id	sid	tid	token	lemma	pos
crln-9158	1	1	july14_b.indd	july14_b.indd	PROPN
crln-9158	1	2	c&rl	c&rl	PROPN
crln-9158	1	3	news	news	PROPN
crln-9158	1	4	july	july	PROPN
crln-9158	1	5	/	/	SYM
crln-9158	1	6	august	august	PROPN
crln-9158	1	7	2014	2014	NUM
crln-9158	1	8	374	374	NUM
crln-9158	1	9	i	i	PRON
crln-9158	1	10	am	be	AUX
crln-9158	1	11	very	very	ADV
crln-9158	1	12	pleased	pleased	ADJ
crln-9158	1	13	to	to	PART
crln-9158	1	14	have	have	VERB
crln-9158	1	15	this	this	DET
crln-9158	1	16	final	final	ADJ
crln-9158	1	17	piece	piece	NOUN
crln-9158	1	18	in	in	ADP
crln-9158	1	19	the	the	DET
crln-9158	1	20	financial	financial	ADJ
crln-9158	1	21	literacy	literacy	NOUN
crln-9158	1	22	series	series	NOUN
crln-9158	1	23	published	publish	VERB
crln-9158	1	24	in	in	ADP
crln-9158	1	25	c&rl	c&rl	PROPN
crln-9158	1	26	news	news	NOUN
crln-9158	1	27	.	.	PUNCT
crln-9158	2	1	as	as	SCONJ
crln-9158	2	2	regular	regular	ADJ
crln-9158	2	3	readers	reader	NOUN
crln-9158	2	4	will	will	AUX
crln-9158	2	5	know	know	VERB
crln-9158	2	6	,	,	PUNCT
crln-9158	2	7	i	i	PRON
crln-9158	2	8	have	have	AUX
crln-9158	2	9	devoted	devote	VERB
crln-9158	2	10	a	a	DET
crln-9158	2	11	monthly	monthly	ADJ
crln-9158	2	12	column	column	NOUN
crln-9158	2	13	to	to	ADP
crln-9158	2	14	colleagues	colleague	NOUN
crln-9158	2	15	who	who	PRON
crln-9158	2	16	are	be	AUX
crln-9158	2	17	engaged	engage	VERB
crln-9158	2	18	in	in	ADP
crln-9158	2	19	financial	financial	ADJ
crln-9158	2	20	education	education	NOUN
crln-9158	2	21	programs	program	NOUN
crln-9158	2	22	in	in	ADP
crln-9158	2	23	their	their	PRON
crln-9158	2	24	libraries	library	NOUN
crln-9158	2	25	to	to	PART
crln-9158	2	26	describe	describe	VERB
crln-9158	2	27	their	their	PRON
crln-9158	2	28	programs	program	NOUN
crln-9158	2	29	here	here	ADV
crln-9158	2	30	.	.	PUNCT
crln-9158	3	1	david	david	PROPN
crln-9158	3	2	l.	l.	PROPN
crln-9158	3	3	eisler	eisler	PROPN
crln-9158	3	4	,	,	PUNCT
crln-9158	3	5	president	president	NOUN
crln-9158	3	6	of	of	ADP
crln-9158	3	7	ferris	ferris	PROPN
crln-9158	3	8	state	state	PROPN
crln-9158	3	9	university	university	PROPN
crln-9158	3	10	in	in	ADP
crln-9158	3	11	michigan	michigan	PROPN
crln-9158	3	12	,	,	PUNCT
crln-9158	3	13	was	be	AUX
crln-9158	3	14	one	one	NUM
crln-9158	3	15	of	of	ADP
crln-9158	3	16	the	the	DET
crln-9158	3	17	presenters	presenter	NOUN
crln-9158	3	18	at	at	ADP
crln-9158	3	19	the	the	DET
crln-9158	3	20	acrl	acrl	PROPN
crln-9158	3	21	president	president	NOUN
crln-9158	3	22	’s	’s	PART
crln-9158	3	23	program	program	NOUN
crln-9158	3	24	at	at	ADP
crln-9158	3	25	the	the	DET
crln-9158	3	26	2014	2014	NUM
crln-9158	3	27	ala	ala	PROPN
crln-9158	3	28	annual	annual	ADJ
crln-9158	3	29	conference	conference	NOUN
crln-9158	3	30	and	and	CCONJ
crln-9158	3	31	coauthor	coauthor	NOUN
crln-9158	3	32	of	of	ADP
crln-9158	3	33	this	this	DET
crln-9158	3	34	piece	piece	NOUN
crln-9158	3	35	.	.	PUNCT
crln-9158	4	1	eisler	eisler	PROPN
crln-9158	4	2	,	,	PUNCT
crln-9158	4	3	along	along	ADP
crln-9158	4	4	with	with	ADP
crln-9158	4	5	scott	scott	PROPN
crln-9158	4	6	garrison	garrison	NOUN
crln-9158	4	7	(	(	PUNCT
crln-9158	4	8	library	library	NOUN
crln-9158	4	9	dean	dean	NOUN
crln-9158	4	10	at	at	ADP
crln-9158	4	11	ferris	ferris	PROPN
crln-9158	4	12	state	state	PROPN
crln-9158	4	13	,	,	PUNCT
crln-9158	4	14	and	and	CCONJ
crln-9158	4	15	moderator	moderator	NOUN
crln-9158	4	16	of	of	ADP
crln-9158	4	17	the	the	DET
crln-9158	4	18	ala	ala	PROPN
crln-9158	4	19	annual	annual	ADJ
crln-9158	4	20	conference	conference	NOUN
crln-9158	4	21	program	program	NOUN
crln-9158	4	22	)	)	PUNCT
crln-9158	4	23	offer	offer	VERB
crln-9158	4	24	some	some	DET
crln-9158	4	25	data	datum	NOUN
crln-9158	4	26	and	and	CCONJ
crln-9158	4	27	some	some	DET
crln-9158	4	28	strategies	strategy	NOUN
crln-9158	4	29	for	for	ADP
crln-9158	4	30	how	how	SCONJ
crln-9158	4	31	we	we	PRON
crln-9158	4	32	can	can	AUX
crln-9158	4	33	continue	continue	VERB
crln-9158	4	34	with	with	ADP
crln-9158	4	35	our	our	PRON
crln-9158	4	36	financial	financial	ADJ
crln-9158	4	37	education	education	NOUN
crln-9158	4	38	efforts	effort	NOUN
crln-9158	4	39	in	in	ADP
crln-9158	4	40	the	the	DET
crln-9158	4	41	college	college	NOUN
crln-9158	4	42	and	and	CCONJ
crln-9158	4	43	university	university	NOUN
crln-9158	4	44	setting	setting	NOUN
crln-9158	4	45	.	.	PUNCT
crln-9158	5	1	i	i	PRON
crln-9158	5	2	am	be	AUX
crln-9158	5	3	optimistic	optimistic	ADJ
crln-9158	5	4	that	that	SCONJ
crln-9158	5	5	the	the	DET
crln-9158	5	6	programs	program	NOUN
crln-9158	5	7	that	that	PRON
crln-9158	5	8	have	have	AUX
crln-9158	5	9	been	be	AUX
crln-9158	5	10	highlighted	highlight	VERB
crln-9158	5	11	,	,	PUNCT
crln-9158	5	12	as	as	ADV
crln-9158	5	13	well	well	ADV
crln-9158	5	14	as	as	ADP
crln-9158	5	15	the	the	DET
crln-9158	5	16	strategies	strategy	NOUN
crln-9158	5	17	noted	note	VERB
crln-9158	5	18	here	here	ADV
crln-9158	5	19	,	,	PUNCT
crln-9158	5	20	will	will	AUX
crln-9158	5	21	spur	spur	VERB
crln-9158	5	22	more	more	ADJ
crln-9158	5	23	action	action	NOUN
crln-9158	5	24	across	across	ADP
crln-9158	5	25	our	our	PRON
crln-9158	5	26	campuses	campus	NOUN
crln-9158	5	27	,	,	PUNCT
crln-9158	5	28	and	and	CCONJ
crln-9158	5	29	i	i	PRON
crln-9158	5	30	look	look	VERB
crln-9158	5	31	forward	forward	ADV
crln-9158	5	32	to	to	ADP
crln-9158	5	33	hearing	hear	VERB
crln-9158	5	34	more	more	ADJ
crln-9158	5	35	about	about	ADP
crln-9158	5	36	these	these	DET
crln-9158	5	37	efforts	effort	NOUN
crln-9158	5	38	.	.	PUNCT
crln-9158	6	1	i	i	PRON
crln-9158	6	2	am	be	AUX
crln-9158	6	3	also	also	ADV
crln-9158	6	4	grateful	grateful	ADJ
crln-9158	6	5	to	to	ADP
crln-9158	6	6	2014–15	2014–15	PROPN
crln-9158	6	7	acrl	acrl	PROPN
crln-9158	6	8	president	president	PROPN
crln-9158	6	9	karen	karen	PROPN
crln-9158	6	10	williams	williams	PROPN
crln-9158	6	11	for	for	ADP
crln-9158	6	12	enabling	enable	VERB
crln-9158	6	13	the	the	DET
crln-9158	6	14	space	space	NOUN
crln-9158	6	15	for	for	ADP
crln-9158	6	16	my	my	PRON
crln-9158	6	17	column	column	NOUN
crln-9158	6	18	during	during	ADP
crln-9158	6	19	her	her	PRON
crln-9158	6	20	presidency	presidency	NOUN
crln-9158	6	21	.	.	PUNCT
crln-9158	7	1	—	—	PUNCT
crln-9158	7	2	trevor	trevor	NOUN
crln-9158	7	3	a.	a.	NOUN
crln-9158	7	4	dawes	dawes	PROPN
crln-9158	7	5	,	,	PUNCT
crln-9158	7	6	acrl	acrl	PROPN
crln-9158	7	7	past	past	PROPN
crln-9158	7	8	-	-	PUNCT
crln-9158	7	9	president	president	NOUN
crln-9158	7	10	the	the	DET
crln-9158	7	11	challenge	challenge	NOUN
crln-9158	7	12	of	of	ADP
crln-9158	7	13	college	college	NOUN
crln-9158	7	14	student	student	NOUN
crln-9158	7	15	loan	loan	NOUN
crln-9158	7	16	debt	debt	NOUN
crln-9158	7	17	is	be	AUX
crln-9158	7	18	well	well	ADV
crln-9158	7	19	documented	document	VERB
crln-9158	7	20	in	in	ADP
crln-9158	7	21	the	the	DET
crln-9158	7	22	popular	popular	ADJ
crln-9158	7	23	,	,	PUNCT
crln-9158	7	24	financial	financial	ADJ
crln-9158	7	25	,	,	PUNCT
crln-9158	7	26	and	and	CCONJ
crln-9158	7	27	academic	academic	ADJ
crln-9158	7	28	media	medium	NOUN
crln-9158	7	29	.	.	PUNCT
crln-9158	8	1	during	during	ADP
crln-9158	8	2	the	the	DET
crln-9158	8	3	past	past	ADJ
crln-9158	8	4	decade	decade	NOUN
crln-9158	8	5	,	,	PUNCT
crln-9158	8	6	borrowing	borrow	VERB
crln-9158	8	7	for	for	ADP
crln-9158	8	8	full	full	ADJ
crln-9158	8	9	-	-	PUNCT
crln-9158	8	10	time	time	NOUN
crln-9158	8	11	undergraduate	undergraduate	NOUN
crln-9158	8	12	students	student	NOUN
crln-9158	8	13	has	have	AUX
crln-9158	8	14	increased	increase	VERB
crln-9158	8	15	by	by	ADP
crln-9158	8	16	over	over	ADP
crln-9158	8	17	50%.1	50%.1	NUM
crln-9158	8	18	in	in	ADP
crln-9158	8	19	2009	2009	NUM
crln-9158	8	20	,	,	PUNCT
crln-9158	8	21	student	student	NOUN
crln-9158	8	22	loan	loan	NOUN
crln-9158	8	23	debt	debt	NOUN
crln-9158	8	24	became	become	VERB
crln-9158	8	25	the	the	DET
crln-9158	8	26	largest	large	ADJ
crln-9158	8	27	type	type	NOUN
crln-9158	8	28	of	of	ADP
crln-9158	8	29	debt	debt	NOUN
crln-9158	8	30	owed	owe	VERB
crln-9158	8	31	by	by	ADP
crln-9158	8	32	american	american	ADJ
crln-9158	8	33	households	household	NOUN
crln-9158	8	34	after	after	ADP
crln-9158	8	35	home	home	NOUN
crln-9158	8	36	mortgages	mortgage	NOUN
crln-9158	8	37	,	,	PUNCT
crln-9158	8	38	surpassing	surpass	VERB
crln-9158	8	39	credit	credit	NOUN
crln-9158	8	40	card	card	NOUN
crln-9158	8	41	debt.2	debt.2	PROPN
crln-9158	8	42	in	in	ADP
crln-9158	8	43	2012	2012	NUM
crln-9158	8	44	,	,	PUNCT
crln-9158	8	45	1.3	1.3	NUM
crln-9158	8	46	million	million	NUM
crln-9158	8	47	undergraduates	undergraduate	NOUN
crln-9158	8	48	in	in	ADP
crln-9158	8	49	the	the	DET
crln-9158	8	50	united	united	PROPN
crln-9158	8	51	states	states	PROPN
crln-9158	8	52	graduated	graduate	VERB
crln-9158	8	53	from	from	ADP
crln-9158	8	54	college	college	NOUN
crln-9158	8	55	with	with	ADP
crln-9158	8	56	student	student	NOUN
crln-9158	8	57	debt	debt	NOUN
crln-9158	8	58	.	.	PUNCT
crln-9158	9	1	today	today	NOUN
crln-9158	9	2	it	it	PRON
crln-9158	9	3	is	be	AUX
crln-9158	9	4	estimated	estimate	VERB
crln-9158	9	5	that	that	SCONJ
crln-9158	9	6	our	our	PRON
crln-9158	9	7	country	country	NOUN
crln-9158	9	8	’s	’s	PART
crln-9158	9	9	outstanding	outstanding	ADJ
crln-9158	9	10	student	student	NOUN
crln-9158	9	11	loan	loan	NOUN
crln-9158	9	12	debt	debt	NOUN
crln-9158	9	13	may	may	AUX
crln-9158	9	14	be	be	AUX
crln-9158	9	15	as	as	ADV
crln-9158	9	16	large	large	ADJ
crln-9158	9	17	as	as	ADP
crln-9158	9	18	1	1	NUM
crln-9158	9	19	trillion	trillion	NUM
crln-9158	9	20	dollars.3	dollars.3	NOUN
crln-9158	9	21	clearly	clearly	ADV
crln-9158	9	22	,	,	PUNCT
crln-9158	9	23	both	both	CCONJ
crln-9158	9	24	the	the	DET
crln-9158	9	25	number	number	NOUN
crln-9158	9	26	of	of	ADP
crln-9158	9	27	students	student	NOUN
crln-9158	9	28	with	with	ADP
crln-9158	9	29	debt	debt	NOUN
crln-9158	9	30	and	and	CCONJ
crln-9158	9	31	the	the	DET
crln-9158	9	32	amount	amount	NOUN
crln-9158	9	33	those	those	DET
crln-9158	9	34	students	student	NOUN
crln-9158	9	35	are	be	AUX
crln-9158	9	36	borrowing	borrow	VERB
crln-9158	9	37	are	be	AUX
crln-9158	9	38	accelerating	accelerate	VERB
crln-9158	9	39	.	.	PUNCT
crln-9158	10	1	in	in	ADP
crln-9158	10	2	2012	2012	NUM
crln-9158	10	3	,	,	PUNCT
crln-9158	10	4	over	over	ADP
crln-9158	10	5	70	70	NUM
crln-9158	10	6	%	%	NOUN
crln-9158	10	7	of	of	ADP
crln-9158	10	8	students	student	NOUN
crln-9158	10	9	graduating	graduate	VERB
crln-9158	10	10	from	from	ADP
crln-9158	10	11	four	four	NUM
crln-9158	10	12	-	-	PUNCT
crln-9158	10	13	year	year	NOUN
crln-9158	10	14	colleges	college	NOUN
crln-9158	10	15	had	have	VERB
crln-9158	10	16	student	student	NOUN
crln-9158	10	17	loans	loan	NOUN
crln-9158	10	18	.	.	PUNCT
crln-9158	11	1	that	that	DET
crln-9158	11	2	same	same	ADJ
crln-9158	11	3	year	year	NOUN
crln-9158	11	4	the	the	DET
crln-9158	11	5	average	average	ADJ
crln-9158	11	6	education	education	NOUN
crln-9158	11	7	debt	debt	NOUN
crln-9158	11	8	load	load	NOUN
crln-9158	11	9	for	for	ADP
crln-9158	11	10	a	a	DET
crln-9158	11	11	graduating	graduate	VERB
crln-9158	11	12	senior	senior	NOUN
crln-9158	11	13	was	be	AUX
crln-9158	11	14	$	$	SYM
crln-9158	11	15	29,400	29,400	NUM
crln-9158	11	16	,	,	PUNCT
crln-9158	11	17	a	a	DET
crln-9158	11	18	25	25	NUM
crln-9158	11	19	%	%	NOUN
crln-9158	11	20	increase	increase	NOUN
crln-9158	11	21	of	of	ADP
crln-9158	11	22	nearly	nearly	ADV
crln-9158	11	23	$	$	SYM
crln-9158	11	24	6,000	6,000	NUM
crln-9158	11	25	per	per	ADP
crln-9158	11	26	person	person	NOUN
crln-9158	11	27	,	,	PUNCT
crln-9158	11	28	in	in	ADP
crln-9158	11	29	just	just	ADV
crln-9158	11	30	four	four	NUM
crln-9158	11	31	years.4	years.4	NOUN
crln-9158	11	32	this	this	PRON
crln-9158	11	33	occurred	occur	VERB
crln-9158	11	34	with	with	ADP
crln-9158	11	35	federal	federal	ADJ
crln-9158	11	36	pell	pell	NOUN
crln-9158	11	37	grant	grant	NOUN
crln-9158	11	38	investment	investment	NOUN
crln-9158	11	39	at	at	ADP
crln-9158	11	40	a	a	DET
crln-9158	11	41	historic	historic	ADJ
crln-9158	11	42	high	high	NOUN
crln-9158	11	43	.	.	PUNCT
crln-9158	12	1	add	add	VERB
crln-9158	12	2	to	to	ADP
crln-9158	12	3	this	this	PRON
crln-9158	12	4	the	the	DET
crln-9158	12	5	high	high	ADJ
crln-9158	12	6	percentage	percentage	NOUN
crln-9158	12	7	of	of	ADP
crln-9158	12	8	full	full	ADJ
crln-9158	12	9	-	-	PUNCT
crln-9158	12	10	time	time	NOUN
crln-9158	12	11	college	college	NOUN
crln-9158	12	12	students	student	NOUN
crln-9158	12	13	who	who	PRON
crln-9158	12	14	work	work	VERB
crln-9158	12	15	,	,	PUNCT
crln-9158	12	16	many	many	ADJ
crln-9158	12	17	as	as	ADV
crln-9158	12	18	much	much	ADJ
crln-9158	12	19	as	as	ADP
crln-9158	12	20	40	40	NUM
crln-9158	12	21	hours	hour	NOUN
crln-9158	12	22	or	or	CCONJ
crln-9158	12	23	more	more	ADJ
crln-9158	12	24	per	per	ADP
crln-9158	12	25	week	week	NOUN
crln-9158	12	26	.	.	PUNCT
crln-9158	13	1	the	the	DET
crln-9158	13	2	simple	simple	ADJ
crln-9158	13	3	reality	reality	NOUN
crln-9158	13	4	is	be	AUX
crln-9158	13	5	that	that	SCONJ
crln-9158	13	6	even	even	ADV
crln-9158	13	7	with	with	ADP
crln-9158	13	8	federal	federal	ADJ
crln-9158	13	9	support	support	NOUN
crln-9158	13	10	,	,	PUNCT
crln-9158	13	11	increased	increase	VERB
crln-9158	13	12	working	working	NOUN
crln-9158	13	13	hours	hour	NOUN
crln-9158	13	14	,	,	PUNCT
crln-9158	13	15	personal	personal	ADJ
crln-9158	13	16	contributions	contribution	NOUN
crln-9158	13	17	and	and	CCONJ
crln-9158	13	18	savings	saving	NOUN
crln-9158	13	19	,	,	PUNCT
crln-9158	13	20	students	student	NOUN
crln-9158	13	21	and	and	CCONJ
crln-9158	13	22	their	their	PRON
crln-9158	13	23	parents	parent	NOUN
crln-9158	13	24	can	can	AUX
crln-9158	13	25	not	not	PART
crln-9158	13	26	cover	cover	VERB
crln-9158	13	27	the	the	DET
crln-9158	13	28	costs	cost	NOUN
crln-9158	13	29	of	of	ADP
crln-9158	13	30	a	a	DET
crln-9158	13	31	college	college	NOUN
crln-9158	13	32	education	education	NOUN
crln-9158	13	33	.	.	PUNCT
crln-9158	14	1	those	those	PRON
crln-9158	14	2	who	who	PRON
crln-9158	14	3	work	work	VERB
crln-9158	14	4	with	with	ADP
crln-9158	14	5	students	student	NOUN
crln-9158	14	6	recognize	recognize	VERB
crln-9158	14	7	that	that	SCONJ
crln-9158	14	8	this	this	PRON
crln-9158	14	9	is	be	AUX
crln-9158	14	10	only	only	ADV
crln-9158	14	11	a	a	DET
crln-9158	14	12	partial	partial	ADJ
crln-9158	14	13	picture	picture	NOUN
crln-9158	14	14	of	of	ADP
crln-9158	14	15	college	college	NOUN
crln-9158	14	16	loan	loan	NOUN
crln-9158	14	17	debt	debt	NOUN
crln-9158	14	18	.	.	PUNCT
crln-9158	15	1	an	an	DET
crln-9158	15	2	analysis	analysis	NOUN
crln-9158	15	3	of	of	ADP
crln-9158	15	4	the	the	DET
crln-9158	15	5	survey	survey	NOUN
crln-9158	15	6	of	of	ADP
crln-9158	15	7	consumer	consumer	NOUN
crln-9158	15	8	finances	finance	NOUN
crln-9158	15	9	by	by	ADP
crln-9158	15	10	the	the	DET
crln-9158	15	11	pew	pew	NOUN
crln-9158	15	12	research	research	NOUN
crln-9158	15	13	center	center	NOUN
crln-9158	15	14	looked	look	VERB
crln-9158	15	15	at	at	ADP
crln-9158	15	16	households	household	NOUN
crln-9158	15	17	with	with	ADP
crln-9158	15	18	heads	head	NOUN
crln-9158	15	19	under	under	ADP
crln-9158	15	20	40	40	NUM
crln-9158	15	21	david	david	PROPN
crln-9158	15	22	l.	l.	PROPN
crln-9158	15	23	eisler	eisler	PROPN
crln-9158	15	24	and	and	CCONJ
crln-9158	15	25	scott	scott	PROPN
crln-9158	15	26	garrison	garrison	PROPN
crln-9158	15	27	addressing	address	VERB
crln-9158	15	28	college	college	NOUN
crln-9158	15	29	student	student	NOUN
crln-9158	15	30	loan	loan	NOUN
crln-9158	15	31	debt	debt	NOUN
crln-9158	15	32	strategies	strategy	NOUN
crln-9158	15	33	for	for	ADP
crln-9158	15	34	success	success	NOUN
crln-9158	15	35	libraries	library	NOUN
crln-9158	15	36	and	and	CCONJ
crln-9158	15	37	financial	financial	ADJ
crln-9158	15	38	literacy	literacy	NOUN
crln-9158	15	39	education	education	PROPN
crln-9158	15	40	david	david	PROPN
crln-9158	15	41	l.	l.	PROPN
crln-9158	15	42	eisler	eisler	PROPN
crln-9158	15	43	is	be	AUX
crln-9158	15	44	president	president	NOUN
crln-9158	15	45	of	of	ADP
crln-9158	15	46	ferris	ferris	PROPN
crln-9158	15	47	state	state	PROPN
crln-9158	15	48	university	university	PROPN
crln-9158	15	49	,	,	PUNCT
crln-9158	15	50	e	e	NOUN
crln-9158	15	51	-	-	NOUN
crln-9158	15	52	mail	mail	NOUN
crln-9158	15	53	:	:	PUNCT
crln-9158	16	1	davideisler@ferris.edu	davideisler@ferris.edu	VERB
crln-9158	16	2	,	,	PUNCT
crln-9158	16	3	and	and	CCONJ
crln-9158	16	4	scott	scott	PROPN
crln-9158	16	5	garrison	garrison	NOUN
crln-9158	16	6	is	be	AUX
crln-9158	16	7	dean	dean	NOUN
crln-9158	16	8	of	of	ADP
crln-9158	16	9	the	the	DET
crln-9158	16	10	ferris	ferris	PROPN
crln-9158	16	11	library	library	NOUN
crln-9158	16	12	for	for	ADP
crln-9158	16	13	information	information	NOUN
crln-9158	16	14	,	,	PUNCT
crln-9158	16	15	education	education	NOUN
crln-9158	16	16	,	,	PUNCT
crln-9158	16	17	and	and	CCONJ
crln-9158	16	18	technology	technology	NOUN
crln-9158	16	19	,	,	PUNCT
crln-9158	16	20	e	e	NOUN
crln-9158	16	21	-	-	NOUN
crln-9158	16	22	mail	mail	NOUN
crln-9158	16	23	:	:	PUNCT
crln-9158	16	24	scottgarrison@ferris.edu	scottgarrison@ferris.edu	PROPN
crln-9158	17	1	©	©	PROPN
crln-9158	17	2	2014	2014	NUM
crln-9158	17	3	david	david	PROPN
crln-9158	17	4	l.	l.	PROPN
crln-9158	17	5	eisler	eisler	PROPN
crln-9158	17	6	and	and	CCONJ
crln-9158	17	7	scott	scott	PROPN
crln-9158	17	8	garrison	garrison	PROPN
crln-9158	17	9	july	july	PROPN
crln-9158	17	10	/	/	SYM
crln-9158	17	11	august	august	PROPN
crln-9158	17	12	2014	2014	NUM
crln-9158	17	13	375	375	NUM
crln-9158	17	14	c&rl	c&rl	PROPN
crln-9158	17	15	news	news	NOUN
crln-9158	17	16	years	year	NOUN
crln-9158	17	17	of	of	ADP
crln-9158	17	18	age	age	NOUN
crln-9158	17	19	.	.	PUNCT
crln-9158	18	1	college	college	NOUN
crln-9158	18	2	-	-	PUNCT
crln-9158	18	3	educated	educate	VERB
crln-9158	18	4	households	household	NOUN
crln-9158	18	5	with	with	ADP
crln-9158	18	6	student	student	NOUN
crln-9158	18	7	debt	debt	NOUN
crln-9158	18	8	showed	show	VERB
crln-9158	18	9	an	an	DET
crln-9158	18	10	average	average	ADJ
crln-9158	18	11	indebtedness	indebtedness	NOUN
crln-9158	18	12	of	of	ADP
crln-9158	18	13	$	$	SYM
crln-9158	18	14	137,010	137,010	NUM
crln-9158	18	15	as	as	ADP
crln-9158	18	16	compared	compare	VERB
crln-9158	18	17	with	with	ADP
crln-9158	18	18	$	$	SYM
crln-9158	18	19	73,250	73,250	NUM
crln-9158	18	20	for	for	ADP
crln-9158	18	21	those	those	PRON
crln-9158	18	22	without	without	ADP
crln-9158	18	23	student	student	NOUN
crln-9158	18	24	debt	debt	NOUN
crln-9158	18	25	.	.	PUNCT
crln-9158	19	1	the	the	DET
crln-9158	19	2	added	add	VERB
crln-9158	19	3	debt	debt	NOUN
crln-9158	19	4	was	be	AUX
crln-9158	19	5	in	in	ADP
crln-9158	19	6	higher	high	ADJ
crln-9158	19	7	vehicle	vehicle	NOUN
crln-9158	19	8	and	and	CCONJ
crln-9158	19	9	credit	credit	NOUN
crln-9158	19	10	card	card	NOUN
crln-9158	19	11	loans	loan	NOUN
crln-9158	19	12	,	,	PUNCT
crln-9158	19	13	placed	place	VERB
crln-9158	19	14	on	on	ADP
crln-9158	19	15	top	top	NOUN
crln-9158	19	16	of	of	ADP
crln-9158	19	17	the	the	DET
crln-9158	19	18	loans	loan	NOUN
crln-9158	19	19	accumulated	accumulate	VERB
crln-9158	19	20	during	during	ADP
crln-9158	19	21	college.5	college.5	NOUN
crln-9158	19	22	there	there	PRON
crln-9158	19	23	are	be	VERB
crln-9158	19	24	major	major	ADJ
crln-9158	19	25	economic	economic	ADJ
crln-9158	19	26	effects	effect	NOUN
crln-9158	19	27	of	of	ADP
crln-9158	19	28	these	these	DET
crln-9158	19	29	increases	increase	NOUN
crln-9158	19	30	in	in	ADP
crln-9158	19	31	student	student	NOUN
crln-9158	19	32	debt	debt	NOUN
crln-9158	19	33	.	.	PUNCT
crln-9158	20	1	some	some	DET
crln-9158	20	2	fear	fear	VERB
crln-9158	20	3	that	that	SCONJ
crln-9158	20	4	debt	debt	NOUN
crln-9158	20	5	levels	level	NOUN
crln-9158	20	6	may	may	AUX
crln-9158	20	7	begin	begin	VERB
crln-9158	20	8	to	to	PART
crln-9158	20	9	impact	impact	VERB
crln-9158	20	10	student	student	NOUN
crln-9158	20	11	choices	choice	NOUN
crln-9158	20	12	for	for	ADP
crln-9158	20	13	majors	major	NOUN
crln-9158	20	14	and	and	CCONJ
crln-9158	20	15	careers	career	NOUN
crln-9158	20	16	.	.	PUNCT
crln-9158	21	1	the	the	DET
crln-9158	21	2	majority	majority	NOUN
crln-9158	21	3	of	of	ADP
crln-9158	21	4	borrowers	borrower	NOUN
crln-9158	21	5	paying	pay	VERB
crln-9158	21	6	back	back	ADP
crln-9158	21	7	their	their	PRON
crln-9158	21	8	student	student	NOUN
crln-9158	21	9	loans	loan	NOUN
crln-9158	21	10	are	be	AUX
crln-9158	21	11	now	now	ADV
crln-9158	21	12	in	in	ADP
crln-9158	21	13	their	their	PRON
crln-9158	21	14	30s	30	NOUN
crln-9158	21	15	or	or	CCONJ
crln-9158	21	16	older	old	ADJ
crln-9158	21	17	,	,	PUNCT
crln-9158	21	18	with	with	ADP
crln-9158	21	19	42	42	NUM
crln-9158	21	20	%	%	NOUN
crln-9158	21	21	between	between	ADP
crln-9158	21	22	the	the	DET
crln-9158	21	23	ages	age	NOUN
crln-9158	21	24	of	of	ADP
crln-9158	21	25	30	30	NUM
crln-9158	21	26	and	and	CCONJ
crln-9158	21	27	50	50	NUM
crln-9158	21	28	,	,	PUNCT
crln-9158	21	29	and	and	CCONJ
crln-9158	21	30	17	17	NUM
crln-9158	21	31	%	%	NOUN
crln-9158	21	32	older	old	ADJ
crln-9158	21	33	than	than	ADP
crln-9158	21	34	age	age	NOUN
crln-9158	21	35	50.6	50.6	NUM
crln-9158	21	36	student	student	NOUN
crln-9158	21	37	debt	debt	NOUN
crln-9158	21	38	is	be	AUX
crln-9158	21	39	becoming	become	VERB
crln-9158	21	40	a	a	DET
crln-9158	21	41	burden	burden	NOUN
crln-9158	21	42	that	that	PRON
crln-9158	21	43	some	some	DET
crln-9158	21	44	graduates	graduate	NOUN
crln-9158	21	45	will	will	AUX
crln-9158	21	46	carry	carry	VERB
crln-9158	21	47	through	through	ADP
crln-9158	21	48	much	much	ADJ
crln-9158	21	49	of	of	ADP
crln-9158	21	50	their	their	PRON
crln-9158	21	51	working	work	VERB
crln-9158	21	52	lives	life	NOUN
crln-9158	21	53	.	.	PUNCT
crln-9158	22	1	it	it	PRON
crln-9158	22	2	also	also	ADV
crln-9158	22	3	appears	appear	VERB
crln-9158	22	4	that	that	SCONJ
crln-9158	22	5	people	people	NOUN
crln-9158	22	6	with	with	ADP
crln-9158	22	7	student	student	NOUN
crln-9158	22	8	debt	debt	NOUN
crln-9158	22	9	are	be	AUX
crln-9158	22	10	less	less	ADV
crln-9158	22	11	likely	likely	ADJ
crln-9158	22	12	to	to	PART
crln-9158	22	13	start	start	VERB
crln-9158	22	14	businesses	business	NOUN
crln-9158	22	15	of	of	ADP
crln-9158	22	16	their	their	PRON
crln-9158	22	17	own	own	ADJ
crln-9158	22	18	,	,	PUNCT
crln-9158	22	19	and	and	CCONJ
crln-9158	22	20	there	there	PRON
crln-9158	22	21	may	may	AUX
crln-9158	22	22	also	also	ADV
crln-9158	22	23	be	be	AUX
crln-9158	22	24	a	a	DET
crln-9158	22	25	negative	negative	ADJ
crln-9158	22	26	impact	impact	NOUN
crln-9158	22	27	on	on	ADP
crln-9158	22	28	home	home	NOUN
crln-9158	22	29	ownership.7	ownership.7	NOUN
crln-9158	22	30	it	it	PRON
crln-9158	22	31	is	be	AUX
crln-9158	22	32	worth	worth	ADJ
crln-9158	22	33	remembering	remember	VERB
crln-9158	22	34	that	that	SCONJ
crln-9158	22	35	these	these	DET
crln-9158	22	36	data	datum	NOUN
crln-9158	22	37	are	be	AUX
crln-9158	22	38	for	for	ADP
crln-9158	22	39	students	student	NOUN
crln-9158	22	40	who	who	PRON
crln-9158	22	41	graduate	graduate	VERB
crln-9158	22	42	from	from	ADP
crln-9158	22	43	college	college	NOUN
crln-9158	22	44	.	.	PUNCT
crln-9158	23	1	for	for	ADP
crln-9158	23	2	students	student	NOUN
crln-9158	23	3	who	who	PRON
crln-9158	23	4	do	do	AUX
crln-9158	23	5	not	not	PART
crln-9158	23	6	graduate	graduate	VERB
crln-9158	23	7	,	,	PUNCT
crln-9158	23	8	student	student	NOUN
crln-9158	23	9	debt	debt	NOUN
crln-9158	23	10	is	be	AUX
crln-9158	23	11	coupled	couple	VERB
crln-9158	23	12	with	with	ADP
crln-9158	23	13	lowered	lower	VERB
crln-9158	23	14	earning	earn	VERB
crln-9158	23	15	potential	potential	ADJ
crln-9158	23	16	and	and	CCONJ
crln-9158	23	17	perhaps	perhaps	ADV
crln-9158	23	18	long	long	ADJ
crln-9158	23	19	-	-	PUNCT
crln-9158	23	20	term	term	NOUN
crln-9158	23	21	unemployment	unemployment	NOUN
crln-9158	23	22	or	or	CCONJ
crln-9158	23	23	underemployment	underemployment	ADJ
crln-9158	23	24	,	,	PUNCT
crln-9158	23	25	creating	create	VERB
crln-9158	23	26	a	a	DET
crln-9158	23	27	future	future	NOUN
crln-9158	23	28	that	that	PRON
crln-9158	23	29	is	be	AUX
crln-9158	23	30	even	even	ADV
crln-9158	23	31	bleaker	bleak	ADJ
crln-9158	23	32	.	.	PUNCT
crln-9158	24	1	there	there	PRON
crln-9158	24	2	is	be	VERB
crln-9158	24	3	a	a	DET
crln-9158	24	4	growing	grow	VERB
crln-9158	24	5	national	national	ADJ
crln-9158	24	6	call	call	NOUN
crln-9158	24	7	for	for	ADP
crln-9158	24	8	colleges	college	NOUN
crln-9158	24	9	and	and	CCONJ
crln-9158	24	10	universities	university	NOUN
crln-9158	24	11	to	to	PART
crln-9158	24	12	act	act	VERB
crln-9158	24	13	on	on	ADP
crln-9158	24	14	this	this	DET
crln-9158	24	15	problem	problem	NOUN
crln-9158	24	16	.	.	PUNCT
crln-9158	25	1	regrettably	regrettably	ADV
crln-9158	25	2	,	,	PUNCT
crln-9158	25	3	with	with	ADP
crln-9158	25	4	few	few	ADJ
crln-9158	25	5	exceptions	exception	NOUN
crln-9158	25	6	,	,	PUNCT
crln-9158	25	7	these	these	PRON
crln-9158	25	8	calls	call	NOUN
crln-9158	25	9	focus	focus	VERB
crln-9158	25	10	on	on	ADP
crln-9158	25	11	college	college	NOUN
crln-9158	25	12	costs	cost	NOUN
crln-9158	25	13	alone	alone	ADV
crln-9158	25	14	,	,	PUNCT
crln-9158	25	15	which	which	PRON
crln-9158	25	16	creates	create	VERB
crln-9158	25	17	a	a	DET
crln-9158	25	18	partial	partial	ADJ
crln-9158	25	19	and	and	CCONJ
crln-9158	25	20	misleading	misleading	ADJ
crln-9158	25	21	picture	picture	NOUN
crln-9158	25	22	.	.	PUNCT
crln-9158	26	1	increased	increase	VERB
crln-9158	26	2	debt	debt	NOUN
crln-9158	26	3	results	result	NOUN
crln-9158	26	4	from	from	ADP
crln-9158	26	5	many	many	ADJ
crln-9158	26	6	factors	factor	NOUN
crln-9158	26	7	:	:	PUNCT
crln-9158	26	8	decreases	decrease	NOUN
crln-9158	26	9	in	in	ADP
crln-9158	26	10	state	state	NOUN
crln-9158	26	11	funding	funding	NOUN
crln-9158	26	12	for	for	ADP
crln-9158	26	13	public	public	ADJ
crln-9158	26	14	institutions	institution	NOUN
crln-9158	26	15	,	,	PUNCT
crln-9158	26	16	reduced	reduce	VERB
crln-9158	26	17	endowment	endowment	NOUN
crln-9158	26	18	returns	return	NOUN
crln-9158	26	19	,	,	PUNCT
crln-9158	26	20	and	and	CCONJ
crln-9158	26	21	the	the	DET
crln-9158	26	22	highly	highly	ADV
crln-9158	26	23	peopleintensive	peopleintensive	ADJ
crln-9158	26	24	nature	nature	NOUN
crln-9158	26	25	of	of	ADP
crln-9158	26	26	delivering	deliver	VERB
crln-9158	26	27	a	a	DET
crln-9158	26	28	quality	quality	NOUN
crln-9158	26	29	education	education	NOUN
crln-9158	26	30	.	.	PUNCT
crln-9158	27	1	additionally	additionally	ADV
crln-9158	27	2	,	,	PUNCT
crln-9158	27	3	aggregate	aggregate	ADJ
crln-9158	27	4	debt	debt	NOUN
crln-9158	27	5	statistics	statistic	NOUN
crln-9158	27	6	include	include	VERB
crln-9158	27	7	data	datum	NOUN
crln-9158	27	8	from	from	ADP
crln-9158	27	9	for	for	ADP
crln-9158	27	10	-	-	PUNCT
crln-9158	27	11	profit	profit	NOUN
crln-9158	27	12	institutions	institution	NOUN
crln-9158	27	13	,	,	PUNCT
crln-9158	27	14	where	where	SCONJ
crln-9158	27	15	both	both	DET
crln-9158	27	16	debt	debt	NOUN
crln-9158	27	17	load	load	NOUN
crln-9158	27	18	and	and	CCONJ
crln-9158	27	19	the	the	DET
crln-9158	27	20	percentage	percentage	NOUN
crln-9158	27	21	of	of	ADP
crln-9158	27	22	students	student	NOUN
crln-9158	27	23	with	with	ADP
crln-9158	27	24	debt	debt	NOUN
crln-9158	27	25	is	be	AUX
crln-9158	27	26	much	much	ADV
crln-9158	27	27	higher	high	ADJ
crln-9158	27	28	.	.	PUNCT
crln-9158	28	1	however	however	ADV
crln-9158	28	2	,	,	PUNCT
crln-9158	28	3	higher	high	ADJ
crln-9158	28	4	costs	cost	NOUN
crln-9158	28	5	also	also	ADV
crln-9158	28	6	result	result	VERB
crln-9158	28	7	from	from	ADP
crln-9158	28	8	institutional	institutional	ADJ
crln-9158	28	9	spending	spending	NOUN
crln-9158	28	10	practices	practice	NOUN
crln-9158	28	11	,	,	PUNCT
crln-9158	28	12	enrollment	enrollment	NOUN
crln-9158	28	13	patterns	pattern	NOUN
crln-9158	28	14	,	,	PUNCT
crln-9158	28	15	and	and	CCONJ
crln-9158	28	16	the	the	DET
crln-9158	28	17	tendency	tendency	NOUN
crln-9158	28	18	on	on	ADP
crln-9158	28	19	the	the	DET
crln-9158	28	20	part	part	NOUN
crln-9158	28	21	of	of	ADP
crln-9158	28	22	some	some	DET
crln-9158	28	23	colleges	college	NOUN
crln-9158	28	24	and	and	CCONJ
crln-9158	28	25	universities	university	NOUN
crln-9158	28	26	to	to	PART
crln-9158	28	27	direct	direct	VERB
crln-9158	28	28	funding	funding	NOUN
crln-9158	28	29	to	to	PART
crln-9158	28	30	merit	merit	NOUN
crln-9158	28	31	rather	rather	ADV
crln-9158	28	32	than	than	ADP
crln-9158	28	33	financial	financial	ADJ
crln-9158	28	34	need	need	NOUN
crln-9158	28	35	.	.	PUNCT
crln-9158	29	1	the	the	DET
crln-9158	29	2	problem	problem	NOUN
crln-9158	29	3	is	be	AUX
crln-9158	29	4	systemic	systemic	ADJ
crln-9158	29	5	and	and	CCONJ
crln-9158	29	6	complex	complex	ADJ
crln-9158	29	7	,	,	PUNCT
crln-9158	29	8	and	and	CCONJ
crln-9158	29	9	although	although	SCONJ
crln-9158	29	10	now	now	ADV
crln-9158	29	11	in	in	ADP
crln-9158	29	12	the	the	DET
crln-9158	29	13	public	public	ADJ
crln-9158	29	14	eye	eye	NOUN
crln-9158	29	15	,	,	PUNCT
crln-9158	29	16	in	in	ADP
crln-9158	29	17	reality	reality	NOUN
crln-9158	29	18	these	these	DET
crln-9158	29	19	patterns	pattern	NOUN
crln-9158	29	20	have	have	AUX
crln-9158	29	21	been	be	AUX
crln-9158	29	22	a	a	DET
crln-9158	29	23	growing	grow	VERB
crln-9158	29	24	part	part	NOUN
crln-9158	29	25	of	of	ADP
crln-9158	29	26	higher	high	ADJ
crln-9158	29	27	education	education	NOUN
crln-9158	29	28	for	for	ADP
crln-9158	29	29	the	the	DET
crln-9158	29	30	past	past	ADJ
crln-9158	29	31	two	two	NUM
crln-9158	29	32	decades	decade	NOUN
crln-9158	29	33	.	.	PUNCT
crln-9158	30	1	strategies	strategy	NOUN
crln-9158	30	2	to	to	PART
crln-9158	30	3	reduce	reduce	VERB
crln-9158	30	4	student	student	NOUN
crln-9158	30	5	debt	debt	NOUN
crln-9158	30	6	there	there	PRON
crln-9158	30	7	are	be	VERB
crln-9158	30	8	clear	clear	ADJ
crln-9158	30	9	actions	action	NOUN
crln-9158	30	10	that	that	SCONJ
crln-9158	30	11	colleges	college	NOUN
crln-9158	30	12	and	and	CCONJ
crln-9158	30	13	universities	university	NOUN
crln-9158	30	14	can	can	AUX
crln-9158	30	15	take	take	VERB
crln-9158	30	16	.	.	PUNCT
crln-9158	31	1	these	these	PRON
crln-9158	31	2	begin	begin	VERB
crln-9158	31	3	with	with	ADP
crln-9158	31	4	acknowledgement	acknowledgement	NOUN
crln-9158	31	5	and	and	CCONJ
crln-9158	31	6	ownership	ownership	NOUN
crln-9158	31	7	of	of	ADP
crln-9158	31	8	the	the	DET
crln-9158	31	9	problem	problem	NOUN
crln-9158	31	10	,	,	PUNCT
crln-9158	31	11	and	and	CCONJ
crln-9158	31	12	engaging	engage	VERB
crln-9158	31	13	the	the	DET
crln-9158	31	14	entire	entire	ADJ
crln-9158	31	15	university	university	NOUN
crln-9158	31	16	community	community	NOUN
crln-9158	31	17	—	—	PUNCT
crln-9158	31	18	governance	governance	NOUN
crln-9158	31	19	boards	board	NOUN
crln-9158	31	20	,	,	PUNCT
crln-9158	31	21	faculty	faculty	NOUN
crln-9158	31	22	,	,	PUNCT
crln-9158	31	23	staff	staff	NOUN
crln-9158	31	24	,	,	PUNCT
crln-9158	31	25	administrators	administrator	NOUN
crln-9158	31	26	,	,	PUNCT
crln-9158	31	27	and	and	CCONJ
crln-9158	31	28	students	student	NOUN
crln-9158	31	29	—	—	PUNCT
crln-9158	31	30	in	in	ADP
crln-9158	31	31	analyzing	analyzing	NOUN
crln-9158	31	32	,	,	PUNCT
crln-9158	31	33	addressing	address	VERB
crln-9158	31	34	,	,	PUNCT
crln-9158	31	35	and	and	CCONJ
crln-9158	31	36	solving	solve	VERB
crln-9158	31	37	the	the	DET
crln-9158	31	38	challenge	challenge	NOUN
crln-9158	31	39	.	.	PUNCT
crln-9158	32	1	this	this	DET
crln-9158	32	2	combined	combine	VERB
crln-9158	32	3	action	action	NOUN
crln-9158	32	4	creates	create	VERB
crln-9158	32	5	awareness	awareness	NOUN
crln-9158	32	6	of	of	ADP
crln-9158	32	7	both	both	CCONJ
crln-9158	32	8	the	the	DET
crln-9158	32	9	seriousness	seriousness	NOUN
crln-9158	32	10	of	of	ADP
crln-9158	32	11	the	the	DET
crln-9158	32	12	problem	problem	NOUN
crln-9158	32	13	and	and	CCONJ
crln-9158	32	14	the	the	DET
crln-9158	32	15	institutional	institutional	ADJ
crln-9158	32	16	commitment	commitment	NOUN
crln-9158	32	17	to	to	PART
crln-9158	32	18	address	address	VERB
crln-9158	32	19	it	it	PRON
crln-9158	32	20	.	.	PUNCT
crln-9158	33	1	however	however	ADV
crln-9158	33	2	,	,	PUNCT
crln-9158	33	3	this	this	PRON
crln-9158	33	4	is	be	AUX
crln-9158	33	5	a	a	DET
crln-9158	33	6	process	process	NOUN
crln-9158	33	7	that	that	PRON
crln-9158	33	8	is	be	AUX
crln-9158	33	9	not	not	PART
crln-9158	33	10	without	without	ADP
crln-9158	33	11	challenges	challenge	NOUN
crln-9158	33	12	and	and	CCONJ
crln-9158	33	13	drawbacks	drawback	NOUN
crln-9158	33	14	.	.	PUNCT
crln-9158	34	1	some	some	PRON
crln-9158	34	2	will	will	AUX
crln-9158	34	3	fear	fear	VERB
crln-9158	34	4	that	that	SCONJ
crln-9158	34	5	a	a	DET
crln-9158	34	6	discussion	discussion	NOUN
crln-9158	34	7	of	of	ADP
crln-9158	34	8	costs	cost	NOUN
crln-9158	34	9	that	that	PRON
crln-9158	34	10	draws	draw	VERB
crln-9158	34	11	the	the	DET
crln-9158	34	12	attention	attention	NOUN
crln-9158	34	13	not	not	PART
crln-9158	34	14	only	only	ADV
crln-9158	34	15	of	of	ADP
crln-9158	34	16	current	current	ADJ
crln-9158	34	17	students	student	NOUN
crln-9158	34	18	and	and	CCONJ
crln-9158	34	19	their	their	PRON
crln-9158	34	20	parents	parent	NOUN
crln-9158	34	21	,	,	PUNCT
crln-9158	34	22	but	but	CCONJ
crln-9158	34	23	also	also	ADV
crln-9158	34	24	attracts	attract	VERB
crln-9158	34	25	the	the	DET
crln-9158	34	26	attention	attention	NOUN
crln-9158	34	27	of	of	ADP
crln-9158	34	28	potential	potential	ADJ
crln-9158	34	29	students	student	NOUN
crln-9158	34	30	,	,	PUNCT
crln-9158	34	31	will	will	AUX
crln-9158	34	32	impact	impact	VERB
crln-9158	34	33	enrollment	enrollment	NOUN
crln-9158	34	34	.	.	PUNCT
crln-9158	35	1	as	as	SCONJ
crln-9158	35	2	awareness	awareness	NOUN
crln-9158	35	3	of	of	ADP
crln-9158	35	4	the	the	DET
crln-9158	35	5	problem	problem	NOUN
crln-9158	35	6	grows	grow	VERB
crln-9158	35	7	,	,	PUNCT
crln-9158	35	8	it	it	PRON
crln-9158	35	9	can	can	AUX
crln-9158	35	10	,	,	PUNCT
crln-9158	35	11	and	and	CCONJ
crln-9158	35	12	likely	likely	ADV
crln-9158	35	13	will	will	AUX
crln-9158	35	14	,	,	PUNCT
crln-9158	35	15	affect	affect	VERB
crln-9158	35	16	student	student	NOUN
crln-9158	35	17	attendance	attendance	NOUN
crln-9158	35	18	patterns	pattern	NOUN
crln-9158	35	19	.	.	PUNCT
crln-9158	36	1	careful	careful	ADJ
crln-9158	36	2	study	study	NOUN
crln-9158	36	3	of	of	ADP
crln-9158	36	4	the	the	DET
crln-9158	36	5	problem	problem	NOUN
crln-9158	36	6	suggests	suggest	VERB
crln-9158	36	7	several	several	ADJ
crln-9158	36	8	approaches	approach	NOUN
crln-9158	36	9	.	.	PUNCT
crln-9158	37	1	student	student	NOUN
crln-9158	37	2	loan	loan	NOUN
crln-9158	37	3	costs	cost	NOUN
crln-9158	37	4	include	include	VERB
crln-9158	37	5	much	much	ADV
crln-9158	37	6	more	more	ADJ
crln-9158	37	7	than	than	ADP
crln-9158	37	8	the	the	DET
crln-9158	37	9	cost	cost	NOUN
crln-9158	37	10	of	of	ADP
crln-9158	37	11	attendance	attendance	NOUN
crln-9158	37	12	.	.	PUNCT
crln-9158	38	1	in	in	ADP
crln-9158	38	2	reality	reality	NOUN
crln-9158	38	3	,	,	PUNCT
crln-9158	38	4	these	these	PRON
crln-9158	38	5	are	be	AUX
crln-9158	38	6	funds	fund	NOUN
crln-9158	38	7	that	that	PRON
crln-9158	38	8	students	student	NOUN
crln-9158	38	9	use	use	VERB
crln-9158	38	10	for	for	ADP
crln-9158	38	11	living	living	NOUN
crln-9158	38	12	expenses	expense	NOUN
crln-9158	38	13	during	during	ADP
crln-9158	38	14	their	their	PRON
crln-9158	38	15	college	college	NOUN
crln-9158	38	16	years	year	NOUN
crln-9158	38	17	.	.	PUNCT
crln-9158	39	1	as	as	ADP
crln-9158	39	2	a	a	DET
crln-9158	39	3	result	result	NOUN
crln-9158	39	4	,	,	PUNCT
crln-9158	39	5	no	no	DET
crln-9158	39	6	single	single	ADJ
crln-9158	39	7	factor	factor	NOUN
crln-9158	39	8	will	will	AUX
crln-9158	39	9	reduce	reduce	VERB
crln-9158	39	10	student	student	NOUN
crln-9158	39	11	debt	debt	NOUN
crln-9158	39	12	more	more	ADJ
crln-9158	39	13	than	than	ADP
crln-9158	39	14	reducing	reduce	VERB
crln-9158	39	15	the	the	DET
crln-9158	39	16	time	time	NOUN
crln-9158	39	17	it	it	PRON
crln-9158	39	18	takes	take	VERB
crln-9158	39	19	a	a	DET
crln-9158	39	20	student	student	NOUN
crln-9158	39	21	to	to	PART
crln-9158	39	22	earn	earn	VERB
crln-9158	39	23	a	a	DET
crln-9158	39	24	degree	degree	NOUN
crln-9158	39	25	.	.	PUNCT
crln-9158	40	1	improvements	improvement	NOUN
crln-9158	40	2	in	in	ADP
crln-9158	40	3	advising	advise	VERB
crln-9158	40	4	,	,	PUNCT
crln-9158	40	5	scheduling	scheduling	NOUN
crln-9158	40	6	,	,	PUNCT
crln-9158	40	7	encouraging	encourage	VERB
crln-9158	40	8	students	student	NOUN
crln-9158	40	9	to	to	PART
crln-9158	40	10	take	take	VERB
crln-9158	40	11	more	more	ADJ
crln-9158	40	12	credits	credit	NOUN
crln-9158	40	13	,	,	PUNCT
crln-9158	40	14	and	and	CCONJ
crln-9158	40	15	managing	manage	VERB
crln-9158	40	16	carefully	carefully	ADV
crln-9158	40	17	to	to	PART
crln-9158	40	18	limit	limit	VERB
crln-9158	40	19	“	"	PUNCT
crln-9158	40	20	creep	creep	NOUN
crln-9158	40	21	”	"	PUNCT
crln-9158	40	22	in	in	ADP
crln-9158	40	23	how	how	SCONJ
crln-9158	40	24	many	many	ADJ
crln-9158	40	25	credit	credit	NOUN
crln-9158	40	26	hours	hour	NOUN
crln-9158	40	27	are	be	AUX
crln-9158	40	28	required	require	VERB
crln-9158	40	29	per	per	ADP
crln-9158	40	30	degree	degree	NOUN
crln-9158	40	31	,	,	PUNCT
crln-9158	40	32	will	will	AUX
crln-9158	40	33	do	do	VERB
crln-9158	40	34	the	the	DET
crln-9158	40	35	most	most	ADJ
crln-9158	40	36	to	to	PART
crln-9158	40	37	reduce	reduce	VERB
crln-9158	40	38	student	student	NOUN
crln-9158	40	39	debt	debt	NOUN
crln-9158	40	40	.	.	PUNCT
crln-9158	41	1	for	for	ADP
crln-9158	41	2	institutions	institution	NOUN
crln-9158	41	3	with	with	ADP
crln-9158	41	4	significant	significant	ADJ
crln-9158	41	5	numbers	number	NOUN
crln-9158	41	6	of	of	ADP
crln-9158	41	7	students	student	NOUN
crln-9158	41	8	receiving	receive	VERB
crln-9158	41	9	pell	pell	NOUN
crln-9158	41	10	grants	grant	NOUN
crln-9158	41	11	,	,	PUNCT
crln-9158	41	12	this	this	DET
crln-9158	41	13	effort	effort	NOUN
crln-9158	41	14	dovetails	dovetail	VERB
crln-9158	41	15	well	well	ADV
crln-9158	41	16	with	with	ADP
crln-9158	41	17	new	new	ADJ
crln-9158	41	18	satisfactory	satisfactory	ADJ
crln-9158	41	19	progress	progress	NOUN
crln-9158	41	20	requirements	requirement	NOUN
crln-9158	41	21	and	and	CCONJ
crln-9158	41	22	limitations	limitation	NOUN
crln-9158	41	23	on	on	ADP
crln-9158	41	24	pell	pell	PROPN
crln-9158	41	25	funding	funding	NOUN
crln-9158	41	26	.	.	PUNCT
crln-9158	42	1	a	a	DET
crln-9158	42	2	second	second	ADJ
crln-9158	42	3	effective	effective	ADJ
crln-9158	42	4	strategy	strategy	NOUN
crln-9158	42	5	is	be	AUX
crln-9158	42	6	to	to	PART
crln-9158	42	7	limit	limit	VERB
crln-9158	42	8	cost	cost	NOUN
crln-9158	42	9	to	to	ADP
crln-9158	42	10	students	student	NOUN
crln-9158	42	11	.	.	PUNCT
crln-9158	43	1	in	in	ADP
crln-9158	43	2	this	this	PRON
crln-9158	43	3	it	it	PRON
crln-9158	43	4	is	be	AUX
crln-9158	43	5	useful	useful	ADJ
crln-9158	43	6	to	to	PART
crln-9158	43	7	consider	consider	VERB
crln-9158	43	8	the	the	DET
crln-9158	43	9	net	net	ADJ
crln-9158	43	10	cost	cost	NOUN
crln-9158	43	11	of	of	ADP
crln-9158	43	12	attendance	attendance	NOUN
crln-9158	43	13	,	,	PUNCT
crln-9158	43	14	which	which	PRON
crln-9158	43	15	is	be	AUX
crln-9158	43	16	educational	educational	ADJ
crln-9158	43	17	and	and	CCONJ
crln-9158	43	18	living	living	NOUN
crln-9158	43	19	costs	cost	NOUN
crln-9158	43	20	minus	minus	CCONJ
crln-9158	43	21	financial	financial	ADJ
crln-9158	43	22	aid	aid	NOUN
crln-9158	43	23	and	and	CCONJ
crln-9158	43	24	the	the	DET
crln-9158	43	25	scholarship	scholarship	NOUN
crln-9158	43	26	support	support	NOUN
crln-9158	43	27	students	student	NOUN
crln-9158	43	28	receive	receive	VERB
crln-9158	43	29	.	.	PUNCT
crln-9158	44	1	a	a	DET
crln-9158	44	2	commitment	commitment	NOUN
crln-9158	44	3	to	to	PART
crln-9158	44	4	reallocate	reallocate	VERB
crln-9158	44	5	funding	funding	NOUN
crln-9158	44	6	to	to	PART
crln-9158	44	7	increase	increase	VERB
crln-9158	44	8	need	need	NOUN
crln-9158	44	9	-	-	PUNCT
crln-9158	44	10	based	base	VERB
crln-9158	44	11	financial	financial	ADJ
crln-9158	44	12	aid	aid	NOUN
crln-9158	44	13	,	,	PUNCT
crln-9158	44	14	together	together	ADV
crln-9158	44	15	with	with	ADP
crln-9158	44	16	increased	increase	VERB
crln-9158	44	17	donor	donor	NOUN
crln-9158	44	18	support	support	NOUN
crln-9158	44	19	for	for	ADP
crln-9158	44	20	need	need	NOUN
crln-9158	44	21	-	-	PUNCT
crln-9158	44	22	based	base	VERB
crln-9158	44	23	scholarships	scholarship	NOUN
crln-9158	44	24	,	,	PUNCT
crln-9158	44	25	will	will	AUX
crln-9158	44	26	certainly	certainly	ADV
crln-9158	44	27	make	make	VERB
crln-9158	44	28	a	a	DET
crln-9158	44	29	difference	difference	NOUN
crln-9158	44	30	.	.	PUNCT
crln-9158	45	1	however	however	ADV
crln-9158	45	2	,	,	PUNCT
crln-9158	45	3	for	for	SCONJ
crln-9158	45	4	this	this	PRON
crln-9158	45	5	to	to	PART
crln-9158	45	6	reduce	reduce	VERB
crln-9158	45	7	debt	debt	NOUN
crln-9158	45	8	,	,	PUNCT
crln-9158	45	9	financial	financial	ADJ
crln-9158	45	10	support	support	NOUN
crln-9158	45	11	will	will	AUX
crln-9158	45	12	need	need	VERB
crln-9158	45	13	to	to	PART
crln-9158	45	14	increase	increase	VERB
crln-9158	45	15	more	more	ADV
crln-9158	45	16	rapidly	rapidly	ADV
crln-9158	45	17	than	than	ADP
crln-9158	45	18	tuition	tuition	NOUN
crln-9158	45	19	and	and	CCONJ
crln-9158	45	20	associated	associated	ADJ
crln-9158	45	21	costs	cost	NOUN
crln-9158	45	22	.	.	PUNCT
crln-9158	46	1	c&rl	c&rl	PROPN
crln-9158	46	2	news	news	PROPN
crln-9158	46	3	july	july	PROPN
crln-9158	46	4	/	/	SYM
crln-9158	46	5	august	august	PROPN
crln-9158	46	6	2014	2014	NUM
crln-9158	46	7	376	376	NUM
crln-9158	46	8	a	a	DET
crln-9158	46	9	third	third	ADJ
crln-9158	46	10	strategy	strategy	NOUN
crln-9158	46	11	is	be	AUX
crln-9158	46	12	to	to	PART
crln-9158	46	13	increase	increase	VERB
crln-9158	46	14	the	the	DET
crln-9158	46	15	financial	financial	ADJ
crln-9158	46	16	literacy	literacy	NOUN
crln-9158	46	17	of	of	ADP
crln-9158	46	18	students	student	NOUN
crln-9158	46	19	,	,	PUNCT
crln-9158	46	20	potential	potential	ADJ
crln-9158	46	21	students	student	NOUN
crln-9158	46	22	,	,	PUNCT
crln-9158	46	23	and	and	CCONJ
crln-9158	46	24	their	their	PRON
crln-9158	46	25	parents	parent	NOUN
crln-9158	46	26	.	.	PUNCT
crln-9158	47	1	despite	despite	SCONJ
crln-9158	47	2	significant	significant	ADJ
crln-9158	47	3	national	national	ADJ
crln-9158	47	4	media	medium	NOUN
crln-9158	47	5	attention	attention	NOUN
crln-9158	47	6	and	and	CCONJ
crln-9158	47	7	awareness	awareness	NOUN
crln-9158	47	8	efforts	effort	NOUN
crln-9158	47	9	that	that	PRON
crln-9158	47	10	address	address	VERB
crln-9158	47	11	the	the	DET
crln-9158	47	12	topic	topic	NOUN
crln-9158	47	13	of	of	ADP
crln-9158	47	14	student	student	NOUN
crln-9158	47	15	debt	debt	NOUN
crln-9158	47	16	,	,	PUNCT
crln-9158	47	17	study	study	NOUN
crln-9158	47	18	after	after	ADP
crln-9158	47	19	study	study	NOUN
crln-9158	47	20	on	on	ADP
crln-9158	47	21	student	student	NOUN
crln-9158	47	22	debt	debt	NOUN
crln-9158	47	23	and	and	CCONJ
crln-9158	47	24	college	college	NOUN
crln-9158	47	25	costs	cost	NOUN
crln-9158	47	26	shows	show	VERB
crln-9158	47	27	there	there	PRON
crln-9158	47	28	remains	remain	VERB
crln-9158	47	29	a	a	DET
crln-9158	47	30	significant	significant	ADJ
crln-9158	47	31	educational	educational	ADJ
crln-9158	47	32	challenge	challenge	NOUN
crln-9158	47	33	for	for	ADP
crln-9158	47	34	students	student	NOUN
crln-9158	47	35	and	and	CCONJ
crln-9158	47	36	families	family	NOUN
crln-9158	47	37	.	.	PUNCT
crln-9158	48	1	for	for	ADP
crln-9158	48	2	example	example	NOUN
crln-9158	48	3	,	,	PUNCT
crln-9158	48	4	in	in	ADP
crln-9158	48	5	a	a	DET
crln-9158	48	6	recent	recent	ADJ
crln-9158	48	7	survey	survey	NOUN
crln-9158	48	8	by	by	ADP
crln-9158	48	9	the	the	DET
crln-9158	48	10	credit	credit	NOUN
crln-9158	48	11	union	union	PROPN
crln-9158	48	12	national	national	PROPN
crln-9158	48	13	association	association	PROPN
crln-9158	48	14	,	,	PUNCT
crln-9158	48	15	48	48	NUM
crln-9158	48	16	%	%	NOUN
crln-9158	48	17	of	of	ADP
crln-9158	48	18	people	people	NOUN
crln-9158	48	19	did	do	AUX
crln-9158	48	20	not	not	PART
crln-9158	48	21	know	know	VERB
crln-9158	48	22	how	how	SCONJ
crln-9158	48	23	much	much	ADJ
crln-9158	48	24	their	their	PRON
crln-9158	48	25	children	child	NOUN
crln-9158	48	26	would	would	AUX
crln-9158	48	27	need	need	VERB
crln-9158	48	28	to	to	PART
crln-9158	48	29	borrow	borrow	VERB
crln-9158	48	30	for	for	ADP
crln-9158	48	31	college.8	college.8	PROPN
crln-9158	48	32	while	while	SCONJ
crln-9158	48	33	people	people	NOUN
crln-9158	48	34	understand	understand	VERB
crln-9158	48	35	that	that	SCONJ
crln-9158	48	36	student	student	NOUN
crln-9158	48	37	debt	debt	NOUN
crln-9158	48	38	is	be	AUX
crln-9158	48	39	a	a	DET
crln-9158	48	40	problem	problem	NOUN
crln-9158	48	41	,	,	PUNCT
crln-9158	48	42	they	they	PRON
crln-9158	48	43	do	do	AUX
crln-9158	48	44	not	not	PART
crln-9158	48	45	understand	understand	VERB
crln-9158	48	46	its	its	PRON
crln-9158	48	47	financial	financial	ADJ
crln-9158	48	48	impact	impact	NOUN
crln-9158	48	49	on	on	ADP
crln-9158	48	50	their	their	PRON
crln-9158	48	51	future	future	NOUN
crln-9158	48	52	.	.	PUNCT
crln-9158	49	1	without	without	ADP
crln-9158	49	2	this	this	DET
crln-9158	49	3	understanding	understanding	NOUN
crln-9158	49	4	they	they	PRON
crln-9158	49	5	are	be	AUX
crln-9158	49	6	less	less	ADV
crln-9158	49	7	likely	likely	ADJ
crln-9158	49	8	to	to	PART
crln-9158	49	9	make	make	VERB
crln-9158	49	10	sound	sound	ADJ
crln-9158	49	11	financial	financial	ADJ
crln-9158	49	12	choices	choice	NOUN
crln-9158	49	13	.	.	PUNCT
crln-9158	50	1	student	student	NOUN
crln-9158	50	2	debt	debt	NOUN
crln-9158	50	3	can	can	AUX
crln-9158	50	4	be	be	AUX
crln-9158	50	5	a	a	DET
crln-9158	50	6	catalyst	catalyst	NOUN
crln-9158	50	7	to	to	PART
crln-9158	50	8	increase	increase	VERB
crln-9158	50	9	financial	financial	ADJ
crln-9158	50	10	literacy	literacy	NOUN
crln-9158	50	11	efforts	effort	NOUN
crln-9158	50	12	both	both	CCONJ
crln-9158	50	13	inside	inside	ADP
crln-9158	50	14	and	and	CCONJ
crln-9158	50	15	outside	outside	ADP
crln-9158	50	16	the	the	DET
crln-9158	50	17	classroom	classroom	NOUN
crln-9158	50	18	on	on	ADP
crln-9158	50	19	college	college	NOUN
crln-9158	50	20	campuses	campus	NOUN
crln-9158	50	21	.	.	PUNCT
crln-9158	51	1	some	some	DET
crln-9158	51	2	successful	successful	ADJ
crln-9158	51	3	approaches	approach	NOUN
crln-9158	51	4	include	include	VERB
crln-9158	51	5	sessions	session	NOUN
crln-9158	51	6	for	for	ADP
crln-9158	51	7	students	student	NOUN
crln-9158	51	8	and	and	CCONJ
crln-9158	51	9	parents	parent	NOUN
crln-9158	51	10	during	during	ADP
crln-9158	51	11	orientation	orientation	NOUN
crln-9158	51	12	.	.	PUNCT
crln-9158	52	1	college	college	NOUN
crln-9158	52	2	admissions	admission	NOUN
crln-9158	52	3	and	and	CCONJ
crln-9158	52	4	financial	financial	ADJ
crln-9158	52	5	aid	aid	NOUN
crln-9158	52	6	web	web	NOUN
crln-9158	52	7	pages	page	NOUN
crln-9158	52	8	can	can	AUX
crln-9158	52	9	connect	connect	VERB
crln-9158	52	10	students	student	NOUN
crln-9158	52	11	and	and	CCONJ
crln-9158	52	12	their	their	PRON
crln-9158	52	13	parents	parent	NOUN
crln-9158	52	14	to	to	ADP
crln-9158	52	15	the	the	DET
crln-9158	52	16	many	many	ADJ
crln-9158	52	17	resources	resource	NOUN
crln-9158	52	18	available	available	ADJ
crln-9158	52	19	for	for	ADP
crln-9158	52	20	student	student	NOUN
crln-9158	52	21	debt	debt	NOUN
crln-9158	52	22	analysis	analysis	NOUN
crln-9158	52	23	.	.	PUNCT
crln-9158	53	1	these	these	DET
crln-9158	53	2	special	special	ADJ
crln-9158	53	3	efforts	effort	NOUN
crln-9158	53	4	should	should	AUX
crln-9158	53	5	be	be	AUX
crln-9158	53	6	directed	direct	VERB
crln-9158	53	7	to	to	ADP
crln-9158	53	8	prospective	prospective	ADJ
crln-9158	53	9	students	student	NOUN
crln-9158	53	10	,	,	PUNCT
crln-9158	53	11	especially	especially	ADV
crln-9158	53	12	those	those	PRON
crln-9158	53	13	with	with	ADP
crln-9158	53	14	greater	great	ADJ
crln-9158	53	15	financial	financial	ADJ
crln-9158	53	16	need	need	NOUN
crln-9158	53	17	,	,	PUNCT
crln-9158	53	18	current	current	ADJ
crln-9158	53	19	students	student	NOUN
crln-9158	53	20	with	with	ADP
crln-9158	53	21	significant	significant	ADJ
crln-9158	53	22	debt	debt	NOUN
crln-9158	53	23	,	,	PUNCT
crln-9158	53	24	students	student	NOUN
crln-9158	53	25	whose	whose	DET
crln-9158	53	26	debt	debt	NOUN
crln-9158	53	27	is	be	AUX
crln-9158	53	28	increasing	increase	VERB
crln-9158	53	29	at	at	ADP
crln-9158	53	30	a	a	DET
crln-9158	53	31	rapid	rapid	ADJ
crln-9158	53	32	rate	rate	NOUN
crln-9158	53	33	,	,	PUNCT
crln-9158	53	34	and	and	CCONJ
crln-9158	53	35	to	to	ADP
crln-9158	53	36	students	student	NOUN
crln-9158	53	37	who	who	PRON
crln-9158	53	38	are	be	AUX
crln-9158	53	39	not	not	PART
crln-9158	53	40	making	make	VERB
crln-9158	53	41	satisfactory	satisfactory	ADJ
crln-9158	53	42	progress	progress	NOUN
crln-9158	53	43	on	on	ADP
crln-9158	53	44	degree	degree	NOUN
crln-9158	53	45	completion	completion	NOUN
crln-9158	53	46	according	accord	VERB
crln-9158	53	47	to	to	ADP
crln-9158	53	48	federal	federal	ADJ
crln-9158	53	49	and	and	CCONJ
crln-9158	53	50	other	other	ADJ
crln-9158	53	51	requirements	requirement	NOUN
crln-9158	53	52	.	.	PUNCT
crln-9158	54	1	an	an	DET
crln-9158	54	2	effective	effective	ADJ
crln-9158	54	3	approach	approach	NOUN
crln-9158	54	4	(	(	PUNCT
crln-9158	54	5	employed	employ	VERB
crln-9158	54	6	at	at	ADP
crln-9158	54	7	ferris	ferris	PROPN
crln-9158	54	8	state	state	PROPN
crln-9158	54	9	university	university	PROPN
crln-9158	54	10	)	)	PUNCT
crln-9158	54	11	is	be	AUX
crln-9158	54	12	to	to	PART
crln-9158	54	13	use	use	VERB
crln-9158	54	14	students	student	NOUN
crln-9158	54	15	trained	train	VERB
crln-9158	54	16	in	in	ADP
crln-9158	54	17	financial	financial	ADJ
crln-9158	54	18	literacy	literacy	NOUN
crln-9158	54	19	to	to	PART
crln-9158	54	20	help	help	VERB
crln-9158	54	21	their	their	PRON
crln-9158	54	22	peers	peer	NOUN
crln-9158	54	23	as	as	ADP
crln-9158	54	24	personal	personal	ADJ
crln-9158	54	25	counselors	counselor	NOUN
crln-9158	54	26	.	.	PUNCT
crln-9158	55	1	combined	combine	VERB
crln-9158	55	2	efforts	effort	NOUN
crln-9158	55	3	do	do	AUX
crln-9158	55	4	work	work	VERB
crln-9158	55	5	in	in	ADP
crln-9158	55	6	raising	raise	VERB
crln-9158	55	7	awareness	awareness	NOUN
crln-9158	55	8	and	and	CCONJ
crln-9158	55	9	in	in	ADP
crln-9158	55	10	helping	help	VERB
crln-9158	55	11	students	student	NOUN
crln-9158	55	12	and	and	CCONJ
crln-9158	55	13	their	their	PRON
crln-9158	55	14	families	family	NOUN
crln-9158	55	15	make	make	VERB
crln-9158	55	16	good	good	ADJ
crln-9158	55	17	financial	financial	ADJ
crln-9158	55	18	choices	choice	NOUN
crln-9158	55	19	.	.	PUNCT
crln-9158	56	1	recent	recent	ADJ
crln-9158	56	2	efforts	effort	NOUN
crln-9158	56	3	by	by	ADP
crln-9158	56	4	acrl	acrl	NOUN
crln-9158	56	5	under	under	ADP
crln-9158	56	6	the	the	DET
crln-9158	56	7	leadership	leadership	NOUN
crln-9158	56	8	of	of	ADP
crln-9158	56	9	2013–14	2013–14	NUM
crln-9158	56	10	president	president	PROPN
crln-9158	56	11	trevor	trevor	NOUN
crln-9158	56	12	dawes	dawe	NOUN
crln-9158	56	13	provide	provide	VERB
crln-9158	56	14	some	some	DET
crln-9158	56	15	excellent	excellent	ADJ
crln-9158	56	16	approaches	approach	NOUN
crln-9158	56	17	to	to	ADP
crln-9158	56	18	nurturing	nurture	VERB
crln-9158	56	19	financial	financial	ADJ
crln-9158	56	20	literacy.9	literacy.9	NOUN
crln-9158	56	21	given	give	VERB
crln-9158	56	22	the	the	DET
crln-9158	56	23	many	many	ADJ
crln-9158	56	24	partnerships	partnership	NOUN
crln-9158	56	25	librarians	librarian	NOUN
crln-9158	56	26	develop	develop	VERB
crln-9158	56	27	across	across	ADP
crln-9158	56	28	campus	campus	NOUN
crln-9158	56	29	,	,	PUNCT
crln-9158	56	30	libraries	library	NOUN
crln-9158	56	31	can	can	AUX
crln-9158	56	32	be	be	AUX
crln-9158	56	33	a	a	DET
crln-9158	56	34	major	major	ADJ
crln-9158	56	35	catalyst	catalyst	NOUN
crln-9158	56	36	for	for	ADP
crln-9158	56	37	awareness	awareness	NOUN
crln-9158	56	38	efforts	effort	NOUN
crln-9158	56	39	.	.	PUNCT
crln-9158	57	1	students	student	NOUN
crln-9158	57	2	connect	connect	VERB
crln-9158	57	3	with	with	ADP
crln-9158	57	4	libraries	library	NOUN
crln-9158	57	5	both	both	PRON
crln-9158	57	6	as	as	ADP
crln-9158	57	7	a	a	DET
crln-9158	57	8	result	result	NOUN
crln-9158	57	9	of	of	ADP
crln-9158	57	10	academic	academic	ADJ
crln-9158	57	11	assignments	assignment	NOUN
crln-9158	57	12	and	and	CCONJ
crln-9158	57	13	as	as	ADP
crln-9158	57	14	places	place	NOUN
crln-9158	57	15	where	where	SCONJ
crln-9158	57	16	they	they	PRON
crln-9158	57	17	spend	spend	VERB
crln-9158	57	18	much	much	ADJ
crln-9158	57	19	of	of	ADP
crln-9158	57	20	their	their	PRON
crln-9158	57	21	time	time	NOUN
crln-9158	57	22	learning	learn	VERB
crln-9158	57	23	and	and	CCONJ
crln-9158	57	24	interacting	interact	VERB
crln-9158	57	25	outside	outside	ADP
crln-9158	57	26	class	class	NOUN
crln-9158	57	27	,	,	PUNCT
crln-9158	57	28	thanks	thank	NOUN
crln-9158	57	29	in	in	ADP
crln-9158	57	30	no	no	DET
crln-9158	57	31	small	small	ADJ
crln-9158	57	32	part	part	NOUN
crln-9158	57	33	to	to	ADP
crln-9158	57	34	the	the	DET
crln-9158	57	35	increasingly	increasingly	ADV
crln-9158	57	36	ubiquitous	ubiquitous	ADJ
crln-9158	57	37	collections	collection	NOUN
crln-9158	57	38	,	,	PUNCT
crln-9158	57	39	space	space	NOUN
crln-9158	57	40	,	,	PUNCT
crln-9158	57	41	and	and	CCONJ
crln-9158	57	42	technology	technology	NOUN
crln-9158	57	43	resources	resource	NOUN
crln-9158	57	44	libraries	library	NOUN
crln-9158	57	45	provide	provide	VERB
crln-9158	57	46	.	.	PUNCT
crln-9158	58	1	also	also	ADV
crln-9158	58	2	,	,	PUNCT
crln-9158	58	3	university	university	NOUN
crln-9158	58	4	libraries	library	NOUN
crln-9158	58	5	employ	employ	VERB
crln-9158	58	6	significant	significant	ADJ
crln-9158	58	7	numbers	number	NOUN
crln-9158	58	8	of	of	ADP
crln-9158	58	9	students	student	NOUN
crln-9158	58	10	who	who	PRON
crln-9158	58	11	can	can	AUX
crln-9158	58	12	act	act	VERB
crln-9158	58	13	as	as	ADP
crln-9158	58	14	liaisons	liaison	NOUN
crln-9158	58	15	to	to	ADP
crln-9158	58	16	the	the	DET
crln-9158	58	17	broader	broad	ADJ
crln-9158	58	18	student	student	NOUN
crln-9158	58	19	body	body	NOUN
crln-9158	58	20	.	.	PUNCT
crln-9158	59	1	libraries	library	NOUN
crln-9158	59	2	,	,	PUNCT
crln-9158	59	3	therefore	therefore	ADV
crln-9158	59	4	,	,	PUNCT
crln-9158	59	5	have	have	VERB
crln-9158	59	6	a	a	DET
crln-9158	59	7	wide	wide	ADJ
crln-9158	59	8	variety	variety	NOUN
crln-9158	59	9	of	of	ADP
crln-9158	59	10	ways	way	NOUN
crln-9158	59	11	to	to	PART
crln-9158	59	12	reach	reach	VERB
crln-9158	59	13	students	student	NOUN
crln-9158	59	14	,	,	PUNCT
crln-9158	59	15	including	include	VERB
crln-9158	59	16	rich	rich	ADJ
crln-9158	59	17	physical	physical	ADJ
crln-9158	59	18	and	and	CCONJ
crln-9158	59	19	digital	digital	ADJ
crln-9158	59	20	content	content	NOUN
crln-9158	59	21	and	and	CCONJ
crln-9158	59	22	media	medium	NOUN
crln-9158	59	23	,	,	PUNCT
crln-9158	59	24	student	student	NOUN
crln-9158	59	25	employees	employee	NOUN
crln-9158	59	26	,	,	PUNCT
crln-9158	59	27	and	and	CCONJ
crln-9158	59	28	physical	physical	ADJ
crln-9158	59	29	public	public	ADJ
crln-9158	59	30	spaces	space	NOUN
crln-9158	59	31	that	that	PRON
crln-9158	59	32	are	be	AUX
crln-9158	59	33	aligned	align	VERB
crln-9158	59	34	increasingly	increasingly	ADV
crln-9158	59	35	toward	toward	ADP
crln-9158	59	36	lowering	lower	VERB
crln-9158	59	37	barriers	barrier	NOUN
crln-9158	59	38	to	to	ADP
crln-9158	59	39	students	student	NOUN
crln-9158	59	40	’	'	PUNCT
crln-9158	59	41	success	success	NOUN
crln-9158	59	42	.	.	PUNCT
crln-9158	60	1	many	many	ADJ
crln-9158	60	2	campuses	campus	NOUN
crln-9158	60	3	are	be	AUX
crln-9158	60	4	fortunate	fortunate	ADJ
crln-9158	60	5	to	to	PART
crln-9158	60	6	have	have	VERB
crln-9158	60	7	library	library	ADJ
crln-9158	60	8	facilities	facility	NOUN
crln-9158	60	9	that	that	PRON
crln-9158	60	10	are	be	AUX
crln-9158	60	11	equipped	equip	VERB
crln-9158	60	12	to	to	PART
crln-9158	60	13	handle	handle	VERB
crln-9158	60	14	events	event	NOUN
crln-9158	60	15	from	from	ADP
crln-9158	60	16	small	small	ADJ
crln-9158	60	17	to	to	ADP
crln-9158	60	18	large	large	ADJ
crln-9158	60	19	,	,	PUNCT
crln-9158	60	20	on	on	ADP
crln-9158	60	21	an	an	DET
crln-9158	60	22	extremely	extremely	ADV
crln-9158	60	23	wide	wide	ADJ
crln-9158	60	24	range	range	NOUN
crln-9158	60	25	of	of	ADP
crln-9158	60	26	topics	topic	NOUN
crln-9158	60	27	,	,	PUNCT
crln-9158	60	28	including	include	VERB
crln-9158	60	29	financial	financial	ADJ
crln-9158	60	30	literacy	literacy	NOUN
crln-9158	60	31	.	.	PUNCT
crln-9158	61	1	for	for	ADP
crln-9158	61	2	libraries	library	NOUN
crln-9158	61	3	willing	willing	ADJ
crln-9158	61	4	to	to	PART
crln-9158	61	5	be	be	AUX
crln-9158	61	6	involved	involve	VERB
crln-9158	61	7	in	in	ADP
crln-9158	61	8	tackling	tackle	VERB
crln-9158	61	9	the	the	DET
crln-9158	61	10	problem	problem	NOUN
crln-9158	61	11	of	of	ADP
crln-9158	61	12	student	student	NOUN
crln-9158	61	13	debt	debt	NOUN
crln-9158	61	14	,	,	PUNCT
crln-9158	61	15	it	it	PRON
crln-9158	61	16	is	be	AUX
crln-9158	61	17	important	important	ADJ
crln-9158	61	18	they	they	PRON
crln-9158	61	19	build	build	VERB
crln-9158	61	20	a	a	DET
crln-9158	61	21	strong	strong	ADJ
crln-9158	61	22	relationship	relationship	NOUN
crln-9158	61	23	with	with	ADP
crln-9158	61	24	their	their	PRON
crln-9158	61	25	campus	campus	NOUN
crln-9158	61	26	financial	financial	ADJ
crln-9158	61	27	aid	aid	NOUN
crln-9158	61	28	office	office	NOUN
crln-9158	61	29	.	.	PUNCT
crln-9158	62	1	financial	financial	ADJ
crln-9158	62	2	aid	aid	NOUN
crln-9158	62	3	officers	officer	NOUN
crln-9158	62	4	will	will	AUX
crln-9158	62	5	have	have	VERB
crln-9158	62	6	a	a	DET
crln-9158	62	7	deeper	deep	ADJ
crln-9158	62	8	understanding	understanding	NOUN
crln-9158	62	9	of	of	ADP
crln-9158	62	10	student	student	NOUN
crln-9158	62	11	debt	debt	NOUN
crln-9158	62	12	,	,	PUNCT
crln-9158	62	13	seeing	see	VERB
crln-9158	62	14	on	on	ADP
crln-9158	62	15	a	a	DET
crln-9158	62	16	daily	daily	ADJ
crln-9158	62	17	basis	basis	NOUN
crln-9158	62	18	the	the	DET
crln-9158	62	19	financial	financial	ADJ
crln-9158	62	20	challenges	challenge	NOUN
crln-9158	62	21	students	student	NOUN
crln-9158	62	22	face	face	VERB
crln-9158	62	23	trying	try	VERB
crln-9158	62	24	to	to	PART
crln-9158	62	25	remain	remain	VERB
crln-9158	62	26	in	in	ADP
crln-9158	62	27	school	school	NOUN
crln-9158	62	28	.	.	PUNCT
crln-9158	63	1	this	this	PRON
crln-9158	63	2	and	and	CCONJ
crln-9158	63	3	other	other	ADJ
crln-9158	63	4	partnerships	partnership	NOUN
crln-9158	63	5	can	can	AUX
crln-9158	63	6	be	be	AUX
crln-9158	63	7	extremely	extremely	ADV
crln-9158	63	8	effective	effective	ADJ
crln-9158	63	9	,	,	PUNCT
crln-9158	63	10	especially	especially	ADV
crln-9158	63	11	in	in	ADP
crln-9158	63	12	working	work	VERB
crln-9158	63	13	on	on	ADP
crln-9158	63	14	a	a	DET
crln-9158	63	15	shared	share	VERB
crln-9158	63	16	activity	activity	NOUN
crln-9158	63	17	,	,	PUNCT
crln-9158	63	18	such	such	ADJ
crln-9158	63	19	as	as	ADP
crln-9158	63	20	the	the	DET
crln-9158	63	21	national	national	ADJ
crln-9158	63	22	money	money	NOUN
crln-9158	63	23	smart	smart	ADJ
crln-9158	63	24	week	week	NOUN
crln-9158	63	25	and	and	CCONJ
crln-9158	63	26	other	other	ADJ
crln-9158	63	27	programs	program	NOUN
crln-9158	63	28	highlighted	highlight	VERB
crln-9158	63	29	in	in	ADP
crln-9158	63	30	dawes	dawe	NOUN
crln-9158	63	31	’	'	PUNCT
crln-9158	63	32	libraries	library	NOUN
crln-9158	63	33	and	and	CCONJ
crln-9158	63	34	financial	financial	ADJ
crln-9158	63	35	literacy	literacy	NOUN
crln-9158	63	36	education	education	NOUN
crln-9158	63	37	series	series	NOUN
crln-9158	63	38	during	during	ADP
crln-9158	63	39	the	the	DET
crln-9158	63	40	past	past	ADJ
crln-9158	63	41	year	year	NOUN
crln-9158	63	42	.	.	PUNCT
crln-9158	64	1	student	student	NOUN
crln-9158	64	2	debt	debt	NOUN
crln-9158	64	3	is	be	AUX
crln-9158	64	4	not	not	PART
crln-9158	64	5	any	any	DET
crln-9158	64	6	one	one	NUM
crln-9158	64	7	person	person	NOUN
crln-9158	64	8	or	or	CCONJ
crln-9158	64	9	group	group	NOUN
crln-9158	64	10	’s	’s	PART
crln-9158	64	11	problem	problem	NOUN
crln-9158	64	12	.	.	PUNCT
crln-9158	65	1	rather	rather	ADV
crln-9158	65	2	,	,	PUNCT
crln-9158	65	3	it	it	PRON
crln-9158	65	4	is	be	AUX
crln-9158	65	5	a	a	DET
crln-9158	65	6	problem	problem	NOUN
crln-9158	65	7	for	for	ADP
crln-9158	65	8	everyone	everyone	PRON
crln-9158	65	9	in	in	ADP
crln-9158	65	10	higher	high	ADJ
crln-9158	65	11	education	education	NOUN
crln-9158	65	12	and	and	CCONJ
crln-9158	65	13	in	in	ADP
crln-9158	65	14	society	society	NOUN
crln-9158	65	15	,	,	PUNCT
crln-9158	65	16	and	and	CCONJ
crln-9158	65	17	one	one	NUM
crln-9158	65	18	that	that	PRON
crln-9158	65	19	we	we	PRON
crln-9158	65	20	must	must	AUX
crln-9158	65	21	all	all	PRON
crln-9158	65	22	help	help	VERB
crln-9158	65	23	solve	solve	VERB
crln-9158	65	24	.	.	PUNCT
crln-9158	66	1	it	it	PRON
crln-9158	66	2	is	be	AUX
crln-9158	66	3	the	the	DET
crln-9158	66	4	most	most	ADV
crln-9158	66	5	considerable	considerable	ADJ
crln-9158	66	6	threat	threat	NOUN
crln-9158	66	7	to	to	ADP
crln-9158	66	8	the	the	DET
crln-9158	66	9	“	"	PUNCT
crln-9158	66	10	american	american	ADJ
crln-9158	66	11	dream	dream	NOUN
crln-9158	66	12	”	"	PUNCT
crln-9158	66	13	faced	face	VERB
crln-9158	66	14	by	by	ADP
crln-9158	66	15	this	this	DET
crln-9158	66	16	generation	generation	NOUN
crln-9158	66	17	of	of	ADP
crln-9158	66	18	students	student	NOUN
crln-9158	66	19	and	and	CCONJ
crln-9158	66	20	their	their	PRON
crln-9158	66	21	families	family	NOUN
crln-9158	66	22	.	.	PUNCT
crln-9158	67	1	the	the	DET
crln-9158	67	2	opportunity	opportunity	NOUN
crln-9158	67	3	and	and	CCONJ
crln-9158	67	4	promise	promise	NOUN
crln-9158	67	5	of	of	ADP
crln-9158	67	6	a	a	DET
crln-9158	67	7	college	college	NOUN
crln-9158	67	8	degree	degree	NOUN
crln-9158	67	9	ceases	cease	VERB
crln-9158	67	10	to	to	PART
crln-9158	67	11	exist	exist	VERB
crln-9158	67	12	if	if	SCONJ
crln-9158	67	13	potential	potential	ADJ
crln-9158	67	14	students	student	NOUN
crln-9158	67	15	can	can	AUX
crln-9158	67	16	not	not	PART
crln-9158	67	17	afford	afford	VERB
crln-9158	67	18	it	it	PRON
crln-9158	67	19	,	,	PUNCT
crln-9158	67	20	or	or	CCONJ
crln-9158	67	21	at	at	ADP
crln-9158	67	22	best	good	ADJ
crln-9158	67	23	it	it	PRON
crln-9158	67	24	is	be	AUX
crln-9158	67	25	greatly	greatly	ADV
crln-9158	67	26	diminished	diminish	VERB
crln-9158	67	27	if	if	SCONJ
crln-9158	67	28	in	in	ADP
crln-9158	67	29	earning	earn	VERB
crln-9158	67	30	their	their	PRON
crln-9158	67	31	degree	degree	NOUN
crln-9158	67	32	students	student	NOUN
crln-9158	67	33	are	be	AUX
crln-9158	67	34	saddled	saddle	VERB
crln-9158	67	35	with	with	ADP
crln-9158	67	36	a	a	DET
crln-9158	67	37	debt	debt	NOUN
crln-9158	67	38	burden	burden	NOUN
crln-9158	67	39	that	that	PRON
crln-9158	67	40	will	will	AUX
crln-9158	67	41	restrict	restrict	VERB
crln-9158	67	42	their	their	PRON
crln-9158	67	43	potential	potential	NOUN
crln-9158	67	44	for	for	ADP
crln-9158	67	45	decades	decade	NOUN
crln-9158	67	46	to	to	PART
crln-9158	67	47	come	come	VERB
crln-9158	67	48	.	.	PUNCT
crln-9158	68	1	addressing	address	VERB
crln-9158	68	2	and	and	CCONJ
crln-9158	68	3	solving	solve	VERB
crln-9158	68	4	student	student	NOUN
crln-9158	68	5	debt	debt	NOUN
crln-9158	68	6	requires	require	VERB
crln-9158	68	7	sincere	sincere	ADJ
crln-9158	68	8	,	,	PUNCT
crln-9158	68	9	long	long	ADJ
crln-9158	68	10	-	-	PUNCT
crln-9158	68	11	term	term	NOUN
crln-9158	68	12	institutional	institutional	ADJ
crln-9158	68	13	commitment	commitment	NOUN
crln-9158	68	14	.	.	PUNCT
crln-9158	69	1	building	build	VERB
crln-9158	69	2	awareness	awareness	NOUN
crln-9158	69	3	requires	require	VERB
crln-9158	69	4	resources	resource	NOUN
crln-9158	69	5	,	,	PUNCT
crln-9158	69	6	both	both	CCONJ
crln-9158	69	7	in	in	ADP
crln-9158	69	8	terms	term	NOUN
crln-9158	69	9	of	of	ADP
crln-9158	69	10	money	money	NOUN
crln-9158	69	11	and	and	CCONJ
crln-9158	69	12	human	human	ADJ
crln-9158	69	13	capital	capital	NOUN
crln-9158	69	14	.	.	PUNCT
crln-9158	70	1	it	it	PRON
crln-9158	70	2	will	will	AUX
crln-9158	70	3	force	force	VERB
crln-9158	70	4	difficult	difficult	ADJ
crln-9158	70	5	conversations	conversation	NOUN
crln-9158	70	6	,	,	PUNCT
crln-9158	70	7	discussions	discussion	NOUN
crln-9158	70	8	,	,	PUNCT
crln-9158	70	9	and	and	CCONJ
crln-9158	70	10	decisions	decision	NOUN
crln-9158	70	11	about	about	ADP
crln-9158	70	12	institutional	institutional	ADJ
crln-9158	70	13	priorities	priority	NOUN
crln-9158	70	14	and	and	CCONJ
crln-9158	70	15	cost	cost	NOUN
crln-9158	70	16	.	.	PUNCT
crln-9158	71	1	it	it	PRON
crln-9158	71	2	is	be	AUX
crln-9158	71	3	,	,	PUNCT
crln-9158	71	4	however	however	ADV
crln-9158	71	5	,	,	PUNCT
crln-9158	71	6	a	a	DET
crln-9158	71	7	deeply	deeply	ADV
crln-9158	71	8	compelling	compelling	ADJ
crln-9158	71	9	issue	issue	NOUN
crln-9158	71	10	(	(	PUNCT
crln-9158	71	11	continues	continue	VERB
crln-9158	71	12	on	on	ADP
crln-9158	71	13	page	page	NOUN
crln-9158	71	14	391	391	NUM
crln-9158	71	15	)	)	PUNCT
crln-9158	71	16	july	july	PROPN
crln-9158	71	17	/	/	SYM
crln-9158	71	18	august	august	PROPN
crln-9158	71	19	2014	2014	NUM
crln-9158	71	20	391	391	NUM
crln-9158	71	21	c&rl	c&rl	PROPN
crln-9158	71	22	news	news	NOUN
crln-9158	71	23	performances	performance	NOUN
crln-9158	71	24	(	(	PUNCT
crln-9158	71	25	welcome	welcome	ADJ
crln-9158	71	26	or	or	CCONJ
crln-9158	71	27	not	not	PART
crln-9158	71	28	)	)	PUNCT
crln-9158	71	29	to	to	PART
crln-9158	71	30	continue	continue	VERB
crln-9158	71	31	,	,	PUNCT
crln-9158	71	32	and	and	CCONJ
crln-9158	71	33	where	where	SCONJ
crln-9158	71	34	they	they	PRON
crln-9158	71	35	can	can	AUX
crln-9158	71	36	go	go	VERB
crln-9158	71	37	to	to	PART
crln-9158	71	38	study	study	VERB
crln-9158	71	39	if	if	SCONJ
crln-9158	71	40	they	they	PRON
crln-9158	71	41	are	be	AUX
crln-9158	71	42	disturbed	disturbed	ADJ
crln-9158	71	43	.	.	PUNCT
crln-9158	72	1	if	if	SCONJ
crln-9158	72	2	this	this	PRON
crln-9158	72	3	is	be	AUX
crln-9158	72	4	not	not	PART
crln-9158	72	5	enough	enough	ADJ
crln-9158	72	6	,	,	PUNCT
crln-9158	72	7	in	in	ADP
crln-9158	72	8	the	the	DET
crln-9158	72	9	past	past	NOUN
crln-9158	72	10	,	,	PUNCT
crln-9158	72	11	staff	staff	NOUN
crln-9158	72	12	at	at	ADP
crln-9158	72	13	the	the	DET
crln-9158	72	14	reference	reference	NOUN
crln-9158	72	15	desk	desk	NOUN
crln-9158	72	16	encouraged	encourage	VERB
crln-9158	72	17	students	student	NOUN
crln-9158	72	18	to	to	PART
crln-9158	72	19	leave	leave	VERB
crln-9158	72	20	a	a	DET
crln-9158	72	21	note	note	NOUN
crln-9158	72	22	in	in	ADP
crln-9158	72	23	the	the	DET
crln-9158	72	24	library	library	NOUN
crln-9158	72	25	’s	’s	PART
crln-9158	72	26	suggestion	suggestion	NOUN
crln-9158	72	27	box	box	PROPN
crln-9158	72	28	.	.	PUNCT
crln-9158	73	1	this	this	PRON
crln-9158	73	2	seems	seem	VERB
crln-9158	73	3	to	to	PART
crln-9158	73	4	take	take	VERB
crln-9158	73	5	care	care	NOUN
crln-9158	73	6	of	of	ADP
crln-9158	73	7	most	most	ADJ
crln-9158	73	8	complaints	complaint	NOUN
crln-9158	73	9	,	,	PUNCT
crln-9158	73	10	and	and	CCONJ
crln-9158	73	11	there	there	PRON
crln-9158	73	12	seem	seem	VERB
crln-9158	73	13	to	to	PART
crln-9158	73	14	be	be	AUX
crln-9158	73	15	more	more	ADJ
crln-9158	73	16	students	student	NOUN
crln-9158	73	17	listening	listen	VERB
crln-9158	73	18	to	to	ADP
crln-9158	73	19	a	a	DET
crln-9158	73	20	concert	concert	NOUN
crln-9158	73	21	or	or	CCONJ
crln-9158	73	22	a	a	DET
crln-9158	73	23	rehearsal	rehearsal	NOUN
crln-9158	73	24	than	than	SCONJ
crln-9158	73	25	appear	appear	VERB
crln-9158	73	26	to	to	PART
crln-9158	73	27	be	be	AUX
crln-9158	73	28	hostile	hostile	ADJ
crln-9158	73	29	to	to	ADP
crln-9158	73	30	it	it	PRON
crln-9158	73	31	.	.	PUNCT
crln-9158	74	1	concerts	concert	NOUN
crln-9158	74	2	have	have	AUX
crln-9158	74	3	been	be	AUX
crln-9158	74	4	held	hold	VERB
crln-9158	74	5	at	at	ADP
crln-9158	74	6	the	the	DET
crln-9158	74	7	library	library	NOUN
crln-9158	74	8	of	of	ADP
crln-9158	74	9	congress	congress	PROPN
crln-9158	74	10	since	since	SCONJ
crln-9158	74	11	1925	1925	NUM
crln-9158	74	12	.	.	PUNCT
crln-9158	75	1	in	in	ADP
crln-9158	75	2	this	this	DET
crln-9158	75	3	era	era	NOUN
crln-9158	75	4	of	of	ADP
crln-9158	75	5	redefining	redefine	VERB
crln-9158	75	6	the	the	DET
crln-9158	75	7	role	role	NOUN
crln-9158	75	8	of	of	ADP
crln-9158	75	9	the	the	DET
crln-9158	75	10	academic	academic	ADJ
crln-9158	75	11	library	library	NOUN
crln-9158	75	12	,	,	PUNCT
crln-9158	75	13	one	one	NUM
crln-9158	75	14	of	of	ADP
crln-9158	75	15	the	the	DET
crln-9158	75	16	oldest	old	ADJ
crln-9158	75	17	types	type	NOUN
crln-9158	75	18	of	of	ADP
crln-9158	75	19	cultural	cultural	ADJ
crln-9158	75	20	programming	programming	NOUN
crln-9158	75	21	is	be	AUX
crln-9158	75	22	still	still	ADV
crln-9158	75	23	attracting	attract	VERB
crln-9158	75	24	audiences	audience	NOUN
crln-9158	75	25	and	and	CCONJ
crln-9158	75	26	members	member	NOUN
crln-9158	75	27	of	of	ADP
crln-9158	75	28	the	the	DET
crln-9158	75	29	campus	campus	NOUN
crln-9158	75	30	and	and	CCONJ
crln-9158	75	31	wider	wide	ADJ
crln-9158	75	32	community	community	NOUN
crln-9158	75	33	.	.	PUNCT
crln-9158	76	1	perhaps	perhaps	ADV
crln-9158	76	2	your	your	PRON
crln-9158	76	3	library	library	NOUN
crln-9158	76	4	can	can	AUX
crln-9158	76	5	also	also	ADV
crln-9158	76	6	establish	establish	VERB
crln-9158	76	7	“	"	PUNCT
crln-9158	76	8	…	…	NUM
crln-9158	76	9	one	one	NUM
crln-9158	76	10	of	of	ADP
crln-9158	76	11	the	the	DET
crln-9158	76	12	campus	campus	NOUN
crln-9158	76	13	’s	’s	PART
crln-9158	76	14	outstanding	outstanding	ADJ
crln-9158	76	15	treasures	treasure	NOUN
crln-9158	76	16	.	.	PUNCT
crln-9158	76	17	”7	”7	X
crln-9158	77	1	notes	note	VERB
crln-9158	77	2	1	1	NUM
crln-9158	77	3	.	.	PUNCT
crln-9158	77	4	video	video	NOUN
crln-9158	77	5	of	of	ADP
crln-9158	77	6	the	the	DET
crln-9158	77	7	ucla	ucla	NOUN
crln-9158	77	8	new	new	ADJ
crln-9158	77	9	music	music	NOUN
crln-9158	77	10	ensemble	ensemble	ADJ
crln-9158	77	11	performing	perform	VERB
crln-9158	77	12	david	david	PROPN
crln-9158	77	13	lang	lang	PROPN
crln-9158	77	14	’s	’s	PART
crln-9158	77	15	“	"	PUNCT
crln-9158	77	16	i	i	PRON
crln-9158	77	17	lie	lie	VERB
crln-9158	77	18	”	"	PUNCT
crln-9158	77	19	is	be	AUX
crln-9158	77	20	available	available	ADJ
crln-9158	77	21	at	at	ADP
crln-9158	77	22	https://www.youtube.com/watch?v=zr	https://www.youtube.com/watch?v=zr	NOUN
crln-9158	77	23	_	_	PUNCT
crln-9158	77	24	bs9aslwg	bs9aslwg	NOUN
crln-9158	77	25	and	and	CCONJ
crln-9158	77	26	a	a	DET
crln-9158	77	27	performance	performance	NOUN
crln-9158	77	28	of	of	ADP
crln-9158	77	29	hildegard	hildegard	PROPN
crln-9158	77	30	von	von	PROPN
crln-9158	77	31	bingen	bingen	PROPN
crln-9158	77	32	’s	’s	PART
crln-9158	77	33	“	"	PUNCT
crln-9158	77	34	ave	ave	PROPN
crln-9158	77	35	,	,	PUNCT
crln-9158	77	36	generosa	generosa	PROPN
crln-9158	77	37	”	"	PUNCT
crln-9158	77	38	is	be	AUX
crln-9158	77	39	at	at	ADP
crln-9158	77	40	https://	https://	PROPN
crln-9158	77	41	www.youtube.com/watch?v=rjzed4hhnxs	www.youtube.com/watch?v=rjzed4hhnxs	PROPN
crln-9158	77	42	.	.	PROPN
crln-9158	77	43	2	2	NUM
crln-9158	77	44	.	.	PUNCT
crln-9158	77	45	michael	michael	PROPN
crln-9158	77	46	dean	dean	PROPN
crln-9158	77	47	,	,	PUNCT
crln-9158	77	48	et	et	PROPN
crln-9158	77	49	al	al	PROPN
crln-9158	77	50	.	.	PROPN
crln-9158	77	51	,	,	PUNCT
crln-9158	77	52	“	"	PUNCT
crln-9158	77	53	a	a	DET
crln-9158	77	54	strategic	strategic	ADJ
crln-9158	77	55	plan	plan	NOUN
crln-9158	77	56	for	for	ADP
crln-9158	77	57	the	the	DET
crln-9158	77	58	ucla	ucla	PROPN
crln-9158	77	59	department	department	PROPN
crln-9158	77	60	of	of	ADP
crln-9158	77	61	music	music	NOUN
crln-9158	77	62	:	:	PUNCT
crln-9158	77	63	university	university	NOUN
crln-9158	77	64	of	of	ADP
crln-9158	77	65	california	california	PROPN
crln-9158	77	66	,	,	PUNCT
crln-9158	77	67	los	los	PROPN
crln-9158	77	68	angeles	angeles	PROPN
crln-9158	77	69	,	,	PUNCT
crln-9158	77	70	”	"	PUNCT
crln-9158	77	71	fall	fall	NOUN
crln-9158	77	72	2012	2012	NUM
crln-9158	77	73	,	,	PUNCT
crln-9158	77	74	retrieved	retrieve	VERB
crln-9158	77	75	from	from	ADP
crln-9158	77	76	www	www	PROPN
crln-9158	77	77	.	.	PUNCT
crln-9158	78	1	senate.ucla.edu/.../ugc/.../5aprogressreport_music_spring2013.pdf	senate.ucla.edu/.../ugc/.../5aprogressreport_music_spring2013.pdf	PROPN
crln-9158	78	2	.	.	PUNCT
crln-9158	79	1	3	3	X
crln-9158	79	2	.	.	X
crln-9158	79	3	information	information	NOUN
crln-9158	79	4	on	on	ADP
crln-9158	79	5	the	the	DET
crln-9158	79	6	music	music	NOUN
crln-9158	79	7	at	at	ADP
crln-9158	79	8	the	the	DET
crln-9158	79	9	rotunda	rotunda	PROPN
crln-9158	79	10	series	series	PROPN
crln-9158	79	11	is	be	AUX
crln-9158	79	12	on	on	ADP
crln-9158	79	13	the	the	DET
crln-9158	79	14	ucla	ucla	PROPN
crln-9158	79	15	college	college	PROPN
crln-9158	79	16	library	library	PROPN
crln-9158	79	17	website	website	NOUN
crln-9158	79	18	at	at	ADP
crln-9158	79	19	www.library.ucla.edu/libraries/college/	www.library.ucla.edu/libraries/college/	ADP
crln-9158	79	20	powell	powell	NOUN
crln-9158	79	21	-	-	PUNCT
crln-9158	79	22	music	music	NOUN
crln-9158	79	23	-	-	PUNCT
crln-9158	79	24	dances	dance	NOUN
crln-9158	79	25	.	.	PUNCT
crln-9158	80	1	4	4	X
crln-9158	80	2	.	.	X
crln-9158	80	3	elisabeth	elisabeth	PROPN
crln-9158	80	4	le	le	PROPN
crln-9158	80	5	guin	guin	PROPN
crln-9158	80	6	,	,	PUNCT
crln-9158	80	7	“	"	PUNCT
crln-9158	80	8	welcome	welcome	ADJ
crln-9158	80	9	,	,	PUNCT
crln-9158	80	10	”	"	PUNCT
crln-9158	80	11	jubilate	jubilate	NOUN
crln-9158	80	12	:	:	PUNCT
crln-9158	80	13	motets	motet	NOUN
crln-9158	80	14	and	and	CCONJ
crln-9158	80	15	canzone	canzone	PROPN
crln-9158	80	16	from	from	ADP
crln-9158	80	17	baroque	baroque	PROPN
crln-9158	80	18	italy	italy	PROPN
crln-9158	80	19	and	and	CCONJ
crln-9158	80	20	américa	américa	PROPN
crln-9158	80	21	concert	concert	PROPN
crln-9158	80	22	,	,	PUNCT
crln-9158	80	23	los	los	PROPN
crln-9158	80	24	angeles	angeles	PROPN
crln-9158	80	25	,	,	PUNCT
crln-9158	80	26	california	california	PROPN
crln-9158	80	27	,	,	PUNCT
crln-9158	80	28	november	november	PROPN
crln-9158	80	29	21	21	NUM
crln-9158	80	30	,	,	PUNCT
crln-9158	80	31	2009	2009	NUM
crln-9158	80	32	.	.	PUNCT
crln-9158	81	1	5	5	NUM
crln-9158	81	2	.	.	PUNCT
crln-9158	81	3	deborah	deborah	PROPN
crln-9158	81	4	a.	a.	PROPN
crln-9158	81	5	robertson	robertson	PROPN
crln-9158	81	6	,	,	PUNCT
crln-9158	81	7	cultural	cultural	ADJ
crln-9158	81	8	programming	programming	NOUN
crln-9158	81	9	for	for	ADP
crln-9158	81	10	libraries	library	NOUN
crln-9158	81	11	:	:	PUNCT
crln-9158	81	12	linking	link	VERB
crln-9158	81	13	libraries	library	NOUN
crln-9158	81	14	,	,	PUNCT
crln-9158	81	15	communities	community	NOUN
crln-9158	81	16	&	&	CCONJ
crln-9158	81	17	culture	culture	PROPN
crln-9158	81	18	(	(	PUNCT
crln-9158	81	19	chicago	chicago	PROPN
crln-9158	81	20	:	:	PUNCT
crln-9158	81	21	ala	ala	PROPN
crln-9158	81	22	,	,	PUNCT
crln-9158	81	23	2005	2005	NUM
crln-9158	81	24	)	)	PUNCT
crln-9158	81	25	.	.	PUNCT
crln-9158	82	1	6	6	X
crln-9158	82	2	.	.	X
crln-9158	82	3	bonnie	bonnie	PROPN
crln-9158	82	4	biggs	biggs	PROPN
crln-9158	82	5	,	,	PUNCT
crln-9158	82	6	“	"	PUNCT
crln-9158	82	7	quiet	quiet	ADJ
crln-9158	82	8	study	study	NOUN
crln-9158	82	9	area	area	NOUN
crln-9158	82	10	:	:	PUNCT
crln-9158	82	11	no	no	DET
crln-9158	82	12	applause	applause	NOUN
crln-9158	82	13	between	between	ADP
crln-9158	82	14	movements	movement	NOUN
crln-9158	82	15	,	,	PUNCT
crln-9158	82	16	”	"	PUNCT
crln-9158	82	17	c&rl	c&rl	PROPN
crln-9158	82	18	news	news	PROPN
crln-9158	82	19	(	(	PUNCT
crln-9158	82	20	1991	1991	NUM
crln-9158	82	21	):	):	PUNCT
crln-9158	82	22	17	17	NUM
crln-9158	82	23	.	.	X
crln-9158	83	1	7	7	X
crln-9158	83	2	.	.	X
crln-9158	83	3	joseph	joseph	PROPN
crln-9158	83	4	nagy	nagy	PROPN
crln-9158	83	5	,	,	PUNCT
crln-9158	83	6	e	e	NOUN
crln-9158	83	7	-	-	NOUN
crln-9158	83	8	mail	mail	NOUN
crln-9158	83	9	message	message	NOUN
crln-9158	83	10	to	to	ADP
crln-9158	83	11	author	author	PROPN
crln-9158	83	12	,	,	PUNCT
crln-9158	83	13	june	june	PROPN
crln-9158	83	14	13	13	NUM
crln-9158	83	15	,	,	PUNCT
crln-9158	83	16	2012	2012	NUM
crln-9158	83	17	.	.	PUNCT
crln-9158	84	1	that	that	PRON
crln-9158	84	2	can	can	AUX
crln-9158	84	3	engage	engage	VERB
crln-9158	84	4	and	and	CCONJ
crln-9158	84	5	unite	unite	VERB
crln-9158	84	6	an	an	DET
crln-9158	84	7	entire	entire	ADJ
crln-9158	84	8	college	college	NOUN
crln-9158	84	9	or	or	CCONJ
crln-9158	84	10	university	university	NOUN
crln-9158	84	11	community	community	NOUN
crln-9158	84	12	,	,	PUNCT
crln-9158	84	13	both	both	CCONJ
crln-9158	84	14	on	on	ADP
crln-9158	84	15	and	and	CCONJ
crln-9158	84	16	off	off	ADP
crln-9158	84	17	campus	campus	NOUN
crln-9158	84	18	.	.	PUNCT
crln-9158	85	1	simply	simply	ADV
crln-9158	85	2	put	put	VERB
crln-9158	85	3	,	,	PUNCT
crln-9158	85	4	the	the	DET
crln-9158	85	5	face	face	NOUN
crln-9158	85	6	of	of	ADP
crln-9158	85	7	the	the	DET
crln-9158	85	8	student	student	NOUN
crln-9158	85	9	debt	debt	NOUN
crln-9158	85	10	challenge	challenge	NOUN
crln-9158	85	11	is	be	AUX
crln-9158	85	12	the	the	DET
crln-9158	85	13	face	face	NOUN
crln-9158	85	14	of	of	ADP
crln-9158	85	15	a	a	DET
crln-9158	85	16	particular	particular	ADJ
crln-9158	85	17	student	student	NOUN
crln-9158	85	18	who	who	PRON
crln-9158	85	19	we	we	PRON
crln-9158	85	20	know	know	VERB
crln-9158	85	21	,	,	PUNCT
crln-9158	85	22	a	a	DET
crln-9158	85	23	student	student	NOUN
crln-9158	85	24	who	who	PRON
crln-9158	85	25	is	be	AUX
crln-9158	85	26	struggling	struggle	VERB
crln-9158	85	27	because	because	SCONJ
crln-9158	85	28	of	of	ADP
crln-9158	85	29	this	this	DET
crln-9158	85	30	problem	problem	NOUN
crln-9158	85	31	.	.	PUNCT
crln-9158	86	1	for	for	ADP
crln-9158	86	2	the	the	DET
crln-9158	86	3	benefit	benefit	NOUN
crln-9158	86	4	of	of	ADP
crln-9158	86	5	that	that	DET
crln-9158	86	6	student	student	NOUN
crln-9158	86	7	and	and	CCONJ
crln-9158	86	8	many	many	ADJ
crln-9158	86	9	thousands	thousand	NOUN
crln-9158	86	10	of	of	ADP
crln-9158	86	11	others	other	NOUN
crln-9158	86	12	,	,	PUNCT
crln-9158	86	13	we	we	PRON
crln-9158	86	14	must	must	AUX
crln-9158	86	15	reduce	reduce	VERB
crln-9158	86	16	student	student	NOUN
crln-9158	86	17	debt	debt	NOUN
crln-9158	86	18	.	.	PUNCT
crln-9158	87	1	notes	note	VERB
crln-9158	87	2	1	1	NUM
crln-9158	87	3	.	.	PUNCT
crln-9158	87	4	christina	christina	PROPN
crln-9158	87	5	chang	chang	PROPN
crln-9158	87	6	wei	wei	PROPN
crln-9158	87	7	and	and	CCONJ
crln-9158	87	8	laura	laura	PROPN
crln-9158	87	9	horn	horn	PROPN
crln-9158	87	10	,	,	PUNCT
crln-9158	87	11	federal	federal	ADJ
crln-9158	87	12	student	student	NOUN
crln-9158	87	13	loan	loan	NOUN
crln-9158	87	14	debt	debt	NOUN
crln-9158	87	15	burden	burden	NOUN
crln-9158	87	16	of	of	ADP
crln-9158	87	17	noncompleters	noncompleter	NOUN
crln-9158	87	18	(	(	PUNCT
crln-9158	87	19	washington	washington	PROPN
crln-9158	87	20	:	:	PUNCT
crln-9158	87	21	national	national	ADJ
crln-9158	87	22	center	center	NOUN
crln-9158	87	23	for	for	ADP
crln-9158	87	24	education	education	NOUN
crln-9158	87	25	statistics	statistic	NOUN
crln-9158	87	26	,	,	PUNCT
crln-9158	87	27	2013	2013	NUM
crln-9158	87	28	)	)	PUNCT
crln-9158	87	29	.	.	PUNCT
crln-9158	88	1	2	2	X
crln-9158	88	2	.	.	X
crln-9158	88	3	richard	richard	PROPN
crln-9158	88	4	fry	fry	PROPN
crln-9158	88	5	,	,	PUNCT
crln-9158	88	6	“	"	PUNCT
crln-9158	88	7	young	young	ADJ
crln-9158	88	8	adults	adult	NOUN
crln-9158	88	9	,	,	PUNCT
crln-9158	88	10	student	student	NOUN
crln-9158	88	11	debt	debt	NOUN
crln-9158	88	12	,	,	PUNCT
crln-9158	88	13	and	and	CCONJ
crln-9158	88	14	economic	economic	ADJ
crln-9158	88	15	well	well	NOUN
crln-9158	88	16	-	-	PUNCT
crln-9158	88	17	being	being	NOUN
crln-9158	88	18	,	,	PUNCT
crln-9158	88	19	”	"	PUNCT
crln-9158	88	20	pew	pew	NOUN
crln-9158	88	21	research	research	NOUN
crln-9158	88	22	social	social	ADJ
crln-9158	88	23	&	&	CCONJ
crln-9158	88	24	demographic	demographic	ADJ
crln-9158	88	25	trends	trend	NOUN
crln-9158	88	26	,	,	PUNCT
crln-9158	88	27	www.pewsocialtrends.org/2014/05/14	www.pewsocialtrends.org/2014/05/14	ADJ
crln-9158	88	28	/young	/young	NOUN
crln-9158	88	29	-	-	PUNCT
crln-9158	88	30	adults	adult	NOUN
crln-9158	88	31	-	-	PUNCT
crln-9158	88	32	student	student	NOUN
crln-9158	88	33	-	-	PUNCT
crln-9158	88	34	debt	debt	NOUN
crln-9158	88	35	-	-	PUNCT
crln-9158	88	36	and	and	CCONJ
crln-9158	88	37	-	-	PUNCT
crln-9158	88	38	economic	economic	ADJ
crln-9158	88	39	-well	-well	NOUN
crln-9158	88	40	-	-	PUNCT
crln-9158	88	41	being/	being/	NUM
crln-9158	88	42	(	(	PUNCT
crln-9158	88	43	accessed	access	VERB
crln-9158	88	44	may	may	PROPN
crln-9158	88	45	30	30	NUM
crln-9158	88	46	,	,	PUNCT
crln-9158	88	47	2014	2014	NUM
crln-9158	88	48	)	)	PUNCT
crln-9158	88	49	.	.	PUNCT
crln-9158	89	1	3	3	X
crln-9158	89	2	.	.	X
crln-9158	89	3	american	american	ADJ
crln-9158	89	4	student	student	NOUN
crln-9158	89	5	assistance	assistance	NOUN
crln-9158	89	6	,	,	PUNCT
crln-9158	89	7	“	"	PUNCT
crln-9158	89	8	student	student	NOUN
crln-9158	89	9	loan	loan	NOUN
crln-9158	89	10	debt	debt	NOUN
crln-9158	89	11	statistics	statistic	NOUN
crln-9158	89	12	”	"	PUNCT
crln-9158	89	13	(	(	PUNCT
crln-9158	89	14	2014	2014	NUM
crln-9158	89	15	)	)	PUNCT
crln-9158	89	16	,	,	PUNCT
crln-9158	89	17	accessed	access	VERB
crln-9158	89	18	may	may	PROPN
crln-9158	89	19	30	30	NUM
crln-9158	89	20	,	,	PUNCT
crln-9158	89	21	2014	2014	NUM
crln-9158	89	22	,	,	PUNCT
crln-9158	89	23	www.asa.org/policy/resources	www.asa.org/policy/resource	NOUN
crln-9158	89	24	/stats/.	/stats/.	ADP
crln-9158	89	25	4	4	X
crln-9158	89	26	.	.	X
crln-9158	89	27	institute	institute	PROPN
crln-9158	89	28	for	for	ADP
crln-9158	89	29	college	college	NOUN
crln-9158	89	30	access	access	NOUN
crln-9158	89	31	&	&	CCONJ
crln-9158	89	32	success	success	NOUN
crln-9158	89	33	,	,	PUNCT
crln-9158	89	34	“	"	PUNCT
crln-9158	89	35	quick	quick	ADJ
crln-9158	89	36	facts	fact	NOUN
crln-9158	89	37	about	about	ADP
crln-9158	89	38	student	student	NOUN
crln-9158	89	39	debt	debt	NOUN
crln-9158	89	40	”	"	PUNCT
crln-9158	89	41	(	(	PUNCT
crln-9158	89	42	2014	2014	NUM
crln-9158	89	43	)	)	PUNCT
crln-9158	89	44	,	,	PUNCT
crln-9158	89	45	accessed	access	VERB
crln-9158	89	46	may	may	PROPN
crln-9158	89	47	30	30	NUM
crln-9158	89	48	,	,	PUNCT
crln-9158	89	49	2014	2014	NUM
crln-9158	89	50	,	,	PUNCT
crln-9158	89	51	http://projectonstudentdebt.org/files/pub/debt_facts_and_sources	http://projectonstudentdebt.org/files/pub/debt_facts_and_sources	PROPN
crln-9158	89	52	.	.	PUNCT
crln-9158	90	1	pdf	pdf	NOUN
crln-9158	90	2	.	.	PUNCT
crln-9158	91	1	5	5	X
crln-9158	91	2	.	.	X
crln-9158	91	3	ibid	ibid	NOUN
crln-9158	91	4	.	.	PUNCT
crln-9158	92	1	6	6	NUM
crln-9158	92	2	.	.	X
crln-9158	92	3	richard	richard	PROPN
crln-9158	92	4	fry	fry	PROPN
crln-9158	92	5	,	,	PUNCT
crln-9158	92	6	“	"	PUNCT
crln-9158	92	7	young	young	ADJ
crln-9158	92	8	adults	adult	NOUN
crln-9158	92	9	,	,	PUNCT
crln-9158	92	10	student	student	NOUN
crln-9158	92	11	debt	debt	NOUN
crln-9158	92	12	,	,	PUNCT
crln-9158	92	13	and	and	CCONJ
crln-9158	92	14	economic	economic	ADJ
crln-9158	92	15	well	well	NOUN
crln-9158	92	16	-	-	PUNCT
crln-9158	92	17	being	being	NOUN
crln-9158	92	18	,	,	PUNCT
crln-9158	92	19	”	"	PUNCT
crln-9158	92	20	pew	pew	NOUN
crln-9158	92	21	research	research	NOUN
crln-9158	92	22	social	social	ADJ
crln-9158	92	23	&	&	CCONJ
crln-9158	92	24	demographic	demographic	ADJ
crln-9158	92	25	trends	trend	NOUN
crln-9158	92	26	,	,	PUNCT
crln-9158	92	27	pewsocialtrends.org/2014/05/14	pewsocialtrends.org/2014/05/14	ADJ
crln-9158	92	28	/young	/young	NOUN
crln-9158	92	29	-	-	PUNCT
crln-9158	92	30	adults	adult	NOUN
crln-9158	92	31	-	-	PUNCT
crln-9158	92	32	student	student	NOUN
crln-9158	92	33	-	-	PUNCT
crln-9158	92	34	debt	debt	NOUN
crln-9158	92	35	-	-	PUNCT
crln-9158	92	36	and	and	CCONJ
crln-9158	92	37	-	-	PUNCT
crln-9158	92	38	economic	economic	ADJ
crln-9158	92	39	-well	-well	NOUN
crln-9158	92	40	-	-	PUNCT
crln-9158	92	41	being/	being/	NUM
crln-9158	92	42	(	(	PUNCT
crln-9158	92	43	accessed	access	VERB
crln-9158	92	44	may	may	PROPN
crln-9158	92	45	30	30	NUM
crln-9158	92	46	,	,	PUNCT
crln-9158	92	47	2014	2014	NUM
crln-9158	92	48	)	)	PUNCT
crln-9158	92	49	.	.	PUNCT
crln-9158	93	1	7	7	X
crln-9158	93	2	.	.	X
crln-9158	93	3	american	american	ADJ
crln-9158	93	4	student	student	NOUN
crln-9158	93	5	assistance	assistance	NOUN
crln-9158	93	6	,	,	PUNCT
crln-9158	93	7	“	"	PUNCT
crln-9158	93	8	student	student	NOUN
crln-9158	93	9	loan	loan	NOUN
crln-9158	93	10	debt	debt	NOUN
crln-9158	93	11	statistics	statistic	NOUN
crln-9158	93	12	”	"	PUNCT
crln-9158	93	13	(	(	PUNCT
crln-9158	93	14	2014	2014	NUM
crln-9158	93	15	)	)	PUNCT
crln-9158	93	16	,	,	PUNCT
crln-9158	93	17	accessed	access	VERB
crln-9158	93	18	may	may	PROPN
crln-9158	93	19	30	30	NUM
crln-9158	93	20	,	,	PUNCT
crln-9158	93	21	2014	2014	NUM
crln-9158	93	22	,	,	PUNCT
crln-9158	93	23	www.asa.org/policy/resources/stats/.	www.asa.org/policy/resources/stats/.	PROPN
crln-9158	93	24	8	8	NUM
crln-9158	93	25	.	.	PUNCT
crln-9158	94	1	jonnelle	jonnelle	PROPN
crln-9158	94	2	marte	marte	PROPN
crln-9158	94	3	,	,	PUNCT
crln-9158	94	4	“	"	PUNCT
crln-9158	94	5	many	many	ADJ
crln-9158	94	6	blind	blind	ADJ
crln-9158	94	7	to	to	ADP
crln-9158	94	8	college	college	NOUN
crln-9158	94	9	loan	loan	NOUN
crln-9158	94	10	needs	need	NOUN
crln-9158	94	11	,	,	PUNCT
crln-9158	94	12	”	"	PUNCT
crln-9158	94	13	boston	boston	PROPN
crln-9158	94	14	globe	globe	PROPN
crln-9158	94	15	,	,	PUNCT
crln-9158	94	16	www	www	PROPN
crln-9158	94	17	.	.	PROPN
crln-9158	94	18	bostonglobe.com/busness/2014/05/24/many-blind	bostonglobe.com/busness/2014/05/24/many-blind	PROPN
crln-9158	94	19	-college	-college	NOUN
crln-9158	94	20	-	-	PUNCT
crln-9158	94	21	loan	loan	NOUN
crln-9158	94	22	-	-	PUNCT
crln-9158	94	23	needs	need	NOUN
crln-9158	94	24	/	/	SYM
crln-9158	94	25	cq7boypupk1dab5cwhx6kl	cq7boypupk1dab5cwhx6kl	NOUN
crln-9158	94	26	/story.html	/story.html	PUNCT
crln-9158	94	27	(	(	PUNCT
crln-9158	94	28	accessed	access	VERB
crln-9158	94	29	may	may	PROPN
crln-9158	94	30	30	30	NUM
crln-9158	94	31	,	,	PUNCT
crln-9158	94	32	2014	2014	NUM
crln-9158	94	33	)	)	PUNCT
crln-9158	94	34	.	.	PUNCT
crln-9158	95	1	9	9	X
crln-9158	95	2	.	.	X
crln-9158	95	3	acrl	acrl	NOUN
crln-9158	95	4	,	,	PUNCT
crln-9158	95	5	“	"	PUNCT
crln-9158	95	6	acrl	acrl	PROPN
crln-9158	95	7	president	president	PROPN
crln-9158	95	8	trevor	trevor	PROPN
crln-9158	95	9	a.	a.	PROPN
crln-9158	95	10	dawes	dawes	PROPN
crln-9158	95	11	’	'	PUNCT
crln-9158	95	12	presidential	presidential	ADJ
crln-9158	95	13	initiative	initiative	NOUN
crln-9158	95	14	”	"	PUNCT
crln-9158	95	15	(	(	PUNCT
crln-9158	95	16	2014	2014	NUM
crln-9158	95	17	)	)	PUNCT
crln-9158	95	18	,	,	PUNCT
crln-9158	95	19	accessed	access	VERB
crln-9158	95	20	may	may	PROPN
crln-9158	95	21	30	30	NUM
crln-9158	95	22	,	,	PUNCT
crln-9158	95	23	2014	2014	NUM
crln-9158	95	24	,	,	PUNCT
crln-9158	95	25	www.ala.org/acrl/acrl-president	www.ala.org/acrl/acrl-president	NOUN
crln-9158	95	26	t	t	NOUN
crln-9158	95	27	r	r	NOUN
crln-9158	95	28	e	e	NOUN
crln-9158	95	29	v	v	NOUN
crln-9158	95	30	o	o	NOUN
crln-9158	95	31	r	r	NOUN
crln-9158	95	32	d	d	NOUN
crln-9158	95	33	a	a	DET
crln-9158	95	34	w	w	NOUN
crln-9158	95	35	e	e	NOUN
crln-9158	95	36	s	s	PROPN
crln-9158	95	37	2	2	NUM
crln-9158	95	38	0	0	NUM
crln-9158	95	39	1	1	NUM
crln-9158	95	40	3	3	NUM
crln-9158	95	41	1	1	NUM
crln-9158	95	42	4	4	NUM
crln-9158	95	43	p	p	NOUN
crln-9158	95	44	r	r	NOUN
crln-9158	95	45	e	e	NOUN
crln-9158	95	46	s	s	NOUN
crln-9158	95	47	i	i	X
crln-9158	95	48	d	d	PROPN
crln-9158	95	49	e	e	PROPN
crln-9158	95	50	n	n	NUM
crln-9158	95	51	t	t	NOUN
crln-9158	95	52	i	i	PRON
crln-9158	95	53	a	a	DET
crln-9158	95	54	l	l	NOUN
crln-9158	95	55	-initiative	-initiative	NOUN
crln-9158	95	56	.	.	PUNCT
crln-9158	96	1	(	(	PUNCT
crln-9158	96	2	“	"	PUNCT
crln-9158	96	3	addressing	address	VERB
crln-9158	96	4	college	college	NOUN
crln-9158	96	5	student	student	NOUN
crln-9158	96	6	loan	loan	NOUN
crln-9158	96	7	.	.	PUNCT
crln-9158	96	8	.	.	PUNCT
crln-9158	96	9	.	.	PUNCT
crln-9158	96	10	”	"	PUNCT
crln-9158	97	1	cont	cont	NOUN
crln-9158	97	2	.	.	PUNCT
crln-9158	98	1	from	from	ADP
crln-9158	98	2	page	page	NOUN
crln-9158	98	3	376	376	NUM
crln-9158	98	4	)	)	PUNCT