id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-12483	Malich, Jack	My Unfair Lady: An Analysis of the CFPB's Authority to Prosecute Discriminatory Conduct under Dodd-Frank’s UDAAP Standard in the Age of the Major Questions Doctrine	2024	40	.pdf	application/pdf	14739	606	52	The majority in West Virginia contends that an issue satisfies this factor if it is the subject of “earnest and profound debate across the country” or if it is a major policy decision that Con- gress would intend to keep for itself.84 The concurrence de- scribes the standard as being satisfied where “certain States were considering whether to permit the practice” and “state legislatures were engaged in robust debates over [the is- sue].”85 The Alabama Association of Realtors v. HHS case points to agency actions that “significantly alter the balance 81 Chamber of Com. of the U.S. v. CFPB, No. 6:22-CV-00381, 2023 WL 5835951 at *7 (E.D. Tex. Sept. 8, 2023). 22 SULLIVAN & CROMWELL LLP, supra note 20, at 4; Complaint at 2, Chamber of Com. of the U.S. v. CFPB, No. 6:22-CV-00381, 2023 WL 5835951 (E.D. Tex. Sept. 28, 2022).	cache/cblr-12483.pdf	txt/cblr-12483.txt