id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-1752	Semeraro, Steven	Settlement Without Consent: Assessing the Credit Card Merchant Fee Class Action	2015	87	.pdf	application/pdf	29389	1453	55	He could have enjoined the defendants from prohibiting merchants from (1) surcharging in some states but not others and (2) enacting schemes that surcharged one card network but not a more expensive one.108 Judge Gleeson also expressed a high degree of confidence that surcharging, despite the limitations in the settlement, would reduce merchant card acceptance fees.109 Describing state no-surcharge laws as “not only anti-consumer, [but and the majority of them are enrolled in a Rewards program, so they’re loyal to using their card. A relatively simple injunctive order would stimulate the bank-to-bank competition on merchant fees that the class seeks.	cache/cblr-1752.pdf	txt/cblr-1752.txt