id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-2937	Hunt, John	Credit Rating Agencies and the “Worldwide Credit Crisis”: The Limits of Reputation, the Insufficiency of Reform, and a Proposal for Improvement	2009	101	.pdf	application/pdf	38013	1427	48	Rating Agencies Face No Negative Spillover from Issuing Low-Quality Ratings in New Segments .............................. 169 2. Moreover, because agency ratings are predictive judgments rather than statements of fact, a quality-based approach is better suited to most agency rating problems than an approach based on liability for misstatements or deception, such as the current fraud-based liability regime or various strict-liability proposals that academics have advanced.	cache/cblr-2937.pdf	txt/cblr-2937.txt