id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-3005	Goldberg, Victor P.; Epstein, Richard A.	Introductory Remarks: Some Reflections on Two-Sided Markets and Pricing	2005	6	.pdf	application/pdf	1836	73	56	The network externalities feature is simple enough- merchants will not have much incentive to honor credit cards if there are no users, and users will not have much incentive to carry credit cards if there are few merchants who honor them. If all consumers used credit cards in the same proportion, then any distributional and incentive questions would have relatively straightforward answers.	cache/cblr-3005.pdf	txt/cblr-3005.txt