id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-3007	Epstein, Richard A.	The Regulation of Interchange Fees: Australian Fine-Tuning Gone Awry	2005	48	.pdf	application/pdf	16231	671	55	[Vol. 2005 These criticisms do not, of course, apply with respect to debit card systems, which share many of the efficiency features of credit card systems, but are cheaper to operate precisely because they do not have to quantify or respond to credit risk. Credit card systems that were devoid of any semblance of market power used interchange fees in order to help issuing banks to woo credit card customers.	cache/cblr-3007.pdf	txt/cblr-3007.txt