id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-3008	Constantine, Lloyd; Shinder, Jeffrey I.; Coughlin, Kerin E.	In re Visa Check/Mastermoney Antitrust Litigation: A Study of Market Failure in a Two-Sided Market	2005	18	.pdf	application/pdf	5912	334	64	3 After initially preferring PIN debit, many banks performed an about face and aggressively pushed signature debit Public version of Rebuttal Expert Report of Franklin M. Fisher at 35 n.130, At the same time, signature debit grew from a 38% share to a dominant 64% share.47 This massive market share shift occurred even though most industry observers believed that PIN debit was a superior product.4 As a result, merchants (and their customers) were forced to pay substantial overcharges for signature and PIN debit transactions.	cache/cblr-3008.pdf	txt/cblr-3008.txt