id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-3010	Bomse, Steven P.; Westrich, Scott A.	Both Sides Now: Buyer Damage Claims in Antitrust Actions Involving “Two-Sided” Markets	2005	24	.pdf	application/pdf	8849	340	54	Specifically, the condition of which we are thinking is one in which payment devices truly do cost merchants less, and debit cards do not produce any incremental sales. Plaintiffs' alternative theory was that if Visa had been forbidden from tying debit to credit, then it would have felt compelled to lower its debit prices to the point where all merchants were indifferent between PIN and signature debit (Visa debit cards being an example of the latter). If Visa had required merchants not merely to accept Visa debit cards, but to do so to the exclusion of ATM debit brands, then Visa would have foreclosed competing debit brands from the market or, at a minimum, inhibited their growth.	cache/cblr-3010.pdf	txt/cblr-3010.txt