id	author	title	date	pages	extension	mime	words	sentence	flesch	summary	cache	txt
cblr-9988	Mary Zhu	Using a CDFI-Like Program to Expand Online Lending to Minority Business Owners	2022	43	.pdf	application/pdf	13611	642	50	Part III explains how online lenders fill a gap in the credit market for small business loans by escaping the stricter requirements of bank regulation. The dollar volume of small business loans remained steady from 2017 to 2018,15 then sharply increased during the pandemic as Payment Protection Program (PPP)16 provided less information about loan terms, offered less application help by loan officers, and were less frequently handed a business card). 12 FED.	cache/cblr-9988.pdf	txt/cblr-9988.txt