id	sid	tid	token	lemma	pos
cblr-12483	1	1	note	note	VERB
cblr-12483	1	2	my	my	PRON
cblr-12483	1	3	unfair	unfair	ADJ
cblr-12483	1	4	lady	lady	NOUN
cblr-12483	1	5	:	:	PUNCT
cblr-12483	1	6	an	an	DET
cblr-12483	1	7	analysis	analysis	NOUN
cblr-12483	1	8	of	of	ADP
cblr-12483	1	9	the	the	DET
cblr-12483	1	10	cfpb	cfpb	NOUN
cblr-12483	1	11	’s	’s	PART
cblr-12483	1	12	authority	authority	NOUN
cblr-12483	1	13	to	to	PART
cblr-12483	1	14	prosecute	prosecute	VERB
cblr-12483	1	15	discriminatory	discriminatory	ADJ
cblr-12483	1	16	conduct	conduct	NOUN
cblr-12483	1	17	under	under	ADP
cblr-12483	1	18	dodd	dodd	PROPN
cblr-12483	1	19	-	-	PUNCT
cblr-12483	1	20	frank	frank	PROPN
cblr-12483	1	21	’s	’s	PART
cblr-12483	1	22	udaap	udaap	PROPN
cblr-12483	1	23	standard	standard	NOUN
cblr-12483	1	24	in	in	ADP
cblr-12483	1	25	the	the	DET
cblr-12483	1	26	age	age	NOUN
cblr-12483	1	27	of	of	ADP
cblr-12483	1	28	the	the	DET
cblr-12483	1	29	major	major	ADJ
cblr-12483	1	30	questions	question	NOUN
cblr-12483	1	31	doctrine	doctrine	VERB
cblr-12483	1	32	jack	jack	PROPN
cblr-12483	1	33	malich	malich	PROPN
cblr-12483	1	34	*	*	PUNCT
cblr-12483	1	35	according	accord	VERB
cblr-12483	1	36	to	to	ADP
cblr-12483	1	37	president	president	PROPN
cblr-12483	1	38	lyndon	lyndon	PROPN
cblr-12483	1	39	b.	b.	PROPN
cblr-12483	1	40	johnson	johnson	PROPN
cblr-12483	1	41	,	,	PUNCT
cblr-12483	1	42	the	the	DET
cblr-12483	1	43	civil	civil	ADJ
cblr-12483	1	44	rights	right	NOUN
cblr-12483	1	45	act	act	NOUN
cblr-12483	1	46	of	of	ADP
cblr-12483	1	47	1964	1964	NUM
cblr-12483	1	48	“	"	PUNCT
cblr-12483	1	49	affirmed	affirm	VERB
cblr-12483	1	50	that	that	SCONJ
cblr-12483	1	51	men	man	NOUN
cblr-12483	1	52	equal	equal	ADJ
cblr-12483	1	53	under	under	ADP
cblr-12483	1	54	god	god	PROPN
cblr-12483	1	55	are	be	AUX
cblr-12483	1	56	also	also	ADV
cblr-12483	1	57	equal	equal	ADJ
cblr-12483	1	58	when	when	SCONJ
cblr-12483	1	59	they	they	PRON
cblr-12483	1	60	seek	seek	VERB
cblr-12483	1	61	a	a	DET
cblr-12483	1	62	job	job	NOUN
cblr-12483	1	63	,	,	PUNCT
cblr-12483	1	64	when	when	SCONJ
cblr-12483	1	65	they	they	PRON
cblr-12483	1	66	go	go	VERB
cblr-12483	1	67	to	to	PART
cblr-12483	1	68	get	get	VERB
cblr-12483	1	69	a	a	DET
cblr-12483	1	70	meal	meal	NOUN
cblr-12483	1	71	in	in	ADP
cblr-12483	1	72	a	a	DET
cblr-12483	1	73	restaurant	restaurant	NOUN
cblr-12483	1	74	,	,	PUNCT
cblr-12483	1	75	or	or	CCONJ
cblr-12483	1	76	when	when	SCONJ
cblr-12483	1	77	they	they	PRON
cblr-12483	1	78	seek	seek	VERB
cblr-12483	1	79	lodging	lodge	VERB
cblr-12483	1	80	for	for	ADP
cblr-12483	1	81	the	the	DET
cblr-12483	1	82	night	night	NOUN
cblr-12483	1	83	in	in	ADP
cblr-12483	1	84	any	any	DET
cblr-12483	1	85	state	state	NOUN
cblr-12483	1	86	in	in	ADP
cblr-12483	1	87	the	the	DET
cblr-12483	1	88	union	union	NOUN
cblr-12483	1	89	.	.	PUNCT
cblr-12483	1	90	”	"	PUNCT
cblr-12483	2	1	neither	neither	CCONJ
cblr-12483	2	2	congress	congress	PROPN
cblr-12483	2	3	nor	nor	CCONJ
cblr-12483	2	4	president	president	PROPN
cblr-12483	2	5	johnson	johnson	PROPN
cblr-12483	2	6	,	,	PUNCT
cblr-12483	2	7	however	however	ADV
cblr-12483	2	8	,	,	PUNCT
cblr-12483	2	9	mentioned	mention	VERB
cblr-12483	2	10	bank	bank	NOUN
cblr-12483	2	11	accounts	account	NOUN
cblr-12483	2	12	,	,	PUNCT
cblr-12483	2	13	overdraft	overdraft	NOUN
cblr-12483	2	14	fees	fee	NOUN
cblr-12483	2	15	,	,	PUNCT
cblr-12483	2	16	or	or	CCONJ
cblr-12483	2	17	access	access	NOUN
cblr-12483	2	18	to	to	ADP
cblr-12483	2	19	bank	bank	NOUN
cblr-12483	2	20	branches	branch	NOUN
cblr-12483	2	21	.	.	PUNCT
cblr-12483	3	1	on	on	ADP
cblr-12483	3	2	march	march	PROPN
cblr-12483	3	3	16	16	NUM
cblr-12483	3	4	,	,	PUNCT
cblr-12483	3	5	2022	2022	NUM
cblr-12483	3	6	—	—	PUNCT
cblr-12483	3	7	nearly	nearly	ADV
cblr-12483	3	8	six	six	NUM
cblr-12483	3	9	decades	decade	NOUN
cblr-12483	3	10	later	later	ADV
cblr-12483	3	11	—	—	PUNCT
cblr-12483	3	12	the	the	DET
cblr-12483	3	13	consumer	consumer	NOUN
cblr-12483	3	14	financial	financial	PROPN
cblr-12483	3	15	protection	protection	PROPN
cblr-12483	3	16	bureau	bureau	PROPN
cblr-12483	3	17	attempted	attempt	VERB
cblr-12483	3	18	to	to	PART
cblr-12483	3	19	fill	fill	VERB
cblr-12483	3	20	this	this	DET
cblr-12483	3	21	gap	gap	NOUN
cblr-12483	3	22	.	.	PUNCT
cblr-12483	4	1	it	it	PRON
cblr-12483	4	2	revised	revise	VERB
cblr-12483	4	3	its	its	PRON
cblr-12483	4	4	examination	examination	NOUN
cblr-12483	4	5	manual	manual	NOUN
cblr-12483	4	6	to	to	PART
cblr-12483	4	7	identify	identify	VERB
cblr-12483	4	8	discrimination	discrimination	NOUN
cblr-12483	4	9	in	in	ADP
cblr-12483	4	10	consumer	consumer	NOUN
cblr-12483	4	11	financial	financial	ADJ
cblr-12483	4	12	products	product	NOUN
cblr-12483	4	13	as	as	ADP
cblr-12483	4	14	an	an	DET
cblr-12483	4	15	“	"	PUNCT
cblr-12483	4	16	unfair	unfair	ADJ
cblr-12483	4	17	,	,	PUNCT
cblr-12483	4	18	deceptive	deceptive	ADJ
cblr-12483	4	19	,	,	PUNCT
cblr-12483	4	20	or	or	CCONJ
cblr-12483	4	21	abusive	abusive	ADJ
cblr-12483	4	22	act	act	NOUN
cblr-12483	4	23	or	or	CCONJ
cblr-12483	4	24	practice	practice	NOUN
cblr-12483	4	25	.	.	PUNCT
cblr-12483	4	26	”	"	PUNCT
cblr-12483	5	1	when	when	SCONJ
cblr-12483	5	2	congress	congress	PROPN
cblr-12483	5	3	established	establish	VERB
cblr-12483	5	4	the	the	DET
cblr-12483	5	5	cfpb	cfpb	NOUN
cblr-12483	5	6	in	in	ADP
cblr-12483	5	7	2010	2010	NUM
cblr-12483	5	8	,	,	PUNCT
cblr-12483	5	9	it	it	PRON
cblr-12483	5	10	expressly	expressly	ADV
cblr-12483	5	11	empowered	empower	VERB
cblr-12483	5	12	it	it	PRON
cblr-12483	5	13	to	to	PART
cblr-12483	5	14	eliminate	eliminate	VERB
cblr-12483	5	15	such	such	ADJ
cblr-12483	5	16	practices	practice	NOUN
cblr-12483	5	17	,	,	PUNCT
cblr-12483	5	18	adopting	adopt	VERB
cblr-12483	5	19	a	a	DET
cblr-12483	5	20	standard	standard	NOUN
cblr-12483	5	21	which	which	PRON
cblr-12483	5	22	it	it	PRON
cblr-12483	5	23	has	have	AUX
cblr-12483	5	24	featured	feature	VERB
cblr-12483	5	25	in	in	ADP
cblr-12483	5	26	federal	federal	ADJ
cblr-12483	5	27	law	law	NOUN
cblr-12483	5	28	since	since	SCONJ
cblr-12483	5	29	1938	1938	NUM
cblr-12483	5	30	.	.	PUNCT
cblr-12483	6	1	various	various	ADJ
cblr-12483	6	2	agencies	agency	NOUN
cblr-12483	6	3	have	have	AUX
cblr-12483	6	4	previously	previously	ADV
cblr-12483	6	5	considered	consider	VERB
cblr-12483	6	6	using	use	VERB
cblr-12483	6	7	the	the	DET
cblr-12483	6	8	standard	standard	NOUN
cblr-12483	6	9	to	to	PART
cblr-12483	6	10	address	address	VERB
cblr-12483	6	11	discrimination	discrimination	NOUN
cblr-12483	6	12	,	,	PUNCT
cblr-12483	6	13	but	but	CCONJ
cblr-12483	6	14	until	until	ADP
cblr-12483	6	15	march	march	PROPN
cblr-12483	6	16	2022	2022	NUM
cblr-12483	6	17	none	none	NOUN
cblr-12483	6	18	ever	ever	ADV
cblr-12483	6	19	had	have	VERB
cblr-12483	6	20	.	.	PUNCT
cblr-12483	7	1	so	so	ADV
cblr-12483	7	2	why	why	SCONJ
cblr-12483	7	3	now	now	ADV
cblr-12483	7	4	?	?	PUNCT
cblr-12483	8	1	the	the	DET
cblr-12483	8	2	cfpb	cfpb	NOUN
cblr-12483	8	3	’s	’s	PART
cblr-12483	8	4	newly	newly	ADV
cblr-12483	8	5	appointed	appoint	VERB
cblr-12483	8	6	director	director	NOUN
cblr-12483	8	7	,	,	PUNCT
cblr-12483	8	8	rohit	rohit	PROPN
cblr-12483	8	9	chopra	chopra	PROPN
cblr-12483	8	10	,	,	PUNCT
cblr-12483	8	11	announced	announce	VERB
cblr-12483	8	12	the	the	DET
cblr-12483	8	13	change	change	NOUN
cblr-12483	8	14	to	to	ADP
cblr-12483	8	15	the	the	DET
cblr-12483	8	16	examination	examination	NOUN
cblr-12483	8	17	manual	manual	NOUN
cblr-12483	8	18	and	and	CCONJ
cblr-12483	8	19	said	say	VERB
cblr-12483	8	20	,	,	PUNCT
cblr-12483	8	21	“	"	PUNCT
cblr-12483	8	22	when	when	SCONJ
cblr-12483	8	23	a	a	DET
cblr-12483	8	24	person	person	NOUN
cblr-12483	8	25	is	be	AUX
cblr-12483	8	26	denied	deny	VERB
cblr-12483	8	27	access	access	NOUN
cblr-12483	8	28	to	to	ADP
cblr-12483	8	29	a	a	DET
cblr-12483	8	30	bank	bank	NOUN
cblr-12483	8	31	account	account	NOUN
cblr-12483	8	32	because	because	SCONJ
cblr-12483	8	33	of	of	ADP
cblr-12483	8	34	their	their	PRON
cblr-12483	8	35	religion	religion	NOUN
cblr-12483	8	36	or	or	CCONJ
cblr-12483	8	37	race	race	NOUN
cblr-12483	8	38	,	,	PUNCT
cblr-12483	8	39	this	this	PRON
cblr-12483	8	40	is	be	AUX
cblr-12483	8	41	unambiguously	unambiguously	ADV
cblr-12483	8	42	unfair	unfair	ADJ
cblr-12483	8	43	.	.	PUNCT
cblr-12483	8	44	”	"	PUNCT
cblr-12483	9	1	less	less	ADJ
cblr-12483	9	2	than	than	ADP
cblr-12483	9	3	five	five	NUM
cblr-12483	9	4	months	month	NOUN
cblr-12483	9	5	after	after	ADP
cblr-12483	9	6	the	the	DET
cblr-12483	9	7	announcement	announcement	NOUN
cblr-12483	9	8	,	,	PUNCT
cblr-12483	9	9	however	however	ADV
cblr-12483	9	10	,	,	PUNCT
cblr-12483	9	11	the	the	DET
cblr-12483	9	12	supreme	supreme	PROPN
cblr-12483	9	13	court	court	PROPN
cblr-12483	9	14	threw	throw	VERB
cblr-12483	9	15	the	the	DET
cblr-12483	9	16	agency	agency	NOUN
cblr-12483	9	17	’s	’s	PART
cblr-12483	9	18	decision	decision	NOUN
cblr-12483	9	19	into	into	ADP
cblr-12483	9	20	doubt	doubt	NOUN
cblr-12483	9	21	by	by	ADP
cblr-12483	9	22	*	*	PROPN
cblr-12483	9	23	j.d	j.d	PROPN
cblr-12483	9	24	.	.	PROPN
cblr-12483	9	25	candidate	candidate	PROPN
cblr-12483	9	26	2024	2024	NUM
cblr-12483	9	27	,	,	PUNCT
cblr-12483	9	28	columbia	columbia	PROPN
cblr-12483	9	29	law	law	NOUN
cblr-12483	9	30	school	school	NOUN
cblr-12483	9	31	;	;	PUNCT
cblr-12483	9	32	b.s	b.s	PROPN
cblr-12483	9	33	.	.	PROPN
cblr-12483	9	34	,	,	PUNCT
cblr-12483	9	35	b.b.a	b.b.a	PROPN
cblr-12483	9	36	,	,	PUNCT
cblr-12483	9	37	emory	emory	PROPN
cblr-12483	9	38	university	university	PROPN
cblr-12483	9	39	2019	2019	NUM
cblr-12483	9	40	.	.	PUNCT
cblr-12483	10	1	i	i	PRON
cblr-12483	10	2	would	would	AUX
cblr-12483	10	3	like	like	VERB
cblr-12483	10	4	to	to	PART
cblr-12483	10	5	specially	specially	ADV
cblr-12483	10	6	thank	thank	VERB
cblr-12483	10	7	professor	professor	NOUN
cblr-12483	10	8	lev	lev	PROPN
cblr-12483	10	9	menand	menand	PROPN
cblr-12483	10	10	for	for	ADP
cblr-12483	10	11	his	his	PRON
cblr-12483	10	12	invaluable	invaluable	ADJ
cblr-12483	10	13	advice	advice	NOUN
cblr-12483	10	14	,	,	PUNCT
cblr-12483	10	15	guidance	guidance	NOUN
cblr-12483	10	16	,	,	PUNCT
cblr-12483	10	17	and	and	CCONJ
cblr-12483	10	18	assistance	assistance	NOUN
cblr-12483	10	19	in	in	ADP
cblr-12483	10	20	the	the	DET
cblr-12483	10	21	writing	writing	NOUN
cblr-12483	10	22	of	of	ADP
cblr-12483	10	23	this	this	DET
cblr-12483	10	24	note	note	NOUN
cblr-12483	10	25	.	.	PUNCT
cblr-12483	11	1	i	i	PRON
cblr-12483	11	2	would	would	AUX
cblr-12483	11	3	also	also	ADV
cblr-12483	11	4	like	like	VERB
cblr-12483	11	5	to	to	PART
cblr-12483	11	6	thank	thank	VERB
cblr-12483	11	7	the	the	DET
cblr-12483	11	8	hard	hard	ADV
cblr-12483	11	9	-	-	PUNCT
cblr-12483	11	10	working	work	VERB
cblr-12483	11	11	board	board	NOUN
cblr-12483	11	12	and	and	CCONJ
cblr-12483	11	13	staff	staff	NOUN
cblr-12483	11	14	of	of	ADP
cblr-12483	11	15	the	the	DET
cblr-12483	11	16	columbia	columbia	PROPN
cblr-12483	11	17	business	business	PROPN
cblr-12483	11	18	law	law	PROPN
cblr-12483	11	19	review	review	NOUN
cblr-12483	11	20	for	for	ADP
cblr-12483	11	21	editing	edit	VERB
cblr-12483	11	22	and	and	CCONJ
cblr-12483	11	23	improving	improve	VERB
cblr-12483	11	24	this	this	DET
cblr-12483	11	25	piece	piece	NOUN
cblr-12483	11	26	.	.	PUNCT
cblr-12483	12	1	938	938	NUM
cblr-12483	12	2	columbia	columbia	PROPN
cblr-12483	12	3	business	business	NOUN
cblr-12483	12	4	law	law	PROPN
cblr-12483	12	5	review	review	NOUN
cblr-12483	12	6	[	[	X
cblr-12483	12	7	vol	vol	NOUN
cblr-12483	12	8	.	.	PUNCT
cblr-12483	12	9	2023	2023	NUM
cblr-12483	12	10	offering	offer	VERB
cblr-12483	12	11	a	a	DET
cblr-12483	12	12	new	new	ADJ
cblr-12483	12	13	framework	framework	NOUN
cblr-12483	12	14	for	for	ADP
cblr-12483	12	15	evaluating	evaluate	VERB
cblr-12483	12	16	agency	agency	NOUN
cblr-12483	12	17	statutory	statutory	ADJ
cblr-12483	12	18	interpretation	interpretation	NOUN
cblr-12483	12	19	in	in	ADP
cblr-12483	12	20	west	west	PROPN
cblr-12483	12	21	virginia	virginia	PROPN
cblr-12483	12	22	v.	v.	PROPN
cblr-12483	12	23	epa	epa	PROPN
cblr-12483	12	24	.	.	PUNCT
cblr-12483	13	1	the	the	DET
cblr-12483	13	2	west	west	PROPN
cblr-12483	13	3	virginia	virginia	PROPN
cblr-12483	13	4	case	case	NOUN
cblr-12483	13	5	announces	announce	VERB
cblr-12483	13	6	a	a	DET
cblr-12483	13	7	new	new	ADJ
cblr-12483	13	8	“	"	PUNCT
cblr-12483	13	9	major	major	ADJ
cblr-12483	13	10	questions	question	NOUN
cblr-12483	13	11	doctrine	doctrine	NOUN
cblr-12483	13	12	”	"	PUNCT
cblr-12483	13	13	in	in	ADP
cblr-12483	13	14	which	which	PRON
cblr-12483	13	15	agency	agency	NOUN
cblr-12483	13	16	action	action	NOUN
cblr-12483	13	17	requires	require	VERB
cblr-12483	13	18	clear	clear	ADJ
cblr-12483	13	19	congressional	congressional	ADJ
cblr-12483	13	20	authorization	authorization	NOUN
cblr-12483	13	21	depending	depend	VERB
cblr-12483	13	22	on	on	ADP
cblr-12483	13	23	the	the	DET
cblr-12483	13	24	“	"	PUNCT
cblr-12483	13	25	history	history	NOUN
cblr-12483	13	26	and	and	CCONJ
cblr-12483	13	27	breadth	breadth	NOUN
cblr-12483	13	28	of	of	ADP
cblr-12483	13	29	the	the	DET
cblr-12483	13	30	authority	authority	NOUN
cblr-12483	13	31	that	that	SCONJ
cblr-12483	13	32	[	[	X
cblr-12483	13	33	the	the	DET
cblr-12483	13	34	agency	agency	NOUN
cblr-12483	13	35	]	]	PUNCT
cblr-12483	13	36	has	have	AUX
cblr-12483	13	37	asserted	assert	VERB
cblr-12483	13	38	”	"	PUNCT
cblr-12483	13	39	and	and	CCONJ
cblr-12483	13	40	its	its	PRON
cblr-12483	13	41	“	"	PUNCT
cblr-12483	13	42	economic	economic	ADJ
cblr-12483	13	43	and	and	CCONJ
cblr-12483	13	44	political	political	ADJ
cblr-12483	13	45	significance	significance	NOUN
cblr-12483	13	46	.	.	PUNCT
cblr-12483	13	47	”	"	PUNCT
cblr-12483	14	1	on	on	ADP
cblr-12483	14	2	september	september	PROPN
cblr-12483	14	3	28	28	NUM
cblr-12483	14	4	,	,	PUNCT
cblr-12483	14	5	2022	2022	NUM
cblr-12483	14	6	,	,	PUNCT
cblr-12483	14	7	industry	industry	NOUN
cblr-12483	14	8	groups	group	NOUN
cblr-12483	14	9	led	lead	VERB
cblr-12483	14	10	by	by	ADP
cblr-12483	14	11	the	the	DET
cblr-12483	14	12	chamber	chamber	PROPN
cblr-12483	14	13	of	of	ADP
cblr-12483	14	14	commerce	commerce	PROPN
cblr-12483	14	15	filed	file	VERB
cblr-12483	14	16	suit	suit	NOUN
cblr-12483	14	17	against	against	ADP
cblr-12483	14	18	the	the	DET
cblr-12483	14	19	cfpb	cfpb	NOUN
cblr-12483	14	20	,	,	PUNCT
cblr-12483	14	21	citing	cite	VERB
cblr-12483	14	22	west	west	PROPN
cblr-12483	14	23	virginia	virginia	PROPN
cblr-12483	14	24	v.	v.	PROPN
cblr-12483	14	25	epa	epa	PROPN
cblr-12483	14	26	in	in	ADP
cblr-12483	14	27	claiming	claim	VERB
cblr-12483	14	28	the	the	DET
cblr-12483	14	29	cfpb	cfpb	NOUN
cblr-12483	14	30	overstepped	overstep	VERB
cblr-12483	14	31	its	its	PRON
cblr-12483	14	32	statutory	statutory	ADJ
cblr-12483	14	33	authority	authority	NOUN
cblr-12483	14	34	.	.	PUNCT
cblr-12483	15	1	on	on	ADP
cblr-12483	15	2	september	september	PROPN
cblr-12483	15	3	8	8	NUM
cblr-12483	15	4	,	,	PUNCT
cblr-12483	15	5	2023	2023	NUM
cblr-12483	15	6	,	,	PUNCT
cblr-12483	15	7	a	a	DET
cblr-12483	15	8	federal	federal	ADJ
cblr-12483	15	9	judge	judge	NOUN
cblr-12483	15	10	sitting	sit	VERB
cblr-12483	15	11	in	in	ADP
cblr-12483	15	12	the	the	DET
cblr-12483	15	13	eastern	eastern	ADJ
cblr-12483	15	14	district	district	PROPN
cblr-12483	15	15	of	of	ADP
cblr-12483	15	16	texas	texas	PROPN
cblr-12483	15	17	decided	decide	VERB
cblr-12483	15	18	against	against	ADP
cblr-12483	15	19	the	the	DET
cblr-12483	15	20	cfpb	cfpb	NOUN
cblr-12483	15	21	,	,	PUNCT
cblr-12483	15	22	enjoining	enjoin	VERB
cblr-12483	15	23	the	the	DET
cblr-12483	15	24	agency	agency	NOUN
cblr-12483	15	25	from	from	ADP
cblr-12483	15	26	implementing	implement	VERB
cblr-12483	15	27	its	its	PRON
cblr-12483	15	28	anti	anti	ADJ
cblr-12483	15	29	-	-	ADJ
cblr-12483	15	30	discrimination	discrimination	ADJ
cblr-12483	15	31	policy	policy	NOUN
cblr-12483	15	32	.	.	PUNCT
cblr-12483	16	1	the	the	DET
cblr-12483	16	2	judge	judge	NOUN
cblr-12483	16	3	cited	cite	VERB
cblr-12483	16	4	the	the	DET
cblr-12483	16	5	major	major	ADJ
cblr-12483	16	6	questions	question	NOUN
cblr-12483	16	7	doctrine	doctrine	NOUN
cblr-12483	16	8	and	and	CCONJ
cblr-12483	16	9	west	west	PROPN
cblr-12483	16	10	virginia	virginia	PROPN
cblr-12483	16	11	v.	v.	PROPN
cblr-12483	16	12	epa	epa	PROPN
cblr-12483	16	13	in	in	ADP
cblr-12483	16	14	striking	strike	VERB
cblr-12483	16	15	down	down	ADP
cblr-12483	16	16	the	the	DET
cblr-12483	16	17	agency	agency	NOUN
cblr-12483	16	18	’s	’s	PART
cblr-12483	16	19	revision	revision	NOUN
cblr-12483	16	20	as	as	ADP
cblr-12483	16	21	beyond	beyond	ADP
cblr-12483	16	22	its	its	PRON
cblr-12483	16	23	statutory	statutory	ADJ
cblr-12483	16	24	authority	authority	NOUN
cblr-12483	16	25	.	.	PUNCT
cblr-12483	17	1	this	this	DET
cblr-12483	17	2	note	note	NOUN
cblr-12483	17	3	considers	consider	VERB
cblr-12483	17	4	the	the	DET
cblr-12483	17	5	effects	effect	NOUN
cblr-12483	17	6	of	of	ADP
cblr-12483	17	7	west	west	PROPN
cblr-12483	17	8	virginia	virginia	PROPN
cblr-12483	17	9	v.	v.	PROPN
cblr-12483	17	10	epa	epa	PROPN
cblr-12483	17	11	and	and	CCONJ
cblr-12483	17	12	the	the	DET
cblr-12483	17	13	‘	'	PUNCT
cblr-12483	17	14	major	major	ADJ
cblr-12483	17	15	questions	question	NOUN
cblr-12483	17	16	doctrine	doctrine	NOUN
cblr-12483	17	17	’	'	PUNCT
cblr-12483	17	18	on	on	ADP
cblr-12483	17	19	anti	anti	ADJ
cblr-12483	17	20	-	-	ADJ
cblr-12483	17	21	discrimination	discrimination	ADJ
cblr-12483	17	22	efforts	effort	NOUN
cblr-12483	17	23	by	by	ADP
cblr-12483	17	24	the	the	DET
cblr-12483	17	25	cfpb	cfpb	NOUN
cblr-12483	17	26	and	and	CCONJ
cblr-12483	17	27	other	other	ADJ
cblr-12483	17	28	federal	federal	ADJ
cblr-12483	17	29	agencies	agency	NOUN
cblr-12483	17	30	,	,	PUNCT
cblr-12483	17	31	specifically	specifically	ADV
cblr-12483	17	32	analyzing	analyze	VERB
cblr-12483	17	33	discrimination	discrimination	NOUN
cblr-12483	17	34	as	as	ADP
cblr-12483	17	35	a	a	DET
cblr-12483	17	36	“	"	PUNCT
cblr-12483	17	37	major	major	ADJ
cblr-12483	17	38	question	question	NOUN
cblr-12483	17	39	,	,	PUNCT
cblr-12483	17	40	”	"	PUNCT
cblr-12483	17	41	and	and	CCONJ
cblr-12483	17	42	determining	determine	VERB
cblr-12483	17	43	the	the	DET
cblr-12483	17	44	lengths	length	NOUN
cblr-12483	17	45	to	to	PART
cblr-12483	17	46	which	which	PRON
cblr-12483	17	47	the	the	DET
cblr-12483	17	48	udaap	udaap	ADJ
cblr-12483	17	49	standard	standard	NOUN
cblr-12483	17	50	“	"	PUNCT
cblr-12483	17	51	clearly	clearly	ADV
cblr-12483	17	52	authorizes	authorize	VERB
cblr-12483	17	53	”	"	PUNCT
cblr-12483	17	54	anti	anti	ADJ
cblr-12483	17	55	-	-	ADJ
cblr-12483	17	56	discrimination	discrimination	ADJ
cblr-12483	17	57	action	action	NOUN
cblr-12483	17	58	.	.	PUNCT
cblr-12483	18	1	given	give	VERB
cblr-12483	18	2	the	the	DET
cblr-12483	18	3	political	political	ADJ
cblr-12483	18	4	significance	significance	NOUN
cblr-12483	18	5	of	of	ADP
cblr-12483	18	6	anti	anti	ADJ
cblr-12483	18	7	-	-	ADJ
cblr-12483	18	8	discrimination	discrimination	ADJ
cblr-12483	18	9	laws	law	NOUN
cblr-12483	18	10	,	,	PUNCT
cblr-12483	18	11	the	the	DET
cblr-12483	18	12	potential	potential	ADJ
cblr-12483	18	13	ramifications	ramification	NOUN
cblr-12483	18	14	of	of	ADP
cblr-12483	18	15	allowing	allow	VERB
cblr-12483	18	16	the	the	DET
cblr-12483	18	17	cfpb	cfpb	ADJ
cblr-12483	18	18	freedom	freedom	NOUN
cblr-12483	18	19	to	to	PART
cblr-12483	18	20	interpret	interpret	VERB
cblr-12483	18	21	the	the	DET
cblr-12483	18	22	udaap	udaap	PROPN
cblr-12483	18	23	standard	standard	NOUN
cblr-12483	18	24	,	,	PUNCT
cblr-12483	18	25	and	and	CCONJ
cblr-12483	18	26	the	the	DET
cblr-12483	18	27	long	long	ADJ
cblr-12483	18	28	history	history	NOUN
cblr-12483	18	29	of	of	ADP
cblr-12483	18	30	a	a	DET
cblr-12483	18	31	narrower	narrow	ADJ
cblr-12483	18	32	interpretation	interpretation	NOUN
cblr-12483	18	33	of	of	ADP
cblr-12483	18	34	the	the	DET
cblr-12483	18	35	law	law	NOUN
cblr-12483	18	36	,	,	PUNCT
cblr-12483	18	37	this	this	DET
cblr-12483	18	38	note	note	NOUN
cblr-12483	18	39	argues	argue	VERB
cblr-12483	18	40	that	that	SCONJ
cblr-12483	18	41	whether	whether	SCONJ
cblr-12483	18	42	the	the	DET
cblr-12483	18	43	cfpb	cfpb	NOUN
cblr-12483	18	44	can	can	AUX
cblr-12483	18	45	prohibit	prohibit	VERB
cblr-12483	18	46	banks	bank	NOUN
cblr-12483	18	47	from	from	ADP
cblr-12483	18	48	denying	deny	VERB
cblr-12483	18	49	access	access	NOUN
cblr-12483	18	50	to	to	ADP
cblr-12483	18	51	accounts	account	NOUN
cblr-12483	18	52	on	on	ADP
cblr-12483	18	53	the	the	DET
cblr-12483	18	54	basis	basis	NOUN
cblr-12483	18	55	of	of	ADP
cblr-12483	18	56	religion	religion	NOUN
cblr-12483	18	57	or	or	CCONJ
cblr-12483	18	58	race	race	NOUN
cblr-12483	18	59	could	could	AUX
cblr-12483	18	60	be	be	AUX
cblr-12483	18	61	a	a	DET
cblr-12483	18	62	major	major	ADJ
cblr-12483	18	63	question	question	NOUN
cblr-12483	18	64	.	.	PUNCT
cblr-12483	19	1	however	however	ADV
cblr-12483	19	2	,	,	PUNCT
cblr-12483	19	3	the	the	DET
cblr-12483	19	4	udaap	udaap	PROPN
cblr-12483	19	5	standard	standard	NOUN
cblr-12483	19	6	,	,	PUNCT
cblr-12483	19	7	which	which	PRON
cblr-12483	19	8	is	be	AUX
cblr-12483	19	9	an	an	DET
cblr-12483	19	10	express	express	ADJ
cblr-12483	19	11	delegation	delegation	NOUN
cblr-12483	19	12	by	by	ADP
cblr-12483	19	13	congress	congress	PROPN
cblr-12483	19	14	to	to	ADP
cblr-12483	19	15	the	the	DET
cblr-12483	19	16	cfpb	cfpb	NOUN
cblr-12483	19	17	to	to	PART
cblr-12483	19	18	liquidate	liquidate	VERB
cblr-12483	19	19	the	the	DET
cblr-12483	19	20	content	content	NOUN
cblr-12483	19	21	and	and	CCONJ
cblr-12483	19	22	nature	nature	NOUN
cblr-12483	19	23	of	of	ADP
cblr-12483	19	24	fair	fair	ADJ
cblr-12483	19	25	practices	practice	NOUN
cblr-12483	19	26	over	over	ADP
cblr-12483	19	27	time	time	NOUN
cblr-12483	19	28	,	,	PUNCT
cblr-12483	19	29	is	be	AUX
cblr-12483	19	30	best	well	ADV
cblr-12483	19	31	read	read	VERB
cblr-12483	19	32	as	as	ADP
cblr-12483	19	33	a	a	DET
cblr-12483	19	34	clear	clear	ADJ
cblr-12483	19	35	statement	statement	NOUN
cblr-12483	19	36	authorizing	authorize	VERB
cblr-12483	19	37	the	the	DET
cblr-12483	19	38	cpfb	cpfb	NOUN
cblr-12483	19	39	to	to	PART
cblr-12483	19	40	eliminate	eliminate	VERB
cblr-12483	19	41	discrimination	discrimination	NOUN
cblr-12483	19	42	in	in	ADP
cblr-12483	19	43	consumer	consumer	NOUN
cblr-12483	19	44	financial	financial	ADJ
cblr-12483	19	45	products	product	NOUN
cblr-12483	19	46	.	.	PUNCT
cblr-12483	20	1	i.	i.	PROPN
cblr-12483	20	2	legal	legal	ADJ
cblr-12483	20	3	and	and	CCONJ
cblr-12483	20	4	regulatory	regulatory	ADJ
cblr-12483	20	5	background	background	NOUN
cblr-12483	20	6	..................................	..................................	PUNCT
cblr-12483	21	1	939	939	NUM
cblr-12483	21	2	ii	ii	PROPN
cblr-12483	21	3	.	.	PROPN
cblr-12483	21	4	origin	origin	NOUN
cblr-12483	21	5	and	and	CCONJ
cblr-12483	21	6	development	development	NOUN
cblr-12483	21	7	of	of	ADP
cblr-12483	21	8	the	the	DET
cblr-12483	21	9	major	major	ADJ
cblr-12483	21	10	questions	question	NOUN
cblr-12483	21	11	doctrine	doctrine	NOUN
cblr-12483	21	12	....................................................................................	....................................................................................	PUNCT
cblr-12483	21	13	947	947	NUM
cblr-12483	21	14	iii	iii	NOUN
cblr-12483	21	15	.	.	PUNCT
cblr-12483	22	1	applying	apply	VERB
cblr-12483	22	2	the	the	DET
cblr-12483	22	3	major	major	ADJ
cblr-12483	22	4	questions	question	NOUN
cblr-12483	22	5	doctrine	doctrine	NOUN
cblr-12483	22	6	to	to	ADP
cblr-12483	22	7	the	the	DET
cblr-12483	22	8	cfpb	cfpb	NOUN
cblr-12483	22	9	’s	’s	PART
cblr-12483	22	10	new	new	ADJ
cblr-12483	22	11	anti	anti	ADJ
cblr-12483	22	12	-	-	ADJ
cblr-12483	22	13	discrimination	discrimination	ADJ
cblr-12483	22	14	policy	policy	NOUN
cblr-12483	22	15	................................	................................	PUNCT
cblr-12483	23	1	950	950	NUM
cblr-12483	23	2	a.	a.	NOUN
cblr-12483	23	3	is	be	AUX
cblr-12483	23	4	the	the	DET
cblr-12483	23	5	legality	legality	NOUN
cblr-12483	23	6	of	of	ADP
cblr-12483	23	7	discriminatory	discriminatory	ADJ
cblr-12483	23	8	practices	practice	NOUN
cblr-12483	23	9	in	in	ADP
cblr-12483	23	10	banking	bank	VERB
cblr-12483	23	11	a	a	DET
cblr-12483	23	12	major	major	ADJ
cblr-12483	23	13	question	question	NOUN
cblr-12483	23	14	?	?	PUNCT
cblr-12483	24	1	.................................	.................................	PUNCT
cblr-12483	25	1	950	950	NUM
cblr-12483	25	2	no	no	NOUN
cblr-12483	25	3	.	.	NOUN
cblr-12483	26	1	2	2	NUM
cblr-12483	26	2	]	]	PUNCT
cblr-12483	26	3	my	my	PRON
cblr-12483	26	4	unfair	unfair	ADJ
cblr-12483	26	5	lady	lady	NOUN
cblr-12483	26	6	939	939	NUM
cblr-12483	26	7	1	1	NUM
cblr-12483	26	8	.	.	PUNCT
cblr-12483	26	9	economic	economic	ADJ
cblr-12483	26	10	significance	significance	NOUN
cblr-12483	26	11	.....................................	.....................................	PUNCT
cblr-12483	27	1	951	951	NUM
cblr-12483	27	2	2	2	NUM
cblr-12483	27	3	.	.	PUNCT
cblr-12483	27	4	political	political	ADJ
cblr-12483	27	5	significance	significance	NOUN
cblr-12483	27	6	.......................................	.......................................	PUNCT
cblr-12483	27	7	954	954	NUM
cblr-12483	27	8	3	3	NUM
cblr-12483	27	9	.	.	PUNCT
cblr-12483	27	10	source	source	NOUN
cblr-12483	27	11	of	of	ADP
cblr-12483	27	12	statutory	statutory	ADJ
cblr-12483	27	13	authority	authority	NOUN
cblr-12483	27	14	:	:	PUNCT
cblr-12483	27	15	ancillary	ancillary	ADJ
cblr-12483	27	16	or	or	CCONJ
cblr-12483	27	17	primary	primary	ADJ
cblr-12483	27	18	provision	provision	NOUN
cblr-12483	27	19	..........................................	..........................................	PUNCT
cblr-12483	27	20	959	959	NUM
cblr-12483	27	21	4	4	NUM
cblr-12483	27	22	.	.	PUNCT
cblr-12483	28	1	congressional	congressional	ADJ
cblr-12483	28	2	rejection	rejection	NOUN
cblr-12483	28	3	of	of	ADP
cblr-12483	28	4	legislation	legislation	NOUN
cblr-12483	28	5	regarding	regard	VERB
cblr-12483	28	6	the	the	DET
cblr-12483	28	7	issue	issue	NOUN
cblr-12483	28	8	........................................	........................................	PUNCT
cblr-12483	28	9	960	960	NUM
cblr-12483	28	10	5	5	NUM
cblr-12483	28	11	.	.	PUNCT
cblr-12483	28	12	consistency	consistency	NOUN
cblr-12483	28	13	of	of	ADP
cblr-12483	28	14	prior	prior	ADJ
cblr-12483	28	15	use	use	NOUN
cblr-12483	28	16	of	of	ADP
cblr-12483	28	17	the	the	DET
cblr-12483	28	18	statutory	statutory	ADJ
cblr-12483	28	19	provision	provision	NOUN
cblr-12483	28	20	at	at	ADP
cblr-12483	28	21	issue	issue	NOUN
cblr-12483	28	22	...........................................	...........................................	PUNCT
cblr-12483	29	1	962	962	NUM
cblr-12483	29	2	6	6	NUM
cblr-12483	29	3	.	.	PUNCT
cblr-12483	29	4	cfpb	cfpb	ADJ
cblr-12483	29	5	expertise	expertise	NOUN
cblr-12483	29	6	on	on	ADP
cblr-12483	29	7	the	the	DET
cblr-12483	29	8	issue	issue	NOUN
cblr-12483	29	9	..........................	..........................	PUNCT
cblr-12483	29	10	964	964	NUM
cblr-12483	29	11	7	7	NUM
cblr-12483	29	12	.	.	PUNCT
cblr-12483	30	1	summary	summary	NOUN
cblr-12483	30	2	.........................................................	.........................................................	PUNCT
cblr-12483	31	1	967	967	NUM
cblr-12483	31	2	b.	b.	PROPN
cblr-12483	31	3	does	do	AUX
cblr-12483	31	4	udaap	udaap	PROPN
cblr-12483	31	5	under	under	ADP
cblr-12483	31	6	dodd	dodd	PROPN
cblr-12483	31	7	-	-	PUNCT
cblr-12483	31	8	frank	frank	PROPN
cblr-12483	31	9	provide	provide	VERB
cblr-12483	31	10	clear	clear	ADJ
cblr-12483	31	11	authorization	authorization	NOUN
cblr-12483	31	12	?	?	PUNCT
cblr-12483	32	1	.....................................................	.....................................................	PUNCT
cblr-12483	33	1	968	968	NUM
cblr-12483	33	2	iv	iv	NOUN
cblr-12483	33	3	.	.	PUNCT
cblr-12483	33	4	conclusion	conclusion	PROPN
cblr-12483	33	5	......................................................................	......................................................................	PUNCT
cblr-12483	33	6	976	976	NUM
cblr-12483	33	7	i.	i.	NOUN
cblr-12483	33	8	legal	legal	ADJ
cblr-12483	33	9	and	and	CCONJ
cblr-12483	33	10	regulatory	regulatory	ADJ
cblr-12483	33	11	background	background	NOUN
cblr-12483	33	12	in	in	ADP
cblr-12483	33	13	2010	2010	NUM
cblr-12483	33	14	,	,	PUNCT
cblr-12483	33	15	during	during	ADP
cblr-12483	33	16	the	the	DET
cblr-12483	33	17	most	most	ADV
cblr-12483	33	18	severe	severe	ADJ
cblr-12483	33	19	economic	economic	ADJ
cblr-12483	33	20	recession	recession	NOUN
cblr-12483	33	21	in	in	ADP
cblr-12483	33	22	recent	recent	ADJ
cblr-12483	33	23	memory	memory	NOUN
cblr-12483	33	24	,	,	PUNCT
cblr-12483	33	25	congress	congress	PROPN
cblr-12483	33	26	enacted	enact	VERB
cblr-12483	33	27	the	the	DET
cblr-12483	33	28	dodd	dodd	PROPN
cblr-12483	33	29	-	-	PUNCT
cblr-12483	33	30	frank	frank	PROPN
cblr-12483	33	31	wall	wall	PROPN
cblr-12483	33	32	street	street	PROPN
cblr-12483	33	33	reform	reform	PROPN
cblr-12483	33	34	and	and	CCONJ
cblr-12483	33	35	consumer	consumer	NOUN
cblr-12483	33	36	protection	protection	NOUN
cblr-12483	33	37	act	act	NOUN
cblr-12483	33	38	(	(	PUNCT
cblr-12483	33	39	dodd	dodd	NOUN
cblr-12483	33	40	-	-	PUNCT
cblr-12483	33	41	frank).1	frank).1	NOUN
cblr-12483	33	42	considered	consider	VERB
cblr-12483	33	43	a	a	DET
cblr-12483	33	44	transformative	transformative	ADJ
cblr-12483	33	45	reform	reform	NOUN
cblr-12483	33	46	of	of	ADP
cblr-12483	33	47	the	the	DET
cblr-12483	33	48	financial	financial	ADJ
cblr-12483	33	49	system	system	NOUN
cblr-12483	33	50	,	,	PUNCT
cblr-12483	33	51	the	the	DET
cblr-12483	33	52	purpose	purpose	NOUN
cblr-12483	33	53	of	of	ADP
cblr-12483	33	54	the	the	DET
cblr-12483	33	55	legislation	legislation	NOUN
cblr-12483	33	56	as	as	SCONJ
cblr-12483	33	57	outlined	outline	VERB
cblr-12483	33	58	in	in	ADP
cblr-12483	33	59	the	the	DET
cblr-12483	33	60	statute	statute	NOUN
cblr-12483	33	61	was	be	AUX
cblr-12483	33	62	to	to	PART
cblr-12483	33	63	“	"	PUNCT
cblr-12483	33	64	promote	promote	VERB
cblr-12483	33	65	the	the	DET
cblr-12483	33	66	financial	financial	ADJ
cblr-12483	33	67	stability	stability	NOUN
cblr-12483	33	68	of	of	ADP
cblr-12483	33	69	the	the	DET
cblr-12483	33	70	united	united	PROPN
cblr-12483	33	71	states	states	PROPN
cblr-12483	33	72	by	by	ADP
cblr-12483	33	73	improving	improve	VERB
cblr-12483	33	74	accountability	accountability	NOUN
cblr-12483	33	75	and	and	CCONJ
cblr-12483	33	76	transparency	transparency	NOUN
cblr-12483	33	77	in	in	ADP
cblr-12483	33	78	the	the	DET
cblr-12483	33	79	financial	financial	ADJ
cblr-12483	33	80	system	system	NOUN
cblr-12483	33	81	,	,	PUNCT
cblr-12483	33	82	”	"	PUNCT
cblr-12483	33	83	to	to	PART
cblr-12483	33	84	end	end	VERB
cblr-12483	33	85	“	"	PUNCT
cblr-12483	33	86	too	too	ADV
cblr-12483	33	87	big	big	ADJ
cblr-12483	33	88	to	to	PART
cblr-12483	33	89	fail	fail	VERB
cblr-12483	33	90	,	,	PUNCT
cblr-12483	33	91	”	"	PUNCT
cblr-12483	33	92	and	and	CCONJ
cblr-12483	33	93	“	"	PUNCT
cblr-12483	33	94	to	to	PART
cblr-12483	33	95	protect	protect	VERB
cblr-12483	33	96	consumers	consumer	NOUN
cblr-12483	33	97	from	from	ADP
cblr-12483	33	98	abusive	abusive	ADJ
cblr-12483	33	99	financial	financial	ADJ
cblr-12483	33	100	services	service	NOUN
cblr-12483	33	101	practices	practice	NOUN
cblr-12483	33	102	.	.	PUNCT
cblr-12483	33	103	”2	”2	PUNCT
cblr-12483	34	1	the	the	DET
cblr-12483	34	2	third	third	ADJ
cblr-12483	34	3	goal	goal	NOUN
cblr-12483	34	4	—	—	PUNCT
cblr-12483	34	5	consumer	consumer	NOUN
cblr-12483	34	6	protection	protection	NOUN
cblr-12483	34	7	—	—	PUNCT
cblr-12483	34	8	was	be	AUX
cblr-12483	34	9	to	to	PART
cblr-12483	34	10	be	be	AUX
cblr-12483	34	11	championed	champion	VERB
cblr-12483	34	12	by	by	ADP
cblr-12483	34	13	a	a	DET
cblr-12483	34	14	new	new	ADJ
cblr-12483	34	15	agency	agency	NOUN
cblr-12483	34	16	,	,	PUNCT
cblr-12483	34	17	the	the	DET
cblr-12483	34	18	consumer	consumer	NOUN
cblr-12483	34	19	financial	financial	PROPN
cblr-12483	34	20	protection	protection	PROPN
cblr-12483	34	21	bureau	bureau	PROPN
cblr-12483	34	22	(	(	PUNCT
cblr-12483	34	23	cfpb).3	cfpb).3	PROPN
cblr-12483	34	24	the	the	DET
cblr-12483	34	25	cfpb	cfpb	NOUN
cblr-12483	34	26	would	would	AUX
cblr-12483	34	27	be	be	AUX
cblr-12483	34	28	like	like	ADP
cblr-12483	34	29	“	"	PUNCT
cblr-12483	34	30	a	a	DET
cblr-12483	34	31	cop	cop	NOUN
cblr-12483	34	32	on	on	ADP
cblr-12483	34	33	the	the	DET
cblr-12483	34	34	beat	beat	NOUN
cblr-12483	34	35	,	,	PUNCT
cblr-12483	34	36	”	"	PUNCT
cblr-12483	34	37	or	or	CCONJ
cblr-12483	34	38	as	as	SCONJ
cblr-12483	34	39	the	the	DET
cblr-12483	34	40	cfpb	cfpb	NOUN
cblr-12483	34	41	puts	put	VERB
cblr-12483	34	42	it	it	PRON
cblr-12483	34	43	,	,	PUNCT
cblr-12483	34	44	a	a	DET
cblr-12483	34	45	“	"	PUNCT
cblr-12483	34	46	21st	21st	ADJ
cblr-12483	34	47	century	century	NOUN
cblr-12483	34	48	agency	agency	NOUN
cblr-12483	34	49	that	that	PRON
cblr-12483	34	50	implements	implement	VERB
cblr-12483	34	51	and	and	CCONJ
cblr-12483	34	52	enforces	enforce	VERB
cblr-12483	34	53	federal	federal	ADJ
cblr-12483	34	54	consumer	consumer	NOUN
cblr-12483	34	55	financial	financial	ADJ
cblr-12483	34	56	law	law	NOUN
cblr-12483	34	57	and	and	CCONJ
cblr-12483	34	58	ensures	ensure	VERB
cblr-12483	34	59	that	that	SCONJ
cblr-12483	34	60	1	1	NUM
cblr-12483	34	61	wall	wall	PROPN
cblr-12483	34	62	street	street	PROPN
cblr-12483	34	63	reform	reform	PROPN
cblr-12483	34	64	:	:	PUNCT
cblr-12483	34	65	the	the	DET
cblr-12483	34	66	dodd	dodd	PROPN
cblr-12483	34	67	-	-	PUNCT
cblr-12483	34	68	frank	frank	PROPN
cblr-12483	34	69	act	act	PROPN
cblr-12483	34	70	,	,	PUNCT
cblr-12483	34	71	obama	obama	PROPN
cblr-12483	34	72	white	white	PROPN
cblr-12483	34	73	house	house	PROPN
cblr-12483	34	74	,	,	PUNCT
cblr-12483	34	75	https://obamawhitehouse.archives.gov/economy/middle-class/dodd-frankwall-street-reform	https://obamawhitehouse.archives.gov/economy/middle-class/dodd-frankwall-street-reform	NOUN
cblr-12483	34	76	[	[	X
cblr-12483	34	77	https://perma.cc/3n6q-gma5	https://perma.cc/3n6q-gma5	X
cblr-12483	34	78	]	]	X
cblr-12483	34	79	(	(	PUNCT
cblr-12483	34	80	last	last	ADV
cblr-12483	34	81	visited	visit	VERB
cblr-12483	34	82	oct	oct	PROPN
cblr-12483	34	83	.	.	PROPN
cblr-12483	34	84	31	31	NUM
cblr-12483	34	85	,	,	PUNCT
cblr-12483	34	86	2023	2023	NUM
cblr-12483	34	87	)	)	PUNCT
cblr-12483	34	88	;	;	PUNCT
cblr-12483	34	89	dodd	dodd	PROPN
cblr-12483	34	90	-	-	PUNCT
cblr-12483	34	91	frank	frank	PROPN
cblr-12483	34	92	wall	wall	PROPN
cblr-12483	34	93	street	street	PROPN
cblr-12483	34	94	reform	reform	PROPN
cblr-12483	34	95	and	and	CCONJ
cblr-12483	34	96	consumer	consumer	NOUN
cblr-12483	34	97	protection	protection	PROPN
cblr-12483	34	98	act	act	PROPN
cblr-12483	34	99	,	,	PUNCT
cblr-12483	34	100	pub	pub	NOUN
cblr-12483	34	101	.	.	PUNCT
cblr-12483	35	1	l.	l.	PROPN
cblr-12483	35	2	no	no	INTJ
cblr-12483	35	3	.	.	PROPN
cblr-12483	35	4	111	111	NUM
cblr-12483	35	5	-	-	SYM
cblr-12483	35	6	203	203	NUM
cblr-12483	35	7	,	,	PUNCT
cblr-12483	35	8	124	124	NUM
cblr-12483	35	9	stat	stat	NOUN
cblr-12483	35	10	.	.	PUNCT
cblr-12483	36	1	1376	1376	NUM
cblr-12483	36	2	(	(	PUNCT
cblr-12483	36	3	2010	2010	NUM
cblr-12483	36	4	)	)	PUNCT
cblr-12483	36	5	(	(	PUNCT
cblr-12483	36	6	codified	codify	VERB
cblr-12483	36	7	as	as	SCONJ
cblr-12483	36	8	amended	amend	VERB
cblr-12483	36	9	in	in	ADP
cblr-12483	36	10	scattered	scatter	VERB
cblr-12483	36	11	sections	section	NOUN
cblr-12483	36	12	of	of	ADP
cblr-12483	36	13	42	42	NUM
cblr-12483	36	14	u.s.c	u.s.c	ADJ
cblr-12483	36	15	.	.	PUNCT
cblr-12483	37	1	§	§	PROPN
cblr-12483	37	2	§	§	PROPN
cblr-12483	37	3	7	7	NUM
cblr-12483	37	4	,	,	PUNCT
cblr-12483	37	5	12	12	NUM
cblr-12483	37	6	,	,	PUNCT
cblr-12483	37	7	15	15	NUM
cblr-12483	37	8	,	,	PUNCT
cblr-12483	37	9	22	22	NUM
cblr-12483	37	10	,	,	PUNCT
cblr-12483	37	11	31	31	NUM
cblr-12483	37	12	(	(	PUNCT
cblr-12483	37	13	2012	2012	NUM
cblr-12483	37	14	)	)	PUNCT
cblr-12483	37	15	)	)	PUNCT
cblr-12483	37	16	.	.	PUNCT
cblr-12483	38	1	2	2	NUM
cblr-12483	38	2	see	see	VERB
cblr-12483	38	3	i	i	PRON
cblr-12483	38	4	d.	d.	PROPN
cblr-12483	38	5	tit	tit	PROPN
cblr-12483	38	6	.	.	PUNCT
cblr-12483	39	1	i	i	PRON
cblr-12483	39	2	,	,	PUNCT
cblr-12483	39	3	124	124	NUM
cblr-12483	39	4	stat	stat	NOUN
cblr-12483	39	5	.	.	PUNCT
cblr-12483	40	1	at	at	ADP
cblr-12483	40	2	1376	1376	NUM
cblr-12483	40	3	.	.	PUNCT
cblr-12483	41	1	3	3	NUM
cblr-12483	41	2	see	see	VERB
cblr-12483	41	3	i	i	PRON
cblr-12483	41	4	d.	d.	PROPN
cblr-12483	41	5	tit	tit	PROPN
cblr-12483	41	6	.	.	PUNCT
cblr-12483	42	1	x	x	X
cblr-12483	42	2	,	,	PUNCT
cblr-12483	42	3	124	124	NUM
cblr-12483	42	4	stat	stat	NOUN
cblr-12483	42	5	.	.	PUNCT
cblr-12483	43	1	at	at	ADP
cblr-12483	43	2	1955	1955	NUM
cblr-12483	43	3	-	-	SYM
cblr-12483	43	4	2113	2113	NUM
cblr-12483	43	5	.	.	PUNCT
cblr-12483	44	1	940	940	NUM
cblr-12483	44	2	columbia	columbia	PROPN
cblr-12483	44	3	business	business	NOUN
cblr-12483	44	4	law	law	PROPN
cblr-12483	44	5	review	review	NOUN
cblr-12483	45	1	[	[	X
cblr-12483	45	2	vol	vol	NOUN
cblr-12483	45	3	.	.	PUNCT
cblr-12483	45	4	2023	2023	NUM
cblr-12483	45	5	markets	market	NOUN
cblr-12483	45	6	for	for	ADP
cblr-12483	45	7	consumer	consumer	NOUN
cblr-12483	45	8	financial	financial	ADJ
cblr-12483	45	9	products	product	NOUN
cblr-12483	45	10	are	be	AUX
cblr-12483	45	11	fair	fair	ADJ
cblr-12483	45	12	,	,	PUNCT
cblr-12483	45	13	transparent	transparent	ADJ
cblr-12483	45	14	,	,	PUNCT
cblr-12483	45	15	and	and	CCONJ
cblr-12483	45	16	competitive	competitive	ADJ
cblr-12483	45	17	.	.	PUNCT
cblr-12483	45	18	”4	”4	PUNCT
cblr-12483	46	1	the	the	DET
cblr-12483	46	2	cfpb	cfpb	NOUN
cblr-12483	46	3	filled	fill	VERB
cblr-12483	46	4	a	a	DET
cblr-12483	46	5	legal	legal	ADJ
cblr-12483	46	6	gap	gap	NOUN
cblr-12483	46	7	in	in	ADP
cblr-12483	46	8	consumer	consumer	NOUN
cblr-12483	46	9	protection	protection	NOUN
cblr-12483	46	10	where	where	SCONJ
cblr-12483	46	11	state	state	NOUN
cblr-12483	46	12	governments	government	NOUN
cblr-12483	46	13	were	be	AUX
cblr-12483	46	14	preempted	preempt	VERB
cblr-12483	46	15	by	by	ADP
cblr-12483	46	16	federal	federal	ADJ
cblr-12483	46	17	law	law	NOUN
cblr-12483	46	18	from	from	ADP
cblr-12483	46	19	acting	act	VERB
cblr-12483	46	20	and	and	CCONJ
cblr-12483	46	21	federal	federal	ADJ
cblr-12483	46	22	agencies	agency	NOUN
cblr-12483	46	23	were	be	AUX
cblr-12483	46	24	ineffective.5	ineffective.5	VERB
cblr-12483	46	25	among	among	ADP
cblr-12483	46	26	its	its	PRON
cblr-12483	46	27	many	many	ADJ
cblr-12483	46	28	powers	power	NOUN
cblr-12483	46	29	and	and	CCONJ
cblr-12483	46	30	responsibilities	responsibility	NOUN
cblr-12483	46	31	,	,	PUNCT
cblr-12483	46	32	congress	congress	PROPN
cblr-12483	46	33	authorized	authorize	VERB
cblr-12483	46	34	the	the	DET
cblr-12483	46	35	cfpb	cfpb	NOUN
cblr-12483	46	36	to	to	PART
cblr-12483	46	37	write	write	VERB
cblr-12483	46	38	legislative	legislative	ADJ
cblr-12483	46	39	rules	rule	NOUN
cblr-12483	46	40	identifying	identify	VERB
cblr-12483	46	41	“	"	PUNCT
cblr-12483	46	42	unfair	unfair	ADJ
cblr-12483	46	43	,	,	PUNCT
cblr-12483	46	44	deceptive	deceptive	ADJ
cblr-12483	46	45	,	,	PUNCT
cblr-12483	46	46	or	or	CCONJ
cblr-12483	46	47	abusive	abusive	ADJ
cblr-12483	46	48	acts	act	NOUN
cblr-12483	46	49	or	or	CCONJ
cblr-12483	46	50	practices	practice	NOUN
cblr-12483	46	51	(	(	PUNCT
cblr-12483	46	52	udaap	udaap	ADJ
cblr-12483	46	53	)	)	PUNCT
cblr-12483	46	54	in	in	ADP
cblr-12483	46	55	connection	connection	NOUN
cblr-12483	46	56	with	with	ADP
cblr-12483	46	57	any	any	DET
cblr-12483	46	58	transaction	transaction	NOUN
cblr-12483	46	59	with	with	ADP
cblr-12483	46	60	a	a	DET
cblr-12483	46	61	consumer	consumer	NOUN
cblr-12483	46	62	for	for	ADP
cblr-12483	46	63	a	a	DET
cblr-12483	46	64	consumer	consumer	NOUN
cblr-12483	46	65	financial	financial	ADJ
cblr-12483	46	66	product	product	NOUN
cblr-12483	46	67	or	or	CCONJ
cblr-12483	46	68	service	service	NOUN
cblr-12483	46	69	,	,	PUNCT
cblr-12483	46	70	or	or	CCONJ
cblr-12483	46	71	the	the	DET
cblr-12483	46	72	offering	offering	NOUN
cblr-12483	46	73	of	of	ADP
cblr-12483	46	74	a	a	DET
cblr-12483	46	75	consumer	consumer	NOUN
cblr-12483	46	76	financial	financial	ADJ
cblr-12483	46	77	product	product	NOUN
cblr-12483	46	78	or	or	CCONJ
cblr-12483	46	79	service	service	NOUN
cblr-12483	46	80	.	.	PUNCT
cblr-12483	47	1	”6	”6	PUNCT
cblr-12483	47	2	the	the	DET
cblr-12483	47	3	cfpb	cfpb	NOUN
cblr-12483	47	4	’s	’s	PART
cblr-12483	47	5	authority	authority	NOUN
cblr-12483	47	6	extends	extend	VERB
cblr-12483	47	7	to	to	ADP
cblr-12483	47	8	any	any	DET
cblr-12483	47	9	“	"	PUNCT
cblr-12483	47	10	covered	covered	ADJ
cblr-12483	47	11	person	person	NOUN
cblr-12483	47	12	”	"	PUNCT
cblr-12483	47	13	meaning	mean	VERB
cblr-12483	47	14	“	"	PUNCT
cblr-12483	47	15	any	any	DET
cblr-12483	47	16	person	person	NOUN
cblr-12483	47	17	that	that	PRON
cblr-12483	47	18	engages	engage	VERB
cblr-12483	47	19	in	in	ADP
cblr-12483	47	20	offering	offer	VERB
cblr-12483	47	21	or	or	CCONJ
cblr-12483	47	22	providing	provide	VERB
cblr-12483	47	23	a	a	DET
cblr-12483	47	24	consumer	consumer	NOUN
cblr-12483	47	25	financial	financial	ADJ
cblr-12483	47	26	product	product	NOUN
cblr-12483	47	27	or	or	CCONJ
cblr-12483	47	28	service	service	NOUN
cblr-12483	47	29	.	.	PUNCT
cblr-12483	47	30	”7	”7	X
cblr-12483	48	1	congress	congress	PROPN
cblr-12483	48	2	listed	list	VERB
cblr-12483	48	3	objectives	objective	NOUN
cblr-12483	48	4	for	for	ADP
cblr-12483	48	5	the	the	DET
cblr-12483	48	6	cfpb	cfpb	NOUN
cblr-12483	48	7	,	,	PUNCT
cblr-12483	48	8	stating	state	VERB
cblr-12483	48	9	the	the	DET
cblr-12483	48	10	agency	agency	NOUN
cblr-12483	48	11	“	"	PUNCT
cblr-12483	48	12	is	be	AUX
cblr-12483	48	13	authorized	authorize	VERB
cblr-12483	48	14	to	to	PART
cblr-12483	48	15	exercise	exercise	VERB
cblr-12483	48	16	its	its	PRON
cblr-12483	48	17	authorities	authority	NOUN
cblr-12483	48	18	for	for	ADP
cblr-12483	48	19	the	the	DET
cblr-12483	48	20	purposes	purpose	NOUN
cblr-12483	48	21	of	of	ADP
cblr-12483	48	22	ensuring	ensure	VERB
cblr-12483	48	23	that	that	SCONJ
cblr-12483	48	24	…	…	PUNCT
cblr-12483	48	25	consumers	consumer	NOUN
cblr-12483	48	26	are	be	AUX
cblr-12483	48	27	protected	protect	VERB
cblr-12483	48	28	from	from	ADP
cblr-12483	48	29	unfair	unfair	ADJ
cblr-12483	48	30	,	,	PUNCT
cblr-12483	48	31	deceptive	deceptive	ADJ
cblr-12483	48	32	,	,	PUNCT
cblr-12483	48	33	or	or	CCONJ
cblr-12483	48	34	abusive	abusive	ADJ
cblr-12483	48	35	acts	act	NOUN
cblr-12483	48	36	and	and	CCONJ
cblr-12483	48	37	practices	practice	NOUN
cblr-12483	48	38	and	and	CCONJ
cblr-12483	48	39	from	from	ADP
cblr-12483	48	40	discrimination	discrimination	NOUN
cblr-12483	48	41	.	.	PUNCT
cblr-12483	48	42	”8	”8	PUNCT
cblr-12483	49	1	congress	congress	PROPN
cblr-12483	49	2	,	,	PUNCT
cblr-12483	49	3	however	however	ADV
cblr-12483	49	4	,	,	PUNCT
cblr-12483	49	5	did	do	AUX
cblr-12483	49	6	not	not	PART
cblr-12483	49	7	craft	craft	VERB
cblr-12483	49	8	this	this	DET
cblr-12483	49	9	standard	standard	NOUN
cblr-12483	49	10	anew	anew	ADV
cblr-12483	49	11	in	in	ADP
cblr-12483	49	12	2010	2010	NUM
cblr-12483	49	13	.	.	PUNCT
cblr-12483	50	1	udap	udap	NOUN
cblr-12483	50	2	(	(	PUNCT
cblr-12483	50	3	the	the	DET
cblr-12483	50	4	second	second	ADJ
cblr-12483	50	5	a	a	X
cblr-12483	50	6	,	,	PUNCT
cblr-12483	50	7	for	for	ADP
cblr-12483	50	8	abusive	abusive	ADJ
cblr-12483	50	9	was	be	AUX
cblr-12483	50	10	added	add	VERB
cblr-12483	50	11	in	in	ADP
cblr-12483	50	12	doddfrank	doddfrank	NOUN
cblr-12483	50	13	)	)	PUNCT
cblr-12483	50	14	has	have	AUX
cblr-12483	50	15	been	be	AUX
cblr-12483	50	16	a	a	DET
cblr-12483	50	17	part	part	NOUN
cblr-12483	50	18	of	of	ADP
cblr-12483	50	19	the	the	DET
cblr-12483	50	20	u.s	u.s	PROPN
cblr-12483	50	21	.	.	PROPN
cblr-12483	50	22	code	code	PROPN
cblr-12483	50	23	since	since	SCONJ
cblr-12483	50	24	1938	1938	NUM
cblr-12483	50	25	,	,	PUNCT
cblr-12483	50	26	when	when	SCONJ
cblr-12483	50	27	congress	congress	PROPN
cblr-12483	50	28	expanded	expand	VERB
cblr-12483	50	29	the	the	DET
cblr-12483	50	30	ftc	ftc	PROPN
cblr-12483	50	31	’s	’s	PART
cblr-12483	50	32	authority	authority	NOUN
cblr-12483	50	33	,	,	PUNCT
cblr-12483	50	34	supplementing	supplement	VERB
cblr-12483	50	35	its	its	PRON
cblr-12483	50	36	power	power	NOUN
cblr-12483	50	37	to	to	PART
cblr-12483	50	38	prohibit	prohibit	VERB
cblr-12483	50	39	unfair	unfair	ADJ
cblr-12483	50	40	methods	method	NOUN
cblr-12483	50	41	of	of	ADP
cblr-12483	50	42	competition	competition	NOUN
cblr-12483	50	43	with	with	ADP
cblr-12483	50	44	the	the	DET
cblr-12483	50	45	authority	authority	NOUN
cblr-12483	50	46	to	to	PART
cblr-12483	50	47	ban	ban	VERB
cblr-12483	50	48	unfair	unfair	ADJ
cblr-12483	50	49	or	or	CCONJ
cblr-12483	50	50	deceptive	deceptive	ADJ
cblr-12483	50	51	acts	act	NOUN
cblr-12483	50	52	and	and	CCONJ
cblr-12483	50	53	practices.9	practices.9	VERB
cblr-12483	50	54	the	the	DET
cblr-12483	50	55	ftc	ftc	PROPN
cblr-12483	50	56	used	use	VERB
cblr-12483	50	57	udap	udap	NOUN
cblr-12483	50	58	to	to	PART
cblr-12483	50	59	tackle	tackle	VERB
cblr-12483	50	60	a	a	DET
cblr-12483	50	61	variety	variety	NOUN
cblr-12483	50	62	of	of	ADP
cblr-12483	50	63	problems	problem	NOUN
cblr-12483	50	64	,	,	PUNCT
cblr-12483	50	65	including	include	VERB
cblr-12483	50	66	false	false	ADJ
cblr-12483	50	67	advertising	advertising	NOUN
cblr-12483	50	68	,	,	PUNCT
cblr-12483	50	69	tobacco	tobacco	NOUN
cblr-12483	50	70	product	product	NOUN
cblr-12483	50	71	marketing	marketing	NOUN
cblr-12483	50	72	,	,	PUNCT
cblr-12483	50	73	online	online	ADJ
cblr-12483	50	74	scams	scam	NOUN
cblr-12483	50	75	,	,	PUNCT
cblr-12483	50	76	and	and	CCONJ
cblr-12483	50	77	issues	issue	NOUN
cblr-12483	50	78	involving	involve	VERB
cblr-12483	50	79	toy	toy	NOUN
cblr-12483	50	80	manufacturers	manufacturer	NOUN
cblr-12483	50	81	and	and	CCONJ
cblr-12483	50	82	auto	auto	NOUN
cblr-12483	50	83	dealerships.10	dealerships.10	NOUN
cblr-12483	50	84	4	4	NUM
cblr-12483	50	85	about	about	ADP
cblr-12483	50	86	us	we	PRON
cblr-12483	50	87	,	,	PUNCT
cblr-12483	50	88	cfpb	cfpb	NOUN
cblr-12483	50	89	,	,	PUNCT
cblr-12483	50	90	https://www.consumerfinance.gov/about-us/	https://www.consumerfinance.gov/about-us/	PROPN
cblr-12483	51	1	[	[	X
cblr-12483	51	2	https://perma.cc/6pcw-z9h	https://perma.cc/6pcw-z9h	X
cblr-12483	51	3	]	]	X
cblr-12483	51	4	(	(	PUNCT
cblr-12483	51	5	last	last	ADV
cblr-12483	51	6	visited	visit	VERB
cblr-12483	51	7	oct	oct	PROPN
cblr-12483	51	8	.	.	PROPN
cblr-12483	51	9	31	31	NUM
cblr-12483	51	10	,	,	PUNCT
cblr-12483	51	11	2023	2023	NUM
cblr-12483	51	12	)	)	PUNCT
cblr-12483	51	13	;	;	PUNCT
cblr-12483	51	14	the	the	DET
cblr-12483	51	15	cfpb	cfpb	NOUN
cblr-12483	51	16	’s	’s	PART
cblr-12483	51	17	budget	budget	NOUN
cblr-12483	51	18	,	,	PUNCT
cblr-12483	51	19	cfpb	cfpb	NOUN
cblr-12483	51	20	,	,	PUNCT
cblr-12483	51	21	(	(	PUNCT
cblr-12483	51	22	feb	feb	PROPN
cblr-12483	51	23	.	.	PROPN
cblr-12483	51	24	14	14	NUM
cblr-12483	51	25	,	,	PUNCT
cblr-12483	51	26	2011	2011	NUM
cblr-12483	51	27	)	)	PUNCT
cblr-12483	51	28	,	,	PUNCT
cblr-12483	51	29	https://www.consumerfinance.gov/aboutus/blog/the-cfpbs-budget/	https://www.consumerfinance.gov/aboutus/blog/the-cfpbs-budget/	X
cblr-12483	52	1	[	[	X
cblr-12483	52	2	https://perma.cc/c45m-rcp5	https://perma.cc/c45m-rcp5	X
cblr-12483	52	3	]	]	PUNCT
cblr-12483	52	4	.	.	PUNCT
cblr-12483	53	1	5	5	NUM
cblr-12483	53	2	adam	adam	PROPN
cblr-12483	53	3	j.	j.	PROPN
cblr-12483	53	4	levitin	levitin	PROPN
cblr-12483	53	5	,	,	PUNCT
cblr-12483	53	6	the	the	DET
cblr-12483	53	7	consumer	consumer	NOUN
cblr-12483	53	8	financial	financial	PROPN
cblr-12483	53	9	protection	protection	PROPN
cblr-12483	53	10	bureau	bureau	PROPN
cblr-12483	53	11	:	:	PUNCT
cblr-12483	53	12	an	an	DET
cblr-12483	53	13	introduction	introduction	NOUN
cblr-12483	53	14	,	,	PUNCT
cblr-12483	53	15	32	32	NUM
cblr-12483	53	16	rev	rev	X
cblr-12483	53	17	.	.	PUNCT
cblr-12483	53	18	banking	banking	NOUN
cblr-12483	53	19	&	&	CCONJ
cblr-12483	53	20	fin	fin	PROPN
cblr-12483	53	21	.	.	PUNCT
cblr-12483	54	1	l.	l.	PROPN
cblr-12483	54	2	322	322	NUM
cblr-12483	54	3	,	,	PUNCT
cblr-12483	54	4	329	329	NUM
cblr-12483	54	5	-	-	SYM
cblr-12483	54	6	32	32	NUM
cblr-12483	54	7	(	(	PUNCT
cblr-12483	54	8	2013	2013	NUM
cblr-12483	54	9	)	)	PUNCT
cblr-12483	54	10	(	(	PUNCT
cblr-12483	54	11	discussing	discuss	VERB
cblr-12483	54	12	the	the	DET
cblr-12483	54	13	issues	issue	NOUN
cblr-12483	54	14	in	in	ADP
cblr-12483	54	15	consumer	consumer	NOUN
cblr-12483	54	16	protection	protection	NOUN
cblr-12483	54	17	before	before	ADP
cblr-12483	54	18	the	the	DET
cblr-12483	54	19	creation	creation	NOUN
cblr-12483	54	20	of	of	ADP
cblr-12483	54	21	the	the	DET
cblr-12483	54	22	cfpb	cfpb	NOUN
cblr-12483	54	23	)	)	PUNCT
cblr-12483	54	24	.	.	PUNCT
cblr-12483	55	1	6	6	NUM
cblr-12483	55	2	12	12	NUM
cblr-12483	55	3	u.s.c	u.s.c	NOUN
cblr-12483	55	4	.	.	PUNCT
cblr-12483	56	1	§	§	PROPN
cblr-12483	56	2	5531	5531	NUM
cblr-12483	56	3	.	.	PUNCT
cblr-12483	57	1	7	7	NUM
cblr-12483	57	2	12	12	NUM
cblr-12483	57	3	u.s.c	u.s.c	NOUN
cblr-12483	57	4	.	.	PUNCT
cblr-12483	58	1	§	§	PROPN
cblr-12483	58	2	§	§	PROPN
cblr-12483	58	3	5536	5536	NUM
cblr-12483	58	4	,	,	PUNCT
cblr-12483	58	5	5481	5481	NUM
cblr-12483	58	6	.	.	PUNCT
cblr-12483	58	7	8	8	NUM
cblr-12483	58	8	12	12	NUM
cblr-12483	58	9	u.s.c	u.s.c	NOUN
cblr-12483	58	10	.	.	PUNCT
cblr-12483	59	1	§	§	PROPN
cblr-12483	59	2	5511	5511	NUM
cblr-12483	59	3	.	.	PUNCT
cblr-12483	60	1	9	9	NUM
cblr-12483	60	2	wheeler	wheeler	NOUN
cblr-12483	60	3	-	-	PUNCT
cblr-12483	60	4	lea	lea	PROPN
cblr-12483	60	5	act	act	NOUN
cblr-12483	60	6	,	,	PUNCT
cblr-12483	60	7	15	15	NUM
cblr-12483	60	8	u.s.c	u.s.c	ADJ
cblr-12483	60	9	.	.	PUNCT
cblr-12483	61	1	§	§	PROPN
cblr-12483	61	2	45	45	NUM
cblr-12483	61	3	(	(	PUNCT
cblr-12483	61	4	1938	1938	NUM
cblr-12483	61	5	)	)	PUNCT
cblr-12483	61	6	(	(	PUNCT
cblr-12483	61	7	banning	ban	VERB
cblr-12483	61	8	“	"	PUNCT
cblr-12483	61	9	unfair	unfair	ADJ
cblr-12483	61	10	or	or	CCONJ
cblr-12483	61	11	deceptive	deceptive	ADJ
cblr-12483	61	12	acts	act	NOUN
cblr-12483	61	13	or	or	CCONJ
cblr-12483	61	14	practices	practice	NOUN
cblr-12483	61	15	”	"	PUNCT
cblr-12483	61	16	in	in	ADP
cblr-12483	61	17	addition	addition	NOUN
cblr-12483	61	18	to	to	ADP
cblr-12483	61	19	previously	previously	ADV
cblr-12483	61	20	prohibited	prohibit	VERB
cblr-12483	61	21	“	"	PUNCT
cblr-12483	61	22	unfair	unfair	ADJ
cblr-12483	61	23	methods	method	NOUN
cblr-12483	61	24	of	of	ADP
cblr-12483	61	25	competition	competition	NOUN
cblr-12483	61	26	”	"	PUNCT
cblr-12483	61	27	)	)	PUNCT
cblr-12483	61	28	;	;	PUNCT
cblr-12483	61	29	12	12	NUM
cblr-12483	61	30	u.s.c	u.s.c	NOUN
cblr-12483	61	31	.	.	PUNCT
cblr-12483	62	1	§	§	PROPN
cblr-12483	62	2	5536	5536	NUM
cblr-12483	62	3	(	(	PUNCT
cblr-12483	62	4	addition	addition	NOUN
cblr-12483	62	5	of	of	ADP
cblr-12483	62	6	“	"	PUNCT
cblr-12483	62	7	abusive	abusive	ADJ
cblr-12483	62	8	”	"	PUNCT
cblr-12483	62	9	)	)	PUNCT
cblr-12483	62	10	.	.	PUNCT
cblr-12483	63	1	10	10	NUM
cblr-12483	63	2	luke	luke	PROPN
cblr-12483	63	3	herrine	herrine	PROPN
cblr-12483	63	4	,	,	PUNCT
cblr-12483	63	5	the	the	DET
cblr-12483	63	6	folklore	folklore	NOUN
cblr-12483	63	7	of	of	ADP
cblr-12483	63	8	unfairness	unfairness	NOUN
cblr-12483	63	9	,	,	PUNCT
cblr-12483	63	10	96	96	NUM
cblr-12483	63	11	n.y.u	n.y.u	NOUN
cblr-12483	63	12	.	.	PUNCT
cblr-12483	64	1	l.	l.	PROPN
cblr-12483	64	2	rev	rev	PROPN
cblr-12483	64	3	.	.	PROPN
cblr-12483	64	4	431	431	NUM
cblr-12483	64	5	,	,	PUNCT
cblr-12483	64	6	482–84	482–84	NOUN
cblr-12483	64	7	(	(	PUNCT
cblr-12483	64	8	2021	2021	NUM
cblr-12483	64	9	)	)	PUNCT
cblr-12483	64	10	(	(	PUNCT
cblr-12483	64	11	recounting	recount	VERB
cblr-12483	64	12	history	history	NOUN
cblr-12483	64	13	of	of	ADP
cblr-12483	64	14	ftc	ftc	PROPN
cblr-12483	64	15	udap	udap	PROPN
cblr-12483	64	16	action	action	NOUN
cblr-12483	64	17	in	in	ADP
cblr-12483	64	18	the	the	DET
cblr-12483	64	19	1970s	1970	NOUN
cblr-12483	64	20	)	)	PUNCT
cblr-12483	64	21	;	;	PUNCT
cblr-12483	65	1	no	no	INTJ
cblr-12483	65	2	.	.	NOUN
cblr-12483	66	1	2	2	X
cblr-12483	66	2	]	]	PUNCT
cblr-12483	66	3	my	my	PRON
cblr-12483	66	4	unfair	unfair	ADJ
cblr-12483	66	5	lady	lady	NOUN
cblr-12483	66	6	941	941	NUM
cblr-12483	66	7	generally	generally	ADV
cblr-12483	66	8	,	,	PUNCT
cblr-12483	66	9	courts	court	NOUN
cblr-12483	66	10	have	have	AUX
cblr-12483	66	11	treated	treat	VERB
cblr-12483	66	12	udap	udap	NOUN
cblr-12483	66	13	as	as	ADP
cblr-12483	66	14	a	a	DET
cblr-12483	66	15	“	"	PUNCT
cblr-12483	66	16	flexible	flexible	ADJ
cblr-12483	66	17	concept	concept	NOUN
cblr-12483	66	18	with	with	ADP
cblr-12483	66	19	evolving	evolve	VERB
cblr-12483	66	20	content	content	NOUN
cblr-12483	66	21	.	.	PUNCT
cblr-12483	67	1	”11	”11	PROPN
cblr-12483	68	1	the	the	DET
cblr-12483	68	2	cfpb	cfpb	NOUN
cblr-12483	68	3	udaap	udaap	PROPN
cblr-12483	68	4	statutory	statutory	ADJ
cblr-12483	68	5	language	language	NOUN
cblr-12483	68	6	was	be	AUX
cblr-12483	68	7	copied	copy	VERB
cblr-12483	68	8	almost	almost	ADV
cblr-12483	68	9	word	word	NOUN
cblr-12483	68	10	for	for	ADP
cblr-12483	68	11	word	word	NOUN
cblr-12483	68	12	from	from	ADP
cblr-12483	68	13	the	the	DET
cblr-12483	68	14	ftc	ftc	PROPN
cblr-12483	68	15	act	act	PROPN
cblr-12483	68	16	as	as	SCONJ
cblr-12483	68	17	amended	amend	VERB
cblr-12483	68	18	in	in	ADP
cblr-12483	68	19	1994.12	1994.12	NUM
cblr-12483	68	20	doddfrank	doddfrank	NOUN
cblr-12483	68	21	identifies	identify	VERB
cblr-12483	68	22	a	a	DET
cblr-12483	68	23	practice	practice	NOUN
cblr-12483	68	24	is	be	AUX
cblr-12483	68	25	unfair	unfair	ADJ
cblr-12483	68	26	when	when	SCONJ
cblr-12483	68	27	:	:	PUNCT
cblr-12483	68	28	(	(	PUNCT
cblr-12483	68	29	1	1	X
cblr-12483	68	30	)	)	PUNCT
cblr-12483	68	31	it	it	PRON
cblr-12483	68	32	causes	cause	VERB
cblr-12483	68	33	or	or	CCONJ
cblr-12483	68	34	is	be	AUX
cblr-12483	68	35	likely	likely	ADJ
cblr-12483	68	36	to	to	PART
cblr-12483	68	37	cause	cause	VERB
cblr-12483	68	38	substantial	substantial	ADJ
cblr-12483	68	39	injury	injury	NOUN
cblr-12483	68	40	to	to	ADP
cblr-12483	68	41	consumers	consumer	NOUN
cblr-12483	68	42	,	,	PUNCT
cblr-12483	68	43	(	(	PUNCT
cblr-12483	68	44	2	2	X
cblr-12483	68	45	)	)	PUNCT
cblr-12483	68	46	the	the	DET
cblr-12483	68	47	injury	injury	NOUN
cblr-12483	68	48	is	be	AUX
cblr-12483	68	49	not	not	PART
cblr-12483	68	50	reasonably	reasonably	ADV
cblr-12483	68	51	avoidable	avoidable	ADJ
cblr-12483	68	52	by	by	ADP
cblr-12483	68	53	consumers	consumer	NOUN
cblr-12483	68	54	,	,	PUNCT
cblr-12483	68	55	and	and	CCONJ
cblr-12483	68	56	(	(	PUNCT
cblr-12483	68	57	3	3	X
cblr-12483	68	58	)	)	PUNCT
cblr-12483	68	59	the	the	DET
cblr-12483	68	60	injury	injury	NOUN
cblr-12483	68	61	is	be	AUX
cblr-12483	68	62	not	not	PART
cblr-12483	68	63	outweighed	outweigh	VERB
cblr-12483	68	64	by	by	ADP
cblr-12483	68	65	countervailing	countervail	VERB
cblr-12483	68	66	benefits	benefit	NOUN
cblr-12483	68	67	to	to	ADP
cblr-12483	68	68	consumers	consumer	NOUN
cblr-12483	68	69	or	or	CCONJ
cblr-12483	68	70	to	to	PART
cblr-12483	68	71	competition.13	competition.13	VERB
cblr-12483	68	72	the	the	DET
cblr-12483	68	73	examination	examination	NOUN
cblr-12483	68	74	manual	manual	NOUN
cblr-12483	68	75	includes	include	VERB
cblr-12483	68	76	some	some	DET
cblr-12483	68	77	examples	example	NOUN
cblr-12483	68	78	,	,	PUNCT
cblr-12483	68	79	based	base	VERB
cblr-12483	68	80	on	on	ADP
cblr-12483	68	81	real	real	ADJ
cblr-12483	68	82	-	-	PUNCT
cblr-12483	68	83	life	life	NOUN
cblr-12483	68	84	cases	case	NOUN
cblr-12483	68	85	,	,	PUNCT
cblr-12483	68	86	of	of	ADP
cblr-12483	68	87	unfair	unfair	ADJ
cblr-12483	68	88	conduct	conduct	NOUN
cblr-12483	68	89	such	such	ADJ
cblr-12483	68	90	as	as	ADP
cblr-12483	68	91	:	:	PUNCT
cblr-12483	68	92	refusing	refuse	VERB
cblr-12483	68	93	to	to	PART
cblr-12483	68	94	release	release	VERB
cblr-12483	68	95	a	a	DET
cblr-12483	68	96	consumer	consumer	NOUN
cblr-12483	68	97	from	from	ADP
cblr-12483	68	98	a	a	DET
cblr-12483	68	99	lien	lien	NOUN
cblr-12483	68	100	after	after	ADP
cblr-12483	68	101	final	final	ADJ
cblr-12483	68	102	payment	payment	NOUN
cblr-12483	68	103	,	,	PUNCT
cblr-12483	68	104	processing	processing	NOUN
cblr-12483	68	105	payments	payment	NOUN
cblr-12483	68	106	for	for	ADP
cblr-12483	68	107	companies	company	NOUN
cblr-12483	68	108	engaged	engage	VERB
cblr-12483	68	109	in	in	ADP
cblr-12483	68	110	fraud	fraud	NOUN
cblr-12483	68	111	,	,	PUNCT
cblr-12483	68	112	and	and	CCONJ
cblr-12483	68	113	dishonoring	dishonor	VERB
cblr-12483	68	114	credit	credit	NOUN
cblr-12483	68	115	card	card	NOUN
cblr-12483	68	116	convenience	convenience	NOUN
cblr-12483	68	117	checks	check	NOUN
cblr-12483	68	118	without	without	ADP
cblr-12483	68	119	notice.14	notice.14	PROPN
cblr-12483	68	120	although	although	SCONJ
cblr-12483	68	121	the	the	DET
cblr-12483	68	122	ftc	ftc	PROPN
cblr-12483	68	123	and	and	CCONJ
cblr-12483	68	124	cfpb	cfpb	NOUN
cblr-12483	68	125	have	have	AUX
cblr-12483	68	126	used	use	VERB
cblr-12483	68	127	udaap	udaap	PROPN
cblr-12483	68	128	to	to	PART
cblr-12483	68	129	address	address	VERB
cblr-12483	68	130	a	a	DET
cblr-12483	68	131	wide	wide	ADJ
cblr-12483	68	132	range	range	NOUN
cblr-12483	68	133	of	of	ADP
cblr-12483	68	134	financial	financial	ADJ
cblr-12483	68	135	products	product	NOUN
cblr-12483	68	136	and	and	CCONJ
cblr-12483	68	137	services	service	NOUN
cblr-12483	68	138	,	,	PUNCT
cblr-12483	68	139	they	they	PRON
cblr-12483	68	140	have	have	AUX
cblr-12483	68	141	never	never	ADV
cblr-12483	68	142	before	before	ADV
cblr-12483	68	143	used	use	VERB
cblr-12483	68	144	it	it	PRON
cblr-12483	68	145	to	to	PART
cblr-12483	68	146	directly	directly	ADV
cblr-12483	68	147	target	target	VERB
cblr-12483	68	148	discriminatory	discriminatory	ADJ
cblr-12483	68	149	conduct.15	conduct.15	NOUN
cblr-12483	68	150	however	however	ADV
cblr-12483	68	151	,	,	PUNCT
cblr-12483	68	152	the	the	DET
cblr-12483	68	153	cfpb	cfpb	NOUN
cblr-12483	68	154	took	take	VERB
cblr-12483	68	155	the	the	DET
cblr-12483	68	156	first	first	ADJ
cblr-12483	68	157	step	step	NOUN
cblr-12483	68	158	in	in	ADP
cblr-12483	68	159	advancing	advance	VERB
cblr-12483	68	160	this	this	DET
cblr-12483	68	161	potential	potential	ADJ
cblr-12483	68	162	new	new	ADJ
cblr-12483	68	163	form	form	NOUN
cblr-12483	68	164	of	of	ADP
cblr-12483	68	165	anti	anti	ADJ
cblr-12483	68	166	-	-	ADJ
cblr-12483	68	167	discrimination	discrimination	ADJ
cblr-12483	68	168	law	law	NOUN
cblr-12483	68	169	.	.	PUNCT
cblr-12483	69	1	margaret	margaret	PROPN
cblr-12483	69	2	kraweic	kraweic	PROPN
cblr-12483	69	3	,	,	PUNCT
cblr-12483	69	4	ivan	ivan	PROPN
cblr-12483	69	5	schlager	schlager	NOUN
cblr-12483	69	6	,	,	PUNCT
cblr-12483	69	7	neepa	neepa	NOUN
cblr-12483	69	8	mehta	mehta	PROPN
cblr-12483	69	9	,	,	PUNCT
cblr-12483	69	10	keyawna	keyawna	VERB
cblr-12483	69	11	griffith	griffith	PROPN
cblr-12483	69	12	&	&	CCONJ
cblr-12483	69	13	lotus	lotus	PROPN
cblr-12483	69	14	ryan	ryan	PROPN
cblr-12483	69	15	,	,	PUNCT
cblr-12483	69	16	ftc	ftc	PROPN
cblr-12483	69	17	trends	trend	NOUN
cblr-12483	69	18	in	in	ADP
cblr-12483	69	19	consumer	consumer	NOUN
cblr-12483	69	20	protection	protection	NOUN
cblr-12483	69	21	,	,	PUNCT
cblr-12483	69	22	31	31	NUM
cblr-12483	69	23	loy	loy	PROPN
cblr-12483	69	24	.	.	PUNCT
cblr-12483	70	1	consumer	consumer	PROPN
cblr-12483	70	2	l.	l.	PROPN
cblr-12483	70	3	rev	rev	PROPN
cblr-12483	70	4	.	.	PROPN
cblr-12483	70	5	225	225	NUM
cblr-12483	70	6	,	,	PUNCT
cblr-12483	70	7	234	234	NUM
cblr-12483	70	8	(	(	PUNCT
cblr-12483	70	9	2019	2019	NUM
cblr-12483	70	10	)	)	PUNCT
cblr-12483	70	11	.	.	PUNCT
cblr-12483	71	1	11	11	NUM
cblr-12483	71	2	see	see	VERB
cblr-12483	71	3	f.t.c	f.t.c	NOUN
cblr-12483	71	4	.	.	PUNCT
cblr-12483	72	1	v.	v.	ADP
cblr-12483	72	2	wyndham	wyndham	PROPN
cblr-12483	72	3	worldwide	worldwide	PROPN
cblr-12483	72	4	corp	corp	PROPN
cblr-12483	72	5	.	.	PROPN
cblr-12483	72	6	,	,	PUNCT
cblr-12483	72	7	799	799	NUM
cblr-12483	72	8	f.3d	f.3d	NUM
cblr-12483	72	9	236	236	NUM
cblr-12483	72	10	,	,	PUNCT
cblr-12483	72	11	243	243	NUM
cblr-12483	72	12	(	(	PUNCT
cblr-12483	72	13	3d	3d	PROPN
cblr-12483	72	14	cir	cir	NOUN
cblr-12483	72	15	.	.	PROPN
cblr-12483	72	16	2015	2015	NUM
cblr-12483	72	17	)	)	PUNCT
cblr-12483	72	18	(	(	PUNCT
cblr-12483	72	19	quoting	quote	VERB
cblr-12483	72	20	f.t.c	f.t.c	NOUN
cblr-12483	72	21	.	.	PUNCT
cblr-12483	73	1	v.	v.	PROPN
cblr-12483	73	2	bunte	bunte	PROPN
cblr-12483	73	3	bros	bros	PROPN
cblr-12483	73	4	.	.	PROPN
cblr-12483	73	5	,	,	PUNCT
cblr-12483	73	6	312	312	NUM
cblr-12483	73	7	u.s	u.s	PROPN
cblr-12483	73	8	.	.	PROPN
cblr-12483	73	9	349	349	NUM
cblr-12483	73	10	,	,	PUNCT
cblr-12483	73	11	353	353	NUM
cblr-12483	73	12	(	(	PUNCT
cblr-12483	73	13	1941	1941	NUM
cblr-12483	73	14	)	)	PUNCT
cblr-12483	73	15	)	)	PUNCT
cblr-12483	74	1	;	;	PUNCT
cblr-12483	74	2	william	william	PROPN
cblr-12483	74	3	c.	c.	PROPN
cblr-12483	74	4	erxleben	erxleben	PROPN
cblr-12483	74	5	,	,	PUNCT
cblr-12483	74	6	the	the	DET
cblr-12483	74	7	ftc	ftc	PROPN
cblr-12483	74	8	’s	’s	PART
cblr-12483	74	9	kaleidoscopic	kaleidoscopic	PROPN
cblr-12483	74	10	unfairness	unfairness	PROPN
cblr-12483	74	11	statute	statute	NOUN
cblr-12483	74	12	:	:	PUNCT
cblr-12483	74	13	section	section	NOUN
cblr-12483	74	14	5	5	NUM
cblr-12483	74	15	,	,	PUNCT
cblr-12483	74	16	10	10	NUM
cblr-12483	74	17	gonz	gonz	PROPN
cblr-12483	74	18	.	.	PUNCT
cblr-12483	75	1	l.	l.	PROPN
cblr-12483	75	2	rev	rev	PROPN
cblr-12483	75	3	.	.	PROPN
cblr-12483	75	4	333	333	NUM
cblr-12483	75	5	,	,	PUNCT
cblr-12483	75	6	333	333	NUM
cblr-12483	75	7	(	(	PUNCT
cblr-12483	75	8	1975	1975	NUM
cblr-12483	75	9	)	)	PUNCT
cblr-12483	75	10	.	.	PUNCT
cblr-12483	76	1	see	see	VERB
cblr-12483	76	2	also	also	ADV
cblr-12483	76	3	atl	atl	PROPN
cblr-12483	76	4	.	.	PROPN
cblr-12483	76	5	refin	refin	PROPN
cblr-12483	76	6	.	.	PUNCT
cblr-12483	77	1	co.	co.	PROPN
cblr-12483	77	2	v.	v.	ADP
cblr-12483	77	3	f.t.c	f.t.c	PROPN
cblr-12483	77	4	.	.	PROPN
cblr-12483	77	5	,	,	PUNCT
cblr-12483	77	6	381	381	NUM
cblr-12483	77	7	u.s	u.s	AUX
cblr-12483	77	8	.	.	PROPN
cblr-12483	77	9	357	357	NUM
cblr-12483	77	10	,	,	PUNCT
cblr-12483	77	11	367	367	NUM
cblr-12483	77	12	(	(	PUNCT
cblr-12483	77	13	1965	1965	NUM
cblr-12483	77	14	)	)	PUNCT
cblr-12483	77	15	(	(	PUNCT
cblr-12483	77	16	“	"	PUNCT
cblr-12483	77	17	in	in	ADP
cblr-12483	77	18	a	a	DET
cblr-12483	77	19	broad	broad	ADJ
cblr-12483	77	20	delegation	delegation	NOUN
cblr-12483	77	21	of	of	ADP
cblr-12483	77	22	power	power	NOUN
cblr-12483	77	23	it	it	PRON
cblr-12483	77	24	employs	employ	VERB
cblr-12483	77	25	the	the	DET
cblr-12483	77	26	commission	commission	NOUN
cblr-12483	77	27	.	.	PUNCT
cblr-12483	77	28	.	.	PUNCT
cblr-12483	77	29	.	.	PUNCT
cblr-12483	78	1	to	to	PART
cblr-12483	78	2	determine	determine	VERB
cblr-12483	78	3	whether	whether	SCONJ
cblr-12483	78	4	a	a	DET
cblr-12483	78	5	method	method	NOUN
cblr-12483	78	6	of	of	ADP
cblr-12483	78	7	competition	competition	NOUN
cblr-12483	78	8	or	or	CCONJ
cblr-12483	78	9	the	the	DET
cblr-12483	78	10	act	act	NOUN
cblr-12483	78	11	or	or	CCONJ
cblr-12483	78	12	practice	practice	NOUN
cblr-12483	78	13	complained	complain	VERB
cblr-12483	78	14	of	of	ADP
cblr-12483	78	15	is	be	AUX
cblr-12483	78	16	unfair	unfair	ADJ
cblr-12483	78	17	.	.	PUNCT
cblr-12483	79	1	the	the	DET
cblr-12483	79	2	congress	congress	PROPN
cblr-12483	79	3	intentionally	intentionally	ADV
cblr-12483	79	4	left	leave	VERB
cblr-12483	79	5	development	development	NOUN
cblr-12483	79	6	of	of	ADP
cblr-12483	79	7	the	the	DET
cblr-12483	79	8	term	term	NOUN
cblr-12483	79	9	‘	'	PUNCT
cblr-12483	79	10	unfair	unfair	ADJ
cblr-12483	79	11	’	'	PUNCT
cblr-12483	79	12	to	to	ADP
cblr-12483	79	13	the	the	DET
cblr-12483	79	14	commission	commission	NOUN
cblr-12483	79	15	rather	rather	ADV
cblr-12483	79	16	than	than	ADP
cblr-12483	79	17	attempting	attempt	VERB
cblr-12483	79	18	to	to	PART
cblr-12483	79	19	define	define	VERB
cblr-12483	79	20	‘	'	PUNCT
cblr-12483	79	21	the	the	DET
cblr-12483	79	22	many	many	ADJ
cblr-12483	79	23	and	and	CCONJ
cblr-12483	79	24	variable	variable	ADJ
cblr-12483	79	25	unfair	unfair	ADJ
cblr-12483	79	26	practices	practice	NOUN
cblr-12483	79	27	which	which	PRON
cblr-12483	79	28	prevail	prevail	VERB
cblr-12483	79	29	in	in	ADP
cblr-12483	79	30	commerce	commerce	NOUN
cblr-12483	79	31	.	.	PUNCT
cblr-12483	79	32	’	'	PUNCT
cblr-12483	79	33	”	"	PUNCT
cblr-12483	80	1	(	(	PUNCT
cblr-12483	80	2	quoting	quote	VERB
cblr-12483	80	3	s.	s.	PROPN
cblr-12483	80	4	rep	rep	PROPN
cblr-12483	80	5	.	.	PROPN
cblr-12483	80	6	no	no	INTJ
cblr-12483	80	7	.	.	PROPN
cblr-12483	81	1	592	592	NUM
cblr-12483	81	2	,	,	PUNCT
cblr-12483	81	3	63d	63d	NOUN
cblr-12483	81	4	cong	cong	NOUN
cblr-12483	81	5	.	.	PROPN
cblr-12483	81	6	,	,	PUNCT
cblr-12483	81	7	2d	2d	NUM
cblr-12483	81	8	sess	sess	NOUN
cblr-12483	81	9	.	.	PUNCT
cblr-12483	81	10	,	,	PUNCT
cblr-12483	81	11	13	13	NUM
cblr-12483	81	12	.	.	PUNCT
cblr-12483	82	1	(	(	PUNCT
cblr-12483	82	2	1913	1913	NUM
cblr-12483	82	3	)	)	PUNCT
cblr-12483	82	4	)	)	PUNCT
cblr-12483	82	5	)	)	PUNCT
cblr-12483	82	6	.	.	PUNCT
cblr-12483	83	1	12	12	NUM
cblr-12483	83	2	compare	compare	VERB
cblr-12483	83	3	12	12	NUM
cblr-12483	83	4	u.s.c	u.s.c	NOUN
cblr-12483	83	5	.	.	PUNCT
cblr-12483	84	1	§	§	PROPN
cblr-12483	84	2	§	§	PROPN
cblr-12483	84	3	5531	5531	NUM
cblr-12483	84	4	,	,	PUNCT
cblr-12483	84	5	5536	5536	NUM
cblr-12483	84	6	,	,	PUNCT
cblr-12483	84	7	with	with	ADP
cblr-12483	84	8	federal	federal	ADJ
cblr-12483	84	9	trade	trade	PROPN
cblr-12483	84	10	commission	commission	PROPN
cblr-12483	84	11	act	act	PROPN
cblr-12483	84	12	amendments	amendment	NOUN
cblr-12483	84	13	of	of	ADP
cblr-12483	84	14	1994	1994	NUM
cblr-12483	84	15	,	,	PUNCT
cblr-12483	84	16	pub	pub	NOUN
cblr-12483	84	17	.	.	PUNCT
cblr-12483	85	1	l.	l.	PROPN
cblr-12483	85	2	no	no	INTJ
cblr-12483	85	3	.	.	PROPN
cblr-12483	86	1	103	103	NUM
cblr-12483	86	2	-	-	SYM
cblr-12483	86	3	312	312	NUM
cblr-12483	86	4	,	,	PUNCT
cblr-12483	86	5	§	§	PROPN
cblr-12483	86	6	§	§	PROPN
cblr-12483	86	7	5	5	NUM
cblr-12483	86	8	,	,	PUNCT
cblr-12483	86	9	9	9	NUM
cblr-12483	86	10	,	,	PUNCT
cblr-12483	86	11	108	108	NUM
cblr-12483	86	12	stat	stat	NOUN
cblr-12483	86	13	.	.	PUNCT
cblr-12483	87	1	1691	1691	NUM
cblr-12483	87	2	,	,	PUNCT
cblr-12483	87	3	1692	1692	NUM
cblr-12483	87	4	,	,	PUNCT
cblr-12483	87	5	1695	1695	NUM
cblr-12483	87	6	.	.	PUNCT
cblr-12483	88	1	13	13	NUM
cblr-12483	88	2	12	12	NUM
cblr-12483	88	3	u.s.c	u.s.c	NOUN
cblr-12483	88	4	.	.	PUNCT
cblr-12483	89	1	§	§	PROPN
cblr-12483	89	2	5531	5531	NUM
cblr-12483	89	3	.	.	PUNCT
cblr-12483	90	1	14	14	NUM
cblr-12483	90	2	cfpb	cfpb	NOUN
cblr-12483	90	3	,	,	PUNCT
cblr-12483	90	4	supervision	supervision	NOUN
cblr-12483	90	5	and	and	CCONJ
cblr-12483	90	6	examination	examination	NOUN
cblr-12483	90	7	manual	manual	NOUN
cblr-12483	90	8	(	(	PUNCT
cblr-12483	90	9	2022	2022	NUM
cblr-12483	90	10	)	)	PUNCT
cblr-12483	90	11	,	,	PUNCT
cblr-12483	90	12	at	at	ADP
cblr-12483	90	13	udaap	udaap	PROPN
cblr-12483	90	14	3	3	NUM
cblr-12483	90	15	–	–	SYM
cblr-12483	90	16	5	5	NUM
cblr-12483	90	17	[	[	SYM
cblr-12483	90	18	hereinafter	hereinafter	NOUN
cblr-12483	90	19	cfpb	cfpb	NOUN
cblr-12483	90	20	manual	manual	NOUN
cblr-12483	90	21	]	]	PUNCT
cblr-12483	90	22	.	.	PUNCT
cblr-12483	90	23	15	15	NUM
cblr-12483	90	24	herrine	herrine	NOUN
cblr-12483	90	25	,	,	PUNCT
cblr-12483	90	26	supra	supra	PROPN
cblr-12483	90	27	note	note	NOUN
cblr-12483	90	28	10	10	NUM
cblr-12483	90	29	,	,	PUNCT
cblr-12483	90	30	at	at	ADP
cblr-12483	90	31	477	477	NUM
cblr-12483	90	32	(	(	PUNCT
cblr-12483	90	33	noting	note	VERB
cblr-12483	90	34	the	the	DET
cblr-12483	90	35	effect	effect	NOUN
cblr-12483	90	36	of	of	ADP
cblr-12483	90	37	the	the	DET
cblr-12483	90	38	civil	civil	ADJ
cblr-12483	90	39	rights	right	NOUN
cblr-12483	90	40	struggle	struggle	NOUN
cblr-12483	90	41	of	of	ADP
cblr-12483	90	42	the	the	DET
cblr-12483	90	43	1960s	1960	NOUN
cblr-12483	90	44	on	on	ADP
cblr-12483	90	45	the	the	DET
cblr-12483	90	46	ftc	ftc	PROPN
cblr-12483	90	47	and	and	CCONJ
cblr-12483	90	48	recounting	recount	VERB
cblr-12483	90	49	enforcement	enforcement	NOUN
cblr-12483	90	50	actions	action	NOUN
cblr-12483	90	51	ftc	ftc	PROPN
cblr-12483	90	52	took	take	VERB
cblr-12483	90	53	to	to	PART
cblr-12483	90	54	protect	protect	VERB
cblr-12483	90	55	black	black	ADJ
cblr-12483	90	56	consumers	consumer	NOUN
cblr-12483	90	57	through	through	ADP
cblr-12483	90	58	indirect	indirect	ADJ
cblr-12483	90	59	methods	method	NOUN
cblr-12483	90	60	like	like	ADP
cblr-12483	90	61	the	the	DET
cblr-12483	90	62	credit	credit	NOUN
cblr-12483	90	63	practices	practice	NOUN
cblr-12483	90	64	rule	rule	NOUN
cblr-12483	90	65	)	)	PUNCT
cblr-12483	90	66	.	.	PUNCT
cblr-12483	91	1	942	942	NUM
cblr-12483	91	2	columbia	columbia	PROPN
cblr-12483	91	3	business	business	NOUN
cblr-12483	91	4	law	law	PROPN
cblr-12483	91	5	review	review	NOUN
cblr-12483	91	6	[	[	X
cblr-12483	91	7	vol	vol	NOUN
cblr-12483	91	8	.	.	PUNCT
cblr-12483	91	9	2023	2023	NUM
cblr-12483	91	10	on	on	ADP
cblr-12483	91	11	march	march	PROPN
cblr-12483	91	12	16	16	NUM
cblr-12483	91	13	,	,	PUNCT
cblr-12483	91	14	2022	2022	NUM
cblr-12483	91	15	,	,	PUNCT
cblr-12483	91	16	the	the	DET
cblr-12483	91	17	cfpb	cfpb	NOUN
cblr-12483	91	18	added	add	VERB
cblr-12483	91	19	the	the	DET
cblr-12483	91	20	term	term	NOUN
cblr-12483	91	21	discrimination	discrimination	NOUN
cblr-12483	91	22	to	to	ADP
cblr-12483	91	23	a	a	DET
cblr-12483	91	24	list	list	NOUN
cblr-12483	91	25	of	of	ADP
cblr-12483	91	26	conduct	conduct	NOUN
cblr-12483	91	27	prohibited	prohibit	VERB
cblr-12483	91	28	by	by	ADP
cblr-12483	91	29	the	the	DET
cblr-12483	91	30	udaap	udaap	PROPN
cblr-12483	91	31	standard	standard	NOUN
cblr-12483	91	32	in	in	ADP
cblr-12483	91	33	its	its	PRON
cblr-12483	91	34	supervision	supervision	NOUN
cblr-12483	91	35	and	and	CCONJ
cblr-12483	91	36	examination	examination	NOUN
cblr-12483	91	37	manual	manual	NOUN
cblr-12483	91	38	(	(	PUNCT
cblr-12483	91	39	the	the	DET
cblr-12483	91	40	“	"	PUNCT
cblr-12483	91	41	cfpb	cfpb	ADJ
cblr-12483	91	42	manual	manual	NOUN
cblr-12483	91	43	revision”).16	revision”).16	NOUN
cblr-12483	91	44	the	the	DET
cblr-12483	91	45	cfpb	cfpb	NOUN
cblr-12483	91	46	’s	’s	PART
cblr-12483	91	47	revised	revise	VERB
cblr-12483	91	48	manual	manual	NOUN
cblr-12483	91	49	indicates	indicate	VERB
cblr-12483	91	50	it	it	PRON
cblr-12483	91	51	will	will	AUX
cblr-12483	91	52	be	be	AUX
cblr-12483	91	53	examining	examine	VERB
cblr-12483	91	54	covered	covered	ADJ
cblr-12483	91	55	entities	entity	NOUN
cblr-12483	91	56	for	for	ADP
cblr-12483	91	57	evidence	evidence	NOUN
cblr-12483	91	58	of	of	ADP
cblr-12483	91	59	discriminatory	discriminatory	ADJ
cblr-12483	91	60	conduct	conduct	NOUN
cblr-12483	91	61	and	and	CCONJ
cblr-12483	91	62	compliance	compliance	NOUN
cblr-12483	91	63	with	with	ADP
cblr-12483	91	64	the	the	DET
cblr-12483	91	65	updated	update	VERB
cblr-12483	91	66	manual.17	manual.17	PROPN
cblr-12483	91	67	director	director	PROPN
cblr-12483	91	68	rohit	rohit	PROPN
cblr-12483	91	69	chopra	chopra	PROPN
cblr-12483	91	70	specified	specify	VERB
cblr-12483	91	71	that	that	SCONJ
cblr-12483	91	72	the	the	DET
cblr-12483	91	73	authority	authority	NOUN
cblr-12483	91	74	to	to	PART
cblr-12483	91	75	prosecute	prosecute	VERB
cblr-12483	91	76	this	this	DET
cblr-12483	91	77	conduct	conduct	NOUN
cblr-12483	91	78	is	be	AUX
cblr-12483	91	79	derived	derive	VERB
cblr-12483	91	80	from	from	ADP
cblr-12483	91	81	the	the	DET
cblr-12483	91	82	unfairness	unfairness	NOUN
cblr-12483	91	83	prong	prong	NOUN
cblr-12483	91	84	of	of	ADP
cblr-12483	91	85	the	the	DET
cblr-12483	91	86	cfpb	cfpb	NOUN
cblr-12483	91	87	’s	’s	PART
cblr-12483	91	88	udaap	udaap	ADJ
cblr-12483	91	89	authority	authority	NOUN
cblr-12483	91	90	,	,	PUNCT
cblr-12483	91	91	saying	say	VERB
cblr-12483	91	92	that	that	SCONJ
cblr-12483	91	93	discrimination	discrimination	NOUN
cblr-12483	91	94	in	in	ADP
cblr-12483	91	95	consumer	consumer	NOUN
cblr-12483	91	96	financial	financial	ADJ
cblr-12483	91	97	products	product	NOUN
cblr-12483	91	98	is	be	AUX
cblr-12483	91	99	“	"	PUNCT
cblr-12483	91	100	unambiguously	unambiguously	ADV
cblr-12483	91	101	unfair	unfair	ADJ
cblr-12483	91	102	.	.	PUNCT
cblr-12483	92	1	”18	”18	NOUN
cblr-12483	92	2	much	much	ADV
cblr-12483	92	3	remains	remain	VERB
cblr-12483	92	4	up	up	ADP
cblr-12483	92	5	in	in	ADP
cblr-12483	92	6	the	the	DET
cblr-12483	92	7	air	air	NOUN
cblr-12483	92	8	.	.	PUNCT
cblr-12483	93	1	neither	neither	CCONJ
cblr-12483	93	2	the	the	DET
cblr-12483	93	3	announcement	announcement	NOUN
cblr-12483	93	4	nor	nor	CCONJ
cblr-12483	93	5	the	the	DET
cblr-12483	93	6	language	language	NOUN
cblr-12483	93	7	added	add	VERB
cblr-12483	93	8	to	to	ADP
cblr-12483	93	9	the	the	DET
cblr-12483	93	10	manual	manual	ADJ
cblr-12483	93	11	address	address	NOUN
cblr-12483	93	12	the	the	DET
cblr-12483	93	13	classes	class	NOUN
cblr-12483	93	14	of	of	ADP
cblr-12483	93	15	persons	person	NOUN
cblr-12483	93	16	that	that	PRON
cblr-12483	93	17	are	be	AUX
cblr-12483	93	18	protected	protect	VERB
cblr-12483	93	19	from	from	ADP
cblr-12483	93	20	discriminatory	discriminatory	ADJ
cblr-12483	93	21	practices.19	practices.19	NOUN
cblr-12483	93	22	however	however	ADV
cblr-12483	93	23	,	,	PUNCT
cblr-12483	93	24	given	give	VERB
cblr-12483	93	25	the	the	DET
cblr-12483	93	26	cfpb	cfpb	NOUN
cblr-12483	93	27	’s	’s	PART
cblr-12483	93	28	public	public	ADJ
cblr-12483	93	29	statements	statement	NOUN
cblr-12483	93	30	,	,	PUNCT
cblr-12483	93	31	it	it	PRON
cblr-12483	93	32	seems	seem	VERB
cblr-12483	93	33	likely	likely	ADJ
cblr-12483	93	34	that	that	SCONJ
cblr-12483	93	35	the	the	DET
cblr-12483	93	36	agency	agency	NOUN
cblr-12483	93	37	will	will	AUX
cblr-12483	93	38	bring	bring	VERB
cblr-12483	93	39	an	an	DET
cblr-12483	93	40	enforcement	enforcement	NOUN
cblr-12483	93	41	action	action	NOUN
cblr-12483	93	42	against	against	ADP
cblr-12483	93	43	discriminatory	discriminatory	ADJ
cblr-12483	93	44	conduct	conduct	NOUN
cblr-12483	93	45	in	in	ADP
cblr-12483	93	46	the	the	DET
cblr-12483	93	47	near	near	ADJ
cblr-12483	93	48	future	future	NOUN
cblr-12483	93	49	.	.	PUNCT
cblr-12483	94	1	already	already	ADV
cblr-12483	94	2	,	,	PUNCT
cblr-12483	94	3	there	there	PRON
cblr-12483	94	4	have	have	AUX
cblr-12483	94	5	been	be	AUX
cblr-12483	94	6	consequences	consequence	NOUN
cblr-12483	94	7	for	for	ADP
cblr-12483	94	8	financial	financial	ADJ
cblr-12483	94	9	service	service	NOUN
cblr-12483	94	10	providers	provider	NOUN
cblr-12483	94	11	.	.	PUNCT
cblr-12483	95	1	as	as	SCONJ
cblr-12483	95	2	it	it	PRON
cblr-12483	95	3	stands	stand	VERB
cblr-12483	95	4	,	,	PUNCT
cblr-12483	95	5	many	many	ADJ
cblr-12483	95	6	covered	cover	VERB
cblr-12483	95	7	persons	person	NOUN
cblr-12483	95	8	do	do	AUX
cblr-12483	95	9	not	not	PART
cblr-12483	95	10	have	have	VERB
cblr-12483	95	11	compliance	compliance	NOUN
cblr-12483	95	12	standards	standard	NOUN
cblr-12483	95	13	or	or	CCONJ
cblr-12483	95	14	anti	anti	ADJ
cblr-12483	95	15	-	-	ADJ
cblr-12483	95	16	discrimination	discrimination	ADJ
cblr-12483	95	17	capabilities	capability	NOUN
cblr-12483	95	18	set	set	VERB
cblr-12483	95	19	in	in	ADP
cblr-12483	95	20	place.20	place.20	PROPN
cblr-12483	95	21	although	although	SCONJ
cblr-12483	95	22	the	the	DET
cblr-12483	95	23	equal	equal	ADJ
cblr-12483	95	24	credit	credit	NOUN
cblr-12483	95	25	opportunity	opportunity	NOUN
cblr-12483	95	26	act	act	NOUN
cblr-12483	95	27	(	(	PUNCT
cblr-12483	95	28	“	"	PUNCT
cblr-12483	95	29	ecoa	ecoa	NOUN
cblr-12483	95	30	”	"	PUNCT
cblr-12483	95	31	)	)	PUNCT
cblr-12483	95	32	and	and	CCONJ
cblr-12483	95	33	the	the	DET
cblr-12483	95	34	federal	federal	PROPN
cblr-12483	95	35	housing	housing	PROPN
cblr-12483	95	36	act	act	PROPN
cblr-12483	95	37	(	(	PUNCT
cblr-12483	95	38	“	"	PUNCT
cblr-12483	95	39	fha	fha	PROPN
cblr-12483	95	40	”	"	PUNCT
cblr-12483	95	41	)	)	PUNCT
cblr-12483	95	42	’s	’s	PART
cblr-12483	95	43	anti	anti	ADJ
cblr-12483	95	44	-	-	ADJ
cblr-12483	95	45	discrimination	discrimination	ADJ
cblr-12483	95	46	language	language	NOUN
cblr-12483	95	47	already	already	ADV
cblr-12483	95	48	applies	apply	VERB
cblr-12483	95	49	to	to	ADP
cblr-12483	95	50	creditors	creditor	NOUN
cblr-12483	95	51	and	and	CCONJ
cblr-12483	95	52	lenders	lender	NOUN
cblr-12483	95	53	,	,	PUNCT
cblr-12483	95	54	the	the	DET
cblr-12483	95	55	new	new	ADJ
cblr-12483	95	56	policy	policy	NOUN
cblr-12483	95	57	covers	cover	VERB
cblr-12483	95	58	“	"	PUNCT
cblr-12483	95	59	any	any	DET
cblr-12483	95	60	person	person	NOUN
cblr-12483	95	61	”	"	PUNCT
cblr-12483	95	62	who	who	PRON
cblr-12483	95	63	offers	offer	VERB
cblr-12483	95	64	a	a	DET
cblr-12483	95	65	consumer	consumer	NOUN
cblr-12483	95	66	16	16	NUM
cblr-12483	95	67	cfpb	cfpb	NOUN
cblr-12483	95	68	,	,	PUNCT
cblr-12483	95	69	cfpb	cfpb	NOUN
cblr-12483	95	70	targets	target	VERB
cblr-12483	95	71	unfair	unfair	ADJ
cblr-12483	95	72	discrimination	discrimination	NOUN
cblr-12483	95	73	in	in	ADP
cblr-12483	95	74	consumer	consumer	NOUN
cblr-12483	95	75	finance	finance	NOUN
cblr-12483	95	76	(	(	PUNCT
cblr-12483	95	77	mar	mar	PROPN
cblr-12483	95	78	.	.	PROPN
cblr-12483	95	79	16	16	NUM
cblr-12483	95	80	,	,	PUNCT
cblr-12483	95	81	2022	2022	NUM
cblr-12483	95	82	)	)	PUNCT
cblr-12483	95	83	,	,	PUNCT
cblr-12483	95	84	https://www.consumerfinance.gov/about-us/newsroom/cfpb-targets-unfair-discrimination-in-consumer-finance/	https://www.consumerfinance.gov/about-us/newsroom/cfpb-targets-unfair-discrimination-in-consumer-finance/	VERB
cblr-12483	96	1	[	[	X
cblr-12483	96	2	https://perma.cc/gh6r-r4fn	https://perma.cc/gh6r-r4fn	X
cblr-12483	96	3	]	]	X
cblr-12483	96	4	.	.	PUNCT
cblr-12483	97	1	17	17	NUM
cblr-12483	97	2	see	see	VERB
cblr-12483	97	3	cfpb	cfpb	ADJ
cblr-12483	97	4	manual	manual	NOUN
cblr-12483	97	5	,	,	PUNCT
cblr-12483	97	6	supra	supra	PROPN
cblr-12483	97	7	note	note	NOUN
cblr-12483	97	8	14	14	NUM
cblr-12483	97	9	,	,	PUNCT
cblr-12483	97	10	at	at	ADP
cblr-12483	97	11	udaap	udaap	PROPN
cblr-12483	97	12	10	10	NUM
cblr-12483	97	13	-	-	SYM
cblr-12483	97	14	17	17	NUM
cblr-12483	97	15	(	(	PUNCT
cblr-12483	97	16	addition	addition	NOUN
cblr-12483	97	17	of	of	ADP
cblr-12483	97	18	discrimination	discrimination	NOUN
cblr-12483	97	19	)	)	PUNCT
cblr-12483	97	20	.	.	PUNCT
cblr-12483	98	1	18	18	NUM
cblr-12483	98	2	cfpb	cfpb	NOUN
cblr-12483	98	3	,	,	PUNCT
cblr-12483	98	4	supra	supra	PROPN
cblr-12483	98	5	note	note	NOUN
cblr-12483	98	6	16	16	NUM
cblr-12483	98	7	.	.	NUM
cblr-12483	98	8	19	19	NUM
cblr-12483	98	9	i	i	PROPN
cblr-12483	98	10	d.	d.	PROPN
cblr-12483	98	11	;	;	PUNCT
cblr-12483	98	12	cfpb	cfpb	NOUN
cblr-12483	98	13	manual	manual	NOUN
cblr-12483	98	14	,	,	PUNCT
cblr-12483	98	15	supra	supra	PROPN
cblr-12483	98	16	note	note	NOUN
cblr-12483	98	17	14	14	NUM
cblr-12483	98	18	.	.	SYM
cblr-12483	98	19	20	20	NUM
cblr-12483	98	20	sullivan	sullivan	PROPN
cblr-12483	98	21	&	&	CCONJ
cblr-12483	98	22	cromwell	cromwell	PROPN
cblr-12483	98	23	llp	llp	PROPN
cblr-12483	98	24	,	,	PUNCT
cblr-12483	98	25	cfpb	cfpb	PROPN
cblr-12483	98	26	updates	update	VERB
cblr-12483	98	27	udaap	udaap	ADJ
cblr-12483	98	28	examination	examination	NOUN
cblr-12483	98	29	procedures	procedure	NOUN
cblr-12483	98	30	:	:	PUNCT
cblr-12483	98	31	changes	change	NOUN
cblr-12483	98	32	broaden	broaden	VERB
cblr-12483	98	33	analysis	analysis	NOUN
cblr-12483	98	34	of	of	ADP
cblr-12483	98	35	unfair	unfair	ADJ
cblr-12483	98	36	acts	act	NOUN
cblr-12483	98	37	or	or	CCONJ
cblr-12483	98	38	practice	practice	NOUN
cblr-12483	98	39	to	to	PART
cblr-12483	98	40	embrace	embrace	VERB
cblr-12483	98	41	discriminatory	discriminatory	ADJ
cblr-12483	98	42	conduct	conduct	NOUN
cblr-12483	98	43	and	and	CCONJ
cblr-12483	98	44	signal	signal	NOUN
cblr-12483	98	45	agency	agency	NOUN
cblr-12483	98	46	’s	’s	PART
cblr-12483	98	47	continued	continue	VERB
cblr-12483	98	48	focus	focus	NOUN
cblr-12483	98	49	on	on	ADP
cblr-12483	98	50	fair	fair	ADJ
cblr-12483	98	51	lending	lending	NOUN
cblr-12483	98	52	issues	issue	NOUN
cblr-12483	98	53	,	,	PUNCT
cblr-12483	98	54	including	include	VERB
cblr-12483	98	55	in	in	ADP
cblr-12483	98	56	algorithms	algorithms	NOUN
cblr-12483	98	57	4	4	NUM
cblr-12483	98	58	(	(	PUNCT
cblr-12483	98	59	mar	mar	PROPN
cblr-12483	98	60	.	.	PROPN
cblr-12483	98	61	25	25	NUM
cblr-12483	98	62	,	,	PUNCT
cblr-12483	98	63	2022	2022	NUM
cblr-12483	98	64	)	)	PUNCT
cblr-12483	98	65	,	,	PUNCT
cblr-12483	98	66	https://www.sullcrom.com/sullivancromwell/_assets/pdfs/memos/sc-publication-cfpb-updates-udaap-examination-procedures.pdf	https://www.sullcrom.com/sullivancromwell/_assets/pdfs/memos/sc-publication-cfpb-updates-udaap-examination-procedures.pdf	PROPN
cblr-12483	99	1	[	[	X
cblr-12483	99	2	https://perma.cc/7e3c-al5	https://perma.cc/7e3c-al5	NOUN
cblr-12483	99	3	m	m	X
cblr-12483	99	4	]	]	X
cblr-12483	99	5	(	(	PUNCT
cblr-12483	99	6	“	"	PUNCT
cblr-12483	99	7	as	as	ADP
cblr-12483	99	8	a	a	DET
cblr-12483	99	9	result	result	NOUN
cblr-12483	99	10	,	,	PUNCT
cblr-12483	99	11	some	some	DET
cblr-12483	99	12	financial	financial	ADJ
cblr-12483	99	13	services	service	NOUN
cblr-12483	99	14	providers	provider	NOUN
cblr-12483	99	15	may	may	AUX
cblr-12483	99	16	not	not	PART
cblr-12483	99	17	presently	presently	ADV
cblr-12483	99	18	have	have	VERB
cblr-12483	99	19	in	in	ADP
cblr-12483	99	20	place	place	NOUN
cblr-12483	99	21	an	an	DET
cblr-12483	99	22	adequate	adequate	ADJ
cblr-12483	99	23	framework	framework	NOUN
cblr-12483	99	24	to	to	PART
cblr-12483	99	25	demonstrate	demonstrate	VERB
cblr-12483	99	26	the	the	DET
cblr-12483	99	27	absence	absence	NOUN
cblr-12483	99	28	of	of	ADP
cblr-12483	99	29	discrimination	discrimination	NOUN
cblr-12483	99	30	in	in	ADP
cblr-12483	99	31	products	product	NOUN
cblr-12483	99	32	and	and	CCONJ
cblr-12483	99	33	services	service	NOUN
cblr-12483	99	34	unrelated	unrelated	ADJ
cblr-12483	99	35	to	to	ADP
cblr-12483	99	36	lending	lending	NOUN
cblr-12483	99	37	.	.	PUNCT
cblr-12483	99	38	”	"	PUNCT
cblr-12483	99	39	)	)	PUNCT
cblr-12483	99	40	.	.	PUNCT
cblr-12483	100	1	no	no	INTJ
cblr-12483	100	2	.	.	NOUN
cblr-12483	101	1	2	2	X
cblr-12483	101	2	]	]	PUNCT
cblr-12483	101	3	my	my	PRON
cblr-12483	101	4	unfair	unfair	ADJ
cblr-12483	101	5	lady	lady	NOUN
cblr-12483	101	6	943	943	NUM
cblr-12483	101	7	financial	financial	ADJ
cblr-12483	101	8	product	product	NOUN
cblr-12483	101	9	,	,	PUNCT
cblr-12483	101	10	broadening	broaden	VERB
cblr-12483	101	11	coverage	coverage	NOUN
cblr-12483	101	12	to	to	PART
cblr-12483	101	13	include	include	VERB
cblr-12483	101	14	savings	saving	NOUN
cblr-12483	101	15	accounts	account	NOUN
cblr-12483	101	16	,	,	PUNCT
cblr-12483	101	17	checking	check	VERB
cblr-12483	101	18	accounts	account	NOUN
cblr-12483	101	19	,	,	PUNCT
cblr-12483	101	20	debit	debit	NOUN
cblr-12483	101	21	cards	card	NOUN
cblr-12483	101	22	,	,	PUNCT
cblr-12483	101	23	and	and	CCONJ
cblr-12483	101	24	other	other	ADJ
cblr-12483	101	25	non	non	ADJ
cblr-12483	101	26	-	-	ADJ
cblr-12483	101	27	credit	credit	ADJ
cblr-12483	101	28	products.21	products.21	NOUN
cblr-12483	101	29	additionally	additionally	ADV
cblr-12483	101	30	,	,	PUNCT
cblr-12483	101	31	ambiguity	ambiguity	NOUN
cblr-12483	101	32	regarding	regard	VERB
cblr-12483	101	33	the	the	DET
cblr-12483	101	34	full	full	ADJ
cblr-12483	101	35	scope	scope	NOUN
cblr-12483	101	36	of	of	ADP
cblr-12483	101	37	protected	protect	VERB
cblr-12483	101	38	classes	class	NOUN
cblr-12483	101	39	and	and	CCONJ
cblr-12483	101	40	potential	potential	NOUN
cblr-12483	101	41	for	for	ADP
cblr-12483	101	42	disparate	disparate	ADJ
cblr-12483	101	43	impact	impact	NOUN
cblr-12483	101	44	liability	liability	NOUN
cblr-12483	101	45	means	mean	VERB
cblr-12483	101	46	consumer	consumer	NOUN
cblr-12483	101	47	financial	financial	ADJ
cblr-12483	101	48	service	service	NOUN
cblr-12483	101	49	providers	provider	NOUN
cblr-12483	101	50	may	may	AUX
cblr-12483	101	51	have	have	VERB
cblr-12483	101	52	substantial	substantial	ADJ
cblr-12483	101	53	work	work	NOUN
cblr-12483	101	54	to	to	PART
cblr-12483	101	55	do	do	VERB
cblr-12483	101	56	to	to	PART
cblr-12483	101	57	ensure	ensure	VERB
cblr-12483	101	58	compliance.22	compliance.22	PROPN
cblr-12483	101	59	although	although	SCONJ
cblr-12483	101	60	there	there	PRON
cblr-12483	101	61	are	be	VERB
cblr-12483	101	62	concerns	concern	NOUN
cblr-12483	101	63	,	,	PUNCT
cblr-12483	101	64	the	the	DET
cblr-12483	101	65	cfpb	cfpb	NOUN
cblr-12483	101	66	has	have	VERB
cblr-12483	101	67	a	a	DET
cblr-12483	101	68	solid	solid	ADJ
cblr-12483	101	69	factual	factual	ADJ
cblr-12483	101	70	foundation	foundation	NOUN
cblr-12483	101	71	for	for	ADP
cblr-12483	101	72	believing	believe	VERB
cblr-12483	101	73	racial	racial	ADJ
cblr-12483	101	74	discrimination	discrimination	NOUN
cblr-12483	101	75	in	in	ADP
cblr-12483	101	76	financial	financial	ADJ
cblr-12483	101	77	products	product	NOUN
cblr-12483	101	78	is	be	AUX
cblr-12483	101	79	a	a	DET
cblr-12483	101	80	problem	problem	NOUN
cblr-12483	101	81	that	that	PRON
cblr-12483	101	82	needs	need	VERB
cblr-12483	101	83	to	to	PART
cblr-12483	101	84	be	be	AUX
cblr-12483	101	85	addressed.23	addressed.23	NOUN
cblr-12483	101	86	for	for	ADP
cblr-12483	101	87	example	example	NOUN
cblr-12483	101	88	,	,	PUNCT
cblr-12483	101	89	in	in	ADP
cblr-12483	101	90	2020	2020	NUM
cblr-12483	101	91	,	,	PUNCT
cblr-12483	101	92	a	a	DET
cblr-12483	101	93	new	new	PROPN
cblr-12483	101	94	york	york	PROPN
cblr-12483	101	95	times	times	PROPN
cblr-12483	101	96	report	report	PROPN
cblr-12483	101	97	detailed	detail	VERB
cblr-12483	101	98	many	many	ADJ
cblr-12483	101	99	instances	instance	NOUN
cblr-12483	101	100	of	of	ADP
cblr-12483	101	101	black	black	ADJ
cblr-12483	101	102	americans	americans	PROPN
cblr-12483	101	103	targeted	target	VERB
cblr-12483	101	104	by	by	ADP
cblr-12483	101	105	racial	racial	ADJ
cblr-12483	101	106	profiling	profiling	NOUN
cblr-12483	101	107	and	and	CCONJ
cblr-12483	101	108	discrimination	discrimination	NOUN
cblr-12483	101	109	while	while	SCONJ
cblr-12483	101	110	visiting	visit	VERB
cblr-12483	101	111	bank	bank	NOUN
cblr-12483	101	112	branches	branch	NOUN
cblr-12483	101	113	to	to	PART
cblr-12483	101	114	withdraw	withdraw	VERB
cblr-12483	101	115	cash	cash	NOUN
cblr-12483	101	116	,	,	PUNCT
cblr-12483	101	117	make	make	VERB
cblr-12483	101	118	deposits	deposit	NOUN
cblr-12483	101	119	,	,	PUNCT
cblr-12483	101	120	and	and	CCONJ
cblr-12483	101	121	generally	generally	ADV
cblr-12483	101	122	interact	interact	VERB
cblr-12483	101	123	with	with	ADP
cblr-12483	101	124	bank	bank	NOUN
cblr-12483	101	125	staff.24	staff.24	PROPN
cblr-12483	101	126	research	research	NOUN
cblr-12483	101	127	has	have	AUX
cblr-12483	101	128	found	find	VERB
cblr-12483	101	129	it	it	PRON
cblr-12483	101	130	is	be	AUX
cblr-12483	101	131	more	more	ADV
cblr-12483	101	132	expensive	expensive	ADJ
cblr-12483	101	133	for	for	SCONJ
cblr-12483	101	134	members	member	NOUN
cblr-12483	101	135	of	of	ADP
cblr-12483	101	136	minority	minority	NOUN
cblr-12483	101	137	groups	group	NOUN
cblr-12483	101	138	to	to	PART
cblr-12483	101	139	open	open	VERB
cblr-12483	101	140	a	a	DET
cblr-12483	101	141	checking	checking	NOUN
cblr-12483	101	142	account	account	NOUN
cblr-12483	101	143	,	,	PUNCT
cblr-12483	101	144	and	and	CCONJ
cblr-12483	101	145	members	member	NOUN
cblr-12483	101	146	of	of	ADP
cblr-12483	101	147	minority	minority	NOUN
cblr-12483	101	148	groups	group	NOUN
cblr-12483	101	149	pay	pay	VERB
cblr-12483	101	150	more	more	ADJ
cblr-12483	101	151	in	in	ADP
cblr-12483	101	152	fees.25	fees.25	ADJ
cblr-12483	101	153	banks	bank	NOUN
cblr-12483	101	154	are	be	AUX
cblr-12483	101	155	more	more	ADV
cblr-12483	101	156	likely	likely	ADJ
cblr-12483	101	157	to	to	PART
cblr-12483	101	158	open	open	VERB
cblr-12483	101	159	branches	branch	NOUN
cblr-12483	101	160	in	in	ADP
cblr-12483	101	161	whiter	whiter	NOUN
cblr-12483	101	162	neighborhoods	neighborhood	NOUN
cblr-12483	101	163	and	and	CCONJ
cblr-12483	101	164	close	close	ADJ
cblr-12483	101	165	checking	checking	ADJ
cblr-12483	101	166	accounts	account	NOUN
cblr-12483	101	167	at	at	ADP
cblr-12483	101	168	higher	high	ADJ
cblr-12483	101	169	rates	rate	NOUN
cblr-12483	101	170	in	in	ADP
cblr-12483	101	171	counties	county	NOUN
cblr-12483	101	172	with	with	ADP
cblr-12483	101	173	higher	high	ADJ
cblr-12483	101	174	percentages	percentage	NOUN
cblr-12483	101	175	of	of	ADP
cblr-12483	101	176	black	black	ADJ
cblr-12483	101	177	residents.26	residents.26	NOUN
cblr-12483	101	178	21	21	NUM
cblr-12483	101	179	see	see	VERB
cblr-12483	101	180	i	i	PRON
cblr-12483	101	181	d.	d.	PROPN
cblr-12483	101	182	see	see	VERB
cblr-12483	101	183	also	also	ADV
cblr-12483	101	184	equal	equal	ADJ
cblr-12483	101	185	credit	credit	NOUN
cblr-12483	101	186	opportunity	opportunity	NOUN
cblr-12483	101	187	act	act	NOUN
cblr-12483	101	188	,	,	PUNCT
cblr-12483	101	189	15	15	NUM
cblr-12483	101	190	u.s.c	u.s.c	NOUN
cblr-12483	101	191	.	.	PUNCT
cblr-12483	102	1	§	§	VERB
cblr-12483	102	2	1691	1691	NUM
cblr-12483	102	3	(	(	PUNCT
cblr-12483	102	4	2014	2014	NUM
cblr-12483	102	5	)	)	PUNCT
cblr-12483	102	6	(	(	PUNCT
cblr-12483	102	7	prohibiting	prohibit	VERB
cblr-12483	102	8	discrimination	discrimination	NOUN
cblr-12483	102	9	in	in	ADP
cblr-12483	102	10	lending	lending	NOUN
cblr-12483	102	11	based	base	VERB
cblr-12483	102	12	on	on	ADP
cblr-12483	102	13	race	race	NOUN
cblr-12483	102	14	,	,	PUNCT
cblr-12483	102	15	color	color	NOUN
cblr-12483	102	16	,	,	PUNCT
cblr-12483	102	17	religion	religion	NOUN
cblr-12483	102	18	,	,	PUNCT
cblr-12483	102	19	national	national	ADJ
cblr-12483	102	20	origin	origin	NOUN
cblr-12483	102	21	,	,	PUNCT
cblr-12483	102	22	sex	sex	NOUN
cblr-12483	102	23	,	,	PUNCT
cblr-12483	102	24	marital	marital	ADJ
cblr-12483	102	25	status	status	NOUN
cblr-12483	102	26	,	,	PUNCT
cblr-12483	102	27	or	or	CCONJ
cblr-12483	102	28	age	age	NOUN
cblr-12483	102	29	)	)	PUNCT
cblr-12483	102	30	;	;	PUNCT
cblr-12483	102	31	fair	fair	ADJ
cblr-12483	102	32	housing	housing	PROPN
cblr-12483	102	33	act	act	PROPN
cblr-12483	102	34	,	,	PUNCT
cblr-12483	102	35	42	42	NUM
cblr-12483	102	36	u.s.c	u.s.c	ADJ
cblr-12483	102	37	.	.	PUNCT
cblr-12483	103	1	§	§	PROPN
cblr-12483	103	2	§	§	PROPN
cblr-12483	103	3	3601–19	3601–19	PROPN
cblr-12483	103	4	(	(	PUNCT
cblr-12483	103	5	2008	2008	NUM
cblr-12483	103	6	)	)	PUNCT
cblr-12483	103	7	(	(	PUNCT
cblr-12483	103	8	prohibiting	prohibit	VERB
cblr-12483	103	9	discrimination	discrimination	NOUN
cblr-12483	103	10	in	in	ADP
cblr-12483	103	11	housing	housing	NOUN
cblr-12483	103	12	with	with	ADP
cblr-12483	103	13	same	same	ADJ
cblr-12483	103	14	protected	protect	VERB
cblr-12483	103	15	classes	class	NOUN
cblr-12483	103	16	except	except	SCONJ
cblr-12483	103	17	without	without	ADP
cblr-12483	103	18	protection	protection	NOUN
cblr-12483	103	19	for	for	ADP
cblr-12483	103	20	age	age	NOUN
cblr-12483	103	21	,	,	PUNCT
cblr-12483	103	22	and	and	CCONJ
cblr-12483	103	23	with	with	ADP
cblr-12483	103	24	familial	familial	ADJ
cblr-12483	103	25	status	status	NOUN
cblr-12483	103	26	substituted	substitute	VERB
cblr-12483	103	27	for	for	ADP
cblr-12483	103	28	marital	marital	ADJ
cblr-12483	103	29	status	status	NOUN
cblr-12483	103	30	)	)	PUNCT
cblr-12483	103	31	.	.	PUNCT
cblr-12483	104	1	22	22	NUM
cblr-12483	104	2	sullivan	sullivan	PROPN
cblr-12483	104	3	&	&	CCONJ
cblr-12483	104	4	cromwell	cromwell	PROPN
cblr-12483	104	5	llp	llp	PROPN
cblr-12483	104	6	,	,	PUNCT
cblr-12483	104	7	supra	supra	PROPN
cblr-12483	104	8	note	note	PROPN
cblr-12483	104	9	20	20	NUM
cblr-12483	104	10	,	,	PUNCT
cblr-12483	104	11	at	at	ADP
cblr-12483	104	12	4	4	NUM
cblr-12483	104	13	;	;	PUNCT
cblr-12483	104	14	complaint	complaint	NOUN
cblr-12483	104	15	at	at	ADP
cblr-12483	104	16	2	2	NUM
cblr-12483	104	17	,	,	PUNCT
cblr-12483	104	18	chamber	chamber	NOUN
cblr-12483	104	19	of	of	ADP
cblr-12483	104	20	com	com	PROPN
cblr-12483	104	21	.	.	PROPN
cblr-12483	104	22	of	of	ADP
cblr-12483	104	23	the	the	DET
cblr-12483	104	24	u.s	u.s	PROPN
cblr-12483	104	25	.	.	PROPN
cblr-12483	104	26	v.	v.	ADP
cblr-12483	104	27	cfpb	cfpb	NOUN
cblr-12483	104	28	,	,	PUNCT
cblr-12483	104	29	no	no	INTJ
cblr-12483	104	30	.	.	PUNCT
cblr-12483	105	1	6:22	6:22	NUM
cblr-12483	105	2	-	-	PUNCT
cblr-12483	105	3	cv-00381	cv-00381	NOUN
cblr-12483	105	4	,	,	PUNCT
cblr-12483	105	5	2023	2023	NUM
cblr-12483	105	6	wl	wl	NOUN
cblr-12483	105	7	5835951	5835951	NUM
cblr-12483	105	8	(	(	PUNCT
cblr-12483	105	9	e.d	e.d	PROPN
cblr-12483	105	10	.	.	PROPN
cblr-12483	106	1	tex	tex	PROPN
cblr-12483	106	2	.	.	PROPN
cblr-12483	106	3	sept	sept	PROPN
cblr-12483	106	4	.	.	PROPN
cblr-12483	106	5	28	28	NUM
cblr-12483	106	6	,	,	PUNCT
cblr-12483	106	7	2022	2022	NUM
cblr-12483	106	8	)	)	PUNCT
cblr-12483	106	9	.	.	PUNCT
cblr-12483	107	1	23	23	NUM
cblr-12483	107	2	stephen	stephen	PROPN
cblr-12483	107	3	hayes	hayes	PROPN
cblr-12483	107	4	&	&	CCONJ
cblr-12483	107	5	kali	kali	PROPN
cblr-12483	107	6	schellenberg	schellenberg	PROPN
cblr-12483	107	7	,	,	PUNCT
cblr-12483	107	8	discrimination	discrimination	NOUN
cblr-12483	107	9	is	be	AUX
cblr-12483	107	10	“	"	PUNCT
cblr-12483	107	11	unfair	unfair	ADJ
cblr-12483	107	12	”	"	PUNCT
cblr-12483	107	13	:	:	PUNCT
cblr-12483	107	14	interpreting	interpret	VERB
cblr-12483	107	15	uda(a)p	uda(a)p	ADJ
cblr-12483	107	16	to	to	PART
cblr-12483	107	17	prohibit	prohibit	VERB
cblr-12483	107	18	discrimination	discrimination	NOUN
cblr-12483	107	19	,	,	PUNCT
cblr-12483	107	20	student	student	NOUN
cblr-12483	107	21	borrower	borrower	NOUN
cblr-12483	107	22	prot	prot	NOUN
cblr-12483	107	23	.	.	PUNCT
cblr-12483	108	1	ctr	ctr	PROPN
cblr-12483	108	2	.	.	PUNCT
cblr-12483	109	1	(	(	PUNCT
cblr-12483	109	2	april	april	PROPN
cblr-12483	109	3	2021	2021	NUM
cblr-12483	109	4	)	)	PUNCT
cblr-12483	109	5	,	,	PUNCT
cblr-12483	110	1	https://protectborrowers.org/wp-content/uploads/2021/04/discrimination_is_unfair.pdf	https://protectborrowers.org/wp-content/uploads/2021/04/discrimination_is_unfair.pdf	PROPN
cblr-12483	110	2	[	[	X
cblr-12483	110	3	https://perma.cc/s5wxjvqc	https://perma.cc/s5wxjvqc	PROPN
cblr-12483	110	4	]	]	X
cblr-12483	110	5	.	.	PUNCT
cblr-12483	111	1	24	24	NUM
cblr-12483	111	2	emily	emily	PROPN
cblr-12483	111	3	flitter	flitter	PROPN
cblr-12483	111	4	,	,	PUNCT
cblr-12483	111	5	‘	'	PUNCT
cblr-12483	111	6	banking	banking	NOUN
cblr-12483	111	7	while	while	SCONJ
cblr-12483	111	8	black	black	ADJ
cblr-12483	111	9	’	'	PUNCT
cblr-12483	111	10	:	:	PUNCT
cblr-12483	111	11	how	how	SCONJ
cblr-12483	111	12	cashing	cash	VERB
cblr-12483	111	13	a	a	DET
cblr-12483	111	14	check	check	NOUN
cblr-12483	111	15	can	can	AUX
cblr-12483	111	16	be	be	AUX
cblr-12483	111	17	a	a	DET
cblr-12483	111	18	minefield	minefield	NOUN
cblr-12483	111	19	,	,	PUNCT
cblr-12483	111	20	n.y	n.y	PROPN
cblr-12483	111	21	.	.	PROPN
cblr-12483	111	22	times	times	PROPN
cblr-12483	111	23	(	(	PUNCT
cblr-12483	111	24	june	june	PROPN
cblr-12483	111	25	18	18	NUM
cblr-12483	111	26	,	,	PUNCT
cblr-12483	111	27	2020	2020	NUM
cblr-12483	111	28	)	)	PUNCT
cblr-12483	111	29	,	,	PUNCT
cblr-12483	111	30	https://www.nytimes.com/2020/06/18/business/banks-black-customers-racism.html	https://www.nytimes.com/2020/06/18/business/banks-black-customers-racism.html	PROPN
cblr-12483	112	1	[	[	X
cblr-12483	112	2	https://perma.cc/y38l-w93p	https://perma.cc/y38l-w93p	X
cblr-12483	112	3	]	]	PUNCT
cblr-12483	112	4	.	.	PUNCT
cblr-12483	113	1	25	25	NUM
cblr-12483	113	2	jacob	jacob	PROPN
cblr-12483	113	3	faber	faber	PROPN
cblr-12483	113	4	&	&	CCONJ
cblr-12483	113	5	terri	terri	PROPN
cblr-12483	113	6	friedline	friedline	PROPN
cblr-12483	113	7	,	,	PUNCT
cblr-12483	113	8	the	the	DET
cblr-12483	113	9	racialized	racialize	VERB
cblr-12483	113	10	cost	cost	NOUN
cblr-12483	113	11	of	of	ADP
cblr-12483	113	12	banking	banking	NOUN
cblr-12483	113	13	,	,	PUNCT
cblr-12483	113	14	new	new	PROPN
cblr-12483	113	15	america	america	PROPN
cblr-12483	113	16	10	10	NUM
cblr-12483	113	17	(	(	PUNCT
cblr-12483	113	18	june	june	PROPN
cblr-12483	113	19	21	21	NUM
cblr-12483	113	20	,	,	PUNCT
cblr-12483	113	21	2018	2018	NUM
cblr-12483	113	22	)	)	PUNCT
cblr-12483	113	23	,	,	PUNCT
cblr-12483	113	24	https://www.newamerica.org/family-centered-social-policy/reports/racialized-costs-banking	https://www.newamerica.org/family-centered-social-policy/reports/racialized-costs-banke	VERB
cblr-12483	114	1	[	[	X
cblr-12483	114	2	https://perma.cc/w7k3-fkqy	https://perma.cc/w7k3-fkqy	X
cblr-12483	114	3	]	]	X
cblr-12483	114	4	.	.	PUNCT
cblr-12483	115	1	26	26	NUM
cblr-12483	116	1	i	i	PRON
cblr-12483	116	2	d.	d.	PROPN
cblr-12483	116	3	944	944	NUM
cblr-12483	116	4	columbia	columbia	PROPN
cblr-12483	116	5	business	business	PROPN
cblr-12483	116	6	law	law	PROPN
cblr-12483	116	7	review	review	NOUN
cblr-12483	116	8	[	[	X
cblr-12483	116	9	vol	vol	NOUN
cblr-12483	116	10	.	.	PUNCT
cblr-12483	116	11	2023	2023	NUM
cblr-12483	116	12	lawsuits	lawsuit	NOUN
cblr-12483	116	13	have	have	AUX
cblr-12483	116	14	been	be	AUX
cblr-12483	116	15	filed	file	VERB
cblr-12483	116	16	alleging	allege	VERB
cblr-12483	116	17	discrimination	discrimination	NOUN
cblr-12483	116	18	in	in	ADP
cblr-12483	116	19	financial	financial	ADJ
cblr-12483	116	20	products	product	NOUN
cblr-12483	116	21	against	against	ADP
cblr-12483	116	22	large	large	ADJ
cblr-12483	116	23	financial	financial	ADJ
cblr-12483	116	24	institutions	institution	NOUN
cblr-12483	116	25	like	like	ADP
cblr-12483	116	26	wells	wells	PROPN
cblr-12483	116	27	fargo	fargo	PROPN
cblr-12483	116	28	and	and	CCONJ
cblr-12483	116	29	j.p	j.p	PROPN
cblr-12483	116	30	.	.	PROPN
cblr-12483	116	31	morgan.27	morgan.27	PROPN
cblr-12483	116	32	unfortunately	unfortunately	ADV
cblr-12483	116	33	,	,	PUNCT
cblr-12483	116	34	regulators	regulator	NOUN
cblr-12483	116	35	do	do	AUX
cblr-12483	116	36	not	not	PART
cblr-12483	116	37	have	have	VERB
cblr-12483	116	38	explicit	explicit	ADJ
cblr-12483	116	39	statutory	statutory	ADJ
cblr-12483	116	40	authority	authority	NOUN
cblr-12483	116	41	to	to	PART
cblr-12483	116	42	take	take	VERB
cblr-12483	116	43	enforcement	enforcement	NOUN
cblr-12483	116	44	actions	action	NOUN
cblr-12483	116	45	against	against	ADP
cblr-12483	116	46	discrimination	discrimination	NOUN
cblr-12483	116	47	in	in	ADP
cblr-12483	116	48	non	non	ADJ
cblr-12483	116	49	-	-	ADJ
cblr-12483	116	50	credit	credit	ADJ
cblr-12483	116	51	financial	financial	ADJ
cblr-12483	116	52	products	product	NOUN
cblr-12483	116	53	as	as	ADP
cblr-12483	116	54	the	the	DET
cblr-12483	116	55	ecoa	ecoa	NOUN
cblr-12483	116	56	and	and	CCONJ
cblr-12483	116	57	fha	fha	PROPN
cblr-12483	116	58	’s	’s	PART
cblr-12483	116	59	language	language	NOUN
cblr-12483	116	60	only	only	ADV
cblr-12483	116	61	applies	apply	VERB
cblr-12483	116	62	to	to	ADP
cblr-12483	116	63	credit	credit	NOUN
cblr-12483	116	64	transactions.28	transactions.28	NOUN
cblr-12483	116	65	as	as	SCONJ
cblr-12483	116	66	it	it	PRON
cblr-12483	116	67	stands	stand	VERB
cblr-12483	116	68	,	,	PUNCT
cblr-12483	116	69	there	there	PRON
cblr-12483	116	70	is	be	VERB
cblr-12483	116	71	no	no	DET
cblr-12483	116	72	federal	federal	ADJ
cblr-12483	116	73	law	law	NOUN
cblr-12483	116	74	stopping	stop	VERB
cblr-12483	116	75	banks	bank	NOUN
cblr-12483	116	76	from	from	ADP
cblr-12483	116	77	discrimination	discrimination	NOUN
cblr-12483	116	78	in	in	ADP
cblr-12483	116	79	this	this	DET
cblr-12483	116	80	area.29	area.29	NOUN
cblr-12483	116	81	this	this	DET
cblr-12483	116	82	statutory	statutory	ADJ
cblr-12483	116	83	gap	gap	NOUN
cblr-12483	116	84	did	do	AUX
cblr-12483	116	85	not	not	PART
cblr-12483	116	86	go	go	VERB
cblr-12483	116	87	unrecognized	unrecognize	VERB
cblr-12483	116	88	by	by	ADP
cblr-12483	116	89	congress	congress	PROPN
cblr-12483	116	90	:	:	PUNCT
cblr-12483	116	91	lawmakers	lawmaker	NOUN
cblr-12483	116	92	recognized	recognize	VERB
cblr-12483	116	93	this	this	DET
cblr-12483	116	94	“	"	PUNCT
cblr-12483	116	95	loophole	loophole	NOUN
cblr-12483	116	96	”	"	PUNCT
cblr-12483	116	97	and	and	CCONJ
cblr-12483	116	98	discussed	discuss	VERB
cblr-12483	116	99	legislation	legislation	NOUN
cblr-12483	116	100	that	that	PRON
cblr-12483	116	101	would	would	AUX
cblr-12483	116	102	have	have	AUX
cblr-12483	116	103	covered	cover	VERB
cblr-12483	116	104	these	these	DET
cblr-12483	116	105	financial	financial	ADJ
cblr-12483	116	106	products	product	NOUN
cblr-12483	116	107	,	,	PUNCT
cblr-12483	116	108	but	but	CCONJ
cblr-12483	116	109	the	the	DET
cblr-12483	116	110	bill	bill	NOUN
cblr-12483	116	111	failed	fail	VERB
cblr-12483	116	112	to	to	PART
cblr-12483	116	113	pass.30	pass.30	NOUN
cblr-12483	116	114	a	a	DET
cblr-12483	116	115	few	few	ADJ
cblr-12483	116	116	months	month	NOUN
cblr-12483	116	117	after	after	ADP
cblr-12483	116	118	the	the	DET
cblr-12483	116	119	cfpb	cfpb	NOUN
cblr-12483	116	120	announcement	announcement	NOUN
cblr-12483	116	121	,	,	PUNCT
cblr-12483	116	122	the	the	DET
cblr-12483	116	123	supreme	supreme	PROPN
cblr-12483	116	124	court	court	PROPN
cblr-12483	116	125	handed	hand	VERB
cblr-12483	116	126	down	down	ADP
cblr-12483	116	127	its	its	PRON
cblr-12483	116	128	decision	decision	NOUN
cblr-12483	116	129	in	in	ADP
cblr-12483	116	130	west	west	PROPN
cblr-12483	116	131	virginia	virginia	PROPN
cblr-12483	117	1	v.	v.	ADP
cblr-12483	117	2	epa.31	epa.31	VERB
cblr-12483	117	3	the	the	DET
cblr-12483	117	4	case	case	NOUN
cblr-12483	117	5	involved	involve	VERB
cblr-12483	117	6	the	the	DET
cblr-12483	117	7	epa	epa	PROPN
cblr-12483	117	8	’s	’s	PART
cblr-12483	117	9	regulation	regulation	NOUN
cblr-12483	117	10	of	of	ADP
cblr-12483	117	11	carbon	carbon	NOUN
cblr-12483	117	12	dioxide	dioxide	NOUN
cblr-12483	117	13	emissions	emission	NOUN
cblr-12483	117	14	from	from	ADP
cblr-12483	117	15	existing	exist	VERB
cblr-12483	117	16	fossil	fossil	NOUN
cblr-12483	117	17	fuel	fuel	NOUN
cblr-12483	117	18	sources	source	NOUN
cblr-12483	117	19	,	,	PUNCT
cblr-12483	117	20	but	but	CCONJ
cblr-12483	117	21	the	the	DET
cblr-12483	117	22	court	court	NOUN
cblr-12483	117	23	’s	’s	PART
cblr-12483	117	24	opinion	opinion	NOUN
cblr-12483	117	25	was	be	AUX
cblr-12483	117	26	crafted	craft	VERB
cblr-12483	117	27	to	to	PART
cblr-12483	117	28	apply	apply	VERB
cblr-12483	117	29	more	more	ADJ
cblr-12483	117	30	broadly.32	broadly.32	NOUN
cblr-12483	117	31	it	it	PRON
cblr-12483	117	32	held	hold	VERB
cblr-12483	117	33	that	that	SCONJ
cblr-12483	117	34	administrative	administrative	ADJ
cblr-12483	117	35	agencies	agency	NOUN
cblr-12483	117	36	can	can	AUX
cblr-12483	117	37	not	not	PART
cblr-12483	117	38	address	address	VERB
cblr-12483	117	39	matters	matter	NOUN
cblr-12483	117	40	of	of	ADP
cblr-12483	117	41	great	great	ADJ
cblr-12483	117	42	economic	economic	ADJ
cblr-12483	117	43	or	or	CCONJ
cblr-12483	117	44	political	political	ADJ
cblr-12483	117	45	significance	significance	NOUN
cblr-12483	117	46	unless	unless	SCONJ
cblr-12483	117	47	courts	court	NOUN
cblr-12483	117	48	determine	determine	VERB
cblr-12483	117	49	,	,	PUNCT
cblr-12483	117	50	as	as	ADP
cblr-12483	117	51	a	a	DET
cblr-12483	117	52	matter	matter	NOUN
cblr-12483	117	53	of	of	ADP
cblr-12483	117	54	de	de	X
cblr-12483	117	55	novo	novo	PROPN
cblr-12483	117	56	statutory	statutory	ADJ
cblr-12483	117	57	interpretation	interpretation	NOUN
cblr-12483	117	58	,	,	PUNCT
cblr-12483	117	59	that	that	SCONJ
cblr-12483	117	60	congress	congress	PROPN
cblr-12483	117	61	clearly	clearly	ADV
cblr-12483	117	62	authorized	authorize	VERB
cblr-12483	117	63	the	the	DET
cblr-12483	117	64	27	27	NUM
cblr-12483	117	65	i	i	PRON
cblr-12483	117	66	d.	d.	NOUN
cblr-12483	117	67	at	at	ADP
cblr-12483	117	68	6	6	NUM
cblr-12483	117	69	.	.	SYM
cblr-12483	117	70	28	28	NUM
cblr-12483	117	71	15	15	NUM
cblr-12483	117	72	u.s.c	u.s.c	NOUN
cblr-12483	117	73	.	.	PUNCT
cblr-12483	118	1	§	§	VERB
cblr-12483	118	2	1691	1691	NUM
cblr-12483	118	3	;	;	PUNCT
cblr-12483	118	4	42	42	NUM
cblr-12483	118	5	u.s.c	u.s.c	NOUN
cblr-12483	118	6	.	.	PUNCT
cblr-12483	119	1	§	§	PROPN
cblr-12483	119	2	§	§	PROPN
cblr-12483	119	3	3601	3601	NUM
cblr-12483	119	4	-	-	SYM
cblr-12483	119	5	3619	3619	NUM
cblr-12483	119	6	;	;	PUNCT
cblr-12483	119	7	emily	emily	PROPN
cblr-12483	119	8	flitter	flitter	PROPN
cblr-12483	119	9	,	,	PUNCT
cblr-12483	119	10	senate	senate	PROPN
cblr-12483	119	11	bill	bill	PROPN
cblr-12483	119	12	would	would	AUX
cblr-12483	119	13	outlaw	outlaw	VERB
cblr-12483	119	14	bank	bank	NOUN
cblr-12483	119	15	discrimination	discrimination	NOUN
cblr-12483	119	16	for	for	ADP
cblr-12483	119	17	the	the	DET
cblr-12483	119	18	first	first	ADJ
cblr-12483	119	19	time	time	NOUN
cblr-12483	119	20	,	,	PUNCT
cblr-12483	119	21	n.y	n.y	PROPN
cblr-12483	119	22	.	.	PROPN
cblr-12483	119	23	times	times	PROPN
cblr-12483	119	24	(	(	PUNCT
cblr-12483	119	25	oct	oct	PROPN
cblr-12483	119	26	.	.	PROPN
cblr-12483	119	27	21	21	NUM
cblr-12483	119	28	,	,	PUNCT
cblr-12483	119	29	2020	2020	NUM
cblr-12483	119	30	)	)	PUNCT
cblr-12483	119	31	,	,	PUNCT
cblr-12483	119	32	https://www.nytimes.com/2020/10/21/business/democrats-bill-banking-discrimination.html	https://www.nytimes.com/2020/10/21/business/democrats-bill-banking-discrimination.html	PROPN
cblr-12483	120	1	[	[	X
cblr-12483	120	2	https://perma.cc/9s7c-ewvk	https://perma.cc/9s7c-ewvk	NOUN
cblr-12483	120	3	]	]	PUNCT
cblr-12483	120	4	;	;	PUNCT
cblr-12483	120	5	hayes	hayes	PROPN
cblr-12483	120	6	&	&	CCONJ
cblr-12483	120	7	schellenberg	schellenberg	PROPN
cblr-12483	120	8	,	,	PUNCT
cblr-12483	120	9	supra	supra	PROPN
cblr-12483	120	10	note	note	NOUN
cblr-12483	120	11	23	23	NUM
cblr-12483	120	12	,	,	PUNCT
cblr-12483	120	13	at	at	ADP
cblr-12483	120	14	10–11	10–11	NUM
cblr-12483	120	15	(	(	PUNCT
cblr-12483	120	16	discussing	discuss	VERB
cblr-12483	120	17	the	the	DET
cblr-12483	120	18	statutory	statutory	ADJ
cblr-12483	120	19	gap	gap	NOUN
cblr-12483	120	20	in	in	ADP
cblr-12483	120	21	banning	ban	VERB
cblr-12483	120	22	discrimination	discrimination	NOUN
cblr-12483	120	23	in	in	ADP
cblr-12483	120	24	non	non	ADJ
cblr-12483	120	25	-	-	ADJ
cblr-12483	120	26	credit	credit	ADJ
cblr-12483	120	27	financial	financial	ADJ
cblr-12483	120	28	products	product	NOUN
cblr-12483	120	29	)	)	PUNCT
cblr-12483	120	30	.	.	PUNCT
cblr-12483	121	1	29	29	NUM
cblr-12483	121	2	press	press	NOUN
cblr-12483	121	3	release	release	NOUN
cblr-12483	121	4	,	,	PUNCT
cblr-12483	121	5	sherrod	sherrod	NOUN
cblr-12483	121	6	brown	brown	PROPN
cblr-12483	121	7	,	,	PUNCT
cblr-12483	121	8	senator	senator	PROPN
cblr-12483	121	9	,	,	PUNCT
cblr-12483	121	10	u.s	u.s	PROPN
cblr-12483	121	11	.	.	PROPN
cblr-12483	121	12	senate	senate	PROPN
cblr-12483	121	13	,	,	PUNCT
cblr-12483	121	14	we	we	PRON
cblr-12483	121	15	must	must	AUX
cblr-12483	121	16	end	end	VERB
cblr-12483	121	17	discrimination	discrimination	NOUN
cblr-12483	121	18	in	in	ADP
cblr-12483	121	19	banking	banking	NOUN
cblr-12483	121	20	(	(	PUNCT
cblr-12483	121	21	dec	dec	PROPN
cblr-12483	121	22	.	.	PROPN
cblr-12483	121	23	1	1	NUM
cblr-12483	121	24	,	,	PUNCT
cblr-12483	121	25	2022	2022	NUM
cblr-12483	121	26	)	)	PUNCT
cblr-12483	121	27	,	,	PUNCT
cblr-12483	121	28	https://www.banking.senate.gov/newsroom/majority/brown-end-discrimination-banking	https://www.banking.senate.gov/newsroom/majority/brown-end-discrimination-banke	VERB
cblr-12483	121	29	[	[	X
cblr-12483	121	30	https://perma.cc/5w83-ajac	https://perma.cc/5w83-ajac	NOUN
cblr-12483	121	31	]	]	PUNCT
cblr-12483	121	32	;	;	PUNCT
cblr-12483	121	33	flitter	flitter	NOUN
cblr-12483	121	34	,	,	PUNCT
cblr-12483	121	35	supra	supra	PROPN
cblr-12483	121	36	note	note	NOUN
cblr-12483	121	37	28	28	NUM
cblr-12483	121	38	.	.	SYM
cblr-12483	121	39	30	30	NUM
cblr-12483	121	40	press	press	NOUN
cblr-12483	121	41	release	release	NOUN
cblr-12483	121	42	,	,	PUNCT
cblr-12483	121	43	sherrod	sherrod	NOUN
cblr-12483	121	44	brown	brown	PROPN
cblr-12483	121	45	,	,	PUNCT
cblr-12483	121	46	senator	senator	PROPN
cblr-12483	121	47	,	,	PUNCT
cblr-12483	121	48	u.s	u.s	PROPN
cblr-12483	121	49	.	.	PROPN
cblr-12483	121	50	senate	senate	PROPN
cblr-12483	121	51	,	,	PUNCT
cblr-12483	121	52	we	we	PRON
cblr-12483	121	53	must	must	AUX
cblr-12483	121	54	end	end	VERB
cblr-12483	121	55	discrimination	discrimination	NOUN
cblr-12483	121	56	in	in	ADP
cblr-12483	121	57	banking	banking	NOUN
cblr-12483	121	58	(	(	PUNCT
cblr-12483	121	59	dec	dec	PROPN
cblr-12483	121	60	.	.	PROPN
cblr-12483	121	61	1	1	NUM
cblr-12483	121	62	,	,	PUNCT
cblr-12483	121	63	2022	2022	NUM
cblr-12483	121	64	)	)	PUNCT
cblr-12483	121	65	,	,	PUNCT
cblr-12483	121	66	https://www.banking.senate.gov/newsroom/majority/brown-end-discrimination-banking	https://www.banking.senate.gov/newsroom/majority/brown-end-discrimination-banke	VERB
cblr-12483	121	67	[	[	X
cblr-12483	121	68	https://perma.cc/5w83-ajac	https://perma.cc/5w83-ajac	X
cblr-12483	121	69	]	]	X
cblr-12483	121	70	31	31	NUM
cblr-12483	121	71	west	west	PROPN
cblr-12483	121	72	virginia	virginia	PROPN
cblr-12483	121	73	v.	v.	PROPN
cblr-12483	121	74	epa	epa	PROPN
cblr-12483	121	75	,	,	PUNCT
cblr-12483	121	76	597	597	NUM
cblr-12483	121	77	u.s	u.s	PROPN
cblr-12483	121	78	.	.	PROPN
cblr-12483	121	79	697	697	NUM
cblr-12483	121	80	(	(	PUNCT
cblr-12483	121	81	2022	2022	NUM
cblr-12483	121	82	)	)	PUNCT
cblr-12483	121	83	.	.	PUNCT
cblr-12483	122	1	32	32	NUM
cblr-12483	122	2	see	see	VERB
cblr-12483	122	3	i	i	PRON
cblr-12483	122	4	d.	d.	PROPN
cblr-12483	122	5	at	at	ADP
cblr-12483	122	6	766	766	NUM
cblr-12483	122	7	(	(	PUNCT
cblr-12483	122	8	kagan	kagan	PROPN
cblr-12483	122	9	.	.	PUNCT
cblr-12483	123	1	j.	j.	PROPN
cblr-12483	123	2	,	,	PUNCT
cblr-12483	123	3	dissenting	dissent	VERB
cblr-12483	123	4	)	)	PUNCT
cblr-12483	123	5	(	(	PUNCT
cblr-12483	123	6	“	"	PUNCT
cblr-12483	123	7	[	[	X
cblr-12483	123	8	the	the	DET
cblr-12483	123	9	majority	majority	NOUN
cblr-12483	123	10	]	]	PUNCT
cblr-12483	123	11	announces	announce	VERB
cblr-12483	123	12	the	the	DET
cblr-12483	123	13	arrival	arrival	NOUN
cblr-12483	123	14	of	of	ADP
cblr-12483	123	15	the	the	DET
cblr-12483	123	16	“	"	PUNCT
cblr-12483	123	17	major	major	ADJ
cblr-12483	123	18	questions	question	NOUN
cblr-12483	123	19	doctrine	doctrine	NOUN
cblr-12483	123	20	,	,	PUNCT
cblr-12483	123	21	”	"	PUNCT
cblr-12483	123	22	which	which	PRON
cblr-12483	123	23	replaces	replace	VERB
cblr-12483	123	24	normal	normal	ADJ
cblr-12483	123	25	text	text	NOUN
cblr-12483	123	26	-	-	PUNCT
cblr-12483	123	27	in	in	ADP
cblr-12483	123	28	-	-	PUNCT
cblr-12483	123	29	context	context	NOUN
cblr-12483	123	30	statutory	statutory	ADJ
cblr-12483	123	31	interpretation	interpretation	NOUN
cblr-12483	123	32	.	.	PUNCT
cblr-12483	123	33	.	.	PUNCT
cblr-12483	123	34	.	.	PUNCT
cblr-12483	124	1	”	"	PUNCT
cblr-12483	124	2	)	)	PUNCT
cblr-12483	124	3	.	.	PUNCT
cblr-12483	125	1	no	no	INTJ
cblr-12483	125	2	.	.	NOUN
cblr-12483	126	1	2	2	X
cblr-12483	126	2	]	]	PUNCT
cblr-12483	126	3	my	my	PRON
cblr-12483	126	4	unfair	unfair	ADJ
cblr-12483	126	5	lady	lady	NOUN
cblr-12483	126	6	945	945	NUM
cblr-12483	126	7	agency	agency	NOUN
cblr-12483	126	8	to	to	PART
cblr-12483	126	9	do	do	AUX
cblr-12483	126	10	so.33	so.33	NOUN
cblr-12483	126	11	accordingly	accordingly	ADV
cblr-12483	126	12	,	,	PUNCT
cblr-12483	126	13	on	on	ADP
cblr-12483	126	14	covered	covered	ADJ
cblr-12483	126	15	issues	issue	NOUN
cblr-12483	126	16	,	,	PUNCT
cblr-12483	126	17	federal	federal	ADJ
cblr-12483	126	18	courts	court	NOUN
cblr-12483	126	19	will	will	AUX
cblr-12483	126	20	strike	strike	VERB
cblr-12483	126	21	down	down	ADP
cblr-12483	126	22	agency	agency	NOUN
cblr-12483	126	23	action	action	NOUN
cblr-12483	126	24	as	as	ADP
cblr-12483	126	25	unlawful	unlawful	ADJ
cblr-12483	126	26	even	even	ADV
cblr-12483	126	27	when	when	SCONJ
cblr-12483	126	28	the	the	DET
cblr-12483	126	29	relevant	relevant	ADJ
cblr-12483	126	30	statute	statute	NOUN
cblr-12483	126	31	is	be	AUX
cblr-12483	126	32	ambiguous	ambiguous	ADJ
cblr-12483	126	33	and	and	CCONJ
cblr-12483	126	34	the	the	DET
cblr-12483	126	35	agency	agency	NOUN
cblr-12483	126	36	’s	’s	PART
cblr-12483	126	37	interpretation	interpretation	NOUN
cblr-12483	126	38	of	of	ADP
cblr-12483	126	39	the	the	DET
cblr-12483	126	40	statute	statute	NOUN
cblr-12483	126	41	is	be	AUX
cblr-12483	126	42	reasonable.34	reasonable.34	NOUN
cblr-12483	126	43	depending	depend	VERB
cblr-12483	126	44	on	on	ADP
cblr-12483	126	45	the	the	DET
cblr-12483	126	46	scope	scope	NOUN
cblr-12483	126	47	of	of	ADP
cblr-12483	126	48	the	the	DET
cblr-12483	126	49	doctrine	doctrine	NOUN
cblr-12483	126	50	,	,	PUNCT
cblr-12483	126	51	even	even	ADV
cblr-12483	126	52	more	more	ADJ
cblr-12483	126	53	than	than	ADP
cblr-12483	126	54	a	a	DET
cblr-12483	126	55	“	"	PUNCT
cblr-12483	126	56	best	good	ADJ
cblr-12483	126	57	reading	reading	NOUN
cblr-12483	126	58	”	"	PUNCT
cblr-12483	126	59	of	of	ADP
cblr-12483	126	60	a	a	DET
cblr-12483	126	61	statute	statute	NOUN
cblr-12483	126	62	may	may	AUX
cblr-12483	126	63	be	be	AUX
cblr-12483	126	64	required	require	VERB
cblr-12483	126	65	to	to	PART
cblr-12483	126	66	“	"	PUNCT
cblr-12483	126	67	clearly	clearly	ADV
cblr-12483	126	68	authorize	authorize	VERB
cblr-12483	126	69	”	"	PUNCT
cblr-12483	126	70	a	a	DET
cblr-12483	126	71	significant	significant	ADJ
cblr-12483	126	72	agency	agency	NOUN
cblr-12483	126	73	action.35	action.35	NOUN
cblr-12483	126	74	this	this	PRON
cblr-12483	126	75	represents	represent	VERB
cblr-12483	126	76	a	a	DET
cblr-12483	126	77	major	major	ADJ
cblr-12483	126	78	break	break	NOUN
cblr-12483	126	79	from	from	ADP
cblr-12483	126	80	the	the	DET
cblr-12483	126	81	normal	normal	ADJ
cblr-12483	126	82	judicial	judicial	ADJ
cblr-12483	126	83	deference	deference	NOUN
cblr-12483	126	84	to	to	ADP
cblr-12483	126	85	administrative	administrative	ADJ
cblr-12483	126	86	agency	agency	NOUN
cblr-12483	126	87	rulemaking.36	rulemaking.36	NOUN
cblr-12483	126	88	federal	federal	ADJ
cblr-12483	126	89	courts	court	NOUN
cblr-12483	126	90	have	have	AUX
cblr-12483	126	91	begun	begin	VERB
cblr-12483	126	92	striking	strike	VERB
cblr-12483	126	93	down	down	ADP
cblr-12483	126	94	various	various	ADJ
cblr-12483	126	95	agency	agency	NOUN
cblr-12483	126	96	actions	action	NOUN
cblr-12483	126	97	using	use	VERB
cblr-12483	126	98	this	this	DET
cblr-12483	126	99	newly	newly	ADV
cblr-12483	126	100	articulated	articulate	VERB
cblr-12483	126	101	major	major	ADJ
cblr-12483	126	102	questions	question	NOUN
cblr-12483	126	103	doctrine.37	doctrine.37	VERB
cblr-12483	126	104	in	in	ADP
cblr-12483	126	105	west	west	PROPN
cblr-12483	126	106	virginia	virginia	PROPN
cblr-12483	126	107	v.	v.	PROPN
cblr-12483	126	108	epa	epa	PROPN
cblr-12483	126	109	,	,	PUNCT
cblr-12483	126	110	the	the	DET
cblr-12483	126	111	court	court	NOUN
cblr-12483	126	112	relied	rely	VERB
cblr-12483	126	113	on	on	ADP
cblr-12483	126	114	several	several	ADJ
cblr-12483	126	115	factors	factor	NOUN
cblr-12483	126	116	to	to	PART
cblr-12483	126	117	determine	determine	VERB
cblr-12483	126	118	when	when	SCONJ
cblr-12483	126	119	an	an	DET
cblr-12483	126	120	agency	agency	NOUN
cblr-12483	126	121	’s	’s	PART
cblr-12483	126	122	action	action	NOUN
cblr-12483	126	123	addresses	address	VERB
cblr-12483	126	124	a	a	DET
cblr-12483	126	125	major	major	ADJ
cblr-12483	126	126	question	question	NOUN
cblr-12483	126	127	,	,	PUNCT
cblr-12483	126	128	including	include	VERB
cblr-12483	126	129	:	:	PUNCT
cblr-12483	126	130	(	(	PUNCT
cblr-12483	126	131	1	1	X
cblr-12483	126	132	)	)	PUNCT
cblr-12483	126	133	the	the	DET
cblr-12483	126	134	economic	economic	ADJ
cblr-12483	126	135	significance	significance	NOUN
cblr-12483	126	136	of	of	ADP
cblr-12483	126	137	the	the	DET
cblr-12483	126	138	decision	decision	NOUN
cblr-12483	126	139	,	,	PUNCT
cblr-12483	126	140	(	(	PUNCT
cblr-12483	126	141	2	2	X
cblr-12483	126	142	)	)	PUNCT
cblr-12483	126	143	the	the	DET
cblr-12483	126	144	political	political	ADJ
cblr-12483	126	145	significance	significance	NOUN
cblr-12483	126	146	of	of	ADP
cblr-12483	126	147	the	the	DET
cblr-12483	126	148	decision	decision	NOUN
cblr-12483	126	149	,	,	PUNCT
cblr-12483	126	150	(	(	PUNCT
cblr-12483	126	151	3	3	X
cblr-12483	126	152	)	)	PUNCT
cblr-12483	126	153	whether	whether	SCONJ
cblr-12483	126	154	the	the	DET
cblr-12483	126	155	source	source	NOUN
cblr-12483	126	156	of	of	ADP
cblr-12483	126	157	the	the	DET
cblr-12483	126	158	agency	agency	NOUN
cblr-12483	126	159	’s	’s	PART
cblr-12483	126	160	authority	authority	NOUN
cblr-12483	126	161	appears	appear	VERB
cblr-12483	126	162	in	in	ADP
cblr-12483	126	163	an	an	DET
cblr-12483	126	164	“	"	PUNCT
cblr-12483	126	165	ancillary	ancillary	ADJ
cblr-12483	126	166	”	"	PUNCT
cblr-12483	126	167	statutory	statutory	ADJ
cblr-12483	126	168	provision	provision	NOUN
cblr-12483	126	169	,	,	PUNCT
cblr-12483	126	170	(	(	PUNCT
cblr-12483	126	171	4	4	X
cblr-12483	126	172	)	)	PUNCT
cblr-12483	126	173	whether	whether	SCONJ
cblr-12483	126	174	congress	congress	PROPN
cblr-12483	126	175	has	have	AUX
cblr-12483	126	176	“	"	PUNCT
cblr-12483	126	177	conspicuous[ly	conspicuous[ly	VERB
cblr-12483	126	178	]	]	PUNCT
cblr-12483	126	179	”	"	PUNCT
cblr-12483	126	180	refused	refuse	VERB
cblr-12483	126	181	to	to	PART
cblr-12483	126	182	act	act	VERB
cblr-12483	126	183	on	on	ADP
cblr-12483	126	184	the	the	DET
cblr-12483	126	185	relevant	relevant	ADJ
cblr-12483	126	186	issue	issue	NOUN
cblr-12483	126	187	through	through	ADP
cblr-12483	126	188	legislation	legislation	NOUN
cblr-12483	126	189	,	,	PUNCT
cblr-12483	126	190	(	(	PUNCT
cblr-12483	126	191	5	5	X
cblr-12483	126	192	)	)	PUNCT
cblr-12483	126	193	the	the	DET
cblr-12483	126	194	agency	agency	NOUN
cblr-12483	126	195	’s	’s	PART
cblr-12483	126	196	prior	prior	ADJ
cblr-12483	126	197	practice	practice	NOUN
cblr-12483	126	198	,	,	PUNCT
cblr-12483	126	199	(	(	PUNCT
cblr-12483	126	200	6	6	NUM
cblr-12483	126	201	)	)	PUNCT
cblr-12483	126	202	and	and	CCONJ
cblr-12483	126	203	the	the	DET
cblr-12483	126	204	agency	agency	NOUN
cblr-12483	126	205	’s	’s	PART
cblr-12483	126	206	expertise	expertise	NOUN
cblr-12483	126	207	or	or	CCONJ
cblr-12483	126	208	lack	lack	VERB
cblr-12483	126	209	thereof	thereof	ADV
cblr-12483	126	210	in	in	ADP
cblr-12483	126	211	tackling	tackle	VERB
cblr-12483	126	212	the	the	DET
cblr-12483	126	213	problem.38	problem.38	NOUN
cblr-12483	126	214	several	several	ADJ
cblr-12483	126	215	of	of	ADP
cblr-12483	126	216	these	these	DET
cblr-12483	126	217	factors	factor	NOUN
cblr-12483	126	218	implicate	implicate	VERB
cblr-12483	126	219	the	the	DET
cblr-12483	126	220	cfpb	cfpb	NOUN
cblr-12483	126	221	’s	’s	PART
cblr-12483	126	222	ability	ability	NOUN
cblr-12483	126	223	to	to	PART
cblr-12483	126	224	pursue	pursue	VERB
cblr-12483	126	225	discriminatory	discriminatory	ADJ
cblr-12483	126	226	practices	practice	NOUN
cblr-12483	126	227	,	,	PUNCT
cblr-12483	126	228	33	33	NUM
cblr-12483	126	229	see	see	VERB
cblr-12483	126	230	i	i	PRON
cblr-12483	126	231	d.	d.	PROPN
cblr-12483	126	232	at	at	ADP
cblr-12483	126	233	724	724	NUM
cblr-12483	126	234	(	(	PUNCT
cblr-12483	126	235	“	"	PUNCT
cblr-12483	126	236	[	[	X
cblr-12483	126	237	a	a	X
cblr-12483	126	238	]	]	X
cblr-12483	126	239	requirement	requirement	NOUN
cblr-12483	126	240	of	of	ADP
cblr-12483	126	241	‘	'	PUNCT
cblr-12483	126	242	clear	clear	ADJ
cblr-12483	126	243	congressional	congressional	ADJ
cblr-12483	126	244	authorization	authorization	NOUN
cblr-12483	126	245	’	'	PUNCT
cblr-12483	126	246	.	.	PUNCT
cblr-12483	126	247	.	.	PUNCT
cblr-12483	127	1	.	.	PUNCT
cblr-12483	128	1	confirms	confirm	VERB
cblr-12483	128	2	that	that	SCONJ
cblr-12483	128	3	the	the	DET
cblr-12483	128	4	approach	approach	NOUN
cblr-12483	128	5	under	under	ADP
cblr-12483	128	6	the	the	DET
cblr-12483	128	7	major	major	ADJ
cblr-12483	128	8	questions	question	NOUN
cblr-12483	128	9	doctrine	doctrine	NOUN
cblr-12483	128	10	is	be	AUX
cblr-12483	128	11	distinct	distinct	ADJ
cblr-12483	128	12	.	.	PUNCT
cblr-12483	128	13	”	"	PUNCT
cblr-12483	128	14	)	)	PUNCT
cblr-12483	129	1	(	(	PUNCT
cblr-12483	129	2	citation	citation	NOUN
cblr-12483	129	3	omitted	omit	VERB
cblr-12483	129	4	)	)	PUNCT
cblr-12483	129	5	.	.	PUNCT
cblr-12483	130	1	34	34	NUM
cblr-12483	131	1	i	i	PRON
cblr-12483	131	2	d.	d.	PROPN
cblr-12483	131	3	35	35	NUM
cblr-12483	131	4	mila	mila	NOUN
cblr-12483	131	5	sohoni	sohoni	ADV
cblr-12483	131	6	,	,	PUNCT
cblr-12483	131	7	the	the	DET
cblr-12483	131	8	major	major	ADJ
cblr-12483	131	9	questions	question	NOUN
cblr-12483	131	10	quartet	quartet	NOUN
cblr-12483	131	11	,	,	PUNCT
cblr-12483	131	12	136	136	NUM
cblr-12483	131	13	harv	harv	NOUN
cblr-12483	131	14	.	.	PUNCT
cblr-12483	132	1	l.	l.	PROPN
cblr-12483	132	2	rev	rev	VERB
cblr-12483	132	3	262	262	NUM
cblr-12483	132	4	(	(	PUNCT
cblr-12483	132	5	2022	2022	NUM
cblr-12483	132	6	)	)	PUNCT
cblr-12483	132	7	;	;	PUNCT
cblr-12483	132	8	daniel	daniel	PROPN
cblr-12483	132	9	t.	t.	PROPN
cblr-12483	132	10	deacon	deacon	PROPN
cblr-12483	132	11	&	&	CCONJ
cblr-12483	132	12	leah	leah	PROPN
cblr-12483	132	13	m.	m.	PROPN
cblr-12483	132	14	litman	litman	PROPN
cblr-12483	132	15	,	,	PUNCT
cblr-12483	132	16	the	the	DET
cblr-12483	132	17	new	new	ADJ
cblr-12483	132	18	§	§	ADJ
cblr-12483	132	19	major	major	ADJ
cblr-12483	132	20	questions	question	NOUN
cblr-12483	132	21	doctrine	doctrine	NOUN
cblr-12483	132	22	,	,	PUNCT
cblr-12483	132	23	109	109	NUM
cblr-12483	132	24	va	va	NOUN
cblr-12483	132	25	.	.	PUNCT
cblr-12483	133	1	l.	l.	PROPN
cblr-12483	133	2	rev	rev	PROPN
cblr-12483	133	3	.	.	PROPN
cblr-12483	133	4	1009	1009	NUM
cblr-12483	133	5	(	(	PUNCT
cblr-12483	133	6	2023	2023	NUM
cblr-12483	133	7	)	)	PUNCT
cblr-12483	133	8	.	.	PUNCT
cblr-12483	134	1	36	36	NUM
cblr-12483	134	2	epa	epa	PROPN
cblr-12483	134	3	v.	v.	CCONJ
cblr-12483	134	4	eme	eme	PROPN
cblr-12483	134	5	homer	homer	NOUN
cblr-12483	134	6	city	city	NOUN
cblr-12483	134	7	generation	generation	NOUN
cblr-12483	134	8	,	,	PUNCT
cblr-12483	134	9	l.p	l.p	PROPN
cblr-12483	134	10	.	.	PROPN
cblr-12483	134	11	,	,	PUNCT
cblr-12483	134	12	572	572	NUM
cblr-12483	134	13	u.s	u.s	PROPN
cblr-12483	134	14	.	.	PROPN
cblr-12483	134	15	489	489	NUM
cblr-12483	134	16	,	,	PUNCT
cblr-12483	134	17	512	512	NUM
cblr-12483	134	18	(	(	PUNCT
cblr-12483	134	19	2014	2014	NUM
cblr-12483	134	20	)	)	PUNCT
cblr-12483	134	21	(	(	PUNCT
cblr-12483	134	22	“	"	PUNCT
cblr-12483	134	23	we	we	PRON
cblr-12483	134	24	routinely	routinely	ADV
cblr-12483	134	25	accord	accord	VERB
cblr-12483	134	26	dispositive	dispositive	ADJ
cblr-12483	134	27	effect	effect	NOUN
cblr-12483	134	28	to	to	ADP
cblr-12483	134	29	an	an	DET
cblr-12483	134	30	agency	agency	NOUN
cblr-12483	134	31	’s	’s	PART
cblr-12483	134	32	reasonable	reasonable	ADJ
cblr-12483	134	33	interpretation	interpretation	NOUN
cblr-12483	134	34	of	of	ADP
cblr-12483	134	35	ambiguous	ambiguous	ADJ
cblr-12483	134	36	statutory	statutory	ADJ
cblr-12483	134	37	language	language	NOUN
cblr-12483	134	38	.	.	PUNCT
cblr-12483	134	39	”	"	PUNCT
cblr-12483	134	40	)	)	PUNCT
cblr-12483	135	1	(	(	PUNCT
cblr-12483	135	2	citing	cite	VERB
cblr-12483	135	3	chevron	chevron	NOUN
cblr-12483	135	4	,	,	PUNCT
cblr-12483	135	5	u.s.a	u.s.a	PROPN
cblr-12483	135	6	.	.	PROPN
cblr-12483	135	7	,	,	PUNCT
cblr-12483	135	8	inc	inc	PROPN
cblr-12483	135	9	.	.	PROPN
cblr-12483	136	1	v.	v.	PROPN
cblr-12483	136	2	nat	nat	PROPN
cblr-12483	136	3	.	.	PUNCT
cblr-12483	137	1	res	re	NOUN
cblr-12483	137	2	.	.	PUNCT
cblr-12483	138	1	def	def	PROPN
cblr-12483	138	2	.	.	PROPN
cblr-12483	138	3	council	council	PROPN
cblr-12483	138	4	,	,	PUNCT
cblr-12483	138	5	inc	inc	PROPN
cblr-12483	138	6	.	.	PROPN
cblr-12483	138	7	,	,	PUNCT
cblr-12483	138	8	467	467	NUM
cblr-12483	138	9	u.s	u.s	PROPN
cblr-12483	138	10	.	.	PROPN
cblr-12483	138	11	837	837	NUM
cblr-12483	138	12	(	(	PUNCT
cblr-12483	138	13	1984	1984	NUM
cblr-12483	138	14	)	)	PUNCT
cblr-12483	138	15	)	)	PUNCT
cblr-12483	138	16	;	;	PUNCT
cblr-12483	138	17	thomas	thomas	PROPN
cblr-12483	138	18	w.	w.	PROPN
cblr-12483	138	19	merrill	merrill	PROPN
cblr-12483	138	20	,	,	PUNCT
cblr-12483	138	21	the	the	DET
cblr-12483	138	22	chevron	chevron	NOUN
cblr-12483	138	23	doctrine	doctrine	NOUN
cblr-12483	138	24	99	99	NUM
cblr-12483	138	25	(	(	PUNCT
cblr-12483	138	26	2022	2022	NUM
cblr-12483	138	27	)	)	PUNCT
cblr-12483	138	28	.	.	PUNCT
cblr-12483	139	1	37	37	NUM
cblr-12483	139	2	georgia	georgia	PROPN
cblr-12483	139	3	v.	v.	CCONJ
cblr-12483	139	4	president	president	NOUN
cblr-12483	139	5	of	of	ADP
cblr-12483	139	6	the	the	DET
cblr-12483	139	7	united	united	PROPN
cblr-12483	139	8	states	states	PROPN
cblr-12483	139	9	,	,	PUNCT
cblr-12483	139	10	46	46	NUM
cblr-12483	139	11	f.4th	f.4th	PROPN
cblr-12483	139	12	1283	1283	NUM
cblr-12483	139	13	(	(	PUNCT
cblr-12483	139	14	11th	11th	ADJ
cblr-12483	139	15	cir	cir	NOUN
cblr-12483	139	16	.	.	PUNCT
cblr-12483	139	17	2022	2022	NUM
cblr-12483	139	18	)	)	PUNCT
cblr-12483	139	19	(	(	PUNCT
cblr-12483	139	20	holding	hold	VERB
cblr-12483	139	21	the	the	DET
cblr-12483	139	22	president	president	NOUN
cblr-12483	139	23	lacked	lack	VERB
cblr-12483	139	24	the	the	DET
cblr-12483	139	25	ability	ability	NOUN
cblr-12483	139	26	to	to	PART
cblr-12483	139	27	impose	impose	VERB
cblr-12483	139	28	a	a	DET
cblr-12483	139	29	vaccine	vaccine	NOUN
cblr-12483	139	30	mandate	mandate	NOUN
cblr-12483	139	31	on	on	ADP
cblr-12483	139	32	federal	federal	ADJ
cblr-12483	139	33	contractors	contractor	NOUN
cblr-12483	139	34	citing	cite	VERB
cblr-12483	139	35	west	west	PROPN
cblr-12483	139	36	virginia	virginia	PROPN
cblr-12483	139	37	)	)	PUNCT
cblr-12483	139	38	;	;	PUNCT
cblr-12483	139	39	brown	brown	PROPN
cblr-12483	139	40	v.	v.	ADP
cblr-12483	139	41	u.s	u.s	PROPN
cblr-12483	139	42	.	.	PROPN
cblr-12483	139	43	dep’t	dep’t	NOUN
cblr-12483	139	44	of	of	ADP
cblr-12483	139	45	educ	educ	PROPN
cblr-12483	139	46	.	.	PUNCT
cblr-12483	140	1	,	,	PUNCT
cblr-12483	140	2	640	640	NUM
cblr-12483	140	3	f.	f.	PROPN
cblr-12483	140	4	supp	supp	PROPN
cblr-12483	140	5	.	.	PUNCT
cblr-12483	141	1	3d	3d	NOUN
cblr-12483	141	2	644	644	NUM
cblr-12483	141	3	(	(	PUNCT
cblr-12483	141	4	n.d	n.d	PROPN
cblr-12483	141	5	.	.	PROPN
cblr-12483	141	6	tex	tex	PROPN
cblr-12483	141	7	.	.	PROPN
cblr-12483	141	8	2022	2022	NUM
cblr-12483	141	9	)	)	PUNCT
cblr-12483	141	10	(	(	PUNCT
cblr-12483	141	11	holding	hold	VERB
cblr-12483	141	12	unlawful	unlawful	ADJ
cblr-12483	141	13	biden	biden	PROPN
cblr-12483	141	14	’s	’s	PART
cblr-12483	141	15	student	student	PROPN
cblr-12483	141	16	loan	loan	PROPN
cblr-12483	141	17	forgiveness	forgiveness	NOUN
cblr-12483	141	18	program	program	NOUN
cblr-12483	141	19	a	a	DET
cblr-12483	141	20	major	major	ADJ
cblr-12483	141	21	question	question	NOUN
cblr-12483	141	22	without	without	ADP
cblr-12483	141	23	clear	clear	ADJ
cblr-12483	141	24	statutory	statutory	ADJ
cblr-12483	141	25	authorization	authorization	NOUN
cblr-12483	141	26	)	)	PUNCT
cblr-12483	141	27	,	,	PUNCT
cblr-12483	141	28	vacated	vacate	VERB
cblr-12483	141	29	and	and	CCONJ
cblr-12483	141	30	remanded	remand	VERB
cblr-12483	141	31	,	,	PUNCT
cblr-12483	141	32	600	600	NUM
cblr-12483	141	33	u.s	u.s	PROPN
cblr-12483	141	34	.	.	PROPN
cblr-12483	141	35	551	551	NUM
cblr-12483	141	36	(	(	PUNCT
cblr-12483	141	37	2023	2023	NUM
cblr-12483	141	38	)	)	PUNCT
cblr-12483	141	39	.	.	PUNCT
cblr-12483	142	1	38	38	NUM
cblr-12483	142	2	west	west	PROPN
cblr-12483	142	3	virginia	virginia	PROPN
cblr-12483	142	4	v.	v.	PROPN
cblr-12483	142	5	epa	epa	PROPN
cblr-12483	142	6	,	,	PUNCT
cblr-12483	142	7	597	597	NUM
cblr-12483	142	8	u.s	u.s	PROPN
cblr-12483	142	9	.	.	PROPN
cblr-12483	142	10	at	at	ADP
cblr-12483	142	11	724–28	724–28	PROPN
cblr-12483	142	12	.	.	PUNCT
cblr-12483	142	13	946	946	NUM
cblr-12483	142	14	columbia	columbia	PROPN
cblr-12483	142	15	business	business	NOUN
cblr-12483	142	16	law	law	PROPN
cblr-12483	142	17	review	review	NOUN
cblr-12483	142	18	[	[	X
cblr-12483	142	19	vol	vol	NOUN
cblr-12483	142	20	.	.	PUNCT
cblr-12483	142	21	2023	2023	NUM
cblr-12483	142	22	and	and	CCONJ
cblr-12483	142	23	the	the	DET
cblr-12483	142	24	complaint	complaint	NOUN
cblr-12483	142	25	against	against	ADP
cblr-12483	142	26	the	the	DET
cblr-12483	142	27	cfpb	cfpb	NOUN
cblr-12483	142	28	cites	cite	VERB
cblr-12483	142	29	the	the	DET
cblr-12483	142	30	west	west	PROPN
cblr-12483	142	31	virginia	virginia	PROPN
cblr-12483	142	32	case.39	case.39	VERB
cblr-12483	142	33	the	the	DET
cblr-12483	142	34	court	court	NOUN
cblr-12483	142	35	’s	’s	PART
cblr-12483	142	36	guidance	guidance	NOUN
cblr-12483	142	37	on	on	ADP
cblr-12483	142	38	what	what	PRON
cblr-12483	142	39	constitutes	constitute	VERB
cblr-12483	142	40	sufficiently	sufficiently	ADV
cblr-12483	142	41	clear	clear	ADJ
cblr-12483	142	42	statutory	statutory	ADJ
cblr-12483	142	43	authorization	authorization	NOUN
cblr-12483	142	44	that	that	PRON
cblr-12483	142	45	would	would	AUX
cblr-12483	142	46	overcome	overcome	VERB
cblr-12483	142	47	the	the	DET
cblr-12483	142	48	court	court	NOUN
cblr-12483	142	49	’s	’s	PART
cblr-12483	142	50	“	"	PUNCT
cblr-12483	142	51	skepticism	skepticism	NOUN
cblr-12483	142	52	”	"	PUNCT
cblr-12483	142	53	of	of	ADP
cblr-12483	142	54	an	an	DET
cblr-12483	142	55	expansion	expansion	NOUN
cblr-12483	142	56	of	of	ADP
cblr-12483	142	57	power	power	NOUN
cblr-12483	142	58	under	under	ADP
cblr-12483	142	59	the	the	DET
cblr-12483	142	60	major	major	ADJ
cblr-12483	142	61	questions	question	NOUN
cblr-12483	142	62	doctrine	doctrine	NOUN
cblr-12483	142	63	is	be	AUX
cblr-12483	142	64	more	more	ADJ
cblr-12483	142	65	limited.40	limited.40	PROPN
cblr-12483	142	66	the	the	DET
cblr-12483	142	67	majority	majority	NOUN
cblr-12483	142	68	’s	’s	PART
cblr-12483	142	69	analysis	analysis	NOUN
cblr-12483	142	70	focused	focus	VERB
cblr-12483	142	71	on	on	ADP
cblr-12483	142	72	the	the	DET
cblr-12483	142	73	text	text	NOUN
cblr-12483	142	74	of	of	ADP
cblr-12483	142	75	the	the	DET
cblr-12483	142	76	clean	clean	PROPN
cblr-12483	142	77	air	air	PROPN
cblr-12483	142	78	act	act	PROPN
cblr-12483	142	79	,	,	PUNCT
cblr-12483	142	80	concluding	conclude	VERB
cblr-12483	142	81	that	that	SCONJ
cblr-12483	142	82	it	it	PRON
cblr-12483	142	83	did	do	AUX
cblr-12483	142	84	not	not	PART
cblr-12483	142	85	clearly	clearly	ADV
cblr-12483	142	86	authorize	authorize	VERB
cblr-12483	142	87	the	the	DET
cblr-12483	142	88	agency	agency	NOUN
cblr-12483	142	89	to	to	PART
cblr-12483	142	90	consider	consider	VERB
cblr-12483	142	91	a	a	DET
cblr-12483	142	92	practice	practice	NOUN
cblr-12483	142	93	known	know	VERB
cblr-12483	142	94	as	as	ADP
cblr-12483	142	95	generation	generation	NOUN
cblr-12483	142	96	shifting	shift	VERB
cblr-12483	142	97	when	when	SCONJ
cblr-12483	142	98	determining	determine	VERB
cblr-12483	142	99	the	the	DET
cblr-12483	142	100	best	good	ADJ
cblr-12483	142	101	system	system	NOUN
cblr-12483	142	102	of	of	ADP
cblr-12483	142	103	emissions	emission	NOUN
cblr-12483	142	104	reduction	reduction	NOUN
cblr-12483	142	105	for	for	ADP
cblr-12483	142	106	power	power	NOUN
cblr-12483	142	107	plants.41	plants.41	NOUN
cblr-12483	142	108	the	the	DET
cblr-12483	142	109	court	court	NOUN
cblr-12483	142	110	’s	’s	PART
cblr-12483	142	111	majority	majority	NOUN
cblr-12483	142	112	opinion	opinion	NOUN
cblr-12483	142	113	provided	provide	VERB
cblr-12483	142	114	little	little	ADJ
cblr-12483	142	115	explanation	explanation	NOUN
cblr-12483	142	116	for	for	ADP
cblr-12483	142	117	what	what	PRON
cblr-12483	142	118	such	such	ADJ
cblr-12483	142	119	clear	clear	ADJ
cblr-12483	142	120	authorization	authorization	NOUN
cblr-12483	142	121	would	would	AUX
cblr-12483	142	122	look	look	VERB
cblr-12483	142	123	like	like	ADP
cblr-12483	142	124	,	,	PUNCT
cblr-12483	142	125	nor	nor	CCONJ
cblr-12483	142	126	did	do	AUX
cblr-12483	142	127	it	it	PRON
cblr-12483	142	128	explain	explain	VERB
cblr-12483	142	129	how	how	SCONJ
cblr-12483	142	130	the	the	DET
cblr-12483	142	131	inquiry	inquiry	NOUN
cblr-12483	142	132	would	would	AUX
cblr-12483	142	133	work	work	VERB
cblr-12483	142	134	more	more	ADJ
cblr-12483	142	135	generally.42	generally.42	NOUN
cblr-12483	142	136	on	on	ADP
cblr-12483	142	137	september	september	PROPN
cblr-12483	142	138	28	28	NUM
cblr-12483	142	139	,	,	PUNCT
cblr-12483	142	140	2022	2022	NUM
cblr-12483	142	141	,	,	PUNCT
cblr-12483	142	142	several	several	ADJ
cblr-12483	142	143	industry	industry	NOUN
cblr-12483	142	144	groups	group	NOUN
cblr-12483	142	145	filed	file	VERB
cblr-12483	142	146	suit	suit	NOUN
cblr-12483	142	147	to	to	PART
cblr-12483	142	148	enjoin	enjoin	VERB
cblr-12483	142	149	the	the	DET
cblr-12483	142	150	cfpb	cfpb	NOUN
cblr-12483	142	151	from	from	ADP
cblr-12483	142	152	changing	change	VERB
cblr-12483	142	153	its	its	PRON
cblr-12483	142	154	examination	examination	NOUN
cblr-12483	142	155	process	process	NOUN
cblr-12483	142	156	before	before	SCONJ
cblr-12483	142	157	any	any	DET
cblr-12483	142	158	tangible	tangible	ADJ
cblr-12483	142	159	enforcement	enforcement	NOUN
cblr-12483	142	160	takes	take	VERB
cblr-12483	142	161	place	place	NOUN
cblr-12483	142	162	,	,	PUNCT
cblr-12483	142	163	arguing	argue	VERB
cblr-12483	142	164	it	it	PRON
cblr-12483	142	165	was	be	AUX
cblr-12483	142	166	contrary	contrary	ADJ
cblr-12483	142	167	to	to	ADP
cblr-12483	142	168	the	the	DET
cblr-12483	142	169	apa	apa	PROPN
cblr-12483	142	170	and	and	CCONJ
cblr-12483	142	171	in	in	ADP
cblr-12483	142	172	excess	excess	NOUN
cblr-12483	142	173	of	of	ADP
cblr-12483	142	174	statutory	statutory	ADJ
cblr-12483	142	175	authority.43	authority.43	PROPN
cblr-12483	142	176	a	a	DET
cblr-12483	142	177	federal	federal	ADJ
cblr-12483	142	178	judge	judge	NOUN
cblr-12483	142	179	agreed	agree	VERB
cblr-12483	142	180	,	,	PUNCT
cblr-12483	142	181	and	and	CCONJ
cblr-12483	142	182	on	on	ADP
cblr-12483	142	183	september	september	PROPN
cblr-12483	142	184	9	9	NUM
cblr-12483	142	185	,	,	PUNCT
cblr-12483	142	186	2023	2023	NUM
cblr-12483	142	187	,	,	PUNCT
cblr-12483	142	188	the	the	DET
cblr-12483	142	189	cfpb	cfpb	NOUN
cblr-12483	142	190	was	be	AUX
cblr-12483	142	191	enjoined	enjoin	VERB
cblr-12483	142	192	from	from	ADP
cblr-12483	142	193	implementing	implement	VERB
cblr-12483	142	194	its	its	PRON
cblr-12483	142	195	anti	anti	ADJ
cblr-12483	142	196	-	-	ADJ
cblr-12483	142	197	discriminatory	discriminatory	ADJ
cblr-12483	142	198	revisions	revision	NOUN
cblr-12483	142	199	to	to	ADP
cblr-12483	142	200	its	its	PRON
cblr-12483	142	201	examination	examination	NOUN
cblr-12483	142	202	manual.44	manual.44	NOUN
cblr-12483	142	203	in	in	ADP
cblr-12483	142	204	reaching	reach	VERB
cblr-12483	142	205	the	the	DET
cblr-12483	142	206	decision	decision	NOUN
cblr-12483	142	207	,	,	PUNCT
cblr-12483	142	208	the	the	DET
cblr-12483	142	209	judge	judge	NOUN
cblr-12483	142	210	stated	state	VERB
cblr-12483	142	211	that	that	SCONJ
cblr-12483	142	212	“	"	PUNCT
cblr-12483	142	213	the	the	DET
cblr-12483	142	214	major	major	ADJ
cblr-12483	142	215	-	-	PUNCT
cblr-12483	142	216	questions	question	NOUN
cblr-12483	142	217	canon	canon	NOUN
cblr-12483	142	218	applies	apply	VERB
cblr-12483	142	219	here	here	ADV
cblr-12483	142	220	.	.	PUNCT
cblr-12483	143	1	the	the	DET
cblr-12483	143	2	choice	choice	NOUN
cblr-12483	143	3	whether	whether	SCONJ
cblr-12483	143	4	the	the	DET
cblr-12483	143	5	cfpb	cfpb	NOUN
cblr-12483	143	6	has	have	VERB
cblr-12483	143	7	authority	authority	NOUN
cblr-12483	143	8	to	to	PART
cblr-12483	143	9	police	police	VERB
cblr-12483	143	10	the	the	DET
cblr-12483	143	11	financial	financial	ADJ
cblr-12483	143	12	-	-	PUNCT
cblr-12483	143	13	services	service	NOUN
cblr-12483	143	14	industry	industry	NOUN
cblr-12483	143	15	for	for	ADP
cblr-12483	143	16	discrimination	discrimination	NOUN
cblr-12483	143	17	against	against	ADP
cblr-12483	143	18	any	any	DET
cblr-12483	143	19	group	group	NOUN
cblr-12483	143	20	that	that	PRON
cblr-12483	143	21	the	the	DET
cblr-12483	143	22	agency	agency	NOUN
cblr-12483	143	23	deems	deem	VERB
cblr-12483	143	24	protected	protect	VERB
cblr-12483	143	25	…	…	PUNCT
cblr-12483	143	26	is	be	AUX
cblr-12483	143	27	a	a	DET
cblr-12483	143	28	question	question	NOUN
cblr-12483	143	29	of	of	ADP
cblr-12483	143	30	major	major	ADJ
cblr-12483	143	31	economic	economic	ADJ
cblr-12483	143	32	and	and	CCONJ
cblr-12483	143	33	political	political	ADJ
cblr-12483	143	34	significance	significance	NOUN
cblr-12483	143	35	.	.	PUNCT
cblr-12483	144	1	”45	”45	PROPN
cblr-12483	144	2	the	the	DET
cblr-12483	144	3	court	court	NOUN
cblr-12483	144	4	concluded	conclude	VERB
cblr-12483	144	5	that	that	SCONJ
cblr-12483	144	6	the	the	DET
cblr-12483	144	7	dodd	dodd	PROPN
cblr-12483	144	8	-	-	PUNCT
cblr-12483	144	9	frank	frank	PROPN
cblr-12483	144	10	act	act	PROPN
cblr-12483	144	11	did	do	AUX
cblr-12483	144	12	not	not	PART
cblr-12483	144	13	clearly	clearly	ADV
cblr-12483	144	14	authorize	authorize	VERB
cblr-12483	144	15	the	the	DET
cblr-12483	144	16	agency	agency	NOUN
cblr-12483	144	17	action	action	NOUN
cblr-12483	144	18	given	give	VERB
cblr-12483	144	19	“	"	PUNCT
cblr-12483	144	20	the	the	DET
cblr-12483	144	21	statutory	statutory	ADJ
cblr-12483	144	22	text	text	NOUN
cblr-12483	144	23	,	,	PUNCT
cblr-12483	144	24	structure	structure	NOUN
cblr-12483	144	25	,	,	PUNCT
cblr-12483	144	26	and	and	CCONJ
cblr-12483	144	27	history	history	NOUN
cblr-12483	144	28	.	.	PUNCT
cblr-12483	145	1	”46	”46	VERB
cblr-12483	145	2	at	at	ADP
cblr-12483	145	3	39	39	NUM
cblr-12483	145	4	complaint	complaint	NOUN
cblr-12483	145	5	at	at	ADP
cblr-12483	145	6	17	17	NUM
cblr-12483	145	7	,	,	PUNCT
cblr-12483	145	8	chamber	chamber	NOUN
cblr-12483	145	9	of	of	ADP
cblr-12483	145	10	com	com	PROPN
cblr-12483	145	11	.	.	PROPN
cblr-12483	145	12	of	of	ADP
cblr-12483	145	13	the	the	DET
cblr-12483	145	14	u.s	u.s	PROPN
cblr-12483	145	15	.	.	PROPN
cblr-12483	145	16	v.	v.	ADP
cblr-12483	145	17	cfpb	cfpb	NOUN
cblr-12483	145	18	,	,	PUNCT
cblr-12483	145	19	no	no	INTJ
cblr-12483	145	20	.	.	PUNCT
cblr-12483	146	1	6:22	6:22	NUM
cblr-12483	146	2	-	-	PUNCT
cblr-12483	146	3	cv00381	cv00381	PROPN
cblr-12483	146	4	,	,	PUNCT
cblr-12483	146	5	2023	2023	NUM
cblr-12483	146	6	wl	wl	NOUN
cblr-12483	146	7	5835951	5835951	NUM
cblr-12483	146	8	(	(	PUNCT
cblr-12483	146	9	e.d	e.d	PROPN
cblr-12483	146	10	.	.	PROPN
cblr-12483	147	1	tex	tex	PROPN
cblr-12483	147	2	.	.	PROPN
cblr-12483	147	3	sept	sept	PROPN
cblr-12483	147	4	.	.	PROPN
cblr-12483	147	5	28	28	NUM
cblr-12483	147	6	,	,	PUNCT
cblr-12483	147	7	2022	2022	NUM
cblr-12483	147	8	)	)	PUNCT
cblr-12483	147	9	.	.	PUNCT
cblr-12483	148	1	40	40	NUM
cblr-12483	148	2	west	west	PROPN
cblr-12483	148	3	virginia	virginia	PROPN
cblr-12483	148	4	v.	v.	PROPN
cblr-12483	148	5	epa	epa	PROPN
cblr-12483	148	6	,	,	PUNCT
cblr-12483	148	7	597	597	NUM
cblr-12483	148	8	u.s	u.s	PROPN
cblr-12483	148	9	.	.	PROPN
cblr-12483	148	10	at	at	ADP
cblr-12483	148	11	731–34	731–34	PROPN
cblr-12483	148	12	(	(	PUNCT
cblr-12483	148	13	holding	hold	VERB
cblr-12483	148	14	the	the	DET
cblr-12483	148	15	statutory	statutory	ADJ
cblr-12483	148	16	language	language	NOUN
cblr-12483	148	17	too	too	ADV
cblr-12483	148	18	“	"	PUNCT
cblr-12483	148	19	vague	vague	NOUN
cblr-12483	148	20	”	"	PUNCT
cblr-12483	148	21	to	to	PART
cblr-12483	148	22	provide	provide	VERB
cblr-12483	148	23	clear	clear	ADJ
cblr-12483	148	24	authorization	authorization	NOUN
cblr-12483	148	25	)	)	PUNCT
cblr-12483	148	26	.	.	PUNCT
cblr-12483	149	1	41	41	NUM
cblr-12483	150	1	i	i	PRON
cblr-12483	150	2	d.	d.	PROPN
cblr-12483	150	3	42	42	NUM
cblr-12483	151	1	i	i	PRON
cblr-12483	151	2	d.	d.	PROPN
cblr-12483	151	3	43	43	NUM
cblr-12483	151	4	complaint	complaint	NOUN
cblr-12483	151	5	,	,	PUNCT
cblr-12483	151	6	chamber	chamber	NOUN
cblr-12483	151	7	of	of	ADP
cblr-12483	151	8	com	com	PROPN
cblr-12483	151	9	.	.	PROPN
cblr-12483	151	10	of	of	ADP
cblr-12483	151	11	the	the	DET
cblr-12483	151	12	u.s	u.s	PROPN
cblr-12483	151	13	.	.	PROPN
cblr-12483	151	14	v.	v.	ADP
cblr-12483	151	15	cfpb	cfpb	NOUN
cblr-12483	151	16	,	,	PUNCT
cblr-12483	151	17	no	no	INTJ
cblr-12483	151	18	.	.	PUNCT
cblr-12483	152	1	6:22	6:22	NUM
cblr-12483	152	2	-	-	PUNCT
cblr-12483	152	3	cv00381	cv00381	PROPN
cblr-12483	152	4	,	,	PUNCT
cblr-12483	152	5	2023	2023	NUM
cblr-12483	152	6	wl	wl	NOUN
cblr-12483	152	7	5835951	5835951	NUM
cblr-12483	152	8	(	(	PUNCT
cblr-12483	152	9	e.d	e.d	PROPN
cblr-12483	152	10	.	.	PROPN
cblr-12483	153	1	tex	tex	PROPN
cblr-12483	153	2	.	.	PUNCT
cblr-12483	154	1	sep	sep	PROPN
cblr-12483	154	2	.	.	PROPN
cblr-12483	155	1	28	28	NUM
cblr-12483	155	2	,	,	PUNCT
cblr-12483	155	3	2022	2022	NUM
cblr-12483	155	4	)	)	PUNCT
cblr-12483	155	5	.	.	PUNCT
cblr-12483	156	1	44	44	NUM
cblr-12483	156	2	chamber	chamber	NOUN
cblr-12483	156	3	of	of	ADP
cblr-12483	156	4	com	com	PROPN
cblr-12483	156	5	.	.	PROPN
cblr-12483	156	6	of	of	ADP
cblr-12483	156	7	the	the	DET
cblr-12483	156	8	u.s	u.s	PROPN
cblr-12483	156	9	.	.	PROPN
cblr-12483	156	10	v.	v.	ADP
cblr-12483	156	11	cfpb	cfpb	NOUN
cblr-12483	156	12	,	,	PUNCT
cblr-12483	156	13	no	no	INTJ
cblr-12483	156	14	.	.	PUNCT
cblr-12483	157	1	6:22	6:22	NUM
cblr-12483	157	2	-	-	PUNCT
cblr-12483	157	3	cv-00381	cv-00381	NOUN
cblr-12483	157	4	,	,	PUNCT
cblr-12483	157	5	2023	2023	NUM
cblr-12483	157	6	wl	wl	NOUN
cblr-12483	157	7	5835951	5835951	NUM
cblr-12483	157	8	(	(	PUNCT
cblr-12483	157	9	e.d	e.d	PROPN
cblr-12483	157	10	.	.	PROPN
cblr-12483	158	1	tex	tex	PROPN
cblr-12483	158	2	.	.	PROPN
cblr-12483	158	3	sept	sept	PROPN
cblr-12483	158	4	.	.	PROPN
cblr-12483	158	5	8	8	NUM
cblr-12483	158	6	,	,	PUNCT
cblr-12483	158	7	2023	2023	NUM
cblr-12483	158	8	)	)	PUNCT
cblr-12483	158	9	.	.	PUNCT
cblr-12483	159	1	45	45	NUM
cblr-12483	160	1	i	i	PRON
cblr-12483	160	2	d.	d.	VERB
cblr-12483	160	3	at	at	ADP
cblr-12483	160	4	*	*	PROPN
cblr-12483	160	5	13	13	NUM
cblr-12483	160	6	.	.	PUNCT
cblr-12483	160	7	46	46	NUM
cblr-12483	161	1	i	i	PRON
cblr-12483	161	2	d.	d.	VERB
cblr-12483	161	3	at	at	ADP
cblr-12483	161	4	*	*	PROPN
cblr-12483	161	5	10	10	NUM
cblr-12483	161	6	.	.	PUNCT
cblr-12483	162	1	no	no	INTJ
cblr-12483	162	2	.	.	NOUN
cblr-12483	163	1	2	2	X
cblr-12483	163	2	]	]	PUNCT
cblr-12483	163	3	my	my	PRON
cblr-12483	163	4	unfair	unfair	ADJ
cblr-12483	163	5	lady	lady	NOUN
cblr-12483	163	6	947	947	NUM
cblr-12483	163	7	this	this	DET
cblr-12483	163	8	point	point	NOUN
cblr-12483	163	9	,	,	PUNCT
cblr-12483	163	10	the	the	DET
cblr-12483	163	11	cfpb	cfpb	NOUN
cblr-12483	163	12	has	have	AUX
cblr-12483	163	13	decided	decide	VERB
cblr-12483	163	14	not	not	PART
cblr-12483	163	15	to	to	PART
cblr-12483	163	16	appeal	appeal	VERB
cblr-12483	163	17	the	the	DET
cblr-12483	163	18	district	district	NOUN
cblr-12483	163	19	court	court	NOUN
cblr-12483	163	20	’s	’s	PART
cblr-12483	163	21	decision	decision	NOUN
cblr-12483	163	22	,	,	PUNCT
cblr-12483	163	23	but	but	CCONJ
cblr-12483	163	24	the	the	DET
cblr-12483	163	25	future	future	NOUN
cblr-12483	163	26	of	of	ADP
cblr-12483	163	27	unfairness	unfairness	NOUN
cblr-12483	163	28	as	as	ADP
cblr-12483	163	29	an	an	DET
cblr-12483	163	30	anti	anti	ADJ
cblr-12483	163	31	-	-	ADJ
cblr-12483	163	32	discrimination	discrimination	ADJ
cblr-12483	163	33	tool	tool	NOUN
cblr-12483	163	34	will	will	AUX
cblr-12483	163	35	likely	likely	ADV
cblr-12483	163	36	come	come	VERB
cblr-12483	163	37	up	up	ADP
cblr-12483	163	38	again.47	again.47	PROPN
cblr-12483	163	39	part	part	NOUN
cblr-12483	163	40	ii	ii	PROPN
cblr-12483	163	41	of	of	ADP
cblr-12483	163	42	this	this	DET
cblr-12483	163	43	note	note	NOUN
cblr-12483	163	44	recounts	recount	VERB
cblr-12483	163	45	the	the	DET
cblr-12483	163	46	court	court	NOUN
cblr-12483	163	47	’s	’s	PART
cblr-12483	163	48	development	development	NOUN
cblr-12483	163	49	of	of	ADP
cblr-12483	163	50	the	the	DET
cblr-12483	163	51	major	major	ADJ
cblr-12483	163	52	questions	question	NOUN
cblr-12483	163	53	doctrine	doctrine	NOUN
cblr-12483	163	54	.	.	PUNCT
cblr-12483	164	1	section	section	NOUN
cblr-12483	164	2	iii.a	iii.a	PROPN
cblr-12483	164	3	considers	consider	VERB
cblr-12483	164	4	whether	whether	SCONJ
cblr-12483	164	5	the	the	DET
cblr-12483	164	6	cfpb	cfpb	NOUN
cblr-12483	164	7	’s	’s	PART
cblr-12483	164	8	decision	decision	NOUN
cblr-12483	164	9	to	to	PART
cblr-12483	164	10	address	address	VERB
cblr-12483	164	11	discriminatory	discriminatory	ADJ
cblr-12483	164	12	practices	practice	NOUN
cblr-12483	164	13	using	use	VERB
cblr-12483	164	14	its	its	PRON
cblr-12483	164	15	powers	power	NOUN
cblr-12483	164	16	to	to	PART
cblr-12483	164	17	prosecute	prosecute	VERB
cblr-12483	164	18	udaaps	udaap	NOUN
cblr-12483	164	19	is	be	AUX
cblr-12483	164	20	a	a	DET
cblr-12483	164	21	major	major	ADJ
cblr-12483	164	22	question	question	NOUN
cblr-12483	164	23	under	under	ADP
cblr-12483	164	24	west	west	PROPN
cblr-12483	164	25	virginia	virginia	PROPN
cblr-12483	164	26	v.	v.	PROPN
cblr-12483	164	27	epa	epa	PROPN
cblr-12483	164	28	and	and	CCONJ
cblr-12483	164	29	other	other	ADJ
cblr-12483	164	30	supreme	supreme	PROPN
cblr-12483	164	31	court	court	PROPN
cblr-12483	164	32	precedent	precedent	NOUN
cblr-12483	164	33	and	and	CCONJ
cblr-12483	164	34	concludes	conclude	VERB
cblr-12483	164	35	that	that	SCONJ
cblr-12483	164	36	it	it	PRON
cblr-12483	164	37	is	be	AUX
cblr-12483	164	38	probably	probably	ADV
cblr-12483	164	39	not	not	PART
cblr-12483	164	40	a	a	DET
cblr-12483	164	41	major	major	ADJ
cblr-12483	164	42	question	question	NOUN
cblr-12483	164	43	,	,	PUNCT
cblr-12483	164	44	at	at	ADP
cblr-12483	164	45	least	least	ADJ
cblr-12483	164	46	in	in	ADP
cblr-12483	164	47	addressing	address	VERB
cblr-12483	164	48	intentional	intentional	ADJ
cblr-12483	164	49	racial	racial	ADJ
cblr-12483	164	50	discrimination	discrimination	NOUN
cblr-12483	164	51	.	.	PUNCT
cblr-12483	165	1	section	section	NOUN
cblr-12483	165	2	iii.b	iii.b	PUNCT
cblr-12483	165	3	then	then	ADV
cblr-12483	165	4	analyzes	analyze	VERB
cblr-12483	165	5	the	the	DET
cblr-12483	165	6	extent	extent	NOUN
cblr-12483	165	7	to	to	PART
cblr-12483	165	8	which	which	PRON
cblr-12483	165	9	the	the	DET
cblr-12483	165	10	udaap	udaap	ADJ
cblr-12483	165	11	standard	standard	NOUN
cblr-12483	165	12	and	and	CCONJ
cblr-12483	165	13	doddfrank	doddfrank	NOUN
cblr-12483	165	14	clearly	clearly	ADV
cblr-12483	165	15	authorizes	authorize	VERB
cblr-12483	165	16	the	the	DET
cblr-12483	165	17	cfpb	cfpb	NOUN
cblr-12483	165	18	’s	’s	PART
cblr-12483	165	19	new	new	ADJ
cblr-12483	165	20	anti	anti	ADJ
cblr-12483	165	21	-	-	ADJ
cblr-12483	165	22	discrimination	discrimination	ADJ
cblr-12483	165	23	policy	policy	NOUN
cblr-12483	165	24	,	,	PUNCT
cblr-12483	165	25	and	and	CCONJ
cblr-12483	165	26	finds	find	VERB
cblr-12483	165	27	that	that	SCONJ
cblr-12483	165	28	it	it	PRON
cblr-12483	165	29	unambiguously	unambiguously	ADV
cblr-12483	165	30	does	do	VERB
cblr-12483	165	31	.	.	PUNCT
cblr-12483	165	32	ii	ii	PROPN
cblr-12483	165	33	.	.	PROPN
cblr-12483	165	34	origin	origin	PROPN
cblr-12483	165	35	and	and	CCONJ
cblr-12483	165	36	development	development	NOUN
cblr-12483	165	37	of	of	ADP
cblr-12483	165	38	the	the	DET
cblr-12483	165	39	major	major	ADJ
cblr-12483	165	40	questions	question	NOUN
cblr-12483	165	41	doctrine	doctrine	VERB
cblr-12483	165	42	the	the	DET
cblr-12483	165	43	major	major	ADJ
cblr-12483	165	44	questions	question	NOUN
cblr-12483	165	45	doctrine	doctrine	NOUN
cblr-12483	165	46	as	as	SCONJ
cblr-12483	165	47	currently	currently	ADV
cblr-12483	165	48	applied	apply	VERB
cblr-12483	165	49	is	be	AUX
cblr-12483	165	50	a	a	DET
cblr-12483	165	51	clear	clear	ADJ
cblr-12483	165	52	statement	statement	NOUN
cblr-12483	165	53	rule	rule	NOUN
cblr-12483	165	54	designed	design	VERB
cblr-12483	165	55	to	to	PART
cblr-12483	165	56	limit	limit	VERB
cblr-12483	165	57	an	an	DET
cblr-12483	165	58	agency	agency	NOUN
cblr-12483	165	59	’s	’s	PART
cblr-12483	165	60	power	power	NOUN
cblr-12483	165	61	to	to	PART
cblr-12483	165	62	address	address	VERB
cblr-12483	165	63	matters	matter	NOUN
cblr-12483	165	64	of	of	ADP
cblr-12483	165	65	“	"	PUNCT
cblr-12483	165	66	vast	vast	ADJ
cblr-12483	165	67	”	"	PUNCT
cblr-12483	165	68	significance.48	significance.48	PROPN
cblr-12483	165	69	however	however	ADV
cblr-12483	165	70	,	,	PUNCT
cblr-12483	165	71	it	it	PRON
cblr-12483	165	72	is	be	AUX
cblr-12483	165	73	a	a	DET
cblr-12483	165	74	recent	recent	ADJ
cblr-12483	165	75	innovation	innovation	NOUN
cblr-12483	165	76	,	,	PUNCT
cblr-12483	165	77	with	with	ADP
cblr-12483	165	78	a	a	DET
cblr-12483	165	79	short	short	ADJ
cblr-12483	165	80	list	list	NOUN
cblr-12483	165	81	of	of	ADP
cblr-12483	165	82	past	past	ADJ
cblr-12483	165	83	applications	application	NOUN
cblr-12483	165	84	to	to	ADP
cblr-12483	165	85	date	date	NOUN
cblr-12483	165	86	(	(	PUNCT
cblr-12483	165	87	although	although	SCONJ
cblr-12483	165	88	there	there	PRON
cblr-12483	165	89	is	be	VERB
cblr-12483	165	90	some	some	DET
cblr-12483	165	91	disagreement	disagreement	NOUN
cblr-12483	165	92	on	on	ADP
cblr-12483	165	93	this	this	DET
cblr-12483	165	94	point).49	point).49	NOUN
cblr-12483	165	95	following	follow	VERB
cblr-12483	165	96	the	the	DET
cblr-12483	165	97	supreme	supreme	PROPN
cblr-12483	165	98	court	court	PROPN
cblr-12483	165	99	’s	’s	PART
cblr-12483	165	100	landmark	landmark	NOUN
cblr-12483	165	101	decision	decision	NOUN
cblr-12483	165	102	in	in	ADP
cblr-12483	165	103	chevron	chevron	NOUN
cblr-12483	165	104	,	,	PUNCT
cblr-12483	165	105	federal	federal	ADJ
cblr-12483	165	106	courts	court	NOUN
cblr-12483	165	107	have	have	AUX
cblr-12483	165	108	generally	generally	ADV
cblr-12483	165	109	accepted	accept	VERB
cblr-12483	165	110	agencies	agency	NOUN
cblr-12483	165	111	’	'	PUNCT
cblr-12483	165	112	47	47	NUM
cblr-12483	165	113	ftc	ftc	PROPN
cblr-12483	165	114	,	,	PUNCT
cblr-12483	165	115	federal	federal	ADJ
cblr-12483	165	116	trade	trade	NOUN
cblr-12483	165	117	commission	commission	NOUN
cblr-12483	165	118	takes	take	VERB
cblr-12483	165	119	action	action	NOUN
cblr-12483	165	120	against	against	ADP
cblr-12483	165	121	passport	passport	NOUN
cblr-12483	165	122	automotive	automotive	ADJ
cblr-12483	165	123	group	group	NOUN
cblr-12483	165	124	for	for	ADP
cblr-12483	165	125	illegally	illegally	ADV
cblr-12483	165	126	charging	charge	VERB
cblr-12483	165	127	junk	junk	NOUN
cblr-12483	165	128	fees	fee	NOUN
cblr-12483	165	129	and	and	CCONJ
cblr-12483	165	130	discriminating	discriminate	VERB
cblr-12483	165	131	against	against	ADP
cblr-12483	165	132	black	black	ADJ
cblr-12483	165	133	and	and	CCONJ
cblr-12483	165	134	latino	latino	ADJ
cblr-12483	165	135	customers	customer	NOUN
cblr-12483	165	136	(	(	PUNCT
cblr-12483	165	137	oct	oct	PROPN
cblr-12483	165	138	.	.	PROPN
cblr-12483	165	139	18	18	NUM
cblr-12483	165	140	,	,	PUNCT
cblr-12483	165	141	2022	2022	NUM
cblr-12483	165	142	)	)	PUNCT
cblr-12483	165	143	https://www.ftc.gov/news-events/news/press-releases/2022/10/federaltrade-commission-takes-action-against-passport-automotive-group-illegally-charging-junk-fees	https://www.ftc.gov/news-events/news/press-releases/2022/10/federaltrade-commission-takes-action-against-passport-automotive-group-illegally-charging-junk-fee	NOUN
cblr-12483	166	1	[	[	X
cblr-12483	166	2	https://perma.cc/g65q-m9dj	https://perma.cc/g65q-m9dj	X
cblr-12483	166	3	]	]	X
cblr-12483	166	4	(	(	PUNCT
cblr-12483	166	5	using	use	VERB
cblr-12483	166	6	udap	udap	ADJ
cblr-12483	166	7	authority	authority	NOUN
cblr-12483	166	8	to	to	PART
cblr-12483	166	9	pursue	pursue	VERB
cblr-12483	166	10	a	a	DET
cblr-12483	166	11	discrimination	discrimination	NOUN
cblr-12483	166	12	claim	claim	NOUN
cblr-12483	166	13	)	)	PUNCT
cblr-12483	166	14	48	48	NUM
cblr-12483	166	15	west	west	PROPN
cblr-12483	166	16	virginia	virginia	PROPN
cblr-12483	166	17	v.	v.	PROPN
cblr-12483	166	18	epa	epa	PROPN
cblr-12483	166	19	,	,	PUNCT
cblr-12483	166	20	597	597	NUM
cblr-12483	166	21	u.s	u.s	PROPN
cblr-12483	166	22	.	.	PROPN
cblr-12483	166	23	697	697	NUM
cblr-12483	166	24	,	,	PUNCT
cblr-12483	166	25	735	735	NUM
cblr-12483	166	26	(	(	PUNCT
cblr-12483	166	27	gorsuch	gorsuch	ADJ
cblr-12483	166	28	,	,	PUNCT
cblr-12483	166	29	j.	j.	PROPN
cblr-12483	166	30	,	,	PUNCT
cblr-12483	166	31	concurring	concur	VERB
cblr-12483	166	32	)	)	PUNCT
cblr-12483	166	33	(	(	PUNCT
cblr-12483	166	34	“	"	PUNCT
cblr-12483	166	35	like	like	ADP
cblr-12483	166	36	many	many	ADJ
cblr-12483	166	37	parallel	parallel	ADJ
cblr-12483	166	38	clear	clear	ADJ
cblr-12483	166	39	-	-	PUNCT
cblr-12483	166	40	statement	statement	NOUN
cblr-12483	166	41	rules	rule	NOUN
cblr-12483	166	42	in	in	ADP
cblr-12483	166	43	our	our	PRON
cblr-12483	166	44	law	law	NOUN
cblr-12483	166	45	,	,	PUNCT
cblr-12483	166	46	[	[	X
cblr-12483	166	47	the	the	DET
cblr-12483	166	48	major	major	ADJ
cblr-12483	166	49	questions	question	NOUN
cblr-12483	166	50	doctrine	doctrine	NOUN
cblr-12483	166	51	]	]	PUNCT
cblr-12483	166	52	operates	operate	VERB
cblr-12483	166	53	to	to	PART
cblr-12483	166	54	protect	protect	VERB
cblr-12483	166	55	foundational	foundational	ADJ
cblr-12483	166	56	constitutional	constitutional	ADJ
cblr-12483	166	57	guarantees	guarantee	NOUN
cblr-12483	166	58	.	.	PUNCT
cblr-12483	166	59	”	"	PUNCT
cblr-12483	166	60	)	)	PUNCT
cblr-12483	166	61	.	.	PUNCT
cblr-12483	167	1	49	49	NUM
cblr-12483	167	2	see	see	VERB
cblr-12483	167	3	kevin	kevin	PROPN
cblr-12483	167	4	o.	o.	PROPN
cblr-12483	167	5	leske	leske	PROPN
cblr-12483	167	6	,	,	PUNCT
cblr-12483	167	7	major	major	ADJ
cblr-12483	167	8	questions	question	NOUN
cblr-12483	167	9	about	about	ADP
cblr-12483	167	10	the	the	DET
cblr-12483	167	11	major	major	ADJ
cblr-12483	167	12	questions	question	NOUN
cblr-12483	167	13	doctrine	doctrine	NOUN
cblr-12483	167	14	,	,	PUNCT
cblr-12483	167	15	5	5	NUM
cblr-12483	167	16	mich	mich	X
cblr-12483	167	17	.	.	PUNCT
cblr-12483	168	1	j.	j.	PROPN
cblr-12483	168	2	env’t	env’t	PROPN
cblr-12483	168	3	&	&	CCONJ
cblr-12483	168	4	admin	admin	PROPN
cblr-12483	168	5	.	.	PUNCT
cblr-12483	169	1	l.	l.	PROPN
cblr-12483	169	2	479	479	NUM
cblr-12483	169	3	,	,	PUNCT
cblr-12483	169	4	485–97	485–97	NUM
cblr-12483	169	5	(	(	PUNCT
cblr-12483	169	6	2016	2016	NUM
cblr-12483	169	7	)	)	PUNCT
cblr-12483	169	8	(	(	PUNCT
cblr-12483	169	9	recounting	recount	VERB
cblr-12483	169	10	the	the	DET
cblr-12483	169	11	early	early	ADJ
cblr-12483	169	12	history	history	NOUN
cblr-12483	169	13	of	of	ADP
cblr-12483	169	14	the	the	DET
cblr-12483	169	15	major	major	ADJ
cblr-12483	169	16	questions	question	NOUN
cblr-12483	169	17	doctrine	doctrine	NOUN
cblr-12483	169	18	until	until	ADP
cblr-12483	169	19	2016	2016	NUM
cblr-12483	169	20	)	)	PUNCT
cblr-12483	169	21	;	;	PUNCT
cblr-12483	169	22	deacon	deacon	NOUN
cblr-12483	169	23	&	&	CCONJ
cblr-12483	169	24	litman	litman	PROPN
cblr-12483	169	25	,	,	PUNCT
cblr-12483	169	26	supra	supra	PROPN
cblr-12483	169	27	note	note	PROPN
cblr-12483	169	28	35	35	NUM
cblr-12483	169	29	(	(	PUNCT
cblr-12483	169	30	also	also	ADV
cblr-12483	169	31	recounting	recount	VERB
cblr-12483	169	32	the	the	DET
cblr-12483	169	33	history	history	NOUN
cblr-12483	169	34	of	of	ADP
cblr-12483	169	35	the	the	DET
cblr-12483	169	36	doctrine	doctrine	NOUN
cblr-12483	169	37	with	with	ADP
cblr-12483	169	38	a	a	DET
cblr-12483	169	39	focus	focus	NOUN
cblr-12483	169	40	on	on	ADP
cblr-12483	169	41	the	the	DET
cblr-12483	169	42	recent	recent	ADJ
cblr-12483	169	43	effect	effect	NOUN
cblr-12483	169	44	of	of	ADP
cblr-12483	169	45	west	west	PROPN
cblr-12483	169	46	virginia	virginia	PROPN
cblr-12483	169	47	and	and	CCONJ
cblr-12483	169	48	the	the	DET
cblr-12483	169	49	covid	covid	PROPN
cblr-12483	169	50	cases	case	NOUN
cblr-12483	169	51	)	)	PUNCT
cblr-12483	169	52	.	.	PUNCT
cblr-12483	170	1	948	948	NUM
cblr-12483	170	2	columbia	columbia	PROPN
cblr-12483	170	3	business	business	NOUN
cblr-12483	170	4	law	law	PROPN
cblr-12483	170	5	review	review	NOUN
cblr-12483	170	6	[	[	X
cblr-12483	170	7	vol	vol	NOUN
cblr-12483	170	8	.	.	PUNCT
cblr-12483	170	9	2023	2023	NUM
cblr-12483	170	10	reasonable	reasonable	ADJ
cblr-12483	170	11	interpretations	interpretation	NOUN
cblr-12483	170	12	of	of	ADP
cblr-12483	170	13	ambiguous	ambiguous	ADJ
cblr-12483	170	14	statutes.50	statutes.50	NOUN
cblr-12483	170	15	as	as	ADP
cblr-12483	170	16	a	a	DET
cblr-12483	170	17	result	result	NOUN
cblr-12483	170	18	,	,	PUNCT
cblr-12483	170	19	agencies	agency	NOUN
cblr-12483	170	20	tend	tend	VERB
cblr-12483	170	21	to	to	PART
cblr-12483	170	22	have	have	VERB
cblr-12483	170	23	flexibility	flexibility	NOUN
cblr-12483	170	24	to	to	PART
cblr-12483	170	25	interpret	interpret	VERB
cblr-12483	170	26	existing	exist	VERB
cblr-12483	170	27	statutes	statute	NOUN
cblr-12483	170	28	to	to	PART
cblr-12483	170	29	address	address	VERB
cblr-12483	170	30	problems	problem	NOUN
cblr-12483	170	31	in	in	ADP
cblr-12483	170	32	new	new	ADJ
cblr-12483	170	33	ways	way	NOUN
cblr-12483	170	34	.	.	PUNCT
cblr-12483	171	1	one	one	NUM
cblr-12483	171	2	of	of	ADP
cblr-12483	171	3	the	the	DET
cblr-12483	171	4	reasons	reason	NOUN
cblr-12483	171	5	why	why	SCONJ
cblr-12483	171	6	courts	court	NOUN
cblr-12483	171	7	adopted	adopt	VERB
cblr-12483	171	8	this	this	DET
cblr-12483	171	9	deference	deference	NOUN
cblr-12483	171	10	standard	standard	NOUN
cblr-12483	171	11	was	be	AUX
cblr-12483	171	12	to	to	PART
cblr-12483	171	13	prevent	prevent	VERB
cblr-12483	171	14	legal	legal	ADJ
cblr-12483	171	15	ossification	ossification	NOUN
cblr-12483	171	16	and	and	CCONJ
cblr-12483	171	17	allow	allow	VERB
cblr-12483	171	18	agencies	agency	NOUN
cblr-12483	171	19	to	to	PART
cblr-12483	171	20	draw	draw	VERB
cblr-12483	171	21	on	on	ADP
cblr-12483	171	22	their	their	PRON
cblr-12483	171	23	subject	subject	NOUN
cblr-12483	171	24	matter	matter	NOUN
cblr-12483	171	25	expertise	expertise	NOUN
cblr-12483	171	26	to	to	PART
cblr-12483	171	27	flexibly	flexibly	ADV
cblr-12483	171	28	respond	respond	VERB
cblr-12483	171	29	to	to	ADP
cblr-12483	171	30	new	new	ADJ
cblr-12483	171	31	developments	development	NOUN
cblr-12483	171	32	without	without	ADP
cblr-12483	171	33	worrying	worry	VERB
cblr-12483	171	34	about	about	ADP
cblr-12483	171	35	judicial	judicial	ADJ
cblr-12483	171	36	second	second	ADJ
cblr-12483	171	37	-	-	PUNCT
cblr-12483	171	38	guessing.51	guessing.51	NOUN
cblr-12483	171	39	the	the	DET
cblr-12483	171	40	west	west	PROPN
cblr-12483	171	41	virginia	virginia	PROPN
cblr-12483	171	42	version	version	NOUN
cblr-12483	171	43	of	of	ADP
cblr-12483	171	44	the	the	DET
cblr-12483	171	45	major	major	ADJ
cblr-12483	171	46	questions	question	NOUN
cblr-12483	171	47	doctrine	doctrine	NOUN
cblr-12483	171	48	reverses	reverse	VERB
cblr-12483	171	49	this	this	DET
cblr-12483	171	50	arrangement	arrangement	NOUN
cblr-12483	171	51	in	in	ADP
cblr-12483	171	52	“	"	PUNCT
cblr-12483	171	53	extraordinary	extraordinary	ADJ
cblr-12483	171	54	cases	case	NOUN
cblr-12483	171	55	.	.	PUNCT
cblr-12483	172	1	”52	”52	PUNCT
cblr-12483	172	2	the	the	DET
cblr-12483	172	3	court	court	NOUN
cblr-12483	172	4	today	today	NOUN
cblr-12483	172	5	looks	look	VERB
cblr-12483	172	6	to	to	ADP
cblr-12483	172	7	fda	fda	PROPN
cblr-12483	172	8	v.	v.	PROPN
cblr-12483	172	9	brown	brown	PROPN
cblr-12483	172	10	&	&	CCONJ
cblr-12483	172	11	williamson	williamson	PROPN
cblr-12483	172	12	tobacco	tobacco	PROPN
cblr-12483	172	13	corp	corp	PROPN
cblr-12483	172	14	as	as	ADP
cblr-12483	172	15	an	an	DET
cblr-12483	172	16	early	early	ADJ
cblr-12483	172	17	example	example	NOUN
cblr-12483	172	18	of	of	ADP
cblr-12483	172	19	the	the	DET
cblr-12483	172	20	doctrine	doctrine	NOUN
cblr-12483	172	21	in	in	ADP
cblr-12483	172	22	action.53	action.53	NOUN
cblr-12483	172	23	in	in	ADP
cblr-12483	172	24	brown	brown	PROPN
cblr-12483	172	25	&	&	CCONJ
cblr-12483	172	26	williamson	williamson	PROPN
cblr-12483	172	27	,	,	PUNCT
cblr-12483	172	28	the	the	DET
cblr-12483	172	29	court	court	NOUN
cblr-12483	172	30	explained	explain	VERB
cblr-12483	172	31	that	that	SCONJ
cblr-12483	172	32	in	in	ADP
cblr-12483	172	33	“	"	PUNCT
cblr-12483	172	34	extraordinary	extraordinary	ADJ
cblr-12483	172	35	cases	case	NOUN
cblr-12483	172	36	.	.	PUNCT
cblr-12483	172	37	.	.	PUNCT
cblr-12483	173	1	.there	.there	PROPN
cblr-12483	173	2	may	may	AUX
cblr-12483	173	3	be	be	AUX
cblr-12483	173	4	reason	reason	NOUN
cblr-12483	173	5	to	to	PART
cblr-12483	173	6	hesitate	hesitate	VERB
cblr-12483	173	7	before	before	ADP
cblr-12483	173	8	concluding	conclude	VERB
cblr-12483	173	9	that	that	SCONJ
cblr-12483	173	10	congress	congress	PROPN
cblr-12483	173	11	has	have	AUX
cblr-12483	173	12	intended	intend	VERB
cblr-12483	173	13	such	such	DET
cblr-12483	173	14	an	an	DET
cblr-12483	173	15	implicit	implicit	ADJ
cblr-12483	173	16	delegation	delegation	NOUN
cblr-12483	173	17	.	.	PUNCT
cblr-12483	174	1	”54	”54	PROPN
cblr-12483	174	2	the	the	DET
cblr-12483	174	3	court	court	NOUN
cblr-12483	174	4	ruled	rule	VERB
cblr-12483	174	5	against	against	ADP
cblr-12483	174	6	the	the	DET
cblr-12483	174	7	fda	fda	PROPN
cblr-12483	174	8	even	even	ADV
cblr-12483	174	9	though	though	SCONJ
cblr-12483	174	10	the	the	DET
cblr-12483	174	11	statute	statute	NOUN
cblr-12483	174	12	,	,	PUNCT
cblr-12483	174	13	at	at	ADP
cblr-12483	174	14	least	least	ADJ
cblr-12483	174	15	from	from	ADP
cblr-12483	174	16	a	a	DET
cblr-12483	174	17	strict	strict	ADJ
cblr-12483	174	18	textualist	textualist	NOUN
cblr-12483	174	19	interpretation	interpretation	NOUN
cblr-12483	174	20	,	,	PUNCT
cblr-12483	174	21	was	be	AUX
cblr-12483	174	22	ambiguous	ambiguous	ADJ
cblr-12483	174	23	as	as	ADP
cblr-12483	174	24	to	to	ADP
cblr-12483	174	25	whether	whether	SCONJ
cblr-12483	174	26	the	the	DET
cblr-12483	174	27	food	food	NOUN
cblr-12483	174	28	,	,	PUNCT
cblr-12483	174	29	drug	drug	NOUN
cblr-12483	174	30	,	,	PUNCT
cblr-12483	174	31	and	and	CCONJ
cblr-12483	174	32	cosmetic	cosmetic	PROPN
cblr-12483	174	33	act	act	PROPN
cblr-12483	174	34	’s	’s	PART
cblr-12483	174	35	definition	definition	NOUN
cblr-12483	174	36	of	of	ADP
cblr-12483	174	37	“	"	PUNCT
cblr-12483	174	38	drugs	drug	NOUN
cblr-12483	174	39	”	"	PUNCT
cblr-12483	174	40	and	and	CCONJ
cblr-12483	174	41	“	"	PUNCT
cblr-12483	174	42	devices	device	NOUN
cblr-12483	174	43	”	"	PUNCT
cblr-12483	174	44	encompassed	encompass	VERB
cblr-12483	174	45	tobacco	tobacco	NOUN
cblr-12483	174	46	products.55	products.55	NOUN
cblr-12483	174	47	the	the	DET
cblr-12483	174	48	majority	majority	NOUN
cblr-12483	174	49	,	,	PUNCT
cblr-12483	174	50	however	however	ADV
cblr-12483	174	51	,	,	PUNCT
cblr-12483	174	52	applied	apply	VERB
cblr-12483	174	53	the	the	DET
cblr-12483	174	54	chevron	chevron	NOUN
cblr-12483	174	55	framework	framework	NOUN
cblr-12483	174	56	,	,	PUNCT
cblr-12483	174	57	holding	hold	VERB
cblr-12483	174	58	50	50	NUM
cblr-12483	174	59	chevron	chevron	NOUN
cblr-12483	174	60	,	,	PUNCT
cblr-12483	174	61	u.s.a	u.s.a	PROPN
cblr-12483	174	62	.	.	PROPN
cblr-12483	174	63	,	,	PUNCT
cblr-12483	174	64	inc	inc	PROPN
cblr-12483	174	65	.	.	PROPN
cblr-12483	175	1	v.	v.	PROPN
cblr-12483	175	2	nat	nat	PROPN
cblr-12483	175	3	.	.	PUNCT
cblr-12483	176	1	res	re	NOUN
cblr-12483	176	2	.	.	PUNCT
cblr-12483	177	1	def	def	PROPN
cblr-12483	177	2	.	.	PROPN
cblr-12483	177	3	council	council	PROPN
cblr-12483	177	4	,	,	PUNCT
cblr-12483	177	5	inc	inc	PROPN
cblr-12483	177	6	.	.	PROPN
cblr-12483	177	7	,	,	PUNCT
cblr-12483	177	8	467	467	NUM
cblr-12483	177	9	u.s	u.s	PROPN
cblr-12483	177	10	.	.	PROPN
cblr-12483	177	11	837	837	NUM
cblr-12483	177	12	(	(	PUNCT
cblr-12483	177	13	1984	1984	NUM
cblr-12483	177	14	)	)	PUNCT
cblr-12483	177	15	;	;	PUNCT
cblr-12483	177	16	merrill	merrill	NOUN
cblr-12483	177	17	,	,	PUNCT
cblr-12483	177	18	supra	supra	PROPN
cblr-12483	177	19	note	note	PROPN
cblr-12483	177	20	36	36	NUM
cblr-12483	177	21	,	,	PUNCT
cblr-12483	177	22	at	at	ADP
cblr-12483	177	23	95	95	NUM
cblr-12483	177	24	.	.	PUNCT
cblr-12483	178	1	51	51	NUM
cblr-12483	178	2	see	see	VERB
cblr-12483	178	3	nathan	nathan	PROPN
cblr-12483	178	4	richardson	richardson	PROPN
cblr-12483	178	5	,	,	PUNCT
cblr-12483	178	6	deference	deference	NOUN
cblr-12483	178	7	is	be	AUX
cblr-12483	178	8	dead	dead	ADJ
cblr-12483	178	9	(	(	PUNCT
cblr-12483	178	10	long	long	ADV
cblr-12483	178	11	live	live	ADJ
cblr-12483	178	12	chevron	chevron	NOUN
cblr-12483	178	13	)	)	PUNCT
cblr-12483	178	14	,	,	PUNCT
cblr-12483	178	15	73	73	NUM
cblr-12483	178	16	rutgers	rutger	NOUN
cblr-12483	178	17	u.	u.	PROPN
cblr-12483	178	18	l.	l.	PROPN
cblr-12483	178	19	rev	rev	PROPN
cblr-12483	178	20	.	.	PROPN
cblr-12483	179	1	441	441	NUM
cblr-12483	179	2	,	,	PUNCT
cblr-12483	179	3	452	452	NUM
cblr-12483	179	4	,	,	PUNCT
cblr-12483	179	5	466	466	NUM
cblr-12483	179	6	(	(	PUNCT
cblr-12483	179	7	2021	2021	NUM
cblr-12483	179	8	)	)	PUNCT
cblr-12483	179	9	(	(	PUNCT
cblr-12483	179	10	“	"	PUNCT
cblr-12483	179	11	chevron	chevron	NOUN
cblr-12483	179	12	could	could	AUX
cblr-12483	179	13	free	free	VERB
cblr-12483	179	14	agencies	agency	NOUN
cblr-12483	179	15	from	from	ADP
cblr-12483	179	16	unreasonable	unreasonable	ADJ
cblr-12483	179	17	judicial	judicial	ADJ
cblr-12483	179	18	interference	interference	NOUN
cblr-12483	179	19	,	,	PUNCT
cblr-12483	179	20	allowing	allow	VERB
cblr-12483	179	21	them	they	PRON
cblr-12483	179	22	to	to	PART
cblr-12483	179	23	use	use	VERB
cblr-12483	179	24	their	their	PRON
cblr-12483	179	25	superior	superior	ADJ
cblr-12483	179	26	subject	subject	ADJ
cblr-12483	179	27	-	-	PUNCT
cblr-12483	179	28	matter	matter	NOUN
cblr-12483	179	29	knowledge	knowledge	NOUN
cblr-12483	179	30	to	to	PART
cblr-12483	179	31	better	well	ADV
cblr-12483	179	32	fulfill	fulfill	VERB
cblr-12483	179	33	congressional	congressional	ADJ
cblr-12483	179	34	intent	intent	NOUN
cblr-12483	179	35	and	and	CCONJ
cblr-12483	179	36	address	address	VERB
cblr-12483	179	37	important	important	ADJ
cblr-12483	179	38	problems	problem	NOUN
cblr-12483	179	39	.	.	PUNCT
cblr-12483	179	40	”	"	PUNCT
cblr-12483	179	41	)	)	PUNCT
cblr-12483	179	42	.	.	PUNCT
cblr-12483	180	1	52	52	NUM
cblr-12483	180	2	deacon	deacon	NOUN
cblr-12483	180	3	&	&	CCONJ
cblr-12483	180	4	litman	litman	PROPN
cblr-12483	180	5	,	,	PUNCT
cblr-12483	180	6	supra	supra	PROPN
cblr-12483	180	7	note	note	PROPN
cblr-12483	180	8	35	35	NUM
cblr-12483	180	9	,	,	PUNCT
cblr-12483	180	10	at	at	ADP
cblr-12483	180	11	1070–72	1070–72	PROPN
cblr-12483	180	12	(	(	PUNCT
cblr-12483	180	13	explaining	explain	VERB
cblr-12483	180	14	how	how	SCONJ
cblr-12483	180	15	the	the	DET
cblr-12483	180	16	major	major	ADJ
cblr-12483	180	17	questions	question	NOUN
cblr-12483	180	18	doctrine	doctrine	NOUN
cblr-12483	180	19	is	be	AUX
cblr-12483	180	20	skeptical	skeptical	ADJ
cblr-12483	180	21	of	of	ADP
cblr-12483	180	22	,	,	PUNCT
cblr-12483	180	23	rather	rather	ADV
cblr-12483	180	24	than	than	ADP
cblr-12483	180	25	deferential	deferential	ADJ
cblr-12483	180	26	to	to	ADP
cblr-12483	180	27	agency	agency	NOUN
cblr-12483	180	28	determinations	determination	NOUN
cblr-12483	180	29	)	)	PUNCT
cblr-12483	180	30	;	;	PUNCT
cblr-12483	180	31	west	west	PROPN
cblr-12483	180	32	virginia	virginia	PROPN
cblr-12483	180	33	v.	v.	PROPN
cblr-12483	180	34	epa	epa	PROPN
cblr-12483	180	35	,	,	PUNCT
cblr-12483	180	36	597	597	NUM
cblr-12483	180	37	u.s	u.s	PROPN
cblr-12483	180	38	.	.	PROPN
cblr-12483	180	39	697	697	NUM
cblr-12483	180	40	at	at	ADP
cblr-12483	180	41	721	721	NUM
cblr-12483	180	42	.	.	PUNCT
cblr-12483	181	1	53	53	NUM
cblr-12483	181	2	deacon	deacon	NOUN
cblr-12483	181	3	&	&	CCONJ
cblr-12483	181	4	litman	litman	PROPN
cblr-12483	181	5	,	,	PUNCT
cblr-12483	181	6	supra	supra	PROPN
cblr-12483	181	7	note	note	PROPN
cblr-12483	181	8	35	35	NUM
cblr-12483	181	9	,	,	PUNCT
cblr-12483	181	10	at	at	ADP
cblr-12483	181	11	1021	1021	NUM
cblr-12483	181	12	(	(	PUNCT
cblr-12483	181	13	“	"	PUNCT
cblr-12483	181	14	though	though	SCONJ
cblr-12483	181	15	it	it	PRON
cblr-12483	181	16	has	have	VERB
cblr-12483	181	17	roots	root	NOUN
cblr-12483	181	18	in	in	ADP
cblr-12483	181	19	earlier	early	ADJ
cblr-12483	181	20	cases	case	NOUN
cblr-12483	181	21	such	such	ADJ
cblr-12483	181	22	as	as	ADP
cblr-12483	181	23	mci	mci	PROPN
cblr-12483	181	24	telecommunications	telecommunication	NOUN
cblr-12483	181	25	v.	v.	ADP
cblr-12483	181	26	at&t	at&t	PROPN
cblr-12483	181	27	,	,	PUNCT
cblr-12483	181	28	and	and	CCONJ
cblr-12483	181	29	benzene	benzene	NOUN
cblr-12483	181	30	,	,	PUNCT
cblr-12483	181	31	the	the	DET
cblr-12483	181	32	major	major	ADJ
cblr-12483	181	33	questions	question	NOUN
cblr-12483	181	34	inquiry	inquiry	NOUN
cblr-12483	181	35	was	be	AUX
cblr-12483	181	36	most	most	ADV
cblr-12483	181	37	clearly	clearly	ADV
cblr-12483	181	38	incorporated	incorporate	VERB
cblr-12483	181	39	into	into	ADP
cblr-12483	181	40	the	the	DET
cblr-12483	181	41	chevron	chevron	NOUN
cblr-12483	181	42	framework	framework	NOUN
cblr-12483	181	43	in	in	ADP
cblr-12483	181	44	fda	fda	PROPN
cblr-12483	181	45	v.	v.	PROPN
cblr-12483	181	46	brown	brown	PROPN
cblr-12483	181	47	&	&	CCONJ
cblr-12483	181	48	williamson	williamson	PROPN
cblr-12483	181	49	tobacco	tobacco	PROPN
cblr-12483	181	50	corp	corp	PROPN
cblr-12483	181	51	.	.	PROPN
cblr-12483	181	52	”	"	PUNCT
cblr-12483	181	53	)	)	PUNCT
cblr-12483	181	54	;	;	PUNCT
cblr-12483	182	1	fda	fda	PROPN
cblr-12483	182	2	.	.	PUNCT
cblr-12483	183	1	v.	v.	ADP
cblr-12483	183	2	brown	brown	PROPN
cblr-12483	183	3	&	&	CCONJ
cblr-12483	183	4	williamson	williamson	PROPN
cblr-12483	183	5	tobacco	tobacco	PROPN
cblr-12483	183	6	corp	corp	PROPN
cblr-12483	183	7	.	.	PROPN
cblr-12483	183	8	,	,	PUNCT
cblr-12483	183	9	529	529	NUM
cblr-12483	183	10	u.s	u.s	PROPN
cblr-12483	183	11	.	.	PROPN
cblr-12483	183	12	120	120	NUM
cblr-12483	183	13	,	,	PUNCT
cblr-12483	183	14	159	159	NUM
cblr-12483	183	15	(	(	PUNCT
cblr-12483	183	16	2000	2000	NUM
cblr-12483	183	17	)	)	PUNCT
cblr-12483	183	18	.	.	PUNCT
cblr-12483	184	1	54	54	NUM
cblr-12483	184	2	brown	brown	PROPN
cblr-12483	184	3	&	&	CCONJ
cblr-12483	184	4	williamson	williamson	PROPN
cblr-12483	184	5	,	,	PUNCT
cblr-12483	184	6	529	529	NUM
cblr-12483	184	7	u.s	u.s	PROPN
cblr-12483	184	8	.	.	PROPN
cblr-12483	184	9	at	at	ADP
cblr-12483	184	10	159	159	NUM
cblr-12483	184	11	.	.	PUNCT
cblr-12483	184	12	55	55	NUM
cblr-12483	185	1	i	i	PRON
cblr-12483	185	2	d.	d.	VERB
cblr-12483	185	3	at	at	ADP
cblr-12483	185	4	167–68	167–68	NUM
cblr-12483	185	5	(	(	PUNCT
cblr-12483	185	6	breyer	breyer	NOUN
cblr-12483	185	7	,	,	PUNCT
cblr-12483	185	8	j.	j.	PROPN
cblr-12483	185	9	,	,	PUNCT
cblr-12483	185	10	dissenting	dissent	VERB
cblr-12483	185	11	)	)	PUNCT
cblr-12483	185	12	(	(	PUNCT
cblr-12483	185	13	“	"	PUNCT
cblr-12483	185	14	the	the	DET
cblr-12483	185	15	statute	statute	NOUN
cblr-12483	185	16	defines	define	VERB
cblr-12483	185	17	‘	'	PUNCT
cblr-12483	185	18	device	device	NOUN
cblr-12483	185	19	,	,	PUNCT
cblr-12483	185	20	’	'	PUNCT
cblr-12483	185	21	for	for	ADP
cblr-12483	185	22	example	example	NOUN
cblr-12483	185	23	,	,	PUNCT
cblr-12483	185	24	as	as	ADP
cblr-12483	185	25	‘	'	PUNCT
cblr-12483	185	26	an	an	DET
cblr-12483	185	27	instrument	instrument	NOUN
cblr-12483	185	28	,	,	PUNCT
cblr-12483	185	29	apparatus	apparatus	NOUN
cblr-12483	185	30	,	,	PUNCT
cblr-12483	185	31	implement	implement	NOUN
cblr-12483	185	32	,	,	PUNCT
cblr-12483	185	33	machine	machine	NOUN
cblr-12483	185	34	,	,	PUNCT
cblr-12483	185	35	contrivance	contrivance	ADJ
cblr-12483	185	36	,	,	PUNCT
cblr-12483	185	37	implant	implant	ADJ
cblr-12483	185	38	,	,	PUNCT
cblr-12483	185	39	in	in	ADP
cblr-12483	185	40	vitro	vitro	X
cblr-12483	185	41	reagent	reagent	ADJ
cblr-12483	185	42	,	,	PUNCT
cblr-12483	185	43	or	or	CCONJ
cblr-12483	185	44	other	other	ADJ
cblr-12483	185	45	similar	similar	ADJ
cblr-12483	185	46	or	or	CCONJ
cblr-12483	185	47	related	related	ADJ
cblr-12483	185	48	article	article	NOUN
cblr-12483	185	49	…	…	PUNCT
cblr-12483	185	50	intended	intend	VERB
cblr-12483	185	51	to	to	PART
cblr-12483	185	52	affect	affect	VERB
cblr-12483	185	53	the	the	DET
cblr-12483	185	54	structure	structure	NOUN
cblr-12483	185	55	or	or	CCONJ
cblr-12483	185	56	any	any	DET
cblr-12483	185	57	function	function	NOUN
cblr-12483	185	58	of	of	ADP
cblr-12483	185	59	the	the	DET
cblr-12483	185	60	body	body	NOUN
cblr-12483	185	61	…	…	PUNCT
cblr-12483	185	62	’	'	PUNCT
cblr-12483	185	63	taken	take	VERB
cblr-12483	185	64	literally	literally	ADV
cblr-12483	185	65	,	,	PUNCT
cblr-12483	185	66	this	this	DET
cblr-12483	185	67	definition	definition	NOUN
cblr-12483	185	68	might	might	AUX
cblr-12483	185	69	include	include	VERB
cblr-12483	185	70	everything	everything	PRON
cblr-12483	185	71	from	from	ADP
cblr-12483	185	72	room	room	NOUN
cblr-12483	185	73	air	air	NOUN
cblr-12483	185	74	conditioners	conditioner	NOUN
cblr-12483	185	75	to	to	ADP
cblr-12483	185	76	thermal	thermal	ADJ
cblr-12483	185	77	pajamas	pajama	NOUN
cblr-12483	185	78	.	.	PUNCT
cblr-12483	185	79	”	"	PUNCT
cblr-12483	186	1	(	(	PUNCT
cblr-12483	186	2	citing	cite	VERB
cblr-12483	186	3	21	21	NUM
cblr-12483	186	4	u.s.c	u.s.c	ADJ
cblr-12483	186	5	.	.	PUNCT
cblr-12483	187	1	§	§	PROPN
cblr-12483	187	2	321(h	321(h	PROPN
cblr-12483	187	3	)	)	PUNCT
cblr-12483	187	4	)	)	PUNCT
cblr-12483	187	5	)	)	PUNCT
cblr-12483	187	6	.	.	PUNCT
cblr-12483	188	1	no	no	INTJ
cblr-12483	188	2	.	.	NOUN
cblr-12483	189	1	2	2	X
cblr-12483	189	2	]	]	PUNCT
cblr-12483	189	3	my	my	PRON
cblr-12483	189	4	unfair	unfair	ADJ
cblr-12483	189	5	lady	lady	NOUN
cblr-12483	189	6	949	949	NUM
cblr-12483	189	7	that	that	SCONJ
cblr-12483	189	8	the	the	DET
cblr-12483	189	9	statutory	statutory	ADJ
cblr-12483	189	10	text	text	NOUN
cblr-12483	189	11	unambiguously	unambiguously	ADV
cblr-12483	189	12	precluded	preclude	VERB
cblr-12483	189	13	regulation	regulation	NOUN
cblr-12483	189	14	of	of	ADP
cblr-12483	189	15	tobacco	tobacco	NOUN
cblr-12483	189	16	products	product	NOUN
cblr-12483	189	17	,	,	PUNCT
cblr-12483	189	18	with	with	ADP
cblr-12483	189	19	the	the	DET
cblr-12483	189	20	significance	significance	NOUN
cblr-12483	189	21	of	of	ADP
cblr-12483	189	22	the	the	DET
cblr-12483	189	23	matter	matter	NOUN
cblr-12483	189	24	at	at	ADP
cblr-12483	189	25	hand	hand	NOUN
cblr-12483	189	26	as	as	ADP
cblr-12483	189	27	logical	logical	ADJ
cblr-12483	189	28	support	support	NOUN
cblr-12483	189	29	to	to	ADP
cblr-12483	189	30	that	that	DET
cblr-12483	189	31	reasoning.56	reasoning.56	NOUN
cblr-12483	189	32	the	the	DET
cblr-12483	189	33	court	court	NOUN
cblr-12483	189	34	applied	apply	VERB
cblr-12483	189	35	a	a	DET
cblr-12483	189	36	similar	similar	ADJ
cblr-12483	189	37	method	method	NOUN
cblr-12483	189	38	of	of	ADP
cblr-12483	189	39	reasoning	reasoning	NOUN
cblr-12483	189	40	in	in	ADP
cblr-12483	189	41	utility	utility	NOUN
cblr-12483	189	42	air	air	NOUN
cblr-12483	189	43	regulatory	regulatory	ADJ
cblr-12483	189	44	group	group	NOUN
cblr-12483	189	45	v.	v.	ADP
cblr-12483	189	46	epa	epa	PROPN
cblr-12483	189	47	,	,	PUNCT
cblr-12483	189	48	concluding	conclude	VERB
cblr-12483	189	49	that	that	SCONJ
cblr-12483	189	50	the	the	DET
cblr-12483	189	51	epa	epa	PROPN
cblr-12483	189	52	’s	’s	PART
cblr-12483	189	53	interpretation	interpretation	NOUN
cblr-12483	189	54	was	be	AUX
cblr-12483	189	55	unambiguously	unambiguously	ADV
cblr-12483	189	56	foreclosed	foreclose	VERB
cblr-12483	189	57	by	by	ADP
cblr-12483	189	58	the	the	DET
cblr-12483	189	59	statute	statute	NOUN
cblr-12483	189	60	in	in	ADP
cblr-12483	189	61	part	part	NOUN
cblr-12483	189	62	because	because	SCONJ
cblr-12483	189	63	congress	congress	PROPN
cblr-12483	189	64	would	would	AUX
cblr-12483	189	65	have	have	AUX
cblr-12483	189	66	spoken	speak	VERB
cblr-12483	189	67	more	more	ADV
cblr-12483	189	68	clearly	clearly	ADV
cblr-12483	189	69	if	if	SCONJ
cblr-12483	189	70	it	it	PRON
cblr-12483	189	71	had	have	AUX
cblr-12483	189	72	intended	intend	VERB
cblr-12483	189	73	to	to	PART
cblr-12483	189	74	delegate	delegate	VERB
cblr-12483	189	75	such	such	ADJ
cblr-12483	189	76	significant	significant	ADJ
cblr-12483	189	77	authority.57	authority.57	NOUN
cblr-12483	189	78	then	then	ADV
cblr-12483	189	79	,	,	PUNCT
cblr-12483	189	80	in	in	ADP
cblr-12483	189	81	king	king	NOUN
cblr-12483	189	82	v.	v.	PROPN
cblr-12483	189	83	burwell	burwell	PROPN
cblr-12483	189	84	,	,	PUNCT
cblr-12483	189	85	the	the	DET
cblr-12483	189	86	court	court	NOUN
cblr-12483	189	87	simply	simply	ADV
cblr-12483	189	88	declined	decline	VERB
cblr-12483	189	89	to	to	PART
cblr-12483	189	90	apply	apply	VERB
cblr-12483	189	91	the	the	DET
cblr-12483	189	92	chevron	chevron	NOUN
cblr-12483	189	93	framework.58	framework.58	NOUN
cblr-12483	189	94	it	it	PRON
cblr-12483	189	95	instead	instead	ADV
cblr-12483	189	96	concluded	conclude	VERB
cblr-12483	189	97	that	that	SCONJ
cblr-12483	189	98	the	the	DET
cblr-12483	189	99	irs	irs	PROPN
cblr-12483	189	100	’s	’s	PART
cblr-12483	189	101	interpretation	interpretation	NOUN
cblr-12483	189	102	of	of	ADP
cblr-12483	189	103	the	the	DET
cblr-12483	189	104	relevant	relevant	ADJ
cblr-12483	189	105	text	text	NOUN
cblr-12483	189	106	was	be	AUX
cblr-12483	189	107	entitled	entitle	VERB
cblr-12483	189	108	to	to	ADP
cblr-12483	189	109	no	no	DET
cblr-12483	189	110	weight	weight	NOUN
cblr-12483	189	111	at	at	ADV
cblr-12483	189	112	all	all	ADV
cblr-12483	189	113	given	give	VERB
cblr-12483	189	114	the	the	DET
cblr-12483	189	115	irs	irs	PROPN
cblr-12483	189	116	’s	’s	PART
cblr-12483	189	117	lack	lack	NOUN
cblr-12483	189	118	of	of	ADP
cblr-12483	189	119	expertise	expertise	NOUN
cblr-12483	189	120	and	and	CCONJ
cblr-12483	189	121	the	the	DET
cblr-12483	189	122	significance	significance	NOUN
cblr-12483	189	123	of	of	ADP
cblr-12483	189	124	the	the	DET
cblr-12483	189	125	question	question	NOUN
cblr-12483	189	126	at	at	ADP
cblr-12483	189	127	hand.59	hand.59	VERB
cblr-12483	189	128	during	during	ADP
cblr-12483	189	129	the	the	DET
cblr-12483	189	130	covid	covid	PROPN
cblr-12483	189	131	pandemic	pandemic	PROPN
cblr-12483	189	132	,	,	PUNCT
cblr-12483	189	133	the	the	DET
cblr-12483	189	134	court	court	NOUN
cblr-12483	189	135	further	far	ADV
cblr-12483	189	136	expanded	expand	VERB
cblr-12483	189	137	the	the	DET
cblr-12483	189	138	doctrine	doctrine	NOUN
cblr-12483	189	139	’s	’s	PART
cblr-12483	189	140	reach	reach	NOUN
cblr-12483	189	141	,	,	PUNCT
cblr-12483	189	142	releasing	release	VERB
cblr-12483	189	143	several	several	ADJ
cblr-12483	189	144	decisions	decision	NOUN
cblr-12483	189	145	that	that	PRON
cblr-12483	189	146	limited	limited	ADJ
cblr-12483	189	147	agencies	agency	NOUN
cblr-12483	189	148	’	'	PUNCT
cblr-12483	189	149	ability	ability	NOUN
cblr-12483	189	150	to	to	PART
cblr-12483	189	151	move	move	VERB
cblr-12483	189	152	forward	forward	ADV
cblr-12483	189	153	with	with	ADP
cblr-12483	189	154	regulations	regulation	NOUN
cblr-12483	189	155	intended	intend	VERB
cblr-12483	189	156	to	to	PART
cblr-12483	189	157	reduce	reduce	VERB
cblr-12483	189	158	the	the	DET
cblr-12483	189	159	spread	spread	NOUN
cblr-12483	189	160	of	of	ADP
cblr-12483	189	161	covid	covid	NOUN
cblr-12483	189	162	by	by	ADP
cblr-12483	189	163	seemingly	seemingly	ADV
cblr-12483	189	164	requiring	require	VERB
cblr-12483	189	165	more	more	ADJ
cblr-12483	189	166	than	than	ADP
cblr-12483	189	167	simply	simply	ADV
cblr-12483	189	168	a	a	DET
cblr-12483	189	169	reasonable	reasonable	ADJ
cblr-12483	189	170	interpretation	interpretation	NOUN
cblr-12483	189	171	to	to	PART
cblr-12483	189	172	authorize	authorize	VERB
cblr-12483	189	173	significant	significant	ADJ
cblr-12483	189	174	agency	agency	NOUN
cblr-12483	189	175	action.60	action.60	NOUN
cblr-12483	189	176	these	these	DET
cblr-12483	189	177	cases	case	NOUN
cblr-12483	189	178	are	be	AUX
cblr-12483	189	179	similar	similar	ADJ
cblr-12483	189	180	in	in	ADP
cblr-12483	189	181	analysis	analysis	NOUN
cblr-12483	189	182	to	to	ADP
cblr-12483	189	183	west	west	PROPN
cblr-12483	189	184	virginia	virginia	PROPN
cblr-12483	189	185	,	,	PUNCT
cblr-12483	189	186	and	and	CCONJ
cblr-12483	189	187	together	together	ADV
cblr-12483	189	188	with	with	ADP
cblr-12483	189	189	west	west	PROPN
cblr-12483	189	190	virginia	virginia	PROPN
cblr-12483	189	191	formulate	formulate	VERB
cblr-12483	189	192	what	what	PRON
cblr-12483	189	193	academics	academic	NOUN
cblr-12483	189	194	are	be	AUX
cblr-12483	189	195	referring	refer	VERB
cblr-12483	189	196	to	to	ADP
cblr-12483	189	197	56	56	NUM
cblr-12483	189	198	i	i	PROPN
cblr-12483	189	199	d.	d.	PROPN
cblr-12483	189	200	at	at	ADP
cblr-12483	189	201	159–61	159–61	NUM
cblr-12483	189	202	.	.	PUNCT
cblr-12483	189	203	57	57	NUM
cblr-12483	189	204	util	util	NOUN
cblr-12483	189	205	.	.	PUNCT
cblr-12483	189	206	air	air	PROPN
cblr-12483	189	207	regul	regul	PROPN
cblr-12483	189	208	.	.	PUNCT
cblr-12483	190	1	grp	grp	PROPN
cblr-12483	190	2	.	.	PROPN
cblr-12483	191	1	v.	v.	PROPN
cblr-12483	191	2	epa	epa	PROPN
cblr-12483	191	3	.	.	PROPN
cblr-12483	191	4	,	,	PUNCT
cblr-12483	191	5	573	573	NUM
cblr-12483	191	6	u.s	u.s	PROPN
cblr-12483	191	7	.	.	PROPN
cblr-12483	191	8	302	302	NUM
cblr-12483	191	9	,	,	PUNCT
cblr-12483	191	10	325–26	325–26	NUM
cblr-12483	191	11	(	(	PUNCT
cblr-12483	191	12	2014	2014	NUM
cblr-12483	191	13	)	)	PUNCT
cblr-12483	191	14	.	.	PUNCT
cblr-12483	192	1	58	58	NUM
cblr-12483	192	2	king	king	NOUN
cblr-12483	192	3	v.	v.	PROPN
cblr-12483	192	4	burwell	burwell	PROPN
cblr-12483	192	5	,	,	PUNCT
cblr-12483	192	6	576	576	NUM
cblr-12483	192	7	u.s	u.s	PROPN
cblr-12483	192	8	.	.	PROPN
cblr-12483	192	9	473	473	NUM
cblr-12483	192	10	,	,	PUNCT
cblr-12483	192	11	485–86	485–86	NUM
cblr-12483	192	12	(	(	PUNCT
cblr-12483	192	13	2015	2015	NUM
cblr-12483	192	14	)	)	PUNCT
cblr-12483	192	15	(	(	PUNCT
cblr-12483	192	16	“	"	PUNCT
cblr-12483	192	17	whether	whether	SCONJ
cblr-12483	192	18	those	those	DET
cblr-12483	192	19	credits	credit	NOUN
cblr-12483	192	20	are	be	AUX
cblr-12483	192	21	available	available	ADJ
cblr-12483	192	22	on	on	ADP
cblr-12483	192	23	federal	federal	ADJ
cblr-12483	192	24	exchanges	exchange	NOUN
cblr-12483	192	25	is	be	AUX
cblr-12483	192	26	thus	thus	ADV
cblr-12483	192	27	a	a	DET
cblr-12483	192	28	question	question	NOUN
cblr-12483	192	29	of	of	ADP
cblr-12483	192	30	deep	deep	ADJ
cblr-12483	192	31	‘	'	PUNCT
cblr-12483	192	32	economic	economic	ADJ
cblr-12483	192	33	and	and	CCONJ
cblr-12483	192	34	political	political	ADJ
cblr-12483	192	35	significance	significance	NOUN
cblr-12483	192	36	’	'	PUNCT
cblr-12483	192	37	that	that	PRON
cblr-12483	192	38	is	be	AUX
cblr-12483	192	39	central	central	ADJ
cblr-12483	192	40	to	to	ADP
cblr-12483	192	41	this	this	DET
cblr-12483	192	42	statutory	statutory	ADJ
cblr-12483	192	43	scheme	scheme	NOUN
cblr-12483	192	44	;	;	PUNCT
cblr-12483	192	45	had	have	AUX
cblr-12483	192	46	congress	congress	PROPN
cblr-12483	192	47	wished	wish	VERB
cblr-12483	192	48	to	to	PART
cblr-12483	192	49	assign	assign	VERB
cblr-12483	192	50	that	that	DET
cblr-12483	192	51	question	question	NOUN
cblr-12483	192	52	to	to	ADP
cblr-12483	192	53	an	an	DET
cblr-12483	192	54	agency	agency	NOUN
cblr-12483	192	55	,	,	PUNCT
cblr-12483	192	56	it	it	PRON
cblr-12483	192	57	surely	surely	ADV
cblr-12483	192	58	would	would	AUX
cblr-12483	192	59	have	have	AUX
cblr-12483	192	60	done	do	VERB
cblr-12483	192	61	so	so	ADV
cblr-12483	192	62	expressly	expressly	ADV
cblr-12483	192	63	.	.	PUNCT
cblr-12483	192	64	”	"	PUNCT
cblr-12483	192	65	)	)	PUNCT
cblr-12483	193	1	(	(	PUNCT
cblr-12483	193	2	quoting	quote	VERB
cblr-12483	193	3	util	util	PROPN
cblr-12483	193	4	.	.	PUNCT
cblr-12483	193	5	air	air	PROPN
cblr-12483	193	6	regul	regul	PROPN
cblr-12483	193	7	.	.	PUNCT
cblr-12483	194	1	grp	grp	PROPN
cblr-12483	194	2	.	.	PROPN
cblr-12483	194	3	,	,	PUNCT
cblr-12483	194	4	573	573	NUM
cblr-12483	194	5	u.s	u.s	PROPN
cblr-12483	194	6	.	.	PROPN
cblr-12483	194	7	at	at	ADP
cblr-12483	194	8	324	324	NUM
cblr-12483	194	9	)	)	PUNCT
cblr-12483	194	10	)	)	PUNCT
cblr-12483	194	11	.	.	PUNCT
cblr-12483	195	1	59	59	NUM
cblr-12483	196	1	i	i	PRON
cblr-12483	196	2	d.	d.	PROPN
cblr-12483	196	3	60	60	NUM
cblr-12483	196	4	see	see	VERB
cblr-12483	196	5	,	,	PUNCT
cblr-12483	196	6	e.g.	e.g.	ADV
cblr-12483	196	7	,	,	PUNCT
cblr-12483	196	8	nat’l	nat’l	NOUN
cblr-12483	196	9	fed’n	fed’n	NUM
cblr-12483	196	10	of	of	ADP
cblr-12483	196	11	indep	indep	NOUN
cblr-12483	196	12	.	.	PUNCT
cblr-12483	197	1	bus	bus	NOUN
cblr-12483	197	2	.	.	PUNCT
cblr-12483	198	1	v.	v.	ADP
cblr-12483	198	2	dep’t	dep’t	NOUN
cblr-12483	198	3	of	of	ADP
cblr-12483	198	4	lab	lab	PROPN
cblr-12483	198	5	.	.	PUNCT
cblr-12483	198	6	,	,	PUNCT
cblr-12483	198	7	occupational	occupational	ADJ
cblr-12483	198	8	safety	safety	NOUN
cblr-12483	198	9	and	and	CCONJ
cblr-12483	198	10	health	health	NOUN
cblr-12483	198	11	admin	admin	PROPN
cblr-12483	198	12	.	.	PROPN
cblr-12483	198	13	,	,	PUNCT
cblr-12483	198	14	595	595	NUM
cblr-12483	198	15	u.s	u.s	PROPN
cblr-12483	198	16	.	.	PROPN
cblr-12483	198	17	109	109	NUM
cblr-12483	198	18	,	,	PUNCT
cblr-12483	198	19	119–120	119–120	NUM
cblr-12483	198	20	(	(	PUNCT
cblr-12483	198	21	2022	2022	NUM
cblr-12483	198	22	)	)	PUNCT
cblr-12483	198	23	(	(	PUNCT
cblr-12483	198	24	“	"	PUNCT
cblr-12483	198	25	this	this	DET
cblr-12483	198	26	‘	'	PUNCT
cblr-12483	198	27	lack	lack	NOUN
cblr-12483	198	28	of	of	ADP
cblr-12483	198	29	historical	historical	ADJ
cblr-12483	198	30	precedent	precedent	NOUN
cblr-12483	198	31	,	,	PUNCT
cblr-12483	198	32	’	'	PUNCT
cblr-12483	198	33	coupled	couple	VERB
cblr-12483	198	34	with	with	ADP
cblr-12483	198	35	the	the	DET
cblr-12483	198	36	breadth	breadth	NOUN
cblr-12483	198	37	of	of	ADP
cblr-12483	198	38	authority	authority	NOUN
cblr-12483	198	39	that	that	SCONJ
cblr-12483	198	40	the	the	DET
cblr-12483	198	41	secretary	secretary	NOUN
cblr-12483	198	42	now	now	ADV
cblr-12483	198	43	claims	claim	VERB
cblr-12483	198	44	,	,	PUNCT
cblr-12483	198	45	is	be	AUX
cblr-12483	198	46	a	a	DET
cblr-12483	198	47	‘	'	PUNCT
cblr-12483	198	48	telling	tell	VERB
cblr-12483	198	49	indication	indication	NOUN
cblr-12483	198	50	’	'	PUNCT
cblr-12483	198	51	that	that	SCONJ
cblr-12483	198	52	the	the	DET
cblr-12483	198	53	mandate	mandate	NOUN
cblr-12483	198	54	extends	extend	VERB
cblr-12483	198	55	beyond	beyond	ADP
cblr-12483	198	56	the	the	DET
cblr-12483	198	57	agency	agency	NOUN
cblr-12483	198	58	’s	’s	PART
cblr-12483	198	59	legitimate	legitimate	ADJ
cblr-12483	198	60	reach	reach	NOUN
cblr-12483	198	61	.	.	PUNCT
cblr-12483	198	62	”	"	PUNCT
cblr-12483	199	1	(	(	PUNCT
cblr-12483	199	2	quoting	quote	VERB
cblr-12483	199	3	free	free	ADJ
cblr-12483	199	4	enter	enter	NOUN
cblr-12483	199	5	.	.	PUNCT
cblr-12483	200	1	fund	fund	NOUN
cblr-12483	200	2	v.	v.	ADP
cblr-12483	200	3	pub	pub	NOUN
cblr-12483	200	4	.	.	PUNCT
cblr-12483	201	1	co.	co.	PROPN
cblr-12483	201	2	acct	acct	NOUN
cblr-12483	201	3	.	.	PUNCT
cblr-12483	202	1	oversight	oversight	NOUN
cblr-12483	202	2	bd	bd	PROPN
cblr-12483	202	3	.	.	PROPN
cblr-12483	202	4	,	,	PUNCT
cblr-12483	203	1	561	561	NUM
cblr-12483	203	2	u.s	u.s	PROPN
cblr-12483	203	3	.	.	PROPN
cblr-12483	203	4	477	477	NUM
cblr-12483	203	5	,	,	PUNCT
cblr-12483	203	6	505	505	NUM
cblr-12483	203	7	(	(	PUNCT
cblr-12483	203	8	2010	2010	NUM
cblr-12483	203	9	)	)	PUNCT
cblr-12483	203	10	)	)	PUNCT
cblr-12483	203	11	)	)	PUNCT
cblr-12483	203	12	;	;	PUNCT
cblr-12483	203	13	ala	ala	PROPN
cblr-12483	203	14	.	.	PUNCT
cblr-12483	204	1	ass’n	ass’n	NUM
cblr-12483	204	2	of	of	ADP
cblr-12483	204	3	realtors	realtor	NOUN
cblr-12483	204	4	v.	v.	ADP
cblr-12483	204	5	dep’t	dep’t	NOUN
cblr-12483	204	6	of	of	ADP
cblr-12483	204	7	health	health	NOUN
cblr-12483	204	8	and	and	CCONJ
cblr-12483	204	9	hum	hum	ADJ
cblr-12483	204	10	.	.	PUNCT
cblr-12483	205	1	servs	servs	PROPN
cblr-12483	205	2	.	.	PROPN
cblr-12483	205	3	,	,	PUNCT
cblr-12483	205	4	141	141	NUM
cblr-12483	205	5	s.	s.	PROPN
cblr-12483	205	6	ct	ct	PROPN
cblr-12483	205	7	.	.	PROPN
cblr-12483	205	8	2485	2485	NUM
cblr-12483	205	9	,	,	PUNCT
cblr-12483	205	10	2489	2489	NUM
cblr-12483	205	11	(	(	PUNCT
cblr-12483	205	12	2021	2021	NUM
cblr-12483	205	13	)	)	PUNCT
cblr-12483	205	14	(	(	PUNCT
cblr-12483	205	15	“	"	PUNCT
cblr-12483	205	16	even	even	ADV
cblr-12483	205	17	if	if	SCONJ
cblr-12483	205	18	the	the	DET
cblr-12483	205	19	text	text	NOUN
cblr-12483	205	20	were	be	AUX
cblr-12483	205	21	ambiguous	ambiguous	ADJ
cblr-12483	205	22	,	,	PUNCT
cblr-12483	205	23	the	the	DET
cblr-12483	205	24	sheer	sheer	ADJ
cblr-12483	205	25	scope	scope	NOUN
cblr-12483	205	26	of	of	ADP
cblr-12483	205	27	the	the	DET
cblr-12483	205	28	cdc	cdc	PROPN
cblr-12483	205	29	’s	’s	PART
cblr-12483	205	30	claimed	claim	VERB
cblr-12483	205	31	authority	authority	NOUN
cblr-12483	205	32	under	under	ADP
cblr-12483	205	33	§	§	PROPN
cblr-12483	205	34	361(a	361(a	NUM
cblr-12483	205	35	)	)	PUNCT
cblr-12483	205	36	would	would	AUX
cblr-12483	205	37	counsel	counsel	VERB
cblr-12483	205	38	against	against	ADP
cblr-12483	205	39	the	the	DET
cblr-12483	205	40	government	government	NOUN
cblr-12483	205	41	’s	’s	PART
cblr-12483	205	42	interpretation	interpretation	NOUN
cblr-12483	205	43	.	.	PUNCT
cblr-12483	206	1	we	we	PRON
cblr-12483	206	2	expect	expect	VERB
cblr-12483	206	3	congress	congress	PROPN
cblr-12483	206	4	to	to	PART
cblr-12483	206	5	speak	speak	VERB
cblr-12483	206	6	clearly	clearly	ADV
cblr-12483	206	7	when	when	SCONJ
cblr-12483	206	8	authorizing	authorize	VERB
cblr-12483	206	9	an	an	DET
cblr-12483	206	10	agency	agency	NOUN
cblr-12483	206	11	to	to	PART
cblr-12483	206	12	exercise	exercise	VERB
cblr-12483	206	13	powers	power	NOUN
cblr-12483	206	14	of	of	ADP
cblr-12483	206	15	‘	'	PUNCT
cblr-12483	206	16	vast	vast	ADJ
cblr-12483	206	17	economic	economic	ADJ
cblr-12483	206	18	and	and	CCONJ
cblr-12483	206	19	political	political	ADJ
cblr-12483	206	20	significance	significance	NOUN
cblr-12483	206	21	.	.	PUNCT
cblr-12483	206	22	’	'	PUNCT
cblr-12483	206	23	”	"	PUNCT
cblr-12483	207	1	(	(	PUNCT
cblr-12483	207	2	internal	internal	ADJ
cblr-12483	207	3	quotation	quotation	NOUN
cblr-12483	207	4	marks	mark	NOUN
cblr-12483	207	5	omitted	omit	VERB
cblr-12483	207	6	)	)	PUNCT
cblr-12483	207	7	(	(	PUNCT
cblr-12483	207	8	quoting	quote	VERB
cblr-12483	207	9	util	util	PROPN
cblr-12483	207	10	.	.	PUNCT
cblr-12483	207	11	air	air	PROPN
cblr-12483	207	12	regul	regul	PROPN
cblr-12483	207	13	.	.	PUNCT
cblr-12483	208	1	grp	grp	PROPN
cblr-12483	208	2	.	.	PROPN
cblr-12483	208	3	,	,	PUNCT
cblr-12483	208	4	573	573	NUM
cblr-12483	208	5	u.s	u.s	PROPN
cblr-12483	208	6	.	.	PROPN
cblr-12483	208	7	at	at	ADP
cblr-12483	208	8	324	324	NUM
cblr-12483	208	9	)	)	PUNCT
cblr-12483	208	10	)	)	PUNCT
cblr-12483	208	11	.	.	PUNCT
cblr-12483	209	1	950	950	NUM
cblr-12483	209	2	columbia	columbia	PROPN
cblr-12483	209	3	business	business	NOUN
cblr-12483	209	4	law	law	PROPN
cblr-12483	209	5	review	review	NOUN
cblr-12483	209	6	[	[	X
cblr-12483	209	7	vol	vol	NOUN
cblr-12483	209	8	.	.	PUNCT
cblr-12483	209	9	2023	2023	NUM
cblr-12483	209	10	as	as	ADP
cblr-12483	209	11	the	the	DET
cblr-12483	209	12	“	"	PUNCT
cblr-12483	209	13	new	new	ADJ
cblr-12483	209	14	”	"	PUNCT
cblr-12483	209	15	major	major	ADJ
cblr-12483	209	16	questions	question	NOUN
cblr-12483	209	17	doctrine.61	doctrine.61	NOUN
cblr-12483	209	18	this	this	DET
cblr-12483	209	19	new	new	ADJ
cblr-12483	209	20	doctrine	doctrine	NOUN
cblr-12483	209	21	is	be	AUX
cblr-12483	209	22	used	use	VERB
cblr-12483	209	23	as	as	ADP
cblr-12483	209	24	a	a	DET
cblr-12483	209	25	clear	clear	ADJ
cblr-12483	209	26	statement	statement	NOUN
cblr-12483	209	27	rule	rule	NOUN
cblr-12483	209	28	,	,	PUNCT
cblr-12483	209	29	preventing	prevent	VERB
cblr-12483	209	30	agencies	agency	NOUN
cblr-12483	209	31	from	from	ADP
cblr-12483	209	32	relying	rely	VERB
cblr-12483	209	33	on	on	ADP
cblr-12483	209	34	statutory	statutory	ADJ
cblr-12483	209	35	provisions	provision	NOUN
cblr-12483	209	36	to	to	PART
cblr-12483	209	37	address	address	VERB
cblr-12483	209	38	“	"	PUNCT
cblr-12483	209	39	major	major	ADJ
cblr-12483	209	40	”	"	PUNCT
cblr-12483	209	41	issues	issue	NOUN
cblr-12483	209	42	absent	absent	ADJ
cblr-12483	209	43	“	"	PUNCT
cblr-12483	209	44	clear	clear	ADJ
cblr-12483	209	45	”	"	PUNCT
cblr-12483	209	46	authorization	authorization	NOUN
cblr-12483	209	47	by	by	ADP
cblr-12483	209	48	congress.62	congress.62	NOUN
cblr-12483	209	49	as	as	SCONJ
cblr-12483	209	50	it	it	PRON
cblr-12483	209	51	stands	stand	VERB
cblr-12483	209	52	now	now	ADV
cblr-12483	209	53	,	,	PUNCT
cblr-12483	209	54	courts	court	NOUN
cblr-12483	209	55	must	must	AUX
cblr-12483	209	56	follow	follow	VERB
cblr-12483	209	57	a	a	DET
cblr-12483	209	58	two	two	NUM
cblr-12483	209	59	-	-	PUNCT
cblr-12483	209	60	step	step	NOUN
cblr-12483	209	61	inquiry	inquiry	NOUN
cblr-12483	209	62	to	to	PART
cblr-12483	209	63	determine	determine	VERB
cblr-12483	209	64	what	what	DET
cblr-12483	209	65	level	level	NOUN
cblr-12483	209	66	of	of	ADP
cblr-12483	209	67	review	review	NOUN
cblr-12483	209	68	is	be	AUX
cblr-12483	209	69	appropriate	appropriate	ADJ
cblr-12483	209	70	.	.	PUNCT
cblr-12483	210	1	first	first	ADV
cblr-12483	210	2	,	,	PUNCT
cblr-12483	210	3	they	they	PRON
cblr-12483	210	4	must	must	AUX
cblr-12483	210	5	consider	consider	VERB
cblr-12483	210	6	the	the	DET
cblr-12483	210	7	factors	factor	NOUN
cblr-12483	210	8	outlined	outline	VERB
cblr-12483	210	9	above	above	ADV
cblr-12483	210	10	to	to	PART
cblr-12483	210	11	determine	determine	VERB
cblr-12483	210	12	whether	whether	SCONJ
cblr-12483	210	13	an	an	DET
cblr-12483	210	14	agency	agency	NOUN
cblr-12483	210	15	action	action	NOUN
cblr-12483	210	16	tackles	tackle	VERB
cblr-12483	210	17	a	a	DET
cblr-12483	210	18	“	"	PUNCT
cblr-12483	210	19	major	major	ADJ
cblr-12483	210	20	”	"	PUNCT
cblr-12483	210	21	issue.63	issue.63	PROPN
cblr-12483	210	22	second	second	ADJ
cblr-12483	210	23	,	,	PUNCT
cblr-12483	210	24	if	if	SCONJ
cblr-12483	210	25	the	the	DET
cblr-12483	210	26	issue	issue	NOUN
cblr-12483	210	27	is	be	AUX
cblr-12483	210	28	decided	decide	VERB
cblr-12483	210	29	to	to	PART
cblr-12483	210	30	be	be	AUX
cblr-12483	210	31	major	major	ADJ
cblr-12483	210	32	,	,	PUNCT
cblr-12483	210	33	the	the	DET
cblr-12483	210	34	courts	court	NOUN
cblr-12483	210	35	must	must	AUX
cblr-12483	210	36	hold	hold	VERB
cblr-12483	210	37	the	the	DET
cblr-12483	210	38	action	action	NOUN
cblr-12483	210	39	unlawful	unlawful	ADJ
cblr-12483	210	40	unless	unless	SCONJ
cblr-12483	210	41	it	it	PRON
cblr-12483	210	42	is	be	AUX
cblr-12483	210	43	clearly	clearly	ADV
cblr-12483	210	44	authorized	authorize	VERB
cblr-12483	210	45	by	by	ADP
cblr-12483	210	46	the	the	DET
cblr-12483	210	47	governing	govern	VERB
cblr-12483	210	48	statute.64	statute.64	PROPN
cblr-12483	210	49	part	part	NOUN
cblr-12483	210	50	iii	iii	NOUN
cblr-12483	210	51	of	of	ADP
cblr-12483	210	52	this	this	DET
cblr-12483	210	53	note	note	NOUN
cblr-12483	210	54	applies	apply	VERB
cblr-12483	210	55	this	this	DET
cblr-12483	210	56	new	new	ADJ
cblr-12483	210	57	doctrine	doctrine	NOUN
cblr-12483	210	58	to	to	ADP
cblr-12483	210	59	the	the	DET
cblr-12483	210	60	cfpb	cfpb	NOUN
cblr-12483	210	61	’s	’s	PART
cblr-12483	210	62	decision	decision	NOUN
cblr-12483	210	63	to	to	PART
cblr-12483	210	64	prohibit	prohibit	VERB
cblr-12483	210	65	discriminatory	discriminatory	ADJ
cblr-12483	210	66	conduct	conduct	NOUN
cblr-12483	210	67	under	under	ADP
cblr-12483	210	68	its	its	PRON
cblr-12483	210	69	udaap	udaap	ADJ
cblr-12483	210	70	authorization	authorization	NOUN
cblr-12483	210	71	in	in	ADP
cblr-12483	210	72	dodd	dodd	PROPN
cblr-12483	210	73	-	-	PUNCT
cblr-12483	210	74	frank	frank	PROPN
cblr-12483	210	75	.	.	PUNCT
cblr-12483	211	1	iii	iii	X
cblr-12483	211	2	.	.	PUNCT
cblr-12483	212	1	applying	apply	VERB
cblr-12483	212	2	the	the	DET
cblr-12483	212	3	major	major	ADJ
cblr-12483	212	4	questions	question	NOUN
cblr-12483	212	5	doctrine	doctrine	NOUN
cblr-12483	212	6	to	to	ADP
cblr-12483	212	7	the	the	DET
cblr-12483	212	8	cfpb	cfpb	NOUN
cblr-12483	212	9	’s	’s	PART
cblr-12483	212	10	new	new	ADJ
cblr-12483	212	11	antidiscrimination	antidiscrimination	NOUN
cblr-12483	212	12	policy	policy	NOUN
cblr-12483	212	13	a.	a.	NOUN
cblr-12483	212	14	is	be	AUX
cblr-12483	212	15	the	the	DET
cblr-12483	212	16	legality	legality	NOUN
cblr-12483	212	17	of	of	ADP
cblr-12483	212	18	discriminatory	discriminatory	ADJ
cblr-12483	212	19	practices	practice	NOUN
cblr-12483	212	20	in	in	ADP
cblr-12483	212	21	banking	bank	VERB
cblr-12483	212	22	a	a	DET
cblr-12483	212	23	major	major	ADJ
cblr-12483	212	24	question	question	NOUN
cblr-12483	212	25	?	?	PUNCT
cblr-12483	213	1	applying	apply	VERB
cblr-12483	213	2	the	the	DET
cblr-12483	213	3	major	major	ADJ
cblr-12483	213	4	questions	question	NOUN
cblr-12483	213	5	doctrine	doctrine	NOUN
cblr-12483	213	6	to	to	ADP
cblr-12483	213	7	the	the	DET
cblr-12483	213	8	cfpb	cfpb	ADJ
cblr-12483	213	9	action	action	NOUN
cblr-12483	213	10	at	at	ADP
cblr-12483	213	11	hand	hand	NOUN
cblr-12483	213	12	is	be	AUX
cblr-12483	213	13	somewhat	somewhat	ADV
cblr-12483	213	14	complicated	complicated	ADJ
cblr-12483	213	15	,	,	PUNCT
cblr-12483	213	16	as	as	SCONJ
cblr-12483	213	17	west	west	PROPN
cblr-12483	213	18	virginia	virginia	PROPN
cblr-12483	213	19	is	be	AUX
cblr-12483	213	20	the	the	DET
cblr-12483	213	21	first	first	ADJ
cblr-12483	213	22	case	case	NOUN
cblr-12483	213	23	in	in	ADP
cblr-12483	213	24	which	which	PRON
cblr-12483	213	25	the	the	DET
cblr-12483	213	26	doctrine	doctrine	NOUN
cblr-12483	213	27	was	be	AUX
cblr-12483	213	28	formally	formally	ADV
cblr-12483	213	29	articulated	articulate	VERB
cblr-12483	213	30	by	by	ADP
cblr-12483	213	31	the	the	DET
cblr-12483	213	32	supreme	supreme	PROPN
cblr-12483	213	33	court	court	PROPN
cblr-12483	213	34	.	.	PUNCT
cblr-12483	214	1	the	the	DET
cblr-12483	214	2	court	court	NOUN
cblr-12483	214	3	has	have	AUX
cblr-12483	214	4	put	put	VERB
cblr-12483	214	5	forward	forward	ADV
cblr-12483	214	6	six	six	NUM
cblr-12483	214	7	(	(	PUNCT
cblr-12483	214	8	albeit	albeit	SCONJ
cblr-12483	214	9	partly	partly	ADV
cblr-12483	214	10	overlapping	overlap	VERB
cblr-12483	214	11	)	)	PUNCT
cblr-12483	214	12	factors	factor	NOUN
cblr-12483	214	13	used	use	VERB
cblr-12483	214	14	to	to	PART
cblr-12483	214	15	judge	judge	VERB
cblr-12483	214	16	an	an	DET
cblr-12483	214	17	agency	agency	NOUN
cblr-12483	214	18	action	action	NOUN
cblr-12483	214	19	’s	’s	PART
cblr-12483	214	20	“	"	PUNCT
cblr-12483	214	21	majorness	majorness	NOUN
cblr-12483	214	22	.	.	PUNCT
cblr-12483	214	23	”	"	PUNCT
cblr-12483	215	1	this	this	DET
cblr-12483	215	2	section	section	NOUN
cblr-12483	215	3	of	of	ADP
cblr-12483	215	4	the	the	DET
cblr-12483	215	5	note	note	NOUN
cblr-12483	215	6	evaluates	evaluate	VERB
cblr-12483	215	7	the	the	DET
cblr-12483	215	8	cfpb	cfpb	NOUN
cblr-12483	215	9	’s	’s	PART
cblr-12483	215	10	anti	anti	ADJ
cblr-12483	215	11	-	-	ADJ
cblr-12483	215	12	discrimination	discrimination	ADJ
cblr-12483	215	13	action	action	NOUN
cblr-12483	215	14	considering	consider	VERB
cblr-12483	215	15	those	those	DET
cblr-12483	215	16	factors.65	factors.65	NOUN
cblr-12483	215	17	61	61	NUM
cblr-12483	215	18	see	see	NOUN
cblr-12483	215	19	,	,	PUNCT
cblr-12483	215	20	e.g.	e.g.	ADV
cblr-12483	215	21	,	,	PUNCT
cblr-12483	215	22	deacon	deacon	NOUN
cblr-12483	215	23	&	&	CCONJ
cblr-12483	215	24	litman	litman	PROPN
cblr-12483	215	25	,	,	PUNCT
cblr-12483	215	26	supra	supra	PROPN
cblr-12483	215	27	note	note	PROPN
cblr-12483	215	28	35	35	NUM
cblr-12483	215	29	.	.	PUNCT
cblr-12483	216	1	62	62	NUM
cblr-12483	217	1	i	i	PRON
cblr-12483	217	2	d.	d.	PROPN
cblr-12483	217	3	at	at	ADP
cblr-12483	217	4	1012	1012	NUM
cblr-12483	217	5	.	.	PUNCT
cblr-12483	218	1	63	63	NUM
cblr-12483	218	2	west	west	PROPN
cblr-12483	218	3	virginia	virginia	PROPN
cblr-12483	218	4	v.	v.	PROPN
cblr-12483	218	5	epa	epa	PROPN
cblr-12483	218	6	,	,	PUNCT
cblr-12483	218	7	142	142	NUM
cblr-12483	218	8	s.	s.	PROPN
cblr-12483	218	9	ct	ct	PROPN
cblr-12483	218	10	.	.	PROPN
cblr-12483	218	11	2587	2587	NUM
cblr-12483	218	12	,	,	PUNCT
cblr-12483	218	13	2634	2634	NUM
cblr-12483	218	14	(	(	PUNCT
cblr-12483	218	15	2022	2022	NUM
cblr-12483	218	16	)	)	PUNCT
cblr-12483	218	17	(	(	PUNCT
cblr-12483	218	18	kagan	kagan	PROPN
cblr-12483	218	19	,	,	PUNCT
cblr-12483	218	20	j.	j.	PROPN
cblr-12483	218	21	,	,	PUNCT
cblr-12483	218	22	dissenting	dissent	VERB
cblr-12483	218	23	)	)	PUNCT
cblr-12483	218	24	(	(	PUNCT
cblr-12483	218	25	“	"	PUNCT
cblr-12483	218	26	first	first	ADV
cblr-12483	218	27	,	,	PUNCT
cblr-12483	218	28	a	a	DET
cblr-12483	218	29	court	court	NOUN
cblr-12483	218	30	must	must	AUX
cblr-12483	218	31	decide	decide	VERB
cblr-12483	218	32	,	,	PUNCT
cblr-12483	218	33	by	by	ADP
cblr-12483	218	34	looking	look	VERB
cblr-12483	218	35	at	at	ADP
cblr-12483	218	36	some	some	DET
cblr-12483	218	37	panoply	panoply	NOUN
cblr-12483	218	38	of	of	ADP
cblr-12483	218	39	factors	factor	NOUN
cblr-12483	218	40	,	,	PUNCT
cblr-12483	218	41	whether	whether	SCONJ
cblr-12483	218	42	agency	agency	NOUN
cblr-12483	218	43	action	action	NOUN
cblr-12483	218	44	presents	present	VERB
cblr-12483	218	45	an	an	DET
cblr-12483	218	46	“	"	PUNCT
cblr-12483	218	47	extraordinary	extraordinary	ADJ
cblr-12483	218	48	case	case	NOUN
cblr-12483	218	49	.	.	PUNCT
cblr-12483	218	50	’	'	PUNCT
cblr-12483	219	1	if	if	SCONJ
cblr-12483	219	2	it	it	PRON
cblr-12483	219	3	does	do	VERB
cblr-12483	219	4	,	,	PUNCT
cblr-12483	219	5	the	the	DET
cblr-12483	219	6	agency	agency	NOUN
cblr-12483	219	7	‘	'	PUNCT
cblr-12483	219	8	must	must	AUX
cblr-12483	219	9	point	point	VERB
cblr-12483	219	10	to	to	ADP
cblr-12483	219	11	clear	clear	ADJ
cblr-12483	219	12	congressional	congressional	ADJ
cblr-12483	219	13	authorization	authorization	NOUN
cblr-12483	219	14	for	for	ADP
cblr-12483	219	15	the	the	DET
cblr-12483	219	16	power	power	NOUN
cblr-12483	219	17	it	it	PRON
cblr-12483	219	18	claims	claim	VERB
cblr-12483	219	19	,	,	PUNCT
cblr-12483	219	20	’	'	PUNCT
cblr-12483	219	21	someplace	someplace	ADV
cblr-12483	219	22	over	over	ADP
cblr-12483	219	23	and	and	CCONJ
cblr-12483	219	24	above	above	ADP
cblr-12483	219	25	the	the	DET
cblr-12483	219	26	normal	normal	ADJ
cblr-12483	219	27	statutory	statutory	ADJ
cblr-12483	219	28	basis	basis	NOUN
cblr-12483	219	29	we	we	PRON
cblr-12483	219	30	require	require	VERB
cblr-12483	219	31	.	.	PUNCT
cblr-12483	219	32	”	"	PUNCT
cblr-12483	219	33	)	)	PUNCT
cblr-12483	219	34	;	;	PUNCT
cblr-12483	219	35	see	see	VERB
cblr-12483	219	36	supra	supra	PROPN
cblr-12483	219	37	part	part	PROPN
cblr-12483	219	38	i	i	PRON
cblr-12483	219	39	;	;	PUNCT
cblr-12483	219	40	sohoni	sohoni	ADV
cblr-12483	219	41	,	,	PUNCT
cblr-12483	219	42	supra	supra	PROPN
cblr-12483	219	43	note	note	NOUN
cblr-12483	219	44	35	35	NUM
cblr-12483	219	45	.	.	NOUN
cblr-12483	219	46	64	64	NUM
cblr-12483	219	47	west	west	PROPN
cblr-12483	219	48	virginia	virginia	PROPN
cblr-12483	219	49	v.	v.	PROPN
cblr-12483	219	50	epa	epa	PROPN
cblr-12483	219	51	,	,	PUNCT
cblr-12483	219	52	597	597	NUM
cblr-12483	219	53	u.s	u.s	PROPN
cblr-12483	219	54	.	.	PROPN
cblr-12483	219	55	at	at	ADP
cblr-12483	219	56	766	766	NUM
cblr-12483	219	57	.	.	PROPN
cblr-12483	219	58	65	65	NUM
cblr-12483	220	1	this	this	DET
cblr-12483	220	2	note	note	NOUN
cblr-12483	220	3	focuses	focus	VERB
cblr-12483	220	4	on	on	ADP
cblr-12483	220	5	the	the	DET
cblr-12483	220	6	cfpb	cfpb	NOUN
cblr-12483	220	7	’s	’s	PART
cblr-12483	220	8	ability	ability	NOUN
cblr-12483	220	9	to	to	PART
cblr-12483	220	10	regulate	regulate	VERB
cblr-12483	220	11	intentional	intentional	ADJ
cblr-12483	220	12	discrimination	discrimination	NOUN
cblr-12483	220	13	in	in	ADP
cblr-12483	220	14	non	non	ADJ
cblr-12483	220	15	-	-	ADJ
cblr-12483	220	16	credit	credit	ADJ
cblr-12483	220	17	financial	financial	ADJ
cblr-12483	220	18	products	product	NOUN
cblr-12483	220	19	.	.	PUNCT
cblr-12483	221	1	to	to	ADP
cblr-12483	221	2	the	the	DET
cblr-12483	221	3	extent	extent	NOUN
cblr-12483	221	4	the	the	DET
cblr-12483	221	5	cfpb	cfpb	NOUN
cblr-12483	221	6	pursues	pursue	VERB
cblr-12483	221	7	a	a	DET
cblr-12483	221	8	disparate	disparate	ADJ
cblr-12483	221	9	impact	impact	NOUN
cblr-12483	221	10	theory	theory	NOUN
cblr-12483	221	11	of	of	ADP
cblr-12483	221	12	liability	liability	NOUN
cblr-12483	221	13	in	in	ADP
cblr-12483	221	14	regulating	regulate	VERB
cblr-12483	221	15	these	these	DET
cblr-12483	221	16	products	product	NOUN
cblr-12483	221	17	,	,	PUNCT
cblr-12483	221	18	it	it	PRON
cblr-12483	221	19	is	be	AUX
cblr-12483	221	20	no	no	PRON
cblr-12483	221	21	.	.	NOUN
cblr-12483	221	22	2	2	NUM
cblr-12483	221	23	]	]	PUNCT
cblr-12483	221	24	my	my	PRON
cblr-12483	221	25	unfair	unfair	ADJ
cblr-12483	221	26	lady	lady	NOUN
cblr-12483	221	27	951	951	NUM
cblr-12483	221	28	1	1	NUM
cblr-12483	221	29	.	.	PUNCT
cblr-12483	222	1	economic	economic	ADJ
cblr-12483	222	2	significance	significance	NOUN
cblr-12483	222	3	the	the	DET
cblr-12483	222	4	economic	economic	ADJ
cblr-12483	222	5	effect	effect	NOUN
cblr-12483	222	6	of	of	ADP
cblr-12483	222	7	the	the	DET
cblr-12483	222	8	cfpb	cfpb	NOUN
cblr-12483	222	9	’s	’s	PART
cblr-12483	222	10	revision	revision	NOUN
cblr-12483	222	11	of	of	ADP
cblr-12483	222	12	its	its	PRON
cblr-12483	222	13	examination	examination	NOUN
cblr-12483	222	14	manual	manual	NOUN
cblr-12483	222	15	in	in	ADP
cblr-12483	222	16	banking	banking	NOUN
cblr-12483	222	17	does	do	AUX
cblr-12483	222	18	not	not	PART
cblr-12483	222	19	appear	appear	VERB
cblr-12483	222	20	to	to	PART
cblr-12483	222	21	be	be	AUX
cblr-12483	222	22	significant	significant	ADJ
cblr-12483	222	23	enough	enough	ADV
cblr-12483	222	24	to	to	PART
cblr-12483	222	25	meet	meet	VERB
cblr-12483	222	26	the	the	DET
cblr-12483	222	27	standard	standard	NOUN
cblr-12483	222	28	set	set	VERB
cblr-12483	222	29	by	by	ADP
cblr-12483	222	30	the	the	DET
cblr-12483	222	31	court	court	NOUN
cblr-12483	222	32	’s	’s	PART
cblr-12483	222	33	precedents	precedent	NOUN
cblr-12483	222	34	.	.	PUNCT
cblr-12483	223	1	in	in	ADP
cblr-12483	223	2	fda	fda	PROPN
cblr-12483	223	3	v.	v.	PROPN
cblr-12483	223	4	brown	brown	PROPN
cblr-12483	223	5	&	&	CCONJ
cblr-12483	223	6	williamson	williamson	PROPN
cblr-12483	223	7	,	,	PUNCT
cblr-12483	223	8	the	the	DET
cblr-12483	223	9	fda	fda	PROPN
cblr-12483	223	10	was	be	AUX
cblr-12483	223	11	attempting	attempt	VERB
cblr-12483	223	12	to	to	PART
cblr-12483	223	13	regulate	regulate	VERB
cblr-12483	223	14	the	the	DET
cblr-12483	223	15	tobacco	tobacco	NOUN
cblr-12483	223	16	industry	industry	NOUN
cblr-12483	223	17	for	for	ADP
cblr-12483	223	18	the	the	DET
cblr-12483	223	19	first	first	ADJ
cblr-12483	223	20	time	time	NOUN
cblr-12483	223	21	by	by	ADP
cblr-12483	223	22	restricting	restrict	VERB
cblr-12483	223	23	sales	sale	NOUN
cblr-12483	223	24	,	,	PUNCT
cblr-12483	223	25	distribution	distribution	NOUN
cblr-12483	223	26	,	,	PUNCT
cblr-12483	223	27	and	and	CCONJ
cblr-12483	223	28	advertisement	advertisement	NOUN
cblr-12483	223	29	of	of	ADP
cblr-12483	223	30	tobacco	tobacco	NOUN
cblr-12483	223	31	products.66	products.66	VERB
cblr-12483	223	32	the	the	DET
cblr-12483	223	33	majority	majority	NOUN
cblr-12483	223	34	noted	note	VERB
cblr-12483	223	35	that	that	SCONJ
cblr-12483	223	36	the	the	DET
cblr-12483	223	37	tobacco	tobacco	NOUN
cblr-12483	223	38	industry	industry	NOUN
cblr-12483	223	39	constituted	constitute	VERB
cblr-12483	223	40	“	"	PUNCT
cblr-12483	223	41	a	a	DET
cblr-12483	223	42	significant	significant	ADJ
cblr-12483	223	43	portion	portion	NOUN
cblr-12483	223	44	of	of	ADP
cblr-12483	223	45	the	the	DET
cblr-12483	223	46	american	american	ADJ
cblr-12483	223	47	economy	economy	NOUN
cblr-12483	223	48	[	[	X
cblr-12483	223	49	,	,	PUNCT
cblr-12483	223	50	]	]	PUNCT
cblr-12483	223	51	”	"	PUNCT
cblr-12483	223	52	and	and	CCONJ
cblr-12483	223	53	alluded	allude	VERB
cblr-12483	223	54	to	to	ADP
cblr-12483	223	55	the	the	DET
cblr-12483	223	56	fact	fact	NOUN
cblr-12483	223	57	that	that	SCONJ
cblr-12483	223	58	the	the	DET
cblr-12483	223	59	industry	industry	NOUN
cblr-12483	223	60	was	be	AUX
cblr-12483	223	61	generating	generate	VERB
cblr-12483	223	62	tens	ten	NOUN
cblr-12483	223	63	of	of	ADP
cblr-12483	223	64	billions	billion	NOUN
cblr-12483	223	65	of	of	ADP
cblr-12483	223	66	dollars	dollar	NOUN
cblr-12483	223	67	in	in	ADP
cblr-12483	223	68	revenue.67	revenue.67	NOUN
cblr-12483	223	69	the	the	DET
cblr-12483	223	70	fda	fda	PROPN
cblr-12483	223	71	’s	’s	PART
cblr-12483	223	72	regulations	regulation	NOUN
cblr-12483	223	73	were	be	AUX
cblr-12483	223	74	certain	certain	ADJ
cblr-12483	223	75	to	to	PART
cblr-12483	223	76	reduce	reduce	VERB
cblr-12483	223	77	the	the	DET
cblr-12483	223	78	industry	industry	NOUN
cblr-12483	223	79	’s	’s	PART
cblr-12483	223	80	revenues	revenue	NOUN
cblr-12483	223	81	,	,	PUNCT
cblr-12483	223	82	and	and	CCONJ
cblr-12483	223	83	the	the	DET
cblr-12483	223	84	fda	fda	PROPN
cblr-12483	223	85	opened	open	VERB
cblr-12483	223	86	the	the	DET
cblr-12483	223	87	door	door	NOUN
cblr-12483	223	88	for	for	ADP
cblr-12483	223	89	future	future	ADJ
cblr-12483	223	90	regulation	regulation	NOUN
cblr-12483	223	91	that	that	PRON
cblr-12483	223	92	could	could	AUX
cblr-12483	223	93	have	have	AUX
cblr-12483	223	94	imposed	impose	VERB
cblr-12483	223	95	further	further	ADJ
cblr-12483	223	96	costs	cost	NOUN
cblr-12483	223	97	and	and	CCONJ
cblr-12483	223	98	restrictions	restriction	NOUN
cblr-12483	223	99	on	on	ADP
cblr-12483	223	100	the	the	DET
cblr-12483	223	101	multi	multi	ADJ
cblr-12483	223	102	-	-	ADJ
cblr-12483	223	103	billion	billion	NUM
cblr-12483	223	104	-	-	PUNCT
cblr-12483	223	105	dollar	dollar	NOUN
cblr-12483	223	106	industry.68	industry.68	NOUN
cblr-12483	223	107	west	west	PROPN
cblr-12483	223	108	virginia	virginia	PROPN
cblr-12483	223	109	further	far	ADV
cblr-12483	223	110	illuminates	illuminate	VERB
cblr-12483	223	111	this	this	DET
cblr-12483	223	112	standard	standard	NOUN
cblr-12483	223	113	,	,	PUNCT
cblr-12483	223	114	as	as	ADP
cblr-12483	223	115	the	the	DET
cblr-12483	223	116	court	court	NOUN
cblr-12483	223	117	,	,	PUNCT
cblr-12483	223	118	in	in	ADP
cblr-12483	223	119	finding	find	VERB
cblr-12483	223	120	economic	economic	ADJ
cblr-12483	223	121	significance	significance	NOUN
cblr-12483	223	122	,	,	PUNCT
cblr-12483	223	123	cited	cite	VERB
cblr-12483	223	124	government	government	NOUN
cblr-12483	223	125	projections	projection	NOUN
cblr-12483	223	126	that	that	SCONJ
cblr-12483	223	127	“	"	PUNCT
cblr-12483	223	128	the	the	DET
cblr-12483	223	129	rule	rule	NOUN
cblr-12483	223	130	would	would	AUX
cblr-12483	223	131	entail	entail	VERB
cblr-12483	223	132	billions	billion	NOUN
cblr-12483	223	133	of	of	ADP
cblr-12483	223	134	dollars	dollar	NOUN
cblr-12483	223	135	in	in	ADP
cblr-12483	223	136	compliance	compliance	NOUN
cblr-12483	223	137	costs	cost	NOUN
cblr-12483	223	138	.	.	PUNCT
cblr-12483	223	139	.	.	PUNCT
cblr-12483	224	1	.	.	PUNCT
cblr-12483	224	2	,	,	PUNCT
cblr-12483	224	3	require	require	VERB
cblr-12483	224	4	the	the	DET
cblr-12483	224	5	retirement	retirement	NOUN
cblr-12483	224	6	of	of	ADP
cblr-12483	224	7	dozens	dozen	NOUN
cblr-12483	224	8	of	of	ADP
cblr-12483	224	9	coal	coal	NOUN
cblr-12483	224	10	-	-	PUNCT
cblr-12483	224	11	fired	fire	VERB
cblr-12483	224	12	plants	plant	NOUN
cblr-12483	224	13	,	,	PUNCT
cblr-12483	224	14	and	and	CCONJ
cblr-12483	224	15	eliminate	eliminate	VERB
cblr-12483	224	16	tens	ten	NOUN
cblr-12483	224	17	of	of	ADP
cblr-12483	224	18	thousands	thousand	NOUN
cblr-12483	224	19	of	of	ADP
cblr-12483	224	20	jobs	job	NOUN
cblr-12483	224	21	across	across	ADP
cblr-12483	224	22	various	various	ADJ
cblr-12483	224	23	sectors	sector	NOUN
cblr-12483	224	24	.	.	PUNCT
cblr-12483	225	1	”69	”69	VERB
cblr-12483	225	2	the	the	DET
cblr-12483	225	3	concurrence	concurrence	NOUN
cblr-12483	225	4	,	,	PUNCT
cblr-12483	225	5	in	in	ADP
cblr-12483	225	6	aiming	aim	VERB
cblr-12483	225	7	to	to	PART
cblr-12483	225	8	provide	provide	VERB
cblr-12483	225	9	additional	additional	ADJ
cblr-12483	225	10	guidance	guidance	NOUN
cblr-12483	225	11	on	on	ADP
cblr-12483	225	12	this	this	DET
cblr-12483	225	13	issue	issue	NOUN
cblr-12483	225	14	,	,	PUNCT
cblr-12483	225	15	noted	note	VERB
cblr-12483	225	16	that	that	SCONJ
cblr-12483	225	17	a	a	DET
cblr-12483	225	18	regulation	regulation	NOUN
cblr-12483	225	19	requiring	require	VERB
cblr-12483	225	20	more	more	ADV
cblr-12483	225	21	likely	likely	ADJ
cblr-12483	225	22	to	to	PART
cblr-12483	225	23	be	be	AUX
cblr-12483	225	24	a	a	DET
cblr-12483	225	25	major	major	ADJ
cblr-12483	225	26	question	question	NOUN
cblr-12483	225	27	,	,	PUNCT
cblr-12483	225	28	as	as	SCONJ
cblr-12483	225	29	disparate	disparate	ADJ
cblr-12483	225	30	impact	impact	NOUN
cblr-12483	225	31	liability	liability	NOUN
cblr-12483	225	32	is	be	AUX
cblr-12483	225	33	more	more	ADV
cblr-12483	225	34	controversial	controversial	ADJ
cblr-12483	225	35	at	at	ADP
cblr-12483	225	36	the	the	DET
cblr-12483	225	37	supreme	supreme	PROPN
cblr-12483	225	38	court	court	PROPN
cblr-12483	225	39	.	.	PUNCT
cblr-12483	226	1	see	see	VERB
cblr-12483	226	2	tex	tex	PROPN
cblr-12483	226	3	.	.	PROPN
cblr-12483	226	4	dep’t	dep’t	PROPN
cblr-12483	226	5	of	of	ADP
cblr-12483	226	6	hous	hous	ADJ
cblr-12483	226	7	.	.	PUNCT
cblr-12483	226	8	&	&	CCONJ
cblr-12483	226	9	cmty	cmty	PROPN
cblr-12483	226	10	.	.	PUNCT
cblr-12483	227	1	affs	aff	NOUN
cblr-12483	227	2	.	.	PUNCT
cblr-12483	228	1	v.	v.	ADP
cblr-12483	228	2	inclusive	inclusive	ADJ
cblr-12483	228	3	cmtys	cmtys	PROPN
cblr-12483	228	4	.	.	PUNCT
cblr-12483	229	1	project	project	PROPN
cblr-12483	229	2	,	,	PUNCT
cblr-12483	229	3	inc	inc	PROPN
cblr-12483	229	4	.	.	PROPN
cblr-12483	229	5	,	,	PUNCT
cblr-12483	229	6	576	576	NUM
cblr-12483	229	7	u.s	u.s	PROPN
cblr-12483	229	8	.	.	PROPN
cblr-12483	229	9	519	519	NUM
cblr-12483	229	10	,	,	PUNCT
cblr-12483	229	11	588	588	NUM
cblr-12483	229	12	(	(	PUNCT
cblr-12483	229	13	2015	2015	NUM
cblr-12483	229	14	)	)	PUNCT
cblr-12483	229	15	(	(	PUNCT
cblr-12483	229	16	alito	alito	PROPN
cblr-12483	229	17	,	,	PUNCT
cblr-12483	229	18	j.	j.	PROPN
cblr-12483	229	19	,	,	PUNCT
cblr-12483	229	20	dissenting	dissent	VERB
cblr-12483	229	21	)	)	PUNCT
cblr-12483	229	22	(	(	PUNCT
cblr-12483	229	23	“	"	PUNCT
cblr-12483	229	24	but	but	CCONJ
cblr-12483	229	25	the	the	DET
cblr-12483	229	26	court	court	NOUN
cblr-12483	229	27	concedes	concede	VERB
cblr-12483	229	28	that	that	SCONJ
cblr-12483	229	29	disparate	disparate	ADJ
cblr-12483	229	30	impact	impact	NOUN
cblr-12483	229	31	can	can	AUX
cblr-12483	229	32	be	be	AUX
cblr-12483	229	33	dangerous	dangerous	ADJ
cblr-12483	229	34	”	"	PUNCT
cblr-12483	229	35	)	)	PUNCT
cblr-12483	229	36	.	.	PUNCT
cblr-12483	230	1	it	it	PRON
cblr-12483	230	2	has	have	VERB
cblr-12483	230	3	greater	great	ADJ
cblr-12483	230	4	economic	economic	ADJ
cblr-12483	230	5	significance	significance	NOUN
cblr-12483	230	6	(	(	PUNCT
cblr-12483	230	7	it	it	PRON
cblr-12483	230	8	is	be	AUX
cblr-12483	230	9	easier	easy	ADJ
cblr-12483	230	10	for	for	SCONJ
cblr-12483	230	11	organizations	organization	NOUN
cblr-12483	230	12	to	to	PART
cblr-12483	230	13	eliminate	eliminate	VERB
cblr-12483	230	14	unintentional	unintentional	ADJ
cblr-12483	230	15	discrimination	discrimination	NOUN
cblr-12483	230	16	than	than	ADP
cblr-12483	230	17	disparate	disparate	ADJ
cblr-12483	230	18	outcomes	outcome	NOUN
cblr-12483	230	19	)	)	PUNCT
cblr-12483	230	20	,	,	PUNCT
cblr-12483	230	21	and	and	CCONJ
cblr-12483	230	22	is	be	AUX
cblr-12483	230	23	more	more	ADV
cblr-12483	230	24	politically	politically	ADV
cblr-12483	230	25	controversial	controversial	ADJ
cblr-12483	230	26	,	,	PUNCT
cblr-12483	230	27	particularly	particularly	ADV
cblr-12483	230	28	in	in	ADP
cblr-12483	230	29	the	the	DET
cblr-12483	230	30	eyes	eye	NOUN
cblr-12483	230	31	of	of	ADP
cblr-12483	230	32	certain	certain	ADJ
cblr-12483	230	33	of	of	ADP
cblr-12483	230	34	the	the	DET
cblr-12483	230	35	court	court	NOUN
cblr-12483	230	36	’s	’s	PART
cblr-12483	230	37	members	member	NOUN
cblr-12483	230	38	.	.	PUNCT
cblr-12483	231	1	additionally	additionally	ADV
cblr-12483	231	2	,	,	PUNCT
cblr-12483	231	3	disparate	disparate	ADJ
cblr-12483	231	4	impact	impact	NOUN
cblr-12483	231	5	liability	liability	NOUN
cblr-12483	231	6	is	be	AUX
cblr-12483	231	7	often	often	ADV
cblr-12483	231	8	treated	treat	VERB
cblr-12483	231	9	differently	differently	ADV
cblr-12483	231	10	under	under	ADP
cblr-12483	231	11	existing	exist	VERB
cblr-12483	231	12	law	law	NOUN
cblr-12483	231	13	.	.	PUNCT
cblr-12483	232	1	see	see	VERB
cblr-12483	232	2	,	,	PUNCT
cblr-12483	232	3	e.g.	e.g.	ADV
cblr-12483	232	4	,	,	PUNCT
cblr-12483	232	5	i	i	PRON
cblr-12483	232	6	d.	d.	PROPN
cblr-12483	232	7	at	at	ADP
cblr-12483	232	8	533	533	NUM
cblr-12483	232	9	(	(	PUNCT
cblr-12483	232	10	“	"	PUNCT
cblr-12483	232	11	[	[	X
cblr-12483	232	12	a]ntidiscrimination	a]ntidiscrimination	NOUN
cblr-12483	232	13	laws	law	NOUN
cblr-12483	232	14	must	must	AUX
cblr-12483	232	15	be	be	AUX
cblr-12483	232	16	construed	construe	VERB
cblr-12483	232	17	to	to	PART
cblr-12483	232	18	encompass	encompass	VERB
cblr-12483	232	19	disparate	disparate	ADJ
cblr-12483	232	20	-	-	PUNCT
cblr-12483	232	21	impact	impact	NOUN
cblr-12483	232	22	claims	claim	NOUN
cblr-12483	232	23	when	when	SCONJ
cblr-12483	232	24	their	their	PRON
cblr-12483	232	25	text	text	NOUN
cblr-12483	232	26	refers	refer	VERB
cblr-12483	232	27	to	to	ADP
cblr-12483	232	28	the	the	DET
cblr-12483	232	29	consequences	consequence	NOUN
cblr-12483	232	30	of	of	ADP
cblr-12483	232	31	actions	action	NOUN
cblr-12483	232	32	and	and	CCONJ
cblr-12483	232	33	not	not	PART
cblr-12483	232	34	just	just	ADV
cblr-12483	232	35	to	to	ADP
cblr-12483	232	36	the	the	DET
cblr-12483	232	37	mindset	mindset	NOUN
cblr-12483	232	38	of	of	ADP
cblr-12483	232	39	actors	actor	NOUN
cblr-12483	232	40	,	,	PUNCT
cblr-12483	232	41	and	and	CCONJ
cblr-12483	232	42	where	where	SCONJ
cblr-12483	232	43	that	that	DET
cblr-12483	232	44	interpretation	interpretation	NOUN
cblr-12483	232	45	is	be	AUX
cblr-12483	232	46	consistent	consistent	ADJ
cblr-12483	232	47	with	with	ADP
cblr-12483	232	48	statutory	statutory	ADJ
cblr-12483	232	49	purpose	purpose	NOUN
cblr-12483	232	50	.	.	PUNCT
cblr-12483	232	51	”	"	PUNCT
cblr-12483	232	52	)	)	PUNCT
cblr-12483	232	53	.	.	PUNCT
cblr-12483	233	1	66	66	NUM
cblr-12483	233	2	fda	fda	PROPN
cblr-12483	233	3	v.	v.	PROPN
cblr-12483	233	4	brown	brown	PROPN
cblr-12483	233	5	&	&	CCONJ
cblr-12483	233	6	williamson	williamson	PROPN
cblr-12483	233	7	tobacco	tobacco	PROPN
cblr-12483	233	8	corp	corp	PROPN
cblr-12483	233	9	.	.	PROPN
cblr-12483	233	10	,	,	PUNCT
cblr-12483	233	11	529	529	NUM
cblr-12483	233	12	u.s	u.s	PROPN
cblr-12483	233	13	.	.	PROPN
cblr-12483	233	14	120	120	NUM
cblr-12483	233	15	(	(	PUNCT
cblr-12483	233	16	2000	2000	NUM
cblr-12483	233	17	)	)	PUNCT
cblr-12483	233	18	.	.	PUNCT
cblr-12483	234	1	67	67	NUM
cblr-12483	235	1	i	i	PRON
cblr-12483	235	2	d.	d.	PROPN
cblr-12483	235	3	at	at	ADP
cblr-12483	235	4	159	159	NUM
cblr-12483	235	5	.	.	PUNCT
cblr-12483	236	1	68	68	NUM
cblr-12483	237	1	i	i	PRON
cblr-12483	237	2	d.	d.	NOUN
cblr-12483	237	3	at	at	ADP
cblr-12483	237	4	120	120	NUM
cblr-12483	237	5	(	(	PUNCT
cblr-12483	237	6	“	"	PUNCT
cblr-12483	237	7	the	the	DET
cblr-12483	237	8	regulations	regulation	NOUN
cblr-12483	237	9	therefore	therefore	ADV
cblr-12483	237	10	aim	aim	VERB
cblr-12483	237	11	to	to	PART
cblr-12483	237	12	reduce	reduce	VERB
cblr-12483	237	13	tobacco	tobacco	NOUN
cblr-12483	237	14	use	use	NOUN
cblr-12483	237	15	by	by	ADP
cblr-12483	237	16	minors	minor	NOUN
cblr-12483	237	17	so	so	SCONJ
cblr-12483	237	18	as	as	SCONJ
cblr-12483	237	19	to	to	PART
cblr-12483	237	20	substantially	substantially	ADV
cblr-12483	237	21	reduce	reduce	VERB
cblr-12483	237	22	the	the	DET
cblr-12483	237	23	prevalence	prevalence	NOUN
cblr-12483	237	24	of	of	ADP
cblr-12483	237	25	addiction	addiction	NOUN
cblr-12483	237	26	in	in	ADP
cblr-12483	237	27	future	future	ADJ
cblr-12483	237	28	generations	generation	NOUN
cblr-12483	237	29	[	[	X
cblr-12483	237	30	.	.	X
cblr-12483	237	31	]	]	X
cblr-12483	237	32	”	"	PUNCT
cblr-12483	237	33	)	)	PUNCT
cblr-12483	237	34	.	.	PUNCT
cblr-12483	238	1	69	69	NUM
cblr-12483	238	2	west	west	PROPN
cblr-12483	238	3	virginia	virginia	PROPN
cblr-12483	238	4	v.	v.	PROPN
cblr-12483	238	5	epa	epa	PROPN
cblr-12483	238	6	,	,	PUNCT
cblr-12483	238	7	597	597	NUM
cblr-12483	238	8	u.s	u.s	PROPN
cblr-12483	238	9	.	.	PROPN
cblr-12483	238	10	at	at	ADP
cblr-12483	238	11	714	714	NUM
cblr-12483	238	12	.	.	PUNCT
cblr-12483	238	13	952	952	NUM
cblr-12483	238	14	columbia	columbia	PROPN
cblr-12483	238	15	business	business	PROPN
cblr-12483	238	16	law	law	PROPN
cblr-12483	238	17	review	review	NOUN
cblr-12483	238	18	[	[	X
cblr-12483	238	19	vol	vol	NOUN
cblr-12483	238	20	.	.	PUNCT
cblr-12483	239	1	2023	2023	NUM
cblr-12483	239	2	“	"	PUNCT
cblr-12483	239	3	billions	billion	NOUN
cblr-12483	239	4	of	of	ADP
cblr-12483	239	5	dollars	dollar	NOUN
cblr-12483	239	6	”	"	PUNCT
cblr-12483	239	7	in	in	ADP
cblr-12483	239	8	spending	spending	NOUN
cblr-12483	239	9	would	would	AUX
cblr-12483	239	10	likely	likely	ADV
cblr-12483	239	11	be	be	AUX
cblr-12483	239	12	economically	economically	ADV
cblr-12483	239	13	significant.70	significant.70	ADJ
cblr-12483	239	14	furthermore	furthermore	ADV
cblr-12483	239	15	,	,	PUNCT
cblr-12483	239	16	in	in	ADP
cblr-12483	239	17	king	king	NOUN
cblr-12483	239	18	v.	v.	ADP
cblr-12483	239	19	burwell	burwell	PROPN
cblr-12483	239	20	the	the	DET
cblr-12483	239	21	irs	irs	PROPN
cblr-12483	239	22	attempted	attempt	VERB
cblr-12483	239	23	to	to	PART
cblr-12483	239	24	determine	determine	VERB
cblr-12483	239	25	the	the	DET
cblr-12483	239	26	distribution	distribution	NOUN
cblr-12483	239	27	of	of	ADP
cblr-12483	239	28	billions	billion	NOUN
cblr-12483	239	29	of	of	ADP
cblr-12483	239	30	dollars	dollar	NOUN
cblr-12483	239	31	’	'	PUNCT
cblr-12483	239	32	worth	worth	NOUN
cblr-12483	239	33	of	of	ADP
cblr-12483	239	34	tax	tax	NOUN
cblr-12483	239	35	credits	credit	NOUN
cblr-12483	239	36	,	,	PUNCT
cblr-12483	239	37	and	and	CCONJ
cblr-12483	239	38	in	in	ADP
cblr-12483	239	39	utility	utility	NOUN
cblr-12483	239	40	air	air	NOUN
cblr-12483	239	41	regulatory	regulatory	ADJ
cblr-12483	239	42	group	group	NOUN
cblr-12483	239	43	,	,	PUNCT
cblr-12483	239	44	the	the	DET
cblr-12483	239	45	court	court	NOUN
cblr-12483	239	46	found	find	VERB
cblr-12483	239	47	“	"	PUNCT
cblr-12483	239	48	administrative	administrative	ADJ
cblr-12483	239	49	costs	cost	NOUN
cblr-12483	239	50	would	would	AUX
cblr-12483	239	51	swell	swell	VERB
cblr-12483	239	52	from	from	ADP
cblr-12483	239	53	$	$	SYM
cblr-12483	239	54	12	12	NUM
cblr-12483	239	55	million	million	NUM
cblr-12483	239	56	to	to	ADP
cblr-12483	239	57	over	over	ADP
cblr-12483	239	58	$	$	SYM
cblr-12483	239	59	1.5	1.5	NUM
cblr-12483	239	60	billion	billion	NUM
cblr-12483	239	61	;	;	PUNCT
cblr-12483	239	62	and	and	CCONJ
cblr-12483	239	63	decade	decade	NOUN
cblr-12483	239	64	-	-	PUNCT
cblr-12483	239	65	long	long	ADJ
cblr-12483	239	66	delays	delay	NOUN
cblr-12483	239	67	in	in	ADP
cblr-12483	239	68	issuing	issue	VERB
cblr-12483	239	69	permits	permit	NOUN
cblr-12483	239	70	would	would	AUX
cblr-12483	239	71	become	become	VERB
cblr-12483	239	72	common[.]”71	common[.]”71	NUM
cblr-12483	239	73	in	in	ADP
cblr-12483	239	74	each	each	PRON
cblr-12483	239	75	of	of	ADP
cblr-12483	239	76	these	these	DET
cblr-12483	239	77	instances	instance	NOUN
cblr-12483	239	78	,	,	PUNCT
cblr-12483	239	79	the	the	DET
cblr-12483	239	80	court	court	NOUN
cblr-12483	239	81	found	find	VERB
cblr-12483	239	82	economic	economic	ADJ
cblr-12483	239	83	significance	significance	NOUN
cblr-12483	239	84	.	.	PUNCT
cblr-12483	240	1	in	in	ADP
cblr-12483	240	2	this	this	DET
cblr-12483	240	3	case	case	NOUN
cblr-12483	240	4	,	,	PUNCT
cblr-12483	240	5	compliance	compliance	NOUN
cblr-12483	240	6	costs	cost	NOUN
cblr-12483	240	7	are	be	AUX
cblr-12483	240	8	the	the	DET
cblr-12483	240	9	main	main	ADJ
cblr-12483	240	10	contributor	contributor	NOUN
cblr-12483	240	11	to	to	ADP
cblr-12483	240	12	the	the	DET
cblr-12483	240	13	economic	economic	ADJ
cblr-12483	240	14	impact	impact	NOUN
cblr-12483	240	15	of	of	ADP
cblr-12483	240	16	the	the	DET
cblr-12483	240	17	cfpb	cfpb	ADJ
cblr-12483	240	18	manual	manual	ADJ
cblr-12483	240	19	revision.72	revision.72	NOUN
cblr-12483	240	20	compliance	compliance	NOUN
cblr-12483	240	21	costs	cost	NOUN
cblr-12483	240	22	in	in	ADP
cblr-12483	240	23	the	the	DET
cblr-12483	240	24	aggregate	aggregate	NOUN
cblr-12483	240	25	are	be	AUX
cblr-12483	240	26	a	a	DET
cblr-12483	240	27	heavy	heavy	ADJ
cblr-12483	240	28	burden	burden	NOUN
cblr-12483	240	29	on	on	ADP
cblr-12483	240	30	financial	financial	ADJ
cblr-12483	240	31	institutions	institution	NOUN
cblr-12483	240	32	,	,	PUNCT
cblr-12483	240	33	and	and	CCONJ
cblr-12483	240	34	this	this	DET
cblr-12483	240	35	revision	revision	NOUN
cblr-12483	240	36	would	would	AUX
cblr-12483	240	37	simply	simply	ADV
cblr-12483	240	38	add	add	VERB
cblr-12483	240	39	to	to	ADP
cblr-12483	240	40	this	this	DET
cblr-12483	240	41	burden	burden	NOUN
cblr-12483	240	42	by	by	ADP
cblr-12483	240	43	adding	add	VERB
cblr-12483	240	44	another	another	DET
cblr-12483	240	45	regulatory	regulatory	ADJ
cblr-12483	240	46	obligation.73	obligation.73	NOUN
cblr-12483	240	47	however	however	ADV
cblr-12483	240	48	,	,	PUNCT
cblr-12483	240	49	this	this	DET
cblr-12483	240	50	action	action	NOUN
cblr-12483	240	51	may	may	AUX
cblr-12483	240	52	not	not	PART
cblr-12483	240	53	require	require	VERB
cblr-12483	240	54	a	a	DET
cblr-12483	240	55	complete	complete	ADJ
cblr-12483	240	56	overhaul	overhaul	NOUN
cblr-12483	240	57	of	of	ADP
cblr-12483	240	58	compliance	compliance	NOUN
cblr-12483	240	59	processes	process	NOUN
cblr-12483	240	60	given	give	VERB
cblr-12483	240	61	that	that	SCONJ
cblr-12483	240	62	financial	financial	ADJ
cblr-12483	240	63	institutions	institution	NOUN
cblr-12483	240	64	are	be	AUX
cblr-12483	240	65	already	already	ADV
cblr-12483	240	66	both	both	CCONJ
cblr-12483	240	67	heavily	heavily	ADV
cblr-12483	240	68	regulated	regulate	VERB
cblr-12483	240	69	and	and	CCONJ
cblr-12483	240	70	are	be	AUX
cblr-12483	240	71	required	require	VERB
cblr-12483	240	72	to	to	PART
cblr-12483	240	73	avoid	avoid	VERB
cblr-12483	240	74	discrimination	discrimination	NOUN
cblr-12483	240	75	in	in	ADP
cblr-12483	240	76	their	their	PRON
cblr-12483	240	77	credit	credit	NOUN
cblr-12483	240	78	products	product	NOUN
cblr-12483	240	79	in	in	ADP
cblr-12483	240	80	order	order	NOUN
cblr-12483	240	81	to	to	PART
cblr-12483	240	82	comply	comply	VERB
cblr-12483	240	83	with	with	ADP
cblr-12483	240	84	the	the	DET
cblr-12483	240	85	ecoa	ecoa	NOUN
cblr-12483	240	86	and	and	CCONJ
cblr-12483	240	87	the	the	DET
cblr-12483	240	88	fha.74	fha.74	NOUN
cblr-12483	240	89	of	of	ADP
cblr-12483	240	90	course	course	NOUN
cblr-12483	240	91	,	,	PUNCT
cblr-12483	240	92	industry	industry	NOUN
cblr-12483	240	93	groups	group	NOUN
cblr-12483	240	94	will	will	AUX
cblr-12483	240	95	claim	claim	VERB
cblr-12483	240	96	significant	significant	ADJ
cblr-12483	240	97	compliance	compliance	NOUN
cblr-12483	240	98	costs	cost	NOUN
cblr-12483	240	99	to	to	PART
cblr-12483	240	100	address	address	VERB
cblr-12483	240	101	the	the	DET
cblr-12483	240	102	new	new	ADJ
cblr-12483	240	103	cfpb	cfpb	NOUN
cblr-12483	240	104	policy.75	policy.75	ADJ
cblr-12483	240	105	companies	company	NOUN
cblr-12483	240	106	will	will	AUX
cblr-12483	240	107	70	70	NUM
cblr-12483	240	108	i	i	PRON
cblr-12483	240	109	d.	d.	PROPN
cblr-12483	240	110	at	at	ADP
cblr-12483	240	111	743	743	NUM
cblr-12483	240	112	(	(	PUNCT
cblr-12483	240	113	gorsuch	gorsuch	ADJ
cblr-12483	240	114	.	.	PUNCT
cblr-12483	241	1	j.	j.	PROPN
cblr-12483	241	2	,	,	PUNCT
cblr-12483	241	3	concurring	concur	VERB
cblr-12483	241	4	)	)	PUNCT
cblr-12483	241	5	.	.	PUNCT
cblr-12483	242	1	71	71	NUM
cblr-12483	242	2	king	king	NOUN
cblr-12483	242	3	v.	v.	ADP
cblr-12483	242	4	burwell	burwell	PROPN
cblr-12483	242	5	,	,	PUNCT
cblr-12483	242	6	576	576	NUM
cblr-12483	242	7	u.s	u.s	PROPN
cblr-12483	242	8	.	.	PROPN
cblr-12483	242	9	473	473	NUM
cblr-12483	242	10	,	,	PUNCT
cblr-12483	242	11	485	485	NUM
cblr-12483	242	12	(	(	PUNCT
cblr-12483	242	13	2015	2015	NUM
cblr-12483	242	14	)	)	PUNCT
cblr-12483	242	15	;	;	PUNCT
cblr-12483	242	16	util	util	PROPN
cblr-12483	242	17	.	.	PUNCT
cblr-12483	242	18	air	air	PROPN
cblr-12483	242	19	regul	regul	PROPN
cblr-12483	242	20	.	.	PUNCT
cblr-12483	243	1	grp	grp	PROPN
cblr-12483	243	2	.	.	PROPN
cblr-12483	244	1	v.	v.	PROPN
cblr-12483	244	2	epa	epa	PROPN
cblr-12483	244	3	.	.	PROPN
cblr-12483	244	4	,	,	PUNCT
cblr-12483	244	5	573	573	NUM
cblr-12483	244	6	u.s	u.s	PROPN
cblr-12483	244	7	.	.	PROPN
cblr-12483	244	8	302	302	NUM
cblr-12483	244	9	,	,	PUNCT
cblr-12483	244	10	324	324	NUM
cblr-12483	244	11	(	(	PUNCT
cblr-12483	244	12	2014	2014	NUM
cblr-12483	244	13	)	)	PUNCT
cblr-12483	244	14	.	.	PUNCT
cblr-12483	245	1	72	72	NUM
cblr-12483	245	2	complaint	complaint	NOUN
cblr-12483	245	3	at	at	ADP
cblr-12483	245	4	9	9	NUM
cblr-12483	245	5	,	,	PUNCT
cblr-12483	245	6	chamber	chamber	NOUN
cblr-12483	245	7	of	of	ADP
cblr-12483	245	8	com	com	PROPN
cblr-12483	245	9	.	.	PROPN
cblr-12483	245	10	of	of	ADP
cblr-12483	245	11	the	the	DET
cblr-12483	245	12	u.s	u.s	PROPN
cblr-12483	245	13	.	.	PROPN
cblr-12483	245	14	v.	v.	ADP
cblr-12483	245	15	cfpb	cfpb	NOUN
cblr-12483	245	16	,	,	PUNCT
cblr-12483	245	17	no	no	INTJ
cblr-12483	245	18	.	.	PUNCT
cblr-12483	246	1	6:22	6:22	NUM
cblr-12483	246	2	-	-	PUNCT
cblr-12483	246	3	cv00381	cv00381	PROPN
cblr-12483	246	4	,	,	PUNCT
cblr-12483	246	5	2023	2023	NUM
cblr-12483	246	6	wl	wl	NOUN
cblr-12483	246	7	5835951	5835951	NUM
cblr-12483	246	8	(	(	PUNCT
cblr-12483	246	9	e.d	e.d	PROPN
cblr-12483	246	10	.	.	PROPN
cblr-12483	247	1	tex	tex	PROPN
cblr-12483	247	2	.	.	PROPN
cblr-12483	247	3	sept	sept	PROPN
cblr-12483	247	4	.	.	PROPN
cblr-12483	247	5	28	28	NUM
cblr-12483	247	6	,	,	PUNCT
cblr-12483	247	7	2022	2022	NUM
cblr-12483	247	8	)	)	PUNCT
cblr-12483	247	9	.	.	PUNCT
cblr-12483	248	1	73	73	NUM
cblr-12483	248	2	shakeel	shakeel	PROPN
cblr-12483	248	3	lone	lone	PROPN
cblr-12483	248	4	,	,	PUNCT
cblr-12483	248	5	the	the	DET
cblr-12483	248	6	creeping	creep	VERB
cblr-12483	248	7	cost	cost	NOUN
cblr-12483	248	8	of	of	ADP
cblr-12483	248	9	compliance	compliance	NOUN
cblr-12483	248	10	,	,	PUNCT
cblr-12483	248	11	forbes	forbes	PROPN
cblr-12483	248	12	(	(	PUNCT
cblr-12483	248	13	oct	oct	PROPN
cblr-12483	248	14	.	.	PROPN
cblr-12483	248	15	21	21	NUM
cblr-12483	248	16	,	,	PUNCT
cblr-12483	248	17	2021	2021	NUM
cblr-12483	248	18	)	)	PUNCT
cblr-12483	248	19	,	,	PUNCT
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cblr-12483	249	2	.	.	PUNCT
cblr-12483	250	1	[	[	X
cblr-12483	250	2	https://perma.cc/5tt4-78zt	https://perma.cc/5tt4-78zt	X
cblr-12483	250	3	]	]	X
cblr-12483	250	4	.	.	PUNCT
cblr-12483	251	1	74	74	NUM
cblr-12483	251	2	ben	ben	PROPN
cblr-12483	251	3	horowitz	horowitz	PROPN
cblr-12483	251	4	,	,	PUNCT
cblr-12483	251	5	fair	fair	ADJ
cblr-12483	251	6	lending	lending	NOUN
cblr-12483	251	7	laws	law	NOUN
cblr-12483	251	8	and	and	CCONJ
cblr-12483	251	9	the	the	DET
cblr-12483	251	10	cra	cra	PROPN
cblr-12483	251	11	:	:	PUNCT
cblr-12483	251	12	complementary	complementary	ADJ
cblr-12483	251	13	tools	tool	NOUN
cblr-12483	251	14	for	for	ADP
cblr-12483	251	15	increasing	increase	VERB
cblr-12483	251	16	equitable	equitable	ADJ
cblr-12483	251	17	access	access	NOUN
cblr-12483	251	18	to	to	ADP
cblr-12483	251	19	credit	credit	NOUN
cblr-12483	251	20	,	,	PUNCT
cblr-12483	251	21	federal	federal	PROPN
cblr-12483	251	22	reserve	reserve	PROPN
cblr-12483	251	23	bank	bank	PROPN
cblr-12483	251	24	of	of	ADP
cblr-12483	251	25	minneapolis	minneapolis	PROPN
cblr-12483	251	26	(	(	PUNCT
cblr-12483	251	27	mar	mar	PROPN
cblr-12483	251	28	.	.	PROPN
cblr-12483	251	29	8	8	NUM
cblr-12483	251	30	,	,	PUNCT
cblr-12483	251	31	2018	2018	NUM
cblr-12483	251	32	)	)	PUNCT
cblr-12483	251	33	,	,	PUNCT
cblr-12483	251	34	https://www.minneapolisfed.org/article/2018/fair-lending-laws-and-the-cra-complementary-tools-for-increasingequitable-access-to-credit	https://www.minneapolisfed.org/article/2018/fair-lending-laws-and-the-cra-complementary-tools-for-increasingequitable-access-to-credit	NOUN
cblr-12483	252	1	[	[	X
cblr-12483	252	2	https://perma.cc/zr9f-92vt	https://perma.cc/zr9f-92vt	X
cblr-12483	252	3	]	]	X
cblr-12483	252	4	;	;	PUNCT
cblr-12483	252	5	michael	michael	PROPN
cblr-12483	252	6	berman	berman	PROPN
cblr-12483	252	7	,	,	PUNCT
cblr-12483	252	8	the	the	DET
cblr-12483	252	9	cost	cost	NOUN
cblr-12483	252	10	of	of	ADP
cblr-12483	252	11	compliance	compliance	NOUN
cblr-12483	252	12	in	in	ADP
cblr-12483	252	13	2021	2021	NUM
cblr-12483	252	14	,	,	PUNCT
cblr-12483	252	15	vizo	vizo	PROPN
cblr-12483	252	16	financial	financial	ADJ
cblr-12483	252	17	blog	blog	NOUN
cblr-12483	252	18	(	(	PUNCT
cblr-12483	252	19	may	may	PROPN
cblr-12483	252	20	11	11	NUM
cblr-12483	252	21	,	,	PUNCT
cblr-12483	252	22	2021	2021	NUM
cblr-12483	252	23	)	)	PUNCT
cblr-12483	252	24	,	,	PUNCT
cblr-12483	252	25	blog.vfccu.org/the-cost-of-compliance-in-2021//	blog.vfccu.org/the-cost-of-compliance-in-2021//	VERB
cblr-12483	252	26	[	[	X
cblr-12483	252	27	https://perma.cc/l82c9hvg	https://perma.cc/l82c9hvg	X
cblr-12483	252	28	]	]	X
cblr-12483	252	29	(	(	PUNCT
cblr-12483	252	30	describing	describe	VERB
cblr-12483	252	31	enforcement	enforcement	NOUN
cblr-12483	252	32	actions	action	NOUN
cblr-12483	252	33	against	against	ADP
cblr-12483	252	34	financial	financial	ADJ
cblr-12483	252	35	institutions	institution	NOUN
cblr-12483	252	36	for	for	ADP
cblr-12483	252	37	violations	violation	NOUN
cblr-12483	252	38	of	of	ADP
cblr-12483	252	39	the	the	DET
cblr-12483	252	40	ecoa	ecoa	NOUN
cblr-12483	252	41	and	and	CCONJ
cblr-12483	252	42	fha	fha	PROPN
cblr-12483	252	43	in	in	ADP
cblr-12483	252	44	listing	list	VERB
cblr-12483	252	45	the	the	DET
cblr-12483	252	46	costs	cost	NOUN
cblr-12483	252	47	of	of	ADP
cblr-12483	252	48	noncompliance	noncompliance	NOUN
cblr-12483	252	49	)	)	PUNCT
cblr-12483	252	50	.	.	PUNCT
cblr-12483	253	1	75	75	NUM
cblr-12483	253	2	complaint	complaint	NOUN
cblr-12483	253	3	at	at	ADP
cblr-12483	253	4	9	9	NUM
cblr-12483	253	5	,	,	PUNCT
cblr-12483	253	6	chamber	chamber	NOUN
cblr-12483	253	7	of	of	ADP
cblr-12483	253	8	com	com	PROPN
cblr-12483	253	9	.	.	PROPN
cblr-12483	253	10	of	of	ADP
cblr-12483	253	11	the	the	DET
cblr-12483	253	12	u.s	u.s	PROPN
cblr-12483	253	13	.	.	PROPN
cblr-12483	253	14	v.	v.	ADP
cblr-12483	253	15	cfpb	cfpb	NOUN
cblr-12483	253	16	,	,	PUNCT
cblr-12483	253	17	no	no	INTJ
cblr-12483	253	18	.	.	PUNCT
cblr-12483	254	1	6:22	6:22	NUM
cblr-12483	254	2	-	-	PUNCT
cblr-12483	254	3	cv00381	cv00381	PROPN
cblr-12483	254	4	,	,	PUNCT
cblr-12483	254	5	2023	2023	NUM
cblr-12483	254	6	wl	wl	NOUN
cblr-12483	254	7	5835951	5835951	NUM
cblr-12483	254	8	(	(	PUNCT
cblr-12483	254	9	e.d	e.d	PROPN
cblr-12483	254	10	.	.	PROPN
cblr-12483	255	1	tex	tex	PROPN
cblr-12483	255	2	.	.	PROPN
cblr-12483	255	3	sept	sept	PROPN
cblr-12483	255	4	.	.	PROPN
cblr-12483	255	5	28	28	NUM
cblr-12483	255	6	,	,	PUNCT
cblr-12483	255	7	2022	2022	NUM
cblr-12483	255	8	)	)	PUNCT
cblr-12483	255	9	(	(	PUNCT
cblr-12483	255	10	“	"	PUNCT
cblr-12483	255	11	for	for	ADP
cblr-12483	255	12	udaap	udaap	PROPN
cblr-12483	255	13	in	in	ADP
cblr-12483	255	14	particular	particular	ADJ
cblr-12483	255	15	,	,	PUNCT
cblr-12483	255	16	compliance	compliance	NOUN
cblr-12483	255	17	requires	require	VERB
cblr-12483	255	18	substantial	substantial	ADJ
cblr-12483	255	19	resources	resource	NOUN
cblr-12483	255	20	.	.	PUNCT
cblr-12483	255	21	”	"	PUNCT
cblr-12483	255	22	)	)	PUNCT
cblr-12483	255	23	.	.	PUNCT
cblr-12483	256	1	no	no	INTJ
cblr-12483	256	2	.	.	NOUN
cblr-12483	257	1	2	2	X
cblr-12483	257	2	]	]	PUNCT
cblr-12483	257	3	my	my	PRON
cblr-12483	257	4	unfair	unfair	ADJ
cblr-12483	257	5	lady	lady	NOUN
cblr-12483	257	6	953	953	NUM
cblr-12483	257	7	need	need	VERB
cblr-12483	257	8	to	to	PART
cblr-12483	257	9	update	update	VERB
cblr-12483	257	10	compliance	compliance	NOUN
cblr-12483	257	11	manuals	manual	NOUN
cblr-12483	257	12	,	,	PUNCT
cblr-12483	257	13	retrain	retrain	VERB
cblr-12483	257	14	existing	exist	VERB
cblr-12483	257	15	employees	employee	NOUN
cblr-12483	257	16	,	,	PUNCT
cblr-12483	257	17	hire	hire	VERB
cblr-12483	257	18	new	new	ADJ
cblr-12483	257	19	compliance	compliance	NOUN
cblr-12483	257	20	staff	staff	NOUN
cblr-12483	257	21	,	,	PUNCT
cblr-12483	257	22	and	and	CCONJ
cblr-12483	257	23	perhaps	perhaps	ADV
cblr-12483	257	24	hire	hire	VERB
cblr-12483	257	25	experts	expert	NOUN
cblr-12483	257	26	or	or	CCONJ
cblr-12483	257	27	consultants	consultant	NOUN
cblr-12483	257	28	who	who	PRON
cblr-12483	257	29	specialize	specialize	VERB
cblr-12483	257	30	in	in	ADP
cblr-12483	257	31	minimizing	minimize	VERB
cblr-12483	257	32	the	the	DET
cblr-12483	257	33	risk	risk	NOUN
cblr-12483	257	34	of	of	ADP
cblr-12483	257	35	racial	racial	ADJ
cblr-12483	257	36	discrimination.76	discrimination.76	PROPN
cblr-12483	257	37	the	the	DET
cblr-12483	257	38	existing	exist	VERB
cblr-12483	257	39	complaint	complaint	NOUN
cblr-12483	257	40	lists	list	VERB
cblr-12483	257	41	several	several	ADJ
cblr-12483	257	42	ways	way	NOUN
cblr-12483	257	43	in	in	ADP
cblr-12483	257	44	which	which	PRON
cblr-12483	257	45	the	the	DET
cblr-12483	257	46	agency	agency	NOUN
cblr-12483	257	47	change	change	NOUN
cblr-12483	257	48	will	will	AUX
cblr-12483	257	49	complicate	complicate	VERB
cblr-12483	257	50	these	these	DET
cblr-12483	257	51	efforts	effort	NOUN
cblr-12483	257	52	,	,	PUNCT
cblr-12483	257	53	including	include	VERB
cblr-12483	257	54	a	a	DET
cblr-12483	257	55	lack	lack	NOUN
cblr-12483	257	56	of	of	ADP
cblr-12483	257	57	instruction	instruction	NOUN
cblr-12483	257	58	by	by	ADP
cblr-12483	257	59	the	the	DET
cblr-12483	257	60	agency	agency	NOUN
cblr-12483	257	61	on	on	ADP
cblr-12483	257	62	what	what	PRON
cblr-12483	257	63	constitutes	constitute	VERB
cblr-12483	257	64	unfair	unfair	ADJ
cblr-12483	257	65	discrimination	discrimination	NOUN
cblr-12483	257	66	,	,	PUNCT
cblr-12483	257	67	an	an	DET
cblr-12483	257	68	absence	absence	NOUN
cblr-12483	257	69	of	of	ADP
cblr-12483	257	70	a	a	DET
cblr-12483	257	71	list	list	NOUN
cblr-12483	257	72	of	of	ADP
cblr-12483	257	73	protected	protect	VERB
cblr-12483	257	74	classes	class	NOUN
cblr-12483	257	75	,	,	PUNCT
cblr-12483	257	76	and	and	CCONJ
cblr-12483	257	77	an	an	DET
cblr-12483	257	78	overarching	overarching	ADJ
cblr-12483	257	79	lack	lack	NOUN
cblr-12483	257	80	of	of	ADP
cblr-12483	257	81	clarity	clarity	NOUN
cblr-12483	257	82	on	on	ADP
cblr-12483	257	83	what	what	DET
cblr-12483	257	84	conduct	conduct	NOUN
cblr-12483	257	85	the	the	DET
cblr-12483	257	86	udaap	udaap	ADJ
cblr-12483	257	87	standard	standard	NOUN
cblr-12483	257	88	could	could	AUX
cblr-12483	257	89	be	be	AUX
cblr-12483	257	90	expanded	expand	VERB
cblr-12483	257	91	to	to	PART
cblr-12483	257	92	cover.77	cover.77	VERB
cblr-12483	257	93	however	however	ADV
cblr-12483	257	94	,	,	PUNCT
cblr-12483	257	95	these	these	PRON
cblr-12483	257	96	are	be	AUX
cblr-12483	257	97	the	the	DET
cblr-12483	257	98	sorts	sort	NOUN
cblr-12483	257	99	of	of	ADP
cblr-12483	257	100	costs	cost	NOUN
cblr-12483	257	101	that	that	PRON
cblr-12483	257	102	any	any	DET
cblr-12483	257	103	regulatory	regulatory	ADJ
cblr-12483	257	104	action	action	NOUN
cblr-12483	257	105	is	be	AUX
cblr-12483	257	106	likely	likely	ADJ
cblr-12483	257	107	to	to	PART
cblr-12483	257	108	entail	entail	VERB
cblr-12483	257	109	.	.	PUNCT
cblr-12483	258	1	the	the	DET
cblr-12483	258	2	complaint	complaint	NOUN
cblr-12483	258	3	fails	fail	VERB
cblr-12483	258	4	to	to	PART
cblr-12483	258	5	quantify	quantify	VERB
cblr-12483	258	6	any	any	PRON
cblr-12483	258	7	of	of	ADP
cblr-12483	258	8	these	these	DET
cblr-12483	258	9	issues	issue	NOUN
cblr-12483	258	10	,	,	PUNCT
cblr-12483	258	11	and	and	CCONJ
cblr-12483	258	12	commentary	commentary	NOUN
cblr-12483	258	13	from	from	ADP
cblr-12483	258	14	industry	industry	NOUN
cblr-12483	258	15	experts	expert	NOUN
cblr-12483	258	16	and	and	CCONJ
cblr-12483	258	17	law	law	NOUN
cblr-12483	258	18	firms	firm	NOUN
cblr-12483	258	19	tends	tend	VERB
cblr-12483	258	20	to	to	PART
cblr-12483	258	21	be	be	AUX
cblr-12483	258	22	qualitative	qualitative	VERB
cblr-12483	258	23	rather	rather	ADV
cblr-12483	258	24	than	than	ADP
cblr-12483	258	25	quantitative.78	quantitative.78	VERB
cblr-12483	258	26	in	in	ADP
cblr-12483	258	27	any	any	DET
cblr-12483	258	28	case	case	NOUN
cblr-12483	258	29	,	,	PUNCT
cblr-12483	258	30	the	the	DET
cblr-12483	258	31	compliance	compliance	NOUN
cblr-12483	258	32	costs	cost	NOUN
cblr-12483	258	33	and	and	CCONJ
cblr-12483	258	34	changes	change	NOUN
cblr-12483	258	35	related	relate	VERB
cblr-12483	258	36	to	to	ADP
cblr-12483	258	37	the	the	DET
cblr-12483	258	38	cfpb	cfpb	ADJ
cblr-12483	258	39	revision	revision	NOUN
cblr-12483	258	40	are	be	AUX
cblr-12483	258	41	unlikely	unlikely	ADJ
cblr-12483	258	42	to	to	PART
cblr-12483	258	43	rise	rise	VERB
cblr-12483	258	44	to	to	ADP
cblr-12483	258	45	the	the	DET
cblr-12483	258	46	level	level	NOUN
cblr-12483	258	47	of	of	ADP
cblr-12483	258	48	economic	economic	ADJ
cblr-12483	258	49	significance	significance	NOUN
cblr-12483	258	50	recognized	recognize	VERB
cblr-12483	258	51	in	in	ADP
cblr-12483	258	52	prior	prior	ADJ
cblr-12483	258	53	major	major	ADJ
cblr-12483	258	54	questions	question	NOUN
cblr-12483	258	55	cases	case	NOUN
cblr-12483	258	56	.	.	PUNCT
cblr-12483	259	1	it	it	PRON
cblr-12483	259	2	is	be	AUX
cblr-12483	259	3	unlikely	unlikely	ADJ
cblr-12483	259	4	that	that	SCONJ
cblr-12483	259	5	the	the	DET
cblr-12483	259	6	agency	agency	NOUN
cblr-12483	259	7	’s	’s	PART
cblr-12483	259	8	rule	rule	NOUN
cblr-12483	259	9	will	will	AUX
cblr-12483	259	10	necessitate	necessitate	VERB
cblr-12483	259	11	billions	billion	NOUN
cblr-12483	259	12	of	of	ADP
cblr-12483	259	13	dollars	dollar	NOUN
cblr-12483	259	14	of	of	ADP
cblr-12483	259	15	spending	spending	NOUN
cblr-12483	259	16	given	give	VERB
cblr-12483	259	17	many	many	ADJ
cblr-12483	259	18	of	of	ADP
cblr-12483	259	19	the	the	DET
cblr-12483	259	20	financial	financial	ADJ
cblr-12483	259	21	institutions	institution	NOUN
cblr-12483	259	22	are	be	AUX
cblr-12483	259	23	likely	likely	ADJ
cblr-12483	259	24	to	to	PART
cblr-12483	259	25	already	already	ADV
cblr-12483	259	26	have	have	VERB
cblr-12483	259	27	some	some	DET
cblr-12483	259	28	form	form	NOUN
cblr-12483	259	29	of	of	ADP
cblr-12483	259	30	anti	anti	ADJ
cblr-12483	259	31	-	-	ADJ
cblr-12483	259	32	discrimination	discrimination	ADJ
cblr-12483	259	33	compliance	compliance	NOUN
cblr-12483	259	34	programming.79	programming.79	NOUN
cblr-12483	259	35	additionally	additionally	ADV
cblr-12483	259	36	,	,	PUNCT
cblr-12483	259	37	basic	basic	ADJ
cblr-12483	259	38	extrapolation	extrapolation	NOUN
cblr-12483	259	39	from	from	ADP
cblr-12483	259	40	existing	exist	VERB
cblr-12483	259	41	compliance	compliance	NOUN
cblr-12483	259	42	costs	cost	NOUN
cblr-12483	259	43	indicates	indicate	VERB
cblr-12483	259	44	that	that	SCONJ
cblr-12483	259	45	adding	add	VERB
cblr-12483	259	46	on	on	ADP
cblr-12483	259	47	a	a	DET
cblr-12483	259	48	relatively	relatively	ADV
cblr-12483	259	49	minor	minor	ADJ
cblr-12483	259	50	regulatory	regulatory	ADJ
cblr-12483	259	51	burden	burden	NOUN
cblr-12483	259	52	will	will	AUX
cblr-12483	259	53	not	not	PART
cblr-12483	259	54	add	add	VERB
cblr-12483	259	55	billions	billion	NOUN
cblr-12483	259	56	more	more	ADJ
cblr-12483	259	57	in	in	ADP
cblr-12483	259	58	costs.80	costs.80	PROPN
cblr-12483	259	59	in	in	ADP
cblr-12483	259	60	the	the	DET
cblr-12483	259	61	chamber	chamber	PROPN
cblr-12483	259	62	of	of	ADP
cblr-12483	259	63	commerce	commerce	PROPN
cblr-12483	259	64	v.	v.	ADP
cblr-12483	259	65	cfpb	cfpb	PROPN
cblr-12483	259	66	case	case	NOUN
cblr-12483	259	67	however	however	ADV
cblr-12483	259	68	,	,	PUNCT
cblr-12483	259	69	the	the	DET
cblr-12483	259	70	judge	judge	NOUN
cblr-12483	259	71	decided	decide	VERB
cblr-12483	259	72	that	that	SCONJ
cblr-12483	259	73	the	the	DET
cblr-12483	259	74	revision	revision	NOUN
cblr-12483	259	75	was	be	AUX
cblr-12483	259	76	economically	economically	ADV
cblr-12483	259	77	significant	significant	ADJ
cblr-12483	259	78	claiming	claim	VERB
cblr-12483	259	79	that	that	SCONJ
cblr-12483	259	80	the	the	DET
cblr-12483	259	81	action	action	NOUN
cblr-12483	259	82	“	"	PUNCT
cblr-12483	259	83	would	would	AUX
cblr-12483	259	84	have	have	VERB
cblr-12483	259	85	large	large	ADJ
cblr-12483	259	86	implications	implication	NOUN
cblr-12483	259	87	for	for	ADP
cblr-12483	259	88	the	the	DET
cblr-12483	259	89	financial	financial	ADJ
cblr-12483	259	90	services	service	NOUN
cblr-12483	259	91	industry	industry	NOUN
cblr-12483	259	92	”	"	PUNCT
cblr-12483	259	93	and	and	CCONJ
cblr-12483	259	94	is	be	AUX
cblr-12483	259	95	causing	cause	VERB
cblr-12483	259	96	companies	company	NOUN
cblr-12483	259	97	to	to	PART
cblr-12483	259	98	spend	spend	VERB
cblr-12483	259	99	76	76	NUM
cblr-12483	259	100	berman	berman	NOUN
cblr-12483	259	101	,	,	PUNCT
cblr-12483	259	102	supra	supra	PROPN
cblr-12483	259	103	note	note	NOUN
cblr-12483	259	104	74	74	NUM
cblr-12483	259	105	(	(	PUNCT
cblr-12483	259	106	describing	describe	VERB
cblr-12483	259	107	different	different	ADJ
cblr-12483	259	108	costs	cost	NOUN
cblr-12483	259	109	related	relate	VERB
cblr-12483	259	110	to	to	ADP
cblr-12483	259	111	compliance	compliance	NOUN
cblr-12483	259	112	strategy	strategy	NOUN
cblr-12483	259	113	for	for	ADP
cblr-12483	259	114	banks	bank	NOUN
cblr-12483	259	115	)	)	PUNCT
cblr-12483	259	116	.	.	PUNCT
cblr-12483	260	1	77	77	NUM
cblr-12483	260	2	complaint	complaint	NOUN
cblr-12483	260	3	at	at	ADP
cblr-12483	260	4	9–11	9–11	NOUN
cblr-12483	260	5	,	,	PUNCT
cblr-12483	260	6	chamber	chamber	NOUN
cblr-12483	260	7	of	of	ADP
cblr-12483	260	8	com	com	PROPN
cblr-12483	260	9	.	.	PROPN
cblr-12483	260	10	of	of	ADP
cblr-12483	260	11	the	the	DET
cblr-12483	260	12	u.s	u.s	PROPN
cblr-12483	260	13	.	.	PROPN
cblr-12483	260	14	v.	v.	ADP
cblr-12483	260	15	cfpb	cfpb	NOUN
cblr-12483	260	16	,	,	PUNCT
cblr-12483	260	17	no	no	INTJ
cblr-12483	260	18	.	.	PUNCT
cblr-12483	261	1	6:22cv-00381	6:22cv-00381	PROPN
cblr-12483	261	2	,	,	PUNCT
cblr-12483	261	3	2023	2023	NUM
cblr-12483	261	4	wl	wl	SYM
cblr-12483	261	5	5835951	5835951	NUM
cblr-12483	261	6	(	(	PUNCT
cblr-12483	261	7	e.d	e.d	PROPN
cblr-12483	261	8	.	.	PROPN
cblr-12483	262	1	tex	tex	PROPN
cblr-12483	262	2	.	.	PROPN
cblr-12483	262	3	sept	sept	PROPN
cblr-12483	262	4	.	.	PROPN
cblr-12483	262	5	28	28	NUM
cblr-12483	262	6	,	,	PUNCT
cblr-12483	262	7	2022	2022	NUM
cblr-12483	262	8	)	)	PUNCT
cblr-12483	262	9	.	.	PUNCT
cblr-12483	263	1	78	78	NUM
cblr-12483	264	1	i	i	PRON
cblr-12483	264	2	d.	d.	PROPN
cblr-12483	264	3	;	;	PUNCT
cblr-12483	264	4	sullivan	sullivan	PROPN
cblr-12483	264	5	&	&	CCONJ
cblr-12483	264	6	cromwell	cromwell	PROPN
cblr-12483	264	7	llp	llp	PROPN
cblr-12483	264	8	,	,	PUNCT
cblr-12483	264	9	supra	supra	PROPN
cblr-12483	264	10	note	note	PROPN
cblr-12483	264	11	20	20	NUM
cblr-12483	264	12	,	,	PUNCT
cblr-12483	264	13	at	at	ADP
cblr-12483	264	14	5	5	NUM
cblr-12483	264	15	.	.	SYM
cblr-12483	264	16	79	79	NUM
cblr-12483	264	17	complaint	complaint	NOUN
cblr-12483	264	18	at	at	ADP
cblr-12483	264	19	9	9	NUM
cblr-12483	264	20	,	,	PUNCT
cblr-12483	264	21	chamber	chamber	NOUN
cblr-12483	264	22	of	of	ADP
cblr-12483	264	23	com	com	PROPN
cblr-12483	264	24	.	.	PROPN
cblr-12483	264	25	of	of	ADP
cblr-12483	264	26	the	the	DET
cblr-12483	264	27	u.s	u.s	PROPN
cblr-12483	264	28	.	.	PROPN
cblr-12483	264	29	v.	v.	ADP
cblr-12483	264	30	cfpb	cfpb	NOUN
cblr-12483	264	31	,	,	PUNCT
cblr-12483	264	32	no	no	INTJ
cblr-12483	264	33	.	.	PUNCT
cblr-12483	265	1	6:22	6:22	NUM
cblr-12483	265	2	-	-	PUNCT
cblr-12483	265	3	cv00381	cv00381	PROPN
cblr-12483	265	4	,	,	PUNCT
cblr-12483	265	5	2023	2023	NUM
cblr-12483	265	6	wl	wl	NOUN
cblr-12483	265	7	5835951	5835951	NUM
cblr-12483	265	8	(	(	PUNCT
cblr-12483	265	9	e.d	e.d	PROPN
cblr-12483	265	10	.	.	PROPN
cblr-12483	266	1	tex	tex	PROPN
cblr-12483	266	2	.	.	PROPN
cblr-12483	266	3	sept	sept	PROPN
cblr-12483	266	4	.	.	PROPN
cblr-12483	266	5	28	28	NUM
cblr-12483	266	6	,	,	PUNCT
cblr-12483	266	7	2022	2022	NUM
cblr-12483	266	8	)	)	PUNCT
cblr-12483	266	9	.	.	PUNCT
cblr-12483	267	1	;	;	PUNCT
cblr-12483	267	2	berman	berman	PROPN
cblr-12483	267	3	,	,	PUNCT
cblr-12483	267	4	supra	supra	PROPN
cblr-12483	267	5	note	note	NOUN
cblr-12483	267	6	74	74	NUM
cblr-12483	267	7	.	.	PUNCT
cblr-12483	268	1	80	80	NUM
cblr-12483	269	1	lone	lone	ADJ
cblr-12483	269	2	,	,	PUNCT
cblr-12483	269	3	supra	supra	PROPN
cblr-12483	269	4	note	note	NOUN
cblr-12483	269	5	73	73	NUM
cblr-12483	269	6	.	.	PUNCT
cblr-12483	270	1	954	954	NUM
cblr-12483	270	2	columbia	columbia	PROPN
cblr-12483	270	3	business	business	NOUN
cblr-12483	270	4	law	law	PROPN
cblr-12483	270	5	review	review	NOUN
cblr-12483	270	6	[	[	X
cblr-12483	270	7	vol	vol	NOUN
cblr-12483	270	8	.	.	PUNCT
cblr-12483	271	1	2023	2023	NUM
cblr-12483	271	2	“	"	PUNCT
cblr-12483	271	3	millions	million	NOUN
cblr-12483	271	4	of	of	ADP
cblr-12483	271	5	dollars	dollar	NOUN
cblr-12483	271	6	per	per	ADP
cblr-12483	271	7	year	year	NOUN
cblr-12483	271	8	.	.	PUNCT
cblr-12483	272	1	”81	”81	PROPN
cblr-12483	272	2	given	give	VERB
cblr-12483	272	3	supreme	supreme	PROPN
cblr-12483	272	4	court	court	PROPN
cblr-12483	272	5	precedent	precedent	NOUN
cblr-12483	272	6	this	this	PRON
cblr-12483	272	7	should	should	AUX
cblr-12483	272	8	not	not	PART
cblr-12483	272	9	be	be	AUX
cblr-12483	272	10	enough	enough	ADJ
cblr-12483	272	11	.	.	PUNCT
cblr-12483	273	1	common	common	ADJ
cblr-12483	273	2	sense	sense	NOUN
cblr-12483	273	3	dictates	dictate	VERB
cblr-12483	273	4	that	that	SCONJ
cblr-12483	273	5	due	due	ADP
cblr-12483	273	6	to	to	ADP
cblr-12483	273	7	its	its	PRON
cblr-12483	273	8	narrow	narrow	ADJ
cblr-12483	273	9	scope	scope	NOUN
cblr-12483	273	10	,	,	PUNCT
cblr-12483	273	11	the	the	DET
cblr-12483	273	12	cfpb	cfpb	NOUN
cblr-12483	273	13	’s	’s	PART
cblr-12483	273	14	manual	manual	ADJ
cblr-12483	273	15	revision	revision	NOUN
cblr-12483	273	16	is	be	AUX
cblr-12483	273	17	unlikely	unlikely	ADJ
cblr-12483	273	18	to	to	PART
cblr-12483	273	19	result	result	VERB
cblr-12483	273	20	in	in	ADP
cblr-12483	273	21	the	the	DET
cblr-12483	273	22	elimination	elimination	NOUN
cblr-12483	273	23	of	of	ADP
cblr-12483	273	24	tens	ten	NOUN
cblr-12483	273	25	of	of	ADP
cblr-12483	273	26	thousands	thousand	NOUN
cblr-12483	273	27	of	of	ADP
cblr-12483	273	28	jobs	job	NOUN
cblr-12483	273	29	or	or	CCONJ
cblr-12483	273	30	to	to	PART
cblr-12483	273	31	significantly	significantly	ADV
cblr-12483	273	32	raise	raise	VERB
cblr-12483	273	33	prices	price	NOUN
cblr-12483	273	34	for	for	ADP
cblr-12483	273	35	consumers	consumer	NOUN
cblr-12483	273	36	,	,	PUNCT
cblr-12483	273	37	in	in	ADP
cblr-12483	273	38	contrast	contrast	NOUN
cblr-12483	273	39	to	to	ADP
cblr-12483	273	40	the	the	DET
cblr-12483	273	41	economic	economic	ADJ
cblr-12483	273	42	stakes	stake	NOUN
cblr-12483	273	43	of	of	ADP
cblr-12483	273	44	the	the	DET
cblr-12483	273	45	agency	agency	NOUN
cblr-12483	273	46	actions	action	NOUN
cblr-12483	273	47	in	in	ADP
cblr-12483	273	48	utility	utility	NOUN
cblr-12483	273	49	air	air	NOUN
cblr-12483	273	50	,	,	PUNCT
cblr-12483	273	51	west	west	PROPN
cblr-12483	273	52	virginia	virginia	PROPN
cblr-12483	273	53	,	,	PUNCT
cblr-12483	273	54	and	and	CCONJ
cblr-12483	273	55	brown	brown	PROPN
cblr-12483	273	56	&	&	CCONJ
cblr-12483	273	57	williamson.82	williamson.82	PROPN
cblr-12483	273	58	instead	instead	ADV
cblr-12483	273	59	,	,	PUNCT
cblr-12483	273	60	the	the	DET
cblr-12483	273	61	cfpb	cfpb	NOUN
cblr-12483	273	62	is	be	AUX
cblr-12483	273	63	regulating	regulate	VERB
cblr-12483	273	64	the	the	DET
cblr-12483	273	65	industry	industry	NOUN
cblr-12483	273	66	it	it	PRON
cblr-12483	273	67	was	be	AUX
cblr-12483	273	68	created	create	VERB
cblr-12483	273	69	to	to	PART
cblr-12483	273	70	regulate	regulate	VERB
cblr-12483	273	71	,	,	PUNCT
cblr-12483	273	72	the	the	DET
cblr-12483	273	73	products	product	NOUN
cblr-12483	273	74	it	it	PRON
cblr-12483	273	75	was	be	AUX
cblr-12483	273	76	intended	intend	VERB
cblr-12483	273	77	to	to	PART
cblr-12483	273	78	regulate	regulate	VERB
cblr-12483	273	79	,	,	PUNCT
cblr-12483	273	80	and	and	CCONJ
cblr-12483	273	81	the	the	DET
cblr-12483	273	82	knock	knock	VERB
cblr-12483	273	83	-	-	PUNCT
cblr-12483	273	84	on	on	ADP
cblr-12483	273	85	effects	effect	NOUN
cblr-12483	273	86	in	in	ADP
cblr-12483	273	87	regard	regard	NOUN
cblr-12483	273	88	to	to	ADP
cblr-12483	273	89	employment	employment	NOUN
cblr-12483	273	90	and	and	CCONJ
cblr-12483	273	91	economic	economic	ADJ
cblr-12483	273	92	disruption	disruption	NOUN
cblr-12483	273	93	are	be	AUX
cblr-12483	273	94	likely	likely	ADJ
cblr-12483	273	95	to	to	PART
cblr-12483	273	96	be	be	AUX
cblr-12483	273	97	modest.83	modest.83	ADV
cblr-12483	273	98	2	2	NUM
cblr-12483	273	99	.	.	NOUN
cblr-12483	273	100	political	political	ADJ
cblr-12483	273	101	significance	significance	NOUN
cblr-12483	273	102	political	political	ADJ
cblr-12483	273	103	significance	significance	NOUN
cblr-12483	273	104	is	be	AUX
cblr-12483	273	105	perhaps	perhaps	ADV
cblr-12483	273	106	the	the	DET
cblr-12483	273	107	most	most	ADV
cblr-12483	273	108	difficult	difficult	ADJ
cblr-12483	273	109	factor	factor	NOUN
cblr-12483	273	110	to	to	PART
cblr-12483	273	111	analyze	analyze	VERB
cblr-12483	273	112	under	under	ADP
cblr-12483	273	113	the	the	DET
cblr-12483	273	114	supreme	supreme	PROPN
cblr-12483	273	115	court	court	PROPN
cblr-12483	273	116	’s	’s	PART
cblr-12483	273	117	new	new	ADJ
cblr-12483	273	118	major	major	ADJ
cblr-12483	273	119	questions	question	NOUN
cblr-12483	273	120	test	test	NOUN
cblr-12483	273	121	.	.	PUNCT
cblr-12483	274	1	the	the	DET
cblr-12483	274	2	majority	majority	NOUN
cblr-12483	274	3	in	in	ADP
cblr-12483	274	4	west	west	PROPN
cblr-12483	274	5	virginia	virginia	PROPN
cblr-12483	274	6	contends	contend	VERB
cblr-12483	274	7	that	that	SCONJ
cblr-12483	274	8	an	an	DET
cblr-12483	274	9	issue	issue	NOUN
cblr-12483	274	10	satisfies	satisfy	VERB
cblr-12483	274	11	this	this	DET
cblr-12483	274	12	factor	factor	NOUN
cblr-12483	274	13	if	if	SCONJ
cblr-12483	274	14	it	it	PRON
cblr-12483	274	15	is	be	AUX
cblr-12483	274	16	the	the	DET
cblr-12483	274	17	subject	subject	NOUN
cblr-12483	274	18	of	of	ADP
cblr-12483	274	19	“	"	PUNCT
cblr-12483	274	20	earnest	earnest	ADJ
cblr-12483	274	21	and	and	CCONJ
cblr-12483	274	22	profound	profound	ADJ
cblr-12483	274	23	debate	debate	NOUN
cblr-12483	274	24	across	across	ADP
cblr-12483	274	25	the	the	DET
cblr-12483	274	26	country	country	NOUN
cblr-12483	274	27	”	"	PUNCT
cblr-12483	274	28	or	or	CCONJ
cblr-12483	274	29	if	if	SCONJ
cblr-12483	274	30	it	it	PRON
cblr-12483	274	31	is	be	AUX
cblr-12483	274	32	a	a	DET
cblr-12483	274	33	major	major	ADJ
cblr-12483	274	34	policy	policy	NOUN
cblr-12483	274	35	decision	decision	NOUN
cblr-12483	274	36	that	that	PRON
cblr-12483	274	37	congress	congress	PROPN
cblr-12483	274	38	would	would	AUX
cblr-12483	274	39	intend	intend	VERB
cblr-12483	274	40	to	to	PART
cblr-12483	274	41	keep	keep	VERB
cblr-12483	274	42	for	for	ADP
cblr-12483	274	43	itself.84	itself.84	PRON
cblr-12483	274	44	the	the	DET
cblr-12483	274	45	concurrence	concurrence	NOUN
cblr-12483	274	46	describes	describe	VERB
cblr-12483	274	47	the	the	DET
cblr-12483	274	48	standard	standard	NOUN
cblr-12483	274	49	as	as	ADP
cblr-12483	274	50	being	be	AUX
cblr-12483	274	51	satisfied	satisfied	ADJ
cblr-12483	274	52	where	where	SCONJ
cblr-12483	274	53	“	"	PUNCT
cblr-12483	274	54	certain	certain	ADJ
cblr-12483	274	55	states	state	NOUN
cblr-12483	274	56	were	be	AUX
cblr-12483	274	57	considering	consider	VERB
cblr-12483	274	58	whether	whether	SCONJ
cblr-12483	274	59	to	to	PART
cblr-12483	274	60	permit	permit	VERB
cblr-12483	274	61	the	the	DET
cblr-12483	274	62	practice	practice	NOUN
cblr-12483	274	63	”	"	PUNCT
cblr-12483	274	64	and	and	CCONJ
cblr-12483	274	65	“	"	PUNCT
cblr-12483	274	66	state	state	NOUN
cblr-12483	274	67	legislatures	legislature	NOUN
cblr-12483	274	68	were	be	AUX
cblr-12483	274	69	engaged	engage	VERB
cblr-12483	274	70	in	in	ADP
cblr-12483	274	71	robust	robust	ADJ
cblr-12483	274	72	debates	debate	NOUN
cblr-12483	274	73	over	over	ADP
cblr-12483	274	74	[	[	X
cblr-12483	274	75	the	the	DET
cblr-12483	274	76	issue].”85	issue].”85	PROPN
cblr-12483	274	77	the	the	DET
cblr-12483	274	78	alabama	alabama	PROPN
cblr-12483	274	79	association	association	PROPN
cblr-12483	274	80	of	of	ADP
cblr-12483	274	81	realtors	realtor	NOUN
cblr-12483	274	82	v.	v.	ADP
cblr-12483	274	83	hhs	hhs	PROPN
cblr-12483	274	84	case	case	NOUN
cblr-12483	274	85	points	point	VERB
cblr-12483	274	86	to	to	ADP
cblr-12483	274	87	agency	agency	NOUN
cblr-12483	274	88	actions	action	NOUN
cblr-12483	274	89	that	that	SCONJ
cblr-12483	274	90	“	"	PUNCT
cblr-12483	274	91	significantly	significantly	ADV
cblr-12483	274	92	alter	alter	VERB
cblr-12483	274	93	the	the	DET
cblr-12483	274	94	balance	balance	NOUN
cblr-12483	274	95	81	81	NUM
cblr-12483	274	96	chamber	chamber	NOUN
cblr-12483	274	97	of	of	ADP
cblr-12483	274	98	com	com	PROPN
cblr-12483	274	99	.	.	PROPN
cblr-12483	274	100	of	of	ADP
cblr-12483	274	101	the	the	DET
cblr-12483	274	102	u.s	u.s	PROPN
cblr-12483	274	103	.	.	PROPN
cblr-12483	274	104	v.	v.	ADP
cblr-12483	274	105	cfpb	cfpb	NOUN
cblr-12483	274	106	,	,	PUNCT
cblr-12483	274	107	no	no	INTJ
cblr-12483	274	108	.	.	PUNCT
cblr-12483	275	1	6:22	6:22	NUM
cblr-12483	275	2	-	-	PUNCT
cblr-12483	275	3	cv-00381	cv-00381	NOUN
cblr-12483	275	4	,	,	PUNCT
cblr-12483	275	5	2023	2023	NUM
cblr-12483	275	6	wl	wl	NOUN
cblr-12483	275	7	5835951	5835951	NUM
cblr-12483	275	8	at	at	ADP
cblr-12483	275	9	*	*	SYM
cblr-12483	275	10	7	7	NUM
cblr-12483	275	11	(	(	PUNCT
cblr-12483	275	12	e.d	e.d	PROPN
cblr-12483	275	13	.	.	PROPN
cblr-12483	275	14	tex	tex	PROPN
cblr-12483	275	15	.	.	PROPN
cblr-12483	275	16	sept	sept	PROPN
cblr-12483	275	17	.	.	PROPN
cblr-12483	275	18	8	8	NUM
cblr-12483	275	19	,	,	PUNCT
cblr-12483	275	20	2023	2023	NUM
cblr-12483	275	21	)	)	PUNCT
cblr-12483	275	22	.	.	PUNCT
cblr-12483	276	1	82	82	NUM
cblr-12483	277	1	lone	lone	ADJ
cblr-12483	277	2	,	,	PUNCT
cblr-12483	277	3	supra	supra	PROPN
cblr-12483	277	4	note	note	NOUN
cblr-12483	277	5	73	73	NUM
cblr-12483	277	6	(	(	PUNCT
cblr-12483	277	7	stating	state	VERB
cblr-12483	277	8	the	the	DET
cblr-12483	277	9	total	total	ADJ
cblr-12483	277	10	cost	cost	NOUN
cblr-12483	277	11	of	of	ADP
cblr-12483	277	12	dodd	dodd	PROPN
cblr-12483	277	13	-	-	PUNCT
cblr-12483	277	14	frank	frank	ADJ
cblr-12483	277	15	compliance	compliance	NOUN
cblr-12483	277	16	to	to	PART
cblr-12483	277	17	be	be	AUX
cblr-12483	277	18	$	$	SYM
cblr-12483	277	19	50	50	NUM
cblr-12483	277	20	billion	billion	NUM
cblr-12483	277	21	dollars	dollar	NOUN
cblr-12483	277	22	)	)	PUNCT
cblr-12483	277	23	.	.	PUNCT
cblr-12483	278	1	the	the	DET
cblr-12483	278	2	impact	impact	NOUN
cblr-12483	278	3	of	of	ADP
cblr-12483	278	4	banning	ban	VERB
cblr-12483	278	5	non	non	ADJ
cblr-12483	278	6	-	-	ADJ
cblr-12483	278	7	credit	credit	ADJ
cblr-12483	278	8	intentional	intentional	ADJ
cblr-12483	278	9	discrimination	discrimination	NOUN
cblr-12483	278	10	is	be	AUX
cblr-12483	278	11	likely	likely	ADJ
cblr-12483	278	12	to	to	PART
cblr-12483	278	13	be	be	AUX
cblr-12483	278	14	a	a	DET
cblr-12483	278	15	tiny	tiny	ADJ
cblr-12483	278	16	fraction	fraction	NOUN
cblr-12483	278	17	of	of	ADP
cblr-12483	278	18	the	the	DET
cblr-12483	278	19	massive	massive	ADJ
cblr-12483	278	20	regulatory	regulatory	ADJ
cblr-12483	278	21	compliance	compliance	NOUN
cblr-12483	278	22	expenses	expense	VERB
cblr-12483	278	23	the	the	DET
cblr-12483	278	24	passing	passing	NOUN
cblr-12483	278	25	of	of	ADP
cblr-12483	278	26	dodd	dodd	PROPN
cblr-12483	278	27	-	-	PUNCT
cblr-12483	278	28	frank	frank	PROPN
cblr-12483	278	29	added	add	VERB
cblr-12483	278	30	to	to	ADP
cblr-12483	278	31	financial	financial	ADJ
cblr-12483	278	32	institutions	institution	NOUN
cblr-12483	278	33	given	give	VERB
cblr-12483	278	34	its	its	PRON
cblr-12483	278	35	dramatic	dramatic	ADJ
cblr-12483	278	36	overhaul	overhaul	NOUN
cblr-12483	278	37	of	of	ADP
cblr-12483	278	38	the	the	DET
cblr-12483	278	39	financial	financial	ADJ
cblr-12483	278	40	regulatory	regulatory	ADJ
cblr-12483	278	41	system	system	NOUN
cblr-12483	278	42	.	.	PUNCT
cblr-12483	279	1	83	83	NUM
cblr-12483	279	2	if	if	SCONJ
cblr-12483	279	3	the	the	DET
cblr-12483	279	4	cfpb	cfpb	NOUN
cblr-12483	279	5	were	be	AUX
cblr-12483	279	6	to	to	PART
cblr-12483	279	7	decide	decide	VERB
cblr-12483	279	8	to	to	PART
cblr-12483	279	9	pursue	pursue	VERB
cblr-12483	279	10	anti	anti	ADJ
cblr-12483	279	11	-	-	ADJ
cblr-12483	279	12	discrimination	discrimination	ADJ
cblr-12483	279	13	action	action	NOUN
cblr-12483	279	14	in	in	ADP
cblr-12483	279	15	novel	novel	ADJ
cblr-12483	279	16	ways	way	NOUN
cblr-12483	279	17	,	,	PUNCT
cblr-12483	279	18	such	such	ADJ
cblr-12483	279	19	as	as	ADP
cblr-12483	279	20	expanding	expand	VERB
cblr-12483	279	21	the	the	DET
cblr-12483	279	22	list	list	NOUN
cblr-12483	279	23	of	of	ADP
cblr-12483	279	24	protected	protect	VERB
cblr-12483	279	25	classes	class	NOUN
cblr-12483	279	26	to	to	ADP
cblr-12483	279	27	those	those	PRON
cblr-12483	279	28	not	not	PART
cblr-12483	279	29	currently	currently	ADV
cblr-12483	279	30	covered	cover	VERB
cblr-12483	279	31	by	by	ADP
cblr-12483	279	32	compliance	compliance	NOUN
cblr-12483	279	33	programs	program	NOUN
cblr-12483	279	34	,	,	PUNCT
cblr-12483	279	35	costs	cost	NOUN
cblr-12483	279	36	will	will	AUX
cblr-12483	279	37	be	be	AUX
cblr-12483	279	38	higher	high	ADJ
cblr-12483	279	39	,	,	PUNCT
cblr-12483	279	40	and	and	CCONJ
cblr-12483	279	41	the	the	DET
cblr-12483	279	42	analysis	analysis	NOUN
cblr-12483	279	43	could	could	AUX
cblr-12483	279	44	change	change	VERB
cblr-12483	279	45	.	.	PUNCT
cblr-12483	280	1	84	84	NUM
cblr-12483	280	2	west	west	PROPN
cblr-12483	280	3	virginia	virginia	PROPN
cblr-12483	280	4	v.	v.	PROPN
cblr-12483	280	5	epa	epa	PROPN
cblr-12483	280	6	,	,	PUNCT
cblr-12483	280	7	597	597	NUM
cblr-12483	280	8	u.s	u.s	PROPN
cblr-12483	280	9	.	.	PROPN
cblr-12483	280	10	697	697	NUM
cblr-12483	280	11	,	,	PUNCT
cblr-12483	280	12	722	722	NUM
cblr-12483	280	13	,	,	PUNCT
cblr-12483	280	14	732	732	NUM
cblr-12483	280	15	(	(	PUNCT
cblr-12483	280	16	2021	2021	NUM
cblr-12483	280	17	)	)	PUNCT
cblr-12483	280	18	.	.	PUNCT
cblr-12483	280	19	85	85	NUM
cblr-12483	281	1	i	i	PRON
cblr-12483	281	2	d.	d.	NOUN
cblr-12483	281	3	at	at	ADP
cblr-12483	281	4	742	742	NUM
cblr-12483	281	5	(	(	PUNCT
cblr-12483	281	6	gorsuch	gorsuch	ADJ
cblr-12483	281	7	,	,	PUNCT
cblr-12483	281	8	j.	j.	PROPN
cblr-12483	281	9	,	,	PUNCT
cblr-12483	281	10	concurring	concur	VERB
cblr-12483	281	11	)	)	PUNCT
cblr-12483	281	12	.	.	PUNCT
cblr-12483	282	1	no	no	INTJ
cblr-12483	282	2	.	.	NOUN
cblr-12483	283	1	2	2	X
cblr-12483	283	2	]	]	PUNCT
cblr-12483	283	3	my	my	PRON
cblr-12483	283	4	unfair	unfair	ADJ
cblr-12483	283	5	lady	lady	NOUN
cblr-12483	283	6	955	955	NUM
cblr-12483	283	7	between	between	ADP
cblr-12483	283	8	federal	federal	ADJ
cblr-12483	283	9	and	and	CCONJ
cblr-12483	283	10	state	state	NOUN
cblr-12483	283	11	power	power	NOUN
cblr-12483	283	12	.	.	PUNCT
cblr-12483	284	1	”86	”86	NOUN
cblr-12483	284	2	in	in	ADP
cblr-12483	284	3	the	the	DET
cblr-12483	284	4	biden	biden	PROPN
cblr-12483	284	5	v.	v.	PROPN
cblr-12483	284	6	nebraska	nebraska	PROPN
cblr-12483	284	7	case	case	NOUN
cblr-12483	284	8	,	,	PUNCT
cblr-12483	284	9	the	the	DET
cblr-12483	284	10	majority	majority	NOUN
cblr-12483	284	11	pointed	point	VERB
cblr-12483	284	12	to	to	PART
cblr-12483	284	13	debate	debate	VERB
cblr-12483	284	14	in	in	ADP
cblr-12483	284	15	congress	congress	PROPN
cblr-12483	284	16	and	and	CCONJ
cblr-12483	284	17	stated	state	VERB
cblr-12483	284	18	that	that	SCONJ
cblr-12483	284	19	student	student	NOUN
cblr-12483	284	20	loan	loan	NOUN
cblr-12483	284	21	cancellation	cancellation	NOUN
cblr-12483	284	22	“	"	PUNCT
cblr-12483	284	23	raises	raise	VERB
cblr-12483	284	24	questions	question	NOUN
cblr-12483	284	25	that	that	PRON
cblr-12483	284	26	are	be	AUX
cblr-12483	284	27	personal	personal	ADJ
cblr-12483	284	28	and	and	CCONJ
cblr-12483	284	29	emotionally	emotionally	ADV
cblr-12483	284	30	charged	charge	VERB
cblr-12483	284	31	,	,	PUNCT
cblr-12483	284	32	hitting	hit	VERB
cblr-12483	284	33	fundamental	fundamental	ADJ
cblr-12483	284	34	issues	issue	NOUN
cblr-12483	284	35	about	about	ADP
cblr-12483	284	36	the	the	DET
cblr-12483	284	37	structure	structure	NOUN
cblr-12483	284	38	of	of	ADP
cblr-12483	284	39	the	the	DET
cblr-12483	284	40	economy	economy	NOUN
cblr-12483	284	41	.	.	PUNCT
cblr-12483	285	1	”87	”87	PROPN
cblr-12483	286	1	with	with	ADP
cblr-12483	286	2	respect	respect	NOUN
cblr-12483	286	3	to	to	ADP
cblr-12483	286	4	the	the	DET
cblr-12483	286	5	legality	legality	NOUN
cblr-12483	286	6	of	of	ADP
cblr-12483	286	7	discrimination	discrimination	NOUN
cblr-12483	286	8	in	in	ADP
cblr-12483	286	9	banking	banking	NOUN
cblr-12483	286	10	there	there	ADV
cblr-12483	286	11	does	do	AUX
cblr-12483	286	12	not	not	PART
cblr-12483	286	13	seem	seem	VERB
cblr-12483	286	14	to	to	PART
cblr-12483	286	15	be	be	AUX
cblr-12483	286	16	a	a	DET
cblr-12483	286	17	“	"	PUNCT
cblr-12483	286	18	profound	profound	ADJ
cblr-12483	286	19	debate	debate	NOUN
cblr-12483	286	20	”	"	PUNCT
cblr-12483	286	21	on	on	ADP
cblr-12483	286	22	the	the	DET
cblr-12483	286	23	issue	issue	NOUN
cblr-12483	286	24	.	.	PUNCT
cblr-12483	287	1	it	it	PRON
cblr-12483	287	2	can	can	AUX
cblr-12483	287	3	be	be	AUX
cblr-12483	287	4	assumed	assume	VERB
cblr-12483	287	5	that	that	SCONJ
cblr-12483	287	6	most	most	ADJ
cblr-12483	287	7	americans	americans	PROPN
cblr-12483	287	8	are	be	AUX
cblr-12483	287	9	supportive	supportive	ADJ
cblr-12483	287	10	of	of	ADP
cblr-12483	287	11	,	,	PUNCT
cblr-12483	287	12	and	and	CCONJ
cblr-12483	287	13	favor	favor	VERB
cblr-12483	287	14	enforcement	enforcement	NOUN
cblr-12483	287	15	of	of	ADP
cblr-12483	287	16	,	,	PUNCT
cblr-12483	287	17	laws	law	NOUN
cblr-12483	287	18	like	like	ADP
cblr-12483	287	19	the	the	DET
cblr-12483	287	20	civil	civil	ADJ
cblr-12483	287	21	rights	right	NOUN
cblr-12483	287	22	act	act	PROPN
cblr-12483	287	23	,	,	PUNCT
cblr-12483	287	24	fha	fha	PROPN
cblr-12483	287	25	,	,	PUNCT
cblr-12483	287	26	and	and	CCONJ
cblr-12483	287	27	ecoa	ecoa	NOUN
cblr-12483	287	28	given	give	VERB
cblr-12483	287	29	that	that	SCONJ
cblr-12483	287	30	polling	polling	NOUN
cblr-12483	287	31	shows	show	VERB
cblr-12483	287	32	strong	strong	ADJ
cblr-12483	287	33	support	support	NOUN
cblr-12483	287	34	for	for	ADP
cblr-12483	287	35	further	further	ADJ
cblr-12483	287	36	measures	measure	NOUN
cblr-12483	287	37	addressing	address	VERB
cblr-12483	287	38	discrimination	discrimination	NOUN
cblr-12483	287	39	,	,	PUNCT
cblr-12483	287	40	and	and	CCONJ
cblr-12483	287	41	americans	americans	PROPN
cblr-12483	287	42	as	as	ADP
cblr-12483	287	43	a	a	DET
cblr-12483	287	44	whole	whole	NOUN
cblr-12483	287	45	are	be	AUX
cblr-12483	287	46	strongly	strongly	ADV
cblr-12483	287	47	against	against	ADP
cblr-12483	287	48	the	the	DET
cblr-12483	287	49	legalization	legalization	NOUN
cblr-12483	287	50	of	of	ADP
cblr-12483	287	51	intentional	intentional	ADJ
cblr-12483	287	52	discrimination.88	discrimination.88	NOUN
cblr-12483	287	53	even	even	ADV
cblr-12483	287	54	the	the	DET
cblr-12483	287	55	complaint	complaint	NOUN
cblr-12483	287	56	opposing	oppose	VERB
cblr-12483	287	57	the	the	DET
cblr-12483	287	58	cfpb	cfpb	ADJ
cblr-12483	287	59	decision	decision	NOUN
cblr-12483	287	60	specifically	specifically	ADV
cblr-12483	287	61	states	state	VERB
cblr-12483	287	62	that	that	SCONJ
cblr-12483	287	63	the	the	DET
cblr-12483	287	64	plaintiffs	plaintiff	NOUN
cblr-12483	287	65	“	"	PUNCT
cblr-12483	287	66	fully	fully	ADV
cblr-12483	287	67	support	support	VERB
cblr-12483	287	68	the	the	DET
cblr-12483	287	69	fair	fair	ADJ
cblr-12483	287	70	enforcement	enforcement	NOUN
cblr-12483	287	71	of	of	ADP
cblr-12483	287	72	nondiscrimination	nondiscrimination	NOUN
cblr-12483	287	73	laws	law	NOUN
cblr-12483	287	74	.	.	PUNCT
cblr-12483	288	1	”89	”89	PROPN
cblr-12483	288	2	neither	neither	CCONJ
cblr-12483	288	3	congress	congress	PROPN
cblr-12483	288	4	nor	nor	CCONJ
cblr-12483	288	5	state	state	NOUN
cblr-12483	288	6	legislatures	legislature	NOUN
cblr-12483	288	7	are	be	AUX
cblr-12483	288	8	arguing	argue	VERB
cblr-12483	288	9	over	over	ADP
cblr-12483	288	10	bills	bill	NOUN
cblr-12483	288	11	that	that	PRON
cblr-12483	288	12	would	would	AUX
cblr-12483	288	13	allow	allow	VERB
cblr-12483	288	14	discrimination	discrimination	NOUN
cblr-12483	288	15	based	base	VERB
cblr-12483	288	16	on	on	ADP
cblr-12483	288	17	national	national	ADJ
cblr-12483	288	18	origin	origin	NOUN
cblr-12483	288	19	,	,	PUNCT
cblr-12483	288	20	race	race	NOUN
cblr-12483	288	21	,	,	PUNCT
cblr-12483	288	22	color	color	NOUN
cblr-12483	288	23	,	,	PUNCT
cblr-12483	288	24	or	or	CCONJ
cblr-12483	288	25	sex	sex	NOUN
cblr-12483	288	26	in	in	ADP
cblr-12483	288	27	financial	financial	ADJ
cblr-12483	288	28	products.90	products.90	ADV
cblr-12483	288	29	federal	federal	ADJ
cblr-12483	288	30	state	state	NOUN
cblr-12483	288	31	balance	balance	NOUN
cblr-12483	288	32	will	will	AUX
cblr-12483	288	33	not	not	PART
cblr-12483	288	34	be	be	AUX
cblr-12483	288	35	radically	radically	ADV
cblr-12483	288	36	altered	alter	VERB
cblr-12483	288	37	in	in	ADP
cblr-12483	288	38	the	the	DET
cblr-12483	288	39	area	area	NOUN
cblr-12483	288	40	of	of	ADP
cblr-12483	288	41	financial	financial	ADJ
cblr-12483	288	42	discrimination	discrimination	NOUN
cblr-12483	288	43	or	or	CCONJ
cblr-12483	288	44	86	86	NUM
cblr-12483	288	45	ala	ala	NOUN
cblr-12483	288	46	.	.	PUNCT
cblr-12483	289	1	ass’n	ass’n	NOUN
cblr-12483	289	2	of	of	ADP
cblr-12483	289	3	realtors	realtor	NOUN
cblr-12483	289	4	v.	v.	ADP
cblr-12483	289	5	dep’t	dep’t	NOUN
cblr-12483	289	6	of	of	ADP
cblr-12483	289	7	health	health	PROPN
cblr-12483	289	8	&	&	CCONJ
cblr-12483	289	9	hum	hum	PROPN
cblr-12483	289	10	.	.	PUNCT
cblr-12483	290	1	servs	servs	PROPN
cblr-12483	290	2	.	.	PROPN
cblr-12483	290	3	,	,	PUNCT
cblr-12483	290	4	141	141	NUM
cblr-12483	290	5	s.	s.	PROPN
cblr-12483	290	6	ct	ct	PROPN
cblr-12483	290	7	.	.	PROPN
cblr-12483	290	8	2485	2485	NUM
cblr-12483	290	9	,	,	PUNCT
cblr-12483	290	10	2489	2489	NUM
cblr-12483	290	11	(	(	PUNCT
cblr-12483	290	12	2021	2021	NUM
cblr-12483	290	13	)	)	PUNCT
cblr-12483	290	14	.	.	PUNCT
cblr-12483	291	1	87	87	NUM
cblr-12483	291	2	biden	biden	PROPN
cblr-12483	291	3	v.	v.	ADP
cblr-12483	291	4	nebraska	nebraska	PROPN
cblr-12483	291	5	,	,	PUNCT
cblr-12483	291	6	143	143	PRON
cblr-12483	291	7	s.	s.	PROPN
cblr-12483	291	8	ct	ct	PROPN
cblr-12483	291	9	.	.	PROPN
cblr-12483	291	10	2355	2355	NUM
cblr-12483	291	11	,	,	PUNCT
cblr-12483	291	12	2373–74	2373–74	NUM
cblr-12483	291	13	(	(	PUNCT
cblr-12483	291	14	2023	2023	NUM
cblr-12483	291	15	)	)	PUNCT
cblr-12483	291	16	(	(	PUNCT
cblr-12483	291	17	internal	internal	ADJ
cblr-12483	291	18	quotation	quotation	NOUN
cblr-12483	291	19	marks	mark	NOUN
cblr-12483	291	20	omitted	omit	VERB
cblr-12483	291	21	)	)	PUNCT
cblr-12483	291	22	.	.	PUNCT
cblr-12483	292	1	88	88	NUM
cblr-12483	292	2	tim	tim	PROPN
cblr-12483	292	3	malloy	malloy	PROPN
cblr-12483	292	4	,	,	PUNCT
cblr-12483	292	5	68	68	NUM
cblr-12483	292	6	%	%	NOUN
cblr-12483	292	7	say	say	VERB
cblr-12483	292	8	discrimination	discrimination	NOUN
cblr-12483	292	9	against	against	ADP
cblr-12483	292	10	black	black	ADJ
cblr-12483	292	11	americans	americans	PROPN
cblr-12483	292	12	a	a	DET
cblr-12483	292	13	“	"	PUNCT
cblr-12483	292	14	serious	serious	ADJ
cblr-12483	292	15	problem	problem	NOUN
cblr-12483	292	16	,	,	PUNCT
cblr-12483	292	17	”	"	PUNCT
cblr-12483	292	18	quinnipiac	quinnipiac	PROPN
cblr-12483	292	19	university	university	PROPN
cblr-12483	292	20	national	national	PROPN
cblr-12483	292	21	poll	poll	PROPN
cblr-12483	292	22	finds	find	VERB
cblr-12483	292	23	;	;	PUNCT
cblr-12483	293	1	slight	slight	ADJ
cblr-12483	293	2	majority	majority	NOUN
cblr-12483	293	3	support	support	NOUN
cblr-12483	293	4	removing	remove	VERB
cblr-12483	293	5	confederate	confederate	ADJ
cblr-12483	293	6	statues	statue	NOUN
cblr-12483	293	7	,	,	PUNCT
cblr-12483	293	8	quinnipiac	quinnipiac	PROPN
cblr-12483	293	9	univ	univ	PROPN
cblr-12483	293	10	.	.	PUNCT
cblr-12483	294	1	poll	poll	PROPN
cblr-12483	294	2	(	(	PUNCT
cblr-12483	294	3	june	june	PROPN
cblr-12483	294	4	17	17	NUM
cblr-12483	294	5	,	,	PUNCT
cblr-12483	294	6	2020	2020	NUM
cblr-12483	294	7	)	)	PUNCT
cblr-12483	294	8	,	,	PUNCT
cblr-12483	294	9	https://poll.qu.edu/poll-release?releaseid=3786	https://poll.qu.edu/poll-release?releaseid=3786	PROPN
cblr-12483	295	1	[	[	X
cblr-12483	295	2	https://perma.cc/h9h5-l6s4	https://perma.cc/h9h5-l6s4	X
cblr-12483	295	3	]	]	X
cblr-12483	295	4	(	(	PUNCT
cblr-12483	295	5	showing	show	VERB
cblr-12483	295	6	majority	majority	NOUN
cblr-12483	295	7	support	support	NOUN
cblr-12483	295	8	for	for	ADP
cblr-12483	295	9	removal	removal	NOUN
cblr-12483	295	10	of	of	ADP
cblr-12483	295	11	confederate	confederate	ADJ
cblr-12483	295	12	statutes	statute	NOUN
cblr-12483	295	13	and	and	CCONJ
cblr-12483	295	14	for	for	ADP
cblr-12483	295	15	the	the	DET
cblr-12483	295	16	proposition	proposition	NOUN
cblr-12483	295	17	that	that	SCONJ
cblr-12483	295	18	racial	racial	ADJ
cblr-12483	295	19	discrimination	discrimination	NOUN
cblr-12483	295	20	is	be	AUX
cblr-12483	295	21	a	a	DET
cblr-12483	295	22	serious	serious	ADJ
cblr-12483	295	23	problem	problem	NOUN
cblr-12483	295	24	that	that	PRON
cblr-12483	295	25	should	should	AUX
cblr-12483	295	26	be	be	AUX
cblr-12483	295	27	addressed	address	VERB
cblr-12483	295	28	)	)	PUNCT
cblr-12483	295	29	;	;	PUNCT
cblr-12483	295	30	frank	frank	PROPN
cblr-12483	295	31	newport	newport	PROPN
cblr-12483	295	32	,	,	PUNCT
cblr-12483	295	33	american	american	ADJ
cblr-12483	295	34	public	public	ADJ
cblr-12483	295	35	opinion	opinion	NOUN
cblr-12483	295	36	and	and	CCONJ
cblr-12483	295	37	the	the	DET
cblr-12483	295	38	equality	equality	NOUN
cblr-12483	295	39	act	act	NOUN
cblr-12483	295	40	,	,	PUNCT
cblr-12483	295	41	gallup	gallup	NOUN
cblr-12483	295	42	polling	polling	NOUN
cblr-12483	295	43	(	(	PUNCT
cblr-12483	295	44	mar	mar	PROPN
cblr-12483	295	45	.	.	PROPN
cblr-12483	295	46	19	19	NUM
cblr-12483	295	47	,	,	PUNCT
cblr-12483	295	48	2021	2021	NUM
cblr-12483	295	49	)	)	PUNCT
cblr-12483	295	50	,	,	PUNCT
cblr-12483	295	51	https://news.gallup.com/opinion/polling-matters/340349/american-publicopinion-equality-act.aspx#:~:text=overall%2c%20the%20equality%20act%20seems,rights%20protections%20for%20lgbt%20persons	https://news.gallup.com/opinion/polling-matters/340349/american-publicopinion-equality-act.aspx#:~:text=overall%2c%20the%20equality%20act%20seems,rights%20protections%20for%20lgbt%20person	NOUN
cblr-12483	295	52	[	[	X
cblr-12483	295	53	https://perma.cc/amv8-5zq5	https://perma.cc/amv8-5zq5	NOUN
cblr-12483	295	54	]	]	PUNCT
cblr-12483	295	55	(	(	PUNCT
cblr-12483	295	56	reporting	report	VERB
cblr-12483	295	57	that	that	SCONJ
cblr-12483	295	58	large	large	ADJ
cblr-12483	295	59	majority	majority	NOUN
cblr-12483	295	60	of	of	ADP
cblr-12483	295	61	americans	americans	PROPN
cblr-12483	295	62	support	support	VERB
cblr-12483	295	63	banning	ban	VERB
cblr-12483	295	64	discrimination	discrimination	NOUN
cblr-12483	295	65	against	against	ADP
cblr-12483	295	66	lgbtq	lgbtq	PROPN
cblr-12483	295	67	americans	americans	PROPN
cblr-12483	295	68	)	)	PUNCT
cblr-12483	295	69	.	.	PUNCT
cblr-12483	296	1	89	89	NUM
cblr-12483	296	2	complaint	complaint	NOUN
cblr-12483	296	3	at	at	ADP
cblr-12483	296	4	2	2	NUM
cblr-12483	296	5	,	,	PUNCT
cblr-12483	296	6	chamber	chamber	NOUN
cblr-12483	296	7	of	of	ADP
cblr-12483	296	8	com	com	PROPN
cblr-12483	296	9	.	.	PROPN
cblr-12483	296	10	of	of	ADP
cblr-12483	296	11	the	the	DET
cblr-12483	296	12	u.s	u.s	PROPN
cblr-12483	296	13	.	.	PROPN
cblr-12483	296	14	v.	v.	ADP
cblr-12483	296	15	cfpb	cfpb	NOUN
cblr-12483	296	16	,	,	PUNCT
cblr-12483	296	17	no	no	INTJ
cblr-12483	296	18	.	.	PUNCT
cblr-12483	297	1	6:22	6:22	NUM
cblr-12483	297	2	-	-	PUNCT
cblr-12483	297	3	cv00381	cv00381	PROPN
cblr-12483	297	4	,	,	PUNCT
cblr-12483	297	5	2023	2023	NUM
cblr-12483	297	6	wl	wl	NOUN
cblr-12483	297	7	5835951	5835951	NUM
cblr-12483	297	8	(	(	PUNCT
cblr-12483	297	9	e.d	e.d	PROPN
cblr-12483	297	10	.	.	PROPN
cblr-12483	298	1	tex	tex	PROPN
cblr-12483	298	2	.	.	PROPN
cblr-12483	298	3	sept	sept	PROPN
cblr-12483	298	4	.	.	PROPN
cblr-12483	298	5	28	28	NUM
cblr-12483	298	6	,	,	PUNCT
cblr-12483	298	7	2022	2022	NUM
cblr-12483	298	8	)	)	PUNCT
cblr-12483	298	9	.	.	PUNCT
cblr-12483	299	1	90	90	NUM
cblr-12483	299	2	congress	congress	PROPN
cblr-12483	299	3	has	have	AUX
cblr-12483	299	4	been	be	AUX
cblr-12483	299	5	debating	debate	VERB
cblr-12483	299	6	legislation	legislation	NOUN
cblr-12483	299	7	aiming	aim	VERB
cblr-12483	299	8	to	to	PART
cblr-12483	299	9	prevent	prevent	VERB
cblr-12483	299	10	this	this	DET
cblr-12483	299	11	type	type	NOUN
cblr-12483	299	12	of	of	ADP
cblr-12483	299	13	behavior	behavior	NOUN
cblr-12483	299	14	rather	rather	ADV
cblr-12483	299	15	than	than	ADP
cblr-12483	299	16	allow	allow	VERB
cblr-12483	299	17	it	it	PRON
cblr-12483	299	18	.	.	PUNCT
cblr-12483	300	1	see	see	VERB
cblr-12483	300	2	flitter	flitter	NOUN
cblr-12483	300	3	,	,	PUNCT
cblr-12483	300	4	supra	supra	PROPN
cblr-12483	300	5	note	note	NOUN
cblr-12483	300	6	28	28	NUM
cblr-12483	300	7	.	.	PROPN
cblr-12483	301	1	956	956	NUM
cblr-12483	301	2	columbia	columbia	PROPN
cblr-12483	301	3	business	business	NOUN
cblr-12483	301	4	law	law	PROPN
cblr-12483	301	5	review	review	NOUN
cblr-12483	301	6	[	[	X
cblr-12483	301	7	vol	vol	NOUN
cblr-12483	301	8	.	.	PUNCT
cblr-12483	301	9	2023	2023	NUM
cblr-12483	301	10	discrimination	discrimination	NOUN
cblr-12483	301	11	in	in	ADP
cblr-12483	301	12	general	general	ADJ
cblr-12483	301	13	,	,	PUNCT
cblr-12483	301	14	given	give	VERB
cblr-12483	301	15	the	the	DET
cblr-12483	301	16	existence	existence	NOUN
cblr-12483	301	17	of	of	ADP
cblr-12483	301	18	laws	law	NOUN
cblr-12483	301	19	like	like	ADP
cblr-12483	301	20	the	the	DET
cblr-12483	301	21	civil	civil	ADJ
cblr-12483	301	22	rights	right	NOUN
cblr-12483	301	23	act	act	PROPN
cblr-12483	301	24	,	,	PUNCT
cblr-12483	301	25	fha	fha	PROPN
cblr-12483	301	26	,	,	PUNCT
cblr-12483	301	27	and	and	CCONJ
cblr-12483	301	28	ecoa.91	ecoa.91	PROPN
cblr-12483	301	29	however	however	ADV
cblr-12483	301	30	,	,	PUNCT
cblr-12483	301	31	the	the	DET
cblr-12483	301	32	expressed	express	VERB
cblr-12483	301	33	standard	standard	NOUN
cblr-12483	301	34	allows	allow	VERB
cblr-12483	301	35	the	the	DET
cblr-12483	301	36	court	court	NOUN
cblr-12483	301	37	(	(	PUNCT
cblr-12483	301	38	or	or	CCONJ
cblr-12483	301	39	any	any	DET
cblr-12483	301	40	federal	federal	ADJ
cblr-12483	301	41	court	court	NOUN
cblr-12483	301	42	)	)	PUNCT
cblr-12483	301	43	flexibility	flexibility	NOUN
cblr-12483	301	44	in	in	ADP
cblr-12483	301	45	determining	determine	VERB
cblr-12483	301	46	whether	whether	SCONJ
cblr-12483	301	47	an	an	DET
cblr-12483	301	48	issue	issue	NOUN
cblr-12483	301	49	is	be	AUX
cblr-12483	301	50	politically	politically	ADV
cblr-12483	301	51	significant.92	significant.92	ADV
cblr-12483	301	52	a	a	DET
cblr-12483	301	53	federal	federal	ADJ
cblr-12483	301	54	court	court	NOUN
cblr-12483	301	55	could	could	AUX
cblr-12483	301	56	simply	simply	ADV
cblr-12483	301	57	frame	frame	VERB
cblr-12483	301	58	the	the	DET
cblr-12483	301	59	issue	issue	NOUN
cblr-12483	301	60	as	as	ADV
cblr-12483	301	61	generally	generally	ADV
cblr-12483	301	62	as	as	ADP
cblr-12483	301	63	possible	possible	ADJ
cblr-12483	301	64	to	to	PART
cblr-12483	301	65	manufacture	manufacture	VERB
cblr-12483	301	66	a	a	DET
cblr-12483	301	67	finding	finding	NOUN
cblr-12483	301	68	of	of	ADP
cblr-12483	301	69	political	political	ADJ
cblr-12483	301	70	controversy	controversy	NOUN
cblr-12483	301	71	.	.	PUNCT
cblr-12483	302	1	racial	racial	ADJ
cblr-12483	302	2	discrimination	discrimination	NOUN
cblr-12483	302	3	has	have	VERB
cblr-12483	302	4	a	a	DET
cblr-12483	302	5	long	long	ADJ
cblr-12483	302	6	history	history	NOUN
cblr-12483	302	7	of	of	ADP
cblr-12483	302	8	political	political	ADJ
cblr-12483	302	9	significance	significance	NOUN
cblr-12483	302	10	in	in	ADP
cblr-12483	302	11	the	the	DET
cblr-12483	302	12	united	united	PROPN
cblr-12483	302	13	states	states	PROPN
cblr-12483	302	14	,	,	PUNCT
cblr-12483	302	15	with	with	ADP
cblr-12483	302	16	some	some	PRON
cblr-12483	302	17	of	of	ADP
cblr-12483	302	18	the	the	DET
cblr-12483	302	19	most	most	ADV
cblr-12483	302	20	contentious	contentious	ADJ
cblr-12483	302	21	moments	moment	NOUN
cblr-12483	302	22	in	in	ADP
cblr-12483	302	23	u.s	u.s	PROPN
cblr-12483	302	24	.	.	PROPN
cblr-12483	302	25	history	history	NOUN
cblr-12483	302	26	involving	involve	VERB
cblr-12483	302	27	issues	issue	NOUN
cblr-12483	302	28	of	of	ADP
cblr-12483	302	29	intentional	intentional	ADJ
cblr-12483	302	30	discrimination.93	discrimination.93	NOUN
cblr-12483	302	31	debates	debate	NOUN
cblr-12483	302	32	continue	continue	VERB
cblr-12483	302	33	in	in	ADP
cblr-12483	302	34	the	the	DET
cblr-12483	302	35	supreme	supreme	PROPN
cblr-12483	302	36	court	court	PROPN
cblr-12483	302	37	and	and	CCONJ
cblr-12483	302	38	elsewhere	elsewhere	ADV
cblr-12483	302	39	regarding	regard	VERB
cblr-12483	302	40	issues	issue	NOUN
cblr-12483	302	41	in	in	ADP
cblr-12483	302	42	the	the	DET
cblr-12483	302	43	general	general	ADJ
cblr-12483	302	44	category	category	NOUN
cblr-12483	302	45	of	of	ADP
cblr-12483	302	46	discrimination	discrimination	NOUN
cblr-12483	302	47	like	like	ADP
cblr-12483	302	48	affirmative	affirmative	ADJ
cblr-12483	302	49	action	action	NOUN
cblr-12483	302	50	,	,	PUNCT
cblr-12483	302	51	public	public	ADJ
cblr-12483	302	52	accommodation	accommodation	NOUN
cblr-12483	302	53	laws	law	NOUN
cblr-12483	302	54	and	and	CCONJ
cblr-12483	302	55	their	their	PRON
cblr-12483	302	56	interaction	interaction	NOUN
cblr-12483	302	57	with	with	ADP
cblr-12483	302	58	first	first	ADJ
cblr-12483	302	59	amendment	amendment	NOUN
cblr-12483	302	60	,	,	PUNCT
cblr-12483	302	61	and	and	CCONJ
cblr-12483	302	62	racial	racial	ADJ
cblr-12483	302	63	gerrymandering.94	gerrymandering.94	NOUN
cblr-12483	302	64	protests	protest	NOUN
cblr-12483	302	65	regarding	regard	VERB
cblr-12483	302	66	racially	racially	ADV
cblr-12483	302	67	motivated	motivated	ADJ
cblr-12483	302	68	police	police	NOUN
cblr-12483	302	69	violence	violence	NOUN
cblr-12483	302	70	spread	spread	VERB
cblr-12483	302	71	throughout	throughout	ADP
cblr-12483	302	72	the	the	DET
cblr-12483	302	73	country	country	NOUN
cblr-12483	302	74	in	in	ADP
cblr-12483	302	75	2020.95	2020.95	NUM
cblr-12483	302	76	these	these	DET
cblr-12483	302	77	issues	issue	NOUN
cblr-12483	302	78	are	be	AUX
cblr-12483	302	79	certainly	certainly	ADV
cblr-12483	302	80	not	not	PART
cblr-12483	302	81	insignificant	insignificant	ADJ
cblr-12483	302	82	.	.	PUNCT
cblr-12483	303	1	the	the	DET
cblr-12483	303	2	court	court	NOUN
cblr-12483	303	3	shied	shy	VERB
cblr-12483	303	4	away	away	ADV
cblr-12483	303	5	from	from	ADP
cblr-12483	303	6	using	use	VERB
cblr-12483	303	7	such	such	DET
cblr-12483	303	8	a	a	DET
cblr-12483	303	9	high	high	ADJ
cblr-12483	303	10	-	-	PUNCT
cblr-12483	303	11	level	level	NOUN
cblr-12483	303	12	framing	framing	NOUN
cblr-12483	303	13	in	in	ADP
cblr-12483	303	14	biden	biden	PROPN
cblr-12483	303	15	v.	v.	ADP
cblr-12483	303	16	missouri.96	missouri.96	PROPN
cblr-12483	303	17	unlike	unlike	ADP
cblr-12483	303	18	the	the	DET
cblr-12483	303	19	osha	osha	PROPN
cblr-12483	303	20	case	case	NOUN
cblr-12483	303	21	,	,	PUNCT
cblr-12483	303	22	where	where	SCONJ
cblr-12483	303	23	a	a	DET
cblr-12483	303	24	largeemployer	largeemployer	NOUN
cblr-12483	303	25	vaccine	vaccine	NOUN
cblr-12483	303	26	mandate	mandate	NOUN
cblr-12483	303	27	was	be	AUX
cblr-12483	303	28	shut	shut	VERB
cblr-12483	303	29	down	down	ADP
cblr-12483	303	30	in	in	ADP
cblr-12483	303	31	part	part	NOUN
cblr-12483	303	32	due	due	ADP
cblr-12483	303	33	to	to	ADP
cblr-12483	303	34	the	the	DET
cblr-12483	303	35	political	political	ADJ
cblr-12483	303	36	significance	significance	NOUN
cblr-12483	303	37	of	of	ADP
cblr-12483	303	38	vaccine	vaccine	NOUN
cblr-12483	303	39	mandates	mandate	NOUN
cblr-12483	303	40	,	,	PUNCT
cblr-12483	303	41	the	the	DET
cblr-12483	303	42	court	court	NOUN
cblr-12483	303	43	upheld	uphold	VERB
cblr-12483	303	44	a	a	DET
cblr-12483	303	45	more	more	ADV
cblr-12483	303	46	specific	specific	ADJ
cblr-12483	303	47	federal	federal	ADJ
cblr-12483	303	48	government	government	NOUN
cblr-12483	303	49	funded	fund	VERB
cblr-12483	303	50	healthcare	healthcare	NOUN
cblr-12483	303	51	worker	worker	NOUN
cblr-12483	303	52	91	91	NUM
cblr-12483	303	53	12	12	NUM
cblr-12483	303	54	u.s.c	u.s.c	NOUN
cblr-12483	303	55	.	.	PUNCT
cblr-12483	304	1	§	§	PROPN
cblr-12483	304	2	§	§	PROPN
cblr-12483	304	3	5390	5390	NUM
cblr-12483	304	4	,	,	PUNCT
cblr-12483	304	5	5511	5511	NUM
cblr-12483	304	6	,	,	PUNCT
cblr-12483	304	7	5567	5567	NUM
cblr-12483	304	8	.	.	PUNCT
cblr-12483	305	1	92	92	NUM
cblr-12483	305	2	deacon	deacon	NOUN
cblr-12483	305	3	&	&	CCONJ
cblr-12483	305	4	litman	litman	PROPN
cblr-12483	305	5	,	,	PUNCT
cblr-12483	305	6	supra	supra	PROPN
cblr-12483	305	7	note	note	PROPN
cblr-12483	305	8	35	35	NUM
cblr-12483	305	9	,	,	PUNCT
cblr-12483	305	10	at	at	ADP
cblr-12483	305	11	1051	1051	NUM
cblr-12483	305	12	-	-	SYM
cblr-12483	305	13	56	56	NUM
cblr-12483	305	14	(	(	PUNCT
cblr-12483	305	15	explaining	explain	VERB
cblr-12483	305	16	the	the	DET
cblr-12483	305	17	leeway	leeway	NOUN
cblr-12483	305	18	a	a	DET
cblr-12483	305	19	federal	federal	ADJ
cblr-12483	305	20	court	court	NOUN
cblr-12483	305	21	could	could	AUX
cblr-12483	305	22	have	have	VERB
cblr-12483	305	23	in	in	ADP
cblr-12483	305	24	determining	determine	VERB
cblr-12483	305	25	if	if	SCONJ
cblr-12483	305	26	an	an	DET
cblr-12483	305	27	issue	issue	NOUN
cblr-12483	305	28	is	be	AUX
cblr-12483	305	29	politically	politically	ADV
cblr-12483	305	30	significant	significant	ADJ
cblr-12483	305	31	under	under	ADP
cblr-12483	305	32	the	the	DET
cblr-12483	305	33	court	court	NOUN
cblr-12483	305	34	’s	’s	PART
cblr-12483	305	35	current	current	ADJ
cblr-12483	305	36	political	political	ADJ
cblr-12483	305	37	significance	significance	NOUN
cblr-12483	305	38	test	test	NOUN
cblr-12483	305	39	)	)	PUNCT
cblr-12483	305	40	;	;	PUNCT
cblr-12483	305	41	sohoni	sohoni	ADV
cblr-12483	305	42	,	,	PUNCT
cblr-12483	305	43	supra	supra	PROPN
cblr-12483	305	44	note	note	NOUN
cblr-12483	305	45	35	35	NUM
cblr-12483	305	46	,	,	PUNCT
cblr-12483	305	47	at	at	ADP
cblr-12483	305	48	283	283	NUM
cblr-12483	305	49	-	-	SYM
cblr-12483	305	50	88	88	NUM
cblr-12483	305	51	(	(	PUNCT
cblr-12483	305	52	stating	state	VERB
cblr-12483	305	53	the	the	DET
cblr-12483	305	54	breadth	breadth	NOUN
cblr-12483	305	55	and	and	CCONJ
cblr-12483	305	56	quantity	quantity	NOUN
cblr-12483	305	57	of	of	ADP
cblr-12483	305	58	the	the	DET
cblr-12483	305	59	factors	factor	NOUN
cblr-12483	305	60	going	go	VERB
cblr-12483	305	61	into	into	ADP
cblr-12483	305	62	the	the	DET
cblr-12483	305	63	major	major	ADJ
cblr-12483	305	64	questions	question	NOUN
cblr-12483	305	65	test	test	NOUN
cblr-12483	305	66	could	could	AUX
cblr-12483	305	67	allow	allow	VERB
cblr-12483	305	68	courts	court	NOUN
cblr-12483	305	69	to	to	PART
cblr-12483	305	70	pick	pick	VERB
cblr-12483	305	71	and	and	CCONJ
cblr-12483	305	72	choose	choose	VERB
cblr-12483	305	73	)	)	PUNCT
cblr-12483	305	74	.	.	PUNCT
cblr-12483	306	1	93	93	NUM
cblr-12483	306	2	see	see	VERB
cblr-12483	306	3	,	,	PUNCT
cblr-12483	306	4	e.g.	e.g.	ADV
cblr-12483	306	5	,	,	PUNCT
cblr-12483	306	6	foster	foster	ADJ
cblr-12483	306	7	hailey	hailey	PROPN
cblr-12483	306	8	,	,	PUNCT
cblr-12483	306	9	dr	dr	PROPN
cblr-12483	306	10	.	.	PROPN
cblr-12483	306	11	king	king	PROPN
cblr-12483	306	12	arrested	arrest	VERB
cblr-12483	306	13	at	at	ADP
cblr-12483	306	14	birmingham	birmingham	PROPN
cblr-12483	306	15	,	,	PUNCT
cblr-12483	306	16	n.y	n.y	PROPN
cblr-12483	306	17	.	.	PROPN
cblr-12483	306	18	times	times	PROPN
cblr-12483	306	19	,	,	PUNCT
cblr-12483	306	20	apr	apr	PROPN
cblr-12483	306	21	.	.	PROPN
cblr-12483	306	22	13	13	NUM
cblr-12483	306	23	,	,	PUNCT
cblr-12483	306	24	1963	1963	NUM
cblr-12483	306	25	,	,	PUNCT
cblr-12483	306	26	at	at	ADP
cblr-12483	306	27	a1	a1	NOUN
cblr-12483	306	28	;	;	PUNCT
cblr-12483	306	29	e.	e.	PROPN
cblr-12483	306	30	w.	w.	PROPN
cblr-12483	306	31	kenworthy	kenworthy	PROPN
cblr-12483	306	32	,	,	PUNCT
cblr-12483	306	33	200,000	200,000	NUM
cblr-12483	306	34	march	march	NOUN
cblr-12483	306	35	for	for	ADP
cblr-12483	306	36	civil	civil	ADJ
cblr-12483	306	37	rights	right	NOUN
cblr-12483	306	38	,	,	PUNCT
cblr-12483	306	39	n.y	n.y	PROPN
cblr-12483	306	40	.	.	PROPN
cblr-12483	306	41	times	times	PROPN
cblr-12483	306	42	,	,	PUNCT
cblr-12483	306	43	aug	aug	PROPN
cblr-12483	306	44	.	.	PROPN
cblr-12483	306	45	29	29	NUM
cblr-12483	306	46	,	,	PUNCT
cblr-12483	306	47	1963	1963	NUM
cblr-12483	306	48	,	,	PUNCT
cblr-12483	306	49	at	at	ADP
cblr-12483	306	50	a1	a1	NOUN
cblr-12483	306	51	;	;	PUNCT
cblr-12483	306	52	ben	ben	PROPN
cblr-12483	306	53	kesling	kesling	PROPN
cblr-12483	306	54	,	,	PUNCT
cblr-12483	306	55	felicia	felicia	PROPN
cblr-12483	306	56	schwartz	schwartz	PROPN
cblr-12483	306	57	&	&	CCONJ
cblr-12483	306	58	byron	byron	PROPN
cblr-12483	306	59	tau	tau	PROPN
cblr-12483	306	60	,	,	PUNCT
cblr-12483	306	61	hundreds	hundred	NOUN
cblr-12483	306	62	of	of	ADP
cblr-12483	306	63	thousands	thousand	NOUN
cblr-12483	306	64	of	of	ADP
cblr-12483	306	65	demonstrators	demonstrator	NOUN
cblr-12483	306	66	attend	attend	VERB
cblr-12483	306	67	women	woman	NOUN
cblr-12483	306	68	’s	’s	PART
cblr-12483	306	69	march	march	PROPN
cblr-12483	306	70	on	on	ADP
cblr-12483	306	71	washington	washington	PROPN
cblr-12483	306	72	,	,	PUNCT
cblr-12483	307	1	wall	wall	PROPN
cblr-12483	307	2	st	st	PROPN
cblr-12483	307	3	.	.	PROPN
cblr-12483	307	4	j.	j.	PROPN
cblr-12483	308	1	(	(	PUNCT
cblr-12483	308	2	jan	jan	PROPN
cblr-12483	308	3	.	.	PROPN
cblr-12483	308	4	21	21	NUM
cblr-12483	308	5	,	,	PUNCT
cblr-12483	308	6	2017	2017	NUM
cblr-12483	308	7	)	)	PUNCT
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cblr-12483	309	1	[	[	X
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cblr-12483	309	4	.	.	PUNCT
cblr-12483	310	1	94	94	NUM
cblr-12483	310	2	granted	grant	VERB
cblr-12483	310	3	&	&	CCONJ
cblr-12483	310	4	noted	noted	ADJ
cblr-12483	310	5	list	list	NOUN
cblr-12483	310	6	,	,	PUNCT
cblr-12483	310	7	october	october	PROPN
cblr-12483	310	8	term	term	NOUN
cblr-12483	310	9	2022	2022	NUM
cblr-12483	310	10	cases	case	NOUN
cblr-12483	310	11	for	for	ADP
cblr-12483	310	12	argument	argument	NOUN
cblr-12483	310	13	,	,	PUNCT
cblr-12483	310	14	sup	sup	NOUN
cblr-12483	310	15	.	.	PUNCT
cblr-12483	311	1	ct	ct	PROPN
cblr-12483	311	2	.	.	PUNCT
cblr-12483	312	1	u.s	u.s	PROPN
cblr-12483	312	2	.	.	PROPN
cblr-12483	312	3	(	(	PUNCT
cblr-12483	312	4	feb	feb	PROPN
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cblr-12483	312	7	,	,	PUNCT
cblr-12483	312	8	2023	2023	NUM
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cblr-12483	313	1	[	[	X
cblr-12483	313	2	https://perma.cc/wv6m-g7zr	https://perma.cc/wv6m-g7zr	X
cblr-12483	313	3	]	]	X
cblr-12483	313	4	.	.	PUNCT
cblr-12483	314	1	95	95	NUM
cblr-12483	314	2	derrick	derrick	PROPN
cblr-12483	314	3	bryson	bryson	PROPN
cblr-12483	314	4	taylor	taylor	PROPN
cblr-12483	314	5	,	,	PUNCT
cblr-12483	314	6	george	george	PROPN
cblr-12483	314	7	floyd	floyd	PROPN
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cblr-12483	314	9	:	:	PUNCT
cblr-12483	314	10	a	a	DET
cblr-12483	314	11	timeline	timeline	NOUN
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cblr-12483	314	13	n.y	n.y	PROPN
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cblr-12483	316	2	on	on	ADP
cblr-12483	316	3	file	file	NOUN
cblr-12483	316	4	with	with	ADP
cblr-12483	316	5	the	the	DET
cblr-12483	316	6	columbia	columbia	PROPN
cblr-12483	316	7	business	business	PROPN
cblr-12483	316	8	law	law	PROPN
cblr-12483	316	9	review	review	NOUN
cblr-12483	316	10	]	]	PUNCT
cblr-12483	316	11	.	.	PUNCT
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cblr-12483	317	2	biden	biden	PROPN
cblr-12483	317	3	v.	v.	PROPN
cblr-12483	317	4	missouri	missouri	PROPN
cblr-12483	317	5	,	,	PUNCT
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cblr-12483	317	7	u.s	u.s	PROPN
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cblr-12483	319	2	]	]	PUNCT
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cblr-12483	319	4	unfair	unfair	ADJ
cblr-12483	319	5	lady	lady	NOUN
cblr-12483	319	6	957	957	NUM
cblr-12483	319	7	mandate.97	mandate.97	NOUN
cblr-12483	319	8	in	in	ADP
cblr-12483	319	9	upholding	uphold	VERB
cblr-12483	319	10	this	this	DET
cblr-12483	319	11	narrower	narrow	ADJ
cblr-12483	319	12	mandate	mandate	NOUN
cblr-12483	319	13	,	,	PUNCT
cblr-12483	319	14	the	the	DET
cblr-12483	319	15	court	court	NOUN
cblr-12483	319	16	did	do	AUX
cblr-12483	319	17	not	not	PART
cblr-12483	319	18	even	even	ADV
cblr-12483	319	19	address	address	VERB
cblr-12483	319	20	the	the	DET
cblr-12483	319	21	political	political	ADJ
cblr-12483	319	22	significance	significance	NOUN
cblr-12483	319	23	of	of	ADP
cblr-12483	319	24	the	the	DET
cblr-12483	319	25	vaccine	vaccine	NOUN
cblr-12483	319	26	,	,	PUNCT
cblr-12483	319	27	and	and	CCONJ
cblr-12483	319	28	further	far	ADV
cblr-12483	319	29	did	do	AUX
cblr-12483	319	30	not	not	PART
cblr-12483	319	31	use	use	VERB
cblr-12483	319	32	any	any	DET
cblr-12483	319	33	major	major	ADJ
cblr-12483	319	34	questions	question	NOUN
cblr-12483	319	35	-	-	PUNCT
cblr-12483	319	36	type	type	NOUN
cblr-12483	319	37	analysis	analysis	NOUN
cblr-12483	319	38	in	in	ADP
cblr-12483	319	39	finding	find	VERB
cblr-12483	319	40	the	the	DET
cblr-12483	319	41	statute	statute	NOUN
cblr-12483	319	42	authorized	authorize	VERB
cblr-12483	319	43	the	the	DET
cblr-12483	319	44	hhs	hhs	PROPN
cblr-12483	319	45	to	to	PART
cblr-12483	319	46	issue	issue	VERB
cblr-12483	319	47	such	such	DET
cblr-12483	319	48	a	a	DET
cblr-12483	319	49	rule.98	rule.98	NOUN
cblr-12483	319	50	the	the	DET
cblr-12483	319	51	court	court	NOUN
cblr-12483	319	52	instead	instead	ADV
cblr-12483	319	53	focused	focus	VERB
cblr-12483	319	54	on	on	ADP
cblr-12483	319	55	the	the	DET
cblr-12483	319	56	congruence	congruence	NOUN
cblr-12483	319	57	between	between	ADP
cblr-12483	319	58	the	the	DET
cblr-12483	319	59	statutory	statutory	ADJ
cblr-12483	319	60	text	text	NOUN
cblr-12483	319	61	allowing	allow	VERB
cblr-12483	319	62	the	the	DET
cblr-12483	319	63	secretary	secretary	NOUN
cblr-12483	319	64	to	to	PART
cblr-12483	319	65	impose	impose	VERB
cblr-12483	319	66	conditions	condition	NOUN
cblr-12483	319	67	“	"	PUNCT
cblr-12483	319	68	in	in	ADP
cblr-12483	319	69	the	the	DET
cblr-12483	319	70	interest	interest	NOUN
cblr-12483	319	71	of	of	ADP
cblr-12483	319	72	the	the	DET
cblr-12483	319	73	health	health	NOUN
cblr-12483	319	74	and	and	CCONJ
cblr-12483	319	75	safety	safety	NOUN
cblr-12483	319	76	of	of	ADP
cblr-12483	319	77	individuals	individual	NOUN
cblr-12483	319	78	who	who	PRON
cblr-12483	319	79	are	be	AUX
cblr-12483	319	80	furnished	furnish	VERB
cblr-12483	319	81	services	service	NOUN
cblr-12483	319	82	”	"	PUNCT
cblr-12483	319	83	and	and	CCONJ
cblr-12483	319	84	the	the	DET
cblr-12483	319	85	hhs	hhs	PROPN
cblr-12483	319	86	vaccination	vaccination	NOUN
cblr-12483	319	87	rule.99	rule.99	NOUN
cblr-12483	319	88	if	if	SCONJ
cblr-12483	319	89	the	the	DET
cblr-12483	319	90	cfpb	cfpb	NOUN
cblr-12483	319	91	decides	decide	VERB
cblr-12483	319	92	to	to	PART
cblr-12483	319	93	prohibit	prohibit	VERB
cblr-12483	319	94	discrimination	discrimination	NOUN
cblr-12483	319	95	in	in	ADP
cblr-12483	319	96	financial	financial	ADJ
cblr-12483	319	97	products	product	NOUN
cblr-12483	319	98	against	against	ADP
cblr-12483	319	99	classes	class	NOUN
cblr-12483	319	100	not	not	PART
cblr-12483	319	101	normally	normally	ADV
cblr-12483	319	102	protected	protect	VERB
cblr-12483	319	103	under	under	ADP
cblr-12483	319	104	nondiscrimination	nondiscrimination	NOUN
cblr-12483	319	105	laws	law	NOUN
cblr-12483	319	106	,	,	PUNCT
cblr-12483	319	107	such	such	ADJ
cblr-12483	319	108	as	as	ADP
cblr-12483	319	109	transgender	transgender	NOUN
cblr-12483	319	110	status	status	NOUN
cblr-12483	319	111	,	,	PUNCT
cblr-12483	319	112	courts	court	NOUN
cblr-12483	319	113	may	may	AUX
cblr-12483	319	114	identify	identify	VERB
cblr-12483	319	115	more	more	ADJ
cblr-12483	319	116	evidence	evidence	NOUN
cblr-12483	319	117	of	of	ADP
cblr-12483	319	118	political	political	ADJ
cblr-12483	319	119	controversy	controversy	NOUN
cblr-12483	319	120	.	.	PUNCT
cblr-12483	320	1	multiple	multiple	ADJ
cblr-12483	320	2	state	state	NOUN
cblr-12483	320	3	legislatures	legislature	NOUN
cblr-12483	320	4	have	have	AUX
cblr-12483	320	5	considered	consider	VERB
cblr-12483	320	6	whether	whether	SCONJ
cblr-12483	320	7	and	and	CCONJ
cblr-12483	320	8	to	to	ADP
cblr-12483	320	9	what	what	DET
cblr-12483	320	10	extent	extent	NOUN
cblr-12483	320	11	the	the	DET
cblr-12483	320	12	law	law	NOUN
cblr-12483	320	13	should	should	AUX
cblr-12483	320	14	protect	protect	VERB
cblr-12483	320	15	transgender	transgender	NOUN
cblr-12483	320	16	rights.100	rights.100	NOUN
cblr-12483	320	17	additionally	additionally	ADV
cblr-12483	320	18	,	,	PUNCT
cblr-12483	320	19	many	many	ADJ
cblr-12483	320	20	state	state	NOUN
cblr-12483	320	21	legislatures	legislature	NOUN
cblr-12483	320	22	have	have	AUX
cblr-12483	320	23	passed	pass	VERB
cblr-12483	320	24	statutes	statute	NOUN
cblr-12483	320	25	banning	ban	VERB
cblr-12483	320	26	addressing	address	VERB
cblr-12483	320	27	discrimination	discrimination	NOUN
cblr-12483	320	28	in	in	ADP
cblr-12483	320	29	banking	banking	NOUN
cblr-12483	320	30	in	in	ADP
cblr-12483	320	31	their	their	PRON
cblr-12483	320	32	state.101	state.101	NOUN
cblr-12483	320	33	if	if	SCONJ
cblr-12483	320	34	state	state	NOUN
cblr-12483	320	35	legislative	legislative	ADJ
cblr-12483	320	36	debate	debate	NOUN
cblr-12483	320	37	or	or	CCONJ
cblr-12483	320	38	state	state	NOUN
cblr-12483	320	39	legislation	legislation	NOUN
cblr-12483	320	40	in	in	ADP
cblr-12483	320	41	the	the	DET
cblr-12483	320	42	area	area	NOUN
cblr-12483	320	43	is	be	AUX
cblr-12483	320	44	all	all	PRON
cblr-12483	320	45	that	that	PRON
cblr-12483	320	46	is	be	AUX
cblr-12483	320	47	required	require	VERB
cblr-12483	320	48	for	for	ADP
cblr-12483	320	49	political	political	ADJ
cblr-12483	320	50	significance	significance	NOUN
cblr-12483	320	51	under	under	ADP
cblr-12483	320	52	west	west	PROPN
cblr-12483	320	53	virginia	virginia	PROPN
cblr-12483	320	54	,	,	PUNCT
cblr-12483	320	55	this	this	DET
cblr-12483	320	56	dimension	dimension	NOUN
cblr-12483	320	57	is	be	AUX
cblr-12483	320	58	much	much	ADV
cblr-12483	320	59	more	more	ADV
cblr-12483	320	60	likely	likely	ADJ
cblr-12483	320	61	to	to	PART
cblr-12483	320	62	support	support	VERB
cblr-12483	320	63	the	the	DET
cblr-12483	320	64	conclusion	conclusion	NOUN
cblr-12483	320	65	that	that	SCONJ
cblr-12483	320	66	the	the	DET
cblr-12483	320	67	modification	modification	NOUN
cblr-12483	320	68	to	to	ADP
cblr-12483	320	69	the	the	DET
cblr-12483	320	70	cfpb	cfpb	NOUN
cblr-12483	320	71	’s	’s	PART
cblr-12483	320	72	manual	manual	NOUN
cblr-12483	320	73	was	be	AUX
cblr-12483	320	74	“	"	PUNCT
cblr-12483	320	75	major	major	ADJ
cblr-12483	320	76	.	.	PUNCT
cblr-12483	320	77	”102	”102	PROPN
cblr-12483	321	1	97	97	NUM
cblr-12483	322	1	i	i	PROPN
cblr-12483	322	2	d.	d.	PROPN
cblr-12483	322	3	;	;	PUNCT
cblr-12483	322	4	nat’l	nat’l	PROPN
cblr-12483	322	5	fed’n	fed’n	NUM
cblr-12483	322	6	of	of	ADP
cblr-12483	322	7	indep	indep	NOUN
cblr-12483	322	8	.	.	PUNCT
cblr-12483	323	1	bus	bus	NOUN
cblr-12483	323	2	.	.	PUNCT
cblr-12483	324	1	v.	v.	PROPN
cblr-12483	324	2	osha	osha	PROPN
cblr-12483	324	3	,	,	PUNCT
cblr-12483	324	4	595	595	NUM
cblr-12483	324	5	u.s	u.s	PROPN
cblr-12483	324	6	.	.	PROPN
cblr-12483	324	7	109	109	NUM
cblr-12483	324	8	661	661	NUM
cblr-12483	324	9	(	(	PUNCT
cblr-12483	324	10	2022	2022	NUM
cblr-12483	324	11	)	)	PUNCT
cblr-12483	324	12	.	.	PUNCT
cblr-12483	325	1	98	98	NUM
cblr-12483	325	2	biden	biden	PROPN
cblr-12483	325	3	v.	v.	ADP
cblr-12483	325	4	missouri	missouri	PROPN
cblr-12483	325	5	,	,	PUNCT
cblr-12483	325	6	595	595	NUM
cblr-12483	325	7	u.s	u.s	PROPN
cblr-12483	325	8	.	.	PROPN
cblr-12483	325	9	87	87	NUM
cblr-12483	325	10	(	(	PUNCT
cblr-12483	325	11	2022	2022	NUM
cblr-12483	325	12	)	)	PUNCT
cblr-12483	325	13	.	.	PUNCT
cblr-12483	326	1	99	99	NUM
cblr-12483	327	1	i	i	PRON
cblr-12483	327	2	d.	d.	PROPN
cblr-12483	327	3	at	at	ADP
cblr-12483	327	4	93	93	NUM
cblr-12483	327	5	.	.	PUNCT
cblr-12483	328	1	100	100	NUM
cblr-12483	328	2	mapping	mapping	NOUN
cblr-12483	328	3	attacks	attack	NOUN
cblr-12483	328	4	on	on	ADP
cblr-12483	328	5	lgbtq	lgbtq	PROPN
cblr-12483	328	6	rights	right	NOUN
cblr-12483	328	7	in	in	ADP
cblr-12483	328	8	u.s	u.s	PROPN
cblr-12483	328	9	.	.	PROPN
cblr-12483	328	10	state	state	NOUN
cblr-12483	328	11	legislatures	legislature	NOUN
cblr-12483	328	12	,	,	PUNCT
cblr-12483	328	13	am	be	AUX
cblr-12483	328	14	.	.	PUNCT
cblr-12483	329	1	civ	civ	NOUN
cblr-12483	329	2	.	.	PUNCT
cblr-12483	330	1	liberties	liberties	PROPN
cblr-12483	330	2	union	union	PROPN
cblr-12483	330	3	(	(	PUNCT
cblr-12483	330	4	feb	feb	PROPN
cblr-12483	330	5	.	.	PROPN
cblr-12483	330	6	21	21	NUM
cblr-12483	330	7	,	,	PUNCT
cblr-12483	330	8	2024	2024	NUM
cblr-12483	330	9	)	)	PUNCT
cblr-12483	330	10	https://www.aclu.org/legislative-attacks-on-lgbtq-rights	https://www.aclu.org/legislative-attacks-on-lgbtq-right	NOUN
cblr-12483	331	1	[	[	X
cblr-12483	331	2	https://perma.cc/lh9v-j7sy	https://perma.cc/lh9v-j7sy	PROPN
cblr-12483	331	3	]	]	PUNCT
cblr-12483	331	4	.	.	PUNCT
cblr-12483	332	1	101	101	NUM
cblr-12483	332	2	ariz	ariz	PROPN
cblr-12483	332	3	.	.	PUNCT
cblr-12483	333	1	rev	rev	PROPN
cblr-12483	333	2	.	.	PROPN
cblr-12483	333	3	stat	stat	PROPN
cblr-12483	333	4	.	.	PUNCT
cblr-12483	334	1	ann	ann	PROPN
cblr-12483	334	2	.	.	PUNCT
cblr-12483	335	1	§	§	PROPN
cblr-12483	335	2	41	41	NUM
cblr-12483	335	3	-	-	SYM
cblr-12483	335	4	1491.20	1491.20	NUM
cblr-12483	335	5	(	(	PUNCT
cblr-12483	335	6	2023	2023	NUM
cblr-12483	335	7	)	)	PUNCT
cblr-12483	335	8	;	;	PUNCT
cblr-12483	335	9	ark	ark	PROPN
cblr-12483	335	10	.	.	PROPN
cblr-12483	335	11	code	code	PROPN
cblr-12483	335	12	ann	ann	PROPN
cblr-12483	335	13	.	.	PUNCT
cblr-12483	336	1	§	§	PROPN
cblr-12483	336	2	§	§	PROPN
cblr-12483	336	3	4	4	NUM
cblr-12483	336	4	-	-	SYM
cblr-12483	336	5	87104	87104	NUM
cblr-12483	336	6	(	(	PUNCT
cblr-12483	336	7	2023	2023	NUM
cblr-12483	336	8	)	)	PUNCT
cblr-12483	336	9	,	,	PUNCT
cblr-12483	336	10	16	16	NUM
cblr-12483	336	11	-	-	SYM
cblr-12483	336	12	123	123	NUM
cblr-12483	336	13	-	-	PUNCT
cblr-12483	336	14	107(a)(4	107(a)(4	NUM
cblr-12483	336	15	)	)	PUNCT
cblr-12483	336	16	(	(	PUNCT
cblr-12483	336	17	2023	2023	NUM
cblr-12483	336	18	)	)	PUNCT
cblr-12483	336	19	;	;	PUNCT
cblr-12483	336	20	ohio	ohio	PROPN
cblr-12483	336	21	rev	rev	PROPN
cblr-12483	336	22	.	.	PROPN
cblr-12483	336	23	code	code	PROPN
cblr-12483	336	24	ann	ann	PROPN
cblr-12483	336	25	.	.	PUNCT
cblr-12483	337	1	§	§	PROPN
cblr-12483	337	2	4112.021	4112.021	PROPN
cblr-12483	337	3	(	(	PUNCT
cblr-12483	337	4	west	west	NOUN
cblr-12483	337	5	2023	2023	NUM
cblr-12483	337	6	)	)	PUNCT
cblr-12483	337	7	;	;	PUNCT
cblr-12483	337	8	s.c	s.c	PROPN
cblr-12483	337	9	.	.	PROPN
cblr-12483	337	10	code	code	PROPN
cblr-12483	337	11	ann	ann	PROPN
cblr-12483	337	12	.	.	PUNCT
cblr-12483	338	1	§	§	PROPN
cblr-12483	338	2	31	31	NUM
cblr-12483	338	3	-	-	SYM
cblr-12483	338	4	21	21	NUM
cblr-12483	338	5	-	-	PUNCT
cblr-12483	338	6	60(b)(1	60(b)(1	NUM
cblr-12483	338	7	)	)	PUNCT
cblr-12483	338	8	(	(	PUNCT
cblr-12483	338	9	2023	2023	NUM
cblr-12483	338	10	)	)	PUNCT
cblr-12483	338	11	;	;	PUNCT
cblr-12483	338	12	tenn	tenn	PROPN
cblr-12483	338	13	.	.	PROPN
cblr-12483	338	14	code	code	PROPN
cblr-12483	338	15	ann	ann	PROPN
cblr-12483	338	16	.	.	PUNCT
cblr-12483	339	1	§	§	PROPN
cblr-12483	339	2	47	47	NUM
cblr-12483	339	3	-	-	SYM
cblr-12483	339	4	18	18	NUM
cblr-12483	339	5	-	-	SYM
cblr-12483	339	6	802	802	NUM
cblr-12483	339	7	(	(	PUNCT
cblr-12483	339	8	2023	2023	NUM
cblr-12483	339	9	)	)	PUNCT
cblr-12483	339	10	;	;	PUNCT
cblr-12483	339	11	tex	tex	PROPN
cblr-12483	339	12	.	.	PROPN
cblr-12483	339	13	prop	prop	PROPN
cblr-12483	339	14	.	.	PUNCT
cblr-12483	339	15	code	code	PROPN
cblr-12483	339	16	ann	ann	PROPN
cblr-12483	339	17	.	.	PUNCT
cblr-12483	340	1	§	§	PROPN
cblr-12483	340	2	301.026	301.026	NUM
cblr-12483	340	3	(	(	PUNCT
cblr-12483	340	4	2023	2023	NUM
cblr-12483	340	5	)	)	PUNCT
cblr-12483	340	6	;	;	PUNCT
cblr-12483	340	7	utah	utah	PROPN
cblr-12483	340	8	code	code	PROPN
cblr-12483	340	9	ann	ann	PROPN
cblr-12483	340	10	.	.	PUNCT
cblr-12483	341	1	§	§	PROPN
cblr-12483	341	2	57	57	NUM
cblr-12483	341	3	-	-	SYM
cblr-12483	341	4	216(1)(b)(i	216(1)(b)(i	NUM
cblr-12483	341	5	)	)	PUNCT
cblr-12483	341	6	(	(	PUNCT
cblr-12483	341	7	2023	2023	NUM
cblr-12483	341	8	)	)	PUNCT
cblr-12483	341	9	.	.	PUNCT
cblr-12483	342	1	102	102	NUM
cblr-12483	342	2	west	west	PROPN
cblr-12483	342	3	virginia	virginia	PROPN
cblr-12483	342	4	v.	v.	PROPN
cblr-12483	342	5	epa	epa	PROPN
cblr-12483	342	6	,	,	PUNCT
cblr-12483	342	7	597	597	NUM
cblr-12483	342	8	u.s	u.s	PROPN
cblr-12483	342	9	.	.	PROPN
cblr-12483	342	10	697	697	NUM
cblr-12483	342	11	,	,	PUNCT
cblr-12483	342	12	743	743	NUM
cblr-12483	342	13	(	(	PUNCT
cblr-12483	342	14	gorsuch	gorsuch	ADJ
cblr-12483	342	15	.	.	PUNCT
cblr-12483	343	1	j.	j.	PROPN
cblr-12483	343	2	,	,	PUNCT
cblr-12483	343	3	concurring	concur	VERB
cblr-12483	343	4	)	)	PUNCT
cblr-12483	343	5	(	(	PUNCT
cblr-12483	343	6	stating	state	VERB
cblr-12483	343	7	,	,	PUNCT
cblr-12483	343	8	“	"	PUNCT
cblr-12483	343	9	so	so	ADV
cblr-12483	343	10	,	,	PUNCT
cblr-12483	343	11	for	for	ADP
cblr-12483	343	12	example	example	NOUN
cblr-12483	343	13	,	,	PUNCT
cblr-12483	343	14	in	in	ADP
cblr-12483	343	15	gonzales	gonzale	NOUN
cblr-12483	343	16	,	,	PUNCT
cblr-12483	343	17	the	the	DET
cblr-12483	343	18	court	court	NOUN
cblr-12483	343	19	found	find	VERB
cblr-12483	343	20	that	that	SCONJ
cblr-12483	343	21	the	the	DET
cblr-12483	343	22	doctrine	doctrine	NOUN
cblr-12483	343	23	applied	apply	VERB
cblr-12483	343	24	when	when	SCONJ
cblr-12483	343	25	the	the	DET
cblr-12483	343	26	attorney	attorney	NOUN
cblr-12483	343	27	general	general	NOUN
cblr-12483	343	28	issued	issue	VERB
cblr-12483	343	29	a	a	DET
cblr-12483	343	30	regulation	regulation	NOUN
cblr-12483	343	31	that	that	PRON
cblr-12483	343	32	would	would	AUX
cblr-12483	343	33	have	have	AUX
cblr-12483	343	34	effectively	effectively	ADV
cblr-12483	343	35	banned	ban	VERB
cblr-12483	343	36	most	most	ADJ
cblr-12483	343	37	forms	form	NOUN
cblr-12483	343	38	of	of	ADP
cblr-12483	343	39	physician	physician	NOUN
cblr-12483	343	40	-	-	PUNCT
cblr-12483	343	41	assisted	assist	VERB
cblr-12483	343	42	suicide	suicide	NOUN
cblr-12483	343	43	even	even	ADV
cblr-12483	343	44	as	as	SCONJ
cblr-12483	343	45	certain	certain	ADJ
cblr-12483	343	46	states	state	NOUN
cblr-12483	343	47	were	be	AUX
cblr-12483	343	48	considering	consider	VERB
cblr-12483	343	49	whether	whether	SCONJ
cblr-12483	343	50	to	to	PART
cblr-12483	343	51	permit	permit	VERB
cblr-12483	343	52	the	the	DET
cblr-12483	343	53	practice	practice	NOUN
cblr-12483	343	54	”	"	PUNCT
cblr-12483	343	55	in	in	ADP
cblr-12483	343	56	providing	provide	VERB
cblr-12483	343	57	an	an	DET
cblr-12483	343	58	example	example	NOUN
cblr-12483	343	59	of	of	ADP
cblr-12483	343	60	a	a	DET
cblr-12483	343	61	politically	politically	ADV
cblr-12483	343	62	significant	significant	ADJ
cblr-12483	343	63	issue	issue	NOUN
cblr-12483	343	64	)	)	PUNCT
cblr-12483	343	65	.	.	PUNCT
cblr-12483	344	1	if	if	SCONJ
cblr-12483	344	2	“	"	PUNCT
cblr-12483	344	3	certain	certain	ADJ
cblr-12483	344	4	states	state	NOUN
cblr-12483	344	5	”	"	PUNCT
cblr-12483	344	6	debating	debate	VERB
cblr-12483	344	7	legislation	legislation	NOUN
cblr-12483	344	8	on	on	ADP
cblr-12483	344	9	the	the	DET
cblr-12483	344	10	issue	issue	NOUN
cblr-12483	344	11	at	at	ADP
cblr-12483	344	12	hand	hand	NOUN
cblr-12483	344	13	is	be	AUX
cblr-12483	344	14	the	the	DET
cblr-12483	344	15	test	test	NOUN
cblr-12483	344	16	for	for	ADP
cblr-12483	344	17	political	political	ADJ
cblr-12483	344	18	significance	significance	NOUN
cblr-12483	344	19	,	,	PUNCT
cblr-12483	344	20	the	the	DET
cblr-12483	344	21	doctrine	doctrine	NOUN
cblr-12483	344	22	would	would	AUX
cblr-12483	344	23	dramatically	dramatically	ADV
cblr-12483	344	24	expand	expand	VERB
cblr-12483	344	25	,	,	PUNCT
cblr-12483	344	26	but	but	CCONJ
cblr-12483	344	27	the	the	DET
cblr-12483	344	28	majority	majority	NOUN
cblr-12483	344	29	opted	opt	VERB
cblr-12483	344	30	for	for	ADP
cblr-12483	344	31	the	the	DET
cblr-12483	344	32	“	"	PUNCT
cblr-12483	344	33	profound	profound	ADJ
cblr-12483	344	34	debate	debate	NOUN
cblr-12483	344	35	across	across	ADP
cblr-12483	344	36	the	the	DET
cblr-12483	344	37	country	country	NOUN
cblr-12483	344	38	”	"	PUNCT
cblr-12483	344	39	test	test	NOUN
cblr-12483	344	40	for	for	ADP
cblr-12483	344	41	determining	determine	VERB
cblr-12483	344	42	political	political	ADJ
cblr-12483	344	43	significance	significance	NOUN
cblr-12483	344	44	,	,	PUNCT
cblr-12483	344	45	which	which	PRON
cblr-12483	344	46	appears	appear	VERB
cblr-12483	344	47	to	to	PART
cblr-12483	344	48	be	be	AUX
cblr-12483	344	49	less	less	ADV
cblr-12483	344	50	stringent	stringent	ADJ
cblr-12483	344	51	.	.	PUNCT
cblr-12483	345	1	958	958	NUM
cblr-12483	345	2	columbia	columbia	PROPN
cblr-12483	345	3	business	business	NOUN
cblr-12483	345	4	law	law	PROPN
cblr-12483	345	5	review	review	NOUN
cblr-12483	345	6	[	[	X
cblr-12483	345	7	vol	vol	NOUN
cblr-12483	345	8	.	.	PUNCT
cblr-12483	346	1	2023	2023	NUM
cblr-12483	346	2	political	political	ADJ
cblr-12483	346	3	significance	significance	NOUN
cblr-12483	346	4	can	can	AUX
cblr-12483	346	5	also	also	ADV
cblr-12483	346	6	be	be	AUX
cblr-12483	346	7	framed	frame	VERB
cblr-12483	346	8	by	by	ADP
cblr-12483	346	9	analyzing	analyze	VERB
cblr-12483	346	10	what	what	PRON
cblr-12483	346	11	the	the	DET
cblr-12483	346	12	agency	agency	NOUN
cblr-12483	346	13	could	could	AUX
cblr-12483	346	14	do	do	VERB
cblr-12483	346	15	in	in	ADP
cblr-12483	346	16	the	the	DET
cblr-12483	346	17	future	future	NOUN
cblr-12483	346	18	if	if	SCONJ
cblr-12483	346	19	the	the	DET
cblr-12483	346	20	statutory	statutory	ADJ
cblr-12483	346	21	authority	authority	NOUN
cblr-12483	346	22	was	be	AUX
cblr-12483	346	23	granted	grant	VERB
cblr-12483	346	24	.	.	PUNCT
cblr-12483	347	1	the	the	DET
cblr-12483	347	2	court	court	NOUN
cblr-12483	347	3	has	have	AUX
cblr-12483	347	4	used	use	VERB
cblr-12483	347	5	this	this	DET
cblr-12483	347	6	framing	framing	NOUN
cblr-12483	347	7	in	in	ADP
cblr-12483	347	8	previous	previous	ADJ
cblr-12483	347	9	cases	case	NOUN
cblr-12483	347	10	,	,	PUNCT
cblr-12483	347	11	most	most	ADV
cblr-12483	347	12	notably	notably	ADV
cblr-12483	347	13	in	in	ADP
cblr-12483	347	14	alabama	alabama	PROPN
cblr-12483	347	15	association	association	PROPN
cblr-12483	347	16	of	of	ADP
cblr-12483	347	17	realtors	realtor	NOUN
cblr-12483	347	18	v.	v.	ADP
cblr-12483	347	19	hhs	hhs	PROPN
cblr-12483	347	20	,	,	PUNCT
cblr-12483	347	21	where	where	SCONJ
cblr-12483	347	22	the	the	DET
cblr-12483	347	23	court	court	NOUN
cblr-12483	347	24	argued	argue	VERB
cblr-12483	347	25	that	that	SCONJ
cblr-12483	347	26	if	if	SCONJ
cblr-12483	347	27	they	they	PRON
cblr-12483	347	28	accepted	accept	VERB
cblr-12483	347	29	the	the	DET
cblr-12483	347	30	government	government	NOUN
cblr-12483	347	31	’s	’s	PART
cblr-12483	347	32	interpretation	interpretation	NOUN
cblr-12483	347	33	there	there	PRON
cblr-12483	347	34	would	would	AUX
cblr-12483	347	35	be	be	AUX
cblr-12483	347	36	“	"	PUNCT
cblr-12483	347	37	no	no	DET
cblr-12483	347	38	limit	limit	NOUN
cblr-12483	347	39	in	in	ADP
cblr-12483	347	40	[	[	PUNCT
cblr-12483	347	41	the	the	DET
cblr-12483	347	42	statutory	statutory	ADJ
cblr-12483	347	43	provision	provision	NOUN
cblr-12483	347	44	]	]	PUNCT
cblr-12483	347	45	beyond	beyond	ADP
cblr-12483	347	46	the	the	DET
cblr-12483	347	47	requirement	requirement	NOUN
cblr-12483	347	48	that	that	SCONJ
cblr-12483	347	49	the	the	DET
cblr-12483	347	50	cdc	cdc	PROPN
cblr-12483	347	51	deem	deem	VERB
cblr-12483	347	52	a	a	DET
cblr-12483	347	53	measure	measure	NOUN
cblr-12483	347	54	‘	'	PUNCT
cblr-12483	347	55	necessary	necessary	ADJ
cblr-12483	347	56	.	.	PUNCT
cblr-12483	347	57	’”103	’”103	PROPN
cblr-12483	347	58	the	the	DET
cblr-12483	347	59	court	court	NOUN
cblr-12483	347	60	hypothesized	hypothesize	VERB
cblr-12483	347	61	that	that	SCONJ
cblr-12483	347	62	without	without	ADP
cblr-12483	347	63	such	such	DET
cblr-12483	347	64	a	a	DET
cblr-12483	347	65	limit	limit	NOUN
cblr-12483	347	66	,	,	PUNCT
cblr-12483	347	67	the	the	DET
cblr-12483	347	68	cdc	cdc	PROPN
cblr-12483	347	69	could	could	AUX
cblr-12483	347	70	expand	expand	VERB
cblr-12483	347	71	its	its	PRON
cblr-12483	347	72	authority	authority	NOUN
cblr-12483	347	73	to	to	PART
cblr-12483	347	74	mandate	mandate	VERB
cblr-12483	347	75	free	free	ADJ
cblr-12483	347	76	grocery	grocery	NOUN
cblr-12483	347	77	delivery	delivery	NOUN
cblr-12483	347	78	and	and	CCONJ
cblr-12483	347	79	high	high	ADJ
cblr-12483	347	80	-	-	PUNCT
cblr-12483	347	81	speed	speed	NOUN
cblr-12483	347	82	internet.104	internet.104	NOUN
cblr-12483	347	83	here	here	ADV
cblr-12483	347	84	,	,	PUNCT
cblr-12483	347	85	it	it	PRON
cblr-12483	347	86	could	could	AUX
cblr-12483	347	87	be	be	AUX
cblr-12483	347	88	argued	argue	VERB
cblr-12483	347	89	that	that	SCONJ
cblr-12483	347	90	if	if	SCONJ
cblr-12483	347	91	the	the	DET
cblr-12483	347	92	cfpb	cfpb	NOUN
cblr-12483	347	93	was	be	AUX
cblr-12483	347	94	allowed	allow	VERB
cblr-12483	347	95	to	to	PART
cblr-12483	347	96	include	include	VERB
cblr-12483	347	97	discrimination	discrimination	NOUN
cblr-12483	347	98	within	within	ADP
cblr-12483	347	99	the	the	DET
cblr-12483	347	100	definition	definition	NOUN
cblr-12483	347	101	of	of	ADP
cblr-12483	347	102	unfair	unfair	ADJ
cblr-12483	347	103	,	,	PUNCT
cblr-12483	347	104	any	any	DET
cblr-12483	347	105	conduct	conduct	NOUN
cblr-12483	347	106	that	that	PRON
cblr-12483	347	107	is	be	AUX
cblr-12483	347	108	definitionally	definitionally	ADV
cblr-12483	347	109	unfair	unfair	ADJ
cblr-12483	347	110	,	,	PUNCT
cblr-12483	347	111	i.e.	i.e.	X
cblr-12483	347	112	,	,	PUNCT
cblr-12483	347	113	“	"	PUNCT
cblr-12483	347	114	marked	mark	VERB
cblr-12483	347	115	by	by	ADP
cblr-12483	347	116	injustice	injustice	NOUN
cblr-12483	347	117	,	,	PUNCT
cblr-12483	347	118	partiality	partiality	NOUN
cblr-12483	347	119	,	,	PUNCT
cblr-12483	347	120	or	or	CCONJ
cblr-12483	347	121	deception	deception	NOUN
cblr-12483	347	122	”	"	PUNCT
cblr-12483	347	123	or	or	CCONJ
cblr-12483	347	124	“	"	PUNCT
cblr-12483	347	125	not	not	PART
cblr-12483	347	126	based	base	VERB
cblr-12483	347	127	on	on	ADP
cblr-12483	347	128	or	or	CCONJ
cblr-12483	347	129	behaving	behave	VERB
cblr-12483	347	130	according	accord	VERB
cblr-12483	347	131	to	to	ADP
cblr-12483	347	132	the	the	DET
cblr-12483	347	133	principles	principle	NOUN
cblr-12483	347	134	of	of	ADP
cblr-12483	347	135	equality	equality	NOUN
cblr-12483	347	136	and	and	CCONJ
cblr-12483	347	137	justice	justice	NOUN
cblr-12483	347	138	”	"	PUNCT
cblr-12483	347	139	or	or	CCONJ
cblr-12483	347	140	“	"	PUNCT
cblr-12483	347	141	unkind	unkind	ADJ
cblr-12483	347	142	,	,	PUNCT
cblr-12483	347	143	inconsiderate	inconsiderate	ADJ
cblr-12483	347	144	,	,	PUNCT
cblr-12483	347	145	or	or	CCONJ
cblr-12483	347	146	unreasonable	unreasonable	ADJ
cblr-12483	347	147	”	"	PUNCT
cblr-12483	347	148	could	could	AUX
cblr-12483	347	149	be	be	AUX
cblr-12483	347	150	prohibited	prohibit	VERB
cblr-12483	347	151	by	by	ADP
cblr-12483	347	152	the	the	DET
cblr-12483	347	153	cfpb	cfpb	NOUN
cblr-12483	347	154	as	as	ADV
cblr-12483	347	155	long	long	ADV
cblr-12483	347	156	as	as	ADP
cblr-12483	347	157	such	such	DET
cblr-12483	347	158	a	a	DET
cblr-12483	347	159	practice	practice	NOUN
cblr-12483	347	160	caused	cause	VERB
cblr-12483	347	161	a	a	DET
cblr-12483	347	162	substantial	substantial	ADJ
cblr-12483	347	163	injury	injury	NOUN
cblr-12483	347	164	,	,	PUNCT
cblr-12483	347	165	could	could	AUX
cblr-12483	347	166	not	not	PART
cblr-12483	347	167	be	be	AUX
cblr-12483	347	168	reasonably	reasonably	ADV
cblr-12483	347	169	avoided	avoid	VERB
cblr-12483	347	170	,	,	PUNCT
cblr-12483	347	171	and	and	CCONJ
cblr-12483	347	172	the	the	DET
cblr-12483	347	173	economic	economic	ADJ
cblr-12483	347	174	benefits	benefit	NOUN
cblr-12483	347	175	of	of	ADP
cblr-12483	347	176	the	the	DET
cblr-12483	347	177	act	act	NOUN
cblr-12483	347	178	did	do	AUX
cblr-12483	347	179	not	not	PART
cblr-12483	347	180	outweigh	outweigh	VERB
cblr-12483	347	181	the	the	DET
cblr-12483	347	182	harm.105	harm.105	NOUN
cblr-12483	347	183	applying	apply	VERB
cblr-12483	347	184	the	the	DET
cblr-12483	347	185	court	court	NOUN
cblr-12483	347	186	’s	’s	PART
cblr-12483	347	187	reasoning	reasoning	NOUN
cblr-12483	347	188	in	in	ADP
cblr-12483	347	189	the	the	DET
cblr-12483	347	190	alabama	alabama	PROPN
cblr-12483	347	191	association	association	PROPN
cblr-12483	347	192	of	of	ADP
cblr-12483	347	193	realtors	realtor	NOUN
cblr-12483	347	194	v.	v.	ADP
cblr-12483	347	195	hhs	hhs	PROPN
cblr-12483	347	196	case	case	NOUN
cblr-12483	347	197	,	,	PUNCT
cblr-12483	347	198	the	the	DET
cblr-12483	347	199	court	court	NOUN
cblr-12483	347	200	could	could	AUX
cblr-12483	347	201	determine	determine	VERB
cblr-12483	347	202	the	the	DET
cblr-12483	347	203	cfpb	cfpb	NOUN
cblr-12483	347	204	may	may	AUX
cblr-12483	347	205	sometime	sometime	VERB
cblr-12483	347	206	in	in	ADP
cblr-12483	347	207	the	the	DET
cblr-12483	347	208	future	future	NOUN
cblr-12483	347	209	decide	decide	VERB
cblr-12483	347	210	that	that	SCONJ
cblr-12483	347	211	it	it	PRON
cblr-12483	347	212	is	be	AUX
cblr-12483	347	213	“	"	PUNCT
cblr-12483	347	214	unfair	unfair	ADJ
cblr-12483	347	215	”	"	PUNCT
cblr-12483	347	216	for	for	SCONJ
cblr-12483	347	217	banks	bank	NOUN
cblr-12483	347	218	to	to	PART
cblr-12483	347	219	offer	offer	VERB
cblr-12483	347	220	additional	additional	ADJ
cblr-12483	347	221	incentives	incentive	NOUN
cblr-12483	347	222	to	to	ADP
cblr-12483	347	223	those	those	PRON
cblr-12483	347	224	with	with	ADP
cblr-12483	347	225	a	a	DET
cblr-12483	347	226	higher	high	ADJ
cblr-12483	347	227	credit	credit	NOUN
cblr-12483	347	228	score	score	NOUN
cblr-12483	347	229	or	or	CCONJ
cblr-12483	347	230	higher	high	ADJ
cblr-12483	347	231	income	income	NOUN
cblr-12483	347	232	.	.	PUNCT
cblr-12483	348	1	such	such	DET
cblr-12483	348	2	a	a	DET
cblr-12483	348	3	practice	practice	NOUN
cblr-12483	348	4	causes	cause	VERB
cblr-12483	348	5	harm	harm	NOUN
cblr-12483	348	6	,	,	PUNCT
cblr-12483	348	7	is	be	AUX
cblr-12483	348	8	hard	hard	ADJ
cblr-12483	348	9	to	to	PART
cblr-12483	348	10	“	"	PUNCT
cblr-12483	348	11	reasonably	reasonably	ADV
cblr-12483	348	12	”	"	PUNCT
cblr-12483	348	13	avoid	avoid	VERB
cblr-12483	348	14	if	if	SCONJ
cblr-12483	348	15	one	one	PRON
cblr-12483	348	16	is	be	AUX
cblr-12483	348	17	indigent	indigent	ADJ
cblr-12483	348	18	,	,	PUNCT
cblr-12483	348	19	and	and	CCONJ
cblr-12483	348	20	the	the	DET
cblr-12483	348	21	benefits	benefit	NOUN
cblr-12483	348	22	to	to	ADP
cblr-12483	348	23	consumers	consumer	NOUN
cblr-12483	348	24	may	may	AUX
cblr-12483	348	25	not	not	PART
cblr-12483	348	26	outweigh	outweigh	VERB
cblr-12483	348	27	the	the	DET
cblr-12483	348	28	harms	harm	NOUN
cblr-12483	348	29	.	.	PUNCT
cblr-12483	349	1	although	although	SCONJ
cblr-12483	349	2	the	the	DET
cblr-12483	349	3	statutory	statutory	ADJ
cblr-12483	349	4	requirements	requirement	NOUN
cblr-12483	349	5	to	to	PART
cblr-12483	349	6	be	be	AUX
cblr-12483	349	7	filled	fill	VERB
cblr-12483	349	8	somewhat	somewhat	ADV
cblr-12483	349	9	limit	limit	VERB
cblr-12483	349	10	the	the	DET
cblr-12483	349	11	universe	universe	NOUN
cblr-12483	349	12	of	of	ADP
cblr-12483	349	13	what	what	PRON
cblr-12483	349	14	could	could	AUX
cblr-12483	349	15	fall	fall	VERB
cblr-12483	349	16	under	under	ADP
cblr-12483	349	17	the	the	DET
cblr-12483	349	18	udaap	udaap	PROPN
cblr-12483	349	19	standard	standard	NOUN
cblr-12483	349	20	,	,	PUNCT
cblr-12483	349	21	the	the	DET
cblr-12483	349	22	court	court	NOUN
cblr-12483	349	23	’s	’s	PART
cblr-12483	349	24	aversion	aversion	NOUN
cblr-12483	349	25	to	to	ADP
cblr-12483	349	26	what	what	PRON
cblr-12483	349	27	it	it	PRON
cblr-12483	349	28	seemingly	seemingly	ADV
cblr-12483	349	29	considers	consider	VERB
cblr-12483	349	30	a	a	DET
cblr-12483	349	31	type	type	NOUN
cblr-12483	349	32	of	of	ADP
cblr-12483	349	33	slippery	slippery	ADJ
cblr-12483	349	34	-	-	PUNCT
cblr-12483	349	35	slope	slope	NOUN
cblr-12483	349	36	problem	problem	NOUN
cblr-12483	349	37	could	could	AUX
cblr-12483	349	38	weigh	weigh	VERB
cblr-12483	349	39	against	against	ADP
cblr-12483	349	40	the	the	DET
cblr-12483	349	41	cfpb	cfpb	NOUN
cblr-12483	349	42	,	,	PUNCT
cblr-12483	349	43	especially	especially	ADV
cblr-12483	349	44	given	give	VERB
cblr-12483	349	45	the	the	DET
cblr-12483	349	46	103	103	NUM
cblr-12483	349	47	ala	ala	NOUN
cblr-12483	349	48	.	.	PUNCT
cblr-12483	350	1	ass’n	ass’n	NOUN
cblr-12483	350	2	of	of	ADP
cblr-12483	350	3	realtors	realtor	NOUN
cblr-12483	350	4	v.	v.	ADP
cblr-12483	350	5	dep’t	dep’t	NOUN
cblr-12483	350	6	of	of	ADP
cblr-12483	350	7	health	health	PROPN
cblr-12483	350	8	&	&	CCONJ
cblr-12483	350	9	hum	hum	PROPN
cblr-12483	350	10	.	.	PUNCT
cblr-12483	351	1	servs	servs	PROPN
cblr-12483	351	2	.	.	PROPN
cblr-12483	351	3	,	,	PUNCT
cblr-12483	351	4	141	141	NUM
cblr-12483	351	5	s.	s.	PROPN
cblr-12483	351	6	ct	ct	PROPN
cblr-12483	351	7	.	.	PROPN
cblr-12483	351	8	2485	2485	NUM
cblr-12483	351	9	,	,	PUNCT
cblr-12483	351	10	2489	2489	NUM
cblr-12483	351	11	(	(	PUNCT
cblr-12483	351	12	2021	2021	NUM
cblr-12483	351	13	)	)	PUNCT
cblr-12483	351	14	.	.	PUNCT
cblr-12483	352	1	104	104	NUM
cblr-12483	353	1	i	i	PRON
cblr-12483	353	2	d.	d.	PROPN
cblr-12483	353	3	105	105	NUM
cblr-12483	353	4	unfair	unfair	ADJ
cblr-12483	353	5	,	,	PUNCT
cblr-12483	353	6	merriam-webster.com	merriam-webster.com	X
cblr-12483	353	7	dictionary	dictionary	PROPN
cblr-12483	353	8	(	(	PUNCT
cblr-12483	353	9	aug	aug	PROPN
cblr-12483	353	10	.	.	PROPN
cblr-12483	353	11	30	30	NUM
cblr-12483	353	12	,	,	PUNCT
cblr-12483	353	13	2023	2023	NUM
cblr-12483	353	14	)	)	PUNCT
cblr-12483	353	15	https://www.merriam-webster.com/dictionary/unfair	https://www.merriam-webster.com/dictionary/unfair	NOUN
cblr-12483	354	1	[	[	X
cblr-12483	354	2	https://perma.cc/7qmx-7avd	https://perma.cc/7qmx-7avd	NOUN
cblr-12483	354	3	]	]	X
cblr-12483	354	4	;	;	PUNCT
cblr-12483	354	5	unfair	unfair	ADJ
cblr-12483	354	6	,	,	PUNCT
cblr-12483	354	7	encyclopedia.com	encyclopedia.com	X
cblr-12483	354	8	https://www.encyclopedia.com/humanities/dictionaries-thesauruses-pictures-and-press-releases/unfair	https://www.encyclopedia.com/humanities/dictionaries-thesauruses-pictures-and-press-releases/unfair	PUNCT
cblr-12483	354	9	[	[	X
cblr-12483	354	10	https://perma.cc/d89q-aabf	https://perma.cc/d89q-aabf	NOUN
cblr-12483	354	11	]	]	PUNCT
cblr-12483	354	12	(	(	PUNCT
cblr-12483	354	13	last	last	ADV
cblr-12483	354	14	visited	visit	VERB
cblr-12483	354	15	sept	sept	PROPN
cblr-12483	354	16	.	.	PROPN
cblr-12483	354	17	9	9	NUM
cblr-12483	354	18	,	,	PUNCT
cblr-12483	354	19	2023	2023	NUM
cblr-12483	354	20	)	)	PUNCT
cblr-12483	354	21	.	.	PUNCT
cblr-12483	355	1	no	no	INTJ
cblr-12483	355	2	.	.	NOUN
cblr-12483	356	1	2	2	X
cblr-12483	356	2	]	]	PUNCT
cblr-12483	356	3	my	my	PRON
cblr-12483	356	4	unfair	unfair	ADJ
cblr-12483	356	5	lady	lady	NOUN
cblr-12483	356	6	959	959	NUM
cblr-12483	356	7	long	long	ADJ
cblr-12483	356	8	leash	leash	VERB
cblr-12483	356	9	the	the	DET
cblr-12483	356	10	ftc	ftc	PROPN
cblr-12483	356	11	and	and	CCONJ
cblr-12483	356	12	cfpb	cfpb	PROPN
cblr-12483	356	13	have	have	AUX
cblr-12483	356	14	already	already	ADV
cblr-12483	356	15	been	be	AUX
cblr-12483	356	16	given	give	VERB
cblr-12483	356	17	in	in	ADP
cblr-12483	356	18	interpretation.106	interpretation.106	NOUN
cblr-12483	356	19	given	give	VERB
cblr-12483	356	20	the	the	DET
cblr-12483	356	21	vague	vague	ADJ
cblr-12483	356	22	standard	standard	NOUN
cblr-12483	356	23	the	the	DET
cblr-12483	356	24	court	court	NOUN
cblr-12483	356	25	has	have	AUX
cblr-12483	356	26	articulated	articulate	VERB
cblr-12483	356	27	for	for	ADP
cblr-12483	356	28	political	political	ADJ
cblr-12483	356	29	significance	significance	NOUN
cblr-12483	356	30	,	,	PUNCT
cblr-12483	356	31	clarification	clarification	NOUN
cblr-12483	356	32	may	may	AUX
cblr-12483	356	33	be	be	AUX
cblr-12483	356	34	required	require	VERB
cblr-12483	356	35	in	in	ADP
cblr-12483	356	36	the	the	DET
cblr-12483	356	37	future	future	NOUN
cblr-12483	356	38	.	.	PUNCT
cblr-12483	357	1	academics	academic	NOUN
cblr-12483	357	2	have	have	AUX
cblr-12483	357	3	criticized	criticize	VERB
cblr-12483	357	4	the	the	DET
cblr-12483	357	5	current	current	ADJ
cblr-12483	357	6	political	political	ADJ
cblr-12483	357	7	significance	significance	NOUN
cblr-12483	357	8	standard	standard	NOUN
cblr-12483	357	9	as	as	SCONJ
cblr-12483	357	10	both	both	DET
cblr-12483	357	11	(	(	PUNCT
cblr-12483	357	12	1	1	X
cblr-12483	357	13	)	)	PUNCT
cblr-12483	357	14	allowing	allow	VERB
cblr-12483	357	15	federal	federal	ADJ
cblr-12483	357	16	judges	judge	NOUN
cblr-12483	357	17	free	free	ADJ
cblr-12483	357	18	rein	rein	NOUN
cblr-12483	357	19	to	to	PART
cblr-12483	357	20	make	make	VERB
cblr-12483	357	21	decisions	decision	NOUN
cblr-12483	357	22	based	base	VERB
cblr-12483	357	23	on	on	ADP
cblr-12483	357	24	policy	policy	NOUN
cblr-12483	357	25	preferences	preference	NOUN
cblr-12483	357	26	and	and	CCONJ
cblr-12483	357	27	(	(	PUNCT
cblr-12483	357	28	2	2	X
cblr-12483	357	29	)	)	PUNCT
cblr-12483	357	30	providing	provide	VERB
cblr-12483	357	31	bad	bad	ADJ
cblr-12483	357	32	incentives	incentive	NOUN
cblr-12483	357	33	for	for	SCONJ
cblr-12483	357	34	political	political	ADJ
cblr-12483	357	35	actors	actor	NOUN
cblr-12483	357	36	to	to	PART
cblr-12483	357	37	create	create	VERB
cblr-12483	357	38	controversy	controversy	NOUN
cblr-12483	357	39	in	in	ADP
cblr-12483	357	40	order	order	NOUN
cblr-12483	357	41	to	to	PART
cblr-12483	357	42	prevent	prevent	VERB
cblr-12483	357	43	agency	agency	NOUN
cblr-12483	357	44	interpretations	interpretation	NOUN
cblr-12483	357	45	,	,	PUNCT
cblr-12483	357	46	potentially	potentially	ADV
cblr-12483	357	47	adding	add	VERB
cblr-12483	357	48	a	a	DET
cblr-12483	357	49	new	new	ADJ
cblr-12483	357	50	source	source	NOUN
cblr-12483	357	51	of	of	ADP
cblr-12483	357	52	uncertainty	uncertainty	NOUN
cblr-12483	357	53	into	into	ADP
cblr-12483	357	54	federal	federal	ADJ
cblr-12483	357	55	administrative	administrative	PROPN
cblr-12483	357	56	law.107	law.107	PROPN
cblr-12483	357	57	litigation	litigation	NOUN
cblr-12483	357	58	around	around	ADP
cblr-12483	357	59	the	the	DET
cblr-12483	357	60	udaap	udaap	ADJ
cblr-12483	357	61	standard	standard	NOUN
cblr-12483	357	62	may	may	AUX
cblr-12483	357	63	provide	provide	VERB
cblr-12483	357	64	a	a	DET
cblr-12483	357	65	good	good	ADJ
cblr-12483	357	66	opportunity	opportunity	NOUN
cblr-12483	357	67	to	to	PART
cblr-12483	357	68	provide	provide	VERB
cblr-12483	357	69	clarification	clarification	NOUN
cblr-12483	357	70	.	.	PUNCT
cblr-12483	358	1	as	as	SCONJ
cblr-12483	358	2	shown	show	VERB
cblr-12483	358	3	above	above	ADV
cblr-12483	358	4	,	,	PUNCT
cblr-12483	358	5	the	the	DET
cblr-12483	358	6	political	political	ADJ
cblr-12483	358	7	significance	significance	NOUN
cblr-12483	358	8	of	of	ADP
cblr-12483	358	9	discrimination	discrimination	NOUN
cblr-12483	358	10	,	,	PUNCT
cblr-12483	358	11	especially	especially	ADV
cblr-12483	358	12	involving	involve	VERB
cblr-12483	358	13	statutes	statute	NOUN
cblr-12483	358	14	that	that	PRON
cblr-12483	358	15	are	be	AUX
cblr-12483	358	16	more	more	ADV
cblr-12483	358	17	indirect	indirect	ADJ
cblr-12483	358	18	than	than	ADP
cblr-12483	358	19	the	the	DET
cblr-12483	358	20	civil	civil	ADJ
cblr-12483	358	21	rights	right	NOUN
cblr-12483	358	22	or	or	CCONJ
cblr-12483	358	23	ecoa	ecoa	NOUN
cblr-12483	358	24	,	,	PUNCT
cblr-12483	358	25	can	can	AUX
cblr-12483	358	26	be	be	AUX
cblr-12483	358	27	manipulated	manipulate	VERB
cblr-12483	358	28	to	to	PART
cblr-12483	358	29	reach	reach	VERB
cblr-12483	358	30	a	a	DET
cblr-12483	358	31	particular	particular	ADJ
cblr-12483	358	32	result	result	NOUN
cblr-12483	358	33	depending	depend	VERB
cblr-12483	358	34	on	on	ADP
cblr-12483	358	35	the	the	DET
cblr-12483	358	36	forecasted	forecast	VERB
cblr-12483	358	37	protected	protect	VERB
cblr-12483	358	38	classes	class	NOUN
cblr-12483	358	39	involved	involve	VERB
cblr-12483	358	40	,	,	PUNCT
cblr-12483	358	41	the	the	DET
cblr-12483	358	42	framing	framing	NOUN
cblr-12483	358	43	of	of	ADP
cblr-12483	358	44	the	the	DET
cblr-12483	358	45	issue	issue	NOUN
cblr-12483	358	46	,	,	PUNCT
cblr-12483	358	47	and	and	CCONJ
cblr-12483	358	48	the	the	DET
cblr-12483	358	49	court	court	NOUN
cblr-12483	358	50	’s	’s	PART
cblr-12483	358	51	comfort	comfort	NOUN
cblr-12483	358	52	with	with	ADP
cblr-12483	358	53	the	the	DET
cblr-12483	358	54	reach	reach	NOUN
cblr-12483	358	55	of	of	ADP
cblr-12483	358	56	the	the	DET
cblr-12483	358	57	statute	statute	NOUN
cblr-12483	358	58	at	at	ADP
cblr-12483	358	59	hand	hand	NOUN
cblr-12483	358	60	.	.	PUNCT
cblr-12483	359	1	a	a	DET
cblr-12483	359	2	decision	decision	NOUN
cblr-12483	359	3	in	in	ADP
cblr-12483	359	4	this	this	DET
cblr-12483	359	5	case	case	NOUN
cblr-12483	359	6	could	could	AUX
cblr-12483	359	7	provide	provide	VERB
cblr-12483	359	8	more	more	ADJ
cblr-12483	359	9	guidance	guidance	NOUN
cblr-12483	359	10	to	to	ADP
cblr-12483	359	11	lower	low	ADJ
cblr-12483	359	12	courts	court	NOUN
cblr-12483	359	13	,	,	PUNCT
cblr-12483	359	14	discouraging	discourage	VERB
cblr-12483	359	15	lower	low	ADJ
cblr-12483	359	16	court	court	NOUN
cblr-12483	359	17	judges	judge	NOUN
cblr-12483	359	18	from	from	ADP
cblr-12483	359	19	using	use	VERB
cblr-12483	359	20	policy	policy	NOUN
cblr-12483	359	21	preferences	preference	NOUN
cblr-12483	359	22	as	as	ADP
cblr-12483	359	23	a	a	DET
cblr-12483	359	24	stand	stand	NOUN
cblr-12483	359	25	in	in	ADP
cblr-12483	359	26	for	for	ADP
cblr-12483	359	27	true	true	ADJ
cblr-12483	359	28	political	political	ADJ
cblr-12483	359	29	significance	significance	NOUN
cblr-12483	359	30	.	.	PUNCT
cblr-12483	360	1	3	3	X
cblr-12483	360	2	.	.	X
cblr-12483	360	3	source	source	NOUN
cblr-12483	360	4	of	of	ADP
cblr-12483	360	5	statutory	statutory	ADJ
cblr-12483	360	6	authority	authority	NOUN
cblr-12483	360	7	:	:	PUNCT
cblr-12483	360	8	ancillary	ancillary	ADJ
cblr-12483	360	9	or	or	CCONJ
cblr-12483	360	10	primary	primary	ADJ
cblr-12483	360	11	provision	provision	NOUN
cblr-12483	360	12	the	the	DET
cblr-12483	360	13	court	court	NOUN
cblr-12483	360	14	described	describe	VERB
cblr-12483	360	15	this	this	DET
cblr-12483	360	16	factor	factor	NOUN
cblr-12483	360	17	as	as	ADP
cblr-12483	360	18	coming	come	VERB
cblr-12483	360	19	into	into	ADP
cblr-12483	360	20	play	play	NOUN
cblr-12483	360	21	when	when	SCONJ
cblr-12483	360	22	an	an	DET
cblr-12483	360	23	agency	agency	NOUN
cblr-12483	360	24	finds	find	VERB
cblr-12483	360	25	a	a	DET
cblr-12483	360	26	“	"	PUNCT
cblr-12483	360	27	newfound	newfound	ADJ
cblr-12483	360	28	power	power	NOUN
cblr-12483	360	29	in	in	ADP
cblr-12483	360	30	the	the	DET
cblr-12483	360	31	vague	vague	ADJ
cblr-12483	360	32	language	language	NOUN
cblr-12483	360	33	of	of	ADP
cblr-12483	360	34	106	106	NUM
cblr-12483	360	35	12	12	NUM
cblr-12483	360	36	u.s.c.a	u.s.c.a	PROPN
cblr-12483	360	37	.	.	PUNCT
cblr-12483	361	1	§	§	PROPN
cblr-12483	361	2	5531	5531	NUM
cblr-12483	361	3	;	;	PUNCT
cblr-12483	361	4	see	see	VERB
cblr-12483	361	5	supra	supra	PROPN
cblr-12483	361	6	note	note	PROPN
cblr-12483	361	7	11	11	NUM
cblr-12483	361	8	.	.	PUNCT
cblr-12483	362	1	although	although	SCONJ
cblr-12483	362	2	it	it	PRON
cblr-12483	362	3	may	may	AUX
cblr-12483	362	4	be	be	AUX
cblr-12483	362	5	argued	argue	VERB
cblr-12483	362	6	that	that	SCONJ
cblr-12483	362	7	credit	credit	NOUN
cblr-12483	362	8	scores	score	NOUN
cblr-12483	362	9	provide	provide	VERB
cblr-12483	362	10	offsetting	offset	VERB
cblr-12483	362	11	benefits	benefit	NOUN
cblr-12483	362	12	,	,	PUNCT
cblr-12483	362	13	the	the	DET
cblr-12483	362	14	credit	credit	NOUN
cblr-12483	362	15	score	score	NOUN
cblr-12483	362	16	industry	industry	NOUN
cblr-12483	362	17	has	have	AUX
cblr-12483	362	18	come	come	VERB
cblr-12483	362	19	under	under	ADP
cblr-12483	362	20	increasing	increase	VERB
cblr-12483	362	21	criticism	criticism	NOUN
cblr-12483	362	22	with	with	ADP
cblr-12483	362	23	allegations	allegation	NOUN
cblr-12483	362	24	that	that	SCONJ
cblr-12483	362	25	taking	take	VERB
cblr-12483	362	26	into	into	ADP
cblr-12483	362	27	account	account	NOUN
cblr-12483	362	28	credit	credit	NOUN
cblr-12483	362	29	score	score	NOUN
cblr-12483	362	30	enhances	enhance	VERB
cblr-12483	362	31	inequality	inequality	NOUN
cblr-12483	362	32	and	and	CCONJ
cblr-12483	362	33	prevents	prevent	VERB
cblr-12483	362	34	low	low	ADJ
cblr-12483	362	35	income	income	NOUN
cblr-12483	362	36	and	and	CCONJ
cblr-12483	362	37	people	people	NOUN
cblr-12483	362	38	of	of	ADP
cblr-12483	362	39	color	color	NOUN
cblr-12483	362	40	from	from	ADP
cblr-12483	362	41	accessing	access	VERB
cblr-12483	362	42	credit	credit	NOUN
cblr-12483	362	43	.	.	PUNCT
cblr-12483	363	1	see	see	VERB
cblr-12483	363	2	lisa	lisa	PROPN
cblr-12483	363	3	rice	rice	PROPN
cblr-12483	363	4	&	&	CCONJ
cblr-12483	363	5	deidre	deidre	PROPN
cblr-12483	363	6	swesnik	swesnik	PROPN
cblr-12483	363	7	,	,	PUNCT
cblr-12483	363	8	discriminatory	discriminatory	ADJ
cblr-12483	363	9	effects	effect	NOUN
cblr-12483	363	10	of	of	ADP
cblr-12483	363	11	credit	credit	NOUN
cblr-12483	363	12	scoring	scoring	NOUN
cblr-12483	363	13	on	on	ADP
cblr-12483	363	14	communities	community	NOUN
cblr-12483	363	15	of	of	ADP
cblr-12483	363	16	color	color	NOUN
cblr-12483	363	17	,	,	PUNCT
cblr-12483	363	18	46	46	NUM
cblr-12483	363	19	suffolk	suffolk	PROPN
cblr-12483	363	20	u.l	u.l	AUX
cblr-12483	363	21	.	.	PROPN
cblr-12483	363	22	rev	rev	PROPN
cblr-12483	363	23	.	.	PROPN
cblr-12483	363	24	935	935	NUM
cblr-12483	363	25	(	(	PUNCT
cblr-12483	363	26	2013	2013	NUM
cblr-12483	363	27	)	)	PUNCT
cblr-12483	363	28	.	.	PUNCT
cblr-12483	364	1	it	it	PRON
cblr-12483	364	2	is	be	AUX
cblr-12483	364	3	less	less	ADV
cblr-12483	364	4	outlandish	outlandish	ADJ
cblr-12483	364	5	than	than	SCONJ
cblr-12483	364	6	it	it	PRON
cblr-12483	364	7	may	may	AUX
cblr-12483	364	8	seem	seem	VERB
cblr-12483	364	9	at	at	ADP
cblr-12483	364	10	first	first	ADJ
cblr-12483	364	11	glance	glance	NOUN
cblr-12483	364	12	for	for	ADP
cblr-12483	364	13	credit	credit	NOUN
cblr-12483	364	14	score	score	NOUN
cblr-12483	364	15	and	and	CCONJ
cblr-12483	364	16	income	income	NOUN
cblr-12483	364	17	discrimination	discrimination	NOUN
cblr-12483	364	18	to	to	PART
cblr-12483	364	19	be	be	AUX
cblr-12483	364	20	deemed	deem	VERB
cblr-12483	364	21	unfair	unfair	ADJ
cblr-12483	364	22	.	.	PUNCT
cblr-12483	365	1	however	however	ADV
cblr-12483	365	2	,	,	PUNCT
cblr-12483	365	3	the	the	DET
cblr-12483	365	4	two	two	NUM
cblr-12483	365	5	theories	theory	NOUN
cblr-12483	365	6	of	of	ADP
cblr-12483	365	7	udaap	udaap	PROPN
cblr-12483	365	8	discussed	discuss	VERB
cblr-12483	365	9	in	in	ADP
cblr-12483	365	10	section	section	NOUN
cblr-12483	365	11	iii.b	iii.b	PROPN
cblr-12483	365	12	,	,	PUNCT
cblr-12483	365	13	the	the	DET
cblr-12483	365	14	consumer	consumer	NOUN
cblr-12483	365	15	choice	choice	NOUN
cblr-12483	365	16	model	model	NOUN
cblr-12483	365	17	and	and	CCONJ
cblr-12483	365	18	the	the	DET
cblr-12483	365	19	democratic	democratic	ADJ
cblr-12483	365	20	deliberation	deliberation	NOUN
cblr-12483	365	21	model	model	NOUN
cblr-12483	365	22	,	,	PUNCT
cblr-12483	365	23	each	each	PRON
cblr-12483	365	24	provide	provide	VERB
cblr-12483	365	25	an	an	DET
cblr-12483	365	26	avenue	avenue	NOUN
cblr-12483	365	27	for	for	ADP
cblr-12483	365	28	the	the	DET
cblr-12483	365	29	court	court	NOUN
cblr-12483	365	30	to	to	PART
cblr-12483	365	31	limit	limit	VERB
cblr-12483	365	32	the	the	DET
cblr-12483	365	33	scope	scope	NOUN
cblr-12483	365	34	of	of	ADP
cblr-12483	365	35	the	the	DET
cblr-12483	365	36	udaap	udaap	ADJ
cblr-12483	365	37	standard	standard	NOUN
cblr-12483	365	38	while	while	SCONJ
cblr-12483	365	39	still	still	ADV
cblr-12483	365	40	allowing	allow	VERB
cblr-12483	365	41	for	for	ADP
cblr-12483	365	42	anti	anti	ADJ
cblr-12483	365	43	-	-	ADJ
cblr-12483	365	44	discrimination	discrimination	ADJ
cblr-12483	365	45	efforts	effort	NOUN
cblr-12483	365	46	.	.	PUNCT
cblr-12483	366	1	107	107	NUM
cblr-12483	366	2	deacon	deacon	NOUN
cblr-12483	366	3	,	,	PUNCT
cblr-12483	366	4	supra	supra	PROPN
cblr-12483	366	5	note	note	NOUN
cblr-12483	366	6	35	35	NUM
cblr-12483	366	7	at	at	ADP
cblr-12483	366	8	33–40	33–40	NUM
cblr-12483	366	9	.	.	PUNCT
cblr-12483	367	1	960	960	NUM
cblr-12483	367	2	columbia	columbia	PROPN
cblr-12483	367	3	business	business	NOUN
cblr-12483	367	4	law	law	PROPN
cblr-12483	367	5	review	review	NOUN
cblr-12483	367	6	[	[	X
cblr-12483	367	7	vol	vol	NOUN
cblr-12483	367	8	.	.	PUNCT
cblr-12483	367	9	2023	2023	NUM
cblr-12483	367	10	an	an	DET
cblr-12483	367	11	ancillary	ancillary	ADJ
cblr-12483	367	12	provision[.]”108	provision[.]”108	NOUN
cblr-12483	367	13	in	in	ADP
cblr-12483	367	14	west	west	PROPN
cblr-12483	367	15	virginia	virginia	PROPN
cblr-12483	367	16	,	,	PUNCT
cblr-12483	367	17	the	the	DET
cblr-12483	367	18	court	court	NOUN
cblr-12483	367	19	found	find	VERB
cblr-12483	367	20	the	the	DET
cblr-12483	367	21	provision	provision	NOUN
cblr-12483	367	22	used	use	VERB
cblr-12483	367	23	was	be	AUX
cblr-12483	367	24	ancillary	ancillary	ADJ
cblr-12483	367	25	because	because	SCONJ
cblr-12483	367	26	it	it	PRON
cblr-12483	367	27	“	"	PUNCT
cblr-12483	367	28	was	be	AUX
cblr-12483	367	29	designed	design	VERB
cblr-12483	367	30	to	to	PART
cblr-12483	367	31	function	function	VERB
cblr-12483	367	32	as	as	ADP
cblr-12483	367	33	a	a	DET
cblr-12483	367	34	gap	gap	NOUN
cblr-12483	367	35	filler	filler	NOUN
cblr-12483	367	36	and	and	CCONJ
cblr-12483	367	37	had	have	AUX
cblr-12483	367	38	rarely	rarely	ADV
cblr-12483	367	39	been	be	AUX
cblr-12483	367	40	used	use	VERB
cblr-12483	367	41	in	in	ADP
cblr-12483	367	42	the	the	DET
cblr-12483	367	43	preceding	precede	VERB
cblr-12483	367	44	decades	decade	NOUN
cblr-12483	367	45	.	.	PUNCT
cblr-12483	368	1	”109	”109	VERB
cblr-12483	368	2	essentially	essentially	ADV
cblr-12483	368	3	,	,	PUNCT
cblr-12483	368	4	the	the	DET
cblr-12483	368	5	court	court	NOUN
cblr-12483	368	6	’s	’	VERB
cblr-12483	368	7	more	more	ADV
cblr-12483	368	8	skeptical	skeptical	ADJ
cblr-12483	368	9	scrutiny	scrutiny	NOUN
cblr-12483	368	10	is	be	AUX
cblr-12483	368	11	likely	likely	ADJ
cblr-12483	368	12	to	to	PART
cblr-12483	368	13	be	be	AUX
cblr-12483	368	14	triggered	trigger	VERB
cblr-12483	368	15	if	if	SCONJ
cblr-12483	368	16	a	a	DET
cblr-12483	368	17	newfound	newfound	NOUN
cblr-12483	368	18	power	power	NOUN
cblr-12483	368	19	is	be	AUX
cblr-12483	368	20	found	find	VERB
cblr-12483	368	21	in	in	ADP
cblr-12483	368	22	a	a	DET
cblr-12483	368	23	piece	piece	NOUN
cblr-12483	368	24	of	of	ADP
cblr-12483	368	25	the	the	DET
cblr-12483	368	26	statute	statute	NOUN
cblr-12483	368	27	that	that	PRON
cblr-12483	368	28	historically	historically	ADV
cblr-12483	368	29	has	have	AUX
cblr-12483	368	30	been	be	AUX
cblr-12483	368	31	sidelined	sideline	VERB
cblr-12483	368	32	in	in	ADP
cblr-12483	368	33	rulemaking	rulemaking	NOUN
cblr-12483	368	34	and	and	CCONJ
cblr-12483	368	35	adjudication	adjudication	NOUN
cblr-12483	368	36	.	.	PUNCT
cblr-12483	369	1	this	this	DET
cblr-12483	369	2	factor	factor	NOUN
cblr-12483	369	3	will	will	AUX
cblr-12483	369	4	be	be	AUX
cblr-12483	369	5	further	far	ADV
cblr-12483	369	6	analyzed	analyze	VERB
cblr-12483	369	7	under	under	ADP
cblr-12483	369	8	section	section	NOUN
cblr-12483	369	9	ii.b	ii.b	NOUN
cblr-12483	369	10	on	on	ADP
cblr-12483	369	11	clear	clear	ADJ
cblr-12483	369	12	authorization	authorization	NOUN
cblr-12483	369	13	,	,	PUNCT
cblr-12483	369	14	but	but	CCONJ
cblr-12483	369	15	it	it	PRON
cblr-12483	369	16	is	be	AUX
cblr-12483	369	17	worth	worth	ADJ
cblr-12483	369	18	mentioning	mention	VERB
cblr-12483	369	19	here	here	ADV
cblr-12483	369	20	the	the	DET
cblr-12483	369	21	authorization	authorization	NOUN
cblr-12483	369	22	for	for	ADP
cblr-12483	369	23	the	the	DET
cblr-12483	369	24	cfpb	cfpb	NOUN
cblr-12483	369	25	to	to	PART
cblr-12483	369	26	prohibit	prohibit	VERB
cblr-12483	369	27	“	"	PUNCT
cblr-12483	369	28	unfair	unfair	ADJ
cblr-12483	369	29	…	…	PUNCT
cblr-12483	369	30	acts	act	NOUN
cblr-12483	369	31	or	or	CCONJ
cblr-12483	369	32	practices	practice	NOUN
cblr-12483	369	33	”	"	PUNCT
cblr-12483	369	34	is	be	AUX
cblr-12483	369	35	widely	widely	ADV
cblr-12483	369	36	considered	consider	VERB
cblr-12483	369	37	to	to	PART
cblr-12483	369	38	be	be	AUX
cblr-12483	369	39	a	a	DET
cblr-12483	369	40	substantial	substantial	ADJ
cblr-12483	369	41	delegation	delegation	NOUN
cblr-12483	369	42	of	of	ADP
cblr-12483	369	43	authority	authority	NOUN
cblr-12483	369	44	to	to	ADP
cblr-12483	369	45	the	the	DET
cblr-12483	369	46	cfpb.110	cfpb.110	NOUN
cblr-12483	369	47	the	the	DET
cblr-12483	369	48	cfpb	cfpb	NOUN
cblr-12483	369	49	and	and	CCONJ
cblr-12483	369	50	ftc	ftc	PROPN
cblr-12483	369	51	have	have	AUX
cblr-12483	369	52	used	use	VERB
cblr-12483	369	53	udap	udap	PROPN
cblr-12483	369	54	/	/	SYM
cblr-12483	369	55	udaap	udaap	PROPN
cblr-12483	369	56	authority	authority	NOUN
cblr-12483	369	57	in	in	ADP
cblr-12483	369	58	hundreds	hundred	NOUN
cblr-12483	369	59	of	of	ADP
cblr-12483	369	60	enforcement	enforcement	NOUN
cblr-12483	369	61	actions	action	NOUN
cblr-12483	369	62	,	,	PUNCT
cblr-12483	369	63	rulemakings	rulemaking	NOUN
cblr-12483	369	64	and	and	CCONJ
cblr-12483	369	65	other	other	ADJ
cblr-12483	369	66	agency	agency	NOUN
cblr-12483	369	67	actions	action	NOUN
cblr-12483	369	68	since	since	SCONJ
cblr-12483	369	69	the	the	DET
cblr-12483	369	70	concept	concept	NOUN
cblr-12483	369	71	’s	’s	PART
cblr-12483	369	72	inception	inception	NOUN
cblr-12483	369	73	in	in	ADP
cblr-12483	369	74	1938.111	1938.111	NUM
cblr-12483	369	75	the	the	DET
cblr-12483	369	76	supreme	supreme	PROPN
cblr-12483	369	77	court	court	PROPN
cblr-12483	369	78	has	have	AUX
cblr-12483	369	79	confirmed	confirm	VERB
cblr-12483	369	80	this	this	DET
cblr-12483	369	81	large	large	ADJ
cblr-12483	369	82	delegation	delegation	NOUN
cblr-12483	369	83	of	of	ADP
cblr-12483	369	84	power	power	NOUN
cblr-12483	369	85	in	in	ADP
cblr-12483	369	86	seila	seila	ADJ
cblr-12483	369	87	law	law	NOUN
cblr-12483	369	88	v.	v.	ADP
cblr-12483	369	89	cfpb	cfpb	NOUN
cblr-12483	369	90	,	,	PUNCT
cblr-12483	369	91	describing	describe	VERB
cblr-12483	369	92	the	the	DET
cblr-12483	369	93	cfpb	cfpb	NOUN
cblr-12483	369	94	’s	’s	PART
cblr-12483	369	95	power	power	NOUN
cblr-12483	369	96	to	to	PART
cblr-12483	369	97	regulate	regulate	VERB
cblr-12483	369	98	under	under	ADP
cblr-12483	369	99	this	this	DET
cblr-12483	369	100	grant	grant	NOUN
cblr-12483	369	101	as	as	ADP
cblr-12483	369	102	“	"	PUNCT
cblr-12483	369	103	broad	broad	ADJ
cblr-12483	369	104	.	.	PUNCT
cblr-12483	369	105	”112	”112	PROPN
cblr-12483	370	1	this	this	PRON
cblr-12483	370	2	is	be	AUX
cblr-12483	370	3	a	a	DET
cblr-12483	370	4	primary	primary	ADJ
cblr-12483	370	5	provision.113	provision.113	PROPN
cblr-12483	370	6	4	4	NUM
cblr-12483	370	7	.	.	PUNCT
cblr-12483	371	1	congressional	congressional	ADJ
cblr-12483	371	2	rejection	rejection	NOUN
cblr-12483	371	3	of	of	ADP
cblr-12483	371	4	legislation	legislation	NOUN
cblr-12483	371	5	regarding	regard	VERB
cblr-12483	371	6	the	the	DET
cblr-12483	371	7	issue	issue	NOUN
cblr-12483	371	8	if	if	SCONJ
cblr-12483	371	9	congress	congress	PROPN
cblr-12483	371	10	had	have	AUX
cblr-12483	371	11	debated	debate	VERB
cblr-12483	371	12	legislation	legislation	NOUN
cblr-12483	371	13	regarding	regard	VERB
cblr-12483	371	14	the	the	DET
cblr-12483	371	15	specific	specific	ADJ
cblr-12483	371	16	issue	issue	NOUN
cblr-12483	371	17	the	the	DET
cblr-12483	371	18	agency	agency	NOUN
cblr-12483	371	19	portends	portend	VERB
cblr-12483	371	20	to	to	PART
cblr-12483	371	21	address	address	VERB
cblr-12483	371	22	and	and	CCONJ
cblr-12483	371	23	failed	fail	VERB
cblr-12483	371	24	to	to	PART
cblr-12483	371	25	act	act	VERB
cblr-12483	372	1	,	,	PUNCT
cblr-12483	372	2	the	the	DET
cblr-12483	372	3	court	court	NOUN
cblr-12483	372	4	has	have	AUX
cblr-12483	372	5	found	find	VERB
cblr-12483	372	6	this	this	PRON
cblr-12483	372	7	to	to	PART
cblr-12483	372	8	be	be	AUX
cblr-12483	372	9	a	a	DET
cblr-12483	372	10	strong	strong	ADJ
cblr-12483	372	11	indication	indication	NOUN
cblr-12483	372	12	the	the	DET
cblr-12483	372	13	issue	issue	NOUN
cblr-12483	372	14	is	be	AUX
cblr-12483	372	15	a	a	DET
cblr-12483	372	16	108	108	NUM
cblr-12483	372	17	west	west	PROPN
cblr-12483	372	18	virginia	virginia	PROPN
cblr-12483	372	19	v.	v.	PROPN
cblr-12483	372	20	epa	epa	PROPN
cblr-12483	372	21	,	,	PUNCT
cblr-12483	372	22	597	597	NUM
cblr-12483	372	23	u.s	u.s	PROPN
cblr-12483	372	24	.	.	PROPN
cblr-12483	372	25	697	697	NUM
cblr-12483	372	26	,	,	PUNCT
cblr-12483	372	27	724	724	NUM
cblr-12483	372	28	(	(	PUNCT
cblr-12483	372	29	2022	2022	NUM
cblr-12483	372	30	)	)	PUNCT
cblr-12483	372	31	(	(	PUNCT
cblr-12483	372	32	internal	internal	ADJ
cblr-12483	372	33	quotation	quotation	NOUN
cblr-12483	372	34	marks	mark	NOUN
cblr-12483	372	35	omitted	omit	VERB
cblr-12483	372	36	)	)	PUNCT
cblr-12483	372	37	.	.	PUNCT
cblr-12483	373	1	109	109	NUM
cblr-12483	373	2	i	i	PROPN
cblr-12483	373	3	d.	d.	PROPN
cblr-12483	373	4	110	110	NUM
cblr-12483	373	5	see	see	VERB
cblr-12483	373	6	supra	supra	PROPN
cblr-12483	373	7	notes	note	VERB
cblr-12483	373	8	7	7	NUM
cblr-12483	373	9	-	-	SYM
cblr-12483	373	10	12	12	NUM
cblr-12483	373	11	and	and	CCONJ
cblr-12483	373	12	accompanying	accompany	VERB
cblr-12483	373	13	text	text	NOUN
cblr-12483	373	14	.	.	PUNCT
cblr-12483	374	1	111	111	NUM
cblr-12483	374	2	stephen	stephen	PROPN
cblr-12483	374	3	j.	j.	PROPN
cblr-12483	374	4	canzona	canzona	PROPN
cblr-12483	374	5	,	,	PUNCT
cblr-12483	374	6	“	"	PUNCT
cblr-12483	374	7	i	i	PRON
cblr-12483	374	8	’ll	’ll	AUX
cblr-12483	374	9	know	know	VERB
cblr-12483	374	10	it	it	PRON
cblr-12483	374	11	when	when	SCONJ
cblr-12483	374	12	i	i	PRON
cblr-12483	374	13	see	see	VERB
cblr-12483	374	14	it	it	PRON
cblr-12483	374	15	”	"	PUNCT
cblr-12483	374	16	:	:	PUNCT
cblr-12483	374	17	defending	defend	VERB
cblr-12483	374	18	the	the	DET
cblr-12483	374	19	consumer	consumer	NOUN
cblr-12483	374	20	financial	financial	PROPN
cblr-12483	374	21	protection	protection	PROPN
cblr-12483	374	22	bureau	bureau	PROPN
cblr-12483	374	23	’s	’s	PART
cblr-12483	374	24	approach	approach	NOUN
cblr-12483	374	25	of	of	ADP
cblr-12483	374	26	interpreting	interpret	VERB
cblr-12483	374	27	the	the	DET
cblr-12483	374	28	scope	scope	NOUN
cblr-12483	374	29	of	of	ADP
cblr-12483	374	30	unfair	unfair	ADJ
cblr-12483	374	31	,	,	PUNCT
cblr-12483	374	32	deceptive	deceptive	ADJ
cblr-12483	374	33	,	,	PUNCT
cblr-12483	374	34	or	or	CCONJ
cblr-12483	374	35	abusive	abusive	ADJ
cblr-12483	374	36	acts	act	NOUN
cblr-12483	374	37	or	or	CCONJ
cblr-12483	374	38	practices	practice	NOUN
cblr-12483	374	39	,	,	PUNCT
cblr-12483	374	40	45	45	NUM
cblr-12483	374	41	j.	j.	PROPN
cblr-12483	374	42	leg	leg	PROPN
cblr-12483	374	43	.	.	PUNCT
cblr-12483	375	1	60	60	NUM
cblr-12483	375	2	,	,	PUNCT
cblr-12483	375	3	61	61	NUM
cblr-12483	375	4	and	and	CCONJ
cblr-12483	375	5	74	74	NUM
cblr-12483	375	6	(	(	PUNCT
cblr-12483	375	7	2018	2018	NUM
cblr-12483	375	8	)	)	PUNCT
cblr-12483	375	9	;	;	PUNCT
cblr-12483	375	10	margaret	margaret	PROPN
cblr-12483	375	11	krawiec	krawiec	PROPN
cblr-12483	375	12	et	et	PROPN
cblr-12483	375	13	.	.	PUNCT
cblr-12483	376	1	al	al	PROPN
cblr-12483	376	2	.	.	PROPN
cblr-12483	376	3	,	,	PUNCT
cblr-12483	376	4	supra	supra	PROPN
cblr-12483	376	5	note	note	PROPN
cblr-12483	376	6	10	10	NUM
cblr-12483	376	7	(	(	PUNCT
cblr-12483	376	8	describing	describe	VERB
cblr-12483	376	9	the	the	DET
cblr-12483	376	10	strategy	strategy	NOUN
cblr-12483	376	11	behind	behind	ADP
cblr-12483	376	12	the	the	DET
cblr-12483	376	13	udaap	udaap	PROPN
cblr-12483	376	14	enforcement	enforcement	NOUN
cblr-12483	376	15	actions	action	NOUN
cblr-12483	376	16	the	the	DET
cblr-12483	376	17	cfpb	cfpb	NOUN
cblr-12483	376	18	has	have	AUX
cblr-12483	376	19	pursued	pursue	VERB
cblr-12483	376	20	in	in	ADP
cblr-12483	376	21	2017	2017	NUM
cblr-12483	376	22	and	and	CCONJ
cblr-12483	376	23	2018	2018	NUM
cblr-12483	376	24	)	)	PUNCT
cblr-12483	376	25	.	.	PUNCT
cblr-12483	377	1	112	112	NUM
cblr-12483	377	2	seila	seila	NOUN
cblr-12483	377	3	law	law	PROPN
cblr-12483	377	4	llc	llc	PROPN
cblr-12483	377	5	v.	v.	ADP
cblr-12483	377	6	consumer	consumer	NOUN
cblr-12483	377	7	fin	fin	PROPN
cblr-12483	377	8	.	.	PUNCT
cblr-12483	378	1	prot	prot	PROPN
cblr-12483	378	2	.	.	PUNCT
cblr-12483	379	1	bureau	bureau	NOUN
cblr-12483	379	2	,	,	PUNCT
cblr-12483	379	3	140	140	NUM
cblr-12483	379	4	s.	s.	PROPN
cblr-12483	379	5	ct	ct	PROPN
cblr-12483	379	6	.	.	PROPN
cblr-12483	379	7	2183	2183	NUM
cblr-12483	379	8	,	,	PUNCT
cblr-12483	379	9	2193	2193	NUM
cblr-12483	379	10	(	(	PUNCT
cblr-12483	379	11	2020	2020	NUM
cblr-12483	379	12	)	)	PUNCT
cblr-12483	379	13	(	(	PUNCT
cblr-12483	379	14	“	"	PUNCT
cblr-12483	379	15	congress	congress	PROPN
cblr-12483	379	16	enacted	enact	VERB
cblr-12483	379	17	a	a	DET
cblr-12483	379	18	new	new	ADJ
cblr-12483	379	19	prohibition	prohibition	NOUN
cblr-12483	379	20	on	on	ADP
cblr-12483	379	21	‘	'	PUNCT
cblr-12483	379	22	any	any	DET
cblr-12483	379	23	unfair	unfair	ADJ
cblr-12483	379	24	,	,	PUNCT
cblr-12483	379	25	deceptive	deceptive	ADJ
cblr-12483	379	26	,	,	PUNCT
cblr-12483	379	27	or	or	CCONJ
cblr-12483	379	28	abusive	abusive	ADJ
cblr-12483	379	29	act	act	NOUN
cblr-12483	379	30	or	or	CCONJ
cblr-12483	379	31	practice	practice	NOUN
cblr-12483	379	32	’	'	PUNCT
cblr-12483	379	33	by	by	ADP
cblr-12483	379	34	certain	certain	ADJ
cblr-12483	379	35	participants	participant	NOUN
cblr-12483	379	36	in	in	ADP
cblr-12483	379	37	the	the	DET
cblr-12483	379	38	consumer	consumer	NOUN
cblr-12483	379	39	-	-	PUNCT
cblr-12483	379	40	finance	finance	NOUN
cblr-12483	379	41	sector	sector	NOUN
cblr-12483	379	42	.	.	PUNCT
cblr-12483	379	43	.	.	PUNCT
cblr-12483	379	44	.	.	PUNCT
cblr-12483	380	1	congress	congress	PROPN
cblr-12483	380	2	authorized	authorize	VERB
cblr-12483	380	3	the	the	DET
cblr-12483	380	4	cfpb	cfpb	NOUN
cblr-12483	380	5	to	to	PART
cblr-12483	380	6	implement	implement	VERB
cblr-12483	380	7	that	that	DET
cblr-12483	380	8	broad	broad	ADJ
cblr-12483	380	9	standard	standard	NOUN
cblr-12483	380	10	[	[	X
cblr-12483	380	11	.	.	PROPN
cblr-12483	380	12	]	]	X
cblr-12483	380	13	”	"	PUNCT
cblr-12483	380	14	(	(	PUNCT
cblr-12483	380	15	quoting	quote	VERB
cblr-12483	380	16	12	12	NUM
cblr-12483	380	17	u.s.c	u.s.c	ADJ
cblr-12483	380	18	.	.	PUNCT
cblr-12483	381	1	§	§	PROPN
cblr-12483	381	2	5536(a)(1)(b	5536(a)(1)(b	NUM
cblr-12483	381	3	)	)	PUNCT
cblr-12483	381	4	)	)	PUNCT
cblr-12483	381	5	)	)	PUNCT
cblr-12483	381	6	.	.	PUNCT
cblr-12483	382	1	113	113	NUM
cblr-12483	382	2	see	see	VERB
cblr-12483	382	3	infra	infra	NOUN
cblr-12483	382	4	section	section	NOUN
cblr-12483	382	5	iii.b	iii.b	PROPN
cblr-12483	382	6	.	.	PUNCT
cblr-12483	383	1	no	no	INTJ
cblr-12483	383	2	.	.	NOUN
cblr-12483	384	1	2	2	NUM
cblr-12483	384	2	]	]	PUNCT
cblr-12483	384	3	my	my	PRON
cblr-12483	384	4	unfair	unfair	ADJ
cblr-12483	384	5	lady	lady	NOUN
cblr-12483	384	6	961	961	NUM
cblr-12483	384	7	“	"	PUNCT
cblr-12483	384	8	major	major	ADJ
cblr-12483	384	9	question	question	NOUN
cblr-12483	384	10	.	.	PUNCT
cblr-12483	384	11	”114	”114	PUNCT
cblr-12483	385	1	the	the	DET
cblr-12483	385	2	logic	logic	NOUN
cblr-12483	385	3	seems	seem	VERB
cblr-12483	385	4	to	to	PART
cblr-12483	385	5	be	be	AUX
cblr-12483	385	6	that	that	SCONJ
cblr-12483	385	7	if	if	SCONJ
cblr-12483	385	8	congress	congress	PROPN
cblr-12483	385	9	has	have	AUX
cblr-12483	385	10	debated	debate	VERB
cblr-12483	385	11	the	the	DET
cblr-12483	385	12	issue	issue	NOUN
cblr-12483	385	13	and	and	CCONJ
cblr-12483	385	14	rejected	reject	VERB
cblr-12483	385	15	the	the	DET
cblr-12483	385	16	agency	agency	NOUN
cblr-12483	385	17	’s	’s	PART
cblr-12483	385	18	proposed	propose	VERB
cblr-12483	385	19	solution	solution	NOUN
cblr-12483	385	20	it	it	PRON
cblr-12483	385	21	is	be	AUX
cblr-12483	385	22	(	(	PUNCT
cblr-12483	385	23	1	1	NUM
cblr-12483	385	24	)	)	PUNCT
cblr-12483	385	25	unlikely	unlikely	ADJ
cblr-12483	385	26	the	the	DET
cblr-12483	385	27	statute	statute	NOUN
cblr-12483	385	28	gives	give	VERB
cblr-12483	385	29	the	the	DET
cblr-12483	385	30	agency	agency	NOUN
cblr-12483	385	31	authority	authority	NOUN
cblr-12483	385	32	,	,	PUNCT
cblr-12483	385	33	otherwise	otherwise	ADV
cblr-12483	385	34	congress	congress	PROPN
cblr-12483	385	35	would	would	AUX
cblr-12483	385	36	not	not	PART
cblr-12483	385	37	have	have	AUX
cblr-12483	385	38	debated	debate	VERB
cblr-12483	385	39	legislation	legislation	NOUN
cblr-12483	385	40	and	and	CCONJ
cblr-12483	385	41	(	(	PUNCT
cblr-12483	385	42	2	2	X
cblr-12483	385	43	)	)	PUNCT
cblr-12483	385	44	the	the	DET
cblr-12483	385	45	agency	agency	NOUN
cblr-12483	385	46	is	be	AUX
cblr-12483	385	47	subverting	subvert	VERB
cblr-12483	385	48	the	the	DET
cblr-12483	385	49	democratic	democratic	ADJ
cblr-12483	385	50	process	process	NOUN
cblr-12483	385	51	by	by	ADP
cblr-12483	385	52	taking	take	VERB
cblr-12483	385	53	action	action	NOUN
cblr-12483	385	54	that	that	PRON
cblr-12483	385	55	is	be	AUX
cblr-12483	385	56	too	too	ADV
cblr-12483	385	57	unpopular	unpopular	ADJ
cblr-12483	385	58	to	to	PART
cblr-12483	385	59	be	be	AUX
cblr-12483	385	60	passed	pass	VERB
cblr-12483	385	61	through	through	ADP
cblr-12483	385	62	legislation.115	legislation.115	PROPN
cblr-12483	385	63	in	in	ADP
cblr-12483	385	64	west	west	PROPN
cblr-12483	385	65	virginia	virginia	PROPN
cblr-12483	385	66	and	and	CCONJ
cblr-12483	385	67	biden	biden	PROPN
cblr-12483	385	68	v.	v.	PROPN
cblr-12483	385	69	nebraska	nebraska	PROPN
cblr-12483	385	70	,	,	PUNCT
cblr-12483	385	71	the	the	DET
cblr-12483	385	72	court	court	NOUN
cblr-12483	385	73	found	find	VERB
cblr-12483	385	74	that	that	SCONJ
cblr-12483	385	75	legislation	legislation	NOUN
cblr-12483	385	76	similar	similar	ADJ
cblr-12483	385	77	to	to	ADP
cblr-12483	385	78	the	the	DET
cblr-12483	385	79	agency	agency	NOUN
cblr-12483	385	80	action	action	NOUN
cblr-12483	385	81	at	at	ADP
cblr-12483	385	82	issue	issue	NOUN
cblr-12483	385	83	was	be	AUX
cblr-12483	385	84	telling	tell	VERB
cblr-12483	385	85	in	in	ADP
cblr-12483	385	86	determining	determine	VERB
cblr-12483	385	87	it	it	PRON
cblr-12483	385	88	was	be	AUX
cblr-12483	385	89	unlikely	unlikely	ADJ
cblr-12483	385	90	congress	congress	NOUN
cblr-12483	385	91	intended	intend	VERB
cblr-12483	385	92	to	to	PART
cblr-12483	385	93	grant	grant	VERB
cblr-12483	385	94	this	this	PRON
cblr-12483	385	95	power.116	power.116	NOUN
cblr-12483	385	96	in	in	ADP
cblr-12483	385	97	this	this	DET
cblr-12483	385	98	instance	instance	NOUN
cblr-12483	385	99	,	,	PUNCT
cblr-12483	385	100	congress	congress	PROPN
cblr-12483	385	101	has	have	AUX
cblr-12483	385	102	looked	look	VERB
cblr-12483	385	103	at	at	ADP
cblr-12483	385	104	the	the	DET
cblr-12483	385	105	specific	specific	ADJ
cblr-12483	385	106	issue	issue	NOUN
cblr-12483	385	107	and	and	CCONJ
cblr-12483	385	108	failed	fail	VERB
cblr-12483	385	109	to	to	PART
cblr-12483	385	110	act	act	VERB
cblr-12483	385	111	.	.	PUNCT
cblr-12483	386	1	in	in	ADP
cblr-12483	386	2	october	october	PROPN
cblr-12483	386	3	of	of	ADP
cblr-12483	386	4	2020	2020	NUM
cblr-12483	386	5	,	,	PUNCT
cblr-12483	386	6	democrats	democrat	NOUN
cblr-12483	386	7	introduced	introduce	VERB
cblr-12483	386	8	legislation	legislation	NOUN
cblr-12483	386	9	titled	title	VERB
cblr-12483	386	10	the	the	DET
cblr-12483	386	11	fair	fair	ADJ
cblr-12483	386	12	access	access	NOUN
cblr-12483	386	13	to	to	ADP
cblr-12483	386	14	financial	financial	ADJ
cblr-12483	386	15	services	service	NOUN
cblr-12483	386	16	act	act	VERB
cblr-12483	386	17	to	to	PART
cblr-12483	386	18	close	close	VERB
cblr-12483	386	19	the	the	DET
cblr-12483	386	20	ecoa	ecoa	NOUN
cblr-12483	386	21	/	/	SYM
cblr-12483	386	22	fha	fha	PROPN
cblr-12483	386	23	loophole	loophole	NOUN
cblr-12483	386	24	and	and	CCONJ
cblr-12483	386	25	prohibit	prohibit	VERB
cblr-12483	386	26	financial	financial	ADJ
cblr-12483	386	27	institutions	institution	NOUN
cblr-12483	386	28	from	from	ADP
cblr-12483	386	29	discriminating	discriminate	VERB
cblr-12483	386	30	on	on	ADP
cblr-12483	386	31	race	race	NOUN
cblr-12483	386	32	,	,	PUNCT
cblr-12483	386	33	religion	religion	NOUN
cblr-12483	386	34	,	,	PUNCT
cblr-12483	386	35	sexual	sexual	ADJ
cblr-12483	386	36	orientation	orientation	NOUN
cblr-12483	386	37	,	,	PUNCT
cblr-12483	386	38	or	or	CCONJ
cblr-12483	386	39	other	other	ADJ
cblr-12483	386	40	characteristics.117	characteristics.117	VERB
cblr-12483	386	41	however	however	ADV
cblr-12483	386	42	,	,	PUNCT
cblr-12483	386	43	the	the	DET
cblr-12483	386	44	bill	bill	NOUN
cblr-12483	386	45	failed	fail	VERB
cblr-12483	386	46	in	in	ADP
cblr-12483	386	47	the	the	DET
cblr-12483	386	48	senate	senate	PROPN
cblr-12483	386	49	in	in	ADP
cblr-12483	386	50	2020.118	2020.118	PROPN
cblr-12483	386	51	the	the	DET
cblr-12483	386	52	court	court	NOUN
cblr-12483	386	53	is	be	AUX
cblr-12483	386	54	likely	likely	ADJ
cblr-12483	386	55	to	to	PART
cblr-12483	386	56	look	look	VERB
cblr-12483	386	57	at	at	ADP
cblr-12483	386	58	the	the	DET
cblr-12483	386	59	failure	failure	NOUN
cblr-12483	386	60	of	of	ADP
cblr-12483	386	61	this	this	DET
cblr-12483	386	62	legislation	legislation	NOUN
cblr-12483	386	63	to	to	PART
cblr-12483	386	64	pass	pass	VERB
cblr-12483	386	65	as	as	ADP
cblr-12483	386	66	evidence	evidence	NOUN
cblr-12483	386	67	that	that	SCONJ
cblr-12483	386	68	the	the	DET
cblr-12483	386	69	issue	issue	NOUN
cblr-12483	386	70	is	be	AUX
cblr-12483	386	71	a	a	DET
cblr-12483	386	72	major	major	ADJ
cblr-12483	386	73	question	question	NOUN
cblr-12483	386	74	,	,	PUNCT
cblr-12483	386	75	especially	especially	ADV
cblr-12483	386	76	given	give	VERB
cblr-12483	386	77	the	the	DET
cblr-12483	386	78	legislation	legislation	NOUN
cblr-12483	386	79	was	be	AUX
cblr-12483	386	80	directed	direct	VERB
cblr-12483	386	81	almost	almost	ADV
cblr-12483	386	82	exactly	exactly	ADV
cblr-12483	386	83	at	at	ADP
cblr-12483	386	84	the	the	DET
cblr-12483	386	85	issue	issue	NOUN
cblr-12483	386	86	the	the	DET
cblr-12483	386	87	cfpb	cfpb	NOUN
cblr-12483	386	88	is	be	AUX
cblr-12483	386	89	attempting	attempt	VERB
cblr-12483	386	90	to	to	PART
cblr-12483	386	91	rectify	rectify	VERB
cblr-12483	386	92	and	and	CCONJ
cblr-12483	386	93	would	would	AUX
cblr-12483	386	94	have	have	VERB
cblr-12483	386	95	the	the	DET
cblr-12483	386	96	same	same	ADJ
cblr-12483	386	97	effect	effect	NOUN
cblr-12483	386	98	in	in	ADP
cblr-12483	386	99	the	the	DET
cblr-12483	386	100	area	area	NOUN
cblr-12483	386	101	of	of	ADP
cblr-12483	386	102	consumer	consumer	NOUN
cblr-12483	386	103	financial	financial	ADJ
cblr-12483	386	104	products.119	products.119	NOUN
cblr-12483	386	105	the	the	DET
cblr-12483	386	106	purported	purport	VERB
cblr-12483	386	107	legislation	legislation	NOUN
cblr-12483	386	108	was	be	AUX
cblr-12483	386	109	broader	broad	ADJ
cblr-12483	386	110	in	in	ADP
cblr-12483	386	111	scope	scope	NOUN
cblr-12483	386	112	than	than	ADP
cblr-12483	386	113	114	114	NUM
cblr-12483	386	114	west	west	PROPN
cblr-12483	386	115	virginia	virginia	PROPN
cblr-12483	386	116	v.	v.	PROPN
cblr-12483	386	117	epa	epa	PROPN
cblr-12483	386	118	,	,	PUNCT
cblr-12483	386	119	597	597	NUM
cblr-12483	386	120	u.s	u.s	PROPN
cblr-12483	386	121	.	.	PROPN
cblr-12483	386	122	at	at	ADP
cblr-12483	386	123	731	731	NUM
cblr-12483	386	124	.	.	PUNCT
cblr-12483	387	1	115	115	NUM
cblr-12483	388	1	i	i	PRON
cblr-12483	388	2	d.	d.	PROPN
cblr-12483	388	3	(	(	PUNCT
cblr-12483	388	4	“	"	PUNCT
cblr-12483	388	5	finally	finally	ADV
cblr-12483	388	6	,	,	PUNCT
cblr-12483	388	7	we	we	PRON
cblr-12483	388	8	can	can	AUX
cblr-12483	388	9	not	not	PART
cblr-12483	388	10	ignore	ignore	VERB
cblr-12483	388	11	that	that	SCONJ
cblr-12483	388	12	the	the	DET
cblr-12483	388	13	regulatory	regulatory	ADJ
cblr-12483	388	14	writ	writ	NOUN
cblr-12483	388	15	epa	epa	PROPN
cblr-12483	388	16	newly	newly	ADV
cblr-12483	388	17	uncovered	uncover	VERB
cblr-12483	388	18	conveniently	conveniently	ADV
cblr-12483	388	19	enabled	enable	VERB
cblr-12483	388	20	it	it	PRON
cblr-12483	388	21	to	to	PART
cblr-12483	388	22	enact	enact	VERB
cblr-12483	388	23	a	a	DET
cblr-12483	388	24	program	program	NOUN
cblr-12483	388	25	that	that	PRON
cblr-12483	388	26	,	,	PUNCT
cblr-12483	388	27	long	long	ADV
cblr-12483	388	28	after	after	SCONJ
cblr-12483	388	29	the	the	DET
cblr-12483	388	30	dangers	danger	NOUN
cblr-12483	388	31	posed	pose	VERB
cblr-12483	388	32	by	by	ADP
cblr-12483	388	33	greenhouse	greenhouse	NOUN
cblr-12483	388	34	gas	gas	NOUN
cblr-12483	388	35	emissions	emission	NOUN
cblr-12483	388	36	‘	'	PUNCT
cblr-12483	388	37	had	have	AUX
cblr-12483	388	38	become	become	AUX
cblr-12483	388	39	well	well	ADV
cblr-12483	388	40	known	know	VERB
cblr-12483	388	41	,	,	PUNCT
cblr-12483	388	42	congress	congress	PROPN
cblr-12483	388	43	considered	consider	VERB
cblr-12483	388	44	and	and	CCONJ
cblr-12483	388	45	rejected	reject	VERB
cblr-12483	388	46	’	'	PUNCT
cblr-12483	388	47	multiple	multiple	ADJ
cblr-12483	388	48	times	time	NOUN
cblr-12483	388	49	”	"	PUNCT
cblr-12483	388	50	(	(	PUNCT
cblr-12483	388	51	quoting	quote	VERB
cblr-12483	388	52	fda	fda	PROPN
cblr-12483	388	53	v.	v.	PROPN
cblr-12483	388	54	brown	brown	PROPN
cblr-12483	388	55	&	&	CCONJ
cblr-12483	388	56	williamson	williamson	PROPN
cblr-12483	388	57	tobacco	tobacco	PROPN
cblr-12483	388	58	corp	corp	PROPN
cblr-12483	388	59	.	.	PROPN
cblr-12483	388	60	,	,	PUNCT
cblr-12483	388	61	529	529	NUM
cblr-12483	388	62	u.s	u.s	PROPN
cblr-12483	388	63	.	.	PROPN
cblr-12483	388	64	120	120	NUM
cblr-12483	388	65	,	,	PUNCT
cblr-12483	388	66	144	144	NUM
cblr-12483	388	67	(	(	PUNCT
cblr-12483	388	68	2000	2000	NUM
cblr-12483	388	69	)	)	PUNCT
cblr-12483	388	70	)	)	PUNCT
cblr-12483	388	71	)	)	PUNCT
cblr-12483	388	72	;	;	PUNCT
cblr-12483	388	73	i	i	PRON
cblr-12483	388	74	d.	d.	PROPN
cblr-12483	388	75	at	at	ADP
cblr-12483	388	76	2620	2620	NUM
cblr-12483	388	77	-	-	SYM
cblr-12483	388	78	21	21	NUM
cblr-12483	388	79	(	(	PUNCT
cblr-12483	388	80	gorsuch	gorsuch	ADJ
cblr-12483	388	81	.	.	PUNCT
cblr-12483	389	1	j.	j.	PROPN
cblr-12483	389	2	,	,	PUNCT
cblr-12483	389	3	concurring	concur	VERB
cblr-12483	389	4	)	)	PUNCT
cblr-12483	389	5	(	(	PUNCT
cblr-12483	389	6	“	"	PUNCT
cblr-12483	389	7	relatedly	relatedly	ADV
cblr-12483	389	8	,	,	PUNCT
cblr-12483	389	9	this	this	DET
cblr-12483	389	10	court	court	NOUN
cblr-12483	389	11	has	have	AUX
cblr-12483	389	12	found	find	VERB
cblr-12483	389	13	it	it	PRON
cblr-12483	389	14	telling	tell	VERB
cblr-12483	389	15	when	when	SCONJ
cblr-12483	389	16	congress	congress	PROPN
cblr-12483	389	17	has	have	AUX
cblr-12483	389	18	considered	consider	VERB
cblr-12483	389	19	and	and	CCONJ
cblr-12483	389	20	rejected	reject	VERB
cblr-12483	389	21	bills	bill	NOUN
cblr-12483	389	22	authorizing	authorize	VERB
cblr-12483	389	23	something	something	PRON
cblr-12483	389	24	akin	akin	ADJ
cblr-12483	389	25	to	to	ADP
cblr-12483	389	26	the	the	DET
cblr-12483	389	27	agency	agency	NOUN
cblr-12483	389	28	’s	’s	PART
cblr-12483	389	29	proposed	propose	VERB
cblr-12483	389	30	course	course	NOUN
cblr-12483	389	31	of	of	ADP
cblr-12483	389	32	action	action	NOUN
cblr-12483	389	33	.	.	PUNCT
cblr-12483	390	1	that	that	PRON
cblr-12483	390	2	too	too	ADV
cblr-12483	390	3	may	may	AUX
cblr-12483	390	4	be	be	AUX
cblr-12483	390	5	a	a	DET
cblr-12483	390	6	sign	sign	NOUN
cblr-12483	390	7	that	that	SCONJ
cblr-12483	390	8	an	an	DET
cblr-12483	390	9	agency	agency	NOUN
cblr-12483	390	10	is	be	AUX
cblr-12483	390	11	attempting	attempt	VERB
cblr-12483	390	12	to	to	PART
cblr-12483	390	13	‘	'	PUNCT
cblr-12483	390	14	work	work	VERB
cblr-12483	390	15	[	[	X
cblr-12483	390	16	a]round	a]round	NOUN
cblr-12483	390	17	’	'	PUNCT
cblr-12483	390	18	the	the	DET
cblr-12483	390	19	legislative	legislative	ADJ
cblr-12483	390	20	process	process	NOUN
cblr-12483	390	21	to	to	PART
cblr-12483	390	22	resolve	resolve	VERB
cblr-12483	390	23	for	for	ADP
cblr-12483	390	24	itself	itself	PRON
cblr-12483	390	25	a	a	DET
cblr-12483	390	26	question	question	NOUN
cblr-12483	390	27	of	of	ADP
cblr-12483	390	28	great	great	ADJ
cblr-12483	390	29	political	political	ADJ
cblr-12483	390	30	significance	significance	NOUN
cblr-12483	390	31	.	.	PUNCT
cblr-12483	390	32	”	"	PUNCT
cblr-12483	391	1	(	(	PUNCT
cblr-12483	391	2	citation	citation	NOUN
cblr-12483	391	3	omitted	omit	VERB
cblr-12483	391	4	)	)	PUNCT
cblr-12483	391	5	(	(	PUNCT
cblr-12483	391	6	internal	internal	ADJ
cblr-12483	391	7	quotation	quotation	NOUN
cblr-12483	391	8	marks	mark	NOUN
cblr-12483	391	9	omitted	omit	VERB
cblr-12483	391	10	)	)	PUNCT
cblr-12483	391	11	(	(	PUNCT
cblr-12483	391	12	quoting	quote	VERB
cblr-12483	391	13	nat’l	nat’l	PROPN
cblr-12483	391	14	fed’n	fed’n	NOUN
cblr-12483	391	15	of	of	ADP
cblr-12483	391	16	indep	indep	NOUN
cblr-12483	391	17	.	.	PUNCT
cblr-12483	392	1	bus	bus	NOUN
cblr-12483	392	2	.	.	PUNCT
cblr-12483	393	1	v.	v.	ADP
cblr-12483	393	2	dep’t	dep’t	NOUN
cblr-12483	393	3	of	of	ADP
cblr-12483	393	4	lab	lab	PROPN
cblr-12483	393	5	.	.	PUNCT
cblr-12483	393	6	,	,	PUNCT
cblr-12483	393	7	occupational	occupational	ADJ
cblr-12483	393	8	safety	safety	NOUN
cblr-12483	393	9	&	&	CCONJ
cblr-12483	393	10	health	health	PROPN
cblr-12483	393	11	admin	admin	PROPN
cblr-12483	393	12	.	.	PROPN
cblr-12483	393	13	,	,	PUNCT
cblr-12483	393	14	595	595	NUM
cblr-12483	393	15	u.s	u.s	PROPN
cblr-12483	393	16	.	.	PROPN
cblr-12483	393	17	109	109	NUM
cblr-12483	393	18	,	,	PUNCT
cblr-12483	393	19	122	122	NUM
cblr-12483	393	20	(	(	PUNCT
cblr-12483	393	21	2022	2022	NUM
cblr-12483	393	22	)	)	PUNCT
cblr-12483	393	23	(	(	PUNCT
cblr-12483	393	24	gorsuch	gorsuch	ADJ
cblr-12483	393	25	.	.	PUNCT
cblr-12483	394	1	j.	j.	PROPN
cblr-12483	394	2	,	,	PUNCT
cblr-12483	394	3	concurring	concur	VERB
cblr-12483	394	4	)	)	PUNCT
cblr-12483	394	5	)	)	PUNCT
cblr-12483	394	6	)	)	PUNCT
cblr-12483	394	7	.	.	PUNCT
cblr-12483	395	1	116	116	NUM
cblr-12483	396	1	i	i	PRON
cblr-12483	396	2	d.	d.	PROPN
cblr-12483	396	3	at	at	ADP
cblr-12483	396	4	731	731	NUM
cblr-12483	396	5	;	;	PUNCT
cblr-12483	396	6	biden	biden	PROPN
cblr-12483	396	7	v.	v.	PROPN
cblr-12483	396	8	nebraska	nebraska	PROPN
cblr-12483	396	9	,	,	PUNCT
cblr-12483	396	10	143	143	PRON
cblr-12483	396	11	s.	s.	PROPN
cblr-12483	396	12	ct	ct	PROPN
cblr-12483	396	13	.	.	PROPN
cblr-12483	396	14	2355	2355	NUM
cblr-12483	396	15	,	,	PUNCT
cblr-12483	396	16	2374	2374	NUM
cblr-12483	396	17	(	(	PUNCT
cblr-12483	396	18	2023	2023	NUM
cblr-12483	396	19	)	)	PUNCT
cblr-12483	396	20	.	.	PUNCT
cblr-12483	397	1	117	117	NUM
cblr-12483	397	2	see	see	VERB
cblr-12483	397	3	flitter	flitter	NOUN
cblr-12483	397	4	,	,	PUNCT
cblr-12483	397	5	supra	supra	PROPN
cblr-12483	397	6	note	note	NOUN
cblr-12483	397	7	28	28	NUM
cblr-12483	397	8	.	.	PUNCT
cblr-12483	398	1	118	118	NUM
cblr-12483	399	1	i	i	PROPN
cblr-12483	399	2	d.	d.	PROPN
cblr-12483	399	3	119	119	NUM
cblr-12483	399	4	s.563	s.563	NOUN
cblr-12483	399	5	,	,	PUNCT
cblr-12483	399	6	117th	117th	ADJ
cblr-12483	399	7	cong	cong	NOUN
cblr-12483	399	8	.	.	PUNCT
cblr-12483	400	1	§	§	PROPN
cblr-12483	400	2	8(b)(1	8(b)(1	NOUN
cblr-12483	400	3	)	)	PUNCT
cblr-12483	400	4	(	(	PUNCT
cblr-12483	400	5	2021	2021	NUM
cblr-12483	400	6	)	)	PUNCT
cblr-12483	400	7	(	(	PUNCT
cblr-12483	400	8	“	"	PUNCT
cblr-12483	400	9	to	to	PART
cblr-12483	400	10	provide	provide	VERB
cblr-12483	400	11	fair	fair	ADJ
cblr-12483	400	12	access	access	NOUN
cblr-12483	400	13	to	to	ADP
cblr-12483	400	14	financial	financial	ADJ
cblr-12483	400	15	services	service	NOUN
cblr-12483	400	16	,	,	PUNCT
cblr-12483	400	17	a	a	DET
cblr-12483	400	18	covered	covered	ADJ
cblr-12483	400	19	bank	bank	NOUN
cblr-12483	400	20	.	.	PUNCT
cblr-12483	400	21	.	.	PUNCT
cblr-12483	401	1	.	.	PUNCT
cblr-12483	402	1	shall	shall	AUX
cblr-12483	402	2	.	.	PUNCT
cblr-12483	402	3	.	.	PUNCT
cblr-12483	402	4	.	.	PUNCT
cblr-12483	403	1	not	not	PART
cblr-12483	403	2	deny	deny	VERB
cblr-12483	403	3	any	any	DET
cblr-12483	403	4	person	person	NOUN
cblr-12483	403	5	a	a	DET
cblr-12483	403	6	financial	financial	ADJ
cblr-12483	403	7	962	962	NUM
cblr-12483	403	8	columbia	columbia	PROPN
cblr-12483	403	9	business	business	NOUN
cblr-12483	403	10	law	law	PROPN
cblr-12483	403	11	review	review	NOUN
cblr-12483	403	12	[	[	X
cblr-12483	403	13	vol	vol	NOUN
cblr-12483	403	14	.	.	PUNCT
cblr-12483	403	15	2023	2023	NUM
cblr-12483	403	16	the	the	DET
cblr-12483	403	17	cfpb	cfpb	NOUN
cblr-12483	403	18	’s	’s	PART
cblr-12483	403	19	action	action	NOUN
cblr-12483	403	20	,	,	PUNCT
cblr-12483	403	21	and	and	CCONJ
cblr-12483	403	22	never	never	ADV
cblr-12483	403	23	came	come	VERB
cblr-12483	403	24	to	to	ADP
cblr-12483	403	25	a	a	DET
cblr-12483	403	26	vote.120	vote.120	PROPN
cblr-12483	403	27	without	without	ADP
cblr-12483	403	28	more	more	ADJ
cblr-12483	403	29	specificity	specificity	NOUN
cblr-12483	403	30	on	on	ADP
cblr-12483	403	31	what	what	PRON
cblr-12483	403	32	congressional	congressional	ADJ
cblr-12483	403	33	consideration	consideration	NOUN
cblr-12483	403	34	and	and	CCONJ
cblr-12483	403	35	rejection	rejection	NOUN
cblr-12483	403	36	looks	look	VERB
cblr-12483	403	37	like	like	ADP
cblr-12483	403	38	specifically	specifically	ADV
cblr-12483	403	39	,	,	PUNCT
cblr-12483	403	40	the	the	DET
cblr-12483	403	41	fact	fact	NOUN
cblr-12483	403	42	this	this	DET
cblr-12483	403	43	bill	bill	NOUN
cblr-12483	403	44	was	be	AUX
cblr-12483	403	45	not	not	PART
cblr-12483	403	46	voted	vote	VERB
cblr-12483	403	47	down	down	ADP
cblr-12483	403	48	may	may	AUX
cblr-12483	403	49	reduce	reduce	VERB
cblr-12483	403	50	the	the	DET
cblr-12483	403	51	importance	importance	NOUN
cblr-12483	403	52	of	of	ADP
cblr-12483	403	53	this	this	DET
cblr-12483	403	54	factor	factor	NOUN
cblr-12483	403	55	.	.	PUNCT
cblr-12483	404	1	5	5	X
cblr-12483	404	2	.	.	X
cblr-12483	404	3	consistency	consistency	NOUN
cblr-12483	404	4	of	of	ADP
cblr-12483	404	5	prior	prior	ADJ
cblr-12483	404	6	use	use	NOUN
cblr-12483	404	7	of	of	ADP
cblr-12483	404	8	the	the	DET
cblr-12483	404	9	statutory	statutory	ADJ
cblr-12483	404	10	provision	provision	NOUN
cblr-12483	404	11	at	at	ADP
cblr-12483	404	12	issue	issue	NOUN
cblr-12483	404	13	although	although	SCONJ
cblr-12483	404	14	the	the	DET
cblr-12483	404	15	cfpb	cfpb	NOUN
cblr-12483	404	16	is	be	AUX
cblr-12483	404	17	relatively	relatively	ADV
cblr-12483	404	18	new	new	ADJ
cblr-12483	404	19	,	,	PUNCT
cblr-12483	404	20	having	having	AUX
cblr-12483	404	21	been	be	AUX
cblr-12483	404	22	created	create	VERB
cblr-12483	404	23	in	in	ADP
cblr-12483	404	24	2010	2010	NUM
cblr-12483	404	25	,	,	PUNCT
cblr-12483	404	26	the	the	DET
cblr-12483	404	27	udaap	udaap	ADJ
cblr-12483	404	28	standard	standard	NOUN
cblr-12483	404	29	is	be	AUX
cblr-12483	404	30	not.121	not.121	ADJ
cblr-12483	404	31	the	the	DET
cblr-12483	404	32	udaap	udaap	ADJ
cblr-12483	404	33	standard	standard	NOUN
cblr-12483	404	34	has	have	AUX
cblr-12483	404	35	existed	exist	VERB
cblr-12483	404	36	in	in	ADP
cblr-12483	404	37	federal	federal	ADJ
cblr-12483	404	38	law	law	NOUN
cblr-12483	404	39	since	since	SCONJ
cblr-12483	404	40	1938	1938	NUM
cblr-12483	404	41	and	and	CCONJ
cblr-12483	404	42	has	have	AUX
cblr-12483	404	43	never	never	ADV
cblr-12483	404	44	before	before	ADV
cblr-12483	404	45	been	be	AUX
cblr-12483	404	46	used	use	VERB
cblr-12483	404	47	as	as	ADP
cblr-12483	404	48	an	an	DET
cblr-12483	404	49	anti	anti	ADJ
cblr-12483	404	50	-	-	ADJ
cblr-12483	404	51	discrimination	discrimination	ADJ
cblr-12483	404	52	device.122	device.122	NOUN
cblr-12483	404	53	converting	convert	VERB
cblr-12483	404	54	the	the	DET
cblr-12483	404	55	long	long	ADV
cblr-12483	404	56	-	-	PUNCT
cblr-12483	404	57	standing	stand	VERB
cblr-12483	404	58	udaap	udaap	PROPN
cblr-12483	404	59	standard	standard	NOUN
cblr-12483	404	60	into	into	ADP
cblr-12483	404	61	an	an	DET
cblr-12483	404	62	anti	anti	ADJ
cblr-12483	404	63	-	-	ADJ
cblr-12483	404	64	discrimination	discrimination	ADJ
cblr-12483	404	65	tool	tool	NOUN
cblr-12483	404	66	could	could	AUX
cblr-12483	404	67	be	be	AUX
cblr-12483	404	68	seen	see	VERB
cblr-12483	404	69	as	as	ADP
cblr-12483	404	70	the	the	DET
cblr-12483	404	71	type	type	NOUN
cblr-12483	404	72	of	of	ADP
cblr-12483	404	73	agency	agency	NOUN
cblr-12483	404	74	action	action	NOUN
cblr-12483	404	75	the	the	DET
cblr-12483	404	76	supreme	supreme	PROPN
cblr-12483	404	77	court	court	PROPN
cblr-12483	404	78	viewed	view	VERB
cblr-12483	404	79	with	with	ADP
cblr-12483	404	80	skepticism	skepticism	NOUN
cblr-12483	404	81	in	in	ADP
cblr-12483	404	82	west	west	PROPN
cblr-12483	404	83	virginia	virginia	PROPN
cblr-12483	404	84	:	:	PUNCT
cblr-12483	404	85	“	"	PUNCT
cblr-12483	404	86	an	an	DET
cblr-12483	404	87	unheralded	unheralded	ADJ
cblr-12483	404	88	power	power	NOUN
cblr-12483	404	89	representing	represent	VERB
cblr-12483	404	90	a	a	DET
cblr-12483	404	91	transformative	transformative	ADJ
cblr-12483	404	92	expansion	expansion	NOUN
cblr-12483	404	93	in	in	ADP
cblr-12483	404	94	its	its	PRON
cblr-12483	404	95	regulatory	regulatory	ADJ
cblr-12483	404	96	authority	authority	NOUN
cblr-12483	404	97	.	.	PUNCT
cblr-12483	404	98	”123	”123	NOUN
cblr-12483	404	99	however	however	ADV
cblr-12483	404	100	,	,	PUNCT
cblr-12483	404	101	the	the	DET
cblr-12483	404	102	standard	standard	NOUN
cblr-12483	404	103	was	be	AUX
cblr-12483	404	104	intended	intend	VERB
cblr-12483	404	105	to	to	PART
cblr-12483	404	106	be	be	AUX
cblr-12483	404	107	used	use	VERB
cblr-12483	404	108	in	in	ADP
cblr-12483	404	109	a	a	DET
cblr-12483	404	110	flexible	flexible	ADJ
cblr-12483	404	111	manner	manner	NOUN
cblr-12483	404	112	to	to	PART
cblr-12483	404	113	address	address	VERB
cblr-12483	404	114	a	a	DET
cblr-12483	404	115	wide	wide	ADJ
cblr-12483	404	116	variety	variety	NOUN
cblr-12483	404	117	of	of	ADP
cblr-12483	404	118	market	market	NOUN
cblr-12483	404	119	issues.124	issues.124	PRON
cblr-12483	404	120	the	the	DET
cblr-12483	404	121	court	court	NOUN
cblr-12483	404	122	has	have	AUX
cblr-12483	404	123	recognized	recognize	VERB
cblr-12483	404	124	this	this	DET
cblr-12483	404	125	fact	fact	NOUN
cblr-12483	404	126	,	,	PUNCT
cblr-12483	404	127	noting	note	VERB
cblr-12483	404	128	that	that	SCONJ
cblr-12483	404	129	the	the	DET
cblr-12483	404	130	concept	concept	NOUN
cblr-12483	404	131	of	of	ADP
cblr-12483	404	132	unfairness	unfairness	NOUN
cblr-12483	404	133	was	be	AUX
cblr-12483	404	134	intentionally	intentionally	ADV
cblr-12483	404	135	unmoored	unmoored	ADJ
cblr-12483	404	136	service	service	NOUN
cblr-12483	404	137	the	the	DET
cblr-12483	404	138	covered	covered	ADJ
cblr-12483	404	139	bank	bank	NOUN
cblr-12483	404	140	offers	offer	VERB
cblr-12483	404	141	unless	unless	SCONJ
cblr-12483	404	142	the	the	DET
cblr-12483	404	143	denial	denial	NOUN
cblr-12483	404	144	is	be	AUX
cblr-12483	404	145	justified	justify	VERB
cblr-12483	404	146	by	by	ADP
cblr-12483	404	147	such	such	ADJ
cblr-12483	404	148	quantified	quantified	ADJ
cblr-12483	404	149	and	and	CCONJ
cblr-12483	404	150	documented	document	VERB
cblr-12483	404	151	failure	failure	NOUN
cblr-12483	404	152	of	of	ADP
cblr-12483	404	153	the	the	DET
cblr-12483	404	154	person	person	NOUN
cblr-12483	404	155	to	to	PART
cblr-12483	404	156	meet	meet	VERB
cblr-12483	404	157	quantitative	quantitative	ADJ
cblr-12483	404	158	,	,	PUNCT
cblr-12483	404	159	impartial	impartial	ADJ
cblr-12483	404	160	risk	risk	NOUN
cblr-12483	404	161	-	-	PUNCT
cblr-12483	404	162	based	base	VERB
cblr-12483	404	163	standards	standard	NOUN
cblr-12483	404	164	established	establish	VERB
cblr-12483	404	165	in	in	ADP
cblr-12483	404	166	advance	advance	NOUN
cblr-12483	404	167	by	by	ADP
cblr-12483	404	168	the	the	DET
cblr-12483	404	169	covered	covered	ADJ
cblr-12483	404	170	bank	bank	NOUN
cblr-12483	404	171	[	[	X
cblr-12483	404	172	.	.	PROPN
cblr-12483	404	173	]	]	X
cblr-12483	404	174	”	"	PUNCT
cblr-12483	404	175	)	)	PUNCT
cblr-12483	404	176	.	.	PUNCT
cblr-12483	405	1	120	120	NUM
cblr-12483	405	2	i	i	PROPN
cblr-12483	405	3	d	d	PROPN
cblr-12483	405	4	;	;	PUNCT
cblr-12483	405	5	press	press	NOUN
cblr-12483	405	6	release	release	NOUN
cblr-12483	405	7	,	,	PUNCT
cblr-12483	405	8	s.	s.	PROPN
cblr-12483	405	9	comm	comm	PROPN
cblr-12483	405	10	.	.	PUNCT
cblr-12483	406	1	on	on	ADP
cblr-12483	406	2	banking	banking	NOUN
cblr-12483	406	3	,	,	PUNCT
cblr-12483	406	4	housing	housing	NOUN
cblr-12483	406	5	,	,	PUNCT
cblr-12483	406	6	and	and	CCONJ
cblr-12483	406	7	urb	urb	PROPN
cblr-12483	406	8	.	.	PUNCT
cblr-12483	407	1	affs	affs	PROPN
cblr-12483	407	2	.	.	PUNCT
cblr-12483	407	3	brown	brown	PROPN
cblr-12483	407	4	,	,	PUNCT
cblr-12483	407	5	colleagues	colleague	NOUN
cblr-12483	407	6	reintroduce	reintroduce	VERB
cblr-12483	407	7	legislation	legislation	NOUN
cblr-12483	407	8	to	to	PART
cblr-12483	407	9	fight	fight	VERB
cblr-12483	407	10	discrimination	discrimination	NOUN
cblr-12483	407	11	from	from	ADP
cblr-12483	407	12	financial	financial	ADJ
cblr-12483	407	13	institutions	institution	NOUN
cblr-12483	407	14	(	(	PUNCT
cblr-12483	407	15	july	july	PROPN
cblr-12483	407	16	26	26	NUM
cblr-12483	407	17	,	,	PUNCT
cblr-12483	407	18	2022	2022	NUM
cblr-12483	407	19	)	)	PUNCT
cblr-12483	407	20	,	,	PUNCT
cblr-12483	407	21	https://www.banking.senate.gov/newsroom/majority/brown-colleagues-legislation-discrimination-financial-institutions	https://www.banking.senate.gov/newsroom/majority/brown-colleagues-legislation-discrimination-financial-institution	NOUN
cblr-12483	408	1	[	[	X
cblr-12483	408	2	https://perma.cc/4let-6kqw	https://perma.cc/4let-6kqw	X
cblr-12483	408	3	]	]	X
cblr-12483	408	4	.	.	PUNCT
cblr-12483	409	1	121	121	NUM
cblr-12483	409	2	see	see	VERB
cblr-12483	409	3	herrine	herrine	NOUN
cblr-12483	409	4	,	,	PUNCT
cblr-12483	409	5	supra	supra	PROPN
cblr-12483	409	6	note	note	NOUN
cblr-12483	409	7	10	10	NUM
cblr-12483	409	8	.	.	X
cblr-12483	409	9	122	122	NUM
cblr-12483	410	1	i	i	PRON
cblr-12483	410	2	d.	d.	PROPN
cblr-12483	410	3	at	at	ADP
cblr-12483	410	4	1	1	NUM
cblr-12483	410	5	(	(	PUNCT
cblr-12483	410	6	“	"	PUNCT
cblr-12483	410	7	but	but	CCONJ
cblr-12483	410	8	even	even	ADV
cblr-12483	410	9	in	in	ADP
cblr-12483	410	10	a	a	DET
cblr-12483	410	11	world	world	NOUN
cblr-12483	410	12	of	of	ADP
cblr-12483	410	13	widespread	widespread	ADJ
cblr-12483	410	14	corporate	corporate	ADJ
cblr-12483	410	15	surveillance	surveillance	NOUN
cblr-12483	410	16	,	,	PUNCT
cblr-12483	410	17	ongoing	ongoing	ADJ
cblr-12483	410	18	racial	racial	ADJ
cblr-12483	410	19	discrimination	discrimination	NOUN
cblr-12483	410	20	,	,	PUNCT
cblr-12483	410	21	impenetrably	impenetrably	ADV
cblr-12483	410	22	complex	complex	ADJ
cblr-12483	410	23	financial	financial	ADJ
cblr-12483	410	24	products	product	NOUN
cblr-12483	410	25	,	,	PUNCT
cblr-12483	410	26	pyramid	pyramid	NOUN
cblr-12483	410	27	schemes	scheme	NOUN
cblr-12483	410	28	,	,	PUNCT
cblr-12483	410	29	and	and	CCONJ
cblr-12483	410	30	more	more	ADJ
cblr-12483	410	31	,	,	PUNCT
cblr-12483	410	32	the	the	DET
cblr-12483	410	33	unfairness	unfairness	NOUN
cblr-12483	410	34	authority	authority	NOUN
cblr-12483	410	35	is	be	AUX
cblr-12483	410	36	used	use	VERB
cblr-12483	410	37	rarely	rarely	ADV
cblr-12483	410	38	,	,	PUNCT
cblr-12483	410	39	mostly	mostly	ADV
cblr-12483	410	40	in	in	ADP
cblr-12483	410	41	egregious	egregious	ADJ
cblr-12483	410	42	cases	case	NOUN
cblr-12483	410	43	of	of	ADP
cblr-12483	410	44	wrongdoing	wrongdoing	NOUN
cblr-12483	410	45	.	.	PUNCT
cblr-12483	411	1	why	why	SCONJ
cblr-12483	411	2	?	?	PUNCT
cblr-12483	411	3	”	"	PUNCT
cblr-12483	411	4	)	)	PUNCT
cblr-12483	411	5	.	.	PUNCT
cblr-12483	412	1	123	123	NUM
cblr-12483	412	2	west	west	PROPN
cblr-12483	412	3	virginia	virginia	PROPN
cblr-12483	412	4	v.	v.	PROPN
cblr-12483	412	5	epa	epa	PROPN
cblr-12483	412	6	,	,	PUNCT
cblr-12483	412	7	597	597	NUM
cblr-12483	412	8	u.s	u.s	PROPN
cblr-12483	412	9	.	.	PROPN
cblr-12483	412	10	697	697	NUM
cblr-12483	412	11	,	,	PUNCT
cblr-12483	412	12	724	724	NUM
cblr-12483	412	13	(	(	PUNCT
cblr-12483	412	14	2022	2022	NUM
cblr-12483	412	15	)	)	PUNCT
cblr-12483	412	16	(	(	PUNCT
cblr-12483	412	17	quoting	quote	VERB
cblr-12483	412	18	util	util	PROPN
cblr-12483	412	19	.	.	PUNCT
cblr-12483	412	20	air	air	PROPN
cblr-12483	412	21	regul	regul	PROPN
cblr-12483	412	22	.	.	PUNCT
cblr-12483	413	1	grp	grp	PROPN
cblr-12483	413	2	.	.	PROPN
cblr-12483	414	1	v.	v.	PROPN
cblr-12483	414	2	epa	epa	PROPN
cblr-12483	414	3	,	,	PUNCT
cblr-12483	414	4	573	573	NUM
cblr-12483	414	5	u.s	u.s	PROPN
cblr-12483	414	6	.	.	PROPN
cblr-12483	414	7	302	302	NUM
cblr-12483	414	8	,	,	PUNCT
cblr-12483	414	9	324	324	NUM
cblr-12483	414	10	(	(	PUNCT
cblr-12483	414	11	2014	2014	NUM
cblr-12483	414	12	)	)	PUNCT
cblr-12483	414	13	)	)	PUNCT
cblr-12483	414	14	.	.	PUNCT
cblr-12483	415	1	124	124	NUM
cblr-12483	415	2	f.t.c	f.t.c	NOUN
cblr-12483	415	3	.	.	PUNCT
cblr-12483	416	1	v.	v.	PROPN
cblr-12483	416	2	sperry	sperry	PROPN
cblr-12483	416	3	&	&	CCONJ
cblr-12483	416	4	hutchinson	hutchinson	PROPN
cblr-12483	416	5	co.	co.	PROPN
cblr-12483	416	6	,	,	PUNCT
cblr-12483	416	7	405	405	NUM
cblr-12483	416	8	u.s	u.s	PROPN
cblr-12483	416	9	.	.	PROPN
cblr-12483	416	10	233	233	NUM
cblr-12483	417	1	,	,	PUNCT
cblr-12483	417	2	239	239	NUM
cblr-12483	417	3	-	-	SYM
cblr-12483	417	4	241	241	NUM
cblr-12483	417	5	(	(	PUNCT
cblr-12483	417	6	1972	1972	NUM
cblr-12483	417	7	)	)	PUNCT
cblr-12483	417	8	(	(	PUNCT
cblr-12483	417	9	recounting	recount	VERB
cblr-12483	417	10	legislative	legislative	ADJ
cblr-12483	417	11	history	history	NOUN
cblr-12483	417	12	from	from	ADP
cblr-12483	417	13	congress	congress	PROPN
cblr-12483	417	14	discussing	discuss	VERB
cblr-12483	417	15	the	the	DET
cblr-12483	417	16	flexibility	flexibility	NOUN
cblr-12483	417	17	congress	congress	PROPN
cblr-12483	417	18	intended	intend	VERB
cblr-12483	417	19	the	the	DET
cblr-12483	417	20	ftc	ftc	PROPN
cblr-12483	417	21	to	to	PART
cblr-12483	417	22	have	have	VERB
cblr-12483	417	23	in	in	ADP
cblr-12483	417	24	defining	define	VERB
cblr-12483	417	25	and	and	CCONJ
cblr-12483	417	26	enforcing	enforce	VERB
cblr-12483	417	27	the	the	DET
cblr-12483	417	28	bounds	bound	NOUN
cblr-12483	417	29	of	of	ADP
cblr-12483	417	30	the	the	DET
cblr-12483	417	31	udaap	udaap	ADJ
cblr-12483	417	32	standard	standard	NOUN
cblr-12483	417	33	in	in	ADP
cblr-12483	417	34	§	§	PROPN
cblr-12483	417	35	5	5	NUM
cblr-12483	417	36	and	and	CCONJ
cblr-12483	417	37	stating	state	VERB
cblr-12483	417	38	“	"	PUNCT
cblr-12483	417	39	…	…	PUNCT
cblr-12483	417	40	the	the	DET
cblr-12483	417	41	sweep	sweep	NOUN
cblr-12483	417	42	and	and	CCONJ
cblr-12483	417	43	flexibility	flexibility	NOUN
cblr-12483	417	44	of	of	ADP
cblr-12483	417	45	this	this	DET
cblr-12483	417	46	approach	approach	NOUN
cblr-12483	417	47	were	be	AUX
cblr-12483	417	48	thus	thus	ADV
cblr-12483	417	49	made	make	VERB
cblr-12483	417	50	crystal	crystal	NOUN
cblr-12483	417	51	clear	clear	ADJ
cblr-12483	417	52	.	.	PUNCT
cblr-12483	417	53	”	"	PUNCT
cblr-12483	417	54	)	)	PUNCT
cblr-12483	417	55	;	;	PUNCT
cblr-12483	417	56	see	see	VERB
cblr-12483	417	57	also	also	ADV
cblr-12483	417	58	erxleben	erxleben	NOUN
cblr-12483	417	59	,	,	PUNCT
cblr-12483	417	60	supra	supra	PROPN
cblr-12483	417	61	note	note	PROPN
cblr-12483	417	62	11	11	NUM
cblr-12483	417	63	,	,	PUNCT
cblr-12483	417	64	at	at	ADP
cblr-12483	417	65	333	333	NUM
cblr-12483	417	66	.	.	PUNCT
cblr-12483	418	1	no	no	INTJ
cblr-12483	418	2	.	.	NOUN
cblr-12483	419	1	2	2	X
cblr-12483	419	2	]	]	PUNCT
cblr-12483	419	3	my	my	PRON
cblr-12483	419	4	unfair	unfair	ADJ
cblr-12483	419	5	lady	lady	NOUN
cblr-12483	419	6	963	963	NUM
cblr-12483	419	7	from	from	ADP
cblr-12483	419	8	any	any	DET
cblr-12483	419	9	specific	specific	ADJ
cblr-12483	419	10	practices	practice	NOUN
cblr-12483	419	11	and	and	CCONJ
cblr-12483	419	12	instead	instead	ADV
cblr-12483	419	13	the	the	DET
cblr-12483	419	14	“	"	PUNCT
cblr-12483	419	15	commission	commission	NOUN
cblr-12483	419	16	has	have	VERB
cblr-12483	419	17	broad	broad	ADJ
cblr-12483	419	18	powers	power	NOUN
cblr-12483	419	19	to	to	PART
cblr-12483	419	20	declare	declare	VERB
cblr-12483	419	21	trade	trade	NOUN
cblr-12483	419	22	practices	practice	NOUN
cblr-12483	419	23	unfair	unfair	ADJ
cblr-12483	419	24	.	.	PUNCT
cblr-12483	419	25	”	"	PUNCT
cblr-12483	420	1	125	125	NUM
cblr-12483	420	2	the	the	DET
cblr-12483	420	3	ftc	ftc	PROPN
cblr-12483	420	4	has	have	AUX
cblr-12483	420	5	developed	develop	VERB
cblr-12483	420	6	its	its	PRON
cblr-12483	420	7	use	use	NOUN
cblr-12483	420	8	of	of	ADP
cblr-12483	420	9	the	the	DET
cblr-12483	420	10	udaap	udaap	PROPN
cblr-12483	420	11	standard	standard	NOUN
cblr-12483	420	12	over	over	ADP
cblr-12483	420	13	time	time	NOUN
cblr-12483	420	14	to	to	PART
cblr-12483	420	15	cover	cover	VERB
cblr-12483	420	16	both	both	DET
cblr-12483	420	17	new	new	ADJ
cblr-12483	420	18	methods	method	NOUN
cblr-12483	420	19	of	of	ADP
cblr-12483	420	20	unfair	unfair	ADJ
cblr-12483	420	21	practices	practice	NOUN
cblr-12483	420	22	and	and	CCONJ
cblr-12483	420	23	new	new	ADJ
cblr-12483	420	24	types	type	NOUN
cblr-12483	420	25	of	of	ADP
cblr-12483	420	26	unfairness.126	unfairness.126	PROPN
cblr-12483	420	27	the	the	DET
cblr-12483	420	28	cfpb	cfpb	NOUN
cblr-12483	420	29	’s	’s	PART
cblr-12483	420	30	udaap	udaap	PROPN
cblr-12483	420	31	authority	authority	NOUN
cblr-12483	420	32	is	be	AUX
cblr-12483	420	33	textually	textually	ADV
cblr-12483	420	34	near	near	ADP
cblr-12483	420	35	-	-	PUNCT
cblr-12483	420	36	identical	identical	ADJ
cblr-12483	420	37	,	,	PUNCT
cblr-12483	420	38	showing	show	VERB
cblr-12483	420	39	congressional	congressional	ADJ
cblr-12483	420	40	intent	intent	NOUN
cblr-12483	420	41	to	to	PART
cblr-12483	420	42	give	give	VERB
cblr-12483	420	43	the	the	DET
cblr-12483	420	44	cfpb	cfpb	NOUN
cblr-12483	420	45	similar	similar	ADJ
cblr-12483	420	46	flexibility	flexibility	NOUN
cblr-12483	420	47	in	in	ADP
cblr-12483	420	48	enforcing	enforce	VERB
cblr-12483	420	49	udaap	udaap	NOUN
cblr-12483	420	50	to	to	PART
cblr-12483	420	51	protect	protect	VERB
cblr-12483	420	52	consumers	consumer	NOUN
cblr-12483	420	53	from	from	ADP
cblr-12483	420	54	financial	financial	ADJ
cblr-12483	420	55	fraud.127	fraud.127	NOUN
cblr-12483	420	56	the	the	DET
cblr-12483	420	57	court	court	NOUN
cblr-12483	420	58	will	will	AUX
cblr-12483	420	59	thus	thus	ADV
cblr-12483	420	60	have	have	VERB
cblr-12483	420	61	to	to	PART
cblr-12483	420	62	make	make	VERB
cblr-12483	420	63	a	a	DET
cblr-12483	420	64	decision	decision	NOUN
cblr-12483	420	65	between	between	ADP
cblr-12483	420	66	two	two	NUM
cblr-12483	420	67	quite	quite	ADV
cblr-12483	420	68	different	different	ADJ
cblr-12483	420	69	paths	path	NOUN
cblr-12483	420	70	.	.	PUNCT
cblr-12483	421	1	on	on	ADP
cblr-12483	421	2	the	the	DET
cblr-12483	421	3	one	one	NUM
cblr-12483	421	4	hand	hand	NOUN
cblr-12483	421	5	,	,	PUNCT
cblr-12483	421	6	the	the	DET
cblr-12483	421	7	court	court	NOUN
cblr-12483	421	8	could	could	AUX
cblr-12483	421	9	hold	hold	VERB
cblr-12483	421	10	that	that	SCONJ
cblr-12483	421	11	any	any	DET
cblr-12483	421	12	statutory	statutory	ADJ
cblr-12483	421	13	provision	provision	NOUN
cblr-12483	421	14	that	that	PRON
cblr-12483	421	15	is	be	AUX
cblr-12483	421	16	reinterpreted	reinterpret	VERB
cblr-12483	421	17	by	by	ADP
cblr-12483	421	18	an	an	DET
cblr-12483	421	19	agency	agency	NOUN
cblr-12483	421	20	to	to	PART
cblr-12483	421	21	address	address	VERB
cblr-12483	421	22	a	a	DET
cblr-12483	421	23	new	new	ADJ
cblr-12483	421	24	problem	problem	NOUN
cblr-12483	421	25	is	be	AUX
cblr-12483	421	26	suspect	suspect	ADJ
cblr-12483	421	27	and	and	CCONJ
cblr-12483	421	28	triggers	trigger	VERB
cblr-12483	421	29	this	this	DET
cblr-12483	421	30	factor	factor	NOUN
cblr-12483	421	31	if	if	SCONJ
cblr-12483	421	32	it	it	PRON
cblr-12483	421	33	expands	expand	VERB
cblr-12483	421	34	the	the	DET
cblr-12483	421	35	agency	agency	NOUN
cblr-12483	421	36	’s	’s	PART
cblr-12483	421	37	power	power	NOUN
cblr-12483	421	38	or	or	CCONJ
cblr-12483	421	39	changes	change	VERB
cblr-12483	421	40	its	its	PRON
cblr-12483	421	41	previous	previous	ADJ
cblr-12483	421	42	scope	scope	NOUN
cblr-12483	421	43	of	of	ADP
cblr-12483	421	44	regulatory	regulatory	ADJ
cblr-12483	421	45	authority	authority	NOUN
cblr-12483	421	46	.	.	PUNCT
cblr-12483	422	1	the	the	DET
cblr-12483	422	2	court	court	NOUN
cblr-12483	422	3	could	could	AUX
cblr-12483	422	4	also	also	ADV
cblr-12483	422	5	hold	hold	VERB
cblr-12483	422	6	there	there	PRON
cblr-12483	422	7	are	be	VERB
cblr-12483	422	8	certain	certain	ADJ
cblr-12483	422	9	provisions	provision	NOUN
cblr-12483	422	10	,	,	PUNCT
cblr-12483	422	11	oftentimes	oftentime	NOUN
cblr-12483	422	12	called	call	VERB
cblr-12483	422	13	standards	standard	NOUN
cblr-12483	422	14	,	,	PUNCT
cblr-12483	422	15	in	in	ADP
cblr-12483	422	16	legislation	legislation	NOUN
cblr-12483	422	17	that	that	PRON
cblr-12483	422	18	are	be	AUX
cblr-12483	422	19	specifically	specifically	ADV
cblr-12483	422	20	meant	mean	VERB
cblr-12483	422	21	to	to	PART
cblr-12483	422	22	be	be	AUX
cblr-12483	422	23	interpreted	interpret	VERB
cblr-12483	422	24	in	in	ADP
cblr-12483	422	25	an	an	DET
cblr-12483	422	26	evolving	evolve	VERB
cblr-12483	422	27	fashion	fashion	NOUN
cblr-12483	422	28	,	,	PUNCT
cblr-12483	422	29	and	and	CCONJ
cblr-12483	422	30	that	that	SCONJ
cblr-12483	422	31	new	new	ADJ
cblr-12483	422	32	interpretations	interpretation	NOUN
cblr-12483	422	33	of	of	ADP
cblr-12483	422	34	this	this	DET
cblr-12483	422	35	type	type	NOUN
cblr-12483	422	36	of	of	ADP
cblr-12483	422	37	provision	provision	NOUN
cblr-12483	422	38	does	do	AUX
cblr-12483	422	39	not	not	PART
cblr-12483	422	40	trigger	trigger	VERB
cblr-12483	422	41	this	this	DET
cblr-12483	422	42	major	major	ADJ
cblr-12483	422	43	question	question	NOUN
cblr-12483	422	44	factor	factor	NOUN
cblr-12483	422	45	.	.	PUNCT
cblr-12483	423	1	in	in	ADP
cblr-12483	423	2	fact	fact	NOUN
cblr-12483	423	3	,	,	PUNCT
cblr-12483	423	4	interpretating	interpretate	VERB
cblr-12483	423	5	these	these	DET
cblr-12483	423	6	provisions	provision	NOUN
cblr-12483	423	7	in	in	ADP
cblr-12483	423	8	a	a	DET
cblr-12483	423	9	new	new	ADJ
cblr-12483	423	10	way	way	NOUN
cblr-12483	423	11	may	may	AUX
cblr-12483	423	12	be	be	AUX
cblr-12483	423	13	the	the	DET
cblr-12483	423	14	“	"	PUNCT
cblr-12483	423	15	consistent	consistent	ADJ
cblr-12483	423	16	”	"	PUNCT
cblr-12483	423	17	use	use	NOUN
cblr-12483	423	18	after	after	ADV
cblr-12483	423	19	all	all	ADV
cblr-12483	423	20	.	.	PUNCT
cblr-12483	424	1	this	this	DET
cblr-12483	424	2	standard	standard	NOUN
cblr-12483	424	3	versus	versus	ADP
cblr-12483	424	4	“	"	PUNCT
cblr-12483	424	5	ordinary	ordinary	ADJ
cblr-12483	424	6	”	"	PUNCT
cblr-12483	424	7	provision	provision	NOUN
cblr-12483	424	8	split	split	VERB
cblr-12483	424	9	better	well	ADV
cblr-12483	424	10	reflects	reflect	VERB
cblr-12483	424	11	congressional	congressional	ADJ
cblr-12483	424	12	intent	intent	NOUN
cblr-12483	424	13	in	in	ADP
cblr-12483	424	14	agency	agency	NOUN
cblr-12483	424	15	action	action	NOUN
cblr-12483	424	16	,	,	PUNCT
cblr-12483	424	17	which	which	PRON
cblr-12483	424	18	is	be	AUX
cblr-12483	424	19	one	one	NUM
cblr-12483	424	20	of	of	ADP
cblr-12483	424	21	the	the	DET
cblr-12483	424	22	stated	state	VERB
cblr-12483	424	23	goals	goal	NOUN
cblr-12483	424	24	of	of	ADP
cblr-12483	424	25	the	the	DET
cblr-12483	424	26	major	major	ADJ
cblr-12483	424	27	questions	question	NOUN
cblr-12483	424	28	doctrine.128	doctrine.128	VERB
cblr-12483	424	29	to	to	ADP
cblr-12483	424	30	the	the	DET
cblr-12483	424	31	extent	extent	NOUN
cblr-12483	424	32	that	that	SCONJ
cblr-12483	424	33	major	major	ADJ
cblr-12483	424	34	questions	question	NOUN
cblr-12483	424	35	doctrine	doctrine	NOUN
cblr-12483	424	36	acts	act	VERB
cblr-12483	424	37	as	as	ADP
cblr-12483	424	38	a	a	DET
cblr-12483	424	39	clear	clear	ADJ
cblr-12483	424	40	statement	statement	NOUN
cblr-12483	424	41	rule	rule	NOUN
cblr-12483	424	42	,	,	PUNCT
cblr-12483	424	43	standards	standard	NOUN
cblr-12483	424	44	like	like	ADP
cblr-12483	424	45	the	the	DET
cblr-12483	424	46	udaap	udaap	ADJ
cblr-12483	424	47	provision	provision	NOUN
cblr-12483	424	48	should	should	AUX
cblr-12483	424	49	not	not	PART
cblr-12483	424	50	trigger	trigger	VERB
cblr-12483	424	51	the	the	DET
cblr-12483	424	52	same	same	ADJ
cblr-12483	424	53	type	type	NOUN
cblr-12483	424	54	of	of	ADP
cblr-12483	424	55	scrutiny129	scrutiny129	PROPN
cblr-12483	424	56	under	under	ADP
cblr-12483	424	57	this	this	DET
cblr-12483	424	58	factor	factor	NOUN
cblr-12483	424	59	as	as	ADP
cblr-12483	424	60	125	125	NUM
cblr-12483	424	61	f.t.c	f.t.c	NOUN
cblr-12483	424	62	.	.	PUNCT
cblr-12483	425	1	v.	v.	PROPN
cblr-12483	425	2	sperry	sperry	PROPN
cblr-12483	425	3	&	&	CCONJ
cblr-12483	425	4	hutchinson	hutchinson	PROPN
cblr-12483	425	5	,	,	PUNCT
cblr-12483	425	6	405	405	NUM
cblr-12483	425	7	u.s	u.s	PROPN
cblr-12483	425	8	.	.	PROPN
cblr-12483	425	9	at	at	ADP
cblr-12483	425	10	242	242	NUM
cblr-12483	425	11	.	.	PUNCT
cblr-12483	426	1	126	126	NUM
cblr-12483	426	2	see	see	VERB
cblr-12483	426	3	erxleben	erxleben	NOUN
cblr-12483	426	4	,	,	PUNCT
cblr-12483	426	5	supra	supra	PROPN
cblr-12483	426	6	note	note	PROPN
cblr-12483	426	7	11	11	NUM
cblr-12483	426	8	,	,	PUNCT
cblr-12483	426	9	at	at	ADP
cblr-12483	426	10	333–335	333–335	NUM
cblr-12483	426	11	.	.	PUNCT
cblr-12483	427	1	127	127	NUM
cblr-12483	427	2	consumer	consumer	NOUN
cblr-12483	427	3	fin	fin	NOUN
cblr-12483	427	4	.	.	PUNCT
cblr-12483	427	5	prot	prot	PROPN
cblr-12483	427	6	.	.	PUNCT
cblr-12483	428	1	bureau	bureau	PROPN
cblr-12483	428	2	v.	v.	PROPN
cblr-12483	428	3	itt	itt	PROPN
cblr-12483	428	4	educ	educ	PROPN
cblr-12483	428	5	.	.	PUNCT
cblr-12483	429	1	servs	servs	PROPN
cblr-12483	429	2	.	.	PROPN
cblr-12483	429	3	,	,	PUNCT
cblr-12483	429	4	inc	inc	PROPN
cblr-12483	429	5	.	.	PROPN
cblr-12483	429	6	,	,	PUNCT
cblr-12483	429	7	219	219	NUM
cblr-12483	429	8	f.	f.	PROPN
cblr-12483	429	9	supp	supp	PROPN
cblr-12483	429	10	.	.	PUNCT
cblr-12483	430	1	3d	3d	PROPN
cblr-12483	430	2	878	878	NUM
cblr-12483	430	3	,	,	PUNCT
cblr-12483	430	4	904	904	NUM
cblr-12483	430	5	(	(	PUNCT
cblr-12483	430	6	s.d	s.d	PROPN
cblr-12483	430	7	.	.	PROPN
cblr-12483	430	8	ind	ind	PROPN
cblr-12483	430	9	.	.	PUNCT
cblr-12483	431	1	2015	2015	NUM
cblr-12483	431	2	)	)	PUNCT
cblr-12483	432	1	(	(	PUNCT
cblr-12483	432	2	“	"	PUNCT
cblr-12483	432	3	the	the	DET
cblr-12483	432	4	cfpa	cfpa	NOUN
cblr-12483	432	5	,	,	PUNCT
cblr-12483	432	6	like	like	ADP
cblr-12483	432	7	the	the	DET
cblr-12483	432	8	ftca	ftca	NOUN
cblr-12483	432	9	before	before	ADP
cblr-12483	432	10	it	it	PRON
cblr-12483	432	11	,	,	PUNCT
cblr-12483	432	12	has	have	AUX
cblr-12483	432	13	empowered	empower	VERB
cblr-12483	432	14	the	the	DET
cblr-12483	432	15	agency	agency	NOUN
cblr-12483	432	16	itself	itself	PRON
cblr-12483	432	17	to	to	PART
cblr-12483	432	18	fill	fill	VERB
cblr-12483	432	19	in	in	ADP
cblr-12483	432	20	the	the	DET
cblr-12483	432	21	broad	broad	ADJ
cblr-12483	432	22	outlines	outline	NOUN
cblr-12483	432	23	of	of	ADP
cblr-12483	432	24	its	its	PRON
cblr-12483	432	25	authority	authority	NOUN
cblr-12483	432	26	with	with	ADP
cblr-12483	432	27	specific	specific	ADJ
cblr-12483	432	28	regulations	regulation	NOUN
cblr-12483	432	29	and	and	CCONJ
cblr-12483	432	30	interpretations	interpretation	NOUN
cblr-12483	432	31	.	.	PUNCT
cblr-12483	433	1	the	the	DET
cblr-12483	433	2	agency	agency	NOUN
cblr-12483	433	3	and	and	CCONJ
cblr-12483	433	4	the	the	DET
cblr-12483	433	5	courts	court	NOUN
cblr-12483	433	6	have	have	AUX
cblr-12483	433	7	done	do	VERB
cblr-12483	433	8	so	so	ADV
cblr-12483	433	9	in	in	ADP
cblr-12483	433	10	fleshing	flesh	VERB
cblr-12483	433	11	out	out	ADP
cblr-12483	433	12	the	the	DET
cblr-12483	433	13	term	term	NOUN
cblr-12483	433	14	‘	'	PUNCT
cblr-12483	433	15	unfair	unfair	ADJ
cblr-12483	433	16	.	.	PUNCT
cblr-12483	433	17	.	.	PUNCT
cblr-12483	434	1	.	.	PUNCT
cblr-12483	435	1	act	act	NOUN
cblr-12483	435	2	or	or	CCONJ
cblr-12483	435	3	practice	practice	NOUN
cblr-12483	435	4	,	,	PUNCT
cblr-12483	435	5	’	'	PUNCT
cblr-12483	435	6	and	and	CCONJ
cblr-12483	435	7	congress	congress	PROPN
cblr-12483	435	8	has	have	AUX
cblr-12483	435	9	tapped	tap	VERB
cblr-12483	435	10	into	into	ADP
cblr-12483	435	11	that	that	DET
cblr-12483	435	12	existing	exist	VERB
cblr-12483	435	13	body	body	NOUN
cblr-12483	435	14	of	of	ADP
cblr-12483	435	15	law	law	NOUN
cblr-12483	435	16	in	in	ADP
cblr-12483	435	17	framing	frame	VERB
cblr-12483	435	18	the	the	DET
cblr-12483	435	19	cfpa	cfpa	NOUN
cblr-12483	435	20	with	with	ADP
cblr-12483	435	21	identical	identical	ADJ
cblr-12483	435	22	terminology	terminology	NOUN
cblr-12483	435	23	.	.	PUNCT
cblr-12483	435	24	”	"	PUNCT
cblr-12483	435	25	)	)	PUNCT
cblr-12483	435	26	.	.	PUNCT
cblr-12483	436	1	128	128	NUM
cblr-12483	436	2	west	west	PROPN
cblr-12483	436	3	virginia	virginia	PROPN
cblr-12483	436	4	v.	v.	PROPN
cblr-12483	436	5	epa	epa	PROPN
cblr-12483	436	6	,	,	PUNCT
cblr-12483	436	7	597	597	NUM
cblr-12483	436	8	u.s	u.s	PROPN
cblr-12483	436	9	.	.	PROPN
cblr-12483	436	10	at	at	ADP
cblr-12483	436	11	723	723	NUM
cblr-12483	436	12	(	(	PUNCT
cblr-12483	436	13	“	"	PUNCT
cblr-12483	436	14	[	[	X
cblr-12483	436	15	a	a	X
cblr-12483	436	16	]	]	X
cblr-12483	436	17	practical	practical	ADJ
cblr-12483	436	18	understanding	understanding	NOUN
cblr-12483	436	19	of	of	ADP
cblr-12483	436	20	legislative	legislative	ADJ
cblr-12483	436	21	intent	intent	NOUN
cblr-12483	436	22	make[s	make[s	NOUN
cblr-12483	436	23	]	]	PUNCT
cblr-12483	436	24	us	we	PRON
cblr-12483	436	25	‘	'	PUNCT
cblr-12483	436	26	reluctant	reluctant	ADJ
cblr-12483	436	27	to	to	PART
cblr-12483	436	28	read	read	VERB
cblr-12483	436	29	into	into	ADP
cblr-12483	436	30	ambiguous	ambiguous	ADJ
cblr-12483	436	31	statutory	statutory	ADJ
cblr-12483	436	32	text	text	NOUN
cblr-12483	436	33	’	'	PUNCT
cblr-12483	436	34	the	the	DET
cblr-12483	436	35	delegation	delegation	NOUN
cblr-12483	436	36	claimed	claim	VERB
cblr-12483	436	37	to	to	PART
cblr-12483	436	38	be	be	AUX
cblr-12483	436	39	lurking	lurk	VERB
cblr-12483	436	40	there	there	ADV
cblr-12483	436	41	.	.	PUNCT
cblr-12483	436	42	”	"	PUNCT
cblr-12483	437	1	(	(	PUNCT
cblr-12483	437	2	quoting	quote	VERB
cblr-12483	437	3	util	util	PROPN
cblr-12483	437	4	.	.	PUNCT
cblr-12483	437	5	air	air	PROPN
cblr-12483	437	6	regul	regul	PROPN
cblr-12483	437	7	.	.	PUNCT
cblr-12483	438	1	grp	grp	PROPN
cblr-12483	438	2	.	.	PROPN
cblr-12483	439	1	v.	v.	PROPN
cblr-12483	439	2	epa	epa	PROPN
cblr-12483	439	3	,	,	PUNCT
cblr-12483	439	4	573	573	NUM
cblr-12483	439	5	u.s	u.s	PROPN
cblr-12483	439	6	.	.	PROPN
cblr-12483	439	7	302	302	NUM
cblr-12483	439	8	,	,	PUNCT
cblr-12483	439	9	324	324	NUM
cblr-12483	439	10	(	(	PUNCT
cblr-12483	439	11	2014	2014	NUM
cblr-12483	439	12	)	)	PUNCT
cblr-12483	439	13	)	)	PUNCT
cblr-12483	439	14	)	)	PUNCT
cblr-12483	439	15	.	.	PUNCT
cblr-12483	440	1	129	129	NUM
cblr-12483	440	2	see	see	VERB
cblr-12483	440	3	infra	infra	NOUN
cblr-12483	440	4	section	section	NOUN
cblr-12483	440	5	iii.b	iii.b	PROPN
cblr-12483	440	6	.	.	PROPN
cblr-12483	440	7	964	964	NUM
cblr-12483	440	8	columbia	columbia	PROPN
cblr-12483	440	9	business	business	NOUN
cblr-12483	440	10	law	law	PROPN
cblr-12483	440	11	review	review	NOUN
cblr-12483	440	12	[	[	X
cblr-12483	440	13	vol	vol	NOUN
cblr-12483	440	14	.	.	PUNCT
cblr-12483	440	15	2023	2023	NUM
cblr-12483	440	16	the	the	DET
cblr-12483	440	17	ancillary	ancillary	ADJ
cblr-12483	440	18	,	,	PUNCT
cblr-12483	440	19	somewhat	somewhat	ADV
cblr-12483	440	20	oblique	oblique	ADJ
cblr-12483	440	21	“	"	PUNCT
cblr-12483	440	22	backup	backup	ADJ
cblr-12483	440	23	”	"	PUNCT
cblr-12483	440	24	provisions	provision	NOUN
cblr-12483	440	25	like	like	ADP
cblr-12483	440	26	the	the	DET
cblr-12483	440	27	one	one	NUM
cblr-12483	440	28	analyzed	analyze	VERB
cblr-12483	440	29	in	in	ADP
cblr-12483	440	30	west	west	PROPN
cblr-12483	440	31	virginia.130	virginia.130	PROPN
cblr-12483	440	32	if	if	SCONJ
cblr-12483	440	33	the	the	DET
cblr-12483	440	34	court	court	NOUN
cblr-12483	440	35	settles	settle	VERB
cblr-12483	440	36	on	on	ADP
cblr-12483	440	37	a	a	DET
cblr-12483	440	38	version	version	NOUN
cblr-12483	440	39	of	of	ADP
cblr-12483	440	40	the	the	DET
cblr-12483	440	41	major	major	ADJ
cblr-12483	440	42	question	question	NOUN
cblr-12483	440	43	doctrine	doctrine	NOUN
cblr-12483	440	44	that	that	PRON
cblr-12483	440	45	works	work	VERB
cblr-12483	440	46	as	as	ADP
cblr-12483	440	47	a	a	DET
cblr-12483	440	48	non	non	ADJ
cblr-12483	440	49	-	-	ADJ
cblr-12483	440	50	delegation	delegation	ADJ
cblr-12483	440	51	doctrine	doctrine	NOUN
cblr-12483	440	52	,	,	PUNCT
cblr-12483	440	53	then	then	ADV
cblr-12483	440	54	this	this	DET
cblr-12483	440	55	factor	factor	NOUN
cblr-12483	440	56	is	be	AUX
cblr-12483	440	57	likely	likely	ADJ
cblr-12483	440	58	to	to	PART
cblr-12483	440	59	weigh	weigh	VERB
cblr-12483	440	60	against	against	ADP
cblr-12483	440	61	the	the	DET
cblr-12483	440	62	agency	agency	NOUN
cblr-12483	440	63	regardless	regardless	ADV
cblr-12483	440	64	of	of	ADP
cblr-12483	440	65	how	how	SCONJ
cblr-12483	440	66	congress	congress	PROPN
cblr-12483	440	67	intended	intend	VERB
cblr-12483	440	68	the	the	DET
cblr-12483	440	69	provision	provision	NOUN
cblr-12483	440	70	to	to	PART
cblr-12483	440	71	act	act	VERB
cblr-12483	440	72	,	,	PUNCT
cblr-12483	440	73	as	as	SCONJ
cblr-12483	440	74	the	the	DET
cblr-12483	440	75	court	court	NOUN
cblr-12483	440	76	would	would	AUX
cblr-12483	440	77	also	also	ADV
cblr-12483	440	78	be	be	AUX
cblr-12483	440	79	skeptical	skeptical	ADJ
cblr-12483	440	80	that	that	SCONJ
cblr-12483	440	81	congress	congress	PROPN
cblr-12483	440	82	could	could	AUX
cblr-12483	440	83	make	make	VERB
cblr-12483	440	84	this	this	DET
cblr-12483	440	85	type	type	NOUN
cblr-12483	440	86	of	of	ADP
cblr-12483	440	87	evolving	evolve	VERB
cblr-12483	440	88	standard	standard	NOUN
cblr-12483	440	89	rather	rather	ADV
cblr-12483	440	90	than	than	ADP
cblr-12483	440	91	being	be	AUX
cblr-12483	440	92	skeptical	skeptical	ADJ
cblr-12483	440	93	that	that	SCONJ
cblr-12483	440	94	congress	congress	PROPN
cblr-12483	440	95	had.131	had.131	VERB
cblr-12483	440	96	if	if	SCONJ
cblr-12483	440	97	the	the	DET
cblr-12483	440	98	court	court	NOUN
cblr-12483	440	99	wishes	wish	VERB
cblr-12483	440	100	to	to	PART
cblr-12483	440	101	rein	rein	VERB
cblr-12483	440	102	in	in	ADP
cblr-12483	440	103	the	the	DET
cblr-12483	440	104	administrative	administrative	ADJ
cblr-12483	440	105	state	state	NOUN
cblr-12483	440	106	generally	generally	ADV
cblr-12483	440	107	,	,	PUNCT
cblr-12483	440	108	it	it	PRON
cblr-12483	440	109	is	be	AUX
cblr-12483	440	110	likely	likely	ADJ
cblr-12483	440	111	this	this	DET
cblr-12483	440	112	factor	factor	NOUN
cblr-12483	440	113	will	will	AUX
cblr-12483	440	114	be	be	AUX
cblr-12483	440	115	used	use	VERB
cblr-12483	440	116	regardless	regardless	ADV
cblr-12483	440	117	of	of	ADP
cblr-12483	440	118	any	any	DET
cblr-12483	440	119	prior	prior	ADJ
cblr-12483	440	120	progression	progression	NOUN
cblr-12483	440	121	of	of	ADP
cblr-12483	440	122	the	the	DET
cblr-12483	440	123	use	use	NOUN
cblr-12483	440	124	of	of	ADP
cblr-12483	440	125	the	the	DET
cblr-12483	440	126	provision	provision	NOUN
cblr-12483	440	127	in	in	ADP
cblr-12483	440	128	the	the	DET
cblr-12483	440	129	past	past	NOUN
cblr-12483	440	130	.	.	PUNCT
cblr-12483	441	1	6	6	X
cblr-12483	441	2	.	.	X
cblr-12483	441	3	cfpb	cfpb	ADJ
cblr-12483	441	4	expertise	expertise	NOUN
cblr-12483	441	5	on	on	ADP
cblr-12483	441	6	the	the	DET
cblr-12483	441	7	issue	issue	NOUN
cblr-12483	441	8	the	the	DET
cblr-12483	441	9	cfpb	cfpb	NOUN
cblr-12483	441	10	likely	likely	ADV
cblr-12483	441	11	does	do	AUX
cblr-12483	441	12	have	have	VERB
cblr-12483	441	13	comparative	comparative	ADJ
cblr-12483	441	14	expertise	expertise	NOUN
cblr-12483	441	15	in	in	ADP
cblr-12483	441	16	the	the	DET
cblr-12483	441	17	area	area	NOUN
cblr-12483	441	18	of	of	ADP
cblr-12483	441	19	anti	anti	ADJ
cblr-12483	441	20	-	-	ADJ
cblr-12483	441	21	discrimination	discrimination	ADJ
cblr-12483	441	22	law	law	NOUN
cblr-12483	441	23	according	accord	VERB
cblr-12483	441	24	to	to	ADP
cblr-12483	441	25	the	the	DET
cblr-12483	441	26	“	"	PUNCT
cblr-12483	441	27	comparative	comparative	ADJ
cblr-12483	441	28	expertise	expertise	NOUN
cblr-12483	441	29	”	"	PUNCT
cblr-12483	441	30	analysis	analysis	NOUN
cblr-12483	441	31	in	in	ADP
cblr-12483	441	32	west	west	PROPN
cblr-12483	441	33	virginia	virginia	PROPN
cblr-12483	441	34	and	and	CCONJ
cblr-12483	441	35	king	king	NOUN
cblr-12483	441	36	v.	v.	PROPN
cblr-12483	441	37	burwell	burwell	PROPN
cblr-12483	441	38	.	.	PUNCT
cblr-12483	442	1	the	the	DET
cblr-12483	442	2	court	court	NOUN
cblr-12483	442	3	in	in	ADP
cblr-12483	442	4	west	west	PROPN
cblr-12483	442	5	virginia	virginia	PROPN
cblr-12483	442	6	reasoned	reason	VERB
cblr-12483	442	7	that	that	SCONJ
cblr-12483	442	8	“	"	PUNCT
cblr-12483	442	9	when	when	SCONJ
cblr-12483	442	10	an	an	DET
cblr-12483	442	11	agency	agency	NOUN
cblr-12483	442	12	has	have	VERB
cblr-12483	442	13	no	no	DET
cblr-12483	442	14	comparative	comparative	ADJ
cblr-12483	442	15	expertise	expertise	NOUN
cblr-12483	442	16	in	in	ADP
cblr-12483	442	17	making	make	VERB
cblr-12483	442	18	certain	certain	ADJ
cblr-12483	442	19	policy	policy	NOUN
cblr-12483	442	20	judgements	judgement	NOUN
cblr-12483	442	21	,	,	PUNCT
cblr-12483	442	22	we	we	PRON
cblr-12483	442	23	have	have	AUX
cblr-12483	442	24	said	say	VERB
cblr-12483	442	25	,	,	PUNCT
cblr-12483	442	26	congress	congress	PROPN
cblr-12483	442	27	presumably	presumably	ADV
cblr-12483	442	28	would	would	AUX
cblr-12483	442	29	not	not	PART
cblr-12483	442	30	task	task	VERB
cblr-12483	442	31	it	it	PRON
cblr-12483	442	32	with	with	ADP
cblr-12483	442	33	doing	do	VERB
cblr-12483	442	34	so	so	ADV
cblr-12483	442	35	.	.	PUNCT
cblr-12483	442	36	”132	”132	NOUN
cblr-12483	442	37	in	in	ADP
cblr-12483	442	38	discussing	discuss	VERB
cblr-12483	442	39	why	why	SCONJ
cblr-12483	442	40	the	the	DET
cblr-12483	442	41	epa	epa	PROPN
cblr-12483	442	42	did	do	AUX
cblr-12483	442	43	not	not	PART
cblr-12483	442	44	have	have	VERB
cblr-12483	442	45	expertise	expertise	NOUN
cblr-12483	442	46	in	in	ADP
cblr-12483	442	47	instituting	institute	VERB
cblr-12483	442	48	the	the	DET
cblr-12483	442	49	clean	clean	ADJ
cblr-12483	442	50	power	power	NOUN
cblr-12483	442	51	plan	plan	NOUN
cblr-12483	442	52	,	,	PUNCT
cblr-12483	442	53	the	the	DET
cblr-12483	442	54	court	court	NOUN
cblr-12483	442	55	remarked	remark	VERB
cblr-12483	442	56	that	that	SCONJ
cblr-12483	442	57	system	system	NOUN
cblr-12483	442	58	wide	wide	ADJ
cblr-12483	442	59	changes	change	NOUN
cblr-12483	442	60	in	in	ADP
cblr-12483	442	61	electricity	electricity	NOUN
cblr-12483	442	62	generation	generation	NOUN
cblr-12483	442	63	are	be	AUX
cblr-12483	442	64	outside	outside	ADP
cblr-12483	442	65	the	the	DET
cblr-12483	442	66	epa	epa	PROPN
cblr-12483	442	67	’s	’s	PART
cblr-12483	442	68	area	area	NOUN
cblr-12483	442	69	of	of	ADP
cblr-12483	442	70	expertise	expertise	NOUN
cblr-12483	442	71	,	,	PUNCT
cblr-12483	442	72	even	even	ADV
cblr-12483	442	73	though	though	ADV
cblr-12483	442	74	,	,	PUNCT
cblr-12483	442	75	as	as	SCONJ
cblr-12483	442	76	the	the	DET
cblr-12483	442	77	dissent	dissent	NOUN
cblr-12483	442	78	points	point	VERB
cblr-12483	442	79	out	out	ADP
cblr-12483	442	80	,	,	PUNCT
cblr-12483	442	81	the	the	DET
cblr-12483	442	82	court	court	NOUN
cblr-12483	442	83	previously	previously	ADV
cblr-12483	442	84	recognized	recognize	VERB
cblr-12483	442	85	the	the	DET
cblr-12483	442	86	epa	epa	PROPN
cblr-12483	442	87	’s	’s	PART
cblr-12483	442	88	authority	authority	NOUN
cblr-12483	442	89	to	to	PART
cblr-12483	442	90	regulate	regulate	VERB
cblr-12483	442	91	carbon	carbon	NOUN
cblr-12483	442	92	dioxide	dioxide	NOUN
cblr-12483	442	93	emissions	emission	NOUN
cblr-12483	442	94	and	and	CCONJ
cblr-12483	442	95	associated	associate	VERB
cblr-12483	442	96	pollution.133	pollution.133	VERB
cblr-12483	442	97	in	in	ADP
cblr-12483	442	98	king	king	NOUN
cblr-12483	442	99	v.	v.	ADP
cblr-12483	442	100	burwell	burwell	PROPN
cblr-12483	442	101	,	,	PUNCT
cblr-12483	442	102	where	where	SCONJ
cblr-12483	442	103	the	the	DET
cblr-12483	442	104	issue	issue	NOUN
cblr-12483	442	105	was	be	AUX
cblr-12483	442	106	the	the	DET
cblr-12483	442	107	distribution	distribution	NOUN
cblr-12483	442	108	of	of	ADP
cblr-12483	442	109	health	health	NOUN
cblr-12483	442	110	-	-	PUNCT
cblr-12483	442	111	insurance	insurance	NOUN
cblr-12483	442	112	related	relate	VERB
cblr-12483	442	113	tax	tax	NOUN
cblr-12483	442	114	credits	credit	NOUN
cblr-12483	442	115	,	,	PUNCT
cblr-12483	442	116	the	the	DET
cblr-12483	442	117	court	court	NOUN
cblr-12483	442	118	stated	state	VERB
cblr-12483	442	119	“	"	PUNCT
cblr-12483	442	120	[	[	X
cblr-12483	442	121	the	the	DET
cblr-12483	442	122	130	130	NUM
cblr-12483	442	123	west	west	PROPN
cblr-12483	442	124	virginia	virginia	PROPN
cblr-12483	442	125	v.	v.	PROPN
cblr-12483	442	126	epa	epa	PROPN
cblr-12483	442	127	,	,	PUNCT
cblr-12483	442	128	597	597	NUM
cblr-12483	442	129	u.s	u.s	PROPN
cblr-12483	442	130	.	.	PROPN
cblr-12483	442	131	at	at	ADP
cblr-12483	442	132	723	723	NUM
cblr-12483	442	133	,	,	PUNCT
cblr-12483	442	134	730	730	NUM
cblr-12483	442	135	(	(	PUNCT
cblr-12483	442	136	2022	2022	NUM
cblr-12483	442	137	)	)	PUNCT
cblr-12483	442	138	.	.	PUNCT
cblr-12483	443	1	131	131	NUM
cblr-12483	444	1	i	i	PRON
cblr-12483	444	2	d.	d.	PROPN
cblr-12483	444	3	at	at	ADP
cblr-12483	444	4	2616	2616	NUM
cblr-12483	444	5	(	(	PUNCT
cblr-12483	444	6	gorsuch	gorsuch	ADJ
cblr-12483	444	7	.	.	PUNCT
cblr-12483	445	1	j.	j.	PROPN
cblr-12483	445	2	,	,	PUNCT
cblr-12483	445	3	concurring	concur	VERB
cblr-12483	445	4	)	)	PUNCT
cblr-12483	445	5	(	(	PUNCT
cblr-12483	445	6	stating	state	VERB
cblr-12483	445	7	that	that	SCONJ
cblr-12483	445	8	“	"	PUNCT
cblr-12483	445	9	the	the	DET
cblr-12483	445	10	constitution	constitution	NOUN
cblr-12483	445	11	does	do	AUX
cblr-12483	445	12	not	not	PART
cblr-12483	445	13	authorize	authorize	VERB
cblr-12483	445	14	agencies	agency	NOUN
cblr-12483	445	15	to	to	PART
cblr-12483	445	16	use	use	VERB
cblr-12483	445	17	pen	pen	NOUN
cblr-12483	445	18	-	-	PUNCT
cblr-12483	445	19	and	and	CCONJ
cblr-12483	445	20	-	-	PUNCT
cblr-12483	445	21	phone	phone	NOUN
cblr-12483	445	22	regulations	regulation	NOUN
cblr-12483	445	23	as	as	ADP
cblr-12483	445	24	substitutes	substitute	NOUN
cblr-12483	445	25	for	for	ADP
cblr-12483	445	26	laws	law	NOUN
cblr-12483	445	27	passed	pass	VERB
cblr-12483	445	28	by	by	ADP
cblr-12483	445	29	the	the	DET
cblr-12483	445	30	people	people	NOUN
cblr-12483	445	31	’s	’s	PART
cblr-12483	445	32	representatives	representative	NOUN
cblr-12483	445	33	”	"	PUNCT
cblr-12483	445	34	in	in	ADP
cblr-12483	445	35	describing	describe	VERB
cblr-12483	445	36	the	the	DET
cblr-12483	445	37	doctrine	doctrine	NOUN
cblr-12483	445	38	as	as	ADP
cblr-12483	445	39	a	a	DET
cblr-12483	445	40	non	non	ADJ
cblr-12483	445	41	-	-	ADJ
cblr-12483	445	42	delegation	delegation	ADJ
cblr-12483	445	43	rule	rule	NOUN
cblr-12483	445	44	to	to	PART
cblr-12483	445	45	prevent	prevent	VERB
cblr-12483	445	46	the	the	DET
cblr-12483	445	47	executive	executive	NOUN
cblr-12483	445	48	from	from	ADP
cblr-12483	445	49	determining	determine	VERB
cblr-12483	445	50	the	the	DET
cblr-12483	445	51	laws	law	NOUN
cblr-12483	445	52	and	and	CCONJ
cblr-12483	445	53	policy	policy	NOUN
cblr-12483	445	54	of	of	ADP
cblr-12483	445	55	the	the	DET
cblr-12483	445	56	nation	nation	NOUN
cblr-12483	445	57	)	)	PUNCT
cblr-12483	445	58	.	.	PUNCT
cblr-12483	446	1	132	132	NUM
cblr-12483	446	2	i	i	PRON
cblr-12483	446	3	d.	d.	NOUN
cblr-12483	446	4	at	at	ADP
cblr-12483	446	5	729	729	NUM
cblr-12483	446	6	(	(	PUNCT
cblr-12483	446	7	quoting	quote	VERB
cblr-12483	446	8	kisor	kisor	PROPN
cblr-12483	446	9	v.	v.	ADP
cblr-12483	446	10	wilkie	wilkie	PROPN
cblr-12483	446	11	,	,	PUNCT
cblr-12483	446	12	139	139	NUM
cblr-12483	446	13	s.	s.	PROPN
cblr-12483	446	14	ct	ct	PROPN
cblr-12483	446	15	.	.	PROPN
cblr-12483	446	16	2400	2400	NUM
cblr-12483	446	17	,	,	PUNCT
cblr-12483	446	18	2417	2417	NUM
cblr-12483	446	19	(	(	PUNCT
cblr-12483	446	20	2019	2019	NUM
cblr-12483	446	21	)	)	PUNCT
cblr-12483	446	22	)	)	PUNCT
cblr-12483	446	23	.	.	PUNCT
cblr-12483	447	1	133	133	NUM
cblr-12483	447	2	i	i	PRON
cblr-12483	447	3	d.	d.	PROPN
cblr-12483	447	4	at	at	ADP
cblr-12483	447	5	771	771	NUM
cblr-12483	447	6	(	(	PUNCT
cblr-12483	447	7	kagan	kagan	PROPN
cblr-12483	447	8	.	.	PUNCT
cblr-12483	448	1	j.	j.	PROPN
cblr-12483	448	2	,	,	PUNCT
cblr-12483	448	3	dissenting	dissent	VERB
cblr-12483	448	4	)	)	PUNCT
cblr-12483	448	5	(	(	PUNCT
cblr-12483	448	6	“	"	PUNCT
cblr-12483	448	7	consider	consider	VERB
cblr-12483	448	8	the	the	DET
cblr-12483	448	9	clean	clean	ADJ
cblr-12483	448	10	power	power	NOUN
cblr-12483	448	11	plan	plan	PROPN
cblr-12483	448	12	’s	’s	PART
cblr-12483	448	13	component	component	NOUN
cblr-12483	448	14	parts	part	NOUN
cblr-12483	448	15	—	—	PUNCT
cblr-12483	448	16	let	let	VERB
cblr-12483	448	17	’s	’s	PRON
cblr-12483	448	18	call	call	VERB
cblr-12483	448	19	them	they	PRON
cblr-12483	448	20	the	the	DET
cblr-12483	448	21	what	what	PRON
cblr-12483	448	22	,	,	PUNCT
cblr-12483	448	23	who	who	PRON
cblr-12483	448	24	,	,	PUNCT
cblr-12483	448	25	and	and	CCONJ
cblr-12483	448	26	how	how	SCONJ
cblr-12483	448	27	—	—	PUNCT
cblr-12483	448	28	to	to	PART
cblr-12483	448	29	see	see	VERB
cblr-12483	448	30	the	the	DET
cblr-12483	448	31	rule	rule	NOUN
cblr-12483	448	32	’s	’s	PART
cblr-12483	448	33	normalcy	normalcy	NOUN
cblr-12483	448	34	.	.	PUNCT
cblr-12483	449	1	the	the	DET
cblr-12483	449	2	‘	'	PUNCT
cblr-12483	449	3	what	what	PRON
cblr-12483	449	4	’	'	PUNCT
cblr-12483	449	5	is	be	AUX
cblr-12483	449	6	the	the	DET
cblr-12483	449	7	subject	subject	ADJ
cblr-12483	449	8	matter	matter	NOUN
cblr-12483	449	9	of	of	ADP
cblr-12483	449	10	the	the	DET
cblr-12483	449	11	plan	plan	NOUN
cblr-12483	449	12	:	:	PUNCT
cblr-12483	449	13	carbon	carbon	NOUN
cblr-12483	449	14	dioxide	dioxide	NOUN
cblr-12483	449	15	emissions	emission	NOUN
cblr-12483	449	16	.	.	PUNCT
cblr-12483	450	1	this	this	DET
cblr-12483	450	2	court	court	NOUN
cblr-12483	450	3	has	have	AUX
cblr-12483	450	4	already	already	ADV
cblr-12483	450	5	found	find	VERB
cblr-12483	450	6	that	that	SCONJ
cblr-12483	450	7	those	those	DET
cblr-12483	450	8	emissions	emission	NOUN
cblr-12483	450	9	fall	fall	VERB
cblr-12483	450	10	within	within	ADP
cblr-12483	450	11	epa	epa	PROPN
cblr-12483	450	12	’s	’s	PART
cblr-12483	450	13	domain	domain	NOUN
cblr-12483	450	14	.	.	PUNCT
cblr-12483	450	15	”	"	PUNCT
cblr-12483	450	16	)	)	PUNCT
cblr-12483	450	17	.	.	PUNCT
cblr-12483	451	1	no	no	INTJ
cblr-12483	451	2	.	.	NOUN
cblr-12483	452	1	2	2	X
cblr-12483	452	2	]	]	PUNCT
cblr-12483	452	3	my	my	PRON
cblr-12483	452	4	unfair	unfair	ADJ
cblr-12483	452	5	lady	lady	NOUN
cblr-12483	452	6	965	965	NUM
cblr-12483	452	7	irs	irs	PROPN
cblr-12483	452	8	]	]	PUNCT
cblr-12483	452	9	has	have	VERB
cblr-12483	452	10	no	no	DET
cblr-12483	452	11	expertise	expertise	NOUN
cblr-12483	452	12	in	in	ADP
cblr-12483	452	13	crafting	craft	VERB
cblr-12483	452	14	health	health	NOUN
cblr-12483	452	15	insurance	insurance	NOUN
cblr-12483	452	16	policy	policy	NOUN
cblr-12483	452	17	of	of	ADP
cblr-12483	452	18	this	this	DET
cblr-12483	452	19	sort	sort	NOUN
cblr-12483	452	20	.	.	PUNCT
cblr-12483	452	21	”134	”134	PUNCT
cblr-12483	453	1	the	the	DET
cblr-12483	453	2	court	court	NOUN
cblr-12483	453	3	’s	’s	PART
cblr-12483	453	4	standard	standard	NOUN
cblr-12483	453	5	as	as	SCONJ
cblr-12483	453	6	applied	apply	VERB
cblr-12483	453	7	arguably	arguably	ADV
cblr-12483	453	8	requires	require	VERB
cblr-12483	453	9	that	that	SCONJ
cblr-12483	453	10	the	the	DET
cblr-12483	453	11	agency	agency	NOUN
cblr-12483	453	12	needs	need	VERB
cblr-12483	453	13	to	to	PART
cblr-12483	453	14	be	be	AUX
cblr-12483	453	15	the	the	DET
cblr-12483	453	16	best	well	ADV
cblr-12483	453	17	equipped	equip	VERB
cblr-12483	453	18	of	of	ADP
cblr-12483	453	19	any	any	DET
cblr-12483	453	20	agency	agency	NOUN
cblr-12483	453	21	to	to	PART
cblr-12483	453	22	handle	handle	VERB
cblr-12483	453	23	the	the	DET
cblr-12483	453	24	substantive	substantive	ADJ
cblr-12483	453	25	matter	matter	NOUN
cblr-12483	453	26	of	of	ADP
cblr-12483	453	27	the	the	DET
cblr-12483	453	28	specific	specific	ADJ
cblr-12483	453	29	rule	rule	NOUN
cblr-12483	453	30	/	/	SYM
cblr-12483	453	31	agency	agency	NOUN
cblr-12483	453	32	action	action	NOUN
cblr-12483	453	33	.	.	PUNCT
cblr-12483	454	1	since	since	SCONJ
cblr-12483	454	2	the	the	DET
cblr-12483	454	3	hhs	hhs	PROPN
cblr-12483	454	4	had	have	VERB
cblr-12483	454	5	more	more	ADJ
cblr-12483	454	6	expertise	expertise	NOUN
cblr-12483	454	7	in	in	ADP
cblr-12483	454	8	health	health	NOUN
cblr-12483	454	9	-	-	PUNCT
cblr-12483	454	10	care	care	NOUN
cblr-12483	454	11	policy	policy	NOUN
cblr-12483	454	12	than	than	ADP
cblr-12483	454	13	the	the	DET
cblr-12483	454	14	irs	irs	PROPN
cblr-12483	454	15	in	in	ADP
cblr-12483	454	16	king	king	NOUN
cblr-12483	454	17	v.	v.	ADP
cblr-12483	454	18	burwell	burwell	PROPN
cblr-12483	454	19	,	,	PUNCT
cblr-12483	454	20	and	and	CCONJ
cblr-12483	454	21	ferc	ferc	PROPN
cblr-12483	454	22	has	have	VERB
cblr-12483	454	23	more	more	ADJ
cblr-12483	454	24	expertise	expertise	NOUN
cblr-12483	454	25	in	in	ADP
cblr-12483	454	26	electricity	electricity	NOUN
cblr-12483	454	27	generation	generation	NOUN
cblr-12483	454	28	than	than	ADP
cblr-12483	454	29	the	the	DET
cblr-12483	454	30	epa	epa	PROPN
cblr-12483	454	31	,	,	PUNCT
cblr-12483	454	32	neither	neither	CCONJ
cblr-12483	454	33	the	the	DET
cblr-12483	454	34	irs	irs	PROPN
cblr-12483	454	35	nor	nor	CCONJ
cblr-12483	454	36	the	the	DET
cblr-12483	454	37	epa	epa	PROPN
cblr-12483	454	38	respectively	respectively	ADV
cblr-12483	454	39	had	have	VERB
cblr-12483	454	40	the	the	DET
cblr-12483	454	41	“	"	PUNCT
cblr-12483	454	42	comparative	comparative	ADJ
cblr-12483	454	43	expertise	expertise	NOUN
cblr-12483	454	44	”	"	PUNCT
cblr-12483	454	45	necessary	necessary	ADJ
cblr-12483	454	46	to	to	PART
cblr-12483	454	47	pass	pass	VERB
cblr-12483	454	48	this	this	DET
cblr-12483	454	49	factor	factor	NOUN
cblr-12483	454	50	.	.	PUNCT
cblr-12483	455	1	although	although	SCONJ
cblr-12483	455	2	this	this	DET
cblr-12483	455	3	“	"	PUNCT
cblr-12483	455	4	best	good	ADJ
cblr-12483	455	5	agency	agency	NOUN
cblr-12483	455	6	”	"	PUNCT
cblr-12483	455	7	rule	rule	NOUN
cblr-12483	455	8	is	be	AUX
cblr-12483	455	9	unstated	unstate	VERB
cblr-12483	455	10	,	,	PUNCT
cblr-12483	455	11	it	it	PRON
cblr-12483	455	12	is	be	AUX
cblr-12483	455	13	a	a	DET
cblr-12483	455	14	far	far	ADV
cblr-12483	455	15	better	well	ADJ
cblr-12483	455	16	explanation	explanation	NOUN
cblr-12483	455	17	for	for	ADP
cblr-12483	455	18	the	the	DET
cblr-12483	455	19	court	court	NOUN
cblr-12483	455	20	’s	’s	PART
cblr-12483	455	21	decisionmaking	decisionmake	VERB
cblr-12483	455	22	than	than	ADP
cblr-12483	455	23	the	the	DET
cblr-12483	455	24	idea	idea	NOUN
cblr-12483	455	25	that	that	SCONJ
cblr-12483	455	26	the	the	DET
cblr-12483	455	27	epa	epa	PROPN
cblr-12483	455	28	lacks	lack	VERB
cblr-12483	455	29	comparative	comparative	ADJ
cblr-12483	455	30	expertise	expertise	NOUN
cblr-12483	455	31	in	in	ADP
cblr-12483	455	32	energy	energy	NOUN
cblr-12483	455	33	generation	generation	NOUN
cblr-12483	455	34	or	or	CCONJ
cblr-12483	455	35	that	that	SCONJ
cblr-12483	455	36	the	the	DET
cblr-12483	455	37	irs	irs	PROPN
cblr-12483	455	38	does	do	AUX
cblr-12483	455	39	not	not	PART
cblr-12483	455	40	have	have	VERB
cblr-12483	455	41	any	any	DET
cblr-12483	455	42	expert	expert	ADJ
cblr-12483	455	43	knowledge	knowledge	NOUN
cblr-12483	455	44	in	in	ADP
cblr-12483	455	45	the	the	DET
cblr-12483	455	46	distribution	distribution	NOUN
cblr-12483	455	47	of	of	ADP
cblr-12483	455	48	tax	tax	NOUN
cblr-12483	455	49	credits	credit	NOUN
cblr-12483	455	50	.	.	PUNCT
cblr-12483	456	1	relatedly	relatedly	ADV
cblr-12483	456	2	,	,	PUNCT
cblr-12483	456	3	in	in	ADP
cblr-12483	456	4	decisions	decision	NOUN
cblr-12483	456	5	where	where	SCONJ
cblr-12483	456	6	the	the	DET
cblr-12483	456	7	expertise	expertise	NOUN
cblr-12483	456	8	issue	issue	NOUN
cblr-12483	456	9	was	be	AUX
cblr-12483	456	10	more	more	ADV
cblr-12483	456	11	obvious	obvious	ADJ
cblr-12483	456	12	,	,	PUNCT
cblr-12483	456	13	the	the	DET
cblr-12483	456	14	court	court	NOUN
cblr-12483	456	15	made	make	VERB
cblr-12483	456	16	quick	quick	ADJ
cblr-12483	456	17	work	work	NOUN
cblr-12483	456	18	of	of	ADP
cblr-12483	456	19	the	the	DET
cblr-12483	456	20	idea	idea	NOUN
cblr-12483	456	21	that	that	SCONJ
cblr-12483	456	22	the	the	DET
cblr-12483	456	23	cdc	cdc	PROPN
cblr-12483	456	24	had	have	AUX
cblr-12483	456	25	any	any	DET
cblr-12483	456	26	expertise	expertise	NOUN
cblr-12483	456	27	in	in	ADP
cblr-12483	456	28	protecting	protect	VERB
cblr-12483	456	29	public	public	ADJ
cblr-12483	456	30	health	health	NOUN
cblr-12483	456	31	through	through	ADP
cblr-12483	456	32	an	an	DET
cblr-12483	456	33	eviction	eviction	NOUN
cblr-12483	456	34	mortarium	mortarium	NOUN
cblr-12483	456	35	,	,	PUNCT
cblr-12483	456	36	or	or	CCONJ
cblr-12483	456	37	that	that	SCONJ
cblr-12483	456	38	osha	osha	PROPN
cblr-12483	456	39	had	have	VERB
cblr-12483	456	40	expertise	expertise	NOUN
cblr-12483	456	41	in	in	ADP
cblr-12483	456	42	promoting	promote	VERB
cblr-12483	456	43	workplace	workplace	ADJ
cblr-12483	456	44	safety	safety	NOUN
cblr-12483	456	45	through	through	ADP
cblr-12483	456	46	a	a	DET
cblr-12483	456	47	vaccine	vaccine	NOUN
cblr-12483	456	48	mandate.135	mandate.135	NOUN
cblr-12483	456	49	under	under	ADP
cblr-12483	456	50	this	this	DET
cblr-12483	456	51	type	type	NOUN
cblr-12483	456	52	of	of	ADP
cblr-12483	456	53	analysis	analysis	NOUN
cblr-12483	456	54	,	,	PUNCT
cblr-12483	456	55	the	the	DET
cblr-12483	456	56	cfpb	cfpb	NOUN
cblr-12483	456	57	is	be	AUX
cblr-12483	456	58	likely	likely	ADJ
cblr-12483	456	59	to	to	PART
cblr-12483	456	60	have	have	VERB
cblr-12483	456	61	court	court	NOUN
cblr-12483	456	62	-	-	PUNCT
cblr-12483	456	63	recognized	recognize	VERB
cblr-12483	456	64	expertise	expertise	NOUN
cblr-12483	456	65	,	,	PUNCT
cblr-12483	456	66	although	although	SCONJ
cblr-12483	456	67	the	the	DET
cblr-12483	456	68	question	question	NOUN
cblr-12483	456	69	is	be	AUX
cblr-12483	456	70	a	a	DET
cblr-12483	456	71	close	close	ADJ
cblr-12483	456	72	one	one	NUM
cblr-12483	456	73	.	.	PUNCT
cblr-12483	457	1	unlike	unlike	ADP
cblr-12483	457	2	the	the	DET
cblr-12483	457	3	epa	epa	PROPN
cblr-12483	457	4	,	,	PUNCT
cblr-12483	457	5	irs	irs	PROPN
cblr-12483	457	6	,	,	PUNCT
cblr-12483	457	7	osha	osha	PROPN
cblr-12483	457	8	,	,	PUNCT
cblr-12483	457	9	or	or	CCONJ
cblr-12483	457	10	cdc	cdc	PROPN
cblr-12483	457	11	in	in	ADP
cblr-12483	457	12	the	the	DET
cblr-12483	457	13	cases	case	NOUN
cblr-12483	457	14	listed	list	VERB
cblr-12483	457	15	above	above	ADV
cblr-12483	457	16	,	,	PUNCT
cblr-12483	457	17	the	the	DET
cblr-12483	457	18	cfpb	cfpb	NOUN
cblr-12483	457	19	is	be	AUX
cblr-12483	457	20	the	the	DET
cblr-12483	457	21	agency	agency	NOUN
cblr-12483	457	22	most	most	ADV
cblr-12483	457	23	apt	apt	ADJ
cblr-12483	457	24	to	to	PART
cblr-12483	457	25	handle	handle	VERB
cblr-12483	457	26	anti	anti	ADJ
cblr-12483	457	27	-	-	NOUN
cblr-12483	457	28	discrimination	discrimination	NOUN
cblr-12483	457	29	in	in	ADP
cblr-12483	457	30	banking	banking	NOUN
cblr-12483	457	31	products	product	NOUN
cblr-12483	457	32	.	.	PUNCT
cblr-12483	458	1	although	although	SCONJ
cblr-12483	458	2	other	other	ADJ
cblr-12483	458	3	agencies	agency	NOUN
cblr-12483	458	4	like	like	ADP
cblr-12483	458	5	the	the	DET
cblr-12483	458	6	eeoc	eeoc	PROPN
cblr-12483	458	7	and	and	CCONJ
cblr-12483	458	8	doj	doj	PROPN
cblr-12483	458	9	civil	civil	ADJ
cblr-12483	458	10	rights	right	NOUN
cblr-12483	458	11	division	division	NOUN
cblr-12483	458	12	enforce	enforce	VERB
cblr-12483	458	13	more	more	ADV
cblr-12483	458	14	direct	direct	ADJ
cblr-12483	458	15	discrimination	discrimination	NOUN
cblr-12483	458	16	statutes	statute	NOUN
cblr-12483	458	17	,	,	PUNCT
cblr-12483	458	18	neither	neither	DET
cblr-12483	458	19	agency	agency	NOUN
cblr-12483	458	20	has	have	VERB
cblr-12483	458	21	the	the	DET
cblr-12483	458	22	financial	financial	ADJ
cblr-12483	458	23	products	product	NOUN
cblr-12483	458	24	/	/	SYM
cblr-12483	458	25	services	service	NOUN
cblr-12483	458	26	expertise	expertise	NOUN
cblr-12483	458	27	to	to	PART
cblr-12483	458	28	set	set	VERB
cblr-12483	458	29	a	a	DET
cblr-12483	458	30	rule	rule	NOUN
cblr-12483	458	31	protecting	protect	VERB
cblr-12483	458	32	consumers	consumer	NOUN
cblr-12483	458	33	from	from	ADP
cblr-12483	458	34	discrimination.136	discrimination.136	VERB
cblr-12483	458	35	the	the	DET
cblr-12483	458	36	doj	doj	PROPN
cblr-12483	458	37	lacks	lack	VERB
cblr-12483	458	38	rulemaking	rulemake	VERB
cblr-12483	458	39	authority	authority	NOUN
cblr-12483	458	40	in	in	ADP
cblr-12483	458	41	this	this	DET
cblr-12483	458	42	area	area	NOUN
cblr-12483	458	43	and	and	CCONJ
cblr-12483	458	44	is	be	AUX
cblr-12483	458	45	better	well	ADV
cblr-12483	458	46	suited	suit	VERB
cblr-12483	458	47	for	for	ADP
cblr-12483	458	48	enforcement	enforcement	NOUN
cblr-12483	458	49	rather	rather	ADV
cblr-12483	458	50	than	than	ADP
cblr-12483	458	51	the	the	DET
cblr-12483	458	52	rulemaking	rulemaking	NOUN
cblr-12483	458	53	required	require	VERB
cblr-12483	458	54	in	in	ADP
cblr-12483	458	55	this	this	DET
cblr-12483	458	56	instance	instance	NOUN
cblr-12483	458	57	.	.	PUNCT
cblr-12483	459	1	other	other	ADJ
cblr-12483	459	2	financial	financial	ADJ
cblr-12483	459	3	regulators	regulator	NOUN
cblr-12483	459	4	such	such	ADJ
cblr-12483	459	5	as	as	ADP
cblr-12483	459	6	the	the	DET
cblr-12483	459	7	fdic	fdic	PROPN
cblr-12483	459	8	and	and	CCONJ
cblr-12483	459	9	occ	occ	PROPN
cblr-12483	459	10	are	be	AUX
cblr-12483	459	11	focused	focus	VERB
cblr-12483	459	12	on	on	ADP
cblr-12483	459	13	stabilizing	stabilize	VERB
cblr-12483	459	14	the	the	DET
cblr-12483	459	15	financial	financial	ADJ
cblr-12483	459	16	system	system	NOUN
cblr-12483	459	17	,	,	PUNCT
cblr-12483	459	18	rather	rather	ADV
cblr-12483	459	19	than	than	ADP
cblr-12483	459	20	on	on	ADP
cblr-12483	459	21	identifying	identify	VERB
cblr-12483	459	22	specific	specific	ADJ
cblr-12483	459	23	behavior	behavior	NOUN
cblr-12483	459	24	by	by	ADP
cblr-12483	459	25	institutions	institution	NOUN
cblr-12483	459	26	that	that	PRON
cblr-12483	459	27	is	be	AUX
cblr-12483	459	28	harmful	harmful	ADJ
cblr-12483	459	29	to	to	ADP
cblr-12483	459	30	134	134	NUM
cblr-12483	459	31	king	king	NOUN
cblr-12483	459	32	v.	v.	ADP
cblr-12483	459	33	burwell	burwell	PROPN
cblr-12483	459	34	,	,	PUNCT
cblr-12483	459	35	576	576	NUM
cblr-12483	459	36	u.s	u.s	PROPN
cblr-12483	459	37	.	.	PROPN
cblr-12483	459	38	473	473	NUM
cblr-12483	459	39	,	,	PUNCT
cblr-12483	459	40	474	474	NUM
cblr-12483	459	41	(	(	PUNCT
cblr-12483	459	42	2015	2015	NUM
cblr-12483	459	43	)	)	PUNCT
cblr-12483	459	44	.	.	PUNCT
cblr-12483	460	1	135	135	NUM
cblr-12483	460	2	nat’l	nat’l	PROPN
cblr-12483	460	3	fed’n	fed’n	NOUN
cblr-12483	460	4	of	of	ADP
cblr-12483	460	5	indep	indep	NOUN
cblr-12483	460	6	.	.	PUNCT
cblr-12483	461	1	bus	bus	NOUN
cblr-12483	461	2	.	.	PUNCT
cblr-12483	462	1	v.	v.	ADP
cblr-12483	462	2	dep’t	dep’t	NOUN
cblr-12483	462	3	of	of	ADP
cblr-12483	462	4	lab	lab	PROPN
cblr-12483	462	5	.	.	PUNCT
cblr-12483	462	6	,	,	PUNCT
cblr-12483	462	7	occupational	occupational	ADJ
cblr-12483	462	8	safety	safety	NOUN
cblr-12483	462	9	and	and	CCONJ
cblr-12483	462	10	health	health	NOUN
cblr-12483	462	11	admin	admin	PROPN
cblr-12483	462	12	.	.	PROPN
cblr-12483	462	13	,	,	PUNCT
cblr-12483	462	14	142	142	NUM
cblr-12483	462	15	s.	s.	PROPN
cblr-12483	462	16	ct	ct	PROPN
cblr-12483	462	17	.	.	PROPN
cblr-12483	462	18	661	661	NUM
cblr-12483	462	19	,	,	PUNCT
cblr-12483	462	20	665	665	NUM
cblr-12483	462	21	(	(	PUNCT
cblr-12483	462	22	2022	2022	NUM
cblr-12483	462	23	)	)	PUNCT
cblr-12483	462	24	;	;	PUNCT
cblr-12483	462	25	ala	ala	PROPN
cblr-12483	462	26	.	.	PUNCT
cblr-12483	463	1	ass’n	ass’n	NUM
cblr-12483	463	2	of	of	ADP
cblr-12483	463	3	realtors	realtor	NOUN
cblr-12483	463	4	v.	v.	ADP
cblr-12483	463	5	dep’t	dep’t	NOUN
cblr-12483	463	6	of	of	ADP
cblr-12483	463	7	health	health	PROPN
cblr-12483	463	8	and	and	CCONJ
cblr-12483	463	9	human	human	ADJ
cblr-12483	463	10	serv	serv	PROPN
cblr-12483	463	11	.	.	PROPN
cblr-12483	463	12	,	,	PUNCT
cblr-12483	463	13	141	141	NUM
cblr-12483	463	14	s.	s.	PROPN
cblr-12483	463	15	ct	ct	PROPN
cblr-12483	463	16	.	.	PROPN
cblr-12483	463	17	2485	2485	NUM
cblr-12483	463	18	,	,	PUNCT
cblr-12483	463	19	2488	2488	NUM
cblr-12483	463	20	(	(	PUNCT
cblr-12483	463	21	2021	2021	NUM
cblr-12483	463	22	)	)	PUNCT
cblr-12483	463	23	.	.	PUNCT
cblr-12483	464	1	136	136	NUM
cblr-12483	464	2	see	see	VERB
cblr-12483	464	3	levitin	levitin	NOUN
cblr-12483	464	4	,	,	PUNCT
cblr-12483	464	5	supra	supra	PROPN
cblr-12483	464	6	note	note	NOUN
cblr-12483	464	7	5	5	NUM
cblr-12483	464	8	,	,	PUNCT
cblr-12483	464	9	at	at	ADP
cblr-12483	464	10	329	329	NUM
cblr-12483	464	11	-	-	SYM
cblr-12483	464	12	32	32	NUM
cblr-12483	464	13	.	.	PUNCT
cblr-12483	465	1	966	966	NUM
cblr-12483	465	2	columbia	columbia	PROPN
cblr-12483	465	3	business	business	NOUN
cblr-12483	465	4	law	law	PROPN
cblr-12483	465	5	review	review	NOUN
cblr-12483	465	6	[	[	X
cblr-12483	465	7	vol	vol	NOUN
cblr-12483	465	8	.	.	PUNCT
cblr-12483	465	9	2023	2023	NUM
cblr-12483	465	10	consumers	consumer	NOUN
cblr-12483	465	11	/	/	SYM
cblr-12483	465	12	individuals.137	individuals.137	PRON
cblr-12483	465	13	these	these	DET
cblr-12483	465	14	financial	financial	ADJ
cblr-12483	465	15	agencies	agency	NOUN
cblr-12483	465	16	were	be	AUX
cblr-12483	465	17	also	also	ADV
cblr-12483	465	18	ineffective	ineffective	ADJ
cblr-12483	465	19	in	in	ADP
cblr-12483	465	20	protecting	protect	VERB
cblr-12483	465	21	individuals	individual	NOUN
cblr-12483	465	22	/	/	SYM
cblr-12483	465	23	consumers	consumer	NOUN
cblr-12483	465	24	from	from	ADP
cblr-12483	465	25	harm	harm	NOUN
cblr-12483	465	26	prior	prior	ADV
cblr-12483	465	27	to	to	ADP
cblr-12483	465	28	the	the	DET
cblr-12483	465	29	cfpb	cfpb	NOUN
cblr-12483	465	30	’s	’s	PART
cblr-12483	465	31	creation.138	creation.138	NOUN
cblr-12483	465	32	the	the	DET
cblr-12483	465	33	cfpb	cfpb	NOUN
cblr-12483	465	34	was	be	AUX
cblr-12483	465	35	created	create	VERB
cblr-12483	465	36	to	to	PART
cblr-12483	465	37	essentially	essentially	ADV
cblr-12483	465	38	cover	cover	VERB
cblr-12483	465	39	a	a	DET
cblr-12483	465	40	gap	gap	NOUN
cblr-12483	465	41	in	in	ADP
cblr-12483	465	42	federal	federal	ADJ
cblr-12483	465	43	financial	financial	ADJ
cblr-12483	465	44	regulation	regulation	NOUN
cblr-12483	465	45	.	.	PUNCT
cblr-12483	466	1	before	before	SCONJ
cblr-12483	466	2	the	the	DET
cblr-12483	466	3	creation	creation	NOUN
cblr-12483	466	4	of	of	ADP
cblr-12483	466	5	the	the	DET
cblr-12483	466	6	cfpb	cfpb	ADJ
cblr-12483	466	7	federal	federal	ADJ
cblr-12483	466	8	regulators	regulator	NOUN
cblr-12483	466	9	were	be	AUX
cblr-12483	466	10	often	often	ADV
cblr-12483	466	11	ineffective	ineffective	ADJ
cblr-12483	466	12	in	in	ADP
cblr-12483	466	13	protecting	protect	VERB
cblr-12483	466	14	consumers	consumer	NOUN
cblr-12483	466	15	from	from	ADP
cblr-12483	466	16	intentional	intentional	ADJ
cblr-12483	466	17	misbehavior	misbehavior	NOUN
cblr-12483	466	18	or	or	CCONJ
cblr-12483	466	19	incompetence	incompetence	NOUN
cblr-12483	466	20	from	from	ADP
cblr-12483	466	21	financial	financial	ADJ
cblr-12483	466	22	institutions	institution	NOUN
cblr-12483	466	23	.	.	PUNCT
cblr-12483	467	1	the	the	DET
cblr-12483	467	2	ftc	ftc	PROPN
cblr-12483	467	3	lacked	lack	VERB
cblr-12483	467	4	jurisdiction	jurisdiction	NOUN
cblr-12483	467	5	in	in	ADP
cblr-12483	467	6	the	the	DET
cblr-12483	467	7	area	area	NOUN
cblr-12483	467	8	,	,	PUNCT
cblr-12483	467	9	and	and	CCONJ
cblr-12483	467	10	state	state	NOUN
cblr-12483	467	11	consumer	consumer	NOUN
cblr-12483	467	12	protection	protection	NOUN
cblr-12483	467	13	law	law	NOUN
cblr-12483	467	14	and	and	CCONJ
cblr-12483	467	15	regulation	regulation	NOUN
cblr-12483	467	16	was	be	AUX
cblr-12483	467	17	pre	pre	VERB
cblr-12483	467	18	-	-	VERB
cblr-12483	467	19	empted	empte	VERB
cblr-12483	467	20	by	by	ADP
cblr-12483	467	21	the	the	DET
cblr-12483	467	22	federal	federal	ADJ
cblr-12483	467	23	government.139	government.139	NOUN
cblr-12483	467	24	the	the	DET
cblr-12483	467	25	cfpb	cfpb	NOUN
cblr-12483	467	26	came	come	VERB
cblr-12483	467	27	into	into	ADP
cblr-12483	467	28	this	this	DET
cblr-12483	467	29	opening	opening	NOUN
cblr-12483	467	30	as	as	ADP
cblr-12483	467	31	an	an	DET
cblr-12483	467	32	agency	agency	NOUN
cblr-12483	467	33	designed	design	VERB
cblr-12483	467	34	to	to	PART
cblr-12483	467	35	focus	focus	VERB
cblr-12483	467	36	on	on	ADP
cblr-12483	467	37	harm	harm	NOUN
cblr-12483	467	38	to	to	ADP
cblr-12483	467	39	individual	individual	ADJ
cblr-12483	467	40	consumers	consumer	NOUN
cblr-12483	467	41	,	,	PUNCT
cblr-12483	467	42	rather	rather	ADV
cblr-12483	467	43	than	than	ADP
cblr-12483	467	44	as	as	ADP
cblr-12483	467	45	an	an	DET
cblr-12483	467	46	agency	agency	NOUN
cblr-12483	467	47	focused	focus	VERB
cblr-12483	467	48	on	on	ADP
cblr-12483	467	49	stability	stability	NOUN
cblr-12483	467	50	and	and	CCONJ
cblr-12483	467	51	growth.140	growth.140	ADJ
cblr-12483	467	52	discrimination	discrimination	NOUN
cblr-12483	467	53	is	be	AUX
cblr-12483	467	54	harmful	harmful	ADJ
cblr-12483	467	55	to	to	ADP
cblr-12483	467	56	individual	individual	ADJ
cblr-12483	467	57	consumers	consumer	NOUN
cblr-12483	467	58	,	,	PUNCT
cblr-12483	467	59	but	but	CCONJ
cblr-12483	467	60	often	often	ADV
cblr-12483	467	61	lacks	lack	VERB
cblr-12483	467	62	the	the	DET
cblr-12483	467	63	systemic	systemic	ADJ
cblr-12483	467	64	danger	danger	NOUN
cblr-12483	467	65	to	to	ADP
cblr-12483	467	66	the	the	DET
cblr-12483	467	67	financial	financial	ADJ
cblr-12483	467	68	system	system	NOUN
cblr-12483	467	69	to	to	PART
cblr-12483	467	70	garner	garner	VERB
cblr-12483	467	71	the	the	DET
cblr-12483	467	72	attention	attention	NOUN
cblr-12483	467	73	and	and	CCONJ
cblr-12483	467	74	focus	focus	NOUN
cblr-12483	467	75	of	of	ADP
cblr-12483	467	76	other	other	ADJ
cblr-12483	467	77	regulators	regulator	NOUN
cblr-12483	467	78	.	.	PUNCT
cblr-12483	468	1	furthermore	furthermore	ADV
cblr-12483	468	2	,	,	PUNCT
cblr-12483	468	3	the	the	DET
cblr-12483	468	4	creation	creation	NOUN
cblr-12483	468	5	of	of	ADP
cblr-12483	468	6	the	the	DET
cblr-12483	468	7	cfpb	cfpb	NOUN
cblr-12483	468	8	effectively	effectively	ADV
cblr-12483	468	9	displaced	displace	VERB
cblr-12483	468	10	the	the	DET
cblr-12483	468	11	other	other	ADJ
cblr-12483	468	12	financial	financial	ADJ
cblr-12483	468	13	agencies	agency	NOUN
cblr-12483	468	14	in	in	ADP
cblr-12483	468	15	the	the	DET
cblr-12483	468	16	area	area	NOUN
cblr-12483	468	17	as	as	SCONJ
cblr-12483	468	18	the	the	DET
cblr-12483	468	19	cfpb	cfpb	NOUN
cblr-12483	468	20	took	take	VERB
cblr-12483	468	21	over	over	ADP
cblr-12483	468	22	rulemaking	rulemaking	NOUN
cblr-12483	468	23	,	,	PUNCT
cblr-12483	468	24	enforcement	enforcement	NOUN
cblr-12483	468	25	,	,	PUNCT
cblr-12483	468	26	and	and	CCONJ
cblr-12483	468	27	supervision	supervision	NOUN
cblr-12483	468	28	of	of	ADP
cblr-12483	468	29	financial	financial	ADJ
cblr-12483	468	30	products	product	NOUN
cblr-12483	468	31	as	as	SCONJ
cblr-12483	468	32	they	they	PRON
cblr-12483	468	33	relate	relate	VERB
cblr-12483	468	34	to	to	ADP
cblr-12483	468	35	consumers	consumer	NOUN
cblr-12483	468	36	.	.	PUNCT
cblr-12483	469	1	the	the	DET
cblr-12483	469	2	cfpb	cfpb	NOUN
cblr-12483	469	3	does	do	AUX
cblr-12483	469	4	have	have	VERB
cblr-12483	469	5	the	the	DET
cblr-12483	469	6	authority	authority	NOUN
cblr-12483	469	7	to	to	PART
cblr-12483	469	8	enforce	enforce	VERB
cblr-12483	469	9	the	the	DET
cblr-12483	469	10	ecoa	ecoa	NOUN
cblr-12483	469	11	,	,	PUNCT
cblr-12483	469	12	which	which	PRON
cblr-12483	469	13	directly	directly	ADV
cblr-12483	469	14	addresses	address	VERB
cblr-12483	469	15	discrimination	discrimination	NOUN
cblr-12483	469	16	,	,	PUNCT
cblr-12483	469	17	giving	give	VERB
cblr-12483	469	18	the	the	DET
cblr-12483	469	19	cfpb	cfpb	NOUN
cblr-12483	469	20	some	some	DET
cblr-12483	469	21	experience	experience	NOUN
cblr-12483	469	22	in	in	ADP
cblr-12483	469	23	the	the	DET
cblr-12483	469	24	area	area	NOUN
cblr-12483	469	25	of	of	ADP
cblr-12483	469	26	discrimination	discrimination	NOUN
cblr-12483	469	27	in	in	ADP
cblr-12483	469	28	financial	financial	ADJ
cblr-12483	469	29	services.141	services.141	NOUN
cblr-12483	469	30	the	the	DET
cblr-12483	469	31	combination	combination	NOUN
cblr-12483	469	32	of	of	ADP
cblr-12483	469	33	the	the	DET
cblr-12483	469	34	technical	technical	ADJ
cblr-12483	469	35	subject	subject	NOUN
cblr-12483	469	36	matter	matter	NOUN
cblr-12483	469	37	expertise	expertise	NOUN
cblr-12483	469	38	regarding	regard	VERB
cblr-12483	469	39	consumer	consumer	NOUN
cblr-12483	469	40	financial	financial	ADJ
cblr-12483	469	41	products	product	NOUN
cblr-12483	469	42	along	along	ADP
cblr-12483	469	43	with	with	ADP
cblr-12483	469	44	the	the	DET
cblr-12483	469	45	individualized	individualized	ADJ
cblr-12483	469	46	and	and	CCONJ
cblr-12483	469	47	consumer	consumer	NOUN
cblr-12483	469	48	-	-	PUNCT
cblr-12483	469	49	focused	focus	VERB
cblr-12483	469	50	nature	nature	NOUN
cblr-12483	469	51	of	of	ADP
cblr-12483	469	52	the	the	DET
cblr-12483	469	53	137	137	NUM
cblr-12483	469	54	i	i	PROPN
cblr-12483	469	55	d.	d.	PROPN
cblr-12483	469	56	138	138	NUM
cblr-12483	470	1	i	i	PRON
cblr-12483	470	2	d.	d.	PROPN
cblr-12483	470	3	139	139	NUM
cblr-12483	471	1	i	i	PROPN
cblr-12483	471	2	d.	d.	PROPN
cblr-12483	471	3	(	(	PUNCT
cblr-12483	471	4	discussing	discuss	VERB
cblr-12483	471	5	problems	problem	NOUN
cblr-12483	471	6	with	with	ADP
cblr-12483	471	7	the	the	DET
cblr-12483	471	8	regulatory	regulatory	ADJ
cblr-12483	471	9	system	system	NOUN
cblr-12483	471	10	before	before	ADP
cblr-12483	471	11	the	the	DET
cblr-12483	471	12	creation	creation	NOUN
cblr-12483	471	13	of	of	ADP
cblr-12483	471	14	the	the	DET
cblr-12483	471	15	cfpb	cfpb	NOUN
cblr-12483	471	16	including	include	VERB
cblr-12483	471	17	a	a	DET
cblr-12483	471	18	dearth	dearth	NOUN
cblr-12483	471	19	of	of	ADP
cblr-12483	471	20	regulatory	regulatory	ADJ
cblr-12483	471	21	expertise	expertise	NOUN
cblr-12483	471	22	in	in	ADP
cblr-12483	471	23	other	other	ADJ
cblr-12483	471	24	financial	financial	ADJ
cblr-12483	471	25	regulators	regulator	NOUN
cblr-12483	471	26	,	,	PUNCT
cblr-12483	471	27	a	a	DET
cblr-12483	471	28	lack	lack	NOUN
cblr-12483	471	29	of	of	ADP
cblr-12483	471	30	an	an	DET
cblr-12483	471	31	agency	agency	NOUN
cblr-12483	471	32	with	with	ADP
cblr-12483	471	33	consumer	consumer	NOUN
cblr-12483	471	34	focus	focus	NOUN
cblr-12483	471	35	,	,	PUNCT
cblr-12483	471	36	subordination	subordination	NOUN
cblr-12483	471	37	of	of	ADP
cblr-12483	471	38	consumer	consumer	NOUN
cblr-12483	471	39	protection	protection	NOUN
cblr-12483	471	40	goals	goal	NOUN
cblr-12483	471	41	to	to	ADP
cblr-12483	471	42	profitability	profitability	NOUN
cblr-12483	471	43	and	and	CCONJ
cblr-12483	471	44	stability	stability	NOUN
cblr-12483	471	45	concerns	concern	NOUN
cblr-12483	471	46	,	,	PUNCT
cblr-12483	471	47	and	and	CCONJ
cblr-12483	471	48	issues	issue	NOUN
cblr-12483	471	49	with	with	ADP
cblr-12483	471	50	regulatory	regulatory	ADJ
cblr-12483	471	51	arbitrage	arbitrage	NOUN
cblr-12483	471	52	)	)	PUNCT
cblr-12483	471	53	.	.	PUNCT
cblr-12483	472	1	140	140	NUM
cblr-12483	472	2	i	i	PRON
cblr-12483	472	3	d.	d.	PROPN
cblr-12483	472	4	141	141	NUM
cblr-12483	472	5	brian	brian	PROPN
cblr-12483	472	6	kreiswirth	kreiswirth	PROPN
cblr-12483	472	7	&	&	CCONJ
cblr-12483	472	8	anna	anna	PROPN
cblr-12483	472	9	-	-	PUNCT
cblr-12483	472	10	marie	marie	PROPN
cblr-12483	472	11	tabor	tabor	PROPN
cblr-12483	472	12	,	,	PUNCT
cblr-12483	472	13	what	what	PRON
cblr-12483	472	14	you	you	PRON
cblr-12483	472	15	need	need	VERB
cblr-12483	472	16	to	to	PART
cblr-12483	472	17	know	know	VERB
cblr-12483	472	18	about	about	ADP
cblr-12483	472	19	the	the	DET
cblr-12483	472	20	equal	equal	ADJ
cblr-12483	472	21	credit	credit	NOUN
cblr-12483	472	22	opportunity	opportunity	NOUN
cblr-12483	472	23	act	act	NOUN
cblr-12483	472	24	and	and	CCONJ
cblr-12483	472	25	how	how	SCONJ
cblr-12483	472	26	it	it	PRON
cblr-12483	472	27	can	can	AUX
cblr-12483	472	28	help	help	VERB
cblr-12483	472	29	you	you	PRON
cblr-12483	472	30	:	:	PUNCT
cblr-12483	472	31	why	why	SCONJ
cblr-12483	472	32	it	it	PRON
cblr-12483	472	33	was	be	AUX
cblr-12483	472	34	passed	pass	VERB
cblr-12483	472	35	and	and	CCONJ
cblr-12483	472	36	what	what	PRON
cblr-12483	472	37	it	it	PRON
cblr-12483	472	38	is	be	AUX
cblr-12483	472	39	,	,	PUNCT
cblr-12483	472	40	cfpb	cfpb	NOUN
cblr-12483	472	41	(	(	PUNCT
cblr-12483	472	42	oct	oct	PROPN
cblr-12483	472	43	.	.	PROPN
cblr-12483	472	44	31	31	NUM
cblr-12483	472	45	,	,	PUNCT
cblr-12483	472	46	2016	2016	NUM
cblr-12483	472	47	)	)	PUNCT
cblr-12483	472	48	,	,	PUNCT
cblr-12483	472	49	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	PROPN
cblr-12483	473	1	[	[	X
cblr-12483	473	2	https://perma.cc/y9hk-d453	https://perma.cc/y9hk-d453	NOUN
cblr-12483	473	3	]	]	PUNCT
cblr-12483	473	4	(	(	PUNCT
cblr-12483	473	5	explaining	explain	VERB
cblr-12483	473	6	the	the	DET
cblr-12483	473	7	cfpb	cfpb	NOUN
cblr-12483	473	8	’s	’s	PART
cblr-12483	473	9	jurisdiction	jurisdiction	NOUN
cblr-12483	473	10	and	and	CCONJ
cblr-12483	473	11	enforcement	enforcement	NOUN
cblr-12483	473	12	in	in	ADP
cblr-12483	473	13	regard	regard	NOUN
cblr-12483	473	14	to	to	ADP
cblr-12483	473	15	the	the	DET
cblr-12483	473	16	ecoa	ecoa	NOUN
cblr-12483	473	17	)	)	PUNCT
cblr-12483	473	18	.	.	PUNCT
cblr-12483	474	1	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	PROPN
cblr-12483	474	2	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	PROPN
cblr-12483	474	3	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	https://www.consumerfinance.gov/about-us/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/	PROPN
cblr-12483	475	1	no	no	INTJ
cblr-12483	475	2	.	.	NOUN
cblr-12483	476	1	2	2	NUM
cblr-12483	476	2	]	]	PUNCT
cblr-12483	476	3	my	my	PRON
cblr-12483	476	4	unfair	unfair	ADJ
cblr-12483	476	5	lady	lady	NOUN
cblr-12483	476	6	967	967	NUM
cblr-12483	476	7	harm	harm	NOUN
cblr-12483	476	8	resulting	result	VERB
cblr-12483	476	9	from	from	ADP
cblr-12483	476	10	discrimination	discrimination	NOUN
cblr-12483	476	11	in	in	ADP
cblr-12483	476	12	these	these	DET
cblr-12483	476	13	products	product	NOUN
cblr-12483	476	14	leaves	leave	VERB
cblr-12483	476	15	the	the	DET
cblr-12483	476	16	cfpb	cfpb	NOUN
cblr-12483	476	17	as	as	ADP
cblr-12483	476	18	the	the	DET
cblr-12483	476	19	best	good	ADJ
cblr-12483	476	20	agency	agency	NOUN
cblr-12483	476	21	to	to	PART
cblr-12483	476	22	address	address	VERB
cblr-12483	476	23	the	the	DET
cblr-12483	476	24	concern	concern	NOUN
cblr-12483	476	25	.	.	PUNCT
cblr-12483	477	1	however	however	ADV
cblr-12483	477	2	,	,	PUNCT
cblr-12483	477	3	the	the	DET
cblr-12483	477	4	cfpb	cfpb	ADJ
cblr-12483	477	5	expertise	expertise	NOUN
cblr-12483	477	6	on	on	ADP
cblr-12483	477	7	discrimination	discrimination	NOUN
cblr-12483	477	8	issues	issue	NOUN
cblr-12483	477	9	looks	look	VERB
cblr-12483	477	10	very	very	ADV
cblr-12483	477	11	similar	similar	ADJ
cblr-12483	477	12	to	to	ADP
cblr-12483	477	13	the	the	DET
cblr-12483	477	14	epa	epa	PROPN
cblr-12483	477	15	’s	’s	PART
cblr-12483	477	16	expertise	expertise	NOUN
cblr-12483	477	17	in	in	ADP
cblr-12483	477	18	west	west	PROPN
cblr-12483	477	19	virginia	virginia	PROPN
cblr-12483	477	20	.	.	PUNCT
cblr-12483	478	1	the	the	DET
cblr-12483	478	2	epa	epa	PROPN
cblr-12483	478	3	in	in	ADP
cblr-12483	478	4	that	that	DET
cblr-12483	478	5	case	case	NOUN
cblr-12483	478	6	had	have	VERB
cblr-12483	478	7	expertise	expertise	NOUN
cblr-12483	478	8	in	in	ADP
cblr-12483	478	9	the	the	DET
cblr-12483	478	10	effect	effect	NOUN
cblr-12483	478	11	of	of	ADP
cblr-12483	478	12	the	the	DET
cblr-12483	478	13	rule	rule	NOUN
cblr-12483	478	14	,	,	PUNCT
cblr-12483	478	15	reducing	reduce	VERB
cblr-12483	478	16	pollution	pollution	NOUN
cblr-12483	478	17	,	,	PUNCT
cblr-12483	478	18	and	and	CCONJ
cblr-12483	478	19	the	the	DET
cblr-12483	478	20	cfpb	cfpb	NOUN
cblr-12483	478	21	has	have	VERB
cblr-12483	478	22	expertise	expertise	NOUN
cblr-12483	478	23	in	in	ADP
cblr-12483	478	24	the	the	DET
cblr-12483	478	25	effect	effect	NOUN
cblr-12483	478	26	of	of	ADP
cblr-12483	478	27	this	this	DET
cblr-12483	478	28	guidance	guidance	NOUN
cblr-12483	478	29	,	,	PUNCT
cblr-12483	478	30	reducing	reduce	VERB
cblr-12483	478	31	harmful	harmful	ADJ
cblr-12483	478	32	effects	effect	NOUN
cblr-12483	478	33	on	on	ADP
cblr-12483	478	34	consumers.142	consumers.142	NOUN
cblr-12483	478	35	it	it	PRON
cblr-12483	478	36	may	may	AUX
cblr-12483	478	37	be	be	AUX
cblr-12483	478	38	however	however	ADV
cblr-12483	478	39	,	,	PUNCT
cblr-12483	478	40	that	that	SCONJ
cblr-12483	478	41	a	a	DET
cblr-12483	478	42	court	court	NOUN
cblr-12483	478	43	sees	see	VERB
cblr-12483	478	44	the	the	DET
cblr-12483	478	45	issue	issue	NOUN
cblr-12483	478	46	as	as	ADP
cblr-12483	478	47	neither	neither	CCONJ
cblr-12483	478	48	the	the	DET
cblr-12483	478	49	epa	epa	PROPN
cblr-12483	478	50	nor	nor	CCONJ
cblr-12483	478	51	the	the	DET
cblr-12483	478	52	cfpb	cfpb	NOUN
cblr-12483	478	53	having	have	VERB
cblr-12483	478	54	the	the	DET
cblr-12483	478	55	best	good	ADJ
cblr-12483	478	56	expertise	expertise	NOUN
cblr-12483	478	57	in	in	ADP
cblr-12483	478	58	the	the	DET
cblr-12483	478	59	substance	substance	NOUN
cblr-12483	478	60	of	of	ADP
cblr-12483	478	61	the	the	DET
cblr-12483	478	62	action	action	NOUN
cblr-12483	478	63	,	,	PUNCT
cblr-12483	478	64	in	in	ADP
cblr-12483	478	65	the	the	DET
cblr-12483	478	66	case	case	NOUN
cblr-12483	478	67	of	of	ADP
cblr-12483	478	68	the	the	DET
cblr-12483	478	69	epa	epa	PROPN
cblr-12483	478	70	changing	change	VERB
cblr-12483	478	71	to	to	ADP
cblr-12483	478	72	the	the	DET
cblr-12483	478	73	industry	industry	NOUN
cblr-12483	478	74	-	-	PUNCT
cblr-12483	478	75	wide	wide	ADJ
cblr-12483	478	76	mixture	mixture	NOUN
cblr-12483	478	77	of	of	ADP
cblr-12483	478	78	electricity	electricity	NOUN
cblr-12483	478	79	generation	generation	NOUN
cblr-12483	478	80	,	,	PUNCT
cblr-12483	478	81	and	and	CCONJ
cblr-12483	478	82	in	in	ADP
cblr-12483	478	83	the	the	DET
cblr-12483	478	84	case	case	NOUN
cblr-12483	478	85	of	of	ADP
cblr-12483	478	86	the	the	DET
cblr-12483	478	87	cfpb	cfpb	NOUN
cblr-12483	478	88	identifying	identify	VERB
cblr-12483	478	89	and	and	CCONJ
cblr-12483	478	90	prohibiting	prohibit	VERB
cblr-12483	478	91	discriminatory	discriminatory	ADJ
cblr-12483	478	92	behavior	behavior	NOUN
cblr-12483	478	93	.	.	PUNCT
cblr-12483	479	1	nevertheless	nevertheless	ADV
cblr-12483	479	2	,	,	PUNCT
cblr-12483	479	3	here	here	ADV
cblr-12483	479	4	there	there	PRON
cblr-12483	479	5	is	be	VERB
cblr-12483	479	6	no	no	DET
cblr-12483	479	7	other	other	ADJ
cblr-12483	479	8	agency	agency	NOUN
cblr-12483	479	9	,	,	PUNCT
cblr-12483	479	10	unlike	unlike	ADP
cblr-12483	479	11	ferc	ferc	PROPN
cblr-12483	479	12	in	in	ADP
cblr-12483	479	13	west	west	PROPN
cblr-12483	479	14	virginia	virginia	PROPN
cblr-12483	479	15	,	,	PUNCT
cblr-12483	479	16	that	that	PRON
cblr-12483	479	17	has	have	VERB
cblr-12483	479	18	the	the	DET
cblr-12483	479	19	congressional	congressional	ADJ
cblr-12483	479	20	directive	directive	NOUN
cblr-12483	479	21	and	and	CCONJ
cblr-12483	479	22	the	the	DET
cblr-12483	479	23	expertise	expertise	NOUN
cblr-12483	479	24	to	to	PART
cblr-12483	479	25	step	step	VERB
cblr-12483	479	26	in	in	ADP
cblr-12483	479	27	on	on	ADP
cblr-12483	479	28	the	the	DET
cblr-12483	479	29	substance	substance	NOUN
cblr-12483	479	30	of	of	ADP
cblr-12483	479	31	the	the	DET
cblr-12483	479	32	rule	rule	NOUN
cblr-12483	479	33	.	.	PUNCT
cblr-12483	480	1	combining	combine	VERB
cblr-12483	480	2	the	the	DET
cblr-12483	480	3	court	court	NOUN
cblr-12483	480	4	’s	’s	PART
cblr-12483	480	5	precedent	precedent	NOUN
cblr-12483	480	6	with	with	ADP
cblr-12483	480	7	realities	reality	NOUN
cblr-12483	480	8	of	of	ADP
cblr-12483	480	9	the	the	DET
cblr-12483	480	10	regulatory	regulatory	ADJ
cblr-12483	480	11	environment	environment	NOUN
cblr-12483	480	12	leads	lead	VERB
cblr-12483	480	13	to	to	ADP
cblr-12483	480	14	the	the	DET
cblr-12483	480	15	conclusion	conclusion	NOUN
cblr-12483	480	16	the	the	DET
cblr-12483	480	17	cfpb	cfpb	NOUN
cblr-12483	480	18	should	should	AUX
cblr-12483	480	19	be	be	AUX
cblr-12483	480	20	found	find	VERB
cblr-12483	480	21	to	to	PART
cblr-12483	480	22	have	have	VERB
cblr-12483	480	23	comparative	comparative	ADJ
cblr-12483	480	24	expertise	expertise	NOUN
cblr-12483	480	25	.	.	PUNCT
cblr-12483	481	1	7	7	X
cblr-12483	481	2	.	.	X
cblr-12483	481	3	summary	summary	NOUN
cblr-12483	481	4	under	under	ADP
cblr-12483	481	5	a	a	DET
cblr-12483	481	6	balancing	balance	VERB
cblr-12483	481	7	analysis	analysis	NOUN
cblr-12483	481	8	,	,	PUNCT
cblr-12483	481	9	factors	factor	NOUN
cblr-12483	481	10	1	1	NUM
cblr-12483	481	11	-	-	SYM
cblr-12483	481	12	3	3	NUM
cblr-12483	481	13	and	and	CCONJ
cblr-12483	481	14	6	6	NUM
cblr-12483	481	15	weigh	weigh	NOUN
cblr-12483	481	16	against	against	ADP
cblr-12483	481	17	the	the	DET
cblr-12483	481	18	cfpb	cfpb	ADJ
cblr-12483	481	19	revision	revision	NOUN
cblr-12483	481	20	being	be	AUX
cblr-12483	481	21	classified	classify	VERB
cblr-12483	481	22	as	as	ADP
cblr-12483	481	23	a	a	DET
cblr-12483	481	24	“	"	PUNCT
cblr-12483	481	25	major	major	ADJ
cblr-12483	481	26	questions	question	NOUN
cblr-12483	481	27	,	,	PUNCT
cblr-12483	481	28	”	"	PUNCT
cblr-12483	481	29	while	while	SCONJ
cblr-12483	481	30	factors	factor	NOUN
cblr-12483	481	31	4	4	NUM
cblr-12483	481	32	and	and	CCONJ
cblr-12483	481	33	5	5	NUM
cblr-12483	481	34	weigh	weigh	NOUN
cblr-12483	481	35	towards	towards	ADP
cblr-12483	481	36	it	it	PRON
cblr-12483	481	37	being	be	AUX
cblr-12483	481	38	classified	classify	VERB
cblr-12483	481	39	as	as	ADP
cblr-12483	481	40	a	a	DET
cblr-12483	481	41	“	"	PUNCT
cblr-12483	481	42	major	major	ADJ
cblr-12483	481	43	question	question	NOUN
cblr-12483	481	44	.	.	PUNCT
cblr-12483	481	45	”	"	PUNCT
cblr-12483	482	1	if	if	SCONJ
cblr-12483	482	2	political	political	ADJ
cblr-12483	482	3	significance	significance	NOUN
cblr-12483	482	4	and	and	CCONJ
cblr-12483	482	5	economic	economic	ADJ
cblr-12483	482	6	significance	significance	NOUN
cblr-12483	482	7	are	be	AUX
cblr-12483	482	8	the	the	DET
cblr-12483	482	9	dominant	dominant	ADJ
cblr-12483	482	10	factors	factor	NOUN
cblr-12483	482	11	in	in	ADP
cblr-12483	482	12	major	major	ADJ
cblr-12483	482	13	questions	question	NOUN
cblr-12483	482	14	analysis	analysis	NOUN
cblr-12483	482	15	,	,	PUNCT
cblr-12483	482	16	which	which	PRON
cblr-12483	482	17	seems	seem	VERB
cblr-12483	482	18	possible	possible	ADJ
cblr-12483	482	19	if	if	SCONJ
cblr-12483	482	20	not	not	PART
cblr-12483	482	21	probable	probable	ADJ
cblr-12483	482	22	,	,	PUNCT
cblr-12483	482	23	the	the	DET
cblr-12483	482	24	cfpb	cfpb	ADJ
cblr-12483	482	25	revision	revision	NOUN
cblr-12483	482	26	of	of	ADP
cblr-12483	482	27	its	its	PRON
cblr-12483	482	28	examination	examination	NOUN
cblr-12483	482	29	manual	manual	NOUN
cblr-12483	482	30	will	will	AUX
cblr-12483	482	31	likely	likely	ADV
cblr-12483	482	32	be	be	AUX
cblr-12483	482	33	spared	spare	VERB
cblr-12483	482	34	this	this	DET
cblr-12483	482	35	enhanced	enhance	VERB
cblr-12483	482	36	scrutiny.143	scrutiny.143	PROPN
cblr-12483	482	37	if	if	SCONJ
cblr-12483	482	38	,	,	PUNCT
cblr-12483	482	39	however	however	ADV
cblr-12483	482	40	,	,	PUNCT
cblr-12483	482	41	a	a	DET
cblr-12483	482	42	federal	federal	ADJ
cblr-12483	482	43	court	court	NOUN
cblr-12483	482	44	weighs	weigh	VERB
cblr-12483	482	45	agency	agency	NOUN
cblr-12483	482	46	expertise	expertise	NOUN
cblr-12483	482	47	,	,	PUNCT
cblr-12483	482	48	consistency	consistency	NOUN
cblr-12483	482	49	of	of	ADP
cblr-12483	482	50	use	use	NOUN
cblr-12483	482	51	,	,	PUNCT
cblr-12483	482	52	and	and	CCONJ
cblr-12483	482	53	congressional	congressional	ADJ
cblr-12483	482	54	rejection	rejection	NOUN
cblr-12483	482	55	of	of	ADP
cblr-12483	482	56	onpoint	onpoint	NOUN
cblr-12483	482	57	legislation	legislation	NOUN
cblr-12483	482	58	more	more	ADV
cblr-12483	482	59	heavily	heavily	ADV
cblr-12483	482	60	or	or	CCONJ
cblr-12483	482	61	finds	find	VERB
cblr-12483	482	62	discrimination	discrimination	NOUN
cblr-12483	482	63	to	to	PART
cblr-12483	482	64	be	be	AUX
cblr-12483	482	65	categorially	categorially	ADV
cblr-12483	482	66	significant	significant	ADJ
cblr-12483	482	67	,	,	PUNCT
cblr-12483	482	68	this	this	DET
cblr-12483	482	69	action	action	NOUN
cblr-12483	482	70	could	could	AUX
cblr-12483	482	71	fall	fall	VERB
cblr-12483	482	72	under	under	ADP
cblr-12483	482	73	the	the	DET
cblr-12483	482	74	major	major	ADJ
cblr-12483	482	75	questions	question	NOUN
cblr-12483	482	76	doctrine	doctrine	NOUN
cblr-12483	482	77	.	.	PUNCT
cblr-12483	483	1	142	142	NUM
cblr-12483	483	2	west	west	PROPN
cblr-12483	483	3	virginia	virginia	PROPN
cblr-12483	483	4	v.	v.	PROPN
cblr-12483	483	5	epa	epa	PROPN
cblr-12483	483	6	,	,	PUNCT
cblr-12483	483	7	597	597	NUM
cblr-12483	483	8	u.s	u.s	PROPN
cblr-12483	483	9	.	.	PROPN
cblr-12483	483	10	697	697	NUM
cblr-12483	483	11	,	,	PUNCT
cblr-12483	483	12	772	772	NUM
cblr-12483	483	13	(	(	PUNCT
cblr-12483	483	14	2022	2022	NUM
cblr-12483	483	15	)	)	PUNCT
cblr-12483	483	16	(	(	PUNCT
cblr-12483	483	17	kagan	kagan	PROPN
cblr-12483	483	18	.	.	PUNCT
cblr-12483	484	1	j.	j.	PROPN
cblr-12483	484	2	,	,	PUNCT
cblr-12483	484	3	dissenting	dissent	VERB
cblr-12483	484	4	.	.	PUNCT
cblr-12483	484	5	)	)	PUNCT
cblr-12483	485	1	143	143	NUM
cblr-12483	485	2	west	west	PROPN
cblr-12483	485	3	virginia	virginia	PROPN
cblr-12483	485	4	v.	v.	PROPN
cblr-12483	485	5	epa	epa	PROPN
cblr-12483	485	6	,	,	PUNCT
cblr-12483	485	7	597	597	NUM
cblr-12483	485	8	u.s	u.s	PROPN
cblr-12483	485	9	.	.	PROPN
cblr-12483	485	10	at	at	ADP
cblr-12483	485	11	721	721	NUM
cblr-12483	485	12	(	(	PUNCT
cblr-12483	485	13	introducing	introduce	VERB
cblr-12483	485	14	the	the	DET
cblr-12483	485	15	major	major	ADJ
cblr-12483	485	16	questions	question	NOUN
cblr-12483	485	17	doctrine	doctrine	NOUN
cblr-12483	485	18	as	as	ADP
cblr-12483	485	19	applicable	applicable	ADJ
cblr-12483	485	20	where	where	SCONJ
cblr-12483	485	21	the	the	DET
cblr-12483	485	22	“	"	PUNCT
cblr-12483	485	23	economic	economic	ADJ
cblr-12483	485	24	and	and	CCONJ
cblr-12483	485	25	political	political	ADJ
cblr-12483	485	26	significance	significance	NOUN
cblr-12483	485	27	of	of	ADP
cblr-12483	485	28	the	the	DET
cblr-12483	485	29	assertion	assertion	NOUN
cblr-12483	485	30	”	"	PUNCT
cblr-12483	485	31	of	of	ADP
cblr-12483	485	32	agency	agency	NOUN
cblr-12483	485	33	power	power	NOUN
cblr-12483	485	34	should	should	AUX
cblr-12483	485	35	make	make	VERB
cblr-12483	485	36	courts	court	NOUN
cblr-12483	485	37	skeptical	skeptical	ADJ
cblr-12483	485	38	that	that	SCONJ
cblr-12483	485	39	congress	congress	PROPN
cblr-12483	485	40	intended	intend	VERB
cblr-12483	485	41	delegation	delegation	NOUN
cblr-12483	485	42	of	of	ADP
cblr-12483	485	43	the	the	DET
cblr-12483	485	44	asserted	asserted	ADJ
cblr-12483	485	45	power	power	NOUN
cblr-12483	485	46	)	)	PUNCT
cblr-12483	485	47	.	.	PUNCT
cblr-12483	486	1	968	968	NUM
cblr-12483	486	2	columbia	columbia	PROPN
cblr-12483	486	3	business	business	PROPN
cblr-12483	486	4	law	law	PROPN
cblr-12483	486	5	review	review	NOUN
cblr-12483	486	6	[	[	X
cblr-12483	486	7	vol	vol	NOUN
cblr-12483	486	8	.	.	PUNCT
cblr-12483	486	9	2023	2023	NUM
cblr-12483	486	10	b.	b.	PROPN
cblr-12483	486	11	does	do	AUX
cblr-12483	486	12	udaap	udaap	PROPN
cblr-12483	486	13	under	under	ADP
cblr-12483	486	14	dodd	dodd	PROPN
cblr-12483	486	15	-	-	PUNCT
cblr-12483	486	16	frank	frank	PROPN
cblr-12483	486	17	provide	provide	VERB
cblr-12483	486	18	clear	clear	ADJ
cblr-12483	486	19	authorization	authorization	NOUN
cblr-12483	486	20	?	?	PUNCT
cblr-12483	487	1	assuming	assume	VERB
cblr-12483	487	2	a	a	DET
cblr-12483	487	3	court	court	NOUN
cblr-12483	487	4	finds	find	VERB
cblr-12483	487	5	the	the	DET
cblr-12483	487	6	cfpb	cfpb	ADJ
cblr-12483	487	7	revision	revision	NOUN
cblr-12483	487	8	is	be	AUX
cblr-12483	487	9	a	a	DET
cblr-12483	487	10	major	major	ADJ
cblr-12483	487	11	question	question	NOUN
cblr-12483	487	12	,	,	PUNCT
cblr-12483	487	13	it	it	PRON
cblr-12483	487	14	will	will	AUX
cblr-12483	487	15	have	have	VERB
cblr-12483	487	16	to	to	PART
cblr-12483	487	17	proceed	proceed	VERB
cblr-12483	487	18	to	to	PART
cblr-12483	487	19	part	part	VERB
cblr-12483	487	20	two	two	NUM
cblr-12483	487	21	of	of	ADP
cblr-12483	487	22	the	the	DET
cblr-12483	487	23	analysis	analysis	NOUN
cblr-12483	487	24	and	and	CCONJ
cblr-12483	487	25	decide	decide	VERB
cblr-12483	487	26	if	if	SCONJ
cblr-12483	487	27	the	the	DET
cblr-12483	487	28	agency	agency	NOUN
cblr-12483	487	29	action	action	NOUN
cblr-12483	487	30	was	be	AUX
cblr-12483	487	31	clearly	clearly	ADV
cblr-12483	487	32	authorized	authorize	VERB
cblr-12483	487	33	by	by	ADP
cblr-12483	487	34	statute	statute	PROPN
cblr-12483	487	35	.	.	PUNCT
cblr-12483	488	1	as	as	SCONJ
cblr-12483	488	2	discussed	discuss	VERB
cblr-12483	488	3	,	,	PUNCT
cblr-12483	488	4	the	the	DET
cblr-12483	488	5	court	court	NOUN
cblr-12483	488	6	’s	’s	PART
cblr-12483	488	7	majority	majority	NOUN
cblr-12483	488	8	opinion	opinion	NOUN
cblr-12483	488	9	in	in	ADP
cblr-12483	488	10	west	west	PROPN
cblr-12483	488	11	virginia	virginia	PROPN
cblr-12483	488	12	and	and	CCONJ
cblr-12483	488	13	the	the	DET
cblr-12483	488	14	covid	covid	PROPN
cblr-12483	488	15	cases	case	NOUN
cblr-12483	488	16	were	be	AUX
cblr-12483	488	17	somewhat	somewhat	ADV
cblr-12483	488	18	unclear	unclear	ADJ
cblr-12483	488	19	in	in	ADP
cblr-12483	488	20	what	what	PRON
cblr-12483	488	21	clear	clear	ADJ
cblr-12483	488	22	authorization	authorization	NOUN
cblr-12483	488	23	would	would	AUX
cblr-12483	488	24	have	have	AUX
cblr-12483	488	25	allowed	allow	VERB
cblr-12483	488	26	the	the	DET
cblr-12483	488	27	agencies	agency	NOUN
cblr-12483	488	28	to	to	PART
cblr-12483	488	29	take	take	VERB
cblr-12483	488	30	the	the	DET
cblr-12483	488	31	planned	plan	VERB
cblr-12483	488	32	actions.144	actions.144	PROPN
cblr-12483	488	33	the	the	DET
cblr-12483	488	34	majority	majority	NOUN
cblr-12483	488	35	opinion	opinion	NOUN
cblr-12483	488	36	in	in	ADP
cblr-12483	488	37	west	west	PROPN
cblr-12483	488	38	virginia	virginia	PROPN
cblr-12483	488	39	applies	apply	VERB
cblr-12483	488	40	a	a	DET
cblr-12483	488	41	context	context	NOUN
cblr-12483	488	42	specific	specific	ADJ
cblr-12483	488	43	test	test	NOUN
cblr-12483	488	44	,	,	PUNCT
cblr-12483	488	45	looking	look	VERB
cblr-12483	488	46	at	at	ADP
cblr-12483	488	47	the	the	DET
cblr-12483	488	48	text	text	NOUN
cblr-12483	488	49	of	of	ADP
cblr-12483	488	50	the	the	DET
cblr-12483	488	51	statute	statute	NOUN
cblr-12483	488	52	in	in	ADP
cblr-12483	488	53	question	question	NOUN
cblr-12483	488	54	and	and	CCONJ
cblr-12483	488	55	the	the	DET
cblr-12483	488	56	statutory	statutory	ADJ
cblr-12483	488	57	scheme	scheme	NOUN
cblr-12483	488	58	in	in	ADP
cblr-12483	488	59	coming	come	VERB
cblr-12483	488	60	to	to	ADP
cblr-12483	488	61	a	a	DET
cblr-12483	488	62	conclusion	conclusion	NOUN
cblr-12483	488	63	the	the	DET
cblr-12483	488	64	clean	clean	ADJ
cblr-12483	488	65	power	power	NOUN
cblr-12483	488	66	plan	plan	NOUN
cblr-12483	488	67	was	be	AUX
cblr-12483	488	68	not	not	PART
cblr-12483	488	69	“	"	PUNCT
cblr-12483	488	70	clearly	clearly	ADV
cblr-12483	488	71	authorized	authorize	VERB
cblr-12483	488	72	.	.	PUNCT
cblr-12483	488	73	”145	”145	PUNCT
cblr-12483	488	74	in	in	ADP
cblr-12483	488	75	nfib	nfib	PROPN
cblr-12483	488	76	v.	v.	ADP
cblr-12483	488	77	osha	osha	PROPN
cblr-12483	488	78	,	,	PUNCT
cblr-12483	488	79	the	the	DET
cblr-12483	488	80	court	court	NOUN
cblr-12483	488	81	compared	compare	VERB
cblr-12483	488	82	the	the	DET
cblr-12483	488	83	statutory	statutory	ADJ
cblr-12483	488	84	text	text	NOUN
cblr-12483	488	85	allowing	allow	VERB
cblr-12483	488	86	for	for	ADP
cblr-12483	488	87	workplace	workplace	NOUN
cblr-12483	488	88	standards	standard	NOUN
cblr-12483	488	89	with	with	ADP
cblr-12483	488	90	the	the	DET
cblr-12483	488	91	breadth	breadth	NOUN
cblr-12483	488	92	of	of	ADP
cblr-12483	488	93	the	the	DET
cblr-12483	488	94	agency	agency	NOUN
cblr-12483	488	95	’s	’s	PART
cblr-12483	488	96	vaccine	vaccine	NOUN
cblr-12483	488	97	mandate	mandate	NOUN
cblr-12483	488	98	,	,	PUNCT
cblr-12483	488	99	and	and	CCONJ
cblr-12483	488	100	finding	find	VERB
cblr-12483	488	101	a	a	DET
cblr-12483	488	102	mismatch	mismatch	NOUN
cblr-12483	488	103	between	between	ADP
cblr-12483	488	104	the	the	DET
cblr-12483	488	105	two	two	NUM
cblr-12483	488	106	,	,	PUNCT
cblr-12483	488	107	found	find	VERB
cblr-12483	488	108	the	the	DET
cblr-12483	488	109	mandate	mandate	NOUN
cblr-12483	488	110	was	be	AUX
cblr-12483	488	111	not	not	PART
cblr-12483	488	112	clearly	clearly	ADV
cblr-12483	488	113	authorized.146	authorized.146	NUM
cblr-12483	488	114	academics	academic	NOUN
cblr-12483	488	115	are	be	AUX
cblr-12483	488	116	operating	operate	VERB
cblr-12483	488	117	on	on	ADP
cblr-12483	488	118	the	the	DET
cblr-12483	488	119	assumption	assumption	NOUN
cblr-12483	488	120	that	that	SCONJ
cblr-12483	488	121	the	the	DET
cblr-12483	488	122	west	west	PROPN
cblr-12483	488	123	virginia	virginia	PROPN
cblr-12483	488	124	form	form	NOUN
cblr-12483	488	125	of	of	ADP
cblr-12483	488	126	the	the	DET
cblr-12483	488	127	major	major	ADJ
cblr-12483	488	128	questions	question	NOUN
cblr-12483	488	129	doctrine	doctrine	NOUN
cblr-12483	488	130	acts	act	VERB
cblr-12483	488	131	almost	almost	ADV
cblr-12483	488	132	as	as	ADP
cblr-12483	488	133	an	an	DET
cblr-12483	488	134	opposite	opposite	NOUN
cblr-12483	488	135	of	of	ADP
cblr-12483	488	136	chevron	chevron	NOUN
cblr-12483	488	137	by	by	ADP
cblr-12483	488	138	shifting	shift	VERB
cblr-12483	488	139	the	the	DET
cblr-12483	488	140	burden	burden	NOUN
cblr-12483	488	141	of	of	ADP
cblr-12483	488	142	textual	textual	ADJ
cblr-12483	488	143	proof	proof	NOUN
cblr-12483	488	144	against	against	ADP
cblr-12483	488	145	an	an	DET
cblr-12483	488	146	agency.147	agency.147	NOUN
cblr-12483	488	147	it	it	PRON
cblr-12483	488	148	has	have	AUX
cblr-12483	488	149	been	be	AUX
cblr-12483	488	150	described	describe	VERB
cblr-12483	488	151	as	as	ADP
cblr-12483	488	152	anti	anti	ADJ
cblr-12483	488	153	-	-	ADJ
cblr-12483	488	154	textualist	textualist	ADJ
cblr-12483	488	155	,	,	PUNCT
cblr-12483	488	156	because	because	SCONJ
cblr-12483	488	157	even	even	ADV
cblr-12483	488	158	an	an	DET
cblr-12483	488	159	unambiguous	unambiguous	ADJ
cblr-12483	488	160	grant	grant	NOUN
cblr-12483	488	161	of	of	ADP
cblr-12483	488	162	authority	authority	NOUN
cblr-12483	488	163	may	may	AUX
cblr-12483	488	164	not	not	PART
cblr-12483	488	165	be	be	AUX
cblr-12483	488	166	enough	enough	ADJ
cblr-12483	488	167	to	to	PART
cblr-12483	488	168	uphold	uphold	VERB
cblr-12483	488	169	an	an	DET
cblr-12483	488	170	agency	agency	NOUN
cblr-12483	488	171	action	action	NOUN
cblr-12483	488	172	under	under	ADP
cblr-12483	488	173	this	this	DET
cblr-12483	488	174	formulation.148	formulation.148	NOUN
cblr-12483	488	175	instead	instead	ADV
cblr-12483	488	176	,	,	PUNCT
cblr-12483	488	177	courts	court	NOUN
cblr-12483	488	178	may	may	AUX
cblr-12483	488	179	now	now	ADV
cblr-12483	488	180	move	move	VERB
cblr-12483	488	181	to	to	ADP
cblr-12483	488	182	a	a	DET
cblr-12483	488	183	clear	clear	ADJ
cblr-12483	488	184	statement	statement	NOUN
cblr-12483	488	185	type	type	NOUN
cblr-12483	488	186	analysis	analysis	NOUN
cblr-12483	488	187	where	where	SCONJ
cblr-12483	488	188	only	only	ADV
cblr-12483	488	189	a	a	DET
cblr-12483	488	190	certain	certain	ADJ
cblr-12483	488	191	elevated	elevated	ADJ
cblr-12483	488	192	level	level	NOUN
cblr-12483	488	193	of	of	ADP
cblr-12483	488	194	match	match	NOUN
cblr-12483	488	195	between	between	ADP
cblr-12483	488	196	the	the	DET
cblr-12483	488	197	statute	statute	NOUN
cblr-12483	488	198	and	and	CCONJ
cblr-12483	488	199	the	the	DET
cblr-12483	488	200	action	action	NOUN
cblr-12483	488	201	at	at	ADP
cblr-12483	488	202	hand	hand	NOUN
cblr-12483	488	203	can	can	AUX
cblr-12483	488	204	lead	lead	VERB
cblr-12483	488	205	a	a	DET
cblr-12483	488	206	court	court	NOUN
cblr-12483	488	207	to	to	PART
cblr-12483	488	208	uphold	uphold	VERB
cblr-12483	488	209	whatever	whatever	PRON
cblr-12483	488	210	the	the	DET
cblr-12483	488	211	agency	agency	NOUN
cblr-12483	488	212	is	be	AUX
cblr-12483	488	213	trying	try	VERB
cblr-12483	488	214	to	to	ADP
cblr-12483	488	215	do.149	do.149	ADP
cblr-12483	488	216	144	144	NUM
cblr-12483	488	217	see	see	VERB
cblr-12483	488	218	supra	supra	PROPN
cblr-12483	488	219	notes	note	VERB
cblr-12483	488	220	40	40	NUM
cblr-12483	488	221	and	and	CCONJ
cblr-12483	488	222	42	42	NUM
cblr-12483	488	223	.	.	X
cblr-12483	488	224	145	145	NUM
cblr-12483	488	225	west	west	PROPN
cblr-12483	488	226	virginia	virginia	PROPN
cblr-12483	488	227	v.	v.	PROPN
cblr-12483	488	228	epa	epa	PROPN
cblr-12483	488	229	,	,	PUNCT
cblr-12483	488	230	597	597	NUM
cblr-12483	488	231	u.s	u.s	PROPN
cblr-12483	488	232	.	.	PROPN
cblr-12483	488	233	at	at	ADP
cblr-12483	488	234	731–33	731–33	NUM
cblr-12483	488	235	.	.	PUNCT
cblr-12483	489	1	146	146	NUM
cblr-12483	489	2	nat’l	nat’l	PROPN
cblr-12483	489	3	fed’n	fed’n	NUM
cblr-12483	489	4	of	of	ADP
cblr-12483	489	5	indep	indep	NOUN
cblr-12483	489	6	.	.	PUNCT
cblr-12483	490	1	bus	bus	NOUN
cblr-12483	490	2	.	.	PUNCT
cblr-12483	491	1	v.	v.	ADP
cblr-12483	491	2	dep’t	dep’t	NOUN
cblr-12483	491	3	of	of	ADP
cblr-12483	491	4	lab	lab	PROPN
cblr-12483	491	5	.	.	PUNCT
cblr-12483	491	6	,	,	PUNCT
cblr-12483	491	7	occupational	occupational	ADJ
cblr-12483	491	8	safety	safety	NOUN
cblr-12483	491	9	and	and	CCONJ
cblr-12483	491	10	health	health	NOUN
cblr-12483	491	11	admin	admin	NOUN
cblr-12483	491	12	.	.	PUNCT
cblr-12483	492	1	597	597	NUM
cblr-12483	492	2	u.s	u.s	PROPN
cblr-12483	492	3	.	.	PROPN
cblr-12483	492	4	661	661	NUM
cblr-12483	492	5	,	,	PUNCT
cblr-12483	492	6	665	665	NUM
cblr-12483	492	7	,	,	PUNCT
cblr-12483	492	8	666	666	NUM
cblr-12483	492	9	(	(	PUNCT
cblr-12483	492	10	2022	2022	NUM
cblr-12483	492	11	)	)	PUNCT
cblr-12483	492	12	.	.	PUNCT
cblr-12483	493	1	147	147	NUM
cblr-12483	493	2	see	see	VERB
cblr-12483	493	3	,	,	PUNCT
cblr-12483	493	4	e.g.	e.g.	ADV
cblr-12483	493	5	,	,	PUNCT
cblr-12483	493	6	sohoni	sohoni	ADV
cblr-12483	493	7	,	,	PUNCT
cblr-12483	493	8	supra	supra	PROPN
cblr-12483	493	9	note	note	NOUN
cblr-12483	493	10	35	35	NUM
cblr-12483	493	11	,	,	PUNCT
cblr-12483	493	12	at	at	ADP
cblr-12483	493	13	310	310	NUM
cblr-12483	493	14	;	;	PUNCT
cblr-12483	493	15	deacon	deacon	NOUN
cblr-12483	493	16	&	&	CCONJ
cblr-12483	493	17	litman	litman	PROPN
cblr-12483	493	18	,	,	PUNCT
cblr-12483	493	19	supra	supra	PROPN
cblr-12483	493	20	note	note	PROPN
cblr-12483	493	21	35	35	NUM
cblr-12483	493	22	,	,	PUNCT
cblr-12483	493	23	at	at	ADP
cblr-12483	493	24	6	6	NUM
cblr-12483	493	25	.	.	NOUN
cblr-12483	493	26	148	148	NUM
cblr-12483	493	27	see	see	NOUN
cblr-12483	493	28	sources	source	NOUN
cblr-12483	493	29	cited	cite	VERB
cblr-12483	493	30	supra	supra	PROPN
cblr-12483	493	31	note	note	PROPN
cblr-12483	493	32	147	147	NUM
cblr-12483	493	33	.	.	NOUN
cblr-12483	493	34	149	149	NUM
cblr-12483	493	35	clear	clear	ADJ
cblr-12483	493	36	statement	statement	NOUN
cblr-12483	493	37	rules	rule	NOUN
cblr-12483	493	38	and	and	CCONJ
cblr-12483	493	39	their	their	PRON
cblr-12483	493	40	analysis	analysis	NOUN
cblr-12483	493	41	are	be	AUX
cblr-12483	493	42	better	well	ADV
cblr-12483	493	43	suited	suited	ADJ
cblr-12483	493	44	elsewhere	elsewhere	ADV
cblr-12483	493	45	as	as	SCONJ
cblr-12483	493	46	it	it	PRON
cblr-12483	493	47	is	be	AUX
cblr-12483	493	48	unclear	unclear	ADJ
cblr-12483	493	49	exactly	exactly	ADV
cblr-12483	493	50	how	how	SCONJ
cblr-12483	493	51	the	the	DET
cblr-12483	493	52	major	major	ADJ
cblr-12483	493	53	questions	question	NOUN
cblr-12483	493	54	clear	clear	ADJ
cblr-12483	493	55	authorization	authorization	NOUN
cblr-12483	493	56	rule	rule	NOUN
cblr-12483	493	57	will	will	AUX
cblr-12483	493	58	be	be	AUX
cblr-12483	493	59	used	use	VERB
cblr-12483	493	60	or	or	CCONJ
cblr-12483	493	61	how	how	SCONJ
cblr-12483	493	62	previous	previous	ADJ
cblr-12483	493	63	analysis	analysis	NOUN
cblr-12483	493	64	of	of	ADP
cblr-12483	493	65	clear	clear	ADJ
cblr-12483	493	66	statement	statement	NOUN
cblr-12483	493	67	rule	rule	NOUN
cblr-12483	493	68	application	application	NOUN
cblr-12483	493	69	would	would	AUX
cblr-12483	493	70	be	be	AUX
cblr-12483	493	71	helpful	helpful	ADJ
cblr-12483	493	72	in	in	ADP
cblr-12483	493	73	predicting	predict	VERB
cblr-12483	493	74	outcomes	outcome	NOUN
cblr-12483	493	75	under	under	ADP
cblr-12483	493	76	the	the	DET
cblr-12483	493	77	major	major	ADJ
cblr-12483	493	78	questions	question	NOUN
cblr-12483	493	79	doctrine	doctrine	NOUN
cblr-12483	493	80	.	.	PUNCT
cblr-12483	494	1	see	see	VERB
cblr-12483	494	2	,	,	PUNCT
cblr-12483	494	3	e.g.	e.g.	ADV
cblr-12483	494	4	,	,	PUNCT
cblr-12483	494	5	john	john	PROPN
cblr-12483	494	6	.	.	PUNCT
cblr-12483	495	1	f.	f.	PROPN
cblr-12483	495	2	manning	manning	PROPN
cblr-12483	495	3	,	,	PUNCT
cblr-12483	495	4	clear	clear	ADJ
cblr-12483	495	5	statement	statement	NOUN
cblr-12483	495	6	rules	rule	NOUN
cblr-12483	495	7	and	and	CCONJ
cblr-12483	495	8	the	the	DET
cblr-12483	495	9	constitution	constitution	NOUN
cblr-12483	495	10	,	,	PUNCT
cblr-12483	495	11	110	110	NUM
cblr-12483	495	12	colum	colum	NOUN
cblr-12483	495	13	.	.	PUNCT
cblr-12483	496	1	l.	l.	PROPN
cblr-12483	496	2	rev	rev	PROPN
cblr-12483	496	3	.	.	PROPN
cblr-12483	497	1	399	399	NUM
cblr-12483	497	2	(	(	PUNCT
cblr-12483	497	3	2010	2010	NUM
cblr-12483	497	4	)	)	PUNCT
cblr-12483	497	5	;	;	PUNCT
cblr-12483	498	1	william	william	PROPN
cblr-12483	498	2	n.	n.	PROPN
cblr-12483	498	3	eskridge	eskridge	PROPN
cblr-12483	498	4	jr	jr	PROPN
cblr-12483	498	5	.	.	PROPN
cblr-12483	498	6	&	&	CCONJ
cblr-12483	498	7	philip	philip	PROPN
cblr-12483	498	8	p.	p.	PROPN
cblr-12483	498	9	frickey	frickey	PROPN
cblr-12483	498	10	,	,	PUNCT
cblr-12483	498	11	no	no	INTJ
cblr-12483	498	12	.	.	NOUN
cblr-12483	498	13	2	2	X
cblr-12483	498	14	]	]	PUNCT
cblr-12483	498	15	my	my	PRON
cblr-12483	498	16	unfair	unfair	ADJ
cblr-12483	498	17	lady	lady	NOUN
cblr-12483	498	18	969	969	NUM
cblr-12483	498	19	thus	thus	ADV
cblr-12483	498	20	,	,	PUNCT
cblr-12483	498	21	in	in	ADP
cblr-12483	498	22	determining	determine	VERB
cblr-12483	498	23	whether	whether	SCONJ
cblr-12483	498	24	there	there	PRON
cblr-12483	498	25	is	be	VERB
cblr-12483	498	26	clear	clear	ADJ
cblr-12483	498	27	authorization	authorization	NOUN
cblr-12483	498	28	for	for	ADP
cblr-12483	498	29	the	the	DET
cblr-12483	498	30	cfpb	cfpb	NOUN
cblr-12483	498	31	’s	’s	PART
cblr-12483	498	32	revision	revision	NOUN
cblr-12483	498	33	of	of	ADP
cblr-12483	498	34	its	its	PRON
cblr-12483	498	35	examination	examination	NOUN
cblr-12483	498	36	manual	manual	NOUN
cblr-12483	498	37	,	,	PUNCT
cblr-12483	498	38	the	the	DET
cblr-12483	498	39	statutory	statutory	ADJ
cblr-12483	498	40	scheme	scheme	NOUN
cblr-12483	498	41	,	,	PUNCT
cblr-12483	498	42	statutory	statutory	ADJ
cblr-12483	498	43	text	text	NOUN
cblr-12483	498	44	,	,	PUNCT
cblr-12483	498	45	and	and	CCONJ
cblr-12483	498	46	the	the	DET
cblr-12483	498	47	congruence	congruence	NOUN
cblr-12483	498	48	between	between	ADP
cblr-12483	498	49	scheme	scheme	NOUN
cblr-12483	498	50	,	,	PUNCT
cblr-12483	498	51	text	text	NOUN
cblr-12483	498	52	,	,	PUNCT
cblr-12483	498	53	and	and	CCONJ
cblr-12483	498	54	the	the	DET
cblr-12483	498	55	action	action	NOUN
cblr-12483	498	56	taken	take	VERB
cblr-12483	498	57	must	must	AUX
cblr-12483	498	58	be	be	AUX
cblr-12483	498	59	analyzed	analyze	VERB
cblr-12483	498	60	in	in	ADP
cblr-12483	498	61	the	the	DET
cblr-12483	498	62	context	context	NOUN
cblr-12483	498	63	of	of	ADP
cblr-12483	498	64	a	a	DET
cblr-12483	498	65	clear	clear	ADJ
cblr-12483	498	66	-	-	PUNCT
cblr-12483	498	67	statement	statement	NOUN
cblr-12483	498	68	requirement	requirement	NOUN
cblr-12483	498	69	.	.	PUNCT
cblr-12483	499	1	the	the	DET
cblr-12483	499	2	analysis	analysis	NOUN
cblr-12483	499	3	of	of	ADP
cblr-12483	499	4	statutory	statutory	ADJ
cblr-12483	499	5	text	text	NOUN
cblr-12483	499	6	is	be	AUX
cblr-12483	499	7	relatively	relatively	ADV
cblr-12483	499	8	simple	simple	ADJ
cblr-12483	499	9	.	.	PUNCT
cblr-12483	500	1	as	as	SCONJ
cblr-12483	500	2	discussed	discuss	VERB
cblr-12483	500	3	below	below	ADV
cblr-12483	500	4	,	,	PUNCT
cblr-12483	500	5	discrimination	discrimination	NOUN
cblr-12483	500	6	in	in	ADP
cblr-12483	500	7	financial	financial	ADJ
cblr-12483	500	8	products	product	NOUN
cblr-12483	500	9	fits	fit	VERB
cblr-12483	500	10	squarely	squarely	ADV
cblr-12483	500	11	within	within	ADP
cblr-12483	500	12	the	the	DET
cblr-12483	500	13	plain	plain	ADJ
cblr-12483	500	14	meaning	meaning	NOUN
cblr-12483	500	15	of	of	ADP
cblr-12483	500	16	“	"	PUNCT
cblr-12483	500	17	unfair	unfair	ADJ
cblr-12483	500	18	,	,	PUNCT
cblr-12483	500	19	”	"	PUNCT
cblr-12483	500	20	and	and	CCONJ
cblr-12483	500	21	it	it	PRON
cblr-12483	500	22	satisfies	satisfy	VERB
cblr-12483	500	23	dodd	dodd	PROPN
cblr-12483	500	24	-	-	PUNCT
cblr-12483	500	25	frank	frank	PROPN
cblr-12483	500	26	’s	’s	PART
cblr-12483	500	27	three	three	NUM
cblr-12483	500	28	requirements	requirement	NOUN
cblr-12483	500	29	for	for	ADP
cblr-12483	500	30	the	the	DET
cblr-12483	500	31	prohibition	prohibition	NOUN
cblr-12483	500	32	of	of	ADP
cblr-12483	500	33	an	an	DET
cblr-12483	500	34	unfair	unfair	ADJ
cblr-12483	500	35	act	act	NOUN
cblr-12483	500	36	or	or	CCONJ
cblr-12483	500	37	practice	practice	NOUN
cblr-12483	500	38	.	.	PUNCT
cblr-12483	501	1	based	base	VERB
cblr-12483	501	2	on	on	ADP
cblr-12483	501	3	the	the	DET
cblr-12483	501	4	plain	plain	ADJ
cblr-12483	501	5	text	text	NOUN
cblr-12483	501	6	of	of	ADP
cblr-12483	501	7	the	the	DET
cblr-12483	501	8	statute	statute	NOUN
cblr-12483	501	9	,	,	PUNCT
cblr-12483	501	10	the	the	DET
cblr-12483	501	11	cfpb	cfpb	NOUN
cblr-12483	501	12	’s	’s	PART
cblr-12483	501	13	action	action	NOUN
cblr-12483	501	14	appears	appear	VERB
cblr-12483	501	15	to	to	PART
cblr-12483	501	16	be	be	AUX
cblr-12483	501	17	authorized	authorize	VERB
cblr-12483	501	18	.	.	PUNCT
cblr-12483	502	1	the	the	DET
cblr-12483	502	2	cfpb	cfpb	NOUN
cblr-12483	502	3	was	be	AUX
cblr-12483	502	4	created	create	VERB
cblr-12483	502	5	to	to	PART
cblr-12483	502	6	protect	protect	VERB
cblr-12483	502	7	consumers	consumer	NOUN
cblr-12483	502	8	from	from	ADP
cblr-12483	502	9	abusive	abusive	ADJ
cblr-12483	502	10	financial	financial	ADJ
cblr-12483	502	11	practices	practice	NOUN
cblr-12483	502	12	which	which	PRON
cblr-12483	502	13	developed	develop	VERB
cblr-12483	502	14	from	from	ADP
cblr-12483	502	15	the	the	DET
cblr-12483	502	16	crisis	crisis	NOUN
cblr-12483	502	17	of	of	ADP
cblr-12483	502	18	2006	2006	NUM
cblr-12483	502	19	.	.	PUNCT
cblr-12483	503	1	the	the	DET
cblr-12483	503	2	statute	statute	NOUN
cblr-12483	503	3	only	only	ADV
cblr-12483	503	4	briefly	briefly	ADV
cblr-12483	503	5	address	address	NOUN
cblr-12483	503	6	discrimination	discrimination	NOUN
cblr-12483	503	7	,	,	PUNCT
cblr-12483	503	8	using	use	VERB
cblr-12483	503	9	the	the	DET
cblr-12483	503	10	word	word	NOUN
cblr-12483	503	11	a	a	DET
cblr-12483	503	12	total	total	NOUN
cblr-12483	503	13	of	of	ADP
cblr-12483	503	14	five	five	NUM
cblr-12483	503	15	times	time	NOUN
cblr-12483	503	16	throughout.150	throughout.150	PRON
cblr-12483	503	17	it	it	PRON
cblr-12483	503	18	only	only	ADV
cblr-12483	503	19	lists	list	VERB
cblr-12483	503	20	protected	protect	VERB
cblr-12483	503	21	classes	class	NOUN
cblr-12483	503	22	in	in	ADP
cblr-12483	503	23	a	a	DET
cblr-12483	503	24	small	small	ADJ
cblr-12483	503	25	provision	provision	NOUN
cblr-12483	503	26	dealing	deal	VERB
cblr-12483	503	27	with	with	ADP
cblr-12483	503	28	the	the	DET
cblr-12483	503	29	disposition	disposition	NOUN
cblr-12483	503	30	of	of	ADP
cblr-12483	503	31	assets.151	assets.151	PROPN
cblr-12483	503	32	dodd	dodd	PROPN
cblr-12483	503	33	-	-	PUNCT
cblr-12483	503	34	frank	frank	PROPN
cblr-12483	503	35	does	do	AUX
cblr-12483	503	36	list	list	NOUN
cblr-12483	503	37	as	as	ADP
cblr-12483	503	38	one	one	NUM
cblr-12483	503	39	of	of	ADP
cblr-12483	503	40	the	the	DET
cblr-12483	503	41	objectives	objective	NOUN
cblr-12483	503	42	of	of	ADP
cblr-12483	503	43	the	the	DET
cblr-12483	503	44	bureau	bureau	NOUN
cblr-12483	503	45	to	to	PART
cblr-12483	503	46	protect	protect	VERB
cblr-12483	503	47	consumers	consumer	NOUN
cblr-12483	503	48	from	from	ADP
cblr-12483	503	49	“	"	PUNCT
cblr-12483	503	50	unfair	unfair	ADJ
cblr-12483	503	51	,	,	PUNCT
cblr-12483	503	52	deceptive	deceptive	ADJ
cblr-12483	503	53	,	,	PUNCT
cblr-12483	503	54	or	or	CCONJ
cblr-12483	503	55	abusive	abusive	ADJ
cblr-12483	503	56	acts	act	NOUN
cblr-12483	503	57	and	and	CCONJ
cblr-12483	503	58	practices	practice	NOUN
cblr-12483	503	59	and	and	CCONJ
cblr-12483	503	60	from	from	ADP
cblr-12483	503	61	discrimination	discrimination	NOUN
cblr-12483	503	62	.	.	PUNCT
cblr-12483	504	1	”152	”152	ADJ
cblr-12483	504	2	more	more	ADV
cblr-12483	504	3	importantly	importantly	ADV
cblr-12483	504	4	however	however	ADV
cblr-12483	504	5	,	,	PUNCT
cblr-12483	504	6	discrimination	discrimination	NOUN
cblr-12483	504	7	is	be	AUX
cblr-12483	504	8	“	"	PUNCT
cblr-12483	504	9	marked	mark	VERB
cblr-12483	504	10	by	by	ADP
cblr-12483	504	11	injustice	injustice	NOUN
cblr-12483	504	12	,	,	PUNCT
cblr-12483	504	13	partiality	partiality	NOUN
cblr-12483	504	14	,	,	PUNCT
cblr-12483	504	15	or	or	CCONJ
cblr-12483	504	16	deception	deception	NOUN
cblr-12483	504	17	”	"	PUNCT
cblr-12483	504	18	and	and	CCONJ
cblr-12483	504	19	thus	thus	ADV
cblr-12483	504	20	easily	easily	ADV
cblr-12483	504	21	fits	fit	VERB
cblr-12483	504	22	into	into	ADP
cblr-12483	504	23	the	the	DET
cblr-12483	504	24	quasi	quasi	ADJ
cblr-12483	504	25	-	-	ADJ
cblr-12483	504	26	constitutional	constitutional	ADJ
cblr-12483	504	27	law	law	NOUN
cblr-12483	504	28	:	:	PUNCT
cblr-12483	504	29	clear	clear	ADJ
cblr-12483	504	30	statement	statement	NOUN
cblr-12483	504	31	rules	rule	NOUN
cblr-12483	504	32	as	as	ADP
cblr-12483	504	33	constitutional	constitutional	ADJ
cblr-12483	504	34	lawmaking	lawmaking	NOUN
cblr-12483	504	35	,	,	PUNCT
cblr-12483	504	36	45	45	NUM
cblr-12483	504	37	vand	vand	NOUN
cblr-12483	504	38	.	.	PUNCT
cblr-12483	505	1	l.	l.	PROPN
cblr-12483	505	2	rev	rev	PROPN
cblr-12483	505	3	.	.	PROPN
cblr-12483	505	4	593	593	NUM
cblr-12483	505	5	(	(	PUNCT
cblr-12483	505	6	1992	1992	NUM
cblr-12483	505	7	)	)	PUNCT
cblr-12483	505	8	.	.	PUNCT
cblr-12483	506	1	justice	justice	NOUN
cblr-12483	506	2	gorsuch	gorsuch	PROPN
cblr-12483	506	3	and	and	CCONJ
cblr-12483	506	4	the	the	DET
cblr-12483	506	5	other	other	ADJ
cblr-12483	506	6	justices	justice	NOUN
cblr-12483	506	7	in	in	ADP
cblr-12483	506	8	favor	favor	NOUN
cblr-12483	506	9	of	of	ADP
cblr-12483	506	10	a	a	DET
cblr-12483	506	11	non	non	ADJ
cblr-12483	506	12	-	-	ADJ
cblr-12483	506	13	delegation	delegation	ADJ
cblr-12483	506	14	form	form	NOUN
cblr-12483	506	15	of	of	ADP
cblr-12483	506	16	the	the	DET
cblr-12483	506	17	major	major	ADJ
cblr-12483	506	18	questions	question	NOUN
cblr-12483	506	19	doctrine	doctrine	NOUN
cblr-12483	506	20	are	be	AUX
cblr-12483	506	21	in	in	ADP
cblr-12483	506	22	favor	favor	NOUN
cblr-12483	506	23	of	of	ADP
cblr-12483	506	24	a	a	DET
cblr-12483	506	25	clear	clear	ADJ
cblr-12483	506	26	authorization	authorization	NOUN
cblr-12483	506	27	standard	standard	NOUN
cblr-12483	506	28	that	that	PRON
cblr-12483	506	29	works	work	VERB
cblr-12483	506	30	more	more	ADV
cblr-12483	506	31	similarly	similarly	ADV
cblr-12483	506	32	to	to	ADP
cblr-12483	506	33	other	other	ADJ
cblr-12483	506	34	clearstatement	clearstatement	NOUN
cblr-12483	506	35	constitutional	constitutional	ADJ
cblr-12483	506	36	rules	rule	NOUN
cblr-12483	506	37	.	.	PUNCT
cblr-12483	507	1	west	west	PROPN
cblr-12483	507	2	virginia	virginia	PROPN
cblr-12483	507	3	v.	v.	PROPN
cblr-12483	507	4	epa	epa	PROPN
cblr-12483	507	5	,	,	PUNCT
cblr-12483	507	6	142	142	NUM
cblr-12483	507	7	s.	s.	PROPN
cblr-12483	507	8	ct	ct	PROPN
cblr-12483	507	9	.	.	PROPN
cblr-12483	507	10	2587	2587	NUM
cblr-12483	507	11	,	,	PUNCT
cblr-12483	507	12	2616	2616	NUM
cblr-12483	507	13	(	(	PUNCT
cblr-12483	507	14	2022	2022	NUM
cblr-12483	507	15	)	)	PUNCT
cblr-12483	507	16	(	(	PUNCT
cblr-12483	507	17	gorsuch	gorsuch	ADJ
cblr-12483	507	18	.	.	PUNCT
cblr-12483	508	1	j.	j.	PROPN
cblr-12483	508	2	,	,	PUNCT
cblr-12483	508	3	concurring	concur	VERB
cblr-12483	508	4	)	)	PUNCT
cblr-12483	508	5	.	.	PUNCT
cblr-12483	509	1	additionally	additionally	ADV
cblr-12483	509	2	,	,	PUNCT
cblr-12483	509	3	justice	justice	NOUN
cblr-12483	509	4	barrett	barrett	PROPN
cblr-12483	509	5	put	put	VERB
cblr-12483	509	6	forward	forward	ADV
cblr-12483	509	7	a	a	DET
cblr-12483	509	8	third	third	ADJ
cblr-12483	509	9	conception	conception	NOUN
cblr-12483	509	10	of	of	ADP
cblr-12483	509	11	the	the	DET
cblr-12483	509	12	doctrine	doctrine	NOUN
cblr-12483	509	13	this	this	DET
cblr-12483	509	14	term	term	NOUN
cblr-12483	509	15	as	as	ADP
cblr-12483	509	16	a	a	DET
cblr-12483	509	17	form	form	NOUN
cblr-12483	509	18	of	of	ADP
cblr-12483	509	19	textualism	textualism	NOUN
cblr-12483	509	20	doctrine	doctrine	NOUN
cblr-12483	509	21	,	,	PUNCT
cblr-12483	509	22	stating	state	VERB
cblr-12483	509	23	that	that	SCONJ
cblr-12483	509	24	the	the	DET
cblr-12483	509	25	major	major	ADJ
cblr-12483	509	26	questions	question	NOUN
cblr-12483	509	27	doctrine	doctrine	NOUN
cblr-12483	509	28	situates	situate	VERB
cblr-12483	509	29	text	text	NOUN
cblr-12483	509	30	in	in	ADP
cblr-12483	509	31	context	context	NOUN
cblr-12483	509	32	of	of	ADP
cblr-12483	509	33	the	the	DET
cblr-12483	509	34	statute	statute	NOUN
cblr-12483	509	35	.	.	PUNCT
cblr-12483	510	1	biden	biden	PROPN
cblr-12483	510	2	v.	v.	PROPN
cblr-12483	510	3	nebraska	nebraska	PROPN
cblr-12483	510	4	,	,	PUNCT
cblr-12483	510	5	143	143	PRON
cblr-12483	510	6	s.	s.	PROPN
cblr-12483	510	7	ct	ct	PROPN
cblr-12483	510	8	.	.	PROPN
cblr-12483	510	9	2355	2355	NUM
cblr-12483	510	10	,	,	PUNCT
cblr-12483	510	11	2378	2378	NUM
cblr-12483	510	12	(	(	PUNCT
cblr-12483	510	13	2023	2023	NUM
cblr-12483	510	14	)	)	PUNCT
cblr-12483	510	15	.	.	PUNCT
cblr-12483	511	1	150	150	NUM
cblr-12483	511	2	12	12	NUM
cblr-12483	511	3	u.s.c	u.s.c	NOUN
cblr-12483	511	4	.	.	PUNCT
cblr-12483	512	1	§	§	PROPN
cblr-12483	512	2	§	§	PROPN
cblr-12483	512	3	5390	5390	NUM
cblr-12483	512	4	,	,	PUNCT
cblr-12483	512	5	5511	5511	NUM
cblr-12483	512	6	,	,	PUNCT
cblr-12483	512	7	5567	5567	NUM
cblr-12483	512	8	.	.	PUNCT
cblr-12483	513	1	151	151	NUM
cblr-12483	513	2	12	12	NUM
cblr-12483	513	3	u.s.c	u.s.c	NOUN
cblr-12483	513	4	.	.	PUNCT
cblr-12483	514	1	§	§	VERB
cblr-12483	514	2	5390	5390	NUM
cblr-12483	514	3	(	(	PUNCT
cblr-12483	514	4	“	"	PUNCT
cblr-12483	514	5	in	in	ADP
cblr-12483	514	6	exercising	exercise	VERB
cblr-12483	514	7	any	any	DET
cblr-12483	514	8	right	right	NOUN
cblr-12483	514	9	,	,	PUNCT
cblr-12483	514	10	power	power	NOUN
cblr-12483	514	11	,	,	PUNCT
cblr-12483	514	12	privilege	privilege	NOUN
cblr-12483	514	13	,	,	PUNCT
cblr-12483	514	14	or	or	CCONJ
cblr-12483	514	15	authority	authority	NOUN
cblr-12483	514	16	as	as	ADP
cblr-12483	514	17	receiver	receiver	NOUN
cblr-12483	514	18	in	in	ADP
cblr-12483	514	19	connection	connection	NOUN
cblr-12483	514	20	with	with	ADP
cblr-12483	514	21	any	any	DET
cblr-12483	514	22	covered	covered	ADJ
cblr-12483	514	23	financial	financial	ADJ
cblr-12483	514	24	company	company	NOUN
cblr-12483	514	25	for	for	ADP
cblr-12483	514	26	which	which	PRON
cblr-12483	514	27	the	the	DET
cblr-12483	514	28	corporation	corporation	NOUN
cblr-12483	514	29	is	be	AUX
cblr-12483	514	30	acting	act	VERB
cblr-12483	514	31	as	as	ADV
cblr-12483	514	32	receiver	receiver	ADV
cblr-12483	514	33	under	under	ADP
cblr-12483	514	34	this	this	DET
cblr-12483	514	35	section	section	NOUN
cblr-12483	514	36	,	,	PUNCT
cblr-12483	514	37	the	the	DET
cblr-12483	514	38	corporation	corporation	NOUN
cblr-12483	514	39	shall	shall	AUX
cblr-12483	514	40	,	,	PUNCT
cblr-12483	514	41	to	to	ADP
cblr-12483	514	42	the	the	DET
cblr-12483	514	43	greatest	great	ADJ
cblr-12483	514	44	extent	extent	NOUN
cblr-12483	514	45	practicable	practicable	ADJ
cblr-12483	514	46	,	,	PUNCT
cblr-12483	514	47	conduct	conduct	VERB
cblr-12483	514	48	its	its	PRON
cblr-12483	514	49	operations	operation	NOUN
cblr-12483	514	50	in	in	ADP
cblr-12483	514	51	a	a	DET
cblr-12483	514	52	manner	manner	NOUN
cblr-12483	514	53	that	that	SCONJ
cblr-12483	514	54	…	…	PUNCT
cblr-12483	514	55	prohibits	prohibit	VERB
cblr-12483	514	56	discrimination	discrimination	NOUN
cblr-12483	514	57	on	on	ADP
cblr-12483	514	58	the	the	DET
cblr-12483	514	59	basis	basis	NOUN
cblr-12483	514	60	of	of	ADP
cblr-12483	514	61	race	race	NOUN
cblr-12483	514	62	,	,	PUNCT
cblr-12483	514	63	sex	sex	NOUN
cblr-12483	514	64	,	,	PUNCT
cblr-12483	514	65	or	or	CCONJ
cblr-12483	514	66	ethnic	ethnic	ADJ
cblr-12483	514	67	group	group	NOUN
cblr-12483	514	68	in	in	ADP
cblr-12483	514	69	the	the	DET
cblr-12483	514	70	solicitation	solicitation	NOUN
cblr-12483	514	71	and	and	CCONJ
cblr-12483	514	72	consideration	consideration	NOUN
cblr-12483	514	73	of	of	ADP
cblr-12483	514	74	offers	offer	NOUN
cblr-12483	514	75	.	.	PUNCT
cblr-12483	514	76	”	"	PUNCT
cblr-12483	514	77	)	)	PUNCT
cblr-12483	514	78	this	this	PRON
cblr-12483	514	79	is	be	AUX
cblr-12483	514	80	outside	outside	ADP
cblr-12483	514	81	the	the	DET
cblr-12483	514	82	purview	purview	NOUN
cblr-12483	514	83	of	of	ADP
cblr-12483	514	84	the	the	DET
cblr-12483	514	85	portion	portion	NOUN
cblr-12483	514	86	of	of	ADP
cblr-12483	514	87	the	the	DET
cblr-12483	514	88	statute	statute	NOUN
cblr-12483	514	89	that	that	PRON
cblr-12483	514	90	pertains	pertain	VERB
cblr-12483	514	91	to	to	ADP
cblr-12483	514	92	the	the	DET
cblr-12483	514	93	cfpb	cfpb	NOUN
cblr-12483	514	94	.	.	PUNCT
cblr-12483	515	1	152	152	NUM
cblr-12483	515	2	12	12	NUM
cblr-12483	515	3	u.s.c	u.s.c	NOUN
cblr-12483	515	4	.	.	PUNCT
cblr-12483	516	1	§	§	NOUN
cblr-12483	516	2	5511(b	5511(b	NOUN
cblr-12483	516	3	)	)	PUNCT
cblr-12483	516	4	(	(	PUNCT
cblr-12483	516	5	emphasis	emphasis	NOUN
cblr-12483	516	6	added	add	VERB
cblr-12483	516	7	)	)	PUNCT
cblr-12483	516	8	.	.	PUNCT
cblr-12483	517	1	970	970	NUM
cblr-12483	517	2	columbia	columbia	PROPN
cblr-12483	517	3	business	business	NOUN
cblr-12483	517	4	law	law	PROPN
cblr-12483	517	5	review	review	NOUN
cblr-12483	517	6	[	[	X
cblr-12483	517	7	vol	vol	NOUN
cblr-12483	517	8	.	.	PUNCT
cblr-12483	517	9	2023	2023	NUM
cblr-12483	517	10	dictionary	dictionary	ADJ
cblr-12483	517	11	definition	definition	NOUN
cblr-12483	517	12	of	of	ADP
cblr-12483	517	13	unfair.153	unfair.153	NOUN
cblr-12483	517	14	the	the	DET
cblr-12483	517	15	statutory	statutory	ADJ
cblr-12483	517	16	requirements	requirement	NOUN
cblr-12483	517	17	for	for	ADP
cblr-12483	517	18	an	an	DET
cblr-12483	517	19	unfairness	unfairness	NOUN
cblr-12483	517	20	finding	finding	NOUN
cblr-12483	517	21	are	be	AUX
cblr-12483	517	22	also	also	ADV
cblr-12483	517	23	easily	easily	ADV
cblr-12483	517	24	met	meet	VERB
cblr-12483	517	25	.	.	PUNCT
cblr-12483	518	1	dodd	dodd	PROPN
cblr-12483	518	2	-	-	PUNCT
cblr-12483	518	3	frank	frank	PROPN
cblr-12483	518	4	identifies	identify	VERB
cblr-12483	518	5	a	a	DET
cblr-12483	518	6	practice	practice	NOUN
cblr-12483	518	7	is	be	AUX
cblr-12483	518	8	unfair	unfair	ADJ
cblr-12483	518	9	when	when	SCONJ
cblr-12483	518	10	:	:	PUNCT
cblr-12483	518	11	(	(	PUNCT
cblr-12483	518	12	1	1	X
cblr-12483	518	13	)	)	PUNCT
cblr-12483	518	14	it	it	PRON
cblr-12483	518	15	causes	cause	VERB
cblr-12483	518	16	or	or	CCONJ
cblr-12483	518	17	is	be	AUX
cblr-12483	518	18	likely	likely	ADJ
cblr-12483	518	19	to	to	PART
cblr-12483	518	20	cause	cause	VERB
cblr-12483	518	21	substantial	substantial	ADJ
cblr-12483	518	22	injury	injury	NOUN
cblr-12483	518	23	to	to	ADP
cblr-12483	518	24	consumers	consumer	NOUN
cblr-12483	518	25	;	;	PUNCT
cblr-12483	518	26	(	(	PUNCT
cblr-12483	518	27	2	2	X
cblr-12483	518	28	)	)	PUNCT
cblr-12483	518	29	the	the	DET
cblr-12483	518	30	injury	injury	NOUN
cblr-12483	518	31	is	be	AUX
cblr-12483	518	32	not	not	PART
cblr-12483	518	33	reasonably	reasonably	ADV
cblr-12483	518	34	avoidable	avoidable	ADJ
cblr-12483	518	35	by	by	ADP
cblr-12483	518	36	consumers	consumer	NOUN
cblr-12483	518	37	;	;	PUNCT
cblr-12483	518	38	and	and	CCONJ
cblr-12483	518	39	(	(	PUNCT
cblr-12483	518	40	3	3	X
cblr-12483	518	41	)	)	PUNCT
cblr-12483	518	42	the	the	DET
cblr-12483	518	43	injury	injury	NOUN
cblr-12483	518	44	is	be	AUX
cblr-12483	518	45	not	not	PART
cblr-12483	518	46	outweighed	outweigh	VERB
cblr-12483	518	47	by	by	ADP
cblr-12483	518	48	countervailing	countervail	VERB
cblr-12483	518	49	benefits	benefit	NOUN
cblr-12483	518	50	to	to	ADP
cblr-12483	518	51	consumers	consumer	NOUN
cblr-12483	518	52	or	or	CCONJ
cblr-12483	518	53	to	to	PART
cblr-12483	518	54	competition.154	competition.154	VERB
cblr-12483	518	55	discrimination	discrimination	NOUN
cblr-12483	518	56	substantially	substantially	ADV
cblr-12483	518	57	injures	injure	VERB
cblr-12483	518	58	consumers	consumer	NOUN
cblr-12483	518	59	economically	economically	ADV
cblr-12483	518	60	and	and	CCONJ
cblr-12483	518	61	limits	limit	VERB
cblr-12483	518	62	their	their	PRON
cblr-12483	518	63	ability	ability	NOUN
cblr-12483	518	64	to	to	PART
cblr-12483	518	65	participate	participate	VERB
cblr-12483	518	66	in	in	ADP
cblr-12483	518	67	the	the	DET
cblr-12483	518	68	free	free	ADJ
cblr-12483	518	69	market	market	NOUN
cblr-12483	518	70	;	;	PUNCT
cblr-12483	518	71	a	a	DET
cblr-12483	518	72	marker	marker	NOUN
cblr-12483	518	73	that	that	PRON
cblr-12483	518	74	has	have	AUX
cblr-12483	518	75	normally	normally	ADV
cblr-12483	518	76	been	be	AUX
cblr-12483	518	77	considered	consider	VERB
cblr-12483	518	78	important	important	ADJ
cblr-12483	518	79	in	in	ADP
cblr-12483	518	80	traditional	traditional	ADJ
cblr-12483	518	81	ftc	ftc	PROPN
cblr-12483	518	82	udap	udap	PROPN
cblr-12483	518	83	enforcement.155	enforcement.155	PROPN
cblr-12483	518	84	discrimination	discrimination	NOUN
cblr-12483	518	85	is	be	AUX
cblr-12483	518	86	unavoidable	unavoidable	ADJ
cblr-12483	518	87	;	;	PUNCT
cblr-12483	518	88	consumers	consumer	NOUN
cblr-12483	518	89	may	may	AUX
cblr-12483	518	90	not	not	PART
cblr-12483	518	91	even	even	ADV
cblr-12483	518	92	know	know	VERB
cblr-12483	518	93	discrimination	discrimination	NOUN
cblr-12483	518	94	is	be	AUX
cblr-12483	518	95	occurring	occur	VERB
cblr-12483	518	96	,	,	PUNCT
cblr-12483	518	97	particularly	particularly	ADV
cblr-12483	518	98	when	when	SCONJ
cblr-12483	518	99	dealing	deal	VERB
cblr-12483	518	100	with	with	ADP
cblr-12483	518	101	complex	complex	ADJ
cblr-12483	518	102	financial	financial	ADJ
cblr-12483	518	103	products.156	products.156	PROPN
cblr-12483	518	104	finally	finally	ADV
cblr-12483	518	105	,	,	PUNCT
cblr-12483	518	106	discrimination	discrimination	NOUN
cblr-12483	518	107	does	do	AUX
cblr-12483	518	108	not	not	PART
cblr-12483	518	109	provide	provide	VERB
cblr-12483	518	110	benefits	benefit	NOUN
cblr-12483	518	111	,	,	PUNCT
cblr-12483	518	112	if	if	SCONJ
cblr-12483	518	113	any	any	PRON
cblr-12483	518	114	can	can	AUX
cblr-12483	518	115	even	even	ADV
cblr-12483	518	116	be	be	AUX
cblr-12483	518	117	conceived	conceive	VERB
cblr-12483	518	118	of	of	ADP
cblr-12483	518	119	,	,	PUNCT
cblr-12483	518	120	that	that	PRON
cblr-12483	518	121	outweigh	outweigh	VERB
cblr-12483	518	122	the	the	DET
cblr-12483	518	123	high	high	ADJ
cblr-12483	518	124	costs	cost	NOUN
cblr-12483	518	125	discrimination	discrimination	NOUN
cblr-12483	518	126	places	place	NOUN
cblr-12483	518	127	on	on	ADP
cblr-12483	518	128	consumers.157	consumers.157	NOUN
cblr-12483	518	129	however	however	ADV
cblr-12483	518	130	,	,	PUNCT
cblr-12483	518	131	it	it	PRON
cblr-12483	518	132	should	should	AUX
cblr-12483	518	133	be	be	AUX
cblr-12483	518	134	noted	note	VERB
cblr-12483	518	135	that	that	SCONJ
cblr-12483	518	136	in	in	ADP
cblr-12483	518	137	granting	grant	VERB
cblr-12483	518	138	the	the	DET
cblr-12483	518	139	agency	agency	NOUN
cblr-12483	518	140	actual	actual	ADJ
cblr-12483	518	141	rulemaking	rulemaking	NOUN
cblr-12483	518	142	power	power	NOUN
cblr-12483	518	143	,	,	PUNCT
cblr-12483	518	144	the	the	DET
cblr-12483	518	145	statute	statute	NOUN
cblr-12483	518	146	removes	remove	VERB
cblr-12483	518	147	the	the	DET
cblr-12483	518	148	term	term	NOUN
cblr-12483	518	149	“	"	PUNCT
cblr-12483	518	150	discrimination	discrimination	NOUN
cblr-12483	518	151	,	,	PUNCT
cblr-12483	518	152	”	"	PUNCT
cblr-12483	518	153	instead	instead	ADV
cblr-12483	518	154	opting	opt	VERB
cblr-12483	518	155	to	to	PART
cblr-12483	518	156	grant	grant	VERB
cblr-12483	518	157	the	the	DET
cblr-12483	518	158	cfpb	cfpb	NOUN
cblr-12483	518	159	the	the	DET
cblr-12483	518	160	ability	ability	NOUN
cblr-12483	518	161	to	to	PART
cblr-12483	518	162	act	act	VERB
cblr-12483	518	163	in	in	ADP
cblr-12483	518	164	regards	regard	NOUN
cblr-12483	518	165	to	to	ADP
cblr-12483	518	166	“	"	PUNCT
cblr-12483	518	167	unfair	unfair	ADJ
cblr-12483	518	168	,	,	PUNCT
cblr-12483	518	169	deceptive	deceptive	ADJ
cblr-12483	518	170	,	,	PUNCT
cblr-12483	518	171	or	or	CCONJ
cblr-12483	518	172	abusive	abusive	ADJ
cblr-12483	518	173	acts	act	NOUN
cblr-12483	518	174	or	or	CCONJ
cblr-12483	518	175	practice	practice	NOUN
cblr-12483	518	176	in	in	ADP
cblr-12483	518	177	connection	connection	NOUN
cblr-12483	518	178	with	with	ADP
cblr-12483	518	179	any	any	DET
cblr-12483	518	180	transaction	transaction	NOUN
cblr-12483	518	181	with	with	ADP
cblr-12483	518	182	a	a	DET
cblr-12483	518	183	consumer	consumer	NOUN
cblr-12483	518	184	for	for	ADP
cblr-12483	518	185	a	a	DET
cblr-12483	518	186	consumer	consumer	NOUN
cblr-12483	518	187	financial	financial	ADJ
cblr-12483	518	188	product	product	NOUN
cblr-12483	518	189	or	or	CCONJ
cblr-12483	518	190	service	service	NOUN
cblr-12483	518	191	,	,	PUNCT
cblr-12483	518	192	or	or	CCONJ
cblr-12483	518	193	the	the	DET
cblr-12483	518	194	offering	offering	NOUN
cblr-12483	518	195	of	of	ADP
cblr-12483	518	196	a	a	DET
cblr-12483	518	197	consumer	consumer	NOUN
cblr-12483	518	198	financial	financial	ADJ
cblr-12483	518	199	product	product	NOUN
cblr-12483	518	200	or	or	CCONJ
cblr-12483	518	201	service	service	NOUN
cblr-12483	518	202	.	.	PUNCT
cblr-12483	518	203	”158	”158	PUNCT
cblr-12483	519	1	although	although	SCONJ
cblr-12483	519	2	this	this	DET
cblr-12483	519	3	removal	removal	NOUN
cblr-12483	519	4	could	could	AUX
cblr-12483	519	5	be	be	AUX
cblr-12483	519	6	deemed	deem	VERB
cblr-12483	519	7	as	as	ADP
cblr-12483	519	8	removing	remove	VERB
cblr-12483	519	9	actual	actual	ADJ
cblr-12483	519	10	authority	authority	NOUN
cblr-12483	519	11	for	for	ADP
cblr-12483	519	12	the	the	DET
cblr-12483	519	13	cfpb	cfpb	NOUN
cblr-12483	519	14	to	to	PART
cblr-12483	519	15	address	address	VERB
cblr-12483	519	16	discrimination	discrimination	NOUN
cblr-12483	519	17	,	,	PUNCT
cblr-12483	519	18	this	this	PRON
cblr-12483	519	19	does	do	AUX
cblr-12483	519	20	not	not	PART
cblr-12483	519	21	seem	seem	VERB
cblr-12483	519	22	like	like	ADP
cblr-12483	519	23	enough	enough	ADV
cblr-12483	519	24	to	to	PART
cblr-12483	519	25	ignore	ignore	VERB
cblr-12483	519	26	the	the	DET
cblr-12483	519	27	fact	fact	NOUN
cblr-12483	519	28	that	that	SCONJ
cblr-12483	519	29	discrimination	discrimination	NOUN
cblr-12483	519	30	fits	fit	VERB
cblr-12483	519	31	both	both	DET
cblr-12483	519	32	plain	plain	ADJ
cblr-12483	519	33	meaning	meaning	NOUN
cblr-12483	519	34	of	of	ADP
cblr-12483	519	35	unfair	unfair	ADJ
cblr-12483	519	36	and	and	CCONJ
cblr-12483	519	37	the	the	DET
cblr-12483	519	38	statutory	statutory	ADJ
cblr-12483	519	39	requirements	requirement	NOUN
cblr-12483	519	40	for	for	ADP
cblr-12483	519	41	prohibition	prohibition	NOUN
cblr-12483	519	42	of	of	ADP
cblr-12483	519	43	an	an	DET
cblr-12483	519	44	unfair	unfair	ADJ
cblr-12483	519	45	act	act	NOUN
cblr-12483	519	46	.	.	PUNCT
cblr-12483	520	1	justice	justice	NOUN
cblr-12483	520	2	gorsuch	gorsuch	PROPN
cblr-12483	520	3	’s	’s	PART
cblr-12483	520	4	arguments	argument	NOUN
cblr-12483	520	5	in	in	ADP
cblr-12483	520	6	bostock	bostock	PROPN
cblr-12483	520	7	are	be	AUX
cblr-12483	520	8	conclusive	conclusive	ADJ
cblr-12483	520	9	here.159	here.159	PROPN
cblr-12483	520	10	as	as	SCONJ
cblr-12483	520	11	noted	note	VERB
cblr-12483	520	12	in	in	ADP
cblr-12483	520	13	bostock	bostock	NOUN
cblr-12483	520	14	,	,	PUNCT
cblr-12483	520	15	“	"	PUNCT
cblr-12483	520	16	this	this	DET
cblr-12483	520	17	court	court	NOUN
cblr-12483	520	18	has	have	AUX
cblr-12483	520	19	explained	explain	VERB
cblr-12483	520	20	many	many	ADJ
cblr-12483	520	21	153	153	NUM
cblr-12483	520	22	unfair	unfair	ADJ
cblr-12483	520	23	,	,	PUNCT
cblr-12483	520	24	merriam-webster.com	merriam-webster.com	PROPN
cblr-12483	520	25	dictionary	dictionary	PROPN
cblr-12483	520	26	,	,	PUNCT
cblr-12483	520	27	https://www.merriamwebster.com/dictionary/unfair	https://www.merriamwebster.com/dictionary/unfair	PROPN
cblr-12483	520	28	(	(	PUNCT
cblr-12483	520	29	last	last	ADJ
cblr-12483	520	30	updated	update	VERB
cblr-12483	520	31	sept	sept	PROPN
cblr-12483	520	32	.	.	PROPN
cblr-12483	520	33	11	11	NUM
cblr-12483	520	34	,	,	PUNCT
cblr-12483	520	35	2023	2023	NUM
cblr-12483	520	36	)	)	PUNCT
cblr-12483	520	37	.	.	PUNCT
cblr-12483	521	1	154	154	NUM
cblr-12483	521	2	12	12	NUM
cblr-12483	521	3	u.s.c	u.s.c	NOUN
cblr-12483	521	4	.	.	PUNCT
cblr-12483	522	1	§	§	PROPN
cblr-12483	522	2	5531	5531	NUM
cblr-12483	522	3	.	.	PUNCT
cblr-12483	523	1	155	155	NUM
cblr-12483	523	2	hayes	hayes	PROPN
cblr-12483	523	3	&	&	CCONJ
cblr-12483	523	4	schellenberg	schellenberg	PROPN
cblr-12483	523	5	,	,	PUNCT
cblr-12483	523	6	supra	supra	PROPN
cblr-12483	523	7	note	note	NOUN
cblr-12483	523	8	28	28	NUM
cblr-12483	523	9	.	.	PUNCT
cblr-12483	524	1	156	156	NUM
cblr-12483	525	1	i	i	PRON
cblr-12483	525	2	d.	d.	PROPN
cblr-12483	525	3	157	157	NUM
cblr-12483	526	1	i	i	PROPN
cblr-12483	526	2	d.	d.	PROPN
cblr-12483	526	3	158	158	NUM
cblr-12483	526	4	12	12	NUM
cblr-12483	526	5	u.s.c	u.s.c	NOUN
cblr-12483	526	6	.	.	PUNCT
cblr-12483	527	1	§	§	PROPN
cblr-12483	527	2	5531	5531	NUM
cblr-12483	527	3	;	;	PUNCT
cblr-12483	527	4	12	12	NUM
cblr-12483	527	5	u.s.c	u.s.c	NOUN
cblr-12483	527	6	.	.	PUNCT
cblr-12483	528	1	§	§	NOUN
cblr-12483	528	2	5511(b	5511(b	NOUN
cblr-12483	528	3	)	)	PUNCT
cblr-12483	528	4	.	.	PUNCT
cblr-12483	529	1	159	159	NUM
cblr-12483	529	2	bostock	bostock	PROPN
cblr-12483	529	3	v.	v.	PROPN
cblr-12483	529	4	clayton	clayton	PROPN
cblr-12483	529	5	cnty	cnty	PROPN
cblr-12483	529	6	.	.	PUNCT
cblr-12483	529	7	,	,	PUNCT
cblr-12483	529	8	ga	ga	PROPN
cblr-12483	529	9	.	.	PROPN
cblr-12483	529	10	,	,	PUNCT
cblr-12483	529	11	140	140	NUM
cblr-12483	529	12	s.	s.	PROPN
cblr-12483	529	13	ct	ct	PROPN
cblr-12483	529	14	.	.	PROPN
cblr-12483	529	15	1731	1731	NUM
cblr-12483	529	16	,	,	PUNCT
cblr-12483	529	17	1749	1749	NUM
cblr-12483	529	18	(	(	PUNCT
cblr-12483	529	19	2020	2020	NUM
cblr-12483	529	20	)	)	PUNCT
cblr-12483	529	21	.	.	PUNCT
cblr-12483	530	1	it	it	PRON
cblr-12483	530	2	is	be	AUX
cblr-12483	530	3	also	also	ADV
cblr-12483	530	4	worth	worth	ADJ
cblr-12483	530	5	noting	note	VERB
cblr-12483	530	6	the	the	DET
cblr-12483	530	7	court	court	NOUN
cblr-12483	530	8	’s	’s	PART
cblr-12483	530	9	decision	decision	NOUN
cblr-12483	530	10	in	in	ADP
cblr-12483	530	11	bostock	bostock	PROPN
cblr-12483	530	12	bolstered	bolster	VERB
cblr-12483	530	13	anti	anti	ADJ
cblr-12483	530	14	-	-	ADJ
cblr-12483	530	15	discrimination	discrimination	ADJ
cblr-12483	530	16	no	no	NOUN
cblr-12483	530	17	.	.	NOUN
cblr-12483	531	1	2	2	X
cblr-12483	531	2	]	]	PUNCT
cblr-12483	531	3	my	my	PRON
cblr-12483	531	4	unfair	unfair	ADJ
cblr-12483	531	5	lady	lady	NOUN
cblr-12483	531	6	971	971	NUM
cblr-12483	531	7	times	time	NOUN
cblr-12483	531	8	over	over	ADP
cblr-12483	531	9	many	many	ADJ
cblr-12483	531	10	years	year	NOUN
cblr-12483	531	11	that	that	SCONJ
cblr-12483	531	12	,	,	PUNCT
cblr-12483	531	13	when	when	SCONJ
cblr-12483	531	14	the	the	DET
cblr-12483	531	15	meaning	meaning	NOUN
cblr-12483	531	16	of	of	ADP
cblr-12483	531	17	the	the	DET
cblr-12483	531	18	statute	statute	NOUN
cblr-12483	531	19	’s	’s	PART
cblr-12483	531	20	terms	term	NOUN
cblr-12483	531	21	is	be	AUX
cblr-12483	531	22	plain	plain	ADJ
cblr-12483	531	23	,	,	PUNCT
cblr-12483	531	24	our	our	PRON
cblr-12483	531	25	job	job	NOUN
cblr-12483	531	26	is	be	AUX
cblr-12483	531	27	at	at	ADP
cblr-12483	531	28	an	an	DET
cblr-12483	531	29	end	end	NOUN
cblr-12483	531	30	.	.	PUNCT
cblr-12483	532	1	”160	”160	VERB
cblr-12483	532	2	the	the	DET
cblr-12483	532	3	majority	majority	NOUN
cblr-12483	532	4	opinion	opinion	NOUN
cblr-12483	532	5	also	also	ADV
cblr-12483	532	6	added	add	VERB
cblr-12483	532	7	,	,	PUNCT
cblr-12483	532	8	“	"	PUNCT
cblr-12483	532	9	but	but	CCONJ
cblr-12483	532	10	the	the	DET
cblr-12483	532	11	fact	fact	NOUN
cblr-12483	532	12	that	that	SCONJ
cblr-12483	532	13	[	[	X
cblr-12483	532	14	a	a	DET
cblr-12483	532	15	statute	statute	NOUN
cblr-12483	532	16	]	]	PUNCT
cblr-12483	532	17	has	have	AUX
cblr-12483	532	18	been	be	AUX
cblr-12483	532	19	applied	apply	VERB
cblr-12483	532	20	in	in	ADP
cblr-12483	532	21	situations	situation	NOUN
cblr-12483	532	22	not	not	PART
cblr-12483	532	23	expressly	expressly	ADV
cblr-12483	532	24	anticipated	anticipate	VERB
cblr-12483	532	25	by	by	ADP
cblr-12483	532	26	congress	congress	PROPN
cblr-12483	532	27	does	do	AUX
cblr-12483	532	28	not	not	PART
cblr-12483	532	29	demonstrate	demonstrate	VERB
cblr-12483	532	30	ambiguity	ambiguity	NOUN
cblr-12483	532	31	;	;	PUNCT
cblr-12483	532	32	instead	instead	ADV
cblr-12483	532	33	,	,	PUNCT
cblr-12483	532	34	it	it	PRON
cblr-12483	532	35	simply	simply	ADV
cblr-12483	532	36	demonstrates	demonstrate	VERB
cblr-12483	532	37	[	[	X
cblr-12483	532	38	the	the	DET
cblr-12483	532	39	]	]	X
cblr-12483	532	40	breadth	breadth	NOUN
cblr-12483	532	41	of	of	ADP
cblr-12483	532	42	a	a	DET
cblr-12483	532	43	legislative	legislative	ADJ
cblr-12483	532	44	command	command	NOUN
cblr-12483	532	45	.	.	PUNCT
cblr-12483	533	1	”161	”161	VERB
cblr-12483	533	2	the	the	DET
cblr-12483	533	3	textual	textual	ADJ
cblr-12483	533	4	command	command	NOUN
cblr-12483	533	5	in	in	ADP
cblr-12483	533	6	dodd	dodd	PROPN
cblr-12483	533	7	-	-	PUNCT
cblr-12483	533	8	frank	frank	PROPN
cblr-12483	533	9	’s	’s	PART
cblr-12483	533	10	udaap	udaap	ADJ
cblr-12483	533	11	provision	provision	NOUN
cblr-12483	533	12	seems	seem	VERB
cblr-12483	533	13	at	at	ADV
cblr-12483	533	14	least	least	ADJ
cblr-12483	533	15	as	as	ADV
cblr-12483	533	16	clear	clear	ADJ
cblr-12483	533	17	as	as	ADP
cblr-12483	533	18	the	the	DET
cblr-12483	533	19	provision	provision	NOUN
cblr-12483	533	20	of	of	ADP
cblr-12483	533	21	title	title	NOUN
cblr-12483	533	22	vii	vii	PROPN
cblr-12483	533	23	analyzed	analyze	VERB
cblr-12483	533	24	in	in	ADP
cblr-12483	533	25	bostock	bostock	PROPN
cblr-12483	533	26	,	,	PUNCT
cblr-12483	533	27	regardless	regardless	ADV
cblr-12483	533	28	of	of	ADP
cblr-12483	533	29	the	the	DET
cblr-12483	533	30	placement	placement	NOUN
cblr-12483	533	31	of	of	ADP
cblr-12483	533	32	any	any	DET
cblr-12483	533	33	statutory	statutory	ADJ
cblr-12483	533	34	language	language	NOUN
cblr-12483	533	35	.	.	PUNCT
cblr-12483	534	1	interpreting	interpret	VERB
cblr-12483	534	2	this	this	DET
cblr-12483	534	3	text	text	NOUN
cblr-12483	534	4	within	within	ADP
cblr-12483	534	5	the	the	DET
cblr-12483	534	6	statutory	statutory	ADJ
cblr-12483	534	7	scheme	scheme	NOUN
cblr-12483	534	8	raises	raise	VERB
cblr-12483	534	9	more	more	ADV
cblr-12483	534	10	interesting	interesting	ADJ
cblr-12483	534	11	and	and	CCONJ
cblr-12483	534	12	complex	complex	ADJ
cblr-12483	534	13	questions	question	NOUN
cblr-12483	534	14	.	.	PUNCT
cblr-12483	535	1	as	as	SCONJ
cblr-12483	535	2	discussed	discuss	VERB
cblr-12483	535	3	throughout	throughout	ADP
cblr-12483	535	4	this	this	DET
cblr-12483	535	5	paper	paper	NOUN
cblr-12483	535	6	,	,	PUNCT
cblr-12483	535	7	udaap	udaap	PROPN
cblr-12483	535	8	authority	authority	NOUN
cblr-12483	535	9	is	be	AUX
cblr-12483	535	10	a	a	DET
cblr-12483	535	11	broad	broad	ADJ
cblr-12483	535	12	grant	grant	NOUN
cblr-12483	535	13	of	of	ADP
cblr-12483	535	14	power	power	NOUN
cblr-12483	535	15	to	to	ADP
cblr-12483	535	16	the	the	DET
cblr-12483	535	17	cfpb	cfpb	NOUN
cblr-12483	535	18	,	,	PUNCT
cblr-12483	535	19	and	and	CCONJ
cblr-12483	535	20	this	this	DET
cblr-12483	535	21	conception	conception	NOUN
cblr-12483	535	22	of	of	ADP
cblr-12483	535	23	the	the	DET
cblr-12483	535	24	statute	statute	NOUN
cblr-12483	535	25	has	have	AUX
cblr-12483	535	26	been	be	AUX
cblr-12483	535	27	confirmed	confirm	VERB
cblr-12483	535	28	by	by	ADP
cblr-12483	535	29	federal	federal	ADJ
cblr-12483	535	30	courts.162	courts.162	PROPN
cblr-12483	536	1	the	the	DET
cblr-12483	536	2	cfpb	cfpb	NOUN
cblr-12483	536	3	’s	’s	PART
cblr-12483	536	4	udaap	udaap	PROPN
cblr-12483	536	5	authority	authority	PROPN
cblr-12483	536	6	falls	fall	VERB
cblr-12483	536	7	under	under	ADP
cblr-12483	536	8	a	a	DET
cblr-12483	536	9	type	type	NOUN
cblr-12483	536	10	of	of	ADP
cblr-12483	536	11	law	law	NOUN
cblr-12483	536	12	most	most	ADV
cblr-12483	536	13	commonly	commonly	ADV
cblr-12483	536	14	referred	refer	VERB
cblr-12483	536	15	to	to	ADP
cblr-12483	536	16	as	as	ADP
cblr-12483	536	17	a	a	DET
cblr-12483	536	18	standard	standard	NOUN
cblr-12483	536	19	.	.	PUNCT
cblr-12483	537	1	it	it	PRON
cblr-12483	537	2	is	be	AUX
cblr-12483	537	3	meant	mean	VERB
cblr-12483	537	4	to	to	PART
cblr-12483	537	5	be	be	AUX
cblr-12483	537	6	flexible	flexible	ADJ
cblr-12483	537	7	in	in	ADP
cblr-12483	537	8	its	its	PRON
cblr-12483	537	9	interpretation	interpretation	NOUN
cblr-12483	537	10	,	,	PUNCT
cblr-12483	537	11	but	but	CCONJ
cblr-12483	537	12	there	there	PRON
cblr-12483	537	13	are	be	VERB
cblr-12483	537	14	limits.163	limits.163	VERB
cblr-12483	537	15	the	the	DET
cblr-12483	537	16	cfpb	cfpb	NOUN
cblr-12483	537	17	and	and	CCONJ
cblr-12483	537	18	ftc	ftc	PROPN
cblr-12483	537	19	do	do	AUX
cblr-12483	537	20	not	not	PART
cblr-12483	537	21	have	have	VERB
cblr-12483	537	22	limitless	limitless	ADJ
cblr-12483	537	23	discretion	discretion	NOUN
cblr-12483	537	24	under	under	ADP
cblr-12483	537	25	the	the	DET
cblr-12483	537	26	scheme	scheme	NOUN
cblr-12483	537	27	to	to	PART
cblr-12483	537	28	ban	ban	VERB
cblr-12483	537	29	any	any	DET
cblr-12483	537	30	practice	practice	NOUN
cblr-12483	537	31	that	that	PRON
cblr-12483	537	32	falls	fall	VERB
cblr-12483	537	33	under	under	ADP
cblr-12483	537	34	the	the	DET
cblr-12483	537	35	broad	broad	ADJ
cblr-12483	537	36	definitions	definition	NOUN
cblr-12483	537	37	of	of	ADP
cblr-12483	537	38	unfair	unfair	ADJ
cblr-12483	537	39	,	,	PUNCT
cblr-12483	537	40	deceptive	deceptive	ADJ
cblr-12483	537	41	,	,	PUNCT
cblr-12483	537	42	or	or	CCONJ
cblr-12483	537	43	abusive	abusive	ADJ
cblr-12483	537	44	.	.	PUNCT
cblr-12483	538	1	line	line	NOUN
cblr-12483	538	2	drawing	drawing	NOUN
cblr-12483	538	3	was	be	AUX
cblr-12483	538	4	difficult	difficult	ADJ
cblr-12483	538	5	for	for	ADP
cblr-12483	538	6	both	both	DET
cblr-12483	538	7	courts	court	NOUN
cblr-12483	538	8	and	and	CCONJ
cblr-12483	538	9	the	the	DET
cblr-12483	538	10	agency	agency	NOUN
cblr-12483	538	11	in	in	ADP
cblr-12483	538	12	determining	determine	VERB
cblr-12483	538	13	the	the	DET
cblr-12483	538	14	outer	outer	ADJ
cblr-12483	538	15	limits	limit	NOUN
cblr-12483	538	16	of	of	ADP
cblr-12483	538	17	permissible	permissible	ADJ
cblr-12483	538	18	interpretation	interpretation	NOUN
cblr-12483	538	19	of	of	ADP
cblr-12483	538	20	the	the	DET
cblr-12483	538	21	ftc	ftc	PROPN
cblr-12483	538	22	act	act	PROPN
cblr-12483	538	23	.	.	PUNCT
cblr-12483	539	1	164	164	NUM
cblr-12483	539	2	so	so	ADV
cblr-12483	539	3	far	far	ADV
cblr-12483	539	4	,	,	PUNCT
cblr-12483	539	5	both	both	CCONJ
cblr-12483	539	6	the	the	DET
cblr-12483	539	7	ftc	ftc	PROPN
cblr-12483	539	8	and	and	CCONJ
cblr-12483	539	9	the	the	DET
cblr-12483	539	10	cfpb	cfpb	NOUN
cblr-12483	539	11	have	have	AUX
cblr-12483	539	12	taken	take	VERB
cblr-12483	539	13	advantage	advantage	NOUN
cblr-12483	539	14	of	of	ADP
cblr-12483	539	15	this	this	DET
cblr-12483	539	16	efforts	effort	NOUN
cblr-12483	539	17	on	on	ADP
cblr-12483	539	18	the	the	DET
cblr-12483	539	19	basis	basis	NOUN
cblr-12483	539	20	of	of	ADP
cblr-12483	539	21	sexual	sexual	ADJ
cblr-12483	539	22	orientation	orientation	NOUN
cblr-12483	539	23	and	and	CCONJ
cblr-12483	539	24	gender	gender	NOUN
cblr-12483	539	25	identity	identity	NOUN
cblr-12483	539	26	,	,	PUNCT
cblr-12483	539	27	and	and	CCONJ
cblr-12483	539	28	those	those	DET
cblr-12483	539	29	same	same	ADJ
cblr-12483	539	30	efforts	effort	NOUN
cblr-12483	539	31	are	be	AUX
cblr-12483	539	32	,	,	PUNCT
cblr-12483	539	33	albeit	albeit	SCONJ
cblr-12483	539	34	indirectly	indirectly	ADV
cblr-12483	539	35	,	,	PUNCT
cblr-12483	539	36	at	at	ADP
cblr-12483	539	37	issue	issue	NOUN
cblr-12483	539	38	in	in	ADP
cblr-12483	539	39	this	this	DET
cblr-12483	539	40	case	case	NOUN
cblr-12483	539	41	.	.	PUNCT
cblr-12483	540	1	160	160	NUM
cblr-12483	540	2	i	i	NOUN
cblr-12483	540	3	d.	d.	PROPN
cblr-12483	540	4	at	at	ADP
cblr-12483	540	5	1749	1749	NUM
cblr-12483	540	6	.	.	PUNCT
cblr-12483	541	1	161	161	NUM
cblr-12483	541	2	i	i	PROPN
cblr-12483	541	3	d.	d.	PROPN
cblr-12483	541	4	(	(	PUNCT
cblr-12483	541	5	quoting	quote	VERB
cblr-12483	541	6	sedima	sedima	PROPN
cblr-12483	541	7	,	,	PUNCT
cblr-12483	541	8	s.p.r.l	s.p.r.l	PROPN
cblr-12483	541	9	.	.	PROPN
cblr-12483	542	1	v.	v.	PROPN
cblr-12483	542	2	imrex	imrex	PROPN
cblr-12483	542	3	co.	co.	PROPN
cblr-12483	542	4	,	,	PUNCT
cblr-12483	543	1	473	473	NUM
cblr-12483	543	2	u.s	u.s	PROPN
cblr-12483	543	3	.	.	PROPN
cblr-12483	543	4	479	479	NUM
cblr-12483	543	5	,	,	PUNCT
cblr-12483	543	6	499	499	NUM
cblr-12483	543	7	(	(	PUNCT
cblr-12483	543	8	1985	1985	NUM
cblr-12483	543	9	)	)	PUNCT
cblr-12483	543	10	)	)	PUNCT
cblr-12483	543	11	.	.	PUNCT
cblr-12483	544	1	162	162	NUM
cblr-12483	544	2	supra	supra	PROPN
cblr-12483	544	3	notes	note	VERB
cblr-12483	544	4	11	11	NUM
cblr-12483	544	5	,	,	PUNCT
cblr-12483	544	6	112	112	NUM
cblr-12483	544	7	,	,	PUNCT
cblr-12483	544	8	127	127	NUM
cblr-12483	544	9	.	.	PUNCT
cblr-12483	544	10	163	163	NUM
cblr-12483	544	11	the	the	DET
cblr-12483	544	12	district	district	NOUN
cblr-12483	544	13	court	court	NOUN
cblr-12483	544	14	’s	’s	PART
cblr-12483	544	15	opinion	opinion	NOUN
cblr-12483	544	16	in	in	ADP
cblr-12483	544	17	chamber	chamber	PROPN
cblr-12483	544	18	v.	v.	ADP
cblr-12483	544	19	cfpb	cfpb	PROPN
cblr-12483	544	20	essentially	essentially	ADV
cblr-12483	544	21	points	point	VERB
cblr-12483	544	22	to	to	ADP
cblr-12483	544	23	the	the	DET
cblr-12483	544	24	structure	structure	NOUN
cblr-12483	544	25	of	of	ADP
cblr-12483	544	26	the	the	DET
cblr-12483	544	27	statute	statute	NOUN
cblr-12483	544	28	,	,	PUNCT
cblr-12483	544	29	the	the	DET
cblr-12483	544	30	removal	removal	NOUN
cblr-12483	544	31	of	of	ADP
cblr-12483	544	32	the	the	DET
cblr-12483	544	33	word	word	NOUN
cblr-12483	544	34	discrimination	discrimination	NOUN
cblr-12483	544	35	in	in	ADP
cblr-12483	544	36	the	the	DET
cblr-12483	544	37	cfpb	cfpb	NOUN
cblr-12483	544	38	’s	’s	PART
cblr-12483	544	39	powers	power	NOUN
cblr-12483	544	40	under	under	ADP
cblr-12483	544	41	udaap	udaap	NOUN
cblr-12483	544	42	,	,	PUNCT
cblr-12483	544	43	and	and	CCONJ
cblr-12483	544	44	the	the	DET
cblr-12483	544	45	existence	existence	NOUN
cblr-12483	544	46	of	of	ADP
cblr-12483	544	47	other	other	ADJ
cblr-12483	544	48	anti	anti	ADJ
cblr-12483	544	49	-	-	ADJ
cblr-12483	544	50	discrimination	discrimination	ADJ
cblr-12483	544	51	statutes	statute	NOUN
cblr-12483	544	52	in	in	ADP
cblr-12483	544	53	finding	find	VERB
cblr-12483	544	54	a	a	DET
cblr-12483	544	55	lack	lack	NOUN
cblr-12483	544	56	of	of	ADP
cblr-12483	544	57	clear	clear	ADJ
cblr-12483	544	58	authorization	authorization	NOUN
cblr-12483	544	59	.	.	PUNCT
cblr-12483	545	1	see	see	VERB
cblr-12483	545	2	chamber	chamber	PROPN
cblr-12483	545	3	of	of	ADP
cblr-12483	545	4	com	com	PROPN
cblr-12483	545	5	.	.	PROPN
cblr-12483	545	6	of	of	ADP
cblr-12483	545	7	the	the	DET
cblr-12483	545	8	u.s	u.s	PROPN
cblr-12483	545	9	.	.	PROPN
cblr-12483	545	10	v.	v.	ADP
cblr-12483	545	11	cfpb	cfpb	NOUN
cblr-12483	545	12	,	,	PUNCT
cblr-12483	545	13	no	no	INTJ
cblr-12483	545	14	.	.	PUNCT
cblr-12483	546	1	6:22	6:22	NUM
cblr-12483	546	2	-	-	PUNCT
cblr-12483	546	3	cv-00381	cv-00381	NOUN
cblr-12483	546	4	,	,	PUNCT
cblr-12483	546	5	wl	wl	PROPN
cblr-12483	546	6	5835951	5835951	NUM
cblr-12483	546	7	at	at	ADP
cblr-12483	546	8	12	12	NUM
cblr-12483	546	9	-	-	SYM
cblr-12483	546	10	24	24	NUM
cblr-12483	546	11	(	(	PUNCT
cblr-12483	546	12	e.d	e.d	PROPN
cblr-12483	546	13	.	.	PROPN
cblr-12483	546	14	tex	tex	PROPN
cblr-12483	546	15	.	.	PROPN
cblr-12483	546	16	sept	sept	PROPN
cblr-12483	546	17	.	.	PROPN
cblr-12483	546	18	8	8	NUM
cblr-12483	546	19	,	,	PUNCT
cblr-12483	546	20	2023	2023	NUM
cblr-12483	546	21	)	)	PUNCT
cblr-12483	546	22	.	.	PUNCT
cblr-12483	547	1	164	164	NUM
cblr-12483	547	2	neil	neil	PROPN
cblr-12483	547	3	w.	w.	PROPN
cblr-12483	547	4	averitt	averitt	PROPN
cblr-12483	547	5	,	,	PUNCT
cblr-12483	547	6	the	the	DET
cblr-12483	547	7	meaning	meaning	NOUN
cblr-12483	547	8	of	of	ADP
cblr-12483	547	9	unfair	unfair	ADJ
cblr-12483	547	10	acts	act	NOUN
cblr-12483	547	11	or	or	CCONJ
cblr-12483	547	12	practices	practice	NOUN
cblr-12483	547	13	in	in	ADP
cblr-12483	547	14	section	section	NOUN
cblr-12483	547	15	5	5	NUM
cblr-12483	547	16	of	of	ADP
cblr-12483	547	17	the	the	DET
cblr-12483	547	18	federal	federal	PROPN
cblr-12483	547	19	trade	trade	PROPN
cblr-12483	547	20	commission	commission	PROPN
cblr-12483	547	21	act	act	PROPN
cblr-12483	547	22	,	,	PUNCT
cblr-12483	547	23	70	70	NUM
cblr-12483	547	24	geo	geo	PROPN
cblr-12483	547	25	.	.	PROPN
cblr-12483	547	26	l.	l.	PROPN
cblr-12483	547	27	j.	j.	PROPN
cblr-12483	547	28	225	225	PROPN
cblr-12483	547	29	,	,	PUNCT
cblr-12483	547	30	225	225	NUM
cblr-12483	547	31	-	-	SYM
cblr-12483	547	32	26	26	NUM
cblr-12483	547	33	(	(	PUNCT
cblr-12483	547	34	1981	1981	NUM
cblr-12483	547	35	)	)	PUNCT
cblr-12483	547	36	(	(	PUNCT
cblr-12483	547	37	“	"	PUNCT
cblr-12483	547	38	this	this	DET
cblr-12483	547	39	statutory	statutory	ADJ
cblr-12483	547	40	language	language	NOUN
cblr-12483	547	41	gives	give	VERB
cblr-12483	547	42	the	the	DET
cblr-12483	547	43	commission	commission	NOUN
cblr-12483	547	44	substantial	substantial	ADJ
cblr-12483	547	45	latitude	latitude	NOUN
cblr-12483	547	46	in	in	ADP
cblr-12483	547	47	defining	define	VERB
cblr-12483	547	48	unfair	unfair	ADJ
cblr-12483	547	49	consumer	consumer	NOUN
cblr-12483	547	50	practice	practice	NOUN
cblr-12483	547	51	but	but	CCONJ
cblr-12483	547	52	the	the	DET
cblr-12483	547	53	very	very	ADJ
cblr-12483	547	54	breadth	breadth	NOUN
cblr-12483	547	55	of	of	ADP
cblr-12483	547	56	the	the	DET
cblr-12483	547	57	mandate	mandate	NOUN
cblr-12483	547	58	has	have	AUX
cblr-12483	547	59	led	lead	VERB
cblr-12483	547	60	to	to	ADP
cblr-12483	547	61	some	some	DET
cblr-12483	547	62	uncertainty	uncertainty	NOUN
cblr-12483	547	63	about	about	ADP
cblr-12483	547	64	its	its	PRON
cblr-12483	547	65	limits	limit	NOUN
cblr-12483	547	66	and	and	CCONJ
cblr-12483	547	67	its	its	PRON
cblr-12483	547	68	underlying	underlie	VERB
cblr-12483	547	69	principles	principle	NOUN
cblr-12483	547	70	.	.	PUNCT
cblr-12483	547	71	”	"	PUNCT
cblr-12483	547	72	)	)	PUNCT
cblr-12483	547	73	;	;	PUNCT
cblr-12483	547	74	erxleben	erxleben	NOUN
cblr-12483	547	75	,	,	PUNCT
cblr-12483	547	76	supra	supra	PROPN
cblr-12483	547	77	note	note	PROPN
cblr-12483	547	78	11	11	NUM
cblr-12483	547	79	,	,	PUNCT
cblr-12483	547	80	at	at	ADP
cblr-12483	547	81	335	335	NUM
cblr-12483	547	82	;	;	PUNCT
cblr-12483	547	83	herrine	herrine	ADJ
cblr-12483	547	84	,	,	PUNCT
cblr-12483	547	85	supra	supra	PROPN
cblr-12483	547	86	note	note	NOUN
cblr-12483	547	87	7	7	NUM
cblr-12483	547	88	,	,	PUNCT
cblr-12483	547	89	at	at	ADP
cblr-12483	547	90	433	433	NUM
cblr-12483	547	91	-	-	SYM
cblr-12483	547	92	40	40	NUM
cblr-12483	547	93	.	.	PUNCT
cblr-12483	548	1	972	972	NUM
cblr-12483	548	2	columbia	columbia	PROPN
cblr-12483	548	3	business	business	PROPN
cblr-12483	548	4	law	law	PROPN
cblr-12483	548	5	review	review	NOUN
cblr-12483	548	6	[	[	X
cblr-12483	548	7	vol	vol	NOUN
cblr-12483	548	8	.	.	PUNCT
cblr-12483	548	9	2023	2023	NUM
cblr-12483	548	10	flexibility	flexibility	NOUN
cblr-12483	548	11	,	,	PUNCT
cblr-12483	548	12	and	and	CCONJ
cblr-12483	548	13	courts	court	NOUN
cblr-12483	548	14	have	have	AUX
cblr-12483	548	15	been	be	AUX
cblr-12483	548	16	permissive.165	permissive.165	VERB
cblr-12483	548	17	so	so	ADV
cblr-12483	548	18	where	where	SCONJ
cblr-12483	548	19	is	be	AUX
cblr-12483	548	20	the	the	DET
cblr-12483	548	21	line	line	NOUN
cblr-12483	548	22	for	for	ADP
cblr-12483	548	23	udaap	udaap	NOUN
cblr-12483	548	24	,	,	PUNCT
cblr-12483	548	25	and	and	CCONJ
cblr-12483	548	26	do	do	VERB
cblr-12483	548	27	anti	anti	ADJ
cblr-12483	548	28	-	-	ADJ
cblr-12483	548	29	discrimination	discrimination	ADJ
cblr-12483	548	30	efforts	effort	NOUN
cblr-12483	548	31	sit	sit	VERB
cblr-12483	548	32	outside	outside	ADP
cblr-12483	548	33	or	or	CCONJ
cblr-12483	548	34	inside	inside	ADP
cblr-12483	548	35	the	the	DET
cblr-12483	548	36	line?166	line?166	PROPN
cblr-12483	548	37	in	in	ADP
cblr-12483	548	38	exploring	explore	VERB
cblr-12483	548	39	the	the	DET
cblr-12483	548	40	outer	outer	ADJ
cblr-12483	548	41	limits	limit	NOUN
cblr-12483	548	42	of	of	ADP
cblr-12483	548	43	udaap	udaap	NOUN
cblr-12483	548	44	,	,	PUNCT
cblr-12483	548	45	it	it	PRON
cblr-12483	548	46	is	be	AUX
cblr-12483	548	47	helpful	helpful	ADJ
cblr-12483	548	48	to	to	PART
cblr-12483	548	49	understand	understand	VERB
cblr-12483	548	50	how	how	SCONJ
cblr-12483	548	51	the	the	DET
cblr-12483	548	52	standard	standard	NOUN
cblr-12483	548	53	has	have	AUX
cblr-12483	548	54	evolved	evolve	VERB
cblr-12483	548	55	over	over	ADP
cblr-12483	548	56	time	time	NOUN
cblr-12483	548	57	.	.	PUNCT
cblr-12483	549	1	at	at	ADP
cblr-12483	549	2	first	first	ADV
cblr-12483	549	3	,	,	PUNCT
cblr-12483	549	4	the	the	DET
cblr-12483	549	5	original	original	ADJ
cblr-12483	549	6	ftc	ftc	PROPN
cblr-12483	549	7	act	act	PROPN
cblr-12483	549	8	granted	grant	VERB
cblr-12483	549	9	the	the	DET
cblr-12483	549	10	commission	commission	NOUN
cblr-12483	549	11	the	the	DET
cblr-12483	549	12	authority	authority	NOUN
cblr-12483	549	13	to	to	PART
cblr-12483	549	14	prohibit	prohibit	VERB
cblr-12483	549	15	“	"	PUNCT
cblr-12483	549	16	unfair	unfair	ADJ
cblr-12483	549	17	methods	method	NOUN
cblr-12483	549	18	of	of	ADP
cblr-12483	549	19	competition	competition	NOUN
cblr-12483	549	20	”	"	PUNCT
cblr-12483	549	21	in	in	ADP
cblr-12483	549	22	order	order	NOUN
cblr-12483	549	23	to	to	PART
cblr-12483	549	24	stop	stop	VERB
cblr-12483	549	25	unethical	unethical	ADJ
cblr-12483	549	26	behavior	behavior	NOUN
cblr-12483	549	27	affecting	affect	VERB
cblr-12483	549	28	the	the	DET
cblr-12483	549	29	nation	nation	NOUN
cblr-12483	549	30	’s	’s	PART
cblr-12483	549	31	commerce.167	commerce.167	PROPN
cblr-12483	549	32	congress	congress	PROPN
cblr-12483	549	33	chose	choose	VERB
cblr-12483	549	34	the	the	DET
cblr-12483	549	35	term	term	NOUN
cblr-12483	549	36	unfairness	unfairness	NOUN
cblr-12483	549	37	for	for	ADP
cblr-12483	549	38	its	its	PRON
cblr-12483	549	39	capaciousness	capaciousness	NOUN
cblr-12483	549	40	,	,	PUNCT
cblr-12483	549	41	as	as	SCONJ
cblr-12483	549	42	the	the	DET
cblr-12483	549	43	intent	intent	NOUN
cblr-12483	549	44	was	be	AUX
cblr-12483	549	45	to	to	PART
cblr-12483	549	46	avoid	avoid	VERB
cblr-12483	549	47	creating	create	VERB
cblr-12483	549	48	loopholes	loophole	NOUN
cblr-12483	549	49	through	through	ADP
cblr-12483	549	50	either	either	CCONJ
cblr-12483	549	51	an	an	DET
cblr-12483	549	52	exhaustive	exhaustive	ADJ
cblr-12483	549	53	list	list	NOUN
cblr-12483	549	54	or	or	CCONJ
cblr-12483	549	55	an	an	DET
cblr-12483	549	56	overly	overly	ADV
cblr-12483	549	57	narrow	narrow	ADJ
cblr-12483	549	58	standard	standard	NOUN
cblr-12483	549	59	that	that	PRON
cblr-12483	549	60	would	would	AUX
cblr-12483	549	61	limit	limit	VERB
cblr-12483	549	62	the	the	DET
cblr-12483	549	63	ftc	ftc	PROPN
cblr-12483	549	64	’s	’s	PART
cblr-12483	549	65	ability	ability	NOUN
cblr-12483	549	66	to	to	PART
cblr-12483	549	67	act	act	VERB
cblr-12483	549	68	towards	towards	ADP
cblr-12483	549	69	new	new	ADJ
cblr-12483	549	70	practices	practice	NOUN
cblr-12483	549	71	or	or	CCONJ
cblr-12483	549	72	new	new	ADJ
cblr-12483	549	73	standards	standard	NOUN
cblr-12483	549	74	of	of	ADP
cblr-12483	549	75	unfairness.168	unfairness.168	NOUN
cblr-12483	549	76	in	in	ADP
cblr-12483	549	77	1938	1938	NUM
cblr-12483	549	78	,	,	PUNCT
cblr-12483	549	79	congress	congress	PROPN
cblr-12483	549	80	added	add	VERB
cblr-12483	549	81	authority	authority	NOUN
cblr-12483	549	82	for	for	SCONJ
cblr-12483	549	83	the	the	DET
cblr-12483	549	84	ftc	ftc	PROPN
cblr-12483	549	85	to	to	PART
cblr-12483	549	86	also	also	ADV
cblr-12483	549	87	ban	ban	VERB
cblr-12483	549	88	unfair	unfair	ADJ
cblr-12483	549	89	or	or	CCONJ
cblr-12483	549	90	deceptive	deceptive	ADJ
cblr-12483	549	91	acts	act	NOUN
cblr-12483	549	92	or	or	CCONJ
cblr-12483	549	93	practices	practice	NOUN
cblr-12483	549	94	to	to	PART
cblr-12483	549	95	allow	allow	VERB
cblr-12483	549	96	for	for	ADP
cblr-12483	549	97	the	the	DET
cblr-12483	549	98	165	165	NUM
cblr-12483	549	99	see	see	NOUN
cblr-12483	549	100	f.t.c	f.t.c	NOUN
cblr-12483	549	101	.	.	PUNCT
cblr-12483	550	1	v.	v.	PROPN
cblr-12483	550	2	sperry	sperry	PROPN
cblr-12483	550	3	&	&	CCONJ
cblr-12483	550	4	hutchinson	hutchinson	PROPN
cblr-12483	550	5	co.	co.	PROPN
cblr-12483	550	6	,	,	PUNCT
cblr-12483	550	7	405	405	NUM
cblr-12483	550	8	u.s	u.s	PROPN
cblr-12483	550	9	.	.	PROPN
cblr-12483	550	10	233	233	NUM
cblr-12483	550	11	,	,	PUNCT
cblr-12483	550	12	239	239	NUM
cblr-12483	550	13	(	(	PUNCT
cblr-12483	550	14	1972	1972	NUM
cblr-12483	550	15	)	)	PUNCT
cblr-12483	551	1	(	(	PUNCT
cblr-12483	551	2	recounting	recount	VERB
cblr-12483	551	3	legislative	legislative	ADJ
cblr-12483	551	4	history	history	NOUN
cblr-12483	551	5	from	from	ADP
cblr-12483	551	6	congress	congress	PROPN
cblr-12483	551	7	discussing	discuss	VERB
cblr-12483	551	8	the	the	DET
cblr-12483	551	9	flexibility	flexibility	NOUN
cblr-12483	551	10	congress	congress	PROPN
cblr-12483	551	11	intended	intend	VERB
cblr-12483	551	12	the	the	DET
cblr-12483	551	13	ftc	ftc	PROPN
cblr-12483	551	14	to	to	PART
cblr-12483	551	15	have	have	VERB
cblr-12483	551	16	in	in	ADP
cblr-12483	551	17	defining	define	VERB
cblr-12483	551	18	and	and	CCONJ
cblr-12483	551	19	enforcing	enforce	VERB
cblr-12483	551	20	the	the	DET
cblr-12483	551	21	bounds	bound	NOUN
cblr-12483	551	22	of	of	ADP
cblr-12483	551	23	the	the	DET
cblr-12483	551	24	udap	udap	ADJ
cblr-12483	551	25	standard	standard	NOUN
cblr-12483	551	26	in	in	ADP
cblr-12483	551	27	§	§	PROPN
cblr-12483	551	28	5	5	NUM
cblr-12483	551	29	and	and	CCONJ
cblr-12483	551	30	stating	state	VERB
cblr-12483	551	31	“	"	PUNCT
cblr-12483	551	32	…	…	PUNCT
cblr-12483	551	33	the	the	DET
cblr-12483	551	34	sweep	sweep	NOUN
cblr-12483	551	35	and	and	CCONJ
cblr-12483	551	36	flexibility	flexibility	NOUN
cblr-12483	551	37	of	of	ADP
cblr-12483	551	38	this	this	DET
cblr-12483	551	39	approach	approach	NOUN
cblr-12483	551	40	were	be	AUX
cblr-12483	551	41	thus	thus	ADV
cblr-12483	551	42	made	make	VERB
cblr-12483	551	43	crystal	crystal	NOUN
cblr-12483	551	44	clear	clear	ADJ
cblr-12483	551	45	”	"	PUNCT
cblr-12483	551	46	)	)	PUNCT
cblr-12483	551	47	;	;	PUNCT
cblr-12483	551	48	i	i	PRON
cblr-12483	551	49	d.	d.	PROPN
cblr-12483	551	50	at	at	ADP
cblr-12483	551	51	242	242	NUM
cblr-12483	551	52	;	;	PUNCT
cblr-12483	551	53	erxleben	erxleben	NOUN
cblr-12483	551	54	,	,	PUNCT
cblr-12483	551	55	supra	supra	PROPN
cblr-12483	551	56	note	note	PROPN
cblr-12483	551	57	11	11	NUM
cblr-12483	551	58	,	,	PUNCT
cblr-12483	551	59	at	at	ADP
cblr-12483	551	60	333	333	NUM
cblr-12483	551	61	;	;	PUNCT
cblr-12483	551	62	i	i	PRON
cblr-12483	551	63	d.	d.	PROPN
cblr-12483	551	64	at	at	ADP
cblr-12483	551	65	333	333	NUM
cblr-12483	551	66	-	-	SYM
cblr-12483	551	67	4	4	NUM
cblr-12483	551	68	;	;	PUNCT
cblr-12483	551	69	consumer	consumer	NOUN
cblr-12483	551	70	fin	fin	NOUN
cblr-12483	551	71	.	.	PUNCT
cblr-12483	552	1	prot	prot	PROPN
cblr-12483	552	2	.	.	PUNCT
cblr-12483	553	1	bureau	bureau	PROPN
cblr-12483	553	2	v.	v.	PROPN
cblr-12483	553	3	itt	itt	PROPN
cblr-12483	553	4	educ	educ	PROPN
cblr-12483	553	5	.	.	PUNCT
cblr-12483	554	1	servs	servs	PROPN
cblr-12483	554	2	.	.	PROPN
cblr-12483	554	3	,	,	PUNCT
cblr-12483	554	4	inc	inc	PROPN
cblr-12483	554	5	.	.	PROPN
cblr-12483	554	6	,	,	PUNCT
cblr-12483	554	7	219	219	NUM
cblr-12483	554	8	f.	f.	PROPN
cblr-12483	554	9	supp	supp	PROPN
cblr-12483	554	10	.	.	PUNCT
cblr-12483	555	1	3d	3d	PROPN
cblr-12483	555	2	878	878	NUM
cblr-12483	555	3	,	,	PUNCT
cblr-12483	555	4	904	904	NUM
cblr-12483	555	5	(	(	PUNCT
cblr-12483	555	6	s.d	s.d	PROPN
cblr-12483	555	7	.	.	PROPN
cblr-12483	555	8	ind	ind	PROPN
cblr-12483	555	9	.	.	PUNCT
cblr-12483	556	1	2015	2015	NUM
cblr-12483	556	2	)	)	PUNCT
cblr-12483	557	1	(	(	PUNCT
cblr-12483	557	2	“	"	PUNCT
cblr-12483	557	3	the	the	DET
cblr-12483	557	4	cfpa	cfpa	NOUN
cblr-12483	557	5	,	,	PUNCT
cblr-12483	557	6	like	like	ADP
cblr-12483	557	7	the	the	DET
cblr-12483	557	8	ftca	ftca	NOUN
cblr-12483	557	9	before	before	ADP
cblr-12483	557	10	it	it	PRON
cblr-12483	557	11	,	,	PUNCT
cblr-12483	557	12	has	have	AUX
cblr-12483	557	13	empowered	empower	VERB
cblr-12483	557	14	the	the	DET
cblr-12483	557	15	agency	agency	NOUN
cblr-12483	557	16	itself	itself	PRON
cblr-12483	557	17	to	to	PART
cblr-12483	557	18	fill	fill	VERB
cblr-12483	557	19	in	in	ADP
cblr-12483	557	20	the	the	DET
cblr-12483	557	21	broad	broad	ADJ
cblr-12483	557	22	outlines	outline	NOUN
cblr-12483	557	23	of	of	ADP
cblr-12483	557	24	its	its	PRON
cblr-12483	557	25	authority	authority	NOUN
cblr-12483	557	26	with	with	ADP
cblr-12483	557	27	specific	specific	ADJ
cblr-12483	557	28	regulations	regulation	NOUN
cblr-12483	557	29	and	and	CCONJ
cblr-12483	557	30	interpretations	interpretation	NOUN
cblr-12483	557	31	.	.	PUNCT
cblr-12483	558	1	the	the	DET
cblr-12483	558	2	agency	agency	NOUN
cblr-12483	558	3	and	and	CCONJ
cblr-12483	558	4	the	the	DET
cblr-12483	558	5	courts	court	NOUN
cblr-12483	558	6	have	have	AUX
cblr-12483	558	7	done	do	VERB
cblr-12483	558	8	so	so	ADV
cblr-12483	558	9	in	in	ADP
cblr-12483	558	10	fleshing	flesh	VERB
cblr-12483	558	11	out	out	ADP
cblr-12483	558	12	the	the	DET
cblr-12483	558	13	term	term	NOUN
cblr-12483	558	14	‘	'	PUNCT
cblr-12483	558	15	unfair	unfair	ADJ
cblr-12483	558	16	.	.	PUNCT
cblr-12483	558	17	.	.	PUNCT
cblr-12483	559	1	.	.	PUNCT
cblr-12483	560	1	act	act	NOUN
cblr-12483	560	2	or	or	CCONJ
cblr-12483	560	3	practice	practice	NOUN
cblr-12483	560	4	,	,	PUNCT
cblr-12483	560	5	’	'	PUNCT
cblr-12483	560	6	and	and	CCONJ
cblr-12483	560	7	congress	congress	PROPN
cblr-12483	560	8	has	have	AUX
cblr-12483	560	9	tapped	tap	VERB
cblr-12483	560	10	into	into	ADP
cblr-12483	560	11	that	that	DET
cblr-12483	560	12	existing	exist	VERB
cblr-12483	560	13	body	body	NOUN
cblr-12483	560	14	of	of	ADP
cblr-12483	560	15	law	law	NOUN
cblr-12483	560	16	in	in	ADP
cblr-12483	560	17	framing	frame	VERB
cblr-12483	560	18	the	the	DET
cblr-12483	560	19	cfpa	cfpa	NOUN
cblr-12483	560	20	with	with	ADP
cblr-12483	560	21	identical	identical	ADJ
cblr-12483	560	22	terminology	terminology	NOUN
cblr-12483	560	23	.	.	PUNCT
cblr-12483	560	24	”	"	PUNCT
cblr-12483	560	25	)	)	PUNCT
cblr-12483	560	26	.	.	PUNCT
cblr-12483	561	1	166	166	NUM
cblr-12483	561	2	this	this	PRON
cblr-12483	561	3	is	be	AUX
cblr-12483	561	4	essentially	essentially	ADV
cblr-12483	561	5	the	the	DET
cblr-12483	561	6	argument	argument	NOUN
cblr-12483	561	7	the	the	DET
cblr-12483	561	8	industry	industry	NOUN
cblr-12483	561	9	groups	group	NOUN
cblr-12483	561	10	have	have	AUX
cblr-12483	561	11	made	make	VERB
cblr-12483	561	12	.	.	PUNCT
cblr-12483	562	1	see	see	VERB
cblr-12483	562	2	combined	combined	ADJ
cblr-12483	562	3	reply	reply	NOUN
cblr-12483	562	4	supp	supp	PROPN
cblr-12483	562	5	.	.	PUNCT
cblr-12483	563	1	of	of	ADP
cblr-12483	563	2	mot	mot	PROPN
cblr-12483	563	3	.	.	PUNCT
cblr-12483	564	1	summ	summ	PROPN
cblr-12483	564	2	.	.	PUNCT
cblr-12483	565	1	j.	j.	PROPN
cblr-12483	566	1	at	at	ADP
cblr-12483	566	2	22	22	NUM
cblr-12483	566	3	,	,	PUNCT
cblr-12483	566	4	chamber	chamber	NOUN
cblr-12483	566	5	of	of	ADP
cblr-12483	566	6	com	com	PROPN
cblr-12483	566	7	.	.	PROPN
cblr-12483	566	8	of	of	ADP
cblr-12483	566	9	the	the	DET
cblr-12483	566	10	u.s	u.s	PROPN
cblr-12483	566	11	.	.	PROPN
cblr-12483	566	12	v.	v.	ADP
cblr-12483	566	13	cfpb	cfpb	NOUN
cblr-12483	566	14	,	,	PUNCT
cblr-12483	566	15	no	no	INTJ
cblr-12483	566	16	.	.	PUNCT
cblr-12483	566	17	6:22cv381	6:22cv381	NUM
cblr-12483	566	18	at	at	ADP
cblr-12483	566	19	22	22	NUM
cblr-12483	566	20	(	(	PUNCT
cblr-12483	566	21	e.d	e.d	PROPN
cblr-12483	566	22	.	.	PROPN
cblr-12483	566	23	tex	tex	PROPN
cblr-12483	566	24	.	.	PROPN
cblr-12483	566	25	jan	jan	PROPN
cblr-12483	566	26	.	.	PROPN
cblr-12483	566	27	10	10	NUM
cblr-12483	566	28	,	,	PUNCT
cblr-12483	566	29	2023	2023	NUM
cblr-12483	566	30	)	)	PUNCT
cblr-12483	566	31	(	(	PUNCT
cblr-12483	566	32	“	"	PUNCT
cblr-12483	566	33	the	the	DET
cblr-12483	566	34	question	question	NOUN
cblr-12483	566	35	is	be	AUX
cblr-12483	566	36	whether	whether	SCONJ
cblr-12483	566	37	the	the	DET
cblr-12483	566	38	cfpb	cfpb	NOUN
cblr-12483	566	39	can	can	AUX
cblr-12483	566	40	treat	treat	VERB
cblr-12483	566	41	discrimination	discrimination	NOUN
cblr-12483	566	42	as	as	ADP
cblr-12483	566	43	an	an	DET
cblr-12483	566	44	‘	'	PUNCT
cblr-12483	566	45	unfair	unfair	ADJ
cblr-12483	566	46	,	,	PUNCT
cblr-12483	566	47	deceptive	deceptive	ADJ
cblr-12483	566	48	,	,	PUNCT
cblr-12483	566	49	or	or	CCONJ
cblr-12483	566	50	abusive	abusive	ADJ
cblr-12483	566	51	act	act	NOUN
cblr-12483	566	52	or	or	CCONJ
cblr-12483	566	53	practice	practice	NOUN
cblr-12483	566	54	’	'	PUNCT
cblr-12483	566	55	—	—	PUNCT
cblr-12483	566	56	whether	whether	SCONJ
cblr-12483	566	57	it	it	PRON
cblr-12483	566	58	can	can	AUX
cblr-12483	566	59	use	use	VERB
cblr-12483	566	60	its	its	PRON
cblr-12483	566	61	udaap	udaap	ADJ
cblr-12483	566	62	authority	authority	NOUN
cblr-12483	566	63	to	to	PART
cblr-12483	566	64	grant	grant	VERB
cblr-12483	566	65	itself	itself	PRON
cblr-12483	566	66	new	new	ADJ
cblr-12483	566	67	regulatory	regulatory	ADJ
cblr-12483	566	68	authority	authority	NOUN
cblr-12483	566	69	over	over	ADP
cblr-12483	566	70	the	the	DET
cblr-12483	566	71	field	field	NOUN
cblr-12483	566	72	of	of	ADP
cblr-12483	566	73	antidiscrimination	antidiscrimination	NOUN
cblr-12483	566	74	outside	outside	ADP
cblr-12483	566	75	of	of	ADP
cblr-12483	566	76	the	the	DET
cblr-12483	566	77	lending	lending	NOUN
cblr-12483	566	78	context	context	NOUN
cblr-12483	566	79	that	that	SCONJ
cblr-12483	566	80	congress	congress	PROPN
cblr-12483	566	81	authorized	authorize	VERB
cblr-12483	566	82	.	.	PUNCT
cblr-12483	567	1	that	that	PRON
cblr-12483	567	2	is	be	AUX
cblr-12483	567	3	what	what	PRON
cblr-12483	567	4	the	the	DET
cblr-12483	567	5	cfpb	cfpb	NOUN
cblr-12483	567	6	purports	purport	VERB
cblr-12483	567	7	to	to	PART
cblr-12483	567	8	do	do	VERB
cblr-12483	567	9	in	in	ADP
cblr-12483	567	10	the	the	DET
cblr-12483	567	11	manual	manual	ADJ
cblr-12483	567	12	update	update	NOUN
cblr-12483	567	13	.	.	PUNCT
cblr-12483	568	1	and	and	CCONJ
cblr-12483	568	2	that	that	PRON
cblr-12483	568	3	is	be	AUX
cblr-12483	568	4	what	what	PRON
cblr-12483	568	5	exceeds	exceed	VERB
cblr-12483	568	6	the	the	DET
cblr-12483	568	7	agency	agency	NOUN
cblr-12483	568	8	’s	’s	PART
cblr-12483	568	9	authority	authority	NOUN
cblr-12483	568	10	.	.	PUNCT
cblr-12483	568	11	”	"	PUNCT
cblr-12483	568	12	)	)	PUNCT
cblr-12483	568	13	.	.	PUNCT
cblr-12483	569	1	167	167	NUM
cblr-12483	570	1	i	i	PROPN
cblr-12483	570	2	d.	d.	PROPN
cblr-12483	570	3	;	;	PUNCT
cblr-12483	570	4	51	51	NUM
cblr-12483	570	5	cong	cong	NOUN
cblr-12483	570	6	.	.	PUNCT
cblr-12483	571	1	rec	rec	PROPN
cblr-12483	571	2	.	.	PROPN
cblr-12483	571	3	13310	13310	NUM
cblr-12483	571	4	(	(	PUNCT
cblr-12483	571	5	1914	1914	NUM
cblr-12483	571	6	)	)	PUNCT
cblr-12483	571	7	(	(	PUNCT
cblr-12483	571	8	remarks	remark	NOUN
cblr-12483	571	9	of	of	ADP
cblr-12483	571	10	sen	sen	PROPN
cblr-12483	571	11	.	.	PROPN
cblr-12483	571	12	reed	reed	PROPN
cblr-12483	571	13	)	)	PUNCT
cblr-12483	571	14	(	(	PUNCT
cblr-12483	571	15	stating	state	VERB
cblr-12483	571	16	the	the	DET
cblr-12483	571	17	goal	goal	NOUN
cblr-12483	571	18	of	of	ADP
cblr-12483	571	19	the	the	DET
cblr-12483	571	20	ftc	ftc	PROPN
cblr-12483	571	21	is	be	AUX
cblr-12483	571	22	to	to	PART
cblr-12483	571	23	forbid	forbid	VERB
cblr-12483	571	24	unfair	unfair	ADJ
cblr-12483	571	25	competition	competition	NOUN
cblr-12483	571	26	that	that	PRON
cblr-12483	571	27	unreasonably	unreasonably	ADV
cblr-12483	571	28	interferes	interfere	VERB
cblr-12483	571	29	with	with	ADP
cblr-12483	571	30	the	the	DET
cblr-12483	571	31	business	business	NOUN
cblr-12483	571	32	of	of	ADP
cblr-12483	571	33	another	another	PRON
cblr-12483	571	34	or	or	CCONJ
cblr-12483	571	35	prevents	prevent	VERB
cblr-12483	571	36	his	his	PRON
cblr-12483	571	37	engaging	engaging	NOUN
cblr-12483	571	38	in	in	ADP
cblr-12483	571	39	business	business	NOUN
cblr-12483	571	40	,	,	PUNCT
cblr-12483	571	41	a	a	DET
cblr-12483	571	42	summary	summary	NOUN
cblr-12483	571	43	of	of	ADP
cblr-12483	571	44	the	the	DET
cblr-12483	571	45	ftc	ftc	PROPN
cblr-12483	571	46	power	power	NOUN
cblr-12483	571	47	that	that	PRON
cblr-12483	571	48	would	would	AUX
cblr-12483	571	49	permit	permit	VERB
cblr-12483	571	50	the	the	DET
cblr-12483	571	51	agency	agency	NOUN
cblr-12483	571	52	to	to	PART
cblr-12483	571	53	prohibit	prohibit	VERB
cblr-12483	571	54	discrimination	discrimination	NOUN
cblr-12483	571	55	in	in	ADP
cblr-12483	571	56	commerce	commerce	NOUN
cblr-12483	571	57	as	as	SCONJ
cblr-12483	571	58	it	it	PRON
cblr-12483	571	59	prevents	prevent	VERB
cblr-12483	571	60	persons	person	NOUN
cblr-12483	571	61	from	from	ADP
cblr-12483	571	62	engaging	engage	VERB
cblr-12483	571	63	in	in	ADP
cblr-12483	571	64	business	business	NOUN
cblr-12483	571	65	)	)	PUNCT
cblr-12483	571	66	.	.	PUNCT
cblr-12483	572	1	168	168	NUM
cblr-12483	572	2	averitt	averitt	ADJ
cblr-12483	572	3	,	,	PUNCT
cblr-12483	572	4	supra	supra	PROPN
cblr-12483	572	5	note	note	VERB
cblr-12483	572	6	164	164	NUM
cblr-12483	572	7	,	,	PUNCT
cblr-12483	572	8	at	at	ADP
cblr-12483	572	9	225	225	NUM
cblr-12483	572	10	-	-	SYM
cblr-12483	572	11	226	226	NUM
cblr-12483	572	12	.	.	PUNCT
cblr-12483	573	1	no	no	INTJ
cblr-12483	573	2	.	.	NOUN
cblr-12483	574	1	2	2	X
cblr-12483	574	2	]	]	PUNCT
cblr-12483	574	3	my	my	PRON
cblr-12483	574	4	unfair	unfair	ADJ
cblr-12483	574	5	lady	lady	NOUN
cblr-12483	574	6	973	973	NUM
cblr-12483	574	7	prohibition	prohibition	NOUN
cblr-12483	574	8	of	of	ADP
cblr-12483	574	9	practices	practice	NOUN
cblr-12483	574	10	beyond	beyond	ADP
cblr-12483	574	11	just	just	ADV
cblr-12483	574	12	those	those	PRON
cblr-12483	574	13	that	that	PRON
cblr-12483	574	14	affected	affect	VERB
cblr-12483	574	15	competition	competition	NOUN
cblr-12483	574	16	and	and	CCONJ
cblr-12483	574	17	to	to	PART
cblr-12483	574	18	focus	focus	VERB
cblr-12483	574	19	the	the	DET
cblr-12483	574	20	agency	agency	NOUN
cblr-12483	574	21	more	more	ADV
cblr-12483	574	22	on	on	ADP
cblr-12483	574	23	harm	harm	NOUN
cblr-12483	574	24	to	to	ADP
cblr-12483	574	25	consumers.169	consumers.169	VERB
cblr-12483	574	26	until	until	ADP
cblr-12483	574	27	1964	1964	NUM
cblr-12483	574	28	,	,	PUNCT
cblr-12483	574	29	ftc	ftc	PROPN
cblr-12483	574	30	action	action	NOUN
cblr-12483	574	31	was	be	AUX
cblr-12483	574	32	mostly	mostly	ADV
cblr-12483	574	33	cabined	cabin	VERB
cblr-12483	574	34	to	to	PART
cblr-12483	574	35	deceptive	deceptive	VERB
cblr-12483	574	36	practices.170	practices.170	PRON
cblr-12483	574	37	that	that	DET
cblr-12483	574	38	year	year	NOUN
cblr-12483	574	39	,	,	PUNCT
cblr-12483	574	40	the	the	DET
cblr-12483	574	41	ftc	ftc	PROPN
cblr-12483	574	42	used	use	VERB
cblr-12483	574	43	a	a	DET
cblr-12483	574	44	relatively	relatively	ADV
cblr-12483	574	45	broad	broad	ADJ
cblr-12483	574	46	definition	definition	NOUN
cblr-12483	574	47	of	of	ADP
cblr-12483	574	48	unfairness	unfairness	NOUN
cblr-12483	574	49	in	in	ADP
cblr-12483	574	50	regulating	regulate	VERB
cblr-12483	574	51	cigarette	cigarette	NOUN
cblr-12483	574	52	advertising	advertising	NOUN
cblr-12483	574	53	,	,	PUNCT
cblr-12483	574	54	followed	follow	VERB
cblr-12483	574	55	by	by	ADP
cblr-12483	574	56	an	an	DET
cblr-12483	574	57	unfairness	unfairness	ADJ
cblr-12483	574	58	action	action	NOUN
cblr-12483	574	59	against	against	ADP
cblr-12483	574	60	pfizer	pfizer	NOUN
cblr-12483	574	61	where	where	SCONJ
cblr-12483	574	62	the	the	DET
cblr-12483	574	63	ftc	ftc	PROPN
cblr-12483	574	64	described	describe	VERB
cblr-12483	574	65	its	its	PRON
cblr-12483	574	66	duty	duty	NOUN
cblr-12483	574	67	to	to	PART
cblr-12483	574	68	“	"	PUNCT
cblr-12483	574	69	create	create	VERB
cblr-12483	574	70	a	a	DET
cblr-12483	574	71	new	new	ADJ
cblr-12483	574	72	body	body	NOUN
cblr-12483	574	73	of	of	ADP
cblr-12483	574	74	law	law	NOUN
cblr-12483	574	75	…	…	PUNCT
cblr-12483	574	76	adapted	adapt	VERB
cblr-12483	574	77	to	to	ADP
cblr-12483	574	78	the	the	DET
cblr-12483	574	79	diverse	diverse	ADJ
cblr-12483	574	80	and	and	CCONJ
cblr-12483	574	81	changing	change	VERB
cblr-12483	574	82	needs	need	NOUN
cblr-12483	574	83	of	of	ADP
cblr-12483	574	84	a	a	DET
cblr-12483	574	85	complex	complex	ADJ
cblr-12483	574	86	and	and	CCONJ
cblr-12483	574	87	evolving	evolve	VERB
cblr-12483	574	88	competitive	competitive	ADJ
cblr-12483	574	89	system	system	NOUN
cblr-12483	574	90	.	.	PUNCT
cblr-12483	574	91	”171	”171	PUNCT
cblr-12483	575	1	the	the	DET
cblr-12483	575	2	commission	commission	NOUN
cblr-12483	575	3	’s	’s	PART
cblr-12483	575	4	new	new	ADJ
cblr-12483	575	5	approach	approach	NOUN
cblr-12483	575	6	was	be	AUX
cblr-12483	575	7	blessed	bless	VERB
cblr-12483	575	8	by	by	ADP
cblr-12483	575	9	the	the	DET
cblr-12483	575	10	supreme	supreme	PROPN
cblr-12483	575	11	court	court	PROPN
cblr-12483	575	12	in	in	ADP
cblr-12483	575	13	the	the	DET
cblr-12483	575	14	previously	previously	ADV
cblr-12483	575	15	discussed	discuss	VERB
cblr-12483	575	16	sperry	sperry	PROPN
cblr-12483	575	17	&	&	CCONJ
cblr-12483	575	18	hutchinson	hutchinson	PROPN
cblr-12483	575	19	case.172	case.172	PROPN
cblr-12483	575	20	however	however	ADV
cblr-12483	575	21	,	,	PUNCT
cblr-12483	575	22	after	after	SCONJ
cblr-12483	575	23	an	an	DET
cblr-12483	575	24	ill	ill	ADV
cblr-12483	575	25	-	-	PUNCT
cblr-12483	575	26	fated	fate	VERB
cblr-12483	575	27	regulation	regulation	NOUN
cblr-12483	575	28	on	on	ADP
cblr-12483	575	29	advertising	advertising	NOUN
cblr-12483	575	30	to	to	ADP
cblr-12483	575	31	children	child	NOUN
cblr-12483	575	32	led	lead	VERB
cblr-12483	575	33	to	to	ADP
cblr-12483	575	34	a	a	DET
cblr-12483	575	35	funding	funding	NOUN
cblr-12483	575	36	showdown	showdown	NOUN
cblr-12483	575	37	,	,	PUNCT
cblr-12483	575	38	the	the	DET
cblr-12483	575	39	political	political	ADJ
cblr-12483	575	40	environment	environment	NOUN
cblr-12483	575	41	shifted	shift	VERB
cblr-12483	575	42	,	,	PUNCT
cblr-12483	575	43	and	and	CCONJ
cblr-12483	575	44	the	the	DET
cblr-12483	575	45	ftc	ftc	PROPN
cblr-12483	575	46	pulled	pull	VERB
cblr-12483	575	47	back	back	ADV
cblr-12483	575	48	from	from	ADP
cblr-12483	575	49	this	this	DET
cblr-12483	575	50	expansive	expansive	ADJ
cblr-12483	575	51	public	public	ADJ
cblr-12483	575	52	policy	policy	NOUN
cblr-12483	575	53	use	use	NOUN
cblr-12483	575	54	of	of	ADP
cblr-12483	575	55	unfairness	unfairness	NOUN
cblr-12483	575	56	towards	towards	ADP
cblr-12483	575	57	an	an	DET
cblr-12483	575	58	approach	approach	NOUN
cblr-12483	575	59	centered	center	VERB
cblr-12483	575	60	around	around	ADP
cblr-12483	575	61	consumer	consumer	NOUN
cblr-12483	575	62	sovereignty.173	sovereignty.173	NOUN
cblr-12483	575	63	congress	congress	PROPN
cblr-12483	575	64	codified	codify	VERB
cblr-12483	575	65	this	this	DET
cblr-12483	575	66	more	more	ADV
cblr-12483	575	67	limited	limited	ADJ
cblr-12483	575	68	view	view	NOUN
cblr-12483	575	69	of	of	ADP
cblr-12483	575	70	the	the	DET
cblr-12483	575	71	unfairness	unfairness	ADJ
cblr-12483	575	72	standard	standard	NOUN
cblr-12483	575	73	,	,	PUNCT
cblr-12483	575	74	stripping	strip	VERB
cblr-12483	575	75	the	the	DET
cblr-12483	575	76	ftc	ftc	PROPN
cblr-12483	575	77	of	of	ADP
cblr-12483	575	78	authority	authority	NOUN
cblr-12483	575	79	unless	unless	SCONJ
cblr-12483	575	80	the	the	DET
cblr-12483	575	81	act	act	NOUN
cblr-12483	575	82	causes	cause	VERB
cblr-12483	575	83	“	"	PUNCT
cblr-12483	575	84	substantial	substantial	ADJ
cblr-12483	575	85	injury	injury	NOUN
cblr-12483	575	86	,	,	PUNCT
cblr-12483	575	87	”	"	PUNCT
cblr-12483	575	88	the	the	DET
cblr-12483	575	89	harm	harm	NOUN
cblr-12483	575	90	outweighs	outweigh	VERB
cblr-12483	575	91	the	the	DET
cblr-12483	575	92	benefits	benefit	NOUN
cblr-12483	575	93	,	,	PUNCT
cblr-12483	575	94	and	and	CCONJ
cblr-12483	575	95	the	the	DET
cblr-12483	575	96	consumer	consumer	NOUN
cblr-12483	575	97	can	can	AUX
cblr-12483	575	98	not	not	PART
cblr-12483	575	99	reasonably	reasonably	ADV
cblr-12483	575	100	avoid	avoid	VERB
cblr-12483	575	101	the	the	DET
cblr-12483	575	102	harm.174	harm.174	INTJ
cblr-12483	575	103	169	169	NUM
cblr-12483	575	104	i	i	PROPN
cblr-12483	575	105	d.	d.	NOUN
cblr-12483	575	106	at	at	ADP
cblr-12483	575	107	233	233	NUM
cblr-12483	575	108	-	-	SYM
cblr-12483	575	109	239	239	NUM
cblr-12483	575	110	.	.	PUNCT
cblr-12483	575	111	170	170	NUM
cblr-12483	575	112	herrine	herrine	PROPN
cblr-12483	575	113	,	,	PUNCT
cblr-12483	575	114	supra	supra	PROPN
cblr-12483	575	115	note	note	NOUN
cblr-12483	575	116	10	10	NUM
cblr-12483	575	117	,	,	PUNCT
cblr-12483	575	118	at	at	ADP
cblr-12483	575	119	439	439	NUM
cblr-12483	575	120	.	.	PUNCT
cblr-12483	575	121	171	171	NUM
cblr-12483	575	122	in	in	ADP
cblr-12483	575	123	re	re	PROPN
cblr-12483	575	124	pfizer	pfizer	PROPN
cblr-12483	575	125	inc	inc	PROPN
cblr-12483	575	126	.	.	PROPN
cblr-12483	575	127	81	81	NUM
cblr-12483	575	128	f.t.c	f.t.c	NOUN
cblr-12483	575	129	.	.	PROPN
cblr-12483	575	130	23	23	NUM
cblr-12483	575	131	,	,	PUNCT
cblr-12483	575	132	28	28	NUM
cblr-12483	575	133	(	(	PUNCT
cblr-12483	575	134	1972	1972	NUM
cblr-12483	575	135	)	)	PUNCT
cblr-12483	575	136	;	;	PUNCT
cblr-12483	575	137	herrine	herrine	PROPN
cblr-12483	575	138	,	,	PUNCT
cblr-12483	575	139	supra	supra	PROPN
cblr-12483	575	140	note	note	NOUN
cblr-12483	575	141	10	10	NUM
cblr-12483	575	142	,	,	PUNCT
cblr-12483	575	143	at	at	ADP
cblr-12483	575	144	440	440	NUM
cblr-12483	575	145	(	(	PUNCT
cblr-12483	575	146	“	"	PUNCT
cblr-12483	575	147	the	the	DET
cblr-12483	575	148	definition	definition	NOUN
cblr-12483	575	149	of	of	ADP
cblr-12483	575	150	‘	'	PUNCT
cblr-12483	575	151	unfair	unfair	ADJ
cblr-12483	575	152	’	'	PUNCT
cblr-12483	575	153	in	in	ADP
cblr-12483	575	154	the	the	DET
cblr-12483	575	155	cigarette	cigarette	NOUN
cblr-12483	575	156	rule	rule	NOUN
cblr-12483	575	157	included	include	VERB
cblr-12483	575	158	anything	anything	PRON
cblr-12483	575	159	that	that	PRON
cblr-12483	575	160	‘	'	PUNCT
cblr-12483	575	161	offends	offend	VERB
cblr-12483	575	162	public	public	ADJ
cblr-12483	575	163	policy	policy	NOUN
cblr-12483	575	164	,	,	PUNCT
cblr-12483	575	165	’	'	PUNCT
cblr-12483	575	166	is	be	AUX
cblr-12483	575	167	otherwise	otherwise	ADV
cblr-12483	575	168	‘	'	PUNCT
cblr-12483	575	169	immoral	immoral	ADJ
cblr-12483	575	170	,	,	PUNCT
cblr-12483	575	171	unethical	unethical	ADJ
cblr-12483	575	172	,	,	PUNCT
cblr-12483	575	173	oppressive	oppressive	ADJ
cblr-12483	575	174	,	,	PUNCT
cblr-12483	575	175	or	or	CCONJ
cblr-12483	575	176	unscrupulous	unscrupulous	ADJ
cblr-12483	575	177	,	,	PUNCT
cblr-12483	575	178	’	'	PUNCT
cblr-12483	575	179	and	and	CCONJ
cblr-12483	575	180	which	which	PRON
cblr-12483	575	181	‘	'	PUNCT
cblr-12483	575	182	causes	cause	VERB
cblr-12483	575	183	substantial	substantial	ADJ
cblr-12483	575	184	injury	injury	NOUN
cblr-12483	575	185	to	to	ADP
cblr-12483	575	186	consumers	consumer	NOUN
cblr-12483	575	187	’	'	PUNCT
cblr-12483	575	188	or	or	CCONJ
cblr-12483	575	189	competitors	competitor	NOUN
cblr-12483	575	190	.	.	PUNCT
cblr-12483	575	191	”	"	PUNCT
cblr-12483	576	1	(	(	PUNCT
cblr-12483	576	2	quoting	quote	VERB
cblr-12483	576	3	unfair	unfair	ADJ
cblr-12483	576	4	or	or	CCONJ
cblr-12483	576	5	deceptive	deceptive	ADJ
cblr-12483	576	6	advertising	advertising	NOUN
cblr-12483	576	7	and	and	CCONJ
cblr-12483	576	8	labeling	labeling	NOUN
cblr-12483	576	9	of	of	ADP
cblr-12483	576	10	cigarettes	cigarette	NOUN
cblr-12483	576	11	in	in	ADP
cblr-12483	576	12	relation	relation	NOUN
cblr-12483	576	13	to	to	ADP
cblr-12483	576	14	the	the	DET
cblr-12483	576	15	health	health	NOUN
cblr-12483	576	16	hazards	hazard	NOUN
cblr-12483	576	17	of	of	ADP
cblr-12483	576	18	smoking	smoking	NOUN
cblr-12483	576	19	,	,	PUNCT
cblr-12483	576	20	29	29	NUM
cblr-12483	576	21	fed	feed	VERB
cblr-12483	576	22	.	.	PUNCT
cblr-12483	577	1	reg	reg	PROPN
cblr-12483	577	2	.	.	PUNCT
cblr-12483	578	1	8324	8324	NUM
cblr-12483	578	2	(	(	PUNCT
cblr-12483	578	3	july	july	PROPN
cblr-12483	578	4	2	2	NUM
cblr-12483	578	5	,	,	PUNCT
cblr-12483	578	6	1964	1964	NUM
cblr-12483	578	7	)	)	PUNCT
cblr-12483	579	1	(	(	PUNCT
cblr-12483	579	2	codified	codify	VERB
cblr-12483	579	3	at	at	ADP
cblr-12483	579	4	16	16	NUM
cblr-12483	579	5	c.f.r.§	c.f.r.§	NOUN
cblr-12483	579	6	408.1	408.1	NUM
cblr-12483	579	7	)	)	PUNCT
cblr-12483	579	8	)	)	PUNCT
cblr-12483	579	9	)	)	PUNCT
cblr-12483	580	1	;	;	PUNCT
cblr-12483	580	2	averitt	averitt	VERB
cblr-12483	580	3	,	,	PUNCT
cblr-12483	580	4	supra	supra	PROPN
cblr-12483	580	5	note	note	VERB
cblr-12483	580	6	164	164	NUM
cblr-12483	580	7	,	,	PUNCT
cblr-12483	580	8	at	at	ADP
cblr-12483	580	9	242	242	NUM
cblr-12483	580	10	.	.	PUNCT
cblr-12483	581	1	172	172	NUM
cblr-12483	581	2	f.t.c	f.t.c	NOUN
cblr-12483	581	3	.	.	PUNCT
cblr-12483	582	1	v.	v.	PROPN
cblr-12483	582	2	sperry	sperry	PROPN
cblr-12483	582	3	&	&	CCONJ
cblr-12483	582	4	hutchinson	hutchinson	PROPN
cblr-12483	582	5	co.	co.	PROPN
cblr-12483	582	6	,	,	PUNCT
cblr-12483	582	7	405	405	NUM
cblr-12483	582	8	u.s	u.s	PROPN
cblr-12483	582	9	.	.	PROPN
cblr-12483	582	10	233	233	NUM
cblr-12483	582	11	,	,	PUNCT
cblr-12483	582	12	242	242	NUM
cblr-12483	582	13	(	(	PUNCT
cblr-12483	582	14	1972	1972	NUM
cblr-12483	582	15	)	)	PUNCT
cblr-12483	582	16	.	.	PUNCT
cblr-12483	583	1	173	173	NUM
cblr-12483	583	2	herrine	herrine	NOUN
cblr-12483	583	3	,	,	PUNCT
cblr-12483	583	4	supra	supra	PROPN
cblr-12483	583	5	note	note	NOUN
cblr-12483	583	6	10	10	NUM
cblr-12483	583	7	,	,	PUNCT
cblr-12483	583	8	at	at	ADP
cblr-12483	583	9	440–41	440–41	PROPN
cblr-12483	583	10	.	.	PROPN
cblr-12483	583	11	174	174	NUM
cblr-12483	583	12	ftc	ftc	PROPN
cblr-12483	583	13	act	act	PROPN
cblr-12483	583	14	amendments	amendment	NOUN
cblr-12483	583	15	of	of	ADP
cblr-12483	583	16	1994	1994	NUM
cblr-12483	583	17	,	,	PUNCT
cblr-12483	583	18	sec	sec	PROPN
cblr-12483	583	19	.	.	PROPN
cblr-12483	583	20	5	5	NUM
cblr-12483	583	21	,	,	PUNCT
cblr-12483	583	22	§	§	PROPN
cblr-12483	583	23	9	9	NUM
cblr-12483	583	24	,	,	PUNCT
cblr-12483	583	25	pub	pub	NOUN
cblr-12483	583	26	.	.	PUNCT
cblr-12483	584	1	l.	l.	PROPN
cblr-12483	584	2	no	no	INTJ
cblr-12483	584	3	.	.	PROPN
cblr-12483	585	1	103	103	NUM
cblr-12483	585	2	-	-	SYM
cblr-12483	585	3	312	312	NUM
cblr-12483	585	4	,	,	PUNCT
cblr-12483	585	5	108	108	NUM
cblr-12483	585	6	stat	stat	NOUN
cblr-12483	585	7	.	.	PUNCT
cblr-12483	586	1	1691	1691	NUM
cblr-12483	586	2	,	,	PUNCT
cblr-12483	586	3	1695	1695	NUM
cblr-12483	586	4	(	(	PUNCT
cblr-12483	586	5	“	"	PUNCT
cblr-12483	586	6	the	the	DET
cblr-12483	586	7	commission	commission	NOUN
cblr-12483	586	8	shall	shall	AUX
cblr-12483	586	9	have	have	VERB
cblr-12483	586	10	no	no	DET
cblr-12483	586	11	authority	authority	NOUN
cblr-12483	586	12	.	.	PUNCT
cblr-12483	586	13	.	.	PUNCT
cblr-12483	586	14	.	.	PUNCT
cblr-12483	587	1	to	to	PART
cblr-12483	587	2	declare	declare	VERB
cblr-12483	587	3	unlawful	unlawful	ADJ
cblr-12483	587	4	an	an	DET
cblr-12483	587	5	act	act	NOUN
cblr-12483	587	6	or	or	CCONJ
cblr-12483	587	7	practice	practice	VERB
cblr-12483	587	8	on	on	ADP
cblr-12483	587	9	the	the	DET
cblr-12483	587	10	grounds	ground	NOUN
cblr-12483	587	11	that	that	SCONJ
cblr-12483	587	12	such	such	ADJ
cblr-12483	587	13	act	act	NOUN
cblr-12483	587	14	or	or	CCONJ
cblr-12483	587	15	practice	practice	NOUN
cblr-12483	587	16	is	be	AUX
cblr-12483	587	17	unfair	unfair	ADJ
cblr-12483	587	18	unless	unless	SCONJ
cblr-12483	587	19	the	the	DET
cblr-12483	587	20	act	act	NOUN
cblr-12483	587	21	or	or	CCONJ
cblr-12483	587	22	practice	practice	NOUN
cblr-12483	587	23	causes	cause	NOUN
cblr-12483	587	24	or	or	CCONJ
cblr-12483	587	25	is	be	AUX
cblr-12483	587	26	likely	likely	ADJ
cblr-12483	587	27	to	to	PART
cblr-12483	587	28	cause	cause	VERB
cblr-12483	587	29	substantial	substantial	ADJ
cblr-12483	587	30	injury	injury	NOUN
cblr-12483	587	31	to	to	ADP
cblr-12483	587	32	consumers	consumer	NOUN
cblr-12483	587	33	which	which	PRON
cblr-12483	587	34	is	be	AUX
cblr-12483	587	35	not	not	PART
cblr-12483	587	36	reasonably	reasonably	ADV
cblr-12483	587	37	avoidable	avoidable	ADJ
cblr-12483	587	38	by	by	ADP
cblr-12483	587	39	consumers	consumer	NOUN
cblr-12483	587	40	themselves	themselves	PRON
cblr-12483	587	41	and	and	CCONJ
cblr-12483	587	42	not	not	PART
cblr-12483	587	43	outweighed	outweigh	VERB
cblr-12483	587	44	by	by	ADP
cblr-12483	587	45	countervailing	countervail	VERB
cblr-12483	587	46	benefits	benefit	NOUN
cblr-12483	587	47	to	to	ADP
cblr-12483	587	48	consumers	consumer	NOUN
cblr-12483	587	49	or	or	CCONJ
cblr-12483	587	50	to	to	ADP
cblr-12483	587	51	competition	competition	NOUN
cblr-12483	587	52	.	.	PUNCT
cblr-12483	588	1	in	in	ADP
cblr-12483	588	2	determining	determine	VERB
cblr-12483	588	3	whether	whether	SCONJ
cblr-12483	588	4	an	an	DET
cblr-12483	588	5	act	act	NOUN
cblr-12483	588	6	or	or	CCONJ
cblr-12483	588	7	practice	practice	NOUN
cblr-12483	588	8	is	be	AUX
cblr-12483	588	9	unfair	unfair	ADJ
cblr-12483	588	10	,	,	PUNCT
cblr-12483	588	11	the	the	DET
cblr-12483	588	12	commission	commission	NOUN
cblr-12483	588	13	may	may	AUX
cblr-12483	588	14	consider	consider	VERB
cblr-12483	588	15	established	establish	VERB
cblr-12483	588	16	public	public	ADJ
cblr-12483	588	17	policies	policy	NOUN
cblr-12483	588	18	as	as	ADP
cblr-12483	588	19	evidence	evidence	NOUN
cblr-12483	588	20	to	to	PART
cblr-12483	588	21	be	be	AUX
cblr-12483	588	22	considered	consider	VERB
cblr-12483	588	23	with	with	ADP
cblr-12483	588	24	all	all	DET
cblr-12483	588	25	other	other	ADJ
cblr-12483	588	26	evidence	evidence	NOUN
cblr-12483	588	27	.	.	PUNCT
cblr-12483	589	1	such	such	ADJ
cblr-12483	589	2	public	public	ADJ
cblr-12483	589	3	policy	policy	NOUN
cblr-12483	589	4	considerations	consideration	NOUN
cblr-12483	589	5	may	may	AUX
cblr-12483	589	6	not	not	PART
cblr-12483	589	7	serve	serve	VERB
cblr-12483	589	8	as	as	ADP
cblr-12483	589	9	a	a	DET
cblr-12483	589	10	primary	primary	ADJ
cblr-12483	589	11	basis	basis	NOUN
cblr-12483	589	12	for	for	ADP
cblr-12483	589	13	such	such	ADJ
cblr-12483	589	14	determination	determination	NOUN
cblr-12483	589	15	.	.	PUNCT
cblr-12483	589	16	”	"	PUNCT
cblr-12483	589	17	)	)	PUNCT
cblr-12483	589	18	;	;	PUNCT
cblr-12483	589	19	howard	howard	PROPN
cblr-12483	589	20	beales	beale	NOUN
cblr-12483	589	21	,	,	PUNCT
cblr-12483	589	22	the	the	DET
cblr-12483	589	23	ftc	ftc	PROPN
cblr-12483	589	24	’s	’s	PART
cblr-12483	589	25	use	use	NOUN
cblr-12483	589	26	of	of	ADP
cblr-12483	589	27	974	974	NUM
cblr-12483	589	28	columbia	columbia	PROPN
cblr-12483	589	29	business	business	NOUN
cblr-12483	589	30	law	law	PROPN
cblr-12483	589	31	review	review	NOUN
cblr-12483	589	32	[	[	X
cblr-12483	589	33	vol	vol	NOUN
cblr-12483	589	34	.	.	PUNCT
cblr-12483	590	1	2023	2023	NUM
cblr-12483	590	2	dodd	dodd	PROPN
cblr-12483	590	3	-	-	PUNCT
cblr-12483	590	4	frank	frank	PROPN
cblr-12483	590	5	’s	’s	PART
cblr-12483	590	6	statutory	statutory	PROPN
cblr-12483	590	7	udaap	udaap	PROPN
cblr-12483	590	8	authority	authority	NOUN
cblr-12483	590	9	is	be	AUX
cblr-12483	590	10	nearly	nearly	ADV
cblr-12483	590	11	identical	identical	ADJ
cblr-12483	590	12	in	in	ADP
cblr-12483	590	13	statutory	statutory	ADJ
cblr-12483	590	14	language	language	NOUN
cblr-12483	590	15	to	to	ADP
cblr-12483	590	16	the	the	DET
cblr-12483	590	17	amended	amend	VERB
cblr-12483	590	18	1994	1994	NUM
cblr-12483	590	19	ftc	ftc	PROPN
cblr-12483	590	20	udap	udap	PROPN
cblr-12483	590	21	.	.	PUNCT
cblr-12483	591	1	this	this	PRON
cblr-12483	591	2	was	be	AUX
cblr-12483	591	3	no	no	DET
cblr-12483	591	4	accident	accident	NOUN
cblr-12483	591	5	,	,	PUNCT
cblr-12483	591	6	congress	congress	PROPN
cblr-12483	591	7	intended	intend	VERB
cblr-12483	591	8	to	to	PART
cblr-12483	591	9	bestow	bestow	VERB
cblr-12483	591	10	a	a	DET
cblr-12483	591	11	very	very	ADV
cblr-12483	591	12	similar	similar	ADJ
cblr-12483	591	13	latitude	latitude	NOUN
cblr-12483	591	14	for	for	ADP
cblr-12483	591	15	the	the	DET
cblr-12483	591	16	cfpb	cfpb	NOUN
cblr-12483	591	17	to	to	PART
cblr-12483	591	18	act	act	VERB
cblr-12483	591	19	in	in	ADP
cblr-12483	591	20	the	the	DET
cblr-12483	591	21	realm	realm	NOUN
cblr-12483	591	22	of	of	ADP
cblr-12483	591	23	financial	financial	ADJ
cblr-12483	591	24	products	product	NOUN
cblr-12483	591	25	for	for	ADP
cblr-12483	591	26	consumers.175	consumers.175	PRON
cblr-12483	591	27	the	the	DET
cblr-12483	591	28	unfairness	unfairness	ADJ
cblr-12483	591	29	standard	standard	NOUN
cblr-12483	591	30	was	be	AUX
cblr-12483	591	31	meant	mean	VERB
cblr-12483	591	32	to	to	PART
cblr-12483	591	33	essentially	essentially	ADV
cblr-12483	591	34	match	match	VERB
cblr-12483	591	35	the	the	DET
cblr-12483	591	36	1994	1994	NUM
cblr-12483	591	37	version	version	NOUN
cblr-12483	591	38	of	of	ADP
cblr-12483	591	39	the	the	DET
cblr-12483	591	40	ftc	ftc	PROPN
cblr-12483	591	41	act	act	PROPN
cblr-12483	591	42	,	,	PUNCT
cblr-12483	591	43	as	as	SCONJ
cblr-12483	591	44	the	the	DET
cblr-12483	591	45	cfpb	cfpb	NOUN
cblr-12483	591	46	must	must	AUX
cblr-12483	591	47	also	also	ADV
cblr-12483	591	48	prove	prove	VERB
cblr-12483	591	49	substantial	substantial	ADJ
cblr-12483	591	50	injury	injury	NOUN
cblr-12483	591	51	that	that	PRON
cblr-12483	591	52	is	be	AUX
cblr-12483	591	53	not	not	PART
cblr-12483	591	54	reasonably	reasonably	ADV
cblr-12483	591	55	avoidable	avoidable	ADJ
cblr-12483	591	56	and	and	CCONJ
cblr-12483	591	57	that	that	SCONJ
cblr-12483	591	58	the	the	DET
cblr-12483	591	59	benefits	benefit	NOUN
cblr-12483	591	60	of	of	ADP
cblr-12483	591	61	the	the	DET
cblr-12483	591	62	practice	practice	NOUN
cblr-12483	591	63	do	do	AUX
cblr-12483	591	64	not	not	PART
cblr-12483	591	65	outweigh	outweigh	VERB
cblr-12483	591	66	the	the	DET
cblr-12483	591	67	harms	harm	NOUN
cblr-12483	591	68	in	in	ADP
cblr-12483	591	69	order	order	NOUN
cblr-12483	591	70	to	to	PART
cblr-12483	591	71	prohibit	prohibit	VERB
cblr-12483	591	72	a	a	DET
cblr-12483	591	73	practice	practice	NOUN
cblr-12483	591	74	under	under	ADP
cblr-12483	591	75	the	the	DET
cblr-12483	591	76	unfairness	unfairness	ADJ
cblr-12483	591	77	standard.176	standard.176	NOUN
cblr-12483	591	78	it	it	PRON
cblr-12483	591	79	is	be	AUX
cblr-12483	591	80	thus	thus	ADV
cblr-12483	591	81	reasonable	reasonable	ADJ
cblr-12483	591	82	to	to	PART
cblr-12483	591	83	assume	assume	VERB
cblr-12483	591	84	the	the	DET
cblr-12483	591	85	boundaries	boundary	NOUN
cblr-12483	591	86	of	of	ADP
cblr-12483	591	87	the	the	DET
cblr-12483	591	88	unfairness	unfairness	ADJ
cblr-12483	591	89	standard	standard	NOUN
cblr-12483	591	90	in	in	ADP
cblr-12483	591	91	both	both	DET
cblr-12483	591	92	cases	case	NOUN
cblr-12483	591	93	are	be	AUX
cblr-12483	591	94	the	the	DET
cblr-12483	591	95	same	same	ADJ
cblr-12483	591	96	.	.	PUNCT
cblr-12483	592	1	in	in	ADP
cblr-12483	592	2	his	his	PRON
cblr-12483	592	3	article	article	NOUN
cblr-12483	592	4	,	,	PUNCT
cblr-12483	592	5	the	the	DET
cblr-12483	592	6	meaning	meaning	NOUN
cblr-12483	592	7	of	of	ADP
cblr-12483	592	8	unfair	unfair	ADJ
cblr-12483	592	9	acts	act	NOUN
cblr-12483	592	10	or	or	CCONJ
cblr-12483	592	11	practices	practice	NOUN
cblr-12483	592	12	,	,	PUNCT
cblr-12483	592	13	neil	neil	PROPN
cblr-12483	592	14	averitt	averitt	PROPN
cblr-12483	592	15	argues	argue	VERB
cblr-12483	592	16	that	that	SCONJ
cblr-12483	592	17	based	base	VERB
cblr-12483	592	18	on	on	ADP
cblr-12483	592	19	an	an	DET
cblr-12483	592	20	analysis	analysis	NOUN
cblr-12483	592	21	of	of	ADP
cblr-12483	592	22	the	the	DET
cblr-12483	592	23	text	text	NOUN
cblr-12483	592	24	and	and	CCONJ
cblr-12483	592	25	the	the	DET
cblr-12483	592	26	legislative	legislative	ADJ
cblr-12483	592	27	history	history	NOUN
cblr-12483	592	28	,	,	PUNCT
cblr-12483	592	29	the	the	DET
cblr-12483	592	30	limits	limit	NOUN
cblr-12483	592	31	of	of	ADP
cblr-12483	592	32	the	the	DET
cblr-12483	592	33	ftc	ftc	PROPN
cblr-12483	592	34	act	act	PROPN
cblr-12483	592	35	and	and	CCONJ
cblr-12483	592	36	the	the	DET
cblr-12483	592	37	1938	1938	NUM
cblr-12483	592	38	amendment	amendment	NOUN
cblr-12483	592	39	are	be	AUX
cblr-12483	592	40	centered	center	VERB
cblr-12483	592	41	around	around	ADP
cblr-12483	592	42	prohibiting	prohibit	VERB
cblr-12483	592	43	practices	practice	NOUN
cblr-12483	592	44	that	that	PRON
cblr-12483	592	45	limit	limit	VERB
cblr-12483	592	46	consumer	consumer	NOUN
cblr-12483	592	47	choice	choice	NOUN
cblr-12483	592	48	and	and	CCONJ
cblr-12483	592	49	market	market	NOUN
cblr-12483	592	50	processes	process	NOUN
cblr-12483	592	51	,	,	PUNCT
cblr-12483	592	52	with	with	ADP
cblr-12483	592	53	a	a	DET
cblr-12483	592	54	secondary	secondary	ADJ
cblr-12483	592	55	and	and	CCONJ
cblr-12483	592	56	restricted	restricted	ADJ
cblr-12483	592	57	focus	focus	NOUN
cblr-12483	592	58	on	on	ADP
cblr-12483	592	59	in	in	ADP
cblr-12483	592	60	upholding	uphold	VERB
cblr-12483	592	61	morality	morality	NOUN
cblr-12483	592	62	in	in	ADP
cblr-12483	592	63	business	business	NOUN
cblr-12483	592	64	practices.177	practices.177	NOUN
cblr-12483	592	65	this	this	PRON
cblr-12483	592	66	can	can	AUX
cblr-12483	592	67	be	be	AUX
cblr-12483	592	68	considered	consider	VERB
cblr-12483	592	69	the	the	DET
cblr-12483	592	70	more	more	ADV
cblr-12483	592	71	restrictive	restrictive	ADJ
cblr-12483	592	72	view	view	NOUN
cblr-12483	592	73	.	.	PUNCT
cblr-12483	593	1	luke	luke	PROPN
cblr-12483	593	2	herrine	herrine	PROPN
cblr-12483	593	3	criticizes	criticize	VERB
cblr-12483	593	4	this	this	DET
cblr-12483	593	5	conception	conception	NOUN
cblr-12483	593	6	of	of	ADP
cblr-12483	593	7	unfairness	unfairness	ADJ
cblr-12483	593	8	power	power	NOUN
cblr-12483	593	9	as	as	ADP
cblr-12483	593	10	one	one	NUM
cblr-12483	593	11	formulated	formulate	VERB
cblr-12483	593	12	by	by	ADP
cblr-12483	593	13	a	a	DET
cblr-12483	593	14	well	well	ADV
cblr-12483	593	15	-	-	PUNCT
cblr-12483	593	16	funded	fund	VERB
cblr-12483	593	17	effort	effort	NOUN
cblr-12483	593	18	by	by	ADP
cblr-12483	593	19	regulated	regulated	ADJ
cblr-12483	593	20	businesses	business	NOUN
cblr-12483	593	21	,	,	PUNCT
cblr-12483	593	22	and	and	CCONJ
cblr-12483	593	23	he	he	PRON
cblr-12483	593	24	argues	argue	VERB
cblr-12483	593	25	the	the	DET
cblr-12483	593	26	unfairness	unfairness	ADJ
cblr-12483	593	27	standard	standard	NOUN
cblr-12483	593	28	is	be	AUX
cblr-12483	593	29	best	well	ADV
cblr-12483	593	30	understood	understand	VERB
cblr-12483	593	31	to	to	ADP
cblr-12483	593	32	“	"	PUNCT
cblr-12483	593	33	facilitate	facilitate	VERB
cblr-12483	593	34	democratic	democratic	ADJ
cblr-12483	593	35	deliberation	deliberation	NOUN
cblr-12483	593	36	over	over	ADP
cblr-12483	593	37	moral	moral	ADJ
cblr-12483	593	38	standards	standard	NOUN
cblr-12483	593	39	for	for	ADP
cblr-12483	593	40	business	business	NOUN
cblr-12483	593	41	conduct	conduct	NOUN
cblr-12483	593	42	and	and	CCONJ
cblr-12483	593	43	enforce	enforce	VERB
cblr-12483	593	44	those	those	DET
cblr-12483	593	45	standards	standard	NOUN
cblr-12483	593	46	.	.	PUNCT
cblr-12483	594	1	”178	”178	ADV
cblr-12483	594	2	this	this	PRON
cblr-12483	594	3	can	can	AUX
cblr-12483	594	4	be	be	AUX
cblr-12483	594	5	considered	consider	VERB
cblr-12483	594	6	the	the	DET
cblr-12483	594	7	more	more	ADV
cblr-12483	594	8	expansive	expansive	ADJ
cblr-12483	594	9	view	view	NOUN
cblr-12483	594	10	.	.	PUNCT
cblr-12483	595	1	either	either	CCONJ
cblr-12483	595	2	conception	conception	NOUN
cblr-12483	595	3	of	of	ADP
cblr-12483	595	4	unfairness	unfairness	NOUN
cblr-12483	595	5	provides	provide	VERB
cblr-12483	595	6	clear	clear	ADJ
cblr-12483	595	7	authorization	authorization	NOUN
cblr-12483	595	8	for	for	ADP
cblr-12483	595	9	the	the	DET
cblr-12483	595	10	anti	anti	ADJ
cblr-12483	595	11	-	-	ADJ
cblr-12483	595	12	discrimination	discrimination	ADJ
cblr-12483	595	13	rule	rule	NOUN
cblr-12483	595	14	.	.	PUNCT
cblr-12483	596	1	under	under	ADP
cblr-12483	596	2	the	the	DET
cblr-12483	596	3	more	more	ADV
cblr-12483	596	4	restrictive	restrictive	ADJ
cblr-12483	596	5	view	view	NOUN
cblr-12483	596	6	,	,	PUNCT
cblr-12483	596	7	discrimination	discrimination	NOUN
cblr-12483	596	8	prevents	prevent	VERB
cblr-12483	596	9	consumer	consumer	NOUN
cblr-12483	596	10	choice	choice	NOUN
cblr-12483	596	11	by	by	ADP
cblr-12483	596	12	allowing	allow	VERB
cblr-12483	596	13	certain	certain	ADJ
cblr-12483	596	14	producers	producer	NOUN
cblr-12483	596	15	/	/	SYM
cblr-12483	596	16	suppliers	supplier	NOUN
cblr-12483	596	17	to	to	PART
cblr-12483	596	18	exclude	exclude	VERB
cblr-12483	596	19	consumers	consumer	NOUN
cblr-12483	596	20	based	base	VERB
cblr-12483	596	21	on	on	ADP
cblr-12483	596	22	unfairness	unfairness	ADJ
cblr-12483	596	23	authority	authority	NOUN
cblr-12483	596	24	:	:	PUNCT
cblr-12483	596	25	its	its	PRON
cblr-12483	596	26	rise	rise	NOUN
cblr-12483	596	27	,	,	PUNCT
cblr-12483	596	28	fall	fall	NOUN
cblr-12483	596	29	,	,	PUNCT
cblr-12483	596	30	and	and	CCONJ
cblr-12483	596	31	resurrection	resurrection	NOUN
cblr-12483	596	32	,	,	PUNCT
cblr-12483	596	33	fed	fed	PROPN
cblr-12483	596	34	.	.	PUNCT
cblr-12483	597	1	trade	trade	NOUN
cblr-12483	597	2	comm’n	comm’n	NOUN
cblr-12483	597	3	(	(	PUNCT
cblr-12483	597	4	may	may	PROPN
cblr-12483	597	5	30	30	NUM
cblr-12483	597	6	,	,	PUNCT
cblr-12483	597	7	2003	2003	NUM
cblr-12483	597	8	)	)	PUNCT
cblr-12483	597	9	,	,	PUNCT
cblr-12483	597	10	https://www.ftc.gov/public-statements/	https://www.ftc.gov/public-statements/	PROPN
cblr-12483	597	11	2003/05	2003/05	NUM
cblr-12483	597	12	/	/	SYM
cblr-12483	597	13	ftcs	ftcs	NOUN
cblr-12483	597	14	-	-	PUNCT
cblr-12483	597	15	use	use	NOUN
cblr-12483	597	16	-	-	PUNCT
cblr-12483	597	17	unfairness	unfairness	NOUN
cblr-12483	597	18	-	-	PUNCT
cblr-12483	597	19	authority	authority	NOUN
cblr-12483	597	20	-	-	PUNCT
cblr-12483	597	21	its	its	PRON
cblr-12483	597	22	-	-	PUNCT
cblr-12483	597	23	rise	rise	NOUN
cblr-12483	597	24	-	-	PUNCT
cblr-12483	597	25	fall	fall	NOUN
cblr-12483	597	26	-	-	PUNCT
cblr-12483	597	27	and	and	CCONJ
cblr-12483	597	28	-	-	PUNCT
cblr-12483	597	29	resurrection	resurrection	NOUN
cblr-12483	598	1	[	[	X
cblr-12483	598	2	https://perma.cc/f2l6xz5b	https://perma.cc/f2l6xz5b	NOUN
cblr-12483	598	3	]	]	X
cblr-12483	598	4	.	.	PUNCT
cblr-12483	599	1	175	175	NUM
cblr-12483	599	2	see	see	VERB
cblr-12483	599	3	supra	supra	PROPN
cblr-12483	599	4	note	note	PROPN
cblr-12483	599	5	127	127	NUM
cblr-12483	599	6	.	.	PUNCT
cblr-12483	600	1	176	176	NUM
cblr-12483	600	2	compare	compare	VERB
cblr-12483	600	3	12	12	NUM
cblr-12483	600	4	u.s.c	u.s.c	NOUN
cblr-12483	600	5	.	.	PUNCT
cblr-12483	601	1	§	§	PROPN
cblr-12483	601	2	5531	5531	NUM
cblr-12483	601	3	,	,	PUNCT
cblr-12483	601	4	5536	5536	NUM
cblr-12483	601	5	.	.	PUNCT
cblr-12483	601	6	,	,	PUNCT
cblr-12483	601	7	with	with	ADP
cblr-12483	601	8	federal	federal	ADJ
cblr-12483	601	9	trade	trade	PROPN
cblr-12483	601	10	commission	commission	PROPN
cblr-12483	601	11	act	act	PROPN
cblr-12483	601	12	amendments	amendment	NOUN
cblr-12483	601	13	of	of	ADP
cblr-12483	601	14	1994	1994	NUM
cblr-12483	601	15	,	,	PUNCT
cblr-12483	601	16	sec	sec	PROPN
cblr-12483	601	17	.	.	PROPN
cblr-12483	601	18	5	5	NUM
cblr-12483	601	19	,	,	PUNCT
cblr-12483	601	20	§	§	PROPN
cblr-12483	601	21	9	9	NUM
cblr-12483	601	22	,	,	PUNCT
cblr-12483	601	23	pub	pub	NOUN
cblr-12483	601	24	.	.	PUNCT
cblr-12483	602	1	l.	l.	PROPN
cblr-12483	602	2	no	no	INTJ
cblr-12483	602	3	.	.	PROPN
cblr-12483	603	1	103	103	NUM
cblr-12483	603	2	-	-	SYM
cblr-12483	603	3	312	312	NUM
cblr-12483	603	4	,	,	PUNCT
cblr-12483	603	5	§	§	PROPN
cblr-12483	603	6	108	108	NUM
cblr-12483	603	7	stat	stat	NOUN
cblr-12483	603	8	.	.	PUNCT
cblr-12483	604	1	1691	1691	NUM
cblr-12483	604	2	,	,	PUNCT
cblr-12483	604	3	1695	1695	NUM
cblr-12483	604	4	.	.	PUNCT
cblr-12483	605	1	177	177	NUM
cblr-12483	605	2	see	see	NOUN
cblr-12483	605	3	averitt	averitt	VERB
cblr-12483	605	4	,	,	PUNCT
cblr-12483	605	5	supra	supra	PROPN
cblr-12483	605	6	note	note	VERB
cblr-12483	605	7	164	164	NUM
cblr-12483	605	8	.	.	PUNCT
cblr-12483	605	9	178	178	NUM
cblr-12483	605	10	see	see	VERB
cblr-12483	605	11	herrine	herrine	NOUN
cblr-12483	605	12	,	,	PUNCT
cblr-12483	605	13	supra	supra	PROPN
cblr-12483	605	14	note	note	NOUN
cblr-12483	605	15	10	10	NUM
cblr-12483	605	16	,	,	PUNCT
cblr-12483	605	17	at	at	ADP
cblr-12483	605	18	525	525	NUM
cblr-12483	605	19	.	.	PUNCT
cblr-12483	606	1	no	no	INTJ
cblr-12483	606	2	.	.	NOUN
cblr-12483	607	1	2	2	X
cblr-12483	607	2	]	]	PUNCT
cblr-12483	607	3	my	my	PRON
cblr-12483	607	4	unfair	unfair	ADJ
cblr-12483	607	5	lady	lady	NOUN
cblr-12483	607	6	975	975	NUM
cblr-12483	607	7	economically	economically	ADV
cblr-12483	607	8	irrelevant	irrelevant	ADJ
cblr-12483	607	9	characteristics	characteristic	NOUN
cblr-12483	607	10	.	.	PUNCT
cblr-12483	608	1	under	under	ADP
cblr-12483	608	2	the	the	DET
cblr-12483	608	3	more	more	ADV
cblr-12483	608	4	expansive	expansive	ADJ
cblr-12483	608	5	view	view	NOUN
cblr-12483	608	6	,	,	PUNCT
cblr-12483	608	7	society	society	NOUN
cblr-12483	608	8	has	have	AUX
cblr-12483	608	9	come	come	VERB
cblr-12483	608	10	to	to	ADP
cblr-12483	608	11	a	a	DET
cblr-12483	608	12	“	"	PUNCT
cblr-12483	608	13	democratic	democratic	ADJ
cblr-12483	608	14	deliberation	deliberation	NOUN
cblr-12483	608	15	”	"	PUNCT
cblr-12483	608	16	on	on	ADP
cblr-12483	608	17	the	the	DET
cblr-12483	608	18	issue	issue	NOUN
cblr-12483	608	19	of	of	ADP
cblr-12483	608	20	intentional	intentional	ADJ
cblr-12483	608	21	racial	racial	ADJ
cblr-12483	608	22	or	or	CCONJ
cblr-12483	608	23	sex	sex	NOUN
cblr-12483	608	24	discrimination	discrimination	NOUN
cblr-12483	608	25	in	in	ADP
cblr-12483	608	26	commerce	commerce	NOUN
cblr-12483	608	27	and	and	CCONJ
cblr-12483	608	28	the	the	DET
cblr-12483	608	29	time	time	NOUN
cblr-12483	608	30	is	be	AUX
cblr-12483	608	31	ripe	ripe	ADJ
cblr-12483	608	32	for	for	SCONJ
cblr-12483	608	33	the	the	DET
cblr-12483	608	34	cfpb	cfpb	NOUN
cblr-12483	608	35	to	to	PART
cblr-12483	608	36	enforce	enforce	VERB
cblr-12483	608	37	this	this	DET
cblr-12483	608	38	moral	moral	ADJ
cblr-12483	608	39	standard	standard	NOUN
cblr-12483	608	40	where	where	SCONJ
cblr-12483	608	41	existing	exist	VERB
cblr-12483	608	42	legislation	legislation	NOUN
cblr-12483	608	43	has	have	AUX
cblr-12483	608	44	left	leave	VERB
cblr-12483	608	45	gaps.179	gaps.179	PROPN
cblr-12483	608	46	thus	thus	ADV
cblr-12483	608	47	,	,	PUNCT
cblr-12483	608	48	under	under	ADP
cblr-12483	608	49	the	the	DET
cblr-12483	608	50	clear	clear	ADJ
cblr-12483	608	51	authorization	authorization	NOUN
cblr-12483	608	52	standard	standard	NOUN
cblr-12483	608	53	the	the	DET
cblr-12483	608	54	text	text	NOUN
cblr-12483	608	55	and	and	CCONJ
cblr-12483	608	56	the	the	DET
cblr-12483	608	57	scheme	scheme	NOUN
cblr-12483	608	58	suffice	suffice	NOUN
cblr-12483	608	59	to	to	PART
cblr-12483	608	60	find	find	VERB
cblr-12483	608	61	clear	clear	ADJ
cblr-12483	608	62	authorization	authorization	NOUN
cblr-12483	608	63	according	accord	VERB
cblr-12483	608	64	to	to	ADP
cblr-12483	608	65	the	the	DET
cblr-12483	608	66	precedent	precedent	NOUN
cblr-12483	608	67	west	west	PROPN
cblr-12483	608	68	virginia	virginia	PROPN
cblr-12483	608	69	sets	set	VERB
cblr-12483	608	70	.	.	PUNCT
cblr-12483	609	1	the	the	DET
cblr-12483	609	2	use	use	NOUN
cblr-12483	609	3	of	of	ADP
cblr-12483	609	4	a	a	DET
cblr-12483	609	5	primary	primary	ADJ
cblr-12483	609	6	and	and	CCONJ
cblr-12483	609	7	broad	broad	ADJ
cblr-12483	609	8	provision	provision	NOUN
cblr-12483	609	9	to	to	ADP
cblr-12483	609	10	further	further	ADJ
cblr-12483	609	11	goals	goal	NOUN
cblr-12483	609	12	both	both	CCONJ
cblr-12483	609	13	the	the	DET
cblr-12483	609	14	statutory	statutory	ADJ
cblr-12483	609	15	scheme	scheme	NOUN
cblr-12483	609	16	and	and	CCONJ
cblr-12483	609	17	text	text	NOUN
cblr-12483	609	18	clearly	clearly	ADV
cblr-12483	609	19	permit	permit	VERB
cblr-12483	609	20	should	should	AUX
cblr-12483	609	21	be	be	AUX
cblr-12483	609	22	enough	enough	ADJ
cblr-12483	609	23	to	to	PART
cblr-12483	609	24	pass	pass	VERB
cblr-12483	609	25	through	through	ADP
cblr-12483	609	26	the	the	DET
cblr-12483	609	27	more	more	ADV
cblr-12483	609	28	searching	searching	NOUN
cblr-12483	609	29	standard	standard	ADJ
cblr-12483	609	30	major	major	ADJ
cblr-12483	609	31	questions	question	NOUN
cblr-12483	609	32	review	review	NOUN
cblr-12483	609	33	contemplates	contemplate	VERB
cblr-12483	609	34	.	.	PUNCT
cblr-12483	610	1	there	there	PRON
cblr-12483	610	2	are	be	VERB
cblr-12483	610	3	potential	potential	ADJ
cblr-12483	610	4	pitfalls	pitfall	NOUN
cblr-12483	610	5	,	,	PUNCT
cblr-12483	610	6	however	however	ADV
cblr-12483	610	7	.	.	PUNCT
cblr-12483	611	1	a	a	DET
cblr-12483	611	2	comparison	comparison	NOUN
cblr-12483	611	3	to	to	ADP
cblr-12483	611	4	other	other	ADJ
cblr-12483	611	5	anti	anti	ADJ
cblr-12483	611	6	-	-	ADJ
cblr-12483	611	7	discrimination	discrimination	ADJ
cblr-12483	611	8	statutes	statute	NOUN
cblr-12483	611	9	and	and	CCONJ
cblr-12483	611	10	the	the	DET
cblr-12483	611	11	general	general	ADJ
cblr-12483	611	12	anti	anti	ADJ
cblr-12483	611	13	-	-	ADJ
cblr-12483	611	14	discrimination	discrimination	ADJ
cblr-12483	611	15	statutory	statutory	ADJ
cblr-12483	611	16	scheme	scheme	NOUN
cblr-12483	611	17	could	could	AUX
cblr-12483	611	18	prove	prove	VERB
cblr-12483	611	19	problematic	problematic	ADJ
cblr-12483	611	20	to	to	ADP
cblr-12483	611	21	the	the	DET
cblr-12483	611	22	above	above	ADJ
cblr-12483	611	23	analysis	analysis	NOUN
cblr-12483	611	24	.	.	PUNCT
cblr-12483	612	1	unlike	unlike	ADP
cblr-12483	612	2	statutes	statute	NOUN
cblr-12483	612	3	such	such	ADJ
cblr-12483	612	4	as	as	ADP
cblr-12483	612	5	the	the	DET
cblr-12483	612	6	fha	fha	PROPN
cblr-12483	612	7	,	,	PUNCT
cblr-12483	612	8	ecoa	ecoa	PROPN
cblr-12483	612	9	,	,	PUNCT
cblr-12483	612	10	or	or	CCONJ
cblr-12483	612	11	the	the	DET
cblr-12483	612	12	civil	civil	ADJ
cblr-12483	612	13	rights	right	NOUN
cblr-12483	612	14	act	act	PROPN
cblr-12483	612	15	,	,	PUNCT
cblr-12483	612	16	dodd	dodd	PROPN
cblr-12483	612	17	-	-	PUNCT
cblr-12483	612	18	frank	frank	PROPN
cblr-12483	612	19	does	do	AUX
cblr-12483	612	20	not	not	PART
cblr-12483	612	21	explicitly	explicitly	ADV
cblr-12483	612	22	appoint	appoint	VERB
cblr-12483	612	23	an	an	DET
cblr-12483	612	24	agency	agency	NOUN
cblr-12483	612	25	to	to	PART
cblr-12483	612	26	carry	carry	VERB
cblr-12483	612	27	out	out	ADP
cblr-12483	612	28	any	any	DET
cblr-12483	612	29	anti	anti	ADJ
cblr-12483	612	30	-	-	ADJ
cblr-12483	612	31	discrimination	discrimination	ADJ
cblr-12483	612	32	goals	goal	NOUN
cblr-12483	612	33	,	,	PUNCT
cblr-12483	612	34	and	and	CCONJ
cblr-12483	612	35	outside	outside	ADP
cblr-12483	612	36	the	the	DET
cblr-12483	612	37	relatively	relatively	ADV
cblr-12483	612	38	minor	minor	ADJ
cblr-12483	612	39	references	reference	NOUN
cblr-12483	612	40	to	to	ADP
cblr-12483	612	41	discrimination	discrimination	NOUN
cblr-12483	612	42	in	in	ADP
cblr-12483	612	43	the	the	DET
cblr-12483	612	44	act	act	NOUN
cblr-12483	612	45	,	,	PUNCT
cblr-12483	612	46	it	it	PRON
cblr-12483	612	47	is	be	AUX
cblr-12483	612	48	silent	silent	ADJ
cblr-12483	612	49	on	on	ADP
cblr-12483	612	50	the	the	DET
cblr-12483	612	51	matter	matter	NOUN
cblr-12483	612	52	altogether.180	altogether.180	NOUN
cblr-12483	612	53	furthermore	furthermore	ADV
cblr-12483	612	54	,	,	PUNCT
cblr-12483	612	55	the	the	DET
cblr-12483	612	56	lack	lack	NOUN
cblr-12483	612	57	of	of	ADP
cblr-12483	612	58	protected	protect	VERB
cblr-12483	612	59	classes	class	NOUN
cblr-12483	612	60	is	be	AUX
cblr-12483	612	61	a	a	DET
cblr-12483	612	62	marked	mark	VERB
cblr-12483	612	63	departure	departure	NOUN
cblr-12483	612	64	from	from	ADP
cblr-12483	612	65	other	other	ADJ
cblr-12483	612	66	legislation	legislation	NOUN
cblr-12483	612	67	used	use	VERB
cblr-12483	612	68	for	for	ADP
cblr-12483	612	69	anti	anti	ADJ
cblr-12483	612	70	-	-	ADJ
cblr-12483	612	71	discrimination	discrimination	ADJ
cblr-12483	612	72	purposes.181	purposes.181	NOUN
cblr-12483	612	73	based	base	VERB
cblr-12483	612	74	on	on	ADP
cblr-12483	612	75	committee	committee	NOUN
cblr-12483	612	76	reports	report	NOUN
cblr-12483	612	77	,	,	PUNCT
cblr-12483	612	78	and	and	CCONJ
cblr-12483	612	79	other	other	ADJ
cblr-12483	612	80	legislative	legislative	ADJ
cblr-12483	612	81	materials	material	NOUN
cblr-12483	612	82	,	,	PUNCT
cblr-12483	612	83	it	it	PRON
cblr-12483	612	84	does	do	AUX
cblr-12483	612	85	not	not	PART
cblr-12483	612	86	appear	appear	VERB
cblr-12483	612	87	that	that	SCONJ
cblr-12483	612	88	congress	congress	PROPN
cblr-12483	612	89	was	be	AUX
cblr-12483	612	90	thinking	think	VERB
cblr-12483	612	91	about	about	ADP
cblr-12483	612	92	the	the	DET
cblr-12483	612	93	prospect	prospect	NOUN
cblr-12483	612	94	of	of	ADP
cblr-12483	612	95	the	the	DET
cblr-12483	612	96	bill	bill	NOUN
cblr-12483	612	97	addressing	address	VERB
cblr-12483	612	98	protected	protect	VERB
cblr-12483	612	99	class	class	NOUN
cblr-12483	612	100	discrimination	discrimination	NOUN
cblr-12483	612	101	in	in	ADP
cblr-12483	612	102	the	the	DET
cblr-12483	612	103	financial	financial	ADJ
cblr-12483	612	104	services	service	NOUN
cblr-12483	612	105	industry.182	industry.182	ADV
cblr-12483	612	106	however	however	ADV
cblr-12483	612	107	,	,	PUNCT
cblr-12483	612	108	in	in	ADP
cblr-12483	612	109	addition	addition	NOUN
cblr-12483	612	110	to	to	ADP
cblr-12483	612	111	the	the	DET
cblr-12483	612	112	arguments	argument	NOUN
cblr-12483	612	113	made	make	VERB
cblr-12483	612	114	above	above	ADP
cblr-12483	612	115	,	,	PUNCT
cblr-12483	612	116	justice	justice	NOUN
cblr-12483	612	117	gorsuch	gorsuch	NOUN
cblr-12483	612	118	’s	’s	PART
cblr-12483	612	119	statement	statement	NOUN
cblr-12483	612	120	in	in	ADP
cblr-12483	612	121	bostock	bostock	PROPN
cblr-12483	612	122	should	should	AUX
cblr-12483	612	123	ring	ring	VERB
cblr-12483	612	124	true	true	ADJ
cblr-12483	612	125	again	again	ADV
cblr-12483	612	126	:	:	PUNCT
cblr-12483	612	127	“	"	PUNCT
cblr-12483	612	128	when	when	SCONJ
cblr-12483	612	129	the	the	DET
cblr-12483	612	130	meaning	meaning	NOUN
cblr-12483	612	131	of	of	ADP
cblr-12483	612	132	the	the	DET
cblr-12483	612	133	statute	statute	NOUN
cblr-12483	612	134	’s	’s	PART
cblr-12483	612	135	terms	term	NOUN
cblr-12483	612	136	is	be	AUX
cblr-12483	612	137	179	179	NUM
cblr-12483	612	138	see	see	NOUN
cblr-12483	612	139	supra	supra	PROPN
cblr-12483	612	140	section	section	PROPN
cblr-12483	612	141	iii.a.2	iii.a.2	PROPN
cblr-12483	612	142	.	.	PUNCT
cblr-12483	613	1	180	180	NUM
cblr-12483	613	2	12	12	NUM
cblr-12483	613	3	u.s.c	u.s.c	NOUN
cblr-12483	613	4	.	.	PUNCT
cblr-12483	614	1	§	§	PROPN
cblr-12483	614	2	§	§	PROPN
cblr-12483	614	3	5390	5390	NUM
cblr-12483	614	4	,	,	PUNCT
cblr-12483	614	5	5511	5511	NUM
cblr-12483	614	6	,	,	PUNCT
cblr-12483	614	7	5567	5567	NUM
cblr-12483	614	8	.	.	PUNCT
cblr-12483	615	1	181	181	NUM
cblr-12483	615	2	complaint	complaint	NOUN
cblr-12483	615	3	at	at	ADP
cblr-12483	615	4	14	14	NUM
cblr-12483	615	5	,	,	PUNCT
cblr-12483	615	6	chamber	chamber	NOUN
cblr-12483	615	7	of	of	ADP
cblr-12483	615	8	com	com	PROPN
cblr-12483	615	9	.	.	PROPN
cblr-12483	615	10	of	of	ADP
cblr-12483	615	11	the	the	DET
cblr-12483	615	12	u.s	u.s	PROPN
cblr-12483	615	13	.	.	PROPN
cblr-12483	615	14	v.	v.	ADP
cblr-12483	615	15	cfpb	cfpb	NOUN
cblr-12483	615	16	,	,	PUNCT
cblr-12483	615	17	no	no	INTJ
cblr-12483	615	18	.	.	PUNCT
cblr-12483	616	1	6:22cv-00381	6:22cv-00381	PROPN
cblr-12483	616	2	,	,	PUNCT
cblr-12483	616	3	2023	2023	NUM
cblr-12483	616	4	wl	wl	SYM
cblr-12483	616	5	5835951	5835951	NUM
cblr-12483	616	6	(	(	PUNCT
cblr-12483	616	7	e.d	e.d	PROPN
cblr-12483	616	8	.	.	PROPN
cblr-12483	617	1	tex	tex	PROPN
cblr-12483	617	2	.	.	PROPN
cblr-12483	617	3	sept	sept	PROPN
cblr-12483	617	4	.	.	PROPN
cblr-12483	617	5	28	28	NUM
cblr-12483	617	6	,	,	PUNCT
cblr-12483	617	7	2022	2022	NUM
cblr-12483	617	8	)	)	PUNCT
cblr-12483	617	9	.	.	PUNCT
cblr-12483	618	1	(	(	PUNCT
cblr-12483	618	2	“	"	PUNCT
cblr-12483	618	3	the	the	DET
cblr-12483	618	4	cfpb	cfpb	NOUN
cblr-12483	618	5	did	do	AUX
cblr-12483	618	6	not	not	PART
cblr-12483	618	7	identify	identify	VERB
cblr-12483	618	8	any	any	DET
cblr-12483	618	9	protected	protect	VERB
cblr-12483	618	10	classes	class	NOUN
cblr-12483	618	11	or	or	CCONJ
cblr-12483	618	12	characteristics	characteristic	NOUN
cblr-12483	618	13	,	,	PUNCT
cblr-12483	618	14	as	as	SCONJ
cblr-12483	618	15	essentially	essentially	ADV
cblr-12483	618	16	all	all	DET
cblr-12483	618	17	nondiscrimination	nondiscrimination	NOUN
cblr-12483	618	18	statutes	statute	NOUN
cblr-12483	618	19	must	must	AUX
cblr-12483	618	20	do	do	VERB
cblr-12483	618	21	.	.	PUNCT
cblr-12483	619	1	for	for	ADP
cblr-12483	619	2	example	example	NOUN
cblr-12483	619	3	,	,	PUNCT
cblr-12483	619	4	ecoa	ecoa	PROPN
cblr-12483	619	5	prohibits	prohibit	VERB
cblr-12483	619	6	discrimination	discrimination	NOUN
cblr-12483	619	7	on	on	ADP
cblr-12483	619	8	the	the	DET
cblr-12483	619	9	basis	basis	NOUN
cblr-12483	619	10	of	of	ADP
cblr-12483	619	11	race	race	NOUN
cblr-12483	619	12	,	,	PUNCT
cblr-12483	619	13	color	color	NOUN
cblr-12483	619	14	,	,	PUNCT
cblr-12483	619	15	religion	religion	NOUN
cblr-12483	619	16	,	,	PUNCT
cblr-12483	619	17	national	national	ADJ
cblr-12483	619	18	origin	origin	NOUN
cblr-12483	619	19	,	,	PUNCT
cblr-12483	619	20	sex	sex	NOUN
cblr-12483	619	21	,	,	PUNCT
cblr-12483	619	22	marital	marital	ADJ
cblr-12483	619	23	status	status	NOUN
cblr-12483	619	24	,	,	PUNCT
cblr-12483	619	25	age	age	NOUN
cblr-12483	619	26	,	,	PUNCT
cblr-12483	619	27	receipt	receipt	NOUN
cblr-12483	619	28	of	of	ADP
cblr-12483	619	29	public	public	ADJ
cblr-12483	619	30	assistance	assistance	NOUN
cblr-12483	619	31	,	,	PUNCT
cblr-12483	619	32	or	or	CCONJ
cblr-12483	619	33	good	good	ADJ
cblr-12483	619	34	faith	faith	NOUN
cblr-12483	619	35	exercise	exercise	NOUN
cblr-12483	619	36	of	of	ADP
cblr-12483	619	37	any	any	DET
cblr-12483	619	38	rights	right	NOUN
cblr-12483	619	39	under	under	ADP
cblr-12483	619	40	the	the	DET
cblr-12483	619	41	consumer	consumer	NOUN
cblr-12483	619	42	credit	credit	NOUN
cblr-12483	619	43	protection	protection	PROPN
cblr-12483	619	44	act	act	PROPN
cblr-12483	619	45	.	.	PUNCT
cblr-12483	620	1	but	but	CCONJ
cblr-12483	620	2	other	other	ADJ
cblr-12483	620	3	federal	federal	ADJ
cblr-12483	620	4	antidiscrimination	antidiscrimination	NOUN
cblr-12483	620	5	laws	law	NOUN
cblr-12483	620	6	protect	protect	VERB
cblr-12483	620	7	classes	class	NOUN
cblr-12483	620	8	with	with	ADP
cblr-12483	620	9	different	different	ADJ
cblr-12483	620	10	characteristics	characteristic	NOUN
cblr-12483	620	11	.	.	PUNCT
cblr-12483	620	12	”	"	PUNCT
cblr-12483	620	13	)	)	PUNCT
cblr-12483	620	14	.	.	PUNCT
cblr-12483	621	1	182	182	NUM
cblr-12483	621	2	see	see	VERB
cblr-12483	621	3	,	,	PUNCT
cblr-12483	621	4	e.g.	e.g.	ADV
cblr-12483	621	5	,	,	PUNCT
cblr-12483	621	6	the	the	DET
cblr-12483	621	7	impact	impact	NOUN
cblr-12483	621	8	of	of	ADP
cblr-12483	621	9	exotic	exotic	ADJ
cblr-12483	621	10	mortgage	mortgage	NOUN
cblr-12483	621	11	products	product	NOUN
cblr-12483	621	12	on	on	ADP
cblr-12483	621	13	homebuyers	homebuyer	NOUN
cblr-12483	621	14	and	and	CCONJ
cblr-12483	621	15	homeowners	homeowner	NOUN
cblr-12483	621	16	,	,	PUNCT
cblr-12483	621	17	hearing	hear	VERB
cblr-12483	621	18	before	before	ADP
cblr-12483	621	19	the	the	DET
cblr-12483	621	20	s.comm	s.comm	NOUN
cblr-12483	621	21	.	.	PUNCT
cblr-12483	622	1	on	on	ADP
cblr-12483	622	2	banking	banking	NOUN
cblr-12483	622	3	,	,	PUNCT
cblr-12483	622	4	hous	hous	ADJ
cblr-12483	622	5	.	.	PUNCT
cblr-12483	622	6	,	,	PUNCT
cblr-12483	622	7	and	and	CCONJ
cblr-12483	622	8	urb	urb	INTJ
cblr-12483	622	9	.	.	PUNCT
cblr-12483	623	1	aff	aff	PROPN
cblr-12483	623	2	.	.	PROPN
cblr-12483	623	3	,	,	PUNCT
cblr-12483	623	4	110th	110th	ADJ
cblr-12483	623	5	cong	cong	NOUN
cblr-12483	623	6	.	.	PUNCT
cblr-12483	624	1	(	(	PUNCT
cblr-12483	624	2	2007	2007	NUM
cblr-12483	624	3	)	)	PUNCT
cblr-12483	624	4	.	.	PUNCT
cblr-12483	625	1	976	976	NUM
cblr-12483	625	2	columbia	columbia	PROPN
cblr-12483	625	3	business	business	NOUN
cblr-12483	625	4	law	law	PROPN
cblr-12483	625	5	review	review	NOUN
cblr-12483	625	6	[	[	X
cblr-12483	625	7	vol	vol	NOUN
cblr-12483	625	8	.	.	PUNCT
cblr-12483	625	9	2023	2023	NUM
cblr-12483	625	10	plain	plain	NOUN
cblr-12483	625	11	,	,	PUNCT
cblr-12483	625	12	our	our	PRON
cblr-12483	625	13	job	job	NOUN
cblr-12483	625	14	is	be	AUX
cblr-12483	625	15	at	at	ADP
cblr-12483	625	16	an	an	DET
cblr-12483	625	17	end	end	NOUN
cblr-12483	625	18	.	.	PUNCT
cblr-12483	626	1	”183	”183	PROPN
cblr-12483	626	2	discrimination	discrimination	NOUN
cblr-12483	626	3	is	be	AUX
cblr-12483	626	4	unambiguously	unambiguously	ADV
cblr-12483	626	5	unfair	unfair	ADJ
cblr-12483	626	6	,	,	PUNCT
cblr-12483	626	7	and	and	CCONJ
cblr-12483	626	8	the	the	DET
cblr-12483	626	9	cfpb	cfpb	NOUN
cblr-12483	626	10	should	should	AUX
cblr-12483	626	11	be	be	AUX
cblr-12483	626	12	clearly	clearly	ADV
cblr-12483	626	13	authorized	authorize	VERB
cblr-12483	626	14	to	to	PART
cblr-12483	626	15	protect	protect	VERB
cblr-12483	626	16	americans	americans	PROPN
cblr-12483	626	17	from	from	ADP
cblr-12483	626	18	its	its	PRON
cblr-12483	626	19	negative	negative	ADJ
cblr-12483	626	20	economic	economic	ADJ
cblr-12483	626	21	,	,	PUNCT
cblr-12483	626	22	emotional	emotional	ADJ
cblr-12483	626	23	,	,	PUNCT
cblr-12483	626	24	and	and	CCONJ
cblr-12483	626	25	societal	societal	ADJ
cblr-12483	626	26	effects	effect	NOUN
cblr-12483	626	27	.	.	PUNCT
cblr-12483	627	1	iv	iv	X
cblr-12483	627	2	.	.	PUNCT
cblr-12483	628	1	conclusion	conclusion	VERB
cblr-12483	628	2	the	the	DET
cblr-12483	628	3	future	future	NOUN
cblr-12483	628	4	of	of	ADP
cblr-12483	628	5	anti	anti	ADJ
cblr-12483	628	6	-	-	ADJ
cblr-12483	628	7	discrimination	discrimination	ADJ
cblr-12483	628	8	actions	action	NOUN
cblr-12483	628	9	by	by	ADP
cblr-12483	628	10	agencies	agency	NOUN
cblr-12483	628	11	under	under	ADP
cblr-12483	628	12	the	the	DET
cblr-12483	628	13	unfairness	unfairness	ADJ
cblr-12483	628	14	standard	standard	NOUN
cblr-12483	628	15	is	be	AUX
cblr-12483	628	16	likely	likely	ADJ
cblr-12483	628	17	to	to	PART
cblr-12483	628	18	hinge	hinge	VERB
cblr-12483	628	19	on	on	ADP
cblr-12483	628	20	the	the	DET
cblr-12483	628	21	case	case	NOUN
cblr-12483	628	22	against	against	ADP
cblr-12483	628	23	the	the	DET
cblr-12483	628	24	cfpb	cfpb	NOUN
cblr-12483	628	25	.	.	PUNCT
cblr-12483	629	1	if	if	SCONJ
cblr-12483	629	2	anti	anti	ADJ
cblr-12483	629	3	-	-	ADJ
cblr-12483	629	4	discrimination	discrimination	ADJ
cblr-12483	629	5	action	action	NOUN
cblr-12483	629	6	in	in	ADP
cblr-12483	629	7	non	non	ADJ
cblr-12483	629	8	-	-	ADJ
cblr-12483	629	9	credit	credit	ADJ
cblr-12483	629	10	financial	financial	ADJ
cblr-12483	629	11	products	product	NOUN
cblr-12483	629	12	is	be	AUX
cblr-12483	629	13	a	a	DET
cblr-12483	629	14	major	major	ADJ
cblr-12483	629	15	question	question	NOUN
cblr-12483	629	16	,	,	PUNCT
cblr-12483	629	17	and	and	CCONJ
cblr-12483	629	18	the	the	DET
cblr-12483	629	19	statutory	statutory	ADJ
cblr-12483	629	20	text	text	NOUN
cblr-12483	629	21	of	of	ADP
cblr-12483	629	22	the	the	DET
cblr-12483	629	23	udaap	udaap	PROPN
cblr-12483	629	24	is	be	AUX
cblr-12483	629	25	deemed	deem	VERB
cblr-12483	629	26	to	to	PART
cblr-12483	629	27	not	not	PART
cblr-12483	629	28	give	give	VERB
cblr-12483	629	29	“	"	PUNCT
cblr-12483	629	30	clear	clear	ADJ
cblr-12483	629	31	authorization	authorization	NOUN
cblr-12483	629	32	”	"	PUNCT
cblr-12483	629	33	to	to	ADP
cblr-12483	629	34	agencies	agency	NOUN
cblr-12483	629	35	,	,	PUNCT
cblr-12483	629	36	the	the	DET
cblr-12483	629	37	cfpb	cfpb	NOUN
cblr-12483	629	38	and	and	CCONJ
cblr-12483	629	39	subsequently	subsequently	ADV
cblr-12483	629	40	the	the	DET
cblr-12483	629	41	ftc	ftc	PROPN
cblr-12483	629	42	are	be	AUX
cblr-12483	629	43	hamstrung	hamstring	VERB
cblr-12483	629	44	in	in	ADP
cblr-12483	629	45	using	use	VERB
cblr-12483	629	46	their	their	PRON
cblr-12483	629	47	authority	authority	NOUN
cblr-12483	629	48	to	to	PART
cblr-12483	629	49	provide	provide	VERB
cblr-12483	629	50	a	a	DET
cblr-12483	629	51	more	more	ADV
cblr-12483	629	52	equitable	equitable	ADJ
cblr-12483	629	53	economy	economy	NOUN
cblr-12483	629	54	in	in	ADP
cblr-12483	629	55	the	the	DET
cblr-12483	629	56	future	future	NOUN
cblr-12483	629	57	.	.	PUNCT
cblr-12483	630	1	one	one	PRON
cblr-12483	630	2	could	could	AUX
cblr-12483	630	3	imagine	imagine	VERB
cblr-12483	630	4	the	the	DET
cblr-12483	630	5	cfpb	cfpb	NOUN
cblr-12483	630	6	being	be	AUX
cblr-12483	630	7	unable	unable	ADJ
cblr-12483	630	8	to	to	PART
cblr-12483	630	9	prevent	prevent	VERB
cblr-12483	630	10	discrimination	discrimination	NOUN
cblr-12483	630	11	in	in	ADP
cblr-12483	630	12	new	new	ADJ
cblr-12483	630	13	financial	financial	ADJ
cblr-12483	630	14	products	product	NOUN
cblr-12483	630	15	that	that	PRON
cblr-12483	630	16	arise	arise	VERB
cblr-12483	630	17	,	,	PUNCT
cblr-12483	630	18	such	such	ADJ
cblr-12483	630	19	as	as	ADP
cblr-12483	630	20	cryptocurrencies	cryptocurrencie	NOUN
cblr-12483	630	21	or	or	CCONJ
cblr-12483	630	22	cryptocurrency	cryptocurrency	NOUN
cblr-12483	630	23	-	-	PUNCT
cblr-12483	630	24	related	relate	VERB
cblr-12483	630	25	consumer	consumer	NOUN
cblr-12483	630	26	products	product	NOUN
cblr-12483	630	27	.	.	PUNCT
cblr-12483	631	1	the	the	DET
cblr-12483	631	2	implications	implication	NOUN
cblr-12483	631	3	could	could	AUX
cblr-12483	631	4	be	be	AUX
cblr-12483	631	5	broader	broad	ADJ
cblr-12483	631	6	.	.	PUNCT
cblr-12483	632	1	if	if	SCONJ
cblr-12483	632	2	discrimination	discrimination	NOUN
cblr-12483	632	3	is	be	AUX
cblr-12483	632	4	categorically	categorically	ADV
cblr-12483	632	5	deemed	deem	VERB
cblr-12483	632	6	to	to	PART
cblr-12483	632	7	be	be	AUX
cblr-12483	632	8	an	an	DET
cblr-12483	632	9	area	area	NOUN
cblr-12483	632	10	of	of	ADP
cblr-12483	632	11	such	such	ADJ
cblr-12483	632	12	political	political	ADJ
cblr-12483	632	13	significance	significance	NOUN
cblr-12483	632	14	that	that	SCONJ
cblr-12483	632	15	agency	agency	NOUN
cblr-12483	632	16	action	action	NOUN
cblr-12483	632	17	in	in	ADP
cblr-12483	632	18	the	the	DET
cblr-12483	632	19	space	space	NOUN
cblr-12483	632	20	is	be	AUX
cblr-12483	632	21	always	always	ADV
cblr-12483	632	22	considered	consider	VERB
cblr-12483	632	23	a	a	DET
cblr-12483	632	24	major	major	ADJ
cblr-12483	632	25	question	question	NOUN
cblr-12483	632	26	,	,	PUNCT
cblr-12483	632	27	the	the	DET
cblr-12483	632	28	administrative	administrative	ADJ
cblr-12483	632	29	state	state	NOUN
cblr-12483	632	30	as	as	ADP
cblr-12483	632	31	a	a	DET
cblr-12483	632	32	whole	whole	NOUN
cblr-12483	632	33	will	will	AUX
cblr-12483	632	34	likely	likely	ADV
cblr-12483	632	35	be	be	AUX
cblr-12483	632	36	hampered	hamper	VERB
cblr-12483	632	37	in	in	ADP
cblr-12483	632	38	addressing	address	VERB
cblr-12483	632	39	new	new	ADJ
cblr-12483	632	40	forms	form	NOUN
cblr-12483	632	41	of	of	ADP
cblr-12483	632	42	discrimination	discrimination	NOUN
cblr-12483	632	43	or	or	CCONJ
cblr-12483	632	44	protecting	protect	VERB
cblr-12483	632	45	new	new	ADJ
cblr-12483	632	46	classes	class	NOUN
cblr-12483	632	47	of	of	ADP
cblr-12483	632	48	people	people	NOUN
cblr-12483	632	49	suffering	suffer	VERB
cblr-12483	632	50	from	from	ADP
cblr-12483	632	51	discrimination	discrimination	NOUN
cblr-12483	632	52	.	.	PUNCT
cblr-12483	633	1	under	under	ADP
cblr-12483	633	2	a	a	DET
cblr-12483	633	3	chevron	chevron	NOUN
cblr-12483	633	4	or	or	CCONJ
cblr-12483	633	5	skidmore	skidmore	NOUN
cblr-12483	633	6	style	style	NOUN
cblr-12483	633	7	reading	read	VERB
cblr-12483	633	8	a	a	DET
cblr-12483	633	9	court	court	NOUN
cblr-12483	633	10	would	would	AUX
cblr-12483	633	11	almost	almost	ADV
cblr-12483	633	12	certainly	certainly	ADV
cblr-12483	633	13	rule	rule	VERB
cblr-12483	633	14	in	in	ADP
cblr-12483	633	15	favor	favor	NOUN
cblr-12483	633	16	of	of	ADP
cblr-12483	633	17	the	the	DET
cblr-12483	633	18	cfpb	cfpb	NOUN
cblr-12483	633	19	.	.	PUNCT
cblr-12483	634	1	discrimination	discrimination	NOUN
cblr-12483	634	2	is	be	AUX
cblr-12483	634	3	unfair	unfair	ADJ
cblr-12483	634	4	,	,	PUNCT
cblr-12483	634	5	through	through	ADP
cblr-12483	634	6	both	both	DET
cblr-12483	634	7	plain	plain	ADJ
cblr-12483	634	8	meaning	meaning	NOUN
cblr-12483	634	9	and	and	CCONJ
cblr-12483	634	10	by	by	ADP
cblr-12483	634	11	fulfilling	fulfil	VERB
cblr-12483	634	12	the	the	DET
cblr-12483	634	13	statutory	statutory	ADJ
cblr-12483	634	14	requirements	requirement	NOUN
cblr-12483	634	15	for	for	ADP
cblr-12483	634	16	unfairness	unfairness	NOUN
cblr-12483	634	17	outlined	outline	VERB
cblr-12483	634	18	in	in	ADP
cblr-12483	634	19	dodd	dodd	PROPN
cblr-12483	634	20	-	-	PUNCT
cblr-12483	634	21	frank	frank	PROPN
cblr-12483	634	22	.	.	PUNCT
cblr-12483	635	1	now	now	ADV
cblr-12483	635	2	,	,	PUNCT
cblr-12483	635	3	the	the	DET
cblr-12483	635	4	answer	answer	NOUN
cblr-12483	635	5	is	be	AUX
cblr-12483	635	6	not	not	PART
cblr-12483	635	7	as	as	ADV
cblr-12483	635	8	clear	clear	ADJ
cblr-12483	635	9	.	.	PUNCT
cblr-12483	636	1	the	the	DET
cblr-12483	636	2	new	new	ADJ
cblr-12483	636	3	major	major	ADJ
cblr-12483	636	4	questions	question	NOUN
cblr-12483	636	5	doctrine	doctrine	NOUN
cblr-12483	636	6	adds	add	VERB
cblr-12483	636	7	uncertainty	uncertainty	NOUN
cblr-12483	636	8	to	to	ADP
cblr-12483	636	9	any	any	DET
cblr-12483	636	10	agency	agency	NOUN
cblr-12483	636	11	action	action	NOUN
cblr-12483	636	12	where	where	SCONJ
cblr-12483	636	13	a	a	DET
cblr-12483	636	14	statute	statute	NOUN
cblr-12483	636	15	is	be	AUX
cblr-12483	636	16	interpreted	interpret	VERB
cblr-12483	636	17	in	in	ADP
cblr-12483	636	18	a	a	DET
cblr-12483	636	19	new	new	ADJ
cblr-12483	636	20	way	way	NOUN
cblr-12483	636	21	.	.	PUNCT
cblr-12483	637	1	if	if	SCONJ
cblr-12483	637	2	the	the	DET
cblr-12483	637	3	cfpb	cfpb	NOUN
cblr-12483	637	4	’s	’s	PART
cblr-12483	637	5	decision	decision	NOUN
cblr-12483	637	6	to	to	PART
cblr-12483	637	7	address	address	VERB
cblr-12483	637	8	discrimination	discrimination	NOUN
cblr-12483	637	9	were	be	AUX
cblr-12483	637	10	to	to	PART
cblr-12483	637	11	reach	reach	VERB
cblr-12483	637	12	the	the	DET
cblr-12483	637	13	supreme	supreme	PROPN
cblr-12483	637	14	court	court	PROPN
cblr-12483	637	15	,	,	PUNCT
cblr-12483	637	16	the	the	DET
cblr-12483	637	17	court	court	NOUN
cblr-12483	637	18	would	would	AUX
cblr-12483	637	19	likely	likely	ADV
cblr-12483	637	20	have	have	VERB
cblr-12483	637	21	to	to	PART
cblr-12483	637	22	grapple	grapple	VERB
cblr-12483	637	23	with	with	ADP
cblr-12483	637	24	and	and	CCONJ
cblr-12483	637	25	clarify	clarify	VERB
cblr-12483	637	26	how	how	SCONJ
cblr-12483	637	27	:	:	PUNCT
cblr-12483	637	28	(	(	PUNCT
cblr-12483	637	29	1	1	X
cblr-12483	637	30	)	)	PUNCT
cblr-12483	637	31	the	the	DET
cblr-12483	637	32	political	political	ADJ
cblr-12483	637	33	significance	significance	NOUN
cblr-12483	637	34	factor	factor	NOUN
cblr-12483	637	35	should	should	AUX
cblr-12483	637	36	be	be	AUX
cblr-12483	637	37	applied	apply	VERB
cblr-12483	637	38	,	,	PUNCT
cblr-12483	637	39	perhaps	perhaps	ADV
cblr-12483	637	40	with	with	ADP
cblr-12483	637	41	more	more	ADJ
cblr-12483	637	42	objective	objective	ADJ
cblr-12483	637	43	criteria	criterion	NOUN
cblr-12483	637	44	and	and	CCONJ
cblr-12483	637	45	(	(	PUNCT
cblr-12483	637	46	2	2	X
cblr-12483	637	47	)	)	PUNCT
cblr-12483	637	48	how	how	SCONJ
cblr-12483	637	49	very	very	ADV
cblr-12483	637	50	broad	broad	ADJ
cblr-12483	637	51	standards	standard	NOUN
cblr-12483	637	52	should	should	AUX
cblr-12483	637	53	be	be	AUX
cblr-12483	637	54	analyzed	analyze	VERB
cblr-12483	637	55	with	with	ADP
cblr-12483	637	56	regards	regard	NOUN
cblr-12483	637	57	to	to	ADP
cblr-12483	637	58	the	the	DET
cblr-12483	637	59	clear	clear	ADJ
cblr-12483	637	60	authorization	authorization	NOUN
cblr-12483	637	61	element	element	NOUN
cblr-12483	637	62	of	of	ADP
cblr-12483	637	63	the	the	DET
cblr-12483	637	64	test	test	NOUN
cblr-12483	637	65	.	.	PUNCT
cblr-12483	638	1	in	in	ADP
cblr-12483	638	2	the	the	DET
cblr-12483	638	3	meantime	meantime	NOUN
cblr-12483	638	4	,	,	PUNCT
cblr-12483	638	5	agencies	agency	NOUN
cblr-12483	638	6	have	have	VERB
cblr-12483	638	7	to	to	PART
cblr-12483	638	8	toe	toe	VERB
cblr-12483	638	9	an	an	DET
cblr-12483	638	10	unclear	unclear	ADJ
cblr-12483	638	11	line	line	NOUN
cblr-12483	638	12	,	,	PUNCT
cblr-12483	638	13	or	or	CCONJ
cblr-12483	638	14	face	face	VERB
cblr-12483	638	15	the	the	DET
cblr-12483	638	16	legal	legal	ADJ
cblr-12483	638	17	consequences	consequence	NOUN
cblr-12483	638	18	.	.	PUNCT
cblr-12483	639	1	183	183	NUM
cblr-12483	639	2	bostock	bostock	PROPN
cblr-12483	639	3	v.	v.	PROPN
cblr-12483	639	4	clayton	clayton	PROPN
cblr-12483	639	5	cnty	cnty	PROPN
cblr-12483	639	6	.	.	PUNCT
cblr-12483	639	7	,	,	PUNCT
cblr-12483	639	8	ga	ga	PROPN
cblr-12483	639	9	.	.	PROPN
cblr-12483	639	10	,	,	PUNCT
cblr-12483	639	11	140	140	NUM
cblr-12483	639	12	s.	s.	PROPN
cblr-12483	639	13	ct	ct	PROPN
cblr-12483	639	14	.	.	PROPN
cblr-12483	639	15	1731	1731	NUM
cblr-12483	639	16	,	,	PUNCT
cblr-12483	639	17	1749	1749	NUM
cblr-12483	639	18	(	(	PUNCT
cblr-12483	639	19	2020	2020	NUM
cblr-12483	639	20	)	)	PUNCT
cblr-12483	639	21	.	.	PUNCT