id	sid	tid	token	lemma	pos
cblr-13856	1	1	errata	errata	PROPN
cblr-13856	1	2	errata	errata	PROPN
cblr-13856	1	3	volume	volume	NOUN
cblr-13856	1	4	2008	2008	NUM
cblr-13856	1	5	,	,	PUNCT
cblr-13856	1	6	number	number	NOUN
cblr-13856	1	7	3	3	NUM
cblr-13856	1	8	,	,	PUNCT
cblr-13856	1	9	of	of	ADP
cblr-13856	1	10	the	the	DET
cblr-13856	1	11	columbia	columbia	PROPN
cblr-13856	1	12	business	business	PROPN
cblr-13856	1	13	law	law	PROPN
cblr-13856	1	14	review	review	NOUN
cblr-13856	1	15	contained	contain	VERB
cblr-13856	1	16	three	three	NUM
cblr-13856	1	17	errors	error	NOUN
cblr-13856	1	18	.	.	PUNCT
cblr-13856	2	1	first	first	ADV
cblr-13856	2	2	,	,	PUNCT
cblr-13856	2	3	on	on	ADP
cblr-13856	2	4	pages	page	NOUN
cblr-13856	2	5	934	934	NUM
cblr-13856	2	6	-	-	SYM
cblr-13856	2	7	35	35	NUM
cblr-13856	2	8	,	,	PUNCT
cblr-13856	2	9	the	the	DET
cblr-13856	2	10	table	table	NOUN
cblr-13856	2	11	of	of	ADP
cblr-13856	2	12	contents	content	NOUN
cblr-13856	2	13	for	for	ADP
cblr-13856	2	14	the	the	DET
cblr-13856	2	15	article	article	NOUN
cblr-13856	2	16	entitled	entitle	VERB
cblr-13856	2	17	mutual	mutual	ADJ
cblr-13856	2	18	fund	fund	NOUN
cblr-13856	2	19	investors	investor	NOUN
cblr-13856	2	20	:	:	PUNCT
cblr-13856	2	21	divergent	divergent	ADJ
cblr-13856	2	22	profiles	profile	NOUN
cblr-13856	2	23	was	be	AUX
cblr-13856	2	24	numbered	number	VERB
cblr-13856	2	25	incorrectly	incorrectly	ADV
cblr-13856	2	26	.	.	PUNCT
cblr-13856	3	1	second	second	ADJ
cblr-13856	3	2	,	,	PUNCT
cblr-13856	3	3	on	on	ADP
cblr-13856	3	4	page	page	NOUN
cblr-13856	3	5	1021	1021	NUM
cblr-13856	3	6	,	,	PUNCT
cblr-13856	3	7	the	the	DET
cblr-13856	3	8	biographical	biographical	ADJ
cblr-13856	3	9	note	note	NOUN
cblr-13856	3	10	for	for	ADP
cblr-13856	3	11	author	author	NOUN
cblr-13856	3	12	james	james	PROPN
cblr-13856	3	13	carlson	carlson	PROPN
cblr-13856	3	14	was	be	AUX
cblr-13856	3	15	inaccurate	inaccurate	ADJ
cblr-13856	3	16	.	.	PUNCT
cblr-13856	4	1	third	third	ADJ
cblr-13856	4	2	,	,	PUNCT
cblr-13856	4	3	on	on	ADP
cblr-13856	4	4	page	page	NOUN
cblr-13856	4	5	1111	1111	NUM
cblr-13856	4	6	,	,	PUNCT
cblr-13856	4	7	the	the	DET
cblr-13856	4	8	biographical	biographical	ADJ
cblr-13856	4	9	note	note	NOUN
cblr-13856	4	10	for	for	ADP
cblr-13856	4	11	author	author	NOUN
cblr-13856	4	12	blake	blake	PROPN
cblr-13856	4	13	smith	smith	PROPN
cblr-13856	4	14	was	be	AUX
cblr-13856	4	15	also	also	ADV
cblr-13856	4	16	inaccurate	inaccurate	ADJ
cblr-13856	4	17	.	.	PUNCT
cblr-13856	5	1	a	a	DET
cblr-13856	5	2	corrected	correct	VERB
cblr-13856	5	3	version	version	NOUN
cblr-13856	5	4	of	of	ADP
cblr-13856	5	5	the	the	DET
cblr-13856	5	6	affected	affected	ADJ
cblr-13856	5	7	pages	page	NOUN
cblr-13856	5	8	follows	follow	VERB
cblr-13856	5	9	.	.	PUNCT
cblr-13856	6	1	the	the	DET
cblr-13856	6	2	editors	editor	NOUN
cblr-13856	6	3	apologize	apologize	VERB
cblr-13856	6	4	for	for	ADP
cblr-13856	6	5	the	the	DET
cblr-13856	6	6	error	error	NOUN
cblr-13856	6	7	.	.	PUNCT
cblr-13856	7	1	mutual	mutual	ADJ
cblr-13856	7	2	fund	fund	NOUN
cblr-13856	7	3	investors	investor	NOUN
cblr-13856	7	4	:	:	PUNCT
cblr-13856	7	5	divergent	divergent	ADJ
cblr-13856	7	6	profiles	profile	NOUN
cblr-13856	7	7	alan	alan	PROPN
cblr-13856	7	8	r.	r.	PROPN
cblr-13856	7	9	palmiter	palmiter	PROPN
cblr-13856	7	10	&	&	CCONJ
cblr-13856	7	11	ahmed	ahmed	PROPN
cblr-13856	7	12	e.	e.	PROPN
cblr-13856	7	13	taha	taha	PROPN
cblr-13856	7	14	*	*	PROPN
cblr-13856	7	15	i.	i.	PROPN
cblr-13856	7	16	introduction	introduction	NOUN
cblr-13856	7	17	................................................................	................................................................	PUNCT
cblr-13856	7	18	937	937	NUM
cblr-13856	7	19	ii	ii	NOUN
cblr-13856	7	20	.	.	PUNCT
cblr-13856	8	1	the	the	DET
cblr-13856	8	2	mutual	mutual	ADJ
cblr-13856	8	3	fund	fund	NOUN
cblr-13856	8	4	market	market	NOUN
cblr-13856	8	5	..........................................	..........................................	PUNCT
cblr-13856	8	6	940	940	NUM
cblr-13856	8	7	iii	iii	NOUN
cblr-13856	8	8	.	.	PUNCT
cblr-13856	8	9	industry	industry	NOUN
cblr-13856	8	10	's	's	PART
cblr-13856	8	11	portrait	portrait	NOUN
cblr-13856	8	12	of	of	ADP
cblr-13856	8	13	fund	fund	NOUN
cblr-13856	8	14	investors	investor	NOUN
cblr-13856	8	15	:	:	PUNCT
cblr-13856	8	16	sophisticated	sophisticated	ADJ
cblr-13856	8	17	and	and	CCONJ
cblr-13856	8	18	informed	inform	VERB
cblr-13856	8	19	.......................................	.......................................	PUNCT
cblr-13856	8	20	945	945	NUM
cblr-13856	8	21	a.	a.	NOUN
cblr-13856	8	22	ici	ici	PROPN
cblr-13856	8	23	survey	survey	NOUN
cblr-13856	8	24	of	of	ADP
cblr-13856	8	25	(	(	PUNCT
cblr-13856	8	26	some	some	PRON
cblr-13856	8	27	)	)	PUNCT
cblr-13856	8	28	fund	fund	NOUN
cblr-13856	8	29	investors	investor	NOUN
cblr-13856	8	30	.................	.................	PUNCT
cblr-13856	9	1	946	946	NUM
cblr-13856	9	2	1	1	NUM
cblr-13856	9	3	.	.	PUNCT
cblr-13856	9	4	survey	survey	NOUN
cblr-13856	9	5	findings	finding	NOUN
cblr-13856	9	6	..............................................	..............................................	PUNCT
cblr-13856	10	1	947	947	NUM
cblr-13856	10	2	2	2	NUM
cblr-13856	10	3	.	.	PUNCT
cblr-13856	10	4	summary	summary	NOUN
cblr-13856	10	5	and	and	CCONJ
cblr-13856	10	6	analysis	analysis	NOUN
cblr-13856	10	7	..................................	..................................	PUNCT
cblr-13856	10	8	948	948	NUM
cblr-13856	10	9	b.	b.	PROPN
cblr-13856	10	10	ici	ici	PROPN
cblr-13856	10	11	statements	statement	NOUN
cblr-13856	10	12	regarding	regard	VERB
cblr-13856	10	13	fund	fund	NOUN
cblr-13856	10	14	investors	investor	NOUN
cblr-13856	10	15	........	........	PUNCT
cblr-13856	11	1	948	948	NUM
cblr-13856	11	2	1	1	NUM
cblr-13856	11	3	.	.	PUNCT
cblr-13856	12	1	investors	investor	NOUN
cblr-13856	12	2	are	be	AUX
cblr-13856	12	3	sensitive	sensitive	ADJ
cblr-13856	12	4	to	to	PART
cblr-13856	12	5	fund	fund	NOUN
cblr-13856	12	6	costs	cost	NOUN
cblr-13856	12	7	..........	..........	PUNCT
cblr-13856	13	1	949	949	NUM
cblr-13856	13	2	2	2	X
cblr-13856	13	3	.	.	PUNCT
cblr-13856	13	4	investors	investor	NOUN
cblr-13856	13	5	access	access	VERB
cblr-13856	13	6	large	large	ADJ
cblr-13856	13	7	amounts	amount	NOUN
cblr-13856	13	8	of	of	ADP
cblr-13856	13	9	fund	fund	NOUN
cblr-13856	13	10	inform	inform	NOUN
cblr-13856	13	11	ation	ation	PROPN
cblr-13856	13	12	.....................................................	.....................................................	PUNCT
cblr-13856	13	13	952	952	NUM
cblr-13856	13	14	3	3	X
cblr-13856	13	15	.	.	X
cblr-13856	14	1	summary	summary	NOUN
cblr-13856	14	2	and	and	CCONJ
cblr-13856	14	3	analysis	analysis	NOUN
cblr-13856	14	4	..................................	..................................	PUNCT
cblr-13856	14	5	956	956	NUM
cblr-13856	14	6	iv	iv	NOUN
cblr-13856	14	7	.	.	PUNCT
cblr-13856	15	1	sec	sec	PROPN
cblr-13856	15	2	's	's	PART
cblr-13856	15	3	portrait	portrait	NOUN
cblr-13856	15	4	of	of	ADP
cblr-13856	15	5	fund	fund	NOUN
cblr-13856	15	6	investors	investor	NOUN
cblr-13856	15	7	:	:	PUNCT
cblr-13856	15	8	capable	capable	ADJ
cblr-13856	15	9	(	(	PUNCT
cblr-13856	15	10	with	with	ADP
cblr-13856	15	11	som	som	PROPN
cblr-13856	15	12	e	e	PROPN
cblr-13856	15	13	h	h	PROPN
cblr-13856	15	14	elp	elp	PROPN
cblr-13856	15	15	)	)	PUNCT
cblr-13856	15	16	..................................................................	..................................................................	PUNCT
cblr-13856	16	1	956	956	NUM
cblr-13856	16	2	a.	a.	NOUN
cblr-13856	16	3	sec	sec	PROPN
cblr-13856	16	4	regulation	regulation	NOUN
cblr-13856	16	5	of	of	ADP
cblr-13856	16	6	fund	fund	NOUN
cblr-13856	16	7	disclosure	disclosure	NOUN
cblr-13856	16	8	....................	....................	PUNCT
cblr-13856	16	9	957	957	NUM
cblr-13856	16	10	1	1	NUM
cblr-13856	16	11	.	.	PUNCT
cblr-13856	16	12	streamlined	streamline	VERB
cblr-13856	16	13	disclosure	disclosure	NOUN
cblr-13856	16	14	..................................	..................................	PUNCT
cblr-13856	16	15	958	958	NUM
cblr-13856	16	16	2	2	NUM
cblr-13856	16	17	.	.	PUNCT
cblr-13856	16	18	standardized	standardized	ADJ
cblr-13856	16	19	disclosure	disclosure	NOUN
cblr-13856	16	20	................................	................................	PUNCT
cblr-13856	16	21	964	964	NUM
cblr-13856	16	22	3	3	NUM
cblr-13856	16	23	.	.	PUNCT
cblr-13856	16	24	plain	plain	ADJ
cblr-13856	16	25	english	english	ADJ
cblr-13856	16	26	disclosure	disclosure	NOUN
cblr-13856	16	27	................................	................................	PUNCT
cblr-13856	16	28	967	967	NUM
cblr-13856	16	29	4	4	NUM
cblr-13856	16	30	.	.	PUNCT
cblr-13856	17	1	summary	summary	NOUN
cblr-13856	17	2	and	and	CCONJ
cblr-13856	17	3	analysis	analysis	NOUN
cblr-13856	17	4	..................................	..................................	PUNCT
cblr-13856	17	5	968	968	NUM
cblr-13856	17	6	b.	b.	PROPN
cblr-13856	17	7	sec	sec	PROPN
cblr-13856	17	8	regulation	regulation	NOUN
cblr-13856	17	9	of	of	ADP
cblr-13856	17	10	fund	fund	NOUN
cblr-13856	17	11	advertising	advertising	NOUN
cblr-13856	17	12	.................	.................	PUNCT
cblr-13856	17	13	968	968	NUM
cblr-13856	17	14	1	1	NUM
cblr-13856	17	15	.	.	PUNCT
cblr-13856	18	1	required	require	VERB
cblr-13856	18	2	w	w	NOUN
cblr-13856	18	3	arnings	arning	NOUN
cblr-13856	18	4	.........................................	.........................................	PUNCT
cblr-13856	18	5	968	968	NUM
cblr-13856	18	6	2	2	NUM
cblr-13856	18	7	.	.	NUM
cblr-13856	18	8	standardized	standardize	VERB
cblr-13856	18	9	performance	performance	NOUN
cblr-13856	18	10	data	datum	NOUN
cblr-13856	18	11	...................	...................	PUNCT
cblr-13856	19	1	970	970	NUM
cblr-13856	19	2	3	3	X
cblr-13856	19	3	.	.	X
cblr-13856	19	4	summary	summary	NOUN
cblr-13856	19	5	and	and	CCONJ
cblr-13856	19	6	analysis	analysis	NOUN
cblr-13856	19	7	..................................	..................................	PUNCT
cblr-13856	19	8	970	970	NUM
cblr-13856	19	9	c.	c.	PROPN
cblr-13856	19	10	sec	sec	PROPN
cblr-13856	19	11	efforts	effort	NOUN
cblr-13856	19	12	to	to	PART
cblr-13856	19	13	educate	educate	VERB
cblr-13856	19	14	investors	investor	NOUN
cblr-13856	19	15	.......................	.......................	PUNCT
cblr-13856	20	1	971	971	NUM
cblr-13856	20	2	1	1	NUM
cblr-13856	20	3	.	.	PUNCT
cblr-13856	20	4	warnings	warning	NOUN
cblr-13856	20	5	about	about	ADP
cblr-13856	20	6	past	past	ADJ
cblr-13856	20	7	performance	performance	NOUN
cblr-13856	20	8	...............	...............	PUNCT
cblr-13856	20	9	971	971	NUM
cblr-13856	20	10	2	2	NUM
cblr-13856	20	11	.	.	PUNCT
cblr-13856	20	12	warnings	warning	NOUN
cblr-13856	20	13	about	about	ADP
cblr-13856	20	14	fees	fee	NOUN
cblr-13856	20	15	and	and	CCONJ
cblr-13856	20	16	expenses	expense	NOUN
cblr-13856	20	17	.............	.............	PUNCT
cblr-13856	21	1	972	972	NUM
cblr-13856	21	2	3	3	X
cblr-13856	21	3	.	.	X
cblr-13856	22	1	summary	summary	NOUN
cblr-13856	22	2	and	and	CCONJ
cblr-13856	22	3	analysis	analysis	NOUN
cblr-13856	22	4	..................................	..................................	PUNCT
cblr-13856	23	1	974	974	NUM
cblr-13856	23	2	v.	v.	ADP
cblr-13856	23	3	academic	academic	ADJ
cblr-13856	23	4	literature	literature	NOUN
cblr-13856	23	5	's	's	PART
cblr-13856	23	6	profile	profile	NOUN
cblr-13856	23	7	of	of	ADP
cblr-13856	23	8	fund	fund	NOUN
cblr-13856	23	9	investors	investor	NOUN
cblr-13856	23	10	:	:	PUNCT
cblr-13856	23	11	m	m	VERB
cblr-13856	23	12	ostly	ostly	ADV
cblr-13856	23	13	clueless	clueless	ADJ
cblr-13856	23	14	..........................................................	..........................................................	PUNCT
cblr-13856	24	1	974	974	NUM
cblr-13856	24	2	*	*	PUNCT
cblr-13856	24	3	professors	professor	NOUN
cblr-13856	24	4	of	of	ADP
cblr-13856	24	5	law	law	NOUN
cblr-13856	24	6	,	,	PUNCT
cblr-13856	24	7	wake	wake	VERB
cblr-13856	24	8	forest	forest	NOUN
cblr-13856	24	9	university	university	NOUN
cblr-13856	24	10	school	school	NOUN
cblr-13856	24	11	of	of	ADP
cblr-13856	24	12	law	law	NOUN
cblr-13856	24	13	.	.	PUNCT
cblr-13856	25	1	the	the	DET
cblr-13856	25	2	authors	author	NOUN
cblr-13856	25	3	thank	thank	VERB
cblr-13856	25	4	andrew	andrew	PROPN
cblr-13856	25	5	heiden	heiden	PROPN
cblr-13856	25	6	(	(	PUNCT
cblr-13856	25	7	'	'	NUM
cblr-13856	25	8	09	09	NUM
cblr-13856	25	9	)	)	PUNCT
cblr-13856	25	10	,	,	PUNCT
cblr-13856	25	11	clay	clay	NOUN
cblr-13856	25	12	scheffel	scheffel	NOUN
cblr-13856	25	13	(	(	PUNCT
cblr-13856	25	14	'	'	NUM
cblr-13856	25	15	09	09	NUM
cblr-13856	25	16	)	)	PUNCT
cblr-13856	25	17	,	,	PUNCT
cblr-13856	25	18	and	and	CCONJ
cblr-13856	25	19	bue	bue	PROPN
cblr-13856	25	20	mcneally	mcneally	ADV
cblr-13856	25	21	(	(	PUNCT
cblr-13856	25	22	'	'	NUM
cblr-13856	25	23	10	10	NUM
cblr-13856	25	24	)	)	PUNCT
cblr-13856	25	25	for	for	ADP
cblr-13856	25	26	their	their	PRON
cblr-13856	25	27	research	research	NOUN
cblr-13856	25	28	assistance	assistance	NOUN
cblr-13856	25	29	.	.	PUNCT
cblr-13856	26	1	we	we	PRON
cblr-13856	26	2	also	also	ADV
cblr-13856	26	3	appreciate	appreciate	VERB
cblr-13856	26	4	comments	comment	NOUN
cblr-13856	26	5	by	by	ADP
cblr-13856	26	6	participants	participant	NOUN
cblr-13856	26	7	at	at	ADP
cblr-13856	26	8	the	the	DET
cblr-13856	26	9	law	law	NOUN
cblr-13856	26	10	&	&	CCONJ
cblr-13856	26	11	markets	market	NOUN
cblr-13856	26	12	workshop	workshop	NOUN
cblr-13856	26	13	at	at	ADP
cblr-13856	26	14	duke	duke	PROPN
cblr-13856	26	15	law	law	NOUN
cblr-13856	26	16	school	school	NOUN
cblr-13856	26	17	.	.	PUNCT
cblr-13856	27	1	a.	a.	NOUN
cblr-13856	27	2	investors	investor	NOUN
cblr-13856	27	3	are	be	AUX
cblr-13856	27	4	ignorant	ignorant	ADJ
cblr-13856	27	5	of	of	ADP
cblr-13856	27	6	basic	basic	ADJ
cblr-13856	27	7	fund	fund	NOUN
cblr-13856	27	8	characteristics	characteristic	NOUN
cblr-13856	27	9	.....................................................	.....................................................	PUNCT
cblr-13856	28	1	975	975	NUM
cblr-13856	28	2	b.	b.	PROPN
cblr-13856	28	3	investors	investor	NOUN
cblr-13856	28	4	are	be	AUX
cblr-13856	28	5	inattentive	inattentive	ADJ
cblr-13856	28	6	to	to	PART
cblr-13856	28	7	risk	risk	VERB
cblr-13856	28	8	......................	......................	PUNCT
cblr-13856	28	9	978	978	NUM
cblr-13856	28	10	1	1	NUM
cblr-13856	28	11	.	.	PUNCT
cblr-13856	28	12	indifference	indifference	NOUN
cblr-13856	28	13	to	to	PART
cblr-13856	28	14	risk	risk	NOUN
cblr-13856	28	15	measures	measure	NOUN
cblr-13856	28	16	.......................	.......................	PUNCT
cblr-13856	28	17	978	978	NUM
cblr-13856	28	18	2	2	NUM
cblr-13856	28	19	.	.	PUNCT
cblr-13856	28	20	only	only	ADV
cblr-13856	28	21	weak	weak	ADJ
cblr-13856	28	22	reliance	reliance	NOUN
cblr-13856	28	23	on	on	ADP
cblr-13856	28	24	risk	risk	NOUN
cblr-13856	28	25	ratings	rating	NOUN
cblr-13856	28	26	............	............	PUNCT
cblr-13856	29	1	979	979	NUM
cblr-13856	29	2	3	3	X
cblr-13856	29	3	.	.	X
cblr-13856	29	4	summary	summary	NOUN
cblr-13856	29	5	and	and	CCONJ
cblr-13856	29	6	analysis	analysis	NOUN
cblr-13856	29	7	..................................	..................................	PUNCT
cblr-13856	30	1	980	980	NUM
cblr-13856	30	2	c.	c.	NOUN
cblr-13856	30	3	investors	investor	NOUN
cblr-13856	30	4	pay	pay	VERB
cblr-13856	30	5	insufficient	insufficient	ADJ
cblr-13856	30	6	attention	attention	NOUN
cblr-13856	30	7	to	to	ADP
cblr-13856	30	8	fees	fee	NOUN
cblr-13856	30	9	and	and	CCONJ
cblr-13856	30	10	expenses	expense	NOUN
cblr-13856	30	11	.......................................................	.......................................................	PUNCT
cblr-13856	31	1	980	980	NUM
cblr-13856	31	2	1	1	NUM
cblr-13856	31	3	.	.	PUNCT
cblr-13856	31	4	surveys	survey	NOUN
cblr-13856	31	5	of	of	ADP
cblr-13856	31	6	fund	fund	NOUN
cblr-13856	31	7	investors	investor	NOUN
cblr-13856	31	8	.............................	.............................	PUNCT
cblr-13856	32	1	981	981	NUM
cblr-13856	32	2	2	2	NUM
cblr-13856	32	3	.	.	PUNCT
cblr-13856	32	4	other	other	ADJ
cblr-13856	32	5	studies	study	NOUN
cblr-13856	32	6	of	of	ADP
cblr-13856	32	7	investor	investor	NOUN
cblr-13856	32	8	behavior	behavior	NOUN
cblr-13856	32	9	...............	...............	PUNCT
cblr-13856	33	1	982	982	NUM
cblr-13856	33	2	3	3	NUM
cblr-13856	33	3	.	.	PUNCT
cblr-13856	33	4	evidence	evidence	NOUN
cblr-13856	33	5	from	from	ADP
cblr-13856	33	6	index	index	NOUN
cblr-13856	33	7	funds	fund	NOUN
cblr-13856	33	8	...........................	...........................	PUNCT
cblr-13856	34	1	985	985	NUM
cblr-13856	34	2	4	4	NUM
cblr-13856	34	3	.	.	X
cblr-13856	34	4	summary	summary	NOUN
cblr-13856	34	5	and	and	CCONJ
cblr-13856	34	6	analysis	analysis	NOUN
cblr-13856	34	7	..................................	..................................	PUNCT
cblr-13856	34	8	989	989	NUM
cblr-13856	34	9	d.	d.	PROPN
cblr-13856	34	10	investors	investor	NOUN
cblr-13856	34	11	increasingly	increasingly	ADV
cblr-13856	34	12	pay	pay	VERB
cblr-13856	34	13	attention	attention	NOUN
cblr-13856	34	14	to	to	ADP
cblr-13856	34	15	loads	load	NOUN
cblr-13856	34	16	..	..	PUNCT
cblr-13856	35	1	990	990	NUM
cblr-13856	35	2	1	1	NUM
cblr-13856	35	3	.	.	PUNCT
cblr-13856	36	1	studies	study	NOUN
cblr-13856	36	2	of	of	ADP
cblr-13856	36	3	loads	load	NOUN
cblr-13856	36	4	..............................................	..............................................	PUNCT
cblr-13856	37	1	990	990	NUM
cblr-13856	37	2	2	2	NUM
cblr-13856	37	3	.	.	PUNCT
cblr-13856	37	4	studies	study	NOUN
cblr-13856	37	5	of	of	ADP
cblr-13856	37	6	12b-1	12b-1	NUM
cblr-13856	37	7	fees	fee	NOUN
cblr-13856	37	8	......................................	......................................	PUNCT
cblr-13856	37	9	992	992	NUM
cblr-13856	37	10	3	3	X
cblr-13856	37	11	.	.	X
cblr-13856	38	1	summary	summary	NOUN
cblr-13856	38	2	and	and	CCONJ
cblr-13856	38	3	analysis	analysis	NOUN
cblr-13856	38	4	..................................	..................................	PUNCT
cblr-13856	39	1	993	993	NUM
cblr-13856	39	2	e.	e.	PROPN
cblr-13856	39	3	investors	investor	NOUN
cblr-13856	39	4	chase	chase	VERB
cblr-13856	39	5	past	past	ADJ
cblr-13856	39	6	returns	return	NOUN
cblr-13856	39	7	.............................	.............................	PUNCT
cblr-13856	40	1	994	994	NUM
cblr-13856	40	2	1	1	NUM
cblr-13856	40	3	.	.	PUNCT
cblr-13856	40	4	investor	investor	NOUN
cblr-13856	40	5	surveys	survey	NOUN
cblr-13856	40	6	and	and	CCONJ
cblr-13856	40	7	experiments	experiment	NOUN
cblr-13856	40	8	...............	...............	PUNCT
cblr-13856	40	9	994	994	NUM
cblr-13856	40	10	2	2	NUM
cblr-13856	40	11	.	.	PUNCT
cblr-13856	40	12	other	other	ADJ
cblr-13856	40	13	studies	study	NOUN
cblr-13856	40	14	of	of	ADP
cblr-13856	40	15	investor	investor	NOUN
cblr-13856	40	16	behavior	behavior	NOUN
cblr-13856	40	17	...............	...............	PUNCT
cblr-13856	41	1	995	995	NUM
cblr-13856	41	2	3	3	X
cblr-13856	41	3	.	.	X
cblr-13856	41	4	summary	summary	NOUN
cblr-13856	41	5	and	and	CCONJ
cblr-13856	41	6	analysis	analysis	NOUN
cblr-13856	41	7	..................................	..................................	PUNCT
cblr-13856	41	8	997	997	NUM
cblr-13856	41	9	f.	f.	PROPN
cblr-13856	41	10	financial	financial	ADJ
cblr-13856	41	11	advisers	adviser	NOUN
cblr-13856	41	12	provide	provide	VERB
cblr-13856	41	13	little	little	ADJ
cblr-13856	41	14	help	help	NOUN
cblr-13856	41	15	..............	..............	PUNCT
cblr-13856	42	1	998	998	NUM
cblr-13856	42	2	1	1	NUM
cblr-13856	42	3	.	.	PUNCT
cblr-13856	42	4	widespread	widespread	ADJ
cblr-13856	42	5	use	use	NOUN
cblr-13856	42	6	of	of	ADP
cblr-13856	42	7	financial	financial	ADJ
cblr-13856	42	8	advisers	adviser	NOUN
cblr-13856	42	9	..........	..........	PUNCT
cblr-13856	43	1	998	998	NUM
cblr-13856	43	2	2	2	X
cblr-13856	43	3	.	.	PUNCT
cblr-13856	43	4	survey	survey	NOUN
cblr-13856	43	5	of	of	ADP
cblr-13856	43	6	financial	financial	ADJ
cblr-13856	43	7	advisers	adviser	NOUN
cblr-13856	43	8	.........................	.........................	PUNCT
cblr-13856	43	9	999	999	NUM
cblr-13856	43	10	3	3	NUM
cblr-13856	43	11	.	.	PUNCT
cblr-13856	43	12	advisers	adviser	NOUN
cblr-13856	43	13	'	'	PART
cblr-13856	43	14	effects	effect	NOUN
cblr-13856	43	15	on	on	ADP
cblr-13856	43	16	investor	investor	NOUN
cblr-13856	43	17	behavior	behavior	NOUN
cblr-13856	43	18	........	........	PUNCT
cblr-13856	44	1	1000	1000	NUM
cblr-13856	44	2	4	4	X
cblr-13856	44	3	.	.	X
cblr-13856	44	4	summary	summary	NOUN
cblr-13856	44	5	and	and	CCONJ
cblr-13856	44	6	analysis	analysis	NOUN
cblr-13856	44	7	................................	................................	PUNCT
cblr-13856	44	8	1003	1003	NUM
cblr-13856	44	9	g.	g.	NOUN
cblr-13856	44	10	advertising	advertising	NOUN
cblr-13856	44	11	does	do	AUX
cblr-13856	44	12	not	not	PART
cblr-13856	44	13	benefit	benefit	VERB
cblr-13856	44	14	investors	investor	NOUN
cblr-13856	44	15	...........	...........	PUNCT
cblr-13856	44	16	1003	1003	NUM
cblr-13856	44	17	1	1	NUM
cblr-13856	44	18	.	.	PUNCT
cblr-13856	44	19	importance	importance	NOUN
cblr-13856	44	20	of	of	ADP
cblr-13856	44	21	advertising	advertising	NOUN
cblr-13856	44	22	to	to	ADP
cblr-13856	44	23	investors	investor	NOUN
cblr-13856	44	24	.......	.......	PUNCT
cblr-13856	44	25	1003	1003	NUM
cblr-13856	44	26	2	2	NUM
cblr-13856	44	27	.	.	PUNCT
cblr-13856	44	28	benefits	benefit	NOUN
cblr-13856	44	29	and	and	CCONJ
cblr-13856	44	30	harms	harm	NOUN
cblr-13856	44	31	of	of	ADP
cblr-13856	44	32	advertising	advertising	NOUN
cblr-13856	44	33	.............	.............	PUNCT
cblr-13856	45	1	1004	1004	NUM
cblr-13856	45	2	3	3	X
cblr-13856	45	3	.	.	X
cblr-13856	45	4	summary	summary	NOUN
cblr-13856	45	5	and	and	CCONJ
cblr-13856	45	6	analysis	analysis	NOUN
cblr-13856	45	7	................................	................................	PUNCT
cblr-13856	45	8	1007	1007	NUM
cblr-13856	45	9	vi	vi	NOUN
cblr-13856	45	10	.	.	NOUN
cblr-13856	45	11	fixing	fix	VERB
cblr-13856	45	12	a	a	DET
cblr-13856	45	13	dysfunctional	dysfunctional	ADJ
cblr-13856	45	14	market	market	NOUN
cblr-13856	45	15	...............................	...............................	PUNCT
cblr-13856	46	1	1008	1008	NUM
cblr-13856	46	2	a.	a.	NOUN
cblr-13856	46	3	facilitating	facilitate	VERB
cblr-13856	46	4	investor	investor	NOUN
cblr-13856	46	5	access	access	NOUN
cblr-13856	46	6	to	to	ADP
cblr-13856	46	7	important	important	ADJ
cblr-13856	46	8	fund	fund	NOUN
cblr-13856	46	9	inform	inform	NOUN
cblr-13856	46	10	ation	ation	PROPN
cblr-13856	46	11	........................................................	........................................................	PUNCT
cblr-13856	46	12	1008	1008	NUM
cblr-13856	46	13	b.	b.	PROPN
cblr-13856	46	14	inducing	induce	VERB
cblr-13856	46	15	investors	investor	NOUN
cblr-13856	46	16	to	to	PART
cblr-13856	46	17	pay	pay	VERB
cblr-13856	46	18	greater	great	ADJ
cblr-13856	46	19	attention	attention	NOUN
cblr-13856	46	20	to	to	ADP
cblr-13856	46	21	fund	fund	NOUN
cblr-13856	46	22	expenses	expense	NOUN
cblr-13856	46	23	...................................................	...................................................	PUNCT
cblr-13856	46	24	1010	1010	NUM
cblr-13856	46	25	c.	c.	NOUN
cblr-13856	46	26	encouraging	encourage	VERB
cblr-13856	46	27	investors	investor	NOUN
cblr-13856	46	28	to	to	PART
cblr-13856	46	29	pay	pay	VERB
cblr-13856	46	30	less	less	ADJ
cblr-13856	46	31	attention	attention	NOUN
cblr-13856	46	32	to	to	ADP
cblr-13856	46	33	past	past	NOUN
cblr-13856	46	34	perform	perform	VERB
cblr-13856	46	35	ance	ance	ADV
cblr-13856	46	36	..........................................	..........................................	PUNCT
cblr-13856	47	1	1013	1013	NUM
cblr-13856	47	2	d.	d.	PROPN
cblr-13856	47	3	having	have	VERB
cblr-13856	47	4	the	the	DET
cblr-13856	47	5	sec	sec	PROPN
cblr-13856	47	6	pay	pay	VERB
cblr-13856	47	7	attention	attention	NOUN
cblr-13856	47	8	to	to	ADP
cblr-13856	47	9	the	the	DET
cblr-13856	47	10	academ	academ	ADJ
cblr-13856	47	11	ic	ic	PROPN
cblr-13856	47	12	literature	literature	PROPN
cblr-13856	47	13	..........................................	..........................................	PUNCT
cblr-13856	47	14	1014	1014	NUM
cblr-13856	47	15	v	v	NUM
cblr-13856	47	16	ii	ii	PROPN
cblr-13856	47	17	.	.	PUNCT
cblr-13856	48	1	c	c	PROPN
cblr-13856	48	2	onclusion	onclusion	PROPN
cblr-13856	48	3	................................................................	................................................................	PUNCT
cblr-13856	49	1	1018	1018	NUM
cblr-13856	49	2	no	no	NOUN
cblr-13856	49	3	.	.	PUNCT
cblr-13856	50	1	3:9341	3:9341	NUM
cblr-13856	50	2	mutual	mutual	ADJ
cblr-13856	50	3	fund	fund	NOUN
cblr-13856	50	4	investors	investor	NOUN
cblr-13856	50	5	to	to	PART
cblr-13856	50	6	assign	assign	VERB
cblr-13856	50	7	,	,	PUNCT
cblr-13856	50	8	or	or	CCONJ
cblr-13856	50	9	not	not	PART
cblr-13856	50	10	to	to	PART
cblr-13856	50	11	assign	assign	VERB
cblr-13856	50	12	:	:	PUNCT
cblr-13856	50	13	rethinking	rethink	VERB
cblr-13856	50	14	assignee	assignee	NOUN
cblr-13856	50	15	liability	liability	NOUN
cblr-13856	50	16	as	as	ADP
cblr-13856	50	17	a	a	DET
cblr-13856	50	18	solution	solution	NOUN
cblr-13856	50	19	to	to	ADP
cblr-13856	50	20	the	the	DET
cblr-13856	50	21	subprime	subprime	ADJ
cblr-13856	50	22	mortgage	mortgage	NOUN
cblr-13856	50	23	crisis	crisis	NOUN
cblr-13856	50	24	james	james	PROPN
cblr-13856	50	25	carlson	carlson	PROPN
cblr-13856	50	26	*	*	PROPN
cblr-13856	50	27	i.	i.	PROPN
cblr-13856	50	28	introduction	introduction	NOUN
cblr-13856	50	29	..............................................................	..............................................................	PUNCT
cblr-13856	50	30	1022	1022	NUM
cblr-13856	50	31	ii	ii	NOUN
cblr-13856	50	32	.	.	PUNCT
cblr-13856	51	1	b	b	X
cblr-13856	51	2	ackground	ackground	NOUN
cblr-13856	51	3	...............................................................	...............................................................	PUNCT
cblr-13856	51	4	1025	1025	NUM
cblr-13856	51	5	a.	a.	NOUN
cblr-13856	51	6	subprim	subprim	NOUN
cblr-13856	51	7	e	e	NOUN
cblr-13856	51	8	lending	lending	NOUN
cblr-13856	51	9	.............................................	.............................................	PUNCT
cblr-13856	51	10	1025	1025	NUM
cblr-13856	51	11	b	b	NOUN
cblr-13856	51	12	.	.	PUNCT
cblr-13856	52	1	securitization	securitization	NOUN
cblr-13856	52	2	.....................................................	.....................................................	PUNCT
cblr-13856	52	3	1030	1030	NUM
cblr-13856	52	4	iii	iii	NOUN
cblr-13856	52	5	.	.	PUNCT
cblr-13856	52	6	current	current	ADJ
cblr-13856	52	7	legal	legal	ADJ
cblr-13856	52	8	landscape	landscape	NOUN
cblr-13856	52	9	........................................	........................................	PUNCT
cblr-13856	52	10	1034	1034	NUM
cblr-13856	52	11	a.	a.	NOUN
cblr-13856	52	12	federal	federal	ADJ
cblr-13856	52	13	solutions	solution	NOUN
cblr-13856	52	14	:	:	PUNCT
cblr-13856	52	15	the	the	DET
cblr-13856	52	16	weak	weak	ADJ
cblr-13856	52	17	federal	federal	ADJ
cblr-13856	52	18	a	a	DET
cblr-13856	52	19	pproach	pproach	NOUN
cblr-13856	52	20	............................................................	............................................................	PUNCT
cblr-13856	52	21	1037	1037	NUM
cblr-13856	52	22	b.	b.	PROPN
cblr-13856	52	23	state	state	NOUN
cblr-13856	52	24	solutions	solution	NOUN
cblr-13856	52	25	:	:	PUNCT
cblr-13856	52	26	the	the	DET
cblr-13856	52	27	problem	problem	NOUN
cblr-13856	52	28	of	of	ADP
cblr-13856	52	29	regulatory	regulatory	ADJ
cblr-13856	52	30	c	c	NOUN
cblr-13856	52	31	apture	apture	NOUN
cblr-13856	52	32	...............................................................	...............................................................	PUNCT
cblr-13856	52	33	1038	1038	NUM
cblr-13856	52	34	iv	iv	X
cblr-13856	52	35	.	.	PUNCT
cblr-13856	53	1	conceptualizing	conceptualize	VERB
cblr-13856	53	2	assignee	assignee	NOUN
cblr-13856	53	3	liability	liability	NOUN
cblr-13856	53	4	.........................	.........................	PUNCT
cblr-13856	53	5	1040	1040	NUM
cblr-13856	53	6	a.	a.	NOUN
cblr-13856	53	7	the	the	DET
cblr-13856	53	8	costs	cost	NOUN
cblr-13856	53	9	and	and	CCONJ
cblr-13856	53	10	uncertainties	uncertainty	NOUN
cblr-13856	53	11	of	of	ADP
cblr-13856	53	12	due	due	ADJ
cblr-13856	53	13	diligence	diligence	NOUN
cblr-13856	53	14	r	r	NOUN
cblr-13856	53	15	eview	eview	NOUN
cblr-13856	53	16	................................................................	................................................................	PUNCT
cblr-13856	53	17	1042	1042	NUM
cblr-13856	53	18	b.	b.	PROPN
cblr-13856	53	19	requiring	require	VERB
cblr-13856	53	20	solvency	solvency	NOUN
cblr-13856	53	21	:	:	PUNCT
cblr-13856	53	22	practical	practical	ADJ
cblr-13856	53	23	and	and	CCONJ
cblr-13856	53	24	legal	legal	ADJ
cblr-13856	53	25	o	o	NOUN
cblr-13856	53	26	bstacles	bstacle	NOUN
cblr-13856	53	27	............................................................	............................................................	PUNCT
cblr-13856	53	28	1043	1043	NUM
cblr-13856	53	29	c.	c.	NOUN
cblr-13856	53	30	litigation	litigation	NOUN
cblr-13856	53	31	barriers	barrier	NOUN
cblr-13856	53	32	:	:	PUNCT
cblr-13856	53	33	assignee	assignee	NOUN
cblr-13856	53	34	liability	liability	NOUN
cblr-13856	53	35	and	and	CCONJ
cblr-13856	53	36	obstacles	obstacle	NOUN
cblr-13856	53	37	to	to	PART
cblr-13856	53	38	enforcement	enforcement	NOUN
cblr-13856	53	39	..................................	..................................	PUNCT
cblr-13856	53	40	1046	1046	NUM
cblr-13856	54	1	v.	v.	ADP
cblr-13856	54	2	empirical	empirical	ADJ
cblr-13856	54	3	analysis	analysis	NOUN
cblr-13856	54	4	of	of	ADP
cblr-13856	54	5	assignee	assignee	NOUN
cblr-13856	54	6	liability	liability	NOUN
cblr-13856	54	7	................	................	PUNCT
cblr-13856	54	8	1048	1048	NUM
cblr-13856	54	9	a.	a.	NOUN
cblr-13856	54	10	a	a	DET
cblr-13856	54	11	note	note	NOUN
cblr-13856	54	12	on	on	ADP
cblr-13856	54	13	the	the	DET
cblr-13856	54	14	data	datum	NOUN
cblr-13856	54	15	............................................	............................................	PUNCT
cblr-13856	54	16	1049	1049	NUM
cblr-13856	54	17	b.	b.	NOUN
cblr-13856	54	18	past	past	ADJ
cblr-13856	54	19	empirical	empirical	ADJ
cblr-13856	54	20	research	research	NOUN
cblr-13856	54	21	...................................	...................................	PUNCT
cblr-13856	54	22	1050	1050	NUM
cblr-13856	54	23	c.	c.	NOUN
cblr-13856	54	24	contributions	contribution	NOUN
cblr-13856	54	25	to	to	ADP
cblr-13856	54	26	the	the	DET
cblr-13856	54	27	empirical	empirical	ADJ
cblr-13856	54	28	study	study	NOUN
cblr-13856	54	29	..............	..............	PUNCT
cblr-13856	55	1	1052	1052	NUM
cblr-13856	55	2	1	1	NUM
cblr-13856	55	3	.	.	PUNCT
cblr-13856	55	4	propensity	propensity	NOUN
cblr-13856	55	5	score	score	NOUN
cblr-13856	55	6	matching	match	VERB
cblr-13856	55	7	..........................	..........................	PROPN
cblr-13856	55	8	1052	1052	NUM
cblr-13856	55	9	2	2	X
cblr-13856	55	10	.	.	PUNCT
cblr-13856	55	11	using	use	VERB
cblr-13856	55	12	rate	rate	NOUN
cblr-13856	55	13	spread	spread	VERB
cblr-13856	55	14	instead	instead	ADV
cblr-13856	55	15	of	of	ADP
cblr-13856	55	16	subprime	subprime	ADJ
cblr-13856	55	17	lender	lender	NOUN
cblr-13856	55	18	list	list	NOUN
cblr-13856	55	19	....................................................	....................................................	PUNCT
cblr-13856	55	20	1055	1055	NUM
cblr-13856	55	21	3	3	X
cblr-13856	55	22	.	.	PUNCT
cblr-13856	55	23	comparing	compare	VERB
cblr-13856	55	24	assignee	assignee	NOUN
cblr-13856	55	25	liability	liability	NOUN
cblr-13856	55	26	provisions	provision	NOUN
cblr-13856	55	27	...	...	PUNCT
cblr-13856	55	28	1056	1056	NUM
cblr-13856	55	29	4	4	NUM
cblr-13856	55	30	.	.	PUNCT
cblr-13856	55	31	state	state	NOUN
cblr-13856	55	32	-	-	PUNCT
cblr-13856	55	33	specific	specific	ADJ
cblr-13856	55	34	focus	focus	NOUN
cblr-13856	55	35	......................................	......................................	PUNCT
cblr-13856	55	36	1057	1057	NUM
cblr-13856	55	37	*	*	PUNCT
cblr-13856	55	38	j.d	j.d	PROPN
cblr-13856	55	39	.	.	PROPN
cblr-13856	55	40	candidate	candidate	NOUN
cblr-13856	55	41	2009	2009	NUM
cblr-13856	55	42	,	,	PUNCT
cblr-13856	55	43	columbia	columbia	PROPN
cblr-13856	55	44	university	university	PROPN
cblr-13856	55	45	school	school	NOUN
cblr-13856	55	46	of	of	ADP
cblr-13856	55	47	law	law	NOUN
cblr-13856	55	48	;	;	PUNCT
cblr-13856	55	49	b.a	b.a	PROPN
cblr-13856	55	50	.	.	PROPN
cblr-13856	55	51	economics	economic	NOUN
cblr-13856	55	52	and	and	CCONJ
cblr-13856	55	53	history	history	NOUN
cblr-13856	55	54	2006	2006	NUM
cblr-13856	55	55	,	,	PUNCT
cblr-13856	55	56	case	case	NOUN
cblr-13856	55	57	western	western	PROPN
cblr-13856	55	58	reserve	reserve	PROPN
cblr-13856	55	59	university	university	PROPN
cblr-13856	55	60	.	.	PUNCT
cblr-13856	56	1	the	the	DET
cblr-13856	56	2	author	author	NOUN
cblr-13856	56	3	wishes	wish	VERB
cblr-13856	56	4	to	to	PART
cblr-13856	56	5	thank	thank	VERB
cblr-13856	56	6	professor	professor	PROPN
cblr-13856	56	7	ronald	ronald	PROPN
cblr-13856	56	8	mann	mann	PROPN
cblr-13856	56	9	for	for	ADP
cblr-13856	56	10	his	his	PRON
cblr-13856	56	11	guidance	guidance	NOUN
cblr-13856	56	12	,	,	PUNCT
cblr-13856	56	13	and	and	CCONJ
cblr-13856	56	14	the	the	DET
cblr-13856	56	15	staff	staff	NOUN
cblr-13856	56	16	of	of	ADP
cblr-13856	56	17	the	the	DET
cblr-13856	56	18	columbia	columbia	PROPN
cblr-13856	56	19	business	business	PROPN
cblr-13856	56	20	law	law	PROPN
cblr-13856	56	21	review	review	NOUN
cblr-13856	56	22	for	for	ADP
cblr-13856	56	23	its	its	PRON
cblr-13856	56	24	editing	editing	NOUN
cblr-13856	56	25	assistance	assistance	NOUN
cblr-13856	56	26	.	.	PUNCT
cblr-13856	57	1	columbia	columbia	PROPN
cblr-13856	57	2	business	business	PROPN
cblr-13856	57	3	la	la	PROPN
cblr-13856	57	4	w	w	PROPN
cblr-13856	57	5	re	re	PROPN
cblr-13856	57	6	vie	vie	PROPN
cblr-13856	57	7	w	w	PROPN
cblr-13856	57	8	d.	d.	PROPN
cblr-13856	57	9	theoretical	theoretical	PROPN
cblr-13856	57	10	m	m	PROPN
cblr-13856	57	11	odels	odel	NOUN
cblr-13856	57	12	.............................................	.............................................	PUNCT
cblr-13856	57	13	1059	1059	NUM
cblr-13856	57	14	e	e	NOUN
cblr-13856	57	15	.	.	PUNCT
cblr-13856	58	1	r	r	NOUN
cblr-13856	58	2	esults	esult	NOUN
cblr-13856	58	3	................................................................	................................................................	PUNCT
cblr-13856	59	1	1060	1060	NUM
cblr-13856	59	2	1	1	NUM
cblr-13856	59	3	.	.	PUNCT
cblr-13856	60	1	full	full	ADJ
cblr-13856	60	2	sam	sam	PROPN
cblr-13856	60	3	ple	ple	PROPN
cblr-13856	60	4	...................................................	...................................................	PUNCT
cblr-13856	60	5	1060	1060	NUM
cblr-13856	60	6	a.	a.	NOUN
cblr-13856	60	7	rate	rate	NOUN
cblr-13856	60	8	spread	spread	NOUN
cblr-13856	60	9	:	:	PUNCT
cblr-13856	60	10	interest	interest	NOUN
cblr-13856	60	11	rate	rate	NOUN
cblr-13856	60	12	on	on	ADP
cblr-13856	60	13	subprime	subprime	ADJ
cblr-13856	60	14	l	l	NOUN
cblr-13856	60	15	oans	oan	NOUN
cblr-13856	60	16	.......................................................	.......................................................	PUNCT
cblr-13856	61	1	1060	1060	NUM
cblr-13856	61	2	2	2	NUM
cblr-13856	61	3	.	.	X
cblr-13856	61	4	high	high	ADJ
cblr-13856	61	5	cost	cost	NOUN
cblr-13856	61	6	:	:	PUNCT
cblr-13856	61	7	probability	probability	NOUN
cblr-13856	61	8	of	of	ADP
cblr-13856	61	9	originating	originate	VERB
cblr-13856	61	10	a	a	DET
cblr-13856	61	11	h	h	NOUN
cblr-13856	61	12	igh	igh	PROPN
cblr-13856	61	13	cost	cost	NOUN
cblr-13856	61	14	loan	loan	NOUN
cblr-13856	61	15	.............................................	.............................................	PUNCT
cblr-13856	61	16	1062	1062	NUM
cblr-13856	61	17	3	3	X
cblr-13856	61	18	.	.	PUNCT
cblr-13856	62	1	state	state	NOUN
cblr-13856	62	2	sample	sample	NOUN
cblr-13856	62	3	:	:	PUNCT
cblr-13856	62	4	probability	probability	NOUN
cblr-13856	62	5	of	of	ADP
cblr-13856	62	6	securitization	securitization	NOUN
cblr-13856	62	7	1064	1064	NUM
cblr-13856	62	8	f	f	NOUN
cblr-13856	62	9	.	.	PUNCT
cblr-13856	63	1	d	d	X
cblr-13856	63	2	iscussion	iscussion	NOUN
cblr-13856	63	3	..........................................................	..........................................................	PUNCT
cblr-13856	63	4	1064	1064	NUM
cblr-13856	63	5	vi	vi	NOUN
cblr-13856	63	6	.	.	PUNCT
cblr-13856	64	1	the	the	DET
cblr-13856	64	2	great	great	ADJ
cblr-13856	64	3	misconceptualization	misconceptualization	NOUN
cblr-13856	64	4	of	of	ADP
cblr-13856	64	5	subprime	subprime	ADJ
cblr-13856	64	6	l	l	NOUN
cblr-13856	64	7	ending	ending	NOUN
cblr-13856	64	8	.....................................................................	.....................................................................	PUNCT
cblr-13856	64	9	1065	1065	NUM
cblr-13856	64	10	v	v	NUM
cblr-13856	64	11	ii	ii	PROPN
cblr-13856	64	12	.	.	PUNCT
cblr-13856	65	1	c	c	PROPN
cblr-13856	65	2	onclusion	onclusion	PROPN
cblr-13856	65	3	................................................................	................................................................	PUNCT
cblr-13856	65	4	1068	1068	NUM
cblr-13856	65	5	i.	i.	NOUN
cblr-13856	65	6	introduction	introduction	NOUN
cblr-13856	65	7	no	no	DET
cblr-13856	65	8	city	city	NOUN
cblr-13856	65	9	better	well	ADV
cblr-13856	65	10	epitomizes	epitomize	VERB
cblr-13856	65	11	the	the	DET
cblr-13856	65	12	subprime	subprime	ADJ
cblr-13856	65	13	crisis	crisis	NOUN
cblr-13856	65	14	than	than	ADP
cblr-13856	65	15	cleveland	cleveland	PROPN
cblr-13856	65	16	.	.	PUNCT
cblr-13856	66	1	in	in	ADP
cblr-13856	66	2	2006	2006	NUM
cblr-13856	66	3	,	,	PUNCT
cblr-13856	66	4	the	the	DET
cblr-13856	66	5	census	census	NOUN
cblr-13856	66	6	bureau	bureau	NOUN
cblr-13856	66	7	declared	declare	VERB
cblr-13856	66	8	cleveland	cleveland	PROPN
cblr-13856	66	9	the	the	DET
cblr-13856	66	10	poorest	poor	ADJ
cblr-13856	66	11	big	big	ADJ
cblr-13856	66	12	city	city	NOUN
cblr-13856	66	13	in	in	ADP
cblr-13856	66	14	america	america	PROPN
cblr-13856	66	15	-	-	PUNCT
cblr-13856	66	16	with	with	ADP
cblr-13856	66	17	32	32	NUM
cblr-13856	66	18	%	%	NOUN
cblr-13856	66	19	of	of	ADP
cblr-13856	66	20	its	its	PRON
cblr-13856	66	21	population	population	NOUN
cblr-13856	66	22	living	live	VERB
cblr-13856	66	23	below	below	ADP
cblr-13856	66	24	the	the	DET
cblr-13856	66	25	poverty	poverty	NOUN
cblr-13856	66	26	level	level	NOUN
cblr-13856	66	27	.	.	PUNCT
cblr-13856	66	28	'	'	PUNCT
cblr-13856	67	1	expectedly	expectedly	ADV
cblr-13856	67	2	,	,	PUNCT
cblr-13856	67	3	nearly	nearly	ADV
cblr-13856	67	4	30	30	NUM
cblr-13856	67	5	%	%	NOUN
cblr-13856	67	6	of	of	ADP
cblr-13856	67	7	loans	loan	NOUN
cblr-13856	67	8	originating	originate	VERB
cblr-13856	67	9	in	in	ADP
cblr-13856	67	10	the	the	DET
cblr-13856	67	11	cleveland	cleveland	PROPN
cblr-13856	67	12	region	region	NOUN
cblr-13856	67	13	during	during	ADP
cblr-13856	67	14	this	this	DET
cblr-13856	67	15	time	time	NOUN
cblr-13856	67	16	were	be	AUX
cblr-13856	67	17	subprime	subprime	ADJ
cblr-13856	67	18	,	,	PUNCT
cblr-13856	67	19	many	many	ADJ
cblr-13856	67	20	undoubtedly	undoubtedly	ADV
cblr-13856	67	21	on	on	ADP
cblr-13856	67	22	predatory	predatory	NOUN
cblr-13856	67	23	terms.2	terms.2	ADP
cblr-13856	67	24	when	when	SCONJ
cblr-13856	67	25	the	the	DET
cblr-13856	67	26	subprime	subprime	ADJ
cblr-13856	67	27	crash	crash	NOUN
cblr-13856	67	28	engulfed	engulf	VERB
cblr-13856	67	29	the	the	DET
cblr-13856	67	30	region	region	NOUN
cblr-13856	67	31	,	,	PUNCT
cblr-13856	67	32	nearly	nearly	ADV
cblr-13856	67	33	24,000	24,000	NUM
cblr-13856	67	34	people	people	NOUN
cblr-13856	67	35	lost	lose	VERB
cblr-13856	67	36	their	their	PRON
cblr-13856	67	37	homes	home	NOUN
cblr-13856	67	38	,	,	PUNCT
cblr-13856	67	39	leaving	leave	VERB
cblr-13856	67	40	10,000	10,000	NUM
cblr-13856	67	41	abandoned	abandon	VERB
cblr-13856	67	42	buildings	building	NOUN
cblr-13856	67	43	.	.	PUNCT
cblr-13856	67	44	'	'	PUNCT
cblr-13856	68	1	by	by	ADP
cblr-13856	68	2	contrast	contrast	NOUN
cblr-13856	68	3	,	,	PUNCT
cblr-13856	68	4	one	one	NUM
cblr-13856	68	5	of	of	ADP
cblr-13856	68	6	the	the	DET
cblr-13856	68	7	more	more	ADV
cblr-13856	68	8	devastated	devastated	ADJ
cblr-13856	68	9	regions	region	NOUN
cblr-13856	68	10	of	of	ADP
cblr-13856	68	11	new	new	ADJ
cblr-13856	68	12	orleans	orleans	PROPN
cblr-13856	68	13	,	,	PUNCT
cblr-13856	68	14	in	in	ADP
cblr-13856	68	15	the	the	DET
cblr-13856	68	16	wake	wake	NOUN
cblr-13856	68	17	of	of	ADP
cblr-13856	68	18	hurricane	hurricane	PROPN
cblr-13856	68	19	katrina	katrina	PROPN
cblr-13856	68	20	,	,	PUNCT
cblr-13856	68	21	lost	lose	VERB
cblr-13856	68	22	about	about	ADV
cblr-13856	68	23	13,700	13,700	NUM
cblr-13856	68	24	homes.4	homes.4	NOUN
cblr-13856	68	25	the	the	DET
cblr-13856	68	26	mortgage	mortgage	NOUN
cblr-13856	68	27	foreclosure	foreclosure	NOUN
cblr-13856	68	28	crisis	crisis	NOUN
cblr-13856	68	29	and	and	CCONJ
cblr-13856	68	30	subprime	subprime	ADJ
cblr-13856	68	31	meltdown	meltdown	NOUN
cblr-13856	68	32	hardly	hardly	ADV
cblr-13856	68	33	needs	need	VERB
cblr-13856	68	34	further	further	ADJ
cblr-13856	68	35	introduction	introduction	NOUN
cblr-13856	68	36	.	.	PUNCT
cblr-13856	69	1	from	from	ADP
cblr-13856	69	2	1994	1994	NUM
cblr-13856	69	3	to	to	ADP
cblr-13856	69	4	2006	2006	NUM
cblr-13856	69	5	,	,	PUNCT
cblr-13856	69	6	the	the	DET
cblr-13856	69	7	value	value	NOUN
cblr-13856	69	8	of	of	ADP
cblr-13856	69	9	all	all	DET
cblr-13856	69	10	subprime	subprime	ADJ
cblr-13856	69	11	loans	loan	NOUN
cblr-13856	69	12	increased	increase	VERB
cblr-13856	69	13	from	from	ADP
cblr-13856	69	14	$	$	SYM
cblr-13856	69	15	30	30	NUM
cblr-13856	69	16	billion	billion	NUM
cblr-13856	69	17	to	to	PART
cblr-13856	69	18	$	$	SYM
cblr-13856	69	19	640	640	NUM
cblr-13856	69	20	billion.5	billion.5	NOUN
cblr-13856	69	21	in	in	ADP
cblr-13856	69	22	2007	2007	NUM
cblr-13856	69	23	,	,	PUNCT
cblr-13856	69	24	subprime	subprime	ADJ
cblr-13856	69	25	loans	loan	NOUN
cblr-13856	69	26	plummeted	plummet	VERB
cblr-13856	69	27	to	to	ADP
cblr-13856	69	28	$	$	SYM
cblr-13856	69	29	50	50	NUM
cblr-13856	69	30	billion	billion	NUM
cblr-13856	69	31	,	,	PUNCT
cblr-13856	69	32	'	'	PUNCT
cblr-13856	69	33	thomas	thomas	PROPN
cblr-13856	69	34	ott	ott	PROPN
cblr-13856	69	35	,	,	PUNCT
cblr-13856	69	36	real	real	ADJ
cblr-13856	69	37	estate	estate	NOUN
cblr-13856	69	38	's	's	PART
cblr-13856	69	39	perfect	perfect	ADJ
cblr-13856	69	40	storm	storm	NOUN
cblr-13856	69	41	,	,	PUNCT
cblr-13856	69	42	cleveland	cleveland	PROPN
cblr-13856	69	43	plain	plain	PROPN
cblr-13856	69	44	dealer	dealer	NOUN
cblr-13856	69	45	,	,	PUNCT
cblr-13856	69	46	jan	jan	PROPN
cblr-13856	69	47	.	.	PROPN
cblr-13856	69	48	20	20	NUM
cblr-13856	69	49	,	,	PUNCT
cblr-13856	69	50	2008	2008	NUM
cblr-13856	69	51	,	,	PUNCT
cblr-13856	69	52	at	at	ADP
cblr-13856	69	53	al	al	PROPN
cblr-13856	69	54	.	.	PROPN
cblr-13856	69	55	2	2	NUM
cblr-13856	69	56	see	see	VERB
cblr-13856	69	57	i	i	PRON
cblr-13856	69	58	d.	d.	PROPN
cblr-13856	69	59	3	3	NUM
cblr-13856	70	1	i	i	PROPN
cblr-13856	70	2	d.	d.	PROPN
cblr-13856	70	3	4	4	NUM
cblr-13856	70	4	i	i	PROPN
cblr-13856	70	5	d.	d.	PROPN
cblr-13856	70	6	'	'	PUNCT
cblr-13856	70	7	see	see	PROPN
cblr-13856	70	8	ted	ted	PROPN
cblr-13856	70	9	frank	frank	PROPN
cblr-13856	70	10	,	,	PUNCT
cblr-13856	70	11	prime	prime	ADJ
cblr-13856	70	12	target	target	NOUN
cblr-13856	70	13	,	,	PUNCT
cblr-13856	70	14	wall	wall	PROPN
cblr-13856	70	15	st	st	PROPN
cblr-13856	70	16	.	.	PROPN
cblr-13856	70	17	j.	j.	PROPN
cblr-13856	70	18	,	,	PUNCT
cblr-13856	70	19	apr	apr	PROPN
cblr-13856	70	20	.	.	PROPN
cblr-13856	70	21	25	25	NUM
cblr-13856	70	22	,	,	PUNCT
cblr-13856	70	23	2007	2007	NUM
cblr-13856	70	24	,	,	PUNCT
cblr-13856	70	25	at	at	ADP
cblr-13856	70	26	a15	a15	NOUN
cblr-13856	70	27	.	.	PUNCT
cblr-13856	71	1	[	[	X
cblr-13856	71	2	vol	vol	NOUN
cblr-13856	71	3	.	.	NOUN
cblr-13856	71	4	2008	2008	NUM
cblr-13856	71	5	proxy	proxy	NOUN
cblr-13856	71	6	access	access	NOUN
cblr-13856	71	7	and	and	CCONJ
cblr-13856	71	8	the	the	DET
cblr-13856	71	9	internet	internet	NOUN
cblr-13856	71	10	age	age	NOUN
cblr-13856	71	11	:	:	PUNCT
cblr-13856	71	12	using	use	VERB
cblr-13856	71	13	electronic	electronic	ADJ
cblr-13856	71	14	shareholder	shareholder	NOUN
cblr-13856	71	15	forums	forum	NOUN
cblr-13856	71	16	to	to	PART
cblr-13856	71	17	improve	improve	VERB
cblr-13856	71	18	corporate	corporate	ADJ
cblr-13856	71	19	governance	governance	NOUN
cblr-13856	71	20	blake	blake	PROPN
cblr-13856	71	21	smith	smith	PROPN
cblr-13856	71	22	*	*	PROPN
cblr-13856	71	23	1	1	PROPN
cblr-13856	71	24	.	.	PUNCT
cblr-13856	71	25	introduction	introduction	NOUN
cblr-13856	71	26	..............................................................	..............................................................	PUNCT
cblr-13856	71	27	1112	1112	NUM
cblr-13856	71	28	ii	ii	PROPN
cblr-13856	71	29	.	.	PUNCT
cblr-13856	72	1	legal	legal	ADJ
cblr-13856	72	2	developments	development	NOUN
cblr-13856	72	3	concerning	concern	VERB
cblr-13856	72	4	shareholder	shareholder	NOUN
cblr-13856	72	5	proxy	proxy	NOUN
cblr-13856	72	6	a	a	DET
cblr-13856	72	7	ccess	ccess	NOUN
cblr-13856	72	8	.............................................................	.............................................................	PUNCT
cblr-13856	72	9	1113	1113	NUM
cblr-13856	72	10	a.	a.	NOUN
cblr-13856	72	11	shareholder	shareholder	NOUN
cblr-13856	72	12	proxy	proxy	NOUN
cblr-13856	72	13	access	access	NOUN
cblr-13856	72	14	.................................	.................................	PUNCT
cblr-13856	73	1	1113	1113	NUM
cblr-13856	73	2	b.	b.	PROPN
cblr-13856	73	3	afscm	afscm	PROPN
cblr-13856	73	4	e	e	PROPN
cblr-13856	73	5	v.	v.	PROPN
cblr-13856	73	6	aig	aig	PROPN
cblr-13856	73	7	.................................................	.................................................	PUNCT
cblr-13856	73	8	1114	1114	NUM
cblr-13856	73	9	c.	c.	NOUN
cblr-13856	73	10	the	the	DET
cblr-13856	73	11	sec	sec	PROPN
cblr-13856	73	12	responds	respond	VERB
cblr-13856	73	13	to	to	ADP
cblr-13856	73	14	the	the	DET
cblr-13856	73	15	aig	aig	PROPN
cblr-13856	73	16	decision	decision	NOUN
cblr-13856	73	17	...........	...........	PUNCT
cblr-13856	73	18	1116	1116	NUM
cblr-13856	73	19	d.	d.	PROPN
cblr-13856	73	20	debate	debate	VERB
cblr-13856	73	21	over	over	ADP
cblr-13856	73	22	the	the	DET
cblr-13856	73	23	merits	merit	NOUN
cblr-13856	73	24	of	of	ADP
cblr-13856	73	25	proxy	proxy	ADJ
cblr-13856	73	26	access	access	NOUN
cblr-13856	73	27	...........	...........	PUNCT
cblr-13856	73	28	1117	1117	NUM
cblr-13856	73	29	iii	iii	NOUN
cblr-13856	73	30	.	.	PUNCT
cblr-13856	73	31	development	development	NOUN
cblr-13856	73	32	and	and	CCONJ
cblr-13856	73	33	use	use	NOUN
cblr-13856	73	34	of	of	ADP
cblr-13856	73	35	electronic	electronic	ADJ
cblr-13856	73	36	shareholder	shareholder	NOUN
cblr-13856	74	1	f	f	PROPN
cblr-13856	74	2	oru	oru	PROPN
cblr-13856	74	3	m	m	PROPN
cblr-13856	74	4	s	s	PART
cblr-13856	74	5	......................................................................	......................................................................	PUNCT
cblr-13856	75	1	112	112	NUM
cblr-13856	75	2	1	1	NUM
cblr-13856	75	3	a.	a.	NOUN
cblr-13856	75	4	previous	previous	ADJ
cblr-13856	75	5	experience	experience	NOUN
cblr-13856	75	6	and	and	CCONJ
cblr-13856	75	7	commentary	commentary	NOUN
cblr-13856	75	8	on	on	ADP
cblr-13856	75	9	electronic	electronic	ADJ
cblr-13856	75	10	shareholder	shareholder	NOUN
cblr-13856	75	11	forums	forum	NOUN
cblr-13856	75	12	........................	........................	PUNCT
cblr-13856	75	13	1124	1124	NUM
cblr-13856	75	14	1	1	NUM
cblr-13856	75	15	.	.	PUNCT
cblr-13856	76	1	open	open	ADJ
cblr-13856	76	2	forums	forum	NOUN
cblr-13856	76	3	and	and	CCONJ
cblr-13856	76	4	investor	investor	NOUN
cblr-13856	76	5	message	message	NOUN
cblr-13856	76	6	boardsl124	boardsl124	PROPN
cblr-13856	76	7	2	2	NUM
cblr-13856	76	8	.	.	PUNCT
cblr-13856	76	9	independently	independently	ADV
cblr-13856	76	10	conducted	conduct	VERB
cblr-13856	76	11	,	,	PUNCT
cblr-13856	76	12	shareholder	shareholder	NOUN
cblr-13856	76	13	sponsored	sponsor	VERB
cblr-13856	76	14	forum	forum	PROPN
cblr-13856	76	15	s	s	PART
cblr-13856	76	16	........................................	........................................	PROPN
cblr-13856	76	17	1125	1125	NUM
cblr-13856	76	18	3	3	NUM
cblr-13856	76	19	.	.	PUNCT
cblr-13856	76	20	corporate	corporate	ADJ
cblr-13856	76	21	instituted	institute	VERB
cblr-13856	76	22	electronic	electronic	ADJ
cblr-13856	76	23	forums	forum	NOUN
cblr-13856	76	24	.....	.....	PUNCT
cblr-13856	76	25	1128	1128	NUM
cblr-13856	76	26	4	4	NUM
cblr-13856	76	27	.	.	PUNCT
cblr-13856	76	28	opposition	opposition	NOUN
cblr-13856	76	29	to	to	ADP
cblr-13856	76	30	shareholder	shareholder	NOUN
cblr-13856	76	31	forums	forum	NOUN
cblr-13856	76	32	.............	.............	PUNCT
cblr-13856	76	33	1129	1129	NUM
cblr-13856	76	34	5	5	NUM
cblr-13856	76	35	.	.	PUNCT
cblr-13856	77	1	proponents	proponent	NOUN
cblr-13856	77	2	of	of	ADP
cblr-13856	77	3	shareholder	shareholder	NOUN
cblr-13856	77	4	forums	forum	NOUN
cblr-13856	77	5	.............	.............	PUNCT
cblr-13856	77	6	1130	1130	NUM
cblr-13856	77	7	iv	iv	NUM
cblr-13856	77	8	.	.	PUNCT
cblr-13856	77	9	shareholder	shareholder	NOUN
cblr-13856	77	10	participation	participation	NOUN
cblr-13856	77	11	in	in	ADP
cblr-13856	77	12	corporate	corporate	ADJ
cblr-13856	77	13	governance	governance	NOUN
cblr-13856	77	14	through	through	ADP
cblr-13856	77	15	electronic	electronic	ADJ
cblr-13856	77	16	forums	forum	NOUN
cblr-13856	77	17	.................	.................	PUNCT
cblr-13856	78	1	1131	1131	NUM
cblr-13856	78	2	a.	a.	NOUN
cblr-13856	78	3	introducing	introduce	VERB
cblr-13856	78	4	electronic	electronic	ADJ
cblr-13856	78	5	forums	forum	NOUN
cblr-13856	78	6	into	into	ADP
cblr-13856	78	7	the	the	DET
cblr-13856	78	8	proxy	proxy	NOUN
cblr-13856	78	9	a	a	DET
cblr-13856	78	10	ccess	ccess	NOUN
cblr-13856	78	11	d	d	ADP
cblr-13856	78	12	ebate	ebate	NOUN
cblr-13856	78	13	.....................................................	.....................................................	PUNCT
cblr-13856	79	1	1132	1132	NUM
cblr-13856	79	2	1	1	NUM
cblr-13856	79	3	.	.	PUNCT
cblr-13856	79	4	w	w	PROPN
cblr-13856	79	5	aste	aste	NOUN
cblr-13856	79	6	and	and	CCONJ
cblr-13856	79	7	disruption	disruption	NOUN
cblr-13856	79	8	..................................	..................................	PUNCT
cblr-13856	80	1	1132	1132	NUM
cblr-13856	80	2	2	2	NUM
cblr-13856	80	3	.	.	PUNCT
cblr-13856	80	4	empowering	empower	VERB
cblr-13856	80	5	special	special	ADJ
cblr-13856	80	6	interests	interest	NOUN
cblr-13856	80	7	.....................	.....................	PUNCT
cblr-13856	80	8	1134	1134	NUM
cblr-13856	80	9	3	3	NUM
cblr-13856	80	10	.	.	PUNCT
cblr-13856	80	11	short	short	ADJ
cblr-13856	80	12	-	-	PUNCT
cblr-13856	80	13	term	term	NOUN
cblr-13856	80	14	ism	ism	NOUN
cblr-13856	80	15	..............................................	..............................................	PUNCT
cblr-13856	80	16	1135	1135	NUM
cblr-13856	80	17	4	4	NUM
cblr-13856	80	18	.	.	PUNCT
cblr-13856	80	19	impact	impact	NOUN
cblr-13856	80	20	on	on	ADP
cblr-13856	80	21	recruiting	recruiting	NOUN
cblr-13856	80	22	directors	director	NOUN
cblr-13856	80	23	...................	...................	PUNCT
cblr-13856	81	1	1136	1136	NUM
cblr-13856	81	2	*	*	PUNCT
cblr-13856	81	3	j.d	j.d	PROPN
cblr-13856	81	4	.	.	PROPN
cblr-13856	81	5	candidate	candidate	NOUN
cblr-13856	81	6	2009	2009	NUM
cblr-13856	81	7	,	,	PUNCT
cblr-13856	81	8	columbia	columbia	PROPN
cblr-13856	81	9	university	university	PROPN
cblr-13856	81	10	school	school	NOUN
cblr-13856	81	11	of	of	ADP
cblr-13856	81	12	law	law	NOUN
cblr-13856	81	13	;	;	PUNCT
cblr-13856	81	14	b.a	b.a	PROPN
cblr-13856	81	15	.	.	PROPN
cblr-13856	81	16	english	english	PROPN
cblr-13856	81	17	,	,	PUNCT
cblr-13856	81	18	pomona	pomona	PROPN
cblr-13856	81	19	college	college	PROPN
cblr-13856	81	20	.	.	PUNCT
cblr-13856	82	1	the	the	DET
cblr-13856	82	2	author	author	NOUN
cblr-13856	82	3	wishes	wish	VERB
cblr-13856	82	4	to	to	PART
cblr-13856	82	5	thank	thank	VERB
cblr-13856	82	6	his	his	PRON
cblr-13856	82	7	family	family	NOUN
cblr-13856	82	8	,	,	PUNCT
cblr-13856	82	9	professor	professor	PROPN
cblr-13856	82	10	harvey	harvey	PROPN
cblr-13856	82	11	goldschmid	goldschmid	PROPN
cblr-13856	82	12	for	for	ADP
cblr-13856	82	13	his	his	PRON
cblr-13856	82	14	guidance	guidance	NOUN
cblr-13856	82	15	,	,	PUNCT
cblr-13856	82	16	and	and	CCONJ
cblr-13856	82	17	the	the	DET
cblr-13856	82	18	staff	staff	NOUN
cblr-13856	82	19	of	of	ADP
cblr-13856	82	20	the	the	DET
cblr-13856	82	21	columbia	columbia	PROPN
cblr-13856	82	22	business	business	PROPN
cblr-13856	82	23	law	law	PROPN
cblr-13856	82	24	review	review	NOUN
cblr-13856	82	25	for	for	ADP
cblr-13856	82	26	its	its	PRON
cblr-13856	82	27	editing	editing	NOUN
cblr-13856	82	28	assistance	assistance	NOUN
cblr-13856	82	29	.	.	PUNCT
cblr-13856	83	1	columbia	columbia	PROPN
cblr-13856	83	2	business	business	PROPN
cblr-13856	83	3	la	la	PROPN
cblr-13856	83	4	w	w	PROPN
cblr-13856	83	5	review	review	PROPN
cblr-13856	83	6	5	5	NUM
cblr-13856	83	7	.	.	PUNCT
cblr-13856	83	8	effective	effective	ADJ
cblr-13856	83	9	shareholder	shareholder	NOUN
cblr-13856	83	10	participation	participation	NOUN
cblr-13856	83	11	in	in	ADP
cblr-13856	83	12	corporate	corporate	ADJ
cblr-13856	83	13	elections	election	NOUN
cblr-13856	83	14	......................................	......................................	PUNCT
cblr-13856	83	15	1138	1138	NUM
cblr-13856	83	16	6	6	NUM
cblr-13856	83	17	.	.	PUNCT
cblr-13856	84	1	an	an	DET
cblr-13856	84	2	overview	overview	NOUN
cblr-13856	84	3	of	of	ADP
cblr-13856	84	4	the	the	DET
cblr-13856	84	5	shareholder	shareholder	NOUN
cblr-13856	84	6	franchise	franchise	NOUN
cblr-13856	84	7	in	in	ADP
cblr-13856	84	8	electronic	electronic	ADJ
cblr-13856	84	9	forum	forum	PROPN
cblr-13856	84	10	s	s	PART
cblr-13856	84	11	....................................	....................................	PUNCT
cblr-13856	84	12	1139	1139	NUM
cblr-13856	84	13	b.	b.	PROPN
cblr-13856	84	14	general	general	PROPN
cblr-13856	84	15	forum	forum	PROPN
cblr-13856	84	16	use	use	VERB
cblr-13856	84	17	...........................................	...........................................	PUNCT
cblr-13856	84	18	1140	1140	NUM
cblr-13856	84	19	v	v	NOUN
cblr-13856	84	20	.	.	PUNCT
cblr-13856	85	1	c	c	PROPN
cblr-13856	85	2	onclusion	onclusion	PROPN
cblr-13856	85	3	................................................................	................................................................	PUNCT
cblr-13856	85	4	1141	1141	NUM
cblr-13856	85	5	i.	i.	NOUN
cblr-13856	85	6	introduction	introduction	NOUN
cblr-13856	85	7	on	on	ADP
cblr-13856	85	8	november	november	PROPN
cblr-13856	85	9	28	28	NUM
cblr-13856	85	10	,	,	PUNCT
cblr-13856	85	11	2007	2007	NUM
cblr-13856	85	12	,	,	PUNCT
cblr-13856	85	13	the	the	DET
cblr-13856	85	14	sec	sec	PROPN
cblr-13856	85	15	voted	vote	VERB
cblr-13856	85	16	to	to	PART
cblr-13856	85	17	amend	amend	VERB
cblr-13856	85	18	federal	federal	ADJ
cblr-13856	85	19	proxy	proxy	NOUN
cblr-13856	85	20	rules	rule	NOUN
cblr-13856	85	21	in	in	ADP
cblr-13856	85	22	two	two	NUM
cblr-13856	85	23	ways	way	NOUN
cblr-13856	85	24	.	.	PUNCT
cblr-13856	86	1	the	the	DET
cblr-13856	86	2	first	first	ADJ
cblr-13856	86	3	amendment	amendment	NOUN
cblr-13856	86	4	clarified	clarify	VERB
cblr-13856	86	5	the	the	DET
cblr-13856	86	6	sec	sec	PROPN
cblr-13856	86	7	's	's	PART
cblr-13856	86	8	stance	stance	NOUN
cblr-13856	86	9	that	that	SCONJ
cblr-13856	86	10	corporations	corporation	NOUN
cblr-13856	86	11	may	may	AUX
cblr-13856	86	12	exclude	exclude	VERB
cblr-13856	86	13	shareholder	shareholder	NOUN
cblr-13856	86	14	proposals	proposal	NOUN
cblr-13856	86	15	for	for	ADP
cblr-13856	86	16	nominees	nominee	NOUN
cblr-13856	86	17	to	to	ADP
cblr-13856	86	18	the	the	DET
cblr-13856	86	19	company	company	NOUN
cblr-13856	86	20	's	's	PART
cblr-13856	86	21	board	board	NOUN
cblr-13856	86	22	of	of	ADP
cblr-13856	86	23	directors	director	NOUN
cblr-13856	86	24	from	from	ADP
cblr-13856	86	25	the	the	DET
cblr-13856	86	26	company	company	NOUN
cblr-13856	86	27	's	's	PART
cblr-13856	86	28	proxy	proxy	ADJ
cblr-13856	86	29	materials	material	NOUN
cblr-13856	86	30	.	.	PUNCT
cblr-13856	87	1	the	the	DET
cblr-13856	87	2	second	second	ADJ
cblr-13856	87	3	amendment	amendment	NOUN
cblr-13856	87	4	was	be	AUX
cblr-13856	87	5	designed	design	VERB
cblr-13856	87	6	to	to	PART
cblr-13856	87	7	encourage	encourage	VERB
cblr-13856	87	8	the	the	DET
cblr-13856	87	9	use	use	NOUN
cblr-13856	87	10	of	of	ADP
cblr-13856	87	11	electronic	electronic	ADJ
cblr-13856	87	12	communications	communication	NOUN
cblr-13856	87	13	between	between	ADP
cblr-13856	87	14	companies	company	NOUN
cblr-13856	87	15	and	and	CCONJ
cblr-13856	87	16	investors	investor	NOUN
cblr-13856	87	17	.	.	PUNCT
cblr-13856	88	1	these	these	DET
cblr-13856	88	2	sec	sec	PROPN
cblr-13856	88	3	actions	action	NOUN
cblr-13856	88	4	constituted	constitute	VERB
cblr-13856	88	5	a	a	DET
cblr-13856	88	6	partial	partial	ADJ
cblr-13856	88	7	response	response	NOUN
cblr-13856	88	8	to	to	ADP
cblr-13856	88	9	a	a	DET
cblr-13856	88	10	longstanding	longstanding	ADJ
cblr-13856	88	11	debate	debate	NOUN
cblr-13856	88	12	concerning	concern	VERB
cblr-13856	88	13	the	the	DET
cblr-13856	88	14	role	role	NOUN
cblr-13856	88	15	of	of	ADP
cblr-13856	88	16	shareholders	shareholder	NOUN
cblr-13856	88	17	in	in	ADP
cblr-13856	88	18	corporate	corporate	ADJ
cblr-13856	88	19	governance	governance	NOUN
cblr-13856	88	20	.	.	PUNCT
cblr-13856	89	1	this	this	DET
cblr-13856	89	2	note	note	NOUN
cblr-13856	89	3	argues	argue	VERB
cblr-13856	89	4	that	that	SCONJ
cblr-13856	89	5	innovative	innovative	ADJ
cblr-13856	89	6	uses	use	NOUN
cblr-13856	89	7	of	of	ADP
cblr-13856	89	8	web	web	NOUN
cblr-13856	89	9	-	-	PUNCT
cblr-13856	89	10	based	base	VERB
cblr-13856	89	11	technology	technology	NOUN
cblr-13856	89	12	could	could	AUX
cblr-13856	89	13	resolve	resolve	VERB
cblr-13856	89	14	many	many	ADJ
cblr-13856	89	15	contentious	contentious	ADJ
cblr-13856	89	16	issues	issue	NOUN
cblr-13856	89	17	concerning	concern	VERB
cblr-13856	89	18	shareholder	shareholder	NOUN
cblr-13856	89	19	participation	participation	NOUN
cblr-13856	89	20	in	in	ADP
cblr-13856	89	21	corporate	corporate	ADJ
cblr-13856	89	22	elections	election	NOUN
cblr-13856	89	23	and	and	CCONJ
cblr-13856	89	24	ultimately	ultimately	ADV
cblr-13856	89	25	improve	improve	VERB
cblr-13856	89	26	the	the	DET
cblr-13856	89	27	quality	quality	NOUN
cblr-13856	89	28	of	of	ADP
cblr-13856	89	29	corporate	corporate	ADJ
cblr-13856	89	30	board	board	NOUN
cblr-13856	89	31	elections	election	NOUN
cblr-13856	89	32	from	from	ADP
cblr-13856	89	33	the	the	DET
cblr-13856	89	34	perspective	perspective	NOUN
cblr-13856	89	35	of	of	ADP
cblr-13856	89	36	corporate	corporate	ADJ
cblr-13856	89	37	boards	board	NOUN
cblr-13856	89	38	and	and	CCONJ
cblr-13856	89	39	shareholders	shareholder	NOUN
cblr-13856	89	40	.	.	PUNCT
cblr-13856	90	1	despite	despite	SCONJ
cblr-13856	90	2	their	their	PRON
cblr-13856	90	3	early	early	ADJ
cblr-13856	90	4	state	state	NOUN
cblr-13856	90	5	of	of	ADP
cblr-13856	90	6	development	development	NOUN
cblr-13856	90	7	,	,	PUNCT
cblr-13856	90	8	electronic	electronic	ADJ
cblr-13856	90	9	shareholder	shareholder	NOUN
cblr-13856	90	10	forums	forum	NOUN
cblr-13856	90	11	present	present	VERB
cblr-13856	90	12	corporations	corporation	NOUN
cblr-13856	90	13	with	with	ADP
cblr-13856	90	14	the	the	DET
cblr-13856	90	15	clear	clear	ADJ
cblr-13856	90	16	opportunity	opportunity	NOUN
cblr-13856	90	17	for	for	ADP
cblr-13856	90	18	low	low	ADJ
cblr-13856	90	19	-	-	PUNCT
cblr-13856	90	20	cost	cost	NOUN
cblr-13856	90	21	,	,	PUNCT
cblr-13856	90	22	beneficial	beneficial	ADJ
cblr-13856	90	23	interaction	interaction	NOUN
cblr-13856	90	24	with	with	ADP
cblr-13856	90	25	shareholders	shareholder	NOUN
cblr-13856	90	26	.	.	PUNCT
cblr-13856	91	1	web	web	NOUN
cblr-13856	91	2	-	-	PUNCT
cblr-13856	91	3	based	base	VERB
cblr-13856	91	4	technology	technology	NOUN
cblr-13856	91	5	can	can	AUX
cblr-13856	91	6	be	be	AUX
cblr-13856	91	7	molded	mold	VERB
cblr-13856	91	8	to	to	PART
cblr-13856	91	9	fit	fit	VERB
cblr-13856	91	10	a	a	DET
cblr-13856	91	11	company	company	NOUN
cblr-13856	91	12	's	's	PART
cblr-13856	91	13	individual	individual	ADJ
cblr-13856	91	14	needs	need	NOUN
cblr-13856	91	15	.	.	PUNCT
cblr-13856	92	1	with	with	ADP
cblr-13856	92	2	a	a	DET
cblr-13856	92	3	proper	proper	ADJ
cblr-13856	92	4	investment	investment	NOUN
cblr-13856	92	5	of	of	ADP
cblr-13856	92	6	time	time	NOUN
cblr-13856	92	7	and	and	CCONJ
cblr-13856	92	8	due	due	ADJ
cblr-13856	92	9	consideration	consideration	NOUN
cblr-13856	92	10	,	,	PUNCT
cblr-13856	92	11	electronic	electronic	ADJ
cblr-13856	92	12	communications	communication	NOUN
cblr-13856	92	13	with	with	ADP
cblr-13856	92	14	shareholders	shareholder	NOUN
cblr-13856	92	15	stand	stand	VERB
cblr-13856	92	16	to	to	PART
cblr-13856	92	17	improve	improve	VERB
cblr-13856	92	18	corporate	corporate	ADJ
cblr-13856	92	19	performance	performance	NOUN
cblr-13856	92	20	without	without	ADP
cblr-13856	92	21	dramatically	dramatically	ADV
cblr-13856	92	22	altering	alter	VERB
cblr-13856	92	23	structures	structure	NOUN
cblr-13856	92	24	of	of	ADP
cblr-13856	92	25	corporate	corporate	ADJ
cblr-13856	92	26	governance	governance	NOUN
cblr-13856	92	27	.	.	PUNCT
cblr-13856	93	1	part	part	NOUN
cblr-13856	93	2	ii	ii	PROPN
cblr-13856	93	3	of	of	ADP
cblr-13856	93	4	this	this	DET
cblr-13856	93	5	note	note	NOUN
cblr-13856	93	6	reviews	review	VERB
cblr-13856	93	7	the	the	DET
cblr-13856	93	8	legal	legal	ADJ
cblr-13856	93	9	developments	development	NOUN
cblr-13856	93	10	and	and	CCONJ
cblr-13856	93	11	academic	academic	ADJ
cblr-13856	93	12	debate	debate	NOUN
cblr-13856	93	13	concerning	concern	VERB
cblr-13856	93	14	the	the	DET
cblr-13856	93	15	merits	merit	NOUN
cblr-13856	93	16	of	of	ADP
cblr-13856	93	17	shareholder	shareholder	NOUN
cblr-13856	93	18	participation	participation	NOUN
cblr-13856	93	19	in	in	ADP
cblr-13856	93	20	corporate	corporate	ADJ
cblr-13856	93	21	elections	election	NOUN
cblr-13856	93	22	from	from	ADP
cblr-13856	93	23	the	the	DET
cblr-13856	93	24	angle	angle	NOUN
cblr-13856	93	25	of	of	ADP
cblr-13856	93	26	shareholder	shareholder	NOUN
cblr-13856	93	27	access	access	NOUN
cblr-13856	93	28	to	to	ADP
cblr-13856	93	29	corporate	corporate	ADJ
cblr-13856	93	30	proxy	proxy	NOUN
cblr-13856	93	31	materials	material	NOUN
cblr-13856	93	32	.	.	PUNCT
cblr-13856	94	1	part	part	NOUN
cblr-13856	94	2	iii	iii	NUM
cblr-13856	94	3	traces	trace	VERB
cblr-13856	94	4	the	the	DET
cblr-13856	94	5	development	development	NOUN
cblr-13856	94	6	and	and	CCONJ
cblr-13856	94	7	use	use	NOUN
cblr-13856	94	8	of	of	ADP
cblr-13856	94	9	electronic	electronic	ADJ
cblr-13856	94	10	shareholder	shareholder	NOUN
cblr-13856	94	11	1112	1112	NUM
cblr-13856	95	1	[	[	X
cblr-13856	95	2	vol	vol	NOUN
cblr-13856	95	3	.	.	NOUN
cblr-13856	95	4	2008	2008	NUM