id	sid	tid	token	lemma	pos
cblr-14234	1	1	3	3	X
cblr-14234	1	2	.	.	X
cblr-14234	1	3	blasie	blasie	PROPN
cblr-14234	1	4	duty	duty	PROPN
cblr-14234	1	5	to	to	PART
cblr-14234	1	6	make	make	VERB
cblr-14234	1	7	contracts	contract	NOUN
cblr-14234	1	8	understandable	understandable	ADJ
cblr-14234	1	9	(	(	PUNCT
cblr-14234	1	10	print	print	NOUN
cblr-14234	1	11	)	)	PUNCT
cblr-14234	1	12	article	article	NOUN
cblr-14234	1	13	the	the	DET
cblr-14234	1	14	duty	duty	NOUN
cblr-14234	1	15	to	to	PART
cblr-14234	1	16	make	make	VERB
cblr-14234	1	17	contracts	contract	NOUN
cblr-14234	1	18	understandable	understandable	ADJ
cblr-14234	1	19	michael	michael	PROPN
cblr-14234	1	20	a.	a.	PROPN
cblr-14234	1	21	blasie	blasie	PROPN
cblr-14234	1	22	*	*	PUNCT
cblr-14234	2	1	so	so	ADV
cblr-14234	2	2	what	what	PRON
cblr-14234	2	3	if	if	SCONJ
cblr-14234	2	4	consumers	consumer	NOUN
cblr-14234	2	5	ca	can	AUX
cblr-14234	2	6	n’t	not	PART
cblr-14234	2	7	understand	understand	VERB
cblr-14234	2	8	contracts	contract	NOUN
cblr-14234	2	9	?	?	PUNCT
cblr-14234	3	1	they	they	PRON
cblr-14234	3	2	do	do	AUX
cblr-14234	3	3	n’t	not	PART
cblr-14234	3	4	read	read	VERB
cblr-14234	3	5	contracts	contract	NOUN
cblr-14234	3	6	.	.	PUNCT
cblr-14234	4	1	they	they	PRON
cblr-14234	4	2	ca	can	AUX
cblr-14234	4	3	n’t	not	PART
cblr-14234	4	4	negotiate	negotiate	VERB
cblr-14234	4	5	contracts	contract	NOUN
cblr-14234	4	6	.	.	PUNCT
cblr-14234	5	1	all	all	DET
cblr-14234	5	2	their	their	PRON
cblr-14234	5	3	contracts	contract	NOUN
cblr-14234	5	4	have	have	VERB
cblr-14234	5	5	the	the	DET
cblr-14234	5	6	same	same	ADJ
cblr-14234	5	7	unfair	unfair	ADJ
cblr-14234	5	8	terms	term	NOUN
cblr-14234	5	9	.	.	PUNCT
cblr-14234	6	1	and	and	CCONJ
cblr-14234	6	2	nowadays	nowadays	ADV
cblr-14234	6	3	businesses	business	NOUN
cblr-14234	6	4	use	use	VERB
cblr-14234	6	5	algorithms	algorithm	NOUN
cblr-14234	6	6	,	,	PUNCT
cblr-14234	6	7	artificial	artificial	ADJ
cblr-14234	6	8	intelligence	intelligence	NOUN
cblr-14234	6	9	,	,	PUNCT
cblr-14234	6	10	and	and	CCONJ
cblr-14234	6	11	social	social	ADJ
cblr-14234	6	12	scientists	scientist	NOUN
cblr-14234	6	13	to	to	PART
cblr-14234	6	14	craft	craft	VERB
cblr-14234	6	15	individualized	individualized	ADJ
cblr-14234	6	16	contracts	contract	NOUN
cblr-14234	6	17	that	that	PRON
cblr-14234	6	18	hack	hack	VERB
cblr-14234	6	19	consumer	consumer	NOUN
cblr-14234	6	20	’s	’s	PART
cblr-14234	6	21	minds	mind	NOUN
cblr-14234	6	22	.	.	PUNCT
cblr-14234	7	1	choice	choice	NOUN
cblr-14234	7	2	is	be	AUX
cblr-14234	7	3	an	an	DET
cblr-14234	7	4	illusion	illusion	NOUN
cblr-14234	7	5	.	.	PUNCT
cblr-14234	8	1	consumer	consumer	NOUN
cblr-14234	8	2	understanding	understanding	NOUN
cblr-14234	8	3	is	be	AUX
cblr-14234	8	4	a	a	DET
cblr-14234	8	5	pipedream	pipedream	NOUN
cblr-14234	8	6	.	.	PUNCT
cblr-14234	9	1	even	even	ADV
cblr-14234	9	2	so	so	ADV
cblr-14234	9	3	,	,	PUNCT
cblr-14234	9	4	contracts	contract	NOUN
cblr-14234	9	5	should	should	AUX
cblr-14234	9	6	still	still	ADV
cblr-14234	9	7	be	be	AUX
cblr-14234	9	8	understandable	understandable	ADJ
cblr-14234	9	9	.	.	PUNCT
cblr-14234	10	1	the	the	DET
cblr-14234	10	2	opportunity	opportunity	NOUN
cblr-14234	10	3	to	to	PART
cblr-14234	10	4	understand	understand	VERB
cblr-14234	10	5	a	a	DET
cblr-14234	10	6	contract	contract	NOUN
cblr-14234	10	7	is	be	AUX
cblr-14234	10	8	essential	essential	ADJ
cblr-14234	10	9	to	to	PART
cblr-14234	10	10	contract	contract	VERB
cblr-14234	10	11	formation	formation	NOUN
cblr-14234	10	12	’s	’s	PART
cblr-14234	10	13	integrity	integrity	NOUN
cblr-14234	10	14	.	.	PUNCT
cblr-14234	11	1	while	while	SCONJ
cblr-14234	11	2	much	much	ADJ
cblr-14234	11	3	contract	contract	NOUN
cblr-14234	11	4	literature	literature	NOUN
cblr-14234	11	5	focuses	focus	VERB
cblr-14234	11	6	on	on	ADP
cblr-14234	11	7	how	how	SCONJ
cblr-14234	11	8	nonnegotiable	nonnegotiable	ADJ
cblr-14234	11	9	contracts	contract	NOUN
cblr-14234	11	10	cause	cause	VERB
cblr-14234	11	11	consumers	consumer	NOUN
cblr-14234	11	12	to	to	PART
cblr-14234	11	13	make	make	VERB
cblr-14234	11	14	bad	bad	ADJ
cblr-14234	11	15	deals	deal	NOUN
cblr-14234	11	16	,	,	PUNCT
cblr-14234	11	17	this	this	DET
cblr-14234	11	18	article	article	NOUN
cblr-14234	11	19	challenges	challenge	VERB
cblr-14234	11	20	the	the	DET
cblr-14234	11	21	concession	concession	NOUN
cblr-14234	11	22	that	that	SCONJ
cblr-14234	11	23	a	a	DET
cblr-14234	11	24	deal	deal	NOUN
cblr-14234	11	25	has	have	AUX
cblr-14234	11	26	been	be	AUX
cblr-14234	11	27	made	make	VERB
cblr-14234	11	28	.	.	PUNCT
cblr-14234	12	1	contract	contract	NOUN
cblr-14234	12	2	formation	formation	NOUN
cblr-14234	12	3	requires	require	VERB
cblr-14234	12	4	consumers	consumer	NOUN
cblr-14234	12	5	have	have	VERB
cblr-14234	12	6	an	an	DET
cblr-14234	12	7	opportunity	opportunity	NOUN
cblr-14234	12	8	to	to	PART
cblr-14234	12	9	read	read	VERB
cblr-14234	12	10	the	the	DET
cblr-14234	12	11	contract	contract	NOUN
cblr-14234	12	12	,	,	PUNCT
cblr-14234	12	13	which	which	PRON
cblr-14234	12	14	in	in	ADP
cblr-14234	12	15	turn	turn	NOUN
cblr-14234	12	16	requires	require	VERB
cblr-14234	12	17	consumers	consumer	NOUN
cblr-14234	12	18	have	have	VERB
cblr-14234	12	19	an	an	DET
cblr-14234	12	20	opportunity	opportunity	NOUN
cblr-14234	12	21	to	to	PART
cblr-14234	12	22	understand	understand	VERB
cblr-14234	12	23	what	what	PRON
cblr-14234	12	24	they	they	PRON
cblr-14234	12	25	read	read	VERB
cblr-14234	12	26	.	.	PUNCT
cblr-14234	13	1	even	even	ADV
cblr-14234	13	2	if	if	SCONJ
cblr-14234	13	3	consumers	consumer	NOUN
cblr-14234	13	4	do	do	AUX
cblr-14234	13	5	not	not	PART
cblr-14234	13	6	exercise	exercise	VERB
cblr-14234	13	7	this	this	DET
cblr-14234	13	8	opportunity	opportunity	NOUN
cblr-14234	13	9	,	,	PUNCT
cblr-14234	13	10	and	and	CCONJ
cblr-14234	13	11	even	even	ADV
cblr-14234	13	12	if	if	SCONJ
cblr-14234	13	13	exercising	exercise	VERB
cblr-14234	13	14	that	that	SCONJ
cblr-14234	13	15	opportunity	opportunity	NOUN
cblr-14234	13	16	only	only	ADV
cblr-14234	13	17	reveals	reveal	VERB
cblr-14234	13	18	how	how	SCONJ
cblr-14234	13	19	unfair	unfair	ADJ
cblr-14234	13	20	the	the	DET
cblr-14234	13	21	contract	contract	NOUN
cblr-14234	13	22	is	be	AUX
cblr-14234	13	23	,	,	PUNCT
cblr-14234	13	24	this	this	DET
cblr-14234	13	25	opportunity	opportunity	NOUN
cblr-14234	13	26	must	must	AUX
cblr-14234	13	27	exist	exist	VERB
cblr-14234	13	28	.	.	PUNCT
cblr-14234	14	1	the	the	DET
cblr-14234	14	2	article	article	NOUN
cblr-14234	14	3	proposes	propose	VERB
cblr-14234	14	4	that	that	SCONJ
cblr-14234	14	5	the	the	DET
cblr-14234	14	6	uniform	uniform	PROPN
cblr-14234	14	7	law	law	PROPN
cblr-14234	14	8	commission	commission	NOUN
cblr-14234	14	9	pass	pass	VERB
cblr-14234	14	10	a	a	DET
cblr-14234	14	11	statute	statute	NOUN
cblr-14234	14	12	requiring	require	VERB
cblr-14234	14	13	consumer	consumer	NOUN
cblr-14234	14	14	contracts	contract	NOUN
cblr-14234	14	15	to	to	PART
cblr-14234	14	16	be	be	AUX
cblr-14234	14	17	understandable	understandable	ADJ
cblr-14234	14	18	to	to	ADP
cblr-14234	14	19	the	the	DET
cblr-14234	14	20	average	average	ADJ
cblr-14234	14	21	intended	intend	VERB
cblr-14234	14	22	consumer	consumer	NOUN
cblr-14234	14	23	.	.	PUNCT
cblr-14234	15	1	such	such	DET
cblr-14234	15	2	a	a	DET
cblr-14234	15	3	law	law	NOUN
cblr-14234	15	4	benefits	benefit	VERB
cblr-14234	15	5	sellers	seller	NOUN
cblr-14234	15	6	and	and	CCONJ
cblr-14234	15	7	consumers	consumer	NOUN
cblr-14234	15	8	alike	alike	ADV
cblr-14234	15	9	,	,	PUNCT
cblr-14234	15	10	removes	remove	VERB
cblr-14234	15	11	the	the	DET
cblr-14234	15	12	biggest	big	ADJ
cblr-14234	15	13	and	and	CCONJ
cblr-14234	15	14	oldest	old	ADJ
cblr-14234	15	15	impediment	impediment	ADJ
cblr-14234	15	16	*	*	PUNCT
cblr-14234	15	17	michael	michael	PROPN
cblr-14234	15	18	blasie	blasie	PROPN
cblr-14234	15	19	is	be	AUX
cblr-14234	15	20	dean	dean	NOUN
cblr-14234	15	21	of	of	ADP
cblr-14234	15	22	and	and	CCONJ
cblr-14234	15	23	professor	professor	NOUN
cblr-14234	15	24	of	of	ADP
cblr-14234	15	25	law	law	NOUN
cblr-14234	15	26	at	at	ADP
cblr-14234	15	27	kimep	kimep	PROPN
cblr-14234	15	28	university	university	PROPN
cblr-14234	15	29	school	school	NOUN
cblr-14234	15	30	of	of	ADP
cblr-14234	15	31	law	law	NOUN
cblr-14234	15	32	,	,	PUNCT
cblr-14234	15	33	and	and	CCONJ
cblr-14234	15	34	an	an	DET
cblr-14234	15	35	associate	associate	ADJ
cblr-14234	15	36	professor	professor	NOUN
cblr-14234	15	37	of	of	ADP
cblr-14234	15	38	law	law	NOUN
cblr-14234	15	39	at	at	ADP
cblr-14234	15	40	seattle	seattle	PROPN
cblr-14234	15	41	university	university	PROPN
cblr-14234	15	42	school	school	NOUN
cblr-14234	15	43	of	of	ADP
cblr-14234	15	44	law	law	NOUN
cblr-14234	15	45	.	.	PUNCT
cblr-14234	16	1	thank	thank	VERB
cblr-14234	16	2	you	you	PRON
cblr-14234	16	3	to	to	ADP
cblr-14234	16	4	attendees	attendee	NOUN
cblr-14234	16	5	at	at	ADP
cblr-14234	16	6	the	the	DET
cblr-14234	16	7	2023	2023	NUM
cblr-14234	16	8	international	international	ADJ
cblr-14234	16	9	conference	conference	NOUN
cblr-14234	16	10	on	on	ADP
cblr-14234	16	11	contracts	contract	NOUN
cblr-14234	16	12	,	,	PUNCT
cblr-14234	16	13	the	the	DET
cblr-14234	16	14	faculty	faculty	NOUN
cblr-14234	16	15	at	at	ADP
cblr-14234	16	16	a	a	DET
cblr-14234	16	17	visiting	visit	VERB
cblr-14234	16	18	scholar	scholar	NOUN
cblr-14234	16	19	lecture	lecture	NOUN
cblr-14234	16	20	at	at	ADP
cblr-14234	16	21	the	the	DET
cblr-14234	16	22	university	university	PROPN
cblr-14234	16	23	of	of	ADP
cblr-14234	16	24	oklahoma	oklahoma	PROPN
cblr-14234	16	25	college	college	PROPN
cblr-14234	16	26	of	of	ADP
cblr-14234	16	27	law	law	PROPN
cblr-14234	16	28	,	,	PUNCT
cblr-14234	16	29	jeremy	jeremy	PROPN
cblr-14234	16	30	telman	telman	PROPN
cblr-14234	16	31	,	,	PUNCT
cblr-14234	16	32	dane	dane	PROPN
cblr-14234	16	33	thorley	thorley	PROPN
cblr-14234	16	34	,	,	PUNCT
cblr-14234	16	35	brook	brook	PROPN
cblr-14234	16	36	gotberg	gotberg	PROPN
cblr-14234	16	37	,	,	PUNCT
cblr-14234	16	38	mohammad	mohammad	PROPN
cblr-14234	16	39	mamnoon	mamnoon	PROPN
cblr-14234	16	40	,	,	PUNCT
cblr-14234	16	41	helena	helena	PROPN
cblr-14234	16	42	haapio	haapio	PROPN
cblr-14234	16	43	,	,	PUNCT
cblr-14234	16	44	jessica	jessica	PROPN
cblr-14234	16	45	lee	lee	PROPN
cblr-14234	16	46	,	,	PUNCT
cblr-14234	16	47	and	and	CCONJ
cblr-14234	16	48	the	the	DET
cblr-14234	16	49	staff	staff	NOUN
cblr-14234	16	50	of	of	ADP
cblr-14234	16	51	the	the	DET
cblr-14234	16	52	columbia	columbia	PROPN
cblr-14234	16	53	business	business	PROPN
cblr-14234	16	54	law	law	PROPN
cblr-14234	16	55	review	review	NOUN
cblr-14234	16	56	for	for	ADP
cblr-14234	16	57	helpful	helpful	ADJ
cblr-14234	16	58	suggestions	suggestion	NOUN
cblr-14234	16	59	.	.	PUNCT
cblr-14234	17	1	464	464	NUM
cblr-14234	17	2	columbia	columbia	PROPN
cblr-14234	17	3	business	business	NOUN
cblr-14234	17	4	law	law	PROPN
cblr-14234	17	5	review	review	NOUN
cblr-14234	17	6	[	[	X
cblr-14234	17	7	vol	vol	NOUN
cblr-14234	17	8	.	.	NOUN
cblr-14234	17	9	2024	2024	NUM
cblr-14234	17	10	to	to	PART
cblr-14234	17	11	contract	contract	VERB
cblr-14234	17	12	innovation	innovation	NOUN
cblr-14234	17	13	(	(	PUNCT
cblr-14234	17	14	lawyers	lawyer	NOUN
cblr-14234	17	15	)	)	PUNCT
cblr-14234	17	16	,	,	PUNCT
cblr-14234	17	17	incentivizes	incentivize	VERB
cblr-14234	17	18	using	use	VERB
cblr-14234	17	19	machines	machine	NOUN
cblr-14234	17	20	and	and	CCONJ
cblr-14234	17	21	science	science	NOUN
cblr-14234	17	22	to	to	PART
cblr-14234	17	23	improve	improve	VERB
cblr-14234	17	24	contracts	contract	NOUN
cblr-14234	17	25	,	,	PUNCT
cblr-14234	17	26	and	and	CCONJ
cblr-14234	17	27	might	might	AUX
cblr-14234	17	28	just	just	ADV
cblr-14234	17	29	save	save	VERB
cblr-14234	17	30	transactional	transactional	ADJ
cblr-14234	17	31	lawyers	lawyer	NOUN
cblr-14234	17	32	from	from	ADP
cblr-14234	17	33	having	have	VERB
cblr-14234	17	34	their	their	PRON
cblr-14234	17	35	jobs	job	NOUN
cblr-14234	17	36	poached	poach	VERB
cblr-14234	17	37	by	by	ADP
cblr-14234	17	38	technology	technology	NOUN
cblr-14234	17	39	.	.	PUNCT
cblr-14234	18	1	introduction	introduction	NOUN
cblr-14234	18	2	..........................................................................	..........................................................................	PUNCT
cblr-14234	18	3	465	465	NUM
cblr-14234	18	4	i.	i.	NOUN
cblr-14234	18	5	why	why	SCONJ
cblr-14234	18	6	consumer	consumer	NOUN
cblr-14234	18	7	understanding	understanding	NOUN
cblr-14234	18	8	matters	matter	VERB
cblr-14234	18	9	to	to	PART
cblr-14234	18	10	contract	contract	NOUN
cblr-14234	18	11	law	law	NOUN
cblr-14234	18	12	.....................................................................................	.....................................................................................	PUNCT
cblr-14234	18	13	468	468	NUM
cblr-14234	18	14	ii	ii	NOUN
cblr-14234	18	15	.	.	PUNCT
cblr-14234	19	1	the	the	DET
cblr-14234	19	2	urgent	urgent	ADJ
cblr-14234	19	3	need	need	NOUN
cblr-14234	19	4	for	for	SCONJ
cblr-14234	19	5	contract	contract	NOUN
cblr-14234	19	6	law	law	NOUN
cblr-14234	19	7	to	to	PART
cblr-14234	19	8	evolve	evolve	VERB
cblr-14234	19	9	..............	..............	PUNCT
cblr-14234	19	10	474	474	NUM
cblr-14234	19	11	a.	a.	NOUN
cblr-14234	19	12	the	the	DET
cblr-14234	19	13	consumer	consumer	NOUN
cblr-14234	19	14	contracts	contract	NOUN
cblr-14234	19	15	trifecta	trifecta	NOUN
cblr-14234	19	16	:	:	PUNCT
cblr-14234	19	17	contracts	contract	NOUN
cblr-14234	19	18	of	of	ADP
cblr-14234	19	19	adhesion	adhesion	NOUN
cblr-14234	19	20	,	,	PUNCT
cblr-14234	19	21	volume	volume	NOUN
cblr-14234	19	22	,	,	PUNCT
cblr-14234	19	23	and	and	CCONJ
cblr-14234	19	24	contract	contract	NOUN
cblr-14234	19	25	design	design	NOUN
cblr-14234	19	26	...............	...............	PUNCT
cblr-14234	19	27	474	474	NUM
cblr-14234	19	28	b.	b.	NOUN
cblr-14234	19	29	leveraging	leverage	VERB
cblr-14234	19	30	technology	technology	NOUN
cblr-14234	19	31	and	and	CCONJ
cblr-14234	19	32	data	datum	NOUN
cblr-14234	19	33	against	against	ADP
cblr-14234	19	34	consumers	consumer	NOUN
cblr-14234	19	35	..................................................................................	..................................................................................	PUNCT
cblr-14234	20	1	481	481	NUM
cblr-14234	20	2	c.	c.	PROPN
cblr-14234	20	3	hope	hope	PROPN
cblr-14234	20	4	for	for	ADP
cblr-14234	20	5	the	the	DET
cblr-14234	20	6	future	future	NOUN
cblr-14234	20	7	.................................................	.................................................	PUNCT
cblr-14234	20	8	486	486	NUM
cblr-14234	20	9	iii	iii	NOUN
cblr-14234	20	10	.	.	PUNCT
cblr-14234	20	11	attempts	attempt	VERB
cblr-14234	20	12	to	to	PART
cblr-14234	20	13	improve	improve	VERB
cblr-14234	20	14	the	the	DET
cblr-14234	20	15	understandability	understandability	NOUN
cblr-14234	20	16	of	of	ADP
cblr-14234	20	17	consumer	consumer	NOUN
cblr-14234	20	18	contracts	contract	NOUN
cblr-14234	20	19	.....................................................................	.....................................................................	PUNCT
cblr-14234	20	20	487	487	NUM
cblr-14234	20	21	a.	a.	NOUN
cblr-14234	20	22	statutory	statutory	ADJ
cblr-14234	20	23	and	and	CCONJ
cblr-14234	20	24	regulatory	regulatory	ADJ
cblr-14234	20	25	solutions	solution	NOUN
cblr-14234	20	26	.......................	.......................	PUNCT
cblr-14234	20	27	487	487	NUM
cblr-14234	20	28	1	1	NUM
cblr-14234	20	29	.	.	PUNCT
cblr-14234	20	30	plain	plain	ADJ
cblr-14234	20	31	language	language	NOUN
cblr-14234	20	32	laws	law	NOUN
cblr-14234	20	33	..........................................	..........................................	PUNCT
cblr-14234	21	1	488	488	NUM
cblr-14234	21	2	2	2	NUM
cblr-14234	21	3	.	.	PUNCT
cblr-14234	22	1	the	the	DET
cblr-14234	22	2	limitation	limitation	NOUN
cblr-14234	22	3	of	of	ADP
cblr-14234	22	4	plain	plain	ADJ
cblr-14234	22	5	language	language	NOUN
cblr-14234	22	6	laws	law	NOUN
cblr-14234	22	7	............	............	PUNCT
cblr-14234	22	8	494	494	NUM
cblr-14234	22	9	b.	b.	PROPN
cblr-14234	22	10	common	common	ADJ
cblr-14234	22	11	law	law	NOUN
cblr-14234	22	12	solutions	solution	NOUN
cblr-14234	22	13	..........................................	..........................................	PUNCT
cblr-14234	22	14	498	498	NUM
cblr-14234	22	15	1	1	NUM
cblr-14234	22	16	.	.	PUNCT
cblr-14234	23	1	court	court	NOUN
cblr-14234	23	2	-	-	PUNCT
cblr-14234	23	3	infused	infuse	VERB
cblr-14234	23	4	plain	plain	ADJ
cblr-14234	23	5	language	language	NOUN
cblr-14234	23	6	requirements	requirement	NOUN
cblr-14234	23	7	...	...	PUNCT
cblr-14234	23	8	498	498	NUM
cblr-14234	23	9	2	2	NUM
cblr-14234	23	10	.	.	PUNCT
cblr-14234	23	11	limitations	limitation	NOUN
cblr-14234	23	12	of	of	ADP
cblr-14234	23	13	common	common	ADJ
cblr-14234	23	14	law	law	NOUN
cblr-14234	23	15	solutions	solution	NOUN
cblr-14234	23	16	..............	..............	PUNCT
cblr-14234	23	17	502	502	NUM
cblr-14234	23	18	c.	c.	PROPN
cblr-14234	23	19	scholarly	scholarly	ADJ
cblr-14234	23	20	solutions	solution	NOUN
cblr-14234	23	21	..................................................	..................................................	PUNCT
cblr-14234	23	22	506	506	NUM
cblr-14234	23	23	iv	iv	NOUN
cblr-14234	23	24	.	.	PUNCT
cblr-14234	23	25	proposal	proposal	NOUN
cblr-14234	23	26	:	:	PUNCT
cblr-14234	23	27	a	a	DET
cblr-14234	23	28	duty	duty	NOUN
cblr-14234	23	29	to	to	PART
cblr-14234	23	30	make	make	VERB
cblr-14234	23	31	contracts	contract	NOUN
cblr-14234	23	32	understandable	understandable	ADJ
cblr-14234	23	33	.	.	PUNCT
cblr-14234	24	1	510	510	NUM
cblr-14234	24	2	a.	a.	NOUN
cblr-14234	24	3	the	the	DET
cblr-14234	24	4	duty	duty	NOUN
cblr-14234	24	5	’s	’s	PART
cblr-14234	24	6	components	component	NOUN
cblr-14234	24	7	and	and	CCONJ
cblr-14234	24	8	their	their	PRON
cblr-14234	24	9	justification	justification	NOUN
cblr-14234	24	10	...	...	PUNCT
cblr-14234	25	1	510	510	NUM
cblr-14234	25	2	b.	b.	NOUN
cblr-14234	25	3	the	the	DET
cblr-14234	25	4	duty	duty	NOUN
cblr-14234	25	5	’s	’s	PART
cblr-14234	25	6	benefits	benefit	NOUN
cblr-14234	25	7	.................................................	.................................................	PUNCT
cblr-14234	25	8	516	516	NUM
cblr-14234	25	9	c.	c.	NOUN
cblr-14234	25	10	likely	likely	ADJ
cblr-14234	25	11	opposition	opposition	NOUN
cblr-14234	25	12	and	and	CCONJ
cblr-14234	25	13	responses	response	NOUN
cblr-14234	25	14	...........................	...........................	PUNCT
cblr-14234	25	15	526	526	NUM
cblr-14234	25	16	1	1	NUM
cblr-14234	25	17	.	.	PUNCT
cblr-14234	26	1	the	the	DET
cblr-14234	26	2	pragmatic	pragmatic	ADJ
cblr-14234	26	3	objection	objection	NOUN
cblr-14234	26	4	:	:	PUNCT
cblr-14234	26	5	not	not	PART
cblr-14234	26	6	all	all	DET
cblr-14234	26	7	contracts	contract	NOUN
cblr-14234	26	8	can	can	AUX
cblr-14234	26	9	be	be	AUX
cblr-14234	26	10	made	make	VERB
cblr-14234	26	11	understandable	understandable	ADJ
cblr-14234	26	12	to	to	ADP
cblr-14234	26	13	every	every	DET
cblr-14234	26	14	consumer	consumer	NOUN
cblr-14234	26	15	........	........	PUNCT
cblr-14234	27	1	526	526	NUM
cblr-14234	27	2	2	2	NUM
cblr-14234	27	3	.	.	PUNCT
cblr-14234	28	1	the	the	DET
cblr-14234	28	2	principled	principled	ADJ
cblr-14234	28	3	objection	objection	NOUN
cblr-14234	28	4	:	:	PUNCT
cblr-14234	28	5	the	the	DET
cblr-14234	28	6	average	average	ADJ
cblr-14234	28	7	intended	intended	ADJ
cblr-14234	28	8	consumer	consumer	NOUN
cblr-14234	28	9	’s	’s	PART
cblr-14234	28	10	understanding	understanding	NOUN
cblr-14234	28	11	is	be	AUX
cblr-14234	28	12	irrelevant	irrelevant	ADJ
cblr-14234	28	13	to	to	PART
cblr-14234	28	14	contract	contract	VERB
cblr-14234	28	15	law	law	NOUN
cblr-14234	28	16	and	and	CCONJ
cblr-14234	28	17	is	be	AUX
cblr-14234	28	18	not	not	PART
cblr-14234	28	19	the	the	DET
cblr-14234	28	20	seller	seller	NOUN
cblr-14234	28	21	’s	’s	PART
cblr-14234	28	22	responsibility	responsibility	NOUN
cblr-14234	28	23	...............................................................................	...............................................................................	PUNCT
cblr-14234	29	1	533	533	NUM
cblr-14234	29	2	3	3	X
cblr-14234	29	3	.	.	PUNCT
cblr-14234	30	1	the	the	DET
cblr-14234	30	2	disruption	disruption	NOUN
cblr-14234	30	3	objection	objection	NOUN
cblr-14234	30	4	:	:	PUNCT
cblr-14234	30	5	the	the	DET
cblr-14234	30	6	duty	duty	NOUN
cblr-14234	30	7	will	will	AUX
cblr-14234	30	8	disrupt	disrupt	VERB
cblr-14234	30	9	commerce	commerce	NOUN
cblr-14234	30	10	because	because	SCONJ
cblr-14234	30	11	it	it	PRON
cblr-14234	30	12	makes	make	VERB
cblr-14234	30	13	contract	contract	NOUN
cblr-14234	30	14	law	law	NOUN
cblr-14234	30	15	unpredictable	unpredictable	ADJ
cblr-14234	30	16	.......................................................	.......................................................	PUNCT
cblr-14234	31	1	539	539	NUM
cblr-14234	31	2	4	4	NUM
cblr-14234	31	3	.	.	PUNCT
cblr-14234	32	1	the	the	DET
cblr-14234	32	2	free	free	ADJ
cblr-14234	32	3	market	market	NOUN
cblr-14234	32	4	objection	objection	NOUN
cblr-14234	32	5	:	:	PUNCT
cblr-14234	32	6	the	the	DET
cblr-14234	32	7	free	free	ADJ
cblr-14234	32	8	market	market	NOUN
cblr-14234	32	9	will	will	AUX
cblr-14234	32	10	incentivize	incentivize	VERB
cblr-14234	32	11	lawyers	lawyer	NOUN
cblr-14234	32	12	to	to	PART
cblr-14234	32	13	change	change	VERB
cblr-14234	32	14	without	without	ADP
cblr-14234	32	15	the	the	DET
cblr-14234	32	16	duty	duty	NOUN
cblr-14234	32	17	...............................................................................	...............................................................................	PUNCT
cblr-14234	33	1	546	546	NUM
cblr-14234	33	2	no	no	NOUN
cblr-14234	33	3	.	.	NOUN
cblr-14234	34	1	2	2	NUM
cblr-14234	34	2	]	]	PUNCT
cblr-14234	34	3	the	the	DET
cblr-14234	34	4	duty	duty	NOUN
cblr-14234	34	5	to	to	PART
cblr-14234	34	6	make	make	VERB
cblr-14234	34	7	contracts	contract	NOUN
cblr-14234	34	8	understandable	understandable	ADJ
cblr-14234	34	9	465	465	NUM
cblr-14234	34	10	5	5	NUM
cblr-14234	34	11	.	.	PUNCT
cblr-14234	35	1	the	the	DET
cblr-14234	35	2	unintended	unintended	ADJ
cblr-14234	35	3	consequences	consequence	NOUN
cblr-14234	35	4	objection	objection	NOUN
cblr-14234	35	5	:	:	PUNCT
cblr-14234	35	6	the	the	DET
cblr-14234	35	7	duty	duty	NOUN
cblr-14234	35	8	will	will	AUX
cblr-14234	35	9	actually	actually	ADV
cblr-14234	35	10	harm	harm	VERB
cblr-14234	35	11	consumers	consumer	NOUN
cblr-14234	35	12	.................	.................	PUNCT
cblr-14234	35	13	549	549	NUM
cblr-14234	35	14	conclusion	conclusion	NOUN
cblr-14234	35	15	.............................................................................	.............................................................................	PUNCT
cblr-14234	35	16	552	552	NUM
cblr-14234	35	17	introduction	introduction	NOUN
cblr-14234	35	18	imagine	imagine	VERB
cblr-14234	35	19	a	a	DET
cblr-14234	35	20	world	world	NOUN
cblr-14234	35	21	where	where	SCONJ
cblr-14234	35	22	all	all	DET
cblr-14234	35	23	contract	contract	NOUN
cblr-14234	35	24	terms	term	NOUN
cblr-14234	35	25	are	be	AUX
cblr-14234	35	26	fair	fair	ADJ
cblr-14234	35	27	and	and	CCONJ
cblr-14234	35	28	all	all	DET
cblr-14234	35	29	consumers	consumer	NOUN
cblr-14234	35	30	read	read	VERB
cblr-14234	35	31	every	every	DET
cblr-14234	35	32	term	term	NOUN
cblr-14234	35	33	,	,	PUNCT
cblr-14234	35	34	understand	understand	VERB
cblr-14234	35	35	none	none	NOUN
cblr-14234	35	36	of	of	ADP
cblr-14234	35	37	them	they	PRON
cblr-14234	35	38	,	,	PUNCT
cblr-14234	35	39	yet	yet	ADV
cblr-14234	35	40	enter	enter	VERB
cblr-14234	35	41	the	the	DET
cblr-14234	35	42	contract	contract	NOUN
cblr-14234	35	43	anyway	anyway	ADV
cblr-14234	35	44	.	.	PUNCT
cblr-14234	36	1	should	should	AUX
cblr-14234	36	2	contract	contract	VERB
cblr-14234	36	3	law	law	NOUN
cblr-14234	36	4	have	have	VERB
cblr-14234	36	5	a	a	DET
cblr-14234	36	6	problem	problem	NOUN
cblr-14234	36	7	with	with	ADP
cblr-14234	36	8	this	this	DET
cblr-14234	36	9	scenario	scenario	NOUN
cblr-14234	36	10	?	?	PUNCT
cblr-14234	37	1	this	this	DET
cblr-14234	37	2	article	article	NOUN
cblr-14234	37	3	argues	argue	VERB
cblr-14234	37	4	yes	yes	INTJ
cblr-14234	37	5	.	.	PUNCT
cblr-14234	38	1	typically	typically	ADV
cblr-14234	38	2	,	,	PUNCT
cblr-14234	38	3	lack	lack	NOUN
cblr-14234	38	4	of	of	ADP
cblr-14234	38	5	understanding	understanding	NOUN
cblr-14234	38	6	is	be	AUX
cblr-14234	38	7	not	not	PART
cblr-14234	38	8	seen	see	VERB
cblr-14234	38	9	a	a	DET
cblr-14234	38	10	problem	problem	NOUN
cblr-14234	38	11	,	,	PUNCT
cblr-14234	38	12	but	but	CCONJ
cblr-14234	38	13	rather	rather	ADV
cblr-14234	38	14	a	a	DET
cblr-14234	38	15	cause	cause	NOUN
cblr-14234	38	16	of	of	ADP
cblr-14234	38	17	a	a	DET
cblr-14234	38	18	problem.2	problem.2	NOUN
cblr-14234	38	19	the	the	DET
cblr-14234	38	20	problem	problem	NOUN
cblr-14234	38	21	is	be	AUX
cblr-14234	38	22	usually	usually	ADV
cblr-14234	38	23	seen	see	VERB
cblr-14234	38	24	as	as	ADP
cblr-14234	38	25	unfair	unfair	ADJ
cblr-14234	38	26	contract	contract	NOUN
cblr-14234	38	27	terms.3	terms.3	NOUN
cblr-14234	38	28	to	to	ADP
cblr-14234	38	29	many	many	ADJ
cblr-14234	38	30	,	,	PUNCT
cblr-14234	38	31	lack	lack	NOUN
cblr-14234	38	32	of	of	ADP
cblr-14234	38	33	understanding	understanding	NOUN
cblr-14234	38	34	partly	partly	ADV
cblr-14234	38	35	causes	cause	VERB
cblr-14234	38	36	those	those	DET
cblr-14234	38	37	unfair	unfair	ADJ
cblr-14234	38	38	terms	term	NOUN
cblr-14234	38	39	.	.	PUNCT
cblr-14234	39	1	even	even	ADV
cblr-14234	39	2	free	free	ADJ
cblr-14234	39	3	marketeers	marketeer	NOUN
cblr-14234	39	4	who	who	PRON
cblr-14234	39	5	advocate	advocate	VERB
cblr-14234	39	6	that	that	SCONJ
cblr-14234	39	7	consumer	consumer	NOUN
cblr-14234	39	8	watchdogs	watchdog	NOUN
cblr-14234	39	9	,	,	PUNCT
cblr-14234	39	10	informed	informed	ADJ
cblr-14234	39	11	minorities	minority	NOUN
cblr-14234	39	12	,	,	PUNCT
cblr-14234	39	13	competition	competition	NOUN
cblr-14234	39	14	,	,	PUNCT
cblr-14234	39	15	and	and	CCONJ
cblr-14234	39	16	reputational	reputational	ADJ
cblr-14234	39	17	consequences	consequence	NOUN
cblr-14234	39	18	will	will	AUX
cblr-14234	39	19	protect	protect	VERB
cblr-14234	39	20	consumers	consumer	NOUN
cblr-14234	39	21	against	against	ADP
cblr-14234	39	22	one	one	NUM
cblr-14234	39	23	-	-	PUNCT
cblr-14234	39	24	sided	side	VERB
cblr-14234	39	25	terms	term	NOUN
cblr-14234	39	26	rely	rely	VERB
cblr-14234	39	27	on	on	ADP
cblr-14234	39	28	at	at	ADP
cblr-14234	39	29	least	least	ADJ
cblr-14234	39	30	some	some	PRON
cblr-14234	39	31	consumers	consumer	NOUN
cblr-14234	39	32	reading	read	VERB
cblr-14234	39	33	and	and	CCONJ
cblr-14234	39	34	understanding	understand	VERB
cblr-14234	39	35	those	those	DET
cblr-14234	39	36	terms.4	terms.4	PROPN
cblr-14234	39	37	those	those	DET
cblr-14234	39	38	2	2	NUM
cblr-14234	39	39	see	see	VERB
cblr-14234	39	40	,	,	PUNCT
cblr-14234	39	41	e.g.	e.g.	ADV
cblr-14234	39	42	,	,	PUNCT
cblr-14234	39	43	restatement	restatement	NOUN
cblr-14234	39	44	of	of	ADP
cblr-14234	39	45	the	the	DET
cblr-14234	39	46	law	law	NOUN
cblr-14234	39	47	:	:	PUNCT
cblr-14234	39	48	consumer	consumer	NOUN
cblr-14234	39	49	contracts	contract	NOUN
cblr-14234	39	50	intro	intro	NOUN
cblr-14234	39	51	(	(	PUNCT
cblr-14234	39	52	am	be	AUX
cblr-14234	39	53	.	.	PUNCT
cblr-14234	39	54	l.	l.	PROPN
cblr-14234	39	55	inst	inst	PROPN
cblr-14234	39	56	.	.	PROPN
cblr-14234	39	57	,	,	PUNCT
cblr-14234	39	58	tentative	tentative	ADJ
cblr-14234	39	59	draft	draft	NOUN
cblr-14234	39	60	no	no	NOUN
cblr-14234	39	61	.	.	NOUN
cblr-14234	39	62	2	2	NUM
cblr-14234	39	63	,	,	PUNCT
cblr-14234	39	64	2022	2022	NUM
cblr-14234	39	65	)	)	PUNCT
cblr-14234	39	66	.	.	PUNCT
cblr-14234	40	1	3	3	NUM
cblr-14234	40	2	see	see	VERB
cblr-14234	40	3	generally	generally	ADV
cblr-14234	40	4	jeffrey	jeffrey	PROPN
cblr-14234	40	5	w.	w.	PROPN
cblr-14234	40	6	stempel	stempel	PROPN
cblr-14234	40	7	,	,	PUNCT
cblr-14234	40	8	how	how	SCONJ
cblr-14234	40	9	to	to	PART
cblr-14234	40	10	make	make	VERB
cblr-14234	40	11	a	a	DET
cblr-14234	40	12	dead	dead	ADJ
cblr-14234	40	13	armadillo	armadillo	NOUN
cblr-14234	40	14	:	:	PUNCT
cblr-14234	40	15	consumer	consumer	NOUN
cblr-14234	40	16	contracts	contract	NOUN
cblr-14234	40	17	and	and	CCONJ
cblr-14234	40	18	the	the	DET
cblr-14234	40	19	perils	peril	NOUN
cblr-14234	40	20	of	of	ADP
cblr-14234	40	21	compromise	compromise	NOUN
cblr-14234	40	22	,	,	PUNCT
cblr-14234	40	23	32	32	NUM
cblr-14234	40	24	loy	loy	PROPN
cblr-14234	40	25	.	.	PUNCT
cblr-14234	41	1	consumer	consumer	PROPN
cblr-14234	41	2	l.	l.	PROPN
cblr-14234	41	3	rev	rev	PROPN
cblr-14234	41	4	.	.	PROPN
cblr-14234	41	5	605	605	NUM
cblr-14234	41	6	,	,	PUNCT
cblr-14234	41	7	620–21	620–21	NUM
cblr-14234	41	8	(	(	PUNCT
cblr-14234	41	9	2020	2020	NUM
cblr-14234	41	10	)	)	PUNCT
cblr-14234	41	11	(	(	PUNCT
cblr-14234	41	12	“	"	PUNCT
cblr-14234	41	13	[	[	X
cblr-14234	41	14	w]hile	w]hile	ADP
cblr-14234	41	15	acknowledging	acknowledge	VERB
cblr-14234	41	16	at	at	ADP
cblr-14234	41	17	length	length	NOUN
cblr-14234	41	18	that	that	PRON
cblr-14234	41	19	consumers	consumer	NOUN
cblr-14234	41	20	generally	generally	ADV
cblr-14234	41	21	do	do	AUX
cblr-14234	41	22	not	not	PART
cblr-14234	41	23	read	read	VERB
cblr-14234	41	24	,	,	PUNCT
cblr-14234	41	25	do	do	AUX
cblr-14234	41	26	not	not	PART
cblr-14234	41	27	understand	understand	VERB
cblr-14234	41	28	,	,	PUNCT
cblr-14234	41	29	and	and	CCONJ
cblr-14234	41	30	can	can	AUX
cblr-14234	41	31	not	not	PART
cblr-14234	41	32	shape	shape	VERB
cblr-14234	41	33	the	the	DET
cblr-14234	41	34	terms	term	NOUN
cblr-14234	41	35	of	of	ADP
cblr-14234	41	36	standard	standard	ADJ
cblr-14234	41	37	form	form	NOUN
cblr-14234	41	38	texts	text	NOUN
cblr-14234	41	39	,	,	PUNCT
cblr-14234	41	40	”	"	PUNCT
cblr-14234	41	41	the	the	DET
cblr-14234	41	42	restatement	restatement	NOUN
cblr-14234	41	43	of	of	ADP
cblr-14234	41	44	consumer	consumer	NOUN
cblr-14234	41	45	contracts	contract	NOUN
cblr-14234	41	46	’	'	PUNCT
cblr-14234	41	47	“	"	PUNCT
cblr-14234	41	48	primary	primary	ADJ
cblr-14234	41	49	protection	protection	NOUN
cblr-14234	41	50	of	of	ADP
cblr-14234	41	51	consumers	consumer	NOUN
cblr-14234	41	52	would	would	AUX
cblr-14234	41	53	be	be	AUX
cblr-14234	41	54	through	through	ADP
cblr-14234	41	55	endorsement	endorsement	NOUN
cblr-14234	41	56	of	of	ADP
cblr-14234	41	57	judicial	judicial	ADJ
cblr-14234	41	58	policing	policing	NOUN
cblr-14234	41	59	of	of	ADP
cblr-14234	41	60	terms	term	NOUN
cblr-14234	41	61	”	"	PUNCT
cblr-14234	41	62	)	)	PUNCT
cblr-14234	41	63	.	.	PUNCT
cblr-14234	42	1	4	4	NUM
cblr-14234	42	2	ian	ian	PROPN
cblr-14234	42	3	ayres	ayres	PROPN
cblr-14234	42	4	&	&	CCONJ
cblr-14234	42	5	alan	alan	PROPN
cblr-14234	42	6	schwartz	schwartz	PROPN
cblr-14234	42	7	,	,	PUNCT
cblr-14234	42	8	the	the	DET
cblr-14234	42	9	no	no	ADV
cblr-14234	42	10	-	-	PUNCT
cblr-14234	42	11	reading	read	VERB
cblr-14234	42	12	problem	problem	NOUN
cblr-14234	42	13	in	in	ADP
cblr-14234	42	14	consumer	consumer	NOUN
cblr-14234	42	15	contract	contract	NOUN
cblr-14234	42	16	law	law	NOUN
cblr-14234	42	17	,	,	PUNCT
cblr-14234	42	18	66	66	NUM
cblr-14234	42	19	stan	stan	PROPN
cblr-14234	42	20	.	.	PUNCT
cblr-14234	43	1	l.	l.	PROPN
cblr-14234	43	2	rev	rev	PROPN
cblr-14234	43	3	.	.	PROPN
cblr-14234	43	4	545	545	NUM
cblr-14234	43	5	,	,	PUNCT
cblr-14234	43	6	547	547	NUM
cblr-14234	43	7	(	(	PUNCT
cblr-14234	43	8	2014	2014	NUM
cblr-14234	43	9	)	)	PUNCT
cblr-14234	43	10	(	(	PUNCT
cblr-14234	43	11	arguing	argue	VERB
cblr-14234	43	12	that	that	SCONJ
cblr-14234	43	13	if	if	SCONJ
cblr-14234	43	14	consumers	consumer	NOUN
cblr-14234	43	15	can	can	AUX
cblr-14234	43	16	not	not	PART
cblr-14234	43	17	understand	understand	VERB
cblr-14234	43	18	contract	contract	NOUN
cblr-14234	43	19	terms	term	NOUN
cblr-14234	43	20	,	,	PUNCT
cblr-14234	43	21	then	then	ADV
cblr-14234	43	22	there	there	PRON
cblr-14234	43	23	is	be	VERB
cblr-14234	43	24	no	no	DET
cblr-14234	43	25	market	market	NOUN
cblr-14234	43	26	pressure	pressure	NOUN
cblr-14234	43	27	for	for	ADP
cblr-14234	43	28	sellers	seller	NOUN
cblr-14234	43	29	to	to	PART
cblr-14234	43	30	improve	improve	VERB
cblr-14234	43	31	terms	term	NOUN
cblr-14234	43	32	because	because	SCONJ
cblr-14234	43	33	consumers	consumer	NOUN
cblr-14234	43	34	can	can	AUX
cblr-14234	43	35	not	not	PART
cblr-14234	43	36	comparison	comparison	VERB
cblr-14234	43	37	shop	shop	NOUN
cblr-14234	43	38	terms	term	NOUN
cblr-14234	43	39	they	they	PRON
cblr-14234	43	40	do	do	AUX
cblr-14234	43	41	not	not	PART
cblr-14234	43	42	understand	understand	VERB
cblr-14234	43	43	)	)	PUNCT
cblr-14234	43	44	;	;	PUNCT
cblr-14234	43	45	uri	uri	PROPN
cblr-14234	43	46	benoliel	benoliel	PROPN
cblr-14234	43	47	&	&	CCONJ
cblr-14234	43	48	shmuel	shmuel	PROPN
cblr-14234	43	49	i.	i.	PROPN
cblr-14234	43	50	becher	becher	PROPN
cblr-14234	43	51	,	,	PUNCT
cblr-14234	43	52	the	the	DET
cblr-14234	43	53	duty	duty	NOUN
cblr-14234	43	54	to	to	PART
cblr-14234	43	55	read	read	VERB
cblr-14234	43	56	the	the	DET
cblr-14234	43	57	unreadable	unreadable	ADJ
cblr-14234	43	58	,	,	PUNCT
cblr-14234	43	59	60	60	NUM
cblr-14234	43	60	b.c	b.c	PROPN
cblr-14234	43	61	.	.	PROPN
cblr-14234	43	62	l.	l.	PROPN
cblr-14234	43	63	rev	rev	PROPN
cblr-14234	43	64	.	.	PROPN
cblr-14234	43	65	2255	2255	NUM
cblr-14234	43	66	,	,	PUNCT
cblr-14234	43	67	2259–62	2259–62	NUM
cblr-14234	43	68	,	,	PUNCT
cblr-14234	43	69	2283	2283	NUM
cblr-14234	43	70	,	,	PUNCT
cblr-14234	43	71	2290	2290	NUM
cblr-14234	43	72	(	(	PUNCT
cblr-14234	43	73	2019	2019	NUM
cblr-14234	43	74	)	)	PUNCT
cblr-14234	43	75	(	(	PUNCT
cblr-14234	43	76	arguing	argue	VERB
cblr-14234	43	77	that	that	SCONJ
cblr-14234	43	78	it	it	PRON
cblr-14234	43	79	is	be	AUX
cblr-14234	43	80	difficult	difficult	ADJ
cblr-14234	43	81	to	to	PART
cblr-14234	43	82	understand	understand	VERB
cblr-14234	43	83	contracts	contract	NOUN
cblr-14234	43	84	impede	impede	VERB
cblr-14234	43	85	consumer	consumer	NOUN
cblr-14234	43	86	organizations	organization	NOUN
cblr-14234	43	87	from	from	ADP
cblr-14234	43	88	comparing	compare	VERB
cblr-14234	43	89	and	and	CCONJ
cblr-14234	43	90	ranking	rank	VERB
cblr-14234	43	91	products	product	NOUN
cblr-14234	43	92	)	)	PUNCT
cblr-14234	43	93	;	;	PUNCT
cblr-14234	43	94	louis	louis	PROPN
cblr-14234	43	95	j.	j.	PROPN
cblr-14234	43	96	hallow	hallow	PROPN
cblr-14234	43	97	,	,	PUNCT
cblr-14234	43	98	iii	iii	PROPN
cblr-14234	43	99	,	,	PUNCT
cblr-14234	43	100	coming	come	VERB
cblr-14234	43	101	to	to	ADP
cblr-14234	43	102	terms	term	NOUN
cblr-14234	43	103	:	:	PUNCT
cblr-14234	43	104	re	re	VERB
cblr-14234	43	105	-	-	VERB
cblr-14234	43	106	restating	restate	VERB
cblr-14234	43	107	the	the	DET
cblr-14234	43	108	tentative	tentative	ADJ
cblr-14234	43	109	draft	draft	NOUN
cblr-14234	43	110	of	of	ADP
cblr-14234	43	111	the	the	DET
cblr-14234	43	112	restatement	restatement	NOUN
cblr-14234	43	113	of	of	ADP
cblr-14234	43	114	consumer	consumer	NOUN
cblr-14234	43	115	contracts	contract	NOUN
cblr-14234	43	116	,	,	PUNCT
cblr-14234	43	117	21	21	NUM
cblr-14234	43	118	wake	wake	VERB
cblr-14234	43	119	forest	forest	NOUN
cblr-14234	43	120	j.	j.	PROPN
cblr-14234	43	121	bus	bus	PROPN
cblr-14234	43	122	.	.	PROPN
cblr-14234	43	123	&	&	CCONJ
cblr-14234	43	124	intell	intell	PROPN
cblr-14234	43	125	.	.	PUNCT
cblr-14234	44	1	prop	prop	PROPN
cblr-14234	44	2	.	.	PUNCT
cblr-14234	45	1	l.	l.	PROPN
cblr-14234	45	2	62	62	NUM
cblr-14234	45	3	,	,	PUNCT
cblr-14234	45	4	64–65	64–65	NUM
cblr-14234	45	5	(	(	PUNCT
cblr-14234	45	6	2020	2020	NUM
cblr-14234	45	7	)	)	PUNCT
cblr-14234	46	1	(	(	PUNCT
cblr-14234	46	2	arguing	argue	VERB
cblr-14234	46	3	that	that	SCONJ
cblr-14234	46	4	if	if	SCONJ
cblr-14234	46	5	consumers	consumer	NOUN
cblr-14234	46	6	do	do	AUX
cblr-14234	46	7	not	not	PART
cblr-14234	46	8	understand	understand	VERB
cblr-14234	46	9	contract	contract	NOUN
cblr-14234	46	10	terms	term	NOUN
cblr-14234	46	11	,	,	PUNCT
cblr-14234	46	12	then	then	ADV
cblr-14234	46	13	sellers	seller	NOUN
cblr-14234	46	14	have	have	VERB
cblr-14234	46	15	no	no	DET
cblr-14234	46	16	disincentives	disincentive	NOUN
cblr-14234	46	17	from	from	ADP
cblr-14234	46	18	including	include	VERB
cblr-14234	46	19	prejudicial	prejudicial	ADJ
cblr-14234	46	20	terms	term	NOUN
cblr-14234	46	21	)	)	PUNCT
cblr-14234	46	22	;	;	PUNCT
cblr-14234	46	23	melissa	melissa	PROPN
cblr-14234	46	24	t.	t.	PROPN
cblr-14234	46	25	lonegrass	lonegrass	NOUN
cblr-14234	46	26	,	,	PUNCT
cblr-14234	46	27	finding	finding	NOUN
cblr-14234	46	28	room	room	NOUN
cblr-14234	46	29	for	for	ADP
cblr-14234	46	30	fairness	fairness	NOUN
cblr-14234	46	31	in	in	ADP
cblr-14234	46	32	formalism	formalism	NOUN
cblr-14234	46	33	-	-	PUNCT
cblr-14234	46	34	the	the	DET
cblr-14234	46	35	sliding	sliding	ADJ
cblr-14234	46	36	scale	scale	NOUN
cblr-14234	46	37	approach	approach	NOUN
cblr-14234	46	38	to	to	ADP
cblr-14234	46	39	unconscionability	unconscionability	NOUN
cblr-14234	46	40	,	,	PUNCT
cblr-14234	46	41	44	44	NUM
cblr-14234	46	42	loy	loy	NOUN
cblr-14234	46	43	.	.	PUNCT
cblr-14234	47	1	u.	u.	PROPN
cblr-14234	47	2	chi	chi	PROPN
cblr-14234	47	3	.	.	PUNCT
cblr-14234	48	1	l.j	l.j	AUX
cblr-14234	48	2	.	.	PROPN
cblr-14234	48	3	1	1	NUM
cblr-14234	48	4	,	,	PUNCT
cblr-14234	48	5	3–64	3–64	PROPN
cblr-14234	48	6	(	(	PUNCT
cblr-14234	48	7	2012	2012	NUM
cblr-14234	48	8	)	)	PUNCT
cblr-14234	48	9	(	(	PUNCT
cblr-14234	48	10	explaining	explain	VERB
cblr-14234	48	11	that	that	SCONJ
cblr-14234	48	12	sellers	seller	NOUN
cblr-14234	48	13	can	can	AUX
cblr-14234	48	14	“	"	PUNCT
cblr-14234	48	15	impose	impose	VERB
cblr-14234	48	16	any	any	DET
cblr-14234	48	17	number	number	NOUN
cblr-14234	48	18	of	of	ADP
cblr-14234	48	19	onerous	onerous	ADJ
cblr-14234	48	20	terms	term	NOUN
cblr-14234	48	21	on	on	ADP
cblr-14234	48	22	466	466	NUM
cblr-14234	48	23	columbia	columbia	PROPN
cblr-14234	48	24	business	business	NOUN
cblr-14234	48	25	law	law	NOUN
cblr-14234	48	26	review	review	NOUN
cblr-14234	48	27	[	[	X
cblr-14234	48	28	vol	vol	NOUN
cblr-14234	48	29	.	.	NOUN
cblr-14234	48	30	2024	2024	NUM
cblr-14234	48	31	who	who	PRON
cblr-14234	48	32	favor	favor	VERB
cblr-14234	48	33	regulation	regulation	NOUN
cblr-14234	48	34	tend	tend	VERB
cblr-14234	48	35	to	to	PART
cblr-14234	48	36	rely	rely	VERB
cblr-14234	48	37	on	on	ADP
cblr-14234	48	38	disclosures	disclosure	NOUN
cblr-14234	48	39	to	to	PART
cblr-14234	48	40	help	help	VERB
cblr-14234	48	41	consumers	consumer	NOUN
cblr-14234	48	42	make	make	VERB
cblr-14234	48	43	informed	informed	ADJ
cblr-14234	48	44	decisions	decision	NOUN
cblr-14234	48	45	,	,	PUNCT
cblr-14234	48	46	deter	deter	VERB
cblr-14234	48	47	seller	seller	NOUN
cblr-14234	48	48	misconduct	misconduct	NOUN
cblr-14234	48	49	,	,	PUNCT
cblr-14234	48	50	disincentivize	disincentivize	VERB
cblr-14234	48	51	one	one	NUM
cblr-14234	48	52	-	-	PUNCT
cblr-14234	48	53	sided	sided	ADJ
cblr-14234	48	54	terms	term	NOUN
cblr-14234	48	55	,	,	PUNCT
cblr-14234	48	56	empower	empower	NOUN
cblr-14234	48	57	consumer	consumer	NOUN
cblr-14234	48	58	watchdogs	watchdog	NOUN
cblr-14234	48	59	,	,	PUNCT
cblr-14234	48	60	and	and	CCONJ
cblr-14234	48	61	facilitate	facilitate	VERB
cblr-14234	48	62	consumers	consumer	NOUN
cblr-14234	48	63	demanding	demand	VERB
cblr-14234	48	64	better	well	ADJ
cblr-14234	48	65	terms.5	terms.5	NOUN
cblr-14234	48	66	but	but	CCONJ
cblr-14234	48	67	incomprehensible	incomprehensible	ADJ
cblr-14234	48	68	disclosures	disclosure	NOUN
cblr-14234	48	69	are	be	AUX
cblr-14234	48	70	useless	useless	ADJ
cblr-14234	48	71	to	to	ADP
cblr-14234	48	72	consumers.6	consumers.6	PROPN
cblr-14234	48	73	whatever	whatever	PRON
cblr-14234	48	74	the	the	DET
cblr-14234	48	75	path	path	NOUN
cblr-14234	48	76	to	to	ADP
cblr-14234	48	77	fair	fair	ADJ
cblr-14234	48	78	contract	contract	NOUN
cblr-14234	48	79	terms	term	NOUN
cblr-14234	48	80	,	,	PUNCT
cblr-14234	48	81	this	this	DET
cblr-14234	48	82	article	article	NOUN
cblr-14234	48	83	rejects	reject	VERB
cblr-14234	48	84	the	the	DET
cblr-14234	48	85	traditional	traditional	ADJ
cblr-14234	48	86	view	view	NOUN
cblr-14234	48	87	that	that	SCONJ
cblr-14234	48	88	a	a	DET
cblr-14234	48	89	lack	lack	NOUN
cblr-14234	48	90	of	of	ADP
cblr-14234	48	91	understanding	understanding	NOUN
cblr-14234	48	92	is	be	AUX
cblr-14234	48	93	the	the	DET
cblr-14234	48	94	cause	cause	NOUN
cblr-14234	48	95	of	of	ADP
cblr-14234	48	96	a	a	DET
cblr-14234	48	97	problem	problem	NOUN
cblr-14234	48	98	and	and	CCONJ
cblr-14234	48	99	instead	instead	ADV
cblr-14234	48	100	contends	contend	VERB
cblr-14234	48	101	that	that	SCONJ
cblr-14234	48	102	it	it	PRON
cblr-14234	48	103	is	be	AUX
cblr-14234	48	104	a	a	DET
cblr-14234	48	105	freestanding	freestanding	NOUN
cblr-14234	48	106	problem	problem	NOUN
cblr-14234	48	107	in	in	ADP
cblr-14234	48	108	need	need	NOUN
cblr-14234	48	109	of	of	ADP
cblr-14234	48	110	its	its	PRON
cblr-14234	48	111	own	own	ADJ
cblr-14234	48	112	solution	solution	NOUN
cblr-14234	48	113	.	.	PUNCT
cblr-14234	49	1	under	under	ADP
cblr-14234	49	2	the	the	DET
cblr-14234	49	3	longstanding	longstanding	ADJ
cblr-14234	49	4	duty	duty	NOUN
cblr-14234	49	5	to	to	PART
cblr-14234	49	6	read	read	VERB
cblr-14234	49	7	,	,	PUNCT
cblr-14234	49	8	if	if	SCONJ
cblr-14234	49	9	consumers	consumer	NOUN
cblr-14234	49	10	choose	choose	VERB
cblr-14234	49	11	to	to	PART
cblr-14234	49	12	enter	enter	VERB
cblr-14234	49	13	contracts	contract	NOUN
cblr-14234	49	14	without	without	ADP
cblr-14234	49	15	reading	read	VERB
cblr-14234	49	16	and	and	CCONJ
cblr-14234	49	17	learning	learn	VERB
cblr-14234	49	18	the	the	DET
cblr-14234	49	19	terms	term	NOUN
cblr-14234	49	20	they	they	PRON
cblr-14234	49	21	do	do	VERB
cblr-14234	49	22	so	so	ADV
cblr-14234	49	23	unwary	unwary	ADJ
cblr-14234	49	24	consumers	consumer	NOUN
cblr-14234	49	25	”	"	PUNCT
cblr-14234	49	26	)	)	PUNCT
cblr-14234	49	27	;	;	PUNCT
cblr-14234	49	28	yannis	yannis	PROPN
cblr-14234	49	29	bakos	bakos	PROPN
cblr-14234	49	30	,	,	PUNCT
cblr-14234	49	31	florencia	florencia	PROPN
cblr-14234	49	32	marotta	marotta	ADJ
cblr-14234	49	33	-	-	PUNCT
cblr-14234	49	34	wurgler	wurgler	NOUN
cblr-14234	49	35	,	,	PUNCT
cblr-14234	49	36	david	david	PROPN
cblr-14234	49	37	r.	r.	PROPN
cblr-14234	49	38	trossen	trossen	PROPN
cblr-14234	49	39	,	,	PUNCT
cblr-14234	49	40	does	do	AUX
cblr-14234	49	41	anyone	anyone	PRON
cblr-14234	49	42	read	read	VERB
cblr-14234	49	43	the	the	DET
cblr-14234	49	44	fine	fine	ADJ
cblr-14234	49	45	print	print	NOUN
cblr-14234	49	46	?	?	PUNCT
cblr-14234	50	1	consumer	consumer	NOUN
cblr-14234	50	2	attention	attention	NOUN
cblr-14234	50	3	to	to	ADP
cblr-14234	50	4	standard	standard	ADJ
cblr-14234	50	5	-	-	PUNCT
cblr-14234	50	6	form	form	NOUN
cblr-14234	50	7	contracts	contract	NOUN
cblr-14234	50	8	,	,	PUNCT
cblr-14234	50	9	43	43	NUM
cblr-14234	50	10	j.	j.	PROPN
cblr-14234	50	11	legal	legal	ADJ
cblr-14234	50	12	studies	study	NOUN
cblr-14234	50	13	1	1	NUM
cblr-14234	50	14	,	,	PUNCT
cblr-14234	50	15	2	2	NUM
cblr-14234	50	16	(	(	PUNCT
cblr-14234	50	17	explaining	explain	VERB
cblr-14234	50	18	that	that	SCONJ
cblr-14234	50	19	there	there	PRON
cblr-14234	50	20	are	be	VERB
cblr-14234	50	21	no	no	DET
cblr-14234	50	22	incentives	incentive	NOUN
cblr-14234	50	23	to	to	PART
cblr-14234	50	24	provide	provide	VERB
cblr-14234	50	25	anything	anything	PRON
cblr-14234	50	26	more	more	ADJ
cblr-14234	50	27	than	than	ADP
cblr-14234	50	28	the	the	DET
cblr-14234	50	29	minimally	minimally	ADV
cblr-14234	50	30	required	require	VERB
cblr-14234	50	31	consumer	consumer	NOUN
cblr-14234	50	32	protections	protection	NOUN
cblr-14234	50	33	)	)	PUNCT
cblr-14234	50	34	;	;	PUNCT
cblr-14234	50	35	yonathan	yonathan	NOUN
cblr-14234	50	36	a.	a.	NOUN
cblr-14234	50	37	arbel	arbel	PROPN
cblr-14234	50	38	&	&	CCONJ
cblr-14234	50	39	andrew	andrew	PROPN
cblr-14234	50	40	toler	toler	PROPN
cblr-14234	50	41	,	,	PUNCT
cblr-14234	50	42	all	all	PRON
cblr-14234	50	43	-	-	PUNCT
cblr-14234	50	44	caps	cap	NOUN
cblr-14234	50	45	,	,	PUNCT
cblr-14234	50	46	17	17	NUM
cblr-14234	50	47	j.	j.	NOUN
cblr-14234	50	48	of	of	ADP
cblr-14234	50	49	emp	emp	PROPN
cblr-14234	50	50	.	.	PUNCT
cblr-14234	51	1	legal	legal	ADJ
cblr-14234	51	2	studies	study	NOUN
cblr-14234	51	3	862	862	NUM
cblr-14234	51	4	,	,	PUNCT
cblr-14234	51	5	873–79	873–79	NUM
cblr-14234	51	6	(	(	PUNCT
cblr-14234	51	7	2020	2020	NUM
cblr-14234	51	8	)	)	PUNCT
cblr-14234	51	9	(	(	PUNCT
cblr-14234	51	10	arguing	argue	VERB
cblr-14234	51	11	that	that	SCONJ
cblr-14234	51	12	sellers	seller	NOUN
cblr-14234	51	13	can	can	AUX
cblr-14234	51	14	offer	offer	VERB
cblr-14234	51	15	inferior	inferior	ADJ
cblr-14234	51	16	terms	term	NOUN
cblr-14234	51	17	to	to	PART
cblr-14234	51	18	cut	cut	VERB
cblr-14234	51	19	costs	cost	NOUN
cblr-14234	51	20	while	while	SCONJ
cblr-14234	51	21	not	not	PART
cblr-14234	51	22	impacting	impact	VERB
cblr-14234	51	23	demand	demand	NOUN
cblr-14234	51	24	)	)	PUNCT
cblr-14234	51	25	;	;	PUNCT
cblr-14234	51	26	alan	alan	PROPN
cblr-14234	51	27	m.	m.	PROPN
cblr-14234	51	28	white	white	PROPN
cblr-14234	51	29	&	&	CCONJ
cblr-14234	51	30	cathy	cathy	PROPN
cblr-14234	51	31	lesser	less	ADJ
cblr-14234	51	32	mansfield	mansfield	PROPN
cblr-14234	51	33	,	,	PUNCT
cblr-14234	51	34	literacy	literacy	NOUN
cblr-14234	51	35	and	and	CCONJ
cblr-14234	51	36	contract	contract	NOUN
cblr-14234	51	37	,	,	PUNCT
cblr-14234	51	38	13	13	NUM
cblr-14234	51	39	stan	stan	PROPN
cblr-14234	51	40	.	.	PUNCT
cblr-14234	52	1	l.	l.	PROPN
cblr-14234	52	2	&	&	CCONJ
cblr-14234	52	3	pol'y	pol'y	PROPN
cblr-14234	52	4	rev	rev	VERB
cblr-14234	52	5	.	.	PROPN
cblr-14234	52	6	233	233	NUM
cblr-14234	52	7	,	,	PUNCT
cblr-14234	52	8	262	262	NUM
cblr-14234	52	9	(	(	PUNCT
cblr-14234	52	10	2002	2002	NUM
cblr-14234	52	11	)	)	PUNCT
cblr-14234	52	12	(	(	PUNCT
cblr-14234	52	13	arguing	argue	VERB
cblr-14234	52	14	that	that	SCONJ
cblr-14234	52	15	when	when	SCONJ
cblr-14234	52	16	consumers	consumer	NOUN
cblr-14234	52	17	understand	understand	VERB
cblr-14234	52	18	terms	term	NOUN
cblr-14234	52	19	,	,	PUNCT
cblr-14234	52	20	market	market	NOUN
cblr-14234	52	21	efficiency	efficiency	NOUN
cblr-14234	52	22	improves	improve	VERB
cblr-14234	52	23	prices	price	NOUN
cblr-14234	52	24	and	and	CCONJ
cblr-14234	52	25	terms	term	NOUN
cblr-14234	52	26	become	become	VERB
cblr-14234	52	27	competitive	competitive	ADJ
cblr-14234	52	28	)	)	PUNCT
cblr-14234	52	29	;	;	PUNCT
cblr-14234	52	30	james	james	PROPN
cblr-14234	52	31	gibson	gibson	PROPN
cblr-14234	52	32	,	,	PUNCT
cblr-14234	52	33	vertical	vertical	ADJ
cblr-14234	52	34	boilerplate	boilerplate	NOUN
cblr-14234	52	35	,	,	PUNCT
cblr-14234	52	36	70	70	NUM
cblr-14234	52	37	wash	wash	NOUN
cblr-14234	52	38	.	.	PUNCT
cblr-14234	52	39	&	&	CCONJ
cblr-14234	52	40	lee	lee	PROPN
cblr-14234	52	41	l.	l.	PROPN
cblr-14234	52	42	rev	rev	PROPN
cblr-14234	52	43	.	.	PROPN
cblr-14234	52	44	161	161	NUM
cblr-14234	52	45	,	,	PUNCT
cblr-14234	52	46	199–211	199–211	NUM
cblr-14234	52	47	(	(	PUNCT
cblr-14234	52	48	2013	2013	NUM
cblr-14234	52	49	)	)	PUNCT
cblr-14234	52	50	(	(	PUNCT
cblr-14234	52	51	discussing	discuss	VERB
cblr-14234	52	52	the	the	DET
cblr-14234	52	53	role	role	NOUN
cblr-14234	52	54	of	of	ADP
cblr-14234	52	55	consumer	consumer	NOUN
cblr-14234	52	56	understanding	understanding	NOUN
cblr-14234	52	57	in	in	ADP
cblr-14234	52	58	informed	inform	VERB
cblr-14234	52	59	minority	minority	NOUN
cblr-14234	52	60	theory	theory	NOUN
cblr-14234	52	61	and	and	CCONJ
cblr-14234	52	62	reputational	reputational	ADJ
cblr-14234	52	63	consequences	consequence	NOUN
cblr-14234	52	64	)	)	PUNCT
cblr-14234	52	65	.	.	PUNCT
cblr-14234	53	1	5	5	NUM
cblr-14234	53	2	uri	uri	PROPN
cblr-14234	53	3	benoliel	benoliel	PROPN
cblr-14234	53	4	&	&	CCONJ
cblr-14234	53	5	xu	xu	PROPN
cblr-14234	53	6	(	(	PUNCT
cblr-14234	53	7	vivian	vivian	PROPN
cblr-14234	53	8	)	)	PUNCT
cblr-14234	53	9	zheng	zheng	PROPN
cblr-14234	53	10	,	,	PUNCT
cblr-14234	53	11	are	be	AUX
cblr-14234	53	12	disclosures	disclosure	NOUN
cblr-14234	53	13	readable	readable	ADJ
cblr-14234	53	14	?	?	PUNCT
cblr-14234	54	1	an	an	DET
cblr-14234	54	2	empirical	empirical	ADJ
cblr-14234	54	3	test	test	NOUN
cblr-14234	54	4	,	,	PUNCT
cblr-14234	54	5	70	70	NUM
cblr-14234	54	6	ala	ala	NOUN
cblr-14234	54	7	.	.	PUNCT
cblr-14234	55	1	l.	l.	PROPN
cblr-14234	55	2	rev	rev	PROPN
cblr-14234	55	3	.	.	PROPN
cblr-14234	55	4	237	237	NUM
cblr-14234	55	5	,	,	PUNCT
cblr-14234	55	6	238–39	238–39	PROPN
cblr-14234	55	7	(	(	PUNCT
cblr-14234	55	8	2018	2018	NUM
cblr-14234	55	9	)	)	PUNCT
cblr-14234	55	10	;	;	PUNCT
cblr-14234	55	11	omri	omri	PROPN
cblr-14234	55	12	ben	ben	PROPN
cblr-14234	55	13	-	-	PROPN
cblr-14234	55	14	shahar	shahar	PROPN
cblr-14234	55	15	&	&	CCONJ
cblr-14234	55	16	carl	carl	PROPN
cblr-14234	55	17	e.	e.	PROPN
cblr-14234	55	18	schneider	schneider	PROPN
cblr-14234	55	19	,	,	PUNCT
cblr-14234	55	20	coping	cope	VERB
cblr-14234	55	21	with	with	ADP
cblr-14234	55	22	the	the	DET
cblr-14234	55	23	failure	failure	NOUN
cblr-14234	55	24	of	of	ADP
cblr-14234	55	25	mandated	mandate	VERB
cblr-14234	55	26	disclosure	disclosure	NOUN
cblr-14234	55	27	,	,	PUNCT
cblr-14234	55	28	11	11	NUM
cblr-14234	55	29	jerusalem	jerusalem	PROPN
cblr-14234	55	30	rev	rev	VERB
cblr-14234	55	31	.	.	PUNCT
cblr-14234	56	1	legal	legal	ADJ
cblr-14234	56	2	stud	stud	NOUN
cblr-14234	56	3	.	.	PUNCT
cblr-14234	57	1	83	83	NUM
cblr-14234	57	2	,	,	PUNCT
cblr-14234	57	3	88	88	NUM
cblr-14234	57	4	(	(	PUNCT
cblr-14234	57	5	2015	2015	NUM
cblr-14234	57	6	)	)	PUNCT
cblr-14234	57	7	(	(	PUNCT
cblr-14234	57	8	identifying	identify	VERB
cblr-14234	57	9	theoretical	theoretical	ADJ
cblr-14234	57	10	benefits	benefit	NOUN
cblr-14234	57	11	of	of	ADP
cblr-14234	57	12	disclosures	disclosure	NOUN
cblr-14234	57	13	but	but	CCONJ
cblr-14234	57	14	arguing	argue	VERB
cblr-14234	57	15	that	that	SCONJ
cblr-14234	57	16	they	they	PRON
cblr-14234	57	17	have	have	AUX
cblr-14234	57	18	not	not	PART
cblr-14234	57	19	come	come	VERB
cblr-14234	57	20	to	to	ADP
cblr-14234	57	21	fruition	fruition	NOUN
cblr-14234	57	22	)	)	PUNCT
cblr-14234	57	23	;	;	PUNCT
cblr-14234	57	24	lonegrass	lonegrass	NOUN
cblr-14234	57	25	,	,	PUNCT
cblr-14234	57	26	supra	supra	NOUN
cblr-14234	57	27	note	note	NOUN
cblr-14234	57	28	4	4	NUM
cblr-14234	57	29	,	,	PUNCT
cblr-14234	57	30	at	at	ADP
cblr-14234	57	31	3–64	3–64	PROPN
cblr-14234	57	32	(	(	PUNCT
cblr-14234	57	33	listing	list	VERB
cblr-14234	57	34	proposed	propose	VERB
cblr-14234	57	35	benefits	benefit	NOUN
cblr-14234	57	36	of	of	ADP
cblr-14234	57	37	disclosures	disclosure	NOUN
cblr-14234	57	38	)	)	PUNCT
cblr-14234	57	39	;	;	PUNCT
cblr-14234	57	40	samuel	samuel	PROPN
cblr-14234	57	41	i.	i.	PROPN
cblr-14234	57	42	becher	becher	PROPN
cblr-14234	57	43	&	&	CCONJ
cblr-14234	57	44	uri	uri	PROPN
cblr-14234	57	45	benoliel	benoliel	PROPN
cblr-14234	57	46	,	,	PUNCT
cblr-14234	57	47	dark	dark	ADJ
cblr-14234	57	48	contracts	contract	NOUN
cblr-14234	57	49	,	,	PUNCT
cblr-14234	57	50	64	64	NUM
cblr-14234	57	51	b.c	b.c	PROPN
cblr-14234	57	52	.	.	PROPN
cblr-14234	57	53	law	law	PROPN
cblr-14234	57	54	r.	r.	PROPN
cblr-14234	57	55	55	55	NUM
cblr-14234	57	56	,	,	PUNCT
cblr-14234	57	57	57–58	57–58	NUM
cblr-14234	57	58	(	(	PUNCT
cblr-14234	57	59	2023	2023	NUM
cblr-14234	57	60	)	)	PUNCT
cblr-14234	57	61	.	.	PUNCT
cblr-14234	58	1	6	6	NUM
cblr-14234	58	2	benoliel	benoliel	PROPN
cblr-14234	58	3	&	&	CCONJ
cblr-14234	58	4	zheng	zheng	PROPN
cblr-14234	58	5	,	,	PUNCT
cblr-14234	58	6	supra	supra	PROPN
cblr-14234	58	7	note	note	PROPN
cblr-14234	58	8	5	5	NUM
cblr-14234	58	9	,	,	PUNCT
cblr-14234	58	10	at	at	ADP
cblr-14234	58	11	238–39	238–39	PROPN
cblr-14234	58	12	.	.	PUNCT
cblr-14234	59	1	see	see	VERB
cblr-14234	59	2	also	also	ADV
cblr-14234	59	3	restatement	restatement	VERB
cblr-14234	59	4	of	of	ADP
cblr-14234	59	5	the	the	DET
cblr-14234	59	6	law	law	NOUN
cblr-14234	59	7	:	:	PUNCT
cblr-14234	59	8	consumer	consumer	NOUN
cblr-14234	59	9	contracts	contract	NOUN
cblr-14234	59	10	intro	intro	NOUN
cblr-14234	59	11	(	(	PUNCT
cblr-14234	59	12	am	be	AUX
cblr-14234	59	13	.	.	PUNCT
cblr-14234	59	14	l.	l.	PROPN
cblr-14234	59	15	inst	inst	PROPN
cblr-14234	59	16	.	.	PROPN
cblr-14234	59	17	,	,	PUNCT
cblr-14234	59	18	tentative	tentative	ADJ
cblr-14234	59	19	draft	draft	NOUN
cblr-14234	59	20	no	no	NOUN
cblr-14234	59	21	.	.	NOUN
cblr-14234	59	22	2	2	NUM
cblr-14234	59	23	,	,	PUNCT
cblr-14234	59	24	2022	2022	NUM
cblr-14234	59	25	)	)	PUNCT
cblr-14234	59	26	(	(	PUNCT
cblr-14234	59	27	“	"	PUNCT
cblr-14234	59	28	in	in	ADP
cblr-14234	59	29	a	a	DET
cblr-14234	59	30	world	world	NOUN
cblr-14234	59	31	of	of	ADP
cblr-14234	59	32	lengthy	lengthy	ADJ
cblr-14234	59	33	standard	standard	ADJ
cblr-14234	59	34	forms	form	NOUN
cblr-14234	59	35	,	,	PUNCT
cblr-14234	59	36	which	which	PRON
cblr-14234	59	37	consumers	consumer	NOUN
cblr-14234	59	38	are	be	AUX
cblr-14234	59	39	unlikely	unlikely	ADJ
cblr-14234	59	40	to	to	PART
cblr-14234	59	41	read	read	VERB
cblr-14234	59	42	,	,	PUNCT
cblr-14234	59	43	more	more	ADV
cblr-14234	59	44	restrictive	restrictive	ADJ
cblr-14234	59	45	assent	assent	NOUN
cblr-14234	59	46	rules	rule	NOUN
cblr-14234	59	47	that	that	PRON
cblr-14234	59	48	demand	demand	VERB
cblr-14234	59	49	more	more	ADJ
cblr-14234	59	50	disclosures	disclosure	NOUN
cblr-14234	59	51	,	,	PUNCT
cblr-14234	59	52	more	more	ADJ
cblr-14234	59	53	notifications	notification	NOUN
cblr-14234	59	54	and	and	CCONJ
cblr-14234	59	55	alerts	alert	NOUN
cblr-14234	59	56	,	,	PUNCT
cblr-14234	59	57	and	and	CCONJ
cblr-14234	59	58	more	more	ADV
cblr-14234	59	59	structured	structured	ADJ
cblr-14234	59	60	templates	template	NOUN
cblr-14234	59	61	for	for	ADP
cblr-14234	59	62	manifesting	manifest	VERB
cblr-14234	59	63	assent	assent	NOUN
cblr-14234	59	64	,	,	PUNCT
cblr-14234	59	65	while	while	SCONJ
cblr-14234	59	66	required	require	VERB
cblr-14234	59	67	by	by	ADP
cblr-14234	59	68	courts	court	NOUN
cblr-14234	59	69	,	,	PUNCT
cblr-14234	59	70	are	be	AUX
cblr-14234	59	71	unlikely	unlikely	ADJ
cblr-14234	59	72	—	—	PUNCT
cblr-14234	59	73	even	even	ADV
cblr-14234	59	74	if	if	SCONJ
cblr-14234	59	75	businesses	business	NOUN
cblr-14234	59	76	comply	comply	VERB
cblr-14234	59	77	with	with	ADP
cblr-14234	59	78	them	they	PRON
cblr-14234	59	79	—	—	PUNCT
cblr-14234	59	80	to	to	PART
cblr-14234	59	81	produce	produce	VERB
cblr-14234	59	82	substantial	substantial	ADJ
cblr-14234	59	83	benefit	benefit	NOUN
cblr-14234	59	84	for	for	ADP
cblr-14234	59	85	consumers	consumer	NOUN
cblr-14234	59	86	.	.	PUNCT
cblr-14234	59	87	”	"	PUNCT
cblr-14234	60	1	)	)	PUNCT
cblr-14234	60	2	no	no	INTJ
cblr-14234	60	3	.	.	NOUN
cblr-14234	61	1	2	2	NUM
cblr-14234	61	2	]	]	PUNCT
cblr-14234	61	3	the	the	DET
cblr-14234	61	4	duty	duty	NOUN
cblr-14234	61	5	to	to	PART
cblr-14234	61	6	make	make	VERB
cblr-14234	61	7	contracts	contract	NOUN
cblr-14234	61	8	understandable	understandable	ADJ
cblr-14234	61	9	467	467	NUM
cblr-14234	61	10	at	at	ADP
cblr-14234	61	11	their	their	PRON
cblr-14234	61	12	own	own	ADJ
cblr-14234	61	13	peril.7	peril.7	NOUN
cblr-14234	61	14	but	but	CCONJ
cblr-14234	61	15	this	this	DET
cblr-14234	61	16	article	article	NOUN
cblr-14234	61	17	contends	contend	VERB
cblr-14234	61	18	that	that	SCONJ
cblr-14234	61	19	implicit	implicit	NOUN
cblr-14234	61	20	in	in	ADP
cblr-14234	61	21	this	this	DET
cblr-14234	61	22	duty	duty	NOUN
cblr-14234	61	23	is	be	AUX
cblr-14234	61	24	the	the	DET
cblr-14234	61	25	assumption	assumption	NOUN
cblr-14234	61	26	that	that	SCONJ
cblr-14234	61	27	consumers	consumer	NOUN
cblr-14234	61	28	are	be	AUX
cblr-14234	61	29	capable	capable	ADJ
cblr-14234	61	30	of	of	ADP
cblr-14234	61	31	understanding	understand	VERB
cblr-14234	61	32	the	the	DET
cblr-14234	61	33	contract	contract	NOUN
cblr-14234	61	34	.	.	PUNCT
cblr-14234	62	1	and	and	CCONJ
cblr-14234	62	2	now	now	ADV
cblr-14234	62	3	is	be	AUX
cblr-14234	62	4	the	the	DET
cblr-14234	62	5	time	time	NOUN
cblr-14234	62	6	to	to	PART
cblr-14234	62	7	formalize	formalize	VERB
cblr-14234	62	8	a	a	DET
cblr-14234	62	9	duty	duty	NOUN
cblr-14234	62	10	to	to	PART
cblr-14234	62	11	make	make	VERB
cblr-14234	62	12	contracts	contract	NOUN
cblr-14234	62	13	understandable	understandable	ADJ
cblr-14234	62	14	.	.	PUNCT
cblr-14234	63	1	just	just	ADV
cblr-14234	63	2	last	last	ADJ
cblr-14234	63	3	year	year	NOUN
cblr-14234	63	4	,	,	PUNCT
cblr-14234	63	5	epic	epic	ADJ
cblr-14234	63	6	games	game	NOUN
cblr-14234	63	7	,	,	PUNCT
cblr-14234	63	8	videogame	videogame	NOUN
cblr-14234	63	9	maker	maker	NOUN
cblr-14234	63	10	of	of	ADP
cblr-14234	63	11	fortnite	fortnite	NOUN
cblr-14234	63	12	and	and	CCONJ
cblr-14234	63	13	fallguys	fallguy	NOUN
cblr-14234	63	14	,	,	PUNCT
cblr-14234	63	15	paid	pay	VERB
cblr-14234	63	16	$	$	SYM
cblr-14234	63	17	520	520	NUM
cblr-14234	63	18	million	million	NUM
cblr-14234	63	19	for	for	ADP
cblr-14234	63	20	using	use	VERB
cblr-14234	63	21	“	"	PUNCT
cblr-14234	63	22	design	design	NOUN
cblr-14234	63	23	tricks	trick	NOUN
cblr-14234	63	24	”	"	PUNCT
cblr-14234	63	25	to	to	ADP
cblr-14234	63	26	“	"	PUNCT
cblr-14234	63	27	dupe	dupe	ADJ
cblr-14234	63	28	millions	million	NOUN
cblr-14234	63	29	”	"	PUNCT
cblr-14234	63	30	of	of	ADP
cblr-14234	63	31	players	player	NOUN
cblr-14234	63	32	into	into	ADP
cblr-14234	63	33	making	make	VERB
cblr-14234	63	34	“	"	PUNCT
cblr-14234	63	35	unintentional	unintentional	ADJ
cblr-14234	63	36	purchases	purchase	NOUN
cblr-14234	63	37	.	.	PUNCT
cblr-14234	63	38	”8	”8	PUNCT
cblr-14234	64	1	when	when	SCONJ
cblr-14234	64	2	at&t	at&t	PROPN
cblr-14234	64	3	added	add	VERB
cblr-14234	64	4	a	a	DET
cblr-14234	64	5	mandatory	mandatory	ADJ
cblr-14234	64	6	arbitration	arbitration	NOUN
cblr-14234	64	7	clause	clause	NOUN
cblr-14234	64	8	to	to	ADP
cblr-14234	64	9	its	its	PRON
cblr-14234	64	10	contract	contract	NOUN
cblr-14234	64	11	,	,	PUNCT
cblr-14234	64	12	it	it	PRON
cblr-14234	64	13	tested	test	VERB
cblr-14234	64	14	the	the	DET
cblr-14234	64	15	envelope	envelope	NOUN
cblr-14234	64	16	design	design	NOUN
cblr-14234	64	17	,	,	PUNCT
cblr-14234	64	18	cover	cover	NOUN
cblr-14234	64	19	letter	letter	NOUN
cblr-14234	64	20	,	,	PUNCT
cblr-14234	64	21	and	and	CCONJ
cblr-14234	64	22	contract	contract	NOUN
cblr-14234	64	23	to	to	PART
cblr-14234	64	24	ensure	ensure	VERB
cblr-14234	64	25	consumers	consumer	NOUN
cblr-14234	64	26	would	would	AUX
cblr-14234	64	27	never	never	ADV
cblr-14234	64	28	read	read	VERB
cblr-14234	64	29	the	the	DET
cblr-14234	64	30	clause	clause	NOUN
cblr-14234	64	31	even	even	ADV
cblr-14234	64	32	though	though	SCONJ
cblr-14234	64	33	they	they	PRON
cblr-14234	64	34	were	be	AUX
cblr-14234	64	35	physically	physically	ADV
cblr-14234	64	36	capable	capable	ADJ
cblr-14234	64	37	of	of	ADP
cblr-14234	64	38	doing	do	VERB
cblr-14234	64	39	so.9	so.9	PROPN
cblr-14234	64	40	this	this	DET
cblr-14234	64	41	article	article	NOUN
cblr-14234	64	42	proposes	propose	VERB
cblr-14234	64	43	that	that	SCONJ
cblr-14234	64	44	the	the	DET
cblr-14234	64	45	uniform	uniform	PROPN
cblr-14234	64	46	law	law	PROPN
cblr-14234	64	47	commission	commission	NOUN
cblr-14234	64	48	pass	pass	VERB
cblr-14234	64	49	a	a	DET
cblr-14234	64	50	consumer	consumer	NOUN
cblr-14234	64	51	contract	contract	NOUN
cblr-14234	64	52	plain	plain	ADJ
cblr-14234	64	53	language	language	NOUN
cblr-14234	64	54	act	act	NOUN
cblr-14234	64	55	that	that	PRON
cblr-14234	64	56	imposes	impose	VERB
cblr-14234	64	57	a	a	DET
cblr-14234	64	58	duty	duty	NOUN
cblr-14234	64	59	on	on	ADP
cblr-14234	64	60	sellers	seller	NOUN
cblr-14234	64	61	to	to	PART
cblr-14234	64	62	make	make	VERB
cblr-14234	64	63	contracts	contract	NOUN
cblr-14234	64	64	of	of	ADP
cblr-14234	64	65	adhesion	adhesion	NOUN
cblr-14234	64	66	understandable	understandable	ADJ
cblr-14234	64	67	to	to	ADP
cblr-14234	64	68	the	the	DET
cblr-14234	64	69	average	average	ADJ
cblr-14234	64	70	intended	intend	VERB
cblr-14234	64	71	consumer	consumer	NOUN
cblr-14234	64	72	.	.	PUNCT
cblr-14234	65	1	part	part	NOUN
cblr-14234	65	2	i	i	PRON
cblr-14234	65	3	lays	lay	VERB
cblr-14234	65	4	the	the	DET
cblr-14234	65	5	doctrinal	doctrinal	ADJ
cblr-14234	65	6	foundation	foundation	NOUN
cblr-14234	65	7	by	by	ADP
cblr-14234	65	8	proving	prove	VERB
cblr-14234	65	9	why	why	SCONJ
cblr-14234	65	10	understanding	understanding	NOUN
cblr-14234	65	11	matters	matter	VERB
cblr-14234	65	12	to	to	PART
cblr-14234	65	13	contract	contract	NOUN
cblr-14234	65	14	law	law	NOUN
cblr-14234	65	15	.	.	PUNCT
cblr-14234	66	1	this	this	DET
cblr-14234	66	2	new	new	ADJ
cblr-14234	66	3	duty	duty	NOUN
cblr-14234	66	4	diverges	diverge	VERB
cblr-14234	66	5	from	from	ADP
cblr-14234	66	6	traditional	traditional	ADJ
cblr-14234	66	7	contract	contract	NOUN
cblr-14234	66	8	law	law	NOUN
cblr-14234	66	9	.	.	PUNCT
cblr-14234	67	1	it	it	PRON
cblr-14234	67	2	shifts	shift	VERB
cblr-14234	67	3	the	the	DET
cblr-14234	67	4	focus	focus	NOUN
cblr-14234	67	5	of	of	ADP
cblr-14234	67	6	assent	assent	NOUN
cblr-14234	67	7	from	from	ADP
cblr-14234	67	8	whether	whether	SCONJ
cblr-14234	67	9	a	a	DET
cblr-14234	67	10	consumer	consumer	NOUN
cblr-14234	67	11	objectively	objectively	ADV
cblr-14234	67	12	exercised	exercise	VERB
cblr-14234	67	13	consent	consent	NOUN
cblr-14234	67	14	to	to	ADP
cblr-14234	67	15	whether	whether	SCONJ
cblr-14234	67	16	a	a	DET
cblr-14234	67	17	consumer	consumer	NOUN
cblr-14234	67	18	objectively	objectively	ADV
cblr-14234	67	19	had	have	AUX
cblr-14234	67	20	the	the	DET
cblr-14234	67	21	opportunity	opportunity	NOUN
cblr-14234	67	22	to	to	PART
cblr-14234	67	23	exercise	exercise	VERB
cblr-14234	67	24	consent	consent	NOUN
cblr-14234	67	25	.	.	PUNCT
cblr-14234	68	1	also	also	ADV
cblr-14234	68	2	,	,	PUNCT
cblr-14234	68	3	the	the	DET
cblr-14234	68	4	duty	duty	NOUN
cblr-14234	68	5	recognizes	recognize	VERB
cblr-14234	68	6	the	the	DET
cblr-14234	68	7	inability	inability	NOUN
cblr-14234	68	8	to	to	PART
cblr-14234	68	9	understand	understand	VERB
cblr-14234	68	10	a	a	DET
cblr-14234	68	11	contract	contract	NOUN
cblr-14234	68	12	as	as	ADP
cblr-14234	68	13	a	a	DET
cblr-14234	68	14	cognizable	cognizable	ADJ
cblr-14234	68	15	harm	harm	NOUN
cblr-14234	68	16	that	that	PRON
cblr-14234	68	17	prevents	prevent	VERB
cblr-14234	68	18	contract	contract	NOUN
cblr-14234	68	19	formation	formation	NOUN
cblr-14234	68	20	.	.	PUNCT
cblr-14234	69	1	part	part	NOUN
cblr-14234	69	2	ii	ii	PROPN
cblr-14234	69	3	highlights	highlight	VERB
cblr-14234	69	4	the	the	DET
cblr-14234	69	5	need	need	NOUN
cblr-14234	69	6	for	for	ADP
cblr-14234	69	7	urgency	urgency	NOUN
cblr-14234	69	8	.	.	PUNCT
cblr-14234	70	1	contract	contract	NOUN
cblr-14234	70	2	formation	formation	NOUN
cblr-14234	70	3	doctrine	doctrine	NOUN
cblr-14234	70	4	has	have	AUX
cblr-14234	70	5	remained	remain	VERB
cblr-14234	70	6	stagnant	stagnant	ADJ
cblr-14234	70	7	despite	despite	SCONJ
cblr-14234	70	8	seminal	seminal	ADJ
cblr-14234	70	9	evolutions	evolution	NOUN
cblr-14234	70	10	in	in	ADP
cblr-14234	70	11	contracts	contract	NOUN
cblr-14234	70	12	,	,	PUNCT
cblr-14234	70	13	specifically	specifically	ADV
cblr-14234	70	14	the	the	DET
cblr-14234	70	15	ubiquitous	ubiquitous	ADJ
cblr-14234	70	16	rise	rise	NOUN
cblr-14234	70	17	of	of	ADP
cblr-14234	70	18	contracts	contract	NOUN
cblr-14234	70	19	of	of	ADP
cblr-14234	70	20	adhesion	adhesion	NOUN
cblr-14234	70	21	,	,	PUNCT
cblr-14234	70	22	spike	spike	NOUN
cblr-14234	70	23	in	in	ADP
cblr-14234	70	24	contract	contract	NOUN
cblr-14234	70	25	volume	volume	NOUN
cblr-14234	70	26	,	,	PUNCT
cblr-14234	70	27	and	and	CCONJ
cblr-14234	70	28	exponential	exponential	ADJ
cblr-14234	70	29	growth	growth	NOUN
cblr-14234	70	30	of	of	ADP
cblr-14234	70	31	contract	contract	NOUN
cblr-14234	70	32	complexity	complexity	NOUN
cblr-14234	70	33	.	.	PUNCT
cblr-14234	71	1	but	but	CCONJ
cblr-14234	71	2	today	today	NOUN
cblr-14234	71	3	we	we	PRON
cblr-14234	71	4	are	be	AUX
cblr-14234	71	5	on	on	ADP
cblr-14234	71	6	the	the	DET
cblr-14234	71	7	cusp	cusp	NOUN
cblr-14234	71	8	of	of	ADP
cblr-14234	71	9	a	a	DET
cblr-14234	71	10	fourth	fourth	ADJ
cblr-14234	71	11	evolution	evolution	NOUN
cblr-14234	71	12	:	:	PUNCT
cblr-14234	71	13	dark	dark	ADJ
cblr-14234	71	14	patterns	pattern	NOUN
cblr-14234	71	15	.	.	PUNCT
cblr-14234	72	1	forget	forget	VERB
cblr-14234	72	2	madison	madison	PROPN
cblr-14234	72	3	avenue	avenue	PROPN
cblr-14234	72	4	and	and	CCONJ
cblr-14234	72	5	fancy	fancy	ADJ
cblr-14234	72	6	lawyers	lawyer	NOUN
cblr-14234	72	7	.	.	PUNCT
cblr-14234	73	1	nowadays	nowadays	ADV
cblr-14234	73	2	,	,	PUNCT
cblr-14234	73	3	teams	team	NOUN
cblr-14234	73	4	of	of	ADP
cblr-14234	73	5	scientists	scientist	NOUN
cblr-14234	73	6	,	,	PUNCT
cblr-14234	73	7	algorithms	algorithm	NOUN
cblr-14234	73	8	,	,	PUNCT
cblr-14234	73	9	and	and	CCONJ
cblr-14234	73	10	artificial	artificial	ADJ
cblr-14234	73	11	intelligence	intelligence	NOUN
cblr-14234	73	12	run	run	VERB
cblr-14234	73	13	experiments	experiment	NOUN
cblr-14234	73	14	and	and	CCONJ
cblr-14234	73	15	analyze	analyze	VERB
cblr-14234	73	16	private	private	ADJ
cblr-14234	73	17	7	7	NUM
cblr-14234	73	18	17	17	NUM
cblr-14234	73	19	c.j.s	c.j.s	NOUN
cblr-14234	73	20	.	.	PUNCT
cblr-14234	74	1	contracts	contract	NOUN
cblr-14234	74	2	§	§	PROPN
cblr-14234	74	3	209	209	NUM
cblr-14234	74	4	;	;	PUNCT
cblr-14234	74	5	27	27	NUM
cblr-14234	74	6	williston	williston	NOUN
cblr-14234	74	7	on	on	ADP
cblr-14234	74	8	contracts	contract	NOUN
cblr-14234	74	9	§	§	PROPN
cblr-14234	74	10	70:114	70:114	NUM
cblr-14234	74	11	(	(	PUNCT
cblr-14234	74	12	4th	4th	ADJ
cblr-14234	74	13	ed	ed	NOUN
cblr-14234	74	14	.	.	PUNCT
cblr-14234	74	15	)	)	PUNCT
cblr-14234	74	16	.	.	PUNCT
cblr-14234	75	1	8	8	NUM
cblr-14234	75	2	amanda	amanda	NOUN
cblr-14234	75	3	silberling	silberling	PROPN
cblr-14234	75	4	,	,	PUNCT
cblr-14234	75	5	ftc	ftc	PROPN
cblr-14234	75	6	fines	fine	VERB
cblr-14234	75	7	fortnite	fortnite	PROPN
cblr-14234	75	8	maker	maker	NOUN
cblr-14234	75	9	epic	epic	PROPN
cblr-14234	75	10	games	game	NOUN
cblr-14234	75	11	$	$	SYM
cblr-14234	75	12	520	520	NUM
cblr-14234	75	13	m	m	NOUN
cblr-14234	75	14	over	over	ADP
cblr-14234	75	15	children	child	NOUN
cblr-14234	75	16	’s	’s	PART
cblr-14234	75	17	privacy	privacy	NOUN
cblr-14234	75	18	and	and	CCONJ
cblr-14234	75	19	item	item	NOUN
cblr-14234	75	20	shop	shop	NOUN
cblr-14234	75	21	charges	charge	NOUN
cblr-14234	75	22	,	,	PUNCT
cblr-14234	75	23	tech	tech	NOUN
cblr-14234	75	24	crunch	crunch	NOUN
cblr-14234	75	25	,	,	PUNCT
cblr-14234	75	26	dec	dec	PROPN
cblr-14234	75	27	.	.	PROPN
cblr-14234	75	28	2022	2022	NUM
cblr-14234	75	29	,	,	PUNCT
cblr-14234	75	30	https://techcrunch.com/2022/12/19/ftc-fines-fortnite-maker-epic-games-520m-overchildrens-privacy-charges/	https://techcrunch.com/2022/12/19/ftc-fines-fortnite-maker-epic-games-520m-overchildrens-privacy-charges/	X
cblr-14234	76	1	[	[	X
cblr-14234	76	2	https://perma.cc/sq4s-u6qh	https://perma.cc/sq4s-u6qh	NOUN
cblr-14234	76	3	]	]	X
cblr-14234	76	4	.	.	PUNCT
cblr-14234	77	1	9	9	NUM
cblr-14234	77	2	lauren	lauren	PROPN
cblr-14234	77	3	e.	e.	PROPN
cblr-14234	77	4	willis	willis	PROPN
cblr-14234	77	5	,	,	PUNCT
cblr-14234	77	6	performance	performance	NOUN
cblr-14234	77	7	-	-	PUNCT
cblr-14234	77	8	based	base	VERB
cblr-14234	77	9	consumer	consumer	NOUN
cblr-14234	77	10	law	law	NOUN
cblr-14234	77	11	,	,	PUNCT
cblr-14234	77	12	82	82	NUM
cblr-14234	77	13	u.	u.	PROPN
cblr-14234	77	14	chi	chi	PROPN
cblr-14234	77	15	.	.	PUNCT
cblr-14234	78	1	l.	l.	PROPN
cblr-14234	78	2	rev	rev	PROPN
cblr-14234	78	3	.	.	PROPN
cblr-14234	78	4	1309	1309	NUM
cblr-14234	78	5	,	,	PUNCT
cblr-14234	78	6	1323	1323	NUM
cblr-14234	78	7	(	(	PUNCT
cblr-14234	78	8	2015	2015	NUM
cblr-14234	78	9	)	)	PUNCT
cblr-14234	78	10	.	.	PUNCT
cblr-14234	79	1	468	468	NUM
cblr-14234	79	2	columbia	columbia	PROPN
cblr-14234	79	3	business	business	PROPN
cblr-14234	79	4	law	law	PROPN
cblr-14234	79	5	review	review	NOUN
cblr-14234	79	6	[	[	X
cblr-14234	79	7	vol	vol	NOUN
cblr-14234	79	8	.	.	NOUN
cblr-14234	79	9	2024	2024	NUM
cblr-14234	79	10	data	datum	NOUN
cblr-14234	79	11	and	and	CCONJ
cblr-14234	79	12	consumer	consumer	NOUN
cblr-14234	79	13	behavior	behavior	NOUN
cblr-14234	79	14	to	to	PART
cblr-14234	79	15	develop	develop	VERB
cblr-14234	79	16	individualized	individualize	VERB
cblr-14234	79	17	,	,	PUNCT
cblr-14234	79	18	irresistible	irresistible	ADJ
cblr-14234	79	19	seller	seller	NOUN
cblr-14234	79	20	advantages.10	advantages.10	ADP
cblr-14234	79	21	part	part	NOUN
cblr-14234	79	22	iii	iii	NUM
cblr-14234	79	23	details	detail	NOUN
cblr-14234	79	24	the	the	DET
cblr-14234	79	25	well	well	ADV
cblr-14234	79	26	-	-	PUNCT
cblr-14234	79	27	intentioned	intentione	VERB
cblr-14234	79	28	attempts	attempt	NOUN
cblr-14234	79	29	to	to	PART
cblr-14234	79	30	reign	reign	VERB
cblr-14234	79	31	in	in	ADP
cblr-14234	79	32	contract	contract	NOUN
cblr-14234	79	33	language	language	NOUN
cblr-14234	79	34	and	and	CCONJ
cblr-14234	79	35	their	their	PRON
cblr-14234	79	36	shortcomings	shortcoming	NOUN
cblr-14234	79	37	.	.	PUNCT
cblr-14234	80	1	state	state	NOUN
cblr-14234	80	2	and	and	CCONJ
cblr-14234	80	3	federal	federal	ADJ
cblr-14234	80	4	legislatures	legislature	NOUN
cblr-14234	80	5	and	and	CCONJ
cblr-14234	80	6	regulators	regulator	NOUN
cblr-14234	80	7	passed	pass	VERB
cblr-14234	80	8	over	over	ADP
cblr-14234	80	9	500	500	NUM
cblr-14234	80	10	plain	plain	ADJ
cblr-14234	80	11	language	language	NOUN
cblr-14234	80	12	laws	law	NOUN
cblr-14234	80	13	that	that	PRON
cblr-14234	80	14	try	try	VERB
cblr-14234	80	15	to	to	PART
cblr-14234	80	16	make	make	VERB
cblr-14234	80	17	contracts	contract	NOUN
cblr-14234	80	18	more	more	ADV
cblr-14234	80	19	understandable	understandable	ADJ
cblr-14234	80	20	.	.	PUNCT
cblr-14234	81	1	but	but	CCONJ
cblr-14234	81	2	design	design	NOUN
cblr-14234	81	3	flaws	flaw	NOUN
cblr-14234	81	4	render	render	VERB
cblr-14234	81	5	most	most	ADJ
cblr-14234	81	6	of	of	ADP
cblr-14234	81	7	them	they	PRON
cblr-14234	81	8	toothless	toothless	ADJ
cblr-14234	81	9	.	.	PUNCT
cblr-14234	82	1	courts	court	NOUN
cblr-14234	82	2	have	have	AUX
cblr-14234	82	3	also	also	ADV
cblr-14234	82	4	tried	try	VERB
cblr-14234	82	5	to	to	PART
cblr-14234	82	6	import	import	VERB
cblr-14234	82	7	plain	plain	ADJ
cblr-14234	82	8	language	language	NOUN
cblr-14234	82	9	requirements	requirement	NOUN
cblr-14234	82	10	into	into	ADP
cblr-14234	82	11	contract	contract	NOUN
cblr-14234	82	12	common	common	ADJ
cblr-14234	82	13	law	law	NOUN
cblr-14234	82	14	.	.	PUNCT
cblr-14234	83	1	but	but	CCONJ
cblr-14234	83	2	consumers	consumer	NOUN
cblr-14234	83	3	rarely	rarely	ADV
cblr-14234	83	4	invoke	invoke	VERB
cblr-14234	83	5	claims	claim	NOUN
cblr-14234	83	6	and	and	CCONJ
cblr-14234	83	7	even	even	ADV
cblr-14234	83	8	more	more	ADV
cblr-14234	83	9	rarely	rarely	ADV
cblr-14234	83	10	succeed	succeed	VERB
cblr-14234	83	11	.	.	PUNCT
cblr-14234	84	1	branches	branch	NOUN
cblr-14234	84	2	of	of	ADP
cblr-14234	84	3	government	government	NOUN
cblr-14234	84	4	in	in	ADP
cblr-14234	84	5	every	every	DET
cblr-14234	84	6	state	state	NOUN
cblr-14234	84	7	and	and	CCONJ
cblr-14234	84	8	in	in	ADP
cblr-14234	84	9	the	the	DET
cblr-14234	84	10	federal	federal	ADJ
cblr-14234	84	11	government	government	NOUN
cblr-14234	84	12	have	have	AUX
cblr-14234	84	13	tried	try	VERB
cblr-14234	84	14	and	and	CCONJ
cblr-14234	84	15	are	be	AUX
cblr-14234	84	16	trying	try	VERB
cblr-14234	84	17	to	to	PART
cblr-14234	84	18	fix	fix	VERB
cblr-14234	84	19	the	the	DET
cblr-14234	84	20	problem	problem	NOUN
cblr-14234	84	21	in	in	ADP
cblr-14234	84	22	different	different	ADJ
cblr-14234	84	23	ways	way	NOUN
cblr-14234	84	24	.	.	PUNCT
cblr-14234	85	1	none	none	NOUN
cblr-14234	85	2	are	be	AUX
cblr-14234	85	3	succeeding	succeed	VERB
cblr-14234	85	4	.	.	PUNCT
cblr-14234	86	1	they	they	PRON
cblr-14234	86	2	have	have	AUX
cblr-14234	86	3	only	only	ADV
cblr-14234	86	4	created	create	VERB
cblr-14234	86	5	a	a	DET
cblr-14234	86	6	massively	massively	ADV
cblr-14234	86	7	confusing	confusing	ADJ
cblr-14234	86	8	patchwork	patchwork	NOUN
cblr-14234	86	9	of	of	ADP
cblr-14234	86	10	universally	universally	ADV
cblr-14234	86	11	ineffective	ineffective	ADJ
cblr-14234	86	12	solutions	solution	NOUN
cblr-14234	86	13	.	.	PUNCT
cblr-14234	87	1	unsurprisingly	unsurprisingly	ADV
cblr-14234	87	2	,	,	PUNCT
cblr-14234	87	3	making	make	VERB
cblr-14234	87	4	contracts	contract	NOUN
cblr-14234	87	5	understandable	understandable	ADJ
cblr-14234	87	6	is	be	AUX
cblr-14234	87	7	“	"	PUNCT
cblr-14234	87	8	one	one	NUM
cblr-14234	87	9	of	of	ADP
cblr-14234	87	10	the	the	DET
cblr-14234	87	11	most	most	ADV
cblr-14234	87	12	important	important	ADJ
cblr-14234	87	13	puzzles	puzzle	NOUN
cblr-14234	87	14	facing	face	VERB
cblr-14234	87	15	modern	modern	ADJ
cblr-14234	87	16	contract	contract	NOUN
cblr-14234	87	17	law”—and	law”—and	PROPN
cblr-14234	87	18	perhaps	perhaps	ADV
cblr-14234	87	19	one	one	NUM
cblr-14234	87	20	of	of	ADP
cblr-14234	87	21	the	the	DET
cblr-14234	87	22	most	most	ADV
cblr-14234	87	23	difficult.11	difficult.11	ADJ
cblr-14234	87	24	part	part	NOUN
cblr-14234	87	25	iv	iv	NUM
cblr-14234	87	26	proposes	propose	VERB
cblr-14234	87	27	a	a	DET
cblr-14234	87	28	new	new	ADJ
cblr-14234	87	29	solution	solution	NOUN
cblr-14234	87	30	in	in	ADP
cblr-14234	87	31	the	the	DET
cblr-14234	87	32	form	form	NOUN
cblr-14234	87	33	of	of	ADP
cblr-14234	87	34	a	a	DET
cblr-14234	87	35	statutory	statutory	ADJ
cblr-14234	87	36	duty	duty	NOUN
cblr-14234	87	37	requiring	require	VERB
cblr-14234	87	38	sellers	seller	NOUN
cblr-14234	87	39	to	to	PART
cblr-14234	87	40	make	make	VERB
cblr-14234	87	41	their	their	PRON
cblr-14234	87	42	contracts	contract	NOUN
cblr-14234	87	43	understandable	understandable	ADJ
cblr-14234	87	44	.	.	PUNCT
cblr-14234	88	1	after	after	ADP
cblr-14234	88	2	detailing	detail	VERB
cblr-14234	88	3	the	the	DET
cblr-14234	88	4	doctrinal	doctrinal	ADJ
cblr-14234	88	5	justification	justification	NOUN
cblr-14234	88	6	for	for	ADP
cblr-14234	88	7	the	the	DET
cblr-14234	88	8	duty	duty	NOUN
cblr-14234	88	9	,	,	PUNCT
cblr-14234	88	10	it	it	PRON
cblr-14234	88	11	explores	explore	VERB
cblr-14234	88	12	its	its	PRON
cblr-14234	88	13	many	many	ADJ
cblr-14234	88	14	benefits	benefit	NOUN
cblr-14234	88	15	.	.	PUNCT
cblr-14234	89	1	while	while	SCONJ
cblr-14234	89	2	the	the	DET
cblr-14234	89	3	benefits	benefit	NOUN
cblr-14234	89	4	to	to	ADP
cblr-14234	89	5	consumers	consumer	NOUN
cblr-14234	89	6	may	may	AUX
cblr-14234	89	7	seem	seem	VERB
cblr-14234	89	8	obvious	obvious	ADJ
cblr-14234	89	9	,	,	PUNCT
cblr-14234	89	10	the	the	DET
cblr-14234	89	11	duty	duty	NOUN
cblr-14234	89	12	will	will	AUX
cblr-14234	89	13	also	also	ADV
cblr-14234	89	14	benefit	benefit	VERB
cblr-14234	89	15	sellers	seller	NOUN
cblr-14234	89	16	.	.	PUNCT
cblr-14234	90	1	indeed	indeed	ADV
cblr-14234	90	2	,	,	PUNCT
cblr-14234	90	3	it	it	PRON
cblr-14234	90	4	may	may	AUX
cblr-14234	90	5	be	be	AUX
cblr-14234	90	6	that	that	SCONJ
cblr-14234	90	7	sellers	seller	NOUN
cblr-14234	90	8	have	have	AUX
cblr-14234	90	9	always	always	ADV
cblr-14234	90	10	wanted	want	VERB
cblr-14234	90	11	more	more	ADV
cblr-14234	90	12	understandable	understandable	ADJ
cblr-14234	90	13	contracts	contract	NOUN
cblr-14234	90	14	and	and	CCONJ
cblr-14234	90	15	the	the	DET
cblr-14234	90	16	duty	duty	NOUN
cblr-14234	90	17	removes	remove	VERB
cblr-14234	90	18	the	the	DET
cblr-14234	90	19	major	major	ADJ
cblr-14234	90	20	obstacle	obstacle	NOUN
cblr-14234	90	21	—	—	PUNCT
cblr-14234	90	22	lawyers	lawyer	NOUN
cblr-14234	90	23	—	—	PUNCT
cblr-14234	90	24	by	by	ADP
cblr-14234	90	25	providing	provide	VERB
cblr-14234	90	26	a	a	DET
cblr-14234	90	27	market	market	NOUN
cblr-14234	90	28	incentive	incentive	NOUN
cblr-14234	90	29	for	for	ADP
cblr-14234	90	30	innovation	innovation	NOUN
cblr-14234	90	31	.	.	PUNCT
cblr-14234	91	1	finally	finally	ADV
cblr-14234	91	2	,	,	PUNCT
cblr-14234	91	3	part	part	NOUN
cblr-14234	91	4	iv	iv	NUM
cblr-14234	91	5	fleshes	flesh	VERB
cblr-14234	91	6	out	out	ADP
cblr-14234	91	7	and	and	CCONJ
cblr-14234	91	8	responds	respond	VERB
cblr-14234	91	9	to	to	ADP
cblr-14234	91	10	the	the	DET
cblr-14234	91	11	most	most	ADV
cblr-14234	91	12	likely	likely	ADJ
cblr-14234	91	13	counter	counter	ADJ
cblr-14234	91	14	arguments	argument	NOUN
cblr-14234	91	15	by	by	ADP
cblr-14234	91	16	explaining	explain	VERB
cblr-14234	91	17	how	how	SCONJ
cblr-14234	91	18	the	the	DET
cblr-14234	91	19	duty	duty	NOUN
cblr-14234	91	20	is	be	AUX
cblr-14234	91	21	feasible	feasible	ADJ
cblr-14234	91	22	even	even	ADV
cblr-14234	91	23	in	in	ADP
cblr-14234	91	24	mass	mass	ADJ
cblr-14234	91	25	market	market	NOUN
cblr-14234	91	26	contracts	contract	NOUN
cblr-14234	91	27	despite	despite	SCONJ
cblr-14234	91	28	beliefs	belief	NOUN
cblr-14234	91	29	about	about	ADP
cblr-14234	91	30	american	american	ADJ
cblr-14234	91	31	adult	adult	PROPN
cblr-14234	91	32	reading	reading	NOUN
cblr-14234	91	33	levels	level	NOUN
cblr-14234	91	34	,	,	PUNCT
cblr-14234	91	35	will	will	AUX
cblr-14234	91	36	increase	increase	VERB
cblr-14234	91	37	the	the	DET
cblr-14234	91	38	predictability	predictability	NOUN
cblr-14234	91	39	of	of	ADP
cblr-14234	91	40	contracts	contract	NOUN
cblr-14234	91	41	,	,	PUNCT
cblr-14234	91	42	and	and	CCONJ
cblr-14234	91	43	will	will	AUX
cblr-14234	91	44	not	not	PART
cblr-14234	91	45	backfire	backfire	VERB
cblr-14234	91	46	against	against	ADP
cblr-14234	91	47	consumers	consumer	NOUN
cblr-14234	91	48	.	.	PUNCT
cblr-14234	92	1	i.	i.	PROPN
cblr-14234	92	2	why	why	SCONJ
cblr-14234	92	3	consumer	consumer	NOUN
cblr-14234	92	4	understanding	understanding	NOUN
cblr-14234	92	5	matters	matter	VERB
cblr-14234	92	6	to	to	PART
cblr-14234	92	7	contract	contract	VERB
cblr-14234	92	8	law	law	NOUN
cblr-14234	92	9	10	10	NUM
cblr-14234	92	10	lauren	lauren	PROPN
cblr-14234	92	11	e.	e.	PROPN
cblr-14234	92	12	willis	willis	PROPN
cblr-14234	92	13	,	,	PUNCT
cblr-14234	92	14	deception	deception	NOUN
cblr-14234	92	15	by	by	ADP
cblr-14234	92	16	design	design	NOUN
cblr-14234	92	17	,	,	PUNCT
cblr-14234	92	18	34	34	NUM
cblr-14234	92	19	harv	harv	NOUN
cblr-14234	92	20	.	.	PUNCT
cblr-14234	93	1	j.l	j.l	PROPN
cblr-14234	93	2	.	.	PROPN
cblr-14234	93	3	&	&	CCONJ
cblr-14234	93	4	tech	tech	PROPN
cblr-14234	93	5	.	.	PUNCT
cblr-14234	94	1	115	115	NUM
cblr-14234	94	2	,	,	PUNCT
cblr-14234	94	3	116–31	116–31	NUM
cblr-14234	94	4	(	(	PUNCT
cblr-14234	94	5	2020	2020	NUM
cblr-14234	94	6	)	)	PUNCT
cblr-14234	94	7	.	.	PUNCT
cblr-14234	95	1	11	11	NUM
cblr-14234	95	2	lonegrass	lonegrass	NOUN
cblr-14234	95	3	,	,	PUNCT
cblr-14234	95	4	supra	supra	NOUN
cblr-14234	95	5	note	note	NOUN
cblr-14234	95	6	4	4	NUM
cblr-14234	95	7	,	,	PUNCT
cblr-14234	95	8	at	at	ADP
cblr-14234	95	9	3–64	3–64	PROPN
cblr-14234	95	10	.	.	PUNCT
cblr-14234	96	1	no	no	INTJ
cblr-14234	96	2	.	.	NOUN
cblr-14234	97	1	2	2	NUM
cblr-14234	97	2	]	]	PUNCT
cblr-14234	97	3	the	the	DET
cblr-14234	97	4	duty	duty	NOUN
cblr-14234	97	5	to	to	PART
cblr-14234	97	6	make	make	VERB
cblr-14234	97	7	contracts	contract	NOUN
cblr-14234	97	8	understandable	understandable	ADJ
cblr-14234	97	9	469	469	NUM
cblr-14234	97	10	this	this	DET
cblr-14234	97	11	section	section	NOUN
cblr-14234	97	12	explores	explore	VERB
cblr-14234	97	13	the	the	DET
cblr-14234	97	14	role	role	NOUN
cblr-14234	97	15	of	of	ADP
cblr-14234	97	16	consumer	consumer	NOUN
cblr-14234	97	17	understanding	understanding	NOUN
cblr-14234	97	18	in	in	ADP
cblr-14234	97	19	contract	contract	NOUN
cblr-14234	97	20	law	law	NOUN
cblr-14234	97	21	.	.	PUNCT
cblr-14234	98	1	it	it	PRON
cblr-14234	98	2	explains	explain	VERB
cblr-14234	98	3	when	when	SCONJ
cblr-14234	98	4	and	and	CCONJ
cblr-14234	98	5	why	why	SCONJ
cblr-14234	98	6	consumers	consumer	NOUN
cblr-14234	98	7	’	'	PUNCT
cblr-14234	98	8	ability	ability	NOUN
cblr-14234	98	9	(	(	PUNCT
cblr-14234	98	10	or	or	CCONJ
cblr-14234	98	11	inability	inability	NOUN
cblr-14234	98	12	)	)	PUNCT
cblr-14234	98	13	to	to	PART
cblr-14234	98	14	understand	understand	VERB
cblr-14234	98	15	terms	term	NOUN
cblr-14234	98	16	matters	matter	VERB
cblr-14234	98	17	to	to	PART
cblr-14234	98	18	contract	contract	NOUN
cblr-14234	98	19	law	law	NOUN
cblr-14234	98	20	.	.	PUNCT
cblr-14234	99	1	contract	contract	NOUN
cblr-14234	99	2	law	law	NOUN
cblr-14234	99	3	protects	protect	VERB
cblr-14234	99	4	enforceable	enforceable	ADJ
cblr-14234	99	5	bargains.12	bargains.12	NOUN
cblr-14234	99	6	such	such	ADJ
cblr-14234	99	7	enforceable	enforceable	ADJ
cblr-14234	99	8	bargains	bargain	NOUN
cblr-14234	99	9	spawn	spawn	VERB
cblr-14234	99	10	from	from	ADP
cblr-14234	99	11	a	a	DET
cblr-14234	99	12	“	"	PUNCT
cblr-14234	99	13	manifestation	manifestation	NOUN
cblr-14234	99	14	of	of	ADP
cblr-14234	99	15	mutual	mutual	ADJ
cblr-14234	99	16	assent	assent	NOUN
cblr-14234	99	17	”	"	PUNCT
cblr-14234	99	18	between	between	ADP
cblr-14234	99	19	all	all	DET
cblr-14234	99	20	contracting	contract	VERB
cblr-14234	99	21	parties	party	NOUN
cblr-14234	99	22	to	to	PART
cblr-14234	99	23	exchange	exchange	VERB
cblr-14234	99	24	promises.13	promises.13	PROPN
cblr-14234	99	25	in	in	ADP
cblr-14234	99	26	the	the	DET
cblr-14234	99	27	simplest	simple	ADJ
cblr-14234	99	28	and	and	CCONJ
cblr-14234	99	29	perhaps	perhaps	ADV
cblr-14234	99	30	most	most	ADV
cblr-14234	99	31	common	common	ADJ
cblr-14234	99	32	scenario	scenario	NOUN
cblr-14234	99	33	,	,	PUNCT
cblr-14234	99	34	one	one	NUM
cblr-14234	99	35	party	party	NOUN
cblr-14234	99	36	offers	offer	VERB
cblr-14234	99	37	contract	contract	NOUN
cblr-14234	99	38	terms	term	NOUN
cblr-14234	99	39	and	and	CCONJ
cblr-14234	99	40	another	another	DET
cblr-14234	99	41	party	party	NOUN
cblr-14234	99	42	manifests	manifest	VERB
cblr-14234	99	43	assent	assent	NOUN
cblr-14234	99	44	to	to	ADP
cblr-14234	99	45	those	those	DET
cblr-14234	99	46	terms.14	terms.14	NOUN
cblr-14234	99	47	there	there	PRON
cblr-14234	99	48	are	be	VERB
cblr-14234	99	49	many	many	ADJ
cblr-14234	99	50	ways	way	NOUN
cblr-14234	99	51	to	to	PART
cblr-14234	99	52	manifest	manifest	VERB
cblr-14234	99	53	assent.15	assent.15	NOUN
cblr-14234	99	54	one	one	NUM
cblr-14234	99	55	common	common	ADJ
cblr-14234	99	56	way	way	NOUN
cblr-14234	99	57	is	be	AUX
cblr-14234	99	58	a	a	DET
cblr-14234	99	59	signature.16	signature.16	NOUN
cblr-14234	99	60	critically	critically	ADV
cblr-14234	99	61	,	,	PUNCT
cblr-14234	99	62	whether	whether	SCONJ
cblr-14234	99	63	a	a	DET
cblr-14234	99	64	party	party	NOUN
cblr-14234	99	65	manifests	manifest	NOUN
cblr-14234	99	66	assent	assent	NOUN
cblr-14234	99	67	is	be	AUX
cblr-14234	99	68	an	an	DET
cblr-14234	99	69	objective	objective	ADJ
cblr-14234	99	70	standard.17	standard.17	NOUN
cblr-14234	99	71	thus	thus	ADV
cblr-14234	99	72	,	,	PUNCT
cblr-14234	99	73	when	when	SCONJ
cblr-14234	99	74	you	you	PRON
cblr-14234	99	75	sign	sign	VERB
cblr-14234	99	76	a	a	DET
cblr-14234	99	77	12	12	NUM
cblr-14234	99	78	restatement	restatement	NOUN
cblr-14234	99	79	(	(	PUNCT
cblr-14234	99	80	second	second	ADJ
cblr-14234	99	81	)	)	PUNCT
cblr-14234	99	82	of	of	ADP
cblr-14234	99	83	contracts	contract	NOUN
cblr-14234	99	84	§	§	PROPN
cblr-14234	99	85	1	1	NUM
cblr-14234	99	86	(	(	PUNCT
cblr-14234	99	87	1981	1981	NUM
cblr-14234	99	88	)	)	PUNCT
cblr-14234	99	89	;	;	PUNCT
cblr-14234	99	90	restatement	restatement	NOUN
cblr-14234	99	91	(	(	PUNCT
cblr-14234	99	92	second	second	ADJ
cblr-14234	99	93	)	)	PUNCT
cblr-14234	99	94	of	of	ADP
cblr-14234	99	95	contracts	contract	NOUN
cblr-14234	99	96	§	§	PROPN
cblr-14234	99	97	3	3	NUM
cblr-14234	99	98	(	(	PUNCT
cblr-14234	99	99	1981	1981	NUM
cblr-14234	99	100	)	)	PUNCT
cblr-14234	99	101	;	;	PUNCT
cblr-14234	99	102	1	1	NUM
cblr-14234	99	103	williston	williston	PROPN
cblr-14234	99	104	on	on	ADP
cblr-14234	99	105	contracts	contract	NOUN
cblr-14234	99	106	§	§	PROPN
cblr-14234	99	107	1:1	1:1	NUM
cblr-14234	99	108	(	(	PUNCT
cblr-14234	99	109	4th	4th	ADJ
cblr-14234	99	110	ed	ed	NOUN
cblr-14234	99	111	.	.	PUNCT
cblr-14234	99	112	)	)	PUNCT
cblr-14234	100	1	13	13	NUM
cblr-14234	100	2	restatement	restatement	NOUN
cblr-14234	100	3	(	(	PUNCT
cblr-14234	100	4	second	second	ADJ
cblr-14234	100	5	)	)	PUNCT
cblr-14234	100	6	of	of	ADP
cblr-14234	100	7	contracts	contract	NOUN
cblr-14234	100	8	§	§	PROPN
cblr-14234	100	9	3	3	NUM
cblr-14234	100	10	(	(	PUNCT
cblr-14234	100	11	1981	1981	NUM
cblr-14234	100	12	)	)	PUNCT
cblr-14234	100	13	;	;	PUNCT
cblr-14234	100	14	restatement	restatement	NOUN
cblr-14234	100	15	(	(	PUNCT
cblr-14234	100	16	second	second	ADJ
cblr-14234	100	17	)	)	PUNCT
cblr-14234	100	18	of	of	ADP
cblr-14234	100	19	contracts	contract	NOUN
cblr-14234	100	20	§	§	PROPN
cblr-14234	100	21	§	§	PROPN
cblr-14234	100	22	17	17	NUM
cblr-14234	100	23	-	-	SYM
cblr-14234	100	24	18	18	NUM
cblr-14234	100	25	(	(	PUNCT
cblr-14234	100	26	1981	1981	NUM
cblr-14234	100	27	)	)	PUNCT
cblr-14234	100	28	.	.	PUNCT
cblr-14234	101	1	see	see	VERB
cblr-14234	101	2	also	also	ADV
cblr-14234	101	3	robin	robin	PROPN
cblr-14234	101	4	bradley	bradley	PROPN
cblr-14234	101	5	kar	kar	PROPN
cblr-14234	101	6	&	&	CCONJ
cblr-14234	101	7	margaret	margaret	PROPN
cblr-14234	101	8	jane	jane	PROPN
cblr-14234	101	9	radin	radin	PROPN
cblr-14234	101	10	,	,	PUNCT
cblr-14234	101	11	pseudo	pseudo	NOUN
cblr-14234	101	12	-	-	NOUN
cblr-14234	101	13	contract	contract	NOUN
cblr-14234	101	14	and	and	CCONJ
cblr-14234	101	15	shared	share	VERB
cblr-14234	101	16	meaning	meaning	NOUN
cblr-14234	101	17	analysis	analysis	NOUN
cblr-14234	101	18	,	,	PUNCT
cblr-14234	101	19	132	132	NUM
cblr-14234	101	20	harv	harv	NOUN
cblr-14234	101	21	.	.	PUNCT
cblr-14234	102	1	l.	l.	PROPN
cblr-14234	102	2	rev	rev	PROPN
cblr-14234	102	3	.	.	PROPN
cblr-14234	102	4	1135	1135	NUM
cblr-14234	102	5	,	,	PUNCT
cblr-14234	102	6	1160–62	1160–62	NUM
cblr-14234	102	7	(	(	PUNCT
cblr-14234	102	8	2019	2019	NUM
cblr-14234	102	9	)	)	PUNCT
cblr-14234	102	10	(	(	PUNCT
cblr-14234	102	11	“	"	PUNCT
cblr-14234	102	12	the	the	DET
cblr-14234	102	13	premises	premise	NOUN
cblr-14234	102	14	of	of	ADP
cblr-14234	102	15	freedom	freedom	NOUN
cblr-14234	102	16	of	of	ADP
cblr-14234	102	17	contract	contract	NOUN
cblr-14234	102	18	--	--	PUNCT
cblr-14234	102	19	and	and	CCONJ
cblr-14234	102	20	also	also	ADV
cblr-14234	102	21	freedom	freedom	NOUN
cblr-14234	102	22	from	from	ADP
cblr-14234	102	23	contract	contract	NOUN
cblr-14234	102	24	--	--	PUNCT
cblr-14234	102	25	suppose	suppose	VERB
cblr-14234	102	26	parties	party	NOUN
cblr-14234	102	27	with	with	ADP
cblr-14234	102	28	equal	equal	ADJ
cblr-14234	102	29	capacities	capacity	NOUN
cblr-14234	102	30	to	to	PART
cblr-14234	102	31	define	define	VERB
cblr-14234	102	32	and	and	CCONJ
cblr-14234	102	33	enter	enter	VERB
cblr-14234	102	34	into	into	ADP
cblr-14234	102	35	only	only	ADV
cblr-14234	102	36	those	those	DET
cblr-14234	102	37	terms	term	NOUN
cblr-14234	102	38	that	that	SCONJ
cblr-14234	102	39	both	both	PRON
cblr-14234	102	40	agree	agree	VERB
cblr-14234	102	41	offer	offer	NOUN
cblr-14234	102	42	expected	expect	VERB
cblr-14234	102	43	gains	gain	NOUN
cblr-14234	102	44	for	for	ADP
cblr-14234	102	45	each	each	PRON
cblr-14234	102	46	,	,	PUNCT
cblr-14234	102	47	trusting	trust	VERB
cblr-14234	102	48	a	a	DET
cblr-14234	102	49	well	well	ADV
cblr-14234	102	50	-	-	PUNCT
cblr-14234	102	51	functioning	function	VERB
cblr-14234	102	52	legal	legal	ADJ
cblr-14234	102	53	system	system	NOUN
cblr-14234	102	54	to	to	PART
cblr-14234	102	55	focus	focus	VERB
cblr-14234	102	56	legal	legal	ADJ
cblr-14234	102	57	enforcement	enforcement	NOUN
cblr-14234	102	58	on	on	ADP
cblr-14234	102	59	their	their	PRON
cblr-14234	102	60	shared	share	VERB
cblr-14234	102	61	agreements	agreement	NOUN
cblr-14234	102	62	.	.	PUNCT
cblr-14234	102	63	”	"	PUNCT
cblr-14234	102	64	)	)	PUNCT
cblr-14234	102	65	14	14	NUM
cblr-14234	102	66	restatement	restatement	NOUN
cblr-14234	102	67	(	(	PUNCT
cblr-14234	102	68	second	second	ADJ
cblr-14234	102	69	)	)	PUNCT
cblr-14234	102	70	of	of	ADP
cblr-14234	102	71	contracts	contract	NOUN
cblr-14234	102	72	§	§	PROPN
cblr-14234	102	73	22	22	NUM
cblr-14234	102	74	(	(	PUNCT
cblr-14234	102	75	1981	1981	NUM
cblr-14234	102	76	)	)	PUNCT
cblr-14234	102	77	;	;	PUNCT
cblr-14234	102	78	1	1	NUM
cblr-14234	102	79	williston	williston	PROPN
cblr-14234	102	80	on	on	ADP
cblr-14234	102	81	contracts	contract	NOUN
cblr-14234	102	82	§	§	PROPN
cblr-14234	102	83	4:3	4:3	NUM
cblr-14234	102	84	(	(	PUNCT
cblr-14234	102	85	4th	4th	ADJ
cblr-14234	102	86	ed	ed	NOUN
cblr-14234	102	87	.	.	PUNCT
cblr-14234	102	88	)	)	PUNCT
cblr-14234	102	89	15	15	NUM
cblr-14234	102	90	restatement	restatement	NOUN
cblr-14234	102	91	(	(	PUNCT
cblr-14234	102	92	second	second	ADJ
cblr-14234	102	93	)	)	PUNCT
cblr-14234	102	94	of	of	ADP
cblr-14234	102	95	contracts	contract	NOUN
cblr-14234	102	96	§	§	PROPN
cblr-14234	102	97	19	19	NUM
cblr-14234	102	98	(	(	PUNCT
cblr-14234	102	99	1981	1981	NUM
cblr-14234	102	100	)	)	PUNCT
cblr-14234	102	101	.	.	PUNCT
cblr-14234	103	1	16	16	NUM
cblr-14234	103	2	see	see	VERB
cblr-14234	103	3	11	11	NUM
cblr-14234	103	4	hawkland	hawkland	PROPN
cblr-14234	103	5	ucc	ucc	PROPN
cblr-14234	103	6	series	series	PROPN
cblr-14234	103	7	§	§	PROPN
cblr-14234	103	8	ucita	ucita	PROPN
cblr-14234	103	9	112:1(“thus	112:1(“thus	NUM
cblr-14234	103	10	by	by	ADP
cblr-14234	103	11	signing	sign	VERB
cblr-14234	103	12	a	a	DET
cblr-14234	103	13	standard	standard	ADJ
cblr-14234	103	14	form	form	NOUN
cblr-14234	103	15	contract	contract	NOUN
cblr-14234	103	16	,	,	PUNCT
cblr-14234	103	17	a	a	DET
cblr-14234	103	18	signing	signing	NOUN
cblr-14234	103	19	party	party	NOUN
cblr-14234	103	20	both	both	PRON
cblr-14234	103	21	agrees	agree	VERB
cblr-14234	103	22	to	to	ADP
cblr-14234	103	23	the	the	DET
cblr-14234	103	24	contract	contract	NOUN
cblr-14234	103	25	and	and	CCONJ
cblr-14234	103	26	adopts	adopt	VERB
cblr-14234	103	27	the	the	DET
cblr-14234	103	28	terms	term	NOUN
cblr-14234	103	29	of	of	ADP
cblr-14234	103	30	the	the	DET
cblr-14234	103	31	form	form	NOUN
cblr-14234	103	32	as	as	ADP
cblr-14234	103	33	the	the	DET
cblr-14234	103	34	terms	term	NOUN
cblr-14234	103	35	of	of	ADP
cblr-14234	103	36	that	that	DET
cblr-14234	103	37	contract	contract	NOUN
cblr-14234	103	38	.	.	PUNCT
cblr-14234	103	39	”	"	PUNCT
cblr-14234	103	40	)	)	PUNCT
cblr-14234	103	41	;	;	PUNCT
cblr-14234	103	42	17	17	NUM
cblr-14234	103	43	am	am	NOUN
cblr-14234	103	44	.	.	PUNCT
cblr-14234	104	1	jur	jur	PROPN
cblr-14234	104	2	.	.	PUNCT
cblr-14234	104	3	2d	2d	PROPN
cblr-14234	104	4	contracts	contract	NOUN
cblr-14234	104	5	§	§	PROPN
cblr-14234	104	6	30	30	NUM
cblr-14234	104	7	(	(	PUNCT
cblr-14234	104	8	“	"	PUNCT
cblr-14234	104	9	under	under	ADP
cblr-14234	104	10	this	this	DET
cblr-14234	104	11	objective	objective	ADJ
cblr-14234	104	12	theory	theory	NOUN
cblr-14234	104	13	of	of	ADP
cblr-14234	104	14	contracts	contract	NOUN
cblr-14234	104	15	,	,	PUNCT
cblr-14234	104	16	the	the	DET
cblr-14234	104	17	fact	fact	NOUN
cblr-14234	104	18	that	that	SCONJ
cblr-14234	104	19	two	two	NUM
cblr-14234	104	20	parties	party	NOUN
cblr-14234	104	21	signed	sign	VERB
cblr-14234	104	22	a	a	DET
cblr-14234	104	23	contract	contract	NOUN
cblr-14234	104	24	is	be	AUX
cblr-14234	104	25	enough	enough	ADJ
cblr-14234	104	26	to	to	PART
cblr-14234	104	27	create	create	VERB
cblr-14234	104	28	legal	legal	ADJ
cblr-14234	104	29	rights	right	NOUN
cblr-14234	104	30	,	,	PUNCT
cblr-14234	104	31	whatever	whatever	PRON
cblr-14234	104	32	the	the	DET
cblr-14234	104	33	signatories	signatory	NOUN
cblr-14234	104	34	might	might	AUX
cblr-14234	104	35	have	have	AUX
cblr-14234	104	36	been	be	AUX
cblr-14234	104	37	thinking	think	VERB
cblr-14234	104	38	when	when	SCONJ
cblr-14234	104	39	they	they	PRON
cblr-14234	104	40	signed	sign	VERB
cblr-14234	104	41	it	it	PRON
cblr-14234	104	42	.	.	PUNCT
cblr-14234	104	43	”	"	PUNCT
cblr-14234	104	44	)	)	PUNCT
cblr-14234	104	45	;	;	PUNCT
cblr-14234	104	46	james	james	PROPN
cblr-14234	104	47	acret	acret	PROPN
cblr-14234	104	48	,	,	PUNCT
cblr-14234	104	49	cal	cal	PROPN
cblr-14234	104	50	.	.	PUNCT
cblr-14234	104	51	constr	constr	PROPN
cblr-14234	104	52	.	.	PUNCT
cblr-14234	105	1	l.	l.	PROPN
cblr-14234	105	2	manual	manual	PROPN
cblr-14234	105	3	§	§	PROPN
cblr-14234	105	4	1:5	1:5	NUM
cblr-14234	105	5	(	(	PUNCT
cblr-14234	105	6	2023–2024	2023–2024	NUM
cblr-14234	105	7	ed	ed	NOUN
cblr-14234	105	8	.	.	PUNCT
cblr-14234	105	9	)	)	PUNCT
cblr-14234	106	1	(	(	PUNCT
cblr-14234	106	2	“	"	PUNCT
cblr-14234	106	3	this	this	DET
cblr-14234	106	4	manifestation	manifestation	NOUN
cblr-14234	106	5	of	of	ADP
cblr-14234	106	6	mutual	mutual	ADJ
cblr-14234	106	7	assent	assent	NOUN
cblr-14234	106	8	can	can	AUX
cblr-14234	106	9	occur	occur	VERB
cblr-14234	106	10	in	in	ADP
cblr-14234	106	11	many	many	ADJ
cblr-14234	106	12	ways	way	NOUN
cblr-14234	106	13	.	.	PUNCT
cblr-14234	107	1	the	the	DET
cblr-14234	107	2	most	most	ADV
cblr-14234	107	3	common	common	ADJ
cblr-14234	107	4	way	way	NOUN
cblr-14234	107	5	,	,	PUNCT
cblr-14234	107	6	so	so	ADV
cblr-14234	107	7	far	far	ADV
cblr-14234	107	8	as	as	SCONJ
cblr-14234	107	9	a	a	DET
cblr-14234	107	10	contractor	contractor	NOUN
cblr-14234	107	11	is	be	AUX
cblr-14234	107	12	concerned	concern	VERB
cblr-14234	107	13	,	,	PUNCT
cblr-14234	107	14	is	be	AUX
cblr-14234	107	15	to	to	PART
cblr-14234	107	16	sign	sign	VERB
cblr-14234	107	17	a	a	DET
cblr-14234	107	18	written	write	VERB
cblr-14234	107	19	contract	contract	NOUN
cblr-14234	107	20	.	.	PUNCT
cblr-14234	107	21	”	"	PUNCT
cblr-14234	107	22	)	)	PUNCT
cblr-14234	107	23	;	;	PUNCT
cblr-14234	108	1	siclari	siclari	PROPN
cblr-14234	108	2	v.	v.	PROPN
cblr-14234	108	3	cbi	cbi	PROPN
cblr-14234	108	4	acquisitions	acquisition	NOUN
cblr-14234	108	5	,	,	PUNCT
cblr-14234	108	6	llc	llc	PROPN
cblr-14234	108	7	,	,	PUNCT
cblr-14234	108	8	no	no	INTJ
cblr-14234	108	9	.	.	PUNCT
cblr-14234	109	1	cv	cv	PROPN
cblr-14234	109	2	2015	2015	NUM
cblr-14234	109	3	-	-	SYM
cblr-14234	109	4	28	28	NUM
cblr-14234	109	5	,	,	PUNCT
cblr-14234	109	6	2017	2017	NUM
cblr-14234	109	7	wl	wl	NOUN
cblr-14234	109	8	937728	937728	NUM
cblr-14234	109	9	,	,	PUNCT
cblr-14234	109	10	at	at	ADP
cblr-14234	109	11	*	*	NOUN
cblr-14234	109	12	2	2	NUM
cblr-14234	109	13	(	(	PUNCT
cblr-14234	109	14	d.v.i	d.v.i	NOUN
cblr-14234	109	15	.	.	PUNCT
cblr-14234	110	1	mar	mar	PROPN
cblr-14234	110	2	.	.	PROPN
cblr-14234	110	3	9	9	NUM
cblr-14234	110	4	,	,	PUNCT
cblr-14234	110	5	2017	2017	NUM
cblr-14234	110	6	)	)	PUNCT
cblr-14234	110	7	(	(	PUNCT
cblr-14234	110	8	“	"	PUNCT
cblr-14234	110	9	signing	sign	VERB
cblr-14234	110	10	an	an	DET
cblr-14234	110	11	agreement	agreement	NOUN
cblr-14234	110	12	is	be	AUX
cblr-14234	110	13	commonly	commonly	ADV
cblr-14234	110	14	understood	understand	VERB
cblr-14234	110	15	to	to	PART
cblr-14234	110	16	be	be	AUX
cblr-14234	110	17	a	a	DET
cblr-14234	110	18	manifestation	manifestation	NOUN
cblr-14234	110	19	of	of	ADP
cblr-14234	110	20	assent	assent	NOUN
cblr-14234	110	21	.	.	PUNCT
cblr-14234	110	22	”	"	PUNCT
cblr-14234	110	23	)	)	PUNCT
cblr-14234	110	24	;	;	PUNCT
cblr-14234	110	25	scaife	scaife	PROPN
cblr-14234	110	26	v.	v.	CCONJ
cblr-14234	110	27	associated	associated	PROPN
cblr-14234	110	28	air	air	PROPN
cblr-14234	110	29	ctr	ctr	PROPN
cblr-14234	110	30	.	.	PROPN
cblr-14234	110	31	inc	inc	PROPN
cblr-14234	110	32	.	.	PROPN
cblr-14234	110	33	,	,	PUNCT
cblr-14234	110	34	100	100	NUM
cblr-14234	110	35	f.3d	f.3d	NUM
cblr-14234	110	36	406	406	NUM
cblr-14234	110	37	,	,	PUNCT
cblr-14234	110	38	411	411	NUM
cblr-14234	110	39	(	(	PUNCT
cblr-14234	110	40	5th	5th	ADJ
cblr-14234	110	41	cir	cir	NOUN
cblr-14234	110	42	.	.	PUNCT
cblr-14234	110	43	1996	1996	NUM
cblr-14234	110	44	)	)	PUNCT
cblr-14234	110	45	(	(	PUNCT
cblr-14234	110	46	“	"	PUNCT
cblr-14234	110	47	manifestation	manifestation	NOUN
cblr-14234	110	48	of	of	ADP
cblr-14234	110	49	assent	assent	NOUN
cblr-14234	110	50	‘	'	PUNCT
cblr-14234	110	51	commonly	commonly	ADV
cblr-14234	110	52	consists	consist	VERB
cblr-14234	110	53	of	of	ADP
cblr-14234	110	54	signing	signing	NOUN
cblr-14234	110	55	and	and	CCONJ
cblr-14234	110	56	delivery	delivery	NOUN
cblr-14234	110	57	.	.	PUNCT
cblr-14234	111	1	’[citation	’[citation	PUNCT
cblr-14234	111	2	omitted	omit	VERB
cblr-14234	111	3	]	]	PUNCT
cblr-14234	111	4	”	"	PUNCT
cblr-14234	111	5	)	)	PUNCT
cblr-14234	111	6	.	.	PUNCT
cblr-14234	112	1	the	the	DET
cblr-14234	112	2	signature	signature	NOUN
cblr-14234	112	3	may	may	AUX
cblr-14234	112	4	be	be	AUX
cblr-14234	112	5	written	write	VERB
cblr-14234	112	6	or	or	CCONJ
cblr-14234	112	7	digital	digital	ADJ
cblr-14234	112	8	.	.	PUNCT
cblr-14234	113	1	see	see	VERB
cblr-14234	113	2	1	1	NUM
cblr-14234	113	3	williston	williston	PROPN
cblr-14234	113	4	on	on	ADP
cblr-14234	113	5	contracts	contract	NOUN
cblr-14234	113	6	§	§	PROPN
cblr-14234	113	7	§	§	PROPN
cblr-14234	113	8	4:4	4:4	NUM
cblr-14234	113	9	-	-	SYM
cblr-14234	113	10	4.6	4.6	NUM
cblr-14234	113	11	(	(	PUNCT
cblr-14234	113	12	4th	4th	ADJ
cblr-14234	113	13	ed	ed	NOUN
cblr-14234	113	14	.	.	PUNCT
cblr-14234	113	15	)	)	PUNCT
cblr-14234	113	16	.	.	PUNCT
cblr-14234	114	1	17	17	NUM
cblr-14234	114	2	2	2	NUM
cblr-14234	114	3	williston	williston	NOUN
cblr-14234	114	4	on	on	ADP
cblr-14234	114	5	contracts	contract	NOUN
cblr-14234	114	6	§	§	PROPN
cblr-14234	114	7	6:3	6:3	NUM
cblr-14234	114	8	(	(	PUNCT
cblr-14234	114	9	4th	4th	ADJ
cblr-14234	114	10	ed	ed	NOUN
cblr-14234	114	11	.	.	PUNCT
cblr-14234	114	12	)	)	PUNCT
cblr-14234	114	13	.	.	PUNCT
cblr-14234	115	1	see	see	VERB
cblr-14234	115	2	also	also	ADV
cblr-14234	115	3	robert	robert	PROPN
cblr-14234	115	4	a.	a.	PROPN
cblr-14234	115	5	hillman	hillman	PROPN
cblr-14234	115	6	,	,	PUNCT
cblr-14234	115	7	contract	contract	NOUN
cblr-14234	115	8	lore	lore	NOUN
cblr-14234	115	9	,	,	PUNCT
cblr-14234	115	10	27	27	NUM
cblr-14234	115	11	j.	j.	PROPN
cblr-14234	115	12	corp	corp	PROPN
cblr-14234	115	13	.	.	PROPN
cblr-14234	115	14	l.	l.	PROPN
cblr-14234	115	15	505	505	NUM
cblr-14234	115	16	,	,	PUNCT
cblr-14234	115	17	511	511	NUM
cblr-14234	115	18	(	(	PUNCT
cblr-14234	115	19	2002	2002	NUM
cblr-14234	115	20	)	)	PUNCT
cblr-14234	115	21	(	(	PUNCT
cblr-14234	115	22	“	"	PUNCT
cblr-14234	115	23	in	in	ADP
cblr-14234	115	24	reality	reality	NOUN
cblr-14234	115	25	,	,	PUNCT
cblr-14234	115	26	however	however	ADV
cblr-14234	115	27	,	,	PUNCT
cblr-14234	115	28	actual	actual	ADJ
cblr-14234	115	29	470	470	NUM
cblr-14234	115	30	columbia	columbia	PROPN
cblr-14234	115	31	business	business	NOUN
cblr-14234	115	32	law	law	PROPN
cblr-14234	115	33	review	review	NOUN
cblr-14234	115	34	[	[	X
cblr-14234	115	35	vol	vol	NOUN
cblr-14234	115	36	.	.	NOUN
cblr-14234	115	37	2024	2024	NUM
cblr-14234	115	38	contract	contract	NOUN
cblr-14234	115	39	,	,	PUNCT
cblr-14234	115	40	the	the	DET
cblr-14234	115	41	question	question	NOUN
cblr-14234	115	42	is	be	AUX
cblr-14234	115	43	not	not	PART
cblr-14234	115	44	whether	whether	SCONJ
cblr-14234	115	45	you	you	PRON
cblr-14234	115	46	intended	intend	VERB
cblr-14234	115	47	to	to	PART
cblr-14234	115	48	enter	enter	VERB
cblr-14234	115	49	the	the	DET
cblr-14234	115	50	contract	contract	NOUN
cblr-14234	115	51	but	but	CCONJ
cblr-14234	115	52	rather	rather	ADV
cblr-14234	115	53	whether	whether	SCONJ
cblr-14234	115	54	the	the	DET
cblr-14234	115	55	seller	seller	NOUN
cblr-14234	115	56	could	could	AUX
cblr-14234	115	57	reasonably	reasonably	ADV
cblr-14234	115	58	rely	rely	VERB
cblr-14234	115	59	on	on	ADP
cblr-14234	115	60	your	your	PRON
cblr-14234	115	61	signature	signature	NOUN
cblr-14234	115	62	to	to	PART
cblr-14234	115	63	mean	mean	VERB
cblr-14234	115	64	you	you	PRON
cblr-14234	115	65	intended	intend	VERB
cblr-14234	115	66	to	to	PART
cblr-14234	115	67	enter	enter	VERB
cblr-14234	115	68	the	the	DET
cblr-14234	115	69	contract.18	contract.18	PROPN
cblr-14234	115	70	but	but	CCONJ
cblr-14234	115	71	notice	notice	VERB
cblr-14234	115	72	how	how	SCONJ
cblr-14234	115	73	a	a	DET
cblr-14234	115	74	signature	signature	NOUN
cblr-14234	115	75	does	do	AUX
cblr-14234	115	76	not	not	PART
cblr-14234	115	77	alone	alone	ADV
cblr-14234	115	78	reveal	reveal	VERB
cblr-14234	115	79	whether	whether	SCONJ
cblr-14234	115	80	you	you	PRON
cblr-14234	115	81	knew	know	VERB
cblr-14234	115	82	the	the	DET
cblr-14234	115	83	contract	contract	NOUN
cblr-14234	115	84	terms	term	NOUN
cblr-14234	115	85	before	before	ADP
cblr-14234	115	86	signing	sign	VERB
cblr-14234	115	87	.	.	PUNCT
cblr-14234	116	1	under	under	ADP
cblr-14234	116	2	the	the	DET
cblr-14234	116	3	duty	duty	NOUN
cblr-14234	116	4	to	to	PART
cblr-14234	116	5	read	read	VERB
cblr-14234	116	6	,	,	PUNCT
cblr-14234	116	7	contract	contract	NOUN
cblr-14234	116	8	law	law	NOUN
cblr-14234	116	9	burdens	burden	VERB
cblr-14234	116	10	parties	party	NOUN
cblr-14234	116	11	to	to	PART
cblr-14234	116	12	read	read	VERB
cblr-14234	116	13	and	and	CCONJ
cblr-14234	116	14	learn	learn	VERB
cblr-14234	116	15	contract	contract	NOUN
cblr-14234	116	16	terms	term	NOUN
cblr-14234	116	17	before	before	ADP
cblr-14234	116	18	signing.19	signing.19	NOUN
cblr-14234	116	19	in	in	ADP
cblr-14234	116	20	the	the	DET
cblr-14234	116	21	absence	absence	NOUN
cblr-14234	116	22	of	of	ADP
cblr-14234	116	23	foul	foul	ADJ
cblr-14234	116	24	play	play	NOUN
cblr-14234	116	25	,	,	PUNCT
cblr-14234	116	26	generally	generally	ADV
cblr-14234	116	27	courts	court	NOUN
cblr-14234	116	28	will	will	AUX
cblr-14234	116	29	enforce	enforce	VERB
cblr-14234	116	30	contracts	contract	NOUN
cblr-14234	116	31	against	against	ADP
cblr-14234	116	32	a	a	DET
cblr-14234	116	33	party	party	NOUN
cblr-14234	116	34	who	who	PRON
cblr-14234	116	35	chose	choose	VERB
cblr-14234	116	36	to	to	PART
cblr-14234	116	37	sign	sign	VERB
cblr-14234	116	38	without	without	ADP
cblr-14234	116	39	reading.20	reading.20	PROPN
cblr-14234	116	40	similarly	similarly	ADV
cblr-14234	116	41	,	,	PUNCT
cblr-14234	116	42	under	under	ADP
cblr-14234	116	43	the	the	DET
cblr-14234	116	44	duty	duty	NOUN
cblr-14234	116	45	to	to	PART
cblr-14234	116	46	read	read	VERB
cblr-14234	116	47	,	,	PUNCT
cblr-14234	116	48	a	a	DET
cblr-14234	116	49	party	party	NOUN
cblr-14234	116	50	’s	’s	PART
cblr-14234	116	51	decision	decision	NOUN
cblr-14234	116	52	not	not	PART
cblr-14234	116	53	to	to	PART
cblr-14234	116	54	consult	consult	VERB
cblr-14234	116	55	an	an	DET
cblr-14234	116	56	attorney21	attorney21	ADJ
cblr-14234	116	57	intentions	intention	NOUN
cblr-14234	116	58	and	and	CCONJ
cblr-14234	116	59	agreements	agreement	NOUN
cblr-14234	116	60	hardly	hardly	ADV
cblr-14234	116	61	matter	matter	VERB
cblr-14234	116	62	in	in	ADP
cblr-14234	116	63	cases	case	NOUN
cblr-14234	116	64	that	that	PRON
cblr-14234	116	65	get	get	VERB
cblr-14234	116	66	to	to	ADP
cblr-14234	116	67	court	court	NOUN
cblr-14234	116	68	.	.	PUNCT
cblr-14234	117	1	instead	instead	ADV
cblr-14234	117	2	,	,	PUNCT
cblr-14234	117	3	courts	court	NOUN
cblr-14234	117	4	apply	apply	VERB
cblr-14234	117	5	an	an	DET
cblr-14234	117	6	objective	objective	ADJ
cblr-14234	117	7	theory	theory	NOUN
cblr-14234	117	8	of	of	ADP
cblr-14234	117	9	formation	formation	NOUN
cblr-14234	117	10	and	and	CCONJ
cblr-14234	117	11	interpretation	interpretation	NOUN
cblr-14234	117	12	,	,	PUNCT
cblr-14234	117	13	under	under	ADP
cblr-14234	117	14	which	which	PRON
cblr-14234	117	15	courts	court	NOUN
cblr-14234	117	16	enforce	enforce	VERB
cblr-14234	117	17	contracts	contract	NOUN
cblr-14234	117	18	based	base	VERB
cblr-14234	117	19	on	on	ADP
cblr-14234	117	20	apparent	apparent	ADJ
cblr-14234	117	21	,	,	PUNCT
cblr-14234	117	22	not	not	PART
cblr-14234	117	23	real	real	ADJ
cblr-14234	117	24	intentions	intention	NOUN
cblr-14234	117	25	.	.	PUNCT
cblr-14234	118	1	if	if	SCONJ
cblr-14234	118	2	a	a	DET
cblr-14234	118	3	promisee	promisee	NOUN
cblr-14234	118	4	reasonably	reasonably	ADV
cblr-14234	118	5	and	and	CCONJ
cblr-14234	118	6	honestly	honestly	ADV
cblr-14234	118	7	believed	believe	VERB
cblr-14234	118	8	the	the	DET
cblr-14234	118	9	promisor	promisor	NOUN
cblr-14234	118	10	intended	intend	VERB
cblr-14234	118	11	to	to	PART
cblr-14234	118	12	contract	contract	VERB
cblr-14234	118	13	,	,	PUNCT
cblr-14234	118	14	the	the	DET
cblr-14234	118	15	promisor	promisor	NOUN
cblr-14234	118	16	may	may	AUX
cblr-14234	118	17	be	be	AUX
cblr-14234	118	18	bound	bind	VERB
cblr-14234	118	19	even	even	ADV
cblr-14234	118	20	though	though	SCONJ
cblr-14234	118	21	the	the	DET
cblr-14234	118	22	promisor	promisor	NOUN
cblr-14234	118	23	did	do	AUX
cblr-14234	118	24	not	not	PART
cblr-14234	118	25	intend	intend	VERB
cblr-14234	118	26	to	to	PART
cblr-14234	118	27	contract	contract	VERB
cblr-14234	118	28	.	.	PUNCT
cblr-14234	118	29	”	"	PUNCT
cblr-14234	119	1	)	)	PUNCT
cblr-14234	119	2	18	18	NUM
cblr-14234	119	3	2	2	NUM
cblr-14234	119	4	williston	williston	NOUN
cblr-14234	119	5	on	on	ADP
cblr-14234	119	6	contracts	contract	NOUN
cblr-14234	119	7	§	§	PROPN
cblr-14234	119	8	6:3	6:3	NUM
cblr-14234	119	9	(	(	PUNCT
cblr-14234	119	10	4th	4th	ADJ
cblr-14234	119	11	ed	ed	NOUN
cblr-14234	119	12	.	.	PUNCT
cblr-14234	119	13	)	)	PUNCT
cblr-14234	119	14	;	;	PUNCT
cblr-14234	119	15	hillman	hillman	PROPN
cblr-14234	119	16	,	,	PUNCT
cblr-14234	119	17	supra	supra	PROPN
cblr-14234	119	18	note	note	PROPN
cblr-14234	119	19	17	17	NUM
cblr-14234	119	20	,	,	PUNCT
cblr-14234	119	21	at	at	ADP
cblr-14234	119	22	511–12	511–12	PROPN
cblr-14234	119	23	(	(	PUNCT
cblr-14234	119	24	“	"	PUNCT
cblr-14234	119	25	the	the	DET
cblr-14234	119	26	objective	objective	ADJ
cblr-14234	119	27	approach	approach	NOUN
cblr-14234	119	28	to	to	PART
cblr-14234	119	29	contract	contract	VERB
cblr-14234	119	30	formation	formation	NOUN
cblr-14234	119	31	and	and	CCONJ
cblr-14234	119	32	interpretation	interpretation	NOUN
cblr-14234	119	33	is	be	AUX
cblr-14234	119	34	not	not	PART
cblr-14234	119	35	hard	hard	ADJ
cblr-14234	119	36	to	to	PART
cblr-14234	119	37	explain	explain	VERB
cblr-14234	119	38	.	.	PUNCT
cblr-14234	120	1	it	it	PRON
cblr-14234	120	2	protects	protect	VERB
cblr-14234	120	3	a	a	DET
cblr-14234	120	4	promisee	promisee	NOUN
cblr-14234	120	5	's	's	PART
cblr-14234	120	6	reasonable	reasonable	ADJ
cblr-14234	120	7	reliance	reliance	NOUN
cblr-14234	120	8	on	on	ADP
cblr-14234	120	9	the	the	DET
cblr-14234	120	10	promisor	promisor	NOUN
cblr-14234	120	11	's	's	PART
cblr-14234	120	12	manifestation	manifestation	NOUN
cblr-14234	120	13	of	of	ADP
cblr-14234	120	14	intent	intent	NOUN
cblr-14234	120	15	.	.	PUNCT
cblr-14234	121	1	if	if	SCONJ
cblr-14234	121	2	a	a	DET
cblr-14234	121	3	promisor	promisor	NOUN
cblr-14234	121	4	jokingly	jokingly	ADV
cblr-14234	121	5	,	,	PUNCT
cblr-14234	121	6	mistakenly	mistakenly	ADV
cblr-14234	121	7	,	,	PUNCT
cblr-14234	121	8	or	or	CCONJ
cblr-14234	121	9	insincerely	insincerely	ADV
cblr-14234	121	10	creates	create	VERB
cblr-14234	121	11	the	the	DET
cblr-14234	121	12	impression	impression	NOUN
cblr-14234	121	13	that	that	SCONJ
cblr-14234	121	14	she	she	PRON
cblr-14234	121	15	intends	intend	VERB
cblr-14234	121	16	to	to	PART
cblr-14234	121	17	contract	contract	VERB
cblr-14234	121	18	according	accord	VERB
cblr-14234	121	19	to	to	ADP
cblr-14234	121	20	particular	particular	ADJ
cblr-14234	121	21	terms	term	NOUN
cblr-14234	121	22	and	and	CCONJ
cblr-14234	121	23	the	the	DET
cblr-14234	121	24	conduct	conduct	NOUN
cblr-14234	121	25	induces	induce	VERB
cblr-14234	121	26	the	the	DET
cblr-14234	121	27	promisee	promisee	NOUN
cblr-14234	121	28	to	to	PART
cblr-14234	121	29	rely	rely	VERB
cblr-14234	121	30	on	on	ADP
cblr-14234	121	31	those	those	DET
cblr-14234	121	32	terms	term	NOUN
cblr-14234	121	33	to	to	ADP
cblr-14234	121	34	her	her	PRON
cblr-14234	121	35	detriment	detriment	NOUN
cblr-14234	121	36	,	,	PUNCT
cblr-14234	121	37	contract	contract	NOUN
cblr-14234	121	38	law	law	NOUN
cblr-14234	121	39	protects	protect	VERB
cblr-14234	121	40	the	the	DET
cblr-14234	121	41	promisee	promisee	NOUN
cblr-14234	121	42	.	.	PUNCT
cblr-14234	121	43	”	"	PUNCT
cblr-14234	121	44	)	)	PUNCT
cblr-14234	121	45	.	.	PUNCT
cblr-14234	122	1	19	19	NUM
cblr-14234	122	2	17	17	NUM
cblr-14234	122	3	c.j.s	c.j.s	NOUN
cblr-14234	122	4	.	.	PUNCT
cblr-14234	123	1	contracts	contract	NOUN
cblr-14234	123	2	§	§	PROPN
cblr-14234	123	3	209	209	NUM
cblr-14234	123	4	;	;	PUNCT
cblr-14234	123	5	27	27	NUM
cblr-14234	123	6	williston	williston	NOUN
cblr-14234	123	7	on	on	ADP
cblr-14234	123	8	contracts	contract	NOUN
cblr-14234	123	9	§	§	PROPN
cblr-14234	123	10	70:114	70:114	NUM
cblr-14234	123	11	(	(	PUNCT
cblr-14234	123	12	4th	4th	ADJ
cblr-14234	123	13	ed	ed	NOUN
cblr-14234	123	14	.	.	PUNCT
cblr-14234	123	15	)	)	PUNCT
cblr-14234	123	16	.	.	PUNCT
cblr-14234	124	1	20	20	NUM
cblr-14234	124	2	17	17	NUM
cblr-14234	124	3	c.j.s	c.j.s	NOUN
cblr-14234	124	4	.	.	PUNCT
cblr-14234	125	1	contracts	contract	NOUN
cblr-14234	125	2	§	§	PROPN
cblr-14234	125	3	209	209	NUM
cblr-14234	125	4	;	;	PUNCT
cblr-14234	125	5	27	27	NUM
cblr-14234	125	6	williston	williston	NOUN
cblr-14234	125	7	on	on	ADP
cblr-14234	125	8	contracts	contract	NOUN
cblr-14234	125	9	§	§	PROPN
cblr-14234	125	10	70:114	70:114	NUM
cblr-14234	125	11	(	(	PUNCT
cblr-14234	125	12	4th	4th	ADJ
cblr-14234	125	13	ed	ed	NOUN
cblr-14234	125	14	.	.	PUNCT
cblr-14234	125	15	)	)	PUNCT
cblr-14234	125	16	.	.	PUNCT
cblr-14234	126	1	see	see	VERB
cblr-14234	126	2	,	,	PUNCT
cblr-14234	126	3	e.g.	e.g.	ADV
cblr-14234	126	4	,	,	PUNCT
cblr-14234	126	5	marciano	marciano	PROPN
cblr-14234	126	6	v.	v.	PROPN
cblr-14234	126	7	dch	dch	PROPN
cblr-14234	126	8	auto	auto	PROPN
cblr-14234	126	9	grp	grp	PROPN
cblr-14234	126	10	.	.	PROPN
cblr-14234	126	11	,	,	PUNCT
cblr-14234	126	12	14	14	NUM
cblr-14234	126	13	f.	f.	PROPN
cblr-14234	126	14	supp	supp	PROPN
cblr-14234	126	15	.	.	PUNCT
cblr-14234	127	1	3d	3d	NUM
cblr-14234	127	2	322	322	NUM
cblr-14234	127	3	,	,	PUNCT
cblr-14234	127	4	330	330	NUM
cblr-14234	127	5	(	(	PUNCT
cblr-14234	127	6	s.d.n.y	s.d.n.y	PROPN
cblr-14234	127	7	.	.	PROPN
cblr-14234	127	8	2014	2014	NUM
cblr-14234	127	9	)	)	PUNCT
cblr-14234	127	10	(	(	PUNCT
cblr-14234	127	11	collecting	collect	VERB
cblr-14234	127	12	cases	case	NOUN
cblr-14234	127	13	recognizing	recognize	VERB
cblr-14234	127	14	new	new	PROPN
cblr-14234	127	15	york	york	PROPN
cblr-14234	127	16	duty	duty	PROPN
cblr-14234	127	17	to	to	PART
cblr-14234	127	18	read	read	VERB
cblr-14234	127	19	and	and	CCONJ
cblr-14234	127	20	finding	find	VERB
cblr-14234	127	21	party	party	NOUN
cblr-14234	127	22	can	can	AUX
cblr-14234	127	23	not	not	PART
cblr-14234	127	24	void	void	VERB
cblr-14234	127	25	a	a	DET
cblr-14234	127	26	contract	contract	NOUN
cblr-14234	127	27	because	because	SCONJ
cblr-14234	127	28	he	he	PRON
cblr-14234	127	29	or	or	CCONJ
cblr-14234	127	30	she	she	PRON
cblr-14234	127	31	did	do	AUX
cblr-14234	127	32	not	not	PART
cblr-14234	127	33	read	read	VERB
cblr-14234	127	34	it	it	PRON
cblr-14234	127	35	or	or	CCONJ
cblr-14234	127	36	know	know	VERB
cblr-14234	127	37	its	its	PRON
cblr-14234	127	38	contents	content	NOUN
cblr-14234	127	39	)	)	PUNCT
cblr-14234	127	40	;	;	PUNCT
cblr-14234	127	41	proulx	proulx	NOUN
cblr-14234	127	42	v.	v.	ADP
cblr-14234	127	43	1400	1400	NUM
cblr-14234	127	44	pennsylvania	pennsylvania	PROPN
cblr-14234	127	45	ave	ave	PROPN
cblr-14234	127	46	.	.	PROPN
cblr-14234	127	47	,	,	PUNCT
cblr-14234	127	48	se	se	PROPN
cblr-14234	127	49	,	,	PUNCT
cblr-14234	127	50	llc	llc	PROPN
cblr-14234	127	51	,	,	PUNCT
cblr-14234	127	52	199	199	NUM
cblr-14234	127	53	a.3d	a.3d	SYM
cblr-14234	127	54	667	667	NUM
cblr-14234	127	55	,	,	PUNCT
cblr-14234	127	56	672	672	NUM
cblr-14234	127	57	(	(	PUNCT
cblr-14234	127	58	d.c	d.c	PROPN
cblr-14234	127	59	.	.	PROPN
cblr-14234	127	60	2019	2019	NUM
cblr-14234	127	61	)	)	PUNCT
cblr-14234	127	62	(	(	PUNCT
cblr-14234	127	63	“	"	PUNCT
cblr-14234	127	64	we	we	PRON
cblr-14234	127	65	have	have	AUX
cblr-14234	127	66	.	.	PUNCT
cblr-14234	127	67	.	.	PUNCT
cblr-14234	128	1	.	.	PUNCT
cblr-14234	129	1	consistently	consistently	ADV
cblr-14234	129	2	adhered	adhere	VERB
cblr-14234	129	3	to	to	ADP
cblr-14234	129	4	a	a	DET
cblr-14234	129	5	general	general	ADJ
cblr-14234	129	6	rule	rule	NOUN
cblr-14234	129	7	that	that	SCONJ
cblr-14234	129	8	one	one	NOUN
cblr-14234	129	9	who	who	PRON
cblr-14234	129	10	signs	sign	VERB
cblr-14234	129	11	a	a	DET
cblr-14234	129	12	contract	contract	NOUN
cblr-14234	129	13	has	have	VERB
cblr-14234	129	14	a	a	DET
cblr-14234	129	15	duty	duty	NOUN
cblr-14234	129	16	to	to	PART
cblr-14234	129	17	read	read	VERB
cblr-14234	129	18	it	it	PRON
cblr-14234	129	19	and	and	CCONJ
cblr-14234	129	20	is	be	AUX
cblr-14234	129	21	obligated	obligate	VERB
cblr-14234	129	22	according	accord	VERB
cblr-14234	129	23	to	to	ADP
cblr-14234	129	24	its	its	PRON
cblr-14234	129	25	terms	term	NOUN
cblr-14234	129	26	.	.	PUNCT
cblr-14234	129	27	.	.	PUNCT
cblr-14234	129	28	.	.	PUNCT
cblr-14234	129	29	.	.	PUNCT
cblr-14234	130	1	[	[	X
cblr-14234	130	2	a]bsent	a]bsent	NOUN
cblr-14234	130	3	fraud	fraud	NOUN
cblr-14234	130	4	or	or	CCONJ
cblr-14234	130	5	mistake	mistake	NOUN
cblr-14234	130	6	,	,	PUNCT
cblr-14234	130	7	one	one	NUM
cblr-14234	130	8	who	who	PRON
cblr-14234	130	9	signs	sign	VERB
cblr-14234	130	10	a	a	DET
cblr-14234	130	11	contract	contract	NOUN
cblr-14234	130	12	is	be	AUX
cblr-14234	130	13	bound	bind	VERB
cblr-14234	130	14	by	by	ADP
cblr-14234	130	15	a	a	DET
cblr-14234	130	16	contract	contract	NOUN
cblr-14234	130	17	which	which	PRON
cblr-14234	130	18	[	[	X
cblr-14234	130	19	s]he	s]he	PROPN
cblr-14234	130	20	has	have	VERB
cblr-14234	130	21	an	an	DET
cblr-14234	130	22	opportunity	opportunity	NOUN
cblr-14234	130	23	to	to	PART
cblr-14234	130	24	read	read	VERB
cblr-14234	130	25	whether	whether	SCONJ
cblr-14234	130	26	[	[	X
cblr-14234	130	27	s]he	s]he	PROPN
cblr-14234	130	28	does	do	VERB
cblr-14234	130	29	so	so	ADV
cblr-14234	130	30	or	or	CCONJ
cblr-14234	130	31	not	not	PART
cblr-14234	130	32	.	.	PUNCT
cblr-14234	130	33	”	"	PUNCT
cblr-14234	130	34	)	)	PUNCT
cblr-14234	130	35	;	;	PUNCT
cblr-14234	130	36	danner	danner	NOUN
cblr-14234	130	37	,	,	PUNCT
cblr-14234	130	38	v.	v.	ADP
cblr-14234	130	39	int'l	int'l	ADP
cblr-14234	130	40	freight	freight	NOUN
cblr-14234	130	41	sys	sys	PROPN
cblr-14234	130	42	.	.	PROPN
cblr-14234	130	43	of	of	ADP
cblr-14234	130	44	washington	washington	PROPN
cblr-14234	130	45	,	,	PUNCT
cblr-14234	130	46	llc	llc	PROPN
cblr-14234	130	47	,	,	PUNCT
cblr-14234	130	48	no	no	INTJ
cblr-14234	130	49	.	.	PUNCT
cblr-14234	131	1	civ.a	civ.a	NOUN
cblr-14234	131	2	.	.	PUNCT
cblr-14234	132	1	elh-09	elh-09	NOUN
cblr-14234	132	2	-	-	PUNCT
cblr-14234	132	3	3139	3139	NUM
cblr-14234	132	4	,	,	PUNCT
cblr-14234	132	5	2013	2013	NUM
cblr-14234	132	6	wl	wl	NOUN
cblr-14234	132	7	78101	78101	NUM
cblr-14234	132	8	,	,	PUNCT
cblr-14234	132	9	at	at	ADP
cblr-14234	132	10	*	*	PROPN
cblr-14234	132	11	19	19	NUM
cblr-14234	132	12	(	(	PUNCT
cblr-14234	132	13	d.	d.	PROPN
cblr-14234	132	14	md	md	PROPN
cblr-14234	132	15	.	.	PUNCT
cblr-14234	133	1	jan	jan	PROPN
cblr-14234	133	2	.	.	PROPN
cblr-14234	133	3	4	4	NUM
cblr-14234	133	4	,	,	PUNCT
cblr-14234	133	5	2013	2013	NUM
cblr-14234	133	6	)	)	PUNCT
cblr-14234	133	7	(	(	PUNCT
cblr-14234	133	8	“	"	PUNCT
cblr-14234	133	9	one	one	PRON
cblr-14234	133	10	can	can	AUX
cblr-14234	133	11	not	not	PART
cblr-14234	133	12	accept	accept	VERB
cblr-14234	133	13	a	a	DET
cblr-14234	133	14	contract	contract	NOUN
cblr-14234	133	15	and	and	CCONJ
cblr-14234	133	16	then	then	ADV
cblr-14234	133	17	renege	renege	VERB
cblr-14234	133	18	based	base	VERB
cblr-14234	133	19	on	on	ADP
cblr-14234	133	20	one	one	PRON
cblr-14234	133	21	's	's	PART
cblr-14234	133	22	own	own	ADJ
cblr-14234	133	23	failure	failure	NOUN
cblr-14234	133	24	to	to	PART
cblr-14234	133	25	read	read	VERB
cblr-14234	133	26	it	it	PRON
cblr-14234	133	27	.	.	PUNCT
cblr-14234	133	28	”	"	PUNCT
cblr-14234	133	29	)	)	PUNCT
cblr-14234	133	30	see	see	VERB
cblr-14234	133	31	also	also	ADV
cblr-14234	133	32	david	david	PROPN
cblr-14234	133	33	a.	a.	PROPN
cblr-14234	133	34	hoffman	hoffman	PROPN
cblr-14234	133	35	,	,	PUNCT
cblr-14234	133	36	relational	relational	ADJ
cblr-14234	133	37	contracts	contract	NOUN
cblr-14234	133	38	of	of	ADP
cblr-14234	133	39	adhesion	adhesion	NOUN
cblr-14234	133	40	,	,	PUNCT
cblr-14234	133	41	85	85	NUM
cblr-14234	133	42	85	85	NUM
cblr-14234	133	43	u.	u.	NOUN
cblr-14234	133	44	chi	chi	PROPN
cblr-14234	133	45	.	.	PUNCT
cblr-14234	134	1	l.	l.	PROPN
cblr-14234	134	2	rev	rev	PROPN
cblr-14234	134	3	.	.	PROPN
cblr-14234	134	4	1395	1395	NUM
cblr-14234	134	5	,	,	PUNCT
cblr-14234	134	6	1396	1396	NUM
cblr-14234	134	7	(	(	PUNCT
cblr-14234	134	8	2018	2018	NUM
cblr-14234	134	9	)	)	PUNCT
cblr-14234	134	10	(	(	PUNCT
cblr-14234	134	11	“	"	PUNCT
cblr-14234	134	12	yet	yet	ADV
cblr-14234	134	13	perversely	perversely	ADV
cblr-14234	134	14	,	,	PUNCT
cblr-14234	134	15	when	when	SCONJ
cblr-14234	134	16	judges	judge	NOUN
cblr-14234	134	17	and	and	CCONJ
cblr-14234	134	18	juries	jury	NOUN
cblr-14234	134	19	evaluate	evaluate	VERB
cblr-14234	134	20	terms	term	NOUN
cblr-14234	134	21	ex	ex	PRON
cblr-14234	134	22	post	post	NOUN
cblr-14234	134	23	,	,	PUNCT
cblr-14234	134	24	they	they	PRON
cblr-14234	134	25	blame	blame	VERB
cblr-14234	134	26	consumers	consumer	NOUN
cblr-14234	134	27	for	for	ADP
cblr-14234	134	28	failing	fail	VERB
cblr-14234	134	29	to	to	PART
cblr-14234	134	30	exercise	exercise	VERB
cblr-14234	134	31	care	care	NOUN
cblr-14234	134	32	and	and	CCONJ
cblr-14234	134	33	hold	hold	VERB
cblr-14234	134	34	them	they	PRON
cblr-14234	134	35	to	to	ADP
cblr-14234	134	36	their	their	PRON
cblr-14234	134	37	deals	deal	NOUN
cblr-14234	134	38	.	.	PUNCT
cblr-14234	134	39	”	"	PUNCT
cblr-14234	134	40	)	)	PUNCT
cblr-14234	134	41	.	.	PUNCT
cblr-14234	135	1	21	21	NUM
cblr-14234	135	2	27	27	NUM
cblr-14234	135	3	williston	williston	PROPN
cblr-14234	135	4	on	on	ADP
cblr-14234	135	5	contracts	contract	NOUN
cblr-14234	135	6	§	§	PROPN
cblr-14234	135	7	70:114	70:114	NUM
cblr-14234	135	8	(	(	PUNCT
cblr-14234	135	9	4th	4th	ADJ
cblr-14234	135	10	ed	ed	NOUN
cblr-14234	135	11	.	.	PUNCT
cblr-14234	135	12	)	)	PUNCT
cblr-14234	136	1	(	(	PUNCT
cblr-14234	136	2	“	"	PUNCT
cblr-14234	136	3	where	where	SCONJ
cblr-14234	136	4	a	a	DET
cblr-14234	136	5	contracting	contracting	NOUN
cblr-14234	136	6	party	party	NOUN
cblr-14234	136	7	could	could	AUX
cblr-14234	136	8	have	have	AUX
cblr-14234	136	9	taken	take	VERB
cblr-14234	136	10	advantage	advantage	NOUN
cblr-14234	136	11	of	of	ADP
cblr-14234	136	12	legal	legal	ADJ
cblr-14234	136	13	counsel	counsel	NOUN
cblr-14234	136	14	,	,	PUNCT
cblr-14234	136	15	but	but	CCONJ
cblr-14234	136	16	elects	elect	NOUN
cblr-14234	136	17	not	not	PART
cblr-14234	136	18	to	to	PART
cblr-14234	136	19	do	do	VERB
cblr-14234	136	20	so	so	ADV
cblr-14234	136	21	,	,	PUNCT
cblr-14234	136	22	no	no	INTJ
cblr-14234	136	23	.	.	NOUN
cblr-14234	136	24	2	2	NUM
cblr-14234	136	25	]	]	PUNCT
cblr-14234	136	26	the	the	DET
cblr-14234	136	27	duty	duty	NOUN
cblr-14234	136	28	to	to	PART
cblr-14234	136	29	make	make	VERB
cblr-14234	136	30	contracts	contract	NOUN
cblr-14234	136	31	understandable	understandable	ADJ
cblr-14234	136	32	471	471	NUM
cblr-14234	136	33	or	or	CCONJ
cblr-14234	136	34	unfamiliarity	unfamiliarity	NOUN
cblr-14234	136	35	with	with	ADP
cblr-14234	136	36	the	the	DET
cblr-14234	136	37	contract	contract	NOUN
cblr-14234	136	38	’s	’s	PART
cblr-14234	136	39	language	language	NOUN
cblr-14234	136	40	are	be	AUX
cblr-14234	136	41	not	not	PART
cblr-14234	136	42	defenses	defense	NOUN
cblr-14234	136	43	to	to	PART
cblr-14234	136	44	formation.22	formation.22	VERB
cblr-14234	136	45	pragmatically	pragmatically	ADV
cblr-14234	136	46	,	,	PUNCT
cblr-14234	136	47	the	the	DET
cblr-14234	136	48	duty	duty	NOUN
cblr-14234	136	49	to	to	PART
cblr-14234	136	50	read	read	VERB
cblr-14234	136	51	brings	bring	VERB
cblr-14234	136	52	stability	stability	NOUN
cblr-14234	136	53	and	and	CCONJ
cblr-14234	136	54	predictability	predictability	NOUN
cblr-14234	136	55	to	to	PART
cblr-14234	136	56	contract	contract	VERB
cblr-14234	136	57	law	law	NOUN
cblr-14234	136	58	by	by	ADP
cblr-14234	136	59	allowing	allow	VERB
cblr-14234	136	60	parties	party	NOUN
cblr-14234	136	61	to	to	PART
cblr-14234	136	62	rely	rely	VERB
cblr-14234	136	63	on	on	ADP
cblr-14234	136	64	manifestations	manifestation	NOUN
cblr-14234	136	65	of	of	ADP
cblr-14234	136	66	assent	assent	NOUN
cblr-14234	136	67	to	to	PART
cblr-14234	136	68	signal	signal	VERB
cblr-14234	136	69	contract	contract	NOUN
cblr-14234	136	70	formation	formation	NOUN
cblr-14234	136	71	while	while	SCONJ
cblr-14234	136	72	removing	remove	VERB
cblr-14234	136	73	temptations	temptation	NOUN
cblr-14234	136	74	to	to	PART
cblr-14234	136	75	lie	lie	VERB
cblr-14234	136	76	about	about	ADP
cblr-14234	136	77	whether	whether	SCONJ
cblr-14234	136	78	signatories	signatory	NOUN
cblr-14234	136	79	knew	know	VERB
cblr-14234	136	80	the	the	DET
cblr-14234	136	81	contract	contract	NOUN
cblr-14234	136	82	’s	’s	PART
cblr-14234	136	83	terms.23	terms.23	NOUN
cblr-14234	136	84	after	after	ADV
cblr-14234	136	85	all	all	ADV
cblr-14234	136	86	,	,	PUNCT
cblr-14234	136	87	it	it	PRON
cblr-14234	136	88	would	would	AUX
cblr-14234	136	89	be	be	AUX
cblr-14234	136	90	unfair	unfair	ADJ
cblr-14234	136	91	and	and	CCONJ
cblr-14234	136	92	impractical	impractical	ADJ
cblr-14234	136	93	if	if	SCONJ
cblr-14234	136	94	people	people	NOUN
cblr-14234	136	95	could	could	AUX
cblr-14234	136	96	escape	escape	VERB
cblr-14234	136	97	a	a	DET
cblr-14234	136	98	contract	contract	NOUN
cblr-14234	136	99	after	after	ADP
cblr-14234	136	100	signing	sign	VERB
cblr-14234	136	101	by	by	ADP
cblr-14234	136	102	later	later	ADV
cblr-14234	136	103	claiming	claim	VERB
cblr-14234	136	104	that	that	SCONJ
cblr-14234	136	105	they	they	PRON
cblr-14234	136	106	did	do	AUX
cblr-14234	136	107	not	not	PART
cblr-14234	136	108	read	read	VERB
cblr-14234	136	109	the	the	DET
cblr-14234	136	110	contract	contract	NOUN
cblr-14234	136	111	.	.	PUNCT
cblr-14234	137	1	plus	plus	CCONJ
cblr-14234	137	2	,	,	PUNCT
cblr-14234	137	3	many	many	ADJ
cblr-14234	137	4	contracts	contract	NOUN
cblr-14234	137	5	contain	contain	VERB
cblr-14234	137	6	representations	representation	NOUN
cblr-14234	137	7	that	that	SCONJ
cblr-14234	137	8	the	the	DET
cblr-14234	137	9	parties	party	NOUN
cblr-14234	137	10	have	have	AUX
cblr-14234	137	11	read	read	VERB
cblr-14234	137	12	and	and	CCONJ
cblr-14234	137	13	understood	understand	VERB
cblr-14234	137	14	them.24	them.24	NOUN
cblr-14234	137	15	functionally	functionally	ADV
cblr-14234	137	16	,	,	PUNCT
cblr-14234	137	17	the	the	DET
cblr-14234	137	18	duty	duty	NOUN
cblr-14234	137	19	to	to	PART
cblr-14234	137	20	read	read	VERB
cblr-14234	137	21	is	be	AUX
cblr-14234	137	22	less	less	ADV
cblr-14234	137	23	like	like	ADP
cblr-14234	137	24	a	a	DET
cblr-14234	137	25	legal	legal	ADJ
cblr-14234	137	26	duty	duty	NOUN
cblr-14234	137	27	(	(	PUNCT
cblr-14234	137	28	as	as	SCONJ
cblr-14234	137	29	it	it	PRON
cblr-14234	137	30	can	can	AUX
cblr-14234	137	31	not	not	PART
cblr-14234	137	32	be	be	AUX
cblr-14234	137	33	breached	breach	VERB
cblr-14234	137	34	)	)	PUNCT
cblr-14234	137	35	and	and	CCONJ
cblr-14234	137	36	more	more	ADV
cblr-14234	137	37	like	like	ADP
cblr-14234	137	38	“	"	PUNCT
cblr-14234	137	39	a	a	DET
cblr-14234	137	40	statement	statement	NOUN
cblr-14234	137	41	about	about	ADP
cblr-14234	137	42	how	how	SCONJ
cblr-14234	137	43	parties	party	NOUN
cblr-14234	137	44	should	should	AUX
cblr-14234	137	45	behave	behave	VERB
cblr-14234	137	46	during	during	ADP
cblr-14234	137	47	the	the	DET
cblr-14234	137	48	contract	contract	NOUN
cblr-14234	137	49	-	-	PUNCT
cblr-14234	137	50	making	make	VERB
cblr-14234	137	51	process	process	NOUN
cblr-14234	137	52	.	.	PUNCT
cblr-14234	138	1	”25	”25	ADJ
cblr-14234	138	2	combined	combine	VERB
cblr-14234	138	3	,	,	PUNCT
cblr-14234	138	4	the	the	DET
cblr-14234	138	5	objective	objective	ADJ
cblr-14234	138	6	standard	standard	NOUN
cblr-14234	138	7	of	of	ADP
cblr-14234	138	8	manifesting	manifest	VERB
cblr-14234	138	9	assent	assent	NOUN
cblr-14234	138	10	and	and	CCONJ
cblr-14234	138	11	the	the	DET
cblr-14234	138	12	duty	duty	NOUN
cblr-14234	138	13	to	to	PART
cblr-14234	138	14	read	read	VERB
cblr-14234	138	15	might	might	AUX
cblr-14234	138	16	suggest	suggest	VERB
cblr-14234	138	17	contract	contract	NOUN
cblr-14234	138	18	law	law	NOUN
cblr-14234	138	19	is	be	AUX
cblr-14234	138	20	indifferent	indifferent	ADJ
cblr-14234	138	21	to	to	ADP
cblr-14234	138	22	consumer	consumer	NOUN
cblr-14234	138	23	understanding	understanding	NOUN
cblr-14234	138	24	,	,	PUNCT
cblr-14234	138	25	but	but	CCONJ
cblr-14234	138	26	a	a	DET
cblr-14234	138	27	closer	close	ADJ
cblr-14234	138	28	review	review	NOUN
cblr-14234	138	29	shows	show	VERB
cblr-14234	138	30	it	it	PRON
cblr-14234	138	31	is	be	AUX
cblr-14234	138	32	not	not	PART
cblr-14234	138	33	.	.	PUNCT
cblr-14234	139	1	although	although	SCONJ
cblr-14234	139	2	no	no	DET
cblr-14234	139	3	part	part	NOUN
cblr-14234	139	4	of	of	ADP
cblr-14234	139	5	contract	contract	NOUN
cblr-14234	139	6	doctrine	doctrine	NOUN
cblr-14234	139	7	seems	seem	VERB
cblr-14234	139	8	to	to	PART
cblr-14234	139	9	require	require	VERB
cblr-14234	139	10	a	a	DET
cblr-14234	139	11	contract	contract	NOUN
cblr-14234	139	12	to	to	PART
cblr-14234	139	13	be	be	AUX
cblr-14234	139	14	understandable	understandable	ADJ
cblr-14234	139	15	,	,	PUNCT
cblr-14234	139	16	several	several	ADJ
cblr-14234	139	17	doctrines	doctrine	NOUN
cblr-14234	139	18	at	at	ADP
cblr-14234	139	19	least	least	ADJ
cblr-14234	139	20	consider	consider	VERB
cblr-14234	139	21	whether	whether	SCONJ
cblr-14234	139	22	it	it	PRON
cblr-14234	139	23	is	be	AUX
cblr-14234	139	24	.	.	PUNCT
cblr-14234	140	1	sometimes	sometimes	ADV
cblr-14234	140	2	,	,	PUNCT
cblr-14234	140	3	even	even	ADV
cblr-14234	140	4	when	when	SCONJ
cblr-14234	140	5	a	a	DET
cblr-14234	140	6	consumer	consumer	NOUN
cblr-14234	140	7	objectively	objectively	ADV
cblr-14234	140	8	manifests	manifest	VERB
cblr-14234	140	9	assent	assent	NOUN
cblr-14234	140	10	to	to	PART
cblr-14234	140	11	enter	enter	VERB
cblr-14234	140	12	a	a	DET
cblr-14234	140	13	contract	contract	NOUN
cblr-14234	140	14	,	,	PUNCT
cblr-14234	140	15	when	when	SCONJ
cblr-14234	140	16	the	the	DET
cblr-14234	140	17	seller	seller	NOUN
cblr-14234	140	18	knows	know	VERB
cblr-14234	140	19	the	the	DET
cblr-14234	140	20	consumer	consumer	NOUN
cblr-14234	140	21	was	be	AUX
cblr-14234	140	22	unable	unable	ADJ
cblr-14234	140	23	to	to	PART
cblr-14234	140	24	understand	understand	VERB
cblr-14234	140	25	the	the	DET
cblr-14234	140	26	contract	contract	NOUN
cblr-14234	140	27	then	then	ADV
cblr-14234	140	28	there	there	PRON
cblr-14234	140	29	is	be	VERB
cblr-14234	140	30	no	no	DET
cblr-14234	140	31	manifestation	manifestation	NOUN
cblr-14234	140	32	of	of	ADP
cblr-14234	140	33	assent.26	assent.26	DET
cblr-14234	140	34	one	one	NUM
cblr-14234	140	35	such	such	ADJ
cblr-14234	140	36	then	then	ADV
cblr-14234	140	37	that	that	SCONJ
cblr-14234	140	38	contracting	contracting	NOUN
cblr-14234	140	39	party	party	NOUN
cblr-14234	140	40	later	later	ADV
cblr-14234	140	41	can	can	AUX
cblr-14234	140	42	not	not	PART
cblr-14234	140	43	clamor	clamor	VERB
cblr-14234	140	44	about	about	ADP
cblr-14234	140	45	misunderstanding	misunderstand	VERB
cblr-14234	140	46	the	the	DET
cblr-14234	140	47	content	content	NOUN
cblr-14234	140	48	of	of	ADP
cblr-14234	140	49	the	the	DET
cblr-14234	140	50	contract	contract	NOUN
cblr-14234	140	51	that	that	PRON
cblr-14234	140	52	could	could	AUX
cblr-14234	140	53	have	have	AUX
cblr-14234	140	54	been	be	AUX
cblr-14234	140	55	reviewed	review	VERB
cblr-14234	140	56	by	by	ADP
cblr-14234	140	57	an	an	DET
cblr-14234	140	58	attorney	attorney	NOUN
cblr-14234	140	59	.	.	PUNCT
cblr-14234	140	60	”	"	PUNCT
cblr-14234	140	61	)	)	PUNCT
cblr-14234	140	62	.	.	PUNCT
cblr-14234	141	1	22	22	NUM
cblr-14234	141	2	charles	charles	PROPN
cblr-14234	141	3	l.	l.	PROPN
cblr-14234	141	4	knapp	knapp	PROPN
cblr-14234	141	5	,	,	PUNCT
cblr-14234	141	6	is	be	AUX
cblr-14234	141	7	there	there	PRON
cblr-14234	141	8	a	a	DET
cblr-14234	141	9	"	"	PUNCT
cblr-14234	141	10	duty	duty	NOUN
cblr-14234	141	11	to	to	PART
cblr-14234	141	12	read	read	VERB
cblr-14234	141	13	"	"	PUNCT
cblr-14234	141	14	?	?	PUNCT
cblr-14234	141	15	,	,	PUNCT
cblr-14234	141	16	66	66	NUM
cblr-14234	141	17	hastings	hastings	PROPN
cblr-14234	141	18	l.j	l.j	PROPN
cblr-14234	141	19	.	.	PROPN
cblr-14234	141	20	1083	1083	NUM
cblr-14234	141	21	,	,	PUNCT
cblr-14234	141	22	1101	1101	NUM
cblr-14234	141	23	(	(	PUNCT
cblr-14234	141	24	2015	2015	NUM
cblr-14234	141	25	)	)	PUNCT
cblr-14234	141	26	.	.	PUNCT
cblr-14234	142	1	see	see	VERB
cblr-14234	142	2	,	,	PUNCT
cblr-14234	142	3	e.g.	e.g.	ADV
cblr-14234	142	4	,	,	PUNCT
cblr-14234	142	5	arce	arce	PROPN
cblr-14234	142	6	v.	v.	ADP
cblr-14234	142	7	u	u	NOUN
cblr-14234	142	8	-	-	ADJ
cblr-14234	142	9	pull	pull	VERB
cblr-14234	142	10	-	-	PUNCT
cblr-14234	142	11	it	it	PRON
cblr-14234	142	12	auto	auto	NOUN
cblr-14234	142	13	parts	part	NOUN
cblr-14234	142	14	,	,	PUNCT
cblr-14234	142	15	inc	inc	PROPN
cblr-14234	142	16	.	.	PROPN
cblr-14234	142	17	,	,	PUNCT
cblr-14234	142	18	no	no	INTJ
cblr-14234	142	19	.	.	NOUN
cblr-14234	142	20	06	06	NUM
cblr-14234	142	21	-	-	SYM
cblr-14234	142	22	5593	5593	NUM
cblr-14234	142	23	,	,	PUNCT
cblr-14234	142	24	2008	2008	NUM
cblr-14234	142	25	wl	wl	NOUN
cblr-14234	142	26	375159	375159	NUM
cblr-14234	142	27	,	,	PUNCT
cblr-14234	142	28	at	at	ADP
cblr-14234	142	29	*	*	NOUN
cblr-14234	142	30	8	8	NUM
cblr-14234	142	31	(	(	PUNCT
cblr-14234	142	32	e.d	e.d	PROPN
cblr-14234	142	33	.	.	PROPN
cblr-14234	142	34	pa	pa	PROPN
cblr-14234	142	35	.	.	PROPN
cblr-14234	142	36	feb	feb	PROPN
cblr-14234	142	37	.	.	PROPN
cblr-14234	142	38	11	11	NUM
cblr-14234	142	39	,	,	PUNCT
cblr-14234	142	40	2008	2008	NUM
cblr-14234	142	41	)	)	PUNCT
cblr-14234	142	42	(	(	PUNCT
cblr-14234	142	43	“	"	PUNCT
cblr-14234	142	44	although	although	SCONJ
cblr-14234	142	45	plaintiff	plaintiff	NOUN
cblr-14234	142	46	could	could	AUX
cblr-14234	142	47	not	not	PART
cblr-14234	142	48	read	read	VERB
cblr-14234	142	49	the	the	DET
cblr-14234	142	50	release	release	NOUN
cblr-14234	142	51	himself	himself	PRON
cblr-14234	142	52	,	,	PUNCT
cblr-14234	142	53	he	he	PRON
cblr-14234	142	54	could	could	AUX
cblr-14234	142	55	have	have	AUX
cblr-14234	142	56	either	either	CCONJ
cblr-14234	142	57	asked	ask	VERB
cblr-14234	142	58	pedro	pedro	PROPN
cblr-14234	142	59	rosado	rosado	NOUN
cblr-14234	142	60	,	,	PUNCT
cblr-14234	142	61	who	who	PRON
cblr-14234	142	62	read	read	VERB
cblr-14234	142	63	both	both	CCONJ
cblr-14234	142	64	english	english	PROPN
cblr-14234	142	65	and	and	CCONJ
cblr-14234	142	66	spanish	spanish	ADJ
cblr-14234	142	67	,	,	PUNCT
cblr-14234	142	68	to	to	PART
cblr-14234	142	69	translate	translate	VERB
cblr-14234	142	70	the	the	DET
cblr-14234	142	71	writing	writing	NOUN
cblr-14234	142	72	on	on	ADP
cblr-14234	142	73	the	the	DET
cblr-14234	142	74	sheet	sheet	NOUN
cblr-14234	142	75	or	or	CCONJ
cblr-14234	142	76	inquired	inquire	VERB
cblr-14234	142	77	as	as	ADP
cblr-14234	142	78	to	to	ADP
cblr-14234	142	79	whether	whether	SCONJ
cblr-14234	142	80	a	a	DET
cblr-14234	142	81	spanish	spanish	ADJ
cblr-14234	142	82	-	-	PUNCT
cblr-14234	142	83	speaking	speak	VERB
cblr-14234	142	84	employee	employee	NOUN
cblr-14234	142	85	of	of	ADP
cblr-14234	142	86	the	the	DET
cblr-14234	142	87	junkyard	junkyard	NOUN
cblr-14234	142	88	was	be	AUX
cblr-14234	142	89	available	available	ADJ
cblr-14234	142	90	to	to	PART
cblr-14234	142	91	explain	explain	VERB
cblr-14234	142	92	the	the	DET
cblr-14234	142	93	document	document	NOUN
cblr-14234	142	94	.	.	PUNCT
cblr-14234	142	95	”	"	PUNCT
cblr-14234	142	96	)	)	PUNCT
cblr-14234	142	97	23	23	NUM
cblr-14234	142	98	17	17	NUM
cblr-14234	142	99	c.j.s	c.j.s	NOUN
cblr-14234	142	100	.	.	PUNCT
cblr-14234	143	1	contracts	contract	NOUN
cblr-14234	143	2	§	§	PROPN
cblr-14234	143	3	209	209	NUM
cblr-14234	143	4	.	.	PUNCT
cblr-14234	144	1	24	24	NUM
cblr-14234	144	2	knapp	knapp	PROPN
cblr-14234	144	3	,	,	PUNCT
cblr-14234	144	4	supra	supra	PROPN
cblr-14234	144	5	note	note	PROPN
cblr-14234	144	6	22	22	NUM
cblr-14234	144	7	,	,	PUNCT
cblr-14234	144	8	at	at	ADP
cblr-14234	144	9	1093–94	1093–94	NUM
cblr-14234	144	10	.	.	PUNCT
cblr-14234	145	1	25	25	NUM
cblr-14234	145	2	knapp	knapp	PROPN
cblr-14234	145	3	,	,	PUNCT
cblr-14234	145	4	supra	supra	PROPN
cblr-14234	145	5	note	note	PROPN
cblr-14234	145	6	22	22	NUM
cblr-14234	145	7	,	,	PUNCT
cblr-14234	145	8	at	at	ADP
cblr-14234	145	9	1085–86	1085–86	NUM
cblr-14234	145	10	.	.	PUNCT
cblr-14234	145	11	26	26	NUM
cblr-14234	145	12	see	see	VERB
cblr-14234	145	13	becher	becher	PROPN
cblr-14234	145	14	&	&	CCONJ
cblr-14234	145	15	benoliel	benoliel	PROPN
cblr-14234	145	16	,	,	PUNCT
cblr-14234	145	17	supra	supra	PROPN
cblr-14234	145	18	note	note	PROPN
cblr-14234	145	19	5	5	NUM
cblr-14234	145	20	,	,	PUNCT
cblr-14234	145	21	at	at	ADP
cblr-14234	145	22	57	57	NUM
cblr-14234	145	23	(	(	PUNCT
cblr-14234	145	24	“	"	PUNCT
cblr-14234	145	25	being	be	AUX
cblr-14234	145	26	acquainted	acquaint	VERB
cblr-14234	145	27	with	with	ADP
cblr-14234	145	28	the	the	DET
cblr-14234	145	29	contract	contract	NOUN
cblr-14234	145	30	is	be	AUX
cblr-14234	145	31	a	a	DET
cblr-14234	145	32	prerequisite	prerequisite	NOUN
cblr-14234	145	33	for	for	ADP
cblr-14234	145	34	informed	informed	ADJ
cblr-14234	145	35	consent	consent	NOUN
cblr-14234	145	36	and	and	CCONJ
cblr-14234	145	37	efficient	efficient	ADJ
cblr-14234	145	38	contracting	contracting	NOUN
cblr-14234	145	39	.	.	PUNCT
cblr-14234	145	40	”	"	PUNCT
cblr-14234	145	41	)	)	PUNCT
cblr-14234	145	42	;	;	PUNCT
cblr-14234	145	43	andrea	andrea	PROPN
cblr-14234	145	44	m.	m.	NOUN
cblr-14234	145	45	matwyshyn	matwyshyn	PROPN
cblr-14234	145	46	,	,	PUNCT
cblr-14234	145	47	resilience	resilience	NOUN
cblr-14234	145	48	:	:	PUNCT
cblr-14234	145	49	building	build	VERB
cblr-14234	145	50	better	well	ADJ
cblr-14234	145	51	users	user	NOUN
cblr-14234	145	52	and	and	CCONJ
cblr-14234	145	53	fair	fair	ADJ
cblr-14234	145	54	trade	trade	NOUN
cblr-14234	145	55	practices	practice	NOUN
cblr-14234	145	56	in	in	ADP
cblr-14234	145	57	information	information	NOUN
cblr-14234	145	58	,	,	PUNCT
cblr-14234	145	59	63	63	NUM
cblr-14234	145	60	fed	feed	VERB
cblr-14234	145	61	.	.	PUNCT
cblr-14234	146	1	comm	comm	NOUN
cblr-14234	146	2	.	.	PUNCT
cblr-14234	147	1	l.j	l.j	PROPN
cblr-14234	147	2	.	.	PROPN
cblr-14234	147	3	391	391	NUM
cblr-14234	147	4	,	,	PUNCT
cblr-14234	147	5	405–07	405–07	X
cblr-14234	147	6	(	(	PUNCT
cblr-14234	147	7	2011	2011	NUM
cblr-14234	147	8	)	)	PUNCT
cblr-14234	147	9	(	(	PUNCT
cblr-14234	147	10	asserting	assert	VERB
cblr-14234	147	11	that	that	SCONJ
cblr-14234	147	12	without	without	ADP
cblr-14234	147	13	negotiation	negotiation	NOUN
cblr-14234	147	14	and	and	CCONJ
cblr-14234	147	15	without	without	ADP
cblr-14234	147	16	consumer	consumer	NOUN
cblr-14234	147	17	awareness	awareness	NOUN
cblr-14234	147	18	and	and	CCONJ
cblr-14234	147	19	understanding	understanding	NOUN
cblr-14234	147	20	of	of	ADP
cblr-14234	147	21	contract	contract	NOUN
cblr-14234	147	22	terms	term	NOUN
cblr-14234	147	23	,	,	PUNCT
cblr-14234	147	24	there	there	PRON
cblr-14234	147	25	is	be	VERB
cblr-14234	147	26	no	no	DET
cblr-14234	147	27	meaningful	meaningful	ADJ
cblr-14234	147	28	assent	assent	NOUN
cblr-14234	147	29	)	)	PUNCT
cblr-14234	147	30	;	;	PUNCT
cblr-14234	147	31	arbel	arbel	NOUN
cblr-14234	147	32	&	&	CCONJ
cblr-14234	147	33	toler	toler	PROPN
cblr-14234	147	34	,	,	PUNCT
cblr-14234	147	35	supra	supra	PROPN
cblr-14234	147	36	note	note	NOUN
cblr-14234	147	37	4	4	NUM
cblr-14234	147	38	,	,	PUNCT
cblr-14234	147	39	at	at	ADP
cblr-14234	147	40	868	868	NUM
cblr-14234	147	41	(	(	PUNCT
cblr-14234	147	42	arguing	argue	VERB
cblr-14234	147	43	that	that	SCONJ
cblr-14234	147	44	courts	court	NOUN
cblr-14234	147	45	may	may	AUX
cblr-14234	147	46	be	be	AUX
cblr-14234	147	47	erroneously	erroneously	ADV
cblr-14234	147	48	472	472	NUM
cblr-14234	147	49	columbia	columbia	PROPN
cblr-14234	147	50	business	business	NOUN
cblr-14234	147	51	law	law	PROPN
cblr-14234	147	52	review	review	NOUN
cblr-14234	148	1	[	[	X
cblr-14234	148	2	vol	vol	NOUN
cblr-14234	148	3	.	.	NOUN
cblr-14234	149	1	2024	2024	NUM
cblr-14234	149	2	scenario	scenario	NOUN
cblr-14234	149	3	is	be	AUX
cblr-14234	149	4	when	when	SCONJ
cblr-14234	149	5	the	the	DET
cblr-14234	149	6	seller	seller	NOUN
cblr-14234	149	7	has	have	VERB
cblr-14234	149	8	unique	unique	ADJ
cblr-14234	149	9	knowledge	knowledge	NOUN
cblr-14234	149	10	about	about	ADP
cblr-14234	149	11	the	the	DET
cblr-14234	149	12	consumer	consumer	NOUN
cblr-14234	149	13	’s	’s	PART
cblr-14234	149	14	capacity	capacity	NOUN
cblr-14234	149	15	to	to	PART
cblr-14234	149	16	understand	understand	VERB
cblr-14234	149	17	the	the	DET
cblr-14234	149	18	contract	contract	NOUN
cblr-14234	149	19	.	.	PUNCT
cblr-14234	150	1	for	for	ADP
cblr-14234	150	2	example	example	NOUN
cblr-14234	150	3	,	,	PUNCT
cblr-14234	150	4	if	if	SCONJ
cblr-14234	150	5	a	a	DET
cblr-14234	150	6	seller	seller	NOUN
cblr-14234	150	7	knows	know	VERB
cblr-14234	150	8	the	the	DET
cblr-14234	150	9	consumer	consumer	NOUN
cblr-14234	150	10	is	be	AUX
cblr-14234	150	11	unable	unable	ADJ
cblr-14234	150	12	to	to	PART
cblr-14234	150	13	understand	understand	VERB
cblr-14234	150	14	the	the	DET
cblr-14234	150	15	contract	contract	NOUN
cblr-14234	150	16	because	because	SCONJ
cblr-14234	150	17	the	the	DET
cblr-14234	150	18	consumer	consumer	NOUN
cblr-14234	150	19	is	be	AUX
cblr-14234	150	20	intoxicated	intoxicate	VERB
cblr-14234	150	21	or	or	CCONJ
cblr-14234	150	22	has	have	VERB
cblr-14234	150	23	a	a	DET
cblr-14234	150	24	mental	mental	ADJ
cblr-14234	150	25	illness	illness	NOUN
cblr-14234	150	26	or	or	CCONJ
cblr-14234	150	27	defect	defect	NOUN
cblr-14234	150	28	,	,	PUNCT
cblr-14234	150	29	there	there	PRON
cblr-14234	150	30	is	be	VERB
cblr-14234	150	31	no	no	DET
cblr-14234	150	32	assent.27	assent.27	PROPN
cblr-14234	150	33	another	another	DET
cblr-14234	150	34	scenario	scenario	NOUN
cblr-14234	150	35	(	(	PUNCT
cblr-14234	150	36	and	and	CCONJ
cblr-14234	150	37	the	the	DET
cblr-14234	150	38	one	one	NUM
cblr-14234	150	39	most	most	ADV
cblr-14234	150	40	important	important	ADJ
cblr-14234	150	41	to	to	ADP
cblr-14234	150	42	this	this	DET
cblr-14234	150	43	article	article	NOUN
cblr-14234	150	44	)	)	PUNCT
cblr-14234	150	45	,	,	PUNCT
cblr-14234	150	46	is	be	AUX
cblr-14234	150	47	when	when	SCONJ
cblr-14234	150	48	the	the	DET
cblr-14234	150	49	seller	seller	NOUN
cblr-14234	150	50	deprives	deprive	VERB
cblr-14234	150	51	the	the	DET
cblr-14234	150	52	consumer	consumer	NOUN
cblr-14234	150	53	of	of	ADP
cblr-14234	150	54	an	an	DET
cblr-14234	150	55	effective	effective	ADJ
cblr-14234	150	56	opportunity	opportunity	NOUN
cblr-14234	150	57	to	to	PART
cblr-14234	150	58	access	access	VERB
cblr-14234	150	59	the	the	DET
cblr-14234	150	60	contract	contract	NOUN
cblr-14234	150	61	’s	’s	PART
cblr-14234	150	62	terms	term	NOUN
cblr-14234	150	63	.	.	PUNCT
cblr-14234	151	1	a	a	DET
cblr-14234	151	2	manifestation	manifestation	NOUN
cblr-14234	151	3	of	of	ADP
cblr-14234	151	4	assent	assent	NOUN
cblr-14234	151	5	requires	require	VERB
cblr-14234	151	6	a	a	DET
cblr-14234	151	7	reasonable	reasonable	ADJ
cblr-14234	151	8	opportunity	opportunity	NOUN
cblr-14234	151	9	to	to	PART
cblr-14234	151	10	access	access	VERB
cblr-14234	151	11	the	the	DET
cblr-14234	151	12	contract	contract	NOUN
cblr-14234	151	13	.	.	PUNCT
cblr-14234	152	1	sometimes	sometimes	ADV
cblr-14234	152	2	access	access	NOUN
cblr-14234	152	3	refers	refer	VERB
cblr-14234	152	4	to	to	ADP
cblr-14234	152	5	the	the	DET
cblr-14234	152	6	physical	physical	ADJ
cblr-14234	152	7	ability	ability	NOUN
cblr-14234	152	8	to	to	PART
cblr-14234	152	9	view	view	VERB
cblr-14234	152	10	the	the	DET
cblr-14234	152	11	terms	term	NOUN
cblr-14234	152	12	or	or	CCONJ
cblr-14234	152	13	an	an	DET
cblr-14234	152	14	awareness	awareness	NOUN
cblr-14234	152	15	that	that	SCONJ
cblr-14234	152	16	the	the	DET
cblr-14234	152	17	contract	contract	NOUN
cblr-14234	152	18	exists	exist	VERB
cblr-14234	152	19	.	.	PUNCT
cblr-14234	153	1	for	for	ADP
cblr-14234	153	2	example	example	NOUN
cblr-14234	153	3	,	,	PUNCT
cblr-14234	153	4	in	in	ADP
cblr-14234	153	5	the	the	DET
cblr-14234	153	6	online	online	ADJ
cblr-14234	153	7	context	context	NOUN
cblr-14234	153	8	,	,	PUNCT
cblr-14234	153	9	the	the	DET
cblr-14234	153	10	validity	validity	NOUN
cblr-14234	153	11	of	of	ADP
cblr-14234	153	12	browsewrap	browsewrap	NOUN
cblr-14234	153	13	agreements	agreement	NOUN
cblr-14234	153	14	that	that	PRON
cblr-14234	153	15	bind	bind	VERB
cblr-14234	153	16	website	website	NOUN
cblr-14234	153	17	users	user	NOUN
cblr-14234	153	18	to	to	ADP
cblr-14234	153	19	terms	term	NOUN
cblr-14234	153	20	accessed	access	VERB
cblr-14234	153	21	through	through	ADP
cblr-14234	153	22	a	a	DET
cblr-14234	153	23	hyperlink	hyperlink	NOUN
cblr-14234	153	24	often	often	ADV
cblr-14234	153	25	depends	depend	VERB
cblr-14234	153	26	on	on	ADP
cblr-14234	153	27	whether	whether	SCONJ
cblr-14234	153	28	the	the	DET
cblr-14234	153	29	user	user	NOUN
cblr-14234	153	30	had	have	AUX
cblr-14234	153	31	sufficient	sufficient	ADJ
cblr-14234	153	32	notice	notice	NOUN
cblr-14234	153	33	that	that	SCONJ
cblr-14234	153	34	such	such	ADJ
cblr-14234	153	35	terms	term	NOUN
cblr-14234	153	36	exist.28	exist.28	PROPN
cblr-14234	153	37	but	but	CCONJ
cblr-14234	153	38	other	other	ADJ
cblr-14234	153	39	times	time	NOUN
cblr-14234	153	40	,	,	PUNCT
cblr-14234	153	41	access	access	NOUN
cblr-14234	153	42	includes	include	VERB
cblr-14234	153	43	the	the	DET
cblr-14234	153	44	ability	ability	NOUN
cblr-14234	153	45	to	to	PART
cblr-14234	153	46	understand	understand	VERB
cblr-14234	153	47	terms.29	terms.29	NOUN
cblr-14234	153	48	take	take	VERB
cblr-14234	153	49	the	the	DET
cblr-14234	153	50	duty	duty	NOUN
cblr-14234	153	51	to	to	PART
cblr-14234	153	52	read	read	VERB
cblr-14234	153	53	,	,	PUNCT
cblr-14234	153	54	which	which	PRON
cblr-14234	153	55	relies	rely	VERB
cblr-14234	153	56	on	on	ADP
cblr-14234	153	57	the	the	DET
cblr-14234	153	58	premise	premise	NOUN
cblr-14234	153	59	that	that	SCONJ
cblr-14234	153	60	a	a	DET
cblr-14234	153	61	consumer	consumer	NOUN
cblr-14234	153	62	could	could	AUX
cblr-14234	153	63	understand	understand	VERB
cblr-14234	153	64	the	the	DET
cblr-14234	153	65	contract	contract	NOUN
cblr-14234	153	66	.	.	PUNCT
cblr-14234	154	1	when	when	SCONJ
cblr-14234	154	2	the	the	DET
cblr-14234	154	3	contract	contract	NOUN
cblr-14234	154	4	is	be	AUX
cblr-14234	154	5	unreadable	unreadable	ADJ
cblr-14234	154	6	,	,	PUNCT
cblr-14234	154	7	the	the	DET
cblr-14234	154	8	major	major	ADJ
cblr-14234	154	9	economic	economic	ADJ
cblr-14234	154	10	and	and	CCONJ
cblr-14234	154	11	fairness	fairness	NOUN
cblr-14234	154	12	justifications	justification	NOUN
cblr-14234	154	13	assuming	assume	VERB
cblr-14234	154	14	consent	consent	NOUN
cblr-14234	154	15	where	where	SCONJ
cblr-14234	154	16	there	there	PRON
cblr-14234	154	17	was	be	VERB
cblr-14234	154	18	none	none	NOUN
cblr-14234	154	19	,	,	PUNCT
cblr-14234	154	20	depriving	deprive	VERB
cblr-14234	154	21	consumers	consumer	NOUN
cblr-14234	154	22	of	of	ADP
cblr-14234	154	23	recourse	recourse	NOUN
cblr-14234	154	24	based	base	VERB
cblr-14234	154	25	on	on	ADP
cblr-14234	154	26	illusory	illusory	ADJ
cblr-14234	154	27	consent	consent	NOUN
cblr-14234	154	28	,	,	PUNCT
cblr-14234	154	29	or	or	CCONJ
cblr-14234	154	30	blessing	bless	VERB
cblr-14234	154	31	anti	anti	ADJ
cblr-14234	154	32	-	-	ADJ
cblr-14234	154	33	consumer	consumer	ADJ
cblr-14234	154	34	practices	practice	NOUN
cblr-14234	154	35	)	)	PUNCT
cblr-14234	154	36	;	;	PUNCT
cblr-14234	154	37	ayres	ayres	PROPN
cblr-14234	154	38	&	&	CCONJ
cblr-14234	154	39	schwartz	schwartz	PROPN
cblr-14234	154	40	,	,	PUNCT
cblr-14234	154	41	supra	supra	PROPN
cblr-14234	154	42	note	note	PROPN
cblr-14234	154	43	4	4	NUM
cblr-14234	154	44	,	,	PUNCT
cblr-14234	154	45	at	at	ADP
cblr-14234	154	46	547	547	NUM
cblr-14234	154	47	.	.	PUNCT
cblr-14234	154	48	27	27	NUM
cblr-14234	154	49	restatement	restatement	NOUN
cblr-14234	154	50	(	(	PUNCT
cblr-14234	154	51	second	second	ADJ
cblr-14234	154	52	)	)	PUNCT
cblr-14234	154	53	of	of	ADP
cblr-14234	154	54	contracts	contract	NOUN
cblr-14234	154	55	§	§	PROPN
cblr-14234	154	56	§	§	PROPN
cblr-14234	154	57	15–16	15–16	PROPN
cblr-14234	154	58	(	(	PUNCT
cblr-14234	154	59	1981	1981	NUM
cblr-14234	154	60	)	)	PUNCT
cblr-14234	154	61	.	.	PUNCT
cblr-14234	155	1	cf	cf	NOUN
cblr-14234	155	2	.	.	PUNCT
cblr-14234	155	3	restatement	restatement	NOUN
cblr-14234	155	4	(	(	PUNCT
cblr-14234	155	5	second	second	ADJ
cblr-14234	155	6	)	)	PUNCT
cblr-14234	155	7	of	of	ADP
cblr-14234	155	8	contracts	contract	NOUN
cblr-14234	155	9	§	§	PROPN
cblr-14234	155	10	177(2	177(2	NUM
cblr-14234	155	11	)	)	PUNCT
cblr-14234	155	12	(	(	PUNCT
cblr-14234	155	13	1981	1981	NUM
cblr-14234	155	14	)	)	PUNCT
cblr-14234	155	15	(	(	PUNCT
cblr-14234	155	16	voiding	void	VERB
cblr-14234	155	17	contracts	contract	NOUN
cblr-14234	155	18	when	when	SCONJ
cblr-14234	155	19	one	one	NUM
cblr-14234	155	20	party	party	NOUN
cblr-14234	155	21	exercises	exercise	VERB
cblr-14234	155	22	undue	undue	ADJ
cblr-14234	155	23	influence	influence	NOUN
cblr-14234	155	24	over	over	ADP
cblr-14234	155	25	the	the	DET
cblr-14234	155	26	other	other	ADJ
cblr-14234	155	27	)	)	PUNCT
cblr-14234	155	28	.	.	PUNCT
cblr-14234	156	1	28	28	NUM
cblr-14234	156	2	james	james	PROPN
cblr-14234	156	3	v.	v.	ADP
cblr-14234	156	4	glob	glob	PROPN
cblr-14234	156	5	.	.	PUNCT
cblr-14234	156	6	tellink	tellink	PROPN
cblr-14234	156	7	corp	corp	PROPN
cblr-14234	156	8	,	,	PUNCT
cblr-14234	156	9	852	852	NUM
cblr-14234	156	10	f.3d	f.3d	NUM
cblr-14234	156	11	262	262	NUM
cblr-14234	156	12	,	,	PUNCT
cblr-14234	156	13	267	267	NUM
cblr-14234	156	14	(	(	PUNCT
cblr-14234	156	15	3d	3d	NUM
cblr-14234	156	16	cir	cir	NOUN
cblr-14234	156	17	.	.	PROPN
cblr-14234	156	18	2017	2017	NUM
cblr-14234	156	19	)	)	PUNCT
cblr-14234	156	20	.	.	PUNCT
cblr-14234	157	1	see	see	VERB
cblr-14234	157	2	also	also	ADV
cblr-14234	157	3	federal	federal	ADJ
cblr-14234	157	4	trade	trade	PROPN
cblr-14234	157	5	commission	commission	PROPN
cblr-14234	157	6	,	,	PUNCT
cblr-14234	157	7	big	big	ADJ
cblr-14234	157	8	print	print	NOUN
cblr-14234	157	9	.	.	PUNCT
cblr-14234	158	1	little	little	ADJ
cblr-14234	158	2	print	print	NOUN
cblr-14234	158	3	.	.	PUNCT
cblr-14234	159	1	what	what	PRON
cblr-14234	159	2	’s	’	VERB
cblr-14234	159	3	the	the	DET
cblr-14234	159	4	deal	deal	NOUN
cblr-14234	159	5	?	?	PUNCT
cblr-14234	159	6	,	,	PUNCT
cblr-14234	159	7	business	business	NOUN
cblr-14234	159	8	guidance	guidance	NOUN
cblr-14234	159	9	resources	resource	NOUN
cblr-14234	159	10	,	,	PUNCT
cblr-14234	159	11	(	(	PUNCT
cblr-14234	159	12	june	june	PROPN
cblr-14234	159	13	6	6	NUM
cblr-14234	159	14	,	,	PUNCT
cblr-14234	159	15	2000	2000	NUM
cblr-14234	159	16	)	)	PUNCT
cblr-14234	159	17	(	(	PUNCT
cblr-14234	159	18	hiding	hide	VERB
cblr-14234	159	19	terms	term	NOUN
cblr-14234	159	20	through	through	ADP
cblr-14234	159	21	fine	fine	ADJ
cblr-14234	159	22	print	print	NOUN
cblr-14234	159	23	can	can	AUX
cblr-14234	159	24	form	form	VERB
cblr-14234	159	25	the	the	DET
cblr-14234	159	26	basis	basis	NOUN
cblr-14234	159	27	of	of	ADP
cblr-14234	159	28	a	a	DET
cblr-14234	159	29	deceptive	deceptive	ADJ
cblr-14234	159	30	or	or	CCONJ
cblr-14234	159	31	unfair	unfair	ADJ
cblr-14234	159	32	business	business	NOUN
cblr-14234	159	33	practice	practice	NOUN
cblr-14234	159	34	claim	claim	NOUN
cblr-14234	159	35	)	)	PUNCT
cblr-14234	159	36	.	.	PUNCT
cblr-14234	160	1	29	29	NUM
cblr-14234	160	2	lonegrass	lonegrass	NOUN
cblr-14234	160	3	,	,	PUNCT
cblr-14234	160	4	supra	supra	NOUN
cblr-14234	160	5	note	note	NOUN
cblr-14234	160	6	4	4	NUM
cblr-14234	160	7	,	,	PUNCT
cblr-14234	160	8	at	at	ADP
cblr-14234	160	9	3–64	3–64	PROPN
cblr-14234	160	10	(	(	PUNCT
cblr-14234	160	11	“	"	PUNCT
cblr-14234	160	12	one	one	PRON
cblr-14234	160	13	can	can	AUX
cblr-14234	160	14	not	not	PART
cblr-14234	160	15	meaningfully	meaningfully	ADV
cblr-14234	160	16	assent	assent	ADJ
cblr-14234	160	17	to	to	ADP
cblr-14234	160	18	terms	term	NOUN
cblr-14234	160	19	contained	contain	VERB
cblr-14234	160	20	in	in	ADP
cblr-14234	160	21	a	a	DET
cblr-14234	160	22	contract	contract	NOUN
cblr-14234	160	23	without	without	ADP
cblr-14234	160	24	first	first	ADV
cblr-14234	160	25	having	have	VERB
cblr-14234	160	26	knowledge	knowledge	NOUN
cblr-14234	160	27	of	of	ADP
cblr-14234	160	28	the	the	DET
cblr-14234	160	29	existence	existence	NOUN
cblr-14234	160	30	of	of	ADP
cblr-14234	160	31	those	those	DET
cblr-14234	160	32	terms	term	NOUN
cblr-14234	160	33	and	and	CCONJ
cblr-14234	160	34	the	the	DET
cblr-14234	160	35	capability	capability	NOUN
cblr-14234	160	36	to	to	PART
cblr-14234	160	37	understand	understand	VERB
cblr-14234	160	38	their	their	PRON
cblr-14234	160	39	meaning	meaning	NOUN
cblr-14234	160	40	and	and	CCONJ
cblr-14234	160	41	potential	potential	ADJ
cblr-14234	160	42	consequences	consequence	NOUN
cblr-14234	160	43	.	.	PUNCT
cblr-14234	160	44	”	"	PUNCT
cblr-14234	160	45	)	)	PUNCT
cblr-14234	160	46	.	.	PUNCT
cblr-14234	161	1	cf	cf	NOUN
cblr-14234	161	2	.	.	PUNCT
cblr-14234	161	3	restatement	restatement	NOUN
cblr-14234	161	4	of	of	ADP
cblr-14234	161	5	the	the	DET
cblr-14234	161	6	law	law	NOUN
cblr-14234	161	7	:	:	PUNCT
cblr-14234	161	8	consumer	consumer	NOUN
cblr-14234	161	9	contracts	contract	NOUN
cblr-14234	161	10	intro	intro	NOUN
cblr-14234	161	11	(	(	PUNCT
cblr-14234	161	12	am	be	AUX
cblr-14234	161	13	.	.	PUNCT
cblr-14234	161	14	l.	l.	PROPN
cblr-14234	161	15	inst	inst	PROPN
cblr-14234	161	16	.	.	PROPN
cblr-14234	161	17	,	,	PUNCT
cblr-14234	161	18	tentative	tentative	ADJ
cblr-14234	161	19	draft	draft	NOUN
cblr-14234	161	20	no	no	NOUN
cblr-14234	161	21	.	.	NOUN
cblr-14234	161	22	2	2	NUM
cblr-14234	161	23	,	,	PUNCT
cblr-14234	161	24	2022	2022	NUM
cblr-14234	161	25	)	)	PUNCT
cblr-14234	161	26	(	(	PUNCT
cblr-14234	161	27	“	"	PUNCT
cblr-14234	161	28	since	since	SCONJ
cblr-14234	161	29	advance	advance	NOUN
cblr-14234	161	30	disclosure	disclosure	NOUN
cblr-14234	161	31	of	of	ADP
cblr-14234	161	32	standard	standard	ADJ
cblr-14234	161	33	terms	term	NOUN
cblr-14234	161	34	generally	generally	ADV
cblr-14234	161	35	does	do	AUX
cblr-14234	161	36	not	not	PART
cblr-14234	161	37	render	render	VERB
cblr-14234	161	38	the	the	DET
cblr-14234	161	39	assent	assent	NOUN
cblr-14234	161	40	process	process	NOUN
cblr-14234	161	41	any	any	PRON
cblr-14234	161	42	more	more	ADV
cblr-14234	161	43	meaningful	meaningful	ADJ
cblr-14234	161	44	,	,	PUNCT
cblr-14234	161	45	the	the	DET
cblr-14234	161	46	“	"	PUNCT
cblr-14234	161	47	opportunity	opportunity	NOUN
cblr-14234	161	48	to	to	PART
cblr-14234	161	49	read	read	VERB
cblr-14234	161	50	”	"	PUNCT
cblr-14234	161	51	technique	technique	NOUN
cblr-14234	161	52	,	,	PUNCT
cblr-14234	161	53	which	which	PRON
cblr-14234	161	54	courts	court	NOUN
cblr-14234	161	55	have	have	AUX
cblr-14234	161	56	embraced	embrace	VERB
cblr-14234	161	57	,	,	PUNCT
cblr-14234	161	58	is	be	AUX
cblr-14234	161	59	quite	quite	ADV
cblr-14234	161	60	ineffective	ineffective	ADJ
cblr-14234	161	61	in	in	ADP
cblr-14234	161	62	consumer	consumer	NOUN
cblr-14234	161	63	contracts	contract	NOUN
cblr-14234	161	64	.	.	PUNCT
cblr-14234	161	65	.	.	PUNCT
cblr-14234	161	66	.	.	PUNCT
cblr-14234	161	67	.	.	PUNCT
cblr-14234	162	1	the	the	DET
cblr-14234	162	2	requirements	requirement	NOUN
cblr-14234	162	3	focus	focus	VERB
cblr-14234	162	4	on	on	ADP
cblr-14234	162	5	the	the	DET
cblr-14234	162	6	timing	timing	NOUN
cblr-14234	162	7	,	,	PUNCT
cblr-14234	162	8	format	format	NOUN
cblr-14234	162	9	of	of	ADP
cblr-14234	162	10	presentation	presentation	NOUN
cblr-14234	162	11	,	,	PUNCT
cblr-14234	162	12	context	context	NOUN
cblr-14234	162	13	,	,	PUNCT
cblr-14234	162	14	process	process	NOUN
cblr-14234	162	15	,	,	PUNCT
cblr-14234	162	16	flow	flow	NOUN
cblr-14234	162	17	,	,	PUNCT
cblr-14234	162	18	and	and	CCONJ
cblr-14234	162	19	substance	substance	NOUN
cblr-14234	162	20	of	of	ADP
cblr-14234	162	21	the	the	DET
cblr-14234	162	22	notifications	notification	NOUN
cblr-14234	162	23	consumers	consumer	NOUN
cblr-14234	162	24	receive	receive	VERB
cblr-14234	162	25	regarding	regard	VERB
cblr-14234	162	26	the	the	DET
cblr-14234	162	27	existence	existence	NOUN
cblr-14234	162	28	of	of	ADP
cblr-14234	162	29	terms	term	NOUN
cblr-14234	162	30	applying	apply	VERB
cblr-14234	162	31	to	to	ADP
cblr-14234	162	32	the	the	DET
cblr-14234	162	33	transaction	transaction	NOUN
cblr-14234	162	34	.	.	PUNCT
cblr-14234	162	35	”	"	PUNCT
cblr-14234	162	36	)	)	PUNCT
cblr-14234	162	37	.	.	PUNCT
cblr-14234	163	1	no	no	INTJ
cblr-14234	163	2	.	.	NOUN
cblr-14234	164	1	2	2	NUM
cblr-14234	164	2	]	]	PUNCT
cblr-14234	164	3	the	the	DET
cblr-14234	164	4	duty	duty	NOUN
cblr-14234	164	5	to	to	PART
cblr-14234	164	6	make	make	VERB
cblr-14234	164	7	contracts	contract	NOUN
cblr-14234	164	8	understandable	understandable	ADJ
cblr-14234	164	9	473	473	NUM
cblr-14234	164	10	underlying	underlie	VERB
cblr-14234	164	11	the	the	DET
cblr-14234	164	12	duty	duty	NOUN
cblr-14234	164	13	to	to	PART
cblr-14234	164	14	read	read	VERB
cblr-14234	164	15	disappear.30	disappear.30	NOUN
cblr-14234	164	16	in	in	ADP
cblr-14234	164	17	such	such	ADJ
cblr-14234	164	18	cases	case	NOUN
cblr-14234	164	19	,	,	PUNCT
cblr-14234	164	20	consumers	consumer	NOUN
cblr-14234	164	21	do	do	AUX
cblr-14234	164	22	not	not	PART
cblr-14234	164	23	assume	assume	VERB
cblr-14234	164	24	the	the	DET
cblr-14234	164	25	risk	risk	NOUN
cblr-14234	164	26	of	of	ADP
cblr-14234	164	27	being	be	AUX
cblr-14234	164	28	unaware	unaware	ADJ
cblr-14234	164	29	by	by	ADP
cblr-14234	164	30	not	not	PART
cblr-14234	164	31	reading	read	VERB
cblr-14234	164	32	because	because	SCONJ
cblr-14234	164	33	even	even	ADV
cblr-14234	164	34	if	if	SCONJ
cblr-14234	164	35	they	they	PRON
cblr-14234	164	36	did	do	AUX
cblr-14234	164	37	read	read	VERB
cblr-14234	164	38	the	the	DET
cblr-14234	164	39	contract	contract	NOUN
cblr-14234	164	40	,	,	PUNCT
cblr-14234	164	41	they	they	PRON
cblr-14234	164	42	would	would	AUX
cblr-14234	164	43	still	still	ADV
cblr-14234	164	44	be	be	AUX
cblr-14234	164	45	unaware	unaware	ADJ
cblr-14234	164	46	of	of	ADP
cblr-14234	164	47	the	the	DET
cblr-14234	164	48	terms	term	NOUN
cblr-14234	164	49	.	.	PUNCT
cblr-14234	165	1	plus	plus	CCONJ
cblr-14234	165	2	,	,	PUNCT
cblr-14234	165	3	unreadable	unreadable	ADJ
cblr-14234	165	4	contracts	contract	NOUN
cblr-14234	165	5	deter	deter	VERB
cblr-14234	165	6	consumers	consumer	NOUN
cblr-14234	165	7	from	from	ADP
cblr-14234	165	8	even	even	ADV
cblr-14234	165	9	attempting	attempt	VERB
cblr-14234	165	10	to	to	PART
cblr-14234	165	11	read	read	VERB
cblr-14234	165	12	them.31	them.31	NOUN
cblr-14234	165	13	the	the	DET
cblr-14234	165	14	misrepresentation	misrepresentation	NOUN
cblr-14234	165	15	,	,	PUNCT
cblr-14234	165	16	fraud	fraud	NOUN
cblr-14234	165	17	,	,	PUNCT
cblr-14234	165	18	and	and	CCONJ
cblr-14234	165	19	unconscionability	unconscionability	NOUN
cblr-14234	165	20	defenses	defense	NOUN
cblr-14234	165	21	also	also	ADV
cblr-14234	165	22	preclude	preclude	VERB
cblr-14234	165	23	enforcement	enforcement	NOUN
cblr-14234	165	24	when	when	SCONJ
cblr-14234	165	25	a	a	DET
cblr-14234	165	26	signatory	signatory	NOUN
cblr-14234	165	27	did	do	AUX
cblr-14234	165	28	not	not	PART
cblr-14234	165	29	have	have	VERB
cblr-14234	165	30	a	a	DET
cblr-14234	165	31	reasonable	reasonable	ADJ
cblr-14234	165	32	opportunity	opportunity	NOUN
cblr-14234	165	33	to	to	PART
cblr-14234	165	34	understand	understand	VERB
cblr-14234	165	35	the	the	DET
cblr-14234	165	36	contract	contract	NOUN
cblr-14234	165	37	’s	’s	PART
cblr-14234	165	38	essential	essential	ADJ
cblr-14234	165	39	terms.32	terms.32	ADJ
cblr-14234	165	40	significant	significant	ADJ
cblr-14234	165	41	time	time	NOUN
cblr-14234	165	42	pressure,33	pressure,33	PROPN
cblr-14234	165	43	assurance	assurance	VERB
cblr-14234	165	44	that	that	SCONJ
cblr-14234	165	45	a	a	DET
cblr-14234	165	46	written	write	VERB
cblr-14234	165	47	contract	contract	NOUN
cblr-14234	165	48	accurately	accurately	ADV
cblr-14234	165	49	memorializes	memorialize	VERB
cblr-14234	165	50	an	an	DET
cblr-14234	165	51	oral	oral	ADJ
cblr-14234	165	52	agreement,34	agreement,34	NOUN
cblr-14234	165	53	an	an	DET
cblr-14234	165	54	inability	inability	NOUN
cblr-14234	165	55	to	to	PART
cblr-14234	165	56	translate	translate	VERB
cblr-14234	165	57	the	the	DET
cblr-14234	165	58	contract	contract	NOUN
cblr-14234	165	59	into	into	ADP
cblr-14234	165	60	understandable	understandable	ADJ
cblr-14234	165	61	language,35	language,35	NOUN
cblr-14234	165	62	and	and	CCONJ
cblr-14234	165	63	not	not	PART
cblr-14234	165	64	providing	provide	VERB
cblr-14234	165	65	a	a	DET
cblr-14234	165	66	copy	copy	NOUN
cblr-14234	165	67	of	of	ADP
cblr-14234	165	68	the	the	DET
cblr-14234	165	69	contract	contract	NOUN
cblr-14234	165	70	terms36	terms36	NOUN
cblr-14234	165	71	can	can	AUX
cblr-14234	165	72	all	all	PRON
cblr-14234	165	73	prevent	prevent	VERB
cblr-14234	165	74	assent	assent	NOUN
cblr-14234	165	75	.	.	PUNCT
cblr-14234	166	1	nowadays	nowadays	ADV
cblr-14234	166	2	,	,	PUNCT
cblr-14234	166	3	if	if	SCONJ
cblr-14234	166	4	a	a	DET
cblr-14234	166	5	seller	seller	NOUN
cblr-14234	166	6	advertises	advertise	VERB
cblr-14234	166	7	or	or	CCONJ
cblr-14234	166	8	negotiates	negotiate	NOUN
cblr-14234	166	9	in	in	ADP
cblr-14234	166	10	a	a	DET
cblr-14234	166	11	language	language	NOUN
cblr-14234	166	12	other	other	ADJ
cblr-14234	166	13	than	than	ADP
cblr-14234	166	14	english	english	PROPN
cblr-14234	166	15	,	,	PUNCT
cblr-14234	166	16	several	several	ADJ
cblr-14234	166	17	states	state	NOUN
cblr-14234	166	18	require	require	VERB
cblr-14234	166	19	providing	provide	VERB
cblr-14234	166	20	contracts	contract	NOUN
cblr-14234	166	21	and	and	CCONJ
cblr-14234	166	22	disclosures	disclosure	NOUN
cblr-14234	166	23	in	in	ADP
cblr-14234	166	24	that	that	PRON
cblr-14234	166	25	language.37	language.37	VERB
cblr-14234	166	26	30	30	NUM
cblr-14234	166	27	benoliel	benoliel	PROPN
cblr-14234	166	28	&	&	CCONJ
cblr-14234	166	29	becher	becher	PROPN
cblr-14234	166	30	,	,	PUNCT
cblr-14234	166	31	supra	supra	PROPN
cblr-14234	166	32	note	note	NOUN
cblr-14234	166	33	4	4	NUM
cblr-14234	166	34	,	,	PUNCT
cblr-14234	166	35	at	at	ADP
cblr-14234	166	36	2262	2262	NUM
cblr-14234	166	37	.	.	PUNCT
cblr-14234	167	1	see	see	VERB
cblr-14234	167	2	also	also	ADV
cblr-14234	167	3	benoliel	benoliel	PROPN
cblr-14234	167	4	&	&	CCONJ
cblr-14234	167	5	zheng	zheng	PROPN
cblr-14234	167	6	,	,	PUNCT
cblr-14234	167	7	supra	supra	PROPN
cblr-14234	167	8	note	note	PROPN
cblr-14234	167	9	5	5	NUM
cblr-14234	167	10	,	,	PUNCT
cblr-14234	167	11	at	at	ADP
cblr-14234	167	12	255–56	255–56	PROPN
cblr-14234	167	13	(	(	PUNCT
cblr-14234	167	14	arguing	argue	VERB
cblr-14234	167	15	that	that	SCONJ
cblr-14234	167	16	readable	readable	ADJ
cblr-14234	167	17	disclosures	disclosure	NOUN
cblr-14234	167	18	reduce	reduce	VERB
cblr-14234	167	19	consumer	consumer	NOUN
cblr-14234	167	20	misunderstanding	misunderstanding	NOUN
cblr-14234	167	21	,	,	PUNCT
cblr-14234	167	22	help	help	VERB
cblr-14234	167	23	consumers	consumer	NOUN
cblr-14234	167	24	make	make	VERB
cblr-14234	167	25	more	more	ADV
cblr-14234	167	26	informed	informed	ADJ
cblr-14234	167	27	judgments	judgment	NOUN
cblr-14234	167	28	,	,	PUNCT
cblr-14234	167	29	save	save	VERB
cblr-14234	167	30	consumers	consumer	NOUN
cblr-14234	167	31	time	time	NOUN
cblr-14234	167	32	because	because	SCONJ
cblr-14234	167	33	they	they	PRON
cblr-14234	167	34	can	can	AUX
cblr-14234	167	35	read	read	VERB
cblr-14234	167	36	and	and	CCONJ
cblr-14234	167	37	understand	understand	VERB
cblr-14234	167	38	more	more	ADV
cblr-14234	167	39	quickly	quickly	ADV
cblr-14234	167	40	,	,	PUNCT
cblr-14234	167	41	motivate	motivate	VERB
cblr-14234	167	42	consumers	consumer	NOUN
cblr-14234	167	43	to	to	PART
cblr-14234	167	44	read	read	VERB
cblr-14234	167	45	disclosures	disclosure	NOUN
cblr-14234	167	46	,	,	PUNCT
cblr-14234	167	47	and	and	CCONJ
cblr-14234	167	48	reduce	reduce	VERB
cblr-14234	167	49	consultation	consultation	NOUN
cblr-14234	167	50	fees	fee	NOUN
cblr-14234	167	51	)	)	PUNCT
cblr-14234	167	52	.	.	PUNCT
cblr-14234	168	1	31	31	NUM
cblr-14234	168	2	benoliel	benoliel	PROPN
cblr-14234	168	3	&	&	CCONJ
cblr-14234	168	4	becher	becher	PROPN
cblr-14234	168	5	,	,	PUNCT
cblr-14234	168	6	supra	supra	PROPN
cblr-14234	168	7	note	note	NOUN
cblr-14234	168	8	4	4	NUM
cblr-14234	168	9	,	,	PUNCT
cblr-14234	168	10	at	at	ADP
cblr-14234	168	11	2262–63	2262–63	NUM
cblr-14234	168	12	.	.	PUNCT
cblr-14234	168	13	32	32	NUM
cblr-14234	168	14	restatement	restatement	NOUN
cblr-14234	168	15	(	(	PUNCT
cblr-14234	168	16	second	second	ADJ
cblr-14234	168	17	)	)	PUNCT
cblr-14234	168	18	of	of	ADP
cblr-14234	168	19	contracts	contract	NOUN
cblr-14234	168	20	§	§	PROPN
cblr-14234	168	21	163	163	NUM
cblr-14234	168	22	(	(	PUNCT
cblr-14234	168	23	1981	1981	NUM
cblr-14234	168	24	)	)	PUNCT
cblr-14234	168	25	;	;	PUNCT
cblr-14234	168	26	mzm	mzm	X
cblr-14234	168	27	constr	constr	NOUN
cblr-14234	168	28	.	.	PUNCT
cblr-14234	168	29	co.	co.	PROPN
cblr-14234	168	30	,	,	PUNCT
cblr-14234	168	31	inc	inc	PROPN
cblr-14234	168	32	.	.	PROPN
cblr-14234	168	33	v.	v.	ADP
cblr-14234	168	34	new	new	PROPN
cblr-14234	168	35	jersey	jersey	PROPN
cblr-14234	168	36	bldg	bldg	PROPN
cblr-14234	168	37	.	.	PUNCT
cblr-14234	169	1	laborers	laborer	NOUN
cblr-14234	169	2	statewide	statewide	VERB
cblr-14234	169	3	benefit	benefit	NOUN
cblr-14234	169	4	funds	fund	NOUN
cblr-14234	169	5	,	,	PUNCT
cblr-14234	169	6	974	974	NUM
cblr-14234	169	7	f.3d	f.3d	NUM
cblr-14234	169	8	386	386	NUM
cblr-14234	169	9	,	,	PUNCT
cblr-14234	169	10	404	404	NUM
cblr-14234	169	11	(	(	PUNCT
cblr-14234	169	12	3d	3d	PROPN
cblr-14234	169	13	cir	cir	NOUN
cblr-14234	169	14	.	.	PROPN
cblr-14234	169	15	2020	2020	NUM
cblr-14234	169	16	)	)	PUNCT
cblr-14234	169	17	(	(	PUNCT
cblr-14234	169	18	holding	hold	VERB
cblr-14234	169	19	that	that	SCONJ
cblr-14234	169	20	a	a	DET
cblr-14234	169	21	fraud	fraud	NOUN
cblr-14234	169	22	defense	defense	NOUN
cblr-14234	169	23	is	be	AUX
cblr-14234	169	24	viable	viable	ADJ
cblr-14234	169	25	when	when	SCONJ
cblr-14234	169	26	a	a	DET
cblr-14234	169	27	party	party	NOUN
cblr-14234	169	28	executes	execute	VERB
cblr-14234	169	29	a	a	DET
cblr-14234	169	30	contract	contract	NOUN
cblr-14234	169	31	without	without	ADP
cblr-14234	169	32	reasonable	reasonable	ADJ
cblr-14234	169	33	opportunity	opportunity	NOUN
cblr-14234	169	34	to	to	PART
cblr-14234	169	35	know	know	VERB
cblr-14234	169	36	the	the	DET
cblr-14234	169	37	essential	essential	ADJ
cblr-14234	169	38	terms	term	NOUN
cblr-14234	169	39	)	)	PUNCT
cblr-14234	169	40	;	;	PUNCT
cblr-14234	169	41	nelson	nelson	PROPN
cblr-14234	169	42	v.	v.	PROPN
cblr-14234	169	43	mcgoldrick	mcgoldrick	PROPN
cblr-14234	169	44	,	,	PUNCT
cblr-14234	169	45	127	127	NUM
cblr-14234	169	46	wash	wash	NOUN
cblr-14234	169	47	.	.	PUNCT
cblr-14234	170	1	2d	2d	PROPN
cblr-14234	170	2	124	124	NUM
cblr-14234	170	3	,	,	PUNCT
cblr-14234	170	4	131	131	NUM
cblr-14234	170	5	,	,	PUNCT
cblr-14234	170	6	896	896	NUM
cblr-14234	170	7	p.2d	p.2d	SYM
cblr-14234	170	8	1258	1258	NUM
cblr-14234	170	9	,	,	PUNCT
cblr-14234	170	10	1262	1262	NUM
cblr-14234	170	11	(	(	PUNCT
cblr-14234	170	12	1995	1995	NUM
cblr-14234	170	13	)	)	PUNCT
cblr-14234	170	14	(	(	PUNCT
cblr-14234	170	15	asserting	assert	VERB
cblr-14234	170	16	that	that	SCONJ
cblr-14234	170	17	“	"	PUNCT
cblr-14234	170	18	a	a	DET
cblr-14234	170	19	reasonable	reasonable	ADJ
cblr-14234	170	20	opportunity	opportunity	NOUN
cblr-14234	170	21	to	to	PART
cblr-14234	170	22	understand	understand	VERB
cblr-14234	170	23	”	"	PUNCT
cblr-14234	170	24	contract	contract	NOUN
cblr-14234	170	25	terms	term	NOUN
cblr-14234	170	26	may	may	AUX
cblr-14234	170	27	contribute	contribute	VERB
cblr-14234	170	28	to	to	ADP
cblr-14234	170	29	procedural	procedural	ADJ
cblr-14234	170	30	unconscionability	unconscionability	NOUN
cblr-14234	170	31	)	)	PUNCT
cblr-14234	170	32	.	.	PUNCT
cblr-14234	171	1	33	33	NUM
cblr-14234	171	2	greene	greene	PROPN
cblr-14234	171	3	v.	v.	ADP
cblr-14234	171	4	gibraltar	gibraltar	PROPN
cblr-14234	171	5	mortg	mortg	PROPN
cblr-14234	171	6	.	.	PUNCT
cblr-14234	172	1	inv	inv	PROPN
cblr-14234	172	2	.	.	PUNCT
cblr-14234	173	1	corp	corp	PROPN
cblr-14234	173	2	.	.	PROPN
cblr-14234	173	3	,	,	PUNCT
cblr-14234	173	4	488	488	NUM
cblr-14234	173	5	f.	f.	PROPN
cblr-14234	173	6	supp	supp	PROPN
cblr-14234	173	7	.	.	PUNCT
cblr-14234	174	1	177	177	NUM
cblr-14234	174	2	,	,	PUNCT
cblr-14234	174	3	180	180	NUM
cblr-14234	174	4	(	(	PUNCT
cblr-14234	174	5	d.d.c	d.d.c	PROPN
cblr-14234	174	6	.	.	PROPN
cblr-14234	174	7	1980	1980	NUM
cblr-14234	174	8	)	)	PUNCT
cblr-14234	174	9	.	.	PUNCT
cblr-14234	175	1	34	34	NUM
cblr-14234	175	2	mzm	mzm	NOUN
cblr-14234	175	3	constr	constr	NOUN
cblr-14234	175	4	.	.	PUNCT
cblr-14234	175	5	co.	co.	PROPN
cblr-14234	175	6	,	,	PUNCT
cblr-14234	175	7	inc	inc	PROPN
cblr-14234	175	8	.	.	PROPN
cblr-14234	176	1	v.	v.	ADP
cblr-14234	176	2	new	new	PROPN
cblr-14234	176	3	jersey	jersey	PROPN
cblr-14234	176	4	bldg	bldg	PROPN
cblr-14234	176	5	.	.	PUNCT
cblr-14234	177	1	laborers	laborer	NOUN
cblr-14234	177	2	statewide	statewide	VERB
cblr-14234	177	3	benefit	benefit	NOUN
cblr-14234	177	4	funds	fund	NOUN
cblr-14234	177	5	,	,	PUNCT
cblr-14234	177	6	974	974	NUM
cblr-14234	177	7	f.3d	f.3d	NUM
cblr-14234	177	8	386	386	NUM
cblr-14234	177	9	,	,	PUNCT
cblr-14234	177	10	404	404	NUM
cblr-14234	177	11	(	(	PUNCT
cblr-14234	177	12	3d	3d	PROPN
cblr-14234	177	13	cir	cir	NOUN
cblr-14234	177	14	.	.	PUNCT
cblr-14234	177	15	2020	2020	NUM
cblr-14234	177	16	)	)	PUNCT
cblr-14234	177	17	.	.	PUNCT
cblr-14234	178	1	35	35	NUM
cblr-14234	178	2	solis	soli	VERB
cblr-14234	178	3	v.	v.	PROPN
cblr-14234	178	4	zep	zep	PROPN
cblr-14234	178	5	llc	llc	PROPN
cblr-14234	178	6	,	,	PUNCT
cblr-14234	178	7	no	no	INTJ
cblr-14234	178	8	.	.	PROPN
cblr-14234	178	9	19cv4230	19cv4230	NUM
cblr-14234	178	10	(	(	PUNCT
cblr-14234	178	11	jgk	jgk	NOUN
cblr-14234	178	12	)	)	PUNCT
cblr-14234	178	13	,	,	PUNCT
cblr-14234	178	14	2020	2020	NUM
cblr-14234	178	15	wl	wl	NOUN
cblr-14234	178	16	1439744	1439744	NUM
cblr-14234	178	17	,	,	PUNCT
cblr-14234	178	18	at	at	ADP
cblr-14234	178	19	*	*	NUM
cblr-14234	178	20	4	4	NUM
cblr-14234	178	21	(	(	PUNCT
cblr-14234	178	22	s.d.n.y	s.d.n.y	PROPN
cblr-14234	178	23	.	.	PUNCT
cblr-14234	178	24	mar	mar	PROPN
cblr-14234	178	25	.	.	PROPN
cblr-14234	178	26	24	24	NUM
cblr-14234	178	27	,	,	PUNCT
cblr-14234	178	28	2020	2020	NUM
cblr-14234	178	29	)	)	PUNCT
cblr-14234	178	30	.	.	PUNCT
cblr-14234	179	1	36	36	NUM
cblr-14234	179	2	kohlman	kohlman	NOUN
cblr-14234	179	3	v.	v.	ADP
cblr-14234	179	4	grane	grane	PROPN
cblr-14234	179	5	healthcare	healthcare	PROPN
cblr-14234	179	6	co.	co.	PROPN
cblr-14234	179	7	,	,	PUNCT
cblr-14234	179	8	2022	2022	NUM
cblr-14234	179	9	pa	pa	PROPN
cblr-14234	179	10	super	super	PROPN
cblr-14234	179	11	118	118	NUM
cblr-14234	179	12	,	,	PUNCT
cblr-14234	179	13	279	279	NUM
cblr-14234	179	14	a.3d	a.3d	SYM
cblr-14234	179	15	42	42	NUM
cblr-14234	179	16	,	,	PUNCT
cblr-14234	179	17	48	48	NUM
cblr-14234	179	18	(	(	PUNCT
cblr-14234	179	19	2022	2022	NUM
cblr-14234	179	20	)	)	PUNCT
cblr-14234	179	21	.	.	PUNCT
cblr-14234	180	1	37	37	NUM
cblr-14234	180	2	some	some	DET
cblr-14234	180	3	states	state	NOUN
cblr-14234	180	4	require	require	VERB
cblr-14234	180	5	a	a	DET
cblr-14234	180	6	contract	contract	NOUN
cblr-14234	180	7	be	be	AUX
cblr-14234	180	8	written	write	VERB
cblr-14234	180	9	in	in	ADP
cblr-14234	180	10	the	the	DET
cblr-14234	180	11	language	language	NOUN
cblr-14234	180	12	of	of	ADP
cblr-14234	180	13	the	the	DET
cblr-14234	180	14	oral	oral	ADJ
cblr-14234	180	15	negotiation	negotiation	NOUN
cblr-14234	180	16	.	.	PUNCT
cblr-14234	181	1	see	see	VERB
cblr-14234	181	2	,	,	PUNCT
cblr-14234	181	3	e.g.	e.g.	ADV
cblr-14234	181	4	,	,	PUNCT
cblr-14234	181	5	cal	cal	PROPN
cblr-14234	181	6	.	.	PUNCT
cblr-14234	182	1	civ	civ	PROPN
cblr-14234	182	2	.	.	PUNCT
cblr-14234	182	3	code	code	PROPN
cblr-14234	182	4	§	§	PROPN
cblr-14234	182	5	1632(b	1632(b	NUM
cblr-14234	182	6	)	)	PUNCT
cblr-14234	182	7	;	;	PUNCT
cblr-14234	182	8	tex	tex	PROPN
cblr-14234	182	9	.	.	PROPN
cblr-14234	182	10	fin	fin	PROPN
cblr-14234	182	11	.	.	PUNCT
cblr-14234	182	12	code	code	PROPN
cblr-14234	182	13	ann	ann	PROPN
cblr-14234	182	14	.	.	PUNCT
cblr-14234	183	1	§	§	PROPN
cblr-14234	183	2	341.502	341.502	NUM
cblr-14234	183	3	(	(	PUNCT
cblr-14234	183	4	a-1	a-1	PROPN
cblr-14234	183	5	)	)	PUNCT
cblr-14234	183	6	;	;	PUNCT
cblr-14234	183	7	neb	neb	PROPN
cblr-14234	183	8	.	.	PROPN
cblr-14234	183	9	rev	rev	PROPN
cblr-14234	183	10	.	.	PROPN
cblr-14234	183	11	stat	stat	PROPN
cblr-14234	183	12	.	.	PUNCT
cblr-14234	184	1	ann	ann	PROPN
cblr-14234	184	2	.	.	PUNCT
cblr-14234	185	1	§	§	PROPN
cblr-14234	185	2	69	69	NUM
cblr-14234	185	3	-	-	SYM
cblr-14234	185	4	1604	1604	NUM
cblr-14234	185	5	(	(	PUNCT
cblr-14234	185	6	3	3	NUM
cblr-14234	185	7	)	)	PUNCT
cblr-14234	185	8	;	;	PUNCT
cblr-14234	185	9	n.j	n.j	PROPN
cblr-14234	185	10	.	.	PROPN
cblr-14234	185	11	stat	stat	PROPN
cblr-14234	185	12	.	.	PUNCT
cblr-14234	186	1	ann	ann	PROPN
cblr-14234	186	2	.	.	PUNCT
cblr-14234	187	1	§	§	PROPN
cblr-14234	187	2	17:16c-100	17:16c-100	PROPN
cblr-14234	187	3	(	(	PUNCT
cblr-14234	187	4	d	d	NOUN
cblr-14234	187	5	)	)	PUNCT
cblr-14234	187	6	;	;	PUNCT
cblr-14234	187	7	wis	wis	PROPN
cblr-14234	187	8	.	.	PUNCT
cblr-14234	188	1	stat	stat	PROPN
cblr-14234	188	2	.	.	PUNCT
cblr-14234	189	1	ann	ann	PROPN
cblr-14234	189	2	.	.	PUNCT
cblr-14234	190	1	§	§	PROPN
cblr-14234	190	2	423.203(2	423.203(2	PROPN
cblr-14234	190	3	)	)	PUNCT
cblr-14234	190	4	.	.	PUNCT
cblr-14234	191	1	474	474	NUM
cblr-14234	191	2	columbia	columbia	PROPN
cblr-14234	191	3	business	business	PROPN
cblr-14234	191	4	law	law	PROPN
cblr-14234	191	5	review	review	NOUN
cblr-14234	191	6	[	[	X
cblr-14234	191	7	vol	vol	NOUN
cblr-14234	191	8	.	.	NOUN
cblr-14234	191	9	2024	2024	NUM
cblr-14234	191	10	in	in	ADP
cblr-14234	191	11	short	short	ADJ
cblr-14234	191	12	,	,	PUNCT
cblr-14234	191	13	there	there	PRON
cblr-14234	191	14	is	be	VERB
cblr-14234	191	15	no	no	DET
cblr-14234	191	16	meaningful	meaningful	ADJ
cblr-14234	191	17	difference	difference	NOUN
cblr-14234	191	18	in	in	ADP
cblr-14234	191	19	assent	assent	NOUN
cblr-14234	191	20	between	between	ADP
cblr-14234	191	21	not	not	PART
cblr-14234	191	22	getting	get	VERB
cblr-14234	191	23	a	a	DET
cblr-14234	191	24	contract	contract	NOUN
cblr-14234	191	25	and	and	CCONJ
cblr-14234	191	26	getting	get	VERB
cblr-14234	191	27	a	a	DET
cblr-14234	191	28	contract	contract	NOUN
cblr-14234	191	29	written	write	VERB
cblr-14234	191	30	in	in	ADP
cblr-14234	191	31	hieroglyphics	hieroglyphic	NOUN
cblr-14234	191	32	.	.	PUNCT
cblr-14234	192	1	and	and	CCONJ
cblr-14234	192	2	to	to	ADP
cblr-14234	192	3	many	many	ADJ
cblr-14234	192	4	consumers	consumer	NOUN
cblr-14234	192	5	,	,	PUNCT
cblr-14234	192	6	there	there	PRON
cblr-14234	192	7	is	be	VERB
cblr-14234	192	8	functionally	functionally	ADV
cblr-14234	192	9	no	no	DET
cblr-14234	192	10	difference	difference	NOUN
cblr-14234	192	11	between	between	ADP
cblr-14234	192	12	hieroglyphics	hieroglyphic	NOUN
cblr-14234	192	13	and	and	CCONJ
cblr-14234	192	14	most	most	ADJ
cblr-14234	192	15	contract	contract	NOUN
cblr-14234	192	16	language	language	NOUN
cblr-14234	192	17	.	.	PUNCT
cblr-14234	193	1	ii	ii	PROPN
cblr-14234	193	2	.	.	PUNCT
cblr-14234	194	1	the	the	DET
cblr-14234	194	2	urgent	urgent	ADJ
cblr-14234	194	3	need	need	NOUN
cblr-14234	194	4	for	for	ADP
cblr-14234	194	5	contract	contract	NOUN
cblr-14234	194	6	law	law	NOUN
cblr-14234	194	7	to	to	PART
cblr-14234	194	8	evolve	evolve	VERB
cblr-14234	194	9	the	the	DET
cblr-14234	194	10	world	world	NOUN
cblr-14234	194	11	of	of	ADP
cblr-14234	194	12	consumer	consumer	NOUN
cblr-14234	194	13	contracts	contract	NOUN
cblr-14234	194	14	has	have	AUX
cblr-14234	194	15	mutated	mutate	VERB
cblr-14234	194	16	.	.	PUNCT
cblr-14234	195	1	yet	yet	CCONJ
cblr-14234	195	2	contract	contract	NOUN
cblr-14234	195	3	law	law	NOUN
cblr-14234	195	4	has	have	AUX
cblr-14234	195	5	remained	remain	VERB
cblr-14234	195	6	largely	largely	ADV
cblr-14234	195	7	unchanged	unchanged	ADJ
cblr-14234	195	8	.	.	PUNCT
cblr-14234	196	1	this	this	DET
cblr-14234	196	2	section	section	NOUN
cblr-14234	196	3	details	detail	VERB
cblr-14234	196	4	the	the	DET
cblr-14234	196	5	three	three	NUM
cblr-14234	196	6	most	most	ADV
cblr-14234	196	7	significant	significant	ADJ
cblr-14234	196	8	changes	change	NOUN
cblr-14234	196	9	to	to	ADP
cblr-14234	196	10	the	the	DET
cblr-14234	196	11	form	form	NOUN
cblr-14234	196	12	and	and	CCONJ
cblr-14234	196	13	context	context	NOUN
cblr-14234	196	14	of	of	ADP
cblr-14234	196	15	consumer	consumer	NOUN
cblr-14234	196	16	contracts	contract	NOUN
cblr-14234	196	17	and	and	CCONJ
cblr-14234	196	18	the	the	DET
cblr-14234	196	19	way	way	NOUN
cblr-14234	196	20	technology	technology	NOUN
cblr-14234	196	21	will	will	AUX
cblr-14234	196	22	continue	continue	VERB
cblr-14234	196	23	to	to	PART
cblr-14234	196	24	transform	transform	VERB
cblr-14234	196	25	contracts	contract	NOUN
cblr-14234	196	26	.	.	PUNCT
cblr-14234	197	1	combined	combine	VERB
cblr-14234	197	2	,	,	PUNCT
cblr-14234	197	3	these	these	DET
cblr-14234	197	4	changes	change	NOUN
cblr-14234	197	5	and	and	CCONJ
cblr-14234	197	6	transformations	transformation	NOUN
cblr-14234	197	7	require	require	VERB
cblr-14234	197	8	contract	contract	NOUN
cblr-14234	197	9	law	law	NOUN
cblr-14234	197	10	to	to	PART
cblr-14234	197	11	evolve	evolve	VERB
cblr-14234	197	12	.	.	PUNCT
cblr-14234	198	1	a.	a.	NOUN
cblr-14234	199	1	the	the	DET
cblr-14234	199	2	consumer	consumer	NOUN
cblr-14234	199	3	contracts	contract	NOUN
cblr-14234	199	4	trifecta	trifecta	NOUN
cblr-14234	199	5	:	:	PUNCT
cblr-14234	199	6	contracts	contract	NOUN
cblr-14234	199	7	of	of	ADP
cblr-14234	199	8	adhesion	adhesion	NOUN
cblr-14234	199	9	,	,	PUNCT
cblr-14234	199	10	volume	volume	NOUN
cblr-14234	199	11	,	,	PUNCT
cblr-14234	199	12	and	and	CCONJ
cblr-14234	199	13	contract	contract	NOUN
cblr-14234	199	14	design	design	NOUN
cblr-14234	199	15	what	what	PRON
cblr-14234	199	16	consumer	consumer	NOUN
cblr-14234	199	17	contracts	contract	NOUN
cblr-14234	199	18	look	look	VERB
cblr-14234	199	19	like	like	ADP
cblr-14234	199	20	,	,	PUNCT
cblr-14234	199	21	and	and	CCONJ
cblr-14234	199	22	when	when	SCONJ
cblr-14234	199	23	and	and	CCONJ
cblr-14234	199	24	how	how	SCONJ
cblr-14234	199	25	consumers	consumer	NOUN
cblr-14234	199	26	enter	enter	VERB
cblr-14234	199	27	them	they	PRON
cblr-14234	199	28	,	,	PUNCT
cblr-14234	199	29	has	have	AUX
cblr-14234	199	30	changed	change	VERB
cblr-14234	199	31	dramatically	dramatically	ADV
cblr-14234	199	32	.	.	PUNCT
cblr-14234	200	1	this	this	DET
cblr-14234	200	2	section	section	NOUN
cblr-14234	200	3	contends	contend	VERB
cblr-14234	200	4	that	that	SCONJ
cblr-14234	200	5	three	three	NUM
cblr-14234	200	6	changes	change	NOUN
cblr-14234	200	7	which	which	PRON
cblr-14234	200	8	have	have	AUX
cblr-14234	200	9	become	become	VERB
cblr-14234	200	10	ubiquitous	ubiquitous	ADJ
cblr-14234	200	11	staples	staple	NOUN
cblr-14234	200	12	help	help	VERB
cblr-14234	200	13	explain	explain	VERB
cblr-14234	200	14	how	how	SCONJ
cblr-14234	200	15	and	and	CCONJ
cblr-14234	200	16	why	why	SCONJ
cblr-14234	200	17	consumer	consumer	NOUN
cblr-14234	200	18	contracts	contract	NOUN
cblr-14234	200	19	are	be	AUX
cblr-14234	200	20	incomprehensible	incomprehensible	ADJ
cblr-14234	200	21	.	.	PUNCT
cblr-14234	201	1	the	the	DET
cblr-14234	201	2	first	first	ADJ
cblr-14234	201	3	change	change	NOUN
cblr-14234	201	4	is	be	AUX
cblr-14234	201	5	the	the	DET
cblr-14234	201	6	rise	rise	NOUN
cblr-14234	201	7	of	of	ADP
cblr-14234	201	8	contracts	contract	NOUN
cblr-14234	201	9	of	of	ADP
cblr-14234	201	10	adhesion	adhesion	NOUN
cblr-14234	201	11	.	.	PUNCT
cblr-14234	202	1	contracts	contract	NOUN
cblr-14234	202	2	of	of	ADP
cblr-14234	202	3	adhesion	adhesion	NOUN
cblr-14234	202	4	are	be	AUX
cblr-14234	202	5	nonnegotiable	nonnegotiable	ADJ
cblr-14234	202	6	standardized	standardized	ADJ
cblr-14234	202	7	contracts.38	contracts.38	NOUN
cblr-14234	202	8	consumer	consumer	NOUN
cblr-14234	202	9	contracts	contract	NOUN
cblr-14234	202	10	of	of	ADP
cblr-14234	202	11	adhesion	adhesion	NOUN
cblr-14234	202	12	emerged	emerge	VERB
cblr-14234	202	13	in	in	ADP
cblr-14234	202	14	the	the	DET
cblr-14234	202	15	early	early	ADJ
cblr-14234	202	16	1900s	1900	NOUN
cblr-14234	202	17	with	with	ADP
cblr-14234	202	18	the	the	DET
cblr-14234	202	19	rise	rise	NOUN
cblr-14234	202	20	of	of	ADP
cblr-14234	202	21	mass	mass	NOUN
cblr-14234	202	22	production,39	production,39	NOUN
cblr-14234	202	23	and	and	CCONJ
cblr-14234	202	24	“	"	PUNCT
cblr-14234	202	25	nearly	nearly	ADV
cblr-14234	202	26	every	every	DET
cblr-14234	202	27	written	write	VERB
cblr-14234	202	28	transaction	transaction	NOUN
cblr-14234	202	29	carried	carry	VERB
cblr-14234	202	30	out	out	ADP
cblr-14234	202	31	by	by	ADP
cblr-14234	202	32	americans	american	NOUN
cblr-14234	202	33	today	today	NOUN
cblr-14234	202	34	is	be	AUX
cblr-14234	202	35	governed	govern	VERB
cblr-14234	202	36	by	by	ADP
cblr-14234	202	37	a	a	DET
cblr-14234	202	38	standardized	standardized	ADJ
cblr-14234	202	39	form	form	NOUN
cblr-14234	202	40	.	.	PUNCT
cblr-14234	203	1	”40	”40	NOUN
cblr-14234	203	2	the	the	DET
cblr-14234	203	3	inability	inability	NOUN
cblr-14234	203	4	to	to	PART
cblr-14234	203	5	negotiate	negotiate	VERB
cblr-14234	203	6	weakens	weaken	VERB
cblr-14234	203	7	the	the	DET
cblr-14234	203	8	assent	assent	NOUN
cblr-14234	203	9	underlying	underlie	VERB
cblr-14234	203	10	the	the	DET
cblr-14234	203	11	freedom	freedom	NOUN
cblr-14234	203	12	of	of	ADP
cblr-14234	203	13	38	38	NUM
cblr-14234	203	14	hallow	hallow	NOUN
cblr-14234	203	15	,	,	PUNCT
cblr-14234	203	16	supra	supra	PROPN
cblr-14234	203	17	note	note	NOUN
cblr-14234	203	18	4	4	NUM
cblr-14234	203	19	,	,	PUNCT
cblr-14234	203	20	at	at	ADP
cblr-14234	203	21	65	65	NUM
cblr-14234	203	22	.	.	PUNCT
cblr-14234	204	1	see	see	VERB
cblr-14234	204	2	also	also	ADV
cblr-14234	204	3	lonegrass	lonegrass	ADJ
cblr-14234	204	4	,	,	PUNCT
cblr-14234	204	5	supra	supra	NOUN
cblr-14234	204	6	note	note	NOUN
cblr-14234	204	7	4	4	NUM
cblr-14234	204	8	,	,	PUNCT
cblr-14234	204	9	at	at	ADP
cblr-14234	204	10	59	59	NUM
cblr-14234	204	11	&	&	CCONJ
cblr-14234	204	12	n.317	n.317	ADJ
cblr-14234	204	13	(	(	PUNCT
cblr-14234	204	14	noting	note	VERB
cblr-14234	204	15	minor	minor	ADJ
cblr-14234	204	16	disagreements	disagreement	NOUN
cblr-14234	204	17	about	about	ADP
cblr-14234	204	18	the	the	DET
cblr-14234	204	19	precise	precise	ADJ
cblr-14234	204	20	definition	definition	NOUN
cblr-14234	204	21	of	of	ADP
cblr-14234	204	22	a	a	DET
cblr-14234	204	23	contract	contract	NOUN
cblr-14234	204	24	of	of	ADP
cblr-14234	204	25	adhesion	adhesion	NOUN
cblr-14234	204	26	)	)	PUNCT
cblr-14234	204	27	.	.	PUNCT
cblr-14234	205	1	39	39	NUM
cblr-14234	205	2	white	white	PROPN
cblr-14234	205	3	&	&	CCONJ
cblr-14234	205	4	mansfield	mansfield	PROPN
cblr-14234	205	5	,	,	PUNCT
cblr-14234	205	6	supra	supra	PROPN
cblr-14234	205	7	note	note	NOUN
cblr-14234	205	8	4	4	NUM
cblr-14234	205	9	,	,	PUNCT
cblr-14234	205	10	at	at	ADP
cblr-14234	205	11	243–44	243–44	PROPN
cblr-14234	205	12	.	.	PROPN
cblr-14234	205	13	40	40	NUM
cblr-14234	205	14	lonegrass	lonegrass	NOUN
cblr-14234	205	15	,	,	PUNCT
cblr-14234	205	16	supra	supra	NOUN
cblr-14234	205	17	note	note	NOUN
cblr-14234	205	18	4	4	NUM
cblr-14234	205	19	,	,	PUNCT
cblr-14234	205	20	at	at	ADP
cblr-14234	205	21	3–64	3–64	PROPN
cblr-14234	205	22	.	.	PUNCT
cblr-14234	206	1	no	no	INTJ
cblr-14234	206	2	.	.	NOUN
cblr-14234	207	1	2	2	NUM
cblr-14234	207	2	]	]	PUNCT
cblr-14234	207	3	the	the	DET
cblr-14234	207	4	duty	duty	NOUN
cblr-14234	207	5	to	to	PART
cblr-14234	207	6	make	make	VERB
cblr-14234	207	7	contracts	contract	NOUN
cblr-14234	207	8	understandable	understandable	ADJ
cblr-14234	207	9	475	475	NUM
cblr-14234	207	10	contract.41	contract.41	NOUN
cblr-14234	207	11	furthermore	furthermore	ADV
cblr-14234	207	12	,	,	PUNCT
cblr-14234	207	13	contracts	contract	NOUN
cblr-14234	207	14	of	of	ADP
cblr-14234	207	15	adhesion	adhesion	NOUN
cblr-14234	207	16	discourage	discourage	NOUN
cblr-14234	207	17	reading	reading	NOUN
cblr-14234	207	18	contracts	contract	NOUN
cblr-14234	207	19	.	.	PUNCT
cblr-14234	208	1	they	they	PRON
cblr-14234	208	2	are	be	AUX
cblr-14234	208	3	often	often	ADV
cblr-14234	208	4	preprinted	preprinte	VERB
cblr-14234	208	5	,	,	PUNCT
cblr-14234	208	6	presented	present	VERB
cblr-14234	208	7	when	when	SCONJ
cblr-14234	208	8	consumers	consumer	NOUN
cblr-14234	208	9	are	be	AUX
cblr-14234	208	10	in	in	ADP
cblr-14234	208	11	a	a	DET
cblr-14234	208	12	long	long	ADJ
cblr-14234	208	13	line	line	NOUN
cblr-14234	208	14	,	,	PUNCT
cblr-14234	208	15	and	and	CCONJ
cblr-14234	208	16	signed	sign	VERB
cblr-14234	208	17	after	after	SCONJ
cblr-14234	208	18	consumers	consumer	NOUN
cblr-14234	208	19	watch	watch	VERB
cblr-14234	208	20	others	other	NOUN
cblr-14234	208	21	sign	sign	VERB
cblr-14234	208	22	without	without	ADP
cblr-14234	208	23	reading	reading	NOUN
cblr-14234	208	24	;	;	PUNCT
cblr-14234	208	25	consumers	consumer	NOUN
cblr-14234	208	26	tend	tend	VERB
cblr-14234	208	27	to	to	PART
cblr-14234	208	28	underestimate	underestimate	VERB
cblr-14234	208	29	risks	risk	NOUN
cblr-14234	208	30	and	and	CCONJ
cblr-14234	208	31	see	see	VERB
cblr-14234	208	32	little	little	ADJ
cblr-14234	208	33	value	value	NOUN
cblr-14234	208	34	in	in	ADP
cblr-14234	208	35	reading	read	VERB
cblr-14234	208	36	terms	term	NOUN
cblr-14234	208	37	they	they	PRON
cblr-14234	208	38	can	can	AUX
cblr-14234	208	39	not	not	PART
cblr-14234	208	40	negotiate.42	negotiate.42	VERB
cblr-14234	208	41	if	if	SCONJ
cblr-14234	208	42	consumers	consumer	NOUN
cblr-14234	208	43	do	do	AUX
cblr-14234	208	44	not	not	PART
cblr-14234	208	45	read	read	VERB
cblr-14234	208	46	contracts	contract	NOUN
cblr-14234	208	47	,	,	PUNCT
cblr-14234	208	48	sellers	seller	NOUN
cblr-14234	208	49	have	have	VERB
cblr-14234	208	50	little	little	ADJ
cblr-14234	208	51	incentive	incentive	NOUN
cblr-14234	208	52	or	or	CCONJ
cblr-14234	208	53	see	see	VERB
cblr-14234	208	54	little	little	ADJ
cblr-14234	208	55	value	value	NOUN
cblr-14234	208	56	in	in	ADP
cblr-14234	208	57	making	make	VERB
cblr-14234	208	58	the	the	DET
cblr-14234	208	59	contracts	contract	NOUN
cblr-14234	208	60	understandable	understandable	ADJ
cblr-14234	208	61	.	.	PUNCT
cblr-14234	209	1	the	the	DET
cblr-14234	209	2	second	second	ADJ
cblr-14234	209	3	change	change	NOUN
cblr-14234	209	4	is	be	AUX
cblr-14234	209	5	the	the	DET
cblr-14234	209	6	volume	volume	NOUN
cblr-14234	209	7	of	of	ADP
cblr-14234	209	8	contracts	contract	NOUN
cblr-14234	209	9	consumers	consumer	NOUN
cblr-14234	209	10	enter	enter	VERB
cblr-14234	209	11	.	.	PUNCT
cblr-14234	210	1	with	with	ADP
cblr-14234	210	2	billions	billion	NOUN
cblr-14234	210	3	formed	form	VERB
cblr-14234	210	4	each	each	DET
cblr-14234	210	5	year	year	NOUN
cblr-14234	210	6	,	,	PUNCT
cblr-14234	210	7	consumer	consumer	NOUN
cblr-14234	210	8	contracts	contract	NOUN
cblr-14234	210	9	of	of	ADP
cblr-14234	210	10	adhesion	adhesion	NOUN
cblr-14234	210	11	are	be	AUX
cblr-14234	210	12	the	the	DET
cblr-14234	210	13	most	most	ADV
cblr-14234	210	14	common	common	ADJ
cblr-14234	210	15	kind	kind	NOUN
cblr-14234	210	16	of	of	ADP
cblr-14234	210	17	contract	contract	NOUN
cblr-14234	210	18	formed.43	formed.43	NOUN
cblr-14234	210	19	this	this	DET
cblr-14234	210	20	frequency	frequency	NOUN
cblr-14234	210	21	has	have	AUX
cblr-14234	210	22	resulted	result	VERB
cblr-14234	210	23	in	in	ADP
cblr-14234	210	24	most	most	ADJ
cblr-14234	210	25	americans	americans	PROPN
cblr-14234	210	26	entering	enter	VERB
cblr-14234	210	27	more	more	ADJ
cblr-14234	210	28	legal	legal	ADJ
cblr-14234	210	29	agreements	agreement	NOUN
cblr-14234	210	30	in	in	ADP
cblr-14234	210	31	a	a	DET
cblr-14234	210	32	year	year	NOUN
cblr-14234	210	33	than	than	SCONJ
cblr-14234	210	34	our	our	PRON
cblr-14234	210	35	grandparents	grandparent	NOUN
cblr-14234	210	36	did	do	VERB
cblr-14234	210	37	in	in	ADP
cblr-14234	210	38	their	their	PRON
cblr-14234	210	39	41	41	NUM
cblr-14234	210	40	i	i	PRON
cblr-14234	210	41	d.	d.	PROPN
cblr-14234	210	42	at	at	ADP
cblr-14234	210	43	29	29	NUM
cblr-14234	210	44	(	(	PUNCT
cblr-14234	210	45	“	"	PUNCT
cblr-14234	210	46	the	the	DET
cblr-14234	210	47	central	central	ADJ
cblr-14234	210	48	principle	principle	NOUN
cblr-14234	210	49	of	of	ADP
cblr-14234	210	50	contract	contract	NOUN
cblr-14234	210	51	law	law	NOUN
cblr-14234	210	52	--	--	PUNCT
cblr-14234	210	53	freedom	freedom	NOUN
cblr-14234	210	54	of	of	ADP
cblr-14234	210	55	contract	contract	NOUN
cblr-14234	210	56	-	-	PUNCT
cblr-14234	210	57	maintains	maintain	VERB
cblr-14234	210	58	that	that	SCONJ
cblr-14234	210	59	parties	party	NOUN
cblr-14234	210	60	may	may	AUX
cblr-14234	210	61	freely	freely	ADV
cblr-14234	210	62	enter	enter	VERB
cblr-14234	210	63	into	into	ADP
cblr-14234	210	64	transactions	transaction	NOUN
cblr-14234	210	65	on	on	ADP
cblr-14234	210	66	the	the	DET
cblr-14234	210	67	terms	term	NOUN
cblr-14234	210	68	that	that	SCONJ
cblr-14234	210	69	they	they	PRON
cblr-14234	210	70	voluntarily	voluntarily	ADV
cblr-14234	210	71	choose	choose	VERB
cblr-14234	210	72	for	for	ADP
cblr-14234	210	73	themselves	themselves	PRON
cblr-14234	210	74	through	through	ADP
cblr-14234	210	75	a	a	DET
cblr-14234	210	76	process	process	NOUN
cblr-14234	210	77	of	of	ADP
cblr-14234	210	78	mutual	mutual	ADJ
cblr-14234	210	79	negotiation	negotiation	NOUN
cblr-14234	210	80	.	.	PUNCT
cblr-14234	211	1	however	however	ADV
cblr-14234	211	2	,	,	PUNCT
cblr-14234	211	3	a	a	DET
cblr-14234	211	4	powerful	powerful	ADJ
cblr-14234	211	5	set	set	NOUN
cblr-14234	211	6	of	of	ADP
cblr-14234	211	7	complex	complex	ADJ
cblr-14234	211	8	and	and	CCONJ
cblr-14234	211	9	interwoven	interwoven	ADJ
cblr-14234	211	10	forces	force	NOUN
cblr-14234	211	11	,	,	PUNCT
cblr-14234	211	12	both	both	CCONJ
cblr-14234	211	13	psychological	psychological	ADJ
cblr-14234	211	14	and	and	CCONJ
cblr-14234	211	15	market	market	NOUN
cblr-14234	211	16	-	-	PUNCT
cblr-14234	211	17	driven	drive	VERB
cblr-14234	211	18	,	,	PUNCT
cblr-14234	211	19	seriously	seriously	ADV
cblr-14234	211	20	undermine	undermine	VERB
cblr-14234	211	21	consumer	consumer	NOUN
cblr-14234	211	22	assent	assent	NOUN
cblr-14234	211	23	to	to	PART
cblr-14234	211	24	form	form	VERB
cblr-14234	211	25	terms	term	NOUN
cblr-14234	211	26	.	.	PUNCT
cblr-14234	211	27	”	"	PUNCT
cblr-14234	211	28	)	)	PUNCT
cblr-14234	211	29	.	.	PUNCT
cblr-14234	212	1	42	42	NUM
cblr-14234	212	2	eric	eric	PROPN
cblr-14234	212	3	a.	a.	PROPN
cblr-14234	212	4	zacks	zacks	PROPN
cblr-14234	212	5	,	,	PUNCT
cblr-14234	212	6	contracting	contracting	NOUN
cblr-14234	212	7	blame	blame	NOUN
cblr-14234	212	8	,	,	PUNCT
cblr-14234	212	9	15	15	NUM
cblr-14234	212	10	u.	u.	PROPN
cblr-14234	212	11	pa	pa	PROPN
cblr-14234	212	12	.	.	PUNCT
cblr-14234	213	1	j.	j.	PROPN
cblr-14234	213	2	bus	bus	PROPN
cblr-14234	213	3	.	.	PUNCT
cblr-14234	214	1	l.	l.	PROPN
cblr-14234	214	2	169	169	NUM
cblr-14234	214	3	,	,	PUNCT
cblr-14234	214	4	176–77	176–77	NUM
cblr-14234	214	5	(	(	PUNCT
cblr-14234	214	6	2012	2012	NUM
cblr-14234	214	7	)	)	PUNCT
cblr-14234	214	8	(	(	PUNCT
cblr-14234	214	9	identifying	identify	VERB
cblr-14234	214	10	contextual	contextual	ADJ
cblr-14234	214	11	factors	factor	NOUN
cblr-14234	214	12	that	that	PRON
cblr-14234	214	13	cause	cause	VERB
cblr-14234	214	14	consumers	consumer	NOUN
cblr-14234	214	15	not	not	PART
cblr-14234	214	16	to	to	PART
cblr-14234	214	17	read	read	VERB
cblr-14234	214	18	contract	contract	NOUN
cblr-14234	214	19	)	)	PUNCT
cblr-14234	214	20	;	;	PUNCT
cblr-14234	214	21	debra	debra	PROPN
cblr-14234	214	22	pogrund	pogrund	PROPN
cblr-14234	214	23	stark	stark	PROPN
cblr-14234	214	24	&	&	CCONJ
cblr-14234	214	25	jessica	jessica	PROPN
cblr-14234	214	26	m.	m.	PROPN
cblr-14234	214	27	choplin	choplin	PROPN
cblr-14234	214	28	,	,	PUNCT
cblr-14234	214	29	a	a	DET
cblr-14234	214	30	license	license	NOUN
cblr-14234	214	31	to	to	PART
cblr-14234	214	32	deceive	deceive	VERB
cblr-14234	214	33	:	:	PUNCT
cblr-14234	214	34	enforcing	enforce	VERB
cblr-14234	214	35	contractual	contractual	ADJ
cblr-14234	214	36	myths	myth	NOUN
cblr-14234	214	37	despite	despite	SCONJ
cblr-14234	214	38	consumer	consumer	NOUN
cblr-14234	214	39	psychological	psychological	ADJ
cblr-14234	214	40	realities	reality	NOUN
cblr-14234	214	41	,	,	PUNCT
cblr-14234	214	42	5	5	NUM
cblr-14234	214	43	n.y.u	n.y.u	NOUN
cblr-14234	214	44	.	.	PUNCT
cblr-14234	215	1	j.l	j.l	PROPN
cblr-14234	215	2	.	.	PROPN
cblr-14234	215	3	&	&	CCONJ
cblr-14234	215	4	bus	bus	PROPN
cblr-14234	215	5	.	.	PUNCT
cblr-14234	216	1	617	617	NUM
cblr-14234	216	2	,	,	PUNCT
cblr-14234	216	3	656–65	656–65	NUM
cblr-14234	216	4	(	(	PUNCT
cblr-14234	216	5	2009	2009	NUM
cblr-14234	216	6	)	)	PUNCT
cblr-14234	216	7	(	(	PUNCT
cblr-14234	216	8	describing	describe	VERB
cblr-14234	216	9	how	how	SCONJ
cblr-14234	216	10	word	word	NOUN
cblr-14234	216	11	choice	choice	NOUN
cblr-14234	216	12	,	,	PUNCT
cblr-14234	216	13	clause	clause	NOUN
cblr-14234	216	14	design	design	NOUN
cblr-14234	216	15	,	,	PUNCT
cblr-14234	216	16	organization	organization	NOUN
cblr-14234	216	17	,	,	PUNCT
cblr-14234	216	18	and	and	CCONJ
cblr-14234	216	19	overall	overall	ADJ
cblr-14234	216	20	form	form	NOUN
cblr-14234	216	21	of	of	ADP
cblr-14234	216	22	contracts	contract	NOUN
cblr-14234	216	23	as	as	ADV
cblr-14234	216	24	well	well	ADV
cblr-14234	216	25	as	as	ADP
cblr-14234	216	26	presentation	presentation	NOUN
cblr-14234	216	27	of	of	ADP
cblr-14234	216	28	contracts	contract	NOUN
cblr-14234	216	29	discourage	discourage	VERB
cblr-14234	216	30	reading	reading	NOUN
cblr-14234	216	31	and	and	CCONJ
cblr-14234	216	32	how	how	SCONJ
cblr-14234	216	33	consumers	consumer	NOUN
cblr-14234	216	34	assume	assume	VERB
cblr-14234	216	35	they	they	PRON
cblr-14234	216	36	can	can	AUX
cblr-14234	216	37	be	be	AUX
cblr-14234	216	38	negotiated	negotiate	VERB
cblr-14234	216	39	)	)	PUNCT
cblr-14234	216	40	;	;	PUNCT
cblr-14234	216	41	lonegrass	lonegrass	NOUN
cblr-14234	216	42	,	,	PUNCT
cblr-14234	216	43	supra	supra	NOUN
cblr-14234	216	44	note	note	NOUN
cblr-14234	216	45	4	4	NUM
cblr-14234	216	46	,	,	PUNCT
cblr-14234	216	47	at	at	ADP
cblr-14234	216	48	3–64	3–64	PROPN
cblr-14234	216	49	(	(	PUNCT
cblr-14234	216	50	describing	describe	VERB
cblr-14234	216	51	why	why	SCONJ
cblr-14234	216	52	consumers	consumer	NOUN
cblr-14234	216	53	are	be	AUX
cblr-14234	216	54	discouraged	discourage	VERB
cblr-14234	216	55	from	from	ADP
cblr-14234	216	56	reading	read	VERB
cblr-14234	216	57	)	)	PUNCT
cblr-14234	216	58	;	;	PUNCT
cblr-14234	216	59	franklin	franklin	PROPN
cblr-14234	216	60	g.	g.	PROPN
cblr-14234	216	61	snyder	snyder	PROPN
cblr-14234	216	62	&	&	CCONJ
cblr-14234	216	63	ann	ann	PROPN
cblr-14234	216	64	m.	m.	PROPN
cblr-14234	216	65	mirabito	mirabito	PROPN
cblr-14234	216	66	,	,	PUNCT
cblr-14234	216	67	boilerplate	boilerplate	VERB
cblr-14234	216	68	:	:	PUNCT
cblr-14234	216	69	what	what	PRON
cblr-14234	216	70	consumers	consumer	NOUN
cblr-14234	216	71	actually	actually	ADV
cblr-14234	216	72	think	think	VERB
cblr-14234	216	73	about	about	ADP
cblr-14234	216	74	it	it	PRON
cblr-14234	216	75	,	,	PUNCT
cblr-14234	216	76	52	52	NUM
cblr-14234	216	77	ind	ind	NOUN
cblr-14234	216	78	.	.	PUNCT
cblr-14234	217	1	l.	l.	PROPN
cblr-14234	217	2	rev	rev	PROPN
cblr-14234	217	3	.	.	PROPN
cblr-14234	217	4	431	431	NUM
cblr-14234	217	5	,	,	PUNCT
cblr-14234	217	6	433	433	NUM
cblr-14234	217	7	(	(	PUNCT
cblr-14234	217	8	2019	2019	NUM
cblr-14234	217	9	)	)	PUNCT
cblr-14234	217	10	(	(	PUNCT
cblr-14234	217	11	“	"	PUNCT
cblr-14234	217	12	no	no	DET
cblr-14234	217	13	one	one	NOUN
cblr-14234	217	14	except	except	SCONJ
cblr-14234	217	15	the	the	DET
cblr-14234	217	16	lawyers	lawyer	NOUN
cblr-14234	217	17	who	who	PRON
cblr-14234	217	18	write	write	VERB
cblr-14234	217	19	them	they	PRON
cblr-14234	217	20	and	and	CCONJ
cblr-14234	217	21	litigate	litigate	VERB
cblr-14234	217	22	over	over	ADP
cblr-14234	217	23	them	they	PRON
cblr-14234	217	24	ever	ever	ADV
cblr-14234	217	25	read	read	VERB
cblr-14234	217	26	them	they	PRON
cblr-14234	217	27	.	.	PUNCT
cblr-14234	218	1	we	we	PRON
cblr-14234	218	2	know	know	VERB
cblr-14234	218	3	,	,	PUNCT
cblr-14234	218	4	in	in	ADP
cblr-14234	218	5	fact	fact	NOUN
cblr-14234	218	6	,	,	PUNCT
cblr-14234	218	7	that	that	PRON
cblr-14234	218	8	of	of	ADP
cblr-14234	218	9	those	those	PRON
cblr-14234	218	10	who	who	PRON
cblr-14234	218	11	buy	buy	VERB
cblr-14234	218	12	online	online	ADV
cblr-14234	218	13	,	,	PUNCT
cblr-14234	218	14	only	only	ADV
cblr-14234	218	15	some	some	DET
cblr-14234	218	16	0.1	0.1	NUM
cblr-14234	218	17	percent	percent	NOUN
cblr-14234	218	18	of	of	ADP
cblr-14234	218	19	consumers	consumer	NOUN
cblr-14234	218	20	ever	ever	ADV
cblr-14234	218	21	click	click	VERB
cblr-14234	218	22	on	on	ADP
cblr-14234	218	23	the	the	DET
cblr-14234	218	24	‘	'	PUNCT
cblr-14234	218	25	terms	term	NOUN
cblr-14234	218	26	and	and	CCONJ
cblr-14234	218	27	conditions	condition	NOUN
cblr-14234	218	28	’	'	PUNCT
cblr-14234	218	29	link	link	NOUN
cblr-14234	218	30	,	,	PUNCT
cblr-14234	218	31	and	and	CCONJ
cblr-14234	218	32	that	that	PRON
cblr-14234	218	33	and	and	CCONJ
cblr-14234	218	34	ninety	ninety	NUM
cblr-14234	218	35	percent	percent	NOUN
cblr-14234	218	36	of	of	ADP
cblr-14234	218	37	those	those	PRON
cblr-14234	218	38	who	who	PRON
cblr-14234	218	39	do	do	AUX
cblr-14234	218	40	spend	spend	VERB
cblr-14234	218	41	less	less	ADJ
cblr-14234	218	42	than	than	ADP
cblr-14234	218	43	two	two	NUM
cblr-14234	218	44	minutes	minute	NOUN
cblr-14234	218	45	looking	look	VERB
cblr-14234	218	46	at	at	ADP
cblr-14234	218	47	the	the	DET
cblr-14234	218	48	dense	dense	ADJ
cblr-14234	218	49	and	and	CCONJ
cblr-14234	218	50	legalistic	legalistic	ADJ
cblr-14234	218	51	verbiage	verbiage	NOUN
cblr-14234	218	52	.	.	PUNCT
cblr-14234	218	53	”	"	PUNCT
cblr-14234	218	54	)	)	PUNCT
cblr-14234	218	55	;	;	PUNCT
cblr-14234	218	56	ayres	ayres	PROPN
cblr-14234	218	57	&	&	CCONJ
cblr-14234	218	58	schwartz	schwartz	PROPN
cblr-14234	218	59	,	,	PUNCT
cblr-14234	218	60	supra	supra	PROPN
cblr-14234	218	61	note	note	PROPN
cblr-14234	218	62	4	4	NUM
cblr-14234	218	63	,	,	PUNCT
cblr-14234	218	64	at	at	ADP
cblr-14234	218	65	546–47	546–47	NUM
cblr-14234	218	66	(	(	PUNCT
cblr-14234	218	67	consumers	consumer	NOUN
cblr-14234	218	68	do	do	AUX
cblr-14234	218	69	not	not	PART
cblr-14234	218	70	read	read	VERB
cblr-14234	218	71	when	when	SCONJ
cblr-14234	218	72	time	time	NOUN
cblr-14234	218	73	pressed	pressed	ADJ
cblr-14234	218	74	or	or	CCONJ
cblr-14234	218	75	when	when	SCONJ
cblr-14234	218	76	confronted	confront	VERB
cblr-14234	218	77	with	with	ADP
cblr-14234	218	78	repeat	repeat	NOUN
cblr-14234	218	79	standardized	standardized	ADJ
cblr-14234	218	80	terms	term	NOUN
cblr-14234	218	81	,	,	PUNCT
cblr-14234	218	82	even	even	ADV
cblr-14234	218	83	for	for	ADP
cblr-14234	218	84	major	major	ADJ
cblr-14234	218	85	one	one	NUM
cblr-14234	218	86	-	-	PUNCT
cblr-14234	218	87	time	time	NOUN
cblr-14234	218	88	purchases	purchase	NOUN
cblr-14234	218	89	like	like	ADP
cblr-14234	218	90	mortgages	mortgage	NOUN
cblr-14234	218	91	.	.	PUNCT
cblr-14234	218	92	)	)	PUNCT
cblr-14234	219	1	;	;	PUNCT
cblr-14234	220	1	justin	justin	PROPN
cblr-14234	220	2	(	(	PUNCT
cblr-14234	220	3	gus	gus	PROPN
cblr-14234	220	4	)	)	PUNCT
cblr-14234	220	5	hurwitz	hurwitz	PROPN
cblr-14234	220	6	,	,	PUNCT
cblr-14234	220	7	designing	design	VERB
cblr-14234	220	8	a	a	DET
cblr-14234	220	9	pattern	pattern	NOUN
cblr-14234	220	10	,	,	PUNCT
cblr-14234	220	11	darkly	darkly	ADV
cblr-14234	220	12	,	,	PUNCT
cblr-14234	220	13	22	22	NUM
cblr-14234	220	14	n.c	n.c	PROPN
cblr-14234	220	15	.	.	PROPN
cblr-14234	220	16	j.	j.	PROPN
cblr-14234	220	17	l.	l.	PROPN
cblr-14234	220	18	&	&	CCONJ
cblr-14234	220	19	tech	tech	PROPN
cblr-14234	220	20	.	.	PUNCT
cblr-14234	221	1	57	57	NUM
cblr-14234	221	2	,	,	PUNCT
cblr-14234	221	3	68	68	NUM
cblr-14234	221	4	(	(	PUNCT
cblr-14234	221	5	2020	2020	NUM
cblr-14234	221	6	)	)	PUNCT
cblr-14234	221	7	(	(	PUNCT
cblr-14234	221	8	suggesting	suggest	VERB
cblr-14234	221	9	that	that	SCONJ
cblr-14234	221	10	consumers	consumer	NOUN
cblr-14234	221	11	may	may	AUX
cblr-14234	221	12	be	be	AUX
cblr-14234	221	13	unwilling	unwilling	ADJ
cblr-14234	221	14	to	to	PART
cblr-14234	221	15	devote	devote	VERB
cblr-14234	221	16	the	the	DET
cblr-14234	221	17	cognitive	cognitive	ADJ
cblr-14234	221	18	effort	effort	NOUN
cblr-14234	221	19	to	to	ADP
cblr-14234	221	20	reading	read	VERB
cblr-14234	221	21	every	every	DET
cblr-14234	221	22	contract	contract	NOUN
cblr-14234	221	23	because	because	SCONJ
cblr-14234	221	24	of	of	ADP
cblr-14234	221	25	the	the	DET
cblr-14234	221	26	perceived	perceive	VERB
cblr-14234	221	27	low	low	ADJ
cblr-14234	221	28	value	value	NOUN
cblr-14234	221	29	of	of	ADP
cblr-14234	221	30	doing	do	VERB
cblr-14234	221	31	so	so	ADV
cblr-14234	221	32	)	)	PUNCT
cblr-14234	221	33	.	.	PUNCT
cblr-14234	222	1	43	43	NUM
cblr-14234	222	2	bakos	bakos	NOUN
cblr-14234	222	3	,	,	PUNCT
cblr-14234	222	4	et	et	PROPN
cblr-14234	222	5	al	al	PROPN
cblr-14234	222	6	,	,	PUNCT
cblr-14234	222	7	supra	supra	PROPN
cblr-14234	222	8	note	note	NOUN
cblr-14234	222	9	4	4	NUM
cblr-14234	222	10	,	,	PUNCT
cblr-14234	222	11	at	at	ADP
cblr-14234	222	12	1	1	NUM
cblr-14234	222	13	.	.	X
cblr-14234	222	14	476	476	NUM
cblr-14234	222	15	columbia	columbia	PROPN
cblr-14234	222	16	business	business	NOUN
cblr-14234	222	17	law	law	PROPN
cblr-14234	222	18	review	review	NOUN
cblr-14234	223	1	[	[	X
cblr-14234	223	2	vol	vol	NOUN
cblr-14234	223	3	.	.	PUNCT
cblr-14234	223	4	2024	2024	NUM
cblr-14234	223	5	lifetime.44	lifetime.44	NOUN
cblr-14234	223	6	consumers	consumer	NOUN
cblr-14234	223	7	enter	enter	VERB
cblr-14234	223	8	them	they	PRON
cblr-14234	223	9	for	for	ADP
cblr-14234	223	10	luxuries	luxury	NOUN
cblr-14234	223	11	and	and	CCONJ
cblr-14234	223	12	necessities	necessity	NOUN
cblr-14234	223	13	alike	alike	ADV
cblr-14234	223	14	:	:	PUNCT
cblr-14234	223	15	concert	concert	NOUN
cblr-14234	223	16	tickets	ticket	NOUN
cblr-14234	223	17	,	,	PUNCT
cblr-14234	223	18	social	social	ADJ
cblr-14234	223	19	media	medium	NOUN
cblr-14234	223	20	accounts	account	NOUN
cblr-14234	223	21	,	,	PUNCT
cblr-14234	223	22	health	health	NOUN
cblr-14234	223	23	insurance	insurance	NOUN
cblr-14234	223	24	,	,	PUNCT
cblr-14234	223	25	music	music	NOUN
cblr-14234	223	26	,	,	PUNCT
cblr-14234	223	27	food	food	NOUN
cblr-14234	223	28	,	,	PUNCT
cblr-14234	223	29	cell	cell	NOUN
cblr-14234	223	30	phones	phone	NOUN
cblr-14234	223	31	,	,	PUNCT
cblr-14234	223	32	mortgages	mortgage	NOUN
cblr-14234	223	33	,	,	PUNCT
cblr-14234	223	34	employment	employment	NOUN
cblr-14234	223	35	,	,	PUNCT
cblr-14234	223	36	etc.45	etc.45	VERB
cblr-14234	223	37	“	"	PUNCT
cblr-14234	223	38	everywhere	everywhere	ADV
cblr-14234	223	39	we	we	PRON
cblr-14234	223	40	look	look	VERB
cblr-14234	223	41	,	,	PUNCT
cblr-14234	223	42	adhesive	adhesive	ADJ
cblr-14234	223	43	terms	term	NOUN
cblr-14234	223	44	stare	stare	VERB
cblr-14234	223	45	back	back	ADV
cblr-14234	223	46	:	:	PUNCT
cblr-14234	223	47	they	they	PRON
cblr-14234	223	48	control	control	VERB
cblr-14234	223	49	our	our	PRON
cblr-14234	223	50	lives	life	NOUN
cblr-14234	223	51	at	at	ADP
cblr-14234	223	52	the	the	DET
cblr-14234	223	53	market	market	NOUN
cblr-14234	223	54	,	,	PUNCT
cblr-14234	223	55	at	at	ADP
cblr-14234	223	56	school	school	NOUN
cblr-14234	223	57	,	,	PUNCT
cblr-14234	223	58	at	at	ADP
cblr-14234	223	59	work	work	NOUN
cblr-14234	223	60	,	,	PUNCT
cblr-14234	223	61	on	on	ADP
cblr-14234	223	62	vacation	vacation	NOUN
cblr-14234	223	63	,	,	PUNCT
cblr-14234	223	64	and	and	CCONJ
cblr-14234	223	65	online	online	ADV
cblr-14234	223	66	;	;	PUNCT
cblr-14234	223	67	they	they	PRON
cblr-14234	223	68	constrain	constrain	VERB
cblr-14234	223	69	our	our	PRON
cblr-14234	223	70	public	public	ADJ
cblr-14234	223	71	law	law	NOUN
cblr-14234	223	72	rights	right	NOUN
cblr-14234	223	73	,	,	PUNCT
cblr-14234	223	74	and	and	CCONJ
cblr-14234	223	75	our	our	PRON
cblr-14234	223	76	private	private	ADJ
cblr-14234	223	77	law	law	NOUN
cblr-14234	223	78	duties	duty	NOUN
cblr-14234	223	79	;	;	PUNCT
cblr-14234	223	80	and	and	CCONJ
cblr-14234	223	81	they	they	PRON
cblr-14234	223	82	determine	determine	VERB
cblr-14234	223	83	procedure	procedure	NOUN
cblr-14234	223	84	we	we	PRON
cblr-14234	223	85	use	use	VERB
cblr-14234	223	86	to	to	PART
cblr-14234	223	87	vindicate	vindicate	VERB
cblr-14234	223	88	what	what	PRON
cblr-14234	223	89	’s	’s	AUX
cblr-14234	223	90	left	leave	VERB
cblr-14234	223	91	of	of	ADP
cblr-14234	223	92	both	both	PRON
cblr-14234	223	93	.	.	PUNCT
cblr-14234	224	1	”46	”46	VERB
cblr-14234	224	2	a	a	DET
cblr-14234	224	3	staggering	staggering	ADJ
cblr-14234	224	4	97	97	NUM
cblr-14234	224	5	%	%	NOUN
cblr-14234	224	6	of	of	ADP
cblr-14234	224	7	americans	americans	PROPN
cblr-14234	224	8	have	have	AUX
cblr-14234	224	9	been	be	AUX
cblr-14234	224	10	asked	ask	VERB
cblr-14234	224	11	to	to	PART
cblr-14234	224	12	agree	agree	VERB
cblr-14234	224	13	to	to	ADP
cblr-14234	224	14	a	a	DET
cblr-14234	224	15	privacy	privacy	NOUN
cblr-14234	224	16	policy	policy	NOUN
cblr-14234	224	17	.	.	PUNCT
cblr-14234	225	1	47	47	NUM
cblr-14234	225	2	when	when	SCONJ
cblr-14234	225	3	polled	poll	VERB
cblr-14234	225	4	,	,	PUNCT
cblr-14234	225	5	“	"	PUNCT
cblr-14234	225	6	[	[	X
cblr-14234	225	7	o]nequarter	o]nequarter	ADP
cblr-14234	225	8	of	of	ADP
cblr-14234	225	9	adults	adult	NOUN
cblr-14234	225	10	say	say	VERB
cblr-14234	225	11	they	they	PRON
cblr-14234	225	12	are	be	AUX
cblr-14234	225	13	asked	ask	VERB
cblr-14234	225	14	to	to	PART
cblr-14234	225	15	agree	agree	VERB
cblr-14234	225	16	to	to	ADP
cblr-14234	225	17	the	the	DET
cblr-14234	225	18	terms	term	NOUN
cblr-14234	225	19	and	and	CCONJ
cblr-14234	225	20	conditions	condition	NOUN
cblr-14234	225	21	of	of	ADP
cblr-14234	225	22	a	a	DET
cblr-14234	225	23	company	company	NOUN
cblr-14234	225	24	’s	’s	PART
cblr-14234	225	25	privacy	privacy	NOUN
cblr-14234	225	26	policy	policy	NOUN
cblr-14234	225	27	on	on	ADP
cblr-14234	225	28	an	an	DET
cblr-14234	225	29	almost	almost	ADV
cblr-14234	225	30	daily	daily	ADJ
cblr-14234	225	31	basis	basis	NOUN
cblr-14234	225	32	,	,	PUNCT
cblr-14234	225	33	while	while	SCONJ
cblr-14234	225	34	32	32	NUM
cblr-14234	225	35	%	%	NOUN
cblr-14234	225	36	say	say	VERB
cblr-14234	225	37	this	this	PRON
cblr-14234	225	38	happens	happen	VERB
cblr-14234	225	39	about	about	ADP
cblr-14234	225	40	once	once	ADV
cblr-14234	225	41	a	a	DET
cblr-14234	225	42	week	week	NOUN
cblr-14234	225	43	;	;	PUNCT
cblr-14234	225	44	another	another	DET
cblr-14234	225	45	24	24	NUM
cblr-14234	225	46	%	%	NOUN
cblr-14234	225	47	say	say	VERB
cblr-14234	225	48	they	they	PRON
cblr-14234	225	49	are	be	AUX
cblr-14234	225	50	asked	ask	VERB
cblr-14234	225	51	for	for	ADP
cblr-14234	225	52	this	this	PRON
cblr-14234	225	53	roughly	roughly	ADV
cblr-14234	225	54	once	once	ADV
cblr-14234	225	55	a	a	DET
cblr-14234	225	56	month	month	NOUN
cblr-14234	225	57	.	.	PUNCT
cblr-14234	226	1	”48	”48	PROPN
cblr-14234	226	2	in	in	ADP
cblr-14234	226	3	addition	addition	NOUN
cblr-14234	226	4	to	to	ADP
cblr-14234	226	5	the	the	DET
cblr-14234	226	6	overall	overall	ADJ
cblr-14234	226	7	volume	volume	NOUN
cblr-14234	226	8	of	of	ADP
cblr-14234	226	9	contracts	contract	NOUN
cblr-14234	226	10	,	,	PUNCT
cblr-14234	226	11	the	the	DET
cblr-14234	226	12	size	size	NOUN
cblr-14234	226	13	of	of	ADP
cblr-14234	226	14	individual	individual	ADJ
cblr-14234	226	15	contracts	contract	NOUN
cblr-14234	226	16	and	and	CCONJ
cblr-14234	226	17	the	the	DET
cblr-14234	226	18	number	number	NOUN
cblr-14234	226	19	of	of	ADP
cblr-14234	226	20	contracts	contract	NOUN
cblr-14234	226	21	associated	associate	VERB
cblr-14234	226	22	with	with	ADP
cblr-14234	226	23	a	a	DET
cblr-14234	226	24	single	single	ADJ
cblr-14234	226	25	purchase	purchase	NOUN
cblr-14234	226	26	has	have	AUX
cblr-14234	226	27	increased	increase	VERB
cblr-14234	226	28	.	.	PUNCT
cblr-14234	227	1	for	for	ADP
cblr-14234	227	2	example	example	NOUN
cblr-14234	227	3	,	,	PUNCT
cblr-14234	227	4	buying	buy	VERB
cblr-14234	227	5	a	a	DET
cblr-14234	227	6	computer	computer	NOUN
cblr-14234	227	7	may	may	AUX
cblr-14234	227	8	involve	involve	VERB
cblr-14234	227	9	a	a	DET
cblr-14234	227	10	novel	novel	NOUN
cblr-14234	227	11	’s	’s	PART
cblr-14234	227	12	worth	worth	NOUN
cblr-14234	227	13	of	of	ADP
cblr-14234	227	14	pages	page	NOUN
cblr-14234	227	15	spread	spread	VERB
cblr-14234	227	16	across	across	ADP
cblr-14234	227	17	twenty	twenty	NUM
cblr-14234	227	18	-	-	PUNCT
cblr-14234	227	19	five	five	NUM
cblr-14234	227	20	contracts.49	contracts.49	NOUN
cblr-14234	227	21	the	the	DET
cblr-14234	227	22	average	average	ADJ
cblr-14234	227	23	length	length	NOUN
cblr-14234	227	24	of	of	ADP
cblr-14234	227	25	terms	term	NOUN
cblr-14234	227	26	of	of	ADP
cblr-14234	227	27	service	service	NOUN
cblr-14234	227	28	for	for	ADP
cblr-14234	227	29	popular	popular	ADJ
cblr-14234	227	30	websites	website	NOUN
cblr-14234	227	31	is	be	AUX
cblr-14234	227	32	3,851.7	3,851.7	NUM
cblr-14234	227	33	words	word	NOUN
cblr-14234	227	34	,	,	PUNCT
cblr-14234	227	35	but	but	CCONJ
cblr-14234	227	36	can	can	AUX
cblr-14234	227	37	go	go	VERB
cblr-14234	227	38	much	much	ADV
cblr-14234	227	39	higher	high	ADJ
cblr-14234	227	40	(	(	PUNCT
cblr-14234	227	41	e.g.	e.g.	ADV
cblr-14234	227	42	,	,	PUNCT
cblr-14234	227	43	itunes	itunes	PROPN
cblr-14234	227	44	’s	’s	PART
cblr-14234	227	45	is	be	AUX
cblr-14234	227	46	over	over	ADP
cblr-14234	227	47	20,000	20,000	NUM
cblr-14234	227	48	words	word	NOUN
cblr-14234	227	49	and	and	CCONJ
cblr-14234	227	50	facebook	facebook	NOUN
cblr-14234	227	51	’s	’s	PART
cblr-14234	227	52	is	be	AUX
cblr-14234	227	53	over	over	ADP
cblr-14234	227	54	15,000	15,000	NUM
cblr-14234	227	55	words).50	words).50	X
cblr-14234	227	56	even	even	ADV
cblr-14234	227	57	the	the	DET
cblr-14234	227	58	length	length	NOUN
cblr-14234	227	59	of	of	ADP
cblr-14234	227	60	specific	specific	ADJ
cblr-14234	227	61	contract	contract	NOUN
cblr-14234	227	62	44	44	NUM
cblr-14234	227	63	hallow	hallow	NOUN
cblr-14234	227	64	,	,	PUNCT
cblr-14234	227	65	supra	supra	PROPN
cblr-14234	227	66	note	note	NOUN
cblr-14234	227	67	4	4	NUM
cblr-14234	227	68	,	,	PUNCT
cblr-14234	227	69	at	at	ADP
cblr-14234	227	70	64	64	NUM
cblr-14234	227	71	.	.	PUNCT
cblr-14234	228	1	see	see	VERB
cblr-14234	228	2	also	also	ADV
cblr-14234	228	3	snyder	snyder	PROPN
cblr-14234	228	4	&	&	CCONJ
cblr-14234	228	5	mirabito	mirabito	PROPN
cblr-14234	228	6	,	,	PUNCT
cblr-14234	228	7	supra	supra	PROPN
cblr-14234	228	8	note	note	VERB
cblr-14234	228	9	42	42	NUM
cblr-14234	228	10	at	at	ADP
cblr-14234	228	11	432	432	NUM
cblr-14234	228	12	(	(	PUNCT
cblr-14234	228	13	“	"	PUNCT
cblr-14234	228	14	the	the	DET
cblr-14234	228	15	average	average	ADJ
cblr-14234	228	16	american	american	ADJ
cblr-14234	228	17	consumer	consumer	NOUN
cblr-14234	228	18	is	be	AUX
cblr-14234	228	19	likely	likely	ADJ
cblr-14234	228	20	a	a	DET
cblr-14234	228	21	party	party	NOUN
cblr-14234	228	22	to	to	ADP
cblr-14234	228	23	dozens	dozen	NOUN
cblr-14234	228	24	or	or	CCONJ
cblr-14234	228	25	hundreds	hundred	NOUN
cblr-14234	228	26	of	of	ADP
cblr-14234	228	27	standard	standard	ADJ
cblr-14234	228	28	-	-	PUNCT
cblr-14234	228	29	form	form	NOUN
cblr-14234	228	30	contracts	contract	NOUN
cblr-14234	228	31	at	at	ADP
cblr-14234	228	32	any	any	DET
cblr-14234	228	33	given	give	VERB
cblr-14234	228	34	time	time	NOUN
cblr-14234	228	35	.	.	PUNCT
cblr-14234	228	36	”	"	PUNCT
cblr-14234	228	37	)	)	PUNCT
cblr-14234	228	38	.	.	PUNCT
cblr-14234	229	1	45	45	NUM
cblr-14234	229	2	hallow	hallow	ADJ
cblr-14234	229	3	,	,	PUNCT
cblr-14234	229	4	supra	supra	PROPN
cblr-14234	229	5	note	note	NOUN
cblr-14234	229	6	4	4	NUM
cblr-14234	229	7	,	,	PUNCT
cblr-14234	229	8	at	at	ADP
cblr-14234	229	9	64	64	NUM
cblr-14234	229	10	;	;	PUNCT
cblr-14234	229	11	lonegrass	lonegrass	NOUN
cblr-14234	229	12	,	,	PUNCT
cblr-14234	229	13	supra	supra	NOUN
cblr-14234	229	14	note	note	NOUN
cblr-14234	229	15	4	4	NUM
cblr-14234	229	16	,	,	PUNCT
cblr-14234	229	17	at	at	ADP
cblr-14234	229	18	3	3	NUM
cblr-14234	229	19	.	.	NUM
cblr-14234	229	20	46	46	NUM
cblr-14234	229	21	david	david	PROPN
cblr-14234	229	22	a.	a.	PROPN
cblr-14234	229	23	hoffman	hoffman	PROPN
cblr-14234	229	24	,	,	PUNCT
cblr-14234	229	25	defeating	defeat	VERB
cblr-14234	229	26	the	the	DET
cblr-14234	229	27	empire	empire	NOUN
cblr-14234	229	28	of	of	ADP
cblr-14234	229	29	forms	form	NOUN
cblr-14234	229	30	,	,	PUNCT
cblr-14234	229	31	109	109	NUM
cblr-14234	229	32	vir	vir	X
cblr-14234	229	33	.	.	PUNCT
cblr-14234	230	1	l.	l.	PROPN
cblr-14234	230	2	rev	rev	PROPN
cblr-14234	230	3	.	.	PROPN
cblr-14234	230	4	1367	1367	NUM
cblr-14234	230	5	,	,	PUNCT
cblr-14234	230	6	1368–69	1368–69	X
cblr-14234	230	7	(	(	PUNCT
cblr-14234	230	8	2023	2023	NUM
cblr-14234	230	9	)	)	PUNCT
cblr-14234	230	10	.	.	PUNCT
cblr-14234	231	1	47	47	NUM
cblr-14234	231	2	brooke	brooke	PROPN
cblr-14234	231	3	auxier	auxier	PROPN
cblr-14234	231	4	,	,	PUNCT
cblr-14234	231	5	et	et	PROPN
cblr-14234	231	6	al	al	PROPN
cblr-14234	231	7	.	.	PROPN
cblr-14234	231	8	,	,	PUNCT
cblr-14234	231	9	americans	americans	PROPN
cblr-14234	231	10	’	’	PART
cblr-14234	231	11	attitudes	attitude	NOUN
cblr-14234	231	12	and	and	CCONJ
cblr-14234	231	13	experiences	experience	NOUN
cblr-14234	231	14	with	with	ADP
cblr-14234	231	15	privacy	privacy	NOUN
cblr-14234	231	16	policies	policy	NOUN
cblr-14234	231	17	and	and	CCONJ
cblr-14234	231	18	laws	law	NOUN
cblr-14234	231	19	,	,	PUNCT
cblr-14234	231	20	pew	pew	NOUN
cblr-14234	231	21	research	research	NOUN
cblr-14234	231	22	center	center	NOUN
cblr-14234	231	23	(	(	PUNCT
cblr-14234	231	24	nov	nov	PROPN
cblr-14234	231	25	.	.	PROPN
cblr-14234	231	26	15	15	NUM
cblr-14234	231	27	,	,	PUNCT
cblr-14234	231	28	2019	2019	NUM
cblr-14234	231	29	)	)	PUNCT
cblr-14234	231	30	,	,	PUNCT
cblr-14234	231	31	https://www.pewresearch.org/internet/2019/11/15/americans-attitudes-andexperiences-with-privacy-policies-and-laws/	https://www.pewresearch.org/internet/2019/11/15/americans-attitudes-andexperiences-with-privacy-policies-and-laws/	PUNCT
cblr-14234	232	1	[	[	X
cblr-14234	232	2	https://perma.cc/wsn8-zljp	https://perma.cc/wsn8-zljp	X
cblr-14234	232	3	]	]	PUNCT
cblr-14234	232	4	.	.	PUNCT
cblr-14234	233	1	48	48	NUM
cblr-14234	234	1	i	i	PRON
cblr-14234	234	2	d.	d.	PROPN
cblr-14234	234	3	49	49	NUM
cblr-14234	234	4	gibson	gibson	PROPN
cblr-14234	234	5	,	,	PUNCT
cblr-14234	234	6	supra	supra	PROPN
cblr-14234	234	7	note	note	PROPN
cblr-14234	234	8	4	4	NUM
cblr-14234	234	9	,	,	PUNCT
cblr-14234	234	10	at	at	ADP
cblr-14234	234	11	190	190	NUM
cblr-14234	234	12	.	.	PUNCT
cblr-14234	234	13	50	50	NUM
cblr-14234	234	14	johnathan	johnathan	PROPN
cblr-14234	234	15	yerby	yerby	PROPN
cblr-14234	234	16	&	&	CCONJ
cblr-14234	234	17	ian	ian	PROPN
cblr-14234	234	18	vaughn	vaughn	PROPN
cblr-14234	234	19	,	,	PUNCT
cblr-14234	234	20	deliberately	deliberately	ADV
cblr-14234	234	21	confusing	confuse	VERB
cblr-14234	234	22	language	language	NOUN
cblr-14234	234	23	in	in	ADP
cblr-14234	234	24	terms	term	NOUN
cblr-14234	234	25	of	of	ADP
cblr-14234	234	26	service	service	NOUN
cblr-14234	234	27	and	and	CCONJ
cblr-14234	234	28	privacy	privacy	NOUN
cblr-14234	234	29	policy	policy	NOUN
cblr-14234	234	30	agreements	agreement	NOUN
cblr-14234	234	31	,	,	PUNCT
cblr-14234	234	32	23	23	NUM
cblr-14234	234	33	issues	issue	NOUN
cblr-14234	234	34	in	in	ADP
cblr-14234	234	35	information	information	NOUN
cblr-14234	234	36	systems	system	NOUN
cblr-14234	234	37	138	138	NUM
cblr-14234	234	38	,	,	PUNCT
cblr-14234	234	39	140–41	140–41	NUM
cblr-14234	234	40	(	(	PUNCT
cblr-14234	234	41	2022	2022	NUM
cblr-14234	234	42	)	)	PUNCT
cblr-14234	234	43	.	.	PUNCT
cblr-14234	235	1	see	see	VERB
cblr-14234	235	2	also	also	ADV
cblr-14234	235	3	matthew	matthew	PROPN
cblr-14234	235	4	jennejohn	jennejohn	PROPN
cblr-14234	235	5	,	,	PUNCT
cblr-14234	235	6	the	the	DET
cblr-14234	235	7	architecture	architecture	NOUN
cblr-14234	235	8	of	of	ADP
cblr-14234	235	9	contract	contract	NOUN
cblr-14234	235	10	innovation	innovation	NOUN
cblr-14234	235	11	,	,	PUNCT
cblr-14234	235	12	59	59	NUM
cblr-14234	235	13	b.c	b.c	PROPN
cblr-14234	235	14	.	.	PROPN
cblr-14234	235	15	l.	l.	PROPN
cblr-14234	235	16	rev	rev	PROPN
cblr-14234	235	17	.	.	PROPN
cblr-14234	235	18	71	71	NUM
cblr-14234	235	19	,	,	PUNCT
cblr-14234	235	20	73–74	73–74	NUM
cblr-14234	235	21	,	,	PUNCT
cblr-14234	235	22	85	85	NUM
cblr-14234	235	23	(	(	PUNCT
cblr-14234	235	24	2018	2018	NUM
cblr-14234	235	25	)	)	PUNCT
cblr-14234	235	26	(	(	PUNCT
cblr-14234	235	27	describing	describe	VERB
cblr-14234	235	28	how	how	SCONJ
cblr-14234	235	29	even	even	ADV
cblr-14234	235	30	negotiated	negotiate	VERB
cblr-14234	235	31	contracts	contract	NOUN
cblr-14234	235	32	are	be	AUX
cblr-14234	235	33	longer	long	ADJ
cblr-14234	235	34	;	;	PUNCT
cblr-14234	235	35	a	a	DET
cblr-14234	235	36	1930s	1930s	NUM
cblr-14234	235	37	template	template	NOUN
cblr-14234	235	38	merger	merger	NOUN
cblr-14234	235	39	agreement	agreement	NOUN
cblr-14234	235	40	between	between	ADP
cblr-14234	235	41	two	two	NUM
cblr-14234	235	42	railroad	railroad	NOUN
cblr-14234	235	43	companies	company	NOUN
cblr-14234	235	44	was	be	AUX
cblr-14234	235	45	three	three	NUM
cblr-14234	235	46	and	and	CCONJ
cblr-14234	235	47	one	one	NUM
cblr-14234	235	48	-	-	PUNCT
cblr-14234	235	49	half	half	NOUN
cblr-14234	235	50	pages	page	NOUN
cblr-14234	235	51	while	while	SCONJ
cblr-14234	235	52	nowadays	nowadays	ADV
cblr-14234	235	53	a	a	DET
cblr-14234	235	54	typical	typical	ADJ
cblr-14234	235	55	public	public	ADJ
cblr-14234	235	56	company	company	NOUN
cblr-14234	235	57	merger	merger	NOUN
cblr-14234	235	58	agreement	agreement	NOUN
cblr-14234	235	59	is	be	AUX
cblr-14234	235	60	twenty	twenty	NUM
cblr-14234	235	61	times	time	NOUN
cblr-14234	235	62	longer	long	ADV
cblr-14234	235	63	and	and	CCONJ
cblr-14234	235	64	over	over	ADP
cblr-14234	235	65	one	one	NUM
cblr-14234	235	66	-	-	PUNCT
cblr-14234	235	67	hundred	hundred	NUM
cblr-14234	235	68	pages	page	NOUN
cblr-14234	235	69	)	)	PUNCT
cblr-14234	235	70	.	.	PUNCT
cblr-14234	236	1	no	no	INTJ
cblr-14234	236	2	.	.	NOUN
cblr-14234	237	1	2	2	NUM
cblr-14234	237	2	]	]	PUNCT
cblr-14234	237	3	the	the	DET
cblr-14234	237	4	duty	duty	NOUN
cblr-14234	237	5	to	to	PART
cblr-14234	237	6	make	make	VERB
cblr-14234	237	7	contracts	contract	NOUN
cblr-14234	237	8	understandable	understandable	ADJ
cblr-14234	237	9	477	477	NUM
cblr-14234	237	10	provisions	provision	NOUN
cblr-14234	237	11	is	be	AUX
cblr-14234	237	12	untenable	untenable	ADJ
cblr-14234	237	13	.	.	PUNCT
cblr-14234	238	1	the	the	DET
cblr-14234	238	2	average	average	ADJ
cblr-14234	238	3	length	length	NOUN
cblr-14234	238	4	of	of	ADP
cblr-14234	238	5	a	a	DET
cblr-14234	238	6	credit	credit	NOUN
cblr-14234	238	7	card	card	NOUN
cblr-14234	238	8	arbitration	arbitration	NOUN
cblr-14234	238	9	clause	clause	NOUN
cblr-14234	238	10	is	be	AUX
cblr-14234	238	11	1,098	1,098	NUM
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cblr-14234	238	13	volume	volume	NOUN
cblr-14234	238	14	both	both	PRON
cblr-14234	238	15	discourages	discourage	VERB
cblr-14234	238	16	reading	read	VERB
cblr-14234	238	17	and	and	CCONJ
cblr-14234	238	18	prevents	prevent	VERB
cblr-14234	238	19	those	those	PRON
cblr-14234	238	20	who	who	PRON
cblr-14234	238	21	attempt	attempt	VERB
cblr-14234	238	22	to	to	PART
cblr-14234	238	23	read	read	VERB
cblr-14234	238	24	from	from	ADP
cblr-14234	238	25	understanding	understand	VERB
cblr-14234	238	26	terms.52	terms.52	PROPN
cblr-14234	238	27	third	third	ADV
cblr-14234	238	28	,	,	PUNCT
cblr-14234	238	29	contract	contract	NOUN
cblr-14234	238	30	design	design	NOUN
cblr-14234	238	31	is	be	AUX
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cblr-14234	238	33	.	.	PUNCT
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cblr-14234	239	5	discernable	discernable	ADJ
cblr-14234	239	6	moment	moment	NOUN
cblr-14234	239	7	in	in	ADP
cblr-14234	239	8	history	history	NOUN
cblr-14234	239	9	when	when	SCONJ
cblr-14234	239	10	contracts	contract	NOUN
cblr-14234	239	11	were	be	AUX
cblr-14234	239	12	widely	widely	ADV
cblr-14234	239	13	51	51	NUM
cblr-14234	239	14	consumer	consumer	NOUN
cblr-14234	239	15	protection	protection	NOUN
cblr-14234	239	16	financial	financial	PROPN
cblr-14234	239	17	bureau	bureau	NOUN
cblr-14234	239	18	,	,	PUNCT
cblr-14234	239	19	arbitration	arbitration	NOUN
cblr-14234	239	20	study	study	NOUN
cblr-14234	239	21	preliminary	preliminary	ADJ
cblr-14234	239	22	results	result	NOUN
cblr-14234	239	23	28–29	28–29	NUM
cblr-14234	239	24	(	(	PUNCT
cblr-14234	239	25	dec	dec	PROPN
cblr-14234	239	26	.	.	PROPN
cblr-14234	239	27	12	12	NUM
cblr-14234	239	28	,	,	PUNCT
cblr-14234	239	29	2013	2013	NUM
cblr-14234	239	30	)	)	PUNCT
cblr-14234	239	31	,	,	PUNCT
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cblr-14234	240	1	[	[	X
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cblr-14234	240	3	]	]	X
cblr-14234	240	4	(	(	PUNCT
cblr-14234	240	5	preliminary	preliminary	ADJ
cblr-14234	240	6	results	result	NOUN
cblr-14234	240	7	of	of	ADP
cblr-14234	240	8	a	a	DET
cblr-14234	240	9	study	study	NOUN
cblr-14234	240	10	examining	examine	VERB
cblr-14234	240	11	66	66	NUM
cblr-14234	240	12	credit	credit	NOUN
cblr-14234	240	13	card	card	NOUN
cblr-14234	240	14	arbitration	arbitration	NOUN
cblr-14234	240	15	clauses	clause	NOUN
cblr-14234	240	16	showed	show	VERB
cblr-14234	240	17	clauses	clause	NOUN
cblr-14234	240	18	ranged	range	VERB
cblr-14234	240	19	from	from	ADP
cblr-14234	240	20	78	78	NUM
cblr-14234	240	21	to	to	ADP
cblr-14234	240	22	2,410	2,410	NUM
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cblr-14234	240	24	,	,	PUNCT
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cblr-14234	240	28	being	be	AUX
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cblr-14234	240	31	)	)	PUNCT
cblr-14234	240	32	.	.	PUNCT
cblr-14234	241	1	52	52	NUM
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cblr-14234	241	3	-	-	PUNCT
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cblr-14234	241	7	,	,	PUNCT
cblr-14234	241	8	supra	supra	PROPN
cblr-14234	241	9	note	note	PROPN
cblr-14234	241	10	5	5	NUM
cblr-14234	241	11	,	,	PUNCT
cblr-14234	241	12	at	at	ADP
cblr-14234	241	13	89–90	89–90	NUM
cblr-14234	241	14	(	(	PUNCT
cblr-14234	241	15	providing	provide	VERB
cblr-14234	241	16	a	a	DET
cblr-14234	241	17	comprehensive	comprehensive	ADJ
cblr-14234	241	18	attack	attack	NOUN
cblr-14234	241	19	on	on	ADP
cblr-14234	241	20	mandatory	mandatory	ADJ
cblr-14234	241	21	disclosures	disclosure	NOUN
cblr-14234	241	22	and	and	CCONJ
cblr-14234	241	23	arguing	argue	VERB
cblr-14234	241	24	disclosures	disclosure	NOUN
cblr-14234	241	25	are	be	AUX
cblr-14234	241	26	flawed	flawed	ADJ
cblr-14234	241	27	for	for	ADP
cblr-14234	241	28	several	several	ADJ
cblr-14234	241	29	reasons	reason	NOUN
cblr-14234	241	30	including	include	VERB
cblr-14234	241	31	the	the	DET
cblr-14234	241	32	volume	volume	NOUN
cblr-14234	241	33	of	of	ADP
cblr-14234	241	34	information	information	NOUN
cblr-14234	241	35	)	)	PUNCT
cblr-14234	241	36	;	;	PUNCT
cblr-14234	241	37	omri	omri	PROPN
cblr-14234	241	38	ben	ben	PROPN
cblr-14234	241	39	-	-	PROPN
cblr-14234	241	40	shahar	shahar	PROPN
cblr-14234	241	41	&	&	CCONJ
cblr-14234	241	42	carl	carl	PROPN
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cblr-14234	241	44	schneider	schneider	PROPN
cblr-14234	241	45	,	,	PUNCT
cblr-14234	241	46	the	the	DET
cblr-14234	241	47	failure	failure	NOUN
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cblr-14234	241	49	mandated	mandate	VERB
cblr-14234	241	50	disclosure	disclosure	NOUN
cblr-14234	241	51	,	,	PUNCT
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cblr-14234	241	53	u.	u.	NOUN
cblr-14234	241	54	pa	pa	PROPN
cblr-14234	241	55	.	.	PUNCT
cblr-14234	241	56	l.	l.	PROPN
cblr-14234	241	57	rev	rev	PROPN
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cblr-14234	241	61	665	665	NUM
cblr-14234	241	62	,	,	PUNCT
cblr-14234	241	63	686–701	686–701	NUM
cblr-14234	241	64	(	(	PUNCT
cblr-14234	241	65	2011	2011	NUM
cblr-14234	241	66	)	)	PUNCT
cblr-14234	241	67	(	(	PUNCT
cblr-14234	241	68	arguing	argue	VERB
cblr-14234	241	69	consumers	consumer	NOUN
cblr-14234	241	70	do	do	AUX
cblr-14234	241	71	not	not	PART
cblr-14234	241	72	receive	receive	VERB
cblr-14234	241	73	,	,	PUNCT
cblr-14234	241	74	read	read	VERB
cblr-14234	241	75	,	,	PUNCT
cblr-14234	241	76	or	or	CCONJ
cblr-14234	241	77	understand	understand	VERB
cblr-14234	241	78	disclosures	disclosure	NOUN
cblr-14234	241	79	,	,	PUNCT
cblr-14234	241	80	and	and	CCONJ
cblr-14234	241	81	are	be	AUX
cblr-14234	241	82	often	often	ADV
cblr-14234	241	83	overloaded	overload	VERB
cblr-14234	241	84	by	by	ADP
cblr-14234	241	85	volume	volume	NOUN
cblr-14234	241	86	of	of	ADP
cblr-14234	241	87	disclosures	disclosure	NOUN
cblr-14234	241	88	)	)	PUNCT
cblr-14234	241	89	;	;	PUNCT
cblr-14234	242	1	jeremy	jeremy	PROPN
cblr-14234	242	2	r.	r.	PROPN
cblr-14234	242	3	mcclane	mcclane	PROPN
cblr-14234	242	4	,	,	PUNCT
cblr-14234	242	5	regulating	regulate	VERB
cblr-14234	242	6	substance	substance	NOUN
cblr-14234	242	7	through	through	ADP
cblr-14234	242	8	form	form	NOUN
cblr-14234	242	9	:	:	PUNCT
cblr-14234	242	10	lessons	lesson	NOUN
cblr-14234	242	11	from	from	ADP
cblr-14234	242	12	the	the	DET
cblr-14234	242	13	sec	sec	PROPN
cblr-14234	242	14	's	's	PART
cblr-14234	242	15	plain	plain	ADJ
cblr-14234	242	16	english	english	ADJ
cblr-14234	242	17	initiative	initiative	NOUN
cblr-14234	242	18	,	,	PUNCT
cblr-14234	242	19	55	55	NUM
cblr-14234	242	20	harv	harv	NOUN
cblr-14234	242	21	.	.	PUNCT
cblr-14234	243	1	j.	j.	PROPN
cblr-14234	243	2	on	on	ADP
cblr-14234	243	3	legis	legis	PROPN
cblr-14234	243	4	.	.	PUNCT
cblr-14234	244	1	265	265	NUM
cblr-14234	244	2	,	,	PUNCT
cblr-14234	244	3	274–76	274–76	NUM
cblr-14234	244	4	(	(	PUNCT
cblr-14234	244	5	2018	2018	NUM
cblr-14234	244	6	)	)	PUNCT
cblr-14234	244	7	(	(	PUNCT
cblr-14234	244	8	“	"	PUNCT
cblr-14234	244	9	the	the	DET
cblr-14234	244	10	sec	sec	PROPN
cblr-14234	244	11	reasoned	reason	VERB
cblr-14234	244	12	that	that	SCONJ
cblr-14234	244	13	,	,	PUNCT
cblr-14234	244	14	the	the	DET
cblr-14234	244	15	more	more	ADJ
cblr-14234	244	16	information	information	NOUN
cblr-14234	244	17	an	an	DET
cblr-14234	244	18	investor	investor	NOUN
cblr-14234	244	19	received	receive	VERB
cblr-14234	244	20	,	,	PUNCT
cblr-14234	244	21	the	the	PRON
cblr-14234	244	22	less	less	ADV
cblr-14234	244	23	likely	likely	ADJ
cblr-14234	244	24	he	he	PRON
cblr-14234	244	25	or	or	CCONJ
cblr-14234	244	26	she	she	PRON
cblr-14234	244	27	would	would	AUX
cblr-14234	244	28	be	be	AUX
cblr-14234	244	29	to	to	PART
cblr-14234	244	30	absorb	absorb	VERB
cblr-14234	244	31	it	it	PRON
cblr-14234	244	32	,	,	PUNCT
cblr-14234	244	33	and	and	CCONJ
cblr-14234	244	34	the	the	DET
cblr-14234	244	35	presence	presence	NOUN
cblr-14234	244	36	of	of	ADP
cblr-14234	244	37	boilerplate	boilerplate	ADJ
cblr-14234	244	38	risk	risk	NOUN
cblr-14234	244	39	language	language	NOUN
cblr-14234	244	40	would	would	AUX
cblr-14234	244	41	cause	cause	VERB
cblr-14234	244	42	investors	investor	NOUN
cblr-14234	244	43	to	to	PART
cblr-14234	244	44	ignore	ignore	VERB
cblr-14234	244	45	the	the	DET
cblr-14234	244	46	language	language	NOUN
cblr-14234	244	47	altogether	altogether	ADV
cblr-14234	244	48	.	.	PUNCT
cblr-14234	244	49	”	"	PUNCT
cblr-14234	244	50	)	)	PUNCT
cblr-14234	244	51	;	;	PUNCT
cblr-14234	244	52	gibson	gibson	PROPN
cblr-14234	244	53	,	,	PUNCT
cblr-14234	244	54	supra	supra	PROPN
cblr-14234	244	55	note	note	PROPN
cblr-14234	244	56	4	4	NUM
cblr-14234	244	57	,	,	PUNCT
cblr-14234	244	58	at	at	ADP
cblr-14234	244	59	171–79	171–79	ADV
cblr-14234	244	60	,	,	PUNCT
cblr-14234	244	61	190º93	190º93	NUM
cblr-14234	244	62	(	(	PUNCT
cblr-14234	244	63	referencing	reference	VERB
cblr-14234	244	64	empirical	empirical	ADJ
cblr-14234	244	65	studies	study	NOUN
cblr-14234	244	66	that	that	PRON
cblr-14234	244	67	show	show	VERB
cblr-14234	244	68	people	people	NOUN
cblr-14234	244	69	can	can	AUX
cblr-14234	244	70	only	only	ADV
cblr-14234	244	71	process	process	VERB
cblr-14234	244	72	a	a	DET
cblr-14234	244	73	few	few	ADJ
cblr-14234	244	74	terms	term	NOUN
cblr-14234	244	75	at	at	ADP
cblr-14234	244	76	a	a	DET
cblr-14234	244	77	time	time	NOUN
cblr-14234	244	78	)	)	PUNCT
cblr-14234	244	79	;	;	PUNCT
cblr-14234	244	80	matwyshyn	matwyshyn	NOUN
cblr-14234	244	81	,	,	PUNCT
cblr-14234	244	82	supra	supra	PROPN
cblr-14234	244	83	note	note	NOUN
cblr-14234	244	84	25	25	NUM
cblr-14234	244	85	,	,	PUNCT
cblr-14234	244	86	at	at	ADP
cblr-14234	244	87	405–07	405–07	NOUN
cblr-14234	244	88	(	(	PUNCT
cblr-14234	244	89	“	"	PUNCT
cblr-14234	244	90	fatalistic	fatalistic	ADJ
cblr-14234	244	91	default	default	NOUN
cblr-14234	244	92	acceptance	acceptance	NOUN
cblr-14234	244	93	of	of	ADP
cblr-14234	244	94	terms	term	NOUN
cblr-14234	244	95	presented	present	VERB
cblr-14234	244	96	to	to	ADP
cblr-14234	244	97	consumers	consumer	NOUN
cblr-14234	244	98	is	be	AUX
cblr-14234	244	99	the	the	DET
cblr-14234	244	100	norm	norm	NOUN
cblr-14234	244	101	in	in	ADP
cblr-14234	244	102	digital	digital	ADJ
cblr-14234	244	103	contracting	contracting	NOUN
cblr-14234	244	104	.	.	PUNCT
cblr-14234	245	1	even	even	ADV
cblr-14234	245	2	consumers	consumer	NOUN
cblr-14234	245	3	who	who	PRON
cblr-14234	245	4	wish	wish	VERB
cblr-14234	245	5	to	to	PART
cblr-14234	245	6	invest	invest	VERB
cblr-14234	245	7	the	the	DET
cblr-14234	245	8	time	time	NOUN
cblr-14234	245	9	to	to	PART
cblr-14234	245	10	understand	understand	VERB
cblr-14234	245	11	the	the	DET
cblr-14234	245	12	contract	contract	NOUN
cblr-14234	245	13	before	before	SCONJ
cblr-14234	245	14	them	they	PRON
cblr-14234	245	15	are	be	AUX
cblr-14234	245	16	unlikely	unlikely	ADJ
cblr-14234	245	17	to	to	PART
cblr-14234	245	18	be	be	AUX
cblr-14234	245	19	able	able	ADJ
cblr-14234	245	20	to	to	PART
cblr-14234	245	21	do	do	VERB
cblr-14234	245	22	so	so	ADV
cblr-14234	245	23	.	.	PUNCT
cblr-14234	245	24	”	"	PUNCT
cblr-14234	245	25	)	)	PUNCT
cblr-14234	245	26	;	;	PUNCT
cblr-14234	245	27	stark	stark	PROPN
cblr-14234	245	28	&	&	CCONJ
cblr-14234	245	29	chopin	chopin	PROPN
cblr-14234	245	30	,	,	PUNCT
cblr-14234	245	31	supra	supra	PROPN
cblr-14234	245	32	note	note	NOUN
cblr-14234	245	33	42	42	NUM
cblr-14234	245	34	,	,	PUNCT
cblr-14234	245	35	at	at	ADP
cblr-14234	245	36	681–85	681–85	NUM
cblr-14234	245	37	(	(	PUNCT
cblr-14234	245	38	detailing	detail	VERB
cblr-14234	245	39	results	result	NOUN
cblr-14234	245	40	of	of	ADP
cblr-14234	245	41	study	study	NOUN
cblr-14234	245	42	showing	show	VERB
cblr-14234	245	43	college	college	NOUN
cblr-14234	245	44	students	student	NOUN
cblr-14234	245	45	do	do	AUX
cblr-14234	245	46	not	not	PART
cblr-14234	245	47	read	read	VERB
cblr-14234	245	48	consent	consent	NOUN
cblr-14234	245	49	forms	form	NOUN
cblr-14234	245	50	in	in	ADP
cblr-14234	245	51	part	part	NOUN
cblr-14234	245	52	because	because	SCONJ
cblr-14234	245	53	the	the	DET
cblr-14234	245	54	form	form	NOUN
cblr-14234	245	55	was	be	AUX
cblr-14234	245	56	long	long	ADJ
cblr-14234	245	57	and	and	CCONJ
cblr-14234	245	58	boring	boring	ADJ
cblr-14234	245	59	)	)	PUNCT
cblr-14234	245	60	;	;	PUNCT
cblr-14234	245	61	lonegrass	lonegrass	NOUN
cblr-14234	245	62	,	,	PUNCT
cblr-14234	245	63	supra	supra	NOUN
cblr-14234	245	64	note	note	NOUN
cblr-14234	245	65	4	4	NUM
cblr-14234	245	66	,	,	PUNCT
cblr-14234	245	67	at	at	ADP
cblr-14234	245	68	3–4	3–4	NUM
cblr-14234	245	69	(	(	PUNCT
cblr-14234	245	70	noting	note	VERB
cblr-14234	245	71	difficulties	difficulty	NOUN
cblr-14234	245	72	reading	read	VERB
cblr-14234	245	73	contracts	contract	NOUN
cblr-14234	245	74	,	,	PUNCT
cblr-14234	245	75	low	low	ADJ
cblr-14234	245	76	literacy	literacy	NOUN
cblr-14234	245	77	skills	skill	NOUN
cblr-14234	245	78	of	of	ADP
cblr-14234	245	79	consumers	consumer	NOUN
cblr-14234	245	80	,	,	PUNCT
cblr-14234	245	81	and	and	CCONJ
cblr-14234	245	82	cognitive	cognitive	ADJ
cblr-14234	245	83	burden	burden	NOUN
cblr-14234	245	84	of	of	ADP
cblr-14234	245	85	processing	processing	NOUN
cblr-14234	245	86	terms	term	NOUN
cblr-14234	245	87	)	)	PUNCT
cblr-14234	245	88	;	;	PUNCT
cblr-14234	245	89	restatement	restatement	NOUN
cblr-14234	245	90	of	of	ADP
cblr-14234	245	91	the	the	DET
cblr-14234	245	92	law	law	NOUN
cblr-14234	245	93	:	:	PUNCT
cblr-14234	245	94	consumer	consumer	NOUN
cblr-14234	245	95	contracts	contract	NOUN
cblr-14234	245	96	intro	intro	NOUN
cblr-14234	245	97	(	(	PUNCT
cblr-14234	245	98	am	be	AUX
cblr-14234	245	99	.	.	PUNCT
cblr-14234	245	100	l.	l.	PROPN
cblr-14234	245	101	inst	inst	PROPN
cblr-14234	245	102	.	.	PROPN
cblr-14234	245	103	,	,	PUNCT
cblr-14234	245	104	tentative	tentative	ADJ
cblr-14234	245	105	draft	draft	NOUN
cblr-14234	245	106	no	no	NOUN
cblr-14234	245	107	.	.	NOUN
cblr-14234	245	108	2	2	NUM
cblr-14234	245	109	,	,	PUNCT
cblr-14234	245	110	2022	2022	NUM
cblr-14234	245	111	)	)	PUNCT
cblr-14234	245	112	(	(	PUNCT
cblr-14234	245	113	“	"	PUNCT
cblr-14234	245	114	the	the	DET
cblr-14234	245	115	proliferation	proliferation	NOUN
cblr-14234	245	116	of	of	ADP
cblr-14234	245	117	lengthy	lengthy	ADJ
cblr-14234	245	118	standard	standard	ADJ
cblr-14234	245	119	-	-	PUNCT
cblr-14234	245	120	term	term	NOUN
cblr-14234	245	121	contracts	contract	NOUN
cblr-14234	245	122	,	,	PUNCT
cblr-14234	245	123	mostly	mostly	ADV
cblr-14234	245	124	in	in	ADP
cblr-14234	245	125	digital	digital	ADJ
cblr-14234	245	126	form	form	NOUN
cblr-14234	245	127	,	,	PUNCT
cblr-14234	245	128	makes	make	VERB
cblr-14234	245	129	it	it	PRON
cblr-14234	245	130	practically	practically	ADV
cblr-14234	245	131	impossible	impossible	ADJ
cblr-14234	245	132	for	for	SCONJ
cblr-14234	245	133	consumers	consumer	NOUN
cblr-14234	245	134	to	to	PART
cblr-14234	245	135	scrutinize	scrutinize	VERB
cblr-14234	245	136	the	the	DET
cblr-14234	245	137	terms	term	NOUN
cblr-14234	245	138	and	and	CCONJ
cblr-14234	245	139	evaluate	evaluate	VERB
cblr-14234	245	140	them	they	PRON
cblr-14234	245	141	prior	prior	ADV
cblr-14234	245	142	to	to	ADP
cblr-14234	245	143	manifesting	manifest	VERB
cblr-14234	245	144	assent	assent	NOUN
cblr-14234	245	145	.	.	PUNCT
cblr-14234	245	146	.	.	PUNCT
cblr-14234	245	147	.	.	PUNCT
cblr-14234	246	1	.	.	PUNCT
cblr-14234	247	1	as	as	SCONJ
cblr-14234	247	2	the	the	DET
cblr-14234	247	3	length	length	NOUN
cblr-14234	247	4	and	and	CCONJ
cblr-14234	247	5	incidence	incidence	NOUN
cblr-14234	247	6	of	of	ADP
cblr-14234	247	7	standard	standard	ADJ
cblr-14234	247	8	-	-	PUNCT
cblr-14234	247	9	form	form	NOUN
cblr-14234	247	10	contracts	contract	NOUN
cblr-14234	247	11	have	have	AUX
cblr-14234	247	12	grown	grow	VERB
cblr-14234	247	13	,	,	PUNCT
cblr-14234	247	14	it	it	PRON
cblr-14234	247	15	has	have	AUX
cblr-14234	247	16	become	become	VERB
cblr-14234	247	17	all	all	DET
cblr-14234	247	18	the	the	DET
cblr-14234	247	19	less	less	ADV
cblr-14234	247	20	plausible	plausible	ADJ
cblr-14234	247	21	to	to	PART
cblr-14234	247	22	expect	expect	VERB
cblr-14234	247	23	consumers	consumer	NOUN
cblr-14234	247	24	to	to	PART
cblr-14234	247	25	read	read	VERB
cblr-14234	247	26	and	and	CCONJ
cblr-14234	247	27	take	take	VERB
cblr-14234	247	28	informed	informed	ADJ
cblr-14234	247	29	account	account	NOUN
cblr-14234	247	30	of	of	ADP
cblr-14234	247	31	the	the	DET
cblr-14234	247	32	contracts	contract	NOUN
cblr-14234	247	33	’	'	PUNCT
cblr-14234	247	34	provisions	provision	NOUN
cblr-14234	247	35	.	.	PUNCT
cblr-14234	247	36	”	"	PUNCT
cblr-14234	247	37	)	)	PUNCT
cblr-14234	247	38	;	;	PUNCT
cblr-14234	248	1	shmuel	shmuel	PROPN
cblr-14234	248	2	i.	i.	PROPN
cblr-14234	248	3	becher	becher	PROPN
cblr-14234	248	4	&	&	CCONJ
cblr-14234	248	5	esther	esther	PROPN
cblr-14234	248	6	unger	unger	PROPN
cblr-14234	248	7	-	-	PUNCT
cblr-14234	248	8	aviram	aviram	NOUN
cblr-14234	248	9	,	,	PUNCT
cblr-14234	248	10	the	the	DET
cblr-14234	248	11	law	law	NOUN
cblr-14234	248	12	of	of	ADP
cblr-14234	248	13	standard	standard	ADJ
cblr-14234	248	14	form	form	NOUN
cblr-14234	248	15	contracts	contract	NOUN
cblr-14234	248	16	:	:	PUNCT
cblr-14234	248	17	misguided	misguided	ADJ
cblr-14234	248	18	intuitions	intuition	NOUN
cblr-14234	248	19	and	and	CCONJ
cblr-14234	248	20	suggestions	suggestion	NOUN
cblr-14234	248	21	for	for	ADP
cblr-14234	248	22	reconstruction	reconstruction	NOUN
cblr-14234	248	23	,	,	PUNCT
cblr-14234	248	24	8	8	NUM
cblr-14234	248	25	depaul	depaul	NOUN
cblr-14234	248	26	bus	bus	NOUN
cblr-14234	248	27	.	.	PUNCT
cblr-14234	248	28	&	&	CCONJ
cblr-14234	248	29	com	com	PROPN
cblr-14234	248	30	.	.	PUNCT
cblr-14234	249	1	l.j	l.j	PROPN
cblr-14234	249	2	.	.	PROPN
cblr-14234	249	3	199	199	NUM
cblr-14234	249	4	,	,	PUNCT
cblr-14234	249	5	215–17	215–17	NUM
cblr-14234	249	6	(	(	PUNCT
cblr-14234	249	7	2010	2010	NUM
cblr-14234	249	8	)	)	PUNCT
cblr-14234	249	9	(	(	PUNCT
cblr-14234	249	10	survey	survey	NOUN
cblr-14234	249	11	shows	show	VERB
cblr-14234	249	12	most	most	ADJ
cblr-14234	249	13	consumers	consumer	NOUN
cblr-14234	249	14	do	do	AUX
cblr-14234	249	15	not	not	PART
cblr-14234	249	16	intend	intend	VERB
cblr-14234	249	17	to	to	PART
cblr-14234	249	18	read	read	VERB
cblr-14234	249	19	standard	standard	ADJ
cblr-14234	249	20	form	form	NOUN
cblr-14234	249	21	contracts	contract	NOUN
cblr-14234	249	22	,	,	PUNCT
cblr-14234	249	23	but	but	CCONJ
cblr-14234	249	24	some	some	PRON
cblr-14234	249	25	may	may	AUX
cblr-14234	249	26	intend	intend	VERB
cblr-14234	249	27	to	to	PART
cblr-14234	249	28	skim	skim	NOUN
cblr-14234	249	29	terms	term	NOUN
cblr-14234	249	30	)	)	PUNCT
cblr-14234	249	31	.	.	PUNCT
cblr-14234	250	1	478	478	NUM
cblr-14234	250	2	columbia	columbia	PROPN
cblr-14234	250	3	business	business	NOUN
cblr-14234	250	4	law	law	PROPN
cblr-14234	250	5	review	review	NOUN
cblr-14234	251	1	[	[	X
cblr-14234	251	2	vol	vol	NOUN
cblr-14234	251	3	.	.	PUNCT
cblr-14234	252	1	2024	2024	NUM
cblr-14234	252	2	understood,53	understood,53	NOUN
cblr-14234	252	3	modern	modern	ADJ
cblr-14234	252	4	consumer	consumer	NOUN
cblr-14234	252	5	contracts	contract	NOUN
cblr-14234	252	6	are	be	AUX
cblr-14234	252	7	incomprehensible	incomprehensible	ADJ
cblr-14234	252	8	to	to	ADP
cblr-14234	252	9	most	most	ADJ
cblr-14234	252	10	consumers.54	consumers.54	PROPN
cblr-14234	252	11	for	for	ADP
cblr-14234	252	12	example	example	NOUN
cblr-14234	252	13	,	,	PUNCT
cblr-14234	252	14	the	the	DET
cblr-14234	252	15	government	government	NOUN
cblr-14234	252	16	accountability	accountability	NOUN
cblr-14234	252	17	office	office	NOUN
cblr-14234	252	18	concluded	conclude	VERB
cblr-14234	252	19	credit	credit	NOUN
cblr-14234	252	20	card	card	NOUN
cblr-14234	252	21	agreements	agreement	NOUN
cblr-14234	252	22	from	from	ADP
cblr-14234	252	23	the	the	DET
cblr-14234	252	24	four	four	NUM
cblr-14234	252	25	largest	large	ADJ
cblr-14234	252	26	issuers	issuer	NOUN
cblr-14234	252	27	were	be	AUX
cblr-14234	252	28	too	too	ADV
cblr-14234	252	29	complicated	complicated	ADJ
cblr-14234	252	30	for	for	ADP
cblr-14234	252	31	many	many	ADJ
cblr-14234	252	32	consumers,55	consumers,55	NOUN
cblr-14234	252	33	and	and	CCONJ
cblr-14234	252	34	pension	pension	NOUN
cblr-14234	252	35	disclosures	disclosure	NOUN
cblr-14234	252	36	“	"	PUNCT
cblr-14234	252	37	would	would	AUX
cblr-14234	252	38	not	not	PART
cblr-14234	252	39	be	be	AUX
cblr-14234	252	40	readily	readily	ADV
cblr-14234	252	41	understandable	understandable	ADJ
cblr-14234	252	42	to	to	ADP
cblr-14234	252	43	many	many	ADJ
cblr-14234	252	44	average	average	ADJ
cblr-14234	252	45	plan	plan	NOUN
cblr-14234	252	46	participants	participant	NOUN
cblr-14234	252	47	.	.	PUNCT
cblr-14234	253	1	”56	”56	VERB
cblr-14234	253	2	one	one	NUM
cblr-14234	253	3	study	study	NOUN
cblr-14234	253	4	concluded	conclude	VERB
cblr-14234	253	5	social	social	ADJ
cblr-14234	253	6	media	medium	NOUN
cblr-14234	253	7	contract	contract	NOUN
cblr-14234	253	8	clauses	clause	NOUN
cblr-14234	253	9	“	"	PUNCT
cblr-14234	253	10	are	be	AUX
cblr-14234	253	11	indecipherable	indecipherable	ADJ
cblr-14234	253	12	to	to	ADP
cblr-14234	253	13	most	most	ADJ
cblr-14234	253	14	users	user	NOUN
cblr-14234	253	15	.	.	PUNCT
cblr-14234	254	1	”57	”57	PROPN
cblr-14234	254	2	others	other	NOUN
cblr-14234	254	3	found	find	VERB
cblr-14234	254	4	licensing	license	VERB
cblr-14234	254	5	53	53	NUM
cblr-14234	254	6	carol	carol	NOUN
cblr-14234	254	7	m.	m.	NOUN
cblr-14234	254	8	bast	bast	NOUN
cblr-14234	254	9	,	,	PUNCT
cblr-14234	254	10	lawyers	lawyer	NOUN
cblr-14234	254	11	should	should	AUX
cblr-14234	254	12	use	use	VERB
cblr-14234	254	13	plain	plain	ADJ
cblr-14234	254	14	language	language	NOUN
cblr-14234	254	15	,	,	PUNCT
cblr-14234	254	16	69	69	NUM
cblr-14234	254	17	fla	fla	NOUN
cblr-14234	254	18	.	.	PUNCT
cblr-14234	255	1	b.j	b.j	PROPN
cblr-14234	255	2	.	.	PROPN
cblr-14234	255	3	30	30	NUM
cblr-14234	255	4	,	,	PUNCT
cblr-14234	255	5	32	32	NUM
cblr-14234	255	6	(	(	PUNCT
cblr-14234	255	7	1995	1995	NUM
cblr-14234	255	8	)	)	PUNCT
cblr-14234	255	9	(	(	PUNCT
cblr-14234	255	10	describing	describe	VERB
cblr-14234	255	11	legal	legal	ADJ
cblr-14234	255	12	writing	writing	NOUN
cblr-14234	255	13	institute	institute	NOUN
cblr-14234	255	14	resolution	resolution	NOUN
cblr-14234	255	15	that	that	PRON
cblr-14234	255	16	acknowledged	acknowledge	VERB
cblr-14234	255	17	over	over	ADP
cblr-14234	255	18	four	four	NUM
cblr-14234	255	19	centuries	century	NOUN
cblr-14234	255	20	of	of	ADP
cblr-14234	255	21	complaints	complaint	NOUN
cblr-14234	255	22	)	)	PUNCT
cblr-14234	255	23	.	.	PUNCT
cblr-14234	256	1	54	54	NUM
cblr-14234	256	2	mark	mark	PROPN
cblr-14234	256	3	e.	e.	PROPN
cblr-14234	256	4	budnitz	budnitz	PROPN
cblr-14234	256	5	,	,	PUNCT
cblr-14234	256	6	the	the	DET
cblr-14234	256	7	restatement	restatement	NOUN
cblr-14234	256	8	of	of	ADP
cblr-14234	256	9	the	the	DET
cblr-14234	256	10	law	law	NOUN
cblr-14234	256	11	of	of	ADP
cblr-14234	256	12	consumer	consumer	NOUN
cblr-14234	256	13	contracts	contract	NOUN
cblr-14234	256	14	:	:	PUNCT
cblr-14234	256	15	the	the	DET
cblr-14234	256	16	american	american	PROPN
cblr-14234	256	17	law	law	PROPN
cblr-14234	256	18	institute	institute	PROPN
cblr-14234	256	19	's	's	PART
cblr-14234	256	20	impossible	impossible	ADJ
cblr-14234	256	21	dream	dream	NOUN
cblr-14234	256	22	,	,	PUNCT
cblr-14234	256	23	32	32	NUM
cblr-14234	256	24	loy	loy	PROPN
cblr-14234	256	25	.	.	PUNCT
cblr-14234	257	1	consumer	consumer	PROPN
cblr-14234	257	2	l.	l.	PROPN
cblr-14234	257	3	rev	rev	PROPN
cblr-14234	257	4	.	.	PROPN
cblr-14234	257	5	369	369	NUM
cblr-14234	257	6	,	,	PUNCT
cblr-14234	257	7	376	376	NUM
cblr-14234	257	8	(	(	PUNCT
cblr-14234	257	9	2020	2020	NUM
cblr-14234	257	10	)	)	PUNCT
cblr-14234	257	11	(	(	PUNCT
cblr-14234	257	12	“	"	PUNCT
cblr-14234	257	13	most	most	ADJ
cblr-14234	257	14	consumers	consumer	NOUN
cblr-14234	257	15	do	do	AUX
cblr-14234	257	16	not	not	PART
cblr-14234	257	17	read	read	VERB
cblr-14234	257	18	the	the	DET
cblr-14234	257	19	agreements	agreement	NOUN
cblr-14234	257	20	.	.	PUNCT
cblr-14234	258	1	even	even	ADV
cblr-14234	258	2	if	if	SCONJ
cblr-14234	258	3	they	they	PRON
cblr-14234	258	4	try	try	VERB
cblr-14234	258	5	to	to	PART
cblr-14234	258	6	,	,	PUNCT
cblr-14234	258	7	they	they	PRON
cblr-14234	258	8	are	be	AUX
cblr-14234	258	9	unlikely	unlikely	ADJ
cblr-14234	258	10	to	to	PART
cblr-14234	258	11	understand	understand	VERB
cblr-14234	258	12	them	they	PRON
cblr-14234	258	13	because	because	SCONJ
cblr-14234	258	14	they	they	PRON
cblr-14234	258	15	contain	contain	VERB
cblr-14234	258	16	legalistic	legalistic	ADJ
cblr-14234	258	17	terms	term	NOUN
cblr-14234	258	18	.	.	PUNCT
cblr-14234	258	19	”	"	PUNCT
cblr-14234	258	20	)	)	PUNCT
cblr-14234	258	21	.	.	PUNCT
cblr-14234	259	1	see	see	VERB
cblr-14234	259	2	,	,	PUNCT
cblr-14234	259	3	e.g.	e.g.	ADV
cblr-14234	259	4	,	,	PUNCT
cblr-14234	259	5	daniel	daniel	PROPN
cblr-14234	259	6	schwarcz	schwarcz	NOUN
cblr-14234	259	7	,	,	PUNCT
cblr-14234	259	8	reevaluating	reevaluate	VERB
cblr-14234	259	9	standardized	standardized	ADJ
cblr-14234	259	10	insurance	insurance	NOUN
cblr-14234	259	11	policies	policy	NOUN
cblr-14234	259	12	,	,	PUNCT
cblr-14234	259	13	78	78	NUM
cblr-14234	259	14	u.	u.	NOUN
cblr-14234	259	15	chi	chi	PROPN
cblr-14234	259	16	.	.	PUNCT
cblr-14234	260	1	l.	l.	PROPN
cblr-14234	260	2	rev	rev	PROPN
cblr-14234	260	3	.	.	PROPN
cblr-14234	260	4	1263	1263	NUM
cblr-14234	260	5	,	,	PUNCT
cblr-14234	260	6	1327	1327	NUM
cblr-14234	260	7	(	(	PUNCT
cblr-14234	260	8	2011	2011	NUM
cblr-14234	260	9	)	)	PUNCT
cblr-14234	260	10	(	(	PUNCT
cblr-14234	260	11	describing	describe	VERB
cblr-14234	260	12	difficulties	difficulty	NOUN
cblr-14234	260	13	consumers	consumer	NOUN
cblr-14234	260	14	face	face	VERB
cblr-14234	260	15	when	when	SCONJ
cblr-14234	260	16	trying	try	VERB
cblr-14234	260	17	to	to	PART
cblr-14234	260	18	understand	understand	VERB
cblr-14234	260	19	insurance	insurance	NOUN
cblr-14234	260	20	policies	policy	NOUN
cblr-14234	260	21	)	)	PUNCT
cblr-14234	260	22	;	;	PUNCT
cblr-14234	260	23	john	john	PROPN
cblr-14234	260	24	aloysius	aloysius	PROPN
cblr-14234	260	25	cogan	cogan	PROPN
cblr-14234	260	26	jr	jr	PROPN
cblr-14234	260	27	.	.	PROPN
cblr-14234	260	28	,	,	PUNCT
cblr-14234	260	29	readability	readability	NOUN
cblr-14234	260	30	,	,	PUNCT
cblr-14234	260	31	contracts	contract	NOUN
cblr-14234	260	32	of	of	ADP
cblr-14234	260	33	recurring	recur	VERB
cblr-14234	260	34	use	use	NOUN
cblr-14234	260	35	,	,	PUNCT
cblr-14234	260	36	and	and	CCONJ
cblr-14234	260	37	the	the	DET
cblr-14234	260	38	problem	problem	NOUN
cblr-14234	260	39	of	of	ADP
cblr-14234	260	40	ex	ex	ADJ
cblr-14234	260	41	post	post	ADJ
cblr-14234	260	42	judicial	judicial	ADJ
cblr-14234	260	43	governance	governance	NOUN
cblr-14234	260	44	of	of	ADP
cblr-14234	260	45	health	health	NOUN
cblr-14234	260	46	insurance	insurance	NOUN
cblr-14234	260	47	policies	policy	NOUN
cblr-14234	260	48	,	,	PUNCT
cblr-14234	260	49	15	15	NUM
cblr-14234	260	50	roger	roger	PROPN
cblr-14234	260	51	williams	williams	PROPN
cblr-14234	260	52	u.	u.	PROPN
cblr-14234	260	53	l.	l.	PROPN
cblr-14234	260	54	rev	rev	PROPN
cblr-14234	260	55	.	.	PROPN
cblr-14234	260	56	93	93	NUM
cblr-14234	260	57	,	,	PUNCT
cblr-14234	260	58	95	95	NUM
cblr-14234	260	59	(	(	PUNCT
cblr-14234	260	60	2010	2010	NUM
cblr-14234	260	61	)	)	PUNCT
cblr-14234	260	62	(	(	PUNCT
cblr-14234	260	63	“	"	PUNCT
cblr-14234	260	64	while	while	SCONJ
cblr-14234	260	65	the	the	DET
cblr-14234	260	66	problem	problem	NOUN
cblr-14234	260	67	is	be	AUX
cblr-14234	260	68	especially	especially	ADV
cblr-14234	260	69	acute	acute	ADJ
cblr-14234	260	70	for	for	ADP
cblr-14234	260	71	the	the	DET
cblr-14234	260	72	elderly	elderly	ADJ
cblr-14234	260	73	and	and	CCONJ
cblr-14234	260	74	low	low	ADJ
cblr-14234	260	75	-	-	PUNCT
cblr-14234	260	76	income	income	NOUN
cblr-14234	260	77	populations	population	NOUN
cblr-14234	260	78	,	,	PUNCT
cblr-14234	260	79	the	the	DET
cblr-14234	260	80	complexity	complexity	NOUN
cblr-14234	260	81	of	of	ADP
cblr-14234	260	82	health	health	NOUN
cblr-14234	260	83	insurance	insurance	NOUN
cblr-14234	260	84	information	information	NOUN
cblr-14234	260	85	challenges	challenge	VERB
cblr-14234	260	86	even	even	ADV
cblr-14234	260	87	those	those	PRON
cblr-14234	260	88	who	who	PRON
cblr-14234	260	89	read	read	VERB
cblr-14234	260	90	at	at	ADP
cblr-14234	260	91	the	the	DET
cblr-14234	260	92	college	college	NOUN
cblr-14234	260	93	level	level	NOUN
cblr-14234	260	94	.	.	PUNCT
cblr-14234	260	95	”	"	PUNCT
cblr-14234	260	96	)	)	PUNCT
cblr-14234	260	97	;	;	PUNCT
cblr-14234	260	98	white	white	PROPN
cblr-14234	260	99	&	&	CCONJ
cblr-14234	260	100	mansfield	mansfield	PROPN
cblr-14234	260	101	,	,	PUNCT
cblr-14234	260	102	supra	supra	PROPN
cblr-14234	260	103	note	note	NOUN
cblr-14234	260	104	4	4	NUM
cblr-14234	260	105	,	,	PUNCT
cblr-14234	260	106	at	at	ADP
cblr-14234	260	107	261–62	261–62	PROPN
cblr-14234	260	108	(	(	PUNCT
cblr-14234	260	109	“	"	PUNCT
cblr-14234	260	110	[	[	X
cblr-14234	260	111	o]ne	o]ne	NOUN
cblr-14234	260	112	can	can	AUX
cblr-14234	260	113	see	see	VERB
cblr-14234	260	114	that	that	SCONJ
cblr-14234	260	115	many	many	ADJ
cblr-14234	260	116	consumers	consumer	NOUN
cblr-14234	260	117	can	can	AUX
cblr-14234	260	118	not	not	PART
cblr-14234	260	119	understand	understand	VERB
cblr-14234	260	120	the	the	DET
cblr-14234	260	121	contracts	contract	NOUN
cblr-14234	260	122	they	they	PRON
cblr-14234	260	123	sign	sign	VERB
cblr-14234	260	124	or	or	CCONJ
cblr-14234	260	125	the	the	DET
cblr-14234	260	126	disclosures	disclosure	NOUN
cblr-14234	260	127	they	they	PRON
cblr-14234	260	128	receive	receive	VERB
cblr-14234	260	129	.	.	PUNCT
cblr-14234	260	130	”	"	PUNCT
cblr-14234	260	131	)	)	PUNCT
cblr-14234	260	132	.	.	PUNCT
cblr-14234	261	1	55	55	NUM
cblr-14234	261	2	u.s	u.s	PROPN
cblr-14234	261	3	.	.	PROPN
cblr-14234	261	4	gov't	gov't	PROPN
cblr-14234	261	5	accountability	accountability	NOUN
cblr-14234	261	6	office	office	NOUN
cblr-14234	261	7	,	,	PUNCT
cblr-14234	261	8	gao-06	gao-06	NOUN
cblr-14234	261	9	-	-	PUNCT
cblr-14234	261	10	929	929	NUM
cblr-14234	261	11	,	,	PUNCT
cblr-14234	261	12	credit	credit	NOUN
cblr-14234	261	13	cards	card	NOUN
cblr-14234	261	14	:	:	PUNCT
cblr-14234	261	15	increased	increase	VERB
cblr-14234	261	16	complexity	complexity	NOUN
cblr-14234	261	17	in	in	ADP
cblr-14234	261	18	rates	rate	NOUN
cblr-14234	261	19	and	and	CCONJ
cblr-14234	261	20	fees	fee	NOUN
cblr-14234	261	21	heightens	heighten	VERB
cblr-14234	261	22	need	need	VERB
cblr-14234	261	23	for	for	ADP
cblr-14234	261	24	more	more	ADV
cblr-14234	261	25	effective	effective	ADJ
cblr-14234	261	26	disclosures	disclosure	NOUN
cblr-14234	261	27	to	to	ADP
cblr-14234	261	28	consumers	consumer	NOUN
cblr-14234	261	29	3	3	NUM
cblr-14234	261	30	,	,	PUNCT
cblr-14234	261	31	6	6	NUM
cblr-14234	261	32	(	(	PUNCT
cblr-14234	261	33	2006	2006	NUM
cblr-14234	261	34	)	)	PUNCT
cblr-14234	261	35	,	,	PUNCT
cblr-14234	261	36	https://www.gao.gov/assets/260/251427.pdf	https://www.gao.gov/assets/260/251427.pdf	X
cblr-14234	262	1	[	[	X
cblr-14234	262	2	https://perma.cc/lgj2-whzy	https://perma.cc/lgj2-whzy	PROPN
cblr-14234	262	3	]	]	PUNCT
cblr-14234	262	4	.	.	PUNCT
cblr-14234	263	1	56	56	NUM
cblr-14234	263	2	u.s	u.s	PROPN
cblr-14234	263	3	.	.	PROPN
cblr-14234	263	4	gov't	gov't	PROPN
cblr-14234	263	5	accountability	accountability	NOUN
cblr-14234	263	6	office	office	NOUN
cblr-14234	263	7	,	,	PUNCT
cblr-14234	263	8	gao-14	gao-14	NOUN
cblr-14234	263	9	-	-	SYM
cblr-14234	263	10	92	92	NUM
cblr-14234	263	11	,	,	PUNCT
cblr-14234	263	12	private	private	ADJ
cblr-14234	263	13	pensions	pension	NOUN
cblr-14234	263	14	:	:	PUNCT
cblr-14234	263	15	clarity	clarity	NOUN
cblr-14234	263	16	of	of	ADP
cblr-14234	263	17	required	require	VERB
cblr-14234	263	18	reports	report	NOUN
cblr-14234	263	19	and	and	CCONJ
cblr-14234	263	20	disclosures	disclosure	NOUN
cblr-14234	263	21	could	could	AUX
cblr-14234	263	22	be	be	AUX
cblr-14234	263	23	improved	improve	VERB
cblr-14234	263	24	2–3	2–3	NUM
cblr-14234	263	25	,	,	PUNCT
cblr-14234	263	26	36	36	NUM
cblr-14234	263	27	(	(	PUNCT
cblr-14234	263	28	2013	2013	NUM
cblr-14234	263	29	)	)	PUNCT
cblr-14234	263	30	,	,	PUNCT
cblr-14234	263	31	https://www.gao.gov/assets/660/659211.pdf	https://www.gao.gov/assets/660/659211.pdf	X
cblr-14234	264	1	[	[	X
cblr-14234	264	2	https://perma.cc/jpy5-r7qq	https://perma.cc/jpy5-r7qq	NOUN
cblr-14234	264	3	]	]	PUNCT
cblr-14234	264	4	.	.	PUNCT
cblr-14234	265	1	57	57	NUM
cblr-14234	265	2	thomas	thomas	PROPN
cblr-14234	265	3	h.	h.	PROPN
cblr-14234	265	4	koenig	koenig	PROPN
cblr-14234	265	5	&	&	CCONJ
cblr-14234	265	6	michael	michael	PROPN
cblr-14234	265	7	l.	l.	PROPN
cblr-14234	265	8	rustad	rustad	PROPN
cblr-14234	265	9	,	,	PUNCT
cblr-14234	265	10	digital	digital	ADJ
cblr-14234	265	11	scarlet	scarlet	ADJ
cblr-14234	265	12	letters	letter	NOUN
cblr-14234	265	13	:	:	PUNCT
cblr-14234	265	14	social	social	ADJ
cblr-14234	265	15	media	medium	NOUN
cblr-14234	265	16	stigmatization	stigmatization	NOUN
cblr-14234	265	17	of	of	ADP
cblr-14234	265	18	the	the	DET
cblr-14234	265	19	poor	poor	ADJ
cblr-14234	265	20	and	and	CCONJ
cblr-14234	265	21	what	what	PRON
cblr-14234	265	22	can	can	AUX
cblr-14234	265	23	be	be	AUX
cblr-14234	265	24	done	do	VERB
cblr-14234	265	25	,	,	PUNCT
cblr-14234	265	26	93	93	NUM
cblr-14234	265	27	neb	neb	PROPN
cblr-14234	265	28	.	.	PROPN
cblr-14234	265	29	l.	l.	PROPN
cblr-14234	265	30	rev	rev	PROPN
cblr-14234	265	31	.	.	PROPN
cblr-14234	266	1	592	592	NUM
cblr-14234	266	2	,	,	PUNCT
cblr-14234	266	3	628	628	NUM
cblr-14234	266	4	(	(	PUNCT
cblr-14234	266	5	2015	2015	NUM
cblr-14234	266	6	)	)	PUNCT
cblr-14234	267	1	(	(	PUNCT
cblr-14234	267	2	noting	note	VERB
cblr-14234	267	3	that	that	SCONJ
cblr-14234	267	4	the	the	DET
cblr-14234	267	5	readability	readability	NOUN
cblr-14234	267	6	of	of	ADP
cblr-14234	267	7	the	the	DET
cblr-14234	267	8	mean	mean	ADJ
cblr-14234	267	9	liability	liability	NOUN
cblr-14234	267	10	limitation	limitation	NOUN
cblr-14234	267	11	clauses	clause	NOUN
cblr-14234	267	12	was	be	AUX
cblr-14234	267	13	9.2	9.2	NUM
cblr-14234	267	14	grade	grade	NOUN
cblr-14234	267	15	levels	level	NOUN
cblr-14234	267	16	above	above	ADP
cblr-14234	267	17	terms	term	NOUN
cblr-14234	267	18	of	of	ADP
cblr-14234	267	19	use	use	NOUN
cblr-14234	267	20	as	as	ADP
cblr-14234	267	21	a	a	DET
cblr-14234	267	22	whole	whole	NOUN
cblr-14234	267	23	,	,	PUNCT
cblr-14234	267	24	and	and	CCONJ
cblr-14234	267	25	the	the	DET
cblr-14234	267	26	median	median	NOUN
cblr-14234	267	27	was	be	AUX
cblr-14234	267	28	7	7	NUM
cblr-14234	267	29	grade	grade	NOUN
cblr-14234	267	30	levels	level	NOUN
cblr-14234	267	31	higher	high	ADJ
cblr-14234	267	32	)	)	PUNCT
cblr-14234	267	33	.	.	PUNCT
cblr-14234	268	1	see	see	VERB
cblr-14234	268	2	also	also	ADV
cblr-14234	268	3	jenny	jenny	PROPN
cblr-14234	268	4	goldsberry	goldsberry	PROPN
cblr-14234	268	5	,	,	PUNCT
cblr-14234	268	6	facebook	facebook	PROPN
cblr-14234	268	7	’s	’s	PART
cblr-14234	268	8	terms	term	NOUN
cblr-14234	268	9	of	of	ADP
cblr-14234	268	10	service	service	NOUN
cblr-14234	268	11	require	require	VERB
cblr-14234	268	12	collegiate	collegiate	ADJ
cblr-14234	268	13	reading	reading	NOUN
cblr-14234	268	14	comprehension	comprehension	NOUN
cblr-14234	268	15	:	:	PUNCT
cblr-14234	268	16	study	study	NOUN
cblr-14234	268	17	,	,	PUNCT
cblr-14234	268	18	wash	wash	NOUN
cblr-14234	268	19	.	.	PUNCT
cblr-14234	269	1	exam’r	exam’r	X
cblr-14234	269	2	(	(	PUNCT
cblr-14234	269	3	august	august	PROPN
cblr-14234	269	4	9	9	NUM
cblr-14234	269	5	,	,	PUNCT
cblr-14234	269	6	2022	2022	NUM
cblr-14234	269	7	)	)	PUNCT
cblr-14234	269	8	https://www.washingtonexaminer.com/news/2295183/facebooks-terms-ofservice-require-collegiate-reading-comprehension-study/	https://www.washingtonexaminer.com/news/2295183/facebooks-terms-ofservice-require-collegiate-reading-comprehension-study/	VERB
cblr-14234	270	1	[	[	X
cblr-14234	270	2	https://perma.cc/lj58-keyd	https://perma.cc/lj58-keyd	X
cblr-14234	270	3	]	]	X
cblr-14234	270	4	(	(	PUNCT
cblr-14234	270	5	measuring	measure	VERB
cblr-14234	270	6	facebook	facebook	NOUN
cblr-14234	270	7	’s	’s	PART
cblr-14234	270	8	terms	term	NOUN
cblr-14234	270	9	of	of	ADP
cblr-14234	270	10	service	service	NOUN
cblr-14234	270	11	to	to	PART
cblr-14234	270	12	have	have	VERB
cblr-14234	270	13	no	no	NOUN
cblr-14234	270	14	.	.	NOUN
cblr-14234	270	15	2	2	NUM
cblr-14234	270	16	]	]	PUNCT
cblr-14234	270	17	the	the	DET
cblr-14234	270	18	duty	duty	NOUN
cblr-14234	270	19	to	to	PART
cblr-14234	270	20	make	make	VERB
cblr-14234	270	21	contracts	contract	NOUN
cblr-14234	270	22	understandable	understandable	ADJ
cblr-14234	270	23	479	479	NUM
cblr-14234	270	24	agreements	agreement	NOUN
cblr-14234	270	25	,	,	PUNCT
cblr-14234	270	26	franchise	franchise	NOUN
cblr-14234	270	27	agreements	agreement	NOUN
cblr-14234	270	28	,	,	PUNCT
cblr-14234	270	29	and	and	CCONJ
cblr-14234	270	30	credit	credit	NOUN
cblr-14234	270	31	card	card	NOUN
cblr-14234	270	32	agreements	agreement	NOUN
cblr-14234	270	33	too	too	ADV
cblr-14234	270	34	difficult	difficult	ADJ
cblr-14234	270	35	for	for	ADP
cblr-14234	270	36	most	most	ADJ
cblr-14234	270	37	consumers.58	consumers.58	NOUN
cblr-14234	270	38	according	accord	VERB
cblr-14234	270	39	to	to	ADP
cblr-14234	270	40	a	a	DET
cblr-14234	270	41	2019	2019	NUM
cblr-14234	270	42	pew	pew	NOUN
cblr-14234	270	43	research	research	NOUN
cblr-14234	270	44	center	center	NOUN
cblr-14234	270	45	study	study	NOUN
cblr-14234	270	46	,	,	PUNCT
cblr-14234	270	47	of	of	ADP
cblr-14234	270	48	the	the	DET
cblr-14234	270	49	americans	americans	PROPN
cblr-14234	270	50	who	who	PRON
cblr-14234	270	51	read	read	VERB
cblr-14234	270	52	privacy	privacy	NOUN
cblr-14234	270	53	policies	policy	NOUN
cblr-14234	270	54	,	,	PUNCT
cblr-14234	270	55	only	only	ADV
cblr-14234	270	56	13	13	NUM
cblr-14234	270	57	%	%	NOUN
cblr-14234	270	58	report	report	NOUN
cblr-14234	270	59	understanding	understand	VERB
cblr-14234	270	60	a	a	DET
cblr-14234	270	61	“	"	PUNCT
cblr-14234	270	62	great	great	ADJ
cblr-14234	270	63	deal	deal	NOUN
cblr-14234	270	64	”	"	PUNCT
cblr-14234	270	65	of	of	ADP
cblr-14234	270	66	them	they	PRON
cblr-14234	270	67	,	,	PUNCT
cblr-14234	270	68	while	while	SCONJ
cblr-14234	270	69	55	55	NUM
cblr-14234	270	70	%	%	NOUN
cblr-14234	270	71	report	report	NOUN
cblr-14234	270	72	understanding	understand	VERB
cblr-14234	270	73	some	some	PRON
cblr-14234	270	74	of	of	ADP
cblr-14234	270	75	them	they	PRON
cblr-14234	270	76	,	,	PUNCT
cblr-14234	270	77	29	29	NUM
cblr-14234	270	78	%	%	NOUN
cblr-14234	270	79	understand	understand	VERB
cblr-14234	270	80	very	very	ADV
cblr-14234	270	81	little	little	ADJ
cblr-14234	270	82	,	,	PUNCT
cblr-14234	270	83	and	and	CCONJ
cblr-14234	270	84	3	3	NUM
cblr-14234	270	85	%	%	NOUN
cblr-14234	270	86	understand	understand	VERB
cblr-14234	270	87	none	none	NOUN
cblr-14234	270	88	.	.	PUNCT
cblr-14234	271	1	59	59	NUM
cblr-14234	271	2	a	a	DET
cblr-14234	271	3	study	study	NOUN
cblr-14234	271	4	of	of	ADP
cblr-14234	271	5	329	329	NUM
cblr-14234	271	6	social	social	ADJ
cblr-14234	271	7	networking	network	VERB
cblr-14234	271	8	site	site	NOUN
cblr-14234	271	9	terms	term	NOUN
cblr-14234	271	10	of	of	ADP
cblr-14234	271	11	use	use	NOUN
cblr-14234	271	12	concluded	conclude	VERB
cblr-14234	271	13	that	that	SCONJ
cblr-14234	271	14	they	they	PRON
cblr-14234	271	15	were	be	AUX
cblr-14234	271	16	nearly	nearly	ADV
cblr-14234	271	17	all	all	ADV
cblr-14234	271	18	difficult	difficult	ADJ
cblr-14234	271	19	to	to	PART
cblr-14234	271	20	understand	understand	VERB
cblr-14234	271	21	on	on	ADP
cblr-14234	271	22	a	a	DET
cblr-14234	271	23	variety	variety	NOUN
cblr-14234	271	24	of	of	ADP
cblr-14234	271	25	metrics	metric	NOUN
cblr-14234	271	26	and	and	CCONJ
cblr-14234	271	27	difficult	difficult	ADJ
cblr-14234	271	28	to	to	PART
cblr-14234	271	29	process	process	VERB
cblr-14234	271	30	for	for	ADP
cblr-14234	271	31	anyone	anyone	PRON
cblr-14234	271	32	with	with	ADP
cblr-14234	271	33	a	a	DET
cblr-14234	271	34	reading	reading	NOUN
cblr-14234	271	35	level	level	NOUN
cblr-14234	271	36	below	below	ADP
cblr-14234	271	37	the	the	DET
cblr-14234	271	38	eleventh	eleventh	ADJ
cblr-14234	271	39	grade	grade	NOUN
cblr-14234	271	40	,	,	PUNCT
cblr-14234	271	41	“	"	PUNCT
cblr-14234	271	42	not	not	PART
cblr-14234	271	43	to	to	PART
cblr-14234	271	44	speak	speak	VERB
cblr-14234	271	45	of	of	ADP
cblr-14234	271	46	the	the	DET
cblr-14234	271	47	poorly	poorly	ADV
cblr-14234	271	48	educated	educate	VERB
cblr-14234	271	49	,	,	PUNCT
cblr-14234	271	50	children	child	NOUN
cblr-14234	271	51	,	,	PUNCT
cblr-14234	271	52	or	or	CCONJ
cblr-14234	271	53	non	non	ADJ
cblr-14234	271	54	-	-	ADJ
cblr-14234	271	55	native	native	ADJ
cblr-14234	271	56	english	english	ADJ
cblr-14234	271	57	speakers	speaker	NOUN
cblr-14234	271	58	.	.	PUNCT
cblr-14234	271	59	”60	”60	PROPN
cblr-14234	271	60	in	in	ADP
cblr-14234	271	61	perhaps	perhaps	ADV
cblr-14234	271	62	the	the	DET
cblr-14234	271	63	largest	large	ADJ
cblr-14234	271	64	study	study	NOUN
cblr-14234	271	65	to	to	ADP
cblr-14234	271	66	date	date	NOUN
cblr-14234	271	67	,	,	PUNCT
cblr-14234	271	68	a	a	DET
cblr-14234	271	69	2022	2022	NUM
cblr-14234	271	70	survey	survey	NOUN
cblr-14234	271	71	of	of	ADP
cblr-14234	271	72	contracts	contract	NOUN
cblr-14234	271	73	of	of	ADP
cblr-14234	271	74	adhesion	adhesion	NOUN
cblr-14234	271	75	of	of	ADP
cblr-14234	271	76	the	the	DET
cblr-14234	271	77	100	100	NUM
cblr-14234	271	78	largest	large	ADJ
cblr-14234	271	79	retailers	retailer	NOUN
cblr-14234	271	80	,	,	PUNCT
cblr-14234	271	81	100	100	NUM
cblr-14234	271	82	largest	large	ADJ
cblr-14234	271	83	digital	digital	ADJ
cblr-14234	271	84	companies	company	NOUN
cblr-14234	271	85	,	,	PUNCT
cblr-14234	271	86	100	100	NUM
cblr-14234	271	87	largest	large	ADJ
cblr-14234	271	88	software	software	NOUN
cblr-14234	271	89	companies	company	NOUN
cblr-14234	271	90	,	,	PUNCT
cblr-14234	271	91	50	50	NUM
cblr-14234	271	92	largest	large	ADJ
cblr-14234	271	93	banks	bank	NOUN
cblr-14234	271	94	,	,	PUNCT
cblr-14234	271	95	and	and	CCONJ
cblr-14234	271	96	33	33	NUM
cblr-14234	271	97	largest	large	ADJ
cblr-14234	271	98	credit	credit	NOUN
cblr-14234	271	99	card	card	NOUN
cblr-14234	271	100	companies	company	NOUN
cblr-14234	271	101	concluded	conclude	VERB
cblr-14234	271	102	16th	16th	ADJ
cblr-14234	271	103	grade	grade	NOUN
cblr-14234	271	104	reading	reading	NOUN
cblr-14234	271	105	level	level	NOUN
cblr-14234	271	106	and	and	CCONJ
cblr-14234	271	107	comparing	compare	VERB
cblr-14234	271	108	other	other	ADJ
cblr-14234	271	109	social	social	ADJ
cblr-14234	271	110	media	medium	NOUN
cblr-14234	271	111	terms	term	NOUN
cblr-14234	271	112	of	of	ADP
cblr-14234	271	113	service	service	NOUN
cblr-14234	271	114	that	that	PRON
cblr-14234	271	115	require	require	VERB
cblr-14234	271	116	a	a	DET
cblr-14234	271	117	14th	14th	ADJ
cblr-14234	271	118	grade	grade	NOUN
cblr-14234	271	119	reading	reading	NOUN
cblr-14234	271	120	level	level	NOUN
cblr-14234	271	121	)	)	PUNCT
cblr-14234	271	122	.	.	PUNCT
cblr-14234	272	1	58	58	NUM
cblr-14234	272	2	benoliel	benoliel	PROPN
cblr-14234	272	3	&	&	CCONJ
cblr-14234	272	4	becher	becher	PROPN
cblr-14234	272	5	,	,	PUNCT
cblr-14234	272	6	supra	supra	PROPN
cblr-14234	272	7	note	note	NOUN
cblr-14234	272	8	4	4	NUM
cblr-14234	272	9	,	,	PUNCT
cblr-14234	272	10	at	at	ADP
cblr-14234	272	11	2268	2268	NUM
cblr-14234	272	12	(	(	PUNCT
cblr-14234	272	13	using	use	VERB
cblr-14234	272	14	readability	readability	NOUN
cblr-14234	272	15	tests	test	NOUN
cblr-14234	272	16	to	to	PART
cblr-14234	272	17	conclude	conclude	VERB
cblr-14234	272	18	online	online	ADJ
cblr-14234	272	19	license	license	NOUN
cblr-14234	272	20	and	and	CCONJ
cblr-14234	272	21	website	website	NOUN
cblr-14234	272	22	agreements	agreement	NOUN
cblr-14234	272	23	are	be	AUX
cblr-14234	272	24	too	too	ADV
cblr-14234	272	25	difficult	difficult	ADJ
cblr-14234	272	26	to	to	PART
cblr-14234	272	27	read	read	VERB
cblr-14234	272	28	for	for	ADP
cblr-14234	272	29	average	average	ADJ
cblr-14234	272	30	consumer	consumer	NOUN
cblr-14234	272	31	)	)	PUNCT
cblr-14234	272	32	;	;	PUNCT
cblr-14234	272	33	white	white	PROPN
cblr-14234	272	34	&	&	CCONJ
cblr-14234	272	35	mansfield	mansfield	PROPN
cblr-14234	272	36	,	,	PUNCT
cblr-14234	272	37	supra	supra	PROPN
cblr-14234	272	38	note	note	NOUN
cblr-14234	272	39	4	4	NUM
cblr-14234	272	40	,	,	PUNCT
cblr-14234	272	41	at	at	ADP
cblr-14234	272	42	233	233	NUM
cblr-14234	272	43	,	,	PUNCT
cblr-14234	272	44	262	262	NUM
cblr-14234	272	45	(	(	PUNCT
cblr-14234	272	46	“	"	PUNCT
cblr-14234	272	47	.	.	PUNCT
cblr-14234	272	48	.	.	PUNCT
cblr-14234	272	49	.	.	PUNCT
cblr-14234	273	1	complex	complex	ADJ
cblr-14234	273	2	consumer	consumer	NOUN
cblr-14234	273	3	-	-	PUNCT
cblr-14234	273	4	credit	credit	NOUN
cblr-14234	273	5	transactions	transaction	NOUN
cblr-14234	273	6	are	be	AUX
cblr-14234	273	7	not	not	PART
cblr-14234	273	8	understood	understand	VERB
cblr-14234	273	9	by	by	ADP
cblr-14234	273	10	most	most	ADJ
cblr-14234	273	11	consumers	consumer	NOUN
cblr-14234	273	12	,	,	PUNCT
cblr-14234	273	13	despite	despite	SCONJ
cblr-14234	273	14	,	,	PUNCT
cblr-14234	273	15	or	or	CCONJ
cblr-14234	273	16	in	in	ADP
cblr-14234	273	17	part	part	NOUN
cblr-14234	273	18	,	,	PUNCT
cblr-14234	273	19	because	because	SCONJ
cblr-14234	273	20	of	of	ADP
cblr-14234	273	21	the	the	DET
cblr-14234	273	22	barrage	barrage	NOUN
cblr-14234	273	23	of	of	ADP
cblr-14234	273	24	contract	contract	NOUN
cblr-14234	273	25	and	and	CCONJ
cblr-14234	273	26	disclosure	disclosure	NOUN
cblr-14234	273	27	documents	document	NOUN
cblr-14234	273	28	.	.	PUNCT
cblr-14234	273	29	”	"	PUNCT
cblr-14234	273	30	)	)	PUNCT
cblr-14234	273	31	;	;	PUNCT
cblr-14234	273	32	becher	becher	PROPN
cblr-14234	273	33	&	&	CCONJ
cblr-14234	273	34	benoliel	benoliel	PROPN
cblr-14234	273	35	,	,	PUNCT
cblr-14234	273	36	supra	supra	PROPN
cblr-14234	273	37	note	note	PROPN
cblr-14234	273	38	5	5	NUM
cblr-14234	273	39	,	,	PUNCT
cblr-14234	273	40	at	at	ADP
cblr-14234	273	41	62–63	62–63	NUM
cblr-14234	273	42	;	;	PUNCT
cblr-14234	273	43	benoliel	benoliel	PROPN
cblr-14234	273	44	&	&	CCONJ
cblr-14234	273	45	zheng	zheng	PROPN
cblr-14234	273	46	,	,	PUNCT
cblr-14234	273	47	supra	supra	PROPN
cblr-14234	273	48	note	note	PROPN
cblr-14234	273	49	5	5	NUM
cblr-14234	273	50	,	,	PUNCT
cblr-14234	273	51	at	at	ADP
cblr-14234	273	52	238	238	NUM
cblr-14234	273	53	(	(	PUNCT
cblr-14234	273	54	analysis	analysis	NOUN
cblr-14234	273	55	of	of	ADP
cblr-14234	273	56	523	523	NUM
cblr-14234	273	57	franchise	franchise	NOUN
cblr-14234	273	58	disclosures	disclosure	NOUN
cblr-14234	273	59	revealed	reveal	VERB
cblr-14234	273	60	“	"	PUNCT
cblr-14234	273	61	prospective	prospective	ADJ
cblr-14234	273	62	franchisees	franchisee	NOUN
cblr-14234	273	63	need	need	VERB
cblr-14234	273	64	,	,	PUNCT
cblr-14234	273	65	on	on	ADP
cblr-14234	273	66	average	average	ADJ
cblr-14234	273	67	,	,	PUNCT
cblr-14234	273	68	more	more	ADJ
cblr-14234	273	69	than	than	ADP
cblr-14234	273	70	twenty	twenty	NUM
cblr-14234	273	71	years	year	NOUN
cblr-14234	273	72	of	of	ADP
cblr-14234	273	73	education	education	NOUN
cblr-14234	273	74	to	to	PART
cblr-14234	273	75	comprehend	comprehend	VERB
cblr-14234	273	76	”	"	PUNCT
cblr-14234	273	77	a	a	DET
cblr-14234	273	78	franchise	franchise	NOUN
cblr-14234	273	79	disclosure	disclosure	NOUN
cblr-14234	273	80	document	document	NOUN
cblr-14234	273	81	even	even	ADV
cblr-14234	273	82	though	though	SCONJ
cblr-14234	273	83	the	the	DET
cblr-14234	273	84	“	"	PUNCT
cblr-14234	273	85	highest	high	ADJ
cblr-14234	273	86	level	level	NOUN
cblr-14234	273	87	of	of	ADP
cblr-14234	273	88	education	education	NOUN
cblr-14234	273	89	that	that	SCONJ
cblr-14234	273	90	most	most	ADJ
cblr-14234	273	91	franchisees	franchisee	NOUN
cblr-14234	273	92	have	have	AUX
cblr-14234	273	93	completed	complete	VERB
cblr-14234	273	94	is	be	AUX
cblr-14234	273	95	community	community	NOUN
cblr-14234	273	96	college	college	NOUN
cblr-14234	273	97	which	which	PRON
cblr-14234	273	98	normally	normally	ADV
cblr-14234	273	99	requires	require	VERB
cblr-14234	273	100	fourteen	fourteen	NUM
cblr-14234	273	101	years	year	NOUN
cblr-14234	273	102	of	of	ADP
cblr-14234	273	103	education	education	NOUN
cblr-14234	273	104	.	.	PUNCT
cblr-14234	273	105	”	"	PUNCT
cblr-14234	273	106	)	)	PUNCT
cblr-14234	273	107	.	.	PUNCT
cblr-14234	274	1	59	59	NUM
cblr-14234	274	2	auxier	auxier	NOUN
cblr-14234	274	3	,	,	PUNCT
cblr-14234	274	4	supra	supra	PROPN
cblr-14234	274	5	note	note	NOUN
cblr-14234	274	6	47	47	NUM
cblr-14234	274	7	.	.	PUNCT
cblr-14234	275	1	60	60	NUM
cblr-14234	275	2	michael	michael	PROPN
cblr-14234	275	3	l.	l.	PROPN
cblr-14234	275	4	rustad	rustad	PROPN
cblr-14234	275	5	&	&	CCONJ
cblr-14234	275	6	thomas	thomas	PROPN
cblr-14234	275	7	h.	h.	PROPN
cblr-14234	275	8	koenig	koenig	PROPN
cblr-14234	275	9	,	,	PUNCT
cblr-14234	275	10	wolves	wolf	NOUN
cblr-14234	275	11	of	of	ADP
cblr-14234	275	12	the	the	DET
cblr-14234	275	13	world	world	NOUN
cblr-14234	275	14	wide	wide	ADJ
cblr-14234	275	15	web	web	NOUN
cblr-14234	275	16	:	:	PUNCT
cblr-14234	275	17	reforming	reform	VERB
cblr-14234	275	18	social	social	ADJ
cblr-14234	275	19	networks	network	NOUN
cblr-14234	275	20	'	'	PART
cblr-14234	275	21	contracting	contracting	NOUN
cblr-14234	275	22	practices	practice	NOUN
cblr-14234	275	23	,	,	PUNCT
cblr-14234	275	24	49	49	NUM
cblr-14234	275	25	wake	wake	VERB
cblr-14234	275	26	forest	forest	PROPN
cblr-14234	275	27	l.	l.	PROPN
cblr-14234	275	28	rev	rev	PROPN
cblr-14234	275	29	.	.	PROPN
cblr-14234	275	30	1431	1431	NUM
cblr-14234	275	31	,	,	PUNCT
cblr-14234	275	32	1461–63	1461–63	NUM
cblr-14234	275	33	(	(	PUNCT
cblr-14234	275	34	2014	2014	NUM
cblr-14234	275	35	)	)	PUNCT
cblr-14234	275	36	.	.	PUNCT
cblr-14234	276	1	see	see	VERB
cblr-14234	276	2	also	also	ADV
cblr-14234	276	3	tim	tim	PROPN
cblr-14234	276	4	r	r	NOUN
cblr-14234	276	5	samples	sample	NOUN
cblr-14234	276	6	,	,	PUNCT
cblr-14234	276	7	katherine	katherine	PROPN
cblr-14234	276	8	ireland	ireland	PROPN
cblr-14234	276	9	&	&	CCONJ
cblr-14234	276	10	caroline	caroline	PROPN
cblr-14234	276	11	kraczon	kraczon	PROPN
cblr-14234	276	12	,	,	PUNCT
cblr-14234	276	13	tl;dr	tl;dr	PROPN
cblr-14234	276	14	:	:	PUNCT
cblr-14234	276	15	the	the	DET
cblr-14234	276	16	law	law	NOUN
cblr-14234	276	17	and	and	CCONJ
cblr-14234	276	18	linguistics	linguistic	NOUN
cblr-14234	276	19	of	of	ADP
cblr-14234	276	20	social	social	ADJ
cblr-14234	276	21	platform	platform	NOUN
cblr-14234	276	22	terms	term	NOUN
cblr-14234	276	23	-	-	PUNCT
cblr-14234	276	24	of	of	ADP
cblr-14234	276	25	-	-	PUNCT
cblr-14234	276	26	use	use	NOUN
cblr-14234	276	27	,	,	PUNCT
cblr-14234	276	28	39	39	NUM
cblr-14234	276	29	berkely	berkely	PROPN
cblr-14234	276	30	tech	tech	NOUN
cblr-14234	276	31	.	.	PUNCT
cblr-14234	277	1	&	&	CCONJ
cblr-14234	277	2	law	law	PROPN
cblr-14234	277	3	j.	j.	PROPN
cblr-14234	277	4	47	47	NUM
cblr-14234	277	5	,	,	PUNCT
cblr-14234	277	6	84	84	NUM
cblr-14234	277	7	(	(	PUNCT
cblr-14234	277	8	2023	2023	NUM
cblr-14234	277	9	)	)	PUNCT
cblr-14234	277	10	(	(	PUNCT
cblr-14234	277	11	analyzing	analyze	VERB
cblr-14234	277	12	196	196	NUM
cblr-14234	277	13	terms	term	NOUN
cblr-14234	277	14	of	of	ADP
cblr-14234	277	15	use	use	NOUN
cblr-14234	277	16	from	from	ADP
cblr-14234	277	17	75	75	NUM
cblr-14234	277	18	digital	digital	ADJ
cblr-14234	277	19	platforms	platform	NOUN
cblr-14234	277	20	on	on	ADP
cblr-14234	277	21	a	a	DET
cblr-14234	277	22	variety	variety	NOUN
cblr-14234	277	23	of	of	ADP
cblr-14234	277	24	linguistic	linguistic	ADJ
cblr-14234	277	25	metrics	metric	NOUN
cblr-14234	277	26	and	and	CCONJ
cblr-14234	277	27	concluding	conclude	VERB
cblr-14234	277	28	they	they	PRON
cblr-14234	277	29	are	be	AUX
cblr-14234	277	30	“	"	PUNCT
cblr-14234	277	31	incomprehensible	incomprehensible	ADJ
cblr-14234	277	32	to	to	ADP
cblr-14234	277	33	a	a	DET
cblr-14234	277	34	broad	broad	ADJ
cblr-14234	277	35	audience	audience	NOUN
cblr-14234	277	36	”	"	PUNCT
cblr-14234	277	37	and	and	CCONJ
cblr-14234	277	38	generally	generally	ADV
cblr-14234	277	39	require	require	VERB
cblr-14234	277	40	at	at	ADP
cblr-14234	277	41	least	least	ADJ
cblr-14234	277	42	some	some	DET
cblr-14234	277	43	college	college	NOUN
cblr-14234	277	44	-	-	PUNCT
cblr-14234	277	45	level	level	NOUN
cblr-14234	277	46	coursework	coursework	NOUN
cblr-14234	277	47	to	to	PART
cblr-14234	277	48	understand	understand	VERB
cblr-14234	277	49	)	)	PUNCT
cblr-14234	277	50	;	;	PUNCT
cblr-14234	277	51	kyle	kyle	PROPN
cblr-14234	277	52	d.	d.	PROPN
cblr-14234	277	53	logue	logue	PROPN
cblr-14234	277	54	,	,	PUNCT
cblr-14234	277	55	daniel	daniel	PROPN
cblr-14234	277	56	b.	b.	PROPN
cblr-14234	277	57	schwarcz	schwarcz	PROPN
cblr-14234	277	58	&	&	CCONJ
cblr-14234	277	59	brenda	brenda	PROPN
cblr-14234	277	60	j.	j.	PROPN
cblr-14234	277	61	cude	cude	PROPN
cblr-14234	277	62	,	,	PUNCT
cblr-14234	277	63	the	the	DET
cblr-14234	277	64	value	value	NOUN
cblr-14234	277	65	and	and	CCONJ
cblr-14234	277	66	reality	reality	NOUN
cblr-14234	277	67	of	of	ADP
cblr-14234	277	68	transparent	transparent	ADJ
cblr-14234	277	69	consumer	consumer	NOUN
cblr-14234	277	70	insurance	insurance	NOUN
cblr-14234	277	71	contracts	contract	NOUN
cblr-14234	277	72	15–20	15–20	NUM
cblr-14234	277	73	(	(	PUNCT
cblr-14234	277	74	october	october	PROPN
cblr-14234	277	75	27	27	NUM
cblr-14234	277	76	,	,	PUNCT
cblr-14234	277	77	2022	2022	NUM
cblr-14234	277	78	)	)	PUNCT
cblr-14234	277	79	.	.	PUNCT
cblr-14234	278	1	available	available	ADJ
cblr-14234	278	2	at	at	ADP
cblr-14234	278	3	ssrn	ssrn	NOUN
cblr-14234	278	4	:	:	PUNCT
cblr-14234	278	5	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4260410	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4260410	PROPN
cblr-14234	278	6	[	[	X
cblr-14234	278	7	https://perma.cc/heg9-kakb	https://perma.cc/heg9-kakb	NUM
cblr-14234	278	8	]	]	PUNCT
cblr-14234	278	9	(	(	PUNCT
cblr-14234	278	10	surveying	survey	VERB
cblr-14234	278	11	research	research	NOUN
cblr-14234	278	12	measuring	measure	VERB
cblr-14234	278	13	consumer	consumer	NOUN
cblr-14234	278	14	understanding	understanding	NOUN
cblr-14234	278	15	of	of	ADP
cblr-14234	278	16	insurance	insurance	NOUN
cblr-14234	278	17	policies	policy	NOUN
cblr-14234	278	18	)	)	PUNCT
cblr-14234	278	19	.	.	PUNCT
cblr-14234	279	1	480	480	NUM
cblr-14234	279	2	columbia	columbia	PROPN
cblr-14234	279	3	business	business	PROPN
cblr-14234	279	4	law	law	PROPN
cblr-14234	279	5	review	review	NOUN
cblr-14234	279	6	[	[	X
cblr-14234	279	7	vol	vol	NOUN
cblr-14234	279	8	.	.	NOUN
cblr-14234	279	9	2024	2024	NUM
cblr-14234	279	10	“	"	PUNCT
cblr-14234	279	11	consumer	consumer	NOUN
cblr-14234	279	12	contracts	contract	NOUN
cblr-14234	279	13	are	be	AUX
cblr-14234	279	14	drafted	draft	VERB
cblr-14234	279	15	at	at	ADP
cblr-14234	279	16	a	a	DET
cblr-14234	279	17	college	college	NOUN
cblr-14234	279	18	level	level	NOUN
cblr-14234	279	19	—	—	PUNCT
cblr-14234	279	20	six	six	NUM
cblr-14234	279	21	grade	grade	NOUN
cblr-14234	279	22	levels	level	NOUN
cblr-14234	279	23	(	(	PUNCT
cblr-14234	279	24	or	or	CCONJ
cblr-14234	279	25	greater	great	ADJ
cblr-14234	279	26	)	)	PUNCT
cblr-14234	279	27	higher	high	ADJ
cblr-14234	279	28	than	than	ADP
cblr-14234	279	29	the	the	DET
cblr-14234	279	30	average	average	ADJ
cblr-14234	279	31	american	american	PROPN
cblr-14234	279	32	adult	adult	PROPN
cblr-14234	279	33	’s	’s	PART
cblr-14234	279	34	reading	reading	NOUN
cblr-14234	279	35	level	level	NOUN
cblr-14234	279	36	.	.	PUNCT
cblr-14234	280	1	”61	”61	NOUN
cblr-14234	280	2	for	for	ADP
cblr-14234	280	3	example	example	NOUN
cblr-14234	280	4	,	,	PUNCT
cblr-14234	280	5	the	the	DET
cblr-14234	280	6	average	average	ADJ
cblr-14234	280	7	retailer	retailer	NOUN
cblr-14234	280	8	contract	contract	NOUN
cblr-14234	280	9	required	require	VERB
cblr-14234	280	10	a	a	DET
cblr-14234	280	11	collegiate	collegiate	ADJ
cblr-14234	280	12	level	level	NOUN
cblr-14234	280	13	of	of	ADP
cblr-14234	280	14	reading	reading	NOUN
cblr-14234	280	15	and	and	CCONJ
cblr-14234	280	16	most	most	ADV
cblr-14234	280	17	contained	contain	VERB
cblr-14234	280	18	arbitration	arbitration	NOUN
cblr-14234	280	19	clauses	clause	NOUN
cblr-14234	280	20	requiring	require	VERB
cblr-14234	280	21	“	"	PUNCT
cblr-14234	280	22	nearly	nearly	ADV
cblr-14234	280	23	three	three	NUM
cblr-14234	280	24	years	year	NOUN
cblr-14234	280	25	of	of	ADP
cblr-14234	280	26	college	college	NOUN
cblr-14234	280	27	”	"	PUNCT
cblr-14234	280	28	to	to	PART
cblr-14234	280	29	read	read	VERB
cblr-14234	280	30	,	,	PUNCT
cblr-14234	280	31	warranty	warranty	NOUN
cblr-14234	280	32	disclaimers	disclaimer	NOUN
cblr-14234	280	33	requiring	require	VERB
cblr-14234	280	34	a	a	DET
cblr-14234	280	35	master	master	NOUN
cblr-14234	280	36	’s	’s	NOUN
cblr-14234	280	37	degree	degree	NOUN
cblr-14234	280	38	level	level	NOUN
cblr-14234	280	39	of	of	ADP
cblr-14234	280	40	reading	reading	NOUN
cblr-14234	280	41	,	,	PUNCT
cblr-14234	280	42	and	and	CCONJ
cblr-14234	280	43	damage	damage	NOUN
cblr-14234	280	44	cap	cap	NOUN
cblr-14234	280	45	clauses	clause	NOUN
cblr-14234	280	46	that	that	PRON
cblr-14234	280	47	only	only	ADV
cblr-14234	280	48	people	people	NOUN
cblr-14234	280	49	with	with	ADP
cblr-14234	280	50	a	a	DET
cblr-14234	280	51	ph.d	ph.d	PROPN
cblr-14234	280	52	.	.	PUNCT
cblr-14234	281	1	reading	read	VERB
cblr-14234	281	2	level	level	NOUN
cblr-14234	281	3	could	could	AUX
cblr-14234	281	4	understand.62	understand.62	VERB
cblr-14234	281	5	the	the	DET
cblr-14234	281	6	contracts	contract	NOUN
cblr-14234	281	7	from	from	ADP
cblr-14234	281	8	the	the	DET
cblr-14234	281	9	top	top	ADJ
cblr-14234	281	10	100	100	NUM
cblr-14234	281	11	digital	digital	ADJ
cblr-14234	281	12	companies,100	companies,100	NOUN
cblr-14234	281	13	largest	large	ADJ
cblr-14234	281	14	retailers	retailer	NOUN
cblr-14234	281	15	,	,	PUNCT
cblr-14234	281	16	and	and	CCONJ
cblr-14234	281	17	50	50	NUM
cblr-14234	281	18	largest	large	ADJ
cblr-14234	281	19	banks	bank	NOUN
cblr-14234	281	20	all	all	PRON
cblr-14234	281	21	required	require	VERB
cblr-14234	281	22	a	a	DET
cblr-14234	281	23	collegiate	collegiate	ADJ
cblr-14234	281	24	reading	reading	NOUN
cblr-14234	281	25	level	level	NOUN
cblr-14234	281	26	between	between	ADP
cblr-14234	281	27	six	six	NUM
cblr-14234	281	28	and	and	CCONJ
cblr-14234	281	29	eight	eight	NUM
cblr-14234	281	30	grades	grade	NOUN
cblr-14234	281	31	higher	high	ADJ
cblr-14234	281	32	than	than	ADP
cblr-14234	281	33	the	the	DET
cblr-14234	281	34	average	average	ADJ
cblr-14234	281	35	u.s	u.s	PROPN
cblr-14234	281	36	.	.	PROPN
cblr-14234	281	37	adult	adult	PROPN
cblr-14234	281	38	reading	reading	NOUN
cblr-14234	281	39	level.63	level.63	PROPN
cblr-14234	281	40	most	most	ADJ
cblr-14234	281	41	arbitration	arbitration	NOUN
cblr-14234	281	42	and	and	CCONJ
cblr-14234	281	43	warranty	warranty	NOUN
cblr-14234	281	44	disclaimer	disclaimer	NOUN
cblr-14234	281	45	clauses	clause	NOUN
cblr-14234	281	46	were	be	AUX
cblr-14234	281	47	harder	hard	ADJ
cblr-14234	281	48	to	to	PART
cblr-14234	281	49	read	read	VERB
cblr-14234	281	50	than	than	ADP
cblr-14234	281	51	the	the	DET
cblr-14234	281	52	contract	contract	NOUN
cblr-14234	281	53	itself.64	itself.64	NOUN
cblr-14234	281	54	in	in	ADP
cblr-14234	281	55	fact	fact	NOUN
cblr-14234	281	56	,	,	PUNCT
cblr-14234	281	57	certain	certain	ADJ
cblr-14234	281	58	liability	liability	NOUN
cblr-14234	281	59	limitations	limitation	NOUN
cblr-14234	281	60	clauses	clause	NOUN
cblr-14234	281	61	were	be	AUX
cblr-14234	281	62	as	as	ADV
cblr-14234	281	63	high	high	ADJ
cblr-14234	281	64	as	as	ADP
cblr-14234	281	65	a	a	DET
cblr-14234	281	66	grade	grade	NOUN
cblr-14234	281	67	20	20	NUM
cblr-14234	281	68	,	,	PUNCT
cblr-14234	281	69	21	21	NUM
cblr-14234	281	70	,	,	PUNCT
cblr-14234	281	71	28	28	NUM
cblr-14234	281	72	,	,	PUNCT
cblr-14234	281	73	and	and	CCONJ
cblr-14234	281	74	even	even	ADV
cblr-14234	281	75	29	29	NUM
cblr-14234	281	76	reading	read	VERB
cblr-14234	281	77	levels.65	levels.65	NOUN
cblr-14234	281	78	such	such	ADJ
cblr-14234	281	79	results	result	NOUN
cblr-14234	281	80	make	make	VERB
cblr-14234	281	81	one	one	NUM
cblr-14234	281	82	wonder	wonder	NOUN
cblr-14234	281	83	if	if	SCONJ
cblr-14234	281	84	the	the	DET
cblr-14234	281	85	lawyers	lawyer	NOUN
cblr-14234	281	86	who	who	PRON
cblr-14234	281	87	drafted	draft	VERB
cblr-14234	281	88	them	they	PRON
cblr-14234	281	89	could	could	AUX
cblr-14234	281	90	even	even	ADV
cblr-14234	281	91	understand	understand	VERB
cblr-14234	281	92	them	they	PRON
cblr-14234	281	93	.	.	PUNCT
cblr-14234	282	1	almost	almost	ADV
cblr-14234	282	2	no	no	DET
cblr-14234	282	3	american	american	PROPN
cblr-14234	282	4	has	have	VERB
cblr-14234	282	5	even	even	ADV
cblr-14234	282	6	a	a	DET
cblr-14234	282	7	remote	remote	ADJ
cblr-14234	282	8	chance	chance	NOUN
cblr-14234	282	9	at	at	ADP
cblr-14234	282	10	understanding	understand	VERB
cblr-14234	282	11	rights	right	NOUN
cblr-14234	282	12	-	-	PUNCT
cblr-14234	282	13	foreclosure	foreclosure	NOUN
cblr-14234	282	14	clauses	clause	NOUN
cblr-14234	282	15	;	;	PUNCT
cblr-14234	282	16	“	"	PUNCT
cblr-14234	282	17	while	while	SCONJ
cblr-14234	282	18	consumer	consumer	NOUN
cblr-14234	282	19	contracts	contract	NOUN
cblr-14234	282	20	are	be	AUX
cblr-14234	282	21	unreadable	unreadable	ADJ
cblr-14234	282	22	,	,	PUNCT
cblr-14234	282	23	rights	right	NOUN
cblr-14234	282	24	-	-	PUNCT
cblr-14234	282	25	foreclosure	foreclosure	NOUN
cblr-14234	282	26	clauses	clause	NOUN
cblr-14234	282	27	are	be	AUX
cblr-14234	282	28	indecipherable	indecipherable	ADJ
cblr-14234	282	29	.	.	PUNCT
cblr-14234	283	1	”66	”66	PUNCT
cblr-14234	284	1	the	the	DET
cblr-14234	284	2	precise	precise	ADJ
cblr-14234	284	3	writing	writing	NOUN
cblr-14234	284	4	features	feature	NOUN
cblr-14234	284	5	that	that	PRON
cblr-14234	284	6	make	make	VERB
cblr-14234	284	7	contracts	contract	NOUN
cblr-14234	284	8	incomprehensible	incomprehensible	ADJ
cblr-14234	284	9	needs	need	VERB
cblr-14234	284	10	more	more	ADJ
cblr-14234	284	11	study	study	NOUN
cblr-14234	284	12	.	.	PUNCT
cblr-14234	285	1	but	but	CCONJ
cblr-14234	285	2	among	among	ADP
cblr-14234	285	3	the	the	DET
cblr-14234	285	4	most	most	ADV
cblr-14234	285	5	common	common	ADJ
cblr-14234	285	6	are	be	AUX
cblr-14234	285	7	obtuse	obtuse	ADJ
cblr-14234	285	8	language	language	NOUN
cblr-14234	285	9	and	and	CCONJ
cblr-14234	285	10	jargon	jargon	NOUN
cblr-14234	285	11	,	,	PUNCT
cblr-14234	285	12	center	center	NOUN
cblr-14234	285	13	-	-	PUNCT
cblr-14234	285	14	embedded	embed	VERB
cblr-14234	285	15	clauses	clause	NOUN
cblr-14234	285	16	,	,	PUNCT
cblr-14234	285	17	unclear	unclear	ADJ
cblr-14234	285	18	or	or	CCONJ
cblr-14234	285	19	counterintuitive	counterintuitive	ADJ
cblr-14234	285	20	organization	organization	NOUN
cblr-14234	285	21	,	,	PUNCT
cblr-14234	285	22	passive	passive	ADJ
cblr-14234	285	23	voice	voice	NOUN
cblr-14234	285	24	,	,	PUNCT
cblr-14234	285	25	nonstandard	nonstandard	ADJ
cblr-14234	285	26	capitalization	capitalization	NOUN
cblr-14234	285	27	,	,	PUNCT
cblr-14234	285	28	and	and	CCONJ
cblr-14234	285	29	even	even	ADV
cblr-14234	285	30	poor	poor	ADJ
cblr-14234	285	31	font	font	NOUN
cblr-14234	285	32	style	style	NOUN
cblr-14234	285	33	and	and	CCONJ
cblr-14234	285	34	size.67	size.67	VERB
cblr-14234	285	35	61	61	NUM
cblr-14234	285	36	michael	michael	PROPN
cblr-14234	285	37	l.	l.	PROPN
cblr-14234	285	38	rustad	rustad	PROPN
cblr-14234	285	39	,	,	PUNCT
cblr-14234	285	40	why	why	SCONJ
cblr-14234	285	41	a	a	DET
cblr-14234	285	42	new	new	ADJ
cblr-14234	285	43	deal	deal	NOUN
cblr-14234	285	44	must	must	AUX
cblr-14234	285	45	address	address	VERB
cblr-14234	285	46	the	the	DET
cblr-14234	285	47	readability	readability	NOUN
cblr-14234	285	48	of	of	ADP
cblr-14234	285	49	u.s	u.s	PROPN
cblr-14234	285	50	.	.	PROPN
cblr-14234	285	51	consumer	consumer	NOUN
cblr-14234	285	52	contracts	contract	NOUN
cblr-14234	285	53	,	,	PUNCT
cblr-14234	285	54	44	44	NUM
cblr-14234	285	55	cardozo	cardozo	PROPN
cblr-14234	285	56	l.	l.	PROPN
cblr-14234	285	57	rev	rev	PROPN
cblr-14234	285	58	.	.	PROPN
cblr-14234	285	59	521	521	NUM
cblr-14234	285	60	,	,	PUNCT
cblr-14234	285	61	524–25	524–25	NUM
cblr-14234	285	62	(	(	PUNCT
cblr-14234	285	63	2022	2022	NUM
cblr-14234	285	64	)	)	PUNCT
cblr-14234	285	65	.	.	PUNCT
cblr-14234	286	1	62	62	NUM
cblr-14234	287	1	i	i	PRON
cblr-14234	287	2	d.	d.	PROPN
cblr-14234	287	3	at	at	ADP
cblr-14234	287	4	547	547	NUM
cblr-14234	287	5	.	.	PUNCT
cblr-14234	288	1	63	63	NUM
cblr-14234	289	1	i	i	PRON
cblr-14234	289	2	d.	d.	PROPN
cblr-14234	289	3	at	at	ADP
cblr-14234	289	4	549–51	549–51	PROPN
cblr-14234	289	5	.	.	PUNCT
cblr-14234	290	1	64	64	NUM
cblr-14234	291	1	i	i	PRON
cblr-14234	291	2	d.	d.	NOUN
cblr-14234	291	3	at	at	ADP
cblr-14234	291	4	563–65	563–65	NUM
cblr-14234	291	5	.	.	PUNCT
cblr-14234	292	1	65	65	NUM
cblr-14234	293	1	i	i	PRON
cblr-14234	293	2	d.	d.	PROPN
cblr-14234	293	3	at	at	ADP
cblr-14234	293	4	558–59	558–59	NOUN
cblr-14234	293	5	.	.	PUNCT
cblr-14234	294	1	66	66	NUM
cblr-14234	295	1	i	i	PRON
cblr-14234	295	2	d.	d.	PROPN
cblr-14234	295	3	at	at	ADP
cblr-14234	295	4	559	559	NUM
cblr-14234	295	5	,	,	PUNCT
cblr-14234	295	6	565	565	NUM
cblr-14234	295	7	(	(	PUNCT
cblr-14234	295	8	emphasis	emphasis	NOUN
cblr-14234	295	9	in	in	ADP
cblr-14234	295	10	original	original	ADJ
cblr-14234	295	11	)	)	PUNCT
cblr-14234	295	12	.	.	PUNCT
cblr-14234	296	1	67	67	NUM
cblr-14234	296	2	eric	eric	PROPN
cblr-14234	296	3	martinez	martinez	PROPN
cblr-14234	296	4	,	,	PUNCT
cblr-14234	296	5	francis	francis	PROPN
cblr-14234	296	6	mollic	mollic	PROPN
cblr-14234	296	7	,	,	PUNCT
cblr-14234	296	8	&	&	CCONJ
cblr-14234	296	9	edward	edward	PROPN
cblr-14234	296	10	gibson	gibson	PROPN
cblr-14234	296	11	,	,	PUNCT
cblr-14234	296	12	poor	poor	ADJ
cblr-14234	296	13	writing	writing	NOUN
cblr-14234	296	14	,	,	PUNCT
cblr-14234	296	15	not	not	PART
cblr-14234	296	16	specialized	specialized	ADJ
cblr-14234	296	17	concepts	concept	NOUN
cblr-14234	296	18	,	,	PUNCT
cblr-14234	296	19	drives	drive	VERB
cblr-14234	296	20	processing	processing	NOUN
cblr-14234	296	21	difficulty	difficulty	NOUN
cblr-14234	296	22	in	in	ADP
cblr-14234	296	23	legal	legal	ADJ
cblr-14234	296	24	language	language	NOUN
cblr-14234	296	25	,	,	PUNCT
cblr-14234	296	26	224	224	NUM
cblr-14234	296	27	cognition	cognition	NOUN
cblr-14234	296	28	1–8	1–8	NOUN
cblr-14234	296	29	(	(	PUNCT
cblr-14234	296	30	2022	2022	NUM
cblr-14234	296	31	)	)	PUNCT
cblr-14234	296	32	;	;	PUNCT
cblr-14234	296	33	becher	becher	PROPN
cblr-14234	296	34	&	&	CCONJ
cblr-14234	296	35	benoliel	benoliel	PROPN
cblr-14234	296	36	,	,	PUNCT
cblr-14234	296	37	supra	supra	PROPN
cblr-14234	296	38	note	note	PROPN
cblr-14234	296	39	5	5	NUM
cblr-14234	296	40	,	,	PUNCT
cblr-14234	296	41	at	at	ADP
cblr-14234	296	42	61–62	61–62	NUM
cblr-14234	296	43	.	.	PUNCT
cblr-14234	297	1	no	no	INTJ
cblr-14234	297	2	.	.	NOUN
cblr-14234	298	1	2	2	NUM
cblr-14234	298	2	]	]	PUNCT
cblr-14234	298	3	the	the	DET
cblr-14234	298	4	duty	duty	NOUN
cblr-14234	298	5	to	to	PART
cblr-14234	298	6	make	make	VERB
cblr-14234	298	7	contracts	contract	NOUN
cblr-14234	298	8	understandable	understandable	ADJ
cblr-14234	298	9	481	481	NUM
cblr-14234	298	10	in	in	ADP
cblr-14234	298	11	addition	addition	NOUN
cblr-14234	298	12	to	to	ADP
cblr-14234	298	13	discouraging	discourage	VERB
cblr-14234	298	14	consumers	consumer	NOUN
cblr-14234	298	15	from	from	ADP
cblr-14234	298	16	reading	read	VERB
cblr-14234	298	17	contracts	contract	NOUN
cblr-14234	298	18	,	,	PUNCT
cblr-14234	298	19	complex	complex	ADJ
cblr-14234	298	20	contract	contract	NOUN
cblr-14234	298	21	design	design	NOUN
cblr-14234	298	22	ensures	ensure	VERB
cblr-14234	298	23	consumers	consumer	NOUN
cblr-14234	298	24	can	can	AUX
cblr-14234	298	25	not	not	PART
cblr-14234	298	26	fully	fully	ADV
cblr-14234	298	27	understand	understand	VERB
cblr-14234	298	28	the	the	DET
cblr-14234	298	29	contracts	contract	NOUN
cblr-14234	298	30	they	they	PRON
cblr-14234	298	31	attempt	attempt	VERB
cblr-14234	298	32	to	to	AUX
cblr-14234	298	33	read.68	read.68	PROPN
cblr-14234	298	34	b.	b.	PROPN
cblr-14234	298	35	leveraging	leverage	VERB
cblr-14234	298	36	technology	technology	NOUN
cblr-14234	298	37	and	and	CCONJ
cblr-14234	298	38	data	datum	NOUN
cblr-14234	298	39	against	against	ADP
cblr-14234	298	40	consumers	consumer	NOUN
cblr-14234	298	41	even	even	ADV
cblr-14234	298	42	more	more	ADV
cblr-14234	298	43	concerning	concerning	ADJ
cblr-14234	298	44	,	,	PUNCT
cblr-14234	298	45	sellers	seller	NOUN
cblr-14234	298	46	now	now	ADV
cblr-14234	298	47	leverage	leverage	VERB
cblr-14234	298	48	technology	technology	NOUN
cblr-14234	298	49	to	to	PART
cblr-14234	298	50	actively	actively	ADV
cblr-14234	298	51	learn	learn	VERB
cblr-14234	298	52	about	about	ADP
cblr-14234	298	53	,	,	PUNCT
cblr-14234	298	54	target	target	VERB
cblr-14234	298	55	,	,	PUNCT
cblr-14234	298	56	and	and	CCONJ
cblr-14234	298	57	exploit	exploit	VERB
cblr-14234	298	58	“	"	PUNCT
cblr-14234	298	59	consumers	consumer	NOUN
cblr-14234	298	60	’	'	PUNCT
cblr-14234	298	61	cognitive	cognitive	ADJ
cblr-14234	298	62	vulnerabilities	vulnerability	NOUN
cblr-14234	298	63	.	.	PUNCT
cblr-14234	299	1	”69	”69	VERB
cblr-14234	299	2	known	know	VERB
cblr-14234	299	3	as	as	ADP
cblr-14234	299	4	dark	dark	ADJ
cblr-14234	299	5	patterns	pattern	NOUN
cblr-14234	299	6	or	or	CCONJ
cblr-14234	299	7	dark	dark	ADJ
cblr-14234	299	8	contracts	contract	NOUN
cblr-14234	299	9	,	,	PUNCT
cblr-14234	299	10	some	some	DET
cblr-14234	299	11	sellers	seller	NOUN
cblr-14234	299	12	design	design	VERB
cblr-14234	299	13	electronic	electronic	ADJ
cblr-14234	299	14	interfaces	interface	NOUN
cblr-14234	299	15	to	to	PART
cblr-14234	299	16	subvert	subvert	VERB
cblr-14234	299	17	or	or	CCONJ
cblr-14234	299	18	impair	impair	VERB
cblr-14234	299	19	consumers.70	consumers.70	NOUN
cblr-14234	299	20	dark	dark	ADJ
cblr-14234	299	21	patterns	pattern	NOUN
cblr-14234	299	22	“	"	PUNCT
cblr-14234	299	23	knowingly	knowingly	ADV
cblr-14234	299	24	confuse	confuse	VERB
cblr-14234	299	25	users	user	NOUN
cblr-14234	299	26	,	,	PUNCT
cblr-14234	299	27	make	make	VERB
cblr-14234	299	28	68	68	NUM
cblr-14234	299	29	mary	mary	PROPN
cblr-14234	299	30	beth	beth	PROPN
cblr-14234	299	31	beazley	beazley	PROPN
cblr-14234	299	32	,	,	PUNCT
cblr-14234	299	33	hiding	hide	VERB
cblr-14234	299	34	in	in	ADP
cblr-14234	299	35	plain	plain	ADJ
cblr-14234	299	36	sight	sight	NOUN
cblr-14234	299	37	:	:	PUNCT
cblr-14234	299	38	"	"	PUNCT
cblr-14234	299	39	conspicuous	conspicuous	ADJ
cblr-14234	299	40	type	type	NOUN
cblr-14234	299	41	"	"	PUNCT
cblr-14234	299	42	standards	standard	NOUN
cblr-14234	299	43	in	in	ADP
cblr-14234	299	44	mandated	mandate	VERB
cblr-14234	299	45	communication	communication	NOUN
cblr-14234	299	46	statutes	statute	NOUN
cblr-14234	299	47	,	,	PUNCT
cblr-14234	299	48	40	40	NUM
cblr-14234	299	49	j.	j.	PROPN
cblr-14234	299	50	legis	legis	PROPN
cblr-14234	299	51	.	.	PUNCT
cblr-14234	300	1	1	1	NUM
cblr-14234	300	2	,	,	PUNCT
cblr-14234	300	3	28	28	NUM
cblr-14234	300	4	(	(	PUNCT
cblr-14234	300	5	2014	2014	NUM
cblr-14234	300	6	)	)	PUNCT
cblr-14234	300	7	;	;	PUNCT
cblr-14234	300	8	kenneth	kenneth	PROPN
cblr-14234	300	9	b.	b.	PROPN
cblr-14234	300	10	firtel	firtel	PROPN
cblr-14234	300	11	,	,	PUNCT
cblr-14234	300	12	plain	plain	ADJ
cblr-14234	300	13	english	english	PROPN
cblr-14234	300	14	:	:	PUNCT
cblr-14234	300	15	a	a	DET
cblr-14234	300	16	reappraisal	reappraisal	NOUN
cblr-14234	300	17	of	of	ADP
cblr-14234	300	18	the	the	DET
cblr-14234	300	19	intended	intended	ADJ
cblr-14234	300	20	audience	audience	NOUN
cblr-14234	300	21	of	of	ADP
cblr-14234	300	22	disclosure	disclosure	NOUN
cblr-14234	300	23	under	under	ADP
cblr-14234	300	24	the	the	DET
cblr-14234	300	25	securities	security	NOUN
cblr-14234	300	26	act	act	NOUN
cblr-14234	300	27	of	of	ADP
cblr-14234	300	28	1933	1933	NUM
cblr-14234	300	29	,	,	PUNCT
cblr-14234	300	30	72	72	NUM
cblr-14234	300	31	s.	s.	PROPN
cblr-14234	300	32	cal	cal	PROPN
cblr-14234	300	33	.	.	PUNCT
cblr-14234	301	1	l.	l.	PROPN
cblr-14234	301	2	rev	rev	PROPN
cblr-14234	301	3	.	.	PROPN
cblr-14234	301	4	851	851	NUM
cblr-14234	301	5	,	,	PUNCT
cblr-14234	301	6	869–71	869–71	PROPN
cblr-14234	301	7	(	(	PUNCT
cblr-14234	301	8	1999	1999	NUM
cblr-14234	301	9	)	)	PUNCT
cblr-14234	301	10	(	(	PUNCT
cblr-14234	301	11	“	"	PUNCT
cblr-14234	301	12	the	the	DET
cblr-14234	301	13	issue	issue	NOUN
cblr-14234	301	14	of	of	ADP
cblr-14234	301	15	whether	whether	SCONJ
cblr-14234	301	16	disclosure	disclosure	NOUN
cblr-14234	301	17	is	be	AUX
cblr-14234	301	18	intended	intend	VERB
cblr-14234	301	19	for	for	SCONJ
cblr-14234	301	20	average	average	ADJ
cblr-14234	301	21	investors	investor	NOUN
cblr-14234	301	22	decreases	decrease	VERB
cblr-14234	301	23	in	in	ADP
cblr-14234	301	24	importance	importance	NOUN
cblr-14234	301	25	if	if	SCONJ
cblr-14234	301	26	the	the	DET
cblr-14234	301	27	investors	investor	NOUN
cblr-14234	301	28	are	be	AUX
cblr-14234	301	29	not	not	PART
cblr-14234	301	30	reading	read	VERB
cblr-14234	301	31	the	the	DET
cblr-14234	301	32	prospectus	prospectus	NOUN
cblr-14234	301	33	because	because	SCONJ
cblr-14234	301	34	they	they	PRON
cblr-14234	301	35	do	do	AUX
cblr-14234	301	36	not	not	PART
cblr-14234	301	37	have	have	VERB
cblr-14234	301	38	faith	faith	NOUN
cblr-14234	301	39	in	in	ADP
cblr-14234	301	40	its	its	PRON
cblr-14234	301	41	ability	ability	NOUN
cblr-14234	301	42	to	to	PART
cblr-14234	301	43	clearly	clearly	ADV
cblr-14234	301	44	present	present	VERB
cblr-14234	301	45	the	the	DET
cblr-14234	301	46	information	information	NOUN
cblr-14234	301	47	.	.	PUNCT
cblr-14234	301	48	”	"	PUNCT
cblr-14234	301	49	)	)	PUNCT
cblr-14234	301	50	;	;	PUNCT
cblr-14234	301	51	cogan	cogan	NOUN
cblr-14234	301	52	,	,	PUNCT
cblr-14234	301	53	supra	supra	PROPN
cblr-14234	301	54	note	note	NOUN
cblr-14234	301	55	54	54	NUM
cblr-14234	301	56	,	,	PUNCT
cblr-14234	301	57	at	at	ADP
cblr-14234	301	58	102–03	102–03	PROPN
cblr-14234	301	59	(	(	PUNCT
cblr-14234	301	60	“	"	PUNCT
cblr-14234	301	61	law	law	NOUN
cblr-14234	301	62	professors	professor	NOUN
cblr-14234	301	63	,	,	PUNCT
cblr-14234	301	64	treatises	treatise	NOUN
cblr-14234	301	65	,	,	PUNCT
cblr-14234	301	66	commentators	commentator	NOUN
cblr-14234	301	67	and	and	CCONJ
cblr-14234	301	68	the	the	DET
cblr-14234	301	69	restatement	restatement	NOUN
cblr-14234	301	70	(	(	PUNCT
cblr-14234	301	71	second	second	ADJ
cblr-14234	301	72	)	)	PUNCT
cblr-14234	301	73	of	of	ADP
cblr-14234	301	74	contracts	contract	NOUN
cblr-14234	301	75	all	all	PRON
cblr-14234	301	76	concede	concede	VERB
cblr-14234	301	77	that	that	SCONJ
cblr-14234	301	78	people	people	NOUN
cblr-14234	301	79	do	do	AUX
cblr-14234	301	80	not	not	PART
cblr-14234	301	81	read	read	VERB
cblr-14234	301	82	their	their	PRON
cblr-14234	301	83	insurance	insurance	NOUN
cblr-14234	301	84	contracts	contract	NOUN
cblr-14234	301	85	,	,	PUNCT
cblr-14234	301	86	due	due	ADJ
cblr-14234	301	87	in	in	ADP
cblr-14234	301	88	large	large	ADJ
cblr-14234	301	89	part	part	NOUN
cblr-14234	301	90	to	to	ADP
cblr-14234	301	91	the	the	DET
cblr-14234	301	92	complexity	complexity	NOUN
cblr-14234	301	93	of	of	ADP
cblr-14234	301	94	the	the	DET
cblr-14234	301	95	contracts	contract	NOUN
cblr-14234	301	96	.	.	PUNCT
cblr-14234	301	97	”	"	PUNCT
cblr-14234	301	98	)	)	PUNCT
cblr-14234	301	99	.	.	PUNCT
cblr-14234	302	1	69	69	NUM
cblr-14234	302	2	lonegrass	lonegrass	NOUN
cblr-14234	302	3	,	,	PUNCT
cblr-14234	302	4	supra	supra	NOUN
cblr-14234	302	5	note	note	NOUN
cblr-14234	302	6	4	4	NUM
cblr-14234	302	7	,	,	PUNCT
cblr-14234	302	8	at	at	ADP
cblr-14234	302	9	3–64	3–64	PROPN
cblr-14234	302	10	.	.	PUNCT
cblr-14234	303	1	70	70	NUM
cblr-14234	303	2	jennifer	jennifer	PROPN
cblr-14234	303	3	king	king	PROPN
cblr-14234	303	4	&	&	CCONJ
cblr-14234	303	5	adriana	adriana	PROPN
cblr-14234	303	6	stephan	stephan	PROPN
cblr-14234	303	7	,	,	PUNCT
cblr-14234	303	8	regulating	regulate	VERB
cblr-14234	303	9	privacy	privacy	NOUN
cblr-14234	303	10	dark	dark	ADJ
cblr-14234	303	11	patterns	pattern	NOUN
cblr-14234	303	12	in	in	ADP
cblr-14234	303	13	practice	practice	NOUN
cblr-14234	303	14	-	-	PUNCT
cblr-14234	303	15	drawing	draw	VERB
cblr-14234	303	16	inspiration	inspiration	NOUN
cblr-14234	303	17	from	from	ADP
cblr-14234	303	18	california	california	PROPN
cblr-14234	303	19	privacy	privacy	PROPN
cblr-14234	303	20	rights	rights	PROPN
cblr-14234	303	21	act	act	PROPN
cblr-14234	303	22	,	,	PUNCT
cblr-14234	303	23	5	5	NUM
cblr-14234	303	24	geo	geo	PROPN
cblr-14234	303	25	.	.	PROPN
cblr-14234	303	26	l.	l.	PROPN
cblr-14234	303	27	tech	tech	PROPN
cblr-14234	303	28	.	.	PUNCT
cblr-14234	304	1	rev	rev	PROPN
cblr-14234	304	2	.	.	PROPN
cblr-14234	304	3	251	251	NUM
cblr-14234	304	4	,	,	PUNCT
cblr-14234	304	5	253	253	NUM
cblr-14234	304	6	(	(	PUNCT
cblr-14234	304	7	2021	2021	NUM
cblr-14234	304	8	)	)	PUNCT
cblr-14234	304	9	;	;	PUNCT
cblr-14234	304	10	budnitz	budnitz	NOUN
cblr-14234	304	11	,	,	PUNCT
cblr-14234	304	12	supra	supra	PROPN
cblr-14234	304	13	note	note	NOUN
cblr-14234	304	14	54	54	NUM
cblr-14234	304	15	,	,	PUNCT
cblr-14234	304	16	at	at	ADP
cblr-14234	304	17	422–23	422–23	PROPN
cblr-14234	304	18	(	(	PUNCT
cblr-14234	304	19	dark	dark	ADJ
cblr-14234	304	20	patterns	pattern	NOUN
cblr-14234	304	21	use	use	VERB
cblr-14234	304	22	interface	interface	NOUN
cblr-14234	304	23	design	design	NOUN
cblr-14234	304	24	to	to	PART
cblr-14234	304	25	coerce	coerce	VERB
cblr-14234	304	26	,	,	PUNCT
cblr-14234	304	27	steer	steer	VERB
cblr-14234	304	28	,	,	PUNCT
cblr-14234	304	29	or	or	CCONJ
cblr-14234	304	30	deceive	deceive	VERB
cblr-14234	304	31	user	user	NOUN
cblr-14234	304	32	into	into	ADP
cblr-14234	304	33	unintended	unintended	ADJ
cblr-14234	304	34	and	and	CCONJ
cblr-14234	304	35	potentially	potentially	ADV
cblr-14234	304	36	harmful	harmful	ADJ
cblr-14234	304	37	disclosures	disclosure	NOUN
cblr-14234	304	38	and	and	CCONJ
cblr-14234	304	39	include	include	VERB
cblr-14234	304	40	tactics	tactic	NOUN
cblr-14234	304	41	like	like	ADP
cblr-14234	304	42	fact	fact	NOUN
cblr-14234	304	43	discounts	discount	NOUN
cblr-14234	304	44	and	and	CCONJ
cblr-14234	304	45	fudged	fudge	VERB
cblr-14234	304	46	inventory	inventory	NOUN
cblr-14234	304	47	numbers	number	NOUN
cblr-14234	304	48	)	)	PUNCT
cblr-14234	304	49	;	;	PUNCT
cblr-14234	304	50	hurwitz	hurwitz	PROPN
cblr-14234	304	51	,	,	PUNCT
cblr-14234	304	52	supra	supra	PROPN
cblr-14234	304	53	note	note	PROPN
cblr-14234	304	54	42	42	NUM
cblr-14234	304	55	,	,	PUNCT
cblr-14234	304	56	at	at	ADP
cblr-14234	304	57	58	58	NUM
cblr-14234	304	58	–	–	PUNCT
cblr-14234	304	59	60	60	NUM
cblr-14234	304	60	(	(	PUNCT
cblr-14234	304	61	dark	dark	ADJ
cblr-14234	304	62	pattern	pattern	NOUN
cblr-14234	304	63	is	be	AUX
cblr-14234	304	64	“	"	PUNCT
cblr-14234	304	65	using	use	VERB
cblr-14234	304	66	design	design	NOUN
cblr-14234	304	67	to	to	PART
cblr-14234	304	68	prompt	prompt	VERB
cblr-14234	304	69	desired	desire	VERB
cblr-14234	304	70	(	(	PUNCT
cblr-14234	304	71	not	not	PART
cblr-14234	304	72	necessarily	necessarily	ADV
cblr-14234	304	73	desirable	desirable	ADJ
cblr-14234	304	74	)	)	PUNCT
cblr-14234	304	75	behavior	behavior	NOUN
cblr-14234	304	76	.	.	PUNCT
cblr-14234	304	77	”	"	PUNCT
cblr-14234	304	78	)	)	PUNCT
cblr-14234	304	79	;	;	PUNCT
cblr-14234	304	80	gregory	gregory	PROPN
cblr-14234	304	81	day	day	PROPN
cblr-14234	304	82	&	&	CCONJ
cblr-14234	304	83	abbey	abbey	PROPN
cblr-14234	304	84	stemler	stemler	PROPN
cblr-14234	304	85	,	,	PUNCT
cblr-14234	304	86	are	be	AUX
cblr-14234	304	87	dark	dark	ADJ
cblr-14234	304	88	patterns	pattern	NOUN
cblr-14234	304	89	anticompetitive	anticompetitive	ADJ
cblr-14234	304	90	?	?	PROPN
cblr-14234	304	91	,	,	PUNCT
cblr-14234	304	92	72	72	NUM
cblr-14234	304	93	ala	ala	NOUN
cblr-14234	304	94	.	.	PUNCT
cblr-14234	305	1	l.	l.	PROPN
cblr-14234	305	2	rev	rev	PROPN
cblr-14234	305	3	.	.	PROPN
cblr-14234	305	4	1	1	NUM
cblr-14234	305	5	,	,	PUNCT
cblr-14234	305	6	3–4	3–4	NUM
cblr-14234	305	7	(	(	PUNCT
cblr-14234	305	8	2020	2020	NUM
cblr-14234	305	9	)	)	PUNCT
cblr-14234	305	10	(	(	PUNCT
cblr-14234	305	11	“	"	PUNCT
cblr-14234	305	12	with	with	ADP
cblr-14234	305	13	attention	attention	NOUN
cblr-14234	305	14	drawn	draw	VERB
cblr-14234	305	15	,	,	PUNCT
cblr-14234	305	16	some	some	DET
cblr-14234	305	17	platforms	platform	NOUN
cblr-14234	305	18	then	then	ADV
cblr-14234	305	19	exploit	exploit	VERB
cblr-14234	305	20	cognitive	cognitive	ADJ
cblr-14234	305	21	vulnerabilities	vulnerability	NOUN
cblr-14234	305	22	to	to	PART
cblr-14234	305	23	guide	guide	VERB
cblr-14234	305	24	users	user	NOUN
cblr-14234	305	25	towards	towards	ADP
cblr-14234	305	26	targeted	target	VERB
cblr-14234	305	27	choices	choice	NOUN
cblr-14234	305	28	,	,	PUNCT
cblr-14234	305	29	known	know	VERB
cblr-14234	305	30	as	as	ADP
cblr-14234	305	31	‘	'	PUNCT
cblr-14234	305	32	dark	dark	ADJ
cblr-14234	305	33	patterns	pattern	NOUN
cblr-14234	305	34	.	.	PUNCT
cblr-14234	305	35	’	'	PUNCT
cblr-14234	306	1	for	for	ADP
cblr-14234	306	2	instance	instance	NOUN
cblr-14234	306	3	,	,	PUNCT
cblr-14234	306	4	an	an	DET
cblr-14234	306	5	interface	interface	NOUN
cblr-14234	306	6	can	can	AUX
cblr-14234	306	7	present	present	VERB
cblr-14234	306	8	two	two	NUM
cblr-14234	306	9	options	option	NOUN
cblr-14234	306	10	(	(	PUNCT
cblr-14234	306	11	“	"	PUNCT
cblr-14234	306	12	cancel	cancel	VERB
cblr-14234	306	13	”	"	PUNCT
cblr-14234	306	14	or	or	CCONJ
cblr-14234	306	15	“	"	PUNCT
cblr-14234	306	16	stay	stay	VERB
cblr-14234	306	17	enrolled	enrol	VERB
cblr-14234	306	18	”	"	PUNCT
cblr-14234	306	19	)	)	PUNCT
cblr-14234	306	20	where	where	SCONJ
cblr-14234	306	21	the	the	DET
cblr-14234	306	22	placement	placement	NOUN
cblr-14234	306	23	,	,	PUNCT
cblr-14234	306	24	color	color	NOUN
cblr-14234	306	25	,	,	PUNCT
cblr-14234	306	26	and	and	CCONJ
cblr-14234	306	27	size	size	NOUN
cblr-14234	306	28	of	of	ADP
cblr-14234	306	29	clickable	clickable	ADJ
cblr-14234	306	30	boxes	box	NOUN
cblr-14234	306	31	confuse	confuse	VERB
cblr-14234	306	32	users	user	NOUN
cblr-14234	306	33	into	into	ADP
cblr-14234	306	34	selecting	select	VERB
cblr-14234	306	35	the	the	DET
cblr-14234	306	36	platform	platform	NOUN
cblr-14234	306	37	's	's	PART
cblr-14234	306	38	preferred	preferred	ADJ
cblr-14234	306	39	choice	choice	NOUN
cblr-14234	306	40	--	--	PUNCT
cblr-14234	306	41	i.e.	i.e.	X
cblr-14234	306	42	,	,	PUNCT
cblr-14234	306	43	the	the	DET
cblr-14234	306	44	design	design	NOUN
cblr-14234	306	45	navigates	navigate	VERB
cblr-14234	306	46	unwitting	unwitte	VERB
cblr-14234	306	47	users	user	NOUN
cblr-14234	306	48	towards	towards	ADP
cblr-14234	306	49	remaining	remaining	AUX
cblr-14234	306	50	enrolled	enrol	VERB
cblr-14234	306	51	.	.	PUNCT
cblr-14234	307	1	additional	additional	ADJ
cblr-14234	307	2	examples	example	NOUN
cblr-14234	307	3	of	of	ADP
cblr-14234	307	4	dark	dark	ADJ
cblr-14234	307	5	patterns	pattern	NOUN
cblr-14234	307	6	include	include	VERB
cblr-14234	307	7	the	the	DET
cblr-14234	307	8	roach	roach	PROPN
cblr-14234	307	9	motel	motel	NOUN
cblr-14234	307	10	,	,	PUNCT
cblr-14234	307	11	confirm	confirm	VERB
cblr-14234	307	12	shaming	shame	VERB
cblr-14234	307	13	,	,	PUNCT
cblr-14234	307	14	and	and	CCONJ
cblr-14234	307	15	privacy	privacy	NOUN
cblr-14234	307	16	zuckering	zuckering	NOUN
cblr-14234	307	17	.	.	PUNCT
cblr-14234	307	18	”	"	PUNCT
cblr-14234	307	19	)	)	PUNCT
cblr-14234	307	20	.	.	PUNCT
cblr-14234	308	1	482	482	NUM
cblr-14234	308	2	columbia	columbia	PROPN
cblr-14234	308	3	business	business	PROPN
cblr-14234	308	4	law	law	PROPN
cblr-14234	308	5	review	review	NOUN
cblr-14234	308	6	[	[	X
cblr-14234	308	7	vol	vol	NOUN
cblr-14234	308	8	.	.	NOUN
cblr-14234	308	9	2024	2024	NUM
cblr-14234	308	10	it	it	PRON
cblr-14234	308	11	difficult	difficult	ADJ
cblr-14234	308	12	for	for	SCONJ
cblr-14234	308	13	users	user	NOUN
cblr-14234	308	14	to	to	PART
cblr-14234	308	15	express	express	VERB
cblr-14234	308	16	their	their	PRON
cblr-14234	308	17	actual	actual	ADJ
cblr-14234	308	18	preferences	preference	NOUN
cblr-14234	308	19	,	,	PUNCT
cblr-14234	308	20	or	or	CCONJ
cblr-14234	308	21	manipulate	manipulate	VERB
cblr-14234	308	22	users	user	NOUN
cblr-14234	308	23	into	into	ADP
cblr-14234	308	24	taking	take	VERB
cblr-14234	308	25	certain	certain	ADJ
cblr-14234	308	26	actions	action	NOUN
cblr-14234	308	27	.	.	PUNCT
cblr-14234	309	1	”71	”71	NOUN
cblr-14234	309	2	these	these	DET
cblr-14234	309	3	patterns	pattern	NOUN
cblr-14234	309	4	stem	stem	VERB
cblr-14234	309	5	from	from	ADP
cblr-14234	309	6	enormous	enormous	ADJ
cblr-14234	309	7	efforts	effort	NOUN
cblr-14234	309	8	to	to	PART
cblr-14234	309	9	collect	collect	VERB
cblr-14234	309	10	and	and	CCONJ
cblr-14234	309	11	analyze	analyze	VERB
cblr-14234	309	12	consumer	consumer	NOUN
cblr-14234	309	13	data	datum	NOUN
cblr-14234	309	14	.	.	PUNCT
cblr-14234	310	1	companies	company	NOUN
cblr-14234	310	2	can	can	AUX
cblr-14234	310	3	and	and	CCONJ
cblr-14234	310	4	do	do	AUX
cblr-14234	310	5	collect	collect	VERB
cblr-14234	310	6	data	datum	NOUN
cblr-14234	310	7	on	on	ADP
cblr-14234	310	8	how	how	SCONJ
cblr-14234	310	9	consumers	consumer	NOUN
cblr-14234	310	10	use	use	VERB
cblr-14234	310	11	their	their	PRON
cblr-14234	310	12	products	product	NOUN
cblr-14234	310	13	,	,	PUNCT
cblr-14234	310	14	including	include	VERB
cblr-14234	310	15	biometric	biometric	ADJ
cblr-14234	310	16	data	datum	NOUN
cblr-14234	310	17	,	,	PUNCT
cblr-14234	310	18	and	and	CCONJ
cblr-14234	310	19	hire	hire	VERB
cblr-14234	310	20	experts	expert	NOUN
cblr-14234	310	21	like	like	ADP
cblr-14234	310	22	psychologists	psychologist	NOUN
cblr-14234	310	23	and	and	CCONJ
cblr-14234	310	24	data	datum	NOUN
cblr-14234	310	25	analysts.72	analysts.72	NOUN
cblr-14234	310	26	for	for	ADP
cblr-14234	310	27	example	example	NOUN
cblr-14234	310	28	,	,	PUNCT
cblr-14234	310	29	video	video	NOUN
cblr-14234	310	30	games	game	NOUN
cblr-14234	310	31	use	use	VERB
cblr-14234	310	32	biometric	biometric	ADJ
cblr-14234	310	33	data	datum	NOUN
cblr-14234	310	34	like	like	ADP
cblr-14234	310	35	weight	weight	NOUN
cblr-14234	310	36	and	and	CCONJ
cblr-14234	310	37	facial	facial	ADJ
cblr-14234	310	38	features	feature	NOUN
cblr-14234	310	39	and	and	CCONJ
cblr-14234	310	40	financial	financial	ADJ
cblr-14234	310	41	information	information	NOUN
cblr-14234	310	42	like	like	ADP
cblr-14234	310	43	available	available	ADJ
cblr-14234	310	44	funds	fund	NOUN
cblr-14234	310	45	and	and	CCONJ
cblr-14234	310	46	spending	spending	NOUN
cblr-14234	310	47	habits	habit	NOUN
cblr-14234	310	48	to	to	PART
cblr-14234	310	49	present	present	VERB
cblr-14234	310	50	offers	offer	NOUN
cblr-14234	310	51	that	that	PRON
cblr-14234	310	52	maximize	maximize	VERB
cblr-14234	310	53	the	the	DET
cblr-14234	310	54	chance	chance	NOUN
cblr-14234	310	55	players	player	NOUN
cblr-14234	310	56	spend.73	spend.73	PROPN
cblr-14234	310	57	video	video	NOUN
cblr-14234	310	58	games	game	NOUN
cblr-14234	310	59	cleverly	cleverly	ADV
cblr-14234	310	60	collect	collect	VERB
cblr-14234	310	61	personal	personal	ADJ
cblr-14234	310	62	data	datum	NOUN
cblr-14234	310	63	through	through	ADP
cblr-14234	310	64	techniques	technique	NOUN
cblr-14234	310	65	like	like	ADP
cblr-14234	310	66	personality	personality	NOUN
cblr-14234	310	67	tests	test	NOUN
cblr-14234	310	68	,	,	PUNCT
cblr-14234	310	69	psychometric	psychometric	ADJ
cblr-14234	310	70	evaluations	evaluation	NOUN
cblr-14234	310	71	,	,	PUNCT
cblr-14234	310	72	and	and	CCONJ
cblr-14234	310	73	dialogue	dialogue	NOUN
cblr-14234	310	74	choices.74	choices.74	NOUN
cblr-14234	310	75	they	they	PRON
cblr-14234	310	76	can	can	AUX
cblr-14234	310	77	even	even	ADV
cblr-14234	310	78	tell	tell	VERB
cblr-14234	310	79	if	if	SCONJ
cblr-14234	310	80	the	the	DET
cblr-14234	310	81	player	player	NOUN
cblr-14234	310	82	listens	listen	VERB
cblr-14234	310	83	to	to	ADP
cblr-14234	310	84	a	a	DET
cblr-14234	310	85	conversation	conversation	NOUN
cblr-14234	310	86	between	between	ADP
cblr-14234	310	87	two	two	NUM
cblr-14234	310	88	video	video	NOUN
cblr-14234	310	89	game	game	NOUN
cblr-14234	310	90	characters.75	characters.75	PROPN
cblr-14234	310	91	stores	store	NOUN
cblr-14234	310	92	can	can	AUX
cblr-14234	310	93	track	track	VERB
cblr-14234	310	94	cellphone	cellphone	NOUN
cblr-14234	310	95	locations	location	NOUN
cblr-14234	310	96	to	to	PART
cblr-14234	310	97	know	know	VERB
cblr-14234	310	98	what	what	PRON
cblr-14234	310	99	department	department	NOUN
cblr-14234	310	100	the	the	DET
cblr-14234	310	101	consumer	consumer	NOUN
cblr-14234	310	102	is	be	AUX
cblr-14234	310	103	in	in	ADP
cblr-14234	310	104	and	and	CCONJ
cblr-14234	310	105	use	use	VERB
cblr-14234	310	106	facial	facial	ADJ
cblr-14234	310	107	analytics	analytic	NOUN
cblr-14234	310	108	software	software	NOUN
cblr-14234	310	109	to	to	PART
cblr-14234	310	110	assess	assess	VERB
cblr-14234	310	111	their	their	PRON
cblr-14234	310	112	mood	mood	NOUN
cblr-14234	310	113	,	,	PUNCT
cblr-14234	310	114	while	while	SCONJ
cblr-14234	310	115	online	online	ADJ
cblr-14234	310	116	games	game	NOUN
cblr-14234	310	117	can	can	AUX
cblr-14234	310	118	alter	alter	VERB
cblr-14234	310	119	advertising	advertising	NOUN
cblr-14234	310	120	content	content	NOUN
cblr-14234	310	121	depending	depend	VERB
cblr-14234	310	122	on	on	ADP
cblr-14234	310	123	whether	whether	SCONJ
cblr-14234	310	124	a	a	DET
cblr-14234	310	125	player	player	NOUN
cblr-14234	310	126	is	be	AUX
cblr-14234	310	127	winning	win	VERB
cblr-14234	310	128	71	71	NUM
cblr-14234	310	129	jamie	jamie	PROPN
cblr-14234	310	130	luguri	luguri	PROPN
cblr-14234	310	131	&	&	CCONJ
cblr-14234	310	132	lior	lior	PROPN
cblr-14234	310	133	jacob	jacob	PROPN
cblr-14234	310	134	strahilevitz	strahilevitz	PROPN
cblr-14234	310	135	,	,	PUNCT
cblr-14234	310	136	shining	shine	VERB
cblr-14234	310	137	a	a	DET
cblr-14234	310	138	light	light	NOUN
cblr-14234	310	139	on	on	ADP
cblr-14234	310	140	dark	dark	ADJ
cblr-14234	310	141	patterns	pattern	NOUN
cblr-14234	310	142	,	,	PUNCT
cblr-14234	310	143	13	13	NUM
cblr-14234	310	144	j.	j.	PROPN
cblr-14234	310	145	legal	legal	ADJ
cblr-14234	310	146	analysis	analysis	NOUN
cblr-14234	310	147	43	43	NUM
cblr-14234	310	148	,	,	PUNCT
cblr-14234	310	149	44	44	NUM
cblr-14234	310	150	(	(	PUNCT
cblr-14234	310	151	2021	2021	NUM
cblr-14234	310	152	)	)	PUNCT
cblr-14234	310	153	.	.	PUNCT
cblr-14234	311	1	see	see	VERB
cblr-14234	311	2	generally	generally	ADV
cblr-14234	311	3	gregory	gregory	PROPN
cblr-14234	311	4	day	day	PROPN
cblr-14234	311	5	&	&	CCONJ
cblr-14234	311	6	abbey	abbey	PROPN
cblr-14234	311	7	stemler	stemler	PROPN
cblr-14234	311	8	,	,	PUNCT
cblr-14234	311	9	supra	supra	PROPN
cblr-14234	311	10	note	note	PROPN
cblr-14234	311	11	70	70	NUM
cblr-14234	311	12	,	,	PUNCT
cblr-14234	311	13	at	at	ADP
cblr-14234	311	14	6	6	NUM
cblr-14234	311	15	(	(	PUNCT
cblr-14234	311	16	“	"	PUNCT
cblr-14234	311	17	consumer	consumer	NOUN
cblr-14234	311	18	welfare	welfare	NOUN
cblr-14234	311	19	erodes	erode	VERB
cblr-14234	311	20	when	when	SCONJ
cblr-14234	311	21	a	a	DET
cblr-14234	311	22	platform	platform	NOUN
cblr-14234	311	23	excludes	exclude	VERB
cblr-14234	311	24	competition	competition	NOUN
cblr-14234	311	25	and	and	CCONJ
cblr-14234	311	26	coerces	coerce	VERB
cblr-14234	311	27	users	user	NOUN
cblr-14234	311	28	into	into	ADP
cblr-14234	311	29	paying	pay	VERB
cblr-14234	311	30	attention	attention	NOUN
cblr-14234	311	31	,	,	PUNCT
cblr-14234	311	32	spending	spend	VERB
cblr-14234	311	33	money	money	NOUN
cblr-14234	311	34	,	,	PUNCT
cblr-14234	311	35	generating	generate	VERB
cblr-14234	311	36	data	datum	NOUN
cblr-14234	311	37	,	,	PUNCT
cblr-14234	311	38	or	or	CCONJ
cblr-14234	311	39	revealing	reveal	VERB
cblr-14234	311	40	personal	personal	ADJ
cblr-14234	311	41	information	information	NOUN
cblr-14234	311	42	against	against	ADP
cblr-14234	311	43	their	their	PRON
cblr-14234	311	44	best	good	ADJ
cblr-14234	311	45	interests	interest	NOUN
cblr-14234	311	46	.	.	PUNCT
cblr-14234	311	47	.	.	PUNCT
cblr-14234	311	48	.	.	PUNCT
cblr-14234	312	1	online	online	ADJ
cblr-14234	312	2	manipulation	manipulation	NOUN
cblr-14234	312	3	is	be	AUX
cblr-14234	312	4	shown	show	VERB
cblr-14234	312	5	to	to	PART
cblr-14234	312	6	impair	impair	VERB
cblr-14234	312	7	decisionmaking	decisionmake	VERB
cblr-14234	312	8	by	by	ADP
cblr-14234	312	9	not	not	PART
cblr-14234	312	10	only	only	ADV
cblr-14234	312	11	exploiting	exploit	VERB
cblr-14234	312	12	cognitive	cognitive	ADJ
cblr-14234	312	13	vulnerabilities	vulnerability	NOUN
cblr-14234	312	14	but	but	CCONJ
cblr-14234	312	15	also	also	ADV
cblr-14234	312	16	causing	cause	VERB
cblr-14234	312	17	physical	physical	ADJ
cblr-14234	312	18	alterations	alteration	NOUN
cblr-14234	312	19	of	of	ADP
cblr-14234	312	20	the	the	DET
cblr-14234	312	21	brain	brain	NOUN
cblr-14234	312	22	.	.	PUNCT
cblr-14234	312	23	.	.	PUNCT
cblr-14234	312	24	.	.	PUNCT
cblr-14234	312	25	.	.	PUNCT
cblr-14234	313	1	the	the	DET
cblr-14234	313	2	manner	manner	NOUN
cblr-14234	313	3	in	in	ADP
cblr-14234	313	4	which	which	PRON
cblr-14234	313	5	big	big	ADJ
cblr-14234	313	6	tech	tech	NOUN
cblr-14234	313	7	builds	build	VERB
cblr-14234	313	8	market	market	NOUN
cblr-14234	313	9	power	power	NOUN
cblr-14234	313	10	by	by	ADP
cblr-14234	313	11	manipulating	manipulate	VERB
cblr-14234	313	12	free	free	ADJ
cblr-14234	313	13	will	will	NOUN
cblr-14234	313	14	is	be	AUX
cblr-14234	313	15	not	not	PART
cblr-14234	313	16	,	,	PUNCT
cblr-14234	313	17	as	as	SCONJ
cblr-14234	313	18	we	we	PRON
cblr-14234	313	19	argue	argue	VERB
cblr-14234	313	20	,	,	PUNCT
cblr-14234	313	21	a	a	DET
cblr-14234	313	22	legitimate	legitimate	ADJ
cblr-14234	313	23	form	form	NOUN
cblr-14234	313	24	of	of	ADP
cblr-14234	313	25	competition	competition	NOUN
cblr-14234	313	26	.	.	PUNCT
cblr-14234	313	27	”	"	PUNCT
cblr-14234	314	1	)	)	PUNCT
cblr-14234	314	2	72	72	NUM
cblr-14234	314	3	scott	scott	PROPN
cblr-14234	314	4	a.	a.	NOUN
cblr-14234	314	5	goodstein	goodstein	PROPN
cblr-14234	314	6	,	,	PUNCT
cblr-14234	314	7	when	when	SCONJ
cblr-14234	314	8	the	the	DET
cblr-14234	314	9	cat	cat	NOUN
cblr-14234	314	10	's	's	PART
cblr-14234	314	11	away	away	ADV
cblr-14234	314	12	:	:	PUNCT
cblr-14234	314	13	techlash	techlash	NOUN
cblr-14234	314	14	,	,	PUNCT
cblr-14234	314	15	loot	loot	NOUN
cblr-14234	314	16	boxes	box	NOUN
cblr-14234	314	17	,	,	PUNCT
cblr-14234	314	18	and	and	CCONJ
cblr-14234	314	19	regulating	regulate	VERB
cblr-14234	314	20	"	"	PUNCT
cblr-14234	314	21	dark	dark	ADJ
cblr-14234	314	22	patterns	pattern	NOUN
cblr-14234	314	23	"	"	PUNCT
cblr-14234	314	24	in	in	ADP
cblr-14234	314	25	the	the	DET
cblr-14234	314	26	video	video	NOUN
cblr-14234	314	27	game	game	NOUN
cblr-14234	314	28	industry	industry	NOUN
cblr-14234	314	29	's	's	PART
cblr-14234	314	30	monetization	monetization	NOUN
cblr-14234	314	31	strategies	strategy	NOUN
cblr-14234	314	32	,	,	PUNCT
cblr-14234	314	33	92	92	NUM
cblr-14234	314	34	u.	u.	NOUN
cblr-14234	314	35	colo	colo	PROPN
cblr-14234	314	36	.	.	PUNCT
cblr-14234	315	1	l.	l.	PROPN
cblr-14234	315	2	rev	rev	PROPN
cblr-14234	315	3	.	.	PROPN
cblr-14234	315	4	285	285	NUM
cblr-14234	315	5	,	,	PUNCT
cblr-14234	315	6	294–95	294–95	NUM
cblr-14234	315	7	,	,	PUNCT
cblr-14234	315	8	304–06	304–06	NUM
cblr-14234	315	9	(	(	PUNCT
cblr-14234	315	10	2021	2021	NUM
cblr-14234	315	11	)	)	PUNCT
cblr-14234	315	12	(	(	PUNCT
cblr-14234	315	13	noting	note	VERB
cblr-14234	315	14	“	"	PUNCT
cblr-14234	315	15	all	all	DET
cblr-14234	315	16	dark	dark	ADJ
cblr-14234	315	17	patterns	pattern	NOUN
cblr-14234	315	18	are	be	AUX
cblr-14234	315	19	intentionally	intentionally	ADV
cblr-14234	315	20	manipulative	manipulative	ADJ
cblr-14234	315	21	,	,	PUNCT
cblr-14234	315	22	‘	'	PUNCT
cblr-14234	315	23	carefully	carefully	ADV
cblr-14234	315	24	crafted	craft	VERB
cblr-14234	315	25	with	with	ADP
cblr-14234	315	26	a	a	DET
cblr-14234	315	27	solid	solid	ADJ
cblr-14234	315	28	understanding	understanding	NOUN
cblr-14234	315	29	of	of	ADP
cblr-14234	315	30	human	human	ADJ
cblr-14234	315	31	psychology	psychology	NOUN
cblr-14234	315	32	,	,	PUNCT
cblr-14234	315	33	and	and	CCONJ
cblr-14234	315	34	they	they	PRON
cblr-14234	315	35	do	do	AUX
cblr-14234	315	36	not	not	PART
cblr-14234	315	37	have	have	VERB
cblr-14234	315	38	the	the	DET
cblr-14234	315	39	user	user	NOUN
cblr-14234	315	40	’s	’s	PART
cblr-14234	315	41	interest	interest	NOUN
cblr-14234	315	42	in	in	ADP
cblr-14234	315	43	mind	mind	NOUN
cblr-14234	315	44	,	,	PUNCT
cblr-14234	315	45	’	'	PUNCT
cblr-14234	315	46	and	and	CCONJ
cblr-14234	315	47	describing	describe	VERB
cblr-14234	315	48	how	how	SCONJ
cblr-14234	315	49	video	video	ADJ
cblr-14234	315	50	game	game	NOUN
cblr-14234	315	51	companies	company	NOUN
cblr-14234	315	52	use	use	VERB
cblr-14234	315	53	psychologists	psychologist	NOUN
cblr-14234	315	54	and	and	CCONJ
cblr-14234	315	55	behavioral	behavioral	ADJ
cblr-14234	315	56	psychology	psychology	NOUN
cblr-14234	315	57	to	to	PART
cblr-14234	315	58	design	design	VERB
cblr-14234	315	59	game	game	NOUN
cblr-14234	315	60	mechanics	mechanic	NOUN
cblr-14234	315	61	”	"	PUNCT
cblr-14234	315	62	)	)	PUNCT
cblr-14234	315	63	.	.	PUNCT
cblr-14234	316	1	73	73	NUM
cblr-14234	317	1	i	i	PRON
cblr-14234	317	2	d.	d.	PROPN
cblr-14234	317	3	at	at	ADP
cblr-14234	317	4	285	285	NUM
cblr-14234	317	5	,	,	PUNCT
cblr-14234	317	6	305	305	NUM
cblr-14234	317	7	.	.	X
cblr-14234	318	1	74	74	NUM
cblr-14234	318	2	patrick	patrick	PROPN
cblr-14234	318	3	stafford	stafford	PROPN
cblr-14234	318	4	,	,	PUNCT
cblr-14234	318	5	the	the	DET
cblr-14234	318	6	dangers	danger	NOUN
cblr-14234	318	7	of	of	ADP
cblr-14234	318	8	in	in	ADP
cblr-14234	318	9	-	-	PUNCT
cblr-14234	318	10	game	game	NOUN
cblr-14234	318	11	data	datum	NOUN
cblr-14234	318	12	collection	collection	NOUN
cblr-14234	318	13	,	,	PUNCT
cblr-14234	318	14	polygon	polygon	PROPN
cblr-14234	318	15	(	(	PUNCT
cblr-14234	318	16	may	may	PROPN
cblr-14234	318	17	9	9	NUM
cblr-14234	318	18	,	,	PUNCT
cblr-14234	318	19	2019	2019	NUM
cblr-14234	318	20	,	,	PUNCT
cblr-14234	318	21	12:00	12:00	NUM
cblr-14234	318	22	pm	pm	NOUN
cblr-14234	318	23	)	)	PUNCT
cblr-14234	318	24	,	,	PUNCT
cblr-14234	318	25	https://www.polygon.com/features/2019/5/9/18522937/videogame-privacyplayer-data-collection	https://www.polygon.com/features/2019/5/9/18522937/videogame-privacyplayer-data-collection	NOUN
cblr-14234	318	26	[	[	X
cblr-14234	318	27	https://perma.cc/vpv2-7lht	https://perma.cc/vpv2-7lht	X
cblr-14234	318	28	]	]	X
cblr-14234	318	29	.	.	PUNCT
cblr-14234	319	1	75	75	NUM
cblr-14234	319	2	stafford	stafford	PROPN
cblr-14234	319	3	,	,	PUNCT
cblr-14234	319	4	supra	supra	PROPN
cblr-14234	319	5	note	note	NOUN
cblr-14234	319	6	74	74	NUM
cblr-14234	319	7	.	.	PUNCT
cblr-14234	320	1	no	no	INTJ
cblr-14234	320	2	.	.	NOUN
cblr-14234	321	1	2	2	NUM
cblr-14234	321	2	]	]	PUNCT
cblr-14234	321	3	the	the	DET
cblr-14234	321	4	duty	duty	NOUN
cblr-14234	321	5	to	to	PART
cblr-14234	321	6	make	make	VERB
cblr-14234	321	7	contracts	contract	NOUN
cblr-14234	321	8	understandable	understandable	ADJ
cblr-14234	321	9	483	483	NUM
cblr-14234	321	10	or	or	CCONJ
cblr-14234	321	11	losing	losing	NOUN
cblr-14234	321	12	,	,	PUNCT
cblr-14234	321	13	and	and	CCONJ
cblr-14234	321	14	a	a	DET
cblr-14234	321	15	video	video	NOUN
cblr-14234	321	16	game	game	NOUN
cblr-14234	321	17	might	might	AUX
cblr-14234	321	18	cause	cause	VERB
cblr-14234	321	19	players	player	NOUN
cblr-14234	321	20	to	to	PART
cblr-14234	321	21	win	win	VERB
cblr-14234	321	22	or	or	CCONJ
cblr-14234	321	23	lose	lose	VERB
cblr-14234	321	24	to	to	PART
cblr-14234	321	25	influence	influence	VERB
cblr-14234	321	26	their	their	PRON
cblr-14234	321	27	mood	mood	NOUN
cblr-14234	321	28	and	and	CCONJ
cblr-14234	321	29	make	make	VERB
cblr-14234	321	30	them	they	PRON
cblr-14234	321	31	more	more	ADV
cblr-14234	321	32	likely	likely	ADJ
cblr-14234	321	33	to	to	ADP
cblr-14234	321	34	buy.76	buy.76	PROPN
cblr-14234	321	35	to	to	ADP
cblr-14234	321	36	some	some	PRON
cblr-14234	321	37	,	,	PUNCT
cblr-14234	321	38	the	the	DET
cblr-14234	321	39	patterns	pattern	NOUN
cblr-14234	321	40	trick	trick	VERB
cblr-14234	321	41	consumers	consumer	NOUN
cblr-14234	321	42	into	into	ADP
cblr-14234	321	43	doing	do	VERB
cblr-14234	321	44	something	something	PRON
cblr-14234	321	45	they	they	PRON
cblr-14234	321	46	do	do	AUX
cblr-14234	321	47	not	not	PART
cblr-14234	321	48	mean	mean	VERB
cblr-14234	321	49	to	to	PART
cblr-14234	321	50	do	do	VERB
cblr-14234	321	51	,	,	PUNCT
cblr-14234	321	52	like	like	ADP
cblr-14234	321	53	buying	buy	VERB
cblr-14234	321	54	something	something	PRON
cblr-14234	321	55	they	they	PRON
cblr-14234	321	56	do	do	AUX
cblr-14234	321	57	not	not	PART
cblr-14234	321	58	want	want	VERB
cblr-14234	321	59	or	or	CCONJ
cblr-14234	321	60	disclosing	disclose	VERB
cblr-14234	321	61	personal	personal	ADJ
cblr-14234	321	62	information.77	information.77	NOUN
cblr-14234	321	63	for	for	ADP
cblr-14234	321	64	example	example	NOUN
cblr-14234	321	65	,	,	PUNCT
cblr-14234	321	66	scott	scott	PROPN
cblr-14234	321	67	goodstein	goodstein	ADV
cblr-14234	321	68	argues	argue	VERB
cblr-14234	321	69	the	the	DET
cblr-14234	321	70	way	way	NOUN
cblr-14234	321	71	video	video	NOUN
cblr-14234	321	72	games	game	NOUN
cblr-14234	321	73	convince	convince	VERB
cblr-14234	321	74	players	player	NOUN
cblr-14234	321	75	to	to	PART
cblr-14234	321	76	spend	spend	VERB
cblr-14234	321	77	real	real	ADJ
cblr-14234	321	78	money	money	NOUN
cblr-14234	321	79	to	to	PART
cblr-14234	321	80	win	win	VERB
cblr-14234	321	81	random	random	ADJ
cblr-14234	321	82	in	in	ADP
cblr-14234	321	83	-	-	PUNCT
cblr-14234	321	84	game	game	NOUN
cblr-14234	321	85	items	item	NOUN
cblr-14234	321	86	is	be	AUX
cblr-14234	321	87	a	a	DET
cblr-14234	321	88	dark	dark	ADJ
cblr-14234	321	89	pattern	pattern	NOUN
cblr-14234	321	90	because	because	SCONJ
cblr-14234	321	91	they	they	PRON
cblr-14234	321	92	are	be	AUX
cblr-14234	321	93	“	"	PUNCT
cblr-14234	321	94	carefully	carefully	ADV
cblr-14234	321	95	crafted	craft	VERB
cblr-14234	321	96	to	to	PART
cblr-14234	321	97	trick	trick	VERB
cblr-14234	321	98	users	user	NOUN
cblr-14234	321	99	into	into	ADP
cblr-14234	321	100	doing	do	VERB
cblr-14234	321	101	things	thing	NOUN
cblr-14234	321	102	they	they	PRON
cblr-14234	321	103	might	might	AUX
cblr-14234	321	104	not	not	PART
cblr-14234	321	105	otherwise	otherwise	ADV
cblr-14234	321	106	do	do	VERB
cblr-14234	321	107	,	,	PUNCT
cblr-14234	321	108	such	such	ADJ
cblr-14234	321	109	as	as	ADP
cblr-14234	321	110	buying	buy	VERB
cblr-14234	321	111	insurance	insurance	NOUN
cblr-14234	321	112	with	with	ADP
cblr-14234	321	113	their	their	PRON
cblr-14234	321	114	purchase	purchase	NOUN
cblr-14234	321	115	or	or	CCONJ
cblr-14234	321	116	signing	sign	VERB
cblr-14234	321	117	up	up	ADP
cblr-14234	321	118	for	for	ADP
cblr-14234	321	119	recurring	recur	VERB
cblr-14234	321	120	bills	bill	NOUN
cblr-14234	321	121	.	.	PUNCT
cblr-14234	322	1	”78	”78	ADJ
cblr-14234	322	2	other	other	ADJ
cblr-14234	322	3	dark	dark	ADJ
cblr-14234	322	4	patterns	pattern	NOUN
cblr-14234	322	5	might	might	AUX
cblr-14234	322	6	require	require	VERB
cblr-14234	322	7	players	player	NOUN
cblr-14234	322	8	to	to	PART
cblr-14234	322	9	invest	invest	VERB
cblr-14234	322	10	more	more	ADJ
cblr-14234	322	11	time	time	NOUN
cblr-14234	322	12	to	to	PART
cblr-14234	322	13	have	have	VERB
cblr-14234	322	14	the	the	DET
cblr-14234	322	15	same	same	ADJ
cblr-14234	322	16	advantages	advantage	NOUN
cblr-14234	322	17	as	as	ADP
cblr-14234	322	18	other	other	ADJ
cblr-14234	322	19	players	player	NOUN
cblr-14234	322	20	;	;	PUNCT
cblr-14234	322	21	encourage	encourage	VERB
cblr-14234	322	22	players	player	NOUN
cblr-14234	322	23	to	to	PART
cblr-14234	322	24	spend	spend	VERB
cblr-14234	322	25	money	money	NOUN
cblr-14234	322	26	to	to	PART
cblr-14234	322	27	achieve	achieve	VERB
cblr-14234	322	28	status	status	NOUN
cblr-14234	322	29	or	or	CCONJ
cblr-14234	322	30	increase	increase	VERB
cblr-14234	322	31	the	the	DET
cblr-14234	322	32	odds	odd	NOUN
cblr-14234	322	33	of	of	ADP
cblr-14234	322	34	success	success	NOUN
cblr-14234	322	35	;	;	PUNCT
cblr-14234	322	36	or	or	CCONJ
cblr-14234	322	37	cause	cause	VERB
cblr-14234	322	38	confusion	confusion	NOUN
cblr-14234	322	39	as	as	SCONJ
cblr-14234	322	40	gamers	gamer	NOUN
cblr-14234	322	41	try	try	VERB
cblr-14234	322	42	to	to	PART
cblr-14234	322	43	convert	convert	VERB
cblr-14234	322	44	real	real	ADJ
cblr-14234	322	45	money	money	NOUN
cblr-14234	322	46	into	into	ADP
cblr-14234	322	47	in	in	ADP
cblr-14234	322	48	-	-	PUNCT
cblr-14234	322	49	game	game	NOUN
cblr-14234	322	50	currency	currency	NOUN
cblr-14234	322	51	to	to	PART
cblr-14234	322	52	make	make	VERB
cblr-14234	322	53	a	a	DET
cblr-14234	322	54	purchase.79	purchase.79	NOUN
cblr-14234	322	55	scholars	scholar	NOUN
cblr-14234	322	56	have	have	AUX
cblr-14234	322	57	found	find	VERB
cblr-14234	322	58	dark	dark	ADJ
cblr-14234	322	59	patterns	pattern	NOUN
cblr-14234	322	60	on	on	ADP
cblr-14234	322	61	websites	website	NOUN
cblr-14234	322	62	for	for	ADP
cblr-14234	322	63	prominent	prominent	ADJ
cblr-14234	322	64	companies	company	NOUN
cblr-14234	322	65	including	include	VERB
cblr-14234	322	66	microsoft	microsoft	PROPN
cblr-14234	322	67	,	,	PUNCT
cblr-14234	322	68	google	google	PROPN
cblr-14234	322	69	,	,	PUNCT
cblr-14234	322	70	skype	skype	NOUN
cblr-14234	322	71	,	,	PUNCT
cblr-14234	322	72	facebook	facebook	NOUN
cblr-14234	322	73	,	,	PUNCT
cblr-14234	322	74	amazon	amazon	NOUN
cblr-14234	322	75	,	,	PUNCT
cblr-14234	322	76	uber	uber	NOUN
cblr-14234	322	77	,	,	PUNCT
cblr-14234	322	78	office	office	NOUN
cblr-14234	322	79	depot	depot	NOUN
cblr-14234	322	80	,	,	PUNCT
cblr-14234	322	81	and	and	CCONJ
cblr-14234	322	82	linkedin.80	linkedin.80	VERB
cblr-14234	322	83	the	the	DET
cblr-14234	322	84	scale	scale	NOUN
cblr-14234	322	85	of	of	ADP
cblr-14234	322	86	consumer	consumer	NOUN
cblr-14234	322	87	data	datum	NOUN
cblr-14234	322	88	collection	collection	NOUN
cblr-14234	322	89	and	and	CCONJ
cblr-14234	322	90	dark	dark	ADJ
cblr-14234	322	91	pattern	pattern	NOUN
cblr-14234	322	92	design	design	NOUN
cblr-14234	322	93	is	be	AUX
cblr-14234	322	94	gargantuan	gargantuan	ADJ
cblr-14234	322	95	.	.	PUNCT
cblr-14234	323	1	as	as	SCONJ
cblr-14234	323	2	lauren	lauren	PROPN
cblr-14234	323	3	willis	willis	PROPN
cblr-14234	323	4	explains	explain	VERB
cblr-14234	323	5	,	,	PUNCT
cblr-14234	323	6	“	"	PUNCT
cblr-14234	323	7	data	data	NOUN
cblr-14234	323	8	driven	drive	VERB
cblr-14234	323	9	marketing	marketing	NOUN
cblr-14234	323	10	”	"	PUNCT
cblr-14234	323	11	is	be	AUX
cblr-14234	323	12	now	now	ADV
cblr-14234	323	13	obtained	obtain	VERB
cblr-14234	323	14	through	through	ADP
cblr-14234	323	15	“	"	PUNCT
cblr-14234	323	16	rapid	rapid	ADJ
cblr-14234	323	17	,	,	PUNCT
cblr-14234	323	18	iterative	iterative	NOUN
cblr-14234	323	19	,	,	PUNCT
cblr-14234	323	20	online	online	ADJ
cblr-14234	323	21	tests	test	NOUN
cblr-14234	323	22	”	"	PUNCT
cblr-14234	323	23	that	that	PRON
cblr-14234	323	24	allow	allow	VERB
cblr-14234	323	25	businesses	business	NOUN
cblr-14234	323	26	to	to	PART
cblr-14234	323	27	customize	customize	VERB
cblr-14234	323	28	approaches	approach	NOUN
cblr-14234	323	29	for	for	ADP
cblr-14234	323	30	target	target	NOUN
cblr-14234	323	31	consumers.81	consumers.81	ADJ
cblr-14234	323	32	facebook	facebook	PROPN
cblr-14234	323	33	hosts	host	VERB
cblr-14234	323	34	thousands	thousand	NOUN
cblr-14234	323	35	of	of	ADP
cblr-14234	323	36	experiments	experiment	NOUN
cblr-14234	323	37	every	every	PRON
cblr-14234	323	38	day.82	day.82	ADJ
cblr-14234	323	39	as	as	ADP
cblr-14234	323	40	capital	capital	NOUN
cblr-14234	323	41	one	one	PROPN
cblr-14234	323	42	’s	’s	PART
cblr-14234	323	43	ceo	ceo	NOUN
cblr-14234	323	44	explained	explain	VERB
cblr-14234	323	45	,	,	PUNCT
cblr-14234	323	46	the	the	DET
cblr-14234	323	47	credit	credit	NOUN
cblr-14234	323	48	card	card	NOUN
cblr-14234	323	49	industry	industry	NOUN
cblr-14234	323	50	has	have	VERB
cblr-14234	323	51	the	the	DET
cblr-14234	323	52	“	"	PUNCT
cblr-14234	323	53	ability	ability	NOUN
cblr-14234	323	54	to	to	PART
cblr-14234	323	55	turn	turn	VERB
cblr-14234	323	56	a	a	DET
cblr-14234	323	57	business	business	NOUN
cblr-14234	323	58	into	into	ADP
cblr-14234	323	59	a	a	DET
cblr-14234	323	60	scientific	scientific	ADJ
cblr-14234	323	61	laboratory	laboratory	NOUN
cblr-14234	323	62	where	where	SCONJ
cblr-14234	323	63	every	every	DET
cblr-14234	323	64	decision	decision	NOUN
cblr-14234	323	65	about	about	ADP
cblr-14234	323	66	product	product	NOUN
cblr-14234	323	67	design	design	NOUN
cblr-14234	323	68	,	,	PUNCT
cblr-14234	323	69	marketing	marketing	NOUN
cblr-14234	323	70	,	,	PUNCT
cblr-14234	323	71	channels	channel	NOUN
cblr-14234	323	72	of	of	ADP
cblr-14234	323	73	communication	communication	NOUN
cblr-14234	323	74	,	,	PUNCT
cblr-14234	323	75	credit	credit	NOUN
cblr-14234	323	76	lines	line	NOUN
cblr-14234	323	77	,	,	PUNCT
cblr-14234	323	78	customer	customer	NOUN
cblr-14234	323	79	76	76	NUM
cblr-14234	323	80	lauren	lauren	PROPN
cblr-14234	323	81	e.	e.	PROPN
cblr-14234	323	82	willis	willis	PROPN
cblr-14234	323	83	,	,	PUNCT
cblr-14234	323	84	performance	performance	NOUN
cblr-14234	323	85	-	-	PUNCT
cblr-14234	323	86	based	base	VERB
cblr-14234	323	87	remedies	remedy	NOUN
cblr-14234	323	88	:	:	PUNCT
cblr-14234	323	89	ordering	order	VERB
cblr-14234	323	90	firms	firm	NOUN
cblr-14234	323	91	to	to	PART
cblr-14234	323	92	eradicate	eradicate	VERB
cblr-14234	323	93	their	their	PRON
cblr-14234	323	94	own	own	ADJ
cblr-14234	323	95	fraud	fraud	NOUN
cblr-14234	323	96	,	,	PUNCT
cblr-14234	323	97	80	80	NUM
cblr-14234	323	98	law	law	NOUN
cblr-14234	323	99	&	&	CCONJ
cblr-14234	323	100	contemp	contemp	NOUN
cblr-14234	323	101	.	.	PUNCT
cblr-14234	324	1	probs	prob	NOUN
cblr-14234	324	2	.	.	PUNCT
cblr-14234	325	1	7	7	NUM
cblr-14234	325	2	,	,	PUNCT
cblr-14234	325	3	15	15	NUM
cblr-14234	325	4	(	(	PUNCT
cblr-14234	325	5	2017	2017	NUM
cblr-14234	325	6	)	)	PUNCT
cblr-14234	325	7	.	.	PUNCT
cblr-14234	326	1	77	77	NUM
cblr-14234	326	2	king	king	PROPN
cblr-14234	326	3	&	&	CCONJ
cblr-14234	326	4	stephan	stephan	PROPN
cblr-14234	326	5	,	,	PUNCT
cblr-14234	326	6	supra	supra	PROPN
cblr-14234	326	7	note	note	PROPN
cblr-14234	326	8	70	70	NUM
cblr-14234	326	9	,	,	PUNCT
cblr-14234	326	10	at	at	ADP
cblr-14234	326	11	254–59	254–59	NUM
cblr-14234	326	12	;	;	PUNCT
cblr-14234	326	13	goodstein	goodstein	PRON
cblr-14234	326	14	,	,	PUNCT
cblr-14234	326	15	supra	supra	ADJ
cblr-14234	326	16	note	note	NOUN
cblr-14234	326	17	72	72	NUM
cblr-14234	326	18	,	,	PUNCT
cblr-14234	326	19	at	at	ADP
cblr-14234	326	20	294	294	NUM
cblr-14234	326	21	;	;	PUNCT
cblr-14234	326	22	luguri	luguri	PROPN
cblr-14234	326	23	&	&	CCONJ
cblr-14234	326	24	strahilevitz	strahilevitz	PROPN
cblr-14234	326	25	,	,	PUNCT
cblr-14234	327	1	supra	supra	PROPN
cblr-14234	327	2	note	note	NOUN
cblr-14234	327	3	71	71	NUM
cblr-14234	327	4	,	,	PUNCT
cblr-14234	327	5	at	at	ADP
cblr-14234	327	6	64–71	64–71	NOUN
cblr-14234	327	7	(	(	PUNCT
cblr-14234	327	8	reporting	report	VERB
cblr-14234	327	9	empirical	empirical	ADJ
cblr-14234	327	10	results	result	NOUN
cblr-14234	327	11	that	that	PRON
cblr-14234	327	12	show	show	VERB
cblr-14234	327	13	dark	dark	ADJ
cblr-14234	327	14	patterns	pattern	NOUN
cblr-14234	327	15	influence	influence	NOUN
cblr-14234	327	16	consumer	consumer	NOUN
cblr-14234	327	17	decisions	decision	NOUN
cblr-14234	327	18	and	and	CCONJ
cblr-14234	327	19	can	can	AUX
cblr-14234	327	20	be	be	AUX
cblr-14234	327	21	more	more	ADV
cblr-14234	327	22	influential	influential	ADJ
cblr-14234	327	23	with	with	ADP
cblr-14234	327	24	some	some	DET
cblr-14234	327	25	consumers	consumer	NOUN
cblr-14234	327	26	)	)	PUNCT
cblr-14234	327	27	.	.	PUNCT
cblr-14234	328	1	78	78	NUM
cblr-14234	328	2	goodstein	goodstein	ADV
cblr-14234	328	3	,	,	PUNCT
cblr-14234	328	4	supra	supra	ADJ
cblr-14234	328	5	note	note	NOUN
cblr-14234	328	6	72	72	NUM
cblr-14234	328	7	,	,	PUNCT
cblr-14234	328	8	at	at	ADP
cblr-14234	328	9	288–93	288–93	NUM
cblr-14234	328	10	.	.	NOUN
cblr-14234	328	11	79	79	NUM
cblr-14234	329	1	i	i	PRON
cblr-14234	329	2	d.	d.	NOUN
cblr-14234	329	3	at	at	ADP
cblr-14234	329	4	295–99	295–99	PROPN
cblr-14234	329	5	.	.	PUNCT
cblr-14234	329	6	80	80	NUM
cblr-14234	330	1	i	i	PRON
cblr-14234	330	2	d.	d.	NOUN
cblr-14234	330	3	see	see	VERB
cblr-14234	330	4	also	also	ADV
cblr-14234	330	5	luguri	luguri	PROPN
cblr-14234	330	6	&	&	CCONJ
cblr-14234	330	7	strahilevitz	strahilevitz	PROPN
cblr-14234	330	8	,	,	PUNCT
cblr-14234	330	9	supra	supra	PROPN
cblr-14234	330	10	note	note	NOUN
cblr-14234	330	11	71	71	NUM
cblr-14234	330	12	,	,	PUNCT
cblr-14234	330	13	at	at	ADP
cblr-14234	330	14	44–45	44–45	NUM
cblr-14234	330	15	,	,	PUNCT
cblr-14234	330	16	64–71	64–71	NUM
cblr-14234	330	17	(	(	PUNCT
cblr-14234	330	18	discussing	discuss	VERB
cblr-14234	330	19	surveys	survey	NOUN
cblr-14234	330	20	of	of	ADP
cblr-14234	330	21	dark	dark	ADJ
cblr-14234	330	22	patterns	pattern	NOUN
cblr-14234	330	23	’	'	PUNCT
cblr-14234	330	24	prevalence	prevalence	NOUN
cblr-14234	330	25	in	in	ADP
cblr-14234	330	26	android	android	PROPN
cblr-14234	330	27	apps	app	NOUN
cblr-14234	330	28	and	and	CCONJ
cblr-14234	330	29	popular	popular	ADJ
cblr-14234	330	30	shopping	shopping	NOUN
cblr-14234	330	31	websites	website	NOUN
cblr-14234	330	32	)	)	PUNCT
cblr-14234	330	33	.	.	PUNCT
cblr-14234	331	1	81	81	NUM
cblr-14234	331	2	willis	willis	PROPN
cblr-14234	331	3	,	,	PUNCT
cblr-14234	331	4	supra	supra	PROPN
cblr-14234	331	5	note	note	NOUN
cblr-14234	331	6	76	76	NUM
cblr-14234	331	7	,	,	PUNCT
cblr-14234	331	8	at	at	ADP
cblr-14234	331	9	7	7	NUM
cblr-14234	331	10	,	,	PUNCT
cblr-14234	331	11	11–12	11–12	NUM
cblr-14234	331	12	.	.	NOUN
cblr-14234	331	13	82	82	NUM
cblr-14234	332	1	i	i	PROPN
cblr-14234	332	2	d.	d.	PROPN
cblr-14234	332	3	484	484	NUM
cblr-14234	332	4	columbia	columbia	PROPN
cblr-14234	332	5	business	business	NOUN
cblr-14234	332	6	law	law	PROPN
cblr-14234	332	7	review	review	NOUN
cblr-14234	332	8	[	[	X
cblr-14234	332	9	vol	vol	NOUN
cblr-14234	332	10	.	.	NOUN
cblr-14234	332	11	2024	2024	NUM
cblr-14234	332	12	selection	selection	NOUN
cblr-14234	332	13	,	,	PUNCT
cblr-14234	332	14	collection	collection	NOUN
cblr-14234	332	15	policies	policy	NOUN
cblr-14234	332	16	and	and	CCONJ
cblr-14234	332	17	cross	cross	ADJ
cblr-14234	332	18	-	-	ADJ
cblr-14234	332	19	selling	selling	ADJ
cblr-14234	332	20	decisions	decision	NOUN
cblr-14234	332	21	could	could	AUX
cblr-14234	332	22	be	be	AUX
cblr-14234	332	23	subjected	subject	VERB
cblr-14234	332	24	to	to	ADP
cblr-14234	332	25	systematic	systematic	ADJ
cblr-14234	332	26	testing	testing	NOUN
cblr-14234	332	27	using	use	VERB
cblr-14234	332	28	thousands	thousand	NOUN
cblr-14234	332	29	of	of	ADP
cblr-14234	332	30	experiments	experiment	NOUN
cblr-14234	332	31	.	.	PUNCT
cblr-14234	333	1	”83	”83	NOUN
cblr-14234	333	2	businesses	business	NOUN
cblr-14234	333	3	can	can	AUX
cblr-14234	333	4	custom	custom	ADV
cblr-14234	333	5	-	-	PUNCT
cblr-14234	333	6	advertise	advertise	VERB
cblr-14234	333	7	“	"	PUNCT
cblr-14234	333	8	at	at	ADP
cblr-14234	333	9	the	the	DET
cblr-14234	333	10	individual	individual	ADJ
cblr-14234	333	11	or	or	CCONJ
cblr-14234	333	12	near	near	ADJ
cblr-14234	333	13	-	-	PUNCT
cblr-14234	333	14	individual	individual	ADJ
cblr-14234	333	15	level	level	NOUN
cblr-14234	333	16	,	,	PUNCT
cblr-14234	333	17	hyper	hyper	NOUN
cblr-14234	333	18	-	-	ADJ
cblr-14234	333	19	segmented	segment	VERB
cblr-14234	333	20	by	by	ADP
cblr-14234	333	21	precisely	precisely	ADV
cblr-14234	333	22	-	-	PUNCT
cblr-14234	333	23	estimated	estimate	VERB
cblr-14234	333	24	demographics	demographic	NOUN
cblr-14234	333	25	,	,	PUNCT
cblr-14234	333	26	psychological	psychological	ADJ
cblr-14234	333	27	and	and	CCONJ
cblr-14234	333	28	behavioral	behavioral	ADJ
cblr-14234	333	29	profiles	profile	NOUN
cblr-14234	333	30	,	,	PUNCT
cblr-14234	333	31	and	and	CCONJ
cblr-14234	333	32	known	know	VERB
cblr-14234	333	33	needs	need	NOUN
cblr-14234	333	34	.	.	PUNCT
cblr-14234	333	35	.	.	PUNCT
cblr-14234	333	36	.	.	PUNCT
cblr-14234	334	1	.	.	PUNCT
cblr-14234	335	1	twenty	twenty	NUM
cblr-14234	335	2	-	-	PUNCT
cblr-14234	335	3	first	first	ADJ
cblr-14234	335	4	century	century	NOUN
cblr-14234	335	5	marketing	marketing	NOUN
cblr-14234	335	6	is	be	AUX
cblr-14234	335	7	moving	move	VERB
cblr-14234	335	8	toward	toward	ADP
cblr-14234	335	9	targeting	target	VERB
cblr-14234	335	10	right	right	ADV
cblr-14234	335	11	down	down	ADV
cblr-14234	335	12	to	to	ADP
cblr-14234	335	13	the	the	DET
cblr-14234	335	14	individual	individual	ADJ
cblr-14234	335	15	consumer	consumer	NOUN
cblr-14234	335	16	in	in	ADP
cblr-14234	335	17	real	real	ADJ
cblr-14234	335	18	time	time	NOUN
cblr-14234	335	19	.	.	PUNCT
cblr-14234	336	1	big	big	ADJ
cblr-14234	336	2	data	datum	NOUN
cblr-14234	336	3	and	and	CCONJ
cblr-14234	336	4	algorithmic	algorithmic	ADJ
cblr-14234	336	5	analytics	analytic	NOUN
cblr-14234	336	6	allow	allow	VERB
cblr-14234	336	7	firms	firm	NOUN
cblr-14234	336	8	to	to	PART
cblr-14234	336	9	target	target	VERB
cblr-14234	336	10	the	the	DET
cblr-14234	336	11	individual	individual	NOUN
cblr-14234	336	12	by	by	ADP
cblr-14234	336	13	channel	channel	NOUN
cblr-14234	336	14	,	,	PUNCT
cblr-14234	336	15	time	time	NOUN
cblr-14234	336	16	of	of	ADP
cblr-14234	336	17	day	day	NOUN
cblr-14234	336	18	,	,	PUNCT
cblr-14234	336	19	week	week	NOUN
cblr-14234	336	20	,	,	PUNCT
cblr-14234	336	21	or	or	CCONJ
cblr-14234	336	22	year	year	NOUN
cblr-14234	336	23	,	,	PUNCT
cblr-14234	336	24	geolocation	geolocation	NOUN
cblr-14234	336	25	,	,	PUNCT
cblr-14234	336	26	and	and	CCONJ
cblr-14234	336	27	activity	activity	NOUN
cblr-14234	336	28	.	.	PUNCT
cblr-14234	337	1	”84	”84	NOUN
cblr-14234	337	2	a	a	DET
cblr-14234	337	3	2022	2022	NUM
cblr-14234	337	4	federal	federal	ADJ
cblr-14234	337	5	trade	trade	PROPN
cblr-14234	337	6	commission	commission	PROPN
cblr-14234	337	7	report	report	NOUN
cblr-14234	337	8	sounded	sound	VERB
cblr-14234	337	9	the	the	DET
cblr-14234	337	10	alarm	alarm	NOUN
cblr-14234	337	11	,	,	PUNCT
cblr-14234	337	12	describing	describe	VERB
cblr-14234	337	13	how	how	SCONJ
cblr-14234	337	14	companies	company	NOUN
cblr-14234	337	15	can	can	AUX
cblr-14234	337	16	use	use	VERB
cblr-14234	337	17	online	online	ADJ
cblr-14234	337	18	design	design	NOUN
cblr-14234	337	19	features	feature	NOUN
cblr-14234	337	20	to	to	PART
cblr-14234	337	21	hide	hide	VERB
cblr-14234	337	22	disclaimers	disclaimer	NOUN
cblr-14234	337	23	and	and	CCONJ
cblr-14234	337	24	experiment	experiment	NOUN
cblr-14234	337	25	with	with	ADP
cblr-14234	337	26	different	different	ADJ
cblr-14234	337	27	designs	design	NOUN
cblr-14234	337	28	to	to	PART
cblr-14234	337	29	find	find	VERB
cblr-14234	337	30	which	which	PRON
cblr-14234	337	31	most	most	ADV
cblr-14234	337	32	effectively	effectively	ADV
cblr-14234	337	33	influence	influence	VERB
cblr-14234	337	34	consumer	consumer	NOUN
cblr-14234	337	35	behavior.85	behavior.85	NOUN
cblr-14234	337	36	all	all	DET
cblr-14234	337	37	that	that	DET
cblr-14234	337	38	testing	testing	NOUN
cblr-14234	337	39	,	,	PUNCT
cblr-14234	337	40	data	datum	NOUN
cblr-14234	337	41	,	,	PUNCT
cblr-14234	337	42	and	and	CCONJ
cblr-14234	337	43	analysis	analysis	NOUN
cblr-14234	337	44	leads	lead	VERB
cblr-14234	337	45	to	to	ADP
cblr-14234	337	46	shocking	shocking	ADJ
cblr-14234	337	47	levels	level	NOUN
cblr-14234	337	48	of	of	ADP
cblr-14234	337	49	customization	customization	NOUN
cblr-14234	337	50	.	.	PUNCT
cblr-14234	338	1	indeed	indeed	ADV
cblr-14234	338	2	,	,	PUNCT
cblr-14234	338	3	we	we	PRON
cblr-14234	338	4	may	may	AUX
cblr-14234	338	5	be	be	AUX
cblr-14234	338	6	approaching	approach	VERB
cblr-14234	338	7	the	the	DET
cblr-14234	338	8	day	day	NOUN
cblr-14234	338	9	when	when	SCONJ
cblr-14234	338	10	an	an	DET
cblr-14234	338	11	electronic	electronic	ADJ
cblr-14234	338	12	contract	contract	NOUN
cblr-14234	338	13	morphs	morph	NOUN
cblr-14234	338	14	to	to	PART
cblr-14234	338	15	target	target	VERB
cblr-14234	338	16	you	you	PRON
cblr-14234	338	17	based	base	VERB
cblr-14234	338	18	on	on	ADP
cblr-14234	338	19	the	the	DET
cblr-14234	338	20	data	datum	NOUN
cblr-14234	338	21	a	a	DET
cblr-14234	338	22	website	website	NOUN
cblr-14234	338	23	collected	collect	VERB
cblr-14234	338	24	on	on	ADP
cblr-14234	338	25	you.86	you.86	PROPN
cblr-14234	338	26	now	now	ADV
cblr-14234	338	27	,	,	PUNCT
cblr-14234	338	28	businesses	business	NOUN
cblr-14234	338	29	use	use	VERB
cblr-14234	338	30	technology	technology	NOUN
cblr-14234	338	31	to	to	PART
cblr-14234	338	32	personalize	personalize	VERB
cblr-14234	338	33	what	what	PRON
cblr-14234	338	34	they	they	PRON
cblr-14234	338	35	market	market	VERB
cblr-14234	338	36	,	,	PUNCT
cblr-14234	338	37	when	when	SCONJ
cblr-14234	338	38	they	they	PRON
cblr-14234	338	39	market	market	VERB
cblr-14234	338	40	,	,	PUNCT
cblr-14234	338	41	and	and	CCONJ
cblr-14234	338	42	how	how	SCONJ
cblr-14234	338	43	they	they	PRON
cblr-14234	338	44	market	market	VERB
cblr-14234	338	45	and	and	CCONJ
cblr-14234	338	46	sell	sell	VERB
cblr-14234	338	47	to	to	ADP
cblr-14234	338	48	each	each	DET
cblr-14234	338	49	individual	individual	ADJ
cblr-14234	338	50	customer	customer	NOUN
cblr-14234	338	51	.	.	PUNCT
cblr-14234	339	1	87	87	NUM
cblr-14234	339	2	a	a	DET
cblr-14234	339	3	data	datum	NOUN
cblr-14234	339	4	analytics	analytic	NOUN
cblr-14234	339	5	company	company	NOUN
cblr-14234	339	6	that	that	PRON
cblr-14234	339	7	works	work	VERB
cblr-14234	339	8	with	with	ADP
cblr-14234	339	9	video	video	NOUN
cblr-14234	339	10	games	game	NOUN
cblr-14234	339	11	helps	help	VERB
cblr-14234	339	12	adjust	adjust	VERB
cblr-14234	339	13	in	in	ADP
cblr-14234	339	14	-	-	PUNCT
cblr-14234	339	15	game	game	NOUN
cblr-14234	339	16	pricing	pricing	NOUN
cblr-14234	339	17	depending	depend	VERB
cblr-14234	339	18	on	on	ADP
cblr-14234	339	19	the	the	DET
cblr-14234	339	20	players	player	NOUN
cblr-14234	339	21	’	’	PART
cblr-14234	339	22	gameplay	gameplay	NOUN
cblr-14234	339	23	and	and	CCONJ
cblr-14234	339	24	spending	spending	NOUN
cblr-14234	339	25	habits	habit	NOUN
cblr-14234	339	26	so	so	SCONJ
cblr-14234	339	27	that	that	SCONJ
cblr-14234	339	28	“	"	PUNCT
cblr-14234	339	29	two	two	NUM
cblr-14234	339	30	different	different	ADJ
cblr-14234	339	31	players	player	NOUN
cblr-14234	339	32	playing	play	VERB
cblr-14234	339	33	the	the	DET
cblr-14234	339	34	same	same	ADJ
cblr-14234	339	35	game	game	NOUN
cblr-14234	339	36	can	can	AUX
cblr-14234	339	37	be	be	AUX
cblr-14234	339	38	sold	sell	VERB
cblr-14234	339	39	the	the	DET
cblr-14234	339	40	same	same	ADJ
cblr-14234	339	41	in	in	ADP
cblr-14234	339	42	-	-	PUNCT
cblr-14234	339	43	game	game	NOUN
cblr-14234	339	44	item	item	NOUN
cblr-14234	339	45	at	at	ADP
cblr-14234	339	46	different	different	ADJ
cblr-14234	339	47	prices	price	NOUN
cblr-14234	339	48	.	.	PUNCT
cblr-14234	339	49	”	"	PUNCT
cblr-14234	340	1	88	88	NUM
cblr-14234	340	2	developers	developer	NOUN
cblr-14234	340	3	use	use	VERB
cblr-14234	340	4	an	an	DET
cblr-14234	340	5	individual	individual	NOUN
cblr-14234	340	6	’s	’s	PART
cblr-14234	340	7	data	datum	NOUN
cblr-14234	340	8	to	to	PART
cblr-14234	340	9	determine	determine	VERB
cblr-14234	340	10	when	when	SCONJ
cblr-14234	340	11	and	and	CCONJ
cblr-14234	340	12	how	how	SCONJ
cblr-14234	340	13	to	to	PART
cblr-14234	340	14	sell	sell	VERB
cblr-14234	340	15	virtual	virtual	ADJ
cblr-14234	340	16	goods	good	NOUN
cblr-14234	340	17	.	.	PUNCT
cblr-14234	340	18	89	89	NUM
cblr-14234	340	19	according	accord	VERB
cblr-14234	340	20	to	to	ADP
cblr-14234	340	21	one	one	NUM
cblr-14234	340	22	artificial	artificial	ADJ
cblr-14234	340	23	intelligence	intelligence	NOUN
cblr-14234	340	24	expert	expert	NOUN
cblr-14234	340	25	and	and	CCONJ
cblr-14234	340	26	game	game	NOUN
cblr-14234	340	27	developer	developer	NOUN
cblr-14234	340	28	,	,	PUNCT
cblr-14234	340	29	sellers	seller	NOUN
cblr-14234	340	30	83	83	NUM
cblr-14234	340	31	thomas	thomas	PROPN
cblr-14234	340	32	h.	h.	PROPN
cblr-14234	340	33	davenport	davenport	PROPN
cblr-14234	340	34	,	,	PUNCT
cblr-14234	340	35	how	how	SCONJ
cblr-14234	340	36	to	to	PART
cblr-14234	340	37	design	design	VERB
cblr-14234	340	38	smart	smart	ADJ
cblr-14234	340	39	business	business	NOUN
cblr-14234	340	40	experiments	experiment	NOUN
cblr-14234	340	41	,	,	PUNCT
cblr-14234	340	42	harv	harv	NOUN
cblr-14234	340	43	.	.	PUNCT
cblr-14234	341	1	bus	bus	NOUN
cblr-14234	341	2	.	.	PUNCT
cblr-14234	342	1	rev	rev	PROPN
cblr-14234	342	2	.	.	PROPN
cblr-14234	343	1	(	(	PUNCT
cblr-14234	343	2	feb	feb	PROPN
cblr-14234	343	3	.	.	PROPN
cblr-14234	343	4	2009	2009	NUM
cblr-14234	343	5	)	)	PUNCT
cblr-14234	343	6	.	.	PUNCT
cblr-14234	344	1	84	84	NUM
cblr-14234	344	2	willis	willi	NOUN
cblr-14234	344	3	,	,	PUNCT
cblr-14234	344	4	supra	supra	PROPN
cblr-14234	344	5	note	note	NOUN
cblr-14234	344	6	76	76	NUM
cblr-14234	344	7	,	,	PUNCT
cblr-14234	344	8	at	at	ADP
cblr-14234	344	9	7	7	NUM
cblr-14234	344	10	,	,	PUNCT
cblr-14234	344	11	15	15	NUM
cblr-14234	344	12	.	.	NOUN
cblr-14234	344	13	85	85	NUM
cblr-14234	344	14	fed	feed	VERB
cblr-14234	344	15	.	.	PUNCT
cblr-14234	345	1	trade	trade	NOUN
cblr-14234	345	2	comm’n	comm’n	NOUN
cblr-14234	345	3	,	,	PUNCT
cblr-14234	345	4	staff	staff	NOUN
cblr-14234	345	5	report	report	NOUN
cblr-14234	345	6	:	:	PUNCT
cblr-14234	345	7	bringing	bring	VERB
cblr-14234	345	8	dark	dark	ADJ
cblr-14234	345	9	patterns	pattern	NOUN
cblr-14234	345	10	to	to	PART
cblr-14234	345	11	light	light	NOUN
cblr-14234	345	12	2	2	NUM
cblr-14234	345	13	(	(	PUNCT
cblr-14234	345	14	2022	2022	NUM
cblr-14234	345	15	)	)	PUNCT
cblr-14234	345	16	,	,	PUNCT
cblr-14234	345	17	https://www.ftc.gov/system/files/ftc_gov/pdf/p214800%20dark%20patterns	https://www.ftc.gov/system/files/ftc_gov/pdf/p214800%20dark%20pattern	VERB
cblr-14234	345	18	%	%	VERB
cblr-14234	346	1	20report%209.14.2022%20-%20final.pdf	20report%209.14.2022%20-%20final.pdf	NUM
cblr-14234	347	1	[	[	X
cblr-14234	347	2	https://perma.cc/ftj9tyt4	https://perma.cc/ftj9tyt4	X
cblr-14234	347	3	]	]	X
cblr-14234	347	4	.	.	PUNCT
cblr-14234	348	1	86	86	NUM
cblr-14234	348	2	willis	willis	PROPN
cblr-14234	348	3	,	,	PUNCT
cblr-14234	348	4	supra	supra	PROPN
cblr-14234	348	5	note	note	NOUN
cblr-14234	348	6	76	76	NUM
cblr-14234	348	7	,	,	PUNCT
cblr-14234	348	8	at	at	ADP
cblr-14234	348	9	17	17	NUM
cblr-14234	348	10	.	.	PUNCT
cblr-14234	348	11	87	87	NUM
cblr-14234	349	1	i	i	PRON
cblr-14234	349	2	d.	d.	PROPN
cblr-14234	349	3	at	at	ADP
cblr-14234	349	4	122	122	NUM
cblr-14234	349	5	.	.	PUNCT
cblr-14234	349	6	88	88	NUM
cblr-14234	349	7	goodstein	goodstein	ADV
cblr-14234	349	8	,	,	PUNCT
cblr-14234	349	9	supra	supra	ADJ
cblr-14234	349	10	note	note	NOUN
cblr-14234	349	11	72	72	NUM
cblr-14234	349	12	,	,	PUNCT
cblr-14234	349	13	at	at	ADP
cblr-14234	349	14	305	305	NUM
cblr-14234	349	15	.	.	PUNCT
cblr-14234	349	16	89	89	NUM
cblr-14234	350	1	i	i	PRON
cblr-14234	350	2	d.	d.	PROPN
cblr-14234	350	3	no	no	INTJ
cblr-14234	350	4	.	.	NOUN
cblr-14234	351	1	2	2	NUM
cblr-14234	351	2	]	]	PUNCT
cblr-14234	351	3	the	the	DET
cblr-14234	351	4	duty	duty	NOUN
cblr-14234	351	5	to	to	PART
cblr-14234	351	6	make	make	VERB
cblr-14234	351	7	contracts	contract	NOUN
cblr-14234	351	8	understandable	understandable	ADJ
cblr-14234	351	9	485	485	NUM
cblr-14234	351	10	can	can	AUX
cblr-14234	351	11	create	create	VERB
cblr-14234	351	12	“	"	PUNCT
cblr-14234	351	13	a	a	DET
cblr-14234	351	14	perfect	perfect	ADJ
cblr-14234	351	15	storm	storm	NOUN
cblr-14234	351	16	.	.	PUNCT
cblr-14234	351	17	.	.	PUNCT
cblr-14234	351	18	.	.	PUNCT
cblr-14234	351	19	.	.	PUNCT
cblr-14234	352	1	imagine	imagine	VERB
cblr-14234	352	2	micro	micro	ADJ
cblr-14234	352	3	-	-	ADJ
cblr-14234	352	4	targeted	target	VERB
cblr-14234	352	5	cigarettes	cigarette	NOUN
cblr-14234	352	6	that	that	PRON
cblr-14234	352	7	could	could	AUX
cblr-14234	352	8	deliver	deliver	VERB
cblr-14234	352	9	the	the	DET
cblr-14234	352	10	cigarette	cigarette	NOUN
cblr-14234	352	11	right	right	ADV
cblr-14234	352	12	in	in	ADP
cblr-14234	352	13	your	your	PRON
cblr-14234	352	14	fingers	finger	NOUN
cblr-14234	352	15	the	the	DET
cblr-14234	352	16	minute	minute	NOUN
cblr-14234	352	17	you	you	PRON
cblr-14234	352	18	’re	’re	AUX
cblr-14234	352	19	feeling	feel	VERB
cblr-14234	352	20	the	the	DET
cblr-14234	352	21	most	most	ADV
cblr-14234	352	22	vulnerable	vulnerable	ADJ
cblr-14234	352	23	.	.	PUNCT
cblr-14234	353	1	”90	”90	PUNCT
cblr-14234	354	1	while	while	SCONJ
cblr-14234	354	2	many	many	ADJ
cblr-14234	354	3	kinds	kind	NOUN
cblr-14234	354	4	of	of	ADP
cblr-14234	354	5	dark	dark	ADJ
cblr-14234	354	6	patterns	pattern	NOUN
cblr-14234	354	7	do	do	AUX
cblr-14234	354	8	not	not	PART
cblr-14234	354	9	involve	involve	VERB
cblr-14234	354	10	contract	contract	NOUN
cblr-14234	354	11	terms	term	NOUN
cblr-14234	354	12	,	,	PUNCT
cblr-14234	354	13	some	some	PRON
cblr-14234	354	14	do	do	VERB
cblr-14234	354	15	.	.	PUNCT
cblr-14234	355	1	consider	consider	VERB
cblr-14234	355	2	the	the	DET
cblr-14234	355	3	currency	currency	NOUN
cblr-14234	355	4	confusion	confusion	NOUN
cblr-14234	355	5	dark	dark	ADJ
cblr-14234	355	6	pattern	pattern	NOUN
cblr-14234	355	7	,	,	PUNCT
cblr-14234	355	8	which	which	PRON
cblr-14234	355	9	“	"	PUNCT
cblr-14234	355	10	forces	force	VERB
cblr-14234	355	11	users	user	NOUN
cblr-14234	355	12	to	to	PART
cblr-14234	355	13	convert	convert	VERB
cblr-14234	355	14	real	real	ADJ
cblr-14234	355	15	money	money	NOUN
cblr-14234	355	16	into	into	ADP
cblr-14234	355	17	an	an	DET
cblr-14234	355	18	‘	'	PUNCT
cblr-14234	355	19	arbitrary	arbitrary	ADJ
cblr-14234	355	20	secondary	secondary	ADJ
cblr-14234	355	21	currency	currency	NOUN
cblr-14234	355	22	’	'	PUNCT
cblr-14234	355	23	”	"	PUNCT
cblr-14234	355	24	to	to	PART
cblr-14234	355	25	mislead	mislead	VERB
cblr-14234	355	26	consumers	consumer	NOUN
cblr-14234	355	27	into	into	ADP
cblr-14234	355	28	how	how	SCONJ
cblr-14234	355	29	much	much	ADJ
cblr-14234	355	30	money	money	NOUN
cblr-14234	355	31	they	they	PRON
cblr-14234	355	32	are	be	AUX
cblr-14234	355	33	spending	spend	VERB
cblr-14234	355	34	.	.	PUNCT
cblr-14234	356	1	microsoft	microsoft	PROPN
cblr-14234	356	2	did	do	VERB
cblr-14234	356	3	just	just	ADV
cblr-14234	356	4	this	this	PRON
cblr-14234	356	5	by	by	ADP
cblr-14234	356	6	charging	charge	VERB
cblr-14234	356	7	480	480	NUM
cblr-14234	356	8	microsoft	microsoft	PROPN
cblr-14234	356	9	points	point	NOUN
cblr-14234	356	10	to	to	PART
cblr-14234	356	11	rent	rent	VERB
cblr-14234	356	12	a	a	DET
cblr-14234	356	13	movie	movie	NOUN
cblr-14234	356	14	when	when	SCONJ
cblr-14234	356	15	$	$	SYM
cblr-14234	356	16	5.00	5.00	NUM
cblr-14234	356	17	bought	buy	VERB
cblr-14234	356	18	400	400	NUM
cblr-14234	356	19	microsoft	microsoft	PROPN
cblr-14234	356	20	points.91	points.91	PROPN
cblr-14234	356	21	dark	dark	PROPN
cblr-14234	356	22	pattern	pattern	NOUN
cblr-14234	356	23	data	datum	NOUN
cblr-14234	356	24	and	and	CCONJ
cblr-14234	356	25	learning	learning	NOUN
cblr-14234	356	26	is	be	AUX
cblr-14234	356	27	not	not	PART
cblr-14234	356	28	just	just	ADV
cblr-14234	356	29	for	for	ADP
cblr-14234	356	30	electronic	electronic	ADJ
cblr-14234	356	31	contract	contract	NOUN
cblr-14234	356	32	documents	document	NOUN
cblr-14234	356	33	.	.	PUNCT
cblr-14234	357	1	“	"	PUNCT
cblr-14234	357	2	a	a	DET
cblr-14234	357	3	more	more	ADV
cblr-14234	357	4	sophisticated	sophisticated	ADJ
cblr-14234	357	5	example	example	NOUN
cblr-14234	357	6	comes	come	VERB
cblr-14234	357	7	from	from	ADP
cblr-14234	357	8	at&t	at&t	PROPN
cblr-14234	357	9	’s	’s	PART
cblr-14234	357	10	addition	addition	NOUN
cblr-14234	357	11	of	of	ADP
cblr-14234	357	12	a	a	DET
cblr-14234	357	13	mandatory	mandatory	ADJ
cblr-14234	357	14	arbitration	arbitration	NOUN
cblr-14234	357	15	clause	clause	NOUN
cblr-14234	357	16	to	to	ADP
cblr-14234	357	17	its	its	PRON
cblr-14234	357	18	contract	contract	NOUN
cblr-14234	357	19	with	with	ADP
cblr-14234	357	20	its	its	PRON
cblr-14234	357	21	customers	customer	NOUN
cblr-14234	357	22	:	:	PUNCT
cblr-14234	357	23	it	it	PRON
cblr-14234	357	24	designed	design	VERB
cblr-14234	357	25	the	the	DET
cblr-14234	357	26	envelope	envelope	NOUN
cblr-14234	357	27	,	,	PUNCT
cblr-14234	357	28	cover	cover	NOUN
cblr-14234	357	29	letter	letter	NOUN
cblr-14234	357	30	,	,	PUNCT
cblr-14234	357	31	and	and	CCONJ
cblr-14234	357	32	amended	amend	VERB
cblr-14234	357	33	contract	contract	NOUN
cblr-14234	357	34	through	through	ADP
cblr-14234	357	35	extensive	extensive	ADJ
cblr-14234	357	36	market	market	NOUN
cblr-14234	357	37	testing	testing	NOUN
cblr-14234	357	38	to	to	PART
cblr-14234	357	39	ensure	ensure	VERB
cblr-14234	357	40	that	that	SCONJ
cblr-14234	357	41	most	most	ADJ
cblr-14234	357	42	consumers	consumer	NOUN
cblr-14234	357	43	would	would	AUX
cblr-14234	357	44	not	not	PART
cblr-14234	357	45	open	open	VERB
cblr-14234	357	46	the	the	DET
cblr-14234	357	47	envelope	envelope	NOUN
cblr-14234	357	48	,	,	PUNCT
cblr-14234	357	49	or	or	CCONJ
cblr-14234	357	50	that	that	SCONJ
cblr-14234	357	51	if	if	SCONJ
cblr-14234	357	52	they	they	PRON
cblr-14234	357	53	did	do	AUX
cblr-14234	357	54	open	open	VERB
cblr-14234	357	55	it	it	PRON
cblr-14234	357	56	,	,	PUNCT
cblr-14234	357	57	they	they	PRON
cblr-14234	357	58	would	would	AUX
cblr-14234	357	59	not	not	PART
cblr-14234	357	60	read	read	VERB
cblr-14234	357	61	beyond	beyond	ADP
cblr-14234	357	62	the	the	DET
cblr-14234	357	63	cover	cover	NOUN
cblr-14234	357	64	letter	letter	NOUN
cblr-14234	357	65	.	.	PUNCT
cblr-14234	358	1	”92	”92	VERB
cblr-14234	358	2	the	the	DET
cblr-14234	358	3	number	number	NOUN
cblr-14234	358	4	and	and	CCONJ
cblr-14234	358	5	kinds	kind	NOUN
cblr-14234	358	6	of	of	ADP
cblr-14234	358	7	dark	dark	ADJ
cblr-14234	358	8	patterns	pattern	NOUN
cblr-14234	358	9	are	be	AUX
cblr-14234	358	10	myriad	myriad	ADJ
cblr-14234	358	11	and	and	CCONJ
cblr-14234	358	12	growing	grow	VERB
cblr-14234	358	13	because	because	SCONJ
cblr-14234	358	14	electronic	electronic	ADJ
cblr-14234	358	15	contracts	contract	NOUN
cblr-14234	358	16	do	do	AUX
cblr-14234	358	17	not	not	PART
cblr-14234	358	18	have	have	VERB
cblr-14234	358	19	the	the	DET
cblr-14234	358	20	limitations	limitation	NOUN
cblr-14234	358	21	of	of	ADP
cblr-14234	358	22	physical	physical	ADJ
cblr-14234	358	23	contracts.93	contracts.93	PROPN
cblr-14234	358	24	entering	enter	VERB
cblr-14234	358	25	a	a	DET
cblr-14234	358	26	contract	contract	NOUN
cblr-14234	358	27	on	on	ADP
cblr-14234	358	28	a	a	DET
cblr-14234	358	29	cellphone	cellphone	NOUN
cblr-14234	358	30	—	—	PUNCT
cblr-14234	358	31	which	which	PRON
cblr-14234	358	32	has	have	VERB
cblr-14234	358	33	a	a	DET
cblr-14234	358	34	small	small	ADJ
cblr-14234	358	35	screen	screen	NOUN
cblr-14234	358	36	—	—	PUNCT
cblr-14234	358	37	may	may	AUX
cblr-14234	358	38	be	be	AUX
cblr-14234	358	39	different	different	ADJ
cblr-14234	358	40	than	than	ADP
cblr-14234	358	41	entering	enter	VERB
cblr-14234	358	42	a	a	DET
cblr-14234	358	43	contract	contract	NOUN
cblr-14234	358	44	on	on	ADP
cblr-14234	358	45	paper.94	paper.94	NOUN
cblr-14234	358	46	with	with	ADP
cblr-14234	358	47	innovative	innovative	ADJ
cblr-14234	358	48	technology	technology	NOUN
cblr-14234	358	49	,	,	PUNCT
cblr-14234	358	50	90	90	NUM
cblr-14234	358	51	stafford	stafford	NOUN
cblr-14234	358	52	,	,	PUNCT
cblr-14234	358	53	supra	supra	PROPN
cblr-14234	358	54	note	note	NOUN
cblr-14234	358	55	74	74	NUM
cblr-14234	358	56	.	.	PUNCT
cblr-14234	359	1	see	see	VERB
cblr-14234	359	2	also	also	ADV
cblr-14234	359	3	willis	willis	PROPN
cblr-14234	359	4	,	,	PUNCT
cblr-14234	359	5	supra	supra	PROPN
cblr-14234	359	6	note	note	PROPN
cblr-14234	359	7	10	10	NUM
cblr-14234	359	8	,	,	PUNCT
cblr-14234	359	9	at	at	ADP
cblr-14234	359	10	117–19	117–19	NOUN
cblr-14234	359	11	(	(	PUNCT
cblr-14234	359	12	warning	warning	NOUN
cblr-14234	359	13	of	of	ADP
cblr-14234	359	14	a	a	DET
cblr-14234	359	15	“	"	PUNCT
cblr-14234	359	16	deluge	deluge	NOUN
cblr-14234	359	17	of	of	ADP
cblr-14234	359	18	increasingly	increasingly	ADV
cblr-14234	359	19	algorithmically	algorithmically	ADV
cblr-14234	359	20	-	-	PUNCT
cblr-14234	359	21	designed	design	VERB
cblr-14234	359	22	,	,	PUNCT
cblr-14234	359	23	microtargeted	microtargete	VERB
cblr-14234	359	24	,	,	PUNCT
cblr-14234	359	25	and	and	CCONJ
cblr-14234	359	26	ever	ever	ADV
cblr-14234	359	27	-	-	PUNCT
cblr-14234	359	28	changing	change	VERB
cblr-14234	359	29	digital	digital	ADJ
cblr-14234	359	30	communications	communication	NOUN
cblr-14234	359	31	and	and	CCONJ
cblr-14234	359	32	conduct	conduct	VERB
cblr-14234	359	33	”	"	PUNCT
cblr-14234	359	34	)	)	PUNCT
cblr-14234	359	35	.	.	PUNCT
cblr-14234	360	1	91	91	NUM
cblr-14234	361	1	goodstein	goodstein	ADV
cblr-14234	361	2	,	,	PUNCT
cblr-14234	361	3	supra	supra	ADJ
cblr-14234	361	4	note	note	NOUN
cblr-14234	361	5	72	72	NUM
cblr-14234	361	6	,	,	PUNCT
cblr-14234	361	7	at	at	ADP
cblr-14234	361	8	298–300	298–300	NUM
cblr-14234	361	9	.	.	PUNCT
cblr-14234	362	1	see	see	VERB
cblr-14234	362	2	also	also	ADV
cblr-14234	362	3	willis	willis	PROPN
cblr-14234	362	4	,	,	PUNCT
cblr-14234	362	5	supra	supra	PROPN
cblr-14234	362	6	note	note	NOUN
cblr-14234	362	7	76	76	NUM
cblr-14234	362	8	,	,	PUNCT
cblr-14234	362	9	at	at	ADP
cblr-14234	362	10	7	7	NUM
cblr-14234	362	11	,	,	PUNCT
cblr-14234	362	12	13	13	NUM
cblr-14234	362	13	(	(	PUNCT
cblr-14234	362	14	describing	describe	VERB
cblr-14234	362	15	how	how	SCONJ
cblr-14234	362	16	paypal	paypal	NOUN
cblr-14234	362	17	’s	’s	PART
cblr-14234	362	18	website	website	NOUN
cblr-14234	362	19	confused	confuse	VERB
cblr-14234	362	20	consumers	consumer	NOUN
cblr-14234	362	21	into	into	ADP
cblr-14234	362	22	signing	sign	VERB
cblr-14234	362	23	up	up	ADP
cblr-14234	362	24	for	for	ADP
cblr-14234	362	25	a	a	DET
cblr-14234	362	26	new	new	ADJ
cblr-14234	362	27	product	product	NOUN
cblr-14234	362	28	and	and	CCONJ
cblr-14234	362	29	then	then	ADV
cblr-14234	362	30	“	"	PUNCT
cblr-14234	362	31	automatically	automatically	ADV
cblr-14234	362	32	enrolled	enrol	VERB
cblr-14234	362	33	these	these	DET
cblr-14234	362	34	customers	customer	NOUN
cblr-14234	362	35	in	in	ADP
cblr-14234	362	36	electronic	electronic	ADJ
cblr-14234	362	37	billing	billing	NOUN
cblr-14234	362	38	,	,	PUNCT
cblr-14234	362	39	and	and	CCONJ
cblr-14234	362	40	the	the	DET
cblr-14234	362	41	emails	email	NOUN
cblr-14234	362	42	containing	contain	VERB
cblr-14234	362	43	the	the	DET
cblr-14234	362	44	bills	bill	NOUN
cblr-14234	362	45	were	be	AUX
cblr-14234	362	46	treated	treat	VERB
cblr-14234	362	47	as	as	ADP
cblr-14234	362	48	junk	junk	NOUN
cblr-14234	362	49	by	by	ADP
cblr-14234	362	50	common	common	ADJ
cblr-14234	362	51	email	email	NOUN
cblr-14234	362	52	filters	filter	NOUN
cblr-14234	362	53	,	,	PUNCT
cblr-14234	362	54	such	such	ADJ
cblr-14234	362	55	that	that	SCONJ
cblr-14234	362	56	many	many	ADJ
cblr-14234	362	57	customers	customer	NOUN
cblr-14234	362	58	never	never	ADV
cblr-14234	362	59	saw	see	VERB
cblr-14234	362	60	the	the	DET
cblr-14234	362	61	bills	bill	NOUN
cblr-14234	362	62	”	"	PUNCT
cblr-14234	362	63	)	)	PUNCT
cblr-14234	362	64	.	.	PUNCT
cblr-14234	363	1	92	92	NUM
cblr-14234	363	2	willis	willi	NOUN
cblr-14234	363	3	,	,	PUNCT
cblr-14234	363	4	supra	supra	PROPN
cblr-14234	363	5	note	note	NOUN
cblr-14234	363	6	9	9	NUM
cblr-14234	363	7	,	,	PUNCT
cblr-14234	363	8	at	at	ADP
cblr-14234	363	9	1323	1323	NUM
cblr-14234	363	10	(	(	PUNCT
cblr-14234	363	11	citing	cite	VERB
cblr-14234	363	12	ting	ting	PROPN
cblr-14234	363	13	v.	v.	ADP
cblr-14234	363	14	at&t	at&t	PROPN
cblr-14234	363	15	,	,	PUNCT
cblr-14234	363	16	319	319	NUM
cblr-14234	363	17	f.3d	f.3d	NUM
cblr-14234	363	18	1126	1126	NUM
cblr-14234	363	19	,	,	PUNCT
cblr-14234	363	20	1133–34	1133–34	NUM
cblr-14234	363	21	(	(	PUNCT
cblr-14234	363	22	9th	9th	ADJ
cblr-14234	363	23	cir	cir	NOUN
cblr-14234	363	24	.	.	PROPN
cblr-14234	363	25	2003	2003	NUM
cblr-14234	363	26	)	)	PUNCT
cblr-14234	363	27	)	)	PUNCT
cblr-14234	363	28	.	.	PUNCT
cblr-14234	364	1	93	93	NUM
cblr-14234	364	2	hurwitz	hurwitz	PROPN
cblr-14234	364	3	,	,	PUNCT
cblr-14234	364	4	supra	supra	PROPN
cblr-14234	364	5	note	note	PROPN
cblr-14234	364	6	42	42	NUM
cblr-14234	364	7	,	,	PUNCT
cblr-14234	364	8	at	at	ADP
cblr-14234	364	9	68	68	NUM
cblr-14234	364	10	.	.	PUNCT
cblr-14234	365	1	see	see	VERB
cblr-14234	365	2	luguri	luguri	PROPN
cblr-14234	365	3	&	&	CCONJ
cblr-14234	365	4	strahilevitz	strahilevitz	PROPN
cblr-14234	365	5	,	,	PUNCT
cblr-14234	365	6	supra	supra	PROPN
cblr-14234	365	7	note	note	NOUN
cblr-14234	365	8	71	71	NUM
cblr-14234	365	9	,	,	PUNCT
cblr-14234	365	10	at	at	ADP
cblr-14234	365	11	52–53	52–53	NUM
cblr-14234	365	12	(	(	PUNCT
cblr-14234	365	13	2021	2021	NUM
cblr-14234	365	14	)	)	PUNCT
cblr-14234	365	15	(	(	PUNCT
cblr-14234	365	16	identifying	identify	VERB
cblr-14234	365	17	examples	example	NOUN
cblr-14234	365	18	and	and	CCONJ
cblr-14234	365	19	taxonomy	taxonomy	NOUN
cblr-14234	365	20	of	of	ADP
cblr-14234	365	21	kinds	kind	NOUN
cblr-14234	365	22	of	of	ADP
cblr-14234	365	23	dark	dark	ADJ
cblr-14234	365	24	patterns	pattern	NOUN
cblr-14234	365	25	)	)	PUNCT
cblr-14234	365	26	.	.	PUNCT
cblr-14234	366	1	94	94	NUM
cblr-14234	366	2	budnitz	budnitz	NOUN
cblr-14234	366	3	,	,	PUNCT
cblr-14234	366	4	supra	supra	PROPN
cblr-14234	366	5	note	note	NOUN
cblr-14234	366	6	54	54	NUM
cblr-14234	366	7	,	,	PUNCT
cblr-14234	366	8	at	at	ADP
cblr-14234	366	9	389	389	NUM
cblr-14234	366	10	(	(	PUNCT
cblr-14234	366	11	mentioning	mention	VERB
cblr-14234	366	12	the	the	DET
cblr-14234	366	13	“	"	PUNCT
cblr-14234	366	14	federal	federal	ADJ
cblr-14234	366	15	trade	trade	PROPN
cblr-14234	366	16	commission	commission	PROPN
cblr-14234	366	17	’s	’s	PART
cblr-14234	366	18	guidance	guidance	NOUN
cblr-14234	366	19	that	that	PRON
cblr-14234	366	20	repeatedly	repeatedly	ADV
cblr-14234	366	21	points	point	VERB
cblr-14234	366	22	out	out	ADP
cblr-14234	366	23	that	that	SCONJ
cblr-14234	366	24	disclosures	disclosure	NOUN
cblr-14234	366	25	on	on	ADP
cblr-14234	366	26	a	a	DET
cblr-14234	366	27	small	small	ADJ
cblr-14234	366	28	screen	screen	NOUN
cblr-14234	366	29	make	make	VERB
cblr-14234	366	30	a	a	DET
cblr-14234	366	31	legally	legally	ADV
cblr-14234	366	32	significant	significant	ADJ
cblr-14234	366	33	difference	difference	NOUN
cblr-14234	366	34	in	in	ADP
cblr-14234	366	35	assessing	assess	VERB
cblr-14234	366	36	the	the	DET
cblr-14234	366	37	consumer	consumer	NOUN
cblr-14234	366	38	’s	’s	PART
cblr-14234	366	39	ability	ability	NOUN
cblr-14234	366	40	to	to	PART
cblr-14234	366	41	perceive	perceive	VERB
cblr-14234	366	42	and	and	CCONJ
cblr-14234	366	43	understand	understand	VERB
cblr-14234	366	44	the	the	DET
cblr-14234	366	45	disclosures	disclosure	NOUN
cblr-14234	366	46	on	on	ADP
cblr-14234	366	47	a	a	DET
cblr-14234	366	48	website	website	NOUN
cblr-14234	366	49	”	"	PUNCT
cblr-14234	366	50	)	)	PUNCT
cblr-14234	366	51	.	.	PUNCT
cblr-14234	367	1	486	486	NUM
cblr-14234	367	2	columbia	columbia	PROPN
cblr-14234	367	3	business	business	NOUN
cblr-14234	367	4	law	law	PROPN
cblr-14234	367	5	review	review	NOUN
cblr-14234	368	1	[	[	X
cblr-14234	368	2	vol	vol	NOUN
cblr-14234	368	3	.	.	NOUN
cblr-14234	369	1	2024	2024	NUM
cblr-14234	369	2	consumers	consumer	NOUN
cblr-14234	369	3	now	now	ADV
cblr-14234	369	4	and	and	CCONJ
cblr-14234	369	5	in	in	ADP
cblr-14234	369	6	the	the	DET
cblr-14234	369	7	future	future	NOUN
cblr-14234	369	8	might	might	AUX
cblr-14234	369	9	“	"	PUNCT
cblr-14234	369	10	enter	enter	VERB
cblr-14234	369	11	”	"	PUNCT
cblr-14234	369	12	contracts	contract	NOUN
cblr-14234	369	13	electronically	electronically	ADV
cblr-14234	369	14	by	by	ADP
cblr-14234	369	15	touching	touch	VERB
cblr-14234	369	16	a	a	DET
cblr-14234	369	17	screen	screen	NOUN
cblr-14234	369	18	,	,	PUNCT
cblr-14234	369	19	speaking	speak	VERB
cblr-14234	369	20	a	a	DET
cblr-14234	369	21	command	command	NOUN
cblr-14234	369	22	,	,	PUNCT
cblr-14234	369	23	giving	give	VERB
cblr-14234	369	24	hand	hand	NOUN
cblr-14234	369	25	gestures	gesture	NOUN
cblr-14234	369	26	,	,	PUNCT
cblr-14234	369	27	directing	direct	VERB
cblr-14234	369	28	personal	personal	ADJ
cblr-14234	369	29	assistants	assistant	NOUN
cblr-14234	369	30	,	,	PUNCT
cblr-14234	369	31	programming	program	VERB
cblr-14234	369	32	artificial	artificial	ADJ
cblr-14234	369	33	intelligence	intelligence	NOUN
cblr-14234	369	34	,	,	PUNCT
cblr-14234	369	35	or	or	CCONJ
cblr-14234	369	36	even	even	ADV
cblr-14234	369	37	using	use	VERB
cblr-14234	369	38	microchips.95	microchips.95	NOUN
cblr-14234	369	39	the	the	DET
cblr-14234	369	40	evolution	evolution	NOUN
cblr-14234	369	41	of	of	ADP
cblr-14234	369	42	dark	dark	ADJ
cblr-14234	369	43	patterns	pattern	NOUN
cblr-14234	369	44	far	far	ADV
cblr-14234	369	45	outpaces	outpace	VERB
cblr-14234	369	46	any	any	DET
cblr-14234	369	47	kind	kind	NOUN
cblr-14234	369	48	of	of	ADP
cblr-14234	369	49	regulation	regulation	NOUN
cblr-14234	369	50	or	or	CCONJ
cblr-14234	369	51	common	common	ADJ
cblr-14234	369	52	law	law	NOUN
cblr-14234	369	53	response.96	response.96	NOUN
cblr-14234	369	54	dark	dark	ADJ
cblr-14234	369	55	patterns	pattern	NOUN
cblr-14234	369	56	are	be	AUX
cblr-14234	369	57	difficult	difficult	ADJ
cblr-14234	369	58	to	to	PART
cblr-14234	369	59	legislate	legislate	VERB
cblr-14234	369	60	because	because	SCONJ
cblr-14234	369	61	as	as	ADV
cblr-14234	369	62	soon	soon	ADV
cblr-14234	369	63	as	as	SCONJ
cblr-14234	369	64	lawmakers	lawmaker	NOUN
cblr-14234	369	65	ban	ban	VERB
cblr-14234	369	66	one	one	NUM
cblr-14234	369	67	kind	kind	NOUN
cblr-14234	369	68	of	of	ADP
cblr-14234	369	69	dark	dark	ADJ
cblr-14234	369	70	pattern	pattern	NOUN
cblr-14234	369	71	,	,	PUNCT
cblr-14234	369	72	developers	developer	NOUN
cblr-14234	369	73	can	can	AUX
cblr-14234	369	74	create	create	VERB
cblr-14234	369	75	new	new	ADJ
cblr-14234	369	76	ones	one	NOUN
cblr-14234	369	77	or	or	CCONJ
cblr-14234	369	78	design	design	NOUN
cblr-14234	369	79	patterns	pattern	NOUN
cblr-14234	369	80	that	that	PRON
cblr-14234	369	81	operate	operate	VERB
cblr-14234	369	82	in	in	ADP
cblr-14234	369	83	legal	legal	ADJ
cblr-14234	369	84	grey	grey	NOUN
cblr-14234	369	85	areas.97	areas.97	NOUN
cblr-14234	369	86	c.	c.	PROPN
cblr-14234	369	87	hope	hope	PROPN
cblr-14234	369	88	for	for	ADP
cblr-14234	369	89	the	the	DET
cblr-14234	369	90	future	future	NOUN
cblr-14234	369	91	the	the	DET
cblr-14234	369	92	result	result	NOUN
cblr-14234	369	93	is	be	AUX
cblr-14234	369	94	clear	clear	ADJ
cblr-14234	369	95	:	:	PUNCT
cblr-14234	369	96	“	"	PUNCT
cblr-14234	369	97	a	a	DET
cblr-14234	369	98	wealth	wealth	NOUN
cblr-14234	369	99	of	of	ADP
cblr-14234	369	100	legal	legal	ADJ
cblr-14234	369	101	and	and	CCONJ
cblr-14234	369	102	interdisciplinary	interdisciplinary	ADJ
cblr-14234	369	103	scholarship	scholarship	NOUN
cblr-14234	369	104	has	have	AUX
cblr-14234	369	105	definitively	definitively	ADV
cblr-14234	369	106	established	establish	VERB
cblr-14234	369	107	that	that	DET
cblr-14234	369	108	meaningful	meaningful	ADJ
cblr-14234	369	109	,	,	PUNCT
cblr-14234	369	110	voluntary	voluntary	ADJ
cblr-14234	369	111	assent	assent	NOUN
cblr-14234	369	112	to	to	ADP
cblr-14234	369	113	standardized	standardized	ADJ
cblr-14234	369	114	terms	term	NOUN
cblr-14234	369	115	is	be	AUX
cblr-14234	369	116	an	an	DET
cblr-14234	369	117	impossibility	impossibility	NOUN
cblr-14234	369	118	,	,	PUNCT
cblr-14234	369	119	as	as	SCONJ
cblr-14234	369	120	consumers	consumer	NOUN
cblr-14234	369	121	are	be	AUX
cblr-14234	369	122	largely	largely	ADV
cblr-14234	369	123	unable	unable	ADJ
cblr-14234	369	124	to	to	PART
cblr-14234	369	125	understand	understand	VERB
cblr-14234	369	126	the	the	DET
cblr-14234	369	127	contracts	contract	NOUN
cblr-14234	369	128	that	that	PRON
cblr-14234	369	129	they	they	PRON
cblr-14234	369	130	sign	sign	VERB
cblr-14234	369	131	and	and	CCONJ
cblr-14234	369	132	are	be	AUX
cblr-14234	369	133	virtually	virtually	ADV
cblr-14234	369	134	powerless	powerless	ADJ
cblr-14234	369	135	to	to	PART
cblr-14234	369	136	find	find	VERB
cblr-14234	369	137	better	well	ADJ
cblr-14234	369	138	terms	term	NOUN
cblr-14234	369	139	elsewhere	elsewhere	ADV
cblr-14234	369	140	in	in	ADP
cblr-14234	369	141	the	the	DET
cblr-14234	369	142	market	market	NOUN
cblr-14234	369	143	.	.	PUNCT
cblr-14234	370	1	”98	”98	PROPN
cblr-14234	370	2	95	95	NUM
cblr-14234	370	3	budnitz	budnitz	NOUN
cblr-14234	370	4	,	,	PUNCT
cblr-14234	370	5	supra	supra	PROPN
cblr-14234	370	6	note	note	NOUN
cblr-14234	370	7	54	54	NUM
cblr-14234	370	8	,	,	PUNCT
cblr-14234	370	9	at	at	ADP
cblr-14234	370	10	415–17	415–17	PROPN
cblr-14234	370	11	,	,	PUNCT
cblr-14234	370	12	432–35	432–35	NUM
cblr-14234	370	13	.	.	PUNCT
cblr-14234	370	14	96	96	NUM
cblr-14234	370	15	willis	willis	PROPN
cblr-14234	370	16	,	,	PUNCT
cblr-14234	370	17	supra	supra	PROPN
cblr-14234	370	18	note	note	NOUN
cblr-14234	370	19	9	9	NUM
cblr-14234	370	20	at	at	ADP
cblr-14234	370	21	1311	1311	NUM
cblr-14234	370	22	(	(	PUNCT
cblr-14234	370	23	“	"	PUNCT
cblr-14234	370	24	moreover	moreover	ADV
cblr-14234	370	25	,	,	PUNCT
cblr-14234	370	26	the	the	DET
cblr-14234	370	27	speed	speed	NOUN
cblr-14234	370	28	with	with	ADP
cblr-14234	370	29	which	which	PRON
cblr-14234	370	30	firms	firm	NOUN
cblr-14234	370	31	foil	foil	NOUN
cblr-14234	370	32	disclosure	disclosure	NOUN
cblr-14234	370	33	and	and	CCONJ
cblr-14234	370	34	design	design	NOUN
cblr-14234	370	35	regulation	regulation	NOUN
cblr-14234	370	36	will	will	AUX
cblr-14234	370	37	only	only	ADV
cblr-14234	370	38	increase	increase	VERB
cblr-14234	370	39	in	in	ADP
cblr-14234	370	40	the	the	DET
cblr-14234	370	41	devicemediated	devicemediated	ADJ
cblr-14234	370	42	world	world	NOUN
cblr-14234	370	43	of	of	ADP
cblr-14234	370	44	big	big	ADJ
cblr-14234	370	45	data	datum	NOUN
cblr-14234	370	46	.	.	PUNCT
cblr-14234	370	47	”	"	PUNCT
cblr-14234	370	48	)	)	PUNCT
cblr-14234	370	49	;	;	PUNCT
cblr-14234	370	50	budnitz	budnitz	NOUN
cblr-14234	370	51	,	,	PUNCT
cblr-14234	370	52	supra	supra	PROPN
cblr-14234	370	53	note	note	NOUN
cblr-14234	370	54	54	54	NUM
cblr-14234	370	55	,	,	PUNCT
cblr-14234	370	56	at	at	ADP
cblr-14234	370	57	370	370	NUM
cblr-14234	370	58	(	(	PUNCT
cblr-14234	370	59	advocating	advocate	VERB
cblr-14234	370	60	abandoning	abandon	VERB
cblr-14234	370	61	restatement	restatement	NOUN
cblr-14234	370	62	of	of	ADP
cblr-14234	370	63	consumer	consumer	NOUN
cblr-14234	370	64	contracts	contract	NOUN
cblr-14234	370	65	because	because	SCONJ
cblr-14234	370	66	marketplace	marketplace	NOUN
cblr-14234	370	67	outpaces	outpace	NOUN
cblr-14234	370	68	restatement	restatement	VERB
cblr-14234	370	69	)	)	PUNCT
cblr-14234	370	70	;	;	PUNCT
cblr-14234	370	71	babette	babette	PROPN
cblr-14234	370	72	e.	e.	PROPN
cblr-14234	370	73	boliek	boliek	PROPN
cblr-14234	370	74	,	,	PUNCT
cblr-14234	370	75	upgrading	upgrade	VERB
cblr-14234	370	76	unconscionability	unconscionability	NOUN
cblr-14234	370	77	:	:	PUNCT
cblr-14234	370	78	a	a	DET
cblr-14234	370	79	common	common	ADJ
cblr-14234	370	80	law	law	NOUN
cblr-14234	370	81	ally	ally	NOUN
cblr-14234	370	82	for	for	ADP
cblr-14234	370	83	a	a	DET
cblr-14234	370	84	digital	digital	ADJ
cblr-14234	370	85	world	world	NOUN
cblr-14234	370	86	,	,	PUNCT
cblr-14234	370	87	81	81	NUM
cblr-14234	370	88	md	md	PROPN
cblr-14234	370	89	.	.	PUNCT
cblr-14234	371	1	l.	l.	PROPN
cblr-14234	371	2	rev	rev	PROPN
cblr-14234	371	3	.	.	PROPN
cblr-14234	371	4	46	46	NUM
cblr-14234	371	5	,	,	PUNCT
cblr-14234	371	6	64	64	NUM
cblr-14234	371	7	(	(	PUNCT
cblr-14234	371	8	2021	2021	NUM
cblr-14234	371	9	)	)	PUNCT
cblr-14234	371	10	(	(	PUNCT
cblr-14234	371	11	“	"	PUNCT
cblr-14234	371	12	[	[	X
cblr-14234	371	13	i]t	i]t	NOUN
cblr-14234	371	14	is	be	AUX
cblr-14234	371	15	clear	clear	ADJ
cblr-14234	371	16	that	that	SCONJ
cblr-14234	371	17	the	the	DET
cblr-14234	371	18	technological	technological	ADJ
cblr-14234	371	19	realities	reality	NOUN
cblr-14234	371	20	of	of	ADP
cblr-14234	371	21	today	today	NOUN
cblr-14234	371	22	have	have	AUX
cblr-14234	371	23	exceeded	exceed	VERB
cblr-14234	371	24	current	current	ADJ
cblr-14234	371	25	privacy	privacy	NOUN
cblr-14234	371	26	protections	protection	NOUN
cblr-14234	371	27	,	,	PUNCT
cblr-14234	371	28	leaving	leave	VERB
cblr-14234	371	29	us	we	PRON
cblr-14234	371	30	scrambling	scramble	VERB
cblr-14234	371	31	to	to	PART
cblr-14234	371	32	catch	catch	VERB
cblr-14234	371	33	up	up	ADP
cblr-14234	371	34	.	.	PUNCT
cblr-14234	371	35	”	"	PUNCT
cblr-14234	371	36	)	)	PUNCT
cblr-14234	371	37	.	.	PUNCT
cblr-14234	372	1	97	97	NUM
cblr-14234	372	2	king	king	NOUN
cblr-14234	372	3	&	&	CCONJ
cblr-14234	372	4	stephan	stephan	PROPN
cblr-14234	372	5	,	,	PUNCT
cblr-14234	372	6	supra	supra	PROPN
cblr-14234	372	7	note	note	PROPN
cblr-14234	372	8	70	70	NUM
cblr-14234	372	9	,	,	PUNCT
cblr-14234	372	10	at	at	ADP
cblr-14234	372	11	261–62	261–62	NUM
cblr-14234	372	12	.	.	PUNCT
cblr-14234	373	1	but	but	CCONJ
cblr-14234	373	2	see	see	VERB
cblr-14234	373	3	s.	s.	PROPN
cblr-14234	373	4	3330	3330	NUM
cblr-14234	373	5	,	,	PUNCT
cblr-14234	373	6	117th	117th	ADJ
cblr-14234	373	7	cong	cong	NOUN
cblr-14234	373	8	.	.	PUNCT
cblr-14234	374	1	(	(	PUNCT
cblr-14234	374	2	2022	2022	NUM
cblr-14234	374	3	)	)	PUNCT
cblr-14234	374	4	(	(	PUNCT
cblr-14234	374	5	proposed	propose	VERB
cblr-14234	374	6	federal	federal	ADJ
cblr-14234	374	7	law	law	NOUN
cblr-14234	374	8	restricting	restrict	VERB
cblr-14234	374	9	the	the	DET
cblr-14234	374	10	manipulation	manipulation	NOUN
cblr-14234	374	11	of	of	ADP
cblr-14234	374	12	user	user	NOUN
cblr-14234	374	13	interfaces	interface	NOUN
cblr-14234	374	14	to	to	PART
cblr-14234	374	15	obtain	obtain	VERB
cblr-14234	374	16	consent	consent	NOUN
cblr-14234	374	17	or	or	CCONJ
cblr-14234	374	18	user	user	NOUN
cblr-14234	374	19	data	datum	NOUN
cblr-14234	374	20	and	and	CCONJ
cblr-14234	374	21	the	the	DET
cblr-14234	374	22	running	running	NOUN
cblr-14234	374	23	of	of	ADP
cblr-14234	374	24	behavioral	behavioral	ADJ
cblr-14234	374	25	or	or	CCONJ
cblr-14234	374	26	psychological	psychological	ADJ
cblr-14234	374	27	experimentation	experimentation	NOUN
cblr-14234	374	28	on	on	ADP
cblr-14234	374	29	consumers	consumer	NOUN
cblr-14234	374	30	)	)	PUNCT
cblr-14234	374	31	,	,	PUNCT
cblr-14234	374	32	https://www.congress.gov/bill/117th-congress/senate-bill/3330/actions	https://www.congress.gov/bill/117th-congress/senate-bill/3330/actions	PROPN
cblr-14234	375	1	[	[	X
cblr-14234	375	2	https://perma.cc/mv9r-p92j	https://perma.cc/mv9r-p92j	NOUN
cblr-14234	375	3	]	]	X
cblr-14234	375	4	;	;	PUNCT
cblr-14234	375	5	marie	marie	PROPN
cblr-14234	375	6	potel	potel	PROPN
cblr-14234	375	7	-	-	PUNCT
cblr-14234	375	8	saville	saville	PROPN
cblr-14234	375	9	&	&	CCONJ
cblr-14234	375	10	mathilde	mathilde	PROPN
cblr-14234	375	11	da	da	PROPN
cblr-14234	375	12	rocha	rocha	PROPN
cblr-14234	375	13	,	,	PUNCT
cblr-14234	375	14	from	from	ADP
cblr-14234	375	15	dark	dark	ADJ
cblr-14234	375	16	patterns	pattern	NOUN
cblr-14234	375	17	to	to	ADP
cblr-14234	375	18	fair	fair	ADJ
cblr-14234	375	19	patterns	pattern	NOUN
cblr-14234	375	20	?	?	PUNCT
cblr-14234	376	1	usable	usable	ADJ
cblr-14234	376	2	taxonomy	taxonomy	NOUN
cblr-14234	376	3	to	to	PART
cblr-14234	376	4	contribute	contribute	VERB
cblr-14234	376	5	solving	solve	VERB
cblr-14234	376	6	the	the	DET
cblr-14234	376	7	issue	issue	NOUN
cblr-14234	376	8	with	with	ADP
cblr-14234	376	9	countermeasures	countermeasure	NOUN
cblr-14234	376	10	,	,	PUNCT
cblr-14234	376	11	eu	eu	PROPN
cblr-14234	376	12	annual	annual	PROPN
cblr-14234	376	13	privacy	privacy	PROPN
cblr-14234	376	14	forum	forum	PROPN
cblr-14234	376	15	,	,	PUNCT
cblr-14234	376	16	at	at	ADP
cblr-14234	376	17	8–19	8–19	PROPN
cblr-14234	376	18	(	(	PUNCT
cblr-14234	376	19	june	june	PROPN
cblr-14234	376	20	2023	2023	NUM
cblr-14234	376	21	)	)	PUNCT
cblr-14234	376	22	(	(	PUNCT
cblr-14234	376	23	proposing	propose	VERB
cblr-14234	376	24	taxonomy	taxonomy	NOUN
cblr-14234	376	25	of	of	ADP
cblr-14234	376	26	dark	dark	ADJ
cblr-14234	376	27	patterns	pattern	NOUN
cblr-14234	376	28	and	and	CCONJ
cblr-14234	376	29	fair	fair	ADJ
cblr-14234	376	30	patterns	pattern	NOUN
cblr-14234	376	31	)	)	PUNCT
cblr-14234	376	32	.	.	PUNCT
cblr-14234	377	1	98	98	NUM
cblr-14234	377	2	lonegrass	lonegrass	NOUN
cblr-14234	377	3	,	,	PUNCT
cblr-14234	377	4	supra	supra	NOUN
cblr-14234	377	5	note	note	NOUN
cblr-14234	377	6	4	4	NUM
cblr-14234	377	7	,	,	PUNCT
cblr-14234	377	8	at	at	ADP
cblr-14234	377	9	3–64	3–64	PROPN
cblr-14234	377	10	.	.	PUNCT
cblr-14234	378	1	see	see	VERB
cblr-14234	378	2	also	also	ADV
cblr-14234	378	3	restatement	restatement	VERB
cblr-14234	378	4	of	of	ADP
cblr-14234	378	5	consumer	consumer	NOUN
cblr-14234	378	6	contracts	contract	NOUN
cblr-14234	378	7	intro	intro	VERB
cblr-14234	378	8	.	.	PUNCT
cblr-14234	379	1	(	(	PUNCT
cblr-14234	379	2	am	be	AUX
cblr-14234	379	3	.	.	PUNCT
cblr-14234	380	1	l.	l.	PROPN
cblr-14234	380	2	inst	inst	PROPN
cblr-14234	380	3	.	.	PROPN
cblr-14234	380	4	,	,	PUNCT
cblr-14234	380	5	tentative	tentative	ADJ
cblr-14234	380	6	draft	draft	NOUN
cblr-14234	380	7	no	no	NOUN
cblr-14234	380	8	.	.	NOUN
cblr-14234	380	9	2	2	NUM
cblr-14234	380	10	,	,	PUNCT
cblr-14234	380	11	2022	2022	NUM
cblr-14234	380	12	)	)	PUNCT
cblr-14234	380	13	(	(	PUNCT
cblr-14234	380	14	“	"	PUNCT
cblr-14234	380	15	in	in	ADP
cblr-14234	380	16	these	these	DET
cblr-14234	380	17	environments	environment	NOUN
cblr-14234	380	18	,	,	PUNCT
cblr-14234	380	19	strengthening	strengthen	VERB
cblr-14234	380	20	the	the	DET
cblr-14234	380	21	disclosure	disclosure	NOUN
cblr-14234	380	22	requirements	requirement	NOUN
cblr-14234	380	23	emanating	emanate	VERB
cblr-14234	380	24	from	from	ADP
cblr-14234	380	25	contract	contract	NOUN
cblr-14234	380	26	law	law	NOUN
cblr-14234	380	27	's	's	PART
cblr-14234	380	28	general	general	ADJ
cblr-14234	380	29	rules	rule	NOUN
cblr-14234	380	30	of	of	ADP
cblr-14234	380	31	mutual	mutual	ADJ
cblr-14234	380	32	assent	assent	NOUN
cblr-14234	380	33	would	would	AUX
cblr-14234	380	34	not	not	PART
cblr-14234	380	35	prompt	prompt	VERB
cblr-14234	380	36	consumers	consumer	NOUN
cblr-14234	380	37	no	no	INTJ
cblr-14234	380	38	.	.	NOUN
cblr-14234	381	1	2	2	NUM
cblr-14234	381	2	]	]	PUNCT
cblr-14234	381	3	the	the	DET
cblr-14234	381	4	duty	duty	NOUN
cblr-14234	381	5	to	to	PART
cblr-14234	381	6	make	make	VERB
cblr-14234	381	7	contracts	contract	NOUN
cblr-14234	381	8	understandable	understandable	ADJ
cblr-14234	381	9	487	487	NUM
cblr-14234	381	10	yet	yet	ADV
cblr-14234	381	11	,	,	PUNCT
cblr-14234	381	12	none	none	NOUN
cblr-14234	381	13	of	of	ADP
cblr-14234	381	14	the	the	DET
cblr-14234	381	15	causes	cause	NOUN
cblr-14234	381	16	mentioned	mention	VERB
cblr-14234	381	17	above	above	ADV
cblr-14234	381	18	inevitably	inevitably	ADV
cblr-14234	381	19	render	render	VERB
cblr-14234	381	20	contracts	contract	NOUN
cblr-14234	381	21	incomprehensible	incomprehensible	ADJ
cblr-14234	381	22	.	.	PUNCT
cblr-14234	382	1	nothing	nothing	PRON
cblr-14234	382	2	prevents	prevent	VERB
cblr-14234	382	3	contracts	contract	NOUN
cblr-14234	382	4	of	of	ADP
cblr-14234	382	5	adhesion	adhesion	NOUN
cblr-14234	382	6	from	from	ADP
cblr-14234	382	7	being	be	AUX
cblr-14234	382	8	standardized	standardize	VERB
cblr-14234	382	9	,	,	PUNCT
cblr-14234	382	10	nonnegotiable	nonnegotiable	ADJ
cblr-14234	382	11	,	,	PUNCT
cblr-14234	382	12	and	and	CCONJ
cblr-14234	382	13	understandable	understandable	ADJ
cblr-14234	382	14	.	.	PUNCT
cblr-14234	383	1	likewise	likewise	ADV
cblr-14234	383	2	,	,	PUNCT
cblr-14234	383	3	consumers	consumer	NOUN
cblr-14234	383	4	could	could	AUX
cblr-14234	383	5	enter	enter	VERB
cblr-14234	383	6	large	large	ADJ
cblr-14234	383	7	volumes	volume	NOUN
cblr-14234	383	8	of	of	ADP
cblr-14234	383	9	understandable	understandable	ADJ
cblr-14234	383	10	contracts	contract	NOUN
cblr-14234	383	11	.	.	PUNCT
cblr-14234	384	1	while	while	SCONJ
cblr-14234	384	2	length	length	NOUN
cblr-14234	384	3	may	may	AUX
cblr-14234	384	4	affect	affect	VERB
cblr-14234	384	5	the	the	DET
cblr-14234	384	6	ability	ability	NOUN
cblr-14234	384	7	to	to	PART
cblr-14234	384	8	understand	understand	VERB
cblr-14234	384	9	,	,	PUNCT
cblr-14234	384	10	there	there	PRON
cblr-14234	384	11	may	may	AUX
cblr-14234	384	12	be	be	AUX
cblr-14234	384	13	ways	way	NOUN
cblr-14234	384	14	to	to	PART
cblr-14234	384	15	reduce	reduce	VERB
cblr-14234	384	16	length	length	NOUN
cblr-14234	384	17	or	or	CCONJ
cblr-14234	384	18	to	to	PART
cblr-14234	384	19	make	make	VERB
cblr-14234	384	20	long	long	ADJ
cblr-14234	384	21	contracts	contract	NOUN
cblr-14234	384	22	more	more	ADV
cblr-14234	384	23	understandable	understandable	ADJ
cblr-14234	384	24	.	.	PUNCT
cblr-14234	385	1	further	far	ADV
cblr-14234	385	2	,	,	PUNCT
cblr-14234	385	3	the	the	DET
cblr-14234	385	4	data	datum	NOUN
cblr-14234	385	5	,	,	PUNCT
cblr-14234	385	6	technology	technology	NOUN
cblr-14234	385	7	,	,	PUNCT
cblr-14234	385	8	and	and	CCONJ
cblr-14234	385	9	experts	expert	NOUN
cblr-14234	385	10	behind	behind	ADP
cblr-14234	385	11	dark	dark	ADJ
cblr-14234	385	12	patterns	pattern	NOUN
cblr-14234	385	13	could	could	AUX
cblr-14234	385	14	be	be	AUX
cblr-14234	385	15	used	use	VERB
cblr-14234	385	16	to	to	PART
cblr-14234	385	17	aid	aid	VERB
cblr-14234	385	18	,	,	PUNCT
cblr-14234	385	19	clarify	clarify	VERB
cblr-14234	385	20	,	,	PUNCT
cblr-14234	385	21	and	and	CCONJ
cblr-14234	385	22	focus	focus	VERB
cblr-14234	385	23	consumers	consumer	NOUN
cblr-14234	385	24	.	.	PUNCT
cblr-14234	386	1	they	they	PRON
cblr-14234	386	2	can	can	AUX
cblr-14234	386	3	highlight	highlight	VERB
cblr-14234	386	4	disclosures	disclosure	NOUN
cblr-14234	386	5	,	,	PUNCT
cblr-14234	386	6	help	help	VERB
cblr-14234	386	7	consumer	consumer	NOUN
cblr-14234	386	8	transactions	transaction	NOUN
cblr-14234	386	9	,	,	PUNCT
cblr-14234	386	10	help	help	VERB
cblr-14234	386	11	meet	meet	VERB
cblr-14234	386	12	consumer	consumer	NOUN
cblr-14234	386	13	needs	need	NOUN
cblr-14234	386	14	and	and	CCONJ
cblr-14234	386	15	preferences	preference	NOUN
cblr-14234	386	16	,	,	PUNCT
cblr-14234	386	17	and	and	CCONJ
cblr-14234	386	18	alert	alert	VERB
cblr-14234	386	19	consumers	consumer	NOUN
cblr-14234	386	20	to	to	ADP
cblr-14234	386	21	helpful	helpful	ADJ
cblr-14234	386	22	opportunities.99	opportunities.99	NOUN
cblr-14234	386	23	but	but	CCONJ
cblr-14234	386	24	such	such	ADJ
cblr-14234	386	25	conversion	conversion	NOUN
cblr-14234	386	26	requires	require	VERB
cblr-14234	386	27	change	change	NOUN
cblr-14234	386	28	:	:	PUNCT
cblr-14234	386	29	“	"	PUNCT
cblr-14234	386	30	american	american	ADJ
cblr-14234	386	31	consumers	consumer	NOUN
cblr-14234	386	32	have	have	VERB
cblr-14234	386	33	a	a	DET
cblr-14234	386	34	duty	duty	NOUN
cblr-14234	386	35	to	to	PART
cblr-14234	386	36	read	read	VERB
cblr-14234	386	37	the	the	DET
cblr-14234	386	38	contracts	contract	NOUN
cblr-14234	386	39	they	they	PRON
cblr-14234	386	40	sign	sign	VERB
cblr-14234	386	41	,	,	PUNCT
cblr-14234	386	42	but	but	CCONJ
cblr-14234	386	43	the	the	DET
cblr-14234	386	44	largest	large	ADJ
cblr-14234	386	45	u.s	u.s	PROPN
cblr-14234	386	46	.	.	PROPN
cblr-14234	386	47	companies	company	NOUN
cblr-14234	386	48	have	have	VERB
cblr-14234	386	49	no	no	DET
cblr-14234	386	50	equivalent	equivalent	ADJ
cblr-14234	386	51	duty	duty	NOUN
cblr-14234	386	52	to	to	PART
cblr-14234	386	53	make	make	VERB
cblr-14234	386	54	their	their	PRON
cblr-14234	386	55	[	[	PUNCT
cblr-14234	386	56	terms	term	NOUN
cblr-14234	386	57	of	of	ADP
cblr-14234	386	58	use	use	NOUN
cblr-14234	386	59	]	]	PUNCT
cblr-14234	386	60	understandable	understandable	ADJ
cblr-14234	386	61	.	.	PUNCT
cblr-14234	387	1	”100	”100	PROPN
cblr-14234	387	2	iii	iii	PROPN
cblr-14234	387	3	.	.	PUNCT
cblr-14234	387	4	attempts	attempt	VERB
cblr-14234	387	5	to	to	PART
cblr-14234	387	6	improve	improve	VERB
cblr-14234	387	7	the	the	DET
cblr-14234	387	8	understandability	understandability	NOUN
cblr-14234	387	9	of	of	ADP
cblr-14234	387	10	consumer	consumer	NOUN
cblr-14234	387	11	contracts	contract	NOUN
cblr-14234	387	12	this	this	DET
cblr-14234	387	13	section	section	NOUN
cblr-14234	387	14	details	detail	VERB
cblr-14234	387	15	the	the	DET
cblr-14234	387	16	approaches	approach	NOUN
cblr-14234	387	17	governments	government	NOUN
cblr-14234	387	18	and	and	CCONJ
cblr-14234	387	19	scholars	scholar	NOUN
cblr-14234	387	20	have	have	AUX
cblr-14234	387	21	taken	take	VERB
cblr-14234	387	22	to	to	PART
cblr-14234	387	23	improve	improve	VERB
cblr-14234	387	24	consumers	consumer	NOUN
cblr-14234	387	25	’	'	PUNCT
cblr-14234	387	26	ability	ability	NOUN
cblr-14234	387	27	to	to	PART
cblr-14234	387	28	understand	understand	VERB
cblr-14234	387	29	contracts	contract	NOUN
cblr-14234	387	30	of	of	ADP
cblr-14234	387	31	adhesion	adhesion	NOUN
cblr-14234	387	32	,	,	PUNCT
cblr-14234	387	33	and	and	CCONJ
cblr-14234	387	34	why	why	SCONJ
cblr-14234	387	35	these	these	DET
cblr-14234	387	36	approaches	approach	NOUN
cblr-14234	387	37	have	have	AUX
cblr-14234	387	38	fallen	fall	VERB
cblr-14234	387	39	short	short	ADJ
cblr-14234	387	40	.	.	PUNCT
cblr-14234	388	1	a.	a.	PROPN
cblr-14234	388	2	statutory	statutory	PROPN
cblr-14234	388	3	and	and	CCONJ
cblr-14234	388	4	regulatory	regulatory	ADJ
cblr-14234	388	5	solutions	solution	NOUN
cblr-14234	388	6	although	although	SCONJ
cblr-14234	388	7	it	it	PRON
cblr-14234	388	8	takes	take	VERB
cblr-14234	388	9	various	various	ADJ
cblr-14234	388	10	forms	form	NOUN
cblr-14234	389	1	,	,	PUNCT
cblr-14234	389	2	the	the	DET
cblr-14234	389	3	primary	primary	ADJ
cblr-14234	389	4	solution	solution	NOUN
cblr-14234	389	5	adopted	adopt	VERB
cblr-14234	389	6	by	by	ADP
cblr-14234	389	7	legislatures	legislature	NOUN
cblr-14234	389	8	and	and	CCONJ
cblr-14234	389	9	regulators	regulator	NOUN
cblr-14234	389	10	has	have	AUX
cblr-14234	389	11	been	be	AUX
cblr-14234	389	12	laws	law	NOUN
cblr-14234	389	13	that	that	PRON
cblr-14234	389	14	require	require	VERB
cblr-14234	389	15	drafters	drafter	NOUN
cblr-14234	389	16	to	to	PART
cblr-14234	389	17	use	use	VERB
cblr-14234	389	18	plain	plain	ADJ
cblr-14234	389	19	language	language	NOUN
cblr-14234	389	20	in	in	ADP
cblr-14234	389	21	contracts	contract	NOUN
cblr-14234	389	22	.	.	PUNCT
cblr-14234	390	1	to	to	PART
cblr-14234	390	2	read	read	VERB
cblr-14234	390	3	the	the	DET
cblr-14234	390	4	terms	term	NOUN
cblr-14234	390	5	,	,	PUNCT
cblr-14234	390	6	to	to	PART
cblr-14234	390	7	carefully	carefully	ADV
cblr-14234	390	8	weigh	weigh	VERB
cblr-14234	390	9	them	they	PRON
cblr-14234	390	10	,	,	PUNCT
cblr-14234	390	11	and	and	CCONJ
cblr-14234	390	12	to	to	PART
cblr-14234	390	13	ultimately	ultimately	ADV
cblr-14234	390	14	make	make	VERB
cblr-14234	390	15	more	more	ADJ
cblr-14234	390	16	prudent	prudent	ADJ
cblr-14234	390	17	contracting	contracting	NOUN
cblr-14234	390	18	decisions	decision	NOUN
cblr-14234	390	19	.	.	PUNCT
cblr-14234	390	20	”	"	PUNCT
cblr-14234	390	21	)	)	PUNCT
cblr-14234	390	22	.	.	PUNCT
cblr-14234	391	1	99	99	NUM
cblr-14234	391	2	willis	willis	PROPN
cblr-14234	391	3	,	,	PUNCT
cblr-14234	391	4	supra	supra	PROPN
cblr-14234	391	5	note	note	NOUN
cblr-14234	391	6	76	76	NUM
cblr-14234	391	7	,	,	PUNCT
cblr-14234	391	8	at	at	ADP
cblr-14234	391	9	7	7	NUM
cblr-14234	391	10	,	,	PUNCT
cblr-14234	391	11	16–17	16–17	NUM
cblr-14234	391	12	.	.	PUNCT
cblr-14234	391	13	100	100	NUM
cblr-14234	391	14	rustad	rustad	NOUN
cblr-14234	391	15	,	,	PUNCT
cblr-14234	391	16	supra	supra	PROPN
cblr-14234	391	17	note	note	NOUN
cblr-14234	391	18	61	61	NUM
cblr-14234	391	19	,	,	PUNCT
cblr-14234	391	20	at	at	ADP
cblr-14234	391	21	524–25	524–25	NUM
cblr-14234	391	22	.	.	PUNCT
cblr-14234	391	23	488	488	NUM
cblr-14234	391	24	columbia	columbia	PROPN
cblr-14234	391	25	business	business	NOUN
cblr-14234	391	26	law	law	PROPN
cblr-14234	391	27	review	review	NOUN
cblr-14234	392	1	[	[	X
cblr-14234	392	2	vol	vol	NOUN
cblr-14234	392	3	.	.	PUNCT
cblr-14234	392	4	2024	2024	NUM
cblr-14234	392	5	1	1	NUM
cblr-14234	392	6	.	.	PUNCT
cblr-14234	392	7	plain	plain	ADJ
cblr-14234	392	8	language	language	NOUN
cblr-14234	392	9	laws	law	NOUN
cblr-14234	392	10	plain	plain	ADJ
cblr-14234	392	11	language	language	NOUN
cblr-14234	392	12	—	—	PUNCT
cblr-14234	392	13	sometimes	sometimes	ADV
cblr-14234	392	14	referred	refer	VERB
cblr-14234	392	15	to	to	ADP
cblr-14234	392	16	as	as	ADP
cblr-14234	392	17	“	"	PUNCT
cblr-14234	392	18	plain	plain	ADJ
cblr-14234	392	19	english	english	PROPN
cblr-14234	392	20	”	"	PUNCT
cblr-14234	392	21	—	—	PUNCT
cblr-14234	392	22	is	be	AUX
cblr-14234	392	23	the	the	DET
cblr-14234	392	24	concept	concept	NOUN
cblr-14234	392	25	that	that	SCONJ
cblr-14234	392	26	drafters	drafter	NOUN
cblr-14234	392	27	should	should	AUX
cblr-14234	392	28	make	make	VERB
cblr-14234	392	29	their	their	PRON
cblr-14234	392	30	documents	document	NOUN
cblr-14234	392	31	easily	easily	ADV
cblr-14234	392	32	understood	understand	VERB
cblr-14234	392	33	by	by	ADP
cblr-14234	392	34	the	the	DET
cblr-14234	392	35	intended	intend	VERB
cblr-14234	392	36	reader.101	reader.101	PROPN
cblr-14234	392	37	doing	do	VERB
cblr-14234	392	38	so	so	ADV
cblr-14234	392	39	involves	involve	VERB
cblr-14234	392	40	knowing	know	VERB
cblr-14234	392	41	the	the	DET
cblr-14234	392	42	intended	intended	ADJ
cblr-14234	392	43	reader	reader	NOUN
cblr-14234	392	44	,	,	PUNCT
cblr-14234	392	45	making	make	VERB
cblr-14234	392	46	judgment	judgment	NOUN
cblr-14234	392	47	calls	call	VERB
cblr-14234	392	48	about	about	ADP
cblr-14234	392	49	what	what	PRON
cblr-14234	392	50	content	content	NOUN
cblr-14234	392	51	to	to	PART
cblr-14234	392	52	include	include	VERB
cblr-14234	392	53	or	or	CCONJ
cblr-14234	392	54	exclude	exclude	VERB
cblr-14234	392	55	,	,	PUNCT
cblr-14234	392	56	organizing	organize	VERB
cblr-14234	392	57	content	content	NOUN
cblr-14234	392	58	to	to	PART
cblr-14234	392	59	maximize	maximize	VERB
cblr-14234	392	60	understanding	understanding	NOUN
cblr-14234	392	61	,	,	PUNCT
cblr-14234	392	62	using	use	VERB
cblr-14234	392	63	paragraph	paragraph	NOUN
cblr-14234	392	64	and	and	CCONJ
cblr-14234	392	65	sentence	sentence	NOUN
cblr-14234	392	66	structures	structure	NOUN
cblr-14234	392	67	that	that	PRON
cblr-14234	392	68	help	help	VERB
cblr-14234	392	69	readers	reader	NOUN
cblr-14234	392	70	,	,	PUNCT
cblr-14234	392	71	and	and	CCONJ
cblr-14234	392	72	even	even	ADV
cblr-14234	392	73	using	use	VERB
cblr-14234	392	74	visual	visual	ADJ
cblr-14234	392	75	aids	aid	NOUN
cblr-14234	392	76	like	like	ADP
cblr-14234	392	77	illustrations	illustration	NOUN
cblr-14234	392	78	,	,	PUNCT
cblr-14234	392	79	bullet	bullet	NOUN
cblr-14234	392	80	points	point	NOUN
cblr-14234	392	81	,	,	PUNCT
cblr-14234	392	82	and	and	CCONJ
cblr-14234	392	83	charts.102	charts.102	NOUN
cblr-14234	392	84	over	over	ADP
cblr-14234	392	85	the	the	DET
cblr-14234	392	86	last	last	ADJ
cblr-14234	392	87	seventy	seventy	NUM
cblr-14234	392	88	years	year	NOUN
cblr-14234	392	89	,	,	PUNCT
cblr-14234	392	90	plain	plain	ADJ
cblr-14234	392	91	language	language	NOUN
cblr-14234	392	92	laws	law	NOUN
cblr-14234	392	93	targeting	target	VERB
cblr-14234	392	94	consumer	consumer	NOUN
cblr-14234	392	95	contracts	contract	NOUN
cblr-14234	392	96	have	have	AUX
cblr-14234	392	97	become	become	VERB
cblr-14234	392	98	increasingly	increasingly	ADV
cblr-14234	392	99	popular	popular	ADJ
cblr-14234	392	100	.	.	PUNCT
cblr-14234	393	1	starting	start	VERB
cblr-14234	393	2	in	in	ADP
cblr-14234	393	3	the	the	DET
cblr-14234	393	4	1970s	1970	NOUN
cblr-14234	393	5	,	,	PUNCT
cblr-14234	393	6	several	several	ADJ
cblr-14234	393	7	states	state	NOUN
cblr-14234	393	8	and	and	CCONJ
cblr-14234	393	9	the	the	DET
cblr-14234	393	10	federal	federal	ADJ
cblr-14234	393	11	government	government	NOUN
cblr-14234	393	12	passed	pass	VERB
cblr-14234	393	13	plain	plain	ADJ
cblr-14234	393	14	language	language	NOUN
cblr-14234	393	15	laws	law	NOUN
cblr-14234	393	16	requiring	require	VERB
cblr-14234	393	17	either	either	CCONJ
cblr-14234	393	18	an	an	DET
cblr-14234	393	19	entire	entire	ADJ
cblr-14234	393	20	contract	contract	NOUN
cblr-14234	393	21	or	or	CCONJ
cblr-14234	393	22	specific	specific	ADJ
cblr-14234	393	23	disclosures	disclosure	NOUN
cblr-14234	393	24	to	to	PART
cblr-14234	393	25	use	use	VERB
cblr-14234	393	26	plain	plain	ADJ
cblr-14234	393	27	language	language	NOUN
cblr-14234	393	28	,	,	PUNCT
cblr-14234	393	29	with	with	ADP
cblr-14234	393	30	the	the	DET
cblr-14234	393	31	goal	goal	NOUN
cblr-14234	393	32	of	of	ADP
cblr-14234	393	33	giving	give	VERB
cblr-14234	393	34	consumers	consumer	NOUN
cblr-14234	393	35	enough	enough	ADJ
cblr-14234	393	36	information	information	NOUN
cblr-14234	393	37	to	to	PART
cblr-14234	393	38	make	make	VERB
cblr-14234	393	39	informed	informed	ADJ
cblr-14234	393	40	decisions.103	decisions.103	NOUN
cblr-14234	393	41	consider	consider	VERB
cblr-14234	393	42	the	the	DET
cblr-14234	393	43	legislative	legislative	ADJ
cblr-14234	393	44	findings	finding	NOUN
cblr-14234	393	45	in	in	ADP
cblr-14234	393	46	pennsylvania	pennsylvania	PROPN
cblr-14234	393	47	’s	’s	PART
cblr-14234	393	48	plain	plain	ADJ
cblr-14234	393	49	language	language	NOUN
cblr-14234	393	50	consumer	consumer	NOUN
cblr-14234	393	51	act	act	NOUN
cblr-14234	393	52	:	:	PUNCT
cblr-14234	393	53	“	"	PUNCT
cblr-14234	393	54	many	many	ADJ
cblr-14234	393	55	consumer	consumer	NOUN
cblr-14234	393	56	contracts	contract	NOUN
cblr-14234	393	57	are	be	AUX
cblr-14234	393	58	written	write	VERB
cblr-14234	393	59	,	,	PUNCT
cblr-14234	393	60	arranged	arrange	VERB
cblr-14234	393	61	and	and	CCONJ
cblr-14234	393	62	designed	design	VERB
cblr-14234	393	63	in	in	ADP
cblr-14234	393	64	a	a	DET
cblr-14234	393	65	way	way	NOUN
cblr-14234	393	66	that	that	PRON
cblr-14234	393	67	makes	make	VERB
cblr-14234	393	68	them	they	PRON
cblr-14234	393	69	hard	hard	ADJ
cblr-14234	393	70	for	for	SCONJ
cblr-14234	393	71	consumers	consumer	NOUN
cblr-14234	393	72	to	to	PART
cblr-14234	393	73	understand	understand	VERB
cblr-14234	393	74	.	.	PUNCT
cblr-14234	394	1	competition	competition	NOUN
cblr-14234	394	2	would	would	AUX
cblr-14234	394	3	be	be	AUX
cblr-14234	394	4	aided	aid	VERB
cblr-14234	394	5	if	if	SCONJ
cblr-14234	394	6	these	these	DET
cblr-14234	394	7	contracts	contract	NOUN
cblr-14234	394	8	were	be	AUX
cblr-14234	394	9	easier	easy	ADJ
cblr-14234	394	10	to	to	PART
cblr-14234	394	11	understand	understand	VERB
cblr-14234	394	12	”	"	PUNCT
cblr-14234	394	13	and	and	CCONJ
cblr-14234	394	14	“	"	PUNCT
cblr-14234	394	15	will	will	AUX
cblr-14234	394	16	protect	protect	VERB
cblr-14234	394	17	consumers	consumer	NOUN
cblr-14234	394	18	from	from	ADP
cblr-14234	394	19	making	make	VERB
cblr-14234	394	20	contracts	contract	NOUN
cblr-14234	394	21	that	that	PRON
cblr-14234	394	22	they	they	PRON
cblr-14234	394	23	do	do	AUX
cblr-14234	394	24	not	not	PART
cblr-14234	394	25	understand	understand	VERB
cblr-14234	394	26	.	.	PUNCT
cblr-14234	395	1	it	it	PRON
cblr-14234	395	2	will	will	AUX
cblr-14234	395	3	help	help	VERB
cblr-14234	395	4	consumers	consumer	NOUN
cblr-14234	395	5	to	to	PART
cblr-14234	395	6	know	know	VERB
cblr-14234	395	7	better	well	ADV
cblr-14234	395	8	their	their	PRON
cblr-14234	395	9	rights	right	NOUN
cblr-14234	395	10	and	and	CCONJ
cblr-14234	395	11	duties	duty	NOUN
cblr-14234	395	12	under	under	ADP
cblr-14234	395	13	those	those	DET
cblr-14234	395	14	contracts	contract	NOUN
cblr-14234	395	15	.	.	PUNCT
cblr-14234	395	16	”104	”104	PUNCT
cblr-14234	396	1	likewise	likewise	ADV
cblr-14234	396	2	,	,	PUNCT
cblr-14234	396	3	new	new	PROPN
cblr-14234	396	4	jersey	jersey	PROPN
cblr-14234	396	5	’s	’s	PART
cblr-14234	396	6	insurance	insurance	NOUN
cblr-14234	396	7	plain	plain	ADJ
cblr-14234	396	8	language	language	NOUN
cblr-14234	396	9	laws	law	NOUN
cblr-14234	396	10	make	make	VERB
cblr-14234	396	11	policies	policy	NOUN
cblr-14234	396	12	“	"	PUNCT
cblr-14234	396	13	more	more	ADV
cblr-14234	396	14	readable	readable	ADJ
cblr-14234	396	15	and	and	CCONJ
cblr-14234	396	16	101	101	NUM
cblr-14234	396	17	firtel	firtel	NOUN
cblr-14234	396	18	,	,	PUNCT
cblr-14234	396	19	supra	supra	PROPN
cblr-14234	396	20	note	note	PROPN
cblr-14234	396	21	68	68	NUM
cblr-14234	396	22	,	,	PUNCT
cblr-14234	396	23	at	at	ADP
cblr-14234	396	24	877–81	877–81	NUM
cblr-14234	396	25	;	;	PUNCT
cblr-14234	396	26	benoliel	benoliel	PROPN
cblr-14234	396	27	&	&	CCONJ
cblr-14234	396	28	zheng	zheng	PROPN
cblr-14234	396	29	,	,	PUNCT
cblr-14234	396	30	supra	supra	PROPN
cblr-14234	396	31	note	note	PROPN
cblr-14234	396	32	5	5	NUM
cblr-14234	396	33	,	,	PUNCT
cblr-14234	396	34	at	at	ADP
cblr-14234	396	35	241–45	241–45	NUM
cblr-14234	396	36	(	(	PUNCT
cblr-14234	396	37	explaining	explain	VERB
cblr-14234	396	38	that	that	SCONJ
cblr-14234	396	39	the	the	DET
cblr-14234	396	40	plain	plain	ADJ
cblr-14234	396	41	language	language	NOUN
cblr-14234	396	42	movement	movement	NOUN
cblr-14234	396	43	tries	try	VERB
cblr-14234	396	44	to	to	PART
cblr-14234	396	45	make	make	VERB
cblr-14234	396	46	legal	legal	ADJ
cblr-14234	396	47	texts	text	NOUN
cblr-14234	396	48	readable	readable	ADJ
cblr-14234	396	49	and	and	CCONJ
cblr-14234	396	50	easily	easily	ADV
cblr-14234	396	51	understood	understand	VERB
cblr-14234	396	52	by	by	ADP
cblr-14234	396	53	the	the	DET
cblr-14234	396	54	normal	normal	ADJ
cblr-14234	396	55	consumer	consumer	NOUN
cblr-14234	396	56	)	)	PUNCT
cblr-14234	396	57	.	.	PUNCT
cblr-14234	397	1	102	102	NUM
cblr-14234	397	2	firtel	firtel	NOUN
cblr-14234	397	3	,	,	PUNCT
cblr-14234	397	4	supra	supra	PROPN
cblr-14234	397	5	note	note	PROPN
cblr-14234	397	6	68	68	NUM
cblr-14234	397	7	,	,	PUNCT
cblr-14234	397	8	at	at	ADP
cblr-14234	397	9	877–81	877–81	NUM
cblr-14234	397	10	;	;	PUNCT
cblr-14234	397	11	olga	olga	PROPN
cblr-14234	397	12	v.	v.	PROPN
cblr-14234	397	13	mack	mack	PROPN
cblr-14234	397	14	,	,	PUNCT
cblr-14234	397	15	legal	legal	ADJ
cblr-14234	397	16	tech	tech	NOUN
cblr-14234	397	17	:	:	PUNCT
cblr-14234	397	18	how	how	SCONJ
cblr-14234	397	19	using	use	VERB
cblr-14234	397	20	images	image	NOUN
cblr-14234	397	21	in	in	ADP
cblr-14234	397	22	contracts	contract	NOUN
cblr-14234	397	23	makes	make	VERB
cblr-14234	397	24	law	law	NOUN
cblr-14234	397	25	more	more	ADV
cblr-14234	397	26	accessible	accessible	ADJ
cblr-14234	397	27	,	,	PUNCT
cblr-14234	397	28	acc	acc	PROPN
cblr-14234	397	29	docket	docket	PROPN
cblr-14234	397	30	(	(	PUNCT
cblr-14234	397	31	oct	oct	PROPN
cblr-14234	397	32	.	.	PROPN
cblr-14234	397	33	5	5	NUM
cblr-14234	397	34	.	.	NOUN
cblr-14234	397	35	2021	2021	NUM
cblr-14234	397	36	)	)	PUNCT
cblr-14234	397	37	,	,	PUNCT
cblr-14234	398	1	https://docket.acc.com/node/2950	https://docket.acc.com/node/2950	PROPN
cblr-14234	398	2	[	[	X
cblr-14234	398	3	https://perma.cc/27h2-ay3	https://perma.cc/27h2-ay3	NOUN
cblr-14234	398	4	t	t	X
cblr-14234	398	5	]	]	PUNCT
cblr-14234	398	6	;	;	PUNCT
cblr-14234	398	7	international	international	ADJ
cblr-14234	398	8	plain	plain	PROPN
cblr-14234	398	9	language	language	NOUN
cblr-14234	398	10	federation	federation	NOUN
cblr-14234	398	11	,	,	PUNCT
cblr-14234	398	12	https://www.iplfederation.org/plainlanguage/	https://www.iplfederation.org/plainlanguage/	PUNCT
cblr-14234	398	13	[	[	X
cblr-14234	398	14	https://perma.cc/qn4q-rcmp	https://perma.cc/qn4q-rcmp	X
cblr-14234	398	15	]	]	X
cblr-14234	398	16	(	(	PUNCT
cblr-14234	398	17	defining	define	VERB
cblr-14234	398	18	“	"	PUNCT
cblr-14234	398	19	plain	plain	ADJ
cblr-14234	398	20	language	language	NOUN
cblr-14234	398	21	”	"	PUNCT
cblr-14234	398	22	)	)	PUNCT
cblr-14234	398	23	.	.	PUNCT
cblr-14234	399	1	103	103	NUM
cblr-14234	399	2	michael	michael	PROPN
cblr-14234	399	3	blasie	blasie	PROPN
cblr-14234	399	4	,	,	PUNCT
cblr-14234	399	5	rise	rise	VERB
cblr-14234	399	6	of	of	ADP
cblr-14234	399	7	plain	plain	ADJ
cblr-14234	399	8	language	language	NOUN
cblr-14234	399	9	laws	law	NOUN
cblr-14234	399	10	,	,	PUNCT
cblr-14234	399	11	76	76	NUM
cblr-14234	399	12	u.	u.	PROPN
cblr-14234	399	13	miami	miami	PROPN
cblr-14234	399	14	l.	l.	PROPN
cblr-14234	399	15	rev	rev	PROPN
cblr-14234	399	16	.	.	PROPN
cblr-14234	400	1	447	447	NUM
cblr-14234	400	2	,	,	PUNCT
cblr-14234	400	3	465–66	465–66	PROPN
cblr-14234	400	4	(	(	PUNCT
cblr-14234	400	5	2022	2022	NUM
cblr-14234	400	6	)	)	PUNCT
cblr-14234	400	7	.	.	PUNCT
cblr-14234	401	1	104	104	NUM
cblr-14234	401	2	73	73	NUM
cblr-14234	401	3	pa	pa	PROPN
cblr-14234	401	4	.	.	PROPN
cblr-14234	401	5	stat	stat	PROPN
cblr-14234	401	6	.	.	PUNCT
cblr-14234	402	1	ann	ann	PROPN
cblr-14234	402	2	.	.	PUNCT
cblr-14234	403	1	§	§	PROPN
cblr-14234	403	2	2202	2202	NUM
cblr-14234	403	3	.	.	PUNCT
cblr-14234	404	1	see	see	VERB
cblr-14234	404	2	also	also	ADV
cblr-14234	404	3	grimm	grimm	NOUN
cblr-14234	404	4	v.	v.	ADP
cblr-14234	404	5	first	first	PROPN
cblr-14234	404	6	nat	nat	PROPN
cblr-14234	404	7	.	.	PUNCT
cblr-14234	405	1	bank	bank	PROPN
cblr-14234	405	2	of	of	ADP
cblr-14234	405	3	pa	pa	PROPN
cblr-14234	405	4	.	.	PROPN
cblr-14234	405	5	,	,	PUNCT
cblr-14234	405	6	578	578	NUM
cblr-14234	405	7	f.	f.	PROPN
cblr-14234	405	8	supp	supp	PROPN
cblr-14234	405	9	.	.	PUNCT
cblr-14234	406	1	2d	2d	PROPN
cblr-14234	406	2	785	785	NUM
cblr-14234	406	3	,	,	PUNCT
cblr-14234	406	4	793	793	NUM
cblr-14234	406	5	n.15	n.15	PROPN
cblr-14234	406	6	(	(	PUNCT
cblr-14234	406	7	w.d	w.d	PROPN
cblr-14234	406	8	.	.	PROPN
cblr-14234	406	9	pa	pa	PROPN
cblr-14234	406	10	.	.	PROPN
cblr-14234	406	11	2008	2008	NUM
cblr-14234	406	12	)	)	PUNCT
cblr-14234	406	13	(	(	PUNCT
cblr-14234	406	14	holding	hold	VERB
cblr-14234	406	15	that	that	SCONJ
cblr-14234	406	16	the	the	DET
cblr-14234	406	17	act	act	NOUN
cblr-14234	406	18	’s	’s	PART
cblr-14234	406	19	purpose	purpose	NOUN
cblr-14234	406	20	is	be	AUX
cblr-14234	406	21	to	to	PART
cblr-14234	406	22	improve	improve	VERB
cblr-14234	406	23	consumer	consumer	NOUN
cblr-14234	406	24	understanding	understanding	NOUN
cblr-14234	406	25	)	)	PUNCT
cblr-14234	406	26	;	;	PUNCT
cblr-14234	406	27	in	in	ADP
cblr-14234	406	28	re	re	NOUN
cblr-14234	406	29	derienzo	derienzo	NOUN
cblr-14234	406	30	,	,	PUNCT
cblr-14234	406	31	254	254	NUM
cblr-14234	406	32	b.r	b.r	PROPN
cblr-14234	406	33	.	.	PROPN
cblr-14234	406	34	334	334	NUM
cblr-14234	406	35	,	,	PUNCT
cblr-14234	406	36	345	345	NUM
cblr-14234	406	37	(	(	PUNCT
cblr-14234	406	38	bankr	bankr	PROPN
cblr-14234	406	39	.	.	PUNCT
cblr-14234	407	1	m.d	m.d	PROPN
cblr-14234	407	2	.	.	PROPN
cblr-14234	407	3	pa	pa	PROPN
cblr-14234	407	4	.	.	PROPN
cblr-14234	407	5	2000	2000	NUM
cblr-14234	407	6	)	)	PUNCT
cblr-14234	407	7	.	.	PUNCT
cblr-14234	408	1	no	no	INTJ
cblr-14234	408	2	.	.	NOUN
cblr-14234	409	1	2	2	NUM
cblr-14234	409	2	]	]	PUNCT
cblr-14234	409	3	the	the	DET
cblr-14234	409	4	duty	duty	NOUN
cblr-14234	409	5	to	to	PART
cblr-14234	409	6	make	make	VERB
cblr-14234	409	7	contracts	contract	NOUN
cblr-14234	409	8	understandable	understandable	ADJ
cblr-14234	409	9	489	489	NUM
cblr-14234	409	10	understandable	understandable	ADJ
cblr-14234	409	11	to	to	ADP
cblr-14234	409	12	the	the	DET
cblr-14234	409	13	purchaser	purchaser	NOUN
cblr-14234	409	14	,	,	PUNCT
cblr-14234	409	15	”	"	PUNCT
cblr-14234	409	16	and	and	CCONJ
cblr-14234	409	17	“	"	PUNCT
cblr-14234	409	18	protect	protect	VERB
cblr-14234	409	19	the	the	DET
cblr-14234	409	20	consumer	consumer	NOUN
cblr-14234	409	21	from	from	ADP
cblr-14234	409	22	an	an	DET
cblr-14234	409	23	insurance	insurance	NOUN
cblr-14234	409	24	company	company	NOUN
cblr-14234	409	25	improperly	improperly	ADV
cblr-14234	409	26	refusing	refuse	VERB
cblr-14234	409	27	to	to	PART
cblr-14234	409	28	pay	pay	VERB
cblr-14234	409	29	policy	policy	NOUN
cblr-14234	409	30	claims	claim	NOUN
cblr-14234	409	31	.	.	PUNCT
cblr-14234	410	1	”105	”105	ADJ
cblr-14234	410	2	currently	currently	ADV
cblr-14234	410	3	,	,	PUNCT
cblr-14234	410	4	about	about	ADV
cblr-14234	410	5	600	600	NUM
cblr-14234	410	6	laws	law	NOUN
cblr-14234	410	7	require	require	VERB
cblr-14234	410	8	plain	plain	ADJ
cblr-14234	410	9	language	language	NOUN
cblr-14234	410	10	in	in	ADP
cblr-14234	410	11	consumer	consumer	NOUN
cblr-14234	410	12	documents.106	documents.106	NOUN
cblr-14234	410	13	lawmakers	lawmaker	NOUN
cblr-14234	410	14	propose	propose	VERB
cblr-14234	410	15	more	more	ADV
cblr-14234	410	16	every	every	DET
cblr-14234	410	17	year	year	NOUN
cblr-14234	410	18	.	.	PUNCT
cblr-14234	411	1	for	for	ADP
cblr-14234	411	2	example	example	NOUN
cblr-14234	411	3	,	,	PUNCT
cblr-14234	411	4	president	president	PROPN
cblr-14234	411	5	biden	biden	PROPN
cblr-14234	411	6	’s	’s	PART
cblr-14234	411	7	blueprint	blueprint	NOUN
cblr-14234	411	8	for	for	ADP
cblr-14234	411	9	an	an	DET
cblr-14234	411	10	ai	ai	NOUN
cblr-14234	411	11	[	[	X
cblr-14234	411	12	artificial	artificial	ADJ
cblr-14234	411	13	intelligence	intelligence	NOUN
cblr-14234	411	14	]	]	PUNCT
cblr-14234	411	15	bill	bill	NOUN
cblr-14234	411	16	of	of	ADP
cblr-14234	411	17	rights	right	NOUN
cblr-14234	411	18	stresses	stress	NOUN
cblr-14234	411	19	using	use	VERB
cblr-14234	411	20	plain	plain	ADJ
cblr-14234	411	21	language	language	NOUN
cblr-14234	411	22	when	when	SCONJ
cblr-14234	411	23	requesting	request	VERB
cblr-14234	411	24	private	private	ADJ
cblr-14234	411	25	data.107	data.107	ADJ
cblr-14234	411	26	international	international	ADJ
cblr-14234	411	27	lawmakers	lawmaker	NOUN
cblr-14234	411	28	have	have	AUX
cblr-14234	411	29	also	also	ADV
cblr-14234	411	30	passed	pass	VERB
cblr-14234	411	31	plain	plain	ADJ
cblr-14234	411	32	language	language	NOUN
cblr-14234	411	33	consumer	consumer	NOUN
cblr-14234	411	34	contract	contract	NOUN
cblr-14234	411	35	laws	law	NOUN
cblr-14234	411	36	.	.	PUNCT
cblr-14234	412	1	for	for	ADP
cblr-14234	412	2	instance	instance	NOUN
cblr-14234	412	3	,	,	PUNCT
cblr-14234	412	4	the	the	DET
cblr-14234	412	5	european	european	PROPN
cblr-14234	412	6	union	union	PROPN
cblr-14234	412	7	’s	’s	PART
cblr-14234	412	8	general	general	PROPN
cblr-14234	412	9	data	data	PROPN
cblr-14234	412	10	protection	protection	NOUN
cblr-14234	412	11	regulation	regulation	NOUN
cblr-14234	412	12	requires	require	VERB
cblr-14234	412	13	company	company	NOUN
cblr-14234	412	14	requests	request	NOUN
cblr-14234	412	15	for	for	ADP
cblr-14234	412	16	consumer	consumer	NOUN
cblr-14234	412	17	data	datum	NOUN
cblr-14234	412	18	to	to	PART
cblr-14234	412	19	use	use	VERB
cblr-14234	412	20	plain	plain	ADJ
cblr-14234	412	21	language.108	language.108	NOUN
cblr-14234	412	22	multiple	multiple	ADJ
cblr-14234	412	23	scholars	scholar	NOUN
cblr-14234	412	24	support	support	VERB
cblr-14234	412	25	consumer	consumer	NOUN
cblr-14234	412	26	contract	contract	NOUN
cblr-14234	412	27	plain	plain	ADJ
cblr-14234	412	28	language	language	NOUN
cblr-14234	412	29	laws	law	NOUN
cblr-14234	412	30	too.109	too.109	VERB
cblr-14234	412	31	105	105	NUM
cblr-14234	412	32	daly	daly	PROPN
cblr-14234	412	33	v.	v.	ADP
cblr-14234	412	34	paul	paul	PROPN
cblr-14234	412	35	revere	revere	VERB
cblr-14234	412	36	variable	variable	ADJ
cblr-14234	412	37	annuity	annuity	NOUN
cblr-14234	412	38	ins	ins	PROPN
cblr-14234	412	39	.	.	PUNCT
cblr-14234	412	40	co.	co.	PROPN
cblr-14234	412	41	,	,	PUNCT
cblr-14234	412	42	489	489	NUM
cblr-14234	412	43	a.2d	a.2d	SYM
cblr-14234	412	44	1279	1279	NUM
cblr-14234	412	45	,	,	PUNCT
cblr-14234	412	46	1282	1282	NUM
cblr-14234	412	47	(	(	PUNCT
cblr-14234	412	48	n.j	n.j	PROPN
cblr-14234	412	49	.	.	PUNCT
cblr-14234	412	50	super	super	PROPN
cblr-14234	412	51	.	.	PUNCT
cblr-14234	413	1	ct	ct	PROPN
cblr-14234	413	2	.	.	PUNCT
cblr-14234	413	3	law	law	PROPN
cblr-14234	413	4	div	div	PROPN
cblr-14234	413	5	.	.	PROPN
cblr-14234	413	6	1984	1984	NUM
cblr-14234	413	7	)	)	PUNCT
cblr-14234	413	8	,	,	PUNCT
cblr-14234	413	9	aff’d	aff’d	VERB
cblr-14234	413	10	,	,	PUNCT
cblr-14234	413	11	502	502	NUM
cblr-14234	413	12	a.2d	a.2d	SYM
cblr-14234	413	13	48	48	NUM
cblr-14234	413	14	(	(	PUNCT
cblr-14234	413	15	n.j	n.j	PROPN
cblr-14234	413	16	.	.	PUNCT
cblr-14234	413	17	super	super	PROPN
cblr-14234	413	18	.	.	PUNCT
cblr-14234	414	1	ct	ct	PROPN
cblr-14234	414	2	.	.	PROPN
cblr-14234	414	3	1985	1985	NUM
cblr-14234	414	4	)	)	PUNCT
cblr-14234	414	5	.	.	PUNCT
cblr-14234	415	1	see	see	VERB
cblr-14234	415	2	also	also	ADV
cblr-14234	415	3	shea	shea	PROPN
cblr-14234	415	4	v.	v.	PROPN
cblr-14234	415	5	united	united	PROPN
cblr-14234	415	6	servs	servs	PROPN
cblr-14234	415	7	.	.	PUNCT
cblr-14234	416	1	auto	auto	PROPN
cblr-14234	416	2	.	.	PUNCT
cblr-14234	417	1	ass’n	ass’n	PROPN
cblr-14234	417	2	,	,	PUNCT
cblr-14234	417	3	411	411	NUM
cblr-14234	417	4	a.2d	a.2d	SYM
cblr-14234	417	5	1118	1118	NUM
cblr-14234	417	6	,	,	PUNCT
cblr-14234	417	7	1119	1119	NUM
cblr-14234	417	8	(	(	PUNCT
cblr-14234	417	9	n.h	n.h	PROPN
cblr-14234	417	10	.	.	PROPN
cblr-14234	417	11	1980	1980	NUM
cblr-14234	417	12	)	)	PUNCT
cblr-14234	417	13	(	(	PUNCT
cblr-14234	417	14	“	"	PUNCT
cblr-14234	417	15	in	in	ADP
cblr-14234	417	16	response	response	NOUN
cblr-14234	417	17	to	to	ADP
cblr-14234	417	18	increased	increase	VERB
cblr-14234	417	19	litigation	litigation	NOUN
cblr-14234	417	20	spawned	spawn	VERB
cblr-14234	417	21	by	by	ADP
cblr-14234	417	22	the	the	DET
cblr-14234	417	23	almost	almost	ADV
cblr-14234	417	24	incomprehensible	incomprehensible	ADJ
cblr-14234	417	25	language	language	NOUN
cblr-14234	417	26	found	find	VERB
cblr-14234	417	27	in	in	ADP
cblr-14234	417	28	many	many	ADJ
cblr-14234	417	29	insurance	insurance	NOUN
cblr-14234	417	30	policies	policy	NOUN
cblr-14234	417	31	,	,	PUNCT
cblr-14234	417	32	some	some	DET
cblr-14234	417	33	states	state	NOUN
cblr-14234	417	34	have	have	AUX
cblr-14234	417	35	reacted	react	VERB
cblr-14234	417	36	by	by	ADP
cblr-14234	417	37	enacting	enact	VERB
cblr-14234	417	38	plain	plain	ADJ
cblr-14234	417	39	language	language	NOUN
cblr-14234	417	40	laws	law	NOUN
cblr-14234	417	41	requiring	require	VERB
cblr-14234	417	42	clear	clear	ADJ
cblr-14234	417	43	,	,	PUNCT
cblr-14234	417	44	simple	simple	ADJ
cblr-14234	417	45	policy	policy	NOUN
cblr-14234	417	46	language	language	NOUN
cblr-14234	417	47	.	.	PUNCT
cblr-14234	417	48	”	"	PUNCT
cblr-14234	418	1	)	)	PUNCT
cblr-14234	418	2	106	106	NUM
cblr-14234	418	3	michael	michael	PROPN
cblr-14234	418	4	blasie	blasie	PROPN
cblr-14234	418	5	,	,	PUNCT
cblr-14234	418	6	united	united	PROPN
cblr-14234	418	7	states	states	PROPN
cblr-14234	418	8	plain	plain	ADJ
cblr-14234	418	9	language	language	NOUN
cblr-14234	418	10	laws	law	NOUN
cblr-14234	418	11	4:2	4:2	NUM
cblr-14234	418	12	(	(	PUNCT
cblr-14234	418	13	wolters	wolters	PROPN
cblr-14234	418	14	kluwer	kluwer	PROPN
cblr-14234	418	15	2023	2023	NUM
cblr-14234	418	16	)	)	PUNCT
cblr-14234	418	17	.	.	PUNCT
cblr-14234	419	1	107	107	NUM
cblr-14234	419	2	the	the	DET
cblr-14234	419	3	white	white	PROPN
cblr-14234	419	4	house	house	PROPN
cblr-14234	419	5	,	,	PUNCT
cblr-14234	419	6	blueprint	blueprint	NOUN
cblr-14234	419	7	for	for	ADP
cblr-14234	419	8	an	an	DET
cblr-14234	419	9	ai	ai	NOUN
cblr-14234	419	10	bill	bill	NOUN
cblr-14234	419	11	of	of	ADP
cblr-14234	419	12	rights	right	NOUN
cblr-14234	419	13	,	,	PUNCT
cblr-14234	419	14	https://www.whitehouse.gov/ostp/ai-bill-of-rights/	https://www.whitehouse.gov/ostp/ai-bill-of-rights/	PROPN
cblr-14234	419	15	[	[	X
cblr-14234	419	16	https://perma.cc/dze9zxjl	https://perma.cc/dze9zxjl	X
cblr-14234	419	17	]	]	PUNCT
cblr-14234	419	18	.	.	PUNCT
cblr-14234	420	1	108	108	NUM
cblr-14234	420	2	justin	justin	PROPN
cblr-14234	420	3	h.	h.	PROPN
cblr-14234	420	4	dion	dion	PROPN
cblr-14234	420	5	&	&	CCONJ
cblr-14234	420	6	nicholas	nicholas	PROPN
cblr-14234	420	7	m.	m.	PROPN
cblr-14234	420	8	smith	smith	PROPN
cblr-14234	420	9	,	,	PUNCT
cblr-14234	420	10	consumer	consumer	NOUN
cblr-14234	420	11	protection	protection	NOUN
cblr-14234	420	12	-	-	PUNCT
cblr-14234	420	13	exploring	explore	VERB
cblr-14234	420	14	private	private	ADJ
cblr-14234	420	15	causes	cause	NOUN
cblr-14234	420	16	of	of	ADP
cblr-14234	420	17	action	action	NOUN
cblr-14234	420	18	for	for	ADP
cblr-14234	420	19	victims	victim	NOUN
cblr-14234	420	20	of	of	ADP
cblr-14234	420	21	data	datum	NOUN
cblr-14234	420	22	breaches	breach	NOUN
cblr-14234	420	23	,	,	PUNCT
cblr-14234	420	24	41	41	NUM
cblr-14234	420	25	w.	w.	PROPN
cblr-14234	420	26	new	new	PROPN
cblr-14234	420	27	eng	eng	PROPN
cblr-14234	420	28	.	.	PROPN
cblr-14234	420	29	l.	l.	PROPN
cblr-14234	420	30	rev	rev	PROPN
cblr-14234	420	31	.	.	PROPN
cblr-14234	420	32	253	253	NUM
cblr-14234	420	33	,	,	PUNCT
cblr-14234	420	34	273–74	273–74	NUM
cblr-14234	420	35	(	(	PUNCT
cblr-14234	420	36	2019	2019	NUM
cblr-14234	420	37	)	)	PUNCT
cblr-14234	420	38	.	.	PUNCT
cblr-14234	421	1	109	109	NUM
cblr-14234	421	2	corey	corey	PROPN
cblr-14234	421	3	ciocchetti	ciocchetti	PROPN
cblr-14234	421	4	,	,	PUNCT
cblr-14234	421	5	just	just	ADV
cblr-14234	421	6	click	click	VERB
cblr-14234	421	7	submit	submit	VERB
cblr-14234	421	8	:	:	PUNCT
cblr-14234	421	9	the	the	DET
cblr-14234	421	10	collection	collection	NOUN
cblr-14234	421	11	,	,	PUNCT
cblr-14234	421	12	dissemination	dissemination	NOUN
cblr-14234	421	13	,	,	PUNCT
cblr-14234	421	14	and	and	CCONJ
cblr-14234	421	15	tagging	tagging	NOUN
cblr-14234	421	16	of	of	ADP
cblr-14234	421	17	personally	personally	ADV
cblr-14234	421	18	identifying	identify	VERB
cblr-14234	421	19	information	information	NOUN
cblr-14234	421	20	,	,	PUNCT
cblr-14234	421	21	10	10	NUM
cblr-14234	421	22	vand	vand	NOUN
cblr-14234	421	23	.	.	PUNCT
cblr-14234	422	1	j.	j.	PROPN
cblr-14234	422	2	ent	ent	PROPN
cblr-14234	422	3	.	.	PROPN
cblr-14234	422	4	&	&	CCONJ
cblr-14234	422	5	tech	tech	PROPN
cblr-14234	422	6	.	.	PUNCT
cblr-14234	423	1	l.	l.	PROPN
cblr-14234	423	2	553	553	NUM
cblr-14234	423	3	,	,	PUNCT
cblr-14234	423	4	588–91	588–91	NUM
cblr-14234	423	5	,	,	PUNCT
cblr-14234	423	6	598	598	NUM
cblr-14234	423	7	,	,	PUNCT
cblr-14234	423	8	632–33	632–33	NUM
cblr-14234	423	9	(	(	PUNCT
cblr-14234	423	10	2008	2008	NUM
cblr-14234	423	11	)	)	PUNCT
cblr-14234	423	12	(	(	PUNCT
cblr-14234	423	13	proposing	propose	VERB
cblr-14234	423	14	a	a	DET
cblr-14234	423	15	plain	plain	ADJ
cblr-14234	423	16	language	language	NOUN
cblr-14234	423	17	law	law	NOUN
cblr-14234	423	18	on	on	ADP
cblr-14234	423	19	ecommerce	ecommerce	NOUN
cblr-14234	423	20	privacy	privacy	NOUN
cblr-14234	423	21	policies	policy	NOUN
cblr-14234	423	22	)	)	PUNCT
cblr-14234	423	23	;	;	PUNCT
cblr-14234	423	24	benoliel	benoliel	PROPN
cblr-14234	423	25	&	&	CCONJ
cblr-14234	423	26	zheng	zheng	PROPN
cblr-14234	423	27	,	,	PUNCT
cblr-14234	423	28	supra	supra	PROPN
cblr-14234	423	29	note	note	PROPN
cblr-14234	423	30	5	5	NUM
cblr-14234	423	31	,	,	PUNCT
cblr-14234	423	32	at	at	ADP
cblr-14234	423	33	257	257	NUM
cblr-14234	423	34	(	(	PUNCT
cblr-14234	423	35	supporting	support	VERB
cblr-14234	423	36	plain	plain	ADJ
cblr-14234	423	37	language	language	NOUN
cblr-14234	423	38	laws	law	NOUN
cblr-14234	423	39	with	with	ADP
cblr-14234	423	40	clear	clear	ADJ
cblr-14234	423	41	standards	standard	NOUN
cblr-14234	423	42	for	for	ADP
cblr-14234	423	43	readability	readability	NOUN
cblr-14234	423	44	)	)	PUNCT
cblr-14234	423	45	;	;	PUNCT
cblr-14234	423	46	carl	carl	PROPN
cblr-14234	423	47	felsenfeld	felsenfeld	PROPN
cblr-14234	423	48	,	,	PUNCT
cblr-14234	423	49	the	the	DET
cblr-14234	423	50	plain	plain	ADJ
cblr-14234	423	51	english	english	PROPN
cblr-14234	423	52	movement	movement	NOUN
cblr-14234	423	53	,	,	PUNCT
cblr-14234	423	54	6	6	NUM
cblr-14234	423	55	can	can	NOUN
cblr-14234	423	56	.	.	PUNCT
cblr-14234	424	1	bus	bus	NOUN
cblr-14234	424	2	.	.	PUNCT
cblr-14234	425	1	l.	l.	PROPN
cblr-14234	425	2	j.	j.	PROPN
cblr-14234	425	3	408	408	PROPN
cblr-14234	425	4	,	,	PUNCT
cblr-14234	425	5	414–15	414–15	NUM
cblr-14234	425	6	(	(	PUNCT
cblr-14234	425	7	1981	1981	NUM
cblr-14234	425	8	)	)	PUNCT
cblr-14234	426	1	(	(	PUNCT
cblr-14234	426	2	highlighting	highlight	VERB
cblr-14234	426	3	the	the	DET
cblr-14234	426	4	argument	argument	NOUN
cblr-14234	426	5	for	for	ADP
cblr-14234	426	6	statutory	statutory	ADJ
cblr-14234	426	7	codification	codification	NOUN
cblr-14234	426	8	of	of	ADP
cblr-14234	426	9	plain	plain	ADJ
cblr-14234	426	10	language	language	NOUN
cblr-14234	426	11	laws	law	NOUN
cblr-14234	426	12	because	because	SCONJ
cblr-14234	426	13	businesses	business	NOUN
cblr-14234	426	14	have	have	AUX
cblr-14234	426	15	not	not	PART
cblr-14234	426	16	deployed	deploy	VERB
cblr-14234	426	17	plain	plain	ADJ
cblr-14234	426	18	language	language	NOUN
cblr-14234	426	19	quickly	quickly	ADV
cblr-14234	426	20	enough	enough	ADV
cblr-14234	426	21	)	)	PUNCT
cblr-14234	426	22	.	.	PUNCT
cblr-14234	427	1	see	see	VERB
cblr-14234	427	2	also	also	ADV
cblr-14234	427	3	hoffman	hoffman	NOUN
cblr-14234	427	4	,	,	PUNCT
cblr-14234	427	5	supra	supra	PROPN
cblr-14234	427	6	note	note	NOUN
cblr-14234	427	7	20	20	NUM
cblr-14234	427	8	,	,	PUNCT
cblr-14234	427	9	at	at	ADP
cblr-14234	427	10	1402–03	1402–03	NUM
cblr-14234	427	11	,	,	PUNCT
cblr-14234	427	12	1416–21	1416–21	NUM
cblr-14234	427	13	(	(	PUNCT
cblr-14234	427	14	“	"	PUNCT
cblr-14234	427	15	whether	whether	SCONJ
cblr-14234	427	16	because	because	SCONJ
cblr-14234	427	17	of	of	ADP
cblr-14234	427	18	social	social	ADJ
cblr-14234	427	19	pressures	pressure	NOUN
cblr-14234	427	20	that	that	PRON
cblr-14234	427	21	reward	reward	VERB
cblr-14234	427	22	conformity	conformity	NOUN
cblr-14234	427	23	,	,	PUNCT
cblr-14234	427	24	the	the	DET
cblr-14234	427	25	bar	bar	NOUN
cblr-14234	427	26	’s	’s	PART
cblr-14234	427	27	monopoly	monopoly	NOUN
cblr-14234	427	28	,	,	PUNCT
cblr-14234	427	29	a	a	DET
cblr-14234	427	30	desire	desire	NOUN
cblr-14234	427	31	to	to	PART
cblr-14234	427	32	please	please	VERB
cblr-14234	427	33	the	the	DET
cblr-14234	427	34	client	client	NOUN
cblr-14234	427	35	,	,	PUNCT
cblr-14234	427	36	the	the	DET
cblr-14234	427	37	fear	fear	NOUN
cblr-14234	427	38	of	of	ADP
cblr-14234	427	39	legal	legal	ADJ
cblr-14234	427	40	liability	liability	NOUN
cblr-14234	427	41	,	,	PUNCT
cblr-14234	427	42	or	or	CCONJ
cblr-14234	427	43	network	network	NOUN
cblr-14234	427	44	effects	effect	NOUN
cblr-14234	427	45	,	,	PUNCT
cblr-14234	427	46	lawyers	lawyer	NOUN
cblr-14234	427	47	generally	generally	ADV
cblr-14234	427	48	are	be	AUX
cblr-14234	427	49	cast	cast	VERB
cblr-14234	427	50	as	as	ADP
cblr-14234	427	51	reluctant	reluctant	ADJ
cblr-14234	427	52	contract	contract	NOUN
cblr-14234	427	53	innovators	innovator	NOUN
cblr-14234	427	54	.	.	PUNCT
cblr-14234	427	55	”	"	PUNCT
cblr-14234	427	56	)	)	PUNCT
cblr-14234	428	1	but	but	CCONJ
cblr-14234	428	2	there	there	PRON
cblr-14234	428	3	are	be	VERB
cblr-14234	428	4	a	a	DET
cblr-14234	428	5	small	small	ADJ
cblr-14234	428	6	minority	minority	NOUN
cblr-14234	428	7	of	of	ADP
cblr-14234	428	8	adhesion	adhesion	NOUN
cblr-14234	428	9	contracts	contract	NOUN
cblr-14234	428	10	where	where	SCONJ
cblr-14234	428	11	drafters	drafter	NOUN
cblr-14234	428	12	do	do	AUX
cblr-14234	428	13	want	want	VERB
cblr-14234	428	14	consumer	consumer	NOUN
cblr-14234	428	15	to	to	PART
cblr-14234	428	16	read	read	VERB
cblr-14234	428	17	.	.	PUNCT
cblr-14234	429	1	see	see	VERB
cblr-14234	429	2	i	i	PRON
cblr-14234	429	3	d.	d.	PROPN
cblr-14234	429	4	490	490	NUM
cblr-14234	429	5	columbia	columbia	PROPN
cblr-14234	429	6	business	business	PROPN
cblr-14234	429	7	law	law	PROPN
cblr-14234	429	8	review	review	NOUN
cblr-14234	430	1	[	[	X
cblr-14234	430	2	vol	vol	NOUN
cblr-14234	430	3	.	.	NOUN
cblr-14234	430	4	2024	2024	NUM
cblr-14234	430	5	coverage	coverage	NOUN
cblr-14234	430	6	varies	vary	VERB
cblr-14234	430	7	among	among	ADP
cblr-14234	430	8	these	these	DET
cblr-14234	430	9	laws	law	NOUN
cblr-14234	430	10	.	.	PUNCT
cblr-14234	431	1	240	240	NUM
cblr-14234	431	2	laws	law	NOUN
cblr-14234	431	3	cover	cover	VERB
cblr-14234	431	4	insurance	insurance	NOUN
cblr-14234	431	5	contracts	contract	NOUN
cblr-14234	431	6	and	and	CCONJ
cblr-14234	431	7	their	their	PRON
cblr-14234	431	8	associated	associate	VERB
cblr-14234	431	9	disclosures.110	disclosures.110	PROPN
cblr-14234	431	10	others	other	NOUN
cblr-14234	431	11	cover	cover	VERB
cblr-14234	431	12	classic	classic	ADJ
cblr-14234	431	13	contracts	contract	NOUN
cblr-14234	431	14	of	of	ADP
cblr-14234	431	15	adhesion	adhesion	NOUN
cblr-14234	431	16	like	like	ADP
cblr-14234	431	17	loans	loan	NOUN
cblr-14234	431	18	,	,	PUNCT
cblr-14234	431	19	leases	lease	NOUN
cblr-14234	431	20	,	,	PUNCT
cblr-14234	431	21	credit	credit	NOUN
cblr-14234	431	22	contracts	contract	NOUN
cblr-14234	431	23	,	,	PUNCT
cblr-14234	431	24	and	and	CCONJ
cblr-14234	431	25	car	car	NOUN
cblr-14234	431	26	rental	rental	NOUN
cblr-14234	431	27	agreements.111	agreements.111	ADP
cblr-14234	431	28	some	some	PRON
cblr-14234	431	29	are	be	AUX
cblr-14234	431	30	surprisingly	surprisingly	ADV
cblr-14234	431	31	focused	focused	ADJ
cblr-14234	431	32	,	,	PUNCT
cblr-14234	431	33	covering	cover	VERB
cblr-14234	431	34	contingency	contingency	NOUN
cblr-14234	431	35	fee	fee	NOUN
cblr-14234	431	36	,	,	PUNCT
cblr-14234	431	37	funeral	funeral	NOUN
cblr-14234	431	38	,	,	PUNCT
cblr-14234	431	39	or	or	CCONJ
cblr-14234	431	40	cemetery	cemetery	NOUN
cblr-14234	431	41	contracts.112	contracts.112	PROPN
cblr-14234	431	42	meanwhile	meanwhile	ADV
cblr-14234	431	43	,	,	PUNCT
cblr-14234	431	44	a	a	DET
cblr-14234	431	45	handful	handful	NOUN
cblr-14234	431	46	are	be	AUX
cblr-14234	431	47	sweepingly	sweepingly	ADV
cblr-14234	431	48	broad	broad	ADJ
cblr-14234	431	49	.	.	PUNCT
cblr-14234	432	1	connecticut	connecticut	PROPN
cblr-14234	432	2	’s	’s	PART
cblr-14234	432	3	consumer	consumer	NOUN
cblr-14234	432	4	contract	contract	NOUN
cblr-14234	432	5	plain	plain	PROPN
cblr-14234	432	6	language	language	NOUN
cblr-14234	432	7	statute	statute	NOUN
cblr-14234	432	8	covers	cover	VERB
cblr-14234	432	9	contracts	contract	NOUN
cblr-14234	432	10	for	for	ADP
cblr-14234	432	11	property	property	NOUN
cblr-14234	432	12	,	,	PUNCT
cblr-14234	432	13	services	service	NOUN
cblr-14234	432	14	,	,	PUNCT
cblr-14234	432	15	or	or	CCONJ
cblr-14234	432	16	credit	credit	NOUN
cblr-14234	432	17	for	for	ADP
cblr-14234	432	18	up	up	ADP
cblr-14234	432	19	to	to	PART
cblr-14234	432	20	$	$	SYM
cblr-14234	432	21	25,000,113	25,000,113	NUM
cblr-14234	432	22	while	while	SCONJ
cblr-14234	432	23	maine	maine	PROPN
cblr-14234	432	24	’s	’s	PART
cblr-14234	432	25	version	version	NOUN
cblr-14234	432	26	covers	cover	VERB
cblr-14234	432	27	consumer	consumer	NOUN
cblr-14234	432	28	leases	lease	NOUN
cblr-14234	432	29	of	of	ADP
cblr-14234	432	30	goods	good	NOUN
cblr-14234	432	31	and	and	CCONJ
cblr-14234	432	32	loans	loan	NOUN
cblr-14234	432	33	for	for	ADP
cblr-14234	432	34	up	up	ADP
cblr-14234	432	35	to	to	PART
cblr-14234	432	36	$	$	SYM
cblr-14234	432	37	100,000.114	100,000.114	NUM
cblr-14234	432	38	another	another	DET
cblr-14234	432	39	design	design	NOUN
cblr-14234	432	40	variation	variation	NOUN
cblr-14234	432	41	is	be	AUX
cblr-14234	432	42	which	which	PRON
cblr-14234	432	43	of	of	ADP
cblr-14234	432	44	four	four	NUM
cblr-14234	432	45	standards	standard	NOUN
cblr-14234	432	46	the	the	DET
cblr-14234	432	47	laws	law	NOUN
cblr-14234	432	48	apply	apply	VERB
cblr-14234	432	49	.	.	PUNCT
cblr-14234	433	1	about	about	ADV
cblr-14234	433	2	76	76	NUM
cblr-14234	433	3	%	%	NOUN
cblr-14234	433	4	of	of	ADP
cblr-14234	433	5	consumer	consumer	NOUN
cblr-14234	433	6	contract	contract	NOUN
cblr-14234	433	7	plain	plain	ADJ
cblr-14234	433	8	language	language	NOUN
cblr-14234	433	9	laws	law	NOUN
cblr-14234	433	10	use	use	VERB
cblr-14234	433	11	descriptive	descriptive	ADJ
cblr-14234	433	12	standards	standard	NOUN
cblr-14234	433	13	,	,	PUNCT
cblr-14234	433	14	which	which	PRON
cblr-14234	433	15	describe	describe	VERB
cblr-14234	433	16	a	a	DET
cblr-14234	433	17	compliant	compliant	ADJ
cblr-14234	433	18	document	document	NOUN
cblr-14234	433	19	without	without	ADP
cblr-14234	433	20	describing	describe	VERB
cblr-14234	433	21	the	the	DET
cblr-14234	433	22	process	process	NOUN
cblr-14234	433	23	to	to	PART
cblr-14234	433	24	achieve	achieve	VERB
cblr-14234	433	25	compliance.115	compliance.115	PROPN
cblr-14234	433	26	a	a	DET
cblr-14234	433	27	descriptive	descriptive	ADJ
cblr-14234	433	28	standard	standard	NOUN
cblr-14234	433	29	might	might	AUX
cblr-14234	433	30	require	require	VERB
cblr-14234	433	31	a	a	DET
cblr-14234	433	32	contract	contract	NOUN
cblr-14234	433	33	to	to	PART
cblr-14234	433	34	be	be	AUX
cblr-14234	433	35	“	"	PUNCT
cblr-14234	433	36	understandable	understandable	ADJ
cblr-14234	433	37	by	by	ADP
cblr-14234	433	38	a	a	DET
cblr-14234	433	39	person	person	NOUN
cblr-14234	433	40	of	of	ADP
cblr-14234	433	41	average	average	ADJ
cblr-14234	433	42	intelligence	intelligence	NOUN
cblr-14234	433	43	and	and	CCONJ
cblr-14234	433	44	education	education	NOUN
cblr-14234	433	45	.	.	PUNCT
cblr-14234	434	1	”116	”116	PUNCT
cblr-14234	435	1	about	about	ADV
cblr-14234	435	2	11	11	NUM
cblr-14234	435	3	%	%	NOUN
cblr-14234	435	4	of	of	ADP
cblr-14234	435	5	consumer	consumer	NOUN
cblr-14234	435	6	contract	contract	NOUN
cblr-14234	435	7	plain	plain	ADJ
cblr-14234	435	8	language	language	NOUN
cblr-14234	435	9	laws	law	NOUN
cblr-14234	435	10	use	use	VERB
cblr-14234	435	11	a	a	DET
cblr-14234	435	12	readability	readability	NOUN
cblr-14234	435	13	standard	standard	NOUN
cblr-14234	435	14	,	,	PUNCT
cblr-14234	435	15	which	which	PRON
cblr-14234	435	16	requires	require	VERB
cblr-14234	435	17	documents	document	NOUN
cblr-14234	435	18	to	to	PART
cblr-14234	435	19	achieve	achieve	VERB
cblr-14234	435	20	a	a	DET
cblr-14234	435	21	certain	certain	ADJ
cblr-14234	435	22	score	score	NOUN
cblr-14234	435	23	based	base	VERB
cblr-14234	435	24	on	on	ADP
cblr-14234	435	25	formulas	formula	NOUN
cblr-14234	435	26	that	that	PRON
cblr-14234	435	27	measure	measure	VERB
cblr-14234	435	28	objective	objective	ADJ
cblr-14234	435	29	features	feature	NOUN
cblr-14234	435	30	like	like	ADP
cblr-14234	435	31	the	the	DET
cblr-14234	435	32	number	number	NOUN
cblr-14234	435	33	of	of	ADP
cblr-14234	435	34	syllables	syllable	NOUN
cblr-14234	435	35	in	in	ADP
cblr-14234	435	36	words	word	NOUN
cblr-14234	435	37	and	and	CCONJ
cblr-14234	435	38	the	the	DET
cblr-14234	435	39	number	number	NOUN
cblr-14234	435	40	of	of	ADP
cblr-14234	435	41	words	word	NOUN
cblr-14234	435	42	in	in	ADP
cblr-14234	435	43	a	a	DET
cblr-14234	435	44	sentence.117	sentence.117	NOUN
cblr-14234	435	45	for	for	ADP
cblr-14234	435	46	example	example	NOUN
cblr-14234	435	47	,	,	PUNCT
cblr-14234	435	48	a	a	DET
cblr-14234	435	49	readability	readability	NOUN
cblr-14234	435	50	standard	standard	NOUN
cblr-14234	435	51	might	might	AUX
cblr-14234	435	52	require	require	VERB
cblr-14234	435	53	a	a	DET
cblr-14234	435	54	contract	contract	NOUN
cblr-14234	435	55	to	to	PART
cblr-14234	435	56	have	have	AUX
cblr-14234	435	57	“	"	PUNCT
cblr-14234	435	58	a	a	DET
cblr-14234	435	59	minimum	minimum	ADJ
cblr-14234	435	60	score	score	NOUN
cblr-14234	435	61	of	of	ADP
cblr-14234	435	62	40	40	NUM
cblr-14234	435	63	on	on	ADP
cblr-14234	435	64	the	the	DET
cblr-14234	435	65	flesch	flesch	PROPN
cblr-14234	435	66	reading	read	VERB
cblr-14234	435	67	ease	ease	NOUN
cblr-14234	435	68	test	test	NOUN
cblr-14234	435	69	or	or	CCONJ
cblr-14234	435	70	an	an	DET
cblr-14234	435	71	equivalent	equivalent	ADJ
cblr-14234	435	72	score	score	NOUN
cblr-14234	435	73	on	on	ADP
cblr-14234	435	74	any	any	DET
cblr-14234	435	75	other	other	ADJ
cblr-14234	435	76	comparable	comparable	ADJ
cblr-14234	435	77	test	test	NOUN
cblr-14234	435	78	.	.	PUNCT
cblr-14234	436	1	”118	”118	VERB
cblr-14234	436	2	meanwhile	meanwhile	ADV
cblr-14234	436	3	,	,	PUNCT
cblr-14234	436	4	3	3	NUM
cblr-14234	436	5	%	%	NOUN
cblr-14234	436	6	of	of	ADP
cblr-14234	436	7	consumer	consumer	NOUN
cblr-14234	436	8	protection	protection	NOUN
cblr-14234	436	9	plain	plain	ADJ
cblr-14234	436	10	language	language	NOUN
cblr-14234	436	11	laws	law	NOUN
cblr-14234	436	12	use	use	VERB
cblr-14234	436	13	features	feature	NOUN
cblr-14234	436	14	standards	standard	NOUN
cblr-14234	436	15	,	,	PUNCT
cblr-14234	436	16	which	which	PRON
cblr-14234	436	17	list	list	VERB
cblr-14234	436	18	writing	write	VERB
cblr-14234	436	19	features	feature	NOUN
cblr-14234	436	20	drafters	drafter	NOUN
cblr-14234	436	21	must	must	AUX
cblr-14234	436	22	use	use	VERB
cblr-14234	436	23	or	or	CCONJ
cblr-14234	436	24	avoid	avoid	VERB
cblr-14234	436	25	.	.	PUNCT
cblr-14234	437	1	119	119	NUM
cblr-14234	437	2	such	such	DET
cblr-14234	437	3	a	a	DET
cblr-14234	437	4	standard	standard	NOUN
cblr-14234	437	5	might	might	AUX
cblr-14234	437	6	require	require	VERB
cblr-14234	437	7	avoiding	avoid	VERB
cblr-14234	437	8	confusing	confuse	VERB
cblr-14234	437	9	cross	cros	NOUN
cblr-14234	437	10	-	-	NOUN
cblr-14234	437	11	references	reference	NOUN
cblr-14234	437	12	,	,	PUNCT
cblr-14234	437	13	unnecessarily	unnecessarily	ADV
cblr-14234	437	14	lengthy	lengthy	ADJ
cblr-14234	437	15	sentences	sentence	NOUN
cblr-14234	437	16	,	,	PUNCT
cblr-14234	437	17	double	double	ADJ
cblr-14234	437	18	negatives	negative	NOUN
cblr-14234	437	19	,	,	PUNCT
cblr-14234	437	20	exceptions	exception	NOUN
cblr-14234	437	21	to	to	ADP
cblr-14234	437	22	exceptions	exception	NOUN
cblr-14234	437	23	,	,	PUNCT
cblr-14234	437	24	illogical	illogical	ADJ
cblr-14234	437	25	order	order	NOUN
cblr-14234	437	26	,	,	PUNCT
cblr-14234	437	27	110	110	NUM
cblr-14234	437	28	blasie	blasie	NOUN
cblr-14234	437	29	,	,	PUNCT
cblr-14234	437	30	supra	supra	PROPN
cblr-14234	437	31	note	note	PROPN
cblr-14234	437	32	106	106	NUM
cblr-14234	437	33	,	,	PUNCT
cblr-14234	437	34	at	at	ADP
cblr-14234	437	35	5:1–5:11	5:1–5:11	NUM
cblr-14234	437	36	111	111	NUM
cblr-14234	437	37	i	i	PRON
cblr-14234	437	38	d.	d.	PROPN
cblr-14234	437	39	112	112	NUM
cblr-14234	438	1	i	i	PROPN
cblr-14234	438	2	d.	d.	PROPN
cblr-14234	438	3	113	113	NUM
cblr-14234	438	4	conn	conn	PROPN
cblr-14234	438	5	.	.	PUNCT
cblr-14234	439	1	gen	gen	PROPN
cblr-14234	439	2	.	.	PROPN
cblr-14234	439	3	stat	stat	PROPN
cblr-14234	439	4	.	.	PUNCT
cblr-14234	440	1	ann	ann	PROPN
cblr-14234	440	2	.	.	PUNCT
cblr-14234	441	1	§	§	PROPN
cblr-14234	441	2	§	§	PROPN
cblr-14234	441	3	42	42	NUM
cblr-14234	441	4	-	-	SYM
cblr-14234	441	5	151	151	NUM
cblr-14234	441	6	to	to	ADP
cblr-14234	441	7	158	158	NUM
cblr-14234	441	8	(	(	PUNCT
cblr-14234	441	9	west	west	NOUN
cblr-14234	441	10	1979	1979	NUM
cblr-14234	441	11	)	)	PUNCT
cblr-14234	441	12	.	.	PUNCT
cblr-14234	442	1	114	114	NUM
cblr-14234	442	2	me	i	PRON
cblr-14234	442	3	.	.	PUNCT
cblr-14234	443	1	rev	rev	PROPN
cblr-14234	443	2	.	.	PROPN
cblr-14234	443	3	stat	stat	PROPN
cblr-14234	443	4	.	.	PUNCT
cblr-14234	444	1	ann	ann	PROPN
cblr-14234	444	2	.	.	PUNCT
cblr-14234	445	1	tit	tit	PROPN
cblr-14234	445	2	.	.	PUNCT
cblr-14234	446	1	10	10	NUM
cblr-14234	446	2	,	,	PUNCT
cblr-14234	446	3	§	§	PROPN
cblr-14234	446	4	§	§	PROPN
cblr-14234	446	5	1121–26	1121–26	NOUN
cblr-14234	446	6	(	(	PUNCT
cblr-14234	446	7	1986	1986	NUM
cblr-14234	446	8	)	)	PUNCT
cblr-14234	446	9	.	.	PUNCT
cblr-14234	447	1	115	115	NUM
cblr-14234	447	2	blasie	blasie	ADJ
cblr-14234	447	3	,	,	PUNCT
cblr-14234	447	4	supra	supra	PROPN
cblr-14234	447	5	note	note	PROPN
cblr-14234	447	6	106	106	NUM
cblr-14234	447	7	,	,	PUNCT
cblr-14234	447	8	at	at	ADP
cblr-14234	447	9	2:3	2:3	NUM
cblr-14234	447	10	.	.	PUNCT
cblr-14234	448	1	116	116	NUM
cblr-14234	448	2	minn	minn	PROPN
cblr-14234	448	3	.	.	PUNCT
cblr-14234	449	1	stat	stat	PROPN
cblr-14234	449	2	.	.	PUNCT
cblr-14234	450	1	ann	ann	PROPN
cblr-14234	450	2	.	.	PUNCT
cblr-14234	451	1	§	§	PROPN
cblr-14234	451	2	80d.04	80d.04	PROPN
cblr-14234	451	3	,	,	PUNCT
cblr-14234	451	4	subd	subd	NOUN
cblr-14234	451	5	.	.	NOUN
cblr-14234	452	1	4	4	NUM
cblr-14234	452	2	.	.	NOUN
cblr-14234	452	3	117	117	NUM
cblr-14234	452	4	blasie	blasie	ADJ
cblr-14234	452	5	,	,	PUNCT
cblr-14234	452	6	supra	supra	PROPN
cblr-14234	452	7	note	note	PROPN
cblr-14234	452	8	106	106	NUM
cblr-14234	452	9	,	,	PUNCT
cblr-14234	452	10	at	at	ADP
cblr-14234	452	11	2:3	2:3	NUM
cblr-14234	452	12	.	.	PUNCT
cblr-14234	453	1	118	118	NUM
cblr-14234	453	2	see	see	VERB
cblr-14234	453	3	,	,	PUNCT
cblr-14234	453	4	e.g.	e.g.	ADV
cblr-14234	453	5	,	,	PUNCT
cblr-14234	453	6	ariz	ariz	PROPN
cblr-14234	453	7	.	.	PUNCT
cblr-14234	454	1	admin	admin	PROPN
cblr-14234	454	2	.	.	PUNCT
cblr-14234	455	1	code	code	PROPN
cblr-14234	455	2	§	§	PROPN
cblr-14234	455	3	r20	r20	NOUN
cblr-14234	455	4	-	-	PUNCT
cblr-14234	455	5	6	6	NUM
cblr-14234	455	6	-	-	PUNCT
cblr-14234	455	7	213(c)(1	213(c)(1	NUM
cblr-14234	455	8	)	)	PUNCT
cblr-14234	455	9	(	(	PUNCT
cblr-14234	455	10	2019	2019	NUM
cblr-14234	455	11	)	)	PUNCT
cblr-14234	455	12	.	.	PUNCT
cblr-14234	456	1	119	119	NUM
cblr-14234	456	2	blasie	blasie	ADJ
cblr-14234	456	3	,	,	PUNCT
cblr-14234	456	4	supra	supra	PROPN
cblr-14234	456	5	note	note	NOUN
cblr-14234	456	6	106	106	NUM
cblr-14234	456	7	at	at	ADP
cblr-14234	456	8	2	2	NUM
cblr-14234	456	9	:3	:3	NOUN
cblr-14234	456	10	.	.	PUNCT
cblr-14234	457	1	no	no	INTJ
cblr-14234	457	2	.	.	NOUN
cblr-14234	458	1	2	2	NUM
cblr-14234	458	2	]	]	PUNCT
cblr-14234	458	3	the	the	DET
cblr-14234	458	4	duty	duty	NOUN
cblr-14234	458	5	to	to	PART
cblr-14234	458	6	make	make	VERB
cblr-14234	458	7	contracts	contract	NOUN
cblr-14234	458	8	understandable	understandable	ADJ
cblr-14234	458	9	491	491	NUM
cblr-14234	458	10	jargon	jargon	NOUN
cblr-14234	458	11	,	,	PUNCT
cblr-14234	458	12	or	or	CCONJ
cblr-14234	458	13	uncommon	uncommon	ADJ
cblr-14234	458	14	words.120	words.120	NOUN
cblr-14234	458	15	alternatively	alternatively	ADV
cblr-14234	458	16	,	,	PUNCT
cblr-14234	458	17	laws	law	NOUN
cblr-14234	458	18	could	could	AUX
cblr-14234	458	19	require	require	VERB
cblr-14234	458	20	using	use	VERB
cblr-14234	458	21	clear	clear	ADJ
cblr-14234	458	22	vocabulary	vocabulary	NOUN
cblr-14234	458	23	,	,	PUNCT
cblr-14234	458	24	present	present	ADJ
cblr-14234	458	25	tense	tense	ADJ
cblr-14234	458	26	,	,	PUNCT
cblr-14234	458	27	active	active	ADJ
cblr-14234	458	28	voice	voice	NOUN
cblr-14234	458	29	,	,	PUNCT
cblr-14234	458	30	simple	simple	ADJ
cblr-14234	458	31	sentences	sentence	NOUN
cblr-14234	458	32	,	,	PUNCT
cblr-14234	458	33	and	and	CCONJ
cblr-14234	458	34	headers.121	headers.121	ADJ
cblr-14234	458	35	about	about	ADV
cblr-14234	458	36	7	7	NUM
cblr-14234	458	37	%	%	NOUN
cblr-14234	458	38	of	of	ADP
cblr-14234	458	39	consumer	consumer	NOUN
cblr-14234	458	40	protection	protection	NOUN
cblr-14234	458	41	plain	plain	ADJ
cblr-14234	458	42	language	language	NOUN
cblr-14234	458	43	laws	law	NOUN
cblr-14234	458	44	use	use	VERB
cblr-14234	458	45	a	a	DET
cblr-14234	458	46	hybrid	hybrid	ADJ
cblr-14234	458	47	standard	standard	NOUN
cblr-14234	458	48	,	,	PUNCT
cblr-14234	458	49	which	which	PRON
cblr-14234	458	50	combines	combine	VERB
cblr-14234	458	51	a	a	DET
cblr-14234	458	52	readability	readability	NOUN
cblr-14234	458	53	standard	standard	NOUN
cblr-14234	458	54	with	with	ADP
cblr-14234	458	55	a	a	DET
cblr-14234	458	56	features	feature	NOUN
cblr-14234	458	57	standard	standard	NOUN
cblr-14234	458	58	,	,	PUNCT
cblr-14234	458	59	or	or	CCONJ
cblr-14234	458	60	offers	offer	VERB
cblr-14234	458	61	a	a	DET
cblr-14234	458	62	choice	choice	NOUN
cblr-14234	458	63	between	between	ADP
cblr-14234	458	64	the	the	DET
cblr-14234	458	65	two.122	two.122	NOUN
cblr-14234	458	66	yet	yet	ADV
cblr-14234	458	67	another	another	DET
cblr-14234	458	68	design	design	NOUN
cblr-14234	458	69	variation	variation	NOUN
cblr-14234	458	70	is	be	AUX
cblr-14234	458	71	penalties	penalty	NOUN
cblr-14234	458	72	.	.	PUNCT
cblr-14234	459	1	some	some	DET
cblr-14234	459	2	plain	plain	ADJ
cblr-14234	459	3	language	language	NOUN
cblr-14234	459	4	laws	law	NOUN
cblr-14234	459	5	are	be	AUX
cblr-14234	459	6	silent	silent	ADJ
cblr-14234	459	7	about	about	ADP
cblr-14234	459	8	whether	whether	SCONJ
cblr-14234	459	9	they	they	PRON
cblr-14234	459	10	are	be	AUX
cblr-14234	459	11	enforceable.123	enforceable.123	NOUN
cblr-14234	459	12	others	other	NOUN
cblr-14234	459	13	state	state	NOUN
cblr-14234	459	14	they	they	PRON
cblr-14234	459	15	do	do	AUX
cblr-14234	459	16	not	not	PART
cblr-14234	459	17	create	create	VERB
cblr-14234	459	18	new	new	ADJ
cblr-14234	459	19	causes	cause	NOUN
cblr-14234	459	20	of	of	ADP
cblr-14234	459	21	action	action	NOUN
cblr-14234	459	22	or	or	CCONJ
cblr-14234	459	23	penalties	penalty	NOUN
cblr-14234	459	24	,	,	PUNCT
cblr-14234	459	25	or	or	CCONJ
cblr-14234	459	26	do	do	AUX
cblr-14234	459	27	not	not	PART
cblr-14234	459	28	create	create	VERB
cblr-14234	459	29	,	,	PUNCT
cblr-14234	459	30	expand	expand	VERB
cblr-14234	459	31	,	,	PUNCT
cblr-14234	459	32	or	or	CCONJ
cblr-14234	459	33	limit	limit	VERB
cblr-14234	459	34	other	other	ADJ
cblr-14234	459	35	causes	cause	NOUN
cblr-14234	459	36	of	of	ADP
cblr-14234	459	37	action.124	action.124	NOUN
cblr-14234	459	38	still	still	ADV
cblr-14234	459	39	others	other	NOUN
cblr-14234	459	40	affirmatively	affirmatively	ADV
cblr-14234	459	41	authorize	authorize	VERB
cblr-14234	459	42	regulatory	regulatory	ADJ
cblr-14234	460	1	enforcement.125	enforcement.125	ADP
cblr-14234	460	2	a	a	DET
cblr-14234	460	3	fourth	fourth	ADJ
cblr-14234	460	4	approach	approach	NOUN
cblr-14234	460	5	allows	allow	VERB
cblr-14234	460	6	enforcement	enforcement	NOUN
cblr-14234	460	7	under	under	ADP
cblr-14234	460	8	a	a	DET
cblr-14234	460	9	pre	pre	ADJ
cblr-14234	460	10	-	-	ADJ
cblr-14234	460	11	existing	existing	ADJ
cblr-14234	460	12	cause	cause	NOUN
cblr-14234	460	13	of	of	ADP
cblr-14234	460	14	action	action	NOUN
cblr-14234	460	15	,	,	PUNCT
cblr-14234	460	16	like	like	ADP
cblr-14234	460	17	unfair	unfair	ADJ
cblr-14234	460	18	120	120	NUM
cblr-14234	460	19	n.j	n.j	PROPN
cblr-14234	460	20	.	.	PROPN
cblr-14234	460	21	stat	stat	PROPN
cblr-14234	460	22	.	.	PUNCT
cblr-14234	461	1	ann	ann	PROPN
cblr-14234	461	2	.	.	PUNCT
cblr-14234	462	1	§	§	PROPN
cblr-14234	462	2	56:12	56:12	NUM
cblr-14234	462	3	-	-	SYM
cblr-14234	462	4	10(1)–(6	10(1)–(6	NUM
cblr-14234	462	5	)	)	PUNCT
cblr-14234	462	6	.	.	PUNCT
cblr-14234	463	1	121	121	NUM
cblr-14234	463	2	or	or	CCONJ
cblr-14234	463	3	.	.	PUNCT
cblr-14234	464	1	rev	rev	PROPN
cblr-14234	464	2	.	.	PROPN
cblr-14234	464	3	stat	stat	PROPN
cblr-14234	464	4	.	.	PUNCT
cblr-14234	465	1	ann	ann	PROPN
cblr-14234	465	2	.	.	PUNCT
cblr-14234	466	1	§	§	PROPN
cblr-14234	466	2	180.545(1	180.545(1	NOUN
cblr-14234	466	3	)	)	PUNCT
cblr-14234	466	4	.	.	PUNCT
cblr-14234	467	1	122	122	NUM
cblr-14234	467	2	blasie	blasie	ADJ
cblr-14234	467	3	,	,	PUNCT
cblr-14234	467	4	supra	supra	PROPN
cblr-14234	467	5	note	note	PROPN
cblr-14234	467	6	106	106	NUM
cblr-14234	467	7	,	,	PUNCT
cblr-14234	467	8	at	at	ADP
cblr-14234	467	9	2:3	2:3	NUM
cblr-14234	467	10	.	.	PUNCT
cblr-14234	467	11	123	123	NUM
cblr-14234	467	12	for	for	ADP
cblr-14234	467	13	example	example	NOUN
cblr-14234	467	14	,	,	PUNCT
cblr-14234	467	15	a	a	DET
cblr-14234	467	16	kentucky	kentucky	PROPN
cblr-14234	467	17	law	law	NOUN
cblr-14234	467	18	says	say	VERB
cblr-14234	467	19	car	car	NOUN
cblr-14234	467	20	rental	rental	NOUN
cblr-14234	467	21	insurance	insurance	NOUN
cblr-14234	467	22	agreements	agreement	NOUN
cblr-14234	467	23	“	"	PUNCT
cblr-14234	467	24	shall	shall	AUX
cblr-14234	467	25	not	not	PART
cblr-14234	467	26	be	be	AUX
cblr-14234	467	27	transacted	transact	VERB
cblr-14234	467	28	”	"	PUNCT
cblr-14234	467	29	unless	unless	SCONJ
cblr-14234	467	30	certain	certain	ADJ
cblr-14234	467	31	disclosures	disclosure	NOUN
cblr-14234	467	32	meet	meet	VERB
cblr-14234	467	33	readability	readability	NOUN
cblr-14234	467	34	requirements	requirement	NOUN
cblr-14234	467	35	.	.	PUNCT
cblr-14234	468	1	ky	ky	AUX
cblr-14234	468	2	.	.	PROPN
cblr-14234	468	3	rev	rev	PROPN
cblr-14234	468	4	.	.	PROPN
cblr-14234	468	5	stat	stat	PROPN
cblr-14234	468	6	.	.	PUNCT
cblr-14234	469	1	ann	ann	PROPN
cblr-14234	469	2	.	.	PUNCT
cblr-14234	470	1	§	§	PROPN
cblr-14234	470	2	304.9	304.9	NUM
cblr-14234	470	3	-	-	PUNCT
cblr-14234	470	4	509	509	NUM
cblr-14234	470	5	.	.	PUNCT
cblr-14234	471	1	but	but	CCONJ
cblr-14234	471	2	without	without	ADP
cblr-14234	471	3	any	any	DET
cblr-14234	471	4	explicit	explicit	ADJ
cblr-14234	471	5	penalties	penalty	NOUN
cblr-14234	471	6	or	or	CCONJ
cblr-14234	471	7	caselaw	caselaw	NOUN
cblr-14234	471	8	interpreting	interpret	VERB
cblr-14234	471	9	the	the	DET
cblr-14234	471	10	statute	statute	NOUN
cblr-14234	471	11	,	,	PUNCT
cblr-14234	471	12	who	who	PRON
cblr-14234	471	13	and	and	CCONJ
cblr-14234	471	14	how	how	SCONJ
cblr-14234	471	15	to	to	PART
cblr-14234	471	16	enforce	enforce	VERB
cblr-14234	471	17	it	it	PRON
cblr-14234	471	18	is	be	AUX
cblr-14234	471	19	unclear	unclear	ADJ
cblr-14234	471	20	.	.	PUNCT
cblr-14234	472	1	124	124	NUM
cblr-14234	472	2	see	see	VERB
cblr-14234	472	3	e.g.	e.g.	ADV
cblr-14234	472	4	,	,	PUNCT
cblr-14234	472	5	ark	ark	PROPN
cblr-14234	472	6	.	.	PROPN
cblr-14234	472	7	code	code	PROPN
cblr-14234	472	8	ann	ann	PROPN
cblr-14234	472	9	.	.	PUNCT
cblr-14234	473	1	§	§	PROPN
cblr-14234	473	2	23	23	NUM
cblr-14234	473	3	-	-	SYM
cblr-14234	473	4	61	61	NUM
cblr-14234	473	5	-	-	PUNCT
cblr-14234	473	6	115(c	115(c	NUM
cblr-14234	473	7	)	)	PUNCT
cblr-14234	473	8	;	;	PUNCT
cblr-14234	473	9	la	la	PROPN
cblr-14234	473	10	.	.	PROPN
cblr-14234	473	11	stat	stat	PROPN
cblr-14234	473	12	.	.	PUNCT
cblr-14234	474	1	ann	ann	PROPN
cblr-14234	474	2	.	.	PUNCT
cblr-14234	475	1	§	§	PROPN
cblr-14234	475	2	22:41	22:41	NUM
cblr-14234	475	3	.	.	NOUN
cblr-14234	476	1	125	125	NUM
cblr-14234	476	2	see	see	NOUN
cblr-14234	476	3	,	,	PUNCT
cblr-14234	476	4	e.g.	e.g.	ADV
cblr-14234	476	5	,	,	PUNCT
cblr-14234	476	6	ariz	ariz	PROPN
cblr-14234	476	7	.	.	PUNCT
cblr-14234	477	1	admin	admin	AUX
cblr-14234	477	2	.	.	PUNCT
cblr-14234	477	3	code	code	NOUN
cblr-14234	477	4	r20	r20	NOUN
cblr-14234	477	5	-	-	PUNCT
cblr-14234	477	6	6	6	NUM
cblr-14234	477	7	-	-	PUNCT
cblr-14234	477	8	213(c)(4	213(c)(4	NUM
cblr-14234	477	9	)	)	PUNCT
cblr-14234	477	10	;	;	PUNCT
cblr-14234	477	11	colo	colo	PROPN
cblr-14234	477	12	.	.	PUNCT
cblr-14234	477	13	rev	rev	PROPN
cblr-14234	477	14	.	.	PROPN
cblr-14234	477	15	stat	stat	PROPN
cblr-14234	477	16	.	.	PUNCT
cblr-14234	478	1	ann	ann	PROPN
cblr-14234	478	2	.	.	PUNCT
cblr-14234	479	1	§	§	PROPN
cblr-14234	479	2	10	10	NUM
cblr-14234	479	3	-	-	SYM
cblr-14234	479	4	16	16	NUM
cblr-14234	479	5	-	-	NUM
cblr-14234	479	6	107.3(1)(b	107.3(1)(b	NUM
cblr-14234	479	7	)	)	PUNCT
cblr-14234	479	8	;	;	PUNCT
cblr-14234	479	9	colo	colo	PROPN
cblr-14234	479	10	.	.	PUNCT
cblr-14234	480	1	rev	rev	PROPN
cblr-14234	480	2	.	.	PROPN
cblr-14234	480	3	stat	stat	PROPN
cblr-14234	480	4	.	.	PUNCT
cblr-14234	481	1	ann	ann	PROPN
cblr-14234	481	2	.	.	PUNCT
cblr-14234	482	1	§	§	PROPN
cblr-14234	482	2	10	10	NUM
cblr-14234	482	3	-	-	SYM
cblr-14234	482	4	4	4	NUM
cblr-14234	482	5	-	-	NUM
cblr-14234	482	6	633.5(1)(b	633.5(1)(b	NUM
cblr-14234	482	7	)	)	PUNCT
cblr-14234	482	8	;	;	PUNCT
cblr-14234	482	9	haw	haw	X
cblr-14234	482	10	.	.	PUNCT
cblr-14234	482	11	rev	rev	PROPN
cblr-14234	482	12	.	.	PROPN
cblr-14234	482	13	stat	stat	PROPN
cblr-14234	482	14	.	.	PUNCT
cblr-14234	483	1	ann	ann	PROPN
cblr-14234	483	2	.	.	PUNCT
cblr-14234	484	1	§	§	PROPN
cblr-14234	484	2	431:10	431:10	PROPN
cblr-14234	484	3	-	-	PUNCT
cblr-14234	484	4	107(a	107(a	NUM
cblr-14234	484	5	)	)	PUNCT
cblr-14234	484	6	;	;	PUNCT
cblr-14234	484	7	me	i	PRON
cblr-14234	484	8	.	.	PUNCT
cblr-14234	485	1	rev	rev	PROPN
cblr-14234	485	2	.	.	PROPN
cblr-14234	485	3	stat	stat	PROPN
cblr-14234	485	4	.	.	PUNCT
cblr-14234	486	1	tit	tit	NOUN
cblr-14234	486	2	.	.	PUNCT
cblr-14234	487	1	24	24	NUM
cblr-14234	487	2	-	-	PUNCT
cblr-14234	487	3	a	a	NOUN
cblr-14234	487	4	,	,	PUNCT
cblr-14234	487	5	§	§	PROPN
cblr-14234	487	6	2441(4	2441(4	NUM
cblr-14234	487	7	)	)	PUNCT
cblr-14234	487	8	;	;	PUNCT
cblr-14234	487	9	see	see	VERB
cblr-14234	487	10	,	,	PUNCT
cblr-14234	487	11	e.g.	e.g.	ADV
cblr-14234	487	12	,	,	PUNCT
cblr-14234	487	13	conn	conn	PROPN
cblr-14234	487	14	.	.	PUNCT
cblr-14234	488	1	gen	gen	PROPN
cblr-14234	488	2	.	.	PROPN
cblr-14234	488	3	stat	stat	PROPN
cblr-14234	488	4	.	.	PUNCT
cblr-14234	489	1	ann	ann	PROPN
cblr-14234	489	2	.	.	PUNCT
cblr-14234	490	1	§	§	PROPN
cblr-14234	490	2	38a-299(a)(1	38a-299(a)(1	NUM
cblr-14234	490	3	)	)	PUNCT
cblr-14234	490	4	(	(	PUNCT
cblr-14234	490	5	insurance	insurance	NOUN
cblr-14234	490	6	commissioner	commissioner	NOUN
cblr-14234	490	7	must	must	AUX
cblr-14234	490	8	approve	approve	VERB
cblr-14234	490	9	policies	policy	NOUN
cblr-14234	490	10	as	as	ADP
cblr-14234	490	11	meeting	meet	VERB
cblr-14234	490	12	readability	readability	NOUN
cblr-14234	490	13	requirements	requirement	NOUN
cblr-14234	490	14	)	)	PUNCT
cblr-14234	490	15	;	;	PUNCT
cblr-14234	490	16	iowa	iowa	PROPN
cblr-14234	490	17	admin	admin	PROPN
cblr-14234	490	18	.	.	PUNCT
cblr-14234	491	1	code	code	PROPN
cblr-14234	491	2	r.	r.	PROPN
cblr-14234	491	3	191	191	NUM
cblr-14234	491	4	-	-	SYM
cblr-14234	491	5	28.14(509	28.14(509	NUM
cblr-14234	491	6	)	)	PUNCT
cblr-14234	491	7	;	;	PUNCT
cblr-14234	491	8	n.j	n.j	PROPN
cblr-14234	491	9	.	.	PROPN
cblr-14234	491	10	stat	stat	PROPN
cblr-14234	491	11	.	.	PUNCT
cblr-14234	492	1	ann	ann	PROPN
cblr-14234	492	2	.	.	PUNCT
cblr-14234	493	1	§	§	PROPN
cblr-14234	493	2	17b:25	17b:25	PROPN
cblr-14234	493	3	-	-	SYM
cblr-14234	493	4	18(h	18(h	NUM
cblr-14234	493	5	)	)	PUNCT
cblr-14234	493	6	(	(	PUNCT
cblr-14234	493	7	insurance	insurance	NOUN
cblr-14234	493	8	commissioner	commissioner	NOUN
cblr-14234	493	9	may	may	AUX
cblr-14234	493	10	disapprove	disapprove	VERB
cblr-14234	493	11	policies	policy	NOUN
cblr-14234	493	12	that	that	PRON
cblr-14234	493	13	are	be	AUX
cblr-14234	493	14	unjust	unjust	ADJ
cblr-14234	493	15	,	,	PUNCT
cblr-14234	493	16	unfair	unfair	ADJ
cblr-14234	493	17	,	,	PUNCT
cblr-14234	493	18	misleading	misleading	ADJ
cblr-14234	493	19	,	,	PUNCT
cblr-14234	493	20	contrary	contrary	ADJ
cblr-14234	493	21	to	to	ADP
cblr-14234	493	22	law	law	NOUN
cblr-14234	493	23	,	,	PUNCT
cblr-14234	493	24	or	or	CCONJ
cblr-14234	493	25	contrary	contrary	ADJ
cblr-14234	493	26	to	to	ADP
cblr-14234	493	27	public	public	ADJ
cblr-14234	493	28	policy	policy	NOUN
cblr-14234	493	29	)	)	PUNCT
cblr-14234	493	30	;	;	PUNCT
cblr-14234	493	31	n.c	n.c	PROPN
cblr-14234	493	32	.	.	PROPN
cblr-14234	493	33	gen	gen	PROPN
cblr-14234	493	34	.	.	PROPN
cblr-14234	493	35	stat	stat	PROPN
cblr-14234	493	36	.	.	PUNCT
cblr-14234	494	1	ann	ann	PROPN
cblr-14234	494	2	.	.	PUNCT
cblr-14234	495	1	§	§	PROPN
cblr-14234	495	2	58	58	NUM
cblr-14234	495	3	-	-	SYM
cblr-14234	495	4	38	38	NUM
cblr-14234	495	5	-	-	SYM
cblr-14234	495	6	30	30	NUM
cblr-14234	495	7	(	(	PUNCT
cblr-14234	495	8	commissioner	commissioner	NOUN
cblr-14234	495	9	must	must	AUX
cblr-14234	495	10	deny	deny	VERB
cblr-14234	495	11	noncompliant	noncompliant	ADJ
cblr-14234	495	12	policies	policy	NOUN
cblr-14234	495	13	)	)	PUNCT
cblr-14234	495	14	;	;	PUNCT
cblr-14234	495	15	n.j	n.j	PROPN
cblr-14234	495	16	.	.	PROPN
cblr-14234	495	17	stat	stat	PROPN
cblr-14234	495	18	.	.	PUNCT
cblr-14234	496	1	ann	ann	PROPN
cblr-14234	496	2	.	.	PUNCT
cblr-14234	497	1	§	§	PROPN
cblr-14234	497	2	17:46c-6(a)(3)(b)(ii	17:46c-6(a)(3)(b)(ii	NUM
cblr-14234	497	3	)	)	PUNCT
cblr-14234	497	4	–	–	PUNCT
cblr-14234	497	5	(	(	PUNCT
cblr-14234	497	6	iii	iii	NOUN
cblr-14234	497	7	)	)	PUNCT
cblr-14234	497	8	(	(	PUNCT
cblr-14234	497	9	insurance	insurance	NOUN
cblr-14234	497	10	commissioner	commissioner	NOUN
cblr-14234	497	11	must	must	AUX
cblr-14234	497	12	reject	reject	VERB
cblr-14234	497	13	legal	legal	ADJ
cblr-14234	497	14	services	service	NOUN
cblr-14234	497	15	insurance	insurance	NOUN
cblr-14234	497	16	policies	policy	NOUN
cblr-14234	497	17	that	that	PRON
cblr-14234	497	18	fail	fail	VERB
cblr-14234	497	19	“	"	PUNCT
cblr-14234	497	20	to	to	PART
cblr-14234	497	21	attain	attain	VERB
cblr-14234	497	22	a	a	DET
cblr-14234	497	23	reasonable	reasonable	ADJ
cblr-14234	497	24	degree	degree	NOUN
cblr-14234	497	25	of	of	ADP
cblr-14234	497	26	readability	readability	NOUN
cblr-14234	497	27	,	,	PUNCT
cblr-14234	497	28	simplicity	simplicity	NOUN
cblr-14234	497	29	and	and	CCONJ
cblr-14234	497	30	conciseness	conciseness	NOUN
cblr-14234	497	31	”	"	PUNCT
cblr-14234	497	32	or	or	CCONJ
cblr-14234	497	33	are	be	AUX
cblr-14234	497	34	“	"	PUNCT
cblr-14234	497	35	misleading	misleading	ADJ
cblr-14234	497	36	,	,	PUNCT
cblr-14234	497	37	deceptive	deceptive	ADJ
cblr-14234	497	38	or	or	CCONJ
cblr-14234	497	39	obscure	obscure	ADJ
cblr-14234	497	40	because	because	SCONJ
cblr-14234	497	41	of	of	ADP
cblr-14234	497	42	its	its	PRON
cblr-14234	497	43	physical	physical	ADJ
cblr-14234	497	44	aspects	aspect	NOUN
cblr-14234	497	45	such	such	ADJ
cblr-14234	497	46	as	as	ADP
cblr-14234	497	47	format	format	NOUN
cblr-14234	497	48	,	,	PUNCT
cblr-14234	497	49	typography	typography	NOUN
cblr-14234	497	50	,	,	PUNCT
cblr-14234	497	51	style	style	NOUN
cblr-14234	497	52	,	,	PUNCT
cblr-14234	497	53	color	color	NOUN
cblr-14234	497	54	,	,	PUNCT
cblr-14234	497	55	material	material	NOUN
cblr-14234	497	56	or	or	CCONJ
cblr-14234	497	57	organization	organization	NOUN
cblr-14234	497	58	”	"	PUNCT
cblr-14234	497	59	)	)	PUNCT
cblr-14234	497	60	;	;	PUNCT
cblr-14234	497	61	230	230	NUM
cblr-14234	497	62	r.i	r.i	PROPN
cblr-14234	497	63	.	.	PROPN
cblr-14234	497	64	code	code	PROPN
cblr-14234	497	65	r.	r.	PROPN
cblr-14234	497	66	20	20	NUM
cblr-14234	497	67	-	-	SYM
cblr-14234	497	68	60	60	NUM
cblr-14234	497	69	-	-	PUNCT
cblr-14234	497	70	1.14(a	1.14(a	NOUN
cblr-14234	497	71	)	)	PUNCT
cblr-14234	497	72	(	(	PUNCT
cblr-14234	497	73	insurance	insurance	NOUN
cblr-14234	497	74	commissioner	commissioner	NOUN
cblr-14234	497	75	can	can	AUX
cblr-14234	497	76	not	not	PART
cblr-14234	497	77	approve	approve	VERB
cblr-14234	497	78	certain	certain	ADJ
cblr-14234	497	79	consumer	consumer	NOUN
cblr-14234	497	80	credit	credit	NOUN
cblr-14234	497	81	insurance	insurance	NOUN
cblr-14234	497	82	forms	form	NOUN
cblr-14234	497	83	“	"	PUNCT
cblr-14234	497	84	unless	unless	SCONJ
cblr-14234	497	85	the	the	DET
cblr-14234	497	86	policy	policy	NOUN
cblr-14234	497	87	or	or	CCONJ
cblr-14234	497	88	certificate	certificate	NOUN
cblr-14234	497	89	is	be	AUX
cblr-14234	497	90	written	write	VERB
cblr-14234	497	91	in	in	ADP
cblr-14234	497	92	non	non	ADJ
cblr-14234	497	93	-	-	ADJ
cblr-14234	497	94	technical	technical	ADJ
cblr-14234	497	95	,	,	PUNCT
cblr-14234	497	96	readily	readily	ADV
cblr-14234	497	97	understandable	understandable	ADJ
cblr-14234	497	98	language	language	NOUN
cblr-14234	497	99	,	,	PUNCT
cblr-14234	497	100	using	use	VERB
cblr-14234	497	101	words	word	NOUN
cblr-14234	497	102	of	of	ADP
cblr-14234	497	103	common	common	ADJ
cblr-14234	497	104	everyday	everyday	ADJ
cblr-14234	497	105	usage	usage	NOUN
cblr-14234	497	106	”	"	PUNCT
cblr-14234	497	107	and	and	CCONJ
cblr-14234	497	108	meets	meet	VERB
cblr-14234	497	109	a	a	DET
cblr-14234	497	110	minimum	minimum	ADJ
cblr-14234	497	111	readability	readability	NOUN
cblr-14234	497	112	score	score	NOUN
cblr-14234	497	113	on	on	ADP
cblr-14234	497	114	the	the	DET
cblr-14234	497	115	flesch	flesch	PROPN
cblr-14234	497	116	scale	scale	PROPN
cblr-14234	497	117	)	)	PUNCT
cblr-14234	497	118	.	.	PUNCT
cblr-14234	498	1	492	492	NUM
cblr-14234	498	2	columbia	columbia	PROPN
cblr-14234	498	3	business	business	PROPN
cblr-14234	498	4	law	law	PROPN
cblr-14234	498	5	review	review	NOUN
cblr-14234	498	6	[	[	X
cblr-14234	498	7	vol	vol	NOUN
cblr-14234	498	8	.	.	NOUN
cblr-14234	498	9	2024	2024	NUM
cblr-14234	498	10	competition	competition	NOUN
cblr-14234	498	11	or	or	CCONJ
cblr-14234	498	12	deceptive	deceptive	ADJ
cblr-14234	498	13	practice	practice	NOUN
cblr-14234	498	14	claims.126	claims.126	NOUN
cblr-14234	498	15	a	a	DET
cblr-14234	498	16	fifth	fifth	ADJ
cblr-14234	498	17	approach	approach	NOUN
cblr-14234	498	18	simply	simply	ADV
cblr-14234	498	19	authorizes	authorize	VERB
cblr-14234	498	20	a	a	DET
cblr-14234	498	21	claim.127	claim.127	NOUN
cblr-14234	498	22	penalties	penalty	NOUN
cblr-14234	498	23	also	also	ADV
cblr-14234	498	24	vary	vary	VERB
cblr-14234	498	25	.	.	PUNCT
cblr-14234	499	1	a	a	DET
cblr-14234	499	2	regulator	regulator	NOUN
cblr-14234	499	3	might	might	AUX
cblr-14234	499	4	be	be	AUX
cblr-14234	499	5	able	able	ADJ
cblr-14234	499	6	to	to	PART
cblr-14234	499	7	issue	issue	VERB
cblr-14234	499	8	monetary	monetary	ADJ
cblr-14234	499	9	fines128	fines128	PROPN
cblr-14234	499	10	or	or	CCONJ
cblr-14234	499	11	deny	deny	VERB
cblr-14234	499	12	market	market	NOUN
cblr-14234	499	13	access.129	access.129	VERB
cblr-14234	499	14	some	some	DET
cblr-14234	499	15	laws	law	NOUN
cblr-14234	499	16	permit	permit	VERB
cblr-14234	499	17	equitable	equitable	ADJ
cblr-14234	499	18	remedies	remedy	NOUN
cblr-14234	499	19	:	:	PUNCT
cblr-14234	499	20	minnesota	minnesota	PROPN
cblr-14234	499	21	patients	patient	NOUN
cblr-14234	499	22	can	can	AUX
cblr-14234	499	23	prevent	prevent	VERB
cblr-14234	499	24	hospitals	hospital	NOUN
cblr-14234	499	25	from	from	ADP
cblr-14234	499	26	collecting	collect	VERB
cblr-14234	499	27	noncompliant	noncompliant	ADJ
cblr-14234	499	28	bills,130	bills,130	PROPN
cblr-14234	499	29	new	new	PROPN
cblr-14234	499	30	york	york	PROPN
cblr-14234	499	31	courts	court	NOUN
cblr-14234	499	32	can	can	AUX
cblr-14234	499	33	require	require	VERB
cblr-14234	499	34	landlords	landlord	NOUN
cblr-14234	499	35	to	to	PART
cblr-14234	499	36	rewrite	rewrite	VERB
cblr-14234	499	37	leases,131	leases,131	PROPN
cblr-14234	499	38	and	and	CCONJ
cblr-14234	499	39	new	new	PROPN
cblr-14234	499	40	jersey	jersey	PROPN
cblr-14234	499	41	courts	court	NOUN
cblr-14234	499	42	can	can	AUX
cblr-14234	499	43	rewrite	rewrite	VERB
cblr-14234	499	44	contracts.132	contracts.132	NOUN
cblr-14234	499	45	some	some	DET
cblr-14234	499	46	laws	law	NOUN
cblr-14234	499	47	go	go	VERB
cblr-14234	499	48	even	even	ADV
cblr-14234	499	49	further	far	ADV
cblr-14234	499	50	and	and	CCONJ
cblr-14234	499	51	render	render	VERB
cblr-14234	499	52	noncompliant	noncompliant	ADJ
cblr-14234	499	53	contracts	contract	NOUN
cblr-14234	499	54	126	126	NUM
cblr-14234	499	55	alaska	alaska	PROPN
cblr-14234	499	56	stat	stat	PROPN
cblr-14234	499	57	.	.	PUNCT
cblr-14234	500	1	ann	ann	PROPN
cblr-14234	500	2	.	.	PUNCT
cblr-14234	501	1	§	§	PROPN
cblr-14234	501	2	45.50.471(b)(13	45.50.471(b)(13	PROPN
cblr-14234	501	3	)	)	PUNCT
cblr-14234	501	4	;	;	PUNCT
cblr-14234	501	5	colo	colo	PROPN
cblr-14234	501	6	.	.	PUNCT
cblr-14234	501	7	rev	rev	PROPN
cblr-14234	501	8	.	.	PROPN
cblr-14234	501	9	stat	stat	PROPN
cblr-14234	501	10	.	.	PUNCT
cblr-14234	502	1	ann	ann	PROPN
cblr-14234	502	2	.	.	PUNCT
cblr-14234	503	1	§	§	PROPN
cblr-14234	503	2	6	6	NUM
cblr-14234	503	3	-	-	NUM
cblr-14234	503	4	1105(m	1105(m	NUM
cblr-14234	503	5	)	)	PUNCT
cblr-14234	503	6	;	;	PUNCT
cblr-14234	503	7	colo	colo	PROPN
cblr-14234	503	8	.	.	PUNCT
cblr-14234	504	1	rev	rev	PROPN
cblr-14234	504	2	.	.	PROPN
cblr-14234	504	3	stat	stat	PROPN
cblr-14234	504	4	.	.	PUNCT
cblr-14234	505	1	ann	ann	PROPN
cblr-14234	505	2	.	.	PUNCT
cblr-14234	506	1	§	§	PROPN
cblr-14234	506	2	6	6	NUM
cblr-14234	506	3	-	-	SYM
cblr-14234	506	4	1	1	NUM
cblr-14234	506	5	-	-	NUM
cblr-14234	506	6	203(1)(b	203(1)(b	NUM
cblr-14234	506	7	)	)	PUNCT
cblr-14234	506	8	;	;	PUNCT
cblr-14234	506	9	16	16	NUM
cblr-14234	506	10	c.f.r	c.f.r	NOUN
cblr-14234	506	11	.	.	PUNCT
cblr-14234	507	1	§	§	PROPN
cblr-14234	507	2	436.6(a)–(b	436.6(a)–(b	PROPN
cblr-14234	507	3	)	)	PUNCT
cblr-14234	507	4	.	.	PUNCT
cblr-14234	508	1	a	a	DET
cblr-14234	508	2	close	close	ADJ
cblr-14234	508	3	variation	variation	NOUN
cblr-14234	508	4	creates	create	VERB
cblr-14234	508	5	functional	functional	ADJ
cblr-14234	508	6	barriers	barrier	NOUN
cblr-14234	508	7	to	to	ADP
cblr-14234	508	8	enforcing	enforce	VERB
cblr-14234	508	9	a	a	DET
cblr-14234	508	10	noncompliant	noncompliant	ADJ
cblr-14234	508	11	contract	contract	NOUN
cblr-14234	508	12	.	.	PUNCT
cblr-14234	509	1	one	one	NUM
cblr-14234	509	2	of	of	ADP
cblr-14234	509	3	the	the	DET
cblr-14234	509	4	few	few	ADJ
cblr-14234	509	5	codified	codify	VERB
cblr-14234	509	6	new	new	PROPN
cblr-14234	509	7	york	york	PROPN
cblr-14234	509	8	rules	rule	NOUN
cblr-14234	509	9	of	of	ADP
cblr-14234	509	10	evidence	evidence	NOUN
cblr-14234	509	11	prevents	prevent	VERB
cblr-14234	509	12	fine	fine	ADJ
cblr-14234	509	13	print	print	NOUN
cblr-14234	509	14	consumer	consumer	NOUN
cblr-14234	509	15	contracts	contract	NOUN
cblr-14234	509	16	or	or	CCONJ
cblr-14234	509	17	leases	lease	NOUN
cblr-14234	509	18	that	that	PRON
cblr-14234	509	19	use	use	VERB
cblr-14234	509	20	fine	fine	ADJ
cblr-14234	509	21	print	print	NOUN
cblr-14234	509	22	or	or	CCONJ
cblr-14234	509	23	illegible	illegible	ADJ
cblr-14234	509	24	print	print	NOUN
cblr-14234	509	25	from	from	ADP
cblr-14234	509	26	being	be	AUX
cblr-14234	509	27	admitted	admit	VERB
cblr-14234	509	28	into	into	ADP
cblr-14234	509	29	evidence	evidence	NOUN
cblr-14234	509	30	at	at	ADP
cblr-14234	509	31	any	any	DET
cblr-14234	509	32	trial	trial	NOUN
cblr-14234	509	33	,	,	PUNCT
cblr-14234	509	34	hearing	hearing	NOUN
cblr-14234	509	35	,	,	PUNCT
cblr-14234	509	36	or	or	CCONJ
cblr-14234	509	37	proceeding	proceed	VERB
cblr-14234	509	38	by	by	ADP
cblr-14234	509	39	the	the	DET
cblr-14234	509	40	party	party	NOUN
cblr-14234	509	41	who	who	PRON
cblr-14234	509	42	prepared	prepare	VERB
cblr-14234	509	43	the	the	DET
cblr-14234	509	44	contract	contract	NOUN
cblr-14234	509	45	.	.	PUNCT
cblr-14234	510	1	n.y	n.y	PROPN
cblr-14234	510	2	.	.	PROPN
cblr-14234	511	1	c.p.l.r	c.p.l.r	PROPN
cblr-14234	511	2	.	.	PROPN
cblr-14234	511	3	4544	4544	NUM
cblr-14234	511	4	(	(	PUNCT
cblr-14234	511	5	mckinney	mckinney	PROPN
cblr-14234	511	6	)	)	PUNCT
cblr-14234	511	7	.	.	PUNCT
cblr-14234	512	1	127	127	NUM
cblr-14234	512	2	see	see	NOUN
cblr-14234	512	3	,	,	PUNCT
cblr-14234	512	4	e.g.	e.g.	ADV
cblr-14234	512	5	,	,	PUNCT
cblr-14234	512	6	minn	minn	PROPN
cblr-14234	512	7	.	.	PUNCT
cblr-14234	512	8	stat	stat	PROPN
cblr-14234	512	9	.	.	PUNCT
cblr-14234	513	1	ann	ann	PROPN
cblr-14234	513	2	.	.	PUNCT
cblr-14234	514	1	§	§	PROPN
cblr-14234	514	2	604.175(a	604.175(a	PROPN
cblr-14234	514	3	)	)	PUNCT
cblr-14234	514	4	;	;	PUNCT
cblr-14234	515	1	mont	mont	NOUN
cblr-14234	515	2	.	.	PUNCT
cblr-14234	516	1	code	code	PROPN
cblr-14234	516	2	ann	ann	PROPN
cblr-14234	516	3	.	.	PUNCT
cblr-14234	517	1	§	§	PROPN
cblr-14234	517	2	30	30	NUM
cblr-14234	517	3	-	-	SYM
cblr-14234	517	4	141111	141111	NUM
cblr-14234	517	5	(	(	PUNCT
cblr-14234	517	6	west	west	PROPN
cblr-14234	517	7	)	)	PUNCT
cblr-14234	517	8	.	.	PUNCT
cblr-14234	518	1	128	128	NUM
cblr-14234	518	2	vt	vt	PROPN
cblr-14234	518	3	.	.	PROPN
cblr-14234	518	4	stat	stat	PROPN
cblr-14234	518	5	.	.	PUNCT
cblr-14234	519	1	ann	ann	PROPN
cblr-14234	519	2	.	.	PUNCT
cblr-14234	520	1	tit	tit	PROPN
cblr-14234	520	2	.	.	PUNCT
cblr-14234	521	1	33	33	NUM
cblr-14234	521	2	,	,	PUNCT
cblr-14234	521	3	§	§	PROPN
cblr-14234	521	4	7303	7303	NUM
cblr-14234	521	5	(	(	PUNCT
cblr-14234	521	6	west)(describing	west)(describe	VERB
cblr-14234	521	7	notice	notice	NOUN
cblr-14234	521	8	)	)	PUNCT
cblr-14234	521	9	;	;	PUNCT
cblr-14234	521	10	vt	vt	PROPN
cblr-14234	521	11	.	.	PROPN
cblr-14234	521	12	stat	stat	PROPN
cblr-14234	521	13	.	.	PUNCT
cblr-14234	522	1	ann	ann	PROPN
cblr-14234	522	2	.	.	PUNCT
cblr-14234	523	1	tit	tit	PROPN
cblr-14234	523	2	.	.	PUNCT
cblr-14234	524	1	33	33	NUM
cblr-14234	524	2	,	,	PUNCT
cblr-14234	524	3	§	§	PROPN
cblr-14234	524	4	7304	7304	NUM
cblr-14234	524	5	(	(	PUNCT
cblr-14234	524	6	west	west	PROPN
cblr-14234	524	7	)	)	PUNCT
cblr-14234	524	8	(	(	PUNCT
cblr-14234	524	9	authorizing	authorize	VERB
cblr-14234	524	10	a	a	DET
cblr-14234	524	11	$	$	SYM
cblr-14234	524	12	1000	1000	NUM
cblr-14234	524	13	penalty	penalty	NOUN
cblr-14234	524	14	)	)	PUNCT
cblr-14234	524	15	;	;	PUNCT
cblr-14234	524	16	colo	colo	PROPN
cblr-14234	524	17	.	.	PUNCT
cblr-14234	524	18	rev	rev	PROPN
cblr-14234	524	19	.	.	PROPN
cblr-14234	524	20	stat	stat	PROPN
cblr-14234	524	21	.	.	PUNCT
cblr-14234	525	1	ann	ann	PROPN
cblr-14234	525	2	.	.	PUNCT
cblr-14234	526	1	§	§	PROPN
cblr-14234	526	2	6	6	NUM
cblr-14234	526	3	-	-	SYM
cblr-14234	526	4	1	1	NUM
cblr-14234	526	5	-	-	PUNCT
cblr-14234	526	6	112(1)(a	112(1)(a	NUM
cblr-14234	526	7	)	)	PUNCT
cblr-14234	526	8	(	(	PUNCT
cblr-14234	526	9	west	west	NOUN
cblr-14234	526	10	)	)	PUNCT
cblr-14234	526	11	(	(	PUNCT
cblr-14234	526	12	authorizing	authorize	VERB
cblr-14234	526	13	a	a	DET
cblr-14234	526	14	$	$	SYM
cblr-14234	526	15	20,000	20,000	NUM
cblr-14234	526	16	penalty	penalty	NOUN
cblr-14234	526	17	)	)	PUNCT
cblr-14234	526	18	;	;	PUNCT
cblr-14234	526	19	42	42	NUM
cblr-14234	526	20	u.s.c	u.s.c	ADJ
cblr-14234	526	21	.	.	PUNCT
cblr-14234	527	1	§	§	PROPN
cblr-14234	527	2	4013a(b	4013a(b	NUM
cblr-14234	527	3	)	)	PUNCT
cblr-14234	527	4	(	(	PUNCT
cblr-14234	527	5	authorizing	authorize	VERB
cblr-14234	527	6	a	a	DET
cblr-14234	527	7	$	$	SYM
cblr-14234	527	8	50,000	50,000	NUM
cblr-14234	527	9	penalty	penalty	NOUN
cblr-14234	527	10	)	)	PUNCT
cblr-14234	527	11	.	.	PUNCT
cblr-14234	528	1	129	129	NUM
cblr-14234	528	2	see	see	VERB
cblr-14234	528	3	,	,	PUNCT
cblr-14234	528	4	e.g.	e.g.	ADV
cblr-14234	528	5	,	,	PUNCT
cblr-14234	528	6	s.c	s.c	PROPN
cblr-14234	528	7	.	.	PROPN
cblr-14234	528	8	code	code	PROPN
cblr-14234	528	9	ann	ann	PROPN
cblr-14234	528	10	.	.	PUNCT
cblr-14234	529	1	§	§	PROPN
cblr-14234	529	2	38	38	NUM
cblr-14234	529	3	-	-	SYM
cblr-14234	529	4	61	61	NUM
cblr-14234	529	5	-	-	SYM
cblr-14234	529	6	40	40	NUM
cblr-14234	529	7	(	(	PUNCT
cblr-14234	529	8	empowering	empower	VERB
cblr-14234	529	9	insurance	insurance	NOUN
cblr-14234	529	10	director	director	NOUN
cblr-14234	529	11	to	to	PART
cblr-14234	529	12	withdraw	withdraw	VERB
cblr-14234	529	13	approval	approval	NOUN
cblr-14234	529	14	or	or	CCONJ
cblr-14234	529	15	certification	certification	NOUN
cblr-14234	529	16	of	of	ADP
cblr-14234	529	17	insurance	insurance	NOUN
cblr-14234	529	18	policy	policy	NOUN
cblr-14234	529	19	)	)	PUNCT
cblr-14234	529	20	;	;	PUNCT
cblr-14234	529	21	n.j	n.j	PROPN
cblr-14234	529	22	.	.	PROPN
cblr-14234	529	23	stat	stat	PROPN
cblr-14234	529	24	.	.	PUNCT
cblr-14234	530	1	ann	ann	PROPN
cblr-14234	530	2	.	.	PUNCT
cblr-14234	531	1	§	§	PROPN
cblr-14234	531	2	52:14b-4.1a(b	52:14b-4.1a(b	NUM
cblr-14234	531	3	)	)	PUNCT
cblr-14234	531	4	(	(	PUNCT
cblr-14234	531	5	the	the	DET
cblr-14234	531	6	office	office	NOUN
cblr-14234	531	7	of	of	ADP
cblr-14234	531	8	administrative	administrative	ADJ
cblr-14234	531	9	law	law	NOUN
cblr-14234	531	10	can	can	AUX
cblr-14234	531	11	not	not	PART
cblr-14234	531	12	accept	accept	VERB
cblr-14234	531	13	a	a	DET
cblr-14234	531	14	notice	notice	NOUN
cblr-14234	531	15	of	of	ADP
cblr-14234	531	16	rule	rule	NOUN
cblr-14234	531	17	change	change	NOUN
cblr-14234	531	18	“	"	PUNCT
cblr-14234	531	19	which	which	PRON
cblr-14234	531	20	lacks	lack	VERB
cblr-14234	531	21	a	a	DET
cblr-14234	531	22	standard	standard	NOUN
cblr-14234	531	23	of	of	ADP
cblr-14234	531	24	clarity	clarity	NOUN
cblr-14234	531	25	”	"	PUNCT
cblr-14234	531	26	)	)	PUNCT
cblr-14234	531	27	.	.	PUNCT
cblr-14234	532	1	130	130	NUM
cblr-14234	532	2	minn	minn	PROPN
cblr-14234	532	3	.	.	PUNCT
cblr-14234	532	4	stat	stat	PROPN
cblr-14234	532	5	.	.	PUNCT
cblr-14234	533	1	ann	ann	PROPN
cblr-14234	533	2	.	.	PUNCT
cblr-14234	534	1	§	§	PROPN
cblr-14234	534	2	604.175(a	604.175(a	PROPN
cblr-14234	534	3	)	)	PUNCT
cblr-14234	534	4	.	.	PUNCT
cblr-14234	535	1	131	131	NUM
cblr-14234	535	2	newport	newport	PROPN
cblr-14234	535	3	apartments	apartments	PROPN
cblr-14234	535	4	co.	co.	PROPN
cblr-14234	535	5	v.	v.	ADP
cblr-14234	535	6	collins	collins	PROPN
cblr-14234	535	7	,	,	PUNCT
cblr-14234	535	8	103	103	NUM
cblr-14234	535	9	misc	misc	NOUN
cblr-14234	535	10	.	.	PUNCT
cblr-14234	536	1	2d	2d	PROPN
cblr-14234	536	2	994	994	NUM
cblr-14234	536	3	,	,	PUNCT
cblr-14234	536	4	995	995	NUM
cblr-14234	536	5	,	,	PUNCT
cblr-14234	536	6	431	431	NUM
cblr-14234	536	7	n.y.s.2d	n.y.s.2d	NUM
cblr-14234	536	8	231	231	NUM
cblr-14234	536	9	,	,	PUNCT
cblr-14234	536	10	232	232	NUM
cblr-14234	536	11	(	(	PUNCT
cblr-14234	536	12	app	app	PROPN
cblr-14234	536	13	.	.	PROPN
cblr-14234	536	14	term	term	NOUN
cblr-14234	536	15	1980	1980	NUM
cblr-14234	536	16	)	)	PUNCT
cblr-14234	536	17	(	(	PUNCT
cblr-14234	536	18	holding	hold	VERB
cblr-14234	536	19	that	that	SCONJ
cblr-14234	536	20	a	a	DET
cblr-14234	536	21	landlord	landlord	NOUN
cblr-14234	536	22	must	must	AUX
cblr-14234	536	23	rewrite	rewrite	VERB
cblr-14234	536	24	renewal	renewal	NOUN
cblr-14234	536	25	lease	lease	NOUN
cblr-14234	536	26	to	to	PART
cblr-14234	536	27	satisfy	satisfy	VERB
cblr-14234	536	28	plain	plain	ADJ
cblr-14234	536	29	language	language	NOUN
cblr-14234	536	30	law	law	NOUN
cblr-14234	536	31	)	)	PUNCT
cblr-14234	536	32	;	;	PUNCT
cblr-14234	536	33	francis	francis	PROPN
cblr-14234	536	34	apts	apts	PROPN
cblr-14234	536	35	.	.	PUNCT
cblr-14234	537	1	v.	v.	ADP
cblr-14234	537	2	mckittrick	mckittrick	PROPN
cblr-14234	537	3	,	,	PUNCT
cblr-14234	537	4	104	104	NUM
cblr-14234	537	5	misc	misc	NOUN
cblr-14234	537	6	.	.	PUNCT
cblr-14234	538	1	2d	2d	PROPN
cblr-14234	538	2	693	693	NUM
cblr-14234	538	3	,	,	PUNCT
cblr-14234	538	4	697	697	NUM
cblr-14234	538	5	,	,	PUNCT
cblr-14234	538	6	429	429	NUM
cblr-14234	538	7	n.y.s.2d	n.y.s.2d	NUM
cblr-14234	538	8	516	516	NUM
cblr-14234	538	9	,	,	PUNCT
cblr-14234	538	10	519	519	NUM
cblr-14234	538	11	(	(	PUNCT
cblr-14234	538	12	civ	civ	NOUN
cblr-14234	538	13	.	.	PUNCT
cblr-14234	539	1	ct	ct	PROPN
cblr-14234	539	2	.	.	PROPN
cblr-14234	539	3	1979	1979	NUM
cblr-14234	539	4	)	)	PUNCT
cblr-14234	539	5	.	.	PUNCT
cblr-14234	540	1	132	132	NUM
cblr-14234	540	2	n.j	n.j	PROPN
cblr-14234	540	3	.	.	PROPN
cblr-14234	540	4	stat	stat	PROPN
cblr-14234	540	5	.	.	PUNCT
cblr-14234	541	1	ann	ann	PROPN
cblr-14234	541	2	.	.	PUNCT
cblr-14234	542	1	§	§	PROPN
cblr-14234	542	2	56:12	56:12	NUM
cblr-14234	542	3	-	-	SYM
cblr-14234	542	4	4.1	4.1	NUM
cblr-14234	542	5	.	.	PUNCT
cblr-14234	543	1	see	see	VERB
cblr-14234	543	2	also	also	ADV
cblr-14234	544	1	minn	minn	PROPN
cblr-14234	544	2	.	.	PUNCT
cblr-14234	544	3	stat	stat	PROPN
cblr-14234	544	4	.	.	PUNCT
cblr-14234	545	1	ann	ann	PROPN
cblr-14234	545	2	.	.	PUNCT
cblr-14234	546	1	§	§	PROPN
cblr-14234	546	2	325g.33	325g.33	PROPN
cblr-14234	546	3	.	.	PUNCT
cblr-14234	547	1	no	no	INTJ
cblr-14234	547	2	.	.	NOUN
cblr-14234	548	1	2	2	NUM
cblr-14234	548	2	]	]	PUNCT
cblr-14234	548	3	the	the	DET
cblr-14234	548	4	duty	duty	NOUN
cblr-14234	548	5	to	to	PART
cblr-14234	548	6	make	make	VERB
cblr-14234	548	7	contracts	contract	NOUN
cblr-14234	548	8	understandable	understandable	ADJ
cblr-14234	548	9	493	493	NUM
cblr-14234	548	10	unenforceable,133	unenforceable,133	NOUN
cblr-14234	548	11	while	while	SCONJ
cblr-14234	548	12	others	other	NOUN
cblr-14234	548	13	permit	permit	VERB
cblr-14234	548	14	enforcement.134	enforcement.134	NOUN
cblr-14234	548	15	many	many	ADJ
cblr-14234	548	16	of	of	ADP
cblr-14234	548	17	the	the	DET
cblr-14234	548	18	broadest	broad	ADJ
cblr-14234	548	19	laws	law	NOUN
cblr-14234	548	20	have	have	VERB
cblr-14234	548	21	complex	complex	ADJ
cblr-14234	548	22	schemes	scheme	NOUN
cblr-14234	548	23	that	that	PRON
cblr-14234	548	24	mix	mix	VERB
cblr-14234	548	25	and	and	CCONJ
cblr-14234	548	26	match	match	VERB
cblr-14234	548	27	actual	actual	ADJ
cblr-14234	548	28	monetary	monetary	ADJ
cblr-14234	548	29	damages	damage	NOUN
cblr-14234	548	30	,	,	PUNCT
cblr-14234	548	31	attorney	attorney	NOUN
cblr-14234	548	32	costs	cost	NOUN
cblr-14234	548	33	and	and	CCONJ
cblr-14234	548	34	fees	fee	NOUN
cblr-14234	548	35	,	,	PUNCT
cblr-14234	548	36	class	class	NOUN
cblr-14234	548	37	actions	action	NOUN
cblr-14234	548	38	,	,	PUNCT
cblr-14234	548	39	punitive	punitive	ADJ
cblr-14234	548	40	damages	damage	NOUN
cblr-14234	548	41	,	,	PUNCT
cblr-14234	548	42	and	and	CCONJ
cblr-14234	548	43	damages	damage	NOUN
cblr-14234	548	44	caps.135	caps.135	VERB
cblr-14234	548	45	for	for	ADP
cblr-14234	548	46	example	example	NOUN
cblr-14234	548	47	,	,	PUNCT
cblr-14234	548	48	pennsylvania	pennsylvania	PROPN
cblr-14234	548	49	’s	’s	PART
cblr-14234	548	50	consumer	consumer	NOUN
cblr-14234	548	51	contract	contract	NOUN
cblr-14234	548	52	plain	plain	ADJ
cblr-14234	548	53	language	language	NOUN
cblr-14234	548	54	law	law	NOUN
cblr-14234	548	55	permits	permit	VERB
cblr-14234	548	56	recovery	recovery	NOUN
cblr-14234	548	57	of	of	ADP
cblr-14234	548	58	actual	actual	ADJ
cblr-14234	548	59	loss	loss	NOUN
cblr-14234	548	60	,	,	PUNCT
cblr-14234	548	61	statutory	statutory	ADJ
cblr-14234	548	62	damages	damage	NOUN
cblr-14234	548	63	of	of	ADP
cblr-14234	548	64	the	the	DET
cblr-14234	548	65	larger	large	ADJ
cblr-14234	548	66	of	of	ADP
cblr-14234	548	67	$	$	SYM
cblr-14234	548	68	100	100	NUM
cblr-14234	548	69	or	or	CCONJ
cblr-14234	548	70	the	the	DET
cblr-14234	548	71	total	total	ADJ
cblr-14234	548	72	value	value	NOUN
cblr-14234	548	73	of	of	ADP
cblr-14234	548	74	the	the	DET
cblr-14234	548	75	contract	contract	NOUN
cblr-14234	548	76	,	,	PUNCT
cblr-14234	548	77	court	court	NOUN
cblr-14234	548	78	costs	cost	NOUN
cblr-14234	548	79	,	,	PUNCT
cblr-14234	548	80	and	and	CCONJ
cblr-14234	548	81	reasonable	reasonable	ADJ
cblr-14234	548	82	attorney	attorney	NOUN
cblr-14234	548	83	fees	fee	NOUN
cblr-14234	548	84	,	,	PUNCT
cblr-14234	548	85	but	but	CCONJ
cblr-14234	548	86	prohibits	prohibit	VERB
cblr-14234	548	87	class	class	NOUN
cblr-14234	548	88	actions.136	actions.136	PROPN
cblr-14234	548	89	connecticut	connecticut	PROPN
cblr-14234	548	90	’s	’s	PART
cblr-14234	548	91	law	law	NOUN
cblr-14234	548	92	sets	set	VERB
cblr-14234	548	93	damages	damage	NOUN
cblr-14234	548	94	at	at	ADP
cblr-14234	548	95	$	$	SYM
cblr-14234	548	96	100	100	NUM
cblr-14234	548	97	and	and	CCONJ
cblr-14234	548	98	potential	potential	ADJ
cblr-14234	548	99	attorney	attorney	NOUN
cblr-14234	548	100	fees	fee	NOUN
cblr-14234	548	101	,	,	PUNCT
cblr-14234	548	102	and	and	CCONJ
cblr-14234	548	103	permits	permit	VERB
cblr-14234	548	104	class	class	NOUN
cblr-14234	548	105	actions.137	actions.137	PROPN
cblr-14234	548	106	meanwhile	meanwhile	ADV
cblr-14234	548	107	,	,	PUNCT
cblr-14234	548	108	new	new	PROPN
cblr-14234	548	109	jersey	jersey	PROPN
cblr-14234	548	110	’s	’s	PART
cblr-14234	548	111	law	law	NOUN
cblr-14234	548	112	permits	permit	VERB
cblr-14234	548	113	punitive	punitive	ADJ
cblr-14234	548	114	damages	damage	NOUN
cblr-14234	548	115	on	on	ADP
cblr-14234	548	116	top	top	NOUN
cblr-14234	548	117	of	of	ADP
cblr-14234	548	118	attorney	attorney	NOUN
cblr-14234	548	119	’s	’s	PART
cblr-14234	548	120	fees	fee	NOUN
cblr-14234	548	121	and	and	CCONJ
cblr-14234	548	122	costs.138	costs.138	NOUN
cblr-14234	548	123	complicating	complicate	VERB
cblr-14234	548	124	matters	matter	NOUN
cblr-14234	548	125	,	,	PUNCT
cblr-14234	548	126	some	some	DET
cblr-14234	548	127	plain	plain	ADJ
cblr-14234	548	128	language	language	NOUN
cblr-14234	548	129	laws	law	NOUN
cblr-14234	548	130	have	have	VERB
cblr-14234	548	131	defenses	defense	NOUN
cblr-14234	548	132	like	like	ADP
cblr-14234	548	133	government	government	NOUN
cblr-14234	548	134	agency	agency	NOUN
cblr-14234	548	135	preapproval	preapproval	NOUN
cblr-14234	548	136	of	of	ADP
cblr-14234	548	137	a	a	DET
cblr-14234	548	138	contract139	contract139	PROPN
cblr-14234	548	139	or	or	CCONJ
cblr-14234	548	140	a	a	DET
cblr-14234	548	141	good	good	ADJ
cblr-14234	548	142	faith	faith	NOUN
cblr-14234	548	143	defense.140	defense.140	ADJ
cblr-14234	548	144	133	133	NUM
cblr-14234	548	145	see	see	NOUN
cblr-14234	548	146	,	,	PUNCT
cblr-14234	548	147	e.g.	e.g.	ADV
cblr-14234	548	148	,	,	PUNCT
cblr-14234	548	149	w.	w.	PROPN
cblr-14234	548	150	va	va	PROPN
cblr-14234	548	151	.	.	PUNCT
cblr-14234	549	1	code	code	PROPN
cblr-14234	549	2	r.	r.	PROPN
cblr-14234	549	3	77	77	NUM
cblr-14234	549	4	-	-	SYM
cblr-14234	549	5	6	6	NUM
cblr-14234	549	6	-	-	SYM
cblr-14234	549	7	3	3	NUM
cblr-14234	549	8	(	(	PUNCT
cblr-14234	549	9	a	a	DET
cblr-14234	549	10	waiver	waiver	NOUN
cblr-14234	549	11	is	be	AUX
cblr-14234	549	12	not	not	PART
cblr-14234	549	13	knowing	know	VERB
cblr-14234	549	14	and	and	CCONJ
cblr-14234	549	15	voluntary	voluntary	ADJ
cblr-14234	549	16	if	if	SCONJ
cblr-14234	549	17	not	not	PART
cblr-14234	549	18	written	write	VERB
cblr-14234	549	19	in	in	ADP
cblr-14234	549	20	plain	plain	ADJ
cblr-14234	549	21	language	language	NOUN
cblr-14234	549	22	)	)	PUNCT
cblr-14234	549	23	;	;	PUNCT
cblr-14234	549	24	18	18	NUM
cblr-14234	549	25	-	-	SYM
cblr-14234	549	26	1	1	NUM
cblr-14234	549	27	vt	vt	PROPN
cblr-14234	549	28	.	.	PROPN
cblr-14234	549	29	code	code	PROPN
cblr-14234	549	30	r.	r.	PROPN
cblr-14234	549	31	§	§	PROPN
cblr-14234	549	32	30	30	NUM
cblr-14234	549	33	-	-	PUNCT
cblr-14234	549	34	0004.702(b)(1	0004.702(b)(1	NUM
cblr-14234	549	35	)	)	PUNCT
cblr-14234	549	36	,	,	PUNCT
cblr-14234	549	37	(	(	PUNCT
cblr-14234	549	38	b)(5	b)(5	PROPN
cblr-14234	549	39	)	)	PUNCT
cblr-14234	549	40	(	(	PUNCT
cblr-14234	549	41	a	a	DET
cblr-14234	549	42	letter	letter	NOUN
cblr-14234	549	43	changing	change	VERB
cblr-14234	549	44	long	long	ADJ
cblr-14234	549	45	distance	distance	NOUN
cblr-14234	549	46	telecommunication	telecommunication	NOUN
cblr-14234	549	47	provider	provider	NOUN
cblr-14234	549	48	is	be	AUX
cblr-14234	549	49	invalid	invalid	ADJ
cblr-14234	549	50	if	if	SCONJ
cblr-14234	549	51	not	not	PART
cblr-14234	549	52	in	in	ADP
cblr-14234	549	53	plain	plain	ADJ
cblr-14234	549	54	language	language	NOUN
cblr-14234	549	55	)	)	PUNCT
cblr-14234	549	56	;	;	PUNCT
cblr-14234	549	57	del	del	PROPN
cblr-14234	549	58	.	.	PROPN
cblr-14234	549	59	code	code	PROPN
cblr-14234	549	60	ann	ann	PROPN
cblr-14234	549	61	.	.	PUNCT
cblr-14234	550	1	tit	tit	PROPN
cblr-14234	550	2	.	.	PROPN
cblr-14234	551	1	6	6	NUM
cblr-14234	551	2	,	,	PUNCT
cblr-14234	551	3	§	§	PROPN
cblr-14234	551	4	2807(a	2807(a	NUM
cblr-14234	551	5	)	)	PUNCT
cblr-14234	551	6	,	,	PUNCT
cblr-14234	551	7	(	(	PUNCT
cblr-14234	551	8	g	g	NOUN
cblr-14234	551	9	)	)	PUNCT
cblr-14234	551	10	(	(	PUNCT
cblr-14234	551	11	giving	give	VERB
cblr-14234	551	12	purchaser	purchaser	NOUN
cblr-14234	551	13	option	option	NOUN
cblr-14234	551	14	to	to	PART
cblr-14234	551	15	void	void	VERB
cblr-14234	551	16	camping	camping	NOUN
cblr-14234	551	17	ground	ground	NOUN
cblr-14234	551	18	contract	contract	NOUN
cblr-14234	551	19	that	that	PRON
cblr-14234	551	20	does	do	AUX
cblr-14234	551	21	not	not	PART
cblr-14234	551	22	use	use	VERB
cblr-14234	551	23	plain	plain	ADJ
cblr-14234	551	24	language	language	NOUN
cblr-14234	551	25	)	)	PUNCT
cblr-14234	551	26	;	;	PUNCT
cblr-14234	551	27	ga	ga	PROPN
cblr-14234	551	28	.	.	PROPN
cblr-14234	551	29	code	code	PROPN
cblr-14234	551	30	ann	ann	PROPN
cblr-14234	551	31	.	.	PUNCT
cblr-14234	552	1	§	§	PROPN
cblr-14234	552	2	10	10	NUM
cblr-14234	552	3	-	-	SYM
cblr-14234	552	4	4	4	NUM
cblr-14234	552	5	-	-	SYM
cblr-14234	552	6	107.1(b)(2	107.1(b)(2	NUM
cblr-14234	552	7	)	)	PUNCT
cblr-14234	552	8	(	(	PUNCT
cblr-14234	552	9	contract	contract	NOUN
cblr-14234	552	10	to	to	PART
cblr-14234	552	11	purchase	purchase	VERB
cblr-14234	552	12	tobacco	tobacco	NOUN
cblr-14234	552	13	is	be	AUX
cblr-14234	552	14	invalid	invalid	ADJ
cblr-14234	552	15	and	and	CCONJ
cblr-14234	552	16	not	not	PART
cblr-14234	552	17	binding	bind	VERB
cblr-14234	552	18	unless	unless	SCONJ
cblr-14234	552	19	written	write	VERB
cblr-14234	552	20	in	in	ADP
cblr-14234	552	21	plain	plain	ADJ
cblr-14234	552	22	language	language	NOUN
cblr-14234	552	23	)	)	PUNCT
cblr-14234	552	24	;	;	PUNCT
cblr-14234	552	25	n.d	n.d	PROPN
cblr-14234	552	26	.	.	PROPN
cblr-14234	552	27	cent	cent	NOUN
cblr-14234	552	28	.	.	PUNCT
cblr-14234	553	1	code	code	PROPN
cblr-14234	553	2	ann	ann	PROPN
cblr-14234	553	3	.	.	PUNCT
cblr-14234	554	1	§	§	PROPN
cblr-14234	554	2	14	14	NUM
cblr-14234	554	3	-	-	SYM
cblr-14234	554	4	03.2	03.2	NUM
cblr-14234	554	5	-	-	PUNCT
cblr-14234	554	6	08(1	08(1	NOUN
cblr-14234	554	7	)	)	PUNCT
cblr-14234	554	8	(	(	PUNCT
cblr-14234	554	9	noncompliant	noncompliant	ADJ
cblr-14234	554	10	premarital	premarital	ADJ
cblr-14234	554	11	agreement	agreement	NOUN
cblr-14234	554	12	is	be	AUX
cblr-14234	554	13	unenforceable	unenforceable	ADJ
cblr-14234	554	14	)	)	PUNCT
cblr-14234	554	15	;	;	PUNCT
cblr-14234	554	16	or	or	CCONJ
cblr-14234	554	17	.	.	PUNCT
cblr-14234	555	1	rev	rev	PROPN
cblr-14234	555	2	.	.	PROPN
cblr-14234	555	3	stat	stat	PROPN
cblr-14234	555	4	.	.	PUNCT
cblr-14234	556	1	ann	ann	PROPN
cblr-14234	556	2	.	.	PUNCT
cblr-14234	557	1	§	§	PROPN
cblr-14234	557	2	20.340	20.340	NUM
cblr-14234	557	3	(	(	PUNCT
cblr-14234	557	4	voiding	void	VERB
cblr-14234	557	5	noncompliant	noncompliant	ADJ
cblr-14234	557	6	lawyer	lawyer	NOUN
cblr-14234	557	7	contingency	contingency	NOUN
cblr-14234	557	8	fee	fee	NOUN
cblr-14234	557	9	agreements	agreement	NOUN
cblr-14234	557	10	)	)	PUNCT
cblr-14234	557	11	.	.	PUNCT
cblr-14234	558	1	134see	134see	NUM
cblr-14234	558	2	,	,	PUNCT
cblr-14234	558	3	e.g.	e.g.	ADV
cblr-14234	558	4	,	,	PUNCT
cblr-14234	558	5	wis	wis	PROPN
cblr-14234	558	6	.	.	PUNCT
cblr-14234	558	7	stat	stat	PROPN
cblr-14234	558	8	.	.	PUNCT
cblr-14234	559	1	ann	ann	PROPN
cblr-14234	559	2	.	.	PUNCT
cblr-14234	560	1	§	§	PROPN
cblr-14234	560	2	631.22(6	631.22(6	NUM
cblr-14234	560	3	)	)	PUNCT
cblr-14234	560	4	(	(	PUNCT
cblr-14234	560	5	violative	violative	ADJ
cblr-14234	560	6	insurance	insurance	NOUN
cblr-14234	560	7	policies	policy	NOUN
cblr-14234	560	8	are	be	AUX
cblr-14234	560	9	neither	neither	CCONJ
cblr-14234	560	10	void	void	ADJ
cblr-14234	560	11	nor	nor	CCONJ
cblr-14234	560	12	rendered	render	VERB
cblr-14234	560	13	voidable	voidable	ADJ
cblr-14234	560	14	)	)	PUNCT
cblr-14234	560	15	.	.	PUNCT
cblr-14234	561	1	135	135	NUM
cblr-14234	561	2	see	see	VERB
cblr-14234	561	3	,	,	PUNCT
cblr-14234	561	4	e.g.	e.g.	ADV
cblr-14234	561	5	,	,	PUNCT
cblr-14234	561	6	mont	mont	NOUN
cblr-14234	561	7	.	.	PUNCT
cblr-14234	562	1	code	code	PROPN
cblr-14234	562	2	ann	ann	PROPN
cblr-14234	562	3	.	.	PUNCT
cblr-14234	563	1	§	§	PROPN
cblr-14234	563	2	30	30	NUM
cblr-14234	563	3	-	-	SYM
cblr-14234	563	4	14	14	NUM
cblr-14234	563	5	-	-	SYM
cblr-14234	563	6	1111	1111	NUM
cblr-14234	563	7	(	(	PUNCT
cblr-14234	563	8	setting	set	VERB
cblr-14234	563	9	remedy	remedy	NOUN
cblr-14234	563	10	at	at	ADP
cblr-14234	563	11	$	$	SYM
cblr-14234	563	12	50	50	NUM
cblr-14234	563	13	plus	plus	CCONJ
cblr-14234	563	14	actual	actual	ADJ
cblr-14234	563	15	damages	damage	NOUN
cblr-14234	563	16	and	and	CCONJ
cblr-14234	563	17	costs	cost	NOUN
cblr-14234	563	18	)	)	PUNCT
cblr-14234	563	19	;	;	PUNCT
cblr-14234	563	20	mont	mont	NOUN
cblr-14234	563	21	.	.	PUNCT
cblr-14234	564	1	code	code	PROPN
cblr-14234	564	2	ann	ann	PROPN
cblr-14234	564	3	.	.	PUNCT
cblr-14234	565	1	§	§	PROPN
cblr-14234	565	2	30	30	NUM
cblr-14234	565	3	-	-	SYM
cblr-14234	565	4	14	14	NUM
cblr-14234	565	5	-	-	SYM
cblr-14234	565	6	1112	1112	NUM
cblr-14234	565	7	(	(	PUNCT
cblr-14234	565	8	capping	cap	VERB
cblr-14234	565	9	class	class	NOUN
cblr-14234	565	10	action	action	NOUN
cblr-14234	565	11	damages	damage	NOUN
cblr-14234	565	12	at	at	ADP
cblr-14234	565	13	$	$	SYM
cblr-14234	565	14	10,000	10,000	NUM
cblr-14234	565	15	plus	plus	CCONJ
cblr-14234	565	16	actual	actual	ADJ
cblr-14234	565	17	damages	damage	NOUN
cblr-14234	565	18	and	and	CCONJ
cblr-14234	565	19	stating	state	VERB
cblr-14234	565	20	that	that	SCONJ
cblr-14234	565	21	a	a	DET
cblr-14234	565	22	violation	violation	NOUN
cblr-14234	565	23	does	do	AUX
cblr-14234	565	24	not	not	PART
cblr-14234	565	25	void	void	VERB
cblr-14234	565	26	a	a	DET
cblr-14234	565	27	contract	contract	NOUN
cblr-14234	565	28	)	)	PUNCT
cblr-14234	565	29	;	;	PUNCT
cblr-14234	566	1	minn	minn	PROPN
cblr-14234	566	2	.	.	PUNCT
cblr-14234	566	3	stat	stat	PROPN
cblr-14234	566	4	.	.	PUNCT
cblr-14234	567	1	ann	ann	PROPN
cblr-14234	567	2	.	.	PUNCT
cblr-14234	568	1	§	§	PROPN
cblr-14234	568	2	325g.33	325g.33	PROPN
cblr-14234	568	3	;	;	PUNCT
cblr-14234	568	4	minn	minn	PROPN
cblr-14234	568	5	.	.	PUNCT
cblr-14234	568	6	stat	stat	PROPN
cblr-14234	568	7	.	.	PUNCT
cblr-14234	569	1	ann	ann	PROPN
cblr-14234	569	2	.	.	PUNCT
cblr-14234	570	1	§	§	PROPN
cblr-14234	570	2	8.31(3	8.31(3	PROPN
cblr-14234	570	3	)	)	PUNCT
cblr-14234	570	4	(	(	PUNCT
cblr-14234	570	5	permitting	permit	VERB
cblr-14234	570	6	judgments	judgment	NOUN
cblr-14234	570	7	in	in	ADP
cblr-14234	570	8	the	the	DET
cblr-14234	570	9	form	form	NOUN
cblr-14234	570	10	of	of	ADP
cblr-14234	570	11	reformation	reformation	NOUN
cblr-14234	570	12	,	,	PUNCT
cblr-14234	570	13	injunctions	injunction	NOUN
cblr-14234	570	14	,	,	PUNCT
cblr-14234	570	15	monetary	monetary	ADJ
cblr-14234	570	16	penalties	penalty	NOUN
cblr-14234	570	17	up	up	ADP
cblr-14234	570	18	to	to	PART
cblr-14234	570	19	$	$	SYM
cblr-14234	570	20	25,000	25,000	NUM
cblr-14234	570	21	,	,	PUNCT
cblr-14234	570	22	attorneys	attorney	NOUN
cblr-14234	570	23	fees	fee	NOUN
cblr-14234	570	24	,	,	PUNCT
cblr-14234	570	25	and	and	CCONJ
cblr-14234	570	26	costs	cost	NOUN
cblr-14234	570	27	)	)	PUNCT
cblr-14234	570	28	;	;	PUNCT
cblr-14234	571	1	minn	minn	PROPN
cblr-14234	571	2	.	.	PUNCT
cblr-14234	571	3	stat	stat	PROPN
cblr-14234	571	4	.	.	PUNCT
cblr-14234	572	1	ann	ann	PROPN
cblr-14234	572	2	.	.	PUNCT
cblr-14234	573	1	§	§	PROPN
cblr-14234	573	2	325g.34	325g.34	NUM
cblr-14234	573	3	(	(	PUNCT
cblr-14234	573	4	permitting	permit	VERB
cblr-14234	573	5	class	class	NOUN
cblr-14234	573	6	actions	action	NOUN
cblr-14234	573	7	)	)	PUNCT
cblr-14234	573	8	.	.	PUNCT
cblr-14234	574	1	136	136	NUM
cblr-14234	574	2	73	73	NUM
cblr-14234	574	3	pa	pa	PROPN
cblr-14234	574	4	.	.	PROPN
cblr-14234	574	5	stat	stat	PROPN
cblr-14234	574	6	.	.	PUNCT
cblr-14234	575	1	ann	ann	PROPN
cblr-14234	575	2	.	.	PUNCT
cblr-14234	576	1	§	§	PROPN
cblr-14234	576	2	§	§	PROPN
cblr-14234	576	3	2207–2208	2207–2208	NUM
cblr-14234	576	4	.	.	PUNCT
cblr-14234	576	5	137	137	NUM
cblr-14234	576	6	conn	conn	PROPN
cblr-14234	576	7	.	.	PUNCT
cblr-14234	577	1	gen	gen	PROPN
cblr-14234	577	2	.	.	PROPN
cblr-14234	577	3	stat	stat	PROPN
cblr-14234	577	4	.	.	PUNCT
cblr-14234	578	1	ann	ann	PROPN
cblr-14234	578	2	.	.	PUNCT
cblr-14234	579	1	§	§	PROPN
cblr-14234	579	2	42	42	NUM
cblr-14234	579	3	-	-	SYM
cblr-14234	579	4	154	154	NUM
cblr-14234	579	5	;	;	PUNCT
cblr-14234	579	6	lessard	lessard	NOUN
cblr-14234	579	7	v.	v.	ADP
cblr-14234	579	8	rent	rent	VERB
cblr-14234	579	9	-	-	PUNCT
cblr-14234	579	10	a	a	DET
cblr-14234	579	11	-	-	PUNCT
cblr-14234	579	12	ctr	ctr	PROPN
cblr-14234	579	13	.	.	PUNCT
cblr-14234	580	1	e.	e.	PROPN
cblr-14234	580	2	,	,	PUNCT
cblr-14234	580	3	inc	inc	PROPN
cblr-14234	580	4	.	.	PROPN
cblr-14234	580	5	,	,	PUNCT
cblr-14234	580	6	250	250	NUM
cblr-14234	580	7	f.r.d	f.r.d	NOUN
cblr-14234	580	8	.	.	PROPN
cblr-14234	580	9	103	103	NUM
cblr-14234	580	10	,	,	PUNCT
cblr-14234	580	11	105	105	NUM
cblr-14234	580	12	(	(	PUNCT
cblr-14234	580	13	d.	d.	PROPN
cblr-14234	580	14	conn	conn	PROPN
cblr-14234	580	15	.	.	PROPN
cblr-14234	580	16	2008	2008	NUM
cblr-14234	580	17	)	)	PUNCT
cblr-14234	580	18	.	.	PUNCT
cblr-14234	581	1	138	138	NUM
cblr-14234	581	2	n.j	n.j	PROPN
cblr-14234	581	3	.	.	PROPN
cblr-14234	581	4	stat	stat	PROPN
cblr-14234	581	5	.	.	PUNCT
cblr-14234	582	1	ann	ann	PROPN
cblr-14234	582	2	.	.	PUNCT
cblr-14234	583	1	§	§	PROPN
cblr-14234	583	2	§	§	PROPN
cblr-14234	583	3	56:12	56:12	NUM
cblr-14234	583	4	-	-	PUNCT
cblr-14234	583	5	3–:12	3–:12	NUM
cblr-14234	583	6	-	-	PUNCT
cblr-14234	583	7	4	4	NUM
cblr-14234	583	8	.	.	NOUN
cblr-14234	583	9	139	139	NUM
cblr-14234	583	10	see	see	VERB
cblr-14234	583	11	,	,	PUNCT
cblr-14234	583	12	e.g.	e.g.	ADV
cblr-14234	583	13	,	,	PUNCT
cblr-14234	583	14	n.j	n.j	PROPN
cblr-14234	583	15	.	.	PROPN
cblr-14234	583	16	stat	stat	PROPN
cblr-14234	583	17	.	.	PUNCT
cblr-14234	584	1	ann	ann	PROPN
cblr-14234	584	2	.	.	PUNCT
cblr-14234	585	1	§	§	PROPN
cblr-14234	585	2	56:12	56:12	NUM
cblr-14234	585	3	-	-	SYM
cblr-14234	585	4	8	8	NUM
cblr-14234	585	5	;	;	PUNCT
cblr-14234	585	6	37	37	NUM
cblr-14234	585	7	pa.code	pa.code	PROPN
cblr-14234	585	8	§	§	PROPN
cblr-14234	585	9	307.10(a	307.10(a	NUM
cblr-14234	585	10	)	)	PUNCT
cblr-14234	585	11	.	.	PUNCT
cblr-14234	586	1	140	140	NUM
cblr-14234	586	2	minn	minn	PROPN
cblr-14234	586	3	.	.	PUNCT
cblr-14234	586	4	stat	stat	PROPN
cblr-14234	586	5	.	.	PUNCT
cblr-14234	587	1	ann	ann	PROPN
cblr-14234	587	2	.	.	PUNCT
cblr-14234	588	1	§	§	PROPN
cblr-14234	588	2	325g.34	325g.34	PROPN
cblr-14234	588	3	;	;	PUNCT
cblr-14234	588	4	73	73	NUM
cblr-14234	588	5	pa	pa	PROPN
cblr-14234	588	6	.	.	PROPN
cblr-14234	588	7	stat	stat	PROPN
cblr-14234	588	8	.	.	PUNCT
cblr-14234	589	1	ann	ann	PROPN
cblr-14234	589	2	.	.	PUNCT
cblr-14234	590	1	§	§	PROPN
cblr-14234	590	2	2208	2208	NUM
cblr-14234	590	3	.	.	PUNCT
cblr-14234	591	1	494	494	NUM
cblr-14234	591	2	columbia	columbia	PROPN
cblr-14234	591	3	business	business	PROPN
cblr-14234	591	4	law	law	PROPN
cblr-14234	591	5	review	review	NOUN
cblr-14234	591	6	[	[	X
cblr-14234	591	7	vol	vol	NOUN
cblr-14234	591	8	.	.	PUNCT
cblr-14234	591	9	2024	2024	NUM
cblr-14234	591	10	2	2	NUM
cblr-14234	591	11	.	.	PUNCT
cblr-14234	592	1	the	the	DET
cblr-14234	592	2	limitation	limitation	NOUN
cblr-14234	592	3	of	of	ADP
cblr-14234	592	4	plain	plain	ADJ
cblr-14234	592	5	language	language	NOUN
cblr-14234	592	6	laws	law	NOUN
cblr-14234	592	7	despite	despite	SCONJ
cblr-14234	592	8	enormous	enormous	ADJ
cblr-14234	592	9	popularity	popularity	NOUN
cblr-14234	592	10	,	,	PUNCT
cblr-14234	592	11	plain	plain	ADJ
cblr-14234	592	12	language	language	NOUN
cblr-14234	592	13	statutes	statute	NOUN
cblr-14234	592	14	and	and	CCONJ
cblr-14234	592	15	regulations	regulation	NOUN
cblr-14234	592	16	have	have	AUX
cblr-14234	592	17	not	not	PART
cblr-14234	592	18	significantly	significantly	ADV
cblr-14234	592	19	affected	affect	VERB
cblr-14234	592	20	consumer	consumer	NOUN
cblr-14234	592	21	understanding	understanding	NOUN
cblr-14234	592	22	or	or	CCONJ
cblr-14234	592	23	consumer	consumer	NOUN
cblr-14234	592	24	contracts	contract	NOUN
cblr-14234	592	25	.	.	PUNCT
cblr-14234	593	1	widespread	widespread	ADJ
cblr-14234	593	2	agreement	agreement	NOUN
cblr-14234	593	3	that	that	PRON
cblr-14234	593	4	consumer	consumer	NOUN
cblr-14234	593	5	contracts	contract	NOUN
cblr-14234	593	6	are	be	AUX
cblr-14234	593	7	incomprehensible	incomprehensible	ADJ
cblr-14234	593	8	remains;141	remains;141	PROPN
cblr-14234	593	9	indeed	indeed	ADV
cblr-14234	593	10	,	,	PUNCT
cblr-14234	593	11	lawmakers	lawmaker	NOUN
cblr-14234	593	12	would	would	AUX
cblr-14234	593	13	not	not	PART
cblr-14234	593	14	continue	continue	VERB
cblr-14234	593	15	passing	pass	VERB
cblr-14234	593	16	these	these	DET
cblr-14234	593	17	laws	law	NOUN
cblr-14234	593	18	if	if	SCONJ
cblr-14234	593	19	contracts	contract	NOUN
cblr-14234	593	20	were	be	AUX
cblr-14234	593	21	already	already	ADV
cblr-14234	593	22	understandable	understandable	ADJ
cblr-14234	593	23	.	.	PUNCT
cblr-14234	594	1	several	several	ADJ
cblr-14234	594	2	reasons	reason	NOUN
cblr-14234	594	3	likely	likely	ADV
cblr-14234	594	4	impede	impede	VERB
cblr-14234	594	5	plain	plain	ADJ
cblr-14234	594	6	language	language	NOUN
cblr-14234	594	7	laws	law	NOUN
cblr-14234	594	8	from	from	ADP
cblr-14234	594	9	having	have	VERB
cblr-14234	594	10	a	a	DET
cblr-14234	594	11	significant	significant	ADJ
cblr-14234	594	12	impact	impact	NOUN
cblr-14234	594	13	.	.	PUNCT
cblr-14234	595	1	first	first	ADV
cblr-14234	595	2	,	,	PUNCT
cblr-14234	595	3	both	both	CCONJ
cblr-14234	595	4	nationally	nationally	ADV
cblr-14234	595	5	and	and	CCONJ
cblr-14234	595	6	regionally	regionally	ADV
cblr-14234	595	7	,	,	PUNCT
cblr-14234	595	8	plain	plain	ADJ
cblr-14234	595	9	language	language	NOUN
cblr-14234	595	10	laws	law	NOUN
cblr-14234	595	11	cover	cover	VERB
cblr-14234	595	12	a	a	DET
cblr-14234	595	13	limited	limited	ADJ
cblr-14234	595	14	number	number	NOUN
cblr-14234	595	15	of	of	ADP
cblr-14234	595	16	consumer	consumer	NOUN
cblr-14234	595	17	contracts	contract	NOUN
cblr-14234	595	18	.	.	PUNCT
cblr-14234	596	1	the	the	DET
cblr-14234	596	2	nearly	nearly	ADV
cblr-14234	596	3	six	six	NUM
cblr-14234	596	4	hundred	hundred	NUM
cblr-14234	596	5	plain	plain	ADJ
cblr-14234	596	6	language	language	NOUN
cblr-14234	596	7	laws	law	NOUN
cblr-14234	596	8	cover	cover	VERB
cblr-14234	596	9	fewer	few	ADJ
cblr-14234	596	10	consumer	consumer	NOUN
cblr-14234	596	11	contracts	contract	NOUN
cblr-14234	596	12	than	than	SCONJ
cblr-14234	596	13	you	you	PRON
cblr-14234	596	14	might	might	AUX
cblr-14234	596	15	think	think	VERB
cblr-14234	596	16	.	.	PUNCT
cblr-14234	597	1	entire	entire	ADJ
cblr-14234	597	2	jurisdictions	jurisdiction	NOUN
cblr-14234	597	3	have	have	VERB
cblr-14234	597	4	nearly	nearly	ADV
cblr-14234	597	5	nonexistent	nonexistent	ADJ
cblr-14234	597	6	coverage	coverage	NOUN
cblr-14234	597	7	.	.	PUNCT
cblr-14234	598	1	for	for	ADP
cblr-14234	598	2	example	example	NOUN
cblr-14234	598	3	,	,	PUNCT
cblr-14234	598	4	mississippi	mississippi	PROPN
cblr-14234	598	5	,	,	PUNCT
cblr-14234	598	6	nebraska	nebraska	PROPN
cblr-14234	598	7	,	,	PUNCT
cblr-14234	598	8	and	and	CCONJ
cblr-14234	598	9	kansas	kansas	PROPN
cblr-14234	598	10	have	have	VERB
cblr-14234	598	11	four	four	NUM
cblr-14234	598	12	or	or	CCONJ
cblr-14234	598	13	fewer	few	ADJ
cblr-14234	598	14	consumer	consumer	NOUN
cblr-14234	598	15	plain	plain	ADJ
cblr-14234	598	16	language	language	NOUN
cblr-14234	598	17	laws	law	NOUN
cblr-14234	598	18	,	,	PUNCT
cblr-14234	598	19	each	each	PRON
cblr-14234	598	20	with	with	ADP
cblr-14234	598	21	very	very	ADV
cblr-14234	598	22	narrow	narrow	ADJ
cblr-14234	598	23	coverage	coverage	NOUN
cblr-14234	598	24	like	like	ADP
cblr-14234	598	25	a	a	DET
cblr-14234	598	26	particular	particular	ADJ
cblr-14234	598	27	uniform	uniform	ADJ
cblr-14234	598	28	commercial	commercial	ADJ
cblr-14234	598	29	code	code	NOUN
cblr-14234	598	30	notice	notice	NOUN
cblr-14234	598	31	or	or	CCONJ
cblr-14234	598	32	a	a	DET
cblr-14234	598	33	delayed	delay	VERB
cblr-14234	598	34	bank	bank	NOUN
cblr-14234	598	35	deposit	deposit	NOUN
cblr-14234	598	36	notice.142	notice.142	PRON
cblr-14234	598	37	even	even	ADV
cblr-14234	598	38	jurisdictions	jurisdiction	NOUN
cblr-14234	598	39	with	with	ADP
cblr-14234	598	40	many	many	ADJ
cblr-14234	598	41	plain	plain	ADJ
cblr-14234	598	42	language	language	NOUN
cblr-14234	598	43	laws	law	NOUN
cblr-14234	598	44	do	do	AUX
cblr-14234	598	45	not	not	PART
cblr-14234	598	46	necessarily	necessarily	ADV
cblr-14234	598	47	require	require	VERB
cblr-14234	598	48	plain	plain	ADJ
cblr-14234	598	49	language	language	NOUN
cblr-14234	598	50	in	in	ADP
cblr-14234	598	51	a	a	DET
cblr-14234	598	52	large	large	ADJ
cblr-14234	598	53	percentage	percentage	NOUN
cblr-14234	598	54	of	of	ADP
cblr-14234	598	55	consumer	consumer	NOUN
cblr-14234	598	56	contracts	contract	NOUN
cblr-14234	598	57	.	.	PUNCT
cblr-14234	599	1	while	while	SCONJ
cblr-14234	599	2	texas	texas	PROPN
cblr-14234	599	3	has	have	VERB
cblr-14234	599	4	the	the	DET
cblr-14234	599	5	most	most	ADJ
cblr-14234	599	6	consumer	consumer	NOUN
cblr-14234	599	7	protection	protection	NOUN
cblr-14234	599	8	plain	plain	ADJ
cblr-14234	599	9	language	language	NOUN
cblr-14234	599	10	laws	law	NOUN
cblr-14234	599	11	,	,	PUNCT
cblr-14234	599	12	the	the	DET
cblr-14234	599	13	majority	majority	NOUN
cblr-14234	599	14	cover	cover	VERB
cblr-14234	599	15	insurance	insurance	NOUN
cblr-14234	599	16	documents.143	documents.143	NOUN
cblr-14234	599	17	nationwide	nationwide	ADV
cblr-14234	599	18	,	,	PUNCT
cblr-14234	599	19	only	only	ADV
cblr-14234	599	20	a	a	DET
cblr-14234	599	21	handful	handful	NOUN
cblr-14234	599	22	of	of	ADP
cblr-14234	599	23	consumer	consumer	NOUN
cblr-14234	599	24	contract	contract	NOUN
cblr-14234	599	25	plain	plain	ADJ
cblr-14234	599	26	language	language	NOUN
cblr-14234	599	27	laws	law	NOUN
cblr-14234	599	28	are	be	AUX
cblr-14234	599	29	incredibly	incredibly	ADV
cblr-14234	599	30	broad	broad	ADJ
cblr-14234	599	31	;	;	PUNCT
cblr-14234	599	32	most	most	ADJ
cblr-14234	599	33	are	be	AUX
cblr-14234	599	34	hyper	hyper	ADJ
cblr-14234	599	35	-	-	ADJ
cblr-14234	599	36	specific	specific	ADJ
cblr-14234	599	37	,	,	PUNCT
cblr-14234	599	38	like	like	ADP
cblr-14234	599	39	a	a	DET
cblr-14234	599	40	missouri	missouri	PROPN
cblr-14234	599	41	law	law	NOUN
cblr-14234	599	42	covering	cover	VERB
cblr-14234	599	43	the	the	DET
cblr-14234	599	44	explanation	explanation	NOUN
cblr-14234	599	45	of	of	ADP
cblr-14234	599	46	endowed	endowed	ADJ
cblr-14234	599	47	care	care	NOUN
cblr-14234	599	48	cemetery	cemetery	NOUN
cblr-14234	599	49	burial	burial	NOUN
cblr-14234	599	50	spaces.144	spaces.144	PROPN
cblr-14234	599	51	admittedly	admittedly	ADV
cblr-14234	599	52	,	,	PUNCT
cblr-14234	599	53	massive	massive	ADJ
cblr-14234	599	54	change	change	NOUN
cblr-14234	599	55	could	could	AUX
cblr-14234	599	56	occur	occur	VERB
cblr-14234	599	57	without	without	ADP
cblr-14234	599	58	a	a	DET
cblr-14234	599	59	plain	plain	ADJ
cblr-14234	599	60	language	language	NOUN
cblr-14234	599	61	law	law	NOUN
cblr-14234	599	62	covering	cover	VERB
cblr-14234	599	63	all	all	DET
cblr-14234	599	64	consumer	consumer	NOUN
cblr-14234	599	65	contracts	contract	NOUN
cblr-14234	599	66	.	.	PUNCT
cblr-14234	600	1	at	at	ADP
cblr-14234	600	2	a	a	DET
cblr-14234	600	3	certain	certain	ADJ
cblr-14234	600	4	inflection	inflection	NOUN
cblr-14234	600	5	point	point	NOUN
cblr-14234	600	6	,	,	PUNCT
cblr-14234	600	7	enough	enough	ADJ
cblr-14234	600	8	drafters	drafter	NOUN
cblr-14234	600	9	need	need	VERB
cblr-14234	600	10	to	to	PART
cblr-14234	600	11	craft	craft	VERB
cblr-14234	600	12	enough	enough	ADJ
cblr-14234	600	13	of	of	ADP
cblr-14234	600	14	their	their	PRON
cblr-14234	600	15	contracts	contract	NOUN
cblr-14234	600	16	in	in	ADP
cblr-14234	600	17	an	an	DET
cblr-14234	600	18	understandable	understandable	ADJ
cblr-14234	600	19	way	way	NOUN
cblr-14234	600	20	that	that	SCONJ
cblr-14234	600	21	their	their	PRON
cblr-14234	600	22	skill	skill	NOUN
cblr-14234	600	23	in	in	ADP
cblr-14234	600	24	drafting	draft	VERB
cblr-14234	600	25	understandable	understandable	ADJ
cblr-14234	600	26	contracts	contract	NOUN
cblr-14234	600	27	would	would	AUX
cblr-14234	600	28	bleed	bleed	VERB
cblr-14234	600	29	over	over	ADP
cblr-14234	600	30	into	into	ADP
cblr-14234	600	31	even	even	ADV
cblr-14234	600	32	uncovered	uncovered	ADJ
cblr-14234	600	33	contracts	contract	NOUN
cblr-14234	600	34	.	.	PUNCT
cblr-14234	601	1	but	but	CCONJ
cblr-14234	601	2	we	we	PRON
cblr-14234	601	3	have	have	AUX
cblr-14234	601	4	not	not	PART
cblr-14234	601	5	yet	yet	ADV
cblr-14234	601	6	reached	reach	VERB
cblr-14234	601	7	that	that	DET
cblr-14234	601	8	point	point	NOUN
cblr-14234	601	9	.	.	PUNCT
cblr-14234	602	1	second	second	ADJ
cblr-14234	602	2	,	,	PUNCT
cblr-14234	602	3	plain	plain	ADJ
cblr-14234	602	4	language	language	NOUN
cblr-14234	602	5	law	law	NOUN
cblr-14234	602	6	standards	standard	NOUN
cblr-14234	602	7	rarely	rarely	ADV
cblr-14234	602	8	emphasize	emphasize	VERB
cblr-14234	602	9	a	a	DET
cblr-14234	602	10	consumer	consumer	NOUN
cblr-14234	602	11	’s	’s	PART
cblr-14234	602	12	understanding	understanding	NOUN
cblr-14234	602	13	.	.	PUNCT
cblr-14234	603	1	descriptive	descriptive	ADJ
cblr-14234	603	2	standards	standard	NOUN
cblr-14234	603	3	are	be	AUX
cblr-14234	603	4	vague	vague	ADJ
cblr-14234	603	5	,	,	PUNCT
cblr-14234	603	6	requiring	require	VERB
cblr-14234	603	7	for	for	ADP
cblr-14234	603	8	example	example	NOUN
cblr-14234	603	9	“	"	PUNCT
cblr-14234	603	10	clear	clear	ADJ
cblr-14234	603	11	and	and	CCONJ
cblr-14234	603	12	plain	plain	ADJ
cblr-14234	603	13	language	language	NOUN
cblr-14234	603	14	”	"	PUNCT
cblr-14234	603	15	or	or	CCONJ
cblr-14234	603	16	141	141	NUM
cblr-14234	603	17	see	see	NOUN
cblr-14234	603	18	supra	supra	PROPN
cblr-14234	603	19	note	note	PROPN
cblr-14234	603	20	54	54	NUM
cblr-14234	603	21	.	.	PUNCT
cblr-14234	603	22	142	142	NUM
cblr-14234	603	23	blasie	blasie	ADJ
cblr-14234	603	24	,	,	PUNCT
cblr-14234	603	25	supra	supra	PROPN
cblr-14234	603	26	note	note	PROPN
cblr-14234	603	27	106	106	NUM
cblr-14234	603	28	,	,	PUNCT
cblr-14234	603	29	at	at	ADP
cblr-14234	603	30	app’x	app’x	NOUN
cblr-14234	603	31	p.	p.	NOUN
cblr-14234	603	32	143	143	NUM
cblr-14234	604	1	i	i	PRON
cblr-14234	604	2	d.	d.	PROPN
cblr-14234	604	3	144	144	NUM
cblr-14234	604	4	mo	mo	PROPN
cblr-14234	604	5	.	.	PROPN
cblr-14234	604	6	ann	ann	PROPN
cblr-14234	604	7	.	.	PUNCT
cblr-14234	604	8	stat	stat	PROPN
cblr-14234	604	9	.	.	PUNCT
cblr-14234	605	1	§	§	PROPN
cblr-14234	605	2	214.345(1	214.345(1	NOUN
cblr-14234	605	3	)	)	PUNCT
cblr-14234	605	4	.	.	PUNCT
cblr-14234	606	1	no	no	INTJ
cblr-14234	606	2	.	.	NOUN
cblr-14234	607	1	2	2	NUM
cblr-14234	607	2	]	]	PUNCT
cblr-14234	607	3	the	the	DET
cblr-14234	607	4	duty	duty	NOUN
cblr-14234	607	5	to	to	PART
cblr-14234	607	6	make	make	VERB
cblr-14234	607	7	contracts	contract	NOUN
cblr-14234	607	8	understandable	understandable	ADJ
cblr-14234	607	9	495	495	NUM
cblr-14234	607	10	writing	writing	NOUN
cblr-14234	607	11	in	in	ADP
cblr-14234	607	12	“	"	PUNCT
cblr-14234	607	13	clear	clear	ADJ
cblr-14234	607	14	and	and	CCONJ
cblr-14234	607	15	coherent	coherent	ADJ
cblr-14234	607	16	manner	manner	NOUN
cblr-14234	607	17	using	use	VERB
cblr-14234	607	18	words	word	NOUN
cblr-14234	607	19	with	with	ADP
cblr-14234	607	20	common	common	ADJ
cblr-14234	607	21	and	and	CCONJ
cblr-14234	607	22	everyday	everyday	ADJ
cblr-14234	607	23	meanings	meaning	NOUN
cblr-14234	607	24	.	.	PUNCT
cblr-14234	608	1	”145	”145	NOUN
cblr-14234	608	2	such	such	ADJ
cblr-14234	608	3	vague	vague	ADJ
cblr-14234	608	4	language	language	NOUN
cblr-14234	608	5	grants	grant	NOUN
cblr-14234	608	6	drafters	drafter	VERB
cblr-14234	608	7	flexibility	flexibility	NOUN
cblr-14234	608	8	at	at	ADP
cblr-14234	608	9	the	the	DET
cblr-14234	608	10	expense	expense	NOUN
cblr-14234	608	11	of	of	ADP
cblr-14234	608	12	predictability	predictability	NOUN
cblr-14234	608	13	and	and	CCONJ
cblr-14234	608	14	consistency	consistency	NOUN
cblr-14234	608	15	.	.	PUNCT
cblr-14234	609	1	parties	party	NOUN
cblr-14234	609	2	can	can	AUX
cblr-14234	609	3	not	not	PART
cblr-14234	609	4	accurately	accurately	ADV
cblr-14234	609	5	predict	predict	VERB
cblr-14234	609	6	what	what	PRON
cblr-14234	609	7	the	the	DET
cblr-14234	609	8	standard	standard	NOUN
cblr-14234	609	9	requires	require	VERB
cblr-14234	609	10	or	or	CCONJ
cblr-14234	609	11	how	how	SCONJ
cblr-14234	609	12	a	a	DET
cblr-14234	609	13	court	court	NOUN
cblr-14234	609	14	or	or	CCONJ
cblr-14234	609	15	regulator	regulator	NOUN
cblr-14234	609	16	would	would	AUX
cblr-14234	609	17	apply	apply	VERB
cblr-14234	609	18	the	the	DET
cblr-14234	609	19	standard	standard	NOUN
cblr-14234	609	20	.	.	PUNCT
cblr-14234	610	1	regulators	regulator	NOUN
cblr-14234	610	2	and	and	CCONJ
cblr-14234	610	3	courts	court	NOUN
cblr-14234	610	4	might	might	AUX
cblr-14234	610	5	apply	apply	VERB
cblr-14234	610	6	these	these	DET
cblr-14234	610	7	standards	standard	NOUN
cblr-14234	610	8	strictly	strictly	ADV
cblr-14234	610	9	or	or	CCONJ
cblr-14234	610	10	weakly	weakly	ADJ
cblr-14234	610	11	.	.	PUNCT
cblr-14234	611	1	this	this	DET
cblr-14234	611	2	lack	lack	NOUN
cblr-14234	611	3	of	of	ADP
cblr-14234	611	4	clarity	clarity	NOUN
cblr-14234	611	5	on	on	ADP
cblr-14234	611	6	what	what	PRON
cblr-14234	611	7	the	the	DET
cblr-14234	611	8	standard	standard	NOUN
cblr-14234	611	9	actually	actually	ADV
cblr-14234	611	10	requires	require	VERB
cblr-14234	611	11	culminates	culminate	NOUN
cblr-14234	611	12	in	in	ADP
cblr-14234	611	13	lack	lack	NOUN
cblr-14234	611	14	of	of	ADP
cblr-14234	611	15	clarity	clarity	NOUN
cblr-14234	611	16	on	on	ADP
cblr-14234	611	17	whether	whether	SCONJ
cblr-14234	611	18	compliance	compliance	NOUN
cblr-14234	611	19	actually	actually	ADV
cblr-14234	611	20	improves	improve	VERB
cblr-14234	611	21	consumer	consumer	NOUN
cblr-14234	611	22	understanding	understanding	NOUN
cblr-14234	611	23	.	.	PUNCT
cblr-14234	612	1	a	a	DET
cblr-14234	612	2	small	small	ADJ
cblr-14234	612	3	subset	subset	NOUN
cblr-14234	612	4	of	of	ADP
cblr-14234	612	5	descriptive	descriptive	ADJ
cblr-14234	612	6	standards	standard	NOUN
cblr-14234	612	7	mention	mention	VERB
cblr-14234	612	8	the	the	DET
cblr-14234	612	9	document	document	NOUN
cblr-14234	612	10	being	be	AUX
cblr-14234	612	11	understandable	understandable	ADJ
cblr-14234	612	12	to	to	ADP
cblr-14234	612	13	the	the	DET
cblr-14234	612	14	average	average	ADJ
cblr-14234	612	15	person	person	NOUN
cblr-14234	612	16	or	or	CCONJ
cblr-14234	612	17	the	the	DET
cblr-14234	612	18	intended	intended	ADJ
cblr-14234	612	19	reader,146	reader,146	NOUN
cblr-14234	612	20	but	but	CCONJ
cblr-14234	612	21	how	how	SCONJ
cblr-14234	612	22	courts	court	NOUN
cblr-14234	612	23	would	would	AUX
cblr-14234	612	24	interpret	interpret	VERB
cblr-14234	612	25	such	such	ADJ
cblr-14234	612	26	language	language	NOUN
cblr-14234	612	27	is	be	AUX
cblr-14234	612	28	unclear	unclear	ADJ
cblr-14234	612	29	.	.	PUNCT
cblr-14234	613	1	readability	readability	NOUN
cblr-14234	613	2	standards	standard	NOUN
cblr-14234	613	3	only	only	ADV
cblr-14234	613	4	focus	focus	VERB
cblr-14234	613	5	on	on	ADP
cblr-14234	613	6	improving	improve	VERB
cblr-14234	613	7	reader	reader	NOUN
cblr-14234	613	8	understanding	understanding	NOUN
cblr-14234	613	9	to	to	ADP
cblr-14234	613	10	a	a	DET
cblr-14234	613	11	point	point	NOUN
cblr-14234	613	12	.	.	PUNCT
cblr-14234	614	1	these	these	DET
cblr-14234	614	2	standards	standard	NOUN
cblr-14234	614	3	only	only	ADV
cblr-14234	614	4	test	test	VERB
cblr-14234	614	5	some	some	PRON
cblr-14234	614	6	of	of	ADP
cblr-14234	614	7	the	the	DET
cblr-14234	614	8	criteria	criterion	NOUN
cblr-14234	614	9	that	that	PRON
cblr-14234	614	10	affect	affect	VERB
cblr-14234	614	11	understanding.147	understanding.147	NOUN
cblr-14234	614	12	indeed	indeed	ADV
cblr-14234	614	13	,	,	PUNCT
cblr-14234	614	14	because	because	SCONJ
cblr-14234	614	15	they	they	PRON
cblr-14234	614	16	do	do	AUX
cblr-14234	614	17	not	not	PART
cblr-14234	614	18	account	account	VERB
cblr-14234	614	19	for	for	ADP
cblr-14234	614	20	other	other	ADJ
cblr-14234	614	21	important	important	ADJ
cblr-14234	614	22	criteria	criterion	NOUN
cblr-14234	614	23	like	like	ADP
cblr-14234	614	24	content	content	NOUN
cblr-14234	614	25	,	,	PUNCT
cblr-14234	614	26	organization	organization	NOUN
cblr-14234	614	27	,	,	PUNCT
cblr-14234	614	28	coherence	coherence	NOUN
cblr-14234	614	29	,	,	PUNCT
cblr-14234	614	30	or	or	CCONJ
cblr-14234	614	31	design	design	NOUN
cblr-14234	614	32	,	,	PUNCT
cblr-14234	614	33	researchers	researcher	NOUN
cblr-14234	614	34	“	"	PUNCT
cblr-14234	614	35	have	have	AUX
cblr-14234	614	36	long	long	ADV
cblr-14234	614	37	taken	take	VERB
cblr-14234	614	38	pains	pain	NOUN
cblr-14234	614	39	to	to	PART
cblr-14234	614	40	recommend	recommend	VERB
cblr-14234	614	41	that	that	SCONJ
cblr-14234	614	42	,	,	PUNCT
cblr-14234	614	43	because	because	SCONJ
cblr-14234	614	44	of	of	ADP
cblr-14234	614	45	their	their	PRON
cblr-14234	614	46	limitations	limitation	NOUN
cblr-14234	614	47	,	,	PUNCT
cblr-14234	614	48	formulas	formula	NOUN
cblr-14234	614	49	are	be	AUX
cblr-14234	614	50	best	well	ADV
cblr-14234	614	51	used	use	VERB
cblr-14234	614	52	in	in	ADP
cblr-14234	614	53	conjunction	conjunction	NOUN
cblr-14234	614	54	with	with	ADP
cblr-14234	614	55	other	other	ADJ
cblr-14234	614	56	methods	method	NOUN
cblr-14234	614	57	.	.	PUNCT
cblr-14234	615	1	”148	”148	NOUN
cblr-14234	615	2	readability	readability	NOUN
cblr-14234	615	3	standards	standard	NOUN
cblr-14234	615	4	also	also	ADV
cblr-14234	615	5	permit	permit	VERB
cblr-14234	615	6	145	145	NUM
cblr-14234	615	7	blasie	blasie	ADJ
cblr-14234	615	8	,	,	PUNCT
cblr-14234	615	9	supra	supra	PROPN
cblr-14234	615	10	note	note	PROPN
cblr-14234	615	11	106	106	NUM
cblr-14234	615	12	,	,	PUNCT
cblr-14234	615	13	at	at	ADP
cblr-14234	615	14	4:1	4:1	NUM
cblr-14234	615	15	.	.	PUNCT
cblr-14234	616	1	146	146	NUM
cblr-14234	617	1	i	i	PRON
cblr-14234	617	2	d.	d.	PROPN
cblr-14234	617	3	147	147	NUM
cblr-14234	617	4	william	william	PROPN
cblr-14234	617	5	h.	h.	PROPN
cblr-14234	617	6	dubay	dubay	PROPN
cblr-14234	617	7	,	,	PUNCT
cblr-14234	617	8	the	the	DET
cblr-14234	617	9	principles	principle	NOUN
cblr-14234	617	10	of	of	ADP
cblr-14234	617	11	readability	readability	NOUN
cblr-14234	617	12	19	19	NUM
cblr-14234	617	13	(	(	PUNCT
cblr-14234	617	14	2004	2004	NUM
cblr-14234	617	15	)	)	PUNCT
cblr-14234	617	16	.	.	PUNCT
cblr-14234	618	1	see	see	VERB
cblr-14234	618	2	cogan	cogan	NOUN
cblr-14234	618	3	,	,	PUNCT
cblr-14234	618	4	supra	supra	PROPN
cblr-14234	618	5	note	note	NOUN
cblr-14234	618	6	54	54	NUM
cblr-14234	618	7	,	,	PUNCT
cblr-14234	618	8	at	at	ADP
cblr-14234	618	9	125	125	NUM
cblr-14234	618	10	(	(	PUNCT
cblr-14234	618	11	acknowledging	acknowledge	VERB
cblr-14234	618	12	limitations	limitation	NOUN
cblr-14234	618	13	of	of	ADP
cblr-14234	618	14	adopting	adopt	VERB
cblr-14234	618	15	readability	readability	NOUN
cblr-14234	618	16	standards	standard	NOUN
cblr-14234	618	17	in	in	ADP
cblr-14234	618	18	insurance	insurance	NOUN
cblr-14234	618	19	laws	law	NOUN
cblr-14234	618	20	because	because	SCONJ
cblr-14234	618	21	they	they	PRON
cblr-14234	618	22	have	have	AUX
cblr-14234	618	23	not	not	PART
cblr-14234	618	24	been	be	AUX
cblr-14234	618	25	tested	test	VERB
cblr-14234	618	26	or	or	CCONJ
cblr-14234	618	27	designed	design	VERB
cblr-14234	618	28	for	for	ADP
cblr-14234	618	29	technical	technical	ADJ
cblr-14234	618	30	documents	document	NOUN
cblr-14234	618	31	,	,	PUNCT
cblr-14234	618	32	ignore	ignore	VERB
cblr-14234	618	33	important	important	ADJ
cblr-14234	618	34	features	feature	NOUN
cblr-14234	618	35	like	like	ADP
cblr-14234	618	36	content	content	NOUN
cblr-14234	618	37	and	and	CCONJ
cblr-14234	618	38	organization	organization	NOUN
cblr-14234	618	39	,	,	PUNCT
cblr-14234	618	40	and	and	CCONJ
cblr-14234	618	41	have	have	AUX
cblr-14234	618	42	not	not	PART
cblr-14234	618	43	been	be	AUX
cblr-14234	618	44	adequately	adequately	ADV
cblr-14234	618	45	validated	validate	VERB
cblr-14234	618	46	,	,	PUNCT
cblr-14234	618	47	but	but	CCONJ
cblr-14234	618	48	concluding	conclude	VERB
cblr-14234	618	49	“	"	PUNCT
cblr-14234	618	50	this	this	PRON
cblr-14234	618	51	does	do	AUX
cblr-14234	618	52	not	not	PART
cblr-14234	618	53	mean	mean	VERB
cblr-14234	618	54	that	that	SCONJ
cblr-14234	618	55	readability	readability	NOUN
cblr-14234	618	56	formulas	formula	NOUN
cblr-14234	618	57	are	be	AUX
cblr-14234	618	58	not	not	PART
cblr-14234	618	59	without	without	ADP
cblr-14234	618	60	their	their	PRON
cblr-14234	618	61	flaws	flaw	NOUN
cblr-14234	618	62	,	,	PUNCT
cblr-14234	618	63	but	but	CCONJ
cblr-14234	618	64	until	until	SCONJ
cblr-14234	618	65	a	a	DET
cblr-14234	618	66	viable	viable	ADJ
cblr-14234	618	67	,	,	PUNCT
cblr-14234	618	68	objective	objective	ADJ
cblr-14234	618	69	alternate	alternate	ADJ
cblr-14234	618	70	tool	tool	NOUN
cblr-14234	618	71	is	be	AUX
cblr-14234	618	72	developed	develop	VERB
cblr-14234	618	73	to	to	PART
cblr-14234	618	74	predict	predict	VERB
cblr-14234	618	75	text	text	NOUN
cblr-14234	618	76	difficulty	difficulty	NOUN
cblr-14234	618	77	,	,	PUNCT
cblr-14234	618	78	readability	readability	NOUN
cblr-14234	618	79	formulas	formula	NOUN
cblr-14234	618	80	like	like	ADP
cblr-14234	618	81	the	the	DET
cblr-14234	618	82	flesch	flesch	PROPN
cblr-14234	618	83	-	-	PUNCT
cblr-14234	618	84	kinkaid	kinkaid	PROPN
cblr-14234	618	85	formula	formula	NOUN
cblr-14234	618	86	and	and	CCONJ
cblr-14234	618	87	fre	fre	ADJ
cblr-14234	618	88	remain	remain	VERB
cblr-14234	618	89	the	the	DET
cblr-14234	618	90	best	good	ADJ
cblr-14234	618	91	tools	tool	NOUN
cblr-14234	618	92	used	use	VERB
cblr-14234	618	93	to	to	PART
cblr-14234	618	94	objectively	objectively	ADV
cblr-14234	618	95	assess	assess	VERB
cblr-14234	618	96	the	the	DET
cblr-14234	618	97	reading	reading	NOUN
cblr-14234	618	98	level	level	NOUN
cblr-14234	618	99	of	of	ADP
cblr-14234	618	100	documents	document	NOUN
cblr-14234	618	101	.	.	PUNCT
cblr-14234	618	102	”	"	PUNCT
cblr-14234	618	103	)	)	PUNCT
cblr-14234	618	104	.	.	PUNCT
cblr-14234	619	1	148	148	NUM
cblr-14234	619	2	dubay	dubay	NOUN
cblr-14234	619	3	,	,	PUNCT
cblr-14234	619	4	supra	supra	PROPN
cblr-14234	619	5	note	note	PROPN
cblr-14234	619	6	147	147	NUM
cblr-14234	619	7	,	,	PUNCT
cblr-14234	619	8	at	at	ADP
cblr-14234	619	9	19	19	NUM
cblr-14234	619	10	;	;	PUNCT
cblr-14234	619	11	daniel	daniel	PROPN
cblr-14234	619	12	schwarcz	schwarcz	NOUN
cblr-14234	619	13	,	,	PUNCT
cblr-14234	619	14	transparently	transparently	ADV
cblr-14234	619	15	opaque	opaque	ADJ
cblr-14234	619	16	:	:	PUNCT
cblr-14234	619	17	understanding	understand	VERB
cblr-14234	619	18	the	the	DET
cblr-14234	619	19	lack	lack	NOUN
cblr-14234	619	20	of	of	ADP
cblr-14234	619	21	transparency	transparency	NOUN
cblr-14234	619	22	in	in	ADP
cblr-14234	619	23	insurance	insurance	NOUN
cblr-14234	619	24	consumer	consumer	NOUN
cblr-14234	619	25	protection	protection	NOUN
cblr-14234	619	26	,	,	PUNCT
cblr-14234	619	27	61	61	NUM
cblr-14234	619	28	ucla	ucla	NOUN
cblr-14234	619	29	l.	l.	PROPN
cblr-14234	619	30	rev	rev	PROPN
cblr-14234	619	31	.	.	PROPN
cblr-14234	619	32	394	394	NUM
cblr-14234	619	33	,	,	PUNCT
cblr-14234	619	34	420	420	NUM
cblr-14234	619	35	-	-	SYM
cblr-14234	619	36	22	22	NUM
cblr-14234	619	37	(	(	PUNCT
cblr-14234	619	38	2014	2014	NUM
cblr-14234	619	39	)	)	PUNCT
cblr-14234	619	40	(	(	PUNCT
cblr-14234	619	41	criticizing	criticize	VERB
cblr-14234	619	42	readability	readability	NOUN
cblr-14234	619	43	formulas	formula	NOUN
cblr-14234	619	44	and	and	CCONJ
cblr-14234	619	45	noting	note	VERB
cblr-14234	619	46	the	the	DET
cblr-14234	619	47	importance	importance	NOUN
cblr-14234	619	48	organization	organization	NOUN
cblr-14234	619	49	can	can	AUX
cblr-14234	619	50	play	play	VERB
cblr-14234	619	51	in	in	ADP
cblr-14234	619	52	understanding	understanding	NOUN
cblr-14234	619	53	)	)	PUNCT
cblr-14234	619	54	;	;	PUNCT
cblr-14234	620	1	schwarcz	schwarcz	NOUN
cblr-14234	620	2	,	,	PUNCT
cblr-14234	620	3	supra	supra	PROPN
cblr-14234	620	4	note	note	NOUN
cblr-14234	620	5	54	54	NUM
cblr-14234	620	6	,	,	PUNCT
cblr-14234	620	7	at	at	ADP
cblr-14234	620	8	1326–27	1326–27	NUM
cblr-14234	620	9	(	(	PUNCT
cblr-14234	620	10	noting	note	VERB
cblr-14234	620	11	that	that	SCONJ
cblr-14234	620	12	combining	combine	VERB
cblr-14234	620	13	information	information	NOUN
cblr-14234	620	14	from	from	ADP
cblr-14234	620	15	different	different	ADJ
cblr-14234	620	16	provisions	provision	NOUN
cblr-14234	620	17	and	and	CCONJ
cblr-14234	620	18	“	"	PUNCT
cblr-14234	620	19	verbose	verbose	VERB
cblr-14234	620	20	and	and	CCONJ
cblr-14234	620	21	confusing	confusing	ADJ
cblr-14234	620	22	grammatical	grammatical	ADJ
cblr-14234	620	23	structures	structure	NOUN
cblr-14234	620	24	and	and	CCONJ
cblr-14234	620	25	word	word	NOUN
cblr-14234	620	26	choices	choice	NOUN
cblr-14234	620	27	”	"	PUNCT
cblr-14234	620	28	harm	harm	NOUN
cblr-14234	620	29	comprehension	comprehension	NOUN
cblr-14234	620	30	)	)	PUNCT
cblr-14234	620	31	.	.	PUNCT
cblr-14234	621	1	see	see	VERB
cblr-14234	621	2	also	also	ADV
cblr-14234	621	3	louis	louis	PROPN
cblr-14234	621	4	j.	j.	PROPN
cblr-14234	621	5	sirico	sirico	PROPN
cblr-14234	621	6	,	,	PUNCT
cblr-14234	621	7	jr	jr	PROPN
cblr-14234	621	8	.	.	PROPN
cblr-14234	621	9	,	,	PUNCT
cblr-14234	621	10	readability	readability	NOUN
cblr-14234	621	11	studies	study	NOUN
cblr-14234	621	12	:	:	PUNCT
cblr-14234	621	13	how	how	SCONJ
cblr-14234	621	14	technocentrism	technocentrism	NOUN
cblr-14234	621	15	can	can	AUX
cblr-14234	621	16	compromise	compromise	VERB
cblr-14234	621	17	research	research	NOUN
cblr-14234	621	18	and	and	CCONJ
cblr-14234	621	19	legal	legal	ADJ
cblr-14234	621	20	determinations	determination	NOUN
cblr-14234	621	21	,	,	PUNCT
cblr-14234	621	22	26	26	NUM
cblr-14234	621	23	quinnipiac	quinnipiac	PROPN
cblr-14234	621	24	l.	l.	PROPN
cblr-14234	621	25	rev	rev	PROPN
cblr-14234	621	26	.	.	PROPN
cblr-14234	621	27	496	496	NUM
cblr-14234	621	28	columbia	columbia	PROPN
cblr-14234	621	29	business	business	NOUN
cblr-14234	621	30	law	law	PROPN
cblr-14234	621	31	review	review	NOUN
cblr-14234	622	1	[	[	X
cblr-14234	622	2	vol	vol	NOUN
cblr-14234	622	3	.	.	NOUN
cblr-14234	622	4	2024	2024	NUM
cblr-14234	622	5	gamesmanship	gamesmanship	NOUN
cblr-14234	622	6	,	,	PUNCT
cblr-14234	622	7	as	as	SCONJ
cblr-14234	622	8	drafters	drafter	NOUN
cblr-14234	622	9	can	can	AUX
cblr-14234	622	10	use	use	VERB
cblr-14234	622	11	hyphens	hyphen	NOUN
cblr-14234	622	12	and	and	CCONJ
cblr-14234	622	13	punctuation	punctuation	NOUN
cblr-14234	622	14	to	to	PART
cblr-14234	622	15	change	change	VERB
cblr-14234	622	16	a	a	DET
cblr-14234	622	17	formula	formula	NOUN
cblr-14234	622	18	’s	’s	PART
cblr-14234	622	19	score	score	NOUN
cblr-14234	622	20	without	without	ADP
cblr-14234	622	21	having	have	VERB
cblr-14234	622	22	any	any	DET
cblr-14234	622	23	meaningful	meaningful	ADJ
cblr-14234	622	24	impact	impact	NOUN
cblr-14234	622	25	on	on	ADP
cblr-14234	622	26	reader	reader	NOUN
cblr-14234	622	27	understanding	understanding	NOUN
cblr-14234	622	28	.	.	PUNCT
cblr-14234	623	1	they	they	PRON
cblr-14234	623	2	offer	offer	VERB
cblr-14234	623	3	no	no	DET
cblr-14234	623	4	incentive	incentive	NOUN
cblr-14234	623	5	to	to	PART
cblr-14234	623	6	improve	improve	VERB
cblr-14234	623	7	understanding	understanding	NOUN
cblr-14234	623	8	,	,	PUNCT
cblr-14234	623	9	only	only	ADV
cblr-14234	623	10	to	to	PART
cblr-14234	623	11	satisfy	satisfy	VERB
cblr-14234	623	12	the	the	DET
cblr-14234	623	13	formula	formula	NOUN
cblr-14234	623	14	.	.	PUNCT
cblr-14234	624	1	another	another	DET
cblr-14234	624	2	compounding	compounding	NOUN
cblr-14234	624	3	factor	factor	NOUN
cblr-14234	624	4	is	be	AUX
cblr-14234	624	5	the	the	DET
cblr-14234	624	6	threshold	threshold	NOUN
cblr-14234	624	7	lawmakers	lawmaker	NOUN
cblr-14234	624	8	set	set	VERB
cblr-14234	624	9	under	under	ADP
cblr-14234	624	10	these	these	DET
cblr-14234	624	11	standards	standard	NOUN
cblr-14234	624	12	.	.	PUNCT
cblr-14234	625	1	on	on	ADP
cblr-14234	625	2	a	a	DET
cblr-14234	625	3	1	1	NUM
cblr-14234	625	4	to	to	PART
cblr-14234	625	5	100	100	NUM
cblr-14234	625	6	scale	scale	NOUN
cblr-14234	625	7	,	,	PUNCT
cblr-14234	625	8	59	59	NUM
cblr-14234	625	9	%	%	NOUN
cblr-14234	625	10	of	of	ADP
cblr-14234	625	11	plain	plain	ADJ
cblr-14234	625	12	language	language	NOUN
cblr-14234	625	13	law	law	NOUN
cblr-14234	625	14	readability	readability	NOUN
cblr-14234	625	15	standards	standard	NOUN
cblr-14234	625	16	require	require	VERB
cblr-14234	625	17	a	a	DET
cblr-14234	625	18	minimum	minimum	ADJ
cblr-14234	625	19	score	score	NOUN
cblr-14234	625	20	of	of	ADP
cblr-14234	625	21	40	40	NUM
cblr-14234	625	22	,	,	PUNCT
cblr-14234	625	23	and	and	CCONJ
cblr-14234	625	24	over	over	ADP
cblr-14234	625	25	72	72	NUM
cblr-14234	625	26	%	%	NOUN
cblr-14234	625	27	a	a	DET
cblr-14234	625	28	minimum	minimum	ADJ
cblr-14234	625	29	score	score	NOUN
cblr-14234	625	30	of	of	ADP
cblr-14234	625	31	between	between	ADP
cblr-14234	625	32	40	40	NUM
cblr-14234	625	33	and	and	CCONJ
cblr-14234	625	34	50	50	NUM
cblr-14234	625	35	,	,	PUNCT
cblr-14234	625	36	which	which	PRON
cblr-14234	625	37	translate	translate	VERB
cblr-14234	625	38	to	to	ADP
cblr-14234	625	39	scores	score	NOUN
cblr-14234	625	40	of	of	ADP
cblr-14234	625	41	“	"	PUNCT
cblr-14234	625	42	difficult	difficult	ADJ
cblr-14234	625	43	”	"	PUNCT
cblr-14234	625	44	or	or	CCONJ
cblr-14234	625	45	“	"	PUNCT
cblr-14234	625	46	fairly	fairly	ADV
cblr-14234	625	47	difficult	difficult	ADJ
cblr-14234	625	48	”	"	PUNCT
cblr-14234	625	49	on	on	ADP
cblr-14234	625	50	par	par	NOUN
cblr-14234	625	51	with	with	ADP
cblr-14234	625	52	college	college	NOUN
cblr-14234	625	53	or	or	CCONJ
cblr-14234	625	54	eleventh	eleventh	ADJ
cblr-14234	625	55	and	and	CCONJ
cblr-14234	625	56	twelfth	twelfth	ADJ
cblr-14234	625	57	grade	grade	NOUN
cblr-14234	625	58	reading	reading	NOUN
cblr-14234	625	59	levels,149	levels,149	NOUN
cblr-14234	625	60	which	which	PRON
cblr-14234	625	61	are	be	AUX
cblr-14234	625	62	well	well	ADV
cblr-14234	625	63	above	above	ADP
cblr-14234	625	64	the	the	DET
cblr-14234	625	65	average	average	ADJ
cblr-14234	625	66	consumer	consumer	NOUN
cblr-14234	625	67	’s	’s	PART
cblr-14234	625	68	reading	reading	NOUN
cblr-14234	625	69	level	level	NOUN
cblr-14234	625	70	.	.	PUNCT
cblr-14234	626	1	the	the	DET
cblr-14234	626	2	most	most	ADV
cblr-14234	626	3	specific	specific	ADJ
cblr-14234	626	4	kind	kind	NOUN
cblr-14234	626	5	of	of	ADP
cblr-14234	626	6	standards	standard	NOUN
cblr-14234	626	7	,	,	PUNCT
cblr-14234	626	8	features	feature	VERB
cblr-14234	626	9	standards	standard	NOUN
cblr-14234	626	10	,	,	PUNCT
cblr-14234	626	11	risk	risk	NOUN
cblr-14234	626	12	being	be	AUX
cblr-14234	626	13	overinclusive	overinclusive	ADJ
cblr-14234	626	14	or	or	CCONJ
cblr-14234	626	15	underinclusive	underinclusive	ADJ
cblr-14234	626	16	by	by	ADP
cblr-14234	626	17	drawing	draw	VERB
cblr-14234	626	18	draw	draw	VERB
cblr-14234	626	19	bright	bright	ADJ
cblr-14234	626	20	-	-	PUNCT
cblr-14234	626	21	lines	line	NOUN
cblr-14234	626	22	about	about	ADP
cblr-14234	626	23	what	what	PRON
cblr-14234	626	24	can	can	AUX
cblr-14234	626	25	or	or	CCONJ
cblr-14234	626	26	can	can	AUX
cblr-14234	626	27	not	not	PART
cblr-14234	626	28	go	go	VERB
cblr-14234	626	29	in	in	ADP
cblr-14234	626	30	a	a	DET
cblr-14234	626	31	contract.150	contract.150	NOUN
cblr-14234	626	32	like	like	ADP
cblr-14234	626	33	readability	readability	NOUN
cblr-14234	626	34	standards	standard	NOUN
cblr-14234	626	35	,	,	PUNCT
cblr-14234	626	36	they	they	PRON
cblr-14234	626	37	incentivize	incentivize	VERB
cblr-14234	626	38	compliance	compliance	NOUN
cblr-14234	626	39	,	,	PUNCT
cblr-14234	626	40	not	not	PART
cblr-14234	626	41	designing	design	VERB
cblr-14234	626	42	the	the	DET
cblr-14234	626	43	most	most	ADV
cblr-14234	626	44	understandable	understandable	ADJ
cblr-14234	626	45	contract	contract	NOUN
cblr-14234	626	46	.	.	PUNCT
cblr-14234	627	1	third	third	ADJ
cblr-14234	627	2	,	,	PUNCT
cblr-14234	627	3	many	many	ADJ
cblr-14234	627	4	plain	plain	ADJ
cblr-14234	627	5	language	language	NOUN
cblr-14234	627	6	laws	law	NOUN
cblr-14234	627	7	fail	fail	VERB
cblr-14234	627	8	to	to	PART
cblr-14234	627	9	incentivize	incentivize	VERB
cblr-14234	627	10	enforcement	enforcement	NOUN
cblr-14234	627	11	.	.	PUNCT
cblr-14234	628	1	some	some	PRON
cblr-14234	628	2	are	be	AUX
cblr-14234	628	3	explicitly	explicitly	ADV
cblr-14234	628	4	unenforceable	unenforceable	ADJ
cblr-14234	628	5	or	or	CCONJ
cblr-14234	628	6	have	have	VERB
cblr-14234	628	7	unclear	unclear	ADJ
cblr-14234	628	8	enforceability.151	enforceability.151	NOUN
cblr-14234	628	9	others	other	NOUN
cblr-14234	628	10	are	be	AUX
cblr-14234	628	11	enforceable	enforceable	ADJ
cblr-14234	628	12	by	by	ADP
cblr-14234	628	13	only	only	ADJ
cblr-14234	628	14	regulators	regulator	NOUN
cblr-14234	628	15	,	,	PUNCT
cblr-14234	628	16	which	which	PRON
cblr-14234	628	17	relies	rely	VERB
cblr-14234	628	18	on	on	ADP
cblr-14234	628	19	regulators	regulator	NOUN
cblr-14234	628	20	devoting	devote	VERB
cblr-14234	628	21	staff	staff	NOUN
cblr-14234	628	22	to	to	ADP
cblr-14234	628	23	enforcement	enforcement	NOUN
cblr-14234	628	24	,	,	PUNCT
cblr-14234	628	25	training	train	VERB
cblr-14234	628	26	the	the	DET
cblr-14234	628	27	staff	staff	NOUN
cblr-14234	628	28	to	to	PART
cblr-14234	628	29	spot	spot	VERB
cblr-14234	628	30	noncompliant	noncompliant	ADJ
cblr-14234	628	31	147	147	NUM
cblr-14234	628	32	,	,	PUNCT
cblr-14234	628	33	149–66	149–66	NUM
cblr-14234	628	34	(	(	PUNCT
cblr-14234	628	35	2007	2007	NUM
cblr-14234	628	36	)	)	PUNCT
cblr-14234	628	37	(	(	PUNCT
cblr-14234	628	38	discussing	discuss	VERB
cblr-14234	628	39	limitations	limitation	NOUN
cblr-14234	628	40	of	of	ADP
cblr-14234	628	41	readability	readability	NOUN
cblr-14234	628	42	formulas	formula	NOUN
cblr-14234	628	43	)	)	PUNCT
cblr-14234	628	44	;	;	PUNCT
cblr-14234	628	45	karen	karen	PROPN
cblr-14234	628	46	schriver	schriver	PROPN
cblr-14234	628	47	,	,	PUNCT
cblr-14234	628	48	readability	readability	NOUN
cblr-14234	628	49	formulas	formula	NOUN
cblr-14234	628	50	in	in	ADP
cblr-14234	628	51	the	the	DET
cblr-14234	628	52	new	new	ADJ
cblr-14234	628	53	millennium	millennium	NOUN
cblr-14234	628	54	:	:	PUNCT
cblr-14234	628	55	what	what	PRON
cblr-14234	628	56	’s	’	VERB
cblr-14234	628	57	the	the	DET
cblr-14234	628	58	use	use	NOUN
cblr-14234	628	59	?	?	PUNCT
cblr-14234	628	60	,	,	PUNCT
cblr-14234	628	61	24	24	NUM
cblr-14234	628	62	acm	acm	PROPN
cblr-14234	628	63	j.	j.	PROPN
cblr-14234	628	64	of	of	ADP
cblr-14234	628	65	complit	complit	PROPN
cblr-14234	628	66	.	.	PUNCT
cblr-14234	629	1	documentation	documentation	NOUN
cblr-14234	629	2	138	138	NUM
cblr-14234	629	3	,	,	PUNCT
cblr-14234	629	4	138–140	138–140	NUM
cblr-14234	629	5	(	(	PUNCT
cblr-14234	629	6	questioning	question	VERB
cblr-14234	629	7	the	the	DET
cblr-14234	629	8	validity	validity	NOUN
cblr-14234	629	9	and	and	CCONJ
cblr-14234	629	10	reliability	reliability	NOUN
cblr-14234	629	11	of	of	ADP
cblr-14234	629	12	readability	readability	NOUN
cblr-14234	629	13	formulas	formula	NOUN
cblr-14234	629	14	)	)	PUNCT
cblr-14234	629	15	.	.	PUNCT
cblr-14234	630	1	149	149	NUM
cblr-14234	630	2	blasie	blasie	ADJ
cblr-14234	630	3	,	,	PUNCT
cblr-14234	630	4	supra	supra	PROPN
cblr-14234	630	5	note	note	PROPN
cblr-14234	630	6	106	106	NUM
cblr-14234	630	7	,	,	PUNCT
cblr-14234	630	8	at	at	ADP
cblr-14234	630	9	4:1	4:1	NUM
cblr-14234	630	10	;	;	PUNCT
cblr-14234	630	11	scott	scott	PROPN
cblr-14234	630	12	taylor	taylor	PROPN
cblr-14234	630	13	,	,	PUNCT
cblr-14234	630	14	et	et	PROPN
cblr-14234	630	15	al	al	PROPN
cblr-14234	630	16	,	,	PUNCT
cblr-14234	630	17	can	can	AUX
cblr-14234	630	18	patients	patient	NOUN
cblr-14234	630	19	and	and	CCONJ
cblr-14234	630	20	families	family	NOUN
cblr-14234	630	21	read	read	VERB
cblr-14234	630	22	the	the	DET
cblr-14234	630	23	questionnaires	questionnaire	NOUN
cblr-14234	630	24	for	for	ADP
cblr-14234	630	25	patient	patient	NOUN
cblr-14234	630	26	-	-	PUNCT
cblr-14234	630	27	related	relate	VERB
cblr-14234	630	28	outcome	outcome	NOUN
cblr-14234	630	29	measures	measure	NOUN
cblr-14234	630	30	?	?	PUNCT
cblr-14234	630	31	,	,	PUNCT
cblr-14234	630	32	39	39	NUM
cblr-14234	630	33	j.	j.	NOUN
cblr-14234	630	34	of	of	ADP
cblr-14234	630	35	pediatric	pediatric	ADJ
cblr-14234	630	36	orthopedics	orthopedic	NOUN
cblr-14234	630	37	397	397	NUM
cblr-14234	630	38	,	,	PUNCT
cblr-14234	630	39	398	398	NUM
cblr-14234	630	40	.	.	NUM
cblr-14234	630	41	150	150	NUM
cblr-14234	630	42	see	see	VERB
cblr-14234	630	43	generally	generally	ADV
cblr-14234	630	44	u.s	u.s	PROPN
cblr-14234	630	45	.	.	PROPN
cblr-14234	630	46	gov’t	gov’t	NOUN
cblr-14234	630	47	accountability	accountability	NOUN
cblr-14234	630	48	off	off	ADP
cblr-14234	630	49	.	.	PUNCT
cblr-14234	631	1	,	,	PUNCT
cblr-14234	631	2	gao-14	gao-14	NOUN
cblr-14234	631	3	-	-	SYM
cblr-14234	631	4	92	92	NUM
cblr-14234	631	5	,	,	PUNCT
cblr-14234	631	6	private	private	ADJ
cblr-14234	631	7	pensions	pension	NOUN
cblr-14234	631	8	:	:	PUNCT
cblr-14234	631	9	clarity	clarity	NOUN
cblr-14234	631	10	of	of	ADP
cblr-14234	631	11	required	require	VERB
cblr-14234	631	12	reports	report	NOUN
cblr-14234	631	13	and	and	CCONJ
cblr-14234	631	14	disclosures	disclosure	NOUN
cblr-14234	631	15	could	could	AUX
cblr-14234	631	16	be	be	AUX
cblr-14234	631	17	improved	improve	VERB
cblr-14234	631	18	36	36	NUM
cblr-14234	631	19	(	(	PUNCT
cblr-14234	631	20	2013	2013	NUM
cblr-14234	631	21	)	)	PUNCT
cblr-14234	631	22	(	(	PUNCT
cblr-14234	631	23	“	"	PUNCT
cblr-14234	631	24	thus	thus	ADV
cblr-14234	631	25	,	,	PUNCT
cblr-14234	631	26	it	it	PRON
cblr-14234	631	27	seems	seem	VERB
cblr-14234	631	28	likely	likely	ADJ
cblr-14234	631	29	that	that	SCONJ
cblr-14234	631	30	the	the	DET
cblr-14234	631	31	information	information	NOUN
cblr-14234	631	32	in	in	ADP
cblr-14234	631	33	these	these	DET
cblr-14234	631	34	disclosures	disclosure	NOUN
cblr-14234	631	35	would	would	AUX
cblr-14234	631	36	not	not	PART
cblr-14234	631	37	be	be	AUX
cblr-14234	631	38	readily	readily	ADV
cblr-14234	631	39	understandable	understandable	ADJ
cblr-14234	631	40	to	to	ADP
cblr-14234	631	41	many	many	ADJ
cblr-14234	631	42	average	average	ADJ
cblr-14234	631	43	plan	plan	NOUN
cblr-14234	631	44	participants	participant	NOUN
cblr-14234	631	45	and	and	CCONJ
cblr-14234	631	46	that	that	DET
cblr-14234	631	47	readability	readability	NOUN
cblr-14234	631	48	might	might	AUX
cblr-14234	631	49	present	present	VERB
cblr-14234	631	50	a	a	DET
cblr-14234	631	51	challenge	challenge	NOUN
cblr-14234	631	52	for	for	ADP
cblr-14234	631	53	participants	participant	NOUN
cblr-14234	631	54	,	,	PUNCT
cblr-14234	631	55	even	even	ADV
cblr-14234	631	56	when	when	SCONJ
cblr-14234	631	57	plan	plan	NOUN
cblr-14234	631	58	sponsors	sponsor	NOUN
cblr-14234	631	59	adopt	adopt	VERB
cblr-14234	631	60	the	the	DET
cblr-14234	631	61	model	model	NOUN
cblr-14234	631	62	notice	notice	NOUN
cblr-14234	631	63	developed	develop	VERB
cblr-14234	631	64	by	by	ADP
cblr-14234	631	65	the	the	DET
cblr-14234	631	66	agency	agency	NOUN
cblr-14234	631	67	.	.	PUNCT
cblr-14234	631	68	”	"	PUNCT
cblr-14234	631	69	)	)	PUNCT
cblr-14234	631	70	;	;	PUNCT
cblr-14234	631	71	beazley	beazley	PROPN
cblr-14234	631	72	,	,	PUNCT
cblr-14234	631	73	supra	supra	PROPN
cblr-14234	631	74	note	note	PROPN
cblr-14234	631	75	68	68	NUM
cblr-14234	631	76	,	,	PUNCT
cblr-14234	631	77	at	at	ADP
cblr-14234	631	78	16	16	NUM
cblr-14234	631	79	-	-	SYM
cblr-14234	631	80	17	17	NUM
cblr-14234	631	81	(	(	PUNCT
cblr-14234	631	82	“	"	PUNCT
cblr-14234	631	83	readers	reader	NOUN
cblr-14234	631	84	need	need	VERB
cblr-14234	631	85	more	more	ADJ
cblr-14234	631	86	than	than	ADP
cblr-14234	631	87	just	just	ADV
cblr-14234	631	88	better	well	ADJ
cblr-14234	631	89	sentence	sentence	NOUN
cblr-14234	631	90	structure	structure	NOUN
cblr-14234	631	91	.	.	PUNCT
cblr-14234	631	92	.	.	PUNCT
cblr-14234	631	93	.	.	PUNCT
cblr-14234	632	1	myriad	myriad	ADJ
cblr-14234	632	2	features	feature	NOUN
cblr-14234	632	3	of	of	ADP
cblr-14234	632	4	the	the	DET
cblr-14234	632	5	written	write	VERB
cblr-14234	632	6	word	word	NOUN
cblr-14234	632	7	can	can	AUX
cblr-14234	632	8	encourage	encourage	VERB
cblr-14234	632	9	or	or	CCONJ
cblr-14234	632	10	discourage	discourage	VERB
cblr-14234	632	11	reader	reader	NOUN
cblr-14234	632	12	engagement	engagement	NOUN
cblr-14234	632	13	with	with	ADP
cblr-14234	632	14	the	the	DET
cblr-14234	632	15	text	text	NOUN
cblr-14234	632	16	.	.	PUNCT
cblr-14234	632	17	”	"	PUNCT
cblr-14234	632	18	)	)	PUNCT
cblr-14234	632	19	;	;	PUNCT
cblr-14234	632	20	michael	michael	PROPN
cblr-14234	632	21	s.	s.	PROPN
cblr-14234	632	22	friman	friman	PROPN
cblr-14234	632	23	,	,	PUNCT
cblr-14234	632	24	plain	plain	ADJ
cblr-14234	632	25	english	english	ADJ
cblr-14234	632	26	statutes	statute	NOUN
cblr-14234	632	27	long	long	ADV
cblr-14234	632	28	overdue	overdue	ADJ
cblr-14234	632	29	or	or	CCONJ
cblr-14234	632	30	underdone	underdone	ADJ
cblr-14234	632	31	?	?	PUNCT
cblr-14234	632	32	,	,	PUNCT
cblr-14234	632	33	7	7	NUM
cblr-14234	632	34	loy	loy	PROPN
cblr-14234	632	35	.	.	PUNCT
cblr-14234	633	1	consumer	consumer	PROPN
cblr-14234	633	2	l.	l.	PROPN
cblr-14234	633	3	rep	rep	PROPN
cblr-14234	633	4	.	.	PROPN
cblr-14234	633	5	103	103	NUM
cblr-14234	633	6	,	,	PUNCT
cblr-14234	633	7	104	104	NUM
cblr-14234	633	8	(	(	PUNCT
cblr-14234	633	9	1995	1995	NUM
cblr-14234	633	10	)	)	PUNCT
cblr-14234	633	11	(	(	PUNCT
cblr-14234	633	12	“	"	PUNCT
cblr-14234	633	13	[	[	X
cblr-14234	633	14	n]ot	n]ot	NOUN
cblr-14234	633	15	all	all	DET
cblr-14234	633	16	short	short	ADJ
cblr-14234	633	17	sentences	sentence	NOUN
cblr-14234	633	18	are	be	AUX
cblr-14234	633	19	coherent	coherent	ADJ
cblr-14234	633	20	,	,	PUNCT
cblr-14234	633	21	and	and	CCONJ
cblr-14234	633	22	the	the	DET
cblr-14234	633	23	passive	passive	ADJ
cblr-14234	633	24	voice	voice	NOUN
cblr-14234	633	25	is	be	AUX
cblr-14234	633	26	perfectly	perfectly	ADV
cblr-14234	633	27	acceptable	acceptable	ADJ
cblr-14234	633	28	when	when	SCONJ
cblr-14234	633	29	used	use	VERB
cblr-14234	633	30	properly	properly	ADV
cblr-14234	633	31	.	.	PUNCT
cblr-14234	633	32	”	"	PUNCT
cblr-14234	633	33	)	)	PUNCT
cblr-14234	633	34	.	.	PUNCT
cblr-14234	634	1	151	151	NUM
cblr-14234	634	2	supra	supra	PROPN
cblr-14234	634	3	note	note	NOUN
cblr-14234	634	4	133	133	NUM
cblr-14234	634	5	.	.	PUNCT
cblr-14234	635	1	no	no	INTJ
cblr-14234	635	2	.	.	NOUN
cblr-14234	636	1	2	2	NUM
cblr-14234	636	2	]	]	PUNCT
cblr-14234	636	3	the	the	DET
cblr-14234	636	4	duty	duty	NOUN
cblr-14234	636	5	to	to	PART
cblr-14234	636	6	make	make	VERB
cblr-14234	636	7	contracts	contract	NOUN
cblr-14234	636	8	understandable	understandable	ADJ
cblr-14234	636	9	497	497	NUM
cblr-14234	636	10	contracts	contract	NOUN
cblr-14234	636	11	,	,	PUNCT
cblr-14234	636	12	and	and	CCONJ
cblr-14234	636	13	deciding	decide	VERB
cblr-14234	636	14	to	to	PART
cblr-14234	636	15	enforce	enforce	VERB
cblr-14234	636	16	the	the	DET
cblr-14234	636	17	law.152	law.152	NOUN
cblr-14234	636	18	further	far	ADV
cblr-14234	636	19	,	,	PUNCT
cblr-14234	636	20	noncompliant	noncompliant	ADJ
cblr-14234	636	21	contracts	contract	NOUN
cblr-14234	636	22	have	have	AUX
cblr-14234	636	23	affirmatively	affirmatively	ADV
cblr-14234	636	24	escaped	escape	VERB
cblr-14234	636	25	regulator	regulator	NOUN
cblr-14234	636	26	review.153	review.153	VERB
cblr-14234	636	27	equitable	equitable	ADJ
cblr-14234	636	28	remedies	remedy	NOUN
cblr-14234	636	29	like	like	ADP
cblr-14234	636	30	contract	contract	NOUN
cblr-14234	636	31	reformation	reformation	NOUN
cblr-14234	636	32	provide	provide	VERB
cblr-14234	636	33	little	little	ADJ
cblr-14234	636	34	incentive	incentive	NOUN
cblr-14234	636	35	for	for	ADP
cblr-14234	636	36	a	a	DET
cblr-14234	636	37	consumer	consumer	NOUN
cblr-14234	636	38	to	to	PART
cblr-14234	636	39	bear	bear	VERB
cblr-14234	636	40	litigation	litigation	NOUN
cblr-14234	636	41	costs	cost	NOUN
cblr-14234	636	42	.	.	PUNCT
cblr-14234	637	1	when	when	SCONJ
cblr-14234	637	2	noncompliance	noncompliance	NOUN
cblr-14234	637	3	does	do	AUX
cblr-14234	637	4	not	not	PART
cblr-14234	637	5	render	render	VERB
cblr-14234	637	6	a	a	DET
cblr-14234	637	7	contract	contract	NOUN
cblr-14234	637	8	unenforceable	unenforceable	ADJ
cblr-14234	637	9	,	,	PUNCT
cblr-14234	637	10	consumers	consumer	NOUN
cblr-14234	637	11	can	can	AUX
cblr-14234	637	12	not	not	PART
cblr-14234	637	13	raise	raise	VERB
cblr-14234	637	14	it	it	PRON
cblr-14234	637	15	as	as	ADP
cblr-14234	637	16	a	a	DET
cblr-14234	637	17	defense	defense	NOUN
cblr-14234	637	18	,	,	PUNCT
cblr-14234	637	19	which	which	PRON
cblr-14234	637	20	means	mean	VERB
cblr-14234	637	21	there	there	PRON
cblr-14234	637	22	must	must	AUX
cblr-14234	637	23	be	be	AUX
cblr-14234	637	24	independent	independent	ADJ
cblr-14234	637	25	incentives	incentive	NOUN
cblr-14234	637	26	to	to	PART
cblr-14234	637	27	bring	bring	VERB
cblr-14234	637	28	suit	suit	NOUN
cblr-14234	637	29	.	.	PUNCT
cblr-14234	638	1	monetary	monetary	ADJ
cblr-14234	638	2	damages	damage	NOUN
cblr-14234	638	3	are	be	AUX
cblr-14234	638	4	a	a	DET
cblr-14234	638	5	strong	strong	ADJ
cblr-14234	638	6	incentive	incentive	NOUN
cblr-14234	638	7	if	if	SCONJ
cblr-14234	638	8	they	they	PRON
cblr-14234	638	9	outweigh	outweigh	VERB
cblr-14234	638	10	litigation	litigation	NOUN
cblr-14234	638	11	costs	cost	NOUN
cblr-14234	638	12	.	.	PUNCT
cblr-14234	639	1	whether	whether	SCONJ
cblr-14234	639	2	they	they	PRON
cblr-14234	639	3	do	do	AUX
cblr-14234	639	4	is	be	AUX
cblr-14234	639	5	unclear	unclear	ADJ
cblr-14234	639	6	,	,	PUNCT
cblr-14234	639	7	especially	especially	ADV
cblr-14234	639	8	because	because	SCONJ
cblr-14234	639	9	litigants	litigant	NOUN
cblr-14234	639	10	would	would	AUX
cblr-14234	639	11	likely	likely	ADV
cblr-14234	639	12	need	need	VERB
cblr-14234	639	13	to	to	PART
cblr-14234	639	14	hire	hire	VERB
cblr-14234	639	15	experts	expert	NOUN
cblr-14234	639	16	to	to	PART
cblr-14234	639	17	opine	opine	VERB
cblr-14234	639	18	on	on	ADP
cblr-14234	639	19	whether	whether	SCONJ
cblr-14234	639	20	a	a	DET
cblr-14234	639	21	consumer	consumer	NOUN
cblr-14234	639	22	contract	contract	NOUN
cblr-14234	639	23	satisfied	satisfy	VERB
cblr-14234	639	24	the	the	DET
cblr-14234	639	25	standards	standard	NOUN
cblr-14234	639	26	mentioned	mention	VERB
cblr-14234	639	27	above	above	ADV
cblr-14234	639	28	.	.	PUNCT
cblr-14234	640	1	recovery	recovery	NOUN
cblr-14234	640	2	may	may	AUX
cblr-14234	640	3	be	be	AUX
cblr-14234	640	4	unlikely	unlikely	ADJ
cblr-14234	640	5	if	if	SCONJ
cblr-14234	640	6	courts	court	NOUN
cblr-14234	640	7	require	require	VERB
cblr-14234	640	8	proof	proof	NOUN
cblr-14234	640	9	the	the	DET
cblr-14234	640	10	unclear	unclear	ADJ
cblr-14234	640	11	language	language	NOUN
cblr-14234	640	12	caused	cause	VERB
cblr-14234	640	13	quantifiable	quantifiable	ADJ
cblr-14234	640	14	damages.154	damages.154	NOUN
cblr-14234	640	15	after	after	ADV
cblr-14234	640	16	all	all	ADV
cblr-14234	640	17	,	,	PUNCT
cblr-14234	640	18	apart	apart	ADV
cblr-14234	640	19	from	from	ADP
cblr-14234	640	20	a	a	DET
cblr-14234	640	21	party	party	NOUN
cblr-14234	640	22	’s	’s	PART
cblr-14234	640	23	self	self	NOUN
cblr-14234	640	24	-	-	PUNCT
cblr-14234	640	25	interested	interested	ADJ
cblr-14234	640	26	testimony	testimony	NOUN
cblr-14234	640	27	,	,	PUNCT
cblr-14234	640	28	what	what	PRON
cblr-14234	640	29	common	common	ADJ
cblr-14234	640	30	objective	objective	ADJ
cblr-14234	640	31	evidence	evidence	NOUN
cblr-14234	640	32	could	could	AUX
cblr-14234	640	33	a	a	DET
cblr-14234	640	34	party	party	NOUN
cblr-14234	640	35	use	use	NOUN
cblr-14234	640	36	to	to	PART
cblr-14234	640	37	link	link	VERB
cblr-14234	640	38	their	their	PRON
cblr-14234	640	39	behavior	behavior	NOUN
cblr-14234	640	40	to	to	ADP
cblr-14234	640	41	a	a	DET
cblr-14234	640	42	contract	contract	NOUN
cblr-14234	640	43	’s	’s	PART
cblr-14234	640	44	unclear	unclear	ADJ
cblr-14234	640	45	language	language	NOUN
cblr-14234	640	46	?	?	PUNCT
cblr-14234	641	1	defenses	defense	NOUN
cblr-14234	641	2	like	like	ADP
cblr-14234	641	3	the	the	DET
cblr-14234	641	4	good	good	ADJ
cblr-14234	641	5	faith	faith	NOUN
cblr-14234	641	6	defense	defense	NOUN
cblr-14234	641	7	shift	shift	VERB
cblr-14234	641	8	the	the	DET
cblr-14234	641	9	law	law	NOUN
cblr-14234	641	10	’s	’s	PART
cblr-14234	641	11	focus	focus	NOUN
cblr-14234	641	12	from	from	ADP
cblr-14234	641	13	the	the	DET
cblr-14234	641	14	consumer	consumer	NOUN
cblr-14234	641	15	to	to	ADP
cblr-14234	641	16	the	the	DET
cblr-14234	641	17	drafter	drafter	NOUN
cblr-14234	641	18	and	and	CCONJ
cblr-14234	641	19	risk	risk	NOUN
cblr-14234	641	20	rendering	render	VERB
cblr-14234	641	21	claims	claim	NOUN
cblr-14234	641	22	unwinnable	unwinnable	ADJ
cblr-14234	641	23	.	.	PUNCT
cblr-14234	642	1	152	152	NUM
cblr-14234	642	2	see	see	NOUN
cblr-14234	642	3	,	,	PUNCT
cblr-14234	642	4	e.g.	e.g.	ADV
cblr-14234	642	5	,	,	PUNCT
cblr-14234	642	6	campbell	campbell	PROPN
cblr-14234	642	7	ex	ex	PROPN
cblr-14234	642	8	rel	rel	PROPN
cblr-14234	642	9	.	.	PUNCT
cblr-14234	643	1	equity	equity	NOUN
cblr-14234	643	2	units	unit	NOUN
cblr-14234	643	3	holders	holder	NOUN
cblr-14234	643	4	v.	v.	ADP
cblr-14234	643	5	am	be	AUX
cblr-14234	643	6	.	.	PUNCT
cblr-14234	644	1	int'l	int'l	PROPN
cblr-14234	644	2	grp	grp	PROPN
cblr-14234	644	3	.	.	PROPN
cblr-14234	644	4	,	,	PUNCT
cblr-14234	644	5	inc	inc	PROPN
cblr-14234	644	6	.	.	PROPN
cblr-14234	644	7	,	,	PUNCT
cblr-14234	644	8	86	86	NUM
cblr-14234	644	9	f.supp.3d	f.supp.3d	NOUN
cblr-14234	644	10	464	464	NUM
cblr-14234	644	11	,	,	PUNCT
cblr-14234	644	12	471–72	471–72	PROPN
cblr-14234	644	13	(	(	PUNCT
cblr-14234	644	14	e.d	e.d	PROPN
cblr-14234	644	15	.	.	PROPN
cblr-14234	644	16	va	va	PROPN
cblr-14234	644	17	.	.	PROPN
cblr-14234	644	18	2015	2015	NUM
cblr-14234	644	19	)	)	PUNCT
cblr-14234	644	20	(	(	PUNCT
cblr-14234	644	21	“	"	PUNCT
cblr-14234	644	22	that	that	SCONJ
cblr-14234	644	23	the	the	DET
cblr-14234	644	24	sec	sec	PROPN
cblr-14234	644	25	has	have	AUX
cblr-14234	644	26	the	the	DET
cblr-14234	644	27	power	power	NOUN
cblr-14234	644	28	to	to	PART
cblr-14234	644	29	enforce	enforce	VERB
cblr-14234	644	30	its	its	PRON
cblr-14234	644	31	rules	rule	NOUN
cblr-14234	644	32	and	and	CCONJ
cblr-14234	644	33	regulations	regulation	NOUN
cblr-14234	644	34	creates	create	VERB
cblr-14234	644	35	a	a	DET
cblr-14234	644	36	strong	strong	ADJ
cblr-14234	644	37	presumption	presumption	NOUN
cblr-14234	644	38	that	that	SCONJ
cblr-14234	644	39	congress	congress	PROPN
cblr-14234	644	40	did	do	AUX
cblr-14234	644	41	not	not	PART
cblr-14234	644	42	intend	intend	VERB
cblr-14234	644	43	for	for	SCONJ
cblr-14234	644	44	private	private	ADJ
cblr-14234	644	45	individuals	individual	NOUN
cblr-14234	644	46	to	to	PART
cblr-14234	644	47	have	have	VERB
cblr-14234	644	48	that	that	DET
cblr-14234	644	49	power	power	NOUN
cblr-14234	644	50	.	.	PUNCT
cblr-14234	644	51	”	"	PUNCT
cblr-14234	644	52	)	)	PUNCT
cblr-14234	645	1	,	,	PUNCT
cblr-14234	645	2	aff'd	aff'd	NOUN
cblr-14234	645	3	sub	sub	PROPN
cblr-14234	645	4	nom	nom	PROPN
cblr-14234	645	5	.	.	PUNCT
cblr-14234	646	1	campbell	campbell	PROPN
cblr-14234	646	2	v.	v.	PROPN
cblr-14234	646	3	am	be	AUX
cblr-14234	646	4	.	.	PUNCT
cblr-14234	647	1	int'l	int'l	PROPN
cblr-14234	647	2	grp	grp	PROPN
cblr-14234	647	3	.	.	PROPN
cblr-14234	647	4	,	,	PUNCT
cblr-14234	647	5	inc	inc	PROPN
cblr-14234	647	6	.	.	PROPN
cblr-14234	647	7	,	,	PUNCT
cblr-14234	647	8	616	616	NUM
cblr-14234	647	9	fed.appx	fed.appx	NOUN
cblr-14234	647	10	.	.	PROPN
cblr-14234	648	1	74	74	NUM
cblr-14234	648	2	(	(	PUNCT
cblr-14234	648	3	4th	4th	ADJ
cblr-14234	648	4	cir	cir	NOUN
cblr-14234	648	5	.	.	PROPN
cblr-14234	648	6	2015	2015	NUM
cblr-14234	648	7	)	)	PUNCT
cblr-14234	648	8	.	.	PUNCT
cblr-14234	649	1	153	153	NUM
cblr-14234	649	2	see	see	NOUN
cblr-14234	649	3	,	,	PUNCT
cblr-14234	649	4	e.g.	e.g.	ADV
cblr-14234	649	5	,	,	PUNCT
cblr-14234	649	6	gross	gross	ADJ
cblr-14234	649	7	v.	v.	ADP
cblr-14234	649	8	lloyds	lloyds	PROPN
cblr-14234	649	9	of	of	ADP
cblr-14234	649	10	london	london	PROPN
cblr-14234	649	11	ins	ins	PROPN
cblr-14234	649	12	.	.	PUNCT
cblr-14234	649	13	co.	co.	PROPN
cblr-14234	649	14	,	,	PUNCT
cblr-14234	649	15	347	347	NUM
cblr-14234	649	16	n.w.2d	n.w.2d	NUM
cblr-14234	649	17	899	899	NUM
cblr-14234	649	18	,	,	PUNCT
cblr-14234	649	19	904	904	NUM
cblr-14234	649	20	(	(	PUNCT
cblr-14234	649	21	wis	wis	PROPN
cblr-14234	649	22	.	.	PUNCT
cblr-14234	650	1	ct	ct	PROPN
cblr-14234	650	2	.	.	PUNCT
cblr-14234	651	1	app	app	PROPN
cblr-14234	651	2	.	.	PROPN
cblr-14234	651	3	1984	1984	NUM
cblr-14234	651	4	)	)	PUNCT
cblr-14234	651	5	.	.	PUNCT
cblr-14234	652	1	154	154	NUM
cblr-14234	652	2	plain	plain	ADJ
cblr-14234	652	3	language	language	NOUN
cblr-14234	652	4	laws	law	NOUN
cblr-14234	652	5	enforceable	enforceable	ADJ
cblr-14234	652	6	as	as	ADP
cblr-14234	652	7	claims	claim	NOUN
cblr-14234	652	8	for	for	ADP
cblr-14234	652	9	unfair	unfair	ADJ
cblr-14234	652	10	competition	competition	NOUN
cblr-14234	652	11	or	or	CCONJ
cblr-14234	652	12	deceptive	deceptive	ADJ
cblr-14234	652	13	trade	trade	NOUN
cblr-14234	652	14	practices	practice	NOUN
cblr-14234	652	15	might	might	AUX
cblr-14234	652	16	require	require	VERB
cblr-14234	652	17	proving	prove	VERB
cblr-14234	652	18	a	a	DET
cblr-14234	652	19	significant	significant	ADJ
cblr-14234	652	20	impact	impact	NOUN
cblr-14234	652	21	on	on	ADP
cblr-14234	652	22	the	the	DET
cblr-14234	652	23	public	public	NOUN
cblr-14234	652	24	,	,	PUNCT
cblr-14234	652	25	injury	injury	NOUN
cblr-14234	652	26	to	to	ADP
cblr-14234	652	27	a	a	DET
cblr-14234	652	28	legally	legally	ADV
cblr-14234	652	29	protected	protect	VERB
cblr-14234	652	30	interest	interest	NOUN
cblr-14234	652	31	,	,	PUNCT
cblr-14234	652	32	causation	causation	NOUN
cblr-14234	652	33	,	,	PUNCT
cblr-14234	652	34	unfairness	unfairness	NOUN
cblr-14234	652	35	,	,	PUNCT
cblr-14234	652	36	or	or	CCONJ
cblr-14234	652	37	deception	deception	NOUN
cblr-14234	652	38	.	.	PUNCT
cblr-14234	653	1	see	see	VERB
cblr-14234	653	2	,	,	PUNCT
cblr-14234	653	3	e.g.	e.g.	ADV
cblr-14234	653	4	,	,	PUNCT
cblr-14234	653	5	colo	colo	PROPN
cblr-14234	653	6	.	.	PUNCT
cblr-14234	654	1	rev	rev	PROPN
cblr-14234	654	2	.	.	PROPN
cblr-14234	654	3	stat	stat	PROPN
cblr-14234	654	4	.	.	PUNCT
cblr-14234	655	1	ann	ann	PROPN
cblr-14234	655	2	.	.	PUNCT
cblr-14234	656	1	§	§	PROPN
cblr-14234	656	2	6	6	NUM
cblr-14234	656	3	-	-	SYM
cblr-14234	656	4	1	1	NUM
cblr-14234	656	5	-	-	PUNCT
cblr-14234	656	6	105(m	105(m	NUM
cblr-14234	656	7	)	)	PUNCT
cblr-14234	656	8	;	;	PUNCT
cblr-14234	656	9	wainscott	wainscott	PROPN
cblr-14234	656	10	v.	v.	ADP
cblr-14234	656	11	centura	centura	PROPN
cblr-14234	656	12	health	health	PROPN
cblr-14234	656	13	corp	corp	PROPN
cblr-14234	656	14	.	.	PROPN
cblr-14234	656	15	,	,	PUNCT
cblr-14234	656	16	351	351	NUM
cblr-14234	656	17	p.3d	p.3d	ADP
cblr-14234	656	18	513	513	NUM
cblr-14234	656	19	,	,	PUNCT
cblr-14234	656	20	526–27	526–27	NUM
cblr-14234	656	21	;	;	PUNCT
cblr-14234	656	22	alaska	alaska	PROPN
cblr-14234	656	23	stat	stat	PROPN
cblr-14234	656	24	.	.	PUNCT
cblr-14234	657	1	ann	ann	PROPN
cblr-14234	657	2	.	.	PUNCT
cblr-14234	658	1	§	§	PROPN
cblr-14234	658	2	45.50.471(b)(13	45.50.471(b)(13	PROPN
cblr-14234	658	3	)	)	PUNCT
cblr-14234	658	4	;	;	PUNCT
cblr-14234	659	1	merdes	merde	NOUN
cblr-14234	659	2	&	&	CCONJ
cblr-14234	659	3	merdes	merde	NOUN
cblr-14234	659	4	,	,	PUNCT
cblr-14234	659	5	p.c	p.c	PROPN
cblr-14234	659	6	.	.	PROPN
cblr-14234	659	7	v.	v.	PROPN
cblr-14234	659	8	leisnoi	leisnoi	PROPN
cblr-14234	659	9	,	,	PUNCT
cblr-14234	659	10	inc	inc	PROPN
cblr-14234	659	11	.	.	PROPN
cblr-14234	659	12	,	,	PUNCT
cblr-14234	659	13	410	410	NUM
cblr-14234	659	14	p.3d	p.3d	NUM
cblr-14234	659	15	398	398	NUM
cblr-14234	659	16	,	,	PUNCT
cblr-14234	659	17	412	412	NUM
cblr-14234	659	18	(	(	PUNCT
cblr-14234	659	19	alaska	alaska	PROPN
cblr-14234	659	20	2017	2017	NUM
cblr-14234	659	21	)	)	PUNCT
cblr-14234	659	22	.	.	PUNCT
cblr-14234	660	1	see	see	VERB
cblr-14234	660	2	also	also	ADV
cblr-14234	660	3	15	15	NUM
cblr-14234	660	4	u.s.c.a	u.s.c.a	PROPN
cblr-14234	660	5	.	.	PUNCT
cblr-14234	661	1	§	§	PROPN
cblr-14234	661	2	45(a)(1	45(a)(1	NUM
cblr-14234	661	3	)	)	PUNCT
cblr-14234	661	4	,	,	PUNCT
cblr-14234	661	5	(	(	PUNCT
cblr-14234	661	6	a)(n	a)(n	NOUN
cblr-14234	661	7	)	)	PUNCT
cblr-14234	661	8	(	(	PUNCT
cblr-14234	661	9	prohibiting	prohibit	VERB
cblr-14234	661	10	“	"	PUNCT
cblr-14234	661	11	unfair	unfair	ADJ
cblr-14234	661	12	methods	method	NOUN
cblr-14234	661	13	of	of	ADP
cblr-14234	661	14	competition	competition	NOUN
cblr-14234	661	15	”	"	PUNCT
cblr-14234	661	16	if	if	SCONJ
cblr-14234	661	17	“	"	PUNCT
cblr-14234	661	18	the	the	DET
cblr-14234	661	19	act	act	NOUN
cblr-14234	661	20	or	or	CCONJ
cblr-14234	661	21	practice	practice	NOUN
cblr-14234	661	22	causes	cause	NOUN
cblr-14234	661	23	or	or	CCONJ
cblr-14234	661	24	is	be	AUX
cblr-14234	661	25	likely	likely	ADJ
cblr-14234	661	26	to	to	PART
cblr-14234	661	27	cause	cause	VERB
cblr-14234	661	28	substantial	substantial	ADJ
cblr-14234	661	29	injury	injury	NOUN
cblr-14234	661	30	to	to	ADP
cblr-14234	661	31	consumers	consumer	NOUN
cblr-14234	661	32	which	which	PRON
cblr-14234	661	33	is	be	AUX
cblr-14234	661	34	not	not	PART
cblr-14234	661	35	reasonably	reasonably	ADV
cblr-14234	661	36	avoidable	avoidable	ADJ
cblr-14234	661	37	by	by	ADP
cblr-14234	661	38	consumers	consumer	NOUN
cblr-14234	661	39	themselves	themselves	PRON
cblr-14234	661	40	and	and	CCONJ
cblr-14234	661	41	not	not	PART
cblr-14234	661	42	outweighed	outweigh	VERB
cblr-14234	661	43	by	by	ADP
cblr-14234	661	44	countervailing	countervail	VERB
cblr-14234	661	45	benefits	benefit	NOUN
cblr-14234	661	46	to	to	ADP
cblr-14234	661	47	consumers	consumer	NOUN
cblr-14234	661	48	or	or	CCONJ
cblr-14234	661	49	to	to	ADP
cblr-14234	661	50	competition	competition	NOUN
cblr-14234	661	51	.	.	PUNCT
cblr-14234	662	1	in	in	ADP
cblr-14234	662	2	determining	determine	VERB
cblr-14234	662	3	whether	whether	SCONJ
cblr-14234	662	4	an	an	DET
cblr-14234	662	5	act	act	NOUN
cblr-14234	662	6	or	or	CCONJ
cblr-14234	662	7	practice	practice	NOUN
cblr-14234	662	8	is	be	AUX
cblr-14234	662	9	unfair	unfair	ADJ
cblr-14234	662	10	,	,	PUNCT
cblr-14234	662	11	the	the	DET
cblr-14234	662	12	commission	commission	NOUN
cblr-14234	662	13	may	may	AUX
cblr-14234	662	14	consider	consider	VERB
cblr-14234	662	15	established	establish	VERB
cblr-14234	662	16	public	public	ADJ
cblr-14234	662	17	policies	policy	NOUN
cblr-14234	662	18	as	as	ADP
cblr-14234	662	19	evidence	evidence	NOUN
cblr-14234	662	20	to	to	PART
cblr-14234	662	21	be	be	AUX
cblr-14234	662	22	considered	consider	VERB
cblr-14234	662	23	with	with	ADP
cblr-14234	662	24	all	all	DET
cblr-14234	662	25	other	other	ADJ
cblr-14234	662	26	evidence	evidence	NOUN
cblr-14234	662	27	.	.	PUNCT
cblr-14234	662	28	”	"	PUNCT
cblr-14234	662	29	)	)	PUNCT
cblr-14234	662	30	;	;	PUNCT
cblr-14234	662	31	luguri	luguri	PROPN
cblr-14234	662	32	&	&	CCONJ
cblr-14234	662	33	strahilevitz	strahilevitz	PROPN
cblr-14234	662	34	,	,	PUNCT
cblr-14234	662	35	supra	supra	PROPN
cblr-14234	662	36	note	note	NOUN
cblr-14234	662	37	71	71	NUM
cblr-14234	662	38	,	,	PUNCT
cblr-14234	662	39	at	at	ADP
cblr-14234	662	40	89–90	89–90	NUM
cblr-14234	662	41	(	(	PUNCT
cblr-14234	662	42	identifying	identify	VERB
cblr-14234	662	43	potential	potential	ADJ
cblr-14234	662	44	difficulties	difficulty	NOUN
cblr-14234	662	45	proving	prove	VERB
cblr-14234	662	46	unavoidable	unavoidable	ADJ
cblr-14234	662	47	entry	entry	NOUN
cblr-14234	662	48	into	into	ADP
cblr-14234	662	49	a	a	DET
cblr-14234	662	50	contract	contract	NOUN
cblr-14234	662	51	when	when	SCONJ
cblr-14234	662	52	companies	company	NOUN
cblr-14234	662	53	use	use	VERB
cblr-14234	662	54	mild	mild	ADJ
cblr-14234	662	55	dark	dark	ADJ
cblr-14234	662	56	patterns	pattern	NOUN
cblr-14234	662	57	)	)	PUNCT
cblr-14234	662	58	.	.	PUNCT
cblr-14234	663	1	498	498	NUM
cblr-14234	663	2	columbia	columbia	PROPN
cblr-14234	663	3	business	business	NOUN
cblr-14234	663	4	law	law	PROPN
cblr-14234	663	5	review	review	NOUN
cblr-14234	663	6	[	[	X
cblr-14234	663	7	vol	vol	NOUN
cblr-14234	663	8	.	.	NOUN
cblr-14234	663	9	2024	2024	NUM
cblr-14234	663	10	in	in	ADP
cblr-14234	663	11	sum	sum	NOUN
cblr-14234	663	12	,	,	PUNCT
cblr-14234	663	13	plain	plain	ADJ
cblr-14234	663	14	language	language	NOUN
cblr-14234	663	15	laws	law	NOUN
cblr-14234	663	16	cover	cover	VERB
cblr-14234	663	17	only	only	ADV
cblr-14234	663	18	a	a	DET
cblr-14234	663	19	subset	subset	NOUN
cblr-14234	663	20	of	of	ADP
cblr-14234	663	21	consumer	consumer	NOUN
cblr-14234	663	22	contracts	contract	NOUN
cblr-14234	663	23	;	;	PUNCT
cblr-14234	663	24	little	little	ADJ
cblr-14234	663	25	evidence	evidence	NOUN
cblr-14234	663	26	suggests	suggest	VERB
cblr-14234	663	27	drafters	drafter	NOUN
cblr-14234	663	28	comply	comply	ADV
cblr-14234	663	29	with	with	ADP
cblr-14234	663	30	plain	plain	ADJ
cblr-14234	663	31	language	language	NOUN
cblr-14234	663	32	laws	law	NOUN
cblr-14234	663	33	;	;	PUNCT
cblr-14234	663	34	and	and	CCONJ
cblr-14234	663	35	even	even	ADV
cblr-14234	663	36	if	if	SCONJ
cblr-14234	663	37	they	they	PRON
cblr-14234	663	38	did	do	VERB
cblr-14234	663	39	,	,	PUNCT
cblr-14234	663	40	compliance	compliance	NOUN
cblr-14234	663	41	might	might	AUX
cblr-14234	663	42	not	not	PART
cblr-14234	663	43	yield	yield	VERB
cblr-14234	663	44	contracts	contract	NOUN
cblr-14234	663	45	that	that	PRON
cblr-14234	663	46	consumers	consumer	NOUN
cblr-14234	663	47	find	find	VERB
cblr-14234	663	48	understandable	understandable	ADJ
cblr-14234	663	49	.	.	PUNCT
cblr-14234	664	1	b.	b.	PROPN
cblr-14234	664	2	common	common	ADJ
cblr-14234	664	3	law	law	NOUN
cblr-14234	664	4	solutions	solution	NOUN
cblr-14234	664	5	courts	court	NOUN
cblr-14234	664	6	too	too	ADV
cblr-14234	664	7	have	have	AUX
cblr-14234	664	8	tried	try	VERB
cblr-14234	664	9	to	to	PART
cblr-14234	664	10	make	make	VERB
cblr-14234	664	11	consumer	consumer	NOUN
cblr-14234	664	12	understanding	understanding	NOUN
cblr-14234	664	13	relevant	relevant	ADJ
cblr-14234	664	14	to	to	PART
cblr-14234	664	15	contract	contract	NOUN
cblr-14234	664	16	law	law	NOUN
cblr-14234	664	17	.	.	PUNCT
cblr-14234	665	1	the	the	DET
cblr-14234	665	2	most	most	ADV
cblr-14234	665	3	common	common	ADJ
cblr-14234	665	4	method	method	NOUN
cblr-14234	665	5	is	be	AUX
cblr-14234	665	6	the	the	DET
cblr-14234	665	7	same	same	ADJ
cblr-14234	665	8	employed	employ	VERB
cblr-14234	665	9	by	by	ADP
cblr-14234	665	10	legislators	legislator	NOUN
cblr-14234	665	11	and	and	CCONJ
cblr-14234	665	12	regulators	regulator	NOUN
cblr-14234	665	13	:	:	PUNCT
cblr-14234	665	14	plain	plain	ADJ
cblr-14234	665	15	language	language	NOUN
cblr-14234	665	16	.	.	PUNCT
cblr-14234	666	1	but	but	CCONJ
cblr-14234	666	2	how	how	SCONJ
cblr-14234	666	3	courts	court	NOUN
cblr-14234	666	4	deploy	deploy	VERB
cblr-14234	666	5	this	this	DET
cblr-14234	666	6	method	method	NOUN
cblr-14234	666	7	varies	vary	VERB
cblr-14234	666	8	.	.	PUNCT
cblr-14234	667	1	1	1	X
cblr-14234	667	2	.	.	X
cblr-14234	667	3	court	court	NOUN
cblr-14234	667	4	-	-	PUNCT
cblr-14234	667	5	infused	infuse	VERB
cblr-14234	667	6	plain	plain	ADJ
cblr-14234	667	7	language	language	NOUN
cblr-14234	667	8	requirements	requirement	NOUN
cblr-14234	667	9	some	some	DET
cblr-14234	667	10	courts	court	NOUN
cblr-14234	667	11	import	import	VERB
cblr-14234	667	12	plain	plain	ADJ
cblr-14234	667	13	language	language	NOUN
cblr-14234	667	14	as	as	ADP
cblr-14234	667	15	a	a	DET
cblr-14234	667	16	prerequisite	prerequisite	NOUN
cblr-14234	667	17	to	to	ADP
cblr-14234	667	18	or	or	CCONJ
cblr-14234	667	19	factor	factor	NOUN
cblr-14234	667	20	in	in	ADP
cblr-14234	667	21	manifestation	manifestation	NOUN
cblr-14234	667	22	of	of	ADP
cblr-14234	667	23	assent	assent	NOUN
cblr-14234	667	24	.	.	PUNCT
cblr-14234	668	1	for	for	ADP
cblr-14234	668	2	example	example	NOUN
cblr-14234	668	3	,	,	PUNCT
cblr-14234	668	4	in	in	ADP
cblr-14234	668	5	atalese	atalese	ADJ
cblr-14234	668	6	the	the	DET
cblr-14234	668	7	new	new	PROPN
cblr-14234	668	8	jersey	jersey	PROPN
cblr-14234	668	9	supreme	supreme	PROPN
cblr-14234	668	10	court	court	PROPN
cblr-14234	668	11	declared	declare	VERB
cblr-14234	668	12	an	an	DET
cblr-14234	668	13	arbitration	arbitration	NOUN
cblr-14234	668	14	agreement	agreement	NOUN
cblr-14234	668	15	unenforceable	unenforceable	ADJ
cblr-14234	668	16	in	in	ADP
cblr-14234	668	17	part	part	NOUN
cblr-14234	668	18	because	because	SCONJ
cblr-14234	668	19	it	it	PRON
cblr-14234	668	20	did	do	AUX
cblr-14234	668	21	not	not	PART
cblr-14234	668	22	use	use	VERB
cblr-14234	668	23	plain	plain	ADJ
cblr-14234	668	24	language	language	NOUN
cblr-14234	668	25	and	and	CCONJ
cblr-14234	668	26	therefore	therefore	ADV
cblr-14234	668	27	lacked	lack	VERB
cblr-14234	668	28	mutual	mutual	ADJ
cblr-14234	668	29	assent.155	assent.155	DET
cblr-14234	668	30	“	"	PUNCT
cblr-14234	668	31	arbitration	arbitration	NOUN
cblr-14234	668	32	clauses	clause	NOUN
cblr-14234	668	33	—	—	PUNCT
cblr-14234	668	34	and	and	CCONJ
cblr-14234	668	35	other	other	ADJ
cblr-14234	668	36	contractual	contractual	ADJ
cblr-14234	668	37	clauses	clause	NOUN
cblr-14234	668	38	—	—	PUNCT
cblr-14234	668	39	will	will	AUX
cblr-14234	668	40	pass	pass	VERB
cblr-14234	668	41	muster	muster	NOUN
cblr-14234	668	42	when	when	SCONJ
cblr-14234	668	43	phrased	phrase	VERB
cblr-14234	668	44	in	in	ADP
cblr-14234	668	45	plain	plain	ADJ
cblr-14234	668	46	language	language	NOUN
cblr-14234	668	47	that	that	PRON
cblr-14234	668	48	is	be	AUX
cblr-14234	668	49	understandable	understandable	ADJ
cblr-14234	668	50	to	to	ADP
cblr-14234	668	51	the	the	DET
cblr-14234	668	52	reasonable	reasonable	ADJ
cblr-14234	668	53	consumer	consumer	NOUN
cblr-14234	668	54	.	.	PUNCT
cblr-14234	668	55	”156	”156	NOUN
cblr-14234	668	56	five	five	NUM
cblr-14234	668	57	years	year	NOUN
cblr-14234	668	58	later	later	ADV
cblr-14234	668	59	,	,	PUNCT
cblr-14234	668	60	the	the	DET
cblr-14234	668	61	court	court	NOUN
cblr-14234	668	62	again	again	ADV
cblr-14234	668	63	struck	strike	VERB
cblr-14234	668	64	down	down	ADP
cblr-14234	668	65	an	an	DET
cblr-14234	668	66	arbitration	arbitration	NOUN
cblr-14234	668	67	agreement	agreement	NOUN
cblr-14234	668	68	for	for	ADP
cblr-14234	668	69	not	not	PART
cblr-14234	668	70	using	use	VERB
cblr-14234	668	71	plain	plain	ADJ
cblr-14234	668	72	language	language	NOUN
cblr-14234	668	73	because	because	SCONJ
cblr-14234	668	74	“	"	PUNCT
cblr-14234	668	75	it	it	PRON
cblr-14234	668	76	can	can	AUX
cblr-14234	668	77	not	not	PART
cblr-14234	668	78	fairly	fairly	ADV
cblr-14234	668	79	be	be	AUX
cblr-14234	668	80	ascertained	ascertain	VERB
cblr-14234	668	81	from	from	ADP
cblr-14234	668	82	the	the	DET
cblr-14234	668	83	155	155	NUM
cblr-14234	668	84	atalese	atalese	NOUN
cblr-14234	668	85	v.	v.	ADP
cblr-14234	668	86	u.s	u.s	PROPN
cblr-14234	668	87	.	.	PROPN
cblr-14234	668	88	legal	legal	ADJ
cblr-14234	668	89	servs	servs	NOUN
cblr-14234	668	90	.	.	PUNCT
cblr-14234	669	1	grp	grp	PROPN
cblr-14234	669	2	.	.	PROPN
cblr-14234	669	3	,	,	PUNCT
cblr-14234	669	4	l.p	l.p	PROPN
cblr-14234	669	5	.	.	PROPN
cblr-14234	669	6	,	,	PUNCT
cblr-14234	669	7	219	219	NUM
cblr-14234	669	8	n.j	n.j	PROPN
cblr-14234	669	9	.	.	PROPN
cblr-14234	669	10	430	430	NUM
cblr-14234	669	11	,	,	PUNCT
cblr-14234	669	12	448	448	NUM
cblr-14234	669	13	,	,	PUNCT
cblr-14234	669	14	99	99	NUM
cblr-14234	669	15	a.3d	a.3d	SYM
cblr-14234	669	16	306	306	NUM
cblr-14234	669	17	,	,	PUNCT
cblr-14234	669	18	316	316	NUM
cblr-14234	669	19	(	(	PUNCT
cblr-14234	669	20	2014	2014	NUM
cblr-14234	669	21	)	)	PUNCT
cblr-14234	669	22	.	.	PUNCT
cblr-14234	670	1	156	156	NUM
cblr-14234	671	1	i	i	PRON
cblr-14234	671	2	d.	d.	VERB
cblr-14234	671	3	at	at	ADP
cblr-14234	671	4	314	314	NUM
cblr-14234	671	5	.	.	PUNCT
cblr-14234	672	1	see	see	AUX
cblr-14234	672	2	also	also	ADV
cblr-14234	672	3	sanchez	sanchez	PROPN
cblr-14234	672	4	v.	v.	ADP
cblr-14234	672	5	brown	brown	PROPN
cblr-14234	672	6	auto	auto	PROPN
cblr-14234	672	7	.	.	PROPN
cblr-14234	672	8	,	,	PUNCT
cblr-14234	672	9	inc	inc	PROPN
cblr-14234	672	10	.	.	PROPN
cblr-14234	672	11	,	,	PUNCT
cblr-14234	672	12	no	no	INTJ
cblr-14234	672	13	.	.	PUNCT
cblr-14234	673	1	b306713	b306713	ADP
cblr-14234	673	2	,	,	PUNCT
cblr-14234	673	3	2021	2021	NUM
cblr-14234	673	4	wl	wl	SYM
cblr-14234	673	5	1608575	1608575	NUM
cblr-14234	673	6	,	,	PUNCT
cblr-14234	673	7	at	at	ADP
cblr-14234	673	8	*	*	NUM
cblr-14234	673	9	7	7	NUM
cblr-14234	673	10	(	(	PUNCT
cblr-14234	673	11	cal	cal	ADJ
cblr-14234	673	12	.	.	PUNCT
cblr-14234	674	1	ct	ct	PROPN
cblr-14234	674	2	.	.	PUNCT
cblr-14234	675	1	app	app	PROPN
cblr-14234	675	2	.	.	PUNCT
cblr-14234	676	1	apr	apr	PROPN
cblr-14234	676	2	.	.	PROPN
cblr-14234	676	3	26	26	NUM
cblr-14234	676	4	,	,	PUNCT
cblr-14234	676	5	2021	2021	NUM
cblr-14234	676	6	)	)	PUNCT
cblr-14234	676	7	(	(	PUNCT
cblr-14234	676	8	arbitration	arbitration	NOUN
cblr-14234	676	9	clauses	clause	NOUN
cblr-14234	676	10	did	do	AUX
cblr-14234	676	11	not	not	PART
cblr-14234	676	12	use	use	VERB
cblr-14234	676	13	plain	plain	ADJ
cblr-14234	676	14	language	language	NOUN
cblr-14234	676	15	)	)	PUNCT
cblr-14234	676	16	;	;	PUNCT
cblr-14234	677	1	oto	oto	NOUN
cblr-14234	677	2	,	,	PUNCT
cblr-14234	677	3	l.l.c	l.l.c	NOUN
cblr-14234	677	4	.	.	PUNCT
cblr-14234	678	1	v.	v.	PROPN
cblr-14234	678	2	kho	kho	PROPN
cblr-14234	678	3	,	,	PUNCT
cblr-14234	678	4	447	447	NUM
cblr-14234	678	5	p.3d	p.3d	NUM
cblr-14234	678	6	680	680	NUM
cblr-14234	678	7	,	,	PUNCT
cblr-14234	678	8	691–92	691–92	PROPN
cblr-14234	678	9	(	(	PUNCT
cblr-14234	678	10	cal	cal	ADJ
cblr-14234	678	11	.	.	PUNCT
cblr-14234	678	12	2019	2019	NUM
cblr-14234	678	13	)	)	PUNCT
cblr-14234	678	14	(	(	PUNCT
cblr-14234	678	15	arbitration	arbitration	NOUN
cblr-14234	678	16	agreement	agreement	NOUN
cblr-14234	678	17	was	be	AUX
cblr-14234	678	18	a	a	DET
cblr-14234	678	19	“	"	PUNCT
cblr-14234	678	20	paragon	paragon	NOUN
cblr-14234	678	21	of	of	ADP
cblr-14234	678	22	prolixity	prolixity	NOUN
cblr-14234	678	23	.	.	PUNCT
cblr-14234	678	24	.	.	PUNCT
cblr-14234	678	25	.	.	PUNCT
cblr-14234	678	26	.	.	PUNCT
cblr-14234	679	1	the	the	DET
cblr-14234	679	2	single	single	ADJ
cblr-14234	679	3	dense	dense	ADJ
cblr-14234	679	4	paragraph	paragraph	NOUN
cblr-14234	679	5	covering	covering	NOUN
cblr-14234	679	6	arbitration	arbitration	NOUN
cblr-14234	679	7	requires	require	VERB
cblr-14234	679	8	51	51	NUM
cblr-14234	679	9	lines	line	NOUN
cblr-14234	679	10	.	.	PUNCT
cblr-14234	679	11	.	.	PUNCT
cblr-14234	679	12	.	.	PUNCT
cblr-14234	679	13	.	.	PUNCT
cblr-14234	679	14	.	.	PUNCT
cblr-14234	680	1	the	the	DET
cblr-14234	680	2	sentences	sentence	NOUN
cblr-14234	680	3	are	be	AUX
cblr-14234	680	4	complex	complex	ADJ
cblr-14234	680	5	,	,	PUNCT
cblr-14234	680	6	filled	fill	VERB
cblr-14234	680	7	with	with	ADP
cblr-14234	680	8	statutory	statutory	ADJ
cblr-14234	680	9	references	reference	NOUN
cblr-14234	680	10	and	and	CCONJ
cblr-14234	680	11	legal	legal	ADJ
cblr-14234	680	12	jargon	jargon	NOUN
cblr-14234	680	13	.	.	PUNCT
cblr-14234	681	1	the	the	DET
cblr-14234	681	2	second	second	ADJ
cblr-14234	681	3	sentence	sentence	NOUN
cblr-14234	681	4	alone	alone	ADV
cblr-14234	681	5	is	be	AUX
cblr-14234	681	6	12	12	NUM
cblr-14234	681	7	lines	line	NOUN
cblr-14234	681	8	long	long	ADJ
cblr-14234	681	9	”	"	PUNCT
cblr-14234	681	10	and	and	CCONJ
cblr-14234	681	11	the	the	DET
cblr-14234	681	12	paragraph	paragraph	NOUN
cblr-14234	681	13	cross	cross	ADJ
cblr-14234	681	14	-	-	ADJ
cblr-14234	681	15	referenced	referenced	ADJ
cblr-14234	681	16	multiple	multiple	ADJ
cblr-14234	681	17	federal	federal	ADJ
cblr-14234	681	18	and	and	CCONJ
cblr-14234	681	19	state	state	NOUN
cblr-14234	681	20	laws	law	NOUN
cblr-14234	681	21	)	)	PUNCT
cblr-14234	681	22	;	;	PUNCT
cblr-14234	681	23	woods	wood	NOUN
cblr-14234	681	24	v.	v.	ADP
cblr-14234	681	25	jfk	jfk	PROPN
cblr-14234	681	26	mem'l	mem'l	PROPN
cblr-14234	681	27	hosp	hosp	PROPN
cblr-14234	681	28	.	.	PUNCT
cblr-14234	681	29	,	,	PUNCT
cblr-14234	681	30	inc	inc	PROPN
cblr-14234	681	31	.	.	PROPN
cblr-14234	681	32	,	,	PUNCT
cblr-14234	681	33	no	no	INTJ
cblr-14234	681	34	.	.	PUNCT
cblr-14234	682	1	g050286	g050286	NOUN
cblr-14234	682	2	,	,	PUNCT
cblr-14234	682	3	2014	2014	NUM
cblr-14234	682	4	wl	wl	NOUN
cblr-14234	682	5	5475231	5475231	NUM
cblr-14234	682	6	,	,	PUNCT
cblr-14234	682	7	at	at	ADP
cblr-14234	682	8	*	*	PROPN
cblr-14234	682	9	7–8	7–8	NUM
cblr-14234	682	10	(	(	PUNCT
cblr-14234	682	11	cal	cal	PROPN
cblr-14234	682	12	.	.	PUNCT
cblr-14234	683	1	ct	ct	PROPN
cblr-14234	683	2	.	.	PUNCT
cblr-14234	684	1	app	app	PROPN
cblr-14234	684	2	.	.	PUNCT
cblr-14234	684	3	oct	oct	PROPN
cblr-14234	684	4	.	.	PROPN
cblr-14234	684	5	30	30	NUM
cblr-14234	684	6	,	,	PUNCT
cblr-14234	684	7	2014	2014	NUM
cblr-14234	684	8	)	)	PUNCT
cblr-14234	684	9	(	(	PUNCT
cblr-14234	684	10	“	"	PUNCT
cblr-14234	684	11	we	we	PRON
cblr-14234	684	12	are	be	AUX
cblr-14234	684	13	,	,	PUNCT
cblr-14234	684	14	frankly	frankly	ADV
cblr-14234	684	15	,	,	PUNCT
cblr-14234	684	16	perplexed	perplex	VERB
cblr-14234	684	17	that	that	SCONJ
cblr-14234	684	18	we	we	PRON
cblr-14234	684	19	continue	continue	VERB
cblr-14234	684	20	to	to	PART
cblr-14234	684	21	see	see	VERB
cblr-14234	684	22	arbitration	arbitration	NOUN
cblr-14234	684	23	agreements	agreement	NOUN
cblr-14234	684	24	such	such	ADJ
cblr-14234	684	25	as	as	ADP
cblr-14234	684	26	this	this	DET
cblr-14234	684	27	one	one	NUM
cblr-14234	684	28	.	.	PUNCT
cblr-14234	684	29	.	.	PUNCT
cblr-14234	684	30	.	.	PUNCT
cblr-14234	685	1	.	.	PUNCT
cblr-14234	686	1	employers	employer	NOUN
cblr-14234	686	2	should	should	AUX
cblr-14234	686	3	be	be	AUX
cblr-14234	686	4	well	well	ADV
cblr-14234	686	5	aware	aware	ADJ
cblr-14234	686	6	by	by	ADP
cblr-14234	686	7	now	now	ADV
cblr-14234	686	8	that	that	PRON
cblr-14234	686	9	to	to	PART
cblr-14234	686	10	insulate	insulate	VERB
cblr-14234	686	11	their	their	PRON
cblr-14234	686	12	agreements	agreement	NOUN
cblr-14234	686	13	from	from	ADP
cblr-14234	686	14	unconscionability	unconscionability	NOUN
cblr-14234	686	15	claims	claim	NOUN
cblr-14234	686	16	,	,	PUNCT
cblr-14234	686	17	particularly	particularly	ADV
cblr-14234	686	18	when	when	SCONJ
cblr-14234	686	19	they	they	PRON
cblr-14234	686	20	are	be	AUX
cblr-14234	686	21	adhesive	adhesive	ADJ
cblr-14234	686	22	contracts	contract	NOUN
cblr-14234	686	23	,	,	PUNCT
cblr-14234	686	24	there	there	PRON
cblr-14234	686	25	is	be	VERB
cblr-14234	686	26	a	a	DET
cblr-14234	686	27	simple	simple	ADJ
cblr-14234	686	28	list	list	NOUN
cblr-14234	686	29	of	of	ADP
cblr-14234	686	30	do	do	PROPN
cblr-14234	686	31	’s	’	NOUN
cblr-14234	686	32	and	and	CCONJ
cblr-14234	686	33	don’ts	don’ts	NOUN
cblr-14234	686	34	.	.	PUNCT
cblr-14234	686	35	”	"	PUNCT
cblr-14234	686	36	)	)	PUNCT
cblr-14234	686	37	.	.	PUNCT
cblr-14234	687	1	no	no	INTJ
cblr-14234	687	2	.	.	NOUN
cblr-14234	688	1	2	2	NUM
cblr-14234	688	2	]	]	PUNCT
cblr-14234	688	3	the	the	DET
cblr-14234	688	4	duty	duty	NOUN
cblr-14234	688	5	to	to	PART
cblr-14234	688	6	make	make	VERB
cblr-14234	688	7	contracts	contract	NOUN
cblr-14234	688	8	understandable	understandable	ADJ
cblr-14234	688	9	499	499	NUM
cblr-14234	688	10	contract	contract	NOUN
cblr-14234	688	11	’s	’s	PART
cblr-14234	688	12	language	language	NOUN
cblr-14234	688	13	that	that	PRON
cblr-14234	688	14	she	she	PRON
cblr-14234	688	15	knowingly	knowingly	ADV
cblr-14234	688	16	assented	assent	VERB
cblr-14234	688	17	to	to	ADP
cblr-14234	688	18	the	the	DET
cblr-14234	688	19	provision	provision	NOUN
cblr-14234	688	20	’s	’s	PART
cblr-14234	688	21	terms	term	NOUN
cblr-14234	688	22	or	or	CCONJ
cblr-14234	688	23	knew	know	VERB
cblr-14234	688	24	that	that	DET
cblr-14234	688	25	arbitration	arbitration	NOUN
cblr-14234	688	26	was	be	AUX
cblr-14234	688	27	the	the	DET
cblr-14234	688	28	exclusive	exclusive	ADJ
cblr-14234	688	29	forum	forum	NOUN
cblr-14234	688	30	for	for	ADP
cblr-14234	688	31	dispute	dispute	NOUN
cblr-14234	688	32	resolution	resolution	NOUN
cblr-14234	688	33	.	.	PUNCT
cblr-14234	689	1	”157	”157	NOUN
cblr-14234	689	2	other	other	ADJ
cblr-14234	689	3	courts	court	NOUN
cblr-14234	689	4	have	have	AUX
cblr-14234	689	5	found	find	VERB
cblr-14234	689	6	mutual	mutual	ADJ
cblr-14234	689	7	assent	assent	NOUN
cblr-14234	689	8	present	present	ADJ
cblr-14234	689	9	when	when	SCONJ
cblr-14234	689	10	a	a	DET
cblr-14234	689	11	contract	contract	NOUN
cblr-14234	689	12	uses	use	VERB
cblr-14234	689	13	plain	plain	ADJ
cblr-14234	689	14	language.158	language.158	NOUN
cblr-14234	689	15	other	other	ADJ
cblr-14234	689	16	courts	court	NOUN
cblr-14234	689	17	consider	consider	VERB
cblr-14234	689	18	plain	plain	ADJ
cblr-14234	689	19	language	language	NOUN
cblr-14234	689	20	when	when	SCONJ
cblr-14234	689	21	determining	determine	VERB
cblr-14234	689	22	if	if	SCONJ
cblr-14234	689	23	contractual	contractual	ADJ
cblr-14234	689	24	waivers	waiver	NOUN
cblr-14234	689	25	were	be	AUX
cblr-14234	689	26	made	make	VERB
cblr-14234	689	27	voluntarily	voluntarily	ADV
cblr-14234	689	28	and	and	CCONJ
cblr-14234	689	29	knowingly.159	knowingly.159	PROPN
cblr-14234	689	30	for	for	ADP
cblr-14234	689	31	example	example	NOUN
cblr-14234	689	32	,	,	PUNCT
cblr-14234	689	33	when	when	SCONJ
cblr-14234	689	34	considering	consider	VERB
cblr-14234	689	35	a	a	DET
cblr-14234	689	36	multi	multi	ADJ
cblr-14234	689	37	-	-	ADJ
cblr-14234	689	38	factor	factor	NOUN
cblr-14234	689	39	test	test	NOUN
cblr-14234	689	40	to	to	PART
cblr-14234	689	41	determine	determine	VERB
cblr-14234	689	42	if	if	SCONJ
cblr-14234	689	43	a	a	DET
cblr-14234	689	44	waiver	waiver	NOUN
cblr-14234	689	45	of	of	ADP
cblr-14234	689	46	erisa	erisa	NOUN
cblr-14234	689	47	pension	pension	NOUN
cblr-14234	689	48	benefits	benefit	NOUN
cblr-14234	689	49	was	be	AUX
cblr-14234	689	50	made	make	VERB
cblr-14234	689	51	voluntarily	voluntarily	ADV
cblr-14234	689	52	and	and	CCONJ
cblr-14234	689	53	knowingly	knowingly	ADV
cblr-14234	689	54	,	,	PUNCT
cblr-14234	689	55	a	a	DET
cblr-14234	689	56	federal	federal	ADJ
cblr-14234	689	57	trial	trial	NOUN
cblr-14234	689	58	court	court	NOUN
cblr-14234	689	59	found	find	VERB
cblr-14234	689	60	the	the	DET
cblr-14234	689	61	waiver	waiver	NOUN
cblr-14234	689	62	was	be	AUX
cblr-14234	689	63	clear	clear	ADJ
cblr-14234	689	64	in	in	ADP
cblr-14234	689	65	part	part	NOUN
cblr-14234	689	66	because	because	SCONJ
cblr-14234	689	67	it	it	PRON
cblr-14234	689	68	used	use	VERB
cblr-14234	689	69	plain	plain	ADJ
cblr-14234	689	70	language.160	language.160	PROPN
cblr-14234	689	71	another	another	DET
cblr-14234	689	72	federal	federal	ADJ
cblr-14234	689	73	court	court	NOUN
cblr-14234	689	74	upheld	uphold	VERB
cblr-14234	689	75	a	a	DET
cblr-14234	689	76	jury	jury	NOUN
cblr-14234	689	77	trial	trial	NOUN
cblr-14234	689	78	waiver	waiver	NOUN
cblr-14234	689	79	in	in	ADP
cblr-14234	689	80	part	part	NOUN
cblr-14234	689	81	because	because	SCONJ
cblr-14234	689	82	its	its	PRON
cblr-14234	689	83	use	use	NOUN
cblr-14234	689	84	of	of	ADP
cblr-14234	689	85	plain	plain	ADJ
cblr-14234	689	86	language	language	NOUN
cblr-14234	689	87	made	make	VERB
cblr-14234	689	88	it	it	PRON
cblr-14234	689	89	understandable	understandable	ADJ
cblr-14234	689	90	to	to	ADP
cblr-14234	689	91	a	a	DET
cblr-14234	689	92	high	high	ADJ
cblr-14234	689	93	school	school	NOUN
cblr-14234	689	94	graduate.161	graduate.161	VERB
cblr-14234	689	95	when	when	SCONJ
cblr-14234	689	96	describing	describe	VERB
cblr-14234	689	97	what	what	PRON
cblr-14234	689	98	kind	kind	NOUN
cblr-14234	689	99	of	of	ADP
cblr-14234	689	100	“	"	PUNCT
cblr-14234	689	101	unmistakable	unmistakable	ADJ
cblr-14234	689	102	language	language	NOUN
cblr-14234	689	103	”	"	PUNCT
cblr-14234	689	104	is	be	AUX
cblr-14234	689	105	needed	need	VERB
cblr-14234	689	106	to	to	PART
cblr-14234	689	107	enforce	enforce	VERB
cblr-14234	689	108	a	a	DET
cblr-14234	689	109	clause	clause	NOUN
cblr-14234	689	110	that	that	PRON
cblr-14234	689	111	exempts	exempt	VERB
cblr-14234	689	112	a	a	DET
cblr-14234	689	113	party	party	NOUN
cblr-14234	689	114	from	from	ADP
cblr-14234	689	115	negligent	negligent	ADJ
cblr-14234	689	116	acts	act	NOUN
cblr-14234	689	117	,	,	PUNCT
cblr-14234	689	118	the	the	DET
cblr-14234	689	119	new	new	PROPN
cblr-14234	689	120	york	york	PROPN
cblr-14234	689	121	court	court	PROPN
cblr-14234	689	122	of	of	ADP
cblr-14234	689	123	157	157	NUM
cblr-14234	689	124	kernahan	kernahan	NOUN
cblr-14234	689	125	v.	v.	ADP
cblr-14234	689	126	home	home	NOUN
cblr-14234	689	127	warranty	warranty	NOUN
cblr-14234	689	128	adm'r	adm'r	ADP
cblr-14234	689	129	of	of	ADP
cblr-14234	689	130	fla	fla	PROPN
cblr-14234	689	131	.	.	PROPN
cblr-14234	689	132	,	,	PUNCT
cblr-14234	689	133	inc	inc	PROPN
cblr-14234	689	134	.	.	PROPN
cblr-14234	689	135	,	,	PUNCT
cblr-14234	689	136	199	199	NUM
cblr-14234	689	137	a.3d	a.3d	SYM
cblr-14234	689	138	766	766	NUM
cblr-14234	689	139	,	,	PUNCT
cblr-14234	689	140	778	778	NUM
cblr-14234	689	141	–	–	PUNCT
cblr-14234	689	142	80	80	NUM
cblr-14234	689	143	(	(	PUNCT
cblr-14234	689	144	2019	2019	NUM
cblr-14234	689	145	)	)	PUNCT
cblr-14234	689	146	.	.	PUNCT
cblr-14234	690	1	whether	whether	SCONJ
cblr-14234	690	2	the	the	DET
cblr-14234	690	3	holding	holding	NOUN
cblr-14234	690	4	would	would	AUX
cblr-14234	690	5	survive	survive	VERB
cblr-14234	690	6	a	a	DET
cblr-14234	690	7	challenge	challenge	NOUN
cblr-14234	690	8	under	under	ADP
cblr-14234	690	9	the	the	DET
cblr-14234	690	10	supremacy	supremacy	NOUN
cblr-14234	690	11	clause	clause	NOUN
cblr-14234	690	12	and	and	CCONJ
cblr-14234	690	13	the	the	DET
cblr-14234	690	14	federal	federal	ADJ
cblr-14234	690	15	arbitration	arbitration	NOUN
cblr-14234	690	16	act	act	NOUN
cblr-14234	690	17	is	be	AUX
cblr-14234	690	18	beyond	beyond	ADP
cblr-14234	690	19	the	the	DET
cblr-14234	690	20	scope	scope	NOUN
cblr-14234	690	21	of	of	ADP
cblr-14234	690	22	this	this	DET
cblr-14234	690	23	article	article	NOUN
cblr-14234	690	24	but	but	CCONJ
cblr-14234	690	25	a	a	DET
cblr-14234	690	26	question	question	NOUN
cblr-14234	690	27	of	of	ADP
cblr-14234	690	28	worthy	worthy	ADJ
cblr-14234	690	29	scholarly	scholarly	ADJ
cblr-14234	690	30	inquiry	inquiry	NOUN
cblr-14234	690	31	.	.	PUNCT
cblr-14234	691	1	158	158	NUM
cblr-14234	691	2	see	see	VERB
cblr-14234	691	3	,	,	PUNCT
cblr-14234	691	4	e.g.	e.g.	ADV
cblr-14234	691	5	,	,	PUNCT
cblr-14234	691	6	gabriel	gabriel	PROPN
cblr-14234	691	7	v.	v.	PROPN
cblr-14234	691	8	island	island	PROPN
cblr-14234	692	1	pac	pac	PROPN
cblr-14234	692	2	.	.	PUNCT
cblr-14234	693	1	acad	acad	PROPN
cblr-14234	693	2	.	.	PROPN
cblr-14234	693	3	,	,	PUNCT
cblr-14234	693	4	inc	inc	PROPN
cblr-14234	693	5	.	.	PROPN
cblr-14234	693	6	,	,	PUNCT
cblr-14234	693	7	400	400	NUM
cblr-14234	693	8	p.3d	p.3d	NUM
cblr-14234	693	9	526	526	NUM
cblr-14234	693	10	,	,	PUNCT
cblr-14234	693	11	536	536	NUM
cblr-14234	693	12	(	(	PUNCT
cblr-14234	693	13	haw	haw	NOUN
cblr-14234	693	14	.	.	NOUN
cblr-14234	693	15	2017	2017	NUM
cblr-14234	693	16	)	)	PUNCT
cblr-14234	693	17	(	(	PUNCT
cblr-14234	693	18	“	"	PUNCT
cblr-14234	693	19	the	the	DET
cblr-14234	693	20	plain	plain	ADJ
cblr-14234	693	21	language	language	NOUN
cblr-14234	693	22	of	of	ADP
cblr-14234	693	23	the	the	DET
cblr-14234	693	24	arbitration	arbitration	NOUN
cblr-14234	693	25	agreement	agreement	NOUN
cblr-14234	693	26	demonstrates	demonstrate	VERB
cblr-14234	693	27	the	the	DET
cblr-14234	693	28	parties	party	NOUN
cblr-14234	693	29	’	'	PUNCT
cblr-14234	693	30	mutual	mutual	ADJ
cblr-14234	693	31	assent	assent	NOUN
cblr-14234	693	32	to	to	PART
cblr-14234	693	33	arbitrate	arbitrate	NOUN
cblr-14234	693	34	”	"	PUNCT
cblr-14234	693	35	)	)	PUNCT
cblr-14234	693	36	;	;	PUNCT
cblr-14234	693	37	hill	hill	PROPN
cblr-14234	693	38	v.	v.	ADP
cblr-14234	693	39	wackenhut	wackenhut	PROPN
cblr-14234	693	40	servs	servs	PROPN
cblr-14234	693	41	.	.	PUNCT
cblr-14234	694	1	int’l	int’l	NUM
cblr-14234	694	2	,	,	PUNCT
cblr-14234	694	3	865	865	NUM
cblr-14234	694	4	f.supp.2d	f.supp.2d	VERB
cblr-14234	694	5	84	84	NUM
cblr-14234	694	6	,	,	PUNCT
cblr-14234	694	7	97	97	NUM
cblr-14234	694	8	(	(	PUNCT
cblr-14234	694	9	d.d.c	d.d.c	PROPN
cblr-14234	694	10	.	.	PROPN
cblr-14234	694	11	2012	2012	NUM
cblr-14234	694	12	)	)	PUNCT
cblr-14234	694	13	(	(	PUNCT
cblr-14234	694	14	finding	find	VERB
cblr-14234	694	15	meeting	meeting	NOUN
cblr-14234	694	16	of	of	ADP
cblr-14234	694	17	minds	mind	NOUN
cblr-14234	694	18	on	on	ADP
cblr-14234	694	19	the	the	DET
cblr-14234	694	20	arbitration	arbitration	NOUN
cblr-14234	694	21	clause	clause	NOUN
cblr-14234	694	22	in	in	ADP
cblr-14234	694	23	part	part	NOUN
cblr-14234	694	24	because	because	SCONJ
cblr-14234	694	25	clause	clause	NOUN
cblr-14234	694	26	used	use	VERB
cblr-14234	694	27	plain	plain	ADJ
cblr-14234	694	28	english	english	PROPN
cblr-14234	694	29	)	)	PUNCT
cblr-14234	694	30	;	;	PUNCT
cblr-14234	694	31	yakima	yakima	PROPN
cblr-14234	694	32	cnty	cnty	PROPN
cblr-14234	694	33	.	.	PUNCT
cblr-14234	695	1	(	(	PUNCT
cblr-14234	695	2	w.	w.	PROPN
cblr-14234	695	3	valley	valley	PROPN
cblr-14234	695	4	)	)	PUNCT
cblr-14234	695	5	fire	fire	NOUN
cblr-14234	695	6	prot	prot	NOUN
cblr-14234	695	7	.	.	PUNCT
cblr-14234	696	1	dist	dist	NOUN
cblr-14234	696	2	.	.	PUNCT
cblr-14234	697	1	no	no	INTJ
cblr-14234	697	2	.	.	NOUN
cblr-14234	697	3	12	12	NUM
cblr-14234	697	4	v.	v.	ADP
cblr-14234	697	5	city	city	PROPN
cblr-14234	697	6	of	of	ADP
cblr-14234	697	7	yakima	yakima	PROPN
cblr-14234	697	8	,	,	PUNCT
cblr-14234	697	9	858	858	NUM
cblr-14234	697	10	p.2d	p.2d	SYM
cblr-14234	697	11	245	245	NUM
cblr-14234	697	12	,	,	PUNCT
cblr-14234	697	13	255	255	NUM
cblr-14234	697	14	(	(	PUNCT
cblr-14234	697	15	wash	wash	NOUN
cblr-14234	697	16	.	.	PUNCT
cblr-14234	697	17	1993	1993	NUM
cblr-14234	697	18	)	)	PUNCT
cblr-14234	697	19	(	(	PUNCT
cblr-14234	697	20	“	"	PUNCT
cblr-14234	697	21	where	where	SCONJ
cblr-14234	697	22	a	a	DET
cblr-14234	697	23	party	party	NOUN
cblr-14234	697	24	has	have	AUX
cblr-14234	697	25	signed	sign	VERB
cblr-14234	697	26	a	a	DET
cblr-14234	697	27	contract	contract	NOUN
cblr-14234	697	28	without	without	ADP
cblr-14234	697	29	reading	read	VERB
cblr-14234	697	30	it	it	PRON
cblr-14234	697	31	,	,	PUNCT
cblr-14234	697	32	that	that	DET
cblr-14234	697	33	party	party	NOUN
cblr-14234	697	34	can	can	AUX
cblr-14234	697	35	not	not	PART
cblr-14234	697	36	successfully	successfully	ADV
cblr-14234	697	37	argue	argue	VERB
cblr-14234	697	38	that	that	SCONJ
cblr-14234	697	39	mutual	mutual	ADJ
cblr-14234	697	40	assent	assent	NOUN
cblr-14234	697	41	was	be	AUX
cblr-14234	697	42	lacking	lack	VERB
cblr-14234	697	43	as	as	ADV
cblr-14234	697	44	long	long	ADV
cblr-14234	697	45	as	as	ADP
cblr-14234	697	46	.	.	PUNCT
cblr-14234	697	47	.	.	PUNCT
cblr-14234	697	48	.	.	PUNCT
cblr-14234	698	1	the	the	DET
cblr-14234	698	2	contract	contract	NOUN
cblr-14234	698	3	was	be	AUX
cblr-14234	698	4	“	"	PUNCT
cblr-14234	698	5	plain	plain	ADJ
cblr-14234	698	6	and	and	CCONJ
cblr-14234	698	7	unambiguous	unambiguous	ADJ
cblr-14234	698	8	”	"	PUNCT
cblr-14234	698	9	)	)	PUNCT
cblr-14234	698	10	.	.	PUNCT
cblr-14234	699	1	159	159	NUM
cblr-14234	699	2	see	see	VERB
cblr-14234	699	3	also	also	ADV
cblr-14234	699	4	mark	mark	PROPN
cblr-14234	699	5	cooney	cooney	PROPN
cblr-14234	699	6	,	,	PUNCT
cblr-14234	699	7	style	style	NOUN
cblr-14234	699	8	is	be	AUX
cblr-14234	699	9	substance	substance	NOUN
cblr-14234	699	10	:	:	PUNCT
cblr-14234	699	11	collected	collect	VERB
cblr-14234	699	12	cases	case	NOUN
cblr-14234	699	13	showing	show	VERB
cblr-14234	699	14	why	why	SCONJ
cblr-14234	699	15	it	it	PRON
cblr-14234	699	16	matters	matter	VERB
cblr-14234	699	17	,	,	PUNCT
cblr-14234	699	18	14	14	NUM
cblr-14234	699	19	scribes	scribe	NOUN
cblr-14234	699	20	j.	j.	PROPN
cblr-14234	699	21	legal	legal	PROPN
cblr-14234	699	22	writing	write	VERB
cblr-14234	699	23	1	1	NUM
cblr-14234	699	24	,	,	PUNCT
cblr-14234	699	25	3	3	NUM
cblr-14234	699	26	,	,	PUNCT
cblr-14234	699	27	15	15	NUM
cblr-14234	699	28	(	(	PUNCT
cblr-14234	699	29	2012	2012	NUM
cblr-14234	699	30	)	)	PUNCT
cblr-14234	699	31	(	(	PUNCT
cblr-14234	699	32	“	"	PUNCT
cblr-14234	699	33	for	for	ADP
cblr-14234	699	34	legalese	legalese	NOUN
cblr-14234	699	35	can	can	AUX
cblr-14234	699	36	doom	doom	VERB
cblr-14234	699	37	exculpatory	exculpatory	ADJ
cblr-14234	699	38	releases	release	NOUN
cblr-14234	699	39	designed	design	VERB
cblr-14234	699	40	to	to	PART
cblr-14234	699	41	avoid	avoid	VERB
cblr-14234	699	42	personal	personal	ADJ
cblr-14234	699	43	-	-	PUNCT
cblr-14234	699	44	injury	injury	NOUN
cblr-14234	699	45	suits	suit	NOUN
cblr-14234	699	46	.	.	PUNCT
cblr-14234	700	1	on	on	ADP
cblr-14234	700	2	the	the	DET
cblr-14234	700	3	flip	flip	ADJ
cblr-14234	700	4	side	side	NOUN
cblr-14234	700	5	,	,	PUNCT
cblr-14234	700	6	courts	court	NOUN
cblr-14234	700	7	have	have	AUX
cblr-14234	700	8	cited	cite	VERB
cblr-14234	700	9	the	the	DET
cblr-14234	700	10	absence	absence	NOUN
cblr-14234	700	11	of	of	ADP
cblr-14234	700	12	legalese	legalese	NOUN
cblr-14234	700	13	as	as	ADP
cblr-14234	700	14	a	a	DET
cblr-14234	700	15	reason	reason	NOUN
cblr-14234	700	16	to	to	PART
cblr-14234	700	17	enforce	enforce	VERB
cblr-14234	700	18	a	a	DET
cblr-14234	700	19	release	release	NOUN
cblr-14234	700	20	.	.	PUNCT
cblr-14234	700	21	.	.	PUNCT
cblr-14234	700	22	.	.	PUNCT
cblr-14234	700	23	.	.	PUNCT
cblr-14234	701	1	a	a	DET
cblr-14234	701	2	court	court	NOUN
cblr-14234	701	3	may	may	AUX
cblr-14234	701	4	be	be	AUX
cblr-14234	701	5	reluctant	reluctant	ADJ
cblr-14234	701	6	to	to	PART
cblr-14234	701	7	enforce	enforce	VERB
cblr-14234	701	8	a	a	DET
cblr-14234	701	9	potentially	potentially	ADV
cblr-14234	701	10	harsh	harsh	ADJ
cblr-14234	701	11	contractual	contractual	ADJ
cblr-14234	701	12	provision	provision	NOUN
cblr-14234	701	13	,	,	PUNCT
cblr-14234	701	14	such	such	ADJ
cblr-14234	701	15	as	as	ADP
cblr-14234	701	16	an	an	DET
cblr-14234	701	17	indemnity	indemnity	NOUN
cblr-14234	701	18	clause	clause	NOUN
cblr-14234	701	19	in	in	ADP
cblr-14234	701	20	a	a	DET
cblr-14234	701	21	consumer	consumer	NOUN
cblr-14234	701	22	document	document	NOUN
cblr-14234	701	23	,	,	PUNCT
cblr-14234	701	24	if	if	SCONJ
cblr-14234	701	25	that	that	DET
cblr-14234	701	26	provision	provision	NOUN
cblr-14234	701	27	is	be	AUX
cblr-14234	701	28	‘	'	PUNCT
cblr-14234	701	29	buried	bury	VERB
cblr-14234	701	30	at	at	ADP
cblr-14234	701	31	the	the	DET
cblr-14234	701	32	end	end	NOUN
cblr-14234	701	33	of	of	ADP
cblr-14234	701	34	a	a	DET
cblr-14234	701	35	run	run	NOUN
cblr-14234	701	36	-	-	PUNCT
cblr-14234	701	37	on	on	ADP
cblr-14234	701	38	sentence	sentence	NOUN
cblr-14234	701	39	.	.	PUNCT
cblr-14234	701	40	’	'	PUNCT
cblr-14234	701	41	”	"	PUNCT
cblr-14234	701	42	)	)	PUNCT
cblr-14234	701	43	but	but	CCONJ
cblr-14234	701	44	see	see	VERB
cblr-14234	701	45	people	people	NOUN
cblr-14234	701	46	v.	v.	ADP
cblr-14234	701	47	czemerynski	czemerynski	ADJ
cblr-14234	701	48	,	,	PUNCT
cblr-14234	701	49	786	786	NUM
cblr-14234	701	50	p.2d	p.2d	SYM
cblr-14234	701	51	1100	1100	NUM
cblr-14234	701	52	,	,	PUNCT
cblr-14234	701	53	1105–06	1105–06	NUM
cblr-14234	701	54	(	(	PUNCT
cblr-14234	701	55	colo	colo	PROPN
cblr-14234	701	56	.	.	PUNCT
cblr-14234	701	57	1990	1990	NUM
cblr-14234	701	58	)	)	PUNCT
cblr-14234	701	59	(	(	PUNCT
cblr-14234	701	60	plain	plain	ADJ
cblr-14234	701	61	language	language	NOUN
cblr-14234	701	62	is	be	AUX
cblr-14234	701	63	preferred	prefer	VERB
cblr-14234	701	64	but	but	CCONJ
cblr-14234	701	65	not	not	PART
cblr-14234	701	66	required	require	VERB
cblr-14234	701	67	in	in	ADP
cblr-14234	701	68	waiver	waiver	NOUN
cblr-14234	701	69	of	of	ADP
cblr-14234	701	70	conflict	conflict	NOUN
cblr-14234	701	71	-	-	PUNCT
cblr-14234	701	72	free	free	ADJ
cblr-14234	701	73	representation	representation	NOUN
cblr-14234	701	74	)	)	PUNCT
cblr-14234	701	75	.	.	PUNCT
cblr-14234	702	1	160	160	NUM
cblr-14234	702	2	yablon	yablon	PROPN
cblr-14234	702	3	v.	v.	PROPN
cblr-14234	702	4	stroock	stroock	PROPN
cblr-14234	702	5	&	&	CCONJ
cblr-14234	702	6	stroock	stroock	PROPN
cblr-14234	702	7	&	&	CCONJ
cblr-14234	702	8	lavan	lavan	PROPN
cblr-14234	702	9	ret	ret	PROPN
cblr-14234	702	10	.	.	PROPN
cblr-14234	702	11	plan	plan	PROPN
cblr-14234	702	12	&	&	CCONJ
cblr-14234	702	13	tr	tr	VERB
cblr-14234	702	14	.	.	PROPN
cblr-14234	702	15	,	,	PUNCT
cblr-14234	702	16	no	no	INTJ
cblr-14234	702	17	.	.	NOUN
cblr-14234	702	18	01	01	NUM
cblr-14234	702	19	civ.452	civ.452	NOUN
cblr-14234	702	20	,	,	PUNCT
cblr-14234	702	21	2002	2002	NUM
cblr-14234	702	22	wl	wl	NOUN
cblr-14234	702	23	1300256	1300256	NUM
cblr-14234	702	24	,	,	PUNCT
cblr-14234	702	25	at	at	ADP
cblr-14234	702	26	*	*	NUM
cblr-14234	702	27	6	6	NUM
cblr-14234	702	28	(	(	PUNCT
cblr-14234	702	29	s.d.n.y	s.d.n.y	PROPN
cblr-14234	702	30	.	.	PROPN
cblr-14234	702	31	june	june	PROPN
cblr-14234	702	32	11	11	NUM
cblr-14234	702	33	,	,	PUNCT
cblr-14234	702	34	2002	2002	NUM
cblr-14234	702	35	)	)	PUNCT
cblr-14234	702	36	.	.	PUNCT
cblr-14234	703	1	161	161	NUM
cblr-14234	703	2	dennis	dennis	PROPN
cblr-14234	703	3	v.	v.	ADP
cblr-14234	703	4	g4s	g4s	PROPN
cblr-14234	703	5	secure	secure	ADJ
cblr-14234	703	6	sols	sol	NOUN
cblr-14234	703	7	.	.	PUNCT
cblr-14234	704	1	(	(	PUNCT
cblr-14234	704	2	usa	usa	PROPN
cblr-14234	704	3	)	)	PUNCT
cblr-14234	704	4	,	,	PUNCT
cblr-14234	704	5	inc	inc	PROPN
cblr-14234	704	6	.	.	PROPN
cblr-14234	704	7	,	,	PUNCT
cblr-14234	704	8	no	no	INTJ
cblr-14234	704	9	.	.	PUNCT
cblr-14234	705	1	1:20	1:20	NUM
cblr-14234	705	2	-	-	PUNCT
cblr-14234	705	3	cv-46	cv-46	NUM
cblr-14234	705	4	,	,	PUNCT
cblr-14234	705	5	2021	2021	NUM
cblr-14234	705	6	wl	wl	SYM
cblr-14234	705	7	6275630	6275630	NUM
cblr-14234	705	8	,	,	PUNCT
cblr-14234	705	9	at	at	ADP
cblr-14234	705	10	*	*	NOUN
cblr-14234	705	11	5	5	NUM
cblr-14234	705	12	(	(	PUNCT
cblr-14234	705	13	e.d	e.d	PROPN
cblr-14234	705	14	.	.	PROPN
cblr-14234	705	15	tenn	tenn	PROPN
cblr-14234	705	16	.	.	PUNCT
cblr-14234	706	1	jan	jan	PROPN
cblr-14234	706	2	.	.	PROPN
cblr-14234	706	3	28	28	NUM
cblr-14234	706	4	,	,	PUNCT
cblr-14234	706	5	2021	2021	NUM
cblr-14234	706	6	)	)	PUNCT
cblr-14234	706	7	500	500	NUM
cblr-14234	706	8	columbia	columbia	PROPN
cblr-14234	706	9	business	business	NOUN
cblr-14234	706	10	law	law	PROPN
cblr-14234	706	11	review	review	NOUN
cblr-14234	706	12	[	[	X
cblr-14234	706	13	vol	vol	NOUN
cblr-14234	706	14	.	.	NOUN
cblr-14234	706	15	2024	2024	NUM
cblr-14234	706	16	appeals	appeal	NOUN
cblr-14234	706	17	held	hold	VERB
cblr-14234	706	18	“	"	PUNCT
cblr-14234	706	19	clear	clear	ADJ
cblr-14234	706	20	and	and	CCONJ
cblr-14234	706	21	coherent	coherent	ADJ
cblr-14234	706	22	language	language	NOUN
cblr-14234	706	23	”	"	PUNCT
cblr-14234	706	24	was	be	AUX
cblr-14234	706	25	needed	need	VERB
cblr-14234	706	26	and	and	CCONJ
cblr-14234	706	27	cited	cite	VERB
cblr-14234	706	28	a	a	DET
cblr-14234	706	29	plain	plain	ADJ
cblr-14234	706	30	language	language	NOUN
cblr-14234	706	31	statute.162	statute.162	NOUN
cblr-14234	706	32	still	still	ADV
cblr-14234	706	33	other	other	ADJ
cblr-14234	706	34	courts	court	NOUN
cblr-14234	706	35	consider	consider	VERB
cblr-14234	706	36	plain	plain	ADJ
cblr-14234	706	37	language	language	NOUN
cblr-14234	706	38	when	when	SCONJ
cblr-14234	706	39	assessing	assess	VERB
cblr-14234	706	40	whether	whether	SCONJ
cblr-14234	706	41	a	a	DET
cblr-14234	706	42	contract	contract	NOUN
cblr-14234	706	43	or	or	CCONJ
cblr-14234	706	44	clause	clause	NOUN
cblr-14234	706	45	is	be	AUX
cblr-14234	706	46	ambiguous	ambiguous	ADJ
cblr-14234	706	47	.	.	PUNCT
cblr-14234	707	1	indeed	indeed	ADV
cblr-14234	707	2	,	,	PUNCT
cblr-14234	707	3	under	under	ADP
cblr-14234	707	4	the	the	DET
cblr-14234	707	5	doctrine	doctrine	NOUN
cblr-14234	707	6	of	of	ADP
cblr-14234	707	7	contra	contra	PROPN
cblr-14234	707	8	proferentem	proferentem	NOUN
cblr-14234	707	9	,	,	PUNCT
cblr-14234	707	10	ambiguities	ambiguity	NOUN
cblr-14234	707	11	in	in	ADP
cblr-14234	707	12	insurance	insurance	NOUN
cblr-14234	707	13	contracts	contract	NOUN
cblr-14234	707	14	are	be	AUX
cblr-14234	707	15	usually	usually	ADV
cblr-14234	707	16	interpreted	interpret	VERB
cblr-14234	707	17	against	against	ADP
cblr-14234	707	18	the	the	DET
cblr-14234	707	19	insurer.163	insurer.163	ADJ
cblr-14234	707	20	plain	plain	ADJ
cblr-14234	707	21	language	language	NOUN
cblr-14234	707	22	is	be	AUX
cblr-14234	707	23	also	also	ADV
cblr-14234	707	24	often	often	ADV
cblr-14234	707	25	a	a	DET
cblr-14234	707	26	data	data	NOUN
cblr-14234	707	27	point	point	NOUN
cblr-14234	707	28	courts	court	NOUN
cblr-14234	707	29	use	use	VERB
cblr-14234	707	30	to	to	PART
cblr-14234	707	31	determine	determine	VERB
cblr-14234	707	32	whether	whether	SCONJ
cblr-14234	707	33	such	such	ADJ
cblr-14234	707	34	ambiguity	ambiguity	NOUN
cblr-14234	707	35	exists	exist	VERB
cblr-14234	707	36	in	in	ADP
cblr-14234	707	37	insurance	insurance	NOUN
cblr-14234	707	38	contracts.164	contracts.164	NOUN
cblr-14234	707	39	finally	finally	ADV
cblr-14234	707	40	,	,	PUNCT
cblr-14234	707	41	many	many	ADJ
cblr-14234	707	42	courts	court	NOUN
cblr-14234	707	43	consider	consider	VERB
cblr-14234	707	44	plain	plain	ADJ
cblr-14234	707	45	language	language	NOUN
cblr-14234	707	46	in	in	ADP
cblr-14234	707	47	an	an	DET
cblr-14234	707	48	unconscionability	unconscionability	NOUN
cblr-14234	707	49	analysis	analysis	NOUN
cblr-14234	707	50	.	.	PUNCT
cblr-14234	708	1	the	the	DET
cblr-14234	708	2	unconscionability	unconscionability	NOUN
cblr-14234	708	3	doctrine	doctrine	NOUN
cblr-14234	708	4	renders	render	VERB
cblr-14234	708	5	otherwise	otherwise	ADV
cblr-14234	708	6	valid	valid	ADJ
cblr-14234	708	7	contracts	contract	NOUN
cblr-14234	708	8	unenforceable.165	unenforceable.165	PROPN
cblr-14234	708	9	while	while	SCONJ
cblr-14234	708	10	substantive	substantive	ADJ
cblr-14234	708	11	unconscionability	unconscionability	NOUN
cblr-14234	708	12	examines	examine	VERB
cblr-14234	708	13	whether	whether	SCONJ
cblr-14234	708	14	the	the	DET
cblr-14234	708	15	contract	contract	NOUN
cblr-14234	708	16	’s	’s	PART
cblr-14234	708	17	terms	term	NOUN
cblr-14234	708	18	were	be	AUX
cblr-14234	708	19	unfair	unfair	ADJ
cblr-14234	708	20	,	,	PUNCT
cblr-14234	708	21	procedural	procedural	ADJ
cblr-14234	708	22	unconscionability	unconscionability	NOUN
cblr-14234	708	23	162	162	NUM
cblr-14234	708	24	gross	gross	ADJ
cblr-14234	708	25	v.	v.	CCONJ
cblr-14234	708	26	sweet	sweet	ADJ
cblr-14234	708	27	,	,	PUNCT
cblr-14234	708	28	400	400	NUM
cblr-14234	708	29	n.e.2d	n.e.2d	NOUN
cblr-14234	708	30	306	306	NUM
cblr-14234	708	31	,	,	PUNCT
cblr-14234	708	32	309	309	NUM
cblr-14234	708	33	(	(	PUNCT
cblr-14234	708	34	n.y	n.y	PROPN
cblr-14234	708	35	.	.	PROPN
cblr-14234	708	36	1979	1979	NUM
cblr-14234	708	37	)	)	PUNCT
cblr-14234	708	38	.	.	PUNCT
cblr-14234	709	1	163	163	NUM
cblr-14234	709	2	richard	richard	PROPN
cblr-14234	709	3	a.	a.	PROPN
cblr-14234	709	4	lord	lord	PROPN
cblr-14234	709	5	,	,	PUNCT
cblr-14234	709	6	williston	williston	PROPN
cblr-14234	709	7	on	on	ADP
cblr-14234	709	8	contracts	contract	NOUN
cblr-14234	709	9	§	§	PROPN
cblr-14234	709	10	32:12	32:12	NUM
cblr-14234	709	11	(	(	PUNCT
cblr-14234	709	12	4th	4th	ADJ
cblr-14234	709	13	ed	ed	NOUN
cblr-14234	709	14	.	.	PUNCT
cblr-14234	709	15	2009	2009	NUM
cblr-14234	709	16	)	)	PUNCT
cblr-14234	709	17	.	.	PUNCT
cblr-14234	710	1	164	164	NUM
cblr-14234	710	2	see	see	VERB
cblr-14234	710	3	,	,	PUNCT
cblr-14234	710	4	e.g.	e.g.	ADV
cblr-14234	710	5	,	,	PUNCT
cblr-14234	710	6	badger	badger	PROPN
cblr-14234	710	7	mut	mut	PROPN
cblr-14234	710	8	.	.	PUNCT
cblr-14234	711	1	ins	ins	PROPN
cblr-14234	711	2	.	.	PUNCT
cblr-14234	711	3	co.	co.	PROPN
cblr-14234	712	1	v.	v.	ADP
cblr-14234	712	2	schmitz	schmitz	PROPN
cblr-14234	712	3	,	,	PUNCT
cblr-14234	712	4	647	647	NUM
cblr-14234	712	5	n.w.2d	n.w.2d	ADP
cblr-14234	712	6	223	223	NUM
cblr-14234	712	7	,	,	PUNCT
cblr-14234	712	8	236–38	236–38	PROPN
cblr-14234	712	9	(	(	PUNCT
cblr-14234	712	10	wis	wis	PROPN
cblr-14234	712	11	.	.	NOUN
cblr-14234	712	12	2002	2002	NUM
cblr-14234	712	13	)	)	PUNCT
cblr-14234	712	14	(	(	PUNCT
cblr-14234	712	15	finding	find	VERB
cblr-14234	712	16	that	that	SCONJ
cblr-14234	712	17	an	an	DET
cblr-14234	712	18	insurance	insurance	NOUN
cblr-14234	712	19	policy	policy	NOUN
cblr-14234	712	20	was	be	AUX
cblr-14234	712	21	“	"	PUNCT
cblr-14234	712	22	a	a	DET
cblr-14234	712	23	maze	maze	NOUN
cblr-14234	712	24	that	that	PRON
cblr-14234	712	25	is	be	AUX
cblr-14234	712	26	organizationally	organizationally	ADV
cblr-14234	712	27	complex	complex	ADJ
cblr-14234	712	28	and	and	CCONJ
cblr-14234	712	29	plainly	plainly	ADV
cblr-14234	712	30	contradictory	contradictory	ADJ
cblr-14234	712	31	,	,	PUNCT
cblr-14234	712	32	”	"	PUNCT
cblr-14234	712	33	“	"	PUNCT
cblr-14234	712	34	sends	send	VERB
cblr-14234	712	35	several	several	ADJ
cblr-14234	712	36	false	false	ADJ
cblr-14234	712	37	signals	signal	NOUN
cblr-14234	712	38	to	to	ADP
cblr-14234	712	39	the	the	DET
cblr-14234	712	40	insured	insure	VERB
cblr-14234	712	41	,	,	PUNCT
cblr-14234	712	42	”	"	PUNCT
cblr-14234	712	43	and	and	CCONJ
cblr-14234	712	44	“	"	PUNCT
cblr-14234	712	45	is	be	AUX
cblr-14234	712	46	not	not	PART
cblr-14234	712	47	user	user	NOUN
cblr-14234	712	48	-	-	PUNCT
cblr-14234	712	49	friendly	friendly	ADJ
cblr-14234	712	50	,	,	PUNCT
cblr-14234	712	51	”	"	PUNCT
cblr-14234	712	52	which	which	PRON
cblr-14234	712	53	created	create	VERB
cblr-14234	712	54	enough	enough	ADJ
cblr-14234	712	55	“	"	PUNCT
cblr-14234	712	56	confusion	confusion	NOUN
cblr-14234	712	57	,	,	PUNCT
cblr-14234	712	58	ambiguity	ambiguity	NOUN
cblr-14234	712	59	,	,	PUNCT
cblr-14234	712	60	and	and	CCONJ
cblr-14234	712	61	illusory	illusory	ADJ
cblr-14234	712	62	coverage	coverage	NOUN
cblr-14234	712	63	in	in	ADP
cblr-14234	712	64	the	the	DET
cblr-14234	712	65	context	context	NOUN
cblr-14234	712	66	of	of	ADP
cblr-14234	712	67	the	the	DET
cblr-14234	712	68	entire	entire	ADJ
cblr-14234	712	69	policy	policy	NOUN
cblr-14234	712	70	”	"	PUNCT
cblr-14234	712	71	to	to	PART
cblr-14234	712	72	“	"	PUNCT
cblr-14234	712	73	render	render	VERB
cblr-14234	712	74	[	[	X
cblr-14234	712	75	]	]	X
cblr-14234	712	76	an	an	DET
cblr-14234	712	77	otherwise	otherwise	ADV
cblr-14234	712	78	unambiguous	unambiguous	ADJ
cblr-14234	712	79	,	,	PUNCT
cblr-14234	712	80	although	although	SCONJ
cblr-14234	712	81	poorly	poorly	ADV
cblr-14234	712	82	labeled	label	VERB
cblr-14234	712	83	”	"	PUNCT
cblr-14234	712	84	clause	clause	NOUN
cblr-14234	712	85	unenforceable	unenforceable	ADJ
cblr-14234	712	86	.	.	PUNCT
cblr-14234	712	87	”	"	PUNCT
cblr-14234	712	88	)	)	PUNCT
cblr-14234	712	89	;	;	PUNCT
cblr-14234	713	1	aetna	aetna	PROPN
cblr-14234	713	2	ins	ins	PROPN
cblr-14234	713	3	.	.	PUNCT
cblr-14234	713	4	co.	co.	PROPN
cblr-14234	713	5	v.	v.	ADP
cblr-14234	713	6	stevens	stevens	PROPN
cblr-14234	713	7	,	,	PUNCT
cblr-14234	713	8	229	229	NUM
cblr-14234	713	9	so	so	ADV
cblr-14234	713	10	.	.	PUNCT
cblr-14234	714	1	2d	2d	PROPN
cblr-14234	714	2	601	601	NUM
cblr-14234	714	3	,	,	PUNCT
cblr-14234	714	4	602	602	NUM
cblr-14234	714	5	(	(	PUNCT
cblr-14234	714	6	fla	fla	PROPN
cblr-14234	714	7	.	.	PUNCT
cblr-14234	714	8	dist	dist	PROPN
cblr-14234	714	9	.	.	PUNCT
cblr-14234	715	1	ct	ct	PROPN
cblr-14234	715	2	.	.	PUNCT
cblr-14234	716	1	app	app	PROPN
cblr-14234	716	2	.	.	PROPN
cblr-14234	716	3	1969	1969	NUM
cblr-14234	716	4	)	)	PUNCT
cblr-14234	716	5	(	(	PUNCT
cblr-14234	716	6	“	"	PUNCT
cblr-14234	716	7	if	if	SCONJ
cblr-14234	716	8	this	this	DET
cblr-14234	716	9	insurance	insurance	NOUN
cblr-14234	716	10	company	company	NOUN
cblr-14234	716	11	had	have	VERB
cblr-14234	716	12	no	no	DET
cblr-14234	716	13	intention	intention	NOUN
cblr-14234	716	14	of	of	ADP
cblr-14234	716	15	defending	defend	VERB
cblr-14234	716	16	an	an	DET
cblr-14234	716	17	electrical	electrical	ADJ
cblr-14234	716	18	contractor	contractor	NOUN
cblr-14234	716	19	accused	accuse	VERB
cblr-14234	716	20	of	of	ADP
cblr-14234	716	21	negligent	negligent	ADJ
cblr-14234	716	22	installation	installation	NOUN
cblr-14234	716	23	(	(	PUNCT
cblr-14234	716	24	not	not	PART
cblr-14234	716	25	manufacture	manufacture	NOUN
cblr-14234	716	26	)	)	PUNCT
cblr-14234	716	27	after	after	ADP
cblr-14234	716	28	completion	completion	NOUN
cblr-14234	716	29	of	of	ADP
cblr-14234	716	30	his	his	PRON
cblr-14234	716	31	work	work	NOUN
cblr-14234	716	32	it	it	PRON
cblr-14234	716	33	should	should	AUX
cblr-14234	716	34	have	have	AUX
cblr-14234	716	35	said	say	VERB
cblr-14234	716	36	so	so	ADV
cblr-14234	716	37	in	in	ADP
cblr-14234	716	38	plain	plain	ADJ
cblr-14234	716	39	english	english	PROPN
cblr-14234	716	40	.	.	PUNCT
cblr-14234	716	41	”	"	PUNCT
cblr-14234	716	42	)	)	PUNCT
cblr-14234	716	43	;	;	PUNCT
cblr-14234	717	1	comm’rs	comm’rs	PROPN
cblr-14234	717	2	of	of	ADP
cblr-14234	717	3	state	state	PROPN
cblr-14234	717	4	ins	ins	PROPN
cblr-14234	717	5	.	.	PUNCT
cblr-14234	717	6	fund	fund	PROPN
cblr-14234	717	7	v.	v.	ADP
cblr-14234	717	8	ins	ins	PROPN
cblr-14234	717	9	.	.	PUNCT
cblr-14234	717	10	co.	co.	PROPN
cblr-14234	717	11	of	of	ADP
cblr-14234	717	12	n.	n.	PROPN
cblr-14234	717	13	am	am	PROPN
cblr-14234	717	14	.	.	PROPN
cblr-14234	717	15	,	,	PUNCT
cblr-14234	717	16	607	607	NUM
cblr-14234	717	17	n.e.2d	n.e.2d	NOUN
cblr-14234	717	18	795	795	NUM
cblr-14234	717	19	,	,	PUNCT
cblr-14234	717	20	797	797	NUM
cblr-14234	717	21	(	(	PUNCT
cblr-14234	717	22	n.y	n.y	PROPN
cblr-14234	717	23	.	.	PROPN
cblr-14234	717	24	1992	1992	NUM
cblr-14234	717	25	)	)	PUNCT
cblr-14234	717	26	(	(	PUNCT
cblr-14234	717	27	use	use	NOUN
cblr-14234	717	28	of	of	ADP
cblr-14234	717	29	plain	plain	ADJ
cblr-14234	717	30	language	language	NOUN
cblr-14234	717	31	favored	favor	VERB
cblr-14234	717	32	against	against	ADP
cblr-14234	717	33	finding	find	VERB
cblr-14234	717	34	ambiguity	ambiguity	NOUN
cblr-14234	717	35	)	)	PUNCT
cblr-14234	717	36	;	;	PUNCT
cblr-14234	717	37	steinhauer	steinhauer	PROPN
cblr-14234	717	38	v.	v.	PROPN
cblr-14234	717	39	liberty	liberty	PROPN
cblr-14234	717	40	mut	mut	PROPN
cblr-14234	717	41	.	.	PUNCT
cblr-14234	718	1	ins	ins	PROPN
cblr-14234	718	2	.	.	PUNCT
cblr-14234	718	3	co.	co.	PROPN
cblr-14234	718	4	,	,	PUNCT
cblr-14234	718	5	no	no	INTJ
cblr-14234	718	6	.	.	PUNCT
cblr-14234	719	1	3:18	3:18	NUM
cblr-14234	719	2	-	-	PUNCT
cblr-14234	719	3	cv-1416	cv-1416	NOUN
cblr-14234	719	4	-	-	PUNCT
cblr-14234	719	5	jr	jr	PROPN
cblr-14234	719	6	,	,	PUNCT
cblr-14234	719	7	2019	2019	NUM
cblr-14234	719	8	wl	wl	NOUN
cblr-14234	719	9	3559474	3559474	NUM
cblr-14234	719	10	,	,	PUNCT
cblr-14234	719	11	at	at	ADP
cblr-14234	719	12	*	*	NUM
cblr-14234	719	13	7	7	NUM
cblr-14234	719	14	(	(	PUNCT
cblr-14234	719	15	d.	d.	NOUN
cblr-14234	719	16	or	or	CCONJ
cblr-14234	719	17	.	.	PUNCT
cblr-14234	720	1	may	may	AUX
cblr-14234	720	2	21	21	NUM
cblr-14234	720	3	,	,	PUNCT
cblr-14234	720	4	2019	2019	NUM
cblr-14234	720	5	)	)	PUNCT
cblr-14234	720	6	(	(	PUNCT
cblr-14234	720	7	insurance	insurance	NOUN
cblr-14234	720	8	policy	policy	NOUN
cblr-14234	720	9	was	be	AUX
cblr-14234	720	10	not	not	PART
cblr-14234	720	11	ambiguous	ambiguous	ADJ
cblr-14234	720	12	because	because	SCONJ
cblr-14234	720	13	“	"	PUNCT
cblr-14234	720	14	the	the	DET
cblr-14234	720	15	contract	contract	NOUN
cblr-14234	720	16	clearly	clearly	ADV
cblr-14234	720	17	spells	spell	VERB
cblr-14234	720	18	out	out	ADP
cblr-14234	720	19	that	that	DET
cblr-14234	720	20	requirement	requirement	NOUN
cblr-14234	720	21	in	in	ADP
cblr-14234	720	22	plain	plain	ADJ
cblr-14234	720	23	english	english	PROPN
cblr-14234	720	24	”	"	PUNCT
cblr-14234	720	25	)	)	PUNCT
cblr-14234	720	26	;	;	PUNCT
cblr-14234	720	27	harris	harris	PROPN
cblr-14234	720	28	v.	v.	PROPN
cblr-14234	720	29	st	st	PROPN
cblr-14234	720	30	.	.	PROPN
cblr-14234	720	31	vincent	vincent	PROPN
cblr-14234	720	32	healthcare	healthcare	PROPN
cblr-14234	720	33	,	,	PUNCT
cblr-14234	720	34	305	305	NUM
cblr-14234	720	35	p.3d	p.3d	NUM
cblr-14234	720	36	852	852	NUM
cblr-14234	720	37	,	,	PUNCT
cblr-14234	720	38	857	857	NUM
cblr-14234	720	39	(	(	PUNCT
cblr-14234	720	40	mont	mont	NOUN
cblr-14234	720	41	.	.	PUNCT
cblr-14234	720	42	2013	2013	NUM
cblr-14234	720	43	)	)	PUNCT
cblr-14234	720	44	(	(	PUNCT
cblr-14234	720	45	rejecting	reject	VERB
cblr-14234	720	46	a	a	DET
cblr-14234	720	47	claim	claim	NOUN
cblr-14234	720	48	of	of	ADP
cblr-14234	720	49	ambiguity	ambiguity	NOUN
cblr-14234	720	50	when	when	SCONJ
cblr-14234	720	51	the	the	DET
cblr-14234	720	52	contract	contract	NOUN
cblr-14234	720	53	clauses	clause	NOUN
cblr-14234	720	54	used	use	VERB
cblr-14234	720	55	plain	plain	ADJ
cblr-14234	720	56	language	language	NOUN
cblr-14234	720	57	)	)	PUNCT
cblr-14234	720	58	;	;	PUNCT
cblr-14234	720	59	autoowners	autoowners	PROPN
cblr-14234	720	60	ins	ins	PROPN
cblr-14234	720	61	.	.	PUNCT
cblr-14234	720	62	co.	co.	PROPN
cblr-14234	720	63	v.	v.	ADP
cblr-14234	720	64	benko	benko	PROPN
cblr-14234	720	65	,	,	PUNCT
cblr-14234	720	66	964	964	NUM
cblr-14234	720	67	n.e.2d	n.e.2d	NOUN
cblr-14234	720	68	886	886	NUM
cblr-14234	720	69	,	,	PUNCT
cblr-14234	720	70	887	887	NUM
cblr-14234	720	71	(	(	PUNCT
cblr-14234	720	72	ind	ind	NOUN
cblr-14234	720	73	.	.	PUNCT
cblr-14234	721	1	ct	ct	PROPN
cblr-14234	721	2	.	.	PUNCT
cblr-14234	722	1	app	app	PROPN
cblr-14234	722	2	.	.	PROPN
cblr-14234	722	3	2012	2012	NUM
cblr-14234	722	4	)	)	PUNCT
cblr-14234	722	5	(	(	PUNCT
cblr-14234	722	6	“	"	PUNCT
cblr-14234	722	7	[	[	X
cblr-14234	722	8	i]f	i]f	ADP
cblr-14234	722	9	the	the	DET
cblr-14234	722	10	insurance	insurance	NOUN
cblr-14234	722	11	company	company	NOUN
cblr-14234	722	12	intended	intend	VERB
cblr-14234	722	13	a	a	DET
cblr-14234	722	14	different	different	ADJ
cblr-14234	722	15	interpretation	interpretation	NOUN
cblr-14234	722	16	,	,	PUNCT
cblr-14234	722	17	it	it	PRON
cblr-14234	722	18	should	should	AUX
cblr-14234	722	19	have	have	AUX
cblr-14234	722	20	stated	state	VERB
cblr-14234	722	21	so	so	ADV
cblr-14234	722	22	in	in	ADP
cblr-14234	722	23	plain	plain	ADJ
cblr-14234	722	24	english	english	PROPN
cblr-14234	722	25	so	so	SCONJ
cblr-14234	722	26	that	that	SCONJ
cblr-14234	722	27	their	their	PRON
cblr-14234	722	28	policyholders	policyholder	NOUN
cblr-14234	722	29	understand	understand	VERB
cblr-14234	722	30	what	what	PRON
cblr-14234	722	31	is	be	AUX
cblr-14234	722	32	necessary	necessary	ADJ
cblr-14234	722	33	to	to	PART
cblr-14234	722	34	protect	protect	VERB
cblr-14234	722	35	their	their	PRON
cblr-14234	722	36	interests	interest	NOUN
cblr-14234	722	37	and	and	CCONJ
cblr-14234	722	38	collect	collect	VERB
cblr-14234	722	39	their	their	PRON
cblr-14234	722	40	benefits	benefit	NOUN
cblr-14234	722	41	under	under	ADP
cblr-14234	722	42	the	the	DET
cblr-14234	722	43	policy	policy	NOUN
cblr-14234	722	44	”	"	PUNCT
cblr-14234	722	45	)	)	PUNCT
cblr-14234	722	46	;	;	PUNCT
cblr-14234	723	1	cf	cf	X
cblr-14234	723	2	.	.	PUNCT
cblr-14234	723	3	mclean	mclean	PROPN
cblr-14234	723	4	v.	v.	PROPN
cblr-14234	723	5	cont'l	cont'l	PROPN
cblr-14234	723	6	cas	cas	PROPN
cblr-14234	723	7	.	.	PROPN
cblr-14234	723	8	co.	co.	PROPN
cblr-14234	723	9	,	,	PUNCT
cblr-14234	723	10	no	no	INTJ
cblr-14234	723	11	.	.	NOUN
cblr-14234	723	12	95	95	NUM
cblr-14234	723	13	civ	civ	NOUN
cblr-14234	723	14	.	.	PUNCT
cblr-14234	724	1	10415	10415	NUM
cblr-14234	724	2	hb	hb	NOUN
cblr-14234	724	3	,	,	PUNCT
cblr-14234	724	4	1997	1997	NUM
cblr-14234	724	5	wl	wl	NOUN
cblr-14234	724	6	566117	566117	NUM
cblr-14234	724	7	,	,	PUNCT
cblr-14234	724	8	at	at	ADP
cblr-14234	724	9	*	*	NOUN
cblr-14234	724	10	3	3	NUM
cblr-14234	724	11	(	(	PUNCT
cblr-14234	724	12	s.d.n.y	s.d.n.y	PROPN
cblr-14234	724	13	.	.	PUNCT
cblr-14234	724	14	sept	sept	PROPN
cblr-14234	724	15	.	.	PROPN
cblr-14234	724	16	11	11	NUM
cblr-14234	724	17	,	,	PUNCT
cblr-14234	724	18	1997)(awarding	1997)(awarde	VERB
cblr-14234	724	19	attorney	attorney	NOUN
cblr-14234	724	20	’s	’s	PART
cblr-14234	724	21	fees	fee	NOUN
cblr-14234	724	22	for	for	ADP
cblr-14234	724	23	erisa	erisa	NOUN
cblr-14234	724	24	violation	violation	NOUN
cblr-14234	724	25	in	in	ADP
cblr-14234	724	26	part	part	NOUN
cblr-14234	724	27	to	to	PART
cblr-14234	724	28	incentivize	incentivize	VERB
cblr-14234	724	29	insurance	insurance	NOUN
cblr-14234	724	30	companies	company	NOUN
cblr-14234	724	31	to	to	PART
cblr-14234	724	32	“	"	PUNCT
cblr-14234	724	33	draft	draft	VERB
cblr-14234	724	34	plain	plain	ADJ
cblr-14234	724	35	policy	policy	NOUN
cblr-14234	724	36	language	language	NOUN
cblr-14234	724	37	in	in	ADP
cblr-14234	724	38	plain	plain	ADJ
cblr-14234	724	39	[	[	X
cblr-14234	724	40	e]nglish	e]nglish	ADJ
cblr-14234	724	41	and	and	CCONJ
cblr-14234	724	42	expressly	expressly	ADV
cblr-14234	724	43	delineate	delineate	VERB
cblr-14234	724	44	policy	policy	NOUN
cblr-14234	724	45	exclusions	exclusion	NOUN
cblr-14234	724	46	.	.	PUNCT
cblr-14234	724	47	”	"	PUNCT
cblr-14234	724	48	)	)	PUNCT
cblr-14234	724	49	.	.	PUNCT
cblr-14234	725	1	165	165	NUM
cblr-14234	725	2	richard	richard	PROPN
cblr-14234	725	3	a.	a.	PROPN
cblr-14234	725	4	lord	lord	PROPN
cblr-14234	725	5	,	,	PUNCT
cblr-14234	725	6	williston	williston	PROPN
cblr-14234	725	7	on	on	ADP
cblr-14234	725	8	contracts	contract	NOUN
cblr-14234	725	9	§	§	PROPN
cblr-14234	725	10	18:1	18:1	NUM
cblr-14234	725	11	(	(	PUNCT
cblr-14234	725	12	4th	4th	ADJ
cblr-14234	725	13	ed	ed	NOUN
cblr-14234	725	14	.	.	PUNCT
cblr-14234	725	15	2009	2009	NUM
cblr-14234	725	16	)	)	PUNCT
cblr-14234	725	17	;	;	PUNCT
cblr-14234	725	18	cal	cal	X
cblr-14234	725	19	.	.	PUNCT
cblr-14234	726	1	civ	civ	NOUN
cblr-14234	726	2	.	.	PUNCT
cblr-14234	726	3	code	code	PROPN
cblr-14234	726	4	§	§	PROPN
cblr-14234	726	5	1670.5	1670.5	NUM
cblr-14234	726	6	(	(	PUNCT
cblr-14234	726	7	authorizing	authorize	VERB
cblr-14234	726	8	courts	court	NOUN
cblr-14234	726	9	to	to	PART
cblr-14234	726	10	void	void	VERB
cblr-14234	726	11	unconscionable	unconscionable	ADJ
cblr-14234	726	12	contracts	contract	NOUN
cblr-14234	726	13	)	)	PUNCT
cblr-14234	726	14	.	.	PUNCT
cblr-14234	727	1	no	no	INTJ
cblr-14234	727	2	.	.	NOUN
cblr-14234	728	1	2	2	NUM
cblr-14234	728	2	]	]	PUNCT
cblr-14234	728	3	the	the	DET
cblr-14234	728	4	duty	duty	NOUN
cblr-14234	728	5	to	to	PART
cblr-14234	728	6	make	make	VERB
cblr-14234	728	7	contracts	contract	NOUN
cblr-14234	728	8	understandable	understandable	ADJ
cblr-14234	728	9	501	501	NUM
cblr-14234	728	10	examines	examine	NOUN
cblr-14234	728	11	whether	whether	SCONJ
cblr-14234	728	12	the	the	DET
cblr-14234	728	13	formation	formation	NOUN
cblr-14234	728	14	of	of	ADP
cblr-14234	728	15	the	the	DET
cblr-14234	728	16	contract	contract	NOUN
cblr-14234	728	17	was	be	AUX
cblr-14234	728	18	unfair	unfair	ADJ
cblr-14234	728	19	due	due	ADP
cblr-14234	728	20	to	to	ADP
cblr-14234	728	21	lack	lack	NOUN
cblr-14234	728	22	of	of	ADP
cblr-14234	728	23	meaningful	meaningful	ADJ
cblr-14234	728	24	choice.166	choice.166	ADP
cblr-14234	728	25	the	the	DET
cblr-14234	728	26	procedural	procedural	ADJ
cblr-14234	728	27	unconscionability	unconscionability	NOUN
cblr-14234	728	28	analysis	analysis	NOUN
cblr-14234	728	29	focuses	focus	VERB
cblr-14234	728	30	on	on	ADP
cblr-14234	728	31	“	"	PUNCT
cblr-14234	728	32	objective	objective	ADJ
cblr-14234	728	33	indicia	indicia	NOUN
cblr-14234	728	34	demonstrating	demonstrate	VERB
cblr-14234	728	35	that	that	SCONJ
cblr-14234	728	36	a	a	DET
cblr-14234	728	37	consumer	consumer	NOUN
cblr-14234	728	38	was	be	AUX
cblr-14234	728	39	unable	unable	ADJ
cblr-14234	728	40	to	to	PART
cblr-14234	728	41	read	read	VERB
cblr-14234	728	42	and	and	CCONJ
cblr-14234	728	43	understand	understand	VERB
cblr-14234	728	44	the	the	DET
cblr-14234	728	45	terms	term	NOUN
cblr-14234	728	46	of	of	ADP
cblr-14234	728	47	the	the	DET
cblr-14234	728	48	agreement	agreement	NOUN
cblr-14234	728	49	.	.	PUNCT
cblr-14234	729	1	”167	”167	PROPN
cblr-14234	729	2	court	court	PROPN
cblr-14234	729	3	analyses	analyse	VERB
cblr-14234	729	4	reference	reference	NOUN
cblr-14234	729	5	(	(	PUNCT
cblr-14234	729	6	a	a	X
cblr-14234	729	7	)	)	PUNCT
cblr-14234	729	8	plain	plain	ADJ
cblr-14234	729	9	language,168	language,168	NOUN
cblr-14234	729	10	(	(	PUNCT
cblr-14234	729	11	b	b	NOUN
cblr-14234	729	12	)	)	PUNCT
cblr-14234	729	13	“	"	PUNCT
cblr-14234	729	14	hidden	hidden	ADJ
cblr-14234	729	15	or	or	CCONJ
cblr-14234	729	16	unduly	unduly	ADV
cblr-14234	729	17	complex	complex	ADJ
cblr-14234	729	18	contract	contract	NOUN
cblr-14234	729	19	terms,”169	terms,”169	NOUN
cblr-14234	729	20	(	(	PUNCT
cblr-14234	729	21	c	c	NOUN
cblr-14234	729	22	)	)	PUNCT
cblr-14234	729	23	“	"	PUNCT
cblr-14234	729	24	complex	complex	ADJ
cblr-14234	729	25	legalistic	legalistic	ADJ
cblr-14234	729	26	language	language	NOUN
cblr-14234	729	27	,	,	PUNCT
cblr-14234	729	28	”	"	PUNCT
cblr-14234	729	29	170	170	NUM
cblr-14234	729	30	hiding	hiding	NOUN
cblr-14234	729	31	clauses	clause	NOUN
cblr-14234	729	32	in	in	ADP
cblr-14234	729	33	fine	fine	ADJ
cblr-14234	729	34	print	print	NOUN
cblr-14234	729	35	or	or	CCONJ
cblr-14234	729	36	“	"	PUNCT
cblr-14234	729	37	inconspicuous	inconspicuous	ADJ
cblr-14234	729	38	places	place	NOUN
cblr-14234	729	39	.	.	PUNCT
cblr-14234	729	40	.	.	PUNCT
cblr-14234	729	41	.	.	PUNCT
cblr-14234	730	1	[	[	X
cblr-14234	730	2	and	and	CCONJ
cblr-14234	730	3	]	]	X
cblr-14234	730	4	phrasing	phrase	VERB
cblr-14234	730	5	clauses	clause	NOUN
cblr-14234	730	6	in	in	ADP
cblr-14234	730	7	language	language	NOUN
cblr-14234	730	8	incomprehensible	incomprehensible	ADJ
cblr-14234	730	9	to	to	ADP
cblr-14234	730	10	an	an	DET
cblr-14234	730	11	average	average	ADJ
cblr-14234	730	12	person	person	NOUN
cblr-14234	730	13	without	without	ADP
cblr-14234	730	14	legal	legal	ADJ
cblr-14234	730	15	training	training	NOUN
cblr-14234	730	16	,	,	PUNCT
cblr-14234	730	17	or	or	CCONJ
cblr-14234	730	18	phrasing	phrase	VERB
cblr-14234	730	19	clauses	clause	NOUN
cblr-14234	730	20	in	in	ADP
cblr-14234	730	21	such	such	DET
cblr-14234	730	22	a	a	DET
cblr-14234	730	23	way	way	NOUN
cblr-14234	730	24	so	so	SCONJ
cblr-14234	730	25	as	as	SCONJ
cblr-14234	730	26	to	to	PART
cblr-14234	730	27	divert	divert	VERB
cblr-14234	730	28	from	from	ADP
cblr-14234	730	29	the	the	DET
cblr-14234	730	30	problems	problem	NOUN
cblr-14234	730	31	they	they	PRON
cblr-14234	730	32	raise	raise	VERB
cblr-14234	730	33	or	or	CCONJ
cblr-14234	730	34	the	the	DET
cblr-14234	730	35	rights	right	NOUN
cblr-14234	730	36	relinquished	relinquish	VERB
cblr-14234	730	37	under	under	ADP
cblr-14234	730	38	them,”171	them,”171	NOUN
cblr-14234	730	39	(	(	PUNCT
cblr-14234	730	40	d	d	NOUN
cblr-14234	730	41	)	)	PUNCT
cblr-14234	730	42	whether	whether	SCONJ
cblr-14234	730	43	each	each	DET
cblr-14234	730	44	party	party	NOUN
cblr-14234	730	45	had	have	VERB
cblr-14234	730	46	“	"	PUNCT
cblr-14234	730	47	a	a	DET
cblr-14234	730	48	reasonable	reasonable	ADJ
cblr-14234	730	49	opportunity	opportunity	NOUN
cblr-14234	730	50	to	to	PART
cblr-14234	730	51	understand	understand	VERB
cblr-14234	730	52	the	the	DET
cblr-14234	730	53	terms	term	NOUN
cblr-14234	730	54	of	of	ADP
cblr-14234	730	55	the	the	DET
cblr-14234	730	56	166	166	NUM
cblr-14234	730	57	richard	richard	PROPN
cblr-14234	730	58	a.	a.	PROPN
cblr-14234	730	59	lord	lord	PROPN
cblr-14234	730	60	,	,	PUNCT
cblr-14234	730	61	williston	williston	PROPN
cblr-14234	730	62	on	on	ADP
cblr-14234	730	63	contracts	contract	NOUN
cblr-14234	730	64	§	§	PROPN
cblr-14234	730	65	18:10	18:10	NUM
cblr-14234	730	66	(	(	PUNCT
cblr-14234	730	67	4th	4th	ADJ
cblr-14234	730	68	ed	ed	NOUN
cblr-14234	730	69	.	.	PROPN
cblr-14234	730	70	2009	2009	NUM
cblr-14234	730	71	)	)	PUNCT
cblr-14234	730	72	(	(	PUNCT
cblr-14234	730	73	procedural	procedural	ADJ
cblr-14234	730	74	unconscionability	unconscionability	NOUN
cblr-14234	730	75	focuses	focus	VERB
cblr-14234	730	76	on	on	ADP
cblr-14234	730	77	whether	whether	SCONJ
cblr-14234	730	78	the	the	DET
cblr-14234	730	79	contracting	contracting	NOUN
cblr-14234	730	80	party	party	NOUN
cblr-14234	730	81	“	"	PUNCT
cblr-14234	730	82	had	have	AUX
cblr-14234	730	83	meaningful	meaningful	ADJ
cblr-14234	730	84	choice	choice	NOUN
cblr-14234	730	85	about	about	ADP
cblr-14234	730	86	whether	whether	SCONJ
cblr-14234	730	87	and	and	CCONJ
cblr-14234	730	88	how	how	SCONJ
cblr-14234	730	89	to	to	PART
cblr-14234	730	90	enter	enter	VERB
cblr-14234	730	91	into	into	ADP
cblr-14234	730	92	the	the	DET
cblr-14234	730	93	transaction	transaction	NOUN
cblr-14234	730	94	”	"	PUNCT
cblr-14234	730	95	)	)	PUNCT
cblr-14234	730	96	.	.	PUNCT
cblr-14234	731	1	167	167	NUM
cblr-14234	731	2	lonegrass	lonegrass	NOUN
cblr-14234	731	3	,	,	PUNCT
cblr-14234	731	4	supra	supra	NOUN
cblr-14234	731	5	note	note	NOUN
cblr-14234	731	6	4	4	NUM
cblr-14234	731	7	,	,	PUNCT
cblr-14234	731	8	at	at	ADP
cblr-14234	731	9	3–64	3–64	PROPN
cblr-14234	731	10	.	.	PUNCT
cblr-14234	732	1	168	168	NUM
cblr-14234	732	2	see	see	VERB
cblr-14234	732	3	,	,	PUNCT
cblr-14234	732	4	e.g.	e.g.	ADV
cblr-14234	732	5	,	,	PUNCT
cblr-14234	732	6	stormont	stormont	ADJ
cblr-14234	732	7	-	-	PUNCT
cblr-14234	732	8	vail	vail	NOUN
cblr-14234	732	9	hosp	hosp	NOUN
cblr-14234	732	10	.	.	PUNCT
cblr-14234	733	1	v.	v.	ADP
cblr-14234	733	2	spurling	spurling	NOUN
cblr-14234	733	3	,	,	PUNCT
cblr-14234	733	4	331	331	NUM
cblr-14234	733	5	p.3d	p.3d	ADP
cblr-14234	733	6	834	834	NUM
cblr-14234	733	7	(	(	PUNCT
cblr-14234	733	8	kan	kan	PROPN
cblr-14234	733	9	.	.	PUNCT
cblr-14234	734	1	ct	ct	PROPN
cblr-14234	734	2	.	.	PUNCT
cblr-14234	735	1	app	app	PROPN
cblr-14234	735	2	.	.	PROPN
cblr-14234	735	3	2014	2014	NUM
cblr-14234	735	4	)	)	PUNCT
cblr-14234	735	5	;	;	PUNCT
cblr-14234	736	1	pietroske	pietroske	PROPN
cblr-14234	736	2	,	,	PUNCT
cblr-14234	736	3	inc	inc	PROPN
cblr-14234	736	4	.	.	PROPN
cblr-14234	737	1	v.	v.	PROPN
cblr-14234	737	2	globalcom	globalcom	PROPN
cblr-14234	737	3	,	,	PUNCT
cblr-14234	737	4	inc	inc	PROPN
cblr-14234	737	5	.	.	PROPN
cblr-14234	737	6	,	,	PUNCT
cblr-14234	737	7	2004	2004	NUM
cblr-14234	737	8	wi	wi	PROPN
cblr-14234	737	9	app	app	PROPN
cblr-14234	737	10	142	142	NUM
cblr-14234	737	11	,	,	PUNCT
cblr-14234	737	12	¶	¶	PROPN
cblr-14234	737	13	9	9	NUM
cblr-14234	737	14	,	,	PUNCT
cblr-14234	737	15	275	275	NUM
cblr-14234	737	16	wis	wis	NOUN
cblr-14234	737	17	.	.	PUNCT
cblr-14234	738	1	2d	2d	PROPN
cblr-14234	738	2	444	444	NUM
cblr-14234	738	3	,	,	PUNCT
cblr-14234	738	4	452–53	452–53	NUM
cblr-14234	738	5	,	,	PUNCT
cblr-14234	738	6	685	685	NUM
cblr-14234	738	7	n.w.2d	n.w.2d	NUM
cblr-14234	738	8	884	884	NUM
cblr-14234	738	9	,	,	PUNCT
cblr-14234	738	10	888	888	NUM
cblr-14234	738	11	;	;	PUNCT
cblr-14234	738	12	in	in	ADP
cblr-14234	738	13	re	re	NOUN
cblr-14234	738	14	park	park	PROPN
cblr-14234	738	15	w.	w.	PROPN
cblr-14234	738	16	galleries	galleries	PROPN
cblr-14234	738	17	,	,	PUNCT
cblr-14234	738	18	inc	inc	PROPN
cblr-14234	738	19	.	.	PROPN
cblr-14234	738	20	,	,	PUNCT
cblr-14234	738	21	mktg	mktg	PROPN
cblr-14234	738	22	.	.	PUNCT
cblr-14234	738	23	&	&	CCONJ
cblr-14234	738	24	sales	sale	NOUN
cblr-14234	738	25	pracs	prac	NOUN
cblr-14234	738	26	.	.	PUNCT
cblr-14234	739	1	litig	litig	PROPN
cblr-14234	739	2	.	.	PUNCT
cblr-14234	739	3	,	,	PUNCT
cblr-14234	739	4	no	no	INTJ
cblr-14234	739	5	.	.	NOUN
cblr-14234	739	6	09	09	NUM
cblr-14234	739	7	-	-	PUNCT
cblr-14234	739	8	2076rsl	2076rsl	NUM
cblr-14234	739	9	,	,	PUNCT
cblr-14234	739	10	2010	2010	NUM
cblr-14234	739	11	wl	wl	NOUN
cblr-14234	739	12	2640262	2640262	NUM
cblr-14234	739	13	,	,	PUNCT
cblr-14234	739	14	at	at	ADP
cblr-14234	739	15	*	*	NOUN
cblr-14234	739	16	3	3	NUM
cblr-14234	739	17	(	(	PUNCT
cblr-14234	739	18	w.d	w.d	PROPN
cblr-14234	739	19	.	.	PROPN
cblr-14234	739	20	wash	wash	PROPN
cblr-14234	739	21	.	.	PUNCT
cblr-14234	740	1	june	june	PROPN
cblr-14234	740	2	25	25	NUM
cblr-14234	740	3	,	,	PUNCT
cblr-14234	740	4	2010	2010	NUM
cblr-14234	740	5	)	)	PUNCT
cblr-14234	740	6	;	;	PUNCT
cblr-14234	740	7	sierra	sierra	PROPN
cblr-14234	740	8	v.	v.	PROPN
cblr-14234	740	9	isdell	isdell	PROPN
cblr-14234	740	10	,	,	PUNCT
cblr-14234	740	11	no	no	INTJ
cblr-14234	740	12	.	.	NOUN
cblr-14234	741	1	609cv124	609cv124	NUM
cblr-14234	741	2	-	-	PUNCT
cblr-14234	741	3	orl-19krs	orl-19kr	NOUN
cblr-14234	741	4	,	,	PUNCT
cblr-14234	741	5	2009	2009	NUM
cblr-14234	741	6	wl	wl	NOUN
cblr-14234	741	7	2179127	2179127	NUM
cblr-14234	741	8	,	,	PUNCT
cblr-14234	741	9	at	at	ADP
cblr-14234	741	10	*	*	NOUN
cblr-14234	741	11	5	5	NUM
cblr-14234	741	12	(	(	PUNCT
cblr-14234	741	13	m.d	m.d	PROPN
cblr-14234	741	14	.	.	PROPN
cblr-14234	741	15	fla	fla	PROPN
cblr-14234	741	16	.	.	PUNCT
cblr-14234	742	1	july	july	PROPN
cblr-14234	742	2	21	21	NUM
cblr-14234	742	3	,	,	PUNCT
cblr-14234	742	4	2009	2009	NUM
cblr-14234	742	5	)	)	PUNCT
cblr-14234	742	6	;	;	PUNCT
cblr-14234	742	7	sanchez	sanchez	PROPN
cblr-14234	742	8	v.	v.	PROPN
cblr-14234	742	9	brown	brown	PROPN
cblr-14234	742	10	auto	auto	PROPN
cblr-14234	742	11	.	.	PROPN
cblr-14234	742	12	,	,	PUNCT
cblr-14234	742	13	inc	inc	PROPN
cblr-14234	742	14	.	.	PROPN
cblr-14234	742	15	,	,	PUNCT
cblr-14234	742	16	no	no	INTJ
cblr-14234	742	17	.	.	PUNCT
cblr-14234	743	1	b306713	b306713	ADP
cblr-14234	743	2	,	,	PUNCT
cblr-14234	743	3	2021	2021	NUM
cblr-14234	743	4	wl	wl	SYM
cblr-14234	743	5	1608575	1608575	NUM
cblr-14234	743	6	,	,	PUNCT
cblr-14234	743	7	at	at	ADP
cblr-14234	743	8	*	*	PROPN
cblr-14234	743	9	7–8	7–8	NUM
cblr-14234	743	10	(	(	PUNCT
cblr-14234	743	11	cal	cal	PROPN
cblr-14234	743	12	.	.	PUNCT
cblr-14234	744	1	ct	ct	PROPN
cblr-14234	744	2	.	.	PUNCT
cblr-14234	745	1	app	app	PROPN
cblr-14234	745	2	.	.	PUNCT
cblr-14234	746	1	apr	apr	PROPN
cblr-14234	746	2	.	.	PROPN
cblr-14234	746	3	26	26	NUM
cblr-14234	746	4	,	,	PUNCT
cblr-14234	746	5	2021	2021	NUM
cblr-14234	746	6	)	)	PUNCT
cblr-14234	746	7	.	.	PUNCT
cblr-14234	747	1	169	169	NUM
cblr-14234	747	2	laibow	laibow	NOUN
cblr-14234	747	3	v.	v.	ADP
cblr-14234	747	4	menashe	menashe	PROPN
cblr-14234	747	5	,	,	PUNCT
cblr-14234	747	6	no	no	INTJ
cblr-14234	747	7	.	.	PUNCT
cblr-14234	748	1	cv194549kmscm	cv194549kmscm	NOUN
cblr-14234	748	2	,	,	PUNCT
cblr-14234	748	3	2019	2019	NUM
cblr-14234	748	4	wl	wl	NOUN
cblr-14234	748	5	6243368	6243368	NUM
cblr-14234	748	6	,	,	PUNCT
cblr-14234	748	7	at	at	ADP
cblr-14234	748	8	*	*	NOUN
cblr-14234	748	9	8	8	NUM
cblr-14234	748	10	(	(	PUNCT
cblr-14234	748	11	d.n.j	d.n.j	PROPN
cblr-14234	748	12	.	.	PUNCT
cblr-14234	748	13	nov	nov	PROPN
cblr-14234	748	14	.	.	PROPN
cblr-14234	748	15	21	21	NUM
cblr-14234	748	16	,	,	PUNCT
cblr-14234	748	17	2019	2019	NUM
cblr-14234	748	18	)	)	PUNCT
cblr-14234	748	19	.	.	PUNCT
cblr-14234	749	1	see	see	VERB
cblr-14234	749	2	also	also	ADV
cblr-14234	749	3	hampden	hampden	PROPN
cblr-14234	749	4	coal	coal	PROPN
cblr-14234	749	5	,	,	PUNCT
cblr-14234	749	6	llc	llc	PROPN
cblr-14234	749	7	v.	v.	PROPN
cblr-14234	749	8	varney	varney	PROPN
cblr-14234	749	9	,	,	PUNCT
cblr-14234	749	10	810	810	NUM
cblr-14234	749	11	s.e.2d	s.e.2d	NUM
cblr-14234	749	12	286	286	NUM
cblr-14234	749	13	,	,	PUNCT
cblr-14234	749	14	297–98	297–98	NUM
cblr-14234	749	15	(	(	PUNCT
cblr-14234	749	16	w.	w.	PROPN
cblr-14234	749	17	va	va	PROPN
cblr-14234	749	18	.	.	PROPN
cblr-14234	749	19	2018	2018	NUM
cblr-14234	749	20	)	)	PUNCT
cblr-14234	749	21	(	(	PUNCT
cblr-14234	749	22	considering	consider	VERB
cblr-14234	749	23	“	"	PUNCT
cblr-14234	749	24	inadequacies	inadequacy	NOUN
cblr-14234	749	25	that	that	PRON
cblr-14234	749	26	results	result	VERB
cblr-14234	749	27	in	in	ADP
cblr-14234	749	28	the	the	DET
cblr-14234	749	29	lack	lack	NOUN
cblr-14234	749	30	of	of	ADP
cblr-14234	749	31	a	a	DET
cblr-14234	749	32	real	real	ADJ
cblr-14234	749	33	and	and	CCONJ
cblr-14234	749	34	voluntary	voluntary	ADJ
cblr-14234	749	35	meeting	meeting	NOUN
cblr-14234	749	36	of	of	ADP
cblr-14234	749	37	the	the	DET
cblr-14234	749	38	minds	mind	NOUN
cblr-14234	749	39	of	of	ADP
cblr-14234	749	40	the	the	DET
cblr-14234	749	41	parties	party	NOUN
cblr-14234	749	42	”	"	PUNCT
cblr-14234	749	43	that	that	PRON
cblr-14234	749	44	include	include	VERB
cblr-14234	749	45	“	"	PUNCT
cblr-14234	749	46	whether	whether	SCONJ
cblr-14234	749	47	each	each	DET
cblr-14234	749	48	party	party	NOUN
cblr-14234	749	49	had	have	VERB
cblr-14234	749	50	a	a	DET
cblr-14234	749	51	reasonable	reasonable	ADJ
cblr-14234	749	52	opportunity	opportunity	NOUN
cblr-14234	749	53	to	to	PART
cblr-14234	749	54	understand	understand	VERB
cblr-14234	749	55	the	the	DET
cblr-14234	749	56	terms	term	NOUN
cblr-14234	749	57	of	of	ADP
cblr-14234	749	58	the	the	DET
cblr-14234	749	59	contract	contract	NOUN
cblr-14234	749	60	.	.	PUNCT
cblr-14234	749	61	”	"	PUNCT
cblr-14234	749	62	)	)	PUNCT
cblr-14234	749	63	;	;	PUNCT
cblr-14234	749	64	sierra	sierra	PROPN
cblr-14234	749	65	v.	v.	PROPN
cblr-14234	749	66	isdell	isdell	PROPN
cblr-14234	749	67	,	,	PUNCT
cblr-14234	749	68	2009	2009	NUM
cblr-14234	749	69	wl	wl	NOUN
cblr-14234	749	70	2179127	2179127	NUM
cblr-14234	749	71	,	,	PUNCT
cblr-14234	749	72	at	at	ADP
cblr-14234	749	73	*	*	NUM
cblr-14234	749	74	4	4	NUM
cblr-14234	749	75	(	(	PUNCT
cblr-14234	749	76	m.d	m.d	PROPN
cblr-14234	749	77	.	.	PROPN
cblr-14234	749	78	fla	fla	PROPN
cblr-14234	749	79	.	.	PUNCT
cblr-14234	750	1	2009	2009	NUM
cblr-14234	750	2	)	)	PUNCT
cblr-14234	750	3	(	(	PUNCT
cblr-14234	750	4	procedural	procedural	ADJ
cblr-14234	750	5	unconscionability	unconscionability	NOUN
cblr-14234	750	6	“	"	PUNCT
cblr-14234	750	7	turns	turn	VERB
cblr-14234	750	8	on	on	ADP
cblr-14234	750	9	the	the	DET
cblr-14234	750	10	bargaining	bargaining	NOUN
cblr-14234	750	11	power	power	NOUN
cblr-14234	750	12	of	of	ADP
cblr-14234	750	13	the	the	DET
cblr-14234	750	14	parties	party	NOUN
cblr-14234	750	15	and	and	CCONJ
cblr-14234	750	16	their	their	PRON
cblr-14234	750	17	ability	ability	NOUN
cblr-14234	750	18	to	to	PART
cblr-14234	750	19	understand	understand	VERB
cblr-14234	750	20	the	the	DET
cblr-14234	750	21	relevant	relevant	ADJ
cblr-14234	750	22	terms	term	NOUN
cblr-14234	750	23	,	,	PUNCT
cblr-14234	750	24	”	"	PUNCT
cblr-14234	750	25	which	which	PRON
cblr-14234	750	26	includes	include	VERB
cblr-14234	750	27	“	"	PUNCT
cblr-14234	750	28	whether	whether	SCONJ
cblr-14234	750	29	each	each	DET
cblr-14234	750	30	party	party	NOUN
cblr-14234	750	31	had	have	VERB
cblr-14234	750	32	a	a	DET
cblr-14234	750	33	reasonable	reasonable	ADJ
cblr-14234	750	34	opportunity	opportunity	NOUN
cblr-14234	750	35	to	to	PART
cblr-14234	750	36	understand	understand	VERB
cblr-14234	750	37	the	the	DET
cblr-14234	750	38	terms	term	NOUN
cblr-14234	750	39	.	.	PUNCT
cblr-14234	750	40	”	"	PUNCT
cblr-14234	750	41	)	)	PUNCT
cblr-14234	750	42	.	.	PUNCT
cblr-14234	751	1	170	170	NUM
cblr-14234	751	2	bell	bell	NOUN
cblr-14234	751	3	v.	v.	ADP
cblr-14234	751	4	koch	koch	PROPN
cblr-14234	751	5	foods	food	NOUN
cblr-14234	751	6	of	of	ADP
cblr-14234	751	7	mississippi	mississippi	PROPN
cblr-14234	751	8	,	,	PUNCT
cblr-14234	751	9	llc	llc	PROPN
cblr-14234	751	10	,	,	PUNCT
cblr-14234	751	11	358	358	NUM
cblr-14234	751	12	f.	f.	PROPN
cblr-14234	751	13	app'x	app'x	PROPN
cblr-14234	751	14	498	498	NUM
cblr-14234	751	15	,	,	PUNCT
cblr-14234	751	16	503	503	NUM
cblr-14234	751	17	(	(	PUNCT
cblr-14234	751	18	5th	5th	ADJ
cblr-14234	751	19	cir	cir	NOUN
cblr-14234	751	20	.	.	PUNCT
cblr-14234	751	21	2009	2009	NUM
cblr-14234	751	22	)	)	PUNCT
cblr-14234	751	23	.	.	PUNCT
cblr-14234	752	1	171	171	NUM
cblr-14234	752	2	stormont	stormont	ADJ
cblr-14234	752	3	-	-	PUNCT
cblr-14234	752	4	vail	vail	NOUN
cblr-14234	752	5	hosp	hosp	NOUN
cblr-14234	752	6	.	.	PUNCT
cblr-14234	753	1	v.	v.	ADP
cblr-14234	753	2	spurling	spurling	NOUN
cblr-14234	753	3	,	,	PUNCT
cblr-14234	753	4	no	no	INTJ
cblr-14234	753	5	.	.	NOUN
cblr-14234	753	6	110	110	NUM
cblr-14234	753	7	,	,	PUNCT
cblr-14234	753	8	2014	2014	NUM
cblr-14234	753	9	kan	kan	X
cblr-14234	753	10	.	.	PUNCT
cblr-14234	754	1	app	app	PROPN
cblr-14234	754	2	.	.	PUNCT
cblr-14234	755	1	unpub	unpub	PROPN
cblr-14234	755	2	.	.	PUNCT
cblr-14234	755	3	lexis	lexis	PROPN
cblr-14234	755	4	659	659	NUM
cblr-14234	755	5	,	,	PUNCT
cblr-14234	755	6	at	at	ADP
cblr-14234	755	7	*	*	PROPN
cblr-14234	755	8	11	11	NUM
cblr-14234	755	9	.	.	PUNCT
cblr-14234	756	1	see	see	VERB
cblr-14234	756	2	also	also	ADV
cblr-14234	756	3	boliek	boliek	ADJ
cblr-14234	756	4	,	,	PUNCT
cblr-14234	756	5	supra	supra	PROPN
cblr-14234	756	6	note	note	NOUN
cblr-14234	756	7	96	96	NUM
cblr-14234	756	8	,	,	PUNCT
cblr-14234	756	9	at	at	ADP
cblr-14234	756	10	55	55	NUM
cblr-14234	756	11	(	(	PUNCT
cblr-14234	756	12	“	"	PUNCT
cblr-14234	756	13	the	the	DET
cblr-14234	756	14	small	small	ADJ
cblr-14234	756	15	font	font	NOUN
cblr-14234	756	16	,	,	PUNCT
cblr-14234	756	17	the	the	DET
cblr-14234	756	18	burying	burying	NOUN
cblr-14234	756	19	of	of	ADP
cblr-14234	756	20	the	the	DET
cblr-14234	756	21	term	term	NOUN
cblr-14234	756	22	with	with	ADP
cblr-14234	756	23	unrelated	unrelated	ADJ
cblr-14234	756	24	provisions	provision	NOUN
cblr-14234	756	25	,	,	PUNCT
cblr-14234	756	26	the	the	DET
cblr-14234	756	27	lack	lack	NOUN
cblr-14234	756	28	of	of	ADP
cblr-14234	756	29	highlighting	highlight	VERB
cblr-14234	756	30	such	such	DET
cblr-14234	756	31	a	a	DET
cblr-14234	756	32	material	material	NOUN
cblr-14234	756	33	employment	employment	NOUN
cblr-14234	756	34	condition	condition	NOUN
cblr-14234	756	35	are	be	AUX
cblr-14234	756	36	likely	likely	ADJ
cblr-14234	756	37	examples	example	NOUN
cblr-14234	756	38	of	of	ADP
cblr-14234	756	39	procedural	procedural	ADJ
cblr-14234	756	40	unconscionability	unconscionability	NOUN
cblr-14234	756	41	.	.	PUNCT
cblr-14234	756	42	”	"	PUNCT
cblr-14234	757	1	)	)	PUNCT
cblr-14234	757	2	502	502	NUM
cblr-14234	757	3	columbia	columbia	PROPN
cblr-14234	757	4	business	business	NOUN
cblr-14234	757	5	law	law	PROPN
cblr-14234	757	6	review	review	NOUN
cblr-14234	757	7	[	[	X
cblr-14234	757	8	vol	vol	NOUN
cblr-14234	757	9	.	.	NOUN
cblr-14234	757	10	2024	2024	NUM
cblr-14234	757	11	contract	contract	NOUN
cblr-14234	757	12	,	,	PUNCT
cblr-14234	757	13	”	"	PUNCT
cblr-14234	757	14	and	and	CCONJ
cblr-14234	757	15	(	(	PUNCT
cblr-14234	757	16	e	e	NOUN
cblr-14234	757	17	)	)	PUNCT
cblr-14234	757	18	whether	whether	SCONJ
cblr-14234	757	19	important	important	ADJ
cblr-14234	757	20	terms	term	NOUN
cblr-14234	757	21	were	be	AUX
cblr-14234	757	22	“	"	PUNCT
cblr-14234	757	23	hidden	hide	VERB
cblr-14234	757	24	in	in	ADP
cblr-14234	757	25	a	a	DET
cblr-14234	757	26	maze	maze	NOUN
cblr-14234	757	27	of	of	ADP
cblr-14234	757	28	fine	fine	ADJ
cblr-14234	757	29	print	print	NOUN
cblr-14234	757	30	and	and	CCONJ
cblr-14234	757	31	minimized	minimize	VERB
cblr-14234	757	32	by	by	ADP
cblr-14234	757	33	deceptive	deceptive	ADJ
cblr-14234	757	34	sales	sale	NOUN
cblr-14234	757	35	practices	practice	NOUN
cblr-14234	757	36	.	.	PUNCT
cblr-14234	757	37	”172	”172	PUNCT
cblr-14234	758	1	some	some	DET
cblr-14234	758	2	courts	court	NOUN
cblr-14234	758	3	even	even	ADV
cblr-14234	758	4	consider	consider	VERB
cblr-14234	758	5	plain	plain	ADJ
cblr-14234	758	6	language	language	NOUN
cblr-14234	758	7	as	as	ADP
cblr-14234	758	8	part	part	NOUN
cblr-14234	758	9	of	of	ADP
cblr-14234	758	10	a	a	DET
cblr-14234	758	11	substantive	substantive	ADJ
cblr-14234	758	12	unconscionability	unconscionability	NOUN
cblr-14234	758	13	analysis.173	analysis.173	PROPN
cblr-14234	758	14	apart	apart	ADV
cblr-14234	758	15	from	from	ADP
cblr-14234	758	16	a	a	DET
cblr-14234	758	17	contract	contract	NOUN
cblr-14234	758	18	’s	’s	PART
cblr-14234	758	19	text	text	NOUN
cblr-14234	758	20	,	,	PUNCT
cblr-14234	758	21	many	many	ADJ
cblr-14234	758	22	courts	court	NOUN
cblr-14234	758	23	consider	consider	VERB
cblr-14234	758	24	other	other	ADJ
cblr-14234	758	25	factors	factor	NOUN
cblr-14234	758	26	related	relate	VERB
cblr-14234	758	27	to	to	ADP
cblr-14234	758	28	understanding	understanding	NOUN
cblr-14234	758	29	like	like	ADP
cblr-14234	758	30	a	a	DET
cblr-14234	758	31	consumer	consumer	NOUN
cblr-14234	758	32	’s	’s	PART
cblr-14234	758	33	age	age	NOUN
cblr-14234	758	34	,	,	PUNCT
cblr-14234	758	35	literacy	literacy	NOUN
cblr-14234	758	36	,	,	PUNCT
cblr-14234	758	37	and	and	CCONJ
cblr-14234	758	38	sophistication.174	sophistication.174	PROPN
cblr-14234	758	39	2	2	NUM
cblr-14234	758	40	.	.	PUNCT
cblr-14234	758	41	limitations	limitation	NOUN
cblr-14234	758	42	of	of	ADP
cblr-14234	758	43	common	common	ADJ
cblr-14234	758	44	law	law	NOUN
cblr-14234	758	45	solutions	solution	NOUN
cblr-14234	758	46	court	court	NOUN
cblr-14234	758	47	infusions	infusion	NOUN
cblr-14234	758	48	of	of	ADP
cblr-14234	758	49	plain	plain	ADJ
cblr-14234	758	50	language	language	NOUN
cblr-14234	758	51	into	into	ADP
cblr-14234	758	52	contract	contract	NOUN
cblr-14234	758	53	law	law	NOUN
cblr-14234	758	54	has	have	AUX
cblr-14234	758	55	had	have	VERB
cblr-14234	758	56	little	little	ADJ
cblr-14234	758	57	effect	effect	NOUN
cblr-14234	758	58	.	.	PUNCT
cblr-14234	759	1	at	at	ADV
cblr-14234	759	2	least	least	ADV
cblr-14234	759	3	three	three	NUM
cblr-14234	759	4	reasons	reason	NOUN
cblr-14234	759	5	explain	explain	VERB
cblr-14234	759	6	why	why	SCONJ
cblr-14234	759	7	.	.	PUNCT
cblr-14234	760	1	first	first	ADV
cblr-14234	760	2	,	,	PUNCT
cblr-14234	760	3	the	the	DET
cblr-14234	760	4	infusions	infusion	NOUN
cblr-14234	760	5	are	be	AUX
cblr-14234	760	6	not	not	PART
cblr-14234	760	7	widespread	widespread	ADJ
cblr-14234	760	8	.	.	PUNCT
cblr-14234	761	1	so	so	ADV
cblr-14234	761	2	far	far	ADV
cblr-14234	761	3	,	,	PUNCT
cblr-14234	761	4	they	they	PRON
cblr-14234	761	5	have	have	AUX
cblr-14234	761	6	arisen	arise	VERB
cblr-14234	761	7	on	on	ADP
cblr-14234	761	8	a	a	DET
cblr-14234	761	9	case	case	NOUN
cblr-14234	761	10	-	-	PUNCT
cblr-14234	761	11	by	by	ADP
cblr-14234	761	12	-	-	PUNCT
cblr-14234	761	13	case	case	NOUN
cblr-14234	761	14	basis	basis	NOUN
cblr-14234	761	15	scattered	scatter	VERB
cblr-14234	761	16	across	across	ADP
cblr-14234	761	17	jurisdictions	jurisdiction	NOUN
cblr-14234	761	18	,	,	PUNCT
cblr-14234	761	19	mostly	mostly	ADV
cblr-14234	761	20	in	in	ADP
cblr-14234	761	21	trial	trial	NOUN
cblr-14234	761	22	courts	court	NOUN
cblr-14234	761	23	.	.	PUNCT
cblr-14234	762	1	until	until	SCONJ
cblr-14234	762	2	appellate	appellate	ADJ
cblr-14234	762	3	courts	court	NOUN
cblr-14234	762	4	across	across	ADP
cblr-14234	762	5	the	the	DET
cblr-14234	762	6	country	country	NOUN
cblr-14234	762	7	begin	begin	VERB
cblr-14234	762	8	recognizing	recognize	VERB
cblr-14234	762	9	the	the	DET
cblr-14234	762	10	role	role	NOUN
cblr-14234	762	11	of	of	ADP
cblr-14234	762	12	plain	plain	ADJ
cblr-14234	762	13	language	language	NOUN
cblr-14234	762	14	in	in	ADP
cblr-14234	762	15	contract	contract	NOUN
cblr-14234	762	16	law	law	NOUN
cblr-14234	762	17	,	,	PUNCT
cblr-14234	762	18	drafters	drafter	NOUN
cblr-14234	762	19	have	have	VERB
cblr-14234	762	20	little	little	ADJ
cblr-14234	762	21	incentive	incentive	NOUN
cblr-14234	762	22	to	to	PART
cblr-14234	762	23	change	change	VERB
cblr-14234	762	24	longstanding	longstanding	ADJ
cblr-14234	762	25	language	language	NOUN
cblr-14234	762	26	and	and	CCONJ
cblr-14234	762	27	templates	template	NOUN
cblr-14234	762	28	.	.	PUNCT
cblr-14234	763	1	moreover	moreover	ADV
cblr-14234	763	2	,	,	PUNCT
cblr-14234	763	3	even	even	ADV
cblr-14234	763	4	when	when	SCONJ
cblr-14234	763	5	appellate	appellate	ADJ
cblr-14234	763	6	courts	court	NOUN
cblr-14234	763	7	like	like	ADP
cblr-14234	763	8	the	the	DET
cblr-14234	763	9	new	new	PROPN
cblr-14234	763	10	jersey	jersey	PROPN
cblr-14234	763	11	supreme	supreme	PROPN
cblr-14234	763	12	court	court	PROPN
cblr-14234	763	13	have	have	AUX
cblr-14234	763	14	recognized	recognize	VERB
cblr-14234	763	15	the	the	DET
cblr-14234	763	16	importance	importance	NOUN
cblr-14234	763	17	of	of	ADP
cblr-14234	763	18	plain	plain	ADJ
cblr-14234	763	19	language	language	NOUN
cblr-14234	763	20	,	,	PUNCT
cblr-14234	763	21	they	they	PRON
cblr-14234	763	22	do	do	VERB
cblr-14234	763	23	so	so	ADV
cblr-14234	763	24	only	only	ADV
cblr-14234	763	25	in	in	ADP
cblr-14234	763	26	very	very	ADV
cblr-14234	763	27	focused	focused	ADJ
cblr-14234	763	28	areas	area	NOUN
cblr-14234	763	29	of	of	ADP
cblr-14234	763	30	contract	contract	NOUN
cblr-14234	763	31	law	law	NOUN
cblr-14234	763	32	.	.	PUNCT
cblr-14234	764	1	many	many	ADJ
cblr-14234	764	2	of	of	ADP
cblr-14234	764	3	the	the	DET
cblr-14234	764	4	abovereferenced	abovereference	VERB
cblr-14234	764	5	cases	case	NOUN
cblr-14234	764	6	focus	focus	VERB
cblr-14234	764	7	on	on	ADP
cblr-14234	764	8	waivers	waiver	NOUN
cblr-14234	764	9	of	of	ADP
cblr-14234	764	10	statutory	statutory	ADJ
cblr-14234	764	11	or	or	CCONJ
cblr-14234	764	12	constitutional	constitutional	ADJ
cblr-14234	764	13	rights	right	NOUN
cblr-14234	764	14	,	,	PUNCT
cblr-14234	764	15	especially	especially	ADV
cblr-14234	764	16	arbitration	arbitration	NOUN
cblr-14234	764	17	clauses	clause	NOUN
cblr-14234	764	18	and	and	CCONJ
cblr-14234	764	19	172	172	NUM
cblr-14234	764	20	williams	williams	PROPN
cblr-14234	764	21	v.	v.	PROPN
cblr-14234	764	22	walker	walker	PROPN
cblr-14234	764	23	-	-	PUNCT
cblr-14234	764	24	thomas	thomas	PROPN
cblr-14234	764	25	furniture	furniture	NOUN
cblr-14234	764	26	company	company	NOUN
cblr-14234	764	27	,	,	PUNCT
cblr-14234	764	28	350	350	NUM
cblr-14234	764	29	f.	f.	PROPN
cblr-14234	764	30	2d	2d	PROPN
cblr-14234	764	31	445	445	NUM
cblr-14234	764	32	,	,	PUNCT
cblr-14234	764	33	447	447	NUM
cblr-14234	764	34	–	–	PUNCT
cblr-14234	764	35	48	48	NUM
cblr-14234	764	36	(	(	PUNCT
cblr-14234	764	37	d.c	d.c	PROPN
cblr-14234	764	38	.	.	PROPN
cblr-14234	764	39	cir	cir	PROPN
cblr-14234	764	40	.	.	PUNCT
cblr-14234	764	41	1965	1965	NUM
cblr-14234	764	42	)	)	PUNCT
cblr-14234	764	43	.	.	PUNCT
cblr-14234	765	1	173	173	NUM
cblr-14234	765	2	see	see	VERB
cblr-14234	765	3	,	,	PUNCT
cblr-14234	765	4	e.g.	e.g.	ADV
cblr-14234	765	5	,	,	PUNCT
cblr-14234	765	6	copello	copello	VERB
cblr-14234	765	7	v.	v.	ADP
cblr-14234	765	8	boehringer	boehringer	PROPN
cblr-14234	765	9	ingelheim	ingelheim	PROPN
cblr-14234	765	10	pharms	pharms	PROPN
cblr-14234	765	11	.	.	PUNCT
cblr-14234	766	1	inc	inc	PROPN
cblr-14234	766	2	.	.	PROPN
cblr-14234	766	3	,	,	PUNCT
cblr-14234	766	4	812	812	NUM
cblr-14234	766	5	f.	f.	PROPN
cblr-14234	766	6	supp	supp	PROPN
cblr-14234	766	7	.	.	PUNCT
cblr-14234	767	1	2d	2d	PROPN
cblr-14234	767	2	886	886	NUM
cblr-14234	767	3	,	,	PUNCT
cblr-14234	767	4	896	896	NUM
cblr-14234	767	5	(	(	PUNCT
cblr-14234	767	6	n.d	n.d	PROPN
cblr-14234	767	7	.	.	PROPN
cblr-14234	767	8	ill	ill	PROPN
cblr-14234	767	9	.	.	PROPN
cblr-14234	767	10	2011	2011	NUM
cblr-14234	767	11	)	)	PUNCT
cblr-14234	767	12	;	;	PUNCT
cblr-14234	767	13	h.h	h.h	PROPN
cblr-14234	767	14	.	.	PROPN
cblr-14234	767	15	franchising	franchising	NOUN
cblr-14234	767	16	sys	sys	PROPN
cblr-14234	767	17	.	.	PROPN
cblr-14234	767	18	,	,	PUNCT
cblr-14234	767	19	inc	inc	PROPN
cblr-14234	767	20	.	.	PROPN
cblr-14234	767	21	v.	v.	PROPN
cblr-14234	767	22	pawson	pawson	PROPN
cblr-14234	767	23	,	,	PUNCT
cblr-14234	767	24	no	no	INTJ
cblr-14234	767	25	.	.	NOUN
cblr-14234	767	26	1:17cv-368	1:17cv-368	NUM
cblr-14234	767	27	,	,	PUNCT
cblr-14234	767	28	2018	2018	NUM
cblr-14234	767	29	wl	wl	NOUN
cblr-14234	767	30	1456131	1456131	NUM
cblr-14234	767	31	,	,	PUNCT
cblr-14234	767	32	at	at	ADP
cblr-14234	767	33	*	*	NUM
cblr-14234	767	34	15	15	NUM
cblr-14234	767	35	(	(	PUNCT
cblr-14234	767	36	s.d	s.d	PROPN
cblr-14234	767	37	.	.	PROPN
cblr-14234	767	38	ohio	ohio	PROPN
cblr-14234	767	39	mar	mar	PROPN
cblr-14234	767	40	.	.	PROPN
cblr-14234	767	41	23	23	NUM
cblr-14234	767	42	,	,	PUNCT
cblr-14234	767	43	2018	2018	NUM
cblr-14234	767	44	)	)	PUNCT
cblr-14234	767	45	;	;	PUNCT
cblr-14234	767	46	hampden	hampden	PROPN
cblr-14234	767	47	coal	coal	PROPN
cblr-14234	767	48	,	,	PUNCT
cblr-14234	767	49	llc	llc	PROPN
cblr-14234	767	50	v.	v.	PROPN
cblr-14234	767	51	varney	varney	PROPN
cblr-14234	767	52	,	,	PUNCT
cblr-14234	767	53	240	240	NUM
cblr-14234	767	54	w.	w.	PROPN
cblr-14234	767	55	va	va	PROPN
cblr-14234	767	56	.	.	PROPN
cblr-14234	767	57	284	284	NUM
cblr-14234	767	58	,	,	PUNCT
cblr-14234	767	59	293	293	NUM
cblr-14234	767	60	,	,	PUNCT
cblr-14234	767	61	810	810	NUM
cblr-14234	767	62	s.e.2d	s.e.2d	NUM
cblr-14234	767	63	286	286	NUM
cblr-14234	767	64	,	,	PUNCT
cblr-14234	767	65	295	295	NUM
cblr-14234	767	66	(	(	PUNCT
cblr-14234	767	67	2018	2018	NUM
cblr-14234	767	68	)	)	PUNCT
cblr-14234	767	69	.	.	PUNCT
cblr-14234	768	1	see	see	VERB
cblr-14234	768	2	also	also	ADV
cblr-14234	768	3	8	8	NUM
cblr-14234	768	4	williston	williston	PROPN
cblr-14234	768	5	on	on	ADP
cblr-14234	768	6	contracts	contract	NOUN
cblr-14234	768	7	§	§	PROPN
cblr-14234	768	8	18:10	18:10	NUM
cblr-14234	768	9	(	(	PUNCT
cblr-14234	768	10	4th	4th	ADJ
cblr-14234	768	11	ed	ed	NOUN
cblr-14234	768	12	.	.	PUNCT
cblr-14234	768	13	)	)	PUNCT
cblr-14234	769	1	(	(	PUNCT
cblr-14234	769	2	“	"	PUNCT
cblr-14234	769	3	[	[	X
cblr-14234	769	4	t]he	t]he	ADJ
cblr-14234	769	5	terms	term	NOUN
cblr-14234	769	6	contained	contain	VERB
cblr-14234	769	7	in	in	ADP
cblr-14234	769	8	the	the	DET
cblr-14234	769	9	resulting	result	VERB
cblr-14234	769	10	contract	contract	NOUN
cblr-14234	769	11	—	—	PUNCT
cblr-14234	769	12	whether	whether	SCONJ
cblr-14234	769	13	in	in	ADP
cblr-14234	769	14	fine	fine	ADJ
cblr-14234	769	15	print	print	NOUN
cblr-14234	769	16	or	or	CCONJ
cblr-14234	769	17	legal	legal	ADJ
cblr-14234	769	18	‘	'	PUNCT
cblr-14234	769	19	gobbledygook’—would	gobbledygook’—would	AUX
cblr-14234	769	20	hardly	hardly	ADV
cblr-14234	769	21	be	be	AUX
cblr-14234	769	22	of	of	ADP
cblr-14234	769	23	concern	concern	NOUN
cblr-14234	769	24	unless	unless	SCONJ
cblr-14234	769	25	they	they	PRON
cblr-14234	769	26	were	be	AUX
cblr-14234	769	27	substantively	substantively	ADV
cblr-14234	769	28	harmful	harmful	ADJ
cblr-14234	769	29	to	to	ADP
cblr-14234	769	30	the	the	DET
cblr-14234	769	31	nondrafting	nondrafting	NOUN
cblr-14234	769	32	party	party	NOUN
cblr-14234	769	33	as	as	ADV
cblr-14234	769	34	well	well	ADV
cblr-14234	769	35	.	.	PUNCT
cblr-14234	769	36	”	"	PUNCT
cblr-14234	769	37	)	)	PUNCT
cblr-14234	769	38	.	.	PUNCT
cblr-14234	770	1	174	174	NUM
cblr-14234	770	2	see	see	VERB
cblr-14234	770	3	,	,	PUNCT
cblr-14234	770	4	e.g.	e.g.	ADV
cblr-14234	770	5	,	,	PUNCT
cblr-14234	770	6	laibow	laibow	NOUN
cblr-14234	770	7	v.	v.	ADP
cblr-14234	770	8	menashe	menashe	PROPN
cblr-14234	770	9	,	,	PUNCT
cblr-14234	770	10	no	no	INTJ
cblr-14234	770	11	.	.	PUNCT
cblr-14234	771	1	cv194549kmscm	cv194549kmscm	NOUN
cblr-14234	771	2	,	,	PUNCT
cblr-14234	771	3	2019	2019	NUM
cblr-14234	771	4	wl	wl	NOUN
cblr-14234	771	5	6243368	6243368	NUM
cblr-14234	771	6	,	,	PUNCT
cblr-14234	771	7	at	at	ADP
cblr-14234	771	8	*	*	PROPN
cblr-14234	771	9	20–21	20–21	NUM
cblr-14234	771	10	(	(	PUNCT
cblr-14234	771	11	d.n.j	d.n.j	PROPN
cblr-14234	771	12	.	.	PUNCT
cblr-14234	771	13	nov	nov	PROPN
cblr-14234	771	14	.	.	PROPN
cblr-14234	771	15	21	21	NUM
cblr-14234	771	16	,	,	PUNCT
cblr-14234	771	17	2019	2019	NUM
cblr-14234	771	18	)	)	PUNCT
cblr-14234	771	19	;	;	PUNCT
cblr-14234	771	20	hampden	hampden	PROPN
cblr-14234	771	21	coal	coal	PROPN
cblr-14234	771	22	,	,	PUNCT
cblr-14234	771	23	llc	llc	PROPN
cblr-14234	771	24	v.	v.	PROPN
cblr-14234	771	25	varney	varney	PROPN
cblr-14234	771	26	,	,	PUNCT
cblr-14234	771	27	810	810	NUM
cblr-14234	771	28	s.e.2d	s.e.2d	NUM
cblr-14234	771	29	286	286	NUM
cblr-14234	771	30	,	,	PUNCT
cblr-14234	771	31	297–98	297–98	NUM
cblr-14234	771	32	(	(	PUNCT
cblr-14234	771	33	2018	2018	NUM
cblr-14234	771	34	)	)	PUNCT
cblr-14234	771	35	.	.	PUNCT
cblr-14234	772	1	see	see	VERB
cblr-14234	772	2	also	also	ADV
cblr-14234	772	3	sierra	sierra	PROPN
cblr-14234	772	4	v.	v.	PROPN
cblr-14234	772	5	isdell	isdell	PROPN
cblr-14234	772	6	,	,	PUNCT
cblr-14234	772	7	no	no	INTJ
cblr-14234	772	8	.	.	NOUN
cblr-14234	772	9	609cv124	609cv124	NUM
cblr-14234	772	10	-	-	PUNCT
cblr-14234	772	11	orl19krs	orl19krs	PROPN
cblr-14234	772	12	,	,	PUNCT
cblr-14234	772	13	2009	2009	NUM
cblr-14234	772	14	wl	wl	NOUN
cblr-14234	772	15	2179127	2179127	NUM
cblr-14234	772	16	,	,	PUNCT
cblr-14234	772	17	at	at	ADP
cblr-14234	772	18	*	*	NUM
cblr-14234	772	19	4	4	NUM
cblr-14234	772	20	(	(	PUNCT
cblr-14234	772	21	m.d	m.d	PROPN
cblr-14234	772	22	.	.	PROPN
cblr-14234	772	23	fla	fla	PROPN
cblr-14234	772	24	.	.	PUNCT
cblr-14234	773	1	july	july	PROPN
cblr-14234	773	2	21	21	NUM
cblr-14234	773	3	,	,	PUNCT
cblr-14234	773	4	2009	2009	NUM
cblr-14234	773	5	)	)	PUNCT
cblr-14234	773	6	(	(	PUNCT
cblr-14234	773	7	analysis	analysis	NOUN
cblr-14234	773	8	“	"	PUNCT
cblr-14234	773	9	turns	turn	VERB
cblr-14234	773	10	on	on	ADP
cblr-14234	773	11	the	the	DET
cblr-14234	773	12	bargaining	bargaining	NOUN
cblr-14234	773	13	power	power	NOUN
cblr-14234	773	14	of	of	ADP
cblr-14234	773	15	the	the	DET
cblr-14234	773	16	parties	party	NOUN
cblr-14234	773	17	and	and	CCONJ
cblr-14234	773	18	their	their	PRON
cblr-14234	773	19	ability	ability	NOUN
cblr-14234	773	20	to	to	PART
cblr-14234	773	21	understand	understand	VERB
cblr-14234	773	22	the	the	DET
cblr-14234	773	23	relevant	relevant	ADJ
cblr-14234	773	24	terms	term	NOUN
cblr-14234	773	25	,	,	PUNCT
cblr-14234	773	26	”	"	PUNCT
cblr-14234	773	27	which	which	PRON
cblr-14234	773	28	includes	include	VERB
cblr-14234	773	29	“	"	PUNCT
cblr-14234	773	30	whether	whether	SCONJ
cblr-14234	773	31	each	each	DET
cblr-14234	773	32	party	party	NOUN
cblr-14234	773	33	had	have	VERB
cblr-14234	773	34	a	a	DET
cblr-14234	773	35	reasonable	reasonable	ADJ
cblr-14234	773	36	opportunity	opportunity	NOUN
cblr-14234	773	37	to	to	PART
cblr-14234	773	38	understand	understand	VERB
cblr-14234	773	39	the	the	DET
cblr-14234	773	40	terms	term	NOUN
cblr-14234	773	41	”	"	PUNCT
cblr-14234	773	42	)	)	PUNCT
cblr-14234	773	43	.	.	PUNCT
cblr-14234	774	1	no	no	INTJ
cblr-14234	774	2	.	.	NOUN
cblr-14234	775	1	2	2	NUM
cblr-14234	775	2	]	]	PUNCT
cblr-14234	775	3	the	the	DET
cblr-14234	775	4	duty	duty	NOUN
cblr-14234	775	5	to	to	PART
cblr-14234	775	6	make	make	VERB
cblr-14234	775	7	contracts	contract	NOUN
cblr-14234	775	8	understandable	understandable	ADJ
cblr-14234	775	9	503	503	NUM
cblr-14234	775	10	agreements	agreement	NOUN
cblr-14234	775	11	.	.	PUNCT
cblr-14234	776	1	relatively	relatively	ADV
cblr-14234	776	2	few	few	ADJ
cblr-14234	776	3	cases	case	NOUN
cblr-14234	776	4	extend	extend	VERB
cblr-14234	776	5	plain	plain	ADJ
cblr-14234	776	6	language	language	NOUN
cblr-14234	776	7	to	to	ADP
cblr-14234	776	8	all	all	DET
cblr-14234	776	9	contract	contract	NOUN
cblr-14234	776	10	terms	term	NOUN
cblr-14234	776	11	or	or	CCONJ
cblr-14234	776	12	consider	consider	VERB
cblr-14234	776	13	how	how	SCONJ
cblr-14234	776	14	all	all	DET
cblr-14234	776	15	the	the	DET
cblr-14234	776	16	provisions	provision	NOUN
cblr-14234	776	17	affect	affect	VERB
cblr-14234	776	18	the	the	DET
cblr-14234	776	19	understanding	understanding	NOUN
cblr-14234	776	20	of	of	ADP
cblr-14234	776	21	one	one	NUM
cblr-14234	776	22	another	another	DET
cblr-14234	776	23	.	.	PUNCT
cblr-14234	777	1	thus	thus	ADV
cblr-14234	777	2	,	,	PUNCT
cblr-14234	777	3	both	both	CCONJ
cblr-14234	777	4	jurisdictionally	jurisdictionally	ADV
cblr-14234	777	5	and	and	CCONJ
cblr-14234	777	6	substantively	substantively	ADV
cblr-14234	777	7	,	,	PUNCT
cblr-14234	777	8	the	the	DET
cblr-14234	777	9	scope	scope	NOUN
cblr-14234	777	10	of	of	ADP
cblr-14234	777	11	common	common	ADJ
cblr-14234	777	12	law	law	NOUN
cblr-14234	777	13	infusions	infusion	NOUN
cblr-14234	777	14	has	have	AUX
cblr-14234	777	15	been	be	AUX
cblr-14234	777	16	limited	limit	VERB
cblr-14234	777	17	.	.	PUNCT
cblr-14234	778	1	second	second	ADJ
cblr-14234	778	2	,	,	PUNCT
cblr-14234	778	3	plain	plain	ADJ
cblr-14234	778	4	language	language	NOUN
cblr-14234	778	5	is	be	AUX
cblr-14234	778	6	rarely	rarely	ADV
cblr-14234	778	7	dispositive	dispositive	ADJ
cblr-14234	778	8	.	.	PUNCT
cblr-14234	779	1	unconscionability	unconscionability	NOUN
cblr-14234	779	2	provides	provide	VERB
cblr-14234	779	3	a	a	DET
cblr-14234	779	4	good	good	ADJ
cblr-14234	779	5	example	example	NOUN
cblr-14234	779	6	.	.	PUNCT
cblr-14234	780	1	plain	plain	ADJ
cblr-14234	780	2	language	language	NOUN
cblr-14234	780	3	is	be	AUX
cblr-14234	780	4	usually	usually	ADV
cblr-14234	780	5	one	one	NUM
cblr-14234	780	6	of	of	ADP
cblr-14234	780	7	several	several	ADJ
cblr-14234	780	8	factors	factor	NOUN
cblr-14234	780	9	considered	consider	VERB
cblr-14234	780	10	as	as	ADP
cblr-14234	780	11	part	part	NOUN
cblr-14234	780	12	of	of	ADP
cblr-14234	780	13	a	a	DET
cblr-14234	780	14	procedural	procedural	ADJ
cblr-14234	780	15	unconscionability	unconscionability	NOUN
cblr-14234	780	16	analysis.175	analysis.175	ADV
cblr-14234	781	1	even	even	ADV
cblr-14234	781	2	if	if	SCONJ
cblr-14234	781	3	a	a	DET
cblr-14234	781	4	court	court	NOUN
cblr-14234	781	5	finds	find	VERB
cblr-14234	781	6	procedural	procedural	ADJ
cblr-14234	781	7	unconscionability	unconscionability	NOUN
cblr-14234	781	8	,	,	PUNCT
cblr-14234	781	9	most	most	ADJ
cblr-14234	781	10	jurisdictions	jurisdiction	NOUN
cblr-14234	781	11	require	require	VERB
cblr-14234	781	12	some	some	DET
cblr-14234	781	13	degree	degree	NOUN
cblr-14234	781	14	of	of	ADP
cblr-14234	781	15	substantive	substantive	ADJ
cblr-14234	781	16	unconscionability	unconscionability	NOUN
cblr-14234	781	17	to	to	PART
cblr-14234	781	18	void	void	VERB
cblr-14234	781	19	a	a	DET
cblr-14234	781	20	contract.176	contract.176	NOUN
cblr-14234	781	21	the	the	DET
cblr-14234	781	22	high	high	ADJ
cblr-14234	781	23	burden	burden	NOUN
cblr-14234	781	24	to	to	ADP
cblr-14234	781	25	and	and	CCONJ
cblr-14234	781	26	rare	rare	ADJ
cblr-14234	781	27	success	success	NOUN
cblr-14234	781	28	of	of	ADP
cblr-14234	781	29	proving	prove	VERB
cblr-14234	781	30	unconscionability	unconscionability	NOUN
cblr-14234	781	31	discourages	discourage	VERB
cblr-14234	781	32	parties	party	NOUN
cblr-14234	781	33	from	from	ADP
cblr-14234	781	34	incurring	incur	VERB
cblr-14234	781	35	the	the	DET
cblr-14234	781	36	risks	risk	NOUN
cblr-14234	781	37	and	and	CCONJ
cblr-14234	781	38	expenses	expense	NOUN
cblr-14234	781	39	of	of	ADP
cblr-14234	781	40	pursuing	pursue	VERB
cblr-14234	781	41	it.177	it.177	PRON
cblr-14234	781	42	limited	limited	ADJ
cblr-14234	781	43	case	case	NOUN
cblr-14234	781	44	law	law	NOUN
cblr-14234	781	45	and	and	CCONJ
cblr-14234	781	46	highly	highly	ADV
cblr-14234	781	47	175	175	NUM
cblr-14234	781	48	see	see	NOUN
cblr-14234	781	49	,	,	PUNCT
cblr-14234	781	50	e.g.	e.g.	ADV
cblr-14234	781	51	,	,	PUNCT
cblr-14234	781	52	wisconsin	wisconsin	PROPN
cblr-14234	781	53	auto	auto	NOUN
cblr-14234	781	54	title	title	NOUN
cblr-14234	781	55	loans	loan	NOUN
cblr-14234	781	56	,	,	PUNCT
cblr-14234	781	57	inc	inc	PROPN
cblr-14234	781	58	.	.	PROPN
cblr-14234	782	1	v.	v.	PROPN
cblr-14234	782	2	jones	jones	PROPN
cblr-14234	782	3	,	,	PUNCT
cblr-14234	782	4	2006	2006	NUM
cblr-14234	782	5	wi	wi	PROPN
cblr-14234	782	6	53	53	NUM
cblr-14234	782	7	,	,	PUNCT
cblr-14234	782	8	¶	¶	PROPN
cblr-14234	782	9	58	58	NUM
cblr-14234	782	10	,	,	PUNCT
cblr-14234	782	11	290	290	NUM
cblr-14234	782	12	wis	wis	NOUN
cblr-14234	782	13	.	.	PUNCT
cblr-14234	783	1	2d	2d	PROPN
cblr-14234	783	2	514	514	NUM
cblr-14234	783	3	,	,	PUNCT
cblr-14234	783	4	546	546	NUM
cblr-14234	783	5	,	,	PUNCT
cblr-14234	783	6	714	714	NUM
cblr-14234	783	7	n.w.2d	n.w.2d	SYM
cblr-14234	783	8	155	155	NUM
cblr-14234	783	9	,	,	PUNCT
cblr-14234	783	10	171	171	NUM
cblr-14234	783	11	(	(	PUNCT
cblr-14234	783	12	“	"	PUNCT
cblr-14234	783	13	[	[	X
cblr-14234	783	14	t]he	t]he	ADV
cblr-14234	783	15	fact	fact	NOUN
cblr-14234	783	16	that	that	SCONJ
cblr-14234	783	17	a	a	DET
cblr-14234	783	18	contract	contract	NOUN
cblr-14234	783	19	is	be	AUX
cblr-14234	783	20	written	write	VERB
cblr-14234	783	21	in	in	ADP
cblr-14234	783	22	plain	plain	ADJ
cblr-14234	783	23	english	english	PROPN
cblr-14234	783	24	does	do	AUX
cblr-14234	783	25	not	not	PART
cblr-14234	783	26	alone	alone	ADV
cblr-14234	783	27	defeat	defeat	VERB
cblr-14234	783	28	a	a	DET
cblr-14234	783	29	showing	showing	NOUN
cblr-14234	783	30	of	of	ADP
cblr-14234	783	31	a	a	DET
cblr-14234	783	32	quantum	quantum	NOUN
cblr-14234	783	33	of	of	ADP
cblr-14234	783	34	procedural	procedural	ADJ
cblr-14234	783	35	unconscionability	unconscionability	NOUN
cblr-14234	783	36	.	.	PUNCT
cblr-14234	783	37	.	.	PUNCT
cblr-14234	783	38	.	.	PUNCT
cblr-14234	784	1	no	no	DET
cblr-14234	784	2	single	single	ADJ
cblr-14234	784	3	factor	factor	NOUN
cblr-14234	784	4	is	be	AUX
cblr-14234	784	5	required	require	VERB
cblr-14234	784	6	to	to	PART
cblr-14234	784	7	establish	establish	VERB
cblr-14234	784	8	procedural	procedural	ADJ
cblr-14234	784	9	unconscionability	unconscionability	NOUN
cblr-14234	784	10	.	.	PUNCT
cblr-14234	784	11	”	"	PUNCT
cblr-14234	784	12	)	)	PUNCT
cblr-14234	784	13	.	.	PUNCT
cblr-14234	785	1	176	176	NUM
cblr-14234	785	2	russell	russell	PROPN
cblr-14234	785	3	korobkin	korobkin	PROPN
cblr-14234	785	4	,	,	PUNCT
cblr-14234	785	5	bounded	bounded	ADJ
cblr-14234	785	6	rationality	rationality	NOUN
cblr-14234	785	7	,	,	PUNCT
cblr-14234	785	8	standard	standard	ADJ
cblr-14234	785	9	form	form	NOUN
cblr-14234	785	10	contracts	contract	NOUN
cblr-14234	785	11	,	,	PUNCT
cblr-14234	785	12	and	and	CCONJ
cblr-14234	785	13	unconscionability	unconscionability	NOUN
cblr-14234	785	14	,	,	PUNCT
cblr-14234	785	15	70	70	NUM
cblr-14234	785	16	u.	u.	PROPN
cblr-14234	785	17	chi	chi	PROPN
cblr-14234	785	18	.	.	PUNCT
cblr-14234	786	1	l.	l.	PROPN
cblr-14234	786	2	rev	rev	PROPN
cblr-14234	786	3	.	.	PROPN
cblr-14234	786	4	1203	1203	NUM
cblr-14234	786	5	,	,	PUNCT
cblr-14234	786	6	1256	1256	NUM
cblr-14234	786	7	(	(	PUNCT
cblr-14234	786	8	2003	2003	NUM
cblr-14234	786	9	)	)	PUNCT
cblr-14234	786	10	;	;	PUNCT
cblr-14234	787	1	maxwell	maxwell	PROPN
cblr-14234	787	2	v.	v.	PROPN
cblr-14234	787	3	fid	fid	PROPN
cblr-14234	787	4	.	.	PUNCT
cblr-14234	787	5	fin	fin	NOUN
cblr-14234	787	6	.	.	PUNCT
cblr-14234	788	1	servs	servs	PROPN
cblr-14234	788	2	.	.	PROPN
cblr-14234	788	3	,	,	PUNCT
cblr-14234	788	4	inc	inc	PROPN
cblr-14234	788	5	.	.	PROPN
cblr-14234	788	6	,	,	PUNCT
cblr-14234	788	7	184	184	NUM
cblr-14234	788	8	ariz	ariz	NOUN
cblr-14234	788	9	.	.	PUNCT
cblr-14234	789	1	82	82	NUM
cblr-14234	789	2	,	,	PUNCT
cblr-14234	789	3	89	89	NUM
cblr-14234	789	4	,	,	PUNCT
cblr-14234	789	5	907	907	NUM
cblr-14234	789	6	p.2d	p.2d	SYM
cblr-14234	789	7	51	51	NUM
cblr-14234	789	8	,	,	PUNCT
cblr-14234	789	9	58	58	NUM
cblr-14234	789	10	(	(	PUNCT
cblr-14234	789	11	1995	1995	NUM
cblr-14234	789	12	)	)	PUNCT
cblr-14234	789	13	;	;	PUNCT
cblr-14234	789	14	boliek	boliek	PROPN
cblr-14234	789	15	,	,	PUNCT
cblr-14234	789	16	supra	supra	PROPN
cblr-14234	789	17	note	note	NOUN
cblr-14234	789	18	96	96	NUM
cblr-14234	789	19	,	,	PUNCT
cblr-14234	789	20	at	at	ADP
cblr-14234	789	21	56	56	NUM
cblr-14234	789	22	;	;	PUNCT
cblr-14234	789	23	lonegrass	lonegrass	NOUN
cblr-14234	789	24	,	,	PUNCT
cblr-14234	789	25	supra	supra	NOUN
cblr-14234	789	26	note	note	NOUN
cblr-14234	789	27	4	4	NUM
cblr-14234	789	28	,	,	PUNCT
cblr-14234	789	29	at	at	ADP
cblr-14234	789	30	11	11	NUM
cblr-14234	789	31	.	.	PUNCT
cblr-14234	790	1	177	177	NUM
cblr-14234	790	2	boliek	boliek	ADJ
cblr-14234	790	3	,	,	PUNCT
cblr-14234	790	4	supra	supra	PROPN
cblr-14234	790	5	note	note	NOUN
cblr-14234	790	6	96	96	NUM
cblr-14234	790	7	,	,	PUNCT
cblr-14234	790	8	at	at	ADP
cblr-14234	790	9	89	89	NUM
cblr-14234	790	10	(	(	PUNCT
cblr-14234	790	11	acknowledging	acknowledge	VERB
cblr-14234	790	12	an	an	DET
cblr-14234	790	13	increase	increase	NOUN
cblr-14234	790	14	in	in	ADP
cblr-14234	790	15	unconscionability	unconscionability	NOUN
cblr-14234	790	16	claims	claim	NOUN
cblr-14234	790	17	but	but	CCONJ
cblr-14234	790	18	pegging	peg	VERB
cblr-14234	790	19	the	the	DET
cblr-14234	790	20	success	success	NOUN
cblr-14234	790	21	rate	rate	NOUN
cblr-14234	790	22	of	of	ADP
cblr-14234	790	23	such	such	ADJ
cblr-14234	790	24	claims	claim	NOUN
cblr-14234	790	25	at	at	ADP
cblr-14234	790	26	around	around	ADP
cblr-14234	790	27	28	28	NUM
cblr-14234	790	28	%	%	NOUN
cblr-14234	790	29	,	,	PUNCT
cblr-14234	790	30	varying	vary	VERB
cblr-14234	790	31	by	by	ADP
cblr-14234	790	32	jurisdiction	jurisdiction	NOUN
cblr-14234	790	33	and	and	CCONJ
cblr-14234	790	34	kind	kind	ADV
cblr-14234	790	35	of	of	ADP
cblr-14234	790	36	clauses	clause	NOUN
cblr-14234	790	37	challenged	challenge	VERB
cblr-14234	790	38	)	)	PUNCT
cblr-14234	790	39	;	;	PUNCT
cblr-14234	790	40	charles	charles	PROPN
cblr-14234	790	41	l.	l.	PROPN
cblr-14234	790	42	knapp	knapp	PROPN
cblr-14234	790	43	,	,	PUNCT
cblr-14234	790	44	blowing	blow	VERB
cblr-14234	790	45	the	the	DET
cblr-14234	790	46	whistle	whistle	NOUN
cblr-14234	790	47	on	on	ADP
cblr-14234	790	48	mandatory	mandatory	ADJ
cblr-14234	790	49	arbitration	arbitration	NOUN
cblr-14234	790	50	:	:	PUNCT
cblr-14234	790	51	unconscionability	unconscionability	NOUN
cblr-14234	790	52	as	as	ADP
cblr-14234	790	53	a	a	DET
cblr-14234	790	54	signaling	signal	VERB
cblr-14234	790	55	device	device	NOUN
cblr-14234	790	56	,	,	PUNCT
cblr-14234	790	57	46	46	NUM
cblr-14234	790	58	san	san	PROPN
cblr-14234	790	59	diego	diego	PROPN
cblr-14234	790	60	l.	l.	PROPN
cblr-14234	790	61	rev	rev	PROPN
cblr-14234	790	62	.	.	PROPN
cblr-14234	790	63	609	609	NUM
cblr-14234	790	64	,	,	PUNCT
cblr-14234	790	65	622–23	622–23	NUM
cblr-14234	790	66	(	(	PUNCT
cblr-14234	790	67	2009	2009	NUM
cblr-14234	790	68	)	)	PUNCT
cblr-14234	790	69	(	(	PUNCT
cblr-14234	790	70	showing	show	VERB
cblr-14234	790	71	an	an	DET
cblr-14234	790	72	increase	increase	NOUN
cblr-14234	790	73	in	in	ADP
cblr-14234	790	74	unconscionability	unconscionability	NOUN
cblr-14234	790	75	cases	case	NOUN
cblr-14234	790	76	and	and	CCONJ
cblr-14234	790	77	an	an	DET
cblr-14234	790	78	increase	increase	NOUN
cblr-14234	790	79	in	in	ADP
cblr-14234	790	80	success	success	NOUN
cblr-14234	790	81	for	for	ADP
cblr-14234	790	82	challenged	challenge	VERB
cblr-14234	790	83	arbitration	arbitration	NOUN
cblr-14234	790	84	clauses	clause	NOUN
cblr-14234	790	85	but	but	CCONJ
cblr-14234	790	86	rare	rare	ADJ
cblr-14234	790	87	success	success	NOUN
cblr-14234	790	88	to	to	ADP
cblr-14234	790	89	other	other	ADJ
cblr-14234	790	90	kinds	kind	NOUN
cblr-14234	790	91	of	of	ADP
cblr-14234	790	92	clauses	clause	NOUN
cblr-14234	790	93	)	)	PUNCT
cblr-14234	790	94	;	;	PUNCT
cblr-14234	790	95	susan	susan	PROPN
cblr-14234	790	96	randall	randall	PROPN
cblr-14234	790	97	,	,	PUNCT
cblr-14234	790	98	judicial	judicial	ADJ
cblr-14234	790	99	attitudes	attitude	NOUN
cblr-14234	790	100	toward	toward	ADP
cblr-14234	790	101	arbitration	arbitration	NOUN
cblr-14234	790	102	and	and	CCONJ
cblr-14234	790	103	the	the	DET
cblr-14234	790	104	resurgence	resurgence	NOUN
cblr-14234	790	105	of	of	ADP
cblr-14234	790	106	unconscionability	unconscionability	NOUN
cblr-14234	790	107	,	,	PUNCT
cblr-14234	790	108	52	52	NUM
cblr-14234	790	109	buff	buff	PROPN
cblr-14234	790	110	.	.	PUNCT
cblr-14234	791	1	l.	l.	PROPN
cblr-14234	791	2	rev	rev	PROPN
cblr-14234	791	3	.	.	PROPN
cblr-14234	791	4	185	185	NUM
cblr-14234	791	5	,	,	PUNCT
cblr-14234	791	6	194	194	NUM
cblr-14234	791	7	(	(	PUNCT
cblr-14234	791	8	2004	2004	NUM
cblr-14234	791	9	)	)	PUNCT
cblr-14234	791	10	(	(	PUNCT
cblr-14234	791	11	calculating	calculate	VERB
cblr-14234	791	12	success	success	NOUN
cblr-14234	791	13	rate	rate	NOUN
cblr-14234	791	14	at	at	ADP
cblr-14234	791	15	about	about	ADV
cblr-14234	791	16	42	42	NUM
cblr-14234	791	17	%	%	NOUN
cblr-14234	791	18	of	of	ADP
cblr-14234	791	19	cases	case	NOUN
cblr-14234	791	20	)	)	PUNCT
cblr-14234	791	21	;	;	PUNCT
cblr-14234	791	22	budnitz	budnitz	NOUN
cblr-14234	791	23	,	,	PUNCT
cblr-14234	791	24	supra	supra	PROPN
cblr-14234	791	25	note	note	NOUN
cblr-14234	791	26	54	54	NUM
cblr-14234	791	27	,	,	PUNCT
cblr-14234	791	28	at	at	ADP
cblr-14234	791	29	397	397	NUM
cblr-14234	791	30	(	(	PUNCT
cblr-14234	791	31	“	"	PUNCT
cblr-14234	791	32	in	in	ADP
cblr-14234	791	33	most	most	ADJ
cblr-14234	791	34	situations	situation	NOUN
cblr-14234	791	35	,	,	PUNCT
cblr-14234	791	36	the	the	DET
cblr-14234	791	37	costs	cost	NOUN
cblr-14234	791	38	of	of	ADP
cblr-14234	791	39	refusing	refuse	VERB
cblr-14234	791	40	to	to	PART
cblr-14234	791	41	pay	pay	VERB
cblr-14234	791	42	in	in	ADP
cblr-14234	791	43	order	order	NOUN
cblr-14234	791	44	to	to	PART
cblr-14234	791	45	be	be	AUX
cblr-14234	791	46	sued	sue	VERB
cblr-14234	791	47	and	and	CCONJ
cblr-14234	791	48	raise	raise	VERB
cblr-14234	791	49	unconscionability	unconscionability	NOUN
cblr-14234	791	50	as	as	ADP
cblr-14234	791	51	a	a	DET
cblr-14234	791	52	defense	defense	NOUN
cblr-14234	791	53	usually	usually	ADV
cblr-14234	791	54	would	would	AUX
cblr-14234	791	55	not	not	PART
cblr-14234	791	56	be	be	AUX
cblr-14234	791	57	worth	worth	ADJ
cblr-14234	791	58	any	any	DET
cblr-14234	791	59	potential	potential	ADJ
cblr-14234	791	60	and	and	CCONJ
cblr-14234	791	61	highly	highly	ADV
cblr-14234	791	62	speculative	speculative	ADJ
cblr-14234	791	63	benefits	benefit	NOUN
cblr-14234	791	64	.	.	PUNCT
cblr-14234	791	65	”	"	PUNCT
cblr-14234	791	66	)	)	PUNCT
cblr-14234	791	67	.	.	PUNCT
cblr-14234	792	1	cf	cf	NOUN
cblr-14234	792	2	.	.	PUNCT
cblr-14234	793	1	nicolás	nicolás	PROPN
cblr-14234	793	2	rojas	rojas	PROPN
cblr-14234	793	3	covarrubias	covarrubias	PROPN
cblr-14234	793	4	,	,	PUNCT
cblr-14234	793	5	limits	limit	NOUN
cblr-14234	793	6	of	of	ADP
cblr-14234	793	7	assent	assent	NOUN
cblr-14234	793	8	in	in	ADP
cblr-14234	793	9	consumer	consumer	NOUN
cblr-14234	793	10	contracts	contract	NOUN
cblr-14234	793	11	:	:	PUNCT
cblr-14234	793	12	a	a	DET
cblr-14234	793	13	(	(	PUNCT
cblr-14234	793	14	regulatory	regulatory	ADJ
cblr-14234	793	15	)	)	PUNCT
cblr-14234	793	16	view	view	NOUN
cblr-14234	793	17	from	from	ADP
cblr-14234	793	18	the	the	DET
cblr-14234	793	19	south	south	NOUN
cblr-14234	793	20	,	,	PUNCT
cblr-14234	793	21	32	32	NUM
cblr-14234	793	22	loy	loy	PROPN
cblr-14234	793	23	.	.	PUNCT
cblr-14234	794	1	consumer	consumer	PROPN
cblr-14234	794	2	l.	l.	PROPN
cblr-14234	794	3	rev	rev	PROPN
cblr-14234	794	4	.	.	PROPN
cblr-14234	794	5	589–90	589–90	NUM
cblr-14234	794	6	(	(	PUNCT
cblr-14234	794	7	2020	2020	NUM
cblr-14234	794	8	)	)	PUNCT
cblr-14234	794	9	(	(	PUNCT
cblr-14234	794	10	suggesting	suggest	VERB
cblr-14234	794	11	that	that	SCONJ
cblr-14234	794	12	consumers	consumer	NOUN
cblr-14234	794	13	sometimes	sometimes	ADV
cblr-14234	794	14	feel	feel	VERB
cblr-14234	794	15	responsible	responsible	ADJ
cblr-14234	794	16	for	for	ADP
cblr-14234	794	17	not	not	PART
cblr-14234	794	18	reading	read	VERB
cblr-14234	794	19	a	a	DET
cblr-14234	794	20	contract	contract	NOUN
cblr-14234	794	21	or	or	CCONJ
cblr-14234	794	22	for	for	ADP
cblr-14234	794	23	lacking	lack	VERB
cblr-14234	794	24	the	the	DET
cblr-14234	794	25	necessary	necessary	ADJ
cblr-14234	794	26	legal	legal	ADJ
cblr-14234	794	27	knowledge	knowledge	NOUN
cblr-14234	794	28	to	to	PART
cblr-14234	794	29	know	know	VERB
cblr-14234	794	30	that	that	SCONJ
cblr-14234	794	31	they	they	PRON
cblr-14234	794	32	may	may	AUX
cblr-14234	794	33	have	have	VERB
cblr-14234	794	34	an	an	DET
cblr-14234	794	35	unconscionability	unconscionability	NOUN
cblr-14234	794	36	claim	claim	NOUN
cblr-14234	794	37	)	)	PUNCT
cblr-14234	794	38	.	.	PUNCT
cblr-14234	795	1	504	504	NUM
cblr-14234	795	2	columbia	columbia	PROPN
cblr-14234	795	3	business	business	NOUN
cblr-14234	795	4	law	law	NOUN
cblr-14234	795	5	review	review	NOUN
cblr-14234	795	6	[	[	X
cblr-14234	795	7	vol	vol	NOUN
cblr-14234	795	8	.	.	PUNCT
cblr-14234	795	9	2024	2024	NUM
cblr-14234	795	10	fact	fact	NOUN
cblr-14234	795	11	-	-	PUNCT
cblr-14234	795	12	specific	specific	ADJ
cblr-14234	795	13	rulings	ruling	NOUN
cblr-14234	795	14	render	render	VERB
cblr-14234	795	15	the	the	DET
cblr-14234	795	16	unconscionability	unconscionability	NOUN
cblr-14234	795	17	doctrine	doctrine	NOUN
cblr-14234	795	18	difficult	difficult	ADJ
cblr-14234	795	19	to	to	ADP
cblr-14234	795	20	predict.178	predict.178	PROPN
cblr-14234	795	21	third	third	ADJ
cblr-14234	795	22	,	,	PUNCT
cblr-14234	795	23	plain	plain	ADJ
cblr-14234	795	24	language	language	NOUN
cblr-14234	795	25	tends	tend	VERB
cblr-14234	795	26	to	to	PART
cblr-14234	795	27	get	get	VERB
cblr-14234	795	28	lip	lip	NOUN
cblr-14234	795	29	service	service	NOUN
cblr-14234	795	30	without	without	ADP
cblr-14234	795	31	much	much	ADJ
cblr-14234	795	32	rigor	rigor	NOUN
cblr-14234	795	33	.	.	PUNCT
cblr-14234	796	1	consider	consider	VERB
cblr-14234	796	2	romero	romero	PROPN
cblr-14234	796	3	v.	v.	PROPN
cblr-14234	796	4	allstate	allstate	PROPN
cblr-14234	796	5	ins	ins	PROPN
cblr-14234	796	6	.	.	PUNCT
cblr-14234	796	7	co.	co.	PROPN
cblr-14234	796	8	,	,	PUNCT
cblr-14234	796	9	where	where	SCONJ
cblr-14234	796	10	a	a	DET
cblr-14234	796	11	federal	federal	ADJ
cblr-14234	796	12	trial	trial	NOUN
cblr-14234	796	13	court	court	NOUN
cblr-14234	796	14	had	have	VERB
cblr-14234	796	15	to	to	PART
cblr-14234	796	16	determine	determine	VERB
cblr-14234	796	17	if	if	SCONJ
cblr-14234	796	18	an	an	DET
cblr-14234	796	19	insurer	insurer	NOUN
cblr-14234	796	20	’s	’s	PART
cblr-14234	796	21	contractual	contractual	ADJ
cblr-14234	796	22	waiver	waiver	NOUN
cblr-14234	796	23	of	of	ADP
cblr-14234	796	24	claims	claim	NOUN
cblr-14234	796	25	signed	sign	VERB
cblr-14234	796	26	by	by	ADP
cblr-14234	796	27	its	its	PRON
cblr-14234	796	28	employees	employee	NOUN
cblr-14234	796	29	was	be	AUX
cblr-14234	796	30	valid.179	valid.179	NOUN
cblr-14234	796	31	a	a	DET
cblr-14234	796	32	federal	federal	ADJ
cblr-14234	796	33	regulation	regulation	NOUN
cblr-14234	796	34	required	require	VERB
cblr-14234	796	35	this	this	DET
cblr-14234	796	36	waiver	waiver	NOUN
cblr-14234	796	37	to	to	PART
cblr-14234	796	38	be	be	AUX
cblr-14234	796	39	“	"	PUNCT
cblr-14234	796	40	drafted	draft	VERB
cblr-14234	796	41	in	in	ADP
cblr-14234	796	42	plain	plain	ADJ
cblr-14234	796	43	language	language	NOUN
cblr-14234	796	44	geared	gear	VERB
cblr-14234	796	45	to	to	ADP
cblr-14234	796	46	the	the	DET
cblr-14234	796	47	level	level	NOUN
cblr-14234	796	48	of	of	ADP
cblr-14234	796	49	understanding	understanding	NOUN
cblr-14234	796	50	of	of	ADP
cblr-14234	796	51	the	the	DET
cblr-14234	796	52	individual	individual	ADJ
cblr-14234	796	53	party	party	NOUN
cblr-14234	796	54	to	to	ADP
cblr-14234	796	55	the	the	DET
cblr-14234	796	56	agreement	agreement	NOUN
cblr-14234	796	57	or	or	CCONJ
cblr-14234	796	58	individuals	individual	NOUN
cblr-14234	796	59	eligible	eligible	ADJ
cblr-14234	796	60	to	to	PART
cblr-14234	796	61	participate	participate	VERB
cblr-14234	796	62	.	.	PUNCT
cblr-14234	797	1	”180	”180	PUNCT
cblr-14234	798	1	the	the	DET
cblr-14234	798	2	waiver	waiver	NOUN
cblr-14234	798	3	was	be	AUX
cblr-14234	798	4	a	a	DET
cblr-14234	798	5	solitary	solitary	ADJ
cblr-14234	798	6	203	203	NUM
cblr-14234	798	7	-	-	PUNCT
cblr-14234	798	8	word	word	NOUN
cblr-14234	798	9	run	run	NOUN
cblr-14234	798	10	-	-	PUNCT
cblr-14234	798	11	on	on	ADP
cblr-14234	798	12	sentence	sentence	NOUN
cblr-14234	798	13	filled	fill	VERB
cblr-14234	798	14	with	with	ADP
cblr-14234	798	15	legal	legal	ADJ
cblr-14234	798	16	jargon.181	jargon.181	NOUN
cblr-14234	798	17	in	in	ADP
cblr-14234	798	18	addition	addition	NOUN
cblr-14234	798	19	to	to	ADP
cblr-14234	798	20	the	the	DET
cblr-14234	798	21	plaintiffs	plaintiff	NOUN
cblr-14234	798	22	claiming	claim	VERB
cblr-14234	798	23	they	they	PRON
cblr-14234	798	24	did	do	AUX
cblr-14234	798	25	not	not	PART
cblr-14234	798	26	understand	understand	VERB
cblr-14234	798	27	the	the	DET
cblr-14234	798	28	waiver	waiver	NOUN
cblr-14234	798	29	,	,	PUNCT
cblr-14234	798	30	the	the	DET
cblr-14234	798	31	insurance	insurance	NOUN
cblr-14234	798	32	company	company	NOUN
cblr-14234	798	33	’s	’s	PART
cblr-14234	798	34	designee	designee	NOUN
cblr-14234	798	35	admitted	admit	VERB
cblr-14234	798	36	not	not	PART
cblr-14234	798	37	knowing	know	VERB
cblr-14234	798	38	what	what	PRON
cblr-14234	798	39	several	several	ADJ
cblr-14234	798	40	of	of	ADP
cblr-14234	798	41	the	the	DET
cblr-14234	798	42	terms	term	NOUN
cblr-14234	798	43	in	in	ADP
cblr-14234	798	44	the	the	DET
cblr-14234	798	45	waiver	waiver	NOUN
cblr-14234	798	46	meant	mean	VERB
cblr-14234	798	47	during	during	ADP
cblr-14234	798	48	the	the	DET
cblr-14234	798	49	company	company	NOUN
cblr-14234	798	50	’s	’s	PART
cblr-14234	798	51	deposition.182	deposition.182	NOUN
cblr-14234	798	52	although	although	SCONJ
cblr-14234	798	53	the	the	DET
cblr-14234	798	54	court	court	NOUN
cblr-14234	798	55	acknowledged	acknowledge	VERB
cblr-14234	798	56	the	the	DET
cblr-14234	798	57	waiver	waiver	NOUN
cblr-14234	798	58	was	be	AUX
cblr-14234	798	59	“	"	PUNCT
cblr-14234	798	60	hardly	hardly	ADV
cblr-14234	798	61	the	the	DET
cblr-14234	798	62	model	model	NOUN
cblr-14234	798	63	of	of	ADP
cblr-14234	798	64	clarity	clarity	NOUN
cblr-14234	798	65	,	,	PUNCT
cblr-14234	798	66	”	"	PUNCT
cblr-14234	798	67	the	the	DET
cblr-14234	798	68	court	court	NOUN
cblr-14234	798	69	upheld	uphold	VERB
cblr-14234	798	70	the	the	DET
cblr-14234	798	71	waiver	waiver	NOUN
cblr-14234	798	72	because	because	SCONJ
cblr-14234	798	73	it	it	PRON
cblr-14234	798	74	was	be	AUX
cblr-14234	798	75	highlighted	highlight	VERB
cblr-14234	798	76	and	and	CCONJ
cblr-14234	798	77	not	not	PART
cblr-14234	798	78	buried	bury	VERB
cblr-14234	798	79	at	at	ADP
cblr-14234	798	80	the	the	DET
cblr-14234	798	81	contract	contract	NOUN
cblr-14234	798	82	’s	’s	PART
cblr-14234	798	83	bottom	bottom	NOUN
cblr-14234	798	84	,	,	PUNCT
cblr-14234	798	85	“	"	PUNCT
cblr-14234	798	86	sa[id	sa[id	NOUN
cblr-14234	798	87	]	]	PUNCT
cblr-14234	798	88	what	what	PRON
cblr-14234	798	89	it	it	PRON
cblr-14234	798	90	means	mean	VERB
cblr-14234	798	91	,	,	PUNCT
cblr-14234	798	92	”	"	PUNCT
cblr-14234	798	93	and	and	CCONJ
cblr-14234	798	94	was	be	AUX
cblr-14234	798	95	clarified	clarify	VERB
cblr-14234	798	96	by	by	ADP
cblr-14234	798	97	a	a	DET
cblr-14234	798	98	supplemental	supplemental	ADJ
cblr-14234	798	99	notice.183	notice.183	NOUN
cblr-14234	798	100	the	the	DET
cblr-14234	798	101	court	court	NOUN
cblr-14234	798	102	deemed	deem	VERB
cblr-14234	798	103	the	the	DET
cblr-14234	798	104	deposition	deposition	NOUN
cblr-14234	798	105	testimony	testimony	NOUN
cblr-14234	798	106	irrelevant	irrelevant	ADJ
cblr-14234	798	107	to	to	ADP
cblr-14234	798	108	the	the	DET
cblr-14234	798	109	objective	objective	ADJ
cblr-14234	798	110	understandability	understandability	NOUN
cblr-14234	798	111	requirement	requirement	NOUN
cblr-14234	798	112	,	,	PUNCT
cblr-14234	798	113	reasoning	reason	VERB
cblr-14234	798	114	that	that	SCONJ
cblr-14234	798	115	“	"	PUNCT
cblr-14234	798	116	almost	almost	ADV
cblr-14234	798	117	every	every	DET
cblr-14234	798	118	release	release	NOUN
cblr-14234	798	119	,	,	PUNCT
cblr-14234	798	120	waiver	waiver	NOUN
cblr-14234	798	121	,	,	PUNCT
cblr-14234	798	122	disclaimer	disclaimer	ADJ
cblr-14234	798	123	,	,	PUNCT
cblr-14234	798	124	etc	etc	X
cblr-14234	798	125	.	.	X
cblr-14234	798	126	contains	contain	VERB
cblr-14234	798	127	some	some	DET
cblr-14234	798	128	legal	legal	ADJ
cblr-14234	798	129	jargon	jargon	NOUN
cblr-14234	798	130	that	that	PRON
cblr-14234	798	131	the	the	DET
cblr-14234	798	132	average	average	ADJ
cblr-14234	798	133	reader	reader	NOUN
cblr-14234	798	134	can	can	AUX
cblr-14234	798	135	not	not	PART
cblr-14234	798	136	parse	parse	VERB
cblr-14234	798	137	or	or	CCONJ
cblr-14234	798	138	individually	individually	ADV
cblr-14234	798	139	define	define	VERB
cblr-14234	798	140	.	.	PUNCT
cblr-14234	798	141	”	"	PUNCT
cblr-14234	799	1	instead	instead	ADV
cblr-14234	799	2	,	,	PUNCT
cblr-14234	799	3	it	it	PRON
cblr-14234	799	4	found	find	VERB
cblr-14234	799	5	controlling	control	VERB
cblr-14234	799	6	that	that	SCONJ
cblr-14234	799	7	plaintiffs	plaintiff	NOUN
cblr-14234	799	8	“	"	PUNCT
cblr-14234	799	9	were	be	AUX
cblr-14234	799	10	all	all	DET
cblr-14234	799	11	businesspeople	businesspeople	NOUN
cblr-14234	799	12	”	"	PUNCT
cblr-14234	799	13	who	who	PRON
cblr-14234	799	14	were	be	AUX
cblr-14234	799	15	178	178	NUM
cblr-14234	799	16	jeffrey	jeffrey	PROPN
cblr-14234	799	17	w.	w.	PROPN
cblr-14234	799	18	stempel	stempel	PROPN
cblr-14234	799	19	,	,	PUNCT
cblr-14234	799	20	arbitration	arbitration	NOUN
cblr-14234	799	21	,	,	PUNCT
cblr-14234	799	22	unconscionability	unconscionability	NOUN
cblr-14234	799	23	,	,	PUNCT
cblr-14234	799	24	and	and	CCONJ
cblr-14234	799	25	equilibrium	equilibrium	NOUN
cblr-14234	799	26	:	:	PUNCT
cblr-14234	799	27	the	the	DET
cblr-14234	799	28	return	return	NOUN
cblr-14234	799	29	of	of	ADP
cblr-14234	799	30	unconscionability	unconscionability	NOUN
cblr-14234	799	31	analysis	analysis	NOUN
cblr-14234	799	32	as	as	ADP
cblr-14234	799	33	a	a	DET
cblr-14234	799	34	counterweight	counterweight	NOUN
cblr-14234	799	35	to	to	ADP
cblr-14234	799	36	arbitration	arbitration	NOUN
cblr-14234	799	37	formalism	formalism	NOUN
cblr-14234	799	38	,	,	PUNCT
cblr-14234	799	39	19	19	NUM
cblr-14234	799	40	ohio	ohio	PROPN
cblr-14234	799	41	st	st	PROPN
cblr-14234	799	42	.	.	PROPN
cblr-14234	799	43	j.	j.	PROPN
cblr-14234	799	44	on	on	ADP
cblr-14234	799	45	disp	disp	PROPN
cblr-14234	799	46	.	.	PUNCT
cblr-14234	800	1	resol	resol	PROPN
cblr-14234	800	2	.	.	PUNCT
cblr-14234	801	1	757	757	NUM
cblr-14234	801	2	,	,	PUNCT
cblr-14234	801	3	803	803	NUM
cblr-14234	801	4	(	(	PUNCT
cblr-14234	801	5	2004	2004	NUM
cblr-14234	801	6	)	)	PUNCT
cblr-14234	801	7	(	(	PUNCT
cblr-14234	801	8	arguing	argue	VERB
cblr-14234	801	9	that	that	SCONJ
cblr-14234	801	10	unconscionability	unconscionability	NOUN
cblr-14234	801	11	remains	remain	VERB
cblr-14234	801	12	“	"	PUNCT
cblr-14234	801	13	something	something	PRON
cblr-14234	801	14	less	less	ADJ
cblr-14234	801	15	than	than	ADP
cblr-14234	801	16	coherent	coherent	ADJ
cblr-14234	801	17	and	and	CCONJ
cblr-14234	801	18	fully	fully	ADV
cblr-14234	801	19	developed	develop	VERB
cblr-14234	801	20	,	,	PUNCT
cblr-14234	801	21	”	"	PUNCT
cblr-14234	801	22	because	because	SCONJ
cblr-14234	801	23	of	of	ADP
cblr-14234	801	24	inconsistencies	inconsistency	NOUN
cblr-14234	801	25	with	with	ADP
cblr-14234	801	26	“	"	PUNCT
cblr-14234	801	27	what	what	PRON
cblr-14234	801	28	constitutes	constitute	VERB
cblr-14234	801	29	unconscionability	unconscionability	NOUN
cblr-14234	801	30	and	and	CCONJ
cblr-14234	801	31	under	under	ADP
cblr-14234	801	32	what	what	PRON
cblr-14234	801	33	circumstances	circumstance	NOUN
cblr-14234	801	34	the	the	DET
cblr-14234	801	35	presence	presence	NOUN
cblr-14234	801	36	of	of	ADP
cblr-14234	801	37	unconscionability	unconscionability	NOUN
cblr-14234	801	38	invalidates	invalidate	VERB
cblr-14234	801	39	”	"	PUNCT
cblr-14234	801	40	a	a	DET
cblr-14234	801	41	clause	clause	NOUN
cblr-14234	801	42	)	)	PUNCT
cblr-14234	801	43	;	;	PUNCT
cblr-14234	802	1	susan	susan	PROPN
cblr-14234	802	2	randall	randall	PROPN
cblr-14234	802	3	,	,	PUNCT
cblr-14234	802	4	judicial	judicial	ADJ
cblr-14234	802	5	attitudes	attitude	NOUN
cblr-14234	802	6	toward	toward	ADP
cblr-14234	802	7	arbitration	arbitration	NOUN
cblr-14234	802	8	and	and	CCONJ
cblr-14234	802	9	the	the	DET
cblr-14234	802	10	resurgence	resurgence	NOUN
cblr-14234	802	11	of	of	ADP
cblr-14234	802	12	unconscionability	unconscionability	NOUN
cblr-14234	802	13	,	,	PUNCT
cblr-14234	802	14	52	52	NUM
cblr-14234	802	15	buff	buff	PROPN
cblr-14234	802	16	.	.	PUNCT
cblr-14234	802	17	l.	l.	PROPN
cblr-14234	802	18	rev	rev	PROPN
cblr-14234	802	19	.	.	PROPN
cblr-14234	802	20	185	185	NUM
cblr-14234	802	21	,	,	PUNCT
cblr-14234	802	22	194	194	NUM
cblr-14234	802	23	(	(	PUNCT
cblr-14234	802	24	2004	2004	NUM
cblr-14234	802	25	)	)	PUNCT
cblr-14234	802	26	(	(	PUNCT
cblr-14234	802	27	“	"	PUNCT
cblr-14234	802	28	unconscionability	unconscionability	NOUN
cblr-14234	802	29	is	be	AUX
cblr-14234	802	30	an	an	DET
cblr-14234	802	31	open	open	ADJ
cblr-14234	802	32	-	-	PUNCT
cblr-14234	802	33	ended	ended	ADJ
cblr-14234	802	34	,	,	PUNCT
cblr-14234	802	35	undefined	undefined	ADJ
cblr-14234	802	36	concept	concept	NOUN
cblr-14234	802	37	subject	subject	ADJ
cblr-14234	802	38	to	to	ADP
cblr-14234	802	39	judicial	judicial	ADJ
cblr-14234	802	40	definition	definition	NOUN
cblr-14234	802	41	case	case	NOUN
cblr-14234	802	42	-	-	PUNCT
cblr-14234	802	43	by	by	ADP
cblr-14234	802	44	-	-	PUNCT
cblr-14234	802	45	case	case	NOUN
cblr-14234	802	46	.	.	PUNCT
cblr-14234	802	47	”	"	PUNCT
cblr-14234	802	48	)	)	PUNCT
cblr-14234	802	49	.	.	PUNCT
cblr-14234	803	1	179	179	NUM
cblr-14234	803	2	romero	romero	PROPN
cblr-14234	803	3	v.	v.	PROPN
cblr-14234	803	4	allstate	allstate	PROPN
cblr-14234	803	5	ins	ins	PROPN
cblr-14234	803	6	.	.	PUNCT
cblr-14234	803	7	co.	co.	PROPN
cblr-14234	803	8	,	,	PUNCT
cblr-14234	803	9	1	1	NUM
cblr-14234	803	10	f.	f.	PROPN
cblr-14234	803	11	supp	supp	PROPN
cblr-14234	803	12	.	.	PUNCT
cblr-14234	804	1	3d	3d	PROPN
cblr-14234	804	2	319	319	NUM
cblr-14234	804	3	,	,	PUNCT
cblr-14234	804	4	375	375	NUM
cblr-14234	804	5	,	,	PUNCT
cblr-14234	804	6	387	387	NUM
cblr-14234	804	7	(	(	PUNCT
cblr-14234	804	8	e.d	e.d	PROPN
cblr-14234	804	9	.	.	PROPN
cblr-14234	804	10	pa	pa	PROPN
cblr-14234	804	11	.	.	PROPN
cblr-14234	804	12	2014	2014	NUM
cblr-14234	804	13	)	)	PUNCT
cblr-14234	804	14	.	.	PUNCT
cblr-14234	805	1	180	180	NUM
cblr-14234	805	2	i	i	PROPN
cblr-14234	805	3	d.	d.	PROPN
cblr-14234	805	4	at	at	ADP
cblr-14234	805	5	387	387	NUM
cblr-14234	805	6	.	.	NOUN
cblr-14234	805	7	181	181	NUM
cblr-14234	806	1	i	i	PRON
cblr-14234	806	2	d.	d.	PROPN
cblr-14234	806	3	at	at	ADP
cblr-14234	806	4	388	388	NUM
cblr-14234	806	5	.	.	NOUN
cblr-14234	806	6	182	182	NUM
cblr-14234	807	1	i	i	PRON
cblr-14234	807	2	d.	d.	PROPN
cblr-14234	807	3	at	at	ADP
cblr-14234	807	4	389–90	389–90	NUM
cblr-14234	807	5	.	.	PUNCT
cblr-14234	808	1	183	183	NUM
cblr-14234	809	1	i	i	PROPN
cblr-14234	809	2	d.	d.	PROPN
cblr-14234	809	3	at	at	ADP
cblr-14234	809	4	388	388	NUM
cblr-14234	809	5	.	.	PUNCT
cblr-14234	810	1	no	no	INTJ
cblr-14234	810	2	.	.	NOUN
cblr-14234	811	1	2	2	NUM
cblr-14234	811	2	]	]	PUNCT
cblr-14234	811	3	the	the	DET
cblr-14234	811	4	duty	duty	NOUN
cblr-14234	811	5	to	to	PART
cblr-14234	811	6	make	make	VERB
cblr-14234	811	7	contracts	contract	NOUN
cblr-14234	811	8	understandable	understandable	ADJ
cblr-14234	811	9	505	505	NUM
cblr-14234	811	10	insurance	insurance	NOUN
cblr-14234	811	11	agents	agent	NOUN
cblr-14234	811	12	who	who	PRON
cblr-14234	811	13	handled	handle	VERB
cblr-14234	811	14	insurance	insurance	NOUN
cblr-14234	811	15	contracts	contract	NOUN
cblr-14234	811	16	for	for	ADP
cblr-14234	811	17	between	between	ADP
cblr-14234	811	18	nine	nine	NUM
cblr-14234	811	19	and	and	CCONJ
cblr-14234	811	20	thirty	thirty	NUM
cblr-14234	811	21	-	-	PUNCT
cblr-14234	811	22	one	one	NUM
cblr-14234	811	23	years	year	NOUN
cblr-14234	811	24	and	and	CCONJ
cblr-14234	811	25	“	"	PUNCT
cblr-14234	811	26	[	[	PUNCT
cblr-14234	811	27	m]any	m]any	NOUN
cblr-14234	811	28	had	have	AUX
cblr-14234	811	29	attended	attend	VERB
cblr-14234	811	30	at	at	ADP
cblr-14234	811	31	least	least	ADJ
cblr-14234	811	32	some	some	PRON
cblr-14234	811	33	college	college	NOUN
cblr-14234	811	34	and	and	CCONJ
cblr-14234	811	35	some	some	PRON
cblr-14234	811	36	had	have	VERB
cblr-14234	811	37	business	business	NOUN
cblr-14234	811	38	or	or	CCONJ
cblr-14234	811	39	professional	professional	ADJ
cblr-14234	811	40	degrees	degree	NOUN
cblr-14234	811	41	.	.	PUNCT
cblr-14234	811	42	”184	”184	PUNCT
cblr-14234	811	43	although	although	SCONJ
cblr-14234	811	44	the	the	DET
cblr-14234	811	45	plaintiffs	plaintiff	NOUN
cblr-14234	811	46	submitted	submit	VERB
cblr-14234	811	47	the	the	DET
cblr-14234	811	48	results	result	NOUN
cblr-14234	811	49	of	of	ADP
cblr-14234	811	50	readability	readability	NOUN
cblr-14234	811	51	tests	test	NOUN
cblr-14234	811	52	showing	show	VERB
cblr-14234	811	53	the	the	DET
cblr-14234	811	54	release	release	NOUN
cblr-14234	811	55	language	language	NOUN
cblr-14234	811	56	was	be	AUX
cblr-14234	811	57	impossible	impossible	ADJ
cblr-14234	811	58	or	or	CCONJ
cblr-14234	811	59	extremely	extremely	ADV
cblr-14234	811	60	difficult	difficult	ADJ
cblr-14234	811	61	to	to	PART
cblr-14234	811	62	read	read	VERB
cblr-14234	811	63	,	,	PUNCT
cblr-14234	811	64	the	the	DET
cblr-14234	811	65	court	court	NOUN
cblr-14234	811	66	rejected	reject	VERB
cblr-14234	811	67	the	the	DET
cblr-14234	811	68	evidence	evidence	NOUN
cblr-14234	811	69	because	because	SCONJ
cblr-14234	811	70	it	it	PRON
cblr-14234	811	71	lacked	lack	VERB
cblr-14234	811	72	expert	expert	NOUN
cblr-14234	811	73	testimony.185	testimony.185	ADJ
cblr-14234	811	74	other	other	ADJ
cblr-14234	811	75	times	time	NOUN
cblr-14234	811	76	,	,	PUNCT
cblr-14234	811	77	courts	court	NOUN
cblr-14234	811	78	override	override	VERB
cblr-14234	811	79	plaintiffs	plaintiff	NOUN
cblr-14234	811	80	’	'	PUNCT
cblr-14234	811	81	claims	claim	NOUN
cblr-14234	811	82	of	of	ADP
cblr-14234	811	83	lack	lack	NOUN
cblr-14234	811	84	of	of	ADP
cblr-14234	811	85	understanding	understanding	NOUN
cblr-14234	811	86	and	and	CCONJ
cblr-14234	811	87	conclude	conclude	VERB
cblr-14234	811	88	without	without	ADP
cblr-14234	811	89	explanation	explanation	NOUN
cblr-14234	811	90	that	that	SCONJ
cblr-14234	811	91	a	a	DET
cblr-14234	811	92	contract	contract	NOUN
cblr-14234	811	93	is	be	AUX
cblr-14234	811	94	understandable	understandable	ADJ
cblr-14234	811	95	.	.	PUNCT
cblr-14234	812	1	they	they	PRON
cblr-14234	812	2	also	also	ADV
cblr-14234	812	3	base	base	VERB
cblr-14234	812	4	their	their	PRON
cblr-14234	812	5	conclusions	conclusion	NOUN
cblr-14234	812	6	on	on	ADP
cblr-14234	812	7	objective	objective	ADJ
cblr-14234	812	8	features	feature	NOUN
cblr-14234	812	9	without	without	ADP
cblr-14234	812	10	any	any	DET
cblr-14234	812	11	data	datum	NOUN
cblr-14234	812	12	showing	show	VERB
cblr-14234	812	13	these	these	DET
cblr-14234	812	14	features	feature	NOUN
cblr-14234	812	15	aid	aid	NOUN
cblr-14234	812	16	understanding	understanding	NOUN
cblr-14234	812	17	.	.	PUNCT
cblr-14234	813	1	for	for	ADP
cblr-14234	813	2	instance	instance	NOUN
cblr-14234	813	3	,	,	PUNCT
cblr-14234	813	4	in	in	ADP
cblr-14234	813	5	a	a	DET
cblr-14234	813	6	mississippi	mississippi	NOUN
cblr-14234	813	7	federal	federal	PROPN
cblr-14234	813	8	court	court	NOUN
cblr-14234	813	9	decision	decision	NOUN
cblr-14234	813	10	,	,	PUNCT
cblr-14234	813	11	although	although	SCONJ
cblr-14234	813	12	the	the	DET
cblr-14234	813	13	signatories	signatory	NOUN
cblr-14234	813	14	argued	argue	VERB
cblr-14234	813	15	the	the	DET
cblr-14234	813	16	agreement	agreement	NOUN
cblr-14234	813	17	contained	contain	VERB
cblr-14234	813	18	“	"	PUNCT
cblr-14234	813	19	complex	complex	ADJ
cblr-14234	813	20	legalistic	legalistic	ADJ
cblr-14234	813	21	language	language	NOUN
cblr-14234	813	22	that	that	PRON
cblr-14234	813	23	they	they	PRON
cblr-14234	813	24	did	do	AUX
cblr-14234	813	25	not	not	PART
cblr-14234	813	26	understand	understand	VERB
cblr-14234	813	27	,	,	PUNCT
cblr-14234	813	28	”	"	PUNCT
cblr-14234	813	29	the	the	DET
cblr-14234	813	30	court	court	NOUN
cblr-14234	813	31	countered	counter	VERB
cblr-14234	813	32	that	that	SCONJ
cblr-14234	813	33	the	the	DET
cblr-14234	813	34	signatories	signatory	NOUN
cblr-14234	813	35	did	do	AUX
cblr-14234	813	36	“	"	PUNCT
cblr-14234	813	37	not	not	PART
cblr-14234	813	38	argue	argue	VERB
cblr-14234	813	39	that	that	SCONJ
cblr-14234	813	40	they	they	PRON
cblr-14234	813	41	lack	lack	VERB
cblr-14234	813	42	a	a	DET
cblr-14234	813	43	basic	basic	ADJ
cblr-14234	813	44	education	education	NOUN
cblr-14234	813	45	or	or	CCONJ
cblr-14234	813	46	that	that	SCONJ
cblr-14234	813	47	they	they	PRON
cblr-14234	813	48	are	be	AUX
cblr-14234	813	49	unable	unable	ADJ
cblr-14234	813	50	to	to	PART
cblr-14234	813	51	read	read	VERB
cblr-14234	813	52	,	,	PUNCT
cblr-14234	813	53	”	"	PUNCT
cblr-14234	813	54	the	the	DET
cblr-14234	813	55	arbitration	arbitration	NOUN
cblr-14234	813	56	agreement	agreement	NOUN
cblr-14234	813	57	’s	’s	PART
cblr-14234	813	58	font	font	NOUN
cblr-14234	813	59	style	style	NOUN
cblr-14234	813	60	and	and	CCONJ
cblr-14234	813	61	size	size	NOUN
cblr-14234	813	62	were	be	AUX
cblr-14234	813	63	normal	normal	ADJ
cblr-14234	813	64	,	,	PUNCT
cblr-14234	813	65	and	and	CCONJ
cblr-14234	813	66	the	the	DET
cblr-14234	813	67	agreement	agreement	NOUN
cblr-14234	813	68	was	be	AUX
cblr-14234	813	69	“	"	PUNCT
cblr-14234	813	70	written	write	VERB
cblr-14234	813	71	in	in	ADP
cblr-14234	813	72	simple	simple	ADJ
cblr-14234	813	73	and	and	CCONJ
cblr-14234	813	74	plain	plain	ADJ
cblr-14234	813	75	english	english	PROPN
cblr-14234	813	76	.	.	PUNCT
cblr-14234	813	77	”186	”186	PROPN
cblr-14234	813	78	likewise	likewise	ADV
cblr-14234	813	79	,	,	PUNCT
cblr-14234	813	80	when	when	SCONJ
cblr-14234	813	81	a	a	DET
cblr-14234	813	82	party	party	NOUN
cblr-14234	813	83	alleged	allege	VERB
cblr-14234	813	84	procedural	procedural	ADJ
cblr-14234	813	85	unconscionability	unconscionability	NOUN
cblr-14234	813	86	because	because	SCONJ
cblr-14234	813	87	the	the	DET
cblr-14234	813	88	arbitration	arbitration	NOUN
cblr-14234	813	89	provision	provision	NOUN
cblr-14234	813	90	was	be	AUX
cblr-14234	813	91	“	"	PUNCT
cblr-14234	813	92	far	far	ADV
cblr-14234	813	93	too	too	ADV
cblr-14234	813	94	difficult	difficult	ADJ
cblr-14234	813	95	for	for	SCONJ
cblr-14234	813	96	a	a	DET
cblr-14234	813	97	layperson	layperson	NOUN
cblr-14234	813	98	to	to	PART
cblr-14234	813	99	understand	understand	VERB
cblr-14234	813	100	,	,	PUNCT
cblr-14234	813	101	”	"	PUNCT
cblr-14234	813	102	a	a	DET
cblr-14234	813	103	california	california	PROPN
cblr-14234	813	104	federal	federal	PROPN
cblr-14234	813	105	court	court	NOUN
cblr-14234	813	106	countered	counter	VERB
cblr-14234	813	107	there	there	PRON
cblr-14234	813	108	was	be	VERB
cblr-14234	813	109	“	"	PUNCT
cblr-14234	813	110	nothing	nothing	PRON
cblr-14234	813	111	apparently	apparently	ADV
cblr-14234	813	112	unclear	unclear	ADJ
cblr-14234	813	113	,	,	PUNCT
cblr-14234	813	114	hidden	hidden	ADJ
cblr-14234	813	115	,	,	PUNCT
cblr-14234	813	116	or	or	CCONJ
cblr-14234	813	117	deceptive	deceptive	ADJ
cblr-14234	813	118	about	about	ADP
cblr-14234	813	119	the	the	DET
cblr-14234	813	120	language	language	NOUN
cblr-14234	813	121	of	of	ADP
cblr-14234	813	122	the	the	DET
cblr-14234	813	123	arbitration	arbitration	NOUN
cblr-14234	813	124	provision	provision	NOUN
cblr-14234	813	125	.	.	PUNCT
cblr-14234	813	126	”	"	PUNCT
cblr-14234	814	1	187	187	NUM
cblr-14234	814	2	the	the	DET
cblr-14234	814	3	court	court	NOUN
cblr-14234	814	4	highlighted	highlight	VERB
cblr-14234	814	5	the	the	DET
cblr-14234	814	6	section	section	NOUN
cblr-14234	814	7	title	title	NOUN
cblr-14234	814	8	was	be	AUX
cblr-14234	814	9	“	"	PUNCT
cblr-14234	814	10	arbitration	arbitration	NOUN
cblr-14234	814	11	agreement	agreement	NOUN
cblr-14234	814	12	,	,	PUNCT
cblr-14234	814	13	”	"	PUNCT
cblr-14234	814	14	and	and	CCONJ
cblr-14234	814	15	the	the	DET
cblr-14234	814	16	provision	provision	NOUN
cblr-14234	814	17	was	be	AUX
cblr-14234	814	18	“	"	PUNCT
cblr-14234	814	19	prominently	prominently	ADV
cblr-14234	814	20	displayed	display	VERB
cblr-14234	814	21	,	,	PUNCT
cblr-14234	814	22	much	much	ADJ
cblr-14234	814	23	of	of	ADP
cblr-14234	814	24	it	it	PRON
cblr-14234	814	25	is	be	AUX
cblr-14234	814	26	in	in	ADP
cblr-14234	814	27	all	all	DET
cblr-14234	814	28	capital	capital	NOUN
cblr-14234	814	29	letters	letter	NOUN
cblr-14234	814	30	and	and	CCONJ
cblr-14234	814	31	bold	bold	ADJ
cblr-14234	814	32	,	,	PUNCT
cblr-14234	814	33	and	and	CCONJ
cblr-14234	814	34	it	it	PRON
cblr-14234	814	35	is	be	AUX
cblr-14234	814	36	worded	word	VERB
cblr-14234	814	37	in	in	ADP
cblr-14234	814	38	very	very	ADV
cblr-14234	814	39	plain	plain	ADJ
cblr-14234	814	40	english	english	PROPN
cblr-14234	814	41	.	.	PUNCT
cblr-14234	814	42	”188	”188	PUNCT
cblr-14234	815	1	the	the	DET
cblr-14234	815	2	court	court	NOUN
cblr-14234	815	3	concluded	conclude	VERB
cblr-14234	815	4	there	there	PRON
cblr-14234	815	5	was	be	VERB
cblr-14234	815	6	“	"	PUNCT
cblr-14234	815	7	no	no	DET
cblr-14234	815	8	reason	reason	NOUN
cblr-14234	815	9	to	to	PART
cblr-14234	815	10	believe	believe	VERB
cblr-14234	815	11	that	that	SCONJ
cblr-14234	815	12	a	a	DET
cblr-14234	815	13	contracting	contracting	NOUN
cblr-14234	815	14	customer	customer	NOUN
cblr-14234	815	15	would	would	AUX
cblr-14234	815	16	not	not	PART
cblr-14234	815	17	notice	notice	VERB
cblr-14234	815	18	the	the	DET
cblr-14234	815	19	provision	provision	NOUN
cblr-14234	815	20	or	or	CCONJ
cblr-14234	815	21	would	would	AUX
cblr-14234	815	22	fail	fail	VERB
cblr-14234	815	23	to	to	PART
cblr-14234	815	24	understand	understand	VERB
cblr-14234	815	25	its	its	PRON
cblr-14234	815	26	meaning	meaning	NOUN
cblr-14234	815	27	.	.	PUNCT
cblr-14234	815	28	”189	”189	PUNCT
cblr-14234	815	29	when	when	SCONJ
cblr-14234	815	30	analyzing	analyze	VERB
cblr-14234	815	31	a	a	DET
cblr-14234	815	32	hospital	hospital	NOUN
cblr-14234	815	33	surgical	surgical	ADJ
cblr-14234	815	34	contract	contract	NOUN
cblr-14234	815	35	,	,	PUNCT
cblr-14234	815	36	a	a	DET
cblr-14234	815	37	kansas	kansas	PROPN
cblr-14234	815	38	court	court	PROPN
cblr-14234	815	39	found	find	VERB
cblr-14234	815	40	no	no	DET
cblr-14234	815	41	unconscionability	unconscionability	NOUN
cblr-14234	815	42	184	184	NUM
cblr-14234	815	43	i	i	PROPN
cblr-14234	815	44	d.	d.	PROPN
cblr-14234	815	45	at	at	ADP
cblr-14234	815	46	390	390	NUM
cblr-14234	815	47	.	.	PUNCT
cblr-14234	816	1	185	185	NUM
cblr-14234	817	1	i	i	PRON
cblr-14234	817	2	d.	d.	VERB
cblr-14234	817	3	at	at	ADP
cblr-14234	817	4	390–91	390–91	NUM
cblr-14234	817	5	.	.	PUNCT
cblr-14234	818	1	186	186	NUM
cblr-14234	818	2	steed	steed	NOUN
cblr-14234	818	3	v.	v.	ADP
cblr-14234	818	4	sanderson	sanderson	PROPN
cblr-14234	818	5	farms	farms	PROPN
cblr-14234	818	6	,	,	PUNCT
cblr-14234	818	7	inc	inc	PROPN
cblr-14234	818	8	.	.	PROPN
cblr-14234	818	9	,	,	PUNCT
cblr-14234	818	10	no	no	INTJ
cblr-14234	818	11	.	.	PUNCT
cblr-14234	819	1	civa205cv02146ksmtp	civa205cv02146ksmtp	PROPN
cblr-14234	819	2	,	,	PUNCT
cblr-14234	819	3	2006	2006	NUM
cblr-14234	819	4	wl	wl	NOUN
cblr-14234	819	5	2844546	2844546	NUM
cblr-14234	819	6	,	,	PUNCT
cblr-14234	819	7	at	at	ADP
cblr-14234	819	8	*	*	PROPN
cblr-14234	819	9	24	24	NUM
cblr-14234	819	10	(	(	PUNCT
cblr-14234	819	11	s.d	s.d	PROPN
cblr-14234	819	12	.	.	PROPN
cblr-14234	819	13	miss	miss	PROPN
cblr-14234	819	14	.	.	PUNCT
cblr-14234	820	1	sept	sept	PROPN
cblr-14234	820	2	.	.	PROPN
cblr-14234	820	3	29	29	NUM
cblr-14234	820	4	,	,	PUNCT
cblr-14234	820	5	2006	2006	NUM
cblr-14234	820	6	)	)	PUNCT
cblr-14234	820	7	.	.	PUNCT
cblr-14234	821	1	187	187	NUM
cblr-14234	821	2	lee	lee	PROPN
cblr-14234	821	3	v.	v.	PROPN
cblr-14234	821	4	goldline	goldline	PROPN
cblr-14234	821	5	int'l	int'l	PROPN
cblr-14234	821	6	,	,	PUNCT
cblr-14234	821	7	inc	inc	PROPN
cblr-14234	821	8	.	.	PROPN
cblr-14234	821	9	,	,	PUNCT
cblr-14234	821	10	no	no	INTJ
cblr-14234	821	11	.	.	PUNCT
cblr-14234	822	1	cv	cv	PROPN
cblr-14234	822	2	11	11	NUM
cblr-14234	822	3	-	-	SYM
cblr-14234	822	4	1495	1495	NUM
cblr-14234	822	5	dsf	dsf	PROPN
cblr-14234	822	6	rzx	rzx	NOUN
cblr-14234	822	7	,	,	PUNCT
cblr-14234	822	8	2011	2011	NUM
cblr-14234	822	9	wl	wl	NOUN
cblr-14234	822	10	1739989	1739989	NUM
cblr-14234	822	11	,	,	PUNCT
cblr-14234	822	12	at	at	ADP
cblr-14234	822	13	*	*	NOUN
cblr-14234	822	14	2	2	NUM
cblr-14234	822	15	(	(	PUNCT
cblr-14234	822	16	c.d	c.d	PROPN
cblr-14234	822	17	.	.	PROPN
cblr-14234	822	18	cal	cal	PROPN
cblr-14234	822	19	.	.	PUNCT
cblr-14234	823	1	apr	apr	PROPN
cblr-14234	823	2	.	.	PROPN
cblr-14234	824	1	27	27	NUM
cblr-14234	824	2	,	,	PUNCT
cblr-14234	824	3	2011	2011	NUM
cblr-14234	824	4	)	)	PUNCT
cblr-14234	824	5	.	.	PUNCT
cblr-14234	825	1	188	188	NUM
cblr-14234	825	2	i	i	PRON
cblr-14234	825	3	d.	d.	PROPN
cblr-14234	825	4	at	at	ADP
cblr-14234	825	5	2–3	2–3	PROPN
cblr-14234	825	6	.	.	PROPN
cblr-14234	825	7	189	189	NUM
cblr-14234	825	8	i	i	PRON
cblr-14234	825	9	d.	d.	PROPN
cblr-14234	825	10	at	at	ADP
cblr-14234	825	11	3	3	NUM
cblr-14234	825	12	.	.	SYM
cblr-14234	825	13	506	506	NUM
cblr-14234	825	14	columbia	columbia	PROPN
cblr-14234	825	15	business	business	NOUN
cblr-14234	825	16	law	law	PROPN
cblr-14234	825	17	review	review	NOUN
cblr-14234	825	18	[	[	X
cblr-14234	825	19	vol	vol	NOUN
cblr-14234	825	20	.	.	NOUN
cblr-14234	825	21	2024	2024	NUM
cblr-14234	825	22	in	in	ADP
cblr-14234	825	23	part	part	NOUN
cblr-14234	825	24	because	because	SCONJ
cblr-14234	825	25	the	the	DET
cblr-14234	825	26	contract	contract	NOUN
cblr-14234	825	27	’s	’s	PART
cblr-14234	825	28	language	language	NOUN
cblr-14234	825	29	was	be	AUX
cblr-14234	825	30	comprehensible	comprehensible	ADJ
cblr-14234	825	31	to	to	ADP
cblr-14234	825	32	the	the	DET
cblr-14234	825	33	average	average	ADJ
cblr-14234	825	34	person	person	NOUN
cblr-14234	825	35	and	and	CCONJ
cblr-14234	825	36	was	be	AUX
cblr-14234	825	37	“	"	PUNCT
cblr-14234	825	38	not	not	PART
cblr-14234	825	39	so	so	ADV
cblr-14234	825	40	obscure	obscure	ADJ
cblr-14234	825	41	.	.	PUNCT
cblr-14234	826	1	”190	”190	ADJ
cblr-14234	826	2	when	when	SCONJ
cblr-14234	826	3	rejecting	reject	VERB
cblr-14234	826	4	a	a	DET
cblr-14234	826	5	claim	claim	NOUN
cblr-14234	826	6	of	of	ADP
cblr-14234	826	7	procedural	procedural	ADJ
cblr-14234	826	8	unconscionability	unconscionability	NOUN
cblr-14234	826	9	,	,	PUNCT
cblr-14234	826	10	a	a	DET
cblr-14234	826	11	new	new	PROPN
cblr-14234	826	12	jersey	jersey	PROPN
cblr-14234	826	13	federal	federal	PROPN
cblr-14234	826	14	court	court	PROPN
cblr-14234	826	15	reasoned	reason	VERB
cblr-14234	826	16	the	the	DET
cblr-14234	826	17	“	"	PUNCT
cblr-14234	826	18	language	language	NOUN
cblr-14234	826	19	of	of	ADP
cblr-14234	826	20	the	the	DET
cblr-14234	826	21	agreement	agreement	NOUN
cblr-14234	826	22	is	be	AUX
cblr-14234	826	23	clear	clear	ADJ
cblr-14234	826	24	,	,	PUNCT
cblr-14234	826	25	[	[	X
cblr-14234	826	26	the	the	DET
cblr-14234	826	27	plaintiff	plaintiff	NOUN
cblr-14234	826	28	]	]	PUNCT
cblr-14234	826	29	is	be	AUX
cblr-14234	826	30	an	an	DET
cblr-14234	826	31	educated	educate	VERB
cblr-14234	826	32	and	and	CCONJ
cblr-14234	826	33	sophisticated	sophisticated	ADJ
cblr-14234	826	34	party	party	NOUN
cblr-14234	826	35	.	.	PUNCT
cblr-14234	826	36	”191	”191	PUNCT
cblr-14234	827	1	even	even	ADV
cblr-14234	827	2	though	though	SCONJ
cblr-14234	827	3	data	datum	NOUN
cblr-14234	827	4	suggests	suggest	VERB
cblr-14234	827	5	nearly	nearly	ADV
cblr-14234	827	6	all	all	DET
cblr-14234	827	7	consumer	consumer	NOUN
cblr-14234	827	8	contracts	contract	NOUN
cblr-14234	827	9	are	be	AUX
cblr-14234	827	10	incomprehensible	incomprehensible	ADJ
cblr-14234	827	11	to	to	ADP
cblr-14234	827	12	consumers	consumer	NOUN
cblr-14234	827	13	,	,	PUNCT
cblr-14234	827	14	courts	court	NOUN
cblr-14234	827	15	consistently	consistently	ADV
cblr-14234	827	16	conclude	conclude	VERB
cblr-14234	827	17	such	such	ADJ
cblr-14234	827	18	contracts	contract	NOUN
cblr-14234	827	19	are	be	AUX
cblr-14234	827	20	comprehensible	comprehensible	ADJ
cblr-14234	827	21	.	.	PUNCT
cblr-14234	828	1	perhaps	perhaps	ADV
cblr-14234	828	2	courts	court	NOUN
cblr-14234	828	3	are	be	AUX
cblr-14234	828	4	reluctant	reluctant	ADJ
cblr-14234	828	5	to	to	PART
cblr-14234	828	6	void	void	VERB
cblr-14234	828	7	contracts	contract	NOUN
cblr-14234	828	8	or	or	CCONJ
cblr-14234	828	9	take	take	VERB
cblr-14234	828	10	a	a	DET
cblr-14234	828	11	more	more	ADV
cblr-14234	828	12	stringent	stringent	ADJ
cblr-14234	828	13	approach	approach	NOUN
cblr-14234	828	14	for	for	ADP
cblr-14234	828	15	fear	fear	NOUN
cblr-14234	828	16	of	of	ADP
cblr-14234	828	17	criticism	criticism	NOUN
cblr-14234	828	18	that	that	SCONJ
cblr-14234	828	19	they	they	PRON
cblr-14234	828	20	are	be	AUX
cblr-14234	828	21	intervening	intervene	VERB
cblr-14234	828	22	in	in	ADP
cblr-14234	828	23	the	the	DET
cblr-14234	828	24	market	market	NOUN
cblr-14234	828	25	in	in	ADP
cblr-14234	828	26	an	an	DET
cblr-14234	828	27	unrestrained	unrestrained	ADJ
cblr-14234	828	28	or	or	CCONJ
cblr-14234	828	29	unguided	unguided	ADJ
cblr-14234	828	30	manner.192	manner.192	PROPN
cblr-14234	828	31	whatever	whatever	PRON
cblr-14234	828	32	the	the	DET
cblr-14234	828	33	reason	reason	NOUN
cblr-14234	828	34	,	,	PUNCT
cblr-14234	828	35	although	although	SCONJ
cblr-14234	828	36	courts	court	NOUN
cblr-14234	828	37	have	have	AUX
cblr-14234	828	38	created	create	VERB
cblr-14234	828	39	doctrinal	doctrinal	ADJ
cblr-14234	828	40	requirements	requirement	NOUN
cblr-14234	828	41	that	that	PRON
cblr-14234	828	42	contracts	contract	NOUN
cblr-14234	828	43	be	be	VERB
cblr-14234	828	44	more	more	ADV
cblr-14234	828	45	understandable	understandable	ADJ
cblr-14234	828	46	,	,	PUNCT
cblr-14234	828	47	courts	court	NOUN
cblr-14234	828	48	have	have	AUX
cblr-14234	828	49	not	not	PART
cblr-14234	828	50	rigorously	rigorously	ADV
cblr-14234	828	51	enforced	enforce	VERB
cblr-14234	828	52	those	those	DET
cblr-14234	828	53	requirements	requirement	NOUN
cblr-14234	828	54	.	.	PUNCT
cblr-14234	829	1	c.	c.	PROPN
cblr-14234	829	2	scholarly	scholarly	PROPN
cblr-14234	829	3	solutions	solution	NOUN
cblr-14234	829	4	legal	legal	ADJ
cblr-14234	829	5	scholars	scholar	NOUN
cblr-14234	829	6	have	have	AUX
cblr-14234	829	7	proposed	propose	VERB
cblr-14234	829	8	solutions	solution	NOUN
cblr-14234	829	9	to	to	ADP
cblr-14234	829	10	the	the	DET
cblr-14234	829	11	problems	problem	NOUN
cblr-14234	829	12	caused	cause	VERB
cblr-14234	829	13	by	by	ADP
cblr-14234	829	14	contracts	contract	NOUN
cblr-14234	829	15	of	of	ADP
cblr-14234	829	16	adhesion	adhesion	NOUN
cblr-14234	829	17	,	,	PUNCT
cblr-14234	829	18	but	but	CCONJ
cblr-14234	829	19	very	very	ADV
cblr-14234	829	20	few	few	ADJ
cblr-14234	829	21	address	address	NOUN
cblr-14234	829	22	understandability	understandability	NOUN
cblr-14234	829	23	.	.	PUNCT
cblr-14234	830	1	notably	notably	ADV
cblr-14234	830	2	,	,	PUNCT
cblr-14234	830	3	this	this	DET
cblr-14234	830	4	section	section	NOUN
cblr-14234	830	5	focuses	focus	VERB
cblr-14234	830	6	on	on	ADP
cblr-14234	830	7	doctrinal	doctrinal	ADJ
cblr-14234	830	8	solutions	solution	NOUN
cblr-14234	830	9	:	:	PUNCT
cblr-14234	830	10	solutions	solution	NOUN
cblr-14234	830	11	that	that	PRON
cblr-14234	830	12	propose	propose	VERB
cblr-14234	830	13	requirements	requirement	NOUN
cblr-14234	830	14	rather	rather	ADV
cblr-14234	830	15	than	than	ADP
cblr-14234	830	16	those	those	PRON
cblr-14234	830	17	that	that	PRON
cblr-14234	830	18	propose	propose	VERB
cblr-14234	830	19	suggestions	suggestion	NOUN
cblr-14234	830	20	.	.	PUNCT
cblr-14234	831	1	many	many	ADJ
cblr-14234	831	2	solutions	solution	NOUN
cblr-14234	831	3	focus	focus	VERB
cblr-14234	831	4	on	on	ADP
cblr-14234	831	5	related	related	ADJ
cblr-14234	831	6	issues	issue	NOUN
cblr-14234	831	7	without	without	ADP
cblr-14234	831	8	impacting	impact	VERB
cblr-14234	831	9	consumer	consumer	NOUN
cblr-14234	831	10	understanding	understanding	NOUN
cblr-14234	831	11	.	.	PUNCT
cblr-14234	832	1	for	for	ADP
cblr-14234	832	2	example	example	NOUN
cblr-14234	832	3	,	,	PUNCT
cblr-14234	832	4	some	some	DET
cblr-14234	832	5	scholars	scholar	NOUN
cblr-14234	832	6	advocate	advocate	VERB
cblr-14234	832	7	only	only	ADV
cblr-14234	832	8	enforcing	enforce	VERB
cblr-14234	832	9	terms	term	NOUN
cblr-14234	832	10	consumers	consumer	NOUN
cblr-14234	832	11	reasonably	reasonably	ADV
cblr-14234	832	12	expect	expect	VERB
cblr-14234	832	13	to	to	PART
cblr-14234	832	14	be	be	AUX
cblr-14234	832	15	in	in	ADP
cblr-14234	832	16	a	a	DET
cblr-14234	832	17	particular	particular	ADJ
cblr-14234	832	18	contract	contract	NOUN
cblr-14234	832	19	of	of	ADP
cblr-14234	832	20	adhesion.193	adhesion.193	PROPN
cblr-14234	832	21	while	while	SCONJ
cblr-14234	832	22	such	such	ADJ
cblr-14234	832	23	solutions	solution	NOUN
cblr-14234	832	24	190	190	NUM
cblr-14234	832	25	stormont	stormont	ADJ
cblr-14234	832	26	-	-	PUNCT
cblr-14234	832	27	vail	vail	NOUN
cblr-14234	832	28	hosp	hosp	NOUN
cblr-14234	832	29	.	.	PUNCT
cblr-14234	833	1	v.	v.	ADP
cblr-14234	833	2	spurling	spurling	NOUN
cblr-14234	833	3	,	,	PUNCT
cblr-14234	833	4	no	no	INTJ
cblr-14234	833	5	.	.	NOUN
cblr-14234	833	6	110,979	110,979	NUM
cblr-14234	833	7	,	,	PUNCT
cblr-14234	833	8	slip	slip	VERB
cblr-14234	833	9	op	op	NOUN
cblr-14234	833	10	.	.	PUNCT
cblr-14234	834	1	at	at	ADP
cblr-14234	834	2	*	*	NUM
cblr-14234	834	3	13–14	13–14	NUM
cblr-14234	834	4	(	(	PUNCT
cblr-14234	834	5	kan	kan	PROPN
cblr-14234	834	6	.	.	PUNCT
cblr-14234	835	1	ct	ct	PROPN
cblr-14234	835	2	.	.	PUNCT
cblr-14234	836	1	app	app	PROPN
cblr-14234	836	2	.	.	PUNCT
cblr-14234	837	1	aug	aug	PROPN
cblr-14234	837	2	.	.	PROPN
cblr-14234	837	3	15	15	NUM
cblr-14234	837	4	,	,	PUNCT
cblr-14234	837	5	2014	2014	NUM
cblr-14234	837	6	)	)	PUNCT
cblr-14234	837	7	191	191	NUM
cblr-14234	837	8	laibow	laibow	NOUN
cblr-14234	837	9	v.	v.	ADP
cblr-14234	837	10	menashe	menashe	PROPN
cblr-14234	837	11	,	,	PUNCT
cblr-14234	837	12	no	no	INTJ
cblr-14234	837	13	.	.	PUNCT
cblr-14234	838	1	cv194549kmscm	cv194549kmscm	NOUN
cblr-14234	838	2	,	,	PUNCT
cblr-14234	838	3	2019	2019	NUM
cblr-14234	838	4	wl	wl	NOUN
cblr-14234	838	5	6243368	6243368	NUM
cblr-14234	838	6	,	,	PUNCT
cblr-14234	838	7	at	at	ADP
cblr-14234	838	8	*	*	NOUN
cblr-14234	838	9	25	25	NUM
cblr-14234	838	10	(	(	PUNCT
cblr-14234	838	11	d.n.j	d.n.j	PROPN
cblr-14234	838	12	.	.	PUNCT
cblr-14234	838	13	nov	nov	PROPN
cblr-14234	838	14	.	.	PROPN
cblr-14234	838	15	21	21	NUM
cblr-14234	838	16	,	,	PUNCT
cblr-14234	838	17	2019	2019	NUM
cblr-14234	838	18	)	)	PUNCT
cblr-14234	838	19	.	.	PUNCT
cblr-14234	839	1	192	192	NUM
cblr-14234	839	2	cf	cf	NOUN
cblr-14234	839	3	.	.	PUNCT
cblr-14234	840	1	stempel	stempel	PROPN
cblr-14234	840	2	,	,	PUNCT
cblr-14234	840	3	supra	supra	PROPN
cblr-14234	840	4	note	note	NOUN
cblr-14234	840	5	178	178	NUM
cblr-14234	840	6	,	,	PUNCT
cblr-14234	840	7	at	at	ADP
cblr-14234	840	8	763–64	763–64	PROPN
cblr-14234	840	9	,	,	PUNCT
cblr-14234	840	10	840–41	840–41	NUM
cblr-14234	840	11	,	,	PUNCT
cblr-14234	840	12	852	852	NUM
cblr-14234	840	13	(	(	PUNCT
cblr-14234	840	14	noting	note	VERB
cblr-14234	840	15	objections	objection	NOUN
cblr-14234	840	16	to	to	ADP
cblr-14234	840	17	unconscionability	unconscionability	NOUN
cblr-14234	840	18	doctrine	doctrine	NOUN
cblr-14234	840	19	because	because	SCONJ
cblr-14234	840	20	it	it	PRON
cblr-14234	840	21	grants	grant	VERB
cblr-14234	840	22	judges	judge	NOUN
cblr-14234	840	23	too	too	ADV
cblr-14234	840	24	much	much	ADV
cblr-14234	840	25	unguided	unguided	ADJ
cblr-14234	840	26	discretion	discretion	NOUN
cblr-14234	840	27	which	which	PRON
cblr-14234	840	28	can	can	AUX
cblr-14234	840	29	produce	produce	VERB
cblr-14234	840	30	inefficiencies	inefficiency	NOUN
cblr-14234	840	31	or	or	CCONJ
cblr-14234	840	32	exceed	exceed	VERB
cblr-14234	840	33	judicial	judicial	ADJ
cblr-14234	840	34	discretion	discretion	NOUN
cblr-14234	840	35	,	,	PUNCT
cblr-14234	840	36	while	while	SCONJ
cblr-14234	840	37	also	also	ADV
cblr-14234	840	38	flagging	flag	VERB
cblr-14234	840	39	support	support	NOUN
cblr-14234	840	40	for	for	ADP
cblr-14234	840	41	expanding	expand	VERB
cblr-14234	840	42	common	common	ADJ
cblr-14234	840	43	law	law	NOUN
cblr-14234	840	44	doctrine	doctrine	NOUN
cblr-14234	840	45	and	and	CCONJ
cblr-14234	840	46	the	the	DET
cblr-14234	840	47	influence	influence	NOUN
cblr-14234	840	48	of	of	ADP
cblr-14234	840	49	industry	industry	NOUN
cblr-14234	840	50	over	over	ADP
cblr-14234	840	51	legislatures	legislature	NOUN
cblr-14234	840	52	,	,	PUNCT
cblr-14234	840	53	regulators	regulator	NOUN
cblr-14234	840	54	,	,	PUNCT
cblr-14234	840	55	and	and	CCONJ
cblr-14234	840	56	even	even	ADV
cblr-14234	840	57	model	model	VERB
cblr-14234	840	58	code	code	NOUN
cblr-14234	840	59	drafters	drafter	NOUN
cblr-14234	840	60	)	)	PUNCT
cblr-14234	840	61	.	.	PUNCT
cblr-14234	841	1	193	193	NUM
cblr-14234	841	2	restatement	restatement	NOUN
cblr-14234	841	3	(	(	PUNCT
cblr-14234	841	4	second	second	ADJ
cblr-14234	841	5	)	)	PUNCT
cblr-14234	841	6	of	of	ADP
cblr-14234	841	7	contracts	contract	NOUN
cblr-14234	841	8	§	§	PROPN
cblr-14234	841	9	211(c	211(c	PROPN
cblr-14234	841	10	)	)	PUNCT
cblr-14234	841	11	(	(	PUNCT
cblr-14234	841	12	1981	1981	NUM
cblr-14234	841	13	)	)	PUNCT
cblr-14234	841	14	(	(	PUNCT
cblr-14234	841	15	permitting	permit	VERB
cblr-14234	841	16	enforcement	enforcement	NOUN
cblr-14234	841	17	of	of	ADP
cblr-14234	841	18	standard	standard	ADJ
cblr-14234	841	19	terms	term	NOUN
cblr-14234	841	20	that	that	SCONJ
cblr-14234	841	21	consumers	consumer	NOUN
cblr-14234	841	22	reasonably	reasonably	ADV
cblr-14234	841	23	expect	expect	VERB
cblr-14234	841	24	to	to	PART
cblr-14234	841	25	be	be	AUX
cblr-14234	841	26	in	in	ADP
cblr-14234	841	27	contract	contract	NOUN
cblr-14234	841	28	)	)	PUNCT
cblr-14234	841	29	;	;	PUNCT
cblr-14234	841	30	white	white	PROPN
cblr-14234	841	31	&	&	CCONJ
cblr-14234	841	32	mansfield	mansfield	PROPN
cblr-14234	841	33	,	,	PUNCT
cblr-14234	841	34	supra	supra	PROPN
cblr-14234	841	35	note	note	NOUN
cblr-14234	841	36	4	4	NUM
cblr-14234	841	37	,	,	PUNCT
cblr-14234	841	38	at	at	ADP
cblr-14234	841	39	264	264	NUM
cblr-14234	841	40	(	(	PUNCT
cblr-14234	841	41	suggesting	suggest	VERB
cblr-14234	841	42	widespread	widespread	ADJ
cblr-14234	841	43	no	no	INTJ
cblr-14234	841	44	.	.	NOUN
cblr-14234	841	45	2	2	NUM
cblr-14234	841	46	]	]	PUNCT
cblr-14234	841	47	the	the	DET
cblr-14234	841	48	duty	duty	NOUN
cblr-14234	841	49	to	to	PART
cblr-14234	841	50	make	make	VERB
cblr-14234	841	51	contracts	contract	NOUN
cblr-14234	841	52	understandable	understandable	ADJ
cblr-14234	841	53	507	507	NUM
cblr-14234	841	54	address	address	NOUN
cblr-14234	841	55	whether	whether	SCONJ
cblr-14234	841	56	terms	term	NOUN
cblr-14234	841	57	are	be	AUX
cblr-14234	841	58	substantively	substantively	ADV
cblr-14234	841	59	fair	fair	ADJ
cblr-14234	841	60	,	,	PUNCT
cblr-14234	841	61	they	they	PRON
cblr-14234	841	62	do	do	AUX
cblr-14234	841	63	not	not	PART
cblr-14234	841	64	address	address	VERB
cblr-14234	841	65	whether	whether	SCONJ
cblr-14234	841	66	the	the	DET
cblr-14234	841	67	consumer	consumer	NOUN
cblr-14234	841	68	could	could	AUX
cblr-14234	841	69	understand	understand	VERB
cblr-14234	841	70	those	those	DET
cblr-14234	841	71	terms	term	NOUN
cblr-14234	841	72	.	.	PUNCT
cblr-14234	842	1	other	other	ADJ
cblr-14234	842	2	solutions	solution	NOUN
cblr-14234	842	3	focus	focus	VERB
cblr-14234	842	4	on	on	ADP
cblr-14234	842	5	access	access	NOUN
cblr-14234	842	6	and	and	CCONJ
cblr-14234	842	7	attention	attention	NOUN
cblr-14234	842	8	.	.	PUNCT
cblr-14234	843	1	for	for	ADP
cblr-14234	843	2	example	example	NOUN
cblr-14234	843	3	,	,	PUNCT
cblr-14234	843	4	under	under	ADP
cblr-14234	843	5	the	the	DET
cblr-14234	843	6	recently	recently	ADV
cblr-14234	843	7	adopted	adopt	VERB
cblr-14234	843	8	restatement	restatement	NOUN
cblr-14234	843	9	of	of	ADP
cblr-14234	843	10	consumer	consumer	NOUN
cblr-14234	843	11	contracts	contract	NOUN
cblr-14234	843	12	,	,	PUNCT
cblr-14234	843	13	a	a	DET
cblr-14234	843	14	standard	standard	ADJ
cblr-14234	843	15	contract	contract	NOUN
cblr-14234	843	16	term	term	NOUN
cblr-14234	843	17	is	be	AUX
cblr-14234	843	18	adopted	adopt	VERB
cblr-14234	843	19	into	into	ADP
cblr-14234	843	20	a	a	DET
cblr-14234	843	21	consumer	consumer	NOUN
cblr-14234	843	22	contract	contract	NOUN
cblr-14234	843	23	when	when	SCONJ
cblr-14234	843	24	the	the	DET
cblr-14234	843	25	consumer	consumer	NOUN
cblr-14234	843	26	has	have	VERB
cblr-14234	843	27	reasonable	reasonable	ADJ
cblr-14234	843	28	notice	notice	NOUN
cblr-14234	843	29	of	of	ADP
cblr-14234	843	30	the	the	DET
cblr-14234	843	31	term	term	NOUN
cblr-14234	843	32	and	and	CCONJ
cblr-14234	843	33	a	a	DET
cblr-14234	843	34	reasonably	reasonably	ADV
cblr-14234	843	35	opportunity	opportunity	NOUN
cblr-14234	843	36	to	to	PART
cblr-14234	843	37	review	review	VERB
cblr-14234	843	38	the	the	DET
cblr-14234	843	39	term	term	NOUN
cblr-14234	843	40	,	,	PUNCT
cblr-14234	843	41	which	which	PRON
cblr-14234	843	42	is	be	AUX
cblr-14234	843	43	important	important	ADJ
cblr-14234	843	44	to	to	ADP
cblr-14234	843	45	electronic	electronic	ADJ
cblr-14234	843	46	contracts	contract	NOUN
cblr-14234	843	47	like	like	ADP
cblr-14234	843	48	clickwrap	clickwrap	NOUN
cblr-14234	843	49	and	and	CCONJ
cblr-14234	843	50	browsewrap	browsewrap	NOUN
cblr-14234	843	51	contracts.194	contracts.194	PROPN
cblr-14234	843	52	likewise	likewise	ADV
cblr-14234	843	53	,	,	PUNCT
cblr-14234	843	54	proposals	proposal	NOUN
cblr-14234	843	55	like	like	ADP
cblr-14234	843	56	visceral	visceral	ADJ
cblr-14234	843	57	notice	notice	NOUN
cblr-14234	843	58	of	of	ADP
cblr-14234	843	59	certain	certain	ADJ
cblr-14234	843	60	terms,195	terms,195	NOUN
cblr-14234	843	61	forced	force	VERB
cblr-14234	843	62	salience,196	salience,196	ADV
cblr-14234	843	63	or	or	CCONJ
cblr-14234	843	64	warning	warning	NOUN
cblr-14234	843	65	boxes	box	NOUN
cblr-14234	843	66	disclosing	disclose	VERB
cblr-14234	843	67	unexpected	unexpected	ADJ
cblr-14234	843	68	terms	term	NOUN
cblr-14234	843	69	have	have	VERB
cblr-14234	843	70	similar	similar	ADJ
cblr-14234	843	71	goals.197	goals.197	NOUN
cblr-14234	843	72	here	here	ADV
cblr-14234	843	73	again	again	ADV
cblr-14234	843	74	,	,	PUNCT
cblr-14234	843	75	these	these	PRON
cblr-14234	843	76	are	be	AUX
cblr-14234	843	77	solutions	solution	NOUN
cblr-14234	843	78	to	to	ADP
cblr-14234	843	79	a	a	DET
cblr-14234	843	80	different	different	ADJ
cblr-14234	843	81	problem	problem	NOUN
cblr-14234	843	82	.	.	PUNCT
cblr-14234	844	1	such	such	ADJ
cblr-14234	844	2	solutions	solution	NOUN
cblr-14234	844	3	might	might	AUX
cblr-14234	844	4	encourage	encourage	VERB
cblr-14234	844	5	consumers	consumer	NOUN
cblr-14234	844	6	to	to	PART
cblr-14234	844	7	read	read	VERB
cblr-14234	844	8	provisions	provision	NOUN
cblr-14234	844	9	,	,	PUNCT
cblr-14234	844	10	but	but	CCONJ
cblr-14234	844	11	they	they	PRON
cblr-14234	844	12	do	do	AUX
cblr-14234	844	13	not	not	PART
cblr-14234	844	14	help	help	VERB
cblr-14234	844	15	the	the	DET
cblr-14234	844	16	reader	reader	NOUN
cblr-14234	844	17	understand	understand	VERB
cblr-14234	844	18	those	those	DET
cblr-14234	844	19	provisions	provision	NOUN
cblr-14234	844	20	.	.	PUNCT
cblr-14234	845	1	perhaps	perhaps	ADV
cblr-14234	845	2	the	the	DET
cblr-14234	845	3	most	most	ADV
cblr-14234	845	4	commonly	commonly	ADV
cblr-14234	845	5	advanced	advanced	ADJ
cblr-14234	845	6	solutions	solution	NOUN
cblr-14234	845	7	that	that	PRON
cblr-14234	845	8	touch	touch	VERB
cblr-14234	845	9	on	on	ADP
cblr-14234	845	10	consumer	consumer	NOUN
cblr-14234	845	11	understanding	understanding	NOUN
cblr-14234	845	12	are	be	AUX
cblr-14234	845	13	proposals	proposal	NOUN
cblr-14234	845	14	to	to	PART
cblr-14234	845	15	bolster	bolster	VERB
cblr-14234	845	16	the	the	DET
cblr-14234	845	17	unconscionability	unconscionability	NOUN
cblr-14234	845	18	doctrine.198	doctrine.198	ADV
cblr-14234	845	19	often	often	ADV
cblr-14234	845	20	these	these	DET
cblr-14234	845	21	proposals	proposal	NOUN
cblr-14234	845	22	do	do	VERB
cblr-14234	845	23	adoption	adoption	NOUN
cblr-14234	845	24	of	of	ADP
cblr-14234	845	25	restatement	restatement	NOUN
cblr-14234	845	26	(	(	PUNCT
cblr-14234	845	27	second	second	ADJ
cblr-14234	845	28	)	)	PUNCT
cblr-14234	845	29	of	of	ADP
cblr-14234	845	30	contracts	contract	NOUN
cblr-14234	845	31	§	§	PROPN
cblr-14234	845	32	211	211	NUM
cblr-14234	845	33	in	in	ADP
cblr-14234	845	34	several	several	ADJ
cblr-14234	845	35	different	different	ADJ
cblr-14234	845	36	types	type	NOUN
cblr-14234	845	37	of	of	ADP
cblr-14234	845	38	contracts	contract	NOUN
cblr-14234	845	39	)	)	PUNCT
cblr-14234	845	40	;	;	PUNCT
cblr-14234	846	1	randy	randy	PROPN
cblr-14234	846	2	e.	e.	PROPN
cblr-14234	846	3	barnett	barnett	PROPN
cblr-14234	846	4	,	,	PUNCT
cblr-14234	846	5	consenting	consent	VERB
cblr-14234	846	6	to	to	PART
cblr-14234	846	7	form	form	VERB
cblr-14234	846	8	contracts	contract	NOUN
cblr-14234	846	9	,	,	PUNCT
cblr-14234	846	10	71	71	NUM
cblr-14234	846	11	fordham	fordham	PROPN
cblr-14234	846	12	l.	l.	PROPN
cblr-14234	846	13	rev	rev	PROPN
cblr-14234	846	14	.	.	PROPN
cblr-14234	846	15	627	627	NUM
cblr-14234	846	16	,	,	PUNCT
cblr-14234	846	17	637	637	NUM
cblr-14234	846	18	(	(	PUNCT
cblr-14234	846	19	2002	2002	NUM
cblr-14234	846	20	)	)	PUNCT
cblr-14234	846	21	(	(	PUNCT
cblr-14234	846	22	arguing	argue	VERB
cblr-14234	846	23	that	that	DET
cblr-14234	846	24	consent	consent	NOUN
cblr-14234	846	25	to	to	PART
cblr-14234	846	26	form	form	VERB
cblr-14234	846	27	contracts	contract	NOUN
cblr-14234	846	28	applies	apply	VERB
cblr-14234	846	29	to	to	ADP
cblr-14234	846	30	all	all	DET
cblr-14234	846	31	terms	term	NOUN
cblr-14234	846	32	except	except	SCONJ
cblr-14234	846	33	the	the	DET
cblr-14234	846	34	“	"	PUNCT
cblr-14234	846	35	radically	radically	ADV
cblr-14234	846	36	unexpected	unexpected	ADJ
cblr-14234	846	37	”	"	PUNCT
cblr-14234	846	38	)	)	PUNCT
cblr-14234	846	39	;	;	PUNCT
cblr-14234	847	1	michael	michael	PROPN
cblr-14234	847	2	i.	i.	PROPN
cblr-14234	847	3	meyerson	meyerson	PROPN
cblr-14234	847	4	,	,	PUNCT
cblr-14234	847	5	the	the	DET
cblr-14234	847	6	reunification	reunification	NOUN
cblr-14234	847	7	of	of	ADP
cblr-14234	847	8	contract	contract	NOUN
cblr-14234	847	9	law	law	NOUN
cblr-14234	847	10	:	:	PUNCT
cblr-14234	847	11	the	the	DET
cblr-14234	847	12	objective	objective	ADJ
cblr-14234	847	13	theory	theory	NOUN
cblr-14234	847	14	of	of	ADP
cblr-14234	847	15	consumer	consumer	NOUN
cblr-14234	847	16	form	form	NOUN
cblr-14234	847	17	contracts	contract	NOUN
cblr-14234	847	18	,	,	PUNCT
cblr-14234	847	19	47	47	NUM
cblr-14234	847	20	u.	u.	PROPN
cblr-14234	847	21	miami	miami	PROPN
cblr-14234	847	22	l.	l.	PROPN
cblr-14234	847	23	rev	rev	PROPN
cblr-14234	847	24	.	.	PROPN
cblr-14234	847	25	1263	1263	NUM
cblr-14234	847	26	,	,	PUNCT
cblr-14234	847	27	1265–66	1265–66	NUM
cblr-14234	847	28	(	(	PUNCT
cblr-14234	847	29	1993	1993	NUM
cblr-14234	847	30	)	)	PUNCT
cblr-14234	847	31	(	(	PUNCT
cblr-14234	847	32	focusing	focus	VERB
cblr-14234	847	33	proposed	propose	VERB
cblr-14234	847	34	inquiry	inquiry	NOUN
cblr-14234	847	35	on	on	ADP
cblr-14234	847	36	consumers	consumer	NOUN
cblr-14234	847	37	’	’	PART
cblr-14234	847	38	expectations	expectation	NOUN
cblr-14234	847	39	and	and	CCONJ
cblr-14234	847	40	reasonableness	reasonableness	NOUN
cblr-14234	847	41	of	of	ADP
cblr-14234	847	42	unexpected	unexpected	ADJ
cblr-14234	847	43	terms	term	NOUN
cblr-14234	847	44	)	)	PUNCT
cblr-14234	847	45	.	.	PUNCT
cblr-14234	848	1	194	194	NUM
cblr-14234	848	2	restatement	restatement	NOUN
cblr-14234	848	3	of	of	ADP
cblr-14234	848	4	the	the	DET
cblr-14234	848	5	law	law	NOUN
cblr-14234	848	6	:	:	PUNCT
cblr-14234	848	7	consumer	consumer	NOUN
cblr-14234	848	8	contracts	contract	NOUN
cblr-14234	848	9	§	§	PROPN
cblr-14234	848	10	2(a	2(a	NUM
cblr-14234	848	11	)	)	PUNCT
cblr-14234	848	12	(	(	PUNCT
cblr-14234	848	13	am	be	AUX
cblr-14234	848	14	.	.	PUNCT
cblr-14234	849	1	l.	l.	PROPN
cblr-14234	849	2	inst	inst	PROPN
cblr-14234	849	3	.	.	PROPN
cblr-14234	849	4	,	,	PUNCT
cblr-14234	849	5	tentative	tentative	ADJ
cblr-14234	849	6	draft	draft	NOUN
cblr-14234	849	7	no	no	NOUN
cblr-14234	849	8	.	.	NOUN
cblr-14234	849	9	2	2	NUM
cblr-14234	849	10	,	,	PUNCT
cblr-14234	849	11	2022	2022	NUM
cblr-14234	849	12	)	)	PUNCT
cblr-14234	849	13	.	.	PUNCT
cblr-14234	850	1	195	195	NUM
cblr-14234	850	2	m.	m.	NOUN
cblr-14234	850	3	ryan	ryan	PROPN
cblr-14234	850	4	calo	calo	PROPN
cblr-14234	850	5	,	,	PUNCT
cblr-14234	850	6	against	against	ADP
cblr-14234	850	7	notice	notice	NOUN
cblr-14234	850	8	skepticism	skepticism	NOUN
cblr-14234	850	9	in	in	ADP
cblr-14234	850	10	privacy	privacy	NOUN
cblr-14234	850	11	(	(	PUNCT
cblr-14234	850	12	and	and	CCONJ
cblr-14234	850	13	elsewhere	elsewhere	ADV
cblr-14234	850	14	)	)	PUNCT
cblr-14234	850	15	,	,	PUNCT
cblr-14234	850	16	87	87	NUM
cblr-14234	850	17	notre	notre	PROPN
cblr-14234	850	18	dame	dame	PROPN
cblr-14234	850	19	l.	l.	PROPN
cblr-14234	850	20	rev	rev	PROPN
cblr-14234	850	21	.	.	PROPN
cblr-14234	850	22	1027	1027	NUM
cblr-14234	850	23	,	,	PUNCT
cblr-14234	850	24	1033–35	1033–35	NUM
cblr-14234	850	25	,	,	PUNCT
cblr-14234	850	26	1037	1037	NUM
cblr-14234	850	27	,	,	PUNCT
cblr-14234	850	28	1039	1039	NUM
cblr-14234	850	29	,	,	PUNCT
cblr-14234	850	30	1041–44	1041–44	NUM
cblr-14234	850	31	(	(	PUNCT
cblr-14234	850	32	2012	2012	NUM
cblr-14234	850	33	)	)	PUNCT
cblr-14234	850	34	196	196	NUM
cblr-14234	850	35	gibson	gibson	NOUN
cblr-14234	850	36	,	,	PUNCT
cblr-14234	850	37	supra	supra	PROPN
cblr-14234	850	38	note	note	PROPN
cblr-14234	850	39	4	4	NUM
cblr-14234	850	40	,	,	PUNCT
cblr-14234	850	41	at	at	ADP
cblr-14234	850	42	228	228	NUM
cblr-14234	850	43	.	.	PUNCT
cblr-14234	850	44	197	197	NUM
cblr-14234	850	45	ayres	ayre	NOUN
cblr-14234	850	46	&	&	CCONJ
cblr-14234	850	47	schwartz	schwartz	PROPN
cblr-14234	850	48	,	,	PUNCT
cblr-14234	850	49	supra	supra	PROPN
cblr-14234	850	50	note	note	PROPN
cblr-14234	850	51	4	4	NUM
cblr-14234	850	52	,	,	PUNCT
cblr-14234	850	53	at	at	ADP
cblr-14234	850	54	553	553	NUM
cblr-14234	850	55	.	.	NOUN
cblr-14234	850	56	198	198	NUM
cblr-14234	850	57	see	see	NOUN
cblr-14234	850	58	,	,	PUNCT
cblr-14234	850	59	e.g.	e.g.	ADV
cblr-14234	850	60	,	,	PUNCT
cblr-14234	850	61	lonegrass	lonegrass	NOUN
cblr-14234	850	62	,	,	PUNCT
cblr-14234	850	63	supra	supra	NOUN
cblr-14234	850	64	note	note	NOUN
cblr-14234	850	65	4	4	NUM
cblr-14234	850	66	,	,	PUNCT
cblr-14234	850	67	at	at	ADP
cblr-14234	850	68	57	57	NUM
cblr-14234	850	69	(	(	PUNCT
cblr-14234	850	70	advocating	advocate	VERB
cblr-14234	850	71	for	for	ADP
cblr-14234	850	72	a	a	DET
cblr-14234	850	73	more	more	ADV
cblr-14234	850	74	rigorous	rigorous	ADJ
cblr-14234	850	75	sliding	sliding	ADJ
cblr-14234	850	76	-	-	PUNCT
cblr-14234	850	77	scale	scale	NOUN
cblr-14234	850	78	approach	approach	NOUN
cblr-14234	850	79	that	that	PRON
cblr-14234	850	80	requires	require	VERB
cblr-14234	850	81	both	both	CCONJ
cblr-14234	850	82	procedural	procedural	ADJ
cblr-14234	850	83	and	and	CCONJ
cblr-14234	850	84	substantive	substantive	ADJ
cblr-14234	850	85	unconscionability	unconscionability	NOUN
cblr-14234	850	86	)	)	PUNCT
cblr-14234	850	87	;	;	PUNCT
cblr-14234	851	1	gibson	gibson	PROPN
cblr-14234	851	2	,	,	PUNCT
cblr-14234	851	3	supra	supra	PROPN
cblr-14234	851	4	note	note	PROPN
cblr-14234	851	5	4	4	NUM
cblr-14234	851	6	,	,	PUNCT
cblr-14234	851	7	at	at	ADP
cblr-14234	851	8	219	219	NUM
cblr-14234	851	9	,	,	PUNCT
cblr-14234	851	10	223–24	223–24	PROPN
cblr-14234	851	11	(	(	PUNCT
cblr-14234	851	12	advocating	advocate	VERB
cblr-14234	851	13	that	that	SCONJ
cblr-14234	851	14	courts	court	NOUN
cblr-14234	851	15	should	should	AUX
cblr-14234	851	16	consider	consider	VERB
cblr-14234	851	17	entire	entire	ADJ
cblr-14234	851	18	transaction	transaction	NOUN
cblr-14234	851	19	in	in	ADP
cblr-14234	851	20	assessing	assess	VERB
cblr-14234	851	21	procedural	procedural	ADJ
cblr-14234	851	22	unconscionability	unconscionability	NOUN
cblr-14234	851	23	and	and	CCONJ
cblr-14234	851	24	if	if	SCONJ
cblr-14234	851	25	procedural	procedural	ADJ
cblr-14234	851	26	unconscionability	unconscionability	NOUN
cblr-14234	851	27	is	be	AUX
cblr-14234	851	28	found	find	VERB
cblr-14234	851	29	,	,	PUNCT
cblr-14234	851	30	seller	seller	NOUN
cblr-14234	851	31	bears	bear	VERB
cblr-14234	851	32	the	the	DET
cblr-14234	851	33	burden	burden	NOUN
cblr-14234	851	34	of	of	ADP
cblr-14234	851	35	proving	prove	VERB
cblr-14234	851	36	that	that	SCONJ
cblr-14234	851	37	the	the	DET
cblr-14234	851	38	contract	contract	NOUN
cblr-14234	851	39	was	be	AUX
cblr-14234	851	40	not	not	PART
cblr-14234	851	41	substantively	substantively	ADV
cblr-14234	851	42	unconscionable	unconscionable	ADJ
cblr-14234	851	43	)	)	PUNCT
cblr-14234	851	44	;	;	PUNCT
cblr-14234	851	45	boliek	boliek	PROPN
cblr-14234	851	46	,	,	PUNCT
cblr-14234	851	47	supra	supra	PROPN
cblr-14234	851	48	note	note	NOUN
cblr-14234	851	49	96	96	NUM
cblr-14234	851	50	,	,	PUNCT
cblr-14234	851	51	at	at	ADP
cblr-14234	851	52	99–100	99–100	PROPN
cblr-14234	851	53	(	(	PUNCT
cblr-14234	851	54	arguing	argue	VERB
cblr-14234	851	55	for	for	ADP
cblr-14234	851	56	codification	codification	NOUN
cblr-14234	851	57	of	of	ADP
cblr-14234	851	58	a	a	DET
cblr-14234	851	59	stronger	strong	ADJ
cblr-14234	851	60	unconscionability	unconscionability	NOUN
cblr-14234	851	61	doctrine	doctrine	NOUN
cblr-14234	851	62	)	)	PUNCT
cblr-14234	851	63	;	;	PUNCT
cblr-14234	851	64	white	white	PROPN
cblr-14234	851	65	&	&	CCONJ
cblr-14234	851	66	mansfield	mansfield	PROPN
cblr-14234	851	67	,	,	PUNCT
cblr-14234	851	68	supra	supra	PROPN
cblr-14234	851	69	note	note	NOUN
cblr-14234	851	70	4	4	NUM
cblr-14234	851	71	,	,	PUNCT
cblr-14234	851	72	at	at	ADP
cblr-14234	851	73	263	263	NUM
cblr-14234	851	74	(	(	PUNCT
cblr-14234	851	75	arguing	argue	VERB
cblr-14234	851	76	that	that	SCONJ
cblr-14234	851	77	courts	court	NOUN
cblr-14234	851	78	should	should	AUX
cblr-14234	851	79	assume	assume	VERB
cblr-14234	851	80	procedural	procedural	ADJ
cblr-14234	851	81	unconscionability	unconscionability	NOUN
cblr-14234	851	82	for	for	ADP
cblr-14234	851	83	a	a	DET
cblr-14234	851	84	contract	contract	NOUN
cblr-14234	851	85	of	of	ADP
cblr-14234	851	86	adhesion	adhesion	NOUN
cblr-14234	851	87	but	but	CCONJ
cblr-14234	851	88	still	still	ADV
cblr-14234	851	89	examine	examine	VERB
cblr-14234	851	90	substantive	substantive	ADJ
cblr-14234	851	91	unconscionability	unconscionability	NOUN
cblr-14234	851	92	)	)	PUNCT
cblr-14234	851	93	.	.	PUNCT
cblr-14234	852	1	cf	cf	NOUN
cblr-14234	852	2	.	.	PUNCT
cblr-14234	853	1	stark	stark	PROPN
cblr-14234	853	2	&	&	CCONJ
cblr-14234	853	3	chopin	chopin	PROPN
cblr-14234	853	4	,	,	PUNCT
cblr-14234	853	5	supra	supra	PROPN
cblr-14234	853	6	note	note	NOUN
cblr-14234	853	7	42	42	NUM
cblr-14234	853	8	,	,	PUNCT
cblr-14234	853	9	at	at	ADP
cblr-14234	853	10	701	701	NUM
cblr-14234	853	11	(	(	PUNCT
cblr-14234	853	12	arguing	argue	VERB
cblr-14234	853	13	for	for	ADP
cblr-14234	853	14	expansion	expansion	NOUN
cblr-14234	853	15	of	of	ADP
cblr-14234	853	16	the	the	DET
cblr-14234	853	17	fraud	fraud	NOUN
cblr-14234	853	18	508	508	NUM
cblr-14234	853	19	columbia	columbia	PROPN
cblr-14234	853	20	business	business	NOUN
cblr-14234	853	21	law	law	NOUN
cblr-14234	853	22	review	review	NOUN
cblr-14234	853	23	[	[	X
cblr-14234	853	24	vol	vol	NOUN
cblr-14234	853	25	.	.	PUNCT
cblr-14234	853	26	2024	2024	NUM
cblr-14234	853	27	reference	reference	NOUN
cblr-14234	853	28	a	a	DET
cblr-14234	853	29	consumer	consumer	NOUN
cblr-14234	853	30	’s	’s	PART
cblr-14234	853	31	ability	ability	NOUN
cblr-14234	853	32	to	to	PART
cblr-14234	853	33	understand	understand	VERB
cblr-14234	853	34	a	a	DET
cblr-14234	853	35	contract	contract	NOUN
cblr-14234	853	36	.	.	PUNCT
cblr-14234	854	1	for	for	ADP
cblr-14234	854	2	example	example	NOUN
cblr-14234	854	3	,	,	PUNCT
cblr-14234	854	4	the	the	DET
cblr-14234	854	5	restatement	restatement	NOUN
cblr-14234	854	6	of	of	ADP
cblr-14234	854	7	consumer	consumer	NOUN
cblr-14234	854	8	contracts	contract	NOUN
cblr-14234	854	9	states	state	VERB
cblr-14234	854	10	a	a	DET
cblr-14234	854	11	term	term	NOUN
cblr-14234	854	12	is	be	AUX
cblr-14234	854	13	procedurally	procedurally	ADV
cblr-14234	854	14	unconscionable	unconscionable	ADJ
cblr-14234	854	15	when	when	SCONJ
cblr-14234	854	16	the	the	DET
cblr-14234	854	17	reasonable	reasonable	ADJ
cblr-14234	854	18	consumer	consumer	NOUN
cblr-14234	854	19	“	"	PUNCT
cblr-14234	854	20	does	do	AUX
cblr-14234	854	21	not	not	PART
cblr-14234	854	22	understand	understand	VERB
cblr-14234	854	23	or	or	CCONJ
cblr-14234	854	24	appreciate	appreciate	VERB
cblr-14234	854	25	the	the	DET
cblr-14234	854	26	implications	implication	NOUN
cblr-14234	854	27	of	of	ADP
cblr-14234	854	28	the	the	DET
cblr-14234	854	29	term	term	NOUN
cblr-14234	854	30	,	,	PUNCT
cblr-14234	854	31	”	"	PUNCT
cblr-14234	854	32	and	and	CCONJ
cblr-14234	854	33	lists	list	VERB
cblr-14234	854	34	factors	factor	NOUN
cblr-14234	854	35	like	like	ADP
cblr-14234	854	36	the	the	DET
cblr-14234	854	37	“	"	PUNCT
cblr-14234	854	38	legal	legal	ADJ
cblr-14234	854	39	and	and	CCONJ
cblr-14234	854	40	financial	financial	ADJ
cblr-14234	854	41	sophistication	sophistication	NOUN
cblr-14234	854	42	of	of	ADP
cblr-14234	854	43	a	a	DET
cblr-14234	854	44	consumer	consumer	NOUN
cblr-14234	854	45	,	,	PUNCT
cblr-14234	854	46	”	"	PUNCT
cblr-14234	854	47	and	and	CCONJ
cblr-14234	854	48	the	the	DET
cblr-14234	854	49	term	term	NOUN
cblr-14234	854	50	and	and	CCONJ
cblr-14234	854	51	contract	contract	NOUN
cblr-14234	854	52	’s	’s	PART
cblr-14234	854	53	complexity.199	complexity.199	NOUN
cblr-14234	854	54	similarly	similarly	ADV
cblr-14234	854	55	,	,	PUNCT
cblr-14234	854	56	an	an	DET
cblr-14234	854	57	ohio	ohio	PROPN
cblr-14234	854	58	statute	statute	NOUN
cblr-14234	854	59	lists	list	VERB
cblr-14234	854	60	several	several	ADJ
cblr-14234	854	61	considerations	consideration	NOUN
cblr-14234	854	62	for	for	ADP
cblr-14234	854	63	unconscionability	unconscionability	NOUN
cblr-14234	854	64	,	,	PUNCT
cblr-14234	854	65	including	include	VERB
cblr-14234	854	66	a	a	DET
cblr-14234	854	67	supplier	supplier	NOUN
cblr-14234	854	68	taking	take	VERB
cblr-14234	854	69	advantage	advantage	NOUN
cblr-14234	854	70	of	of	ADP
cblr-14234	854	71	the	the	DET
cblr-14234	854	72	consumer	consumer	NOUN
cblr-14234	854	73	’s	’s	PART
cblr-14234	854	74	“	"	PUNCT
cblr-14234	854	75	inability	inability	NOUN
cblr-14234	854	76	to	to	PART
cblr-14234	854	77	understand	understand	VERB
cblr-14234	854	78	the	the	DET
cblr-14234	854	79	language	language	NOUN
cblr-14234	854	80	of	of	ADP
cblr-14234	854	81	an	an	DET
cblr-14234	854	82	agreement	agreement	NOUN
cblr-14234	854	83	.	.	PUNCT
cblr-14234	854	84	”200	”200	PUNCT
cblr-14234	855	1	while	while	SCONJ
cblr-14234	855	2	admirably	admirably	ADV
cblr-14234	855	3	drawing	draw	VERB
cblr-14234	855	4	attention	attention	NOUN
cblr-14234	855	5	to	to	ADP
cblr-14234	855	6	the	the	DET
cblr-14234	855	7	importance	importance	NOUN
cblr-14234	855	8	of	of	ADP
cblr-14234	855	9	consumer	consumer	NOUN
cblr-14234	855	10	understanding	understanding	NOUN
cblr-14234	855	11	,	,	PUNCT
cblr-14234	855	12	these	these	DET
cblr-14234	855	13	solutions	solution	NOUN
cblr-14234	855	14	suffer	suffer	VERB
cblr-14234	855	15	from	from	ADP
cblr-14234	855	16	the	the	DET
cblr-14234	855	17	unconscionability	unconscionability	NOUN
cblr-14234	855	18	limitations	limitation	NOUN
cblr-14234	855	19	mentioned	mention	VERB
cblr-14234	855	20	above	above	ADV
cblr-14234	855	21	;	;	PUNCT
cblr-14234	855	22	namely	namely	ADV
cblr-14234	855	23	,	,	PUNCT
cblr-14234	855	24	that	that	SCONJ
cblr-14234	855	25	a	a	DET
cblr-14234	855	26	lack	lack	NOUN
cblr-14234	855	27	of	of	ADP
cblr-14234	855	28	understanding	understanding	NOUN
cblr-14234	855	29	is	be	AUX
cblr-14234	855	30	one	one	NUM
cblr-14234	855	31	data	data	NOUN
cblr-14234	855	32	point	point	NOUN
cblr-14234	855	33	and	and	CCONJ
cblr-14234	855	34	never	never	ADV
cblr-14234	855	35	dispositive	dispositive	ADJ
cblr-14234	855	36	,	,	PUNCT
cblr-14234	855	37	substantive	substantive	ADJ
cblr-14234	855	38	unconscionability	unconscionability	NOUN
cblr-14234	855	39	is	be	AUX
cblr-14234	855	40	still	still	ADV
cblr-14234	855	41	required	require	VERB
cblr-14234	855	42	,	,	PUNCT
cblr-14234	855	43	and	and	CCONJ
cblr-14234	855	44	they	they	PRON
cblr-14234	855	45	would	would	AUX
cblr-14234	855	46	be	be	AUX
cblr-14234	855	47	highly	highly	ADV
cblr-14234	855	48	fact	fact	NOUN
cblr-14234	855	49	-	-	PUNCT
cblr-14234	855	50	intensive	intensive	ADJ
cblr-14234	855	51	,	,	PUNCT
cblr-14234	855	52	rarely	rarely	ADV
cblr-14234	855	53	raised	raise	VERB
cblr-14234	855	54	,	,	PUNCT
cblr-14234	855	55	and	and	CCONJ
cblr-14234	855	56	rarely	rarely	ADV
cblr-14234	855	57	resolved	resolve	VERB
cblr-14234	855	58	arguments	argument	NOUN
cblr-14234	855	59	.	.	PUNCT
cblr-14234	856	1	a	a	DET
cblr-14234	856	2	handful	handful	NOUN
cblr-14234	856	3	of	of	ADP
cblr-14234	856	4	scholars	scholar	NOUN
cblr-14234	856	5	have	have	AUX
cblr-14234	856	6	focused	focus	VERB
cblr-14234	856	7	more	more	ADV
cblr-14234	856	8	squarely	squarely	ADV
cblr-14234	856	9	on	on	ADP
cblr-14234	856	10	the	the	DET
cblr-14234	856	11	idea	idea	NOUN
cblr-14234	856	12	of	of	ADP
cblr-14234	856	13	consumer	consumer	NOUN
cblr-14234	856	14	understanding	understanding	NOUN
cblr-14234	856	15	.	.	PUNCT
cblr-14234	857	1	michael	michael	PROPN
cblr-14234	857	2	meyerson	meyerson	PROPN
cblr-14234	857	3	asserted	assert	VERB
cblr-14234	857	4	,	,	PUNCT
cblr-14234	857	5	“	"	PUNCT
cblr-14234	857	6	consumers	consumer	NOUN
cblr-14234	857	7	should	should	AUX
cblr-14234	857	8	only	only	ADV
cblr-14234	857	9	be	be	AUX
cblr-14234	857	10	bound	bind	VERB
cblr-14234	857	11	by	by	ADP
cblr-14234	857	12	those	those	DET
cblr-14234	857	13	contract	contract	NOUN
cblr-14234	857	14	terms	term	NOUN
cblr-14234	857	15	that	that	SCONJ
cblr-14234	857	16	they	they	PRON
cblr-14234	857	17	know	know	VERB
cblr-14234	857	18	and	and	CCONJ
cblr-14234	857	19	comprehend	comprehend	VERB
cblr-14234	857	20	.	.	PUNCT
cblr-14234	858	1	”201	”201	PROPN
cblr-14234	858	2	edith	edith	PROPN
cblr-14234	858	3	warkentine	warkentine	PROPN
cblr-14234	858	4	proposed	propose	VERB
cblr-14234	858	5	that	that	SCONJ
cblr-14234	858	6	courts	court	NOUN
cblr-14234	858	7	require	require	VERB
cblr-14234	858	8	“	"	PUNCT
cblr-14234	858	9	knowing	knowing	ADJ
cblr-14234	858	10	assent	assent	NOUN
cblr-14234	858	11	”	"	PUNCT
cblr-14234	858	12	of	of	ADP
cblr-14234	858	13	unbargained	unbargaine	VERB
cblr-14234	858	14	-	-	PUNCT
cblr-14234	858	15	for	for	ADP
cblr-14234	858	16	terms	term	NOUN
cblr-14234	858	17	by	by	ADP
cblr-14234	858	18	requiring	require	VERB
cblr-14234	858	19	such	such	ADJ
cblr-14234	858	20	terms	term	NOUN
cblr-14234	858	21	to	to	PART
cblr-14234	858	22	be	be	AUX
cblr-14234	858	23	conspicuous	conspicuous	ADJ
cblr-14234	858	24	,	,	PUNCT
cblr-14234	858	25	explained	explain	VERB
cblr-14234	858	26	to	to	ADP
cblr-14234	858	27	the	the	DET
cblr-14234	858	28	consumer	consumer	NOUN
cblr-14234	858	29	,	,	PUNCT
cblr-14234	858	30	and	and	CCONJ
cblr-14234	858	31	that	that	SCONJ
cblr-14234	858	32	the	the	DET
cblr-14234	858	33	consumers	consumer	NOUN
cblr-14234	858	34	manifest	manifest	VERB
cblr-14234	858	35	assent	assent	NOUN
cblr-14234	858	36	to	to	ADP
cblr-14234	858	37	each	each	PRON
cblr-14234	858	38	of	of	ADP
cblr-14234	858	39	those	those	DET
cblr-14234	858	40	terms	term	NOUN
cblr-14234	858	41	separately	separately	ADV
cblr-14234	858	42	from	from	ADP
cblr-14234	858	43	assenting	assent	VERB
cblr-14234	858	44	to	to	ADP
cblr-14234	858	45	the	the	DET
cblr-14234	858	46	general	general	ADJ
cblr-14234	858	47	contract.202	contract.202	PROPN
cblr-14234	858	48	to	to	PART
cblr-14234	858	49	address	address	VERB
cblr-14234	858	50	concerns	concern	NOUN
cblr-14234	858	51	with	with	ADP
cblr-14234	858	52	dark	dark	ADJ
cblr-14234	858	53	patterns	pattern	NOUN
cblr-14234	858	54	,	,	PUNCT
cblr-14234	858	55	paul	paul	PROPN
cblr-14234	858	56	ohm	ohm	PROPN
cblr-14234	858	57	proposed	propose	VERB
cblr-14234	858	58	a	a	DET
cblr-14234	858	59	“	"	PUNCT
cblr-14234	858	60	forthrightness	forthrightness	NOUN
cblr-14234	858	61	obligation	obligation	NOUN
cblr-14234	858	62	”	"	PUNCT
cblr-14234	858	63	that	that	PRON
cblr-14234	858	64	would	would	AUX
cblr-14234	858	65	require	require	VERB
cblr-14234	858	66	companies	company	NOUN
cblr-14234	858	67	that	that	PRON
cblr-14234	858	68	process	process	VERB
cblr-14234	858	69	personal	personal	ADJ
cblr-14234	858	70	information	information	NOUN
cblr-14234	858	71	to	to	PART
cblr-14234	858	72	doctrine	doctrine	NOUN
cblr-14234	858	73	but	but	CCONJ
cblr-14234	858	74	not	not	PART
cblr-14234	858	75	addressing	address	VERB
cblr-14234	858	76	consumer	consumer	NOUN
cblr-14234	858	77	understanding	understanding	NOUN
cblr-14234	858	78	)	)	PUNCT
cblr-14234	858	79	;	;	PUNCT
cblr-14234	858	80	willis	willis	PROPN
cblr-14234	858	81	,	,	PUNCT
cblr-14234	858	82	supra	supra	PROPN
cblr-14234	858	83	note	note	PROPN
cblr-14234	858	84	10	10	NUM
cblr-14234	858	85	,	,	PUNCT
cblr-14234	858	86	at	at	ADP
cblr-14234	858	87	171(advocating	171(advocate	VERB
cblr-14234	858	88	for	for	ADP
cblr-14234	858	89	a	a	DET
cblr-14234	858	90	legal	legal	ADJ
cblr-14234	858	91	presumption	presumption	NOUN
cblr-14234	858	92	of	of	ADP
cblr-14234	858	93	causation	causation	NOUN
cblr-14234	858	94	in	in	ADP
cblr-14234	858	95	a	a	DET
cblr-14234	858	96	deceptive	deceptive	ADJ
cblr-14234	858	97	practice	practice	NOUN
cblr-14234	858	98	claim	claim	NOUN
cblr-14234	858	99	when	when	SCONJ
cblr-14234	858	100	the	the	DET
cblr-14234	858	101	customer	customer	NOUN
cblr-14234	858	102	has	have	VERB
cblr-14234	858	103	a	a	DET
cblr-14234	858	104	false	false	ADJ
cblr-14234	858	105	material	material	NOUN
cblr-14234	858	106	belief	belief	NOUN
cblr-14234	858	107	that	that	PRON
cblr-14234	858	108	favors	favor	VERB
cblr-14234	858	109	the	the	DET
cblr-14234	858	110	seller	seller	NOUN
cblr-14234	858	111	)	)	PUNCT
cblr-14234	858	112	.	.	PUNCT
cblr-14234	859	1	199	199	NUM
cblr-14234	859	2	restatement	restatement	NOUN
cblr-14234	859	3	of	of	ADP
cblr-14234	859	4	the	the	DET
cblr-14234	859	5	law	law	NOUN
cblr-14234	859	6	:	:	PUNCT
cblr-14234	859	7	consumer	consumer	NOUN
cblr-14234	859	8	contracts	contract	NOUN
cblr-14234	859	9	§	§	PROPN
cblr-14234	859	10	5	5	NUM
cblr-14234	859	11	(	(	PUNCT
cblr-14234	859	12	am	am	PROPN
cblr-14234	859	13	.	.	PUNCT
cblr-14234	859	14	l.	l.	PROPN
cblr-14234	859	15	inst	inst	PROPN
cblr-14234	859	16	.	.	PROPN
cblr-14234	859	17	,	,	PUNCT
cblr-14234	859	18	tentative	tentative	ADJ
cblr-14234	859	19	draft	draft	NOUN
cblr-14234	859	20	no	no	NOUN
cblr-14234	859	21	.	.	NOUN
cblr-14234	859	22	2	2	NUM
cblr-14234	859	23	,	,	PUNCT
cblr-14234	859	24	2022	2022	NUM
cblr-14234	859	25	)	)	PUNCT
cblr-14234	859	26	.	.	PUNCT
cblr-14234	860	1	200	200	NUM
cblr-14234	860	2	ohio	ohio	PROPN
cblr-14234	860	3	rev	rev	PROPN
cblr-14234	860	4	.	.	PROPN
cblr-14234	860	5	code	code	PROPN
cblr-14234	860	6	ann	ann	PROPN
cblr-14234	860	7	.	.	PUNCT
cblr-14234	861	1	§	§	PROPN
cblr-14234	861	2	1345.03(b)(1	1345.03(b)(1	NUM
cblr-14234	861	3	)	)	PUNCT
cblr-14234	861	4	.	.	PUNCT
cblr-14234	862	1	201	201	NUM
cblr-14234	862	2	michael	michael	PROPN
cblr-14234	862	3	i.	i.	PROPN
cblr-14234	862	4	meyerson	meyerson	PROPN
cblr-14234	862	5	,	,	PUNCT
cblr-14234	862	6	the	the	DET
cblr-14234	862	7	reunification	reunification	NOUN
cblr-14234	862	8	of	of	ADP
cblr-14234	862	9	contract	contract	NOUN
cblr-14234	862	10	law	law	NOUN
cblr-14234	862	11	:	:	PUNCT
cblr-14234	862	12	the	the	DET
cblr-14234	862	13	objective	objective	ADJ
cblr-14234	862	14	theory	theory	NOUN
cblr-14234	862	15	of	of	ADP
cblr-14234	862	16	consumer	consumer	NOUN
cblr-14234	862	17	form	form	NOUN
cblr-14234	862	18	contracts	contract	NOUN
cblr-14234	862	19	,	,	PUNCT
cblr-14234	862	20	47	47	NUM
cblr-14234	862	21	u.	u.	PROPN
cblr-14234	862	22	miami	miami	PROPN
cblr-14234	862	23	l.	l.	PROPN
cblr-14234	862	24	rev	rev	PROPN
cblr-14234	862	25	.	.	PROPN
cblr-14234	862	26	1263	1263	NUM
cblr-14234	862	27	,	,	PUNCT
cblr-14234	862	28	1299	1299	NUM
cblr-14234	862	29	(	(	PUNCT
cblr-14234	862	30	1993	1993	NUM
cblr-14234	862	31	)	)	PUNCT
cblr-14234	862	32	.	.	PUNCT
cblr-14234	863	1	202	202	NUM
cblr-14234	863	2	edith	edith	PROPN
cblr-14234	863	3	r.	r.	PROPN
cblr-14234	863	4	warkentine	warkentine	PROPN
cblr-14234	863	5	,	,	PUNCT
cblr-14234	863	6	beyond	beyond	ADP
cblr-14234	863	7	unconscionability	unconscionability	NOUN
cblr-14234	863	8	:	:	PUNCT
cblr-14234	863	9	the	the	DET
cblr-14234	863	10	case	case	NOUN
cblr-14234	863	11	for	for	ADP
cblr-14234	863	12	using	use	VERB
cblr-14234	863	13	"	"	PUNCT
cblr-14234	863	14	knowing	know	VERB
cblr-14234	863	15	assent	assent	NOUN
cblr-14234	863	16	"	"	PUNCT
cblr-14234	863	17	as	as	ADP
cblr-14234	863	18	the	the	DET
cblr-14234	863	19	basis	basis	NOUN
cblr-14234	863	20	for	for	ADP
cblr-14234	863	21	analyzing	analyze	VERB
cblr-14234	863	22	unbargained	unbargaine	VERB
cblr-14234	863	23	-	-	PUNCT
cblr-14234	863	24	for	for	ADP
cblr-14234	863	25	terms	term	NOUN
cblr-14234	863	26	in	in	ADP
cblr-14234	863	27	standard	standard	ADJ
cblr-14234	863	28	form	form	NOUN
cblr-14234	863	29	contracts	contract	NOUN
cblr-14234	863	30	,	,	PUNCT
cblr-14234	863	31	31	31	NUM
cblr-14234	863	32	seattle	seattle	PROPN
cblr-14234	863	33	u.	u.	PROPN
cblr-14234	863	34	l.	l.	PROPN
cblr-14234	863	35	rev	rev	PROPN
cblr-14234	863	36	.	.	PROPN
cblr-14234	864	1	469	469	NUM
cblr-14234	864	2	,	,	PUNCT
cblr-14234	864	3	473	473	NUM
cblr-14234	864	4	(	(	PUNCT
cblr-14234	864	5	2008	2008	NUM
cblr-14234	864	6	)	)	PUNCT
cblr-14234	864	7	.	.	PUNCT
cblr-14234	865	1	no	no	INTJ
cblr-14234	865	2	.	.	NOUN
cblr-14234	866	1	2	2	NUM
cblr-14234	866	2	]	]	PUNCT
cblr-14234	866	3	the	the	DET
cblr-14234	866	4	duty	duty	NOUN
cblr-14234	866	5	to	to	PART
cblr-14234	866	6	make	make	VERB
cblr-14234	866	7	contracts	contract	NOUN
cblr-14234	866	8	understandable	understandable	ADJ
cblr-14234	866	9	509	509	NUM
cblr-14234	866	10	ensure	ensure	VERB
cblr-14234	866	11	consumers	consumer	NOUN
cblr-14234	866	12	are	be	AUX
cblr-14234	866	13	aware	aware	ADJ
cblr-14234	866	14	of	of	ADP
cblr-14234	866	15	what	what	PRON
cblr-14234	866	16	matters	matter	VERB
cblr-14234	866	17	to	to	ADP
cblr-14234	866	18	them	they	PRON
cblr-14234	866	19	,	,	PUNCT
cblr-14234	866	20	and	and	CCONJ
cblr-14234	866	21	examines	examine	VERB
cblr-14234	866	22	a	a	DET
cblr-14234	866	23	communication	communication	NOUN
cblr-14234	866	24	’s	’s	PART
cblr-14234	866	25	content	content	NOUN
cblr-14234	866	26	,	,	PUNCT
cblr-14234	866	27	omissions	omission	NOUN
cblr-14234	866	28	,	,	PUNCT
cblr-14234	866	29	and	and	CCONJ
cblr-14234	866	30	design.203	design.203	VERB
cblr-14234	866	31	in	in	ADP
cblr-14234	866	32	the	the	DET
cblr-14234	866	33	same	same	ADJ
cblr-14234	866	34	context	context	NOUN
cblr-14234	866	35	,	,	PUNCT
cblr-14234	866	36	samuel	samuel	PROPN
cblr-14234	866	37	becher	becher	PROPN
cblr-14234	866	38	and	and	CCONJ
cblr-14234	866	39	uri	uri	PROPN
cblr-14234	866	40	benoliel	benoliel	PROPN
cblr-14234	866	41	proposed	propose	VERB
cblr-14234	866	42	lawmakers	lawmaker	NOUN
cblr-14234	866	43	create	create	VERB
cblr-14234	866	44	transparency	transparency	NOUN
cblr-14234	866	45	standards	standard	NOUN
cblr-14234	866	46	that	that	PRON
cblr-14234	866	47	use	use	VERB
cblr-14234	866	48	tools	tool	NOUN
cblr-14234	866	49	like	like	ADP
cblr-14234	866	50	readability	readability	NOUN
cblr-14234	866	51	test	test	NOUN
cblr-14234	866	52	scores	score	NOUN
cblr-14234	866	53	and	and	CCONJ
cblr-14234	866	54	incentivize	incentivize	VERB
cblr-14234	866	55	“	"	PUNCT
cblr-14234	866	56	user	user	NOUN
cblr-14234	866	57	-	-	PUNCT
cblr-14234	866	58	centered	center	VERB
cblr-14234	866	59	”	"	PUNCT
cblr-14234	866	60	designs	design	NOUN
cblr-14234	866	61	like	like	ADP
cblr-14234	866	62	smart	smart	ADJ
cblr-14234	866	63	disclosures	disclosure	NOUN
cblr-14234	866	64	that	that	PRON
cblr-14234	866	65	account	account	VERB
cblr-14234	866	66	for	for	ADP
cblr-14234	866	67	a	a	DET
cblr-14234	866	68	reader	reader	NOUN
cblr-14234	866	69	’s	’s	PART
cblr-14234	866	70	“	"	PUNCT
cblr-14234	866	71	capacity	capacity	NOUN
cblr-14234	866	72	and	and	CCONJ
cblr-14234	866	73	cognitive	cognitive	ADJ
cblr-14234	866	74	bandwidth	bandwidth	NOUN
cblr-14234	866	75	”	"	PUNCT
cblr-14234	866	76	and	and	CCONJ
cblr-14234	866	77	present	present	ADJ
cblr-14234	866	78	information	information	NOUN
cblr-14234	866	79	in	in	ADP
cblr-14234	866	80	an	an	DET
cblr-14234	866	81	“	"	PUNCT
cblr-14234	866	82	easy	easy	ADJ
cblr-14234	866	83	and	and	CCONJ
cblr-14234	866	84	accessible	accessible	ADJ
cblr-14234	866	85	”	"	PUNCT
cblr-14234	866	86	way.204	way.204	PROPN
cblr-14234	866	87	lauren	lauren	PROPN
cblr-14234	866	88	willis	willis	PROPN
cblr-14234	866	89	proposed	propose	VERB
cblr-14234	866	90	replacing	replace	VERB
cblr-14234	866	91	disclosure	disclosure	NOUN
cblr-14234	866	92	requirements	requirement	NOUN
cblr-14234	866	93	with	with	ADP
cblr-14234	866	94	performance	performance	NOUN
cblr-14234	866	95	-	-	PUNCT
cblr-14234	866	96	based	base	VERB
cblr-14234	866	97	comprehension	comprehension	NOUN
cblr-14234	866	98	standards	standard	NOUN
cblr-14234	866	99	to	to	PART
cblr-14234	866	100	require	require	VERB
cblr-14234	866	101	companies	company	NOUN
cblr-14234	866	102	to	to	PART
cblr-14234	866	103	educate	educate	VERB
cblr-14234	866	104	consumers	consumer	NOUN
cblr-14234	866	105	about	about	ADP
cblr-14234	866	106	their	their	PRON
cblr-14234	866	107	products.205	products.205	NOUN
cblr-14234	866	108	robin	robin	PROPN
cblr-14234	866	109	bradley	bradley	PROPN
cblr-14234	866	110	karr	karr	PROPN
cblr-14234	866	111	and	and	CCONJ
cblr-14234	866	112	margaret	margaret	PROPN
cblr-14234	866	113	jane	jane	PROPN
cblr-14234	866	114	radin	radin	PROPN
cblr-14234	866	115	proposed	propose	VERB
cblr-14234	866	116	courts	court	NOUN
cblr-14234	866	117	only	only	ADV
cblr-14234	866	118	enforce	enforce	VERB
cblr-14234	866	119	contract	contract	NOUN
cblr-14234	866	120	terms	term	NOUN
cblr-14234	866	121	that	that	SCONJ
cblr-14234	866	122	“	"	PUNCT
cblr-14234	866	123	contribute	contribute	VERB
cblr-14234	866	124	[	[	X
cblr-14234	866	125	]	]	X
cblr-14234	866	126	shared	share	VERB
cblr-14234	866	127	meaning	meaning	NOUN
cblr-14234	866	128	to	to	ADP
cblr-14234	866	129	a	a	DET
cblr-14234	866	130	contract	contract	NOUN
cblr-14234	866	131	.	.	PUNCT
cblr-14234	866	132	”206	”206	PUNCT
cblr-14234	867	1	michael	michael	PROPN
cblr-14234	867	2	rustad	rustad	PROPN
cblr-14234	867	3	proposed	propose	VERB
cblr-14234	867	4	imposing	impose	VERB
cblr-14234	867	5	a	a	DET
cblr-14234	867	6	readability	readability	NOUN
cblr-14234	867	7	standard	standard	NOUN
cblr-14234	867	8	set	set	VERB
cblr-14234	867	9	at	at	ADP
cblr-14234	867	10	around	around	ADP
cblr-14234	867	11	an	an	DET
cblr-14234	867	12	eighth	eighth	ADJ
cblr-14234	867	13	-	-	PUNCT
cblr-14234	867	14	grade	grade	NOUN
cblr-14234	867	15	reading	reading	NOUN
cblr-14234	867	16	level	level	NOUN
cblr-14234	867	17	and	and	CCONJ
cblr-14234	867	18	rendering	render	VERB
cblr-14234	867	19	noncompliant	noncompliant	ADJ
cblr-14234	867	20	contracts	contract	NOUN
cblr-14234	867	21	unenforceable.207	unenforceable.207	NOUN
cblr-14234	867	22	this	this	DET
cblr-14234	867	23	article	article	NOUN
cblr-14234	867	24	both	both	PRON
cblr-14234	867	25	builds	build	VERB
cblr-14234	867	26	upon	upon	SCONJ
cblr-14234	867	27	and	and	CCONJ
cblr-14234	867	28	diverges	diverge	VERB
cblr-14234	867	29	from	from	ADP
cblr-14234	867	30	these	these	DET
cblr-14234	867	31	proposals	proposal	NOUN
cblr-14234	867	32	.	.	PUNCT
cblr-14234	868	1	while	while	SCONJ
cblr-14234	868	2	some	some	DET
cblr-14234	868	3	earlier	early	ADJ
cblr-14234	868	4	articles	article	NOUN
cblr-14234	868	5	concluded	conclude	VERB
cblr-14234	868	6	with	with	ADP
cblr-14234	868	7	recommendations	recommendation	NOUN
cblr-14234	868	8	or	or	CCONJ
cblr-14234	868	9	general	general	ADJ
cblr-14234	868	10	goals	goal	NOUN
cblr-14234	868	11	worthy	worthy	ADJ
cblr-14234	868	12	of	of	ADP
cblr-14234	868	13	pursuing	pursue	VERB
cblr-14234	868	14	,	,	PUNCT
cblr-14234	868	15	this	this	DET
cblr-14234	868	16	article	article	NOUN
cblr-14234	868	17	fleshes	flesh	VERB
cblr-14234	868	18	out	out	ADP
cblr-14234	868	19	a	a	DET
cblr-14234	868	20	proposed	propose	VERB
cblr-14234	868	21	solution	solution	NOUN
cblr-14234	868	22	,	,	PUNCT
cblr-14234	868	23	complete	complete	ADJ
cblr-14234	868	24	with	with	ADP
cblr-14234	868	25	proposed	propose	VERB
cblr-14234	868	26	statutory	statutory	ADJ
cblr-14234	868	27	language	language	NOUN
cblr-14234	868	28	and	and	CCONJ
cblr-14234	868	29	justifications	justification	NOUN
cblr-14234	868	30	.	.	PUNCT
cblr-14234	869	1	moreover	moreover	ADV
cblr-14234	869	2	,	,	PUNCT
cblr-14234	869	3	the	the	DET
cblr-14234	869	4	article	article	NOUN
cblr-14234	869	5	provides	provide	VERB
cblr-14234	869	6	a	a	DET
cblr-14234	869	7	doctrinal	doctrinal	ADJ
cblr-14234	869	8	framework	framework	NOUN
cblr-14234	869	9	explaining	explain	VERB
cblr-14234	869	10	how	how	SCONJ
cblr-14234	869	11	and	and	CCONJ
cblr-14234	869	12	why	why	SCONJ
cblr-14234	869	13	the	the	DET
cblr-14234	869	14	proposed	propose	VERB
cblr-14234	869	15	statute	statute	NOUN
cblr-14234	869	16	fits	fit	VERB
cblr-14234	869	17	within	within	ADP
cblr-14234	869	18	current	current	ADJ
cblr-14234	869	19	contract	contract	NOUN
cblr-14234	869	20	law	law	NOUN
cblr-14234	869	21	.	.	PUNCT
cblr-14234	870	1	in	in	ADP
cblr-14234	870	2	doing	do	VERB
cblr-14234	870	3	so	so	ADV
cblr-14234	870	4	,	,	PUNCT
cblr-14234	870	5	the	the	DET
cblr-14234	870	6	article	article	NOUN
cblr-14234	870	7	cabins	cabin	VERB
cblr-14234	870	8	its	its	PRON
cblr-14234	870	9	solution	solution	NOUN
cblr-14234	870	10	;	;	PUNCT
cblr-14234	870	11	it	it	PRON
cblr-14234	870	12	does	do	AUX
cblr-14234	870	13	not	not	PART
cblr-14234	870	14	apply	apply	VERB
cblr-14234	870	15	to	to	ADP
cblr-14234	870	16	all	all	DET
cblr-14234	870	17	contracts	contract	NOUN
cblr-14234	870	18	,	,	PUNCT
cblr-14234	870	19	nor	nor	CCONJ
cblr-14234	870	20	does	do	AUX
cblr-14234	870	21	it	it	PRON
cblr-14234	870	22	require	require	VERB
cblr-14234	870	23	every	every	DET
cblr-14234	870	24	consumer	consumer	NOUN
cblr-14234	870	25	to	to	PART
cblr-14234	870	26	understand	understand	VERB
cblr-14234	870	27	.	.	PUNCT
cblr-14234	871	1	while	while	SCONJ
cblr-14234	871	2	some	some	DET
cblr-14234	871	3	scholarship	scholarship	NOUN
cblr-14234	871	4	proposed	propose	VERB
cblr-14234	871	5	a	a	DET
cblr-14234	871	6	broad	broad	ADJ
cblr-14234	871	7	one	one	NUM
cblr-14234	871	8	-	-	PUNCT
cblr-14234	871	9	size	size	NOUN
cblr-14234	871	10	-	-	PUNCT
cblr-14234	871	11	fits	fit	VERB
cblr-14234	871	12	-	-	PUNCT
cblr-14234	871	13	all	all	DET
cblr-14234	871	14	standard	standard	NOUN
cblr-14234	871	15	,	,	PUNCT
cblr-14234	871	16	this	this	DET
cblr-14234	871	17	article	article	NOUN
cblr-14234	871	18	proposes	propose	VERB
cblr-14234	871	19	a	a	DET
cblr-14234	871	20	legislative	legislative	ADJ
cblr-14234	871	21	solution	solution	NOUN
cblr-14234	871	22	with	with	ADP
cblr-14234	871	23	flexible	flexible	ADJ
cblr-14234	871	24	implementation	implementation	NOUN
cblr-14234	871	25	.	.	PUNCT
cblr-14234	872	1	this	this	DET
cblr-14234	872	2	standard	standard	NOUN
cblr-14234	872	3	incentivizes	incentivize	VERB
cblr-14234	872	4	empirical	empirical	ADJ
cblr-14234	872	5	and	and	CCONJ
cblr-14234	872	6	data	datum	NOUN
cblr-14234	872	7	-	-	PUNCT
cblr-14234	872	8	based	base	VERB
cblr-14234	872	9	research	research	NOUN
cblr-14234	872	10	on	on	ADP
cblr-14234	872	11	consumer	consumer	NOUN
cblr-14234	872	12	contracts	contract	NOUN
cblr-14234	872	13	that	that	PRON
cblr-14234	872	14	allows	allow	VERB
cblr-14234	872	15	203	203	NUM
cblr-14234	872	16	paul	paul	PROPN
cblr-14234	872	17	ohm	ohm	PROPN
cblr-14234	872	18	,	,	PUNCT
cblr-14234	872	19	forthright	forthright	ADJ
cblr-14234	872	20	code	code	NOUN
cblr-14234	872	21	,	,	PUNCT
cblr-14234	872	22	56	56	NUM
cblr-14234	872	23	hous	hous	ADJ
cblr-14234	872	24	.	.	PUNCT
cblr-14234	873	1	l.	l.	PROPN
cblr-14234	873	2	rev	rev	PROPN
cblr-14234	873	3	.	.	PROPN
cblr-14234	873	4	471	471	NUM
cblr-14234	873	5	,	,	PUNCT
cblr-14234	873	6	485–87	485–87	PROPN
cblr-14234	873	7	(	(	PUNCT
cblr-14234	873	8	2018	2018	NUM
cblr-14234	873	9	)	)	PUNCT
cblr-14234	873	10	.	.	PUNCT
cblr-14234	874	1	204	204	NUM
cblr-14234	874	2	becher	becher	PROPN
cblr-14234	874	3	&	&	CCONJ
cblr-14234	874	4	benoliel	benoliel	PROPN
cblr-14234	874	5	,	,	PUNCT
cblr-14234	874	6	supra	supra	PROPN
cblr-14234	874	7	note	note	PROPN
cblr-14234	874	8	5	5	NUM
cblr-14234	874	9	,	,	PUNCT
cblr-14234	874	10	at	at	ADP
cblr-14234	874	11	109	109	NUM
cblr-14234	874	12	.	.	SYM
cblr-14234	874	13	205	205	NUM
cblr-14234	874	14	willis	willi	NOUN
cblr-14234	874	15	,	,	PUNCT
cblr-14234	874	16	supra	supra	PROPN
cblr-14234	874	17	note	note	NOUN
cblr-14234	874	18	9	9	NUM
cblr-14234	874	19	,	,	PUNCT
cblr-14234	874	20	at	at	ADP
cblr-14234	874	21	1336	1336	NUM
cblr-14234	874	22	.	.	PUNCT
cblr-14234	875	1	206	206	NUM
cblr-14234	875	2	kar	kar	PROPN
cblr-14234	875	3	&	&	CCONJ
cblr-14234	875	4	radin	radin	PROPN
cblr-14234	875	5	,	,	PUNCT
cblr-14234	875	6	supra	supra	PROPN
cblr-14234	875	7	note	note	PROPN
cblr-14234	875	8	13	13	NUM
cblr-14234	875	9	,	,	PUNCT
cblr-14234	875	10	at	at	ADP
cblr-14234	875	11	1167	1167	NUM
cblr-14234	875	12	(	(	PUNCT
cblr-14234	875	13	limiting	limit	VERB
cblr-14234	875	14	contract	contract	NOUN
cblr-14234	875	15	terms	term	NOUN
cblr-14234	875	16	to	to	ADP
cblr-14234	875	17	those	those	PRON
cblr-14234	875	18	that	that	PRON
cblr-14234	875	19	could	could	AUX
cblr-14234	875	20	“	"	PUNCT
cblr-14234	875	21	have	have	AUX
cblr-14234	875	22	plausibly	plausibly	ADV
cblr-14234	875	23	contributed	contribute	VERB
cblr-14234	875	24	to	to	ADP
cblr-14234	875	25	an	an	DET
cblr-14234	875	26	oral	oral	ADJ
cblr-14234	875	27	conversation	conversation	NOUN
cblr-14234	875	28	that	that	PRON
cblr-14234	875	29	contributes	contribute	VERB
cblr-14234	875	30	terms	term	NOUN
cblr-14234	875	31	to	to	ADP
cblr-14234	875	32	a	a	DET
cblr-14234	875	33	contract	contract	NOUN
cblr-14234	875	34	consistent	consistent	ADJ
cblr-14234	875	35	with	with	ADP
cblr-14234	875	36	the	the	DET
cblr-14234	875	37	presupposition	presupposition	NOUN
cblr-14234	875	38	that	that	SCONJ
cblr-14234	875	39	both	both	DET
cblr-14234	875	40	parties	party	NOUN
cblr-14234	875	41	were	be	AUX
cblr-14234	875	42	observing	observe	VERB
cblr-14234	875	43	the	the	DET
cblr-14234	875	44	cooperative	cooperative	ADJ
cblr-14234	875	45	norms	norm	NOUN
cblr-14234	875	46	that	that	PRON
cblr-14234	875	47	govern	govern	VERB
cblr-14234	875	48	language	language	NOUN
cblr-14234	875	49	use	use	NOUN
cblr-14234	875	50	to	to	PART
cblr-14234	875	51	form	form	VERB
cblr-14234	875	52	a	a	DET
cblr-14234	875	53	contract	contract	NOUN
cblr-14234	875	54	”	"	PUNCT
cblr-14234	875	55	)	)	PUNCT
cblr-14234	875	56	207	207	NUM
cblr-14234	875	57	michael	michael	PROPN
cblr-14234	875	58	l.	l.	PROPN
cblr-14234	875	59	rustad	rustad	PROPN
cblr-14234	875	60	,	,	PUNCT
cblr-14234	875	61	why	why	SCONJ
cblr-14234	875	62	a	a	DET
cblr-14234	875	63	new	new	ADJ
cblr-14234	875	64	deal	deal	NOUN
cblr-14234	875	65	must	must	AUX
cblr-14234	875	66	address	address	VERB
cblr-14234	875	67	the	the	DET
cblr-14234	875	68	readability	readability	NOUN
cblr-14234	875	69	of	of	ADP
cblr-14234	875	70	u.s	u.s	PROPN
cblr-14234	875	71	.	.	PROPN
cblr-14234	875	72	consumer	consumer	NOUN
cblr-14234	875	73	contracts	contract	NOUN
cblr-14234	875	74	,	,	PUNCT
cblr-14234	875	75	44	44	NUM
cblr-14234	875	76	cardozo	cardozo	PROPN
cblr-14234	875	77	l.	l.	PROPN
cblr-14234	875	78	rev	rev	PROPN
cblr-14234	875	79	.	.	PROPN
cblr-14234	875	80	521	521	NUM
cblr-14234	875	81	,	,	PUNCT
cblr-14234	875	82	569–70	569–70	PROPN
cblr-14234	875	83	(	(	PUNCT
cblr-14234	875	84	2022	2022	NUM
cblr-14234	875	85	)	)	PUNCT
cblr-14234	875	86	.	.	PUNCT
cblr-14234	876	1	510	510	NUM
cblr-14234	876	2	columbia	columbia	PROPN
cblr-14234	876	3	business	business	NOUN
cblr-14234	876	4	law	law	PROPN
cblr-14234	876	5	review	review	NOUN
cblr-14234	877	1	[	[	X
cblr-14234	877	2	vol	vol	NOUN
cblr-14234	877	3	.	.	NOUN
cblr-14234	877	4	2024	2024	NUM
cblr-14234	877	5	contract	contract	NOUN
cblr-14234	877	6	drafters	drafter	NOUN
cblr-14234	877	7	to	to	PART
cblr-14234	877	8	choose	choose	VERB
cblr-14234	877	9	the	the	DET
cblr-14234	877	10	method	method	NOUN
cblr-14234	877	11	that	that	PRON
cblr-14234	877	12	works	work	VERB
cblr-14234	877	13	best	well	ADV
cblr-14234	877	14	under	under	ADP
cblr-14234	877	15	the	the	DET
cblr-14234	877	16	circumstances	circumstance	NOUN
cblr-14234	877	17	.	.	PUNCT
cblr-14234	878	1	it	it	PRON
cblr-14234	878	2	also	also	ADV
cblr-14234	878	3	provides	provide	VERB
cblr-14234	878	4	for	for	ADP
cblr-14234	878	5	innovation	innovation	NOUN
cblr-14234	878	6	in	in	ADP
cblr-14234	878	7	contract	contract	NOUN
cblr-14234	878	8	design	design	NOUN
cblr-14234	878	9	and	and	CCONJ
cblr-14234	878	10	flexibility	flexibility	NOUN
cblr-14234	878	11	depending	depend	VERB
cblr-14234	878	12	on	on	ADP
cblr-14234	878	13	the	the	DET
cblr-14234	878	14	consumer.208	consumer.208	NOUN
cblr-14234	878	15	iv	iv	NOUN
cblr-14234	878	16	.	.	PUNCT
cblr-14234	878	17	proposal	proposal	NOUN
cblr-14234	878	18	:	:	PUNCT
cblr-14234	878	19	a	a	DET
cblr-14234	878	20	duty	duty	NOUN
cblr-14234	878	21	to	to	PART
cblr-14234	878	22	make	make	VERB
cblr-14234	878	23	contracts	contract	NOUN
cblr-14234	878	24	understandable	understandable	ADJ
cblr-14234	878	25	the	the	DET
cblr-14234	878	26	uniform	uniform	PROPN
cblr-14234	878	27	law	law	PROPN
cblr-14234	878	28	commission	commission	NOUN
cblr-14234	878	29	should	should	AUX
cblr-14234	878	30	propose	propose	VERB
cblr-14234	878	31	a	a	DET
cblr-14234	878	32	consumer	consumer	NOUN
cblr-14234	878	33	contract	contract	NOUN
cblr-14234	878	34	plain	plain	ADJ
cblr-14234	878	35	language	language	NOUN
cblr-14234	878	36	act	act	NOUN
cblr-14234	878	37	that	that	PRON
cblr-14234	878	38	imposes	impose	VERB
cblr-14234	878	39	a	a	DET
cblr-14234	878	40	duty	duty	NOUN
cblr-14234	878	41	on	on	ADP
cblr-14234	878	42	sellers	seller	NOUN
cblr-14234	878	43	to	to	PART
cblr-14234	878	44	make	make	VERB
cblr-14234	878	45	contracts	contract	NOUN
cblr-14234	878	46	of	of	ADP
cblr-14234	878	47	adhesion	adhesion	NOUN
cblr-14234	878	48	understandable	understandable	ADJ
cblr-14234	878	49	(	(	PUNCT
cblr-14234	878	50	the	the	DET
cblr-14234	878	51	“	"	PUNCT
cblr-14234	878	52	duty”).209	duty”).209	ADP
cblr-14234	878	53	such	such	ADJ
cblr-14234	878	54	contracts	contract	NOUN
cblr-14234	878	55	are	be	AUX
cblr-14234	878	56	understandable	understandable	ADJ
cblr-14234	878	57	if	if	SCONJ
cblr-14234	878	58	the	the	DET
cblr-14234	878	59	average	average	ADJ
cblr-14234	878	60	intended	intend	VERB
cblr-14234	878	61	consumer	consumer	NOUN
cblr-14234	878	62	can	can	AUX
cblr-14234	878	63	understand	understand	VERB
cblr-14234	878	64	them.210	them.210	NOUN
cblr-14234	878	65	a	a	DET
cblr-14234	878	66	breach	breach	NOUN
cblr-14234	878	67	of	of	ADP
cblr-14234	878	68	the	the	DET
cblr-14234	878	69	duty	duty	NOUN
cblr-14234	878	70	means	mean	VERB
cblr-14234	878	71	there	there	PRON
cblr-14234	878	72	was	be	VERB
cblr-14234	878	73	no	no	DET
cblr-14234	878	74	manifestation	manifestation	NOUN
cblr-14234	878	75	of	of	ADP
cblr-14234	878	76	assent	assent	NOUN
cblr-14234	878	77	to	to	PART
cblr-14234	878	78	enter	enter	VERB
cblr-14234	878	79	the	the	DET
cblr-14234	878	80	contract	contract	NOUN
cblr-14234	878	81	or	or	CCONJ
cblr-14234	878	82	to	to	PART
cblr-14234	878	83	enter	enter	VERB
cblr-14234	878	84	a	a	DET
cblr-14234	878	85	particular	particular	ADJ
cblr-14234	878	86	provision	provision	NOUN
cblr-14234	878	87	.	.	PUNCT
cblr-14234	879	1	the	the	DET
cblr-14234	879	2	rest	rest	NOUN
cblr-14234	879	3	of	of	ADP
cblr-14234	879	4	this	this	DET
cblr-14234	879	5	section	section	NOUN
cblr-14234	879	6	details	detail	VERB
cblr-14234	879	7	the	the	DET
cblr-14234	879	8	reasoning	reasoning	NOUN
cblr-14234	879	9	behind	behind	ADP
cblr-14234	879	10	the	the	DET
cblr-14234	879	11	duty	duty	NOUN
cblr-14234	879	12	’s	’s	PART
cblr-14234	879	13	components	component	NOUN
cblr-14234	879	14	,	,	PUNCT
cblr-14234	879	15	the	the	DET
cblr-14234	879	16	duty	duty	NOUN
cblr-14234	879	17	’s	’s	PART
cblr-14234	879	18	advantages	advantage	NOUN
cblr-14234	879	19	,	,	PUNCT
cblr-14234	879	20	and	and	CCONJ
cblr-14234	879	21	the	the	DET
cblr-14234	879	22	responses	response	NOUN
cblr-14234	879	23	to	to	ADP
cblr-14234	879	24	likely	likely	ADJ
cblr-14234	879	25	counterarguments	counterargument	NOUN
cblr-14234	879	26	.	.	PUNCT
cblr-14234	880	1	a.	a.	NOUN
cblr-14234	880	2	the	the	DET
cblr-14234	880	3	duty	duty	NOUN
cblr-14234	880	4	’s	’s	PART
cblr-14234	880	5	components	component	NOUN
cblr-14234	880	6	and	and	CCONJ
cblr-14234	880	7	their	their	PRON
cblr-14234	880	8	justification	justification	NOUN
cblr-14234	880	9	the	the	DET
cblr-14234	880	10	first	first	ADJ
cblr-14234	880	11	component	component	NOUN
cblr-14234	880	12	is	be	AUX
cblr-14234	880	13	scope	scope	NOUN
cblr-14234	880	14	.	.	PUNCT
cblr-14234	881	1	the	the	DET
cblr-14234	881	2	duty	duty	NOUN
cblr-14234	881	3	applies	apply	VERB
cblr-14234	881	4	to	to	ADP
cblr-14234	881	5	sellers	seller	NOUN
cblr-14234	881	6	who	who	PRON
cblr-14234	881	7	use	use	VERB
cblr-14234	881	8	contracts	contract	NOUN
cblr-14234	881	9	of	of	ADP
cblr-14234	881	10	adhesion	adhesion	NOUN
cblr-14234	881	11	.	.	PUNCT
cblr-14234	882	1	since	since	SCONJ
cblr-14234	882	2	contracts	contract	NOUN
cblr-14234	882	3	of	of	ADP
cblr-14234	882	4	adhesion	adhesion	NOUN
cblr-14234	882	5	are	be	AUX
cblr-14234	882	6	208	208	NUM
cblr-14234	882	7	george	george	PROPN
cblr-14234	882	8	g.	g.	PROPN
cblr-14234	882	9	triantis	triantis	PROPN
cblr-14234	882	10	,	,	PUNCT
cblr-14234	882	11	improving	improve	VERB
cblr-14234	882	12	contract	contract	NOUN
cblr-14234	882	13	quality	quality	NOUN
cblr-14234	882	14	:	:	PUNCT
cblr-14234	882	15	modularity	modularity	NOUN
cblr-14234	882	16	,	,	PUNCT
cblr-14234	882	17	technology	technology	NOUN
cblr-14234	882	18	,	,	PUNCT
cblr-14234	882	19	and	and	CCONJ
cblr-14234	882	20	innovation	innovation	NOUN
cblr-14234	882	21	in	in	ADP
cblr-14234	882	22	contract	contract	NOUN
cblr-14234	882	23	design	design	NOUN
cblr-14234	882	24	,	,	PUNCT
cblr-14234	882	25	18	18	NUM
cblr-14234	882	26	stan	stan	NOUN
cblr-14234	882	27	.	.	PUNCT
cblr-14234	883	1	j.l	j.l	PROPN
cblr-14234	883	2	.	.	PROPN
cblr-14234	883	3	bus	bus	PROPN
cblr-14234	883	4	.	.	PUNCT
cblr-14234	883	5	&	&	CCONJ
cblr-14234	883	6	fin	fin	PROPN
cblr-14234	883	7	.	.	PUNCT
cblr-14234	884	1	177	177	NUM
cblr-14234	884	2	,	,	PUNCT
cblr-14234	884	3	193	193	NUM
cblr-14234	884	4	(	(	PUNCT
cblr-14234	884	5	2013	2013	NUM
cblr-14234	884	6	)	)	PUNCT
cblr-14234	884	7	(	(	PUNCT
cblr-14234	884	8	in	in	ADP
cblr-14234	884	9	addition	addition	NOUN
cblr-14234	884	10	to	to	ADP
cblr-14234	884	11	regulation	regulation	NOUN
cblr-14234	884	12	prompting	prompt	VERB
cblr-14234	884	13	innovation	innovation	NOUN
cblr-14234	884	14	,	,	PUNCT
cblr-14234	884	15	“	"	PUNCT
cblr-14234	884	16	judicial	judicial	ADJ
cblr-14234	884	17	opinions	opinion	NOUN
cblr-14234	884	18	that	that	PRON
cblr-14234	884	19	interpret	interpret	VERB
cblr-14234	884	20	or	or	CCONJ
cblr-14234	884	21	strike	strike	VERB
cblr-14234	884	22	down	down	ADP
cblr-14234	884	23	an	an	DET
cblr-14234	884	24	existing	exist	VERB
cblr-14234	884	25	contractual	contractual	ADJ
cblr-14234	884	26	provision	provision	NOUN
cblr-14234	884	27	invite	invite	VERB
cblr-14234	884	28	an	an	DET
cblr-14234	884	29	innovative	innovative	ADJ
cblr-14234	884	30	approach	approach	NOUN
cblr-14234	884	31	to	to	PART
cblr-14234	884	32	clarify	clarify	VERB
cblr-14234	884	33	or	or	CCONJ
cblr-14234	884	34	restate	restate	VERB
cblr-14234	884	35	the	the	DET
cblr-14234	884	36	parties	party	NOUN
cblr-14234	884	37	'	'	PART
cblr-14234	884	38	contractual	contractual	ADJ
cblr-14234	884	39	intent	intent	NOUN
cblr-14234	884	40	.	.	PUNCT
cblr-14234	884	41	”	"	PUNCT
cblr-14234	884	42	)	)	PUNCT
cblr-14234	884	43	;	;	PUNCT
cblr-14234	884	44	willis	willis	PROPN
cblr-14234	884	45	,	,	PUNCT
cblr-14234	884	46	supra	supra	PROPN
cblr-14234	884	47	note	note	NOUN
cblr-14234	884	48	76	76	NUM
cblr-14234	884	49	,	,	PUNCT
cblr-14234	884	50	at	at	ADP
cblr-14234	884	51	7	7	NUM
cblr-14234	884	52	,	,	PUNCT
cblr-14234	884	53	30–32	30–32	NUM
cblr-14234	884	54	(	(	PUNCT
cblr-14234	884	55	“	"	PUNCT
cblr-14234	884	56	the	the	DET
cblr-14234	884	57	order	order	NOUN
cblr-14234	884	58	did	do	AUX
cblr-14234	884	59	not	not	PART
cblr-14234	884	60	specify	specify	VERB
cblr-14234	884	61	how	how	SCONJ
cblr-14234	884	62	the	the	DET
cblr-14234	884	63	defendant	defendant	NOUN
cblr-14234	884	64	was	be	AUX
cblr-14234	884	65	to	to	PART
cblr-14234	884	66	reach	reach	VERB
cblr-14234	884	67	this	this	DET
cblr-14234	884	68	benchmark	benchmark	NOUN
cblr-14234	884	69	.	.	PUNCT
cblr-14234	885	1	instead	instead	ADV
cblr-14234	885	2	,	,	PUNCT
cblr-14234	885	3	the	the	DET
cblr-14234	885	4	state	state	NOUN
cblr-14234	885	5	of	of	ADP
cblr-14234	885	6	california	california	PROPN
cblr-14234	885	7	was	be	AUX
cblr-14234	885	8	given	give	VERB
cblr-14234	885	9	the	the	DET
cblr-14234	885	10	freedom	freedom	NOUN
cblr-14234	885	11	and	and	CCONJ
cblr-14234	885	12	the	the	DET
cblr-14234	885	13	responsibility	responsibility	NOUN
cblr-14234	885	14	for	for	ADP
cblr-14234	885	15	determining	determine	VERB
cblr-14234	885	16	the	the	DET
cblr-14234	885	17	best	good	ADJ
cblr-14234	885	18	way	way	NOUN
cblr-14234	885	19	,	,	PUNCT
cblr-14234	885	20	given	give	VERB
cblr-14234	885	21	its	its	PRON
cblr-14234	885	22	particular	particular	ADJ
cblr-14234	885	23	circumstances	circumstance	NOUN
cblr-14234	885	24	,	,	PUNCT
cblr-14234	885	25	to	to	PART
cblr-14234	885	26	do	do	VERB
cblr-14234	885	27	so	so	ADV
cblr-14234	885	28	.	.	PUNCT
cblr-14234	885	29	.	.	PUNCT
cblr-14234	885	30	.	.	PUNCT
cblr-14234	885	31	.	.	PUNCT
cblr-14234	886	1	the	the	DET
cblr-14234	886	2	benefit	benefit	NOUN
cblr-14234	886	3	of	of	ADP
cblr-14234	886	4	performancebased	performancebase	VERB
cblr-14234	886	5	remedies	remedy	NOUN
cblr-14234	886	6	for	for	ADP
cblr-14234	886	7	environmental	environmental	ADJ
cblr-14234	886	8	cases	case	NOUN
cblr-14234	886	9	is	be	AUX
cblr-14234	886	10	that	that	SCONJ
cblr-14234	886	11	they	they	PRON
cblr-14234	886	12	give	give	VERB
cblr-14234	886	13	defendants	defendant	NOUN
cblr-14234	886	14	flexibility	flexibility	NOUN
cblr-14234	886	15	to	to	PART
cblr-14234	886	16	determine	determine	VERB
cblr-14234	886	17	how	how	SCONJ
cblr-14234	886	18	best	good	ADJ
cblr-14234	886	19	to	to	PART
cblr-14234	886	20	meet	meet	VERB
cblr-14234	886	21	the	the	DET
cblr-14234	886	22	goal	goal	NOUN
cblr-14234	886	23	of	of	ADP
cblr-14234	886	24	the	the	DET
cblr-14234	886	25	law	law	NOUN
cblr-14234	886	26	and	and	CCONJ
cblr-14234	886	27	to	to	PART
cblr-14234	886	28	adapt	adapt	VERB
cblr-14234	886	29	their	their	PRON
cblr-14234	886	30	activities	activity	NOUN
cblr-14234	886	31	over	over	ADP
cblr-14234	886	32	time	time	NOUN
cblr-14234	886	33	as	as	SCONJ
cblr-14234	886	34	new	new	ADJ
cblr-14234	886	35	technology	technology	NOUN
cblr-14234	886	36	develops	develop	VERB
cblr-14234	886	37	to	to	PART
cblr-14234	886	38	reduce	reduce	VERB
cblr-14234	886	39	emissions	emission	NOUN
cblr-14234	886	40	.	.	PUNCT
cblr-14234	886	41	”	"	PUNCT
cblr-14234	886	42	)	)	PUNCT
cblr-14234	886	43	.	.	PUNCT
cblr-14234	887	1	209	209	NUM
cblr-14234	887	2	proposals	proposal	NOUN
cblr-14234	887	3	for	for	ADP
cblr-14234	887	4	such	such	DET
cblr-14234	887	5	a	a	DET
cblr-14234	887	6	law	law	NOUN
cblr-14234	887	7	go	go	VERB
cblr-14234	887	8	back	back	ADV
cblr-14234	887	9	at	at	ADP
cblr-14234	887	10	least	least	ADJ
cblr-14234	887	11	to	to	ADP
cblr-14234	887	12	a	a	DET
cblr-14234	887	13	1984	1984	NUM
cblr-14234	887	14	edition	edition	NOUN
cblr-14234	887	15	of	of	ADP
cblr-14234	887	16	the	the	DET
cblr-14234	887	17	united	united	PROPN
cblr-14234	887	18	kingdom	kingdom	PROPN
cblr-14234	887	19	’s	’s	PART
cblr-14234	887	20	clarity	clarity	NOUN
cblr-14234	887	21	organization	organization	NOUN
cblr-14234	887	22	newsletters	newsletter	NOUN
cblr-14234	887	23	.	.	PUNCT
cblr-14234	888	1	see	see	VERB
cblr-14234	888	2	plain	plain	ADJ
cblr-14234	888	3	words	word	NOUN
cblr-14234	888	4	for	for	ADP
cblr-14234	888	5	consumers	consumer	NOUN
cblr-14234	888	6	plain	plain	VERB
cblr-14234	888	7	english	english	PROPN
cblr-14234	888	8	for	for	ADP
cblr-14234	888	9	lawyers	lawyer	NOUN
cblr-14234	888	10	,	,	PUNCT
cblr-14234	888	11	clarity	clarity	NOUN
cblr-14234	888	12	no	no	NOUN
cblr-14234	888	13	.	.	NOUN
cblr-14234	888	14	3	3	NUM
cblr-14234	888	15	,	,	PUNCT
cblr-14234	888	16	july	july	PROPN
cblr-14234	888	17	1984	1984	NUM
cblr-14234	888	18	.	.	PUNCT
cblr-14234	889	1	210	210	NUM
cblr-14234	889	2	the	the	DET
cblr-14234	889	3	phrasing	phrasing	NOUN
cblr-14234	889	4	is	be	AUX
cblr-14234	889	5	a	a	DET
cblr-14234	889	6	variation	variation	NOUN
cblr-14234	889	7	of	of	ADP
cblr-14234	889	8	the	the	DET
cblr-14234	889	9	international	international	ADJ
cblr-14234	889	10	plain	plain	PROPN
cblr-14234	889	11	language	language	PROPN
cblr-14234	889	12	federation	federation	NOUN
cblr-14234	889	13	’s	’s	PART
cblr-14234	889	14	definition	definition	NOUN
cblr-14234	889	15	of	of	ADP
cblr-14234	889	16	plain	plain	ADJ
cblr-14234	889	17	language	language	NOUN
cblr-14234	889	18	.	.	PUNCT
cblr-14234	890	1	see	see	VERB
cblr-14234	890	2	international	international	ADJ
cblr-14234	890	3	plain	plain	ADJ
cblr-14234	890	4	language	language	NOUN
cblr-14234	890	5	federation	federation	NOUN
cblr-14234	890	6	,	,	PUNCT
cblr-14234	890	7	https://www.iplfederation.org/plain-language/	https://www.iplfederation.org/plain-language/	PROPN
cblr-14234	891	1	[	[	X
cblr-14234	891	2	https://perma.cc/t8bq5lfq	https://perma.cc/t8bq5lfq	X
cblr-14234	891	3	]	]	X
cblr-14234	891	4	(	(	PUNCT
cblr-14234	891	5	last	last	ADV
cblr-14234	891	6	visited	visit	VERB
cblr-14234	891	7	sept	sept	PROPN
cblr-14234	891	8	.	.	PROPN
cblr-14234	891	9	20	20	NUM
cblr-14234	891	10	,	,	PUNCT
cblr-14234	891	11	2024	2024	NUM
cblr-14234	891	12	)	)	PUNCT
cblr-14234	892	1	no	no	INTJ
cblr-14234	892	2	.	.	NOUN
cblr-14234	893	1	2	2	NUM
cblr-14234	893	2	]	]	PUNCT
cblr-14234	893	3	the	the	DET
cblr-14234	893	4	duty	duty	NOUN
cblr-14234	893	5	to	to	PART
cblr-14234	893	6	make	make	VERB
cblr-14234	893	7	contracts	contract	NOUN
cblr-14234	893	8	understandable	understandable	ADJ
cblr-14234	893	9	511	511	NUM
cblr-14234	893	10	non	non	ADJ
cblr-14234	893	11	-	-	ADJ
cblr-14234	893	12	negotiable	negotiable	ADJ
cblr-14234	893	13	contracts	contract	NOUN
cblr-14234	893	14	drafted	draft	VERB
cblr-14234	893	15	in	in	ADP
cblr-14234	893	16	advance	advance	NOUN
cblr-14234	893	17	by	by	ADP
cblr-14234	893	18	sellers	seller	NOUN
cblr-14234	893	19	,	,	PUNCT
cblr-14234	893	20	the	the	DET
cblr-14234	893	21	sellers	seller	NOUN
cblr-14234	893	22	have	have	VERB
cblr-14234	893	23	ample	ample	ADJ
cblr-14234	893	24	opportunity	opportunity	NOUN
cblr-14234	893	25	to	to	PART
cblr-14234	893	26	read	read	VERB
cblr-14234	893	27	,	,	PUNCT
cblr-14234	893	28	understand	understand	VERB
cblr-14234	893	29	,	,	PUNCT
cblr-14234	893	30	and	and	CCONJ
cblr-14234	893	31	assent	assent	NOUN
cblr-14234	893	32	to	to	ADP
cblr-14234	893	33	such	such	ADJ
cblr-14234	893	34	contracts	contract	NOUN
cblr-14234	893	35	.	.	PUNCT
cblr-14234	894	1	by	by	ADP
cblr-14234	894	2	contrast	contrast	NOUN
cblr-14234	894	3	,	,	PUNCT
cblr-14234	894	4	the	the	DET
cblr-14234	894	5	consumer	consumer	NOUN
cblr-14234	894	6	has	have	VERB
cblr-14234	894	7	no	no	DET
cblr-14234	894	8	opportunity	opportunity	NOUN
cblr-14234	894	9	to	to	PART
cblr-14234	894	10	alter	alter	VERB
cblr-14234	894	11	the	the	DET
cblr-14234	894	12	terms	term	NOUN
cblr-14234	894	13	,	,	PUNCT
cblr-14234	894	14	propose	propose	VERB
cblr-14234	894	15	alternative	alternative	ADJ
cblr-14234	894	16	terms	term	NOUN
cblr-14234	894	17	that	that	PRON
cblr-14234	894	18	are	be	AUX
cblr-14234	894	19	understandable	understandable	ADJ
cblr-14234	894	20	,	,	PUNCT
cblr-14234	894	21	or	or	CCONJ
cblr-14234	894	22	even	even	ADV
cblr-14234	894	23	engage	engage	VERB
cblr-14234	894	24	in	in	ADP
cblr-14234	894	25	a	a	DET
cblr-14234	894	26	conversation	conversation	NOUN
cblr-14234	894	27	with	with	ADP
cblr-14234	894	28	the	the	DET
cblr-14234	894	29	seller	seller	NOUN
cblr-14234	894	30	about	about	ADP
cblr-14234	894	31	what	what	PRON
cblr-14234	894	32	the	the	DET
cblr-14234	894	33	terms	term	NOUN
cblr-14234	894	34	are	be	AUX
cblr-14234	894	35	.	.	PUNCT
cblr-14234	895	1	in	in	ADP
cblr-14234	895	2	such	such	ADJ
cblr-14234	895	3	circumstances	circumstance	NOUN
cblr-14234	895	4	,	,	PUNCT
cblr-14234	895	5	the	the	DET
cblr-14234	895	6	objective	objective	ADJ
cblr-14234	895	7	standard	standard	NOUN
cblr-14234	895	8	of	of	ADP
cblr-14234	895	9	manifestation	manifestation	NOUN
cblr-14234	895	10	of	of	ADP
cblr-14234	895	11	assent	assent	NOUN
cblr-14234	895	12	and	and	CCONJ
cblr-14234	895	13	the	the	DET
cblr-14234	895	14	duty	duty	NOUN
cblr-14234	895	15	to	to	PART
cblr-14234	895	16	read	read	VERB
cblr-14234	895	17	advantage	advantage	NOUN
cblr-14234	895	18	the	the	DET
cblr-14234	895	19	seller	seller	NOUN
cblr-14234	895	20	.	.	PUNCT
cblr-14234	896	1	conversely	conversely	ADV
cblr-14234	896	2	,	,	PUNCT
cblr-14234	896	3	the	the	DET
cblr-14234	896	4	duty	duty	NOUN
cblr-14234	896	5	to	to	PART
cblr-14234	896	6	read	read	VERB
cblr-14234	896	7	becomes	become	VERB
cblr-14234	896	8	unfair	unfair	ADJ
cblr-14234	896	9	and	and	CCONJ
cblr-14234	896	10	pointless	pointless	ADJ
cblr-14234	896	11	because	because	SCONJ
cblr-14234	896	12	even	even	ADV
cblr-14234	896	13	if	if	SCONJ
cblr-14234	896	14	consumers	consumer	NOUN
cblr-14234	896	15	read	read	VERB
cblr-14234	896	16	the	the	DET
cblr-14234	896	17	contract	contract	NOUN
cblr-14234	896	18	,	,	PUNCT
cblr-14234	896	19	the	the	DET
cblr-14234	896	20	consumers	consumer	NOUN
cblr-14234	896	21	could	could	AUX
cblr-14234	896	22	not	not	PART
cblr-14234	896	23	understand	understand	VERB
cblr-14234	896	24	it	it	PRON
cblr-14234	896	25	and	and	CCONJ
cblr-14234	896	26	have	have	VERB
cblr-14234	896	27	no	no	DET
cblr-14234	896	28	opportunity	opportunity	NOUN
cblr-14234	896	29	to	to	PART
cblr-14234	896	30	gain	gain	VERB
cblr-14234	896	31	an	an	DET
cblr-14234	896	32	understanding	understanding	NOUN
cblr-14234	896	33	.	.	PUNCT
cblr-14234	897	1	therefore	therefore	ADV
cblr-14234	897	2	,	,	PUNCT
cblr-14234	897	3	because	because	SCONJ
cblr-14234	897	4	sellers	seller	NOUN
cblr-14234	897	5	unilaterally	unilaterally	ADV
cblr-14234	897	6	control	control	VERB
cblr-14234	897	7	the	the	DET
cblr-14234	897	8	contracts	contract	NOUN
cblr-14234	897	9	of	of	ADP
cblr-14234	897	10	adhesion	adhesion	NOUN
cblr-14234	897	11	drafting	drafting	NOUN
cblr-14234	897	12	process	process	NOUN
cblr-14234	897	13	,	,	PUNCT
cblr-14234	897	14	in	in	ADP
cblr-14234	897	15	exchange	exchange	NOUN
cblr-14234	897	16	for	for	ADP
cblr-14234	897	17	the	the	DET
cblr-14234	897	18	advantages	advantage	NOUN
cblr-14234	897	19	contracts	contract	NOUN
cblr-14234	897	20	of	of	ADP
cblr-14234	897	21	adhesion	adhesion	NOUN
cblr-14234	897	22	give	give	VERB
cblr-14234	897	23	sellers,211	sellers,211	PROPN
cblr-14234	897	24	and	and	CCONJ
cblr-14234	897	25	to	to	PART
cblr-14234	897	26	avoid	avoid	VERB
cblr-14234	897	27	the	the	DET
cblr-14234	897	28	unfairness	unfairness	NOUN
cblr-14234	897	29	of	of	ADP
cblr-14234	897	30	imposing	impose	VERB
cblr-14234	897	31	a	a	DET
cblr-14234	897	32	duty	duty	NOUN
cblr-14234	897	33	to	to	PART
cblr-14234	897	34	read	read	VERB
cblr-14234	897	35	the	the	DET
cblr-14234	897	36	incomprehensible	incomprehensible	NOUN
cblr-14234	897	37	,	,	PUNCT
cblr-14234	897	38	the	the	DET
cblr-14234	897	39	duty	duty	NOUN
cblr-14234	897	40	burdens	burden	VERB
cblr-14234	897	41	sellers	seller	NOUN
cblr-14234	897	42	with	with	ADP
cblr-14234	897	43	making	make	VERB
cblr-14234	897	44	the	the	DET
cblr-14234	897	45	contracts	contract	NOUN
cblr-14234	897	46	understandable	understandable	ADJ
cblr-14234	897	47	.	.	PUNCT
cblr-14234	898	1	the	the	DET
cblr-14234	898	2	duty	duty	NOUN
cblr-14234	898	3	only	only	ADV
cblr-14234	898	4	applies	apply	VERB
cblr-14234	898	5	to	to	ADP
cblr-14234	898	6	contracts	contract	NOUN
cblr-14234	898	7	of	of	ADP
cblr-14234	898	8	adhesion	adhesion	NOUN
cblr-14234	898	9	because	because	SCONJ
cblr-14234	898	10	sellers	seller	NOUN
cblr-14234	898	11	do	do	AUX
cblr-14234	898	12	not	not	PART
cblr-14234	898	13	have	have	VERB
cblr-14234	898	14	the	the	DET
cblr-14234	898	15	same	same	ADJ
cblr-14234	898	16	advantages	advantage	NOUN
cblr-14234	898	17	,	,	PUNCT
cblr-14234	898	18	and	and	CCONJ
cblr-14234	898	19	consumers	consumer	NOUN
cblr-14234	898	20	do	do	AUX
cblr-14234	898	21	not	not	PART
cblr-14234	898	22	experience	experience	VERB
cblr-14234	898	23	the	the	DET
cblr-14234	898	24	same	same	ADJ
cblr-14234	898	25	unfairness	unfairness	NOUN
cblr-14234	898	26	,	,	PUNCT
cblr-14234	898	27	when	when	SCONJ
cblr-14234	898	28	there	there	PRON
cblr-14234	898	29	is	be	VERB
cblr-14234	898	30	no	no	DET
cblr-14234	898	31	contract	contract	NOUN
cblr-14234	898	32	of	of	ADP
cblr-14234	898	33	adhesion	adhesion	NOUN
cblr-14234	898	34	.	.	PUNCT
cblr-14234	899	1	nonetheless	nonetheless	ADV
cblr-14234	899	2	,	,	PUNCT
cblr-14234	899	3	the	the	DET
cblr-14234	899	4	lessons	lesson	NOUN
cblr-14234	899	5	learned	learn	VERB
cblr-14234	899	6	from	from	ADP
cblr-14234	899	7	making	make	VERB
cblr-14234	899	8	contracts	contract	NOUN
cblr-14234	899	9	of	of	ADP
cblr-14234	899	10	adhesion	adhesion	NOUN
cblr-14234	899	11	more	more	ADV
cblr-14234	899	12	understandable	understandable	ADJ
cblr-14234	899	13	would	would	AUX
cblr-14234	899	14	likely	likely	ADV
cblr-14234	899	15	be	be	AUX
cblr-14234	899	16	welcome	welcome	ADJ
cblr-14234	899	17	additions	addition	NOUN
cblr-14234	899	18	to	to	ADP
cblr-14234	899	19	all	all	DET
cblr-14234	899	20	contracts.212	contracts.212	PROPN
cblr-14234	899	21	as	as	SCONJ
cblr-14234	899	22	the	the	DET
cblr-14234	899	23	duty	duty	NOUN
cblr-14234	899	24	only	only	ADV
cblr-14234	899	25	applies	apply	VERB
cblr-14234	899	26	to	to	ADP
cblr-14234	899	27	sellers	seller	NOUN
cblr-14234	899	28	,	,	PUNCT
cblr-14234	899	29	sellers	seller	NOUN
cblr-14234	899	30	can	can	AUX
cblr-14234	899	31	not	not	PART
cblr-14234	899	32	invoke	invoke	VERB
cblr-14234	899	33	the	the	DET
cblr-14234	899	34	duty	duty	NOUN
cblr-14234	899	35	as	as	ADP
cblr-14234	899	36	a	a	DET
cblr-14234	899	37	defense	defense	NOUN
cblr-14234	899	38	.	.	PUNCT
cblr-14234	900	1	the	the	DET
cblr-14234	900	2	second	second	ADJ
cblr-14234	900	3	component	component	NOUN
cblr-14234	900	4	is	be	AUX
cblr-14234	900	5	audience	audience	NOUN
cblr-14234	900	6	.	.	PUNCT
cblr-14234	901	1	for	for	ADP
cblr-14234	901	2	two	two	NUM
cblr-14234	901	3	reasons	reason	NOUN
cblr-14234	901	4	,	,	PUNCT
cblr-14234	901	5	the	the	DET
cblr-14234	901	6	duty	duty	NOUN
cblr-14234	901	7	only	only	ADV
cblr-14234	901	8	requires	require	VERB
cblr-14234	901	9	the	the	DET
cblr-14234	901	10	contract	contract	NOUN
cblr-14234	901	11	be	be	AUX
cblr-14234	901	12	understandable	understandable	ADJ
cblr-14234	901	13	to	to	ADP
cblr-14234	901	14	the	the	DET
cblr-14234	901	15	average	average	ADJ
cblr-14234	901	16	intended	intend	VERB
cblr-14234	901	17	consumer	consumer	NOUN
cblr-14234	901	18	,	,	PUNCT
cblr-14234	901	19	not	not	PART
cblr-14234	901	20	to	to	ADP
cblr-14234	901	21	all	all	DET
cblr-14234	901	22	consumers	consumer	NOUN
cblr-14234	901	23	.	.	PUNCT
cblr-14234	902	1	first	first	ADV
cblr-14234	902	2	,	,	PUNCT
cblr-14234	902	3	the	the	DET
cblr-14234	902	4	“	"	PUNCT
cblr-14234	902	5	average	average	ADJ
cblr-14234	902	6	”	"	PUNCT
cblr-14234	902	7	consumer	consumer	NOUN
cblr-14234	902	8	requirement	requirement	NOUN
cblr-14234	902	9	is	be	AUX
cblr-14234	902	10	consistent	consistent	ADJ
cblr-14234	902	11	with	with	ADP
cblr-14234	902	12	the	the	DET
cblr-14234	902	13	objective	objective	ADJ
cblr-14234	902	14	standard	standard	NOUN
cblr-14234	902	15	for	for	ADP
cblr-14234	902	16	manifestation	manifestation	NOUN
cblr-14234	902	17	of	of	ADP
cblr-14234	902	18	assent.213	assent.213	NOUN
cblr-14234	902	19	under	under	ADP
cblr-14234	902	20	211	211	NUM
cblr-14234	902	21	restatement	restatement	NOUN
cblr-14234	902	22	of	of	ADP
cblr-14234	902	23	the	the	DET
cblr-14234	902	24	law	law	NOUN
cblr-14234	902	25	:	:	PUNCT
cblr-14234	902	26	consumer	consumer	NOUN
cblr-14234	902	27	contracts	contract	NOUN
cblr-14234	902	28	intro	intro	NOUN
cblr-14234	902	29	(	(	PUNCT
cblr-14234	902	30	am	be	AUX
cblr-14234	902	31	.	.	PUNCT
cblr-14234	902	32	l.	l.	PROPN
cblr-14234	902	33	inst	inst	PROPN
cblr-14234	902	34	.	.	PROPN
cblr-14234	902	35	,	,	PUNCT
cblr-14234	902	36	tentative	tentative	ADJ
cblr-14234	902	37	draft	draft	NOUN
cblr-14234	902	38	no	no	NOUN
cblr-14234	902	39	.	.	NOUN
cblr-14234	902	40	2	2	NUM
cblr-14234	902	41	,	,	PUNCT
cblr-14234	902	42	2022	2022	NUM
cblr-14234	902	43	)	)	PUNCT
cblr-14234	902	44	(	(	PUNCT
cblr-14234	902	45	“	"	PUNCT
cblr-14234	902	46	the	the	DET
cblr-14234	902	47	efficiencies	efficiency	NOUN
cblr-14234	902	48	of	of	ADP
cblr-14234	902	49	mass	mass	ADJ
cblr-14234	902	50	production	production	NOUN
cblr-14234	902	51	and	and	CCONJ
cblr-14234	902	52	mass	mass	ADJ
cblr-14234	902	53	distribution	distribution	NOUN
cblr-14234	902	54	of	of	ADP
cblr-14234	902	55	products	product	NOUN
cblr-14234	902	56	and	and	CCONJ
cblr-14234	902	57	services	service	NOUN
cblr-14234	902	58	would	would	AUX
cblr-14234	902	59	be	be	AUX
cblr-14234	902	60	hindered	hinder	VERB
cblr-14234	902	61	if	if	SCONJ
cblr-14234	902	62	the	the	DET
cblr-14234	902	63	terms	term	NOUN
cblr-14234	902	64	of	of	ADP
cblr-14234	902	65	each	each	DET
cblr-14234	902	66	transaction	transaction	NOUN
cblr-14234	902	67	with	with	ADP
cblr-14234	902	68	each	each	DET
cblr-14234	902	69	consumer	consumer	NOUN
cblr-14234	902	70	had	have	VERB
cblr-14234	902	71	to	to	PART
cblr-14234	902	72	be	be	AUX
cblr-14234	902	73	individually	individually	ADV
cblr-14234	902	74	negotiated	negotiate	VERB
cblr-14234	902	75	.	.	PUNCT
cblr-14234	902	76	”	"	PUNCT
cblr-14234	902	77	)	)	PUNCT
cblr-14234	902	78	.	.	PUNCT
cblr-14234	903	1	212	212	NUM
cblr-14234	903	2	see	see	VERB
cblr-14234	903	3	shawn	shawn	PROPN
cblr-14234	903	4	burton	burton	PROPN
cblr-14234	903	5	,	,	PUNCT
cblr-14234	903	6	the	the	DET
cblr-14234	903	7	case	case	NOUN
cblr-14234	903	8	for	for	ADP
cblr-14234	903	9	plain	plain	ADJ
cblr-14234	903	10	-	-	PUNCT
cblr-14234	903	11	language	language	NOUN
cblr-14234	903	12	contracts	contract	NOUN
cblr-14234	903	13	,	,	PUNCT
cblr-14234	903	14	8	8	NUM
cblr-14234	903	15	harv	harv	NOUN
cblr-14234	903	16	.	.	PUNCT
cblr-14234	904	1	bus	bus	NOUN
cblr-14234	904	2	.	.	PUNCT
cblr-14234	905	1	rev	rev	PROPN
cblr-14234	905	2	.	.	PROPN
cblr-14234	905	3	134	134	NUM
cblr-14234	905	4	(	(	PUNCT
cblr-14234	905	5	feb	feb	PROPN
cblr-14234	905	6	.	.	PROPN
cblr-14234	905	7	2018	2018	NUM
cblr-14234	905	8	)	)	PUNCT
cblr-14234	905	9	(	(	PUNCT
cblr-14234	905	10	“	"	PUNCT
cblr-14234	905	11	.	.	PUNCT
cblr-14234	905	12	.	.	PUNCT
cblr-14234	905	13	.	.	PUNCT
cblr-14234	906	1	fewer	few	ADJ
cblr-14234	906	2	pages	page	NOUN
cblr-14234	906	3	and	and	CCONJ
cblr-14234	906	4	words	word	NOUN
cblr-14234	906	5	do	do	AUX
cblr-14234	906	6	not	not	PART
cblr-14234	906	7	necessarily	necessarily	ADV
cblr-14234	906	8	make	make	VERB
cblr-14234	906	9	a	a	DET
cblr-14234	906	10	contract	contract	NOUN
cblr-14234	906	11	more	more	ADV
cblr-14234	906	12	comprehensible	comprehensible	ADJ
cblr-14234	906	13	”	"	PUNCT
cblr-14234	906	14	)	)	PUNCT
cblr-14234	906	15	;	;	PUNCT
cblr-14234	906	16	see	see	VERB
cblr-14234	906	17	also	also	ADV
cblr-14234	906	18	kate	kate	PROPN
cblr-14234	906	19	vitasek	vitasek	PROPN
cblr-14234	906	20	,	,	PUNCT
cblr-14234	906	21	plain	plain	ADJ
cblr-14234	906	22	language	language	NOUN
cblr-14234	906	23	contracts	contract	NOUN
cblr-14234	906	24	on	on	ADP
cblr-14234	906	25	the	the	DET
cblr-14234	906	26	rise	rise	NOUN
cblr-14234	906	27	,	,	PUNCT
cblr-14234	906	28	forbes	forbes	PROPN
cblr-14234	906	29	(	(	PUNCT
cblr-14234	906	30	mar	mar	PROPN
cblr-14234	906	31	19	19	NUM
cblr-14234	906	32	,	,	PUNCT
cblr-14234	906	33	2018	2018	NUM
cblr-14234	906	34	,	,	PUNCT
cblr-14234	906	35	7:00	7:00	NUM
cblr-14234	906	36	am	am	NOUN
cblr-14234	906	37	)	)	PUNCT
cblr-14234	906	38	,	,	PUNCT
cblr-14234	906	39	https://www.forbes.com/sites/katevitasek/2018/03/19/plain-language-contracts-onthe-rise/?sh=595b9e1efc66	https://www.forbes.com/sites/katevitasek/2018/03/19/plain-language-contracts-onthe-rise/?sh=595b9e1efc66	PROPN
cblr-14234	907	1	[	[	X
cblr-14234	907	2	https://perma.cc/dwm5-bdqw	https://perma.cc/dwm5-bdqw	X
cblr-14234	907	3	]	]	PUNCT
cblr-14234	907	4	.	.	PUNCT
cblr-14234	908	1	213	213	NUM
cblr-14234	908	2	see	see	VERB
cblr-14234	908	3	2	2	NUM
cblr-14234	908	4	williston	williston	NOUN
cblr-14234	908	5	on	on	ADP
cblr-14234	908	6	contracts	contract	NOUN
cblr-14234	908	7	§	§	PROPN
cblr-14234	908	8	6:3	6:3	NUM
cblr-14234	908	9	(	(	PUNCT
cblr-14234	908	10	4th	4th	ADJ
cblr-14234	908	11	ed	ed	NOUN
cblr-14234	908	12	.	.	PUNCT
cblr-14234	908	13	)	)	PUNCT
cblr-14234	909	1	512	512	NUM
cblr-14234	909	2	columbia	columbia	PROPN
cblr-14234	909	3	business	business	NOUN
cblr-14234	909	4	law	law	PROPN
cblr-14234	909	5	review	review	NOUN
cblr-14234	909	6	[	[	X
cblr-14234	909	7	vol	vol	NOUN
cblr-14234	909	8	.	.	NOUN
cblr-14234	909	9	2024	2024	NUM
cblr-14234	909	10	longstanding	longstanding	ADJ
cblr-14234	909	11	contract	contract	NOUN
cblr-14234	909	12	law	law	NOUN
cblr-14234	909	13	,	,	PUNCT
cblr-14234	909	14	sellers	seller	NOUN
cblr-14234	909	15	need	need	AUX
cblr-14234	909	16	not	not	PART
cblr-14234	909	17	learn	learn	VERB
cblr-14234	909	18	about	about	ADP
cblr-14234	909	19	or	or	CCONJ
cblr-14234	909	20	account	account	VERB
cblr-14234	909	21	for	for	ADP
cblr-14234	909	22	unique	unique	ADJ
cblr-14234	909	23	proclivities	proclivity	NOUN
cblr-14234	909	24	of	of	ADP
cblr-14234	909	25	individual	individual	ADJ
cblr-14234	909	26	consumers	consumer	NOUN
cblr-14234	909	27	.	.	PUNCT
cblr-14234	910	1	the	the	DET
cblr-14234	910	2	“	"	PUNCT
cblr-14234	910	3	average	average	ADJ
cblr-14234	910	4	”	"	PUNCT
cblr-14234	910	5	requirement	requirement	NOUN
cblr-14234	910	6	ensures	ensure	VERB
cblr-14234	910	7	the	the	DET
cblr-14234	910	8	duty	duty	NOUN
cblr-14234	910	9	(	(	PUNCT
cblr-14234	910	10	1	1	X
cblr-14234	910	11	)	)	PUNCT
cblr-14234	910	12	does	do	AUX
cblr-14234	910	13	not	not	PART
cblr-14234	910	14	impose	impose	VERB
cblr-14234	910	15	too	too	ADV
cblr-14234	910	16	large	large	ADJ
cblr-14234	910	17	of	of	ADP
cblr-14234	910	18	a	a	DET
cblr-14234	910	19	burden	burden	NOUN
cblr-14234	910	20	on	on	ADP
cblr-14234	910	21	sellers	seller	NOUN
cblr-14234	910	22	to	to	PART
cblr-14234	910	23	customize	customize	VERB
cblr-14234	910	24	contracts	contract	NOUN
cblr-14234	910	25	to	to	ADP
cblr-14234	910	26	every	every	DET
cblr-14234	910	27	individual	individual	ADJ
cblr-14234	910	28	consumer	consumer	NOUN
cblr-14234	910	29	,	,	PUNCT
cblr-14234	910	30	(	(	PUNCT
cblr-14234	910	31	2	2	X
cblr-14234	910	32	)	)	PUNCT
cblr-14234	910	33	prevents	prevent	VERB
cblr-14234	910	34	the	the	DET
cblr-14234	910	35	temptation	temptation	NOUN
cblr-14234	910	36	for	for	ADP
cblr-14234	910	37	perjury	perjury	NOUN
cblr-14234	910	38	,	,	PUNCT
cblr-14234	910	39	and	and	CCONJ
cblr-14234	910	40	(	(	PUNCT
cblr-14234	910	41	3	3	X
cblr-14234	910	42	)	)	PUNCT
cblr-14234	910	43	protects	protect	VERB
cblr-14234	910	44	stability	stability	NOUN
cblr-14234	910	45	and	and	CCONJ
cblr-14234	910	46	predictability	predictability	NOUN
cblr-14234	910	47	.	.	PUNCT
cblr-14234	911	1	essentially	essentially	ADV
cblr-14234	911	2	,	,	PUNCT
cblr-14234	911	3	if	if	SCONJ
cblr-14234	911	4	the	the	DET
cblr-14234	911	5	average	average	ADJ
cblr-14234	911	6	intended	intend	VERB
cblr-14234	911	7	consumer	consumer	NOUN
cblr-14234	911	8	can	can	AUX
cblr-14234	911	9	not	not	PART
cblr-14234	911	10	understand	understand	VERB
cblr-14234	911	11	the	the	DET
cblr-14234	911	12	contract	contract	NOUN
cblr-14234	911	13	,	,	PUNCT
cblr-14234	911	14	the	the	DET
cblr-14234	911	15	seller	seller	NOUN
cblr-14234	911	16	is	be	AUX
cblr-14234	911	17	on	on	ADP
cblr-14234	911	18	constructive	constructive	ADJ
cblr-14234	911	19	notice	notice	NOUN
cblr-14234	911	20	that	that	SCONJ
cblr-14234	911	21	none	none	NOUN
cblr-14234	911	22	of	of	ADP
cblr-14234	911	23	the	the	DET
cblr-14234	911	24	intended	intend	VERB
cblr-14234	911	25	consumers	consumer	NOUN
cblr-14234	911	26	can	can	AUX
cblr-14234	911	27	manifest	manifest	VERB
cblr-14234	911	28	assent	assent	NOUN
cblr-14234	911	29	.	.	PUNCT
cblr-14234	912	1	second	second	ADJ
cblr-14234	912	2	,	,	PUNCT
cblr-14234	912	3	the	the	DET
cblr-14234	912	4	“	"	PUNCT
cblr-14234	912	5	intended	intended	ADJ
cblr-14234	912	6	consumer	consumer	NOUN
cblr-14234	912	7	”	"	PUNCT
cblr-14234	912	8	requirement	requirement	NOUN
cblr-14234	912	9	focuses	focus	VERB
cblr-14234	912	10	sellers	seller	NOUN
cblr-14234	912	11	on	on	ADP
cblr-14234	912	12	finding	find	VERB
cblr-14234	912	13	the	the	DET
cblr-14234	912	14	approach	approach	NOUN
cblr-14234	912	15	most	most	ADV
cblr-14234	912	16	effective	effective	ADJ
cblr-14234	912	17	for	for	ADP
cblr-14234	912	18	their	their	PRON
cblr-14234	912	19	market	market	NOUN
cblr-14234	912	20	,	,	PUNCT
cblr-14234	912	21	rather	rather	ADV
cblr-14234	912	22	than	than	ADP
cblr-14234	912	23	forcing	force	VERB
cblr-14234	912	24	them	they	PRON
cblr-14234	912	25	to	to	PART
cblr-14234	912	26	use	use	VERB
cblr-14234	912	27	a	a	DET
cblr-14234	912	28	one	one	NUM
cblr-14234	912	29	-	-	PUNCT
cblr-14234	912	30	size	size	NOUN
cblr-14234	912	31	-	-	PUNCT
cblr-14234	912	32	fits	fit	VERB
cblr-14234	912	33	all	all	PRON
cblr-14234	912	34	approach.214	approach.214	ADP
cblr-14234	912	35	one	one	NUM
cblr-14234	912	36	of	of	ADP
cblr-14234	912	37	the	the	DET
cblr-14234	912	38	drawbacks	drawback	NOUN
cblr-14234	912	39	of	of	ADP
cblr-14234	912	40	certain	certain	ADJ
cblr-14234	912	41	standards	standard	NOUN
cblr-14234	912	42	in	in	ADP
cblr-14234	912	43	plain	plain	ADJ
cblr-14234	912	44	language	language	NOUN
cblr-14234	912	45	laws	law	NOUN
cblr-14234	912	46	—	—	PUNCT
cblr-14234	912	47	readability	readability	NOUN
cblr-14234	912	48	,	,	PUNCT
cblr-14234	912	49	features	feature	NOUN
cblr-14234	912	50	,	,	PUNCT
cblr-14234	912	51	and	and	CCONJ
cblr-14234	912	52	hybrid	hybrid	NOUN
cblr-14234	912	53	—	—	PUNCT
cblr-14234	912	54	is	be	AUX
cblr-14234	912	55	that	that	SCONJ
cblr-14234	912	56	they	they	PRON
cblr-14234	912	57	treat	treat	VERB
cblr-14234	912	58	all	all	DET
cblr-14234	912	59	readers	reader	NOUN
cblr-14234	912	60	and	and	CCONJ
cblr-14234	912	61	contracts	contract	NOUN
cblr-14234	912	62	the	the	DET
cblr-14234	912	63	same	same	ADJ
cblr-14234	912	64	,	,	PUNCT
cblr-14234	912	65	essentially	essentially	ADV
cblr-14234	912	66	proposing	propose	VERB
cblr-14234	912	67	a	a	DET
cblr-14234	912	68	single	single	ADJ
cblr-14234	912	69	silver	silver	ADJ
cblr-14234	912	70	-	-	PUNCT
cblr-14234	912	71	bullet	bullet	NOUN
cblr-14234	912	72	solution	solution	NOUN
cblr-14234	912	73	.	.	PUNCT
cblr-14234	913	1	by	by	ADP
cblr-14234	913	2	contrast	contrast	NOUN
cblr-14234	913	3	,	,	PUNCT
cblr-14234	913	4	the	the	DET
cblr-14234	913	5	duty	duty	NOUN
cblr-14234	913	6	matches	match	VERB
cblr-14234	913	7	the	the	DET
cblr-14234	913	8	form	form	NOUN
cblr-14234	913	9	with	with	ADP
cblr-14234	913	10	the	the	DET
cblr-14234	913	11	consumer	consumer	NOUN
cblr-14234	913	12	.	.	PUNCT
cblr-14234	914	1	the	the	DET
cblr-14234	914	2	duty	duty	NOUN
cblr-14234	914	3	accounts	account	VERB
cblr-14234	914	4	for	for	ADP
cblr-14234	914	5	differences	difference	NOUN
cblr-14234	914	6	from	from	ADP
cblr-14234	914	7	the	the	DET
cblr-14234	914	8	way	way	NOUN
cblr-14234	914	9	teenagers	teenager	NOUN
cblr-14234	914	10	read	read	VERB
cblr-14234	914	11	terms	term	NOUN
cblr-14234	914	12	of	of	ADP
cblr-14234	914	13	service	service	NOUN
cblr-14234	914	14	on	on	ADP
cblr-14234	914	15	a	a	DET
cblr-14234	914	16	cell	cell	NOUN
cblr-14234	914	17	phone	phone	NOUN
cblr-14234	914	18	to	to	ADP
cblr-14234	914	19	how	how	SCONJ
cblr-14234	914	20	retirees	retiree	NOUN
cblr-14234	914	21	read	read	VERB
cblr-14234	914	22	homeowners	homeowner	NOUN
cblr-14234	914	23	association	association	NOUN
cblr-14234	914	24	agreements	agreement	NOUN
cblr-14234	914	25	on	on	ADP
cblr-14234	914	26	paper	paper	NOUN
cblr-14234	914	27	.	.	PUNCT
cblr-14234	915	1	for	for	ADP
cblr-14234	915	2	example	example	NOUN
cblr-14234	915	3	,	,	PUNCT
cblr-14234	915	4	technical	technical	ADJ
cblr-14234	915	5	welding	welding	NOUN
cblr-14234	915	6	terms	term	NOUN
cblr-14234	915	7	may	may	AUX
cblr-14234	915	8	be	be	AUX
cblr-14234	915	9	perfectly	perfectly	ADV
cblr-14234	915	10	fine	fine	ADJ
cblr-14234	915	11	in	in	ADP
cblr-14234	915	12	a	a	DET
cblr-14234	915	13	contract	contract	NOUN
cblr-14234	915	14	of	of	ADP
cblr-14234	915	15	adhesion	adhesion	NOUN
cblr-14234	915	16	between	between	ADP
cblr-14234	915	17	a	a	DET
cblr-14234	915	18	welding	welding	NOUN
cblr-14234	915	19	company	company	NOUN
cblr-14234	915	20	and	and	CCONJ
cblr-14234	915	21	contractors	contractor	NOUN
cblr-14234	915	22	it	it	PRON
cblr-14234	915	23	hires	hire	VERB
cblr-14234	915	24	if	if	SCONJ
cblr-14234	915	25	the	the	DET
cblr-14234	915	26	contractors	contractor	NOUN
cblr-14234	915	27	are	be	AUX
cblr-14234	915	28	welders	welder	NOUN
cblr-14234	915	29	who	who	PRON
cblr-14234	915	30	understand	understand	VERB
cblr-14234	915	31	those	those	DET
cblr-14234	915	32	terms	term	NOUN
cblr-14234	915	33	.	.	PUNCT
cblr-14234	916	1	and	and	CCONJ
cblr-14234	916	2	a	a	DET
cblr-14234	916	3	seller	seller	NOUN
cblr-14234	916	4	need	need	AUX
cblr-14234	916	5	not	not	PART
cblr-14234	916	6	translate	translate	VERB
cblr-14234	916	7	a	a	DET
cblr-14234	916	8	contract	contract	NOUN
cblr-14234	916	9	into	into	ADP
cblr-14234	916	10	spanish	spanish	NOUN
cblr-14234	916	11	when	when	SCONJ
cblr-14234	916	12	the	the	DET
cblr-14234	916	13	consumers	consumer	NOUN
cblr-14234	916	14	do	do	AUX
cblr-14234	916	15	not	not	PART
cblr-14234	916	16	speak	speak	VERB
cblr-14234	916	17	spanish	spanish	NOUN
cblr-14234	916	18	.	.	PUNCT
cblr-14234	917	1	however	however	ADV
cblr-14234	917	2	,	,	PUNCT
cblr-14234	917	3	a	a	DET
cblr-14234	917	4	seller	seller	NOUN
cblr-14234	917	5	likely	likely	ADV
cblr-14234	917	6	would	would	AUX
cblr-14234	917	7	need	need	VERB
cblr-14234	917	8	to	to	PART
cblr-14234	917	9	offer	offer	VERB
cblr-14234	917	10	a	a	DET
cblr-14234	917	11	contract	contract	NOUN
cblr-14234	917	12	in	in	ADP
cblr-14234	917	13	spanish	spanish	ADJ
cblr-14234	917	14	if	if	SCONJ
cblr-14234	917	15	selling	sell	VERB
cblr-14234	917	16	a	a	DET
cblr-14234	917	17	product	product	NOUN
cblr-14234	917	18	that	that	PRON
cblr-14234	917	19	targets	target	VERB
cblr-14234	917	20	consumers	consumer	NOUN
cblr-14234	917	21	who	who	PRON
cblr-14234	917	22	only	only	ADV
cblr-14234	917	23	speak	speak	VERB
cblr-14234	917	24	spanish	spanish	NOUN
cblr-14234	917	25	.	.	PUNCT
cblr-14234	918	1	this	this	DET
cblr-14234	918	2	component	component	NOUN
cblr-14234	918	3	requires	require	VERB
cblr-14234	918	4	sellers	seller	NOUN
cblr-14234	918	5	to	to	PART
cblr-14234	918	6	learn	learn	VERB
cblr-14234	918	7	about	about	ADP
cblr-14234	918	8	their	their	PRON
cblr-14234	918	9	consumers	consumer	NOUN
cblr-14234	918	10	,	,	PUNCT
cblr-14234	918	11	which	which	PRON
cblr-14234	918	12	they	they	PRON
cblr-14234	918	13	already	already	ADV
cblr-14234	918	14	do	do	VERB
cblr-14234	918	15	as	as	ADP
cblr-14234	918	16	part	part	NOUN
cblr-14234	918	17	of	of	ADP
cblr-14234	918	18	marketing.215	marketing.215	PROPN
cblr-14234	918	19	the	the	DET
cblr-14234	918	20	audience	audience	NOUN
cblr-14234	918	21	component	component	NOUN
cblr-14234	918	22	resembles	resemble	VERB
cblr-14234	918	23	that	that	PRON
cblr-14234	918	24	of	of	ADP
cblr-14234	918	25	214	214	NUM
cblr-14234	918	26	see	see	NOUN
cblr-14234	918	27	,	,	PUNCT
cblr-14234	918	28	e.g.	e.g.	ADV
cblr-14234	918	29	,	,	PUNCT
cblr-14234	919	1	220	220	NUM
cblr-14234	919	2	ill	ill	ADJ
cblr-14234	919	3	.	.	PUNCT
cblr-14234	919	4	comp	comp	PROPN
cblr-14234	919	5	.	.	PUNCT
cblr-14234	920	1	stat	stat	PROPN
cblr-14234	920	2	.	.	PUNCT
cblr-14234	921	1	ann	ann	PROPN
cblr-14234	921	2	.	.	PUNCT
cblr-14234	922	1	5/16	5/16	NUM
cblr-14234	922	2	-	-	PUNCT
cblr-14234	922	3	115a(e)(ii	115a(e)(ii	NUM
cblr-14234	922	4	)	)	PUNCT
cblr-14234	922	5	(	(	PUNCT
cblr-14234	922	6	2023	2023	NUM
cblr-14234	922	7	)	)	PUNCT
cblr-14234	922	8	(	(	PUNCT
cblr-14234	922	9	“	"	PUNCT
cblr-14234	922	10	[	[	X
cblr-14234	922	11	t]his	t]his	DET
cblr-14234	922	12	written	write	VERB
cblr-14234	922	13	information	information	NOUN
cblr-14234	922	14	shall	shall	AUX
cblr-14234	922	15	be	be	AUX
cblr-14234	922	16	provided	provide	VERB
cblr-14234	922	17	in	in	ADP
cblr-14234	922	18	a	a	DET
cblr-14234	922	19	language	language	NOUN
cblr-14234	922	20	in	in	ADP
cblr-14234	922	21	which	which	PRON
cblr-14234	922	22	the	the	DET
cblr-14234	922	23	customer	customer	NOUN
cblr-14234	922	24	subject	subject	ADJ
cblr-14234	922	25	to	to	ADP
cblr-14234	922	26	the	the	DET
cblr-14234	922	27	marketing	marketing	NOUN
cblr-14234	922	28	or	or	CCONJ
cblr-14234	922	29	solicitation	solicitation	NOUN
cblr-14234	922	30	is	be	AUX
cblr-14234	922	31	able	able	ADJ
cblr-14234	922	32	to	to	PART
cblr-14234	922	33	understand	understand	VERB
cblr-14234	922	34	and	and	CCONJ
cblr-14234	922	35	communicate	communicate	VERB
cblr-14234	922	36	.	.	PUNCT
cblr-14234	922	37	.	.	PUNCT
cblr-14234	922	38	.	.	PUNCT
cblr-14234	922	39	.	.	PUNCT
cblr-14234	922	40	”	"	PUNCT
cblr-14234	922	41	)	)	PUNCT
cblr-14234	922	42	.	.	PUNCT
cblr-14234	923	1	215	215	NUM
cblr-14234	923	2	willis	willi	NOUN
cblr-14234	923	3	,	,	PUNCT
cblr-14234	923	4	supra	supra	PROPN
cblr-14234	923	5	note	note	NOUN
cblr-14234	923	6	9	9	NUM
cblr-14234	923	7	,	,	PUNCT
cblr-14234	923	8	at	at	ADP
cblr-14234	923	9	1356	1356	NUM
cblr-14234	923	10	(	(	PUNCT
cblr-14234	923	11	“	"	PUNCT
cblr-14234	923	12	comprehension	comprehension	NOUN
cblr-14234	923	13	standards	standard	NOUN
cblr-14234	923	14	hold	hold	VERB
cblr-14234	923	15	firms	firm	NOUN
cblr-14234	923	16	responsible	responsible	ADJ
cblr-14234	923	17	for	for	ADP
cblr-14234	923	18	reaching	reach	VERB
cblr-14234	923	19	consumers	consumer	NOUN
cblr-14234	923	20	where	where	SCONJ
cblr-14234	923	21	they	they	PRON
cblr-14234	923	22	find	find	VERB
cblr-14234	923	23	them	they	PRON
cblr-14234	923	24	,	,	PUNCT
cblr-14234	923	25	which	which	PRON
cblr-14234	923	26	is	be	AUX
cblr-14234	923	27	where	where	SCONJ
cblr-14234	923	28	firms	firm	NOUN
cblr-14234	923	29	sell	sell	VERB
cblr-14234	923	30	to	to	ADP
cblr-14234	923	31	them	they	PRON
cblr-14234	923	32	.	.	PUNCT
cblr-14234	923	33	”	"	PUNCT
cblr-14234	923	34	)	)	PUNCT
cblr-14234	923	35	;	;	PUNCT
cblr-14234	923	36	u.s	u.s	PROPN
cblr-14234	923	37	.	.	PROPN
cblr-14234	923	38	securities	securities	PROPN
cblr-14234	923	39	and	and	CCONJ
cblr-14234	923	40	exchange	exchange	PROPN
cblr-14234	923	41	commission	commission	PROPN
cblr-14234	923	42	,	,	PUNCT
cblr-14234	923	43	a	a	DET
cblr-14234	923	44	plain	plain	ADJ
cblr-14234	923	45	english	english	ADJ
cblr-14234	923	46	handbook	handbook	NOUN
cblr-14234	923	47	9	9	NUM
cblr-14234	923	48	-	-	SYM
cblr-14234	923	49	10	10	NUM
cblr-14234	923	50	,	,	PUNCT
cblr-14234	923	51	https://www.sec.gov/pdf/handbook.pdf	https://www.sec.gov/pdf/handbook.pdf	PROPN
cblr-14234	924	1	[	[	X
cblr-14234	924	2	https://perma.cc/85w7-8xp4	https://perma.cc/85w7-8xp4	X
cblr-14234	924	3	]	]	X
cblr-14234	924	4	(	(	PUNCT
cblr-14234	924	5	encouraging	encourage	VERB
cblr-14234	924	6	companies	company	NOUN
cblr-14234	924	7	to	to	PART
cblr-14234	924	8	tailor	tailor	VERB
cblr-14234	924	9	communication	communication	NOUN
cblr-14234	924	10	to	to	ADP
cblr-14234	924	11	their	their	PRON
cblr-14234	924	12	investors	investor	NOUN
cblr-14234	924	13	)	)	PUNCT
cblr-14234	924	14	.	.	PUNCT
cblr-14234	925	1	no	no	INTJ
cblr-14234	925	2	.	.	NOUN
cblr-14234	926	1	2	2	NUM
cblr-14234	926	2	]	]	PUNCT
cblr-14234	926	3	the	the	DET
cblr-14234	926	4	duty	duty	NOUN
cblr-14234	926	5	to	to	PART
cblr-14234	926	6	make	make	VERB
cblr-14234	926	7	contracts	contract	NOUN
cblr-14234	926	8	understandable	understandable	ADJ
cblr-14234	926	9	513	513	NUM
cblr-14234	926	10	certain	certain	ADJ
cblr-14234	926	11	descriptive	descriptive	ADJ
cblr-14234	926	12	standards	standard	NOUN
cblr-14234	926	13	in	in	ADP
cblr-14234	926	14	current	current	ADJ
cblr-14234	926	15	united	united	PROPN
cblr-14234	926	16	states	states	PROPN
cblr-14234	926	17	plain	plain	ADJ
cblr-14234	926	18	language	language	NOUN
cblr-14234	926	19	laws216	laws216	PROPN
cblr-14234	926	20	as	as	ADV
cblr-14234	926	21	well	well	ADV
cblr-14234	926	22	as	as	ADP
cblr-14234	926	23	standards	standard	NOUN
cblr-14234	926	24	implemented	implement	VERB
cblr-14234	926	25	abroad.217	abroad.217	NOUN
cblr-14234	926	26	what	what	PRON
cblr-14234	926	27	consumer	consumer	NOUN
cblr-14234	926	28	characteristics	characteristic	NOUN
cblr-14234	926	29	are	be	AUX
cblr-14234	926	30	relevant	relevant	ADJ
cblr-14234	926	31	under	under	ADP
cblr-14234	926	32	the	the	DET
cblr-14234	926	33	average	average	ADJ
cblr-14234	926	34	intended	intend	VERB
cblr-14234	926	35	consumer	consumer	NOUN
cblr-14234	926	36	standard	standard	NOUN
cblr-14234	926	37	?	?	PUNCT
cblr-14234	927	1	this	this	DET
cblr-14234	927	2	article	article	NOUN
cblr-14234	927	3	intentionally	intentionally	ADV
cblr-14234	927	4	leaves	leave	VERB
cblr-14234	927	5	that	that	DET
cblr-14234	927	6	question	question	NOUN
cblr-14234	927	7	open	open	ADJ
cblr-14234	927	8	.	.	PUNCT
cblr-14234	928	1	to	to	PART
cblr-14234	928	2	be	be	AUX
cblr-14234	928	3	sure	sure	ADJ
cblr-14234	928	4	,	,	PUNCT
cblr-14234	928	5	courts	court	NOUN
cblr-14234	928	6	already	already	ADV
cblr-14234	928	7	undergo	undergo	VERB
cblr-14234	928	8	this	this	DET
cblr-14234	928	9	kind	kind	NOUN
cblr-14234	928	10	of	of	ADP
cblr-14234	928	11	inquiry	inquiry	NOUN
cblr-14234	928	12	.	.	PUNCT
cblr-14234	929	1	for	for	ADP
cblr-14234	929	2	example	example	NOUN
cblr-14234	929	3	,	,	PUNCT
cblr-14234	929	4	in	in	ADP
cblr-14234	929	5	unconscionability	unconscionability	NOUN
cblr-14234	929	6	analyses	analysis	NOUN
cblr-14234	929	7	courts	court	NOUN
cblr-14234	929	8	often	often	ADV
cblr-14234	929	9	consider	consider	VERB
cblr-14234	929	10	a	a	DET
cblr-14234	929	11	consumer	consumer	NOUN
cblr-14234	929	12	’s	’s	PART
cblr-14234	929	13	age	age	NOUN
cblr-14234	929	14	,	,	PUNCT
cblr-14234	929	15	literacy	literacy	NOUN
cblr-14234	929	16	,	,	PUNCT
cblr-14234	929	17	business	business	NOUN
cblr-14234	929	18	sophistication	sophistication	NOUN
cblr-14234	929	19	,	,	PUNCT
cblr-14234	929	20	education	education	NOUN
cblr-14234	929	21	,	,	PUNCT
cblr-14234	929	22	and	and	CCONJ
cblr-14234	929	23	socioeconomic	socioeconomic	ADJ
cblr-14234	929	24	status.218	status.218	NOUN
cblr-14234	929	25	but	but	CCONJ
cblr-14234	929	26	whether	whether	SCONJ
cblr-14234	929	27	courts	court	NOUN
cblr-14234	929	28	are	be	AUX
cblr-14234	929	29	considering	consider	VERB
cblr-14234	929	30	the	the	DET
cblr-14234	929	31	right	right	ADJ
cblr-14234	929	32	traits	trait	NOUN
cblr-14234	929	33	in	in	ADP
cblr-14234	929	34	the	the	DET
cblr-14234	929	35	right	right	ADJ
cblr-14234	929	36	circumstances	circumstance	NOUN
cblr-14234	929	37	is	be	AUX
cblr-14234	929	38	unknown.219	unknown.219	ADJ
cblr-14234	929	39	the	the	DET
cblr-14234	929	40	duty	duty	NOUN
cblr-14234	929	41	empowers	empower	NOUN
cblr-14234	929	42	parties	party	NOUN
cblr-14234	929	43	to	to	PART
cblr-14234	929	44	present	present	VERB
cblr-14234	929	45	arguments	argument	NOUN
cblr-14234	929	46	using	use	VERB
cblr-14234	929	47	data	datum	NOUN
cblr-14234	929	48	and	and	CCONJ
cblr-14234	929	49	evidence	evidence	NOUN
cblr-14234	929	50	,	,	PUNCT
cblr-14234	929	51	and	and	CCONJ
cblr-14234	929	52	to	to	PART
cblr-14234	929	53	respond	respond	VERB
cblr-14234	929	54	to	to	ADP
cblr-14234	929	55	opposing	oppose	VERB
cblr-14234	929	56	parties	party	NOUN
cblr-14234	929	57	’	’	PART
cblr-14234	929	58	data	datum	NOUN
cblr-14234	929	59	and	and	CCONJ
cblr-14234	929	60	evidence	evidence	NOUN
cblr-14234	929	61	,	,	PUNCT
cblr-14234	929	62	likely	likely	ADV
cblr-14234	929	63	producing	produce	VERB
cblr-14234	929	64	a	a	DET
cblr-14234	929	65	battle	battle	NOUN
cblr-14234	929	66	of	of	ADP
cblr-14234	929	67	experts.220	experts.220	NOUN
cblr-14234	929	68	over	over	ADP
cblr-14234	929	69	time	time	NOUN
cblr-14234	929	70	those	those	DET
cblr-14234	929	71	battles	battle	NOUN
cblr-14234	929	72	will	will	AUX
cblr-14234	929	73	yield	yield	VERB
cblr-14234	929	74	consensus	consensus	NOUN
cblr-14234	929	75	on	on	ADP
cblr-14234	929	76	what	what	PRON
cblr-14234	929	77	characteristics	characteristic	NOUN
cblr-14234	929	78	matters	matter	NOUN
cblr-14234	929	79	.	.	PUNCT
cblr-14234	930	1	the	the	DET
cblr-14234	930	2	third	third	ADJ
cblr-14234	930	3	component	component	NOUN
cblr-14234	930	4	is	be	AUX
cblr-14234	930	5	standard	standard	ADJ
cblr-14234	930	6	.	.	PUNCT
cblr-14234	931	1	the	the	DET
cblr-14234	931	2	duty	duty	NOUN
cblr-14234	931	3	requires	require	VERB
cblr-14234	931	4	the	the	DET
cblr-14234	931	5	contract	contract	NOUN
cblr-14234	931	6	or	or	CCONJ
cblr-14234	931	7	contract	contract	NOUN
cblr-14234	931	8	clause	clause	NOUN
cblr-14234	931	9	to	to	PART
cblr-14234	931	10	be	be	AUX
cblr-14234	931	11	understandable	understandable	ADJ
cblr-14234	931	12	.	.	PUNCT
cblr-14234	932	1	the	the	DET
cblr-14234	932	2	standard	standard	PROPN
cblr-14234	932	3	marks	mark	VERB
cblr-14234	932	4	a	a	DET
cblr-14234	932	5	partial	partial	ADJ
cblr-14234	932	6	shift	shift	NOUN
cblr-14234	932	7	in	in	ADP
cblr-14234	932	8	longstanding	longstanding	ADJ
cblr-14234	932	9	contract	contract	NOUN
cblr-14234	932	10	law	law	NOUN
cblr-14234	932	11	by	by	ADP
cblr-14234	932	12	drawing	draw	VERB
cblr-14234	932	13	a	a	DET
cblr-14234	932	14	distinction	distinction	NOUN
cblr-14234	932	15	between	between	ADP
cblr-14234	932	16	the	the	DET
cblr-14234	932	17	exercise	exercise	NOUN
cblr-14234	932	18	of	of	ADP
cblr-14234	932	19	consent	consent	NOUN
cblr-14234	932	20	and	and	CCONJ
cblr-14234	932	21	the	the	DET
cblr-14234	932	22	capacity	capacity	NOUN
cblr-14234	932	23	to	to	PART
cblr-14234	932	24	consent	consent	VERB
cblr-14234	932	25	.	.	PUNCT
cblr-14234	933	1	traditionally	traditionally	ADV
cblr-14234	933	2	,	,	PUNCT
cblr-14234	933	3	courts	court	NOUN
cblr-14234	933	4	only	only	ADV
cblr-14234	933	5	looked	look	VERB
cblr-14234	933	6	for	for	ADP
cblr-14234	933	7	216	216	NUM
cblr-14234	933	8	see	see	NOUN
cblr-14234	933	9	,	,	PUNCT
cblr-14234	933	10	e.g.	e.g.	ADV
cblr-14234	933	11	,	,	PUNCT
cblr-14234	934	1	minn	minn	PROPN
cblr-14234	934	2	.	.	PUNCT
cblr-14234	934	3	stat	stat	PROPN
cblr-14234	934	4	.	.	PUNCT
cblr-14234	935	1	ann	ann	PROPN
cblr-14234	935	2	.	.	PUNCT
cblr-14234	936	1	§	§	PROPN
cblr-14234	936	2	17.943	17.943	NUM
cblr-14234	936	3	(	(	PUNCT
cblr-14234	936	4	agricultural	agricultural	ADJ
cblr-14234	936	5	contracts	contract	NOUN
cblr-14234	936	6	must	must	AUX
cblr-14234	936	7	be	be	AUX
cblr-14234	936	8	“	"	PUNCT
cblr-14234	936	9	understandable	understandable	ADJ
cblr-14234	936	10	by	by	ADP
cblr-14234	936	11	a	a	DET
cblr-14234	936	12	person	person	NOUN
cblr-14234	936	13	of	of	ADP
cblr-14234	936	14	average	average	ADJ
cblr-14234	936	15	intelligence	intelligence	NOUN
cblr-14234	936	16	,	,	PUNCT
cblr-14234	936	17	education	education	NOUN
cblr-14234	936	18	,	,	PUNCT
cblr-14234	936	19	and	and	CCONJ
cblr-14234	936	20	experience	experience	NOUN
cblr-14234	936	21	within	within	ADP
cblr-14234	936	22	the	the	DET
cblr-14234	936	23	industry	industry	NOUN
cblr-14234	936	24	”	"	PUNCT
cblr-14234	936	25	)	)	PUNCT
cblr-14234	936	26	.	.	PUNCT
cblr-14234	937	1	217	217	NUM
cblr-14234	937	2	for	for	ADP
cblr-14234	937	3	example	example	NOUN
cblr-14234	937	4	,	,	PUNCT
cblr-14234	937	5	the	the	DET
cblr-14234	937	6	national	national	ADJ
cblr-14234	937	7	credit	credit	PROPN
cblr-14234	937	8	act	act	NOUN
cblr-14234	937	9	of	of	ADP
cblr-14234	937	10	south	south	PROPN
cblr-14234	937	11	africa	africa	PROPN
cblr-14234	937	12	requires	require	VERB
cblr-14234	937	13	credit	credit	NOUN
cblr-14234	937	14	agreements	agreement	NOUN
cblr-14234	937	15	and	and	CCONJ
cblr-14234	937	16	notices	notice	NOUN
cblr-14234	937	17	to	to	PART
cblr-14234	937	18	use	use	VERB
cblr-14234	937	19	plain	plain	ADJ
cblr-14234	937	20	language	language	NOUN
cblr-14234	937	21	,	,	PUNCT
cblr-14234	937	22	which	which	PRON
cblr-14234	937	23	is	be	AUX
cblr-14234	937	24	defined	define	VERB
cblr-14234	937	25	as	as	ADP
cblr-14234	937	26	when	when	SCONJ
cblr-14234	937	27	“	"	PUNCT
cblr-14234	937	28	an	an	DET
cblr-14234	937	29	ordinary	ordinary	ADJ
cblr-14234	937	30	consumer	consumer	NOUN
cblr-14234	937	31	of	of	ADP
cblr-14234	937	32	the	the	DET
cblr-14234	937	33	class	class	NOUN
cblr-14234	937	34	of	of	ADP
cblr-14234	937	35	persons	person	NOUN
cblr-14234	937	36	for	for	ADP
cblr-14234	937	37	whom	whom	PRON
cblr-14234	937	38	the	the	DET
cblr-14234	937	39	document	document	NOUN
cblr-14234	937	40	is	be	AUX
cblr-14234	937	41	intended	intend	VERB
cblr-14234	937	42	,	,	PUNCT
cblr-14234	937	43	with	with	ADP
cblr-14234	937	44	average	average	ADJ
cblr-14234	937	45	literacy	literacy	NOUN
cblr-14234	937	46	skills	skill	NOUN
cblr-14234	937	47	and	and	CCONJ
cblr-14234	937	48	minimal	minimal	ADJ
cblr-14234	937	49	credit	credit	NOUN
cblr-14234	937	50	experience	experience	NOUN
cblr-14234	937	51	,	,	PUNCT
cblr-14234	937	52	could	could	AUX
cblr-14234	937	53	be	be	AUX
cblr-14234	937	54	expected	expect	VERB
cblr-14234	937	55	to	to	PART
cblr-14234	937	56	understand	understand	VERB
cblr-14234	937	57	the	the	DET
cblr-14234	937	58	content	content	NOUN
cblr-14234	937	59	,	,	PUNCT
cblr-14234	937	60	significance	significance	NOUN
cblr-14234	937	61	,	,	PUNCT
cblr-14234	937	62	and	and	CCONJ
cblr-14234	937	63	import	import	NOUN
cblr-14234	937	64	of	of	ADP
cblr-14234	937	65	the	the	DET
cblr-14234	937	66	document	document	NOUN
cblr-14234	937	67	without	without	ADP
cblr-14234	937	68	undue	undue	ADJ
cblr-14234	937	69	effort	effort	NOUN
cblr-14234	937	70	.	.	PUNCT
cblr-14234	937	71	”	"	PUNCT
cblr-14234	938	1	national	national	ADJ
cblr-14234	938	2	credit	credit	NOUN
cblr-14234	938	3	act	act	NOUN
cblr-14234	938	4	of	of	ADP
cblr-14234	938	5	south	south	PROPN
cblr-14234	938	6	africa	africa	PROPN
cblr-14234	938	7	,	,	PUNCT
cblr-14234	938	8	no	no	INTJ
cblr-14234	938	9	.	.	NOUN
cblr-14234	938	10	35	35	NUM
cblr-14234	938	11	of	of	ADP
cblr-14234	938	12	2005	2005	NUM
cblr-14234	938	13	,	,	PUNCT
cblr-14234	938	14	§	§	PROPN
cblr-14234	938	15	64	64	NUM
cblr-14234	938	16	,	,	PUNCT
cblr-14234	938	17	https://www.gov.za/sites/default/files/gcis_document/201409/a34050_0.pdf	https://www.gov.za/sites/default/files/gcis_document/201409/a34050_0.pdf	NOUN
cblr-14234	938	18	.	.	PUNCT
cblr-14234	939	1	[	[	X
cblr-14234	939	2	https://perma.cc/j2gq-3tsq	https://perma.cc/j2gq-3tsq	NOUN
cblr-14234	939	3	]	]	PUNCT
cblr-14234	939	4	.	.	PUNCT
cblr-14234	940	1	218	218	NUM
cblr-14234	940	2	lonegrass	lonegrass	NOUN
cblr-14234	940	3	,	,	PUNCT
cblr-14234	940	4	supra	supra	NOUN
cblr-14234	940	5	note	note	NOUN
cblr-14234	940	6	4	4	NUM
cblr-14234	940	7	,	,	PUNCT
cblr-14234	940	8	at	at	ADP
cblr-14234	940	9	9	9	NUM
cblr-14234	940	10	.	.	NOUN
cblr-14234	940	11	219	219	NUM
cblr-14234	940	12	lonegrass	lonegrass	NOUN
cblr-14234	940	13	,	,	PUNCT
cblr-14234	940	14	supra	supra	NOUN
cblr-14234	940	15	note	note	NOUN
cblr-14234	940	16	4	4	NUM
cblr-14234	940	17	,	,	PUNCT
cblr-14234	940	18	at	at	ADP
cblr-14234	940	19	45–46	45–46	NUM
cblr-14234	940	20	(	(	PUNCT
cblr-14234	940	21	“	"	PUNCT
cblr-14234	940	22	however	however	ADV
cblr-14234	940	23	,	,	PUNCT
cblr-14234	940	24	interdisciplinary	interdisciplinary	ADJ
cblr-14234	940	25	research	research	NOUN
cblr-14234	940	26	studying	study	VERB
cblr-14234	940	27	consumer	consumer	NOUN
cblr-14234	940	28	cognition	cognition	NOUN
cblr-14234	940	29	and	and	CCONJ
cblr-14234	940	30	market	market	NOUN
cblr-14234	940	31	forces	force	NOUN
cblr-14234	940	32	demonstrate	demonstrate	VERB
cblr-14234	940	33	that	that	SCONJ
cblr-14234	940	34	the	the	DET
cblr-14234	940	35	traditional	traditional	ADJ
cblr-14234	940	36	objective	objective	ADJ
cblr-14234	940	37	indicia	indicia	NOUN
cblr-14234	940	38	of	of	ADP
cblr-14234	940	39	assent	assent	NOUN
cblr-14234	940	40	seized	seize	VERB
cblr-14234	940	41	upon	upon	SCONJ
cblr-14234	940	42	by	by	ADP
cblr-14234	940	43	most	most	ADJ
cblr-14234	940	44	courts	court	NOUN
cblr-14234	940	45	are	be	AUX
cblr-14234	940	46	not	not	PART
cblr-14234	940	47	useful	useful	ADJ
cblr-14234	940	48	indicators	indicator	NOUN
cblr-14234	940	49	of	of	ADP
cblr-14234	940	50	meaningful	meaningful	ADJ
cblr-14234	940	51	choice	choice	NOUN
cblr-14234	940	52	with	with	ADP
cblr-14234	940	53	respect	respect	NOUN
cblr-14234	940	54	to	to	ADP
cblr-14234	940	55	standard	standard	ADJ
cblr-14234	940	56	form	form	NOUN
cblr-14234	940	57	contracts	contract	NOUN
cblr-14234	940	58	.	.	PUNCT
cblr-14234	940	59	”	"	PUNCT
cblr-14234	940	60	)	)	PUNCT
cblr-14234	940	61	220	220	NUM
cblr-14234	940	62	cf	cf	NOUN
cblr-14234	940	63	.	.	PUNCT
cblr-14234	941	1	garcia	garcia	PROPN
cblr-14234	941	2	v.	v.	ADP
cblr-14234	941	3	omaha	omaha	PROPN
cblr-14234	941	4	prop	prop	PROPN
cblr-14234	941	5	.	.	PROPN
cblr-14234	941	6	&	&	CCONJ
cblr-14234	941	7	cas	cas	PROPN
cblr-14234	941	8	.	.	PROPN
cblr-14234	942	1	ins	ins	PROPN
cblr-14234	942	2	.	.	PUNCT
cblr-14234	942	3	co.	co.	PROPN
cblr-14234	942	4	,	,	PUNCT
cblr-14234	942	5	933	933	NUM
cblr-14234	942	6	f.	f.	PROPN
cblr-14234	942	7	supp	supp	PROPN
cblr-14234	942	8	.	.	PUNCT
cblr-14234	943	1	1064	1064	NUM
cblr-14234	943	2	,	,	PUNCT
cblr-14234	943	3	1069	1069	NUM
cblr-14234	943	4	(	(	PUNCT
cblr-14234	943	5	s.d	s.d	PROPN
cblr-14234	943	6	.	.	PROPN
cblr-14234	943	7	fla	fla	PROPN
cblr-14234	943	8	.	.	PUNCT
cblr-14234	944	1	1995	1995	NUM
cblr-14234	944	2	)	)	PUNCT
cblr-14234	945	1	,	,	PUNCT
cblr-14234	945	2	aff'd	aff'd	NOUN
cblr-14234	945	3	,	,	PUNCT
cblr-14234	945	4	95	95	NUM
cblr-14234	945	5	f.3d	f.3d	NUM
cblr-14234	945	6	58	58	NUM
cblr-14234	945	7	(	(	PUNCT
cblr-14234	945	8	11th	11th	ADJ
cblr-14234	945	9	cir	cir	NOUN
cblr-14234	945	10	.	.	PUNCT
cblr-14234	945	11	1996	1996	NUM
cblr-14234	945	12	)	)	PUNCT
cblr-14234	946	1	(	(	PUNCT
cblr-14234	946	2	rejecting	reject	VERB
cblr-14234	946	3	claims	claim	NOUN
cblr-14234	946	4	of	of	ADP
cblr-14234	946	5	ambiguity	ambiguity	NOUN
cblr-14234	946	6	in	in	ADP
cblr-14234	946	7	insurance	insurance	NOUN
cblr-14234	946	8	policy	policy	NOUN
cblr-14234	946	9	despite	despite	SCONJ
cblr-14234	946	10	testimony	testimony	NOUN
cblr-14234	946	11	from	from	ADP
cblr-14234	946	12	readability	readability	NOUN
cblr-14234	946	13	expert	expert	NOUN
cblr-14234	946	14	because	because	SCONJ
cblr-14234	946	15	other	other	ADJ
cblr-14234	946	16	courts	court	NOUN
cblr-14234	946	17	found	find	VERB
cblr-14234	946	18	the	the	DET
cblr-14234	946	19	same	same	ADJ
cblr-14234	946	20	policy	policy	NOUN
cblr-14234	946	21	unambiguous	unambiguous	ADJ
cblr-14234	946	22	)	)	PUNCT
cblr-14234	946	23	.	.	PUNCT
cblr-14234	947	1	514	514	NUM
cblr-14234	947	2	columbia	columbia	PROPN
cblr-14234	947	3	business	business	NOUN
cblr-14234	947	4	law	law	PROPN
cblr-14234	947	5	review	review	NOUN
cblr-14234	947	6	[	[	X
cblr-14234	947	7	vol	vol	NOUN
cblr-14234	947	8	.	.	NOUN
cblr-14234	947	9	2024	2024	NUM
cblr-14234	947	10	the	the	DET
cblr-14234	947	11	exercise	exercise	NOUN
cblr-14234	947	12	of	of	ADP
cblr-14234	947	13	consent	consent	NOUN
cblr-14234	947	14	,	,	PUNCT
cblr-14234	947	15	in	in	ADP
cblr-14234	947	16	the	the	DET
cblr-14234	947	17	form	form	NOUN
cblr-14234	947	18	of	of	ADP
cblr-14234	947	19	an	an	DET
cblr-14234	947	20	objective	objective	ADJ
cblr-14234	947	21	manifestation	manifestation	NOUN
cblr-14234	947	22	like	like	ADP
cblr-14234	947	23	a	a	PRON
cblr-14234	947	24	signature,221	signature,221	PRON
cblr-14234	947	25	occasionally	occasionally	ADV
cblr-14234	947	26	conjoined	conjoin	VERB
cblr-14234	947	27	with	with	ADP
cblr-14234	947	28	laws	law	NOUN
cblr-14234	947	29	that	that	PRON
cblr-14234	947	30	required	require	VERB
cblr-14234	947	31	noticeability.222	noticeability.222	NOUN
cblr-14234	947	32	by	by	ADP
cblr-14234	947	33	contrast	contrast	NOUN
cblr-14234	947	34	,	,	PUNCT
cblr-14234	947	35	the	the	DET
cblr-14234	947	36	duty	duty	NOUN
cblr-14234	947	37	’s	’s	PART
cblr-14234	947	38	understanding	understand	VERB
cblr-14234	947	39	component	component	NOUN
cblr-14234	947	40	requires	require	VERB
cblr-14234	947	41	courts	court	NOUN
cblr-14234	947	42	to	to	PART
cblr-14234	947	43	pry	pry	VERB
cblr-14234	947	44	into	into	ADP
cblr-14234	947	45	whether	whether	SCONJ
cblr-14234	947	46	a	a	DET
cblr-14234	947	47	consumer	consumer	NOUN
cblr-14234	947	48	had	have	AUX
cblr-14234	947	49	the	the	DET
cblr-14234	947	50	capacity	capacity	NOUN
cblr-14234	947	51	to	to	PART
cblr-14234	947	52	consent	consent	VERB
cblr-14234	947	53	given	give	VERB
cblr-14234	947	54	every	every	DET
cblr-14234	947	55	aspect	aspect	NOUN
cblr-14234	947	56	of	of	ADP
cblr-14234	947	57	the	the	DET
cblr-14234	947	58	contract	contract	NOUN
cblr-14234	947	59	’s	’s	PART
cblr-14234	947	60	architecture	architecture	NOUN
cblr-14234	947	61	.	.	PUNCT
cblr-14234	948	1	consumers	consumer	NOUN
cblr-14234	948	2	can	can	AUX
cblr-14234	948	3	not	not	PART
cblr-14234	948	4	exercise	exercise	VERB
cblr-14234	948	5	consent	consent	NOUN
cblr-14234	948	6	when	when	SCONJ
cblr-14234	948	7	they	they	PRON
cblr-14234	948	8	lack	lack	VERB
cblr-14234	948	9	capacity	capacity	NOUN
cblr-14234	948	10	to	to	PART
cblr-14234	948	11	do	do	VERB
cblr-14234	948	12	so.223	so.223	NOUN
cblr-14234	948	13	if	if	SCONJ
cblr-14234	948	14	the	the	DET
cblr-14234	948	15	seller	seller	NOUN
cblr-14234	948	16	knows	know	VERB
cblr-14234	948	17	or	or	CCONJ
cblr-14234	948	18	should	should	AUX
cblr-14234	948	19	know	know	VERB
cblr-14234	948	20	that	that	SCONJ
cblr-14234	948	21	something	something	PRON
cblr-14234	948	22	about	about	ADP
cblr-14234	948	23	the	the	DET
cblr-14234	948	24	contract	contract	NOUN
cblr-14234	948	25	would	would	AUX
cblr-14234	948	26	cause	cause	VERB
cblr-14234	948	27	the	the	DET
cblr-14234	948	28	average	average	ADJ
cblr-14234	948	29	intended	intended	ADJ
cblr-14234	948	30	consumer	consumer	NOUN
cblr-14234	948	31	to	to	PART
cblr-14234	948	32	not	not	PART
cblr-14234	948	33	understand	understand	VERB
cblr-14234	948	34	the	the	DET
cblr-14234	948	35	contract	contract	NOUN
cblr-14234	948	36	then	then	ADV
cblr-14234	948	37	the	the	DET
cblr-14234	948	38	seller	seller	NOUN
cblr-14234	948	39	knows	know	VERB
cblr-14234	948	40	the	the	DET
cblr-14234	948	41	average	average	ADJ
cblr-14234	948	42	intended	intended	ADJ
cblr-14234	948	43	consumers	consumer	NOUN
cblr-14234	948	44	do	do	AUX
cblr-14234	948	45	not	not	PART
cblr-14234	948	46	have	have	VERB
cblr-14234	948	47	the	the	DET
cblr-14234	948	48	capacity	capacity	NOUN
cblr-14234	948	49	to	to	PART
cblr-14234	948	50	enter	enter	VERB
cblr-14234	948	51	that	that	DET
cblr-14234	948	52	contract.224	contract.224	NOUN
cblr-14234	948	53	such	such	DET
cblr-14234	948	54	a	a	DET
cblr-14234	948	55	performance	performance	NOUN
cblr-14234	948	56	-	-	PUNCT
cblr-14234	948	57	based	base	VERB
cblr-14234	948	58	metric	metric	NOUN
cblr-14234	948	59	is	be	AUX
cblr-14234	948	60	similar	similar	ADJ
cblr-14234	948	61	to	to	ADP
cblr-14234	948	62	ones	one	NOUN
cblr-14234	948	63	used	use	VERB
cblr-14234	948	64	in	in	ADP
cblr-14234	948	65	desegregation	desegregation	NOUN
cblr-14234	948	66	,	,	PUNCT
cblr-14234	948	67	prison	prison	NOUN
cblr-14234	948	68	reform	reform	NOUN
cblr-14234	948	69	,	,	PUNCT
cblr-14234	948	70	environmental	environmental	ADJ
cblr-14234	948	71	law	law	NOUN
cblr-14234	948	72	,	,	PUNCT
cblr-14234	948	73	civil	civil	ADJ
cblr-14234	948	74	and	and	CCONJ
cblr-14234	948	75	constitutional	constitutional	ADJ
cblr-14234	948	76	rights	right	NOUN
cblr-14234	948	77	,	,	PUNCT
cblr-14234	948	78	and	and	CCONJ
cblr-14234	948	79	consumer	consumer	NOUN
cblr-14234	948	80	fraud	fraud	NOUN
cblr-14234	948	81	cases.225	cases.225	PROPN
cblr-14234	948	82	in	in	ADP
cblr-14234	948	83	doing	do	VERB
cblr-14234	948	84	so	so	ADV
cblr-14234	948	85	,	,	PUNCT
cblr-14234	948	86	the	the	DET
cblr-14234	948	87	standard	standard	NOUN
cblr-14234	948	88	allows	allow	VERB
cblr-14234	948	89	courts	court	NOUN
cblr-14234	948	90	to	to	PART
cblr-14234	948	91	consider	consider	VERB
cblr-14234	948	92	what	what	PRON
cblr-14234	948	93	actually	actually	ADV
cblr-14234	948	94	affects	affect	VERB
cblr-14234	948	95	human	human	ADJ
cblr-14234	948	96	understanding	understanding	NOUN
cblr-14234	948	97	.	.	PUNCT
cblr-14234	949	1	for	for	ADP
cblr-14234	949	2	example	example	NOUN
cblr-14234	949	3	,	,	PUNCT
cblr-14234	949	4	parties	party	NOUN
cblr-14234	949	5	can	can	AUX
cblr-14234	949	6	argue	argue	VERB
cblr-14234	949	7	writing	write	VERB
cblr-14234	949	8	features	feature	NOUN
cblr-14234	949	9	that	that	PRON
cblr-14234	949	10	intuitively	intuitively	ADV
cblr-14234	949	11	seem	seem	VERB
cblr-14234	949	12	to	to	PART
cblr-14234	949	13	aid	aid	VERB
cblr-14234	949	14	understanding	understanding	NOUN
cblr-14234	949	15	actually	actually	ADV
cblr-14234	949	16	obfuscate	obfuscate	VERB
cblr-14234	949	17	understanding	understanding	NOUN
cblr-14234	949	18	,	,	PUNCT
cblr-14234	949	19	like	like	ADP
cblr-14234	949	20	attempts	attempt	NOUN
cblr-14234	949	21	at	at	ADP
cblr-14234	949	22	humor	humor	NOUN
cblr-14234	949	23	in	in	ADP
cblr-14234	949	24	221	221	NUM
cblr-14234	949	25	see	see	NOUN
cblr-14234	949	26	also	also	ADV
cblr-14234	949	27	lonegrass	lonegrass	ADJ
cblr-14234	949	28	,	,	PUNCT
cblr-14234	949	29	supra	supra	NOUN
cblr-14234	949	30	note	note	NOUN
cblr-14234	949	31	4	4	NUM
cblr-14234	949	32	,	,	PUNCT
cblr-14234	949	33	at	at	ADP
cblr-14234	949	34	50	50	NUM
cblr-14234	949	35	(	(	PUNCT
cblr-14234	949	36	“	"	PUNCT
cblr-14234	949	37	the	the	DET
cblr-14234	949	38	objective	objective	ADJ
cblr-14234	949	39	theory	theory	NOUN
cblr-14234	949	40	of	of	ADP
cblr-14234	949	41	contract	contract	NOUN
cblr-14234	949	42	formation	formation	NOUN
cblr-14234	949	43	and	and	CCONJ
cblr-14234	949	44	the	the	DET
cblr-14234	949	45	accompanying	accompany	VERB
cblr-14234	949	46	duty	duty	NOUN
cblr-14234	949	47	to	to	PART
cblr-14234	949	48	read	read	VERB
cblr-14234	949	49	prevent	prevent	VERB
cblr-14234	949	50	courts	court	NOUN
cblr-14234	949	51	from	from	ADP
cblr-14234	949	52	looking	look	VERB
cblr-14234	949	53	beyond	beyond	ADP
cblr-14234	949	54	objective	objective	ADJ
cblr-14234	949	55	manifestations	manifestation	NOUN
cblr-14234	949	56	of	of	ADP
cblr-14234	949	57	assent	assent	NOUN
cblr-14234	949	58	to	to	PART
cblr-14234	949	59	determine	determine	VERB
cblr-14234	949	60	if	if	SCONJ
cblr-14234	949	61	the	the	DET
cblr-14234	949	62	consumers	consumer	NOUN
cblr-14234	949	63	understand	understand	VERB
cblr-14234	949	64	contract	contract	NOUN
cblr-14234	949	65	terms	term	NOUN
cblr-14234	949	66	.	.	PUNCT
cblr-14234	949	67	”	"	PUNCT
cblr-14234	949	68	)	)	PUNCT
cblr-14234	949	69	.	.	PUNCT
cblr-14234	950	1	222	222	NUM
cblr-14234	950	2	“	"	PUNCT
cblr-14234	950	3	by	by	ADP
cblr-14234	950	4	focusing	focus	VERB
cblr-14234	950	5	on	on	ADP
cblr-14234	950	6	noticeability	noticeability	NOUN
cblr-14234	950	7	,	,	PUNCT
cblr-14234	950	8	legislatures	legislature	NOUN
cblr-14234	950	9	may	may	AUX
cblr-14234	950	10	ignore	ignore	VERB
cblr-14234	950	11	the	the	DET
cblr-14234	950	12	burden	burden	NOUN
cblr-14234	950	13	of	of	ADP
cblr-14234	950	14	comprehension	comprehension	NOUN
cblr-14234	950	15	that	that	PRON
cblr-14234	950	16	their	their	PRON
cblr-14234	950	17	text	text	NOUN
cblr-14234	950	18	can	can	AUX
cblr-14234	950	19	impose	impose	VERB
cblr-14234	950	20	on	on	ADP
cblr-14234	950	21	readers	reader	NOUN
cblr-14234	950	22	.	.	PUNCT
cblr-14234	950	23	.	.	PUNCT
cblr-14234	950	24	.	.	PUNCT
cblr-14234	950	25	.	.	PUNCT
cblr-14234	951	1	if	if	SCONJ
cblr-14234	951	2	mandated	mandate	VERB
cblr-14234	951	3	communication	communication	NOUN
cblr-14234	951	4	statutes	statute	NOUN
cblr-14234	951	5	are	be	AUX
cblr-14234	951	6	written	write	VERB
cblr-14234	951	7	to	to	ADP
cblr-14234	951	8	speed	speed	NOUN
cblr-14234	951	9	comprehension	comprehension	NOUN
cblr-14234	951	10	,	,	PUNCT
cblr-14234	951	11	they	they	PRON
cblr-14234	951	12	will	will	AUX
cblr-14234	951	13	by	by	ADP
cblr-14234	951	14	definition	definition	NOUN
cblr-14234	951	15	reduce	reduce	VERB
cblr-14234	951	16	the	the	DET
cblr-14234	951	17	time	time	NOUN
cblr-14234	951	18	and	and	CCONJ
cblr-14234	951	19	cognitive	cognitive	ADJ
cblr-14234	951	20	costs	cost	NOUN
cblr-14234	951	21	that	that	PRON
cblr-14234	951	22	readers	reader	NOUN
cblr-14234	951	23	must	must	AUX
cblr-14234	951	24	invest	invest	VERB
cblr-14234	951	25	and	and	CCONJ
cblr-14234	951	26	increase	increase	VERB
cblr-14234	951	27	the	the	DET
cblr-14234	951	28	chance	chance	NOUN
cblr-14234	951	29	that	that	SCONJ
cblr-14234	951	30	readers	reader	NOUN
cblr-14234	951	31	will	will	AUX
cblr-14234	951	32	read	read	VERB
cblr-14234	951	33	and	and	CCONJ
cblr-14234	951	34	understand	understand	VERB
cblr-14234	951	35	the	the	DET
cblr-14234	951	36	information	information	NOUN
cblr-14234	951	37	.	.	PUNCT
cblr-14234	951	38	”	"	PUNCT
cblr-14234	952	1	beazley	beazley	PROPN
cblr-14234	952	2	,	,	PUNCT
cblr-14234	952	3	supra	supra	PROPN
cblr-14234	952	4	note	note	PROPN
cblr-14234	952	5	68	68	NUM
cblr-14234	952	6	,	,	PUNCT
cblr-14234	952	7	at	at	ADP
cblr-14234	952	8	27	27	NUM
cblr-14234	952	9	,	,	PUNCT
cblr-14234	952	10	30	30	NUM
cblr-14234	952	11	.	.	PUNCT
cblr-14234	952	12	223	223	NUM
cblr-14234	952	13	see	see	VERB
cblr-14234	952	14	joanna	joanna	PROPN
cblr-14234	952	15	demaree	demaree	NOUN
cblr-14234	952	16	-	-	PUNCT
cblr-14234	952	17	cotton	cotton	PROPN
cblr-14234	952	18	&	&	CCONJ
cblr-14234	952	19	roseanna	roseanna	PROPN
cblr-14234	952	20	sommers	sommer	NOUN
cblr-14234	952	21	,	,	PUNCT
cblr-14234	952	22	autonomy	autonomy	NOUN
cblr-14234	952	23	and	and	CCONJ
cblr-14234	952	24	the	the	DET
cblr-14234	952	25	folk	folk	NOUN
cblr-14234	952	26	concept	concept	NOUN
cblr-14234	952	27	of	of	ADP
cblr-14234	952	28	valid	valid	ADJ
cblr-14234	952	29	consent	consent	NOUN
cblr-14234	952	30	,	,	PUNCT
cblr-14234	952	31	224	224	NUM
cblr-14234	952	32	cognition	cognition	NOUN
cblr-14234	952	33	1	1	NUM
cblr-14234	952	34	,	,	PUNCT
cblr-14234	952	35	2	2	NUM
cblr-14234	952	36	(	(	PUNCT
cblr-14234	952	37	feb	feb	NOUN
cblr-14234	952	38	.	.	PROPN
cblr-14234	952	39	2022	2022	NUM
cblr-14234	952	40	)	)	PUNCT
cblr-14234	952	41	(	(	PUNCT
cblr-14234	952	42	contrasting	contrast	VERB
cblr-14234	952	43	the	the	DET
cblr-14234	952	44	exercises	exercise	NOUN
cblr-14234	952	45	capacity	capacity	NOUN
cblr-14234	952	46	hypothesis	hypothesis	NOUN
cblr-14234	952	47	that	that	PRON
cblr-14234	952	48	proposes	propose	VERB
cblr-14234	952	49	consent	consent	NOUN
cblr-14234	952	50	is	be	AUX
cblr-14234	952	51	valid	valid	ADJ
cblr-14234	952	52	when	when	SCONJ
cblr-14234	952	53	the	the	DET
cblr-14234	952	54	decision	decision	NOUN
cblr-14234	952	55	to	to	PART
cblr-14234	952	56	consent	consent	VERB
cblr-14234	952	57	is	be	AUX
cblr-14234	952	58	made	make	VERB
cblr-14234	952	59	in	in	ADP
cblr-14234	952	60	an	an	DET
cblr-14234	952	61	autonomous	autonomous	ADJ
cblr-14234	952	62	way	way	NOUN
cblr-14234	952	63	with	with	ADP
cblr-14234	952	64	the	the	DET
cblr-14234	952	65	mere	mere	ADJ
cblr-14234	952	66	capacity	capacity	NOUN
cblr-14234	952	67	hypothesis	hypothesis	NOUN
cblr-14234	952	68	that	that	PRON
cblr-14234	952	69	proposes	propose	VERB
cblr-14234	952	70	consent	consent	NOUN
cblr-14234	952	71	is	be	AUX
cblr-14234	952	72	valid	valid	ADJ
cblr-14234	952	73	when	when	SCONJ
cblr-14234	952	74	the	the	DET
cblr-14234	952	75	consenter	consenter	NOUN
cblr-14234	952	76	possesses	possess	VERB
cblr-14234	952	77	the	the	DET
cblr-14234	952	78	capacity	capacity	NOUN
cblr-14234	952	79	to	to	PART
cblr-14234	952	80	make	make	VERB
cblr-14234	952	81	autonomous	autonomous	ADJ
cblr-14234	952	82	decisions	decision	NOUN
cblr-14234	952	83	)	)	PUNCT
cblr-14234	952	84	.	.	PUNCT
cblr-14234	953	1	224	224	NUM
cblr-14234	953	2	see	see	VERB
cblr-14234	953	3	also	also	ADV
cblr-14234	953	4	lynn	lynn	PROPN
cblr-14234	953	5	b.	b.	PROPN
cblr-14234	953	6	squires	squires	PROPN
cblr-14234	953	7	,	,	PUNCT
cblr-14234	953	8	autopsy	autopsy	ADJ
cblr-14234	953	9	of	of	ADP
cblr-14234	953	10	a	a	DET
cblr-14234	953	11	plain	plain	ADJ
cblr-14234	953	12	english	english	ADJ
cblr-14234	953	13	insurance	insurance	NOUN
cblr-14234	953	14	contract	contract	NOUN
cblr-14234	953	15	:	:	PUNCT
cblr-14234	953	16	can	can	AUX
cblr-14234	953	17	plain	plain	VERB
cblr-14234	953	18	english	english	PROPN
cblr-14234	953	19	survive	survive	VERB
cblr-14234	953	20	proximate	proximate	NOUN
cblr-14234	953	21	cause?–graham	cause?–graham	PROPN
cblr-14234	953	22	v.	v.	ADP
cblr-14234	953	23	public	public	ADJ
cblr-14234	953	24	employees	employee	NOUN
cblr-14234	953	25	mut	mut	PROPN
cblr-14234	953	26	.	.	PUNCT
cblr-14234	954	1	ins	ins	PROPN
cblr-14234	954	2	.	.	PUNCT
cblr-14234	954	3	co.	co.	PROPN
cblr-14234	954	4	,	,	PUNCT
cblr-14234	954	5	98	98	NUM
cblr-14234	954	6	wn.2d	wn.2d	NUM
cblr-14234	954	7	533	533	NUM
cblr-14234	954	8	,	,	PUNCT
cblr-14234	954	9	656	656	NUM
cblr-14234	954	10	p.2d	p.2d	SYM
cblr-14234	954	11	1077	1077	NUM
cblr-14234	954	12	(	(	PUNCT
cblr-14234	954	13	1983	1983	NUM
cblr-14234	954	14	)	)	PUNCT
cblr-14234	954	15	,	,	PUNCT
cblr-14234	954	16	59	59	NUM
cblr-14234	954	17	wash	wash	NOUN
cblr-14234	954	18	.	.	PUNCT
cblr-14234	955	1	l.	l.	PROPN
cblr-14234	955	2	rev	rev	PROPN
cblr-14234	955	3	.	.	PROPN
cblr-14234	955	4	565	565	NUM
cblr-14234	955	5	,	,	PUNCT
cblr-14234	955	6	580–81(1984	580–81(1984	NUM
cblr-14234	955	7	)	)	PUNCT
cblr-14234	955	8	(	(	PUNCT
cblr-14234	955	9	“	"	PUNCT
cblr-14234	955	10	the	the	DET
cblr-14234	955	11	policy	policy	NOUN
cblr-14234	955	12	terms	term	NOUN
cblr-14234	955	13	should	should	AUX
cblr-14234	955	14	be	be	AUX
cblr-14234	955	15	irrelevant	irrelevant	ADJ
cblr-14234	955	16	to	to	ADP
cblr-14234	955	17	a	a	DET
cblr-14234	955	18	coverage	coverage	NOUN
cblr-14234	955	19	dispute	dispute	NOUN
cblr-14234	955	20	if	if	SCONJ
cblr-14234	955	21	an	an	DET
cblr-14234	955	22	insured	insure	VERB
cblr-14234	955	23	can	can	AUX
cblr-14234	955	24	not	not	PART
cblr-14234	955	25	in	in	ADP
cblr-14234	955	26	fairness	fairness	NOUN
cblr-14234	955	27	be	be	AUX
cblr-14234	955	28	held	hold	VERB
cblr-14234	955	29	to	to	ADP
cblr-14234	955	30	a	a	DET
cblr-14234	955	31	duty	duty	NOUN
cblr-14234	955	32	to	to	PART
cblr-14234	955	33	read	read	VERB
cblr-14234	955	34	or	or	CCONJ
cblr-14234	955	35	if	if	SCONJ
cblr-14234	955	36	an	an	DET
cblr-14234	955	37	insured	insured	NOUN
cblr-14234	955	38	would	would	AUX
cblr-14234	955	39	not	not	PART
cblr-14234	955	40	have	have	AUX
cblr-14234	955	41	understood	understand	VERB
cblr-14234	955	42	the	the	DET
cblr-14234	955	43	policy	policy	NOUN
cblr-14234	955	44	if	if	SCONJ
cblr-14234	955	45	read	read	VERB
cblr-14234	955	46	.	.	PUNCT
cblr-14234	955	47	”	"	PUNCT
cblr-14234	955	48	)	)	PUNCT
cblr-14234	955	49	.	.	PUNCT
cblr-14234	956	1	225	225	NUM
cblr-14234	956	2	willis	willi	NOUN
cblr-14234	956	3	,	,	PUNCT
cblr-14234	956	4	supra	supra	PROPN
cblr-14234	956	5	note	note	NOUN
cblr-14234	956	6	76	76	NUM
cblr-14234	956	7	,	,	PUNCT
cblr-14234	956	8	at	at	ADP
cblr-14234	956	9	7	7	NUM
cblr-14234	956	10	,	,	PUNCT
cblr-14234	956	11	30–32	30–32	NUM
cblr-14234	956	12	.	.	PUNCT
cblr-14234	957	1	no	no	INTJ
cblr-14234	957	2	.	.	NOUN
cblr-14234	958	1	2	2	NUM
cblr-14234	958	2	]	]	PUNCT
cblr-14234	958	3	the	the	DET
cblr-14234	958	4	duty	duty	NOUN
cblr-14234	958	5	to	to	PART
cblr-14234	958	6	make	make	VERB
cblr-14234	958	7	contracts	contract	NOUN
cblr-14234	958	8	understandable	understandable	ADJ
cblr-14234	958	9	515	515	NUM
cblr-14234	958	10	a	a	DET
cblr-14234	958	11	contract.226	contract.226	NOUN
cblr-14234	958	12	at	at	ADP
cblr-14234	958	13	the	the	DET
cblr-14234	958	14	same	same	ADJ
cblr-14234	958	15	time	time	NOUN
cblr-14234	958	16	,	,	PUNCT
cblr-14234	958	17	unlike	unlike	ADP
cblr-14234	958	18	many	many	ADJ
cblr-14234	958	19	plain	plain	ADJ
cblr-14234	958	20	language	language	NOUN
cblr-14234	958	21	laws	law	NOUN
cblr-14234	958	22	,	,	PUNCT
cblr-14234	958	23	a	a	DET
cblr-14234	958	24	performance	performance	NOUN
cblr-14234	958	25	-	-	PUNCT
cblr-14234	958	26	based	base	VERB
cblr-14234	958	27	standard	standard	ADJ
cblr-14234	958	28	grants	grant	NOUN
cblr-14234	958	29	sellers	seller	VERB
cblr-14234	958	30	the	the	DET
cblr-14234	958	31	flexibility	flexibility	NOUN
cblr-14234	958	32	and	and	CCONJ
cblr-14234	958	33	inventiveness	inventiveness	NOUN
cblr-14234	958	34	to	to	PART
cblr-14234	958	35	comply	comply	VERB
cblr-14234	958	36	in	in	ADP
cblr-14234	958	37	the	the	DET
cblr-14234	958	38	most	most	ADV
cblr-14234	958	39	efficient	efficient	ADJ
cblr-14234	958	40	and	and	CCONJ
cblr-14234	958	41	effective	effective	ADJ
cblr-14234	958	42	way.227	way.227	NOUN
cblr-14234	958	43	the	the	DET
cblr-14234	958	44	fourth	fourth	ADJ
cblr-14234	958	45	component	component	NOUN
cblr-14234	958	46	is	be	AUX
cblr-14234	958	47	penalty	penalty	NOUN
cblr-14234	958	48	.	.	PUNCT
cblr-14234	959	1	this	this	DET
cblr-14234	959	2	article	article	NOUN
cblr-14234	959	3	contends	contend	VERB
cblr-14234	959	4	the	the	DET
cblr-14234	959	5	opportunity	opportunity	NOUN
cblr-14234	959	6	to	to	PART
cblr-14234	959	7	understand	understand	VERB
cblr-14234	959	8	is	be	AUX
cblr-14234	959	9	essential	essential	ADJ
cblr-14234	959	10	to	to	ADP
cblr-14234	959	11	assent	assent	NOUN
cblr-14234	959	12	and	and	CCONJ
cblr-14234	959	13	assent	assent	NOUN
cblr-14234	959	14	is	be	AUX
cblr-14234	959	15	essential	essential	ADJ
cblr-14234	959	16	to	to	PART
cblr-14234	959	17	contract	contract	VERB
cblr-14234	959	18	formation	formation	NOUN
cblr-14234	959	19	.	.	PUNCT
cblr-14234	960	1	therefore	therefore	ADV
cblr-14234	960	2	,	,	PUNCT
cblr-14234	960	3	a	a	DET
cblr-14234	960	4	breach	breach	NOUN
cblr-14234	960	5	of	of	ADP
cblr-14234	960	6	the	the	DET
cblr-14234	960	7	duty	duty	NOUN
cblr-14234	960	8	prevents	prevent	VERB
cblr-14234	960	9	contract	contract	NOUN
cblr-14234	960	10	formation.228	formation.228	NUM
cblr-14234	960	11	apart	apart	ADV
cblr-14234	960	12	from	from	ADP
cblr-14234	960	13	doctrinal	doctrinal	ADJ
cblr-14234	960	14	cohesion	cohesion	NOUN
cblr-14234	960	15	,	,	PUNCT
cblr-14234	960	16	such	such	DET
cblr-14234	960	17	a	a	DET
cblr-14234	960	18	stiff	stiff	ADJ
cblr-14234	960	19	penalty	penalty	NOUN
cblr-14234	960	20	provides	provide	VERB
cblr-14234	960	21	a	a	DET
cblr-14234	960	22	strong	strong	ADJ
cblr-14234	960	23	incentive	incentive	NOUN
cblr-14234	960	24	to	to	PART
cblr-14234	960	25	comply	comply	VERB
cblr-14234	960	26	.	.	PUNCT
cblr-14234	961	1	moreover	moreover	ADV
cblr-14234	961	2	,	,	PUNCT
cblr-14234	961	3	because	because	SCONJ
cblr-14234	961	4	the	the	DET
cblr-14234	961	5	duty	duty	NOUN
cblr-14234	961	6	applies	apply	VERB
cblr-14234	961	7	to	to	ADP
cblr-14234	961	8	the	the	DET
cblr-14234	961	9	threshold	threshold	NOUN
cblr-14234	961	10	inquiry	inquiry	NOUN
cblr-14234	961	11	of	of	ADP
cblr-14234	961	12	formation	formation	NOUN
cblr-14234	961	13	,	,	PUNCT
cblr-14234	961	14	it	it	PRON
cblr-14234	961	15	is	be	AUX
cblr-14234	961	16	more	more	ADV
cblr-14234	961	17	likely	likely	ADJ
cblr-14234	961	18	to	to	PART
cblr-14234	961	19	be	be	AUX
cblr-14234	961	20	raised	raise	VERB
cblr-14234	961	21	and	and	CCONJ
cblr-14234	961	22	decided	decide	VERB
cblr-14234	961	23	in	in	ADP
cblr-14234	961	24	courts	court	NOUN
cblr-14234	961	25	,	,	PUNCT
cblr-14234	961	26	unlike	unlike	ADP
cblr-14234	961	27	unconscionability	unconscionability	NOUN
cblr-14234	961	28	or	or	CCONJ
cblr-14234	961	29	many	many	ADJ
cblr-14234	961	30	plain	plain	ADJ
cblr-14234	961	31	language	language	NOUN
cblr-14234	961	32	laws	law	NOUN
cblr-14234	961	33	.	.	PUNCT
cblr-14234	962	1	to	to	PART
cblr-14234	962	2	be	be	AUX
cblr-14234	962	3	sure	sure	ADJ
cblr-14234	962	4	,	,	PUNCT
cblr-14234	962	5	remedies	remedy	NOUN
cblr-14234	962	6	like	like	ADP
cblr-14234	962	7	promissory	promissory	NOUN
cblr-14234	962	8	estoppel	estoppel	NOUN
cblr-14234	962	9	and	and	CCONJ
cblr-14234	962	10	other	other	ADJ
cblr-14234	962	11	doctrines	doctrine	NOUN
cblr-14234	962	12	that	that	PRON
cblr-14234	962	13	enforce	enforce	VERB
cblr-14234	962	14	otherwise	otherwise	ADV
cblr-14234	962	15	unenforceable	unenforceable	ADJ
cblr-14234	962	16	contracts	contract	NOUN
cblr-14234	962	17	will	will	AUX
cblr-14234	962	18	help	help	VERB
cblr-14234	962	19	avoid	avoid	VERB
cblr-14234	962	20	windfalls	windfall	NOUN
cblr-14234	962	21	to	to	ADP
cblr-14234	962	22	consumers	consumer	NOUN
cblr-14234	962	23	when	when	SCONJ
cblr-14234	962	24	sellers	seller	NOUN
cblr-14234	962	25	fulfill	fulfill	VERB
cblr-14234	962	26	their	their	PRON
cblr-14234	962	27	promise	promise	NOUN
cblr-14234	962	28	so	so	SCONJ
cblr-14234	962	29	that	that	SCONJ
cblr-14234	962	30	,	,	PUNCT
cblr-14234	962	31	for	for	ADP
cblr-14234	962	32	example	example	NOUN
cblr-14234	962	33	,	,	PUNCT
cblr-14234	962	34	a	a	DET
cblr-14234	962	35	tenant	tenant	NOUN
cblr-14234	962	36	can	can	AUX
cblr-14234	962	37	not	not	PART
cblr-14234	962	38	stop	stop	VERB
cblr-14234	962	39	paying	pay	VERB
cblr-14234	962	40	rent	rent	NOUN
cblr-14234	962	41	just	just	ADV
cblr-14234	962	42	because	because	SCONJ
cblr-14234	962	43	the	the	DET
cblr-14234	962	44	lease	lease	NOUN
cblr-14234	962	45	is	be	AUX
cblr-14234	962	46	incomprehensible.229	incomprehensible.229	NUM
cblr-14234	962	47	plus	plus	NOUN
cblr-14234	962	48	,	,	PUNCT
cblr-14234	962	49	the	the	DET
cblr-14234	962	50	duty	duty	NOUN
cblr-14234	962	51	226	226	NUM
cblr-14234	962	52	becher	becher	PROPN
cblr-14234	962	53	&	&	CCONJ
cblr-14234	962	54	benoliel	benoliel	PROPN
cblr-14234	962	55	,	,	PUNCT
cblr-14234	962	56	supra	supra	PROPN
cblr-14234	962	57	note	note	PROPN
cblr-14234	962	58	5	5	NUM
cblr-14234	962	59	,	,	PUNCT
cblr-14234	962	60	at	at	ADP
cblr-14234	962	61	63–64	63–64	NUM
cblr-14234	962	62	(	(	PUNCT
cblr-14234	962	63	“	"	PUNCT
cblr-14234	962	64	[	[	X
cblr-14234	962	65	f]irms	f]irm	NOUN
cblr-14234	962	66	sometimes	sometimes	ADV
cblr-14234	962	67	utilize	utilize	VERB
cblr-14234	962	68	‘	'	PUNCT
cblr-14234	962	69	wolf	wolf	NOUN
cblr-14234	962	70	in	in	ADP
cblr-14234	962	71	sheep	sheep	NOUN
cblr-14234	962	72	’s	’s	PART
cblr-14234	962	73	clothing	clothing	NOUN
cblr-14234	962	74	’	'	PUNCT
cblr-14234	962	75	contracts	contract	NOUN
cblr-14234	962	76	,	,	PUNCT
cblr-14234	962	77	using	use	VERB
cblr-14234	962	78	humoristic	humoristic	ADJ
cblr-14234	962	79	language	language	NOUN
cblr-14234	962	80	that	that	PRON
cblr-14234	962	81	may	may	AUX
cblr-14234	962	82	cover	cover	VERB
cblr-14234	962	83	up	up	ADP
cblr-14234	962	84	unfair	unfair	ADJ
cblr-14234	962	85	contract	contract	NOUN
cblr-14234	962	86	clauses	clause	NOUN
cblr-14234	962	87	.	.	PUNCT
cblr-14234	962	88	”	"	PUNCT
cblr-14234	962	89	)	)	PUNCT
cblr-14234	962	90	.	.	PUNCT
cblr-14234	963	1	see	see	VERB
cblr-14234	963	2	also	also	ADV
cblr-14234	963	3	matthew	matthew	PROPN
cblr-14234	963	4	s.	s.	PROPN
cblr-14234	963	5	schwartz	schwartz	PROPN
cblr-14234	963	6	,	,	PUNCT
cblr-14234	963	7	when	when	SCONJ
cblr-14234	963	8	not	not	PART
cblr-14234	963	9	reading	read	VERB
cblr-14234	963	10	the	the	DET
cblr-14234	963	11	fine	fine	ADJ
cblr-14234	963	12	print	print	NOUN
cblr-14234	963	13	can	can	AUX
cblr-14234	963	14	cost	cost	VERB
cblr-14234	963	15	your	your	PRON
cblr-14234	963	16	soul	soul	NOUN
cblr-14234	963	17	,	,	PUNCT
cblr-14234	963	18	nat’l	nat’l	NOUN
cblr-14234	963	19	pub	pub	NOUN
cblr-14234	963	20	.	.	PUNCT
cblr-14234	964	1	radio	radio	NOUN
cblr-14234	964	2	(	(	PUNCT
cblr-14234	964	3	mar	mar	PROPN
cblr-14234	964	4	.	.	PROPN
cblr-14234	964	5	8	8	NUM
cblr-14234	964	6	,	,	PUNCT
cblr-14234	964	7	2019	2019	NUM
cblr-14234	964	8	)	)	PUNCT
cblr-14234	964	9	,	,	PUNCT
cblr-14234	965	1	https://www.npr.org/2019/03/08/701417140/when-not-reading-the-fine-printcan-cost-your-soul	https://www.npr.org/2019/03/08/701417140/when-not-reading-the-fine-printcan-cost-your-soul	PROPN
cblr-14234	965	2	[	[	X
cblr-14234	965	3	https://perma.cc/7pc7-k7xs	https://perma.cc/7pc7-k7xs	X
cblr-14234	965	4	]	]	X
cblr-14234	965	5	(	(	PUNCT
cblr-14234	965	6	providing	provide	VERB
cblr-14234	965	7	examples	example	NOUN
cblr-14234	965	8	of	of	ADP
cblr-14234	965	9	humorous	humorous	ADJ
cblr-14234	965	10	and	and	CCONJ
cblr-14234	965	11	presumably	presumably	ADV
cblr-14234	965	12	exaggerated	exaggerated	ADJ
cblr-14234	965	13	provisions	provision	NOUN
cblr-14234	965	14	that	that	PRON
cblr-14234	965	15	companies	company	NOUN
cblr-14234	965	16	have	have	AUX
cblr-14234	965	17	added	add	VERB
cblr-14234	965	18	to	to	ADP
cblr-14234	965	19	standard	standard	ADJ
cblr-14234	965	20	form	form	NOUN
cblr-14234	965	21	contracts	contract	NOUN
cblr-14234	965	22	,	,	PUNCT
cblr-14234	965	23	like	like	ADP
cblr-14234	965	24	ones	one	NOUN
cblr-14234	965	25	agreeing	agree	VERB
cblr-14234	965	26	to	to	PART
cblr-14234	965	27	collect	collect	VERB
cblr-14234	965	28	the	the	DET
cblr-14234	965	29	consumer	consumer	NOUN
cblr-14234	965	30	’s	’s	PART
cblr-14234	965	31	soul	soul	NOUN
cblr-14234	965	32	or	or	CCONJ
cblr-14234	965	33	first	first	ADV
cblr-14234	965	34	-	-	PUNCT
cblr-14234	965	35	born	bear	VERB
cblr-14234	965	36	child	child	NOUN
cblr-14234	965	37	)	)	PUNCT
cblr-14234	965	38	;	;	PUNCT
cblr-14234	965	39	karen	karen	PROPN
cblr-14234	965	40	a.	a.	PROPN
cblr-14234	965	41	schriver	schriver	PROPN
cblr-14234	965	42	,	,	PUNCT
cblr-14234	965	43	plain	plain	ADJ
cblr-14234	965	44	language	language	NOUN
cblr-14234	965	45	in	in	ADP
cblr-14234	965	46	the	the	DET
cblr-14234	965	47	u.s	u.s	PROPN
cblr-14234	965	48	.	.	PROPN
cblr-14234	965	49	gains	gain	NOUN
cblr-14234	965	50	momentum	momentum	NOUN
cblr-14234	965	51	:	:	PUNCT
cblr-14234	965	52	1940	1940	NUM
cblr-14234	965	53	-	-	SYM
cblr-14234	965	54	2015	2015	NUM
cblr-14234	965	55	,	,	PUNCT
cblr-14234	965	56	60	60	NUM
cblr-14234	965	57	ieee	ieee	NOUN
cblr-14234	965	58	trans	tran	NOUN
cblr-14234	965	59	.	.	PUNCT
cblr-14234	966	1	prof	prof	PROPN
cblr-14234	966	2	.	.	PUNCT
cblr-14234	967	1	commun	commun	PROPN
cblr-14234	967	2	.	.	PUNCT
cblr-14234	968	1	343	343	NUM
cblr-14234	968	2	,	,	PUNCT
cblr-14234	968	3	345	345	NUM
cblr-14234	968	4	(	(	PUNCT
cblr-14234	968	5	“	"	PUNCT
cblr-14234	968	6	indeed	indeed	ADV
cblr-14234	968	7	,	,	PUNCT
cblr-14234	968	8	organizations	organization	NOUN
cblr-14234	968	9	may	may	AUX
cblr-14234	968	10	intentionally	intentionally	ADV
cblr-14234	968	11	deceive	deceive	VERB
cblr-14234	968	12	,	,	PUNCT
cblr-14234	968	13	lie	lie	VERB
cblr-14234	968	14	and	and	CCONJ
cblr-14234	968	15	manipulate	manipulate	VERB
cblr-14234	968	16	people	people	NOUN
cblr-14234	968	17	’s	’s	PART
cblr-14234	968	18	thinking	thinking	NOUN
cblr-14234	968	19	using	use	VERB
cblr-14234	968	20	plain	plain	ADJ
cblr-14234	968	21	language	language	NOUN
cblr-14234	968	22	.	.	PUNCT
cblr-14234	968	23	”	"	PUNCT
cblr-14234	968	24	)	)	PUNCT
cblr-14234	968	25	.	.	PUNCT
cblr-14234	969	1	227	227	NUM
cblr-14234	969	2	willis	willi	NOUN
cblr-14234	969	3	,	,	PUNCT
cblr-14234	969	4	supra	supra	PROPN
cblr-14234	969	5	note	note	NOUN
cblr-14234	969	6	9	9	NUM
cblr-14234	969	7	,	,	PUNCT
cblr-14234	969	8	at	at	ADP
cblr-14234	969	9	1356	1356	NUM
cblr-14234	969	10	(	(	PUNCT
cblr-14234	969	11	concluding	conclude	VERB
cblr-14234	969	12	performance	performance	NOUN
cblr-14234	969	13	-	-	PUNCT
cblr-14234	969	14	based	base	VERB
cblr-14234	969	15	standards	standard	NOUN
cblr-14234	969	16	do	do	AUX
cblr-14234	969	17	not	not	PART
cblr-14234	969	18	require	require	VERB
cblr-14234	969	19	maximum	maximum	ADJ
cblr-14234	969	20	depth	depth	NOUN
cblr-14234	969	21	of	of	ADP
cblr-14234	969	22	understanding	understanding	NOUN
cblr-14234	969	23	and	and	CCONJ
cblr-14234	969	24	consumers	consumer	NOUN
cblr-14234	969	25	only	only	ADV
cblr-14234	969	26	need	need	VERB
cblr-14234	969	27	the	the	DET
cblr-14234	969	28	information	information	NOUN
cblr-14234	969	29	most	most	ADV
cblr-14234	969	30	relevant	relevant	ADJ
cblr-14234	969	31	to	to	ADP
cblr-14234	969	32	their	their	PRON
cblr-14234	969	33	own	own	ADJ
cblr-14234	969	34	usage	usage	NOUN
cblr-14234	969	35	)	)	PUNCT
cblr-14234	969	36	]	]	PUNCT
cblr-14234	970	1	228	228	NUM
cblr-14234	970	2	procedurally	procedurally	ADV
cblr-14234	970	3	,	,	PUNCT
cblr-14234	970	4	the	the	DET
cblr-14234	970	5	duty	duty	NOUN
cblr-14234	970	6	could	could	AUX
cblr-14234	970	7	come	come	VERB
cblr-14234	970	8	up	up	ADP
cblr-14234	970	9	in	in	ADP
cblr-14234	970	10	a	a	DET
cblr-14234	970	11	variety	variety	NOUN
cblr-14234	970	12	of	of	ADP
cblr-14234	970	13	ways	way	NOUN
cblr-14234	970	14	.	.	PUNCT
cblr-14234	971	1	for	for	ADP
cblr-14234	971	2	example	example	NOUN
cblr-14234	971	3	,	,	PUNCT
cblr-14234	971	4	a	a	DET
cblr-14234	971	5	defendant	defendant	NOUN
cblr-14234	971	6	might	might	AUX
cblr-14234	971	7	invoke	invoke	VERB
cblr-14234	971	8	it	it	PRON
cblr-14234	971	9	as	as	ADP
cblr-14234	971	10	a	a	DET
cblr-14234	971	11	defense	defense	NOUN
cblr-14234	971	12	to	to	ADP
cblr-14234	971	13	a	a	DET
cblr-14234	971	14	breach	breach	NOUN
cblr-14234	971	15	of	of	ADP
cblr-14234	971	16	contract	contract	NOUN
cblr-14234	971	17	claims	claim	NOUN
cblr-14234	971	18	.	.	PUNCT
cblr-14234	972	1	alternatively	alternatively	ADV
cblr-14234	972	2	,	,	PUNCT
cblr-14234	972	3	a	a	DET
cblr-14234	972	4	plaintiff	plaintiff	NOUN
cblr-14234	972	5	might	might	AUX
cblr-14234	972	6	invoke	invoke	VERB
cblr-14234	972	7	it	it	PRON
cblr-14234	972	8	to	to	PART
cblr-14234	972	9	refute	refute	VERB
cblr-14234	972	10	a	a	DET
cblr-14234	972	11	defendant	defendant	NOUN
cblr-14234	972	12	’s	’s	PART
cblr-14234	972	13	contractual	contractual	PROPN
cblr-14234	972	14	waiver	waiver	NOUN
cblr-14234	972	15	defense	defense	NOUN
cblr-14234	972	16	.	.	PUNCT
cblr-14234	973	1	for	for	ADP
cblr-14234	973	2	example	example	NOUN
cblr-14234	973	3	,	,	PUNCT
cblr-14234	973	4	if	if	SCONJ
cblr-14234	973	5	a	a	DET
cblr-14234	973	6	plaintiff	plaintiff	NOUN
cblr-14234	973	7	sued	sue	VERB
cblr-14234	973	8	a	a	DET
cblr-14234	973	9	company	company	NOUN
cblr-14234	973	10	under	under	ADP
cblr-14234	973	11	a	a	DET
cblr-14234	973	12	claim	claim	NOUN
cblr-14234	973	13	permitting	permit	VERB
cblr-14234	973	14	recovery	recovery	NOUN
cblr-14234	973	15	for	for	ADP
cblr-14234	973	16	acquiring	acquire	VERB
cblr-14234	973	17	personal	personal	ADJ
cblr-14234	973	18	consumer	consumer	NOUN
cblr-14234	973	19	data	datum	NOUN
cblr-14234	973	20	,	,	PUNCT
cblr-14234	973	21	the	the	DET
cblr-14234	973	22	company	company	NOUN
cblr-14234	973	23	might	might	AUX
cblr-14234	973	24	respond	respond	VERB
cblr-14234	973	25	by	by	ADP
cblr-14234	973	26	asserting	assert	VERB
cblr-14234	973	27	the	the	DET
cblr-14234	973	28	consumer	consumer	NOUN
cblr-14234	973	29	contractually	contractually	ADV
cblr-14234	973	30	agreed	agree	VERB
cblr-14234	973	31	to	to	ADP
cblr-14234	973	32	the	the	DET
cblr-14234	973	33	data	data	PROPN
cblr-14234	973	34	’s	’s	PART
cblr-14234	973	35	collection	collection	NOUN
cblr-14234	973	36	,	,	PUNCT
cblr-14234	973	37	while	while	SCONJ
cblr-14234	973	38	the	the	DET
cblr-14234	973	39	plaintiff	plaintiff	NOUN
cblr-14234	973	40	responds	respond	VERB
cblr-14234	973	41	by	by	ADP
cblr-14234	973	42	trying	try	VERB
cblr-14234	973	43	to	to	PART
cblr-14234	973	44	invalidate	invalidate	VERB
cblr-14234	973	45	the	the	DET
cblr-14234	973	46	contract	contract	NOUN
cblr-14234	973	47	by	by	ADP
cblr-14234	973	48	way	way	NOUN
cblr-14234	973	49	of	of	ADP
cblr-14234	973	50	the	the	DET
cblr-14234	973	51	duty	duty	NOUN
cblr-14234	973	52	.	.	PUNCT
cblr-14234	974	1	229	229	NUM
cblr-14234	974	2	4	4	NUM
cblr-14234	974	3	williston	williston	PROPN
cblr-14234	974	4	on	on	ADP
cblr-14234	974	5	contracts	contract	NOUN
cblr-14234	974	6	§	§	PROPN
cblr-14234	974	7	8:4	8:4	NUM
cblr-14234	974	8	(	(	PUNCT
cblr-14234	974	9	4th	4th	ADJ
cblr-14234	974	10	ed	ed	NOUN
cblr-14234	974	11	.	.	PUNCT
cblr-14234	974	12	)	)	PUNCT
cblr-14234	975	1	(	(	PUNCT
cblr-14234	975	2	promissory	promissory	NOUN
cblr-14234	975	3	estoppel	estoppel	NOUN
cblr-14234	975	4	remedy	remedy	NOUN
cblr-14234	975	5	available	available	ADJ
cblr-14234	975	6	when	when	SCONJ
cblr-14234	975	7	a	a	DET
cblr-14234	975	8	promisee	promisee	NOUN
cblr-14234	975	9	justifiably	justifiably	ADV
cblr-14234	975	10	relies	rely	VERB
cblr-14234	975	11	on	on	ADP
cblr-14234	975	12	promisor	promisor	NOUN
cblr-14234	975	13	’s	’s	PART
cblr-14234	975	14	promise	promise	NOUN
cblr-14234	975	15	516	516	NUM
cblr-14234	975	16	columbia	columbia	PROPN
cblr-14234	975	17	business	business	NOUN
cblr-14234	975	18	law	law	NOUN
cblr-14234	975	19	review	review	NOUN
cblr-14234	976	1	[	[	X
cblr-14234	976	2	vol	vol	NOUN
cblr-14234	976	3	.	.	NOUN
cblr-14234	976	4	2024	2024	NUM
cblr-14234	976	5	might	might	AUX
cblr-14234	976	6	only	only	ADV
cblr-14234	976	7	void	void	VERB
cblr-14234	976	8	the	the	DET
cblr-14234	976	9	formation	formation	NOUN
cblr-14234	976	10	of	of	ADP
cblr-14234	976	11	a	a	DET
cblr-14234	976	12	particular	particular	ADJ
cblr-14234	976	13	provision	provision	NOUN
cblr-14234	976	14	,	,	PUNCT
cblr-14234	976	15	rather	rather	ADV
cblr-14234	976	16	than	than	ADP
cblr-14234	976	17	the	the	DET
cblr-14234	976	18	entire	entire	ADJ
cblr-14234	976	19	contract	contract	NOUN
cblr-14234	976	20	,	,	PUNCT
cblr-14234	976	21	unless	unless	SCONJ
cblr-14234	976	22	the	the	DET
cblr-14234	976	23	provision	provision	NOUN
cblr-14234	976	24	was	be	AUX
cblr-14234	976	25	material	material	ADJ
cblr-14234	976	26	.	.	PUNCT
cblr-14234	977	1	b.	b.	VERB
cblr-14234	978	1	the	the	DET
cblr-14234	978	2	duty	duty	NOUN
cblr-14234	978	3	’s	’s	PART
cblr-14234	978	4	benefits	benefit	NOUN
cblr-14234	978	5	recognizing	recognize	VERB
cblr-14234	978	6	the	the	DET
cblr-14234	978	7	duty	duty	NOUN
cblr-14234	978	8	brings	bring	VERB
cblr-14234	978	9	six	six	NUM
cblr-14234	978	10	major	major	ADJ
cblr-14234	978	11	benefits	benefit	NOUN
cblr-14234	978	12	.	.	PUNCT
cblr-14234	979	1	first	first	ADV
cblr-14234	979	2	,	,	PUNCT
cblr-14234	979	3	the	the	DET
cblr-14234	979	4	duty	duty	NOUN
cblr-14234	979	5	helps	help	VERB
cblr-14234	979	6	consumers	consumer	NOUN
cblr-14234	979	7	by	by	ADP
cblr-14234	979	8	protecting	protect	VERB
cblr-14234	979	9	the	the	DET
cblr-14234	979	10	contracting	contracting	NOUN
cblr-14234	979	11	process	process	NOUN
cblr-14234	979	12	’s	’s	PART
cblr-14234	979	13	integrity	integrity	NOUN
cblr-14234	979	14	.	.	PUNCT
cblr-14234	980	1	for	for	ADP
cblr-14234	980	2	example	example	NOUN
cblr-14234	980	3	,	,	PUNCT
cblr-14234	980	4	it	it	PRON
cblr-14234	980	5	protects	protect	VERB
cblr-14234	980	6	consumer	consumer	NOUN
cblr-14234	980	7	privacy	privacy	NOUN
cblr-14234	980	8	and	and	CCONJ
cblr-14234	980	9	helps	help	VERB
cblr-14234	980	10	consumers	consumer	NOUN
cblr-14234	980	11	learn	learn	VERB
cblr-14234	980	12	about	about	ADP
cblr-14234	980	13	the	the	DET
cblr-14234	980	14	kind	kind	NOUN
cblr-14234	980	15	of	of	ADP
cblr-14234	980	16	seller	seller	NOUN
cblr-14234	980	17	they	they	PRON
cblr-14234	980	18	are	be	AUX
cblr-14234	980	19	contracting	contract	VERB
cblr-14234	980	20	with	with	ADP
cblr-14234	980	21	by	by	ADP
cblr-14234	980	22	exposing	expose	VERB
cblr-14234	980	23	a	a	DET
cblr-14234	980	24	seller	seller	NOUN
cblr-14234	980	25	’s	’s	PART
cblr-14234	980	26	use	use	NOUN
cblr-14234	980	27	of	of	ADP
cblr-14234	980	28	technology	technology	NOUN
cblr-14234	980	29	or	or	CCONJ
cblr-14234	980	30	consumer	consumer	NOUN
cblr-14234	980	31	data	datum	NOUN
cblr-14234	980	32	in	in	ADP
cblr-14234	980	33	ways	way	NOUN
cblr-14234	980	34	consumers	consumer	NOUN
cblr-14234	980	35	oppose	oppose	VERB
cblr-14234	980	36	.	.	PUNCT
cblr-14234	981	1	under	under	ADP
cblr-14234	981	2	the	the	DET
cblr-14234	981	3	duty	duty	NOUN
cblr-14234	981	4	,	,	PUNCT
cblr-14234	981	5	whether	whether	SCONJ
cblr-14234	981	6	the	the	DET
cblr-14234	981	7	average	average	ADJ
cblr-14234	981	8	intended	intend	VERB
cblr-14234	981	9	consumer	consumer	NOUN
cblr-14234	981	10	can	can	AUX
cblr-14234	981	11	understand	understand	VERB
cblr-14234	981	12	the	the	DET
cblr-14234	981	13	contract	contract	NOUN
cblr-14234	981	14	is	be	AUX
cblr-14234	981	15	a	a	DET
cblr-14234	981	16	relevant	relevant	ADJ
cblr-14234	981	17	issue	issue	NOUN
cblr-14234	981	18	to	to	ADP
cblr-14234	981	19	determining	determine	VERB
cblr-14234	981	20	contract	contract	NOUN
cblr-14234	981	21	formation	formation	NOUN
cblr-14234	981	22	.	.	PUNCT
cblr-14234	982	1	therefore	therefore	ADV
cblr-14234	982	2	,	,	PUNCT
cblr-14234	982	3	in	in	ADP
cblr-14234	982	4	a	a	DET
cblr-14234	982	5	lawsuit	lawsuit	NOUN
cblr-14234	982	6	the	the	DET
cblr-14234	982	7	duty	duty	NOUN
cblr-14234	982	8	would	would	AUX
cblr-14234	982	9	permit	permit	VERB
cblr-14234	982	10	discovery	discovery	NOUN
cblr-14234	982	11	on	on	ADP
cblr-14234	982	12	understandability.230	understandability.230	PROPN
cblr-14234	982	13	if	if	SCONJ
cblr-14234	982	14	a	a	DET
cblr-14234	982	15	seller	seller	NOUN
cblr-14234	982	16	had	have	AUX
cblr-14234	982	17	run	run	VERB
cblr-14234	982	18	experiments	experiment	NOUN
cblr-14234	982	19	,	,	PUNCT
cblr-14234	982	20	collected	collect	VERB
cblr-14234	982	21	data	datum	NOUN
cblr-14234	982	22	,	,	PUNCT
cblr-14234	982	23	received	receive	VERB
cblr-14234	982	24	feedback	feedback	NOUN
cblr-14234	982	25	,	,	PUNCT
cblr-14234	982	26	or	or	CCONJ
cblr-14234	982	27	hired	hire	VERB
cblr-14234	982	28	consultants	consultant	NOUN
cblr-14234	982	29	to	to	PART
cblr-14234	982	30	opine	opine	VERB
cblr-14234	982	31	on	on	ADP
cblr-14234	982	32	whether	whether	SCONJ
cblr-14234	982	33	the	the	DET
cblr-14234	982	34	contract	contract	NOUN
cblr-14234	982	35	was	be	AUX
cblr-14234	982	36	understandable	understandable	ADJ
cblr-14234	982	37	,	,	PUNCT
cblr-14234	982	38	all	all	DET
cblr-14234	982	39	the	the	DET
cblr-14234	982	40	non	non	ADJ
cblr-14234	982	41	-	-	ADJ
cblr-14234	982	42	privileged	privileged	ADJ
cblr-14234	982	43	information	information	NOUN
cblr-14234	982	44	would	would	AUX
cblr-14234	982	45	be	be	AUX
cblr-14234	982	46	and	and	CCONJ
cblr-14234	982	47	incurs	incur	VERB
cblr-14234	982	48	hardship	hardship	NOUN
cblr-14234	982	49	if	if	SCONJ
cblr-14234	982	50	the	the	DET
cblr-14234	982	51	promise	promise	NOUN
cblr-14234	982	52	is	be	AUX
cblr-14234	982	53	unenforced	unenforced	ADJ
cblr-14234	982	54	)	)	PUNCT
cblr-14234	982	55	;	;	PUNCT
cblr-14234	982	56	i	i	PRON
cblr-14234	982	57	d.	d.	PROPN
cblr-14234	982	58	at	at	ADP
cblr-14234	982	59	§	§	PROPN
cblr-14234	982	60	8:5	8:5	NUM
cblr-14234	982	61	(	(	PUNCT
cblr-14234	982	62	promissory	promissory	NOUN
cblr-14234	982	63	estoppel	estoppel	NOUN
cblr-14234	982	64	applied	apply	VERB
cblr-14234	982	65	“	"	PUNCT
cblr-14234	982	66	when	when	SCONJ
cblr-14234	982	67	there	there	PRON
cblr-14234	982	68	was	be	VERB
cblr-14234	982	69	a	a	DET
cblr-14234	982	70	promise	promise	NOUN
cblr-14234	982	71	which	which	PRON
cblr-14234	982	72	the	the	DET
cblr-14234	982	73	promisor	promisor	NOUN
cblr-14234	982	74	should	should	AUX
cblr-14234	982	75	reasonably	reasonably	ADV
cblr-14234	982	76	have	have	AUX
cblr-14234	982	77	been	be	AUX
cblr-14234	982	78	able	able	ADJ
cblr-14234	982	79	to	to	PART
cblr-14234	982	80	foresee	foresee	VERB
cblr-14234	982	81	would	would	AUX
cblr-14234	982	82	induce	induce	VERB
cblr-14234	982	83	action	action	NOUN
cblr-14234	982	84	or	or	CCONJ
cblr-14234	982	85	forbearance	forbearance	NOUN
cblr-14234	982	86	,	,	PUNCT
cblr-14234	982	87	as	as	ADV
cblr-14234	982	88	long	long	ADV
cblr-14234	982	89	as	as	SCONJ
cblr-14234	982	90	the	the	DET
cblr-14234	982	91	action	action	NOUN
cblr-14234	982	92	or	or	CCONJ
cblr-14234	982	93	forbearance	forbearance	NOUN
cblr-14234	982	94	was	be	AUX
cblr-14234	982	95	of	of	ADP
cblr-14234	982	96	a	a	DET
cblr-14234	982	97	definite	definite	ADJ
cblr-14234	982	98	and	and	CCONJ
cblr-14234	982	99	substantial	substantial	ADJ
cblr-14234	982	100	character	character	NOUN
cblr-14234	982	101	and	and	CCONJ
cblr-14234	982	102	as	as	ADV
cblr-14234	982	103	long	long	ADV
cblr-14234	982	104	as	as	ADP
cblr-14234	982	105	hardship	hardship	NOUN
cblr-14234	982	106	,	,	PUNCT
cblr-14234	982	107	in	in	ADP
cblr-14234	982	108	the	the	DET
cblr-14234	982	109	view	view	NOUN
cblr-14234	982	110	of	of	ADP
cblr-14234	982	111	the	the	DET
cblr-14234	982	112	court	court	NOUN
cblr-14234	982	113	,	,	PUNCT
cblr-14234	982	114	could	could	AUX
cblr-14234	982	115	be	be	AUX
cblr-14234	982	116	avoided	avoid	VERB
cblr-14234	982	117	only	only	ADV
cblr-14234	982	118	by	by	ADP
cblr-14234	982	119	enforcement	enforcement	NOUN
cblr-14234	982	120	of	of	ADP
cblr-14234	982	121	the	the	DET
cblr-14234	982	122	promise	promise	NOUN
cblr-14234	982	123	”	"	PUNCT
cblr-14234	982	124	)	)	PUNCT
cblr-14234	982	125	;	;	PUNCT
cblr-14234	982	126	restatement	restatement	NOUN
cblr-14234	982	127	(	(	PUNCT
cblr-14234	982	128	second	second	ADJ
cblr-14234	982	129	)	)	PUNCT
cblr-14234	982	130	of	of	ADP
cblr-14234	982	131	contracts	contract	NOUN
cblr-14234	982	132	§	§	PROPN
cblr-14234	982	133	90	90	NUM
cblr-14234	982	134	(	(	PUNCT
cblr-14234	982	135	1981	1981	NUM
cblr-14234	982	136	)	)	PUNCT
cblr-14234	982	137	(	(	PUNCT
cblr-14234	982	138	permitting	permit	VERB
cblr-14234	982	139	enforcement	enforcement	NOUN
cblr-14234	982	140	of	of	ADP
cblr-14234	982	141	promises	promise	NOUN
cblr-14234	982	142	that	that	PRON
cblr-14234	982	143	reasonably	reasonably	ADV
cblr-14234	982	144	induce	induce	VERB
cblr-14234	982	145	action	action	NOUN
cblr-14234	982	146	)	)	PUNCT
cblr-14234	982	147	;	;	PUNCT
cblr-14234	982	148	restatement	restatement	NOUN
cblr-14234	982	149	(	(	PUNCT
cblr-14234	982	150	second	second	ADJ
cblr-14234	982	151	)	)	PUNCT
cblr-14234	982	152	of	of	ADP
cblr-14234	982	153	contracts	contract	NOUN
cblr-14234	982	154	§	§	PROPN
cblr-14234	982	155	139	139	NUM
cblr-14234	982	156	(	(	PUNCT
cblr-14234	982	157	1981	1981	NUM
cblr-14234	982	158	)	)	PUNCT
cblr-14234	982	159	(	(	PUNCT
cblr-14234	982	160	enforcement	enforcement	NOUN
cblr-14234	982	161	of	of	ADP
cblr-14234	982	162	promises	promise	NOUN
cblr-14234	982	163	that	that	PRON
cblr-14234	982	164	reasonably	reasonably	ADV
cblr-14234	982	165	induce	induce	VERB
cblr-14234	982	166	action	action	NOUN
cblr-14234	982	167	despite	despite	SCONJ
cblr-14234	982	168	violation	violation	NOUN
cblr-14234	982	169	of	of	ADP
cblr-14234	982	170	statute	statute	NOUN
cblr-14234	982	171	of	of	ADP
cblr-14234	982	172	frauds	fraud	NOUN
cblr-14234	982	173	)	)	PUNCT
cblr-14234	982	174	;	;	PUNCT
cblr-14234	982	175	restatement	restatement	NOUN
cblr-14234	982	176	(	(	PUNCT
cblr-14234	982	177	second	second	ADJ
cblr-14234	982	178	)	)	PUNCT
cblr-14234	982	179	of	of	ADP
cblr-14234	982	180	contracts	contract	NOUN
cblr-14234	982	181	§	§	PROPN
cblr-14234	982	182	86	86	NUM
cblr-14234	982	183	(	(	PUNCT
cblr-14234	982	184	1981	1981	NUM
cblr-14234	982	185	)	)	PUNCT
cblr-14234	982	186	(	(	PUNCT
cblr-14234	982	187	permitting	permit	VERB
cblr-14234	982	188	enforcement	enforcement	NOUN
cblr-14234	982	189	of	of	ADP
cblr-14234	982	190	promises	promise	NOUN
cblr-14234	982	191	based	base	VERB
cblr-14234	982	192	on	on	ADP
cblr-14234	982	193	previous	previous	ADJ
cblr-14234	982	194	benefits	benefit	NOUN
cblr-14234	982	195	received	receive	VERB
cblr-14234	982	196	)	)	PUNCT
cblr-14234	982	197	.	.	PUNCT
cblr-14234	983	1	230	230	NUM
cblr-14234	983	2	fed	fed	PROPN
cblr-14234	983	3	.	.	PUNCT
cblr-14234	984	1	r.	r.	PROPN
cblr-14234	984	2	civ	civ	PROPN
cblr-14234	984	3	.	.	PUNCT
cblr-14234	985	1	p.	p.	NOUN
cblr-14234	985	2	26	26	NUM
cblr-14234	985	3	advisory	advisory	ADJ
cblr-14234	985	4	committee	committee	NOUN
cblr-14234	985	5	's	's	PART
cblr-14234	985	6	note	note	NOUN
cblr-14234	985	7	to	to	ADP
cblr-14234	985	8	1970	1970	NUM
cblr-14234	985	9	amendment	amendment	NOUN
cblr-14234	985	10	.	.	PUNCT
cblr-14234	986	1	(	(	PUNCT
cblr-14234	986	2	“	"	PUNCT
cblr-14234	986	3	materials	material	NOUN
cblr-14234	986	4	assembled	assemble	VERB
cblr-14234	986	5	in	in	ADP
cblr-14234	986	6	the	the	DET
cblr-14234	986	7	ordinary	ordinary	ADJ
cblr-14234	986	8	course	course	NOUN
cblr-14234	986	9	of	of	ADP
cblr-14234	986	10	business	business	NOUN
cblr-14234	986	11	,	,	PUNCT
cblr-14234	986	12	or	or	CCONJ
cblr-14234	986	13	pursuant	pursuant	ADJ
cblr-14234	986	14	to	to	ADP
cblr-14234	986	15	public	public	ADJ
cblr-14234	986	16	requirements	requirement	NOUN
cblr-14234	986	17	unrelated	unrelated	ADJ
cblr-14234	986	18	to	to	ADP
cblr-14234	986	19	litigation	litigation	NOUN
cblr-14234	986	20	,	,	PUNCT
cblr-14234	986	21	or	or	CCONJ
cblr-14234	986	22	for	for	ADP
cblr-14234	986	23	other	other	ADJ
cblr-14234	986	24	nonlitigation	nonlitigation	NOUN
cblr-14234	986	25	purposes	purpose	NOUN
cblr-14234	986	26	are	be	AUX
cblr-14234	986	27	not	not	PART
cblr-14234	986	28	”	"	PUNCT
cblr-14234	986	29	work	work	NOUN
cblr-14234	986	30	product	product	NOUN
cblr-14234	986	31	.	.	PUNCT
cblr-14234	986	32	)	)	PUNCT
cblr-14234	986	33	;	;	PUNCT
cblr-14234	986	34	united	united	PROPN
cblr-14234	986	35	states	states	PROPN
cblr-14234	986	36	v.	v.	ADP
cblr-14234	986	37	adlman	adlman	NOUN
cblr-14234	986	38	,	,	PUNCT
cblr-14234	986	39	134	134	NUM
cblr-14234	986	40	f.3d	f.3d	NUM
cblr-14234	986	41	1194	1194	NUM
cblr-14234	986	42	,	,	PUNCT
cblr-14234	986	43	1197–98	1197–98	NUM
cblr-14234	986	44	(	(	PUNCT
cblr-14234	986	45	2d	2d	NUM
cblr-14234	986	46	cir	cir	NOUN
cblr-14234	986	47	.	.	PUNCT
cblr-14234	986	48	1998	1998	NUM
cblr-14234	986	49	)	)	PUNCT
cblr-14234	986	50	(	(	PUNCT
cblr-14234	986	51	work	work	NOUN
cblr-14234	986	52	product	product	NOUN
cblr-14234	986	53	protection	protection	NOUN
cblr-14234	986	54	only	only	ADV
cblr-14234	986	55	applies	apply	VERB
cblr-14234	986	56	to	to	ADP
cblr-14234	986	57	documents	document	NOUN
cblr-14234	986	58	primarily	primarily	ADV
cblr-14234	986	59	or	or	CCONJ
cblr-14234	986	60	exclusively	exclusively	ADV
cblr-14234	986	61	prepared	prepared	ADJ
cblr-14234	986	62	to	to	PART
cblr-14234	986	63	assist	assist	VERB
cblr-14234	986	64	with	with	ADP
cblr-14234	986	65	litigation	litigation	NOUN
cblr-14234	986	66	)	)	PUNCT
cblr-14234	986	67	;	;	PUNCT
cblr-14234	987	1	united	united	PROPN
cblr-14234	987	2	states	states	PROPN
cblr-14234	987	3	v.	v.	PROPN
cblr-14234	987	4	el	el	PROPN
cblr-14234	987	5	paso	paso	PROPN
cblr-14234	987	6	co.	co.	PROPN
cblr-14234	987	7	,	,	PUNCT
cblr-14234	987	8	682	682	NUM
cblr-14234	987	9	f.2d	f.2d	NOUN
cblr-14234	987	10	530	530	NUM
cblr-14234	987	11	,	,	PUNCT
cblr-14234	987	12	543	543	NUM
cblr-14234	987	13	(	(	PUNCT
cblr-14234	987	14	5th	5th	ADJ
cblr-14234	987	15	cir	cir	NOUN
cblr-14234	987	16	.	.	PROPN
cblr-14234	987	17	1982	1982	NUM
cblr-14234	987	18	)	)	PUNCT
cblr-14234	987	19	(	(	PUNCT
cblr-14234	987	20	holding	hold	VERB
cblr-14234	987	21	that	that	SCONJ
cblr-14234	987	22	a	a	DET
cblr-14234	987	23	document	document	NOUN
cblr-14234	987	24	containing	contain	VERB
cblr-14234	987	25	legal	legal	ADJ
cblr-14234	987	26	analysis	analysis	NOUN
cblr-14234	987	27	but	but	CCONJ
cblr-14234	987	28	prepared	prepare	VERB
cblr-14234	987	29	for	for	ADP
cblr-14234	987	30	a	a	DET
cblr-14234	987	31	business	business	NOUN
cblr-14234	987	32	end	end	NOUN
cblr-14234	987	33	was	be	AUX
cblr-14234	987	34	not	not	PART
cblr-14234	987	35	protected	protect	VERB
cblr-14234	987	36	by	by	ADP
cblr-14234	987	37	attorney	attorney	NOUN
cblr-14234	987	38	-	-	PUNCT
cblr-14234	987	39	client	client	NOUN
cblr-14234	987	40	privilege	privilege	NOUN
cblr-14234	987	41	)	)	PUNCT
cblr-14234	987	42	;	;	PUNCT
cblr-14234	987	43	hercules	hercules	PROPN
cblr-14234	987	44	,	,	PUNCT
cblr-14234	987	45	inc	inc	PROPN
cblr-14234	987	46	.	.	PROPN
cblr-14234	987	47	v.	v.	PROPN
cblr-14234	987	48	exxon	exxon	PROPN
cblr-14234	987	49	corp	corp	PROPN
cblr-14234	987	50	.	.	PROPN
cblr-14234	987	51	,	,	PUNCT
cblr-14234	987	52	434	434	NUM
cblr-14234	987	53	f.	f.	PROPN
cblr-14234	987	54	supp	supp	PROPN
cblr-14234	987	55	.	.	PUNCT
cblr-14234	988	1	136	136	NUM
cblr-14234	988	2	,	,	PUNCT
cblr-14234	988	3	147	147	NUM
cblr-14234	988	4	(	(	PUNCT
cblr-14234	988	5	d.	d.	PROPN
cblr-14234	988	6	del	del	PROPN
cblr-14234	988	7	.	.	PROPN
cblr-14234	988	8	1977	1977	NUM
cblr-14234	988	9	)	)	PUNCT
cblr-14234	988	10	(	(	PUNCT
cblr-14234	988	11	attorney	attorney	NOUN
cblr-14234	988	12	-	-	PUNCT
cblr-14234	988	13	client	client	NOUN
cblr-14234	988	14	privilege	privilege	NOUN
cblr-14234	988	15	does	do	AUX
cblr-14234	988	16	not	not	PART
cblr-14234	988	17	apply	apply	VERB
cblr-14234	988	18	when	when	SCONJ
cblr-14234	988	19	the	the	DET
cblr-14234	988	20	primary	primary	ADJ
cblr-14234	988	21	purpose	purpose	NOUN
cblr-14234	988	22	of	of	ADP
cblr-14234	988	23	communication	communication	NOUN
cblr-14234	988	24	is	be	AUX
cblr-14234	988	25	to	to	PART
cblr-14234	988	26	solicit	solicit	VERB
cblr-14234	988	27	or	or	CCONJ
cblr-14234	988	28	render	render	VERB
cblr-14234	988	29	advice	advice	NOUN
cblr-14234	988	30	on	on	ADP
cblr-14234	988	31	non	non	ADJ
cblr-14234	988	32	-	-	ADJ
cblr-14234	988	33	legal	legal	ADJ
cblr-14234	988	34	matters	matter	NOUN
cblr-14234	988	35	)	)	PUNCT
cblr-14234	988	36	.	.	PUNCT
cblr-14234	989	1	no	no	INTJ
cblr-14234	989	2	.	.	NOUN
cblr-14234	990	1	2	2	NUM
cblr-14234	990	2	]	]	PUNCT
cblr-14234	990	3	the	the	DET
cblr-14234	990	4	duty	duty	NOUN
cblr-14234	990	5	to	to	PART
cblr-14234	990	6	make	make	VERB
cblr-14234	990	7	contracts	contract	NOUN
cblr-14234	990	8	understandable	understandable	ADJ
cblr-14234	990	9	517	517	NUM
cblr-14234	990	10	discoverable.231	discoverable.231	PROPN
cblr-14234	990	11	if	if	SCONJ
cblr-14234	990	12	sellers	seller	NOUN
cblr-14234	990	13	were	be	AUX
cblr-14234	990	14	intentionally	intentionally	ADV
cblr-14234	990	15	designing	design	VERB
cblr-14234	990	16	contracts	contract	NOUN
cblr-14234	990	17	to	to	PART
cblr-14234	990	18	be	be	AUX
cblr-14234	990	19	incomprehensible	incomprehensible	ADJ
cblr-14234	990	20	or	or	CCONJ
cblr-14234	990	21	had	have	AUX
cblr-14234	990	22	replaced	replace	VERB
cblr-14234	990	23	one	one	NUM
cblr-14234	990	24	version	version	NOUN
cblr-14234	990	25	of	of	ADP
cblr-14234	990	26	a	a	DET
cblr-14234	990	27	contract	contract	NOUN
cblr-14234	990	28	with	with	ADP
cblr-14234	990	29	another	another	DET
cblr-14234	990	30	less	less	ADV
cblr-14234	990	31	-	-	PUNCT
cblr-14234	990	32	comprehensible	comprehensible	ADJ
cblr-14234	990	33	version	version	NOUN
cblr-14234	990	34	,	,	PUNCT
cblr-14234	990	35	the	the	DET
cblr-14234	990	36	seller	seller	NOUN
cblr-14234	990	37	could	could	AUX
cblr-14234	990	38	suffer	suffer	VERB
cblr-14234	990	39	reputational	reputational	ADJ
cblr-14234	990	40	harm	harm	NOUN
cblr-14234	990	41	.	.	PUNCT
cblr-14234	991	1	indeed	indeed	ADV
cblr-14234	991	2	,	,	PUNCT
cblr-14234	991	3	litigation	litigation	NOUN
cblr-14234	991	4	may	may	AUX
cblr-14234	991	5	be	be	AUX
cblr-14234	991	6	one	one	NUM
cblr-14234	991	7	of	of	ADP
cblr-14234	991	8	the	the	DET
cblr-14234	991	9	few	few	ADJ
cblr-14234	991	10	ways	way	NOUN
cblr-14234	991	11	the	the	DET
cblr-14234	991	12	public	public	NOUN
cblr-14234	991	13	can	can	AUX
cblr-14234	991	14	learn	learn	VERB
cblr-14234	991	15	about	about	ADP
cblr-14234	991	16	the	the	DET
cblr-14234	991	17	likely	likely	ADJ
cblr-14234	991	18	extensive	extensive	ADJ
cblr-14234	991	19	knowledge	knowledge	NOUN
cblr-14234	991	20	companies	company	NOUN
cblr-14234	991	21	already	already	ADV
cblr-14234	991	22	have	have	VERB
cblr-14234	991	23	on	on	ADP
cblr-14234	991	24	consumer	consumer	NOUN
cblr-14234	991	25	behavior.232	behavior.232	NOUN
cblr-14234	991	26	also	also	ADV
cblr-14234	991	27	,	,	PUNCT
cblr-14234	991	28	if	if	SCONJ
cblr-14234	991	29	consumers	consumer	NOUN
cblr-14234	991	30	read	read	VERB
cblr-14234	991	31	the	the	DET
cblr-14234	991	32	contract	contract	NOUN
cblr-14234	991	33	before	before	ADP
cblr-14234	991	34	entering	enter	VERB
cblr-14234	991	35	it	it	PRON
cblr-14234	991	36	or	or	CCONJ
cblr-14234	991	37	buying	buy	VERB
cblr-14234	991	38	the	the	DET
cblr-14234	991	39	product	product	NOUN
cblr-14234	991	40	or	or	CCONJ
cblr-14234	991	41	service	service	NOUN
cblr-14234	991	42	again	again	ADV
cblr-14234	991	43	,	,	PUNCT
cblr-14234	991	44	the	the	DET
cblr-14234	991	45	duty	duty	NOUN
cblr-14234	991	46	enables	enable	VERB
cblr-14234	991	47	them	they	PRON
cblr-14234	991	48	to	to	PART
cblr-14234	991	49	make	make	VERB
cblr-14234	991	50	more	more	ADV
cblr-14234	991	51	informed	informed	ADJ
cblr-14234	991	52	decisions	decision	NOUN
cblr-14234	991	53	about	about	ADP
cblr-14234	991	54	whether	whether	SCONJ
cblr-14234	991	55	to	to	PART
cblr-14234	991	56	enter	enter	VERB
cblr-14234	991	57	the	the	DET
cblr-14234	991	58	contract	contract	NOUN
cblr-14234	991	59	and	and	CCONJ
cblr-14234	991	60	to	to	PART
cblr-14234	991	61	better	well	ADV
cblr-14234	991	62	compare	compare	VERB
cblr-14234	991	63	competing	compete	VERB
cblr-14234	991	64	products	product	NOUN
cblr-14234	991	65	or	or	CCONJ
cblr-14234	991	66	services.233	services.233	VERB
cblr-14234	991	67	even	even	ADV
cblr-14234	991	68	if	if	SCONJ
cblr-14234	991	69	consumers	consumer	NOUN
cblr-14234	991	70	read	read	VERB
cblr-14234	991	71	the	the	DET
cblr-14234	991	72	contract	contract	NOUN
cblr-14234	991	73	after	after	ADP
cblr-14234	991	74	entering	enter	VERB
cblr-14234	991	75	it	it	PRON
cblr-14234	991	76	,	,	PUNCT
cblr-14234	991	77	the	the	DET
cblr-14234	991	78	duty	duty	NOUN
cblr-14234	991	79	can	can	AUX
cblr-14234	991	80	help	help	VERB
cblr-14234	991	81	them	they	PRON
cblr-14234	991	82	comply	comply	VERB
cblr-14234	991	83	with	with	ADP
cblr-14234	991	84	contract	contract	NOUN
cblr-14234	991	85	terms	term	NOUN
cblr-14234	991	86	(	(	PUNCT
cblr-14234	991	87	if	if	SCONJ
cblr-14234	991	88	they	they	PRON
cblr-14234	991	89	have	have	VERB
cblr-14234	991	90	any	any	DET
cblr-14234	991	91	duties	duty	NOUN
cblr-14234	991	92	)	)	PUNCT
cblr-14234	991	93	and	and	CCONJ
cblr-14234	991	94	understand	understand	VERB
cblr-14234	991	95	whether	whether	SCONJ
cblr-14234	991	96	there	there	PRON
cblr-14234	991	97	has	have	AUX
cblr-14234	991	98	been	be	AUX
cblr-14234	991	99	a	a	DET
cblr-14234	991	100	breach	breach	NOUN
cblr-14234	991	101	by	by	ADP
cblr-14234	991	102	them	they	PRON
cblr-14234	991	103	or	or	CCONJ
cblr-14234	991	104	the	the	DET
cblr-14234	991	105	seller	seller	NOUN
cblr-14234	991	106	.	.	PUNCT
cblr-14234	992	1	notably	notably	ADV
cblr-14234	992	2	,	,	PUNCT
cblr-14234	992	3	the	the	DET
cblr-14234	992	4	duty	duty	NOUN
cblr-14234	992	5	helps	help	VERB
cblr-14234	992	6	all	all	DET
cblr-14234	992	7	consumers	consumer	NOUN
cblr-14234	992	8	.	.	PUNCT
cblr-14234	993	1	often	often	ADV
cblr-14234	993	2	the	the	DET
cblr-14234	993	3	term	term	NOUN
cblr-14234	993	4	“	"	PUNCT
cblr-14234	993	5	consumers	consumer	NOUN
cblr-14234	993	6	”	"	PUNCT
cblr-14234	993	7	is	be	AUX
cblr-14234	993	8	synonymous	synonymous	ADJ
cblr-14234	993	9	with	with	ADP
cblr-14234	993	10	individuals	individual	NOUN
cblr-14234	993	11	.	.	PUNCT
cblr-14234	994	1	here	here	ADV
cblr-14234	994	2	,	,	PUNCT
cblr-14234	994	3	this	this	DET
cblr-14234	994	4	article	article	NOUN
cblr-14234	994	5	intentionally	intentionally	ADV
cblr-14234	994	6	avoids	avoid	VERB
cblr-14234	994	7	that	that	DET
cblr-14234	994	8	alignment	alignment	NOUN
cblr-14234	994	9	.	.	PUNCT
cblr-14234	995	1	businesses	business	NOUN
cblr-14234	995	2	are	be	AUX
cblr-14234	995	3	231	231	NUM
cblr-14234	995	4	see	see	NOUN
cblr-14234	995	5	fed	fed	PROPN
cblr-14234	995	6	.	.	PUNCT
cblr-14234	996	1	r.	r.	PROPN
cblr-14234	996	2	civ	civ	PROPN
cblr-14234	996	3	.	.	PUNCT
cblr-14234	997	1	p.	p.	NOUN
cblr-14234	997	2	26(b	26(b	NUM
cblr-14234	997	3	)	)	PUNCT
cblr-14234	998	1	;	;	PUNCT
cblr-14234	998	2	fed	fed	PROPN
cblr-14234	998	3	.	.	PUNCT
cblr-14234	999	1	r.	r.	PROPN
cblr-14234	999	2	civ	civ	PROPN
cblr-14234	999	3	.	.	PUNCT
cblr-14234	1000	1	p.	p.	NOUN
cblr-14234	1000	2	34(a	34(a	NUM
cblr-14234	1000	3	)	)	PUNCT
cblr-14234	1000	4	.	.	PUNCT
cblr-14234	1001	1	see	see	VERB
cblr-14234	1001	2	also	also	ADV
cblr-14234	1001	3	budnitz	budnitz	NOUN
cblr-14234	1001	4	,	,	PUNCT
cblr-14234	1001	5	supra	supra	PROPN
cblr-14234	1001	6	note	note	NOUN
cblr-14234	1001	7	54	54	NUM
cblr-14234	1001	8	,	,	PUNCT
cblr-14234	1001	9	at	at	ADP
cblr-14234	1001	10	421–22	421–22	NUM
cblr-14234	1001	11	(	(	PUNCT
cblr-14234	1001	12	describing	describe	VERB
cblr-14234	1001	13	how	how	SCONJ
cblr-14234	1001	14	companies	company	NOUN
cblr-14234	1001	15	perform	perform	VERB
cblr-14234	1001	16	research	research	NOUN
cblr-14234	1001	17	to	to	PART
cblr-14234	1001	18	determine	determine	VERB
cblr-14234	1001	19	where	where	SCONJ
cblr-14234	1001	20	consumers	consumer	NOUN
cblr-14234	1001	21	look	look	VERB
cblr-14234	1001	22	on	on	ADP
cblr-14234	1001	23	websites	website	NOUN
cblr-14234	1001	24	,	,	PUNCT
cblr-14234	1001	25	how	how	SCONJ
cblr-14234	1001	26	they	they	PRON
cblr-14234	1001	27	process	process	VERB
cblr-14234	1001	28	information	information	NOUN
cblr-14234	1001	29	,	,	PUNCT
cblr-14234	1001	30	their	their	PRON
cblr-14234	1001	31	preference	preference	NOUN
cblr-14234	1001	32	for	for	ADP
cblr-14234	1001	33	default	default	NOUN
cblr-14234	1001	34	settings	setting	NOUN
cblr-14234	1001	35	,	,	PUNCT
cblr-14234	1001	36	and	and	CCONJ
cblr-14234	1001	37	the	the	DET
cblr-14234	1001	38	use	use	NOUN
cblr-14234	1001	39	of	of	ADP
cblr-14234	1001	40	reference	reference	NOUN
cblr-14234	1001	41	numbers	number	NOUN
cblr-14234	1001	42	)	)	PUNCT
cblr-14234	1001	43	;	;	PUNCT
cblr-14234	1001	44	willis	willis	PROPN
cblr-14234	1001	45	,	,	PUNCT
cblr-14234	1001	46	supra	supra	PROPN
cblr-14234	1001	47	note	note	NOUN
cblr-14234	1001	48	76	76	NUM
cblr-14234	1001	49	,	,	PUNCT
cblr-14234	1001	50	at	at	ADP
cblr-14234	1001	51	11–17	11–17	NUM
cblr-14234	1001	52	(	(	PUNCT
cblr-14234	1001	53	describing	describe	VERB
cblr-14234	1001	54	how	how	SCONJ
cblr-14234	1001	55	records	record	NOUN
cblr-14234	1001	56	of	of	ADP
cblr-14234	1001	57	at&t	at&t	PROPN
cblr-14234	1001	58	testing	testing	NOUN
cblr-14234	1001	59	of	of	ADP
cblr-14234	1001	60	mailings	mailing	NOUN
cblr-14234	1001	61	and	and	CCONJ
cblr-14234	1001	62	contract	contract	NOUN
cblr-14234	1001	63	terms	term	NOUN
cblr-14234	1001	64	were	be	AUX
cblr-14234	1001	65	discovered	discover	VERB
cblr-14234	1001	66	in	in	ADP
cblr-14234	1001	67	litigation	litigation	NOUN
cblr-14234	1001	68	)	)	PUNCT
cblr-14234	1001	69	.	.	PUNCT
cblr-14234	1002	1	232	232	NUM
cblr-14234	1002	2	luguri	luguri	PROPN
cblr-14234	1002	3	&	&	CCONJ
cblr-14234	1002	4	strahilevitz	strahilevitz	PROPN
cblr-14234	1002	5	,	,	PUNCT
cblr-14234	1002	6	supra	supra	PROPN
cblr-14234	1002	7	note	note	NOUN
cblr-14234	1002	8	71	71	NUM
cblr-14234	1002	9	,	,	PUNCT
cblr-14234	1002	10	at	at	ADP
cblr-14234	1002	11	45	45	NUM
cblr-14234	1002	12	(	(	PUNCT
cblr-14234	1002	13	noting	note	VERB
cblr-14234	1002	14	lack	lack	NOUN
cblr-14234	1002	15	of	of	ADP
cblr-14234	1002	16	published	publish	VERB
cblr-14234	1002	17	research	research	NOUN
cblr-14234	1002	18	on	on	ADP
cblr-14234	1002	19	dark	dark	ADJ
cblr-14234	1002	20	pattern	pattern	NOUN
cblr-14234	1002	21	and	and	CCONJ
cblr-14234	1002	22	hypothesizing	hypothesize	VERB
cblr-14234	1002	23	many	many	ADJ
cblr-14234	1002	24	studies	study	NOUN
cblr-14234	1002	25	have	have	AUX
cblr-14234	1002	26	been	be	AUX
cblr-14234	1002	27	done	do	VERB
cblr-14234	1002	28	by	by	ADP
cblr-14234	1002	29	“	"	PUNCT
cblr-14234	1002	30	social	social	ADJ
cblr-14234	1002	31	scientists	scientist	NOUN
cblr-14234	1002	32	working	work	VERB
cblr-14234	1002	33	in	in	ADP
cblr-14234	1002	34	-	-	PUNCT
cblr-14234	1002	35	house	house	NOUN
cblr-14234	1002	36	for	for	ADP
cblr-14234	1002	37	technology	technology	NOUN
cblr-14234	1002	38	and	and	CCONJ
cblr-14234	1002	39	e	e	NOUN
cblr-14234	1002	40	-	-	NOUN
cblr-14234	1002	41	commerce	commerce	NOUN
cblr-14234	1002	42	companies	company	NOUN
cblr-14234	1002	43	.	.	PUNCT
cblr-14234	1002	44	.	.	PUNCT
cblr-14234	1002	45	.	.	PUNCT
cblr-14234	1003	1	.	.	PUNCT
cblr-14234	1004	1	but	but	CCONJ
cblr-14234	1004	2	those	those	DET
cblr-14234	1004	3	social	social	ADJ
cblr-14234	1004	4	scientists	scientist	NOUN
cblr-14234	1004	5	have	have	AUX
cblr-14234	1004	6	had	have	VERB
cblr-14234	1004	7	strong	strong	ADJ
cblr-14234	1004	8	incentives	incentive	NOUN
cblr-14234	1004	9	to	to	PART
cblr-14234	1004	10	suppress	suppress	VERB
cblr-14234	1004	11	the	the	DET
cblr-14234	1004	12	results	result	NOUN
cblr-14234	1004	13	of	of	ADP
cblr-14234	1004	14	their	their	PRON
cblr-14234	1004	15	a	a	DET
cblr-14234	1004	16	-	-	PUNCT
cblr-14234	1004	17	b	b	NOUN
cblr-14234	1004	18	testing	testing	NOUN
cblr-14234	1004	19	of	of	ADP
cblr-14234	1004	20	dark	dark	ADJ
cblr-14234	1004	21	patterns	pattern	NOUN
cblr-14234	1004	22	,	,	PUNCT
cblr-14234	1004	23	so	so	SCONJ
cblr-14234	1004	24	as	as	SCONJ
cblr-14234	1004	25	to	to	PART
cblr-14234	1004	26	preserve	preserve	VERB
cblr-14234	1004	27	data	datum	NOUN
cblr-14234	1004	28	about	about	ADP
cblr-14234	1004	29	the	the	DET
cblr-14234	1004	30	successes	success	NOUN
cblr-14234	1004	31	and	and	CCONJ
cblr-14234	1004	32	failures	failure	NOUN
cblr-14234	1004	33	of	of	ADP
cblr-14234	1004	34	the	the	DET
cblr-14234	1004	35	techniques	technique	NOUN
cblr-14234	1004	36	as	as	ADP
cblr-14234	1004	37	trade	trade	NOUN
cblr-14234	1004	38	secrets	secret	NOUN
cblr-14234	1004	39	and	and	CCONJ
cblr-14234	1004	40	(	(	PUNCT
cblr-14234	1004	41	perhaps	perhaps	ADV
cblr-14234	1004	42	)	)	PUNCT
cblr-14234	1004	43	to	to	PART
cblr-14234	1004	44	stem	stem	VERB
cblr-14234	1004	45	the	the	DET
cblr-14234	1004	46	emergence	emergence	NOUN
cblr-14234	1004	47	of	of	ADP
cblr-14234	1004	48	public	public	ADJ
cblr-14234	1004	49	outrage	outrage	NOUN
cblr-14234	1004	50	and	and	CCONJ
cblr-14234	1004	51	legislative	legislative	ADJ
cblr-14234	1004	52	or	or	CCONJ
cblr-14234	1004	53	regulatory	regulatory	ADJ
cblr-14234	1004	54	responses	response	NOUN
cblr-14234	1004	55	.	.	PUNCT
cblr-14234	1004	56	”	"	PUNCT
cblr-14234	1005	1	)	)	PUNCT
cblr-14234	1005	2	233	233	NUM
cblr-14234	1005	3	see	see	VERB
cblr-14234	1005	4	,	,	PUNCT
cblr-14234	1005	5	e.g.	e.g.	ADV
cblr-14234	1005	6	,	,	PUNCT
cblr-14234	1005	7	donnelly	donnelly	PROPN
cblr-14234	1005	8	v.	v.	PROPN
cblr-14234	1005	9	bauer	bauer	PROPN
cblr-14234	1005	10	,	,	PUNCT
cblr-14234	1005	11	453	453	NUM
cblr-14234	1005	12	pa	pa	NOUN
cblr-14234	1005	13	.	.	PUNCT
cblr-14234	1005	14	super	super	PROPN
cblr-14234	1005	15	.	.	PROPN
cblr-14234	1005	16	396	396	NUM
cblr-14234	1005	17	,	,	PUNCT
cblr-14234	1005	18	412–15	412–15	NUM
cblr-14234	1005	19	,	,	PUNCT
cblr-14234	1005	20	683	683	NUM
cblr-14234	1005	21	a.2d	a.2d	NUM
cblr-14234	1005	22	1242	1242	NUM
cblr-14234	1005	23	,	,	PUNCT
cblr-14234	1005	24	1250–51	1250–51	NUM
cblr-14234	1005	25	(	(	PUNCT
cblr-14234	1005	26	1996	1996	NUM
cblr-14234	1005	27	)	)	PUNCT
cblr-14234	1005	28	(	(	PUNCT
cblr-14234	1005	29	del	del	PROPN
cblr-14234	1005	30	sole	sole	PROPN
cblr-14234	1005	31	,	,	PUNCT
cblr-14234	1005	32	j.	j.	PROPN
cblr-14234	1005	33	,	,	PUNCT
cblr-14234	1005	34	dissenting	dissent	VERB
cblr-14234	1005	35	)	)	PUNCT
cblr-14234	1005	36	(	(	PUNCT
cblr-14234	1005	37	arguing	argue	VERB
cblr-14234	1005	38	that	that	SCONJ
cblr-14234	1005	39	the	the	DET
cblr-14234	1005	40	plain	plain	ADJ
cblr-14234	1005	41	language	language	NOUN
cblr-14234	1005	42	law	law	NOUN
cblr-14234	1005	43	covering	cover	VERB
cblr-14234	1005	44	car	car	NOUN
cblr-14234	1005	45	insurance	insurance	NOUN
cblr-14234	1005	46	notices	notice	NOUN
cblr-14234	1005	47	protects	protect	VERB
cblr-14234	1005	48	“	"	PUNCT
cblr-14234	1005	49	consumers	consumer	NOUN
cblr-14234	1005	50	by	by	ADP
cblr-14234	1005	51	completely	completely	ADV
cblr-14234	1005	52	informing	inform	VERB
cblr-14234	1005	53	them	they	PRON
cblr-14234	1005	54	of	of	ADP
cblr-14234	1005	55	their	their	PRON
cblr-14234	1005	56	choices	choice	NOUN
cblr-14234	1005	57	and	and	CCONJ
cblr-14234	1005	58	the	the	DET
cblr-14234	1005	59	costs	cost	NOUN
cblr-14234	1005	60	associated	associate	VERB
cblr-14234	1005	61	with	with	ADP
cblr-14234	1005	62	each	each	PRON
cblr-14234	1005	63	”	"	PUNCT
cblr-14234	1005	64	without	without	ADP
cblr-14234	1005	65	imposing	impose	VERB
cblr-14234	1005	66	a	a	DET
cblr-14234	1005	67	“	"	PUNCT
cblr-14234	1005	68	costly	costly	ADJ
cblr-14234	1005	69	burden	burden	NOUN
cblr-14234	1005	70	on	on	ADP
cblr-14234	1005	71	insurers	insurer	NOUN
cblr-14234	1005	72	”	"	PUNCT
cblr-14234	1005	73	)	)	PUNCT
cblr-14234	1005	74	;	;	PUNCT
cblr-14234	1005	75	longobardi	longobardi	PROPN
cblr-14234	1005	76	v.	v.	PROPN
cblr-14234	1005	77	chubb	chubb	PROPN
cblr-14234	1005	78	ins	ins	PROPN
cblr-14234	1005	79	.	.	PUNCT
cblr-14234	1005	80	co.	co.	PROPN
cblr-14234	1005	81	of	of	ADP
cblr-14234	1005	82	new	new	PROPN
cblr-14234	1005	83	jersey	jersey	PROPN
cblr-14234	1005	84	,	,	PUNCT
cblr-14234	1005	85	121	121	NUM
cblr-14234	1005	86	n.j	n.j	PROPN
cblr-14234	1005	87	.	.	PROPN
cblr-14234	1005	88	530	530	NUM
cblr-14234	1005	89	,	,	PUNCT
cblr-14234	1005	90	538	538	NUM
cblr-14234	1005	91	,	,	PUNCT
cblr-14234	1005	92	582	582	NUM
cblr-14234	1005	93	a.2d	a.2d	NOUN
cblr-14234	1005	94	1257	1257	NUM
cblr-14234	1005	95	,	,	PUNCT
cblr-14234	1005	96	1261	1261	NUM
cblr-14234	1005	97	(	(	PUNCT
cblr-14234	1005	98	1990	1990	NUM
cblr-14234	1005	99	)	)	PUNCT
cblr-14234	1005	100	(	(	PUNCT
cblr-14234	1005	101	holding	hold	VERB
cblr-14234	1005	102	that	that	SCONJ
cblr-14234	1005	103	the	the	DET
cblr-14234	1005	104	insurance	insurance	NOUN
cblr-14234	1005	105	plain	plain	PROPN
cblr-14234	1005	106	language	language	NOUN
cblr-14234	1005	107	statute	statute	NOUN
cblr-14234	1005	108	reflects	reflect	VERB
cblr-14234	1005	109	“	"	PUNCT
cblr-14234	1005	110	legislative	legislative	ADJ
cblr-14234	1005	111	judgment	judgment	NOUN
cblr-14234	1005	112	that	that	SCONJ
cblr-14234	1005	113	the	the	DET
cblr-14234	1005	114	average	average	ADJ
cblr-14234	1005	115	insured	insure	VERB
cblr-14234	1005	116	can	can	AUX
cblr-14234	1005	117	better	well	ADV
cblr-14234	1005	118	understand	understand	VERB
cblr-14234	1005	119	his	his	PRON
cblr-14234	1005	120	or	or	CCONJ
cblr-14234	1005	121	her	her	PRON
cblr-14234	1005	122	policy	policy	NOUN
cblr-14234	1005	123	if	if	SCONJ
cblr-14234	1005	124	it	it	PRON
cblr-14234	1005	125	avoids	avoid	VERB
cblr-14234	1005	126	confusing	confuse	VERB
cblr-14234	1005	127	cross	cross	NOUN
cblr-14234	1005	128	-	-	NOUN
cblr-14234	1005	129	references	reference	NOUN
cblr-14234	1005	130	,	,	PUNCT
cblr-14234	1005	131	excessively	excessively	ADV
cblr-14234	1005	132	lengthy	lengthy	ADJ
cblr-14234	1005	133	sentences	sentence	NOUN
cblr-14234	1005	134	,	,	PUNCT
cblr-14234	1005	135	exceptions	exception	NOUN
cblr-14234	1005	136	to	to	ADP
cblr-14234	1005	137	exceptions	exception	NOUN
cblr-14234	1005	138	,	,	PUNCT
cblr-14234	1005	139	and	and	CCONJ
cblr-14234	1005	140	words	word	NOUN
cblr-14234	1005	141	that	that	PRON
cblr-14234	1005	142	are	be	AUX
cblr-14234	1005	143	either	either	CCONJ
cblr-14234	1005	144	obsolete	obsolete	ADJ
cblr-14234	1005	145	or	or	CCONJ
cblr-14234	1005	146	have	have	VERB
cblr-14234	1005	147	a	a	DET
cblr-14234	1005	148	legal	legal	ADJ
cblr-14234	1005	149	meaning	meaning	NOUN
cblr-14234	1005	150	different	different	ADJ
cblr-14234	1005	151	from	from	ADP
cblr-14234	1005	152	their	their	PRON
cblr-14234	1005	153	common	common	ADJ
cblr-14234	1005	154	meaning	meaning	NOUN
cblr-14234	1005	155	”	"	PUNCT
cblr-14234	1005	156	)	)	PUNCT
cblr-14234	1005	157	.	.	PUNCT
cblr-14234	1006	1	518	518	NUM
cblr-14234	1006	2	columbia	columbia	PROPN
cblr-14234	1006	3	business	business	NOUN
cblr-14234	1006	4	law	law	PROPN
cblr-14234	1006	5	review	review	NOUN
cblr-14234	1006	6	[	[	X
cblr-14234	1006	7	vol	vol	NOUN
cblr-14234	1006	8	.	.	NOUN
cblr-14234	1006	9	2024	2024	NUM
cblr-14234	1006	10	consumers	consumer	NOUN
cblr-14234	1006	11	too	too	ADV
cblr-14234	1006	12	and	and	CCONJ
cblr-14234	1006	13	they	they	PRON
cblr-14234	1006	14	also	also	ADV
cblr-14234	1006	15	enter	enter	VERB
cblr-14234	1006	16	contracts	contract	NOUN
cblr-14234	1006	17	of	of	ADP
cblr-14234	1006	18	adhesion	adhesion	NOUN
cblr-14234	1006	19	.	.	PUNCT
cblr-14234	1007	1	an	an	DET
cblr-14234	1007	2	individual	individual	NOUN
cblr-14234	1007	3	might	might	AUX
cblr-14234	1007	4	enter	enter	VERB
cblr-14234	1007	5	a	a	DET
cblr-14234	1007	6	contract	contract	NOUN
cblr-14234	1007	7	of	of	ADP
cblr-14234	1007	8	adhesion	adhesion	NOUN
cblr-14234	1007	9	for	for	ADP
cblr-14234	1007	10	a	a	DET
cblr-14234	1007	11	loan	loan	NOUN
cblr-14234	1007	12	with	with	ADP
cblr-14234	1007	13	a	a	DET
cblr-14234	1007	14	bank	bank	NOUN
cblr-14234	1007	15	,	,	PUNCT
cblr-14234	1007	16	who	who	PRON
cblr-14234	1007	17	in	in	ADP
cblr-14234	1007	18	turn	turn	NOUN
cblr-14234	1007	19	has	have	VERB
cblr-14234	1007	20	a	a	DET
cblr-14234	1007	21	contract	contract	NOUN
cblr-14234	1007	22	of	of	ADP
cblr-14234	1007	23	adhesion	adhesion	NOUN
cblr-14234	1007	24	lease	lease	NOUN
cblr-14234	1007	25	with	with	ADP
cblr-14234	1007	26	a	a	DET
cblr-14234	1007	27	landlord	landlord	NOUN
cblr-14234	1007	28	,	,	PUNCT
cblr-14234	1007	29	who	who	PRON
cblr-14234	1007	30	has	have	VERB
cblr-14234	1007	31	a	a	DET
cblr-14234	1007	32	contract	contract	NOUN
cblr-14234	1007	33	of	of	ADP
cblr-14234	1007	34	adhesion	adhesion	NOUN
cblr-14234	1007	35	for	for	ADP
cblr-14234	1007	36	water	water	NOUN
cblr-14234	1007	37	with	with	ADP
cblr-14234	1007	38	the	the	DET
cblr-14234	1007	39	utility	utility	NOUN
cblr-14234	1007	40	company	company	NOUN
cblr-14234	1007	41	,	,	PUNCT
cblr-14234	1007	42	who	who	PRON
cblr-14234	1007	43	has	have	VERB
cblr-14234	1007	44	a	a	DET
cblr-14234	1007	45	contract	contract	NOUN
cblr-14234	1007	46	of	of	ADP
cblr-14234	1007	47	adhesion	adhesion	NOUN
cblr-14234	1007	48	for	for	ADP
cblr-14234	1007	49	internet	internet	NOUN
cblr-14234	1007	50	service	service	NOUN
cblr-14234	1007	51	with	with	ADP
cblr-14234	1007	52	the	the	DET
cblr-14234	1007	53	internet	internet	NOUN
cblr-14234	1007	54	provider	provider	NOUN
cblr-14234	1007	55	,	,	PUNCT
cblr-14234	1007	56	who	who	PRON
cblr-14234	1007	57	entered	enter	VERB
cblr-14234	1007	58	a	a	DET
cblr-14234	1007	59	contract	contract	NOUN
cblr-14234	1007	60	of	of	ADP
cblr-14234	1007	61	adhesion	adhesion	NOUN
cblr-14234	1007	62	for	for	ADP
cblr-14234	1007	63	furniture	furniture	NOUN
cblr-14234	1007	64	with	with	ADP
cblr-14234	1007	65	the	the	DET
cblr-14234	1007	66	office	office	NOUN
cblr-14234	1007	67	furniture	furniture	NOUN
cblr-14234	1007	68	supplier	supplier	NOUN
cblr-14234	1007	69	.	.	PUNCT
cblr-14234	1008	1	business	business	NOUN
cblr-14234	1008	2	-	-	PUNCT
cblr-14234	1008	3	consumers	consumer	NOUN
cblr-14234	1008	4	often	often	ADV
cblr-14234	1008	5	struggle	struggle	VERB
cblr-14234	1008	6	to	to	PART
cblr-14234	1008	7	comply	comply	VERB
cblr-14234	1008	8	with	with	ADP
cblr-14234	1008	9	contracts	contract	NOUN
cblr-14234	1008	10	as	as	ADV
cblr-14234	1008	11	much	much	ADV
cblr-14234	1008	12	as	as	ADP
cblr-14234	1008	13	individual	individual	ADJ
cblr-14234	1008	14	-	-	PUNCT
cblr-14234	1008	15	consumers	consumer	NOUN
cblr-14234	1008	16	.	.	PUNCT
cblr-14234	1009	1	according	accord	VERB
cblr-14234	1009	2	to	to	ADP
cblr-14234	1009	3	cerebro	cerebro	PROPN
cblr-14234	1009	4	capital	capital	NOUN
cblr-14234	1009	5	,	,	PUNCT
cblr-14234	1009	6	“	"	PUNCT
cblr-14234	1009	7	38	38	NUM
cblr-14234	1009	8	%	%	NOUN
cblr-14234	1009	9	of	of	ADP
cblr-14234	1009	10	middle	middle	ADJ
cblr-14234	1009	11	market	market	NOUN
cblr-14234	1009	12	companies	company	NOUN
cblr-14234	1009	13	violated	violate	VERB
cblr-14234	1009	14	a	a	DET
cblr-14234	1009	15	loan	loan	NOUN
cblr-14234	1009	16	agreement	agreement	NOUN
cblr-14234	1009	17	and	and	CCONJ
cblr-14234	1009	18	did	do	AUX
cblr-14234	1009	19	n’t	not	PART
cblr-14234	1009	20	know	know	VERB
cblr-14234	1009	21	it	it	PRON
cblr-14234	1009	22	.	.	PUNCT
cblr-14234	1010	1	”234	”234	PUNCT
cblr-14234	1010	2	as	as	SCONJ
cblr-14234	1010	3	every	every	DET
cblr-14234	1010	4	seller	seller	NOUN
cblr-14234	1010	5	is	be	AUX
cblr-14234	1010	6	also	also	ADV
cblr-14234	1010	7	a	a	DET
cblr-14234	1010	8	consumer	consumer	NOUN
cblr-14234	1010	9	,	,	PUNCT
cblr-14234	1010	10	every	every	DET
cblr-14234	1010	11	seller	seller	NOUN
cblr-14234	1010	12	receives	receive	VERB
cblr-14234	1010	13	the	the	DET
cblr-14234	1010	14	burden	burden	NOUN
cblr-14234	1010	15	and	and	CCONJ
cblr-14234	1010	16	benefit	benefit	NOUN
cblr-14234	1010	17	of	of	ADP
cblr-14234	1010	18	the	the	DET
cblr-14234	1010	19	duty	duty	NOUN
cblr-14234	1010	20	depending	depend	VERB
cblr-14234	1010	21	on	on	ADP
cblr-14234	1010	22	the	the	DET
cblr-14234	1010	23	contract	contract	NOUN
cblr-14234	1010	24	.	.	PUNCT
cblr-14234	1011	1	second	second	ADJ
cblr-14234	1011	2	,	,	PUNCT
cblr-14234	1011	3	the	the	DET
cblr-14234	1011	4	duty	duty	NOUN
cblr-14234	1011	5	benefits	benefit	NOUN
cblr-14234	1011	6	sellers	seller	NOUN
cblr-14234	1011	7	.	.	PUNCT
cblr-14234	1012	1	just	just	ADV
cblr-14234	1012	2	as	as	SCONJ
cblr-14234	1012	3	consumers	consumer	NOUN
cblr-14234	1012	4	have	have	VERB
cblr-14234	1012	5	difficulties	difficulty	NOUN
cblr-14234	1012	6	understanding	understand	VERB
cblr-14234	1012	7	contracts	contract	NOUN
cblr-14234	1012	8	,	,	PUNCT
cblr-14234	1012	9	so	so	ADV
cblr-14234	1012	10	too	too	ADV
cblr-14234	1012	11	do	do	VERB
cblr-14234	1012	12	sellers	seller	NOUN
cblr-14234	1012	13	.	.	PUNCT
cblr-14234	1013	1	those	those	DET
cblr-14234	1013	2	same	same	ADJ
cblr-14234	1013	3	contract	contract	NOUN
cblr-14234	1013	4	features	feature	VERB
cblr-14234	1013	5	that	that	PRON
cblr-14234	1013	6	cause	cause	VERB
cblr-14234	1013	7	consumers	consumer	NOUN
cblr-14234	1013	8	to	to	PART
cblr-14234	1013	9	not	not	PART
cblr-14234	1013	10	read	read	VERB
cblr-14234	1013	11	or	or	CCONJ
cblr-14234	1013	12	understand	understand	VERB
cblr-14234	1013	13	documents	document	NOUN
cblr-14234	1013	14	inhibit	inhibit	VERB
cblr-14234	1013	15	sellers	seller	NOUN
cblr-14234	1013	16	too	too	ADV
cblr-14234	1013	17	.	.	PUNCT
cblr-14234	1014	1	sellers	seller	NOUN
cblr-14234	1014	2	who	who	PRON
cblr-14234	1014	3	are	be	AUX
cblr-14234	1014	4	running	run	VERB
cblr-14234	1014	5	a	a	DET
cblr-14234	1014	6	business	business	NOUN
cblr-14234	1014	7	likely	likely	ADV
cblr-14234	1014	8	do	do	AUX
cblr-14234	1014	9	not	not	PART
cblr-14234	1014	10	have	have	VERB
cblr-14234	1014	11	the	the	DET
cblr-14234	1014	12	time	time	NOUN
cblr-14234	1014	13	or	or	CCONJ
cblr-14234	1014	14	mental	mental	ADJ
cblr-14234	1014	15	bandwidth	bandwidth	NOUN
cblr-14234	1014	16	to	to	PART
cblr-14234	1014	17	review	review	VERB
cblr-14234	1014	18	the	the	DET
cblr-14234	1014	19	volume	volume	NOUN
cblr-14234	1014	20	of	of	ADP
cblr-14234	1014	21	contracts	contract	NOUN
cblr-14234	1014	22	now	now	ADV
cblr-14234	1014	23	associated	associate	VERB
cblr-14234	1014	24	with	with	ADP
cblr-14234	1014	25	their	their	PRON
cblr-14234	1014	26	products	product	NOUN
cblr-14234	1014	27	or	or	CCONJ
cblr-14234	1014	28	services.235	services.235	VERB
cblr-14234	1014	29	sellers	seller	NOUN
cblr-14234	1014	30	do	do	AUX
cblr-14234	1014	31	not	not	PART
cblr-14234	1014	32	necessarily	necessarily	ADV
cblr-14234	1014	33	possess	possess	VERB
cblr-14234	1014	34	the	the	DET
cblr-14234	1014	35	collegiate	collegiate	NOUN
cblr-14234	1014	36	or	or	CCONJ
cblr-14234	1014	37	phd	phd	NOUN
cblr-14234	1014	38	level	level	NOUN
cblr-14234	1014	39	of	of	ADP
cblr-14234	1014	40	training	training	NOUN
cblr-14234	1014	41	to	to	PART
cblr-14234	1014	42	understand	understand	VERB
cblr-14234	1014	43	the	the	DET
cblr-14234	1014	44	language	language	NOUN
cblr-14234	1014	45	used	use	VERB
cblr-14234	1014	46	.	.	PUNCT
cblr-14234	1015	1	236	236	NUM
cblr-14234	1015	2	indeed	indeed	ADV
cblr-14234	1015	3	,	,	PUNCT
cblr-14234	1015	4	it	it	PRON
cblr-14234	1015	5	seems	seem	VERB
cblr-14234	1015	6	likely	likely	ADJ
cblr-14234	1015	7	that	that	SCONJ
cblr-14234	1015	8	neither	neither	CCONJ
cblr-14234	1015	9	landlords	landlord	NOUN
cblr-14234	1015	10	nor	nor	CCONJ
cblr-14234	1015	11	tenants	tenant	NOUN
cblr-14234	1015	12	understand	understand	VERB
cblr-14234	1015	13	most	most	ADJ
cblr-14234	1015	14	leases	lease	NOUN
cblr-14234	1015	15	,	,	PUNCT
cblr-14234	1015	16	but	but	CCONJ
cblr-14234	1015	17	perhaps	perhaps	ADV
cblr-14234	1015	18	the	the	DET
cblr-14234	1015	19	landlords	landlord	NOUN
cblr-14234	1015	20	’	'	PUNCT
cblr-14234	1015	21	lawyers	lawyer	NOUN
cblr-14234	1015	22	do	do	VERB
cblr-14234	1015	23	.	.	PUNCT
cblr-14234	1016	1	even	even	ADV
cblr-14234	1016	2	a	a	DET
cblr-14234	1016	3	large	large	ADJ
cblr-14234	1016	4	seller	seller	NOUN
cblr-14234	1016	5	with	with	ADP
cblr-14234	1016	6	its	its	PRON
cblr-14234	1016	7	own	own	ADJ
cblr-14234	1016	8	inhouse	inhouse	NOUN
cblr-14234	1016	9	counsel	counsel	NOUN
cblr-14234	1016	10	department	department	NOUN
cblr-14234	1016	11	faces	face	VERB
cblr-14234	1016	12	challenges	challenge	NOUN
cblr-14234	1016	13	.	.	PUNCT
cblr-14234	1017	1	for	for	ADP
cblr-14234	1017	2	example	example	NOUN
cblr-14234	1017	3	,	,	PUNCT
cblr-14234	1017	4	the	the	DET
cblr-14234	1017	5	dozens	dozen	NOUN
cblr-14234	1017	6	of	of	ADP
cblr-14234	1017	7	employees	employee	NOUN
cblr-14234	1017	8	in	in	ADP
cblr-14234	1017	9	a	a	DET
cblr-14234	1017	10	large	large	ADJ
cblr-14234	1017	11	company	company	NOUN
cblr-14234	1017	12	’s	’s	PART
cblr-14234	1017	13	procurement	procurement	NOUN
cblr-14234	1017	14	division	division	NOUN
cblr-14234	1017	15	who	who	PRON
cblr-14234	1017	16	receive	receive	VERB
cblr-14234	1017	17	a	a	DET
cblr-14234	1017	18	palette	palette	NOUN
cblr-14234	1017	19	of	of	ADP
cblr-14234	1017	20	office	office	NOUN
cblr-14234	1017	21	supplies	supply	NOUN
cblr-14234	1017	22	likely	likely	ADV
cblr-14234	1017	23	have	have	VERB
cblr-14234	1017	24	no	no	DET
cblr-14234	1017	25	way	way	NOUN
cblr-14234	1017	26	of	of	ADP
cblr-14234	1017	27	knowing	know	VERB
cblr-14234	1017	28	if	if	SCONJ
cblr-14234	1017	29	the	the	DET
cblr-14234	1017	30	delivery	delivery	NOUN
cblr-14234	1017	31	complies	comply	VERB
cblr-14234	1017	32	with	with	ADP
cblr-14234	1017	33	the	the	DET
cblr-14234	1017	34	contract	contract	NOUN
cblr-14234	1017	35	without	without	ADP
cblr-14234	1017	36	consulting	consult	VERB
cblr-14234	1017	37	the	the	DET
cblr-14234	1017	38	in	in	ADP
cblr-14234	1017	39	-	-	PUNCT
cblr-14234	1017	40	house	house	NOUN
cblr-14234	1017	41	counsel	counsel	NOUN
cblr-14234	1017	42	’s	’s	PART
cblr-14234	1017	43	office	office	NOUN
cblr-14234	1017	44	,	,	PUNCT
cblr-14234	1017	45	leading	lead	VERB
cblr-14234	1017	46	to	to	ADP
cblr-14234	1017	47	vast	vast	ADJ
cblr-14234	1017	48	inefficiencies	inefficiency	NOUN
cblr-14234	1017	49	.	.	PUNCT
cblr-14234	1018	1	and	and	CCONJ
cblr-14234	1018	2	remember	remember	VERB
cblr-14234	1018	3	,	,	PUNCT
cblr-14234	1018	4	in	in	ADP
cblr-14234	1018	5	-	-	PUNCT
cblr-14234	1018	6	house	house	NOUN
cblr-14234	1018	7	counsel	counsel	NOUN
cblr-14234	1018	8	are	be	AUX
cblr-14234	1018	9	extraordinarily	extraordinarily	ADV
cblr-14234	1018	10	rare	rare	ADJ
cblr-14234	1018	11	.	.	PUNCT
cblr-14234	1019	1	most	most	ADJ
cblr-14234	1019	2	sellers	seller	NOUN
cblr-14234	1019	3	do	do	AUX
cblr-14234	1019	4	not	not	PART
cblr-14234	1019	5	have	have	VERB
cblr-14234	1019	6	lawyers	lawyer	NOUN
cblr-14234	1019	7	they	they	PRON
cblr-14234	1019	8	can	can	AUX
cblr-14234	1019	9	consult	consult	VERB
cblr-14234	1019	10	for	for	ADP
cblr-14234	1019	11	every	every	DET
cblr-14234	1019	12	contract	contract	NOUN
cblr-14234	1019	13	.	.	PUNCT
cblr-14234	1020	1	99.9	99.9	NUM
cblr-14234	1020	2	%	%	NOUN
cblr-14234	1020	3	of	of	ADP
cblr-14234	1020	4	u.s	u.s	PROPN
cblr-14234	1020	5	.	.	PROPN
cblr-14234	1020	6	businesses	business	NOUN
cblr-14234	1020	7	are	be	AUX
cblr-14234	1020	8	234	234	NUM
cblr-14234	1020	9	loan	loan	NOUN
cblr-14234	1020	10	compliance	compliance	NOUN
cblr-14234	1020	11	navigator	navigator	NOUN
cblr-14234	1020	12	features	feature	NOUN
cblr-14234	1020	13	,	,	PUNCT
cblr-14234	1020	14	cerebro	cerebro	NOUN
cblr-14234	1020	15	capital	capital	NOUN
cblr-14234	1020	16	,	,	PUNCT
cblr-14234	1020	17	https://www.cerebrocapital.com/loan-compliance-navigatorfeatures/	https://www.cerebrocapital.com/loan-compliance-navigatorfeatures/	NOUN
cblr-14234	1020	18	[	[	X
cblr-14234	1020	19	https://perma.cc/4xz7-hepb	https://perma.cc/4xz7-hepb	X
cblr-14234	1020	20	]	]	PUNCT
cblr-14234	1020	21	(	(	PUNCT
cblr-14234	1020	22	last	last	ADV
cblr-14234	1020	23	visited	visit	VERB
cblr-14234	1020	24	sept	sept	PROPN
cblr-14234	1020	25	.	.	PROPN
cblr-14234	1020	26	29	29	NUM
cblr-14234	1020	27	,	,	PUNCT
cblr-14234	1020	28	2024	2024	NUM
cblr-14234	1020	29	)	)	PUNCT
cblr-14234	1020	30	.	.	PUNCT
cblr-14234	1021	1	235	235	NUM
cblr-14234	1021	2	see	see	VERB
cblr-14234	1021	3	supra	supra	NOUN
cblr-14234	1021	4	,	,	PUNCT
cblr-14234	1021	5	p.	p.	NOUN
cblr-14234	1021	6	8	8	NUM
cblr-14234	1021	7	.	.	X
cblr-14234	1021	8	236	236	NUM
cblr-14234	1021	9	see	see	VERB
cblr-14234	1021	10	supra	supra	NOUN
cblr-14234	1021	11	,	,	PUNCT
cblr-14234	1021	12	pp	pp	ADP
cblr-14234	1021	13	.	.	PUNCT
cblr-14234	1022	1	9–10	9–10	INTJ
cblr-14234	1022	2	.	.	PUNCT
cblr-14234	1023	1	no	no	INTJ
cblr-14234	1023	2	.	.	NOUN
cblr-14234	1024	1	2	2	NUM
cblr-14234	1024	2	]	]	PUNCT
cblr-14234	1024	3	the	the	DET
cblr-14234	1024	4	duty	duty	NOUN
cblr-14234	1024	5	to	to	PART
cblr-14234	1024	6	make	make	VERB
cblr-14234	1024	7	contracts	contract	NOUN
cblr-14234	1024	8	understandable	understandable	ADJ
cblr-14234	1024	9	519	519	NUM
cblr-14234	1024	10	small	small	ADJ
cblr-14234	1024	11	businesses	business	NOUN
cblr-14234	1024	12	with	with	ADP
cblr-14234	1024	13	fewer	few	ADJ
cblr-14234	1024	14	than	than	ADP
cblr-14234	1024	15	500	500	NUM
cblr-14234	1024	16	employees.237	employees.237	NUM
cblr-14234	1024	17	the	the	DET
cblr-14234	1024	18	median	median	ADJ
cblr-14234	1024	19	number	number	NOUN
cblr-14234	1024	20	of	of	ADP
cblr-14234	1024	21	lawyers	lawyer	NOUN
cblr-14234	1024	22	for	for	ADP
cblr-14234	1024	23	companies	company	NOUN
cblr-14234	1024	24	with	with	ADP
cblr-14234	1024	25	less	less	ADJ
cblr-14234	1024	26	than	than	ADP
cblr-14234	1024	27	$	$	SYM
cblr-14234	1024	28	1	1	NUM
cblr-14234	1024	29	billion	billion	NUM
cblr-14234	1024	30	is	be	AUX
cblr-14234	1024	31	two	two	NUM
cblr-14234	1024	32	lawyers.238	lawyers.238	NOUN
cblr-14234	1024	33	indeed	indeed	ADV
cblr-14234	1024	34	,	,	PUNCT
cblr-14234	1024	35	congress	congress	PROPN
cblr-14234	1024	36	has	have	AUX
cblr-14234	1024	37	repeatedly	repeatedly	ADV
cblr-14234	1024	38	considered	consider	VERB
cblr-14234	1024	39	laws	law	NOUN
cblr-14234	1024	40	requiring	require	VERB
cblr-14234	1024	41	the	the	DET
cblr-14234	1024	42	federal	federal	ADJ
cblr-14234	1024	43	government	government	NOUN
cblr-14234	1024	44	to	to	PART
cblr-14234	1024	45	use	use	VERB
cblr-14234	1024	46	plain	plain	ADJ
cblr-14234	1024	47	language	language	NOUN
cblr-14234	1024	48	in	in	ADP
cblr-14234	1024	49	the	the	DET
cblr-14234	1024	50	government	government	NOUN
cblr-14234	1024	51	contracting	contracting	NOUN
cblr-14234	1024	52	process	process	NOUN
cblr-14234	1024	53	to	to	PART
cblr-14234	1024	54	help	help	VERB
cblr-14234	1024	55	small	small	ADJ
cblr-14234	1024	56	businesses.239	businesses.239	NUM
cblr-14234	1024	57	of	of	ADP
cblr-14234	1024	58	the	the	DET
cblr-14234	1024	59	few	few	ADJ
cblr-14234	1024	60	companies	company	NOUN
cblr-14234	1024	61	that	that	PRON
cblr-14234	1024	62	have	have	VERB
cblr-14234	1024	63	in	in	ADP
cblr-14234	1024	64	-	-	PUNCT
cblr-14234	1024	65	house	house	NOUN
cblr-14234	1024	66	counsel	counsel	NOUN
cblr-14234	1024	67	,	,	PUNCT
cblr-14234	1024	68	those	those	DET
cblr-14234	1024	69	lawyers	lawyer	NOUN
cblr-14234	1024	70	are	be	AUX
cblr-14234	1024	71	often	often	ADV
cblr-14234	1024	72	extremely	extremely	ADV
cblr-14234	1024	73	busy	busy	ADJ
cblr-14234	1024	74	and	and	CCONJ
cblr-14234	1024	75	underresourced.240	underresourced.240	VERB
cblr-14234	1024	76	being	be	AUX
cblr-14234	1024	77	able	able	ADJ
cblr-14234	1024	78	to	to	PART
cblr-14234	1024	79	understand	understand	VERB
cblr-14234	1024	80	contracts	contract	NOUN
cblr-14234	1024	81	can	can	AUX
cblr-14234	1024	82	help	help	VERB
cblr-14234	1024	83	sellers	seller	NOUN
cblr-14234	1024	84	avoid	avoid	VERB
cblr-14234	1024	85	breaches	breach	NOUN
cblr-14234	1024	86	and	and	CCONJ
cblr-14234	1024	87	fully	fully	ADV
cblr-14234	1024	88	comply	comply	VERB
cblr-14234	1024	89	with	with	ADP
cblr-14234	1024	90	their	their	PRON
cblr-14234	1024	91	obligations	obligation	NOUN
cblr-14234	1024	92	,	,	PUNCT
cblr-14234	1024	93	which	which	PRON
cblr-14234	1024	94	decreases	decrease	VERB
cblr-14234	1024	95	the	the	DET
cblr-14234	1024	96	likelihood	likelihood	NOUN
cblr-14234	1024	97	of	of	ADP
cblr-14234	1024	98	disputes	dispute	NOUN
cblr-14234	1024	99	and	and	CCONJ
cblr-14234	1024	100	costs	cost	NOUN
cblr-14234	1024	101	.	.	PUNCT
cblr-14234	1025	1	similarly	similarly	ADV
cblr-14234	1025	2	,	,	PUNCT
cblr-14234	1025	3	sellers	seller	NOUN
cblr-14234	1025	4	might	might	AUX
cblr-14234	1025	5	have	have	VERB
cblr-14234	1025	6	lower	low	ADJ
cblr-14234	1025	7	legal	legal	ADJ
cblr-14234	1025	8	fees	fee	NOUN
cblr-14234	1025	9	thanks	thank	NOUN
cblr-14234	1025	10	to	to	ADP
cblr-14234	1025	11	understandable	understandable	ADJ
cblr-14234	1025	12	contracts	contract	NOUN
cblr-14234	1025	13	because	because	SCONJ
cblr-14234	1025	14	they	they	PRON
cblr-14234	1025	15	either	either	CCONJ
cblr-14234	1025	16	do	do	AUX
cblr-14234	1025	17	not	not	PART
cblr-14234	1025	18	have	have	VERB
cblr-14234	1025	19	to	to	PART
cblr-14234	1025	20	consult	consult	VERB
cblr-14234	1025	21	lawyers	lawyer	NOUN
cblr-14234	1025	22	as	as	ADV
cblr-14234	1025	23	often	often	ADV
cblr-14234	1025	24	or	or	CCONJ
cblr-14234	1025	25	their	their	PRON
cblr-14234	1025	26	lawyers	lawyer	NOUN
cblr-14234	1025	27	can	can	AUX
cblr-14234	1025	28	provide	provide	VERB
cblr-14234	1025	29	advice	advice	NOUN
cblr-14234	1025	30	more	more	ADV
cblr-14234	1025	31	quickly	quickly	ADV
cblr-14234	1025	32	.	.	PUNCT
cblr-14234	1026	1	larger	large	ADJ
cblr-14234	1026	2	sellers	seller	NOUN
cblr-14234	1026	3	might	might	AUX
cblr-14234	1026	4	derive	derive	VERB
cblr-14234	1026	5	internal	internal	ADJ
cblr-14234	1026	6	efficiencies	efficiency	NOUN
cblr-14234	1026	7	when	when	SCONJ
cblr-14234	1026	8	more	more	ADJ
cblr-14234	1026	9	employees	employee	NOUN
cblr-14234	1026	10	can	can	AUX
cblr-14234	1026	11	understand	understand	VERB
cblr-14234	1026	12	their	their	PRON
cblr-14234	1026	13	contracts	contract	NOUN
cblr-14234	1026	14	,	,	PUNCT
cblr-14234	1026	15	or	or	CCONJ
cblr-14234	1026	16	even	even	ADV
cblr-14234	1026	17	when	when	SCONJ
cblr-14234	1026	18	more	more	ADJ
cblr-14234	1026	19	members	member	NOUN
cblr-14234	1026	20	of	of	ADP
cblr-14234	1026	21	the	the	DET
cblr-14234	1026	22	seller	seller	NOUN
cblr-14234	1026	23	’s	’s	PART
cblr-14234	1026	24	in	in	ADP
cblr-14234	1026	25	-	-	PUNCT
cblr-14234	1026	26	house	house	NOUN
cblr-14234	1026	27	department	department	NOUN
cblr-14234	1026	28	can	can	AUX
cblr-14234	1026	29	understand	understand	VERB
cblr-14234	1026	30	a	a	DET
cblr-14234	1026	31	contract.241	contract.241	X
cblr-14234	1026	32	promising	promising	ADJ
cblr-14234	1026	33	data	datum	NOUN
cblr-14234	1026	34	suggests	suggest	VERB
cblr-14234	1026	35	consumers	consumer	NOUN
cblr-14234	1026	36	buy	buy	VERB
cblr-14234	1026	37	more	more	ADJ
cblr-14234	1026	38	while	while	SCONJ
cblr-14234	1026	39	complaining	complain	VERB
cblr-14234	1026	40	and	and	CCONJ
cblr-14234	1026	41	suing	sue	VERB
cblr-14234	1026	42	less	less	ADV
cblr-14234	1026	43	when	when	SCONJ
cblr-14234	1026	44	the	the	DET
cblr-14234	1026	45	contract	contract	NOUN
cblr-14234	1026	46	237	237	NUM
cblr-14234	1026	47	u.s	u.s	PROPN
cblr-14234	1026	48	.	.	PROPN
cblr-14234	1026	49	small	small	PROPN
cblr-14234	1026	50	business	business	PROPN
cblr-14234	1026	51	administration	administration	NOUN
cblr-14234	1026	52	,	,	PUNCT
cblr-14234	1026	53	frequently	frequently	ADV
cblr-14234	1026	54	asked	ask	VERB
cblr-14234	1026	55	questions	question	NOUN
cblr-14234	1026	56	(	(	PUNCT
cblr-14234	1026	57	mar	mar	PROPN
cblr-14234	1026	58	.	.	PROPN
cblr-14234	1026	59	2023	2023	NUM
cblr-14234	1026	60	)	)	PUNCT
cblr-14234	1026	61	,	,	PUNCT
cblr-14234	1026	62	https://advocacy.sba.gov/wpcontent/uploads/2023/03/frequently-asked-questions-about-smallbusiness-march-2023-508c.pdf	https://advocacy.sba.gov/wpcontent/uploads/2023/03/frequently-asked-questions-about-smallbusiness-march-2023-508c.pdf	PROPN
cblr-14234	1027	1	[	[	X
cblr-14234	1027	2	https://perma.cc/ppm6-6p4k	https://perma.cc/ppm6-6p4k	ADP
cblr-14234	1027	3	]	]	PUNCT
cblr-14234	1027	4	.	.	PUNCT
cblr-14234	1028	1	238	238	NUM
cblr-14234	1028	2	ass’n	ass’n	NOUN
cblr-14234	1028	3	of	of	ADP
cblr-14234	1028	4	corp	corp	PROPN
cblr-14234	1028	5	.	.	PROPN
cblr-14234	1028	6	counsel	counsel	PROPN
cblr-14234	1028	7	,	,	PUNCT
cblr-14234	1028	8	acc	acc	PROPN
cblr-14234	1028	9	law	law	PROPN
cblr-14234	1028	10	department	department	PROPN
cblr-14234	1028	11	management	management	NOUN
cblr-14234	1028	12	benchmarking	benchmarke	VERB
cblr-14234	1028	13	report	report	NOUN
cblr-14234	1028	14	8	8	NUM
cblr-14234	1028	15	(	(	PUNCT
cblr-14234	1028	16	2023	2023	NUM
cblr-14234	1028	17	)	)	PUNCT
cblr-14234	1028	18	,	,	PUNCT
cblr-14234	1028	19	https://www.acc.com/sites/default/files/202306/acc_2023_ldmb_report_executive_summary.pdf	https://www.acc.com/sites/default/files/202306/acc_2023_ldmb_report_executive_summary.pdf	PROPN
cblr-14234	1028	20	239	239	NUM
cblr-14234	1028	21	melisa	melisa	PROPN
cblr-14234	1028	22	angell	angell	PROPN
cblr-14234	1028	23	,	,	PUNCT
cblr-14234	1028	24	government	government	NOUN
cblr-14234	1028	25	contracts	contract	NOUN
cblr-14234	1028	26	are	be	AUX
cblr-14234	1028	27	so	so	ADV
cblr-14234	1028	28	confusing	confusing	ADJ
cblr-14234	1028	29	that	that	SCONJ
cblr-14234	1028	30	congress	congress	PROPN
cblr-14234	1028	31	just	just	ADV
cblr-14234	1028	32	wrote	write	VERB
cblr-14234	1028	33	a	a	DET
cblr-14234	1028	34	bill	bill	NOUN
cblr-14234	1028	35	to	to	PART
cblr-14234	1028	36	simplify	simplify	VERB
cblr-14234	1028	37	them	they	PRON
cblr-14234	1028	38	,	,	PUNCT
cblr-14234	1028	39	inc	inc	PROPN
cblr-14234	1028	40	.	.	PROPN
cblr-14234	1028	41	magazine	magazine	PROPN
cblr-14234	1028	42	(	(	PUNCT
cblr-14234	1028	43	apr	apr	PROPN
cblr-14234	1028	44	.	.	PROPN
cblr-14234	1028	45	18	18	NUM
cblr-14234	1028	46	,	,	PUNCT
cblr-14234	1028	47	2024	2024	NUM
cblr-14234	1028	48	)	)	PUNCT
cblr-14234	1028	49	,	,	PUNCT
cblr-14234	1028	50	https://www.inc.com/melissa-angell/government-contracts-are-soconfusing-that-congress-just-wrote-a-bill-to-try-simplify-them.html	https://www.inc.com/melissa-angell/government-contracts-are-soconfusing-that-congress-just-wrote-a-bill-to-try-simplify-them.html	VERB
cblr-14234	1029	1	[	[	X
cblr-14234	1029	2	https://perma.cc/7ffv-7zft	https://perma.cc/7ffv-7zft	NOUN
cblr-14234	1029	3	]	]	X
cblr-14234	1029	4	.	.	PUNCT
cblr-14234	1030	1	240	240	NUM
cblr-14234	1030	2	lyle	lyle	PROPN
cblr-14234	1030	3	moran	moran	PROPN
cblr-14234	1030	4	,	,	PUNCT
cblr-14234	1030	5	nearly	nearly	ADV
cblr-14234	1030	6	90	90	NUM
cblr-14234	1030	7	%	%	NOUN
cblr-14234	1030	8	of	of	ADP
cblr-14234	1030	9	in	in	ADP
cblr-14234	1030	10	-	-	PUNCT
cblr-14234	1030	11	house	house	NOUN
cblr-14234	1030	12	lawyers	lawyer	NOUN
cblr-14234	1030	13	are	be	AUX
cblr-14234	1030	14	dissatisfied	dissatisfied	ADJ
cblr-14234	1030	15	with	with	ADP
cblr-14234	1030	16	their	their	PRON
cblr-14234	1030	17	jobs	job	NOUN
cblr-14234	1030	18	,	,	PUNCT
cblr-14234	1030	19	survey	survey	NOUN
cblr-14234	1030	20	finds	find	VERB
cblr-14234	1030	21	,	,	PUNCT
cblr-14234	1030	22	legaldive	legaldive	ADJ
cblr-14234	1030	23	(	(	PUNCT
cblr-14234	1030	24	dec	dec	PROPN
cblr-14234	1030	25	.	.	PROPN
cblr-14234	1030	26	20	20	NUM
cblr-14234	1030	27	,	,	PUNCT
cblr-14234	1030	28	2023	2023	NUM
cblr-14234	1030	29	)	)	PUNCT
cblr-14234	1030	30	,	,	PUNCT
cblr-14234	1030	31	https://www.legaldive.com/news/in-house-lawyer-job-satisfaction-axiom-surveylegal-talent-provider/703140/	https://www.legaldive.com/news/in-house-lawyer-job-satisfaction-axiom-surveylegal-talent-provider/703140/	PROPN
cblr-14234	1031	1	[	[	X
cblr-14234	1031	2	https://perma.cc/9t2w-eqyl	https://perma.cc/9t2w-eqyl	NOUN
cblr-14234	1031	3	]	]	PUNCT
cblr-14234	1031	4	;	;	PUNCT
cblr-14234	1031	5	greg	greg	PROPN
cblr-14234	1031	6	andrews	andrews	PROPN
cblr-14234	1031	7	,	,	PUNCT
cblr-14234	1031	8	'	'	PUNCT
cblr-14234	1031	9	you	you	PRON
cblr-14234	1031	10	get	get	AUX
cblr-14234	1031	11	asked	ask	VERB
cblr-14234	1031	12	to	to	PART
cblr-14234	1031	13	do	do	VERB
cblr-14234	1031	14	everything	everything	PRON
cblr-14234	1031	15	'	'	PUNCT
cblr-14234	1031	16	:	:	PUNCT
cblr-14234	1031	17	how	how	SCONJ
cblr-14234	1031	18	covid	covid	PROPN
cblr-14234	1031	19	heightened	heighten	VERB
cblr-14234	1031	20	in	in	ADP
cblr-14234	1031	21	-	-	PUNCT
cblr-14234	1031	22	house	house	NOUN
cblr-14234	1031	23	lawyers	lawyer	NOUN
cblr-14234	1031	24	'	'	PART
cblr-14234	1031	25	burnout	burnout	NOUN
cblr-14234	1031	26	risks	risk	NOUN
cblr-14234	1031	27	,	,	PUNCT
cblr-14234	1031	28	new	new	PROPN
cblr-14234	1031	29	jersey	jersey	PROPN
cblr-14234	1031	30	law	law	PROPN
cblr-14234	1031	31	journal	journal	PROPN
cblr-14234	1031	32	(	(	PUNCT
cblr-14234	1031	33	june	june	PROPN
cblr-14234	1031	34	20	20	NUM
cblr-14234	1031	35	,	,	PUNCT
cblr-14234	1031	36	2022	2022	NUM
cblr-14234	1031	37	)	)	PUNCT
cblr-14234	1031	38	.	.	PUNCT
cblr-14234	1032	1	241	241	NUM
cblr-14234	1032	2	shawn	shawn	PROPN
cblr-14234	1032	3	burton	burton	PROPN
cblr-14234	1032	4	,	,	PUNCT
cblr-14234	1032	5	the	the	DET
cblr-14234	1032	6	case	case	NOUN
cblr-14234	1032	7	for	for	ADP
cblr-14234	1032	8	plain	plain	ADJ
cblr-14234	1032	9	-	-	PUNCT
cblr-14234	1032	10	language	language	NOUN
cblr-14234	1032	11	contracts	contract	NOUN
cblr-14234	1032	12	,	,	PUNCT
cblr-14234	1032	13	8	8	NUM
cblr-14234	1032	14	harv	harv	NOUN
cblr-14234	1032	15	.	.	PUNCT
cblr-14234	1033	1	bus	bus	NOUN
cblr-14234	1033	2	.	.	PUNCT
cblr-14234	1034	1	rev	rev	PROPN
cblr-14234	1034	2	.	.	PROPN
cblr-14234	1034	3	134	134	NUM
cblr-14234	1034	4	(	(	PUNCT
cblr-14234	1034	5	feb	feb	PROPN
cblr-14234	1034	6	.	.	PROPN
cblr-14234	1034	7	2018	2018	NUM
cblr-14234	1034	8	)	)	PUNCT
cblr-14234	1034	9	(	(	PUNCT
cblr-14234	1034	10	describing	describe	VERB
cblr-14234	1034	11	a	a	DET
cblr-14234	1034	12	60	60	NUM
cblr-14234	1034	13	%	%	NOUN
cblr-14234	1034	14	decrease	decrease	NOUN
cblr-14234	1034	15	in	in	ADP
cblr-14234	1034	16	the	the	DET
cblr-14234	1034	17	time	time	NOUN
cblr-14234	1034	18	taken	take	VERB
cblr-14234	1034	19	to	to	PART
cblr-14234	1034	20	negotiate	negotiate	VERB
cblr-14234	1034	21	contracts	contract	NOUN
cblr-14234	1034	22	after	after	ADP
cblr-14234	1034	23	adopting	adopt	VERB
cblr-14234	1034	24	plain	plain	ADJ
cblr-14234	1034	25	language	language	NOUN
cblr-14234	1034	26	)	)	PUNCT
cblr-14234	1034	27	.	.	PUNCT
cblr-14234	1035	1	520	520	NUM
cblr-14234	1035	2	columbia	columbia	PROPN
cblr-14234	1035	3	business	business	NOUN
cblr-14234	1035	4	law	law	PROPN
cblr-14234	1035	5	review	review	NOUN
cblr-14234	1035	6	[	[	X
cblr-14234	1035	7	vol	vol	NOUN
cblr-14234	1035	8	.	.	NOUN
cblr-14234	1035	9	2024	2024	NUM
cblr-14234	1035	10	is	be	AUX
cblr-14234	1035	11	understandable.242	understandable.242	ADP
cblr-14234	1035	12	moreover	moreover	ADV
cblr-14234	1035	13	,	,	PUNCT
cblr-14234	1035	14	by	by	ADP
cblr-14234	1035	15	forcing	force	VERB
cblr-14234	1035	16	sellers	seller	NOUN
cblr-14234	1035	17	to	to	PART
cblr-14234	1035	18	examine	examine	VERB
cblr-14234	1035	19	and	and	CCONJ
cblr-14234	1035	20	review	review	VERB
cblr-14234	1035	21	contracts	contract	NOUN
cblr-14234	1035	22	,	,	PUNCT
cblr-14234	1035	23	the	the	DET
cblr-14234	1035	24	duty	duty	NOUN
cblr-14234	1035	25	may	may	AUX
cblr-14234	1035	26	help	help	VERB
cblr-14234	1035	27	sellers	seller	NOUN
cblr-14234	1035	28	become	become	VERB
cblr-14234	1035	29	aware	aware	ADJ
cblr-14234	1035	30	of	of	ADP
cblr-14234	1035	31	opportunities	opportunity	NOUN
cblr-14234	1035	32	to	to	PART
cblr-14234	1035	33	improve	improve	VERB
cblr-14234	1035	34	(	(	PUNCT
cblr-14234	1035	35	or	or	CCONJ
cblr-14234	1035	36	revisit	revisit	VERB
cblr-14234	1035	37	overlooked	overlook	VERB
cblr-14234	1035	38	flaws	flaw	NOUN
cblr-14234	1035	39	in	in	ADP
cblr-14234	1035	40	)	)	PUNCT
cblr-14234	1035	41	longstanding	longstande	VERB
cblr-14234	1035	42	templates.243	templates.243	ADV
cblr-14234	1035	43	third	third	ADJ
cblr-14234	1035	44	,	,	PUNCT
cblr-14234	1035	45	the	the	DET
cblr-14234	1035	46	duty	duty	NOUN
cblr-14234	1035	47	creates	create	VERB
cblr-14234	1035	48	a	a	DET
cblr-14234	1035	49	market	market	NOUN
cblr-14234	1035	50	for	for	ADP
cblr-14234	1035	51	drafters	drafter	NOUN
cblr-14234	1035	52	who	who	PRON
cblr-14234	1035	53	can	can	AUX
cblr-14234	1035	54	write	write	VERB
cblr-14234	1035	55	and	and	CCONJ
cblr-14234	1035	56	design	design	VERB
cblr-14234	1035	57	understandable	understandable	ADJ
cblr-14234	1035	58	contracts	contract	NOUN
cblr-14234	1035	59	.	.	PUNCT
cblr-14234	1036	1	currently	currently	ADV
cblr-14234	1036	2	,	,	PUNCT
cblr-14234	1036	3	there	there	PRON
cblr-14234	1036	4	is	be	VERB
cblr-14234	1036	5	a	a	DET
cblr-14234	1036	6	little	little	ADJ
cblr-14234	1036	7	incentive	incentive	NOUN
cblr-14234	1036	8	for	for	SCONJ
cblr-14234	1036	9	sellers	seller	NOUN
cblr-14234	1036	10	to	to	PART
cblr-14234	1036	11	make	make	VERB
cblr-14234	1036	12	their	their	PRON
cblr-14234	1036	13	contracts	contract	NOUN
cblr-14234	1036	14	of	of	ADP
cblr-14234	1036	15	adhesion	adhesion	NOUN
cblr-14234	1036	16	understandable.244	understandable.244	PROPN
cblr-14234	1036	17	david	david	PROPN
cblr-14234	1036	18	hoffman	hoffman	PROPN
cblr-14234	1036	19	describes	describe	VERB
cblr-14234	1036	20	a	a	DET
cblr-14234	1036	21	minority	minority	NOUN
cblr-14234	1036	22	of	of	ADP
cblr-14234	1036	23	contracts	contract	NOUN
cblr-14234	1036	24	of	of	ADP
cblr-14234	1036	25	adhesion	adhesion	NOUN
cblr-14234	1036	26	involving	involve	VERB
cblr-14234	1036	27	technology	technology	NOUN
cblr-14234	1036	28	companies	company	NOUN
cblr-14234	1036	29	driven	drive	VERB
cblr-14234	1036	30	by	by	ADP
cblr-14234	1036	31	market	market	NOUN
cblr-14234	1036	32	needs	need	NOUN
cblr-14234	1036	33	who	who	PRON
cblr-14234	1036	34	have	have	AUX
cblr-14234	1036	35	found	find	VERB
cblr-14234	1036	36	value	value	NOUN
cblr-14234	1036	37	in	in	ADP
cblr-14234	1036	38	using	use	VERB
cblr-14234	1036	39	unusually	unusually	ADV
cblr-14234	1036	40	conversational	conversational	ADJ
cblr-14234	1036	41	contract	contract	NOUN
cblr-14234	1036	42	language.245	language.245	VERB
cblr-14234	1036	43	the	the	DET
cblr-14234	1036	44	general	general	ADJ
cblr-14234	1036	45	counsels	counsel	NOUN
cblr-14234	1036	46	of	of	ADP
cblr-14234	1036	47	these	these	DET
cblr-14234	1036	48	companies	company	NOUN
cblr-14234	1036	49	described	describe	VERB
cblr-14234	1036	50	values	value	NOUN
cblr-14234	1036	51	like	like	ADP
cblr-14234	1036	52	reflecting	reflect	VERB
cblr-14234	1036	53	a	a	DET
cblr-14234	1036	54	“	"	PUNCT
cblr-14234	1036	55	basic	basic	ADJ
cblr-14234	1036	56	moral	moral	ADJ
cblr-14234	1036	57	imperative	imperative	NOUN
cblr-14234	1036	58	”	"	PUNCT
cblr-14234	1036	59	to	to	PART
cblr-14234	1036	60	make	make	VERB
cblr-14234	1036	61	terms	term	NOUN
cblr-14234	1036	62	of	of	ADP
cblr-14234	1036	63	use	use	NOUN
cblr-14234	1036	64	friendly	friendly	ADJ
cblr-14234	1036	65	,	,	PUNCT
cblr-14234	1036	66	building	build	VERB
cblr-14234	1036	67	trust	trust	NOUN
cblr-14234	1036	68	with	with	ADP
cblr-14234	1036	69	users	user	NOUN
cblr-14234	1036	70	,	,	PUNCT
cblr-14234	1036	71	delivering	deliver	VERB
cblr-14234	1036	72	marketing	marketing	NOUN
cblr-14234	1036	73	benefits	benefit	NOUN
cblr-14234	1036	74	,	,	PUNCT
cblr-14234	1036	75	decreasing	decrease	VERB
cblr-14234	1036	76	legal	legal	ADJ
cblr-14234	1036	77	risks	risk	NOUN
cblr-14234	1036	78	,	,	PUNCT
cblr-14234	1036	79	reflecting	reflect	VERB
cblr-14234	1036	80	company	company	NOUN
cblr-14234	1036	81	values	value	NOUN
cblr-14234	1036	82	,	,	PUNCT
cblr-14234	1036	83	advancing	advance	VERB
cblr-14234	1036	84	the	the	DET
cblr-14234	1036	85	company	company	NOUN
cblr-14234	1036	86	’s	’s	PART
cblr-14234	1036	87	mission	mission	NOUN
cblr-14234	1036	88	,	,	PUNCT
cblr-14234	1036	89	supporting	support	VERB
cblr-14234	1036	90	the	the	DET
cblr-14234	1036	91	company	company	NOUN
cblr-14234	1036	92	’s	’s	PART
cblr-14234	1036	93	trade	trade	NOUN
cblr-14234	1036	94	dress	dress	NOUN
cblr-14234	1036	95	,	,	PUNCT
cblr-14234	1036	96	reflecting	reflect	VERB
cblr-14234	1036	97	certain	certain	ADJ
cblr-14234	1036	98	virtues	virtue	NOUN
cblr-14234	1036	99	,	,	PUNCT
cblr-14234	1036	100	bringing	bring	VERB
cblr-14234	1036	101	reputation	reputation	NOUN
cblr-14234	1036	102	capital	capital	NOUN
cblr-14234	1036	103	,	,	PUNCT
cblr-14234	1036	104	building	build	VERB
cblr-14234	1036	105	consumer	consumer	NOUN
cblr-14234	1036	106	goodwill	goodwill	NOUN
cblr-14234	1036	107	,	,	PUNCT
cblr-14234	1036	108	and	and	CCONJ
cblr-14234	1036	109	aligning	align	VERB
cblr-14234	1036	110	with	with	ADP
cblr-14234	1036	111	larger	large	ADJ
cblr-14234	1036	112	social	social	ADJ
cblr-14234	1036	113	campaigns.246	campaigns.246	PROPN
cblr-14234	1036	114	finnish	finnish	PROPN
cblr-14234	1036	115	scholars	scholar	NOUN
cblr-14234	1036	116	helena	helena	PROPN
cblr-14234	1036	117	haapio	haapio	PROPN
cblr-14234	1036	118	and	and	CCONJ
cblr-14234	1036	119	anne	anne	PROPN
cblr-14234	1036	120	ketola	ketola	PROPN
cblr-14234	1036	121	see	see	VERB
cblr-14234	1036	122	clear	clear	ADJ
cblr-14234	1036	123	contract	contract	NOUN
cblr-14234	1036	124	language	language	NOUN
cblr-14234	1036	125	as	as	ADP
cblr-14234	1036	126	a	a	DET
cblr-14234	1036	127	form	form	NOUN
cblr-14234	1036	128	of	of	ADP
cblr-14234	1036	129	corporate	corporate	ADJ
cblr-14234	1036	130	responsibility	responsibility	NOUN
cblr-14234	1036	131	and	and	CCONJ
cblr-14234	1036	132	sustainability.247	sustainability.247	VERB
cblr-14234	1036	133	the	the	DET
cblr-14234	1036	134	duty	duty	NOUN
cblr-14234	1036	135	creates	create	VERB
cblr-14234	1036	136	a	a	DET
cblr-14234	1036	137	market	market	NOUN
cblr-14234	1036	138	for	for	ADP
cblr-14234	1036	139	contract	contract	NOUN
cblr-14234	1036	140	-	-	PUNCT
cblr-14234	1036	141	drafting	draft	VERB
cblr-14234	1036	142	lawyers	lawyer	NOUN
cblr-14234	1036	143	who	who	PRON
cblr-14234	1036	144	can	can	AUX
cblr-14234	1036	145	write	write	VERB
cblr-14234	1036	146	understandable	understandable	ADJ
cblr-14234	1036	147	contracts248	contracts248	PROPN
cblr-14234	1036	148	and	and	CCONJ
cblr-14234	1036	149	perhaps	perhaps	ADV
cblr-14234	1036	150	even	even	ADV
cblr-14234	1036	151	a	a	DET
cblr-14234	1036	152	market	market	NOUN
cblr-14234	1036	153	for	for	ADP
cblr-14234	1036	154	242	242	NUM
cblr-14234	1036	155	michael	michael	PROPN
cblr-14234	1036	156	blasie	blasie	PROPN
cblr-14234	1036	157	,	,	PUNCT
cblr-14234	1036	158	regulating	regulate	VERB
cblr-14234	1036	159	plain	plain	ADJ
cblr-14234	1036	160	language	language	NOUN
cblr-14234	1036	161	,	,	PUNCT
cblr-14234	1036	162	2023	2023	NUM
cblr-14234	1036	163	wis	wis	NOUN
cblr-14234	1036	164	.	.	PUNCT
cblr-14234	1036	165	l.rev	l.rev	X
cblr-14234	1036	166	.	.	PUNCT
cblr-14234	1037	1	687	687	NUM
cblr-14234	1037	2	,	,	PUNCT
cblr-14234	1037	3	697	697	NUM
cblr-14234	1037	4	(	(	PUNCT
cblr-14234	1037	5	2023	2023	NUM
cblr-14234	1037	6	)	)	PUNCT
cblr-14234	1037	7	.	.	PUNCT
cblr-14234	1038	1	243	243	NUM
cblr-14234	1038	2	see	see	VERB
cblr-14234	1038	3	also	also	ADV
cblr-14234	1038	4	bryan	bryan	PROPN
cblr-14234	1038	5	a.	a.	PROPN
cblr-14234	1038	6	garner	garner	PROPN
cblr-14234	1038	7	,	,	PUNCT
cblr-14234	1038	8	drafting	draft	VERB
cblr-14234	1038	9	&	&	CCONJ
cblr-14234	1038	10	editing	edit	VERB
cblr-14234	1038	11	contracts	contract	NOUN
cblr-14234	1038	12	16	16	NUM
cblr-14234	1038	13	(	(	PUNCT
cblr-14234	1038	14	west	west	NOUN
cblr-14234	1038	15	2020	2020	NUM
cblr-14234	1038	16	)	)	PUNCT
cblr-14234	1038	17	(	(	PUNCT
cblr-14234	1038	18	discussing	discuss	VERB
cblr-14234	1038	19	malpractice	malpractice	NOUN
cblr-14234	1038	20	claim	claim	NOUN
cblr-14234	1038	21	against	against	ADP
cblr-14234	1038	22	law	law	NOUN
cblr-14234	1038	23	firm	firm	NOUN
cblr-14234	1038	24	that	that	PRON
cblr-14234	1038	25	made	make	VERB
cblr-14234	1038	26	a	a	DET
cblr-14234	1038	27	mistake	mistake	NOUN
cblr-14234	1038	28	drafting	draft	VERB
cblr-14234	1038	29	a	a	DET
cblr-14234	1038	30	mortgage	mortgage	NOUN
cblr-14234	1038	31	in	in	ADP
cblr-14234	1038	32	the	the	DET
cblr-14234	1038	33	1980s	1980	NOUN
cblr-14234	1038	34	that	that	PRON
cblr-14234	1038	35	went	go	VERB
cblr-14234	1038	36	unnoticed	unnoticed	ADJ
cblr-14234	1038	37	for	for	ADP
cblr-14234	1038	38	twenty	twenty	NUM
cblr-14234	1038	39	years	year	NOUN
cblr-14234	1038	40	)	)	PUNCT
cblr-14234	1038	41	.	.	PUNCT
cblr-14234	1039	1	244	244	NUM
cblr-14234	1039	2	hoffman	hoffman	NOUN
cblr-14234	1039	3	,	,	PUNCT
cblr-14234	1039	4	supra	supra	PROPN
cblr-14234	1039	5	note	note	PROPN
cblr-14234	1039	6	46	46	NUM
cblr-14234	1039	7	,	,	PUNCT
cblr-14234	1039	8	at	at	ADP
cblr-14234	1039	9	24–31	24–31	NUM
cblr-14234	1039	10	(	(	PUNCT
cblr-14234	1039	11	suggesting	suggest	VERB
cblr-14234	1039	12	economics	economic	NOUN
cblr-14234	1039	13	and	and	CCONJ
cblr-14234	1039	14	the	the	DET
cblr-14234	1039	15	lost	lost	ADJ
cblr-14234	1039	16	cost	cost	NOUN
cblr-14234	1039	17	of	of	ADP
cblr-14234	1039	18	forms	form	NOUN
cblr-14234	1039	19	explains	explain	VERB
cblr-14234	1039	20	why	why	SCONJ
cblr-14234	1039	21	so	so	ADV
cblr-14234	1039	22	many	many	ADJ
cblr-14234	1039	23	companies	company	NOUN
cblr-14234	1039	24	use	use	VERB
cblr-14234	1039	25	them	they	PRON
cblr-14234	1039	26	and	and	CCONJ
cblr-14234	1039	27	why	why	SCONJ
cblr-14234	1039	28	they	they	PRON
cblr-14234	1039	29	contain	contain	VERB
cblr-14234	1039	30	particular	particular	ADJ
cblr-14234	1039	31	terms	term	NOUN
cblr-14234	1039	32	)	)	PUNCT
cblr-14234	1039	33	.	.	PUNCT
cblr-14234	1040	1	245	245	NUM
cblr-14234	1040	2	hoffman	hoffman	NOUN
cblr-14234	1040	3	,	,	PUNCT
cblr-14234	1040	4	supra	supra	PROPN
cblr-14234	1040	5	note	note	PROPN
cblr-14234	1040	6	20	20	NUM
cblr-14234	1040	7	,	,	PUNCT
cblr-14234	1040	8	at	at	ADP
cblr-14234	1040	9	1402–03	1402–03	NOUN
cblr-14234	1040	10	.	.	PUNCT
cblr-14234	1040	11	246	246	NUM
cblr-14234	1041	1	i	i	PRON
cblr-14234	1041	2	d.	d.	VERB
cblr-14234	1041	3	at	at	ADP
cblr-14234	1041	4	1427–45	1427–45	NUM
cblr-14234	1041	5	.	.	PUNCT
cblr-14234	1042	1	247	247	NUM
cblr-14234	1042	2	helena	helena	PROPN
cblr-14234	1042	3	haapio	haapio	PROPN
cblr-14234	1042	4	&	&	CCONJ
cblr-14234	1042	5	anne	anne	PROPN
cblr-14234	1042	6	ketola	ketola	PROPN
cblr-14234	1042	7	,	,	PUNCT
cblr-14234	1042	8	yritysvastuu	yritysvastuu	PROPN
cblr-14234	1042	9	ja	ja	PROPN
cblr-14234	1042	10	sopimukset	sopimukset	PROPN
cblr-14234	1042	11	–	–	PUNCT
cblr-14234	1042	12	kieliteoista	kieliteoista	PROPN
cblr-14234	1042	13	käytäntöön	käytäntöön	PROPN
cblr-14234	1042	14	,	,	PUNCT
cblr-14234	1042	15	kielikeollo	kielikeollo	PROPN
cblr-14234	1042	16	,	,	PUNCT
cblr-14234	1043	1	https://kielikello.fi/yritysvastuu-jasopimukset-kieliteoista-kaytantoon/	https://kielikello.fi/yritysvastuu-jasopimukset-kieliteoista-kaytantoon/	PROPN
cblr-14234	1044	1	[	[	X
cblr-14234	1044	2	https://perma.cc/h56j-l5xu	https://perma.cc/h56j-l5xu	PROPN
cblr-14234	1044	3	]	]	PUNCT
cblr-14234	1044	4	.	.	PUNCT
cblr-14234	1045	1	248	248	NUM
cblr-14234	1045	2	see	see	VERB
cblr-14234	1045	3	mark	mark	PROPN
cblr-14234	1045	4	duckworth	duckworth	PROPN
cblr-14234	1045	5	&	&	CCONJ
cblr-14234	1045	6	christopher	christopher	PROPN
cblr-14234	1045	7	balmford	balmford	PROPN
cblr-14234	1045	8	,	,	PUNCT
cblr-14234	1045	9	convincing	convince	VERB
cblr-14234	1045	10	business	business	NOUN
cblr-14234	1045	11	that	that	SCONJ
cblr-14234	1045	12	clarity	clarity	NOUN
cblr-14234	1045	13	pays	pay	VERB
cblr-14234	1045	14	,	,	PUNCT
cblr-14234	1045	15	12	12	NUM
cblr-14234	1045	16	mich	mich	NOUN
cblr-14234	1045	17	.	.	PUNCT
cblr-14234	1046	1	bar	bar	PROPN
cblr-14234	1046	2	j.	j.	PROPN
cblr-14234	1046	3	,	,	PUNCT
cblr-14234	1046	4	1314	1314	NUM
cblr-14234	1046	5	,	,	PUNCT
cblr-14234	1046	6	1314–15	1314–15	NUM
cblr-14234	1046	7	(	(	PUNCT
cblr-14234	1046	8	1994	1994	NUM
cblr-14234	1046	9	)	)	PUNCT
cblr-14234	1046	10	(	(	PUNCT
cblr-14234	1046	11	describing	describe	VERB
cblr-14234	1046	12	an	an	DET
cblr-14234	1046	13	australian	australian	ADJ
cblr-14234	1046	14	law	law	NOUN
cblr-14234	1046	15	firm	firm	NOUN
cblr-14234	1046	16	that	that	PRON
cblr-14234	1046	17	embraced	embrace	VERB
cblr-14234	1046	18	plain	plain	ADJ
cblr-14234	1046	19	language	language	NOUN
cblr-14234	1046	20	)	)	PUNCT
cblr-14234	1046	21	;	;	PUNCT
cblr-14234	1046	22	see	see	VERB
cblr-14234	1046	23	,	,	PUNCT
cblr-14234	1046	24	e.g.	e.g.	ADV
cblr-14234	1046	25	,	,	PUNCT
cblr-14234	1046	26	christine	christine	PROPN
cblr-14234	1046	27	smith	smith	PROPN
cblr-14234	1046	28	,	,	PUNCT
cblr-14234	1046	29	leaving	leave	VERB
cblr-14234	1046	30	legalese	legalese	ADV
cblr-14234	1046	31	behind	behind	ADP
cblr-14234	1046	32	,	,	PUNCT
cblr-14234	1046	33	61	61	NUM
cblr-14234	1046	34	clarity	clarity	NOUN
cblr-14234	1046	35	29	29	NUM
cblr-14234	1046	36	,	,	PUNCT
cblr-14234	1046	37	29–32	29–32	NUM
cblr-14234	1046	38	(	(	PUNCT
cblr-14234	1046	39	2009	2009	NUM
cblr-14234	1046	40	)	)	PUNCT
cblr-14234	1046	41	(	(	PUNCT
cblr-14234	1046	42	describing	describe	VERB
cblr-14234	1046	43	no	no	INTJ
cblr-14234	1046	44	.	.	NOUN
cblr-14234	1047	1	2	2	NUM
cblr-14234	1047	2	]	]	PUNCT
cblr-14234	1047	3	the	the	DET
cblr-14234	1047	4	duty	duty	NOUN
cblr-14234	1047	5	to	to	PART
cblr-14234	1047	6	make	make	VERB
cblr-14234	1047	7	contracts	contract	NOUN
cblr-14234	1047	8	understandable	understandable	ADJ
cblr-14234	1047	9	521	521	NUM
cblr-14234	1047	10	experts	expert	NOUN
cblr-14234	1047	11	who	who	PRON
cblr-14234	1047	12	specialize	specialize	VERB
cblr-14234	1047	13	in	in	ADP
cblr-14234	1047	14	designing	design	VERB
cblr-14234	1047	15	legal	legal	ADJ
cblr-14234	1047	16	documents.249	documents.249	NOUN
cblr-14234	1047	17	such	such	DET
cblr-14234	1047	18	a	a	DET
cblr-14234	1047	19	market	market	NOUN
cblr-14234	1047	20	may	may	AUX
cblr-14234	1047	21	be	be	AUX
cblr-14234	1047	22	the	the	DET
cblr-14234	1047	23	missing	miss	VERB
cblr-14234	1047	24	key	key	NOUN
cblr-14234	1047	25	to	to	ADP
cblr-14234	1047	26	dramatic	dramatic	ADJ
cblr-14234	1047	27	change	change	NOUN
cblr-14234	1047	28	in	in	ADP
cblr-14234	1047	29	contract	contract	NOUN
cblr-14234	1047	30	drafting	drafting	NOUN
cblr-14234	1047	31	.	.	PUNCT
cblr-14234	1048	1	indeed	indeed	ADV
cblr-14234	1048	2	,	,	PUNCT
cblr-14234	1048	3	sellers	seller	NOUN
cblr-14234	1048	4	may	may	AUX
cblr-14234	1048	5	not	not	PART
cblr-14234	1048	6	be	be	AUX
cblr-14234	1048	7	the	the	DET
cblr-14234	1048	8	ones	one	NOUN
cblr-14234	1048	9	resisting	resist	VERB
cblr-14234	1048	10	change	change	NOUN
cblr-14234	1048	11	.	.	PUNCT
cblr-14234	1049	1	sellers	seller	NOUN
cblr-14234	1049	2	likely	likely	ADV
cblr-14234	1049	3	have	have	VERB
cblr-14234	1049	4	strong	strong	ADJ
cblr-14234	1049	5	interests	interest	NOUN
cblr-14234	1049	6	in	in	ADP
cblr-14234	1049	7	the	the	DET
cblr-14234	1049	8	substance	substance	NOUN
cblr-14234	1049	9	and	and	CCONJ
cblr-14234	1049	10	enforceability	enforceability	NOUN
cblr-14234	1049	11	of	of	ADP
cblr-14234	1049	12	contracts	contract	NOUN
cblr-14234	1049	13	.	.	PUNCT
cblr-14234	1050	1	but	but	CCONJ
cblr-14234	1050	2	apart	apart	ADV
cblr-14234	1050	3	from	from	ADP
cblr-14234	1050	4	the	the	DET
cblr-14234	1050	5	temptation	temptation	NOUN
cblr-14234	1050	6	to	to	PART
cblr-14234	1050	7	conceal	conceal	VERB
cblr-14234	1050	8	very	very	ADV
cblr-14234	1050	9	particular	particular	ADJ
cblr-14234	1050	10	and	and	CCONJ
cblr-14234	1050	11	sensitive	sensitive	ADJ
cblr-14234	1050	12	clauses	clause	NOUN
cblr-14234	1050	13	,	,	PUNCT
cblr-14234	1050	14	few	few	ADJ
cblr-14234	1050	15	sellers	seller	NOUN
cblr-14234	1050	16	have	have	VERB
cblr-14234	1050	17	an	an	DET
cblr-14234	1050	18	interest	interest	NOUN
cblr-14234	1050	19	in	in	ADP
cblr-14234	1050	20	incomprehensible	incomprehensible	ADJ
cblr-14234	1050	21	contracts	contract	NOUN
cblr-14234	1050	22	.	.	PUNCT
cblr-14234	1051	1	to	to	ADP
cblr-14234	1051	2	the	the	DET
cblr-14234	1051	3	extent	extent	NOUN
cblr-14234	1051	4	lawyers	lawyer	NOUN
cblr-14234	1051	5	have	have	AUX
cblr-14234	1051	6	impeded	impede	VERB
cblr-14234	1051	7	change	change	NOUN
cblr-14234	1051	8	in	in	ADP
cblr-14234	1051	9	contract	contract	NOUN
cblr-14234	1051	10	drafting,250	drafting,250	PUNCT
cblr-14234	1051	11	the	the	DET
cblr-14234	1051	12	duty	duty	NOUN
cblr-14234	1051	13	removes	remove	VERB
cblr-14234	1051	14	that	that	DET
cblr-14234	1051	15	impediment	impediment	NOUN
cblr-14234	1051	16	.	.	PUNCT
cblr-14234	1052	1	moreover	moreover	ADV
cblr-14234	1052	2	,	,	PUNCT
cblr-14234	1052	3	creating	create	VERB
cblr-14234	1052	4	a	a	DET
cblr-14234	1052	5	market	market	NOUN
cblr-14234	1052	6	for	for	ADP
cblr-14234	1052	7	lawyers	lawyer	NOUN
cblr-14234	1052	8	with	with	ADP
cblr-14234	1052	9	a	a	DET
cblr-14234	1052	10	particular	particular	ADJ
cblr-14234	1052	11	skillset	skillset	NOUN
cblr-14234	1052	12	will	will	AUX
cblr-14234	1052	13	decrease	decrease	VERB
cblr-14234	1052	14	the	the	DET
cblr-14234	1052	15	cost	cost	NOUN
cblr-14234	1052	16	to	to	ADP
cblr-14234	1052	17	sellers	seller	NOUN
cblr-14234	1052	18	of	of	ADP
cblr-14234	1052	19	revising	revise	VERB
cblr-14234	1052	20	and	and	CCONJ
cblr-14234	1052	21	creating	create	VERB
cblr-14234	1052	22	understandable	understandable	ADJ
cblr-14234	1052	23	contracts	contract	NOUN
cblr-14234	1052	24	.	.	PUNCT
cblr-14234	1053	1	the	the	DET
cblr-14234	1053	2	duty	duty	NOUN
cblr-14234	1053	3	is	be	AUX
cblr-14234	1053	4	the	the	DET
cblr-14234	1053	5	much	much	ADV
cblr-14234	1053	6	-	-	PUNCT
cblr-14234	1053	7	needed	need	VERB
cblr-14234	1053	8	incentive	incentive	NOUN
cblr-14234	1053	9	to	to	PART
cblr-14234	1053	10	change	change	VERB
cblr-14234	1053	11	longstanding	longstanding	ADJ
cblr-14234	1053	12	boilerplate	boilerplate	ADJ
cblr-14234	1053	13	,	,	PUNCT
cblr-14234	1053	14	change	change	VERB
cblr-14234	1053	15	how	how	SCONJ
cblr-14234	1053	16	transactional	transactional	ADJ
cblr-14234	1053	17	lawyers	lawyer	NOUN
cblr-14234	1053	18	train	train	VERB
cblr-14234	1053	19	,	,	PUNCT
cblr-14234	1053	20	and	and	CCONJ
cblr-14234	1053	21	encourage	encourage	VERB
cblr-14234	1053	22	experimentation	experimentation	NOUN
cblr-14234	1053	23	in	in	ADP
cblr-14234	1053	24	contract	contract	NOUN
cblr-14234	1053	25	design	design	NOUN
cblr-14234	1053	26	.	.	PUNCT
cblr-14234	1054	1	indeed	indeed	ADV
cblr-14234	1054	2	,	,	PUNCT
cblr-14234	1054	3	it	it	PRON
cblr-14234	1054	4	may	may	AUX
cblr-14234	1054	5	prompt	prompt	VERB
cblr-14234	1054	6	innovations	innovation	NOUN
cblr-14234	1054	7	like	like	ADP
cblr-14234	1054	8	greater	great	ADJ
cblr-14234	1054	9	reliance	reliance	NOUN
cblr-14234	1054	10	on	on	ADP
cblr-14234	1054	11	oral	oral	ADJ
cblr-14234	1054	12	contracts,251	contracts,251	NOUN
cblr-14234	1054	13	reimagining	reimagine	VERB
cblr-14234	1054	14	contract	contract	NOUN
cblr-14234	1054	15	layout	layout	NOUN
cblr-14234	1054	16	and	and	CCONJ
cblr-14234	1054	17	organization,252	organization,252	NOUN
cblr-14234	1054	18	or	or	CCONJ
cblr-14234	1054	19	a	a	DET
cblr-14234	1054	20	move	move	NOUN
cblr-14234	1054	21	to	to	PART
cblr-14234	1054	22	supplement	supplement	VERB
cblr-14234	1054	23	or	or	CCONJ
cblr-14234	1054	24	even	even	ADV
cblr-14234	1054	25	replace	replace	VERB
cblr-14234	1054	26	text	text	NOUN
cblr-14234	1054	27	with	with	ADP
cblr-14234	1054	28	visual	visual	ADJ
cblr-14234	1054	29	aids	aid	NOUN
cblr-14234	1054	30	like	like	ADP
cblr-14234	1054	31	icons,253	icons,253	PROPN
cblr-14234	1054	32	business	business	NOUN
cblr-14234	1054	33	benefits	benefit	NOUN
cblr-14234	1054	34	after	after	SCONJ
cblr-14234	1054	35	an	an	DET
cblr-14234	1054	36	intellectual	intellectual	ADJ
cblr-14234	1054	37	property	property	NOUN
cblr-14234	1054	38	law	law	NOUN
cblr-14234	1054	39	firm	firm	NOUN
cblr-14234	1054	40	embraced	embrace	VERB
cblr-14234	1054	41	plain	plain	ADJ
cblr-14234	1054	42	language	language	NOUN
cblr-14234	1054	43	writing	writing	NOUN
cblr-14234	1054	44	)	)	PUNCT
cblr-14234	1054	45	.	.	PUNCT
cblr-14234	1055	1	249	249	NUM
cblr-14234	1055	2	see	see	VERB
cblr-14234	1055	3	,	,	PUNCT
cblr-14234	1055	4	e.g.	e.g.	ADV
cblr-14234	1055	5	,	,	PUNCT
cblr-14234	1055	6	helena	helena	PROPN
cblr-14234	1055	7	haapio	haapio	PROPN
cblr-14234	1055	8	,	,	PUNCT
cblr-14234	1055	9	legal	legal	ADJ
cblr-14234	1055	10	design	design	NOUN
cblr-14234	1055	11	alliance	alliance	NOUN
cblr-14234	1055	12	,	,	PUNCT
cblr-14234	1055	13	https://www.legaldesignalliance.org/community/helenahaapio/	https://www.legaldesignalliance.org/community/helenahaapio/	PROPN
cblr-14234	1055	14	[	[	X
cblr-14234	1055	15	https://perma.cc/8fhf-mxls	https://perma.cc/8fhf-mxls	PROPN
cblr-14234	1055	16	]	]	X
cblr-14234	1055	17	;	;	PUNCT
cblr-14234	1055	18	more	more	ADV
cblr-14234	1055	19	about	about	ADP
cblr-14234	1055	20	helena	helena	PROPN
cblr-14234	1055	21	haapio	haapio	PROPN
cblr-14234	1055	22	,	,	PUNCT
cblr-14234	1055	23	lexpert	lexpert	NOUN
cblr-14234	1055	24	,	,	PUNCT
cblr-14234	1055	25	https://www.lexpert.com/our_team/more-about-helena_haapio/	https://www.lexpert.com/our_team/more-about-helena_haapio/	PROPN
cblr-14234	1055	26	[	[	X
cblr-14234	1055	27	https://perma.cc/3v4q-gw52	https://perma.cc/3v4q-gw52	PROPN
cblr-14234	1055	28	]	]	PUNCT
cblr-14234	1055	29	;	;	PUNCT
cblr-14234	1055	30	stefania	stefania	PROPN
cblr-14234	1055	31	passera	passera	NOUN
cblr-14234	1055	32	,	,	PUNCT
cblr-14234	1055	33	https://stefaniapassera.com/	https://stefaniapassera.com/	VERB
cblr-14234	1055	34	[	[	X
cblr-14234	1055	35	https://perma.cc/93g8-vpxz	https://perma.cc/93g8-vpxz	NOUN
cblr-14234	1055	36	]	]	X
cblr-14234	1055	37	.	.	PUNCT
cblr-14234	1056	1	250	250	NUM
cblr-14234	1056	2	see	see	VERB
cblr-14234	1056	3	mitu	mitu	PROPN
cblr-14234	1056	4	gulati	gulati	PROPN
cblr-14234	1056	5	&	&	CCONJ
cblr-14234	1056	6	robert	robert	PROPN
cblr-14234	1056	7	e	e	PROPN
cblr-14234	1056	8	scott	scott	PROPN
cblr-14234	1056	9	,	,	PUNCT
cblr-14234	1056	10	the	the	DET
cblr-14234	1056	11	three	three	NUM
cblr-14234	1056	12	and	and	CCONJ
cblr-14234	1056	13	a	a	DET
cblr-14234	1056	14	half	half	NOUN
cblr-14234	1056	15	minute	minute	NOUN
cblr-14234	1056	16	transaction	transaction	NOUN
cblr-14234	1056	17	:	:	PUNCT
cblr-14234	1056	18	boilerplate	boilerplate	ADJ
cblr-14234	1056	19	and	and	CCONJ
cblr-14234	1056	20	the	the	DET
cblr-14234	1056	21	limits	limit	NOUN
cblr-14234	1056	22	of	of	ADP
cblr-14234	1056	23	contract	contract	NOUN
cblr-14234	1056	24	design	design	NOUN
cblr-14234	1056	25	160–65	160–65	NUM
cblr-14234	1056	26	(	(	PUNCT
cblr-14234	1056	27	chicago	chicago	PROPN
cblr-14234	1056	28	press	press	NOUN
cblr-14234	1056	29	2013	2013	NUM
cblr-14234	1056	30	)	)	PUNCT
cblr-14234	1056	31	.	.	PUNCT
cblr-14234	1057	1	251	251	NUM
cblr-14234	1057	2	cf	cf	NOUN
cblr-14234	1057	3	.	.	PUNCT
cblr-14234	1057	4	hoffman	hoffman	PROPN
cblr-14234	1057	5	,	,	PUNCT
cblr-14234	1057	6	supra	supra	PROPN
cblr-14234	1057	7	note	note	PROPN
cblr-14234	1057	8	36	36	NUM
cblr-14234	1057	9	,	,	PUNCT
cblr-14234	1057	10	at	at	ADP
cblr-14234	1057	11	1409–27	1409–27	NOUN
cblr-14234	1057	12	(	(	PUNCT
cblr-14234	1057	13	making	make	VERB
cblr-14234	1057	14	the	the	DET
cblr-14234	1057	15	case	case	NOUN
cblr-14234	1057	16	for	for	ADP
cblr-14234	1057	17	banishing	banish	VERB
cblr-14234	1057	18	written	write	VERB
cblr-14234	1057	19	contracts	contract	NOUN
cblr-14234	1057	20	for	for	ADP
cblr-14234	1057	21	low	low	ADJ
cblr-14234	1057	22	-	-	PUNCT
cblr-14234	1057	23	cost	cost	NOUN
cblr-14234	1057	24	transactions	transaction	NOUN
cblr-14234	1057	25	and	and	CCONJ
cblr-14234	1057	26	requiring	require	VERB
cblr-14234	1057	27	oral	oral	ADJ
cblr-14234	1057	28	contracts	contract	NOUN
cblr-14234	1057	29	)	)	PUNCT
cblr-14234	1057	30	.	.	PUNCT
cblr-14234	1058	1	252	252	NUM
cblr-14234	1058	2	layout	layout	NOUN
cblr-14234	1058	3	,	,	PUNCT
cblr-14234	1058	4	worldcc	worldcc	PROPN
cblr-14234	1058	5	foundation	foundation	PROPN
cblr-14234	1058	6	,	,	PUNCT
cblr-14234	1058	7	https://contractdesign.worldcc.com/library/layout	https://contractdesign.worldcc.com/library/layout	PUNCT
cblr-14234	1059	1	[	[	X
cblr-14234	1059	2	https://perma.cc/y67e-jsyg	https://perma.cc/y67e-jsyg	PROPN
cblr-14234	1059	3	]	]	X
cblr-14234	1059	4	;	;	PUNCT
cblr-14234	1059	5	organizing	organize	VERB
cblr-14234	1059	6	,	,	PUNCT
cblr-14234	1059	7	worldcc	worldcc	PROPN
cblr-14234	1059	8	foundation	foundation	PROPN
cblr-14234	1059	9	,	,	PUNCT
cblr-14234	1059	10	https://contract-design.worldcc.com/library/organizing	https://contract-design.worldcc.com/library/organizing	X
cblr-14234	1059	11	[	[	X
cblr-14234	1059	12	https://perma.cc/z3kq-d6ct	https://perma.cc/z3kq-d6ct	X
cblr-14234	1059	13	]	]	X
cblr-14234	1059	14	.	.	PUNCT
cblr-14234	1060	1	253	253	NUM
cblr-14234	1060	2	accordion	accordion	NOUN
cblr-14234	1060	3	,	,	PUNCT
cblr-14234	1060	4	worldcc	worldcc	PROPN
cblr-14234	1060	5	foundation	foundation	PROPN
cblr-14234	1060	6	,	,	PUNCT
cblr-14234	1060	7	https://contractdesign.worldcc.com/accordion	https://contractdesign.worldcc.com/accordion	PRON
cblr-14234	1060	8	.	.	PUNCT
cblr-14234	1061	1	[	[	X
cblr-14234	1061	2	https://perma.cc/ye6l-glkz	https://perma.cc/ye6l-glkz	X
cblr-14234	1061	3	]	]	PUNCT
cblr-14234	1061	4	.	.	PUNCT
cblr-14234	1062	1	522	522	NUM
cblr-14234	1062	2	columbia	columbia	PROPN
cblr-14234	1062	3	business	business	NOUN
cblr-14234	1062	4	law	law	NOUN
cblr-14234	1062	5	review	review	NOUN
cblr-14234	1062	6	[	[	X
cblr-14234	1062	7	vol	vol	NOUN
cblr-14234	1062	8	.	.	NOUN
cblr-14234	1062	9	2024	2024	NUM
cblr-14234	1062	10	comic	comic	ADJ
cblr-14234	1062	11	book	book	NOUN
cblr-14234	1062	12	-	-	PUNCT
cblr-14234	1062	13	style	style	NOUN
cblr-14234	1062	14	frames,254	frames,254	PROPN
cblr-14234	1062	15	diagrams,255	diagrams,255	PROPN
cblr-14234	1062	16	and	and	CCONJ
cblr-14234	1062	17	flowcharts.256	flowcharts.256	NUM
cblr-14234	1062	18	thanks	thank	NOUN
cblr-14234	1062	19	to	to	ADP
cblr-14234	1062	20	contracting	contract	VERB
cblr-14234	1062	21	innovators	innovator	NOUN
cblr-14234	1062	22	like	like	ADP
cblr-14234	1062	23	robert	robert	PROPN
cblr-14234	1062	24	de	de	PROPN
cblr-14234	1062	25	rooy	rooy	PROPN
cblr-14234	1062	26	,	,	PUNCT
cblr-14234	1062	27	one	one	NUM
cblr-14234	1062	28	large	large	ADJ
cblr-14234	1062	29	company	company	NOUN
cblr-14234	1062	30	,	,	PUNCT
cblr-14234	1062	31	clemengold	clemengold	PROPN
cblr-14234	1062	32	,	,	PUNCT
cblr-14234	1062	33	uses	use	VERB
cblr-14234	1062	34	a	a	DET
cblr-14234	1062	35	fruit	fruit	NOUN
cblr-14234	1062	36	picking	picking	NOUN
cblr-14234	1062	37	contract	contract	NOUN
cblr-14234	1062	38	that	that	PRON
cblr-14234	1062	39	has	have	VERB
cblr-14234	1062	40	pictures	picture	NOUN
cblr-14234	1062	41	,	,	PUNCT
cblr-14234	1062	42	graphics	graphic	NOUN
cblr-14234	1062	43	,	,	PUNCT
cblr-14234	1062	44	a	a	DET
cblr-14234	1062	45	comic	comic	ADJ
cblr-14234	1062	46	-	-	PUNCT
cblr-14234	1062	47	book	book	NOUN
cblr-14234	1062	48	-	-	PUNCT
cblr-14234	1062	49	like	like	ADJ
cblr-14234	1062	50	layout	layout	NOUN
cblr-14234	1062	51	,	,	PUNCT
cblr-14234	1062	52	and	and	CCONJ
cblr-14234	1062	53	even	even	ADV
cblr-14234	1062	54	audio	audio	ADJ
cblr-14234	1062	55	components	component	NOUN
cblr-14234	1062	56	that	that	PRON
cblr-14234	1062	57	pickers	picker	NOUN
cblr-14234	1062	58	can	can	AUX
cblr-14234	1062	59	access	access	VERB
cblr-14234	1062	60	through	through	ADP
cblr-14234	1062	61	a	a	DET
cblr-14234	1062	62	phone	phone	NOUN
cblr-14234	1062	63	application.257	application.257	NOUN
cblr-14234	1062	64	fourth	fourth	ADJ
cblr-14234	1062	65	,	,	PUNCT
cblr-14234	1062	66	the	the	DET
cblr-14234	1062	67	duty	duty	NOUN
cblr-14234	1062	68	creates	create	VERB
cblr-14234	1062	69	an	an	DET
cblr-14234	1062	70	adaptable	adaptable	ADJ
cblr-14234	1062	71	standard	standard	NOUN
cblr-14234	1062	72	focused	focus	VERB
cblr-14234	1062	73	on	on	ADP
cblr-14234	1062	74	reader	reader	NOUN
cblr-14234	1062	75	understanding	understanding	NOUN
cblr-14234	1062	76	.	.	PUNCT
cblr-14234	1063	1	while	while	SCONJ
cblr-14234	1063	2	many	many	ADJ
cblr-14234	1063	3	plain	plain	ADJ
cblr-14234	1063	4	language	language	NOUN
cblr-14234	1063	5	laws	law	NOUN
cblr-14234	1063	6	focus	focus	VERB
cblr-14234	1063	7	on	on	ADP
cblr-14234	1063	8	features	feature	NOUN
cblr-14234	1063	9	present	present	ADJ
cblr-14234	1063	10	in	in	ADP
cblr-14234	1063	11	static	static	ADJ
cblr-14234	1063	12	hard	hard	ADJ
cblr-14234	1063	13	copy	copy	NOUN
cblr-14234	1063	14	contracts	contract	NOUN
cblr-14234	1063	15	,	,	PUNCT
cblr-14234	1063	16	the	the	DET
cblr-14234	1063	17	duty	duty	NOUN
cblr-14234	1063	18	allows	allow	VERB
cblr-14234	1063	19	contract	contract	NOUN
cblr-14234	1063	20	law	law	NOUN
cblr-14234	1063	21	to	to	PART
cblr-14234	1063	22	adapt	adapt	VERB
cblr-14234	1063	23	to	to	ADP
cblr-14234	1063	24	the	the	DET
cblr-14234	1063	25	new	new	ADJ
cblr-14234	1063	26	realm	realm	NOUN
cblr-14234	1063	27	of	of	ADP
cblr-14234	1063	28	electronic	electronic	ADJ
cblr-14234	1063	29	contracts	contract	NOUN
cblr-14234	1063	30	.	.	PUNCT
cblr-14234	1064	1	courts	court	NOUN
cblr-14234	1064	2	must	must	AUX
cblr-14234	1064	3	be	be	AUX
cblr-14234	1064	4	able	able	ADJ
cblr-14234	1064	5	to	to	PART
cblr-14234	1064	6	assess	assess	VERB
cblr-14234	1064	7	everything	everything	PRON
cblr-14234	1064	8	that	that	PRON
cblr-14234	1064	9	affects	affect	VERB
cblr-14234	1064	10	a	a	DET
cblr-14234	1064	11	consumer	consumer	NOUN
cblr-14234	1064	12	’s	’s	PART
cblr-14234	1064	13	interaction	interaction	NOUN
cblr-14234	1064	14	with	with	ADP
cblr-14234	1064	15	a	a	DET
cblr-14234	1064	16	contract	contract	NOUN
cblr-14234	1064	17	,	,	PUNCT
cblr-14234	1064	18	which	which	PRON
cblr-14234	1064	19	is	be	AUX
cblr-14234	1064	20	more	more	ADJ
cblr-14234	1064	21	than	than	ADP
cblr-14234	1064	22	just	just	ADV
cblr-14234	1064	23	the	the	DET
cblr-14234	1064	24	words	word	NOUN
cblr-14234	1064	25	on	on	ADP
cblr-14234	1064	26	the	the	DET
cblr-14234	1064	27	“	"	PUNCT
cblr-14234	1064	28	page	page	NOUN
cblr-14234	1064	29	”	"	PUNCT
cblr-14234	1064	30	and	and	CCONJ
cblr-14234	1064	31	font	font	VERB
cblr-14234	1064	32	size	size	NOUN
cblr-14234	1064	33	.	.	PUNCT
cblr-14234	1065	1	now	now	ADV
cblr-14234	1065	2	,	,	PUNCT
cblr-14234	1065	3	color	color	NOUN
cblr-14234	1065	4	,	,	PUNCT
cblr-14234	1065	5	sound	sound	NOUN
cblr-14234	1065	6	,	,	PUNCT
cblr-14234	1065	7	iconography	iconography	NOUN
cblr-14234	1065	8	,	,	PUNCT
cblr-14234	1065	9	images	image	NOUN
cblr-14234	1065	10	,	,	PUNCT
cblr-14234	1065	11	page	page	NOUN
cblr-14234	1065	12	organization	organization	NOUN
cblr-14234	1065	13	,	,	PUNCT
cblr-14234	1065	14	hyperlinks	hyperlink	NOUN
cblr-14234	1065	15	,	,	PUNCT
cblr-14234	1065	16	and	and	CCONJ
cblr-14234	1065	17	a	a	DET
cblr-14234	1065	18	host	host	NOUN
cblr-14234	1065	19	of	of	ADP
cblr-14234	1065	20	other	other	ADJ
cblr-14234	1065	21	options	option	NOUN
cblr-14234	1065	22	are	be	AUX
cblr-14234	1065	23	part	part	NOUN
cblr-14234	1065	24	of	of	ADP
cblr-14234	1065	25	a	a	DET
cblr-14234	1065	26	contract	contract	NOUN
cblr-14234	1065	27	.	.	PUNCT
cblr-14234	1066	1	these	these	DET
cblr-14234	1066	2	new	new	ADJ
cblr-14234	1066	3	tools	tool	NOUN
cblr-14234	1066	4	can	can	AUX
cblr-14234	1066	5	help	help	VERB
cblr-14234	1066	6	or	or	CCONJ
cblr-14234	1066	7	hinder	hinder	VERB
cblr-14234	1066	8	consumer	consumer	NOUN
cblr-14234	1066	9	understanding	understanding	NOUN
cblr-14234	1066	10	.	.	PUNCT
cblr-14234	1067	1	the	the	DET
cblr-14234	1067	2	duty	duty	NOUN
cblr-14234	1067	3	empowers	empower	VERB
cblr-14234	1067	4	sellers	seller	NOUN
cblr-14234	1067	5	to	to	PART
cblr-14234	1067	6	use	use	VERB
cblr-14234	1067	7	nontraditional	nontraditional	ADJ
cblr-14234	1067	8	tools	tool	NOUN
cblr-14234	1067	9	that	that	PRON
cblr-14234	1067	10	might	might	AUX
cblr-14234	1067	11	dramatically	dramatically	ADV
cblr-14234	1067	12	increase	increase	VERB
cblr-14234	1067	13	understanding	understanding	NOUN
cblr-14234	1067	14	like	like	ADP
cblr-14234	1067	15	charts	chart	NOUN
cblr-14234	1067	16	or	or	CCONJ
cblr-14234	1067	17	images	image	NOUN
cblr-14234	1067	18	,	,	PUNCT
cblr-14234	1067	19	while	while	SCONJ
cblr-14234	1067	20	giving	give	VERB
cblr-14234	1067	21	parties	party	NOUN
cblr-14234	1067	22	and	and	CCONJ
cblr-14234	1067	23	courts	court	NOUN
cblr-14234	1067	24	the	the	DET
cblr-14234	1067	25	flexibility	flexibility	NOUN
cblr-14234	1067	26	to	to	PART
cblr-14234	1067	27	investigate	investigate	VERB
cblr-14234	1067	28	dark	dark	ADJ
cblr-14234	1067	29	patterns	pattern	NOUN
cblr-14234	1067	30	.	.	PUNCT
cblr-14234	1068	1	fifth	fifth	ADJ
cblr-14234	1068	2	,	,	PUNCT
cblr-14234	1068	3	the	the	DET
cblr-14234	1068	4	duty	duty	NOUN
cblr-14234	1068	5	’s	’s	PART
cblr-14234	1068	6	malleable	malleable	ADJ
cblr-14234	1068	7	standard	standard	ADJ
cblr-14234	1068	8	encourages	encourage	VERB
cblr-14234	1068	9	reliance	reliance	NOUN
cblr-14234	1068	10	on	on	ADP
cblr-14234	1068	11	scientific	scientific	ADJ
cblr-14234	1068	12	evidence	evidence	NOUN
cblr-14234	1068	13	rather	rather	ADV
cblr-14234	1068	14	than	than	ADP
cblr-14234	1068	15	our	our	PRON
cblr-14234	1068	16	intuitions	intuition	NOUN
cblr-14234	1068	17	about	about	ADP
cblr-14234	1068	18	human	human	ADJ
cblr-14234	1068	19	comprehension.258	comprehension.258	PROPN
cblr-14234	1068	20	there	there	PRON
cblr-14234	1068	21	may	may	AUX
cblr-14234	1068	22	be	be	AUX
cblr-14234	1068	23	no	no	DET
cblr-14234	1068	24	silver	silver	ADJ
cblr-14234	1068	25	bullet	bullet	NOUN
cblr-14234	1068	26	254	254	NUM
cblr-14234	1068	27	comic	comic	ADJ
cblr-14234	1068	28	contracts	contract	NOUN
cblr-14234	1068	29	,	,	PUNCT
cblr-14234	1068	30	worldcc	worldcc	PROPN
cblr-14234	1068	31	foundation	foundation	PROPN
cblr-14234	1068	32	,	,	PUNCT
cblr-14234	1068	33	https://contractdesign.worldcc.com/comic-contracts	https://contractdesign.worldcc.com/comic-contract	VERB
cblr-14234	1068	34	[	[	X
cblr-14234	1068	35	https://perma.cc/ye6l-glkz	https://perma.cc/ye6l-glkz	X
cblr-14234	1068	36	]	]	PUNCT
cblr-14234	1068	37	.	.	PUNCT
cblr-14234	1069	1	255	255	NUM
cblr-14234	1069	2	delivery	delivery	NOUN
cblr-14234	1069	3	diagram	diagram	NOUN
cblr-14234	1069	4	,	,	PUNCT
cblr-14234	1069	5	worldcc	worldcc	PROPN
cblr-14234	1069	6	foundation	foundation	PROPN
cblr-14234	1069	7	,	,	PUNCT
cblr-14234	1069	8	https://contractdesign.worldcc.com/delivery-dia	https://contractdesign.worldcc.com/delivery-dia	X
cblr-14234	1070	1	[	[	X
cblr-14234	1070	2	https://perma.cc/hn6h-k2ks	https://perma.cc/hn6h-k2ks	X
cblr-14234	1070	3	]	]	X
cblr-14234	1070	4	.	.	PUNCT
cblr-14234	1071	1	256	256	NUM
cblr-14234	1071	2	flowchart	flowchart	NOUN
cblr-14234	1071	3	,	,	PUNCT
cblr-14234	1071	4	worldcc	worldcc	PROPN
cblr-14234	1071	5	foundation	foundation	PROPN
cblr-14234	1071	6	,	,	PUNCT
cblr-14234	1071	7	https://contractdesign.worldcc.com/flowchart	https://contractdesign.worldcc.com/flowchart	PRON
cblr-14234	1072	1	[	[	X
cblr-14234	1072	2	https://perma.cc/qa4v-vyph	https://perma.cc/qa4v-vyph	X
cblr-14234	1072	3	]	]	PUNCT
cblr-14234	1072	4	.	.	PUNCT
cblr-14234	1073	1	257	257	NUM
cblr-14234	1073	2	videotape	videotape	NOUN
cblr-14234	1073	3	:	:	PUNCT
cblr-14234	1073	4	showsmart	showsmart	NOUN
cblr-14234	1073	5	clemengold	clemengold	PROPN
cblr-14234	1073	6	demo	demo	NOUN
cblr-14234	1073	7	(	(	PUNCT
cblr-14234	1073	8	claire	claire	PROPN
cblr-14234	1073	9	harcourt	harcourt	PROPN
cblr-14234	1073	10	-	-	PUNCT
cblr-14234	1073	11	cooke	cooke	PROPN
cblr-14234	1073	12	2023	2023	NUM
cblr-14234	1073	13	)	)	PUNCT
cblr-14234	1073	14	,	,	PUNCT
cblr-14234	1073	15	https://www.youtube.com/watch?v=i4l-fr_v97u	https://www.youtube.com/watch?v=i4l-fr_v97u	NOUN
cblr-14234	1074	1	[	[	X
cblr-14234	1074	2	https://perma.cc/2tzr5b9f	https://perma.cc/2tzr5b9f	X
cblr-14234	1074	3	]	]	X
cblr-14234	1074	4	;	;	PUNCT
cblr-14234	1074	5	kate	kate	NOUN
cblr-14234	1074	6	vitaseck	vitaseck	NOUN
cblr-14234	1074	7	,	,	PUNCT
cblr-14234	1074	8	comic	comic	ADJ
cblr-14234	1074	9	contracts	contract	NOUN
cblr-14234	1074	10	:	:	PUNCT
cblr-14234	1074	11	a	a	DET
cblr-14234	1074	12	novel	novel	ADJ
cblr-14234	1074	13	approach	approach	NOUN
cblr-14234	1074	14	to	to	PART
cblr-14234	1074	15	contract	contract	NOUN
cblr-14234	1074	16	clarity	clarity	NOUN
cblr-14234	1074	17	and	and	CCONJ
cblr-14234	1074	18	accessibility	accessibility	NOUN
cblr-14234	1074	19	,	,	PUNCT
cblr-14234	1074	20	forbes	forbes	PROPN
cblr-14234	1074	21	(	(	PUNCT
cblr-14234	1074	22	feb	feb	PROPN
cblr-14234	1074	23	.	.	PROPN
cblr-14234	1074	24	14	14	NUM
cblr-14234	1074	25	,	,	PUNCT
cblr-14234	1074	26	2017	2017	NUM
cblr-14234	1074	27	)	)	PUNCT
cblr-14234	1074	28	,	,	PUNCT
cblr-14234	1074	29	https://www.forbes.com/sites/katevitasek/2017/02/14/comic-contracts-a-novelapproach-to-contract-clarity-and-accessibility/?sh=a5ac03976353	https://www.forbes.com/sites/katevitasek/2017/02/14/comic-contracts-a-novelapproach-to-contract-clarity-and-accessibility/?sh=a5ac03976353	PROPN
cblr-14234	1074	30	[	[	X
cblr-14234	1074	31	https://perma.cc/dh5a-bc25	https://perma.cc/dh5a-bc25	X
cblr-14234	1074	32	]	]	X
cblr-14234	1074	33	.	.	PUNCT
cblr-14234	1075	1	258	258	NUM
cblr-14234	1075	2	lonegrass	lonegrass	NOUN
cblr-14234	1075	3	,	,	PUNCT
cblr-14234	1075	4	supra	supra	NOUN
cblr-14234	1075	5	note	note	NOUN
cblr-14234	1075	6	4	4	NUM
cblr-14234	1075	7	,	,	PUNCT
cblr-14234	1075	8	at	at	ADP
cblr-14234	1075	9	38	38	NUM
cblr-14234	1075	10	(	(	PUNCT
cblr-14234	1075	11	“	"	PUNCT
cblr-14234	1075	12	as	as	SCONJ
cblr-14234	1075	13	social	social	ADJ
cblr-14234	1075	14	scientists	scientist	NOUN
cblr-14234	1075	15	make	make	VERB
cblr-14234	1075	16	new	new	ADJ
cblr-14234	1075	17	discoveries	discovery	NOUN
cblr-14234	1075	18	about	about	ADP
cblr-14234	1075	19	the	the	DET
cblr-14234	1075	20	limitations	limitation	NOUN
cblr-14234	1075	21	on	on	ADP
cblr-14234	1075	22	consumers	consumer	NOUN
cblr-14234	1075	23	'	'	PART
cblr-14234	1075	24	abilities	ability	NOUN
cblr-14234	1075	25	to	to	PART
cblr-14234	1075	26	access	access	VERB
cblr-14234	1075	27	,	,	PUNCT
cblr-14234	1075	28	understand	understand	VERB
cblr-14234	1075	29	,	,	PUNCT
cblr-14234	1075	30	and	and	CCONJ
cblr-14234	1075	31	make	make	VERB
cblr-14234	1075	32	rational	rational	ADJ
cblr-14234	1075	33	choices	choice	NOUN
cblr-14234	1075	34	concerning	concern	VERB
cblr-14234	1075	35	standardized	standardized	ADJ
cblr-14234	1075	36	terms	term	NOUN
cblr-14234	1075	37	,	,	PUNCT
cblr-14234	1075	38	the	the	DET
cblr-14234	1075	39	legal	legal	ADJ
cblr-14234	1075	40	norms	norm	NOUN
cblr-14234	1075	41	that	that	PRON
cblr-14234	1075	42	govern	govern	VERB
cblr-14234	1075	43	standard	standard	ADJ
cblr-14234	1075	44	contracts	contract	NOUN
cblr-14234	1075	45	should	should	AUX
cblr-14234	1075	46	evolve	evolve	VERB
cblr-14234	1075	47	accordingly	accordingly	ADV
cblr-14234	1075	48	.	.	PUNCT
cblr-14234	1076	1	however	however	ADV
cblr-14234	1076	2	,	,	PUNCT
cblr-14234	1076	3	legal	legal	ADJ
cblr-14234	1076	4	theory	theory	NOUN
cblr-14234	1076	5	has	have	AUX
cblr-14234	1076	6	not	not	PART
cblr-14234	1076	7	kept	keep	VERB
cblr-14234	1076	8	pace	pace	NOUN
cblr-14234	1076	9	with	with	ADP
cblr-14234	1076	10	advancements	advancement	NOUN
cblr-14234	1076	11	in	in	ADP
cblr-14234	1076	12	no	no	NOUN
cblr-14234	1076	13	.	.	NOUN
cblr-14234	1076	14	2	2	NUM
cblr-14234	1076	15	]	]	PUNCT
cblr-14234	1076	16	the	the	DET
cblr-14234	1076	17	duty	duty	NOUN
cblr-14234	1076	18	to	to	PART
cblr-14234	1076	19	make	make	VERB
cblr-14234	1076	20	contracts	contract	NOUN
cblr-14234	1076	21	understandable	understandable	ADJ
cblr-14234	1076	22	523	523	NUM
cblr-14234	1076	23	to	to	ADP
cblr-14234	1076	24	creating	create	VERB
cblr-14234	1076	25	a	a	DET
cblr-14234	1076	26	universally	universally	ADV
cblr-14234	1076	27	understandable	understandable	ADJ
cblr-14234	1076	28	contract	contract	NOUN
cblr-14234	1076	29	.	.	PUNCT
cblr-14234	1077	1	one	one	NUM
cblr-14234	1077	2	of	of	ADP
cblr-14234	1077	3	the	the	DET
cblr-14234	1077	4	chief	chief	ADJ
cblr-14234	1077	5	critiques	critique	NOUN
cblr-14234	1077	6	of	of	ADP
cblr-14234	1077	7	plain	plain	ADJ
cblr-14234	1077	8	language	language	NOUN
cblr-14234	1077	9	laws	law	NOUN
cblr-14234	1077	10	is	be	AUX
cblr-14234	1077	11	that	that	SCONJ
cblr-14234	1077	12	they	they	PRON
cblr-14234	1077	13	are	be	AUX
cblr-14234	1077	14	too	too	ADV
cblr-14234	1077	15	mechanical	mechanical	ADJ
cblr-14234	1077	16	and	and	CCONJ
cblr-14234	1077	17	inflexible.259	inflexible.259	ADJ
cblr-14234	1077	18	yonathan	yonathan	NOUN
cblr-14234	1077	19	arbel	arbel	NOUN
cblr-14234	1077	20	and	and	CCONJ
cblr-14234	1077	21	andrew	andrew	PROPN
cblr-14234	1077	22	toler	toler	PROPN
cblr-14234	1077	23	’s	’s	PART
cblr-14234	1077	24	study	study	NOUN
cblr-14234	1077	25	on	on	ADP
cblr-14234	1077	26	misguided	misguided	ADJ
cblr-14234	1077	27	mandates	mandate	NOUN
cblr-14234	1077	28	that	that	PRON
cblr-14234	1077	29	require	require	VERB
cblr-14234	1077	30	certain	certain	ADJ
cblr-14234	1077	31	documents	document	NOUN
cblr-14234	1077	32	to	to	PART
cblr-14234	1077	33	use	use	VERB
cblr-14234	1077	34	all	all	DET
cblr-14234	1077	35	-	-	PUNCT
cblr-14234	1077	36	caps	cap	NOUN
cblr-14234	1077	37	suggests	suggest	VERB
cblr-14234	1077	38	that	that	SCONJ
cblr-14234	1077	39	mechanical	mechanical	ADJ
cblr-14234	1077	40	,	,	PUNCT
cblr-14234	1077	41	brightline	brightline	NOUN
cblr-14234	1077	42	rules	rule	NOUN
cblr-14234	1077	43	are	be	AUX
cblr-14234	1077	44	inappropriate	inappropriate	ADJ
cblr-14234	1077	45	to	to	PART
cblr-14234	1077	46	maximize	maximize	VERB
cblr-14234	1077	47	human	human	ADJ
cblr-14234	1077	48	communication	communication	NOUN
cblr-14234	1077	49	,	,	PUNCT
cblr-14234	1077	50	which	which	PRON
cblr-14234	1077	51	is	be	AUX
cblr-14234	1077	52	a	a	DET
cblr-14234	1077	53	subtle	subtle	ADJ
cblr-14234	1077	54	,	,	PUNCT
cblr-14234	1077	55	complex	complex	ADJ
cblr-14234	1077	56	,	,	PUNCT
cblr-14234	1077	57	and	and	CCONJ
cblr-14234	1077	58	contextdependent	contextdependent	PROPN
cblr-14234	1077	59	practice.260	practice.260	VERB
cblr-14234	1077	60	the	the	DET
cblr-14234	1077	61	consumer	consumer	NOUN
cblr-14234	1077	62	and	and	CCONJ
cblr-14234	1077	63	the	the	DET
cblr-14234	1077	64	contract	contract	NOUN
cblr-14234	1077	65	’s	’s	PART
cblr-14234	1077	66	form	form	NOUN
cblr-14234	1077	67	may	may	AUX
cblr-14234	1077	68	impact	impact	VERB
cblr-14234	1077	69	understandability	understandability	NOUN
cblr-14234	1077	70	.	.	PUNCT
cblr-14234	1078	1	perhaps	perhaps	ADV
cblr-14234	1078	2	the	the	DET
cblr-14234	1078	3	most	most	ADV
cblr-14234	1078	4	understandable	understandable	ADJ
cblr-14234	1078	5	form	form	NOUN
cblr-14234	1078	6	for	for	ADP
cblr-14234	1078	7	the	the	DET
cblr-14234	1078	8	same	same	ADJ
cblr-14234	1078	9	document	document	NOUN
cblr-14234	1078	10	varies	vary	VERB
cblr-14234	1078	11	as	as	SCONJ
cblr-14234	1078	12	the	the	DET
cblr-14234	1078	13	consumer	consumer	NOUN
cblr-14234	1078	14	changes.261	changes.261	NOUN
cblr-14234	1078	15	the	the	DET
cblr-14234	1078	16	duty	duty	NOUN
cblr-14234	1078	17	can	can	AUX
cblr-14234	1078	18	account	account	VERB
cblr-14234	1078	19	for	for	ADP
cblr-14234	1078	20	differences	difference	NOUN
cblr-14234	1078	21	in	in	ADP
cblr-14234	1078	22	the	the	DET
cblr-14234	1078	23	intended	intend	VERB
cblr-14234	1078	24	consumer	consumer	NOUN
cblr-14234	1078	25	like	like	ADP
cblr-14234	1078	26	education	education	NOUN
cblr-14234	1078	27	literacy	literacy	NOUN
cblr-14234	1078	28	,	,	PUNCT
cblr-14234	1078	29	language	language	NOUN
cblr-14234	1078	30	proficiency	proficiency	NOUN
cblr-14234	1078	31	,	,	PUNCT
cblr-14234	1078	32	and	and	CCONJ
cblr-14234	1078	33	familiarity	familiarity	NOUN
cblr-14234	1078	34	with	with	ADP
cblr-14234	1078	35	terminology	terminology	NOUN
cblr-14234	1078	36	.	.	PUNCT
cblr-14234	1079	1	likewise	likewise	ADV
cblr-14234	1079	2	,	,	PUNCT
cblr-14234	1079	3	even	even	ADV
cblr-14234	1079	4	when	when	SCONJ
cblr-14234	1079	5	comparing	compare	VERB
cblr-14234	1079	6	contracts	contract	NOUN
cblr-14234	1079	7	with	with	ADP
cblr-14234	1079	8	the	the	DET
cblr-14234	1079	9	same	same	ADJ
cblr-14234	1079	10	consumers	consumer	NOUN
cblr-14234	1079	11	,	,	PUNCT
cblr-14234	1079	12	perhaps	perhaps	ADV
cblr-14234	1079	13	the	the	DET
cblr-14234	1079	14	form	form	NOUN
cblr-14234	1079	15	of	of	ADP
cblr-14234	1079	16	the	the	DET
cblr-14234	1079	17	contract	contract	NOUN
cblr-14234	1079	18	affects	affect	VERB
cblr-14234	1079	19	understandability	understandability	NOUN
cblr-14234	1079	20	.	.	PUNCT
cblr-14234	1080	1	the	the	DET
cblr-14234	1080	2	duty	duty	NOUN
cblr-14234	1080	3	can	can	AUX
cblr-14234	1080	4	account	account	VERB
cblr-14234	1080	5	for	for	ADP
cblr-14234	1080	6	differences	difference	NOUN
cblr-14234	1080	7	between	between	ADP
cblr-14234	1080	8	the	the	DET
cblr-14234	1080	9	way	way	NOUN
cblr-14234	1080	10	humans	human	NOUN
cblr-14234	1080	11	process	process	VERB
cblr-14234	1080	12	information	information	NOUN
cblr-14234	1080	13	on	on	ADP
cblr-14234	1080	14	paper	paper	NOUN
cblr-14234	1080	15	and	and	CCONJ
cblr-14234	1080	16	on	on	ADP
cblr-14234	1080	17	a	a	DET
cblr-14234	1080	18	laptop	laptop	NOUN
cblr-14234	1080	19	screen	screen	NOUN
cblr-14234	1080	20	,	,	PUNCT
cblr-14234	1080	21	cell	cell	NOUN
cblr-14234	1080	22	phone	phone	NOUN
cblr-14234	1080	23	screen	screen	NOUN
cblr-14234	1080	24	,	,	PUNCT
cblr-14234	1080	25	pop	pop	VERB
cblr-14234	1080	26	-	-	PUNCT
cblr-14234	1080	27	up	up	ADP
cblr-14234	1080	28	window	window	NOUN
cblr-14234	1080	29	,	,	PUNCT
cblr-14234	1080	30	or	or	CCONJ
cblr-14234	1080	31	video	video	NOUN
cblr-14234	1080	32	game	game	NOUN
cblr-14234	1080	33	.	.	PUNCT
cblr-14234	1081	1	plus	plus	CCONJ
cblr-14234	1081	2	,	,	PUNCT
cblr-14234	1081	3	as	as	ADP
cblr-14234	1081	4	our	our	PRON
cblr-14234	1081	5	understanding	understanding	NOUN
cblr-14234	1081	6	of	of	ADP
cblr-14234	1081	7	how	how	SCONJ
cblr-14234	1081	8	humans	human	NOUN
cblr-14234	1081	9	process	process	VERB
cblr-14234	1081	10	information	information	NOUN
cblr-14234	1081	11	develops	develop	VERB
cblr-14234	1081	12	,	,	PUNCT
cblr-14234	1081	13	or	or	CCONJ
cblr-14234	1081	14	as	as	ADP
cblr-14234	1081	15	the	the	DET
cblr-14234	1081	16	way	way	NOUN
cblr-14234	1081	17	humans	human	NOUN
cblr-14234	1081	18	process	process	VERB
cblr-14234	1081	19	information	information	NOUN
cblr-14234	1081	20	changes	change	NOUN
cblr-14234	1081	21	over	over	ADP
cblr-14234	1081	22	time	time	NOUN
cblr-14234	1081	23	,	,	PUNCT
cblr-14234	1081	24	the	the	DET
cblr-14234	1081	25	duty	duty	NOUN
cblr-14234	1081	26	can	can	AUX
cblr-14234	1081	27	adjust	adjust	VERB
cblr-14234	1081	28	.	.	PUNCT
cblr-14234	1082	1	the	the	DET
cblr-14234	1082	2	understanding	understanding	NOUN
cblr-14234	1082	3	of	of	ADP
cblr-14234	1082	4	consumer	consumer	NOUN
cblr-14234	1082	5	cognition	cognition	NOUN
cblr-14234	1082	6	and	and	CCONJ
cblr-14234	1082	7	behavior	behavior	NOUN
cblr-14234	1082	8	.	.	PUNCT
cblr-14234	1082	9	”	"	PUNCT
cblr-14234	1082	10	)	)	PUNCT
cblr-14234	1082	11	;	;	PUNCT
cblr-14234	1082	12	budnitz	budnitz	NOUN
cblr-14234	1082	13	,	,	PUNCT
cblr-14234	1082	14	supra	supra	PROPN
cblr-14234	1082	15	note	note	NOUN
cblr-14234	1082	16	54	54	NUM
cblr-14234	1082	17	,	,	PUNCT
cblr-14234	1082	18	at	at	ADP
cblr-14234	1082	19	406	406	NUM
cblr-14234	1082	20	(	(	PUNCT
cblr-14234	1082	21	calling	call	VERB
cblr-14234	1082	22	for	for	ADP
cblr-14234	1082	23	the	the	DET
cblr-14234	1082	24	restatement	restatement	NOUN
cblr-14234	1082	25	of	of	ADP
cblr-14234	1082	26	consumer	consumer	NOUN
cblr-14234	1082	27	contracts	contract	NOUN
cblr-14234	1082	28	to	to	PART
cblr-14234	1082	29	account	account	VERB
cblr-14234	1082	30	for	for	ADP
cblr-14234	1082	31	social	social	ADJ
cblr-14234	1082	32	science	science	NOUN
cblr-14234	1082	33	“	"	PUNCT
cblr-14234	1082	34	on	on	ADP
cblr-14234	1082	35	deficiencies	deficiency	NOUN
cblr-14234	1082	36	in	in	ADP
cblr-14234	1082	37	consumer	consumer	NOUN
cblr-14234	1082	38	cognition	cognition	NOUN
cblr-14234	1082	39	that	that	PRON
cblr-14234	1082	40	hamper	hamper	VERB
cblr-14234	1082	41	consumers	consumer	NOUN
cblr-14234	1082	42	’	'	PUNCT
cblr-14234	1082	43	ability	ability	NOUN
cblr-14234	1082	44	to	to	PART
cblr-14234	1082	45	bargain	bargain	VERB
cblr-14234	1082	46	freely	freely	ADV
cblr-14234	1082	47	,	,	PUNCT
cblr-14234	1082	48	social	social	ADJ
cblr-14234	1082	49	factors	factor	NOUN
cblr-14234	1082	50	affecting	affect	VERB
cblr-14234	1082	51	consumer	consumer	NOUN
cblr-14234	1082	52	behavior	behavior	NOUN
cblr-14234	1082	53	when	when	SCONJ
cblr-14234	1082	54	entering	enter	VERB
cblr-14234	1082	55	into	into	ADP
cblr-14234	1082	56	contracts	contract	NOUN
cblr-14234	1082	57	,	,	PUNCT
cblr-14234	1082	58	and	and	CCONJ
cblr-14234	1082	59	literacy	literacy	NOUN
cblr-14234	1082	60	problems	problem	NOUN
cblr-14234	1082	61	.	.	PUNCT
cblr-14234	1082	62	”	"	PUNCT
cblr-14234	1082	63	)	)	PUNCT
cblr-14234	1082	64	;	;	PUNCT
cblr-14234	1082	65	gibson	gibson	PROPN
cblr-14234	1082	66	,	,	PUNCT
cblr-14234	1082	67	supra	supra	PROPN
cblr-14234	1082	68	note	note	PROPN
cblr-14234	1082	69	4	4	NUM
cblr-14234	1082	70	,	,	PUNCT
cblr-14234	1082	71	at	at	ADP
cblr-14234	1082	72	218–28	218–28	PROPN
cblr-14234	1082	73	(	(	PUNCT
cblr-14234	1082	74	proposing	propose	VERB
cblr-14234	1082	75	that	that	SCONJ
cblr-14234	1082	76	courts	court	NOUN
cblr-14234	1082	77	evaluate	evaluate	VERB
cblr-14234	1082	78	evidence	evidence	NOUN
cblr-14234	1082	79	of	of	ADP
cblr-14234	1082	80	unconscionability	unconscionability	NOUN
cblr-14234	1082	81	“	"	PUNCT
cblr-14234	1082	82	in	in	ADP
cblr-14234	1082	83	light	light	NOUN
cblr-14234	1082	84	of	of	ADP
cblr-14234	1082	85	the	the	DET
cblr-14234	1082	86	emerging	emerge	VERB
cblr-14234	1082	87	empirical	empirical	ADJ
cblr-14234	1082	88	findings	finding	NOUN
cblr-14234	1082	89	on	on	ADP
cblr-14234	1082	90	consumers	consumer	NOUN
cblr-14234	1082	91	’	’	PART
cblr-14234	1082	92	cognitive	cognitive	ADJ
cblr-14234	1082	93	limitations	limitation	NOUN
cblr-14234	1082	94	when	when	SCONJ
cblr-14234	1082	95	dealing	deal	VERB
cblr-14234	1082	96	with	with	ADP
cblr-14234	1082	97	boilerplate	boilerplate	NOUN
cblr-14234	1082	98	”	"	PUNCT
cblr-14234	1082	99	)	)	PUNCT
cblr-14234	1082	100	;	;	PUNCT
cblr-14234	1082	101	luguri	luguri	PROPN
cblr-14234	1082	102	&	&	CCONJ
cblr-14234	1082	103	strahilevitz	strahilevitz	PROPN
cblr-14234	1082	104	,	,	PUNCT
cblr-14234	1082	105	supra	supra	PROPN
cblr-14234	1082	106	note	note	NOUN
cblr-14234	1082	107	71	71	NUM
cblr-14234	1082	108	,	,	PUNCT
cblr-14234	1082	109	at	at	ADP
cblr-14234	1082	110	98–99	98–99	NUM
cblr-14234	1082	111	(	(	PUNCT
cblr-14234	1082	112	noting	note	VERB
cblr-14234	1082	113	that	that	SCONJ
cblr-14234	1082	114	companies	company	NOUN
cblr-14234	1082	115	already	already	ADV
cblr-14234	1082	116	perform	perform	VERB
cblr-14234	1082	117	a	a	DET
cblr-14234	1082	118	/	/	SYM
cblr-14234	1082	119	b	b	NOUN
cblr-14234	1082	120	testing	testing	NOUN
cblr-14234	1082	121	to	to	PART
cblr-14234	1082	122	determine	determine	VERB
cblr-14234	1082	123	how	how	SCONJ
cblr-14234	1082	124	to	to	PART
cblr-14234	1082	125	change	change	VERB
cblr-14234	1082	126	consumer	consumer	NOUN
cblr-14234	1082	127	behavior	behavior	NOUN
cblr-14234	1082	128	and	and	CCONJ
cblr-14234	1082	129	encouraging	encourage	VERB
cblr-14234	1082	130	government	government	NOUN
cblr-14234	1082	131	agencies	agency	NOUN
cblr-14234	1082	132	to	to	PART
cblr-14234	1082	133	do	do	VERB
cblr-14234	1082	134	the	the	DET
cblr-14234	1082	135	same	same	ADJ
cblr-14234	1082	136	)	)	PUNCT
cblr-14234	1082	137	.	.	PUNCT
cblr-14234	1083	1	259	259	NUM
cblr-14234	1083	2	carl	carl	PROPN
cblr-14234	1083	3	felsenfeld	felsenfeld	PROPN
cblr-14234	1083	4	,	,	PUNCT
cblr-14234	1083	5	the	the	DET
cblr-14234	1083	6	plain	plain	ADJ
cblr-14234	1083	7	english	english	PROPN
cblr-14234	1083	8	movement	movement	NOUN
cblr-14234	1083	9	,	,	PUNCT
cblr-14234	1083	10	6	6	NUM
cblr-14234	1083	11	can	can	NOUN
cblr-14234	1083	12	.	.	PUNCT
cblr-14234	1084	1	bus	bus	NOUN
cblr-14234	1084	2	.	.	PUNCT
cblr-14234	1085	1	l.	l.	PROPN
cblr-14234	1085	2	j.	j.	PROPN
cblr-14234	1085	3	408	408	PROPN
cblr-14234	1085	4	,	,	PUNCT
cblr-14234	1085	5	415	415	NUM
cblr-14234	1085	6	(	(	PUNCT
cblr-14234	1085	7	1981	1981	NUM
cblr-14234	1085	8	)	)	PUNCT
cblr-14234	1085	9	(	(	PUNCT
cblr-14234	1085	10	noting	note	VERB
cblr-14234	1085	11	criticisms	criticism	NOUN
cblr-14234	1085	12	of	of	ADP
cblr-14234	1085	13	plain	plain	ADJ
cblr-14234	1085	14	language	language	NOUN
cblr-14234	1085	15	laws	law	NOUN
cblr-14234	1085	16	include	include	VERB
cblr-14234	1085	17	being	be	AUX
cblr-14234	1085	18	too	too	ADV
cblr-14234	1085	19	mechanical	mechanical	ADJ
cblr-14234	1085	20	and	and	CCONJ
cblr-14234	1085	21	unyielding	unyielding	ADJ
cblr-14234	1085	22	,	,	PUNCT
cblr-14234	1085	23	preventing	prevent	VERB
cblr-14234	1085	24	experimentation	experimentation	NOUN
cblr-14234	1085	25	,	,	PUNCT
cblr-14234	1085	26	and	and	CCONJ
cblr-14234	1085	27	not	not	PART
cblr-14234	1085	28	yet	yet	ADV
cblr-14234	1085	29	knowing	know	VERB
cblr-14234	1085	30	the	the	DET
cblr-14234	1085	31	best	good	ADJ
cblr-14234	1085	32	form	form	NOUN
cblr-14234	1085	33	of	of	ADP
cblr-14234	1085	34	language	language	NOUN
cblr-14234	1085	35	)	)	PUNCT
cblr-14234	1085	36	.	.	PUNCT
cblr-14234	1086	1	260	260	NUM
cblr-14234	1086	2	yonathan	yonathan	PROPN
cblr-14234	1086	3	arbel	arbel	PROPN
cblr-14234	1086	4	&	&	CCONJ
cblr-14234	1086	5	andrew	andrew	PROPN
cblr-14234	1086	6	toler	toler	PROPN
cblr-14234	1086	7	,	,	PUNCT
cblr-14234	1086	8	all	all	PRON
cblr-14234	1086	9	-	-	PUNCT
cblr-14234	1086	10	caps	cap	NOUN
cblr-14234	1086	11	,	,	PUNCT
cblr-14234	1086	12	17	17	NUM
cblr-14234	1086	13	j.	j.	PROPN
cblr-14234	1086	14	empirical	empirical	ADJ
cblr-14234	1086	15	legal	legal	ADJ
cblr-14234	1086	16	stud	stud	NOUN
cblr-14234	1086	17	.	.	PUNCT
cblr-14234	1087	1	862	862	NUM
cblr-14234	1087	2	,	,	PUNCT
cblr-14234	1087	3	912	912	NUM
cblr-14234	1087	4	(	(	PUNCT
cblr-14234	1087	5	2020	2020	NUM
cblr-14234	1087	6	)	)	PUNCT
cblr-14234	1087	7	.	.	PUNCT
cblr-14234	1088	1	261	261	NUM
cblr-14234	1088	2	jonathan	jonathan	PROPN
cblr-14234	1088	3	m.	m.	PROPN
cblr-14234	1088	4	barnes	barnes	PROPN
cblr-14234	1088	5	,	,	PUNCT
cblr-14234	1088	6	tailored	tailor	VERB
cblr-14234	1088	7	jury	jury	NOUN
cblr-14234	1088	8	instructions	instruction	NOUN
cblr-14234	1088	9	:	:	PUNCT
cblr-14234	1088	10	writing	write	VERB
cblr-14234	1088	11	instructions	instruction	NOUN
cblr-14234	1088	12	that	that	PRON
cblr-14234	1088	13	match	match	VERB
cblr-14234	1088	14	a	a	DET
cblr-14234	1088	15	specific	specific	ADJ
cblr-14234	1088	16	jury	jury	NOUN
cblr-14234	1088	17	's	's	PART
cblr-14234	1088	18	reading	reading	NOUN
cblr-14234	1088	19	level	level	NOUN
cblr-14234	1088	20	,	,	PUNCT
cblr-14234	1088	21	87	87	NUM
cblr-14234	1088	22	miss	miss	NOUN
cblr-14234	1088	23	.	.	PUNCT
cblr-14234	1089	1	l.j	l.j	NOUN
cblr-14234	1089	2	.	.	PROPN
cblr-14234	1089	3	193	193	NUM
cblr-14234	1089	4	,	,	PUNCT
cblr-14234	1089	5	225	225	NUM
cblr-14234	1089	6	(	(	PUNCT
cblr-14234	1089	7	2018	2018	NUM
cblr-14234	1089	8	)	)	PUNCT
cblr-14234	1089	9	.	.	PUNCT
cblr-14234	1090	1	524	524	NUM
cblr-14234	1090	2	columbia	columbia	PROPN
cblr-14234	1090	3	business	business	PROPN
cblr-14234	1090	4	law	law	PROPN
cblr-14234	1090	5	review	review	NOUN
cblr-14234	1090	6	[	[	X
cblr-14234	1090	7	vol	vol	NOUN
cblr-14234	1090	8	.	.	NOUN
cblr-14234	1090	9	2024	2024	NUM
cblr-14234	1090	10	incorporating	incorporate	VERB
cblr-14234	1090	11	social	social	ADJ
cblr-14234	1090	12	science	science	NOUN
cblr-14234	1090	13	into	into	ADP
cblr-14234	1090	14	contract	contract	NOUN
cblr-14234	1090	15	formation	formation	NOUN
cblr-14234	1090	16	law	law	NOUN
cblr-14234	1090	17	both	both	PRON
cblr-14234	1090	18	corrects	correct	VERB
cblr-14234	1090	19	mistaken	mistaken	ADJ
cblr-14234	1090	20	assumptions	assumption	NOUN
cblr-14234	1090	21	about	about	ADP
cblr-14234	1090	22	human	human	ADJ
cblr-14234	1090	23	behavior	behavior	NOUN
cblr-14234	1090	24	and	and	CCONJ
cblr-14234	1090	25	ensures	ensure	VERB
cblr-14234	1090	26	full	full	ADJ
cblr-14234	1090	27	consideration	consideration	NOUN
cblr-14234	1090	28	of	of	ADP
cblr-14234	1090	29	all	all	DET
cblr-14234	1090	30	the	the	DET
cblr-14234	1090	31	relevant	relevant	ADJ
cblr-14234	1090	32	factors	factor	NOUN
cblr-14234	1090	33	that	that	PRON
cblr-14234	1090	34	affect	affect	VERB
cblr-14234	1090	35	understanding	understanding	NOUN
cblr-14234	1090	36	.	.	PUNCT
cblr-14234	1091	1	often	often	ADV
cblr-14234	1091	2	,	,	PUNCT
cblr-14234	1091	3	how	how	SCONJ
cblr-14234	1091	4	the	the	DET
cblr-14234	1091	5	human	human	ADJ
cblr-14234	1091	6	mind	mind	NOUN
cblr-14234	1091	7	works	work	VERB
cblr-14234	1091	8	is	be	AUX
cblr-14234	1091	9	counterintuitive	counterintuitive	ADJ
cblr-14234	1091	10	.	.	PUNCT
cblr-14234	1092	1	as	as	ADP
cblr-14234	1092	2	a	a	DET
cblr-14234	1092	3	result	result	NOUN
cblr-14234	1092	4	,	,	PUNCT
cblr-14234	1092	5	relying	rely	VERB
cblr-14234	1092	6	on	on	ADP
cblr-14234	1092	7	intuition	intuition	NOUN
cblr-14234	1092	8	can	can	AUX
cblr-14234	1092	9	backfire.262	backfire.262	VERB
cblr-14234	1092	10	courts	court	NOUN
cblr-14234	1092	11	assume	assume	VERB
cblr-14234	1092	12	certain	certain	ADJ
cblr-14234	1092	13	factors	factor	NOUN
cblr-14234	1092	14	affect	affect	VERB
cblr-14234	1092	15	consumer	consumer	NOUN
cblr-14234	1092	16	understanding	understanding	NOUN
cblr-14234	1092	17	when	when	SCONJ
cblr-14234	1092	18	they	they	PRON
cblr-14234	1092	19	do	do	VERB
cblr-14234	1092	20	not	not	PART
cblr-14234	1092	21	or	or	CCONJ
cblr-14234	1092	22	when	when	SCONJ
cblr-14234	1092	23	other	other	ADJ
cblr-14234	1092	24	unconsidered	unconsidered	ADJ
cblr-14234	1092	25	factors	factor	NOUN
cblr-14234	1092	26	play	play	VERB
cblr-14234	1092	27	a	a	PRON
cblr-14234	1092	28	much	much	ADV
cblr-14234	1092	29	more	more	ADV
cblr-14234	1092	30	significant	significant	ADJ
cblr-14234	1092	31	role.263	role.263	PROPN
cblr-14234	1092	32	many	many	ADJ
cblr-14234	1092	33	wellintentioned	wellintentione	VERB
cblr-14234	1092	34	legislatures	legislature	NOUN
cblr-14234	1092	35	required	require	VERB
cblr-14234	1092	36	important	important	ADJ
cblr-14234	1092	37	disclosures	disclosure	NOUN
cblr-14234	1092	38	to	to	PART
cblr-14234	1092	39	use	use	VERB
cblr-14234	1092	40	all	all	DET
cblr-14234	1092	41	-	-	PUNCT
cblr-14234	1092	42	caps	cap	NOUN
cblr-14234	1092	43	,	,	PUNCT
cblr-14234	1092	44	even	even	ADV
cblr-14234	1092	45	though	though	SCONJ
cblr-14234	1092	46	all	all	DET
cblr-14234	1092	47	-	-	PUNCT
cblr-14234	1092	48	caps	cap	NOUN
cblr-14234	1092	49	does	do	AUX
cblr-14234	1092	50	not	not	PART
cblr-14234	1092	51	improve	improve	VERB
cblr-14234	1092	52	understanding	understanding	NOUN
cblr-14234	1092	53	and	and	CCONJ
cblr-14234	1092	54	may	may	AUX
cblr-14234	1092	55	impede	impede	VERB
cblr-14234	1092	56	it.264	it.264	NOUN
cblr-14234	1092	57	some	some	DET
cblr-14234	1092	58	contracts	contract	NOUN
cblr-14234	1092	59	might	might	AUX
cblr-14234	1092	60	use	use	VERB
cblr-14234	1092	61	humor	humor	NOUN
cblr-14234	1092	62	and	and	CCONJ
cblr-14234	1092	63	come	come	VERB
cblr-14234	1092	64	off	off	ADP
cblr-14234	1092	65	as	as	ADV
cblr-14234	1092	66	playful	playful	ADJ
cblr-14234	1092	67	to	to	ADP
cblr-14234	1092	68	the	the	DET
cblr-14234	1092	69	delight	delight	NOUN
cblr-14234	1092	70	of	of	ADP
cblr-14234	1092	71	consumers	consumer	NOUN
cblr-14234	1092	72	,	,	PUNCT
cblr-14234	1092	73	while	while	SCONJ
cblr-14234	1092	74	not	not	PART
cblr-14234	1092	75	actually	actually	ADV
cblr-14234	1092	76	effectively	effectively	ADV
cblr-14234	1092	77	communicating.265	communicating.265	VERB
cblr-14234	1092	78	in	in	ADP
cblr-14234	1092	79	other	other	ADJ
cblr-14234	1092	80	cases	case	NOUN
cblr-14234	1092	81	,	,	PUNCT
cblr-14234	1092	82	a	a	DET
cblr-14234	1092	83	seller	seller	NOUN
cblr-14234	1092	84	might	might	AUX
cblr-14234	1092	85	do	do	VERB
cblr-14234	1092	86	something	something	PRON
cblr-14234	1092	87	that	that	PRON
cblr-14234	1092	88	seems	seem	VERB
cblr-14234	1092	89	to	to	PART
cblr-14234	1092	90	impede	impede	VERB
cblr-14234	1092	91	understanding	understanding	NOUN
cblr-14234	1092	92	but	but	CCONJ
cblr-14234	1092	93	perhaps	perhaps	ADV
cblr-14234	1092	94	improves	improve	VERB
cblr-14234	1092	95	it	it	PRON
cblr-14234	1092	96	.	.	PUNCT
cblr-14234	1093	1	for	for	ADP
cblr-14234	1093	2	example	example	NOUN
cblr-14234	1093	3	,	,	PUNCT
cblr-14234	1093	4	if	if	SCONJ
cblr-14234	1093	5	a	a	DET
cblr-14234	1093	6	seller	seller	NOUN
cblr-14234	1093	7	used	use	VERB
cblr-14234	1093	8	hard	hard	ADJ
cblr-14234	1093	9	-	-	PUNCT
cblr-14234	1093	10	to	to	PART
cblr-14234	1093	11	-	-	PUNCT
cblr-14234	1093	12	read	read	VERB
cblr-14234	1093	13	font	font	NOUN
cblr-14234	1093	14	a	a	DET
cblr-14234	1093	15	court	court	NOUN
cblr-14234	1093	16	might	might	AUX
cblr-14234	1093	17	assume	assume	VERB
cblr-14234	1093	18	the	the	DET
cblr-14234	1093	19	font	font	NOUN
cblr-14234	1093	20	impedes	impede	VERB
cblr-14234	1093	21	understanding	understanding	NOUN
cblr-14234	1093	22	,	,	PUNCT
cblr-14234	1093	23	but	but	CCONJ
cblr-14234	1093	24	one	one	NUM
cblr-14234	1093	25	study	study	NOUN
cblr-14234	1093	26	shows	show	VERB
cblr-14234	1093	27	students	student	NOUN
cblr-14234	1093	28	learned	learn	VERB
cblr-14234	1093	29	better	well	ADV
cblr-14234	1093	30	when	when	SCONJ
cblr-14234	1093	31	reading	read	VERB
cblr-14234	1093	32	information	information	NOUN
cblr-14234	1093	33	presented	present	VERB
cblr-14234	1093	34	in	in	ADP
cblr-14234	1093	35	a	a	DET
cblr-14234	1093	36	hard	hard	ADJ
cblr-14234	1093	37	-	-	PUNCT
cblr-14234	1093	38	to	to	PART
cblr-14234	1093	39	-	-	PUNCT
cblr-14234	1093	40	read	read	VERB
cblr-14234	1093	41	font	font	NOUN
cblr-14234	1093	42	rather	rather	ADV
cblr-14234	1093	43	than	than	ADP
cblr-14234	1093	44	an	an	DET
cblr-14234	1093	45	262	262	NUM
cblr-14234	1093	46	for	for	ADP
cblr-14234	1093	47	example	example	NOUN
cblr-14234	1093	48	,	,	PUNCT
cblr-14234	1093	49	one	one	NUM
cblr-14234	1093	50	empirical	empirical	ADJ
cblr-14234	1093	51	study	study	NOUN
cblr-14234	1093	52	suggests	suggest	VERB
cblr-14234	1093	53	mild	mild	ADJ
cblr-14234	1093	54	use	use	NOUN
cblr-14234	1093	55	of	of	ADP
cblr-14234	1093	56	dark	dark	ADJ
cblr-14234	1093	57	patterns	pattern	NOUN
cblr-14234	1093	58	are	be	AUX
cblr-14234	1093	59	harder	hard	ADJ
cblr-14234	1093	60	for	for	SCONJ
cblr-14234	1093	61	consumers	consumer	NOUN
cblr-14234	1093	62	to	to	PART
cblr-14234	1093	63	avoid	avoid	VERB
cblr-14234	1093	64	than	than	ADP
cblr-14234	1093	65	extreme	extreme	ADJ
cblr-14234	1093	66	use	use	NOUN
cblr-14234	1093	67	of	of	ADP
cblr-14234	1093	68	dark	dark	ADJ
cblr-14234	1093	69	patterns	pattern	NOUN
cblr-14234	1093	70	because	because	SCONJ
cblr-14234	1093	71	they	they	PRON
cblr-14234	1093	72	are	be	AUX
cblr-14234	1093	73	subtle	subtle	ADJ
cblr-14234	1093	74	and	and	CCONJ
cblr-14234	1093	75	persuasive	persuasive	ADJ
cblr-14234	1094	1	.	.	PROPN
cblr-14234	1094	2	luguri	luguri	PROPN
cblr-14234	1094	3	&	&	CCONJ
cblr-14234	1094	4	strahilevitz	strahilevitz	PROPN
cblr-14234	1094	5	,	,	PUNCT
cblr-14234	1094	6	supra	supra	PROPN
cblr-14234	1094	7	note	note	NOUN
cblr-14234	1094	8	71	71	NUM
cblr-14234	1094	9	,	,	PUNCT
cblr-14234	1094	10	at	at	ADP
cblr-14234	1094	11	89–90	89–90	NUM
cblr-14234	1094	12	.	.	PUNCT
cblr-14234	1095	1	263	263	NUM
cblr-14234	1095	2	lonegrass	lonegrass	NOUN
cblr-14234	1095	3	,	,	PUNCT
cblr-14234	1095	4	supra	supra	NOUN
cblr-14234	1095	5	note	note	NOUN
cblr-14234	1095	6	4	4	NUM
cblr-14234	1095	7	at	at	ADP
cblr-14234	1095	8	45–46	45–46	NUM
cblr-14234	1095	9	(	(	PUNCT
cblr-14234	1095	10	“	"	PUNCT
cblr-14234	1095	11	[	[	X
cblr-14234	1095	12	i]nterdisciplinary	i]nterdisciplinary	ADJ
cblr-14234	1095	13	research	research	NOUN
cblr-14234	1095	14	studying	study	VERB
cblr-14234	1095	15	consumer	consumer	NOUN
cblr-14234	1095	16	cognition	cognition	NOUN
cblr-14234	1095	17	and	and	CCONJ
cblr-14234	1095	18	market	market	NOUN
cblr-14234	1095	19	forces	force	NOUN
cblr-14234	1095	20	demonstrate	demonstrate	VERB
cblr-14234	1095	21	that	that	SCONJ
cblr-14234	1095	22	the	the	DET
cblr-14234	1095	23	traditional	traditional	ADJ
cblr-14234	1095	24	objective	objective	ADJ
cblr-14234	1095	25	indicia	indicia	NOUN
cblr-14234	1095	26	of	of	ADP
cblr-14234	1095	27	assent	assent	NOUN
cblr-14234	1095	28	seized	seize	VERB
cblr-14234	1095	29	upon	upon	SCONJ
cblr-14234	1095	30	by	by	ADP
cblr-14234	1095	31	most	most	ADJ
cblr-14234	1095	32	courts	court	NOUN
cblr-14234	1095	33	are	be	AUX
cblr-14234	1095	34	not	not	PART
cblr-14234	1095	35	useful	useful	ADJ
cblr-14234	1095	36	indicators	indicator	NOUN
cblr-14234	1095	37	of	of	ADP
cblr-14234	1095	38	meaningful	meaningful	ADJ
cblr-14234	1095	39	choice	choice	NOUN
cblr-14234	1095	40	with	with	ADP
cblr-14234	1095	41	respect	respect	NOUN
cblr-14234	1095	42	to	to	ADP
cblr-14234	1095	43	standard	standard	ADJ
cblr-14234	1095	44	form	form	NOUN
cblr-14234	1095	45	contracts	contract	NOUN
cblr-14234	1095	46	.	.	PUNCT
cblr-14234	1095	47	.	.	PUNCT
cblr-14234	1095	48	.	.	PUNCT
cblr-14234	1095	49	.	.	PUNCT
cblr-14234	1096	1	[	[	X
cblr-14234	1096	2	t]he	t]he	ADV
cblr-14234	1096	3	conventional	conventional	ADJ
cblr-14234	1096	4	approach	approach	NOUN
cblr-14234	1096	5	[	[	X
cblr-14234	1096	6	to	to	ADP
cblr-14234	1096	7	an	an	DET
cblr-14234	1096	8	unconscionability	unconscionability	NOUN
cblr-14234	1096	9	analysis	analysis	NOUN
cblr-14234	1096	10	]	]	PUNCT
cblr-14234	1096	11	is	be	AUX
cblr-14234	1096	12	not	not	PART
cblr-14234	1096	13	merely	merely	ADV
cblr-14234	1096	14	unhelpful	unhelpful	ADJ
cblr-14234	1096	15	,	,	PUNCT
cblr-14234	1096	16	but	but	CCONJ
cblr-14234	1096	17	also	also	ADV
cblr-14234	1096	18	harmful	harmful	ADJ
cblr-14234	1096	19	in	in	ADP
cblr-14234	1096	20	its	its	PRON
cblr-14234	1096	21	adherence	adherence	NOUN
cblr-14234	1096	22	to	to	ADP
cblr-14234	1096	23	faulty	faulty	ADJ
cblr-14234	1096	24	and	and	CCONJ
cblr-14234	1096	25	obsolete	obsolete	ADJ
cblr-14234	1096	26	assumptions	assumption	NOUN
cblr-14234	1096	27	about	about	ADP
cblr-14234	1096	28	consumer	consumer	NOUN
cblr-14234	1096	29	decision	decision	NOUN
cblr-14234	1096	30	making	making	NOUN
cblr-14234	1096	31	.	.	PUNCT
cblr-14234	1096	32	”	"	PUNCT
cblr-14234	1096	33	)	)	PUNCT
cblr-14234	1096	34	.	.	PUNCT
cblr-14234	1097	1	cf	cf	X
cblr-14234	1097	2	.	.	PUNCT
cblr-14234	1098	1	romero	romero	PROPN
cblr-14234	1098	2	v.	v.	PROPN
cblr-14234	1098	3	allstate	allstate	PROPN
cblr-14234	1098	4	ins	ins	PROPN
cblr-14234	1098	5	.	.	PUNCT
cblr-14234	1098	6	co.	co.	PROPN
cblr-14234	1098	7	,	,	PUNCT
cblr-14234	1098	8	1	1	NUM
cblr-14234	1098	9	f.	f.	PROPN
cblr-14234	1098	10	supp	supp	PROPN
cblr-14234	1098	11	.	.	PUNCT
cblr-14234	1099	1	3d	3d	PROPN
cblr-14234	1099	2	319	319	NUM
cblr-14234	1099	3	,	,	PUNCT
cblr-14234	1099	4	375	375	NUM
cblr-14234	1099	5	,	,	PUNCT
cblr-14234	1099	6	389–90	389–90	NUM
cblr-14234	1099	7	(	(	PUNCT
cblr-14234	1099	8	e.d	e.d	PROPN
cblr-14234	1099	9	.	.	PROPN
cblr-14234	1099	10	pa	pa	PROPN
cblr-14234	1099	11	.	.	PROPN
cblr-14234	1099	12	2014	2014	NUM
cblr-14234	1099	13	)	)	PUNCT
cblr-14234	1099	14	(	(	PUNCT
cblr-14234	1099	15	relying	rely	VERB
cblr-14234	1099	16	on	on	ADP
cblr-14234	1099	17	assumptions	assumption	NOUN
cblr-14234	1099	18	about	about	ADP
cblr-14234	1099	19	years	year	NOUN
cblr-14234	1099	20	of	of	ADP
cblr-14234	1099	21	job	job	NOUN
cblr-14234	1099	22	experience	experience	NOUN
cblr-14234	1099	23	and	and	CCONJ
cblr-14234	1099	24	years	year	NOUN
cblr-14234	1099	25	of	of	ADP
cblr-14234	1099	26	education	education	NOUN
cblr-14234	1099	27	to	to	PART
cblr-14234	1099	28	conclude	conclude	VERB
cblr-14234	1099	29	that	that	SCONJ
cblr-14234	1099	30	parties	party	NOUN
cblr-14234	1099	31	were	be	AUX
cblr-14234	1099	32	able	able	ADJ
cblr-14234	1099	33	to	to	PART
cblr-14234	1099	34	understand	understand	VERB
cblr-14234	1099	35	contract	contract	NOUN
cblr-14234	1099	36	terms	term	NOUN
cblr-14234	1099	37	)	)	PUNCT
cblr-14234	1099	38	.	.	PUNCT
cblr-14234	1100	1	264	264	NUM
cblr-14234	1100	2	arbel	arbel	NOUN
cblr-14234	1100	3	&	&	CCONJ
cblr-14234	1100	4	toler	toler	PROPN
cblr-14234	1100	5	,	,	PUNCT
cblr-14234	1100	6	supra	supra	PROPN
cblr-14234	1100	7	note	note	NOUN
cblr-14234	1100	8	4	4	NUM
cblr-14234	1100	9	at	at	ADP
cblr-14234	1100	10	895–96	895–96	NUM
cblr-14234	1100	11	(	(	PUNCT
cblr-14234	1100	12	concluding	conclude	VERB
cblr-14234	1100	13	that	that	SCONJ
cblr-14234	1100	14	there	there	PRON
cblr-14234	1100	15	is	be	VERB
cblr-14234	1100	16	no	no	DET
cblr-14234	1100	17	psychological	psychological	ADJ
cblr-14234	1100	18	basis	basis	NOUN
cblr-14234	1100	19	for	for	ADP
cblr-14234	1100	20	using	use	VERB
cblr-14234	1100	21	all	all	DET
cblr-14234	1100	22	-	-	PUNCT
cblr-14234	1100	23	caps	cap	NOUN
cblr-14234	1100	24	and	and	CCONJ
cblr-14234	1100	25	reporting	report	VERB
cblr-14234	1100	26	results	result	NOUN
cblr-14234	1100	27	of	of	ADP
cblr-14234	1100	28	a	a	DET
cblr-14234	1100	29	study	study	NOUN
cblr-14234	1100	30	showing	show	VERB
cblr-14234	1100	31	that	that	SCONJ
cblr-14234	1100	32	all	all	DET
cblr-14234	1100	33	-	-	PUNCT
cblr-14234	1100	34	caps	cap	NOUN
cblr-14234	1100	35	does	do	AUX
cblr-14234	1100	36	not	not	PART
cblr-14234	1100	37	aid	aid	VERB
cblr-14234	1100	38	—	—	PUNCT
cblr-14234	1100	39	and	and	CCONJ
cblr-14234	1100	40	may	may	AUX
cblr-14234	1100	41	hinder	hinder	VERB
cblr-14234	1100	42	—	—	PUNCT
cblr-14234	1100	43	comprehension	comprehension	NOUN
cblr-14234	1100	44	)	)	PUNCT
cblr-14234	1100	45	265	265	NUM
cblr-14234	1100	46	david	david	PROPN
cblr-14234	1100	47	a.	a.	PROPN
cblr-14234	1100	48	hoffman	hoffman	PROPN
cblr-14234	1100	49	,	,	PUNCT
cblr-14234	1100	50	relational	relational	ADJ
cblr-14234	1100	51	contracts	contract	NOUN
cblr-14234	1100	52	of	of	ADP
cblr-14234	1100	53	adhesion	adhesion	NOUN
cblr-14234	1100	54	,	,	PUNCT
cblr-14234	1100	55	85	85	NUM
cblr-14234	1100	56	u.	u.	NOUN
cblr-14234	1100	57	chi	chi	PROPN
cblr-14234	1100	58	.	.	PUNCT
cblr-14234	1101	1	l.	l.	PROPN
cblr-14234	1101	2	rev	rev	PROPN
cblr-14234	1101	3	.	.	PROPN
cblr-14234	1101	4	1395	1395	NUM
cblr-14234	1101	5	,	,	PUNCT
cblr-14234	1101	6	1459–60	1459–60	NUM
cblr-14234	1101	7	(	(	PUNCT
cblr-14234	1101	8	2018	2018	NUM
cblr-14234	1101	9	)	)	PUNCT
cblr-14234	1101	10	(	(	PUNCT
cblr-14234	1101	11	identifying	identify	VERB
cblr-14234	1101	12	company	company	NOUN
cblr-14234	1101	13	contracts	contract	NOUN
cblr-14234	1101	14	that	that	PRON
cblr-14234	1101	15	were	be	AUX
cblr-14234	1101	16	“	"	PUNCT
cblr-14234	1101	17	in	in	ADP
cblr-14234	1101	18	some	some	DET
cblr-14234	1101	19	ways	way	NOUN
cblr-14234	1101	20	much	much	ADV
cblr-14234	1101	21	friendlier	friendly	ADJ
cblr-14234	1101	22	to	to	ADP
cblr-14234	1101	23	users	user	NOUN
cblr-14234	1101	24	than	than	SCONJ
cblr-14234	1101	25	is	be	AUX
cblr-14234	1101	26	the	the	DET
cblr-14234	1101	27	norm	norm	NOUN
cblr-14234	1101	28	,	,	PUNCT
cblr-14234	1101	29	”	"	PUNCT
cblr-14234	1101	30	but	but	CCONJ
cblr-14234	1101	31	being	be	AUX
cblr-14234	1101	32	unable	unable	ADJ
cblr-14234	1101	33	to	to	PART
cblr-14234	1101	34	determine	determine	VERB
cblr-14234	1101	35	if	if	SCONJ
cblr-14234	1101	36	they	they	PRON
cblr-14234	1101	37	“	"	PUNCT
cblr-14234	1101	38	merely	merely	ADV
cblr-14234	1101	39	perpetuated	perpetuate	VERB
cblr-14234	1101	40	a	a	DET
cblr-14234	1101	41	narrative	narrative	NOUN
cblr-14234	1101	42	of	of	ADP
cblr-14234	1101	43	trust	trust	NOUN
cblr-14234	1101	44	that	that	PRON
cblr-14234	1101	45	enables	enable	VERB
cblr-14234	1101	46	the	the	DET
cblr-14234	1101	47	firms	firm	NOUN
cblr-14234	1101	48	to	to	PART
cblr-14234	1101	49	profit	profit	VERB
cblr-14234	1101	50	from	from	ADP
cblr-14234	1101	51	customers	customer	NOUN
cblr-14234	1101	52	who	who	PRON
cblr-14234	1101	53	have	have	AUX
cblr-14234	1101	54	mistakenly	mistakenly	ADV
cblr-14234	1101	55	concluded	conclude	VERB
cblr-14234	1101	56	that	that	SCONJ
cblr-14234	1101	57	they	they	PRON
cblr-14234	1101	58	are	be	AUX
cblr-14234	1101	59	merchants	merchant	NOUN
cblr-14234	1101	60	rather	rather	ADV
cblr-14234	1101	61	than	than	ADP
cblr-14234	1101	62	the	the	DET
cblr-14234	1101	63	products	product	NOUN
cblr-14234	1101	64	being	be	AUX
cblr-14234	1101	65	sold	sell	VERB
cblr-14234	1101	66	”	"	PUNCT
cblr-14234	1101	67	)	)	PUNCT
cblr-14234	1101	68	.	.	PUNCT
cblr-14234	1102	1	no	no	INTJ
cblr-14234	1102	2	.	.	NOUN
cblr-14234	1103	1	2	2	NUM
cblr-14234	1103	2	]	]	PUNCT
cblr-14234	1103	3	the	the	DET
cblr-14234	1103	4	duty	duty	NOUN
cblr-14234	1103	5	to	to	PART
cblr-14234	1103	6	make	make	VERB
cblr-14234	1103	7	contracts	contract	NOUN
cblr-14234	1103	8	understandable	understandable	ADJ
cblr-14234	1103	9	525	525	NUM
cblr-14234	1103	10	easy	easy	ADJ
cblr-14234	1103	11	-	-	PUNCT
cblr-14234	1103	12	to	to	PART
cblr-14234	1103	13	-	-	PUNCT
cblr-14234	1103	14	read	read	VERB
cblr-14234	1103	15	font.266	font.266	ADP
cblr-14234	1103	16	this	this	DET
cblr-14234	1103	17	article	article	NOUN
cblr-14234	1103	18	is	be	AUX
cblr-14234	1103	19	not	not	PART
cblr-14234	1103	20	opining	opine	VERB
cblr-14234	1103	21	one	one	NUM
cblr-14234	1103	22	way	way	NOUN
cblr-14234	1103	23	or	or	CCONJ
cblr-14234	1103	24	the	the	DET
cblr-14234	1103	25	other	other	ADJ
cblr-14234	1103	26	;	;	PUNCT
cblr-14234	1103	27	rather	rather	ADV
cblr-14234	1103	28	,	,	PUNCT
cblr-14234	1103	29	the	the	DET
cblr-14234	1103	30	larger	large	ADJ
cblr-14234	1103	31	point	point	NOUN
cblr-14234	1103	32	is	be	AUX
cblr-14234	1103	33	that	that	SCONJ
cblr-14234	1103	34	our	our	PRON
cblr-14234	1103	35	assumptions	assumption	NOUN
cblr-14234	1103	36	are	be	AUX
cblr-14234	1103	37	often	often	ADV
cblr-14234	1103	38	incorrect	incorrect	ADJ
cblr-14234	1103	39	.	.	PUNCT
cblr-14234	1104	1	likewise	likewise	ADV
cblr-14234	1104	2	,	,	PUNCT
cblr-14234	1104	3	the	the	DET
cblr-14234	1104	4	duty	duty	NOUN
cblr-14234	1104	5	would	would	AUX
cblr-14234	1104	6	allow	allow	VERB
cblr-14234	1104	7	courts	court	NOUN
cblr-14234	1104	8	to	to	PART
cblr-14234	1104	9	hear	hear	VERB
cblr-14234	1104	10	from	from	ADP
cblr-14234	1104	11	experts	expert	NOUN
cblr-14234	1104	12	on	on	ADP
cblr-14234	1104	13	how	how	SCONJ
cblr-14234	1104	14	to	to	PART
cblr-14234	1104	15	navigate	navigate	VERB
cblr-14234	1104	16	and	and	CCONJ
cblr-14234	1104	17	interpret	interpret	VERB
cblr-14234	1104	18	social	social	ADJ
cblr-14234	1104	19	science	science	NOUN
cblr-14234	1104	20	data	datum	NOUN
cblr-14234	1104	21	.	.	PUNCT
cblr-14234	1105	1	for	for	ADP
cblr-14234	1105	2	example	example	NOUN
cblr-14234	1105	3	,	,	PUNCT
cblr-14234	1105	4	while	while	SCONJ
cblr-14234	1105	5	lawmakers	lawmaker	NOUN
cblr-14234	1105	6	have	have	AUX
cblr-14234	1105	7	occasionally	occasionally	ADV
cblr-14234	1105	8	deployed	deploy	VERB
cblr-14234	1105	9	readability	readability	NOUN
cblr-14234	1105	10	standards	standard	NOUN
cblr-14234	1105	11	that	that	PRON
cblr-14234	1105	12	use	use	VERB
cblr-14234	1105	13	particular	particular	ADJ
cblr-14234	1105	14	linguistic	linguistic	ADJ
cblr-14234	1105	15	tests	test	NOUN
cblr-14234	1105	16	and	and	CCONJ
cblr-14234	1105	17	scores	score	NOUN
cblr-14234	1105	18	,	,	PUNCT
cblr-14234	1105	19	a	a	DET
cblr-14234	1105	20	court	court	NOUN
cblr-14234	1105	21	could	could	AUX
cblr-14234	1105	22	hear	hear	VERB
cblr-14234	1105	23	expert	expert	ADJ
cblr-14234	1105	24	testimony	testimony	NOUN
cblr-14234	1105	25	on	on	ADP
cblr-14234	1105	26	the	the	DET
cblr-14234	1105	27	different	different	ADJ
cblr-14234	1105	28	kinds	kind	NOUN
cblr-14234	1105	29	of	of	ADP
cblr-14234	1105	30	readability	readability	NOUN
cblr-14234	1105	31	tests	test	NOUN
cblr-14234	1105	32	available	available	ADJ
cblr-14234	1105	33	and	and	CCONJ
cblr-14234	1105	34	learn	learn	VERB
cblr-14234	1105	35	which	which	PRON
cblr-14234	1105	36	,	,	PUNCT
cblr-14234	1105	37	if	if	SCONJ
cblr-14234	1105	38	any	any	PRON
cblr-14234	1105	39	,	,	PUNCT
cblr-14234	1105	40	to	to	PART
cblr-14234	1105	41	apply.267	apply.267	NOUN
cblr-14234	1105	42	companies	company	NOUN
cblr-14234	1105	43	are	be	AUX
cblr-14234	1105	44	collecting	collect	VERB
cblr-14234	1105	45	consumer	consumer	NOUN
cblr-14234	1105	46	data	datum	NOUN
cblr-14234	1105	47	and	and	CCONJ
cblr-14234	1105	48	hiring	hire	VERB
cblr-14234	1105	49	experts	expert	NOUN
cblr-14234	1105	50	so	so	SCONJ
cblr-14234	1105	51	courts	court	NOUN
cblr-14234	1105	52	should	should	AUX
cblr-14234	1105	53	consider	consider	VERB
cblr-14234	1105	54	that	that	SCONJ
cblr-14234	1105	55	data	datum	NOUN
cblr-14234	1105	56	and	and	CCONJ
cblr-14234	1105	57	hear	hear	VERB
cblr-14234	1105	58	about	about	ADP
cblr-14234	1105	59	what	what	PRON
cblr-14234	1105	60	those	those	DET
cblr-14234	1105	61	experts	expert	NOUN
cblr-14234	1105	62	do	do	AUX
cblr-14234	1105	63	.	.	PUNCT
cblr-14234	1106	1	finally	finally	ADV
cblr-14234	1106	2	,	,	PUNCT
cblr-14234	1106	3	the	the	DET
cblr-14234	1106	4	duty	duty	NOUN
cblr-14234	1106	5	streamlines	streamline	VERB
cblr-14234	1106	6	the	the	DET
cblr-14234	1106	7	law	law	NOUN
cblr-14234	1106	8	and	and	CCONJ
cblr-14234	1106	9	empowers	empower	VERB
cblr-14234	1106	10	drafters	drafter	NOUN
cblr-14234	1106	11	and	and	CCONJ
cblr-14234	1106	12	designers	designer	NOUN
cblr-14234	1106	13	.	.	PUNCT
cblr-14234	1107	1	widespread	widespread	ADJ
cblr-14234	1107	2	adoption	adoption	NOUN
cblr-14234	1107	3	of	of	ADP
cblr-14234	1107	4	the	the	DET
cblr-14234	1107	5	duty	duty	NOUN
cblr-14234	1107	6	should	should	AUX
cblr-14234	1107	7	accompany	accompany	VERB
cblr-14234	1107	8	the	the	DET
cblr-14234	1107	9	repeal	repeal	NOUN
cblr-14234	1107	10	of	of	ADP
cblr-14234	1107	11	many	many	ADJ
cblr-14234	1107	12	plain	plain	ADJ
cblr-14234	1107	13	language	language	NOUN
cblr-14234	1107	14	laws	law	NOUN
cblr-14234	1107	15	and	and	CCONJ
cblr-14234	1107	16	other	other	ADJ
cblr-14234	1107	17	laws	law	NOUN
cblr-14234	1107	18	that	that	PRON
cblr-14234	1107	19	control	control	VERB
cblr-14234	1107	20	contract	contract	NOUN
cblr-14234	1107	21	design	design	NOUN
cblr-14234	1107	22	.	.	PUNCT
cblr-14234	1108	1	the	the	DET
cblr-14234	1108	2	requirements	requirement	NOUN
cblr-14234	1108	3	of	of	ADP
cblr-14234	1108	4	these	these	DET
cblr-14234	1108	5	laws	law	NOUN
cblr-14234	1108	6	would	would	AUX
cblr-14234	1108	7	hold	hold	VERB
cblr-14234	1108	8	drafters	drafter	NOUN
cblr-14234	1108	9	and	and	CCONJ
cblr-14234	1108	10	courts	court	NOUN
cblr-14234	1108	11	back	back	ADV
cblr-14234	1108	12	from	from	ADP
cblr-14234	1108	13	creating	create	VERB
cblr-14234	1108	14	the	the	DET
cblr-14234	1108	15	most	most	ADV
cblr-14234	1108	16	understandable	understandable	ADJ
cblr-14234	1108	17	contracts.268	contracts.268	PROPN
cblr-14234	1108	18	the	the	DET
cblr-14234	1108	19	current	current	ADJ
cblr-14234	1108	20	landscape	landscape	NOUN
cblr-14234	1108	21	is	be	AUX
cblr-14234	1108	22	a	a	DET
cblr-14234	1108	23	hodgepodge	hodgepodge	NOUN
cblr-14234	1108	24	of	of	ADP
cblr-14234	1108	25	state	state	NOUN
cblr-14234	1108	26	and	and	CCONJ
cblr-14234	1108	27	federal	federal	ADJ
cblr-14234	1108	28	lawmakers	lawmaker	NOUN
cblr-14234	1108	29	,	,	PUNCT
cblr-14234	1108	30	from	from	ADP
cblr-14234	1108	31	all	all	DET
cblr-14234	1108	32	three	three	NUM
cblr-14234	1108	33	branches	branch	NOUN
cblr-14234	1108	34	of	of	ADP
cblr-14234	1108	35	government	government	NOUN
cblr-14234	1108	36	,	,	PUNCT
cblr-14234	1108	37	passing	pass	VERB
cblr-14234	1108	38	different	different	ADJ
cblr-14234	1108	39	laws	law	NOUN
cblr-14234	1108	40	with	with	ADP
cblr-14234	1108	41	different	different	ADJ
cblr-14234	1108	42	standards	standard	NOUN
cblr-14234	1108	43	and	and	CCONJ
cblr-14234	1108	44	coverage.269	coverage.269	NOUN
cblr-14234	1108	45	reducing	reduce	VERB
cblr-14234	1108	46	the	the	DET
cblr-14234	1108	47	number	number	NOUN
cblr-14234	1108	48	and	and	CCONJ
cblr-14234	1108	49	variation	variation	NOUN
cblr-14234	1108	50	in	in	ADP
cblr-14234	1108	51	sources	source	NOUN
cblr-14234	1108	52	of	of	ADP
cblr-14234	1108	53	governing	govern	VERB
cblr-14234	1108	54	law	law	NOUN
cblr-14234	1108	55	would	would	AUX
cblr-14234	1108	56	streamline	streamline	VERB
cblr-14234	1108	57	the	the	DET
cblr-14234	1108	58	process	process	NOUN
cblr-14234	1108	59	of	of	ADP
cblr-14234	1108	60	crafting	craft	VERB
cblr-14234	1108	61	contracts	contract	NOUN
cblr-14234	1108	62	for	for	ADP
cblr-14234	1108	63	use	use	NOUN
cblr-14234	1108	64	in	in	ADP
cblr-14234	1108	65	multiple	multiple	ADJ
cblr-14234	1108	66	jurisdictions	jurisdiction	NOUN
cblr-14234	1108	67	;	;	PUNCT
cblr-14234	1108	68	there	there	PRON
cblr-14234	1108	69	would	would	AUX
cblr-14234	1108	70	now	now	ADV
cblr-14234	1108	71	be	be	AUX
cblr-14234	1108	72	only	only	ADV
cblr-14234	1108	73	one	one	NUM
cblr-14234	1108	74	standard	standard	NOUN
cblr-14234	1108	75	to	to	PART
cblr-14234	1108	76	worry	worry	VERB
cblr-14234	1108	77	about	about	ADP
cblr-14234	1108	78	.	.	PUNCT
cblr-14234	1109	1	likewise	likewise	ADV
cblr-14234	1109	2	,	,	PUNCT
cblr-14234	1109	3	drafters	drafter	NOUN
cblr-14234	1109	4	would	would	AUX
cblr-14234	1109	5	become	become	VERB
cblr-14234	1109	6	designers	designer	NOUN
cblr-14234	1109	7	;	;	PUNCT
cblr-14234	1109	8	they	they	PRON
cblr-14234	1109	9	could	could	AUX
cblr-14234	1109	10	remain	remain	VERB
cblr-14234	1109	11	creative	creative	ADJ
cblr-14234	1109	12	in	in	ADP
cblr-14234	1109	13	how	how	SCONJ
cblr-14234	1109	14	they	they	PRON
cblr-14234	1109	15	design	design	VERB
cblr-14234	1109	16	consumer	consumer	NOUN
cblr-14234	1109	17	contracts	contract	NOUN
cblr-14234	1109	18	,	,	PUNCT
cblr-14234	1109	19	taking	take	VERB
cblr-14234	1109	20	advantage	advantage	NOUN
cblr-14234	1109	21	of	of	ADP
cblr-14234	1109	22	the	the	DET
cblr-14234	1109	23	growing	grow	VERB
cblr-14234	1109	24	amounts	amount	NOUN
cblr-14234	1109	25	of	of	ADP
cblr-14234	1109	26	data	datum	NOUN
cblr-14234	1109	27	collected	collect	VERB
cblr-14234	1109	28	and	and	CCONJ
cblr-14234	1109	29	even	even	ADV
cblr-14234	1109	30	consulting	consult	VERB
cblr-14234	1109	31	their	their	PRON
cblr-14234	1109	32	marketing	marketing	NOUN
cblr-14234	1109	33	and	and	CCONJ
cblr-14234	1109	34	advertising	advertising	NOUN
cblr-14234	1109	35	departments	department	NOUN
cblr-14234	1109	36	to	to	PART
cblr-14234	1109	37	assist	assist	VERB
cblr-14234	1109	38	.	.	PUNCT
cblr-14234	1110	1	the	the	DET
cblr-14234	1110	2	duty	duty	NOUN
cblr-14234	1110	3	also	also	ADV
cblr-14234	1110	4	focuses	focus	VERB
cblr-14234	1110	5	on	on	ADP
cblr-14234	1110	6	the	the	DET
cblr-14234	1110	7	goal	goal	NOUN
cblr-14234	1110	8	of	of	ADP
cblr-14234	1110	9	understanding	understanding	NOUN
cblr-14234	1110	10	.	.	PUNCT
cblr-14234	1111	1	by	by	ADP
cblr-14234	1111	2	contrast	contrast	NOUN
cblr-14234	1111	3	,	,	PUNCT
cblr-14234	1111	4	plain	plain	ADJ
cblr-14234	1111	5	language	language	NOUN
cblr-14234	1111	6	laws	law	NOUN
cblr-14234	1111	7	might	might	AUX
cblr-14234	1111	8	balance	balance	VERB
cblr-14234	1111	9	that	that	DET
cblr-14234	1111	10	goal	goal	NOUN
cblr-14234	1111	11	against	against	ADP
cblr-14234	1111	12	266	266	NUM
cblr-14234	1111	13	david	david	PROPN
cblr-14234	1111	14	m.	m.	PROPN
cblr-14234	1111	15	oppenheimer	oppenheimer	PROPN
cblr-14234	1111	16	,	,	PUNCT
cblr-14234	1111	17	connor	connor	PROPN
cblr-14234	1111	18	diemand	diemand	PROPN
cblr-14234	1111	19	yauman	yauman	PROPN
cblr-14234	1111	20	&	&	CCONJ
cblr-14234	1111	21	erikka	erikka	PROPN
cblr-14234	1111	22	b.	b.	PROPN
cblr-14234	1111	23	vaughan	vaughan	PROPN
cblr-14234	1111	24	,	,	PUNCT
cblr-14234	1111	25	fortune	fortune	NOUN
cblr-14234	1111	26	favors	favor	VERB
cblr-14234	1111	27	the	the	DET
cblr-14234	1111	28	bold	bold	NOUN
cblr-14234	1111	29	and	and	CCONJ
cblr-14234	1111	30	the	the	DET
cblr-14234	1111	31	italicized	italicized	ADJ
cblr-14234	1111	32	:	:	PUNCT
cblr-14234	1111	33	effects	effect	NOUN
cblr-14234	1111	34	of	of	ADP
cblr-14234	1111	35	disfluency	disfluency	NOUN
cblr-14234	1111	36	on	on	ADP
cblr-14234	1111	37	educational	educational	ADJ
cblr-14234	1111	38	outcomes	outcome	NOUN
cblr-14234	1111	39	,	,	PUNCT
cblr-14234	1111	40	118	118	NUM
cblr-14234	1111	41	cognition	cognition	NOUN
cblr-14234	1111	42	111	111	NUM
cblr-14234	1111	43	,	,	PUNCT
cblr-14234	1111	44	112–14	112–14	NUM
cblr-14234	1111	45	(	(	PUNCT
cblr-14234	1111	46	2011	2011	NUM
cblr-14234	1111	47	)	)	PUNCT
cblr-14234	1111	48	.	.	PUNCT
cblr-14234	1112	1	267	267	NUM
cblr-14234	1112	2	beazley	beazley	PROPN
cblr-14234	1112	3	,	,	PUNCT
cblr-14234	1112	4	supra	supra	PROPN
cblr-14234	1112	5	note	note	PROPN
cblr-14234	1112	6	68	68	NUM
cblr-14234	1112	7	,	,	PUNCT
cblr-14234	1112	8	at	at	ADP
cblr-14234	1112	9	30–31	30–31	NUM
cblr-14234	1112	10	.	.	PUNCT
cblr-14234	1112	11	see	see	VERB
cblr-14234	1112	12	also	also	ADV
cblr-14234	1112	13	snyder	snyder	PROPN
cblr-14234	1112	14	&	&	CCONJ
cblr-14234	1112	15	mirabito	mirabito	PROPN
cblr-14234	1112	16	,	,	PUNCT
cblr-14234	1112	17	supra	supra	PROPN
cblr-14234	1112	18	note	note	NOUN
cblr-14234	1112	19	42	42	NUM
cblr-14234	1112	20	,	,	PUNCT
cblr-14234	1112	21	at	at	ADP
cblr-14234	1112	22	440–53	440–53	NUM
cblr-14234	1112	23	(	(	PUNCT
cblr-14234	1112	24	illustrating	illustrate	VERB
cblr-14234	1112	25	an	an	DET
cblr-14234	1112	26	example	example	NOUN
cblr-14234	1112	27	of	of	ADP
cblr-14234	1112	28	methodology	methodology	NOUN
cblr-14234	1112	29	to	to	PART
cblr-14234	1112	30	test	test	VERB
cblr-14234	1112	31	one	one	NUM
cblr-14234	1112	32	’s	’s	PART
cblr-14234	1112	33	understanding	understanding	NOUN
cblr-14234	1112	34	of	of	ADP
cblr-14234	1112	35	contract	contract	NOUN
cblr-14234	1112	36	language	language	NOUN
cblr-14234	1112	37	)	)	PUNCT
cblr-14234	1112	38	.	.	PUNCT
cblr-14234	1113	1	268	268	NUM
cblr-14234	1113	2	beazley	beazley	NOUN
cblr-14234	1113	3	,	,	PUNCT
cblr-14234	1113	4	supra	supra	PROPN
cblr-14234	1113	5	note	note	PROPN
cblr-14234	1113	6	68	68	NUM
cblr-14234	1113	7	,	,	PUNCT
cblr-14234	1113	8	at	at	ADP
cblr-14234	1113	9	11–12	11–12	NUM
cblr-14234	1113	10	(	(	PUNCT
cblr-14234	1113	11	describing	describe	VERB
cblr-14234	1113	12	how	how	SCONJ
cblr-14234	1113	13	many	many	ADJ
cblr-14234	1113	14	state	state	NOUN
cblr-14234	1113	15	and	and	CCONJ
cblr-14234	1113	16	federal	federal	ADJ
cblr-14234	1113	17	laws	law	NOUN
cblr-14234	1113	18	require	require	VERB
cblr-14234	1113	19	specific	specific	ADJ
cblr-14234	1113	20	wording	wording	NOUN
cblr-14234	1113	21	and	and	CCONJ
cblr-14234	1113	22	grant	grant	VERB
cblr-14234	1113	23	no	no	DET
cblr-14234	1113	24	discretion	discretion	NOUN
cblr-14234	1113	25	to	to	ADP
cblr-14234	1113	26	drafters	drafter	NOUN
cblr-14234	1113	27	)	)	PUNCT
cblr-14234	1113	28	269	269	NUM
cblr-14234	1113	29	budnitz	budnitz	NOUN
cblr-14234	1113	30	,	,	PUNCT
cblr-14234	1113	31	supra	supra	PROPN
cblr-14234	1113	32	note	note	NOUN
cblr-14234	1113	33	54	54	NUM
cblr-14234	1113	34	,	,	PUNCT
cblr-14234	1113	35	at	at	ADP
cblr-14234	1113	36	450	450	NUM
cblr-14234	1113	37	(	(	PUNCT
cblr-14234	1113	38	suggesting	suggest	VERB
cblr-14234	1113	39	that	that	PRON
cblr-14234	1113	40	plain	plain	ADJ
cblr-14234	1113	41	language	language	NOUN
cblr-14234	1113	42	best	good	ADJ
cblr-14234	1113	43	practices	practice	NOUN
cblr-14234	1113	44	are	be	AUX
cblr-14234	1113	45	hard	hard	ADJ
cblr-14234	1113	46	to	to	PART
cblr-14234	1113	47	develop	develop	VERB
cblr-14234	1113	48	because	because	SCONJ
cblr-14234	1113	49	state	state	NOUN
cblr-14234	1113	50	laws	law	NOUN
cblr-14234	1113	51	take	take	VERB
cblr-14234	1113	52	so	so	ADV
cblr-14234	1113	53	many	many	ADJ
cblr-14234	1113	54	different	different	ADJ
cblr-14234	1113	55	approaches	approach	NOUN
cblr-14234	1113	56	)	)	PUNCT
cblr-14234	1113	57	.	.	PUNCT
cblr-14234	1114	1	526	526	NUM
cblr-14234	1114	2	columbia	columbia	PROPN
cblr-14234	1114	3	business	business	NOUN
cblr-14234	1114	4	law	law	NOUN
cblr-14234	1114	5	review	review	NOUN
cblr-14234	1114	6	[	[	X
cblr-14234	1114	7	vol	vol	NOUN
cblr-14234	1114	8	.	.	PUNCT
cblr-14234	1114	9	2024	2024	NUM
cblr-14234	1114	10	other	other	ADJ
cblr-14234	1114	11	considerations	consideration	NOUN
cblr-14234	1114	12	like	like	ADP
cblr-14234	1114	13	creating	create	VERB
cblr-14234	1114	14	a	a	DET
cblr-14234	1114	15	standard	standard	NOUN
cblr-14234	1114	16	that	that	PRON
cblr-14234	1114	17	is	be	AUX
cblr-14234	1114	18	predictable	predictable	ADJ
cblr-14234	1114	19	,	,	PUNCT
cblr-14234	1114	20	is	be	AUX
cblr-14234	1114	21	easy	easy	ADJ
cblr-14234	1114	22	to	to	PART
cblr-14234	1114	23	apply	apply	VERB
cblr-14234	1114	24	,	,	PUNCT
cblr-14234	1114	25	or	or	CCONJ
cblr-14234	1114	26	imposes	impose	VERB
cblr-14234	1114	27	minimal	minimal	ADJ
cblr-14234	1114	28	costs	cost	NOUN
cblr-14234	1114	29	.	.	PUNCT
cblr-14234	1115	1	c.	c.	PROPN
cblr-14234	1115	2	likely	likely	ADJ
cblr-14234	1115	3	opposition	opposition	NOUN
cblr-14234	1115	4	and	and	CCONJ
cblr-14234	1115	5	responses	response	NOUN
cblr-14234	1115	6	readers	reader	NOUN
cblr-14234	1115	7	may	may	AUX
cblr-14234	1115	8	doubt	doubt	VERB
cblr-14234	1115	9	or	or	CCONJ
cblr-14234	1115	10	outright	outright	ADV
cblr-14234	1115	11	oppose	oppose	VERB
cblr-14234	1115	12	the	the	DET
cblr-14234	1115	13	proposed	propose	VERB
cblr-14234	1115	14	duty	duty	NOUN
cblr-14234	1115	15	.	.	PUNCT
cblr-14234	1116	1	this	this	DET
cblr-14234	1116	2	section	section	NOUN
cblr-14234	1116	3	identifies	identify	VERB
cblr-14234	1116	4	and	and	CCONJ
cblr-14234	1116	5	responds	respond	VERB
cblr-14234	1116	6	to	to	ADP
cblr-14234	1116	7	what	what	PRON
cblr-14234	1116	8	are	be	AUX
cblr-14234	1116	9	likely	likely	ADJ
cblr-14234	1116	10	to	to	PART
cblr-14234	1116	11	be	be	AUX
cblr-14234	1116	12	the	the	DET
cblr-14234	1116	13	most	most	ADV
cblr-14234	1116	14	forceful	forceful	ADJ
cblr-14234	1116	15	objections	objection	NOUN
cblr-14234	1116	16	and	and	CCONJ
cblr-14234	1116	17	concerns	concern	NOUN
cblr-14234	1116	18	.	.	PUNCT
cblr-14234	1117	1	1	1	X
cblr-14234	1117	2	.	.	X
cblr-14234	1117	3	the	the	DET
cblr-14234	1117	4	pragmatic	pragmatic	ADJ
cblr-14234	1117	5	objection	objection	NOUN
cblr-14234	1117	6	:	:	PUNCT
cblr-14234	1117	7	not	not	PART
cblr-14234	1117	8	all	all	DET
cblr-14234	1117	9	contracts	contract	NOUN
cblr-14234	1117	10	can	can	AUX
cblr-14234	1117	11	be	be	AUX
cblr-14234	1117	12	made	make	VERB
cblr-14234	1117	13	understandable	understandable	ADJ
cblr-14234	1117	14	to	to	ADP
cblr-14234	1117	15	every	every	DET
cblr-14234	1117	16	consumer	consumer	NOUN
cblr-14234	1117	17	the	the	DET
cblr-14234	1117	18	objection	objection	NOUN
cblr-14234	1117	19	:	:	PUNCT
cblr-14234	1117	20	perhaps	perhaps	ADV
cblr-14234	1117	21	the	the	DET
cblr-14234	1117	22	most	most	ADV
cblr-14234	1117	23	common	common	ADJ
cblr-14234	1117	24	objection	objection	NOUN
cblr-14234	1117	25	is	be	AUX
cblr-14234	1117	26	the	the	DET
cblr-14234	1117	27	pragmatic	pragmatic	ADJ
cblr-14234	1117	28	objection	objection	NOUN
cblr-14234	1117	29	.	.	PUNCT
cblr-14234	1118	1	simply	simply	ADV
cblr-14234	1118	2	put	put	VERB
cblr-14234	1118	3	,	,	PUNCT
cblr-14234	1118	4	the	the	DET
cblr-14234	1118	5	pragmatic	pragmatic	ADJ
cblr-14234	1118	6	objection	objection	NOUN
cblr-14234	1118	7	contends	contend	VERB
cblr-14234	1118	8	that	that	SCONJ
cblr-14234	1118	9	at	at	ADV
cblr-14234	1118	10	least	least	ADJ
cblr-14234	1118	11	a	a	DET
cblr-14234	1118	12	subset	subset	NOUN
cblr-14234	1118	13	of	of	ADP
cblr-14234	1118	14	contracts	contract	NOUN
cblr-14234	1118	15	can	can	AUX
cblr-14234	1118	16	never	never	ADV
cblr-14234	1118	17	be	be	AUX
cblr-14234	1118	18	understandable	understandable	ADJ
cblr-14234	1118	19	to	to	ADP
cblr-14234	1118	20	their	their	PRON
cblr-14234	1118	21	average	average	ADJ
cblr-14234	1118	22	intended	intended	ADJ
cblr-14234	1118	23	consumer	consumer	NOUN
cblr-14234	1118	24	.	.	PUNCT
cblr-14234	1119	1	sobering	sober	VERB
cblr-14234	1119	2	data	datum	NOUN
cblr-14234	1119	3	shows	show	VERB
cblr-14234	1119	4	that	that	SCONJ
cblr-14234	1119	5	americans	americans	PROPN
cblr-14234	1119	6	struggle	struggle	VERB
cblr-14234	1119	7	to	to	PART
cblr-14234	1119	8	read	read	VERB
cblr-14234	1119	9	.	.	PUNCT
cblr-14234	1120	1	among	among	ADP
cblr-14234	1120	2	american	american	ADJ
cblr-14234	1120	3	adults	adult	NOUN
cblr-14234	1120	4	,	,	PUNCT
cblr-14234	1120	5	the	the	DET
cblr-14234	1120	6	average	average	ADJ
cblr-14234	1120	7	adult	adult	NOUN
cblr-14234	1120	8	has	have	VERB
cblr-14234	1120	9	an	an	DET
cblr-14234	1120	10	eighthor	eighthor	NOUN
cblr-14234	1120	11	ninth	ninth	ADJ
cblr-14234	1120	12	-	-	PUNCT
cblr-14234	1120	13	grade	grade	NOUN
cblr-14234	1120	14	reading	reading	NOUN
cblr-14234	1120	15	level	level	NOUN
cblr-14234	1120	16	,	,	PUNCT
cblr-14234	1120	17	twenty	twenty	NUM
cblr-14234	1120	18	-	-	PUNCT
cblr-14234	1120	19	one	one	NUM
cblr-14234	1120	20	percent	percent	NOUN
cblr-14234	1120	21	have	have	VERB
cblr-14234	1120	22	below	below	ADP
cblr-14234	1120	23	a	a	DET
cblr-14234	1120	24	fifth	fifth	ADJ
cblr-14234	1120	25	-	-	PUNCT
cblr-14234	1120	26	grade	grade	NOUN
cblr-14234	1120	27	reading	reading	NOUN
cblr-14234	1120	28	level	level	NOUN
cblr-14234	1120	29	,	,	PUNCT
cblr-14234	1120	30	about	about	ADV
cblr-14234	1120	31	thirty	thirty	NUM
cblr-14234	1120	32	-	-	PUNCT
cblr-14234	1120	33	two	two	NUM
cblr-14234	1120	34	million	million	NUM
cblr-14234	1120	35	can	can	AUX
cblr-14234	1120	36	not	not	PART
cblr-14234	1120	37	read	read	VERB
cblr-14234	1120	38	,	,	PUNCT
cblr-14234	1120	39	and	and	CCONJ
cblr-14234	1120	40	a	a	DET
cblr-14234	1120	41	quarter	quarter	NOUN
cblr-14234	1120	42	are	be	AUX
cblr-14234	1120	43	illiterate.270	illiterate.270	VERB
cblr-14234	1120	44	at	at	ADP
cblr-14234	1120	45	the	the	DET
cblr-14234	1120	46	same	same	ADJ
cblr-14234	1120	47	time	time	NOUN
cblr-14234	1120	48	,	,	PUNCT
cblr-14234	1120	49	they	they	PRON
cblr-14234	1120	50	lack	lack	VERB
cblr-14234	1120	51	basic	basic	ADJ
cblr-14234	1120	52	background	background	NOUN
cblr-14234	1120	53	knowledge	knowledge	NOUN
cblr-14234	1120	54	about	about	ADP
cblr-14234	1120	55	a	a	DET
cblr-14234	1120	56	contract	contract	NOUN
cblr-14234	1120	57	’s	’s	PART
cblr-14234	1120	58	complex	complex	ADJ
cblr-14234	1120	59	contents	content	NOUN
cblr-14234	1120	60	and	and	CCONJ
cblr-14234	1120	61	even	even	ADV
cblr-14234	1120	62	basic	basic	ADJ
cblr-14234	1120	63	terminology.271	terminology.271	NOUN
cblr-14234	1120	64	masterfully	masterfully	ADV
cblr-14234	1120	65	clear	clear	ADJ
cblr-14234	1120	66	writing	write	VERB
cblr-14234	1120	67	about	about	ADV
cblr-14234	1120	68	270	270	NUM
cblr-14234	1120	69	jonathan	jonathan	PROPN
cblr-14234	1120	70	m.	m.	PROPN
cblr-14234	1120	71	barnes	barnes	PROPN
cblr-14234	1120	72	,	,	PUNCT
cblr-14234	1120	73	tailored	tailor	VERB
cblr-14234	1120	74	jury	jury	NOUN
cblr-14234	1120	75	instructions	instruction	NOUN
cblr-14234	1120	76	:	:	PUNCT
cblr-14234	1120	77	writing	write	VERB
cblr-14234	1120	78	instructions	instruction	NOUN
cblr-14234	1120	79	that	that	PRON
cblr-14234	1120	80	match	match	VERB
cblr-14234	1120	81	a	a	DET
cblr-14234	1120	82	specific	specific	ADJ
cblr-14234	1120	83	jury	jury	NOUN
cblr-14234	1120	84	's	's	PART
cblr-14234	1120	85	reading	reading	NOUN
cblr-14234	1120	86	level	level	NOUN
cblr-14234	1120	87	,	,	PUNCT
cblr-14234	1120	88	87	87	NUM
cblr-14234	1120	89	miss	miss	NOUN
cblr-14234	1120	90	.	.	PUNCT
cblr-14234	1121	1	l.j	l.j	NOUN
cblr-14234	1121	2	.	.	PROPN
cblr-14234	1121	3	193	193	NUM
cblr-14234	1121	4	,	,	PUNCT
cblr-14234	1121	5	195–96	195–96	NUM
cblr-14234	1121	6	(	(	PUNCT
cblr-14234	1121	7	2018	2018	NUM
cblr-14234	1121	8	)	)	PUNCT
cblr-14234	1121	9	;	;	PUNCT
cblr-14234	1121	10	cogan	cogan	NOUN
cblr-14234	1121	11	,	,	PUNCT
cblr-14234	1121	12	supra	supra	PROPN
cblr-14234	1121	13	note	note	NOUN
cblr-14234	1121	14	54	54	NUM
cblr-14234	1121	15	,	,	PUNCT
cblr-14234	1121	16	at	at	ADP
cblr-14234	1121	17	97–98	97–98	NUM
cblr-14234	1121	18	;	;	PUNCT
cblr-14234	1121	19	omri	omri	PROPN
cblr-14234	1121	20	ben	ben	PROPN
cblr-14234	1121	21	-	-	PUNCT
cblr-14234	1121	22	shahar	shahar	PROPN
cblr-14234	1121	23	,	,	PUNCT
cblr-14234	1121	24	carl	carl	PROPN
cblr-14234	1121	25	e.	e.	PROPN
cblr-14234	1121	26	schneider	schneider	PROPN
cblr-14234	1121	27	,	,	PUNCT
cblr-14234	1121	28	the	the	DET
cblr-14234	1121	29	failure	failure	NOUN
cblr-14234	1121	30	of	of	ADP
cblr-14234	1121	31	mandated	mandate	VERB
cblr-14234	1121	32	disclosure	disclosure	NOUN
cblr-14234	1121	33	,	,	PUNCT
cblr-14234	1121	34	159	159	NUM
cblr-14234	1121	35	u.	u.	NOUN
cblr-14234	1121	36	pa	pa	PROPN
cblr-14234	1121	37	.	.	PUNCT
cblr-14234	1121	38	l.	l.	PROPN
cblr-14234	1121	39	rev	rev	PROPN
cblr-14234	1121	40	.	.	PROPN
cblr-14234	1121	41	647	647	NUM
cblr-14234	1121	42	,	,	PUNCT
cblr-14234	1121	43	709	709	NUM
cblr-14234	1121	44	–	–	PUNCT
cblr-14234	1121	45	29	29	NUM
cblr-14234	1121	46	(	(	PUNCT
cblr-14234	1121	47	2011	2011	NUM
cblr-14234	1121	48	)	)	PUNCT
cblr-14234	1121	49	(	(	PUNCT
cblr-14234	1121	50	describing	describe	VERB
cblr-14234	1121	51	different	different	ADJ
cblr-14234	1121	52	forms	form	NOUN
cblr-14234	1121	53	of	of	ADP
cblr-14234	1121	54	illiteracy	illiteracy	NOUN
cblr-14234	1121	55	)	)	PUNCT
cblr-14234	1121	56	.	.	PUNCT
cblr-14234	1122	1	271	271	NUM
cblr-14234	1122	2	lonegrass	lonegrass	NOUN
cblr-14234	1122	3	,	,	PUNCT
cblr-14234	1122	4	supra	supra	NOUN
cblr-14234	1122	5	note	note	NOUN
cblr-14234	1122	6	4	4	NUM
cblr-14234	1122	7	,	,	PUNCT
cblr-14234	1122	8	at	at	ADP
cblr-14234	1122	9	3–4	3–4	NUM
cblr-14234	1122	10	(	(	PUNCT
cblr-14234	1122	11	“	"	PUNCT
cblr-14234	1122	12	.	.	PUNCT
cblr-14234	1122	13	.	.	PUNCT
cblr-14234	1122	14	.	.	PUNCT
cblr-14234	1123	1	[	[	X
cblr-14234	1123	2	c]onsumers	c]onsumers	X
cblr-14234	1123	3	who	who	PRON
cblr-14234	1123	4	actually	actually	ADV
cblr-14234	1123	5	read	read	VERB
cblr-14234	1123	6	consumer	consumer	NOUN
cblr-14234	1123	7	contracts	contract	NOUN
cblr-14234	1123	8	do	do	AUX
cblr-14234	1123	9	not	not	PART
cblr-14234	1123	10	understand	understand	VERB
cblr-14234	1123	11	them	they	PRON
cblr-14234	1123	12	,	,	PUNCT
cblr-14234	1123	13	either	either	CCONJ
cblr-14234	1123	14	because	because	SCONJ
cblr-14234	1123	15	they	they	PRON
cblr-14234	1123	16	lack	lack	VERB
cblr-14234	1123	17	the	the	DET
cblr-14234	1123	18	requisite	requisite	ADJ
cblr-14234	1123	19	legal	legal	ADJ
cblr-14234	1123	20	training	training	NOUN
cblr-14234	1123	21	,	,	PUNCT
cblr-14234	1123	22	or	or	CCONJ
cblr-14234	1123	23	worse	bad	ADJ
cblr-14234	1123	24	,	,	PUNCT
cblr-14234	1123	25	basic	basic	ADJ
cblr-14234	1123	26	literacy	literacy	NOUN
cblr-14234	1123	27	skills	skill	NOUN
cblr-14234	1123	28	.	.	PUNCT
cblr-14234	1124	1	literate	literate	ADJ
cblr-14234	1124	2	,	,	PUNCT
cblr-14234	1124	3	savvy	savvy	ADJ
cblr-14234	1124	4	consumers	consumer	NOUN
cblr-14234	1124	5	suffer	suffer	VERB
cblr-14234	1124	6	from	from	ADP
cblr-14234	1124	7	cognitive	cognitive	ADJ
cblr-14234	1124	8	limitations	limitation	NOUN
cblr-14234	1124	9	that	that	PRON
cblr-14234	1124	10	render	render	VERB
cblr-14234	1124	11	them	they	PRON
cblr-14234	1124	12	unlikely	unlikely	ADJ
cblr-14234	1124	13	to	to	PART
cblr-14234	1124	14	apprehend	apprehend	VERB
cblr-14234	1124	15	the	the	DET
cblr-14234	1124	16	meaning	meaning	NOUN
cblr-14234	1124	17	of	of	ADP
cblr-14234	1124	18	and	and	CCONJ
cblr-14234	1124	19	risks	risk	VERB
cblr-14234	1124	20	inherent	inherent	ADJ
cblr-14234	1124	21	in	in	ADP
cblr-14234	1124	22	standard	standard	ADJ
cblr-14234	1124	23	terms	term	NOUN
cblr-14234	1124	24	.	.	PUNCT
cblr-14234	1124	25	”	"	PUNCT
cblr-14234	1124	26	)	)	PUNCT
cblr-14234	1124	27	;	;	PUNCT
cblr-14234	1124	28	cogan	cogan	NOUN
cblr-14234	1124	29	,	,	PUNCT
cblr-14234	1124	30	supra	supra	PROPN
cblr-14234	1124	31	note	note	NOUN
cblr-14234	1124	32	54	54	NUM
cblr-14234	1124	33	,	,	PUNCT
cblr-14234	1124	34	at	at	ADP
cblr-14234	1124	35	97–98	97–98	NUM
cblr-14234	1124	36	.	.	PUNCT
cblr-14234	1125	1	cf	cf	NOUN
cblr-14234	1125	2	.	.	PUNCT
cblr-14234	1126	1	firtel	firtel	PROPN
cblr-14234	1126	2	,	,	PUNCT
cblr-14234	1126	3	supra	supra	PROPN
cblr-14234	1126	4	note	note	PROPN
cblr-14234	1126	5	68	68	NUM
cblr-14234	1126	6	,	,	PUNCT
cblr-14234	1126	7	at	at	ADP
cblr-14234	1126	8	865–66	865–66	NUM
cblr-14234	1126	9	(	(	PUNCT
cblr-14234	1126	10	opposing	oppose	VERB
cblr-14234	1126	11	the	the	DET
cblr-14234	1126	12	sec	sec	PROPN
cblr-14234	1126	13	’s	’s	PART
cblr-14234	1126	14	plain	plain	ADJ
cblr-14234	1126	15	language	language	NOUN
cblr-14234	1126	16	regulations	regulation	NOUN
cblr-14234	1126	17	,	,	PUNCT
cblr-14234	1126	18	describing	describe	VERB
cblr-14234	1126	19	“	"	PUNCT
cblr-14234	1126	20	the	the	DET
cblr-14234	1126	21	myth	myth	NOUN
cblr-14234	1126	22	of	of	ADP
cblr-14234	1126	23	the	the	DET
cblr-14234	1126	24	informed	informed	ADJ
cblr-14234	1126	25	layman	layman	NOUN
cblr-14234	1126	26	,	,	PUNCT
cblr-14234	1126	27	”	"	PUNCT
cblr-14234	1126	28	and	and	CCONJ
cblr-14234	1126	29	pointing	point	VERB
cblr-14234	1126	30	out	out	ADP
cblr-14234	1126	31	that	that	SCONJ
cblr-14234	1126	32	the	the	DET
cblr-14234	1126	33	goods	good	NOUN
cblr-14234	1126	34	,	,	PUNCT
cblr-14234	1126	35	services	service	NOUN
cblr-14234	1126	36	,	,	PUNCT
cblr-14234	1126	37	and	and	CCONJ
cblr-14234	1126	38	accounting	accounting	NOUN
cblr-14234	1126	39	principles	principle	NOUN
cblr-14234	1126	40	in	in	ADP
cblr-14234	1126	41	securities	security	NOUN
cblr-14234	1126	42	filings	filing	NOUN
cblr-14234	1126	43	have	have	AUX
cblr-14234	1126	44	become	become	VERB
cblr-14234	1126	45	so	so	ADV
cblr-14234	1126	46	complex	complex	ADJ
cblr-14234	1126	47	that	that	SCONJ
cblr-14234	1126	48	a	a	DET
cblr-14234	1126	49	nonprofessional	nonprofessional	ADJ
cblr-14234	1126	50	lacks	lack	VERB
cblr-14234	1126	51	the	the	DET
cblr-14234	1126	52	skill	skill	NOUN
cblr-14234	1126	53	and	and	CCONJ
cblr-14234	1126	54	expertise	expertise	NOUN
cblr-14234	1126	55	to	to	PART
cblr-14234	1126	56	understand	understand	VERB
cblr-14234	1126	57	them	they	PRON
cblr-14234	1126	58	)	)	PUNCT
cblr-14234	1126	59	.	.	PUNCT
cblr-14234	1127	1	no	no	INTJ
cblr-14234	1127	2	.	.	NOUN
cblr-14234	1128	1	2	2	NUM
cblr-14234	1128	2	]	]	PUNCT
cblr-14234	1128	3	the	the	DET
cblr-14234	1128	4	duty	duty	NOUN
cblr-14234	1128	5	to	to	PART
cblr-14234	1128	6	make	make	VERB
cblr-14234	1128	7	contracts	contract	NOUN
cblr-14234	1128	8	understandable	understandable	ADJ
cblr-14234	1128	9	527	527	NUM
cblr-14234	1128	10	concepts	concept	NOUN
cblr-14234	1128	11	the	the	DET
cblr-14234	1128	12	consumer	consumer	NOUN
cblr-14234	1128	13	knows	know	VERB
cblr-14234	1128	14	nothing	nothing	PRON
cblr-14234	1128	15	about	about	ADP
cblr-14234	1128	16	are	be	AUX
cblr-14234	1128	17	pointless.272	pointless.272	ADJ
cblr-14234	1128	18	for	for	ADP
cblr-14234	1128	19	example	example	NOUN
cblr-14234	1128	20	,	,	PUNCT
cblr-14234	1128	21	when	when	SCONJ
cblr-14234	1128	22	determining	determine	VERB
cblr-14234	1128	23	whether	whether	SCONJ
cblr-14234	1128	24	certain	certain	ADJ
cblr-14234	1128	25	car	car	NOUN
cblr-14234	1128	26	lease	lease	NOUN
cblr-14234	1128	27	disclosures	disclosure	NOUN
cblr-14234	1128	28	were	be	AUX
cblr-14234	1128	29	in	in	ADP
cblr-14234	1128	30	a	a	DET
cblr-14234	1128	31	legally	legally	ADV
cblr-14234	1128	32	required	require	VERB
cblr-14234	1128	33	“	"	PUNCT
cblr-14234	1128	34	reasonably	reasonably	ADV
cblr-14234	1128	35	understandable	understandable	ADJ
cblr-14234	1128	36	form	form	NOUN
cblr-14234	1128	37	,	,	PUNCT
cblr-14234	1128	38	”	"	PUNCT
cblr-14234	1128	39	the	the	DET
cblr-14234	1128	40	second	second	ADJ
cblr-14234	1128	41	circuit	circuit	NOUN
cblr-14234	1128	42	found	find	VERB
cblr-14234	1128	43	that	that	SCONJ
cblr-14234	1128	44	they	they	PRON
cblr-14234	1128	45	did	do	AUX
cblr-14234	1128	46	not	not	PART
cblr-14234	1128	47	comply	comply	VERB
cblr-14234	1128	48	as	as	SCONJ
cblr-14234	1128	49	they	they	PRON
cblr-14234	1128	50	were	be	AUX
cblr-14234	1128	51	“	"	PUNCT
cblr-14234	1128	52	beyond	beyond	ADP
cblr-14234	1128	53	the	the	DET
cblr-14234	1128	54	understanding	understanding	NOUN
cblr-14234	1128	55	of	of	ADP
cblr-14234	1128	56	the	the	DET
cblr-14234	1128	57	average	average	ADJ
cblr-14234	1128	58	consumer	consumer	NOUN
cblr-14234	1128	59	.	.	PUNCT
cblr-14234	1128	60	”273	”273	PROPN
cblr-14234	1129	1	that	that	PRON
cblr-14234	1129	2	said	say	VERB
cblr-14234	1129	3	,	,	PUNCT
cblr-14234	1129	4	third	third	ADJ
cblr-14234	1129	5	circuit	circuit	NOUN
cblr-14234	1129	6	disagreed	disagree	VERB
cblr-14234	1129	7	,	,	PUNCT
cblr-14234	1129	8	holding	hold	VERB
cblr-14234	1129	9	that	that	SCONJ
cblr-14234	1129	10	the	the	DET
cblr-14234	1129	11	standard	standard	NOUN
cblr-14234	1129	12	does	do	AUX
cblr-14234	1129	13	“	"	PUNCT
cblr-14234	1129	14	not	not	PART
cblr-14234	1129	15	necessarily	necessarily	ADV
cblr-14234	1129	16	demand	demand	VERB
cblr-14234	1129	17	disclosure	disclosure	NOUN
cblr-14234	1129	18	in	in	ADP
cblr-14234	1129	19	a	a	DET
cblr-14234	1129	20	form	form	NOUN
cblr-14234	1129	21	that	that	SCONJ
cblr-14234	1129	22	the	the	DET
cblr-14234	1129	23	average	average	ADJ
cblr-14234	1129	24	consumer	consumer	NOUN
cblr-14234	1129	25	can	can	AUX
cblr-14234	1129	26	understand	understand	VERB
cblr-14234	1129	27	”	"	PUNCT
cblr-14234	1129	28	because	because	SCONJ
cblr-14234	1129	29	some	some	DET
cblr-14234	1129	30	provisions	provision	NOUN
cblr-14234	1129	31	“	"	PUNCT
cblr-14234	1129	32	involve	involve	VERB
cblr-14234	1129	33	math	math	NOUN
cblr-14234	1129	34	that	that	PRON
cblr-14234	1129	35	is	be	AUX
cblr-14234	1129	36	well	well	ADV
cblr-14234	1129	37	beyond	beyond	ADP
cblr-14234	1129	38	the	the	DET
cblr-14234	1129	39	understanding	understanding	NOUN
cblr-14234	1129	40	of	of	ADP
cblr-14234	1129	41	the	the	DET
cblr-14234	1129	42	average	average	ADJ
cblr-14234	1129	43	consumer	consumer	NOUN
cblr-14234	1129	44	.	.	PUNCT
cblr-14234	1130	1	”274	”274	ADV
cblr-14234	1130	2	however	however	ADV
cblr-14234	1130	3	,	,	PUNCT
cblr-14234	1130	4	invalidating	invalidate	VERB
cblr-14234	1130	5	contracts	contract	NOUN
cblr-14234	1130	6	solely	solely	ADV
cblr-14234	1130	7	because	because	SCONJ
cblr-14234	1130	8	the	the	DET
cblr-14234	1130	9	average	average	ADJ
cblr-14234	1130	10	consumer	consumer	NOUN
cblr-14234	1130	11	may	may	AUX
cblr-14234	1130	12	not	not	PART
cblr-14234	1130	13	understand	understand	VERB
cblr-14234	1130	14	them	they	PRON
cblr-14234	1130	15	would	would	AUX
cblr-14234	1130	16	disrupt	disrupt	VERB
cblr-14234	1130	17	the	the	DET
cblr-14234	1130	18	majority	majority	NOUN
cblr-14234	1130	19	of	of	ADP
cblr-14234	1130	20	contracts.275	contracts.275	PROPN
cblr-14234	1130	21	indeed	indeed	ADV
cblr-14234	1130	22	,	,	PUNCT
cblr-14234	1130	23	attempts	attempt	VERB
cblr-14234	1130	24	to	to	PART
cblr-14234	1130	25	make	make	VERB
cblr-14234	1130	26	complex	complex	ADJ
cblr-14234	1130	27	areas	area	NOUN
cblr-14234	1130	28	of	of	ADP
cblr-14234	1130	29	law	law	NOUN
cblr-14234	1130	30	understandable	understandable	ADJ
cblr-14234	1130	31	sometimes	sometimes	ADV
cblr-14234	1130	32	oversimplifies	oversimplify	VERB
cblr-14234	1130	33	legal	legal	ADJ
cblr-14234	1130	34	information.276	information.276	NOUN
cblr-14234	1130	35	just	just	ADV
cblr-14234	1130	36	picture	picture	NOUN
cblr-14234	1130	37	some	some	PRON
cblr-14234	1130	38	of	of	ADP
cblr-14234	1130	39	the	the	DET
cblr-14234	1130	40	most	most	ADV
cblr-14234	1130	41	common	common	ADJ
cblr-14234	1130	42	contracts	contract	NOUN
cblr-14234	1130	43	in	in	ADP
cblr-14234	1130	44	the	the	DET
cblr-14234	1130	45	country	country	NOUN
cblr-14234	1130	46	like	like	ADP
cblr-14234	1130	47	car	car	NOUN
cblr-14234	1130	48	insurance	insurance	NOUN
cblr-14234	1130	49	contracts	contract	NOUN
cblr-14234	1130	50	.	.	PUNCT
cblr-14234	1131	1	they	they	PRON
cblr-14234	1131	2	are	be	AUX
cblr-14234	1131	3	long	long	ADJ
cblr-14234	1131	4	and	and	CCONJ
cblr-14234	1131	5	complex	complex	ADJ
cblr-14234	1131	6	.	.	PUNCT
cblr-14234	1132	1	their	their	PRON
cblr-14234	1132	2	average	average	ADJ
cblr-14234	1132	3	intended	intended	ADJ
cblr-14234	1132	4	consumer	consumer	NOUN
cblr-14234	1132	5	is	be	AUX
cblr-14234	1132	6	every	every	DET
cblr-14234	1132	7	american	american	ADJ
cblr-14234	1132	8	adult	adult	PROPN
cblr-14234	1132	9	.	.	PUNCT
cblr-14234	1133	1	explaining	explain	VERB
cblr-14234	1133	2	all	all	DET
cblr-14234	1133	3	the	the	DET
cblr-14234	1133	4	fundamentals	fundamental	NOUN
cblr-14234	1133	5	of	of	ADP
cblr-14234	1133	6	insurance	insurance	NOUN
cblr-14234	1133	7	could	could	AUX
cblr-14234	1133	8	convert	convert	VERB
cblr-14234	1133	9	the	the	DET
cblr-14234	1133	10	contract	contract	NOUN
cblr-14234	1133	11	into	into	ADP
cblr-14234	1133	12	an	an	DET
cblr-14234	1133	13	encyclopedia	encyclopedia	NOUN
cblr-14234	1133	14	on	on	ADP
cblr-14234	1133	15	insurance	insurance	NOUN
cblr-14234	1133	16	,	,	PUNCT
cblr-14234	1133	17	producing	produce	VERB
cblr-14234	1133	18	a	a	DET
cblr-14234	1133	19	catch-22	catch-22	NOUN
cblr-14234	1133	20	:	:	PUNCT
cblr-14234	1133	21	all	all	DET
cblr-14234	1133	22	the	the	DET
cblr-14234	1133	23	explanations	explanation	NOUN
cblr-14234	1133	24	need	need	VERB
cblr-14234	1133	25	to	to	PART
cblr-14234	1133	26	be	be	AUX
cblr-14234	1133	27	there	there	ADV
cblr-14234	1133	28	to	to	PART
cblr-14234	1133	29	help	help	VERB
cblr-14234	1133	30	the	the	DET
cblr-14234	1133	31	consumer	consumer	NOUN
cblr-14234	1133	32	understand	understand	VERB
cblr-14234	1133	33	but	but	CCONJ
cblr-14234	1133	34	when	when	SCONJ
cblr-14234	1133	35	they	they	PRON
cblr-14234	1133	36	are	be	AUX
cblr-14234	1133	37	all	all	PRON
cblr-14234	1133	38	there	there	ADV
cblr-14234	1133	39	the	the	DET
cblr-14234	1133	40	272	272	NUM
cblr-14234	1133	41	firtel	firtel	NOUN
cblr-14234	1133	42	,	,	PUNCT
cblr-14234	1133	43	supra	supra	PROPN
cblr-14234	1133	44	note	note	PROPN
cblr-14234	1133	45	68	68	NUM
cblr-14234	1133	46	,	,	PUNCT
cblr-14234	1133	47	at	at	ADP
cblr-14234	1133	48	887–92	887–92	PROPN
cblr-14234	1133	49	(	(	PUNCT
cblr-14234	1133	50	“	"	PUNCT
cblr-14234	1133	51	[	[	X
cblr-14234	1133	52	a	a	X
cblr-14234	1133	53	]	]	X
cblr-14234	1133	54	greater	great	ADJ
cblr-14234	1133	55	understanding	understanding	NOUN
cblr-14234	1133	56	of	of	ADP
cblr-14234	1133	57	the	the	DET
cblr-14234	1133	58	words	word	NOUN
cblr-14234	1133	59	will	will	AUX
cblr-14234	1133	60	still	still	ADV
cblr-14234	1133	61	neither	neither	CCONJ
cblr-14234	1133	62	allow	allow	VERB
cblr-14234	1133	63	investors	investor	NOUN
cblr-14234	1133	64	to	to	PART
cblr-14234	1133	65	understand	understand	VERB
cblr-14234	1133	66	the	the	DET
cblr-14234	1133	67	complex	complex	ADJ
cblr-14234	1133	68	legal	legal	ADJ
cblr-14234	1133	69	/	/	SYM
cblr-14234	1133	70	financial	financial	ADJ
cblr-14234	1133	71	concepts	concept	NOUN
cblr-14234	1133	72	underlying	underlie	VERB
cblr-14234	1133	73	the	the	DET
cblr-14234	1133	74	words	word	NOUN
cblr-14234	1133	75	nor	nor	CCONJ
cblr-14234	1133	76	will	will	AUX
cblr-14234	1133	77	it	it	PRON
cblr-14234	1133	78	enable	enable	VERB
cblr-14234	1133	79	investors	investor	NOUN
cblr-14234	1133	80	to	to	PART
cblr-14234	1133	81	make	make	VERB
cblr-14234	1133	82	intelligent	intelligent	ADJ
cblr-14234	1133	83	investment	investment	NOUN
cblr-14234	1133	84	decisions	decision	NOUN
cblr-14234	1133	85	because	because	SCONJ
cblr-14234	1133	86	‘	'	PUNCT
cblr-14234	1133	87	the	the	DET
cblr-14234	1133	88	general	general	ADJ
cblr-14234	1133	89	public	public	NOUN
cblr-14234	1133	90	,	,	PUNCT
cblr-14234	1133	91	without	without	ADP
cblr-14234	1133	92	the	the	DET
cblr-14234	1133	93	benefit	benefit	NOUN
cblr-14234	1133	94	of	of	ADP
cblr-14234	1133	95	a	a	DET
cblr-14234	1133	96	professional	professional	ADJ
cblr-14234	1133	97	legal	legal	ADJ
cblr-14234	1133	98	education	education	NOUN
cblr-14234	1133	99	,	,	PUNCT
cblr-14234	1133	100	has	have	VERB
cblr-14234	1133	101	difficulty	difficulty	NOUN
cblr-14234	1133	102	understanding	understand	VERB
cblr-14234	1133	103	the	the	DET
cblr-14234	1133	104	law	law	NOUN
cblr-14234	1133	105	because	because	SCONJ
cblr-14234	1133	106	they	they	PRON
cblr-14234	1133	107	do	do	AUX
cblr-14234	1133	108	not	not	PART
cblr-14234	1133	109	understand	understand	VERB
cblr-14234	1133	110	legal	legal	ADJ
cblr-14234	1133	111	concepts	concept	NOUN
cblr-14234	1133	112	.	.	PUNCT
cblr-14234	1133	113	.	.	PUNCT
cblr-14234	1133	114	.	.	PUNCT
cblr-14234	1133	115	.	.	PUNCT
cblr-14234	1133	116	’	'	PUNCT
cblr-14234	1133	117	”	"	PUNCT
cblr-14234	1133	118	)	)	PUNCT
cblr-14234	1133	119	.	.	PUNCT
cblr-14234	1134	1	273	273	NUM
cblr-14234	1134	2	lundquist	lundquist	PROPN
cblr-14234	1134	3	v.	v.	PROPN
cblr-14234	1134	4	sec	sec	PROPN
cblr-14234	1134	5	.	.	PUNCT
cblr-14234	1135	1	pac	pac	PROPN
cblr-14234	1135	2	.	.	PUNCT
cblr-14234	1135	3	auto	auto	PROPN
cblr-14234	1135	4	.	.	PUNCT
cblr-14234	1136	1	fin	fin	NOUN
cblr-14234	1136	2	.	.	PUNCT
cblr-14234	1137	1	servs	servs	PROPN
cblr-14234	1137	2	.	.	PUNCT
cblr-14234	1138	1	corp	corp	PROPN
cblr-14234	1138	2	.	.	PROPN
cblr-14234	1138	3	,	,	PUNCT
cblr-14234	1138	4	993	993	NUM
cblr-14234	1138	5	f.2d	f.2d	ADP
cblr-14234	1138	6	11	11	NUM
cblr-14234	1138	7	,	,	PUNCT
cblr-14234	1138	8	15	15	NUM
cblr-14234	1138	9	(	(	PUNCT
cblr-14234	1138	10	2d	2d	NUM
cblr-14234	1138	11	cir	cir	NOUN
cblr-14234	1138	12	.	.	PUNCT
cblr-14234	1138	13	1993	1993	NUM
cblr-14234	1138	14	)	)	PUNCT
cblr-14234	1138	15	.	.	PUNCT
cblr-14234	1139	1	274	274	NUM
cblr-14234	1139	2	applebaum	applebaum	NOUN
cblr-14234	1139	3	v.	v.	ADP
cblr-14234	1139	4	nissan	nissan	PROPN
cblr-14234	1139	5	motor	motor	PROPN
cblr-14234	1139	6	acceptance	acceptance	PROPN
cblr-14234	1139	7	corp	corp	PROPN
cblr-14234	1139	8	.	.	PROPN
cblr-14234	1139	9	,	,	PUNCT
cblr-14234	1139	10	226	226	NUM
cblr-14234	1139	11	f.3d	f.3d	NUM
cblr-14234	1139	12	214	214	NUM
cblr-14234	1139	13	,	,	PUNCT
cblr-14234	1139	14	220	220	NUM
cblr-14234	1139	15	(	(	PUNCT
cblr-14234	1139	16	3d	3d	NUM
cblr-14234	1139	17	cir	cir	NOUN
cblr-14234	1139	18	.	.	PROPN
cblr-14234	1139	19	2000	2000	NUM
cblr-14234	1139	20	)	)	PUNCT
cblr-14234	1139	21	.	.	PUNCT
cblr-14234	1140	1	275	275	NUM
cblr-14234	1140	2	lonegrass	lonegrass	NOUN
cblr-14234	1140	3	,	,	PUNCT
cblr-14234	1140	4	supra	supra	NOUN
cblr-14234	1140	5	note	note	NOUN
cblr-14234	1140	6	4	4	NUM
cblr-14234	1140	7	,	,	PUNCT
cblr-14234	1140	8	at	at	ADP
cblr-14234	1140	9	58	58	NUM
cblr-14234	1140	10	.	.	PUNCT
cblr-14234	1140	11	276	276	NUM
cblr-14234	1140	12	see	see	VERB
cblr-14234	1140	13	,	,	PUNCT
cblr-14234	1140	14	e.g.	e.g.	ADV
cblr-14234	1140	15	,	,	PUNCT
cblr-14234	1140	16	joshua	joshua	PROPN
cblr-14234	1140	17	d.	d.	PROPN
cblr-14234	1140	18	blank	blank	PROPN
cblr-14234	1140	19	&	&	CCONJ
cblr-14234	1140	20	leigh	leigh	PROPN
cblr-14234	1140	21	osofsky	osofsky	PROPN
cblr-14234	1140	22	,	,	PUNCT
cblr-14234	1140	23	automated	automated	ADJ
cblr-14234	1140	24	agencies	agency	NOUN
cblr-14234	1140	25	,	,	PUNCT
cblr-14234	1140	26	107	107	NUM
cblr-14234	1140	27	minn	minn	PROPN
cblr-14234	1140	28	.	.	PUNCT
cblr-14234	1141	1	l.	l.	PROPN
cblr-14234	1141	2	rev	rev	PROPN
cblr-14234	1141	3	.	.	PROPN
cblr-14234	1141	4	2115	2115	NUM
cblr-14234	1141	5	,	,	PUNCT
cblr-14234	1141	6	2162	2162	NUM
cblr-14234	1141	7	(	(	PUNCT
cblr-14234	1141	8	2023	2023	NUM
cblr-14234	1141	9	)	)	PUNCT
cblr-14234	1141	10	;	;	PUNCT
cblr-14234	1141	11	joshua	joshua	PROPN
cblr-14234	1141	12	d.	d.	PROPN
cblr-14234	1141	13	blank	blank	PROPN
cblr-14234	1141	14	&	&	CCONJ
cblr-14234	1141	15	leigh	leigh	PROPN
cblr-14234	1141	16	osofsky	osofsky	PROPN
cblr-14234	1141	17	,	,	PUNCT
cblr-14234	1141	18	simplexity	simplexity	NOUN
cblr-14234	1141	19	:	:	PUNCT
cblr-14234	1141	20	plain	plain	ADJ
cblr-14234	1141	21	language	language	NOUN
cblr-14234	1141	22	and	and	CCONJ
cblr-14234	1141	23	the	the	DET
cblr-14234	1141	24	tax	tax	NOUN
cblr-14234	1141	25	law	law	NOUN
cblr-14234	1141	26	,	,	PUNCT
cblr-14234	1141	27	66	66	NUM
cblr-14234	1141	28	emory	emory	PROPN
cblr-14234	1141	29	l.j	l.j	PROPN
cblr-14234	1141	30	.	.	PROPN
cblr-14234	1141	31	189	189	NUM
cblr-14234	1141	32	,	,	PUNCT
cblr-14234	1141	33	205–07	205–07	NUM
cblr-14234	1141	34	(	(	PUNCT
cblr-14234	1141	35	2017	2017	NUM
cblr-14234	1141	36	)	)	PUNCT
cblr-14234	1141	37	.	.	PUNCT
cblr-14234	1142	1	528	528	NUM
cblr-14234	1142	2	columbia	columbia	PROPN
cblr-14234	1142	3	business	business	NOUN
cblr-14234	1142	4	law	law	PROPN
cblr-14234	1142	5	review	review	NOUN
cblr-14234	1143	1	[	[	X
cblr-14234	1143	2	vol	vol	NOUN
cblr-14234	1143	3	.	.	NOUN
cblr-14234	1143	4	2024	2024	NUM
cblr-14234	1143	5	contract	contract	NOUN
cblr-14234	1143	6	is	be	AUX
cblr-14234	1143	7	far	far	ADV
cblr-14234	1143	8	too	too	ADV
cblr-14234	1143	9	long	long	ADJ
cblr-14234	1143	10	for	for	SCONJ
cblr-14234	1143	11	the	the	DET
cblr-14234	1143	12	consumer	consumer	NOUN
cblr-14234	1143	13	to	to	ADP
cblr-14234	1143	14	understand.277	understand.277	NOUN
cblr-14234	1143	15	worse	worse	ADV
cblr-14234	1143	16	,	,	PUNCT
cblr-14234	1143	17	you	you	PRON
cblr-14234	1143	18	could	could	AUX
cblr-14234	1143	19	imagine	imagine	VERB
cblr-14234	1143	20	an	an	DET
cblr-14234	1143	21	insurance	insurance	NOUN
cblr-14234	1143	22	company	company	NOUN
cblr-14234	1143	23	assembling	assemble	VERB
cblr-14234	1143	24	an	an	DET
cblr-14234	1143	25	all	all	DET
cblr-14234	1143	26	-	-	PUNCT
cblr-14234	1143	27	star	star	NOUN
cblr-14234	1143	28	team	team	NOUN
cblr-14234	1143	29	of	of	ADP
cblr-14234	1143	30	linguists	linguist	NOUN
cblr-14234	1143	31	,	,	PUNCT
cblr-14234	1143	32	plain	plain	ADJ
cblr-14234	1143	33	language	language	NOUN
cblr-14234	1143	34	experts	expert	NOUN
cblr-14234	1143	35	,	,	PUNCT
cblr-14234	1143	36	legal	legal	ADJ
cblr-14234	1143	37	document	document	NOUN
cblr-14234	1143	38	designers	designer	NOUN
cblr-14234	1143	39	,	,	PUNCT
cblr-14234	1143	40	insurers	insurer	NOUN
cblr-14234	1143	41	,	,	PUNCT
cblr-14234	1143	42	educators	educator	NOUN
cblr-14234	1143	43	,	,	PUNCT
cblr-14234	1143	44	user	user	NOUN
cblr-14234	1143	45	experience	experience	NOUN
cblr-14234	1143	46	specialists	specialist	NOUN
cblr-14234	1143	47	,	,	PUNCT
cblr-14234	1143	48	and	and	CCONJ
cblr-14234	1143	49	artificial	artificial	ADJ
cblr-14234	1143	50	intelligence	intelligence	NOUN
cblr-14234	1143	51	gurus	gurus	NOUN
cblr-14234	1143	52	;	;	PUNCT
cblr-14234	1143	53	giving	give	VERB
cblr-14234	1143	54	them	they	PRON
cblr-14234	1143	55	maximum	maximum	ADJ
cblr-14234	1143	56	discretion	discretion	NOUN
cblr-14234	1143	57	to	to	PART
cblr-14234	1143	58	rewrite	rewrite	VERB
cblr-14234	1143	59	the	the	DET
cblr-14234	1143	60	contract	contract	NOUN
cblr-14234	1143	61	;	;	PUNCT
cblr-14234	1143	62	and	and	CCONJ
cblr-14234	1143	63	having	have	VERB
cblr-14234	1143	64	the	the	DET
cblr-14234	1143	65	team	team	NOUN
cblr-14234	1143	66	come	come	VERB
cblr-14234	1143	67	back	back	ADV
cblr-14234	1143	68	and	and	CCONJ
cblr-14234	1143	69	say	say	VERB
cblr-14234	1143	70	“	"	PUNCT
cblr-14234	1143	71	we	we	PRON
cblr-14234	1143	72	can	can	AUX
cblr-14234	1143	73	only	only	ADV
cblr-14234	1143	74	make	make	VERB
cblr-14234	1143	75	it	it	PRON
cblr-14234	1143	76	understandable	understandable	ADJ
cblr-14234	1143	77	at	at	ADP
cblr-14234	1143	78	a	a	DET
cblr-14234	1143	79	tenth	tenth	ADJ
cblr-14234	1143	80	grade	grade	NOUN
cblr-14234	1143	81	reading	reading	NOUN
cblr-14234	1143	82	level	level	NOUN
cblr-14234	1143	83	.	.	PUNCT
cblr-14234	1143	84	”	"	PUNCT
cblr-14234	1144	1	what	what	PRON
cblr-14234	1144	2	is	be	AUX
cblr-14234	1144	3	the	the	DET
cblr-14234	1144	4	insurance	insurance	NOUN
cblr-14234	1144	5	company	company	NOUN
cblr-14234	1144	6	to	to	PART
cblr-14234	1144	7	do	do	VERB
cblr-14234	1144	8	then	then	ADV
cblr-14234	1144	9	?	?	PUNCT
cblr-14234	1145	1	the	the	DET
cblr-14234	1145	2	response	response	NOUN
cblr-14234	1145	3	:	:	PUNCT
cblr-14234	1145	4	despite	despite	SCONJ
cblr-14234	1145	5	the	the	DET
cblr-14234	1145	6	pragmatic	pragmatic	ADJ
cblr-14234	1145	7	objection	objection	NOUN
cblr-14234	1145	8	’s	’s	PART
cblr-14234	1145	9	compelling	compelling	ADJ
cblr-14234	1145	10	points	point	NOUN
cblr-14234	1145	11	,	,	PUNCT
cblr-14234	1145	12	the	the	DET
cblr-14234	1145	13	duty	duty	NOUN
cblr-14234	1145	14	remains	remain	VERB
cblr-14234	1145	15	viable	viable	ADJ
cblr-14234	1145	16	for	for	ADP
cblr-14234	1145	17	three	three	NUM
cblr-14234	1145	18	reasons	reason	NOUN
cblr-14234	1145	19	.	.	PUNCT
cblr-14234	1146	1	first	first	ADV
cblr-14234	1146	2	,	,	PUNCT
cblr-14234	1146	3	for	for	ADP
cblr-14234	1146	4	decades	decade	NOUN
cblr-14234	1146	5	,	,	PUNCT
cblr-14234	1146	6	lawmakers	lawmaker	NOUN
cblr-14234	1146	7	have	have	AUX
cblr-14234	1146	8	been	be	AUX
cblr-14234	1146	9	imposing	impose	VERB
cblr-14234	1146	10	understanding	understanding	NOUN
cblr-14234	1146	11	-	-	PUNCT
cblr-14234	1146	12	focused	focus	VERB
cblr-14234	1146	13	standards	standard	NOUN
cblr-14234	1146	14	to	to	ADP
cblr-14234	1146	15	complex	complex	ADJ
cblr-14234	1146	16	legal	legal	ADJ
cblr-14234	1146	17	documents	document	NOUN
cblr-14234	1146	18	.	.	PUNCT
cblr-14234	1147	1	for	for	ADP
cblr-14234	1147	2	example	example	NOUN
cblr-14234	1147	3	,	,	PUNCT
cblr-14234	1147	4	minnesota	minnesota	PROPN
cblr-14234	1147	5	requires	require	VERB
cblr-14234	1147	6	continuing	continue	VERB
cblr-14234	1147	7	care	care	NOUN
cblr-14234	1147	8	facility	facility	NOUN
cblr-14234	1147	9	disclosures	disclosure	NOUN
cblr-14234	1147	10	to	to	PART
cblr-14234	1147	11	be	be	AUX
cblr-14234	1147	12	“	"	PUNCT
cblr-14234	1147	13	understandable	understandable	ADJ
cblr-14234	1147	14	by	by	ADP
cblr-14234	1147	15	a	a	DET
cblr-14234	1147	16	person	person	NOUN
cblr-14234	1147	17	of	of	ADP
cblr-14234	1147	18	average	average	ADJ
cblr-14234	1147	19	intelligence	intelligence	NOUN
cblr-14234	1147	20	and	and	CCONJ
cblr-14234	1147	21	education	education	NOUN
cblr-14234	1147	22	.	.	PUNCT
cblr-14234	1148	1	”278	”278	ADJ
cblr-14234	1148	2	federal	federal	ADJ
cblr-14234	1148	3	age	age	NOUN
cblr-14234	1148	4	discrimination	discrimination	NOUN
cblr-14234	1148	5	act	act	NOUN
cblr-14234	1148	6	waivers	waiver	NOUN
cblr-14234	1148	7	are	be	AUX
cblr-14234	1148	8	invalid	invalid	ADJ
cblr-14234	1148	9	unless	unless	SCONJ
cblr-14234	1148	10	they	they	PRON
cblr-14234	1148	11	are	be	AUX
cblr-14234	1148	12	part	part	NOUN
cblr-14234	1148	13	of	of	ADP
cblr-14234	1148	14	an	an	DET
cblr-14234	1148	15	employment	employment	NOUN
cblr-14234	1148	16	agreement	agreement	NOUN
cblr-14234	1148	17	“	"	PUNCT
cblr-14234	1148	18	written	write	VERB
cblr-14234	1148	19	in	in	ADP
cblr-14234	1148	20	a	a	DET
cblr-14234	1148	21	manner	manner	NOUN
cblr-14234	1148	22	calculated	calculate	VERB
cblr-14234	1148	23	to	to	PART
cblr-14234	1148	24	be	be	AUX
cblr-14234	1148	25	understood	understand	VERB
cblr-14234	1148	26	by	by	ADP
cblr-14234	1148	27	”	"	PUNCT
cblr-14234	1148	28	the	the	DET
cblr-14234	1148	29	employee.279	employee.279	NOUN
cblr-14234	1148	30	in	in	ADP
cblr-14234	1148	31	oregon	oregon	PROPN
cblr-14234	1148	32	,	,	PUNCT
cblr-14234	1148	33	the	the	DET
cblr-14234	1148	34	“	"	PUNCT
cblr-14234	1148	35	intended	intended	ADJ
cblr-14234	1148	36	audience	audience	NOUN
cblr-14234	1148	37	”	"	PUNCT
cblr-14234	1148	38	must	must	AUX
cblr-14234	1148	39	be	be	AUX
cblr-14234	1148	40	able	able	ADJ
cblr-14234	1148	41	to	to	PART
cblr-14234	1148	42	understand	understand	VERB
cblr-14234	1148	43	a	a	DET
cblr-14234	1148	44	voter	voter	NOUN
cblr-14234	1148	45	pamphlet	pamphlet	NOUN
cblr-14234	1148	46	the	the	DET
cblr-14234	1148	47	first	first	ADJ
cblr-14234	1148	48	time	time	NOUN
cblr-14234	1148	49	they	they	PRON
cblr-14234	1148	50	read	read	VERB
cblr-14234	1148	51	it.280	it.280	DET
cblr-14234	1148	52	federal	federal	ADJ
cblr-14234	1148	53	agency	agency	NOUN
cblr-14234	1148	54	environmental	environmental	ADJ
cblr-14234	1148	55	impact	impact	NOUN
cblr-14234	1148	56	statements	statement	NOUN
cblr-14234	1148	57	must	must	AUX
cblr-14234	1148	58	be	be	AUX
cblr-14234	1148	59	“	"	PUNCT
cblr-14234	1148	60	readily	readily	ADV
cblr-14234	1148	61	understandable	understandable	ADJ
cblr-14234	1148	62	by	by	ADP
cblr-14234	1148	63	governmental	governmental	ADJ
cblr-14234	1148	64	decisionmakers	decisionmaker	NOUN
cblr-14234	1148	65	and	and	CCONJ
cblr-14234	1148	66	by	by	ADP
cblr-14234	1148	67	interested	interested	ADJ
cblr-14234	1148	68	non	non	ADJ
cblr-14234	1148	69	-	-	ADJ
cblr-14234	1148	70	professional	professional	ADJ
cblr-14234	1148	71	laypersons	layperson	NOUN
cblr-14234	1148	72	likely	likely	ADJ
cblr-14234	1148	73	to	to	PART
cblr-14234	1148	74	be	be	AUX
cblr-14234	1148	75	affected	affect	VERB
cblr-14234	1148	76	by	by	ADP
cblr-14234	1148	77	actions	action	NOUN
cblr-14234	1148	78	taken	take	VERB
cblr-14234	1148	79	under	under	ADP
cblr-14234	1148	80	the	the	DET
cblr-14234	1148	81	[	[	X
cblr-14234	1148	82	statement].”281	statement].”281	ADP
cblr-14234	1148	83	similar	similar	ADJ
cblr-14234	1148	84	standards	standard	NOUN
cblr-14234	1148	85	apply	apply	VERB
cblr-14234	1148	86	even	even	ADV
cblr-14234	1148	87	when	when	SCONJ
cblr-14234	1148	88	the	the	DET
cblr-14234	1148	89	intended	intend	VERB
cblr-14234	1148	90	readers	reader	NOUN
cblr-14234	1148	91	have	have	VERB
cblr-14234	1148	92	barriers	barrier	NOUN
cblr-14234	1148	93	to	to	ADP
cblr-14234	1148	94	comprehension	comprehension	NOUN
cblr-14234	1148	95	.	.	PUNCT
cblr-14234	1149	1	due	due	ADJ
cblr-14234	1149	2	277	277	NUM
cblr-14234	1149	3	see	see	NOUN
cblr-14234	1149	4	firtel	firtel	NOUN
cblr-14234	1149	5	,	,	PUNCT
cblr-14234	1149	6	supra	supra	PROPN
cblr-14234	1149	7	note	note	PROPN
cblr-14234	1149	8	68	68	NUM
cblr-14234	1149	9	,	,	PUNCT
cblr-14234	1149	10	at	at	ADP
cblr-14234	1149	11	866–67	866–67	NUM
cblr-14234	1149	12	(	(	PUNCT
cblr-14234	1149	13	opposing	oppose	VERB
cblr-14234	1149	14	the	the	DET
cblr-14234	1149	15	sec	sec	PROPN
cblr-14234	1149	16	’s	’s	PART
cblr-14234	1149	17	plain	plain	ADJ
cblr-14234	1149	18	language	language	NOUN
cblr-14234	1149	19	regulations	regulation	NOUN
cblr-14234	1149	20	and	and	CCONJ
cblr-14234	1149	21	claiming	claim	VERB
cblr-14234	1149	22	full	full	ADJ
cblr-14234	1149	23	disclosure	disclosure	NOUN
cblr-14234	1149	24	would	would	AUX
cblr-14234	1149	25	yield	yield	VERB
cblr-14234	1149	26	such	such	DET
cblr-14234	1149	27	a	a	DET
cblr-14234	1149	28	high	high	ADJ
cblr-14234	1149	29	volume	volume	NOUN
cblr-14234	1149	30	that	that	SCONJ
cblr-14234	1149	31	no	no	DET
cblr-14234	1149	32	one	one	PRON
cblr-14234	1149	33	could	could	AUX
cblr-14234	1149	34	decipher	decipher	VERB
cblr-14234	1149	35	the	the	DET
cblr-14234	1149	36	disclosures	disclosure	NOUN
cblr-14234	1149	37	)	)	PUNCT
cblr-14234	1149	38	.	.	PUNCT
cblr-14234	1150	1	278	278	NUM
cblr-14234	1150	2	minn	minn	PROPN
cblr-14234	1150	3	.	.	PUNCT
cblr-14234	1151	1	stat	stat	PROPN
cblr-14234	1151	2	.	.	PUNCT
cblr-14234	1152	1	ann	ann	PROPN
cblr-14234	1152	2	.	.	PUNCT
cblr-14234	1153	1	§	§	PROPN
cblr-14234	1153	2	80d.04	80d.04	PROPN
cblr-14234	1153	3	.	.	PROPN
cblr-14234	1153	4	279	279	NUM
cblr-14234	1153	5	29	29	NUM
cblr-14234	1153	6	u.s.c	u.s.c	NOUN
cblr-14234	1153	7	.	.	PUNCT
cblr-14234	1154	1	§	§	PROPN
cblr-14234	1154	2	626(f)(1)(a	626(f)(1)(a	NUM
cblr-14234	1154	3	)	)	PUNCT
cblr-14234	1154	4	.	.	PUNCT
cblr-14234	1155	1	280	280	NUM
cblr-14234	1155	2	or	or	CCONJ
cblr-14234	1155	3	.	.	PUNCT
cblr-14234	1155	4	admin	admin	PROPN
cblr-14234	1155	5	.	.	PUNCT
cblr-14234	1156	1	r.	r.	PROPN
cblr-14234	1156	2	165	165	NUM
cblr-14234	1156	3	-	-	PUNCT
cblr-14234	1156	4	024	024	NUM
cblr-14234	1156	5	-	-	PUNCT
cblr-14234	1156	6	0005	0005	NUM
cblr-14234	1156	7	.	.	PUNCT
cblr-14234	1157	1	281	281	NUM
cblr-14234	1157	2	oregon	oregon	PROPN
cblr-14234	1157	3	envtl	envtl	PROPN
cblr-14234	1157	4	.	.	PUNCT
cblr-14234	1158	1	council	council	PROPN
cblr-14234	1158	2	v.	v.	ADP
cblr-14234	1158	3	kunzman	kunzman	PROPN
cblr-14234	1158	4	,	,	PUNCT
cblr-14234	1158	5	817	817	NUM
cblr-14234	1158	6	f.2d	f.2d	ADP
cblr-14234	1158	7	484	484	NUM
cblr-14234	1158	8	,	,	PUNCT
cblr-14234	1158	9	494	494	NUM
cblr-14234	1158	10	(	(	PUNCT
cblr-14234	1158	11	9th	9th	ADJ
cblr-14234	1158	12	cir	cir	NOUN
cblr-14234	1158	13	.	.	PUNCT
cblr-14234	1158	14	1987	1987	NUM
cblr-14234	1158	15	)	)	PUNCT
cblr-14234	1158	16	.	.	PUNCT
cblr-14234	1159	1	accord	accord	NOUN
cblr-14234	1159	2	40	40	NUM
cblr-14234	1159	3	c.f.r	c.f.r	NOUN
cblr-14234	1159	4	.	.	PUNCT
cblr-14234	1160	1	§	§	PROPN
cblr-14234	1160	2	1502.8	1502.8	NUM
cblr-14234	1160	3	(	(	PUNCT
cblr-14234	1160	4	“	"	PUNCT
cblr-14234	1160	5	agencies	agency	NOUN
cblr-14234	1160	6	shall	shall	AUX
cblr-14234	1160	7	write	write	VERB
cblr-14234	1160	8	environmental	environmental	ADJ
cblr-14234	1160	9	impact	impact	NOUN
cblr-14234	1160	10	statements	statement	NOUN
cblr-14234	1160	11	in	in	ADP
cblr-14234	1160	12	plain	plain	ADJ
cblr-14234	1160	13	language	language	NOUN
cblr-14234	1160	14	and	and	CCONJ
cblr-14234	1160	15	may	may	AUX
cblr-14234	1160	16	use	use	VERB
cblr-14234	1160	17	appropriate	appropriate	ADJ
cblr-14234	1160	18	graphics	graphic	NOUN
cblr-14234	1160	19	so	so	SCONJ
cblr-14234	1160	20	that	that	SCONJ
cblr-14234	1160	21	decision	decision	NOUN
cblr-14234	1160	22	makers	maker	NOUN
cblr-14234	1160	23	and	and	CCONJ
cblr-14234	1160	24	the	the	DET
cblr-14234	1160	25	public	public	NOUN
cblr-14234	1160	26	can	can	AUX
cblr-14234	1160	27	readily	readily	ADV
cblr-14234	1160	28	understand	understand	VERB
cblr-14234	1160	29	such	such	ADJ
cblr-14234	1160	30	statements	statement	NOUN
cblr-14234	1160	31	.	.	PUNCT
cblr-14234	1161	1	agencies	agency	NOUN
cblr-14234	1161	2	should	should	AUX
cblr-14234	1161	3	employ	employ	VERB
cblr-14234	1161	4	writers	writer	NOUN
cblr-14234	1161	5	of	of	ADP
cblr-14234	1161	6	clear	clear	ADJ
cblr-14234	1161	7	prose	prose	NOUN
cblr-14234	1161	8	or	or	CCONJ
cblr-14234	1161	9	editors	editor	NOUN
cblr-14234	1161	10	to	to	PART
cblr-14234	1161	11	write	write	VERB
cblr-14234	1161	12	,	,	PUNCT
cblr-14234	1161	13	review	review	NOUN
cblr-14234	1161	14	,	,	PUNCT
cblr-14234	1161	15	or	or	CCONJ
cblr-14234	1161	16	edit	edit	NOUN
cblr-14234	1161	17	statements	statement	NOUN
cblr-14234	1161	18	,	,	PUNCT
cblr-14234	1161	19	which	which	PRON
cblr-14234	1161	20	shall	shall	AUX
cblr-14234	1161	21	be	be	AUX
cblr-14234	1161	22	based	base	VERB
cblr-14234	1161	23	upon	upon	SCONJ
cblr-14234	1161	24	the	the	DET
cblr-14234	1161	25	analysis	analysis	NOUN
cblr-14234	1161	26	and	and	CCONJ
cblr-14234	1161	27	supporting	support	VERB
cblr-14234	1161	28	data	datum	NOUN
cblr-14234	1161	29	from	from	ADP
cblr-14234	1161	30	the	the	DET
cblr-14234	1161	31	natural	natural	ADJ
cblr-14234	1161	32	and	and	CCONJ
cblr-14234	1161	33	social	social	ADJ
cblr-14234	1161	34	sciences	science	NOUN
cblr-14234	1161	35	and	and	CCONJ
cblr-14234	1161	36	the	the	DET
cblr-14234	1161	37	environmental	environmental	ADJ
cblr-14234	1161	38	design	design	NOUN
cblr-14234	1161	39	arts	art	NOUN
cblr-14234	1161	40	.	.	PUNCT
cblr-14234	1161	41	”	"	PUNCT
cblr-14234	1162	1	)	)	PUNCT
cblr-14234	1162	2	no	no	INTJ
cblr-14234	1162	3	.	.	NOUN
cblr-14234	1163	1	2	2	NUM
cblr-14234	1163	2	]	]	PUNCT
cblr-14234	1163	3	the	the	DET
cblr-14234	1163	4	duty	duty	NOUN
cblr-14234	1163	5	to	to	PART
cblr-14234	1163	6	make	make	VERB
cblr-14234	1163	7	contracts	contract	NOUN
cblr-14234	1163	8	understandable	understandable	ADJ
cblr-14234	1163	9	529	529	NUM
cblr-14234	1163	10	process	process	NOUN
cblr-14234	1163	11	requires	require	VERB
cblr-14234	1163	12	immigration	immigration	NOUN
cblr-14234	1163	13	notices	notice	NOUN
cblr-14234	1163	14	and	and	CCONJ
cblr-14234	1163	15	orders	order	NOUN
cblr-14234	1163	16	about	about	ADP
cblr-14234	1163	17	administrative	administrative	ADJ
cblr-14234	1163	18	hearings	hearing	NOUN
cblr-14234	1163	19	to	to	PART
cblr-14234	1163	20	be	be	AUX
cblr-14234	1163	21	“	"	PUNCT
cblr-14234	1163	22	reasonably	reasonably	ADV
cblr-14234	1163	23	calculated	calculate	VERB
cblr-14234	1163	24	,	,	PUNCT
cblr-14234	1163	25	under	under	ADP
cblr-14234	1163	26	all	all	DET
cblr-14234	1163	27	the	the	DET
cblr-14234	1163	28	circumstances	circumstance	NOUN
cblr-14234	1163	29	”	"	PUNCT
cblr-14234	1163	30	to	to	PART
cblr-14234	1163	31	inform	inform	VERB
cblr-14234	1163	32	recipients.282	recipients.282	PROPN
cblr-14234	1163	33	disclosures	disclosure	NOUN
cblr-14234	1163	34	for	for	ADP
cblr-14234	1163	35	health	health	NOUN
cblr-14234	1163	36	plans	plan	NOUN
cblr-14234	1163	37	on	on	ADP
cblr-14234	1163	38	the	the	DET
cblr-14234	1163	39	federal	federal	ADJ
cblr-14234	1163	40	health	health	PROPN
cblr-14234	1163	41	exchange	exchange	NOUN
cblr-14234	1163	42	must	must	AUX
cblr-14234	1163	43	use	use	VERB
cblr-14234	1163	44	“	"	PUNCT
cblr-14234	1163	45	language	language	NOUN
cblr-14234	1163	46	that	that	PRON
cblr-14234	1163	47	the	the	DET
cblr-14234	1163	48	intended	intended	ADJ
cblr-14234	1163	49	audience	audience	NOUN
cblr-14234	1163	50	,	,	PUNCT
cblr-14234	1163	51	including	include	VERB
cblr-14234	1163	52	individuals	individual	NOUN
cblr-14234	1163	53	with	with	ADP
cblr-14234	1163	54	limited	limited	ADJ
cblr-14234	1163	55	english	english	ADJ
cblr-14234	1163	56	proficiency	proficiency	NOUN
cblr-14234	1163	57	,	,	PUNCT
cblr-14234	1163	58	can	can	AUX
cblr-14234	1163	59	readily	readily	ADV
cblr-14234	1163	60	understand	understand	VERB
cblr-14234	1163	61	and	and	CCONJ
cblr-14234	1163	62	use	use	VERB
cblr-14234	1163	63	.	.	PUNCT
cblr-14234	1163	64	”283	”283	PUNCT
cblr-14234	1164	1	under	under	ADP
cblr-14234	1164	2	the	the	DET
cblr-14234	1164	3	colorado	colorado	PROPN
cblr-14234	1164	4	privacy	privacy	PROPN
cblr-14234	1164	5	act	act	PROPN
cblr-14234	1164	6	,	,	PUNCT
cblr-14234	1164	7	all	all	DET
cblr-14234	1164	8	required	require	VERB
cblr-14234	1164	9	consumer	consumer	NOUN
cblr-14234	1164	10	disclosures	disclosure	NOUN
cblr-14234	1164	11	and	and	CCONJ
cblr-14234	1164	12	notices	notice	NOUN
cblr-14234	1164	13	must	must	AUX
cblr-14234	1164	14	be	be	AUX
cblr-14234	1164	15	“	"	PUNCT
cblr-14234	1164	16	[	[	PUNCT
cblr-14234	1164	17	d]esigned	d]esigne	VERB
cblr-14234	1164	18	to	to	PART
cblr-14234	1164	19	be	be	AUX
cblr-14234	1164	20	understandable	understandable	ADJ
cblr-14234	1164	21	and	and	CCONJ
cblr-14234	1164	22	accessible	accessible	ADJ
cblr-14234	1164	23	to	to	ADP
cblr-14234	1164	24	a	a	DET
cblr-14234	1164	25	[	[	X
cblr-14234	1164	26	seller	seller	NOUN
cblr-14234	1164	27	’s	’s	PART
cblr-14234	1164	28	]	]	PUNCT
cblr-14234	1164	29	target	target	NOUN
cblr-14234	1164	30	audiences	audience	NOUN
cblr-14234	1164	31	,	,	PUNCT
cblr-14234	1164	32	considering	consider	VERB
cblr-14234	1164	33	the	the	DET
cblr-14234	1164	34	vulnerabilities	vulnerability	NOUN
cblr-14234	1164	35	or	or	CCONJ
cblr-14234	1164	36	unique	unique	ADJ
cblr-14234	1164	37	characteristics	characteristic	NOUN
cblr-14234	1164	38	of	of	ADP
cblr-14234	1164	39	the	the	DET
cblr-14234	1164	40	audience	audience	NOUN
cblr-14234	1164	41	and	and	CCONJ
cblr-14234	1164	42	paying	pay	VERB
cblr-14234	1164	43	particular	particular	ADJ
cblr-14234	1164	44	attention	attention	NOUN
cblr-14234	1164	45	to	to	ADP
cblr-14234	1164	46	the	the	DET
cblr-14234	1164	47	vulnerabilities	vulnerability	NOUN
cblr-14234	1164	48	of	of	ADP
cblr-14234	1164	49	children	child	NOUN
cblr-14234	1164	50	”	"	PUNCT
cblr-14234	1164	51	and	and	CCONJ
cblr-14234	1164	52	must	must	AUX
cblr-14234	1164	53	be	be	AUX
cblr-14234	1164	54	“	"	PUNCT
cblr-14234	1164	55	[	[	X
cblr-14234	1164	56	r]easonably	r]easonably	ADV
cblr-14234	1164	57	accessible	accessible	ADJ
cblr-14234	1164	58	to	to	ADP
cblr-14234	1164	59	consumers	consumer	NOUN
cblr-14234	1164	60	with	with	ADP
cblr-14234	1164	61	disabilities	disability	NOUN
cblr-14234	1164	62	.	.	PUNCT
cblr-14234	1164	63	”284	”284	PUNCT
cblr-14234	1164	64	to	to	PART
cblr-14234	1164	65	avoid	avoid	VERB
cblr-14234	1164	66	violating	violate	VERB
cblr-14234	1164	67	the	the	DET
cblr-14234	1164	68	fair	fair	ADJ
cblr-14234	1164	69	debt	debt	NOUN
cblr-14234	1164	70	collection	collection	NOUN
cblr-14234	1164	71	practice	practice	NOUN
cblr-14234	1164	72	act	act	PROPN
cblr-14234	1164	73	,	,	PUNCT
cblr-14234	1164	74	a	a	DET
cblr-14234	1164	75	debt	debt	NOUN
cblr-14234	1164	76	collector	collector	NOUN
cblr-14234	1164	77	’s	’s	PART
cblr-14234	1164	78	representations	representation	NOUN
cblr-14234	1164	79	can	can	AUX
cblr-14234	1164	80	not	not	PART
cblr-14234	1164	81	be	be	AUX
cblr-14234	1164	82	misleading	misleading	ADJ
cblr-14234	1164	83	to	to	ADP
cblr-14234	1164	84	the	the	DET
cblr-14234	1164	85	“	"	PUNCT
cblr-14234	1164	86	least	least	ADJ
cblr-14234	1164	87	sophisticated	sophisticated	ADJ
cblr-14234	1164	88	consumer	consumer	NOUN
cblr-14234	1164	89	.	.	PUNCT
cblr-14234	1164	90	”285	”285	PUNCT
cblr-14234	1165	1	consider	consider	VERB
cblr-14234	1165	2	the	the	DET
cblr-14234	1165	3	consumer	consumer	NOUN
cblr-14234	1165	4	financial	financial	PROPN
cblr-14234	1165	5	protection	protection	PROPN
cblr-14234	1165	6	act	act	NOUN
cblr-14234	1165	7	of	of	ADP
cblr-14234	1165	8	2010	2010	NUM
cblr-14234	1165	9	,	,	PUNCT
cblr-14234	1165	10	which	which	PRON
cblr-14234	1165	11	bans	ban	VERB
cblr-14234	1165	12	material	material	ADJ
cblr-14234	1165	13	interference	interference	NOUN
cblr-14234	1165	14	with	with	ADP
cblr-14234	1165	15	consumers	consumer	NOUN
cblr-14234	1165	16	’	'	PUNCT
cblr-14234	1165	17	ability	ability	NOUN
cblr-14234	1165	18	to	to	PART
cblr-14234	1165	19	understand	understand	VERB
cblr-14234	1165	20	contract	contract	NOUN
cblr-14234	1165	21	terms	term	NOUN
cblr-14234	1165	22	,	,	PUNCT
cblr-14234	1165	23	including	include	VERB
cblr-14234	1165	24	through	through	ADP
cblr-14234	1165	25	acts	act	NOUN
cblr-14234	1165	26	or	or	CCONJ
cblr-14234	1165	27	omissions	omission	NOUN
cblr-14234	1165	28	that	that	PRON
cblr-14234	1165	29	have	have	VERB
cblr-14234	1165	30	“	"	PUNCT
cblr-14234	1165	31	the	the	DET
cblr-14234	1165	32	natural	natural	ADJ
cblr-14234	1165	33	consequence	consequence	NOUN
cblr-14234	1165	34	of	of	ADP
cblr-14234	1165	35	impeding	impede	VERB
cblr-14234	1165	36	consumers	consumer	NOUN
cblr-14234	1165	37	’	'	PUNCT
cblr-14234	1165	38	ability	ability	NOUN
cblr-14234	1165	39	to	to	PART
cblr-14234	1165	40	understand	understand	VERB
cblr-14234	1165	41	.	.	PUNCT
cblr-14234	1166	1	”286	”286	ADJ
cblr-14234	1166	2	in	in	ADP
cblr-14234	1166	3	short	short	ADJ
cblr-14234	1166	4	,	,	PUNCT
cblr-14234	1166	5	while	while	SCONJ
cblr-14234	1166	6	objectors	objector	NOUN
cblr-14234	1166	7	may	may	AUX
cblr-14234	1166	8	think	think	VERB
cblr-14234	1166	9	the	the	DET
cblr-14234	1166	10	duty	duty	NOUN
cblr-14234	1166	11	is	be	AUX
cblr-14234	1166	12	impractical	impractical	ADJ
cblr-14234	1166	13	despite	despite	SCONJ
cblr-14234	1166	14	never	never	ADV
cblr-14234	1166	15	having	having	AUX
cblr-14234	1166	16	tried	try	VERB
cblr-14234	1166	17	to	to	PART
cblr-14234	1166	18	make	make	VERB
cblr-14234	1166	19	the	the	DET
cblr-14234	1166	20	documents	document	NOUN
cblr-14234	1166	21	understandable	understandable	ADJ
cblr-14234	1166	22	,	,	PUNCT
cblr-14234	1166	23	lawmakers	lawmaker	NOUN
cblr-14234	1166	24	do	do	VERB
cblr-14234	1166	25	not	not	PART
cblr-14234	1166	26	.	.	PUNCT
cblr-14234	1167	1	in	in	ADP
cblr-14234	1167	2	fact	fact	NOUN
cblr-14234	1167	3	,	,	PUNCT
cblr-14234	1167	4	some	some	DET
cblr-14234	1167	5	lawmakers	lawmaker	NOUN
cblr-14234	1167	6	suggest	suggest	VERB
cblr-14234	1167	7	making	make	VERB
cblr-14234	1167	8	legal	legal	ADJ
cblr-14234	1167	9	documents	document	NOUN
cblr-14234	1167	10	understandable	understandable	ADJ
cblr-14234	1167	11	is	be	AUX
cblr-14234	1167	12	not	not	PART
cblr-14234	1167	13	as	as	ADV
cblr-14234	1167	14	difficult	difficult	ADJ
cblr-14234	1167	15	as	as	SCONJ
cblr-14234	1167	16	drafters	drafter	NOUN
cblr-14234	1167	17	suggest	suggest	VERB
cblr-14234	1167	18	.	.	PUNCT
cblr-14234	1168	1	for	for	ADP
cblr-14234	1168	2	instance	instance	NOUN
cblr-14234	1168	3	,	,	PUNCT
cblr-14234	1168	4	one	one	NUM
cblr-14234	1168	5	federal	federal	ADJ
cblr-14234	1168	6	court	court	NOUN
cblr-14234	1168	7	held	hold	VERB
cblr-14234	1168	8	that	that	SCONJ
cblr-14234	1168	9	requiring	require	VERB
cblr-14234	1168	10	the	the	DET
cblr-14234	1168	11	federal	federal	ADJ
cblr-14234	1168	12	government	government	NOUN
cblr-14234	1168	13	to	to	PART
cblr-14234	1168	14	make	make	VERB
cblr-14234	1168	15	medicare	medicare	NOUN
cblr-14234	1168	16	claim	claim	NOUN
cblr-14234	1168	17	notices	notice	VERB
cblr-14234	1168	18	more	more	ADV
cblr-14234	1168	19	understandable	understandable	ADJ
cblr-14234	1168	20	was	be	AUX
cblr-14234	1168	21	not	not	PART
cblr-14234	1168	22	a	a	DET
cblr-14234	1168	23	substantial	substantial	ADJ
cblr-14234	1168	24	burden.287	burden.287	NUM
cblr-14234	1168	25	282	282	NUM
cblr-14234	1168	26	walters	walter	NOUN
cblr-14234	1168	27	v.	v.	PROPN
cblr-14234	1168	28	reno	reno	PROPN
cblr-14234	1168	29	,	,	PUNCT
cblr-14234	1168	30	no	no	INTJ
cblr-14234	1168	31	.	.	PUNCT
cblr-14234	1168	32	c94	c94	PROPN
cblr-14234	1168	33	-	-	PUNCT
cblr-14234	1168	34	1204c	1204c	NUM
cblr-14234	1168	35	,	,	PUNCT
cblr-14234	1168	36	1996	1996	NUM
cblr-14234	1168	37	wl	wl	NOUN
cblr-14234	1168	38	897662	897662	NUM
cblr-14234	1168	39	,	,	PUNCT
cblr-14234	1168	40	at	at	ADP
cblr-14234	1168	41	*	*	PUNCT
cblr-14234	1168	42	4–10	4–10	NOUN
cblr-14234	1168	43	(	(	PUNCT
cblr-14234	1168	44	w.d	w.d	PROPN
cblr-14234	1168	45	.	.	PROPN
cblr-14234	1168	46	wash	wash	PROPN
cblr-14234	1168	47	.	.	PUNCT
cblr-14234	1169	1	mar	mar	PROPN
cblr-14234	1169	2	.	.	PROPN
cblr-14234	1169	3	13	13	NUM
cblr-14234	1169	4	,	,	PUNCT
cblr-14234	1169	5	1996	1996	NUM
cblr-14234	1169	6	)	)	PUNCT
cblr-14234	1169	7	(	(	PUNCT
cblr-14234	1169	8	citing	cite	VERB
cblr-14234	1169	9	memphis	memphis	NUM
cblr-14234	1169	10	light	light	ADJ
cblr-14234	1169	11	,	,	PUNCT
cblr-14234	1169	12	gas	gas	NOUN
cblr-14234	1169	13	&	&	CCONJ
cblr-14234	1169	14	water	water	PROPN
cblr-14234	1169	15	div	div	PROPN
cblr-14234	1169	16	.	.	PUNCT
cblr-14234	1170	1	v.	v.	ADP
cblr-14234	1170	2	craft	craft	PROPN
cblr-14234	1170	3	,	,	PUNCT
cblr-14234	1170	4	436	436	NUM
cblr-14234	1170	5	u.s	u.s	PROPN
cblr-14234	1170	6	.	.	PROPN
cblr-14234	1170	7	1	1	NUM
cblr-14234	1170	8	,	,	PUNCT
cblr-14234	1170	9	13	13	NUM
cblr-14234	1170	10	(	(	PUNCT
cblr-14234	1170	11	1978	1978	NUM
cblr-14234	1170	12	)	)	PUNCT
cblr-14234	1170	13	)	)	PUNCT
cblr-14234	1170	14	.	.	PUNCT
cblr-14234	1171	1	283	283	NUM
cblr-14234	1171	2	42	42	NUM
cblr-14234	1171	3	u.s.c	u.s.c	ADJ
cblr-14234	1171	4	.	.	PUNCT
cblr-14234	1172	1	§	§	PROPN
cblr-14234	1172	2	18031(e)(3)(b	18031(e)(3)(b	NUM
cblr-14234	1172	3	)	)	PUNCT
cblr-14234	1172	4	.	.	PUNCT
cblr-14234	1173	1	284	284	NUM
cblr-14234	1173	2	4	4	NUM
cblr-14234	1173	3	colo	colo	PROPN
cblr-14234	1173	4	.	.	PUNCT
cblr-14234	1174	1	code	code	NOUN
cblr-14234	1174	2	regs	reg	NOUN
cblr-14234	1174	3	.	.	PUNCT
cblr-14234	1175	1	§	§	PROPN
cblr-14234	1175	2	904	904	NUM
cblr-14234	1175	3	-	-	SYM
cblr-14234	1175	4	3:3.02	3:3.02	NUM
cblr-14234	1175	5	.	.	PUNCT
cblr-14234	1175	6	285	285	NUM
cblr-14234	1176	1	easterling	easterle	VERB
cblr-14234	1176	2	v.	v.	ADP
cblr-14234	1176	3	collecto	collecto	PROPN
cblr-14234	1176	4	,	,	PUNCT
cblr-14234	1176	5	inc	inc	PROPN
cblr-14234	1176	6	.	.	PROPN
cblr-14234	1176	7	,	,	PUNCT
cblr-14234	1176	8	692	692	NUM
cblr-14234	1176	9	f.3d	f.3d	NUM
cblr-14234	1176	10	229	229	NUM
cblr-14234	1176	11	,	,	PUNCT
cblr-14234	1176	12	233	233	NUM
cblr-14234	1176	13	(	(	PUNCT
cblr-14234	1176	14	2d	2d	NUM
cblr-14234	1176	15	cir	cir	NOUN
cblr-14234	1176	16	.	.	PROPN
cblr-14234	1176	17	2012	2012	NUM
cblr-14234	1176	18	)	)	PUNCT
cblr-14234	1176	19	(	(	PUNCT
cblr-14234	1176	20	quoting	quote	VERB
cblr-14234	1176	21	clomon	clomon	PROPN
cblr-14234	1176	22	v.	v.	PROPN
cblr-14234	1176	23	jackson	jackson	PROPN
cblr-14234	1176	24	,	,	PUNCT
cblr-14234	1176	25	988	988	NUM
cblr-14234	1176	26	f.2d	f.2d	NOUN
cblr-14234	1176	27	1314	1314	NUM
cblr-14234	1176	28	,	,	PUNCT
cblr-14234	1176	29	1318	1318	NUM
cblr-14234	1176	30	(	(	PUNCT
cblr-14234	1176	31	2d	2d	NUM
cblr-14234	1176	32	cir	cir	NOUN
cblr-14234	1176	33	.	.	PUNCT
cblr-14234	1176	34	1993	1993	NUM
cblr-14234	1176	35	)	)	PUNCT
cblr-14234	1176	36	)	)	PUNCT
cblr-14234	1176	37	.	.	PUNCT
cblr-14234	1177	1	286	286	NUM
cblr-14234	1177	2	consumer	consumer	NOUN
cblr-14234	1177	3	financial	financial	ADJ
cblr-14234	1177	4	protection	protection	PROPN
cblr-14234	1177	5	bureau	bureau	PROPN
cblr-14234	1177	6	,	,	PUNCT
cblr-14234	1177	7	supervisory	supervisory	ADJ
cblr-14234	1177	8	guidance	guidance	NOUN
cblr-14234	1177	9	,	,	PUNCT
cblr-14234	1177	10	policy	policy	NOUN
cblr-14234	1177	11	statement	statement	NOUN
cblr-14234	1177	12	on	on	ADP
cblr-14234	1177	13	abusive	abusive	ADJ
cblr-14234	1177	14	acts	act	NOUN
cblr-14234	1177	15	or	or	CCONJ
cblr-14234	1177	16	practices	practice	NOUN
cblr-14234	1177	17	(	(	PUNCT
cblr-14234	1177	18	apr	apr	NOUN
cblr-14234	1177	19	.	.	PROPN
cblr-14234	1177	20	3	3	NUM
cblr-14234	1177	21	,	,	PUNCT
cblr-14234	1177	22	2023	2023	NUM
cblr-14234	1177	23	)	)	PUNCT
cblr-14234	1177	24	,	,	PUNCT
cblr-14234	1177	25	https://www.consumerfinance.gov/compliance/supervisory-guidance/policystatement-on-abusiveness/	https://www.consumerfinance.gov/compliance/supervisory-guidance/policystatement-on-abusiveness/	ADP
cblr-14234	1177	26	[	[	X
cblr-14234	1177	27	https://perma.cc/bs3z-77nl	https://perma.cc/bs3z-77nl	X
cblr-14234	1177	28	]	]	X
cblr-14234	1177	29	.	.	PUNCT
cblr-14234	1178	1	287	287	NUM
cblr-14234	1178	2	david	david	PROPN
cblr-14234	1178	3	v.	v.	PROPN
cblr-14234	1178	4	heckler	heckler	NOUN
cblr-14234	1178	5	,	,	PUNCT
cblr-14234	1178	6	591	591	NUM
cblr-14234	1178	7	f.	f.	PROPN
cblr-14234	1178	8	supp	supp	PROPN
cblr-14234	1178	9	.	.	PUNCT
cblr-14234	1179	1	1033	1033	NUM
cblr-14234	1179	2	,	,	PUNCT
cblr-14234	1179	3	1035–48	1035–48	NUM
cblr-14234	1179	4	(	(	PUNCT
cblr-14234	1179	5	e.d.n.y	e.d.n.y	PROPN
cblr-14234	1179	6	.	.	NOUN
cblr-14234	1179	7	1984	1984	NUM
cblr-14234	1179	8	)	)	PUNCT
cblr-14234	1179	9	.	.	PUNCT
cblr-14234	1180	1	530	530	NUM
cblr-14234	1180	2	columbia	columbia	PROPN
cblr-14234	1180	3	business	business	NOUN
cblr-14234	1180	4	law	law	PROPN
cblr-14234	1180	5	review	review	NOUN
cblr-14234	1180	6	[	[	X
cblr-14234	1180	7	vol	vol	NOUN
cblr-14234	1180	8	.	.	PUNCT
cblr-14234	1180	9	2024	2024	NUM
cblr-14234	1180	10	second	second	NOUN
cblr-14234	1180	11	,	,	PUNCT
cblr-14234	1180	12	although	although	SCONJ
cblr-14234	1180	13	data	datum	NOUN
cblr-14234	1180	14	on	on	ADP
cblr-14234	1180	15	whether	whether	SCONJ
cblr-14234	1180	16	plain	plain	ADJ
cblr-14234	1180	17	language	language	NOUN
cblr-14234	1180	18	laws	law	NOUN
cblr-14234	1180	19	are	be	AUX
cblr-14234	1180	20	followed	follow	VERB
cblr-14234	1180	21	and	and	CCONJ
cblr-14234	1180	22	enforced	enforce	VERB
cblr-14234	1180	23	is	be	AUX
cblr-14234	1180	24	sparse	sparse	ADJ
cblr-14234	1180	25	,	,	PUNCT
cblr-14234	1180	26	anecdotes	anecdote	NOUN
cblr-14234	1180	27	suggest	suggest	VERB
cblr-14234	1180	28	complex	complex	ADJ
cblr-14234	1180	29	legal	legal	ADJ
cblr-14234	1180	30	documents	document	NOUN
cblr-14234	1180	31	can	can	AUX
cblr-14234	1180	32	be	be	AUX
cblr-14234	1180	33	much	much	ADV
cblr-14234	1180	34	more	more	ADV
cblr-14234	1180	35	understandable	understandable	ADJ
cblr-14234	1180	36	.	.	PUNCT
cblr-14234	1181	1	consider	consider	VERB
cblr-14234	1181	2	the	the	DET
cblr-14234	1181	3	social	social	ADJ
cblr-14234	1181	4	security	security	NOUN
cblr-14234	1181	5	statement	statement	NOUN
cblr-14234	1181	6	,	,	PUNCT
cblr-14234	1181	7	which	which	PRON
cblr-14234	1181	8	is	be	AUX
cblr-14234	1181	9	an	an	DET
cblr-14234	1181	10	annual	annual	ADJ
cblr-14234	1181	11	explanation	explanation	NOUN
cblr-14234	1181	12	available	available	ADJ
cblr-14234	1181	13	to	to	ADP
cblr-14234	1181	14	every	every	DET
cblr-14234	1181	15	working	work	VERB
cblr-14234	1181	16	american	american	NOUN
cblr-14234	1181	17	between	between	ADP
cblr-14234	1181	18	the	the	DET
cblr-14234	1181	19	ages	age	NOUN
cblr-14234	1181	20	of	of	ADP
cblr-14234	1181	21	25	25	NUM
cblr-14234	1181	22	and	and	CCONJ
cblr-14234	1181	23	65	65	NUM
cblr-14234	1181	24	that	that	PRON
cblr-14234	1181	25	explains	explain	VERB
cblr-14234	1181	26	what	what	PRON
cblr-14234	1181	27	their	their	PRON
cblr-14234	1181	28	social	social	ADJ
cblr-14234	1181	29	security	security	NOUN
cblr-14234	1181	30	benefit	benefit	NOUN
cblr-14234	1181	31	will	will	AUX
cblr-14234	1181	32	be	be	AUX
cblr-14234	1181	33	when	when	SCONJ
cblr-14234	1181	34	they	they	PRON
cblr-14234	1181	35	retire.288	retire.288	VERB
cblr-14234	1181	36	because	because	SCONJ
cblr-14234	1181	37	the	the	DET
cblr-14234	1181	38	social	social	ADJ
cblr-14234	1181	39	security	security	NOUN
cblr-14234	1181	40	administration	administration	NOUN
cblr-14234	1181	41	uses	use	VERB
cblr-14234	1181	42	the	the	DET
cblr-14234	1181	43	statement	statement	NOUN
cblr-14234	1181	44	to	to	PART
cblr-14234	1181	45	make	make	VERB
cblr-14234	1181	46	information	information	NOUN
cblr-14234	1181	47	available	available	ADJ
cblr-14234	1181	48	to	to	ADP
cblr-14234	1181	49	a	a	DET
cblr-14234	1181	50	massive	massive	ADJ
cblr-14234	1181	51	swath	swath	NOUN
cblr-14234	1181	52	of	of	ADP
cblr-14234	1181	53	the	the	DET
cblr-14234	1181	54	general	general	ADJ
cblr-14234	1181	55	public	public	NOUN
cblr-14234	1181	56	,	,	PUNCT
cblr-14234	1181	57	everyone	everyone	PRON
cblr-14234	1181	58	from	from	ADP
cblr-14234	1181	59	the	the	DET
cblr-14234	1181	60	college	college	NOUN
cblr-14234	1181	61	educated	educate	VERB
cblr-14234	1181	62	to	to	ADP
cblr-14234	1181	63	the	the	DET
cblr-14234	1181	64	barely	barely	ADV
cblr-14234	1181	65	literate	literate	ADJ
cblr-14234	1181	66	,	,	PUNCT
cblr-14234	1181	67	a	a	DET
cblr-14234	1181	68	total	total	NOUN
cblr-14234	1181	69	of	of	ADP
cblr-14234	1181	70	about	about	ADP
cblr-14234	1181	71	125	125	NUM
cblr-14234	1181	72	million	million	NUM
cblr-14234	1181	73	readers	reader	NOUN
cblr-14234	1181	74	each	each	DET
cblr-14234	1181	75	year	year	NOUN
cblr-14234	1181	76	,	,	PUNCT
cblr-14234	1181	77	must	must	AUX
cblr-14234	1181	78	understand	understand	VERB
cblr-14234	1181	79	the	the	DET
cblr-14234	1181	80	statement.289	statement.289	NOUN
cblr-14234	1181	81	a	a	DET
cblr-14234	1181	82	2022	2022	NUM
cblr-14234	1181	83	redesign	redesign	NOUN
cblr-14234	1181	84	of	of	ADP
cblr-14234	1181	85	22	22	NUM
cblr-14234	1181	86	states	state	NOUN
cblr-14234	1181	87	’	'	PUNCT
cblr-14234	1181	88	food	food	NOUN
cblr-14234	1181	89	stamp	stamp	NOUN
cblr-14234	1181	90	forms	form	NOUN
cblr-14234	1181	91	led	lead	VERB
cblr-14234	1181	92	in	in	ADP
cblr-14234	1181	93	part	part	NOUN
cblr-14234	1181	94	to	to	ADP
cblr-14234	1181	95	664,681	664,681	NUM
cblr-14234	1181	96	more	more	ADJ
cblr-14234	1181	97	people	people	NOUN
cblr-14234	1181	98	signing	sign	VERB
cblr-14234	1181	99	up	up	ADP
cblr-14234	1181	100	for	for	ADP
cblr-14234	1181	101	food	food	NOUN
cblr-14234	1181	102	stamps	stamp	NOUN
cblr-14234	1181	103	over	over	ADP
cblr-14234	1181	104	the	the	DET
cblr-14234	1181	105	course	course	NOUN
cblr-14234	1181	106	of	of	ADP
cblr-14234	1181	107	one	one	NUM
cblr-14234	1181	108	year.290	year.290	PROPN
cblr-14234	1181	109	revisions	revision	NOUN
cblr-14234	1181	110	to	to	ADP
cblr-14234	1181	111	complex	complex	ADJ
cblr-14234	1181	112	quintessential	quintessential	ADJ
cblr-14234	1181	113	legal	legal	ADJ
cblr-14234	1181	114	documents	document	NOUN
cblr-14234	1181	115	have	have	AUX
cblr-14234	1181	116	occurred	occur	VERB
cblr-14234	1181	117	too	too	ADV
cblr-14234	1181	118	.	.	PUNCT
cblr-14234	1182	1	in	in	ADP
cblr-14234	1182	2	1993	1993	NUM
cblr-14234	1182	3	australia	australia	PROPN
cblr-14234	1182	4	began	begin	VERB
cblr-14234	1182	5	a	a	DET
cblr-14234	1182	6	process	process	NOUN
cblr-14234	1182	7	of	of	ADP
cblr-14234	1182	8	revising	revise	VERB
cblr-14234	1182	9	its	its	PRON
cblr-14234	1182	10	corporations	corporation	NOUN
cblr-14234	1182	11	law	law	NOUN
cblr-14234	1182	12	into	into	ADP
cblr-14234	1182	13	plain	plain	ADJ
cblr-14234	1182	14	language,291	language,291	ADV
cblr-14234	1182	15	while	while	SCONJ
cblr-14234	1182	16	in	in	ADP
cblr-14234	1182	17	1996	1996	NUM
cblr-14234	1182	18	the	the	DET
cblr-14234	1182	19	united	united	PROPN
cblr-14234	1182	20	kingdom	kingdom	PROPN
cblr-14234	1182	21	began	begin	VERB
cblr-14234	1182	22	a	a	DET
cblr-14234	1182	23	project	project	NOUN
cblr-14234	1182	24	to	to	PART
cblr-14234	1182	25	rewrite	rewrite	VERB
cblr-14234	1182	26	all	all	DET
cblr-14234	1182	27	6,000	6,000	NUM
cblr-14234	1182	28	pages	page	NOUN
cblr-14234	1182	29	of	of	ADP
cblr-14234	1182	30	its	its	PRON
cblr-14234	1182	31	tax	tax	NOUN
cblr-14234	1182	32	code	code	NOUN
cblr-14234	1182	33	into	into	ADP
cblr-14234	1182	34	plain	plain	ADJ
cblr-14234	1182	35	language,292	language,292	PROPN
cblr-14234	1182	36	and	and	CCONJ
cblr-14234	1182	37	in	in	ADP
cblr-14234	1182	38	2004	2004	NUM
cblr-14234	1182	39	new	new	PROPN
cblr-14234	1182	40	zealand	zealand	PROPN
cblr-14234	1182	41	rewrote	rewrite	VERB
cblr-14234	1182	42	one	one	NUM
cblr-14234	1182	43	-	-	PUNCT
cblr-14234	1182	44	third	third	NOUN
cblr-14234	1182	45	of	of	ADP
cblr-14234	1182	46	its	its	PRON
cblr-14234	1182	47	income	income	NOUN
cblr-14234	1182	48	tax	tax	NOUN
cblr-14234	1182	49	act	act	NOUN
cblr-14234	1182	50	into	into	ADP
cblr-14234	1182	51	plain	plain	NOUN
cblr-14234	1182	52	language.293	language.293	ADP
cblr-14234	1182	53	the	the	DET
cblr-14234	1182	54	sec	sec	PROPN
cblr-14234	1182	55	’s	’s	PART
cblr-14234	1182	56	plain	plain	ADJ
cblr-14234	1182	57	language	language	NOUN
cblr-14234	1182	58	initiative	initiative	NOUN
cblr-14234	1182	59	reformed	reform	VERB
cblr-14234	1182	60	many	many	ADJ
cblr-14234	1182	61	public	public	ADJ
cblr-14234	1182	62	disclosures.294	disclosures.294	NOUN
cblr-14234	1182	63	the	the	DET
cblr-14234	1182	64	federal	federal	ADJ
cblr-14234	1182	65	judicial	judicial	ADJ
cblr-14234	1182	66	council	council	NOUN
cblr-14234	1182	67	made	make	VERB
cblr-14234	1182	68	plain	plain	ADJ
cblr-14234	1182	69	language	language	NOUN
cblr-14234	1182	70	revisions	revision	NOUN
cblr-14234	1182	71	to	to	ADP
cblr-14234	1182	72	288	288	NUM
cblr-14234	1182	73	see	see	VERB
cblr-14234	1182	74	carolyn	carolyn	PROPN
cblr-14234	1182	75	boccella	boccella	PROPN
cblr-14234	1182	76	bagin	bagin	NOUN
cblr-14234	1182	77	,	,	PUNCT
cblr-14234	1182	78	plain	plain	ADJ
cblr-14234	1182	79	language	language	NOUN
cblr-14234	1182	80	pays	pay	VERB
cblr-14234	1182	81	off	off	ADP
cblr-14234	1182	82	for	for	ADP
cblr-14234	1182	83	the	the	DET
cblr-14234	1182	84	social	social	ADJ
cblr-14234	1182	85	security	security	NOUN
cblr-14234	1182	86	administration	administration	NOUN
cblr-14234	1182	87	,	,	PUNCT
cblr-14234	1182	88	45	45	NUM
cblr-14234	1182	89	clarity	clarity	NOUN
cblr-14234	1182	90	2	2	NUM
cblr-14234	1182	91	,	,	PUNCT
cblr-14234	1182	92	2–4	2–4	NUM
cblr-14234	1182	93	(	(	PUNCT
cblr-14234	1182	94	2000	2000	NUM
cblr-14234	1182	95	)	)	PUNCT
cblr-14234	1182	96	;	;	PUNCT
cblr-14234	1182	97	see	see	VERB
cblr-14234	1182	98	also	also	ADV
cblr-14234	1182	99	barbara	barbara	PROPN
cblr-14234	1182	100	a.	a.	PROPN
cblr-14234	1182	101	smith	smith	PROPN
cblr-14234	1182	102	&	&	CCONJ
cblr-14234	1182	103	kenneth	kenneth	PROPN
cblr-14234	1182	104	a.	a.	PROPN
cblr-14234	1182	105	couch	couch	PROPN
cblr-14234	1182	106	,	,	PUNCT
cblr-14234	1182	107	social	social	ADJ
cblr-14234	1182	108	security	security	NOUN
cblr-14234	1182	109	administration	administration	NOUN
cblr-14234	1182	110	,	,	PUNCT
cblr-14234	1182	111	the	the	DET
cblr-14234	1182	112	social	social	ADJ
cblr-14234	1182	113	security	security	NOUN
cblr-14234	1182	114	statement	statement	NOUN
cblr-14234	1182	115	:	:	PUNCT
cblr-14234	1183	1	background	background	NOUN
cblr-14234	1183	2	,	,	PUNCT
cblr-14234	1183	3	implementation	implementation	NOUN
cblr-14234	1183	4	,	,	PUNCT
cblr-14234	1183	5	and	and	CCONJ
cblr-14234	1183	6	recent	recent	ADJ
cblr-14234	1183	7	developments	development	NOUN
cblr-14234	1183	8	,	,	PUNCT
cblr-14234	1183	9	74	74	NUM
cblr-14234	1183	10	social	social	ADJ
cblr-14234	1183	11	security	security	NOUN
cblr-14234	1183	12	bulletin	bulletin	NOUN
cblr-14234	1183	13	1	1	NUM
cblr-14234	1183	14	,	,	PUNCT
cblr-14234	1183	15	1	1	NUM
cblr-14234	1183	16	(	(	PUNCT
cblr-14234	1183	17	2014	2014	NUM
cblr-14234	1183	18	)	)	PUNCT
cblr-14234	1183	19	.	.	PUNCT
cblr-14234	1184	1	289	289	NUM
cblr-14234	1184	2	see	see	VERB
cblr-14234	1184	3	bagin	bagin	NOUN
cblr-14234	1184	4	,	,	PUNCT
cblr-14234	1184	5	supra	supra	PROPN
cblr-14234	1184	6	note	note	NOUN
cblr-14234	1184	7	289	289	NUM
cblr-14234	1184	8	,	,	PUNCT
cblr-14234	1184	9	at	at	ADP
cblr-14234	1184	10	2–4	2–4	PRON
cblr-14234	1184	11	.	.	PROPN
cblr-14234	1184	12	290	290	NUM
cblr-14234	1184	13	kristin	kristin	PROPN
cblr-14234	1184	14	kleimann	kleimann	PROPN
cblr-14234	1184	15	,	,	PUNCT
cblr-14234	1184	16	ilana	ilana	PROPN
cblr-14234	1184	17	bain	bain	PROPN
cblr-14234	1184	18	&	&	CCONJ
cblr-14234	1184	19	lara	lara	PROPN
cblr-14234	1184	20	whitman	whitman	PROPN
cblr-14234	1184	21	,	,	PUNCT
cblr-14234	1184	22	removing	remove	VERB
cblr-14234	1184	23	barriers	barrier	NOUN
cblr-14234	1184	24	to	to	ADP
cblr-14234	1184	25	food	food	NOUN
cblr-14234	1184	26	stamp	stamp	NOUN
cblr-14234	1184	27	assistance	assistance	NOUN
cblr-14234	1184	28	—	—	PUNCT
cblr-14234	1184	29	one	one	NUM
cblr-14234	1184	30	complex	complex	ADJ
cblr-14234	1184	31	form	form	NOUN
cblr-14234	1184	32	at	at	ADP
cblr-14234	1184	33	a	a	DET
cblr-14234	1184	34	time	time	NOUN
cblr-14234	1184	35	,	,	PUNCT
cblr-14234	1184	36	55	55	NUM
cblr-14234	1184	37	clarity	clarity	NOUN
cblr-14234	1184	38	32	32	NUM
cblr-14234	1184	39	,	,	PUNCT
cblr-14234	1184	40	35	35	NUM
cblr-14234	1184	41	(	(	PUNCT
cblr-14234	1184	42	2006	2006	NUM
cblr-14234	1184	43	)	)	PUNCT
cblr-14234	1184	44	.	.	PUNCT
cblr-14234	1185	1	291	291	NUM
cblr-14234	1185	2	dr	dr	PROPN
cblr-14234	1185	3	.	.	PROPN
cblr-14234	1185	4	robert	robert	PROPN
cblr-14234	1185	5	eagleson	eagleson	PROPN
cblr-14234	1185	6	,	,	PUNCT
cblr-14234	1185	7	bringing	bring	VERB
cblr-14234	1185	8	the	the	DET
cblr-14234	1185	9	audience	audience	NOUN
cblr-14234	1185	10	to	to	ADP
cblr-14234	1185	11	the	the	DET
cblr-14234	1185	12	fore	fore	NOUN
cblr-14234	1185	13	:	:	PUNCT
cblr-14234	1185	14	radical	radical	ADJ
cblr-14234	1185	15	approaches	approach	NOUN
cblr-14234	1185	16	to	to	ADP
cblr-14234	1185	17	preparing	prepare	VERB
cblr-14234	1185	18	legislation	legislation	NOUN
cblr-14234	1185	19	,	,	PUNCT
cblr-14234	1185	20	72	72	NUM
cblr-14234	1185	21	clarity	clarity	NOUN
cblr-14234	1185	22	35	35	NUM
cblr-14234	1185	23	,	,	PUNCT
cblr-14234	1185	24	35–39	35–39	NUM
cblr-14234	1185	25	(	(	PUNCT
cblr-14234	1185	26	2014	2014	NUM
cblr-14234	1185	27	)	)	PUNCT
cblr-14234	1185	28	.	.	PUNCT
cblr-14234	1186	1	292	292	NUM
cblr-14234	1186	2	christopher	christopher	PROPN
cblr-14234	1186	3	williams	williams	PROPN
cblr-14234	1186	4	,	,	PUNCT
cblr-14234	1186	5	“	"	PUNCT
cblr-14234	1186	6	and	and	CCONJ
cblr-14234	1186	7	yet	yet	ADV
cblr-14234	1186	8	it	it	PRON
cblr-14234	1186	9	moves	move	VERB
cblr-14234	1186	10	”	"	PUNCT
cblr-14234	1186	11	:	:	PUNCT
cblr-14234	1186	12	recent	recent	ADJ
cblr-14234	1186	13	developments	development	NOUN
cblr-14234	1186	14	in	in	ADP
cblr-14234	1186	15	plain	plain	ADJ
cblr-14234	1186	16	legal	legal	ADJ
cblr-14234	1186	17	english	english	NOUN
cblr-14234	1186	18	in	in	ADP
cblr-14234	1186	19	the	the	DET
cblr-14234	1186	20	uk	uk	PROPN
cblr-14234	1186	21	,	,	PUNCT
cblr-14234	1186	22	60	60	NUM
cblr-14234	1186	23	clarity	clarity	NOUN
cblr-14234	1186	24	11	11	NUM
cblr-14234	1186	25	,	,	PUNCT
cblr-14234	1186	26	11–12	11–12	NUM
cblr-14234	1186	27	(	(	PUNCT
cblr-14234	1186	28	2008	2008	NUM
cblr-14234	1186	29	)	)	PUNCT
cblr-14234	1186	30	.	.	PUNCT
cblr-14234	1187	1	293	293	NUM
cblr-14234	1187	2	margaret	margaret	PROPN
cblr-14234	1187	3	nixon	nixon	PROPN
cblr-14234	1187	4	,	,	PUNCT
cblr-14234	1187	5	rewriting	rewrite	VERB
cblr-14234	1187	6	the	the	DET
cblr-14234	1187	7	income	income	NOUN
cblr-14234	1187	8	tax	tax	PROPN
cblr-14234	1187	9	act	act	PROPN
cblr-14234	1187	10	,	,	PUNCT
cblr-14234	1187	11	52	52	NUM
cblr-14234	1187	12	clarity	clarity	NOUN
cblr-14234	1187	13	22	22	NUM
cblr-14234	1187	14	,	,	PUNCT
cblr-14234	1187	15	22	22	NUM
cblr-14234	1187	16	–	–	PUNCT
cblr-14234	1187	17	25	25	NUM
cblr-14234	1187	18	(	(	PUNCT
cblr-14234	1187	19	2004	2004	NUM
cblr-14234	1187	20	)	)	PUNCT
cblr-14234	1187	21	.	.	PUNCT
cblr-14234	1188	1	294	294	NUM
cblr-14234	1188	2	mcclane	mcclane	PROPN
cblr-14234	1188	3	,	,	PUNCT
cblr-14234	1188	4	supra	supra	PROPN
cblr-14234	1188	5	note	note	PROPN
cblr-14234	1188	6	52	52	NUM
cblr-14234	1188	7	,	,	PUNCT
cblr-14234	1188	8	at	at	ADP
cblr-14234	1188	9	274–76	274–76	NUM
cblr-14234	1188	10	,	,	PUNCT
cblr-14234	1188	11	291	291	NUM
cblr-14234	1188	12	(	(	PUNCT
cblr-14234	1188	13	noting	note	VERB
cblr-14234	1188	14	that	that	SCONJ
cblr-14234	1188	15	compliance	compliance	NOUN
cblr-14234	1188	16	was	be	AUX
cblr-14234	1188	17	initially	initially	ADV
cblr-14234	1188	18	strong	strong	ADJ
cblr-14234	1188	19	but	but	CCONJ
cblr-14234	1188	20	faded	fade	VERB
cblr-14234	1188	21	over	over	ADP
cblr-14234	1188	22	time	time	NOUN
cblr-14234	1188	23	)	)	PUNCT
cblr-14234	1188	24	.	.	PUNCT
cblr-14234	1189	1	no	no	INTJ
cblr-14234	1189	2	.	.	NOUN
cblr-14234	1190	1	2	2	NUM
cblr-14234	1190	2	]	]	PUNCT
cblr-14234	1190	3	the	the	DET
cblr-14234	1190	4	duty	duty	NOUN
cblr-14234	1190	5	to	to	PART
cblr-14234	1190	6	make	make	VERB
cblr-14234	1190	7	contracts	contract	NOUN
cblr-14234	1190	8	understandable	understandable	ADJ
cblr-14234	1190	9	531	531	NUM
cblr-14234	1190	10	every	every	DET
cblr-14234	1190	11	federal	federal	ADJ
cblr-14234	1190	12	rule	rule	NOUN
cblr-14234	1190	13	of	of	ADP
cblr-14234	1190	14	procedure.295	procedure.295	ADJ
cblr-14234	1190	15	labs	lab	NOUN
cblr-14234	1190	16	at	at	ADP
cblr-14234	1190	17	stanford	stanford	PROPN
cblr-14234	1190	18	,	,	PUNCT
cblr-14234	1190	19	harvard	harvard	PROPN
cblr-14234	1190	20	,	,	PUNCT
cblr-14234	1190	21	and	and	CCONJ
cblr-14234	1190	22	suffolk	suffolk	PROPN
cblr-14234	1190	23	law	law	PROPN
cblr-14234	1190	24	schools	school	NOUN
cblr-14234	1190	25	redesign	redesign	VERB
cblr-14234	1190	26	court	court	NOUN
cblr-14234	1190	27	documents.296	documents.296	NOUN
cblr-14234	1190	28	turning	turn	VERB
cblr-14234	1190	29	to	to	ADP
cblr-14234	1190	30	contracts	contract	NOUN
cblr-14234	1190	31	,	,	PUNCT
cblr-14234	1190	32	when	when	SCONJ
cblr-14234	1190	33	lawyers	lawyer	NOUN
cblr-14234	1190	34	have	have	AUX
cblr-14234	1190	35	innovated	innovate	VERB
cblr-14234	1190	36	,	,	PUNCT
cblr-14234	1190	37	the	the	DET
cblr-14234	1190	38	results	result	NOUN
cblr-14234	1190	39	have	have	AUX
cblr-14234	1190	40	been	be	AUX
cblr-14234	1190	41	positive	positive	ADJ
cblr-14234	1190	42	.	.	PUNCT
cblr-14234	1191	1	general	general	PROPN
cblr-14234	1191	2	electric	electric	PROPN
cblr-14234	1191	3	’s	’s	PART
cblr-14234	1191	4	aviation	aviation	NOUN
cblr-14234	1191	5	division	division	NOUN
cblr-14234	1191	6	redesigned	redesign	VERB
cblr-14234	1191	7	contracts	contract	NOUN
cblr-14234	1191	8	to	to	PART
cblr-14234	1191	9	be	be	AUX
cblr-14234	1191	10	understandable	understandable	ADJ
cblr-14234	1191	11	at	at	ADP
cblr-14234	1191	12	a	a	DET
cblr-14234	1191	13	tenth	tenth	ADJ
cblr-14234	1191	14	-	-	PUNCT
cblr-14234	1191	15	grade	grade	NOUN
cblr-14234	1191	16	reading	reading	NOUN
cblr-14234	1191	17	level.297	level.297	PROPN
cblr-14234	1191	18	companies	company	NOUN
cblr-14234	1191	19	like	like	ADP
cblr-14234	1191	20	bumble	bumble	NOUN
cblr-14234	1191	21	and	and	CCONJ
cblr-14234	1191	22	etsy	etsy	NOUN
cblr-14234	1191	23	revised	revise	VERB
cblr-14234	1191	24	terms	term	NOUN
cblr-14234	1191	25	of	of	ADP
cblr-14234	1191	26	service	service	NOUN
cblr-14234	1191	27	to	to	PART
cblr-14234	1191	28	use	use	VERB
cblr-14234	1191	29	more	more	ADV
cblr-14234	1191	30	understandable	understandable	ADJ
cblr-14234	1191	31	language.298	language.298	NOUN
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cblr-14234	1191	33	like	like	ADP
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cblr-14234	1191	36	have	have	AUX
cblr-14234	1191	37	reworked	rework	VERB
cblr-14234	1191	38	university	university	NOUN
cblr-14234	1191	39	student	student	NOUN
cblr-14234	1191	40	housing	housing	NOUN
cblr-14234	1191	41	contracts.299	contracts.299	PROPN
cblr-14234	1191	42	the	the	DET
cblr-14234	1191	43	world	world	PROPN
cblr-14234	1191	44	commerce	commerce	PROPN
cblr-14234	1191	45	and	and	CCONJ
cblr-14234	1191	46	contracting	contracting	NOUN
cblr-14234	1191	47	design	design	NOUN
cblr-14234	1191	48	pattern	pattern	NOUN
cblr-14234	1191	49	library	library	NOUN
cblr-14234	1191	50	contains	contain	VERB
cblr-14234	1191	51	examples	example	NOUN
cblr-14234	1191	52	of	of	ADP
cblr-14234	1191	53	contract	contract	NOUN
cblr-14234	1191	54	design	design	NOUN
cblr-14234	1191	55	innovation	innovation	NOUN
cblr-14234	1191	56	from	from	ADP
cblr-14234	1191	57	complex	complex	ADJ
cblr-14234	1191	58	contracts	contract	NOUN
cblr-14234	1191	59	with	with	ADP
cblr-14234	1191	60	large	large	ADJ
cblr-14234	1191	61	companies	company	NOUN
cblr-14234	1191	62	like	like	ADP
cblr-14234	1191	63	airbus	airbus	PROPN
cblr-14234	1191	64	defence	defence	PROPN
cblr-14234	1191	65	and	and	CCONJ
cblr-14234	1191	66	space,300	space,300	PROPN
cblr-14234	1191	67	shell	shell	NOUN
cblr-14234	1191	68	marine	marine	NOUN
cblr-14234	1192	1	lubricants,301	lubricants,301	NOUN
cblr-14234	1192	2	australian	australian	ADJ
cblr-14234	1192	3	telecommunications	telecommunications	PROPN
cblr-14234	1192	4	giant	giant	NOUN
cblr-14234	1192	5	telstra	telstra	PROPN
cblr-14234	1192	6	corporation	corporation	PROPN
cblr-14234	1192	7	limited,302	limited,302	PROPN
cblr-14234	1192	8	and	and	CCONJ
cblr-14234	1192	9	the	the	DET
cblr-14234	1192	10	largest	large	ADJ
cblr-14234	1192	11	uk	uk	PROPN
cblr-14234	1192	12	trade	trade	NOUN
cblr-14234	1192	13	association	association	NOUN
cblr-14234	1192	14	known	know	VERB
cblr-14234	1192	15	as	as	ADP
cblr-14234	1192	16	the	the	DET
cblr-14234	1192	17	295	295	NUM
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cblr-14234	1192	19	alan	alan	PROPN
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cblr-14234	1192	21	et	et	PROPN
cblr-14234	1192	22	al	al	PROPN
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cblr-14234	1192	24	,	,	PUNCT
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cblr-14234	1192	26	practice	practice	NOUN
cblr-14234	1192	27	&	&	CCONJ
cblr-14234	1192	28	procedure	procedure	NOUN
cblr-14234	1192	29	:	:	PUNCT
cblr-14234	1192	30	jurisdiction	jurisdiction	NOUN
cblr-14234	1192	31	and	and	CCONJ
cblr-14234	1192	32	related	related	ADJ
cblr-14234	1192	33	matters	matter	NOUN
cblr-14234	1193	1	7–10	7–10	NOUN
cblr-14234	1193	2	(	(	PUNCT
cblr-14234	1193	3	5th	5th	ADJ
cblr-14234	1193	4	ed	ed	NOUN
cblr-14234	1193	5	.	.	PROPN
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cblr-14234	1194	1	296	296	NUM
cblr-14234	1194	2	justice	justice	NOUN
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cblr-14234	1194	4	,	,	PUNCT
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cblr-14234	1194	6	legal	legal	ADJ
cblr-14234	1194	7	design	design	NOUN
cblr-14234	1194	8	lab	lab	NOUN
cblr-14234	1194	9	,	,	PUNCT
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cblr-14234	1194	11	[	[	X
cblr-14234	1194	12	https://perma.cc/4854-2fcy	https://perma.cc/4854-2fcy	X
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cblr-14234	1194	14	;	;	PUNCT
cblr-14234	1194	15	a2j	a2j	PROPN
cblr-14234	1194	16	lab	lab	NOUN
cblr-14234	1194	17	,	,	PUNCT
cblr-14234	1194	18	current	current	ADJ
cblr-14234	1194	19	projects	project	NOUN
cblr-14234	1194	20	,	,	PUNCT
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cblr-14234	1194	22	[	[	X
cblr-14234	1194	23	https://perma.cc/7wvv-cjay	https://perma.cc/7wvv-cjay	X
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cblr-14234	1194	25	;	;	PUNCT
cblr-14234	1194	26	legal	legal	ADJ
cblr-14234	1194	27	innovation	innovation	NOUN
cblr-14234	1194	28	&	&	CCONJ
cblr-14234	1194	29	technology	technology	PROPN
cblr-14234	1194	30	lab	lab	PROPN
cblr-14234	1194	31	suffolk	suffolk	PROPN
cblr-14234	1194	32	university	university	PROPN
cblr-14234	1194	33	law	law	NOUN
cblr-14234	1194	34	school	school	NOUN
cblr-14234	1194	35	,	,	PUNCT
cblr-14234	1194	36	select	select	ADJ
cblr-14234	1194	37	projects	project	NOUN
cblr-14234	1194	38	,	,	PUNCT
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cblr-14234	1195	1	[	[	X
cblr-14234	1195	2	https://perma.cc/n5nq-r8b	https://perma.cc/n5nq-r8b	X
cblr-14234	1195	3	]	]	X
cblr-14234	1195	4	.	.	PUNCT
cblr-14234	1195	5	297	297	NUM
cblr-14234	1195	6	shawn	shawn	PROPN
cblr-14234	1195	7	burton	burton	PROPN
cblr-14234	1195	8	,	,	PUNCT
cblr-14234	1195	9	the	the	DET
cblr-14234	1195	10	case	case	NOUN
cblr-14234	1195	11	for	for	ADP
cblr-14234	1195	12	plain	plain	ADJ
cblr-14234	1195	13	-	-	PUNCT
cblr-14234	1195	14	language	language	NOUN
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cblr-14234	1195	16	,	,	PUNCT
cblr-14234	1195	17	96	96	NUM
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cblr-14234	1195	19	.	.	PUNCT
cblr-14234	1196	1	bus	bus	NOUN
cblr-14234	1196	2	.	.	PUNCT
cblr-14234	1197	1	rev	rev	PROPN
cblr-14234	1197	2	.	.	PROPN
cblr-14234	1197	3	134	134	NUM
cblr-14234	1197	4	,	,	PUNCT
cblr-14234	1197	5	136	136	NUM
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cblr-14234	1197	8	.	.	PROPN
cblr-14234	1197	9	2018	2018	NUM
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cblr-14234	1197	11	.	.	PUNCT
cblr-14234	1198	1	298	298	NUM
cblr-14234	1198	2	david	david	PROPN
cblr-14234	1198	3	a.	a.	PROPN
cblr-14234	1198	4	hoffman	hoffman	PROPN
cblr-14234	1198	5	,	,	PUNCT
cblr-14234	1198	6	relational	relational	ADJ
cblr-14234	1198	7	contracts	contract	NOUN
cblr-14234	1198	8	of	of	ADP
cblr-14234	1198	9	adhesion	adhesion	NOUN
cblr-14234	1198	10	,	,	PUNCT
cblr-14234	1198	11	85	85	NUM
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cblr-14234	1199	1	l.	l.	PROPN
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cblr-14234	1199	9	(	(	PUNCT
cblr-14234	1199	10	2018	2018	NUM
cblr-14234	1199	11	)	)	PUNCT
cblr-14234	1199	12	.	.	PUNCT
cblr-14234	1200	1	299	299	NUM
cblr-14234	1200	2	stefania	stefania	NOUN
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cblr-14234	1200	4	,	,	PUNCT
cblr-14234	1200	5	why	why	SCONJ
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cblr-14234	1200	8	need	need	VERB
cblr-14234	1200	9	visualization	visualization	NOUN
cblr-14234	1200	10	in	in	ADP
cblr-14234	1200	11	contracts	contract	NOUN
cblr-14234	1200	12	?	?	PUNCT
cblr-14234	1200	13	,	,	PUNCT
cblr-14234	1200	14	stefania	stefania	PROPN
cblr-14234	1200	15	passera	passera	PROPN
cblr-14234	1200	16	(	(	PUNCT
cblr-14234	1200	17	feb	feb	PROPN
cblr-14234	1200	18	.	.	PROPN
cblr-14234	1200	19	16	16	NUM
cblr-14234	1200	20	,	,	PUNCT
cblr-14234	1200	21	2018	2018	NUM
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cblr-14234	1200	23	,	,	PUNCT
cblr-14234	1200	24	https://stefaniapassera.com/portfolio/tenancy/	https://stefaniapassera.com/portfolio/tenancy/	PROPN
cblr-14234	1201	1	[	[	X
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cblr-14234	1201	4	;	;	PUNCT
cblr-14234	1201	5	see	see	VERB
cblr-14234	1201	6	also	also	ADV
cblr-14234	1201	7	stefania	stefania	PROPN
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cblr-14234	1201	9	,	,	PUNCT
cblr-14234	1201	10	beyond	beyond	ADP
cblr-14234	1201	11	the	the	DET
cblr-14234	1201	12	wall	wall	NOUN
cblr-14234	1201	13	of	of	ADP
cblr-14234	1201	14	text	text	NOUN
cblr-14234	1201	15	:	:	PUNCT
cblr-14234	1201	16	how	how	SCONJ
cblr-14234	1201	17	information	information	NOUN
cblr-14234	1201	18	design	design	NOUN
cblr-14234	1201	19	can	can	AUX
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cblr-14234	1201	21	contracts	contract	NOUN
cblr-14234	1201	22	user	user	NOUN
cblr-14234	1201	23	-	-	PUNCT
cblr-14234	1201	24	friendly	friendly	ADJ
cblr-14234	1201	25	,	,	PUNCT
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cblr-14234	1201	28	design	design	NOUN
cblr-14234	1201	29	,	,	PUNCT
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cblr-14234	1201	31	experience	experience	NOUN
cblr-14234	1201	32	,	,	PUNCT
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cblr-14234	1201	34	usability	usability	NOUN
cblr-14234	1201	35	:	:	PUNCT
cblr-14234	1201	36	users	user	NOUN
cblr-14234	1201	37	and	and	CCONJ
cblr-14234	1201	38	interactions	interaction	NOUN
cblr-14234	1201	39	341	341	NUM
cblr-14234	1201	40	,	,	PUNCT
cblr-14234	1201	41	341–52	341–52	NUM
cblr-14234	1201	42	(	(	PUNCT
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cblr-14234	1201	57	on	on	ADP
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cblr-14234	1202	1	300	300	NUM
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cblr-14234	1202	8	contract	contract	NOUN
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cblr-14234	1202	11	library	library	NOUN
cblr-14234	1202	12	(	(	PUNCT
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cblr-14234	1202	20	.	.	PUNCT
cblr-14234	1203	1	301	301	NUM
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cblr-14234	1203	7	start	start	VERB
cblr-14234	1203	8	,	,	PUNCT
cblr-14234	1203	9	contract	contract	NOUN
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cblr-14234	1203	13	(	(	PUNCT
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cblr-14234	1204	7	contract	contract	NOUN
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cblr-14234	1204	9	pattern	pattern	NOUN
cblr-14234	1204	10	library	library	NOUN
cblr-14234	1204	11	(	(	PUNCT
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cblr-14234	1206	1	[	[	X
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cblr-14234	1206	20	for	for	ADP
cblr-14234	1206	21	a	a	DET
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cblr-14234	1206	34	though	though	SCONJ
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cblr-14234	1206	65	in	in	ADP
cblr-14234	1206	66	their	their	PRON
cblr-14234	1206	67	advertisements307	advertisements307	PROPN
cblr-14234	1206	68	and	and	CCONJ
cblr-14234	1206	69	already	already	ADV
cblr-14234	1206	70	collect	collect	VERB
cblr-14234	1206	71	data	datum	NOUN
cblr-14234	1206	72	and	and	CCONJ
cblr-14234	1206	73	conduct	conduct	VERB
cblr-14234	1206	74	experiments	experiment	NOUN
cblr-14234	1206	75	on	on	ADP
cblr-14234	1206	76	how	how	SCONJ
cblr-14234	1206	77	their	their	PRON
cblr-14234	1206	78	consumers	consumer	NOUN
cblr-14234	1206	79	process	process	VERB
cblr-14234	1206	80	information,308	information,308	ADV
cblr-14234	1206	81	stronger	strong	ADJ
cblr-14234	1206	82	incentives	incentive	NOUN
cblr-14234	1206	83	may	may	AUX
cblr-14234	1206	84	make	make	VERB
cblr-14234	1206	85	such	such	ADJ
cblr-14234	1206	86	changes	change	NOUN
cblr-14234	1206	87	even	even	ADV
cblr-14234	1206	88	more	more	ADV
cblr-14234	1206	89	likely	likely	ADJ
cblr-14234	1206	90	.	.	PUNCT
cblr-14234	1207	1	third	third	ADJ
cblr-14234	1207	2	,	,	PUNCT
cblr-14234	1207	3	even	even	ADV
cblr-14234	1207	4	if	if	SCONJ
cblr-14234	1207	5	a	a	DET
cblr-14234	1207	6	subset	subset	NOUN
cblr-14234	1207	7	of	of	ADP
cblr-14234	1207	8	contracts	contract	NOUN
cblr-14234	1207	9	can	can	AUX
cblr-14234	1207	10	not	not	PART
cblr-14234	1207	11	be	be	AUX
cblr-14234	1207	12	made	make	VERB
cblr-14234	1207	13	understandable	understandable	ADJ
cblr-14234	1207	14	to	to	ADP
cblr-14234	1207	15	the	the	DET
cblr-14234	1207	16	average	average	ADJ
cblr-14234	1207	17	intended	intend	VERB
cblr-14234	1207	18	consumer	consumer	NOUN
cblr-14234	1207	19	(	(	PUNCT
cblr-14234	1207	20	and	and	CCONJ
cblr-14234	1207	21	we	we	PRON
cblr-14234	1207	22	do	do	AUX
cblr-14234	1207	23	not	not	PART
cblr-14234	1207	24	yet	yet	ADV
cblr-14234	1207	25	know	know	VERB
cblr-14234	1207	26	if	if	SCONJ
cblr-14234	1207	27	such	such	DET
cblr-14234	1207	28	a	a	DET
cblr-14234	1207	29	subset	subset	NOUN
cblr-14234	1207	30	exists	exist	VERB
cblr-14234	1207	31	)	)	PUNCT
cblr-14234	1207	32	,	,	PUNCT
cblr-14234	1207	33	other	other	ADJ
cblr-14234	1207	34	tools	tool	NOUN
cblr-14234	1207	35	can	can	AUX
cblr-14234	1207	36	supplement	supplement	VERB
cblr-14234	1207	37	the	the	DET
cblr-14234	1207	38	contract	contract	NOUN
cblr-14234	1207	39	to	to	PART
cblr-14234	1207	40	achieve	achieve	VERB
cblr-14234	1207	41	understanding	understanding	NOUN
cblr-14234	1207	42	.	.	PUNCT
cblr-14234	1208	1	one	one	NUM
cblr-14234	1208	2	supplement	supplement	NOUN
cblr-14234	1208	3	is	be	AUX
cblr-14234	1208	4	technology	technology	NOUN
cblr-14234	1208	5	.	.	PUNCT
cblr-14234	1209	1	smart	smart	ADJ
cblr-14234	1209	2	readers	reader	NOUN
cblr-14234	1209	3	learn	learn	VERB
cblr-14234	1209	4	someone	someone	PRON
cblr-14234	1209	5	’s	’s	PART
cblr-14234	1209	6	language	language	NOUN
cblr-14234	1209	7	down	down	ADP
cblr-14234	1209	8	to	to	ADP
cblr-14234	1209	9	“	"	PUNCT
cblr-14234	1209	10	cultural	cultural	ADJ
cblr-14234	1209	11	expectations	expectation	NOUN
cblr-14234	1209	12	,	,	PUNCT
cblr-14234	1209	13	linguistic	linguistic	ADJ
cblr-14234	1209	14	abilities	ability	NOUN
cblr-14234	1209	15	,	,	PUNCT
cblr-14234	1209	16	and	and	CCONJ
cblr-14234	1209	17	cognitive	cognitive	ADJ
cblr-14234	1209	18	needs	need	NOUN
cblr-14234	1209	19	”	"	PUNCT
cblr-14234	1209	20	and	and	CCONJ
cblr-14234	1209	21	then	then	ADV
cblr-14234	1209	22	translate	translate	VERB
cblr-14234	1209	23	text	text	NOUN
cblr-14234	1209	24	to	to	PART
cblr-14234	1209	25	match	match	VERB
cblr-14234	1209	26	that	that	DET
cblr-14234	1209	27	individual	individual	NOUN
cblr-14234	1209	28	’s	’s	PART
cblr-14234	1209	29	needs	need	NOUN
cblr-14234	1209	30	;	;	PUNCT
cblr-14234	1209	31	they	they	PRON
cblr-14234	1209	32	are	be	AUX
cblr-14234	1209	33	so	so	ADV
cblr-14234	1209	34	effective	effective	ADJ
cblr-14234	1209	35	that	that	SCONJ
cblr-14234	1209	36	yonathan	yonathan	NOUN
cblr-14234	1209	37	arbel	arbel	NOUN
cblr-14234	1209	38	and	and	CCONJ
cblr-14234	1209	39	shmuel	shmuel	PROPN
cblr-14234	1209	40	becher	becher	PROPN
cblr-14234	1209	41	opine	opine	VERB
cblr-14234	1209	42	the	the	DET
cblr-14234	1209	43	“	"	PUNCT
cblr-14234	1209	44	problem	problem	NOUN
cblr-14234	1209	45	of	of	ADP
cblr-14234	1209	46	complexity	complexity	NOUN
cblr-14234	1209	47	can	can	AUX
cblr-14234	1209	48	be	be	AUX
cblr-14234	1209	49	mitigated	mitigate	VERB
cblr-14234	1209	50	,	,	PUNCT
cblr-14234	1209	51	if	if	SCONJ
cblr-14234	1209	52	not	not	PART
cblr-14234	1209	53	defeated	defeat	VERB
cblr-14234	1209	54	,	,	PUNCT
cblr-14234	1209	55	by	by	ADP
cblr-14234	1209	56	the	the	DET
cblr-14234	1209	57	simplification	simplification	NOUN
cblr-14234	1209	58	of	of	ADP
cblr-14234	1209	59	text	text	NOUN
cblr-14234	1209	60	.	.	PUNCT
cblr-14234	1210	1	”309	”309	PUNCT
cblr-14234	1210	2	they	they	PRON
cblr-14234	1210	3	even	even	ADV
cblr-14234	1210	4	allow	allow	VERB
cblr-14234	1210	5	consumers	consumer	NOUN
cblr-14234	1210	6	to	to	PART
cblr-14234	1210	7	ask	ask	VERB
cblr-14234	1210	8	follow	follow	VERB
cblr-14234	1210	9	-	-	PUNCT
cblr-14234	1210	10	up	up	ADP
cblr-14234	1210	11	questions	question	NOUN
cblr-14234	1210	12	about	about	ADP
cblr-14234	1210	13	specific	specific	ADJ
cblr-14234	1210	14	legal	legal	ADJ
cblr-14234	1210	15	language	language	NOUN
cblr-14234	1210	16	like	like	ADP
cblr-14234	1210	17	whether	whether	SCONJ
cblr-14234	1210	18	an	an	DET
cblr-14234	1210	19	international	international	ADJ
cblr-14234	1210	20	trip	trip	NOUN
cblr-14234	1210	21	violates	violate	VERB
cblr-14234	1210	22	a	a	DET
cblr-14234	1210	23	clause	clause	NOUN
cblr-14234	1210	24	requiring	require	VERB
cblr-14234	1210	25	you	you	PRON
cblr-14234	1210	26	to	to	PART
cblr-14234	1210	27	permanently	permanently	ADV
cblr-14234	1210	28	reside	reside	VERB
cblr-14234	1210	29	in	in	ADP
cblr-14234	1210	30	the	the	DET
cblr-14234	1210	31	303	303	NUM
cblr-14234	1210	32	worldcc	worldcc	NOUN
cblr-14234	1210	33	foundation	foundation	NOUN
cblr-14234	1210	34	,	,	PUNCT
cblr-14234	1210	35	guidance	guidance	NOUN
cblr-14234	1210	36	notes	note	NOUN
cblr-14234	1210	37	,	,	PUNCT
cblr-14234	1210	38	contract	contract	NOUN
cblr-14234	1210	39	design	design	NOUN
cblr-14234	1210	40	pattern	pattern	NOUN
cblr-14234	1210	41	library	library	NOUN
cblr-14234	1210	42	(	(	PUNCT
cblr-14234	1210	43	2022	2022	NUM
cblr-14234	1210	44	)	)	PUNCT
cblr-14234	1210	45	,	,	PUNCT
cblr-14234	1210	46	https://contract-design.worldcc.com/guidancenotes?category%5b0%5d=explainers	https://contract-design.worldcc.com/guidancenotes?category%5b0%5d=explainer	NOUN
cblr-14234	1210	47	[	[	X
cblr-14234	1210	48	https://perma.cc/j3j5-dv9f	https://perma.cc/j3j5-dv9f	X
cblr-14234	1210	49	]	]	X
cblr-14234	1210	50	.	.	PUNCT
cblr-14234	1211	1	304	304	NUM
cblr-14234	1211	2	see	see	VERB
cblr-14234	1211	3	infra	infra	NOUN
cblr-14234	1211	4	note	note	VERB
cblr-14234	1211	5	334	334	NUM
cblr-14234	1211	6	.	.	PUNCT
cblr-14234	1211	7	305	305	NUM
cblr-14234	1211	8	hoffman	hoffman	NOUN
cblr-14234	1211	9	,	,	PUNCT
cblr-14234	1211	10	supra	supra	PROPN
cblr-14234	1211	11	note	note	PROPN
cblr-14234	1211	12	299	299	NUM
cblr-14234	1211	13	,	,	PUNCT
cblr-14234	1211	14	at	at	ADP
cblr-14234	1211	15	1	1	NUM
cblr-14234	1211	16	.	.	NOUN
cblr-14234	1211	17	306	306	NUM
cblr-14234	1211	18	martínez	martínez	NOUN
cblr-14234	1211	19	et	et	PROPN
cblr-14234	1211	20	al	al	PROPN
cblr-14234	1211	21	.	.	PROPN
cblr-14234	1211	22	,	,	PUNCT
cblr-14234	1211	23	supra	supra	PROPN
cblr-14234	1211	24	note	note	PROPN
cblr-14234	1211	25	67	67	NUM
cblr-14234	1211	26	,	,	PUNCT
cblr-14234	1211	27	at	at	ADP
cblr-14234	1211	28	1–8	1–8	NUM
cblr-14234	1211	29	;	;	PUNCT
cblr-14234	1211	30	michael	michael	PROPN
cblr-14234	1211	31	l.	l.	PROPN
cblr-14234	1211	32	rustad	rustad	PROPN
cblr-14234	1211	33	,	,	PUNCT
cblr-14234	1211	34	why	why	SCONJ
cblr-14234	1211	35	a	a	DET
cblr-14234	1211	36	new	new	ADJ
cblr-14234	1211	37	deal	deal	NOUN
cblr-14234	1211	38	must	must	AUX
cblr-14234	1211	39	address	address	VERB
cblr-14234	1211	40	the	the	DET
cblr-14234	1211	41	readability	readability	NOUN
cblr-14234	1211	42	of	of	ADP
cblr-14234	1211	43	u.s	u.s	PROPN
cblr-14234	1211	44	.	.	PROPN
cblr-14234	1211	45	consumer	consumer	NOUN
cblr-14234	1211	46	contracts	contract	NOUN
cblr-14234	1211	47	,	,	PUNCT
cblr-14234	1211	48	44	44	NUM
cblr-14234	1211	49	cardozo	cardozo	PROPN
cblr-14234	1211	50	l.	l.	PROPN
cblr-14234	1211	51	rev	rev	PROPN
cblr-14234	1211	52	.	.	PROPN
cblr-14234	1211	53	521	521	NUM
cblr-14234	1211	54	,	,	PUNCT
cblr-14234	1211	55	527	527	NUM
cblr-14234	1211	56	(	(	PUNCT
cblr-14234	1211	57	2022	2022	NUM
cblr-14234	1211	58	)	)	PUNCT
cblr-14234	1211	59	(	(	PUNCT
cblr-14234	1211	60	“	"	PUNCT
cblr-14234	1211	61	the	the	DET
cblr-14234	1211	62	chief	chief	ADJ
cblr-14234	1211	63	factors	factor	NOUN
cblr-14234	1211	64	that	that	PRON
cblr-14234	1211	65	go	go	VERB
cblr-14234	1211	66	into	into	ADP
cblr-14234	1211	67	readability	readability	NOUN
cblr-14234	1211	68	are	be	AUX
cblr-14234	1211	69	‘	'	PUNCT
cblr-14234	1211	70	sentence	sentence	NOUN
cblr-14234	1211	71	length	length	NOUN
cblr-14234	1211	72	,	,	PUNCT
cblr-14234	1211	73	sentence	sentence	NOUN
cblr-14234	1211	74	structure	structure	NOUN
cblr-14234	1211	75	,	,	PUNCT
cblr-14234	1211	76	and	and	CCONJ
cblr-14234	1211	77	the	the	DET
cblr-14234	1211	78	average	average	ADJ
cblr-14234	1211	79	syllables	syllable	NOUN
cblr-14234	1211	80	per	per	ADP
cblr-14234	1211	81	word	word	NOUN
cblr-14234	1211	82	’	'	PUNCT
cblr-14234	1211	83	—	—	PUNCT
cblr-14234	1211	84	all	all	PRON
cblr-14234	1211	85	of	of	ADP
cblr-14234	1211	86	which	which	PRON
cblr-14234	1211	87	,	,	PUNCT
cblr-14234	1211	88	when	when	SCONJ
cblr-14234	1211	89	combined	combine	VERB
cblr-14234	1211	90	,	,	PUNCT
cblr-14234	1211	91	determine	determine	VERB
cblr-14234	1211	92	the	the	DET
cblr-14234	1211	93	reader	reader	NOUN
cblr-14234	1211	94	's	's	PART
cblr-14234	1211	95	likelihood	likelihood	NOUN
cblr-14234	1211	96	of	of	ADP
cblr-14234	1211	97	understanding	understand	VERB
cblr-14234	1211	98	the	the	DET
cblr-14234	1211	99	text	text	NOUN
cblr-14234	1211	100	.	.	PUNCT
cblr-14234	1211	101	”	"	PUNCT
cblr-14234	1212	1	)	)	PUNCT
cblr-14234	1212	2	307	307	NUM
cblr-14234	1212	3	arbel	arbel	NOUN
cblr-14234	1212	4	&	&	CCONJ
cblr-14234	1212	5	toler	toler	PROPN
cblr-14234	1212	6	,	,	PUNCT
cblr-14234	1212	7	supra	supra	PROPN
cblr-14234	1212	8	note	note	PROPN
cblr-14234	1212	9	4	4	NUM
cblr-14234	1212	10	,	,	PUNCT
cblr-14234	1212	11	at	at	ADP
cblr-14234	1212	12	893	893	NUM
cblr-14234	1212	13	.	.	PUNCT
cblr-14234	1213	1	308	308	NUM
cblr-14234	1213	2	hurwitz	hurwitz	PROPN
cblr-14234	1213	3	,	,	PUNCT
cblr-14234	1213	4	supra	supra	PROPN
cblr-14234	1213	5	note	note	PROPN
cblr-14234	1213	6	42	42	NUM
cblr-14234	1213	7	,	,	PUNCT
cblr-14234	1213	8	at	at	ADP
cblr-14234	1213	9	62	62	NUM
cblr-14234	1213	10	,	,	PUNCT
cblr-14234	1213	11	70–71	70–71	NOUN
cblr-14234	1213	12	.	.	PROPN
cblr-14234	1214	1	309	309	NUM
cblr-14234	1214	2	yonathan	yonathan	NOUN
cblr-14234	1214	3	a.	a.	NOUN
cblr-14234	1214	4	arbel	arbel	PROPN
cblr-14234	1214	5	&	&	CCONJ
cblr-14234	1214	6	shmuel	shmuel	PROPN
cblr-14234	1214	7	i.	i.	PROPN
cblr-14234	1214	8	becher	becher	PROPN
cblr-14234	1214	9	,	,	PUNCT
cblr-14234	1214	10	contracts	contract	NOUN
cblr-14234	1214	11	in	in	ADP
cblr-14234	1214	12	the	the	DET
cblr-14234	1214	13	age	age	NOUN
cblr-14234	1214	14	of	of	ADP
cblr-14234	1214	15	smart	smart	ADJ
cblr-14234	1214	16	readers	reader	NOUN
cblr-14234	1214	17	,	,	PUNCT
cblr-14234	1214	18	90	90	NUM
cblr-14234	1214	19	g.w	g.w	PROPN
cblr-14234	1214	20	.	.	PROPN
cblr-14234	1214	21	l.	l.	PROPN
cblr-14234	1214	22	rev	rev	PROPN
cblr-14234	1214	23	.	.	PROPN
cblr-14234	1214	24	83	83	NUM
cblr-14234	1214	25	,	,	PUNCT
cblr-14234	1214	26	96	96	NUM
cblr-14234	1214	27	,	,	PUNCT
cblr-14234	1214	28	100–04	100–04	NUM
cblr-14234	1214	29	(	(	PUNCT
cblr-14234	1214	30	2022	2022	NUM
cblr-14234	1214	31	)	)	PUNCT
cblr-14234	1214	32	.	.	PUNCT
cblr-14234	1215	1	no	no	INTJ
cblr-14234	1215	2	.	.	NOUN
cblr-14234	1216	1	2	2	NUM
cblr-14234	1216	2	]	]	PUNCT
cblr-14234	1216	3	the	the	DET
cblr-14234	1216	4	duty	duty	NOUN
cblr-14234	1216	5	to	to	PART
cblr-14234	1216	6	make	make	VERB
cblr-14234	1216	7	contracts	contract	NOUN
cblr-14234	1216	8	understandable	understandable	ADJ
cblr-14234	1216	9	533	533	NUM
cblr-14234	1216	10	united	united	PROPN
cblr-14234	1216	11	states.310	states.310	PROPN
cblr-14234	1216	12	a	a	DET
cblr-14234	1216	13	healthcare	healthcare	NOUN
cblr-14234	1216	14	company	company	NOUN
cblr-14234	1216	15	is	be	AUX
cblr-14234	1216	16	already	already	ADV
cblr-14234	1216	17	providing	provide	VERB
cblr-14234	1216	18	patients	patient	NOUN
cblr-14234	1216	19	with	with	ADP
cblr-14234	1216	20	artificial	artificial	ADJ
cblr-14234	1216	21	intelligence	intelligence	NOUN
cblr-14234	1216	22	-	-	PUNCT
cblr-14234	1216	23	driven	drive	VERB
cblr-14234	1216	24	software	software	NOUN
cblr-14234	1216	25	to	to	PART
cblr-14234	1216	26	help	help	VERB
cblr-14234	1216	27	explain	explain	VERB
cblr-14234	1216	28	radiology	radiology	NOUN
cblr-14234	1216	29	reports.311	reports.311	NOUN
cblr-14234	1216	30	another	another	DET
cblr-14234	1216	31	supplement	supplement	NOUN
cblr-14234	1216	32	is	be	AUX
cblr-14234	1216	33	publiclyavailable	publiclyavailable	ADJ
cblr-14234	1216	34	industry	industry	NOUN
cblr-14234	1216	35	-	-	PUNCT
cblr-14234	1216	36	run	run	VERB
cblr-14234	1216	37	or	or	CCONJ
cblr-14234	1216	38	government	government	NOUN
cblr-14234	1216	39	-	-	PUNCT
cblr-14234	1216	40	run	run	VERB
cblr-14234	1216	41	civic	civic	ADJ
cblr-14234	1216	42	education	education	NOUN
cblr-14234	1216	43	about	about	ADP
cblr-14234	1216	44	contracts.312	contracts.312	PROPN
cblr-14234	1216	45	for	for	ADP
cblr-14234	1216	46	instance	instance	NOUN
cblr-14234	1216	47	,	,	PUNCT
cblr-14234	1216	48	an	an	DET
cblr-14234	1216	49	insurance	insurance	NOUN
cblr-14234	1216	50	agency	agency	NOUN
cblr-14234	1216	51	might	might	AUX
cblr-14234	1216	52	have	have	VERB
cblr-14234	1216	53	free	free	ADJ
cblr-14234	1216	54	videos	video	NOUN
cblr-14234	1216	55	or	or	CCONJ
cblr-14234	1216	56	pamphlets	pamphlet	NOUN
cblr-14234	1216	57	about	about	ADP
cblr-14234	1216	58	the	the	DET
cblr-14234	1216	59	fundamentals	fundamental	NOUN
cblr-14234	1216	60	of	of	ADP
cblr-14234	1216	61	car	car	NOUN
cblr-14234	1216	62	insurance	insurance	NOUN
cblr-14234	1216	63	or	or	CCONJ
cblr-14234	1216	64	common	common	ADJ
cblr-14234	1216	65	insurance	insurance	NOUN
cblr-14234	1216	66	terms.313	terms.313	PROPN
cblr-14234	1216	67	2	2	NUM
cblr-14234	1216	68	.	.	PUNCT
cblr-14234	1217	1	the	the	DET
cblr-14234	1217	2	principled	principled	ADJ
cblr-14234	1217	3	objection	objection	NOUN
cblr-14234	1217	4	:	:	PUNCT
cblr-14234	1217	5	the	the	DET
cblr-14234	1217	6	average	average	ADJ
cblr-14234	1217	7	intended	intended	ADJ
cblr-14234	1217	8	consumer	consumer	NOUN
cblr-14234	1217	9	’s	’s	PART
cblr-14234	1217	10	understanding	understanding	NOUN
cblr-14234	1217	11	is	be	AUX
cblr-14234	1217	12	irrelevant	irrelevant	ADJ
cblr-14234	1217	13	to	to	PART
cblr-14234	1217	14	contract	contract	VERB
cblr-14234	1217	15	law	law	NOUN
cblr-14234	1217	16	and	and	CCONJ
cblr-14234	1217	17	is	be	AUX
cblr-14234	1217	18	not	not	PART
cblr-14234	1217	19	the	the	DET
cblr-14234	1217	20	seller	seller	NOUN
cblr-14234	1217	21	’s	’s	PART
cblr-14234	1217	22	responsibility	responsibility	NOUN
cblr-14234	1217	23	the	the	DET
cblr-14234	1217	24	objection	objection	NOUN
cblr-14234	1217	25	:	:	PUNCT
cblr-14234	1217	26	the	the	DET
cblr-14234	1217	27	principled	principled	ADJ
cblr-14234	1217	28	objection	objection	NOUN
cblr-14234	1217	29	strikes	strike	VERB
cblr-14234	1217	30	at	at	ADP
cblr-14234	1217	31	the	the	DET
cblr-14234	1217	32	duty	duty	NOUN
cblr-14234	1217	33	’s	’s	PART
cblr-14234	1217	34	heart	heart	NOUN
cblr-14234	1217	35	on	on	ADP
cblr-14234	1217	36	three	three	NUM
cblr-14234	1217	37	fronts	front	NOUN
cblr-14234	1217	38	.	.	PUNCT
cblr-14234	1218	1	first	first	ADV
cblr-14234	1218	2	,	,	PUNCT
cblr-14234	1218	3	the	the	DET
cblr-14234	1218	4	duty	duty	NOUN
cblr-14234	1218	5	is	be	AUX
cblr-14234	1218	6	a	a	DET
cblr-14234	1218	7	solution	solution	NOUN
cblr-14234	1218	8	in	in	ADP
cblr-14234	1218	9	need	need	NOUN
cblr-14234	1218	10	of	of	ADP
cblr-14234	1218	11	a	a	DET
cblr-14234	1218	12	problem	problem	NOUN
cblr-14234	1218	13	because	because	SCONJ
cblr-14234	1218	14	consumer	consumer	NOUN
cblr-14234	1218	15	understanding	understanding	NOUN
cblr-14234	1218	16	is	be	AUX
cblr-14234	1218	17	irrelevant	irrelevant	ADJ
cblr-14234	1218	18	to	to	PART
cblr-14234	1218	19	contract	contract	VERB
cblr-14234	1218	20	law	law	NOUN
cblr-14234	1218	21	.	.	PUNCT
cblr-14234	1219	1	pragmatically	pragmatically	ADV
cblr-14234	1219	2	,	,	PUNCT
cblr-14234	1219	3	there	there	PRON
cblr-14234	1219	4	is	be	VERB
cblr-14234	1219	5	no	no	DET
cblr-14234	1219	6	need	need	NOUN
cblr-14234	1219	7	to	to	PART
cblr-14234	1219	8	make	make	VERB
cblr-14234	1219	9	contracts	contract	NOUN
cblr-14234	1219	10	understandable	understandable	ADJ
cblr-14234	1219	11	because	because	SCONJ
cblr-14234	1219	12	consumers	consumer	NOUN
cblr-14234	1219	13	do	do	AUX
cblr-14234	1219	14	not	not	PART
cblr-14234	1219	15	read	read	VERB
cblr-14234	1219	16	contracts	contract	NOUN
cblr-14234	1219	17	.	.	PUNCT
cblr-14234	1220	1	the	the	DET
cblr-14234	1220	2	real	real	ADJ
cblr-14234	1220	3	audience	audience	NOUN
cblr-14234	1220	4	is	be	AUX
cblr-14234	1220	5	lawyers	lawyer	NOUN
cblr-14234	1220	6	and	and	CCONJ
cblr-14234	1220	7	judges	judge	NOUN
cblr-14234	1220	8	,	,	PUNCT
cblr-14234	1220	9	and	and	CCONJ
cblr-14234	1220	10	they	they	PRON
cblr-14234	1220	11	seem	seem	VERB
cblr-14234	1220	12	able	able	ADJ
cblr-14234	1220	13	to	to	PART
cblr-14234	1220	14	understand	understand	VERB
cblr-14234	1220	15	contracts	contract	NOUN
cblr-14234	1220	16	just	just	ADV
cblr-14234	1220	17	fine	fine	ADJ
cblr-14234	1220	18	.	.	PUNCT
cblr-14234	1221	1	widespread	widespread	ADJ
cblr-14234	1221	2	310	310	NUM
cblr-14234	1221	3	i	i	NOUN
cblr-14234	1221	4	d.	d.	PROPN
cblr-14234	1221	5	at	at	ADP
cblr-14234	1221	6	104–06	104–06	PROPN
cblr-14234	1221	7	.	.	PUNCT
cblr-14234	1222	1	see	see	VERB
cblr-14234	1222	2	also	also	ADV
cblr-14234	1222	3	anne	anne	PROPN
cblr-14234	1222	4	ketola	ketola	PROPN
cblr-14234	1222	5	,	,	PUNCT
cblr-14234	1222	6	helena	helena	PROPN
cblr-14234	1222	7	haapio	haapio	PROPN
cblr-14234	1222	8	,	,	PUNCT
cblr-14234	1222	9	&	&	CCONJ
cblr-14234	1222	10	robert	robert	PROPN
cblr-14234	1222	11	de	de	PROPN
cblr-14234	1222	12	rooy	rooy	PROPN
cblr-14234	1222	13	,	,	PUNCT
cblr-14234	1222	14	chattable	chattable	ADJ
cblr-14234	1222	15	contracts	contract	NOUN
cblr-14234	1222	16	:	:	PUNCT
cblr-14234	1223	1	ai	ai	VERB
cblr-14234	1223	2	driven	drive	VERB
cblr-14234	1223	3	access	access	NOUN
cblr-14234	1223	4	to	to	ADP
cblr-14234	1223	5	justice	justice	NOUN
cblr-14234	1223	6	,	,	PUNCT
cblr-14234	1223	7	stanford	stanford	PROPN
cblr-14234	1223	8	legal	legal	ADJ
cblr-14234	1223	9	design	design	NOUN
cblr-14234	1223	10	lab	lab	NOUN
cblr-14234	1223	11	,	,	PUNCT
cblr-14234	1223	12	https://justiceinnovation.law.stanford.edu/jurix-workshop/	https://justiceinnovation.law.stanford.edu/jurix-workshop/	PUNCT
cblr-14234	1224	1	[	[	X
cblr-14234	1224	2	https://perma.cc/tzd2ame7	https://perma.cc/tzd2ame7	X
cblr-14234	1224	3	]	]	X
cblr-14234	1224	4	.	.	PUNCT
cblr-14234	1225	1	311	311	NUM
cblr-14234	1225	2	royal	royal	ADJ
cblr-14234	1225	3	health	health	NOUN
cblr-14234	1225	4	and	and	CCONJ
cblr-14234	1225	5	scanslated	scanslate	VERB
cblr-14234	1225	6	announce	announce	NOUN
cblr-14234	1225	7	partnership	partnership	NOUN
cblr-14234	1225	8	to	to	PART
cblr-14234	1225	9	deliver	deliver	VERB
cblr-14234	1225	10	interactive	interactive	ADJ
cblr-14234	1225	11	patient	patient	ADJ
cblr-14234	1225	12	friendly	friendly	ADJ
cblr-14234	1225	13	radiology	radiology	NOUN
cblr-14234	1225	14	reports	report	NOUN
cblr-14234	1225	15	,	,	PUNCT
cblr-14234	1225	16	pr	pr	NOUN
cblr-14234	1225	17	newswire	newswire	PROPN
cblr-14234	1225	18	(	(	PUNCT
cblr-14234	1225	19	jan	jan	PROPN
cblr-14234	1225	20	31	31	NUM
cblr-14234	1225	21	,	,	PUNCT
cblr-14234	1225	22	2023	2023	NUM
cblr-14234	1225	23	)	)	PUNCT
cblr-14234	1225	24	,	,	PUNCT
cblr-14234	1225	25	https://www.prnewswire.com/news-releases/royal-health-and-scanslatedannounce-partnership-to-deliver-interactive-patient-friendly-radiology-reports301733756.html	https://www.prnewswire.com/news-releases/royal-health-and-scanslatedannounce-partnership-to-deliver-interactive-patient-friendly-radiology-reports301733756.html	VERB
cblr-14234	1226	1	[	[	X
cblr-14234	1226	2	https://perma.cc/b6x4-ff6p	https://perma.cc/b6x4-ff6p	X
cblr-14234	1226	3	]	]	PUNCT
cblr-14234	1226	4	.	.	PUNCT
cblr-14234	1227	1	312	312	NUM
cblr-14234	1227	2	stark	stark	PROPN
cblr-14234	1227	3	&	&	CCONJ
cblr-14234	1227	4	chopin	chopin	PROPN
cblr-14234	1227	5	,	,	PUNCT
cblr-14234	1227	6	supra	supra	PROPN
cblr-14234	1227	7	note	note	NOUN
cblr-14234	1227	8	42	42	NUM
cblr-14234	1227	9	,	,	PUNCT
cblr-14234	1227	10	at	at	ADP
cblr-14234	1227	11	661	661	NUM
cblr-14234	1227	12	(	(	PUNCT
cblr-14234	1227	13	arguing	argue	VERB
cblr-14234	1227	14	that	that	SCONJ
cblr-14234	1227	15	consumers	consumer	NOUN
cblr-14234	1227	16	need	need	VERB
cblr-14234	1227	17	background	background	NOUN
cblr-14234	1227	18	information	information	NOUN
cblr-14234	1227	19	called	call	VERB
cblr-14234	1227	20	“	"	PUNCT
cblr-14234	1227	21	schemas	schema	NOUN
cblr-14234	1227	22	”	"	PUNCT
cblr-14234	1227	23	to	to	PART
cblr-14234	1227	24	understand	understand	VERB
cblr-14234	1227	25	different	different	ADJ
cblr-14234	1227	26	kinds	kind	NOUN
cblr-14234	1227	27	of	of	ADP
cblr-14234	1227	28	contracts	contract	NOUN
cblr-14234	1227	29	of	of	ADP
cblr-14234	1227	30	adhesion	adhesion	NOUN
cblr-14234	1227	31	)	)	PUNCT
cblr-14234	1227	32	.	.	PUNCT
cblr-14234	1228	1	313	313	NUM
cblr-14234	1228	2	james	james	PROPN
cblr-14234	1228	3	a.	a.	PROPN
cblr-14234	1228	4	fanto	fanto	PROPN
cblr-14234	1228	5	,	,	PUNCT
cblr-14234	1228	6	we	we	PRON
cblr-14234	1228	7	're	be	AUX
cblr-14234	1228	8	all	all	PRON
cblr-14234	1228	9	capitalists	capitalist	NOUN
cblr-14234	1228	10	now	now	ADV
cblr-14234	1228	11	:	:	PUNCT
cblr-14234	1228	12	the	the	DET
cblr-14234	1228	13	importance	importance	NOUN
cblr-14234	1228	14	,	,	PUNCT
cblr-14234	1228	15	nature	nature	NOUN
cblr-14234	1228	16	,	,	PUNCT
cblr-14234	1228	17	provision	provision	NOUN
cblr-14234	1228	18	and	and	CCONJ
cblr-14234	1228	19	regulation	regulation	NOUN
cblr-14234	1228	20	of	of	ADP
cblr-14234	1228	21	investor	investor	NOUN
cblr-14234	1228	22	education	education	NOUN
cblr-14234	1228	23	,	,	PUNCT
cblr-14234	1228	24	49	49	NUM
cblr-14234	1228	25	case	case	NOUN
cblr-14234	1228	26	w.	w.	NOUN
cblr-14234	1228	27	res	res	PROPN
cblr-14234	1228	28	.	.	PUNCT
cblr-14234	1229	1	l.	l.	PROPN
cblr-14234	1229	2	rev	rev	PROPN
cblr-14234	1229	3	.	.	PROPN
cblr-14234	1229	4	105	105	NUM
cblr-14234	1229	5	,	,	PUNCT
cblr-14234	1229	6	166	166	NUM
cblr-14234	1229	7	(	(	PUNCT
cblr-14234	1229	8	1998	1998	NUM
cblr-14234	1229	9	)	)	PUNCT
cblr-14234	1229	10	(	(	PUNCT
cblr-14234	1229	11	advocating	advocate	VERB
cblr-14234	1229	12	for	for	ADP
cblr-14234	1229	13	education	education	NOUN
cblr-14234	1229	14	initiatives	initiative	NOUN
cblr-14234	1229	15	to	to	PART
cblr-14234	1229	16	work	work	VERB
cblr-14234	1229	17	in	in	ADP
cblr-14234	1229	18	tandem	tandem	NOUN
cblr-14234	1229	19	with	with	ADP
cblr-14234	1229	20	sec	sec	PROPN
cblr-14234	1229	21	plain	plain	ADJ
cblr-14234	1229	22	language	language	NOUN
cblr-14234	1229	23	rules	rule	NOUN
cblr-14234	1229	24	)	)	PUNCT
cblr-14234	1229	25	.	.	PUNCT
cblr-14234	1230	1	if	if	SCONJ
cblr-14234	1230	2	technology	technology	NOUN
cblr-14234	1230	3	and	and	CCONJ
cblr-14234	1230	4	better	well	ADJ
cblr-14234	1230	5	education	education	NOUN
cblr-14234	1230	6	is	be	AUX
cblr-14234	1230	7	enough	enough	ADJ
cblr-14234	1230	8	to	to	PART
cblr-14234	1230	9	bridge	bridge	VERB
cblr-14234	1230	10	the	the	DET
cblr-14234	1230	11	gap	gap	NOUN
cblr-14234	1230	12	between	between	ADP
cblr-14234	1230	13	the	the	DET
cblr-14234	1230	14	consumers	consumer	NOUN
cblr-14234	1230	15	and	and	CCONJ
cblr-14234	1230	16	the	the	DET
cblr-14234	1230	17	most	most	ADV
cblr-14234	1230	18	understandable	understandable	ADJ
cblr-14234	1230	19	version	version	NOUN
cblr-14234	1230	20	of	of	ADP
cblr-14234	1230	21	contracts	contract	NOUN
cblr-14234	1230	22	,	,	PUNCT
cblr-14234	1230	23	that	that	DET
cblr-14234	1230	24	revelation	revelation	NOUN
cblr-14234	1230	25	will	will	AUX
cblr-14234	1230	26	reverberate	reverberate	VERB
cblr-14234	1230	27	well	well	ADV
cblr-14234	1230	28	beyond	beyond	ADP
cblr-14234	1230	29	contract	contract	NOUN
cblr-14234	1230	30	law	law	NOUN
cblr-14234	1230	31	to	to	ADP
cblr-14234	1230	32	miranda	miranda	PROPN
cblr-14234	1230	33	warnings	warning	NOUN
cblr-14234	1230	34	,	,	PUNCT
cblr-14234	1230	35	jury	jury	NOUN
cblr-14234	1230	36	instructions	instruction	NOUN
cblr-14234	1230	37	,	,	PUNCT
cblr-14234	1230	38	court	court	NOUN
cblr-14234	1230	39	notices	notice	NOUN
cblr-14234	1230	40	,	,	PUNCT
cblr-14234	1230	41	and	and	CCONJ
cblr-14234	1230	42	more	more	ADJ
cblr-14234	1230	43	.	.	PUNCT
cblr-14234	1231	1	534	534	NUM
cblr-14234	1231	2	columbia	columbia	PROPN
cblr-14234	1231	3	business	business	NOUN
cblr-14234	1231	4	law	law	PROPN
cblr-14234	1231	5	review	review	NOUN
cblr-14234	1231	6	[	[	X
cblr-14234	1231	7	vol	vol	NOUN
cblr-14234	1231	8	.	.	NOUN
cblr-14234	1232	1	2024	2024	NUM
cblr-14234	1232	2	consumer	consumer	NOUN
cblr-14234	1232	3	understanding	understanding	NOUN
cblr-14234	1232	4	brings	bring	VERB
cblr-14234	1232	5	no	no	DET
cblr-14234	1232	6	benefit	benefit	NOUN
cblr-14234	1232	7	because	because	SCONJ
cblr-14234	1232	8	consumers	consumer	NOUN
cblr-14234	1232	9	will	will	AUX
cblr-14234	1232	10	still	still	ADV
cblr-14234	1232	11	not	not	PART
cblr-14234	1232	12	be	be	AUX
cblr-14234	1232	13	able	able	ADJ
cblr-14234	1232	14	to	to	PART
cblr-14234	1232	15	negotiate	negotiate	VERB
cblr-14234	1232	16	,	,	PUNCT
cblr-14234	1232	17	and	and	CCONJ
cblr-14234	1232	18	thus	thus	ADV
cblr-14234	1232	19	will	will	AUX
cblr-14234	1232	20	still	still	ADV
cblr-14234	1232	21	have	have	VERB
cblr-14234	1232	22	the	the	DET
cblr-14234	1232	23	same	same	ADJ
cblr-14234	1232	24	unfair	unfair	ADJ
cblr-14234	1232	25	contract	contract	NOUN
cblr-14234	1232	26	terms	term	NOUN
cblr-14234	1232	27	.	.	PUNCT
cblr-14234	1233	1	in	in	ADP
cblr-14234	1233	2	short	short	ADJ
cblr-14234	1233	3	,	,	PUNCT
cblr-14234	1233	4	the	the	DET
cblr-14234	1233	5	duty	duty	NOUN
cblr-14234	1233	6	will	will	AUX
cblr-14234	1233	7	have	have	VERB
cblr-14234	1233	8	no	no	DET
cblr-14234	1233	9	effect	effect	NOUN
cblr-14234	1233	10	on	on	ADP
cblr-14234	1233	11	consumer	consumer	NOUN
cblr-14234	1233	12	behavior	behavior	NOUN
cblr-14234	1233	13	so	so	SCONJ
cblr-14234	1233	14	there	there	PRON
cblr-14234	1233	15	is	be	VERB
cblr-14234	1233	16	no	no	DET
cblr-14234	1233	17	value	value	NOUN
cblr-14234	1233	18	in	in	ADP
cblr-14234	1233	19	imposing	impose	VERB
cblr-14234	1233	20	a	a	DET
cblr-14234	1233	21	cost	cost	NOUN
cblr-14234	1233	22	on	on	ADP
cblr-14234	1233	23	sellers	seller	NOUN
cblr-14234	1233	24	.	.	PUNCT
cblr-14234	1234	1	second	second	ADJ
cblr-14234	1234	2	,	,	PUNCT
cblr-14234	1234	3	to	to	ADP
cblr-14234	1234	4	the	the	DET
cblr-14234	1234	5	extent	extent	NOUN
cblr-14234	1234	6	consumer	consumer	NOUN
cblr-14234	1234	7	understanding	understanding	NOUN
cblr-14234	1234	8	is	be	AUX
cblr-14234	1234	9	important	important	ADJ
cblr-14234	1234	10	to	to	PART
cblr-14234	1234	11	contract	contract	NOUN
cblr-14234	1234	12	law	law	NOUN
cblr-14234	1234	13	,	,	PUNCT
cblr-14234	1234	14	consumers	consumer	NOUN
cblr-14234	1234	15	bear	bear	VERB
cblr-14234	1234	16	responsibility	responsibility	NOUN
cblr-14234	1234	17	to	to	PART
cblr-14234	1234	18	obtain	obtain	VERB
cblr-14234	1234	19	that	that	DET
cblr-14234	1234	20	understanding	understanding	NOUN
cblr-14234	1234	21	;	;	PUNCT
cblr-14234	1234	22	the	the	DET
cblr-14234	1234	23	duty	duty	NOUN
cblr-14234	1234	24	functionally	functionally	ADV
cblr-14234	1234	25	requires	require	VERB
cblr-14234	1234	26	sellers	seller	NOUN
cblr-14234	1234	27	to	to	PART
cblr-14234	1234	28	give	give	VERB
cblr-14234	1234	29	consumers	consumer	NOUN
cblr-14234	1234	30	both	both	CCONJ
cblr-14234	1234	31	a	a	DET
cblr-14234	1234	32	contract	contract	NOUN
cblr-14234	1234	33	and	and	CCONJ
cblr-14234	1234	34	an	an	DET
cblr-14234	1234	35	education	education	NOUN
cblr-14234	1234	36	.	.	PUNCT
cblr-14234	1235	1	consumers	consumer	NOUN
cblr-14234	1235	2	are	be	AUX
cblr-14234	1235	3	not	not	PART
cblr-14234	1235	4	being	be	AUX
cblr-14234	1235	5	coerced	coerce	VERB
cblr-14234	1235	6	into	into	ADP
cblr-14234	1235	7	the	the	DET
cblr-14234	1235	8	contracts	contract	NOUN
cblr-14234	1235	9	and	and	CCONJ
cblr-14234	1235	10	might	might	AUX
cblr-14234	1235	11	choose	choose	VERB
cblr-14234	1235	12	to	to	PART
cblr-14234	1235	13	not	not	PART
cblr-14234	1235	14	care	care	VERB
cblr-14234	1235	15	about	about	ADP
cblr-14234	1235	16	having	have	VERB
cblr-14234	1235	17	understandable	understandable	ADJ
cblr-14234	1235	18	language	language	NOUN
cblr-14234	1235	19	.	.	PUNCT
cblr-14234	1236	1	if	if	SCONJ
cblr-14234	1236	2	they	they	PRON
cblr-14234	1236	3	want	want	VERB
cblr-14234	1236	4	to	to	PART
cblr-14234	1236	5	understand	understand	VERB
cblr-14234	1236	6	contract	contract	NOUN
cblr-14234	1236	7	language	language	NOUN
cblr-14234	1236	8	they	they	PRON
cblr-14234	1236	9	can	can	AUX
cblr-14234	1236	10	consult	consult	VERB
cblr-14234	1236	11	lawyers	lawyer	NOUN
cblr-14234	1236	12	or	or	CCONJ
cblr-14234	1236	13	access	access	NOUN
cblr-14234	1236	14	free	free	ADJ
cblr-14234	1236	15	online	online	ADJ
cblr-14234	1236	16	resources	resource	NOUN
cblr-14234	1236	17	like	like	ADP
cblr-14234	1236	18	legal	legal	ADJ
cblr-14234	1236	19	dictionaries	dictionary	NOUN
cblr-14234	1236	20	,	,	PUNCT
cblr-14234	1236	21	lawyer	lawyer	NOUN
cblr-14234	1236	22	blogs	blog	NOUN
cblr-14234	1236	23	,	,	PUNCT
cblr-14234	1236	24	and	and	CCONJ
cblr-14234	1236	25	consumer	consumer	NOUN
cblr-14234	1236	26	websites	website	NOUN
cblr-14234	1236	27	.	.	PUNCT
cblr-14234	1237	1	third	third	ADJ
cblr-14234	1237	2	,	,	PUNCT
cblr-14234	1237	3	the	the	DET
cblr-14234	1237	4	duty	duty	NOUN
cblr-14234	1237	5	’s	’s	PART
cblr-14234	1237	6	objective	objective	ADJ
cblr-14234	1237	7	standard	standard	NOUN
cblr-14234	1237	8	means	mean	VERB
cblr-14234	1237	9	at	at	ADP
cblr-14234	1237	10	least	least	ADJ
cblr-14234	1237	11	some	some	DET
cblr-14234	1237	12	parties	party	NOUN
cblr-14234	1237	13	can	can	AUX
cblr-14234	1237	14	invoke	invoke	VERB
cblr-14234	1237	15	the	the	DET
cblr-14234	1237	16	duty	duty	NOUN
cblr-14234	1237	17	unfairly	unfairly	ADV
cblr-14234	1237	18	.	.	PUNCT
cblr-14234	1238	1	specifically	specifically	ADV
cblr-14234	1238	2	,	,	PUNCT
cblr-14234	1238	3	consumers	consumer	NOUN
cblr-14234	1238	4	who	who	PRON
cblr-14234	1238	5	subjectively	subjectively	ADV
cblr-14234	1238	6	did	do	VERB
cblr-14234	1238	7	or	or	CCONJ
cblr-14234	1238	8	could	could	AUX
cblr-14234	1238	9	understand	understand	VERB
cblr-14234	1238	10	the	the	DET
cblr-14234	1238	11	contract	contract	NOUN
cblr-14234	1238	12	would	would	AUX
cblr-14234	1238	13	unfairly	unfairly	ADV
cblr-14234	1238	14	receive	receive	VERB
cblr-14234	1238	15	the	the	DET
cblr-14234	1238	16	duty	duty	NOUN
cblr-14234	1238	17	’s	’s	PART
cblr-14234	1238	18	benefits	benefit	NOUN
cblr-14234	1238	19	.	.	PUNCT
cblr-14234	1239	1	the	the	DET
cblr-14234	1239	2	chief	chief	ADJ
cblr-14234	1239	3	contract	contract	NOUN
cblr-14234	1239	4	drafter	drafter	NOUN
cblr-14234	1239	5	for	for	ADP
cblr-14234	1239	6	the	the	DET
cblr-14234	1239	7	industry	industry	NOUN
cblr-14234	1239	8	could	could	AUX
cblr-14234	1239	9	retire	retire	VERB
cblr-14234	1239	10	,	,	PUNCT
cblr-14234	1239	11	become	become	VERB
cblr-14234	1239	12	a	a	DET
cblr-14234	1239	13	consumer	consumer	NOUN
cblr-14234	1239	14	,	,	PUNCT
cblr-14234	1239	15	understand	understand	VERB
cblr-14234	1239	16	every	every	DET
cblr-14234	1239	17	contract	contract	NOUN
cblr-14234	1239	18	provision	provision	NOUN
cblr-14234	1239	19	,	,	PUNCT
cblr-14234	1239	20	and	and	CCONJ
cblr-14234	1239	21	successfully	successfully	ADV
cblr-14234	1239	22	defeat	defeat	VERB
cblr-14234	1239	23	the	the	DET
cblr-14234	1239	24	contract	contract	NOUN
cblr-14234	1239	25	because	because	SCONJ
cblr-14234	1239	26	none	none	NOUN
cblr-14234	1239	27	of	of	ADP
cblr-14234	1239	28	the	the	DET
cblr-14234	1239	29	other	other	ADJ
cblr-14234	1239	30	consumers	consumer	NOUN
cblr-14234	1239	31	could	could	AUX
cblr-14234	1239	32	understand	understand	VERB
cblr-14234	1239	33	the	the	DET
cblr-14234	1239	34	provisions	provision	NOUN
cblr-14234	1239	35	.	.	PUNCT
cblr-14234	1240	1	the	the	DET
cblr-14234	1240	2	response	response	NOUN
cblr-14234	1240	3	:	:	PUNCT
cblr-14234	1240	4	while	while	SCONJ
cblr-14234	1240	5	fair	fair	ADJ
cblr-14234	1240	6	,	,	PUNCT
cblr-14234	1240	7	all	all	DET
cblr-14234	1240	8	three	three	NUM
cblr-14234	1240	9	of	of	ADP
cblr-14234	1240	10	the	the	DET
cblr-14234	1240	11	objection	objection	NOUN
cblr-14234	1240	12	’s	’s	PART
cblr-14234	1240	13	points	point	NOUN
cblr-14234	1240	14	have	have	VERB
cblr-14234	1240	15	compelling	compelling	ADJ
cblr-14234	1240	16	responses	response	NOUN
cblr-14234	1240	17	.	.	PUNCT
cblr-14234	1241	1	even	even	ADV
cblr-14234	1241	2	if	if	SCONJ
cblr-14234	1241	3	the	the	DET
cblr-14234	1241	4	duty	duty	NOUN
cblr-14234	1241	5	has	have	VERB
cblr-14234	1241	6	no	no	DET
cblr-14234	1241	7	effect	effect	NOUN
cblr-14234	1241	8	on	on	ADP
cblr-14234	1241	9	the	the	DET
cblr-14234	1241	10	fairness	fairness	NOUN
cblr-14234	1241	11	of	of	ADP
cblr-14234	1241	12	terms	term	NOUN
cblr-14234	1241	13	or	or	CCONJ
cblr-14234	1241	14	ability	ability	NOUN
cblr-14234	1241	15	to	to	PART
cblr-14234	1241	16	negotiate,314	negotiate,314	VERB
cblr-14234	1241	17	the	the	DET
cblr-14234	1241	18	duty	duty	NOUN
cblr-14234	1241	19	legitimizes	legitimize	VERB
cblr-14234	1241	20	declaring	declare	VERB
cblr-14234	1241	21	a	a	DET
cblr-14234	1241	22	bargain	bargain	NOUN
cblr-14234	1241	23	enforceable	enforceable	ADJ
cblr-14234	1241	24	.	.	PUNCT
cblr-14234	1242	1	unfair	unfair	ADJ
cblr-14234	1242	2	terms	term	NOUN
cblr-14234	1242	3	and	and	CCONJ
cblr-14234	1242	4	consumers	consumer	NOUN
cblr-14234	1242	5	not	not	PART
cblr-14234	1242	6	reading	read	VERB
cblr-14234	1242	7	contracts	contract	NOUN
cblr-14234	1242	8	are	be	AUX
cblr-14234	1242	9	problems	problem	NOUN
cblr-14234	1242	10	,	,	PUNCT
cblr-14234	1242	11	but	but	CCONJ
cblr-14234	1242	12	they	they	PRON
cblr-14234	1242	13	are	be	AUX
cblr-14234	1242	14	separate	separate	ADJ
cblr-14234	1242	15	problems	problem	NOUN
cblr-14234	1242	16	in	in	ADP
cblr-14234	1242	17	need	need	NOUN
cblr-14234	1242	18	of	of	ADP
cblr-14234	1242	19	separate	separate	ADJ
cblr-14234	1242	20	solutions	solution	NOUN
cblr-14234	1242	21	.	.	PUNCT
cblr-14234	1243	1	the	the	DET
cblr-14234	1243	2	duty	duty	NOUN
cblr-14234	1243	3	ensures	ensure	VERB
cblr-14234	1243	4	an	an	DET
cblr-14234	1243	5	opportunity	opportunity	NOUN
cblr-14234	1243	6	to	to	PART
cblr-14234	1243	7	understand	understand	VERB
cblr-14234	1243	8	a	a	DET
cblr-14234	1243	9	contract	contract	NOUN
cblr-14234	1243	10	.	.	PUNCT
cblr-14234	1244	1	even	even	ADV
cblr-14234	1244	2	if	if	SCONJ
cblr-14234	1244	3	never	never	ADV
cblr-14234	1244	4	exercised	exercise	VERB
cblr-14234	1244	5	,	,	PUNCT
cblr-14234	1244	6	that	that	SCONJ
cblr-14234	1244	7	314	314	NUM
cblr-14234	1244	8	staunch	staunch	ADJ
cblr-14234	1244	9	plain	plain	ADJ
cblr-14234	1244	10	language	language	NOUN
cblr-14234	1244	11	supporters	supporter	NOUN
cblr-14234	1244	12	argue	argue	VERB
cblr-14234	1244	13	plain	plain	ADJ
cblr-14234	1244	14	language	language	NOUN
cblr-14234	1244	15	helps	help	VERB
cblr-14234	1244	16	consumers	consumer	NOUN
cblr-14234	1244	17	make	make	VERB
cblr-14234	1244	18	informed	informed	ADJ
cblr-14234	1244	19	decisions	decision	NOUN
cblr-14234	1244	20	,	,	PUNCT
cblr-14234	1244	21	increases	increase	VERB
cblr-14234	1244	22	the	the	DET
cblr-14234	1244	23	chance	chance	NOUN
cblr-14234	1244	24	all	all	DET
cblr-14234	1244	25	consumers	consumer	NOUN
cblr-14234	1244	26	have	have	VERB
cblr-14234	1244	27	equal	equal	ADJ
cblr-14234	1244	28	information	information	NOUN
cblr-14234	1244	29	,	,	PUNCT
cblr-14234	1244	30	educates	educate	VERB
cblr-14234	1244	31	consumers	consumer	NOUN
cblr-14234	1244	32	about	about	ADP
cblr-14234	1244	33	product	product	NOUN
cblr-14234	1244	34	,	,	PUNCT
cblr-14234	1244	35	and	and	CCONJ
cblr-14234	1244	36	promotes	promote	VERB
cblr-14234	1244	37	more	more	ADJ
cblr-14234	1244	38	purchases	purchase	NOUN
cblr-14234	1244	39	because	because	SCONJ
cblr-14234	1244	40	less	less	ADV
cblr-14234	1244	41	risky	risky	ADJ
cblr-14234	1244	42	for	for	SCONJ
cblr-14234	1244	43	consumers	consumer	NOUN
cblr-14234	1244	44	to	to	PART
cblr-14234	1244	45	buy	buy	VERB
cblr-14234	1244	46	products	product	NOUN
cblr-14234	1244	47	.	.	PUNCT
cblr-14234	1245	1	see	see	VERB
cblr-14234	1245	2	susumu	susumu	PROPN
cblr-14234	1245	3	miyazaki	miyazaki	PROPN
cblr-14234	1245	4	,	,	PUNCT
cblr-14234	1245	5	should	should	AUX
cblr-14234	1245	6	japan	japan	PROPN
cblr-14234	1245	7	adopt	adopt	VERB
cblr-14234	1245	8	a	a	DET
cblr-14234	1245	9	plain	plain	ADJ
cblr-14234	1245	10	language	language	NOUN
cblr-14234	1245	11	rule	rule	NOUN
cblr-14234	1245	12	?	?	PUNCT
cblr-14234	1245	13	,	,	PUNCT
cblr-14234	1245	14	13	13	NUM
cblr-14234	1245	15	minn	minn	NOUN
cblr-14234	1245	16	.	.	PUNCT
cblr-14234	1246	1	j.	j.	PROPN
cblr-14234	1246	2	global	global	PROPN
cblr-14234	1246	3	trade	trade	PROPN
cblr-14234	1246	4	1	1	NUM
cblr-14234	1246	5	,	,	PUNCT
cblr-14234	1246	6	8–11	8–11	NOUN
cblr-14234	1246	7	(	(	PUNCT
cblr-14234	1246	8	2004	2004	NUM
cblr-14234	1246	9	)	)	PUNCT
cblr-14234	1246	10	.	.	PUNCT
cblr-14234	1247	1	this	this	DET
cblr-14234	1247	2	article	article	NOUN
cblr-14234	1247	3	leaves	leave	VERB
cblr-14234	1247	4	open	open	ADJ
cblr-14234	1247	5	the	the	DET
cblr-14234	1247	6	question	question	NOUN
cblr-14234	1247	7	of	of	ADP
cblr-14234	1247	8	what	what	DET
cblr-14234	1247	9	effect	effect	NOUN
cblr-14234	1247	10	plain	plain	ADJ
cblr-14234	1247	11	language	language	NOUN
cblr-14234	1247	12	contracts	contract	NOUN
cblr-14234	1247	13	would	would	AUX
cblr-14234	1247	14	have	have	AUX
cblr-14234	1247	15	on	on	ADP
cblr-14234	1247	16	consumers	consumer	NOUN
cblr-14234	1247	17	and	and	CCONJ
cblr-14234	1247	18	contends	contend	VERB
cblr-14234	1247	19	,	,	PUNCT
cblr-14234	1247	20	even	even	ADV
cblr-14234	1247	21	if	if	SCONJ
cblr-14234	1247	22	it	it	PRON
cblr-14234	1247	23	had	have	VERB
cblr-14234	1247	24	no	no	DET
cblr-14234	1247	25	effect	effect	NOUN
cblr-14234	1247	26	on	on	ADP
cblr-14234	1247	27	consumer	consumer	NOUN
cblr-14234	1247	28	behavior	behavior	NOUN
cblr-14234	1247	29	,	,	PUNCT
cblr-14234	1247	30	understandable	understandable	ADJ
cblr-14234	1247	31	contracts	contract	NOUN
cblr-14234	1247	32	is	be	AUX
cblr-14234	1247	33	still	still	ADV
cblr-14234	1247	34	an	an	DET
cblr-14234	1247	35	important	important	ADJ
cblr-14234	1247	36	doctrinal	doctrinal	ADJ
cblr-14234	1247	37	requirement	requirement	NOUN
cblr-14234	1247	38	.	.	PUNCT
cblr-14234	1248	1	no	no	INTJ
cblr-14234	1248	2	.	.	NOUN
cblr-14234	1249	1	2	2	NUM
cblr-14234	1249	2	]	]	PUNCT
cblr-14234	1249	3	the	the	DET
cblr-14234	1249	4	duty	duty	NOUN
cblr-14234	1249	5	to	to	PART
cblr-14234	1249	6	make	make	VERB
cblr-14234	1249	7	contracts	contract	NOUN
cblr-14234	1249	8	understandable	understandable	ADJ
cblr-14234	1249	9	535	535	NUM
cblr-14234	1249	10	opportunity	opportunity	NOUN
cblr-14234	1249	11	provides	provide	VERB
cblr-14234	1249	12	a	a	DET
cblr-14234	1249	13	fair	fair	ADJ
cblr-14234	1249	14	foundation	foundation	NOUN
cblr-14234	1249	15	for	for	ADP
cblr-14234	1249	16	concluding	conclude	VERB
cblr-14234	1249	17	a	a	DET
cblr-14234	1249	18	contract	contract	NOUN
cblr-14234	1249	19	exists.315	exists.315	PROPN
cblr-14234	1249	20	remember	remember	VERB
cblr-14234	1249	21	,	,	PUNCT
cblr-14234	1249	22	the	the	DET
cblr-14234	1249	23	manifestation	manifestation	NOUN
cblr-14234	1249	24	of	of	ADP
cblr-14234	1249	25	assent	assent	NOUN
cblr-14234	1249	26	requirement	requirement	NOUN
cblr-14234	1249	27	rests	rest	VERB
cblr-14234	1249	28	on	on	ADP
cblr-14234	1249	29	whether	whether	SCONJ
cblr-14234	1249	30	an	an	DET
cblr-14234	1249	31	offeror	offeror	NOUN
cblr-14234	1249	32	can	can	AUX
cblr-14234	1249	33	interpret	interpret	VERB
cblr-14234	1249	34	an	an	DET
cblr-14234	1249	35	act	act	NOUN
cblr-14234	1249	36	,	,	PUNCT
cblr-14234	1249	37	like	like	ADP
cblr-14234	1249	38	a	a	DET
cblr-14234	1249	39	signature	signature	NOUN
cblr-14234	1249	40	or	or	CCONJ
cblr-14234	1249	41	a	a	DET
cblr-14234	1249	42	mouse	mouse	NOUN
cblr-14234	1249	43	click	click	NOUN
cblr-14234	1249	44	,	,	PUNCT
cblr-14234	1249	45	as	as	ADP
cblr-14234	1249	46	assent	assent	NOUN
cblr-14234	1249	47	.	.	PUNCT
cblr-14234	1250	1	when	when	SCONJ
cblr-14234	1250	2	the	the	DET
cblr-14234	1250	3	offeror	offeror	NOUN
cblr-14234	1250	4	knows	know	VERB
cblr-14234	1250	5	the	the	DET
cblr-14234	1250	6	consumer	consumer	NOUN
cblr-14234	1250	7	likely	likely	ADV
cblr-14234	1250	8	could	could	AUX
cblr-14234	1250	9	not	not	PART
cblr-14234	1250	10	understand	understand	VERB
cblr-14234	1250	11	the	the	DET
cblr-14234	1250	12	contract	contract	NOUN
cblr-14234	1250	13	,	,	PUNCT
cblr-14234	1250	14	then	then	ADV
cblr-14234	1250	15	no	no	DET
cblr-14234	1250	16	act	act	NOUN
cblr-14234	1250	17	could	could	AUX
cblr-14234	1250	18	manifest	manifest	VERB
cblr-14234	1250	19	assent.316	assent.316	VERB
cblr-14234	1250	20	without	without	ADP
cblr-14234	1250	21	the	the	DET
cblr-14234	1250	22	opportunity	opportunity	NOUN
cblr-14234	1250	23	to	to	PART
cblr-14234	1250	24	understand	understand	VERB
cblr-14234	1250	25	a	a	DET
cblr-14234	1250	26	contract	contract	NOUN
cblr-14234	1250	27	,	,	PUNCT
cblr-14234	1250	28	consumers	consumer	NOUN
cblr-14234	1250	29	are	be	AUX
cblr-14234	1250	30	not	not	PART
cblr-14234	1250	31	consenting	consent	VERB
cblr-14234	1250	32	to	to	PART
cblr-14234	1250	33	enter	enter	VERB
cblr-14234	1250	34	the	the	DET
cblr-14234	1250	35	contract	contract	NOUN
cblr-14234	1250	36	,	,	PUNCT
cblr-14234	1250	37	rather	rather	ADV
cblr-14234	1250	38	they	they	PRON
cblr-14234	1250	39	are	be	AUX
cblr-14234	1250	40	just	just	ADV
cblr-14234	1250	41	consenting	consent	VERB
cblr-14234	1250	42	to	to	ADP
cblr-14234	1250	43	entering	enter	VERB
cblr-14234	1250	44	a	a	DET
cblr-14234	1250	45	contract.317	contract.317	NOUN
cblr-14234	1250	46	but	but	CCONJ
cblr-14234	1250	47	when	when	SCONJ
cblr-14234	1250	48	a	a	DET
cblr-14234	1250	49	contract	contract	NOUN
cblr-14234	1250	50	forms	form	NOUN
cblr-14234	1250	51	,	,	PUNCT
cblr-14234	1250	52	the	the	DET
cblr-14234	1250	53	duty	duty	NOUN
cblr-14234	1250	54	to	to	PART
cblr-14234	1250	55	read	read	VERB
cblr-14234	1250	56	treats	treat	NOUN
cblr-14234	1250	57	consumers	consumer	NOUN
cblr-14234	1250	58	as	as	SCONJ
cblr-14234	1250	59	if	if	SCONJ
cblr-14234	1250	60	they	they	PRON
cblr-14234	1250	61	assented	assent	VERB
cblr-14234	1250	62	to	to	ADP
cblr-14234	1250	63	every	every	DET
cblr-14234	1250	64	provision	provision	NOUN
cblr-14234	1250	65	in	in	ADP
cblr-14234	1250	66	the	the	DET
cblr-14234	1250	67	contract	contract	NOUN
cblr-14234	1250	68	.	.	PUNCT
cblr-14234	1251	1	if	if	SCONJ
cblr-14234	1251	2	contract	contract	NOUN
cblr-14234	1251	3	law	law	NOUN
cblr-14234	1251	4	is	be	AUX
cblr-14234	1251	5	going	go	VERB
cblr-14234	1251	6	to	to	PART
cblr-14234	1251	7	treat	treat	VERB
cblr-14234	1251	8	consumers	consumer	NOUN
cblr-14234	1251	9	that	that	DET
cblr-14234	1251	10	way	way	NOUN
cblr-14234	1251	11	,	,	PUNCT
cblr-14234	1251	12	then	then	ADV
cblr-14234	1251	13	consumers	consumer	NOUN
cblr-14234	1251	14	should	should	AUX
cblr-14234	1251	15	at	at	ADV
cblr-14234	1251	16	least	least	ADJ
cblr-14234	1251	17	have	have	VERB
cblr-14234	1251	18	the	the	DET
cblr-14234	1251	19	opportunity	opportunity	NOUN
cblr-14234	1251	20	to	to	PART
cblr-14234	1251	21	understand	understand	VERB
cblr-14234	1251	22	the	the	DET
cblr-14234	1251	23	contract	contract	NOUN
cblr-14234	1251	24	’s	’s	PART
cblr-14234	1251	25	terms.318	terms.318	NUM
cblr-14234	1251	26	the	the	DET
cblr-14234	1251	27	duty	duty	NOUN
cblr-14234	1251	28	to	to	PART
cblr-14234	1251	29	read	read	VERB
cblr-14234	1251	30	is	be	AUX
cblr-14234	1251	31	meaningless	meaningless	ADJ
cblr-14234	1251	32	if	if	SCONJ
cblr-14234	1251	33	consumers	consumer	NOUN
cblr-14234	1251	34	are	be	AUX
cblr-14234	1251	35	incapable	incapable	ADJ
cblr-14234	1251	36	of	of	ADP
cblr-14234	1251	37	understanding	understand	VERB
cblr-14234	1251	38	contracts.319	contracts.319	ADV
cblr-14234	1251	39	there	there	PRON
cblr-14234	1251	40	is	be	VERB
cblr-14234	1251	41	no	no	DET
cblr-14234	1251	42	meaningful	meaningful	ADJ
cblr-14234	1251	43	difference	difference	NOUN
cblr-14234	1251	44	between	between	ADP
cblr-14234	1251	45	hiding	hide	VERB
cblr-14234	1251	46	315	315	NUM
cblr-14234	1251	47	“	"	PUNCT
cblr-14234	1251	48	the	the	DET
cblr-14234	1251	49	more	more	ADJ
cblr-14234	1251	50	confidence	confidence	NOUN
cblr-14234	1251	51	we	we	PRON
cblr-14234	1251	52	have	have	VERB
cblr-14234	1251	53	that	that	SCONJ
cblr-14234	1251	54	a	a	DET
cblr-14234	1251	55	contractual	contractual	ADJ
cblr-14234	1251	56	arrangement	arrangement	NOUN
cblr-14234	1251	57	is	be	AUX
cblr-14234	1251	58	misunderstood	misunderstood	ADJ
cblr-14234	1251	59	by	by	ADP
cblr-14234	1251	60	one	one	NUM
cblr-14234	1251	61	of	of	ADP
cblr-14234	1251	62	the	the	DET
cblr-14234	1251	63	parties	party	NOUN
cblr-14234	1251	64	and	and	CCONJ
cblr-14234	1251	65	does	do	AUX
cblr-14234	1251	66	not	not	PART
cblr-14234	1251	67	serve	serve	VERB
cblr-14234	1251	68	the	the	DET
cblr-14234	1251	69	expressed	express	VERB
cblr-14234	1251	70	interests	interest	NOUN
cblr-14234	1251	71	of	of	ADP
cblr-14234	1251	72	that	that	DET
cblr-14234	1251	73	party	party	NOUN
cblr-14234	1251	74	,	,	PUNCT
cblr-14234	1251	75	the	the	DET
cblr-14234	1251	76	less	less	ADJ
cblr-14234	1251	77	reason	reason	NOUN
cblr-14234	1251	78	there	there	PRON
cblr-14234	1251	79	is	be	VERB
cblr-14234	1251	80	to	to	PART
cblr-14234	1251	81	let	let	VERB
cblr-14234	1251	82	the	the	DET
cblr-14234	1251	83	terms	term	NOUN
cblr-14234	1251	84	of	of	ADP
cblr-14234	1251	85	a	a	DET
cblr-14234	1251	86	relationship	relationship	NOUN
cblr-14234	1251	87	be	be	AUX
cblr-14234	1251	88	set	set	VERB
cblr-14234	1251	89	by	by	ADP
cblr-14234	1251	90	contract	contract	NOUN
cblr-14234	1251	91	law	law	NOUN
cblr-14234	1251	92	.	.	PUNCT
cblr-14234	1251	93	”	"	PUNCT
cblr-14234	1252	1	luguri	luguri	PROPN
cblr-14234	1252	2	&	&	CCONJ
cblr-14234	1252	3	strahilevitz	strahilevitz	PROPN
cblr-14234	1252	4	,	,	PUNCT
cblr-14234	1252	5	supra	supra	PROPN
cblr-14234	1252	6	note	note	NOUN
cblr-14234	1252	7	71	71	NUM
cblr-14234	1252	8	,	,	PUNCT
cblr-14234	1252	9	at	at	ADP
cblr-14234	1252	10	92	92	NUM
cblr-14234	1252	11	.	.	PUNCT
cblr-14234	1253	1	see	see	VERB
cblr-14234	1253	2	also	also	ADV
cblr-14234	1253	3	australian	australian	ADJ
cblr-14234	1253	4	competition	competition	NOUN
cblr-14234	1253	5	and	and	CCONJ
cblr-14234	1253	6	consumer	consumer	NOUN
cblr-14234	1253	7	comm’n	comm’n	NOUN
cblr-14234	1253	8	,	,	PUNCT
cblr-14234	1253	9	unfair	unfair	ADJ
cblr-14234	1253	10	contract	contract	NOUN
cblr-14234	1253	11	terms	term	NOUN
cblr-14234	1253	12	—	—	PUNCT
cblr-14234	1253	13	a	a	DET
cblr-14234	1253	14	guide	guide	NOUN
cblr-14234	1253	15	for	for	ADP
cblr-14234	1253	16	businesses	business	NOUN
cblr-14234	1253	17	and	and	CCONJ
cblr-14234	1253	18	legal	legal	ADJ
cblr-14234	1253	19	practitioners	practitioner	NOUN
cblr-14234	1253	20	(	(	PUNCT
cblr-14234	1253	21	may	may	PROPN
cblr-14234	1253	22	2016	2016	NUM
cblr-14234	1253	23	)	)	PUNCT
cblr-14234	1253	24	(	(	PUNCT
cblr-14234	1253	25	under	under	ADP
cblr-14234	1253	26	the	the	DET
cblr-14234	1253	27	australian	australian	ADJ
cblr-14234	1253	28	consumer	consumer	NOUN
cblr-14234	1253	29	law	law	NOUN
cblr-14234	1253	30	,	,	PUNCT
cblr-14234	1253	31	courts	court	NOUN
cblr-14234	1253	32	consider	consider	VERB
cblr-14234	1253	33	a	a	DET
cblr-14234	1253	34	term	term	NOUN
cblr-14234	1253	35	’s	’s	PART
cblr-14234	1253	36	transparency	transparency	NOUN
cblr-14234	1253	37	to	to	PART
cblr-14234	1253	38	determine	determine	VERB
cblr-14234	1253	39	if	if	SCONJ
cblr-14234	1253	40	the	the	DET
cblr-14234	1253	41	term	term	NOUN
cblr-14234	1253	42	is	be	AUX
cblr-14234	1253	43	unfair	unfair	ADJ
cblr-14234	1253	44	)	)	PUNCT
cblr-14234	1253	45	.	.	PUNCT
cblr-14234	1254	1	316	316	NUM
cblr-14234	1254	2	rustad	rustad	NOUN
cblr-14234	1254	3	,	,	PUNCT
cblr-14234	1254	4	supra	supra	PROPN
cblr-14234	1254	5	note	note	PROPN
cblr-14234	1254	6	207	207	NUM
cblr-14234	1254	7	,	,	PUNCT
cblr-14234	1254	8	at	at	ADP
cblr-14234	1254	9	545	545	NUM
cblr-14234	1254	10	(	(	PUNCT
cblr-14234	1254	11	if	if	SCONJ
cblr-14234	1254	12	contracts	contract	NOUN
cblr-14234	1254	13	“	"	PUNCT
cblr-14234	1254	14	are	be	AUX
cblr-14234	1254	15	not	not	PART
cblr-14234	1254	16	drafted	draft	VERB
cblr-14234	1254	17	in	in	ADP
cblr-14234	1254	18	easyto	easyto	PROPN
cblr-14234	1254	19	-	-	PUNCT
cblr-14234	1254	20	read	read	VERB
cblr-14234	1254	21	language	language	NOUN
cblr-14234	1254	22	,	,	PUNCT
cblr-14234	1254	23	consumers	consumer	NOUN
cblr-14234	1254	24	will	will	AUX
cblr-14234	1254	25	have	have	VERB
cblr-14234	1254	26	no	no	DET
cblr-14234	1254	27	meaningful	meaningful	ADJ
cblr-14234	1254	28	opportunity	opportunity	NOUN
cblr-14234	1254	29	to	to	PART
cblr-14234	1254	30	understand	understand	VERB
cblr-14234	1254	31	the	the	DET
cblr-14234	1254	32	rights	right	NOUN
cblr-14234	1254	33	they	they	PRON
cblr-14234	1254	34	are	be	AUX
cblr-14234	1254	35	waiving	waive	VERB
cblr-14234	1254	36	.	.	PUNCT
cblr-14234	1254	37	”	"	PUNCT
cblr-14234	1254	38	)	)	PUNCT
cblr-14234	1254	39	.	.	PUNCT
cblr-14234	1255	1	317	317	NUM
cblr-14234	1255	2	see	see	VERB
cblr-14234	1255	3	generally	generally	ADV
cblr-14234	1255	4	restatement	restatement	NOUN
cblr-14234	1255	5	of	of	ADP
cblr-14234	1255	6	the	the	DET
cblr-14234	1255	7	law	law	NOUN
cblr-14234	1255	8	:	:	PUNCT
cblr-14234	1255	9	consumer	consumer	NOUN
cblr-14234	1255	10	contracts	contract	NOUN
cblr-14234	1255	11	intro	intro	NOUN
cblr-14234	1255	12	(	(	PUNCT
cblr-14234	1255	13	am	be	AUX
cblr-14234	1255	14	.	.	PUNCT
cblr-14234	1255	15	l.	l.	PROPN
cblr-14234	1255	16	inst	inst	PROPN
cblr-14234	1255	17	.	.	PROPN
cblr-14234	1255	18	,	,	PUNCT
cblr-14234	1255	19	tentative	tentative	ADJ
cblr-14234	1255	20	draft	draft	NOUN
cblr-14234	1255	21	no	no	NOUN
cblr-14234	1255	22	.	.	NOUN
cblr-14234	1255	23	2	2	NUM
cblr-14234	1255	24	,	,	PUNCT
cblr-14234	1255	25	2022	2022	NUM
cblr-14234	1255	26	)	)	PUNCT
cblr-14234	1255	27	(	(	PUNCT
cblr-14234	1255	28	“	"	PUNCT
cblr-14234	1255	29	a	a	DET
cblr-14234	1255	30	signature	signature	NOUN
cblr-14234	1255	31	at	at	ADP
cblr-14234	1255	32	the	the	DET
cblr-14234	1255	33	bottom	bottom	NOUN
cblr-14234	1255	34	of	of	ADP
cblr-14234	1255	35	the	the	DET
cblr-14234	1255	36	form	form	NOUN
cblr-14234	1255	37	,	,	PUNCT
cblr-14234	1255	38	a	a	DET
cblr-14234	1255	39	click	click	NOUN
cblr-14234	1255	40	of	of	ADP
cblr-14234	1255	41	‘	'	PUNCT
cblr-14234	1255	42	i	i	PRON
cblr-14234	1255	43	accept	accept	VERB
cblr-14234	1255	44	,	,	PUNCT
cblr-14234	1255	45	’	'	PUNCT
cblr-14234	1255	46	or	or	CCONJ
cblr-14234	1255	47	some	some	DET
cblr-14234	1255	48	other	other	ADJ
cblr-14234	1255	49	form	form	NOUN
cblr-14234	1255	50	of	of	ADP
cblr-14234	1255	51	manifestation	manifestation	NOUN
cblr-14234	1255	52	of	of	ADP
cblr-14234	1255	53	willingness	willingness	NOUN
cblr-14234	1255	54	to	to	PART
cblr-14234	1255	55	enter	enter	VERB
cblr-14234	1255	56	the	the	DET
cblr-14234	1255	57	transaction	transaction	NOUN
cblr-14234	1255	58	is	be	AUX
cblr-14234	1255	59	,	,	PUNCT
cblr-14234	1255	60	at	at	ADP
cblr-14234	1255	61	best	good	ADJ
cblr-14234	1255	62	,	,	PUNCT
cblr-14234	1255	63	a	a	DET
cblr-14234	1255	64	declaration	declaration	NOUN
cblr-14234	1255	65	[	[	X
cblr-14234	1255	66	that	that	SCONJ
cblr-14234	1255	67	]	]	X
cblr-14234	1255	68	i	i	PRON
cblr-14234	1255	69	know	know	VERB
cblr-14234	1255	70	i	i	PRON
cblr-14234	1255	71	am	be	AUX
cblr-14234	1255	72	agreeing	agree	VERB
cblr-14234	1255	73	to	to	ADP
cblr-14234	1255	74	something	something	PRON
cblr-14234	1255	75	,	,	PUNCT
cblr-14234	1255	76	but	but	CCONJ
cblr-14234	1255	77	i	i	PRON
cblr-14234	1255	78	do	do	AUX
cblr-14234	1255	79	n't	not	PART
cblr-14234	1255	80	know	know	VERB
cblr-14234	1255	81	to	to	ADP
cblr-14234	1255	82	what	what	PRON
cblr-14234	1255	83	.	.	PUNCT
cblr-14234	1256	1	i	i	PRON
cblr-14234	1256	2	trust	trust	VERB
cblr-14234	1256	3	that	that	SCONJ
cblr-14234	1256	4	if	if	SCONJ
cblr-14234	1256	5	something	something	PRON
cblr-14234	1256	6	really	really	ADV
cblr-14234	1256	7	bad	bad	ADJ
cblr-14234	1256	8	is	be	AUX
cblr-14234	1256	9	buried	bury	VERB
cblr-14234	1256	10	in	in	ADP
cblr-14234	1256	11	the	the	DET
cblr-14234	1256	12	fine	fine	ADJ
cblr-14234	1256	13	print	print	NOUN
cblr-14234	1256	14	,	,	PUNCT
cblr-14234	1256	15	the	the	DET
cblr-14234	1256	16	law	law	NOUN
cblr-14234	1256	17	will	will	AUX
cblr-14234	1256	18	protect	protect	VERB
cblr-14234	1256	19	me	i	PRON
cblr-14234	1256	20	from	from	ADP
cblr-14234	1256	21	its	its	PRON
cblr-14234	1256	22	bite	bite	NOUN
cblr-14234	1256	23	.	.	PUNCT
cblr-14234	1256	24	’	'	PUNCT
cblr-14234	1256	25	”	"	PUNCT
cblr-14234	1256	26	)	)	PUNCT
cblr-14234	1256	27	318	318	NUM
cblr-14234	1256	28	see	see	VERB
cblr-14234	1256	29	knapp	knapp	PROPN
cblr-14234	1256	30	,	,	PUNCT
cblr-14234	1256	31	supra	supra	PROPN
cblr-14234	1256	32	note	note	PROPN
cblr-14234	1256	33	22	22	NUM
cblr-14234	1256	34	,	,	PUNCT
cblr-14234	1256	35	at	at	ADP
cblr-14234	1256	36	1108–12	1108–12	NUM
cblr-14234	1256	37	.	.	PUNCT
cblr-14234	1257	1	319	319	NUM
cblr-14234	1257	2	see	see	VERB
cblr-14234	1257	3	also	also	ADV
cblr-14234	1257	4	logue	logue	VERB
cblr-14234	1257	5	,	,	PUNCT
cblr-14234	1257	6	et	et	PROPN
cblr-14234	1257	7	al	al	PROPN
cblr-14234	1257	8	,	,	PUNCT
cblr-14234	1257	9	supra	supra	PROPN
cblr-14234	1257	10	note	note	NOUN
cblr-14234	1257	11	60	60	NUM
cblr-14234	1257	12	,	,	PUNCT
cblr-14234	1257	13	at	at	ADP
cblr-14234	1257	14	8–9	8–9	PROPN
cblr-14234	1257	15	(	(	PUNCT
cblr-14234	1257	16	“	"	PUNCT
cblr-14234	1257	17	but	but	CCONJ
cblr-14234	1257	18	the	the	DET
cblr-14234	1257	19	blanket	blanket	NOUN
cblr-14234	1257	20	assent	assent	NOUN
cblr-14234	1257	21	principle	principle	NOUN
cblr-14234	1257	22	is	be	AUX
cblr-14234	1257	23	strongest	strong	ADJ
cblr-14234	1257	24	when	when	SCONJ
cblr-14234	1257	25	the	the	DET
cblr-14234	1257	26	terms	term	NOUN
cblr-14234	1257	27	of	of	ADP
cblr-14234	1257	28	the	the	DET
cblr-14234	1257	29	contract	contract	NOUN
cblr-14234	1257	30	are	be	AUX
cblr-14234	1257	31	not	not	PART
cblr-14234	1257	32	only	only	ADV
cblr-14234	1257	33	unambiguous	unambiguous	ADJ
cblr-14234	1257	34	but	but	CCONJ
cblr-14234	1257	35	also	also	ADV
cblr-14234	1257	36	comprehensible	comprehensible	ADJ
cblr-14234	1257	37	;	;	PUNCT
cblr-14234	1257	38	otherwise	otherwise	ADV
cblr-14234	1257	39	,	,	PUNCT
cblr-14234	1257	40	consumers	consumer	NOUN
cblr-14234	1257	41	never	never	ADV
cblr-14234	1257	42	had	have	VERB
cblr-14234	1257	43	a	a	DET
cblr-14234	1257	44	meaningful	meaningful	ADJ
cblr-14234	1257	45	initial	initial	ADJ
cblr-14234	1257	46	opportunity	opportunity	NOUN
cblr-14234	1257	47	to	to	PART
cblr-14234	1257	48	read	read	VERB
cblr-14234	1257	49	those	those	DET
cblr-14234	1257	50	terms	term	NOUN
cblr-14234	1257	51	in	in	ADP
cblr-14234	1257	52	the	the	DET
cblr-14234	1257	53	first	first	ADJ
cblr-14234	1257	54	place	place	NOUN
cblr-14234	1257	55	,	,	PUNCT
cblr-14234	1257	56	meaning	mean	VERB
cblr-14234	1257	57	that	that	SCONJ
cblr-14234	1257	58	their	their	PRON
cblr-14234	1257	59	decision	decision	NOUN
cblr-14234	1257	60	not	not	PART
cblr-14234	1257	61	to	to	PART
cblr-14234	1257	62	do	do	AUX
cblr-14234	1257	63	so	so	ADV
cblr-14234	1257	64	was	be	AUX
cblr-14234	1257	65	,	,	PUNCT
cblr-14234	1257	66	in	in	ADP
cblr-14234	1257	67	fact	fact	NOUN
cblr-14234	1257	68	,	,	PUNCT
cblr-14234	1257	69	not	not	PART
cblr-14234	1257	70	a	a	DET
cblr-14234	1257	71	choice	choice	NOUN
cblr-14234	1257	72	at	at	ADV
cblr-14234	1257	73	all	all	ADV
cblr-14234	1257	74	.	.	PUNCT
cblr-14234	1257	75	”	"	PUNCT
cblr-14234	1257	76	)	)	PUNCT
cblr-14234	1257	77	;	;	PUNCT
cblr-14234	1257	78	kar	kar	PROPN
cblr-14234	1257	79	&	&	CCONJ
cblr-14234	1257	80	radin	radin	PROPN
cblr-14234	1257	81	,	,	PUNCT
cblr-14234	1257	82	supra	supra	PROPN
cblr-14234	1257	83	note	note	PROPN
cblr-14234	1257	84	13	13	NUM
cblr-14234	1257	85	,	,	PUNCT
cblr-14234	1257	86	at	at	ADP
cblr-14234	1257	87	1155–56	1155–56	NUM
cblr-14234	1257	88	(	(	PUNCT
cblr-14234	1257	89	arguing	argue	VERB
cblr-14234	1257	90	that	that	SCONJ
cblr-14234	1257	91	portions	portion	NOUN
cblr-14234	1257	92	of	of	ADP
cblr-14234	1257	93	contracts	contract	NOUN
cblr-14234	1257	94	of	of	ADP
cblr-14234	1257	95	adhesion	adhesion	NOUN
cblr-14234	1257	96	that	that	PRON
cblr-14234	1257	97	do	do	AUX
cblr-14234	1257	98	not	not	PART
cblr-14234	1257	99	reflect	reflect	VERB
cblr-14234	1257	100	an	an	DET
cblr-14234	1257	101	exchange	exchange	NOUN
cblr-14234	1257	102	the	the	DET
cblr-14234	1257	103	parties	party	NOUN
cblr-14234	1257	104	could	could	AUX
cblr-14234	1257	105	have	have	AUX
cblr-14234	1257	106	had	have	VERB
cblr-14234	1257	107	to	to	PART
cblr-14234	1257	108	536	536	NUM
cblr-14234	1257	109	columbia	columbia	PROPN
cblr-14234	1257	110	business	business	NOUN
cblr-14234	1257	111	law	law	NOUN
cblr-14234	1257	112	review	review	NOUN
cblr-14234	1257	113	[	[	X
cblr-14234	1257	114	vol	vol	NOUN
cblr-14234	1257	115	.	.	PUNCT
cblr-14234	1257	116	2024	2024	NUM
cblr-14234	1257	117	the	the	DET
cblr-14234	1257	118	terms	term	NOUN
cblr-14234	1257	119	of	of	ADP
cblr-14234	1257	120	a	a	DET
cblr-14234	1257	121	contract	contract	NOUN
cblr-14234	1257	122	from	from	ADP
cblr-14234	1257	123	consumers	consumer	NOUN
cblr-14234	1257	124	and	and	CCONJ
cblr-14234	1257	125	giving	give	VERB
cblr-14234	1257	126	consumers	consumer	NOUN
cblr-14234	1257	127	incomprehensible	incomprehensible	ADJ
cblr-14234	1257	128	terms	term	NOUN
cblr-14234	1257	129	.	.	PUNCT
cblr-14234	1258	1	indeed	indeed	ADV
cblr-14234	1258	2	,	,	PUNCT
cblr-14234	1258	3	some	some	DET
cblr-14234	1258	4	plain	plain	ADJ
cblr-14234	1258	5	language	language	NOUN
cblr-14234	1258	6	laws	law	NOUN
cblr-14234	1258	7	speak	speak	VERB
cblr-14234	1258	8	of	of	ADP
cblr-14234	1258	9	consumers	consumer	NOUN
cblr-14234	1258	10	having	have	VERB
cblr-14234	1258	11	a	a	DET
cblr-14234	1258	12	“	"	PUNCT
cblr-14234	1258	13	right	right	NOUN
cblr-14234	1258	14	”	"	PUNCT
cblr-14234	1258	15	to	to	PART
cblr-14234	1258	16	understand	understand	VERB
cblr-14234	1258	17	a	a	DET
cblr-14234	1258	18	standard	standard	ADJ
cblr-14234	1258	19	form	form	NOUN
cblr-14234	1258	20	contract.320	contract.320	NOUN
cblr-14234	1258	21	in	in	ADP
cblr-14234	1258	22	terms	term	NOUN
cblr-14234	1258	23	of	of	ADP
cblr-14234	1258	24	scope	scope	NOUN
cblr-14234	1258	25	,	,	PUNCT
cblr-14234	1258	26	the	the	DET
cblr-14234	1258	27	duty	duty	NOUN
cblr-14234	1258	28	does	do	AUX
cblr-14234	1258	29	not	not	PART
cblr-14234	1258	30	require	require	VERB
cblr-14234	1258	31	sellers	seller	NOUN
cblr-14234	1258	32	to	to	PART
cblr-14234	1258	33	give	give	VERB
cblr-14234	1258	34	consumers	consumer	NOUN
cblr-14234	1258	35	anything	anything	PRON
cblr-14234	1258	36	more	more	ADJ
cblr-14234	1258	37	than	than	ADP
cblr-14234	1258	38	a	a	DET
cblr-14234	1258	39	contract	contract	NOUN
cblr-14234	1258	40	but	but	CCONJ
cblr-14234	1258	41	does	do	AUX
cblr-14234	1258	42	require	require	VERB
cblr-14234	1258	43	sellers	seller	NOUN
cblr-14234	1258	44	to	to	PART
cblr-14234	1258	45	rethink	rethink	VERB
cblr-14234	1258	46	how	how	SCONJ
cblr-14234	1258	47	they	they	PRON
cblr-14234	1258	48	design	design	VERB
cblr-14234	1258	49	contracts	contract	NOUN
cblr-14234	1258	50	.	.	PUNCT
cblr-14234	1259	1	although	although	SCONJ
cblr-14234	1259	2	a	a	DET
cblr-14234	1259	3	buyer	buyer	NOUN
cblr-14234	1259	4	is	be	AUX
cblr-14234	1259	5	not	not	PART
cblr-14234	1259	6	coerced	coerce	VERB
cblr-14234	1259	7	into	into	ADP
cblr-14234	1259	8	entering	enter	VERB
cblr-14234	1259	9	any	any	DET
cblr-14234	1259	10	specific	specific	ADJ
cblr-14234	1259	11	contract	contract	NOUN
cblr-14234	1259	12	,	,	PUNCT
cblr-14234	1259	13	currently	currently	ADV
cblr-14234	1259	14	buyers	buyer	NOUN
cblr-14234	1259	15	are	be	AUX
cblr-14234	1259	16	functionally	functionally	ADV
cblr-14234	1259	17	coerced	coerce	VERB
cblr-14234	1259	18	into	into	ADP
cblr-14234	1259	19	a	a	DET
cblr-14234	1259	20	life	life	NOUN
cblr-14234	1259	21	of	of	ADP
cblr-14234	1259	22	entering	enter	VERB
cblr-14234	1259	23	incomprehensible	incomprehensible	ADJ
cblr-14234	1259	24	form	form	NOUN
cblr-14234	1259	25	contracts	contract	NOUN
cblr-14234	1259	26	.	.	PUNCT
cblr-14234	1260	1	nowadays	nowadays	ADV
cblr-14234	1260	2	,	,	PUNCT
cblr-14234	1260	3	the	the	DET
cblr-14234	1260	4	most	most	ADV
cblr-14234	1260	5	committed	committed	ADJ
cblr-14234	1260	6	of	of	ADP
cblr-14234	1260	7	hermits	hermit	NOUN
cblr-14234	1260	8	channeling	channel	VERB
cblr-14234	1260	9	the	the	DET
cblr-14234	1260	10	spirit	spirit	NOUN
cblr-14234	1260	11	of	of	ADP
cblr-14234	1260	12	henry	henry	PROPN
cblr-14234	1260	13	david	david	PROPN
cblr-14234	1260	14	thoreau	thoreau	PROPN
cblr-14234	1260	15	and	and	CCONJ
cblr-14234	1260	16	looking	look	VERB
cblr-14234	1260	17	for	for	ADP
cblr-14234	1260	18	their	their	PRON
cblr-14234	1260	19	own	own	ADJ
cblr-14234	1260	20	walden	walden	NOUN
cblr-14234	1260	21	pond	pond	NOUN
cblr-14234	1260	22	would	would	AUX
cblr-14234	1260	23	probably	probably	ADV
cblr-14234	1260	24	still	still	ADV
cblr-14234	1260	25	have	have	VERB
cblr-14234	1260	26	to	to	PART
cblr-14234	1260	27	enter	enter	VERB
cblr-14234	1260	28	at	at	ADV
cblr-14234	1260	29	least	least	ADJ
cblr-14234	1260	30	a	a	DET
cblr-14234	1260	31	few	few	ADJ
cblr-14234	1260	32	contracts	contract	NOUN
cblr-14234	1260	33	.	.	PUNCT
cblr-14234	1261	1	for	for	ADP
cblr-14234	1261	2	the	the	DET
cblr-14234	1261	3	rest	rest	NOUN
cblr-14234	1261	4	of	of	ADP
cblr-14234	1261	5	us	we	PRON
cblr-14234	1261	6	,	,	PUNCT
cblr-14234	1261	7	contracts	contract	NOUN
cblr-14234	1261	8	are	be	AUX
cblr-14234	1261	9	ubiquitous	ubiquitous	ADJ
cblr-14234	1261	10	in	in	ADP
cblr-14234	1261	11	modern	modern	ADJ
cblr-14234	1261	12	life	life	NOUN
cblr-14234	1261	13	and	and	CCONJ
cblr-14234	1261	14	necessary	necessary	ADJ
cblr-14234	1261	15	to	to	PART
cblr-14234	1261	16	obtain	obtain	VERB
cblr-14234	1261	17	essential	essential	ADJ
cblr-14234	1261	18	parts	part	NOUN
cblr-14234	1261	19	of	of	ADP
cblr-14234	1261	20	everyday	everyday	ADJ
cblr-14234	1261	21	life	life	NOUN
cblr-14234	1261	22	like	like	ADP
cblr-14234	1261	23	housing	housing	NOUN
cblr-14234	1261	24	,	,	PUNCT
cblr-14234	1261	25	healthcare	healthcare	PROPN
cblr-14234	1261	26	,	,	PUNCT
cblr-14234	1261	27	banking	banking	NOUN
cblr-14234	1261	28	and	and	CCONJ
cblr-14234	1261	29	credit	credit	NOUN
cblr-14234	1261	30	,	,	PUNCT
cblr-14234	1261	31	communication	communication	NOUN
cblr-14234	1261	32	,	,	PUNCT
cblr-14234	1261	33	and	and	CCONJ
cblr-14234	1261	34	transportation.321	transportation.321	NOUN
cblr-14234	1261	35	yet	yet	ADV
cblr-14234	1261	36	,	,	PUNCT
cblr-14234	1261	37	even	even	ADV
cblr-14234	1261	38	when	when	SCONJ
cblr-14234	1261	39	there	there	PRON
cblr-14234	1261	40	are	be	VERB
cblr-14234	1261	41	multiple	multiple	ADJ
cblr-14234	1261	42	competitors	competitor	NOUN
cblr-14234	1261	43	offering	offer	VERB
cblr-14234	1261	44	different	different	ADJ
cblr-14234	1261	45	contracts	contract	NOUN
cblr-14234	1261	46	,	,	PUNCT
cblr-14234	1261	47	all	all	PRON
cblr-14234	1261	48	of	of	ADP
cblr-14234	1261	49	those	those	DET
cblr-14234	1261	50	contracts	contract	NOUN
cblr-14234	1261	51	are	be	AUX
cblr-14234	1261	52	incomprehensible	incomprehensible	ADJ
cblr-14234	1261	53	form	form	NOUN
cblr-14234	1261	54	contracts.322	contracts.322	NUM
cblr-14234	1262	1	it	it	PRON
cblr-14234	1262	2	is	be	AUX
cblr-14234	1262	3	difficult	difficult	ADJ
cblr-14234	1262	4	to	to	PART
cblr-14234	1262	5	imagine	imagine	VERB
cblr-14234	1262	6	why	why	SCONJ
cblr-14234	1262	7	a	a	DET
cblr-14234	1262	8	buyer	buyer	NOUN
cblr-14234	1262	9	would	would	AUX
cblr-14234	1262	10	want	want	VERB
cblr-14234	1262	11	to	to	PART
cblr-14234	1262	12	waive	waive	VERB
cblr-14234	1262	13	the	the	DET
cblr-14234	1262	14	ability	ability	NOUN
cblr-14234	1262	15	to	to	PART
cblr-14234	1262	16	have	have	AUX
cblr-14234	1262	17	an	an	DET
cblr-14234	1262	18	understandable	understandable	ADJ
cblr-14234	1262	19	contract	contract	NOUN
cblr-14234	1262	20	at	at	ADP
cblr-14234	1262	21	no	no	DET
cblr-14234	1262	22	additional	additional	ADJ
cblr-14234	1262	23	cost	cost	NOUN
cblr-14234	1262	24	.	.	PUNCT
cblr-14234	1263	1	but	but	CCONJ
cblr-14234	1263	2	even	even	ADV
cblr-14234	1263	3	when	when	SCONJ
cblr-14234	1263	4	imagining	imagine	VERB
cblr-14234	1263	5	a	a	DET
cblr-14234	1263	6	buyer	buyer	NOUN
cblr-14234	1263	7	who	who	PRON
cblr-14234	1263	8	both	both	PRON
cblr-14234	1263	9	trusts	trust	VERB
cblr-14234	1263	10	the	the	DET
cblr-14234	1263	11	seller	seller	NOUN
cblr-14234	1263	12	and	and	CCONJ
cblr-14234	1263	13	wants	want	VERB
cblr-14234	1263	14	to	to	PART
cblr-14234	1263	15	avoid	avoid	VERB
cblr-14234	1263	16	placing	place	VERB
cblr-14234	1263	17	such	such	DET
cblr-14234	1263	18	a	a	DET
cblr-14234	1263	19	burden	burden	NOUN
cblr-14234	1263	20	on	on	ADP
cblr-14234	1263	21	the	the	DET
cblr-14234	1263	22	seller	seller	NOUN
cblr-14234	1263	23	,	,	PUNCT
cblr-14234	1263	24	contract	contract	NOUN
cblr-14234	1263	25	law	law	NOUN
cblr-14234	1263	26	should	should	AUX
cblr-14234	1263	27	still	still	ADV
cblr-14234	1263	28	not	not	PART
cblr-14234	1263	29	permit	permit	VERB
cblr-14234	1263	30	the	the	DET
cblr-14234	1263	31	buyer	buyer	NOUN
cblr-14234	1263	32	to	to	PART
cblr-14234	1263	33	do	do	VERB
cblr-14234	1263	34	so	so	ADV
cblr-14234	1263	35	.	.	PUNCT
cblr-14234	1264	1	understandable	understandable	ADJ
cblr-14234	1264	2	language	language	NOUN
cblr-14234	1264	3	is	be	AUX
cblr-14234	1264	4	not	not	PART
cblr-14234	1264	5	a	a	DET
cblr-14234	1264	6	“	"	PUNCT
cblr-14234	1264	7	right	right	ADJ
cblr-14234	1264	8	”	"	PUNCT
cblr-14234	1264	9	the	the	DET
cblr-14234	1264	10	buyer	buyer	NOUN
cblr-14234	1264	11	can	can	AUX
cblr-14234	1264	12	waive	waive	VERB
cblr-14234	1264	13	.	.	PUNCT
cblr-14234	1265	1	the	the	DET
cblr-14234	1265	2	duty	duty	NOUN
cblr-14234	1265	3	at	at	ADP
cblr-14234	1265	4	issue	issue	NOUN
cblr-14234	1265	5	in	in	ADP
cblr-14234	1265	6	this	this	DET
cblr-14234	1265	7	article	article	NOUN
cblr-14234	1265	8	focuses	focus	VERB
cblr-14234	1265	9	on	on	ADP
cblr-14234	1265	10	when	when	SCONJ
cblr-14234	1265	11	a	a	DET
cblr-14234	1265	12	buyer	buyer	NOUN
cblr-14234	1265	13	objectively	objectively	ADV
cblr-14234	1265	14	manifests	manifest	VERB
cblr-14234	1265	15	assent	assent	NOUN
cblr-14234	1265	16	to	to	ADP
cblr-14234	1265	17	a	a	DET
cblr-14234	1265	18	form	form	NOUN
cblr-14234	1265	19	contract	contract	NOUN
cblr-14234	1265	20	.	.	PUNCT
cblr-14234	1266	1	assent	assent	NOUN
cblr-14234	1266	2	requires	require	VERB
cblr-14234	1266	3	at	at	ADP
cblr-14234	1266	4	least	least	ADJ
cblr-14234	1266	5	actual	actual	ADJ
cblr-14234	1266	6	or	or	CCONJ
cblr-14234	1266	7	constructive	constructive	ADJ
cblr-14234	1266	8	notice	notice	NOUN
cblr-14234	1266	9	of	of	ADP
cblr-14234	1266	10	the	the	DET
cblr-14234	1266	11	contract	contract	NOUN
cblr-14234	1266	12	terms.323	terms.323	INTJ
cblr-14234	1267	1	this	this	DET
cblr-14234	1267	2	article	article	NOUN
cblr-14234	1267	3	goes	go	VERB
cblr-14234	1267	4	one	one	NUM
cblr-14234	1267	5	step	step	NOUN
cblr-14234	1267	6	further	far	ADV
cblr-14234	1267	7	,	,	PUNCT
cblr-14234	1267	8	arguing	argue	VERB
cblr-14234	1267	9	that	that	SCONJ
cblr-14234	1267	10	even	even	ADV
cblr-14234	1267	11	with	with	ADP
cblr-14234	1267	12	notice	notice	NOUN
cblr-14234	1267	13	create	create	VERB
cblr-14234	1267	14	common	common	ADJ
cblr-14234	1267	15	meaning	meaning	NOUN
cblr-14234	1267	16	are	be	AUX
cblr-14234	1267	17	not	not	PART
cblr-14234	1267	18	part	part	NOUN
cblr-14234	1267	19	of	of	ADP
cblr-14234	1267	20	the	the	DET
cblr-14234	1267	21	contract	contract	NOUN
cblr-14234	1267	22	,	,	PUNCT
cblr-14234	1267	23	but	but	CCONJ
cblr-14234	1267	24	rather	rather	ADV
cblr-14234	1267	25	are	be	AUX
cblr-14234	1267	26	a	a	DET
cblr-14234	1267	27	pseudo	pseudo	NOUN
cblr-14234	1267	28	-	-	NOUN
cblr-14234	1267	29	contract	contract	NOUN
cblr-14234	1267	30	)	)	PUNCT
cblr-14234	1267	31	.	.	PUNCT
cblr-14234	1268	1	320	320	NUM
cblr-14234	1268	2	see	see	NOUN
cblr-14234	1268	3	,	,	PUNCT
cblr-14234	1268	4	e.g.	e.g.	ADV
cblr-14234	1268	5	,	,	PUNCT
cblr-14234	1268	6	la	la	PROPN
cblr-14234	1268	7	.	.	PROPN
cblr-14234	1268	8	stat	stat	PROPN
cblr-14234	1268	9	.	.	PUNCT
cblr-14234	1269	1	ann	ann	PROPN
cblr-14234	1269	2	.	.	PUNCT
cblr-14234	1270	1	§	§	PROPN
cblr-14234	1270	2	22:41	22:41	NUM
cblr-14234	1270	3	(	(	PUNCT
cblr-14234	1270	4	2018	2018	NUM
cblr-14234	1270	5	)	)	PUNCT
cblr-14234	1270	6	(	(	PUNCT
cblr-14234	1270	7	creating	create	VERB
cblr-14234	1270	8	“	"	PUNCT
cblr-14234	1270	9	the	the	DET
cblr-14234	1270	10	right	right	NOUN
cblr-14234	1270	11	to	to	ADP
cblr-14234	1270	12	a	a	DET
cblr-14234	1270	13	readable	readable	ADJ
cblr-14234	1270	14	[	[	X
cblr-14234	1270	15	insurance	insurance	NOUN
cblr-14234	1270	16	]	]	PUNCT
cblr-14234	1270	17	policy	policy	NOUN
cblr-14234	1270	18	,	,	PUNCT
cblr-14234	1270	19	”	"	PUNCT
cblr-14234	1270	20	but	but	CCONJ
cblr-14234	1270	21	not	not	PART
cblr-14234	1270	22	creating	create	VERB
cblr-14234	1270	23	a	a	DET
cblr-14234	1270	24	cause	cause	NOUN
cblr-14234	1270	25	of	of	ADP
cblr-14234	1270	26	action	action	NOUN
cblr-14234	1270	27	or	or	CCONJ
cblr-14234	1270	28	new	new	ADJ
cblr-14234	1270	29	damages	damage	NOUN
cblr-14234	1270	30	)	)	PUNCT
cblr-14234	1270	31	.	.	PUNCT
cblr-14234	1271	1	321	321	NUM
cblr-14234	1271	2	see	see	VERB
cblr-14234	1271	3	supra	supra	PROPN
cblr-14234	1271	4	part	part	PROPN
cblr-14234	1271	5	ii	ii	PROPN
cblr-14234	1271	6	.	.	PUNCT
cblr-14234	1271	7	a.	a.	PROPN
cblr-14234	1271	8	322	322	NUM
cblr-14234	1271	9	see	see	VERB
cblr-14234	1271	10	supra	supra	PROPN
cblr-14234	1271	11	part	part	PROPN
cblr-14234	1271	12	ii	ii	PROPN
cblr-14234	1271	13	.	.	PUNCT
cblr-14234	1271	14	a.	a.	PROPN
cblr-14234	1271	15	323	323	NUM
cblr-14234	1271	16	see	see	VERB
cblr-14234	1271	17	,	,	PUNCT
cblr-14234	1271	18	e.g.	e.g.	ADV
cblr-14234	1271	19	,	,	PUNCT
cblr-14234	1271	20	nicosia	nicosia	PROPN
cblr-14234	1271	21	v.	v.	PROPN
cblr-14234	1271	22	amazon.com	amazon.com	PROPN
cblr-14234	1271	23	,	,	PUNCT
cblr-14234	1271	24	inc	inc	PROPN
cblr-14234	1271	25	.	.	PROPN
cblr-14234	1271	26	,	,	PUNCT
cblr-14234	1271	27	834	834	NUM
cblr-14234	1271	28	f.3d	f.3d	NUM
cblr-14234	1271	29	220	220	NUM
cblr-14234	1271	30	,	,	PUNCT
cblr-14234	1271	31	233	233	NUM
cblr-14234	1271	32	(	(	PUNCT
cblr-14234	1271	33	2d	2d	NUM
cblr-14234	1271	34	cir	cir	NOUN
cblr-14234	1271	35	.	.	PROPN
cblr-14234	1271	36	2016	2016	NUM
cblr-14234	1271	37	)	)	PUNCT
cblr-14234	1271	38	(	(	PUNCT
cblr-14234	1271	39	“	"	PUNCT
cblr-14234	1271	40	in	in	ADP
cblr-14234	1271	41	determining	determine	VERB
cblr-14234	1271	42	the	the	DET
cblr-14234	1271	43	validity	validity	NOUN
cblr-14234	1271	44	of	of	ADP
cblr-14234	1271	45	browsewrap	browsewrap	NOUN
cblr-14234	1271	46	agreements	agreement	NOUN
cblr-14234	1271	47	,	,	PUNCT
cblr-14234	1271	48	courts	court	NOUN
cblr-14234	1271	49	often	often	ADV
cblr-14234	1271	50	consider	consider	VERB
cblr-14234	1271	51	whether	whether	SCONJ
cblr-14234	1271	52	a	a	DET
cblr-14234	1271	53	website	website	NOUN
cblr-14234	1271	54	user	user	NOUN
cblr-14234	1271	55	has	have	VERB
cblr-14234	1271	56	actual	actual	ADJ
cblr-14234	1271	57	or	or	CCONJ
cblr-14234	1271	58	constructive	constructive	ADJ
cblr-14234	1271	59	notice	notice	NOUN
cblr-14234	1271	60	of	of	ADP
cblr-14234	1271	61	the	the	DET
cblr-14234	1271	62	conditions	condition	NOUN
cblr-14234	1271	63	.	.	PUNCT
cblr-14234	1271	64	”	"	PUNCT
cblr-14234	1271	65	)	)	PUNCT
cblr-14234	1272	1	no	no	INTJ
cblr-14234	1272	2	.	.	NOUN
cblr-14234	1273	1	2	2	NUM
cblr-14234	1273	2	]	]	PUNCT
cblr-14234	1273	3	the	the	DET
cblr-14234	1273	4	duty	duty	NOUN
cblr-14234	1273	5	to	to	PART
cblr-14234	1273	6	make	make	VERB
cblr-14234	1273	7	contracts	contract	NOUN
cblr-14234	1273	8	understandable	understandable	ADJ
cblr-14234	1273	9	537	537	NUM
cblr-14234	1273	10	(	(	PUNCT
cblr-14234	1273	11	i.e.	i.e.	X
cblr-14234	1273	12	presenting	present	VERB
cblr-14234	1273	13	the	the	DET
cblr-14234	1273	14	contract	contract	NOUN
cblr-14234	1273	15	)	)	PUNCT
cblr-14234	1273	16	,	,	PUNCT
cblr-14234	1273	17	sellers	seller	NOUN
cblr-14234	1273	18	can	can	AUX
cblr-14234	1273	19	not	not	PART
cblr-14234	1273	20	interpret	interpret	VERB
cblr-14234	1273	21	any	any	DET
cblr-14234	1273	22	act	act	NOUN
cblr-14234	1273	23	—	—	PUNCT
cblr-14234	1273	24	no	no	ADV
cblr-14234	1273	25	matter	matter	ADV
cblr-14234	1273	26	how	how	SCONJ
cblr-14234	1273	27	explicit	explicit	ADJ
cblr-14234	1273	28	—	—	PUNCT
cblr-14234	1273	29	as	as	ADP
cblr-14234	1273	30	assent	assent	NOUN
cblr-14234	1273	31	when	when	SCONJ
cblr-14234	1273	32	the	the	DET
cblr-14234	1273	33	buyer	buyer	NOUN
cblr-14234	1273	34	lacks	lack	VERB
cblr-14234	1273	35	capacity	capacity	NOUN
cblr-14234	1273	36	to	to	PART
cblr-14234	1273	37	issue	issue	VERB
cblr-14234	1273	38	such	such	ADJ
cblr-14234	1273	39	assent	assent	NOUN
cblr-14234	1273	40	.	.	PUNCT
cblr-14234	1274	1	just	just	ADV
cblr-14234	1274	2	as	as	SCONJ
cblr-14234	1274	3	a	a	DET
cblr-14234	1274	4	minor324	minor324	PROPN
cblr-14234	1274	5	or	or	CCONJ
cblr-14234	1274	6	mentally	mentally	ADV
cblr-14234	1274	7	incapacitated	incapacitated	ADJ
cblr-14234	1274	8	person325	person325	PROPN
cblr-14234	1274	9	can	can	AUX
cblr-14234	1274	10	not	not	PART
cblr-14234	1274	11	assent	assent	VERB
cblr-14234	1274	12	to	to	ADP
cblr-14234	1274	13	a	a	DET
cblr-14234	1274	14	contract	contract	NOUN
cblr-14234	1274	15	(	(	PUNCT
cblr-14234	1274	16	or	or	CCONJ
cblr-14234	1274	17	can	can	AUX
cblr-14234	1274	18	later	later	ADV
cblr-14234	1274	19	void	void	VERB
cblr-14234	1274	20	the	the	DET
cblr-14234	1274	21	contract	contract	NOUN
cblr-14234	1274	22	)	)	PUNCT
cblr-14234	1274	23	,	,	PUNCT
cblr-14234	1274	24	when	when	SCONJ
cblr-14234	1274	25	contract	contract	NOUN
cblr-14234	1274	26	terms	term	NOUN
cblr-14234	1274	27	are	be	AUX
cblr-14234	1274	28	incomprehensible	incomprehensible	ADJ
cblr-14234	1274	29	to	to	ADP
cblr-14234	1274	30	the	the	DET
cblr-14234	1274	31	average	average	ADJ
cblr-14234	1274	32	intended	intend	VERB
cblr-14234	1274	33	buyer	buyer	NOUN
cblr-14234	1274	34	,	,	PUNCT
cblr-14234	1274	35	then	then	ADV
cblr-14234	1274	36	the	the	DET
cblr-14234	1274	37	seller	seller	NOUN
cblr-14234	1274	38	has	have	VERB
cblr-14234	1274	39	constructive	constructive	ADJ
cblr-14234	1274	40	knowledge	knowledge	NOUN
cblr-14234	1274	41	that	that	SCONJ
cblr-14234	1274	42	no	no	DET
cblr-14234	1274	43	buyer	buyer	NOUN
cblr-14234	1274	44	has	have	VERB
cblr-14234	1274	45	the	the	DET
cblr-14234	1274	46	capacity	capacity	NOUN
cblr-14234	1274	47	to	to	PART
cblr-14234	1274	48	manifest	manifest	VERB
cblr-14234	1274	49	assent	assent	NOUN
cblr-14234	1274	50	.	.	PUNCT
cblr-14234	1275	1	the	the	DET
cblr-14234	1275	2	duty	duty	NOUN
cblr-14234	1275	3	does	do	AUX
cblr-14234	1275	4	not	not	PART
cblr-14234	1275	5	require	require	VERB
cblr-14234	1275	6	contracts	contract	NOUN
cblr-14234	1275	7	to	to	PART
cblr-14234	1275	8	include	include	VERB
cblr-14234	1275	9	anything	anything	PRON
cblr-14234	1275	10	more	more	ADV
cblr-14234	1275	11	or	or	CCONJ
cblr-14234	1275	12	less	less	ADJ
cblr-14234	1275	13	than	than	ADP
cblr-14234	1275	14	current	current	ADJ
cblr-14234	1275	15	contract	contract	NOUN
cblr-14234	1275	16	law	law	NOUN
cblr-14234	1275	17	.	.	PUNCT
cblr-14234	1276	1	rather	rather	ADV
cblr-14234	1276	2	,	,	PUNCT
cblr-14234	1276	3	it	it	PRON
cblr-14234	1276	4	only	only	ADV
cblr-14234	1276	5	requires	require	VERB
cblr-14234	1276	6	sellers	seller	NOUN
cblr-14234	1276	7	make	make	VERB
cblr-14234	1276	8	the	the	DET
cblr-14234	1276	9	information	information	NOUN
cblr-14234	1276	10	they	they	PRON
cblr-14234	1276	11	already	already	ADV
cblr-14234	1276	12	convey	convey	VERB
cblr-14234	1276	13	understandable	understandable	ADJ
cblr-14234	1276	14	.	.	PUNCT
cblr-14234	1277	1	and	and	CCONJ
cblr-14234	1277	2	of	of	ADP
cblr-14234	1277	3	course	course	NOUN
cblr-14234	1277	4	that	that	PRON
cblr-14234	1277	5	information	information	NOUN
cblr-14234	1277	6	is	be	AUX
cblr-14234	1277	7	in	in	ADP
cblr-14234	1277	8	a	a	DET
cblr-14234	1277	9	nonnegotiable	nonnegotiable	ADJ
cblr-14234	1277	10	contract	contract	NOUN
cblr-14234	1277	11	the	the	DET
cblr-14234	1277	12	seller	seller	NOUN
cblr-14234	1277	13	has	have	AUX
cblr-14234	1277	14	created	create	VERB
cblr-14234	1277	15	and	and	CCONJ
cblr-14234	1277	16	vetted	vet	VERB
cblr-14234	1277	17	before	before	ADP
cblr-14234	1277	18	any	any	DET
cblr-14234	1277	19	use	use	NOUN
cblr-14234	1277	20	.	.	PUNCT
cblr-14234	1278	1	sellers	seller	NOUN
cblr-14234	1278	2	’	’	PART
cblr-14234	1278	3	advertising	advertising	NOUN
cblr-14234	1278	4	and	and	CCONJ
cblr-14234	1278	5	marketing	marketing	NOUN
cblr-14234	1278	6	departments	department	NOUN
cblr-14234	1278	7	already	already	ADV
cblr-14234	1278	8	make	make	VERB
cblr-14234	1278	9	much	much	ADJ
cblr-14234	1278	10	of	of	ADP
cblr-14234	1278	11	this	this	DET
cblr-14234	1278	12	information	information	NOUN
cblr-14234	1278	13	understandable	understandable	ADJ
cblr-14234	1278	14	to	to	ADP
cblr-14234	1278	15	consumers	consumer	NOUN
cblr-14234	1278	16	.	.	PUNCT
cblr-14234	1279	1	functionally	functionally	ADV
cblr-14234	1279	2	,	,	PUNCT
cblr-14234	1279	3	rather	rather	ADV
cblr-14234	1279	4	than	than	ADP
cblr-14234	1279	5	starting	start	VERB
cblr-14234	1279	6	with	with	ADP
cblr-14234	1279	7	a	a	DET
cblr-14234	1279	8	template	template	NOUN
cblr-14234	1279	9	,	,	PUNCT
cblr-14234	1279	10	the	the	DET
cblr-14234	1279	11	duty	duty	NOUN
cblr-14234	1279	12	requires	require	VERB
cblr-14234	1279	13	drafters	drafter	NOUN
cblr-14234	1279	14	to	to	PART
cblr-14234	1279	15	approach	approach	VERB
cblr-14234	1279	16	a	a	DET
cblr-14234	1279	17	contract	contract	NOUN
cblr-14234	1279	18	with	with	ADP
cblr-14234	1279	19	a	a	DET
cblr-14234	1279	20	blank	blank	ADJ
cblr-14234	1279	21	slate	slate	NOUN
cblr-14234	1279	22	and	and	CCONJ
cblr-14234	1279	23	choose	choose	VERB
cblr-14234	1279	24	language	language	NOUN
cblr-14234	1279	25	and	and	CCONJ
cblr-14234	1279	26	designs	design	NOUN
cblr-14234	1279	27	that	that	PRON
cblr-14234	1279	28	aid	aid	NOUN
cblr-14234	1279	29	consumer	consumer	NOUN
cblr-14234	1279	30	understanding	understanding	NOUN
cblr-14234	1279	31	.	.	PUNCT
cblr-14234	1280	1	to	to	ADP
cblr-14234	1280	2	the	the	DET
cblr-14234	1280	3	extent	extent	NOUN
cblr-14234	1280	4	consumers	consumer	NOUN
cblr-14234	1280	5	already	already	ADV
cblr-14234	1280	6	have	have	VERB
cblr-14234	1280	7	readily	readily	ADV
cblr-14234	1280	8	available	available	ADJ
cblr-14234	1280	9	free	free	ADJ
cblr-14234	1280	10	means	mean	NOUN
cblr-14234	1280	11	to	to	PART
cblr-14234	1280	12	aid	aid	VERB
cblr-14234	1280	13	their	their	PRON
cblr-14234	1280	14	contract	contract	NOUN
cblr-14234	1280	15	understanding	understanding	NOUN
cblr-14234	1280	16	,	,	PUNCT
cblr-14234	1280	17	the	the	DET
cblr-14234	1280	18	duty	duty	NOUN
cblr-14234	1280	19	can	can	AUX
cblr-14234	1280	20	account	account	VERB
cblr-14234	1280	21	for	for	ADP
cblr-14234	1280	22	those	those	PRON
cblr-14234	1280	23	in	in	ADP
cblr-14234	1280	24	the	the	DET
cblr-14234	1280	25	definition	definition	NOUN
cblr-14234	1280	26	of	of	ADP
cblr-14234	1280	27	the	the	DET
cblr-14234	1280	28	average	average	ADJ
cblr-14234	1280	29	intended	intend	VERB
cblr-14234	1280	30	consumer	consumer	NOUN
cblr-14234	1280	31	.	.	PUNCT
cblr-14234	1281	1	for	for	ADP
cblr-14234	1281	2	instance	instance	NOUN
cblr-14234	1281	3	,	,	PUNCT
cblr-14234	1281	4	for	for	ADP
cblr-14234	1281	5	many	many	ADJ
cblr-14234	1281	6	contracts	contract	NOUN
cblr-14234	1281	7	it	it	PRON
cblr-14234	1281	8	may	may	AUX
cblr-14234	1281	9	be	be	AUX
cblr-14234	1281	10	true	true	ADJ
cblr-14234	1281	11	that	that	SCONJ
cblr-14234	1281	12	the	the	DET
cblr-14234	1281	13	average	average	ADJ
cblr-14234	1281	14	intended	intended	ADJ
cblr-14234	1281	15	consumer	consumer	NOUN
cblr-14234	1281	16	has	have	VERB
cblr-14234	1281	17	a	a	DET
cblr-14234	1281	18	smart	smart	ADJ
cblr-14234	1281	19	phone	phone	NOUN
cblr-14234	1281	20	with	with	ADP
cblr-14234	1281	21	free	free	ADJ
cblr-14234	1281	22	applications	application	NOUN
cblr-14234	1281	23	that	that	PRON
cblr-14234	1281	24	can	can	AUX
cblr-14234	1281	25	translate	translate	VERB
cblr-14234	1281	26	a	a	DET
cblr-14234	1281	27	contract	contract	NOUN
cblr-14234	1281	28	into	into	ADP
cblr-14234	1281	29	different	different	ADJ
cblr-14234	1281	30	languages	language	NOUN
cblr-14234	1281	31	.	.	PUNCT
cblr-14234	1282	1	in	in	ADP
cblr-14234	1282	2	other	other	ADJ
cblr-14234	1282	3	cases	case	NOUN
cblr-14234	1282	4	,	,	PUNCT
cblr-14234	1282	5	the	the	DET
cblr-14234	1282	6	average	average	ADJ
cblr-14234	1282	7	intended	intended	ADJ
cblr-14234	1282	8	consumer	consumer	NOUN
cblr-14234	1282	9	may	may	AUX
cblr-14234	1282	10	not	not	PART
cblr-14234	1282	11	be	be	AUX
cblr-14234	1282	12	aware	aware	ADJ
cblr-14234	1282	13	of	of	ADP
cblr-14234	1282	14	those	those	DET
cblr-14234	1282	15	resources	resource	NOUN
cblr-14234	1282	16	or	or	CCONJ
cblr-14234	1282	17	may	may	AUX
cblr-14234	1282	18	access	access	VERB
cblr-14234	1282	19	different	different	ADJ
cblr-14234	1282	20	tools	tool	NOUN
cblr-14234	1282	21	that	that	PRON
cblr-14234	1282	22	provide	provide	VERB
cblr-14234	1282	23	different	different	ADJ
cblr-14234	1282	24	translations	translation	NOUN
cblr-14234	1282	25	.	.	PUNCT
cblr-14234	1283	1	some	some	PRON
cblr-14234	1283	2	predict	predict	VERB
cblr-14234	1283	3	a	a	DET
cblr-14234	1283	4	future	future	NOUN
cblr-14234	1283	5	where	where	SCONJ
cblr-14234	1283	6	every	every	DET
cblr-14234	1283	7	human	human	NOUN
cblr-14234	1283	8	has	have	VERB
cblr-14234	1283	9	an	an	DET
cblr-14234	1283	10	artificial	artificial	ADJ
cblr-14234	1283	11	intelligence	intelligence	NOUN
cblr-14234	1283	12	personal	personal	ADJ
cblr-14234	1283	13	assistant.326	assistant.326	NOUN
cblr-14234	1283	14	in	in	ADP
cblr-14234	1283	15	this	this	DET
cblr-14234	1283	16	future	future	NOUN
cblr-14234	1283	17	where	where	SCONJ
cblr-14234	1283	18	humans	human	NOUN
cblr-14234	1283	19	walk	walk	VERB
cblr-14234	1283	20	through	through	ADP
cblr-14234	1283	21	life	life	NOUN
cblr-14234	1283	22	with	with	ADP
cblr-14234	1283	23	an	an	DET
cblr-14234	1283	24	ai	ai	NOUN
cblr-14234	1283	25	spirit	spirit	NOUN
cblr-14234	1283	26	animal	animal	NOUN
cblr-14234	1283	27	,	,	PUNCT
cblr-14234	1283	28	the	the	DET
cblr-14234	1283	29	duty	duty	NOUN
cblr-14234	1283	30	exists	exist	VERB
cblr-14234	1283	31	but	but	CCONJ
cblr-14234	1283	32	the	the	DET
cblr-14234	1283	33	average	average	ADJ
cblr-14234	1283	34	intended	intend	VERB
cblr-14234	1283	35	consumer	consumer	NOUN
cblr-14234	1283	36	would	would	AUX
cblr-14234	1283	37	be	be	AUX
cblr-14234	1283	38	a	a	DET
cblr-14234	1283	39	consumer	consumer	NOUN
cblr-14234	1283	40	who	who	PRON
cblr-14234	1283	41	has	have	AUX
cblr-14234	1283	42	ai	ai	VERB
cblr-14234	1283	43	.	.	PUNCT
cblr-14234	1284	1	in	in	ADP
cblr-14234	1284	2	this	this	DET
cblr-14234	1284	3	world	world	NOUN
cblr-14234	1284	4	,	,	PUNCT
cblr-14234	1284	5	contracts	contract	NOUN
cblr-14234	1284	6	might	might	AUX
cblr-14234	1284	7	no	no	ADV
cblr-14234	1284	8	longer	long	ADV
cblr-14234	1284	9	324	324	NUM
cblr-14234	1284	10	restatement	restatement	NOUN
cblr-14234	1284	11	(	(	PUNCT
cblr-14234	1284	12	second	second	ADJ
cblr-14234	1284	13	)	)	PUNCT
cblr-14234	1284	14	of	of	ADP
cblr-14234	1284	15	contracts	contract	NOUN
cblr-14234	1284	16	§	§	PROPN
cblr-14234	1284	17	12	12	NUM
cblr-14234	1284	18	(	(	PUNCT
cblr-14234	1284	19	1981	1981	NUM
cblr-14234	1284	20	)	)	PUNCT
cblr-14234	1284	21	;	;	PUNCT
cblr-14234	1284	22	doe	doe	NOUN
cblr-14234	1284	23	v.	v.	ADP
cblr-14234	1284	24	roblox	roblox	PROPN
cblr-14234	1284	25	corp	corp	PROPN
cblr-14234	1284	26	.	.	PROPN
cblr-14234	1284	27	,	,	PUNCT
cblr-14234	1284	28	602	602	NUM
cblr-14234	1284	29	f.	f.	PROPN
cblr-14234	1284	30	supp	supp	PROPN
cblr-14234	1284	31	.	.	PUNCT
cblr-14234	1285	1	3d	3d	NUM
cblr-14234	1285	2	1243	1243	NUM
cblr-14234	1285	3	,	,	PUNCT
cblr-14234	1285	4	1257	1257	NUM
cblr-14234	1285	5	(	(	PUNCT
cblr-14234	1285	6	n.d	n.d	PROPN
cblr-14234	1285	7	.	.	PROPN
cblr-14234	1285	8	cal	cal	PROPN
cblr-14234	1285	9	.	.	PUNCT
cblr-14234	1285	10	2022	2022	NUM
cblr-14234	1285	11	)	)	PUNCT
cblr-14234	1285	12	.	.	PUNCT
cblr-14234	1286	1	325	325	NUM
cblr-14234	1286	2	restatement	restatement	NOUN
cblr-14234	1286	3	(	(	PUNCT
cblr-14234	1286	4	second	second	ADJ
cblr-14234	1286	5	)	)	PUNCT
cblr-14234	1286	6	of	of	ADP
cblr-14234	1286	7	contracts	contract	NOUN
cblr-14234	1286	8	§	§	PROPN
cblr-14234	1286	9	12	12	NUM
cblr-14234	1286	10	(	(	PUNCT
cblr-14234	1286	11	1981	1981	NUM
cblr-14234	1286	12	)	)	PUNCT
cblr-14234	1286	13	;	;	PUNCT
cblr-14234	1286	14	hernandez	hernandez	PROPN
cblr-14234	1286	15	v.	v.	PROPN
cblr-14234	1286	16	banks	banks	PROPN
cblr-14234	1286	17	,	,	PUNCT
cblr-14234	1286	18	65	65	NUM
cblr-14234	1286	19	a.3d	a.3d	SYM
cblr-14234	1286	20	59	59	NUM
cblr-14234	1286	21	,	,	PUNCT
cblr-14234	1286	22	65	65	NUM
cblr-14234	1286	23	(	(	PUNCT
cblr-14234	1286	24	d.c	d.c	PROPN
cblr-14234	1286	25	.	.	PROPN
cblr-14234	1286	26	2013	2013	NUM
cblr-14234	1286	27	)	)	PUNCT
cblr-14234	1286	28	.	.	PUNCT
cblr-14234	1287	1	326	326	NUM
cblr-14234	1287	2	see	see	VERB
cblr-14234	1287	3	jacob	jacob	PROPN
cblr-14234	1287	4	marques	marques	PROPN
cblr-14234	1287	5	,	,	PUNCT
cblr-14234	1287	6	eric	eric	PROPN
cblr-14234	1287	7	schmidt	schmidt	PROPN
cblr-14234	1287	8	talks	talk	NOUN
cblr-14234	1287	9	about	about	ADP
cblr-14234	1287	10	ai	ai	PROPN
cblr-14234	1287	11	assistants	assistant	NOUN
cblr-14234	1287	12	,	,	PUNCT
cblr-14234	1287	13	medium	medium	NOUN
cblr-14234	1287	14	,	,	PUNCT
cblr-14234	1287	15	https://medium.com/21-900-musings/213-eric-schmidt-talks-about-ai-assistantsbce26ef1383f	https://medium.com/21-900-musings/213-eric-schmidt-talks-about-ai-assistantsbce26ef1383f	X
cblr-14234	1287	16	[	[	X
cblr-14234	1287	17	https://perma.cc/g3km-rahc	https://perma.cc/g3km-rahc	NOUN
cblr-14234	1287	18	]	]	PUNCT
cblr-14234	1287	19	.	.	PUNCT
cblr-14234	1288	1	538	538	NUM
cblr-14234	1288	2	columbia	columbia	PROPN
cblr-14234	1288	3	business	business	NOUN
cblr-14234	1288	4	law	law	PROPN
cblr-14234	1288	5	review	review	NOUN
cblr-14234	1288	6	[	[	X
cblr-14234	1288	7	vol	vol	NOUN
cblr-14234	1288	8	.	.	NOUN
cblr-14234	1288	9	2024	2024	NUM
cblr-14234	1288	10	be	be	AUX
cblr-14234	1288	11	human	human	NOUN
cblr-14234	1288	12	-	-	PUNCT
cblr-14234	1288	13	readable	readable	ADJ
cblr-14234	1288	14	.	.	PUNCT
cblr-14234	1289	1	but	but	CCONJ
cblr-14234	1289	2	the	the	DET
cblr-14234	1289	3	duty	duty	NOUN
cblr-14234	1289	4	would	would	AUX
cblr-14234	1289	5	prevent	prevent	VERB
cblr-14234	1289	6	drafters	drafter	NOUN
cblr-14234	1289	7	from	from	ADP
cblr-14234	1289	8	deceiving	deceive	VERB
cblr-14234	1289	9	the	the	DET
cblr-14234	1289	10	ai	ai	NOUN
cblr-14234	1289	11	or	or	CCONJ
cblr-14234	1289	12	causing	cause	VERB
cblr-14234	1289	13	the	the	DET
cblr-14234	1289	14	ai	ai	NOUN
cblr-14234	1289	15	to	to	PART
cblr-14234	1289	16	miscommunicate	miscommunicate	VERB
cblr-14234	1289	17	the	the	DET
cblr-14234	1289	18	contract	contract	NOUN
cblr-14234	1289	19	to	to	ADP
cblr-14234	1289	20	the	the	DET
cblr-14234	1289	21	consumer.327	consumer.327	NOUN
cblr-14234	1289	22	finally	finally	ADV
cblr-14234	1289	23	,	,	PUNCT
cblr-14234	1289	24	although	although	SCONJ
cblr-14234	1289	25	the	the	DET
cblr-14234	1289	26	duty	duty	NOUN
cblr-14234	1289	27	could	could	AUX
cblr-14234	1289	28	result	result	VERB
cblr-14234	1289	29	in	in	ADP
cblr-14234	1289	30	a	a	DET
cblr-14234	1289	31	scenario	scenario	NOUN
cblr-14234	1289	32	where	where	SCONJ
cblr-14234	1289	33	someone	someone	PRON
cblr-14234	1289	34	subjectively	subjectively	ADV
cblr-14234	1289	35	understood	understand	VERB
cblr-14234	1289	36	a	a	DET
cblr-14234	1289	37	provision	provision	NOUN
cblr-14234	1289	38	but	but	CCONJ
cblr-14234	1289	39	is	be	AUX
cblr-14234	1289	40	not	not	PART
cblr-14234	1289	41	bound	bind	VERB
cblr-14234	1289	42	by	by	ADP
cblr-14234	1289	43	it	it	PRON
cblr-14234	1289	44	,	,	PUNCT
cblr-14234	1289	45	any	any	DET
cblr-14234	1289	46	unfairness	unfairness	NOUN
cblr-14234	1289	47	is	be	AUX
cblr-14234	1289	48	limited	limited	ADJ
cblr-14234	1289	49	or	or	CCONJ
cblr-14234	1289	50	non	non	ADJ
cblr-14234	1289	51	-	-	ADJ
cblr-14234	1289	52	existent	existent	ADJ
cblr-14234	1289	53	.	.	PUNCT
cblr-14234	1290	1	consumers	consumer	NOUN
cblr-14234	1290	2	have	have	VERB
cblr-14234	1290	3	little	little	ADJ
cblr-14234	1290	4	incentive	incentive	NOUN
cblr-14234	1290	5	to	to	PART
cblr-14234	1290	6	sue	sue	VERB
cblr-14234	1290	7	when	when	SCONJ
cblr-14234	1290	8	the	the	DET
cblr-14234	1290	9	seller	seller	NOUN
cblr-14234	1290	10	performs	perform	VERB
cblr-14234	1290	11	and	and	CCONJ
cblr-14234	1290	12	doctrines	doctrine	NOUN
cblr-14234	1290	13	like	like	ADP
cblr-14234	1290	14	promissory	promissory	NOUN
cblr-14234	1290	15	estoppel	estoppel	NOUN
cblr-14234	1290	16	guard	guard	NOUN
cblr-14234	1290	17	against	against	ADP
cblr-14234	1290	18	windfalls	windfall	NOUN
cblr-14234	1290	19	when	when	SCONJ
cblr-14234	1290	20	the	the	DET
cblr-14234	1290	21	seller	seller	NOUN
cblr-14234	1290	22	relies	rely	VERB
cblr-14234	1290	23	on	on	ADP
cblr-14234	1290	24	a	a	DET
cblr-14234	1290	25	promise	promise	NOUN
cblr-14234	1290	26	and	and	CCONJ
cblr-14234	1290	27	no	no	DET
cblr-14234	1290	28	contract	contract	NOUN
cblr-14234	1290	29	exists.328	exists.328	INTJ
cblr-14234	1290	30	it	it	PRON
cblr-14234	1290	31	is	be	AUX
cblr-14234	1290	32	more	more	ADV
cblr-14234	1290	33	likely	likely	ADJ
cblr-14234	1290	34	the	the	DET
cblr-14234	1290	35	consumer	consumer	NOUN
cblr-14234	1290	36	will	will	AUX
cblr-14234	1290	37	invoke	invoke	VERB
cblr-14234	1290	38	the	the	DET
cblr-14234	1290	39	duty	duty	NOUN
cblr-14234	1290	40	to	to	PART
cblr-14234	1290	41	challenge	challenge	VERB
cblr-14234	1290	42	specific	specific	ADJ
cblr-14234	1290	43	provisions	provision	NOUN
cblr-14234	1290	44	,	,	PUNCT
cblr-14234	1290	45	like	like	ADP
cblr-14234	1290	46	one	one	NUM
cblr-14234	1290	47	permitting	permit	VERB
cblr-14234	1290	48	the	the	DET
cblr-14234	1290	49	collection	collection	NOUN
cblr-14234	1290	50	of	of	ADP
cblr-14234	1290	51	private	private	ADJ
cblr-14234	1290	52	data	datum	NOUN
cblr-14234	1290	53	.	.	PUNCT
cblr-14234	1291	1	in	in	ADP
cblr-14234	1291	2	such	such	DET
cblr-14234	1291	3	a	a	DET
cblr-14234	1291	4	case	case	NOUN
cblr-14234	1291	5	,	,	PUNCT
cblr-14234	1291	6	the	the	DET
cblr-14234	1291	7	consumer	consumer	NOUN
cblr-14234	1291	8	benefits	benefit	NOUN
cblr-14234	1291	9	by	by	ADP
cblr-14234	1291	10	escaping	escape	VERB
cblr-14234	1291	11	an	an	DET
cblr-14234	1291	12	obligation	obligation	NOUN
cblr-14234	1291	13	or	or	CCONJ
cblr-14234	1291	14	eliminating	eliminate	VERB
cblr-14234	1291	15	a	a	DET
cblr-14234	1291	16	benefit	benefit	NOUN
cblr-14234	1291	17	to	to	ADP
cblr-14234	1291	18	the	the	DET
cblr-14234	1291	19	seller	seller	NOUN
cblr-14234	1291	20	.	.	PUNCT
cblr-14234	1292	1	conversely	conversely	ADV
cblr-14234	1292	2	,	,	PUNCT
cblr-14234	1292	3	the	the	DET
cblr-14234	1292	4	seller	seller	NOUN
cblr-14234	1292	5	receives	receive	VERB
cblr-14234	1292	6	the	the	DET
cblr-14234	1292	7	benefit	benefit	NOUN
cblr-14234	1292	8	of	of	ADP
cblr-14234	1292	9	learning	learn	VERB
cblr-14234	1292	10	the	the	DET
cblr-14234	1292	11	provision	provision	NOUN
cblr-14234	1292	12	as	as	ADP
cblr-14234	1292	13	currently	currently	ADV
cblr-14234	1292	14	drafted	draft	VERB
cblr-14234	1292	15	is	be	AUX
cblr-14234	1292	16	unenforceable	unenforceable	ADJ
cblr-14234	1292	17	against	against	ADP
cblr-14234	1292	18	most	most	ADJ
cblr-14234	1292	19	of	of	ADP
cblr-14234	1292	20	its	its	PRON
cblr-14234	1292	21	consumers	consumer	NOUN
cblr-14234	1292	22	and	and	CCONJ
cblr-14234	1292	23	requires	require	VERB
cblr-14234	1292	24	redrafting	redrafte	VERB
cblr-14234	1292	25	.	.	PUNCT
cblr-14234	1293	1	moreover	moreover	ADV
cblr-14234	1293	2	,	,	PUNCT
cblr-14234	1293	3	improving	improve	VERB
cblr-14234	1293	4	the	the	DET
cblr-14234	1293	5	understandability	understandability	NOUN
cblr-14234	1293	6	of	of	ADP
cblr-14234	1293	7	the	the	DET
cblr-14234	1293	8	contract	contract	NOUN
cblr-14234	1293	9	decreases	decrease	VERB
cblr-14234	1293	10	the	the	DET
cblr-14234	1293	11	chance	chance	NOUN
cblr-14234	1293	12	of	of	ADP
cblr-14234	1293	13	future	future	ADJ
cblr-14234	1293	14	breaches	breach	NOUN
cblr-14234	1293	15	by	by	ADP
cblr-14234	1293	16	either	either	DET
cblr-14234	1293	17	party	party	NOUN
cblr-14234	1293	18	,	,	PUNCT
cblr-14234	1293	19	including	include	VERB
cblr-14234	1293	20	the	the	DET
cblr-14234	1293	21	seller	seller	NOUN
cblr-14234	1293	22	.	.	PUNCT
cblr-14234	1294	1	importantly	importantly	ADV
cblr-14234	1294	2	,	,	PUNCT
cblr-14234	1294	3	the	the	DET
cblr-14234	1294	4	duty	duty	NOUN
cblr-14234	1294	5	does	do	AUX
cblr-14234	1294	6	not	not	PART
cblr-14234	1294	7	allow	allow	VERB
cblr-14234	1294	8	a	a	DET
cblr-14234	1294	9	consumer	consumer	NOUN
cblr-14234	1294	10	to	to	PART
cblr-14234	1294	11	collect	collect	VERB
cblr-14234	1294	12	other	other	ADJ
cblr-14234	1294	13	kinds	kind	NOUN
cblr-14234	1294	14	of	of	ADP
cblr-14234	1294	15	civil	civil	ADJ
cblr-14234	1294	16	remedies	remedy	NOUN
cblr-14234	1294	17	like	like	ADP
cblr-14234	1294	18	some	some	DET
cblr-14234	1294	19	plain	plain	ADJ
cblr-14234	1294	20	language	language	NOUN
cblr-14234	1294	21	laws	law	NOUN
cblr-14234	1294	22	do	do	AUX
cblr-14234	1294	23	.	.	PUNCT
cblr-14234	1295	1	327	327	NUM
cblr-14234	1295	2	in	in	ADP
cblr-14234	1295	3	some	some	DET
cblr-14234	1295	4	ways	way	NOUN
cblr-14234	1295	5	,	,	PUNCT
cblr-14234	1295	6	the	the	DET
cblr-14234	1295	7	proposed	propose	VERB
cblr-14234	1295	8	duty	duty	NOUN
cblr-14234	1295	9	may	may	AUX
cblr-14234	1295	10	be	be	AUX
cblr-14234	1295	11	more	more	ADV
cblr-14234	1295	12	adaptable	adaptable	ADJ
cblr-14234	1295	13	to	to	ADP
cblr-14234	1295	14	this	this	DET
cblr-14234	1295	15	potential	potential	ADJ
cblr-14234	1295	16	future	future	NOUN
cblr-14234	1295	17	than	than	ADP
cblr-14234	1295	18	plain	plain	ADJ
cblr-14234	1295	19	language	language	NOUN
cblr-14234	1295	20	laws	law	NOUN
cblr-14234	1295	21	.	.	PUNCT
cblr-14234	1296	1	see	see	VERB
cblr-14234	1296	2	mcclane	mcclane	PROPN
cblr-14234	1296	3	,	,	PUNCT
cblr-14234	1296	4	supra	supra	PROPN
cblr-14234	1296	5	note	note	PROPN
cblr-14234	1296	6	52	52	NUM
cblr-14234	1296	7	,	,	PUNCT
cblr-14234	1296	8	at	at	ADP
cblr-14234	1296	9	265	265	NUM
cblr-14234	1296	10	,	,	PUNCT
cblr-14234	1296	11	310	310	NUM
cblr-14234	1296	12	(	(	PUNCT
cblr-14234	1296	13	“	"	PUNCT
cblr-14234	1296	14	in	in	ADP
cblr-14234	1296	15	an	an	DET
cblr-14234	1296	16	era	era	NOUN
cblr-14234	1296	17	when	when	SCONJ
cblr-14234	1296	18	machine	machine	NOUN
cblr-14234	1296	19	-	-	PUNCT
cblr-14234	1296	20	based	base	VERB
cblr-14234	1296	21	analysis	analysis	NOUN
cblr-14234	1296	22	of	of	ADP
cblr-14234	1296	23	documents	document	NOUN
cblr-14234	1296	24	is	be	AUX
cblr-14234	1296	25	becoming	become	VERB
cblr-14234	1296	26	more	more	ADV
cblr-14234	1296	27	common	common	ADJ
cblr-14234	1296	28	,	,	PUNCT
cblr-14234	1296	29	style	style	NOUN
cblr-14234	1296	30	matters	matter	VERB
cblr-14234	1296	31	less	less	ADV
cblr-14234	1296	32	.	.	PUNCT
cblr-14234	1297	1	indeed	indeed	ADV
cblr-14234	1297	2	,	,	PUNCT
cblr-14234	1297	3	assumedly	assumedly	ADV
cblr-14234	1297	4	uninformative	uninformative	ADJ
cblr-14234	1297	5	boilerplate	boilerplate	NOUN
cblr-14234	1297	6	may	may	AUX
cblr-14234	1297	7	actually	actually	ADV
cblr-14234	1297	8	provide	provide	VERB
cblr-14234	1297	9	more	more	ADV
cblr-14234	1297	10	easily	easily	ADV
cblr-14234	1297	11	digestible	digestible	ADJ
cblr-14234	1297	12	means	mean	NOUN
cblr-14234	1297	13	of	of	ADP
cblr-14234	1297	14	assimilating	assimilate	VERB
cblr-14234	1297	15	information	information	NOUN
cblr-14234	1297	16	,	,	PUNCT
cblr-14234	1297	17	and	and	CCONJ
cblr-14234	1297	18	picking	pick	VERB
cblr-14234	1297	19	out	out	ADP
cblr-14234	1297	20	noteworthy	noteworthy	ADJ
cblr-14234	1297	21	differences	difference	NOUN
cblr-14234	1297	22	among	among	ADP
cblr-14234	1297	23	deals	deal	NOUN
cblr-14234	1297	24	,	,	PUNCT
cblr-14234	1297	25	than	than	SCONJ
cblr-14234	1297	26	more	more	ADV
cblr-14234	1297	27	standard	standard	ADJ
cblr-14234	1297	28	disclosure	disclosure	NOUN
cblr-14234	1297	29	can	can	AUX
cblr-14234	1297	30	.	.	PUNCT
cblr-14234	1298	1	a	a	DET
cblr-14234	1298	2	number	number	NOUN
cblr-14234	1298	3	of	of	ADP
cblr-14234	1298	4	tools	tool	NOUN
cblr-14234	1298	5	that	that	PRON
cblr-14234	1298	6	are	be	AUX
cblr-14234	1298	7	now	now	ADV
cblr-14234	1298	8	widely	widely	ADV
cblr-14234	1298	9	used	use	VERB
cblr-14234	1298	10	for	for	ADP
cblr-14234	1298	11	information	information	NOUN
cblr-14234	1298	12	retrieval	retrieval	NOUN
cblr-14234	1298	13	and	and	CCONJ
cblr-14234	1298	14	machine	machine	NOUN
cblr-14234	1298	15	learning	learning	NOUN
cblr-14234	1298	16	can	can	AUX
cblr-14234	1298	17	help	help	VERB
cblr-14234	1298	18	regulators	regulator	NOUN
cblr-14234	1298	19	and	and	CCONJ
cblr-14234	1298	20	investors	investor	NOUN
cblr-14234	1298	21	to	to	PART
cblr-14234	1298	22	understand	understand	VERB
cblr-14234	1298	23	boilerplate	boilerplate	NOUN
cblr-14234	1298	24	in	in	ADP
cblr-14234	1298	25	a	a	DET
cblr-14234	1298	26	new	new	ADJ
cblr-14234	1298	27	way	way	NOUN
cblr-14234	1298	28	,	,	PUNCT
cblr-14234	1298	29	and	and	CCONJ
cblr-14234	1298	30	separate	separate	VERB
cblr-14234	1298	31	that	that	SCONJ
cblr-14234	1298	32	which	which	PRON
cblr-14234	1298	33	might	might	AUX
cblr-14234	1298	34	be	be	AUX
cblr-14234	1298	35	informative	informative	ADJ
cblr-14234	1298	36	from	from	ADP
cblr-14234	1298	37	that	that	PRON
cblr-14234	1298	38	which	which	PRON
cblr-14234	1298	39	is	be	AUX
cblr-14234	1298	40	not	not	PART
cblr-14234	1298	41	.	.	PUNCT
cblr-14234	1298	42	”	"	PUNCT
cblr-14234	1299	1	)	)	PUNCT
cblr-14234	1299	2	328	328	NUM
cblr-14234	1299	3	4	4	NUM
cblr-14234	1299	4	williston	williston	PROPN
cblr-14234	1299	5	on	on	ADP
cblr-14234	1299	6	contracts	contract	NOUN
cblr-14234	1299	7	§	§	PROPN
cblr-14234	1299	8	§	§	PROPN
cblr-14234	1299	9	8.4–8.5	8.4–8.5	X
cblr-14234	1299	10	(	(	PUNCT
cblr-14234	1299	11	4th	4th	ADJ
cblr-14234	1299	12	ed	ed	NOUN
cblr-14234	1299	13	.	.	PUNCT
cblr-14234	1299	14	)	)	PUNCT
cblr-14234	1299	15	;	;	PUNCT
cblr-14234	1299	16	restatement	restatement	NOUN
cblr-14234	1299	17	(	(	PUNCT
cblr-14234	1299	18	second	second	ADJ
cblr-14234	1299	19	)	)	PUNCT
cblr-14234	1299	20	of	of	ADP
cblr-14234	1299	21	contracts	contract	NOUN
cblr-14234	1299	22	§	§	PROPN
cblr-14234	1299	23	§	§	PROPN
cblr-14234	1299	24	89–90	89–90	NUM
cblr-14234	1299	25	,	,	PUNCT
cblr-14234	1299	26	139	139	NUM
cblr-14234	1299	27	(	(	PUNCT
cblr-14234	1299	28	1981	1981	NUM
cblr-14234	1299	29	)	)	PUNCT
cblr-14234	1299	30	.	.	PUNCT
cblr-14234	1300	1	no	no	INTJ
cblr-14234	1300	2	.	.	NOUN
cblr-14234	1301	1	2	2	NUM
cblr-14234	1301	2	]	]	PUNCT
cblr-14234	1301	3	the	the	DET
cblr-14234	1301	4	duty	duty	NOUN
cblr-14234	1301	5	to	to	PART
cblr-14234	1301	6	make	make	VERB
cblr-14234	1301	7	contracts	contract	NOUN
cblr-14234	1301	8	understandable	understandable	ADJ
cblr-14234	1301	9	539	539	NUM
cblr-14234	1301	10	3	3	NUM
cblr-14234	1301	11	.	.	PUNCT
cblr-14234	1302	1	the	the	DET
cblr-14234	1302	2	disruption	disruption	NOUN
cblr-14234	1302	3	objection	objection	NOUN
cblr-14234	1302	4	:	:	PUNCT
cblr-14234	1302	5	the	the	DET
cblr-14234	1302	6	duty	duty	NOUN
cblr-14234	1302	7	will	will	AUX
cblr-14234	1302	8	disrupt	disrupt	VERB
cblr-14234	1302	9	commerce	commerce	NOUN
cblr-14234	1302	10	because	because	SCONJ
cblr-14234	1302	11	it	it	PRON
cblr-14234	1302	12	makes	make	VERB
cblr-14234	1302	13	contract	contract	NOUN
cblr-14234	1302	14	law	law	NOUN
cblr-14234	1302	15	unpredictable	unpredictable	ADJ
cblr-14234	1302	16	the	the	DET
cblr-14234	1302	17	objection	objection	NOUN
cblr-14234	1302	18	:	:	PUNCT
cblr-14234	1302	19	practitioners	practitioner	NOUN
cblr-14234	1302	20	are	be	AUX
cblr-14234	1302	21	sure	sure	ADJ
cblr-14234	1302	22	to	to	PART
cblr-14234	1302	23	invoke	invoke	VERB
cblr-14234	1302	24	the	the	DET
cblr-14234	1302	25	disruption	disruption	NOUN
cblr-14234	1302	26	objection	objection	NOUN
cblr-14234	1302	27	.	.	PUNCT
cblr-14234	1303	1	predictability	predictability	NOUN
cblr-14234	1303	2	is	be	AUX
cblr-14234	1303	3	essential	essential	ADJ
cblr-14234	1303	4	in	in	ADP
cblr-14234	1303	5	contracts	contract	NOUN
cblr-14234	1303	6	of	of	ADP
cblr-14234	1303	7	adhesion	adhesion	NOUN
cblr-14234	1303	8	.	.	PUNCT
cblr-14234	1304	1	a	a	DET
cblr-14234	1304	2	flaw	flaw	NOUN
cblr-14234	1304	3	in	in	ADP
cblr-14234	1304	4	one	one	NUM
cblr-14234	1304	5	contract	contract	NOUN
cblr-14234	1304	6	of	of	ADP
cblr-14234	1304	7	adhesion	adhesion	NOUN
cblr-14234	1304	8	is	be	AUX
cblr-14234	1304	9	a	a	DET
cblr-14234	1304	10	flaw	flaw	NOUN
cblr-14234	1304	11	in	in	ADP
cblr-14234	1304	12	all	all	PRON
cblr-14234	1304	13	of	of	ADP
cblr-14234	1304	14	them	they	PRON
cblr-14234	1304	15	.	.	PUNCT
cblr-14234	1305	1	currently	currently	ADV
cblr-14234	1305	2	,	,	PUNCT
cblr-14234	1305	3	sellers	seller	NOUN
cblr-14234	1305	4	have	have	VERB
cblr-14234	1305	5	predictability	predictability	NOUN
cblr-14234	1305	6	because	because	SCONJ
cblr-14234	1305	7	boilerplate	boilerplate	ADJ
cblr-14234	1305	8	language	language	NOUN
cblr-14234	1305	9	has	have	AUX
cblr-14234	1305	10	been	be	AUX
cblr-14234	1305	11	tested	test	VERB
cblr-14234	1305	12	and	and	CCONJ
cblr-14234	1305	13	vetted	vet	VERB
cblr-14234	1305	14	.	.	PUNCT
cblr-14234	1306	1	the	the	DET
cblr-14234	1306	2	duty	duty	NOUN
cblr-14234	1306	3	overrides	override	VERB
cblr-14234	1306	4	all	all	PRON
cblr-14234	1306	5	of	of	ADP
cblr-14234	1306	6	that	that	DET
cblr-14234	1306	7	precedent	precedent	NOUN
cblr-14234	1306	8	,	,	PUNCT
cblr-14234	1306	9	which	which	PRON
cblr-14234	1306	10	strips	strip	VERB
cblr-14234	1306	11	these	these	DET
cblr-14234	1306	12	contracts	contract	NOUN
cblr-14234	1306	13	of	of	ADP
cblr-14234	1306	14	any	any	DET
cblr-14234	1306	15	predictability	predictability	NOUN
cblr-14234	1306	16	and	and	CCONJ
cblr-14234	1306	17	encourages	encourage	VERB
cblr-14234	1306	18	lawsuits	lawsuit	NOUN
cblr-14234	1306	19	.	.	PUNCT
cblr-14234	1307	1	moreover	moreover	ADV
cblr-14234	1307	2	,	,	PUNCT
cblr-14234	1307	3	drafters	drafter	NOUN
cblr-14234	1307	4	can	can	AUX
cblr-14234	1307	5	not	not	PART
cblr-14234	1307	6	be	be	AUX
cblr-14234	1307	7	sure	sure	ADJ
cblr-14234	1307	8	they	they	PRON
cblr-14234	1307	9	satisfy	satisfy	VERB
cblr-14234	1307	10	the	the	DET
cblr-14234	1307	11	duty	duty	NOUN
cblr-14234	1307	12	before	before	ADP
cblr-14234	1307	13	issuing	issue	VERB
cblr-14234	1307	14	a	a	DET
cblr-14234	1307	15	contract	contract	NOUN
cblr-14234	1307	16	because	because	SCONJ
cblr-14234	1307	17	the	the	DET
cblr-14234	1307	18	standard	standard	NOUN
cblr-14234	1307	19	is	be	AUX
cblr-14234	1307	20	unpredictable	unpredictable	ADJ
cblr-14234	1307	21	.	.	PUNCT
cblr-14234	1308	1	without	without	ADP
cblr-14234	1308	2	any	any	DET
cblr-14234	1308	3	contours	contours	NOUN
cblr-14234	1308	4	,	,	PUNCT
cblr-14234	1308	5	courts	court	NOUN
cblr-14234	1308	6	could	could	AUX
cblr-14234	1308	7	expand	expand	VERB
cblr-14234	1308	8	the	the	DET
cblr-14234	1308	9	duty	duty	NOUN
cblr-14234	1308	10	unforeseeably	unforeseeably	ADV
cblr-14234	1308	11	to	to	PART
cblr-14234	1308	12	impose	impose	VERB
cblr-14234	1308	13	immense	immense	ADJ
cblr-14234	1308	14	costs	cost	NOUN
cblr-14234	1308	15	on	on	ADP
cblr-14234	1308	16	sellers	seller	NOUN
cblr-14234	1308	17	.	.	PUNCT
cblr-14234	1309	1	in	in	ADP
cblr-14234	1309	2	fact	fact	NOUN
cblr-14234	1309	3	,	,	PUNCT
cblr-14234	1309	4	one	one	NUM
cblr-14234	1309	5	reason	reason	NOUN
cblr-14234	1309	6	why	why	SCONJ
cblr-14234	1309	7	jurisdictions	jurisdiction	NOUN
cblr-14234	1309	8	require	require	VERB
cblr-14234	1309	9	substantive	substantive	ADJ
cblr-14234	1309	10	unconscionability	unconscionability	NOUN
cblr-14234	1309	11	is	be	AUX
cblr-14234	1309	12	to	to	PART
cblr-14234	1309	13	prevent	prevent	VERB
cblr-14234	1309	14	such	such	ADJ
cblr-14234	1309	15	judicial	judicial	ADJ
cblr-14234	1309	16	overreach	overreach	NOUN
cblr-14234	1309	17	and	and	CCONJ
cblr-14234	1309	18	avoid	avoid	VERB
cblr-14234	1309	19	“	"	PUNCT
cblr-14234	1309	20	the	the	DET
cblr-14234	1309	21	needless	needless	ADJ
cblr-14234	1309	22	invalidation	invalidation	NOUN
cblr-14234	1309	23	of	of	ADP
cblr-14234	1309	24	standard	standard	ADJ
cblr-14234	1309	25	form	form	NOUN
cblr-14234	1309	26	contracts	contract	NOUN
cblr-14234	1309	27	on	on	ADP
cblr-14234	1309	28	the	the	DET
cblr-14234	1309	29	basis	basis	NOUN
cblr-14234	1309	30	of	of	ADP
cblr-14234	1309	31	lack	lack	NOUN
cblr-14234	1309	32	of	of	ADP
cblr-14234	1309	33	meaningful	meaningful	ADJ
cblr-14234	1309	34	assent	assent	NOUN
cblr-14234	1309	35	alone	alone	ADV
cblr-14234	1309	36	.	.	PUNCT
cblr-14234	1310	1	”329	”329	PROPN
cblr-14234	1310	2	worse	bad	ADJ
cblr-14234	1310	3	,	,	PUNCT
cblr-14234	1310	4	the	the	DET
cblr-14234	1310	5	costs	cost	NOUN
cblr-14234	1310	6	of	of	ADP
cblr-14234	1310	7	compliance	compliance	NOUN
cblr-14234	1310	8	are	be	AUX
cblr-14234	1310	9	immense	immense	ADJ
cblr-14234	1310	10	.	.	PUNCT
cblr-14234	1311	1	sellers	seller	NOUN
cblr-14234	1311	2	will	will	AUX
cblr-14234	1311	3	need	need	VERB
cblr-14234	1311	4	to	to	PART
cblr-14234	1311	5	teach	teach	VERB
cblr-14234	1311	6	new	new	ADJ
cblr-14234	1311	7	drafting	drafting	NOUN
cblr-14234	1311	8	and	and	CCONJ
cblr-14234	1311	9	design	design	NOUN
cblr-14234	1311	10	skills	skill	NOUN
cblr-14234	1311	11	,	,	PUNCT
cblr-14234	1311	12	invest	invest	VERB
cblr-14234	1311	13	in	in	ADP
cblr-14234	1311	14	focus	focus	NOUN
cblr-14234	1311	15	group	group	NOUN
cblr-14234	1311	16	testing	testing	NOUN
cblr-14234	1311	17	,	,	PUNCT
cblr-14234	1311	18	research	research	VERB
cblr-14234	1311	19	the	the	DET
cblr-14234	1311	20	science	science	NOUN
cblr-14234	1311	21	of	of	ADP
cblr-14234	1311	22	human	human	ADJ
cblr-14234	1311	23	understanding	understanding	NOUN
cblr-14234	1311	24	,	,	PUNCT
cblr-14234	1311	25	and	and	CCONJ
cblr-14234	1311	26	jettison	jettison	VERB
cblr-14234	1311	27	all	all	DET
cblr-14234	1311	28	templates	template	NOUN
cblr-14234	1311	29	.	.	PUNCT
cblr-14234	1312	1	the	the	DET
cblr-14234	1312	2	response	response	NOUN
cblr-14234	1312	3	:	:	PUNCT
cblr-14234	1312	4	while	while	SCONJ
cblr-14234	1312	5	there	there	PRON
cblr-14234	1312	6	will	will	AUX
cblr-14234	1312	7	be	be	AUX
cblr-14234	1312	8	some	some	DET
cblr-14234	1312	9	disruption	disruption	NOUN
cblr-14234	1312	10	from	from	ADP
cblr-14234	1312	11	unpredictability	unpredictability	NOUN
cblr-14234	1312	12	and	and	CCONJ
cblr-14234	1312	13	costs	cost	NOUN
cblr-14234	1312	14	,	,	PUNCT
cblr-14234	1312	15	the	the	DET
cblr-14234	1312	16	disruption	disruption	NOUN
cblr-14234	1312	17	will	will	AUX
cblr-14234	1312	18	likely	likely	ADV
cblr-14234	1312	19	be	be	AUX
cblr-14234	1312	20	shortlived	shortlive	VERB
cblr-14234	1312	21	,	,	PUNCT
cblr-14234	1312	22	the	the	DET
cblr-14234	1312	23	duty	duty	NOUN
cblr-14234	1312	24	offers	offer	VERB
cblr-14234	1312	25	greater	great	ADJ
cblr-14234	1312	26	predictability	predictability	NOUN
cblr-14234	1312	27	than	than	ADP
cblr-14234	1312	28	the	the	DET
cblr-14234	1312	29	status	status	NOUN
cblr-14234	1312	30	quo	quo	NOUN
cblr-14234	1312	31	,	,	PUNCT
cblr-14234	1312	32	and	and	CCONJ
cblr-14234	1312	33	the	the	DET
cblr-14234	1312	34	costs	cost	NOUN
cblr-14234	1312	35	are	be	AUX
cblr-14234	1312	36	mostly	mostly	ADV
cblr-14234	1312	37	absorbed	absorb	VERB
cblr-14234	1312	38	by	by	ADP
cblr-14234	1312	39	lawyers	lawyer	NOUN
cblr-14234	1312	40	rather	rather	ADV
cblr-14234	1312	41	than	than	ADP
cblr-14234	1312	42	sellers	seller	NOUN
cblr-14234	1312	43	.	.	PUNCT
cblr-14234	1313	1	turning	turn	VERB
cblr-14234	1313	2	first	first	ADV
cblr-14234	1313	3	to	to	ADP
cblr-14234	1313	4	predictability	predictability	NOUN
cblr-14234	1313	5	,	,	PUNCT
cblr-14234	1313	6	traditional	traditional	ADJ
cblr-14234	1313	7	boilerplate	boilerplate	NOUN
cblr-14234	1313	8	is	be	AUX
cblr-14234	1313	9	not	not	PART
cblr-14234	1313	10	predictable	predictable	ADJ
cblr-14234	1313	11	.	.	PUNCT
cblr-14234	1314	1	the	the	DET
cblr-14234	1314	2	widespread	widespread	ADJ
cblr-14234	1314	3	belief	belief	NOUN
cblr-14234	1314	4	that	that	SCONJ
cblr-14234	1314	5	most	most	ADJ
cblr-14234	1314	6	contract	contract	NOUN
cblr-14234	1314	7	language	language	NOUN
cblr-14234	1314	8	is	be	AUX
cblr-14234	1314	9	precedent	precedent	NOUN
cblr-14234	1314	10	-	-	PUNCT
cblr-14234	1314	11	vetted	vet	VERB
cblr-14234	1314	12	gives	give	VERB
cblr-14234	1314	13	a	a	DET
cblr-14234	1314	14	false	false	ADJ
cblr-14234	1314	15	sense	sense	NOUN
cblr-14234	1314	16	of	of	ADP
cblr-14234	1314	17	security	security	NOUN
cblr-14234	1314	18	in	in	ADP
cblr-14234	1314	19	the	the	DET
cblr-14234	1314	20	status	status	NOUN
cblr-14234	1314	21	quo.330	quo.330	NOUN
cblr-14234	1314	22	in	in	ADP
cblr-14234	1314	23	fact	fact	NOUN
cblr-14234	1314	24	,	,	PUNCT
cblr-14234	1314	25	it	it	PRON
cblr-14234	1314	26	is	be	AUX
cblr-14234	1314	27	hard	hard	ADJ
cblr-14234	1314	28	to	to	PART
cblr-14234	1314	29	imagine	imagine	VERB
cblr-14234	1314	30	any	any	DET
cblr-14234	1314	31	contract	contract	NOUN
cblr-14234	1314	32	329	329	NUM
cblr-14234	1314	33	lonegrass	lonegrass	NOUN
cblr-14234	1314	34	,	,	PUNCT
cblr-14234	1314	35	supra	supra	NOUN
cblr-14234	1314	36	note	note	NOUN
cblr-14234	1314	37	4	4	NUM
cblr-14234	1314	38	at	at	ADP
cblr-14234	1314	39	57–58	57–58	PROPN
cblr-14234	1314	40	(	(	PUNCT
cblr-14234	1314	41	“	"	PUNCT
cblr-14234	1314	42	however	however	ADV
cblr-14234	1314	43	,	,	PUNCT
cblr-14234	1314	44	recognizing	recognize	VERB
cblr-14234	1314	45	that	that	SCONJ
cblr-14234	1314	46	the	the	DET
cblr-14234	1314	47	bulk	bulk	NOUN
cblr-14234	1314	48	of	of	ADP
cblr-14234	1314	49	consumer	consumer	NOUN
cblr-14234	1314	50	contracts	contract	NOUN
cblr-14234	1314	51	today	today	NOUN
cblr-14234	1314	52	are	be	AUX
cblr-14234	1314	53	not	not	PART
cblr-14234	1314	54	freely	freely	ADV
cblr-14234	1314	55	negotiated	negotiate	VERB
cblr-14234	1314	56	,	,	PUNCT
cblr-14234	1314	57	most	most	ADJ
cblr-14234	1314	58	courts	court	NOUN
cblr-14234	1314	59	and	and	CCONJ
cblr-14234	1314	60	scholars	scholar	NOUN
cblr-14234	1314	61	maintain	maintain	VERB
cblr-14234	1314	62	that	that	SCONJ
cblr-14234	1314	63	invalidating	invalidate	VERB
cblr-14234	1314	64	contracts	contract	NOUN
cblr-14234	1314	65	on	on	ADP
cblr-14234	1314	66	procedural	procedural	ADJ
cblr-14234	1314	67	foundations	foundation	NOUN
cblr-14234	1314	68	alone	alone	ADV
cblr-14234	1314	69	would	would	AUX
cblr-14234	1314	70	produce	produce	VERB
cblr-14234	1314	71	so	so	ADV
cblr-14234	1314	72	much	much	ADJ
cblr-14234	1314	73	instability	instability	NOUN
cblr-14234	1314	74	in	in	ADP
cblr-14234	1314	75	the	the	DET
cblr-14234	1314	76	marketplace	marketplace	NOUN
cblr-14234	1314	77	as	as	SCONJ
cblr-14234	1314	78	to	to	PART
cblr-14234	1314	79	be	be	AUX
cblr-14234	1314	80	counterproductive	counterproductive	ADJ
cblr-14234	1314	81	.	.	PUNCT
cblr-14234	1314	82	”	"	PUNCT
cblr-14234	1314	83	)	)	PUNCT
cblr-14234	1314	84	330	330	NUM
cblr-14234	1314	85	joseph	joseph	PROPN
cblr-14234	1314	86	kimble	kimble	PROPN
cblr-14234	1314	87	,	,	PUNCT
cblr-14234	1314	88	flimsy	flimsy	ADJ
cblr-14234	1314	89	claims	claim	NOUN
cblr-14234	1314	90	for	for	ADP
cblr-14234	1314	91	legalese	legalese	ADJ
cblr-14234	1314	92	and	and	CCONJ
cblr-14234	1314	93	false	false	ADJ
cblr-14234	1314	94	criticisms	criticism	NOUN
cblr-14234	1314	95	of	of	ADP
cblr-14234	1314	96	plain	plain	ADJ
cblr-14234	1314	97	language	language	NOUN
cblr-14234	1314	98	:	:	PUNCT
cblr-14234	1314	99	a	a	DET
cblr-14234	1314	100	30	30	NUM
cblr-14234	1314	101	-	-	PUNCT
cblr-14234	1314	102	year	year	NOUN
cblr-14234	1314	103	collection	collection	NOUN
cblr-14234	1314	104	,	,	PUNCT
cblr-14234	1314	105	19	19	NUM
cblr-14234	1314	106	scribes	scribe	NOUN
cblr-14234	1314	107	j.	j.	PROPN
cblr-14234	1314	108	legal	legal	PROPN
cblr-14234	1314	109	writing	write	VERB
cblr-14234	1314	110	1	1	NUM
cblr-14234	1314	111	,	,	PUNCT
cblr-14234	1314	112	3	3	NUM
cblr-14234	1314	113	(	(	PUNCT
cblr-14234	1314	114	2020	2020	NUM
cblr-14234	1314	115	)	)	PUNCT
cblr-14234	1314	116	;	;	PUNCT
cblr-14234	1314	117	bryan	bryan	PROPN
cblr-14234	1314	118	a.	a.	PROPN
cblr-14234	1314	119	garner	garner	PROPN
cblr-14234	1314	120	,	,	PUNCT
cblr-14234	1314	121	drafting	draft	VERB
cblr-14234	1314	122	&	&	CCONJ
cblr-14234	1314	123	editing	edit	VERB
cblr-14234	1314	124	contracts	contract	NOUN
cblr-14234	1314	125	13	13	NUM
cblr-14234	1314	126	(	(	PUNCT
cblr-14234	1314	127	west	west	NOUN
cblr-14234	1314	128	2020	2020	NUM
cblr-14234	1314	129	)	)	PUNCT
cblr-14234	1314	130	540	540	NUM
cblr-14234	1314	131	columbia	columbia	PROPN
cblr-14234	1314	132	business	business	NOUN
cblr-14234	1314	133	law	law	PROPN
cblr-14234	1314	134	review	review	NOUN
cblr-14234	1315	1	[	[	X
cblr-14234	1315	2	vol	vol	NOUN
cblr-14234	1315	3	.	.	NOUN
cblr-14234	1315	4	2024	2024	NUM
cblr-14234	1315	5	could	could	AUX
cblr-14234	1315	6	be	be	AUX
cblr-14234	1315	7	written	write	VERB
cblr-14234	1315	8	exclusively	exclusively	ADV
cblr-14234	1315	9	through	through	ADP
cblr-14234	1315	10	language	language	NOUN
cblr-14234	1315	11	vetted	vet	VERB
cblr-14234	1315	12	by	by	ADP
cblr-14234	1315	13	courts	court	NOUN
cblr-14234	1315	14	.	.	PUNCT
cblr-14234	1316	1	after	after	ADV
cblr-14234	1316	2	all	all	ADV
cblr-14234	1316	3	,	,	PUNCT
cblr-14234	1316	4	such	such	ADJ
cblr-14234	1316	5	language	language	NOUN
cblr-14234	1316	6	would	would	AUX
cblr-14234	1316	7	require	require	VERB
cblr-14234	1316	8	that	that	SCONJ
cblr-14234	1316	9	:	:	PUNCT
cblr-14234	1316	10	(	(	PUNCT
cblr-14234	1316	11	1	1	X
cblr-14234	1316	12	)	)	PUNCT
cblr-14234	1316	13	a	a	DET
cblr-14234	1316	14	preexisting	preexist	VERB
cblr-14234	1316	15	contract	contract	NOUN
cblr-14234	1316	16	used	use	VERB
cblr-14234	1316	17	the	the	DET
cblr-14234	1316	18	same	same	ADJ
cblr-14234	1316	19	language	language	NOUN
cblr-14234	1316	20	,	,	PUNCT
cblr-14234	1316	21	(	(	PUNCT
cblr-14234	1316	22	2	2	X
cblr-14234	1316	23	)	)	PUNCT
cblr-14234	1316	24	every	every	DET
cblr-14234	1316	25	provision	provision	NOUN
cblr-14234	1316	26	capable	capable	ADJ
cblr-14234	1316	27	of	of	ADP
cblr-14234	1316	28	being	be	AUX
cblr-14234	1316	29	breached	breach	VERB
cblr-14234	1316	30	was	be	AUX
cblr-14234	1316	31	allegedly	allegedly	ADV
cblr-14234	1316	32	breached	breach	VERB
cblr-14234	1316	33	,	,	PUNCT
cblr-14234	1316	34	(	(	PUNCT
cblr-14234	1316	35	3	3	X
cblr-14234	1316	36	)	)	PUNCT
cblr-14234	1316	37	parties	party	NOUN
cblr-14234	1316	38	discovered	discover	VERB
cblr-14234	1316	39	every	every	DET
cblr-14234	1316	40	alleged	alleged	ADJ
cblr-14234	1316	41	breach	breach	NOUN
cblr-14234	1316	42	and	and	CCONJ
cblr-14234	1316	43	decided	decide	VERB
cblr-14234	1316	44	to	to	PART
cblr-14234	1316	45	pursue	pursue	VERB
cblr-14234	1316	46	litigation	litigation	NOUN
cblr-14234	1316	47	because	because	SCONJ
cblr-14234	1316	48	the	the	DET
cblr-14234	1316	49	parties	party	NOUN
cblr-14234	1316	50	could	could	AUX
cblr-14234	1316	51	not	not	PART
cblr-14234	1316	52	resolve	resolve	VERB
cblr-14234	1316	53	the	the	DET
cblr-14234	1316	54	dispute	dispute	NOUN
cblr-14234	1316	55	,	,	PUNCT
cblr-14234	1316	56	and	and	CCONJ
cblr-14234	1316	57	(	(	PUNCT
cblr-14234	1316	58	4	4	X
cblr-14234	1316	59	)	)	PUNCT
cblr-14234	1316	60	the	the	DET
cblr-14234	1316	61	cases	case	NOUN
cblr-14234	1316	62	did	do	AUX
cblr-14234	1316	63	not	not	PART
cblr-14234	1316	64	settle	settle	VERB
cblr-14234	1316	65	or	or	CCONJ
cblr-14234	1316	66	go	go	VERB
cblr-14234	1316	67	to	to	ADP
cblr-14234	1316	68	arbitration	arbitration	NOUN
cblr-14234	1316	69	before	before	SCONJ
cblr-14234	1316	70	a	a	DET
cblr-14234	1316	71	court	court	NOUN
cblr-14234	1316	72	reached	reach	VERB
cblr-14234	1316	73	judgment	judgment	NOUN
cblr-14234	1316	74	on	on	ADP
cblr-14234	1316	75	the	the	DET
cblr-14234	1316	76	issue	issue	NOUN
cblr-14234	1316	77	.	.	PUNCT
cblr-14234	1317	1	to	to	PART
cblr-14234	1317	2	truly	truly	ADV
cblr-14234	1317	3	be	be	AUX
cblr-14234	1317	4	predictable	predictable	ADJ
cblr-14234	1317	5	you	you	PRON
cblr-14234	1317	6	would	would	AUX
cblr-14234	1317	7	need	need	VERB
cblr-14234	1317	8	appellate	appellate	ADJ
cblr-14234	1317	9	authority	authority	NOUN
cblr-14234	1317	10	.	.	PUNCT
cblr-14234	1318	1	further	far	ADV
cblr-14234	1318	2	,	,	PUNCT
cblr-14234	1318	3	drafters	drafter	NOUN
cblr-14234	1318	4	would	would	AUX
cblr-14234	1318	5	need	need	VERB
cblr-14234	1318	6	a	a	DET
cblr-14234	1318	7	system	system	NOUN
cblr-14234	1318	8	to	to	PART
cblr-14234	1318	9	learn	learn	VERB
cblr-14234	1318	10	about	about	ADP
cblr-14234	1318	11	these	these	DET
cblr-14234	1318	12	court	court	NOUN
cblr-14234	1318	13	decisions	decision	NOUN
cblr-14234	1318	14	.	.	PUNCT
cblr-14234	1319	1	if	if	SCONJ
cblr-14234	1319	2	such	such	DET
cblr-14234	1319	3	a	a	DET
cblr-14234	1319	4	contract	contract	NOUN
cblr-14234	1319	5	did	do	AUX
cblr-14234	1319	6	exist	exist	VERB
cblr-14234	1319	7	,	,	PUNCT
cblr-14234	1319	8	we	we	PRON
cblr-14234	1319	9	would	would	AUX
cblr-14234	1319	10	expect	expect	VERB
cblr-14234	1319	11	to	to	PART
cblr-14234	1319	12	see	see	VERB
cblr-14234	1319	13	no	no	DET
cblr-14234	1319	14	variation	variation	NOUN
cblr-14234	1319	15	in	in	ADP
cblr-14234	1319	16	that	that	DET
cblr-14234	1319	17	contract	contract	NOUN
cblr-14234	1319	18	amongst	amongst	ADP
cblr-14234	1319	19	different	different	ADJ
cblr-14234	1319	20	sellers	seller	NOUN
cblr-14234	1319	21	as	as	SCONJ
cblr-14234	1319	22	it	it	PRON
cblr-14234	1319	23	would	would	AUX
cblr-14234	1319	24	be	be	AUX
cblr-14234	1319	25	an	an	DET
cblr-14234	1319	26	unnecessary	unnecessary	ADJ
cblr-14234	1319	27	risk	risk	NOUN
cblr-14234	1319	28	to	to	PART
cblr-14234	1319	29	use	use	VERB
cblr-14234	1319	30	different	different	ADJ
cblr-14234	1319	31	language	language	NOUN
cblr-14234	1319	32	.	.	PUNCT
cblr-14234	1320	1	thus	thus	ADV
cblr-14234	1320	2	,	,	PUNCT
cblr-14234	1320	3	there	there	PRON
cblr-14234	1320	4	would	would	AUX
cblr-14234	1320	5	be	be	AUX
cblr-14234	1320	6	no	no	DET
cblr-14234	1320	7	market	market	NOUN
cblr-14234	1320	8	for	for	ADP
cblr-14234	1320	9	transactional	transactional	ADJ
cblr-14234	1320	10	lawyers	lawyer	NOUN
cblr-14234	1320	11	;	;	PUNCT
cblr-14234	1320	12	sellers	seller	NOUN
cblr-14234	1320	13	could	could	AUX
cblr-14234	1320	14	simply	simply	ADV
cblr-14234	1320	15	choose	choose	VERB
cblr-14234	1320	16	from	from	ADP
cblr-14234	1320	17	a	a	DET
cblr-14234	1320	18	menu	menu	NOUN
cblr-14234	1320	19	of	of	ADP
cblr-14234	1320	20	litigation	litigation	NOUN
cblr-14234	1320	21	-	-	PUNCT
cblr-14234	1320	22	approved	approve	VERB
cblr-14234	1320	23	provisions	provision	NOUN
cblr-14234	1320	24	.	.	PUNCT
cblr-14234	1321	1	such	such	DET
cblr-14234	1321	2	a	a	DET
cblr-14234	1321	3	world	world	NOUN
cblr-14234	1321	4	elevates	elevate	VERB
cblr-14234	1321	5	ancient	ancient	ADJ
cblr-14234	1321	6	contract	contract	NOUN
cblr-14234	1321	7	language	language	NOUN
cblr-14234	1321	8	into	into	ADP
cblr-14234	1321	9	sacred	sacred	ADJ
cblr-14234	1321	10	text	text	NOUN
cblr-14234	1321	11	,	,	PUNCT
cblr-14234	1321	12	effectively	effectively	ADV
cblr-14234	1321	13	freezing	freeze	VERB
cblr-14234	1321	14	it	it	PRON
cblr-14234	1321	15	in	in	ADP
cblr-14234	1321	16	place	place	NOUN
cblr-14234	1321	17	for	for	ADP
cblr-14234	1321	18	eternity.331	eternity.331	NUM
cblr-14234	1321	19	while	while	SCONJ
cblr-14234	1321	20	perhaps	perhaps	ADV
cblr-14234	1321	21	widely	widely	ADV
cblr-14234	1321	22	believed	believe	VERB
cblr-14234	1321	23	,	,	PUNCT
cblr-14234	1321	24	none	none	NOUN
cblr-14234	1321	25	of	of	ADP
cblr-14234	1321	26	this	this	DET
cblr-14234	1321	27	rings	ring	NOUN
cblr-14234	1321	28	true	true	ADJ
cblr-14234	1321	29	with	with	ADP
cblr-14234	1321	30	the	the	DET
cblr-14234	1321	31	real	real	ADJ
cblr-14234	1321	32	world	world	NOUN
cblr-14234	1321	33	of	of	ADP
cblr-14234	1321	34	contract	contract	NOUN
cblr-14234	1321	35	drafting	drafting	NOUN
cblr-14234	1321	36	.	.	PUNCT
cblr-14234	1322	1	consider	consider	VERB
cblr-14234	1322	2	professors	professor	NOUN
cblr-14234	1322	3	mitu	mitu	PROPN
cblr-14234	1322	4	gulati	gulati	PROPN
cblr-14234	1322	5	’s	’s	PART
cblr-14234	1322	6	and	and	CCONJ
cblr-14234	1322	7	robert	robert	PROPN
cblr-14234	1322	8	e.	e.	PROPN
cblr-14234	1322	9	scott	scott	PROPN
cblr-14234	1322	10	’s	’s	PART
cblr-14234	1322	11	delightful	delightful	ADJ
cblr-14234	1322	12	book	book	NOUN
cblr-14234	1322	13	on	on	ADP
cblr-14234	1322	14	a	a	DET
cblr-14234	1322	15	centuries	century	NOUN
cblr-14234	1322	16	-	-	PUNCT
cblr-14234	1322	17	old	old	ADJ
cblr-14234	1322	18	contract	contract	NOUN
cblr-14234	1322	19	provision	provision	NOUN
cblr-14234	1322	20	with	with	ADP
cblr-14234	1322	21	byzantine	byzantine	ADJ
cblr-14234	1322	22	language	language	NOUN
cblr-14234	1322	23	in	in	ADP
cblr-14234	1322	24	sovereign	sovereign	ADJ
cblr-14234	1322	25	debt	debt	NOUN
cblr-14234	1322	26	contracts	contract	NOUN
cblr-14234	1322	27	that	that	PRON
cblr-14234	1322	28	remained	remain	VERB
cblr-14234	1322	29	unchanged	unchanged	ADJ
cblr-14234	1322	30	even	even	ADV
cblr-14234	1322	31	though	though	SCONJ
cblr-14234	1322	32	no	no	DET
cblr-14234	1322	33	one	one	NOUN
cblr-14234	1322	34	knew	know	VERB
cblr-14234	1322	35	what	what	PRON
cblr-14234	1322	36	it	it	PRON
cblr-14234	1322	37	meant	mean	VERB
cblr-14234	1322	38	and	and	CCONJ
cblr-14234	1322	39	even	even	ADV
cblr-14234	1322	40	(	(	PUNCT
cblr-14234	1322	41	suggesting	suggest	VERB
cblr-14234	1322	42	that	that	SCONJ
cblr-14234	1322	43	most	most	ADJ
cblr-14234	1322	44	terms	term	NOUN
cblr-14234	1322	45	of	of	ADP
cblr-14234	1322	46	art	art	NOUN
cblr-14234	1322	47	are	be	AUX
cblr-14234	1322	48	not	not	PART
cblr-14234	1322	49	as	as	ADV
cblr-14234	1322	50	precise	precise	ADJ
cblr-14234	1322	51	and	and	CCONJ
cblr-14234	1322	52	fixed	fix	VERB
cblr-14234	1322	53	in	in	ADP
cblr-14234	1322	54	meaning	meaning	NOUN
cblr-14234	1322	55	as	as	SCONJ
cblr-14234	1322	56	lawyers	lawyer	NOUN
cblr-14234	1322	57	think	think	VERB
cblr-14234	1322	58	)	)	PUNCT
cblr-14234	1322	59	.	.	PUNCT
cblr-14234	1323	1	331	331	NUM
cblr-14234	1323	2	garner	garner	NOUN
cblr-14234	1323	3	,	,	PUNCT
cblr-14234	1323	4	supra	supra	PROPN
cblr-14234	1323	5	note	note	NOUN
cblr-14234	1323	6	331	331	NUM
cblr-14234	1323	7	,	,	PUNCT
cblr-14234	1323	8	at	at	ADP
cblr-14234	1323	9	xv	xv	PROPN
cblr-14234	1323	10	(	(	PUNCT
cblr-14234	1323	11	west	west	NOUN
cblr-14234	1323	12	2020	2020	NUM
cblr-14234	1323	13	)	)	PUNCT
cblr-14234	1323	14	(	(	PUNCT
cblr-14234	1323	15	“	"	PUNCT
cblr-14234	1323	16	too	too	ADV
cblr-14234	1323	17	many	many	ADJ
cblr-14234	1323	18	transactional	transactional	ADJ
cblr-14234	1323	19	drafters	drafter	NOUN
cblr-14234	1323	20	work	work	VERB
cblr-14234	1323	21	from	from	ADP
cblr-14234	1323	22	earlier	early	ADJ
cblr-14234	1323	23	forms	form	NOUN
cblr-14234	1323	24	without	without	ADP
cblr-14234	1323	25	giving	give	VERB
cblr-14234	1323	26	them	they	PRON
cblr-14234	1323	27	sufficient	sufficient	ADJ
cblr-14234	1323	28	critical	critical	ADJ
cblr-14234	1323	29	thought	thought	NOUN
cblr-14234	1323	30	.	.	PUNCT
cblr-14234	1324	1	it	it	PRON
cblr-14234	1324	2	’s	’	VERB
cblr-14234	1324	3	all	all	ADV
cblr-14234	1324	4	too	too	ADV
cblr-14234	1324	5	easy	easy	ADJ
cblr-14234	1324	6	to	to	PART
cblr-14234	1324	7	assume	assume	VERB
cblr-14234	1324	8	that	that	SCONJ
cblr-14234	1324	9	a	a	DET
cblr-14234	1324	10	document	document	NOUN
cblr-14234	1324	11	that	that	PRON
cblr-14234	1324	12	‘	'	PUNCT
cblr-14234	1324	13	worked	work	VERB
cblr-14234	1324	14	’	'	PUNCT
cblr-14234	1324	15	before	before	SCONJ
cblr-14234	1324	16	will	will	AUX
cblr-14234	1324	17	work	work	VERB
cblr-14234	1324	18	again	again	ADV
cblr-14234	1324	19	and	and	CCONJ
cblr-14234	1324	20	,	,	PUNCT
cblr-14234	1324	21	as	as	ADP
cblr-14234	1324	22	a	a	DET
cblr-14234	1324	23	result	result	NOUN
cblr-14234	1324	24	,	,	PUNCT
cblr-14234	1324	25	to	to	PART
cblr-14234	1324	26	suppose	suppose	VERB
cblr-14234	1324	27	any	any	DET
cblr-14234	1324	28	‘	'	PUNCT
cblr-14234	1324	29	tinkering	tinker	VERB
cblr-14234	1324	30	’	'	PUNCT
cblr-14234	1324	31	could	could	AUX
cblr-14234	1324	32	be	be	AUX
cblr-14234	1324	33	exceedingly	exceedingly	ADV
cblr-14234	1324	34	dangerous	dangerous	ADJ
cblr-14234	1324	35	.	.	PUNCT
cblr-14234	1325	1	the	the	DET
cblr-14234	1325	2	inclination	inclination	NOUN
cblr-14234	1325	3	is	be	AUX
cblr-14234	1325	4	to	to	PART
cblr-14234	1325	5	consider	consider	VERB
cblr-14234	1325	6	forms	form	NOUN
cblr-14234	1325	7	or	or	CCONJ
cblr-14234	1325	8	precedents	precedent	NOUN
cblr-14234	1325	9	to	to	PART
cblr-14234	1325	10	be	be	AUX
cblr-14234	1325	11	more	more	ADV
cblr-14234	1325	12	or	or	CCONJ
cblr-14234	1325	13	less	less	ADV
cblr-14234	1325	14	frozen	frozen	ADJ
cblr-14234	1325	15	as	as	SCONJ
cblr-14234	1325	16	stated	state	VERB
cblr-14234	1325	17	:	:	PUNCT
cblr-14234	1325	18	any	any	DET
cblr-14234	1325	19	revisions	revision	NOUN
cblr-14234	1325	20	,	,	PUNCT
cblr-14234	1325	21	it	it	PRON
cblr-14234	1325	22	is	be	AUX
cblr-14234	1325	23	feared	fear	VERB
cblr-14234	1325	24	,	,	PUNCT
cblr-14234	1325	25	could	could	AUX
cblr-14234	1325	26	bring	bring	VERB
cblr-14234	1325	27	potential	potential	ADJ
cblr-14234	1325	28	liabilities	liability	NOUN
cblr-14234	1325	29	for	for	ADP
cblr-14234	1325	30	the	the	DET
cblr-14234	1325	31	slightest	slight	ADJ
cblr-14234	1325	32	unintended	unintended	ADJ
cblr-14234	1325	33	change	change	NOUN
cblr-14234	1325	34	in	in	ADP
cblr-14234	1325	35	meaning	meaning	NOUN
cblr-14234	1325	36	.	.	PUNCT
cblr-14234	1326	1	this	this	DET
cblr-14234	1326	2	complacent	complacent	ADJ
cblr-14234	1326	3	,	,	PUNCT
cblr-14234	1326	4	perfunctory	perfunctory	ADJ
cblr-14234	1326	5	approach	approach	NOUN
cblr-14234	1326	6	militates	militate	VERB
cblr-14234	1326	7	against	against	ADP
cblr-14234	1326	8	rising	rise	VERB
cblr-14234	1326	9	above	above	ADP
cblr-14234	1326	10	predecessors	predecessor	NOUN
cblr-14234	1326	11	’	'	PUNCT
cblr-14234	1326	12	mediocrity	mediocrity	NOUN
cblr-14234	1326	13	.	.	PUNCT
cblr-14234	1326	14	”	"	PUNCT
cblr-14234	1326	15	)	)	PUNCT
cblr-14234	1326	16	;	;	PUNCT
cblr-14234	1326	17	george	george	PROPN
cblr-14234	1326	18	g.	g.	PROPN
cblr-14234	1326	19	triantis	triantis	PROPN
cblr-14234	1326	20	,	,	PUNCT
cblr-14234	1326	21	improving	improve	VERB
cblr-14234	1326	22	contract	contract	NOUN
cblr-14234	1326	23	quality	quality	NOUN
cblr-14234	1326	24	:	:	PUNCT
cblr-14234	1326	25	modularity	modularity	NOUN
cblr-14234	1326	26	,	,	PUNCT
cblr-14234	1326	27	technology	technology	NOUN
cblr-14234	1326	28	,	,	PUNCT
cblr-14234	1326	29	and	and	CCONJ
cblr-14234	1326	30	innovation	innovation	NOUN
cblr-14234	1326	31	in	in	ADP
cblr-14234	1326	32	contract	contract	NOUN
cblr-14234	1326	33	design	design	NOUN
cblr-14234	1326	34	,	,	PUNCT
cblr-14234	1326	35	18	18	NUM
cblr-14234	1326	36	stan	stan	NOUN
cblr-14234	1326	37	.	.	PUNCT
cblr-14234	1327	1	j.l	j.l	PROPN
cblr-14234	1327	2	.	.	PROPN
cblr-14234	1327	3	bus	bus	PROPN
cblr-14234	1327	4	.	.	PUNCT
cblr-14234	1327	5	&	&	CCONJ
cblr-14234	1327	6	fin	fin	PROPN
cblr-14234	1327	7	.	.	PUNCT
cblr-14234	1328	1	177	177	NUM
cblr-14234	1328	2	,	,	PUNCT
cblr-14234	1328	3	193–97	193–97	NUM
cblr-14234	1328	4	(	(	PUNCT
cblr-14234	1328	5	2013	2013	NUM
cblr-14234	1328	6	)	)	PUNCT
cblr-14234	1328	7	(	(	PUNCT
cblr-14234	1328	8	identifying	identify	VERB
cblr-14234	1328	9	impediments	impediment	NOUN
cblr-14234	1328	10	to	to	PART
cblr-14234	1328	11	contract	contract	VERB
cblr-14234	1328	12	innovation	innovation	NOUN
cblr-14234	1328	13	,	,	PUNCT
cblr-14234	1328	14	including	include	VERB
cblr-14234	1328	15	lack	lack	NOUN
cblr-14234	1328	16	of	of	ADP
cblr-14234	1328	17	market	market	NOUN
cblr-14234	1328	18	incentives	incentive	NOUN
cblr-14234	1328	19	)	)	PUNCT
cblr-14234	1328	20	.	.	PUNCT
cblr-14234	1329	1	triantis	triantis	PROPN
cblr-14234	1329	2	argues	argue	VERB
cblr-14234	1329	3	that	that	SCONJ
cblr-14234	1329	4	“	"	PUNCT
cblr-14234	1329	5	deal	deal	NOUN
cblr-14234	1329	6	partners	partner	NOUN
cblr-14234	1329	7	are	be	AUX
cblr-14234	1329	8	generally	generally	ADV
cblr-14234	1329	9	suspicious	suspicious	ADJ
cblr-14234	1329	10	of	of	ADP
cblr-14234	1329	11	and	and	CCONJ
cblr-14234	1329	12	expend	expend	VERB
cblr-14234	1329	13	additional	additional	ADJ
cblr-14234	1329	14	resources	resource	NOUN
cblr-14234	1329	15	to	to	PART
cblr-14234	1329	16	understand	understand	VERB
cblr-14234	1329	17	novel	novel	ADJ
cblr-14234	1329	18	terms	term	NOUN
cblr-14234	1329	19	”	"	PUNCT
cblr-14234	1329	20	and	and	CCONJ
cblr-14234	1329	21	that	that	SCONJ
cblr-14234	1329	22	“	"	PUNCT
cblr-14234	1329	23	[	[	PUNCT
cblr-14234	1329	24	deal	deal	NOUN
cblr-14234	1329	25	partners	partner	NOUN
cblr-14234	1329	26	]	]	PUNCT
cblr-14234	1329	27	discount	discount	VERB
cblr-14234	1329	28	the	the	DET
cblr-14234	1329	29	value	value	NOUN
cblr-14234	1329	30	of	of	ADP
cblr-14234	1329	31	a	a	DET
cblr-14234	1329	32	contract	contract	NOUN
cblr-14234	1329	33	that	that	PRON
cblr-14234	1329	34	includes	include	VERB
cblr-14234	1329	35	unfamiliar	unfamiliar	ADJ
cblr-14234	1329	36	contract	contract	NOUN
cblr-14234	1329	37	terms	term	NOUN
cblr-14234	1329	38	or	or	CCONJ
cblr-14234	1329	39	language	language	NOUN
cblr-14234	1329	40	.	.	PUNCT
cblr-14234	1329	41	”	"	PUNCT
cblr-14234	1330	1	i	i	PRON
cblr-14234	1330	2	d.	d.	PROPN
cblr-14234	1330	3	no	no	INTJ
cblr-14234	1330	4	.	.	NOUN
cblr-14234	1331	1	2	2	NUM
cblr-14234	1331	2	]	]	PUNCT
cblr-14234	1331	3	the	the	DET
cblr-14234	1331	4	duty	duty	NOUN
cblr-14234	1331	5	to	to	PART
cblr-14234	1331	6	make	make	VERB
cblr-14234	1331	7	contracts	contract	NOUN
cblr-14234	1331	8	understandable	understandable	ADJ
cblr-14234	1331	9	541	541	NUM
cblr-14234	1331	10	after	after	ADP
cblr-14234	1331	11	an	an	DET
cblr-14234	1331	12	unanticipated	unanticipated	ADJ
cblr-14234	1331	13	court	court	NOUN
cblr-14234	1331	14	interpretation.332	interpretation.332	NOUN
cblr-14234	1331	15	notably	notably	ADV
cblr-14234	1331	16	,	,	PUNCT
cblr-14234	1331	17	gulati	gulati	PROPN
cblr-14234	1331	18	and	and	CCONJ
cblr-14234	1331	19	scott	scott	PROPN
cblr-14234	1331	20	coupled	couple	VERB
cblr-14234	1331	21	thorough	thorough	ADJ
cblr-14234	1331	22	historical	historical	ADJ
cblr-14234	1331	23	research	research	NOUN
cblr-14234	1331	24	on	on	ADP
cblr-14234	1331	25	the	the	DET
cblr-14234	1331	26	clause	clause	NOUN
cblr-14234	1331	27	with	with	ADP
cblr-14234	1331	28	review	review	NOUN
cblr-14234	1331	29	of	of	ADP
cblr-14234	1331	30	1500	1500	NUM
cblr-14234	1331	31	contracts	contract	NOUN
cblr-14234	1331	32	and	and	CCONJ
cblr-14234	1331	33	extensive	extensive	ADJ
cblr-14234	1331	34	interviews	interview	NOUN
cblr-14234	1331	35	with	with	ADP
cblr-14234	1331	36	200	200	NUM
cblr-14234	1331	37	of	of	ADP
cblr-14234	1331	38	the	the	DET
cblr-14234	1331	39	very	very	ADJ
cblr-14234	1331	40	lawyers	lawyer	NOUN
cblr-14234	1331	41	who	who	PRON
cblr-14234	1331	42	draft	draft	VERB
cblr-14234	1331	43	these	these	DET
cblr-14234	1331	44	contracts	contract	NOUN
cblr-14234	1331	45	.	.	PUNCT
cblr-14234	1332	1	333	333	NUM
cblr-14234	1332	2	they	they	PRON
cblr-14234	1332	3	confirmed	confirm	VERB
cblr-14234	1332	4	contracts	contract	NOUN
cblr-14234	1332	5	of	of	ADP
cblr-14234	1332	6	adhesion	adhesion	NOUN
cblr-14234	1332	7	are	be	AUX
cblr-14234	1332	8	the	the	DET
cblr-14234	1332	9	products	product	NOUN
cblr-14234	1332	10	of	of	ADP
cblr-14234	1332	11	automation	automation	NOUN
cblr-14234	1332	12	and	and	CCONJ
cblr-14234	1332	13	not	not	PART
cblr-14234	1332	14	thoughtful	thoughtful	ADJ
cblr-14234	1332	15	,	,	PUNCT
cblr-14234	1332	16	intentional	intentional	ADJ
cblr-14234	1332	17	wordsmithing	wordsmithing	NOUN
cblr-14234	1332	18	.	.	PUNCT
cblr-14234	1333	1	contracts	contract	NOUN
cblr-14234	1333	2	of	of	ADP
cblr-14234	1333	3	adhesion	adhesion	NOUN
cblr-14234	1333	4	go	go	VERB
cblr-14234	1333	5	generations	generation	NOUN
cblr-14234	1333	6	without	without	ADP
cblr-14234	1333	7	change.334	change.334	NOUN
cblr-14234	1333	8	even	even	ADV
cblr-14234	1333	9	in	in	ADP
cblr-14234	1333	10	the	the	DET
cblr-14234	1333	11	world	world	NOUN
cblr-14234	1333	12	of	of	ADP
cblr-14234	1333	13	high	high	ADJ
cblr-14234	1333	14	stakes	stake	NOUN
cblr-14234	1333	15	contracts	contract	NOUN
cblr-14234	1333	16	like	like	ADP
cblr-14234	1333	17	those	those	PRON
cblr-14234	1333	18	where	where	SCONJ
cblr-14234	1333	19	a	a	DET
cblr-14234	1333	20	country	country	NOUN
cblr-14234	1333	21	takes	take	VERB
cblr-14234	1333	22	on	on	ADP
cblr-14234	1333	23	debt	debt	NOUN
cblr-14234	1333	24	,	,	PUNCT
cblr-14234	1333	25	lawyers	lawyer	NOUN
cblr-14234	1333	26	in	in	ADP
cblr-14234	1333	27	the	the	DET
cblr-14234	1333	28	most	most	ADV
cblr-14234	1333	29	well	well	ADV
cblr-14234	1333	30	-	-	PUNCT
cblr-14234	1333	31	resourced	resource	VERB
cblr-14234	1333	32	biggest	big	ADJ
cblr-14234	1333	33	law	law	NOUN
cblr-14234	1333	34	firms	firm	NOUN
cblr-14234	1333	35	draft	draft	VERB
cblr-14234	1333	36	the	the	DET
cblr-14234	1333	37	contracts	contract	NOUN
cblr-14234	1333	38	in	in	ADP
cblr-14234	1333	39	three	three	NUM
cblr-14234	1333	40	and	and	CCONJ
cblr-14234	1333	41	a	a	DET
cblr-14234	1333	42	half	half	NOUN
cblr-14234	1333	43	minutes	minute	NOUN
cblr-14234	1333	44	and	and	CCONJ
cblr-14234	1333	45	without	without	ADP
cblr-14234	1333	46	discussion	discussion	NOUN
cblr-14234	1333	47	or	or	CCONJ
cblr-14234	1333	48	collaboration.335	collaboration.335	NOUN
cblr-14234	1333	49	many	many	ADJ
cblr-14234	1333	50	of	of	ADP
cblr-14234	1333	51	the	the	DET
cblr-14234	1333	52	transactional	transactional	ADJ
cblr-14234	1333	53	lawyers	lawyer	NOUN
cblr-14234	1333	54	interviewed	interview	VERB
cblr-14234	1333	55	were	be	AUX
cblr-14234	1333	56	not	not	PART
cblr-14234	1333	57	responding	respond	VERB
cblr-14234	1333	58	to	to	ADP
cblr-14234	1333	59	or	or	CCONJ
cblr-14234	1333	60	even	even	ADV
cblr-14234	1333	61	accounting	account	VERB
cblr-14234	1333	62	for	for	ADP
cblr-14234	1333	63	court	court	NOUN
cblr-14234	1333	64	decisions.336	decisions.336	NOUN
cblr-14234	1333	65	a	a	DET
cblr-14234	1333	66	growing	grow	VERB
cblr-14234	1333	67	body	body	NOUN
cblr-14234	1333	68	of	of	ADP
cblr-14234	1333	69	scholarship	scholarship	NOUN
cblr-14234	1333	70	shows	show	VERB
cblr-14234	1333	71	contract	contract	NOUN
cblr-14234	1333	72	language	language	NOUN
cblr-14234	1333	73	is	be	AUX
cblr-14234	1333	74	not	not	PART
cblr-14234	1333	75	the	the	DET
cblr-14234	1333	76	result	result	NOUN
cblr-14234	1333	77	of	of	ADP
cblr-14234	1333	78	intentional	intentional	ADJ
cblr-14234	1333	79	wordsmithing	wordsmithing	NOUN
cblr-14234	1333	80	by	by	ADP
cblr-14234	1333	81	transactional	transactional	ADJ
cblr-14234	1333	82	lawyers	lawyer	NOUN
cblr-14234	1333	83	.	.	PUNCT
cblr-14234	1334	1	an	an	DET
cblr-14234	1334	2	analysis	analysis	NOUN
cblr-14234	1334	3	of	of	ADP
cblr-14234	1334	4	1,050	1,050	NUM
cblr-14234	1334	5	contracts	contract	NOUN
cblr-14234	1334	6	coupled	couple	VERB
cblr-14234	1334	7	with	with	ADP
cblr-14234	1334	8	85	85	NUM
cblr-14234	1334	9	interviews	interview	NOUN
cblr-14234	1334	10	with	with	ADP
cblr-14234	1334	11	transactional	transactional	ADJ
cblr-14234	1334	12	lawyers	lawyer	NOUN
cblr-14234	1334	13	revealed	reveal	VERB
cblr-14234	1334	14	consequential	consequential	ADJ
cblr-14234	1334	15	damages	damage	NOUN
cblr-14234	1334	16	clauses	clause	NOUN
cblr-14234	1334	17	were	be	AUX
cblr-14234	1334	18	often	often	ADV
cblr-14234	1334	19	“	"	PUNCT
cblr-14234	1334	20	poorly	poorly	ADV
cblr-14234	1334	21	drafted	draft	VERB
cblr-14234	1334	22	”	"	PUNCT
cblr-14234	1334	23	and	and	CCONJ
cblr-14234	1334	24	the	the	DET
cblr-14234	1334	25	result	result	NOUN
cblr-14234	1334	26	of	of	ADP
cblr-14234	1334	27	lawyers	lawyer	NOUN
cblr-14234	1334	28	“	"	PUNCT
cblr-14234	1334	29	kind	kind	ADV
cblr-14234	1334	30	of	of	ADV
cblr-14234	1334	31	mindlessly	mindlessly	ADV
cblr-14234	1334	32	including	include	VERB
cblr-14234	1334	33	exclusions	exclusion	NOUN
cblr-14234	1334	34	”	"	PUNCT
cblr-14234	1334	35	with	with	ADP
cblr-14234	1334	36	“	"	PUNCT
cblr-14234	1334	37	minimal	minimal	ADJ
cblr-14234	1334	38	care	care	NOUN
cblr-14234	1334	39	to	to	ADP
cblr-14234	1334	40	whether	whether	SCONJ
cblr-14234	1334	41	the	the	PRON
cblr-14234	1334	42	[	[	X
cblr-14234	1334	43	]	]	X
cblr-14234	1334	44	provision	provision	NOUN
cblr-14234	1334	45	being	be	AUX
cblr-14234	1334	46	used	use	VERB
cblr-14234	1334	47	was	be	AUX
cblr-14234	1334	48	tailored	tailor	VERB
cblr-14234	1334	49	to	to	ADP
cblr-14234	1334	50	the	the	DET
cblr-14234	1334	51	circumstances	circumstance	NOUN
cblr-14234	1334	52	of	of	ADP
cblr-14234	1334	53	the	the	DET
cblr-14234	1334	54	deal	deal	NOUN
cblr-14234	1334	55	at	at	ADP
cblr-14234	1334	56	hand	hand	NOUN
cblr-14234	1334	57	.	.	PUNCT
cblr-14234	1335	1	”337	”337	NOUN
cblr-14234	1335	2	interviewees	interviewee	NOUN
cblr-14234	1335	3	conceded	concede	VERB
cblr-14234	1335	4	“	"	PUNCT
cblr-14234	1335	5	[	[	X
cblr-14234	1335	6	i]f	i]f	NOUN
cblr-14234	1335	7	you	you	PRON
cblr-14234	1335	8	want	want	VERB
cblr-14234	1335	9	to	to	PART
cblr-14234	1335	10	understand	understand	VERB
cblr-14234	1335	11	these	these	DET
cblr-14234	1335	12	332	332	NUM
cblr-14234	1335	13	gulati	gulati	PROPN
cblr-14234	1335	14	&	&	CCONJ
cblr-14234	1335	15	scott	scott	PROPN
cblr-14234	1335	16	,	,	PUNCT
cblr-14234	1336	1	supra	supra	PROPN
cblr-14234	1336	2	note	note	PROPN
cblr-14234	1336	3	251	251	NUM
cblr-14234	1336	4	,	,	PUNCT
cblr-14234	1336	5	at	at	ADP
cblr-14234	1336	6	3	3	NUM
cblr-14234	1336	7	(	(	PUNCT
cblr-14234	1336	8	chicago	chicago	PROPN
cblr-14234	1336	9	press	press	NOUN
cblr-14234	1336	10	2013	2013	NUM
cblr-14234	1336	11	)	)	PUNCT
cblr-14234	1336	12	.	.	PUNCT
cblr-14234	1337	1	333	333	NUM
cblr-14234	1337	2	i	i	PRON
cblr-14234	1337	3	d.	d.	PROPN
cblr-14234	1337	4	at	at	ADP
cblr-14234	1337	5	3–6	3–6	NUM
cblr-14234	1337	6	.	.	PROPN
cblr-14234	1338	1	334	334	NUM
cblr-14234	1339	1	i	i	PRON
cblr-14234	1339	2	d.	d.	PROPN
cblr-14234	1339	3	at	at	ADP
cblr-14234	1339	4	3	3	NUM
cblr-14234	1339	5	.	.	PUNCT
cblr-14234	1340	1	(	(	PUNCT
cblr-14234	1340	2	“	"	PUNCT
cblr-14234	1340	3	this	this	PRON
cblr-14234	1340	4	is	be	AUX
cblr-14234	1340	5	also	also	ADV
cblr-14234	1340	6	a	a	DET
cblr-14234	1340	7	story	story	NOUN
cblr-14234	1340	8	about	about	ADP
cblr-14234	1340	9	the	the	DET
cblr-14234	1340	10	organic	organic	ADJ
cblr-14234	1340	11	life	life	NOUN
cblr-14234	1340	12	form	form	NOUN
cblr-14234	1340	13	known	know	VERB
cblr-14234	1340	14	as	as	ADP
cblr-14234	1340	15	a	a	DET
cblr-14234	1340	16	standard	standard	ADJ
cblr-14234	1340	17	commercial	commercial	ADJ
cblr-14234	1340	18	contract	contract	NOUN
cblr-14234	1340	19	and	and	CCONJ
cblr-14234	1340	20	about	about	ADP
cblr-14234	1340	21	how	how	SCONJ
cblr-14234	1340	22	such	such	ADJ
cblr-14234	1340	23	documents	document	NOUN
cblr-14234	1340	24	pass	pass	VERB
cblr-14234	1340	25	relatively	relatively	ADV
cblr-14234	1340	26	untouched	untouched	ADJ
cblr-14234	1340	27	through	through	ADP
cblr-14234	1340	28	the	the	DET
cblr-14234	1340	29	hands	hand	NOUN
cblr-14234	1340	30	of	of	ADP
cblr-14234	1340	31	generations	generation	NOUN
cblr-14234	1340	32	of	of	ADP
cblr-14234	1340	33	lawyers	lawyer	NOUN
cblr-14234	1340	34	much	much	ADV
cblr-14234	1340	35	like	like	ADP
cblr-14234	1340	36	a	a	DET
cblr-14234	1340	37	seed	seed	NOUN
cblr-14234	1340	38	can	can	AUX
cblr-14234	1340	39	pass	pass	VERB
cblr-14234	1340	40	unharmed	unharmed	ADJ
cblr-14234	1340	41	through	through	ADP
cblr-14234	1340	42	the	the	DET
cblr-14234	1340	43	intestinal	intestinal	ADJ
cblr-14234	1340	44	tract	tract	NOUN
cblr-14234	1340	45	of	of	ADP
cblr-14234	1340	46	a	a	DET
cblr-14234	1340	47	bird	bird	NOUN
cblr-14234	1340	48	.	.	PUNCT
cblr-14234	1340	49	”	"	PUNCT
cblr-14234	1341	1	)	)	PUNCT
cblr-14234	1341	2	335	335	NUM
cblr-14234	1342	1	i	i	PRON
cblr-14234	1342	2	d.	d.	VERB
cblr-14234	1342	3	at	at	ADP
cblr-14234	1342	4	9–10	9–10	PROPN
cblr-14234	1342	5	.	.	PUNCT
cblr-14234	1343	1	336	336	NUM
cblr-14234	1344	1	“	"	PUNCT
cblr-14234	1344	2	but	but	CCONJ
cblr-14234	1344	3	only	only	ADV
cblr-14234	1344	4	a	a	DET
cblr-14234	1344	5	miniscule	miniscule	ADJ
cblr-14234	1344	6	faction	faction	NOUN
cblr-14234	1344	7	of	of	ADP
cblr-14234	1344	8	contracts	contract	NOUN
cblr-14234	1344	9	are	be	AUX
cblr-14234	1344	10	ever	ever	ADV
cblr-14234	1344	11	litigated	litigate	VERB
cblr-14234	1344	12	,	,	PUNCT
cblr-14234	1344	13	and	and	CCONJ
cblr-14234	1344	14	transactional	transactional	ADJ
cblr-14234	1344	15	lawyers	lawyer	NOUN
cblr-14234	1344	16	are	be	AUX
cblr-14234	1344	17	almost	almost	ADV
cblr-14234	1344	18	never	never	ADV
cblr-14234	1344	19	involved	involve	VERB
cblr-14234	1344	20	in	in	ADP
cblr-14234	1344	21	the	the	DET
cblr-14234	1344	22	litigation	litigation	NOUN
cblr-14234	1344	23	.	.	PUNCT
cblr-14234	1344	24	.	.	PUNCT
cblr-14234	1344	25	.	.	PUNCT
cblr-14234	1344	26	.	.	PUNCT
cblr-14234	1345	1	yet	yet	CCONJ
cblr-14234	1345	2	neither	neither	DET
cblr-14234	1345	3	one	one	NUM
cblr-14234	1345	4	of	of	ADP
cblr-14234	1345	5	us	we	PRON
cblr-14234	1345	6	had	have	AUX
cblr-14234	1345	7	seen	see	VERB
cblr-14234	1345	8	much	much	ADJ
cblr-14234	1345	9	evidence	evidence	NOUN
cblr-14234	1345	10	of	of	ADP
cblr-14234	1345	11	transactional	transactional	ADJ
cblr-14234	1345	12	lawyers	lawyer	NOUN
cblr-14234	1345	13	engaged	engage	VERB
cblr-14234	1345	14	in	in	ADP
cblr-14234	1345	15	a	a	DET
cblr-14234	1345	16	dynamic	dynamic	ADJ
cblr-14234	1345	17	process	process	NOUN
cblr-14234	1345	18	of	of	ADP
cblr-14234	1345	19	regularly	regularly	ADV
cblr-14234	1345	20	reading	read	VERB
cblr-14234	1345	21	cases	case	NOUN
cblr-14234	1345	22	and	and	CCONJ
cblr-14234	1345	23	incorporating	incorporate	VERB
cblr-14234	1345	24	that	that	SCONJ
cblr-14234	1345	25	learning	learn	VERB
cblr-14234	1345	26	into	into	ADP
cblr-14234	1345	27	novel	novel	ADJ
cblr-14234	1345	28	innovations	innovation	NOUN
cblr-14234	1345	29	in	in	ADP
cblr-14234	1345	30	subsequent	subsequent	ADJ
cblr-14234	1345	31	contracts	contract	NOUN
cblr-14234	1345	32	.	.	PUNCT
cblr-14234	1346	1	some	some	PRON
cblr-14234	1346	2	of	of	ADP
cblr-14234	1346	3	the	the	DET
cblr-14234	1346	4	transactional	transactional	ADJ
cblr-14234	1346	5	lawyers	lawyer	NOUN
cblr-14234	1346	6	we	we	PRON
cblr-14234	1346	7	knew	know	VERB
cblr-14234	1346	8	did	do	AUX
cblr-14234	1346	9	not	not	PART
cblr-14234	1346	10	appear	appear	VERB
cblr-14234	1346	11	to	to	PART
cblr-14234	1346	12	have	have	AUX
cblr-14234	1346	13	looked	look	VERB
cblr-14234	1346	14	at	at	ADP
cblr-14234	1346	15	a	a	DET
cblr-14234	1346	16	case	case	NOUN
cblr-14234	1346	17	in	in	ADP
cblr-14234	1346	18	years	year	NOUN
cblr-14234	1346	19	.	.	PUNCT
cblr-14234	1346	20	.	.	PUNCT
cblr-14234	1346	21	.	.	PUNCT
cblr-14234	1346	22	.	.	PUNCT
cblr-14234	1347	1	however	however	ADV
cblr-14234	1347	2	,	,	PUNCT
cblr-14234	1347	3	we	we	PRON
cblr-14234	1347	4	had	have	AUX
cblr-14234	1347	5	seen	see	VERB
cblr-14234	1347	6	little	little	ADJ
cblr-14234	1347	7	evidence	evidence	NOUN
cblr-14234	1347	8	of	of	ADP
cblr-14234	1347	9	interaction	interaction	NOUN
cblr-14234	1347	10	among	among	ADP
cblr-14234	1347	11	transactional	transactional	ADJ
cblr-14234	1347	12	lawyers	lawyer	NOUN
cblr-14234	1347	13	and	and	CCONJ
cblr-14234	1347	14	litigators	litigator	NOUN
cblr-14234	1347	15	,	,	PUNCT
cblr-14234	1347	16	let	let	VERB
cblr-14234	1347	17	alone	alone	ADV
cblr-14234	1347	18	a	a	DET
cblr-14234	1347	19	process	process	NOUN
cblr-14234	1347	20	by	by	ADP
cblr-14234	1347	21	which	which	PRON
cblr-14234	1347	22	they	they	PRON
cblr-14234	1347	23	collaborate	collaborate	VERB
cblr-14234	1347	24	in	in	ADP
cblr-14234	1347	25	r&d	r&d	NOUN
cblr-14234	1347	26	on	on	ADP
cblr-14234	1347	27	contract	contract	NOUN
cblr-14234	1347	28	design	design	NOUN
cblr-14234	1347	29	.	.	PUNCT
cblr-14234	1347	30	”	"	PUNCT
cblr-14234	1348	1	i	i	PRON
cblr-14234	1348	2	d.	d.	VERB
cblr-14234	1348	3	at	at	ADP
cblr-14234	1348	4	4	4	NUM
cblr-14234	1348	5	.	.	NUM
cblr-14234	1348	6	337	337	NUM
cblr-14234	1348	7	tara	tara	PROPN
cblr-14234	1348	8	chowdhury	chowdhury	PROPN
cblr-14234	1348	9	et	et	PROPN
cblr-14234	1348	10	al	al	PROPN
cblr-14234	1348	11	.	.	PROPN
cblr-14234	1348	12	,	,	PUNCT
cblr-14234	1348	13	consequential	consequential	ADJ
cblr-14234	1348	14	damages	damage	NOUN
cblr-14234	1348	15	clauses	clause	NOUN
cblr-14234	1348	16	:	:	PUNCT
cblr-14234	1348	17	alien	alien	ADJ
cblr-14234	1348	18	vomit	vomit	NOUN
cblr-14234	1348	19	or	or	CCONJ
cblr-14234	1348	20	intelligent	intelligent	ADJ
cblr-14234	1348	21	design	design	NOUN
cblr-14234	1348	22	?	?	PUNCT
cblr-14234	1348	23	,	,	PUNCT
cblr-14234	1348	24	wash	wash	NOUN
cblr-14234	1348	25	.	.	PUNCT
cblr-14234	1349	1	u.	u.	PROPN
cblr-14234	1349	2	l.	l.	PROPN
cblr-14234	1349	3	r.	r.	PROPN
cblr-14234	1349	4	(	(	PUNCT
cblr-14234	1349	5	forthcoming	forthcoming	ADJ
cblr-14234	1349	6	2024	2024	NUM
cblr-14234	1349	7	)	)	PUNCT
cblr-14234	1349	8	(	(	PUNCT
cblr-14234	1349	9	manuscript	manuscript	NOUN
cblr-14234	1349	10	at	at	ADP
cblr-14234	1349	11	13	13	NUM
cblr-14234	1349	12	)	)	PUNCT
cblr-14234	1349	13	(	(	PUNCT
cblr-14234	1349	14	on	on	ADP
cblr-14234	1349	15	file	file	NOUN
cblr-14234	1349	16	with	with	ADP
cblr-14234	1349	17	the	the	DET
cblr-14234	1349	18	columbia	columbia	PROPN
cblr-14234	1349	19	business	business	PROPN
cblr-14234	1349	20	law	law	PROPN
cblr-14234	1349	21	review	review	PROPN
cblr-14234	1349	22	)	)	PUNCT
cblr-14234	1349	23	.	.	PUNCT
cblr-14234	1350	1	542	542	NUM
cblr-14234	1350	2	columbia	columbia	PROPN
cblr-14234	1350	3	business	business	NOUN
cblr-14234	1350	4	law	law	PROPN
cblr-14234	1350	5	review	review	NOUN
cblr-14234	1351	1	[	[	X
cblr-14234	1351	2	vol	vol	NOUN
cblr-14234	1351	3	.	.	NOUN
cblr-14234	1351	4	2024	2024	NUM
cblr-14234	1351	5	clauses	clause	NOUN
cblr-14234	1351	6	,	,	PUNCT
cblr-14234	1351	7	talk	talk	VERB
cblr-14234	1351	8	to	to	ADP
cblr-14234	1351	9	the	the	DET
cblr-14234	1351	10	litigators	litigator	NOUN
cblr-14234	1351	11	—	—	PUNCT
cblr-14234	1351	12	they	they	PRON
cblr-14234	1351	13	know	know	VERB
cblr-14234	1351	14	the	the	DET
cblr-14234	1351	15	case	case	NOUN
cblr-14234	1351	16	law	law	NOUN
cblr-14234	1351	17	;	;	PUNCT
cblr-14234	1351	18	for	for	ADP
cblr-14234	1351	19	the	the	DET
cblr-14234	1351	20	corporate	corporate	ADJ
cblr-14234	1351	21	lawyers	lawyer	NOUN
cblr-14234	1351	22	,	,	PUNCT
cblr-14234	1351	23	these	these	PRON
cblr-14234	1351	24	are	be	AUX
cblr-14234	1351	25	boilerplate	boilerplate	ADJ
cblr-14234	1351	26	.	.	PUNCT
cblr-14234	1351	27	.	.	PUNCT
cblr-14234	1351	28	.	.	PUNCT
cblr-14234	1351	29	.	.	PUNCT
cblr-14234	1352	1	‘	'	PUNCT
cblr-14234	1352	2	no	no	DET
cblr-14234	1352	3	transactional	transactional	ADJ
cblr-14234	1352	4	lawyer	lawyer	NOUN
cblr-14234	1352	5	is	be	AUX
cblr-14234	1352	6	reading	read	VERB
cblr-14234	1352	7	the	the	DET
cblr-14234	1352	8	case	case	NOUN
cblr-14234	1352	9	law	law	NOUN
cblr-14234	1352	10	.	.	PUNCT
cblr-14234	1353	1	the	the	DET
cblr-14234	1353	2	last	last	ADJ
cblr-14234	1353	3	time	time	NOUN
cblr-14234	1353	4	most	most	ADJ
cblr-14234	1353	5	of	of	ADP
cblr-14234	1353	6	them	they	PRON
cblr-14234	1353	7	saw	see	VERB
cblr-14234	1353	8	a	a	DET
cblr-14234	1353	9	case	case	NOUN
cblr-14234	1353	10	was	be	AUX
cblr-14234	1353	11	in	in	ADP
cblr-14234	1353	12	law	law	NOUN
cblr-14234	1353	13	school	school	NOUN
cblr-14234	1353	14	.	.	PUNCT
cblr-14234	1354	1	’”338	’”338	NUM
cblr-14234	1354	2	in	in	ADP
cblr-14234	1354	3	this	this	DET
cblr-14234	1354	4	study	study	NOUN
cblr-14234	1354	5	’s	’s	PART
cblr-14234	1354	6	view	view	NOUN
cblr-14234	1354	7	,	,	PUNCT
cblr-14234	1354	8	“	"	PUNCT
cblr-14234	1354	9	[	[	X
cblr-14234	1354	10	r]ather	r]ather	NOUN
cblr-14234	1354	11	than	than	ADP
cblr-14234	1354	12	contract	contract	NOUN
cblr-14234	1354	13	nirvana	nirvana	PROPN
cblr-14234	1354	14	where	where	SCONJ
cblr-14234	1354	15	everyone	everyone	PRON
cblr-14234	1354	16	designs	design	VERB
cblr-14234	1354	17	the	the	DET
cblr-14234	1354	18	perfect	perfect	ADJ
cblr-14234	1354	19	term	term	NOUN
cblr-14234	1354	20	for	for	ADP
cblr-14234	1354	21	themselves	themselves	PRON
cblr-14234	1354	22	,	,	PUNCT
cblr-14234	1354	23	the	the	DET
cblr-14234	1354	24	world	world	NOUN
cblr-14234	1354	25	we	we	PRON
cblr-14234	1354	26	study	study	VERB
cblr-14234	1354	27	is	be	AUX
cblr-14234	1354	28	one	one	NUM
cblr-14234	1354	29	where	where	SCONJ
cblr-14234	1354	30	parties	party	NOUN
cblr-14234	1354	31	with	with	ADP
cblr-14234	1354	32	limited	limited	ADJ
cblr-14234	1354	33	time	time	NOUN
cblr-14234	1354	34	and	and	CCONJ
cblr-14234	1354	35	resources	resource	NOUN
cblr-14234	1354	36	focus	focus	VERB
cblr-14234	1354	37	on	on	ADP
cblr-14234	1354	38	the	the	DET
cblr-14234	1354	39	key	key	ADJ
cblr-14234	1354	40	financial	financial	ADJ
cblr-14234	1354	41	terms	term	NOUN
cblr-14234	1354	42	and	and	CCONJ
cblr-14234	1354	43	maybe	maybe	ADV
cblr-14234	1354	44	a	a	DET
cblr-14234	1354	45	couple	couple	NOUN
cblr-14234	1354	46	of	of	ADP
cblr-14234	1354	47	other	other	ADJ
cblr-14234	1354	48	key	key	ADJ
cblr-14234	1354	49	deal	deal	NOUN
cblr-14234	1354	50	terms	term	NOUN
cblr-14234	1354	51	.	.	PUNCT
cblr-14234	1355	1	there	there	PRON
cblr-14234	1355	2	is	be	VERB
cblr-14234	1355	3	relatively	relatively	ADV
cblr-14234	1355	4	little	little	ADJ
cblr-14234	1355	5	attention	attention	NOUN
cblr-14234	1355	6	to	to	ADP
cblr-14234	1355	7	the	the	DET
cblr-14234	1355	8	set	set	NOUN
cblr-14234	1355	9	of	of	ADP
cblr-14234	1355	10	legal	legal	ADJ
cblr-14234	1355	11	terms	term	NOUN
cblr-14234	1355	12	the	the	DET
cblr-14234	1355	13	parties	party	NOUN
cblr-14234	1355	14	see	see	VERB
cblr-14234	1355	15	as	as	ADP
cblr-14234	1355	16	‘	'	PUNCT
cblr-14234	1355	17	boilerplate	boilerplate	ADJ
cblr-14234	1355	18	.	.	PUNCT
cblr-14234	1355	19	’	'	PUNCT
cblr-14234	1356	1	this	this	DET
cblr-14234	1356	2	results	result	VERB
cblr-14234	1356	3	in	in	ADP
cblr-14234	1356	4	the	the	DET
cblr-14234	1356	5	frequent	frequent	ADJ
cblr-14234	1356	6	use	use	NOUN
cblr-14234	1356	7	and	and	CCONJ
cblr-14234	1356	8	reproduction	reproduction	NOUN
cblr-14234	1356	9	of	of	ADP
cblr-14234	1356	10	sub	sub	ADJ
cblr-14234	1356	11	-	-	ADJ
cblr-14234	1356	12	optimal	optimal	ADJ
cblr-14234	1356	13	terms	term	NOUN
cblr-14234	1356	14	.	.	PUNCT
cblr-14234	1356	15	”	"	PUNCT
cblr-14234	1357	1	339	339	NUM
cblr-14234	1357	2	oftentimes	oftentime	NOUN
cblr-14234	1357	3	,	,	PUNCT
cblr-14234	1357	4	even	even	ADV
cblr-14234	1357	5	the	the	DET
cblr-14234	1357	6	drafting	drafting	NOUN
cblr-14234	1357	7	lawyers	lawyer	NOUN
cblr-14234	1357	8	may	may	AUX
cblr-14234	1357	9	not	not	PART
cblr-14234	1357	10	understand	understand	VERB
cblr-14234	1357	11	the	the	DET
cblr-14234	1357	12	language	language	NOUN
cblr-14234	1357	13	in	in	ADP
cblr-14234	1357	14	contracts.340	contracts.340	PROPN
cblr-14234	1357	15	gulati	gulati	PROPN
cblr-14234	1357	16	and	and	CCONJ
cblr-14234	1357	17	scott	scott	PROPN
cblr-14234	1357	18	predicted	predict	VERB
cblr-14234	1357	19	it	it	PRON
cblr-14234	1357	20	may	may	AUX
cblr-14234	1357	21	not	not	PART
cblr-14234	1357	22	be	be	AUX
cblr-14234	1357	23	long	long	ADJ
cblr-14234	1357	24	before	before	SCONJ
cblr-14234	1357	25	transactional	transactional	ADJ
cblr-14234	1357	26	lawyers	lawyer	NOUN
cblr-14234	1357	27	are	be	AUX
cblr-14234	1357	28	not	not	PART
cblr-14234	1357	29	the	the	DET
cblr-14234	1357	30	primary	primary	ADJ
cblr-14234	1357	31	drafters	drafter	NOUN
cblr-14234	1357	32	,	,	PUNCT
cblr-14234	1357	33	explaining	explain	VERB
cblr-14234	1357	34	“	"	PUNCT
cblr-14234	1357	35	[	[	X
cblr-14234	1357	36	i]f	i]f	X
cblr-14234	1357	37	eminent	eminent	ADJ
cblr-14234	1357	38	law	law	NOUN
cblr-14234	1357	39	firms	firm	NOUN
cblr-14234	1357	40	are	be	AUX
cblr-14234	1357	41	doing	do	VERB
cblr-14234	1357	42	little	little	ADJ
cblr-14234	1357	43	more	more	ADJ
cblr-14234	1357	44	than	than	ADP
cblr-14234	1357	45	reproducing	reproduce	VERB
cblr-14234	1357	46	contract	contract	NOUN
cblr-14234	1357	47	documents	document	NOUN
cblr-14234	1357	48	from	from	ADP
cblr-14234	1357	49	prior	prior	ADJ
cblr-14234	1357	50	deals	deal	NOUN
cblr-14234	1357	51	,	,	PUNCT
cblr-14234	1357	52	without	without	ADP
cblr-14234	1357	53	doing	do	VERB
cblr-14234	1357	54	much	much	ADJ
cblr-14234	1357	55	to	to	PART
cblr-14234	1357	56	correct	correct	VERB
cblr-14234	1357	57	errors	error	NOUN
cblr-14234	1357	58	in	in	ADP
cblr-14234	1357	59	prior	prior	ADJ
cblr-14234	1357	60	drafts	draft	NOUN
cblr-14234	1357	61	,	,	PUNCT
cblr-14234	1357	62	let	let	VERB
cblr-14234	1357	63	alone	alone	ADV
cblr-14234	1357	64	innovating	innovate	VERB
cblr-14234	1357	65	and	and	CCONJ
cblr-14234	1357	66	improving	improve	VERB
cblr-14234	1357	67	contracts	contract	NOUN
cblr-14234	1357	68	,	,	PUNCT
cblr-14234	1357	69	then	then	ADV
cblr-14234	1357	70	it	it	PRON
cblr-14234	1357	71	will	will	AUX
cblr-14234	1357	72	not	not	PART
cblr-14234	1357	73	be	be	AUX
cblr-14234	1357	74	long	long	ADJ
cblr-14234	1357	75	before	before	SCONJ
cblr-14234	1357	76	boilerplate	boilerplate	ADJ
cblr-14234	1357	77	contract	contract	NOUN
cblr-14234	1357	78	drafting	drafting	NOUN
cblr-14234	1357	79	gets	get	AUX
cblr-14234	1357	80	outsourced	outsource	VERB
cblr-14234	1357	81	.	.	PUNCT
cblr-14234	1358	1	one	one	PRON
cblr-14234	1358	2	does	do	AUX
cblr-14234	1358	3	not	not	PART
cblr-14234	1358	4	,	,	PUNCT
cblr-14234	1358	5	after	after	ADV
cblr-14234	1358	6	all	all	ADV
cblr-14234	1358	7	,	,	PUNCT
cblr-14234	1358	8	need	need	VERB
cblr-14234	1358	9	to	to	PART
cblr-14234	1358	10	pay	pay	VERB
cblr-14234	1358	11	wall	wall	PROPN
cblr-14234	1358	12	street	street	PROPN
cblr-14234	1358	13	lawyer	lawyer	NOUN
cblr-14234	1358	14	fees	fee	NOUN
cblr-14234	1358	15	to	to	PART
cblr-14234	1358	16	have	have	VERB
cblr-14234	1358	17	some	some	DET
cblr-14234	1358	18	junior	junior	ADJ
cblr-14234	1358	19	associate	associate	NOUN
cblr-14234	1358	20	cut	cut	NOUN
cblr-14234	1358	21	and	and	CCONJ
cblr-14234	1358	22	paste	paste	VERB
cblr-14234	1358	23	a	a	DET
cblr-14234	1358	24	document	document	NOUN
cblr-14234	1358	25	from	from	ADP
cblr-14234	1358	26	a	a	DET
cblr-14234	1358	27	prior	prior	ADJ
cblr-14234	1358	28	deal	deal	NOUN
cblr-14234	1358	29	.	.	PUNCT
cblr-14234	1359	1	that	that	DET
cblr-14234	1359	2	process	process	NOUN
cblr-14234	1359	3	can	can	AUX
cblr-14234	1359	4	occur	occur	VERB
cblr-14234	1359	5	at	at	ADP
cblr-14234	1359	6	a	a	DET
cblr-14234	1359	7	lower	low	ADJ
cblr-14234	1359	8	cost	cost	NOUN
cblr-14234	1359	9	in	in	ADP
cblr-14234	1359	10	bangalore	bangalore	NOUN
cblr-14234	1359	11	or	or	CCONJ
cblr-14234	1359	12	manila	manila	PROPN
cblr-14234	1359	13	,	,	PUNCT
cblr-14234	1359	14	with	with	ADP
cblr-14234	1359	15	what	what	PRON
cblr-14234	1359	16	will	will	AUX
cblr-14234	1359	17	probably	probably	ADV
cblr-14234	1359	18	be	be	AUX
cblr-14234	1359	19	a	a	DET
cblr-14234	1359	20	higher	high	ADJ
cblr-14234	1359	21	rate	rate	NOUN
cblr-14234	1359	22	of	of	ADP
cblr-14234	1359	23	error	error	NOUN
cblr-14234	1359	24	correction	correction	NOUN
cblr-14234	1359	25	.	.	PUNCT
cblr-14234	1360	1	perhaps	perhaps	ADV
cblr-14234	1360	2	the	the	DET
cblr-14234	1360	3	future	future	NOUN
cblr-14234	1360	4	of	of	ADP
cblr-14234	1360	5	the	the	DET
cblr-14234	1360	6	elite	elite	ADJ
cblr-14234	1360	7	u.s	u.s	PROPN
cblr-14234	1360	8	.	.	PROPN
cblr-14234	1360	9	or	or	CCONJ
cblr-14234	1360	10	u.k	u.k	PROPN
cblr-14234	1360	11	.	.	PROPN
cblr-14234	1360	12	law	law	NOUN
cblr-14234	1360	13	firm	firm	NOUN
cblr-14234	1360	14	is	be	AUX
cblr-14234	1360	15	less	less	ADJ
cblr-14234	1360	16	leverage	leverage	NOUN
cblr-14234	1360	17	,	,	PUNCT
cblr-14234	1360	18	higher	high	ADJ
cblr-14234	1360	19	quality	quality	NOUN
cblr-14234	1360	20	,	,	PUNCT
cblr-14234	1360	21	and	and	CCONJ
cblr-14234	1360	22	greater	great	ADJ
cblr-14234	1360	23	outsourcing	outsourcing	NOUN
cblr-14234	1360	24	of	of	ADP
cblr-14234	1360	25	routine	routine	ADJ
cblr-14234	1360	26	tasks	task	NOUN
cblr-14234	1360	27	.	.	PUNCT
cblr-14234	1361	1	”341	”341	PUNCT
cblr-14234	1361	2	although	although	SCONJ
cblr-14234	1361	3	precedent	precedent	NOUN
cblr-14234	1361	4	does	do	AUX
cblr-14234	1361	5	back	back	ADV
cblr-14234	1361	6	some	some	DET
cblr-14234	1361	7	current	current	ADJ
cblr-14234	1361	8	contract	contract	NOUN
cblr-14234	1361	9	provisions	provision	NOUN
cblr-14234	1361	10	,	,	PUNCT
cblr-14234	1361	11	the	the	DET
cblr-14234	1361	12	duty	duty	NOUN
cblr-14234	1361	13	increases	increase	VERB
cblr-14234	1361	14	the	the	DET
cblr-14234	1361	15	overall	overall	ADJ
cblr-14234	1361	16	predictability	predictability	NOUN
cblr-14234	1361	17	of	of	ADP
cblr-14234	1361	18	every	every	DET
cblr-14234	1361	19	provision	provision	NOUN
cblr-14234	1361	20	for	for	ADP
cblr-14234	1361	21	two	two	NUM
cblr-14234	1361	22	reasons	reason	NOUN
cblr-14234	1361	23	.	.	PUNCT
cblr-14234	1362	1	first	first	ADV
cblr-14234	1362	2	,	,	PUNCT
cblr-14234	1362	3	being	be	AUX
cblr-14234	1362	4	made	make	VERB
cblr-14234	1362	5	more	more	ADJ
cblr-14234	1362	6	338	338	NUM
cblr-14234	1362	7	i	i	PRON
cblr-14234	1362	8	d.	d.	PROPN
cblr-14234	1362	9	at	at	ADP
cblr-14234	1362	10	26–27	26–27	PROPN
cblr-14234	1362	11	.	.	PROPN
cblr-14234	1362	12	339	339	NUM
cblr-14234	1363	1	i	i	PRON
cblr-14234	1363	2	d.	d.	PROPN
cblr-14234	1363	3	at	at	ADP
cblr-14234	1363	4	31–32	31–32	PROPN
cblr-14234	1363	5	.	.	PUNCT
cblr-14234	1363	6	340	340	NUM
cblr-14234	1363	7	see	see	NOUN
cblr-14234	1363	8	,	,	PUNCT
cblr-14234	1363	9	e.g.	e.g.	ADV
cblr-14234	1363	10	,	,	PUNCT
cblr-14234	1363	11	pharm	pharm	NOUN
cblr-14234	1363	12	.	.	PUNCT
cblr-14234	1364	1	prod	prod	PROPN
cblr-14234	1364	2	.	.	PUNCT
cblr-14234	1365	1	dev	dev	PROPN
cblr-14234	1365	2	.	.	PROPN
cblr-14234	1365	3	,	,	PUNCT
cblr-14234	1365	4	inc	inc	PROPN
cblr-14234	1365	5	.	.	PROPN
cblr-14234	1365	6	v.	v.	ADP
cblr-14234	1365	7	tvm	tvm	PROPN
cblr-14234	1365	8	life	life	PROPN
cblr-14234	1365	9	sci	sci	PROPN
cblr-14234	1365	10	.	.	PUNCT
cblr-14234	1366	1	ventures	ventures	PROPN
cblr-14234	1366	2	vi	vi	PROPN
cblr-14234	1366	3	,	,	PUNCT
cblr-14234	1366	4	l.p	l.p	PROPN
cblr-14234	1366	5	.	.	PROPN
cblr-14234	1366	6	,	,	PUNCT
cblr-14234	1366	7	no	no	INTJ
cblr-14234	1366	8	.	.	PUNCT
cblr-14234	1367	1	c.a	c.a	PROPN
cblr-14234	1367	2	.	.	PROPN
cblr-14234	1367	3	5688	5688	NUM
cblr-14234	1367	4	-	-	PUNCT
cblr-14234	1367	5	vcs	vcs	PROPN
cblr-14234	1367	6	,	,	PUNCT
cblr-14234	1367	7	2011	2011	NUM
cblr-14234	1367	8	wl	wl	NOUN
cblr-14234	1367	9	549163	549163	NUM
cblr-14234	1367	10	,	,	PUNCT
cblr-14234	1367	11	at	at	ADP
cblr-14234	1367	12	*	*	NUM
cblr-14234	1367	13	7	7	NUM
cblr-14234	1367	14	(	(	PUNCT
cblr-14234	1367	15	del	del	PROPN
cblr-14234	1367	16	.	.	PROPN
cblr-14234	1367	17	ch	ch	PROPN
cblr-14234	1367	18	.	.	PUNCT
cblr-14234	1368	1	feb	feb	PROPN
cblr-14234	1368	2	.	.	PROPN
cblr-14234	1368	3	16	16	NUM
cblr-14234	1368	4	,	,	PUNCT
cblr-14234	1368	5	2011	2011	NUM
cblr-14234	1368	6	)	)	PUNCT
cblr-14234	1368	7	(	(	PUNCT
cblr-14234	1368	8	“	"	PUNCT
cblr-14234	1368	9	as	as	SCONJ
cblr-14234	1368	10	discussed	discuss	VERB
cblr-14234	1368	11	at	at	ADP
cblr-14234	1368	12	oral	oral	ADJ
cblr-14234	1368	13	argument	argument	NOUN
cblr-14234	1368	14	,	,	PUNCT
cblr-14234	1368	15	§	§	PROPN
cblr-14234	1368	16	7.4(c	7.4(c	NUM
cblr-14234	1368	17	)	)	PUNCT
cblr-14234	1368	18	's	's	PART
cblr-14234	1368	19	laundry	laundry	ADJ
cblr-14234	1368	20	list	list	NOUN
cblr-14234	1368	21	of	of	ADP
cblr-14234	1368	22	precluded	precluded	ADJ
cblr-14234	1368	23	damages	damage	NOUN
cblr-14234	1368	24	might	might	AUX
cblr-14234	1368	25	have	have	AUX
cblr-14234	1368	26	been	be	AUX
cblr-14234	1368	27	put	put	VERB
cblr-14234	1368	28	in	in	ADP
cblr-14234	1368	29	the	the	DET
cblr-14234	1368	30	merger	merger	NOUN
cblr-14234	1368	31	agreement	agreement	NOUN
cblr-14234	1368	32	by	by	ADP
cblr-14234	1368	33	lawyers	lawyer	NOUN
cblr-14234	1368	34	who	who	PRON
cblr-14234	1368	35	themselves	themselves	PRON
cblr-14234	1368	36	were	be	AUX
cblr-14234	1368	37	unclear	unclear	ADJ
cblr-14234	1368	38	on	on	ADP
cblr-14234	1368	39	what	what	PRON
cblr-14234	1368	40	those	those	DET
cblr-14234	1368	41	terms	term	NOUN
cblr-14234	1368	42	actually	actually	ADV
cblr-14234	1368	43	mean	mean	VERB
cblr-14234	1368	44	.	.	PUNCT
cblr-14234	1368	45	”	"	PUNCT
cblr-14234	1369	1	)	)	PUNCT
cblr-14234	1369	2	341	341	NUM
cblr-14234	1369	3	mitu	mitu	NOUN
cblr-14234	1369	4	gulati	gulati	PROPN
cblr-14234	1369	5	&	&	CCONJ
cblr-14234	1369	6	robert	robert	PROPN
cblr-14234	1369	7	e.	e.	PROPN
cblr-14234	1369	8	scott	scott	PROPN
cblr-14234	1369	9	,	,	PUNCT
cblr-14234	1369	10	foreword	foreword	PROPN
cblr-14234	1369	11	:	:	PUNCT
cblr-14234	1369	12	the	the	DET
cblr-14234	1369	13	three	three	NUM
cblr-14234	1369	14	and	and	CCONJ
cblr-14234	1369	15	a	a	DET
cblr-14234	1369	16	half	half	NOUN
cblr-14234	1369	17	minute	minute	NOUN
cblr-14234	1369	18	transaction	transaction	NOUN
cblr-14234	1369	19	:	:	PUNCT
cblr-14234	1369	20	boilerplate	boilerplate	ADJ
cblr-14234	1369	21	and	and	CCONJ
cblr-14234	1369	22	the	the	DET
cblr-14234	1369	23	limits	limit	NOUN
cblr-14234	1369	24	of	of	ADP
cblr-14234	1369	25	contract	contract	NOUN
cblr-14234	1369	26	design	design	NOUN
cblr-14234	1369	27	,	,	PUNCT
cblr-14234	1369	28	40	40	NUM
cblr-14234	1369	29	hofstra	hofstra	PROPN
cblr-14234	1369	30	l.	l.	PROPN
cblr-14234	1369	31	rev	rev	PROPN
cblr-14234	1369	32	.	.	PROPN
cblr-14234	1369	33	1	1	NUM
cblr-14234	1369	34	,	,	PUNCT
cblr-14234	1369	35	7–8	7–8	NUM
cblr-14234	1369	36	(	(	PUNCT
cblr-14234	1369	37	2011	2011	NUM
cblr-14234	1369	38	)	)	PUNCT
cblr-14234	1369	39	no	no	INTJ
cblr-14234	1369	40	.	.	NOUN
cblr-14234	1369	41	2	2	NUM
cblr-14234	1369	42	]	]	PUNCT
cblr-14234	1369	43	the	the	DET
cblr-14234	1369	44	duty	duty	NOUN
cblr-14234	1369	45	to	to	PART
cblr-14234	1369	46	make	make	VERB
cblr-14234	1369	47	contracts	contract	NOUN
cblr-14234	1369	48	understandable	understandable	ADJ
cblr-14234	1369	49	543	543	NUM
cblr-14234	1369	50	understandable	understandable	ADJ
cblr-14234	1369	51	to	to	ADP
cblr-14234	1369	52	the	the	DET
cblr-14234	1369	53	consumer	consumer	NOUN
cblr-14234	1369	54	,	,	PUNCT
cblr-14234	1369	55	the	the	DET
cblr-14234	1369	56	provisions	provision	NOUN
cblr-14234	1369	57	will	will	AUX
cblr-14234	1369	58	also	also	ADV
cblr-14234	1369	59	be	be	AUX
cblr-14234	1369	60	more	more	ADV
cblr-14234	1369	61	understandable	understandable	ADJ
cblr-14234	1369	62	to	to	ADP
cblr-14234	1369	63	any	any	DET
cblr-14234	1369	64	reader	reader	NOUN
cblr-14234	1369	65	,	,	PUNCT
cblr-14234	1369	66	including	include	VERB
cblr-14234	1369	67	the	the	DET
cblr-14234	1369	68	judge	judge	NOUN
cblr-14234	1369	69	,	,	PUNCT
cblr-14234	1369	70	which	which	PRON
cblr-14234	1369	71	makes	make	VERB
cblr-14234	1369	72	them	they	PRON
cblr-14234	1369	73	less	less	ADV
cblr-14234	1369	74	susceptible	susceptible	ADJ
cblr-14234	1369	75	to	to	ADP
cblr-14234	1369	76	alternative	alternative	ADJ
cblr-14234	1369	77	interpretations	interpretation	NOUN
cblr-14234	1369	78	.	.	PUNCT
cblr-14234	1370	1	indeed	indeed	ADV
cblr-14234	1370	2	,	,	PUNCT
cblr-14234	1370	3	plenty	plenty	NOUN
cblr-14234	1370	4	of	of	ADP
cblr-14234	1370	5	litigated	litigate	VERB
cblr-14234	1370	6	cases	case	NOUN
cblr-14234	1370	7	end	end	VERB
cblr-14234	1370	8	with	with	ADP
cblr-14234	1370	9	traditional	traditional	ADJ
cblr-14234	1370	10	wording	wording	NOUN
cblr-14234	1370	11	in	in	ADP
cblr-14234	1370	12	a	a	DET
cblr-14234	1370	13	contract	contract	NOUN
cblr-14234	1370	14	for	for	ADP
cblr-14234	1370	15	adhesion	adhesion	NOUN
cblr-14234	1370	16	working	work	VERB
cblr-14234	1370	17	against	against	ADP
cblr-14234	1370	18	the	the	DET
cblr-14234	1370	19	drafter.342	drafter.342	PROPN
cblr-14234	1370	20	plus	plus	CCONJ
cblr-14234	1370	21	,	,	PUNCT
cblr-14234	1370	22	using	use	VERB
cblr-14234	1370	23	precedent	precedent	NOUN
cblr-14234	1370	24	-	-	PUNCT
cblr-14234	1370	25	approved	approve	VERB
cblr-14234	1370	26	language	language	NOUN
cblr-14234	1370	27	is	be	AUX
cblr-14234	1370	28	not	not	PART
cblr-14234	1370	29	342	342	NUM
cblr-14234	1370	30	see	see	VERB
cblr-14234	1370	31	,	,	PUNCT
cblr-14234	1370	32	e.g.	e.g.	ADV
cblr-14234	1370	33	,	,	PUNCT
cblr-14234	1370	34	sanders	sanders	PROPN
cblr-14234	1370	35	v.	v.	PROPN
cblr-14234	1370	36	ashland	ashland	PROPN
cblr-14234	1370	37	oil	oil	PROPN
cblr-14234	1370	38	,	,	PUNCT
cblr-14234	1370	39	inc	inc	PROPN
cblr-14234	1370	40	.	.	PROPN
cblr-14234	1370	41	,	,	PUNCT
cblr-14234	1370	42	696	696	NUM
cblr-14234	1370	43	so	so	ADV
cblr-14234	1370	44	.	.	PUNCT
cblr-14234	1371	1	2d	2d	PROPN
cblr-14234	1371	2	1031	1031	NUM
cblr-14234	1371	3	,	,	PUNCT
cblr-14234	1371	4	1038	1038	NUM
cblr-14234	1371	5	(	(	PUNCT
cblr-14234	1371	6	la	la	PROPN
cblr-14234	1371	7	.	.	PUNCT
cblr-14234	1371	8	app	app	PROPN
cblr-14234	1371	9	.	.	PROPN
cblr-14234	1371	10	1	1	NUM
cblr-14234	1371	11	cir	cir	NOUN
cblr-14234	1371	12	.	.	PUNCT
cblr-14234	1371	13	1997	1997	NUM
cblr-14234	1371	14	)	)	PUNCT
cblr-14234	1372	1	(	(	PUNCT
cblr-14234	1372	2	holding	hold	VERB
cblr-14234	1372	3	that	that	SCONJ
cblr-14234	1372	4	an	an	DET
cblr-14234	1372	5	indemnity	indemnity	NOUN
cblr-14234	1372	6	clause	clause	NOUN
cblr-14234	1372	7	is	be	AUX
cblr-14234	1372	8	ambiguous	ambiguous	ADJ
cblr-14234	1372	9	because	because	SCONJ
cblr-14234	1372	10	“	"	PUNCT
cblr-14234	1372	11	[	[	X
cblr-14234	1372	12	the	the	DET
cblr-14234	1372	13	]	]	X
cblr-14234	1372	14	agreement	agreement	NOUN
cblr-14234	1372	15	is	be	AUX
cblr-14234	1372	16	poorly	poorly	ADV
cblr-14234	1372	17	drafted	draft	VERB
cblr-14234	1372	18	and	and	CCONJ
cblr-14234	1372	19	.	.	PUNCT
cblr-14234	1372	20	.	.	PUNCT
cblr-14234	1372	21	.	.	PUNCT
cblr-14234	1373	1	the	the	DET
cblr-14234	1373	2	use	use	NOUN
cblr-14234	1373	3	of	of	ADP
cblr-14234	1373	4	legalese	legalese	NOUN
cblr-14234	1373	5	,	,	PUNCT
cblr-14234	1373	6	such	such	ADJ
cblr-14234	1373	7	as	as	ADP
cblr-14234	1373	8	“	"	PUNCT
cblr-14234	1373	9	aforesaid	aforesaid	NOUN
cblr-14234	1373	10	,	,	PUNCT
cblr-14234	1373	11	”	"	PUNCT
cblr-14234	1373	12	makes	make	VERB
cblr-14234	1373	13	the	the	DET
cblr-14234	1373	14	meaning	meaning	NOUN
cblr-14234	1373	15	of	of	ADP
cblr-14234	1373	16	the	the	DET
cblr-14234	1373	17	contract	contract	NOUN
cblr-14234	1373	18	terms	term	NOUN
cblr-14234	1373	19	unclear	unclear	ADJ
cblr-14234	1373	20	”	"	PUNCT
cblr-14234	1373	21	)	)	PUNCT
cblr-14234	1373	22	;	;	PUNCT
cblr-14234	1373	23	gochenour	gochenour	ADJ
cblr-14234	1373	24	v.	v.	ADP
cblr-14234	1373	25	gochenour	gochenour	NOUN
cblr-14234	1373	26	,	,	PUNCT
cblr-14234	1373	27	no	no	INTJ
cblr-14234	1373	28	.	.	NOUN
cblr-14234	1373	29	22	22	NUM
cblr-14234	1373	30	-	-	PUNCT
cblr-14234	1373	31	ica-22	ica-22	NOUN
cblr-14234	1373	32	,	,	PUNCT
cblr-14234	1373	33	2023	2023	NUM
cblr-14234	1373	34	wl	wl	NOUN
cblr-14234	1373	35	152171	152171	NUM
cblr-14234	1373	36	,	,	PUNCT
cblr-14234	1373	37	at	at	ADP
cblr-14234	1373	38	*	*	NOUN
cblr-14234	1373	39	3	3	NUM
cblr-14234	1373	40	(	(	PUNCT
cblr-14234	1373	41	w.	w.	PROPN
cblr-14234	1373	42	va	va	PROPN
cblr-14234	1373	43	.	.	PUNCT
cblr-14234	1374	1	ct	ct	PROPN
cblr-14234	1374	2	.	.	PUNCT
cblr-14234	1375	1	app	app	PROPN
cblr-14234	1375	2	.	.	PUNCT
cblr-14234	1376	1	jan	jan	PROPN
cblr-14234	1376	2	.	.	PROPN
cblr-14234	1376	3	10	10	NUM
cblr-14234	1376	4	,	,	PUNCT
cblr-14234	1376	5	2023	2023	NUM
cblr-14234	1376	6	)	)	PUNCT
cblr-14234	1376	7	(	(	PUNCT
cblr-14234	1376	8	holding	hold	VERB
cblr-14234	1376	9	a	a	DET
cblr-14234	1376	10	prenuptial	prenuptial	ADJ
cblr-14234	1376	11	agreement	agreement	NOUN
cblr-14234	1376	12	unenforceable	unenforceable	ADJ
cblr-14234	1376	13	because	because	SCONJ
cblr-14234	1376	14	“	"	PUNCT
cblr-14234	1376	15	[	[	X
cblr-14234	1376	16	b]oth	b]oth	DET
cblr-14234	1376	17	parties	party	NOUN
cblr-14234	1376	18	testified	testify	VERB
cblr-14234	1376	19	that	that	SCONJ
cblr-14234	1376	20	they	they	PRON
cblr-14234	1376	21	did	do	AUX
cblr-14234	1376	22	not	not	PART
cblr-14234	1376	23	understand	understand	VERB
cblr-14234	1376	24	the	the	DET
cblr-14234	1376	25	legalese	legalese	NOUN
cblr-14234	1376	26	within	within	ADP
cblr-14234	1376	27	the	the	DET
cblr-14234	1376	28	agreement	agreement	NOUN
cblr-14234	1376	29	”	"	PUNCT
cblr-14234	1376	30	)	)	PUNCT
cblr-14234	1376	31	;	;	PUNCT
cblr-14234	1376	32	eyster	eyster	PROPN
cblr-14234	1376	33	v.	v.	ADP
cblr-14234	1376	34	pechenik	pechenik	PROPN
cblr-14234	1376	35	,	,	PUNCT
cblr-14234	1376	36	887	887	NUM
cblr-14234	1376	37	n.e.2d	n.e.2d	NOUN
cblr-14234	1376	38	272	272	NUM
cblr-14234	1376	39	,	,	PUNCT
cblr-14234	1376	40	283	283	NUM
cblr-14234	1376	41	(	(	PUNCT
cblr-14234	1376	42	2008	2008	NUM
cblr-14234	1376	43	)	)	PUNCT
cblr-14234	1376	44	(	(	PUNCT
cblr-14234	1376	45	holding	hold	VERB
cblr-14234	1376	46	a	a	DET
cblr-14234	1376	47	prenuptial	prenuptial	ADJ
cblr-14234	1376	48	agreement	agreement	NOUN
cblr-14234	1376	49	unenforceable	unenforceable	ADJ
cblr-14234	1376	50	in	in	ADP
cblr-14234	1376	51	part	part	NOUN
cblr-14234	1376	52	because	because	SCONJ
cblr-14234	1376	53	there	there	PRON
cblr-14234	1376	54	was	be	VERB
cblr-14234	1376	55	no	no	DET
cblr-14234	1376	56	“	"	PUNCT
cblr-14234	1376	57	plain	plain	ADJ
cblr-14234	1376	58	language	language	NOUN
cblr-14234	1376	59	or	or	CCONJ
cblr-14234	1376	60	other	other	ADJ
cblr-14234	1376	61	evidence	evidence	NOUN
cblr-14234	1376	62	demonstrating	demonstrate	VERB
cblr-14234	1376	63	that	that	SCONJ
cblr-14234	1376	64	the	the	DET
cblr-14234	1376	65	parties	party	NOUN
cblr-14234	1376	66	sufficiently	sufficiently	ADV
cblr-14234	1376	67	understood	understand	VERB
cblr-14234	1376	68	their	their	PRON
cblr-14234	1376	69	marital	marital	ADJ
cblr-14234	1376	70	rights	right	NOUN
cblr-14234	1376	71	and	and	CCONJ
cblr-14234	1376	72	how	how	SCONJ
cblr-14234	1376	73	they	they	PRON
cblr-14234	1376	74	were	be	AUX
cblr-14234	1376	75	altering	alter	VERB
cblr-14234	1376	76	them	they	PRON
cblr-14234	1376	77	”	"	PUNCT
cblr-14234	1376	78	)	)	PUNCT
cblr-14234	1376	79	;	;	PUNCT
cblr-14234	1376	80	stone	stone	NOUN
cblr-14234	1376	81	v.	v.	ADP
cblr-14234	1376	82	life	life	NOUN
cblr-14234	1376	83	time	time	PROPN
cblr-14234	1376	84	fitness	fitness	PROPN
cblr-14234	1376	85	,	,	PUNCT
cblr-14234	1376	86	inc	inc	PROPN
cblr-14234	1376	87	.	.	PROPN
cblr-14234	1376	88	,	,	PUNCT
cblr-14234	1376	89	411	411	NUM
cblr-14234	1376	90	p.3d	p.3d	NUM
cblr-14234	1376	91	230	230	NUM
cblr-14234	1376	92	-	-	SYM
cblr-14234	1376	93	31	31	NUM
cblr-14234	1376	94	(	(	PUNCT
cblr-14234	1376	95	colo	colo	PROPN
cblr-14234	1376	96	.	.	PUNCT
cblr-14234	1377	1	ct	ct	PROPN
cblr-14234	1377	2	.	.	PUNCT
cblr-14234	1378	1	app	app	PROPN
cblr-14234	1378	2	.	.	PROPN
cblr-14234	1378	3	2017	2017	NUM
cblr-14234	1378	4	)	)	PUNCT
cblr-14234	1378	5	(	(	PUNCT
cblr-14234	1378	6	holding	hold	VERB
cblr-14234	1378	7	that	that	DET
cblr-14234	1378	8	exculpatory	exculpatory	ADJ
cblr-14234	1378	9	clauses	clause	NOUN
cblr-14234	1378	10	releasing	release	VERB
cblr-14234	1378	11	negligence	negligence	NOUN
cblr-14234	1378	12	claims	claim	NOUN
cblr-14234	1378	13	unenforceable	unenforceable	ADJ
cblr-14234	1378	14	in	in	ADP
cblr-14234	1378	15	part	part	NOUN
cblr-14234	1378	16	because	because	SCONJ
cblr-14234	1378	17	“	"	PUNCT
cblr-14234	1378	18	two	two	NUM
cblr-14234	1378	19	clauses	clause	NOUN
cblr-14234	1378	20	are	be	AUX
cblr-14234	1378	21	replete	replete	ADJ
cblr-14234	1378	22	with	with	ADP
cblr-14234	1378	23	legal	legal	ADJ
cblr-14234	1378	24	jargon	jargon	NOUN
cblr-14234	1378	25	,	,	PUNCT
cblr-14234	1378	26	”	"	PUNCT
cblr-14234	1378	27	that	that	SCONJ
cblr-14234	1378	28	“	"	PUNCT
cblr-14234	1378	29	[	[	X
cblr-14234	1378	30	t]he	t]he	X
cblr-14234	1378	31	use	use	NOUN
cblr-14234	1378	32	of	of	ADP
cblr-14234	1378	33	such	such	ADJ
cblr-14234	1378	34	technical	technical	ADJ
cblr-14234	1378	35	legal	legal	ADJ
cblr-14234	1378	36	language	language	NOUN
cblr-14234	1378	37	militates	militate	VERB
cblr-14234	1378	38	against	against	ADP
cblr-14234	1378	39	the	the	DET
cblr-14234	1378	40	conclusion	conclusion	NOUN
cblr-14234	1378	41	that	that	SCONJ
cblr-14234	1378	42	the	the	DET
cblr-14234	1378	43	release	release	NOUN
cblr-14234	1378	44	of	of	ADP
cblr-14234	1378	45	liability	liability	NOUN
cblr-14234	1378	46	was	be	AUX
cblr-14234	1378	47	clear	clear	ADJ
cblr-14234	1378	48	and	and	CCONJ
cblr-14234	1378	49	simple	simple	ADJ
cblr-14234	1378	50	to	to	ADP
cblr-14234	1378	51	a	a	DET
cblr-14234	1378	52	lay	lay	ADJ
cblr-14234	1378	53	person	person	NOUN
cblr-14234	1378	54	,	,	PUNCT
cblr-14234	1378	55	”	"	PUNCT
cblr-14234	1378	56	and	and	CCONJ
cblr-14234	1378	57	that	that	SCONJ
cblr-14234	1378	58	repeated	repeat	VERB
cblr-14234	1378	59	use	use	NOUN
cblr-14234	1378	60	of	of	ADP
cblr-14234	1378	61	certain	certain	ADJ
cblr-14234	1378	62	“	"	PUNCT
cblr-14234	1378	63	phrases	phrase	NOUN
cblr-14234	1378	64	makes	make	VERB
cblr-14234	1378	65	the	the	DET
cblr-14234	1378	66	clauses	clause	NOUN
cblr-14234	1378	67	more	more	ADV
cblr-14234	1378	68	confusing	confusing	ADJ
cblr-14234	1378	69	,	,	PUNCT
cblr-14234	1378	70	and	and	CCONJ
cblr-14234	1378	71	the	the	DET
cblr-14234	1378	72	reader	reader	NOUN
cblr-14234	1378	73	is	be	AUX
cblr-14234	1378	74	left	leave	VERB
cblr-14234	1378	75	to	to	PART
cblr-14234	1378	76	guess	guess	VERB
cblr-14234	1378	77	whether	whether	SCONJ
cblr-14234	1378	78	the	the	DET
cblr-14234	1378	79	phrases	phrase	NOUN
cblr-14234	1378	80	have	have	VERB
cblr-14234	1378	81	different	different	ADJ
cblr-14234	1378	82	meanings	meaning	NOUN
cblr-14234	1378	83	”	"	PUNCT
cblr-14234	1378	84	)	)	PUNCT
cblr-14234	1378	85	;	;	PUNCT
cblr-14234	1378	86	twarowski	twarowski	VERB
cblr-14234	1378	87	v.	v.	ADP
cblr-14234	1378	88	heart	heart	NOUN
cblr-14234	1378	89	's	's	PART
cblr-14234	1378	90	desire	desire	PROPN
cblr-14234	1378	91	dcl	dcl	PROPN
cblr-14234	1378	92	,	,	PUNCT
cblr-14234	1378	93	llc	llc	PROPN
cblr-14234	1378	94	,	,	PUNCT
cblr-14234	1378	95	no	no	INTJ
cblr-14234	1378	96	.	.	PUNCT
cblr-14234	1379	1	cv	cv	PROPN
cblr-14234	1379	2	sag-20	sag-20	NOUN
cblr-14234	1379	3	-	-	PUNCT
cblr-14234	1379	4	00815	00815	NUM
cblr-14234	1379	5	,	,	PUNCT
cblr-14234	1379	6	2021	2021	NUM
cblr-14234	1379	7	wl	wl	NOUN
cblr-14234	1379	8	5359668	5359668	NUM
cblr-14234	1379	9	,	,	PUNCT
cblr-14234	1379	10	at	at	ADP
cblr-14234	1379	11	*	*	NOUN
cblr-14234	1379	12	3	3	NUM
cblr-14234	1379	13	(	(	PUNCT
cblr-14234	1379	14	d.	d.	PROPN
cblr-14234	1379	15	md	md	PROPN
cblr-14234	1379	16	.	.	PUNCT
cblr-14234	1380	1	nov	nov	PROPN
cblr-14234	1380	2	.	.	PROPN
cblr-14234	1380	3	17	17	NUM
cblr-14234	1380	4	,	,	PUNCT
cblr-14234	1380	5	2021	2021	NUM
cblr-14234	1380	6	)	)	PUNCT
cblr-14234	1380	7	(	(	PUNCT
cblr-14234	1380	8	holding	hold	VERB
cblr-14234	1380	9	that	that	SCONJ
cblr-14234	1380	10	an	an	DET
cblr-14234	1380	11	indemnification	indemnification	NOUN
cblr-14234	1380	12	clause	clause	NOUN
cblr-14234	1380	13	covering	cover	VERB
cblr-14234	1380	14	negligent	negligent	ADJ
cblr-14234	1380	15	conduct	conduct	NOUN
cblr-14234	1380	16	was	be	AUX
cblr-14234	1380	17	unenforceable	unenforceable	ADJ
cblr-14234	1380	18	because	because	SCONJ
cblr-14234	1380	19	it	it	PRON
cblr-14234	1380	20	used	use	VERB
cblr-14234	1380	21	“	"	PUNCT
cblr-14234	1380	22	convoluted	convoluted	ADJ
cblr-14234	1380	23	legalese	legalese	NOUN
cblr-14234	1380	24	”	"	PUNCT
cblr-14234	1380	25	)	)	PUNCT
cblr-14234	1380	26	;	;	PUNCT
cblr-14234	1381	1	kalmowitz	kalmowitz	PROPN
cblr-14234	1381	2	v.	v.	PROPN
cblr-14234	1381	3	fed	fed	PROPN
cblr-14234	1381	4	.	.	PUNCT
cblr-14234	1382	1	home	home	NOUN
cblr-14234	1382	2	mortg	mortg	PROPN
cblr-14234	1382	3	.	.	PUNCT
cblr-14234	1383	1	corp	corp	PROPN
cblr-14234	1383	2	.	.	PROPN
cblr-14234	1383	3	,	,	PUNCT
cblr-14234	1383	4	no	no	INTJ
cblr-14234	1383	5	.	.	PUNCT
cblr-14234	1383	6	cv619mc00010jcbjdl	cv619mc00010jcbjdl	NOUN
cblr-14234	1383	7	,	,	PUNCT
cblr-14234	1383	8	2019	2019	NUM
cblr-14234	1383	9	wl	wl	NOUN
cblr-14234	1383	10	6249298	6249298	NUM
cblr-14234	1383	11	,	,	PUNCT
cblr-14234	1383	12	at	at	ADP
cblr-14234	1383	13	*	*	NOUN
cblr-14234	1383	14	3	3	NUM
cblr-14234	1383	15	(	(	PUNCT
cblr-14234	1383	16	e.d	e.d	PROPN
cblr-14234	1383	17	.	.	PROPN
cblr-14234	1383	18	tex	tex	PROPN
cblr-14234	1383	19	.	.	PROPN
cblr-14234	1383	20	oct	oct	PROPN
cblr-14234	1383	21	.	.	PROPN
cblr-14234	1383	22	22	22	NUM
cblr-14234	1383	23	,	,	PUNCT
cblr-14234	1383	24	2019	2019	NUM
cblr-14234	1383	25	)	)	PUNCT
cblr-14234	1383	26	(	(	PUNCT
cblr-14234	1383	27	holding	hold	VERB
cblr-14234	1383	28	an	an	DET
cblr-14234	1383	29	arbitration	arbitration	NOUN
cblr-14234	1383	30	clause	clause	NOUN
cblr-14234	1383	31	unenforceable	unenforceable	ADJ
cblr-14234	1383	32	because	because	SCONJ
cblr-14234	1383	33	“	"	PUNCT
cblr-14234	1383	34	[	[	X
cblr-14234	1383	35	t]he	t]he	ADJ
cblr-14234	1383	36	whole	whole	NOUN
cblr-14234	1383	37	of	of	ADP
cblr-14234	1383	38	the	the	DET
cblr-14234	1383	39	22	22	NUM
cblr-14234	1383	40	-	-	PUNCT
cblr-14234	1383	41	page	page	NOUN
cblr-14234	1383	42	document	document	NOUN
cblr-14234	1383	43	,	,	PUNCT
cblr-14234	1383	44	drafted	draft	VERB
cblr-14234	1383	45	with	with	ADP
cblr-14234	1383	46	repetitive	repetitive	ADJ
cblr-14234	1383	47	,	,	PUNCT
cblr-14234	1383	48	nonsense	nonsense	ADJ
cblr-14234	1383	49	legalese	legalese	NOUN
cblr-14234	1383	50	,	,	PUNCT
cblr-14234	1383	51	contains	contain	VERB
cblr-14234	1383	52	no	no	DET
cblr-14234	1383	53	factual	factual	ADJ
cblr-14234	1383	54	or	or	CCONJ
cblr-14234	1383	55	legal	legal	ADJ
cblr-14234	1383	56	conclusions	conclusion	NOUN
cblr-14234	1383	57	from	from	ADP
cblr-14234	1383	58	which	which	PRON
cblr-14234	1383	59	this	this	DET
cblr-14234	1383	60	court	court	NOUN
cblr-14234	1383	61	could	could	AUX
cblr-14234	1383	62	deduce	deduce	VERB
cblr-14234	1383	63	the	the	DET
cblr-14234	1383	64	existence	existence	NOUN
cblr-14234	1383	65	of	of	ADP
cblr-14234	1383	66	a	a	DET
cblr-14234	1383	67	valid	valid	ADJ
cblr-14234	1383	68	contract	contract	NOUN
cblr-14234	1383	69	,	,	PUNCT
cblr-14234	1383	70	let	let	VERB
cblr-14234	1383	71	alone	alone	ADV
cblr-14234	1383	72	a	a	DET
cblr-14234	1383	73	valid	valid	ADJ
cblr-14234	1383	74	agreement	agreement	NOUN
cblr-14234	1383	75	to	to	PART
cblr-14234	1383	76	arbitrate	arbitrate	VERB
cblr-14234	1383	77	”	"	PUNCT
cblr-14234	1383	78	)	)	PUNCT
cblr-14234	1383	79	;	;	PUNCT
cblr-14234	1383	80	dunn	dunn	PROPN
cblr-14234	1383	81	v.	v.	ADP
cblr-14234	1383	82	glob	glob	PROPN
cblr-14234	1383	83	.	.	PUNCT
cblr-14234	1384	1	tr	tr	VERB
cblr-14234	1384	2	.	.	PROPN
cblr-14234	1384	3	mgmt	mgmt	PROPN
cblr-14234	1384	4	.	.	PROPN
cblr-14234	1384	5	,	,	PUNCT
cblr-14234	1384	6	llc	llc	PROPN
cblr-14234	1384	7	,	,	PUNCT
cblr-14234	1384	8	506	506	NUM
cblr-14234	1384	9	f.	f.	PROPN
cblr-14234	1384	10	supp	supp	PROPN
cblr-14234	1384	11	.	.	PUNCT
cblr-14234	1385	1	3d	3d	NUM
cblr-14234	1385	2	1214	1214	NUM
cblr-14234	1385	3	,	,	PUNCT
cblr-14234	1385	4	1235	1235	NUM
cblr-14234	1385	5	(	(	PUNCT
cblr-14234	1385	6	m.d	m.d	PROPN
cblr-14234	1385	7	.	.	PROPN
cblr-14234	1385	8	fla	fla	PROPN
cblr-14234	1385	9	.	.	PUNCT
cblr-14234	1386	1	2020	2020	NUM
cblr-14234	1386	2	)	)	PUNCT
cblr-14234	1387	1	(	(	PUNCT
cblr-14234	1387	2	finding	find	VERB
cblr-14234	1387	3	that	that	SCONJ
cblr-14234	1387	4	“	"	PUNCT
cblr-14234	1387	5	the	the	DET
cblr-14234	1387	6	arbitration	arbitration	NOUN
cblr-14234	1387	7	provision	provision	NOUN
cblr-14234	1387	8	is	be	AUX
cblr-14234	1387	9	on	on	ADP
cblr-14234	1387	10	page	page	NOUN
cblr-14234	1387	11	twelve	twelve	NUM
cblr-14234	1387	12	of	of	ADP
cblr-14234	1387	13	the	the	DET
cblr-14234	1387	14	account	account	NOUN
cblr-14234	1387	15	terms	term	NOUN
cblr-14234	1387	16	and	and	CCONJ
cblr-14234	1387	17	itself	itself	PRON
cblr-14234	1387	18	consists	consist	VERB
cblr-14234	1387	19	of	of	ADP
cblr-14234	1387	20	two	two	NUM
cblr-14234	1387	21	pages	page	NOUN
cblr-14234	1387	22	of	of	ADP
cblr-14234	1387	23	dense	dense	ADJ
cblr-14234	1387	24	legalese	legalese	NOUN
cblr-14234	1387	25	—	—	PUNCT
cblr-14234	1387	26	a	a	DET
cblr-14234	1387	27	lot	lot	NOUN
cblr-14234	1387	28	for	for	ADP
cblr-14234	1387	29	unsophisticated	unsophisticated	ADJ
cblr-14234	1387	30	consumers	consumer	NOUN
cblr-14234	1387	31	to	to	PART
cblr-14234	1387	32	digest	digest	VERB
cblr-14234	1387	33	,	,	PUNCT
cblr-14234	1387	34	particularly	particularly	ADV
cblr-14234	1387	35	on	on	ADP
cblr-14234	1387	36	their	their	PRON
cblr-14234	1387	37	own	own	ADJ
cblr-14234	1387	38	.	.	PUNCT
cblr-14234	1388	1	presenting	present	VERB
cblr-14234	1388	2	the	the	DET
cblr-14234	1388	3	arbitration	arbitration	NOUN
cblr-14234	1388	4	provision	provision	NOUN
cblr-14234	1388	5	in	in	ADP
cblr-14234	1388	6	this	this	DET
cblr-14234	1388	7	way	way	NOUN
cblr-14234	1388	8	—	—	PUNCT
cblr-14234	1388	9	especially	especially	ADV
cblr-14234	1388	10	given	give	VERB
cblr-14234	1388	11	the	the	DET
cblr-14234	1388	12	take	take	VERB
cblr-14234	1388	13	-	-	PUNCT
cblr-14234	1388	14	or	or	CCONJ
cblr-14234	1388	15	-	-	PUNCT
cblr-14234	1388	16	leave	leave	VERB
cblr-14234	1388	17	-	-	PUNCT
cblr-14234	1388	18	it	it	PRON
cblr-14234	1388	19	context	context	NOUN
cblr-14234	1388	20	of	of	ADP
cblr-14234	1388	21	the	the	DET
cblr-14234	1388	22	whole	whole	ADJ
cblr-14234	1388	23	application	application	NOUN
cblr-14234	1388	24	process	process	NOUN
cblr-14234	1388	25	—	—	PUNCT
cblr-14234	1388	26	ensures	ensure	VERB
cblr-14234	1388	27	borrowers	borrower	NOUN
cblr-14234	1388	28	have	have	VERB
cblr-14234	1388	29	little	little	ADJ
cblr-14234	1388	30	choice	choice	NOUN
cblr-14234	1388	31	but	but	SCONJ
cblr-14234	1388	32	to	to	PART
cblr-14234	1388	33	accept	accept	VERB
cblr-14234	1388	34	it	it	PRON
cblr-14234	1388	35	,	,	PUNCT
cblr-14234	1388	36	just	just	ADV
cblr-14234	1388	37	as	as	SCONJ
cblr-14234	1388	38	plaintiffs	plaintiff	NOUN
cblr-14234	1388	39	did	do	VERB
cblr-14234	1388	40	here	here	ADV
cblr-14234	1388	41	”	"	PUNCT
cblr-14234	1388	42	)	)	PUNCT
cblr-14234	1388	43	;	;	PUNCT
cblr-14234	1389	1	cintron	cintron	PROPN
cblr-14234	1389	2	v.	v.	ADP
cblr-14234	1389	3	universal	universal	PROPN
cblr-14234	1389	4	underwriters	underwriter	NOUN
cblr-14234	1389	5	grp	grp	PROPN
cblr-14234	1389	6	.	.	PROPN
cblr-14234	1389	7	,	,	PUNCT
cblr-14234	1389	8	601	601	NUM
cblr-14234	1389	9	a.2d	a.2d	NUM
cblr-14234	1389	10	1051	1051	NUM
cblr-14234	1389	11	,	,	PUNCT
cblr-14234	1389	12	1056	1056	NUM
cblr-14234	1389	13	(	(	PUNCT
cblr-14234	1389	14	del	del	PROPN
cblr-14234	1389	15	.	.	PROPN
cblr-14234	1389	16	super	super	PROPN
cblr-14234	1389	17	.	.	PUNCT
cblr-14234	1390	1	ct	ct	PROPN
cblr-14234	1390	2	.	.	PROPN
cblr-14234	1390	3	1990	1990	NUM
cblr-14234	1390	4	)	)	PUNCT
cblr-14234	1390	5	,	,	PUNCT
cblr-14234	1390	6	aff’d	aff’d	VERB
cblr-14234	1390	7	,	,	PUNCT
cblr-14234	1390	8	586	586	NUM
cblr-14234	1390	9	a.2d	a.2d	SYM
cblr-14234	1390	10	1203	1203	NUM
cblr-14234	1390	11	(	(	PUNCT
cblr-14234	1390	12	del	del	PROPN
cblr-14234	1390	13	.	.	PROPN
cblr-14234	1390	14	1990	1990	NUM
cblr-14234	1390	15	)	)	PUNCT
cblr-14234	1390	16	(	(	PUNCT
cblr-14234	1390	17	holding	hold	VERB
cblr-14234	1390	18	an	an	DET
cblr-14234	1390	19	insurance	insurance	NOUN
cblr-14234	1390	20	policy	policy	NOUN
cblr-14234	1390	21	ambiguous	ambiguous	ADJ
cblr-14234	1390	22	because	because	SCONJ
cblr-14234	1390	23	“	"	PUNCT
cblr-14234	1390	24	the	the	DET
cblr-14234	1390	25	terms	term	NOUN
cblr-14234	1390	26	as	as	SCONJ
cblr-14234	1390	27	used	use	VERB
cblr-14234	1390	28	differ	differ	VERB
cblr-14234	1390	29	from	from	ADP
cblr-14234	1390	30	the	the	DET
cblr-14234	1390	31	term	term	NOUN
cblr-14234	1390	32	as	as	SCONJ
cblr-14234	1390	33	ordinarily	ordinarily	ADV
cblr-14234	1390	34	understood	understand	VERB
cblr-14234	1390	35	and	and	CCONJ
cblr-14234	1390	36	is	be	AUX
cblr-14234	1390	37	so	so	ADV
cblr-14234	1390	38	convoluted	convoluted	ADJ
cblr-14234	1390	39	as	as	SCONJ
cblr-14234	1390	40	to	to	PART
cblr-14234	1390	41	cause	cause	VERB
cblr-14234	1390	42	confusion	confusion	NOUN
cblr-14234	1390	43	to	to	ADP
cblr-14234	1390	44	the	the	DET
cblr-14234	1390	45	reader	reader	NOUN
cblr-14234	1390	46	”	"	PUNCT
cblr-14234	1390	47	)	)	PUNCT
cblr-14234	1390	48	;	;	PUNCT
cblr-14234	1391	1	autoowners	autoowner	NOUN
cblr-14234	1391	2	ins	ins	PROPN
cblr-14234	1391	3	.	.	PUNCT
cblr-14234	1391	4	co.	co.	PROPN
cblr-14234	1391	5	v.	v.	ADP
cblr-14234	1391	6	benko	benko	PROPN
cblr-14234	1391	7	,	,	PUNCT
cblr-14234	1391	8	964	964	NUM
cblr-14234	1391	9	n.e.2d	n.e.2d	NOUN
cblr-14234	1391	10	886	886	NUM
cblr-14234	1391	11	,	,	PUNCT
cblr-14234	1391	12	887	887	NUM
cblr-14234	1391	13	(	(	PUNCT
cblr-14234	1391	14	ind	ind	NOUN
cblr-14234	1391	15	.	.	PUNCT
cblr-14234	1392	1	ct	ct	PROPN
cblr-14234	1392	2	.	.	PUNCT
cblr-14234	1393	1	app	app	PROPN
cblr-14234	1393	2	.	.	PROPN
cblr-14234	1393	3	2012	2012	NUM
cblr-14234	1393	4	)	)	PUNCT
cblr-14234	1393	5	(	(	PUNCT
cblr-14234	1393	6	holding	hold	VERB
cblr-14234	1393	7	544	544	NUM
cblr-14234	1393	8	columbia	columbia	PROPN
cblr-14234	1393	9	business	business	NOUN
cblr-14234	1393	10	law	law	PROPN
cblr-14234	1393	11	review	review	NOUN
cblr-14234	1394	1	[	[	X
cblr-14234	1394	2	vol	vol	NOUN
cblr-14234	1394	3	.	.	NOUN
cblr-14234	1394	4	2024	2024	NUM
cblr-14234	1394	5	risk	risk	NOUN
cblr-14234	1394	6	free	free	ADJ
cblr-14234	1394	7	.	.	PUNCT
cblr-14234	1395	1	any	any	DET
cblr-14234	1395	2	assessment	assessment	NOUN
cblr-14234	1395	3	of	of	ADP
cblr-14234	1395	4	longstanding	longstanding	ADJ
cblr-14234	1395	5	language	language	NOUN
cblr-14234	1395	6	must	must	AUX
cblr-14234	1395	7	account	account	VERB
cblr-14234	1395	8	for	for	ADP
cblr-14234	1395	9	the	the	DET
cblr-14234	1395	10	costs	cost	NOUN
cblr-14234	1395	11	of	of	ADP
cblr-14234	1395	12	the	the	DET
cblr-14234	1395	13	traditional	traditional	ADJ
cblr-14234	1395	14	language	language	NOUN
cblr-14234	1395	15	and	and	CCONJ
cblr-14234	1395	16	the	the	DET
cblr-14234	1395	17	opportunity	opportunity	NOUN
cblr-14234	1395	18	costs	cost	NOUN
cblr-14234	1395	19	of	of	ADP
cblr-14234	1395	20	not	not	PART
cblr-14234	1395	21	changing	change	VERB
cblr-14234	1395	22	.	.	PUNCT
cblr-14234	1396	1	consider	consider	VERB
cblr-14234	1396	2	this	this	DET
cblr-14234	1396	3	telling	tell	VERB
cblr-14234	1396	4	anecdote	anecdote	NOUN
cblr-14234	1396	5	.	.	PUNCT
cblr-14234	1397	1	during	during	ADP
cblr-14234	1397	2	a	a	DET
cblr-14234	1397	3	meeting	meeting	NOUN
cblr-14234	1397	4	of	of	ADP
cblr-14234	1397	5	lawyers	lawyer	NOUN
cblr-14234	1397	6	,	,	PUNCT
cblr-14234	1397	7	a	a	DET
cblr-14234	1397	8	speaker	speaker	NOUN
cblr-14234	1397	9	recommended	recommend	VERB
cblr-14234	1397	10	using	use	VERB
cblr-14234	1397	11	the	the	DET
cblr-14234	1397	12	word	word	NOUN
cblr-14234	1397	13	“	"	PUNCT
cblr-14234	1397	14	shall	shall	AUX
cblr-14234	1397	15	”	"	PUNCT
cblr-14234	1397	16	in	in	ADP
cblr-14234	1397	17	a	a	DET
cblr-14234	1397	18	contract	contract	NOUN
cblr-14234	1397	19	because	because	SCONJ
cblr-14234	1397	20	a	a	DET
cblr-14234	1397	21	recent	recent	ADJ
cblr-14234	1397	22	high	high	ADJ
cblr-14234	1397	23	court	court	NOUN
cblr-14234	1397	24	interpreted	interpret	VERB
cblr-14234	1397	25	the	the	DET
cblr-14234	1397	26	term	term	NOUN
cblr-14234	1397	27	to	to	PART
cblr-14234	1397	28	mean	mean	VERB
cblr-14234	1397	29	“	"	PUNCT
cblr-14234	1397	30	may	may	AUX
cblr-14234	1397	31	;	;	PUNCT
cblr-14234	1397	32	”	"	PUNCT
cblr-14234	1397	33	bryan	bryan	PROPN
cblr-14234	1397	34	garner	garner	PROPN
cblr-14234	1397	35	posed	pose	VERB
cblr-14234	1397	36	the	the	DET
cblr-14234	1397	37	obvious	obvious	ADJ
cblr-14234	1397	38	suggestion	suggestion	NOUN
cblr-14234	1397	39	:	:	PUNCT
cblr-14234	1397	40	instead	instead	ADV
cblr-14234	1397	41	of	of	ADP
cblr-14234	1397	42	using	use	VERB
cblr-14234	1397	43	“	"	PUNCT
cblr-14234	1397	44	shall	shall	NOUN
cblr-14234	1397	45	”	"	PUNCT
cblr-14234	1397	46	to	to	PART
cblr-14234	1397	47	mean	mean	VERB
cblr-14234	1397	48	“	"	PUNCT
cblr-14234	1397	49	may	may	AUX
cblr-14234	1397	50	,	,	PUNCT
cblr-14234	1397	51	”	"	PUNCT
cblr-14234	1397	52	just	just	ADV
cblr-14234	1397	53	use	use	VERB
cblr-14234	1397	54	the	the	DET
cblr-14234	1397	55	word	word	NOUN
cblr-14234	1397	56	“	"	PUNCT
cblr-14234	1397	57	may	may	AUX
cblr-14234	1397	58	;	;	PUNCT
cblr-14234	1397	59	”	"	PUNCT
cblr-14234	1397	60	but	but	CCONJ
cblr-14234	1397	61	the	the	DET
cblr-14234	1397	62	presenter	presenter	NOUN
cblr-14234	1397	63	disagreed	disagree	VERB
cblr-14234	1397	64	because	because	SCONJ
cblr-14234	1397	65	“	"	PUNCT
cblr-14234	1397	66	he	he	PRON
cblr-14234	1397	67	had	have	VERB
cblr-14234	1397	68	no	no	DET
cblr-14234	1397	69	idea	idea	NOUN
cblr-14234	1397	70	what	what	PRON
cblr-14234	1397	71	that	that	PRON
cblr-14234	1397	72	might	might	AUX
cblr-14234	1397	73	be	be	AUX
cblr-14234	1397	74	held	hold	VERB
cblr-14234	1397	75	to	to	PART
cblr-14234	1397	76	mean	mean	VERB
cblr-14234	1397	77	.	.	PUNCT
cblr-14234	1398	1	after	after	ADV
cblr-14234	1398	2	all	all	ADV
cblr-14234	1398	3	,	,	PUNCT
cblr-14234	1398	4	it	it	PRON
cblr-14234	1398	5	had	have	AUX
cblr-14234	1398	6	n’t	not	PART
cblr-14234	1398	7	been	be	AUX
cblr-14234	1398	8	adjudicated	adjudicate	VERB
cblr-14234	1398	9	.	.	PUNCT
cblr-14234	1399	1	”343	”343	ADV
cblr-14234	1399	2	blind	blind	ADJ
cblr-14234	1399	3	allegiance	allegiance	NOUN
cblr-14234	1399	4	to	to	ADP
cblr-14234	1399	5	precedent	precedent	NOUN
cblr-14234	1399	6	has	have	VERB
cblr-14234	1399	7	downsides	downside	NOUN
cblr-14234	1399	8	.	.	PUNCT
cblr-14234	1400	1	also	also	ADV
cblr-14234	1400	2	,	,	PUNCT
cblr-14234	1400	3	the	the	DET
cblr-14234	1400	4	duty	duty	NOUN
cblr-14234	1400	5	allows	allow	VERB
cblr-14234	1400	6	drafters	drafter	NOUN
cblr-14234	1400	7	to	to	PART
cblr-14234	1400	8	gain	gain	VERB
cblr-14234	1400	9	predictability	predictability	NOUN
cblr-14234	1400	10	before	before	SCONJ
cblr-14234	1400	11	an	an	DET
cblr-14234	1400	12	appellate	appellate	ADJ
cblr-14234	1400	13	court	court	NOUN
cblr-14234	1400	14	decides	decide	VERB
cblr-14234	1400	15	a	a	DET
cblr-14234	1400	16	case	case	NOUN
cblr-14234	1400	17	.	.	PUNCT
cblr-14234	1401	1	rather	rather	ADV
cblr-14234	1401	2	than	than	SCONJ
cblr-14234	1401	3	wait	wait	VERB
cblr-14234	1401	4	for	for	ADP
cblr-14234	1401	5	a	a	DET
cblr-14234	1401	6	future	future	ADJ
cblr-14234	1401	7	case	case	NOUN
cblr-14234	1401	8	,	,	PUNCT
cblr-14234	1401	9	with	with	ADP
cblr-14234	1401	10	unknown	unknown	ADJ
cblr-14234	1401	11	facts	fact	NOUN
cblr-14234	1401	12	,	,	PUNCT
cblr-14234	1401	13	decided	decide	VERB
cblr-14234	1401	14	by	by	ADP
cblr-14234	1401	15	an	an	DET
cblr-14234	1401	16	unknown	unknown	ADJ
cblr-14234	1401	17	judge	judge	NOUN
cblr-14234	1401	18	who	who	PRON
cblr-14234	1401	19	may	may	AUX
cblr-14234	1401	20	choose	choose	VERB
cblr-14234	1401	21	any	any	DET
cblr-14234	1401	22	number	number	NOUN
cblr-14234	1401	23	of	of	ADP
cblr-14234	1401	24	interpretations	interpretation	NOUN
cblr-14234	1401	25	,	,	PUNCT
cblr-14234	1401	26	the	the	DET
cblr-14234	1401	27	duty	duty	NOUN
cblr-14234	1401	28	allows	allow	VERB
cblr-14234	1401	29	drafters	drafter	NOUN
cblr-14234	1401	30	to	to	PART
cblr-14234	1401	31	obtain	obtain	VERB
cblr-14234	1401	32	predictability	predictability	NOUN
cblr-14234	1401	33	upfront	upfront	NOUN
cblr-14234	1401	34	by	by	ADP
cblr-14234	1401	35	testing	test	VERB
cblr-14234	1401	36	language	language	NOUN
cblr-14234	1401	37	on	on	ADP
cblr-14234	1401	38	consumers	consumer	NOUN
cblr-14234	1401	39	.	.	PUNCT
cblr-14234	1402	1	even	even	ADV
cblr-14234	1402	2	when	when	SCONJ
cblr-14234	1402	3	experts	expert	NOUN
cblr-14234	1402	4	on	on	ADP
cblr-14234	1402	5	contract	contract	NOUN
cblr-14234	1402	6	drafting	drafting	NOUN
cblr-14234	1402	7	agree	agree	VERB
cblr-14234	1402	8	on	on	ADP
cblr-14234	1402	9	replacing	replace	VERB
cblr-14234	1402	10	certain	certain	ADJ
cblr-14234	1402	11	traditional	traditional	ADJ
cblr-14234	1402	12	contract	contract	NOUN
cblr-14234	1402	13	language	language	NOUN
cblr-14234	1402	14	,	,	PUNCT
cblr-14234	1402	15	sometimes	sometimes	ADV
cblr-14234	1402	16	courts	court	NOUN
cblr-14234	1402	17	have	have	AUX
cblr-14234	1402	18	disagreed	disagree	VERB
cblr-14234	1402	19	,	,	PUNCT
cblr-14234	1402	20	like	like	ADP
cblr-14234	1402	21	on	on	ADP
cblr-14234	1402	22	the	the	DET
cblr-14234	1402	23	meaning	meaning	NOUN
cblr-14234	1402	24	of	of	ADP
cblr-14234	1402	25	the	the	DET
cblr-14234	1402	26	term	term	NOUN
cblr-14234	1402	27	“	"	PUNCT
cblr-14234	1402	28	will	will	AUX
cblr-14234	1402	29	.	.	PUNCT
cblr-14234	1402	30	”344	”344	NOUN
cblr-14234	1402	31	unlike	unlike	ADP
cblr-14234	1402	32	the	the	DET
cblr-14234	1402	33	status	status	NOUN
cblr-14234	1402	34	quo	quo	NOUN
cblr-14234	1402	35	which	which	PRON
cblr-14234	1402	36	pivots	pivot	VERB
cblr-14234	1402	37	on	on	ADP
cblr-14234	1402	38	how	how	SCONJ
cblr-14234	1402	39	a	a	DET
cblr-14234	1402	40	judge	judge	NOUN
cblr-14234	1402	41	would	would	AUX
cblr-14234	1402	42	interpret	interpret	VERB
cblr-14234	1402	43	terms	term	NOUN
cblr-14234	1402	44	,	,	PUNCT
cblr-14234	1402	45	under	under	ADP
cblr-14234	1402	46	the	the	DET
cblr-14234	1402	47	duty	duty	NOUN
cblr-14234	1402	48	,	,	PUNCT
cblr-14234	1402	49	the	the	DET
cblr-14234	1402	50	inquiry	inquiry	NOUN
cblr-14234	1402	51	focuses	focus	VERB
cblr-14234	1402	52	on	on	ADP
cblr-14234	1402	53	how	how	SCONJ
cblr-14234	1402	54	the	the	DET
cblr-14234	1402	55	average	average	ADJ
cblr-14234	1402	56	consumer	consumer	NOUN
cblr-14234	1402	57	would	would	AUX
cblr-14234	1402	58	understand	understand	VERB
cblr-14234	1402	59	them	they	PRON
cblr-14234	1402	60	.	.	PUNCT
cblr-14234	1403	1	a	a	DET
cblr-14234	1403	2	seller	seller	NOUN
cblr-14234	1403	3	can	can	AUX
cblr-14234	1403	4	answer	answer	VERB
cblr-14234	1403	5	that	that	DET
cblr-14234	1403	6	question	question	NOUN
cblr-14234	1403	7	even	even	ADV
cblr-14234	1403	8	before	before	SCONJ
cblr-14234	1403	9	the	the	DET
cblr-14234	1403	10	seller	seller	NOUN
cblr-14234	1403	11	issues	issue	VERB
cblr-14234	1403	12	the	the	DET
cblr-14234	1403	13	contract	contract	NOUN
cblr-14234	1403	14	.	.	PUNCT
cblr-14234	1404	1	that	that	DET
cblr-14234	1404	2	predictive	predictive	ADJ
cblr-14234	1404	3	value	value	NOUN
cblr-14234	1404	4	is	be	AUX
cblr-14234	1404	5	not	not	PART
cblr-14234	1404	6	absolute	absolute	ADJ
cblr-14234	1404	7	as	as	SCONJ
cblr-14234	1404	8	an	an	DET
cblr-14234	1404	9	opponent	opponent	NOUN
cblr-14234	1404	10	may	may	AUX
cblr-14234	1404	11	later	later	ADV
cblr-14234	1404	12	bring	bring	VERB
cblr-14234	1404	13	forth	forth	ADP
cblr-14234	1404	14	evidence	evidence	NOUN
cblr-14234	1404	15	challenging	challenge	VERB
cblr-14234	1404	16	it	it	PRON
cblr-14234	1404	17	.	.	PUNCT
cblr-14234	1405	1	however	however	ADV
cblr-14234	1405	2	,	,	PUNCT
cblr-14234	1405	3	sellers	seller	NOUN
cblr-14234	1405	4	have	have	VERB
cblr-14234	1405	5	far	far	ADV
cblr-14234	1405	6	more	more	ADJ
cblr-14234	1405	7	data	datum	NOUN
cblr-14234	1405	8	points	point	NOUN
cblr-14234	1405	9	than	than	ADP
cblr-14234	1405	10	guessing	guess	VERB
cblr-14234	1405	11	how	how	SCONJ
cblr-14234	1405	12	a	a	DET
cblr-14234	1405	13	judge	judge	NOUN
cblr-14234	1405	14	will	will	AUX
cblr-14234	1405	15	rule	rule	VERB
cblr-14234	1405	16	when	when	SCONJ
cblr-14234	1405	17	there	there	PRON
cblr-14234	1405	18	is	be	VERB
cblr-14234	1405	19	no	no	DET
cblr-14234	1405	20	precedent	precedent	NOUN
cblr-14234	1405	21	.	.	PUNCT
cblr-14234	1406	1	as	as	SCONJ
cblr-14234	1406	2	more	more	ADJ
cblr-14234	1406	3	court	court	NOUN
cblr-14234	1406	4	decisions	decision	NOUN
cblr-14234	1406	5	issue	issue	NOUN
cblr-14234	1406	6	on	on	ADP
cblr-14234	1406	7	that	that	SCONJ
cblr-14234	1406	8	“	"	PUNCT
cblr-14234	1406	9	if	if	SCONJ
cblr-14234	1406	10	the	the	DET
cblr-14234	1406	11	insurance	insurance	NOUN
cblr-14234	1406	12	company	company	NOUN
cblr-14234	1406	13	intended	intend	VERB
cblr-14234	1406	14	a	a	DET
cblr-14234	1406	15	different	different	ADJ
cblr-14234	1406	16	interpretation	interpretation	NOUN
cblr-14234	1406	17	,	,	PUNCT
cblr-14234	1406	18	it	it	PRON
cblr-14234	1406	19	should	should	AUX
cblr-14234	1406	20	have	have	AUX
cblr-14234	1406	21	stated	state	VERB
cblr-14234	1406	22	so	so	ADV
cblr-14234	1406	23	in	in	ADP
cblr-14234	1406	24	plain	plain	ADJ
cblr-14234	1406	25	english	english	PROPN
cblr-14234	1406	26	so	so	SCONJ
cblr-14234	1406	27	that	that	SCONJ
cblr-14234	1406	28	their	their	PRON
cblr-14234	1406	29	policyholders	policyholder	NOUN
cblr-14234	1406	30	understand	understand	VERB
cblr-14234	1406	31	what	what	PRON
cblr-14234	1406	32	is	be	AUX
cblr-14234	1406	33	necessary	necessary	ADJ
cblr-14234	1406	34	to	to	PART
cblr-14234	1406	35	protect	protect	VERB
cblr-14234	1406	36	their	their	PRON
cblr-14234	1406	37	interests	interest	NOUN
cblr-14234	1406	38	and	and	CCONJ
cblr-14234	1406	39	collect	collect	VERB
cblr-14234	1406	40	their	their	PRON
cblr-14234	1406	41	benefits	benefit	NOUN
cblr-14234	1406	42	under	under	ADP
cblr-14234	1406	43	the	the	DET
cblr-14234	1406	44	policy	policy	NOUN
cblr-14234	1406	45	”	"	PUNCT
cblr-14234	1406	46	)	)	PUNCT
cblr-14234	1406	47	;	;	PUNCT
cblr-14234	1406	48	gross	gross	ADJ
cblr-14234	1406	49	v.	v.	ADP
cblr-14234	1406	50	sweet	sweet	ADJ
cblr-14234	1406	51	,	,	PUNCT
cblr-14234	1406	52	400	400	NUM
cblr-14234	1406	53	n.e.2d	n.e.2d	NOUN
cblr-14234	1406	54	306	306	NUM
cblr-14234	1406	55	,	,	PUNCT
cblr-14234	1406	56	307	307	NUM
cblr-14234	1406	57	-	-	SYM
cblr-14234	1406	58	09	09	NUM
cblr-14234	1406	59	(	(	PUNCT
cblr-14234	1406	60	n.y	n.y	PROPN
cblr-14234	1406	61	.	.	PROPN
cblr-14234	1406	62	1979	1979	NUM
cblr-14234	1406	63	)	)	PUNCT
cblr-14234	1406	64	(	(	PUNCT
cblr-14234	1406	65	citing	cite	VERB
cblr-14234	1406	66	a	a	DET
cblr-14234	1406	67	plain	plain	ADJ
cblr-14234	1406	68	language	language	NOUN
cblr-14234	1406	69	statute	statute	NOUN
cblr-14234	1406	70	and	and	CCONJ
cblr-14234	1406	71	concluding	conclude	VERB
cblr-14234	1406	72	that	that	DET
cblr-14234	1406	73	release	release	NOUN
cblr-14234	1406	74	from	from	ADP
cblr-14234	1406	75	negligent	negligent	ADJ
cblr-14234	1406	76	conduct	conduct	NOUN
cblr-14234	1406	77	was	be	AUX
cblr-14234	1406	78	unenforceable	unenforceable	ADJ
cblr-14234	1406	79	)	)	PUNCT
cblr-14234	1406	80	;	;	PUNCT
cblr-14234	1406	81	morgan	morgan	PROPN
cblr-14234	1406	82	v.	v.	PROPN
cblr-14234	1406	83	sanford	sanford	PROPN
cblr-14234	1406	84	brown	brown	PROPN
cblr-14234	1406	85	inst	inst	PROPN
cblr-14234	1406	86	.	.	PROPN
cblr-14234	1406	87	,	,	PUNCT
cblr-14234	1406	88	137	137	NUM
cblr-14234	1406	89	a.3d	a.3d	SYM
cblr-14234	1406	90	1168	1168	NUM
cblr-14234	1406	91	,	,	PUNCT
cblr-14234	1406	92	1181	1181	NUM
cblr-14234	1406	93	(	(	PUNCT
cblr-14234	1406	94	n.j	n.j	PROPN
cblr-14234	1406	95	.	.	PROPN
cblr-14234	1406	96	2016	2016	NUM
cblr-14234	1406	97	)	)	PUNCT
cblr-14234	1406	98	(	(	PUNCT
cblr-14234	1406	99	holding	hold	VERB
cblr-14234	1406	100	an	an	DET
cblr-14234	1406	101	arbitration	arbitration	NOUN
cblr-14234	1406	102	clause	clause	NOUN
cblr-14234	1406	103	unenforceable	unenforceable	ADJ
cblr-14234	1406	104	because	because	SCONJ
cblr-14234	1406	105	it	it	PRON
cblr-14234	1406	106	was	be	AUX
cblr-14234	1406	107	not	not	PART
cblr-14234	1406	108	written	write	VERB
cblr-14234	1406	109	in	in	ADP
cblr-14234	1406	110	plain	plain	ADJ
cblr-14234	1406	111	language	language	NOUN
cblr-14234	1406	112	)	)	PUNCT
cblr-14234	1406	113	;	;	PUNCT
cblr-14234	1406	114	kernahan	kernahan	PROPN
cblr-14234	1406	115	v.	v.	ADP
cblr-14234	1406	116	home	home	NOUN
cblr-14234	1406	117	warranty	warranty	NOUN
cblr-14234	1406	118	adm’r	adm’r	X
cblr-14234	1406	119	of	of	ADP
cblr-14234	1406	120	fla	fla	PROPN
cblr-14234	1406	121	.	.	PROPN
cblr-14234	1406	122	,	,	PUNCT
cblr-14234	1406	123	inc	inc	PROPN
cblr-14234	1406	124	.	.	PROPN
cblr-14234	1406	125	,	,	PUNCT
cblr-14234	1406	126	199	199	NUM
cblr-14234	1406	127	a.3d	a.3d	SYM
cblr-14234	1406	128	766	766	NUM
cblr-14234	1406	129	,	,	PUNCT
cblr-14234	1406	130	781	781	NUM
cblr-14234	1406	131	(	(	PUNCT
cblr-14234	1406	132	n.j	n.j	PROPN
cblr-14234	1406	133	.	.	PROPN
cblr-14234	1406	134	2019	2019	NUM
cblr-14234	1406	135	)	)	PUNCT
cblr-14234	1406	136	.	.	PUNCT
cblr-14234	1407	1	343	343	NUM
cblr-14234	1407	2	bryan	bryan	PROPN
cblr-14234	1407	3	a.	a.	PROPN
cblr-14234	1407	4	garner	garner	PROPN
cblr-14234	1407	5	,	,	PUNCT
cblr-14234	1407	6	garner	garner	PROPN
cblr-14234	1407	7	’s	’s	PART
cblr-14234	1407	8	guidelines	guideline	NOUN
cblr-14234	1407	9	for	for	ADP
cblr-14234	1407	10	drafting	draft	VERB
cblr-14234	1407	11	&	&	CCONJ
cblr-14234	1407	12	editing	edit	VERB
cblr-14234	1407	13	contracts	contract	NOUN
cblr-14234	1407	14	1	1	NUM
cblr-14234	1407	15	(	(	PUNCT
cblr-14234	1407	16	west	west	ADJ
cblr-14234	1407	17	academic	academic	NOUN
cblr-14234	1407	18	2019	2019	NUM
cblr-14234	1407	19	)	)	PUNCT
cblr-14234	1407	20	.	.	PUNCT
cblr-14234	1408	1	344	344	NUM
cblr-14234	1408	2	lori	lori	PROPN
cblr-14234	1408	3	d.	d.	PROPN
cblr-14234	1408	4	johnson	johnson	PROPN
cblr-14234	1408	5	,	,	PUNCT
cblr-14234	1408	6	the	the	DET
cblr-14234	1408	7	ethics	ethic	NOUN
cblr-14234	1408	8	of	of	ADP
cblr-14234	1408	9	non	non	ADJ
cblr-14234	1408	10	-	-	ADJ
cblr-14234	1408	11	traditional	traditional	ADJ
cblr-14234	1408	12	contract	contract	NOUN
cblr-14234	1408	13	drafting	drafting	NOUN
cblr-14234	1408	14	,	,	PUNCT
cblr-14234	1408	15	84	84	NUM
cblr-14234	1408	16	u.	u.	NOUN
cblr-14234	1408	17	cin	cin	PROPN
cblr-14234	1408	18	.	.	PUNCT
cblr-14234	1409	1	l.	l.	PROPN
cblr-14234	1409	2	rev	rev	PROPN
cblr-14234	1409	3	.	.	PROPN
cblr-14234	1409	4	595	595	NUM
cblr-14234	1409	5	,	,	PUNCT
cblr-14234	1409	6	618–20	618–20	NUM
cblr-14234	1409	7	(	(	PUNCT
cblr-14234	1409	8	2016	2016	NUM
cblr-14234	1409	9	)	)	PUNCT
cblr-14234	1409	10	.	.	PUNCT
cblr-14234	1410	1	no	no	INTJ
cblr-14234	1410	2	.	.	NOUN
cblr-14234	1411	1	2	2	NUM
cblr-14234	1411	2	]	]	PUNCT
cblr-14234	1411	3	the	the	DET
cblr-14234	1411	4	duty	duty	NOUN
cblr-14234	1411	5	to	to	PART
cblr-14234	1411	6	make	make	VERB
cblr-14234	1411	7	contracts	contract	NOUN
cblr-14234	1411	8	understandable	understandable	ADJ
cblr-14234	1411	9	545	545	NUM
cblr-14234	1411	10	the	the	DET
cblr-14234	1411	11	kinds	kind	NOUN
cblr-14234	1411	12	of	of	ADP
cblr-14234	1411	13	evidence	evidence	NOUN
cblr-14234	1411	14	courts	court	NOUN
cblr-14234	1411	15	examine	examine	VERB
cblr-14234	1411	16	,	,	PUNCT
cblr-14234	1411	17	drafters	drafter	NOUN
cblr-14234	1411	18	will	will	AUX
cblr-14234	1411	19	receive	receive	VERB
cblr-14234	1411	20	more	more	ADJ
cblr-14234	1411	21	predictability	predictability	NOUN
cblr-14234	1411	22	.	.	PUNCT
cblr-14234	1412	1	since	since	SCONJ
cblr-14234	1412	2	a	a	DET
cblr-14234	1412	3	statute	statute	NOUN
cblr-14234	1412	4	imposes	impose	VERB
cblr-14234	1412	5	the	the	DET
cblr-14234	1412	6	duty	duty	NOUN
cblr-14234	1412	7	,	,	PUNCT
cblr-14234	1412	8	lawmakers	lawmaker	NOUN
cblr-14234	1412	9	could	could	AUX
cblr-14234	1412	10	pass	pass	VERB
cblr-14234	1412	11	it	it	PRON
cblr-14234	1412	12	with	with	ADP
cblr-14234	1412	13	a	a	DET
cblr-14234	1412	14	delayed	delay	VERB
cblr-14234	1412	15	effective	effective	ADJ
cblr-14234	1412	16	date	date	NOUN
cblr-14234	1412	17	,	,	PUNCT
cblr-14234	1412	18	allowing	allow	VERB
cblr-14234	1412	19	drafters	drafter	NOUN
cblr-14234	1412	20	time	time	NOUN
cblr-14234	1412	21	to	to	PART
cblr-14234	1412	22	revise	revise	VERB
cblr-14234	1412	23	their	their	PRON
cblr-14234	1412	24	contracts	contract	NOUN
cblr-14234	1412	25	.	.	PUNCT
cblr-14234	1413	1	a	a	DET
cblr-14234	1413	2	focus	focus	NOUN
cblr-14234	1413	3	on	on	ADP
cblr-14234	1413	4	consumer	consumer	NOUN
cblr-14234	1413	5	understanding	understanding	NOUN
cblr-14234	1413	6	also	also	ADV
cblr-14234	1413	7	constrains	constrain	VERB
cblr-14234	1413	8	courts	court	NOUN
cblr-14234	1413	9	more	more	ADJ
cblr-14234	1413	10	than	than	ADP
cblr-14234	1413	11	current	current	ADJ
cblr-14234	1413	12	contract	contract	NOUN
cblr-14234	1413	13	law	law	NOUN
cblr-14234	1413	14	.	.	PUNCT
cblr-14234	1414	1	currently	currently	ADV
cblr-14234	1414	2	,	,	PUNCT
cblr-14234	1414	3	judges	judge	NOUN
cblr-14234	1414	4	have	have	VERB
cblr-14234	1414	5	no	no	DET
cblr-14234	1414	6	guidance	guidance	NOUN
cblr-14234	1414	7	on	on	ADP
cblr-14234	1414	8	what	what	PRON
cblr-14234	1414	9	to	to	PART
cblr-14234	1414	10	consider	consider	VERB
cblr-14234	1414	11	and	and	CCONJ
cblr-14234	1414	12	may	may	AUX
cblr-14234	1414	13	consider	consider	VERB
cblr-14234	1414	14	evidence	evidence	NOUN
cblr-14234	1414	15	that	that	PRON
cblr-14234	1414	16	is	be	AUX
cblr-14234	1414	17	irrelevant	irrelevant	ADJ
cblr-14234	1414	18	or	or	CCONJ
cblr-14234	1414	19	inaccurate.345	inaccurate.345	ADJ
cblr-14234	1414	20	by	by	ADP
cblr-14234	1414	21	contrast	contrast	NOUN
cblr-14234	1414	22	,	,	PUNCT
cblr-14234	1414	23	the	the	DET
cblr-14234	1414	24	duty	duty	NOUN
cblr-14234	1414	25	encourages	encourage	VERB
cblr-14234	1414	26	parties	party	NOUN
cblr-14234	1414	27	and	and	CCONJ
cblr-14234	1414	28	courts	court	NOUN
cblr-14234	1414	29	to	to	PART
cblr-14234	1414	30	rely	rely	VERB
cblr-14234	1414	31	on	on	ADP
cblr-14234	1414	32	evidence	evidence	NOUN
cblr-14234	1414	33	,	,	PUNCT
cblr-14234	1414	34	data	datum	NOUN
cblr-14234	1414	35	,	,	PUNCT
cblr-14234	1414	36	experts	expert	NOUN
cblr-14234	1414	37	,	,	PUNCT
cblr-14234	1414	38	and	and	CCONJ
cblr-14234	1414	39	science	science	NOUN
cblr-14234	1414	40	to	to	PART
cblr-14234	1414	41	determine	determine	VERB
cblr-14234	1414	42	what	what	PRON
cblr-14234	1414	43	does	do	VERB
cblr-14234	1414	44	and	and	CCONJ
cblr-14234	1414	45	does	do	AUX
cblr-14234	1414	46	not	not	PART
cblr-14234	1414	47	affect	affect	VERB
cblr-14234	1414	48	understanding	understanding	NOUN
cblr-14234	1414	49	.	.	PUNCT
cblr-14234	1415	1	over	over	ADP
cblr-14234	1415	2	time	time	NOUN
cblr-14234	1415	3	,	,	PUNCT
cblr-14234	1415	4	both	both	CCONJ
cblr-14234	1415	5	research	research	NOUN
cblr-14234	1415	6	and	and	CCONJ
cblr-14234	1415	7	case	case	NOUN
cblr-14234	1415	8	law	law	NOUN
cblr-14234	1415	9	may	may	AUX
cblr-14234	1415	10	reach	reach	VERB
cblr-14234	1415	11	consensus	consensus	NOUN
cblr-14234	1415	12	.	.	PUNCT
cblr-14234	1416	1	finally	finally	ADV
cblr-14234	1416	2	,	,	PUNCT
cblr-14234	1416	3	the	the	DET
cblr-14234	1416	4	disruption	disruption	NOUN
cblr-14234	1416	5	objection	objection	NOUN
cblr-14234	1416	6	is	be	AUX
cblr-14234	1416	7	correct	correct	ADJ
cblr-14234	1416	8	that	that	SCONJ
cblr-14234	1416	9	there	there	PRON
cblr-14234	1416	10	are	be	VERB
cblr-14234	1416	11	significant	significant	ADJ
cblr-14234	1416	12	costs	cost	NOUN
cblr-14234	1416	13	to	to	ADP
cblr-14234	1416	14	implementing	implement	VERB
cblr-14234	1416	15	the	the	DET
cblr-14234	1416	16	duty	duty	NOUN
cblr-14234	1416	17	,	,	PUNCT
cblr-14234	1416	18	but	but	CCONJ
cblr-14234	1416	19	those	those	DET
cblr-14234	1416	20	costs	cost	NOUN
cblr-14234	1416	21	will	will	AUX
cblr-14234	1416	22	be	be	AUX
cblr-14234	1416	23	borne	bear	VERB
cblr-14234	1416	24	by	by	ADP
cblr-14234	1416	25	transactional	transactional	ADJ
cblr-14234	1416	26	lawyers	lawyer	NOUN
cblr-14234	1416	27	,	,	PUNCT
cblr-14234	1416	28	not	not	PART
cblr-14234	1416	29	sellers	seller	NOUN
cblr-14234	1416	30	.	.	PUNCT
cblr-14234	1417	1	the	the	DET
cblr-14234	1417	2	duty	duty	NOUN
cblr-14234	1417	3	will	will	AUX
cblr-14234	1417	4	void	void	VERB
cblr-14234	1417	5	most	most	ADJ
cblr-14234	1417	6	templates	template	NOUN
cblr-14234	1417	7	and	and	CCONJ
cblr-14234	1417	8	databases	database	NOUN
cblr-14234	1417	9	of	of	ADP
cblr-14234	1417	10	contracts	contract	NOUN
cblr-14234	1417	11	of	of	ADP
cblr-14234	1417	12	adhesion	adhesion	NOUN
cblr-14234	1417	13	.	.	PUNCT
cblr-14234	1418	1	yes	yes	INTJ
cblr-14234	1418	2	,	,	PUNCT
cblr-14234	1418	3	lawyers	lawyer	NOUN
cblr-14234	1418	4	will	will	AUX
cblr-14234	1418	5	need	need	VERB
cblr-14234	1418	6	to	to	PART
cblr-14234	1418	7	learn	learn	VERB
cblr-14234	1418	8	a	a	DET
cblr-14234	1418	9	new	new	ADJ
cblr-14234	1418	10	skillset	skillset	NOUN
cblr-14234	1418	11	and	and	CCONJ
cblr-14234	1418	12	learn	learn	VERB
cblr-14234	1418	13	how	how	SCONJ
cblr-14234	1418	14	to	to	PART
cblr-14234	1418	15	test	test	VERB
cblr-14234	1418	16	consumer	consumer	NOUN
cblr-14234	1418	17	understanding	understanding	NOUN
cblr-14234	1418	18	.	.	PUNCT
cblr-14234	1419	1	but	but	CCONJ
cblr-14234	1419	2	the	the	DET
cblr-14234	1419	3	tools	tool	NOUN
cblr-14234	1419	4	are	be	AUX
cblr-14234	1419	5	readily	readily	ADV
cblr-14234	1419	6	available	available	ADJ
cblr-14234	1419	7	.	.	PUNCT
cblr-14234	1420	1	in	in	ADP
cblr-14234	1420	2	-	-	PUNCT
cblr-14234	1420	3	house	house	NOUN
cblr-14234	1420	4	lawyers	lawyer	NOUN
cblr-14234	1420	5	who	who	PRON
cblr-14234	1420	6	have	have	AUX
cblr-14234	1420	7	successfully	successfully	ADV
cblr-14234	1420	8	experimented	experiment	VERB
cblr-14234	1420	9	with	with	ADP
cblr-14234	1420	10	converting	convert	VERB
cblr-14234	1420	11	contracts	contract	NOUN
cblr-14234	1420	12	to	to	PART
cblr-14234	1420	13	plain	plain	ADJ
cblr-14234	1420	14	language	language	NOUN
cblr-14234	1420	15	did	do	AUX
cblr-14234	1420	16	so	so	ADV
cblr-14234	1420	17	without	without	ADP
cblr-14234	1420	18	the	the	DET
cblr-14234	1420	19	aid	aid	NOUN
cblr-14234	1420	20	of	of	ADP
cblr-14234	1420	21	outside	outside	ADJ
cblr-14234	1420	22	counsel.346	counsel.346	ADJ
cblr-14234	1420	23	artificial	artificial	ADJ
cblr-14234	1420	24	intelligence	intelligence	NOUN
cblr-14234	1420	25	and	and	CCONJ
cblr-14234	1420	26	software	software	NOUN
cblr-14234	1420	27	already	already	ADV
cblr-14234	1420	28	promises	promise	VERB
cblr-14234	1420	29	to	to	PART
cblr-14234	1420	30	write	write	VERB
cblr-14234	1420	31	contracts	contract	NOUN
cblr-14234	1420	32	in	in	ADP
cblr-14234	1420	33	plain	plain	ADJ
cblr-14234	1420	34	language.347	language.347	ADP
cblr-14234	1420	35	a	a	DET
cblr-14234	1420	36	2024	2024	NUM
cblr-14234	1420	37	study	study	NOUN
cblr-14234	1420	38	showed	show	VERB
cblr-14234	1420	39	how	how	SCONJ
cblr-14234	1420	40	artificial	artificial	ADJ
cblr-14234	1420	41	intelligencepowered	intelligencepowered	ADJ
cblr-14234	1420	42	writing	writing	NOUN
cblr-14234	1420	43	assistants	assistant	NOUN
cblr-14234	1420	44	could	could	AUX
cblr-14234	1420	45	improve	improve	VERB
cblr-14234	1420	46	the	the	DET
cblr-14234	1420	47	readability	readability	NOUN
cblr-14234	1420	48	of	of	ADP
cblr-14234	1420	49	345	345	NUM
cblr-14234	1420	50	see	see	NOUN
cblr-14234	1420	51	supra	supra	PROPN
cblr-14234	1420	52	note	note	PROPN
cblr-14234	1420	53	184	184	NUM
cblr-14234	1420	54	.	.	PUNCT
cblr-14234	1421	1	346	346	NUM
cblr-14234	1421	2	david	david	PROPN
cblr-14234	1421	3	a.	a.	PROPN
cblr-14234	1421	4	hoffman	hoffman	PROPN
cblr-14234	1421	5	,	,	PUNCT
cblr-14234	1421	6	relational	relational	ADJ
cblr-14234	1421	7	contracts	contract	NOUN
cblr-14234	1421	8	of	of	ADP
cblr-14234	1421	9	adhesion	adhesion	NOUN
cblr-14234	1421	10	,	,	PUNCT
cblr-14234	1421	11	85	85	NUM
cblr-14234	1421	12	u.	u.	NOUN
cblr-14234	1421	13	chi	chi	PROPN
cblr-14234	1421	14	.	.	PUNCT
cblr-14234	1422	1	l.	l.	PROPN
cblr-14234	1422	2	rev	rev	PROPN
cblr-14234	1422	3	.	.	PROPN
cblr-14234	1422	4	1395	1395	NUM
cblr-14234	1422	5	,	,	PUNCT
cblr-14234	1422	6	1427–45	1427–45	NUM
cblr-14234	1422	7	(	(	PUNCT
cblr-14234	1422	8	2018	2018	NUM
cblr-14234	1422	9	)	)	PUNCT
cblr-14234	1422	10	.	.	PUNCT
cblr-14234	1423	1	347	347	NUM
cblr-14234	1423	2	see	see	NOUN
cblr-14234	1423	3	,	,	PUNCT
cblr-14234	1423	4	e.g.	e.g.	ADV
cblr-14234	1423	5	,	,	PUNCT
cblr-14234	1423	6	robin	robin	PROPN
cblr-14234	1423	7	ai	ai	VERB
cblr-14234	1423	8	launches	launch	NOUN
cblr-14234	1423	9	free	free	ADJ
cblr-14234	1423	10	ai	ai	VERB
cblr-14234	1423	11	-	-	PUNCT
cblr-14234	1423	12	generated	generate	VERB
cblr-14234	1423	13	legal	legal	ADJ
cblr-14234	1423	14	dictionary	dictionary	NOUN
cblr-14234	1423	15	,	,	PUNCT
cblr-14234	1423	16	solicitors	solicitors	PROPN
cblr-14234	1423	17	journal	journal	PROPN
cblr-14234	1423	18	,	,	PUNCT
cblr-14234	1423	19	https://www.solicitorsjournal.com/sjarticle/robin-ai-launchesfree-aigenerated-legal-dictionary	https://www.solicitorsjournal.com/sjarticle/robin-ai-launchesfree-aigenerated-legal-dictionary	PROPN
cblr-14234	1424	1	[	[	X
cblr-14234	1424	2	https://perma.cc/f4gc-9czp	https://perma.cc/f4gc-9czp	PROPN
cblr-14234	1424	3	]	]	X
cblr-14234	1424	4	;	;	PUNCT
cblr-14234	1424	5	the	the	DET
cblr-14234	1424	6	contract	contract	NOUN
cblr-14234	1424	7	network	network	NOUN
cblr-14234	1424	8	seeds	seed	VERB
cblr-14234	1424	9	$	$	SYM
cblr-14234	1424	10	8	8	NUM
cblr-14234	1424	11	m	m	NOUN
cblr-14234	1424	12	for	for	ADP
cblr-14234	1424	13	collaborative	collaborative	ADJ
cblr-14234	1424	14	contracting	contracting	NOUN
cblr-14234	1424	15	,	,	PUNCT
cblr-14234	1424	16	axios	axio	NOUN
cblr-14234	1424	17	,	,	PUNCT
cblr-14234	1424	18	https://www.axios.com/pro/health-tech-deals/2023/08/17/contract-network-raises-8mseed-collaborative-contracting	https://www.axios.com/pro/health-tech-deals/2023/08/17/contract-network-raises-8mseed-collaborative-contracting	PROPN
cblr-14234	1424	19	;	;	PUNCT
cblr-14234	1424	20	chatgpt	chatgpt	NOUN
cblr-14234	1424	21	:	:	PUNCT
cblr-14234	1424	22	the	the	DET
cblr-14234	1424	23	next	next	ADJ
cblr-14234	1424	24	frontier	frontier	NOUN
cblr-14234	1424	25	of	of	ADP
cblr-14234	1424	26	construction	construction	NOUN
cblr-14234	1424	27	contracts	contract	NOUN
cblr-14234	1424	28	,	,	PUNCT
cblr-14234	1424	29	forconstructionpros.com	forconstructionpros.com	X
cblr-14234	1424	30	,	,	PUNCT
cblr-14234	1424	31	https://www.forconstructionpros.com/constructiontechnology/article/22861600/blackboiler-chatgpt-the-next-frontier-of-constructioncontracts	https://www.forconstructionpros.com/constructiontechnology/article/22861600/blackboiler-chatgpt-the-next-frontier-of-constructioncontract	NOUN
cblr-14234	1424	32	[	[	X
cblr-14234	1424	33	https://perma.cc/wj7n-r7af	https://perma.cc/wj7n-r7af	NOUN
cblr-14234	1424	34	]	]	PUNCT
cblr-14234	1424	35	;	;	PUNCT
cblr-14234	1424	36	legalese	legalese	ADJ
cblr-14234	1424	37	decoder	decoder	NOUN
cblr-14234	1424	38	,	,	PUNCT
cblr-14234	1424	39	https://legalesedecoder.com/.	https://legalesedecoder.com/.	PROPN
cblr-14234	1424	40	546	546	NUM
cblr-14234	1424	41	columbia	columbia	PROPN
cblr-14234	1424	42	business	business	NOUN
cblr-14234	1424	43	law	law	PROPN
cblr-14234	1424	44	review	review	NOUN
cblr-14234	1425	1	[	[	X
cblr-14234	1425	2	vol	vol	NOUN
cblr-14234	1425	3	.	.	NOUN
cblr-14234	1425	4	2024	2024	NUM
cblr-14234	1425	5	franchise	franchise	NOUN
cblr-14234	1425	6	disclosure	disclosure	NOUN
cblr-14234	1425	7	documents.348	documents.348	ADJ
cblr-14234	1425	8	information	information	NOUN
cblr-14234	1425	9	and	and	CCONJ
cblr-14234	1425	10	examples	example	NOUN
cblr-14234	1425	11	about	about	ADP
cblr-14234	1425	12	incorporating	incorporate	VERB
cblr-14234	1425	13	legal	legal	ADJ
cblr-14234	1425	14	design	design	NOUN
cblr-14234	1425	15	into	into	ADP
cblr-14234	1425	16	contracts	contract	NOUN
cblr-14234	1425	17	are	be	AUX
cblr-14234	1425	18	publicly	publicly	ADV
cblr-14234	1425	19	available.349	available.349	NOUN
cblr-14234	1425	20	in	in	ADP
cblr-14234	1425	21	2016	2016	NUM
cblr-14234	1425	22	,	,	PUNCT
cblr-14234	1425	23	margaret	margaret	PROPN
cblr-14234	1425	24	hagan	hagan	PROPN
cblr-14234	1425	25	and	and	CCONJ
cblr-14234	1425	26	helena	helena	PROPN
cblr-14234	1425	27	haapio	haapio	PROPN
cblr-14234	1425	28	proposed	propose	VERB
cblr-14234	1425	29	a	a	DET
cblr-14234	1425	30	pattern	pattern	NOUN
cblr-14234	1425	31	design	design	NOUN
cblr-14234	1425	32	library	library	NOUN
cblr-14234	1425	33	showcasing	showcase	VERB
cblr-14234	1425	34	real	real	ADJ
cblr-14234	1425	35	example	example	NOUN
cblr-14234	1425	36	of	of	ADP
cblr-14234	1425	37	contracts	contract	NOUN
cblr-14234	1425	38	that	that	PRON
cblr-14234	1425	39	effectively	effectively	ADV
cblr-14234	1425	40	incorporate	incorporate	VERB
cblr-14234	1425	41	legal	legal	ADJ
cblr-14234	1425	42	design,350	design,350	PROPN
cblr-14234	1425	43	which	which	PRON
cblr-14234	1425	44	led	lead	VERB
cblr-14234	1425	45	to	to	ADP
cblr-14234	1425	46	the	the	DET
cblr-14234	1425	47	world	world	NOUN
cblr-14234	1425	48	commerce	commerce	PROPN
cblr-14234	1425	49	and	and	CCONJ
cblr-14234	1425	50	contracting	contracting	NOUN
cblr-14234	1425	51	contract	contract	NOUN
cblr-14234	1425	52	design	design	NOUN
cblr-14234	1425	53	pattern	pattern	NOUN
cblr-14234	1425	54	library.351	library.351	VERB
cblr-14234	1425	55	a	a	DET
cblr-14234	1425	56	2024	2024	NUM
cblr-14234	1425	57	european	european	PROPN
cblr-14234	1425	58	union	union	NOUN
cblr-14234	1425	59	-	-	PUNCT
cblr-14234	1425	60	funded	fund	VERB
cblr-14234	1425	61	opensource	opensource	NOUN
cblr-14234	1425	62	book	book	NOUN
cblr-14234	1425	63	authored	author	VERB
cblr-14234	1425	64	by	by	ADP
cblr-14234	1425	65	over	over	ADP
cblr-14234	1425	66	a	a	DET
cblr-14234	1425	67	dozen	dozen	NOUN
cblr-14234	1425	68	experts	expert	NOUN
cblr-14234	1425	69	from	from	ADP
cblr-14234	1425	70	around	around	ADP
cblr-14234	1425	71	the	the	DET
cblr-14234	1425	72	world	world	NOUN
cblr-14234	1425	73	detailed	detail	VERB
cblr-14234	1425	74	how	how	SCONJ
cblr-14234	1425	75	and	and	CCONJ
cblr-14234	1425	76	why	why	SCONJ
cblr-14234	1425	77	drafters	drafter	NOUN
cblr-14234	1425	78	are	be	AUX
cblr-14234	1425	79	incorporating	incorporate	VERB
cblr-14234	1425	80	legal	legal	ADJ
cblr-14234	1425	81	design	design	NOUN
cblr-14234	1425	82	into	into	ADP
cblr-14234	1425	83	of	of	ADP
cblr-14234	1425	84	legal	legal	ADJ
cblr-14234	1425	85	documents.352	documents.352	NOUN
cblr-14234	1425	86	you	you	PRON
cblr-14234	1425	87	could	could	AUX
cblr-14234	1425	88	view	view	VERB
cblr-14234	1425	89	the	the	DET
cblr-14234	1425	90	duty	duty	NOUN
cblr-14234	1425	91	as	as	ADP
cblr-14234	1425	92	a	a	DET
cblr-14234	1425	93	form	form	NOUN
cblr-14234	1425	94	of	of	ADP
cblr-14234	1425	95	consumer	consumer	NOUN
cblr-14234	1425	96	protection	protection	NOUN
cblr-14234	1425	97	,	,	PUNCT
cblr-14234	1425	98	ensuring	ensure	VERB
cblr-14234	1425	99	sellers	seller	NOUN
cblr-14234	1425	100	(	(	PUNCT
cblr-14234	1425	101	clients	client	NOUN
cblr-14234	1425	102	)	)	PUNCT
cblr-14234	1425	103	receive	receive	VERB
cblr-14234	1425	104	quality	quality	NOUN
cblr-14234	1425	105	products	product	NOUN
cblr-14234	1425	106	(	(	PUNCT
cblr-14234	1425	107	contracts	contract	NOUN
cblr-14234	1425	108	)	)	PUNCT
cblr-14234	1425	109	from	from	ADP
cblr-14234	1425	110	drafters	drafter	NOUN
cblr-14234	1425	111	(	(	PUNCT
cblr-14234	1425	112	lawyers	lawyer	NOUN
cblr-14234	1425	113	)	)	PUNCT
cblr-14234	1425	114	.	.	PUNCT
cblr-14234	1426	1	while	while	SCONJ
cblr-14234	1426	2	the	the	DET
cblr-14234	1426	3	disruption	disruption	NOUN
cblr-14234	1426	4	will	will	AUX
cblr-14234	1426	5	be	be	AUX
cblr-14234	1426	6	abrupt	abrupt	ADJ
cblr-14234	1426	7	and	and	CCONJ
cblr-14234	1426	8	significant	significant	ADJ
cblr-14234	1426	9	,	,	PUNCT
cblr-14234	1426	10	the	the	DET
cblr-14234	1426	11	costs	cost	NOUN
cblr-14234	1426	12	and	and	CCONJ
cblr-14234	1426	13	disruption	disruption	NOUN
cblr-14234	1426	14	decrease	decrease	NOUN
cblr-14234	1426	15	as	as	SCONJ
cblr-14234	1426	16	lawyers	lawyer	NOUN
cblr-14234	1426	17	learn	learn	VERB
cblr-14234	1426	18	a	a	DET
cblr-14234	1426	19	new	new	ADJ
cblr-14234	1426	20	skillset	skillset	NOUN
cblr-14234	1426	21	and	and	CCONJ
cblr-14234	1426	22	replace	replace	VERB
cblr-14234	1426	23	their	their	PRON
cblr-14234	1426	24	templates	template	NOUN
cblr-14234	1426	25	.	.	PUNCT
cblr-14234	1427	1	moreover	moreover	ADV
cblr-14234	1427	2	,	,	PUNCT
cblr-14234	1427	3	this	this	DET
cblr-14234	1427	4	change	change	NOUN
cblr-14234	1427	5	may	may	AUX
cblr-14234	1427	6	save	save	VERB
cblr-14234	1427	7	the	the	DET
cblr-14234	1427	8	legal	legal	ADJ
cblr-14234	1427	9	industry	industry	NOUN
cblr-14234	1427	10	.	.	PUNCT
cblr-14234	1428	1	the	the	DET
cblr-14234	1428	2	change	change	NOUN
cblr-14234	1428	3	will	will	AUX
cblr-14234	1428	4	be	be	AUX
cblr-14234	1428	5	dramatic	dramatic	ADJ
cblr-14234	1428	6	,	,	PUNCT
cblr-14234	1428	7	is	be	AUX
cblr-14234	1428	8	necessary	necessary	ADJ
cblr-14234	1428	9	,	,	PUNCT
cblr-14234	1428	10	and	and	CCONJ
cblr-14234	1428	11	is	be	AUX
cblr-14234	1428	12	overdue	overdue	ADJ
cblr-14234	1428	13	.	.	PUNCT
cblr-14234	1429	1	4	4	X
cblr-14234	1429	2	.	.	X
cblr-14234	1429	3	the	the	DET
cblr-14234	1429	4	free	free	ADJ
cblr-14234	1429	5	market	market	NOUN
cblr-14234	1429	6	objection	objection	NOUN
cblr-14234	1429	7	:	:	PUNCT
cblr-14234	1429	8	the	the	DET
cblr-14234	1429	9	free	free	ADJ
cblr-14234	1429	10	market	market	NOUN
cblr-14234	1429	11	will	will	AUX
cblr-14234	1429	12	incentivize	incentivize	VERB
cblr-14234	1429	13	lawyers	lawyer	NOUN
cblr-14234	1429	14	to	to	PART
cblr-14234	1429	15	change	change	VERB
cblr-14234	1429	16	without	without	ADP
cblr-14234	1429	17	the	the	DET
cblr-14234	1429	18	duty	duty	NOUN
cblr-14234	1429	19	the	the	DET
cblr-14234	1429	20	objection	objection	NOUN
cblr-14234	1429	21	:	:	PUNCT
cblr-14234	1429	22	the	the	DET
cblr-14234	1429	23	free	free	ADJ
cblr-14234	1429	24	market	market	NOUN
cblr-14234	1429	25	objection	objection	NOUN
cblr-14234	1429	26	argues	argue	VERB
cblr-14234	1429	27	that	that	SCONJ
cblr-14234	1429	28	if	if	SCONJ
cblr-14234	1429	29	more	more	ADV
cblr-14234	1429	30	understandable	understandable	ADJ
cblr-14234	1429	31	contracts	contract	NOUN
cblr-14234	1429	32	benefit	benefit	VERB
cblr-14234	1429	33	sellers	seller	NOUN
cblr-14234	1429	34	and	and	CCONJ
cblr-14234	1429	35	sellers	seller	NOUN
cblr-14234	1429	36	are	be	AUX
cblr-14234	1429	37	the	the	DET
cblr-14234	1429	38	clients	client	NOUN
cblr-14234	1429	39	of	of	ADP
cblr-14234	1429	40	transactional	transactional	ADJ
cblr-14234	1429	41	lawyers	lawyer	NOUN
cblr-14234	1429	42	,	,	PUNCT
cblr-14234	1429	43	then	then	ADV
cblr-14234	1429	44	the	the	DET
cblr-14234	1429	45	market	market	NOUN
cblr-14234	1429	46	provides	provide	VERB
cblr-14234	1429	47	a	a	DET
cblr-14234	1429	48	natural	natural	ADJ
cblr-14234	1429	49	incentive	incentive	NOUN
cblr-14234	1429	50	for	for	ADP
cblr-14234	1429	51	understandable	understandable	ADJ
cblr-14234	1429	52	contracts	contract	NOUN
cblr-14234	1429	53	.	.	PUNCT
cblr-14234	1430	1	therefore	therefore	ADV
cblr-14234	1430	2	,	,	PUNCT
cblr-14234	1430	3	the	the	DET
cblr-14234	1430	4	duty	duty	NOUN
cblr-14234	1430	5	is	be	AUX
cblr-14234	1430	6	unnecessary	unnecessary	ADJ
cblr-14234	1430	7	and	and	CCONJ
cblr-14234	1430	8	will	will	AUX
cblr-14234	1430	9	result	result	VERB
cblr-14234	1430	10	in	in	ADP
cblr-14234	1430	11	court	court	NOUN
cblr-14234	1430	12	intervention	intervention	NOUN
cblr-14234	1430	13	348	348	NUM
cblr-14234	1430	14	uri	uri	NOUN
cblr-14234	1430	15	benoleil	benoleil	NOUN
cblr-14234	1430	16	,	,	PUNCT
cblr-14234	1430	17	have	have	VERB
cblr-14234	1430	18	plain	plain	ADJ
cblr-14234	1430	19	language	language	NOUN
cblr-14234	1430	20	laws	law	NOUN
cblr-14234	1430	21	kept	keep	VERB
cblr-14234	1430	22	up	up	ADP
cblr-14234	1430	23	with	with	ADP
cblr-14234	1430	24	the	the	DET
cblr-14234	1430	25	ai	ai	PROPN
cblr-14234	1430	26	revolution	revolution	NOUN
cblr-14234	1430	27	?	?	PUNCT
cblr-14234	1431	1	an	an	DET
cblr-14234	1431	2	empirical	empirical	ADJ
cblr-14234	1431	3	test	test	NOUN
cblr-14234	1431	4	,	,	PUNCT
cblr-14234	1431	5	berkeley	berkeley	PROPN
cblr-14234	1431	6	bus	bus	NOUN
cblr-14234	1431	7	.	.	PUNCT
cblr-14234	1432	1	l.	l.	PROPN
cblr-14234	1432	2	j.	j.	PROPN
cblr-14234	1432	3	(	(	PUNCT
cblr-14234	1432	4	forthcoming	forthcoming	ADJ
cblr-14234	1432	5	2024	2024	NUM
cblr-14234	1432	6	)	)	PUNCT
cblr-14234	1432	7	(	(	PUNCT
cblr-14234	1432	8	manuscript	manuscript	NOUN
cblr-14234	1432	9	at	at	ADP
cblr-14234	1432	10	9	9	NUM
cblr-14234	1432	11	)	)	PUNCT
cblr-14234	1432	12	(	(	PUNCT
cblr-14234	1432	13	on	on	ADP
cblr-14234	1432	14	file	file	NOUN
cblr-14234	1432	15	with	with	ADP
cblr-14234	1432	16	the	the	DET
cblr-14234	1432	17	columbia	columbia	PROPN
cblr-14234	1432	18	business	business	PROPN
cblr-14234	1432	19	law	law	PROPN
cblr-14234	1432	20	review	review	PROPN
cblr-14234	1432	21	)	)	PUNCT
cblr-14234	1432	22	.	.	PUNCT
cblr-14234	1433	1	349	349	NUM
cblr-14234	1433	2	contract	contract	NOUN
cblr-14234	1433	3	design	design	NOUN
cblr-14234	1433	4	pattern	pattern	NOUN
cblr-14234	1433	5	library	library	NOUN
cblr-14234	1433	6	,	,	PUNCT
cblr-14234	1433	7	worldcc	worldcc	PROPN
cblr-14234	1433	8	foundation	foundation	PROPN
cblr-14234	1433	9	(	(	PUNCT
cblr-14234	1433	10	stefania	stefania	PROPN
cblr-14234	1433	11	passera	passera	PROPN
cblr-14234	1433	12	&	&	CCONJ
cblr-14234	1433	13	helena	helena	PROPN
cblr-14234	1433	14	haapio	haapio	PROPN
cblr-14234	1433	15	eds	ed	NOUN
cblr-14234	1433	16	.	.	PUNCT
cblr-14234	1433	17	)	)	PUNCT
cblr-14234	1433	18	,	,	PUNCT
cblr-14234	1433	19	https://contract-design.worldcc.com	https://contract-design.worldcc.com	X
cblr-14234	1433	20	.	.	PROPN
cblr-14234	1433	21	350	350	NUM
cblr-14234	1433	22	helena	helena	PROPN
cblr-14234	1433	23	haapio	haapio	PROPN
cblr-14234	1433	24	&	&	CCONJ
cblr-14234	1433	25	margaret	margaret	PROPN
cblr-14234	1433	26	hagan	hagan	PROPN
cblr-14234	1433	27	,	,	PUNCT
cblr-14234	1433	28	design	design	NOUN
cblr-14234	1433	29	patterns	pattern	NOUN
cblr-14234	1433	30	for	for	ADP
cblr-14234	1433	31	contracts	contract	NOUN
cblr-14234	1433	32	,	,	PUNCT
cblr-14234	1433	33	in	in	ADP
cblr-14234	1433	34	networks	network	NOUN
cblr-14234	1433	35	.	.	PUNCT
cblr-14234	1434	1	proceedings	proceeding	NOUN
cblr-14234	1434	2	of	of	ADP
cblr-14234	1434	3	the	the	DET
cblr-14234	1434	4	19th	19th	ADJ
cblr-14234	1434	5	international	international	ADJ
cblr-14234	1434	6	legal	legal	ADJ
cblr-14234	1434	7	informatics	informatic	NOUN
cblr-14234	1434	8	symposium	symposium	NOUN
cblr-14234	1434	9	iris	iris	NOUN
cblr-14234	1434	10	2016	2016	NUM
cblr-14234	1434	11	381–88	381–88	NUM
cblr-14234	1434	12	(	(	PUNCT
cblr-14234	1434	13	erich	erich	X
cblr-14234	1434	14	schweighofer	schweighofer	NOUN
cblr-14234	1434	15	et	et	PROPN
cblr-14234	1434	16	al	al	PROPN
cblr-14234	1434	17	.	.	PUNCT
cblr-14234	1435	1	eds	eds	PROPN
cblr-14234	1435	2	.	.	PROPN
cblr-14234	1435	3	,	,	PUNCT
cblr-14234	1435	4	österreichische	österreichische	PROPN
cblr-14234	1435	5	computergesellschaft	computergesellschaft	VERB
cblr-14234	1435	6	2016	2016	NUM
cblr-14234	1435	7	)	)	PUNCT
cblr-14234	1435	8	.	.	PUNCT
cblr-14234	1436	1	351	351	NUM
cblr-14234	1436	2	contract	contract	NOUN
cblr-14234	1436	3	design	design	NOUN
cblr-14234	1436	4	pattern	pattern	NOUN
cblr-14234	1436	5	library	library	NOUN
cblr-14234	1436	6	,	,	PUNCT
cblr-14234	1436	7	supra	supra	PROPN
cblr-14234	1436	8	note	note	PROPN
cblr-14234	1436	9	349	349	NUM
cblr-14234	1436	10	.	.	PUNCT
cblr-14234	1436	11	352design(s	352design(s	NUM
cblr-14234	1436	12	)	)	PUNCT
cblr-14234	1436	13	for	for	ADP
cblr-14234	1436	14	law	law	NOUN
cblr-14234	1436	15	,	,	PUNCT
cblr-14234	1436	16	zenodo	zenodo	PROPN
cblr-14234	1436	17	(	(	PUNCT
cblr-14234	1436	18	rossana	rossana	PROPN
cblr-14234	1436	19	ducato	ducato	PROPN
cblr-14234	1436	20	,	,	PUNCT
cblr-14234	1436	21	alain	alain	PROPN
cblr-14234	1436	22	strowel	strowel	PROPN
cblr-14234	1436	23	&	&	CCONJ
cblr-14234	1436	24	enguerrand	enguerrand	PROPN
cblr-14234	1436	25	marique	marique	PROPN
cblr-14234	1436	26	eds	ed	NOUN
cblr-14234	1436	27	.	.	PUNCT
cblr-14234	1436	28	)	)	PUNCT
cblr-14234	1436	29	,	,	PUNCT
cblr-14234	1436	30	https://zenodo.org/record/10829515	https://zenodo.org/record/10829515	NOUN
cblr-14234	1436	31	.	.	PUNCT
cblr-14234	1437	1	no	no	INTJ
cblr-14234	1437	2	.	.	NOUN
cblr-14234	1438	1	2	2	NUM
cblr-14234	1438	2	]	]	PUNCT
cblr-14234	1438	3	the	the	DET
cblr-14234	1438	4	duty	duty	NOUN
cblr-14234	1438	5	to	to	PART
cblr-14234	1438	6	make	make	VERB
cblr-14234	1438	7	contracts	contract	NOUN
cblr-14234	1438	8	understandable	understandable	ADJ
cblr-14234	1438	9	547	547	NUM
cblr-14234	1438	10	and	and	CCONJ
cblr-14234	1438	11	litigation	litigation	NOUN
cblr-14234	1438	12	costs	cost	NOUN
cblr-14234	1438	13	that	that	PRON
cblr-14234	1438	14	impede	impede	VERB
cblr-14234	1438	15	the	the	DET
cblr-14234	1438	16	natural	natural	ADJ
cblr-14234	1438	17	market	market	NOUN
cblr-14234	1438	18	for	for	ADP
cblr-14234	1438	19	understandable	understandable	ADJ
cblr-14234	1438	20	contracts	contract	NOUN
cblr-14234	1438	21	.	.	PUNCT
cblr-14234	1439	1	the	the	DET
cblr-14234	1439	2	response	response	NOUN
cblr-14234	1439	3	:	:	PUNCT
cblr-14234	1439	4	the	the	DET
cblr-14234	1439	5	free	free	ADJ
cblr-14234	1439	6	market	market	NOUN
cblr-14234	1439	7	is	be	AUX
cblr-14234	1439	8	not	not	PART
cblr-14234	1439	9	incentivizing	incentivize	VERB
cblr-14234	1439	10	more	more	ADV
cblr-14234	1439	11	understandable	understandable	ADJ
cblr-14234	1439	12	contracts	contract	NOUN
cblr-14234	1439	13	or	or	CCONJ
cblr-14234	1439	14	even	even	ADV
cblr-14234	1439	15	innovation	innovation	NOUN
cblr-14234	1439	16	in	in	ADP
cblr-14234	1439	17	contract	contract	NOUN
cblr-14234	1439	18	design.353	design.353	PRON
cblr-14234	1439	19	the	the	DET
cblr-14234	1439	20	proof	proof	NOUN
cblr-14234	1439	21	is	be	AUX
cblr-14234	1439	22	the	the	DET
cblr-14234	1439	23	enormous	enormous	ADJ
cblr-14234	1439	24	prevalence	prevalence	NOUN
cblr-14234	1439	25	of	of	ADP
cblr-14234	1439	26	incomprehensible	incomprehensible	ADJ
cblr-14234	1439	27	contracts354	contracts354	PROPN
cblr-14234	1439	28	and	and	CCONJ
cblr-14234	1439	29	the	the	DET
cblr-14234	1439	30	extensive	extensive	ADJ
cblr-14234	1439	31	literature	literature	NOUN
cblr-14234	1439	32	on	on	ADP
cblr-14234	1439	33	“	"	PUNCT
cblr-14234	1439	34	sticky	sticky	ADJ
cblr-14234	1439	35	”	"	PUNCT
cblr-14234	1439	36	boilerplate	boilerplate	ADJ
cblr-14234	1439	37	terms	term	NOUN
cblr-14234	1439	38	that	that	SCONJ
cblr-14234	1439	39	lawyers	lawyer	NOUN
cblr-14234	1439	40	reuse	reuse	VERB
cblr-14234	1439	41	even	even	ADV
cblr-14234	1439	42	though	though	SCONJ
cblr-14234	1439	43	those	those	DET
cblr-14234	1439	44	terms	term	NOUN
cblr-14234	1439	45	may	may	AUX
cblr-14234	1439	46	be	be	AUX
cblr-14234	1439	47	“	"	PUNCT
cblr-14234	1439	48	unenforceable	unenforceable	ADJ
cblr-14234	1439	49	,	,	PUNCT
cblr-14234	1439	50	incomprehensible	incomprehensible	ADJ
cblr-14234	1439	51	,	,	PUNCT
cblr-14234	1439	52	or	or	CCONJ
cblr-14234	1439	53	illogical	illogical	ADJ
cblr-14234	1439	54	.	.	PUNCT
cblr-14234	1439	55	”355	”355	PUNCT
cblr-14234	1440	1	several	several	ADJ
cblr-14234	1440	2	reasons	reason	NOUN
cblr-14234	1440	3	likely	likely	ADV
cblr-14234	1440	4	confront	confront	VERB
cblr-14234	1440	5	any	any	DET
cblr-14234	1440	6	market	market	NOUN
cblr-14234	1440	7	incentives	incentive	NOUN
cblr-14234	1440	8	to	to	PART
cblr-14234	1440	9	innovate	innovate	VERB
cblr-14234	1440	10	contracts	contract	NOUN
cblr-14234	1440	11	.	.	PUNCT
cblr-14234	1441	1	first	first	ADV
cblr-14234	1441	2	and	and	CCONJ
cblr-14234	1441	3	most	most	ADV
cblr-14234	1441	4	importantly	importantly	ADV
cblr-14234	1441	5	,	,	PUNCT
cblr-14234	1441	6	the	the	DET
cblr-14234	1441	7	predominant	predominant	ADJ
cblr-14234	1441	8	reason	reason	NOUN
cblr-14234	1441	9	lawyers	lawyer	NOUN
cblr-14234	1441	10	use	use	VERB
cblr-14234	1441	11	traditional	traditional	ADJ
cblr-14234	1441	12	language	language	NOUN
cblr-14234	1441	13	is	be	AUX
cblr-14234	1441	14	not	not	PART
cblr-14234	1441	15	predictability	predictability	NOUN
cblr-14234	1441	16	;	;	PUNCT
cblr-14234	1441	17	it	it	PRON
cblr-14234	1441	18	is	be	AUX
cblr-14234	1441	19	cost	cost	NOUN
cblr-14234	1441	20	.	.	PUNCT
cblr-14234	1442	1	they	they	PRON
cblr-14234	1442	2	crib	crib	VERB
cblr-14234	1442	3	from	from	ADP
cblr-14234	1442	4	one	one	NUM
cblr-14234	1442	5	template	template	NOUN
cblr-14234	1442	6	to	to	ADP
cblr-14234	1442	7	another	another	PRON
cblr-14234	1442	8	through	through	ADP
cblr-14234	1442	9	the	the	DET
cblr-14234	1442	10	generations	generation	NOUN
cblr-14234	1442	11	because	because	SCONJ
cblr-14234	1442	12	doing	do	VERB
cblr-14234	1442	13	so	so	ADV
cblr-14234	1442	14	is	be	AUX
cblr-14234	1442	15	cheaper	cheap	ADJ
cblr-14234	1442	16	than	than	ADP
cblr-14234	1442	17	inventing	invent	VERB
cblr-14234	1442	18	new	new	ADJ
cblr-14234	1442	19	language.356	language.356	NOUN
cblr-14234	1442	20	no	no	DET
cblr-14234	1442	21	one	one	NOUN
cblr-14234	1442	22	knows	know	VERB
cblr-14234	1442	23	who	who	PRON
cblr-14234	1442	24	the	the	DET
cblr-14234	1442	25	original	original	ADJ
cblr-14234	1442	26	author	author	NOUN
cblr-14234	1442	27	was	be	AUX
cblr-14234	1442	28	or	or	CCONJ
cblr-14234	1442	29	why	why	SCONJ
cblr-14234	1442	30	that	that	DET
cblr-14234	1442	31	author	author	NOUN
cblr-14234	1442	32	chose	choose	VERB
cblr-14234	1442	33	that	that	SCONJ
cblr-14234	1442	34	language.357	language.357	NOUN
cblr-14234	1442	35	according	accord	VERB
cblr-14234	1442	36	to	to	ADP
cblr-14234	1442	37	one	one	NUM
cblr-14234	1442	38	recent	recent	ADJ
cblr-14234	1442	39	study	study	NOUN
cblr-14234	1442	40	,	,	PUNCT
cblr-14234	1442	41	the	the	DET
cblr-14234	1442	42	only	only	ADJ
cblr-14234	1442	43	thing	thing	NOUN
cblr-14234	1442	44	holding	hold	VERB
cblr-14234	1442	45	back	back	ADP
cblr-14234	1442	46	lawyers	lawyer	NOUN
cblr-14234	1442	47	from	from	ADP
cblr-14234	1442	48	making	make	VERB
cblr-14234	1442	49	contracts	contract	NOUN
cblr-14234	1442	50	more	more	ADV
cblr-14234	1442	51	understandable	understandable	ADJ
cblr-14234	1442	52	is	be	AUX
cblr-14234	1442	53	time	time	NOUN
cblr-14234	1442	54	and	and	CCONJ
cblr-14234	1442	55	money	money	NOUN
cblr-14234	1442	56	.	.	PUNCT
cblr-14234	1443	1	when	when	SCONJ
cblr-14234	1443	2	researchers	researcher	NOUN
cblr-14234	1443	3	presented	present	VERB
cblr-14234	1443	4	lawyers	lawyer	NOUN
cblr-14234	1443	5	with	with	ADP
cblr-14234	1443	6	traditional	traditional	ADJ
cblr-14234	1443	7	and	and	CCONJ
cblr-14234	1443	8	plain	plain	ADJ
cblr-14234	1443	9	-	-	PUNCT
cblr-14234	1443	10	language	language	NOUN
cblr-14234	1443	11	versions	version	NOUN
cblr-14234	1443	12	of	of	ADP
cblr-14234	1443	13	contracts	contract	NOUN
cblr-14234	1443	14	,	,	PUNCT
cblr-14234	1443	15	they	they	PRON
cblr-14234	1443	16	were	be	AUX
cblr-14234	1443	17	better	well	ADJ
cblr-14234	1443	18	at	at	ADP
cblr-14234	1443	19	comprehending	comprehending	ADJ
cblr-14234	1443	20	and	and	CCONJ
cblr-14234	1443	21	recalling	recall	VERB
cblr-14234	1443	22	the	the	DET
cblr-14234	1443	23	plain	plain	ADJ
cblr-14234	1443	24	language	language	NOUN
cblr-14234	1443	25	version.358	version.358	NOUN
cblr-14234	1443	26	even	even	ADV
cblr-14234	1443	27	more	more	ADV
cblr-14234	1443	28	interesting	interesting	ADJ
cblr-14234	1443	29	,	,	PUNCT
cblr-14234	1443	30	lawyers	lawyer	NOUN
cblr-14234	1443	31	rated	rate	VERB
cblr-14234	1443	32	the	the	DET
cblr-14234	1443	33	353	353	NUM
cblr-14234	1443	34	george	george	PROPN
cblr-14234	1443	35	g.	g.	PROPN
cblr-14234	1443	36	triantis	triantis	PROPN
cblr-14234	1443	37	,	,	PUNCT
cblr-14234	1443	38	improving	improve	VERB
cblr-14234	1443	39	contract	contract	NOUN
cblr-14234	1443	40	quality	quality	NOUN
cblr-14234	1443	41	:	:	PUNCT
cblr-14234	1443	42	modularity	modularity	NOUN
cblr-14234	1443	43	,	,	PUNCT
cblr-14234	1443	44	technology	technology	NOUN
cblr-14234	1443	45	,	,	PUNCT
cblr-14234	1443	46	and	and	CCONJ
cblr-14234	1443	47	innovation	innovation	NOUN
cblr-14234	1443	48	in	in	ADP
cblr-14234	1443	49	contract	contract	NOUN
cblr-14234	1443	50	design	design	NOUN
cblr-14234	1443	51	,	,	PUNCT
cblr-14234	1443	52	18	18	NUM
cblr-14234	1443	53	stan	stan	NOUN
cblr-14234	1443	54	.	.	PUNCT
cblr-14234	1444	1	j.l	j.l	PROPN
cblr-14234	1444	2	.	.	PROPN
cblr-14234	1444	3	bus	bus	PROPN
cblr-14234	1444	4	.	.	PUNCT
cblr-14234	1444	5	&	&	CCONJ
cblr-14234	1444	6	fin	fin	PROPN
cblr-14234	1444	7	.	.	PUNCT
cblr-14234	1445	1	177	177	NUM
cblr-14234	1445	2	,	,	PUNCT
cblr-14234	1445	3	193–97	193–97	NUM
cblr-14234	1445	4	(	(	PUNCT
cblr-14234	1445	5	2013	2013	NUM
cblr-14234	1445	6	)	)	PUNCT
cblr-14234	1445	7	(	(	PUNCT
cblr-14234	1445	8	identifying	identify	VERB
cblr-14234	1445	9	impediments	impediment	NOUN
cblr-14234	1445	10	to	to	PART
cblr-14234	1445	11	contract	contract	VERB
cblr-14234	1445	12	innovation	innovation	NOUN
cblr-14234	1445	13	,	,	PUNCT
cblr-14234	1445	14	including	include	VERB
cblr-14234	1445	15	lack	lack	NOUN
cblr-14234	1445	16	of	of	ADP
cblr-14234	1445	17	market	market	NOUN
cblr-14234	1445	18	incentives	incentive	NOUN
cblr-14234	1445	19	)	)	PUNCT
cblr-14234	1445	20	.	.	PUNCT
cblr-14234	1446	1	354	354	NUM
cblr-14234	1446	2	see	see	VERB
cblr-14234	1446	3	supra	supra	PROPN
cblr-14234	1446	4	part	part	PROPN
cblr-14234	1446	5	ii.a	ii.a	PROPN
cblr-14234	1446	6	.	.	PROPN
cblr-14234	1446	7	355	355	NUM
cblr-14234	1446	8	erik	erik	PROPN
cblr-14234	1446	9	f.	f.	PROPN
cblr-14234	1446	10	gerding	gerding	PROPN
cblr-14234	1446	11	,	,	PUNCT
cblr-14234	1446	12	contract	contract	NOUN
cblr-14234	1446	13	as	as	ADP
cblr-14234	1446	14	pattern	pattern	NOUN
cblr-14234	1446	15	language	language	NOUN
cblr-14234	1446	16	,	,	PUNCT
cblr-14234	1446	17	88	88	NUM
cblr-14234	1446	18	wash	wash	NOUN
cblr-14234	1446	19	.	.	PUNCT
cblr-14234	1447	1	l.	l.	PROPN
cblr-14234	1447	2	rev	rev	PROPN
cblr-14234	1447	3	.	.	PROPN
cblr-14234	1447	4	1323	1323	NUM
cblr-14234	1447	5	,	,	PUNCT
cblr-14234	1447	6	1354	1354	NUM
cblr-14234	1447	7	(	(	PUNCT
cblr-14234	1447	8	2013	2013	NUM
cblr-14234	1447	9	)	)	PUNCT
cblr-14234	1447	10	.	.	PUNCT
cblr-14234	1448	1	356	356	NUM
cblr-14234	1448	2	triantis	triantis	NOUN
cblr-14234	1448	3	,	,	PUNCT
cblr-14234	1448	4	supra	supra	PROPN
cblr-14234	1448	5	note	note	PROPN
cblr-14234	1448	6	354	354	NUM
cblr-14234	1448	7	,	,	PUNCT
cblr-14234	1448	8	at	at	ADP
cblr-14234	1448	9	186	186	NUM
cblr-14234	1448	10	-	-	SYM
cblr-14234	1448	11	90	90	NUM
cblr-14234	1448	12	.	.	PUNCT
cblr-14234	1449	1	357	357	NUM
cblr-14234	1449	2	joseph	joseph	PROPN
cblr-14234	1449	3	kimble	kimble	PROPN
cblr-14234	1449	4	,	,	PUNCT
cblr-14234	1449	5	another	another	DET
cblr-14234	1449	6	example	example	NOUN
cblr-14234	1449	7	from	from	ADP
cblr-14234	1449	8	the	the	DET
cblr-14234	1449	9	proposed	propose	VERB
cblr-14234	1449	10	new	new	ADJ
cblr-14234	1449	11	federal	federal	ADJ
cblr-14234	1449	12	rules	rule	NOUN
cblr-14234	1449	13	of	of	ADP
cblr-14234	1449	14	evidence	evidence	NOUN
cblr-14234	1449	15	,	,	PUNCT
cblr-14234	1449	16	mich	mich	PROPN
cblr-14234	1449	17	.	.	PUNCT
cblr-14234	1449	18	b.j	b.j	PROPN
cblr-14234	1449	19	.	.	PROPN
cblr-14234	1449	20	,	,	PUNCT
cblr-14234	1449	21	46	46	NUM
cblr-14234	1449	22	,	,	PUNCT
cblr-14234	1449	23	46	46	NUM
cblr-14234	1449	24	(	(	PUNCT
cblr-14234	1449	25	2009	2009	NUM
cblr-14234	1449	26	)	)	PUNCT
cblr-14234	1449	27	(	(	PUNCT
cblr-14234	1449	28	explaining	explain	VERB
cblr-14234	1449	29	why	why	SCONJ
cblr-14234	1449	30	lawyers	lawyer	NOUN
cblr-14234	1449	31	are	be	AUX
cblr-14234	1449	32	poor	poor	ADJ
cblr-14234	1449	33	drafters	drafter	NOUN
cblr-14234	1449	34	)	)	PUNCT
cblr-14234	1449	35	;	;	PUNCT
cblr-14234	1449	36	joseph	joseph	PROPN
cblr-14234	1449	37	kimble	kimble	PROPN
cblr-14234	1449	38	,	,	PUNCT
cblr-14234	1449	39	you	you	PRON
cblr-14234	1449	40	think	think	VERB
cblr-14234	1449	41	lawyers	lawyer	NOUN
cblr-14234	1449	42	are	be	AUX
cblr-14234	1449	43	good	good	ADJ
cblr-14234	1449	44	drafters	drafter	NOUN
cblr-14234	1449	45	?	?	PUNCT
cblr-14234	1449	46	,	,	PUNCT
cblr-14234	1449	47	mich	mich	PROPN
cblr-14234	1449	48	.	.	PUNCT
cblr-14234	1450	1	b.j	b.j	PROPN
cblr-14234	1450	2	.	.	PROPN
cblr-14234	1450	3	,	,	PUNCT
cblr-14234	1450	4	54	54	NUM
cblr-14234	1450	5	,	,	PUNCT
cblr-14234	1450	6	54	54	NUM
cblr-14234	1450	7	(	(	PUNCT
cblr-14234	1450	8	2015	2015	NUM
cblr-14234	1450	9	)	)	PUNCT
cblr-14234	1450	10	(	(	PUNCT
cblr-14234	1450	11	“	"	PUNCT
cblr-14234	1450	12	no	no	INTJ
cblr-14234	1450	13	,	,	PUNCT
cblr-14234	1450	14	i	i	PRON
cblr-14234	1450	15	'm	be	AUX
cblr-14234	1450	16	sorry	sorry	ADJ
cblr-14234	1450	17	,	,	PUNCT
cblr-14234	1450	18	but	but	CCONJ
cblr-14234	1450	19	most	most	ADJ
cblr-14234	1450	20	lawyers	lawyer	NOUN
cblr-14234	1450	21	are	be	AUX
cblr-14234	1450	22	not	not	PART
cblr-14234	1450	23	skilled	skilled	ADJ
cblr-14234	1450	24	drafters	drafter	NOUN
cblr-14234	1450	25	.	.	PUNCT
cblr-14234	1451	1	it	it	PRON
cblr-14234	1451	2	does	do	AUX
cblr-14234	1451	3	n't	not	PART
cblr-14234	1451	4	matter	matter	VERB
cblr-14234	1451	5	how	how	SCONJ
cblr-14234	1451	6	smart	smart	ADJ
cblr-14234	1451	7	or	or	CCONJ
cblr-14234	1451	8	experienced	experienced	ADJ
cblr-14234	1451	9	they	they	PRON
cblr-14234	1451	10	are	be	AUX
cblr-14234	1451	11	or	or	CCONJ
cblr-14234	1451	12	how	how	SCONJ
cblr-14234	1451	13	many	many	ADJ
cblr-14234	1451	14	legal	legal	ADJ
cblr-14234	1451	15	documents	document	NOUN
cblr-14234	1451	16	they	they	PRON
cblr-14234	1451	17	have	have	AUX
cblr-14234	1451	18	drafted	draft	VERB
cblr-14234	1451	19	.	.	PUNCT
cblr-14234	1452	1	most	most	ADJ
cblr-14234	1452	2	--	--	PUNCT
cblr-14234	1452	3	a	a	DET
cblr-14234	1452	4	supermajority	supermajority	NOUN
cblr-14234	1452	5	,	,	PUNCT
cblr-14234	1452	6	probably	probably	ADV
cblr-14234	1452	7	--	--	PUNCT
cblr-14234	1452	8	are	be	AUX
cblr-14234	1452	9	lacking	lack	VERB
cblr-14234	1452	10	.	.	PUNCT
cblr-14234	1453	1	and	and	CCONJ
cblr-14234	1453	2	yet	yet	ADV
cblr-14234	1453	3	,	,	PUNCT
cblr-14234	1453	4	oddly	oddly	ADV
cblr-14234	1453	5	enough	enough	ADV
cblr-14234	1453	6	,	,	PUNCT
cblr-14234	1453	7	while	while	SCONJ
cblr-14234	1453	8	they	they	PRON
cblr-14234	1453	9	tend	tend	VERB
cblr-14234	1453	10	to	to	PART
cblr-14234	1453	11	be	be	AUX
cblr-14234	1453	12	blind	blind	ADJ
cblr-14234	1453	13	to	to	ADP
cblr-14234	1453	14	their	their	PRON
cblr-14234	1453	15	own	own	ADJ
cblr-14234	1453	16	shortcomings	shortcoming	NOUN
cblr-14234	1453	17	,	,	PUNCT
cblr-14234	1453	18	the	the	DET
cblr-14234	1453	19	poor	poor	ADJ
cblr-14234	1453	20	quality	quality	NOUN
cblr-14234	1453	21	of	of	ADP
cblr-14234	1453	22	others	other	NOUN
cblr-14234	1453	23	'	'	PART
cblr-14234	1453	24	drafting	drafting	NOUN
cblr-14234	1453	25	is	be	AUX
cblr-14234	1453	26	plain	plain	ADJ
cblr-14234	1453	27	for	for	SCONJ
cblr-14234	1453	28	them	they	PRON
cblr-14234	1453	29	to	to	PART
cblr-14234	1453	30	see	see	VERB
cblr-14234	1453	31	.	.	PUNCT
cblr-14234	1453	32	”	"	PUNCT
cblr-14234	1454	1	)	)	PUNCT
cblr-14234	1455	1	358	358	NUM
cblr-14234	1455	2	eric	eric	PROPN
cblr-14234	1455	3	martinez	martinez	PROPN
cblr-14234	1455	4	,	,	PUNCT
cblr-14234	1455	5	francis	francis	PROPN
cblr-14234	1455	6	mollica	mollica	PROPN
cblr-14234	1455	7	&	&	CCONJ
cblr-14234	1455	8	edward	edward	PROPN
cblr-14234	1455	9	gibson	gibson	PROPN
cblr-14234	1455	10	,	,	PUNCT
cblr-14234	1455	11	even	even	ADV
cblr-14234	1455	12	lawyers	lawyer	NOUN
cblr-14234	1455	13	do	do	AUX
cblr-14234	1455	14	not	not	PART
cblr-14234	1455	15	like	like	VERB
cblr-14234	1455	16	legalese	legalese	NOUN
cblr-14234	1455	17	,	,	PUNCT
cblr-14234	1455	18	120	120	NUM
cblr-14234	1455	19	procs	proc	NOUN
cblr-14234	1455	20	.	.	PUNCT
cblr-14234	1456	1	nat’l	nat’l	PROPN
cblr-14234	1456	2	acad	acad	PROPN
cblr-14234	1456	3	.	.	PUNCT
cblr-14234	1457	1	scis	scis	PROPN
cblr-14234	1457	2	.	.	PROPN
cblr-14234	1458	1	1	1	NUM
cblr-14234	1458	2	,	,	PUNCT
cblr-14234	1458	3	1	1	NUM
cblr-14234	1458	4	(	(	PUNCT
cblr-14234	1458	5	2023	2023	NUM
cblr-14234	1458	6	)	)	PUNCT
cblr-14234	1458	7	.	.	PUNCT
cblr-14234	1459	1	548	548	NUM
cblr-14234	1459	2	columbia	columbia	PROPN
cblr-14234	1459	3	business	business	NOUN
cblr-14234	1459	4	law	law	PROPN
cblr-14234	1459	5	review	review	NOUN
cblr-14234	1459	6	[	[	X
cblr-14234	1459	7	vol	vol	NOUN
cblr-14234	1459	8	.	.	NOUN
cblr-14234	1459	9	2024	2024	NUM
cblr-14234	1459	10	plain	plain	ADJ
cblr-14234	1459	11	-	-	PUNCT
cblr-14234	1459	12	language	language	NOUN
cblr-14234	1459	13	version	version	NOUN
cblr-14234	1459	14	significantly	significantly	ADV
cblr-14234	1459	15	higher	higher	ADV
cblr-14234	1459	16	in	in	ADP
cblr-14234	1459	17	quality	quality	NOUN
cblr-14234	1459	18	and	and	CCONJ
cblr-14234	1459	19	no	no	PRON
cblr-14234	1459	20	less	less	ADV
cblr-14234	1459	21	enforceable	enforceable	ADJ
cblr-14234	1459	22	,	,	PUNCT
cblr-14234	1459	23	rated	rate	VERB
cblr-14234	1459	24	the	the	DET
cblr-14234	1459	25	authors	author	NOUN
cblr-14234	1459	26	as	as	ADP
cblr-14234	1459	27	significantly	significantly	ADV
cblr-14234	1459	28	more	more	ADV
cblr-14234	1459	29	hirable	hirable	ADJ
cblr-14234	1459	30	,	,	PUNCT
cblr-14234	1459	31	were	be	AUX
cblr-14234	1459	32	significantly	significantly	ADV
cblr-14234	1459	33	more	more	ADV
cblr-14234	1459	34	likely	likely	ADJ
cblr-14234	1459	35	to	to	PART
cblr-14234	1459	36	agree	agree	VERB
cblr-14234	1459	37	to	to	PART
cblr-14234	1459	38	use	use	VERB
cblr-14234	1459	39	the	the	DET
cblr-14234	1459	40	contract	contract	NOUN
cblr-14234	1459	41	,	,	PUNCT
cblr-14234	1459	42	and	and	CCONJ
cblr-14234	1459	43	predicted	predict	VERB
cblr-14234	1459	44	clients	client	NOUN
cblr-14234	1459	45	would	would	AUX
cblr-14234	1459	46	be	be	AUX
cblr-14234	1459	47	significantly	significantly	ADV
cblr-14234	1459	48	more	more	ADV
cblr-14234	1459	49	likely	likely	ADJ
cblr-14234	1459	50	to	to	PART
cblr-14234	1459	51	sign	sign	VERB
cblr-14234	1459	52	the	the	DET
cblr-14234	1459	53	contract.359	contract.359	NOUN
cblr-14234	1459	54	the	the	DET
cblr-14234	1459	55	results	result	NOUN
cblr-14234	1459	56	suggest	suggest	VERB
cblr-14234	1459	57	lawyers	lawyer	NOUN
cblr-14234	1459	58	use	use	VERB
cblr-14234	1459	59	traditional	traditional	ADJ
cblr-14234	1459	60	language	language	NOUN
cblr-14234	1459	61	primarily	primarily	ADV
cblr-14234	1459	62	because	because	SCONJ
cblr-14234	1459	63	of	of	ADP
cblr-14234	1459	64	the	the	DET
cblr-14234	1459	65	habit	habit	NOUN
cblr-14234	1459	66	and	and	CCONJ
cblr-14234	1459	67	incentives	incentive	VERB
cblr-14234	1459	68	to	to	PART
cblr-14234	1459	69	rely	rely	VERB
cblr-14234	1459	70	on	on	ADP
cblr-14234	1459	71	templates.360	templates.360	NOUN
cblr-14234	1459	72	the	the	DET
cblr-14234	1459	73	cost	cost	NOUN
cblr-14234	1459	74	of	of	ADP
cblr-14234	1459	75	changing	change	VERB
cblr-14234	1459	76	templates	template	NOUN
cblr-14234	1459	77	are	be	AUX
cblr-14234	1459	78	difficult	difficult	ADJ
cblr-14234	1459	79	to	to	PART
cblr-14234	1459	80	quantify	quantify	VERB
cblr-14234	1459	81	.	.	PUNCT
cblr-14234	1460	1	transactional	transactional	ADJ
cblr-14234	1460	2	lawyers	lawyer	NOUN
cblr-14234	1460	3	would	would	AUX
cblr-14234	1460	4	need	need	VERB
cblr-14234	1460	5	to	to	PART
cblr-14234	1460	6	acquire	acquire	VERB
cblr-14234	1460	7	a	a	DET
cblr-14234	1460	8	new	new	ADJ
cblr-14234	1460	9	skill	skill	NOUN
cblr-14234	1460	10	that	that	PRON
cblr-14234	1460	11	is	be	AUX
cblr-14234	1460	12	not	not	PART
cblr-14234	1460	13	adequately	adequately	ADV
cblr-14234	1460	14	addressed	address	VERB
cblr-14234	1460	15	in	in	ADP
cblr-14234	1460	16	law	law	NOUN
cblr-14234	1460	17	school	school	NOUN
cblr-14234	1460	18	or	or	CCONJ
cblr-14234	1460	19	in	in	ADP
cblr-14234	1460	20	continuing	continue	VERB
cblr-14234	1460	21	legal	legal	ADJ
cblr-14234	1460	22	education	education	NOUN
cblr-14234	1460	23	classes.361	classes.361	VERB
cblr-14234	1460	24	second	second	ADV
cblr-14234	1460	25	,	,	PUNCT
cblr-14234	1460	26	the	the	DET
cblr-14234	1460	27	benefits	benefit	NOUN
cblr-14234	1460	28	of	of	ADP
cblr-14234	1460	29	change	change	NOUN
cblr-14234	1460	30	are	be	AUX
cblr-14234	1460	31	difficult	difficult	ADJ
cblr-14234	1460	32	to	to	PART
cblr-14234	1460	33	quantify	quantify	VERB
cblr-14234	1460	34	.	.	PUNCT
cblr-14234	1461	1	the	the	DET
cblr-14234	1461	2	current	current	ADJ
cblr-14234	1461	3	system	system	NOUN
cblr-14234	1461	4	works	work	VERB
cblr-14234	1461	5	well	well	ADV
cblr-14234	1461	6	for	for	ADP
cblr-14234	1461	7	transactional	transactional	ADJ
cblr-14234	1461	8	lawyers	lawyer	NOUN
cblr-14234	1461	9	who	who	PRON
cblr-14234	1461	10	can	can	AUX
cblr-14234	1461	11	rely	rely	VERB
cblr-14234	1461	12	on	on	ADP
cblr-14234	1461	13	templates	template	NOUN
cblr-14234	1461	14	.	.	PUNCT
cblr-14234	1462	1	while	while	SCONJ
cblr-14234	1462	2	change	change	NOUN
cblr-14234	1462	3	could	could	AUX
cblr-14234	1462	4	bring	bring	VERB
cblr-14234	1462	5	the	the	DET
cblr-14234	1462	6	benefits	benefit	NOUN
cblr-14234	1462	7	of	of	ADP
cblr-14234	1462	8	new	new	ADJ
cblr-14234	1462	9	business	business	NOUN
cblr-14234	1462	10	,	,	PUNCT
cblr-14234	1462	11	those	those	DET
cblr-14234	1462	12	benefits	benefit	NOUN
cblr-14234	1462	13	are	be	AUX
cblr-14234	1462	14	difficult	difficult	ADJ
cblr-14234	1462	15	to	to	PART
cblr-14234	1462	16	calculate	calculate	VERB
cblr-14234	1462	17	in	in	ADP
cblr-14234	1462	18	the	the	DET
cblr-14234	1462	19	long	long	ADJ
cblr-14234	1462	20	run	run	NOUN
cblr-14234	1462	21	because	because	SCONJ
cblr-14234	1462	22	contract	contract	NOUN
cblr-14234	1462	23	drafters	drafter	NOUN
cblr-14234	1462	24	can	can	AUX
cblr-14234	1462	25	not	not	PART
cblr-14234	1462	26	hold	hold	VERB
cblr-14234	1462	27	intellectual	intellectual	ADJ
cblr-14234	1462	28	property	property	NOUN
cblr-14234	1462	29	rights	right	NOUN
cblr-14234	1462	30	in	in	ADP
cblr-14234	1462	31	their	their	PRON
cblr-14234	1462	32	contracts	contract	NOUN
cblr-14234	1462	33	or	or	CCONJ
cblr-14234	1462	34	prevent	prevent	VERB
cblr-14234	1462	35	others	other	NOUN
cblr-14234	1462	36	from	from	ADP
cblr-14234	1462	37	copying	copy	VERB
cblr-14234	1462	38	them.362	them.362	PROPN
cblr-14234	1462	39	third	third	ADV
cblr-14234	1462	40	,	,	PUNCT
cblr-14234	1462	41	there	there	PRON
cblr-14234	1462	42	are	be	VERB
cblr-14234	1462	43	pervasive	pervasive	ADJ
cblr-14234	1462	44	myths	myth	NOUN
cblr-14234	1462	45	among	among	ADP
cblr-14234	1462	46	lawyers	lawyer	NOUN
cblr-14234	1462	47	that	that	PRON
cblr-14234	1462	48	can	can	AUX
cblr-14234	1462	49	prevent	prevent	VERB
cblr-14234	1462	50	them	they	PRON
cblr-14234	1462	51	from	from	ADP
cblr-14234	1462	52	replacing	replace	VERB
cblr-14234	1462	53	legalese	legalese	NOUN
cblr-14234	1462	54	with	with	ADP
cblr-14234	1462	55	understandable	understandable	ADJ
cblr-14234	1462	56	language	language	NOUN
cblr-14234	1462	57	,	,	PUNCT
cblr-14234	1462	58	like	like	ADP
cblr-14234	1462	59	assumptions	assumption	NOUN
cblr-14234	1462	60	that	that	SCONJ
cblr-14234	1462	61	clients	client	NOUN
cblr-14234	1462	62	value	value	VERB
cblr-14234	1462	63	complexity	complexity	NOUN
cblr-14234	1462	64	over	over	ADP
cblr-14234	1462	65	simplicity	simplicity	NOUN
cblr-14234	1462	66	,	,	PUNCT
cblr-14234	1462	67	or	or	CCONJ
cblr-14234	1462	68	that	that	SCONJ
cblr-14234	1462	69	more	more	ADV
cblr-14234	1462	70	understandable	understandable	ADJ
cblr-14234	1462	71	language	language	NOUN
cblr-14234	1462	72	inevitably	inevitably	ADV
cblr-14234	1462	73	oversimplifies	oversimplify	VERB
cblr-14234	1462	74	the	the	DET
cblr-14234	1462	75	content.363	content.363	NOUN
cblr-14234	1462	76	359	359	NUM
cblr-14234	1463	1	i	i	PRON
cblr-14234	1463	2	d.	d.	VERB
cblr-14234	1463	3	at	at	ADP
cblr-14234	1463	4	3	3	NUM
cblr-14234	1463	5	.	.	NUM
cblr-14234	1463	6	360	360	NUM
cblr-14234	1464	1	i	i	PROPN
cblr-14234	1464	2	d.	d.	PROPN
cblr-14234	1464	3	at	at	ADP
cblr-14234	1464	4	2	2	NUM
cblr-14234	1464	5	,	,	PUNCT
cblr-14234	1464	6	5	5	NUM
cblr-14234	1464	7	.	.	NUM
cblr-14234	1464	8	361	361	NUM
cblr-14234	1464	9	susan	susan	PROPN
cblr-14234	1464	10	hanley	hanley	PROPN
cblr-14234	1464	11	kosse	kosse	PROPN
cblr-14234	1464	12	&	&	CCONJ
cblr-14234	1464	13	david	david	PROPN
cblr-14234	1464	14	t.	t.	PROPN
cblr-14234	1464	15	butleritchie	butleritchie	PROPN
cblr-14234	1464	16	,	,	PUNCT
cblr-14234	1464	17	how	how	SCONJ
cblr-14234	1464	18	judges	judge	NOUN
cblr-14234	1464	19	,	,	PUNCT
cblr-14234	1464	20	practitioners	practitioner	NOUN
cblr-14234	1464	21	,	,	PUNCT
cblr-14234	1464	22	and	and	CCONJ
cblr-14234	1464	23	legal	legal	ADJ
cblr-14234	1464	24	writing	writing	NOUN
cblr-14234	1464	25	teachers	teacher	NOUN
cblr-14234	1464	26	assess	assess	VERB
cblr-14234	1464	27	the	the	DET
cblr-14234	1464	28	writing	writing	NOUN
cblr-14234	1464	29	skills	skill	NOUN
cblr-14234	1464	30	of	of	ADP
cblr-14234	1464	31	new	new	ADJ
cblr-14234	1464	32	law	law	NOUN
cblr-14234	1464	33	graduates	graduate	NOUN
cblr-14234	1464	34	:	:	PUNCT
cblr-14234	1464	35	a	a	DET
cblr-14234	1464	36	comparative	comparative	ADJ
cblr-14234	1464	37	study	study	NOUN
cblr-14234	1464	38	,	,	PUNCT
cblr-14234	1464	39	53	53	NUM
cblr-14234	1464	40	j.	j.	PROPN
cblr-14234	1464	41	legal	legal	ADJ
cblr-14234	1464	42	educ	educ	PROPN
cblr-14234	1464	43	.	.	PUNCT
cblr-14234	1465	1	80	80	NUM
cblr-14234	1465	2	,	,	PUNCT
cblr-14234	1465	3	86–87	86–87	NUM
cblr-14234	1465	4	(	(	PUNCT
cblr-14234	1465	5	2003	2003	NUM
cblr-14234	1465	6	)	)	PUNCT
cblr-14234	1465	7	;	;	PUNCT
cblr-14234	1465	8	james	james	PROPN
cblr-14234	1465	9	e.	e.	PROPN
cblr-14234	1465	10	viator	viator	PROPN
cblr-14234	1465	11	,	,	PUNCT
cblr-14234	1465	12	 	 	SPACE
cblr-14234	1465	13	legal	legal	ADJ
cblr-14234	1465	14	education	education	NOUN
cblr-14234	1465	15	’s	’s	PART
cblr-14234	1465	16	perfect	perfect	ADJ
cblr-14234	1465	17	storm	storm	NOUN
cblr-14234	1465	18	:	:	PUNCT
cblr-14234	1465	19	law	law	NOUN
cblr-14234	1465	20	students	student	NOUN
cblr-14234	1465	21	’	'	PUNCT
cblr-14234	1465	22	poor	poor	ADJ
cblr-14234	1465	23	writing	writing	NOUN
cblr-14234	1465	24	and	and	CCONJ
cblr-14234	1465	25	legal	legal	ADJ
cblr-14234	1465	26	analysis	analysis	NOUN
cblr-14234	1465	27	skills	skill	NOUN
cblr-14234	1465	28	collide	collide	VERB
cblr-14234	1465	29	with	with	ADP
cblr-14234	1465	30	dismal	dismal	ADJ
cblr-14234	1465	31	employment	employment	NOUN
cblr-14234	1465	32	prospects	prospect	NOUN
cblr-14234	1465	33	,	,	PUNCT
cblr-14234	1465	34	creating	create	VERB
cblr-14234	1465	35	the	the	DET
cblr-14234	1465	36	urgent	urgent	ADJ
cblr-14234	1465	37	need	need	NOUN
cblr-14234	1465	38	to	to	PART
cblr-14234	1465	39	reconfigure	reconfigure	VERB
cblr-14234	1465	40	the	the	DET
cblr-14234	1465	41	first	first	ADJ
cblr-14234	1465	42	-	-	PUNCT
cblr-14234	1465	43	year	year	NOUN
cblr-14234	1465	44	curriculum	curriculum	NOUN
cblr-14234	1465	45	,	,	PUNCT
cblr-14234	1465	46	61	61	NUM
cblr-14234	1465	47	cath	cath	NOUN
cblr-14234	1465	48	.	.	PUNCT
cblr-14234	1466	1	u.	u.	PROPN
cblr-14234	1466	2	l.	l.	PROPN
cblr-14234	1466	3	rev	rev	PROPN
cblr-14234	1466	4	.	.	PROPN
cblr-14234	1466	5	735	735	NUM
cblr-14234	1466	6	,	,	PUNCT
cblr-14234	1466	7	741–42	741–42	PROPN
cblr-14234	1466	8	(	(	PUNCT
cblr-14234	1466	9	2012	2012	NUM
cblr-14234	1466	10	)	)	PUNCT
cblr-14234	1466	11	;	;	PUNCT
cblr-14234	1466	12	heidi	heidi	PROPN
cblr-14234	1466	13	k.	k.	PROPN
cblr-14234	1466	14	brown	brown	PROPN
cblr-14234	1466	15	,	,	PUNCT
cblr-14234	1466	16	breaking	break	VERB
cblr-14234	1466	17	bad	bad	ADJ
cblr-14234	1466	18	briefs	brief	NOUN
cblr-14234	1466	19	,	,	PUNCT
cblr-14234	1466	20	41	41	NUM
cblr-14234	1466	21	j.	j.	PROPN
cblr-14234	1466	22	legal	legal	ADJ
cblr-14234	1466	23	prof	prof	NOUN
cblr-14234	1466	24	.	.	PUNCT
cblr-14234	1467	1	259	259	NUM
cblr-14234	1467	2	,	,	PUNCT
cblr-14234	1467	3	296	296	NUM
cblr-14234	1467	4	(	(	PUNCT
cblr-14234	1467	5	2017	2017	NUM
cblr-14234	1467	6	)	)	PUNCT
cblr-14234	1467	7	.	.	PUNCT
cblr-14234	1468	1	362	362	NUM
cblr-14234	1468	2	stephen	stephen	PROPN
cblr-14234	1468	3	j.	j.	PROPN
cblr-14234	1468	4	choi	choi	PROPN
cblr-14234	1468	5	,	,	PUNCT
cblr-14234	1468	6	mitu	mitu	NOUN
cblr-14234	1468	7	gulati	gulati	PROPN
cblr-14234	1468	8	&	&	CCONJ
cblr-14234	1468	9	eric	eric	PROPN
cblr-14234	1468	10	a.	a.	PROPN
cblr-14234	1468	11	posner	posner	PROPN
cblr-14234	1468	12	,	,	PUNCT
cblr-14234	1468	13	the	the	DET
cblr-14234	1468	14	dynamics	dynamic	NOUN
cblr-14234	1468	15	of	of	ADP
cblr-14234	1468	16	contract	contract	NOUN
cblr-14234	1468	17	evolution	evolution	NOUN
cblr-14234	1468	18	,	,	PUNCT
cblr-14234	1468	19	88	88	NUM
cblr-14234	1468	20	n.y.u	n.y.u	NOUN
cblr-14234	1468	21	.	.	PUNCT
cblr-14234	1469	1	l.	l.	PROPN
cblr-14234	1469	2	rev	rev	PROPN
cblr-14234	1469	3	.	.	PROPN
cblr-14234	1469	4	1	1	NUM
cblr-14234	1469	5	,	,	PUNCT
cblr-14234	1469	6	7	7	NUM
cblr-14234	1469	7	(	(	PUNCT
cblr-14234	1469	8	2013	2013	NUM
cblr-14234	1469	9	)	)	PUNCT
cblr-14234	1469	10	.	.	PUNCT
cblr-14234	1470	1	cf	cf	NOUN
cblr-14234	1470	2	.	.	PUNCT
cblr-14234	1471	1	john	john	PROPN
cblr-14234	1471	2	f.	f.	PROPN
cblr-14234	1471	3	coyle	coyle	PROPN
cblr-14234	1471	4	&	&	CCONJ
cblr-14234	1471	5	joseph	joseph	PROPN
cblr-14234	1471	6	m.	m.	PROPN
cblr-14234	1471	7	green	green	PROPN
cblr-14234	1471	8	,	,	PUNCT
cblr-14234	1471	9	contract	contract	NOUN
cblr-14234	1471	10	as	as	ADP
cblr-14234	1471	11	swag	swag	NOUN
cblr-14234	1471	12	,	,	PUNCT
cblr-14234	1471	13	124	124	NUM
cblr-14234	1471	14	penn	penn	PROPN
cblr-14234	1471	15	st	st	PROPN
cblr-14234	1471	16	.	.	PROPN
cblr-14234	1471	17	l.	l.	PROPN
cblr-14234	1471	18	rev	rev	PROPN
cblr-14234	1471	19	.	.	PROPN
cblr-14234	1472	1	353	353	NUM
cblr-14234	1472	2	,	,	PUNCT
cblr-14234	1472	3	378	378	NUM
cblr-14234	1472	4	(	(	PUNCT
cblr-14234	1472	5	2020	2020	NUM
cblr-14234	1472	6	)	)	PUNCT
cblr-14234	1472	7	(	(	PUNCT
cblr-14234	1472	8	noting	note	VERB
cblr-14234	1472	9	the	the	DET
cblr-14234	1472	10	absence	absence	NOUN
cblr-14234	1472	11	of	of	ADP
cblr-14234	1472	12	intellectual	intellectual	ADJ
cblr-14234	1472	13	property	property	NOUN
cblr-14234	1472	14	rights	right	NOUN
cblr-14234	1472	15	,	,	PUNCT
cblr-14234	1472	16	but	but	CCONJ
cblr-14234	1472	17	suggesting	suggest	VERB
cblr-14234	1472	18	contract	contract	NOUN
cblr-14234	1472	19	innovation	innovation	NOUN
cblr-14234	1472	20	can	can	AUX
cblr-14234	1472	21	build	build	VERB
cblr-14234	1472	22	a	a	DET
cblr-14234	1472	23	valuable	valuable	ADJ
cblr-14234	1472	24	reputation	reputation	NOUN
cblr-14234	1472	25	)	)	PUNCT
cblr-14234	1472	26	.	.	PUNCT
cblr-14234	1473	1	this	this	DET
cblr-14234	1473	2	article	article	NOUN
cblr-14234	1473	3	leaves	leave	VERB
cblr-14234	1473	4	open	open	ADJ
cblr-14234	1473	5	the	the	DET
cblr-14234	1473	6	question	question	NOUN
cblr-14234	1473	7	of	of	ADP
cblr-14234	1473	8	whether	whether	SCONJ
cblr-14234	1473	9	there	there	PRON
cblr-14234	1473	10	are	be	VERB
cblr-14234	1473	11	intellectual	intellectual	ADJ
cblr-14234	1473	12	property	property	NOUN
cblr-14234	1473	13	rights	right	NOUN
cblr-14234	1473	14	for	for	ADP
cblr-14234	1473	15	contract	contract	NOUN
cblr-14234	1473	16	designs	design	NOUN
cblr-14234	1473	17	that	that	PRON
cblr-14234	1473	18	involve	involve	VERB
cblr-14234	1473	19	the	the	DET
cblr-14234	1473	20	kinds	kind	NOUN
cblr-14234	1473	21	of	of	ADP
cblr-14234	1473	22	visuals	visual	NOUN
cblr-14234	1473	23	that	that	SCONJ
cblr-14234	1473	24	in	in	ADP
cblr-14234	1473	25	a	a	DET
cblr-14234	1473	26	non	non	ADJ
cblr-14234	1473	27	-	-	ADJ
cblr-14234	1473	28	contract	contract	ADJ
cblr-14234	1473	29	context	context	NOUN
cblr-14234	1473	30	might	might	AUX
cblr-14234	1473	31	receive	receive	VERB
cblr-14234	1473	32	protection	protection	NOUN
cblr-14234	1473	33	.	.	PUNCT
cblr-14234	1474	1	363	363	NUM
cblr-14234	1474	2	wayne	wayne	PROPN
cblr-14234	1474	3	schiess	schiess	PROPN
cblr-14234	1474	4	,	,	PUNCT
cblr-14234	1474	5	what	what	DET
cblr-14234	1474	6	transactional	transactional	ADJ
cblr-14234	1474	7	drafters	drafter	NOUN
cblr-14234	1474	8	should	should	AUX
cblr-14234	1474	9	know	know	VERB
cblr-14234	1474	10	about	about	ADP
cblr-14234	1474	11	plain	plain	ADJ
cblr-14234	1474	12	english	english	PROPN
cblr-14234	1474	13	,	,	PUNCT
cblr-14234	1474	14	39	39	NUM
cblr-14234	1474	15	tex	tex	PROPN
cblr-14234	1474	16	.	.	PUNCT
cblr-14234	1474	17	j.	j.	PROPN
cblr-14234	1474	18	bus	bus	PROPN
cblr-14234	1474	19	.	.	PUNCT
cblr-14234	1475	1	l.	l.	PROPN
cblr-14234	1475	2	515	515	NUM
cblr-14234	1475	3	,	,	PUNCT
cblr-14234	1475	4	524	524	NUM
cblr-14234	1475	5	(	(	PUNCT
cblr-14234	1475	6	2004	2004	NUM
cblr-14234	1475	7	)	)	PUNCT
cblr-14234	1475	8	;	;	PUNCT
cblr-14234	1475	9	joseph	joseph	PROPN
cblr-14234	1475	10	kimble	kimble	PROPN
cblr-14234	1475	11	,	,	PUNCT
cblr-14234	1475	12	the	the	DET
cblr-14234	1475	13	great	great	ADJ
cblr-14234	1475	14	no	no	NOUN
cblr-14234	1476	1	.	.	NOUN
cblr-14234	1476	2	2	2	NUM
cblr-14234	1476	3	]	]	PUNCT
cblr-14234	1476	4	the	the	DET
cblr-14234	1476	5	duty	duty	NOUN
cblr-14234	1476	6	to	to	PART
cblr-14234	1476	7	make	make	VERB
cblr-14234	1476	8	contracts	contract	NOUN
cblr-14234	1476	9	understandable	understandable	ADJ
cblr-14234	1476	10	549	549	NUM
cblr-14234	1477	1	no	no	DET
cblr-14234	1477	2	single	single	ADJ
cblr-14234	1477	3	reason	reason	NOUN
cblr-14234	1477	4	accounts	account	VERB
cblr-14234	1477	5	for	for	ADP
cblr-14234	1477	6	contract	contract	NOUN
cblr-14234	1477	7	stickiness	stickiness	NOUN
cblr-14234	1477	8	.	.	PUNCT
cblr-14234	1478	1	here	here	ADV
cblr-14234	1478	2	again	again	ADV
cblr-14234	1478	3	,	,	PUNCT
cblr-14234	1478	4	professors	professor	NOUN
cblr-14234	1478	5	gulati	gulati	PROPN
cblr-14234	1478	6	and	and	CCONJ
cblr-14234	1478	7	scott	scott	PROPN
cblr-14234	1478	8	systematically	systematically	ADV
cblr-14234	1478	9	examined	examine	VERB
cblr-14234	1478	10	economic	economic	ADJ
cblr-14234	1478	11	and	and	CCONJ
cblr-14234	1478	12	psychological	psychological	ADJ
cblr-14234	1478	13	justifications	justification	NOUN
cblr-14234	1478	14	for	for	ADP
cblr-14234	1478	15	a	a	DET
cblr-14234	1478	16	particularly	particularly	ADV
cblr-14234	1478	17	sticky	sticky	ADJ
cblr-14234	1478	18	contract	contract	NOUN
cblr-14234	1478	19	provision	provision	NOUN
cblr-14234	1478	20	including	include	VERB
cblr-14234	1478	21	learning	learn	VERB
cblr-14234	1478	22	externalities	externality	NOUN
cblr-14234	1478	23	,	,	PUNCT
cblr-14234	1478	24	network	network	NOUN
cblr-14234	1478	25	externalities	externality	NOUN
cblr-14234	1478	26	,	,	PUNCT
cblr-14234	1478	27	negative	negative	ADJ
cblr-14234	1478	28	signaling	signaling	ADJ
cblr-14234	1478	29	,	,	PUNCT
cblr-14234	1478	30	hindsight	hindsight	ADJ
cblr-14234	1478	31	bias	bias	NOUN
cblr-14234	1478	32	,	,	PUNCT
cblr-14234	1478	33	the	the	DET
cblr-14234	1478	34	costs	cost	NOUN
cblr-14234	1478	35	of	of	ADP
cblr-14234	1478	36	innovating	innovate	VERB
cblr-14234	1478	37	new	new	ADJ
cblr-14234	1478	38	contract	contract	NOUN
cblr-14234	1478	39	terms	term	NOUN
cblr-14234	1478	40	,	,	PUNCT
cblr-14234	1478	41	the	the	DET
cblr-14234	1478	42	law	law	NOUN
cblr-14234	1478	43	firm	firm	NOUN
cblr-14234	1478	44	business	business	NOUN
cblr-14234	1478	45	model	model	NOUN
cblr-14234	1478	46	,	,	PUNCT
cblr-14234	1478	47	herd	herd	NOUN
cblr-14234	1478	48	behavior	behavior	NOUN
cblr-14234	1478	49	,	,	PUNCT
cblr-14234	1478	50	risk	risk	NOUN
cblr-14234	1478	51	aversion	aversion	NOUN
cblr-14234	1478	52	,	,	PUNCT
cblr-14234	1478	53	free	free	ADJ
cblr-14234	1478	54	riders	rider	NOUN
cblr-14234	1478	55	,	,	PUNCT
cblr-14234	1478	56	and	and	CCONJ
cblr-14234	1478	57	cognitive	cognitive	ADJ
cblr-14234	1478	58	biases.364	biases.364	NOUN
cblr-14234	1478	59	no	no	DET
cblr-14234	1478	60	one	one	NUM
cblr-14234	1478	61	explanation	explanation	NOUN
cblr-14234	1478	62	accounted	account	VERB
cblr-14234	1478	63	for	for	ADP
cblr-14234	1478	64	the	the	DET
cblr-14234	1478	65	failure	failure	NOUN
cblr-14234	1478	66	to	to	AUX
cblr-14234	1478	67	change.365	change.365	VERB
cblr-14234	1478	68	what	what	PRON
cblr-14234	1478	69	’s	’	VERB
cblr-14234	1478	70	more	more	ADJ
cblr-14234	1478	71	,	,	PUNCT
cblr-14234	1478	72	none	none	NOUN
cblr-14234	1478	73	of	of	ADP
cblr-14234	1478	74	the	the	DET
cblr-14234	1478	75	people	people	NOUN
cblr-14234	1478	76	interviewed	interview	VERB
cblr-14234	1478	77	could	could	AUX
cblr-14234	1478	78	adequately	adequately	ADV
cblr-14234	1478	79	explain	explain	VERB
cblr-14234	1478	80	why	why	SCONJ
cblr-14234	1478	81	they	they	PRON
cblr-14234	1478	82	did	do	AUX
cblr-14234	1478	83	not	not	PART
cblr-14234	1478	84	change	change	VERB
cblr-14234	1478	85	the	the	DET
cblr-14234	1478	86	clause	clause	NOUN
cblr-14234	1478	87	:	:	PUNCT
cblr-14234	1478	88	“	"	PUNCT
cblr-14234	1478	89	the	the	DET
cblr-14234	1478	90	explanations	explanation	NOUN
cblr-14234	1478	91	we	we	PRON
cblr-14234	1478	92	were	be	AUX
cblr-14234	1478	93	given	give	VERB
cblr-14234	1478	94	for	for	ADP
cblr-14234	1478	95	why	why	SCONJ
cblr-14234	1478	96	a	a	DET
cblr-14234	1478	97	troublesome	troublesome	ADJ
cblr-14234	1478	98	clause	clause	NOUN
cblr-14234	1478	99	was	be	AUX
cblr-14234	1478	100	allowed	allow	VERB
cblr-14234	1478	101	to	to	PART
cblr-14234	1478	102	remain	remain	VERB
cblr-14234	1478	103	in	in	ADP
cblr-14234	1478	104	subsequent	subsequent	ADJ
cblr-14234	1478	105	contracts	contract	NOUN
cblr-14234	1478	106	were	be	AUX
cblr-14234	1478	107	both	both	CCONJ
cblr-14234	1478	108	diverse	diverse	ADJ
cblr-14234	1478	109	and	and	CCONJ
cblr-14234	1478	110	conflicting	conflicting	ADJ
cblr-14234	1478	111	.	.	PUNCT
cblr-14234	1479	1	moreover	moreover	ADV
cblr-14234	1479	2	,	,	PUNCT
cblr-14234	1479	3	we	we	PRON
cblr-14234	1479	4	determined	determine	VERB
cblr-14234	1479	5	from	from	ADP
cblr-14234	1479	6	our	our	PRON
cblr-14234	1479	7	research	research	NOUN
cblr-14234	1479	8	that	that	SCONJ
cblr-14234	1479	9	these	these	DET
cblr-14234	1479	10	explanations	explanation	NOUN
cblr-14234	1479	11	often	often	ADV
cblr-14234	1479	12	rested	rest	VERB
cblr-14234	1479	13	on	on	ADP
cblr-14234	1479	14	myths	myth	NOUN
cblr-14234	1479	15	that	that	PRON
cblr-14234	1479	16	were	be	AUX
cblr-14234	1479	17	based	base	VERB
cblr-14234	1479	18	on	on	ADP
cblr-14234	1479	19	unsupportable	unsupportable	ADJ
cblr-14234	1479	20	factual	factual	ADJ
cblr-14234	1479	21	premises	premise	NOUN
cblr-14234	1479	22	.	.	PUNCT
cblr-14234	1479	23	.	.	PUNCT
cblr-14234	1479	24	.	.	PUNCT
cblr-14234	1479	25	.	.	PUNCT
cblr-14234	1480	1	the	the	DET
cblr-14234	1480	2	myths	myth	NOUN
cblr-14234	1480	3	that	that	PRON
cblr-14234	1480	4	we	we	PRON
cblr-14234	1480	5	were	be	AUX
cblr-14234	1480	6	told	tell	VERB
cblr-14234	1480	7	are	be	AUX
cblr-14234	1480	8	best	well	ADV
cblr-14234	1480	9	understood	understand	VERB
cblr-14234	1480	10	as	as	ADP
cblr-14234	1480	11	ways	way	NOUN
cblr-14234	1480	12	in	in	ADP
cblr-14234	1480	13	which	which	PRON
cblr-14234	1480	14	the	the	DET
cblr-14234	1480	15	lawyers	lawyer	NOUN
cblr-14234	1480	16	were	be	AUX
cblr-14234	1480	17	able	able	ADJ
cblr-14234	1480	18	to	to	PART
cblr-14234	1480	19	deflect	deflect	VERB
cblr-14234	1480	20	what	what	PRON
cblr-14234	1480	21	would	would	AUX
cblr-14234	1480	22	otherwise	otherwise	ADV
cblr-14234	1480	23	be	be	AUX
cblr-14234	1480	24	obvious	obvious	ADJ
cblr-14234	1480	25	failures	failure	NOUN
cblr-14234	1480	26	to	to	PART
cblr-14234	1480	27	correct	correct	VERB
cblr-14234	1480	28	errors	error	NOUN
cblr-14234	1480	29	in	in	ADP
cblr-14234	1480	30	the	the	DET
cblr-14234	1480	31	formulation	formulation	NOUN
cblr-14234	1480	32	of	of	ADP
cblr-14234	1480	33	historic	historic	ADJ
cblr-14234	1480	34	boilerplate	boilerplate	NOUN
cblr-14234	1480	35	.	.	PUNCT
cblr-14234	1480	36	”366	”366	PUNCT
cblr-14234	1481	1	ultimately	ultimately	ADV
cblr-14234	1481	2	,	,	PUNCT
cblr-14234	1481	3	gulati	gulati	PROPN
cblr-14234	1481	4	and	and	CCONJ
cblr-14234	1481	5	scott	scott	PROPN
cblr-14234	1481	6	concluded	conclude	VERB
cblr-14234	1481	7	the	the	DET
cblr-14234	1481	8	best	good	ADJ
cblr-14234	1481	9	law	law	NOUN
cblr-14234	1481	10	firms	firm	NOUN
cblr-14234	1481	11	will	will	AUX
cblr-14234	1481	12	“	"	PUNCT
cblr-14234	1481	13	evolve	evolve	VERB
cblr-14234	1481	14	governance	governance	NOUN
cblr-14234	1481	15	mechanisms	mechanism	NOUN
cblr-14234	1481	16	that	that	PRON
cblr-14234	1481	17	facilitate	facilitate	VERB
cblr-14234	1481	18	and	and	CCONJ
cblr-14234	1481	19	support	support	NOUN
cblr-14234	1481	20	innovations	innovation	NOUN
cblr-14234	1481	21	.	.	PUNCT
cblr-14234	1482	1	”367	”367	PUNCT
cblr-14234	1482	2	in	in	ADP
cblr-14234	1482	3	short	short	ADJ
cblr-14234	1482	4	,	,	PUNCT
cblr-14234	1482	5	innovation	innovation	NOUN
cblr-14234	1482	6	is	be	AUX
cblr-14234	1482	7	possible	possible	ADJ
cblr-14234	1482	8	;	;	PUNCT
cblr-14234	1482	9	it	it	PRON
cblr-14234	1482	10	is	be	AUX
cblr-14234	1482	11	lawyers	lawyer	NOUN
cblr-14234	1482	12	not	not	PART
cblr-14234	1482	13	language	language	NOUN
cblr-14234	1482	14	that	that	PRON
cblr-14234	1482	15	stands	stand	VERB
cblr-14234	1482	16	in	in	ADP
cblr-14234	1482	17	the	the	DET
cblr-14234	1482	18	way	way	NOUN
cblr-14234	1482	19	.	.	PUNCT
cblr-14234	1483	1	5	5	X
cblr-14234	1483	2	.	.	X
cblr-14234	1483	3	the	the	DET
cblr-14234	1483	4	unintended	unintended	ADJ
cblr-14234	1483	5	consequences	consequence	NOUN
cblr-14234	1483	6	objection	objection	NOUN
cblr-14234	1483	7	:	:	PUNCT
cblr-14234	1483	8	the	the	DET
cblr-14234	1483	9	duty	duty	NOUN
cblr-14234	1483	10	will	will	AUX
cblr-14234	1483	11	actually	actually	ADV
cblr-14234	1483	12	harm	harm	VERB
cblr-14234	1483	13	consumers	consumer	NOUN
cblr-14234	1483	14	the	the	DET
cblr-14234	1483	15	objection	objection	NOUN
cblr-14234	1483	16	:	:	PUNCT
cblr-14234	1483	17	the	the	DET
cblr-14234	1483	18	unintended	unintended	ADJ
cblr-14234	1483	19	consequences	consequence	NOUN
cblr-14234	1483	20	objection	objection	NOUN
cblr-14234	1483	21	contends	contend	VERB
cblr-14234	1483	22	that	that	SCONJ
cblr-14234	1483	23	the	the	DET
cblr-14234	1483	24	duty	duty	NOUN
cblr-14234	1483	25	will	will	AUX
cblr-14234	1483	26	backfire	backfire	VERB
cblr-14234	1483	27	by	by	ADP
cblr-14234	1483	28	harming	harm	VERB
cblr-14234	1483	29	consumers	consumer	NOUN
cblr-14234	1483	30	.	.	PUNCT
cblr-14234	1484	1	perhaps	perhaps	ADV
cblr-14234	1484	2	the	the	DET
cblr-14234	1484	3	duty	duty	NOUN
cblr-14234	1484	4	will	will	AUX
cblr-14234	1484	5	discourage	discourage	VERB
cblr-14234	1484	6	sellers	seller	NOUN
cblr-14234	1484	7	from	from	ADP
cblr-14234	1484	8	providing	provide	VERB
cblr-14234	1484	9	products	product	NOUN
cblr-14234	1484	10	and	and	CCONJ
cblr-14234	1484	11	services	service	NOUN
cblr-14234	1484	12	focused	focus	VERB
cblr-14234	1484	13	on	on	ADP
cblr-14234	1484	14	people	people	NOUN
cblr-14234	1484	15	with	with	ADP
cblr-14234	1484	16	major	major	ADJ
cblr-14234	1484	17	barriers	barrier	NOUN
cblr-14234	1484	18	to	to	ADP
cblr-14234	1484	19	comprehension	comprehension	NOUN
cblr-14234	1484	20	.	.	PUNCT
cblr-14234	1485	1	or	or	CCONJ
cblr-14234	1485	2	the	the	DET
cblr-14234	1485	3	duty	duty	NOUN
cblr-14234	1485	4	might	might	AUX
cblr-14234	1485	5	gut	gut	VERB
cblr-14234	1485	6	the	the	DET
cblr-14234	1485	7	unconscionability	unconscionability	NOUN
cblr-14234	1485	8	defense	defense	NOUN
cblr-14234	1485	9	,	,	PUNCT
cblr-14234	1485	10	one	one	NUM
cblr-14234	1485	11	of	of	ADP
cblr-14234	1485	12	the	the	DET
cblr-14234	1485	13	few	few	ADJ
cblr-14234	1485	14	doctrines	doctrine	NOUN
cblr-14234	1485	15	consumers	consumer	NOUN
cblr-14234	1485	16	myth	myth	VERB
cblr-14234	1485	17	that	that	SCONJ
cblr-14234	1485	18	plain	plain	ADJ
cblr-14234	1485	19	language	language	NOUN
cblr-14234	1485	20	is	be	AUX
cblr-14234	1485	21	not	not	PART
cblr-14234	1485	22	precise	precise	ADJ
cblr-14234	1485	23	,	,	PUNCT
cblr-14234	1485	24	7	7	NUM
cblr-14234	1485	25	scribes	scribe	NOUN
cblr-14234	1485	26	j.	j.	PROPN
cblr-14234	1485	27	legal	legal	PROPN
cblr-14234	1485	28	writing	write	VERB
cblr-14234	1485	29	109	109	NUM
cblr-14234	1485	30	,	,	PUNCT
cblr-14234	1485	31	111	111	NUM
cblr-14234	1485	32	(	(	PUNCT
cblr-14234	1485	33	2000	2000	NUM
cblr-14234	1485	34	)	)	PUNCT
cblr-14234	1485	35	.	.	PUNCT
cblr-14234	1486	1	364	364	NUM
cblr-14234	1486	2	gulati	gulati	PROPN
cblr-14234	1486	3	&	&	CCONJ
cblr-14234	1486	4	scott	scott	PROPN
cblr-14234	1486	5	,	,	PUNCT
cblr-14234	1486	6	supra	supra	PROPN
cblr-14234	1486	7	note	note	PROPN
cblr-14234	1486	8	251	251	NUM
cblr-14234	1486	9	,	,	PUNCT
cblr-14234	1486	10	at	at	ADP
cblr-14234	1486	11	34–43	34–43	NUM
cblr-14234	1486	12	,	,	PUNCT
cblr-14234	1486	13	73–108	73–108	NUM
cblr-14234	1486	14	.	.	NOUN
cblr-14234	1486	15	365	365	NUM
cblr-14234	1487	1	i	i	PRON
cblr-14234	1487	2	d.	d.	VERB
cblr-14234	1487	3	at	at	ADP
cblr-14234	1487	4	164–65	164–65	PROPN
cblr-14234	1487	5	.	.	PUNCT
cblr-14234	1488	1	366	366	NUM
cblr-14234	1488	2	i	i	PRON
cblr-14234	1488	3	d.	d.	PROPN
cblr-14234	1488	4	at	at	ADP
cblr-14234	1488	5	7	7	NUM
cblr-14234	1488	6	.	.	X
cblr-14234	1488	7	367	367	NUM
cblr-14234	1489	1	i	i	PRON
cblr-14234	1489	2	d.	d.	NOUN
cblr-14234	1489	3	at	at	ADP
cblr-14234	1489	4	164–65	164–65	PROPN
cblr-14234	1489	5	.	.	PROPN
cblr-14234	1489	6	550	550	NUM
cblr-14234	1489	7	columbia	columbia	PROPN
cblr-14234	1489	8	business	business	NOUN
cblr-14234	1489	9	law	law	PROPN
cblr-14234	1489	10	review	review	NOUN
cblr-14234	1490	1	[	[	X
cblr-14234	1490	2	vol	vol	NOUN
cblr-14234	1490	3	.	.	NOUN
cblr-14234	1490	4	2024	2024	NUM
cblr-14234	1490	5	can	can	AUX
cblr-14234	1490	6	draw	draw	VERB
cblr-14234	1490	7	on	on	ADP
cblr-14234	1490	8	.	.	PUNCT
cblr-14234	1491	1	the	the	DET
cblr-14234	1491	2	duty	duty	NOUN
cblr-14234	1491	3	weakens	weaken	VERB
cblr-14234	1491	4	the	the	DET
cblr-14234	1491	5	defense	defense	NOUN
cblr-14234	1491	6	because	because	SCONJ
cblr-14234	1491	7	if	if	SCONJ
cblr-14234	1491	8	a	a	DET
cblr-14234	1491	9	court	court	NOUN
cblr-14234	1491	10	is	be	AUX
cblr-14234	1491	11	considering	consider	VERB
cblr-14234	1491	12	unconscionability	unconscionability	NOUN
cblr-14234	1491	13	,	,	PUNCT
cblr-14234	1491	14	it	it	PRON
cblr-14234	1491	15	has	have	AUX
cblr-14234	1491	16	already	already	ADV
cblr-14234	1491	17	found	find	VERB
cblr-14234	1491	18	a	a	DET
cblr-14234	1491	19	contract	contract	NOUN
cblr-14234	1491	20	is	be	AUX
cblr-14234	1491	21	formed	form	VERB
cblr-14234	1491	22	and	and	CCONJ
cblr-14234	1491	23	therefore	therefore	ADV
cblr-14234	1491	24	the	the	DET
cblr-14234	1491	25	consumer	consumer	NOUN
cblr-14234	1491	26	could	could	AUX
cblr-14234	1491	27	not	not	PART
cblr-14234	1491	28	argue	argue	VERB
cblr-14234	1491	29	confusing	confusing	ADJ
cblr-14234	1491	30	language	language	NOUN
cblr-14234	1491	31	supports	support	VERB
cblr-14234	1491	32	a	a	DET
cblr-14234	1491	33	finding	finding	NOUN
cblr-14234	1491	34	of	of	ADP
cblr-14234	1491	35	unconscionability	unconscionability	NOUN
cblr-14234	1491	36	.	.	PUNCT
cblr-14234	1492	1	plus	plus	CCONJ
cblr-14234	1492	2	,	,	PUNCT
cblr-14234	1492	3	large	large	ADJ
cblr-14234	1492	4	businesses	business	NOUN
cblr-14234	1492	5	could	could	AUX
cblr-14234	1492	6	overwhelm	overwhelm	VERB
cblr-14234	1492	7	individual	individual	ADJ
cblr-14234	1492	8	consumers	consumer	NOUN
cblr-14234	1492	9	with	with	ADP
cblr-14234	1492	10	questionable	questionable	ADJ
cblr-14234	1492	11	industry	industry	NOUN
cblr-14234	1492	12	-	-	PUNCT
cblr-14234	1492	13	backed	back	VERB
cblr-14234	1492	14	research	research	NOUN
cblr-14234	1492	15	showing	show	VERB
cblr-14234	1492	16	incomprehensible	incomprehensible	ADJ
cblr-14234	1492	17	contracts	contract	NOUN
cblr-14234	1492	18	are	be	AUX
cblr-14234	1492	19	understandable	understandable	ADJ
cblr-14234	1492	20	.	.	PUNCT
cblr-14234	1493	1	the	the	DET
cblr-14234	1493	2	response	response	NOUN
cblr-14234	1493	3	:	:	PUNCT
cblr-14234	1493	4	the	the	DET
cblr-14234	1493	5	objection	objection	NOUN
cblr-14234	1493	6	raises	raise	VERB
cblr-14234	1493	7	fair	fair	ADJ
cblr-14234	1493	8	points	point	NOUN
cblr-14234	1493	9	,	,	PUNCT
cblr-14234	1493	10	but	but	CCONJ
cblr-14234	1493	11	each	each	DET
cblr-14234	1493	12	kind	kind	NOUN
cblr-14234	1493	13	of	of	ADP
cblr-14234	1493	14	unintended	unintended	ADJ
cblr-14234	1493	15	consequence	consequence	NOUN
cblr-14234	1493	16	is	be	AUX
cblr-14234	1493	17	highly	highly	ADV
cblr-14234	1493	18	unlikely	unlikely	ADJ
cblr-14234	1493	19	.	.	PUNCT
cblr-14234	1494	1	for	for	ADP
cblr-14234	1494	2	the	the	DET
cblr-14234	1494	3	small	small	ADJ
cblr-14234	1494	4	subset	subset	NOUN
cblr-14234	1494	5	of	of	ADP
cblr-14234	1494	6	contracts	contract	NOUN
cblr-14234	1494	7	for	for	ADP
cblr-14234	1494	8	products	product	NOUN
cblr-14234	1494	9	or	or	CCONJ
cblr-14234	1494	10	services	service	NOUN
cblr-14234	1494	11	intended	intend	VERB
cblr-14234	1494	12	predominantly	predominantly	ADV
cblr-14234	1494	13	for	for	ADP
cblr-14234	1494	14	people	people	NOUN
cblr-14234	1494	15	with	with	ADP
cblr-14234	1494	16	barriers	barrier	NOUN
cblr-14234	1494	17	to	to	ADP
cblr-14234	1494	18	comprehension	comprehension	NOUN
cblr-14234	1494	19	who	who	PRON
cblr-14234	1494	20	themselves	themselves	PRON
cblr-14234	1494	21	(	(	PUNCT
cblr-14234	1494	22	as	as	SCONJ
cblr-14234	1494	23	opposed	oppose	VERB
cblr-14234	1494	24	to	to	ADP
cblr-14234	1494	25	a	a	DET
cblr-14234	1494	26	guardian	guardian	NOUN
cblr-14234	1494	27	)	)	PUNCT
cblr-14234	1494	28	enter	enter	VERB
cblr-14234	1494	29	a	a	DET
cblr-14234	1494	30	written	write	VERB
cblr-14234	1494	31	contract	contract	NOUN
cblr-14234	1494	32	,	,	PUNCT
cblr-14234	1494	33	the	the	DET
cblr-14234	1494	34	duty	duty	NOUN
cblr-14234	1494	35	imposes	impose	VERB
cblr-14234	1494	36	a	a	DET
cblr-14234	1494	37	manageable	manageable	ADJ
cblr-14234	1494	38	burden	burden	NOUN
cblr-14234	1494	39	.	.	PUNCT
cblr-14234	1495	1	such	such	ADJ
cblr-14234	1495	2	scenarios	scenario	NOUN
cblr-14234	1495	3	exist	exist	VERB
cblr-14234	1495	4	.	.	PUNCT
cblr-14234	1496	1	just	just	ADV
cblr-14234	1496	2	imagine	imagine	VERB
cblr-14234	1496	3	an	an	DET
cblr-14234	1496	4	online	online	ADJ
cblr-14234	1496	5	course	course	NOUN
cblr-14234	1496	6	for	for	ADP
cblr-14234	1496	7	recent	recent	ADJ
cblr-14234	1496	8	immigrants	immigrant	NOUN
cblr-14234	1496	9	who	who	PRON
cblr-14234	1496	10	struggle	struggle	VERB
cblr-14234	1496	11	with	with	ADP
cblr-14234	1496	12	english	english	PROPN
cblr-14234	1496	13	or	or	CCONJ
cblr-14234	1496	14	in	in	ADP
cblr-14234	1496	15	-	-	PUNCT
cblr-14234	1496	16	game	game	NOUN
cblr-14234	1496	17	purchases	purchase	NOUN
cblr-14234	1496	18	in	in	ADP
cblr-14234	1496	19	video	video	NOUN
cblr-14234	1496	20	games	game	NOUN
cblr-14234	1496	21	for	for	ADP
cblr-14234	1496	22	children.368	children.368	NOUN
cblr-14234	1496	23	in	in	ADP
cblr-14234	1496	24	such	such	ADJ
cblr-14234	1496	25	cases	case	NOUN
cblr-14234	1496	26	,	,	PUNCT
cblr-14234	1496	27	sellers	seller	NOUN
cblr-14234	1496	28	know	know	VERB
cblr-14234	1496	29	how	how	SCONJ
cblr-14234	1496	30	to	to	PART
cblr-14234	1496	31	communicate	communicate	VERB
cblr-14234	1496	32	effectively	effectively	ADV
cblr-14234	1496	33	with	with	ADP
cblr-14234	1496	34	these	these	DET
cblr-14234	1496	35	consumers	consumer	NOUN
cblr-14234	1496	36	.	.	PUNCT
cblr-14234	1497	1	their	their	PRON
cblr-14234	1497	2	marketing	marketing	NOUN
cblr-14234	1497	3	,	,	PUNCT
cblr-14234	1497	4	advertising	advertising	NOUN
cblr-14234	1497	5	,	,	PUNCT
cblr-14234	1497	6	package	package	NOUN
cblr-14234	1497	7	design	design	NOUN
cblr-14234	1497	8	,	,	PUNCT
cblr-14234	1497	9	and	and	CCONJ
cblr-14234	1497	10	customer	customer	NOUN
cblr-14234	1497	11	service	service	NOUN
cblr-14234	1497	12	departments	department	NOUN
cblr-14234	1497	13	all	all	PRON
cblr-14234	1497	14	have	have	VERB
cblr-14234	1497	15	experience	experience	NOUN
cblr-14234	1497	16	communicating	communicate	VERB
cblr-14234	1497	17	with	with	ADP
cblr-14234	1497	18	such	such	ADJ
cblr-14234	1497	19	consumers	consumer	NOUN
cblr-14234	1497	20	.	.	PUNCT
cblr-14234	1498	1	the	the	DET
cblr-14234	1498	2	lawyers	lawyer	NOUN
cblr-14234	1498	3	drafting	draft	VERB
cblr-14234	1498	4	the	the	DET
cblr-14234	1498	5	contracts	contract	NOUN
cblr-14234	1498	6	might	might	AUX
cblr-14234	1498	7	not	not	PART
cblr-14234	1498	8	.	.	PUNCT
cblr-14234	1499	1	but	but	CCONJ
cblr-14234	1499	2	they	they	PRON
cblr-14234	1499	3	will	will	AUX
cblr-14234	1499	4	acquire	acquire	VERB
cblr-14234	1499	5	that	that	DET
cblr-14234	1499	6	skill	skill	NOUN
cblr-14234	1499	7	,	,	PUNCT
cblr-14234	1499	8	perhaps	perhaps	ADV
cblr-14234	1499	9	with	with	ADP
cblr-14234	1499	10	the	the	DET
cblr-14234	1499	11	client	client	NOUN
cblr-14234	1499	12	’s	’s	PART
cblr-14234	1499	13	help	help	NOUN
cblr-14234	1499	14	.	.	PUNCT
cblr-14234	1500	1	doing	do	VERB
cblr-14234	1500	2	so	so	ADV
cblr-14234	1500	3	is	be	AUX
cblr-14234	1500	4	possible	possible	ADJ
cblr-14234	1500	5	.	.	PUNCT
cblr-14234	1501	1	after	after	ADV
cblr-14234	1501	2	all	all	ADV
cblr-14234	1501	3	,	,	PUNCT
cblr-14234	1501	4	lawyers	lawyer	NOUN
cblr-14234	1501	5	represent	represent	VERB
cblr-14234	1501	6	children	child	NOUN
cblr-14234	1501	7	,	,	PUNCT
cblr-14234	1501	8	immigrants	immigrant	NOUN
cblr-14234	1501	9	,	,	PUNCT
cblr-14234	1501	10	and	and	CCONJ
cblr-14234	1501	11	others	other	NOUN
cblr-14234	1501	12	with	with	ADP
cblr-14234	1501	13	communication	communication	NOUN
cblr-14234	1501	14	barriers	barrier	NOUN
cblr-14234	1501	15	and	and	CCONJ
cblr-14234	1501	16	nonetheless	nonetheless	ADV
cblr-14234	1501	17	have	have	VERB
cblr-14234	1501	18	an	an	DET
cblr-14234	1501	19	ethical	ethical	ADJ
cblr-14234	1501	20	obligation	obligation	NOUN
cblr-14234	1501	21	to	to	PART
cblr-14234	1501	22	effectively	effectively	ADV
cblr-14234	1501	23	communicate	communicate	VERB
cblr-14234	1501	24	complex	complex	ADJ
cblr-14234	1501	25	information.369	information.369	VERB
cblr-14234	1501	26	indeed	indeed	ADV
cblr-14234	1501	27	,	,	PUNCT
cblr-14234	1501	28	these	these	DET
cblr-14234	1501	29	lawyers	lawyer	NOUN
cblr-14234	1501	30	might	might	AUX
cblr-14234	1501	31	even	even	ADV
cblr-14234	1501	32	develop	develop	VERB
cblr-14234	1501	33	a	a	DET
cblr-14234	1501	34	valuable	valuable	ADJ
cblr-14234	1501	35	expertise	expertise	NOUN
cblr-14234	1501	36	in	in	ADP
cblr-14234	1501	37	drafting	draft	VERB
cblr-14234	1501	38	contracts	contract	NOUN
cblr-14234	1501	39	understandable	understandable	ADJ
cblr-14234	1501	40	to	to	ADP
cblr-14234	1501	41	these	these	DET
cblr-14234	1501	42	particular	particular	ADJ
cblr-14234	1501	43	consumers	consumer	NOUN
cblr-14234	1501	44	.	.	PUNCT
cblr-14234	1502	1	noted	note	VERB
cblr-14234	1502	2	above	above	ADV
cblr-14234	1502	3	,	,	PUNCT
cblr-14234	1502	4	technology	technology	NOUN
cblr-14234	1502	5	may	may	AUX
cblr-14234	1502	6	help	help	VERB
cblr-14234	1502	7	too.370	too.370	NOUN
cblr-14234	1502	8	as	as	ADP
cblr-14234	1502	9	for	for	ADP
cblr-14234	1502	10	the	the	DET
cblr-14234	1502	11	unconscionability	unconscionability	NOUN
cblr-14234	1502	12	defense	defense	NOUN
cblr-14234	1502	13	,	,	PUNCT
cblr-14234	1502	14	the	the	DET
cblr-14234	1502	15	duty	duty	NOUN
cblr-14234	1502	16	will	will	AUX
cblr-14234	1502	17	weaken	weaken	VERB
cblr-14234	1502	18	it	it	PRON
cblr-14234	1502	19	but	but	CCONJ
cblr-14234	1502	20	that	that	PRON
cblr-14234	1502	21	weakening	weakening	NOUN
cblr-14234	1502	22	is	be	AUX
cblr-14234	1502	23	worth	worth	ADJ
cblr-14234	1502	24	the	the	DET
cblr-14234	1502	25	cost	cost	NOUN
cblr-14234	1502	26	.	.	PUNCT
cblr-14234	1503	1	the	the	DET
cblr-14234	1503	2	duty	duty	NOUN
cblr-14234	1503	3	transfers	transfer	VERB
cblr-14234	1503	4	the	the	DET
cblr-14234	1503	5	plain	plain	ADJ
cblr-14234	1503	6	language	language	NOUN
cblr-14234	1503	7	analysis	analysis	NOUN
cblr-14234	1503	8	from	from	ADP
cblr-14234	1503	9	procedural	procedural	ADJ
cblr-14234	1503	10	368	368	NUM
cblr-14234	1503	11	goodstein	goodstein	NOUN
cblr-14234	1503	12	,	,	PUNCT
cblr-14234	1503	13	supra	supra	PROPN
cblr-14234	1503	14	note	note	NOUN
cblr-14234	1503	15	72	72	NUM
cblr-14234	1503	16	,	,	PUNCT
cblr-14234	1503	17	at	at	ADP
cblr-14234	1503	18	296–97	296–97	NUM
cblr-14234	1503	19	(	(	PUNCT
cblr-14234	1503	20	noting	note	VERB
cblr-14234	1503	21	that	that	SCONJ
cblr-14234	1503	22	children	child	NOUN
cblr-14234	1503	23	’s	’s	PART
cblr-14234	1503	24	games	game	NOUN
cblr-14234	1503	25	hide	hide	VERB
cblr-14234	1503	26	advertisements	advertisement	NOUN
cblr-14234	1503	27	for	for	ADP
cblr-14234	1503	28	microtransactions	microtransaction	NOUN
cblr-14234	1503	29	within	within	ADP
cblr-14234	1503	30	in	in	ADP
cblr-14234	1503	31	-	-	PUNCT
cblr-14234	1503	32	game	game	NOUN
cblr-14234	1503	33	items	item	NOUN
cblr-14234	1503	34	such	such	ADJ
cblr-14234	1503	35	as	as	ADP
cblr-14234	1503	36	presents	present	NOUN
cblr-14234	1503	37	and	and	CCONJ
cblr-14234	1503	38	cake	cake	NOUN
cblr-14234	1503	39	)	)	PUNCT
cblr-14234	1503	40	.	.	PUNCT
cblr-14234	1504	1	369	369	NUM
cblr-14234	1504	2	see	see	VERB
cblr-14234	1504	3	model	model	NOUN
cblr-14234	1504	4	rules	rule	NOUN
cblr-14234	1504	5	of	of	ADP
cblr-14234	1504	6	pro	pro	ADJ
cblr-14234	1504	7	.	.	PUNCT
cblr-14234	1504	8	conduct	conduct	VERB
cblr-14234	1504	9	r.	r.	PROPN
cblr-14234	1504	10	1.4	1.4	NUM
cblr-14234	1504	11	,	,	PUNCT
cblr-14234	1504	12	1.14	1.14	NUM
cblr-14234	1504	13	(	(	PUNCT
cblr-14234	1504	14	am	am	NOUN
cblr-14234	1504	15	.	.	PUNCT
cblr-14234	1505	1	bar	bar	NOUN
cblr-14234	1505	2	ass’n	ass’n	NOUN
cblr-14234	1505	3	,	,	PUNCT
cblr-14234	1505	4	1983	1983	NUM
cblr-14234	1505	5	)	)	PUNCT
cblr-14234	1505	6	;	;	PUNCT
cblr-14234	1506	1	aba	aba	PROPN
cblr-14234	1506	2	ethics	ethic	VERB
cblr-14234	1506	3	op	op	NOUN
cblr-14234	1506	4	.	.	PUNCT
cblr-14234	1507	1	500	500	NUM
cblr-14234	1507	2	(	(	PUNCT
cblr-14234	1507	3	oct	oct	PROPN
cblr-14234	1507	4	.	.	PROPN
cblr-14234	1507	5	6	6	NUM
cblr-14234	1507	6	,	,	PUNCT
cblr-14234	1507	7	2021	2021	NUM
cblr-14234	1507	8	)	)	PUNCT
cblr-14234	1507	9	,	,	PUNCT
cblr-14234	1507	10	https://www.americanbar.org/content/dam/aba/administrative/professional	https://www.americanbar.org/content/dam/aba/administrative/professional	PROPN
cblr-14234	1507	11	_	_	PROPN
cblr-14234	1507	12	responsibility	responsibility	NOUN
cblr-14234	1507	13	/	/	SYM
cblr-14234	1507	14	aba	aba	NOUN
cblr-14234	1507	15	-	-	PUNCT
cblr-14234	1507	16	formal	formal	ADJ
cblr-14234	1507	17	-	-	PUNCT
cblr-14234	1507	18	opinion-500.pdf	opinion-500.pdf	NOUN
cblr-14234	1507	19	.	.	PUNCT
cblr-14234	1507	20	370	370	NUM
cblr-14234	1507	21	see	see	VERB
cblr-14234	1507	22	supra	supra	PROPN
cblr-14234	1507	23	note	note	PROPN
cblr-14234	1507	24	347	347	NUM
cblr-14234	1507	25	.	.	PUNCT
cblr-14234	1508	1	no	no	INTJ
cblr-14234	1508	2	.	.	NOUN
cblr-14234	1509	1	2	2	NUM
cblr-14234	1509	2	]	]	PUNCT
cblr-14234	1509	3	the	the	DET
cblr-14234	1509	4	duty	duty	NOUN
cblr-14234	1509	5	to	to	PART
cblr-14234	1509	6	make	make	VERB
cblr-14234	1509	7	contracts	contract	NOUN
cblr-14234	1509	8	understandable	understandable	ADJ
cblr-14234	1509	9	551	551	NUM
cblr-14234	1509	10	unconscionability	unconscionability	NOUN
cblr-14234	1509	11	to	to	PART
cblr-14234	1509	12	contract	contract	VERB
cblr-14234	1509	13	formation	formation	NOUN
cblr-14234	1509	14	.	.	PUNCT
cblr-14234	1510	1	this	this	DET
cblr-14234	1510	2	transfer	transfer	NOUN
cblr-14234	1510	3	strengthens	strengthen	VERB
cblr-14234	1510	4	the	the	DET
cblr-14234	1510	5	plain	plain	ADJ
cblr-14234	1510	6	language	language	NOUN
cblr-14234	1510	7	analysis	analysis	NOUN
cblr-14234	1510	8	.	.	PUNCT
cblr-14234	1511	1	under	under	ADP
cblr-14234	1511	2	current	current	ADJ
cblr-14234	1511	3	doctrine	doctrine	NOUN
cblr-14234	1511	4	,	,	PUNCT
cblr-14234	1511	5	plain	plain	ADJ
cblr-14234	1511	6	language	language	NOUN
cblr-14234	1511	7	is	be	AUX
cblr-14234	1511	8	one	one	NUM
cblr-14234	1511	9	of	of	ADP
cblr-14234	1511	10	many	many	ADJ
cblr-14234	1511	11	factors	factor	NOUN
cblr-14234	1511	12	considered	consider	VERB
cblr-14234	1511	13	,	,	PUNCT
cblr-14234	1511	14	is	be	AUX
cblr-14234	1511	15	never	never	ADV
cblr-14234	1511	16	dispositive	dispositive	ADJ
cblr-14234	1511	17	,	,	PUNCT
cblr-14234	1511	18	is	be	AUX
cblr-14234	1511	19	often	often	ADV
cblr-14234	1511	20	an	an	DET
cblr-14234	1511	21	amorphous	amorphous	ADJ
cblr-14234	1511	22	and	and	CCONJ
cblr-14234	1511	23	toothless	toothless	ADJ
cblr-14234	1511	24	standard	standard	NOUN
cblr-14234	1511	25	,	,	PUNCT
cblr-14234	1511	26	is	be	AUX
cblr-14234	1511	27	rarely	rarely	ADV
cblr-14234	1511	28	raised	raise	VERB
cblr-14234	1511	29	and	and	CCONJ
cblr-14234	1511	30	decided	decide	VERB
cblr-14234	1511	31	,	,	PUNCT
cblr-14234	1511	32	and	and	CCONJ
cblr-14234	1511	33	rarely	rarely	ADV
cblr-14234	1511	34	succeeds.371	succeeds.371	ADJ
cblr-14234	1511	35	by	by	ADP
cblr-14234	1511	36	contrast	contrast	NOUN
cblr-14234	1511	37	,	,	PUNCT
cblr-14234	1511	38	the	the	DET
cblr-14234	1511	39	duty	duty	NOUN
cblr-14234	1511	40	makes	make	VERB
cblr-14234	1511	41	understandability	understandability	NOUN
cblr-14234	1511	42	a	a	DET
cblr-14234	1511	43	question	question	NOUN
cblr-14234	1511	44	of	of	ADP
cblr-14234	1511	45	contract	contract	NOUN
cblr-14234	1511	46	formation	formation	NOUN
cblr-14234	1511	47	,	,	PUNCT
cblr-14234	1511	48	a	a	DET
cblr-14234	1511	49	requirement	requirement	NOUN
cblr-14234	1511	50	always	always	ADV
cblr-14234	1511	51	decided	decide	VERB
cblr-14234	1511	52	by	by	ADP
cblr-14234	1511	53	a	a	DET
cblr-14234	1511	54	court	court	NOUN
cblr-14234	1511	55	even	even	ADV
cblr-14234	1511	56	when	when	SCONJ
cblr-14234	1511	57	there	there	PRON
cblr-14234	1511	58	is	be	VERB
cblr-14234	1511	59	an	an	DET
cblr-14234	1511	60	arbitration	arbitration	NOUN
cblr-14234	1511	61	clause372	clause372	PROPN
cblr-14234	1511	62	and	and	CCONJ
cblr-14234	1511	63	a	a	DET
cblr-14234	1511	64	topic	topic	NOUN
cblr-14234	1511	65	parties	party	NOUN
cblr-14234	1511	66	can	can	AUX
cblr-14234	1511	67	present	present	VERB
cblr-14234	1511	68	scientific	scientific	ADJ
cblr-14234	1511	69	evidence	evidence	NOUN
cblr-14234	1511	70	on	on	ADP
cblr-14234	1511	71	which	which	PRON
cblr-14234	1511	72	will	will	AUX
cblr-14234	1511	73	give	give	VERB
cblr-14234	1511	74	it	it	PRON
cblr-14234	1511	75	rigor	rigor	NOUN
cblr-14234	1511	76	.	.	PUNCT
cblr-14234	1512	1	true	true	ADJ
cblr-14234	1512	2	,	,	PUNCT
cblr-14234	1512	3	the	the	DET
cblr-14234	1512	4	potential	potential	ADJ
cblr-14234	1512	5	grounds	ground	NOUN
cblr-14234	1512	6	for	for	ADP
cblr-14234	1512	7	procedural	procedural	ADJ
cblr-14234	1512	8	unconscionability	unconscionability	NOUN
cblr-14234	1512	9	shrink	shrink	NOUN
cblr-14234	1512	10	,	,	PUNCT
cblr-14234	1512	11	but	but	CCONJ
cblr-14234	1512	12	consumers	consumer	NOUN
cblr-14234	1512	13	relying	rely	VERB
cblr-14234	1512	14	on	on	ADP
cblr-14234	1512	15	unconscionability	unconscionability	NOUN
cblr-14234	1512	16	are	be	AUX
cblr-14234	1512	17	facing	face	VERB
cblr-14234	1512	18	a	a	DET
cblr-14234	1512	19	longshot	longshot	NOUN
cblr-14234	1512	20	anyway	anyway	ADV
cblr-14234	1512	21	and	and	CCONJ
cblr-14234	1512	22	usually	usually	ADV
cblr-14234	1512	23	require	require	VERB
cblr-14234	1512	24	some	some	DET
cblr-14234	1512	25	degree	degree	NOUN
cblr-14234	1512	26	of	of	ADP
cblr-14234	1512	27	substantive	substantive	ADJ
cblr-14234	1512	28	unconscionability	unconscionability	NOUN
cblr-14234	1512	29	to	to	PART
cblr-14234	1512	30	win	win	VERB
cblr-14234	1512	31	.	.	PUNCT
cblr-14234	1513	1	in	in	ADP
cblr-14234	1513	2	short	short	ADJ
cblr-14234	1513	3	,	,	PUNCT
cblr-14234	1513	4	the	the	DET
cblr-14234	1513	5	duty	duty	NOUN
cblr-14234	1513	6	allows	allow	VERB
cblr-14234	1513	7	parties	party	NOUN
cblr-14234	1513	8	to	to	PART
cblr-14234	1513	9	make	make	VERB
cblr-14234	1513	10	the	the	DET
cblr-14234	1513	11	same	same	ADJ
cblr-14234	1513	12	argument	argument	NOUN
cblr-14234	1513	13	with	with	ADP
cblr-14234	1513	14	considerably	considerably	ADV
cblr-14234	1513	15	lower	low	ADJ
cblr-14234	1513	16	hurdles	hurdle	NOUN
cblr-14234	1513	17	.	.	PUNCT
cblr-14234	1514	1	finally	finally	ADV
cblr-14234	1514	2	,	,	PUNCT
cblr-14234	1514	3	there	there	PRON
cblr-14234	1514	4	usually	usually	ADV
cblr-14234	1514	5	will	will	AUX
cblr-14234	1514	6	be	be	AUX
cblr-14234	1514	7	no	no	DET
cblr-14234	1514	8	market	market	NOUN
cblr-14234	1514	9	incentive	incentive	NOUN
cblr-14234	1514	10	for	for	SCONJ
cblr-14234	1514	11	businesses	business	NOUN
cblr-14234	1514	12	to	to	PART
cblr-14234	1514	13	fund	fund	VERB
cblr-14234	1514	14	research	research	NOUN
cblr-14234	1514	15	defending	defend	VERB
cblr-14234	1514	16	their	their	PRON
cblr-14234	1514	17	contracts	contract	NOUN
cblr-14234	1514	18	.	.	PUNCT
cblr-14234	1515	1	tobacco	tobacco	NOUN
cblr-14234	1515	2	companies	company	NOUN
cblr-14234	1515	3	have	have	VERB
cblr-14234	1515	4	a	a	DET
cblr-14234	1515	5	strong	strong	ADJ
cblr-14234	1515	6	market	market	NOUN
cblr-14234	1515	7	incentive	incentive	NOUN
cblr-14234	1515	8	to	to	PART
cblr-14234	1515	9	fund	fund	VERB
cblr-14234	1515	10	research	research	NOUN
cblr-14234	1515	11	supporting	support	VERB
cblr-14234	1515	12	tobacco	tobacco	NOUN
cblr-14234	1515	13	use	use	NOUN
cblr-14234	1515	14	because	because	SCONJ
cblr-14234	1515	15	tobacco	tobacco	NOUN
cblr-14234	1515	16	is	be	AUX
cblr-14234	1515	17	essential	essential	ADJ
cblr-14234	1515	18	to	to	ADP
cblr-14234	1515	19	their	their	PRON
cblr-14234	1515	20	product	product	NOUN
cblr-14234	1515	21	.	.	PUNCT
cblr-14234	1516	1	however	however	ADV
cblr-14234	1516	2	,	,	PUNCT
cblr-14234	1516	3	contract	contract	NOUN
cblr-14234	1516	4	language	language	NOUN
cblr-14234	1516	5	usually	usually	ADV
cblr-14234	1516	6	is	be	AUX
cblr-14234	1516	7	not	not	PART
cblr-14234	1516	8	essential	essential	ADJ
cblr-14234	1516	9	to	to	ADP
cblr-14234	1516	10	a	a	DET
cblr-14234	1516	11	seller	seller	NOUN
cblr-14234	1516	12	’s	’s	PART
cblr-14234	1516	13	product	product	NOUN
cblr-14234	1516	14	.	.	PUNCT
cblr-14234	1517	1	typically	typically	ADV
cblr-14234	1517	2	,	,	PUNCT
cblr-14234	1517	3	contract	contract	NOUN
cblr-14234	1517	4	language	language	NOUN
cblr-14234	1517	5	serves	serve	VERB
cblr-14234	1517	6	as	as	ADP
cblr-14234	1517	7	a	a	DET
cblr-14234	1517	8	means	mean	NOUN
cblr-14234	1517	9	to	to	ADP
cblr-14234	1517	10	an	an	DET
cblr-14234	1517	11	end	end	NOUN
cblr-14234	1517	12	.	.	PUNCT
cblr-14234	1518	1	in	in	ADP
cblr-14234	1518	2	fact	fact	NOUN
cblr-14234	1518	3	,	,	PUNCT
cblr-14234	1518	4	noted	note	VERB
cblr-14234	1518	5	above	above	ADV
cblr-14234	1518	6	,	,	PUNCT
cblr-14234	1518	7	the	the	DET
cblr-14234	1518	8	sellers	seller	NOUN
cblr-14234	1518	9	will	will	AUX
cblr-14234	1518	10	likely	likely	ADV
cblr-14234	1518	11	benefit	benefit	VERB
cblr-14234	1518	12	from	from	ADP
cblr-14234	1518	13	clearer	clear	ADJ
cblr-14234	1518	14	contracts	contract	NOUN
cblr-14234	1518	15	and	and	CCONJ
cblr-14234	1518	16	appreciate	appreciate	VERB
cblr-14234	1518	17	the	the	DET
cblr-14234	1518	18	duty	duty	NOUN
cblr-14234	1518	19	removing	remove	VERB
cblr-14234	1518	20	the	the	DET
cblr-14234	1518	21	impediment	impediment	NOUN
cblr-14234	1518	22	(	(	PUNCT
cblr-14234	1518	23	lawyers	lawyer	NOUN
cblr-14234	1518	24	)	)	PUNCT
cblr-14234	1518	25	to	to	PART
cblr-14234	1518	26	contract	contract	VERB
cblr-14234	1518	27	revisions.373	revisions.373	NOUN
cblr-14234	1518	28	if	if	SCONJ
cblr-14234	1518	29	any	any	DET
cblr-14234	1518	30	seller	seller	NOUN
cblr-14234	1518	31	does	do	AUX
cblr-14234	1518	32	have	have	VERB
cblr-14234	1518	33	a	a	DET
cblr-14234	1518	34	market	market	NOUN
cblr-14234	1518	35	incentive	incentive	NOUN
cblr-14234	1518	36	to	to	PART
cblr-14234	1518	37	create	create	VERB
cblr-14234	1518	38	research	research	NOUN
cblr-14234	1518	39	defending	defend	VERB
cblr-14234	1518	40	incomprehensible	incomprehensible	ADJ
cblr-14234	1518	41	contracts	contract	NOUN
cblr-14234	1518	42	,	,	PUNCT
cblr-14234	1518	43	their	their	PRON
cblr-14234	1518	44	competitors	competitor	NOUN
cblr-14234	1518	45	will	will	AUX
cblr-14234	1518	46	likely	likely	ADV
cblr-14234	1518	47	have	have	VERB
cblr-14234	1518	48	an	an	DET
cblr-14234	1518	49	incentive	incentive	NOUN
cblr-14234	1518	50	to	to	PART
cblr-14234	1518	51	challenge	challenge	VERB
cblr-14234	1518	52	that	that	DET
cblr-14234	1518	53	research	research	NOUN
cblr-14234	1518	54	,	,	PUNCT
cblr-14234	1518	55	as	as	SCONJ
cblr-14234	1518	56	will	will	AUX
cblr-14234	1518	57	companies	company	NOUN
cblr-14234	1518	58	developing	develop	VERB
cblr-14234	1518	59	contract	contract	NOUN
cblr-14234	1518	60	drafting	drafting	NOUN
cblr-14234	1518	61	tools	tool	NOUN
cblr-14234	1518	62	that	that	PRON
cblr-14234	1518	63	promise	promise	VERB
cblr-14234	1518	64	understandable	understandable	ADJ
cblr-14234	1518	65	contracts.374	contracts.374	NOUN
cblr-14234	1518	66	371	371	NUM
cblr-14234	1518	67	see	see	VERB
cblr-14234	1518	68	supra	supra	PROPN
cblr-14234	1518	69	note	note	PROPN
cblr-14234	1518	70	175	175	NUM
cblr-14234	1518	71	.	.	PUNCT
cblr-14234	1519	1	372	372	NUM
cblr-14234	1519	2	see	see	NOUN
cblr-14234	1519	3	fedor	fedor	PROPN
cblr-14234	1519	4	v.	v.	PROPN
cblr-14234	1519	5	united	united	PROPN
cblr-14234	1519	6	healthcare	healthcare	PROPN
cblr-14234	1519	7	,	,	PUNCT
cblr-14234	1519	8	inc	inc	PROPN
cblr-14234	1519	9	.	.	PROPN
cblr-14234	1519	10	,	,	PUNCT
cblr-14234	1519	11	976	976	NUM
cblr-14234	1519	12	f.3d	f.3d	NUM
cblr-14234	1519	13	1100	1100	NUM
cblr-14234	1519	14	,	,	PUNCT
cblr-14234	1519	15	1105	1105	NUM
cblr-14234	1519	16	(	(	PUNCT
cblr-14234	1519	17	10th	10th	ADJ
cblr-14234	1519	18	cir	cir	NOUN
cblr-14234	1519	19	.	.	PROPN
cblr-14234	1519	20	2020	2020	NUM
cblr-14234	1519	21	)	)	PUNCT
cblr-14234	1519	22	(	(	PUNCT
cblr-14234	1519	23	“	"	PUNCT
cblr-14234	1519	24	the	the	DET
cblr-14234	1519	25	issue	issue	NOUN
cblr-14234	1519	26	of	of	ADP
cblr-14234	1519	27	whether	whether	SCONJ
cblr-14234	1519	28	an	an	DET
cblr-14234	1519	29	arbitration	arbitration	NOUN
cblr-14234	1519	30	agreement	agreement	NOUN
cblr-14234	1519	31	was	be	AUX
cblr-14234	1519	32	formed	form	VERB
cblr-14234	1519	33	between	between	ADP
cblr-14234	1519	34	the	the	DET
cblr-14234	1519	35	parties	party	NOUN
cblr-14234	1519	36	must	must	AUX
cblr-14234	1519	37	always	always	ADV
cblr-14234	1519	38	be	be	AUX
cblr-14234	1519	39	decided	decide	VERB
cblr-14234	1519	40	by	by	ADP
cblr-14234	1519	41	a	a	DET
cblr-14234	1519	42	court	court	NOUN
cblr-14234	1519	43	,	,	PUNCT
cblr-14234	1519	44	regardless	regardless	ADV
cblr-14234	1519	45	of	of	ADP
cblr-14234	1519	46	whether	whether	SCONJ
cblr-14234	1519	47	the	the	DET
cblr-14234	1519	48	alleged	allege	VERB
cblr-14234	1519	49	agreement	agreement	NOUN
cblr-14234	1519	50	contained	contain	VERB
cblr-14234	1519	51	a	a	DET
cblr-14234	1519	52	delegation	delegation	NOUN
cblr-14234	1519	53	clause	clause	NOUN
cblr-14234	1519	54	or	or	CCONJ
cblr-14234	1519	55	whether	whether	SCONJ
cblr-14234	1519	56	one	one	NUM
cblr-14234	1519	57	of	of	ADP
cblr-14234	1519	58	the	the	DET
cblr-14234	1519	59	parties	party	NOUN
cblr-14234	1519	60	specifically	specifically	ADV
cblr-14234	1519	61	challenged	challenge	VERB
cblr-14234	1519	62	such	such	DET
cblr-14234	1519	63	a	a	DET
cblr-14234	1519	64	clause	clause	NOUN
cblr-14234	1519	65	.	.	PUNCT
cblr-14234	1519	66	”	"	PUNCT
cblr-14234	1519	67	)	)	PUNCT
cblr-14234	1519	68	373	373	NUM
cblr-14234	1519	69	see	see	VERB
cblr-14234	1519	70	supra	supra	PROPN
cblr-14234	1519	71	note	note	PROPN
cblr-14234	1519	72	235	235	NUM
cblr-14234	1519	73	.	.	NOUN
cblr-14234	1519	74	374	374	NUM
cblr-14234	1519	75	see	see	VERB
cblr-14234	1519	76	supra	supra	PROPN
cblr-14234	1519	77	pp	pp	PROPN
cblr-14234	1519	78	.	.	PUNCT
cblr-14234	1520	1	38–39	38–39	NUM
cblr-14234	1520	2	.	.	PUNCT
cblr-14234	1521	1	552	552	NUM
cblr-14234	1521	2	columbia	columbia	PROPN
cblr-14234	1521	3	business	business	NOUN
cblr-14234	1521	4	law	law	PROPN
cblr-14234	1521	5	review	review	NOUN
cblr-14234	1522	1	[	[	X
cblr-14234	1522	2	vol	vol	NOUN
cblr-14234	1522	3	.	.	NOUN
cblr-14234	1523	1	2024	2024	NUM
cblr-14234	1523	2	conclusion	conclusion	NOUN
cblr-14234	1523	3	substance	substance	NOUN
cblr-14234	1523	4	does	do	AUX
cblr-14234	1523	5	not	not	PART
cblr-14234	1523	6	trump	trump	VERB
cblr-14234	1523	7	form	form	NOUN
cblr-14234	1523	8	.	.	PUNCT
cblr-14234	1524	1	while	while	SCONJ
cblr-14234	1524	2	substantive	substantive	ADJ
cblr-14234	1524	3	terms	term	NOUN
cblr-14234	1524	4	make	make	VERB
cblr-14234	1524	5	a	a	DET
cblr-14234	1524	6	contract	contract	NOUN
cblr-14234	1524	7	a	a	DET
cblr-14234	1524	8	“	"	PUNCT
cblr-14234	1524	9	bad	bad	ADJ
cblr-14234	1524	10	deal	deal	NOUN
cblr-14234	1524	11	,	,	PUNCT
cblr-14234	1524	12	”	"	PUNCT
cblr-14234	1524	13	the	the	DET
cblr-14234	1524	14	form	form	NOUN
cblr-14234	1524	15	of	of	ADP
cblr-14234	1524	16	the	the	DET
cblr-14234	1524	17	contract	contract	NOUN
cblr-14234	1524	18	determines	determine	VERB
cblr-14234	1524	19	whether	whether	SCONJ
cblr-14234	1524	20	a	a	DET
cblr-14234	1524	21	deal	deal	NOUN
cblr-14234	1524	22	has	have	AUX
cblr-14234	1524	23	been	be	AUX
cblr-14234	1524	24	made	make	VERB
cblr-14234	1524	25	in	in	ADP
cblr-14234	1524	26	the	the	DET
cblr-14234	1524	27	first	first	ADJ
cblr-14234	1524	28	place	place	NOUN
cblr-14234	1524	29	.	.	PUNCT
cblr-14234	1525	1	the	the	DET
cblr-14234	1525	2	opportunity	opportunity	NOUN
cblr-14234	1525	3	to	to	PART
cblr-14234	1525	4	understand	understand	VERB
cblr-14234	1525	5	a	a	DET
cblr-14234	1525	6	contract	contract	NOUN
cblr-14234	1525	7	is	be	AUX
cblr-14234	1525	8	essential	essential	ADJ
cblr-14234	1525	9	to	to	PART
cblr-14234	1525	10	contract	contract	VERB
cblr-14234	1525	11	formation	formation	NOUN
cblr-14234	1525	12	.	.	PUNCT
cblr-14234	1526	1	currently	currently	ADV
cblr-14234	1526	2	,	,	PUNCT
cblr-14234	1526	3	the	the	DET
cblr-14234	1526	4	form	form	NOUN
cblr-14234	1526	5	of	of	ADP
cblr-14234	1526	6	most	most	ADJ
cblr-14234	1526	7	contract	contract	NOUN
cblr-14234	1526	8	offers	offer	VERB
cblr-14234	1526	9	deprives	deprive	VERB
cblr-14234	1526	10	buyers	buyer	NOUN
cblr-14234	1526	11	of	of	ADP
cblr-14234	1526	12	that	that	DET
cblr-14234	1526	13	opportunity	opportunity	NOUN
cblr-14234	1526	14	,	,	PUNCT
cblr-14234	1526	15	thereby	thereby	ADV
cblr-14234	1526	16	undermining	undermine	VERB
cblr-14234	1526	17	the	the	DET
cblr-14234	1526	18	integrity	integrity	NOUN
cblr-14234	1526	19	of	of	ADP
cblr-14234	1526	20	the	the	DET
cblr-14234	1526	21	contract	contract	NOUN
cblr-14234	1526	22	.	.	PUNCT
cblr-14234	1527	1	both	both	DET
cblr-14234	1527	2	sellers	seller	NOUN
cblr-14234	1527	3	and	and	CCONJ
cblr-14234	1527	4	buyers	buyer	NOUN
cblr-14234	1527	5	suffer	suffer	VERB
cblr-14234	1527	6	from	from	ADP
cblr-14234	1527	7	incomprehensible	incomprehensible	ADJ
cblr-14234	1527	8	contracts	contract	NOUN
cblr-14234	1527	9	and	and	CCONJ
cblr-14234	1527	10	benefit	benefit	VERB
cblr-14234	1527	11	from	from	ADP
cblr-14234	1527	12	those	those	PRON
cblr-14234	1527	13	that	that	PRON
cblr-14234	1527	14	are	be	AUX
cblr-14234	1527	15	understandable	understandable	ADJ
cblr-14234	1527	16	.	.	PUNCT