id	sid	tid	token	lemma	pos
cblr-14252	1	1	6	6	X
cblr-14252	1	2	.	.	X
cblr-14252	1	3	packin	packin	PROPN
cblr-14252	1	4	et	et	PROPN
cblr-14252	1	5	al	al	PROPN
cblr-14252	1	6	.	.	PROPN
cblr-14252	1	7	hooked	hooked	ADJ
cblr-14252	1	8	and	and	CCONJ
cblr-14252	1	9	hustled	hustle	VERB
cblr-14252	1	10	article	article	NOUN
cblr-14252	1	11	hooked	hook	VERB
cblr-14252	1	12	and	and	CCONJ
cblr-14252	1	13	hustled	hustle	VERB
cblr-14252	1	14	:	:	PUNCT
cblr-14252	1	15	the	the	DET
cblr-14252	1	16	predatory	predatory	ADJ
cblr-14252	1	17	allure	allure	NOUN
cblr-14252	1	18	of	of	ADP
cblr-14252	1	19	gamblified	gamblifie	VERB
cblr-14252	1	20	finance	finance	NOUN
cblr-14252	1	21	nizan	nizan	NOUN
cblr-14252	1	22	geslevich	geslevich	NOUN
cblr-14252	1	23	packin	packin	PROPN
cblr-14252	1	24	*	*	PUNCT
cblr-14252	1	25	doron	doron	PROPN
cblr-14252	1	26	kliger	kliger	PROPN
cblr-14252	1	27	amnon	amnon	PROPN
cblr-14252	1	28	reichman	reichman	PROPN
cblr-14252	1	29	sharon	sharon	PROPN
cblr-14252	1	30	rabinovitz	rabinovitz	VERB
cblr-14252	1	31	this	this	DET
cblr-14252	1	32	article	article	NOUN
cblr-14252	1	33	examines	examine	VERB
cblr-14252	1	34	the	the	DET
cblr-14252	1	35	growing	grow	VERB
cblr-14252	1	36	phenomenon	phenomenon	NOUN
cblr-14252	1	37	of	of	ADP
cblr-14252	1	38	“	"	PUNCT
cblr-14252	1	39	gamblification	gamblification	NOUN
cblr-14252	1	40	”	"	PUNCT
cblr-14252	1	41	in	in	ADP
cblr-14252	1	42	financial	financial	ADJ
cblr-14252	1	43	markets	market	NOUN
cblr-14252	1	44	,	,	PUNCT
cblr-14252	1	45	where	where	SCONJ
cblr-14252	1	46	platforms	platform	NOUN
cblr-14252	1	47	like	like	ADP
cblr-14252	1	48	robinhood	robinhood	PROPN
cblr-14252	1	49	,	,	PUNCT
cblr-14252	1	50	webull	webull	ADJ
cblr-14252	1	51	,	,	PUNCT
cblr-14252	1	52	and	and	CCONJ
cblr-14252	1	53	crypto	crypto	VERB
cblr-14252	1	54	exchanges	exchange	NOUN
cblr-14252	1	55	increasingly	increasingly	ADV
cblr-14252	1	56	turn	turn	VERB
cblr-14252	1	57	investing	invest	VERB
cblr-14252	1	58	into	into	ADP
cblr-14252	1	59	a	a	DET
cblr-14252	1	60	high	high	ADJ
cblr-14252	1	61	-	-	PUNCT
cblr-14252	1	62	stakes	stake	NOUN
cblr-14252	1	63	game	game	NOUN
cblr-14252	1	64	.	.	PUNCT
cblr-14252	2	1	by	by	ADP
cblr-14252	2	2	integrating	integrate	VERB
cblr-14252	2	3	gambling	gambling	NOUN
cblr-14252	2	4	and	and	CCONJ
cblr-14252	2	5	gaming	gaming	NOUN
cblr-14252	2	6	elements	element	NOUN
cblr-14252	2	7	from	from	ADP
cblr-14252	2	8	video	video	NOUN
cblr-14252	2	9	games	game	NOUN
cblr-14252	2	10	—	—	PUNCT
cblr-14252	2	11	such	such	ADJ
cblr-14252	2	12	as	as	ADP
cblr-14252	2	13	nudging	nudge	VERB
cblr-14252	2	14	,	,	PUNCT
cblr-14252	2	15	instant	instant	ADJ
cblr-14252	2	16	rewards	reward	NOUN
cblr-14252	2	17	,	,	PUNCT
cblr-14252	2	18	immersive	immersive	ADJ
cblr-14252	2	19	visuals	visual	NOUN
cblr-14252	2	20	,	,	PUNCT
cblr-14252	2	21	and	and	CCONJ
cblr-14252	2	22	feedback	feedback	NOUN
cblr-14252	2	23	loops	loop	NOUN
cblr-14252	2	24	—	—	PUNCT
cblr-14252	2	25	these	these	DET
cblr-14252	2	26	platforms	platform	NOUN
cblr-14252	2	27	lure	lure	VERB
cblr-14252	2	28	users	user	NOUN
cblr-14252	2	29	into	into	ADP
cblr-14252	2	30	treating	treat	VERB
cblr-14252	2	31	trading	trading	NOUN
cblr-14252	2	32	as	as	ADP
cblr-14252	2	33	a	a	DET
cblr-14252	2	34	thrilling	thrilling	ADJ
cblr-14252	2	35	adventure	adventure	NOUN
cblr-14252	2	36	rather	rather	ADV
cblr-14252	2	37	than	than	ADP
cblr-14252	2	38	a	a	DET
cblr-14252	2	39	financial	financial	ADJ
cblr-14252	2	40	decision	decision	NOUN
cblr-14252	2	41	.	.	PUNCT
cblr-14252	3	1	the	the	DET
cblr-14252	3	2	result	result	NOUN
cblr-14252	3	3	is	be	AUX
cblr-14252	3	4	a	a	DET
cblr-14252	3	5	new	new	ADJ
cblr-14252	3	6	breed	breed	NOUN
cblr-14252	3	7	of	of	ADP
cblr-14252	3	8	retail	retail	ADJ
cblr-14252	3	9	investors	investor	NOUN
cblr-14252	3	10	driven	drive	VERB
cblr-14252	3	11	by	by	ADP
cblr-14252	3	12	the	the	DET
cblr-14252	3	13	excitement	excitement	NOUN
cblr-14252	3	14	of	of	ADP
cblr-14252	3	15	"	"	PUNCT
cblr-14252	3	16	leveling	level	VERB
cblr-14252	3	17	up	up	ADP
cblr-14252	3	18	"	"	PUNCT
cblr-14252	3	19	rather	rather	ADV
cblr-14252	3	20	than	than	ADP
cblr-14252	3	21	informed	inform	VERB
cblr-14252	3	22	financial	financial	ADJ
cblr-14252	3	23	judgment	judgment	NOUN
cblr-14252	3	24	,	,	PUNCT
cblr-14252	3	25	blurring	blur	VERB
cblr-14252	3	26	the	the	DET
cblr-14252	3	27	line	line	NOUN
cblr-14252	3	28	between	between	ADP
cblr-14252	3	29	prudent	prudent	ADJ
cblr-14252	3	30	investing	investing	NOUN
cblr-14252	3	31	,	,	PUNCT
cblr-14252	3	32	online	online	ADJ
cblr-14252	3	33	gaming	gaming	NOUN
cblr-14252	3	34	,	,	PUNCT
cblr-14252	3	35	and	and	CCONJ
cblr-14252	3	36	reckless	reckless	ADJ
cblr-14252	3	37	gambling	gambling	NOUN
cblr-14252	3	38	.	.	PUNCT
cblr-14252	4	1	this	this	DET
cblr-14252	4	2	article	article	NOUN
cblr-14252	4	3	introduces	introduce	VERB
cblr-14252	4	4	a	a	DET
cblr-14252	4	5	systematic	systematic	ADJ
cblr-14252	4	6	description	description	NOUN
cblr-14252	4	7	of	of	ADP
cblr-14252	4	8	gamblification	gamblification	NOUN
cblr-14252	4	9	techniques	technique	NOUN
cblr-14252	4	10	that	that	PRON
cblr-14252	4	11	reveal	reveal	VERB
cblr-14252	4	12	how	how	SCONJ
cblr-14252	4	13	platforms	platform	NOUN
cblr-14252	4	14	exploit	exploit	VERB
cblr-14252	4	15	behavioral	behavioral	ADJ
cblr-14252	4	16	psychology	psychology	NOUN
cblr-14252	4	17	to	to	PART
cblr-14252	4	18	create	create	VERB
cblr-14252	4	19	engaging	engaging	ADJ
cblr-14252	4	20	but	but	CCONJ
cblr-14252	4	21	somewhat	somewhat	ADV
cblr-14252	4	22	predatory	predatory	ADJ
cblr-14252	4	23	trading	trading	NOUN
cblr-14252	4	24	experiences	experience	NOUN
cblr-14252	4	25	.	.	PUNCT
cblr-14252	5	1	these	these	DET
cblr-14252	5	2	features	feature	NOUN
cblr-14252	5	3	—	—	PUNCT
cblr-14252	5	4	designed	design	VERB
cblr-14252	5	5	to	to	PART
cblr-14252	5	6	trigger	trigger	VERB
cblr-14252	5	7	dopamine	dopamine	NOUN
cblr-14252	5	8	rushes	rush	NOUN
cblr-14252	5	9	and	and	CCONJ
cblr-14252	5	10	exploit	exploit	VERB
cblr-14252	5	11	decision	decision	NOUN
cblr-14252	5	12	-	-	PUNCT
cblr-14252	5	13	making	make	VERB
cblr-14252	5	14	*	*	PUNCT
cblr-14252	5	15	nizan	nizan	NOUN
cblr-14252	5	16	geslevich	geslevich	NOUN
cblr-14252	5	17	packin	packin	NOUN
cblr-14252	5	18	is	be	AUX
cblr-14252	5	19	a	a	DET
cblr-14252	5	20	professor	professor	NOUN
cblr-14252	5	21	of	of	ADP
cblr-14252	5	22	law	law	NOUN
cblr-14252	5	23	at	at	ADP
cblr-14252	5	24	the	the	DET
cblr-14252	5	25	zicklin	zicklin	PROPN
cblr-14252	5	26	school	school	NOUN
cblr-14252	5	27	of	of	ADP
cblr-14252	5	28	business	business	NOUN
cblr-14252	5	29	at	at	ADP
cblr-14252	5	30	baruch	baruch	ADJ
cblr-14252	5	31	college	college	NOUN
cblr-14252	5	32	,	,	PUNCT
cblr-14252	5	33	city	city	NOUN
cblr-14252	5	34	university	university	PROPN
cblr-14252	5	35	of	of	ADP
cblr-14252	5	36	new	new	PROPN
cblr-14252	5	37	york	york	PROPN
cblr-14252	5	38	,	,	PUNCT
cblr-14252	5	39	and	and	CCONJ
cblr-14252	5	40	at	at	ADP
cblr-14252	5	41	the	the	DET
cblr-14252	5	42	university	university	PROPN
cblr-14252	5	43	of	of	ADP
cblr-14252	5	44	haifa	haifa	PROPN
cblr-14252	5	45	,	,	PUNCT
cblr-14252	5	46	faculty	faculty	NOUN
cblr-14252	5	47	of	of	ADP
cblr-14252	5	48	law	law	NOUN
cblr-14252	5	49	.	.	PUNCT
cblr-14252	6	1	doron	doron	PROPN
cblr-14252	6	2	kliger	kliger	PROPN
cblr-14252	6	3	is	be	AUX
cblr-14252	6	4	an	an	DET
cblr-14252	6	5	economics	economics	NOUN
cblr-14252	6	6	professor	professor	NOUN
cblr-14252	6	7	at	at	ADP
cblr-14252	6	8	the	the	DET
cblr-14252	6	9	university	university	PROPN
cblr-14252	6	10	of	of	ADP
cblr-14252	6	11	haifa	haifa	PROPN
cblr-14252	6	12	.	.	PUNCT
cblr-14252	7	1	amnon	amnon	PROPN
cblr-14252	7	2	reichman	reichman	NOUN
cblr-14252	7	3	is	be	AUX
cblr-14252	7	4	a	a	DET
cblr-14252	7	5	professor	professor	NOUN
cblr-14252	7	6	of	of	ADP
cblr-14252	7	7	law	law	NOUN
cblr-14252	7	8	at	at	ADP
cblr-14252	7	9	the	the	DET
cblr-14252	7	10	university	university	PROPN
cblr-14252	7	11	of	of	ADP
cblr-14252	7	12	haifa	haifa	PROPN
cblr-14252	7	13	,	,	PUNCT
cblr-14252	7	14	faculty	faculty	NOUN
cblr-14252	7	15	of	of	ADP
cblr-14252	7	16	law	law	NOUN
cblr-14252	7	17	.	.	PUNCT
cblr-14252	8	1	sharon	sharon	PROPN
cblr-14252	8	2	rabinovitz	rabinovitz	PROPN
cblr-14252	8	3	is	be	AUX
cblr-14252	8	4	a	a	DET
cblr-14252	8	5	criminology	criminology	NOUN
cblr-14252	8	6	professor	professor	NOUN
cblr-14252	8	7	at	at	ADP
cblr-14252	8	8	the	the	DET
cblr-14252	8	9	university	university	PROPN
cblr-14252	8	10	of	of	ADP
cblr-14252	8	11	haifa	haifa	PROPN
cblr-14252	8	12	,	,	PUNCT
cblr-14252	8	13	faculty	faculty	NOUN
cblr-14252	8	14	of	of	ADP
cblr-14252	8	15	law	law	NOUN
cblr-14252	8	16	and	and	CCONJ
cblr-14252	8	17	the	the	DET
cblr-14252	8	18	chair	chair	NOUN
cblr-14252	8	19	of	of	ADP
cblr-14252	8	20	the	the	DET
cblr-14252	8	21	unit	unit	NOUN
cblr-14252	8	22	&	&	CCONJ
cblr-14252	8	23	lab	lab	NOUN
cblr-14252	8	24	for	for	ADP
cblr-14252	8	25	excellence	excellence	NOUN
cblr-14252	8	26	in	in	ADP
cblr-14252	8	27	research	research	NOUN
cblr-14252	8	28	&	&	CCONJ
cblr-14252	8	29	study	study	PROPN
cblr-14252	8	30	of	of	ADP
cblr-14252	8	31	addiction	addiction	NOUN
cblr-14252	8	32	(	(	PUNCT
cblr-14252	8	33	ersa	ersa	NOUN
cblr-14252	8	34	)	)	PUNCT
cblr-14252	8	35	,	,	PUNCT
cblr-14252	8	36	and	and	CCONJ
cblr-14252	8	37	co	co	NOUN
cblr-14252	8	38	-	-	NOUN
cblr-14252	8	39	head	head	NOUN
cblr-14252	8	40	of	of	ADP
cblr-14252	8	41	the	the	DET
cblr-14252	8	42	center	center	NOUN
cblr-14252	8	43	for	for	ADP
cblr-14252	8	44	the	the	DET
cblr-14252	8	45	study	study	NOUN
cblr-14252	8	46	of	of	ADP
cblr-14252	8	47	crime	crime	NOUN
cblr-14252	8	48	,	,	PUNCT
cblr-14252	8	49	law	law	NOUN
cblr-14252	8	50	and	and	CCONJ
cblr-14252	8	51	society	society	NOUN
cblr-14252	8	52	.	.	PUNCT
cblr-14252	9	1	this	this	DET
cblr-14252	9	2	research	research	NOUN
cblr-14252	9	3	was	be	AUX
cblr-14252	9	4	supported	support	VERB
cblr-14252	9	5	by	by	ADP
cblr-14252	9	6	the	the	DET
cblr-14252	9	7	israel	israel	PROPN
cblr-14252	9	8	science	science	PROPN
cblr-14252	9	9	foundation	foundation	PROPN
cblr-14252	9	10	(	(	PUNCT
cblr-14252	9	11	grant	grant	VERB
cblr-14252	9	12	no	no	INTJ
cblr-14252	9	13	.	.	PUNCT
cblr-14252	9	14	1070/23	1070/23	NUM
cblr-14252	9	15	)	)	PUNCT
cblr-14252	9	16	308	308	NUM
cblr-14252	9	17	columbia	columbia	PROPN
cblr-14252	9	18	business	business	NOUN
cblr-14252	9	19	law	law	PROPN
cblr-14252	9	20	review	review	NOUN
cblr-14252	10	1	[	[	X
cblr-14252	10	2	vol	vol	NOUN
cblr-14252	10	3	.	.	PUNCT
cblr-14252	10	4	2025	2025	NUM
cblr-14252	10	5	shortcuts	shortcut	NOUN
cblr-14252	10	6	—	—	PUNCT
cblr-14252	10	7	push	push	NOUN
cblr-14252	10	8	users	user	NOUN
cblr-14252	10	9	,	,	PUNCT
cblr-14252	10	10	particularly	particularly	ADV
cblr-14252	10	11	those	those	PRON
cblr-14252	10	12	with	with	ADP
cblr-14252	10	13	lower	low	ADJ
cblr-14252	10	14	financial	financial	ADJ
cblr-14252	10	15	literacy	literacy	NOUN
cblr-14252	10	16	,	,	PUNCT
cblr-14252	10	17	into	into	ADP
cblr-14252	10	18	cycles	cycle	NOUN
cblr-14252	10	19	of	of	ADP
cblr-14252	10	20	excessive	excessive	ADJ
cblr-14252	10	21	trading	trading	NOUN
cblr-14252	10	22	,	,	PUNCT
cblr-14252	10	23	impulsive	impulsive	ADJ
cblr-14252	10	24	decisions	decision	NOUN
cblr-14252	10	25	,	,	PUNCT
cblr-14252	10	26	and	and	CCONJ
cblr-14252	10	27	escalating	escalate	VERB
cblr-14252	10	28	risks	risk	NOUN
cblr-14252	10	29	.	.	PUNCT
cblr-14252	11	1	the	the	DET
cblr-14252	11	2	gamblified	gamblifie	VERB
cblr-14252	11	3	environment	environment	NOUN
cblr-14252	11	4	fosters	foster	VERB
cblr-14252	11	5	a	a	DET
cblr-14252	11	6	competitive	competitive	ADJ
cblr-14252	11	7	culture	culture	NOUN
cblr-14252	11	8	where	where	SCONJ
cblr-14252	11	9	users	user	NOUN
cblr-14252	11	10	,	,	PUNCT
cblr-14252	11	11	influenced	influence	VERB
cblr-14252	11	12	by	by	ADP
cblr-14252	11	13	leaderboards	leaderboard	NOUN
cblr-14252	11	14	;	;	PUNCT
cblr-14252	11	15	peer	peer	NOUN
cblr-14252	11	16	pressure	pressure	NOUN
cblr-14252	11	17	;	;	PUNCT
cblr-14252	11	18	influencers	influencer	NOUN
cblr-14252	11	19	like	like	ADP
cblr-14252	11	20	the	the	DET
cblr-14252	11	21	meme	meme	NOUN
cblr-14252	11	22	stock	stock	PROPN
cblr-14252	11	23	star	star	PROPN
cblr-14252	11	24	roaring	roar	VERB
cblr-14252	11	25	kitty	kitty	PROPN
cblr-14252	11	26	,	,	PUNCT
cblr-14252	11	27	who	who	PRON
cblr-14252	11	28	returned	return	VERB
cblr-14252	11	29	on	on	ADP
cblr-14252	11	30	social	social	ADJ
cblr-14252	11	31	media	medium	NOUN
cblr-14252	11	32	in	in	ADP
cblr-14252	11	33	june	june	PROPN
cblr-14252	11	34	2024	2024	NUM
cblr-14252	11	35	;	;	PUNCT
cblr-14252	11	36	and	and	CCONJ
cblr-14252	11	37	social	social	ADJ
cblr-14252	11	38	dynamics	dynamic	NOUN
cblr-14252	11	39	within	within	ADP
cblr-14252	11	40	communities	community	NOUN
cblr-14252	11	41	like	like	ADP
cblr-14252	11	42	reddit	reddit	NOUN
cblr-14252	11	43	’s	’s	PART
cblr-14252	11	44	wallstreetbets	wallstreetbet	NOUN
cblr-14252	11	45	are	be	AUX
cblr-14252	11	46	more	more	ADV
cblr-14252	11	47	likely	likely	ADJ
cblr-14252	11	48	to	to	PART
cblr-14252	11	49	take	take	VERB
cblr-14252	11	50	on	on	ADP
cblr-14252	11	51	financial	financial	ADJ
cblr-14252	11	52	risks	risk	NOUN
cblr-14252	11	53	that	that	PRON
cblr-14252	11	54	they	they	PRON
cblr-14252	11	55	do	do	AUX
cblr-14252	11	56	not	not	PART
cblr-14252	11	57	fully	fully	ADV
cblr-14252	11	58	comprehend	comprehend	VERB
cblr-14252	11	59	.	.	PUNCT
cblr-14252	12	1	particularly	particularly	ADV
cblr-14252	12	2	concerning	concern	VERB
cblr-14252	12	3	is	be	AUX
cblr-14252	12	4	the	the	DET
cblr-14252	12	5	growing	grow	VERB
cblr-14252	12	6	trend	trend	NOUN
cblr-14252	12	7	of	of	ADP
cblr-14252	12	8	retail	retail	ADJ
cblr-14252	12	9	investors	investor	NOUN
cblr-14252	12	10	placing	place	VERB
cblr-14252	12	11	more	more	ADJ
cblr-14252	12	12	trust	trust	NOUN
cblr-14252	12	13	in	in	ADP
cblr-14252	12	14	financial	financial	ADJ
cblr-14252	12	15	influencers	influencer	NOUN
cblr-14252	12	16	than	than	ADP
cblr-14252	12	17	in	in	ADP
cblr-14252	12	18	their	their	PRON
cblr-14252	12	19	own	own	ADJ
cblr-14252	12	20	family	family	NOUN
cblr-14252	12	21	,	,	PUNCT
cblr-14252	12	22	friends	friend	NOUN
cblr-14252	12	23	,	,	PUNCT
cblr-14252	12	24	or	or	CCONJ
cblr-14252	12	25	even	even	ADV
cblr-14252	12	26	economic	economic	ADJ
cblr-14252	12	27	experts	expert	NOUN
cblr-14252	12	28	.	.	PUNCT
cblr-14252	13	1	this	this	DET
cblr-14252	13	2	trend	trend	NOUN
cblr-14252	13	3	is	be	AUX
cblr-14252	13	4	especially	especially	ADV
cblr-14252	13	5	alarming	alarming	ADJ
cblr-14252	13	6	when	when	SCONJ
cblr-14252	13	7	considering	consider	VERB
cblr-14252	13	8	a	a	DET
cblr-14252	13	9	recent	recent	ADJ
cblr-14252	13	10	survey	survey	NOUN
cblr-14252	13	11	that	that	PRON
cblr-14252	13	12	found	find	VERB
cblr-14252	13	13	one	one	NUM
cblr-14252	13	14	in	in	ADP
cblr-14252	13	15	three	three	NUM
cblr-14252	13	16	respondents	respondent	NOUN
cblr-14252	13	17	cited	cite	VERB
cblr-14252	13	18	popular	popular	ADJ
cblr-14252	13	19	financial	financial	ADJ
cblr-14252	13	20	influencers	influencer	NOUN
cblr-14252	13	21	as	as	ADP
cblr-14252	13	22	the	the	DET
cblr-14252	13	23	most	most	ADV
cblr-14252	13	24	significant	significant	ADJ
cblr-14252	13	25	factor	factor	NOUN
cblr-14252	13	26	driving	drive	VERB
cblr-14252	13	27	their	their	PRON
cblr-14252	13	28	trading	trading	NOUN
cblr-14252	13	29	decisions	decision	NOUN
cblr-14252	13	30	.	.	PUNCT
cblr-14252	14	1	this	this	DET
cblr-14252	14	2	article	article	NOUN
cblr-14252	14	3	moves	move	VERB
cblr-14252	14	4	beyond	beyond	ADP
cblr-14252	14	5	behavioral	behavioral	ADJ
cblr-14252	14	6	analysis	analysis	NOUN
cblr-14252	14	7	to	to	PART
cblr-14252	14	8	expose	expose	VERB
cblr-14252	14	9	the	the	DET
cblr-14252	14	10	darker	dark	ADJ
cblr-14252	14	11	implications	implication	NOUN
cblr-14252	14	12	of	of	ADP
cblr-14252	14	13	this	this	DET
cblr-14252	14	14	convergence	convergence	NOUN
cblr-14252	14	15	of	of	ADP
cblr-14252	14	16	gaming	gaming	NOUN
cblr-14252	14	17	,	,	PUNCT
cblr-14252	14	18	gambling	gambling	NOUN
cblr-14252	14	19	and	and	CCONJ
cblr-14252	14	20	finance	finance	NOUN
cblr-14252	14	21	.	.	PUNCT
cblr-14252	15	1	it	it	PRON
cblr-14252	15	2	argues	argue	VERB
cblr-14252	15	3	that	that	SCONJ
cblr-14252	15	4	the	the	DET
cblr-14252	15	5	gamblification	gamblification	NOUN
cblr-14252	15	6	of	of	ADP
cblr-14252	15	7	trading	trading	NOUN
cblr-14252	15	8	overlaps	overlap	VERB
cblr-14252	15	9	with	with	ADP
cblr-14252	15	10	predatory	predatory	ADJ
cblr-14252	15	11	practices	practice	NOUN
cblr-14252	15	12	that	that	PRON
cblr-14252	15	13	disproportionately	disproportionately	ADV
cblr-14252	15	14	exploit	exploit	VERB
cblr-14252	15	15	vulnerable	vulnerable	ADJ
cblr-14252	15	16	users	user	NOUN
cblr-14252	15	17	,	,	PUNCT
cblr-14252	15	18	such	such	ADJ
cblr-14252	15	19	as	as	ADP
cblr-14252	15	20	individuals	individual	NOUN
cblr-14252	15	21	with	with	ADP
cblr-14252	15	22	limited	limited	ADJ
cblr-14252	15	23	financial	financial	ADJ
cblr-14252	15	24	literacy	literacy	NOUN
cblr-14252	15	25	and	and	CCONJ
cblr-14252	15	26	younger	young	ADJ
cblr-14252	15	27	participants	participant	NOUN
cblr-14252	15	28	,	,	PUNCT
cblr-14252	15	29	as	as	ADV
cblr-14252	15	30	well	well	ADV
cblr-14252	15	31	as	as	ADP
cblr-14252	15	32	women	woman	NOUN
cblr-14252	15	33	.	.	PUNCT
cblr-14252	16	1	findings	finding	NOUN
cblr-14252	16	2	that	that	PRON
cblr-14252	16	3	were	be	AUX
cblr-14252	16	4	publicized	publicize	VERB
cblr-14252	16	5	in	in	ADP
cblr-14252	16	6	summer	summer	NOUN
cblr-14252	16	7	2024	2024	NUM
cblr-14252	16	8	by	by	ADP
cblr-14252	16	9	the	the	DET
cblr-14252	16	10	uk	uk	PROPN
cblr-14252	16	11	’s	’s	PART
cblr-14252	16	12	financial	financial	ADJ
cblr-14252	16	13	conduct	conduct	NOUN
cblr-14252	16	14	authority	authority	NOUN
cblr-14252	16	15	underscore	underscore	VERB
cblr-14252	16	16	the	the	DET
cblr-14252	16	17	risks	risk	NOUN
cblr-14252	16	18	of	of	ADP
cblr-14252	16	19	digital	digital	ADJ
cblr-14252	16	20	engagement	engagement	NOUN
cblr-14252	16	21	practices	practice	NOUN
cblr-14252	16	22	like	like	ADP
cblr-14252	16	23	push	push	NOUN
cblr-14252	16	24	notifications	notification	NOUN
cblr-14252	16	25	and	and	CCONJ
cblr-14252	16	26	prize	prize	NOUN
cblr-14252	16	27	draws	draw	NOUN
cblr-14252	16	28	,	,	PUNCT
cblr-14252	16	29	which	which	PRON
cblr-14252	16	30	have	have	AUX
cblr-14252	16	31	been	be	AUX
cblr-14252	16	32	shown	show	VERB
cblr-14252	16	33	to	to	PART
cblr-14252	16	34	disproportionately	disproportionately	ADV
cblr-14252	16	35	increase	increase	VERB
cblr-14252	16	36	risky	risky	ADJ
cblr-14252	16	37	trading	trading	NOUN
cblr-14252	16	38	behaviors	behavior	NOUN
cblr-14252	16	39	among	among	ADP
cblr-14252	16	40	these	these	DET
cblr-14252	16	41	groups	group	NOUN
cblr-14252	16	42	.	.	PUNCT
cblr-14252	17	1	this	this	DET
cblr-14252	17	2	blend	blend	NOUN
cblr-14252	17	3	of	of	ADP
cblr-14252	17	4	entertainment	entertainment	NOUN
cblr-14252	17	5	and	and	CCONJ
cblr-14252	17	6	finance	finance	NOUN
cblr-14252	17	7	raises	raise	VERB
cblr-14252	17	8	serious	serious	ADJ
cblr-14252	17	9	concerns	concern	NOUN
cblr-14252	17	10	about	about	ADP
cblr-14252	17	11	exploitation	exploitation	NOUN
cblr-14252	17	12	,	,	PUNCT
cblr-14252	17	13	where	where	SCONJ
cblr-14252	17	14	platforms	platform	NOUN
cblr-14252	17	15	profit	profit	VERB
cblr-14252	17	16	from	from	ADP
cblr-14252	17	17	heightened	heighten	VERB
cblr-14252	17	18	engagement	engagement	NOUN
cblr-14252	17	19	while	while	SCONJ
cblr-14252	17	20	exposing	expose	VERB
cblr-14252	17	21	users	user	NOUN
cblr-14252	17	22	to	to	ADP
cblr-14252	17	23	significant	significant	ADJ
cblr-14252	17	24	financial	financial	ADJ
cblr-14252	17	25	risks	risk	NOUN
cblr-14252	17	26	.	.	PUNCT
cblr-14252	18	1	in	in	ADP
cblr-14252	18	2	assessing	assess	VERB
cblr-14252	18	3	the	the	DET
cblr-14252	18	4	regulatory	regulatory	ADJ
cblr-14252	18	5	landscape	landscape	NOUN
cblr-14252	18	6	,	,	PUNCT
cblr-14252	18	7	this	this	DET
cblr-14252	18	8	article	article	NOUN
cblr-14252	18	9	explores	explore	VERB
cblr-14252	18	10	how	how	SCONJ
cblr-14252	18	11	gamblified	gamblifie	VERB
cblr-14252	18	12	finance	finance	NOUN
cblr-14252	18	13	challenges	challenge	NOUN
cblr-14252	18	14	existing	exist	VERB
cblr-14252	18	15	securities	security	NOUN
cblr-14252	18	16	laws	law	NOUN
cblr-14252	18	17	,	,	PUNCT
cblr-14252	18	18	intersects	intersect	NOUN
cblr-14252	18	19	with	with	ADP
cblr-14252	18	20	gambling	gambling	NOUN
cblr-14252	18	21	regulations	regulation	NOUN
cblr-14252	18	22	,	,	PUNCT
cblr-14252	18	23	and	and	CCONJ
cblr-14252	18	24	implicates	implicate	VERB
cblr-14252	18	25	consumer	consumer	NOUN
cblr-14252	18	26	protection	protection	NOUN
cblr-14252	18	27	standards	standard	NOUN
cblr-14252	18	28	.	.	PUNCT
cblr-14252	19	1	it	it	PRON
cblr-14252	19	2	contends	contend	VERB
cblr-14252	19	3	that	that	SCONJ
cblr-14252	19	4	current	current	ADJ
cblr-14252	19	5	regulations	regulation	NOUN
cblr-14252	19	6	inadequately	inadequately	ADV
cblr-14252	19	7	address	address	VERB
cblr-14252	19	8	the	the	DET
cblr-14252	19	9	design	design	NOUN
cblr-14252	19	10	choices	choice	NOUN
cblr-14252	19	11	that	that	PRON
cblr-14252	19	12	drive	drive	VERB
cblr-14252	19	13	these	these	DET
cblr-14252	19	14	platforms	platform	NOUN
cblr-14252	19	15	’	'	PUNCT
cblr-14252	19	16	predatory	predatory	ADJ
cblr-14252	19	17	practices	practice	NOUN
cblr-14252	19	18	,	,	PUNCT
cblr-14252	19	19	permitting	permit	VERB
cblr-14252	19	20	harmful	harmful	ADJ
cblr-14252	19	21	financial	financial	ADJ
cblr-14252	19	22	inclusion	inclusion	NOUN
cblr-14252	19	23	under	under	ADP
cblr-14252	19	24	the	the	DET
cblr-14252	19	25	guise	guise	NOUN
cblr-14252	19	26	of	of	ADP
cblr-14252	19	27	democratized	democratized	ADJ
cblr-14252	19	28	access	access	NOUN
cblr-14252	19	29	.	.	PUNCT
cblr-14252	20	1	to	to	PART
cblr-14252	20	2	address	address	VERB
cblr-14252	20	3	these	these	DET
cblr-14252	20	4	issues	issue	NOUN
cblr-14252	20	5	,	,	PUNCT
cblr-14252	20	6	this	this	DET
cblr-14252	20	7	article	article	NOUN
cblr-14252	20	8	offers	offer	VERB
cblr-14252	20	9	forward	forward	ADV
cblr-14252	20	10	-	-	PUNCT
cblr-14252	20	11	looking	look	VERB
cblr-14252	20	12	policy	policy	NOUN
cblr-14252	20	13	recommendations	recommendation	NOUN
cblr-14252	20	14	that	that	PRON
cblr-14252	20	15	balance	balance	NOUN
cblr-14252	20	16	expanding	expand	VERB
cblr-14252	20	17	financial	financial	ADJ
cblr-14252	20	18	access	access	NOUN
cblr-14252	20	19	with	with	ADP
cblr-14252	20	20	the	the	DET
cblr-14252	20	21	imperative	imperative	NOUN
cblr-14252	20	22	to	to	PART
cblr-14252	20	23	protect	protect	VERB
cblr-14252	20	24	users	user	NOUN
cblr-14252	20	25	from	from	ADP
cblr-14252	20	26	exploitation	exploitation	NOUN
cblr-14252	20	27	.	.	PUNCT
cblr-14252	21	1	without	without	ADP
cblr-14252	21	2	no	no	INTJ
cblr-14252	21	3	.	.	NOUN
cblr-14252	21	4	1	1	NUM
cblr-14252	21	5	]	]	PUNCT
cblr-14252	21	6	risk	risk	NOUN
cblr-14252	21	7	,	,	PUNCT
cblr-14252	21	8	discretion	discretion	NOUN
cblr-14252	21	9	,	,	PUNCT
cblr-14252	21	10	and	and	CCONJ
cblr-14252	21	11	bank	bank	NOUN
cblr-14252	21	12	supervision	supervision	NOUN
cblr-14252	21	13	309	309	NUM
cblr-14252	21	14	decisive	decisive	ADJ
cblr-14252	21	15	regulatory	regulatory	ADJ
cblr-14252	21	16	action	action	NOUN
cblr-14252	21	17	,	,	PUNCT
cblr-14252	21	18	the	the	DET
cblr-14252	21	19	gamblification	gamblification	NOUN
cblr-14252	21	20	of	of	ADP
cblr-14252	21	21	finance	finance	NOUN
cblr-14252	21	22	risks	risk	NOUN
cblr-14252	21	23	transforming	transform	VERB
cblr-14252	21	24	trading	trading	NOUN
cblr-14252	21	25	into	into	ADP
cblr-14252	21	26	a	a	DET
cblr-14252	21	27	dangerous	dangerous	ADJ
cblr-14252	21	28	mix	mix	NOUN
cblr-14252	21	29	of	of	ADP
cblr-14252	21	30	entertainment	entertainment	NOUN
cblr-14252	21	31	and	and	CCONJ
cblr-14252	21	32	predation	predation	NOUN
cblr-14252	21	33	,	,	PUNCT
cblr-14252	21	34	undermining	undermine	VERB
cblr-14252	21	35	market	market	NOUN
cblr-14252	21	36	integrity	integrity	NOUN
cblr-14252	21	37	and	and	CCONJ
cblr-14252	21	38	exposing	expose	VERB
cblr-14252	21	39	retail	retail	ADJ
cblr-14252	21	40	investors	investor	NOUN
cblr-14252	21	41	—	—	PUNCT
cblr-14252	21	42	especially	especially	ADV
cblr-14252	21	43	the	the	DET
cblr-14252	21	44	most	most	ADV
cblr-14252	21	45	vulnerable	vulnerable	ADJ
cblr-14252	21	46	—	—	PUNCT
cblr-14252	21	47	to	to	ADP
cblr-14252	21	48	serious	serious	ADJ
cblr-14252	21	49	financial	financial	ADJ
cblr-14252	21	50	harm	harm	NOUN
cblr-14252	21	51	.	.	PUNCT
cblr-14252	22	1	introduction	introduction	NOUN
cblr-14252	22	2	..................................................................	..................................................................	PUNCT
cblr-14252	22	3	310	310	NUM
cblr-14252	22	4	i.	i.	PROPN
cblr-14252	22	5	mobile	mobile	PROPN
cblr-14252	22	6	trading	trading	NOUN
cblr-14252	22	7	applications	application	NOUN
cblr-14252	22	8	..............................	..............................	PUNCT
cblr-14252	22	9	315	315	NUM
cblr-14252	22	10	a.	a.	NOUN
cblr-14252	22	11	user	user	NOUN
cblr-14252	22	12	protection	protection	NOUN
cblr-14252	22	13	and	and	CCONJ
cblr-14252	22	14	trading	trading	NOUN
cblr-14252	22	15	apps	app	NOUN
cblr-14252	22	16	-	-	PUNCT
cblr-14252	22	17	related	relate	VERB
cblr-14252	22	18	concerns	concern	NOUN
cblr-14252	22	19	...........................................................	...........................................................	PUNCT
cblr-14252	22	20	318	318	NUM
cblr-14252	22	21	i.	i.	NOUN
cblr-14252	22	22	real	real	ADJ
cblr-14252	22	23	-	-	PUNCT
cblr-14252	22	24	world	world	NOUN
cblr-14252	22	25	applications	application	NOUN
cblr-14252	22	26	:	:	PUNCT
cblr-14252	22	27	case	case	NOUN
cblr-14252	22	28	studies	study	NOUN
cblr-14252	22	29	of	of	ADP
cblr-14252	22	30	gamblified	gamblifie	VERB
cblr-14252	22	31	trading	trading	NOUN
cblr-14252	22	32	platforms	platform	NOUN
cblr-14252	22	33	......................	......................	PUNCT
cblr-14252	22	34	321	321	NUM
cblr-14252	22	35	ii	ii	NOUN
cblr-14252	22	36	.	.	PUNCT
cblr-14252	23	1	tiktok	tiktok	NOUN
cblr-14252	23	2	made	make	VERB
cblr-14252	23	3	me	i	PRON
cblr-14252	23	4	do	do	VERB
cblr-14252	23	5	it	it	PRON
cblr-14252	23	6	:	:	PUNCT
cblr-14252	23	7	social	social	ADJ
cblr-14252	23	8	influencers	influencer	NOUN
cblr-14252	23	9	..	..	PUNCT
cblr-14252	23	10	327	327	NUM
cblr-14252	23	11	iii	iii	NOUN
cblr-14252	23	12	.	.	PUNCT
cblr-14252	23	13	manipulation	manipulation	NOUN
cblr-14252	23	14	and	and	CCONJ
cblr-14252	23	15	the	the	DET
cblr-14252	23	16	financial	financial	ADJ
cblr-14252	23	17	markets	market	NOUN
cblr-14252	23	18	....	....	PUNCT
cblr-14252	24	1	333	333	NUM
cblr-14252	24	2	ii	ii	NOUN
cblr-14252	24	3	.	.	PUNCT
cblr-14252	24	4	who	who	PRON
cblr-14252	24	5	does	do	AUX
cblr-14252	24	6	n’t	not	PART
cblr-14252	24	7	like	like	VERB
cblr-14252	24	8	games	game	NOUN
cblr-14252	24	9	?	?	PUNCT
cblr-14252	25	1	a	a	DET
cblr-14252	25	2	detailed	detailed	ADJ
cblr-14252	25	3	background	background	NOUN
cblr-14252	25	4	of	of	ADP
cblr-14252	25	5	gamblification	gamblification	NOUN
cblr-14252	25	6	.................................................	.................................................	PUNCT
cblr-14252	26	1	334	334	NUM
cblr-14252	26	2	a.	a.	NOUN
cblr-14252	26	3	when	when	SCONJ
cblr-14252	26	4	games	game	NOUN
cblr-14252	26	5	go	go	VERB
cblr-14252	26	6	wrong	wrong	ADJ
cblr-14252	26	7	...................................	...................................	PUNCT
cblr-14252	26	8	336	336	NUM
cblr-14252	26	9	i.	i.	NOUN
cblr-14252	26	10	the	the	DET
cblr-14252	26	11	impact	impact	NOUN
cblr-14252	26	12	of	of	ADP
cblr-14252	26	13	new	new	ADJ
cblr-14252	26	14	media	medium	NOUN
cblr-14252	26	15	and	and	CCONJ
cblr-14252	26	16	digital	digital	ADJ
cblr-14252	26	17	platforms	platform	NOUN
cblr-14252	26	18	on	on	ADP
cblr-14252	26	19	the	the	DET
cblr-14252	26	20	financial	financial	ADJ
cblr-14252	26	21	markets	market	NOUN
cblr-14252	26	22	............	............	PUNCT
cblr-14252	26	23	336	336	NUM
cblr-14252	26	24	ii	ii	NOUN
cblr-14252	26	25	.	.	PUNCT
cblr-14252	27	1	gamblification	gamblification	NOUN
cblr-14252	27	2	,	,	PUNCT
cblr-14252	27	3	gambling	gambling	NOUN
cblr-14252	27	4	,	,	PUNCT
cblr-14252	27	5	addictions	addiction	NOUN
cblr-14252	27	6	and	and	CCONJ
cblr-14252	27	7	the	the	DET
cblr-14252	27	8	financial	financial	ADJ
cblr-14252	27	9	market	market	NOUN
cblr-14252	27	10	...........................................	...........................................	PUNCT
cblr-14252	27	11	341	341	NUM
cblr-14252	27	12	iii	iii	NOUN
cblr-14252	27	13	.	.	PUNCT
cblr-14252	28	1	the	the	DET
cblr-14252	28	2	convergence	convergence	NOUN
cblr-14252	28	3	of	of	ADP
cblr-14252	28	4	blockchain	blockchain	PROPN
cblr-14252	28	5	,	,	PUNCT
cblr-14252	28	6	gamefi	gamefi	PROPN
cblr-14252	28	7	,	,	PUNCT
cblr-14252	28	8	and	and	CCONJ
cblr-14252	28	9	nfts	nft	NOUN
cblr-14252	28	10	in	in	ADP
cblr-14252	28	11	digital	digital	ADJ
cblr-14252	28	12	gaming	gaming	NOUN
cblr-14252	28	13	...............................	...............................	PUNCT
cblr-14252	28	14	351	351	NUM
cblr-14252	28	15	b.	b.	NOUN
cblr-14252	28	16	toying	toy	VERB
cblr-14252	28	17	with	with	ADP
cblr-14252	28	18	users	user	NOUN
cblr-14252	28	19	’	’	PART
cblr-14252	28	20	privacy	privacy	NOUN
cblr-14252	28	21	,	,	PUNCT
cblr-14252	28	22	data	datum	NOUN
cblr-14252	28	23	,	,	PUNCT
cblr-14252	28	24	and	and	CCONJ
cblr-14252	28	25	choices	choice	NOUN
cblr-14252	28	26	...........................................................................	...........................................................................	PUNCT
cblr-14252	28	27	356	356	NUM
cblr-14252	28	28	i.	i.	NOUN
cblr-14252	28	29	users	user	NOUN
cblr-14252	28	30	’	’	PART
cblr-14252	28	31	privacy	privacy	PROPN
cblr-14252	28	32	&	&	CCONJ
cblr-14252	28	33	contextual	contextual	ADJ
cblr-14252	28	34	integrity	integrity	NOUN
cblr-14252	28	35	.........	.........	PUNCT
cblr-14252	28	36	356	356	NUM
cblr-14252	28	37	ii	ii	NOUN
cblr-14252	28	38	.	.	PUNCT
cblr-14252	29	1	users	user	NOUN
cblr-14252	29	2	’	’	PART
cblr-14252	29	3	decisional	decisional	ADJ
cblr-14252	29	4	autonomy	autonomy	NOUN
cblr-14252	29	5	and	and	CCONJ
cblr-14252	29	6	choices	choice	NOUN
cblr-14252	29	7	....	....	PUNCT
cblr-14252	30	1	361	361	NUM
cblr-14252	30	2	iii	iii	NOUN
cblr-14252	30	3	.	.	PROPN
cblr-14252	30	4	gamblified	gamblifie	VERB
cblr-14252	30	5	finance	finance	NOUN
cblr-14252	30	6	–	–	PUNCT
cblr-14252	30	7	policy	policy	NOUN
cblr-14252	30	8	reflections	reflection	NOUN
cblr-14252	30	9	............	............	PUNCT
cblr-14252	30	10	364	364	NUM
cblr-14252	30	11	a.	a.	NOUN
cblr-14252	30	12	the	the	DET
cblr-14252	30	13	predatory	predatory	NOUN
cblr-14252	30	14	gamblified	gamblifie	VERB
cblr-14252	30	15	finance	finance	NOUN
cblr-14252	30	16	.................	.................	PUNCT
cblr-14252	30	17	364	364	NUM
cblr-14252	30	18	b.	b.	PROPN
cblr-14252	30	19	global	global	ADJ
cblr-14252	30	20	perspectives	perspective	NOUN
cblr-14252	30	21	:	:	PUNCT
cblr-14252	30	22	how	how	SCONJ
cblr-14252	30	23	different	different	ADJ
cblr-14252	30	24	jurisdictions	jurisdiction	NOUN
cblr-14252	30	25	approach	approach	VERB
cblr-14252	30	26	gamified	gamifie	VERB
cblr-14252	30	27	finance	finance	NOUN
cblr-14252	30	28	............................	............................	PUNCT
cblr-14252	30	29	371	371	NUM
cblr-14252	30	30	c.	c.	NOUN
cblr-14252	30	31	unique	unique	ADJ
cblr-14252	30	32	legal	legal	ADJ
cblr-14252	30	33	complexities	complexity	NOUN
cblr-14252	30	34	associated	associate	VERB
cblr-14252	30	35	with	with	ADP
cblr-14252	30	36	gamified	gamifie	VERB
cblr-14252	30	37	finance	finance	NOUN
cblr-14252	30	38	in	in	ADP
cblr-14252	30	39	the	the	DET
cblr-14252	30	40	u.s	u.s	PROPN
cblr-14252	30	41	.	.	PROPN
cblr-14252	30	42	..........................	..........................	PUNCT
cblr-14252	31	1	375	375	NUM
cblr-14252	31	2	i.	i.	NOUN
cblr-14252	31	3	the	the	DET
cblr-14252	31	4	federal	federal	ADJ
cblr-14252	31	5	and	and	CCONJ
cblr-14252	31	6	state	state	NOUN
cblr-14252	31	7	interaction	interaction	NOUN
cblr-14252	31	8	between	between	ADP
cblr-14252	31	9	gambling	gamble	VERB
cblr-14252	31	10	laws	law	NOUN
cblr-14252	31	11	and	and	CCONJ
cblr-14252	31	12	financial	financial	ADJ
cblr-14252	31	13	regulation	regulation	NOUN
cblr-14252	31	14	..	..	PUNCT
cblr-14252	31	15	375	375	NUM
cblr-14252	31	16	ii	ii	NOUN
cblr-14252	31	17	.	.	PUNCT
cblr-14252	32	1	first	first	PROPN
cblr-14252	32	2	amendment	amendment	NOUN
cblr-14252	32	3	challenges	challenge	NOUN
cblr-14252	32	4	.......................	.......................	PUNCT
cblr-14252	32	5	382	382	NUM
cblr-14252	32	6	conclusion	conclusion	NOUN
cblr-14252	32	7	.....................................................................	.....................................................................	PUNCT
cblr-14252	32	8	384	384	NUM
cblr-14252	32	9	310	310	NUM
cblr-14252	32	10	columbia	columbia	PROPN
cblr-14252	32	11	business	business	NOUN
cblr-14252	32	12	law	law	PROPN
cblr-14252	32	13	review	review	NOUN
cblr-14252	32	14	[	[	X
cblr-14252	32	15	vol	vol	NOUN
cblr-14252	32	16	.	.	PUNCT
cblr-14252	32	17	2025	2025	NUM
cblr-14252	32	18	introduction	introduction	NOUN
cblr-14252	32	19	this	this	DET
cblr-14252	32	20	article	article	NOUN
cblr-14252	32	21	explores	explore	VERB
cblr-14252	32	22	the	the	DET
cblr-14252	32	23	growing	grow	VERB
cblr-14252	32	24	phenomenon	phenomenon	NOUN
cblr-14252	32	25	of	of	ADP
cblr-14252	32	26	“	"	PUNCT
cblr-14252	32	27	gamblification	gamblification	NOUN
cblr-14252	32	28	,	,	PUNCT
cblr-14252	32	29	”	"	PUNCT
cblr-14252	32	30	which	which	PRON
cblr-14252	32	31	refers	refer	VERB
cblr-14252	32	32	to	to	ADP
cblr-14252	32	33	the	the	DET
cblr-14252	32	34	fusion	fusion	NOUN
cblr-14252	32	35	of	of	ADP
cblr-14252	32	36	gamification	gamification	NOUN
cblr-14252	32	37	and	and	CCONJ
cblr-14252	32	38	gambling	gambling	NOUN
cblr-14252	32	39	features	feature	NOUN
cblr-14252	32	40	in	in	ADP
cblr-14252	32	41	financial	financial	ADJ
cblr-14252	32	42	markets	market	NOUN
cblr-14252	32	43	.	.	PUNCT
cblr-14252	33	1	mobile	mobile	NOUN
cblr-14252	33	2	-	-	PUNCT
cblr-14252	33	3	based	base	VERB
cblr-14252	33	4	platforms	platform	NOUN
cblr-14252	33	5	with	with	ADP
cblr-14252	33	6	trading	trading	NOUN
cblr-14252	33	7	apps	app	NOUN
cblr-14252	33	8	like	like	ADP
cblr-14252	33	9	robinhood,1	robinhood,1	NOUN
cblr-14252	33	10	webull	webull	VERB
cblr-14252	33	11	,	,	PUNCT
cblr-14252	33	12	and	and	CCONJ
cblr-14252	33	13	various	various	ADJ
cblr-14252	33	14	crypto	crypto	NOUN
cblr-14252	33	15	exchanges	exchange	NOUN
cblr-14252	33	16	offer	offer	VERB
cblr-14252	33	17	user	user	NOUN
cblr-14252	33	18	-	-	PUNCT
cblr-14252	33	19	friendly,2	friendly,2	NOUN
cblr-14252	33	20	low	low	ADJ
cblr-14252	33	21	-	-	PUNCT
cblr-14252	33	22	cost3	cost3	NOUN
cblr-14252	33	23	and	and	CCONJ
cblr-14252	33	24	easily	easily	ADV
cblr-14252	33	25	accessible4	accessible4	NOUN
cblr-14252	33	26	online	online	ADJ
cblr-14252	33	27	trading	trading	NOUN
cblr-14252	33	28	services5	services5	PROPN
cblr-14252	33	29	—	—	PUNCT
cblr-14252	33	30	often	often	ADV
cblr-14252	33	31	requiring	require	VERB
cblr-14252	33	32	1	1	NUM
cblr-14252	33	33	robinhood	robinhood	PROPN
cblr-14252	33	34	is	be	AUX
cblr-14252	33	35	a	a	DET
cblr-14252	33	36	fintech	fintech	NOUN
cblr-14252	33	37	investment	investment	NOUN
cblr-14252	33	38	application	application	NOUN
cblr-14252	33	39	that	that	PRON
cblr-14252	33	40	helped	helped	AUX
cblr-14252	33	41	introduce	introduce	VERB
cblr-14252	33	42	a	a	DET
cblr-14252	33	43	“	"	PUNCT
cblr-14252	33	44	generation	generation	NOUN
cblr-14252	33	45	of	of	ADP
cblr-14252	33	46	investors	investor	NOUN
cblr-14252	33	47	to	to	ADP
cblr-14252	33	48	the	the	DET
cblr-14252	33	49	market	market	NOUN
cblr-14252	33	50	,	,	PUNCT
cblr-14252	33	51	but	but	CCONJ
cblr-14252	33	52	without	without	ADP
cblr-14252	33	53	much	much	ADJ
cblr-14252	33	54	in	in	ADP
cblr-14252	33	55	the	the	DET
cblr-14252	33	56	way	way	NOUN
cblr-14252	33	57	of	of	ADP
cblr-14252	33	58	additional	additional	ADJ
cblr-14252	33	59	education	education	NOUN
cblr-14252	33	60	.	.	PUNCT
cblr-14252	33	61	”	"	PUNCT
cblr-14252	34	1	matthew	matthew	PROPN
cblr-14252	34	2	j.	j.	PROPN
cblr-14252	34	3	razzano	razzano	PROPN
cblr-14252	34	4	,	,	PUNCT
cblr-14252	34	5	an	an	DET
cblr-14252	34	6	unsafe	unsafe	ADJ
cblr-14252	34	7	sandbox	sandbox	NOUN
cblr-14252	34	8	:	:	PUNCT
cblr-14252	34	9	fintech	fintech	NOUN
cblr-14252	34	10	innovation	innovation	NOUN
cblr-14252	34	11	at	at	ADP
cblr-14252	34	12	the	the	DET
cblr-14252	34	13	expense	expense	NOUN
cblr-14252	34	14	of	of	ADP
cblr-14252	34	15	consumer	consumer	NOUN
cblr-14252	34	16	protection	protection	NOUN
cblr-14252	34	17	?	?	PUNCT
cblr-14252	34	18	,	,	PUNCT
cblr-14252	34	19	2019	2019	NUM
cblr-14252	34	20	u.	u.	PROPN
cblr-14252	34	21	ill	ill	PROPN
cblr-14252	34	22	.	.	PUNCT
cblr-14252	35	1	l.	l.	PROPN
cblr-14252	35	2	rev	rev	PROPN
cblr-14252	35	3	.	.	PROPN
cblr-14252	36	1	online	online	ADJ
cblr-14252	36	2	132	132	NUM
cblr-14252	36	3	,	,	PUNCT
cblr-14252	36	4	136	136	NUM
cblr-14252	36	5	(	(	PUNCT
cblr-14252	36	6	2019	2019	NUM
cblr-14252	36	7	)	)	PUNCT
cblr-14252	36	8	.	.	PUNCT
cblr-14252	37	1	2	2	NUM
cblr-14252	37	2	see	see	VERB
cblr-14252	37	3	,	,	PUNCT
cblr-14252	37	4	e.g.	e.g.	ADV
cblr-14252	37	5	,	,	PUNCT
cblr-14252	37	6	nizan	nizan	NOUN
cblr-14252	37	7	geslevich	geslevich	NOUN
cblr-14252	37	8	packin	packin	NOUN
cblr-14252	37	9	,	,	PUNCT
cblr-14252	37	10	show	show	VERB
cblr-14252	37	11	me	i	PRON
cblr-14252	37	12	the	the	DET
cblr-14252	37	13	(	(	PUNCT
cblr-14252	37	14	data	datum	NOUN
cblr-14252	37	15	about	about	ADP
cblr-14252	37	16	the	the	DET
cblr-14252	37	17	)	)	PUNCT
cblr-14252	37	18	money	money	NOUN
cblr-14252	37	19	!	!	PUNCT
cblr-14252	37	20	,	,	PUNCT
cblr-14252	37	21	2020	2020	NUM
cblr-14252	37	22	utah	utah	PROPN
cblr-14252	37	23	l.	l.	PROPN
cblr-14252	37	24	rev	rev	PROPN
cblr-14252	37	25	.	.	PROPN
cblr-14252	37	26	1277	1277	NUM
cblr-14252	37	27	,	,	PUNCT
cblr-14252	37	28	1281–82	1281–82	NUM
cblr-14252	37	29	(	(	PUNCT
cblr-14252	37	30	2020	2020	NUM
cblr-14252	37	31	)	)	PUNCT
cblr-14252	37	32	(	(	PUNCT
cblr-14252	37	33	“	"	PUNCT
cblr-14252	37	34	aside	aside	ADV
cblr-14252	37	35	from	from	ADP
cblr-14252	37	36	promoting	promote	VERB
cblr-14252	37	37	goals	goal	NOUN
cblr-14252	37	38	such	such	ADJ
cblr-14252	37	39	as	as	ADP
cblr-14252	37	40	financial	financial	ADJ
cblr-14252	37	41	inclusion	inclusion	NOUN
cblr-14252	37	42	,	,	PUNCT
cblr-14252	37	43	internet	internet	NOUN
cblr-14252	37	44	connectivity	connectivity	NOUN
cblr-14252	37	45	,	,	PUNCT
cblr-14252	37	46	data	datum	NOUN
cblr-14252	37	47	portability	portability	NOUN
cblr-14252	37	48	,	,	PUNCT
cblr-14252	37	49	and	and	CCONJ
cblr-14252	37	50	enhancement	enhancement	NOUN
cblr-14252	37	51	of	of	ADP
cblr-14252	37	52	other	other	ADJ
cblr-14252	37	53	information	information	NOUN
cblr-14252	37	54	-	-	PUNCT
cblr-14252	37	55	related	relate	VERB
cblr-14252	37	56	rights	right	NOUN
cblr-14252	37	57	,	,	PUNCT
cblr-14252	37	58	fintech	fintech	NOUN
cblr-14252	37	59	companies	company	NOUN
cblr-14252	37	60	are	be	AUX
cblr-14252	37	61	successful	successful	ADJ
cblr-14252	37	62	because	because	SCONJ
cblr-14252	37	63	they	they	PRON
cblr-14252	37	64	make	make	VERB
cblr-14252	37	65	things	thing	NOUN
cblr-14252	37	66	easier	easy	ADJ
cblr-14252	37	67	for	for	ADP
cblr-14252	37	68	consumers	consumer	NOUN
cblr-14252	37	69	.	.	PUNCT
cblr-14252	38	1	they	they	PRON
cblr-14252	38	2	offer	offer	VERB
cblr-14252	38	3	userfriendly	userfriendly	ADV
cblr-14252	38	4	products	product	NOUN
cblr-14252	38	5	and	and	CCONJ
cblr-14252	38	6	services	service	NOUN
cblr-14252	38	7	and	and	CCONJ
cblr-14252	38	8	enable	enable	VERB
cblr-14252	38	9	consumers	consumer	NOUN
cblr-14252	38	10	to	to	PART
cblr-14252	38	11	save	save	VERB
cblr-14252	38	12	and	and	CCONJ
cblr-14252	38	13	spend	spend	VERB
cblr-14252	38	14	efficiently	efficiently	ADV
cblr-14252	38	15	,	,	PUNCT
cblr-14252	38	16	improving	improve	VERB
cblr-14252	38	17	their	their	PRON
cblr-14252	38	18	customer	customer	NOUN
cblr-14252	38	19	experience	experience	NOUN
cblr-14252	38	20	.	.	PUNCT
cblr-14252	39	1	this	this	PRON
cblr-14252	39	2	is	be	AUX
cblr-14252	39	3	important	important	ADJ
cblr-14252	39	4	because	because	SCONJ
cblr-14252	39	5	we	we	PRON
cblr-14252	39	6	live	live	VERB
cblr-14252	39	7	in	in	ADP
cblr-14252	39	8	an	an	DET
cblr-14252	39	9	era	era	NOUN
cblr-14252	39	10	where	where	SCONJ
cblr-14252	39	11	customers	customer	NOUN
cblr-14252	39	12	demand	demand	VERB
cblr-14252	39	13	top	top	ADJ
cblr-14252	39	14	-	-	PUNCT
cblr-14252	39	15	notch	notch	NOUN
cblr-14252	39	16	experiences	experience	NOUN
cblr-14252	39	17	.	.	PUNCT
cblr-14252	39	18	”	"	PUNCT
cblr-14252	39	19	)	)	PUNCT
cblr-14252	39	20	.	.	PUNCT
cblr-14252	40	1	3	3	NUM
cblr-14252	40	2	lauren	lauren	PROPN
cblr-14252	40	3	saunders	saunder	NOUN
cblr-14252	40	4	,	,	PUNCT
cblr-14252	40	5	nat'l	nat'l	PROPN
cblr-14252	40	6	consumer	consumer	NOUN
cblr-14252	40	7	law	law	NOUN
cblr-14252	40	8	ctr	ctr	PROPN
cblr-14252	40	9	.	.	PROPN
cblr-14252	40	10	,	,	PUNCT
cblr-14252	40	11	fintech	fintech	NOUN
cblr-14252	40	12	and	and	CCONJ
cblr-14252	40	13	consumer	consumer	NOUN
cblr-14252	40	14	protection	protection	NOUN
cblr-14252	40	15	:	:	PUNCT
cblr-14252	40	16	a	a	DET
cblr-14252	40	17	snapshot	snapshot	ADJ
cblr-14252	40	18	2	2	NUM
cblr-14252	40	19	(	(	PUNCT
cblr-14252	40	20	2019	2019	NUM
cblr-14252	40	21	)	)	PUNCT
cblr-14252	40	22	,	,	PUNCT
cblr-14252	40	23	https://www.nclc.org/images/pdf/cons-protection/rpt-fintech-and-consumerprotection-a-snapshot-march2019.pdf	https://www.nclc.org/images/pdf/cons-protection/rpt-fintech-and-consumerprotection-a-snapshot-march2019.pdf	VERB
cblr-14252	41	1	[	[	X
cblr-14252	41	2	https://perma.cc/al37-bqny	https://perma.cc/al37-bqny	X
cblr-14252	41	3	]	]	X
cblr-14252	41	4	(	(	PUNCT
cblr-14252	41	5	“	"	PUNCT
cblr-14252	41	6	fintech	fintech	NOUN
cblr-14252	41	7	products	product	NOUN
cblr-14252	41	8	and	and	CCONJ
cblr-14252	41	9	services	service	NOUN
cblr-14252	41	10	have	have	VERB
cblr-14252	41	11	the	the	DET
cblr-14252	41	12	potential	potential	NOUN
cblr-14252	41	13	to	to	PART
cblr-14252	41	14	provide	provide	VERB
cblr-14252	41	15	important	important	ADJ
cblr-14252	41	16	benefits	benefit	NOUN
cblr-14252	41	17	to	to	ADP
cblr-14252	41	18	consumers	consumer	NOUN
cblr-14252	41	19	.	.	PUNCT
cblr-14252	42	1	they	they	PRON
cblr-14252	42	2	promise	promise	VERB
cblr-14252	42	3	to	to	PART
cblr-14252	42	4	lower	low	ADJ
cblr-14252	42	5	costs	cost	NOUN
cblr-14252	42	6	,	,	PUNCT
cblr-14252	42	7	promote	promote	VERB
cblr-14252	42	8	financial	financial	ADJ
cblr-14252	42	9	inclusion	inclusion	NOUN
cblr-14252	42	10	,	,	PUNCT
cblr-14252	42	11	[	[	X
cblr-14252	42	12	and	and	CCONJ
cblr-14252	42	13	]	]	AUX
cblr-14252	42	14	help	help	VERB
cblr-14252	42	15	people	people	NOUN
cblr-14252	42	16	avoid	avoid	VERB
cblr-14252	42	17	fees	fee	NOUN
cblr-14252	42	18	and	and	CCONJ
cblr-14252	42	19	comparison	comparison	NOUN
cblr-14252	42	20	.	.	PUNCT
cblr-14252	42	21	”	"	PUNCT
cblr-14252	42	22	)	)	PUNCT
cblr-14252	42	23	.	.	PUNCT
cblr-14252	43	1	4	4	NUM
cblr-14252	43	2	the	the	DET
cblr-14252	43	3	american	american	ADJ
cblr-14252	43	4	consumers	consumer	NOUN
cblr-14252	43	5	already	already	ADV
cblr-14252	43	6	spends	spend	VERB
cblr-14252	43	7	,	,	PUNCT
cblr-14252	43	8	on	on	ADP
cblr-14252	43	9	average	average	ADJ
cblr-14252	43	10	,	,	PUNCT
cblr-14252	43	11	five	five	NUM
cblr-14252	43	12	hours	hour	NOUN
cblr-14252	43	13	a	a	DET
cblr-14252	43	14	day	day	NOUN
cblr-14252	43	15	on	on	ADP
cblr-14252	43	16	their	their	PRON
cblr-14252	43	17	smartphones	smartphone	NOUN
cblr-14252	43	18	.	.	PUNCT
cblr-14252	44	1	eileen	eileen	PROPN
cblr-14252	44	2	brown	brown	PROPN
cblr-14252	44	3	,	,	PUNCT
cblr-14252	44	4	americans	americans	PROPN
cblr-14252	44	5	spend	spend	VERB
cblr-14252	44	6	far	far	ADV
cblr-14252	44	7	more	more	ADJ
cblr-14252	44	8	time	time	NOUN
cblr-14252	44	9	on	on	ADP
cblr-14252	44	10	their	their	PRON
cblr-14252	44	11	smartphones	smartphone	NOUN
cblr-14252	44	12	than	than	SCONJ
cblr-14252	44	13	they	they	PRON
cblr-14252	44	14	think	think	VERB
cblr-14252	44	15	,	,	PUNCT
cblr-14252	44	16	zdnet	zdnet	PROPN
cblr-14252	44	17	(	(	PUNCT
cblr-14252	44	18	apr	apr	PROPN
cblr-14252	44	19	.	.	PROPN
cblr-14252	44	20	28	28	NUM
cblr-14252	44	21	,	,	PUNCT
cblr-14252	44	22	2019	2019	NUM
cblr-14252	44	23	,	,	PUNCT
cblr-14252	44	24	6:15	6:15	NUM
cblr-14252	44	25	pm	pm	NOUN
cblr-14252	44	26	pt	pt	NOUN
cblr-14252	44	27	)	)	PUNCT
cblr-14252	44	28	,	,	PUNCT
cblr-14252	44	29	https://www.zdnet.com/article/americans-spend-far-more-time-on-theirsmartphones-than-they-think/	https://www.zdnet.com/article/americans-spend-far-more-time-on-theirsmartphones-than-they-think/	PROPN
cblr-14252	45	1	[	[	X
cblr-14252	45	2	https://perma.cc/rw98-c8xk	https://perma.cc/rw98-c8xk	X
cblr-14252	45	3	]	]	X
cblr-14252	45	4	(	(	PUNCT
cblr-14252	45	5	reporting	report	VERB
cblr-14252	45	6	that	that	SCONJ
cblr-14252	45	7	“	"	PUNCT
cblr-14252	45	8	[	[	X
cblr-14252	45	9	t]he	t]he	ADJ
cblr-14252	45	10	average	average	ADJ
cblr-14252	45	11	american	american	NOUN
cblr-14252	45	12	spends	spend	VERB
cblr-14252	45	13	5.4	5.4	NUM
cblr-14252	45	14	hours	hour	NOUN
cblr-14252	45	15	a	a	DET
cblr-14252	45	16	day	day	NOUN
cblr-14252	45	17	on	on	ADP
cblr-14252	45	18	their	their	PRON
cblr-14252	45	19	phone	phone	NOUN
cblr-14252	45	20	”	"	PUNCT
cblr-14252	45	21	)	)	PUNCT
cblr-14252	45	22	.	.	PUNCT
cblr-14252	46	1	5	5	NUM
cblr-14252	46	2	according	accord	VERB
cblr-14252	46	3	to	to	ADP
cblr-14252	46	4	the	the	DET
cblr-14252	46	5	s-1	s-1	NOUN
cblr-14252	46	6	that	that	PRON
cblr-14252	46	7	with	with	ADP
cblr-14252	46	8	the	the	DET
cblr-14252	46	9	sec	sec	PROPN
cblr-14252	46	10	on	on	ADP
cblr-14252	46	11	july	july	PROPN
cblr-14252	46	12	1,2021	1,2021	NUM
cblr-14252	46	13	in	in	ADP
cblr-14252	46	14	preparation	preparation	NOUN
cblr-14252	46	15	for	for	ADP
cblr-14252	46	16	its	its	PRON
cblr-14252	46	17	initial	initial	ADJ
cblr-14252	46	18	public	public	ADJ
cblr-14252	46	19	offering	offering	NOUN
cblr-14252	46	20	,	,	PUNCT
cblr-14252	46	21	robinhood	robinhood	PROPN
cblr-14252	46	22	had	have	VERB
cblr-14252	46	23	5.1	5.1	NUM
cblr-14252	46	24	million	million	NUM
cblr-14252	46	25	net	net	ADJ
cblr-14252	46	26	cumulative	cumulative	ADJ
cblr-14252	46	27	funded	fund	VERB
cblr-14252	46	28	accounts	account	NOUN
cblr-14252	46	29	and	and	CCONJ
cblr-14252	46	30	4.3	4.3	NUM
cblr-14252	46	31	million	million	NUM
cblr-14252	46	32	monthly	monthly	ADJ
cblr-14252	46	33	active	active	ADJ
cblr-14252	46	34	users	user	NOUN
cblr-14252	46	35	as	as	ADP
cblr-14252	46	36	of	of	ADP
cblr-14252	46	37	dec	dec	PROPN
cblr-14252	46	38	.	.	PROPN
cblr-14252	46	39	31	31	NUM
cblr-14252	46	40	,	,	PUNCT
cblr-14252	46	41	2019	2019	NUM
cblr-14252	46	42	;	;	PUNCT
cblr-14252	46	43	those	those	DET
cblr-14252	46	44	figures	figure	NOUN
cblr-14252	46	45	rose	rise	VERB
cblr-14252	46	46	to	to	ADP
cblr-14252	46	47	12.5	12.5	NUM
cblr-14252	46	48	million	million	NUM
cblr-14252	46	49	for	for	ADP
cblr-14252	46	50	net	net	ADJ
cblr-14252	46	51	cumulative	cumulative	ADJ
cblr-14252	46	52	funded	fund	VERB
cblr-14252	46	53	accounts	account	NOUN
cblr-14252	46	54	and	and	CCONJ
cblr-14252	46	55	11.7	11.7	NUM
cblr-14252	46	56	million	million	NUM
cblr-14252	46	57	for	for	ADP
cblr-14252	46	58	monthly	monthly	ADJ
cblr-14252	46	59	active	active	ADJ
cblr-14252	46	60	users	user	NOUN
cblr-14252	46	61	by	by	ADP
cblr-14252	46	62	dec	dec	PROPN
cblr-14252	46	63	.	.	PROPN
cblr-14252	46	64	31	31	NUM
cblr-14252	46	65	,	,	PUNCT
cblr-14252	46	66	2020	2020	NUM
cblr-14252	46	67	.	.	PUNCT
cblr-14252	47	1	see	see	AUX
cblr-14252	47	2	robinhood	robinhood	PROPN
cblr-14252	47	3	markets	markets	PROPN
cblr-14252	47	4	inc	inc	PROPN
cblr-14252	47	5	.	.	PROPN
cblr-14252	47	6	,	,	PUNCT
cblr-14252	47	7	form	form	VERB
cblr-14252	47	8	s-1	s-1	NOUN
cblr-14252	47	9	registration	registration	NOUN
cblr-14252	47	10	statement	statement	NOUN
cblr-14252	47	11	under	under	ADP
cblr-14252	47	12	the	the	DET
cblr-14252	47	13	securities	security	NOUN
cblr-14252	47	14	act	act	NOUN
cblr-14252	47	15	of	of	ADP
cblr-14252	47	16	1933	1933	NUM
cblr-14252	47	17	(	(	PUNCT
cblr-14252	47	18	july	july	PROPN
cblr-14252	47	19	1	1	NUM
cblr-14252	47	20	,	,	PUNCT
cblr-14252	47	21	2021	2021	NUM
cblr-14252	47	22	)	)	PUNCT
cblr-14252	47	23	,	,	PUNCT
cblr-14252	47	24	at	at	ADP
cblr-14252	47	25	25	25	NUM
cblr-14252	47	26	,	,	PUNCT
cblr-14252	47	27	https://www.sec.gov/archives/edgar/data/1783879/000162828021013318/ro	https://www.sec.gov/archives/edgar/data/1783879/000162828021013318/ro	ADV
cblr-14252	47	28	binhoods-1.htm	binhoods-1.htm	PROPN
cblr-14252	47	29	;	;	PUNCT
cblr-14252	47	30	robinhood	robinhood	PROPN
cblr-14252	47	31	reported	report	VERB
cblr-14252	47	32	that	that	SCONJ
cblr-14252	47	33	for	for	ADP
cblr-14252	47	34	q.4	q.4	NOUN
cblr-14252	47	35	of	of	ADP
cblr-14252	47	36	2021	2021	NUM
cblr-14252	47	37	and	and	CCONJ
cblr-14252	47	38	for	for	ADP
cblr-14252	47	39	2021	2021	NUM
cblr-14252	47	40	as	as	ADP
cblr-14252	47	41	a	a	DET
cblr-14252	47	42	no	no	NOUN
cblr-14252	47	43	.	.	NOUN
cblr-14252	47	44	1	1	NUM
cblr-14252	47	45	]	]	PUNCT
cblr-14252	47	46	risk	risk	NOUN
cblr-14252	47	47	,	,	PUNCT
cblr-14252	47	48	discretion	discretion	NOUN
cblr-14252	47	49	,	,	PUNCT
cblr-14252	47	50	and	and	CCONJ
cblr-14252	47	51	bank	bank	NOUN
cblr-14252	47	52	supervision	supervision	NOUN
cblr-14252	47	53	311	311	NUM
cblr-14252	47	54	little	little	ADJ
cblr-14252	47	55	to	to	ADP
cblr-14252	47	56	no	no	DET
cblr-14252	47	57	prior	prior	ADJ
cblr-14252	47	58	financial	financial	ADJ
cblr-14252	47	59	knowledge	knowledge	NOUN
cblr-14252	47	60	—	—	PUNCT
cblr-14252	47	61	which	which	PRON
cblr-14252	47	62	increasingly	increasingly	ADV
cblr-14252	47	63	blur	blur	VERB
cblr-14252	47	64	the	the	DET
cblr-14252	47	65	line	line	NOUN
cblr-14252	47	66	between	between	ADP
cblr-14252	47	67	prudent	prudent	ADJ
cblr-14252	47	68	investing	investing	NOUN
cblr-14252	47	69	and	and	CCONJ
cblr-14252	47	70	addictive	addictive	ADJ
cblr-14252	47	71	gambling	gambling	NOUN
cblr-14252	47	72	.	.	PUNCT
cblr-14252	48	1	by	by	ADP
cblr-14252	48	2	integrating	integrate	VERB
cblr-14252	48	3	features	feature	NOUN
cblr-14252	48	4	traditionally	traditionally	ADV
cblr-14252	48	5	associated	associate	VERB
cblr-14252	48	6	with	with	ADP
cblr-14252	48	7	video	video	NOUN
cblr-14252	48	8	games	game	NOUN
cblr-14252	48	9	—	—	PUNCT
cblr-14252	48	10	such	such	ADJ
cblr-14252	48	11	as	as	ADP
cblr-14252	48	12	instant	instant	ADJ
cblr-14252	48	13	rewards	reward	NOUN
cblr-14252	48	14	,	,	PUNCT
cblr-14252	48	15	immersive	immersive	ADJ
cblr-14252	48	16	visuals	visual	NOUN
cblr-14252	48	17	,	,	PUNCT
cblr-14252	48	18	and	and	CCONJ
cblr-14252	48	19	feedback	feedback	NOUN
cblr-14252	48	20	loops	loop	NOUN
cblr-14252	48	21	—	—	PUNCT
cblr-14252	48	22	these	these	DET
cblr-14252	48	23	platforms	platform	NOUN
cblr-14252	48	24	lure	lure	VERB
cblr-14252	48	25	users	user	NOUN
cblr-14252	48	26	into	into	ADP
cblr-14252	48	27	treating	treat	VERB
cblr-14252	48	28	trading	trading	NOUN
cblr-14252	48	29	as	as	ADP
cblr-14252	48	30	a	a	DET
cblr-14252	48	31	high	high	ADJ
cblr-14252	48	32	-	-	PUNCT
cblr-14252	48	33	stakes	stake	NOUN
cblr-14252	48	34	game	game	NOUN
cblr-14252	48	35	rather	rather	ADV
cblr-14252	48	36	than	than	ADP
cblr-14252	48	37	a	a	DET
cblr-14252	48	38	financial	financial	ADJ
cblr-14252	48	39	decision	decision	NOUN
cblr-14252	48	40	.	.	PUNCT
cblr-14252	49	1	the	the	DET
cblr-14252	49	2	result	result	NOUN
cblr-14252	49	3	is	be	AUX
cblr-14252	49	4	a	a	DET
cblr-14252	49	5	new	new	ADJ
cblr-14252	49	6	breed	breed	NOUN
cblr-14252	49	7	of	of	ADP
cblr-14252	49	8	retail	retail	ADJ
cblr-14252	49	9	investors	investor	NOUN
cblr-14252	49	10	,	,	PUNCT
cblr-14252	49	11	which	which	PRON
cblr-14252	49	12	the	the	DET
cblr-14252	49	13	media	medium	NOUN
cblr-14252	49	14	,	,	PUNCT
cblr-14252	49	15	scholars	scholar	NOUN
cblr-14252	49	16	,	,	PUNCT
cblr-14252	49	17	financial	financial	ADJ
cblr-14252	49	18	players	player	NOUN
cblr-14252	49	19	and	and	CCONJ
cblr-14252	49	20	regulators	regulator	NOUN
cblr-14252	49	21	first	first	ADV
cblr-14252	49	22	noticed	notice	VERB
cblr-14252	49	23	following	follow	VERB
cblr-14252	49	24	the	the	DET
cblr-14252	49	25	2021	2021	NUM
cblr-14252	49	26	gamestop	gamestop	NOUN
cblr-14252	49	27	saga6	saga6	NOUN
cblr-14252	49	28	when	when	SCONJ
cblr-14252	49	29	gamestop	gamestop	NOUN
cblr-14252	49	30	’s	’s	PART
cblr-14252	49	31	stock	stock	NOUN
cblr-14252	49	32	price	price	NOUN
cblr-14252	49	33	increased	increase	VERB
cblr-14252	49	34	from	from	ADP
cblr-14252	49	35	$	$	SYM
cblr-14252	49	36	16	16	NUM
cblr-14252	49	37	to	to	PART
cblr-14252	49	38	$	$	SYM
cblr-14252	49	39	347	347	NUM
cblr-14252	49	40	in	in	ADP
cblr-14252	49	41	one	one	NUM
cblr-14252	49	42	month	month	NOUN
cblr-14252	49	43	due	due	ADP
cblr-14252	49	44	to	to	ADP
cblr-14252	49	45	a	a	DET
cblr-14252	49	46	contest	contest	NOUN
cblr-14252	49	47	between	between	ADP
cblr-14252	49	48	a	a	DET
cblr-14252	49	49	large	large	ADJ
cblr-14252	49	50	number	number	NOUN
cblr-14252	49	51	of	of	ADP
cblr-14252	49	52	small	small	ADJ
cblr-14252	49	53	retail	retail	ADJ
cblr-14252	49	54	investors	investor	NOUN
cblr-14252	49	55	and	and	CCONJ
cblr-14252	49	56	institutional	institutional	ADJ
cblr-14252	49	57	investors	investor	NOUN
cblr-14252	49	58	such	such	ADJ
cblr-14252	49	59	as	as	ADP
cblr-14252	49	60	hedge	hedge	NOUN
cblr-14252	49	61	funds	fund	NOUN
cblr-14252	49	62	.	.	PUNCT
cblr-14252	50	1	this	this	DET
cblr-14252	50	2	phenomenon	phenomenon	NOUN
cblr-14252	50	3	was	be	AUX
cblr-14252	50	4	driven	drive	VERB
cblr-14252	50	5	in	in	ADP
cblr-14252	50	6	part	part	NOUN
cblr-14252	50	7	by	by	ADP
cblr-14252	50	8	the	the	DET
cblr-14252	50	9	influence	influence	NOUN
cblr-14252	50	10	of	of	ADP
cblr-14252	50	11	social	social	ADJ
cblr-14252	50	12	media	medium	NOUN
cblr-14252	50	13	figures	figure	NOUN
cblr-14252	50	14	like	like	ADP
cblr-14252	50	15	keith	keith	PROPN
cblr-14252	50	16	gill	gill	PROPN
cblr-14252	50	17	(	(	PUNCT
cblr-14252	50	18	aka	aka	ADV
cblr-14252	50	19	roaring	roar	VERB
cblr-14252	50	20	kitty	kitty	NOUN
cblr-14252	50	21	)	)	PUNCT
cblr-14252	50	22	,	,	PUNCT
cblr-14252	50	23	whose	whose	DET
cblr-14252	50	24	persona	persona	NOUN
cblr-14252	50	25	as	as	ADP
cblr-14252	50	26	a	a	DET
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cblr-14252	50	28	whole	whole	NOUN
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cblr-14252	50	30	net	net	ADJ
cblr-14252	50	31	cumulative	cumulative	ADJ
cblr-14252	50	32	funded	fund	VERB
cblr-14252	50	33	accounts	account	NOUN
cblr-14252	50	34	rose	rise	VERB
cblr-14252	50	35	to	to	ADP
cblr-14252	50	36	22.7	22.7	NUM
cblr-14252	50	37	million	million	NUM
cblr-14252	50	38	and	and	CCONJ
cblr-14252	50	39	monthly	monthly	ADJ
cblr-14252	50	40	active	active	ADJ
cblr-14252	50	41	users	user	NOUN
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cblr-14252	50	43	increased	increase	VERB
cblr-14252	50	44	to	to	ADP
cblr-14252	50	45	17.3	17.3	NUM
cblr-14252	50	46	million	million	NUM
cblr-14252	50	47	by	by	ADP
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cblr-14252	50	51	,	,	PUNCT
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cblr-14252	51	1	see	see	VERB
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cblr-14252	51	7	,	,	PUNCT
cblr-14252	51	8	exhibit	exhibit	VERB
cblr-14252	51	9	99.1	99.1	NUM
cblr-14252	51	10	,	,	PUNCT
cblr-14252	51	11	annual	annual	ADJ
cblr-14252	51	12	report	report	NOUN
cblr-14252	51	13	(	(	PUNCT
cblr-14252	51	14	form	form	NOUN
cblr-14252	51	15	10	10	NUM
cblr-14252	51	16	-	-	PUNCT
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cblr-14252	51	20	u.s	u.s	PROPN
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cblr-14252	51	22	sec	sec	PROPN
cblr-14252	51	23	.	.	PROPN
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cblr-14252	51	25	exch	exch	PROPN
cblr-14252	51	26	.	.	PUNCT
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cblr-14252	52	4	.	.	PROPN
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cblr-14252	53	1	a	a	DET
cblr-14252	53	2	large	large	ADJ
cblr-14252	53	3	part	part	NOUN
cblr-14252	53	4	of	of	ADP
cblr-14252	53	5	this	this	DET
cblr-14252	53	6	surge	surge	NOUN
cblr-14252	53	7	was	be	AUX
cblr-14252	53	8	from	from	ADP
cblr-14252	53	9	first	first	ADJ
cblr-14252	53	10	-	-	PUNCT
cblr-14252	53	11	time	time	NOUN
cblr-14252	53	12	traders	trader	NOUN
cblr-14252	53	13	.	.	PUNCT
cblr-14252	54	1	see	see	VERB
cblr-14252	54	2	kate	kate	PROPN
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cblr-14252	54	4	,	,	PUNCT
cblr-14252	54	5	fintech	fintech	NOUN
cblr-14252	54	6	app	app	PROPN
cblr-14252	54	7	robinhood	robinhood	PROPN
cblr-14252	54	8	is	be	AUX
cblr-14252	54	9	driving	drive	VERB
cblr-14252	54	10	a	a	DET
cblr-14252	54	11	retail	retail	ADJ
cblr-14252	54	12	trading	trading	NOUN
cblr-14252	54	13	renaissance	renaissance	NOUN
cblr-14252	54	14	during	during	ADP
cblr-14252	54	15	the	the	DET
cblr-14252	54	16	stock	stock	NOUN
cblr-14252	54	17	market	market	NOUN
cblr-14252	54	18	’s	’s	PART
cblr-14252	54	19	wild	wild	ADJ
cblr-14252	54	20	ride	ride	NOUN
cblr-14252	54	21	cnbc	cnbc	PROPN
cblr-14252	54	22	(	(	PUNCT
cblr-14252	54	23	june	june	PROPN
cblr-14252	54	24	17	17	NUM
cblr-14252	54	25	,	,	PUNCT
cblr-14252	54	26	2020	2020	NUM
cblr-14252	54	27	)	)	PUNCT
cblr-14252	54	28	,	,	PUNCT
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cblr-14252	55	1	[	[	X
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cblr-14252	55	4	.	.	PUNCT
cblr-14252	55	5	6	6	NUM
cblr-14252	55	6	see	see	VERB
cblr-14252	55	7	,	,	PUNCT
cblr-14252	55	8	e.g.	e.g.	ADV
cblr-14252	55	9	,	,	PUNCT
cblr-14252	55	10	game	game	NOUN
cblr-14252	55	11	stopped	stop	VERB
cblr-14252	55	12	?	?	PUNCT
cblr-14252	56	1	who	who	PRON
cblr-14252	56	2	wins	win	VERB
cblr-14252	56	3	and	and	CCONJ
cblr-14252	56	4	loses	lose	VERB
cblr-14252	56	5	when	when	SCONJ
cblr-14252	56	6	short	short	ADJ
cblr-14252	56	7	sellers	seller	NOUN
cblr-14252	56	8	,	,	PUNCT
cblr-14252	56	9	social	social	ADJ
cblr-14252	56	10	media	medium	NOUN
cblr-14252	56	11	,	,	PUNCT
cblr-14252	56	12	and	and	CCONJ
cblr-14252	56	13	retail	retail	ADJ
cblr-14252	56	14	investors	investor	NOUN
cblr-14252	56	15	collide	collide	VERB
cblr-14252	56	16	:	:	PUNCT
cblr-14252	56	17	hearing	hear	VERB
cblr-14252	56	18	before	before	ADP
cblr-14252	56	19	the	the	DET
cblr-14252	56	20	h.	h.	PROPN
cblr-14252	56	21	comm	comm	NOUN
cblr-14252	56	22	.	.	PUNCT
cblr-14252	57	1	on	on	ADP
cblr-14252	57	2	financial	financial	ADJ
cblr-14252	57	3	services	service	NOUN
cblr-14252	57	4	,	,	PUNCT
cblr-14252	57	5	117th	117th	ADJ
cblr-14252	57	6	cong	cong	NOUN
cblr-14252	57	7	.	.	PUNCT
cblr-14252	57	8	31	31	NUM
cblr-14252	57	9	(	(	PUNCT
cblr-14252	57	10	2021	2021	NUM
cblr-14252	57	11	)	)	PUNCT
cblr-14252	57	12	(	(	PUNCT
cblr-14252	57	13	statements	statement	NOUN
cblr-14252	57	14	of	of	ADP
cblr-14252	57	15	keith	keith	PROPN
cblr-14252	57	16	gill	gill	PROPN
cblr-14252	57	17	;	;	PUNCT
cblr-14252	57	18	kenneth	kenneth	PROPN
cblr-14252	57	19	griffin	griffin	PROPN
cblr-14252	57	20	,	,	PUNCT
cblr-14252	57	21	chief	chief	ADJ
cblr-14252	57	22	executive	executive	ADJ
cblr-14252	57	23	officer	officer	NOUN
cblr-14252	57	24	,	,	PUNCT
cblr-14252	57	25	citadel	citadel	PROPN
cblr-14252	57	26	llc	llc	PROPN
cblr-14252	57	27	;	;	PUNCT
cblr-14252	57	28	steve	steve	PROPN
cblr-14252	57	29	huffman	huffman	PROPN
cblr-14252	57	30	,	,	PUNCT
cblr-14252	57	31	chief	chief	ADJ
cblr-14252	57	32	executive	executive	ADJ
cblr-14252	57	33	officer	officer	NOUN
cblr-14252	57	34	,	,	PUNCT
cblr-14252	57	35	co	co	NOUN
cblr-14252	57	36	-	-	NOUN
cblr-14252	57	37	founder	founder	NOUN
cblr-14252	57	38	,	,	PUNCT
cblr-14252	57	39	reddit	reddit	NOUN
cblr-14252	57	40	;	;	PUNCT
cblr-14252	57	41	gabriel	gabriel	PROPN
cblr-14252	57	42	plotkin	plotkin	PROPN
cblr-14252	57	43	,	,	PUNCT
cblr-14252	57	44	chief	chief	ADJ
cblr-14252	57	45	executive	executive	ADJ
cblr-14252	57	46	officer	officer	NOUN
cblr-14252	57	47	,	,	PUNCT
cblr-14252	57	48	melvin	melvin	PROPN
cblr-14252	57	49	capital	capital	PROPN
cblr-14252	57	50	management	management	PROPN
cblr-14252	57	51	lp	lp	PROPN
cblr-14252	57	52	;	;	PUNCT
cblr-14252	57	53	vladimir	vladimir	NOUN
cblr-14252	57	54	tenev	tenev	PROPN
cblr-14252	57	55	,	,	PUNCT
cblr-14252	57	56	chief	chief	ADJ
cblr-14252	57	57	executive	executive	ADJ
cblr-14252	57	58	officer	officer	NOUN
cblr-14252	57	59	,	,	PUNCT
cblr-14252	57	60	robinhood	robinhood	PROPN
cblr-14252	57	61	markets	markets	PROPN
cblr-14252	57	62	,	,	PUNCT
cblr-14252	57	63	inc	inc	PROPN
cblr-14252	57	64	.	.	PROPN
cblr-14252	57	65	;	;	PUNCT
cblr-14252	57	66	jennifer	jennifer	PROPN
cblr-14252	57	67	schlup	schlup	PROPN
cblr-14252	57	68	,	,	PUNCT
cblr-14252	57	69	director	director	NOUN
cblr-14252	57	70	of	of	ADP
cblr-14252	57	71	financial	financial	ADJ
cblr-14252	57	72	regulation	regulation	NOUN
cblr-14252	57	73	studies	study	NOUN
cblr-14252	57	74	,	,	PUNCT
cblr-14252	57	75	cato	cato	PROPN
cblr-14252	57	76	institute	institute	PROPN
cblr-14252	57	77	)	)	PUNCT
cblr-14252	57	78	;	;	PUNCT
cblr-14252	57	79	omar	omar	PROPN
cblr-14252	57	80	faridi	faridi	PROPN
cblr-14252	57	81	,	,	PUNCT
cblr-14252	57	82	more	more	ADJ
cblr-14252	57	83	than	than	ADP
cblr-14252	57	84	30	30	NUM
cblr-14252	57	85	lawsuits	lawsuit	NOUN
cblr-14252	57	86	now	now	ADV
cblr-14252	57	87	filed	file	VERB
cblr-14252	57	88	against	against	ADP
cblr-14252	57	89	stock	stock	NOUN
cblr-14252	57	90	trading	trading	NOUN
cblr-14252	57	91	app	app	NOUN
cblr-14252	57	92	provider	provider	PROPN
cblr-14252	57	93	robinhood	robinhood	PROPN
cblr-14252	57	94	markets	markets	PROPN
cblr-14252	57	95	inc	inc	PROPN
cblr-14252	57	96	.	.	PROPN
cblr-14252	57	97	,	,	PUNCT
cblr-14252	57	98	suits	suit	NOUN
cblr-14252	57	99	allege	allege	NOUN
cblr-14252	57	100	company	company	NOUN
cblr-14252	57	101	is	be	AUX
cblr-14252	57	102	manipulating	manipulate	VERB
cblr-14252	57	103	markets	market	NOUN
cblr-14252	57	104	,	,	PUNCT
cblr-14252	57	105	crowdfunder	crowdfunder	NOUN
cblr-14252	57	106	insider	insider	NOUN
cblr-14252	57	107	(	(	PUNCT
cblr-14252	57	108	feb	feb	PROPN
cblr-14252	57	109	.	.	PROPN
cblr-14252	57	110	7	7	NUM
cblr-14252	57	111	,	,	PUNCT
cblr-14252	57	112	2021	2021	NUM
cblr-14252	57	113	,	,	PUNCT
cblr-14252	57	114	8:21	8:21	NUM
cblr-14252	57	115	pm	pm	NOUN
cblr-14252	57	116	)	)	PUNCT
cblr-14252	57	117	,	,	PUNCT
cblr-14252	57	118	https://www.crowdfundinsider.com/2021/02/171985-more-than-30lawsuits-now-filed-against-stock-trading-app-provider-robinhood-marketsinc-suits-allege-company-is-manipulating-markets	https://www.crowdfundinsider.com/2021/02/171985-more-than-30lawsuits-now-filed-against-stock-trading-app-provider-robinhood-marketsinc-suits-allege-company-is-manipulating-market	NOUN
cblr-14252	57	119	;	;	PUNCT
cblr-14252	57	120	nathaniel	nathaniel	PROPN
cblr-14252	57	121	popper	popper	PROPN
cblr-14252	57	122	&	&	CCONJ
cblr-14252	57	123	matt	matt	PROPN
cblr-14252	57	124	phillips	phillips	PROPN
cblr-14252	57	125	,	,	PUNCT
cblr-14252	57	126	robinhood	robinhood	PROPN
cblr-14252	57	127	takes	take	VERB
cblr-14252	57	128	heat	heat	NOUN
cblr-14252	57	129	in	in	ADP
cblr-14252	57	130	congress	congress	PROPN
cblr-14252	57	131	,	,	PUNCT
cblr-14252	57	132	n.y	n.y	PROPN
cblr-14252	57	133	.	.	PROPN
cblr-14252	57	134	times	times	PROPN
cblr-14252	57	135	,	,	PUNCT
cblr-14252	57	136	feb	feb	PROPN
cblr-14252	57	137	.	.	PROPN
cblr-14252	57	138	18	18	NUM
cblr-14252	57	139	,	,	PUNCT
cblr-14252	57	140	2021	2021	NUM
cblr-14252	57	141	,	,	PUNCT
cblr-14252	57	142	at	at	ADP
cblr-14252	57	143	b1	b1	NOUN
cblr-14252	57	144	;	;	PUNCT
cblr-14252	57	145	zaghum	zaghum	PROPN
cblr-14252	57	146	umar	umar	PROPN
cblr-14252	57	147	,	,	PUNCT
cblr-14252	57	148	mariya	mariya	PROPN
cblr-14252	57	149	gubareva	gubareva	PROPN
cblr-14252	57	150	,	,	PUNCT
cblr-14252	57	151	imran	imran	PROPN
cblr-14252	57	152	yousaf	yousaf	PROPN
cblr-14252	57	153	,	,	PUNCT
cblr-14252	57	154	&	&	CCONJ
cblr-14252	57	155	shoaib	shoaib	PROPN
cblr-14252	57	156	ali	ali	PROPN
cblr-14252	57	157	,	,	PUNCT
cblr-14252	57	158	a	a	DET
cblr-14252	57	159	tale	tale	NOUN
cblr-14252	57	160	of	of	ADP
cblr-14252	57	161	company	company	NOUN
cblr-14252	57	162	fundamentals	fundamental	NOUN
cblr-14252	57	163	vs.	vs.	ADP
cblr-14252	57	164	sentiment	sentiment	NOUN
cblr-14252	57	165	driven	drive	VERB
cblr-14252	57	166	pricing	pricing	NOUN
cblr-14252	57	167	:	:	PUNCT
cblr-14252	57	168	the	the	DET
cblr-14252	57	169	case	case	NOUN
cblr-14252	57	170	of	of	ADP
cblr-14252	57	171	gamestop	gamestop	NOUN
cblr-14252	57	172	,	,	PUNCT
cblr-14252	57	173	j.	j.	PROPN
cblr-14252	57	174	behav	behav	PROPN
cblr-14252	57	175	.	.	PUNCT
cblr-14252	58	1	experim	experim	PROPN
cblr-14252	58	2	.	.	PUNCT
cblr-14252	59	1	fin	fin	AUX
cblr-14252	59	2	.	.	PUNCT
cblr-14252	59	3	,	,	PUNCT
cblr-14252	59	4	mar	mar	PROPN
cblr-14252	59	5	.	.	PROPN
cblr-14252	59	6	2021	2021	NUM
cblr-14252	59	7	,	,	PUNCT
cblr-14252	59	8	at	at	ADP
cblr-14252	59	9	1	1	NUM
cblr-14252	59	10	.	.	PUNCT
cblr-14252	59	11	312	312	NUM
cblr-14252	59	12	columbia	columbia	PROPN
cblr-14252	59	13	business	business	NOUN
cblr-14252	59	14	law	law	PROPN
cblr-14252	59	15	review	review	NOUN
cblr-14252	59	16	[	[	X
cblr-14252	59	17	vol	vol	NOUN
cblr-14252	59	18	.	.	PUNCT
cblr-14252	59	19	2025	2025	NUM
cblr-14252	59	20	trading	trading	NOUN
cblr-14252	59	21	champion	champion	NOUN
cblr-14252	59	22	captivated	captivate	VERB
cblr-14252	59	23	audiences	audience	NOUN
cblr-14252	59	24	and	and	CCONJ
cblr-14252	59	25	reignited	reignite	VERB
cblr-14252	59	26	interest	interest	NOUN
cblr-14252	59	27	when	when	SCONJ
cblr-14252	59	28	he	he	PRON
cblr-14252	59	29	returned	return	VERB
cblr-14252	59	30	to	to	ADP
cblr-14252	59	31	social	social	ADJ
cblr-14252	59	32	media	medium	NOUN
cblr-14252	59	33	in	in	ADP
cblr-14252	59	34	the	the	DET
cblr-14252	59	35	summer	summer	NOUN
cblr-14252	59	36	of	of	ADP
cblr-14252	59	37	2024,7	2024,7	NOUN
cblr-14252	59	38	stirring	stir	VERB
cblr-14252	59	39	a	a	DET
cblr-14252	59	40	new	new	ADJ
cblr-14252	59	41	wave	wave	NOUN
cblr-14252	59	42	of	of	ADP
cblr-14252	59	43	attention	attention	NOUN
cblr-14252	59	44	from	from	ADP
cblr-14252	59	45	both	both	CCONJ
cblr-14252	59	46	retail	retail	ADJ
cblr-14252	59	47	investors	investor	NOUN
cblr-14252	59	48	and	and	CCONJ
cblr-14252	59	49	regulatory	regulatory	ADJ
cblr-14252	59	50	scrutiny.8	scrutiny.8	NOUN
cblr-14252	59	51	this	this	DET
cblr-14252	59	52	new	new	ADJ
cblr-14252	59	53	breed	breed	NOUN
cblr-14252	59	54	of	of	ADP
cblr-14252	59	55	retail	retail	ADJ
cblr-14252	59	56	investors	investor	NOUN
cblr-14252	59	57	,	,	PUNCT
cblr-14252	59	58	driven	drive	VERB
cblr-14252	59	59	by	by	ADP
cblr-14252	59	60	the	the	DET
cblr-14252	59	61	excitement	excitement	NOUN
cblr-14252	59	62	of	of	ADP
cblr-14252	59	63	"	"	PUNCT
cblr-14252	59	64	leveling	level	VERB
cblr-14252	59	65	up	up	ADP
cblr-14252	59	66	"	"	PUNCT
cblr-14252	59	67	rather	rather	ADV
cblr-14252	59	68	than	than	ADP
cblr-14252	59	69	informed	inform	VERB
cblr-14252	59	70	financial	financial	ADJ
cblr-14252	59	71	judgment	judgment	NOUN
cblr-14252	59	72	is	be	AUX
cblr-14252	59	73	the	the	DET
cblr-14252	59	74	subject	subject	NOUN
cblr-14252	59	75	of	of	ADP
cblr-14252	59	76	this	this	DET
cblr-14252	59	77	article	article	NOUN
cblr-14252	59	78	,	,	PUNCT
cblr-14252	59	79	which	which	PRON
cblr-14252	59	80	introduces	introduce	VERB
cblr-14252	59	81	a	a	DET
cblr-14252	59	82	thorough	thorough	ADJ
cblr-14252	59	83	description	description	NOUN
cblr-14252	59	84	of	of	ADP
cblr-14252	59	85	gamblification	gamblification	NOUN
cblr-14252	59	86	techniques	technique	NOUN
cblr-14252	59	87	that	that	PRON
cblr-14252	59	88	reveal	reveal	VERB
cblr-14252	59	89	how	how	SCONJ
cblr-14252	59	90	platforms	platform	NOUN
cblr-14252	59	91	exploit	exploit	VERB
cblr-14252	59	92	behavioral	behavioral	ADJ
cblr-14252	59	93	psychology	psychology	NOUN
cblr-14252	59	94	to	to	PART
cblr-14252	59	95	create	create	VERB
cblr-14252	59	96	engaging	engaging	ADJ
cblr-14252	59	97	but	but	CCONJ
cblr-14252	59	98	often	often	ADV
cblr-14252	59	99	predatory	predatory	ADJ
cblr-14252	59	100	financial	financial	ADJ
cblr-14252	59	101	trading	trading	NOUN
cblr-14252	59	102	experiences.9	experiences.9	NOUN
cblr-14252	59	103	these	these	DET
cblr-14252	59	104	features	feature	NOUN
cblr-14252	59	105	—	—	PUNCT
cblr-14252	59	106	designed	design	VERB
cblr-14252	59	107	to	to	PART
cblr-14252	59	108	trigger	trigger	VERB
cblr-14252	59	109	stereotyped	stereotype	VERB
cblr-14252	59	110	,	,	PUNCT
cblr-14252	59	111	cue	cue	NOUN
cblr-14252	59	112	-	-	PUNCT
cblr-14252	59	113	induced	induce	VERB
cblr-14252	59	114	behaviors	behavior	NOUN
cblr-14252	59	115	,	,	PUNCT
cblr-14252	59	116	insensitive	insensitive	ADJ
cblr-14252	59	117	to	to	ADP
cblr-14252	59	118	outcome	outcome	NOUN
cblr-14252	59	119	value	value	NOUN
cblr-14252	59	120	that	that	PRON
cblr-14252	59	121	are	be	AUX
cblr-14252	59	122	associated	associate	VERB
cblr-14252	59	123	with	with	ADP
cblr-14252	59	124	dopamine	dopamine	NOUN
cblr-14252	59	125	rushes	rush	NOUN
cblr-14252	59	126	and	and	CCONJ
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cblr-14252	59	128	-	-	PUNCT
cblr-14252	59	129	making	make	VERB
cblr-14252	59	130	shortcuts	shortcut	NOUN
cblr-14252	59	131	—	—	PUNCT
cblr-14252	59	132	push	push	NOUN
cblr-14252	59	133	users	user	NOUN
cblr-14252	59	134	,	,	PUNCT
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cblr-14252	59	136	those	those	PRON
cblr-14252	59	137	with	with	ADP
cblr-14252	59	138	lower	low	ADJ
cblr-14252	59	139	financial	financial	ADJ
cblr-14252	59	140	literacy,10	literacy,10	NOUN
cblr-14252	59	141	into	into	ADP
cblr-14252	59	142	7	7	NUM
cblr-14252	59	143	y	y	PROPN
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cblr-14252	59	150	shares	share	NOUN
cblr-14252	59	151	rise	rise	VERB
cblr-14252	59	152	21	21	NUM
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cblr-14252	59	154	-as	-as	ADP
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cblr-14252	59	160	account	account	VERB
cblr-14252	59	161	with	with	ADP
cblr-14252	59	162	$	$	SYM
cblr-14252	59	163	116	116	NUM
cblr-14252	59	164	million	million	NUM
cblr-14252	59	165	,	,	PUNCT
cblr-14252	59	166	cnbc	cnbc	PROPN
cblr-14252	59	167	(	(	PUNCT
cblr-14252	59	168	june	june	PROPN
cblr-14252	59	169	2	2	NUM
cblr-14252	59	170	,	,	PUNCT
cblr-14252	59	171	2024	2024	NUM
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cblr-14252	59	173	,	,	PUNCT
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cblr-14252	60	1	[	[	X
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cblr-14252	60	4	.	.	PROPN
cblr-14252	60	5	8	8	NUM
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cblr-14252	60	8	,	,	PUNCT
cblr-14252	60	9	keith	keith	PROPN
cblr-14252	60	10	“	"	PUNCT
cblr-14252	60	11	roaring	roar	VERB
cblr-14252	60	12	kitty	kitty	NOUN
cblr-14252	60	13	”	"	PUNCT
cblr-14252	60	14	gill	gill	PROPN
cblr-14252	60	15	buys	buy	VERB
cblr-14252	60	16	$	$	SYM
cblr-14252	60	17	245	245	NUM
cblr-14252	60	18	million	million	NUM
cblr-14252	60	19	stake	stake	NOUN
cblr-14252	60	20	in	in	ADP
cblr-14252	60	21	chewy	chewy	ADJ
cblr-14252	60	22	,	,	PUNCT
cblr-14252	60	23	cbs	cbs	PROPN
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cblr-14252	60	25	(	(	PUNCT
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cblr-14252	60	28	,	,	PUNCT
cblr-14252	60	29	2024	2024	NUM
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cblr-14252	60	31	,	,	PUNCT
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cblr-14252	61	1	[	[	X
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cblr-14252	61	3	]	]	X
cblr-14252	61	4	;	;	PUNCT
cblr-14252	61	5	gordon	gordon	PROPN
cblr-14252	61	6	pape	pape	NOUN
cblr-14252	61	7	,	,	PUNCT
cblr-14252	61	8	should	should	AUX
cblr-14252	61	9	regular	regular	ADJ
cblr-14252	61	10	investors	investor	NOUN
cblr-14252	61	11	follow	follow	VERB
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cblr-14252	61	13	kitty	kitty	PROPN
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cblr-14252	61	15	footsteps	footstep	NOUN
cblr-14252	61	16	and	and	CCONJ
cblr-14252	61	17	build	build	VERB
cblr-14252	61	18	a	a	DET
cblr-14252	61	19	portfolio	portfolio	NOUN
cblr-14252	61	20	of	of	ADP
cblr-14252	61	21	meme	meme	NOUN
cblr-14252	61	22	stocks	stock	NOUN
cblr-14252	61	23	?	?	PUNCT
cblr-14252	61	24	,	,	PUNCT
cblr-14252	61	25	globe	globe	NOUN
cblr-14252	61	26	&	&	CCONJ
cblr-14252	61	27	mail	mail	PROPN
cblr-14252	61	28	(	(	PUNCT
cblr-14252	61	29	aug	aug	PROPN
cblr-14252	61	30	.	.	PROPN
cblr-14252	61	31	14	14	NUM
cblr-14252	61	32	,	,	PUNCT
cblr-14252	61	33	2024	2024	NUM
cblr-14252	61	34	)	)	PUNCT
cblr-14252	61	35	,	,	PUNCT
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cblr-14252	62	1	[	[	X
cblr-14252	62	2	https://perma.cc/7nue-y5ef	https://perma.cc/7nue-y5ef	X
cblr-14252	62	3	]	]	X
cblr-14252	62	4	.	.	PUNCT
cblr-14252	62	5	9	9	NUM
cblr-14252	62	6	nizan	nizan	NOUN
cblr-14252	62	7	geslevich	geslevich	NOUN
cblr-14252	62	8	packin	packin	PROPN
cblr-14252	62	9	&	&	CCONJ
cblr-14252	62	10	yafit	yafit	PROPN
cblr-14252	62	11	lev	lev	PROPN
cblr-14252	62	12	-	-	PUNCT
cblr-14252	62	13	aretz	aretz	PROPN
cblr-14252	62	14	,	,	PUNCT
cblr-14252	62	15	crypto	crypto	ADJ
cblr-14252	62	16	-	-	ADJ
cblr-14252	62	17	native	native	ADJ
cblr-14252	62	18	credit	credit	NOUN
cblr-14252	62	19	score	score	NOUN
cblr-14252	62	20	:	:	PUNCT
cblr-14252	62	21	between	between	ADP
cblr-14252	62	22	financial	financial	ADJ
cblr-14252	62	23	inclusion	inclusion	NOUN
cblr-14252	62	24	and	and	CCONJ
cblr-14252	62	25	predatory	predatory	NOUN
cblr-14252	62	26	lending	lending	NOUN
cblr-14252	62	27	,	,	PUNCT
cblr-14252	62	28	45	45	NUM
cblr-14252	62	29	cardozo	cardozo	PROPN
cblr-14252	62	30	l.	l.	PROPN
cblr-14252	62	31	rev	rev	PROPN
cblr-14252	62	32	(	(	PUNCT
cblr-14252	62	33	2024	2024	NUM
cblr-14252	62	34	)	)	PUNCT
cblr-14252	62	35	(	(	PUNCT
cblr-14252	62	36	describing	describe	VERB
cblr-14252	62	37	how	how	SCONJ
cblr-14252	62	38	“	"	PUNCT
cblr-14252	62	39	historically	historically	ADV
cblr-14252	62	40	,	,	PUNCT
cblr-14252	62	41	vulnerable	vulnerable	ADJ
cblr-14252	62	42	communities	community	NOUN
cblr-14252	62	43	have	have	AUX
cblr-14252	62	44	been	be	AUX
cblr-14252	62	45	subjected	subject	VERB
cblr-14252	62	46	to	to	ADP
cblr-14252	62	47	predatory	predatory	ADJ
cblr-14252	62	48	financial	financial	ADJ
cblr-14252	62	49	offerings	offering	NOUN
cblr-14252	62	50	and	and	CCONJ
cblr-14252	62	51	services	service	NOUN
cblr-14252	62	52	,	,	PUNCT
cblr-14252	62	53	”	"	PUNCT
cblr-14252	62	54	focusing	focus	VERB
cblr-14252	62	55	on	on	ADP
cblr-14252	62	56	crypto	crypto	NOUN
cblr-14252	62	57	markets	market	NOUN
cblr-14252	62	58	and	and	CCONJ
cblr-14252	62	59	the	the	DET
cblr-14252	62	60	populations	population	NOUN
cblr-14252	62	61	they	they	PRON
cblr-14252	62	62	targeted	target	VERB
cblr-14252	62	63	)	)	PUNCT
cblr-14252	62	64	.	.	PUNCT
cblr-14252	63	1	10	10	NUM
cblr-14252	63	2	see	see	VERB
cblr-14252	63	3	press	press	NOUN
cblr-14252	63	4	release	release	NOUN
cblr-14252	63	5	,	,	PUNCT
cblr-14252	63	6	financial	financial	ADJ
cblr-14252	63	7	conduct	conduct	NOUN
cblr-14252	63	8	authority	authority	NOUN
cblr-14252	63	9	,	,	PUNCT
cblr-14252	63	10	fca	fca	PROPN
cblr-14252	63	11	keeps	keep	VERB
cblr-14252	63	12	trading	trading	NOUN
cblr-14252	63	13	apps	app	NOUN
cblr-14252	63	14	under	under	ADP
cblr-14252	63	15	review	review	NOUN
cblr-14252	63	16	over	over	ADP
cblr-14252	63	17	gaming	gaming	NOUN
cblr-14252	63	18	concerns	concern	NOUN
cblr-14252	63	19	(	(	PUNCT
cblr-14252	63	20	june	june	PROPN
cblr-14252	63	21	20	20	NUM
cblr-14252	63	22	,	,	PUNCT
cblr-14252	63	23	2024	2024	NUM
cblr-14252	63	24	)	)	PUNCT
cblr-14252	63	25	,	,	PUNCT
cblr-14252	63	26	https://www.fca.org.uk/news/press-releases/fca-keeps-trading-apps-underreview-over-gaming-concerns	https://www.fca.org.uk/news/press-releases/fca-keeps-trading-apps-underreview-over-gaming-concerns	PROPN
cblr-14252	64	1	[	[	X
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cblr-14252	64	3	]	]	X
cblr-14252	64	4	[	[	X
cblr-14252	64	5	hereinafter	hereinafter	NOUN
cblr-14252	64	6	“	"	PUNCT
cblr-14252	64	7	fca	fca	PROPN
cblr-14252	64	8	report	report	PROPN
cblr-14252	64	9	”	"	PUNCT
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cblr-14252	64	11	;	;	PUNCT
cblr-14252	64	12	damian	damian	PROPN
cblr-14252	64	13	chmiel	chmiel	PROPN
cblr-14252	64	14	,	,	PUNCT
cblr-14252	64	15	trading	trading	NOUN
cblr-14252	64	16	apps	app	NOUN
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cblr-14252	64	18	game	game	NOUN
cblr-14252	64	19	-	-	PUNCT
cblr-14252	64	20	like	like	ADJ
cblr-14252	64	21	elements	element	NOUN
cblr-14252	64	22	linked	link	VERB
cblr-14252	64	23	to	to	ADP
cblr-14252	64	24	risky	risky	ADJ
cblr-14252	64	25	investing	investing	NOUN
cblr-14252	64	26	,	,	PUNCT
cblr-14252	64	27	fca	fca	PROPN
cblr-14252	64	28	finds	find	VERB
cblr-14252	64	29	,	,	PUNCT
cblr-14252	64	30	fin	fin	PROPN
cblr-14252	64	31	.	.	PUNCT
cblr-14252	65	1	magnates	magnate	NOUN
cblr-14252	65	2	(	(	PUNCT
cblr-14252	65	3	june	june	PROPN
cblr-14252	65	4	20	20	NUM
cblr-14252	65	5	,	,	PUNCT
cblr-14252	65	6	2024	2024	NUM
cblr-14252	65	7	,	,	PUNCT
cblr-14252	65	8	5:23	5:23	NUM
cblr-14252	65	9	am	be	AUX
cblr-14252	65	10	gmt-4	gmt-4	NUM
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cblr-14252	65	12	,	,	PUNCT
cblr-14252	65	13	https://www.financemagnates.com/forex/trading-apps-game-likeelements-linked-to-risky-investing-fca-finds/	https://www.financemagnates.com/forex/trading-apps-game-likeelements-linked-to-risky-investing-fca-finds/	X
cblr-14252	66	1	[	[	X
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cblr-14252	66	4	(	(	PUNCT
cblr-14252	66	5	explaining	explain	VERB
cblr-14252	66	6	how	how	SCONJ
cblr-14252	66	7	the	the	DET
cblr-14252	66	8	uk	uk	PROPN
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cblr-14252	66	10	recently	recently	ADV
cblr-14252	66	11	discovered	discover	VERB
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cblr-14252	66	14	no	no	NOUN
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cblr-14252	66	19	,	,	PUNCT
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cblr-14252	66	21	,	,	PUNCT
cblr-14252	66	22	and	and	CCONJ
cblr-14252	66	23	bank	bank	NOUN
cblr-14252	66	24	supervision	supervision	NOUN
cblr-14252	66	25	313	313	NUM
cblr-14252	66	26	cycles	cycle	NOUN
cblr-14252	66	27	of	of	ADP
cblr-14252	66	28	excessive	excessive	ADJ
cblr-14252	66	29	trading	trading	NOUN
cblr-14252	66	30	,	,	PUNCT
cblr-14252	66	31	impulsive	impulsive	ADJ
cblr-14252	66	32	decisions	decision	NOUN
cblr-14252	66	33	,	,	PUNCT
cblr-14252	66	34	and	and	CCONJ
cblr-14252	66	35	escalating	escalate	VERB
cblr-14252	66	36	risks.11	risks.11	NOUN
cblr-14252	66	37	by	by	ADP
cblr-14252	66	38	capitalizing	capitalize	VERB
cblr-14252	66	39	on	on	ADP
cblr-14252	66	40	psychological	psychological	ADJ
cblr-14252	66	41	triggers	trigger	NOUN
cblr-14252	66	42	like	like	ADP
cblr-14252	66	43	instant	instant	ADJ
cblr-14252	66	44	gratification	gratification	NOUN
cblr-14252	66	45	,	,	PUNCT
cblr-14252	66	46	social	social	ADJ
cblr-14252	66	47	validation	validation	NOUN
cblr-14252	66	48	,	,	PUNCT
cblr-14252	66	49	and	and	CCONJ
cblr-14252	66	50	fear	fear	NOUN
cblr-14252	66	51	of	of	ADP
cblr-14252	66	52	missing	miss	VERB
cblr-14252	66	53	out	out	ADP
cblr-14252	66	54	(	(	PUNCT
cblr-14252	66	55	fomo	fomo	NOUN
cblr-14252	66	56	)	)	PUNCT
cblr-14252	66	57	,	,	PUNCT
cblr-14252	66	58	these	these	DET
cblr-14252	66	59	platforms	platform	NOUN
cblr-14252	66	60	and	and	CCONJ
cblr-14252	66	61	trading	trading	NOUN
cblr-14252	66	62	apps	app	NOUN
cblr-14252	66	63	lure	lure	VERB
cblr-14252	66	64	users	user	NOUN
cblr-14252	66	65	into	into	ADP
cblr-14252	66	66	compulsive	compulsive	ADJ
cblr-14252	66	67	trading	trading	NOUN
cblr-14252	66	68	cycles	cycle	NOUN
cblr-14252	66	69	where	where	SCONJ
cblr-14252	66	70	the	the	DET
cblr-14252	66	71	frequent	frequent	ADJ
cblr-14252	66	72	use	use	NOUN
cblr-14252	66	73	of	of	ADP
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cblr-14252	66	75	features	feature	NOUN
cblr-14252	66	76	—	—	PUNCT
cblr-14252	66	77	such	such	ADJ
cblr-14252	66	78	as	as	ADP
cblr-14252	66	79	confetti	confetti	NOUN
cblr-14252	66	80	animations	animation	NOUN
cblr-14252	66	81	or	or	CCONJ
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cblr-14252	66	83	rankings	ranking	NOUN
cblr-14252	66	84	—	—	PUNCT
cblr-14252	66	85	makes	make	VERB
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cblr-14252	66	87	very	very	ADV
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cblr-14252	66	92	to	to	PART
cblr-14252	66	93	get	get	AUX
cblr-14252	66	94	carried	carry	VERB
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cblr-14252	66	98	environment	environment	NOUN
cblr-14252	66	99	—	—	PUNCT
cblr-14252	66	100	according	accord	VERB
cblr-14252	66	101	to	to	ADP
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cblr-14252	66	104	in	in	ADP
cblr-14252	66	105	2024	2024	NUM
cblr-14252	66	106	—	—	PUNCT
cblr-14252	66	107	fosters	foster	VERB
cblr-14252	66	108	a	a	DET
cblr-14252	66	109	competitive	competitive	ADJ
cblr-14252	66	110	culture	culture	NOUN
cblr-14252	66	111	where	where	SCONJ
cblr-14252	66	112	users	user	NOUN
cblr-14252	66	113	are	be	AUX
cblr-14252	66	114	very	very	ADV
cblr-14252	66	115	much	much	ADV
cblr-14252	66	116	influenced	influence	VERB
cblr-14252	66	117	by	by	ADP
cblr-14252	66	118	leaderboards	leaderboard	NOUN
cblr-14252	66	119	,	,	PUNCT
cblr-14252	66	120	peer	peer	NOUN
cblr-14252	66	121	pressure	pressure	NOUN
cblr-14252	66	122	,	,	PUNCT
cblr-14252	66	123	influencers	influencer	NOUN
cblr-14252	66	124	,	,	PUNCT
cblr-14252	66	125	and	and	CCONJ
cblr-14252	66	126	social	social	ADJ
cblr-14252	66	127	dynamics	dynamic	NOUN
cblr-14252	66	128	within	within	ADP
cblr-14252	66	129	communities	community	NOUN
cblr-14252	66	130	like	like	ADP
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cblr-14252	66	136	them	they	PRON
cblr-14252	66	137	more	more	ADV
cblr-14252	66	138	likely	likely	ADV
cblr-14252	66	139	take	take	VERB
cblr-14252	66	140	on	on	ADP
cblr-14252	66	141	financial	financial	ADJ
cblr-14252	66	142	risks	risk	NOUN
cblr-14252	66	143	that	that	PRON
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cblr-14252	66	145	do	do	AUX
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cblr-14252	66	149	.	.	PUNCT
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cblr-14252	67	2	beyond	beyond	ADP
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cblr-14252	67	5	,	,	PUNCT
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cblr-14252	67	9	the	the	DET
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cblr-14252	67	12	of	of	ADP
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cblr-14252	67	19	,	,	PUNCT
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cblr-14252	67	23	.	.	PUNCT
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cblr-14252	68	5	gamblification	gamblification	NOUN
cblr-14252	68	6	of	of	ADP
cblr-14252	68	7	trading	trading	NOUN
cblr-14252	68	8	overlaps	overlap	VERB
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cblr-14252	68	14	practices	practice	NOUN
cblr-14252	68	15	“	"	PUNCT
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cblr-14252	68	17	a	a	DET
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cblr-14252	68	21	on	on	ADP
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cblr-14252	68	26	those	those	PRON
cblr-14252	68	27	with	with	ADP
cblr-14252	68	28	low	low	ADJ
cblr-14252	68	29	financial	financial	ADJ
cblr-14252	68	30	literacy	literacy	NOUN
cblr-14252	68	31	”	"	PUNCT
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cblr-14252	68	33	.	.	PUNCT
cblr-14252	69	1	11	11	NUM
cblr-14252	69	2	see	see	VERB
cblr-14252	69	3	i	i	PROPN
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cblr-14252	69	5	(	(	PUNCT
cblr-14252	69	6	reporting	report	VERB
cblr-14252	69	7	the	the	DET
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cblr-14252	69	11	including	include	VERB
cblr-14252	69	12	how	how	SCONJ
cblr-14252	69	13	“	"	PUNCT
cblr-14252	69	14	features	feature	NOUN
cblr-14252	69	15	such	such	ADJ
cblr-14252	69	16	as	as	ADP
cblr-14252	69	17	push	push	NOUN
cblr-14252	69	18	notifications	notification	NOUN
cblr-14252	69	19	and	and	CCONJ
cblr-14252	69	20	prize	prize	NOUN
cblr-14252	69	21	draws	draw	VERB
cblr-14252	69	22	can	can	AUX
cblr-14252	69	23	lead	lead	VERB
cblr-14252	69	24	to	to	ADP
cblr-14252	69	25	more	more	ADV
cblr-14252	69	26	frequent	frequent	ADJ
cblr-14252	69	27	trading	trading	NOUN
cblr-14252	69	28	and	and	CCONJ
cblr-14252	69	29	riskier	risky	ADJ
cblr-14252	69	30	investment	investment	NOUN
cblr-14252	69	31	decisions	decision	NOUN
cblr-14252	69	32	by	by	ADP
cblr-14252	69	33	11	11	NUM
cblr-14252	69	34	%	%	NOUN
cblr-14252	69	35	and	and	CCONJ
cblr-14252	69	36	12	12	NUM
cblr-14252	69	37	%	%	NOUN
cblr-14252	69	38	,	,	PUNCT
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cblr-14252	69	40	.	.	PUNCT
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cblr-14252	70	2	,	,	PUNCT
cblr-14252	70	3	these	these	DET
cblr-14252	70	4	gamification	gamification	NOUN
cblr-14252	70	5	strategies	strategy	NOUN
cblr-14252	70	6	increased	increase	VERB
cblr-14252	70	7	the	the	DET
cblr-14252	70	8	proportion	proportion	NOUN
cblr-14252	70	9	of	of	ADP
cblr-14252	70	10	trades	trade	NOUN
cblr-14252	70	11	in	in	ADP
cblr-14252	70	12	risky	risky	ADJ
cblr-14252	70	13	investments	investment	NOUN
cblr-14252	70	14	by	by	ADP
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cblr-14252	70	16	%	%	NOUN
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cblr-14252	70	20	.	.	PUNCT
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cblr-14252	70	23	.	.	PUNCT
cblr-14252	71	1	12	12	NUM
cblr-14252	71	2	chris	chris	PROPN
cblr-14252	71	3	newlands	newlands	PROPN
cblr-14252	71	4	,	,	PUNCT
cblr-14252	71	5	fca	fca	PROPN
cblr-14252	71	6	keeps	keep	VERB
cblr-14252	71	7	watch	watch	NOUN
cblr-14252	71	8	on	on	ADP
cblr-14252	71	9	trading	trading	NOUN
cblr-14252	71	10	apps	app	NOUN
cblr-14252	71	11	over	over	ADP
cblr-14252	71	12	gamification	gamification	NOUN
cblr-14252	71	13	concern	concern	NOUN
cblr-14252	71	14	,	,	PUNCT
cblr-14252	71	15	moneyweek	moneyweek	NOUN
cblr-14252	71	16	(	(	PUNCT
cblr-14252	71	17	june	june	PROPN
cblr-14252	71	18	21	21	NUM
cblr-14252	71	19	,	,	PUNCT
cblr-14252	71	20	2024	2024	NUM
cblr-14252	71	21	)	)	PUNCT
cblr-14252	71	22	,	,	PUNCT
cblr-14252	71	23	https://moneyweek.com/trading/share-dealing/fca-trading-appsgamification-concerns	https://moneyweek.com/trading/share-dealing/fca-trading-appsgamification-concern	VERB
cblr-14252	71	24	[	[	X
cblr-14252	71	25	https://perma.cc/q7qe-kaus	https://perma.cc/q7qe-kaus	X
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cblr-14252	71	27	(	(	PUNCT
cblr-14252	71	28	explaining	explain	VERB
cblr-14252	71	29	how	how	SCONJ
cblr-14252	71	30	“	"	PUNCT
cblr-14252	71	31	[	[	X
cblr-14252	71	32	i]t	i]t	X
cblr-14252	71	33	is	be	AUX
cblr-14252	71	34	extremely	extremely	ADV
cblr-14252	71	35	tempting	tempting	ADJ
cblr-14252	71	36	to	to	PART
cblr-14252	71	37	get	get	AUX
cblr-14252	71	38	carried	carry	VERB
cblr-14252	71	39	away	away	ADV
cblr-14252	71	40	,	,	PUNCT
cblr-14252	71	41	especially	especially	ADV
cblr-14252	71	42	as	as	SCONJ
cblr-14252	71	43	so	so	ADV
cblr-14252	71	44	many	many	ADJ
cblr-14252	71	45	people	people	NOUN
cblr-14252	71	46	already	already	ADV
cblr-14252	71	47	run	run	VERB
cblr-14252	71	48	their	their	PRON
cblr-14252	71	49	lives	life	NOUN
cblr-14252	71	50	through	through	ADP
cblr-14252	71	51	apps	app	NOUN
cblr-14252	71	52	…	…	PUNCT
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cblr-14252	71	56	new	new	ADJ
cblr-14252	71	57	trading	trading	NOUN
cblr-14252	71	58	apps	app	NOUN
cblr-14252	71	59	have	have	AUX
cblr-14252	71	60	been	be	AUX
cblr-14252	71	61	designed	design	VERB
cblr-14252	71	62	based	base	VERB
cblr-14252	71	63	on	on	ADP
cblr-14252	71	64	the	the	DET
cblr-14252	71	65	interactions	interaction	NOUN
cblr-14252	71	66	people	people	NOUN
cblr-14252	71	67	already	already	ADV
cblr-14252	71	68	have	have	VERB
cblr-14252	71	69	on	on	ADP
cblr-14252	71	70	social	social	ADJ
cblr-14252	71	71	media	medium	NOUN
cblr-14252	71	72	,	,	PUNCT
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cblr-14252	71	74	push	push	NOUN
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cblr-14252	71	76	attention	attention	NOUN
cblr-14252	71	77	.	.	PUNCT
cblr-14252	72	1	some	some	DET
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cblr-14252	72	5	congratulated	congratulate	VERB
cblr-14252	72	6	users	user	NOUN
cblr-14252	72	7	for	for	ADP
cblr-14252	72	8	making	make	VERB
cblr-14252	72	9	trades	trade	NOUN
cblr-14252	72	10	with	with	ADP
cblr-14252	72	11	celebratory	celebratory	NOUN
cblr-14252	72	12	animations	animation	NOUN
cblr-14252	72	13	.	.	PUNCT
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cblr-14252	72	16	.	.	PUNCT
cblr-14252	73	1	13	13	NUM
cblr-14252	73	2	arnab	arnab	PROPN
cblr-14252	73	3	shome	shome	PROPN
cblr-14252	73	4	,	,	PUNCT
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cblr-14252	73	6	traders	trader	NOUN
cblr-14252	73	7	trust	trust	VERB
cblr-14252	73	8	finfluencers	finfluencer	NOUN
cblr-14252	73	9	more	more	ADJ
cblr-14252	73	10	than	than	ADP
cblr-14252	73	11	friends	friend	NOUN
cblr-14252	73	12	and	and	CCONJ
cblr-14252	73	13	family	family	NOUN
cblr-14252	73	14	,	,	PUNCT
cblr-14252	73	15	study	study	NOUN
cblr-14252	73	16	finds	find	VERB
cblr-14252	73	17	,	,	PUNCT
cblr-14252	73	18	fin	fin	PROPN
cblr-14252	73	19	.	.	PUNCT
cblr-14252	74	1	magnates	magnate	NOUN
cblr-14252	74	2	(	(	PUNCT
cblr-14252	74	3	apr	apr	PROPN
cblr-14252	74	4	.	.	PROPN
cblr-14252	74	5	30	30	NUM
cblr-14252	74	6	,	,	PUNCT
cblr-14252	74	7	2024	2024	NUM
cblr-14252	74	8	)	)	PUNCT
cblr-14252	74	9	,	,	PUNCT
cblr-14252	74	10	https://www.financemagnates.com/forex/retail-traders-trust-finfluencersmore-than-friends-and-family-study-finds/	https://www.financemagnates.com/forex/retail-traders-trust-finfluencersmore-than-friends-and-family-study-finds/	X
cblr-14252	75	1	[	[	X
cblr-14252	75	2	https://perma.cc/8jgk-9cf5	https://perma.cc/8jgk-9cf5	X
cblr-14252	75	3	]	]	X
cblr-14252	75	4	(	(	PUNCT
cblr-14252	75	5	showcasing	showcase	VERB
cblr-14252	75	6	how	how	SCONJ
cblr-14252	75	7	retail	retail	ADJ
cblr-14252	75	8	investors	investor	NOUN
cblr-14252	75	9	place	place	VERB
cblr-14252	75	10	more	more	ADJ
cblr-14252	75	11	trust	trust	NOUN
cblr-14252	75	12	in	in	ADP
cblr-14252	75	13	financial	financial	ADJ
cblr-14252	75	14	influencers	influencer	NOUN
cblr-14252	75	15	than	than	ADP
cblr-14252	75	16	in	in	ADP
cblr-14252	75	17	their	their	PRON
cblr-14252	75	18	own	own	ADJ
cblr-14252	75	19	family	family	NOUN
cblr-14252	75	20	,	,	PUNCT
cblr-14252	75	21	friends	friend	NOUN
cblr-14252	75	22	,	,	PUNCT
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cblr-14252	75	26	experts	expert	NOUN
cblr-14252	75	27	,	,	PUNCT
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cblr-14252	75	31	one	one	NUM
cblr-14252	75	32	in	in	ADP
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cblr-14252	75	35	that	that	PRON
cblr-14252	75	36	were	be	AUX
cblr-14252	75	37	surveyed	survey	VERB
cblr-14252	75	38	cited	cite	VERB
cblr-14252	75	39	popular	popular	ADJ
cblr-14252	75	40	financial	financial	ADJ
cblr-14252	75	41	influencers	influencer	NOUN
cblr-14252	75	42	as	as	ADP
cblr-14252	75	43	the	the	DET
cblr-14252	75	44	most	most	ADV
cblr-14252	75	45	significant	significant	ADJ
cblr-14252	75	46	factor	factor	NOUN
cblr-14252	75	47	influencing	influence	VERB
cblr-14252	75	48	their	their	PRON
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cblr-14252	75	51	.	.	PUNCT
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cblr-14252	75	53	.	.	PUNCT
cblr-14252	76	1	314	314	NUM
cblr-14252	76	2	columbia	columbia	PROPN
cblr-14252	76	3	business	business	NOUN
cblr-14252	76	4	law	law	PROPN
cblr-14252	76	5	review	review	NOUN
cblr-14252	76	6	[	[	X
cblr-14252	76	7	vol	vol	NOUN
cblr-14252	76	8	.	.	PUNCT
cblr-14252	76	9	2025	2025	NUM
cblr-14252	76	10	that	that	PRON
cblr-14252	76	11	disproportionately	disproportionately	ADV
cblr-14252	76	12	exploit	exploit	VERB
cblr-14252	76	13	vulnerable	vulnerable	ADJ
cblr-14252	76	14	users	user	NOUN
cblr-14252	76	15	,	,	PUNCT
cblr-14252	76	16	including	include	VERB
cblr-14252	76	17	those	those	PRON
cblr-14252	76	18	with	with	ADP
cblr-14252	76	19	limited	limited	ADJ
cblr-14252	76	20	financial	financial	ADJ
cblr-14252	76	21	literacy	literacy	NOUN
cblr-14252	76	22	,	,	PUNCT
cblr-14252	76	23	women	woman	NOUN
cblr-14252	76	24	,	,	PUNCT
cblr-14252	76	25	and	and	CCONJ
cblr-14252	76	26	younger	young	ADJ
cblr-14252	76	27	participants.14	participants.14	NOUN
cblr-14252	76	28	indeed	indeed	ADV
cblr-14252	76	29	,	,	PUNCT
cblr-14252	76	30	the	the	DET
cblr-14252	76	31	2024	2024	NUM
cblr-14252	76	32	findings	finding	NOUN
cblr-14252	76	33	from	from	ADP
cblr-14252	76	34	the	the	DET
cblr-14252	76	35	uk	uk	PROPN
cblr-14252	76	36	’s	’s	PART
cblr-14252	76	37	financial	financial	ADJ
cblr-14252	76	38	conduct	conduct	NOUN
cblr-14252	76	39	authority	authority	NOUN
cblr-14252	76	40	(	(	PUNCT
cblr-14252	76	41	fca	fca	PROPN
cblr-14252	76	42	)	)	PUNCT
cblr-14252	76	43	underscore	underscore	VERB
cblr-14252	76	44	the	the	DET
cblr-14252	76	45	risks	risk	NOUN
cblr-14252	76	46	of	of	ADP
cblr-14252	76	47	digital	digital	ADJ
cblr-14252	76	48	engagement	engagement	NOUN
cblr-14252	76	49	practices	practice	NOUN
cblr-14252	76	50	like	like	ADP
cblr-14252	76	51	push	push	NOUN
cblr-14252	76	52	notifications	notification	NOUN
cblr-14252	76	53	and	and	CCONJ
cblr-14252	76	54	prize	prize	NOUN
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cblr-14252	76	61	to	to	PART
cblr-14252	76	62	increase	increase	VERB
cblr-14252	76	63	risky	risky	ADJ
cblr-14252	76	64	trading	trading	NOUN
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cblr-14252	76	69	the	the	DET
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cblr-14252	76	71	of	of	ADP
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cblr-14252	76	84	profit	profit	NOUN
cblr-14252	76	85	from	from	ADP
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cblr-14252	76	87	user	user	NOUN
cblr-14252	76	88	engagement	engagement	NOUN
cblr-14252	76	89	while	while	SCONJ
cblr-14252	76	90	exposing	expose	VERB
cblr-14252	76	91	consumers	consumer	NOUN
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cblr-14252	76	96	.	.	PUNCT
cblr-14252	77	1	analyzing	analyze	VERB
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cblr-14252	77	4	,	,	PUNCT
cblr-14252	77	5	this	this	DET
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cblr-14252	77	10	platforms	platform	NOUN
cblr-14252	77	11	as	as	ADP
cblr-14252	77	12	a	a	DET
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cblr-14252	77	14	of	of	ADP
cblr-14252	77	15	predatory	predatory	ADJ
cblr-14252	77	16	finance	finance	NOUN
cblr-14252	77	17	.	.	PUNCT
cblr-14252	78	1	predatory	predatory	ADJ
cblr-14252	78	2	finance	finance	NOUN
cblr-14252	78	3	involves	involve	VERB
cblr-14252	78	4	exploiting	exploit	VERB
cblr-14252	78	5	behavioral	behavioral	ADJ
cblr-14252	78	6	vulnerabilities	vulnerability	NOUN
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cblr-14252	78	9	,	,	PUNCT
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cblr-14252	78	11	gamblified	gamblifie	VERB
cblr-14252	78	12	trading	trading	NOUN
cblr-14252	78	13	platforms	platform	NOUN
cblr-14252	78	14	represent	represent	VERB
cblr-14252	78	15	an	an	DET
cblr-14252	78	16	emerging	emerge	VERB
cblr-14252	78	17	dimension	dimension	NOUN
cblr-14252	78	18	of	of	ADP
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cblr-14252	78	28	practices	practice	NOUN
cblr-14252	78	29	(	(	PUNCT
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cblr-14252	78	32	.	.	PUNCT
cblr-14252	79	1	techniques	technique	NOUN
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cblr-14252	79	25	—	—	PUNCT
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cblr-14252	79	27	to	to	ADP
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cblr-14252	79	30	and	and	CCONJ
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cblr-14252	79	41	.	.	PUNCT
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cblr-14252	80	2	promoting	promote	VERB
cblr-14252	80	3	potentially	potentially	ADV
cblr-14252	80	4	addictive	addictive	ADJ
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cblr-14252	80	8	users	user	NOUN
cblr-14252	80	9	'	'	PART
cblr-14252	80	10	decisional	decisional	ADJ
cblr-14252	80	11	autonomy	autonomy	NOUN
cblr-14252	80	12	and	and	CCONJ
cblr-14252	80	13	steering	steer	VERB
cblr-14252	80	14	them	they	PRON
cblr-14252	80	15	toward	toward	ADP
cblr-14252	80	16	high	high	ADJ
cblr-14252	80	17	-	-	PUNCT
cblr-14252	80	18	risk	risk	NOUN
cblr-14252	80	19	financial	financial	ADJ
cblr-14252	80	20	behavior	behavior	NOUN
cblr-14252	80	21	,	,	PUNCT
cblr-14252	80	22	these	these	DET
cblr-14252	80	23	platforms	platform	NOUN
cblr-14252	80	24	cross	cross	VERB
cblr-14252	80	25	the	the	DET
cblr-14252	80	26	threshold	threshold	NOUN
cblr-14252	80	27	into	into	ADP
cblr-14252	80	28	predatory	predatory	ADJ
cblr-14252	80	29	territory	territory	NOUN
cblr-14252	80	30	.	.	PUNCT
cblr-14252	81	1	analyzing	analyze	VERB
cblr-14252	81	2	these	these	DET
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cblr-14252	81	4	,	,	PUNCT
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cblr-14252	81	6	article	article	NOUN
cblr-14252	81	7	highlights	highlight	VERB
cblr-14252	81	8	how	how	SCONJ
cblr-14252	81	9	current	current	ADJ
cblr-14252	81	10	securities	security	NOUN
cblr-14252	81	11	laws	law	NOUN
cblr-14252	81	12	,	,	PUNCT
cblr-14252	81	13	gambling	gambling	NOUN
cblr-14252	81	14	regulations	regulation	NOUN
cblr-14252	81	15	,	,	PUNCT
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cblr-14252	81	17	consumer	consumer	NOUN
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cblr-14252	81	23	address	address	VERB
cblr-14252	81	24	the	the	DET
cblr-14252	81	25	design	design	NOUN
cblr-14252	81	26	choices	choice	NOUN
cblr-14252	81	27	that	that	PRON
cblr-14252	81	28	drive	drive	VERB
cblr-14252	81	29	these	these	DET
cblr-14252	81	30	predatory	predatory	ADJ
cblr-14252	81	31	practices	practice	NOUN
cblr-14252	81	32	.	.	PUNCT
cblr-14252	82	1	the	the	DET
cblr-14252	82	2	platforms	platform	NOUN
cblr-14252	82	3	’	'	PUNCT
cblr-14252	82	4	design	design	NOUN
cblr-14252	82	5	features	feature	NOUN
cblr-14252	82	6	,	,	PUNCT
cblr-14252	82	7	which	which	PRON
cblr-14252	82	8	are	be	AUX
cblr-14252	82	9	deceptively	deceptively	ADV
cblr-14252	82	10	framed	frame	VERB
cblr-14252	82	11	as	as	ADP
cblr-14252	82	12	14	14	NUM
cblr-14252	82	13	see	see	NOUN
cblr-14252	82	14	fca	fca	PROPN
cblr-14252	82	15	report	report	PROPN
cblr-14252	82	16	,	,	PUNCT
cblr-14252	82	17	supra	supra	PROPN
cblr-14252	82	18	note	note	PROPN
cblr-14252	82	19	10	10	NUM
cblr-14252	82	20	momodou	momodou	NOUN
cblr-14252	82	21	musa	musa	PROPN
cblr-14252	82	22	touray	touray	NOUN
cblr-14252	83	1	,	,	PUNCT
cblr-14252	83	2	fca	fca	PROPN
cblr-14252	83	3	expresses	express	VERB
cblr-14252	83	4	concerns	concern	NOUN
cblr-14252	83	5	over	over	ADP
cblr-14252	83	6	gamification	gamification	NOUN
cblr-14252	83	7	of	of	ADP
cblr-14252	83	8	trading	trading	NOUN
cblr-14252	83	9	apps	app	NOUN
cblr-14252	83	10	,	,	PUNCT
cblr-14252	83	11	money	money	NOUN
cblr-14252	83	12	mktg	mktg	NOUN
cblr-14252	83	13	.	.	PUNCT
cblr-14252	84	1	(	(	PUNCT
cblr-14252	84	2	june	june	PROPN
cblr-14252	84	3	21	21	NUM
cblr-14252	84	4	,	,	PUNCT
cblr-14252	84	5	2024	2024	NUM
cblr-14252	84	6	)	)	PUNCT
cblr-14252	84	7	,	,	PUNCT
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cblr-14252	85	1	[	[	X
cblr-14252	85	2	https://perma.cc/s3br-8pm6	https://perma.cc/s3br-8pm6	X
cblr-14252	85	3	]	]	X
cblr-14252	85	4	(	(	PUNCT
cblr-14252	85	5	explaining	explain	VERB
cblr-14252	85	6	that	that	SCONJ
cblr-14252	85	7	the	the	DET
cblr-14252	85	8	uk	uk	PROPN
cblr-14252	85	9	“	"	PUNCT
cblr-14252	85	10	experiment	experiment	NOUN
cblr-14252	85	11	,	,	PUNCT
cblr-14252	85	12	which	which	PRON
cblr-14252	85	13	involved	involve	VERB
cblr-14252	85	14	over	over	ADP
cblr-14252	85	15	9,000	9,000	NUM
cblr-14252	85	16	consumers	consumer	NOUN
cblr-14252	85	17	,	,	PUNCT
cblr-14252	85	18	found	find	VERB
cblr-14252	85	19	.	.	PUNCT
cblr-14252	85	20	.	.	PUNCT
cblr-14252	85	21	.	.	PUNCT
cblr-14252	86	1	a	a	DET
cblr-14252	86	2	larger	large	ADJ
cblr-14252	86	3	impact	impact	NOUN
cblr-14252	86	4	on	on	ADP
cblr-14252	86	5	some	some	DET
cblr-14252	86	6	subgroups	subgroup	NOUN
cblr-14252	86	7	including	include	VERB
cblr-14252	86	8	those	those	PRON
cblr-14252	86	9	with	with	ADP
cblr-14252	86	10	low	low	ADJ
cblr-14252	86	11	financial	financial	ADJ
cblr-14252	86	12	literacy	literacy	NOUN
cblr-14252	86	13	,	,	PUNCT
cblr-14252	86	14	women	woman	NOUN
cblr-14252	86	15	and	and	CCONJ
cblr-14252	86	16	younger	young	ADJ
cblr-14252	86	17	participants	participant	NOUN
cblr-14252	86	18	(	(	PUNCT
cblr-14252	86	19	18	18	NUM
cblr-14252	86	20	-	-	SYM
cblr-14252	86	21	34	34	NUM
cblr-14252	86	22	)	)	PUNCT
cblr-14252	86	23	.	.	PUNCT
cblr-14252	86	24	”	"	PUNCT
cblr-14252	86	25	)	)	PUNCT
cblr-14252	86	26	.	.	PUNCT
cblr-14252	87	1	15	15	NUM
cblr-14252	87	2	see	see	VERB
cblr-14252	87	3	fca	fca	PROPN
cblr-14252	87	4	report	report	PROPN
cblr-14252	87	5	,	,	PUNCT
cblr-14252	87	6	supra	supra	PROPN
cblr-14252	87	7	note	note	NOUN
cblr-14252	87	8	10	10	NUM
cblr-14252	87	9	.	.	PUNCT
cblr-14252	88	1	no	no	INTJ
cblr-14252	88	2	.	.	NOUN
cblr-14252	88	3	1	1	NUM
cblr-14252	88	4	]	]	PUNCT
cblr-14252	88	5	risk	risk	NOUN
cblr-14252	88	6	,	,	PUNCT
cblr-14252	88	7	discretion	discretion	NOUN
cblr-14252	88	8	,	,	PUNCT
cblr-14252	88	9	and	and	CCONJ
cblr-14252	88	10	bank	bank	NOUN
cblr-14252	88	11	supervision	supervision	NOUN
cblr-14252	88	12	315	315	NUM
cblr-14252	88	13	entertainment	entertainment	NOUN
cblr-14252	88	14	,	,	PUNCT
cblr-14252	88	15	mask	mask	VERB
cblr-14252	88	16	the	the	DET
cblr-14252	88	17	financial	financial	ADJ
cblr-14252	88	18	risks	risk	NOUN
cblr-14252	88	19	involved	involve	VERB
cblr-14252	88	20	and	and	CCONJ
cblr-14252	88	21	reduce	reduce	VERB
cblr-14252	88	22	users	user	NOUN
cblr-14252	88	23	’	'	PUNCT
cblr-14252	88	24	voluntary	voluntary	ADJ
cblr-14252	88	25	decision	decision	NOUN
cblr-14252	88	26	-	-	PUNCT
cblr-14252	88	27	making	making	NOUN
cblr-14252	88	28	.	.	PUNCT
cblr-14252	89	1	regulatory	regulatory	ADJ
cblr-14252	89	2	gaps	gap	NOUN
cblr-14252	89	3	remain	remain	VERB
cblr-14252	89	4	significant	significant	ADJ
cblr-14252	89	5	,	,	PUNCT
cblr-14252	89	6	particularly	particularly	ADV
cblr-14252	89	7	in	in	ADP
cblr-14252	89	8	balancing	balance	VERB
cblr-14252	89	9	technological	technological	ADJ
cblr-14252	89	10	innovation	innovation	NOUN
cblr-14252	89	11	with	with	ADP
cblr-14252	89	12	robust	robust	ADJ
cblr-14252	89	13	consumer	consumer	NOUN
cblr-14252	89	14	safeguards	safeguard	NOUN
cblr-14252	89	15	.	.	PUNCT
cblr-14252	90	1	while	while	SCONJ
cblr-14252	90	2	jurisdictions	jurisdiction	NOUN
cblr-14252	90	3	like	like	ADP
cblr-14252	90	4	the	the	DET
cblr-14252	90	5	uk	uk	PROPN
cblr-14252	90	6	and	and	CCONJ
cblr-14252	90	7	the	the	DET
cblr-14252	90	8	eu	eu	PROPN
cblr-14252	90	9	have	have	AUX
cblr-14252	90	10	taken	take	VERB
cblr-14252	90	11	steps	step	NOUN
cblr-14252	90	12	to	to	PART
cblr-14252	90	13	regulate	regulate	VERB
cblr-14252	90	14	these	these	DET
cblr-14252	90	15	practices	practice	NOUN
cblr-14252	90	16	,	,	PUNCT
cblr-14252	90	17	the	the	DET
cblr-14252	90	18	u.s	u.s	PROPN
cblr-14252	90	19	.	.	PROPN
cblr-14252	90	20	faces	face	VERB
cblr-14252	90	21	additional	additional	ADJ
cblr-14252	90	22	and	and	CCONJ
cblr-14252	90	23	unique	unique	ADJ
cblr-14252	90	24	legal	legal	ADJ
cblr-14252	90	25	challenges	challenge	NOUN
cblr-14252	90	26	in	in	ADP
cblr-14252	90	27	addressing	address	VERB
cblr-14252	90	28	gamified	gamifie	VERB
cblr-14252	90	29	finance	finance	NOUN
cblr-14252	90	30	due	due	ADP
cblr-14252	90	31	to	to	ADP
cblr-14252	90	32	its	its	PRON
cblr-14252	90	33	patchwork	patchwork	NOUN
cblr-14252	90	34	of	of	ADP
cblr-14252	90	35	federal	federal	ADJ
cblr-14252	90	36	and	and	CCONJ
cblr-14252	90	37	state	state	NOUN
cblr-14252	90	38	laws	law	NOUN
cblr-14252	90	39	,	,	PUNCT
cblr-14252	90	40	as	as	ADV
cblr-14252	90	41	well	well	ADV
cblr-14252	90	42	as	as	ADP
cblr-14252	90	43	complexities	complexity	NOUN
cblr-14252	90	44	related	relate	VERB
cblr-14252	90	45	to	to	ADP
cblr-14252	90	46	the	the	DET
cblr-14252	90	47	first	first	ADJ
cblr-14252	90	48	amendment	amendment	NOUN
cblr-14252	90	49	,	,	PUNCT
cblr-14252	90	50	which	which	PRON
cblr-14252	90	51	leave	leave	VERB
cblr-14252	90	52	vulnerable	vulnerable	ADJ
cblr-14252	90	53	users	user	NOUN
cblr-14252	90	54	exposed	expose	VERB
cblr-14252	90	55	to	to	ADP
cblr-14252	90	56	ongoing	ongoing	ADJ
cblr-14252	90	57	harm	harm	NOUN
cblr-14252	90	58	.	.	PUNCT
cblr-14252	91	1	part	part	NOUN
cblr-14252	91	2	i	i	PRON
cblr-14252	91	3	of	of	ADP
cblr-14252	91	4	this	this	DET
cblr-14252	91	5	article	article	NOUN
cblr-14252	91	6	introduces	introduce	VERB
cblr-14252	91	7	mobile	mobile	ADJ
cblr-14252	91	8	trading	trading	NOUN
cblr-14252	91	9	apps	app	NOUN
cblr-14252	91	10	and	and	CCONJ
cblr-14252	91	11	explores	explore	VERB
cblr-14252	91	12	the	the	DET
cblr-14252	91	13	user	user	NOUN
cblr-14252	91	14	protection	protection	NOUN
cblr-14252	91	15	concerns	concern	NOUN
cblr-14252	91	16	associated	associate	VERB
cblr-14252	91	17	with	with	ADP
cblr-14252	91	18	these	these	DET
cblr-14252	91	19	platforms	platform	NOUN
cblr-14252	91	20	,	,	PUNCT
cblr-14252	91	21	including	include	VERB
cblr-14252	91	22	real	real	ADJ
cblr-14252	91	23	-	-	PUNCT
cblr-14252	91	24	world	world	NOUN
cblr-14252	91	25	examples	example	NOUN
cblr-14252	91	26	of	of	ADP
cblr-14252	91	27	gamblified	gamblifie	VERB
cblr-14252	91	28	trading	trading	NOUN
cblr-14252	91	29	,	,	PUNCT
cblr-14252	91	30	the	the	DET
cblr-14252	91	31	influence	influence	NOUN
cblr-14252	91	32	of	of	ADP
cblr-14252	91	33	social	social	ADJ
cblr-14252	91	34	media	medium	NOUN
cblr-14252	91	35	,	,	PUNCT
cblr-14252	91	36	and	and	CCONJ
cblr-14252	91	37	potential	potential	ADJ
cblr-14252	91	38	market	market	NOUN
cblr-14252	91	39	manipulation	manipulation	NOUN
cblr-14252	91	40	.	.	PUNCT
cblr-14252	92	1	part	part	NOUN
cblr-14252	92	2	ii	ii	PROPN
cblr-14252	92	3	delves	delve	VERB
cblr-14252	92	4	into	into	ADP
cblr-14252	92	5	the	the	DET
cblr-14252	92	6	concept	concept	NOUN
cblr-14252	92	7	of	of	ADP
cblr-14252	92	8	gamblification	gamblification	NOUN
cblr-14252	92	9	,	,	PUNCT
cblr-14252	92	10	detailing	detail	VERB
cblr-14252	92	11	how	how	SCONJ
cblr-14252	92	12	game	game	NOUN
cblr-14252	92	13	-	-	PUNCT
cblr-14252	92	14	like	like	ADJ
cblr-14252	92	15	elements	element	NOUN
cblr-14252	92	16	can	can	AUX
cblr-14252	92	17	morph	morph	VERB
cblr-14252	92	18	into	into	ADP
cblr-14252	92	19	harmful	harmful	ADJ
cblr-14252	92	20	practices	practice	NOUN
cblr-14252	92	21	.	.	PUNCT
cblr-14252	93	1	this	this	DET
cblr-14252	93	2	section	section	NOUN
cblr-14252	93	3	also	also	ADV
cblr-14252	93	4	addresses	address	VERB
cblr-14252	93	5	the	the	DET
cblr-14252	93	6	psychological	psychological	ADJ
cblr-14252	93	7	and	and	CCONJ
cblr-14252	93	8	behavioral	behavioral	ADJ
cblr-14252	93	9	impacts	impact	NOUN
cblr-14252	93	10	of	of	ADP
cblr-14252	93	11	these	these	DET
cblr-14252	93	12	features	feature	NOUN
cblr-14252	93	13	,	,	PUNCT
cblr-14252	93	14	the	the	DET
cblr-14252	93	15	risks	risk	NOUN
cblr-14252	93	16	of	of	ADP
cblr-14252	93	17	excessive	excessive	ADJ
cblr-14252	93	18	trading	trading	NOUN
cblr-14252	93	19	,	,	PUNCT
cblr-14252	93	20	and	and	CCONJ
cblr-14252	93	21	the	the	DET
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cblr-14252	93	23	of	of	ADP
cblr-14252	93	24	gaming	gaming	NOUN
cblr-14252	93	25	and	and	CCONJ
cblr-14252	93	26	finance	finance	NOUN
cblr-14252	93	27	.	.	PUNCT
cblr-14252	94	1	part	part	NOUN
cblr-14252	94	2	iii	iii	NOUN
cblr-14252	94	3	offers	offer	VERB
cblr-14252	94	4	policy	policy	NOUN
cblr-14252	94	5	reflections	reflection	NOUN
cblr-14252	94	6	,	,	PUNCT
cblr-14252	94	7	examining	examine	VERB
cblr-14252	94	8	how	how	SCONJ
cblr-14252	94	9	different	different	ADJ
cblr-14252	94	10	jurisdictions	jurisdiction	NOUN
cblr-14252	94	11	are	be	AUX
cblr-14252	94	12	responding	respond	VERB
cblr-14252	94	13	to	to	ADP
cblr-14252	94	14	these	these	DET
cblr-14252	94	15	challenges	challenge	NOUN
cblr-14252	94	16	,	,	PUNCT
cblr-14252	94	17	with	with	ADP
cblr-14252	94	18	a	a	DET
cblr-14252	94	19	focus	focus	NOUN
cblr-14252	94	20	on	on	ADP
cblr-14252	94	21	global	global	ADJ
cblr-14252	94	22	perspectives	perspective	NOUN
cblr-14252	94	23	,	,	PUNCT
cblr-14252	94	24	the	the	DET
cblr-14252	94	25	legal	legal	ADJ
cblr-14252	94	26	complexities	complexity	NOUN
cblr-14252	94	27	arising	arise	VERB
cblr-14252	94	28	from	from	ADP
cblr-14252	94	29	the	the	DET
cblr-14252	94	30	intersection	intersection	NOUN
cblr-14252	94	31	of	of	ADP
cblr-14252	94	32	securities	security	NOUN
cblr-14252	94	33	and	and	CCONJ
cblr-14252	94	34	gambling	gambling	NOUN
cblr-14252	94	35	laws	law	NOUN
cblr-14252	94	36	,	,	PUNCT
cblr-14252	94	37	and	and	CCONJ
cblr-14252	94	38	freedom	freedom	NOUN
cblr-14252	94	39	of	of	ADP
cblr-14252	94	40	speech	speech	NOUN
cblr-14252	94	41	related	relate	VERB
cblr-14252	94	42	issues	issue	NOUN
cblr-14252	94	43	.	.	PUNCT
cblr-14252	95	1	this	this	DET
cblr-14252	95	2	article	article	NOUN
cblr-14252	95	3	concludes	conclude	VERB
cblr-14252	95	4	by	by	ADP
cblr-14252	95	5	advocating	advocate	VERB
cblr-14252	95	6	for	for	ADP
cblr-14252	95	7	a	a	DET
cblr-14252	95	8	policy	policy	NOUN
cblr-14252	95	9	response	response	NOUN
cblr-14252	95	10	that	that	PRON
cblr-14252	95	11	prioritizes	prioritize	VERB
cblr-14252	95	12	ethical	ethical	ADJ
cblr-14252	95	13	design	design	NOUN
cblr-14252	95	14	,	,	PUNCT
cblr-14252	95	15	transparency	transparency	NOUN
cblr-14252	95	16	,	,	PUNCT
cblr-14252	95	17	and	and	CCONJ
cblr-14252	95	18	the	the	DET
cblr-14252	95	19	protection	protection	NOUN
cblr-14252	95	20	of	of	ADP
cblr-14252	95	21	vulnerable	vulnerable	ADJ
cblr-14252	95	22	consumers	consumer	NOUN
cblr-14252	95	23	.	.	PUNCT
cblr-14252	96	1	i.	i.	PROPN
cblr-14252	96	2	mobile	mobile	PROPN
cblr-14252	96	3	trading	trading	NOUN
cblr-14252	96	4	applications	application	NOUN
cblr-14252	96	5	mobile	mobile	NOUN
cblr-14252	96	6	-	-	PUNCT
cblr-14252	96	7	based	base	VERB
cblr-14252	96	8	trading	trading	NOUN
cblr-14252	96	9	application	application	NOUN
cblr-14252	96	10	(	(	PUNCT
cblr-14252	96	11	trading	trading	NOUN
cblr-14252	96	12	apps	app	NOUN
cblr-14252	96	13	)	)	PUNCT
cblr-14252	96	14	have	have	AUX
cblr-14252	96	15	become	become	VERB
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cblr-14252	96	17	popular	popular	ADJ
cblr-14252	96	18	with	with	ADP
cblr-14252	96	19	retail	retail	NOUN
cblr-14252	96	20	investors,16	investors,16	VERB
cblr-14252	96	21	reversing	reverse	VERB
cblr-14252	96	22	16	16	NUM
cblr-14252	96	23	the	the	DET
cblr-14252	96	24	value	value	NOUN
cblr-14252	96	25	of	of	ADP
cblr-14252	96	26	assets	asset	NOUN
cblr-14252	96	27	under	under	ADP
cblr-14252	96	28	management	management	NOUN
cblr-14252	96	29	(	(	PUNCT
cblr-14252	96	30	aum	aum	NOUN
cblr-14252	96	31	)	)	PUNCT
cblr-14252	96	32	by	by	ADP
cblr-14252	96	33	neobrokers	neobroker	NOUN
cblr-14252	96	34	has	have	AUX
cblr-14252	96	35	experienced	experience	VERB
cblr-14252	96	36	significant	significant	ADJ
cblr-14252	96	37	growth	growth	NOUN
cblr-14252	96	38	,	,	PUNCT
cblr-14252	96	39	reaching	reach	VERB
cblr-14252	96	40	410	410	NUM
cblr-14252	96	41	billion	billion	NUM
cblr-14252	96	42	u.s	u.s	PROPN
cblr-14252	96	43	.	.	PROPN
cblr-14252	96	44	dollars	dollar	NOUN
cblr-14252	96	45	in	in	ADP
cblr-14252	96	46	2022	2022	NUM
cblr-14252	96	47	.	.	PUNCT
cblr-14252	97	1	in	in	ADP
cblr-14252	97	2	the	the	DET
cblr-14252	97	3	same	same	ADJ
cblr-14252	97	4	year	year	NOUN
cblr-14252	97	5	,	,	PUNCT
cblr-14252	97	6	neobroker	neobroker	ADJ
cblr-14252	97	7	revenue	revenue	NOUN
cblr-14252	97	8	was	be	AUX
cblr-14252	97	9	estimated	estimate	VERB
cblr-14252	97	10	at	at	ADP
cblr-14252	97	11	2.85	2.85	NUM
cblr-14252	97	12	billion	billion	NUM
cblr-14252	97	13	u.s	u.s	PROPN
cblr-14252	97	14	.	.	PROPN
cblr-14252	97	15	dollars	dollar	NOUN
cblr-14252	97	16	,	,	PUNCT
cblr-14252	97	17	with	with	ADP
cblr-14252	97	18	a	a	DET
cblr-14252	97	19	penetration	penetration	NOUN
cblr-14252	97	20	rate	rate	NOUN
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cblr-14252	97	32	.	.	PUNCT
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cblr-14252	99	7	(	(	PUNCT
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cblr-14252	99	9	)	)	PUNCT
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cblr-14252	99	17	,	,	PUNCT
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cblr-14252	99	24	[	[	X
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cblr-14252	99	26	.	.	PUNCT
cblr-14252	100	1	2025	2025	NUM
cblr-14252	100	2	a	a	DET
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cblr-14252	100	4	-	-	PUNCT
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cblr-14252	100	34	,	,	PUNCT
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cblr-14252	100	36	trading	trading	NOUN
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cblr-14252	100	39	assets	asset	NOUN
cblr-14252	100	40	,	,	PUNCT
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cblr-14252	100	43	and	and	CCONJ
cblr-14252	100	44	traders	trader	NOUN
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cblr-14252	100	55	,	,	PUNCT
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cblr-14252	100	62	charge	charge	VERB
cblr-14252	100	63	investors	investor	NOUN
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cblr-14252	100	72	a	a	DET
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cblr-14252	100	74	investment	investment	NOUN
cblr-14252	100	75	amount.20	amount.20	NOUN
cblr-14252	100	76	their	their	PRON
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cblr-14252	101	1	[	[	X
cblr-14252	101	2	https://perma.cc/ep5t-ha5h	https://perma.cc/ep5t-ha5h	X
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cblr-14252	101	4	(	(	PUNCT
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cblr-14252	102	19	cnbc	cnbc	PROPN
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cblr-14252	104	2	(	(	PUNCT
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cblr-14252	104	10	.	.	PUNCT
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cblr-14252	111	1	[	[	X
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cblr-14252	116	21	duke	duke	PROPN
cblr-14252	116	22	l.	l.	PROPN
cblr-14252	116	23	tech	tech	PROPN
cblr-14252	116	24	.	.	PUNCT
cblr-14252	117	1	rev	rev	PROPN
cblr-14252	117	2	.	.	PROPN
cblr-14252	117	3	43	43	NUM
cblr-14252	117	4	,	,	PUNCT
cblr-14252	117	5	54	54	NUM
cblr-14252	117	6	(	(	PUNCT
cblr-14252	117	7	2021	2021	NUM
cblr-14252	117	8	)	)	PUNCT
cblr-14252	117	9	.	.	PUNCT
cblr-14252	118	1	20	20	NUM
cblr-14252	118	2	trading	trading	NOUN
cblr-14252	118	3	and	and	CCONJ
cblr-14252	118	4	investing	investing	NOUN
cblr-14252	118	5	platforms	platform	NOUN
cblr-14252	118	6	have	have	AUX
cblr-14252	118	7	revolutionized	revolutionize	VERB
cblr-14252	118	8	the	the	DET
cblr-14252	118	9	investment	investment	NOUN
cblr-14252	118	10	landscape	landscape	NOUN
cblr-14252	118	11	by	by	ADP
cblr-14252	118	12	allowing	allow	VERB
cblr-14252	118	13	individuals	individual	NOUN
cblr-14252	118	14	to	to	PART
cblr-14252	118	15	start	start	VERB
cblr-14252	118	16	investing	invest	VERB
cblr-14252	118	17	with	with	ADP
cblr-14252	118	18	minimal	minimal	ADJ
cblr-14252	118	19	funds	fund	NOUN
cblr-14252	118	20	,	,	PUNCT
cblr-14252	118	21	often	often	ADV
cblr-14252	118	22	as	as	ADV
cblr-14252	118	23	little	little	ADJ
cblr-14252	118	24	as	as	ADP
cblr-14252	118	25	$	$	SYM
cblr-14252	118	26	1	1	NUM
cblr-14252	118	27	.	.	PUNCT
cblr-14252	119	1	this	this	DET
cblr-14252	119	2	approach	approach	NOUN
cblr-14252	119	3	democratizes	democratize	VERB
cblr-14252	119	4	finance	finance	NOUN
cblr-14252	119	5	,	,	PUNCT
cblr-14252	119	6	enabling	enable	VERB
cblr-14252	119	7	broader	broad	ADJ
cblr-14252	119	8	participation	participation	NOUN
cblr-14252	119	9	in	in	ADP
cblr-14252	119	10	wealth	wealth	NOUN
cblr-14252	119	11	-	-	PUNCT
cblr-14252	119	12	building	building	NOUN
cblr-14252	119	13	opportunities	opportunity	NOUN
cblr-14252	119	14	.	.	PUNCT
cblr-14252	120	1	see	see	VERB
cblr-14252	120	2	danielle	danielle	PROPN
cblr-14252	120	3	letenyei	letenyei	PROPN
cblr-14252	120	4	&	&	CCONJ
cblr-14252	120	5	ashley	ashley	PROPN
cblr-14252	120	6	donohoe	donohoe	PROPN
cblr-14252	120	7	,	,	PUNCT
cblr-14252	120	8	best	good	ADJ
cblr-14252	120	9	micro	micro	ADJ
cblr-14252	120	10	-	-	ADJ
cblr-14252	120	11	investing	investing	ADJ
cblr-14252	120	12	apps	app	NOUN
cblr-14252	120	13	,	,	PUNCT
cblr-14252	120	14	financebuzz	financebuzz	PROPN
cblr-14252	120	15	(	(	PUNCT
cblr-14252	120	16	dec	dec	PROPN
cblr-14252	120	17	.	.	PROPN
cblr-14252	120	18	13	13	NUM
cblr-14252	120	19	,	,	PUNCT
cblr-14252	120	20	2024	2024	NUM
cblr-14252	120	21	)	)	PUNCT
cblr-14252	120	22	,	,	PUNCT
cblr-14252	120	23	https://financebuzz.com/best-micro-investing-apps	https://financebuzz.com/best-micro-investing-app	NOUN
cblr-14252	120	24	.	.	PUNCT
cblr-14252	121	1	see	see	VERB
cblr-14252	121	2	also	also	ADV
cblr-14252	121	3	geraldine	geraldine	PROPN
cblr-14252	121	4	k.s	k.s	PROPN
cblr-14252	121	5	.	.	PROPN
cblr-14252	121	6	tan	tan	PROPN
cblr-14252	121	7	,	,	PUNCT
cblr-14252	121	8	democratizing	democratize	VERB
cblr-14252	121	9	finance	finance	NOUN
cblr-14252	121	10	with	with	ADP
cblr-14252	121	11	robinhood	robinhood	PROPN
cblr-14252	121	12	:	:	PUNCT
cblr-14252	121	13	financial	financial	ADJ
cblr-14252	121	14	infrastructure	infrastructure	NOUN
cblr-14252	121	15	,	,	PUNCT
cblr-14252	121	16	interface	interface	NOUN
cblr-14252	121	17	no	no	NOUN
cblr-14252	121	18	.	.	NOUN
cblr-14252	121	19	1	1	NUM
cblr-14252	121	20	]	]	PUNCT
cblr-14252	121	21	risk	risk	NOUN
cblr-14252	121	22	,	,	PUNCT
cblr-14252	121	23	discretion	discretion	NOUN
cblr-14252	121	24	,	,	PUNCT
cblr-14252	121	25	and	and	CCONJ
cblr-14252	121	26	bank	bank	NOUN
cblr-14252	121	27	supervision	supervision	NOUN
cblr-14252	121	28	317	317	NUM
cblr-14252	121	29	accessibility	accessibility	NOUN
cblr-14252	121	30	and	and	CCONJ
cblr-14252	121	31	perceived	perceive	VERB
cblr-14252	121	32	cost	cost	NOUN
cblr-14252	121	33	-	-	PUNCT
cblr-14252	121	34	free	free	ADJ
cblr-14252	121	35	service	service	NOUN
cblr-14252	121	36	appeal	appeal	NOUN
cblr-14252	121	37	,	,	PUNCT
cblr-14252	121	38	to	to	ADP
cblr-14252	121	39	less	less	ADV
cblr-14252	121	40	wealthy	wealthy	ADJ
cblr-14252	121	41	or	or	CCONJ
cblr-14252	121	42	financially	financially	ADV
cblr-14252	121	43	literate	literate	ADJ
cblr-14252	121	44	investors	investor	NOUN
cblr-14252	121	45	,	,	PUNCT
cblr-14252	121	46	including	include	VERB
cblr-14252	121	47	emerging	emerge	VERB
cblr-14252	121	48	adults	adult	NOUN
cblr-14252	121	49	without	without	ADP
cblr-14252	121	50	formal	formal	ADJ
cblr-14252	121	51	training	training	NOUN
cblr-14252	121	52	or	or	CCONJ
cblr-14252	121	53	prior	prior	ADJ
cblr-14252	121	54	experience.21	experience.21	NOUN
cblr-14252	121	55	this	this	PRON
cblr-14252	121	56	is	be	AUX
cblr-14252	121	57	part	part	NOUN
cblr-14252	121	58	of	of	ADP
cblr-14252	121	59	the	the	DET
cblr-14252	121	60	financial	financial	ADJ
cblr-14252	121	61	technology	technology	NOUN
cblr-14252	121	62	(	(	PUNCT
cblr-14252	121	63	fintech	fintech	NOUN
cblr-14252	121	64	)	)	PUNCT
cblr-14252	121	65	revolution	revolution	NOUN
cblr-14252	121	66	that	that	PRON
cblr-14252	121	67	has	have	AUX
cblr-14252	121	68	taken	take	VERB
cblr-14252	121	69	place	place	NOUN
cblr-14252	121	70	in	in	ADP
cblr-14252	121	71	the	the	DET
cblr-14252	121	72	last	last	ADJ
cblr-14252	121	73	decade	decade	NOUN
cblr-14252	121	74	,	,	PUNCT
cblr-14252	121	75	with	with	ADP
cblr-14252	121	76	many	many	ADJ
cblr-14252	121	77	viewing	view	VERB
cblr-14252	121	78	the	the	DET
cblr-14252	121	79	potential	potential	NOUN
cblr-14252	121	80	to	to	PART
cblr-14252	121	81	increase	increase	VERB
cblr-14252	121	82	financial	financial	ADJ
cblr-14252	121	83	inclusion	inclusion	NOUN
cblr-14252	121	84	as	as	ADP
cblr-14252	121	85	a	a	DET
cblr-14252	121	86	key	key	ADJ
cblr-14252	121	87	factor	factor	NOUN
cblr-14252	121	88	contributing	contribute	VERB
cblr-14252	121	89	to	to	ADP
cblr-14252	121	90	the	the	DET
cblr-14252	121	91	rise	rise	NOUN
cblr-14252	121	92	of	of	ADP
cblr-14252	121	93	fintech	fintech	NOUN
cblr-14252	121	94	,	,	PUNCT
cblr-14252	121	95	branding	brand	VERB
cblr-14252	121	96	it	it	PRON
cblr-14252	121	97	as	as	ADP
cblr-14252	121	98	a	a	DET
cblr-14252	121	99	marketdemocratizing	marketdemocratizing	NOUN
cblr-14252	121	100	tool.22	tool.22	NOUN
cblr-14252	121	101	design	design	NOUN
cblr-14252	121	102	and	and	CCONJ
cblr-14252	121	103	platform	platform	NOUN
cblr-14252	121	104	capitalism	capitalism	NOUN
cblr-14252	121	105	,	,	PUNCT
cblr-14252	121	106	53	53	NUM
cblr-14252	121	107	env’t	env’t	NOUN
cblr-14252	121	108	plan	plan	NOUN
cblr-14252	121	109	.	.	PUNCT
cblr-14252	122	1	a	a	DET
cblr-14252	122	2	:	:	PUNCT
cblr-14252	122	3	econ	econ	PROPN
cblr-14252	122	4	.	.	PUNCT
cblr-14252	122	5	&	&	CCONJ
cblr-14252	122	6	space	space	PROPN
cblr-14252	122	7	1862	1862	NUM
cblr-14252	122	8	,	,	PUNCT
cblr-14252	122	9	at	at	ADP
cblr-14252	122	10	1863	1863	NUM
cblr-14252	122	11	(	(	PUNCT
cblr-14252	122	12	2021	2021	NUM
cblr-14252	122	13	)	)	PUNCT
cblr-14252	122	14	,	,	PUNCT
cblr-14252	122	15	https://doi.org/10.1177/0308518x211042378	https://doi.org/10.1177/0308518x211042378	AUX
cblr-14252	122	16	(	(	PUNCT
cblr-14252	122	17	stating	state	VERB
cblr-14252	122	18	that	that	SCONJ
cblr-14252	122	19	“	"	PUNCT
cblr-14252	122	20	[	[	X
cblr-14252	122	21	t]his	t]his	X
cblr-14252	122	22	is	be	AUX
cblr-14252	122	23	premised	premise	VERB
cblr-14252	122	24	upon	upon	SCONJ
cblr-14252	122	25	financial	financial	ADJ
cblr-14252	122	26	democratization	democratization	NOUN
cblr-14252	122	27	,	,	PUNCT
cblr-14252	122	28	or	or	CCONJ
cblr-14252	122	29	the	the	DET
cblr-14252	122	30	promise	promise	NOUN
cblr-14252	122	31	that	that	PRON
cblr-14252	122	32	all	all	DET
cblr-14252	122	33	households	household	NOUN
cblr-14252	122	34	can	can	AUX
cblr-14252	122	35	grow	grow	VERB
cblr-14252	122	36	their	their	PRON
cblr-14252	122	37	wealth	wealth	NOUN
cblr-14252	122	38	and/or	and/or	CCONJ
cblr-14252	122	39	manage	manage	VERB
cblr-14252	122	40	risk	risk	NOUN
cblr-14252	122	41	by	by	ADP
cblr-14252	122	42	buying	buy	VERB
cblr-14252	122	43	appropriate	appropriate	ADJ
cblr-14252	122	44	financial	financial	ADJ
cblr-14252	122	45	services	service	NOUN
cblr-14252	122	46	and	and	CCONJ
cblr-14252	122	47	products	product	NOUN
cblr-14252	122	48	.	.	PUNCT
cblr-14252	122	49	.	.	PUNCT
cblr-14252	122	50	.	.	PUNCT
cblr-14252	123	1	fintech	fintech	NOUN
cblr-14252	123	2	firms	firm	NOUN
cblr-14252	123	3	are	be	AUX
cblr-14252	123	4	obliged	oblige	VERB
cblr-14252	123	5	to	to	PART
cblr-14252	123	6	include	include	VERB
cblr-14252	123	7	some	some	DET
cblr-14252	123	8	notion	notion	NOUN
cblr-14252	123	9	of	of	ADP
cblr-14252	123	10	financial	financial	ADJ
cblr-14252	123	11	democratization	democratization	NOUN
cblr-14252	123	12	in	in	ADP
cblr-14252	123	13	their	their	PRON
cblr-14252	123	14	mission	mission	NOUN
cblr-14252	123	15	statement	statement	NOUN
cblr-14252	123	16	.	.	PUNCT
cblr-14252	124	1	for	for	ADP
cblr-14252	124	2	instance	instance	NOUN
cblr-14252	124	3	,	,	PUNCT
cblr-14252	124	4	robinhood	robinhood	PROPN
cblr-14252	124	5	’s	’s	PART
cblr-14252	124	6	mission	mission	NOUN
cblr-14252	124	7	is	be	AUX
cblr-14252	124	8	to	to	PART
cblr-14252	124	9	‘	'	PUNCT
cblr-14252	124	10	…	…	PUNCT
cblr-14252	124	11	democratize	democratize	VERB
cblr-14252	124	12	finance	finance	NOUN
cblr-14252	124	13	for	for	ADP
cblr-14252	124	14	all	all	PRON
cblr-14252	124	15	.	.	PUNCT
cblr-14252	125	1	we	we	PRON
cblr-14252	125	2	believe	believe	VERB
cblr-14252	125	3	that	that	SCONJ
cblr-14252	125	4	everyone	everyone	PRON
cblr-14252	125	5	should	should	AUX
cblr-14252	125	6	have	have	VERB
cblr-14252	125	7	access	access	NOUN
cblr-14252	125	8	to	to	ADP
cblr-14252	125	9	the	the	DET
cblr-14252	125	10	financial	financial	ADJ
cblr-14252	125	11	markets	market	NOUN
cblr-14252	125	12	…	…	PUNCT
cblr-14252	125	13	the	the	DET
cblr-14252	125	14	ubiquity	ubiquity	NOUN
cblr-14252	125	15	of	of	ADP
cblr-14252	125	16	fintech	fintech	NOUN
cblr-14252	125	17	solutions	solution	NOUN
cblr-14252	125	18	that	that	PRON
cblr-14252	125	19	address	address	VERB
cblr-14252	125	20	various	various	ADJ
cblr-14252	125	21	financial	financial	ADJ
cblr-14252	125	22	needs	need	NOUN
cblr-14252	125	23	(	(	PUNCT
cblr-14252	125	24	savings	saving	NOUN
cblr-14252	125	25	,	,	PUNCT
cblr-14252	125	26	insurance	insurance	NOUN
cblr-14252	125	27	,	,	PUNCT
cblr-14252	125	28	investing	investing	NOUN
cblr-14252	125	29	etc	etc	X
cblr-14252	125	30	.	.	PUNCT
cblr-14252	125	31	)	)	PUNCT
cblr-14252	125	32	in	in	ADP
cblr-14252	125	33	new	new	ADJ
cblr-14252	125	34	and	and	CCONJ
cblr-14252	125	35	growing	grow	VERB
cblr-14252	125	36	market	market	NOUN
cblr-14252	125	37	segments	segment	NOUN
cblr-14252	125	38	has	have	AUX
cblr-14252	125	39	ushered	usher	VERB
cblr-14252	125	40	in	in	ADP
cblr-14252	125	41	a	a	DET
cblr-14252	125	42	new	new	ADJ
cblr-14252	125	43	era	era	NOUN
cblr-14252	125	44	of	of	ADP
cblr-14252	125	45	financial	financial	ADJ
cblr-14252	125	46	democratization	democratization	NOUN
cblr-14252	125	47	,	,	PUNCT
cblr-14252	125	48	where	where	SCONJ
cblr-14252	125	49	individuals	individual	NOUN
cblr-14252	125	50	and	and	CCONJ
cblr-14252	125	51	households	household	NOUN
cblr-14252	125	52	enjoy	enjoy	VERB
cblr-14252	125	53	easy	easy	ADJ
cblr-14252	125	54	access	access	NOUN
cblr-14252	125	55	to	to	ADP
cblr-14252	125	56	new	new	ADJ
cblr-14252	125	57	assets	asset	NOUN
cblr-14252	125	58	and	and	CCONJ
cblr-14252	125	59	credit	credit	NOUN
cblr-14252	125	60	products	product	NOUN
cblr-14252	125	61	to	to	PART
cblr-14252	125	62	fund	fund	VERB
cblr-14252	125	63	their	their	PRON
cblr-14252	125	64	lifestyles	lifestyle	NOUN
cblr-14252	125	65	.	.	PUNCT
cblr-14252	125	66	”	"	PUNCT
cblr-14252	125	67	)	)	PUNCT
cblr-14252	125	68	.	.	PUNCT
cblr-14252	126	1	21	21	NUM
cblr-14252	127	1	i	i	PRON
cblr-14252	127	2	d.	d.	PROPN
cblr-14252	127	3	22	22	NUM
cblr-14252	127	4	some	some	PRON
cblr-14252	127	5	argue	argue	VERB
cblr-14252	127	6	that	that	SCONJ
cblr-14252	127	7	fintech	fintech	NOUN
cblr-14252	127	8	could	could	AUX
cblr-14252	127	9	increase	increase	VERB
cblr-14252	127	10	access	access	NOUN
cblr-14252	127	11	to	to	ADP
cblr-14252	127	12	financial	financial	ADJ
cblr-14252	127	13	services	service	NOUN
cblr-14252	127	14	.	.	PUNCT
cblr-14252	128	1	see	see	VERB
cblr-14252	128	2	,	,	PUNCT
cblr-14252	128	3	e.g.	e.g.	ADV
cblr-14252	128	4	,	,	PUNCT
cblr-14252	128	5	exec	exec	NOUN
cblr-14252	128	6	.	.	PUNCT
cblr-14252	129	1	off	off	ADP
cblr-14252	129	2	.	.	PUNCT
cblr-14252	130	1	of	of	ADP
cblr-14252	130	2	the	the	DET
cblr-14252	130	3	president	president	NOUN
cblr-14252	130	4	,	,	PUNCT
cblr-14252	130	5	big	big	ADJ
cblr-14252	130	6	data	datum	NOUN
cblr-14252	130	7	:	:	PUNCT
cblr-14252	130	8	a	a	DET
cblr-14252	130	9	report	report	NOUN
cblr-14252	130	10	on	on	ADP
cblr-14252	130	11	algorithmic	algorithmic	ADJ
cblr-14252	130	12	systems	system	NOUN
cblr-14252	130	13	,	,	PUNCT
cblr-14252	130	14	opportunity	opportunity	NOUN
cblr-14252	130	15	,	,	PUNCT
cblr-14252	130	16	and	and	CCONJ
cblr-14252	130	17	civil	civil	ADJ
cblr-14252	130	18	rights	right	NOUN
cblr-14252	130	19	11‒12	11‒12	NUM
cblr-14252	130	20	(	(	PUNCT
cblr-14252	130	21	2016	2016	NUM
cblr-14252	130	22	)	)	PUNCT
cblr-14252	130	23	;	;	PUNCT
cblr-14252	130	24	marianne	marianne	PROPN
cblr-14252	130	25	crowe	crowe	PROPN
cblr-14252	130	26	,	,	PUNCT
cblr-14252	130	27	mary	mary	PROPN
cblr-14252	130	28	kepler	kepler	PROPN
cblr-14252	130	29	&	&	CCONJ
cblr-14252	130	30	cynthia	cynthia	PROPN
cblr-14252	130	31	merritt	merritt	PROPN
cblr-14252	130	32	,	,	PUNCT
cblr-14252	130	33	the	the	DET
cblr-14252	130	34	u.s	u.s	PROPN
cblr-14252	130	35	.	.	PROPN
cblr-14252	130	36	regulatory	regulatory	ADJ
cblr-14252	130	37	landscape	landscape	NOUN
cblr-14252	130	38	for	for	ADP
cblr-14252	130	39	mobile	mobile	ADJ
cblr-14252	130	40	payments	payment	NOUN
cblr-14252	130	41	(	(	PUNCT
cblr-14252	130	42	2012	2012	NUM
cblr-14252	130	43	)	)	PUNCT
cblr-14252	130	44	(	(	PUNCT
cblr-14252	130	45	discussing	discuss	VERB
cblr-14252	130	46	how	how	SCONJ
cblr-14252	130	47	mobile	mobile	ADJ
cblr-14252	130	48	technologies	technology	NOUN
cblr-14252	130	49	can	can	AUX
cblr-14252	130	50	aide	aide	VERB
cblr-14252	130	51	financial	financial	ADJ
cblr-14252	130	52	inclusion	inclusion	NOUN
cblr-14252	130	53	)	)	PUNCT
cblr-14252	130	54	;	;	PUNCT
cblr-14252	130	55	ravi	ravi	PROPN
cblr-14252	130	56	menon	menon	PROPN
cblr-14252	130	57	,	,	PUNCT
cblr-14252	130	58	fintech	fintech	NOUN
cblr-14252	130	59	for	for	ADP
cblr-14252	130	60	an	an	DET
cblr-14252	130	61	inclusive	inclusive	ADJ
cblr-14252	130	62	society	society	NOUN
cblr-14252	130	63	and	and	CCONJ
cblr-14252	130	64	a	a	DET
cblr-14252	130	65	sustainable	sustainable	ADJ
cblr-14252	130	66	planet	planet	NOUN
cblr-14252	130	67	,	,	PUNCT
cblr-14252	130	68	bis	bis	X
cblr-14252	130	69	(	(	PUNCT
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cblr-14252	131	4	(	(	PUNCT
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cblr-14252	131	11	every	every	DET
cblr-14252	131	12	citizen	citizen	NOUN
cblr-14252	131	13	and	and	CCONJ
cblr-14252	131	14	every	every	DET
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cblr-14252	131	16	digitally	digitally	ADV
cblr-14252	131	17	enabled	enable	VERB
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cblr-14252	131	21	”	"	PUNCT
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cblr-14252	131	33	inclusion	inclusion	NOUN
cblr-14252	131	34	?	?	PUNCT
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cblr-14252	131	46	(	(	PUNCT
cblr-14252	131	47	“	"	PUNCT
cblr-14252	131	48	[	[	X
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cblr-14252	131	57	as	as	ADP
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cblr-14252	131	61	break	break	VERB
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cblr-14252	131	66	positively	positively	ADV
cblr-14252	131	67	impact	impact	VERB
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cblr-14252	131	70	through	through	ADP
cblr-14252	131	71	financial	financial	ADJ
cblr-14252	131	72	inclusion	inclusion	NOUN
cblr-14252	131	73	.	.	PUNCT
cblr-14252	131	74	”	"	PUNCT
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cblr-14252	131	76	.	.	PUNCT
cblr-14252	132	1	318	318	NUM
cblr-14252	132	2	columbia	columbia	PROPN
cblr-14252	132	3	business	business	NOUN
cblr-14252	132	4	law	law	PROPN
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cblr-14252	132	6	[	[	X
cblr-14252	132	7	vol	vol	NOUN
cblr-14252	132	8	.	.	PUNCT
cblr-14252	132	9	2025	2025	NUM
cblr-14252	132	10	a.	a.	NOUN
cblr-14252	132	11	user	user	NOUN
cblr-14252	132	12	protection	protection	NOUN
cblr-14252	132	13	and	and	CCONJ
cblr-14252	132	14	trading	trading	NOUN
cblr-14252	132	15	apps	app	NOUN
cblr-14252	132	16	-	-	PUNCT
cblr-14252	132	17	related	relate	VERB
cblr-14252	132	18	concerns	concern	NOUN
cblr-14252	132	19	as	as	SCONJ
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cblr-14252	132	21	much	much	ADV
cblr-14252	132	22	-	-	PUNCT
cblr-14252	132	23	noted	note	VERB
cblr-14252	132	24	gamestop	gamestop	NOUN
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cblr-14252	132	28	apps	app	NOUN
cblr-14252	132	29	operate	operate	VERB
cblr-14252	132	30	alongside	alongside	ADP
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cblr-14252	132	37	with	with	ADP
cblr-14252	132	38	an	an	DET
cblr-14252	132	39	anonymous	anonymous	ADJ
cblr-14252	132	40	and	and	CCONJ
cblr-14252	132	41	open	open	ADJ
cblr-14252	132	42	channel	channel	NOUN
cblr-14252	132	43	to	to	PART
cblr-14252	132	44	mobilize	mobilize	VERB
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cblr-14252	132	46	action	action	NOUN
cblr-14252	132	47	via	via	ADP
cblr-14252	132	48	viral	viral	ADJ
cblr-14252	132	49	posts	post	NOUN
cblr-14252	132	50	,	,	PUNCT
cblr-14252	132	51	videos	video	NOUN
cblr-14252	132	52	and	and	CCONJ
cblr-14252	132	53	memes	meme	NOUN
cblr-14252	132	54	,	,	PUNCT
cblr-14252	132	55	and	and	CCONJ
cblr-14252	132	56	thus	thus	ADV
cblr-14252	132	57	affect	affect	VERB
cblr-14252	132	58	market	market	NOUN
cblr-14252	132	59	dynamics.25	dynamics.25	NOUN
cblr-14252	132	60	these	these	DET
cblr-14252	132	61	features	feature	NOUN
cblr-14252	132	62	raise	raise	VERB
cblr-14252	132	63	various	various	ADJ
cblr-14252	132	64	opportunities	opportunity	NOUN
cblr-14252	132	65	,	,	PUNCT
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cblr-14252	132	68	some	some	DET
cblr-14252	132	69	major	major	ADJ
cblr-14252	132	70	concerns	concern	NOUN
cblr-14252	132	71	.	.	PUNCT
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cblr-14252	133	2	area	area	NOUN
cblr-14252	133	3	for	for	ADP
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cblr-14252	133	5	is	be	AUX
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cblr-14252	133	8	apps	app	NOUN
cblr-14252	133	9	’	'	PUNCT
cblr-14252	133	10	savvy	savvy	ADJ
cblr-14252	133	11	design	design	NOUN
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cblr-14252	133	19	in	in	ADP
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cblr-14252	133	22	and	and	CCONJ
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cblr-14252	133	25	,	,	PUNCT
cblr-14252	133	26	largely	largely	ADV
cblr-14252	133	27	due	due	ADJ
cblr-14252	133	28	to	to	ADP
cblr-14252	133	29	a	a	DET
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cblr-14252	133	49	on	on	ADP
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cblr-14252	141	17	;	;	PUNCT
cblr-14252	141	18	game	game	NOUN
cblr-14252	141	19	stopped	stop	VERB
cblr-14252	141	20	?	?	PUNCT
cblr-14252	142	1	who	who	PRON
cblr-14252	142	2	wins	win	VERB
cblr-14252	142	3	and	and	CCONJ
cblr-14252	142	4	who	who	PRON
cblr-14252	142	5	loses	lose	VERB
cblr-14252	142	6	when	when	SCONJ
cblr-14252	142	7	short	short	ADJ
cblr-14252	142	8	sellers	seller	NOUN
cblr-14252	142	9	,	,	PUNCT
cblr-14252	142	10	social	social	ADJ
cblr-14252	142	11	media	medium	NOUN
cblr-14252	142	12	,	,	PUNCT
cblr-14252	142	13	and	and	CCONJ
cblr-14252	142	14	retail	retail	ADJ
cblr-14252	142	15	investors	investor	NOUN
cblr-14252	142	16	collide	collide	VERB
cblr-14252	142	17	before	before	ADP
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cblr-14252	142	19	h.	h.	PROPN
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cblr-14252	142	21	.	.	PUNCT
cblr-14252	143	1	on	on	ADP
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cblr-14252	145	2	2021	2021	NUM
cblr-14252	145	3	)	)	PUNCT
cblr-14252	145	4	.	.	PUNCT
cblr-14252	146	1	24	24	NUM
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cblr-14252	146	5	kellen	kellen	PROPN
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cblr-14252	146	7	,	,	PUNCT
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cblr-14252	146	9	a	a	DET
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cblr-14252	146	11	user	user	NOUN
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cblr-14252	146	16	fuel	fuel	VERB
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cblr-14252	146	18	gamestop	gamestop	NOUN
cblr-14252	146	19	,	,	PUNCT
cblr-14252	146	20	n.y	n.y	PROPN
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cblr-14252	146	26	,	,	PUNCT
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cblr-14252	146	34	,	,	PUNCT
cblr-14252	146	35	the	the	DET
cblr-14252	146	36	gamestop	gamestop	ADJ
cblr-14252	146	37	episode	episode	NOUN
cblr-14252	146	38	:	:	PUNCT
cblr-14252	146	39	what	what	PRON
cblr-14252	146	40	happened	happen	VERB
cblr-14252	146	41	and	and	CCONJ
cblr-14252	146	42	what	what	PRON
cblr-14252	146	43	does	do	AUX
cblr-14252	146	44	it	it	PRON
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cblr-14252	146	46	?	?	PUNCT
cblr-14252	146	47	,	,	PUNCT
cblr-14252	146	48	cato	cato	PROPN
cblr-14252	146	49	inst	inst	PROPN
cblr-14252	146	50	.	.	PUNCT
cblr-14252	146	51	(	(	PUNCT
cblr-14252	146	52	2021	2021	NUM
cblr-14252	146	53	)	)	PUNCT
cblr-14252	146	54	,	,	PUNCT
cblr-14252	146	55	https://www.cato.org/cato-journal/fall2021/gamestop-episode-what-happened-what-does-it-mean	https://www.cato.org/cato-journal/fall2021/gamestop-episode-what-happened-what-does-it-mean	NOUN
cblr-14252	146	56	[	[	X
cblr-14252	146	57	perma.cc/fpv6-jfv9	perma.cc/fpv6-jfv9	NOUN
cblr-14252	146	58	]	]	PUNCT
cblr-14252	146	59	.	.	PUNCT
cblr-14252	147	1	see	see	VERB
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cblr-14252	147	5	&	&	CCONJ
cblr-14252	147	6	jeff	jeff	PROPN
cblr-14252	147	7	hemsley	hemsley	PROPN
cblr-14252	147	8	,	,	PUNCT
cblr-14252	147	9	going	go	VERB
cblr-14252	147	10	viral	viral	ADJ
cblr-14252	147	11	(	(	PUNCT
cblr-14252	147	12	2021	2021	NUM
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cblr-14252	147	14	.	.	PUNCT
cblr-14252	148	1	no	no	INTJ
cblr-14252	148	2	.	.	NOUN
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cblr-14252	148	4	]	]	PUNCT
cblr-14252	148	5	risk	risk	NOUN
cblr-14252	148	6	,	,	PUNCT
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cblr-14252	148	8	,	,	PUNCT
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cblr-14252	148	10	bank	bank	NOUN
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cblr-14252	148	13	are	be	AUX
cblr-14252	148	14	meant	mean	VERB
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cblr-14252	148	21	,	,	PUNCT
cblr-14252	148	22	despite	despite	SCONJ
cblr-14252	148	23	their	their	PRON
cblr-14252	148	24	proven	prove	VERB
cblr-14252	148	25	benefits	benefit	NOUN
cblr-14252	148	26	in	in	ADP
cblr-14252	148	27	other	other	ADJ
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cblr-14252	148	30	and	and	CCONJ
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cblr-14252	148	32	persuasion	persuasion	NOUN
cblr-14252	148	33	may	may	AUX
cblr-14252	148	34	be	be	AUX
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cblr-14252	148	36	in	in	ADP
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cblr-14252	148	38	retail	retail	ADJ
cblr-14252	148	39	investment	investment	NOUN
cblr-14252	148	40	context	context	NOUN
cblr-14252	148	41	,	,	PUNCT
cblr-14252	148	42	particularly	particularly	ADV
cblr-14252	148	43	when	when	SCONJ
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cblr-14252	148	46	social	social	ADJ
cblr-14252	148	47	media	medium	NOUN
cblr-14252	148	48	,	,	PUNCT
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cblr-14252	148	50	a	a	DET
cblr-14252	148	51	risk	risk	NOUN
cblr-14252	148	52	of	of	ADP
cblr-14252	148	53	information	information	NOUN
cblr-14252	148	54	asymmetry	asymmetry	NOUN
cblr-14252	148	55	,	,	PUNCT
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cblr-14252	148	58	influence	influence	NOUN
cblr-14252	148	59	and	and	CCONJ
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cblr-14252	148	62	even	even	ADV
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cblr-14252	148	65	concerns.29	concerns.29	PROPN
cblr-14252	148	66	as	as	SCONJ
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cblr-14252	148	68	in	in	ADP
cblr-14252	148	69	this	this	DET
cblr-14252	148	70	article	article	NOUN
cblr-14252	148	71	,	,	PUNCT
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cblr-14252	148	77	a	a	DET
cblr-14252	148	78	business	business	NOUN
cblr-14252	148	79	model	model	NOUN
cblr-14252	148	80	that	that	PRON
cblr-14252	148	81	may	may	AUX
cblr-14252	148	82	constitute	constitute	VERB
cblr-14252	148	83	a	a	DET
cblr-14252	148	84	new	new	ADJ
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cblr-14252	149	9	challenges	challenge	NOUN
cblr-14252	149	10	,	,	PUNCT
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cblr-14252	149	29	user	user	NOUN
cblr-14252	149	30	design	design	NOUN
cblr-14252	149	31	in	in	ADP
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cblr-14252	149	34	engagement	engagement	NOUN
cblr-14252	149	35	with	with	ADP
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cblr-14252	150	8	,	,	PUNCT
cblr-14252	150	9	on	on	ADP
cblr-14252	150	10	“	"	PUNCT
cblr-14252	150	11	confetti	confetti	ADJ
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cblr-14252	150	13	”	"	PUNCT
cblr-14252	150	14	:	:	PUNCT
cblr-14252	150	15	the	the	DET
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cblr-14252	150	17	way	way	NOUN
cblr-14252	150	18	to	to	PART
cblr-14252	150	19	.	.	PUNCT
cblr-14252	151	1	regulate	regulate	VERB
cblr-14252	151	2	gamified	gamifie	VERB
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cblr-14252	151	4	,	,	PUNCT
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cblr-14252	152	3	,	,	PUNCT
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cblr-14252	152	5	-	-	SYM
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cblr-14252	152	7	(	(	PUNCT
cblr-14252	152	8	2022	2022	NUM
cblr-14252	152	9	)	)	PUNCT
cblr-14252	152	10	;	;	PUNCT
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cblr-14252	152	21	.	.	NUM
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cblr-14252	152	27	&	&	CCONJ
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cblr-14252	152	30	,	,	PUNCT
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cblr-14252	152	50	social	social	ADJ
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cblr-14252	152	52	(	(	PUNCT
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cblr-14252	152	69	.	.	PUNCT
cblr-14252	153	1	28	28	NUM
cblr-14252	153	2	see	see	VERB
cblr-14252	153	3	,	,	PUNCT
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cblr-14252	153	5	,	,	PUNCT
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cblr-14252	153	7	revisited	revisit	VERB
cblr-14252	153	8	:	:	PUNCT
cblr-14252	153	9	new	new	ADJ
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cblr-14252	153	11	findings	finding	NOUN
cblr-14252	153	12	in	in	ADP
cblr-14252	153	13	retail	retail	ADJ
cblr-14252	153	14	investing	investing	NOUN
cblr-14252	153	15	,	,	PUNCT
cblr-14252	153	16	behavioural	behavioural	ADJ
cblr-14252	153	17	insights	insight	NOUN
cblr-14252	153	18	team	team	NOUN
cblr-14252	153	19	(	(	PUNCT
cblr-14252	153	20	sept	sept	PROPN
cblr-14252	153	21	.	.	PROPN
cblr-14252	153	22	24	24	NUM
cblr-14252	153	23	,	,	PUNCT
cblr-14252	153	24	2024	2024	NUM
cblr-14252	153	25	)	)	PUNCT
cblr-14252	153	26	,	,	PUNCT
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cblr-14252	153	28	.	.	PUNCT
cblr-14252	154	1	(	(	PUNCT
cblr-14252	154	2	examining	examine	VERB
cblr-14252	154	3	the	the	DET
cblr-14252	154	4	impact	impact	NOUN
cblr-14252	154	5	of	of	ADP
cblr-14252	154	6	digital	digital	ADJ
cblr-14252	154	7	engagement	engagement	NOUN
cblr-14252	154	8	practices	practice	NOUN
cblr-14252	154	9	(	(	PUNCT
cblr-14252	154	10	deps	dep	NOUN
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cblr-14252	154	12	on	on	ADP
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cblr-14252	154	14	investor	investor	NOUN
cblr-14252	154	15	behavior	behavior	NOUN
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cblr-14252	155	1	the	the	DET
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cblr-14252	155	3	highlights	highlight	NOUN
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cblr-14252	155	6	such	such	ADJ
cblr-14252	155	7	as	as	ADP
cblr-14252	155	8	social	social	ADJ
cblr-14252	155	9	interactions	interaction	NOUN
cblr-14252	155	10	,	,	PUNCT
cblr-14252	155	11	social	social	ADJ
cblr-14252	155	12	norms	norm	NOUN
cblr-14252	155	13	data	datum	NOUN
cblr-14252	155	14	,	,	PUNCT
cblr-14252	155	15	copy	copy	VERB
cblr-14252	155	16	trading	trading	NOUN
cblr-14252	155	17	,	,	PUNCT
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cblr-14252	155	19	leaderboards	leaderboard	NOUN
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cblr-14252	155	23	trading	trading	NOUN
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cblr-14252	156	4	when	when	SCONJ
cblr-14252	156	5	combined	combine	VERB
cblr-14252	156	6	with	with	ADP
cblr-14252	156	7	social	social	ADJ
cblr-14252	156	8	media	medium	NOUN
cblr-14252	156	9	,	,	PUNCT
cblr-14252	156	10	may	may	AUX
cblr-14252	156	11	lead	lead	VERB
cblr-14252	156	12	to	to	ADP
cblr-14252	156	13	information	information	NOUN
cblr-14252	156	14	asymmetry	asymmetry	NOUN
cblr-14252	156	15	and	and	CCONJ
cblr-14252	156	16	questionable	questionable	ADJ
cblr-14252	156	17	social	social	ADJ
cblr-14252	156	18	influence	influence	NOUN
cblr-14252	156	19	,	,	PUNCT
cblr-14252	156	20	potentially	potentially	ADV
cblr-14252	156	21	resulting	result	VERB
cblr-14252	156	22	in	in	ADP
cblr-14252	156	23	manipulation	manipulation	NOUN
cblr-14252	156	24	within	within	ADP
cblr-14252	156	25	the	the	DET
cblr-14252	156	26	retail	retail	ADJ
cblr-14252	156	27	investment	investment	NOUN
cblr-14252	156	28	context	context	NOUN
cblr-14252	156	29	.	.	PUNCT
cblr-14252	156	30	)	)	PUNCT
cblr-14252	157	1	29	29	NUM
cblr-14252	157	2	see	see	VERB
cblr-14252	157	3	generally	generally	ADV
cblr-14252	157	4	frederick	frederick	PROPN
cblr-14252	157	5	schauer	schauer	NOUN
cblr-14252	157	6	,	,	PUNCT
cblr-14252	157	7	the	the	DET
cblr-14252	157	8	boundaries	boundary	NOUN
cblr-14252	157	9	of	of	ADP
cblr-14252	157	10	the	the	DET
cblr-14252	157	11	first	first	ADJ
cblr-14252	157	12	amendment	amendment	NOUN
cblr-14252	157	13	:	:	PUNCT
cblr-14252	157	14	a	a	DET
cblr-14252	157	15	preliminary	preliminary	ADJ
cblr-14252	157	16	exploration	exploration	NOUN
cblr-14252	157	17	of	of	ADP
cblr-14252	157	18	constitutional	constitutional	ADJ
cblr-14252	157	19	salience	salience	NOUN
cblr-14252	157	20	,	,	PUNCT
cblr-14252	157	21	117	117	NUM
cblr-14252	157	22	harv.l.rev	harv.l.rev	PROPN
cblr-14252	157	23	.	.	PUNCT
cblr-14252	157	24	1765	1765	NUM
cblr-14252	157	25	,	,	PUNCT
cblr-14252	157	26	1777	1777	NUM
cblr-14252	157	27	(	(	PUNCT
cblr-14252	157	28	2004	2004	NUM
cblr-14252	157	29	)	)	PUNCT
cblr-14252	157	30	;	;	PUNCT
cblr-14252	157	31	antony	antony	PROPN
cblr-14252	157	32	page	page	NOUN
cblr-14252	157	33	,	,	PUNCT
cblr-14252	157	34	taking	take	VERB
cblr-14252	157	35	stock	stock	NOUN
cblr-14252	157	36	of	of	ADP
cblr-14252	157	37	the	the	DET
cblr-14252	157	38	first	first	ADJ
cblr-14252	157	39	amendment	amendment	NOUN
cblr-14252	157	40	’s	’s	PART
cblr-14252	157	41	application	application	NOUN
cblr-14252	157	42	to	to	ADP
cblr-14252	157	43	securities	security	NOUN
cblr-14252	157	44	regulation	regulation	NOUN
cblr-14252	157	45	,	,	PUNCT
cblr-14252	157	46	58	58	NUM
cblr-14252	157	47	s.c	s.c	PROPN
cblr-14252	157	48	.	.	PROPN
cblr-14252	157	49	l.	l.	PROPN
cblr-14252	157	50	rev	rev	PROPN
cblr-14252	157	51	.	.	PROPN
cblr-14252	157	52	789	789	NUM
cblr-14252	157	53	(	(	PUNCT
cblr-14252	157	54	2007	2007	NUM
cblr-14252	157	55	)	)	PUNCT
cblr-14252	157	56	;	;	PUNCT
cblr-14252	158	1	susan	susan	PROPN
cblr-14252	158	2	b.	b.	PROPN
cblr-14252	158	3	heyman	heyman	PROPN
cblr-14252	158	4	,	,	PUNCT
cblr-14252	158	5	the	the	DET
cblr-14252	158	6	quiet	quiet	ADJ
cblr-14252	158	7	period	period	NOUN
cblr-14252	158	8	in	in	ADP
cblr-14252	158	9	a	a	DET
cblr-14252	158	10	noisy	noisy	ADJ
cblr-14252	158	11	world	world	NOUN
cblr-14252	158	12	:	:	PUNCT
cblr-14252	158	13	rethinking	rethink	VERB
cblr-14252	158	14	securities	security	NOUN
cblr-14252	158	15	regulation	regulation	NOUN
cblr-14252	158	16	and	and	CCONJ
cblr-14252	158	17	corporate	corporate	ADJ
cblr-14252	158	18	free	free	ADJ
cblr-14252	158	19	speech	speech	NOUN
cblr-14252	158	20	,	,	PUNCT
cblr-14252	158	21	74	74	NUM
cblr-14252	158	22	ohio	ohio	PROPN
cblr-14252	158	23	st.l.j	st.l.j	PROPN
cblr-14252	158	24	.	.	PUNCT
cblr-14252	158	25	189	189	NUM
cblr-14252	158	26	(	(	PUNCT
cblr-14252	158	27	2013	2013	NUM
cblr-14252	158	28	)	)	PUNCT
cblr-14252	158	29	.	.	PUNCT
cblr-14252	159	1	jerry	jerry	PROPN
cblr-14252	159	2	w.markham	w.markham	PROPN
cblr-14252	159	3	,	,	PUNCT
cblr-14252	159	4	securities	securities	PROPN
cblr-14252	159	5	&	&	CCONJ
cblr-14252	159	6	exchange	exchange	PROPN
cblr-14252	159	7	commission	commission	PROPN
cblr-14252	159	8	vs.	vs.	ADP
cblr-14252	159	9	elon	elon	PROPN
cblr-14252	159	10	musk	musk	PROPN
cblr-14252	159	11	&	&	CCONJ
cblr-14252	159	12	the	the	DET
cblr-14252	159	13	first	first	ADJ
cblr-14252	159	14	amendment	amendment	NOUN
cblr-14252	159	15	,	,	PUNCT
cblr-14252	159	16	70	70	NUM
cblr-14252	159	17	case	case	NOUN
cblr-14252	159	18	w.	w.	PROPN
cblr-14252	159	19	l.rev	l.rev	X
cblr-14252	159	20	.	.	PUNCT
cblr-14252	160	1	339	339	NUM
cblr-14252	160	2	(	(	PUNCT
cblr-14252	160	3	2019	2019	NUM
cblr-14252	160	4	)	)	PUNCT
cblr-14252	160	5	.	.	PUNCT
cblr-14252	161	1	30	30	NUM
cblr-14252	161	2	cf	cf	NOUN
cblr-14252	161	3	.	.	PUNCT
cblr-14252	162	1	ruth	ruth	PROPN
cblr-14252	162	2	plato	plato	PROPN
cblr-14252	162	3	-	-	PUNCT
cblr-14252	162	4	shinar	shinar	PROPN
cblr-14252	162	5	,	,	PUNCT
cblr-14252	162	6	financial	financial	ADJ
cblr-14252	162	7	consumer	consumer	NOUN
cblr-14252	162	8	protection	protection	NOUN
cblr-14252	162	9	in	in	ADP
cblr-14252	162	10	the	the	DET
cblr-14252	162	11	post	post	ADJ
cblr-14252	162	12	financial	financial	ADJ
cblr-14252	162	13	crisis	crisis	NOUN
cblr-14252	162	14	era	era	NOUN
cblr-14252	162	15	:	:	PUNCT
cblr-14252	162	16	can	can	AUX
cblr-14252	162	17	the	the	DET
cblr-14252	162	18	american	american	ADJ
cblr-14252	162	19	cfpb	cfpb	PROPN
cblr-14252	162	20	serve	serve	VERB
cblr-14252	162	21	as	as	ADP
cblr-14252	162	22	a	a	DET
cblr-14252	162	23	model	model	NOUN
cblr-14252	162	24	for	for	ADP
cblr-14252	162	25	other	other	ADJ
cblr-14252	162	26	jurisdictions	jurisdiction	NOUN
cblr-14252	162	27	,	,	PUNCT
cblr-14252	162	28	54	54	NUM
cblr-14252	162	29	tex	tex	PROPN
cblr-14252	162	30	.	.	PROPN
cblr-14252	162	31	int'l	int'l	PROPN
cblr-14252	162	32	l.j	l.j	PROPN
cblr-14252	162	33	.	.	PROPN
cblr-14252	162	34	171	171	NUM
cblr-14252	162	35	(	(	PUNCT
cblr-14252	162	36	2019	2019	NUM
cblr-14252	162	37	)	)	PUNCT
cblr-14252	162	38	;	;	PUNCT
cblr-14252	162	39	mattia	mattia	NOUN
cblr-14252	162	40	guidi	guidi	NOUN
cblr-14252	162	41	et	et	PROPN
cblr-14252	162	42	al	al	PROPN
cblr-14252	162	43	.	.	PROPN
cblr-14252	162	44	,	,	PUNCT
cblr-14252	162	45	modes	mode	NOUN
cblr-14252	162	46	of	of	ADP
cblr-14252	162	47	320	320	NUM
cblr-14252	162	48	columbia	columbia	PROPN
cblr-14252	162	49	business	business	NOUN
cblr-14252	162	50	law	law	NOUN
cblr-14252	162	51	review	review	NOUN
cblr-14252	162	52	[	[	X
cblr-14252	162	53	vol	vol	NOUN
cblr-14252	162	54	.	.	PUNCT
cblr-14252	163	1	2025	2025	NUM
cblr-14252	163	2	payment	payment	NOUN
cblr-14252	163	3	-	-	PUNCT
cblr-14252	163	4	for	for	ADP
cblr-14252	163	5	-	-	PUNCT
cblr-14252	163	6	order	order	NOUN
cblr-14252	163	7	-	-	PUNCT
cblr-14252	163	8	flow	flow	NOUN
cblr-14252	163	9	(	(	PUNCT
cblr-14252	163	10	pfof	pfof	NOUN
cblr-14252	163	11	)	)	PUNCT
cblr-14252	163	12	model	model	NOUN
cblr-14252	163	13	used	use	VERB
cblr-14252	163	14	by	by	ADP
cblr-14252	163	15	commissionfree	commissionfree	ADJ
cblr-14252	163	16	trading	trading	NOUN
cblr-14252	163	17	platforms,31	platforms,31	NOUN
cblr-14252	163	18	this	this	DET
cblr-14252	163	19	article	article	NOUN
cblr-14252	163	20	specifically	specifically	ADV
cblr-14252	163	21	addresses	address	VERB
cblr-14252	163	22	the	the	DET
cblr-14252	163	23	predatory	predatory	ADJ
cblr-14252	163	24	nature	nature	NOUN
cblr-14252	163	25	of	of	ADP
cblr-14252	163	26	gamified	gamified	ADJ
cblr-14252	163	27	finance	finance	NOUN
cblr-14252	163	28	.	.	PUNCT
cblr-14252	164	1	the	the	DET
cblr-14252	164	2	pfof	pfof	PROPN
cblr-14252	164	3	model	model	NOUN
cblr-14252	164	4	,	,	PUNCT
cblr-14252	164	5	which	which	PRON
cblr-14252	164	6	may	may	AUX
cblr-14252	164	7	incentivize	incentivize	VERB
cblr-14252	164	8	brokerages	brokerage	NOUN
cblr-14252	164	9	to	to	PART
cblr-14252	164	10	promote	promote	VERB
cblr-14252	164	11	frequent	frequent	ADJ
cblr-14252	164	12	,	,	PUNCT
cblr-14252	164	13	high	high	ADJ
cblr-14252	164	14	-	-	PUNCT
cblr-14252	164	15	risk	risk	NOUN
cblr-14252	164	16	trades,32	trades,32	NOUN
cblr-14252	164	17	remains	remain	VERB
cblr-14252	164	18	a	a	DET
cblr-14252	164	19	subject	subject	NOUN
cblr-14252	164	20	of	of	ADP
cblr-14252	164	21	debate	debate	NOUN
cblr-14252	164	22	.	.	PUNCT
cblr-14252	165	1	regulators	regulator	NOUN
cblr-14252	165	2	have	have	VERB
cblr-14252	165	3	yet	yet	ADV
cblr-14252	165	4	to	to	PART
cblr-14252	165	5	reach	reach	VERB
cblr-14252	165	6	a	a	DET
cblr-14252	165	7	consensus	consensus	NOUN
cblr-14252	165	8	on	on	ADP
cblr-14252	165	9	whether	whether	SCONJ
cblr-14252	165	10	to	to	PART
cblr-14252	165	11	ban	ban	VERB
cblr-14252	165	12	pfof	pfof	NOUN
cblr-14252	165	13	outright	outright	ADV
cblr-14252	165	14	,	,	PUNCT
cblr-14252	165	15	given	give	VERB
cblr-14252	165	16	its	its	PRON
cblr-14252	165	17	purported	purport	VERB
cblr-14252	165	18	benefits	benefit	NOUN
cblr-14252	165	19	in	in	ADP
cblr-14252	165	20	reducing	reduce	VERB
cblr-14252	165	21	market	market	NOUN
cblr-14252	165	22	entry	entry	NOUN
cblr-14252	165	23	barriers	barrier	NOUN
cblr-14252	165	24	and	and	CCONJ
cblr-14252	165	25	encouraging	encourage	VERB
cblr-14252	165	26	retail	retail	ADJ
cblr-14252	165	27	participation	participation	NOUN
cblr-14252	165	28	.	.	PUNCT
cblr-14252	166	1	however	however	ADV
cblr-14252	166	2	,	,	PUNCT
cblr-14252	166	3	these	these	DET
cblr-14252	166	4	issues	issue	NOUN
cblr-14252	166	5	,	,	PUNCT
cblr-14252	166	6	though	though	SCONJ
cblr-14252	166	7	significant	significant	ADJ
cblr-14252	166	8	,	,	PUNCT
cblr-14252	166	9	are	be	AUX
cblr-14252	166	10	peripheral	peripheral	ADJ
cblr-14252	166	11	to	to	ADP
cblr-14252	166	12	our	our	PRON
cblr-14252	166	13	central	central	ADJ
cblr-14252	166	14	examination	examination	NOUN
cblr-14252	166	15	of	of	ADP
cblr-14252	166	16	how	how	SCONJ
cblr-14252	166	17	gamification	gamification	NOUN
cblr-14252	166	18	techniques	technique	NOUN
cblr-14252	166	19	in	in	ADP
cblr-14252	166	20	financial	financial	ADJ
cblr-14252	166	21	applications	application	NOUN
cblr-14252	166	22	regulatory	regulatory	ADJ
cblr-14252	166	23	governance	governance	NOUN
cblr-14252	166	24	:	:	PUNCT
cblr-14252	166	25	a	a	DET
cblr-14252	166	26	political	political	ADJ
cblr-14252	166	27	economy	economy	NOUN
cblr-14252	166	28	perspective	perspective	NOUN
cblr-14252	166	29	,	,	PUNCT
cblr-14252	166	30	33	33	NUM
cblr-14252	166	31	wiley	wiley	NOUN
cblr-14252	166	32	governance	governance	NOUN
cblr-14252	166	33	5	5	NUM
cblr-14252	166	34	(	(	PUNCT
cblr-14252	166	35	2021	2021	NUM
cblr-14252	166	36	)	)	PUNCT
cblr-14252	166	37	.	.	PUNCT
cblr-14252	167	1	31	31	NUM
cblr-14252	167	2	see	see	VERB
cblr-14252	167	3	,	,	PUNCT
cblr-14252	167	4	e.g.	e.g.	ADV
cblr-14252	167	5	,	,	PUNCT
cblr-14252	167	6	joel	joel	PROPN
cblr-14252	167	7	seligman	seligman	PROPN
cblr-14252	167	8	,	,	PUNCT
cblr-14252	167	9	payment	payment	NOUN
cblr-14252	167	10	for	for	ADP
cblr-14252	167	11	order	order	NOUN
cblr-14252	167	12	flow	flow	NOUN
cblr-14252	167	13	and	and	CCONJ
cblr-14252	167	14	the	the	DET
cblr-14252	167	15	great	great	ADJ
cblr-14252	167	16	missed	miss	VERB
cblr-14252	167	17	opportunity	opportunity	NOUN
cblr-14252	167	18	,	,	PUNCT
cblr-14252	167	19	18	18	NUM
cblr-14252	167	20	hastings	hasting	NOUN
cblr-14252	167	21	bus	bus	NOUN
cblr-14252	167	22	.	.	PUNCT
cblr-14252	168	1	l.j	l.j	PROPN
cblr-14252	168	2	.	.	PROPN
cblr-14252	168	3	3	3	NUM
cblr-14252	168	4	,	,	PUNCT
cblr-14252	168	5	19	19	NUM
cblr-14252	168	6	(	(	PUNCT
cblr-14252	168	7	2021	2021	NUM
cblr-14252	168	8	)	)	PUNCT
cblr-14252	168	9	(	(	PUNCT
cblr-14252	168	10	“	"	PUNCT
cblr-14252	168	11	payment	payment	NOUN
cblr-14252	168	12	for	for	ADP
cblr-14252	168	13	order	order	NOUN
cblr-14252	168	14	flow	flow	NOUN
cblr-14252	168	15	allows	allow	VERB
cblr-14252	168	16	broker	broker	NOUN
cblr-14252	168	17	-	-	PUNCT
cblr-14252	168	18	dealers	dealer	NOUN
cblr-14252	168	19	to	to	PART
cblr-14252	168	20	direct	direct	VERB
cblr-14252	168	21	orders	order	NOUN
cblr-14252	168	22	to	to	ADP
cblr-14252	168	23	dealers	dealer	NOUN
cblr-14252	168	24	who	who	PRON
cblr-14252	168	25	internalize	internalize	VERB
cblr-14252	168	26	execution	execution	NOUN
cblr-14252	168	27	of	of	ADP
cblr-14252	168	28	stocks	stock	NOUN
cblr-14252	168	29	or	or	CCONJ
cblr-14252	168	30	options	option	NOUN
cblr-14252	168	31	and	and	CCONJ
cblr-14252	168	32	pay	pay	VERB
cblr-14252	168	33	a	a	DET
cblr-14252	168	34	fee	fee	NOUN
cblr-14252	168	35	to	to	ADP
cblr-14252	168	36	the	the	DET
cblr-14252	168	37	original	original	ADJ
cblr-14252	168	38	broker	broker	NOUN
cblr-14252	168	39	-	-	PUNCT
cblr-14252	168	40	dealer	dealer	NOUN
cblr-14252	168	41	for	for	ADP
cblr-14252	168	42	the	the	DET
cblr-14252	168	43	order	order	NOUN
cblr-14252	168	44	flow	flow	NOUN
cblr-14252	168	45	.	.	PUNCT
cblr-14252	169	1	by	by	ADP
cblr-14252	169	2	2016	2016	NUM
cblr-14252	169	3	,	,	PUNCT
cblr-14252	169	4	the	the	DET
cblr-14252	169	5	sec	sec	PROPN
cblr-14252	169	6	would	would	AUX
cblr-14252	169	7	report	report	VERB
cblr-14252	169	8	that	that	SCONJ
cblr-14252	169	9	‘	'	PUNCT
cblr-14252	169	10	internalization	internalization	NOUN
cblr-14252	169	11	is	be	AUX
cblr-14252	169	12	believed	believe	VERB
cblr-14252	169	13	to	to	PART
cblr-14252	169	14	account	account	VERB
cblr-14252	169	15	for	for	ADP
cblr-14252	169	16	almost	almost	ADV
cblr-14252	169	17	100	100	NUM
cblr-14252	169	18	%	%	NOUN
cblr-14252	169	19	of	of	ADP
cblr-14252	169	20	all	all	DET
cblr-14252	169	21	marketable	marketable	ADJ
cblr-14252	169	22	order	order	NOUN
cblr-14252	169	23	flow	flow	NOUN
cblr-14252	169	24	.	.	PUNCT
cblr-14252	169	25	’	'	PUNCT
cblr-14252	170	1	payment	payment	NOUN
cblr-14252	170	2	to	to	ADP
cblr-14252	170	3	large	large	ADJ
cblr-14252	170	4	brokerage	brokerage	NOUN
cblr-14252	170	5	firms	firm	NOUN
cblr-14252	170	6	in	in	ADP
cblr-14252	170	7	2014	2014	NUM
cblr-14252	170	8	ranged	range	VERB
cblr-14252	170	9	from	from	ADP
cblr-14252	170	10	$	$	SYM
cblr-14252	170	11	92	92	NUM
cblr-14252	170	12	to	to	PART
cblr-14252	170	13	$	$	SYM
cblr-14252	170	14	305	305	NUM
cblr-14252	170	15	million	million	NUM
cblr-14252	170	16	.	.	PUNCT
cblr-14252	170	17	”	"	PUNCT
cblr-14252	170	18	)	)	PUNCT
cblr-14252	170	19	;	;	PUNCT
cblr-14252	170	20	matt	matt	PROPN
cblr-14252	170	21	levine	levine	PROPN
cblr-14252	170	22	,	,	PUNCT
cblr-14252	170	23	people	people	NOUN
cblr-14252	170	24	are	be	AUX
cblr-14252	170	25	worried	worried	ADJ
cblr-14252	170	26	about	about	ADP
cblr-14252	170	27	payment	payment	NOUN
cblr-14252	170	28	for	for	ADP
cblr-14252	170	29	order	order	NOUN
cblr-14252	170	30	flow	flow	NOUN
cblr-14252	170	31	,	,	PUNCT
cblr-14252	170	32	bloomberg	bloomberg	PROPN
cblr-14252	170	33	(	(	PUNCT
cblr-14252	170	34	feb	feb	PROPN
cblr-14252	170	35	.	.	PROPN
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cblr-14252	170	37	,	,	PUNCT
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cblr-14252	170	42	;	;	PUNCT
cblr-14252	171	1	divya	divya	PROPN
cblr-14252	171	2	seth	seth	PROPN
cblr-14252	171	3	,	,	PUNCT
cblr-14252	171	4	payment	payment	NOUN
cblr-14252	171	5	-	-	PUNCT
cblr-14252	171	6	fororder	fororder	NOUN
cblr-14252	171	7	-	-	PUNCT
cblr-14252	171	8	flow	flow	NOUN
cblr-14252	171	9	implications	implication	NOUN
cblr-14252	171	10	for	for	ADP
cblr-14252	171	11	robinhood	robinhood	PROPN
cblr-14252	171	12	users	user	NOUN
cblr-14252	171	13	(	(	PUNCT
cblr-14252	171	14	mar	mar	PROPN
cblr-14252	171	15	.	.	PROPN
cblr-14252	171	16	13	13	NUM
cblr-14252	171	17	,	,	PUNCT
cblr-14252	171	18	2020	2020	NUM
cblr-14252	171	19	)	)	PUNCT
cblr-14252	171	20	(	(	PUNCT
cblr-14252	171	21	unpublished	unpublished	ADJ
cblr-14252	171	22	manuscript	manuscript	NOUN
cblr-14252	171	23	)	)	PUNCT
cblr-14252	171	24	,	,	PUNCT
cblr-14252	171	25	https://ssrn.com/abstract=3779648	https://ssrn.com/abstract=3779648	X
cblr-14252	172	1	[	[	X
cblr-14252	172	2	https://perma.cc/cps7mtpc	https://perma.cc/cps7mtpc	X
cblr-14252	172	3	]	]	X
cblr-14252	172	4	(	(	PUNCT
cblr-14252	172	5	highlighting	highlight	VERB
cblr-14252	172	6	problems	problem	NOUN
cblr-14252	172	7	associated	associate	VERB
cblr-14252	172	8	with	with	ADP
cblr-14252	172	9	pfof	pfof	NOUN
cblr-14252	172	10	,	,	PUNCT
cblr-14252	172	11	assessing	assess	VERB
cblr-14252	172	12	policies	policy	NOUN
cblr-14252	172	13	allowing	allow	VERB
cblr-14252	172	14	it	it	PRON
cblr-14252	172	15	,	,	PUNCT
cblr-14252	172	16	and	and	CCONJ
cblr-14252	172	17	exploring	explore	VERB
cblr-14252	172	18	policy	policy	NOUN
cblr-14252	172	19	alternatives	alternative	NOUN
cblr-14252	172	20	)	)	PUNCT
cblr-14252	172	21	;	;	PUNCT
cblr-14252	172	22	david	david	PROPN
cblr-14252	172	23	easley	easley	PROPN
cblr-14252	172	24	,	,	PUNCT
cblr-14252	172	25	nicholas	nicholas	PROPN
cblr-14252	172	26	m.	m.	PROPN
cblr-14252	172	27	kiefer	kiefer	PROPN
cblr-14252	172	28	&	&	CCONJ
cblr-14252	172	29	maureen	maureen	PROPN
cblr-14252	172	30	o’hara	o’hara	PROPN
cblr-14252	172	31	,	,	PUNCT
cblr-14252	172	32	cream	cream	NOUN
cblr-14252	172	33	-	-	PUNCT
cblr-14252	172	34	skimming	skim	VERB
cblr-14252	172	35	or	or	CCONJ
cblr-14252	172	36	profit	profit	NOUN
cblr-14252	172	37	-	-	PUNCT
cblr-14252	172	38	sharing	sharing	NOUN
cblr-14252	172	39	?	?	PUNCT
cblr-14252	173	1	the	the	DET
cblr-14252	173	2	curious	curious	ADJ
cblr-14252	173	3	role	role	NOUN
cblr-14252	173	4	of	of	ADP
cblr-14252	173	5	purchased	purchase	VERB
cblr-14252	173	6	order	order	NOUN
cblr-14252	173	7	flow	flow	NOUN
cblr-14252	173	8	,	,	PUNCT
cblr-14252	173	9	51	51	NUM
cblr-14252	173	10	j.	j.	PROPN
cblr-14252	173	11	fin	fin	PROPN
cblr-14252	173	12	.	.	PROPN
cblr-14252	173	13	811	811	NUM
cblr-14252	173	14	(	(	PUNCT
cblr-14252	173	15	1996	1996	NUM
cblr-14252	173	16	)	)	PUNCT
cblr-14252	173	17	.	.	PUNCT
cblr-14252	174	1	32	32	NUM
cblr-14252	174	2	see	see	VERB
cblr-14252	174	3	john	john	PROPN
cblr-14252	174	4	crabb	crabb	PROPN
cblr-14252	174	5	,	,	PUNCT
cblr-14252	174	6	robinhood	robinhood	PROPN
cblr-14252	174	7	ceo	ceo	PROPN
cblr-14252	174	8	and	and	CCONJ
cblr-14252	174	9	ex	ex	PROPN
cblr-14252	174	10	-	-	PROPN
cblr-14252	174	11	sec	sec	PROPN
cblr-14252	174	12	chair	chair	NOUN
cblr-14252	174	13	address	address	NOUN
cblr-14252	174	14	payment	payment	NOUN
cblr-14252	174	15	for	for	ADP
cblr-14252	174	16	order	order	NOUN
cblr-14252	174	17	flow	flow	NOUN
cblr-14252	174	18	concerns	concern	NOUN
cblr-14252	174	19	,	,	PUNCT
cblr-14252	174	20	int’l	int’l	NUM
cblr-14252	174	21	fin	fin	NOUN
cblr-14252	174	22	.	.	PUNCT
cblr-14252	175	1	l.	l.	PROPN
cblr-14252	175	2	rev	rev	PROPN
cblr-14252	175	3	.	.	PUNCT
cblr-14252	176	1	(	(	PUNCT
cblr-14252	176	2	feb	feb	PROPN
cblr-14252	176	3	.	.	PROPN
cblr-14252	176	4	25	25	NUM
cblr-14252	176	5	,	,	PUNCT
cblr-14252	176	6	2021	2021	NUM
cblr-14252	176	7	)	)	PUNCT
cblr-14252	176	8	.	.	PUNCT
cblr-14252	177	1	https://www.iflr.com/article/2a645vd7jnibufyk6u96o/robinhood-ceo-and-exsec-chair-address-payment-for-order-flow-concerns	https://www.iflr.com/article/2a645vd7jnibufyk6u96o/robinhood-ceo-and-exsec-chair-address-payment-for-order-flow-concern	NOUN
cblr-14252	178	1	[	[	X
cblr-14252	178	2	https://perma.cc/tet44qlg	https://perma.cc/tet44qlg	X
cblr-14252	178	3	]	]	X
cblr-14252	178	4	.	.	PUNCT
cblr-14252	179	1	following	follow	VERB
cblr-14252	179	2	the	the	DET
cblr-14252	179	3	gamestop	gamestop	NOUN
cblr-14252	179	4	saga	saga	NOUN
cblr-14252	179	5	,	,	PUNCT
cblr-14252	179	6	the	the	DET
cblr-14252	179	7	securities	securities	PROPN
cblr-14252	179	8	and	and	CCONJ
cblr-14252	179	9	exchange	exchange	PROPN
cblr-14252	179	10	commission	commission	PROPN
cblr-14252	179	11	(	(	PUNCT
cblr-14252	179	12	sec	sec	PROPN
cblr-14252	179	13	)	)	PUNCT
cblr-14252	179	14	and	and	CCONJ
cblr-14252	179	15	the	the	DET
cblr-14252	179	16	financial	financial	ADJ
cblr-14252	179	17	industry	industry	NOUN
cblr-14252	179	18	regulatory	regulatory	ADJ
cblr-14252	179	19	authority	authority	NOUN
cblr-14252	179	20	(	(	PUNCT
cblr-14252	179	21	finra	finra	PROPN
cblr-14252	179	22	)	)	PUNCT
cblr-14252	179	23	have	have	AUX
cblr-14252	179	24	considered	consider	VERB
cblr-14252	179	25	the	the	DET
cblr-14252	179	26	pfof	pfof	ADJ
cblr-14252	179	27	model	model	NOUN
cblr-14252	179	28	which	which	PRON
cblr-14252	179	29	has	have	AUX
cblr-14252	179	30	become	become	VERB
cblr-14252	179	31	illegal	illegal	ADJ
cblr-14252	179	32	in	in	ADP
cblr-14252	179	33	some	some	DET
cblr-14252	179	34	jurisdictions	jurisdiction	NOUN
cblr-14252	179	35	.	.	PUNCT
cblr-14252	180	1	see	see	VERB
cblr-14252	180	2	regulatory	regulatory	ADJ
cblr-14252	180	3	notice	notice	NOUN
cblr-14252	180	4	21	21	NUM
cblr-14252	180	5	-	-	SYM
cblr-14252	180	6	12	12	NUM
cblr-14252	180	7	,	,	PUNCT
cblr-14252	180	8	finra	finra	PROPN
cblr-14252	180	9	reminds	remind	VERB
cblr-14252	180	10	member	member	NOUN
cblr-14252	180	11	firms	firm	NOUN
cblr-14252	180	12	of	of	ADP
cblr-14252	180	13	their	their	PRON
cblr-14252	180	14	obligations	obligation	NOUN
cblr-14252	180	15	regarding	regard	VERB
cblr-14252	180	16	customer	customer	NOUN
cblr-14252	180	17	order	order	NOUN
cblr-14252	180	18	handling	handling	NOUN
cblr-14252	180	19	,	,	PUNCT
cblr-14252	180	20	margin	margin	NOUN
cblr-14252	180	21	requirements	requirement	NOUN
cblr-14252	180	22	and	and	CCONJ
cblr-14252	180	23	effective	effective	ADJ
cblr-14252	180	24	liquidity	liquidity	NOUN
cblr-14252	180	25	management	management	NOUN
cblr-14252	180	26	practices	practice	NOUN
cblr-14252	180	27	during	during	ADP
cblr-14252	180	28	extreme	extreme	ADJ
cblr-14252	180	29	market	market	NOUN
cblr-14252	180	30	conditions	condition	NOUN
cblr-14252	180	31	(	(	PUNCT
cblr-14252	180	32	2021	2021	NUM
cblr-14252	180	33	)	)	PUNCT
cblr-14252	180	34	;	;	PUNCT
cblr-14252	180	35	regulatory	regulatory	ADJ
cblr-14252	180	36	notice	notice	NOUN
cblr-14252	180	37	21	21	NUM
cblr-14252	180	38	-	-	SYM
cblr-14252	180	39	23	23	NUM
cblr-14252	180	40	,	,	PUNCT
cblr-14252	180	41	finra	finra	PROPN
cblr-14252	180	42	reminds	remind	VERB
cblr-14252	180	43	member	member	NOUN
cblr-14252	180	44	firms	firm	NOUN
cblr-14252	180	45	of	of	ADP
cblr-14252	180	46	requirements	requirement	NOUN
cblr-14252	180	47	concerning	concern	VERB
cblr-14252	180	48	best	good	ADJ
cblr-14252	180	49	execution	execution	NOUN
cblr-14252	180	50	and	and	CCONJ
cblr-14252	180	51	payment	payment	NOUN
cblr-14252	180	52	for	for	ADP
cblr-14252	180	53	order	order	NOUN
cblr-14252	180	54	flow	flow	NOUN
cblr-14252	180	55	(	(	PUNCT
cblr-14252	180	56	2021	2021	NUM
cblr-14252	180	57	)	)	PUNCT
cblr-14252	180	58	;	;	PUNCT
cblr-14252	180	59	sec	sec	PROPN
cblr-14252	180	60	,	,	PUNCT
cblr-14252	180	61	staff	staff	NOUN
cblr-14252	180	62	report	report	NOUN
cblr-14252	180	63	on	on	ADP
cblr-14252	180	64	equity	equity	NOUN
cblr-14252	180	65	and	and	CCONJ
cblr-14252	180	66	options	option	NOUN
cblr-14252	180	67	market	market	NOUN
cblr-14252	180	68	structure	structure	NOUN
cblr-14252	180	69	conditions	condition	NOUN
cblr-14252	180	70	in	in	ADP
cblr-14252	180	71	early	early	ADJ
cblr-14252	180	72	2021	2021	NUM
cblr-14252	180	73	(	(	PUNCT
cblr-14252	180	74	oct	oct	PROPN
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cblr-14252	180	77	,	,	PUNCT
cblr-14252	180	78	2021	2021	NUM
cblr-14252	180	79	)	)	PUNCT
cblr-14252	180	80	.	.	PUNCT
cblr-14252	181	1	no	no	INTJ
cblr-14252	181	2	.	.	NOUN
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cblr-14252	181	4	]	]	PUNCT
cblr-14252	181	5	risk	risk	NOUN
cblr-14252	181	6	,	,	PUNCT
cblr-14252	181	7	discretion	discretion	NOUN
cblr-14252	181	8	,	,	PUNCT
cblr-14252	181	9	and	and	CCONJ
cblr-14252	181	10	bank	bank	NOUN
cblr-14252	181	11	supervision	supervision	NOUN
cblr-14252	181	12	321	321	NUM
cblr-14252	181	13	potentially	potentially	ADV
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cblr-14252	181	15	user	user	NOUN
cblr-14252	181	16	psychology	psychology	NOUN
cblr-14252	181	17	and	and	CCONJ
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cblr-14252	181	27	study	study	NOUN
cblr-14252	181	28	.	.	PUNCT
cblr-14252	182	1	i.	i.	PROPN
cblr-14252	182	2	real	real	ADJ
cblr-14252	182	3	-	-	PUNCT
cblr-14252	182	4	world	world	NOUN
cblr-14252	182	5	applications	application	NOUN
cblr-14252	182	6	:	:	PUNCT
cblr-14252	182	7	case	case	NOUN
cblr-14252	182	8	studies	study	NOUN
cblr-14252	182	9	of	of	ADP
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cblr-14252	182	11	trading	trading	NOUN
cblr-14252	182	12	platforms	platform	NOUN
cblr-14252	182	13	digital	digital	ADJ
cblr-14252	182	14	investing	investing	NOUN
cblr-14252	182	15	platforms	platform	NOUN
cblr-14252	182	16	like	like	ADP
cblr-14252	182	17	robinhood	robinhood	PROPN
cblr-14252	182	18	,	,	PUNCT
cblr-14252	182	19	etoro	etoro	PROPN
cblr-14252	182	20	,	,	PUNCT
cblr-14252	182	21	webull	webull	ADJ
cblr-14252	182	22	,	,	PUNCT
cblr-14252	182	23	binance	binance	NOUN
cblr-14252	182	24	,	,	PUNCT
cblr-14252	182	25	and	and	CCONJ
cblr-14252	182	26	coinbase	coinbase	NOUN
cblr-14252	182	27	have	have	AUX
cblr-14252	182	28	become	become	VERB
cblr-14252	182	29	synonymous	synonymous	ADJ
cblr-14252	182	30	with	with	ADP
cblr-14252	182	31	the	the	DET
cblr-14252	182	32	intersection	intersection	NOUN
cblr-14252	182	33	of	of	ADP
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cblr-14252	182	35	and	and	CCONJ
cblr-14252	182	36	gamification	gamification	NOUN
cblr-14252	182	37	.	.	PUNCT
cblr-14252	183	1	by	by	ADP
cblr-14252	183	2	integrating	integrate	VERB
cblr-14252	183	3	features	feature	NOUN
cblr-14252	183	4	that	that	PRON
cblr-14252	183	5	resemble	resemble	VERB
cblr-14252	183	6	video	video	NOUN
cblr-14252	183	7	games	game	NOUN
cblr-14252	183	8	more	more	ADV
cblr-14252	183	9	than	than	ADP
cblr-14252	183	10	traditional	traditional	ADJ
cblr-14252	183	11	trading	trading	NOUN
cblr-14252	183	12	tools	tool	NOUN
cblr-14252	183	13	,	,	PUNCT
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cblr-14252	183	15	platforms	platform	NOUN
cblr-14252	183	16	have	have	AUX
cblr-14252	183	17	reshaped	reshape	VERB
cblr-14252	183	18	how	how	SCONJ
cblr-14252	183	19	retail	retail	ADJ
cblr-14252	183	20	investors	investor	NOUN
cblr-14252	183	21	engage	engage	VERB
cblr-14252	183	22	with	with	ADP
cblr-14252	183	23	financial	financial	ADJ
cblr-14252	183	24	markets	market	NOUN
cblr-14252	183	25	.	.	PUNCT
cblr-14252	184	1	this	this	DET
cblr-14252	184	2	section	section	NOUN
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cblr-14252	184	4	into	into	ADP
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cblr-14252	184	19	,	,	PUNCT
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cblr-14252	184	21	encouraging	encourage	VERB
cblr-14252	184	22	impulsive	impulsive	ADJ
cblr-14252	184	23	trading	trading	NOUN
cblr-14252	184	24	and	and	CCONJ
cblr-14252	184	25	fostering	foster	VERB
cblr-14252	184	26	addictive	addictive	ADJ
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cblr-14252	184	28	.	.	PUNCT
cblr-14252	185	1	robinhood	robinhood	PROPN
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cblr-14252	185	3	perhaps	perhaps	ADV
cblr-14252	185	4	been	be	AUX
cblr-14252	185	5	the	the	DET
cblr-14252	185	6	most	most	ADV
cblr-14252	185	7	widely	widely	ADV
cblr-14252	185	8	discussed	discuss	VERB
cblr-14252	185	9	example	example	NOUN
cblr-14252	185	10	of	of	ADP
cblr-14252	185	11	gamification	gamification	NOUN
cblr-14252	185	12	in	in	ADP
cblr-14252	185	13	finance	finance	NOUN
cblr-14252	185	14	.	.	PUNCT
cblr-14252	186	1	the	the	DET
cblr-14252	186	2	platform	platform	NOUN
cblr-14252	186	3	has	have	AUX
cblr-14252	186	4	gained	gain	VERB
cblr-14252	186	5	notoriety	notoriety	NOUN
cblr-14252	186	6	for	for	ADP
cblr-14252	186	7	its	its	PRON
cblr-14252	186	8	use	use	NOUN
cblr-14252	186	9	of	of	ADP
cblr-14252	186	10	celebratory	celebratory	NOUN
cblr-14252	186	11	animations	animation	NOUN
cblr-14252	186	12	,	,	PUNCT
cblr-14252	186	13	such	such	ADJ
cblr-14252	186	14	as	as	ADP
cblr-14252	186	15	confetti	confetti	NOUN
cblr-14252	186	16	bursting	bursting	NOUN
cblr-14252	186	17	across	across	ADP
cblr-14252	186	18	the	the	DET
cblr-14252	186	19	screen	screen	NOUN
cblr-14252	186	20	after	after	SCONJ
cblr-14252	186	21	a	a	DET
cblr-14252	186	22	trade	trade	NOUN
cblr-14252	186	23	has	have	AUX
cblr-14252	186	24	been	be	AUX
cblr-14252	186	25	completed.33	completed.33	NOUN
cblr-14252	186	26	this	this	DET
cblr-14252	186	27	seemingly	seemingly	ADV
cblr-14252	186	28	innocent	innocent	ADJ
cblr-14252	186	29	design	design	NOUN
cblr-14252	186	30	choice	choice	NOUN
cblr-14252	186	31	has	have	AUX
cblr-14252	186	32	been	be	AUX
cblr-14252	186	33	a	a	DET
cblr-14252	186	34	classic	classic	ADJ
cblr-14252	186	35	example	example	NOUN
cblr-14252	186	36	of	of	ADP
cblr-14252	186	37	using	use	VERB
cblr-14252	186	38	instant	instant	ADJ
cblr-14252	186	39	rewards	reward	NOUN
cblr-14252	186	40	to	to	PART
cblr-14252	186	41	create	create	VERB
cblr-14252	186	42	positive	positive	ADJ
cblr-14252	186	43	reinforcement	reinforcement	NOUN
cblr-14252	186	44	.	.	PUNCT
cblr-14252	187	1	by	by	ADP
cblr-14252	187	2	associating	associate	VERB
cblr-14252	187	3	the	the	DET
cblr-14252	187	4	act	act	NOUN
cblr-14252	187	5	of	of	ADP
cblr-14252	187	6	trading	trading	NOUN
cblr-14252	187	7	with	with	ADP
cblr-14252	187	8	a	a	DET
cblr-14252	187	9	dopamine	dopamine	NOUN
cblr-14252	187	10	-	-	PUNCT
cblr-14252	187	11	triggering	trigger	VERB
cblr-14252	187	12	celebration	celebration	NOUN
cblr-14252	187	13	,	,	PUNCT
cblr-14252	187	14	robinhood	robinhood	PROPN
cblr-14252	187	15	has	have	AUX
cblr-14252	187	16	effectively	effectively	ADV
cblr-14252	187	17	encouraged	encourage	VERB
cblr-14252	187	18	users	user	NOUN
cblr-14252	187	19	to	to	PART
cblr-14252	187	20	trade	trade	VERB
cblr-14252	187	21	more	more	ADV
cblr-14252	187	22	frequently	frequently	ADV
cblr-14252	187	23	,	,	PUNCT
cblr-14252	187	24	prioritizing	prioritize	VERB
cblr-14252	187	25	the	the	DET
cblr-14252	187	26	excitement	excitement	NOUN
cblr-14252	187	27	of	of	ADP
cblr-14252	187	28	the	the	DET
cblr-14252	187	29	platform	platform	NOUN
cblr-14252	187	30	over	over	ADP
cblr-14252	187	31	sound	sound	ADJ
cblr-14252	187	32	financial	financial	ADJ
cblr-14252	187	33	decisionmaking	decisionmaking	NOUN
cblr-14252	187	34	.	.	PUNCT
cblr-14252	188	1	this	this	DET
cblr-14252	188	2	gamified	gamifie	VERB
cblr-14252	188	3	approach	approach	NOUN
cblr-14252	188	4	has	have	AUX
cblr-14252	188	5	not	not	PART
cblr-14252	188	6	stopped	stop	VERB
cblr-14252	188	7	at	at	ADP
cblr-14252	188	8	confetti	confetti	NOUN
cblr-14252	188	9	.	.	PUNCT
cblr-14252	189	1	robinhood	robinhood	PROPN
cblr-14252	189	2	’s	’s	PART
cblr-14252	189	3	interface	interface	NOUN
cblr-14252	189	4	has	have	AUX
cblr-14252	189	5	been	be	AUX
cblr-14252	189	6	intentionally	intentionally	ADV
cblr-14252	189	7	designed	design	VERB
cblr-14252	189	8	to	to	PART
cblr-14252	189	9	be	be	AUX
cblr-14252	189	10	minimalistic	minimalistic	ADJ
cblr-14252	189	11	and	and	CCONJ
cblr-14252	189	12	user	user	NOUN
cblr-14252	189	13	-	-	PUNCT
cblr-14252	189	14	friendly	friendly	ADJ
cblr-14252	189	15	,	,	PUNCT
cblr-14252	189	16	resembling	resemble	VERB
cblr-14252	189	17	a	a	DET
cblr-14252	189	18	mobile	mobile	ADJ
cblr-14252	189	19	game	game	NOUN
cblr-14252	189	20	more	more	ADJ
cblr-14252	189	21	than	than	ADP
cblr-14252	189	22	a	a	DET
cblr-14252	189	23	financial	financial	ADJ
cblr-14252	189	24	tool	tool	NOUN
cblr-14252	189	25	.	.	PUNCT
cblr-14252	190	1	the	the	DET
cblr-14252	190	2	app	app	PROPN
cblr-14252	190	3	’s	’s	PART
cblr-14252	190	4	color	color	NOUN
cblr-14252	190	5	scheme	scheme	NOUN
cblr-14252	190	6	,	,	PUNCT
cblr-14252	190	7	rounded	rounded	ADJ
cblr-14252	190	8	buttons	button	NOUN
cblr-14252	190	9	,	,	PUNCT
cblr-14252	190	10	and	and	CCONJ
cblr-14252	190	11	smooth	smooth	ADJ
cblr-14252	190	12	transitions	transition	NOUN
cblr-14252	190	13	have	have	AUX
cblr-14252	190	14	created	create	VERB
cblr-14252	190	15	a	a	DET
cblr-14252	190	16	sense	sense	NOUN
cblr-14252	190	17	of	of	ADP
cblr-14252	190	18	ease	ease	NOUN
cblr-14252	190	19	,	,	PUNCT
cblr-14252	190	20	lowering	lower	VERB
cblr-14252	190	21	the	the	DET
cblr-14252	190	22	psychological	psychological	ADJ
cblr-14252	190	23	barriers	barrier	NOUN
cblr-14252	190	24	to	to	ADP
cblr-14252	190	25	entry	entry	NOUN
cblr-14252	190	26	for	for	ADP
cblr-14252	190	27	inexperienced	inexperienced	ADJ
cblr-14252	190	28	investors	investor	NOUN
cblr-14252	190	29	.	.	PUNCT
cblr-14252	191	1	the	the	DET
cblr-14252	191	2	result	result	NOUN
cblr-14252	191	3	has	have	AUX
cblr-14252	191	4	been	be	AUX
cblr-14252	191	5	a	a	DET
cblr-14252	191	6	trading	trading	NOUN
cblr-14252	191	7	experience	experience	NOUN
cblr-14252	191	8	that	that	PRON
cblr-14252	191	9	feels	feel	VERB
cblr-14252	191	10	low	low	ADJ
cblr-14252	191	11	stakes	stake	NOUN
cblr-14252	191	12	,	,	PUNCT
cblr-14252	191	13	even	even	ADV
cblr-14252	191	14	though	though	SCONJ
cblr-14252	191	15	real	real	ADJ
cblr-14252	191	16	money	money	NOUN
cblr-14252	191	17	is	be	AUX
cblr-14252	191	18	involved	involve	VERB
cblr-14252	191	19	.	.	PUNCT
cblr-14252	192	1	the	the	DET
cblr-14252	192	2	platform	platform	NOUN
cblr-14252	192	3	has	have	AUX
cblr-14252	192	4	faced	face	VERB
cblr-14252	192	5	criticism	criticism	NOUN
cblr-14252	192	6	for	for	ADP
cblr-14252	192	7	effectively	effectively	ADV
cblr-14252	192	8	turning	turn	VERB
cblr-14252	192	9	investing	invest	VERB
cblr-14252	192	10	into	into	ADP
cblr-14252	192	11	a	a	DET
cblr-14252	192	12	33	33	NUM
cblr-14252	192	13	val	val	NOUN
cblr-14252	192	14	cipriani	cipriani	NOUN
cblr-14252	192	15	,	,	PUNCT
cblr-14252	192	16	why	why	SCONJ
cblr-14252	192	17	we	we	PRON
cblr-14252	192	18	’ve	’ve	AUX
cblr-14252	192	19	downgraded	downgrade	VERB
cblr-14252	192	20	this	this	DET
cblr-14252	192	21	stock	stock	NOUN
cblr-14252	192	22	,	,	PUNCT
cblr-14252	192	23	invs	invs	NOUN
cblr-14252	192	24	.	.	PUNCT
cblr-14252	192	25	’	'	PUNCT
cblr-14252	192	26	chron	chron	PROPN
cblr-14252	192	27	.	.	PUNCT
cblr-14252	192	28	,	,	PUNCT
cblr-14252	192	29	https://www.investorschronicle.co.uk/content/62c62bbf-a955-5c22-9ad9373c788c5660	https://www.investorschronicle.co.uk/content/62c62bbf-a955-5c22-9ad9373c788c5660	PROPN
cblr-14252	193	1	[	[	X
cblr-14252	193	2	https://perma.cc/7ngq-var2	https://perma.cc/7ngq-var2	X
cblr-14252	193	3	]	]	PUNCT
cblr-14252	193	4	(	(	PUNCT
cblr-14252	193	5	last	last	ADJ
cblr-14252	193	6	visited	visit	VERB
cblr-14252	193	7	aug	aug	PROPN
cblr-14252	193	8	.	.	PROPN
cblr-14252	193	9	19	19	NUM
cblr-14252	193	10	,	,	PUNCT
cblr-14252	193	11	2024	2024	NUM
cblr-14252	193	12	)	)	PUNCT
cblr-14252	193	13	.	.	PUNCT
cblr-14252	194	1	322	322	NUM
cblr-14252	194	2	columbia	columbia	PROPN
cblr-14252	194	3	business	business	NOUN
cblr-14252	194	4	law	law	PROPN
cblr-14252	194	5	review	review	NOUN
cblr-14252	194	6	[	[	X
cblr-14252	194	7	vol	vol	NOUN
cblr-14252	194	8	.	.	PUNCT
cblr-14252	194	9	2025	2025	NUM
cblr-14252	194	10	game	game	NOUN
cblr-14252	194	11	,	,	PUNCT
cblr-14252	194	12	blurring	blur	VERB
cblr-14252	194	13	the	the	DET
cblr-14252	194	14	lines	line	NOUN
cblr-14252	194	15	between	between	ADP
cblr-14252	194	16	responsible	responsible	ADJ
cblr-14252	194	17	trading	trading	NOUN
cblr-14252	194	18	and	and	CCONJ
cblr-14252	194	19	risky	risky	ADJ
cblr-14252	194	20	gambling	gambling	NOUN
cblr-14252	194	21	.	.	PUNCT
cblr-14252	195	1	in	in	ADP
cblr-14252	195	2	the	the	DET
cblr-14252	195	3	same	same	ADJ
cblr-14252	195	4	way	way	NOUN
cblr-14252	195	5	,	,	PUNCT
cblr-14252	195	6	etoro	etoro	PROPN
cblr-14252	195	7	has	have	AUX
cblr-14252	195	8	built	build	VERB
cblr-14252	195	9	its	its	PRON
cblr-14252	195	10	brand	brand	NOUN
cblr-14252	195	11	around	around	ADP
cblr-14252	195	12	the	the	DET
cblr-14252	195	13	concept	concept	NOUN
cblr-14252	195	14	of	of	ADP
cblr-14252	195	15	social	social	ADJ
cblr-14252	195	16	trading	trading	NOUN
cblr-14252	195	17	,	,	PUNCT
cblr-14252	195	18	incorporating	incorporate	VERB
cblr-14252	195	19	gamification	gamification	NOUN
cblr-14252	195	20	features	feature	VERB
cblr-14252	195	21	that	that	PRON
cblr-14252	195	22	blend	blend	VERB
cblr-14252	195	23	social	social	ADJ
cblr-14252	195	24	media	medium	NOUN
cblr-14252	195	25	dynamics	dynamic	NOUN
cblr-14252	195	26	with	with	ADP
cblr-14252	195	27	investment	investment	NOUN
cblr-14252	195	28	tools	tool	NOUN
cblr-14252	195	29	.	.	PUNCT
cblr-14252	196	1	one	one	NUM
cblr-14252	196	2	of	of	ADP
cblr-14252	196	3	the	the	DET
cblr-14252	196	4	platform	platform	NOUN
cblr-14252	196	5	’s	’s	PART
cblr-14252	196	6	standout	standout	NOUN
cblr-14252	196	7	features	feature	NOUN
cblr-14252	196	8	has	have	AUX
cblr-14252	196	9	been	be	AUX
cblr-14252	196	10	the	the	DET
cblr-14252	196	11	copytrader	copytrader	ADJ
cblr-14252	196	12	™	™	ADJ
cblr-14252	196	13	system	system	NOUN
cblr-14252	196	14	,	,	PUNCT
cblr-14252	196	15	where	where	SCONJ
cblr-14252	196	16	users	user	NOUN
cblr-14252	196	17	have	have	AUX
cblr-14252	196	18	automatically	automatically	ADV
cblr-14252	196	19	replicated	replicate	VERB
cblr-14252	196	20	the	the	DET
cblr-14252	196	21	trades	trade	NOUN
cblr-14252	196	22	of	of	ADP
cblr-14252	196	23	more	more	ADV
cblr-14252	196	24	experienced	experienced	ADJ
cblr-14252	196	25	investors.34	investors.34	NOUN
cblr-14252	196	26	this	this	DET
cblr-14252	196	27	feature	feature	NOUN
cblr-14252	196	28	has	have	AUX
cblr-14252	196	29	tapped	tap	VERB
cblr-14252	196	30	into	into	ADP
cblr-14252	196	31	the	the	DET
cblr-14252	196	32	psychology	psychology	NOUN
cblr-14252	196	33	of	of	ADP
cblr-14252	196	34	social	social	ADJ
cblr-14252	196	35	proof	proof	NOUN
cblr-14252	196	36	,	,	PUNCT
cblr-14252	196	37	where	where	SCONJ
cblr-14252	196	38	users	user	NOUN
cblr-14252	196	39	have	have	AUX
cblr-14252	196	40	been	be	AUX
cblr-14252	196	41	drawn	draw	VERB
cblr-14252	196	42	to	to	ADP
cblr-14252	196	43	mimic	mimic	ADJ
cblr-14252	196	44	strategies	strategy	NOUN
cblr-14252	196	45	that	that	PRON
cblr-14252	196	46	appear	appear	VERB
cblr-14252	196	47	successful	successful	ADJ
cblr-14252	196	48	,	,	PUNCT
cblr-14252	196	49	without	without	ADP
cblr-14252	196	50	necessarily	necessarily	ADV
cblr-14252	196	51	fully	fully	ADV
cblr-14252	196	52	understanding	understand	VERB
cblr-14252	196	53	the	the	DET
cblr-14252	196	54	associated	associated	ADJ
cblr-14252	196	55	risks	risk	NOUN
cblr-14252	196	56	.	.	PUNCT
cblr-14252	197	1	the	the	DET
cblr-14252	197	2	ease	ease	NOUN
cblr-14252	197	3	with	with	ADP
cblr-14252	197	4	which	which	PRON
cblr-14252	197	5	users	user	NOUN
cblr-14252	197	6	have	have	AUX
cblr-14252	197	7	followed	follow	VERB
cblr-14252	197	8	“	"	PUNCT
cblr-14252	197	9	popular	popular	ADJ
cblr-14252	197	10	investors	investor	NOUN
cblr-14252	197	11	”	"	PUNCT
cblr-14252	197	12	has	have	AUX
cblr-14252	197	13	turned	turn	VERB
cblr-14252	197	14	investing	invest	VERB
cblr-14252	197	15	into	into	ADP
cblr-14252	197	16	a	a	DET
cblr-14252	197	17	form	form	NOUN
cblr-14252	197	18	of	of	ADP
cblr-14252	197	19	collective	collective	ADJ
cblr-14252	197	20	gaming	gaming	NOUN
cblr-14252	197	21	,	,	PUNCT
cblr-14252	197	22	where	where	SCONJ
cblr-14252	197	23	users	user	NOUN
cblr-14252	197	24	see	see	VERB
cblr-14252	197	25	themselves	themselves	PRON
cblr-14252	197	26	as	as	ADP
cblr-14252	197	27	part	part	NOUN
cblr-14252	197	28	of	of	ADP
cblr-14252	197	29	a	a	DET
cblr-14252	197	30	community	community	NOUN
cblr-14252	197	31	rather	rather	ADV
cblr-14252	197	32	than	than	ADP
cblr-14252	197	33	independent	independent	ADJ
cblr-14252	197	34	investors	investor	NOUN
cblr-14252	197	35	making	make	VERB
cblr-14252	197	36	individual	individual	ADJ
cblr-14252	197	37	decisions	decision	NOUN
cblr-14252	197	38	.	.	PUNCT
cblr-14252	198	1	indeed	indeed	ADV
cblr-14252	198	2	,	,	PUNCT
cblr-14252	198	3	etoro	etoro	PROPN
cblr-14252	198	4	has	have	AUX
cblr-14252	198	5	amplified	amplify	VERB
cblr-14252	198	6	the	the	DET
cblr-14252	198	7	social	social	ADJ
cblr-14252	198	8	trading	trading	NOUN
cblr-14252	198	9	experience	experience	NOUN
cblr-14252	198	10	by	by	ADP
cblr-14252	198	11	displaying	display	VERB
cblr-14252	198	12	leaderboard	leaderboard	NOUN
cblr-14252	198	13	features	feature	NOUN
cblr-14252	198	14	,	,	PUNCT
cblr-14252	198	15	ranking	ranking	NOUN
cblr-14252	198	16	traders	trader	NOUN
cblr-14252	198	17	based	base	VERB
cblr-14252	198	18	on	on	ADP
cblr-14252	198	19	performance	performance	NOUN
cblr-14252	198	20	and	and	CCONJ
cblr-14252	198	21	visibility.35	visibility.35	NOUN
cblr-14252	198	22	these	these	DET
cblr-14252	198	23	rankings	ranking	NOUN
cblr-14252	198	24	have	have	AUX
cblr-14252	198	25	contributed	contribute	VERB
cblr-14252	198	26	to	to	ADP
cblr-14252	198	27	and	and	CCONJ
cblr-14252	198	28	helped	help	VERB
cblr-14252	198	29	fuel	fuel	VERB
cblr-14252	198	30	a	a	DET
cblr-14252	198	31	competitive	competitive	ADJ
cblr-14252	198	32	atmosphere,36	atmosphere,36	NOUN
cblr-14252	198	33	where	where	SCONJ
cblr-14252	198	34	traders	trader	NOUN
cblr-14252	198	35	have	have	AUX
cblr-14252	198	36	been	be	AUX
cblr-14252	198	37	incentivized	incentivize	VERB
cblr-14252	198	38	to	to	PART
cblr-14252	198	39	engage	engage	VERB
cblr-14252	198	40	in	in	ADP
cblr-14252	198	41	what	what	PRON
cblr-14252	198	42	might	might	AUX
cblr-14252	198	43	be	be	AUX
cblr-14252	198	44	or	or	CCONJ
cblr-14252	198	45	could	could	AUX
cblr-14252	198	46	include	include	VERB
cblr-14252	198	47	high	high	ADJ
cblr-14252	198	48	-	-	PUNCT
cblr-14252	198	49	risk	risk	NOUN
cblr-14252	198	50	strategies	strategy	NOUN
cblr-14252	198	51	to	to	PART
cblr-14252	198	52	climb	climb	VERB
cblr-14252	198	53	leaderboards.37	leaderboards.37	ADV
cblr-14252	198	54	the	the	DET
cblr-14252	198	55	platform	platform	NOUN
cblr-14252	198	56	has	have	AUX
cblr-14252	198	57	further	far	ADV
cblr-14252	198	58	gamified	gamifie	VERB
cblr-14252	198	59	investing	invest	VERB
cblr-14252	198	60	34	34	NUM
cblr-14252	198	61	copytrader	copytrader	NOUN
cblr-14252	198	62	,	,	PUNCT
cblr-14252	198	63	etoro	etoro	NOUN
cblr-14252	198	64	,	,	PUNCT
cblr-14252	198	65	https://www.etoro.com/en-us/copytrader/	https://www.etoro.com/en-us/copytrader/	PROPN
cblr-14252	199	1	[	[	X
cblr-14252	199	2	https://perma.cc/6akt-vjtl	https://perma.cc/6akt-vjtl	PROPN
cblr-14252	199	3	]	]	X
cblr-14252	199	4	.	.	PUNCT
cblr-14252	199	5	35	35	NUM
cblr-14252	199	6	for	for	ADP
cblr-14252	199	7	the	the	DET
cblr-14252	199	8	purpose	purpose	NOUN
cblr-14252	199	9	of	of	ADP
cblr-14252	199	10	this	this	DET
cblr-14252	199	11	article	article	NOUN
cblr-14252	199	12	,	,	PUNCT
cblr-14252	199	13	we	we	PRON
cblr-14252	199	14	broadly	broadly	ADV
cblr-14252	199	15	define	define	VERB
cblr-14252	199	16	displaying	display	VERB
cblr-14252	199	17	“	"	PUNCT
cblr-14252	199	18	leaderboards	leaderboard	NOUN
cblr-14252	199	19	”	"	PUNCT
cblr-14252	199	20	as	as	ADP
cblr-14252	199	21	features	feature	NOUN
cblr-14252	199	22	that	that	PRON
cblr-14252	199	23	may	may	AUX
cblr-14252	199	24	include	include	VERB
cblr-14252	199	25	elements	element	NOUN
cblr-14252	199	26	of	of	ADP
cblr-14252	199	27	displaying	display	VERB
cblr-14252	199	28	users	user	NOUN
cblr-14252	199	29	sorted	sort	VERB
cblr-14252	199	30	by	by	ADP
cblr-14252	199	31	,	,	PUNCT
cblr-14252	199	32	or	or	CCONJ
cblr-14252	199	33	in	in	ADP
cblr-14252	199	34	connection	connection	NOUN
cblr-14252	199	35	with	with	ADP
cblr-14252	199	36	,	,	PUNCT
cblr-14252	199	37	their	their	PRON
cblr-14252	199	38	trading	trading	NOUN
cblr-14252	199	39	achievements	achievement	NOUN
cblr-14252	199	40	—	—	PUNCT
cblr-14252	199	41	often	often	ADV
cblr-14252	199	42	highlighting	highlight	VERB
cblr-14252	199	43	statistics	statistic	NOUN
cblr-14252	199	44	such	such	ADJ
cblr-14252	199	45	as	as	ADP
cblr-14252	199	46	profit	profit	NOUN
cblr-14252	199	47	rate	rate	NOUN
cblr-14252	199	48	,	,	PUNCT
cblr-14252	199	49	portfolio	portfolio	NOUN
cblr-14252	199	50	growth	growth	NOUN
cblr-14252	199	51	,	,	PUNCT
cblr-14252	199	52	or	or	CCONJ
cblr-14252	199	53	total	total	ADJ
cblr-14252	199	54	profitable	profitable	ADJ
cblr-14252	199	55	trades	trade	NOUN
cblr-14252	199	56	—	—	PUNCT
cblr-14252	199	57	and	and	CCONJ
cblr-14252	199	58	that	that	SCONJ
cblr-14252	199	59	potentially	potentially	ADV
cblr-14252	199	60	enable	enable	ADJ
cblr-14252	199	61	participants	participant	NOUN
cblr-14252	199	62	to	to	PART
cblr-14252	199	63	compare	compare	VERB
cblr-14252	199	64	their	their	PRON
cblr-14252	199	65	own	own	ADJ
cblr-14252	199	66	performance	performance	NOUN
cblr-14252	199	67	with	with	ADP
cblr-14252	199	68	others	other	NOUN
cblr-14252	199	69	,	,	PUNCT
cblr-14252	199	70	fostering	foster	VERB
cblr-14252	199	71	competition	competition	NOUN
cblr-14252	199	72	and	and	CCONJ
cblr-14252	199	73	active	active	ADJ
cblr-14252	199	74	community	community	NOUN
cblr-14252	199	75	engagement	engagement	NOUN
cblr-14252	199	76	.	.	PUNCT
cblr-14252	200	1	this	this	PRON
cblr-14252	200	2	includes	include	VERB
cblr-14252	200	3	selecting	select	VERB
cblr-14252	200	4	popular	popular	ADJ
cblr-14252	200	5	investors	investor	NOUN
cblr-14252	200	6	with	with	ADP
cblr-14252	200	7	a	a	DET
cblr-14252	200	8	record	record	NOUN
cblr-14252	200	9	of	of	ADP
cblr-14252	200	10	performance	performance	NOUN
cblr-14252	200	11	,	,	PUNCT
cblr-14252	200	12	the	the	DET
cblr-14252	200	13	most	most	ADV
cblr-14252	200	14	copied	copy	VERB
cblr-14252	200	15	popular	popular	ADJ
cblr-14252	200	16	investors	investor	NOUN
cblr-14252	200	17	,	,	PUNCT
cblr-14252	200	18	popular	popular	ADJ
cblr-14252	200	19	investors	investor	NOUN
cblr-14252	200	20	whose	whose	DET
cblr-14252	200	21	portfolios	portfolio	NOUN
cblr-14252	200	22	emphasize	emphasize	VERB
cblr-14252	200	23	etfs	etfs	PROPN
cblr-14252	200	24	,	,	PUNCT
cblr-14252	200	25	etc	etc	X
cblr-14252	200	26	.	.	X
cblr-14252	200	27	36	36	NUM
cblr-14252	200	28	see	see	VERB
cblr-14252	200	29	,	,	PUNCT
cblr-14252	200	30	e.g.	e.g.	ADV
cblr-14252	200	31	,	,	PUNCT
cblr-14252	200	32	virtual	virtual	ADJ
cblr-14252	200	33	trading	trading	NOUN
cblr-14252	200	34	competition	competition	NOUN
cblr-14252	200	35	,	,	PUNCT
cblr-14252	200	36	etoro	etoro	NOUN
cblr-14252	200	37	,	,	PUNCT
cblr-14252	200	38	https://www.etoro.com/en-us/options/competition/	https://www.etoro.com/en-us/options/competition/	PROPN
cblr-14252	201	1	[	[	X
cblr-14252	201	2	https://perma.cc/m2b8z2uv	https://perma.cc/m2b8z2uv	X
cblr-14252	201	3	]	]	X
cblr-14252	201	4	.	.	PUNCT
cblr-14252	202	1	(	(	PUNCT
cblr-14252	202	2	the	the	DET
cblr-14252	202	3	website	website	NOUN
cblr-14252	202	4	states	state	VERB
cblr-14252	202	5	:	:	PUNCT
cblr-14252	202	6	"	"	PUNCT
cblr-14252	202	7	win	win	VERB
cblr-14252	202	8	up	up	ADP
cblr-14252	202	9	to	to	PART
cblr-14252	202	10	$	$	SYM
cblr-14252	202	11	4,000	4,000	NUM
cblr-14252	202	12	.	.	PUNCT
cblr-14252	203	1	whether	whether	SCONJ
cblr-14252	203	2	you	you	PRON
cblr-14252	203	3	’re	’re	VERB
cblr-14252	203	4	new	new	ADJ
cblr-14252	203	5	to	to	ADP
cblr-14252	203	6	options	option	NOUN
cblr-14252	203	7	or	or	CCONJ
cblr-14252	203	8	want	want	VERB
cblr-14252	203	9	to	to	PART
cblr-14252	203	10	strengthen	strengthen	VERB
cblr-14252	203	11	your	your	PRON
cblr-14252	203	12	skills	skill	NOUN
cblr-14252	203	13	,	,	PUNCT
cblr-14252	203	14	our	our	PRON
cblr-14252	203	15	virtual	virtual	ADJ
cblr-14252	203	16	options	option	NOUN
cblr-14252	203	17	trading	trading	NOUN
cblr-14252	203	18	competition	competition	NOUN
cblr-14252	203	19	gives	give	VERB
cblr-14252	203	20	you	you	PRON
cblr-14252	203	21	a	a	DET
cblr-14252	203	22	chance	chance	NOUN
cblr-14252	203	23	to	to	PART
cblr-14252	203	24	win	win	VERB
cblr-14252	203	25	real	real	ADJ
cblr-14252	203	26	money	money	NOUN
cblr-14252	203	27	—	—	PUNCT
cblr-14252	203	28	risk	risk	NOUN
cblr-14252	203	29	-	-	PUNCT
cblr-14252	203	30	free	free	ADJ
cblr-14252	203	31	.	.	PUNCT
cblr-14252	203	32	"	"	PUNCT
cblr-14252	203	33	)	)	PUNCT
cblr-14252	203	34	.	.	PUNCT
cblr-14252	204	1	37	37	NUM
cblr-14252	204	2	note	note	NOUN
cblr-14252	204	3	,	,	PUNCT
cblr-14252	204	4	however	however	ADV
cblr-14252	204	5	,	,	PUNCT
cblr-14252	204	6	that	that	SCONJ
cblr-14252	204	7	etoro	etoro	NOUN
cblr-14252	204	8	's	's	PART
cblr-14252	204	9	popular	popular	ADJ
cblr-14252	204	10	investors	investor	NOUN
cblr-14252	204	11	are	be	AUX
cblr-14252	204	12	required	require	VERB
cblr-14252	204	13	to	to	PART
cblr-14252	204	14	have	have	VERB
cblr-14252	204	15	a	a	DET
cblr-14252	204	16	risk	risk	NOUN
cblr-14252	204	17	score	score	NOUN
cblr-14252	204	18	below	below	ADP
cblr-14252	204	19	8	8	NUM
cblr-14252	204	20	.	.	PUNCT
cblr-14252	205	1	see	see	VERB
cblr-14252	205	2	what	what	PRON
cblr-14252	205	3	does	do	AUX
cblr-14252	205	4	responsible	responsible	ADJ
cblr-14252	205	5	trading	trading	NOUN
cblr-14252	205	6	mean	mean	NOUN
cblr-14252	205	7	?	?	PUNCT
cblr-14252	205	8	,	,	PUNCT
cblr-14252	205	9	etoro	etoro	NOUN
cblr-14252	205	10	,	,	PUNCT
cblr-14252	205	11	https://help.etoro.com/en-us/s/article/what-does-responsible-trading-mean	https://help.etoro.com/en-us/s/article/what-does-responsible-trading-mean	ADJ
cblr-14252	205	12	no	no	INTJ
cblr-14252	205	13	.	.	NOUN
cblr-14252	205	14	1	1	NUM
cblr-14252	205	15	]	]	PUNCT
cblr-14252	205	16	risk	risk	NOUN
cblr-14252	205	17	,	,	PUNCT
cblr-14252	205	18	discretion	discretion	NOUN
cblr-14252	205	19	,	,	PUNCT
cblr-14252	205	20	and	and	CCONJ
cblr-14252	205	21	bank	bank	NOUN
cblr-14252	205	22	supervision	supervision	NOUN
cblr-14252	205	23	323	323	NUM
cblr-14252	205	24	through	through	ADP
cblr-14252	205	25	its	its	PRON
cblr-14252	205	26	use	use	NOUN
cblr-14252	205	27	of	of	ADP
cblr-14252	205	28	badges	badge	NOUN
cblr-14252	205	29	,	,	PUNCT
cblr-14252	205	30	progress	progress	NOUN
cblr-14252	205	31	bars	bar	NOUN
cblr-14252	205	32	,	,	PUNCT
cblr-14252	205	33	and	and	CCONJ
cblr-14252	205	34	community	community	NOUN
cblr-14252	205	35	recognition	recognition	NOUN
cblr-14252	205	36	,	,	PUNCT
cblr-14252	205	37	rewarding	reward	VERB
cblr-14252	205	38	users	user	NOUN
cblr-14252	205	39	for	for	ADP
cblr-14252	205	40	activities	activity	NOUN
cblr-14252	205	41	such	such	ADJ
cblr-14252	205	42	as	as	ADP
cblr-14252	205	43	portfolio	portfolio	NOUN
cblr-14252	205	44	diversification	diversification	NOUN
cblr-14252	205	45	,	,	PUNCT
cblr-14252	205	46	or	or	CCONJ
cblr-14252	205	47	achieving	achieve	VERB
cblr-14252	205	48	follower	follower	NOUN
cblr-14252	205	49	milestones	milestone	NOUN
cblr-14252	205	50	.	.	PUNCT
cblr-14252	206	1	another	another	DET
cblr-14252	206	2	key	key	ADJ
cblr-14252	206	3	gamified	gamifie	VERB
cblr-14252	206	4	feature	feature	NOUN
cblr-14252	206	5	has	have	AUX
cblr-14252	206	6	been	be	AUX
cblr-14252	206	7	etoro	etoro	NOUN
cblr-14252	206	8	’s	’s	PART
cblr-14252	206	9	copyportfolios,38	copyportfolios,38	NOUN
cblr-14252	206	10	where	where	SCONJ
cblr-14252	206	11	users	user	NOUN
cblr-14252	206	12	have	have	AUX
cblr-14252	206	13	invested	invest	VERB
cblr-14252	206	14	in	in	ADP
cblr-14252	206	15	thematic	thematic	ADJ
cblr-14252	206	16	portfolios	portfolio	NOUN
cblr-14252	206	17	curated	curate	VERB
cblr-14252	206	18	by	by	ADP
cblr-14252	206	19	etoro	etoro	NOUN
cblr-14252	206	20	or	or	CCONJ
cblr-14252	206	21	by	by	ADP
cblr-14252	206	22	community	community	NOUN
cblr-14252	206	23	members	member	NOUN
cblr-14252	206	24	.	.	PUNCT
cblr-14252	207	1	these	these	DET
cblr-14252	207	2	portfolios	portfolio	NOUN
cblr-14252	207	3	have	have	AUX
cblr-14252	207	4	been	be	AUX
cblr-14252	207	5	marketed	market	VERB
cblr-14252	207	6	with	with	ADP
cblr-14252	207	7	catchy	catchy	ADJ
cblr-14252	207	8	themes	theme	NOUN
cblr-14252	207	9	like	like	ADP
cblr-14252	207	10	“	"	PUNCT
cblr-14252	207	11	cryptoportfolio	cryptoportfolio	NOUN
cblr-14252	207	12	”	"	PUNCT
cblr-14252	207	13	or	or	CCONJ
cblr-14252	207	14	“	"	PUNCT
cblr-14252	207	15	renewableenergy	renewableenergy	NOUN
cblr-14252	207	16	,	,	PUNCT
cblr-14252	207	17	”	"	PUNCT
cblr-14252	207	18	over	over	ADP
cblr-14252	207	19	-	-	PUNCT
cblr-14252	207	20	simplifying	simplify	VERB
cblr-14252	207	21	and	and	CCONJ
cblr-14252	207	22	reducing	reduce	VERB
cblr-14252	207	23	complex	complex	ADJ
cblr-14252	207	24	investment	investment	NOUN
cblr-14252	207	25	choices	choice	NOUN
cblr-14252	207	26	to	to	ADP
cblr-14252	207	27	flat	flat	ADJ
cblr-14252	207	28	and	and	CCONJ
cblr-14252	207	29	super	super	ADV
cblr-14252	207	30	easy	easy	ADJ
cblr-14252	207	31	-	-	PUNCT
cblr-14252	207	32	to	to	PART
cblr-14252	207	33	-	-	PUNCT
cblr-14252	207	34	understand	understand	VERB
cblr-14252	207	35	types	type	NOUN
cblr-14252	207	36	of	of	ADP
cblr-14252	207	37	narratives.39	narratives.39	PROPN
cblr-14252	207	38	thematic	thematic	ADJ
cblr-14252	207	39	investing	investing	NOUN
cblr-14252	207	40	has	have	AUX
cblr-14252	207	41	added	add	VERB
cblr-14252	207	42	a	a	DET
cblr-14252	207	43	gamified	gamifie	VERB
cblr-14252	207	44	layer	layer	NOUN
cblr-14252	207	45	of	of	ADP
cblr-14252	207	46	storytelling	storytelling	NOUN
cblr-14252	207	47	,	,	PUNCT
cblr-14252	207	48	where	where	SCONJ
cblr-14252	207	49	users	user	NOUN
cblr-14252	207	50	feel	feel	VERB
cblr-14252	207	51	they	they	PRON
cblr-14252	207	52	are	be	AUX
cblr-14252	207	53	part	part	NOUN
cblr-14252	207	54	of	of	ADP
cblr-14252	207	55	a	a	DET
cblr-14252	207	56	larger	large	ADJ
cblr-14252	207	57	trend	trend	NOUN
cblr-14252	207	58	or	or	CCONJ
cblr-14252	207	59	movement	movement	NOUN
cblr-14252	207	60	.	.	PUNCT
cblr-14252	208	1	this	this	PRON
cblr-14252	208	2	has	have	AUX
cblr-14252	208	3	made	make	VERB
cblr-14252	208	4	investing	invest	VERB
cblr-14252	208	5	more	more	ADV
cblr-14252	208	6	engaging	engaging	ADJ
cblr-14252	208	7	but	but	CCONJ
cblr-14252	208	8	can	can	AUX
cblr-14252	208	9	also	also	ADV
cblr-14252	208	10	lead	lead	VERB
cblr-14252	208	11	to	to	ADP
cblr-14252	208	12	impulsive	impulsive	ADJ
cblr-14252	208	13	decisions	decision	NOUN
cblr-14252	208	14	driven	drive	VERB
cblr-14252	208	15	by	by	ADP
cblr-14252	208	16	narrative	narrative	NOUN
cblr-14252	208	17	appeal	appeal	NOUN
cblr-14252	208	18	rather	rather	ADV
cblr-14252	208	19	than	than	ADP
cblr-14252	208	20	sound	sound	ADJ
cblr-14252	208	21	financial	financial	ADJ
cblr-14252	208	22	analysis	analysis	NOUN
cblr-14252	208	23	.	.	PUNCT
cblr-14252	209	1	finally	finally	ADV
cblr-14252	209	2	,	,	PUNCT
cblr-14252	209	3	etoro	etoro	PROPN
cblr-14252	209	4	’s	’s	PART
cblr-14252	209	5	interface	interface	NOUN
cblr-14252	209	6	has	have	AUX
cblr-14252	209	7	been	be	AUX
cblr-14252	209	8	deliberately	deliberately	ADV
cblr-14252	209	9	designed	design	VERB
cblr-14252	209	10	to	to	PART
cblr-14252	209	11	resemble	resemble	VERB
cblr-14252	209	12	a	a	DET
cblr-14252	209	13	social	social	ADJ
cblr-14252	209	14	network	network	NOUN
cblr-14252	209	15	,	,	PUNCT
cblr-14252	209	16	with	with	ADP
cblr-14252	209	17	news	news	NOUN
cblr-14252	209	18	feeds	feed	NOUN
cblr-14252	209	19	,	,	PUNCT
cblr-14252	209	20	comment	comment	NOUN
cblr-14252	209	21	sections	section	NOUN
cblr-14252	209	22	,	,	PUNCT
cblr-14252	209	23	and	and	CCONJ
cblr-14252	209	24	user	user	NOUN
cblr-14252	209	25	profiles.40	profiles.40	NOUN
cblr-14252	209	26	this	this	DET
cblr-14252	209	27	design	design	NOUN
cblr-14252	209	28	has	have	AUX
cblr-14252	209	29	created	create	VERB
cblr-14252	209	30	a	a	DET
cblr-14252	209	31	sense	sense	NOUN
cblr-14252	209	32	of	of	ADP
cblr-14252	209	33	belonging	belong	VERB
cblr-14252	209	34	and	and	CCONJ
cblr-14252	209	35	constant	constant	ADJ
cblr-14252	209	36	engagement	engagement	NOUN
cblr-14252	209	37	,	,	PUNCT
cblr-14252	209	38	fostering	foster	VERB
cblr-14252	209	39	a	a	DET
cblr-14252	209	40	behavior	behavior	NOUN
cblr-14252	209	41	loop	loop	NOUN
cblr-14252	209	42	where	where	SCONJ
cblr-14252	209	43	users	user	NOUN
cblr-14252	209	44	have	have	AUX
cblr-14252	209	45	regularly	regularly	ADV
cblr-14252	209	46	checked	check	VERB
cblr-14252	209	47	in	in	ADP
cblr-14252	209	48	to	to	PART
cblr-14252	209	49	see	see	VERB
cblr-14252	209	50	how	how	SCONJ
cblr-14252	209	51	their	their	PRON
cblr-14252	209	52	copied	copy	VERB
cblr-14252	209	53	trades	trade	NOUN
cblr-14252	209	54	or	or	CCONJ
cblr-14252	209	55	portfolios	portfolio	NOUN
cblr-14252	209	56	have	have	AUX
cblr-14252	209	57	been	be	AUX
cblr-14252	209	58	us#:~:text	us#:~:text	ADJ
cblr-14252	209	59	=	=	SYM
cblr-14252	209	60	for%20popular%20investors%2c%20the%20maximum	for%20popular%20investors%2c%20the%20maximum	ADJ
cblr-14252	209	61	,	,	PUNCT
cblr-14252	209	62	prior%	prior%	NUM
cblr-14252	209	63	20to%20joining%20the%20program	20to%20joining%20the%20program	PROPN
cblr-14252	209	64	(	(	PUNCT
cblr-14252	209	65	last	last	ADV
cblr-14252	209	66	visited	visit	VERB
cblr-14252	209	67	jan	jan	PROPN
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cblr-14252	209	72	)	)	PUNCT
cblr-14252	209	73	.	.	PUNCT
cblr-14252	210	1	yet	yet	ADV
cblr-14252	210	2	,	,	PUNCT
cblr-14252	210	3	the	the	DET
cblr-14252	210	4	coppiers	coppier	NOUN
cblr-14252	210	5	/	/	SYM
cblr-14252	210	6	followers	follower	NOUN
cblr-14252	210	7	might	might	AUX
cblr-14252	210	8	not	not	PART
cblr-14252	210	9	be	be	AUX
cblr-14252	210	10	ranked	rank	VERB
cblr-14252	210	11	below	below	ADP
cblr-14252	210	12	8	8	NUM
cblr-14252	210	13	under	under	ADP
cblr-14252	210	14	that	that	DET
cblr-14252	210	15	same	same	ADJ
cblr-14252	210	16	scoring	scoring	NOUN
cblr-14252	210	17	mechanism	mechanism	NOUN
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cblr-14252	210	19	and	and	CCONJ
cblr-14252	210	20	the	the	DET
cblr-14252	210	21	popular	popular	ADJ
cblr-14252	210	22	investors	investor	NOUN
cblr-14252	210	23	'	'	PART
cblr-14252	210	24	loss	loss	NOUN
cblr-14252	210	25	history	history	NOUN
cblr-14252	210	26	is	be	AUX
cblr-14252	210	27	also	also	ADV
cblr-14252	210	28	not	not	PART
cblr-14252	210	29	readily	readily	ADV
cblr-14252	210	30	available	available	ADJ
cblr-14252	210	31	for	for	SCONJ
cblr-14252	210	32	users	user	NOUN
cblr-14252	210	33	to	to	PART
cblr-14252	210	34	learn	learn	VERB
cblr-14252	210	35	from	from	ADP
cblr-14252	210	36	.	.	PUNCT
cblr-14252	211	1	therefore	therefore	ADV
cblr-14252	211	2	,	,	PUNCT
cblr-14252	211	3	while	while	SCONJ
cblr-14252	211	4	a	a	DET
cblr-14252	211	5	specific	specific	ADJ
cblr-14252	211	6	transaction	transaction	NOUN
cblr-14252	211	7	might	might	AUX
cblr-14252	211	8	be	be	AUX
cblr-14252	211	9	considered	consider	VERB
cblr-14252	211	10	prudent	prudent	ADJ
cblr-14252	211	11	for	for	ADP
cblr-14252	211	12	a	a	DET
cblr-14252	211	13	popular	popular	ADJ
cblr-14252	211	14	investor	investor	NOUN
cblr-14252	211	15	due	due	ADP
cblr-14252	211	16	to	to	ADP
cblr-14252	211	17	factors	factor	NOUN
cblr-14252	211	18	such	such	ADJ
cblr-14252	211	19	as	as	ADP
cblr-14252	211	20	portfolio	portfolio	NOUN
cblr-14252	211	21	volatility	volatility	NOUN
cblr-14252	211	22	,	,	PUNCT
cblr-14252	211	23	diversity	diversity	NOUN
cblr-14252	211	24	,	,	PUNCT
cblr-14252	211	25	leveraged	leveraged	ADJ
cblr-14252	211	26	etfs	etfs	NOUN
cblr-14252	211	27	,	,	PUNCT
cblr-14252	211	28	and	and	CCONJ
cblr-14252	211	29	inverse	inverse	PROPN
cblr-14252	211	30	etfs	etfs	PROPN
cblr-14252	211	31	,	,	PUNCT
cblr-14252	211	32	this	this	PRON
cblr-14252	211	33	might	might	AUX
cblr-14252	211	34	not	not	PART
cblr-14252	211	35	be	be	AUX
cblr-14252	211	36	the	the	DET
cblr-14252	211	37	case	case	NOUN
cblr-14252	211	38	for	for	ADP
cblr-14252	211	39	the	the	DET
cblr-14252	211	40	coppiers	coppier	NOUN
cblr-14252	211	41	/	/	SYM
cblr-14252	211	42	followers	follower	NOUN
cblr-14252	211	43	.	.	PUNCT
cblr-14252	212	1	for	for	ADP
cblr-14252	212	2	more	more	ADJ
cblr-14252	212	3	on	on	ADP
cblr-14252	212	4	the	the	DET
cblr-14252	212	5	risk	risk	NOUN
cblr-14252	212	6	scoring	scoring	NOUN
cblr-14252	212	7	see	see	VERB
cblr-14252	212	8	how	how	SCONJ
cblr-14252	212	9	does	do	AUX
cblr-14252	212	10	etoro	etoro	NOUN
cblr-14252	212	11	calculate	calculate	VERB
cblr-14252	212	12	and	and	CCONJ
cblr-14252	212	13	present	present	ADJ
cblr-14252	212	14	risk	risk	NOUN
cblr-14252	212	15	?	?	PUNCT
cblr-14252	212	16	,	,	PUNCT
cblr-14252	212	17	etoro	etoro	PROPN
cblr-14252	212	18	,	,	PUNCT
cblr-14252	212	19	https://help.etoro.com/en-us/s/article/risk-score-explained-us	https://help.etoro.com/en-us/s/article/risk-score-explained-us	PROPN
cblr-14252	212	20	(	(	PUNCT
cblr-14252	212	21	last	last	ADV
cblr-14252	212	22	visited	visit	VERB
cblr-14252	212	23	jan	jan	PROPN
cblr-14252	212	24	.	.	PROPN
cblr-14252	212	25	27	27	NUM
cblr-14252	212	26	,	,	PUNCT
cblr-14252	212	27	2025	2025	NUM
cblr-14252	212	28	)	)	PUNCT
cblr-14252	212	29	.	.	PUNCT
cblr-14252	213	1	38	38	NUM
cblr-14252	213	2	the	the	DET
cblr-14252	213	3	authors	author	NOUN
cblr-14252	213	4	have	have	AUX
cblr-14252	213	5	been	be	AUX
cblr-14252	213	6	informed	inform	VERB
cblr-14252	213	7	that	that	SCONJ
cblr-14252	213	8	etoro	etoro	PROPN
cblr-14252	213	9	has	have	AUX
cblr-14252	213	10	changed	change	VERB
cblr-14252	213	11	"	"	PUNCT
cblr-14252	213	12	copy	copy	VERB
cblr-14252	213	13	portfolios	portfolio	NOUN
cblr-14252	213	14	"	"	PUNCT
cblr-14252	213	15	to	to	ADP
cblr-14252	213	16	"	"	PUNCT
cblr-14252	213	17	smart	smart	ADJ
cblr-14252	213	18	portfolios	portfolio	NOUN
cblr-14252	213	19	"	"	PUNCT
cblr-14252	213	20	in	in	ADP
cblr-14252	213	21	2022	2022	NUM
cblr-14252	213	22	.	.	PUNCT
cblr-14252	214	1	relatedly	relatedly	ADV
cblr-14252	214	2	,	,	PUNCT
cblr-14252	214	3	however	however	ADV
cblr-14252	214	4	,	,	PUNCT
cblr-14252	214	5	the	the	DET
cblr-14252	214	6	term	term	NOUN
cblr-14252	214	7	copytrader	copytrader	NOUN
cblr-14252	214	8	is	be	AUX
cblr-14252	214	9	still	still	ADV
cblr-14252	214	10	used	use	VERB
cblr-14252	214	11	.	.	PUNCT
cblr-14252	215	1	39	39	NUM
cblr-14252	215	2	for	for	ADP
cblr-14252	215	3	more	more	ADJ
cblr-14252	215	4	on	on	ADP
cblr-14252	215	5	thematic	thematic	ADJ
cblr-14252	215	6	investing	investing	NOUN
cblr-14252	215	7	see	see	VERB
cblr-14252	215	8	what	what	PRON
cblr-14252	215	9	is	be	AUX
cblr-14252	215	10	thematic	thematic	ADJ
cblr-14252	215	11	investing	investing	NOUN
cblr-14252	215	12	?	?	PUNCT
cblr-14252	215	13	,	,	PUNCT
cblr-14252	215	14	etoro	etoro	PROPN
cblr-14252	215	15	,	,	PUNCT
cblr-14252	215	16	https://www.etoro.com/investing/portfolios/what-is-thematicinvesting/	https://www.etoro.com/investing/portfolios/what-is-thematicinvesting/	PROPN
cblr-14252	215	17	(	(	PUNCT
cblr-14252	215	18	last	last	ADV
cblr-14252	215	19	visited	visit	VERB
cblr-14252	215	20	jan	jan	PROPN
cblr-14252	215	21	.	.	PROPN
cblr-14252	215	22	27	27	NUM
cblr-14252	215	23	,	,	PUNCT
cblr-14252	215	24	2025	2025	NUM
cblr-14252	215	25	)	)	PUNCT
cblr-14252	215	26	,	,	PUNCT
cblr-14252	215	27	which	which	PRON
cblr-14252	215	28	includes	include	VERB
cblr-14252	215	29	renewable	renewable	ADJ
cblr-14252	215	30	energy	energy	NOUN
cblr-14252	215	31	,	,	PUNCT
cblr-14252	215	32	inthegame	inthegame	PROPN
cblr-14252	215	33	,	,	PUNCT
cblr-14252	215	34	and	and	CCONJ
cblr-14252	215	35	cryptoequal	cryptoequal	ADJ
cblr-14252	215	36	,	,	PUNCT
cblr-14252	215	37	as	as	ADV
cblr-14252	215	38	well	well	ADV
cblr-14252	215	39	as	as	ADP
cblr-14252	215	40	other	other	ADJ
cblr-14252	215	41	themes	theme	NOUN
cblr-14252	215	42	.	.	PUNCT
cblr-14252	216	1	40	40	NUM
cblr-14252	216	2	james	james	PROPN
cblr-14252	216	3	royal	royal	PROPN
cblr-14252	216	4	&	&	CCONJ
cblr-14252	216	5	john	john	PROPN
cblr-14252	216	6	schmidt	schmidt	PROPN
cblr-14252	216	7	,	,	PUNCT
cblr-14252	216	8	etoro	etoro	PROPN
cblr-14252	216	9	vs.	vs.	ADP
cblr-14252	216	10	coinbase	coinbase	PROPN
cblr-14252	216	11	,	,	PUNCT
cblr-14252	216	12	investopedia	investopedia	PROPN
cblr-14252	216	13	,	,	PUNCT
cblr-14252	216	14	https://www.investopedia.com/etoro-vs-coinbase-5179204	https://www.investopedia.com/etoro-vs-coinbase-5179204	PROPN
cblr-14252	216	15	[	[	X
cblr-14252	216	16	https://perma.cc/b44w-u9aa	https://perma.cc/b44w-u9aa	PROPN
cblr-14252	216	17	]	]	X
cblr-14252	216	18	(	(	PUNCT
cblr-14252	216	19	last	last	ADJ
cblr-14252	216	20	visited	visit	VERB
cblr-14252	216	21	aug	aug	PROPN
cblr-14252	216	22	.	.	PROPN
cblr-14252	216	23	19	19	NUM
cblr-14252	216	24	,	,	PUNCT
cblr-14252	216	25	2024	2024	NUM
cblr-14252	216	26	)	)	PUNCT
cblr-14252	216	27	.	.	PUNCT
cblr-14252	217	1	324	324	NUM
cblr-14252	217	2	columbia	columbia	PROPN
cblr-14252	217	3	business	business	NOUN
cblr-14252	217	4	law	law	PROPN
cblr-14252	217	5	review	review	NOUN
cblr-14252	217	6	[	[	X
cblr-14252	217	7	vol	vol	NOUN
cblr-14252	217	8	.	.	PUNCT
cblr-14252	217	9	2025	2025	NUM
cblr-14252	217	10	performing	performing	NOUN
cblr-14252	217	11	,	,	PUNCT
cblr-14252	217	12	much	much	ADJ
cblr-14252	217	13	like	like	ADP
cblr-14252	217	14	they	they	PRON
cblr-14252	217	15	would	would	AUX
cblr-14252	217	16	with	with	ADP
cblr-14252	217	17	social	social	ADJ
cblr-14252	217	18	media	medium	NOUN
cblr-14252	217	19	notifications.41	notifications.41	NOUN
cblr-14252	217	20	by	by	ADP
cblr-14252	217	21	merging	merge	VERB
cblr-14252	217	22	the	the	DET
cblr-14252	217	23	thrill	thrill	NOUN
cblr-14252	217	24	of	of	ADP
cblr-14252	217	25	social	social	ADJ
cblr-14252	217	26	interaction	interaction	NOUN
cblr-14252	217	27	with	with	ADP
cblr-14252	217	28	investment	investment	NOUN
cblr-14252	217	29	activities	activity	NOUN
cblr-14252	217	30	,	,	PUNCT
cblr-14252	217	31	etoro	etoro	PROPN
cblr-14252	217	32	has	have	AUX
cblr-14252	217	33	gamified	gamifie	VERB
cblr-14252	217	34	the	the	DET
cblr-14252	217	35	trading	trading	NOUN
cblr-14252	217	36	experience	experience	NOUN
cblr-14252	217	37	in	in	ADP
cblr-14252	217	38	a	a	DET
cblr-14252	217	39	way	way	NOUN
cblr-14252	217	40	that	that	PRON
cblr-14252	217	41	encourages	encourage	VERB
cblr-14252	217	42	higher	high	ADJ
cblr-14252	217	43	engagement	engagement	NOUN
cblr-14252	217	44	,	,	PUNCT
cblr-14252	217	45	possibly	possibly	ADV
cblr-14252	217	46	at	at	ADP
cblr-14252	217	47	the	the	DET
cblr-14252	217	48	expense	expense	NOUN
cblr-14252	217	49	of	of	ADP
cblr-14252	217	50	long	long	ADJ
cblr-14252	217	51	-	-	PUNCT
cblr-14252	217	52	term	term	NOUN
cblr-14252	217	53	,	,	PUNCT
cblr-14252	217	54	well	well	ADV
cblr-14252	217	55	-	-	PUNCT
cblr-14252	217	56	informed	inform	VERB
cblr-14252	217	57	riskaverse	riskaverse	NOUN
cblr-14252	217	58	strategies	strategy	NOUN
cblr-14252	217	59	.	.	PUNCT
cblr-14252	218	1	building	build	VERB
cblr-14252	218	2	up	up	ADP
cblr-14252	218	3	on	on	ADP
cblr-14252	218	4	robinhood	robinhood	PROPN
cblr-14252	218	5	and	and	CCONJ
cblr-14252	218	6	etoro	etoro	PROPN
cblr-14252	218	7	features	feature	NOUN
cblr-14252	218	8	and	and	CCONJ
cblr-14252	218	9	design	design	NOUN
cblr-14252	218	10	,	,	PUNCT
cblr-14252	218	11	webull	webull	ADJ
cblr-14252	218	12	has	have	AUX
cblr-14252	218	13	also	also	ADV
cblr-14252	218	14	implemented	implement	VERB
cblr-14252	218	15	gamification	gamification	NOUN
cblr-14252	218	16	-	-	PUNCT
cblr-14252	218	17	based	base	VERB
cblr-14252	218	18	concepts	concept	NOUN
cblr-14252	218	19	in	in	ADP
cblr-14252	218	20	its	its	PRON
cblr-14252	218	21	platform	platform	NOUN
cblr-14252	218	22	by	by	ADP
cblr-14252	218	23	integrating	integrate	VERB
cblr-14252	218	24	community	community	NOUN
cblr-14252	218	25	-	-	PUNCT
cblr-14252	218	26	driven	drive	VERB
cblr-14252	218	27	features	feature	NOUN
cblr-14252	218	28	like	like	ADP
cblr-14252	218	29	leaderboards	leaderboard	NOUN
cblr-14252	218	30	and	and	CCONJ
cblr-14252	218	31	social	social	ADJ
cblr-14252	218	32	trading	trading	NOUN
cblr-14252	218	33	that	that	PRON
cblr-14252	218	34	appeal	appeal	VERB
cblr-14252	218	35	to	to	ADP
cblr-14252	218	36	competitive	competitive	ADJ
cblr-14252	218	37	instincts	instinct	NOUN
cblr-14252	218	38	and	and	CCONJ
cblr-14252	218	39	foster	foster	ADJ
cblr-14252	218	40	social	social	ADJ
cblr-14252	218	41	validation.42	validation.42	NOUN
cblr-14252	218	42	users	user	NOUN
cblr-14252	218	43	see	see	VERB
cblr-14252	218	44	where	where	SCONJ
cblr-14252	218	45	they	they	PRON
cblr-14252	218	46	rank	rank	VERB
cblr-14252	218	47	compared	compare	VERB
cblr-14252	218	48	to	to	ADP
cblr-14252	218	49	other	other	ADJ
cblr-14252	218	50	traders	trader	NOUN
cblr-14252	218	51	based	base	VERB
cblr-14252	218	52	on	on	ADP
cblr-14252	218	53	metrics	metric	NOUN
cblr-14252	218	54	like	like	ADP
cblr-14252	218	55	daily	daily	ADJ
cblr-14252	218	56	or	or	CCONJ
cblr-14252	218	57	weekly	weekly	ADJ
cblr-14252	218	58	returns	return	NOUN
cblr-14252	218	59	.	.	PUNCT
cblr-14252	219	1	this	this	DET
cblr-14252	219	2	leaderboard	leaderboard	NOUN
cblr-14252	219	3	system	system	NOUN
cblr-14252	219	4	incentivizes	incentivize	VERB
cblr-14252	219	5	risky	risky	ADJ
cblr-14252	219	6	behavior	behavior	NOUN
cblr-14252	219	7	,	,	PUNCT
cblr-14252	219	8	as	as	SCONJ
cblr-14252	219	9	traders	trader	NOUN
cblr-14252	219	10	chase	chase	VERB
cblr-14252	219	11	top	top	ADJ
cblr-14252	219	12	spots	spot	NOUN
cblr-14252	219	13	by	by	ADP
cblr-14252	219	14	engaging	engage	VERB
cblr-14252	219	15	in	in	ADP
cblr-14252	219	16	short	short	ADJ
cblr-14252	219	17	-	-	PUNCT
cblr-14252	219	18	term	term	NOUN
cblr-14252	219	19	,	,	PUNCT
cblr-14252	219	20	high	high	ADJ
cblr-14252	219	21	-	-	PUNCT
cblr-14252	219	22	frequency	frequency	NOUN
cblr-14252	219	23	high	high	ADJ
cblr-14252	219	24	-	-	PUNCT
cblr-14252	219	25	risk	risk	NOUN
cblr-14252	219	26	trades	trade	NOUN
cblr-14252	219	27	.	.	PUNCT
cblr-14252	220	1	the	the	DET
cblr-14252	220	2	visibility	visibility	NOUN
cblr-14252	220	3	of	of	ADP
cblr-14252	220	4	these	these	DET
cblr-14252	220	5	rankings	ranking	NOUN
cblr-14252	220	6	taps	tap	NOUN
cblr-14252	220	7	into	into	ADP
cblr-14252	220	8	the	the	DET
cblr-14252	220	9	social	social	ADJ
cblr-14252	220	10	proof	proof	ADJ
cblr-14252	220	11	bias	bias	NOUN
cblr-14252	220	12	,	,	PUNCT
cblr-14252	220	13	where	where	SCONJ
cblr-14252	220	14	users	user	NOUN
cblr-14252	220	15	are	be	AUX
cblr-14252	220	16	more	more	ADV
cblr-14252	220	17	likely	likely	ADJ
cblr-14252	220	18	to	to	PART
cblr-14252	220	19	emulate	emulate	VERB
cblr-14252	220	20	the	the	DET
cblr-14252	220	21	behaviors	behavior	NOUN
cblr-14252	220	22	that	that	PRON
cblr-14252	220	23	they	they	PRON
cblr-14252	220	24	see	see	VERB
cblr-14252	220	25	being	be	AUX
cblr-14252	220	26	rewarded	reward	VERB
cblr-14252	220	27	.	.	PUNCT
cblr-14252	221	1	moreover	moreover	ADV
cblr-14252	221	2	,	,	PUNCT
cblr-14252	221	3	webull	webull	PROPN
cblr-14252	221	4	’s	’s	NOUN
cblr-14252	221	5	community	community	NOUN
cblr-14252	221	6	forums	forum	NOUN
cblr-14252	221	7	have	have	AUX
cblr-14252	221	8	allowed	allow	VERB
cblr-14252	221	9	users	user	NOUN
cblr-14252	221	10	to	to	PART
cblr-14252	221	11	share	share	VERB
cblr-14252	221	12	trading	trading	NOUN
cblr-14252	221	13	ideas	idea	NOUN
cblr-14252	221	14	,	,	PUNCT
cblr-14252	221	15	strategies	strategy	NOUN
cblr-14252	221	16	,	,	PUNCT
cblr-14252	221	17	and	and	CCONJ
cblr-14252	221	18	successes.43	successes.43	NOUN
cblr-14252	221	19	this	this	PRON
cblr-14252	221	20	has	have	AUX
cblr-14252	221	21	created	create	VERB
cblr-14252	221	22	an	an	DET
cblr-14252	221	23	environment	environment	NOUN
cblr-14252	221	24	where	where	SCONJ
cblr-14252	221	25	41	41	NUM
cblr-14252	221	26	for	for	ADP
cblr-14252	221	27	a	a	DET
cblr-14252	221	28	related	related	ADJ
cblr-14252	221	29	discussion	discussion	NOUN
cblr-14252	221	30	on	on	ADP
cblr-14252	221	31	copy	copy	NOUN
cblr-14252	221	32	trading	trading	NOUN
cblr-14252	221	33	see	see	NOUN
cblr-14252	221	34	matt	matt	PROPN
cblr-14252	221	35	mclennan	mclennan	PROPN
cblr-14252	221	36	,	,	PUNCT
cblr-14252	221	37	best	good	ADJ
cblr-14252	221	38	traders	trader	NOUN
cblr-14252	221	39	to	to	PART
cblr-14252	221	40	copy	copy	VERB
cblr-14252	221	41	on	on	ADP
cblr-14252	221	42	etoro	etoro	PROPN
cblr-14252	221	43	,	,	PUNCT
cblr-14252	221	44	forbes	forbes	PROPN
cblr-14252	221	45	(	(	PUNCT
cblr-14252	221	46	jan	jan	PROPN
cblr-14252	221	47	.	.	PROPN
cblr-14252	221	48	19	19	NUM
cblr-14252	221	49	,	,	PUNCT
cblr-14252	221	50	2024	2024	NUM
cblr-14252	221	51	)	)	PUNCT
cblr-14252	221	52	,	,	PUNCT
cblr-14252	221	53	https://www.forbes.com/advisor/au/investing/cryptocurrency/best-tradersto-copy-on-etoro/	https://www.forbes.com/advisor/au/investing/cryptocurrency/best-tradersto-copy-on-etoro/	X
cblr-14252	222	1	[	[	X
cblr-14252	222	2	https://perma.cc/68jm-9uq4	https://perma.cc/68jm-9uq4	X
cblr-14252	222	3	]	]	PUNCT
cblr-14252	222	4	.	.	PUNCT
cblr-14252	223	1	42	42	NUM
cblr-14252	223	2	benzinga	benzinga	ADJ
cblr-14252	223	3	,	,	PUNCT
cblr-14252	223	4	5	5	NUM
cblr-14252	223	5	penny	penny	NOUN
cblr-14252	223	6	stocks	stock	NOUN
cblr-14252	223	7	to	to	PART
cblr-14252	223	8	watch	watch	VERB
cblr-14252	223	9	before	before	ADP
cblr-14252	223	10	next	next	ADJ
cblr-14252	223	11	week	week	NOUN
cblr-14252	223	12	;	;	PUNCT
cblr-14252	223	13	is	be	AUX
cblr-14252	223	14	it	it	PRON
cblr-14252	223	15	time	time	NOUN
cblr-14252	223	16	to	to	PART
cblr-14252	223	17	buy	buy	VERB
cblr-14252	223	18	?	?	PUNCT
cblr-14252	223	19	,	,	PUNCT
cblr-14252	223	20	webull	webull	ADJ
cblr-14252	223	21	,	,	PUNCT
cblr-14252	223	22	https://www.webull.com/news/10747417812676608	https://www.webull.com/news/10747417812676608	PROPN
cblr-14252	223	23	[	[	PUNCT
cblr-14252	223	24	h	h	NOUN
cblr-14252	223	25	t	t	PROPN
cblr-14252	223	26	t	t	PROPN
cblr-14252	223	27	p	p	X
cblr-14252	223	28	s	s	X
cblr-14252	223	29	:	:	PUNCT
cblr-14252	223	30	/	/	SYM
cblr-14252	223	31	/	/	SYM
cblr-14252	223	32	p	p	X
cblr-14252	224	1	e	e	NOUN
cblr-14252	224	2	r	r	NOUN
cblr-14252	224	3	m	m	VERB
cblr-14252	224	4	a	a	PRON
cblr-14252	224	5	.	.	PUNCT
cblr-14252	225	1	c	c	NOUN
cblr-14252	225	2	c	c	NOUN
cblr-14252	225	3	/	/	SYM
cblr-14252	225	4	8	8	NUM
cblr-14252	225	5	k	k	NOUN
cblr-14252	225	6	l	l	NOUN
cblr-14252	225	7	t	t	NOUN
cblr-14252	225	8	z	z	NOUN
cblr-14252	225	9	h	h	NOUN
cblr-14252	226	1	y	y	PROPN
cblr-14252	226	2	8	8	NUM
cblr-14252	226	3	]	]	PUNCT
cblr-14252	226	4	(	(	PUNCT
cblr-14252	226	5	last	last	ADV
cblr-14252	226	6	visited	visit	VERB
cblr-14252	226	7	aug	aug	PROPN
cblr-14252	226	8	.	.	PROPN
cblr-14252	226	9	19	19	NUM
cblr-14252	226	10	,	,	PUNCT
cblr-14252	226	11	2024	2024	NUM
cblr-14252	226	12	)	)	PUNCT
cblr-14252	226	13	(	(	PUNCT
cblr-14252	226	14	showcasing	showcase	VERB
cblr-14252	226	15	how	how	SCONJ
cblr-14252	226	16	webull	webull	ADJ
cblr-14252	226	17	’s	’s	ADJ
cblr-14252	226	18	leaderboard	leaderboard	ADJ
cblr-14252	226	19	feature	feature	NOUN
cblr-14252	226	20	ranks	rank	VERB
cblr-14252	226	21	traders	trader	NOUN
cblr-14252	226	22	based	base	VERB
cblr-14252	226	23	on	on	ADP
cblr-14252	226	24	their	their	PRON
cblr-14252	226	25	performance	performance	NOUN
cblr-14252	226	26	,	,	PUNCT
cblr-14252	226	27	fostering	foster	VERB
cblr-14252	226	28	a	a	DET
cblr-14252	226	29	competitive	competitive	ADJ
cblr-14252	226	30	environment	environment	NOUN
cblr-14252	226	31	that	that	PRON
cblr-14252	226	32	encourages	encourage	VERB
cblr-14252	226	33	users	user	NOUN
cblr-14252	226	34	to	to	PART
cblr-14252	226	35	take	take	VERB
cblr-14252	226	36	high	high	ADJ
cblr-14252	226	37	-	-	PUNCT
cblr-14252	226	38	risk	risk	NOUN
cblr-14252	226	39	trades	trade	NOUN
cblr-14252	226	40	in	in	ADP
cblr-14252	226	41	pursuit	pursuit	NOUN
cblr-14252	226	42	of	of	ADP
cblr-14252	226	43	top	top	ADJ
cblr-14252	226	44	rankings	ranking	NOUN
cblr-14252	226	45	,	,	PUNCT
cblr-14252	226	46	and	and	CCONJ
cblr-14252	226	47	that	that	SCONJ
cblr-14252	226	48	by	by	ADP
cblr-14252	226	49	highlighting	highlight	VERB
cblr-14252	226	50	these	these	DET
cblr-14252	226	51	leaderboards	leaderboard	NOUN
cblr-14252	226	52	,	,	PUNCT
cblr-14252	226	53	webull	webull	ADJ
cblr-14252	226	54	taps	tap	NOUN
cblr-14252	226	55	into	into	ADP
cblr-14252	226	56	users	user	NOUN
cblr-14252	226	57	’	'	PUNCT
cblr-14252	226	58	desire	desire	NOUN
cblr-14252	226	59	for	for	ADP
cblr-14252	226	60	social	social	ADJ
cblr-14252	226	61	recognition	recognition	NOUN
cblr-14252	226	62	and	and	CCONJ
cblr-14252	226	63	status	status	NOUN
cblr-14252	226	64	,	,	PUNCT
cblr-14252	226	65	driving	drive	VERB
cblr-14252	226	66	engagement	engagement	NOUN
cblr-14252	226	67	and	and	CCONJ
cblr-14252	226	68	influencing	influence	VERB
cblr-14252	226	69	trading	trading	NOUN
cblr-14252	226	70	behaviors	behavior	NOUN
cblr-14252	226	71	that	that	PRON
cblr-14252	226	72	prioritize	prioritize	VERB
cblr-14252	226	73	short	short	ADJ
cblr-14252	226	74	-	-	PUNCT
cblr-14252	226	75	term	term	NOUN
cblr-14252	226	76	gains	gain	NOUN
cblr-14252	226	77	over	over	ADP
cblr-14252	226	78	more	more	ADV
cblr-14252	226	79	stable	stable	ADJ
cblr-14252	226	80	investment	investment	NOUN
cblr-14252	226	81	strategies	strategy	NOUN
cblr-14252	226	82	.	.	PUNCT
cblr-14252	226	83	)	)	PUNCT
cblr-14252	226	84	.	.	PUNCT
cblr-14252	227	1	43	43	NUM
cblr-14252	227	2	community	community	NOUN
cblr-14252	227	3	feature	feature	NOUN
cblr-14252	227	4	,	,	PUNCT
cblr-14252	227	5	webull	webull	ADJ
cblr-14252	227	6	,	,	PUNCT
cblr-14252	227	7	https://www.webull.com/feature/community	https://www.webull.com/feature/community	NOUN
cblr-14252	227	8	[	[	X
cblr-14252	227	9	http://perma.cc/xt8m-m8jw	http://perma.cc/xt8m-m8jw	NOUN
cblr-14252	227	10	]	]	X
cblr-14252	227	11	(	(	PUNCT
cblr-14252	227	12	last	last	ADV
cblr-14252	227	13	visited	visit	VERB
cblr-14252	227	14	aug	aug	PROPN
cblr-14252	227	15	.	.	PROPN
cblr-14252	227	16	19	19	NUM
cblr-14252	227	17	,	,	PUNCT
cblr-14252	227	18	2024	2024	NUM
cblr-14252	227	19	)	)	PUNCT
cblr-14252	227	20	(	(	PUNCT
cblr-14252	227	21	showcasing	showcase	VERB
cblr-14252	227	22	webull	webull	ADJ
cblr-14252	227	23	’s	’s	PART
cblr-14252	227	24	community	community	NOUN
cblr-14252	227	25	feature	feature	NOUN
cblr-14252	227	26	that	that	PRON
cblr-14252	227	27	creates	create	VERB
cblr-14252	227	28	a	a	DET
cblr-14252	227	29	social	social	ADJ
cblr-14252	227	30	trading	trading	NOUN
cblr-14252	227	31	environment	environment	NOUN
cblr-14252	227	32	where	where	SCONJ
cblr-14252	227	33	users	user	NOUN
cblr-14252	227	34	can	can	AUX
cblr-14252	227	35	share	share	VERB
cblr-14252	227	36	strategies	strategy	NOUN
cblr-14252	227	37	,	,	PUNCT
cblr-14252	227	38	discuss	discuss	VERB
cblr-14252	227	39	trends	trend	NOUN
cblr-14252	227	40	,	,	PUNCT
cblr-14252	227	41	and	and	CCONJ
cblr-14252	227	42	engage	engage	VERB
cblr-14252	227	43	with	with	ADP
cblr-14252	227	44	other	other	ADJ
cblr-14252	227	45	investors	investor	NOUN
cblr-14252	227	46	)	)	PUNCT
cblr-14252	227	47	.	.	PUNCT
cblr-14252	228	1	webull	webull	PROPN
cblr-14252	228	2	’s	’s	PART
cblr-14252	228	3	community	community	NOUN
cblr-14252	228	4	feature	feature	NOUN
cblr-14252	228	5	promotes	promote	VERB
cblr-14252	228	6	a	a	DET
cblr-14252	228	7	sense	sense	NOUN
cblr-14252	228	8	of	of	ADP
cblr-14252	228	9	community	community	NOUN
cblr-14252	228	10	while	while	SCONJ
cblr-14252	228	11	amplifying	amplify	VERB
cblr-14252	228	12	the	the	DET
cblr-14252	228	13	spread	spread	NOUN
cblr-14252	228	14	of	of	ADP
cblr-14252	228	15	trading	trading	NOUN
cblr-14252	228	16	ideas	idea	NOUN
cblr-14252	228	17	,	,	PUNCT
cblr-14252	228	18	contributing	contribute	VERB
cblr-14252	228	19	to	to	ADP
cblr-14252	228	20	herd	herd	NOUN
cblr-14252	228	21	behavior	behavior	NOUN
cblr-14252	228	22	as	as	SCONJ
cblr-14252	228	23	users	user	NOUN
cblr-14252	228	24	are	be	AUX
cblr-14252	228	25	influenced	influence	VERB
cblr-14252	228	26	by	by	ADP
cblr-14252	228	27	no	no	INTJ
cblr-14252	228	28	.	.	NOUN
cblr-14252	228	29	1	1	NUM
cblr-14252	228	30	]	]	PUNCT
cblr-14252	228	31	risk	risk	NOUN
cblr-14252	228	32	,	,	PUNCT
cblr-14252	228	33	discretion	discretion	NOUN
cblr-14252	228	34	,	,	PUNCT
cblr-14252	228	35	and	and	CCONJ
cblr-14252	228	36	bank	bank	NOUN
cblr-14252	228	37	supervision	supervision	NOUN
cblr-14252	228	38	325	325	NUM
cblr-14252	228	39	trends	trend	NOUN
cblr-14252	228	40	can	can	AUX
cblr-14252	228	41	quickly	quickly	ADV
cblr-14252	228	42	gain	gain	VERB
cblr-14252	228	43	momentum	momentum	NOUN
cblr-14252	228	44	,	,	PUNCT
cblr-14252	228	45	encouraging	encourage	VERB
cblr-14252	228	46	herd	herd	NOUN
cblr-14252	228	47	behavior	behavior	NOUN
cblr-14252	228	48	as	as	SCONJ
cblr-14252	228	49	users	user	NOUN
cblr-14252	228	50	flock	flock	VERB
cblr-14252	228	51	to	to	ADP
cblr-14252	228	52	the	the	DET
cblr-14252	228	53	same	same	ADJ
cblr-14252	228	54	trades.44	trades.44	NOUN
cblr-14252	228	55	the	the	DET
cblr-14252	228	56	competitive	competitive	ADJ
cblr-14252	228	57	and	and	CCONJ
cblr-14252	228	58	social	social	ADJ
cblr-14252	228	59	nature	nature	NOUN
cblr-14252	228	60	of	of	ADP
cblr-14252	228	61	these	these	DET
cblr-14252	228	62	features	feature	NOUN
cblr-14252	228	63	has	have	AUX
cblr-14252	228	64	exploited	exploit	VERB
cblr-14252	228	65	the	the	DET
cblr-14252	228	66	fomo	fomo	NOUN
cblr-14252	228	67	,	,	PUNCT
cblr-14252	228	68	and	and	CCONJ
cblr-14252	228	69	may	may	AUX
cblr-14252	228	70	be	be	AUX
cblr-14252	228	71	pushing	push	VERB
cblr-14252	228	72	users	user	NOUN
cblr-14252	228	73	to	to	PART
cblr-14252	228	74	make	make	VERB
cblr-14252	228	75	trades	trade	NOUN
cblr-14252	228	76	not	not	PART
cblr-14252	228	77	based	base	VERB
cblr-14252	228	78	on	on	ADP
cblr-14252	228	79	research	research	NOUN
cblr-14252	228	80	or	or	CCONJ
cblr-14252	228	81	long	long	ADJ
cblr-14252	228	82	-	-	PUNCT
cblr-14252	228	83	term	term	NOUN
cblr-14252	228	84	strategies	strategy	NOUN
cblr-14252	228	85	but	but	CCONJ
cblr-14252	228	86	on	on	ADP
cblr-14252	228	87	what	what	PRON
cblr-14252	228	88	’s	’s	AUX
cblr-14252	228	89	trending	trend	VERB
cblr-14252	228	90	within	within	ADP
cblr-14252	228	91	the	the	DET
cblr-14252	228	92	platform	platform	NOUN
cblr-14252	228	93	’s	’s	PART
cblr-14252	228	94	community	community	NOUN
cblr-14252	228	95	.	.	PUNCT
cblr-14252	229	1	likewise	likewise	ADV
cblr-14252	229	2	,	,	PUNCT
cblr-14252	229	3	binance	binance	NOUN
cblr-14252	229	4	,	,	PUNCT
cblr-14252	229	5	a	a	DET
cblr-14252	229	6	leading	lead	VERB
cblr-14252	229	7	platform	platform	NOUN
cblr-14252	229	8	in	in	ADP
cblr-14252	229	9	the	the	DET
cblr-14252	229	10	cryptocurrency	cryptocurrency	NOUN
cblr-14252	229	11	space	space	NOUN
cblr-14252	229	12	,	,	PUNCT
cblr-14252	229	13	has	have	AUX
cblr-14252	229	14	also	also	ADV
cblr-14252	229	15	embraced	embrace	VERB
cblr-14252	229	16	gamification	gamification	NOUN
cblr-14252	229	17	to	to	PART
cblr-14252	229	18	drive	drive	VERB
cblr-14252	229	19	user	user	NOUN
cblr-14252	229	20	engagement	engagement	NOUN
cblr-14252	229	21	.	.	PUNCT
cblr-14252	230	1	the	the	DET
cblr-14252	230	2	platform	platform	NOUN
cblr-14252	230	3	frequently	frequently	ADV
cblr-14252	230	4	hosts	host	VERB
cblr-14252	230	5	trading	trading	NOUN
cblr-14252	230	6	competitions	competition	NOUN
cblr-14252	230	7	,	,	PUNCT
cblr-14252	230	8	where	where	SCONJ
cblr-14252	230	9	users	user	NOUN
cblr-14252	230	10	win	win	VERB
cblr-14252	230	11	prizes	prize	NOUN
cblr-14252	230	12	based	base	VERB
cblr-14252	230	13	on	on	ADP
cblr-14252	230	14	trading	trading	NOUN
cblr-14252	230	15	volume	volume	NOUN
cblr-14252	230	16	or	or	CCONJ
cblr-14252	230	17	profitability	profitability	NOUN
cblr-14252	230	18	.	.	PUNCT
cblr-14252	231	1	these	these	DET
cblr-14252	231	2	competitions	competition	NOUN
cblr-14252	231	3	are	be	AUX
cblr-14252	231	4	structured	structure	VERB
cblr-14252	231	5	to	to	PART
cblr-14252	231	6	reward	reward	VERB
cblr-14252	231	7	those	those	PRON
cblr-14252	231	8	who	who	PRON
cblr-14252	231	9	engage	engage	VERB
cblr-14252	231	10	in	in	ADP
cblr-14252	231	11	high	high	ADJ
cblr-14252	231	12	-	-	PUNCT
cblr-14252	231	13	frequency	frequency	NOUN
cblr-14252	231	14	trading	trading	NOUN
cblr-14252	231	15	,	,	PUNCT
cblr-14252	231	16	often	often	ADV
cblr-14252	231	17	at	at	ADP
cblr-14252	231	18	the	the	DET
cblr-14252	231	19	expense	expense	NOUN
cblr-14252	231	20	of	of	ADP
cblr-14252	231	21	careful	careful	ADJ
cblr-14252	231	22	analysis	analysis	NOUN
cblr-14252	231	23	and	and	CCONJ
cblr-14252	231	24	risk	risk	NOUN
cblr-14252	231	25	management	management	NOUN
cblr-14252	231	26	.	.	PUNCT
cblr-14252	232	1	by	by	ADP
cblr-14252	232	2	framing	frame	VERB
cblr-14252	232	3	trading	trading	NOUN
cblr-14252	232	4	as	as	ADP
cblr-14252	232	5	a	a	DET
cblr-14252	232	6	competitive	competitive	ADJ
cblr-14252	232	7	event	event	NOUN
cblr-14252	232	8	,	,	PUNCT
cblr-14252	232	9	binance	binance	NOUN
cblr-14252	232	10	encourages	encourage	VERB
cblr-14252	232	11	users	user	NOUN
cblr-14252	232	12	to	to	PART
cblr-14252	232	13	adopt	adopt	VERB
cblr-14252	232	14	behaviors	behavior	NOUN
cblr-14252	232	15	that	that	PRON
cblr-14252	232	16	are	be	AUX
cblr-14252	232	17	more	more	ADV
cblr-14252	232	18	akin	akin	ADJ
cblr-14252	232	19	to	to	ADP
cblr-14252	232	20	gambling	gambling	NOUN
cblr-14252	232	21	than	than	ADP
cblr-14252	232	22	investing	invest	VERB
cblr-14252	232	23	.	.	PUNCT
cblr-14252	233	1	the	the	DET
cblr-14252	233	2	platform	platform	NOUN
cblr-14252	233	3	’s	’s	PART
cblr-14252	233	4	reward	reward	NOUN
cblr-14252	233	5	systems	system	NOUN
cblr-14252	233	6	go	go	VERB
cblr-14252	233	7	beyond	beyond	ADP
cblr-14252	233	8	competitions	competition	NOUN
cblr-14252	233	9	.	.	PUNCT
cblr-14252	234	1	binance	binance	NOUN
cblr-14252	234	2	offers	offer	VERB
cblr-14252	234	3	tiered	tiere	VERB
cblr-14252	234	4	benefits	benefit	NOUN
cblr-14252	234	5	and	and	CCONJ
cblr-14252	234	6	loyalty	loyalty	NOUN
cblr-14252	234	7	programs	program	NOUN
cblr-14252	234	8	,	,	PUNCT
cblr-14252	234	9	where	where	SCONJ
cblr-14252	234	10	users	user	NOUN
cblr-14252	234	11	unlock	unlock	VERB
cblr-14252	234	12	perks	perk	NOUN
cblr-14252	234	13	or	or	CCONJ
cblr-14252	234	14	bonuses	bonus	NOUN
cblr-14252	234	15	by	by	ADP
cblr-14252	234	16	completing	complete	VERB
cblr-14252	234	17	tasks	task	NOUN
cblr-14252	234	18	such	such	ADJ
cblr-14252	234	19	as	as	ADP
cblr-14252	234	20	trading	trade	VERB
cblr-14252	234	21	a	a	DET
cblr-14252	234	22	certain	certain	ADJ
cblr-14252	234	23	volume	volume	NOUN
cblr-14252	234	24	or	or	CCONJ
cblr-14252	234	25	inviting	invite	VERB
cblr-14252	234	26	friends	friend	NOUN
cblr-14252	234	27	to	to	PART
cblr-14252	234	28	join.45	join.45	VERB
cblr-14252	234	29	these	these	DET
cblr-14252	234	30	progression	progression	NOUN
cblr-14252	234	31	systems	system	NOUN
cblr-14252	234	32	mimic	mimic	VERB
cblr-14252	234	33	those	those	PRON
cblr-14252	234	34	found	find	VERB
cblr-14252	234	35	in	in	ADP
cblr-14252	234	36	video	video	NOUN
cblr-14252	234	37	popular	popular	ADJ
cblr-14252	234	38	opinions	opinion	NOUN
cblr-14252	234	39	and	and	CCONJ
cblr-14252	234	40	trending	trend	VERB
cblr-14252	234	41	discussions	discussion	NOUN
cblr-14252	234	42	.	.	PUNCT
cblr-14252	235	1	the	the	DET
cblr-14252	235	2	integration	integration	NOUN
cblr-14252	235	3	of	of	ADP
cblr-14252	235	4	social	social	ADJ
cblr-14252	235	5	elements	element	NOUN
cblr-14252	235	6	into	into	ADP
cblr-14252	235	7	the	the	DET
cblr-14252	235	8	platform	platform	NOUN
cblr-14252	235	9	enhances	enhance	VERB
cblr-14252	235	10	user	user	NOUN
cblr-14252	235	11	engagement	engagement	NOUN
cblr-14252	235	12	and	and	CCONJ
cblr-14252	235	13	further	further	ADJ
cblr-14252	235	14	gamifies	gamifie	NOUN
cblr-14252	235	15	the	the	DET
cblr-14252	235	16	trading	trading	NOUN
cblr-14252	235	17	experience	experience	NOUN
cblr-14252	235	18	.	.	PUNCT
cblr-14252	236	1	44	44	NUM
cblr-14252	236	2	see	see	VERB
cblr-14252	236	3	arash	arash	PROPN
cblr-14252	236	4	aloosh	aloosh	PROPN
cblr-14252	236	5	,	,	PUNCT
cblr-14252	236	6	hyung	hyung	PROPN
cblr-14252	236	7	-	-	PUNCT
cblr-14252	236	8	eun	eun	PROPN
cblr-14252	236	9	choi	choi	PROPN
cblr-14252	236	10	&	&	CCONJ
cblr-14252	236	11	samuel	samuel	PROPN
cblr-14252	236	12	ouzan	ouzan	PROPN
cblr-14252	236	13	,	,	PUNCT
cblr-14252	236	14	meme	meme	NOUN
cblr-14252	236	15	stocks	stock	NOUN
cblr-14252	236	16	and	and	CCONJ
cblr-14252	236	17	herd	herd	NOUN
cblr-14252	236	18	behavior	behavior	NOUN
cblr-14252	236	19	(	(	PUNCT
cblr-14252	236	20	aug	aug	PROPN
cblr-14252	236	21	.	.	PROPN
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cblr-14252	236	23	,	,	PUNCT
cblr-14252	236	24	2021	2021	NUM
cblr-14252	236	25	)	)	PUNCT
cblr-14252	236	26	(	(	PUNCT
cblr-14252	236	27	unpublished	unpublished	ADJ
cblr-14252	236	28	manuscript	manuscript	NOUN
cblr-14252	236	29	)	)	PUNCT
cblr-14252	236	30	,	,	PUNCT
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cblr-14252	236	33	kevin	kevin	PROPN
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cblr-14252	236	35	,	,	PUNCT
cblr-14252	236	36	webull	webull	ADJ
cblr-14252	236	37	review	review	NOUN
cblr-14252	236	38	2025	2025	NUM
cblr-14252	236	39	:	:	PUNCT
cblr-14252	236	40	pros	pro	NOUN
cblr-14252	236	41	,	,	PUNCT
cblr-14252	236	42	cons	con	NOUN
cblr-14252	236	43	and	and	CCONJ
cblr-14252	236	44	how	how	SCONJ
cblr-14252	236	45	it	it	PRON
cblr-14252	236	46	compares	compare	VERB
cblr-14252	236	47	,	,	PUNCT
cblr-14252	236	48	nerdwallet	nerdwallet	PROPN
cblr-14252	236	49	(	(	PUNCT
cblr-14252	236	50	dec	dec	PROPN
cblr-14252	236	51	.	.	PROPN
cblr-14252	236	52	20	20	NUM
cblr-14252	236	53	,	,	PUNCT
cblr-14252	236	54	2024	2024	NUM
cblr-14252	236	55	)	)	PUNCT
cblr-14252	236	56	,	,	PUNCT
cblr-14252	236	57	https://www.nerdwallet.com/reviews/investing/brokers/webull	https://www.nerdwallet.com/reviews/investing/brokers/webull	VERB
cblr-14252	236	58	[	[	X
cblr-14252	236	59	https://perma.cc/v9r5-43xe	https://perma.cc/v9r5-43xe	X
cblr-14252	236	60	]	]	X
cblr-14252	236	61	(	(	PUNCT
cblr-14252	236	62	discussing	discuss	VERB
cblr-14252	236	63	how	how	SCONJ
cblr-14252	236	64	the	the	DET
cblr-14252	236	65	platform	platform	NOUN
cblr-14252	236	66	is	be	AUX
cblr-14252	236	67	less	less	ADV
cblr-14252	236	68	ideal	ideal	ADJ
cblr-14252	236	69	for	for	ADP
cblr-14252	236	70	those	those	PRON
cblr-14252	236	71	seeking	seek	VERB
cblr-14252	236	72	comprehensive	comprehensive	ADJ
cblr-14252	236	73	financial	financial	ADJ
cblr-14252	236	74	guidance	guidance	NOUN
cblr-14252	236	75	or	or	CCONJ
cblr-14252	236	76	educational	educational	ADJ
cblr-14252	236	77	resources	resource	NOUN
cblr-14252	236	78	,	,	PUNCT
cblr-14252	236	79	and	and	CCONJ
cblr-14252	236	80	how	how	SCONJ
cblr-14252	236	81	features	feature	VERB
cblr-14252	236	82	such	such	ADJ
cblr-14252	236	83	as	as	ADP
cblr-14252	236	84	its	its	PRON
cblr-14252	236	85	community	community	NOUN
cblr-14252	236	86	forum	forum	NOUN
cblr-14252	236	87	are	be	AUX
cblr-14252	236	88	more	more	ADV
cblr-14252	236	89	suited	suited	ADJ
cblr-14252	236	90	for	for	ADP
cblr-14252	236	91	more	more	ADV
cblr-14252	236	92	experienced	experienced	ADJ
cblr-14252	236	93	traders	trader	NOUN
cblr-14252	236	94	.	.	PUNCT
cblr-14252	236	95	)	)	PUNCT
cblr-14252	236	96	.	.	PUNCT
cblr-14252	237	1	45	45	NUM
cblr-14252	237	2	matt	matt	PROPN
cblr-14252	237	3	shaw	shaw	PROPN
cblr-14252	237	4	,	,	PUNCT
cblr-14252	237	5	cryptocurrency	cryptocurrency	NOUN
cblr-14252	237	6	loyalty	loyalty	NOUN
cblr-14252	237	7	programs	program	NOUN
cblr-14252	237	8	:	:	PUNCT
cblr-14252	237	9	an	an	DET
cblr-14252	237	10	overview	overview	NOUN
cblr-14252	237	11	,	,	PUNCT
cblr-14252	237	12	blockonomi	blockonomi	NOUN
cblr-14252	237	13	(	(	PUNCT
cblr-14252	237	14	feb	feb	PROPN
cblr-14252	237	15	.	.	PROPN
cblr-14252	237	16	10	10	NUM
cblr-14252	237	17	,	,	PUNCT
cblr-14252	237	18	2022	2022	NUM
cblr-14252	237	19	)	)	PUNCT
cblr-14252	237	20	,	,	PUNCT
cblr-14252	237	21	https://blockonomi.com/cryptocurrency-loyaltyprograms/	https://blockonomi.com/cryptocurrency-loyaltyprograms/	PROPN
cblr-14252	238	1	[	[	X
cblr-14252	238	2	https://perma.cc/ckp5-wr2u	https://perma.cc/ckp5-wr2u	X
cblr-14252	238	3	]	]	X
cblr-14252	238	4	(	(	PUNCT
cblr-14252	238	5	offering	offer	VERB
cblr-14252	238	6	an	an	DET
cblr-14252	238	7	overview	overview	NOUN
cblr-14252	238	8	of	of	ADP
cblr-14252	238	9	how	how	SCONJ
cblr-14252	238	10	cryptocurrency	cryptocurrency	NOUN
cblr-14252	238	11	exchanges	exchange	NOUN
cblr-14252	238	12	,	,	PUNCT
cblr-14252	238	13	including	include	VERB
cblr-14252	238	14	binance	binance	NOUN
cblr-14252	238	15	,	,	PUNCT
cblr-14252	238	16	have	have	AUX
cblr-14252	238	17	implemented	implement	VERB
cblr-14252	238	18	loyalty	loyalty	NOUN
cblr-14252	238	19	programs	program	NOUN
cblr-14252	238	20	to	to	PART
cblr-14252	238	21	drive	drive	VERB
cblr-14252	238	22	user	user	NOUN
cblr-14252	238	23	engagement	engagement	NOUN
cblr-14252	238	24	.	.	PUNCT
cblr-14252	239	1	these	these	DET
cblr-14252	239	2	programs	program	NOUN
cblr-14252	239	3	often	often	ADV
cblr-14252	239	4	include	include	VERB
cblr-14252	239	5	tiered	tiere	VERB
cblr-14252	239	6	benefits	benefit	NOUN
cblr-14252	239	7	based	base	VERB
cblr-14252	239	8	on	on	ADP
cblr-14252	239	9	trading	trading	NOUN
cblr-14252	239	10	activity	activity	NOUN
cblr-14252	239	11	,	,	PUNCT
cblr-14252	239	12	offering	offer	VERB
cblr-14252	239	13	rewards	reward	NOUN
cblr-14252	239	14	like	like	ADP
cblr-14252	239	15	reduced	reduce	VERB
cblr-14252	239	16	fees	fee	NOUN
cblr-14252	239	17	,	,	PUNCT
cblr-14252	239	18	exclusive	exclusive	ADJ
cblr-14252	239	19	access	access	NOUN
cblr-14252	239	20	to	to	ADP
cblr-14252	239	21	features	feature	NOUN
cblr-14252	239	22	,	,	PUNCT
cblr-14252	239	23	and	and	CCONJ
cblr-14252	239	24	higher	high	ADJ
cblr-14252	239	25	staking	staking	NOUN
cblr-14252	239	26	rewards	reward	NOUN
cblr-14252	239	27	.	.	PUNCT
cblr-14252	240	1	the	the	DET
cblr-14252	240	2	loyalty	loyalty	NOUN
cblr-14252	240	3	programs	program	NOUN
cblr-14252	240	4	are	be	AUX
cblr-14252	240	5	designed	design	VERB
cblr-14252	240	6	to	to	PART
cblr-14252	240	7	encourage	encourage	VERB
cblr-14252	240	8	continuous	continuous	ADJ
cblr-14252	240	9	trading	trading	NOUN
cblr-14252	240	10	and	and	CCONJ
cblr-14252	240	11	platform	platform	NOUN
cblr-14252	240	12	use	use	NOUN
cblr-14252	240	13	,	,	PUNCT
cblr-14252	240	14	326	326	NUM
cblr-14252	240	15	columbia	columbia	PROPN
cblr-14252	240	16	business	business	NOUN
cblr-14252	240	17	law	law	PROPN
cblr-14252	240	18	review	review	NOUN
cblr-14252	241	1	[	[	X
cblr-14252	241	2	vol	vol	NOUN
cblr-14252	241	3	.	.	PUNCT
cblr-14252	241	4	2025	2025	NUM
cblr-14252	241	5	games	game	NOUN
cblr-14252	241	6	,	,	PUNCT
cblr-14252	241	7	where	where	SCONJ
cblr-14252	241	8	players	player	NOUN
cblr-14252	241	9	level	level	VERB
cblr-14252	241	10	up	up	ADP
cblr-14252	241	11	and	and	CCONJ
cblr-14252	241	12	unlock	unlock	VERB
cblr-14252	241	13	new	new	ADJ
cblr-14252	241	14	abilities	ability	NOUN
cblr-14252	241	15	.	.	PUNCT
cblr-14252	242	1	in	in	ADP
cblr-14252	242	2	binance	binance	NOUN
cblr-14252	242	3	’s	’s	PART
cblr-14252	242	4	case	case	NOUN
cblr-14252	242	5	,	,	PUNCT
cblr-14252	242	6	users	user	NOUN
cblr-14252	242	7	have	have	AUX
cblr-14252	242	8	been	be	AUX
cblr-14252	242	9	incentivized	incentivize	VERB
cblr-14252	242	10	to	to	PART
cblr-14252	242	11	keep	keep	VERB
cblr-14252	242	12	trading	trading	NOUN
cblr-14252	242	13	to	to	PART
cblr-14252	242	14	achieve	achieve	VERB
cblr-14252	242	15	higher	high	ADJ
cblr-14252	242	16	status	status	NOUN
cblr-14252	242	17	levels	level	NOUN
cblr-14252	242	18	,	,	PUNCT
cblr-14252	242	19	reinforcing	reinforce	VERB
cblr-14252	242	20	a	a	DET
cblr-14252	242	21	cycle	cycle	NOUN
cblr-14252	242	22	of	of	ADP
cblr-14252	242	23	engagement	engagement	NOUN
cblr-14252	242	24	that	that	PRON
cblr-14252	242	25	prioritizes	prioritize	VERB
cblr-14252	242	26	volume	volume	NOUN
cblr-14252	242	27	over	over	ADP
cblr-14252	242	28	value	value	NOUN
cblr-14252	242	29	.	.	PUNCT
cblr-14252	243	1	similarly	similarly	ADV
cblr-14252	243	2	,	,	PUNCT
cblr-14252	243	3	coinbase	coinbase	PROPN
cblr-14252	243	4	,	,	PUNCT
cblr-14252	243	5	while	while	SCONJ
cblr-14252	243	6	less	less	ADV
cblr-14252	243	7	overtly	overtly	ADV
cblr-14252	243	8	gamified	gamifie	VERB
cblr-14252	243	9	than	than	ADP
cblr-14252	243	10	platforms	platform	NOUN
cblr-14252	243	11	like	like	ADP
cblr-14252	243	12	robinhood	robinhood	PROPN
cblr-14252	243	13	and	and	CCONJ
cblr-14252	243	14	webull	webull	ADJ
cblr-14252	243	15	,	,	PUNCT
cblr-14252	243	16	employs	employ	VERB
cblr-14252	243	17	subtle	subtle	ADJ
cblr-14252	243	18	techniques	technique	NOUN
cblr-14252	243	19	to	to	PART
cblr-14252	243	20	shape	shape	VERB
cblr-14252	243	21	user	user	NOUN
cblr-14252	243	22	behavior	behavior	NOUN
cblr-14252	243	23	.	.	PUNCT
cblr-14252	244	1	the	the	DET
cblr-14252	244	2	platform	platform	NOUN
cblr-14252	244	3	’s	’s	PART
cblr-14252	244	4	learning	learning	NOUN
cblr-14252	244	5	rewards	reward	VERB
cblr-14252	244	6	program	program	NOUN
cblr-14252	244	7	offers	offer	VERB
cblr-14252	244	8	users	user	NOUN
cblr-14252	244	9	small	small	ADJ
cblr-14252	244	10	amounts	amount	NOUN
cblr-14252	244	11	of	of	ADP
cblr-14252	244	12	cryptocurrency	cryptocurrency	NOUN
cblr-14252	244	13	for	for	ADP
cblr-14252	244	14	completing	complete	VERB
cblr-14252	244	15	educational	educational	ADJ
cblr-14252	244	16	modules	module	NOUN
cblr-14252	244	17	.	.	PUNCT
cblr-14252	245	1	while	while	SCONJ
cblr-14252	245	2	the	the	DET
cblr-14252	245	3	primary	primary	ADJ
cblr-14252	245	4	goal	goal	NOUN
cblr-14252	245	5	has	have	AUX
cblr-14252	245	6	appeared	appear	VERB
cblr-14252	245	7	to	to	PART
cblr-14252	245	8	be	be	AUX
cblr-14252	245	9	education	education	NOUN
cblr-14252	245	10	,	,	PUNCT
cblr-14252	245	11	the	the	DET
cblr-14252	245	12	reward	reward	NOUN
cblr-14252	245	13	system	system	NOUN
cblr-14252	245	14	has	have	AUX
cblr-14252	245	15	gamified	gamifie	VERB
cblr-14252	245	16	the	the	DET
cblr-14252	245	17	learning	learning	NOUN
cblr-14252	245	18	process	process	NOUN
cblr-14252	245	19	,	,	PUNCT
cblr-14252	245	20	drawing	draw	VERB
cblr-14252	245	21	users	user	NOUN
cblr-14252	245	22	into	into	ADP
cblr-14252	245	23	the	the	DET
cblr-14252	245	24	ecosystem	ecosystem	NOUN
cblr-14252	245	25	and	and	CCONJ
cblr-14252	245	26	encouraging	encourage	VERB
cblr-14252	245	27	them	they	PRON
cblr-14252	245	28	to	to	PART
cblr-14252	245	29	take	take	VERB
cblr-14252	245	30	further	further	ADJ
cblr-14252	245	31	actions	action	NOUN
cblr-14252	245	32	,	,	PUNCT
cblr-14252	245	33	such	such	ADJ
cblr-14252	245	34	as	as	ADP
cblr-14252	245	35	buying	buying	NOUN
cblr-14252	245	36	or	or	CCONJ
cblr-14252	245	37	trading	trade	VERB
cblr-14252	245	38	the	the	DET
cblr-14252	245	39	cryptocurrency	cryptocurrency	NOUN
cblr-14252	245	40	they	they	PRON
cblr-14252	245	41	have	have	VERB
cblr-14252	245	42	just	just	ADV
cblr-14252	245	43	earned.46	earned.46	PROPN
cblr-14252	245	44	furthermore	furthermore	ADV
cblr-14252	245	45	,	,	PUNCT
cblr-14252	245	46	coinbase	coinbase	PROPN
cblr-14252	245	47	uses	use	VERB
cblr-14252	245	48	milestone	milestone	NOUN
cblr-14252	245	49	tracking	tracking	NOUN
cblr-14252	245	50	to	to	PART
cblr-14252	245	51	motivate	motivate	VERB
cblr-14252	245	52	users	user	NOUN
cblr-14252	245	53	,	,	PUNCT
cblr-14252	245	54	and	and	CCONJ
cblr-14252	245	55	users	user	NOUN
cblr-14252	245	56	are	be	AUX
cblr-14252	245	57	rewarded	reward	VERB
cblr-14252	245	58	with	with	ADP
cblr-14252	245	59	badges	badge	NOUN
cblr-14252	245	60	or	or	CCONJ
cblr-14252	245	61	recognition.47	recognition.47	NOUN
cblr-14252	245	62	such	such	ADJ
cblr-14252	245	63	small	small	ADJ
cblr-14252	245	64	achievements	achievement	NOUN
cblr-14252	245	65	create	create	VERB
cblr-14252	245	66	a	a	DET
cblr-14252	245	67	sense	sense	NOUN
cblr-14252	245	68	of	of	ADP
cblr-14252	245	69	progression	progression	NOUN
cblr-14252	245	70	,	,	PUNCT
cblr-14252	245	71	nudging	nudge	VERB
cblr-14252	245	72	users	user	NOUN
cblr-14252	245	73	to	to	PART
cblr-14252	245	74	stay	stay	VERB
cblr-14252	245	75	engaged.48	engaged.48	PROPN
cblr-14252	245	76	the	the	DET
cblr-14252	245	77	fostering	foster	VERB
cblr-14252	245	78	a	a	DET
cblr-14252	245	79	sense	sense	NOUN
cblr-14252	245	80	of	of	ADP
cblr-14252	245	81	progression	progression	NOUN
cblr-14252	245	82	similar	similar	ADJ
cblr-14252	245	83	to	to	ADP
cblr-14252	245	84	those	those	PRON
cblr-14252	245	85	seen	see	VERB
cblr-14252	245	86	in	in	ADP
cblr-14252	245	87	traditional	traditional	ADJ
cblr-14252	245	88	rewards	reward	NOUN
cblr-14252	245	89	programs	program	NOUN
cblr-14252	245	90	,	,	PUNCT
cblr-14252	245	91	but	but	CCONJ
cblr-14252	245	92	with	with	ADP
cblr-14252	245	93	the	the	DET
cblr-14252	245	94	added	add	VERB
cblr-14252	245	95	complexity	complexity	NOUN
cblr-14252	245	96	of	of	ADP
cblr-14252	245	97	crypto	crypto	NOUN
cblr-14252	245	98	-	-	PUNCT
cblr-14252	245	99	based	base	VERB
cblr-14252	245	100	incentives	incentive	NOUN
cblr-14252	245	101	.	.	PUNCT
cblr-14252	245	102	)	)	PUNCT
cblr-14252	245	103	.	.	PUNCT
cblr-14252	246	1	46	46	NUM
cblr-14252	247	1	i	i	PRON
cblr-14252	247	2	d.	d.	PROPN
cblr-14252	247	3	(	(	PUNCT
cblr-14252	247	4	coinbase	coinbase	PROPN
cblr-14252	247	5	’s	’s	PART
cblr-14252	247	6	offerings	offering	NOUN
cblr-14252	247	7	include	include	VERB
cblr-14252	247	8	rewards	reward	NOUN
cblr-14252	247	9	for	for	ADP
cblr-14252	247	10	learning	learn	VERB
cblr-14252	247	11	about	about	ADP
cblr-14252	247	12	specific	specific	ADJ
cblr-14252	247	13	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	247	14	,	,	PUNCT
cblr-14252	247	15	as	as	ADV
cblr-14252	247	16	well	well	ADV
cblr-14252	247	17	as	as	ADP
cblr-14252	247	18	benefits	benefit	NOUN
cblr-14252	247	19	for	for	ADP
cblr-14252	247	20	holding	hold	VERB
cblr-14252	247	21	certain	certain	ADJ
cblr-14252	247	22	assets	asset	NOUN
cblr-14252	247	23	.	.	PUNCT
cblr-14252	248	1	these	these	DET
cblr-14252	248	2	programs	program	NOUN
cblr-14252	248	3	incentivize	incentivize	VERB
cblr-14252	248	4	users	user	NOUN
cblr-14252	248	5	to	to	PART
cblr-14252	248	6	explore	explore	VERB
cblr-14252	248	7	different	different	ADJ
cblr-14252	248	8	tokens	token	NOUN
cblr-14252	248	9	and	and	CCONJ
cblr-14252	248	10	remain	remain	VERB
cblr-14252	248	11	active	active	ADJ
cblr-14252	248	12	on	on	ADP
cblr-14252	248	13	the	the	DET
cblr-14252	248	14	platform	platform	NOUN
cblr-14252	248	15	,	,	PUNCT
cblr-14252	248	16	integrating	integrate	VERB
cblr-14252	248	17	educational	educational	ADJ
cblr-14252	248	18	components	component	NOUN
cblr-14252	248	19	with	with	ADP
cblr-14252	248	20	gamified	gamifie	VERB
cblr-14252	248	21	rewards	reward	NOUN
cblr-14252	248	22	to	to	PART
cblr-14252	248	23	increase	increase	VERB
cblr-14252	248	24	user	user	NOUN
cblr-14252	248	25	retention	retention	NOUN
cblr-14252	248	26	.	.	PUNCT
cblr-14252	249	1	the	the	DET
cblr-14252	249	2	focus	focus	NOUN
cblr-14252	249	3	is	be	AUX
cblr-14252	249	4	on	on	ADP
cblr-14252	249	5	fostering	foster	VERB
cblr-14252	249	6	user	user	NOUN
cblr-14252	249	7	familiarity	familiarity	NOUN
cblr-14252	249	8	with	with	ADP
cblr-14252	249	9	crypto	crypto	NOUN
cblr-14252	249	10	while	while	SCONJ
cblr-14252	249	11	promoting	promote	VERB
cblr-14252	249	12	recurring	recur	VERB
cblr-14252	249	13	use	use	NOUN
cblr-14252	249	14	of	of	ADP
cblr-14252	249	15	the	the	DET
cblr-14252	249	16	platform	platform	NOUN
cblr-14252	249	17	’s	’s	PART
cblr-14252	249	18	services	service	NOUN
cblr-14252	249	19	.	.	PUNCT
cblr-14252	249	20	)	)	PUNCT
cblr-14252	249	21	.	.	PUNCT
cblr-14252	250	1	47	47	NUM
cblr-14252	250	2	coinbase	coinbase	PROPN
cblr-14252	250	3	marketing	marketing	NOUN
cblr-14252	250	4	strategy	strategy	NOUN
cblr-14252	250	5	:	:	PUNCT
cblr-14252	250	6	the	the	DET
cblr-14252	250	7	secrets	secret	NOUN
cblr-14252	250	8	behind	behind	ADP
cblr-14252	250	9	its	its	PRON
cblr-14252	250	10	success	success	NOUN
cblr-14252	250	11	,	,	PUNCT
cblr-14252	250	12	the	the	DET
cblr-14252	250	13	big	big	ADJ
cblr-14252	250	14	marketing	marketing	NOUN
cblr-14252	250	15	(	(	PUNCT
cblr-14252	250	16	feb	feb	PROPN
cblr-14252	250	17	.	.	PROPN
cblr-14252	250	18	23	23	NUM
cblr-14252	250	19	,	,	PUNCT
cblr-14252	250	20	2023	2023	NUM
cblr-14252	250	21	)	)	PUNCT
cblr-14252	250	22	,	,	PUNCT
cblr-14252	250	23	https://thebigmarketing.com/coinbasemarketing-strategy/	https://thebigmarketing.com/coinbasemarketing-strategy/	PROPN
cblr-14252	251	1	[	[	X
cblr-14252	251	2	https://perma.cc/jlq7-6duy	https://perma.cc/jlq7-6duy	X
cblr-14252	251	3	]	]	X
cblr-14252	251	4	(	(	PUNCT
cblr-14252	251	5	discussing	discuss	VERB
cblr-14252	251	6	how	how	SCONJ
cblr-14252	251	7	coinbase	coinbase	NOUN
cblr-14252	251	8	’s	’s	PART
cblr-14252	251	9	marketing	marketing	NOUN
cblr-14252	251	10	strategy	strategy	NOUN
cblr-14252	251	11	centers	center	NOUN
cblr-14252	251	12	around	around	ADP
cblr-14252	251	13	user	user	NOUN
cblr-14252	251	14	engagement	engagement	NOUN
cblr-14252	251	15	features	feature	NOUN
cblr-14252	251	16	that	that	PRON
cblr-14252	251	17	create	create	VERB
cblr-14252	251	18	a	a	DET
cblr-14252	251	19	seamless	seamless	ADJ
cblr-14252	251	20	and	and	CCONJ
cblr-14252	251	21	interactive	interactive	ADJ
cblr-14252	251	22	experience	experience	NOUN
cblr-14252	251	23	)	)	PUNCT
cblr-14252	251	24	.	.	PUNCT
cblr-14252	252	1	key	key	ADJ
cblr-14252	252	2	features	feature	NOUN
cblr-14252	252	3	include	include	VERB
cblr-14252	252	4	educational	educational	ADJ
cblr-14252	252	5	rewards	reward	NOUN
cblr-14252	252	6	programs	program	NOUN
cblr-14252	252	7	,	,	PUNCT
cblr-14252	252	8	easy	easy	NOUN
cblr-14252	252	9	-	-	PUNCT
cblr-14252	252	10	to	to	ADP
cblr-14252	252	11	-	-	PUNCT
cblr-14252	252	12	navigate	navigate	VERB
cblr-14252	252	13	interfaces	interface	NOUN
cblr-14252	252	14	,	,	PUNCT
cblr-14252	252	15	and	and	CCONJ
cblr-14252	252	16	personalized	personalized	ADJ
cblr-14252	252	17	notifications	notification	NOUN
cblr-14252	252	18	that	that	PRON
cblr-14252	252	19	encourage	encourage	VERB
cblr-14252	252	20	continued	continue	VERB
cblr-14252	252	21	platform	platform	NOUN
cblr-14252	252	22	use	use	NOUN
cblr-14252	252	23	.	.	PUNCT
cblr-14252	253	1	by	by	ADP
cblr-14252	253	2	integrating	integrate	VERB
cblr-14252	253	3	learning	learning	NOUN
cblr-14252	253	4	incentives	incentive	NOUN
cblr-14252	253	5	,	,	PUNCT
cblr-14252	253	6	gamified	gamifie	VERB
cblr-14252	253	7	elements	element	NOUN
cblr-14252	253	8	,	,	PUNCT
cblr-14252	253	9	and	and	CCONJ
cblr-14252	253	10	user	user	NOUN
cblr-14252	253	11	-	-	PUNCT
cblr-14252	253	12	friendly	friendly	ADJ
cblr-14252	253	13	design	design	NOUN
cblr-14252	253	14	,	,	PUNCT
cblr-14252	253	15	coinbase	coinbase	NOUN
cblr-14252	253	16	effectively	effectively	ADV
cblr-14252	253	17	drives	drive	VERB
cblr-14252	253	18	engagement	engagement	NOUN
cblr-14252	253	19	and	and	CCONJ
cblr-14252	253	20	boosts	boost	VERB
cblr-14252	253	21	customer	customer	NOUN
cblr-14252	253	22	retention	retention	NOUN
cblr-14252	253	23	,	,	PUNCT
cblr-14252	253	24	ensuring	ensure	VERB
cblr-14252	253	25	that	that	SCONJ
cblr-14252	253	26	users	user	NOUN
cblr-14252	253	27	remain	remain	VERB
cblr-14252	253	28	active	active	ADJ
cblr-14252	253	29	and	and	CCONJ
cblr-14252	253	30	loyal	loyal	ADJ
cblr-14252	253	31	to	to	ADP
cblr-14252	253	32	the	the	DET
cblr-14252	253	33	platform	platform	NOUN
cblr-14252	253	34	.	.	PUNCT
cblr-14252	254	1	48	48	NUM
cblr-14252	254	2	see	see	NOUN
cblr-14252	254	3	,	,	PUNCT
cblr-14252	254	4	e.g.	e.g.	ADV
cblr-14252	254	5	,	,	PUNCT
cblr-14252	254	6	sakshi	sakshi	PROPN
cblr-14252	254	7	gupta	gupta	PROPN
cblr-14252	254	8	,	,	PUNCT
cblr-14252	254	9	fintech	fintech	NOUN
cblr-14252	254	10	gamification	gamification	NOUN
cblr-14252	254	11	:	:	PUNCT
cblr-14252	254	12	mastering	master	VERB
cblr-14252	254	13	gamification	gamification	NOUN
cblr-14252	254	14	in	in	ADP
cblr-14252	254	15	fintech	fintech	NOUN
cblr-14252	254	16	with	with	ADP
cblr-14252	254	17	interactive	interactive	ADJ
cblr-14252	254	18	experiences	experience	NOUN
cblr-14252	254	19	,	,	PUNCT
cblr-14252	254	20	nudgenow	nudgenow	ADV
cblr-14252	254	21	blog	blog	NOUN
cblr-14252	254	22	(	(	PUNCT
cblr-14252	254	23	mar	mar	PROPN
cblr-14252	254	24	.	.	PROPN
cblr-14252	254	25	8	8	NUM
cblr-14252	254	26	,	,	PUNCT
cblr-14252	254	27	2024	2024	NUM
cblr-14252	254	28	)	)	PUNCT
cblr-14252	254	29	,	,	PUNCT
cblr-14252	254	30	https://www.nudgenow.com/blogs/gamification-in-fintech	https://www.nudgenow.com/blogs/gamification-in-fintech	PROPN
cblr-14252	254	31	.	.	PUNCT
cblr-14252	255	1	(	(	PUNCT
cblr-14252	255	2	stating	state	VERB
cblr-14252	255	3	that	that	SCONJ
cblr-14252	255	4	"	"	PUNCT
cblr-14252	255	5	[	[	X
cblr-14252	255	6	g]amification	g]amification	NOUN
cblr-14252	255	7	introduces	introduce	VERB
cblr-14252	255	8	an	an	DET
cblr-14252	255	9	element	element	NOUN
cblr-14252	255	10	of	of	ADP
cblr-14252	255	11	excitement	excitement	NOUN
cblr-14252	255	12	,	,	PUNCT
cblr-14252	255	13	encouraging	encourage	VERB
cblr-14252	255	14	users	user	NOUN
cblr-14252	255	15	to	to	PART
cblr-14252	255	16	explore	explore	VERB
cblr-14252	255	17	features	feature	NOUN
cblr-14252	255	18	,	,	PUNCT
cblr-14252	255	19	complete	complete	ADJ
cblr-14252	255	20	challenges	challenge	NOUN
cblr-14252	255	21	,	,	PUNCT
cblr-14252	255	22	and	and	CCONJ
cblr-14252	255	23	stay	stay	VERB
cblr-14252	255	24	active	active	ADJ
cblr-14252	255	25	within	within	ADP
cblr-14252	255	26	the	the	DET
cblr-14252	255	27	app	app	NOUN
cblr-14252	255	28	.	.	PUNCT
cblr-14252	256	1	the	the	DET
cblr-14252	256	2	habitual	habitual	ADJ
cblr-14252	256	3	nature	nature	NOUN
cblr-14252	256	4	of	of	ADP
cblr-14252	256	5	gamified	gamifie	VERB
cblr-14252	256	6	elements	element	NOUN
cblr-14252	256	7	contributes	contribute	VERB
cblr-14252	256	8	significantly	significantly	ADV
cblr-14252	256	9	to	to	PART
cblr-14252	256	10	increased	increase	VERB
cblr-14252	256	11	no	no	NOUN
cblr-14252	256	12	.	.	NOUN
cblr-14252	256	13	1	1	NUM
cblr-14252	256	14	]	]	PUNCT
cblr-14252	256	15	risk	risk	NOUN
cblr-14252	256	16	,	,	PUNCT
cblr-14252	256	17	discretion	discretion	NOUN
cblr-14252	256	18	,	,	PUNCT
cblr-14252	256	19	and	and	CCONJ
cblr-14252	256	20	bank	bank	NOUN
cblr-14252	256	21	supervision	supervision	NOUN
cblr-14252	256	22	327	327	NUM
cblr-14252	256	23	gamification	gamification	NOUN
cblr-14252	256	24	here	here	ADV
cblr-14252	256	25	has	have	AUX
cblr-14252	256	26	been	be	AUX
cblr-14252	256	27	more	more	ADV
cblr-14252	256	28	subdued	subdued	ADJ
cblr-14252	256	29	but	but	CCONJ
cblr-14252	256	30	still	still	ADV
cblr-14252	256	31	relies	rely	VERB
cblr-14252	256	32	on	on	ADP
cblr-14252	256	33	psychological	psychological	ADJ
cblr-14252	256	34	triggers	trigger	NOUN
cblr-14252	256	35	to	to	PART
cblr-14252	256	36	drive	drive	VERB
cblr-14252	256	37	activity	activity	NOUN
cblr-14252	256	38	,	,	PUNCT
cblr-14252	256	39	often	often	ADV
cblr-14252	256	40	without	without	ADP
cblr-14252	256	41	users	user	NOUN
cblr-14252	256	42	realizing	realize	VERB
cblr-14252	256	43	how	how	SCONJ
cblr-14252	256	44	their	their	PRON
cblr-14252	256	45	behavior	behavior	NOUN
cblr-14252	256	46	has	have	AUX
cblr-14252	256	47	been	be	AUX
cblr-14252	256	48	shaped	shape	VERB
cblr-14252	256	49	.	.	PUNCT
cblr-14252	257	1	lastly	lastly	ADV
cblr-14252	257	2	,	,	PUNCT
cblr-14252	257	3	and	and	CCONJ
cblr-14252	257	4	relatedly	relatedly	ADV
cblr-14252	257	5	to	to	PART
cblr-14252	257	6	platforms	platform	NOUN
cblr-14252	257	7	such	such	ADJ
cblr-14252	257	8	as	as	ADP
cblr-14252	257	9	binance	binance	NOUN
cblr-14252	257	10	and	and	CCONJ
cblr-14252	257	11	coinbase	coinbase	NOUN
cblr-14252	257	12	,	,	PUNCT
cblr-14252	257	13	the	the	DET
cblr-14252	257	14	rise	rise	NOUN
cblr-14252	257	15	of	of	ADP
cblr-14252	257	16	digital	digital	ADJ
cblr-14252	257	17	currencies	currency	NOUN
cblr-14252	257	18	and	and	CCONJ
cblr-14252	257	19	nfts	nft	NOUN
cblr-14252	257	20	highlights	highlight	NOUN
cblr-14252	257	21	the	the	DET
cblr-14252	257	22	growing	grow	VERB
cblr-14252	257	23	concern	concern	NOUN
cblr-14252	257	24	over	over	ADP
cblr-14252	257	25	gamification	gamification	NOUN
cblr-14252	257	26	in	in	ADP
cblr-14252	257	27	finance	finance	NOUN
cblr-14252	257	28	.	.	PUNCT
cblr-14252	258	1	crypto	crypto	NOUN
cblr-14252	258	2	exchanges	exchange	NOUN
cblr-14252	258	3	have	have	AUX
cblr-14252	258	4	focused	focus	VERB
cblr-14252	258	5	on	on	ADP
cblr-14252	258	6	user	user	NOUN
cblr-14252	258	7	-	-	PUNCT
cblr-14252	258	8	friendly	friendly	ADJ
cblr-14252	258	9	interfaces	interface	NOUN
cblr-14252	258	10	,	,	PUNCT
cblr-14252	258	11	often	often	ADV
cblr-14252	258	12	at	at	ADP
cblr-14252	258	13	the	the	DET
cblr-14252	258	14	expense	expense	NOUN
cblr-14252	258	15	of	of	ADP
cblr-14252	258	16	robust	robust	ADJ
cblr-14252	258	17	consumer	consumer	NOUN
cblr-14252	258	18	protections.49	protections.49	NOUN
cblr-14252	258	19	this	this	DET
cblr-14252	258	20	shift	shift	NOUN
cblr-14252	258	21	has	have	AUX
cblr-14252	258	22	contributed	contribute	VERB
cblr-14252	258	23	to	to	ADP
cblr-14252	258	24	a	a	DET
cblr-14252	258	25	“	"	PUNCT
cblr-14252	258	26	buy	buy	VERB
cblr-14252	258	27	-	-	PUNCT
cblr-14252	258	28	now	now	ADV
cblr-14252	258	29	-	-	PUNCT
cblr-14252	258	30	learn	learn	VERB
cblr-14252	258	31	-	-	PUNCT
cblr-14252	258	32	later	later	ADV
cblr-14252	258	33	”	"	PUNCT
cblr-14252	258	34	mindset	mindset	NOUN
cblr-14252	258	35	,	,	PUNCT
cblr-14252	258	36	where	where	SCONJ
cblr-14252	258	37	many	many	ADJ
cblr-14252	258	38	investors	investor	NOUN
cblr-14252	258	39	lack	lack	VERB
cblr-14252	258	40	a	a	DET
cblr-14252	258	41	clear	clear	ADJ
cblr-14252	258	42	understanding	understanding	NOUN
cblr-14252	258	43	of	of	ADP
cblr-14252	258	44	the	the	DET
cblr-14252	258	45	assets	asset	NOUN
cblr-14252	258	46	they	they	PRON
cblr-14252	258	47	hold.50	hold.50	PROPN
cblr-14252	258	48	likewise	likewise	ADV
cblr-14252	258	49	,	,	PUNCT
cblr-14252	258	50	the	the	DET
cblr-14252	258	51	risks	risk	NOUN
cblr-14252	258	52	associated	associate	VERB
cblr-14252	258	53	with	with	ADP
cblr-14252	258	54	gamification	gamification	NOUN
cblr-14252	258	55	have	have	AUX
cblr-14252	258	56	been	be	AUX
cblr-14252	258	57	exacerbated	exacerbate	VERB
cblr-14252	258	58	by	by	ADP
cblr-14252	258	59	a	a	DET
cblr-14252	258	60	widening	widen	VERB
cblr-14252	258	61	“	"	PUNCT
cblr-14252	258	62	financial	financial	ADJ
cblr-14252	258	63	advice	advice	NOUN
cblr-14252	258	64	gap	gap	NOUN
cblr-14252	258	65	.	.	PUNCT
cblr-14252	258	66	”	"	PUNCT
cblr-14252	259	1	as	as	SCONJ
cblr-14252	259	2	access	access	NOUN
cblr-14252	259	3	to	to	ADP
cblr-14252	259	4	traditional	traditional	ADJ
cblr-14252	259	5	financial	financial	ADJ
cblr-14252	259	6	guidance	guidance	NOUN
cblr-14252	259	7	has	have	AUX
cblr-14252	259	8	decreased	decrease	VERB
cblr-14252	259	9	,	,	PUNCT
cblr-14252	259	10	gamified	gamifie	VERB
cblr-14252	259	11	platforms	platform	NOUN
cblr-14252	259	12	have	have	AUX
cblr-14252	259	13	pushed	push	VERB
cblr-14252	259	14	consumers	consumer	NOUN
cblr-14252	259	15	toward	toward	ADP
cblr-14252	259	16	high	high	ADJ
cblr-14252	259	17	-	-	PUNCT
cblr-14252	259	18	risk	risk	NOUN
cblr-14252	259	19	assets	asset	NOUN
cblr-14252	259	20	like	like	ADP
cblr-14252	259	21	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	259	22	and	and	CCONJ
cblr-14252	259	23	nfts	nft	NOUN
cblr-14252	259	24	—	—	PUNCT
cblr-14252	259	25	for	for	ADP
cblr-14252	259	26	instance	instance	NOUN
cblr-14252	259	27	,	,	PUNCT
cblr-14252	259	28	such	such	ADJ
cblr-14252	259	29	investment	investment	NOUN
cblr-14252	259	30	options	option	NOUN
cblr-14252	259	31	can	can	AUX
cblr-14252	259	32	be	be	AUX
cblr-14252	259	33	presented	present	VERB
cblr-14252	259	34	in	in	ADP
cblr-14252	259	35	a	a	DET
cblr-14252	259	36	more	more	ADV
cblr-14252	259	37	visually	visually	ADV
cblr-14252	259	38	striking	striking	ADJ
cblr-14252	259	39	,	,	PUNCT
cblr-14252	259	40	lively	lively	ADJ
cblr-14252	259	41	,	,	PUNCT
cblr-14252	259	42	colorful	colorful	ADJ
cblr-14252	259	43	,	,	PUNCT
cblr-14252	259	44	and	and	CCONJ
cblr-14252	259	45	cool	cool	ADJ
cblr-14252	259	46	manner	manner	NOUN
cblr-14252	259	47	in	in	ADP
cblr-14252	259	48	the	the	DET
cblr-14252	259	49	app	app	NOUN
cblr-14252	259	50	interface	interface	NOUN
cblr-14252	259	51	—	—	PUNCT
cblr-14252	259	52	leading	lead	VERB
cblr-14252	259	53	to	to	ADP
cblr-14252	259	54	behaviors	behavior	NOUN
cblr-14252	259	55	more	more	ADV
cblr-14252	259	56	aligned	aligned	ADJ
cblr-14252	259	57	with	with	ADP
cblr-14252	259	58	gambling	gambling	NOUN
cblr-14252	259	59	than	than	ADP
cblr-14252	259	60	investing	invest	VERB
cblr-14252	259	61	.	.	PUNCT
cblr-14252	260	1	this	this	DET
cblr-14252	260	2	trend	trend	NOUN
cblr-14252	260	3	has	have	AUX
cblr-14252	260	4	resulted	result	VERB
cblr-14252	260	5	in	in	ADP
cblr-14252	260	6	significant	significant	ADJ
cblr-14252	260	7	losses	loss	NOUN
cblr-14252	260	8	,	,	PUNCT
cblr-14252	260	9	particularly	particularly	ADV
cblr-14252	260	10	for	for	ADP
cblr-14252	260	11	those	those	PRON
cblr-14252	260	12	pursuing	pursue	VERB
cblr-14252	260	13	unrealistic	unrealistic	ADJ
cblr-14252	260	14	portfolio	portfolio	NOUN
cblr-14252	260	15	goals	goal	NOUN
cblr-14252	260	16	without	without	ADP
cblr-14252	260	17	sufficient	sufficient	ADJ
cblr-14252	260	18	expertise.51	expertise.51	PROPN
cblr-14252	260	19	ii	ii	PROPN
cblr-14252	260	20	.	.	PUNCT
cblr-14252	261	1	tiktok	tiktok	NOUN
cblr-14252	261	2	made	make	VERB
cblr-14252	261	3	me	i	PRON
cblr-14252	261	4	do	do	VERB
cblr-14252	261	5	it	it	PRON
cblr-14252	261	6	:	:	PUNCT
cblr-14252	261	7	social	social	ADJ
cblr-14252	261	8	influencers	influencer	NOUN
cblr-14252	261	9	user	user	NOUN
cblr-14252	261	10	retention	retention	NOUN
cblr-14252	261	11	rates	rate	NOUN
cblr-14252	261	12	.	.	PUNCT
cblr-14252	262	1	it	it	PRON
cblr-14252	262	2	also	also	ADV
cblr-14252	262	3	incentivizes	incentivize	VERB
cblr-14252	262	4	users	user	NOUN
cblr-14252	262	5	to	to	PART
cblr-14252	262	6	interact	interact	VERB
cblr-14252	262	7	more	more	ADV
cblr-14252	262	8	frequently	frequently	ADV
cblr-14252	262	9	with	with	ADP
cblr-14252	262	10	the	the	DET
cblr-14252	262	11	app	app	NOUN
cblr-14252	262	12	.	.	PUNCT
cblr-14252	262	13	"	"	PUNCT
cblr-14252	262	14	)	)	PUNCT
cblr-14252	262	15	49	49	NUM
cblr-14252	262	16	this	this	DET
cblr-14252	262	17	trade	trade	NOUN
cblr-14252	262	18	-	-	PUNCT
cblr-14252	262	19	off	off	NOUN
cblr-14252	262	20	has	have	AUX
cblr-14252	262	21	left	leave	VERB
cblr-14252	262	22	many	many	ADJ
cblr-14252	262	23	users	user	NOUN
cblr-14252	262	24	vulnerable	vulnerable	ADJ
cblr-14252	262	25	to	to	ADP
cblr-14252	262	26	security	security	NOUN
cblr-14252	262	27	breaches	breach	NOUN
cblr-14252	262	28	,	,	PUNCT
cblr-14252	262	29	fraud	fraud	NOUN
cblr-14252	262	30	,	,	PUNCT
cblr-14252	262	31	and	and	CCONJ
cblr-14252	262	32	market	market	NOUN
cblr-14252	262	33	manipulation	manipulation	NOUN
cblr-14252	262	34	,	,	PUNCT
cblr-14252	262	35	highlighting	highlight	VERB
cblr-14252	262	36	the	the	DET
cblr-14252	262	37	urgent	urgent	ADJ
cblr-14252	262	38	need	need	NOUN
cblr-14252	262	39	for	for	ADP
cblr-14252	262	40	stricter	strict	ADJ
cblr-14252	262	41	regulatory	regulatory	ADJ
cblr-14252	262	42	oversight	oversight	NOUN
cblr-14252	262	43	and	and	CCONJ
cblr-14252	262	44	the	the	DET
cblr-14252	262	45	implementation	implementation	NOUN
cblr-14252	262	46	of	of	ADP
cblr-14252	262	47	enhanced	enhanced	ADJ
cblr-14252	262	48	safeguards	safeguard	NOUN
cblr-14252	262	49	.	.	PUNCT
cblr-14252	263	1	50	50	NUM
cblr-14252	263	2	a	a	DET
cblr-14252	263	3	2021	2021	NUM
cblr-14252	263	4	cardify	cardify	NOUN
cblr-14252	263	5	survey	survey	NOUN
cblr-14252	263	6	found	find	VERB
cblr-14252	263	7	that	that	SCONJ
cblr-14252	263	8	one	one	NUM
cblr-14252	263	9	-	-	PUNCT
cblr-14252	263	10	third	third	NOUN
cblr-14252	263	11	of	of	ADP
cblr-14252	263	12	digital	digital	ADJ
cblr-14252	263	13	currency	currency	NOUN
cblr-14252	263	14	holders	holder	NOUN
cblr-14252	263	15	admitted	admit	VERB
cblr-14252	263	16	to	to	ADP
cblr-14252	263	17	knowing	know	VERB
cblr-14252	263	18	little	little	ADJ
cblr-14252	263	19	or	or	CCONJ
cblr-14252	263	20	nothing	nothing	PRON
cblr-14252	263	21	about	about	ADP
cblr-14252	263	22	their	their	PRON
cblr-14252	263	23	investments	investment	NOUN
cblr-14252	263	24	.	.	PUNCT
cblr-14252	264	1	despite	despite	SCONJ
cblr-14252	264	2	some	some	DET
cblr-14252	264	3	improvement	improvement	NOUN
cblr-14252	264	4	in	in	ADP
cblr-14252	264	5	crypto	crypto	ADJ
cblr-14252	264	6	literacy	literacy	NOUN
cblr-14252	264	7	in	in	ADP
cblr-14252	264	8	the	the	DET
cblr-14252	264	9	u.s	u.s	PROPN
cblr-14252	264	10	.	.	PROPN
cblr-14252	264	11	,	,	PUNCT
cblr-14252	264	12	over	over	ADP
cblr-14252	264	13	90	90	NUM
cblr-14252	264	14	%	%	NOUN
cblr-14252	264	15	of	of	ADP
cblr-14252	264	16	crypto	crypto	NOUN
cblr-14252	264	17	owners	owner	NOUN
cblr-14252	264	18	still	still	ADV
cblr-14252	264	19	lack	lack	VERB
cblr-14252	264	20	fundamental	fundamental	ADJ
cblr-14252	264	21	knowledge	knowledge	NOUN
cblr-14252	264	22	.	.	PUNCT
cblr-14252	265	1	taylor	taylor	PROPN
cblr-14252	265	2	locke	locke	PROPN
cblr-14252	265	3	,	,	PUNCT
cblr-14252	265	4	survey	survey	NOUN
cblr-14252	265	5	finds	find	VERB
cblr-14252	265	6	one	one	NUM
cblr-14252	265	7	-	-	PUNCT
cblr-14252	265	8	third	third	NOUN
cblr-14252	265	9	of	of	ADP
cblr-14252	265	10	crypto	crypto	NOUN
cblr-14252	265	11	buyers	buyer	NOUN
cblr-14252	265	12	do	do	AUX
cblr-14252	265	13	n’t	not	PART
cblr-14252	265	14	know	know	VERB
cblr-14252	265	15	what	what	PRON
cblr-14252	265	16	they	they	PRON
cblr-14252	265	17	’re	’re	AUX
cblr-14252	265	18	doing	do	VERB
cblr-14252	265	19	,	,	PUNCT
cblr-14252	265	20	cnbc	cnbc	PROPN
cblr-14252	265	21	(	(	PUNCT
cblr-14252	265	22	mar	mar	PROPN
cblr-14252	265	23	.	.	PROPN
cblr-14252	265	24	4	4	NUM
cblr-14252	265	25	,	,	PUNCT
cblr-14252	265	26	2021	2021	NUM
cblr-14252	265	27	)	)	PUNCT
cblr-14252	265	28	,	,	PUNCT
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cblr-14252	265	30	.	.	PUNCT
cblr-14252	266	1	51	51	NUM
cblr-14252	266	2	alex	alex	PROPN
cblr-14252	266	3	clere	clere	PROPN
cblr-14252	266	4	,	,	PUNCT
cblr-14252	266	5	has	have	VERB
cblr-14252	266	6	the	the	DET
cblr-14252	266	7	gamification	gamification	NOUN
cblr-14252	266	8	of	of	ADP
cblr-14252	266	9	investing	investing	NOUN
cblr-14252	266	10	apps	app	NOUN
cblr-14252	266	11	gone	go	VERB
cblr-14252	266	12	too	too	ADV
cblr-14252	266	13	far	far	ADV
cblr-14252	266	14	?	?	PUNCT
cblr-14252	266	15	,	,	PUNCT
cblr-14252	266	16	fintech	fintech	NOUN
cblr-14252	266	17	magazine	magazine	NOUN
cblr-14252	266	18	,	,	PUNCT
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cblr-14252	266	20	(	(	PUNCT
cblr-14252	266	21	last	last	ADJ
cblr-14252	266	22	visited	visit	VERB
cblr-14252	266	23	aug	aug	PROPN
cblr-14252	266	24	.	.	PROPN
cblr-14252	266	25	19	19	NUM
cblr-14252	266	26	,	,	PUNCT
cblr-14252	266	27	2024	2024	NUM
cblr-14252	266	28	)	)	PUNCT
cblr-14252	266	29	.	.	PUNCT
cblr-14252	267	1	328	328	NUM
cblr-14252	267	2	columbia	columbia	PROPN
cblr-14252	267	3	business	business	NOUN
cblr-14252	267	4	law	law	PROPN
cblr-14252	267	5	review	review	NOUN
cblr-14252	267	6	[	[	X
cblr-14252	267	7	vol	vol	NOUN
cblr-14252	267	8	.	.	PUNCT
cblr-14252	268	1	2025	2025	NUM
cblr-14252	268	2	one	one	NUM
cblr-14252	268	3	of	of	ADP
cblr-14252	268	4	the	the	DET
cblr-14252	268	5	main	main	ADJ
cblr-14252	268	6	lessons	lesson	NOUN
cblr-14252	268	7	from	from	ADP
cblr-14252	268	8	the	the	DET
cblr-14252	268	9	gamestop	gamestop	NOUN
cblr-14252	268	10	saga	saga	NOUN
cblr-14252	268	11	is	be	AUX
cblr-14252	268	12	that	that	SCONJ
cblr-14252	268	13	social	social	ADJ
cblr-14252	268	14	influencers	influencer	NOUN
cblr-14252	268	15	matter	matter	VERB
cblr-14252	268	16	.	.	PUNCT
cblr-14252	269	1	but	but	CCONJ
cblr-14252	269	2	in	in	ADP
cblr-14252	269	3	many	many	ADJ
cblr-14252	269	4	ways	way	NOUN
cblr-14252	269	5	,	,	PUNCT
cblr-14252	269	6	this	this	PRON
cblr-14252	269	7	is	be	AUX
cblr-14252	269	8	not	not	PART
cblr-14252	269	9	news	news	NOUN
cblr-14252	269	10	.	.	PUNCT
cblr-14252	270	1	social	social	ADJ
cblr-14252	270	2	influence	influence	NOUN
cblr-14252	270	3	has	have	AUX
cblr-14252	270	4	always	always	ADV
cblr-14252	270	5	played	play	VERB
cblr-14252	270	6	a	a	DET
cblr-14252	270	7	role	role	NOUN
cblr-14252	270	8	in	in	ADP
cblr-14252	270	9	marketing	marketing	NOUN
cblr-14252	270	10	,	,	PUNCT
cblr-14252	270	11	decision	decision	NOUN
cblr-14252	270	12	-	-	PUNCT
cblr-14252	270	13	making	making	NOUN
cblr-14252	270	14	and	and	CCONJ
cblr-14252	270	15	even	even	ADV
cblr-14252	270	16	financial	financial	ADJ
cblr-14252	270	17	behavior	behavior	NOUN
cblr-14252	270	18	.	.	PUNCT
cblr-14252	271	1	however	however	ADV
cblr-14252	271	2	,	,	PUNCT
cblr-14252	271	3	the	the	DET
cblr-14252	271	4	explosion	explosion	NOUN
cblr-14252	271	5	of	of	ADP
cblr-14252	271	6	the	the	DET
cblr-14252	271	7	online	online	ADJ
cblr-14252	271	8	social	social	ADJ
cblr-14252	271	9	influence	influence	NOUN
cblr-14252	271	10	industry	industry	NOUN
cblr-14252	271	11	in	in	ADP
cblr-14252	271	12	recent	recent	ADJ
cblr-14252	271	13	years	year	NOUN
cblr-14252	271	14	has	have	AUX
cblr-14252	271	15	surprised	surprise	VERB
cblr-14252	271	16	many.52	many.52	NOUN
cblr-14252	271	17	moreover	moreover	ADV
cblr-14252	271	18	,	,	PUNCT
cblr-14252	271	19	the	the	DET
cblr-14252	271	20	increasing	increase	VERB
cblr-14252	271	21	involvement	involvement	NOUN
cblr-14252	271	22	of	of	ADP
cblr-14252	271	23	influencers	influencer	NOUN
cblr-14252	271	24	in	in	ADP
cblr-14252	271	25	the	the	DET
cblr-14252	271	26	stock	stock	NOUN
cblr-14252	271	27	market	market	NOUN
cblr-14252	271	28	,	,	PUNCT
cblr-14252	271	29	ranging	range	VERB
cblr-14252	271	30	from	from	ADP
cblr-14252	271	31	tiktok	tiktok	ADJ
cblr-14252	271	32	videos	video	NOUN
cblr-14252	271	33	,	,	PUNCT
cblr-14252	271	34	which	which	PRON
cblr-14252	271	35	have	have	AUX
cblr-14252	271	36	become	become	AUX
cblr-14252	271	37	known	know	VERB
cblr-14252	271	38	as	as	ADP
cblr-14252	271	39	fintok53	fintok53	NOUN
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cblr-14252	271	43	’s	’s	PART
cblr-14252	271	44	call	call	NOUN
cblr-14252	271	45	on	on	ADP
cblr-14252	271	46	reddit	reddit	NOUN
cblr-14252	271	47	to	to	PART
cblr-14252	271	48	hold	hold	VERB
cblr-14252	271	49	or	or	CCONJ
cblr-14252	271	50	buy	buy	VERB
cblr-14252	271	51	stocks54	stocks54	NOUN
cblr-14252	271	52	,	,	PUNCT
cblr-14252	271	53	and	and	CCONJ
cblr-14252	271	54	kim	kim	PROPN
cblr-14252	271	55	52	52	NUM
cblr-14252	271	56	the	the	DET
cblr-14252	271	57	rapid	rapid	ADJ
cblr-14252	271	58	expansion	expansion	NOUN
cblr-14252	271	59	of	of	ADP
cblr-14252	271	60	digital	digital	ADJ
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cblr-14252	271	62	,	,	PUNCT
cblr-14252	271	63	accelerated	accelerate	VERB
cblr-14252	271	64	by	by	ADP
cblr-14252	271	65	the	the	DET
cblr-14252	271	66	retail	retail	ADJ
cblr-14252	271	67	investor	investor	NOUN
cblr-14252	271	68	surge	surge	NOUN
cblr-14252	271	69	during	during	ADP
cblr-14252	271	70	the	the	DET
cblr-14252	271	71	covid-19	covid-19	PROPN
cblr-14252	271	72	pandemic	pandemic	NOUN
cblr-14252	271	73	,	,	PUNCT
cblr-14252	271	74	has	have	AUX
cblr-14252	271	75	led	lead	VERB
cblr-14252	271	76	to	to	ADP
cblr-14252	271	77	a	a	DET
cblr-14252	271	78	proliferation	proliferation	NOUN
cblr-14252	271	79	of	of	ADP
cblr-14252	271	80	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	271	81	,	,	PUNCT
cblr-14252	271	82	reaching	reach	VERB
cblr-14252	271	83	10,000	10,000	NUM
cblr-14252	271	84	by	by	ADP
cblr-14252	271	85	2021	2021	NUM
cblr-14252	271	86	.	.	PUNCT
cblr-14252	272	1	this	this	DET
cblr-14252	272	2	growth	growth	NOUN
cblr-14252	272	3	has	have	AUX
cblr-14252	272	4	enabled	enable	VERB
cblr-14252	272	5	social	social	ADJ
cblr-14252	272	6	media	medium	NOUN
cblr-14252	272	7	influencers	influencer	NOUN
cblr-14252	272	8	to	to	PART
cblr-14252	272	9	exploit	exploit	VERB
cblr-14252	272	10	their	their	PRON
cblr-14252	272	11	followers	follower	NOUN
cblr-14252	272	12	by	by	ADP
cblr-14252	272	13	promoting	promote	VERB
cblr-14252	272	14	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	272	15	they	they	PRON
cblr-14252	272	16	own	own	VERB
cblr-14252	272	17	,	,	PUNCT
cblr-14252	272	18	driving	drive	VERB
cblr-14252	272	19	up	up	ADP
cblr-14252	272	20	prices	price	NOUN
cblr-14252	272	21	for	for	ADP
cblr-14252	272	22	personal	personal	ADJ
cblr-14252	272	23	gain	gain	NOUN
cblr-14252	272	24	.	.	PUNCT
cblr-14252	273	1	in	in	ADP
cblr-14252	273	2	some	some	DET
cblr-14252	273	3	cases	case	NOUN
cblr-14252	273	4	,	,	PUNCT
cblr-14252	273	5	influencers	influencer	NOUN
cblr-14252	273	6	are	be	AUX
cblr-14252	273	7	compensated	compensate	VERB
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cblr-14252	273	11	of	of	ADP
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cblr-14252	273	14	a	a	DET
cblr-14252	273	15	"	"	PUNCT
cblr-14252	273	16	pre	pre	ADJ
cblr-14252	273	17	-	-	NOUN
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cblr-14252	273	19	"	"	PUNCT
cblr-14252	273	20	for	for	ADP
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cblr-14252	273	23	.	.	PUNCT
cblr-14252	274	1	despite	despite	SCONJ
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cblr-14252	274	8	to	to	PART
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cblr-14252	274	17	influencers	influencer	NOUN
cblr-14252	274	18	'	'	PART
cblr-14252	274	19	activities	activity	NOUN
cblr-14252	274	20	.	.	PUNCT
cblr-14252	275	1	to	to	PART
cblr-14252	275	2	address	address	VERB
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cblr-14252	275	13	influencers	influencer	NOUN
cblr-14252	275	14	to	to	PART
cblr-14252	275	15	disclose	disclose	VERB
cblr-14252	275	16	any	any	DET
cblr-14252	275	17	payments	payment	NOUN
cblr-14252	275	18	received	receive	VERB
cblr-14252	275	19	for	for	ADP
cblr-14252	275	20	cryptocurrency	cryptocurrency	NOUN
cblr-14252	275	21	endorsements	endorsement	NOUN
cblr-14252	275	22	,	,	PUNCT
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cblr-14252	275	24	transparency	transparency	NOUN
cblr-14252	275	25	and	and	CCONJ
cblr-14252	275	26	protecting	protect	VERB
cblr-14252	275	27	consumers	consumer	NOUN
cblr-14252	275	28	from	from	ADP
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cblr-14252	276	8	:	:	PUNCT
cblr-14252	276	9	empowering	empower	VERB
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cblr-14252	276	12	trade	trade	PROPN
cblr-14252	276	13	commission	commission	PROPN
cblr-14252	276	14	to	to	PART
cblr-14252	276	15	regulate	regulate	VERB
cblr-14252	276	16	cryptocurrency	cryptocurrency	ADJ
cblr-14252	276	17	social	social	ADJ
cblr-14252	276	18	media	medium	NOUN
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cblr-14252	278	10	:	:	PUNCT
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cblr-14252	279	1	,	,	PUNCT
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cblr-14252	280	14	peak	peak	NOUN
cblr-14252	280	15	influencer	influencer	NOUN
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cblr-14252	284	10	evolution	evolution	NOUN
cblr-14252	284	11	of	of	ADP
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cblr-14252	284	13	personal	personal	ADJ
cblr-14252	284	14	financial	financial	ADJ
cblr-14252	284	15	planning	planning	NOUN
cblr-14252	284	16	industry	industry	NOUN
cblr-14252	284	17	:	:	PUNCT
cblr-14252	284	18	mutualism	mutualism	NOUN
cblr-14252	284	19	,	,	PUNCT
cblr-14252	284	20	commensalism	commensalism	NOUN
cblr-14252	284	21	,	,	PUNCT
cblr-14252	284	22	or	or	CCONJ
cblr-14252	284	23	,	,	PUNCT
cblr-14252	284	24	parasitism	parasitism	NOUN
cblr-14252	284	25	,	,	PUNCT
cblr-14252	284	26	6(2	6(2	NUM
cblr-14252	284	27	)	)	PUNCT
cblr-14252	284	28	gatr	gatr	ADJ
cblr-14252	284	29	j.	j.	PROPN
cblr-14252	284	30	fin	fin	PROPN
cblr-14252	284	31	.	.	PUNCT
cblr-14252	285	1	banking	banking	NOUN
cblr-14252	285	2	rev	rev	VERB
cblr-14252	285	3	.	.	PROPN
cblr-14252	286	1	72–81	72–81	NUM
cblr-14252	286	2	(	(	PUNCT
cblr-14252	286	3	2021	2021	NUM
cblr-14252	286	4	)	)	PUNCT
cblr-14252	286	5	;	;	PUNCT
cblr-14252	286	6	cheryl	cheryl	PROPN
cblr-14252	286	7	winokur	winokur	PROPN
cblr-14252	286	8	munk	munk	PROPN
cblr-14252	286	9	tiktok	tiktok	NOUN
cblr-14252	286	10	is	be	AUX
cblr-14252	286	11	the	the	DET
cblr-14252	286	12	place	place	NOUN
cblr-14252	286	13	to	to	PART
cblr-14252	286	14	go	go	VERB
cblr-14252	286	15	for	for	ADP
cblr-14252	286	16	financial	financial	ADJ
cblr-14252	286	17	advice	advice	NOUN
cblr-14252	286	18	if	if	SCONJ
cblr-14252	286	19	you	you	PRON
cblr-14252	286	20	’re	’re	VERB
cblr-14252	286	21	a	a	DET
cblr-14252	286	22	young	young	ADJ
cblr-14252	286	23	adult	adult	NOUN
cblr-14252	286	24	,	,	PUNCT
cblr-14252	286	25	wall	wall	PROPN
cblr-14252	286	26	st	st	PROPN
cblr-14252	286	27	.	.	PROPN
cblr-14252	286	28	j.	j.	PROPN
cblr-14252	287	1	(	(	PUNCT
cblr-14252	287	2	may	may	PROPN
cblr-14252	287	3	2	2	NUM
cblr-14252	287	4	,	,	PUNCT
cblr-14252	287	5	2021	2021	NUM
cblr-14252	287	6	)	)	PUNCT
cblr-14252	287	7	,	,	PUNCT
cblr-14252	287	8	https://www.wsj.com/articles/tiktok-financial-advice11619822409	https://www.wsj.com/articles/tiktok-financial-advice11619822409	NUM
cblr-14252	287	9	;	;	PUNCT
cblr-14252	287	10	kelly	kelly	PROPN
cblr-14252	287	11	ann	ann	PROPN
cblr-14252	287	12	smith	smith	PROPN
cblr-14252	287	13	,	,	PUNCT
cblr-14252	287	14	how	how	SCONJ
cblr-14252	287	15	to	to	PART
cblr-14252	287	16	spot	spot	VERB
cblr-14252	287	17	bad	bad	ADJ
cblr-14252	287	18	money	money	NOUN
cblr-14252	287	19	advice	advice	NOUN
cblr-14252	287	20	on	on	ADP
cblr-14252	287	21	tiktokand	tiktokand	NOUN
cblr-14252	287	22	where	where	SCONJ
cblr-14252	287	23	to	to	PART
cblr-14252	287	24	look	look	VERB
cblr-14252	287	25	instead	instead	ADV
cblr-14252	287	26	,	,	PUNCT
cblr-14252	287	27	forbes	forbes	PROPN
cblr-14252	287	28	advisor	advisor	PROPN
cblr-14252	287	29	(	(	PUNCT
cblr-14252	287	30	may	may	PROPN
cblr-14252	287	31	29	29	NUM
cblr-14252	287	32	,	,	PUNCT
cblr-14252	287	33	2021	2021	NUM
cblr-14252	287	34	)	)	PUNCT
cblr-14252	288	1	https://www.forbes.com/advisor/personal-finance/bad-money-advice-ontiktok/	https://www.forbes.com/advisor/personal-finance/bad-money-advice-ontiktok/	PROPN
cblr-14252	288	2	[	[	X
cblr-14252	288	3	https://perma.cc/y6x9-xa8d	https://perma.cc/y6x9-xa8d	X
cblr-14252	288	4	]	]	X
cblr-14252	288	5	.	.	PUNCT
cblr-14252	289	1	54	54	NUM
cblr-14252	289	2	the	the	DET
cblr-14252	289	3	combination	combination	NOUN
cblr-14252	289	4	of	of	ADP
cblr-14252	289	5	social	social	ADJ
cblr-14252	289	6	media	medium	NOUN
cblr-14252	289	7	and	and	CCONJ
cblr-14252	289	8	trading	trading	NOUN
cblr-14252	289	9	apps	app	NOUN
cblr-14252	289	10	may	may	AUX
cblr-14252	289	11	be	be	AUX
cblr-14252	289	12	causing	cause	VERB
cblr-14252	289	13	more	more	ADJ
cblr-14252	289	14	harm	harm	NOUN
cblr-14252	289	15	than	than	ADP
cblr-14252	289	16	good	good	ADJ
cblr-14252	289	17	,	,	PUNCT
cblr-14252	289	18	particularly	particularly	ADV
cblr-14252	289	19	for	for	ADP
cblr-14252	289	20	young	young	ADJ
cblr-14252	289	21	users	user	NOUN
cblr-14252	289	22	,	,	PUNCT
cblr-14252	289	23	as	as	SCONJ
cblr-14252	289	24	they	they	PRON
cblr-14252	289	25	often	often	ADV
cblr-14252	289	26	lack	lack	VERB
cblr-14252	289	27	sufficient	sufficient	ADJ
cblr-14252	289	28	educational	educational	ADJ
cblr-14252	289	29	resources	resource	NOUN
cblr-14252	289	30	and	and	CCONJ
cblr-14252	289	31	may	may	AUX
cblr-14252	289	32	not	not	PART
cblr-14252	289	33	foster	foster	VERB
cblr-14252	289	34	an	an	DET
cblr-14252	289	35	inclusive	inclusive	ADJ
cblr-14252	289	36	environment	environment	NOUN
cblr-14252	289	37	.	.	PUNCT
cblr-14252	290	1	see	see	VERB
cblr-14252	290	2	sophie	sophie	PROPN
cblr-14252	290	3	kiderlin	kiderlin	PROPN
cblr-14252	290	4	,	,	PUNCT
cblr-14252	290	5	a	a	DET
cblr-14252	290	6	'	'	PUNCT
cblr-14252	290	7	finfluencer	finfluencer	NOUN
cblr-14252	290	8	'	'	PUNCT
cblr-14252	290	9	with	with	ADP
cblr-14252	290	10	millions	million	NOUN
cblr-14252	290	11	of	of	ADP
cblr-14252	290	12	followers	follower	NOUN
cblr-14252	290	13	on	on	ADP
cblr-14252	290	14	social	social	ADJ
cblr-14252	290	15	media	medium	NOUN
cblr-14252	290	16	says	say	VERB
cblr-14252	290	17	robinhood	robinhood	PROPN
cblr-14252	290	18	and	and	CCONJ
cblr-14252	290	19	other	other	ADJ
cblr-14252	290	20	trading	trading	NOUN
cblr-14252	290	21	apps	app	NOUN
cblr-14252	290	22	might	might	AUX
cblr-14252	290	23	do	do	VERB
cblr-14252	290	24	more	more	ADJ
cblr-14252	290	25	harm	harm	NOUN
cblr-14252	290	26	than	than	ADP
cblr-14252	290	27	good	good	ADJ
cblr-14252	290	28	to	to	ADP
cblr-14252	290	29	young	young	ADJ
cblr-14252	290	30	investors	investor	NOUN
cblr-14252	290	31	,	,	PUNCT
cblr-14252	290	32	bus	bus	NOUN
cblr-14252	290	33	.	.	PUNCT
cblr-14252	291	1	insiderr	insiderr	PROPN
cblr-14252	291	2	(	(	PUNCT
cblr-14252	291	3	(	(	PUNCT
cblr-14252	291	4	july	july	PROPN
cblr-14252	291	5	13	13	NUM
cblr-14252	291	6	,	,	PUNCT
cblr-14252	291	7	2021	2021	NUM
cblr-14252	291	8	,	,	PUNCT
cblr-14252	291	9	3:48	3:48	NUM
cblr-14252	291	10	am	am	NOUN
cblr-14252	291	11	)	)	PUNCT
cblr-14252	291	12	,	,	PUNCT
cblr-14252	291	13	https://markets.businessinsider.com/news/stocks/robinhood-retail	https://markets.businessinsider.com/news/stocks/robinhood-retail	NOUN
cblr-14252	292	1	no	no	INTJ
cblr-14252	292	2	.	.	NOUN
cblr-14252	292	3	1	1	NUM
cblr-14252	292	4	]	]	PUNCT
cblr-14252	292	5	risk	risk	NOUN
cblr-14252	292	6	,	,	PUNCT
cblr-14252	292	7	discretion	discretion	NOUN
cblr-14252	292	8	,	,	PUNCT
cblr-14252	292	9	and	and	CCONJ
cblr-14252	292	10	bank	bank	NOUN
cblr-14252	292	11	supervision	supervision	NOUN
cblr-14252	292	12	329	329	NUM
cblr-14252	292	13	kardshian	kardshian	NOUN
cblr-14252	292	14	’s	’s	PART
cblr-14252	292	15	viral	viral	ADJ
cblr-14252	292	16	post	post	NOUN
cblr-14252	292	17	soliciting	solicit	VERB
cblr-14252	292	18	her	her	PRON
cblr-14252	292	19	280	280	NUM
cblr-14252	292	20	million	million	NUM
cblr-14252	292	21	followers	follower	NOUN
cblr-14252	292	22	to	to	PART
cblr-14252	292	23	buy	buy	VERB
cblr-14252	292	24	a	a	DET
cblr-14252	292	25	cryptocurrency55	cryptocurrency55	NOUN
cblr-14252	292	26	,	,	PUNCT
cblr-14252	292	27	have	have	AUX
cblr-14252	292	28	served	serve	VERB
cblr-14252	292	29	as	as	ADP
cblr-14252	292	30	proof	proof	NOUN
cblr-14252	292	31	that	that	SCONJ
cblr-14252	292	32	social	social	ADJ
cblr-14252	292	33	influencing	influencing	NOUN
cblr-14252	292	34	has	have	AUX
cblr-14252	292	35	advanced	advance	VERB
cblr-14252	292	36	to	to	ADP
cblr-14252	292	37	a	a	DET
cblr-14252	292	38	new	new	ADJ
cblr-14252	292	39	level	level	NOUN
cblr-14252	292	40	.	.	PUNCT
cblr-14252	293	1	in	in	ADP
cblr-14252	293	2	the	the	DET
cblr-14252	293	3	context	context	NOUN
cblr-14252	293	4	of	of	ADP
cblr-14252	293	5	trading	trading	NOUN
cblr-14252	293	6	apps	app	NOUN
cblr-14252	293	7	,	,	PUNCT
cblr-14252	293	8	social	social	ADJ
cblr-14252	293	9	influencers	influencer	NOUN
cblr-14252	293	10	raise	raise	VERB
cblr-14252	293	11	concerns	concern	NOUN
cblr-14252	293	12	about	about	ADP
cblr-14252	293	13	unlicensed	unlicensed	ADJ
cblr-14252	293	14	persons56	persons56	NOUN
cblr-14252	293	15	and	and	CCONJ
cblr-14252	293	16	entities	entity	NOUN
cblr-14252	293	17	offering	offer	VERB
cblr-14252	293	18	advice	advice	NOUN
cblr-14252	293	19	to	to	ADP
cblr-14252	293	20	naive	naive	ADJ
cblr-14252	293	21	consumers.57	consumers.57	PROPN
cblr-14252	293	22	and	and	CCONJ
cblr-14252	293	23	there	there	PRON
cblr-14252	293	24	is	be	VERB
cblr-14252	293	25	a	a	DET
cblr-14252	293	26	real	real	ADJ
cblr-14252	293	27	reason	reason	NOUN
cblr-14252	293	28	for	for	ADP
cblr-14252	293	29	that	that	DET
cblr-14252	293	30	concern	concern	NOUN
cblr-14252	293	31	.	.	PUNCT
cblr-14252	294	1	recent	recent	ADJ
cblr-14252	294	2	surveys	survey	NOUN
cblr-14252	294	3	reveal	reveal	VERB
cblr-14252	294	4	that	that	SCONJ
cblr-14252	294	5	retail	retail	ADJ
cblr-14252	294	6	traders	trader	NOUN
cblr-14252	294	7	are	be	AUX
cblr-14252	294	8	more	more	ADV
cblr-14252	294	9	likely	likely	ADJ
cblr-14252	294	10	to	to	PART
cblr-14252	294	11	trust	trust	VERB
cblr-14252	294	12	financial	financial	ADJ
cblr-14252	294	13	influencers	influencer	NOUN
cblr-14252	294	14	,	,	PUNCT
cblr-14252	294	15	or	or	CCONJ
cblr-14252	294	16	"	"	PUNCT
cblr-14252	294	17	finfluencers	finfluencer	NOUN
cblr-14252	294	18	,	,	PUNCT
cblr-14252	294	19	"	"	PUNCT
cblr-14252	294	20	over	over	ADP
cblr-14252	294	21	friends	friend	NOUN
cblr-14252	294	22	and	and	CCONJ
cblr-14252	294	23	family	family	NOUN
cblr-14252	294	24	when	when	SCONJ
cblr-14252	294	25	making	make	VERB
cblr-14252	294	26	investment	investment	NOUN
cblr-14252	294	27	decisions.58	decisions.58	NOUN
cblr-14252	294	28	moreover	moreover	ADV
cblr-14252	294	29	,	,	PUNCT
cblr-14252	294	30	the	the	DET
cblr-14252	294	31	survey	survey	NOUN
cblr-14252	294	32	highlights	highlight	VERB
cblr-14252	294	33	the	the	DET
cblr-14252	294	34	growing	grow	VERB
cblr-14252	294	35	influence	influence	NOUN
cblr-14252	294	36	of	of	ADP
cblr-14252	294	37	s	s	PRON
cblr-14252	294	38	u	u	NOUN
cblr-14252	294	39	c	c	PROPN
cblr-14252	294	40	h	h	NOUN
cblr-14252	294	41	finfluencers	finfluencer	NOUN
cblr-14252	294	42	trading	trading	NOUN
cblr-14252	294	43	-	-	PUNCT
cblr-14252	294	44	tori	tori	NOUN
cblr-14252	294	45	-	-	PUNCT
cblr-14252	294	46	dunlap	dunlap	ADJ
cblr-14252	294	47	-	-	PUNCT
cblr-14252	294	48	young	young	ADJ
cblr-14252	294	49	-	-	PUNCT
cblr-14252	294	50	investors	investor	NOUN
cblr-14252	294	51	-	-	PUNCT
cblr-14252	294	52	harmful	harmful	ADJ
cblr-14252	294	53	-	-	PUNCT
cblr-14252	294	54	risk-2021	risk-2021	NOUN
cblr-14252	294	55	-	-	PUNCT
cblr-14252	294	56	7	7	NUM
cblr-14252	294	57	.	.	PUNCT
cblr-14252	295	1	the	the	DET
cblr-14252	295	2	rise	rise	NOUN
cblr-14252	295	3	of	of	ADP
cblr-14252	295	4	"	"	PUNCT
cblr-14252	295	5	finfluencers	finfluencer	NOUN
cblr-14252	295	6	"	"	PUNCT
cblr-14252	295	7	providing	provide	VERB
cblr-14252	295	8	online	online	ADJ
cblr-14252	295	9	investment	investment	NOUN
cblr-14252	295	10	advice	advice	NOUN
cblr-14252	295	11	has	have	AUX
cblr-14252	295	12	prompted	prompt	VERB
cblr-14252	295	13	calls	call	NOUN
cblr-14252	295	14	for	for	ADP
cblr-14252	295	15	regulation	regulation	NOUN
cblr-14252	295	16	to	to	PART
cblr-14252	295	17	address	address	VERB
cblr-14252	295	18	the	the	DET
cblr-14252	295	19	potential	potential	ADJ
cblr-14252	295	20	risks	risk	NOUN
cblr-14252	295	21	and	and	CCONJ
cblr-14252	295	22	ensure	ensure	VERB
cblr-14252	295	23	consumer	consumer	NOUN
cblr-14252	295	24	protection	protection	NOUN
cblr-14252	295	25	.	.	PUNCT
cblr-14252	296	1	see	see	VERB
cblr-14252	296	2	mia	mia	PROPN
cblr-14252	296	3	stefanou	stefanou	PROPN
cblr-14252	296	4	,	,	PUNCT
cblr-14252	296	5	note	note	NOUN
cblr-14252	296	6	,	,	PUNCT
cblr-14252	296	7	finfluencers	finfluencer	NOUN
cblr-14252	296	8	in	in	ADP
cblr-14252	296	9	the	the	DET
cblr-14252	296	10	wild	wild	NOUN
cblr-14252	296	11	:	:	PUNCT
cblr-14252	296	12	call	call	VERB
cblr-14252	296	13	for	for	ADP
cblr-14252	296	14	regulation	regulation	NOUN
cblr-14252	296	15	addressing	address	VERB
cblr-14252	296	16	the	the	DET
cblr-14252	296	17	growth	growth	NOUN
cblr-14252	296	18	of	of	ADP
cblr-14252	296	19	online	online	ADJ
cblr-14252	296	20	investment	investment	NOUN
cblr-14252	296	21	advice	advice	NOUN
cblr-14252	296	22	,	,	PUNCT
cblr-14252	296	23	88	88	NUM
cblr-14252	296	24	brook	brook	NOUN
cblr-14252	296	25	.	.	PUNCT
cblr-14252	297	1	l.	l.	PROPN
cblr-14252	297	2	rev	rev	PROPN
cblr-14252	297	3	.	.	PROPN
cblr-14252	297	4	959	959	NUM
cblr-14252	297	5	(	(	PUNCT
cblr-14252	297	6	2023	2023	NUM
cblr-14252	297	7	)	)	PUNCT
cblr-14252	297	8	.	.	PUNCT
cblr-14252	298	1	see	see	VERB
cblr-14252	298	2	also	also	ADV
cblr-14252	298	3	john	john	PROPN
cblr-14252	298	4	p.	p.	PROPN
cblr-14252	298	5	anderson	anderson	PROPN
cblr-14252	298	6	,	,	PUNCT
cblr-14252	298	7	jeremy	jeremy	PROPN
cblr-14252	298	8	kidd	kidd	PROPN
cblr-14252	298	9	&	&	CCONJ
cblr-14252	298	10	george	george	PROPN
cblr-14252	298	11	a.	a.	PROPN
cblr-14252	298	12	moscary	moscary	PROPN
cblr-14252	298	13	,	,	PUNCT
cblr-14252	298	14	social	social	ADJ
cblr-14252	298	15	media	medium	NOUN
cblr-14252	298	16	,	,	PUNCT
cblr-14252	298	17	securities	security	NOUN
cblr-14252	298	18	markets	market	NOUN
cblr-14252	298	19	,	,	PUNCT
cblr-14252	298	20	and	and	CCONJ
cblr-14252	298	21	the	the	DET
cblr-14252	298	22	phenomenon	phenomenon	NOUN
cblr-14252	298	23	of	of	ADP
cblr-14252	298	24	expressive	expressive	ADJ
cblr-14252	298	25	trading	trading	NOUN
cblr-14252	298	26	,	,	PUNCT
cblr-14252	298	27	25	25	NUM
cblr-14252	298	28	lewis	lewis	PROPN
cblr-14252	298	29	&	&	CCONJ
cblr-14252	298	30	clark	clark	PROPN
cblr-14252	298	31	l.	l.	PROPN
cblr-14252	298	32	rev	rev	PROPN
cblr-14252	298	33	.	.	PROPN
cblr-14252	298	34	1223	1223	NUM
cblr-14252	298	35	(	(	PUNCT
cblr-14252	298	36	2022	2022	NUM
cblr-14252	298	37	)	)	PUNCT
cblr-14252	298	38	;	;	PUNCT
cblr-14252	298	39	juliet	juliet	ADJ
cblr-14252	298	40	-	-	PUNCT
cblr-14252	298	41	ambra	ambra	PROPN
cblr-14252	298	42	verlaine	verlaine	PROPN
cblr-14252	298	43	&	&	CCONJ
cblr-14252	298	44	gunjan	gunjan	PROPN
cblr-14252	298	45	banerji	banerji	PROPN
cblr-14252	298	46	,	,	PUNCT
cblr-14252	298	47	keith	keith	PROPN
cblr-14252	298	48	gill	gill	PROPN
cblr-14252	298	49	drove	drive	VERB
cblr-14252	298	50	the	the	DET
cblr-14252	298	51	gamestop	gamestop	ADJ
cblr-14252	298	52	reddit	reddit	NOUN
cblr-14252	298	53	mania	mania	NOUN
cblr-14252	298	54	.	.	PUNCT
cblr-14252	299	1	he	he	PRON
cblr-14252	299	2	talked	talk	VERB
cblr-14252	299	3	to	to	ADP
cblr-14252	299	4	the	the	DET
cblr-14252	299	5	journal	journal	NOUN
cblr-14252	299	6	,	,	PUNCT
cblr-14252	299	7	wall	wall	PROPN
cblr-14252	299	8	st	st	PROPN
cblr-14252	299	9	.	.	PROPN
cblr-14252	299	10	j.	j.	PROPN
cblr-14252	299	11	(	(	PUNCT
cblr-14252	299	12	jan	jan	PROPN
cblr-14252	299	13	.	.	PROPN
cblr-14252	299	14	29	29	NUM
cblr-14252	299	15	,	,	PUNCT
cblr-14252	299	16	2021	2021	NUM
cblr-14252	299	17	)	)	PUNCT
cblr-14252	299	18	,	,	PUNCT
cblr-14252	299	19	https://www.wsj.com/articles/keith-gill-drove-the-gamestop-reddit-maniahe-talked-to-the-journal-11611931696	https://www.wsj.com/articles/keith-gill-drove-the-gamestop-reddit-maniahe-talked-to-the-journal-11611931696	NOUN
cblr-14252	299	20	.	.	PUNCT
cblr-14252	300	1	55	55	NUM
cblr-14252	300	2	see	see	VERB
cblr-14252	300	3	,	,	PUNCT
cblr-14252	300	4	e.g.	e.g.	ADV
cblr-14252	300	5	,	,	PUNCT
cblr-14252	300	6	taylor	taylor	PROPN
cblr-14252	300	7	locke	locke	PROPN
cblr-14252	300	8	,	,	PUNCT
cblr-14252	300	9	kim	kim	PROPN
cblr-14252	300	10	kardashian	kardashian	PROPN
cblr-14252	300	11	west	west	PROPN
cblr-14252	300	12	and	and	CCONJ
cblr-14252	300	13	other	other	ADJ
cblr-14252	300	14	influencers	influencer	NOUN
cblr-14252	300	15	are	be	AUX
cblr-14252	300	16	being	be	AUX
cblr-14252	300	17	paid	pay	VERB
cblr-14252	300	18	to	to	PART
cblr-14252	300	19	advertise	advertise	VERB
cblr-14252	300	20	cryptocurrency	cryptocurrency	NOUN
cblr-14252	300	21	on	on	ADP
cblr-14252	300	22	social	social	ADJ
cblr-14252	300	23	media	medium	NOUN
cblr-14252	300	24	,	,	PUNCT
cblr-14252	300	25	cnbc	cnbc	PROPN
cblr-14252	300	26	(	(	PUNCT
cblr-14252	300	27	jan	jan	PROPN
cblr-14252	300	28	.	.	PROPN
cblr-14252	300	29	22	22	NUM
cblr-14252	300	30	,	,	PUNCT
cblr-14252	300	31	2021	2021	NUM
cblr-14252	300	32	)	)	PUNCT
cblr-14252	300	33	https://www.cnbc.com/2021/06/15/kim-kardashian-west-charlidamelio-jake-paul-posting-paid-crypto-ads.html	https://www.cnbc.com/2021/06/15/kim-kardashian-west-charlidamelio-jake-paul-posting-paid-crypto-ads.html	NOUN
cblr-14252	300	34	.	.	PUNCT
cblr-14252	301	1	56	56	NUM
cblr-14252	301	2	see	see	NOUN
cblr-14252	301	3	,	,	PUNCT
cblr-14252	301	4	e.g.	e.g.	ADV
cblr-14252	301	5	,	,	PUNCT
cblr-14252	301	6	arnab	arnab	PROPN
cblr-14252	301	7	shome	shome	PROPN
cblr-14252	301	8	,	,	PUNCT
cblr-14252	301	9	asic	asic	PROPN
cblr-14252	301	10	gets	get	VERB
cblr-14252	301	11	bankruptcy	bankruptcy	NOUN
cblr-14252	301	12	order	order	NOUN
cblr-14252	301	13	against	against	ADP
cblr-14252	301	14	finfluencer	finfluencer	NOUN
cblr-14252	301	15	‘	'	PUNCT
cblr-14252	301	16	asx	asx	NOUN
cblr-14252	301	17	wolf	wolf	NOUN
cblr-14252	301	18	’	'	PUNCT
cblr-14252	301	19	,	,	PUNCT
cblr-14252	301	20	fin	fin	PROPN
cblr-14252	301	21	.	.	PUNCT
cblr-14252	302	1	magnates	magnate	NOUN
cblr-14252	302	2	(	(	PUNCT
cblr-14252	302	3	feb	feb	PROPN
cblr-14252	302	4	.	.	PROPN
cblr-14252	302	5	29	29	NUM
cblr-14252	302	6	,	,	PUNCT
cblr-14252	302	7	2024	2024	NUM
cblr-14252	302	8	,	,	PUNCT
cblr-14252	302	9	04:36	04:36	NUM
cblr-14252	302	10	gmt-4	gmt-4	NOUN
cblr-14252	302	11	)	)	PUNCT
cblr-14252	302	12	,	,	PUNCT
cblr-14252	302	13	https://www.financemagnates.com/forex/asic-gets-bankruptcy-orderagainst-finfluencer-asx-wolf/	https://www.financemagnates.com/forex/asic-gets-bankruptcy-orderagainst-finfluencer-asx-wolf/	X
cblr-14252	302	14	(	(	PUNCT
cblr-14252	302	15	the	the	DET
cblr-14252	302	16	australian	australian	ADJ
cblr-14252	302	17	securities	security	NOUN
cblr-14252	302	18	and	and	CCONJ
cblr-14252	302	19	investments	investment	NOUN
cblr-14252	302	20	commission	commission	PROPN
cblr-14252	302	21	(	(	PUNCT
cblr-14252	302	22	asic	asic	PROPN
cblr-14252	302	23	)	)	PUNCT
cblr-14252	302	24	obtaining	obtain	VERB
cblr-14252	302	25	a	a	DET
cblr-14252	302	26	bankruptcy	bankruptcy	NOUN
cblr-14252	302	27	order	order	NOUN
cblr-14252	302	28	against	against	ADP
cblr-14252	302	29	a	a	DET
cblr-14252	302	30	prominent	prominent	ADJ
cblr-14252	302	31	financial	financial	ADJ
cblr-14252	302	32	influencer	influencer	NOUN
cblr-14252	302	33	known	know	VERB
cblr-14252	302	34	as	as	ADP
cblr-14252	302	35	"	"	PUNCT
cblr-14252	302	36	asx	asx	NOUN
cblr-14252	302	37	wolf	wolf	NOUN
cblr-14252	302	38	.	.	PUNCT
cblr-14252	302	39	"	"	PUNCT
cblr-14252	303	1	the	the	DET
cblr-14252	303	2	influencer	influencer	NOUN
cblr-14252	303	3	,	,	PUNCT
cblr-14252	303	4	whose	whose	DET
cblr-14252	303	5	real	real	ADJ
cblr-14252	303	6	name	name	NOUN
cblr-14252	303	7	is	be	AUX
cblr-14252	303	8	tyson	tyson	PROPN
cblr-14252	303	9	scholz	scholz	PROPN
cblr-14252	303	10	,	,	PUNCT
cblr-14252	303	11	was	be	AUX
cblr-14252	303	12	targeted	target	VERB
cblr-14252	303	13	by	by	ADP
cblr-14252	303	14	asic	asic	NOUN
cblr-14252	303	15	due	due	ADP
cblr-14252	303	16	to	to	ADP
cblr-14252	303	17	his	his	PRON
cblr-14252	303	18	unlicensed	unlicensed	ADJ
cblr-14252	303	19	financial	financial	ADJ
cblr-14252	303	20	services	service	NOUN
cblr-14252	303	21	activities	activity	NOUN
cblr-14252	303	22	,	,	PUNCT
cblr-14252	303	23	which	which	PRON
cblr-14252	303	24	included	include	VERB
cblr-14252	303	25	offering	offer	VERB
cblr-14252	303	26	stock	stock	NOUN
cblr-14252	303	27	trading	trading	NOUN
cblr-14252	303	28	courses	course	NOUN
cblr-14252	303	29	and	and	CCONJ
cblr-14252	303	30	providing	provide	VERB
cblr-14252	303	31	investment	investment	NOUN
cblr-14252	303	32	recommendations	recommendation	NOUN
cblr-14252	303	33	.	.	PUNCT
cblr-14252	304	1	despite	despite	SCONJ
cblr-14252	304	2	portraying	portray	VERB
cblr-14252	304	3	himself	himself	PRON
cblr-14252	304	4	as	as	ADP
cblr-14252	304	5	a	a	DET
cblr-14252	304	6	successful	successful	ADJ
cblr-14252	304	7	trader	trader	NOUN
cblr-14252	304	8	,	,	PUNCT
cblr-14252	304	9	scholz	scholz	NOUN
cblr-14252	304	10	faced	face	VERB
cblr-14252	304	11	legal	legal	ADJ
cblr-14252	304	12	action	action	NOUN
cblr-14252	304	13	for	for	ADP
cblr-14252	304	14	misleading	mislead	VERB
cblr-14252	304	15	consumers	consumer	NOUN
cblr-14252	304	16	and	and	CCONJ
cblr-14252	304	17	operating	operate	VERB
cblr-14252	304	18	without	without	ADP
cblr-14252	304	19	the	the	DET
cblr-14252	304	20	necessary	necessary	ADJ
cblr-14252	304	21	financial	financial	ADJ
cblr-14252	304	22	licenses	license	NOUN
cblr-14252	304	23	)	)	PUNCT
cblr-14252	304	24	.	.	PUNCT
cblr-14252	305	1	57	57	NUM
cblr-14252	305	2	see	see	VERB
cblr-14252	305	3	tony	tony	PROPN
cblr-14252	305	4	klein	klein	PROPN
cblr-14252	305	5	,	,	PUNCT
cblr-14252	305	6	a	a	DET
cblr-14252	305	7	note	note	NOUN
cblr-14252	305	8	on	on	ADP
cblr-14252	305	9	gamestop	gamestop	ADJ
cblr-14252	305	10	,	,	PUNCT
cblr-14252	305	11	short	short	ADJ
cblr-14252	305	12	squeezes	squeeze	NOUN
cblr-14252	305	13	,	,	PUNCT
cblr-14252	305	14	and	and	CCONJ
cblr-14252	305	15	autodidactic	autodidactic	ADJ
cblr-14252	305	16	herding	herding	NOUN
cblr-14252	305	17	:	:	PUNCT
cblr-14252	305	18	an	an	DET
cblr-14252	305	19	evolution	evolution	NOUN
cblr-14252	305	20	in	in	ADP
cblr-14252	305	21	financial	financial	ADJ
cblr-14252	305	22	literacy	literacy	NOUN
cblr-14252	305	23	fin	fin	NOUN
cblr-14252	305	24	.	.	PUNCT
cblr-14252	306	1	rsch	rsch	PROPN
cblr-14252	306	2	.	.	PUNCT
cblr-14252	307	1	letters	letter	NOUN
cblr-14252	307	2	,	,	PUNCT
cblr-14252	307	3	may	may	AUX
cblr-14252	307	4	2022	2022	NUM
cblr-14252	307	5	,	,	PUNCT
cblr-14252	307	6	at	at	ADP
cblr-14252	307	7	1	1	NUM
cblr-14252	307	8	;	;	PUNCT
cblr-14252	307	9	creed	creed	PROPN
cblr-14252	307	10	et	et	PROPN
cblr-14252	307	11	al	al	PROPN
cblr-14252	307	12	.	.	PROPN
cblr-14252	307	13	,	,	PUNCT
cblr-14252	307	14	the	the	DET
cblr-14252	307	15	delegation	delegation	NOUN
cblr-14252	307	16	of	of	ADP
cblr-14252	307	17	investor	investor	NOUN
cblr-14252	307	18	decision	decision	NOUN
cblr-14252	307	19	making	make	VERB
cblr-14252	307	20	:	:	PUNCT
cblr-14252	307	21	what	what	PRON
cblr-14252	307	22	drives	drive	VERB
cblr-14252	307	23	participants	participant	NOUN
cblr-14252	307	24	in	in	ADP
cblr-14252	307	25	social	social	ADJ
cblr-14252	307	26	trading	trading	NOUN
cblr-14252	307	27	networks	network	NOUN
cblr-14252	307	28	to	to	PART
cblr-14252	307	29	engage	engage	VERB
cblr-14252	307	30	in	in	ADP
cblr-14252	307	31	copy	copy	NOUN
cblr-14252	307	32	trading	trading	NOUN
cblr-14252	307	33	,	,	PUNCT
cblr-14252	307	34	10	10	NUM
cblr-14252	307	35	drake	drake	NOUN
cblr-14252	307	36	mgmt	mgmt	PROPN
cblr-14252	307	37	.	.	PUNCT
cblr-14252	308	1	rev	rev	PROPN
cblr-14252	308	2	.	.	PROPN
cblr-14252	308	3	4	4	NUM
cblr-14252	308	4	(	(	PUNCT
cblr-14252	308	5	2021	2021	NUM
cblr-14252	308	6	)	)	PUNCT
cblr-14252	308	7	.	.	PUNCT
cblr-14252	309	1	58	58	NUM
cblr-14252	309	2	see	see	VERB
cblr-14252	309	3	shome	shome	PROPN
cblr-14252	309	4	,	,	PUNCT
cblr-14252	309	5	supra	supra	PROPN
cblr-14252	309	6	note	note	NOUN
cblr-14252	309	7	13	13	NUM
cblr-14252	309	8	.	.	SYM
cblr-14252	309	9	330	330	NUM
cblr-14252	309	10	columbia	columbia	PROPN
cblr-14252	309	11	business	business	NOUN
cblr-14252	309	12	law	law	NOUN
cblr-14252	309	13	review	review	NOUN
cblr-14252	310	1	[	[	X
cblr-14252	310	2	vol	vol	NOUN
cblr-14252	310	3	.	.	PUNCT
cblr-14252	310	4	2025	2025	NUM
cblr-14252	310	5	in	in	ADP
cblr-14252	310	6	guiding	guide	VERB
cblr-14252	310	7	retail	retail	ADJ
cblr-14252	310	8	trading	trading	NOUN
cblr-14252	310	9	behavior	behavior	NOUN
cblr-14252	310	10	,	,	PUNCT
cblr-14252	310	11	especially	especially	ADV
cblr-14252	310	12	among	among	ADP
cblr-14252	310	13	younger	young	ADJ
cblr-14252	310	14	and	and	CCONJ
cblr-14252	310	15	less	less	ADV
cblr-14252	310	16	experienced	experienced	ADJ
cblr-14252	310	17	investors	investor	NOUN
cblr-14252	310	18	,	,	PUNCT
cblr-14252	310	19	and	and	CCONJ
cblr-14252	310	20	points	point	VERB
cblr-14252	310	21	out	out	ADP
cblr-14252	310	22	the	the	DET
cblr-14252	310	23	potential	potential	ADJ
cblr-14252	310	24	associated	associate	VERB
cblr-14252	310	25	risks	risk	NOUN
cblr-14252	310	26	as	as	SCONJ
cblr-14252	310	27	finfluencers	finfluencer	NOUN
cblr-14252	310	28	may	may	AUX
cblr-14252	310	29	prioritize	prioritize	VERB
cblr-14252	310	30	entertainment	entertainment	NOUN
cblr-14252	310	31	and	and	CCONJ
cblr-14252	310	32	engagement	engagement	NOUN
cblr-14252	310	33	over	over	ADP
cblr-14252	310	34	sound	sound	ADJ
cblr-14252	310	35	financial	financial	ADJ
cblr-14252	310	36	advice.59	advice.59	VERB
cblr-14252	310	37	the	the	DET
cblr-14252	310	38	findings	finding	NOUN
cblr-14252	310	39	underscore	underscore	VERB
cblr-14252	310	40	how	how	SCONJ
cblr-14252	310	41	the	the	DET
cblr-14252	310	42	rise	rise	NOUN
cblr-14252	310	43	of	of	ADP
cblr-14252	310	44	finfluencers	finfluencer	NOUN
cblr-14252	310	45	has	have	AUX
cblr-14252	310	46	led	lead	VERB
cblr-14252	310	47	to	to	ADP
cblr-14252	310	48	the	the	DET
cblr-14252	310	49	significant	significant	ADJ
cblr-14252	310	50	growth	growth	NOUN
cblr-14252	310	51	in	in	ADP
cblr-14252	310	52	retail	retail	ADJ
cblr-14252	310	53	trading	trading	NOUN
cblr-14252	310	54	,	,	PUNCT
cblr-14252	310	55	driven	drive	VERB
cblr-14252	310	56	by	by	ADP
cblr-14252	310	57	engaging	engage	VERB
cblr-14252	310	58	content	content	NOUN
cblr-14252	310	59	on	on	ADP
cblr-14252	310	60	social	social	ADJ
cblr-14252	310	61	media	medium	NOUN
cblr-14252	310	62	platforms.60	platforms.60	NOUN
cblr-14252	310	63	these	these	DET
cblr-14252	310	64	studies	study	NOUN
cblr-14252	310	65	underline	underline	VERB
cblr-14252	310	66	the	the	DET
cblr-14252	310	67	need	need	NOUN
cblr-14252	310	68	for	for	ADP
cblr-14252	310	69	stronger	strong	ADJ
cblr-14252	310	70	regulatory	regulatory	ADJ
cblr-14252	310	71	oversight	oversight	NOUN
cblr-14252	310	72	to	to	PART
cblr-14252	310	73	ensure	ensure	VERB
cblr-14252	310	74	that	that	SCONJ
cblr-14252	310	75	retail	retail	ADJ
cblr-14252	310	76	investors	investor	NOUN
cblr-14252	310	77	are	be	AUX
cblr-14252	310	78	not	not	PART
cblr-14252	310	79	misled	mislead	VERB
cblr-14252	310	80	by	by	ADP
cblr-14252	310	81	potentially	potentially	ADV
cblr-14252	310	82	biased	biased	ADJ
cblr-14252	310	83	or	or	CCONJ
cblr-14252	310	84	unqualified	unqualified	ADJ
cblr-14252	310	85	influencers	influencer	NOUN
cblr-14252	310	86	.	.	PUNCT
cblr-14252	311	1	tasked	task	VERB
cblr-14252	311	2	with	with	ADP
cblr-14252	311	3	consumer	consumer	NOUN
cblr-14252	311	4	protection	protection	NOUN
cblr-14252	311	5	and	and	CCONJ
cblr-14252	311	6	the	the	DET
cblr-14252	311	7	advertisement	advertisement	NOUN
cblr-14252	311	8	of	of	ADP
cblr-14252	311	9	products	product	NOUN
cblr-14252	311	10	and	and	CCONJ
cblr-14252	311	11	services	service	NOUN
cblr-14252	311	12	in	in	ADP
cblr-14252	311	13	the	the	DET
cblr-14252	311	14	u.s	u.s	PROPN
cblr-14252	311	15	.	.	PROPN
cblr-14252	311	16	,	,	PUNCT
cblr-14252	311	17	the	the	DET
cblr-14252	311	18	federal	federal	PROPN
cblr-14252	311	19	trade	trade	PROPN
cblr-14252	311	20	commission	commission	PROPN
cblr-14252	311	21	(	(	PUNCT
cblr-14252	311	22	ftc	ftc	PROPN
cblr-14252	311	23	)	)	PUNCT
cblr-14252	311	24	,	,	PUNCT
cblr-14252	311	25	serves	serve	VERB
cblr-14252	311	26	as	as	ADP
cblr-14252	311	27	the	the	DET
cblr-14252	311	28	watchdog	watchdog	NOUN
cblr-14252	311	29	for	for	ADP
cblr-14252	311	30	protecting	protect	VERB
cblr-14252	311	31	consumers	consumer	NOUN
cblr-14252	311	32	and	and	CCONJ
cblr-14252	311	33	promoting	promote	VERB
cblr-14252	311	34	fair	fair	ADJ
cblr-14252	311	35	market	market	NOUN
cblr-14252	311	36	competition	competition	NOUN
cblr-14252	311	37	,	,	PUNCT
cblr-14252	311	38	issuing	issue	VERB
cblr-14252	311	39	guidelines	guideline	NOUN
cblr-14252	311	40	regarding	regard	VERB
cblr-14252	311	41	the	the	DET
cblr-14252	311	42	application	application	NOUN
cblr-14252	311	43	of	of	ADP
cblr-14252	311	44	and	and	CCONJ
cblr-14252	311	45	compliance	compliance	NOUN
cblr-14252	311	46	with	with	ADP
cblr-14252	311	47	laws	law	NOUN
cblr-14252	311	48	governing	govern	VERB
cblr-14252	311	49	deceptive	deceptive	ADJ
cblr-14252	311	50	and	and	CCONJ
cblr-14252	311	51	unfair	unfair	ADJ
cblr-14252	311	52	practices.61	practices.61	NOUN
cblr-14252	311	53	as	as	ADP
cblr-14252	311	54	part	part	NOUN
cblr-14252	311	55	of	of	ADP
cblr-14252	311	56	its	its	PRON
cblr-14252	311	57	mission	mission	NOUN
cblr-14252	311	58	and	and	CCONJ
cblr-14252	311	59	work	work	NOUN
cblr-14252	311	60	,	,	PUNCT
cblr-14252	311	61	the	the	DET
cblr-14252	311	62	ftc	ftc	PROPN
cblr-14252	311	63	details	detail	NOUN
cblr-14252	311	64	what	what	PRON
cblr-14252	311	65	practices	practice	NOUN
cblr-14252	311	66	qualify	qualify	VERB
cblr-14252	311	67	as	as	ADP
cblr-14252	311	68	deceptive	deceptive	ADJ
cblr-14252	311	69	or	or	CCONJ
cblr-14252	311	70	unfair	unfair	ADJ
cblr-14252	311	71	and	and	CCONJ
cblr-14252	311	72	standards	standard	NOUN
cblr-14252	311	73	for	for	ADP
cblr-14252	311	74	ensuring	ensure	VERB
cblr-14252	311	75	compliance.62	compliance.62	NOUN
cblr-14252	311	76	however	however	ADV
cblr-14252	311	77	,	,	PUNCT
cblr-14252	311	78	the	the	DET
cblr-14252	311	79	ftc	ftc	PROPN
cblr-14252	311	80	has	have	AUX
cblr-14252	311	81	been	be	AUX
cblr-14252	311	82	very	very	ADV
cblr-14252	311	83	slow	slow	ADJ
cblr-14252	311	84	to	to	PART
cblr-14252	311	85	update	update	VERB
cblr-14252	311	86	59	59	NUM
cblr-14252	312	1	i	i	PROPN
cblr-14252	312	2	d.	d.	PROPN
cblr-14252	312	3	60	60	NUM
cblr-14252	312	4	arnab	arnab	PROPN
cblr-14252	312	5	shome	shome	PROPN
cblr-14252	312	6	,	,	PUNCT
cblr-14252	312	7	finfluencers	finfluencer	NOUN
cblr-14252	312	8	had	have	VERB
cblr-14252	312	9	a	a	DET
cblr-14252	312	10	good	good	ADJ
cblr-14252	312	11	run	run	NOUN
cblr-14252	312	12	,	,	PUNCT
cblr-14252	312	13	but	but	CCONJ
cblr-14252	312	14	the	the	DET
cblr-14252	312	15	party	party	NOUN
cblr-14252	312	16	may	may	AUX
cblr-14252	312	17	fizzle	fizzle	VERB
cblr-14252	312	18	out	out	ADP
cblr-14252	312	19	,	,	PUNCT
cblr-14252	312	20	finance	finance	NOUN
cblr-14252	312	21	magnates	magnate	NOUN
cblr-14252	312	22	(	(	PUNCT
cblr-14252	312	23	may	may	PROPN
cblr-14252	312	24	18	18	NUM
cblr-14252	312	25	,	,	PUNCT
cblr-14252	312	26	2023	2023	NUM
cblr-14252	312	27	,	,	PUNCT
cblr-14252	312	28	06:05	06:05	NUM
cblr-14252	312	29	gmt-4	gmt-4	NOUN
cblr-14252	312	30	)	)	PUNCT
cblr-14252	312	31	,	,	PUNCT
cblr-14252	312	32	https://www.financemagnates.com/forex/finfluencers-had-a-good-run-butthe-party-may-fizzle-out/.	https://www.financemagnates.com/forex/finfluencers-had-a-good-run-butthe-party-may-fizzle-out/.	PROPN
cblr-14252	312	33	61	61	NUM
cblr-14252	312	34	see	see	VERB
cblr-14252	312	35	what	what	PRON
cblr-14252	312	36	we	we	PRON
cblr-14252	312	37	do	do	VERB
cblr-14252	312	38	,	,	PUNCT
cblr-14252	312	39	ftc	ftc	PROPN
cblr-14252	312	40	,	,	PUNCT
cblr-14252	312	41	https://www.ftc.gov/about-ftc/what-we-do	https://www.ftc.gov/about-ftc/what-we-do	NOUN
cblr-14252	313	1	[	[	X
cblr-14252	313	2	https://perma.cc/j686-wc8x	https://perma.cc/j686-wc8x	X
cblr-14252	313	3	]	]	X
cblr-14252	313	4	(	(	PUNCT
cblr-14252	313	5	last	last	ADV
cblr-14252	313	6	visited	visit	VERB
cblr-14252	313	7	oct	oct	PROPN
cblr-14252	313	8	.	.	PROPN
cblr-14252	313	9	18	18	NUM
cblr-14252	313	10	,	,	PUNCT
cblr-14252	313	11	2021	2021	NUM
cblr-14252	313	12	)	)	PUNCT
cblr-14252	313	13	(	(	PUNCT
cblr-14252	313	14	“	"	PUNCT
cblr-14252	313	15	the	the	DET
cblr-14252	313	16	ftc	ftc	PROPN
cblr-14252	313	17	is	be	AUX
cblr-14252	313	18	a	a	DET
cblr-14252	313	19	bipartisan	bipartisan	ADJ
cblr-14252	313	20	federal	federal	ADJ
cblr-14252	313	21	agency	agency	NOUN
cblr-14252	313	22	with	with	ADP
cblr-14252	313	23	a	a	DET
cblr-14252	313	24	unique	unique	ADJ
cblr-14252	313	25	dual	dual	ADJ
cblr-14252	313	26	mission	mission	NOUN
cblr-14252	313	27	to	to	PART
cblr-14252	313	28	protect	protect	VERB
cblr-14252	313	29	consumers	consumer	NOUN
cblr-14252	313	30	and	and	CCONJ
cblr-14252	313	31	promote	promote	VERB
cblr-14252	313	32	competition	competition	NOUN
cblr-14252	313	33	.	.	PUNCT
cblr-14252	314	1	for	for	ADP
cblr-14252	314	2	one	one	NUM
cblr-14252	314	3	hundred	hundred	NUM
cblr-14252	314	4	years	year	NOUN
cblr-14252	314	5	,	,	PUNCT
cblr-14252	314	6	our	our	PRON
cblr-14252	314	7	collegial	collegial	ADJ
cblr-14252	314	8	and	and	CCONJ
cblr-14252	314	9	consensus	consensus	NOUN
cblr-14252	314	10	-	-	PUNCT
cblr-14252	314	11	driven	drive	VERB
cblr-14252	314	12	agency	agency	NOUN
cblr-14252	314	13	has	have	AUX
cblr-14252	314	14	championed	champion	VERB
cblr-14252	314	15	the	the	DET
cblr-14252	314	16	interests	interest	NOUN
cblr-14252	314	17	of	of	ADP
cblr-14252	314	18	american	american	ADJ
cblr-14252	314	19	consumers	consumer	NOUN
cblr-14252	314	20	.	.	PUNCT
cblr-14252	315	1	as	as	SCONJ
cblr-14252	315	2	we	we	PRON
cblr-14252	315	3	begin	begin	VERB
cblr-14252	315	4	our	our	PRON
cblr-14252	315	5	second	second	ADJ
cblr-14252	315	6	century	century	NOUN
cblr-14252	315	7	,	,	PUNCT
cblr-14252	315	8	the	the	DET
cblr-14252	315	9	ftc	ftc	PROPN
cblr-14252	315	10	is	be	AUX
cblr-14252	315	11	dedicated	dedicate	VERB
cblr-14252	315	12	to	to	ADP
cblr-14252	315	13	advancing	advance	VERB
cblr-14252	315	14	consumer	consumer	NOUN
cblr-14252	315	15	interests	interest	NOUN
cblr-14252	315	16	while	while	SCONJ
cblr-14252	315	17	encouraging	encourage	VERB
cblr-14252	315	18	innovation	innovation	NOUN
cblr-14252	315	19	and	and	CCONJ
cblr-14252	315	20	competition	competition	NOUN
cblr-14252	315	21	in	in	ADP
cblr-14252	315	22	our	our	PRON
cblr-14252	315	23	dynamic	dynamic	ADJ
cblr-14252	315	24	economy	economy	NOUN
cblr-14252	315	25	.	.	PUNCT
cblr-14252	315	26	”	"	PUNCT
cblr-14252	315	27	)	)	PUNCT
cblr-14252	315	28	;	;	PUNCT
cblr-14252	315	29	see	see	VERB
cblr-14252	315	30	also	also	ADV
cblr-14252	315	31	leah	leah	PROPN
cblr-14252	315	32	w.	w.	PROPN
cblr-14252	315	33	feinman	feinman	PROPN
cblr-14252	315	34	,	,	PUNCT
cblr-14252	315	35	celebrity	celebrity	NOUN
cblr-14252	315	36	endorsements	endorsement	NOUN
cblr-14252	315	37	in	in	ADP
cblr-14252	315	38	non	non	ADJ
cblr-14252	315	39	-	-	ADJ
cblr-14252	315	40	traditional	traditional	ADJ
cblr-14252	315	41	advertising	advertising	NOUN
cblr-14252	315	42	:	:	PUNCT
cblr-14252	315	43	how	how	SCONJ
cblr-14252	315	44	the	the	DET
cblr-14252	315	45	ftc	ftc	PROPN
cblr-14252	315	46	regulations	regulation	NOUN
cblr-14252	315	47	fail	fail	VERB
cblr-14252	315	48	to	to	PART
cblr-14252	315	49	keep	keep	VERB
cblr-14252	315	50	up	up	ADP
cblr-14252	315	51	with	with	ADP
cblr-14252	315	52	the	the	DET
cblr-14252	315	53	kardashians	kardashian	NOUN
cblr-14252	315	54	,	,	PUNCT
cblr-14252	315	55	22	22	NUM
cblr-14252	315	56	fordham	fordham	PROPN
cblr-14252	315	57	intell	intell	PROPN
cblr-14252	315	58	.	.	PUNCT
cblr-14252	316	1	prop	prop	PROPN
cblr-14252	316	2	.	.	PUNCT
cblr-14252	317	1	media	media	PROPN
cblr-14252	317	2	&	&	CCONJ
cblr-14252	317	3	ent	ent	PROPN
cblr-14252	317	4	.	.	PUNCT
cblr-14252	318	1	l.j	l.j	AUX
cblr-14252	318	2	.	.	PROPN
cblr-14252	318	3	97	97	NUM
cblr-14252	318	4	,	,	PUNCT
cblr-14252	318	5	107	107	NUM
cblr-14252	318	6	(	(	PUNCT
cblr-14252	318	7	2011	2011	NUM
cblr-14252	318	8	)	)	PUNCT
cblr-14252	318	9	(	(	PUNCT
cblr-14252	318	10	describing	describe	VERB
cblr-14252	318	11	the	the	DET
cblr-14252	318	12	history	history	NOUN
cblr-14252	318	13	of	of	ADP
cblr-14252	318	14	the	the	DET
cblr-14252	318	15	ftc	ftc	PROPN
cblr-14252	318	16	's	's	PART
cblr-14252	318	17	regulation	regulation	NOUN
cblr-14252	318	18	of	of	ADP
cblr-14252	318	19	product	product	NOUN
cblr-14252	318	20	endorsements	endorsement	NOUN
cblr-14252	318	21	originated	originate	VERB
cblr-14252	318	22	with	with	ADP
cblr-14252	318	23	the	the	DET
cblr-14252	318	24	tobacco	tobacco	NOUN
cblr-14252	318	25	industry	industry	NOUN
cblr-14252	318	26	)	)	PUNCT
cblr-14252	318	27	.	.	PUNCT
cblr-14252	319	1	62	62	NUM
cblr-14252	319	2	see	see	VERB
cblr-14252	319	3	,	,	PUNCT
cblr-14252	319	4	e.g.	e.g.	ADV
cblr-14252	319	5	,	,	PUNCT
cblr-14252	319	6	guides	guide	NOUN
cblr-14252	319	7	concerning	concern	VERB
cblr-14252	319	8	use	use	NOUN
cblr-14252	319	9	of	of	ADP
cblr-14252	319	10	endorsements	endorsement	NOUN
cblr-14252	319	11	and	and	CCONJ
cblr-14252	319	12	testimonials	testimonial	NOUN
cblr-14252	319	13	in	in	ADP
cblr-14252	319	14	advertising	advertising	NOUN
cblr-14252	319	15	,	,	PUNCT
cblr-14252	319	16	16	16	NUM
cblr-14252	319	17	c.f.r	c.f.r	NOUN
cblr-14252	319	18	.	.	PUNCT
cblr-14252	320	1	§	§	PROPN
cblr-14252	320	2	255.0(a	255.0(a	PROPN
cblr-14252	320	3	)	)	PUNCT
cblr-14252	320	4	(	(	PUNCT
cblr-14252	320	5	2009	2009	NUM
cblr-14252	320	6	)	)	PUNCT
cblr-14252	320	7	(	(	PUNCT
cblr-14252	320	8	“	"	PUNCT
cblr-14252	320	9	the	the	DET
cblr-14252	320	10	guides	guide	NOUN
cblr-14252	320	11	in	in	ADP
cblr-14252	320	12	this	this	DET
cblr-14252	320	13	part	part	NOUN
cblr-14252	320	14	represent	represent	VERB
cblr-14252	320	15	administrative	administrative	ADJ
cblr-14252	320	16	interpretations	interpretation	NOUN
cblr-14252	320	17	of	of	ADP
cblr-14252	320	18	laws	law	NOUN
cblr-14252	320	19	enforced	enforce	VERB
cblr-14252	320	20	by	by	ADP
cblr-14252	320	21	the	the	DET
cblr-14252	320	22	federal	federal	PROPN
cblr-14252	320	23	trade	trade	PROPN
cblr-14252	320	24	commission	commission	PROPN
cblr-14252	320	25	for	for	ADP
cblr-14252	320	26	the	the	DET
cblr-14252	320	27	guidance	guidance	NOUN
cblr-14252	320	28	of	of	ADP
cblr-14252	320	29	the	the	DET
cblr-14252	320	30	public	public	NOUN
cblr-14252	320	31	in	in	ADP
cblr-14252	320	32	conducting	conduct	VERB
cblr-14252	320	33	its	its	PRON
cblr-14252	320	34	affairs	affair	NOUN
cblr-14252	320	35	in	in	ADP
cblr-14252	320	36	conformity	conformity	NOUN
cblr-14252	320	37	with	with	ADP
cblr-14252	320	38	legal	legal	ADJ
cblr-14252	320	39	requirements	requirement	NOUN
cblr-14252	320	40	.	.	PUNCT
cblr-14252	321	1	specifically	specifically	ADV
cblr-14252	321	2	,	,	PUNCT
cblr-14252	321	3	the	the	DET
cblr-14252	321	4	guides	guide	NOUN
cblr-14252	321	5	address	address	VERB
cblr-14252	321	6	the	the	DET
cblr-14252	321	7	application	application	NOUN
cblr-14252	321	8	of	of	ADP
cblr-14252	321	9	section	section	NOUN
cblr-14252	321	10	5	5	NUM
cblr-14252	321	11	of	of	ADP
cblr-14252	321	12	the	the	DET
cblr-14252	321	13	ftc	ftc	PROPN
cblr-14252	321	14	act	act	PROPN
cblr-14252	321	15	(	(	PUNCT
cblr-14252	321	16	15	15	NUM
cblr-14252	321	17	u.s.c	u.s.c	NOUN
cblr-14252	321	18	.	.	PUNCT
cblr-14252	321	19	45	45	NUM
cblr-14252	321	20	)	)	PUNCT
cblr-14252	321	21	to	to	ADP
cblr-14252	321	22	the	the	DET
cblr-14252	321	23	use	use	NOUN
cblr-14252	321	24	of	of	ADP
cblr-14252	321	25	endorsements	endorsement	NOUN
cblr-14252	321	26	and	and	CCONJ
cblr-14252	321	27	testimonials	testimonial	NOUN
cblr-14252	321	28	in	in	ADP
cblr-14252	321	29	advertising	advertising	NOUN
cblr-14252	321	30	.	.	PUNCT
cblr-14252	322	1	the	the	DET
cblr-14252	322	2	guides	guide	NOUN
cblr-14252	322	3	provide	provide	VERB
cblr-14252	322	4	the	the	DET
cblr-14252	322	5	basis	basis	NOUN
cblr-14252	322	6	no	no	NOUN
cblr-14252	322	7	.	.	NOUN
cblr-14252	322	8	1	1	NUM
cblr-14252	322	9	]	]	PUNCT
cblr-14252	322	10	risk	risk	NOUN
cblr-14252	322	11	,	,	PUNCT
cblr-14252	322	12	discretion	discretion	NOUN
cblr-14252	322	13	,	,	PUNCT
cblr-14252	322	14	and	and	CCONJ
cblr-14252	322	15	bank	bank	NOUN
cblr-14252	322	16	supervision	supervision	NOUN
cblr-14252	322	17	331	331	NUM
cblr-14252	322	18	advertising	advertising	NOUN
cblr-14252	322	19	guidelines	guideline	NOUN
cblr-14252	322	20	to	to	PART
cblr-14252	322	21	address	address	VERB
cblr-14252	322	22	new	new	ADJ
cblr-14252	322	23	digital	digital	ADJ
cblr-14252	322	24	platforms	platform	NOUN
cblr-14252	322	25	used	use	VERB
cblr-14252	322	26	for	for	ADP
cblr-14252	322	27	advertising	advertising	NOUN
cblr-14252	322	28	,	,	PUNCT
cblr-14252	322	29	such	such	ADJ
cblr-14252	322	30	as	as	ADP
cblr-14252	322	31	social	social	ADJ
cblr-14252	322	32	media	medium	NOUN
cblr-14252	322	33	.	.	PUNCT
cblr-14252	323	1	in	in	ADP
cblr-14252	323	2	2013	2013	NUM
cblr-14252	323	3	the	the	DET
cblr-14252	323	4	ftc	ftc	PROPN
cblr-14252	323	5	clarified	clarify	VERB
cblr-14252	323	6	that	that	SCONJ
cblr-14252	323	7	the	the	DET
cblr-14252	323	8	same	same	ADJ
cblr-14252	323	9	consumer	consumer	NOUN
cblr-14252	323	10	protection	protection	NOUN
cblr-14252	323	11	laws	law	NOUN
cblr-14252	323	12	applying	apply	VERB
cblr-14252	323	13	to	to	ADP
cblr-14252	323	14	commercial	commercial	ADJ
cblr-14252	323	15	activities	activity	NOUN
cblr-14252	323	16	also	also	ADV
cblr-14252	323	17	apply	apply	VERB
cblr-14252	323	18	online	online	ADV
cblr-14252	323	19	,	,	PUNCT
cblr-14252	323	20	and	and	CCONJ
cblr-14252	323	21	that	that	SCONJ
cblr-14252	323	22	the	the	DET
cblr-14252	323	23	prohibition	prohibition	NOUN
cblr-14252	323	24	on	on	ADP
cblr-14252	323	25	unfair	unfair	ADJ
cblr-14252	323	26	or	or	CCONJ
cblr-14252	323	27	deceptive	deceptive	ADJ
cblr-14252	323	28	practices	practice	NOUN
cblr-14252	323	29	relating	relate	VERB
cblr-14252	323	30	to	to	ADP
cblr-14252	323	31	advertising	advertising	NOUN
cblr-14252	323	32	,	,	PUNCT
cblr-14252	323	33	marketing	marketing	NOUN
cblr-14252	323	34	and	and	CCONJ
cblr-14252	323	35	sales	sale	NOUN
cblr-14252	323	36	applies	apply	VERB
cblr-14252	323	37	to	to	ADP
cblr-14252	323	38	digital	digital	ADJ
cblr-14252	323	39	platforms	platform	NOUN
cblr-14252	323	40	as	as	ADV
cblr-14252	323	41	well	well	ADV
cblr-14252	323	42	,	,	PUNCT
cblr-14252	323	43	adding	add	VERB
cblr-14252	323	44	new	new	ADJ
cblr-14252	323	45	regulations	regulation	NOUN
cblr-14252	323	46	applicable	applicable	ADJ
cblr-14252	323	47	to	to	ADP
cblr-14252	323	48	social	social	ADJ
cblr-14252	323	49	media	medium	NOUN
cblr-14252	323	50	advertising.63	advertising.63	NOUN
cblr-14252	323	51	the	the	DET
cblr-14252	323	52	ftc	ftc	PROPN
cblr-14252	323	53	clarified	clarify	VERB
cblr-14252	323	54	that	that	SCONJ
cblr-14252	323	55	since	since	SCONJ
cblr-14252	323	56	many	many	ADJ
cblr-14252	323	57	consumers	consumer	NOUN
cblr-14252	323	58	rely	rely	VERB
cblr-14252	323	59	on	on	ADP
cblr-14252	323	60	influencers	influencer	NOUN
cblr-14252	323	61	’	’	PART
cblr-14252	323	62	recommendations	recommendation	NOUN
cblr-14252	323	63	in	in	ADP
cblr-14252	323	64	making	make	VERB
cblr-14252	323	65	purchasing	purchasing	NOUN
cblr-14252	323	66	decisions	decision	NOUN
cblr-14252	323	67	,	,	PUNCT
cblr-14252	323	68	influencers	influencer	VERB
cblr-14252	323	69	failure	failure	NOUN
cblr-14252	323	70	to	to	PART
cblr-14252	323	71	disclose	disclose	VERB
cblr-14252	323	72	that	that	SCONJ
cblr-14252	323	73	they	they	PRON
cblr-14252	323	74	had	have	AUX
cblr-14252	323	75	been	be	AUX
cblr-14252	323	76	paid	pay	VERB
cblr-14252	323	77	for	for	ADP
cblr-14252	323	78	promoting	promote	VERB
cblr-14252	323	79	a	a	DET
cblr-14252	323	80	product	product	NOUN
cblr-14252	323	81	was	be	AUX
cblr-14252	323	82	deceptive	deceptive	ADJ
cblr-14252	323	83	.	.	PUNCT
cblr-14252	324	1	therefore	therefore	ADV
cblr-14252	324	2	,	,	PUNCT
cblr-14252	324	3	influencers	influencer	NOUN
cblr-14252	324	4	are	be	AUX
cblr-14252	324	5	required	require	VERB
cblr-14252	324	6	by	by	ADP
cblr-14252	324	7	the	the	DET
cblr-14252	324	8	ftc	ftc	PROPN
cblr-14252	324	9	to	to	PART
cblr-14252	324	10	clearly	clearly	ADV
cblr-14252	324	11	disclose	disclose	VERB
cblr-14252	324	12	on	on	ADP
cblr-14252	324	13	social	social	ADJ
cblr-14252	324	14	media	medium	NOUN
cblr-14252	324	15	that	that	SCONJ
cblr-14252	324	16	they	they	PRON
cblr-14252	324	17	are	be	AUX
cblr-14252	324	18	being	be	AUX
cblr-14252	324	19	compensated	compensate	VERB
cblr-14252	324	20	for	for	ADP
cblr-14252	324	21	product	product	NOUN
cblr-14252	324	22	promotion	promotion	NOUN
cblr-14252	324	23	,	,	PUNCT
cblr-14252	324	24	resulting	result	VERB
cblr-14252	324	25	in	in	ADP
cblr-14252	324	26	the	the	DET
cblr-14252	324	27	proliferation	proliferation	NOUN
cblr-14252	324	28	of	of	ADP
cblr-14252	324	29	disclaimers	disclaimer	NOUN
cblr-14252	324	30	such	such	ADJ
cblr-14252	324	31	as	as	ADP
cblr-14252	324	32	#	#	SYM
cblr-14252	324	33	ad	ad	NOUN
cblr-14252	324	34	or	or	CCONJ
cblr-14252	324	35	paid	pay	VERB
cblr-14252	324	36	sponsorship	sponsorship	NOUN
cblr-14252	324	37	tags.64	tags.64	NOUN
cblr-14252	324	38	however	however	ADV
cblr-14252	324	39	,	,	PUNCT
cblr-14252	324	40	failure	failure	NOUN
cblr-14252	324	41	to	to	PART
cblr-14252	324	42	follow	follow	VERB
cblr-14252	324	43	these	these	DET
cblr-14252	324	44	guidelines	guideline	NOUN
cblr-14252	324	45	is	be	AUX
cblr-14252	324	46	unlikely	unlikely	ADJ
cblr-14252	324	47	to	to	PART
cblr-14252	324	48	be	be	AUX
cblr-14252	324	49	deemed	deem	VERB
cblr-14252	324	50	a	a	DET
cblr-14252	324	51	direct	direct	ADJ
cblr-14252	324	52	violation	violation	NOUN
cblr-14252	324	53	of	of	ADP
cblr-14252	324	54	advertising	advertising	NOUN
cblr-14252	324	55	law.65	law.65	ADP
cblr-14252	324	56	nonetheless	nonetheless	ADV
cblr-14252	324	57	,	,	PUNCT
cblr-14252	324	58	those	those	PRON
cblr-14252	324	59	who	who	PRON
cblr-14252	324	60	do	do	AUX
cblr-14252	324	61	not	not	PART
cblr-14252	324	62	comply	comply	VERB
cblr-14252	324	63	with	with	ADP
cblr-14252	324	64	the	the	DET
cblr-14252	324	65	recommended	recommend	VERB
cblr-14252	324	66	practices	practice	NOUN
cblr-14252	324	67	may	may	AUX
cblr-14252	324	68	instead	instead	ADV
cblr-14252	324	69	still	still	ADV
cblr-14252	324	70	face	face	VERB
cblr-14252	324	71	consequences	consequence	NOUN
cblr-14252	324	72	for	for	ADP
cblr-14252	324	73	violating	violate	VERB
cblr-14252	324	74	federal	federal	ADJ
cblr-14252	324	75	advertising	advertising	NOUN
cblr-14252	324	76	laws	law	NOUN
cblr-14252	324	77	,	,	PUNCT
cblr-14252	324	78	which	which	PRON
cblr-14252	324	79	for	for	ADP
cblr-14252	324	80	voluntary	voluntary	ADJ
cblr-14252	324	81	compliance	compliance	NOUN
cblr-14252	324	82	with	with	ADP
cblr-14252	324	83	the	the	DET
cblr-14252	324	84	law	law	NOUN
cblr-14252	324	85	by	by	ADP
cblr-14252	324	86	advertisers	advertiser	NOUN
cblr-14252	324	87	and	and	CCONJ
cblr-14252	324	88	endorsers	endorser	NOUN
cblr-14252	324	89	.	.	PUNCT
cblr-14252	325	1	practices	practice	NOUN
cblr-14252	325	2	inconsistent	inconsistent	ADJ
cblr-14252	325	3	with	with	ADP
cblr-14252	325	4	these	these	DET
cblr-14252	325	5	guides	guide	NOUN
cblr-14252	325	6	may	may	AUX
cblr-14252	325	7	result	result	VERB
cblr-14252	325	8	in	in	ADP
cblr-14252	325	9	corrective	corrective	ADJ
cblr-14252	325	10	action	action	NOUN
cblr-14252	325	11	by	by	ADP
cblr-14252	325	12	the	the	DET
cblr-14252	325	13	commission	commission	NOUN
cblr-14252	325	14	under	under	ADP
cblr-14252	325	15	section	section	NOUN
cblr-14252	325	16	5	5	NUM
cblr-14252	325	17	if	if	SCONJ
cblr-14252	325	18	,	,	PUNCT
cblr-14252	325	19	after	after	ADP
cblr-14252	325	20	investigation	investigation	NOUN
cblr-14252	325	21	,	,	PUNCT
cblr-14252	325	22	the	the	DET
cblr-14252	325	23	commission	commission	NOUN
cblr-14252	325	24	has	have	VERB
cblr-14252	325	25	reason	reason	NOUN
cblr-14252	325	26	to	to	PART
cblr-14252	325	27	believe	believe	VERB
cblr-14252	325	28	that	that	SCONJ
cblr-14252	325	29	the	the	DET
cblr-14252	325	30	practices	practice	NOUN
cblr-14252	325	31	fall	fall	VERB
cblr-14252	325	32	within	within	ADP
cblr-14252	325	33	the	the	DET
cblr-14252	325	34	scope	scope	NOUN
cblr-14252	325	35	of	of	ADP
cblr-14252	325	36	conduct	conduct	NOUN
cblr-14252	325	37	declared	declare	VERB
cblr-14252	325	38	unlawful	unlawful	ADJ
cblr-14252	325	39	by	by	ADP
cblr-14252	325	40	the	the	DET
cblr-14252	325	41	statute	statute	NOUN
cblr-14252	325	42	.	.	PUNCT
cblr-14252	326	1	the	the	DET
cblr-14252	326	2	guides	guide	NOUN
cblr-14252	326	3	set	set	VERB
cblr-14252	326	4	forth	forth	ADP
cblr-14252	326	5	the	the	DET
cblr-14252	326	6	general	general	ADJ
cblr-14252	326	7	principles	principle	NOUN
cblr-14252	326	8	that	that	PRON
cblr-14252	326	9	the	the	DET
cblr-14252	326	10	commission	commission	NOUN
cblr-14252	326	11	will	will	AUX
cblr-14252	326	12	use	use	VERB
cblr-14252	326	13	in	in	ADP
cblr-14252	326	14	evaluating	evaluate	VERB
cblr-14252	326	15	endorsements	endorsement	NOUN
cblr-14252	326	16	and	and	CCONJ
cblr-14252	326	17	testimonials	testimonial	NOUN
cblr-14252	326	18	,	,	PUNCT
cblr-14252	326	19	together	together	ADV
cblr-14252	326	20	with	with	ADP
cblr-14252	326	21	examples	example	NOUN
cblr-14252	326	22	illustrating	illustrate	VERB
cblr-14252	326	23	the	the	DET
cblr-14252	326	24	application	application	NOUN
cblr-14252	326	25	of	of	ADP
cblr-14252	326	26	those	those	DET
cblr-14252	326	27	principles	principle	NOUN
cblr-14252	326	28	.	.	PUNCT
cblr-14252	327	1	the	the	DET
cblr-14252	327	2	guides	guide	NOUN
cblr-14252	327	3	do	do	AUX
cblr-14252	327	4	not	not	PART
cblr-14252	327	5	purport	purport	VERB
cblr-14252	327	6	to	to	PART
cblr-14252	327	7	cover	cover	VERB
cblr-14252	327	8	every	every	DET
cblr-14252	327	9	possible	possible	ADJ
cblr-14252	327	10	use	use	NOUN
cblr-14252	327	11	of	of	ADP
cblr-14252	327	12	endorsements	endorsement	NOUN
cblr-14252	327	13	in	in	ADP
cblr-14252	327	14	advertising	advertising	NOUN
cblr-14252	327	15	.	.	PUNCT
cblr-14252	328	1	whether	whether	SCONJ
cblr-14252	328	2	a	a	DET
cblr-14252	328	3	particular	particular	ADJ
cblr-14252	328	4	endorsement	endorsement	NOUN
cblr-14252	328	5	or	or	CCONJ
cblr-14252	328	6	testimonial	testimonial	NOUN
cblr-14252	328	7	is	be	AUX
cblr-14252	328	8	deceptive	deceptive	ADJ
cblr-14252	328	9	will	will	AUX
cblr-14252	328	10	depend	depend	VERB
cblr-14252	328	11	on	on	ADP
cblr-14252	328	12	the	the	DET
cblr-14252	328	13	specific	specific	ADJ
cblr-14252	328	14	factual	factual	ADJ
cblr-14252	328	15	circumstances	circumstance	NOUN
cblr-14252	328	16	of	of	ADP
cblr-14252	328	17	the	the	DET
cblr-14252	328	18	advertisement	advertisement	NOUN
cblr-14252	328	19	at	at	ADP
cblr-14252	328	20	issue	issue	NOUN
cblr-14252	328	21	.	.	PUNCT
cblr-14252	328	22	”	"	PUNCT
cblr-14252	328	23	)	)	PUNCT
cblr-14252	328	24	.	.	PUNCT
cblr-14252	329	1	63	63	NUM
cblr-14252	329	2	see	see	VERB
cblr-14252	329	3	ftc	ftc	PROPN
cblr-14252	329	4	,	,	PUNCT
cblr-14252	329	5	com	com	NOUN
cblr-14252	329	6	disclosures	disclosure	NOUN
cblr-14252	329	7	:	:	PUNCT
cblr-14252	329	8	how	how	SCONJ
cblr-14252	329	9	to	to	PART
cblr-14252	329	10	make	make	VERB
cblr-14252	329	11	effective	effective	ADJ
cblr-14252	329	12	disclosures	disclosure	NOUN
cblr-14252	329	13	in	in	ADP
cblr-14252	329	14	digital	digital	ADJ
cblr-14252	329	15	advertising2	advertising2	NOUN
cblr-14252	329	16	n.5	n.5	PROPN
cblr-14252	330	1	(	(	PUNCT
cblr-14252	330	2	2013	2013	NUM
cblr-14252	330	3	)	)	PUNCT
cblr-14252	330	4	(	(	PUNCT
cblr-14252	331	1	explaining	explain	VERB
cblr-14252	331	2	that	that	SCONJ
cblr-14252	331	3	“	"	PUNCT
cblr-14252	331	4	[	[	X
cblr-14252	331	5	g]uides	g]uide	NOUN
cblr-14252	331	6	are	be	AUX
cblr-14252	331	7	“	"	PUNCT
cblr-14252	331	8	administrative	administrative	ADJ
cblr-14252	331	9	interpretations	interpretation	NOUN
cblr-14252	331	10	of	of	ADP
cblr-14252	331	11	laws	law	NOUN
cblr-14252	331	12	administered	administer	VERB
cblr-14252	331	13	by	by	ADP
cblr-14252	331	14	the	the	DET
cblr-14252	331	15	commission	commission	NOUN
cblr-14252	331	16	”	"	PUNCT
cblr-14252	331	17	)	)	PUNCT
cblr-14252	331	18	(	(	PUNCT
cblr-14252	331	19	citing	cite	VERB
cblr-14252	331	20	16	16	NUM
cblr-14252	331	21	c.f.r	c.f.r	NOUN
cblr-14252	331	22	.	.	PUNCT
cblr-14252	332	1	§	§	PROPN
cblr-14252	332	2	1.5	1.5	NUM
cblr-14252	332	3	)	)	PUNCT
cblr-14252	332	4	.	.	PUNCT
cblr-14252	333	1	although	although	SCONJ
cblr-14252	333	2	guides	guide	NOUN
cblr-14252	333	3	do	do	AUX
cblr-14252	333	4	not	not	PART
cblr-14252	333	5	have	have	VERB
cblr-14252	333	6	the	the	DET
cblr-14252	333	7	force	force	NOUN
cblr-14252	333	8	and	and	CCONJ
cblr-14252	333	9	effect	effect	NOUN
cblr-14252	333	10	of	of	ADP
cblr-14252	333	11	law	law	NOUN
cblr-14252	333	12	,	,	PUNCT
cblr-14252	333	13	if	if	SCONJ
cblr-14252	333	14	a	a	DET
cblr-14252	333	15	person	person	NOUN
cblr-14252	333	16	or	or	CCONJ
cblr-14252	333	17	company	company	NOUN
cblr-14252	333	18	fails	fail	VERB
cblr-14252	333	19	to	to	PART
cblr-14252	333	20	comply	comply	VERB
cblr-14252	333	21	with	with	ADP
cblr-14252	333	22	a	a	DET
cblr-14252	333	23	guide	guide	NOUN
cblr-14252	333	24	,	,	PUNCT
cblr-14252	333	25	the	the	DET
cblr-14252	333	26	commission	commission	NOUN
cblr-14252	333	27	might	might	AUX
cblr-14252	333	28	bring	bring	VERB
cblr-14252	333	29	an	an	DET
cblr-14252	333	30	enforcement	enforcement	NOUN
cblr-14252	333	31	action	action	NOUN
cblr-14252	333	32	alleging	allege	VERB
cblr-14252	333	33	an	an	DET
cblr-14252	333	34	unfair	unfair	ADJ
cblr-14252	333	35	or	or	CCONJ
cblr-14252	333	36	deceptive	deceptive	ADJ
cblr-14252	333	37	practice	practice	NOUN
cblr-14252	333	38	in	in	ADP
cblr-14252	333	39	violation	violation	NOUN
cblr-14252	333	40	of	of	ADP
cblr-14252	333	41	the	the	DET
cblr-14252	333	42	ftc	ftc	PROPN
cblr-14252	333	43	act	act	PROPN
cblr-14252	333	44	.	.	PUNCT
cblr-14252	334	1	64	64	NUM
cblr-14252	334	2	paolo	paolo	PROPN
cblr-14252	334	3	zialcita	zialcita	PROPN
cblr-14252	334	4	,	,	PUNCT
cblr-14252	334	5	ftc	ftc	PROPN
cblr-14252	334	6	issues	issue	NOUN
cblr-14252	334	7	rules	rule	VERB
cblr-14252	334	8	for	for	ADP
cblr-14252	334	9	disclosure	disclosure	NOUN
cblr-14252	334	10	of	of	ADP
cblr-14252	334	11	ads	ad	NOUN
cblr-14252	334	12	by	by	ADP
cblr-14252	334	13	social	social	ADJ
cblr-14252	334	14	media	medium	NOUN
cblr-14252	334	15	influencers	influencer	NOUN
cblr-14252	334	16	,	,	PUNCT
cblr-14252	334	17	npr	npr	PROPN
cblr-14252	334	18	(	(	PUNCT
cblr-14252	334	19	nov	nov	PROPN
cblr-14252	334	20	.	.	PROPN
cblr-14252	334	21	05	05	NUM
cblr-14252	334	22	,	,	PUNCT
cblr-14252	334	23	2019	2019	NUM
cblr-14252	334	24	,	,	PUNCT
cblr-14252	334	25	4:57	4:57	NUM
cblr-14252	334	26	pm	pm	NOUN
cblr-14252	334	27	)	)	PUNCT
cblr-14252	334	28	,	,	PUNCT
cblr-14252	334	29	https://www.npr.org/2019/11/05/776488326/ftc-issues-rules-for-disclosureof-ads-by-social-media-influencers	https://www.npr.org/2019/11/05/776488326/ftc-issues-rules-for-disclosureof-ads-by-social-media-influencer	NOUN
cblr-14252	334	30	[	[	PUNCT
cblr-14252	334	31	https://perma.cc/8plw-jqqd	https://perma.cc/8plw-jqqd	PROPN
cblr-14252	334	32	]	]	X
cblr-14252	334	33	(	(	PUNCT
cblr-14252	334	34	quoting	quote	VERB
cblr-14252	334	35	michael	michael	PROPN
cblr-14252	334	36	atleson	atleson	PROPN
cblr-14252	334	37	,	,	PUNCT
cblr-14252	334	38	an	an	DET
cblr-14252	334	39	ftc	ftc	PROPN
cblr-14252	334	40	staff	staff	NOUN
cblr-14252	334	41	attorney	attorney	NOUN
cblr-14252	334	42	for	for	ADP
cblr-14252	334	43	the	the	DET
cblr-14252	334	44	bureau	bureau	NOUN
cblr-14252	334	45	of	of	ADP
cblr-14252	334	46	consumer	consumer	NOUN
cblr-14252	334	47	protection	protection	NOUN
cblr-14252	334	48	)	)	PUNCT
cblr-14252	334	49	(	(	PUNCT
cblr-14252	334	50	emphasis	emphasis	NOUN
cblr-14252	334	51	added	add	VERB
cblr-14252	334	52	)	)	PUNCT
cblr-14252	334	53	.	.	PUNCT
cblr-14252	335	1	65	65	NUM
cblr-14252	335	2	see	see	VERB
cblr-14252	335	3	callahan	callahan	PROPN
cblr-14252	335	4	,	,	PUNCT
cblr-14252	335	5	supra	supra	PROPN
cblr-14252	335	6	note	note	NOUN
cblr-14252	335	7	52	52	NUM
cblr-14252	335	8	,	,	PUNCT
cblr-14252	335	9	at	at	ADP
cblr-14252	335	10	373	373	NUM
cblr-14252	335	11	.	.	PUNCT
cblr-14252	336	1	332	332	NUM
cblr-14252	336	2	columbia	columbia	PROPN
cblr-14252	336	3	business	business	PROPN
cblr-14252	336	4	law	law	PROPN
cblr-14252	336	5	review	review	NOUN
cblr-14252	336	6	[	[	X
cblr-14252	336	7	vol	vol	NOUN
cblr-14252	336	8	.	.	PUNCT
cblr-14252	336	9	2025	2025	NUM
cblr-14252	336	10	prohibit	prohibit	VERB
cblr-14252	336	11	deceptive	deceptive	ADJ
cblr-14252	336	12	and	and	CCONJ
cblr-14252	336	13	unfair	unfair	ADJ
cblr-14252	336	14	advertising.66	advertising.66	NOUN
cblr-14252	336	15	similarly	similarly	ADV
cblr-14252	336	16	,	,	PUNCT
cblr-14252	336	17	the	the	DET
cblr-14252	336	18	electronic	electronic	ADJ
cblr-14252	336	19	code	code	NOUN
cblr-14252	336	20	of	of	ADP
cblr-14252	336	21	federal	federal	ADJ
cblr-14252	336	22	regulations67	regulations67	NOUN
cblr-14252	336	23	specifies	specifie	NOUN
cblr-14252	336	24	that	that	PRON
cblr-14252	336	25	a	a	DET
cblr-14252	336	26	product	product	NOUN
cblr-14252	336	27	endorser	endorser	NOUN
cblr-14252	336	28	holding	hold	VERB
cblr-14252	336	29	themselves	themselves	PRON
cblr-14252	336	30	out	out	ADP
cblr-14252	336	31	as	as	ADP
cblr-14252	336	32	having	having	AUX
cblr-14252	336	33	used	use	VERB
cblr-14252	336	34	the	the	DET
cblr-14252	336	35	product	product	NOUN
cblr-14252	336	36	must	must	AUX
cblr-14252	336	37	be	be	AUX
cblr-14252	336	38	a	a	DET
cblr-14252	336	39	bona	bona	ADJ
cblr-14252	336	40	fide	fide	ADJ
cblr-14252	336	41	user	user	NOUN
cblr-14252	336	42	at	at	ADP
cblr-14252	336	43	time	time	NOUN
cblr-14252	336	44	of	of	ADP
cblr-14252	336	45	endorsement	endorsement	NOUN
cblr-14252	336	46	.	.	PUNCT
cblr-14252	337	1	it	it	PRON
cblr-14252	337	2	defines	define	VERB
cblr-14252	337	3	an	an	DET
cblr-14252	337	4	“	"	PUNCT
cblr-14252	337	5	endorsement	endorsement	NOUN
cblr-14252	337	6	”	"	PUNCT
cblr-14252	337	7	as	as	ADP
cblr-14252	337	8	:	:	PUNCT
cblr-14252	337	9	[	[	X
cblr-14252	337	10	a]ny	a]ny	NOUN
cblr-14252	337	11	advertising	advertising	NOUN
cblr-14252	337	12	message	message	NOUN
cblr-14252	337	13	...	...	PUNCT
cblr-14252	337	14	that	that	SCONJ
cblr-14252	337	15	consumers	consumer	NOUN
cblr-14252	337	16	are	be	AUX
cblr-14252	337	17	likely	likely	ADJ
cblr-14252	337	18	to	to	PART
cblr-14252	337	19	believe	believe	VERB
cblr-14252	337	20	reflects	reflect	VERB
cblr-14252	337	21	the	the	DET
cblr-14252	337	22	opinions	opinion	NOUN
cblr-14252	337	23	,	,	PUNCT
cblr-14252	337	24	beliefs	belief	NOUN
cblr-14252	337	25	,	,	PUNCT
cblr-14252	337	26	findings	finding	NOUN
cblr-14252	337	27	,	,	PUNCT
cblr-14252	337	28	or	or	CCONJ
cblr-14252	337	29	experiences	experience	NOUN
cblr-14252	337	30	of	of	ADP
cblr-14252	337	31	a	a	DET
cblr-14252	337	32	party	party	NOUN
cblr-14252	337	33	other	other	ADJ
cblr-14252	337	34	than	than	ADP
cblr-14252	337	35	the	the	DET
cblr-14252	337	36	sponsoring	sponsor	VERB
cblr-14252	337	37	advertiser	advertiser	NOUN
cblr-14252	337	38	,	,	PUNCT
cblr-14252	337	39	even	even	ADV
cblr-14252	337	40	if	if	SCONJ
cblr-14252	337	41	the	the	DET
cblr-14252	337	42	views	view	NOUN
cblr-14252	337	43	expressed	express	VERB
cblr-14252	337	44	by	by	ADP
cblr-14252	337	45	that	that	DET
cblr-14252	337	46	party	party	NOUN
cblr-14252	337	47	are	be	AUX
cblr-14252	337	48	identical	identical	ADJ
cblr-14252	337	49	to	to	ADP
cblr-14252	337	50	those	those	PRON
cblr-14252	337	51	of	of	ADP
cblr-14252	337	52	the	the	DET
cblr-14252	337	53	sponsoring	sponsor	VERB
cblr-14252	337	54	advertiser.68	advertiser.68	NOUN
cblr-14252	337	55	additionally	additionally	ADV
cblr-14252	337	56	,	,	PUNCT
cblr-14252	337	57	federal	federal	ADJ
cblr-14252	337	58	product	product	NOUN
cblr-14252	337	59	endorsement	endorsement	NOUN
cblr-14252	337	60	regulations	regulation	NOUN
cblr-14252	337	61	mandate	mandate	VERB
cblr-14252	337	62	that	that	SCONJ
cblr-14252	337	63	an	an	DET
cblr-14252	337	64	endorser	endorser	NOUN
cblr-14252	337	65	of	of	ADP
cblr-14252	337	66	a	a	DET
cblr-14252	337	67	product	product	NOUN
cblr-14252	337	68	who	who	PRON
cblr-14252	337	69	holds	hold	VERB
cblr-14252	337	70	themselves	themselves	PRON
cblr-14252	337	71	out	out	ADP
cblr-14252	337	72	as	as	ADP
cblr-14252	337	73	having	having	AUX
cblr-14252	337	74	used	use	VERB
cblr-14252	337	75	the	the	DET
cblr-14252	337	76	product	product	NOUN
cblr-14252	337	77	must	must	AUX
cblr-14252	337	78	have	have	AUX
cblr-14252	337	79	been	be	AUX
cblr-14252	337	80	a	a	DET
cblr-14252	337	81	“	"	PUNCT
cblr-14252	337	82	bona	bona	ADJ
cblr-14252	337	83	fide	fide	ADJ
cblr-14252	337	84	user	user	NOUN
cblr-14252	337	85	”	"	PUNCT
cblr-14252	337	86	of	of	ADP
cblr-14252	337	87	that	that	DET
cblr-14252	337	88	product	product	NOUN
cblr-14252	337	89	:	:	PUNCT
cblr-14252	337	90	endorsements	endorsement	NOUN
cblr-14252	337	91	must	must	AUX
cblr-14252	337	92	reflect	reflect	VERB
cblr-14252	337	93	the	the	DET
cblr-14252	337	94	honest	honest	ADJ
cblr-14252	337	95	opinions	opinion	NOUN
cblr-14252	337	96	,	,	PUNCT
cblr-14252	337	97	findings	finding	NOUN
cblr-14252	337	98	,	,	PUNCT
cblr-14252	337	99	beliefs	belief	NOUN
cblr-14252	337	100	,	,	PUNCT
cblr-14252	337	101	or	or	CCONJ
cblr-14252	337	102	experience	experience	NOUN
cblr-14252	337	103	of	of	ADP
cblr-14252	337	104	the	the	DET
cblr-14252	337	105	endorser	endorser	NOUN
cblr-14252	337	106	.	.	PUNCT
cblr-14252	337	107	.	.	PUNCT
cblr-14252	337	108	.	.	PUNCT
cblr-14252	338	1	.	.	PUNCT
cblr-14252	339	1	when	when	SCONJ
cblr-14252	339	2	the	the	DET
cblr-14252	339	3	advertisement	advertisement	NOUN
cblr-14252	339	4	represents	represent	VERB
cblr-14252	339	5	that	that	SCONJ
cblr-14252	339	6	the	the	DET
cblr-14252	339	7	endorser	endorser	NOUN
cblr-14252	339	8	uses	use	VERB
cblr-14252	339	9	the	the	DET
cblr-14252	339	10	endorsed	endorse	VERB
cblr-14252	339	11	product	product	NOUN
cblr-14252	339	12	,	,	PUNCT
cblr-14252	339	13	the	the	DET
cblr-14252	339	14	endorser	endorser	NOUN
cblr-14252	339	15	must	must	AUX
cblr-14252	339	16	have	have	AUX
cblr-14252	339	17	been	be	AUX
cblr-14252	339	18	a	a	DET
cblr-14252	339	19	bona	bona	ADJ
cblr-14252	339	20	fide	fide	ADJ
cblr-14252	339	21	user	user	NOUN
cblr-14252	339	22	of	of	ADP
cblr-14252	339	23	it	it	PRON
cblr-14252	339	24	at	at	ADP
cblr-14252	339	25	the	the	DET
cblr-14252	339	26	time	time	NOUN
cblr-14252	339	27	the	the	DET
cblr-14252	339	28	endorsement	endorsement	NOUN
cblr-14252	339	29	was	be	AUX
cblr-14252	339	30	given	give	VERB
cblr-14252	339	31	.	.	PUNCT
cblr-14252	340	1	additionally	additionally	ADV
cblr-14252	340	2	,	,	PUNCT
cblr-14252	340	3	the	the	DET
cblr-14252	340	4	advertiser	advertiser	NOUN
cblr-14252	340	5	may	may	AUX
cblr-14252	340	6	continue	continue	VERB
cblr-14252	340	7	to	to	PART
cblr-14252	340	8	run	run	VERB
cblr-14252	340	9	the	the	DET
cblr-14252	340	10	advertisement	advertisement	NOUN
cblr-14252	340	11	only	only	ADV
cblr-14252	340	12	so	so	ADV
cblr-14252	340	13	long	long	ADV
cblr-14252	340	14	as	as	SCONJ
cblr-14252	340	15	it	it	PRON
cblr-14252	340	16	has	have	VERB
cblr-14252	340	17	good	good	ADJ
cblr-14252	340	18	reason	reason	NOUN
cblr-14252	340	19	to	to	PART
cblr-14252	340	20	believe	believe	VERB
cblr-14252	340	21	that	that	SCONJ
cblr-14252	340	22	the	the	DET
cblr-14252	340	23	endorser	endorser	NOUN
cblr-14252	340	24	remains	remain	VERB
cblr-14252	340	25	a	a	DET
cblr-14252	340	26	bona	bona	ADJ
cblr-14252	340	27	fide	fide	ADJ
cblr-14252	340	28	user	user	NOUN
cblr-14252	340	29	of	of	ADP
cblr-14252	340	30	the	the	DET
cblr-14252	340	31	product.69	product.69	NOUN
cblr-14252	340	32	66	66	NUM
cblr-14252	340	33	i	i	PRON
cblr-14252	340	34	d.	d.	PROPN
cblr-14252	340	35	67	67	NUM
cblr-14252	340	36	see	see	VERB
cblr-14252	340	37	16	16	NUM
cblr-14252	340	38	c.f.r	c.f.r	NOUN
cblr-14252	340	39	.	.	PUNCT
cblr-14252	341	1	§	§	PROPN
cblr-14252	341	2	255.0(a	255.0(a	PROPN
cblr-14252	341	3	)	)	PUNCT
cblr-14252	341	4	(	(	PUNCT
cblr-14252	341	5	2009	2009	NUM
cblr-14252	341	6	)	)	PUNCT
cblr-14252	341	7	(	(	PUNCT
cblr-14252	341	8	“	"	PUNCT
cblr-14252	341	9	the	the	DET
cblr-14252	341	10	guides	guide	NOUN
cblr-14252	341	11	in	in	ADP
cblr-14252	341	12	this	this	DET
cblr-14252	341	13	part	part	NOUN
cblr-14252	341	14	represent	represent	VERB
cblr-14252	341	15	administrative	administrative	ADJ
cblr-14252	341	16	interpretations	interpretation	NOUN
cblr-14252	341	17	of	of	ADP
cblr-14252	341	18	laws	law	NOUN
cblr-14252	341	19	enforced	enforce	VERB
cblr-14252	341	20	by	by	ADP
cblr-14252	341	21	the	the	DET
cblr-14252	341	22	federal	federal	PROPN
cblr-14252	341	23	trade	trade	PROPN
cblr-14252	341	24	commission	commission	PROPN
cblr-14252	341	25	for	for	ADP
cblr-14252	341	26	the	the	DET
cblr-14252	341	27	guidance	guidance	NOUN
cblr-14252	341	28	of	of	ADP
cblr-14252	341	29	the	the	DET
cblr-14252	341	30	public	public	NOUN
cblr-14252	341	31	in	in	ADP
cblr-14252	341	32	conducting	conduct	VERB
cblr-14252	341	33	its	its	PRON
cblr-14252	341	34	affairs	affair	NOUN
cblr-14252	341	35	in	in	ADP
cblr-14252	341	36	conformity	conformity	NOUN
cblr-14252	341	37	with	with	ADP
cblr-14252	341	38	legal	legal	ADJ
cblr-14252	341	39	requirements	requirement	NOUN
cblr-14252	341	40	.	.	PUNCT
cblr-14252	342	1	specifically	specifically	ADV
cblr-14252	342	2	,	,	PUNCT
cblr-14252	342	3	the	the	DET
cblr-14252	342	4	guides	guide	NOUN
cblr-14252	342	5	address	address	VERB
cblr-14252	342	6	the	the	DET
cblr-14252	342	7	application	application	NOUN
cblr-14252	342	8	of	of	ADP
cblr-14252	342	9	section	section	NOUN
cblr-14252	342	10	5	5	NUM
cblr-14252	342	11	of	of	ADP
cblr-14252	342	12	the	the	DET
cblr-14252	342	13	ftc	ftc	PROPN
cblr-14252	342	14	act	act	PROPN
cblr-14252	342	15	(	(	PUNCT
cblr-14252	342	16	15	15	NUM
cblr-14252	342	17	u.s.c	u.s.c	NOUN
cblr-14252	342	18	.	.	PUNCT
cblr-14252	342	19	45	45	NUM
cblr-14252	342	20	)	)	PUNCT
cblr-14252	342	21	to	to	ADP
cblr-14252	342	22	the	the	DET
cblr-14252	342	23	use	use	NOUN
cblr-14252	342	24	of	of	ADP
cblr-14252	342	25	endorsements	endorsement	NOUN
cblr-14252	342	26	and	and	CCONJ
cblr-14252	342	27	testimonials	testimonial	NOUN
cblr-14252	342	28	in	in	ADP
cblr-14252	342	29	advertising	advertising	NOUN
cblr-14252	342	30	.	.	PUNCT
cblr-14252	343	1	the	the	DET
cblr-14252	343	2	guides	guide	NOUN
cblr-14252	343	3	provide	provide	VERB
cblr-14252	343	4	the	the	DET
cblr-14252	343	5	basis	basis	NOUN
cblr-14252	343	6	for	for	ADP
cblr-14252	343	7	voluntary	voluntary	ADJ
cblr-14252	343	8	compliance	compliance	NOUN
cblr-14252	343	9	with	with	ADP
cblr-14252	343	10	the	the	DET
cblr-14252	343	11	law	law	NOUN
cblr-14252	343	12	by	by	ADP
cblr-14252	343	13	advertisers	advertiser	NOUN
cblr-14252	343	14	and	and	CCONJ
cblr-14252	343	15	endorsers	endorser	NOUN
cblr-14252	343	16	.	.	PUNCT
cblr-14252	344	1	practices	practice	NOUN
cblr-14252	344	2	inconsistent	inconsistent	ADJ
cblr-14252	344	3	with	with	ADP
cblr-14252	344	4	these	these	DET
cblr-14252	344	5	guides	guide	NOUN
cblr-14252	344	6	may	may	AUX
cblr-14252	344	7	result	result	VERB
cblr-14252	344	8	in	in	ADP
cblr-14252	344	9	corrective	corrective	ADJ
cblr-14252	344	10	action	action	NOUN
cblr-14252	344	11	by	by	ADP
cblr-14252	344	12	the	the	DET
cblr-14252	344	13	commission	commission	NOUN
cblr-14252	344	14	under	under	ADP
cblr-14252	344	15	section	section	NOUN
cblr-14252	344	16	5	5	NUM
cblr-14252	344	17	if	if	SCONJ
cblr-14252	344	18	,	,	PUNCT
cblr-14252	344	19	after	after	ADP
cblr-14252	344	20	investigation	investigation	NOUN
cblr-14252	344	21	,	,	PUNCT
cblr-14252	344	22	the	the	DET
cblr-14252	344	23	commission	commission	NOUN
cblr-14252	344	24	has	have	VERB
cblr-14252	344	25	reason	reason	NOUN
cblr-14252	344	26	to	to	PART
cblr-14252	344	27	believe	believe	VERB
cblr-14252	344	28	that	that	SCONJ
cblr-14252	344	29	the	the	DET
cblr-14252	344	30	practices	practice	NOUN
cblr-14252	344	31	fall	fall	VERB
cblr-14252	344	32	within	within	ADP
cblr-14252	344	33	the	the	DET
cblr-14252	344	34	scope	scope	NOUN
cblr-14252	344	35	of	of	ADP
cblr-14252	344	36	conduct	conduct	NOUN
cblr-14252	344	37	declared	declare	VERB
cblr-14252	344	38	unlawful	unlawful	ADJ
cblr-14252	344	39	by	by	ADP
cblr-14252	344	40	the	the	DET
cblr-14252	344	41	statute	statute	NOUN
cblr-14252	344	42	.	.	PUNCT
cblr-14252	345	1	the	the	DET
cblr-14252	345	2	guides	guide	NOUN
cblr-14252	345	3	set	set	VERB
cblr-14252	345	4	forth	forth	ADP
cblr-14252	345	5	the	the	DET
cblr-14252	345	6	general	general	ADJ
cblr-14252	345	7	principles	principle	NOUN
cblr-14252	345	8	that	that	PRON
cblr-14252	345	9	the	the	DET
cblr-14252	345	10	commission	commission	NOUN
cblr-14252	345	11	will	will	AUX
cblr-14252	345	12	use	use	VERB
cblr-14252	345	13	in	in	ADP
cblr-14252	345	14	evaluating	evaluate	VERB
cblr-14252	345	15	endorsements	endorsement	NOUN
cblr-14252	345	16	and	and	CCONJ
cblr-14252	345	17	testimonials	testimonial	NOUN
cblr-14252	345	18	,	,	PUNCT
cblr-14252	345	19	together	together	ADV
cblr-14252	345	20	with	with	ADP
cblr-14252	345	21	examples	example	NOUN
cblr-14252	345	22	illustrating	illustrate	VERB
cblr-14252	345	23	the	the	DET
cblr-14252	345	24	application	application	NOUN
cblr-14252	345	25	of	of	ADP
cblr-14252	345	26	those	those	DET
cblr-14252	345	27	principles	principle	NOUN
cblr-14252	345	28	.	.	PUNCT
cblr-14252	346	1	the	the	DET
cblr-14252	346	2	guides	guide	NOUN
cblr-14252	346	3	do	do	AUX
cblr-14252	346	4	not	not	PART
cblr-14252	346	5	purport	purport	VERB
cblr-14252	346	6	to	to	PART
cblr-14252	346	7	cover	cover	VERB
cblr-14252	346	8	every	every	DET
cblr-14252	346	9	possible	possible	ADJ
cblr-14252	346	10	use	use	NOUN
cblr-14252	346	11	of	of	ADP
cblr-14252	346	12	endorsements	endorsement	NOUN
cblr-14252	346	13	in	in	ADP
cblr-14252	346	14	advertising	advertising	NOUN
cblr-14252	346	15	.	.	PUNCT
cblr-14252	347	1	whether	whether	SCONJ
cblr-14252	347	2	a	a	DET
cblr-14252	347	3	particular	particular	ADJ
cblr-14252	347	4	endorsement	endorsement	NOUN
cblr-14252	347	5	or	or	CCONJ
cblr-14252	347	6	testimonial	testimonial	NOUN
cblr-14252	347	7	is	be	AUX
cblr-14252	347	8	deceptive	deceptive	ADJ
cblr-14252	347	9	will	will	AUX
cblr-14252	347	10	depend	depend	VERB
cblr-14252	347	11	on	on	ADP
cblr-14252	347	12	the	the	DET
cblr-14252	347	13	specific	specific	ADJ
cblr-14252	347	14	factual	factual	ADJ
cblr-14252	347	15	circumstances	circumstance	NOUN
cblr-14252	347	16	of	of	ADP
cblr-14252	347	17	the	the	DET
cblr-14252	347	18	advertisement	advertisement	NOUN
cblr-14252	347	19	at	at	ADP
cblr-14252	347	20	issue	issue	NOUN
cblr-14252	347	21	.	.	PUNCT
cblr-14252	347	22	”	"	PUNCT
cblr-14252	347	23	)	)	PUNCT
cblr-14252	347	24	.	.	PUNCT
cblr-14252	348	1	68	68	NUM
cblr-14252	348	2	16	16	NUM
cblr-14252	348	3	c.f.r	c.f.r	NOUN
cblr-14252	348	4	.	.	PUNCT
cblr-14252	349	1	§	§	PROPN
cblr-14252	349	2	255.0	255.0	NUM
cblr-14252	349	3	(	(	PUNCT
cblr-14252	349	4	2009	2009	NUM
cblr-14252	349	5	)	)	PUNCT
cblr-14252	349	6	(	(	PUNCT
cblr-14252	349	7	emphasis	emphasis	NOUN
cblr-14252	349	8	added	add	VERB
cblr-14252	349	9	)	)	PUNCT
cblr-14252	349	10	.	.	PUNCT
cblr-14252	350	1	69	69	NUM
cblr-14252	350	2	16	16	NUM
cblr-14252	350	3	c.f.r	c.f.r	NOUN
cblr-14252	350	4	.	.	PUNCT
cblr-14252	351	1	§	§	PROPN
cblr-14252	351	2	255.1(a	255.1(a	PROPN
cblr-14252	351	3	)	)	PUNCT
cblr-14252	352	1	,	,	PUNCT
cblr-14252	352	2	(	(	PUNCT
cblr-14252	352	3	c	c	X
cblr-14252	352	4	)	)	PUNCT
cblr-14252	352	5	(	(	PUNCT
cblr-14252	352	6	2009	2009	NUM
cblr-14252	352	7	)	)	PUNCT
cblr-14252	352	8	(	(	PUNCT
cblr-14252	352	9	emphasis	emphasis	NOUN
cblr-14252	352	10	added	add	VERB
cblr-14252	352	11	)	)	PUNCT
cblr-14252	352	12	.	.	PUNCT
cblr-14252	353	1	no	no	INTJ
cblr-14252	353	2	.	.	NOUN
cblr-14252	353	3	1	1	NUM
cblr-14252	353	4	]	]	PUNCT
cblr-14252	353	5	risk	risk	NOUN
cblr-14252	353	6	,	,	PUNCT
cblr-14252	353	7	discretion	discretion	NOUN
cblr-14252	353	8	,	,	PUNCT
cblr-14252	353	9	and	and	CCONJ
cblr-14252	353	10	bank	bank	NOUN
cblr-14252	353	11	supervision	supervision	NOUN
cblr-14252	353	12	333	333	NUM
cblr-14252	353	13	therefore	therefore	ADV
cblr-14252	353	14	,	,	PUNCT
cblr-14252	353	15	endorsers	endorser	NOUN
cblr-14252	353	16	that	that	PRON
cblr-14252	353	17	are	be	AUX
cblr-14252	353	18	paid	pay	VERB
cblr-14252	353	19	to	to	PART
cblr-14252	353	20	promote	promote	VERB
cblr-14252	353	21	a	a	DET
cblr-14252	353	22	service	service	NOUN
cblr-14252	353	23	of	of	ADP
cblr-14252	353	24	a	a	DET
cblr-14252	353	25	product	product	NOUN
cblr-14252	353	26	,	,	PUNCT
cblr-14252	353	27	must	must	AUX
cblr-14252	353	28	have	have	AUX
cblr-14252	353	29	actually	actually	ADV
cblr-14252	353	30	used	use	VERB
cblr-14252	353	31	it	it	PRON
cblr-14252	353	32	and	and	CCONJ
cblr-14252	353	33	the	the	DET
cblr-14252	353	34	point	point	NOUN
cblr-14252	353	35	of	of	ADP
cblr-14252	353	36	view	view	NOUN
cblr-14252	353	37	,	,	PUNCT
cblr-14252	353	38	recommendation	recommendation	NOUN
cblr-14252	353	39	or	or	CCONJ
cblr-14252	353	40	opinion	opinion	NOUN
cblr-14252	353	41	they	they	PRON
cblr-14252	353	42	are	be	AUX
cblr-14252	353	43	giving	give	VERB
cblr-14252	353	44	should	should	AUX
cblr-14252	353	45	be	be	AUX
cblr-14252	353	46	an	an	DET
cblr-14252	353	47	honest	honest	ADJ
cblr-14252	353	48	reflection	reflection	NOUN
cblr-14252	353	49	of	of	ADP
cblr-14252	353	50	their	their	PRON
cblr-14252	353	51	own	own	ADJ
cblr-14252	353	52	personal	personal	ADJ
cblr-14252	353	53	experience	experience	NOUN
cblr-14252	353	54	using	use	VERB
cblr-14252	353	55	the	the	DET
cblr-14252	353	56	product	product	NOUN
cblr-14252	353	57	or	or	CCONJ
cblr-14252	353	58	service	service	NOUN
cblr-14252	353	59	.	.	PUNCT
cblr-14252	354	1	yet	yet	ADV
cblr-14252	354	2	,	,	PUNCT
cblr-14252	354	3	it	it	PRON
cblr-14252	354	4	seems	seem	VERB
cblr-14252	354	5	that	that	SCONJ
cblr-14252	354	6	the	the	DET
cblr-14252	354	7	ftc	ftc	PROPN
cblr-14252	354	8	has	have	AUX
cblr-14252	354	9	not	not	PART
cblr-14252	354	10	been	be	AUX
cblr-14252	354	11	enforcing	enforce	VERB
cblr-14252	354	12	these	these	DET
cblr-14252	354	13	rules	rule	NOUN
cblr-14252	354	14	in	in	ADP
cblr-14252	354	15	connection	connection	NOUN
cblr-14252	354	16	with	with	ADP
cblr-14252	354	17	the	the	DET
cblr-14252	354	18	financial	financial	ADJ
cblr-14252	354	19	products	product	NOUN
cblr-14252	354	20	and	and	CCONJ
cblr-14252	354	21	services	service	NOUN
cblr-14252	354	22	that	that	PRON
cblr-14252	354	23	some	some	DET
cblr-14252	354	24	social	social	ADJ
cblr-14252	354	25	influencers	influencer	NOUN
cblr-14252	354	26	have	have	AUX
cblr-14252	354	27	been	be	AUX
cblr-14252	354	28	promoting	promote	VERB
cblr-14252	354	29	,	,	PUNCT
cblr-14252	354	30	including	include	VERB
cblr-14252	354	31	the	the	DET
cblr-14252	354	32	recent	recent	ADJ
cblr-14252	354	33	kim	kim	PROPN
cblr-14252	354	34	kardashian	kardashian	PROPN
cblr-14252	354	35	promotion	promotion	NOUN
cblr-14252	354	36	of	of	ADP
cblr-14252	354	37	the	the	DET
cblr-14252	354	38	cryptocurrency	cryptocurrency	NOUN
cblr-14252	354	39	that	that	PRON
cblr-14252	354	40	allegedly	allegedly	ADV
cblr-14252	354	41	was	be	AUX
cblr-14252	354	42	a	a	DET
cblr-14252	354	43	potential	potential	NOUN
cblr-14252	354	44	a	a	DET
cblr-14252	354	45	rug	rug	ADJ
cblr-14252	354	46	pull.70	pull.70	PROPN
cblr-14252	354	47	iii	iii	NOUN
cblr-14252	354	48	.	.	PUNCT
cblr-14252	354	49	manipulation	manipulation	NOUN
cblr-14252	354	50	and	and	CCONJ
cblr-14252	354	51	the	the	DET
cblr-14252	354	52	financial	financial	ADJ
cblr-14252	354	53	markets	market	NOUN
cblr-14252	354	54	in	in	ADP
cblr-14252	354	55	the	the	DET
cblr-14252	354	56	past	past	NOUN
cblr-14252	354	57	,	,	PUNCT
cblr-14252	354	58	online	online	ADJ
cblr-14252	354	59	investors	investor	NOUN
cblr-14252	354	60	that	that	PRON
cblr-14252	354	61	artificially	artificially	ADV
cblr-14252	354	62	inflated	inflate	VERB
cblr-14252	354	63	stock	stock	NOUN
cblr-14252	354	64	prices	price	NOUN
cblr-14252	354	65	by	by	ADP
cblr-14252	354	66	making	make	VERB
cblr-14252	354	67	groundless	groundless	ADJ
cblr-14252	354	68	price	price	NOUN
cblr-14252	354	69	predictions	prediction	NOUN
cblr-14252	354	70	and	and	CCONJ
cblr-14252	354	71	posting	post	VERB
cblr-14252	354	72	false	false	ADJ
cblr-14252	354	73	information	information	NOUN
cblr-14252	354	74	on	on	ADP
cblr-14252	354	75	internet	internet	NOUN
cblr-14252	354	76	message	message	NOUN
cblr-14252	354	77	boards	board	NOUN
cblr-14252	354	78	under	under	ADP
cblr-14252	354	79	different	different	ADJ
cblr-14252	354	80	screen	screen	NOUN
cblr-14252	354	81	names	name	NOUN
cblr-14252	354	82	have	have	AUX
cblr-14252	354	83	been	be	AUX
cblr-14252	354	84	found	find	VERB
cblr-14252	354	85	guilty	guilty	ADJ
cblr-14252	354	86	of	of	ADP
cblr-14252	354	87	stock	stock	NOUN
cblr-14252	354	88	manipulation	manipulation	NOUN
cblr-14252	354	89	and	and	CCONJ
cblr-14252	354	90	securities	security	NOUN
cblr-14252	354	91	fraud.71	fraud.71	VERB
cblr-14252	354	92	in	in	ADP
cblr-14252	354	93	sec	sec	PROPN
cblr-14252	354	94	v.	v.	ADP
cblr-14252	354	95	mandaci	mandaci	PROPN
cblr-14252	354	96	,	,	PUNCT
cblr-14252	354	97	the	the	DET
cblr-14252	354	98	investor	investor	NOUN
cblr-14252	354	99	’s	’s	PART
cblr-14252	354	100	specific	specific	ADJ
cblr-14252	354	101	price	price	NOUN
cblr-14252	354	102	predictions	prediction	NOUN
cblr-14252	354	103	had	have	VERB
cblr-14252	354	104	no	no	DET
cblr-14252	354	105	adequate	adequate	ADJ
cblr-14252	354	106	basis	basis	NOUN
cblr-14252	354	107	and	and	CCONJ
cblr-14252	354	108	violated	violate	VERB
cblr-14252	354	109	the	the	DET
cblr-14252	354	110	antifraud	antifraud	PROPN
cblr-14252	354	111	provisions	provision	NOUN
cblr-14252	354	112	of	of	ADP
cblr-14252	354	113	the	the	DET
cblr-14252	354	114	securities	securities	PROPN
cblr-14252	354	115	exchange	exchange	PROPN
cblr-14252	354	116	act	act	NOUN
cblr-14252	354	117	of	of	ADP
cblr-14252	354	118	1934	1934	NUM
cblr-14252	354	119	,	,	PUNCT
cblr-14252	354	120	irrespective	irrespective	ADV
cblr-14252	354	121	of	of	ADP
cblr-14252	354	122	whether	whether	SCONJ
cblr-14252	354	123	these	these	DET
cblr-14252	354	124	predictions	prediction	NOUN
cblr-14252	354	125	actually	actually	ADV
cblr-14252	354	126	had	have	AUX
cblr-14252	354	127	the	the	DET
cblr-14252	354	128	effect	effect	NOUN
cblr-14252	354	129	of	of	ADP
cblr-14252	354	130	manipulating	manipulate	VERB
cblr-14252	354	131	stock	stock	NOUN
cblr-14252	354	132	prices.72	prices.72	NOUN
cblr-14252	354	133	therefore	therefore	ADV
cblr-14252	354	134	,	,	PUNCT
cblr-14252	354	135	it	it	PRON
cblr-14252	354	136	may	may	AUX
cblr-14252	354	137	follow	follow	VERB
cblr-14252	354	138	that	that	PRON
cblr-14252	354	139	viral	viral	ADJ
cblr-14252	354	140	exchanges	exchange	NOUN
cblr-14252	354	141	within	within	ADP
cblr-14252	354	142	online	online	ADJ
cblr-14252	354	143	communities	community	NOUN
cblr-14252	354	144	could	could	AUX
cblr-14252	354	145	70	70	NUM
cblr-14252	354	146	dan	dan	PROPN
cblr-14252	354	147	patterson	patterson	PROPN
cblr-14252	354	148	,	,	PUNCT
cblr-14252	354	149	new	new	ADJ
cblr-14252	354	150	tech	tech	NOUN
cblr-14252	354	151	,	,	PUNCT
cblr-14252	354	152	old	old	ADJ
cblr-14252	354	153	scams	scam	NOUN
cblr-14252	354	154	:	:	PUNCT
cblr-14252	354	155	do	do	AUX
cblr-14252	354	156	n't	not	PART
cblr-14252	354	157	fall	fall	VERB
cblr-14252	354	158	for	for	ADP
cblr-14252	354	159	these	these	DET
cblr-14252	354	160	crypto	crypto	NOUN
cblr-14252	354	161	and	and	CCONJ
cblr-14252	354	162	nft	nft	PROPN
cblr-14252	354	163	ripoffs	ripoffs	PROPN
cblr-14252	354	164	,	,	PUNCT
cblr-14252	354	165	cbsnews	cbsnews	PROPN
cblr-14252	354	166	,	,	PUNCT
cblr-14252	354	167	(	(	PUNCT
cblr-14252	354	168	mar	mar	PROPN
cblr-14252	354	169	.	.	PROPN
cblr-14252	354	170	23	23	NUM
cblr-14252	354	171	,	,	PUNCT
cblr-14252	354	172	2022	2022	NUM
cblr-14252	354	173	)	)	PUNCT
cblr-14252	354	174	,	,	PUNCT
cblr-14252	354	175	https://www.cbsnews.com/news/cryptocurrency-nft-scams/	https://www.cbsnews.com/news/cryptocurrency-nft-scams/	PROPN
cblr-14252	355	1	[	[	X
cblr-14252	355	2	https://perma.cc/ybt6-fr22	https://perma.cc/ybt6-fr22	NOUN
cblr-14252	355	3	]	]	X
cblr-14252	355	4	(	(	PUNCT
cblr-14252	355	5	“	"	PUNCT
cblr-14252	355	6	with	with	ADP
cblr-14252	355	7	this	this	DET
cblr-14252	355	8	scam	scam	NOUN
cblr-14252	355	9	the	the	DET
cblr-14252	355	10	people	people	NOUN
cblr-14252	355	11	who	who	PRON
cblr-14252	355	12	issue	issue	VERB
cblr-14252	355	13	the	the	DET
cblr-14252	355	14	token	token	NOUN
cblr-14252	355	15	get	get	VERB
cblr-14252	355	16	influential	influential	ADJ
cblr-14252	355	17	people	people	NOUN
cblr-14252	355	18	to	to	PART
cblr-14252	355	19	really	really	ADV
cblr-14252	355	20	talk	talk	VERB
cblr-14252	355	21	it	it	PRON
cblr-14252	355	22	up	up	ADP
cblr-14252	355	23	without	without	ADP
cblr-14252	355	24	disclosing	disclose	VERB
cblr-14252	355	25	they	they	PRON
cblr-14252	355	26	were	be	AUX
cblr-14252	355	27	paid	pay	VERB
cblr-14252	355	28	or	or	CCONJ
cblr-14252	355	29	are	be	AUX
cblr-14252	355	30	part	part	NOUN
cblr-14252	355	31	of	of	ADP
cblr-14252	355	32	the	the	DET
cblr-14252	355	33	project	project	NOUN
cblr-14252	355	34	.	.	PUNCT
cblr-14252	355	35	.	.	PUNCT
cblr-14252	355	36	.	.	PUNCT
cblr-14252	356	1	.	.	PUNCT
cblr-14252	357	1	the	the	DET
cblr-14252	357	2	price	price	NOUN
cblr-14252	357	3	of	of	ADP
cblr-14252	357	4	the	the	DET
cblr-14252	357	5	token	token	VERB
cblr-14252	357	6	skyrockets	skyrocket	NOUN
cblr-14252	357	7	because	because	SCONJ
cblr-14252	357	8	,	,	PUNCT
cblr-14252	357	9	you	you	PRON
cblr-14252	357	10	know	know	VERB
cblr-14252	357	11	,	,	PUNCT
cblr-14252	357	12	'	'	PUNCT
cblr-14252	357	13	kim	kim	PROPN
cblr-14252	357	14	kardashian	kardashian	PROPN
cblr-14252	357	15	is	be	AUX
cblr-14252	357	16	part	part	NOUN
cblr-14252	357	17	of	of	ADP
cblr-14252	357	18	the	the	DET
cblr-14252	357	19	project	project	NOUN
cblr-14252	357	20	and	and	CCONJ
cblr-14252	357	21	it	it	PRON
cblr-14252	357	22	's	be	AUX
cblr-14252	357	23	gon	go	VERB
cblr-14252	357	24	na	to	PART
cblr-14252	357	25	be	be	AUX
cblr-14252	357	26	big	big	ADJ
cblr-14252	357	27	!	!	PUNCT
cblr-14252	357	28	'	'	PUNCT
cblr-14252	358	1	then	then	ADV
cblr-14252	358	2	they	they	PRON
cblr-14252	358	3	sell	sell	VERB
cblr-14252	358	4	off	off	ADP
cblr-14252	358	5	the	the	DET
cblr-14252	358	6	tokens	token	NOUN
cblr-14252	358	7	and	and	CCONJ
cblr-14252	358	8	people	people	NOUN
cblr-14252	358	9	lose	lose	VERB
cblr-14252	358	10	interest	interest	NOUN
cblr-14252	358	11	,	,	PUNCT
cblr-14252	358	12	and	and	CCONJ
cblr-14252	358	13	the	the	DET
cblr-14252	358	14	whole	whole	ADJ
cblr-14252	358	15	thing	thing	NOUN
cblr-14252	358	16	plummets	plummet	VERB
cblr-14252	358	17	back	back	ADV
cblr-14252	358	18	down	down	ADV
cblr-14252	358	19	.	.	PUNCT
cblr-14252	358	20	"	"	PUNCT
cblr-14252	358	21	)	)	PUNCT
cblr-14252	358	22	(	(	PUNCT
cblr-14252	358	23	quoting	quote	VERB
cblr-14252	358	24	molly	molly	ADV
cblr-14252	358	25	white	white	ADJ
cblr-14252	358	26	,	,	PUNCT
cblr-14252	358	27	editor	editor	NOUN
cblr-14252	358	28	of	of	ADP
cblr-14252	358	29	the	the	DET
cblr-14252	358	30	satirical	satirical	ADJ
cblr-14252	358	31	website	website	NOUN
cblr-14252	358	32	web3isgoinggreat.com	web3isgoinggreat.com	PROPN
cblr-14252	358	33	)	)	PUNCT
cblr-14252	358	34	.	.	PUNCT
cblr-14252	359	1	further	far	ADV
cblr-14252	359	2	,	,	PUNCT
cblr-14252	359	3	“	"	PUNCT
cblr-14252	359	4	[	[	X
cblr-14252	359	5	s]ome	s]ome	NOUN
cblr-14252	359	6	allege	allege	NOUN
cblr-14252	359	7	that	that	SCONJ
cblr-14252	359	8	scenario	scenario	NOUN
cblr-14252	359	9	appears	appear	VERB
cblr-14252	359	10	to	to	PART
cblr-14252	359	11	be	be	AUX
cblr-14252	359	12	playing	play	VERB
cblr-14252	359	13	out	out	ADP
cblr-14252	359	14	.	.	PUNCT
cblr-14252	359	15	.	.	PUNCT
cblr-14252	359	16	.	.	PUNCT
cblr-14252	360	1	with	with	ADP
cblr-14252	360	2	ethereummax	ethereummax	PROPN
cblr-14252	360	3	,	,	PUNCT
cblr-14252	360	4	a	a	DET
cblr-14252	360	5	cryptocurrency	cryptocurrency	NOUN
cblr-14252	360	6	promoted	promote	VERB
cblr-14252	360	7	by	by	ADP
cblr-14252	360	8	kardashian	kardashian	PROPN
cblr-14252	360	9	that	that	PRON
cblr-14252	360	10	shot	shoot	VERB
cblr-14252	360	11	up	up	ADP
cblr-14252	360	12	in	in	ADP
cblr-14252	360	13	valuation	valuation	NOUN
cblr-14252	360	14	after	after	ADP
cblr-14252	360	15	her	her	PRON
cblr-14252	360	16	endorsement	endorsement	NOUN
cblr-14252	360	17	,	,	PUNCT
cblr-14252	360	18	then	then	ADV
cblr-14252	360	19	quickly	quickly	ADV
cblr-14252	360	20	tumbled	tumble	VERB
cblr-14252	360	21	.	.	PUNCT
cblr-14252	361	1	a	a	DET
cblr-14252	361	2	group	group	NOUN
cblr-14252	361	3	of	of	ADP
cblr-14252	361	4	investors	investor	NOUN
cblr-14252	361	5	[	[	X
cblr-14252	361	6	in	in	ADP
cblr-14252	361	7	2022	2022	NUM
cblr-14252	361	8	]	]	PUNCT
cblr-14252	361	9	filed	file	VERB
cblr-14252	361	10	a	a	DET
cblr-14252	361	11	class	class	NOUN
cblr-14252	361	12	action	action	NOUN
cblr-14252	361	13	lawsuit	lawsuit	NOUN
cblr-14252	361	14	naming	name	VERB
cblr-14252	361	15	kardashian	kardashian	NOUN
cblr-14252	361	16	,	,	PUNCT
cblr-14252	361	17	boxer	boxer	PROPN
cblr-14252	361	18	floyd	floyd	PROPN
cblr-14252	361	19	mayweather	mayweather	PROPN
cblr-14252	361	20	,	,	PUNCT
cblr-14252	361	21	basketball	basketball	NOUN
cblr-14252	361	22	player	player	NOUN
cblr-14252	361	23	paul	paul	PROPN
cblr-14252	361	24	pierce	pierce	PROPN
cblr-14252	361	25	and	and	CCONJ
cblr-14252	361	26	others	other	NOUN
cblr-14252	361	27	,	,	PUNCT
cblr-14252	361	28	alleging	allege	VERB
cblr-14252	361	29	the	the	DET
cblr-14252	361	30	celebrities	celebrity	NOUN
cblr-14252	361	31	received	receive	VERB
cblr-14252	361	32	payments	payment	NOUN
cblr-14252	361	33	to	to	PART
cblr-14252	361	34	promote	promote	VERB
cblr-14252	361	35	the	the	DET
cblr-14252	361	36	token	token	NOUN
cblr-14252	361	37	by	by	ADP
cblr-14252	361	38	claiming	claim	VERB
cblr-14252	361	39	early	early	ADJ
cblr-14252	361	40	investors	investor	NOUN
cblr-14252	361	41	could	could	AUX
cblr-14252	361	42	‘	'	PUNCT
cblr-14252	361	43	make	make	VERB
cblr-14252	361	44	significant	significant	ADJ
cblr-14252	361	45	returns	return	NOUN
cblr-14252	361	46	’	'	PUNCT
cblr-14252	361	47	from	from	ADP
cblr-14252	361	48	purchasing	purchase	VERB
cblr-14252	361	49	the	the	DET
cblr-14252	361	50	currency	currency	NOUN
cblr-14252	361	51	.	.	PUNCT
cblr-14252	361	52	”	"	PUNCT
cblr-14252	362	1	i	i	PRON
cblr-14252	362	2	d.	d.	PROPN
cblr-14252	362	3	71see	71see	PROPN
cblr-14252	362	4	,	,	PUNCT
cblr-14252	362	5	e.g.	e.g.	ADV
cblr-14252	362	6	,	,	PUNCT
cblr-14252	362	7	sec	sec	PROPN
cblr-14252	362	8	v.	v.	ADP
cblr-14252	362	9	mandaci	mandaci	PROPN
cblr-14252	362	10	,	,	PUNCT
cblr-14252	362	11	no	no	INTJ
cblr-14252	362	12	.	.	NOUN
cblr-14252	362	13	00	00	NUM
cblr-14252	363	1	civ	civ	NOUN
cblr-14252	363	2	.	.	PROPN
cblr-14252	363	3	6635	6635	NUM
cblr-14252	363	4	(	(	PUNCT
cblr-14252	363	5	s.d.n.y	s.d.n.y	PROPN
cblr-14252	363	6	.	.	PUNCT
cblr-14252	364	1	sep	sep	PROPN
cblr-14252	364	2	.	.	PROPN
cblr-14252	365	1	27	27	NUM
cblr-14252	365	2	,	,	PUNCT
cblr-14252	365	3	2004	2004	NUM
cblr-14252	365	4	)	)	PUNCT
cblr-14252	365	5	.	.	PUNCT
cblr-14252	366	1	72	72	NUM
cblr-14252	367	1	i	i	PRON
cblr-14252	367	2	d.	d.	PROPN
cblr-14252	367	3	334	334	NUM
cblr-14252	367	4	columbia	columbia	PROPN
cblr-14252	367	5	business	business	PROPN
cblr-14252	367	6	law	law	PROPN
cblr-14252	367	7	review	review	NOUN
cblr-14252	367	8	[	[	X
cblr-14252	367	9	vol	vol	NOUN
cblr-14252	367	10	.	.	PUNCT
cblr-14252	367	11	2025	2025	NUM
cblr-14252	367	12	raise	raise	VERB
cblr-14252	367	13	suspicions	suspicion	NOUN
cblr-14252	367	14	of	of	ADP
cblr-14252	367	15	stock	stock	NOUN
cblr-14252	367	16	prices	price	NOUN
cblr-14252	367	17	manipulations	manipulation	NOUN
cblr-14252	367	18	,	,	PUNCT
cblr-14252	367	19	especially	especially	ADV
cblr-14252	367	20	if	if	SCONJ
cblr-14252	367	21	these	these	DET
cblr-14252	367	22	exchanges	exchange	NOUN
cblr-14252	367	23	are	be	AUX
cblr-14252	367	24	not	not	PART
cblr-14252	367	25	based	base	VERB
cblr-14252	367	26	on	on	ADP
cblr-14252	367	27	substantive	substantive	ADJ
cblr-14252	367	28	,	,	PUNCT
cblr-14252	367	29	real	real	ADJ
cblr-14252	367	30	grounds	ground	NOUN
cblr-14252	367	31	.	.	PUNCT
cblr-14252	368	1	stock	stock	NOUN
cblr-14252	368	2	price	price	NOUN
cblr-14252	368	3	manipulation	manipulation	NOUN
cblr-14252	368	4	can	can	AUX
cblr-14252	368	5	cause	cause	VERB
cblr-14252	368	6	several	several	ADJ
cblr-14252	368	7	types	type	NOUN
cblr-14252	368	8	of	of	ADP
cblr-14252	368	9	harms	harm	NOUN
cblr-14252	368	10	.	.	PUNCT
cblr-14252	369	1	first	first	ADV
cblr-14252	369	2	,	,	PUNCT
cblr-14252	369	3	it	it	PRON
cblr-14252	369	4	distorts	distort	VERB
cblr-14252	369	5	the	the	DET
cblr-14252	369	6	market	market	NOUN
cblr-14252	369	7	price	price	NOUN
cblr-14252	369	8	of	of	ADP
cblr-14252	369	9	the	the	DET
cblr-14252	369	10	relevant	relevant	ADJ
cblr-14252	369	11	stock(s	stock(s	NOUN
cblr-14252	369	12	)	)	PUNCT
cblr-14252	369	13	.	.	PUNCT
cblr-14252	370	1	second	second	ADJ
cblr-14252	370	2	,	,	PUNCT
cblr-14252	370	3	it	it	PRON
cblr-14252	370	4	can	can	AUX
cblr-14252	370	5	have	have	VERB
cblr-14252	370	6	distributional	distributional	ADJ
cblr-14252	370	7	effects	effect	NOUN
cblr-14252	370	8	on	on	ADP
cblr-14252	370	9	secondary	secondary	ADJ
cblr-14252	370	10	markets	market	NOUN
cblr-14252	370	11	,	,	PUNCT
cblr-14252	370	12	as	as	SCONJ
cblr-14252	370	13	it	it	PRON
cblr-14252	370	14	can	can	AUX
cblr-14252	370	15	transfer	transfer	VERB
cblr-14252	370	16	wealth	wealth	NOUN
cblr-14252	370	17	to	to	ADP
cblr-14252	370	18	shareholders	shareholder	NOUN
cblr-14252	370	19	that	that	PRON
cblr-14252	370	20	expect	expect	VERB
cblr-14252	370	21	to	to	PART
cblr-14252	370	22	sell	sell	VERB
cblr-14252	370	23	their	their	PRON
cblr-14252	370	24	shares	share	NOUN
cblr-14252	370	25	before	before	SCONJ
cblr-14252	370	26	the	the	DET
cblr-14252	370	27	mispricing	mispricing	NOUN
cblr-14252	370	28	is	be	AUX
cblr-14252	370	29	revealed.73	revealed.73	ADV
cblr-14252	370	30	third	third	ADJ
cblr-14252	370	31	,	,	PUNCT
cblr-14252	370	32	it	it	PRON
cblr-14252	370	33	can	can	AUX
cblr-14252	370	34	result	result	VERB
cblr-14252	370	35	in	in	ADP
cblr-14252	370	36	a	a	DET
cblr-14252	370	37	misallocation	misallocation	NOUN
cblr-14252	370	38	of	of	ADP
cblr-14252	370	39	resources.74	resources.74	NOUN
cblr-14252	370	40	indeed	indeed	ADV
cblr-14252	370	41	,	,	PUNCT
cblr-14252	370	42	with	with	ADP
cblr-14252	370	43	a	a	DET
cblr-14252	370	44	stock	stock	NOUN
cblr-14252	370	45	price	price	NOUN
cblr-14252	370	46	that	that	PRON
cblr-14252	370	47	is	be	AUX
cblr-14252	370	48	artificially	artificially	ADV
cblr-14252	370	49	increased	increase	VERB
cblr-14252	370	50	,	,	PUNCT
cblr-14252	370	51	the	the	DET
cblr-14252	370	52	corporation	corporation	NOUN
cblr-14252	370	53	’s	’s	PART
cblr-14252	370	54	cost	cost	NOUN
cblr-14252	370	55	of	of	ADP
cblr-14252	370	56	capital	capital	NOUN
cblr-14252	370	57	is	be	AUX
cblr-14252	370	58	lower	low	ADJ
cblr-14252	370	59	,	,	PUNCT
cblr-14252	370	60	which	which	PRON
cblr-14252	370	61	enables	enable	VERB
cblr-14252	370	62	it	it	PRON
cblr-14252	370	63	to	to	PART
cblr-14252	370	64	get	get	VERB
cblr-14252	370	65	more	more	ADJ
cblr-14252	370	66	funds	fund	NOUN
cblr-14252	370	67	via	via	ADP
cblr-14252	370	68	a	a	DET
cblr-14252	370	69	subsequent	subsequent	ADJ
cblr-14252	370	70	issue	issue	NOUN
cblr-14252	370	71	of	of	ADP
cblr-14252	370	72	shares	share	NOUN
cblr-14252	370	73	than	than	SCONJ
cblr-14252	370	74	it	it	PRON
cblr-14252	370	75	would	would	AUX
cblr-14252	370	76	have	have	AUX
cblr-14252	370	77	otherwise.75	otherwise.75	ADJ
cblr-14252	370	78	finally	finally	ADV
cblr-14252	370	79	,	,	PUNCT
cblr-14252	370	80	manipulative	manipulative	ADJ
cblr-14252	370	81	signals	signal	NOUN
cblr-14252	370	82	distort	distort	VERB
cblr-14252	370	83	and	and	CCONJ
cblr-14252	370	84	exploit	exploit	VERB
cblr-14252	370	85	authentic	authentic	ADJ
cblr-14252	370	86	indicators	indicator	NOUN
cblr-14252	370	87	of	of	ADP
cblr-14252	370	88	undervaluation	undervaluation	NOUN
cblr-14252	370	89	,	,	PUNCT
cblr-14252	370	90	lowering	lower	VERB
cblr-14252	370	91	the	the	DET
cblr-14252	370	92	reliability	reliability	NOUN
cblr-14252	370	93	and	and	CCONJ
cblr-14252	370	94	efficiency	efficiency	NOUN
cblr-14252	370	95	of	of	ADP
cblr-14252	370	96	market	market	NOUN
cblr-14252	370	97	signaling	signal	VERB
cblr-14252	370	98	.	.	PUNCT
cblr-14252	371	1	as	as	ADP
cblr-14252	371	2	the	the	DET
cblr-14252	371	3	potential	potential	NOUN
cblr-14252	371	4	for	for	ADP
cblr-14252	371	5	manipulation	manipulation	NOUN
cblr-14252	371	6	increases	increase	NOUN
cblr-14252	371	7	,	,	PUNCT
cblr-14252	371	8	the	the	DET
cblr-14252	371	9	trustworthiness	trustworthiness	NOUN
cblr-14252	371	10	of	of	ADP
cblr-14252	371	11	the	the	DET
cblr-14252	371	12	signal	signal	NOUN
cblr-14252	371	13	correspondingly	correspondingly	ADV
cblr-14252	371	14	decreases.76	decreases.76	PROPN
cblr-14252	371	15	ii	ii	PROPN
cblr-14252	371	16	.	.	PUNCT
cblr-14252	372	1	who	who	PRON
cblr-14252	372	2	does	do	AUX
cblr-14252	372	3	n’t	not	PART
cblr-14252	372	4	like	like	VERB
cblr-14252	372	5	games	game	NOUN
cblr-14252	372	6	?	?	PUNCT
cblr-14252	373	1	a	a	DET
cblr-14252	373	2	detailed	detailed	ADJ
cblr-14252	373	3	background	background	NOUN
cblr-14252	373	4	of	of	ADP
cblr-14252	373	5	gamblification	gamblification	NOUN
cblr-14252	373	6	in	in	ADP
cblr-14252	373	7	recent	recent	ADJ
cblr-14252	373	8	decades	decade	NOUN
cblr-14252	373	9	,	,	PUNCT
cblr-14252	373	10	gamification	gamification	NOUN
cblr-14252	373	11	has	have	AUX
cblr-14252	373	12	gained	gain	VERB
cblr-14252	373	13	significant	significant	ADJ
cblr-14252	373	14	popularity	popularity	NOUN
cblr-14252	373	15	as	as	SCONJ
cblr-14252	373	16	scholars	scholar	NOUN
cblr-14252	373	17	and	and	CCONJ
cblr-14252	373	18	practitioners	practitioner	NOUN
cblr-14252	373	19	have	have	AUX
cblr-14252	373	20	recognized	recognize	VERB
cblr-14252	373	21	the	the	DET
cblr-14252	373	22	various	various	ADJ
cblr-14252	373	23	benefits	benefit	NOUN
cblr-14252	373	24	it	it	PRON
cblr-14252	373	25	offers	offer	VERB
cblr-14252	373	26	.	.	PUNCT
cblr-14252	374	1	these	these	DET
cblr-14252	374	2	advantages	advantage	NOUN
cblr-14252	374	3	have	have	AUX
cblr-14252	374	4	been	be	AUX
cblr-14252	374	5	effectively	effectively	ADV
cblr-14252	374	6	leveraged	leverage	VERB
cblr-14252	374	7	in	in	ADP
cblr-14252	374	8	apps	app	NOUN
cblr-14252	374	9	that	that	PRON
cblr-14252	374	10	deliver	deliver	VERB
cblr-14252	374	11	added	add	VERB
cblr-14252	374	12	value	value	NOUN
cblr-14252	374	13	across	across	ADP
cblr-14252	374	14	diverse	diverse	ADJ
cblr-14252	374	15	fields	field	NOUN
cblr-14252	374	16	.	.	PUNCT
cblr-14252	375	1	for	for	ADP
cblr-14252	375	2	example	example	NOUN
cblr-14252	375	3	,	,	PUNCT
cblr-14252	375	4	gamification	gamification	NOUN
cblr-14252	375	5	is	be	AUX
cblr-14252	375	6	widely	widely	ADV
cblr-14252	375	7	used	use	VERB
cblr-14252	375	8	in	in	ADP
cblr-14252	375	9	healthcare	healthcare	NOUN
cblr-14252	375	10	to	to	PART
cblr-14252	375	11	encourage	encourage	VERB
cblr-14252	375	12	medication	medication	NOUN
cblr-14252	375	13	adherence	adherence	NOUN
cblr-14252	375	14	,	,	PUNCT
cblr-14252	375	15	in	in	ADP
cblr-14252	375	16	education	education	NOUN
cblr-14252	375	17	73	73	NUM
cblr-14252	375	18	f.	f.	PROPN
cblr-14252	375	19	h.	h.	PROPN
cblr-14252	375	20	buckley	buckley	PROPN
cblr-14252	375	21	,	,	PUNCT
cblr-14252	375	22	when	when	SCONJ
cblr-14252	375	23	the	the	DET
cblr-14252	375	24	medium	medium	NOUN
cblr-14252	375	25	is	be	AUX
cblr-14252	375	26	the	the	DET
cblr-14252	375	27	message	message	NOUN
cblr-14252	375	28	:	:	PUNCT
cblr-14252	375	29	corporate	corporate	ADJ
cblr-14252	375	30	buybacks	buyback	NOUN
cblr-14252	375	31	as	as	ADP
cblr-14252	375	32	signals	signal	NOUN
cblr-14252	375	33	,	,	PUNCT
cblr-14252	375	34	65	65	NUM
cblr-14252	375	35	ind	ind	NOUN
cblr-14252	375	36	.	.	PUNCT
cblr-14252	376	1	l.j	l.j	PROPN
cblr-14252	376	2	.	.	PROPN
cblr-14252	376	3	493	493	NUM
cblr-14252	376	4	,	,	PUNCT
cblr-14252	376	5	508–09	508–09	NUM
cblr-14252	376	6	(	(	PUNCT
cblr-14252	376	7	1990	1990	NUM
cblr-14252	376	8	)	)	PUNCT
cblr-14252	376	9	.	.	PUNCT
cblr-14252	377	1	for	for	ADP
cblr-14252	377	2	example	example	NOUN
cblr-14252	377	3	,	,	PUNCT
cblr-14252	377	4	in	in	ADP
cblr-14252	377	5	crane	crane	PROPN
cblr-14252	377	6	co.	co.	PROPN
cblr-14252	377	7	v.	v.	ADP
cblr-14252	377	8	westinghouse	westinghouse	PROPN
cblr-14252	377	9	air	air	PROPN
cblr-14252	377	10	brake	brake	PROPN
cblr-14252	377	11	co.	co.	PROPN
cblr-14252	377	12	,	,	PUNCT
cblr-14252	377	13	419	419	NUM
cblr-14252	377	14	f.2d	f.2d	NUM
cblr-14252	377	15	787	787	NUM
cblr-14252	377	16	(	(	PUNCT
cblr-14252	377	17	2d	2d	NUM
cblr-14252	377	18	cir	cir	NOUN
cblr-14252	377	19	.	.	PROPN
cblr-14252	377	20	1969	1969	NUM
cblr-14252	377	21	)	)	PUNCT
cblr-14252	377	22	,	,	PUNCT
cblr-14252	377	23	cert	cert	PROPN
cblr-14252	377	24	.	.	PUNCT
cblr-14252	378	1	denied	deny	VERB
cblr-14252	378	2	,	,	PUNCT
cblr-14252	378	3	400	400	NUM
cblr-14252	378	4	u.s	u.s	PROPN
cblr-14252	378	5	.	.	PROPN
cblr-14252	378	6	822	822	NUM
cblr-14252	378	7	(	(	PUNCT
cblr-14252	378	8	1970	1970	NUM
cblr-14252	378	9	)	)	PUNCT
cblr-14252	378	10	,	,	PUNCT
cblr-14252	378	11	an	an	DET
cblr-14252	378	12	ally	ally	NOUN
cblr-14252	378	13	of	of	ADP
cblr-14252	378	14	the	the	DET
cblr-14252	378	15	target	target	NOUN
cblr-14252	378	16	had	have	AUX
cblr-14252	378	17	been	be	AUX
cblr-14252	378	18	found	find	VERB
cblr-14252	378	19	to	to	PART
cblr-14252	378	20	have	have	AUX
cblr-14252	378	21	manipulated	manipulate	VERB
cblr-14252	378	22	the	the	DET
cblr-14252	378	23	stock	stock	NOUN
cblr-14252	378	24	price	price	NOUN
cblr-14252	378	25	by	by	ADP
cblr-14252	378	26	purchasing	purchase	VERB
cblr-14252	378	27	a	a	DET
cblr-14252	378	28	large	large	ADJ
cblr-14252	378	29	number	number	NOUN
cblr-14252	378	30	of	of	ADP
cblr-14252	378	31	its	its	PRON
cblr-14252	378	32	shares	share	NOUN
cblr-14252	378	33	at	at	ADP
cblr-14252	378	34	premium	premium	ADJ
cblr-14252	378	35	prices	price	NOUN
cblr-14252	378	36	,	,	PUNCT
cblr-14252	378	37	while	while	SCONJ
cblr-14252	378	38	also	also	ADV
cblr-14252	378	39	arranging	arrange	VERB
cblr-14252	378	40	to	to	PART
cblr-14252	378	41	resell	resell	VERB
cblr-14252	378	42	many	many	ADJ
cblr-14252	378	43	of	of	ADP
cblr-14252	378	44	these	these	DET
cblr-14252	378	45	stocks	stock	NOUN
cblr-14252	378	46	at	at	ADP
cblr-14252	378	47	a	a	DET
cblr-14252	378	48	lower	low	ADJ
cblr-14252	378	49	price	price	NOUN
cblr-14252	378	50	.	.	PUNCT
cblr-14252	379	1	the	the	DET
cblr-14252	379	2	ally	ally	NOUN
cblr-14252	379	3	's	's	PART
cblr-14252	379	4	purpose	purpose	NOUN
cblr-14252	379	5	was	be	AUX
cblr-14252	379	6	to	to	PART
cblr-14252	379	7	cause	cause	VERB
cblr-14252	379	8	the	the	DET
cblr-14252	379	9	target	target	NOUN
cblr-14252	379	10	's	's	PART
cblr-14252	379	11	stock	stock	NOUN
cblr-14252	379	12	price	price	NOUN
cblr-14252	379	13	to	to	PART
cblr-14252	379	14	rise	rise	VERB
cblr-14252	379	15	,	,	PUNCT
cblr-14252	379	16	in	in	ADP
cblr-14252	379	17	order	order	NOUN
cblr-14252	379	18	to	to	PART
cblr-14252	379	19	defeat	defeat	VERB
cblr-14252	379	20	the	the	DET
cblr-14252	379	21	plaintiff	plaintiff	NOUN
cblr-14252	379	22	's	's	PART
cblr-14252	379	23	tender	tender	NOUN
cblr-14252	379	24	offer	offer	NOUN
cblr-14252	379	25	,	,	PUNCT
cblr-14252	379	26	therefore	therefore	ADV
cblr-14252	379	27	facilitating	facilitate	VERB
cblr-14252	379	28	a	a	DET
cblr-14252	379	29	merger	merger	NOUN
cblr-14252	379	30	between	between	ADP
cblr-14252	379	31	the	the	DET
cblr-14252	379	32	ally	ally	NOUN
cblr-14252	379	33	and	and	CCONJ
cblr-14252	379	34	the	the	DET
cblr-14252	379	35	target	target	NOUN
cblr-14252	379	36	.	.	PUNCT
cblr-14252	380	1	74	74	NUM
cblr-14252	380	2	see	see	VERB
cblr-14252	380	3	buckley	buckley	NOUN
cblr-14252	380	4	,	,	PUNCT
cblr-14252	380	5	supra	supra	PROPN
cblr-14252	380	6	note	note	VERB
cblr-14252	380	7	73	73	NUM
cblr-14252	380	8	.	.	PUNCT
cblr-14252	381	1	75	75	NUM
cblr-14252	382	1	i	i	PRON
cblr-14252	382	2	d.	d.	PROPN
cblr-14252	382	3	76	76	NUM
cblr-14252	383	1	i	i	PRON
cblr-14252	383	2	d.	d.	PROPN
cblr-14252	383	3	(	(	PUNCT
cblr-14252	383	4	“	"	PUNCT
cblr-14252	383	5	parasitic	parasitic	ADJ
cblr-14252	383	6	upon	upon	SCONJ
cblr-14252	383	7	honest	honest	ADJ
cblr-14252	383	8	signals	signal	NOUN
cblr-14252	383	9	of	of	ADP
cblr-14252	383	10	undervaluation	undervaluation	NOUN
cblr-14252	383	11	,	,	PUNCT
cblr-14252	383	12	and	and	CCONJ
cblr-14252	383	13	weaken	weaken	VERB
cblr-14252	383	14	signaling	signal	VERB
cblr-14252	383	15	efficiencies	efficiency	NOUN
cblr-14252	383	16	.	.	PUNCT
cblr-14252	384	1	the	the	DET
cblr-14252	384	2	more	more	ADV
cblr-14252	384	3	probable	probable	ADJ
cblr-14252	384	4	it	it	PRON
cblr-14252	384	5	is	be	AUX
cblr-14252	384	6	that	that	SCONJ
cblr-14252	384	7	a	a	DET
cblr-14252	384	8	signal	signal	NOUN
cblr-14252	384	9	is	be	AUX
cblr-14252	384	10	manipulative	manipulative	ADJ
cblr-14252	384	11	,	,	PUNCT
cblr-14252	384	12	the	the	PRON
cblr-14252	384	13	less	less	ADV
cblr-14252	384	14	credible	credible	ADJ
cblr-14252	384	15	it	it	PRON
cblr-14252	384	16	becomes	become	VERB
cblr-14252	384	17	.	.	PUNCT
cblr-14252	384	18	”	"	PUNCT
cblr-14252	385	1	)	)	PUNCT
cblr-14252	385	2	no	no	INTJ
cblr-14252	385	3	.	.	NOUN
cblr-14252	385	4	1	1	NUM
cblr-14252	385	5	]	]	PUNCT
cblr-14252	385	6	risk	risk	NOUN
cblr-14252	385	7	,	,	PUNCT
cblr-14252	385	8	discretion	discretion	NOUN
cblr-14252	385	9	,	,	PUNCT
cblr-14252	385	10	and	and	CCONJ
cblr-14252	385	11	bank	bank	NOUN
cblr-14252	385	12	supervision	supervision	NOUN
cblr-14252	385	13	335	335	NUM
cblr-14252	385	14	apps	app	NOUN
cblr-14252	385	15	like	like	ADP
cblr-14252	385	16	duolingo	duolingo	NOUN
cblr-14252	385	17	that	that	PRON
cblr-14252	385	18	teach	teach	VERB
cblr-14252	385	19	new	new	ADJ
cblr-14252	385	20	languages	language	NOUN
cblr-14252	385	21	through	through	ADP
cblr-14252	385	22	engaging	engage	VERB
cblr-14252	385	23	challenges	challenge	NOUN
cblr-14252	385	24	,	,	PUNCT
cblr-14252	385	25	in	in	ADP
cblr-14252	385	26	meditation	meditation	NOUN
cblr-14252	385	27	programs	program	NOUN
cblr-14252	385	28	that	that	PRON
cblr-14252	385	29	use	use	VERB
cblr-14252	385	30	streaks	streak	NOUN
cblr-14252	385	31	as	as	ADP
cblr-14252	385	32	motivational	motivational	ADJ
cblr-14252	385	33	tools	tool	NOUN
cblr-14252	385	34	,	,	PUNCT
cblr-14252	385	35	in	in	ADP
cblr-14252	385	36	stroke	stroke	NOUN
cblr-14252	385	37	rehabilitation	rehabilitation	NOUN
cblr-14252	385	38	to	to	PART
cblr-14252	385	39	improve	improve	VERB
cblr-14252	385	40	patient	patient	ADJ
cblr-14252	385	41	outcomes	outcome	NOUN
cblr-14252	385	42	,	,	PUNCT
cblr-14252	385	43	and	and	CCONJ
cblr-14252	385	44	in	in	ADP
cblr-14252	385	45	fitness	fitness	NOUN
cblr-14252	385	46	apps	app	NOUN
cblr-14252	385	47	that	that	PRON
cblr-14252	385	48	promote	promote	VERB
cblr-14252	385	49	physical	physical	ADJ
cblr-14252	385	50	activity	activity	NOUN
cblr-14252	385	51	by	by	ADP
cblr-14252	385	52	incorporating	incorporate	VERB
cblr-14252	385	53	goals	goal	NOUN
cblr-14252	385	54	and	and	CCONJ
cblr-14252	385	55	rewards.77	rewards.77	ADJ
cblr-14252	385	56	gamification	gamification	NOUN
cblr-14252	385	57	harnesses	harness	VERB
cblr-14252	385	58	desires	desire	NOUN
cblr-14252	385	59	for	for	ADP
cblr-14252	385	60	competition	competition	NOUN
cblr-14252	385	61	,	,	PUNCT
cblr-14252	385	62	social	social	ADJ
cblr-14252	385	63	connectivity	connectivity	NOUN
cblr-14252	385	64	and	and	CCONJ
cblr-14252	385	65	rewards	reward	NOUN
cblr-14252	385	66	,	,	PUNCT
cblr-14252	385	67	so	so	SCONJ
cblr-14252	385	68	as	as	SCONJ
cblr-14252	385	69	to	to	PART
cblr-14252	385	70	engage	engage	VERB
cblr-14252	385	71	and	and	CCONJ
cblr-14252	385	72	motivate	motivate	VERB
cblr-14252	385	73	individuals.78	individuals.78	PROPN
cblr-14252	385	74	digital	digital	PROPN
cblr-14252	385	75	gamification	gamification	NOUN
cblr-14252	385	76	features	feature	VERB
cblr-14252	385	77	that	that	PRON
cblr-14252	385	78	create	create	VERB
cblr-14252	385	79	entertaining	entertaining	ADJ
cblr-14252	385	80	game	game	NOUN
cblr-14252	385	81	-	-	PUNCT
cblr-14252	385	82	like	like	ADJ
cblr-14252	385	83	experiences	experience	NOUN
cblr-14252	385	84	increasingly	increasingly	ADV
cblr-14252	385	85	serve	serve	VERB
cblr-14252	385	86	as	as	ADP
cblr-14252	385	87	nudges	nudge	NOUN
cblr-14252	385	88	to	to	ADP
cblr-14252	385	89	harness	harness	ADJ
cblr-14252	385	90	commitment	commitment	NOUN
cblr-14252	385	91	to	to	ADP
cblr-14252	385	92	preferred	preferred	ADJ
cblr-14252	385	93	activities	activity	NOUN
cblr-14252	385	94	and	and	CCONJ
cblr-14252	385	95	modify	modify	VERB
cblr-14252	385	96	behavior.79	behavior.79	NOUN
cblr-14252	385	97	the	the	DET
cblr-14252	385	98	literature	literature	NOUN
cblr-14252	385	99	offers	offer	VERB
cblr-14252	385	100	multiple	multiple	ADJ
cblr-14252	385	101	frameworks	framework	NOUN
cblr-14252	385	102	and	and	CCONJ
cblr-14252	385	103	variables	variable	NOUN
cblr-14252	385	104	for	for	ADP
cblr-14252	385	105	understanding	understand	VERB
cblr-14252	385	106	gamification.80	gamification.80	NOUN
cblr-14252	385	107	gamification	gamification	NOUN
cblr-14252	385	108	is	be	AUX
cblr-14252	385	109	a	a	DET
cblr-14252	385	110	most	most	ADV
cblr-14252	385	111	common	common	ADJ
cblr-14252	385	112	mechanism	mechanism	NOUN
cblr-14252	385	113	in	in	ADP
cblr-14252	385	114	digital	digital	ADJ
cblr-14252	385	115	persuasion	persuasion	NOUN
cblr-14252	385	116	and	and	CCONJ
cblr-14252	385	117	behavior	behavior	NOUN
cblr-14252	385	118	change	change	NOUN
cblr-14252	385	119	interventions	intervention	NOUN
cblr-14252	385	120	and	and	CCONJ
cblr-14252	385	121	is	be	AUX
cblr-14252	385	122	crucial	crucial	ADJ
cblr-14252	385	123	in	in	ADP
cblr-14252	385	124	habit	habit	NOUN
cblr-14252	385	125	making	making	NOUN
cblr-14252	386	1	and	and	CCONJ
cblr-14252	386	2	breaking.81	breaking.81	PROPN
cblr-14252	386	3	77	77	NUM
cblr-14252	386	4	see	see	VERB
cblr-14252	386	5	werbach	werbach	NOUN
cblr-14252	386	6	&	&	CCONJ
cblr-14252	386	7	hunter	hunter	PROPN
cblr-14252	386	8	,	,	PUNCT
cblr-14252	386	9	supra	supra	PROPN
cblr-14252	386	10	note	note	NOUN
cblr-14252	386	11	27	27	NUM
cblr-14252	386	12	.	.	PUNCT
cblr-14252	387	1	78	78	NUM
cblr-14252	387	2	benny	benny	NOUN
cblr-14252	387	3	bornfeld	bornfeld	NOUN
cblr-14252	387	4	&	&	CCONJ
cblr-14252	387	5	sheizaf	sheizaf	PROPN
cblr-14252	387	6	rafaeli	rafaeli	PROPN
cblr-14252	387	7	,	,	PUNCT
cblr-14252	387	8	gamifying	gamifye	VERB
cblr-14252	387	9	with	with	ADP
cblr-14252	387	10	badges	badge	NOUN
cblr-14252	387	11	:	:	PUNCT
cblr-14252	387	12	a	a	DET
cblr-14252	387	13	big	big	ADJ
cblr-14252	387	14	data	data	NOUN
cblr-14252	387	15	natural	natural	ADJ
cblr-14252	387	16	experiment	experiment	NOUN
cblr-14252	387	17	on	on	ADP
cblr-14252	387	18	stack	stack	NOUN
cblr-14252	387	19	exchange	exchange	NOUN
cblr-14252	387	20	,	,	PUNCT
cblr-14252	387	21	first	first	ADJ
cblr-14252	387	22	monday	monday	PROPN
cblr-14252	387	23	(	(	PUNCT
cblr-14252	387	24	2017	2017	NUM
cblr-14252	387	25	)	)	PUNCT
cblr-14252	387	26	,	,	PUNCT
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cblr-14252	388	1	[	[	X
cblr-14252	388	2	https://perma.cc/dkx8-4dtz	https://perma.cc/dkx8-4dtz	X
cblr-14252	388	3	]	]	X
cblr-14252	388	4	;	;	PUNCT
cblr-14252	388	5	dominic	dominic	PROPN
cblr-14252	388	6	king	king	PROPN
cblr-14252	388	7	,	,	PUNCT
cblr-14252	388	8	felix	felix	PROPN
cblr-14252	388	9	greaves	greave	NOUN
cblr-14252	388	10	,	,	PUNCT
cblr-14252	388	11	christoher	christoher	PROPN
cblr-14252	388	12	exeter	exeter	PROPN
cblr-14252	388	13	&	&	CCONJ
cblr-14252	388	14	ara	ara	PROPN
cblr-14252	388	15	darzi	darzi	PROPN
cblr-14252	388	16	,	,	PUNCT
cblr-14252	388	17	“	"	PUNCT
cblr-14252	388	18	gamification	gamification	NOUN
cblr-14252	388	19	”	"	PUNCT
cblr-14252	388	20	:	:	PUNCT
cblr-14252	388	21	influencing	influence	VERB
cblr-14252	388	22	health	health	NOUN
cblr-14252	388	23	behaviours	behaviour	NOUN
cblr-14252	388	24	with	with	ADP
cblr-14252	388	25	games	game	NOUN
cblr-14252	388	26	,	,	PUNCT
cblr-14252	388	27	106	106	NUM
cblr-14252	388	28	j.	j.	PROPN
cblr-14252	388	29	r.	r.	PROPN
cblr-14252	388	30	soc	soc	PROPN
cblr-14252	388	31	.	.	PUNCT
cblr-14252	389	1	med	med	PROPN
cblr-14252	389	2	.	.	PUNCT
cblr-14252	390	1	76	76	NUM
cblr-14252	390	2	(	(	PUNCT
cblr-14252	390	3	2013	2013	NUM
cblr-14252	390	4	)	)	PUNCT
cblr-14252	390	5	.	.	PUNCT
cblr-14252	391	1	79	79	NUM
cblr-14252	391	2	allison	allison	PROPN
cblr-14252	391	3	h.	h.	PROPN
cblr-14252	391	4	lee	lee	PROPN
cblr-14252	391	5	,	,	PUNCT
cblr-14252	391	6	speech	speech	NOUN
cblr-14252	391	7	,	,	PUNCT
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cblr-14252	391	9	regulatory	regulatory	ADJ
cblr-14252	391	10	cooperation	cooperation	NOUN
cblr-14252	391	11	to	to	PART
cblr-14252	391	12	protect	protect	VERB
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cblr-14252	391	14	’s	’s	PART
cblr-14252	391	15	investors	investor	NOUN
cblr-14252	391	16	,	,	PUNCT
cblr-14252	391	17	remarks	remark	NOUN
cblr-14252	391	18	at	at	ADP
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cblr-14252	391	20	2021	2021	NUM
cblr-14252	391	21	section	section	NOUN
cblr-14252	391	22	19(d	19(d	NUM
cblr-14252	391	23	)	)	PUNCT
cblr-14252	391	24	conference	conference	NOUN
cblr-14252	391	25	(	(	PUNCT
cblr-14252	391	26	may	may	PROPN
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cblr-14252	391	31	;	;	PUNCT
cblr-14252	391	32	yoella	yoella	PROPN
cblr-14252	391	33	bereby	bereby	PROPN
cblr-14252	391	34	-	-	PUNCT
cblr-14252	391	35	meyer	meyer	PROPN
cblr-14252	391	36	&	&	CCONJ
cblr-14252	391	37	alvin	alvin	PROPN
cblr-14252	391	38	e.	e.	PROPN
cblr-14252	391	39	roth	roth	PROPN
cblr-14252	391	40	,	,	PUNCT
cblr-14252	391	41	the	the	DET
cblr-14252	391	42	speed	speed	NOUN
cblr-14252	391	43	of	of	ADP
cblr-14252	391	44	learning	learn	VERB
cblr-14252	391	45	in	in	ADP
cblr-14252	391	46	noisy	noisy	ADJ
cblr-14252	391	47	games	game	NOUN
cblr-14252	391	48	:	:	PUNCT
cblr-14252	391	49	partial	partial	ADJ
cblr-14252	391	50	reinforcement	reinforcement	NOUN
cblr-14252	391	51	and	and	CCONJ
cblr-14252	391	52	the	the	DET
cblr-14252	391	53	sustainability	sustainability	NOUN
cblr-14252	391	54	of	of	ADP
cblr-14252	391	55	cooperation	cooperation	NOUN
cblr-14252	391	56	,	,	PUNCT
cblr-14252	391	57	96	96	NUM
cblr-14252	391	58	am	am	NOUN
cblr-14252	391	59	.	.	PUNCT
cblr-14252	392	1	econ	econ	PROPN
cblr-14252	392	2	.	.	PUNCT
cblr-14252	393	1	rev	rev	PROPN
cblr-14252	393	2	.	.	PROPN
cblr-14252	394	1	1029,1030	1029,1030	NUM
cblr-14252	394	2	(	(	PUNCT
cblr-14252	394	3	2006	2006	NUM
cblr-14252	394	4	)	)	PUNCT
cblr-14252	394	5	;	;	PUNCT
cblr-14252	394	6	richard	richard	PROPN
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cblr-14252	394	8	.	.	PROPN
cblr-14252	394	9	james	james	PROPN
cblr-14252	394	10	,	,	PUNCT
cblr-14252	394	11	claire	claire	PROPN
cblr-14252	394	12	o’malley	o’malley	PROPN
cblr-14252	394	13	&	&	CCONJ
cblr-14252	394	14	richard	richard	PROPN
cblr-14252	394	15	j.	j.	PROPN
cblr-14252	394	16	tunney	tunney	PROPN
cblr-14252	394	17	,	,	PUNCT
cblr-14252	394	18	why	why	SCONJ
cblr-14252	394	19	are	be	AUX
cblr-14252	394	20	some	some	DET
cblr-14252	394	21	games	game	NOUN
cblr-14252	394	22	more	more	ADV
cblr-14252	394	23	addictive	addictive	ADJ
cblr-14252	394	24	than	than	ADP
cblr-14252	394	25	others	other	NOUN
cblr-14252	394	26	:	:	PUNCT
cblr-14252	394	27	the	the	DET
cblr-14252	394	28	effects	effect	NOUN
cblr-14252	394	29	of	of	ADP
cblr-14252	394	30	timing	timing	NOUN
cblr-14252	394	31	and	and	CCONJ
cblr-14252	394	32	payoff	payoff	VERB
cblr-14252	394	33	on	on	ADP
cblr-14252	394	34	perseverance	perseverance	NOUN
cblr-14252	394	35	in	in	ADP
cblr-14252	394	36	a	a	DET
cblr-14252	394	37	slot	slot	NOUN
cblr-14252	394	38	machine	machine	NOUN
cblr-14252	394	39	game	game	NOUN
cblr-14252	394	40	,	,	PUNCT
cblr-14252	394	41	7	7	NUM
cblr-14252	394	42	front	front	NOUN
cblr-14252	394	43	.	.	PUNCT
cblr-14252	395	1	psychol	psychol	NOUN
cblr-14252	395	2	.	.	PROPN
cblr-14252	395	3	,	,	PUNCT
cblr-14252	395	4	feb	feb	PROPN
cblr-14252	395	5	.	.	PROPN
cblr-14252	395	6	2	2	NUM
cblr-14252	395	7	,	,	PUNCT
cblr-14252	395	8	2016	2016	NUM
cblr-14252	395	9	,	,	PUNCT
cblr-14252	395	10	at	at	ADP
cblr-14252	395	11	8	8	NUM
cblr-14252	395	12	.	.	NOUN
cblr-14252	395	13	80	80	NUM
cblr-14252	395	14	mirium	mirium	NOUN
cblr-14252	395	15	a.	a.	NOUN
cblr-14252	395	16	cherry	cherry	PROPN
cblr-14252	395	17	,	,	PUNCT
cblr-14252	395	18	the	the	DET
cblr-14252	395	19	gamification	gamification	NOUN
cblr-14252	395	20	of	of	ADP
cblr-14252	395	21	work	work	NOUN
cblr-14252	395	22	,	,	PUNCT
cblr-14252	395	23	40	40	NUM
cblr-14252	395	24	hofstra	hofstra	PROPN
cblr-14252	395	25	l.	l.	PROPN
cblr-14252	395	26	rev	rev	PROPN
cblr-14252	395	27	.	.	PROPN
cblr-14252	395	28	851	851	NUM
cblr-14252	395	29	,	,	PUNCT
cblr-14252	395	30	853	853	NUM
cblr-14252	395	31	,	,	PUNCT
cblr-14252	395	32	855–56	855–56	NUM
cblr-14252	395	33	(	(	PUNCT
cblr-14252	395	34	2012	2012	NUM
cblr-14252	395	35	)	)	PUNCT
cblr-14252	395	36	;	;	PUNCT
cblr-14252	395	37	yifat	yifat	NOUN
cblr-14252	395	38	nahmias	nahmia	NOUN
cblr-14252	395	39	,	,	PUNCT
cblr-14252	395	40	dalit	dalit	ADJ
cblr-14252	395	41	ken	ken	PROPN
cblr-14252	395	42	-	-	PUNCT
cblr-14252	395	43	dror	dror	PROPN
cblr-14252	395	44	feldman	feldman	NOUN
cblr-14252	395	45	,	,	PUNCT
cblr-14252	395	46	ganit	ganit	PROPN
cblr-14252	395	47	richter	richter	PROPN
cblr-14252	395	48	&	&	CCONJ
cblr-14252	395	49	daphne	daphne	PROPN
cblr-14252	395	50	r.	r.	PROPN
cblr-14252	395	51	raban	raban	PROPN
cblr-14252	395	52	,	,	PUNCT
cblr-14252	395	53	games	game	NOUN
cblr-14252	395	54	of	of	ADP
cblr-14252	395	55	terms	term	NOUN
cblr-14252	395	56	,	,	PUNCT
cblr-14252	395	57	45	45	NUM
cblr-14252	395	58	vermont	vermont	PROPN
cblr-14252	395	59	l.	l.	PROPN
cblr-14252	395	60	rev	rev	PROPN
cblr-14252	395	61	.	.	PROPN
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cblr-14252	395	63	,	,	PUNCT
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cblr-14252	395	65	(	(	PUNCT
cblr-14252	395	66	2021	2021	NUM
cblr-14252	395	67	)	)	PUNCT
cblr-14252	395	68	;	;	PUNCT
cblr-14252	395	69	juho	juho	VERB
cblr-14252	395	70	hamari	hamari	X
cblr-14252	395	71	,	,	PUNCT
cblr-14252	395	72	do	do	AUX
cblr-14252	395	73	badges	badge	NOUN
cblr-14252	395	74	increase	increase	VERB
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cblr-14252	395	77	?	?	PUNCT
cblr-14252	396	1	a	a	DET
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cblr-14252	396	4	on	on	ADP
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cblr-14252	396	6	effects	effect	NOUN
cblr-14252	396	7	of	of	ADP
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cblr-14252	396	9	,	,	PUNCT
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cblr-14252	396	12	.	.	PUNCT
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cblr-14252	397	4	.	.	PUNCT
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cblr-14252	398	2	,	,	PUNCT
cblr-14252	398	3	469	469	NUM
cblr-14252	398	4	(	(	PUNCT
cblr-14252	398	5	2017	2017	NUM
cblr-14252	398	6	)	)	PUNCT
cblr-14252	398	7	;	;	PUNCT
cblr-14252	398	8	kai	kai	PROPN
cblr-14252	398	9	huotari	huotari	PROPN
cblr-14252	398	10	&	&	CCONJ
cblr-14252	398	11	juho	juho	VERB
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cblr-14252	398	15	gamification	gamification	NOUN
cblr-14252	398	16	:	:	PUNCT
cblr-14252	398	17	a	a	DET
cblr-14252	398	18	service	service	NOUN
cblr-14252	398	19	marketing	marketing	NOUN
cblr-14252	398	20	perspective	perspective	NOUN
cblr-14252	398	21	,	,	PUNCT
cblr-14252	398	22	in	in	ADP
cblr-14252	398	23	proceedings	proceeding	NOUN
cblr-14252	398	24	of	of	ADP
cblr-14252	398	25	the	the	DET
cblr-14252	398	26	16th	16th	ADJ
cblr-14252	398	27	international	international	ADJ
cblr-14252	398	28	academic	academic	ADJ
cblr-14252	398	29	mindtrek	mindtrek	PROPN
cblr-14252	398	30	conference	conference	NOUN
cblr-14252	398	31	17	17	NUM
cblr-14252	398	32	(	(	PUNCT
cblr-14252	398	33	2012	2012	NUM
cblr-14252	398	34	)	)	PUNCT
cblr-14252	398	35	;	;	PUNCT
cblr-14252	398	36	sergio	sergio	PROPN
cblr-14252	398	37	a.g	a.g	PROPN
cblr-14252	398	38	.	.	PROPN
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cblr-14252	398	40	&	&	CCONJ
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cblr-14252	398	43	sautter	sautter	PROPN
cblr-14252	398	44	,	,	PUNCT
cblr-14252	398	45	corporate	corporate	ADJ
cblr-14252	398	46	governance	governance	NOUN
cblr-14252	398	47	gaming	gaming	NOUN
cblr-14252	398	48	:	:	PUNCT
cblr-14252	398	49	the	the	DET
cblr-14252	398	50	collective	collective	ADJ
cblr-14252	398	51	power	power	NOUN
cblr-14252	398	52	of	of	ADP
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cblr-14252	398	55	,	,	PUNCT
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cblr-14252	398	58	.	.	PROPN
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cblr-14252	398	60	j.	j.	PROPN
cblr-14252	398	61	51	51	PROPN
cblr-14252	398	62	,	,	PUNCT
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cblr-14252	398	64	(	(	PUNCT
cblr-14252	398	65	2021	2021	NUM
cblr-14252	398	66	)	)	PUNCT
cblr-14252	398	67	.	.	PUNCT
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cblr-14252	399	4	,	,	PUNCT
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cblr-14252	399	7	,	,	PUNCT
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cblr-14252	399	11	&	&	CCONJ
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cblr-14252	399	14	,	,	PUNCT
cblr-14252	399	15	digital	digital	ADJ
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cblr-14252	399	19	to	to	PART
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cblr-14252	399	21	and	and	CCONJ
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cblr-14252	399	24	,	,	PUNCT
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cblr-14252	401	2	.	.	PUNCT
cblr-14252	402	1	inter	inter	PROPN
cblr-14252	402	2	.	.	PUNCT
cblr-14252	403	1	(	(	PUNCT
cblr-14252	403	2	tochi	tochi	PROPN
cblr-14252	403	3	)	)	PUNCT
cblr-14252	403	4	1	1	NUM
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cblr-14252	403	7	(	(	PUNCT
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cblr-14252	404	4	law	law	PROPN
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cblr-14252	404	6	[	[	X
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cblr-14252	404	8	.	.	PUNCT
cblr-14252	405	1	2025	2025	NUM
cblr-14252	406	1	but	but	CCONJ
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cblr-14252	406	3	and	and	CCONJ
cblr-14252	406	4	design	design	NOUN
cblr-14252	406	5	can	can	AUX
cblr-14252	406	6	also	also	ADV
cblr-14252	406	7	be	be	AUX
cblr-14252	406	8	abused	abuse	VERB
cblr-14252	406	9	to	to	PART
cblr-14252	406	10	motivate	motivate	VERB
cblr-14252	406	11	people	people	NOUN
cblr-14252	406	12	in	in	ADP
cblr-14252	406	13	ways	way	NOUN
cblr-14252	406	14	that	that	PRON
cblr-14252	406	15	are	be	AUX
cblr-14252	406	16	against	against	ADP
cblr-14252	406	17	their	their	PRON
cblr-14252	406	18	self	self	NOUN
cblr-14252	406	19	-	-	PUNCT
cblr-14252	406	20	interest.82	interest.82	NOUN
cblr-14252	406	21	moreover	moreover	ADV
cblr-14252	406	22	,	,	PUNCT
cblr-14252	406	23	reconstructing	reconstruct	VERB
cblr-14252	406	24	investment	investment	NOUN
cblr-14252	406	25	as	as	SCONJ
cblr-14252	406	26	entertainment	entertainment	NOUN
cblr-14252	406	27	raises	raise	VERB
cblr-14252	406	28	ethical	ethical	ADJ
cblr-14252	406	29	and	and	CCONJ
cblr-14252	406	30	legal	legal	ADJ
cblr-14252	406	31	concerns	concern	NOUN
cblr-14252	406	32	related	relate	VERB
cblr-14252	406	33	to	to	ADP
cblr-14252	406	34	contextual	contextual	ADJ
cblr-14252	406	35	integrity	integrity	NOUN
cblr-14252	406	36	and	and	CCONJ
cblr-14252	406	37	decisional	decisional	ADJ
cblr-14252	406	38	autonomy	autonomy	NOUN
cblr-14252	406	39	.	.	PUNCT
cblr-14252	407	1	thus	thus	ADV
cblr-14252	407	2	,	,	PUNCT
cblr-14252	407	3	gamification	gamification	NOUN
cblr-14252	407	4	features	feature	NOUN
cblr-14252	407	5	can	can	AUX
cblr-14252	407	6	be	be	AUX
cblr-14252	407	7	highly	highly	ADV
cblr-14252	407	8	effective	effective	ADJ
cblr-14252	407	9	tools	tool	NOUN
cblr-14252	407	10	for	for	ADP
cblr-14252	407	11	digital	digital	ADJ
cblr-14252	407	12	persuasion	persuasion	NOUN
cblr-14252	407	13	,	,	PUNCT
cblr-14252	407	14	but	but	CCONJ
cblr-14252	407	15	they	they	PRON
cblr-14252	407	16	may	may	AUX
cblr-14252	407	17	also	also	ADV
cblr-14252	407	18	be	be	AUX
cblr-14252	407	19	misapplied	misapply	VERB
cblr-14252	407	20	in	in	ADP
cblr-14252	407	21	the	the	DET
cblr-14252	407	22	retail	retail	ADJ
cblr-14252	407	23	investment	investment	NOUN
cblr-14252	407	24	context	context	NOUN
cblr-14252	407	25	,	,	PUNCT
cblr-14252	407	26	where	where	SCONJ
cblr-14252	407	27	they	they	PRON
cblr-14252	407	28	can	can	AUX
cblr-14252	407	29	exploit	exploit	VERB
cblr-14252	407	30	cognitive	cognitive	ADJ
cblr-14252	407	31	and	and	CCONJ
cblr-14252	407	32	other	other	ADJ
cblr-14252	407	33	biases	bias	NOUN
cblr-14252	407	34	and	and	CCONJ
cblr-14252	407	35	lead	lead	VERB
cblr-14252	407	36	to	to	ADP
cblr-14252	407	37	harmful	harmful	ADJ
cblr-14252	407	38	financial	financial	ADJ
cblr-14252	407	39	decisions	decision	NOUN
cblr-14252	407	40	.	.	PUNCT
cblr-14252	408	1	a.	a.	NOUN
cblr-14252	408	2	when	when	SCONJ
cblr-14252	408	3	games	game	NOUN
cblr-14252	408	4	go	go	VERB
cblr-14252	408	5	wrong	wrong	ADJ
cblr-14252	408	6	when	when	SCONJ
cblr-14252	408	7	gamification	gamification	NOUN
cblr-14252	408	8	in	in	ADP
cblr-14252	408	9	finance	finance	NOUN
cblr-14252	408	10	prioritizes	prioritize	VERB
cblr-14252	408	11	engagement	engagement	NOUN
cblr-14252	408	12	and	and	CCONJ
cblr-14252	408	13	profit	profit	NOUN
cblr-14252	408	14	over	over	ADP
cblr-14252	408	15	user	user	NOUN
cblr-14252	408	16	education	education	NOUN
cblr-14252	408	17	and	and	CCONJ
cblr-14252	408	18	protection	protection	NOUN
cblr-14252	408	19	,	,	PUNCT
cblr-14252	408	20	it	it	PRON
cblr-14252	408	21	can	can	AUX
cblr-14252	408	22	inadvertently	inadvertently	ADV
cblr-14252	408	23	encourage	encourage	VERB
cblr-14252	408	24	reckless	reckless	ADJ
cblr-14252	408	25	financial	financial	ADJ
cblr-14252	408	26	behavior	behavior	NOUN
cblr-14252	408	27	,	,	PUNCT
cblr-14252	408	28	disproportionately	disproportionately	ADV
cblr-14252	408	29	harming	harm	VERB
cblr-14252	408	30	economically	economically	ADV
cblr-14252	408	31	vulnerable	vulnerable	ADJ
cblr-14252	408	32	individuals	individual	NOUN
cblr-14252	408	33	and	and	CCONJ
cblr-14252	408	34	exacerbating	exacerbate	VERB
cblr-14252	408	35	wealth	wealth	NOUN
cblr-14252	408	36	inequality	inequality	NOUN
cblr-14252	408	37	.	.	PUNCT
cblr-14252	409	1	i.	i.	PROPN
cblr-14252	409	2	the	the	DET
cblr-14252	409	3	impact	impact	NOUN
cblr-14252	409	4	of	of	ADP
cblr-14252	409	5	new	new	ADJ
cblr-14252	409	6	media	medium	NOUN
cblr-14252	409	7	and	and	CCONJ
cblr-14252	409	8	digital	digital	ADJ
cblr-14252	409	9	platforms	platform	NOUN
cblr-14252	409	10	on	on	ADP
cblr-14252	409	11	the	the	DET
cblr-14252	409	12	financial	financial	ADJ
cblr-14252	409	13	markets	market	NOUN
cblr-14252	409	14	despite	despite	SCONJ
cblr-14252	409	15	considerable	considerable	ADJ
cblr-14252	409	16	literature	literature	NOUN
cblr-14252	409	17	examining	examine	VERB
cblr-14252	409	18	retail	retail	ADJ
cblr-14252	409	19	investment	investment	NOUN
cblr-14252	409	20	and	and	CCONJ
cblr-14252	409	21	in	in	ADP
cblr-14252	409	22	-	-	PUNCT
cblr-14252	409	23	depth	depth	NOUN
cblr-14252	409	24	research	research	NOUN
cblr-14252	409	25	on	on	ADP
cblr-14252	409	26	the	the	DET
cblr-14252	409	27	impact	impact	NOUN
cblr-14252	409	28	of	of	ADP
cblr-14252	409	29	new	new	ADJ
cblr-14252	409	30	media	medium	NOUN
cblr-14252	409	31	and	and	CCONJ
cblr-14252	409	32	digital	digital	ADJ
cblr-14252	409	33	platforms	platform	NOUN
cblr-14252	409	34	on	on	ADP
cblr-14252	409	35	the	the	DET
cblr-14252	409	36	financial	financial	ADJ
cblr-14252	409	37	markets,83	markets,83	NOUN
cblr-14252	409	38	and	and	CCONJ
cblr-14252	409	39	82	82	NUM
cblr-14252	409	40	see	see	VERB
cblr-14252	409	41	werbach	werbach	NOUN
cblr-14252	409	42	&	&	CCONJ
cblr-14252	409	43	hunter	hunter	PROPN
cblr-14252	409	44	,	,	PUNCT
cblr-14252	409	45	supra	supra	PROPN
cblr-14252	409	46	note	note	PROPN
cblr-14252	409	47	27	27	NUM
cblr-14252	409	48	,	,	PUNCT
cblr-14252	409	49	at	at	ADP
cblr-14252	409	50	39	39	NUM
cblr-14252	409	51	.	.	PUNCT
cblr-14252	410	1	83	83	NUM
cblr-14252	410	2	see	see	VERB
cblr-14252	410	3	,	,	PUNCT
cblr-14252	410	4	e.g.	e.g.	ADV
cblr-14252	410	5	,	,	PUNCT
cblr-14252	410	6	eric	eric	PROPN
cblr-14252	410	7	c.	c.	PROPN
cblr-14252	410	8	chaffee	chaffee	PROPN
cblr-14252	410	9	,	,	PUNCT
cblr-14252	410	10	securities	security	NOUN
cblr-14252	410	11	regulation	regulation	NOUN
cblr-14252	410	12	in	in	ADP
cblr-14252	410	13	virtual	virtual	ADJ
cblr-14252	410	14	spaces	space	NOUN
cblr-14252	410	15	,	,	PUNCT
cblr-14252	410	16	74	74	NUM
cblr-14252	410	17	wash	wash	NOUN
cblr-14252	410	18	.	.	PUNCT
cblr-14252	410	19	&	&	CCONJ
cblr-14252	410	20	lee	lee	PROPN
cblr-14252	410	21	l.	l.	PROPN
cblr-14252	410	22	rev	rev	PROPN
cblr-14252	410	23	.	.	PROPN
cblr-14252	410	24	1387	1387	NUM
cblr-14252	410	25	,	,	PUNCT
cblr-14252	410	26	1390	1390	NUM
cblr-14252	410	27	(	(	PUNCT
cblr-14252	410	28	2017	2017	NUM
cblr-14252	410	29	)	)	PUNCT
cblr-14252	410	30	;	;	PUNCT
cblr-14252	410	31	joshua	joshua	PROPN
cblr-14252	410	32	mitts	mitts	PROPN
cblr-14252	410	33	,	,	PUNCT
cblr-14252	410	34	a	a	DET
cblr-14252	410	35	legal	legal	ADJ
cblr-14252	410	36	perspective	perspective	NOUN
cblr-14252	410	37	on	on	ADP
cblr-14252	410	38	technology	technology	NOUN
cblr-14252	410	39	and	and	CCONJ
cblr-14252	410	40	the	the	DET
cblr-14252	410	41	capital	capital	NOUN
cblr-14252	410	42	markets	market	NOUN
cblr-14252	410	43	:	:	PUNCT
cblr-14252	410	44	social	social	ADJ
cblr-14252	410	45	media	medium	NOUN
cblr-14252	410	46	,	,	PUNCT
cblr-14252	410	47	short	short	ADJ
cblr-14252	410	48	activism	activism	NOUN
cblr-14252	410	49	and	and	CCONJ
cblr-14252	410	50	the	the	DET
cblr-14252	410	51	algorithmic	algorithmic	ADJ
cblr-14252	410	52	revolution	revolution	PROPN
cblr-14252	410	53	(	(	PUNCT
cblr-14252	410	54	columbia	columbia	PROPN
cblr-14252	410	55	l.	l.	PROPN
cblr-14252	410	56	and	and	CCONJ
cblr-14252	410	57	econ	econ	PROPN
cblr-14252	410	58	.	.	PROPN
cblr-14252	410	59	,	,	PUNCT
cblr-14252	410	60	working	work	VERB
cblr-14252	410	61	paper	paper	NOUN
cblr-14252	410	62	no	no	INTJ
cblr-14252	410	63	.	.	NOUN
cblr-14252	410	64	615	615	NUM
cblr-14252	410	65	)	)	PUNCT
cblr-14252	410	66	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3447235	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3447235	PROPN
cblr-14252	411	1	[	[	X
cblr-14252	411	2	https://perma.cc/8e26-trkk	https://perma.cc/8e26-trkk	NOUN
cblr-14252	411	3	]	]	X
cblr-14252	411	4	;	;	PUNCT
cblr-14252	411	5	;	;	PUNCT
cblr-14252	411	6	frank	frank	ADJ
cblr-14252	411	7	pasquale	pasquale	PROPN
cblr-14252	411	8	,	,	PUNCT
cblr-14252	411	9	law	law	NOUN
cblr-14252	411	10	’s	’s	PART
cblr-14252	411	11	acceleration	acceleration	NOUN
cblr-14252	411	12	of	of	ADP
cblr-14252	411	13	finance	finance	NOUN
cblr-14252	411	14	:	:	PUNCT
cblr-14252	411	15	redefining	redefine	VERB
cblr-14252	411	16	the	the	DET
cblr-14252	411	17	problem	problem	NOUN
cblr-14252	411	18	of	of	ADP
cblr-14252	411	19	high	high	ADJ
cblr-14252	411	20	-	-	PUNCT
cblr-14252	411	21	frequency	frequency	NOUN
cblr-14252	411	22	trading	trading	NOUN
cblr-14252	411	23	,	,	PUNCT
cblr-14252	411	24	36	36	NUM
cblr-14252	411	25	cardozo	cardozo	PROPN
cblr-14252	411	26	l.rev	l.rev	X
cblr-14252	411	27	.	.	PUNCT
cblr-14252	411	28	2085	2085	NUM
cblr-14252	411	29	,	,	PUNCT
cblr-14252	411	30	2086	2086	NUM
cblr-14252	411	31	(	(	PUNCT
cblr-14252	411	32	aug	aug	PROPN
cblr-14252	411	33	.	.	PROPN
cblr-14252	411	34	2015	2015	NUM
cblr-14252	411	35	)	)	PUNCT
cblr-14252	411	36	;	;	PUNCT
cblr-14252	411	37	benjamin	benjamin	PROPN
cblr-14252	411	38	p.	p.	PROPN
cblr-14252	411	39	edwards	edwards	PROPN
cblr-14252	411	40	,	,	PUNCT
cblr-14252	411	41	the	the	DET
cblr-14252	411	42	rise	rise	NOUN
cblr-14252	411	43	of	of	ADP
cblr-14252	411	44	automated	automate	VERB
cblr-14252	411	45	investment	investment	NOUN
cblr-14252	411	46	advice	advice	NOUN
cblr-14252	411	47	:	:	PUNCT
cblr-14252	411	48	can	can	AUX
cblr-14252	411	49	robo	robo	VERB
cblr-14252	411	50	-	-	PUNCT
cblr-14252	411	51	advisers	adviser	NOUN
cblr-14252	411	52	rescue	rescue	VERB
cblr-14252	411	53	the	the	DET
cblr-14252	411	54	retail	retail	ADJ
cblr-14252	411	55	market	market	NOUN
cblr-14252	411	56	?	?	PUNCT
cblr-14252	411	57	,	,	PUNCT
cblr-14252	411	58	93	93	NUM
cblr-14252	411	59	chi.-kent	chi.-kent	PROPN
cblr-14252	411	60	l.	l.	PROPN
cblr-14252	411	61	rev	rev	PROPN
cblr-14252	411	62	.	.	PROPN
cblr-14252	411	63	97	97	NUM
cblr-14252	411	64	(	(	PUNCT
cblr-14252	411	65	2018	2018	NUM
cblr-14252	411	66	)	)	PUNCT
cblr-14252	411	67	;	;	PUNCT
cblr-14252	411	68	rory	rory	PROPN
cblr-14252	411	69	van	van	PROPN
cblr-14252	411	70	loo	loo	PROPN
cblr-14252	411	71	,	,	PUNCT
cblr-14252	411	72	making	make	VERB
cblr-14252	411	73	innovation	innovation	NOUN
cblr-14252	411	74	more	more	ADV
cblr-14252	411	75	competitive	competitive	ADJ
cblr-14252	411	76	:	:	PUNCT
cblr-14252	411	77	the	the	DET
cblr-14252	411	78	case	case	NOUN
cblr-14252	411	79	of	of	ADP
cblr-14252	411	80	fintech	fintech	NOUN
cblr-14252	411	81	,	,	PUNCT
cblr-14252	411	82	65	65	NUM
cblr-14252	411	83	ucla	ucla	PROPN
cblr-14252	411	84	l.	l.	PROPN
cblr-14252	411	85	rev	rev	PROPN
cblr-14252	411	86	.	.	PROPN
cblr-14252	411	87	232	232	NUM
cblr-14252	411	88	(	(	PUNCT
cblr-14252	411	89	2018	2018	NUM
cblr-14252	411	90	)	)	PUNCT
cblr-14252	411	91	;	;	PUNCT
cblr-14252	411	92	chris	chris	PROPN
cblr-14252	411	93	brummer	brummer	PROPN
cblr-14252	411	94	&	&	CCONJ
cblr-14252	411	95	yesha	yesha	PROPN
cblr-14252	411	96	yadav	yadav	PROPN
cblr-14252	411	97	,	,	PUNCT
cblr-14252	411	98	fintech	fintech	NOUN
cblr-14252	411	99	and	and	CCONJ
cblr-14252	411	100	the	the	DET
cblr-14252	411	101	innovation	innovation	NOUN
cblr-14252	411	102	trilemma	trilemma	NOUN
cblr-14252	411	103	,	,	PUNCT
cblr-14252	411	104	107	107	NUM
cblr-14252	411	105	geo	geo	PROPN
cblr-14252	411	106	.	.	PROPN
cblr-14252	411	107	l.	l.	PROPN
cblr-14252	411	108	rev	rev	PROPN
cblr-14252	411	109	.	.	PROPN
cblr-14252	411	110	,	,	PUNCT
cblr-14252	411	111	235	235	NUM
cblr-14252	411	112	(	(	PUNCT
cblr-14252	411	113	2019	2019	NUM
cblr-14252	411	114	)	)	PUNCT
cblr-14252	411	115	;	;	PUNCT
cblr-14252	411	116	nizan	nizan	NOUN
cblr-14252	411	117	geslevich	geslevich	NOUN
cblr-14252	411	118	packin	packin	NOUN
cblr-14252	411	119	,	,	PUNCT
cblr-14252	411	120	consumer	consumer	NOUN
cblr-14252	411	121	finance	finance	NOUN
cblr-14252	411	122	and	and	CCONJ
cblr-14252	411	123	ai	ai	VERB
cblr-14252	411	124	:	:	PUNCT
cblr-14252	411	125	the	the	DET
cblr-14252	411	126	death	death	NOUN
cblr-14252	411	127	of	of	ADP
cblr-14252	411	128	second	second	ADJ
cblr-14252	411	129	opinions	opinion	NOUN
cblr-14252	411	130	?	?	PUNCT
cblr-14252	411	131	,	,	PUNCT
cblr-14252	411	132	22	22	NUM
cblr-14252	411	133	n.y.u	n.y.u	NOUN
cblr-14252	411	134	.	.	PUNCT
cblr-14252	411	135	j.	j.	PROPN
cblr-14252	411	136	legis	legis	PROPN
cblr-14252	411	137	.	.	PUNCT
cblr-14252	411	138	&	&	CCONJ
cblr-14252	411	139	pub	pub	NOUN
cblr-14252	411	140	.	.	PUNCT
cblr-14252	412	1	pol'y	pol'y	NOUN
cblr-14252	412	2	101	101	NUM
cblr-14252	412	3	(	(	PUNCT
cblr-14252	412	4	2020	2020	NUM
cblr-14252	412	5	)	)	PUNCT
cblr-14252	412	6	;	;	PUNCT
cblr-14252	412	7	kristin	kristin	PROPN
cblr-14252	412	8	johnson	johnson	PROPN
cblr-14252	412	9	,	,	PUNCT
cblr-14252	412	10	frank	frank	PROPN
cblr-14252	412	11	pasquale	pasquale	PROPN
cblr-14252	412	12	&	&	CCONJ
cblr-14252	412	13	jennifer	jennifer	PROPN
cblr-14252	412	14	smith	smith	PROPN
cblr-14252	413	1	no	no	INTJ
cblr-14252	413	2	.	.	PROPN
cblr-14252	413	3	1	1	NUM
cblr-14252	413	4	]	]	PUNCT
cblr-14252	413	5	risk	risk	NOUN
cblr-14252	413	6	,	,	PUNCT
cblr-14252	413	7	discretion	discretion	NOUN
cblr-14252	413	8	,	,	PUNCT
cblr-14252	413	9	and	and	CCONJ
cblr-14252	413	10	bank	bank	NOUN
cblr-14252	413	11	supervision	supervision	NOUN
cblr-14252	413	12	337	337	NUM
cblr-14252	413	13	notwithstanding	notwithstanding	ADP
cblr-14252	413	14	the	the	DET
cblr-14252	413	15	relatively	relatively	ADV
cblr-14252	413	16	rich	rich	ADJ
cblr-14252	413	17	scholarship	scholarship	NOUN
cblr-14252	413	18	on	on	ADP
cblr-14252	413	19	the	the	DET
cblr-14252	413	20	psychology	psychology	NOUN
cblr-14252	413	21	of	of	ADP
cblr-14252	413	22	gambling	gambling	NOUN
cblr-14252	413	23	,	,	PUNCT
cblr-14252	413	24	as	as	SCONJ
cblr-14252	413	25	discussed	discuss	VERB
cblr-14252	413	26	below,84	below,84	NOUN
cblr-14252	413	27	academics	academic	NOUN
cblr-14252	413	28	have	have	AUX
cblr-14252	413	29	rarely	rarely	ADV
cblr-14252	413	30	discussed	discuss	VERB
cblr-14252	413	31	trading	trading	NOUN
cblr-14252	413	32	apps	app	NOUN
cblr-14252	413	33	that	that	PRON
cblr-14252	413	34	direct	direct	ADJ
cblr-14252	413	35	retail	retail	ADJ
cblr-14252	413	36	traders	trader	NOUN
cblr-14252	413	37	'	'	PART
cblr-14252	413	38	attention	attention	NOUN
cblr-14252	413	39	and	and	CCONJ
cblr-14252	413	40	influence	influence	VERB
cblr-14252	413	41	their	their	PRON
cblr-14252	413	42	investment	investment	NOUN
cblr-14252	413	43	choices.85	choices.85	PROPN
cblr-14252	413	44	gaming	gaming	NOUN
cblr-14252	413	45	,	,	PUNCT
cblr-14252	413	46	gambling	gambling	NOUN
cblr-14252	413	47	,	,	PUNCT
cblr-14252	413	48	and	and	CCONJ
cblr-14252	413	49	active	active	ADJ
cblr-14252	413	50	investments	investment	NOUN
cblr-14252	413	51	have	have	AUX
cblr-14252	413	52	only	only	ADV
cblr-14252	413	53	recently	recently	ADV
cblr-14252	413	54	started	start	VERB
cblr-14252	413	55	been	be	AUX
cblr-14252	413	56	discussedand	discussedand	NOUN
cblr-14252	413	57	rarely	rarely	ADV
cblr-14252	413	58	empirically	empirically	ADV
cblr-14252	413	59	studied	study	VERB
cblr-14252	413	60	-	-	PUNCT
cblr-14252	413	61	together	together	ADV
cblr-14252	413	62	,	,	PUNCT
cblr-14252	413	63	leaving	leave	VERB
cblr-14252	413	64	a	a	DET
cblr-14252	413	65	critical	critical	ADJ
cblr-14252	413	66	gap	gap	NOUN
cblr-14252	413	67	in	in	ADP
cblr-14252	413	68	the	the	DET
cblr-14252	413	69	literature	literature	NOUN
cblr-14252	413	70	.	.	PUNCT
cblr-14252	414	1	indeed	indeed	ADV
cblr-14252	414	2	,	,	PUNCT
cblr-14252	414	3	the	the	DET
cblr-14252	414	4	sec	sec	PROPN
cblr-14252	414	5	's	's	PART
cblr-14252	414	6	request	request	NOUN
cblr-14252	414	7	for	for	ADP
cblr-14252	414	8	public	public	ADJ
cblr-14252	414	9	comment	comment	NOUN
cblr-14252	414	10	on	on	ADP
cblr-14252	414	11	digital	digital	ADJ
cblr-14252	414	12	engagement	engagement	NOUN
cblr-14252	414	13	practices	practice	NOUN
cblr-14252	414	14	,	,	PUNCT
cblr-14252	414	15	including	include	VERB
cblr-14252	414	16	gamification	gamification	NOUN
cblr-14252	414	17	and	and	CCONJ
cblr-14252	414	18	gambling	gambling	NOUN
cblr-14252	414	19	-	-	PUNCT
cblr-14252	414	20	related	relate	VERB
cblr-14252	414	21	features	feature	NOUN
cblr-14252	414	22	,	,	PUNCT
cblr-14252	414	23	denotes	denote	VERB
cblr-14252	414	24	the	the	DET
cblr-14252	414	25	lack	lack	NOUN
cblr-14252	414	26	of	of	ADP
cblr-14252	414	27	an	an	DET
cblr-14252	414	28	accepted	accepted	ADJ
cblr-14252	414	29	model	model	NOUN
cblr-14252	414	30	to	to	PART
cblr-14252	414	31	distinguish	distinguish	VERB
cblr-14252	414	32	between	between	ADP
cblr-14252	414	33	these	these	DET
cblr-14252	414	34	industries	industry	NOUN
cblr-14252	414	35	,	,	PUNCT
cblr-14252	414	36	which	which	PRON
cblr-14252	414	37	have	have	AUX
cblr-14252	414	38	become	become	VERB
cblr-14252	414	39	closely	closely	ADV
cblr-14252	414	40	intertwined.86	intertwined.86	ADJ
cblr-14252	414	41	interdisciplinary	interdisciplinary	ADJ
cblr-14252	414	42	literature	literature	NOUN
cblr-14252	414	43	,	,	PUNCT
cblr-14252	414	44	in	in	ADP
cblr-14252	414	45	technology	technology	NOUN
cblr-14252	414	46	,	,	PUNCT
cblr-14252	414	47	psychology	psychology	NOUN
cblr-14252	414	48	and	and	CCONJ
cblr-14252	414	49	law,87	law,87	NOUN
cblr-14252	414	50	has	have	AUX
cblr-14252	414	51	just	just	ADV
cblr-14252	414	52	begun	begin	VERB
cblr-14252	414	53	to	to	PART
cblr-14252	414	54	focus	focus	VERB
cblr-14252	414	55	in	in	ADP
cblr-14252	414	56	recent	recent	ADJ
cblr-14252	414	57	years	year	NOUN
cblr-14252	414	58	on	on	ADP
cblr-14252	414	59	the	the	DET
cblr-14252	414	60	concerns	concern	NOUN
cblr-14252	414	61	that	that	PRON
cblr-14252	414	62	gamification	gamification	NOUN
cblr-14252	414	63	raises	raise	VERB
cblr-14252	414	64	in	in	ADP
cblr-14252	414	65	trading	trade	VERB
cblr-14252	414	66	apps,88	apps,88	NOUN
cblr-14252	414	67	in	in	ADP
cblr-14252	414	68	an	an	DET
cblr-14252	414	69	attempt	attempt	NOUN
cblr-14252	414	70	to	to	PART
cblr-14252	414	71	offer	offer	VERB
cblr-14252	414	72	some	some	DET
cblr-14252	414	73	insights.89	insights.89	PROPN
cblr-14252	414	74	chapman	chapman	PROPN
cblr-14252	414	75	,	,	PUNCT
cblr-14252	414	76	artificial	artificial	ADJ
cblr-14252	414	77	intelligence	intelligence	NOUN
cblr-14252	414	78	,	,	PUNCT
cblr-14252	414	79	machine	machine	NOUN
cblr-14252	414	80	learning	learning	NOUN
cblr-14252	414	81	and	and	CCONJ
cblr-14252	414	82	bias	bias	NOUN
cblr-14252	414	83	in	in	ADP
cblr-14252	414	84	finance	finance	NOUN
cblr-14252	414	85	:	:	PUNCT
cblr-14252	414	86	toward	toward	ADP
cblr-14252	414	87	responsible	responsible	ADJ
cblr-14252	414	88	innovation	innovation	NOUN
cblr-14252	414	89	,	,	PUNCT
cblr-14252	414	90	88	88	NUM
cblr-14252	414	91	fordham	fordham	PROPN
cblr-14252	414	92	l.	l.	PROPN
cblr-14252	414	93	rev	rev	PROPN
cblr-14252	414	94	.	.	PROPN
cblr-14252	414	95	499	499	NUM
cblr-14252	414	96	,	,	PUNCT
cblr-14252	414	97	499–500	499–500	NUM
cblr-14252	414	98	(	(	PUNCT
cblr-14252	414	99	2019	2019	NUM
cblr-14252	414	100	)	)	PUNCT
cblr-14252	414	101	.	.	PUNCT
cblr-14252	415	1	84	84	NUM
cblr-14252	415	2	see	see	VERB
cblr-14252	415	3	infra	infra	NOUN
cblr-14252	415	4	section	section	NOUN
cblr-14252	415	5	iii	iii	PROPN
cblr-14252	415	6	.	.	PROPN
cblr-14252	415	7	85	85	NUM
cblr-14252	415	8	chaudhry	chaudhry	PROPN
cblr-14252	415	9	&	&	CCONJ
cblr-14252	415	10	kulkarni	kulkarni	PROPN
cblr-14252	415	11	,	,	PUNCT
cblr-14252	415	12	supra	supra	PROPN
cblr-14252	415	13	note	note	PROPN
cblr-14252	415	14	16	16	NUM
cblr-14252	415	15	.	.	PUNCT
cblr-14252	416	1	86	86	NUM
cblr-14252	416	2	see	see	VERB
cblr-14252	416	3	request	request	NOUN
cblr-14252	416	4	for	for	ADP
cblr-14252	416	5	information	information	NOUN
cblr-14252	416	6	or	or	CCONJ
cblr-14252	416	7	comment	comment	NOUN
cblr-14252	416	8	on	on	ADP
cblr-14252	416	9	broker	broker	NOUN
cblr-14252	416	10	-	-	PUNCT
cblr-14252	416	11	dealer	dealer	NOUN
cblr-14252	416	12	and	and	CCONJ
cblr-14252	416	13	investment	investment	NOUN
cblr-14252	416	14	adviser	adviser	NOUN
cblr-14252	416	15	digital	digital	ADJ
cblr-14252	416	16	engagement	engagement	NOUN
cblr-14252	416	17	practices	practice	NOUN
cblr-14252	416	18	,	,	PUNCT
cblr-14252	416	19	related	related	ADJ
cblr-14252	416	20	tools	tool	NOUN
cblr-14252	416	21	and	and	CCONJ
cblr-14252	416	22	methods	method	NOUN
cblr-14252	416	23	,	,	PUNCT
cblr-14252	416	24	and	and	CCONJ
cblr-14252	416	25	regulatory	regulatory	ADJ
cblr-14252	416	26	considerations	consideration	NOUN
cblr-14252	416	27	and	and	CCONJ
cblr-14252	416	28	potential	potential	ADJ
cblr-14252	416	29	approaches	approach	NOUN
cblr-14252	416	30	;	;	PUNCT
cblr-14252	416	31	information	information	NOUN
cblr-14252	416	32	and	and	CCONJ
cblr-14252	416	33	comments	comment	NOUN
cblr-14252	416	34	on	on	ADP
cblr-14252	416	35	investment	investment	NOUN
cblr-14252	416	36	advisor	advisor	NOUN
cblr-14252	416	37	use	use	NOUN
cblr-14252	416	38	of	of	ADP
cblr-14252	416	39	technology	technology	NOUN
cblr-14252	416	40	to	to	PART
cblr-14252	416	41	develop	develop	VERB
cblr-14252	416	42	and	and	CCONJ
cblr-14252	416	43	provide	provide	VERB
cblr-14252	416	44	investment	investment	NOUN
cblr-14252	416	45	advice	advice	NOUN
cblr-14252	416	46	,	,	PUNCT
cblr-14252	416	47	exchange	exchange	NOUN
cblr-14252	416	48	act	act	NOUN
cblr-14252	416	49	release	release	VERB
cblr-14252	416	50	no	no	NOUN
cblr-14252	416	51	.	.	NOUN
cblr-14252	416	52	3492766	3492766	NUM
cblr-14252	416	53	,	,	PUNCT
cblr-14252	416	54	file	file	VERB
cblr-14252	416	55	no	no	PRON
cblr-14252	416	56	.	.	PUNCT
cblr-14252	417	1	s7	s7	NOUN
cblr-14252	417	2	-	-	PUNCT
cblr-14252	417	3	10	10	NUM
cblr-14252	417	4	-	-	SYM
cblr-14252	417	5	21	21	NUM
cblr-14252	417	6	rin	rin	NOUN
cblr-14252	417	7	3235	3235	NUM
cblr-14252	417	8	-	-	PUNCT
cblr-14252	417	9	an00	an00	PROPN
cblr-14252	417	10	(	(	PUNCT
cblr-14252	417	11	aug	aug	PROPN
cblr-14252	417	12	.	.	PROPN
cblr-14252	417	13	27	27	NUM
cblr-14252	417	14	2021	2021	NUM
cblr-14252	417	15	)	)	PUNCT
cblr-14252	417	16	,	,	PUNCT
cblr-14252	417	17	https://www.sec.gov/rules/other/2021/34-92766.pdf	https://www.sec.gov/rules/other/2021/34-92766.pdf	PROPN
cblr-14252	418	1	[	[	X
cblr-14252	418	2	https://perma.cc/3tm7h6js	https://perma.cc/3tm7h6js	PROPN
cblr-14252	418	3	]	]	X
cblr-14252	418	4	;	;	PUNCT
cblr-14252	418	5	sec	sec	PROPN
cblr-14252	418	6	,	,	PUNCT
cblr-14252	418	7	staff	staff	NOUN
cblr-14252	418	8	report	report	NOUN
cblr-14252	418	9	on	on	ADP
cblr-14252	418	10	equity	equity	NOUN
cblr-14252	418	11	and	and	CCONJ
cblr-14252	418	12	options	option	NOUN
cblr-14252	418	13	market	market	NOUN
cblr-14252	418	14	structure	structure	NOUN
cblr-14252	418	15	conditions	condition	NOUN
cblr-14252	418	16	in	in	ADP
cblr-14252	418	17	early	early	ADJ
cblr-14252	418	18	2021	2021	NUM
cblr-14252	418	19	(	(	PUNCT
cblr-14252	418	20	oct	oct	PROPN
cblr-14252	418	21	.	.	PROPN
cblr-14252	418	22	14	14	NUM
cblr-14252	418	23	,	,	PUNCT
cblr-14252	418	24	2021	2021	NUM
cblr-14252	418	25	)	)	PUNCT
cblr-14252	418	26	,	,	PUNCT
cblr-14252	418	27	https://www.sec.gov/files/staffreport-equity-options-market-struction-conditions-early-2021.pdf	https://www.sec.gov/files/staffreport-equity-options-market-struction-conditions-early-2021.pdf	X
cblr-14252	419	1	[	[	X
cblr-14252	419	2	https://perma.cc/xbc6-52lh	https://perma.cc/xbc6-52lh	NOUN
cblr-14252	419	3	]	]	PUNCT
cblr-14252	419	4	.	.	PUNCT
cblr-14252	420	1	87	87	NUM
cblr-14252	420	2	langvardt	langvardt	PROPN
cblr-14252	420	3	&	&	CCONJ
cblr-14252	420	4	tierney	tierney	PROPN
cblr-14252	420	5	,	,	PUNCT
cblr-14252	420	6	supra	supra	PROPN
cblr-14252	420	7	note	note	PROPN
cblr-14252	420	8	26	26	NUM
cblr-14252	420	9	.	.	NOUN
cblr-14252	420	10	88	88	NUM
cblr-14252	420	11	james	james	PROPN
cblr-14252	420	12	fallows	fallows	PROPN
cblr-14252	420	13	tierney	tierney	PROPN
cblr-14252	420	14	,	,	PUNCT
cblr-14252	420	15	investment	investment	NOUN
cblr-14252	420	16	games	game	NOUN
cblr-14252	420	17	,	,	PUNCT
cblr-14252	420	18	72	72	NUM
cblr-14252	420	19	duke	duke	PROPN
cblr-14252	420	20	l.	l.	PROPN
cblr-14252	420	21	j.	j.	PROPN
cblr-14252	420	22	353	353	PROPN
cblr-14252	420	23	(	(	PUNCT
cblr-14252	420	24	2022	2022	NUM
cblr-14252	420	25	)	)	PUNCT
cblr-14252	420	26	.	.	PUNCT
cblr-14252	421	1	89	89	NUM
cblr-14252	422	1	i	i	PRON
cblr-14252	422	2	d.	d.	NOUN
cblr-14252	422	3	see	see	VERB
cblr-14252	422	4	infra	infra	NOUN
cblr-14252	422	5	section	section	NOUN
cblr-14252	422	6	ii	ii	PROPN
cblr-14252	422	7	for	for	ADP
cblr-14252	422	8	a	a	DET
cblr-14252	422	9	discussion	discussion	NOUN
cblr-14252	422	10	about	about	ADP
cblr-14252	422	11	gamification	gamification	NOUN
cblr-14252	422	12	features	feature	NOUN
cblr-14252	422	13	that	that	PRON
cblr-14252	422	14	act	act	VERB
cblr-14252	422	15	both	both	PRON
cblr-14252	422	16	as	as	ADP
cblr-14252	422	17	a	a	DET
cblr-14252	422	18	substitute	substitute	NOUN
cblr-14252	422	19	for	for	ADP
cblr-14252	422	20	gambling	gambling	NOUN
cblr-14252	422	21	which	which	PRON
cblr-14252	422	22	can	can	AUX
cblr-14252	422	23	cause	cause	VERB
cblr-14252	422	24	excessive	excessive	ADJ
cblr-14252	422	25	risky	risky	ADJ
cblr-14252	422	26	trading	trading	NOUN
cblr-14252	422	27	that	that	PRON
cblr-14252	422	28	result	result	VERB
cblr-14252	422	29	in	in	ADP
cblr-14252	422	30	pecuniary	pecuniary	ADJ
cblr-14252	422	31	losses	loss	NOUN
cblr-14252	422	32	as	as	ADV
cblr-14252	422	33	well	well	ADV
cblr-14252	422	34	as	as	ADP
cblr-14252	422	35	habit	habit	NOUN
cblr-14252	422	36	forming	form	VERB
cblr-14252	422	37	features	feature	NOUN
cblr-14252	422	38	that	that	PRON
cblr-14252	422	39	encourage	encourage	VERB
cblr-14252	422	40	greater	great	ADJ
cblr-14252	422	41	overall	overall	ADJ
cblr-14252	422	42	trading	trading	NOUN
cblr-14252	422	43	and	and	CCONJ
cblr-14252	422	44	distort	distort	VERB
cblr-14252	422	45	market	market	NOUN
cblr-14252	422	46	prices	price	NOUN
cblr-14252	422	47	through	through	ADP
cblr-14252	422	48	more	more	ADJ
cblr-14252	422	49	“	"	PUNCT
cblr-14252	422	50	market	market	NOUN
cblr-14252	422	51	noise	noise	NOUN
cblr-14252	422	52	”	"	PUNCT
cblr-14252	422	53	trading	trading	NOUN
cblr-14252	422	54	.	.	PUNCT
cblr-14252	423	1	such	such	ADJ
cblr-14252	423	2	features	feature	NOUN
cblr-14252	423	3	statistically	statistically	ADV
cblr-14252	423	4	increase	increase	VERB
cblr-14252	423	5	the	the	DET
cblr-14252	423	6	chances	chance	NOUN
cblr-14252	423	7	for	for	SCONJ
cblr-14252	423	8	retail	retail	ADJ
cblr-14252	423	9	traders	trader	NOUN
cblr-14252	423	10	to	to	PART
cblr-14252	423	11	lose	lose	VERB
cblr-14252	423	12	money	money	NOUN
cblr-14252	423	13	and	and	CCONJ
cblr-14252	423	14	encourage	encourage	VERB
cblr-14252	423	15	agency	agency	NOUN
cblr-14252	423	16	problems	problem	NOUN
cblr-14252	423	17	by	by	ADP
cblr-14252	423	18	giving	give	VERB
cblr-14252	423	19	brokerages	brokerage	NOUN
cblr-14252	423	20	incentives	incentive	NOUN
cblr-14252	423	21	and	and	CCONJ
cblr-14252	423	22	means	mean	VERB
cblr-14252	423	23	to	to	PART
cblr-14252	423	24	encourage	encourage	VERB
cblr-14252	423	25	greater	great	ADJ
cblr-14252	423	26	retail	retail	ADJ
cblr-14252	423	27	trading	trading	NOUN
cblr-14252	423	28	as	as	ADP
cblr-14252	423	29	a	a	DET
cblr-14252	423	30	way	way	NOUN
cblr-14252	423	31	to	to	PART
cblr-14252	423	32	increase	increase	VERB
cblr-14252	423	33	commissions	commission	NOUN
cblr-14252	423	34	and	and	CCONJ
cblr-14252	423	35	payment	payment	NOUN
cblr-14252	423	36	for	for	ADP
cblr-14252	423	37	order	order	NOUN
cblr-14252	423	38	flows	flow	NOUN
cblr-14252	423	39	,	,	PUNCT
cblr-14252	423	40	allocating	allocate	VERB
cblr-14252	423	41	surplus	surplus	NOUN
cblr-14252	423	42	capital	capital	NOUN
cblr-14252	423	43	from	from	ADP
cblr-14252	423	44	retail	retail	ADJ
cblr-14252	423	45	traders	trader	NOUN
cblr-14252	423	46	to	to	ADP
cblr-14252	423	47	brokers	broker	NOUN
cblr-14252	423	48	.	.	PUNCT
cblr-14252	424	1	see	see	VERB
cblr-14252	424	2	also	also	ADV
cblr-14252	424	3	chaudhry	chaudhry	PROPN
cblr-14252	424	4	&	&	CCONJ
cblr-14252	424	5	338	338	NUM
cblr-14252	424	6	columbia	columbia	PROPN
cblr-14252	424	7	business	business	NOUN
cblr-14252	424	8	law	law	PROPN
cblr-14252	424	9	review	review	NOUN
cblr-14252	424	10	[	[	X
cblr-14252	424	11	vol	vol	NOUN
cblr-14252	424	12	.	.	PUNCT
cblr-14252	424	13	2025	2025	NUM
cblr-14252	424	14	thus	thus	ADV
cblr-14252	424	15	far	far	ADV
cblr-14252	424	16	,	,	PUNCT
cblr-14252	424	17	scholars	scholar	NOUN
cblr-14252	424	18	and	and	CCONJ
cblr-14252	424	19	commentators	commentator	NOUN
cblr-14252	424	20	focused	focus	VERB
cblr-14252	424	21	their	their	PRON
cblr-14252	424	22	concerns	concern	NOUN
cblr-14252	424	23	on	on	ADP
cblr-14252	424	24	the	the	DET
cblr-14252	424	25	following	follow	VERB
cblr-14252	424	26	six	six	NUM
cblr-14252	424	27	issues	issue	NOUN
cblr-14252	424	28	:	:	PUNCT
cblr-14252	424	29	first	first	ADV
cblr-14252	424	30	,	,	PUNCT
cblr-14252	424	31	trading	trading	NOUN
cblr-14252	424	32	and	and	CCONJ
cblr-14252	424	33	investing	investing	NOUN
cblr-14252	424	34	,	,	PUNCT
cblr-14252	424	35	which	which	PRON
cblr-14252	424	36	are	be	AUX
cblr-14252	424	37	traditionally	traditionally	ADV
cblr-14252	424	38	regulated	regulate	VERB
cblr-14252	424	39	under	under	ADP
cblr-14252	424	40	securities	security	NOUN
cblr-14252	424	41	law	law	NOUN
cblr-14252	424	42	,	,	PUNCT
cblr-14252	424	43	have	have	AUX
cblr-14252	424	44	been	be	AUX
cblr-14252	424	45	transformed	transform	VERB
cblr-14252	424	46	by	by	ADP
cblr-14252	424	47	trading	trading	NOUN
cblr-14252	424	48	apps	app	NOUN
cblr-14252	424	49	to	to	PART
cblr-14252	424	50	resemble	resemble	VERB
cblr-14252	424	51	a	a	DET
cblr-14252	424	52	game	game	NOUN
cblr-14252	424	53	-	-	PUNCT
cblr-14252	424	54	like	like	ADJ
cblr-14252	424	55	experience.90	experience.90	NOUN
cblr-14252	424	56	gamifying	gamifying	NOUN
cblr-14252	424	57	investing	investing	NOUN
cblr-14252	424	58	has	have	AUX
cblr-14252	424	59	certainly	certainly	ADV
cblr-14252	424	60	democratized	democratize	VERB
cblr-14252	424	61	market	market	NOUN
cblr-14252	424	62	access	access	NOUN
cblr-14252	424	63	,	,	PUNCT
cblr-14252	424	64	making	make	VERB
cblr-14252	424	65	it	it	PRON
cblr-14252	424	66	easier	easy	ADJ
cblr-14252	424	67	and	and	CCONJ
cblr-14252	424	68	more	more	ADV
cblr-14252	424	69	enjoyable	enjoyable	ADJ
cblr-14252	424	70	for	for	ADP
cblr-14252	424	71	retail	retail	ADJ
cblr-14252	424	72	investors	investor	NOUN
cblr-14252	424	73	.	.	PUNCT
cblr-14252	425	1	however	however	ADV
cblr-14252	425	2	,	,	PUNCT
cblr-14252	425	3	this	this	DET
cblr-14252	425	4	approach	approach	NOUN
cblr-14252	425	5	can	can	AUX
cblr-14252	425	6	also	also	ADV
cblr-14252	425	7	encourage	encourage	VERB
cblr-14252	425	8	excessive	excessive	ADJ
cblr-14252	425	9	trading	trading	NOUN
cblr-14252	425	10	with	with	ADP
cblr-14252	425	11	little	little	ADJ
cblr-14252	425	12	thought	thought	NOUN
cblr-14252	425	13	,	,	PUNCT
cblr-14252	425	14	leading	lead	VERB
cblr-14252	425	15	investors	investor	NOUN
cblr-14252	425	16	to	to	PART
cblr-14252	425	17	confuse	confuse	VERB
cblr-14252	425	18	“	"	PUNCT
cblr-14252	425	19	trading	trading	NOUN
cblr-14252	425	20	”	"	PUNCT
cblr-14252	425	21	with	with	ADP
cblr-14252	425	22	“	"	PUNCT
cblr-14252	425	23	patient	patient	ADJ
cblr-14252	425	24	investing	investing	NOUN
cblr-14252	425	25	”	"	PUNCT
cblr-14252	425	26	as	as	ADP
cblr-14252	425	27	a	a	DET
cblr-14252	425	28	strategy	strategy	NOUN
cblr-14252	425	29	for	for	ADP
cblr-14252	425	30	building	build	VERB
cblr-14252	425	31	wealth.91	wealth.91	PROPN
cblr-14252	425	32	this	this	PRON
cblr-14252	425	33	is	be	AUX
cblr-14252	425	34	particularly	particularly	ADV
cblr-14252	425	35	concerning	concern	VERB
cblr-14252	425	36	because	because	SCONJ
cblr-14252	425	37	retail	retail	ADJ
cblr-14252	425	38	investors	investor	NOUN
cblr-14252	425	39	generally	generally	ADV
cblr-14252	425	40	perform	perform	VERB
cblr-14252	425	41	worse	bad	ADJ
cblr-14252	425	42	the	the	PRON
cblr-14252	425	43	more	more	ADV
cblr-14252	425	44	frequently	frequently	ADV
cblr-14252	425	45	they	they	PRON
cblr-14252	425	46	trade	trade	VERB
cblr-14252	425	47	.	.	PUNCT
cblr-14252	426	1	this	this	DET
cblr-14252	426	2	trend	trend	NOUN
cblr-14252	426	3	has	have	AUX
cblr-14252	426	4	caught	catch	VERB
cblr-14252	426	5	the	the	DET
cblr-14252	426	6	attention	attention	NOUN
cblr-14252	426	7	of	of	ADP
cblr-14252	426	8	the	the	DET
cblr-14252	426	9	sec	sec	PROPN
cblr-14252	426	10	,	,	PUNCT
cblr-14252	426	11	finra	finra	NOUN
cblr-14252	426	12	,	,	PUNCT
cblr-14252	426	13	and	and	CCONJ
cblr-14252	426	14	other	other	ADJ
cblr-14252	426	15	financial	financial	ADJ
cblr-14252	426	16	regulators	regulator	NOUN
cblr-14252	426	17	,	,	PUNCT
cblr-14252	426	18	who	who	PRON
cblr-14252	426	19	are	be	AUX
cblr-14252	426	20	actively	actively	ADV
cblr-14252	426	21	monitoring	monitor	VERB
cblr-14252	426	22	the	the	DET
cblr-14252	426	23	rise	rise	NOUN
cblr-14252	426	24	of	of	ADP
cblr-14252	426	25	gamification	gamification	NOUN
cblr-14252	426	26	in	in	ADP
cblr-14252	426	27	financial	financial	ADJ
cblr-14252	426	28	platforms.92	platforms.92	NOUN
cblr-14252	426	29	while	while	SCONJ
cblr-14252	426	30	any	any	DET
cblr-14252	426	31	investment	investment	NOUN
cblr-14252	426	32	carries	carry	VERB
cblr-14252	426	33	risk	risk	NOUN
cblr-14252	426	34	,	,	PUNCT
cblr-14252	426	35	some	some	DET
cblr-14252	426	36	trades	trade	NOUN
cblr-14252	426	37	or	or	CCONJ
cblr-14252	426	38	investments	investment	NOUN
cblr-14252	426	39	are	be	AUX
cblr-14252	426	40	so	so	ADV
cblr-14252	426	41	speculative	speculative	ADJ
cblr-14252	426	42	that	that	SCONJ
cblr-14252	426	43	chance	chance	NOUN
cblr-14252	426	44	outweighs	outweigh	VERB
cblr-14252	426	45	,	,	PUNCT
cblr-14252	426	46	if	if	SCONJ
cblr-14252	426	47	not	not	PART
cblr-14252	426	48	completely	completely	ADV
cblr-14252	426	49	replaces	replace	VERB
cblr-14252	426	50	,	,	PUNCT
cblr-14252	426	51	skill	skill	NOUN
cblr-14252	426	52	.	.	PUNCT
cblr-14252	427	1	when	when	SCONJ
cblr-14252	427	2	trading	trading	NOUN
cblr-14252	427	3	apps	app	NOUN
cblr-14252	427	4	blur	blur	VERB
cblr-14252	427	5	the	the	DET
cblr-14252	427	6	line	line	NOUN
cblr-14252	427	7	between	between	ADP
cblr-14252	427	8	investing	investing	NOUN
cblr-14252	427	9	and	and	CCONJ
cblr-14252	427	10	gambling	gambling	NOUN
cblr-14252	427	11	,	,	PUNCT
cblr-14252	427	12	the	the	DET
cblr-14252	427	13	product	product	NOUN
cblr-14252	427	14	or	or	CCONJ
cblr-14252	427	15	activity	activity	NOUN
cblr-14252	427	16	may	may	AUX
cblr-14252	427	17	cross	cross	VERB
cblr-14252	427	18	into	into	ADP
cblr-14252	427	19	territory	territory	NOUN
cblr-14252	427	20	that	that	PRON
cblr-14252	427	21	includes	include	VERB
cblr-14252	427	22	a	a	DET
cblr-14252	427	23	gambling	gambling	NOUN
cblr-14252	427	24	component.93	component.93	NOUN
cblr-14252	427	25	attempting	attempt	VERB
cblr-14252	427	26	to	to	PART
cblr-14252	427	27	reduce	reduce	VERB
cblr-14252	427	28	some	some	PRON
cblr-14252	427	29	of	of	ADP
cblr-14252	427	30	the	the	DET
cblr-14252	427	31	risk	risk	NOUN
cblr-14252	427	32	of	of	ADP
cblr-14252	427	33	loss	loss	NOUN
cblr-14252	427	34	to	to	ADP
cblr-14252	427	35	individuals	individual	NOUN
cblr-14252	427	36	,	,	PUNCT
cblr-14252	427	37	suggestions	suggestion	NOUN
cblr-14252	427	38	have	have	AUX
cblr-14252	427	39	been	be	AUX
cblr-14252	427	40	made	make	VERB
cblr-14252	427	41	regarding	regard	VERB
cblr-14252	427	42	reforms	reform	NOUN
cblr-14252	427	43	to	to	ADP
cblr-14252	427	44	stock	stock	NOUN
cblr-14252	427	45	market	market	NOUN
cblr-14252	427	46	design	design	NOUN
cblr-14252	427	47	,	,	PUNCT
cblr-14252	427	48	which	which	PRON
cblr-14252	427	49	would	would	AUX
cblr-14252	427	50	undercut	undercut	VERB
cblr-14252	427	51	brokers	broker	NOUN
cblr-14252	427	52	'	'	PART
cblr-14252	427	53	incentives	incentive	NOUN
cblr-14252	427	54	to	to	PART
cblr-14252	427	55	promote	promote	VERB
cblr-14252	427	56	and	and	CCONJ
cblr-14252	427	57	nudge	nudge	VERB
cblr-14252	427	58	excessive	excessive	ADJ
cblr-14252	427	59	trading	trading	NOUN
cblr-14252	427	60	in	in	ADP
cblr-14252	427	61	the	the	DET
cblr-14252	427	62	first	first	ADJ
cblr-14252	427	63	place.94	place.94	PROPN
cblr-14252	427	64	second	second	NOUN
cblr-14252	427	65	,	,	PUNCT
cblr-14252	427	66	the	the	DET
cblr-14252	427	67	low	low	ADJ
cblr-14252	427	68	entry	entry	NOUN
cblr-14252	427	69	barriers	barrier	NOUN
cblr-14252	427	70	enabled	enable	VERB
cblr-14252	427	71	by	by	ADP
cblr-14252	427	72	trading	trading	NOUN
cblr-14252	427	73	apps	app	NOUN
cblr-14252	427	74	have	have	AUX
cblr-14252	427	75	led	lead	VERB
cblr-14252	427	76	to	to	ADP
cblr-14252	427	77	higher	high	ADJ
cblr-14252	427	78	participation	participation	NOUN
cblr-14252	427	79	rates	rate	NOUN
cblr-14252	427	80	among	among	ADP
cblr-14252	427	81	retail	retail	ADJ
cblr-14252	427	82	investors	investor	NOUN
cblr-14252	427	83	.	.	PUNCT
cblr-14252	428	1	unlike	unlike	ADP
cblr-14252	428	2	traditional	traditional	ADJ
cblr-14252	428	3	brokerages	brokerage	NOUN
cblr-14252	428	4	,	,	PUNCT
cblr-14252	428	5	which	which	PRON
cblr-14252	428	6	often	often	ADV
cblr-14252	428	7	require	require	VERB
cblr-14252	428	8	human	human	ADJ
cblr-14252	428	9	interaction	interaction	NOUN
cblr-14252	428	10	,	,	PUNCT
cblr-14252	428	11	endorsed	endorse	VERB
cblr-14252	428	12	documents	document	NOUN
cblr-14252	428	13	,	,	PUNCT
cblr-14252	428	14	deposit	deposit	NOUN
cblr-14252	428	15	minimums	minimum	NOUN
cblr-14252	428	16	,	,	PUNCT
cblr-14252	428	17	and	and	CCONJ
cblr-14252	428	18	other	other	ADJ
cblr-14252	428	19	formalities	formality	NOUN
cblr-14252	428	20	,	,	PUNCT
cblr-14252	428	21	automated	automate	VERB
cblr-14252	428	22	trading	trading	NOUN
cblr-14252	428	23	apps	app	NOUN
cblr-14252	428	24	minimize	minimize	VERB
cblr-14252	428	25	these	these	DET
cblr-14252	428	26	hurdles	hurdle	NOUN
cblr-14252	428	27	.	.	PUNCT
cblr-14252	429	1	they	they	PRON
cblr-14252	429	2	are	be	AUX
cblr-14252	429	3	also	also	ADV
cblr-14252	429	4	more	more	ADJ
cblr-14252	429	5	cost	cost	NOUN
cblr-14252	429	6	-	-	PUNCT
cblr-14252	429	7	effective	effective	ADJ
cblr-14252	429	8	and	and	CCONJ
cblr-14252	429	9	accessible	accessible	ADJ
cblr-14252	429	10	kulkarni	kulkarni	NOUN
cblr-14252	429	11	,	,	PUNCT
cblr-14252	429	12	supra	supra	PROPN
cblr-14252	429	13	note	note	PROPN
cblr-14252	429	14	16	16	NUM
cblr-14252	429	15	;	;	PUNCT
cblr-14252	429	16	sec	sec	PROPN
cblr-14252	429	17	v.	v.	ADP
cblr-14252	429	18	mandaci	mandaci	PROPN
cblr-14252	429	19	,	,	PUNCT
cblr-14252	429	20	no	no	INTJ
cblr-14252	429	21	.	.	NOUN
cblr-14252	429	22	00	00	NUM
cblr-14252	430	1	civ	civ	NOUN
cblr-14252	430	2	.	.	PROPN
cblr-14252	430	3	6635	6635	NUM
cblr-14252	430	4	(	(	PUNCT
cblr-14252	430	5	s.d.n.y	s.d.n.y	PROPN
cblr-14252	430	6	.	.	PUNCT
cblr-14252	431	1	sep	sep	PROPN
cblr-14252	431	2	.	.	PROPN
cblr-14252	432	1	27	27	NUM
cblr-14252	432	2	,	,	PUNCT
cblr-14252	432	3	2004	2004	NUM
cblr-14252	432	4	)	)	PUNCT
cblr-14252	432	5	.	.	PUNCT
cblr-14252	433	1	90	90	NUM
cblr-14252	433	2	see	see	VERB
cblr-14252	433	3	tierney	tierney	PROPN
cblr-14252	433	4	,	,	PUNCT
cblr-14252	433	5	supra	supra	PROPN
cblr-14252	433	6	note	note	PROPN
cblr-14252	433	7	88	88	NUM
cblr-14252	433	8	.	.	PUNCT
cblr-14252	433	9	91	91	NUM
cblr-14252	434	1	i	i	PRON
cblr-14252	434	2	d.	d.	PROPN
cblr-14252	434	3	92	92	NUM
cblr-14252	435	1	i	i	PRON
cblr-14252	435	2	d.	d.	PROPN
cblr-14252	435	3	at	at	ADP
cblr-14252	435	4	371	371	NUM
cblr-14252	435	5	.	.	PUNCT
cblr-14252	436	1	93	93	NUM
cblr-14252	437	1	i	i	PRON
cblr-14252	437	2	d.	d.	PROPN
cblr-14252	437	3	94	94	NUM
cblr-14252	438	1	i	i	PRON
cblr-14252	438	2	d.	d.	PROPN
cblr-14252	438	3	no	no	INTJ
cblr-14252	438	4	.	.	NOUN
cblr-14252	438	5	1	1	NUM
cblr-14252	438	6	]	]	PUNCT
cblr-14252	438	7	risk	risk	NOUN
cblr-14252	438	8	,	,	PUNCT
cblr-14252	438	9	discretion	discretion	NOUN
cblr-14252	438	10	,	,	PUNCT
cblr-14252	438	11	and	and	CCONJ
cblr-14252	438	12	bank	bank	NOUN
cblr-14252	438	13	supervision	supervision	NOUN
cblr-14252	438	14	339	339	NUM
cblr-14252	438	15	online	online	ADJ
cblr-14252	438	16	24/7.95	24/7.95	NOUN
cblr-14252	438	17	as	as	ADP
cblr-14252	438	18	a	a	DET
cblr-14252	438	19	result	result	NOUN
cblr-14252	438	20	,	,	PUNCT
cblr-14252	438	21	trading	trading	NOUN
cblr-14252	438	22	apps	app	NOUN
cblr-14252	438	23	tend	tend	VERB
cblr-14252	438	24	to	to	PART
cblr-14252	438	25	attract	attract	VERB
cblr-14252	438	26	younger	young	ADJ
cblr-14252	438	27	,	,	PUNCT
cblr-14252	438	28	and	and	CCONJ
cblr-14252	438	29	less	less	ADV
cblr-14252	438	30	financially	financially	ADV
cblr-14252	438	31	literate	literate	ADJ
cblr-14252	438	32	or	or	CCONJ
cblr-14252	438	33	stable	stable	ADJ
cblr-14252	438	34	individuals	individual	NOUN
cblr-14252	438	35	.	.	PUNCT
cblr-14252	439	1	given	give	VERB
cblr-14252	439	2	that	that	SCONJ
cblr-14252	439	3	data	datum	NOUN
cblr-14252	439	4	shows	show	VERB
cblr-14252	439	5	retail	retail	ADJ
cblr-14252	439	6	investors	investor	NOUN
cblr-14252	439	7	generally	generally	ADV
cblr-14252	439	8	underperform	underperform	VERB
cblr-14252	439	9	compared	compare	VERB
cblr-14252	439	10	to	to	ADP
cblr-14252	439	11	financial	financial	ADJ
cblr-14252	439	12	institutions	institution	NOUN
cblr-14252	439	13	and	and	CCONJ
cblr-14252	439	14	experienced	experience	VERB
cblr-14252	439	15	investors,96	investors,96	PROPN
cblr-14252	439	16	the	the	DET
cblr-14252	439	17	gamification	gamification	NOUN
cblr-14252	439	18	of	of	ADP
cblr-14252	439	19	investing	invest	VERB
cblr-14252	439	20	through	through	ADP
cblr-14252	439	21	these	these	DET
cblr-14252	439	22	apps	app	NOUN
cblr-14252	439	23	can	can	AUX
cblr-14252	439	24	lead	lead	VERB
cblr-14252	439	25	to	to	ADP
cblr-14252	439	26	a	a	DET
cblr-14252	439	27	misallocation	misallocation	NOUN
cblr-14252	439	28	of	of	ADP
cblr-14252	439	29	capital	capital	NOUN
cblr-14252	439	30	,	,	PUNCT
cblr-14252	439	31	diverting	divert	VERB
cblr-14252	439	32	it	it	PRON
cblr-14252	439	33	from	from	ADP
cblr-14252	439	34	productive	productive	ADJ
cblr-14252	439	35	uses	use	NOUN
cblr-14252	439	36	in	in	ADP
cblr-14252	439	37	the	the	DET
cblr-14252	439	38	real	real	ADJ
cblr-14252	439	39	economy.97	economy.97	NOUN
cblr-14252	439	40	third	third	ADJ
cblr-14252	439	41	,	,	PUNCT
cblr-14252	439	42	designed	design	VERB
cblr-14252	439	43	for	for	ADP
cblr-14252	439	44	smartphones	smartphone	NOUN
cblr-14252	439	45	,	,	PUNCT
cblr-14252	439	46	some	some	PRON
cblr-14252	439	47	of	of	ADP
cblr-14252	439	48	the	the	DET
cblr-14252	439	49	trading	trading	NOUN
cblr-14252	439	50	apps	app	NOUN
cblr-14252	439	51	provide	provide	VERB
cblr-14252	439	52	highly	highly	ADV
cblr-14252	439	53	skeletal	skeletal	ADJ
cblr-14252	439	54	information	information	NOUN
cblr-14252	439	55	and	and	CCONJ
cblr-14252	439	56	by	by	ADP
cblr-14252	439	57	flattening	flatten	VERB
cblr-14252	439	58	technical	technical	ADJ
cblr-14252	439	59	,	,	PUNCT
cblr-14252	439	60	skill	skill	NOUN
cblr-14252	439	61	-	-	PUNCT
cblr-14252	439	62	based	base	VERB
cblr-14252	439	63	information	information	NOUN
cblr-14252	439	64	,	,	PUNCT
cblr-14252	439	65	they	they	PRON
cblr-14252	439	66	make	make	VERB
cblr-14252	439	67	investing	investing	NOUN
cblr-14252	439	68	seem	seem	VERB
cblr-14252	439	69	more	more	ADJ
cblr-14252	439	70	“	"	PUNCT
cblr-14252	439	71	intuitive	intuitive	ADJ
cblr-14252	439	72	”	"	PUNCT
cblr-14252	439	73	and	and	CCONJ
cblr-14252	439	74	thus	thus	ADV
cblr-14252	439	75	more	more	ADJ
cblr-14252	439	76	luck	luck	NOUN
cblr-14252	439	77	-	-	PUNCT
cblr-14252	439	78	based	base	VERB
cblr-14252	439	79	than	than	ADP
cblr-14252	439	80	skill	skill	NOUN
cblr-14252	439	81	-	-	PUNCT
cblr-14252	439	82	based.98	based.98	NOUN
cblr-14252	439	83	indeed	indeed	ADV
cblr-14252	439	84	,	,	PUNCT
cblr-14252	439	85	empirical	empirical	ADJ
cblr-14252	439	86	evidence	evidence	NOUN
cblr-14252	439	87	suggests	suggest	VERB
cblr-14252	439	88	that	that	SCONJ
cblr-14252	439	89	ease	ease	NOUN
cblr-14252	439	90	of	of	ADP
cblr-14252	439	91	use	use	NOUN
cblr-14252	439	92	is	be	AUX
cblr-14252	439	93	the	the	DET
cblr-14252	439	94	primary	primary	ADJ
cblr-14252	439	95	determinant	determinant	NOUN
cblr-14252	439	96	in	in	ADP
cblr-14252	439	97	trading	trade	VERB
cblr-14252	439	98	app	app	NOUN
cblr-14252	439	99	selection.99	selection.99	PROPN
cblr-14252	439	100	research	research	NOUN
cblr-14252	439	101	95	95	NUM
cblr-14252	439	102	see	see	VERB
cblr-14252	439	103	nicole	nicole	PROPN
cblr-14252	439	104	g.	g.	PROPN
cblr-14252	439	105	iannarone	iannarone	PROPN
cblr-14252	439	106	,	,	PUNCT
cblr-14252	439	107	computer	computer	NOUN
cblr-14252	439	108	as	as	ADP
cblr-14252	439	109	confidant	confidant	NOUN
cblr-14252	439	110	:	:	PUNCT
cblr-14252	439	111	digital	digital	ADJ
cblr-14252	439	112	investment	investment	NOUN
cblr-14252	439	113	advice	advice	NOUN
cblr-14252	439	114	and	and	CCONJ
cblr-14252	439	115	the	the	DET
cblr-14252	439	116	fiduciary	fiduciary	ADJ
cblr-14252	439	117	standard	standard	NOUN
cblr-14252	439	118	,	,	PUNCT
cblr-14252	439	119	93	93	NUM
cblr-14252	439	120	chi.-kent	chi.-kent	PROPN
cblr-14252	439	121	l.	l.	PROPN
cblr-14252	439	122	rev	rev	PROPN
cblr-14252	439	123	.	.	PROPN
cblr-14252	439	124	141	141	NUM
cblr-14252	439	125	,	,	PUNCT
cblr-14252	439	126	148	148	NUM
cblr-14252	439	127	(	(	PUNCT
cblr-14252	439	128	2018	2018	NUM
cblr-14252	439	129	)	)	PUNCT
cblr-14252	439	130	(	(	PUNCT
cblr-14252	439	131	“	"	PUNCT
cblr-14252	439	132	online	online	ADJ
cblr-14252	439	133	brokerage	brokerage	NOUN
cblr-14252	439	134	firms	firm	NOUN
cblr-14252	439	135	and	and	CCONJ
cblr-14252	439	136	robo	robo	NOUN
cblr-14252	439	137	-	-	PUNCT
cblr-14252	439	138	advisers	adviser	NOUN
cblr-14252	439	139	“	"	PUNCT
cblr-14252	439	140	charge	charge	VERB
cblr-14252	439	141	much	much	ADV
cblr-14252	439	142	less	less	ADJ
cblr-14252	439	143	,	,	PUNCT
cblr-14252	439	144	including	include	VERB
cblr-14252	439	145	fees	fee	NOUN
cblr-14252	439	146	starting	start	VERB
cblr-14252	439	147	as	as	ADV
cblr-14252	439	148	low	low	ADJ
cblr-14252	439	149	as	as	ADP
cblr-14252	439	150	15	15	NUM
cblr-14252	439	151	basis	basis	NOUN
cblr-14252	439	152	points	point	NOUN
cblr-14252	439	153	of	of	ADP
cblr-14252	439	154	assets	asset	NOUN
cblr-14252	439	155	under	under	ADP
cblr-14252	439	156	management	management	NOUN
cblr-14252	439	157	.	.	PUNCT
cblr-14252	440	1	[	[	X
cblr-14252	440	2	they	they	PRON
cblr-14252	440	3	have	have	VERB
cblr-14252	440	4	an	an	DET
cblr-14252	440	5	]	]	X
cblr-14252	440	6	ability	ability	NOUN
cblr-14252	440	7	to	to	PART
cblr-14252	440	8	provide	provide	VERB
cblr-14252	440	9	broader	broad	ADJ
cblr-14252	440	10	access	access	NOUN
cblr-14252	440	11	to	to	ADP
cblr-14252	440	12	financial	financial	ADJ
cblr-14252	440	13	advice	advice	NOUN
cblr-14252	440	14	at	at	ADP
cblr-14252	440	15	a	a	DET
cblr-14252	440	16	lower	low	ADJ
cblr-14252	440	17	cost	cost	NOUN
cblr-14252	440	18	.	.	PUNCT
cblr-14252	440	19	”	"	PUNCT
cblr-14252	440	20	)	)	PUNCT
cblr-14252	440	21	.	.	PUNCT
cblr-14252	441	1	indeed	indeed	ADV
cblr-14252	441	2	,	,	PUNCT
cblr-14252	441	3	without	without	ADP
cblr-14252	441	4	the	the	DET
cblr-14252	441	5	costs	cost	NOUN
cblr-14252	441	6	associated	associate	VERB
cblr-14252	441	7	with	with	ADP
cblr-14252	441	8	providing	provide	VERB
cblr-14252	441	9	human	human	ADJ
cblr-14252	441	10	services	service	NOUN
cblr-14252	441	11	,	,	PUNCT
cblr-14252	441	12	automated	automate	VERB
cblr-14252	441	13	online	online	ADJ
cblr-14252	441	14	trading	trading	NOUN
cblr-14252	441	15	platforms	platform	NOUN
cblr-14252	441	16	can	can	AUX
cblr-14252	441	17	charge	charge	VERB
cblr-14252	441	18	significantly	significantly	ADV
cblr-14252	441	19	lower	low	ADJ
cblr-14252	441	20	fees	fee	NOUN
cblr-14252	441	21	than	than	ADP
cblr-14252	441	22	their	their	PRON
cblr-14252	441	23	human	human	ADJ
cblr-14252	441	24	counterparts	counterpart	NOUN
cblr-14252	441	25	.	.	PUNCT
cblr-14252	442	1	see	see	VERB
cblr-14252	442	2	does	do	AUX
cblr-14252	442	3	not	not	PART
cblr-14252	442	4	compute	compute	VERB
cblr-14252	442	5	,	,	PUNCT
cblr-14252	442	6	economist	economist	NOUN
cblr-14252	442	7	(	(	PUNCT
cblr-14252	442	8	oct	oct	PROPN
cblr-14252	442	9	.	.	PROPN
cblr-14252	442	10	29	29	NUM
cblr-14252	442	11	,	,	PUNCT
cblr-14252	442	12	2015	2015	NUM
cblr-14252	442	13	)	)	PUNCT
cblr-14252	442	14	,	,	PUNCT
cblr-14252	442	15	http://www.economist.com/news/finance-and-economics/21677245growth-firms-selling-computer-generated-financial-advice-slowing-doesnot	http://www.economist.com/news/finance-and-economics/21677245growth-firms-selling-computer-generated-financial-advice-slowing-doesnot	ADV
cblr-14252	443	1	[	[	X
cblr-14252	443	2	https://perma.cc/n7z6-bm2c	https://perma.cc/n7z6-bm2c	X
cblr-14252	443	3	]	]	X
cblr-14252	443	4	(	(	PUNCT
cblr-14252	443	5	explaining	explain	VERB
cblr-14252	443	6	that	that	SCONJ
cblr-14252	443	7	roboadvisors	roboadvisor	NOUN
cblr-14252	443	8	typically	typically	ADV
cblr-14252	443	9	charge	charge	VERB
cblr-14252	443	10	about	about	ADV
cblr-14252	443	11	0.25	0.25	NUM
cblr-14252	443	12	%	%	NOUN
cblr-14252	443	13	of	of	ADP
cblr-14252	443	14	a	a	DET
cblr-14252	443	15	client	client	NOUN
cblr-14252	443	16	's	's	PART
cblr-14252	443	17	portfolio	portfolio	NOUN
cblr-14252	443	18	,	,	PUNCT
cblr-14252	443	19	instead	instead	ADV
cblr-14252	443	20	of	of	ADP
cblr-14252	443	21	the	the	DET
cblr-14252	443	22	1	1	NUM
cblr-14252	443	23	%	%	NOUN
cblr-14252	443	24	to	to	PART
cblr-14252	443	25	3	3	NUM
cblr-14252	443	26	%	%	NOUN
cblr-14252	443	27	human	human	ADJ
cblr-14252	443	28	advisers	adviser	NOUN
cblr-14252	443	29	charge	charge	VERB
cblr-14252	443	30	)	)	PUNCT
cblr-14252	443	31	.	.	PUNCT
cblr-14252	444	1	96	96	NUM
cblr-14252	444	2	see	see	VERB
cblr-14252	444	3	urbi	urbi	NOUN
cblr-14252	444	4	garay	garay	NOUN
cblr-14252	444	5	&	&	CCONJ
cblr-14252	444	6	fredy	fredy	PROPN
cblr-14252	444	7	pulga	pulga	PROPN
cblr-14252	444	8	,	,	PUNCT
cblr-14252	444	9	the	the	DET
cblr-14252	444	10	performance	performance	NOUN
cblr-14252	444	11	of	of	ADP
cblr-14252	444	12	retail	retail	ADJ
cblr-14252	444	13	investors	investor	NOUN
cblr-14252	444	14	,	,	PUNCT
cblr-14252	444	15	trading	trading	NOUN
cblr-14252	444	16	intensity	intensity	NOUN
cblr-14252	444	17	and	and	CCONJ
cblr-14252	444	18	time	time	NOUN
cblr-14252	444	19	in	in	ADP
cblr-14252	444	20	the	the	DET
cblr-14252	444	21	market	market	NOUN
cblr-14252	444	22	:	:	PUNCT
cblr-14252	444	23	evidence	evidence	NOUN
cblr-14252	444	24	from	from	ADP
cblr-14252	444	25	an	an	DET
cblr-14252	444	26	emerging	emerge	VERB
cblr-14252	444	27	dtock	dtock	ADJ
cblr-14252	444	28	market	market	NOUN
cblr-14252	444	29	,	,	PUNCT
cblr-14252	444	30	7	7	NUM
cblr-14252	444	31	heliyon	heliyon	NOUN
cblr-14252	444	32	1	1	NUM
cblr-14252	444	33	(	(	PUNCT
cblr-14252	444	34	2021	2021	NUM
cblr-14252	444	35	)	)	PUNCT
cblr-14252	444	36	;	;	PUNCT
cblr-14252	444	37	brad	brad	PROPN
cblr-14252	444	38	m.	m.	PROPN
cblr-14252	444	39	barber	barber	PROPN
cblr-14252	444	40	,	,	PUNCT
cblr-14252	444	41	yi	yi	PROPN
cblr-14252	444	42	-	-	PUNCT
cblr-14252	444	43	tsung	tsung	PROPN
cblr-14252	444	44	lee	lee	PROPN
cblr-14252	444	45	,	,	PUNCT
cblr-14252	444	46	yu	yu	PROPN
cblr-14252	444	47	-	-	PROPN
cblr-14252	444	48	jane	jane	PROPN
cblr-14252	444	49	liu	liu	PROPN
cblr-14252	444	50	&	&	CCONJ
cblr-14252	444	51	terrance	terrance	PROPN
cblr-14252	444	52	odean	odean	PROPN
cblr-14252	444	53	,	,	PUNCT
cblr-14252	444	54	just	just	ADV
cblr-14252	444	55	how	how	SCONJ
cblr-14252	444	56	much	much	ADJ
cblr-14252	444	57	do	do	AUX
cblr-14252	444	58	individual	individual	ADJ
cblr-14252	444	59	investors	investor	NOUN
cblr-14252	444	60	lose	lose	VERB
cblr-14252	444	61	by	by	ADP
cblr-14252	444	62	trading	trading	NOUN
cblr-14252	444	63	?	?	PUNCT
cblr-14252	444	64	,	,	PUNCT
cblr-14252	444	65	22	22	NUM
cblr-14252	444	66	rev	rev	VERB
cblr-14252	444	67	.	.	PROPN
cblr-14252	444	68	fin	fin	NOUN
cblr-14252	444	69	.	.	PUNCT
cblr-14252	444	70	stud	stud	PROPN
cblr-14252	444	71	.	.	PUNCT
cblr-14252	445	1	609	609	NUM
cblr-14252	445	2	(	(	PUNCT
cblr-14252	445	3	2009	2009	NUM
cblr-14252	445	4	)	)	PUNCT
cblr-14252	445	5	;	;	PUNCT
cblr-14252	446	1	y.	y.	PROPN
cblr-14252	446	2	campbell	campbell	PROPN
cblr-14252	446	3	,	,	PUNCT
cblr-14252	446	4	tarun	tarun	PROPN
cblr-14252	446	5	ramadorai	ramadorai	PROPN
cblr-14252	446	6	&	&	CCONJ
cblr-14252	446	7	benjamin	benjamin	PROPN
cblr-14252	446	8	ranish	ranish	PROPN
cblr-14252	446	9	,	,	PUNCT
cblr-14252	446	10	getting	get	VERB
cblr-14252	446	11	better	well	ADJ
cblr-14252	446	12	or	or	CCONJ
cblr-14252	446	13	feeling	feel	VERB
cblr-14252	446	14	better	well	ADV
cblr-14252	446	15	?	?	PUNCT
cblr-14252	447	1	how	how	SCONJ
cblr-14252	447	2	equity	equity	NOUN
cblr-14252	447	3	investors	investor	NOUN
cblr-14252	447	4	respond	respond	VERB
cblr-14252	447	5	to	to	ADP
cblr-14252	447	6	investment	investment	NOUN
cblr-14252	447	7	experience	experience	NOUN
cblr-14252	447	8	(	(	PUNCT
cblr-14252	447	9	nat’l	nat’l	PROPN
cblr-14252	447	10	bureau	bureau	PROPN
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cblr-14252	447	12	.	.	PUNCT
cblr-14252	448	1	rsch	rsch	PROPN
cblr-14252	448	2	.	.	PUNCT
cblr-14252	448	3	,	,	PUNCT
cblr-14252	448	4	working	work	VERB
cblr-14252	448	5	paper	paper	NOUN
cblr-14252	448	6	no	no	INTJ
cblr-14252	448	7	.	.	PROPN
cblr-14252	448	8	20000	20000	NUM
cblr-14252	448	9	,	,	PUNCT
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cblr-14252	448	11	)	)	PUNCT
cblr-14252	448	12	,	,	PUNCT
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cblr-14252	449	1	[	[	X
cblr-14252	449	2	https://perma.cc/p4sc-zlal	https://perma.cc/p4sc-zlal	X
cblr-14252	449	3	]	]	X
cblr-14252	449	4	.	.	PUNCT
cblr-14252	450	1	97	97	NUM
cblr-14252	450	2	see	see	VERB
cblr-14252	450	3	tierney	tierney	PROPN
cblr-14252	450	4	,	,	PUNCT
cblr-14252	450	5	supra	supra	PROPN
cblr-14252	450	6	note	note	PROPN
cblr-14252	450	7	88	88	NUM
cblr-14252	450	8	,	,	PUNCT
cblr-14252	450	9	at	at	ADP
cblr-14252	450	10	391–92	391–92	NUM
cblr-14252	450	11	,	,	PUNCT
cblr-14252	450	12	412–13	412–13	NOUN
cblr-14252	450	13	,	,	PUNCT
cblr-14252	450	14	416–17	416–17	NUM
cblr-14252	450	15	.	.	PUNCT
cblr-14252	451	1	98	98	NUM
cblr-14252	451	2	see	see	VERB
cblr-14252	451	3	mclennan	mclennan	PROPN
cblr-14252	451	4	supra	supra	PROPN
cblr-14252	451	5	note	note	PROPN
cblr-14252	451	6	41	41	NUM
cblr-14252	451	7	.	.	PUNCT
cblr-14252	452	1	99	99	NUM
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cblr-14252	452	4	,	,	PUNCT
cblr-14252	452	5	study	study	NOUN
cblr-14252	452	6	of	of	ADP
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cblr-14252	452	8	of	of	ADP
cblr-14252	452	9	mobile	mobile	ADJ
cblr-14252	452	10	trading	trading	NOUN
cblr-14252	452	11	apps	app	NOUN
cblr-14252	452	12	:	:	PUNCT
cblr-14252	452	13	a	a	DET
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cblr-14252	452	15	lining	lining	NOUN
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cblr-14252	452	18	,	,	PUNCT
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cblr-14252	452	21	-	-	PUNCT
cblr-14252	452	22	gibs	gibs	PROPN
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cblr-14252	453	2	https://perma.cc/j4dw-79ws	https://perma.cc/j4dw-79ws	X
cblr-14252	453	3	]	]	PUNCT
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cblr-14252	454	1	340	340	NUM
cblr-14252	454	2	columbia	columbia	PROPN
cblr-14252	454	3	business	business	NOUN
cblr-14252	454	4	law	law	PROPN
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cblr-14252	454	6	[	[	X
cblr-14252	454	7	vol	vol	NOUN
cblr-14252	454	8	.	.	PUNCT
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cblr-14252	454	10	examining	examine	VERB
cblr-14252	454	11	key	key	ADJ
cblr-14252	454	12	micro	micro	NOUN
cblr-14252	454	13	-	-	NOUN
cblr-14252	454	14	interactions	interaction	NOUN
cblr-14252	454	15	on	on	ADP
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cblr-14252	454	17	robinhood	robinhood	PROPN
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cblr-14252	454	19	app	app	NOUN
cblr-14252	454	20	—	—	PUNCT
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cblr-14252	454	22	,	,	PUNCT
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cblr-14252	454	24	management	management	NOUN
cblr-14252	454	25	,	,	PUNCT
cblr-14252	454	26	stock	stock	NOUN
cblr-14252	454	27	browsing	browsing	NOUN
cblr-14252	454	28	,	,	PUNCT
cblr-14252	454	29	and	and	CCONJ
cblr-14252	454	30	trading	trading	NOUN
cblr-14252	454	31	—	—	PUNCT
cblr-14252	454	32	reveals	reveal	VERB
cblr-14252	454	33	that	that	SCONJ
cblr-14252	454	34	the	the	DET
cblr-14252	454	35	user	user	NOUN
cblr-14252	454	36	-	-	PUNCT
cblr-14252	454	37	friendly	friendly	ADJ
cblr-14252	454	38	interface	interface	NOUN
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cblr-14252	454	40	a	a	DET
cblr-14252	454	41	self	self	NOUN
cblr-14252	454	42	-	-	PUNCT
cblr-14252	454	43	perception	perception	NOUN
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cblr-14252	454	49	without	without	ADP
cblr-14252	454	50	providing	provide	VERB
cblr-14252	454	51	commensurate	commensurate	ADJ
cblr-14252	454	52	knowledge	knowledge	NOUN
cblr-14252	454	53	or	or	CCONJ
cblr-14252	454	54	tools	tool	NOUN
cblr-14252	454	55	for	for	ADP
cblr-14252	454	56	successful	successful	ADJ
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cblr-14252	454	58	strategies.100	strategies.100	VERB
cblr-14252	454	59	the	the	DET
cblr-14252	454	60	ambiguity	ambiguity	NOUN
cblr-14252	454	61	in	in	ADP
cblr-14252	454	62	disclosing	disclose	VERB
cblr-14252	454	63	the	the	DET
cblr-14252	454	64	true	true	ADJ
cblr-14252	454	65	costs	cost	NOUN
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cblr-14252	454	67	with	with	ADP
cblr-14252	454	68	trading	trading	NOUN
cblr-14252	454	69	apps	app	NOUN
cblr-14252	454	70	has	have	AUX
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cblr-14252	454	72	compared	compare	VERB
cblr-14252	454	73	to	to	ADP
cblr-14252	454	74	the	the	DET
cblr-14252	454	75	methods	method	NOUN
cblr-14252	454	76	employed	employ	VERB
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cblr-14252	454	78	gambling	gamble	VERB
cblr-14252	454	79	operators	operator	NOUN
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cblr-14252	454	82	mandated	mandated	ADJ
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cblr-14252	454	84	-	-	PUNCT
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cblr-14252	454	86	-	-	PUNCT
cblr-14252	454	87	play	play	NOUN
cblr-14252	454	88	information	information	NOUN
cblr-14252	454	89	on	on	ADP
cblr-14252	454	90	their	their	PRON
cblr-14252	454	91	products	product	NOUN
cblr-14252	454	92	,	,	PUNCT
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cblr-14252	454	94	user	user	NOUN
cblr-14252	454	95	awareness	awareness	NOUN
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cblr-14252	454	97	the	the	DET
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cblr-14252	454	112	information	information	NOUN
cblr-14252	454	113	and	and	CCONJ
cblr-14252	454	114	the	the	DET
cblr-14252	454	115	24/7	24/7	NOUN
cblr-14252	454	116	accessibility	accessibility	NOUN
cblr-14252	454	117	may	may	AUX
cblr-14252	454	118	lead	lead	VERB
cblr-14252	454	119	to	to	ADP
cblr-14252	454	120	overengagement	overengagement	PROPN
cblr-14252	454	121	.	.	PUNCT
cblr-14252	455	1	high	high	ADJ
cblr-14252	455	2	-	-	PUNCT
cblr-14252	455	3	risk	risk	NOUN
cblr-14252	455	4	-	-	PUNCT
cblr-14252	455	5	high	high	ADJ
cblr-14252	455	6	-	-	PUNCT
cblr-14252	455	7	reward	reward	NOUN
cblr-14252	455	8	scenarios	scenario	NOUN
cblr-14252	455	9	,	,	PUNCT
cblr-14252	455	10	coupled	couple	VERB
cblr-14252	455	11	with	with	ADP
cblr-14252	455	12	frequent	frequent	ADJ
cblr-14252	455	13	fluctuations	fluctuation	NOUN
cblr-14252	455	14	and	and	CCONJ
cblr-14252	455	15	constant	constant	ADJ
cblr-14252	455	16	access	access	NOUN
cblr-14252	455	17	,	,	PUNCT
cblr-14252	455	18	can	can	AUX
cblr-14252	455	19	create	create	VERB
cblr-14252	455	20	a	a	DET
cblr-14252	455	21	thrillseeking	thrillseeke	VERB
cblr-14252	455	22	response	response	NOUN
cblr-14252	455	23	akin	akin	ADJ
cblr-14252	455	24	to	to	ADP
cblr-14252	455	25	gambling	gambling	NOUN
cblr-14252	455	26	,	,	PUNCT
cblr-14252	455	27	and	and	CCONJ
cblr-14252	455	28	to	to	ADP
cblr-14252	455	29	a	a	DET
cblr-14252	455	30	mindset	mindset	NOUN
cblr-14252	455	31	influenced	influence	VERB
cblr-14252	455	32	by	by	ADP
cblr-14252	455	33	the	the	DET
cblr-14252	455	34	magnitude	magnitude	NOUN
cblr-14252	455	35	of	of	ADP
cblr-14252	455	36	the	the	DET
cblr-14252	455	37	potential	potential	ADJ
cblr-14252	455	38	win	win	NOUN
cblr-14252	455	39	rather	rather	ADV
cblr-14252	455	40	than	than	ADP
cblr-14252	455	41	its	its	PRON
cblr-14252	455	42	probability	probability	NOUN
cblr-14252	455	43	.	.	PUNCT
cblr-14252	456	1	furthermore	furthermore	ADV
cblr-14252	456	2	,	,	PUNCT
cblr-14252	456	3	the	the	DET
cblr-14252	456	4	immediate	immediate	ADJ
cblr-14252	456	5	repayment	repayment	NOUN
cblr-14252	456	6	of	of	ADP
cblr-14252	456	7	risky	risky	ADJ
cblr-14252	456	8	bets	bet	NOUN
cblr-14252	456	9	may	may	AUX
cblr-14252	456	10	encourage	encourage	VERB
cblr-14252	456	11	repeated	repeat	VERB
cblr-14252	456	12	bets	bet	NOUN
cblr-14252	456	13	and	and	CCONJ
cblr-14252	456	14	re	re	NOUN
cblr-14252	456	15	-	-	NOUN
cblr-14252	456	16	gambling	gambling	NOUN
cblr-14252	456	17	of	of	ADP
cblr-14252	456	18	wins	win	NOUN
cblr-14252	456	19	without	without	ADP
cblr-14252	456	20	regard	regard	NOUN
cblr-14252	456	21	to	to	ADP
cblr-14252	456	22	rational	rational	ADJ
cblr-14252	456	23	financial	financial	ADJ
cblr-14252	456	24	considerations.102	considerations.102	ADV
cblr-14252	456	25	fifth	fifth	ADJ
cblr-14252	456	26	,	,	PUNCT
cblr-14252	456	27	users	user	NOUN
cblr-14252	456	28	may	may	AUX
cblr-14252	456	29	be	be	AUX
cblr-14252	456	30	further	far	ADV
cblr-14252	456	31	enticed	entice	VERB
cblr-14252	456	32	to	to	PART
cblr-14252	456	33	engage	engage	VERB
cblr-14252	456	34	in	in	ADP
cblr-14252	456	35	unfounded	unfounded	ADJ
cblr-14252	456	36	investment	investment	NOUN
cblr-14252	456	37	beyond	beyond	ADP
cblr-14252	456	38	their	their	PRON
cblr-14252	456	39	means	mean	NOUN
cblr-14252	456	40	if	if	SCONJ
cblr-14252	456	41	exposed	expose	VERB
cblr-14252	456	42	to	to	ADP
cblr-14252	456	43	calls	call	NOUN
cblr-14252	456	44	on	on	ADP
cblr-14252	456	45	social	social	ADJ
cblr-14252	456	46	media	medium	NOUN
cblr-14252	456	47	that	that	PRON
cblr-14252	456	48	induce	induce	VERB
cblr-14252	456	49	peer	peer	NOUN
cblr-14252	456	50	and	and	CCONJ
cblr-14252	456	51	group	group	NOUN
cblr-14252	456	52	pressure.103	pressure.103	X
cblr-14252	456	53	100	100	NUM
cblr-14252	456	54	andrew	andrew	PROPN
cblr-14252	456	55	ridgeway	ridgeway	PROPN
cblr-14252	456	56	&	&	CCONJ
cblr-14252	456	57	noah	noah	PROPN
cblr-14252	456	58	wason	wason	PROPN
cblr-14252	456	59	,	,	PUNCT
cblr-14252	456	60	from	from	ADP
cblr-14252	456	61	the	the	DET
cblr-14252	456	62	poor	poor	ADJ
cblr-14252	456	63	to	to	ADP
cblr-14252	456	64	the	the	DET
cblr-14252	456	65	rich	rich	ADJ
cblr-14252	456	66	:	:	PUNCT
cblr-14252	456	67	predatory	predatory	ADJ
cblr-14252	456	68	inclusion	inclusion	NOUN
cblr-14252	456	69	and	and	CCONJ
cblr-14252	456	70	the	the	DET
cblr-14252	456	71	robinhood	robinhood	PROPN
cblr-14252	456	72	app	app	PROPN
cblr-14252	456	73	,	,	PUNCT
cblr-14252	456	74	70	70	NUM
cblr-14252	456	75	tech	tech	NOUN
cblr-14252	456	76	.	.	PUNCT
cblr-14252	457	1	comm	comm	NOUN
cblr-14252	457	2	.	.	PUNCT
cblr-14252	458	1	60	60	NUM
cblr-14252	458	2	(	(	PUNCT
cblr-14252	458	3	2023	2023	NUM
cblr-14252	458	4	)	)	PUNCT
cblr-14252	458	5	(	(	PUNCT
cblr-14252	458	6	examining	examine	VERB
cblr-14252	458	7	the	the	DET
cblr-14252	458	8	concept	concept	NOUN
cblr-14252	458	9	of	of	ADP
cblr-14252	458	10	predatory	predatory	ADJ
cblr-14252	458	11	inclusion	inclusion	NOUN
cblr-14252	458	12	in	in	ADP
cblr-14252	458	13	the	the	DET
cblr-14252	458	14	context	context	NOUN
cblr-14252	458	15	of	of	ADP
cblr-14252	458	16	the	the	DET
cblr-14252	458	17	robinhood	robinhood	PROPN
cblr-14252	458	18	app	app	PROPN
cblr-14252	458	19	)	)	PUNCT
cblr-14252	458	20	.	.	PUNCT
cblr-14252	459	1	predatory	predatory	ADJ
cblr-14252	459	2	inclusion	inclusion	NOUN
cblr-14252	459	3	refers	refer	VERB
cblr-14252	459	4	to	to	ADP
cblr-14252	459	5	the	the	DET
cblr-14252	459	6	practice	practice	NOUN
cblr-14252	459	7	of	of	ADP
cblr-14252	459	8	offering	offer	VERB
cblr-14252	459	9	financial	financial	ADJ
cblr-14252	459	10	products	product	NOUN
cblr-14252	459	11	and	and	CCONJ
cblr-14252	459	12	services	service	NOUN
cblr-14252	459	13	to	to	ADP
cblr-14252	459	14	underserved	underserved	ADJ
cblr-14252	459	15	communities	community	NOUN
cblr-14252	459	16	,	,	PUNCT
cblr-14252	459	17	particularly	particularly	ADV
cblr-14252	459	18	those	those	PRON
cblr-14252	459	19	with	with	ADP
cblr-14252	459	20	lower	low	ADJ
cblr-14252	459	21	incomes	income	NOUN
cblr-14252	459	22	,	,	PUNCT
cblr-14252	459	23	in	in	ADP
cblr-14252	459	24	a	a	DET
cblr-14252	459	25	way	way	NOUN
cblr-14252	459	26	that	that	PRON
cblr-14252	459	27	appears	appear	VERB
cblr-14252	459	28	to	to	PART
cblr-14252	459	29	promote	promote	VERB
cblr-14252	459	30	financial	financial	ADJ
cblr-14252	459	31	inclusion	inclusion	NOUN
cblr-14252	459	32	but	but	CCONJ
cblr-14252	459	33	ultimately	ultimately	ADV
cblr-14252	459	34	exploits	exploit	VERB
cblr-14252	459	35	these	these	DET
cblr-14252	459	36	populations	population	NOUN
cblr-14252	459	37	.	.	PUNCT
cblr-14252	460	1	i	i	PRON
cblr-14252	460	2	d.	d.	PROPN
cblr-14252	460	3	101	101	NUM
cblr-14252	460	4	philip	philip	PROPN
cblr-14252	460	5	w.s	w.s	PROPN
cblr-14252	460	6	.	.	PROPN
cblr-14252	460	7	newall	newall	PROPN
cblr-14252	460	8	&	&	CCONJ
cblr-14252	460	9	leonardo	leonardo	PROPN
cblr-14252	461	1	weiss	weiss	PROPN
cblr-14252	461	2	-	-	PUNCT
cblr-14252	461	3	cohen	cohen	PROPN
cblr-14252	461	4	,	,	PUNCT
cblr-14252	461	5	the	the	DET
cblr-14252	461	6	gamblification	gamblification	NOUN
cblr-14252	461	7	of	of	ADP
cblr-14252	461	8	investing	investing	NOUN
cblr-14252	461	9	:	:	PUNCT
cblr-14252	461	10	how	how	SCONJ
cblr-14252	461	11	a	a	DET
cblr-14252	461	12	new	new	ADJ
cblr-14252	461	13	generation	generation	NOUN
cblr-14252	461	14	of	of	ADP
cblr-14252	461	15	investors	investor	NOUN
cblr-14252	461	16	is	be	AUX
cblr-14252	461	17	being	be	AUX
cblr-14252	461	18	born	bear	VERB
cblr-14252	461	19	to	to	PART
cblr-14252	461	20	lose	lose	VERB
cblr-14252	461	21	,	,	PUNCT
cblr-14252	461	22	19	19	NUM
cblr-14252	461	23	int’l	int’l	NUM
cblr-14252	461	24	j.	j.	PROPN
cblr-14252	461	25	envtl	envtl	PROPN
cblr-14252	461	26	.	.	PUNCT
cblr-14252	462	1	res	res	PROPN
cblr-14252	462	2	.	.	PROPN
cblr-14252	462	3	&	&	CCONJ
cblr-14252	462	4	pub	pub	PROPN
cblr-14252	462	5	.	.	PUNCT
cblr-14252	463	1	health	health	NOUN
cblr-14252	463	2	5391	5391	NUM
cblr-14252	463	3	(	(	PUNCT
cblr-14252	463	4	2022	2022	NUM
cblr-14252	463	5	)	)	PUNCT
cblr-14252	463	6	.	.	PUNCT
cblr-14252	464	1	102	102	NUM
cblr-14252	464	2	see	see	VERB
cblr-14252	464	3	chaudhry	chaudhry	PROPN
cblr-14252	464	4	&	&	CCONJ
cblr-14252	464	5	kulkarni	kulkarni	PROPN
cblr-14252	464	6	,	,	PUNCT
cblr-14252	464	7	supra	supra	PROPN
cblr-14252	464	8	note	note	PROPN
cblr-14252	464	9	16	16	NUM
cblr-14252	464	10	,	,	PUNCT
cblr-14252	464	11	at	at	ADP
cblr-14252	464	12	781–82	781–82	NOUN
cblr-14252	464	13	.	.	PUNCT
cblr-14252	465	1	the	the	DET
cblr-14252	465	2	platform	platform	NOUN
cblr-14252	465	3	's	's	PART
cblr-14252	465	4	design	design	NOUN
cblr-14252	465	5	cultivates	cultivate	VERB
cblr-14252	465	6	an	an	DET
cblr-14252	465	7	artificial	artificial	ADJ
cblr-14252	465	8	sense	sense	NOUN
cblr-14252	465	9	of	of	ADP
cblr-14252	465	10	urgency	urgency	NOUN
cblr-14252	465	11	,	,	PUNCT
cblr-14252	465	12	potentially	potentially	ADV
cblr-14252	465	13	leading	lead	VERB
cblr-14252	465	14	to	to	ADP
cblr-14252	465	15	excessive	excessive	ADJ
cblr-14252	465	16	portfolio	portfolio	NOUN
cblr-14252	465	17	trading	trading	NOUN
cblr-14252	465	18	.	.	PUNCT
cblr-14252	466	1	this	this	DET
cblr-14252	466	2	behavior	behavior	NOUN
cblr-14252	466	3	may	may	AUX
cblr-14252	466	4	contribute	contribute	VERB
cblr-14252	466	5	to	to	ADP
cblr-14252	466	6	increased	increase	VERB
cblr-14252	466	7	market	market	NOUN
cblr-14252	466	8	volatility	volatility	NOUN
cblr-14252	466	9	and	and	CCONJ
cblr-14252	466	10	,	,	PUNCT
cblr-14252	466	11	over	over	ADP
cblr-14252	466	12	time	time	NOUN
cblr-14252	466	13	,	,	PUNCT
cblr-14252	466	14	result	result	VERB
cblr-14252	466	15	in	in	ADP
cblr-14252	466	16	diminished	diminished	ADJ
cblr-14252	466	17	returns	return	NOUN
cblr-14252	466	18	for	for	ADP
cblr-14252	466	19	users	user	NOUN
cblr-14252	466	20	.	.	PUNCT
cblr-14252	467	1	see	see	VERB
cblr-14252	467	2	ridgeway	ridgeway	NOUN
cblr-14252	467	3	&	&	CCONJ
cblr-14252	467	4	wason	wason	PROPN
cblr-14252	467	5	,	,	PUNCT
cblr-14252	467	6	supra	supra	PROPN
cblr-14252	467	7	note	note	PROPN
cblr-14252	467	8	100	100	NUM
cblr-14252	467	9	.	.	PUNCT
cblr-14252	467	10	103	103	NUM
cblr-14252	467	11	see	see	VERB
cblr-14252	467	12	anthony	anthony	PROPN
cblr-14252	467	13	cookson	cookson	PROPN
cblr-14252	467	14	,	,	PUNCT
cblr-14252	467	15	joseph	joseph	PROPN
cblr-14252	467	16	engelberg	engelberg	PROPN
cblr-14252	467	17	&	&	CCONJ
cblr-14252	467	18	william	william	PROPN
cblr-14252	467	19	mullins	mullins	PROPN
cblr-14252	467	20	,	,	PUNCT
cblr-14252	467	21	echo	echo	NOUN
cblr-14252	467	22	chambers	chamber	NOUN
cblr-14252	467	23	,	,	PUNCT
cblr-14252	467	24	no	no	INTJ
cblr-14252	467	25	.	.	NOUN
cblr-14252	467	26	1	1	NUM
cblr-14252	467	27	]	]	PUNCT
cblr-14252	467	28	risk	risk	NOUN
cblr-14252	467	29	,	,	PUNCT
cblr-14252	467	30	discretion	discretion	NOUN
cblr-14252	467	31	,	,	PUNCT
cblr-14252	467	32	and	and	CCONJ
cblr-14252	467	33	bank	bank	NOUN
cblr-14252	467	34	supervision	supervision	NOUN
cblr-14252	467	35	341	341	NUM
cblr-14252	467	36	lastly	lastly	ADV
cblr-14252	467	37	,	,	PUNCT
cblr-14252	467	38	trading	trading	NOUN
cblr-14252	467	39	apps	app	NOUN
cblr-14252	467	40	that	that	PRON
cblr-14252	467	41	emphasize	emphasize	VERB
cblr-14252	467	42	the	the	DET
cblr-14252	467	43	potential	potential	ADJ
cblr-14252	467	44	returns	return	NOUN
cblr-14252	467	45	of	of	ADP
cblr-14252	467	46	penny	penny	NOUN
cblr-14252	467	47	stocks	stock	NOUN
cblr-14252	467	48	,	,	PUNCT
cblr-14252	467	49	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	467	50	,	,	PUNCT
cblr-14252	467	51	or	or	CCONJ
cblr-14252	467	52	option	option	NOUN
cblr-14252	467	53	contracts	contract	NOUN
cblr-14252	467	54	and	and	CCONJ
cblr-14252	467	55	depict	depict	VERB
cblr-14252	467	56	potential	potential	ADJ
cblr-14252	467	57	outcomes	outcome	NOUN
cblr-14252	467	58	as	as	ADP
cblr-14252	467	59	jackpots	jackpot	NOUN
cblr-14252	467	60	,	,	PUNCT
cblr-14252	467	61	could	could	AUX
cblr-14252	467	62	lead	lead	VERB
cblr-14252	467	63	investors	investor	NOUN
cblr-14252	467	64	to	to	PART
cblr-14252	467	65	take	take	VERB
cblr-14252	467	66	greater	great	ADJ
cblr-14252	467	67	risks.104	risks.104	PROPN
cblr-14252	467	68	ii	ii	PROPN
cblr-14252	467	69	.	.	PUNCT
cblr-14252	468	1	gamblification	gamblification	NOUN
cblr-14252	468	2	,	,	PUNCT
cblr-14252	468	3	gambling	gambling	NOUN
cblr-14252	468	4	,	,	PUNCT
cblr-14252	468	5	addictions	addiction	NOUN
cblr-14252	468	6	and	and	CCONJ
cblr-14252	468	7	the	the	DET
cblr-14252	468	8	financial	financial	ADJ
cblr-14252	468	9	market	market	NOUN
cblr-14252	468	10	high	high	ADJ
cblr-14252	468	11	-	-	PUNCT
cblr-14252	468	12	intensity	intensity	NOUN
cblr-14252	468	13	commercial	commercial	ADJ
cblr-14252	468	14	gambling	gambling	NOUN
cblr-14252	468	15	has	have	AUX
cblr-14252	468	16	evolved	evolve	VERB
cblr-14252	468	17	relatively	relatively	ADV
cblr-14252	468	18	recently	recently	ADV
cblr-14252	468	19	in	in	ADP
cblr-14252	468	20	comparison	comparison	NOUN
cblr-14252	468	21	to	to	ADP
cblr-14252	468	22	other	other	ADJ
cblr-14252	468	23	legalized	legalize	VERB
cblr-14252	468	24	,	,	PUNCT
cblr-14252	468	25	hazardous	hazardous	ADJ
cblr-14252	468	26	consumptive	consumptive	NOUN
cblr-14252	468	27	behaviors	behavior	NOUN
cblr-14252	468	28	,	,	PUNCT
cblr-14252	468	29	such	such	ADJ
cblr-14252	468	30	as	as	ADP
cblr-14252	468	31	tobacco	tobacco	NOUN
cblr-14252	468	32	and	and	CCONJ
cblr-14252	468	33	alcohol	alcohol	NOUN
cblr-14252	468	34	use.105	use.105	NOUN
cblr-14252	468	35	often	often	ADV
cblr-14252	468	36	portrayed	portray	VERB
cblr-14252	468	37	as	as	ADP
cblr-14252	468	38	a	a	DET
cblr-14252	468	39	harmless	harmless	ADJ
cblr-14252	468	40	leisure	leisure	NOUN
cblr-14252	468	41	activity	activity	NOUN
cblr-14252	468	42	or	or	CCONJ
cblr-14252	468	43	discussed	discuss	VERB
cblr-14252	468	44	in	in	ADP
cblr-14252	468	45	the	the	DET
cblr-14252	468	46	medical	medical	ADJ
cblr-14252	468	47	literature	literature	NOUN
cblr-14252	468	48	in	in	ADP
cblr-14252	468	49	the	the	DET
cblr-14252	468	50	context	context	NOUN
cblr-14252	468	51	of	of	ADP
cblr-14252	468	52	small	small	ADJ
cblr-14252	468	53	numbers	number	NOUN
cblr-14252	468	54	of	of	ADP
cblr-14252	468	55	behaviorally	behaviorally	ADV
cblr-14252	468	56	addicted	addict	VERB
cblr-14252	468	57	pathological	pathological	ADJ
cblr-14252	468	58	gamblers	gambler	NOUN
cblr-14252	468	59	(	(	PUNCT
cblr-14252	468	60	between	between	ADP
cblr-14252	468	61	0.1	0.1	NUM
cblr-14252	468	62	and	and	CCONJ
cblr-14252	468	63	5.8	5.8	NUM
cblr-14252	468	64	%	%	NOUN
cblr-14252	468	65	of	of	ADP
cblr-14252	468	66	the	the	DET
cblr-14252	468	67	population	population	NOUN
cblr-14252	468	68	worldwide106	worldwide106	ADJ
cblr-14252	468	69	with	with	ADP
cblr-14252	468	70	online	online	ADJ
cblr-14252	468	71	gambling	gambling	NOUN
cblr-14252	468	72	having	have	VERB
cblr-14252	468	73	the	the	DET
cblr-14252	468	74	highest	high	ADJ
cblr-14252	468	75	odds	odd	NOUN
cblr-14252	468	76	of	of	ADP
cblr-14252	468	77	problem	problem	NOUN
cblr-14252	468	78	gambling—15.8%)107	gambling—15.8%)107	PUNCT
cblr-14252	469	1	gambling	gambling	NOUN
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cblr-14252	469	10	this	this	DET
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cblr-14252	469	17	the	the	DET
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cblr-14252	470	1	.	.	PROPN
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cblr-14252	470	3	.	.	PUNCT
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cblr-14252	470	13	at	at	ADP
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cblr-14252	471	7	&	&	CCONJ
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cblr-14252	471	9	winkler	winkler	PROPN
cblr-14252	471	10	,	,	PUNCT
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cblr-14252	471	21	and	and	CCONJ
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cblr-14252	471	24	(	(	PUNCT
cblr-14252	471	25	univ	univ	ADJ
cblr-14252	471	26	.	.	PUNCT
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cblr-14252	473	3	.	.	PUNCT
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cblr-14252	474	2	,	,	PUNCT
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cblr-14252	474	4	paper	paper	NOUN
cblr-14252	474	5	no	no	NOUN
cblr-14252	474	6	.	.	NOUN
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cblr-14252	474	8	-	-	SYM
cblr-14252	474	9	04	04	NUM
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cblr-14252	476	7	supra	supra	PROPN
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cblr-14252	476	9	16	16	NUM
cblr-14252	476	10	.	.	PUNCT
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cblr-14252	477	17	health	health	NOUN
cblr-14252	477	18	responses	response	NOUN
cblr-14252	477	19	to	to	PART
cblr-14252	477	20	harm	harm	NOUN
cblr-14252	477	21	from	from	ADP
cblr-14252	477	22	gambling	gambling	NOUN
cblr-14252	477	23	,	,	PUNCT
cblr-14252	477	24	104	104	NUM
cblr-14252	477	25	addiction	addiction	NOUN
cblr-14252	477	26	,	,	PUNCT
cblr-14252	477	27	104	104	NUM
cblr-14252	477	28	,	,	PUNCT
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cblr-14252	478	2	,	,	PUNCT
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cblr-14252	478	4	(	(	PUNCT
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cblr-14252	479	8	griffiths	griffiths	PROPN
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cblr-14252	479	13	:	:	PUNCT
cblr-14252	479	14	an	an	DET
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cblr-14252	479	16	and	and	CCONJ
cblr-14252	479	17	systematic	systematic	ADJ
cblr-14252	479	18	review	review	NOUN
cblr-14252	479	19	of	of	ADP
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cblr-14252	479	21	research	research	NOUN
cblr-14252	479	22	(	(	PUNCT
cblr-14252	479	23	2000	2000	NUM
cblr-14252	479	24	-	-	SYM
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cblr-14252	479	27	,	,	PUNCT
cblr-14252	479	28	5	5	NUM
cblr-14252	479	29	j.	j.	PROPN
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cblr-14252	480	3	,	,	PUNCT
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cblr-14252	480	5	,	,	PUNCT
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cblr-14252	480	7	(	(	PUNCT
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cblr-14252	480	10	;	;	PUNCT
cblr-14252	481	1	z.	z.	PROPN
cblr-14252	481	2	zou	zou	PROPN
cblr-14252	481	3	et	et	PROPN
cblr-14252	481	4	al	al	PROPN
cblr-14252	481	5	.	.	PROPN
cblr-14252	481	6	,	,	PUNCT
cblr-14252	481	7	definition	definition	NOUN
cblr-14252	481	8	of	of	ADP
cblr-14252	481	9	substance	substance	NOUN
cblr-14252	481	10	and	and	CCONJ
cblr-14252	481	11	nonsubstance	nonsubstance	ADJ
cblr-14252	481	12	addiction	addiction	NOUN
cblr-14252	481	13	,	,	PUNCT
cblr-14252	481	14	1010	1010	NUM
cblr-14252	481	15	advances	advance	VERB
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cblr-14252	481	17	.	.	PUNCT
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cblr-14252	481	22	.	.	PUNCT
cblr-14252	482	1	21	21	NUM
cblr-14252	482	2	,	,	PUNCT
cblr-14252	482	3	26	26	NUM
cblr-14252	482	4	(	(	PUNCT
cblr-14252	482	5	2017	2017	NUM
cblr-14252	482	6	)	)	PUNCT
cblr-14252	482	7	.	.	PUNCT
cblr-14252	483	1	107	107	NUM
cblr-14252	483	2	youssef	youssef	PROPN
cblr-14252	483	3	allami	allami	NOUN
cblr-14252	483	4	et	et	PROPN
cblr-14252	483	5	al	al	PROPN
cblr-14252	483	6	.	.	PROPN
cblr-14252	483	7	,	,	PUNCT
cblr-14252	483	8	a	a	DET
cblr-14252	483	9	meta	meta	NOUN
cblr-14252	483	10	-	-	PUNCT
cblr-14252	483	11	analysis	analysis	NOUN
cblr-14252	483	12	of	of	ADP
cblr-14252	483	13	problem	problem	NOUN
cblr-14252	483	14	gambling	gambling	NOUN
cblr-14252	483	15	risk	risk	NOUN
cblr-14252	483	16	factors	factor	NOUN
cblr-14252	483	17	in	in	ADP
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cblr-14252	483	19	general	general	ADJ
cblr-14252	483	20	adult	adult	NOUN
cblr-14252	483	21	population	population	NOUN
cblr-14252	483	22	,	,	PUNCT
cblr-14252	483	23	116	116	NUM
cblr-14252	483	24	addict	addict	NOUN
cblr-14252	483	25	.	.	PUNCT
cblr-14252	484	1	2968	2968	NUM
cblr-14252	484	2	(	(	PUNCT
cblr-14252	484	3	2021	2021	NUM
cblr-14252	484	4	)	)	PUNCT
cblr-14252	484	5	;	;	PUNCT
cblr-14252	485	1	lucy	lucy	PROPN
cblr-14252	485	2	t.	t.	PROPN
cblr-14252	485	3	tran	tran	PROPN
cblr-14252	485	4	et	et	PROPN
cblr-14252	485	5	al	al	PROPN
cblr-14252	485	6	.	.	PROPN
cblr-14252	485	7	,	,	PUNCT
cblr-14252	485	8	the	the	DET
cblr-14252	485	9	prevalence	prevalence	NOUN
cblr-14252	485	10	of	of	ADP
cblr-14252	485	11	gambling	gambling	NOUN
cblr-14252	485	12	and	and	CCONJ
cblr-14252	485	13	problematic	problematic	ADJ
cblr-14252	485	14	gambling	gambling	NOUN
cblr-14252	485	15	:	:	PUNCT
cblr-14252	485	16	a	a	DET
cblr-14252	485	17	systematic	systematic	ADJ
cblr-14252	485	18	review	review	NOUN
cblr-14252	485	19	and	and	CCONJ
cblr-14252	485	20	meta	meta	ADJ
cblr-14252	485	21	-	-	PUNCT
cblr-14252	485	22	analysis	analysis	NOUN
cblr-14252	485	23	,	,	PUNCT
cblr-14252	485	24	9	9	NUM
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cblr-14252	485	27	.	.	PUNCT
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cblr-14252	486	3	,	,	PUNCT
cblr-14252	486	4	e594	e594	PROPN
cblr-14252	486	5	(	(	PUNCT
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cblr-14252	486	8	.	.	PUNCT
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cblr-14252	487	8	,	,	PUNCT
cblr-14252	487	9	tackling	tackle	VERB
cblr-14252	487	10	gambling	gambling	NOUN
cblr-14252	487	11	related	relate	VERB
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cblr-14252	487	13	as	as	ADP
cblr-14252	487	14	a	a	DET
cblr-14252	487	15	public	public	ADJ
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cblr-14252	487	18	,	,	PUNCT
cblr-14252	487	19	5	5	NUM
cblr-14252	487	20	lancet	lancet	NOUN
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cblr-14252	487	22	.	.	PUNCT
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cblr-14252	488	2	,	,	PUNCT
cblr-14252	488	3	e14	e14	X
cblr-14252	488	4	(	(	PUNCT
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cblr-14252	488	6	)	)	PUNCT
cblr-14252	488	7	.	.	PUNCT
cblr-14252	489	1	342	342	NUM
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cblr-14252	489	4	law	law	PROPN
cblr-14252	489	5	review	review	NOUN
cblr-14252	489	6	[	[	X
cblr-14252	489	7	vol	vol	NOUN
cblr-14252	489	8	.	.	PUNCT
cblr-14252	489	9	2025	2025	NUM
cblr-14252	489	10	role	role	NOUN
cblr-14252	489	11	of	of	ADP
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cblr-14252	489	14	and	and	CCONJ
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cblr-14252	489	25	and	and	CCONJ
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cblr-14252	489	35	between	between	ADP
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cblr-14252	489	46	‘	'	PUNCT
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cblr-14252	489	83	a	a	DET
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cblr-14252	489	93	:	:	PUNCT
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cblr-14252	489	116	a	a	DET
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cblr-14252	489	133	individual	individual	NOUN
cblr-14252	489	134	’s	’s	PART
cblr-14252	489	135	psychological	psychological	ADJ
cblr-14252	489	136	predispositions	predisposition	NOUN
cblr-14252	489	137	,	,	PUNCT
cblr-14252	489	138	and	and	CCONJ
cblr-14252	489	139	the	the	DET
cblr-14252	489	140	broader	broad	ADJ
cblr-14252	489	141	environment	environment	NOUN
cblr-14252	489	142	.	.	PUNCT
cblr-14252	490	1	for	for	ADP
cblr-14252	490	2	example	example	NOUN
cblr-14252	490	3	,	,	PUNCT
cblr-14252	490	4	social	social	ADJ
cblr-14252	490	5	isolation	isolation	NOUN
cblr-14252	490	6	and	and	CCONJ
cblr-14252	490	7	lack	lack	NOUN
cblr-14252	490	8	of	of	ADP
cblr-14252	490	9	supportive	supportive	ADJ
cblr-14252	490	10	relationships	relationship	NOUN
cblr-14252	490	11	may	may	AUX
cblr-14252	490	12	push	push	VERB
cblr-14252	490	13	someone	someone	PRON
cblr-14252	490	14	further	far	ADV
cblr-14252	490	15	into	into	ADP
cblr-14252	490	16	addiction	addiction	NOUN
cblr-14252	490	17	,	,	PUNCT
cblr-14252	490	18	while	while	SCONJ
cblr-14252	490	19	protective	protective	ADJ
cblr-14252	490	20	factors	factor	NOUN
cblr-14252	490	21	like	like	ADP
cblr-14252	490	22	strong	strong	ADJ
cblr-14252	490	23	social	social	ADJ
cblr-14252	490	24	networks	network	NOUN
cblr-14252	490	25	and	and	CCONJ
cblr-14252	490	26	positive	positive	ADJ
cblr-14252	490	27	environments	environment	NOUN
cblr-14252	490	28	may	may	AUX
cblr-14252	490	29	help	help	VERB
cblr-14252	490	30	others	other	NOUN
cblr-14252	490	31	avoid	avoid	VERB
cblr-14252	490	32	or	or	CCONJ
cblr-14252	490	33	recover	recover	VERB
cblr-14252	490	34	from	from	ADP
cblr-14252	490	35	addiction	addiction	NOUN
cblr-14252	490	36	.	.	PUNCT
cblr-14252	491	1	this	this	DET
cblr-14252	491	2	perspective	perspective	NOUN
cblr-14252	491	3	has	have	AUX
cblr-14252	491	4	influenced	influence	VERB
cblr-14252	491	5	harm	harm	NOUN
cblr-14252	491	6	reduction	reduction	NOUN
cblr-14252	491	7	strategies	strategy	NOUN
cblr-14252	491	8	that	that	PRON
cblr-14252	491	9	aim	aim	VERB
cblr-14252	491	10	to	to	PART
cblr-14252	491	11	change	change	VERB
cblr-14252	491	12	the	the	DET
cblr-14252	491	13	"	"	PUNCT
cblr-14252	491	14	set	set	NOUN
cblr-14252	491	15	"	"	PUNCT
cblr-14252	491	16	and	and	CCONJ
cblr-14252	491	17	"	"	PUNCT
cblr-14252	491	18	setting	setting	NOUN
cblr-14252	491	19	"	"	PUNCT
cblr-14252	491	20	rather	rather	ADV
cblr-14252	491	21	than	than	ADP
cblr-14252	491	22	focusing	focus	VERB
cblr-14252	491	23	exclusively	exclusively	ADV
cblr-14252	491	24	on	on	ADP
cblr-14252	491	25	eliminating	eliminate	VERB
cblr-14252	491	26	drug	drug	NOUN
cblr-14252	491	27	use	use	NOUN
cblr-14252	491	28	.	.	PUNCT
cblr-14252	492	1	the	the	DET
cblr-14252	492	2	zinberg	zinberg	PROPN
cblr-14252	492	3	model	model	PROPN
cblr-14252	492	4	has	have	AUX
cblr-14252	492	5	been	be	AUX
cblr-14252	492	6	used	use	VERB
cblr-14252	492	7	by	by	ADP
cblr-14252	492	8	others	other	NOUN
cblr-14252	492	9	that	that	PRON
cblr-14252	492	10	have	have	AUX
cblr-14252	492	11	worked	work	VERB
cblr-14252	492	12	on	on	ADP
cblr-14252	492	13	gambling	gambling	NOUN
cblr-14252	492	14	-	-	PUNCT
cblr-14252	492	15	related	relate	VERB
cblr-14252	492	16	interactions	interaction	NOUN
cblr-14252	492	17	.	.	PUNCT
cblr-14252	493	1	among	among	ADP
cblr-14252	493	2	those	those	PRON
cblr-14252	493	3	were	be	AUX
cblr-14252	493	4	korn	korn	PROPN
cblr-14252	493	5	and	and	CCONJ
cblr-14252	493	6	shaffer	shaffer	PROPN
cblr-14252	493	7	,	,	PUNCT
cblr-14252	493	8	who	who	PRON
cblr-14252	493	9	have	have	AUX
cblr-14252	493	10	situated	situate	VERB
cblr-14252	493	11	gambling	gambling	NOUN
cblr-14252	493	12	as	as	ADP
cblr-14252	493	13	an	an	DET
cblr-14252	493	14	interaction	interaction	NOUN
cblr-14252	493	15	between	between	ADP
cblr-14252	493	16	the	the	DET
cblr-14252	493	17	product	product	NOUN
cblr-14252	493	18	(	(	PUNCT
cblr-14252	493	19	or	or	CCONJ
cblr-14252	493	20	the	the	DET
cblr-14252	493	21	agent	agent	NOUN
cblr-14252	493	22	,	,	PUNCT
cblr-14252	493	23	i.e.	i.e.	X
cblr-14252	493	24	,	,	PUNCT
cblr-14252	493	25	the	the	DET
cblr-14252	493	26	gambling	gambling	NOUN
cblr-14252	493	27	activity	activity	NOUN
cblr-14252	493	28	and	and	CCONJ
cblr-14252	493	29	its	its	PRON
cblr-14252	493	30	structural	structural	ADJ
cblr-14252	493	31	characteristics	characteristic	NOUN
cblr-14252	493	32	)	)	PUNCT
cblr-14252	493	33	,	,	PUNCT
cblr-14252	493	34	the	the	DET
cblr-14252	493	35	user	user	NOUN
cblr-14252	493	36	(	(	PUNCT
cblr-14252	493	37	or	or	CCONJ
cblr-14252	493	38	the	the	DET
cblr-14252	493	39	host	host	NOUN
cblr-14252	493	40	,	,	PUNCT
cblr-14252	493	41	i.e.	i.e.	X
cblr-14252	493	42	,	,	PUNCT
cblr-14252	493	43	the	the	DET
cblr-14252	493	44	consumer	consumer	NOUN
cblr-14252	493	45	/	/	SYM
cblr-14252	493	46	gambler	gambler	NOUN
cblr-14252	493	47	)	)	PUNCT
cblr-14252	493	48	,	,	PUNCT
cblr-14252	493	49	and	and	CCONJ
cblr-14252	493	50	the	the	DET
cblr-14252	493	51	environment	environment	NOUN
cblr-14252	493	52	(	(	PUNCT
cblr-14252	493	53	e.g.	e.g.	ADV
cblr-14252	493	54	,	,	PUNCT
cblr-14252	493	55	micro	micro	ADJ
cblr-14252	493	56	-	-	ADJ
cblr-14252	493	57	environmental	environmental	ADJ
cblr-14252	493	58	factors	factor	NOUN
cblr-14252	493	59	such	such	ADJ
cblr-14252	493	60	as	as	ADP
cblr-14252	493	61	venue	venue	NOUN
cblr-14252	493	62	,	,	PUNCT
cblr-14252	493	63	or	or	CCONJ
cblr-14252	493	64	macroenvironmental	macroenvironmental	ADJ
cblr-14252	493	65	factors	factor	NOUN
cblr-14252	493	66	such	such	ADJ
cblr-14252	493	67	as	as	ADP
cblr-14252	493	68	culture	culture	NOUN
cblr-14252	493	69	,	,	PUNCT
cblr-14252	493	70	availability	availability	NOUN
cblr-14252	493	71	and	and	CCONJ
cblr-14252	493	72	accessibility).112	accessibility).112	PROPN
cblr-14252	493	73	further	further	ADJ
cblr-14252	493	74	research	research	NOUN
cblr-14252	493	75	demonstrates	demonstrate	VERB
cblr-14252	493	76	that	that	PRON
cblr-14252	493	77	harms	harm	VERB
cblr-14252	493	78	109	109	NUM
cblr-14252	493	79	see	see	NOUN
cblr-14252	493	80	m.c	m.c	PROPN
cblr-14252	493	81	.	.	PROPN
cblr-14252	493	82	van	van	PROPN
cblr-14252	493	83	schalkwyk	schalkwyk	PROPN
cblr-14252	493	84	et	et	PROPN
cblr-14252	493	85	al	al	PROPN
cblr-14252	493	86	.	.	PROPN
cblr-14252	493	87	,	,	PUNCT
cblr-14252	493	88	a	a	DET
cblr-14252	493	89	public	public	ADJ
cblr-14252	493	90	health	health	NOUN
cblr-14252	493	91	approach	approach	NOUN
cblr-14252	493	92	to	to	ADP
cblr-14252	493	93	gambling	gamble	VERB
cblr-14252	493	94	regulation	regulation	NOUN
cblr-14252	493	95	:	:	PUNCT
cblr-14252	493	96	countering	counter	VERB
cblr-14252	493	97	powerful	powerful	ADJ
cblr-14252	493	98	influences	influence	NOUN
cblr-14252	493	99	,	,	PUNCT
cblr-14252	493	100	6	6	NUM
cblr-14252	493	101	lancet	lancet	NOUN
cblr-14252	493	102	pub	pub	NOUN
cblr-14252	493	103	.	.	PUNCT
cblr-14252	494	1	health	health	NOUN
cblr-14252	494	2	,	,	PUNCT
cblr-14252	494	3	e614	e614	PROPN
cblr-14252	494	4	(	(	PUNCT
cblr-14252	494	5	2021	2021	NUM
cblr-14252	494	6	)	)	PUNCT
cblr-14252	494	7	.	.	PUNCT
cblr-14252	495	1	110	110	NUM
cblr-14252	495	2	see	see	VERB
cblr-14252	495	3	generally	generally	ADV
cblr-14252	495	4	norman	norman	PROPN
cblr-14252	495	5	earl	earl	PROPN
cblr-14252	495	6	zinberg	zinberg	PROPN
cblr-14252	495	7	,	,	PUNCT
cblr-14252	495	8	drug	drug	NOUN
cblr-14252	495	9	,	,	PUNCT
cblr-14252	495	10	set	set	NOUN
cblr-14252	495	11	,	,	PUNCT
cblr-14252	495	12	and	and	CCONJ
cblr-14252	495	13	setting	set	VERB
cblr-14252	495	14	:	:	PUNCT
cblr-14252	495	15	the	the	DET
cblr-14252	495	16	basis	basis	NOUN
cblr-14252	495	17	for	for	ADP
cblr-14252	495	18	controlled	control	VERB
cblr-14252	495	19	intoxicant	intoxicant	NOUN
cblr-14252	495	20	use	use	NOUN
cblr-14252	495	21	(	(	PUNCT
cblr-14252	495	22	1984	1984	NUM
cblr-14252	495	23	)	)	PUNCT
cblr-14252	495	24	.	.	PUNCT
cblr-14252	496	1	111	111	NUM
cblr-14252	497	1	i	i	PRON
cblr-14252	497	2	d.	d.	PROPN
cblr-14252	497	3	112	112	NUM
cblr-14252	497	4	see	see	VERB
cblr-14252	497	5	h.j	h.j	PROPN
cblr-14252	497	6	.	.	PROPN
cblr-14252	497	7	shaffer	shaffer	PROPN
cblr-14252	497	8	&	&	CCONJ
cblr-14252	497	9	d.a	d.a	PROPN
cblr-14252	497	10	.	.	PROPN
cblr-14252	497	11	korn	korn	PROPN
cblr-14252	497	12	,	,	PUNCT
cblr-14252	497	13	gambling	gambling	NOUN
cblr-14252	497	14	and	and	CCONJ
cblr-14252	497	15	related	relate	VERB
cblr-14252	497	16	mental	mental	ADJ
cblr-14252	497	17	disorders	disorder	NOUN
cblr-14252	497	18	:	:	PUNCT
cblr-14252	497	19	a	a	DET
cblr-14252	497	20	public	public	ADJ
cblr-14252	497	21	health	health	NOUN
cblr-14252	497	22	analysis	analysis	NOUN
cblr-14252	497	23	,	,	PUNCT
cblr-14252	497	24	ann	ann	PROPN
cblr-14252	497	25	.	.	PROPN
cblr-14252	497	26	rev	rev	PROPN
cblr-14252	497	27	.	.	PUNCT
cblr-14252	498	1	pub	pub	NOUN
cblr-14252	498	2	.	.	PUNCT
cblr-14252	499	1	health	health	NOUN
cblr-14252	499	2	171	171	NUM
cblr-14252	499	3	,	,	PUNCT
cblr-14252	499	4	171	171	NUM
cblr-14252	499	5	no	no	NOUN
cblr-14252	499	6	.	.	NOUN
cblr-14252	499	7	1	1	NUM
cblr-14252	499	8	]	]	PUNCT
cblr-14252	499	9	risk	risk	NOUN
cblr-14252	499	10	,	,	PUNCT
cblr-14252	499	11	discretion	discretion	NOUN
cblr-14252	499	12	,	,	PUNCT
cblr-14252	499	13	and	and	CCONJ
cblr-14252	499	14	bank	bank	NOUN
cblr-14252	499	15	supervision	supervision	NOUN
cblr-14252	499	16	343	343	NUM
cblr-14252	499	17	are	be	AUX
cblr-14252	499	18	developed	develop	VERB
cblr-14252	499	19	or	or	CCONJ
cblr-14252	499	20	maintained	maintain	VERB
cblr-14252	499	21	via	via	ADP
cblr-14252	499	22	the	the	DET
cblr-14252	499	23	interaction	interaction	NOUN
cblr-14252	499	24	between	between	ADP
cblr-14252	499	25	product	product	NOUN
cblr-14252	499	26	characteristics	characteristic	NOUN
cblr-14252	499	27	,	,	PUNCT
cblr-14252	499	28	environmental	environmental	ADJ
cblr-14252	499	29	factors	factor	NOUN
cblr-14252	499	30	,	,	PUNCT
cblr-14252	499	31	and	and	CCONJ
cblr-14252	499	32	individual	individual	ADJ
cblr-14252	499	33	vulnerabilities.113	vulnerabilities.113	NOUN
cblr-14252	499	34	approximately	approximately	ADV
cblr-14252	499	35	30	30	NUM
cblr-14252	499	36	years	year	NOUN
cblr-14252	499	37	after	after	ADP
cblr-14252	499	38	zinberg	zinberg	PROPN
cblr-14252	499	39	’s	’s	PART
cblr-14252	499	40	model	model	NOUN
cblr-14252	499	41	,	,	PUNCT
cblr-14252	499	42	we	we	PRON
cblr-14252	499	43	recognize	recognize	VERB
cblr-14252	499	44	that	that	SCONJ
cblr-14252	499	45	mobile	mobile	ADJ
cblr-14252	499	46	trading	trading	NOUN
cblr-14252	499	47	apps	app	NOUN
cblr-14252	499	48	reveal	reveal	VERB
cblr-14252	499	49	a	a	DET
cblr-14252	499	50	similar	similar	ADJ
cblr-14252	499	51	hazardous	hazardous	ADJ
cblr-14252	499	52	triangle	triangle	NOUN
cblr-14252	499	53	consisting	consist	VERB
cblr-14252	499	54	of	of	ADP
cblr-14252	499	55	the	the	DET
cblr-14252	499	56	product	product	NOUN
cblr-14252	499	57	(	(	PUNCT
cblr-14252	499	58	i.e.	i.e.	X
cblr-14252	499	59	,	,	PUNCT
cblr-14252	499	60	the	the	DET
cblr-14252	499	61	apps	app	NOUN
cblr-14252	499	62	)	)	PUNCT
cblr-14252	499	63	,	,	PUNCT
cblr-14252	499	64	the	the	DET
cblr-14252	499	65	user	user	NOUN
cblr-14252	499	66	(	(	PUNCT
cblr-14252	499	67	i.e.	i.e.	X
cblr-14252	499	68	,	,	PUNCT
cblr-14252	499	69	the	the	DET
cblr-14252	499	70	consumer	consumer	NOUN
cblr-14252	499	71	)	)	PUNCT
cblr-14252	499	72	,	,	PUNCT
cblr-14252	499	73	and	and	CCONJ
cblr-14252	499	74	the	the	DET
cblr-14252	499	75	environment	environment	NOUN
cblr-14252	499	76	(	(	PUNCT
cblr-14252	499	77	e.g.	e.g.	ADV
cblr-14252	499	78	,	,	PUNCT
cblr-14252	499	79	online	online	ADJ
cblr-14252	499	80	communities	community	NOUN
cblr-14252	499	81	like	like	ADP
cblr-14252	499	82	reddit	reddit	NOUN
cblr-14252	499	83	/	/	SYM
cblr-14252	499	84	wallstreetbets).114	wallstreetbets).114	PROPN
cblr-14252	499	85	therefore	therefore	ADV
cblr-14252	499	86	,	,	PUNCT
cblr-14252	499	87	insights	insight	NOUN
cblr-14252	499	88	from	from	ADP
cblr-14252	499	89	the	the	DET
cblr-14252	499	90	gambling	gambling	NOUN
cblr-14252	499	91	literature	literature	NOUN
cblr-14252	499	92	are	be	AUX
cblr-14252	499	93	relevant	relevant	ADJ
cblr-14252	499	94	to	to	PART
cblr-14252	499	95	study	study	VERB
cblr-14252	499	96	gamified	gamifie	VERB
cblr-14252	499	97	finance	finance	NOUN
cblr-14252	499	98	and	and	CCONJ
cblr-14252	499	99	the	the	DET
cblr-14252	499	100	gamblification	gamblification	NOUN
cblr-14252	499	101	phenomenon	phenomenon	NOUN
cblr-14252	499	102	.	.	PUNCT
cblr-14252	500	1	addressing	address	VERB
cblr-14252	500	2	the	the	DET
cblr-14252	500	3	environmental	environmental	ADJ
cblr-14252	500	4	context	context	NOUN
cblr-14252	500	5	,	,	PUNCT
cblr-14252	500	6	reddit	reddit	NOUN
cblr-14252	500	7	/	/	SYM
cblr-14252	500	8	wallstreetbets	wallstreetbet	NOUN
cblr-14252	500	9	'	'	PART
cblr-14252	500	10	discursive	discursive	ADJ
cblr-14252	500	11	culture	culture	NOUN
cblr-14252	500	12	characterizes	characterize	VERB
cblr-14252	500	13	highrisk	highrisk	NOUN
cblr-14252	500	14	trading	trading	NOUN
cblr-14252	500	15	as	as	ADP
cblr-14252	500	16	gambling	gambling	NOUN
cblr-14252	500	17	,	,	PUNCT
cblr-14252	500	18	eschewing	eschew	VERB
cblr-14252	500	19	rational	rational	ADJ
cblr-14252	500	20	decision	decision	NOUN
cblr-14252	500	21	-	-	PUNCT
cblr-14252	500	22	making	making	NOUN
cblr-14252	500	23	while	while	SCONJ
cblr-14252	500	24	celebrating	celebrate	VERB
cblr-14252	500	25	and	and	CCONJ
cblr-14252	500	26	normalizing	normalize	VERB
cblr-14252	500	27	financial	financial	ADJ
cblr-14252	500	28	gambling	gambling	NOUN
cblr-14252	500	29	,	,	PUNCT
cblr-14252	500	30	risktaking	risktake	VERB
cblr-14252	500	31	and	and	CCONJ
cblr-14252	500	32	losses.115	losses.115	PRON
cblr-14252	500	33	some	some	PRON
cblr-14252	500	34	contend	contend	VERB
cblr-14252	500	35	that	that	SCONJ
cblr-14252	500	36	r	r	NOUN
cblr-14252	500	37	/	/	SYM
cblr-14252	500	38	wallstreetbets	wallstreetbet	NOUN
cblr-14252	500	39	surpasses	surpass	VERB
cblr-14252	500	40	most	most	ADJ
cblr-14252	500	41	investment	investment	NOUN
cblr-14252	500	42	banks	bank	NOUN
cblr-14252	500	43	in	in	ADP
cblr-14252	500	44	identifying	identify	VERB
cblr-14252	500	45	topperforming	topperforme	VERB
cblr-14252	500	46	stocks116	stocks116	PROPN
cblr-14252	500	47	,	,	PUNCT
cblr-14252	500	48	while	while	SCONJ
cblr-14252	500	49	others	other	NOUN
cblr-14252	500	50	suggest	suggest	VERB
cblr-14252	500	51	low	low	ADJ
cblr-14252	500	52	returns,117	returns,117	ADJ
cblr-14252	500	53	emphasize	emphasize	VERB
cblr-14252	500	54	low	low	ADJ
cblr-14252	500	55	informational	informational	ADJ
cblr-14252	500	56	value	value	NOUN
cblr-14252	500	57	,	,	PUNCT
cblr-14252	500	58	preoccupation	preoccupation	NOUN
cblr-14252	500	59	with	with	ADP
cblr-14252	500	60	(	(	PUNCT
cblr-14252	500	61	2002	2002	NUM
cblr-14252	500	62	)	)	PUNCT
cblr-14252	500	63	;	;	PUNCT
cblr-14252	500	64	d.a	d.a	PROPN
cblr-14252	500	65	.	.	PROPN
cblr-14252	500	66	korn	korn	PROPN
cblr-14252	500	67	&	&	CCONJ
cblr-14252	500	68	h.j	h.j	PROPN
cblr-14252	500	69	.	.	PROPN
cblr-14252	500	70	shaffer	shaffer	PROPN
cblr-14252	500	71	,	,	PUNCT
cblr-14252	500	72	gambling	gambling	NOUN
cblr-14252	500	73	and	and	CCONJ
cblr-14252	500	74	the	the	DET
cblr-14252	500	75	health	health	NOUN
cblr-14252	500	76	of	of	ADP
cblr-14252	500	77	the	the	DET
cblr-14252	500	78	public	public	NOUN
cblr-14252	500	79	:	:	PUNCT
cblr-14252	500	80	adopting	adopt	VERB
cblr-14252	500	81	a	a	DET
cblr-14252	500	82	public	public	ADJ
cblr-14252	500	83	health	health	NOUN
cblr-14252	500	84	perspective	perspective	NOUN
cblr-14252	500	85	,	,	PUNCT
cblr-14252	500	86	15	15	NUM
cblr-14252	500	87	j.	j.	PROPN
cblr-14252	500	88	gambl	gambl	PROPN
cblr-14252	500	89	.	.	PUNCT
cblr-14252	501	1	stud	stud	PROPN
cblr-14252	501	2	.	.	PUNCT
cblr-14252	502	1	289	289	NUM
cblr-14252	502	2	,	,	PUNCT
cblr-14252	502	3	317	317	NUM
cblr-14252	502	4	(	(	PUNCT
cblr-14252	502	5	1999	1999	NUM
cblr-14252	502	6	)	)	PUNCT
cblr-14252	502	7	.	.	PUNCT
cblr-14252	503	1	113	113	NUM
cblr-14252	503	2	paul	paul	PROPN
cblr-14252	503	3	delfabbro	delfabbro	PROPN
cblr-14252	503	4	&	&	CCONJ
cblr-14252	503	5	jonathan	jonathan	PROPN
cblr-14252	503	6	parke	parke	PROPN
cblr-14252	503	7	,	,	PUNCT
cblr-14252	503	8	challenges	challenge	NOUN
cblr-14252	503	9	in	in	ADP
cblr-14252	503	10	the	the	DET
cblr-14252	503	11	measurement	measurement	NOUN
cblr-14252	503	12	of	of	ADP
cblr-14252	503	13	gambling	gambling	NOUN
cblr-14252	503	14	product	product	NOUN
cblr-14252	503	15	risk	risk	NOUN
cblr-14252	503	16	:	:	PUNCT
cblr-14252	503	17	a	a	DET
cblr-14252	503	18	critical	critical	ADJ
cblr-14252	503	19	review	review	NOUN
cblr-14252	503	20	of	of	ADP
cblr-14252	503	21	the	the	DET
cblr-14252	503	22	asterig	asterig	NOUN
cblr-14252	503	23	assessment	assessment	NOUN
cblr-14252	503	24	tool	tool	NOUN
cblr-14252	503	25	,	,	PUNCT
cblr-14252	503	26	7	7	NUM
cblr-14252	503	27	j.	j.	PROPN
cblr-14252	503	28	gambl	gambl	PROPN
cblr-14252	503	29	.	.	PUNCT
cblr-14252	504	1	issues	issue	NOUN
cblr-14252	504	2	378	378	NUM
cblr-14252	504	3	,	,	PUNCT
cblr-14252	504	4	378	378	NUM
cblr-14252	504	5	(	(	PUNCT
cblr-14252	504	6	2021	2021	NUM
cblr-14252	504	7	)	)	PUNCT
cblr-14252	504	8	;	;	PUNCT
cblr-14252	504	9	mark	mark	PROPN
cblr-14252	504	10	d.	d.	PROPN
cblr-14252	504	11	griffiths	griffiths	PROPN
cblr-14252	504	12	&	&	CCONJ
cblr-14252	504	13	filip	filip	PROPN
cblr-14252	504	14	nuyens	nuyens	PROPN
cblr-14252	504	15	,	,	PUNCT
cblr-14252	504	16	an	an	DET
cblr-14252	504	17	overview	overview	NOUN
cblr-14252	504	18	of	of	ADP
cblr-14252	504	19	structural	structural	ADJ
cblr-14252	504	20	characteristics	characteristic	NOUN
cblr-14252	504	21	in	in	ADP
cblr-14252	504	22	problematic	problematic	ADJ
cblr-14252	504	23	video	video	NOUN
cblr-14252	504	24	game	game	NOUN
cblr-14252	504	25	playing	playing	NOUN
cblr-14252	504	26	,	,	PUNCT
cblr-14252	504	27	4	4	NUM
cblr-14252	504	28	curr	curr	X
cblr-14252	504	29	.	.	PUNCT
cblr-14252	504	30	addict	addict	NOUN
cblr-14252	504	31	.	.	PUNCT
cblr-14252	505	1	rep	rep	PROPN
cblr-14252	505	2	.	.	PROPN
cblr-14252	505	3	272	272	NUM
cblr-14252	505	4	,	,	PUNCT
cblr-14252	505	5	272	272	NUM
cblr-14252	505	6	(	(	PUNCT
cblr-14252	505	7	2017	2017	NUM
cblr-14252	505	8	)	)	PUNCT
cblr-14252	505	9	;	;	PUNCT
cblr-14252	505	10	adrian	adrian	PROPN
cblr-14252	505	11	parke	parke	PROPN
cblr-14252	505	12	&	&	CCONJ
cblr-14252	505	13	jonathan	jonathan	PROPN
cblr-14252	505	14	parke	parke	PROPN
cblr-14252	505	15	,	,	PUNCT
cblr-14252	505	16	transformation	transformation	NOUN
cblr-14252	505	17	of	of	ADP
cblr-14252	505	18	sports	sport	NOUN
cblr-14252	505	19	betting	bet	VERB
cblr-14252	505	20	into	into	ADP
cblr-14252	505	21	a	a	DET
cblr-14252	505	22	rapid	rapid	ADJ
cblr-14252	505	23	and	and	CCONJ
cblr-14252	505	24	continuous	continuous	ADJ
cblr-14252	505	25	gambling	gambling	NOUN
cblr-14252	505	26	activity	activity	NOUN
cblr-14252	505	27	:	:	PUNCT
cblr-14252	505	28	a	a	DET
cblr-14252	505	29	grounded	ground	VERB
cblr-14252	505	30	theoretical	theoretical	ADJ
cblr-14252	505	31	investigation	investigation	NOUN
cblr-14252	505	32	of	of	ADP
cblr-14252	505	33	problem	problem	NOUN
cblr-14252	505	34	sports	sport	NOUN
cblr-14252	505	35	betting	betting	NOUN
cblr-14252	505	36	in	in	ADP
cblr-14252	505	37	online	online	ADJ
cblr-14252	505	38	settings	setting	NOUN
cblr-14252	505	39	,	,	PUNCT
cblr-14252	505	40	17	17	NUM
cblr-14252	505	41	int’l	int’l	NUM
cblr-14252	505	42	j.	j.	PROPN
cblr-14252	505	43	ment	ment	PROPN
cblr-14252	505	44	.	.	PUNCT
cblr-14252	505	45	health	health	PROPN
cblr-14252	505	46	addict	addict	NOUN
cblr-14252	505	47	.	.	PUNCT
cblr-14252	505	48	1340	1340	NUM
cblr-14252	505	49	,	,	PUNCT
cblr-14252	505	50	1353	1353	NUM
cblr-14252	505	51	(	(	PUNCT
cblr-14252	505	52	2019	2019	NUM
cblr-14252	505	53	)	)	PUNCT
cblr-14252	505	54	.	.	PUNCT
cblr-14252	506	1	114	114	NUM
cblr-14252	506	2	see	see	VERB
cblr-14252	506	3	d.	d.	PROPN
cblr-14252	506	4	bradley	bradley	PROPN
cblr-14252	506	5	et	et	PROPN
cblr-14252	506	6	al	al	PROPN
cblr-14252	506	7	.	.	PROPN
cblr-14252	506	8	,	,	PUNCT
cblr-14252	506	9	place	place	VERB
cblr-14252	506	10	your	your	PRON
cblr-14252	506	11	bets	bet	NOUN
cblr-14252	506	12	?	?	PUNCT
cblr-14252	507	1	the	the	DET
cblr-14252	507	2	market	market	NOUN
cblr-14252	507	3	consequences	consequence	NOUN
cblr-14252	507	4	of	of	ADP
cblr-14252	507	5	investment	investment	NOUN
cblr-14252	507	6	advice	advice	NOUN
cblr-14252	507	7	on	on	ADP
cblr-14252	507	8	reddit	reddit	NOUN
cblr-14252	507	9	's	's	PART
cblr-14252	507	10	wallstreetbets	wallstreetbet	NOUN
cblr-14252	507	11	,	,	PUNCT
cblr-14252	507	12	ssrn	ssrn	NOUN
cblr-14252	507	13	(	(	PUNCT
cblr-14252	507	14	2021	2021	NUM
cblr-14252	507	15	)	)	PUNCT
cblr-14252	507	16	,	,	PUNCT
cblr-14252	507	17	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3806065	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3806065	PROPN
cblr-14252	508	1	[	[	X
cblr-14252	508	2	https://perma.cc/7wr2-xtvw	https://perma.cc/7wr2-xtvw	X
cblr-14252	508	3	]	]	X
cblr-14252	508	4	;	;	PUNCT
cblr-14252	508	5	v.	v.	ADP
cblr-14252	508	6	semenova	semenova	PROPN
cblr-14252	508	7	&	&	CCONJ
cblr-14252	508	8	j.	j.	PROPN
cblr-14252	508	9	winkler	winkler	PROPN
cblr-14252	508	10	,	,	PUNCT
cblr-14252	508	11	reddit	reddit	PROPN
cblr-14252	508	12	's	's	PART
cblr-14252	508	13	selforganised	selforganise	VERB
cblr-14252	508	14	bull	bull	NOUN
cblr-14252	508	15	runs	run	NOUN
cblr-14252	508	16	:	:	PUNCT
cblr-14252	508	17	social	social	ADJ
cblr-14252	508	18	contagion	contagion	NOUN
cblr-14252	508	19	and	and	CCONJ
cblr-14252	508	20	asset	asset	NOUN
cblr-14252	508	21	prices	price	NOUN
cblr-14252	508	22	,	,	PUNCT
cblr-14252	508	23	arxiv	arxiv	PROPN
cblr-14252	508	24	(	(	PUNCT
cblr-14252	508	25	2021	2021	NUM
cblr-14252	508	26	)	)	PUNCT
cblr-14252	508	27	,	,	PUNCT
cblr-14252	508	28	https://arxiv.org/pdf/2104.01847	https://arxiv.org/pdf/2104.01847	NOUN
cblr-14252	509	1	[	[	X
cblr-14252	509	2	https://perma.cc/ft7m-etx3	https://perma.cc/ft7m-etx3	PROPN
cblr-14252	509	3	]	]	PUNCT
cblr-14252	509	4	.	.	PUNCT
cblr-14252	510	1	115	115	NUM
cblr-14252	510	2	yubo	yubo	ADJ
cblr-14252	510	3	kou	kou	PROPN
cblr-14252	510	4	et	et	PROPN
cblr-14252	510	5	al	al	PROPN
cblr-14252	510	6	.	.	PROPN
cblr-14252	510	7	,	,	PUNCT
cblr-14252	510	8	trading	trade	VERB
cblr-14252	510	9	as	as	ADP
cblr-14252	510	10	gambling	gambling	NOUN
cblr-14252	510	11	:	:	PUNCT
cblr-14252	510	12	social	social	ADJ
cblr-14252	510	13	investing	investing	NOUN
cblr-14252	510	14	and	and	CCONJ
cblr-14252	510	15	financial	financial	ADJ
cblr-14252	510	16	risks	risk	NOUN
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cblr-14252	510	19	r	r	NOUN
cblr-14252	510	20	/	/	SYM
cblr-14252	510	21	wallstreetbets	wallstreetbet	NOUN
cblr-14252	510	22	subreddit	subreddit	NOUN
cblr-14252	510	23	,	,	PUNCT
cblr-14252	510	24	in	in	ADP
cblr-14252	510	25	proceedings	proceeding	NOUN
cblr-14252	510	26	of	of	ADP
cblr-14252	510	27	the	the	DET
cblr-14252	510	28	chi	chi	PROPN
cblr-14252	510	29	conference	conference	NOUN
cblr-14252	510	30	on	on	ADP
cblr-14252	510	31	human	human	ADJ
cblr-14252	510	32	factors	factor	NOUN
cblr-14252	510	33	in	in	ADP
cblr-14252	510	34	computing	computing	NOUN
cblr-14252	510	35	systems	system	NOUN
cblr-14252	510	36	1,11	1,11	NOUN
cblr-14252	510	37	(	(	PUNCT
cblr-14252	510	38	2024	2024	NUM
cblr-14252	510	39	)	)	PUNCT
cblr-14252	510	40	.	.	PUNCT
cblr-14252	511	1	116	116	NUM
cblr-14252	511	2	t.	t.	NOUN
cblr-14252	511	3	buz	buz	PROPN
cblr-14252	511	4	&	&	CCONJ
cblr-14252	511	5	g.	g.	PROPN
cblr-14252	511	6	de	de	PROPN
cblr-14252	511	7	melo	melo	PROPN
cblr-14252	511	8	,	,	PUNCT
cblr-14252	511	9	democratisation	democratisation	NOUN
cblr-14252	511	10	of	of	ADP
cblr-14252	511	11	retail	retail	ADJ
cblr-14252	511	12	trading	trading	NOUN
cblr-14252	511	13	:	:	PUNCT
cblr-14252	511	14	a	a	DET
cblr-14252	511	15	datadriven	datadriven	ADJ
cblr-14252	511	16	comparison	comparison	NOUN
cblr-14252	511	17	of	of	ADP
cblr-14252	511	18	reddit	reddit	NOUN
cblr-14252	511	19	’s	’s	PART
cblr-14252	511	20	wallstreetbets	wallstreetbet	NOUN
cblr-14252	511	21	to	to	ADP
cblr-14252	511	22	investment	investment	NOUN
cblr-14252	511	23	bank	bank	NOUN
cblr-14252	511	24	analysts	analyst	NOUN
cblr-14252	511	25	,	,	PUNCT
cblr-14252	511	26	1	1	NUM
cblr-14252	511	27	j.	j.	PROPN
cblr-14252	511	28	bus	bus	PROPN
cblr-14252	511	29	.	.	PUNCT
cblr-14252	512	1	analytics	analytic	NOUN
cblr-14252	512	2	1–17	1–17	PROPN
cblr-14252	512	3	(	(	PUNCT
cblr-14252	512	4	2024	2024	NUM
cblr-14252	512	5	)	)	PUNCT
cblr-14252	512	6	.	.	PUNCT
cblr-14252	513	1	117	117	NUM
cblr-14252	513	2	see	see	VERB
cblr-14252	513	3	generally	generally	ADV
cblr-14252	513	4	d.	d.	PROPN
cblr-14252	513	5	bradley	bradley	PROPN
cblr-14252	513	6	,	,	PUNCT
cblr-14252	513	7	j.	j.	PROPN
cblr-14252	513	8	hanousek	hanousek	PROPN
cblr-14252	513	9	jr	jr	PROPN
cblr-14252	513	10	.	.	PROPN
cblr-14252	513	11	,	,	PUNCT
cblr-14252	513	12	r.	r.	PROPN
cblr-14252	513	13	jame	jame	PROPN
cblr-14252	513	14	,	,	PUNCT
cblr-14252	513	15	et	et	PROPN
cblr-14252	513	16	al	al	PROPN
cblr-14252	513	17	.	.	PROPN
cblr-14252	513	18	,	,	PUNCT
cblr-14252	513	19	place	place	VERB
cblr-14252	513	20	your	your	PRON
cblr-14252	513	21	bets	bet	NOUN
cblr-14252	513	22	?	?	PUNCT
cblr-14252	514	1	the	the	DET
cblr-14252	514	2	value	value	NOUN
cblr-14252	514	3	of	of	ADP
cblr-14252	514	4	investment	investment	NOUN
cblr-14252	514	5	research	research	NOUN
cblr-14252	514	6	on	on	ADP
cblr-14252	514	7	reddit	reddit	NOUN
cblr-14252	514	8	’s	’s	PART
cblr-14252	514	9	wallstreetbets	wallstreetbet	NOUN
cblr-14252	514	10	,	,	PUNCT
cblr-14252	514	11	37	37	NUM
cblr-14252	514	12	 	 	SPACE
cblr-14252	514	13	rev	rev	VERB
cblr-14252	514	14	.	.	PROPN
cblr-14252	514	15	fin	fin	PROPN
cblr-14252	514	16	.	.	PUNCT
cblr-14252	514	17	stud	stud	PROPN
cblr-14252	514	18	.	.	PUNCT
cblr-14252	515	1	1409	1409	NUM
cblr-14252	515	2	(	(	PUNCT
cblr-14252	515	3	2024	2024	NUM
cblr-14252	515	4	)	)	PUNCT
cblr-14252	515	5	.	.	PUNCT
cblr-14252	516	1	344	344	NUM
cblr-14252	516	2	columbia	columbia	PROPN
cblr-14252	516	3	business	business	NOUN
cblr-14252	516	4	law	law	PROPN
cblr-14252	516	5	review	review	NOUN
cblr-14252	516	6	[	[	X
cblr-14252	516	7	vol	vol	NOUN
cblr-14252	516	8	.	.	PUNCT
cblr-14252	516	9	2025	2025	NUM
cblr-14252	516	10	attention	attention	NOUN
cblr-14252	516	11	-	-	PUNCT
cblr-14252	516	12	grabbing	grab	VERB
cblr-14252	516	13	stocks	stock	NOUN
cblr-14252	516	14	,	,	PUNCT
cblr-14252	516	15	and	and	CCONJ
cblr-14252	516	16	reliance	reliance	NOUN
cblr-14252	516	17	on	on	ADP
cblr-14252	516	18	price	price	NOUN
cblr-14252	516	19	-	-	PUNCT
cblr-14252	516	20	pressure	pressure	NOUN
cblr-14252	516	21	strategies	strategy	NOUN
cblr-14252	516	22	,	,	PUNCT
cblr-14252	516	23	which	which	PRON
cblr-14252	516	24	may	may	AUX
cblr-14252	516	25	adversely	adversely	ADV
cblr-14252	516	26	impact	impact	VERB
cblr-14252	516	27	smaller	small	ADJ
cblr-14252	516	28	retail	retail	ADJ
cblr-14252	516	29	traders.118	traders.118	NOUN
cblr-14252	516	30	this	this	DET
cblr-14252	516	31	social	social	ADJ
cblr-14252	516	32	environment	environment	NOUN
cblr-14252	516	33	fosters	foster	VERB
cblr-14252	516	34	affective	affective	ADJ
cblr-14252	516	35	relationships	relationship	NOUN
cblr-14252	516	36	that	that	PRON
cblr-14252	516	37	encourage	encourage	VERB
cblr-14252	516	38	uninformed	uninformed	ADJ
cblr-14252	516	39	,	,	PUNCT
cblr-14252	516	40	outsized	outsized	ADJ
cblr-14252	516	41	risktaking	risktaking	ADJ
cblr-14252	516	42	and	and	CCONJ
cblr-14252	516	43	large	large	ADJ
cblr-14252	516	44	portfolio	portfolio	NOUN
cblr-14252	516	45	allocations	allocation	NOUN
cblr-14252	516	46	to	to	ADP
cblr-14252	516	47	speculative	speculative	ADJ
cblr-14252	516	48	positions	position	NOUN
cblr-14252	516	49	,	,	PUNCT
cblr-14252	516	50	119	119	NUM
cblr-14252	516	51	particularly	particularly	ADV
cblr-14252	516	52	among	among	ADP
cblr-14252	516	53	marginalized	marginalize	VERB
cblr-14252	516	54	groups	group	NOUN
cblr-14252	516	55	and	and	CCONJ
cblr-14252	516	56	those	those	PRON
cblr-14252	516	57	from	from	ADP
cblr-14252	516	58	lower	low	ADJ
cblr-14252	516	59	socio	socio	NOUN
cblr-14252	516	60	-	-	PUNCT
cblr-14252	516	61	economic	economic	ADJ
cblr-14252	516	62	backgrounds.120	backgrounds.120	ADJ
cblr-14252	516	63	trading	trading	NOUN
cblr-14252	516	64	apps	app	NOUN
cblr-14252	516	65	investors	investor	NOUN
cblr-14252	516	66	’	'	PUNCT
cblr-14252	516	67	decisions	decision	NOUN
cblr-14252	516	68	are	be	AUX
cblr-14252	516	69	more	more	ADV
cblr-14252	516	70	influenced	influence	VERB
cblr-14252	516	71	by	by	ADP
cblr-14252	516	72	emotionally	emotionally	ADV
cblr-14252	516	73	charged	charge	VERB
cblr-14252	516	74	r	r	NOUN
cblr-14252	516	75	/	/	SYM
cblr-14252	516	76	wallstreetbets	wallstreetbet	NOUN
cblr-14252	516	77	posts	post	NOUN
cblr-14252	516	78	,	,	PUNCT
cblr-14252	516	79	particularly	particularly	ADV
cblr-14252	516	80	those	those	PRON
cblr-14252	516	81	expressing	express	VERB
cblr-14252	516	82	anger	anger	NOUN
cblr-14252	516	83	or	or	CCONJ
cblr-14252	516	84	disgust	disgust	NOUN
cblr-14252	516	85	,	,	PUNCT
cblr-14252	516	86	than	than	ADP
cblr-14252	516	87	by	by	ADP
cblr-14252	516	88	professional	professional	ADJ
cblr-14252	516	89	investment	investment	NOUN
cblr-14252	516	90	analysis	analysis	NOUN
cblr-14252	516	91	,	,	PUNCT
cblr-14252	516	92	amplifying	amplifying	ADJ
cblr-14252	516	93	impulsive	impulsive	ADJ
cblr-14252	516	94	and	and	CCONJ
cblr-14252	516	95	emotionally	emotionally	ADV
cblr-14252	516	96	driven	drive	VERB
cblr-14252	516	97	trading	trading	NOUN
cblr-14252	516	98	behaviors.121	behaviors.121	ADP
cblr-14252	516	99	the	the	DET
cblr-14252	516	100	prevalence	prevalence	NOUN
cblr-14252	516	101	of	of	ADP
cblr-14252	516	102	millennial	millennial	ADJ
cblr-14252	516	103	investors	investor	NOUN
cblr-14252	516	104	on	on	ADP
cblr-14252	516	105	r	r	PROPN
cblr-14252	516	106	/	/	SYM
cblr-14252	516	107	wallstreetbets,122	wallstreetbets,122	PROPN
cblr-14252	516	108	correlates	correlate	VERB
cblr-14252	516	109	with	with	ADP
cblr-14252	516	110	their	their	PRON
cblr-14252	516	111	generation	generation	NOUN
cblr-14252	516	112	's	's	PART
cblr-14252	516	113	experience	experience	NOUN
cblr-14252	516	114	of	of	ADP
cblr-14252	516	115	lagging	lag	VERB
cblr-14252	516	116	wealth	wealth	NOUN
cblr-14252	516	117	creation	creation	NOUN
cblr-14252	516	118	,	,	PUNCT
cblr-14252	516	119	potentially	potentially	ADV
cblr-14252	516	120	contributing	contribute	VERB
cblr-14252	516	121	to	to	ADP
cblr-14252	516	122	their	their	PRON
cblr-14252	516	123	gambling	gambling	NOUN
cblr-14252	516	124	-	-	PUNCT
cblr-14252	516	125	like	like	ADJ
cblr-14252	516	126	,	,	PUNCT
cblr-14252	516	127	risktaking	risktake	VERB
cblr-14252	516	128	behavior	behavior	NOUN
cblr-14252	516	129	and	and	CCONJ
cblr-14252	516	130	nihilistic	nihilistic	ADJ
cblr-14252	516	131	approach	approach	NOUN
cblr-14252	516	132	to	to	ADP
cblr-14252	516	133	financial	financial	ADJ
cblr-14252	516	134	decisions.123	decisions.123	NOUN
cblr-14252	516	135	young	young	ADJ
cblr-14252	516	136	investors	investor	NOUN
cblr-14252	516	137	are	be	AUX
cblr-14252	516	138	especially	especially	ADV
cblr-14252	516	139	vulnerable	vulnerable	ADJ
cblr-14252	516	140	due	due	ADP
cblr-14252	516	141	to	to	ADP
cblr-14252	516	142	sensation	sensation	NOUN
cblr-14252	516	143	-	-	PUNCT
cblr-14252	516	144	seeking	seek	VERB
cblr-14252	516	145	tendencies	tendency	NOUN
cblr-14252	516	146	,	,	PUNCT
cblr-14252	516	147	insufficient	insufficient	ADJ
cblr-14252	516	148	diversification	diversification	NOUN
cblr-14252	516	149	,	,	PUNCT
cblr-14252	516	150	and	and	CCONJ
cblr-14252	517	1	118	118	NUM
cblr-14252	517	2	i	i	NOUN
cblr-14252	517	3	d.	d.	PROPN
cblr-14252	517	4	119	119	NUM
cblr-14252	517	5	s.	s.	PROPN
cblr-14252	517	6	warkulat	warkulat	PROPN
cblr-14252	517	7	&	&	CCONJ
cblr-14252	517	8	m.	m.	PROPN
cblr-14252	517	9	pelster	pelster	PROPN
cblr-14252	517	10	,	,	PUNCT
cblr-14252	517	11	social	social	ADJ
cblr-14252	517	12	media	medium	NOUN
cblr-14252	517	13	attention	attention	NOUN
cblr-14252	517	14	and	and	CCONJ
cblr-14252	517	15	retail	retail	ADJ
cblr-14252	517	16	investor	investor	NOUN
cblr-14252	517	17	behavior	behavior	NOUN
cblr-14252	517	18	:	:	PUNCT
cblr-14252	517	19	evidence	evidence	NOUN
cblr-14252	517	20	from	from	ADP
cblr-14252	517	21	r	r	NOUN
cblr-14252	517	22	/	/	SYM
cblr-14252	517	23	wallstreetbets	wallstreetbet	NOUN
cblr-14252	517	24	,	,	PUNCT
cblr-14252	517	25	96	96	NUM
cblr-14252	517	26	 	 	SPACE
cblr-14252	517	27	int	int	NOUN
cblr-14252	517	28	.	.	PUNCT
cblr-14252	518	1	rev	rev	PROPN
cblr-14252	518	2	.	.	PROPN
cblr-14252	519	1	fin	fin	PROPN
cblr-14252	519	2	.	.	PUNCT
cblr-14252	520	1	anal	anal	PROPN
cblr-14252	520	2	.	.	PUNCT
cblr-14252	521	1	103721	103721	NUM
cblr-14252	521	2	(	(	PUNCT
cblr-14252	521	3	2024	2024	NUM
cblr-14252	521	4	)	)	PUNCT
cblr-14252	521	5	.	.	PUNCT
cblr-14252	522	1	120	120	NUM
cblr-14252	522	2	alok	alok	PROPN
cblr-14252	522	3	kumar	kumar	PROPN
cblr-14252	522	4	,	,	PUNCT
cblr-14252	522	5	who	who	PRON
cblr-14252	522	6	gambles	gamble	VERB
cblr-14252	522	7	in	in	ADP
cblr-14252	522	8	the	the	DET
cblr-14252	522	9	stock	stock	NOUN
cblr-14252	522	10	market	market	NOUN
cblr-14252	522	11	?	?	PUNCT
cblr-14252	522	12	,	,	PUNCT
cblr-14252	522	13	64	64	NUM
cblr-14252	522	14	j.	j.	PROPN
cblr-14252	522	15	fin	fin	PROPN
cblr-14252	522	16	.	.	PUNCT
cblr-14252	522	17	1889	1889	NUM
cblr-14252	522	18	,	,	PUNCT
cblr-14252	522	19	1894	1894	NUM
cblr-14252	522	20	(	(	PUNCT
cblr-14252	522	21	2009	2009	NUM
cblr-14252	522	22	)	)	PUNCT
cblr-14252	522	23	,	,	PUNCT
cblr-14252	522	24	https://www-jstororg.ezproxy.cul.columbia.edu/stable/pdf/27735154.pdf?refreqid=fastlydefault%3ae5dfc7f027cd3b854fed77dead44cf4f&ab_segments=&initiator=	https://www-jstororg.ezproxy.cul.columbia.edu/stable/pdf/27735154.pdf?refreqid=fastlydefault%3ae5dfc7f027cd3b854fed77dead44cf4f&ab_segments=&initiator=	PROPN
cblr-14252	522	25	&	&	CCONJ
cblr-14252	522	26	accepttc=1	accepttc=1	PROPN
cblr-14252	523	1	[	[	X
cblr-14252	523	2	https://perma.cc/8q42-gj49	https://perma.cc/8q42-gj49	NUM
cblr-14252	523	3	]	]	PUNCT
cblr-14252	523	4	.	.	PUNCT
cblr-14252	524	1	see	see	AUX
cblr-14252	524	2	also	also	ADV
cblr-14252	524	3	kou	kou	PROPN
cblr-14252	524	4	et	et	PROPN
cblr-14252	524	5	al	al	PROPN
cblr-14252	524	6	.	.	PROPN
cblr-14252	524	7	,	,	PUNCT
cblr-14252	524	8	supra	supra	PROPN
cblr-14252	524	9	note	note	VERB
cblr-14252	524	10	115	115	NUM
cblr-14252	524	11	.	.	PUNCT
cblr-14252	525	1	121	121	NUM
cblr-14252	525	2	see	see	VERB
cblr-14252	525	3	warkulat	warkulat	NOUN
cblr-14252	525	4	&	&	CCONJ
cblr-14252	525	5	pelster	pelster	PROPN
cblr-14252	525	6	,	,	PUNCT
cblr-14252	525	7	supra	supra	PROPN
cblr-14252	525	8	note	note	PROPN
cblr-14252	525	9	119	119	NUM
cblr-14252	525	10	.	.	NOUN
cblr-14252	525	11	122	122	NUM
cblr-14252	525	12	see	see	VERB
cblr-14252	525	13	generally	generally	ADV
cblr-14252	525	14	sonja	sonja	PROPN
cblr-14252	525	15	warkulat	warkulat	PROPN
cblr-14252	525	16	&	&	CCONJ
cblr-14252	525	17	matthias	matthias	PROPN
cblr-14252	525	18	pelster	pelster	PROPN
cblr-14252	525	19	,	,	PUNCT
cblr-14252	525	20	social	social	ADJ
cblr-14252	525	21	media	medium	NOUN
cblr-14252	525	22	attention	attention	NOUN
cblr-14252	525	23	and	and	CCONJ
cblr-14252	525	24	retail	retail	ADJ
cblr-14252	525	25	investor	investor	NOUN
cblr-14252	525	26	behavior	behavior	NOUN
cblr-14252	525	27	:	:	PUNCT
cblr-14252	525	28	evidence	evidence	NOUN
cblr-14252	525	29	from	from	ADP
cblr-14252	525	30	r	r	NOUN
cblr-14252	525	31	/	/	SYM
cblr-14252	525	32	wallstreetbets	wallstreetbet	NOUN
cblr-14252	525	33	,	,	PUNCT
cblr-14252	525	34	96	96	NUM
cblr-14252	525	35	int'l	int'l	NOUN
cblr-14252	525	36	rev	rev	VERB
cblr-14252	525	37	.	.	PROPN
cblr-14252	526	1	fin	fin	NOUN
cblr-14252	526	2	.	.	PUNCT
cblr-14252	527	1	analysis	analysis	NOUN
cblr-14252	527	2	103721	103721	NUM
cblr-14252	527	3	(	(	PUNCT
cblr-14252	527	4	nov	nov	PROPN
cblr-14252	527	5	.	.	PROPN
cblr-14252	527	6	2024	2024	NUM
cblr-14252	527	7	)	)	PUNCT
cblr-14252	527	8	,	,	PUNCT
cblr-14252	527	9	https://doi.org/10.1016/j.irfa.2024.103721	https://doi.org/10.1016/j.irfa.2024.103721	PROPN
cblr-14252	527	10	.	.	PUNCT
cblr-14252	528	1	(	(	PUNCT
cblr-14252	528	2	also	also	ADV
cblr-14252	528	3	discussing	discuss	VERB
cblr-14252	528	4	which	which	DET
cblr-14252	528	5	generations	generation	NOUN
cblr-14252	528	6	are	be	AUX
cblr-14252	528	7	on	on	ADP
cblr-14252	528	8	r	r	NOUN
cblr-14252	528	9	/	/	SYM
cblr-14252	528	10	wallstreetbets	wallstreetbet	NOUN
cblr-14252	528	11	,	,	PUNCT
cblr-14252	528	12	including	include	VERB
cblr-14252	528	13	millennials	millennial	NOUN
cblr-14252	528	14	)	)	PUNCT
cblr-14252	528	15	.	.	PUNCT
cblr-14252	529	1	123	123	NUM
cblr-14252	529	2	see	see	VERB
cblr-14252	529	3	generally	generally	ADV
cblr-14252	529	4	c.	c.	PROPN
cblr-14252	529	5	j.	j.	PROPN
cblr-14252	529	6	kurz	kurz	PROPN
cblr-14252	529	7	,	,	PUNCT
cblr-14252	529	8	g.	g.	PROPN
cblr-14252	529	9	li	li	PROPN
cblr-14252	529	10	&	&	CCONJ
cblr-14252	529	11	d.	d.	PROPN
cblr-14252	529	12	j.	j.	PROPN
cblr-14252	529	13	vine	vine	PROPN
cblr-14252	529	14	,	,	PUNCT
cblr-14252	529	15	chapter	chapter	NOUN
cblr-14252	529	16	8	8	NUM
cblr-14252	529	17	:	:	PUNCT
cblr-14252	529	18	are	be	AUX
cblr-14252	529	19	millennials	millennial	NOUN
cblr-14252	529	20	different	different	ADJ
cblr-14252	529	21	?	?	PUNCT
cblr-14252	529	22	,	,	PUNCT
cblr-14252	529	23	in	in	ADP
cblr-14252	529	24	a.	a.	NOUN
cblr-14252	529	25	haughwout	haughwout	PROPN
cblr-14252	529	26	&	&	CCONJ
cblr-14252	529	27	b.	b.	PROPN
cblr-14252	529	28	mandel	mandel	PROPN
cblr-14252	529	29	eds	eds	PROPN
cblr-14252	529	30	.	.	PROPN
cblr-14252	529	31	,	,	PUNCT
cblr-14252	529	32	handbook	handbook	NOUN
cblr-14252	529	33	of	of	ADP
cblr-14252	529	34	u.s	u.s	PROPN
cblr-14252	529	35	.	.	PROPN
cblr-14252	529	36	consumer	consumer	NOUN
cblr-14252	529	37	economics	economic	NOUN
cblr-14252	529	38	193	193	NUM
cblr-14252	529	39	-	-	SYM
cblr-14252	529	40	232	232	NUM
cblr-14252	529	41	(	(	PUNCT
cblr-14252	529	42	academic	academic	ADJ
cblr-14252	529	43	press	press	NOUN
cblr-14252	529	44	2019	2019	NUM
cblr-14252	529	45	)	)	PUNCT
cblr-14252	529	46	,	,	PUNCT
cblr-14252	529	47	https://www.sciencedirect.com/science/article/pii/b9780128135242000081	https://www.sciencedirect.com/science/article/pii/b9780128135242000081	PROPN
cblr-14252	529	48	,	,	PUNCT
cblr-14252	529	49	doi	doi	PROPN
cblr-14252	529	50	:	:	PUNCT
cblr-14252	529	51	10.1016	10.1016	NUM
cblr-14252	529	52	/	/	SYM
cblr-14252	529	53	b978	b978	NUM
cblr-14252	529	54	-	-	PUNCT
cblr-14252	529	55	0	0	NUM
cblr-14252	529	56	-	-	PUNCT
cblr-14252	529	57	12	12	NUM
cblr-14252	529	58	-	-	PUNCT
cblr-14252	529	59	813524	813524	NUM
cblr-14252	529	60	-	-	PUNCT
cblr-14252	529	61	2.00008	2.00008	NUM
cblr-14252	529	62	-	-	SYM
cblr-14252	529	63	1	1	NUM
cblr-14252	529	64	.	.	PUNCT
cblr-14252	530	1	no	no	INTJ
cblr-14252	530	2	.	.	NOUN
cblr-14252	530	3	1	1	NUM
cblr-14252	530	4	]	]	PUNCT
cblr-14252	530	5	risk	risk	NOUN
cblr-14252	530	6	,	,	PUNCT
cblr-14252	530	7	discretion	discretion	NOUN
cblr-14252	530	8	,	,	PUNCT
cblr-14252	530	9	and	and	CCONJ
cblr-14252	530	10	bank	bank	NOUN
cblr-14252	530	11	supervision	supervision	NOUN
cblr-14252	530	12	345	345	NUM
cblr-14252	530	13	excessive	excessive	ADJ
cblr-14252	530	14	trading.124	trading.124	NUM
cblr-14252	530	15	individuals	individual	NOUN
cblr-14252	530	16	with	with	ADP
cblr-14252	530	17	gambling	gambling	NOUN
cblr-14252	530	18	disorders	disorder	NOUN
cblr-14252	530	19	are	be	AUX
cblr-14252	530	20	particularly	particularly	ADV
cblr-14252	530	21	attracted	attract	VERB
cblr-14252	530	22	to	to	ADP
cblr-14252	530	23	wagers	wager	NOUN
cblr-14252	530	24	offering	offer	VERB
cblr-14252	530	25	continuous	continuous	ADJ
cblr-14252	530	26	,	,	PUNCT
cblr-14252	530	27	immersive	immersive	ADJ
cblr-14252	530	28	,	,	PUNCT
cblr-14252	530	29	lottery	lottery	NOUN
cblr-14252	530	30	-	-	PUNCT
cblr-14252	530	31	like	like	ADJ
cblr-14252	530	32	windfalls	windfall	NOUN
cblr-14252	530	33	(	(	PUNCT
cblr-14252	530	34	riskier	risky	ADJ
cblr-14252	530	35	trading	trading	NOUN
cblr-14252	530	36	behaviors	behavior	NOUN
cblr-14252	530	37	e.g.	e.g.	ADV
cblr-14252	530	38	,	,	PUNCT
cblr-14252	530	39	day	day	NOUN
cblr-14252	530	40	trading	trading	NOUN
cblr-14252	530	41	,	,	PUNCT
cblr-14252	530	42	trading	trade	VERB
cblr-14252	530	43	on	on	ADP
cblr-14252	530	44	margins	margin	NOUN
cblr-14252	530	45	,	,	PUNCT
cblr-14252	530	46	and	and	CCONJ
cblr-14252	530	47	riskier	risky	ADJ
cblr-14252	530	48	financial	financial	ADJ
cblr-14252	530	49	assets	asset	NOUN
cblr-14252	530	50	,	,	PUNCT
cblr-14252	530	51	e.g.	e.g.	ADV
cblr-14252	530	52	,	,	PUNCT
cblr-14252	530	53	options	option	NOUN
cblr-14252	530	54	,	,	PUNCT
cblr-14252	530	55	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	530	56	)	)	PUNCT
cblr-14252	530	57	.	.	PUNCT
cblr-14252	531	1	notably	notably	ADV
cblr-14252	531	2	,	,	PUNCT
cblr-14252	531	3	a	a	DET
cblr-14252	531	4	consistent	consistent	ADJ
cblr-14252	531	5	finding	finding	NOUN
cblr-14252	531	6	is	be	AUX
cblr-14252	531	7	the	the	DET
cblr-14252	531	8	positive	positive	ADJ
cblr-14252	531	9	correlation	correlation	NOUN
cblr-14252	531	10	between	between	ADP
cblr-14252	531	11	trading	trading	NOUN
cblr-14252	531	12	frequency	frequency	NOUN
cblr-14252	531	13	and	and	CCONJ
cblr-14252	531	14	gambling	gambling	NOUN
cblr-14252	531	15	problem	problem	NOUN
cblr-14252	531	16	severity	severity	NOUN
cblr-14252	531	17	,	,	PUNCT
cblr-14252	531	18	such	such	ADJ
cblr-14252	531	19	that	that	SCONJ
cblr-14252	531	20	the	the	DET
cblr-14252	531	21	distinction	distinction	NOUN
cblr-14252	531	22	between	between	ADP
cblr-14252	531	23	investing	investing	NOUN
cblr-14252	531	24	and	and	CCONJ
cblr-14252	531	25	gambling	gambling	NOUN
cblr-14252	531	26	has	have	AUX
cblr-14252	531	27	become	become	VERB
cblr-14252	531	28	increasingly	increasingly	ADV
cblr-14252	531	29	blurred.125	blurred.125	NOUN
cblr-14252	531	30	indeed	indeed	ADV
cblr-14252	531	31	,	,	PUNCT
cblr-14252	531	32	the	the	DET
cblr-14252	531	33	literature	literature	NOUN
cblr-14252	531	34	has	have	AUX
cblr-14252	531	35	highlighted	highlight	VERB
cblr-14252	531	36	the	the	DET
cblr-14252	531	37	existence	existence	NOUN
cblr-14252	531	38	of	of	ADP
cblr-14252	531	39	an	an	DET
cblr-14252	531	40	overlap	overlap	NOUN
cblr-14252	531	41	between	between	ADP
cblr-14252	531	42	excessive	excessive	ADJ
cblr-14252	531	43	trading	trading	NOUN
cblr-14252	531	44	and	and	CCONJ
cblr-14252	531	45	problem	problem	NOUN
cblr-14252	531	46	gambling.126	gambling.126	PROPN
cblr-14252	531	47	trading	trading	NOUN
cblr-14252	531	48	in	in	ADP
cblr-14252	531	49	high	high	ADJ
cblr-14252	531	50	-	-	PUNCT
cblr-14252	531	51	risk	risk	NOUN
cblr-14252	531	52	derivatives	derivative	NOUN
cblr-14252	531	53	and	and	CCONJ
cblr-14252	531	54	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	531	55	can	can	AUX
cblr-14252	531	56	,	,	PUNCT
cblr-14252	531	57	like	like	ADP
cblr-14252	531	58	gambling	gambling	NOUN
cblr-14252	531	59	,	,	PUNCT
cblr-14252	531	60	lead	lead	VERB
cblr-14252	531	61	the	the	DET
cblr-14252	531	62	individual	individual	NOUN
cblr-14252	531	63	to	to	PART
cblr-14252	531	64	develop	develop	VERB
cblr-14252	531	65	problematic	problematic	ADJ
cblr-14252	531	66	behaviors	behavior	NOUN
cblr-14252	531	67	such	such	ADJ
cblr-14252	531	68	as	as	ADP
cblr-14252	531	69	loss	loss	NOUN
cblr-14252	531	70	of	of	ADP
cblr-14252	531	71	control,127	control,127	NOUN
cblr-14252	531	72	a	a	DET
cblr-14252	531	73	chase	chase	NOUN
cblr-14252	531	74	behavior	behavior	NOUN
cblr-14252	531	75	,	,	PUNCT
cblr-14252	531	76	sensation	sensation	NOUN
cblr-14252	531	77	seeking	seeking	NOUN
cblr-14252	531	78	,	,	PUNCT
cblr-14252	531	79	can	can	AUX
cblr-14252	531	80	cause	cause	VERB
cblr-14252	531	81	symptoms	symptom	NOUN
cblr-14252	531	82	of	of	ADP
cblr-14252	531	83	anxiety	anxiety	NOUN
cblr-14252	531	84	or	or	CCONJ
cblr-14252	531	85	depression	depression	NOUN
cblr-14252	531	86	,	,	PUNCT
cblr-14252	531	87	and	and	CCONJ
cblr-14252	531	88	the	the	DET
cblr-14252	531	89	development	development	NOUN
cblr-14252	531	90	of	of	ADP
cblr-14252	531	91	cognitive	cognitive	ADJ
cblr-14252	531	92	distortions.128	distortions.128	NOUN
cblr-14252	531	93	among	among	ADP
cblr-14252	531	94	a	a	DET
cblr-14252	531	95	third	third	NOUN
cblr-14252	531	96	of	of	ADP
cblr-14252	531	97	individuals	individual	NOUN
cblr-14252	531	98	with	with	ADP
cblr-14252	531	99	gambling	gambling	NOUN
cblr-14252	531	100	problems	problem	NOUN
cblr-14252	531	101	,	,	PUNCT
cblr-14252	531	102	half	half	NOUN
cblr-14252	531	103	also	also	ADV
cblr-14252	531	104	present	present	VERB
cblr-14252	531	105	a	a	DET
cblr-14252	531	106	trading	trading	NOUN
cblr-14252	531	107	problem.129	problem.129	ADV
cblr-14252	531	108	moreover	moreover	ADV
cblr-14252	531	109	,	,	PUNCT
cblr-14252	531	110	the	the	DET
cblr-14252	531	111	rate	rate	NOUN
cblr-14252	531	112	of	of	ADP
cblr-14252	531	113	problem	problem	NOUN
cblr-14252	531	114	gambling	gambling	NOUN
cblr-14252	531	115	is	be	AUX
cblr-14252	531	116	two	two	NUM
cblr-14252	531	117	to	to	PART
cblr-14252	531	118	six	six	NUM
cblr-14252	531	119	times	time	NOUN
cblr-14252	531	120	higher	high	ADJ
cblr-14252	531	121	for	for	ADP
cblr-14252	531	122	high	high	ADJ
cblr-14252	531	123	-	-	PUNCT
cblr-14252	531	124	risk	risk	NOUN
cblr-14252	531	125	traders	trader	NOUN
cblr-14252	531	126	than	than	ADP
cblr-14252	531	127	for	for	ADP
cblr-14252	531	128	low	low	ADJ
cblr-14252	531	129	-	-	PUNCT
cblr-14252	531	130	risk	risk	NOUN
cblr-14252	531	131	traders	trader	NOUN
cblr-14252	531	132	,	,	PUNCT
cblr-14252	531	133	and	and	CCONJ
cblr-14252	531	134	is	be	AUX
cblr-14252	531	135	higher	high	ADJ
cblr-14252	531	136	for	for	ADP
cblr-14252	531	137	124	124	NUM
cblr-14252	531	138	łukasz	łukasz	NOUN
cblr-14252	531	139	markiewicz	markiewicz	PROPN
cblr-14252	531	140	&	&	CCONJ
cblr-14252	531	141	elke	elke	PROPN
cblr-14252	531	142	u.	u.	PROPN
cblr-14252	531	143	weber	weber	PROPN
cblr-14252	531	144	,	,	PUNCT
cblr-14252	531	145	dospert	dospert	PROPN
cblr-14252	531	146	’s	’s	PART
cblr-14252	531	147	gambling	gambling	NOUN
cblr-14252	531	148	risktaking	risktake	VERB
cblr-14252	531	149	propensity	propensity	NOUN
cblr-14252	531	150	scale	scale	NOUN
cblr-14252	531	151	predicts	predict	VERB
cblr-14252	531	152	excessive	excessive	ADJ
cblr-14252	531	153	stock	stock	NOUN
cblr-14252	531	154	trading	trading	NOUN
cblr-14252	531	155	,	,	PUNCT
cblr-14252	531	156	14	14	NUM
cblr-14252	531	157	j.	j.	PROPN
cblr-14252	531	158	behav	behav	PROPN
cblr-14252	531	159	.	.	PUNCT
cblr-14252	532	1	fin	fin	NOUN
cblr-14252	532	2	.	.	PUNCT
cblr-14252	533	1	65	65	NUM
cblr-14252	533	2	,	,	PUNCT
cblr-14252	533	3	76	76	NUM
cblr-14252	533	4	(	(	PUNCT
cblr-14252	533	5	2013	2013	NUM
cblr-14252	533	6	)	)	PUNCT
cblr-14252	533	7	.	.	PUNCT
cblr-14252	534	1	125	125	NUM
cblr-14252	534	2	uibin	uibin	PROPN
cblr-14252	534	3	lee	lee	PROPN
cblr-14252	534	4	et	et	PROPN
cblr-14252	534	5	al	al	PROPN
cblr-14252	534	6	.	.	PROPN
cblr-14252	534	7	,	,	PUNCT
cblr-14252	534	8	association	association	NOUN
cblr-14252	534	9	between	between	ADP
cblr-14252	534	10	gambling	gambling	NOUN
cblr-14252	534	11	and	and	CCONJ
cblr-14252	534	12	financial	financial	ADJ
cblr-14252	534	13	trading	trading	NOUN
cblr-14252	534	14	:	:	PUNCT
cblr-14252	534	15	a	a	DET
cblr-14252	534	16	systemic	systemic	ADJ
cblr-14252	534	17	review	review	NOUN
cblr-14252	534	18	,	,	PUNCT
cblr-14252	534	19	12	12	NUM
cblr-14252	534	20	f1000	f1000	NUM
cblr-14252	534	21	rsch	rsch	NOUN
cblr-14252	534	22	.	.	PUNCT
cblr-14252	535	1	111	111	NUM
cblr-14252	535	2	,	,	PUNCT
cblr-14252	535	3	121–22	121–22	NUM
cblr-14252	535	4	(	(	PUNCT
cblr-14252	535	5	2023	2023	NUM
cblr-14252	535	6	)	)	PUNCT
cblr-14252	535	7	;	;	PUNCT
cblr-14252	535	8	maira	maira	PROPN
cblr-14252	535	9	andrade	andrade	PROPN
cblr-14252	535	10	&	&	CCONJ
cblr-14252	535	11	philip	philip	PROPN
cblr-14252	535	12	w.	w.	PROPN
cblr-14252	535	13	s.	s.	PROPN
cblr-14252	535	14	newall	newall	PROPN
cblr-14252	535	15	,	,	PUNCT
cblr-14252	535	16	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	535	17	as	as	SCONJ
cblr-14252	535	18	gamblified	gamblifie	VERB
cblr-14252	535	19	financial	financial	ADJ
cblr-14252	535	20	assets	asset	NOUN
cblr-14252	535	21	and	and	CCONJ
cblr-14252	535	22	cryptocasinos	cryptocasino	NOUN
cblr-14252	535	23	:	:	PUNCT
cblr-14252	535	24	novel	novel	ADJ
cblr-14252	535	25	risks	risk	NOUN
cblr-14252	535	26	for	for	ADP
cblr-14252	535	27	a	a	DET
cblr-14252	535	28	public	public	ADJ
cblr-14252	535	29	health	health	NOUN
cblr-14252	535	30	approach	approach	NOUN
cblr-14252	535	31	to	to	ADP
cblr-14252	535	32	gambling	gambling	NOUN
cblr-14252	535	33	,	,	PUNCT
cblr-14252	535	34	11	11	NUM
cblr-14252	535	35	risks	risk	NOUN
cblr-14252	535	36	49	49	NUM
cblr-14252	535	37	,	,	PUNCT
cblr-14252	535	38	53–54	53–54	NUM
cblr-14252	535	39	(	(	PUNCT
cblr-14252	535	40	2023	2023	NUM
cblr-14252	535	41	)	)	PUNCT
cblr-14252	535	42	.	.	PUNCT
cblr-14252	536	1	126	126	NUM
cblr-14252	536	2	marie	marie	PROPN
cblr-14252	536	3	grall	grall	PROPN
cblr-14252	536	4	-	-	PUNCT
cblr-14252	536	5	bronnec	bronnec	NOUN
cblr-14252	536	6	et	et	PROPN
cblr-14252	536	7	al	al	PROPN
cblr-14252	536	8	.	.	PROPN
cblr-14252	536	9	,	,	PUNCT
cblr-14252	536	10	excessive	excessive	ADJ
cblr-14252	536	11	trading	trading	NOUN
cblr-14252	536	12	,	,	PUNCT
cblr-14252	536	13	a	a	DET
cblr-14252	536	14	gambling	gambling	NOUN
cblr-14252	536	15	disorder	disorder	NOUN
cblr-14252	536	16	in	in	ADP
cblr-14252	536	17	its	its	PRON
cblr-14252	536	18	own	own	ADJ
cblr-14252	536	19	right	right	NOUN
cblr-14252	536	20	?	?	PUNCT
cblr-14252	537	1	a	a	DET
cblr-14252	537	2	case	case	NOUN
cblr-14252	537	3	study	study	NOUN
cblr-14252	537	4	on	on	ADP
cblr-14252	537	5	a	a	DET
cblr-14252	537	6	french	french	ADJ
cblr-14252	537	7	disordered	disorder	VERB
cblr-14252	537	8	gamblers	gambler	NOUN
cblr-14252	537	9	cohort	cohort	VERB
cblr-14252	537	10	,	,	PUNCT
cblr-14252	537	11	64	64	NUM
cblr-14252	537	12	addict	addict	NOUN
cblr-14252	537	13	.	.	PUNCT
cblr-14252	538	1	behav	behav	NOUN
cblr-14252	538	2	.	.	PUNCT
cblr-14252	539	1	340	340	NUM
cblr-14252	539	2	,	,	PUNCT
cblr-14252	539	3	345	345	NUM
cblr-14252	539	4	(	(	PUNCT
cblr-14252	539	5	2017	2017	NUM
cblr-14252	539	6	)	)	PUNCT
cblr-14252	539	7	.	.	PUNCT
cblr-14252	540	1	127	127	NUM
cblr-14252	540	2	see	see	VERB
cblr-14252	540	3	hrvoje	hrvoje	NOUN
cblr-14252	540	4	marković	marković	PROPN
cblr-14252	540	5	et	et	PROPN
cblr-14252	540	6	al	al	PROPN
cblr-14252	540	7	.	.	PROPN
cblr-14252	540	8	,	,	PUNCT
cblr-14252	540	9	connection	connection	NOUN
cblr-14252	540	10	between	between	ADP
cblr-14252	540	11	addictive	addictive	ADJ
cblr-14252	540	12	behavior	behavior	NOUN
cblr-14252	540	13	and	and	CCONJ
cblr-14252	540	14	investing	invest	VERB
cblr-14252	540	15	on	on	ADP
cblr-14252	540	16	the	the	DET
cblr-14252	540	17	stock	stock	NOUN
cblr-14252	540	18	market	market	NOUN
cblr-14252	540	19	in	in	ADP
cblr-14252	540	20	croatia	croatia	PROPN
cblr-14252	540	21	,	,	PUNCT
cblr-14252	540	22	alcoholism	alcoholism	NOUN
cblr-14252	540	23	69	69	NUM
cblr-14252	540	24	,	,	PUNCT
cblr-14252	540	25	70	70	NUM
cblr-14252	540	26	(	(	PUNCT
cblr-14252	540	27	2012	2012	NUM
cblr-14252	540	28	)	)	PUNCT
cblr-14252	540	29	.	.	PUNCT
cblr-14252	541	1	128	128	NUM
cblr-14252	541	2	roser	roser	PROPN
cblr-14252	541	3	granero	granero	PROPN
cblr-14252	541	4	et	et	PROPN
cblr-14252	541	5	al	al	PROPN
cblr-14252	541	6	.	.	PROPN
cblr-14252	541	7	,	,	PUNCT
cblr-14252	541	8	gambling	gamble	VERB
cblr-14252	541	9	on	on	ADP
cblr-14252	541	10	the	the	DET
cblr-14252	541	11	stock	stock	NOUN
cblr-14252	541	12	market	market	NOUN
cblr-14252	541	13	:	:	PUNCT
cblr-14252	541	14	an	an	DET
cblr-14252	541	15	unexplored	unexplored	ADJ
cblr-14252	541	16	issue	issue	NOUN
cblr-14252	541	17	,	,	PUNCT
cblr-14252	541	18	53	53	NUM
cblr-14252	541	19	comprehensive	comprehensive	ADJ
cblr-14252	541	20	psychiatry	psychiatry	NOUN
cblr-14252	541	21	666	666	NUM
cblr-14252	541	22	,	,	PUNCT
cblr-14252	541	23	670–71	670–71	NUM
cblr-14252	541	24	(	(	PUNCT
cblr-14252	541	25	2012	2012	NUM
cblr-14252	541	26	)	)	PUNCT
cblr-14252	541	27	;	;	PUNCT
cblr-14252	541	28	nigel	nigel	PROPN
cblr-14252	541	29	e.	e.	PROPN
cblr-14252	541	30	turner	turner	PROPN
cblr-14252	541	31	,	,	PUNCT
cblr-14252	541	32	the	the	DET
cblr-14252	541	33	addictiveness	addictiveness	NOUN
cblr-14252	541	34	of	of	ADP
cblr-14252	541	35	online	online	ADJ
cblr-14252	541	36	brokerage	brokerage	NOUN
cblr-14252	541	37	services	service	NOUN
cblr-14252	541	38	:	:	PUNCT
cblr-14252	541	39	a	a	DET
cblr-14252	541	40	first	first	ADJ
cblr-14252	541	41	person	person	NOUN
cblr-14252	541	42	account	account	NOUN
cblr-14252	541	43	,	,	PUNCT
cblr-14252	541	44	25	25	NUM
cblr-14252	541	45	j.	j.	PROPN
cblr-14252	541	46	gambling	gambling	NOUN
cblr-14252	541	47	issues	issue	NOUN
cblr-14252	541	48	113	113	NUM
cblr-14252	541	49	,	,	PUNCT
cblr-14252	541	50	135	135	NUM
cblr-14252	541	51	(	(	PUNCT
cblr-14252	541	52	2011	2011	NUM
cblr-14252	541	53	)	)	PUNCT
cblr-14252	541	54	.	.	PUNCT
cblr-14252	542	1	129	129	NUM
cblr-14252	542	2	n.	n.	NOUN
cblr-14252	542	3	piperopoulou	piperopoulou	NOUN
cblr-14252	542	4	,	,	PUNCT
cblr-14252	542	5	stock	stock	NOUN
cblr-14252	542	6	market	market	NOUN
cblr-14252	542	7	trading	trading	NOUN
cblr-14252	542	8	:	:	PUNCT
cblr-14252	542	9	a	a	DET
cblr-14252	542	10	compulsive	compulsive	ADJ
cblr-14252	542	11	gambling	gambling	NOUN
cblr-14252	542	12	behaviour	behaviour	NOUN
cblr-14252	542	13	with	with	ADP
cblr-14252	542	14	potential	potential	ADJ
cblr-14252	542	15	psychological	psychological	ADJ
cblr-14252	542	16	and	and	CCONJ
cblr-14252	542	17	health	health	NOUN
cblr-14252	542	18	problems	problem	NOUN
cblr-14252	542	19	?	?	PUNCT
cblr-14252	542	20	,	,	PUNCT
cblr-14252	542	21	15	15	NUM
cblr-14252	542	22	psychiatriki	psychiatriki	ADJ
cblr-14252	542	23	253	253	NUM
cblr-14252	542	24	(	(	PUNCT
cblr-14252	542	25	2004	2004	NUM
cblr-14252	542	26	)	)	PUNCT
cblr-14252	542	27	.	.	PUNCT
cblr-14252	543	1	346	346	NUM
cblr-14252	543	2	columbia	columbia	PROPN
cblr-14252	543	3	business	business	NOUN
cblr-14252	543	4	law	law	NOUN
cblr-14252	543	5	review	review	NOUN
cblr-14252	543	6	[	[	X
cblr-14252	543	7	vol	vol	NOUN
cblr-14252	543	8	.	.	PUNCT
cblr-14252	543	9	2025	2025	NUM
cblr-14252	543	10	day	day	NOUN
cblr-14252	543	11	-	-	PUNCT
cblr-14252	543	12	traders.130	traders.130	NOUN
cblr-14252	543	13	high	high	ADJ
cblr-14252	543	14	-	-	PUNCT
cblr-14252	543	15	risk	risk	NOUN
cblr-14252	543	16	traders	trader	NOUN
cblr-14252	543	17	tend	tend	VERB
cblr-14252	543	18	to	to	PART
cblr-14252	543	19	engage	engage	VERB
cblr-14252	543	20	in	in	ADP
cblr-14252	543	21	a	a	DET
cblr-14252	543	22	wider	wide	ADJ
cblr-14252	543	23	range	range	NOUN
cblr-14252	543	24	of	of	ADP
cblr-14252	543	25	gambling	gambling	NOUN
cblr-14252	543	26	activities	activity	NOUN
cblr-14252	543	27	and	and	CCONJ
cblr-14252	543	28	are	be	AUX
cblr-14252	543	29	more	more	ADV
cblr-14252	543	30	likely	likely	ADJ
cblr-14252	543	31	to	to	PART
cblr-14252	543	32	be	be	AUX
cblr-14252	543	33	problem	problem	NOUN
cblr-14252	543	34	gamblers	gambler	NOUN
cblr-14252	543	35	,	,	PUNCT
cblr-14252	543	36	suggesting	suggest	VERB
cblr-14252	543	37	the	the	DET
cblr-14252	543	38	existence	existence	NOUN
cblr-14252	543	39	of	of	ADP
cblr-14252	543	40	a	a	DET
cblr-14252	543	41	continuum	continuum	NOUN
cblr-14252	543	42	of	of	ADP
cblr-14252	543	43	risk	risk	NOUN
cblr-14252	543	44	between	between	ADP
cblr-14252	543	45	investment	investment	NOUN
cblr-14252	543	46	and	and	CCONJ
cblr-14252	543	47	gambling.131	gambling.131	NOUN
cblr-14252	543	48	moreover	moreover	ADV
cblr-14252	543	49	,	,	PUNCT
cblr-14252	543	50	evidence	evidence	NOUN
cblr-14252	543	51	reveals	reveal	VERB
cblr-14252	543	52	a	a	DET
cblr-14252	543	53	notable	notable	ADJ
cblr-14252	543	54	substitution	substitution	NOUN
cblr-14252	543	55	effect	effect	NOUN
cblr-14252	543	56	between	between	ADP
cblr-14252	543	57	lottery	lottery	NOUN
cblr-14252	543	58	participation	participation	NOUN
cblr-14252	543	59	and	and	CCONJ
cblr-14252	543	60	retail	retail	ADJ
cblr-14252	543	61	trading	trading	NOUN
cblr-14252	543	62	.	.	PUNCT
cblr-14252	544	1	recent	recent	ADJ
cblr-14252	544	2	u.s	u.s	PROPN
cblr-14252	544	3	.	.	PROPN
cblr-14252	544	4	data	datum	NOUN
cblr-14252	544	5	from	from	ADP
cblr-14252	544	6	trading	trading	NOUN
cblr-14252	544	7	apps	app	NOUN
cblr-14252	544	8	and	and	CCONJ
cblr-14252	544	9	national	national	ADJ
cblr-14252	544	10	lottery	lottery	NOUN
cblr-14252	544	11	systems	system	NOUN
cblr-14252	544	12	demonstrate	demonstrate	VERB
cblr-14252	544	13	a	a	DET
cblr-14252	544	14	negative	negative	ADJ
cblr-14252	544	15	correlation	correlation	NOUN
cblr-14252	544	16	between	between	ADP
cblr-14252	544	17	lottery	lottery	NOUN
cblr-14252	544	18	jackpot	jackpot	NOUN
cblr-14252	544	19	size	size	NOUN
cblr-14252	544	20	and	and	CCONJ
cblr-14252	544	21	retail	retail	ADJ
cblr-14252	544	22	trading	trading	NOUN
cblr-14252	544	23	activity	activity	NOUN
cblr-14252	544	24	.	.	PUNCT
cblr-14252	545	1	specifically	specifically	ADV
cblr-14252	545	2	,	,	PUNCT
cblr-14252	545	3	larger	large	ADJ
cblr-14252	545	4	lottery	lottery	NOUN
cblr-14252	545	5	jackpots	jackpot	NOUN
cblr-14252	545	6	correlate	correlate	VERB
cblr-14252	545	7	with	with	ADP
cblr-14252	545	8	a	a	DET
cblr-14252	545	9	measurable	measurable	ADJ
cblr-14252	545	10	decline	decline	NOUN
cblr-14252	545	11	in	in	ADP
cblr-14252	545	12	retail	retail	ADJ
cblr-14252	545	13	trading	trading	NOUN
cblr-14252	545	14	,	,	PUNCT
cblr-14252	545	15	suggesting	suggest	VERB
cblr-14252	545	16	that	that	SCONJ
cblr-14252	545	17	heightened	heighten	VERB
cblr-14252	545	18	lottery	lottery	NOUN
cblr-14252	545	19	participation	participation	NOUN
cblr-14252	545	20	diverts	divert	VERB
cblr-14252	545	21	investors	investor	NOUN
cblr-14252	545	22	'	'	PART
cblr-14252	545	23	attention	attention	NOUN
cblr-14252	545	24	from	from	ADP
cblr-14252	545	25	financial	financial	ADJ
cblr-14252	545	26	market	market	NOUN
cblr-14252	545	27	engagement.132	engagement.132	NOUN
cblr-14252	545	28	recent	recent	ADJ
cblr-14252	545	29	findings	finding	NOUN
cblr-14252	545	30	reveal	reveal	VERB
cblr-14252	545	31	that	that	SCONJ
cblr-14252	545	32	trading	trading	NOUN
cblr-14252	545	33	apps	app	NOUN
cblr-14252	545	34	users	user	NOUN
cblr-14252	545	35	are	be	AUX
cblr-14252	545	36	more	more	ADV
cblr-14252	545	37	likely	likely	ADJ
cblr-14252	545	38	than	than	SCONJ
cblr-14252	545	39	general	general	ADJ
cblr-14252	545	40	investors	investor	NOUN
cblr-14252	545	41	to	to	PART
cblr-14252	545	42	purchase	purchase	VERB
cblr-14252	545	43	derivatives	derivative	NOUN
cblr-14252	545	44	,	,	PUNCT
cblr-14252	545	45	to	to	PART
cblr-14252	545	46	invest	invest	VERB
cblr-14252	545	47	in	in	ADP
cblr-14252	545	48	more	more	ADJ
cblr-14252	545	49	financial	financial	ADJ
cblr-14252	545	50	products	product	NOUN
cblr-14252	545	51	than	than	SCONJ
cblr-14252	545	52	originally	originally	ADV
cblr-14252	545	53	planned	plan	VERB
cblr-14252	545	54	,	,	PUNCT
cblr-14252	545	55	and	and	CCONJ
cblr-14252	545	56	display	display	VERB
cblr-14252	545	57	greater	great	ADJ
cblr-14252	545	58	risk	risk	NOUN
cblr-14252	545	59	-	-	PUNCT
cblr-14252	545	60	tolerance	tolerance	NOUN
cblr-14252	545	61	.	.	PUNCT
cblr-14252	546	1	paradoxically	paradoxically	ADV
cblr-14252	546	2	,	,	PUNCT
cblr-14252	546	3	their	their	PRON
cblr-14252	546	4	risk	risk	NOUN
cblr-14252	546	5	tolerance	tolerance	NOUN
cblr-14252	546	6	increases	increase	VERB
cblr-14252	546	7	over	over	ADP
cblr-14252	546	8	time	time	NOUN
cblr-14252	546	9	,	,	PUNCT
cblr-14252	546	10	despite	despite	SCONJ
cblr-14252	546	11	improvements	improvement	NOUN
cblr-14252	546	12	in	in	ADP
cblr-14252	546	13	their	their	PRON
cblr-14252	546	14	financial	financial	ADJ
cblr-14252	546	15	literacy,133	literacy,133	PROPN
cblr-14252	546	16	mirroring	mirror	VERB
cblr-14252	546	17	cognitive	cognitive	ADJ
cblr-14252	546	18	distortions	distortion	NOUN
cblr-14252	546	19	observed	observe	VERB
cblr-14252	546	20	in	in	ADP
cblr-14252	546	21	gambling	gambling	NOUN
cblr-14252	546	22	disorder	disorder	NOUN
cblr-14252	546	23	,	,	PUNCT
cblr-14252	546	24	where	where	SCONJ
cblr-14252	546	25	individuals	individual	NOUN
cblr-14252	546	26	persist	persist	VERB
cblr-14252	546	27	in	in	ADP
cblr-14252	546	28	risky	risky	ADJ
cblr-14252	546	29	behaviors	behavior	NOUN
cblr-14252	546	30	while	while	SCONJ
cblr-14252	546	31	fully	fully	ADV
cblr-14252	546	32	aware	aware	ADJ
cblr-14252	546	33	of	of	ADP
cblr-14252	546	34	the	the	DET
cblr-14252	546	35	odds	odd	NOUN
cblr-14252	546	36	.	.	PUNCT
cblr-14252	547	1	considering	consider	VERB
cblr-14252	547	2	the	the	DET
cblr-14252	547	3	product	product	NOUN
cblr-14252	547	4	,	,	PUNCT
cblr-14252	547	5	there	there	PRON
cblr-14252	547	6	is	be	VERB
cblr-14252	547	7	broad	broad	ADJ
cblr-14252	547	8	consensus	consensus	NOUN
cblr-14252	547	9	that	that	SCONJ
cblr-14252	547	10	the	the	DET
cblr-14252	547	11	structural	structural	ADJ
cblr-14252	547	12	characteristics	characteristic	NOUN
cblr-14252	547	13	of	of	ADP
cblr-14252	547	14	gambling	gambling	NOUN
cblr-14252	547	15	products	product	NOUN
cblr-14252	547	16	significantly	significantly	ADV
cblr-14252	547	17	contribute	contribute	VERB
cblr-14252	547	18	to	to	ADP
cblr-14252	547	19	risky	risky	ADJ
cblr-14252	547	20	behaviors	behavior	NOUN
cblr-14252	547	21	and	and	CCONJ
cblr-14252	547	22	individual	individual	ADJ
cblr-14252	547	23	and	and	CCONJ
cblr-14252	547	24	societal	societal	ADJ
cblr-14252	547	25	harms.134	harms.134	PROPN
cblr-14252	547	26	for	for	ADP
cblr-14252	547	27	instance	instance	NOUN
cblr-14252	547	28	,	,	PUNCT
cblr-14252	547	29	research	research	NOUN
cblr-14252	547	30	has	have	AUX
cblr-14252	547	31	documented	document	VERB
cblr-14252	547	32	how	how	SCONJ
cblr-14252	547	33	the	the	DET
cblr-14252	547	34	type	type	NOUN
cblr-14252	547	35	130	130	NUM
cblr-14252	547	36	jennifer	jennifer	PROPN
cblr-14252	547	37	n.	n.	PROPN
cblr-14252	547	38	arthur	arthur	PROPN
cblr-14252	547	39	&	&	CCONJ
cblr-14252	547	40	paul	paul	PROPN
cblr-14252	547	41	delfabbro	delfabbro	PROPN
cblr-14252	547	42	,	,	PUNCT
cblr-14252	547	43	day	day	NOUN
cblr-14252	547	44	traders	trader	NOUN
cblr-14252	547	45	in	in	ADP
cblr-14252	547	46	south	south	PROPN
cblr-14252	547	47	australia	australia	PROPN
cblr-14252	547	48	:	:	PUNCT
cblr-14252	547	49	similarities	similarity	NOUN
cblr-14252	547	50	and	and	CCONJ
cblr-14252	547	51	differences	difference	NOUN
cblr-14252	547	52	with	with	ADP
cblr-14252	547	53	traditional	traditional	ADJ
cblr-14252	547	54	gamblers	gambler	NOUN
cblr-14252	547	55	,	,	PUNCT
cblr-14252	547	56	33	33	NUM
cblr-14252	547	57	j.	j.	PROPN
cblr-14252	547	58	gambl	gambl	PROPN
cblr-14252	547	59	.	.	PUNCT
cblr-14252	548	1	stud	stud	PROPN
cblr-14252	548	2	.	.	PUNCT
cblr-14252	549	1	855	855	NUM
cblr-14252	549	2	,	,	PUNCT
cblr-14252	549	3	856–63	856–63	NUM
cblr-14252	549	4	(	(	PUNCT
cblr-14252	549	5	2017	2017	NUM
cblr-14252	549	6	)	)	PUNCT
cblr-14252	549	7	.	.	PUNCT
cblr-14252	550	1	131	131	NUM
cblr-14252	550	2	jennifer	jennifer	PROPN
cblr-14252	550	3	n.	n.	PROPN
cblr-14252	550	4	arthur	arthur	PROPN
cblr-14252	550	5	,	,	PUNCT
cblr-14252	550	6	robert	robert	PROPN
cblr-14252	550	7	j.	j.	PROPN
cblr-14252	550	8	williams	williams	PROPN
cblr-14252	550	9	&	&	CCONJ
cblr-14252	550	10	paul	paul	PROPN
cblr-14252	550	11	h.	h.	PROPN
cblr-14252	550	12	delfabbro	delfabbro	PROPN
cblr-14252	550	13	,	,	PUNCT
cblr-14252	550	14	the	the	DET
cblr-14252	550	15	conceptual	conceptual	ADJ
cblr-14252	550	16	and	and	CCONJ
cblr-14252	550	17	empirical	empirical	ADJ
cblr-14252	550	18	relationship	relationship	NOUN
cblr-14252	550	19	between	between	ADP
cblr-14252	550	20	gambling	gambling	NOUN
cblr-14252	550	21	,	,	PUNCT
cblr-14252	550	22	investing	investing	NOUN
cblr-14252	550	23	,	,	PUNCT
cblr-14252	550	24	and	and	CCONJ
cblr-14252	550	25	speculation	speculation	NOUN
cblr-14252	550	26	,	,	PUNCT
cblr-14252	550	27	5	5	NUM
cblr-14252	550	28	j.	j.	PROPN
cblr-14252	550	29	behav	behav	PROPN
cblr-14252	550	30	.	.	PUNCT
cblr-14252	551	1	addict	addict	NOUN
cblr-14252	551	2	.	.	PUNCT
cblr-14252	552	1	580	580	NUM
cblr-14252	552	2	,	,	PUNCT
cblr-14252	552	3	585	585	NUM
cblr-14252	552	4	(	(	PUNCT
cblr-14252	552	5	2016	2016	NUM
cblr-14252	552	6	)	)	PUNCT
cblr-14252	552	7	.	.	PUNCT
cblr-14252	553	1	132	132	NUM
cblr-14252	553	2	see	see	VERB
cblr-14252	553	3	generally	generally	ADV
cblr-14252	553	4	q.	q.	PROPN
cblr-14252	553	5	liang	liang	PROPN
cblr-14252	553	6	&	&	CCONJ
cblr-14252	553	7	l.	l.	PROPN
cblr-14252	553	8	sun	sun	PROPN
cblr-14252	553	9	,	,	PUNCT
cblr-14252	553	10	a	a	DET
cblr-14252	553	11	closer	close	ADJ
cblr-14252	553	12	look	look	NOUN
cblr-14252	553	13	at	at	ADP
cblr-14252	553	14	the	the	DET
cblr-14252	553	15	substitution	substitution	NOUN
cblr-14252	553	16	effects	effect	NOUN
cblr-14252	553	17	between	between	ADP
cblr-14252	553	18	retail	retail	ADJ
cblr-14252	553	19	trading	trading	NOUN
cblr-14252	553	20	and	and	CCONJ
cblr-14252	553	21	national	national	ADJ
cblr-14252	553	22	lotteries	lottery	NOUN
cblr-14252	553	23	,	,	PUNCT
cblr-14252	553	24	66	66	NUM
cblr-14252	553	25	 	 	SPACE
cblr-14252	553	26	fin	fin	NOUN
cblr-14252	553	27	.	.	PUNCT
cblr-14252	554	1	res	re	NOUN
cblr-14252	554	2	.	.	PUNCT
cblr-14252	555	1	lett	lett	PROPN
cblr-14252	555	2	.	.	PUNCT
cblr-14252	556	1	105597	105597	NUM
cblr-14252	556	2	(	(	PUNCT
cblr-14252	556	3	2024	2024	NUM
cblr-14252	556	4	)	)	PUNCT
cblr-14252	556	5	,	,	PUNCT
cblr-14252	556	6	https://doi.org/10.1016/j.frl.2023.105597	https://doi.org/10.1016/j.frl.2023.105597	PROPN
cblr-14252	556	7	.	.	PUNCT
cblr-14252	557	1	133	133	NUM
cblr-14252	557	2	j.	j.	PROPN
cblr-14252	557	3	freibauer	freibauer	PROPN
cblr-14252	557	4	,	,	PUNCT
cblr-14252	557	5	s.	s.	PROPN
cblr-14252	557	6	grawert	grawert	PROPN
cblr-14252	557	7	&	&	CCONJ
cblr-14252	557	8	m.	m.	PROPN
cblr-14252	557	9	o.	o.	PROPN
cblr-14252	557	10	rieger	rieger	PROPN
cblr-14252	557	11	,	,	PUNCT
cblr-14252	557	12	the	the	DET
cblr-14252	557	13	effects	effect	NOUN
cblr-14252	557	14	of	of	ADP
cblr-14252	557	15	trading	trading	NOUN
cblr-14252	557	16	apps	app	NOUN
cblr-14252	557	17	on	on	ADP
cblr-14252	557	18	investment	investment	NOUN
cblr-14252	557	19	behavior	behavior	NOUN
cblr-14252	557	20	over	over	ADP
cblr-14252	557	21	time	time	NOUN
cblr-14252	557	22	,	,	PUNCT
cblr-14252	557	23	1	1	NUM
cblr-14252	557	24	 	 	SPACE
cblr-14252	557	25	eur	eur	NOUN
cblr-14252	557	26	.	.	PUNCT
cblr-14252	558	1	j.	j.	PROPN
cblr-14252	558	2	finance	finance	PROPN
cblr-14252	558	3	 	 	SPACE
cblr-14252	558	4	1	1	NUM
cblr-14252	558	5	-	-	SYM
cblr-14252	558	6	25	25	NUM
cblr-14252	558	7	(	(	PUNCT
cblr-14252	558	8	2024	2024	NUM
cblr-14252	558	9	)	)	PUNCT
cblr-14252	558	10	.	.	PUNCT
cblr-14252	559	1	134	134	NUM
cblr-14252	559	2	paul	paul	PROPN
cblr-14252	559	3	delfabbro	delfabbro	NOUN
cblr-14252	559	4	&	&	CCONJ
cblr-14252	559	5	jonathan	jonathan	PROPN
cblr-14252	559	6	parke	parke	PROPN
cblr-14252	559	7	,	,	PUNCT
cblr-14252	559	8	empirical	empirical	ADJ
cblr-14252	559	9	evidence	evidence	NOUN
cblr-14252	559	10	relating	relate	VERB
cblr-14252	559	11	to	to	ADP
cblr-14252	559	12	the	the	DET
cblr-14252	559	13	relative	relative	ADJ
cblr-14252	559	14	riskiness	riskiness	NOUN
cblr-14252	559	15	of	of	ADP
cblr-14252	559	16	scratch	scratch	NOUN
cblr-14252	559	17	-	-	PUNCT
cblr-14252	559	18	card	card	NOUN
cblr-14252	559	19	gambling	gambling	NOUN
cblr-14252	559	20	,	,	PUNCT
cblr-14252	559	21	37	37	NUM
cblr-14252	559	22	j.	j.	PROPN
cblr-14252	559	23	gambl	gambl	PROPN
cblr-14252	559	24	.	.	PUNCT
cblr-14252	559	25	stud	stud	PROPN
cblr-14252	559	26	.	.	PUNCT
cblr-14252	560	1	1007	1007	NUM
cblr-14252	560	2	,	,	PUNCT
cblr-14252	560	3	1008–09	1008–09	NUM
cblr-14252	560	4	(	(	PUNCT
cblr-14252	560	5	2021	2021	NUM
cblr-14252	560	6	)	)	PUNCT
cblr-14252	560	7	;	;	PUNCT
cblr-14252	560	8	mark	mark	PROPN
cblr-14252	560	9	d.	d.	PROPN
cblr-14252	560	10	griffiths	griffiths	PROPN
cblr-14252	560	11	&	&	CCONJ
cblr-14252	560	12	filip	filip	PROPN
cblr-14252	560	13	nuyens	nuyens	PROPN
cblr-14252	560	14	,	,	PUNCT
cblr-14252	560	15	an	an	DET
cblr-14252	560	16	overview	overview	NOUN
cblr-14252	560	17	of	of	ADP
cblr-14252	560	18	structural	structural	ADJ
cblr-14252	560	19	characteristics	characteristic	NOUN
cblr-14252	560	20	in	in	ADP
cblr-14252	560	21	problematic	problematic	ADJ
cblr-14252	560	22	video	video	NOUN
cblr-14252	560	23	game	game	NOUN
cblr-14252	560	24	playing	playing	NOUN
cblr-14252	560	25	,	,	PUNCT
cblr-14252	560	26	4	4	NUM
cblr-14252	560	27	curr	curr	X
cblr-14252	560	28	.	.	PUNCT
cblr-14252	560	29	addict	addict	NOUN
cblr-14252	560	30	.	.	PUNCT
cblr-14252	561	1	rep	rep	PROPN
cblr-14252	561	2	.	.	PROPN
cblr-14252	561	3	272	272	NUM
cblr-14252	561	4	,	,	PUNCT
cblr-14252	561	5	272	272	NUM
cblr-14252	561	6	(	(	PUNCT
cblr-14252	561	7	2017	2017	NUM
cblr-14252	561	8	)	)	PUNCT
cblr-14252	561	9	.	.	PUNCT
cblr-14252	562	1	no	no	INTJ
cblr-14252	562	2	.	.	NOUN
cblr-14252	562	3	1	1	NUM
cblr-14252	562	4	]	]	PUNCT
cblr-14252	562	5	risk	risk	NOUN
cblr-14252	562	6	,	,	PUNCT
cblr-14252	562	7	discretion	discretion	NOUN
cblr-14252	562	8	,	,	PUNCT
cblr-14252	562	9	and	and	CCONJ
cblr-14252	562	10	bank	bank	NOUN
cblr-14252	562	11	supervision	supervision	NOUN
cblr-14252	562	12	347	347	NUM
cblr-14252	562	13	of	of	ADP
cblr-14252	562	14	gambling	gambling	NOUN
cblr-14252	562	15	(	(	PUNCT
cblr-14252	562	16	e.g.	e.g.	ADV
cblr-14252	562	17	,	,	PUNCT
cblr-14252	562	18	continuous	continuous	ADJ
cblr-14252	562	19	versus	versus	ADP
cblr-14252	562	20	non	non	ADJ
cblr-14252	562	21	-	-	ADJ
cblr-14252	562	22	continuous	continuous	ADJ
cblr-14252	562	23	,	,	PUNCT
cblr-14252	562	24	rapid	rapid	ADJ
cblr-14252	562	25	play	play	NOUN
cblr-14252	562	26	versus	versus	ADP
cblr-14252	562	27	slower	slow	ADJ
cblr-14252	562	28	,	,	PUNCT
cblr-14252	562	29	non	non	ADJ
cblr-14252	562	30	-	-	ADJ
cblr-14252	562	31	repetitive	repetitive	ADJ
cblr-14252	562	32	reinforcement	reinforcement	NOUN
cblr-14252	562	33	activities)135	activities)135	VERB
cblr-14252	562	34	coupled	couple	VERB
cblr-14252	562	35	with	with	ADP
cblr-14252	562	36	specific	specific	ADJ
cblr-14252	562	37	product	product	NOUN
cblr-14252	562	38	features	feature	NOUN
cblr-14252	562	39	(	(	PUNCT
cblr-14252	562	40	e.g.	e.g.	ADV
cblr-14252	562	41	,	,	PUNCT
cblr-14252	562	42	immersive	immersive	ADJ
cblr-14252	562	43	nearwins	nearwin	NOUN
cblr-14252	562	44	,	,	PUNCT
cblr-14252	562	45	losses	loss	NOUN
cblr-14252	562	46	disguised	disguise	VERB
cblr-14252	562	47	as	as	ADP
cblr-14252	562	48	wins	win	NOUN
cblr-14252	562	49	,	,	PUNCT
cblr-14252	562	50	jackpot	jackpot	NOUN
cblr-14252	562	51	features	feature	NOUN
cblr-14252	562	52	,	,	PUNCT
cblr-14252	562	53	ease	ease	NOUN
cblr-14252	562	54	of	of	ADP
cblr-14252	562	55	financial	financial	ADJ
cblr-14252	562	56	transactions	transaction	NOUN
cblr-14252	562	57	,	,	PUNCT
cblr-14252	562	58	bonus	bonus	NOUN
cblr-14252	562	59	games	game	NOUN
cblr-14252	562	60	)	)	PUNCT
cblr-14252	562	61	are	be	AUX
cblr-14252	562	62	related	relate	VERB
cblr-14252	562	63	to	to	ADP
cblr-14252	562	64	varying	vary	VERB
cblr-14252	562	65	player	player	NOUN
cblr-14252	562	66	responses	response	NOUN
cblr-14252	562	67	and	and	CCONJ
cblr-14252	562	68	may	may	AUX
cblr-14252	562	69	drive	drive	VERB
cblr-14252	562	70	problematic	problematic	ADJ
cblr-14252	562	71	behavior.136	behavior.136	NOUN
cblr-14252	562	72	given	give	VERB
cblr-14252	562	73	the	the	DET
cblr-14252	562	74	considerable	considerable	ADJ
cblr-14252	562	75	game	game	NOUN
cblr-14252	562	76	-	-	PUNCT
cblr-14252	562	77	to	to	ADP
cblr-14252	562	78	-	-	PUNCT
cblr-14252	562	79	game	game	NOUN
cblr-14252	562	80	variation	variation	NOUN
cblr-14252	562	81	of	of	ADP
cblr-14252	562	82	the	the	DET
cblr-14252	562	83	exact	exact	ADJ
cblr-14252	562	84	features	feature	NOUN
cblr-14252	562	85	,	,	PUNCT
cblr-14252	562	86	examining	examine	VERB
cblr-14252	562	87	the	the	DET
cblr-14252	562	88	impact	impact	NOUN
cblr-14252	562	89	of	of	ADP
cblr-14252	562	90	any	any	DET
cblr-14252	562	91	one	one	NUM
cblr-14252	562	92	parameter	parameter	NOUN
cblr-14252	562	93	on	on	ADP
cblr-14252	562	94	gambling	gambling	NOUN
cblr-14252	562	95	-	-	PUNCT
cblr-14252	562	96	related	relate	VERB
cblr-14252	562	97	harms	harm	NOUN
cblr-14252	562	98	is	be	AUX
cblr-14252	562	99	a	a	DET
cblr-14252	562	100	challenging	challenging	ADJ
cblr-14252	562	101	task	task	NOUN
cblr-14252	562	102	.	.	PUNCT
cblr-14252	563	1	currently	currently	ADV
cblr-14252	563	2	,	,	PUNCT
cblr-14252	563	3	there	there	PRON
cblr-14252	563	4	is	be	VERB
cblr-14252	563	5	no	no	DET
cblr-14252	563	6	accepted	accept	VERB
cblr-14252	563	7	protocol	protocol	NOUN
cblr-14252	563	8	for	for	ADP
cblr-14252	563	9	such	such	ADJ
cblr-14252	563	10	risk	risk	NOUN
cblr-14252	563	11	assessment.137	assessment.137	NOUN
cblr-14252	563	12	nonetheless	nonetheless	ADV
cblr-14252	563	13	,	,	PUNCT
cblr-14252	563	14	many	many	ADJ
cblr-14252	563	15	socially	socially	ADV
cblr-14252	563	16	responsible	responsible	ADJ
cblr-14252	563	17	gambling	gambling	NOUN
cblr-14252	563	18	operators	operator	NOUN
cblr-14252	563	19	now	now	ADV
cblr-14252	563	20	offer	offer	VERB
cblr-14252	563	21	a	a	DET
cblr-14252	563	22	variety	variety	NOUN
cblr-14252	563	23	of	of	ADP
cblr-14252	563	24	responsible	responsible	ADJ
cblr-14252	563	25	gambling	gambling	NOUN
cblr-14252	563	26	tools	tool	NOUN
cblr-14252	563	27	to	to	PART
cblr-14252	563	28	help	help	VERB
cblr-14252	563	29	players	player	NOUN
cblr-14252	563	30	manage	manage	VERB
cblr-14252	563	31	their	their	PRON
cblr-14252	563	32	time	time	NOUN
cblr-14252	563	33	and	and	CCONJ
cblr-14252	563	34	money	money	NOUN
cblr-14252	563	35	spending	spending	NOUN
cblr-14252	563	36	online.138	online.138	VERB
cblr-14252	563	37	these	these	DET
cblr-14252	563	38	tools	tool	NOUN
cblr-14252	563	39	aim	aim	VERB
cblr-14252	563	40	to	to	PART
cblr-14252	563	41	balance	balance	VERB
cblr-14252	563	42	revenue	revenue	NOUN
cblr-14252	563	43	generation	generation	NOUN
cblr-14252	563	44	with	with	ADP
cblr-14252	563	45	public	public	ADJ
cblr-14252	563	46	health	health	NOUN
cblr-14252	563	47	by	by	ADP
cblr-14252	563	48	incorporating	incorporate	VERB
cblr-14252	563	49	design	design	NOUN
cblr-14252	563	50	features	feature	NOUN
cblr-14252	563	51	that	that	PRON
cblr-14252	563	52	promote	promote	VERB
cblr-14252	563	53	informed	informed	ADJ
cblr-14252	563	54	choice	choice	NOUN
cblr-14252	563	55	and	and	CCONJ
cblr-14252	563	56	positive	positive	ADJ
cblr-14252	563	57	play.139	play.139	ADJ
cblr-14252	563	58	such	such	ADJ
cblr-14252	563	59	responsible	responsible	ADJ
cblr-14252	563	60	135	135	NUM
cblr-14252	563	61	see	see	NOUN
cblr-14252	563	62	charles	charles	PROPN
cblr-14252	563	63	livingstone	livingstone	PROPN
cblr-14252	563	64	&	&	CCONJ
cblr-14252	563	65	richard	richard	PROPN
cblr-14252	563	66	woolley	woolley	PROPN
cblr-14252	563	67	,	,	PUNCT
cblr-14252	563	68	risky	risky	ADJ
cblr-14252	563	69	business	business	NOUN
cblr-14252	563	70	:	:	PUNCT
cblr-14252	563	71	a	a	DET
cblr-14252	563	72	few	few	ADJ
cblr-14252	563	73	provocations	provocation	NOUN
cblr-14252	563	74	on	on	ADP
cblr-14252	563	75	the	the	DET
cblr-14252	563	76	regulation	regulation	NOUN
cblr-14252	563	77	of	of	ADP
cblr-14252	563	78	electronic	electronic	ADJ
cblr-14252	563	79	gaming	gaming	NOUN
cblr-14252	563	80	machines	machine	NOUN
cblr-14252	563	81	,	,	PUNCT
cblr-14252	563	82	7	7	NUM
cblr-14252	563	83	int’l	int’l	NUM
cblr-14252	563	84	gambl	gambl	NOUN
cblr-14252	563	85	.	.	PUNCT
cblr-14252	564	1	stud	stud	PROPN
cblr-14252	564	2	.	.	PUNCT
cblr-14252	565	1	361	361	NUM
cblr-14252	565	2	,	,	PUNCT
cblr-14252	565	3	367	367	NUM
cblr-14252	565	4	(	(	PUNCT
cblr-14252	565	5	2007	2007	NUM
cblr-14252	565	6	)	)	PUNCT
cblr-14252	565	7	.	.	PUNCT
cblr-14252	566	1	136	136	NUM
cblr-14252	566	2	see	see	VERB
cblr-14252	566	3	k.r	k.r	PROPN
cblr-14252	566	4	.	.	PROPN
cblr-14252	566	5	barton	barton	PROPN
cblr-14252	566	6	et	et	PROPN
cblr-14252	566	7	al	al	PROPN
cblr-14252	566	8	.	.	PROPN
cblr-14252	566	9	,	,	PUNCT
cblr-14252	566	10	the	the	DET
cblr-14252	566	11	effect	effect	NOUN
cblr-14252	566	12	of	of	ADP
cblr-14252	566	13	losses	loss	NOUN
cblr-14252	566	14	disguised	disguise	VERB
cblr-14252	566	15	as	as	ADP
cblr-14252	566	16	wins	win	NOUN
cblr-14252	566	17	and	and	CCONJ
cblr-14252	566	18	near	near	ADJ
cblr-14252	566	19	misses	miss	NOUN
cblr-14252	566	20	in	in	ADP
cblr-14252	566	21	electronic	electronic	ADJ
cblr-14252	566	22	gaming	gaming	NOUN
cblr-14252	566	23	machines	machine	NOUN
cblr-14252	566	24	:	:	PUNCT
cblr-14252	566	25	a	a	DET
cblr-14252	566	26	systematic	systematic	ADJ
cblr-14252	566	27	review	review	NOUN
cblr-14252	566	28	,	,	PUNCT
cblr-14252	566	29	3	3	NUM
cblr-14252	566	30	3	3	NUM
cblr-14252	566	31	j.	j.	PROPN
cblr-14252	566	32	gambl	gambl	PROPN
cblr-14252	566	33	.	.	PUNCT
cblr-14252	567	1	stud	stud	PROPN
cblr-14252	567	2	.	.	PUNCT
cblr-14252	568	1	1241	1241	NUM
cblr-14252	568	2	,	,	PUNCT
cblr-14252	568	3	1243	1243	NUM
cblr-14252	568	4	(	(	PUNCT
cblr-14252	568	5	2017	2017	NUM
cblr-14252	568	6	)	)	PUNCT
cblr-14252	568	7	;	;	PUNCT
cblr-14252	568	8	jordan	jordan	PROPN
cblr-14252	568	9	belisle	belisle	PROPN
cblr-14252	568	10	&	&	CCONJ
cblr-14252	568	11	mark	mark	PROPN
cblr-14252	568	12	r.	r.	PROPN
cblr-14252	568	13	dixon	dixon	PROPN
cblr-14252	568	14	,	,	PUNCT
cblr-14252	568	15	near	near	ADP
cblr-14252	568	16	misses	miss	NOUN
cblr-14252	568	17	in	in	ADP
cblr-14252	568	18	slot	slot	NOUN
cblr-14252	568	19	machine	machine	NOUN
cblr-14252	568	20	gambling	gambling	NOUN
cblr-14252	568	21	developed	develop	VERB
cblr-14252	568	22	through	through	ADP
cblr-14252	568	23	generalizations	generalization	NOUN
cblr-14252	568	24	of	of	ADP
cblr-14252	568	25	total	total	ADJ
cblr-14252	568	26	wins	win	NOUN
cblr-14252	568	27	,	,	PUNCT
cblr-14252	568	28	32	32	NUM
cblr-14252	568	29	j.	j.	PROPN
cblr-14252	568	30	gambl	gambl	PROPN
cblr-14252	568	31	.	.	PUNCT
cblr-14252	569	1	stud	stud	PROPN
cblr-14252	569	2	.	.	PUNCT
cblr-14252	570	1	689	689	NUM
cblr-14252	570	2	,	,	PUNCT
cblr-14252	570	3	690	690	NUM
cblr-14252	570	4	(	(	PUNCT
cblr-14252	570	5	2016	2016	NUM
cblr-14252	570	6	)	)	PUNCT
cblr-14252	570	7	;	;	PUNCT
cblr-14252	570	8	gordon	gordon	PROPN
cblr-14252	570	9	m.	m.	PROPN
cblr-14252	570	10	becker	becker	PROPN
cblr-14252	570	11	et	et	PROPN
cblr-14252	570	12	al	al	PROPN
cblr-14252	570	13	.	.	PROPN
cblr-14252	570	14	,	,	PUNCT
cblr-14252	570	15	measuring	measure	VERB
cblr-14252	570	16	utility	utility	NOUN
cblr-14252	570	17	by	by	ADP
cblr-14252	570	18	a	a	DET
cblr-14252	570	19	single	single	ADJ
cblr-14252	570	20	-	-	PUNCT
cblr-14252	570	21	response	response	NOUN
cblr-14252	570	22	sequential	sequential	ADJ
cblr-14252	570	23	method	method	NOUN
cblr-14252	570	24	,	,	PUNCT
cblr-14252	570	25	9	9	NUM
cblr-14252	570	26	behav	behav	NOUN
cblr-14252	570	27	.	.	PUNCT
cblr-14252	571	1	sci	sci	PROPN
cblr-14252	571	2	.	.	PROPN
cblr-14252	572	1	226	226	NUM
cblr-14252	572	2	,	,	PUNCT
cblr-14252	572	3	226	226	NUM
cblr-14252	572	4	(	(	PUNCT
cblr-14252	572	5	2015	2015	NUM
cblr-14252	572	6	)	)	PUNCT
cblr-14252	572	7	;	;	PUNCT
cblr-14252	572	8	jeffery	jeffery	PROPN
cblr-14252	572	9	m.	m.	PROPN
cblr-14252	572	10	pislak	pislak	PROPN
cblr-14252	572	11	et	et	PROPN
cblr-14252	572	12	al	al	PROPN
cblr-14252	572	13	.	.	PROPN
cblr-14252	572	14	,	,	PUNCT
cblr-14252	572	15	the	the	DET
cblr-14252	572	16	near	near	ADJ
cblr-14252	572	17	miss	miss	ADJ
cblr-14252	572	18	effect	effect	NOUN
cblr-14252	572	19	in	in	ADP
cblr-14252	572	20	slot	slot	NOUN
cblr-14252	572	21	machines	machine	NOUN
cblr-14252	572	22	:	:	PUNCT
cblr-14252	572	23	a	a	DET
cblr-14252	572	24	review	review	NOUN
cblr-14252	572	25	and	and	CCONJ
cblr-14252	572	26	experimental	experimental	ADJ
cblr-14252	572	27	analysis	analysis	NOUN
cblr-14252	572	28	over	over	ADP
cblr-14252	572	29	half	half	DET
cblr-14252	572	30	a	a	DET
cblr-14252	572	31	century	century	NOUN
cblr-14252	572	32	later	later	ADV
cblr-14252	572	33	,	,	PUNCT
cblr-14252	572	34	36	36	NUM
cblr-14252	572	35	j.	j.	PROPN
cblr-14252	572	36	gamb	gamb	PROPN
cblr-14252	572	37	.	.	PUNCT
cblr-14252	573	1	stud	stud	NOUN
cblr-14252	573	2	.	.	PUNCT
cblr-14252	574	1	611	611	NUM
cblr-14252	574	2	,	,	PUNCT
cblr-14252	574	3	614	614	NUM
cblr-14252	574	4	(	(	PUNCT
cblr-14252	574	5	2019	2019	NUM
cblr-14252	574	6	)	)	PUNCT
cblr-14252	574	7	.	.	PUNCT
cblr-14252	575	1	137	137	NUM
cblr-14252	575	2	see	see	VERB
cblr-14252	575	3	paul	paul	PROPN
cblr-14252	575	4	delfabbro	delfabbro	PROPN
cblr-14252	575	5	,	,	PUNCT
cblr-14252	575	6	jonathan	jonathan	PROPN
cblr-14252	575	7	parke	parke	PROPN
cblr-14252	575	8	,	,	PUNCT
cblr-14252	575	9	simo	simo	PROPN
cblr-14252	575	10	dragecvic	dragecvic	PROPN
cblr-14252	575	11	&	&	CCONJ
cblr-14252	575	12	christian	christian	PROPN
cblr-14252	575	13	percy	percy	PROPN
cblr-14252	575	14	,	,	PUNCT
cblr-14252	575	15	safer	safe	ADJ
cblr-14252	575	16	by	by	ADP
cblr-14252	575	17	design	design	NOUN
cblr-14252	575	18	:	:	PUNCT
cblr-14252	575	19	building	build	VERB
cblr-14252	575	20	a	a	DET
cblr-14252	575	21	collaborative	collaborative	ADJ
cblr-14252	575	22	,	,	PUNCT
cblr-14252	575	23	integrated	integrated	ADJ
cblr-14252	575	24	and	and	CCONJ
cblr-14252	575	25	evidencebased	evidencebased	ADJ
cblr-14252	575	26	framework	framework	NOUN
cblr-14252	575	27	to	to	PART
cblr-14252	575	28	inform	inform	VERB
cblr-14252	575	29	the	the	DET
cblr-14252	575	30	regulation	regulation	NOUN
cblr-14252	575	31	and	and	CCONJ
cblr-14252	575	32	mitigation	mitigation	NOUN
cblr-14252	575	33	of	of	ADP
cblr-14252	575	34	gambling	gambling	NOUN
cblr-14252	575	35	product	product	NOUN
cblr-14252	575	36	risk	risk	NOUN
cblr-14252	575	37	,	,	PUNCT
cblr-14252	575	38	48	48	NUM
cblr-14252	575	39	j.	j.	PROPN
cblr-14252	575	40	gambl	gambl	PROPN
cblr-14252	575	41	.	.	PUNCT
cblr-14252	576	1	issues	issue	NOUN
cblr-14252	576	2	158	158	NUM
cblr-14252	576	3	(	(	PUNCT
cblr-14252	576	4	2021	2021	NUM
cblr-14252	576	5	)	)	PUNCT
cblr-14252	576	6	.	.	PUNCT
cblr-14252	577	1	138	138	NUM
cblr-14252	577	2	maris	maris	PROPN
cblr-14252	577	3	bonello	bonello	PROPN
cblr-14252	577	4	&	&	CCONJ
cblr-14252	577	5	mark	mark	PROPN
cblr-14252	577	6	d.	d.	PROPN
cblr-14252	577	7	griffiths	griffiths	PROPN
cblr-14252	577	8	,	,	PUNCT
cblr-14252	577	9	analyzing	analyze	VERB
cblr-14252	577	10	consumer	consumer	NOUN
cblr-14252	577	11	protection	protection	NOUN
cblr-14252	577	12	for	for	ADP
cblr-14252	577	13	gamblers	gambler	NOUN
cblr-14252	577	14	across	across	ADP
cblr-14252	577	15	different	different	ADJ
cblr-14252	577	16	online	online	ADJ
cblr-14252	577	17	gambling	gambling	NOUN
cblr-14252	577	18	operators	operator	NOUN
cblr-14252	577	19	:	:	PUNCT
cblr-14252	577	20	a	a	DET
cblr-14252	577	21	descriptive	descriptive	ADJ
cblr-14252	577	22	study	study	NOUN
cblr-14252	577	23	,	,	PUNCT
cblr-14252	577	24	21	21	NUM
cblr-14252	577	25	gaming	gaming	NOUN
cblr-14252	577	26	l.	l.	PROPN
cblr-14252	577	27	rev	rev	PROPN
cblr-14252	577	28	.	.	PROPN
cblr-14252	577	29	&	&	CCONJ
cblr-14252	577	30	econ	econ	PROPN
cblr-14252	577	31	.	.	PUNCT
cblr-14252	577	32	278	278	NUM
cblr-14252	577	33	,	,	PUNCT
cblr-14252	577	34	281	281	NUM
cblr-14252	577	35	(	(	PUNCT
cblr-14252	577	36	2017	2017	NUM
cblr-14252	577	37	)	)	PUNCT
cblr-14252	577	38	.	.	PUNCT
cblr-14252	578	1	139	139	NUM
cblr-14252	578	2	see	see	VERB
cblr-14252	578	3	martijn	martijn	PROPN
cblr-14252	578	4	van	van	PROPN
cblr-14252	578	5	der	der	PROPN
cblr-14252	578	6	maas	maas	PROPN
cblr-14252	578	7	&	&	CCONJ
cblr-14252	578	8	lia	lia	PROPN
cblr-14252	578	9	nower	nower	PROPN
cblr-14252	578	10	,	,	PUNCT
cblr-14252	578	11	contradictions	contradiction	NOUN
cblr-14252	578	12	of	of	ADP
cblr-14252	578	13	responsible	responsible	ADJ
cblr-14252	578	14	gambling	gambling	NOUN
cblr-14252	578	15	policies	policy	NOUN
cblr-14252	578	16	and	and	CCONJ
cblr-14252	578	17	gambling	gambling	NOUN
cblr-14252	578	18	provision	provision	NOUN
cblr-14252	578	19	in	in	ADP
cblr-14252	578	20	the	the	DET
cblr-14252	578	21	context	context	NOUN
cblr-14252	578	22	of	of	ADP
cblr-14252	578	23	rapid	rapid	ADJ
cblr-14252	578	24	market	market	NOUN
cblr-14252	578	25	expansion	expansion	NOUN
cblr-14252	578	26	,	,	PUNCT
cblr-14252	578	27	24	24	NUM
cblr-14252	578	28	gaming	gaming	NOUN
cblr-14252	578	29	l.	l.	PROPN
cblr-14252	578	30	rev	rev	PROPN
cblr-14252	578	31	.	.	PROPN
cblr-14252	578	32	456	456	NUM
cblr-14252	578	33	,	,	PUNCT
cblr-14252	578	34	456	456	NUM
cblr-14252	578	35	(	(	PUNCT
cblr-14252	578	36	2020	2020	NUM
cblr-14252	578	37	)	)	PUNCT
cblr-14252	578	38	;	;	PUNCT
cblr-14252	578	39	richard	richard	PROPN
cblr-14252	578	40	t.	t.	PROPN
cblr-14252	578	41	wood	wood	PROPN
cblr-14252	578	42	,	,	PUNCT
cblr-14252	578	43	michael	michael	PROPN
cblr-14252	578	44	j.	j.	PROPN
cblr-14252	578	45	wohl	wohl	PROPN
cblr-14252	578	46	,	,	PUNCT
cblr-14252	578	47	nadira	nadira	PROPN
cblr-14252	578	48	tabri	tabri	PROPN
cblr-14252	578	49	&	&	CCONJ
cblr-14252	578	50	keith	keith	PROPN
cblr-14252	578	51	philander	philander	PROPN
cblr-14252	578	52	,	,	PUNCT
cblr-14252	578	53	responsible	responsible	ADJ
cblr-14252	578	54	gambling	gambling	NOUN
cblr-14252	578	55	as	as	ADP
cblr-14252	578	56	an	an	DET
cblr-14252	578	57	evolving	evolving	NOUN
cblr-14252	578	58	concept	concept	NOUN
cblr-14252	578	59	and	and	CCONJ
cblr-14252	578	60	the	the	DET
cblr-14252	578	61	benefits	benefit	NOUN
cblr-14252	578	62	of	of	ADP
cblr-14252	578	63	a	a	DET
cblr-14252	578	64	positive	positive	ADJ
cblr-14252	578	65	play	play	NOUN
cblr-14252	578	66	approach	approach	NOUN
cblr-14252	578	67	:	:	PUNCT
cblr-14252	578	68	a	a	DET
cblr-14252	578	69	reply	reply	NOUN
cblr-14252	578	70	to	to	PART
cblr-14252	578	71	shaffer	shaffer	VERB
cblr-14252	578	72	et	et	PROPN
cblr-14252	578	73	al	al	PROPN
cblr-14252	578	74	.	.	PROPN
cblr-14252	578	75	,	,	PUNCT
cblr-14252	578	76	40	40	NUM
cblr-14252	578	77	j.	j.	PROPN
cblr-14252	578	78	gambl	gambl	PROPN
cblr-14252	578	79	.	.	PUNCT
cblr-14252	579	1	stud	stud	PROPN
cblr-14252	579	2	.	.	PUNCT
cblr-14252	580	1	1779	1779	NUM
cblr-14252	580	2	(	(	PUNCT
cblr-14252	580	3	2023	2023	NUM
cblr-14252	580	4	)	)	PUNCT
cblr-14252	580	5	;	;	PUNCT
cblr-14252	581	1	howard	howard	PROPN
cblr-14252	581	2	348	348	NUM
cblr-14252	581	3	columbia	columbia	PROPN
cblr-14252	581	4	business	business	NOUN
cblr-14252	581	5	law	law	PROPN
cblr-14252	581	6	review	review	NOUN
cblr-14252	581	7	[	[	X
cblr-14252	581	8	vol	vol	NOUN
cblr-14252	581	9	.	.	PUNCT
cblr-14252	581	10	2025	2025	NUM
cblr-14252	581	11	gambling	gambling	NOUN
cblr-14252	581	12	strategies	strategy	NOUN
cblr-14252	581	13	include	include	VERB
cblr-14252	581	14	limit	limit	NOUN
cblr-14252	581	15	-	-	PUNCT
cblr-14252	581	16	setting	setting	NOUN
cblr-14252	581	17	(	(	PUNCT
cblr-14252	581	18	allowing	allow	VERB
cblr-14252	581	19	gamblers	gambler	NOUN
cblr-14252	581	20	to	to	PART
cblr-14252	581	21	predetermine	predetermine	VERB
cblr-14252	581	22	the	the	DET
cblr-14252	581	23	amount	amount	NOUN
cblr-14252	581	24	of	of	ADP
cblr-14252	581	25	time	time	NOUN
cblr-14252	581	26	and	and	CCONJ
cblr-14252	581	27	money	money	NOUN
cblr-14252	581	28	they	they	PRON
cblr-14252	581	29	want	want	VERB
cblr-14252	581	30	to	to	PART
cblr-14252	581	31	spend	spend	VERB
cblr-14252	581	32	in	in	ADP
cblr-14252	581	33	a	a	DET
cblr-14252	581	34	given	give	VERB
cblr-14252	581	35	time	time	NOUN
cblr-14252	581	36	period);140	period);140	PROPN
cblr-14252	581	37	self	self	NOUN
cblr-14252	581	38	-	-	PUNCT
cblr-14252	581	39	exclusions	exclusion	NOUN
cblr-14252	581	40	(	(	PUNCT
cblr-14252	581	41	allowing	allow	VERB
cblr-14252	581	42	gamblers	gambler	NOUN
cblr-14252	581	43	to	to	PART
cblr-14252	581	44	exclude	exclude	VERB
cblr-14252	581	45	themselves	themselves	PRON
cblr-14252	581	46	from	from	ADP
cblr-14252	581	47	gambling	gamble	VERB
cblr-14252	581	48	on	on	ADP
cblr-14252	581	49	the	the	DET
cblr-14252	581	50	website	website	NOUN
cblr-14252	581	51	for	for	ADP
cblr-14252	581	52	predetermined	predetermined	ADJ
cblr-14252	581	53	amounts	amount	NOUN
cblr-14252	581	54	of	of	ADP
cblr-14252	581	55	time	time	NOUN
cblr-14252	581	56	)	)	PUNCT
cblr-14252	581	57	;	;	PUNCT
cblr-14252	581	58	pop	pop	VERB
cblr-14252	581	59	-	-	PUNCT
cblr-14252	581	60	up	up	ADP
cblr-14252	581	61	messaging	messaging	NOUN
cblr-14252	581	62	(	(	PUNCT
cblr-14252	581	63	within	within	ADP
cblr-14252	581	64	session	session	NOUN
cblr-14252	581	65	breaks	break	NOUN
cblr-14252	581	66	in	in	ADP
cblr-14252	581	67	play	play	NOUN
cblr-14252	581	68	,	,	PUNCT
cblr-14252	581	69	providing	provide	VERB
cblr-14252	581	70	messages	message	NOUN
cblr-14252	581	71	to	to	PART
cblr-14252	581	72	correct	correct	VERB
cblr-14252	581	73	irrational	irrational	ADJ
cblr-14252	581	74	or	or	CCONJ
cblr-14252	581	75	distorted	distorted	ADJ
cblr-14252	581	76	beliefs	belief	NOUN
cblr-14252	581	77	about	about	ADP
cblr-14252	581	78	gambling	gambling	NOUN
cblr-14252	581	79	,	,	PUNCT
cblr-14252	581	80	presenting	present	VERB
cblr-14252	581	81	factually	factually	ADV
cblr-14252	581	82	descriptive	descriptive	ADJ
cblr-14252	581	83	or	or	CCONJ
cblr-14252	581	84	normative	normative	ADJ
cblr-14252	581	85	information;141	information;141	NOUN
cblr-14252	581	86	and	and	CCONJ
cblr-14252	581	87	personalized	personalized	ADJ
cblr-14252	581	88	messaging	messaging	NOUN
cblr-14252	581	89	(	(	PUNCT
cblr-14252	581	90	providing	provide	VERB
cblr-14252	581	91	information	information	NOUN
cblr-14252	581	92	to	to	ADP
cblr-14252	581	93	gamblers	gambler	NOUN
cblr-14252	581	94	about	about	ADP
cblr-14252	581	95	various	various	ADJ
cblr-14252	581	96	aspects	aspect	NOUN
cblr-14252	581	97	of	of	ADP
cblr-14252	581	98	their	their	PRON
cblr-14252	581	99	gambling	gambling	NOUN
cblr-14252	581	100	behavior	behavior	NOUN
cblr-14252	581	101	or	or	CCONJ
cblr-14252	581	102	recommendations	recommendation	NOUN
cblr-14252	581	103	about	about	ADP
cblr-14252	581	104	what	what	PRON
cblr-14252	581	105	they	they	PRON
cblr-14252	581	106	can	can	AUX
cblr-14252	581	107	do	do	AUX
cblr-14252	581	108	to	to	PART
cblr-14252	581	109	stay	stay	VERB
cblr-14252	581	110	in	in	ADP
cblr-14252	581	111	control).142	control).142	PROPN
cblr-14252	581	112	we	we	PRON
cblr-14252	581	113	have	have	AUX
cblr-14252	581	114	not	not	PART
cblr-14252	581	115	found	find	VERB
cblr-14252	581	116	similar	similar	ADJ
cblr-14252	581	117	studies	study	NOUN
cblr-14252	581	118	in	in	ADP
cblr-14252	581	119	the	the	DET
cblr-14252	581	120	context	context	NOUN
cblr-14252	581	121	of	of	ADP
cblr-14252	581	122	trading	trading	NOUN
cblr-14252	581	123	apps	app	NOUN
cblr-14252	581	124	.	.	PUNCT
cblr-14252	582	1	extensive	extensive	ADJ
cblr-14252	582	2	research	research	NOUN
cblr-14252	582	3	has	have	AUX
cblr-14252	582	4	been	be	AUX
cblr-14252	582	5	dedicated	dedicate	VERB
cblr-14252	582	6	to	to	ADP
cblr-14252	582	7	categorizing	categorize	VERB
cblr-14252	582	8	game	game	NOUN
cblr-14252	582	9	elements	element	NOUN
cblr-14252	582	10	,	,	PUNCT
cblr-14252	582	11	mechanics	mechanic	NOUN
cblr-14252	582	12	,	,	PUNCT
cblr-14252	582	13	and	and	CCONJ
cblr-14252	582	14	design	design	NOUN
cblr-14252	582	15	principles	principle	NOUN
cblr-14252	582	16	in	in	ADP
cblr-14252	582	17	gamification.143	gamification.143	NOUN
cblr-14252	582	18	these	these	DET
cblr-14252	582	19	exhaustive	exhaustive	ADJ
cblr-14252	582	20	taxonomies	taxonomy	NOUN
cblr-14252	582	21	encompass	encompass	VERB
cblr-14252	582	22	a	a	DET
cblr-14252	582	23	j.	j.	PROPN
cblr-14252	582	24	shaffer	shaffer	PROPN
cblr-14252	582	25	,	,	PUNCT
cblr-14252	582	26	robert	robert	PROPN
cblr-14252	582	27	ladouceur	ladouceur	PROPN
cblr-14252	582	28	&	&	CCONJ
cblr-14252	582	29	alex	alex	PROPN
cblr-14252	582	30	blaszczynski	blaszczynski	PROPN
cblr-14252	582	31	,	,	PUNCT
cblr-14252	582	32	a	a	DET
cblr-14252	582	33	comment	comment	NOUN
cblr-14252	582	34	:	:	PUNCT
cblr-14252	582	35	positive	positive	ADJ
cblr-14252	582	36	play	play	NOUN
cblr-14252	582	37	is	be	AUX
cblr-14252	582	38	a	a	DET
cblr-14252	582	39	subset	subset	NOUN
cblr-14252	582	40	of	of	ADP
cblr-14252	582	41	responsible	responsible	ADJ
cblr-14252	582	42	gambling	gambling	NOUN
cblr-14252	582	43	,	,	PUNCT
cblr-14252	582	44	39	39	NUM
cblr-14252	582	45	j.	j.	PROPN
cblr-14252	582	46	gambl	gambl	PROPN
cblr-14252	582	47	.	.	PUNCT
cblr-14252	583	1	stud	stud	PROPN
cblr-14252	583	2	.	.	PUNCT
cblr-14252	584	1	1019	1019	NUM
cblr-14252	584	2	(	(	PUNCT
cblr-14252	584	3	2023	2023	NUM
cblr-14252	584	4	)	)	PUNCT
cblr-14252	584	5	.	.	PUNCT
cblr-14252	585	1	140	140	NUM
cblr-14252	585	2	markus	markus	NOUN
cblr-14252	585	3	auer	auer	NOUN
cblr-14252	585	4	,	,	PUNCT
cblr-14252	585	5	nicola	nicola	PROPN
cblr-14252	585	6	hopfgartner	hopfgartner	PROPN
cblr-14252	585	7	&	&	CCONJ
cblr-14252	585	8	mark	mark	PROPN
cblr-14252	585	9	d.	d.	PROPN
cblr-14252	585	10	griffiths	griffiths	PROPN
cblr-14252	585	11	,	,	PUNCT
cblr-14252	585	12	the	the	DET
cblr-14252	585	13	effects	effect	NOUN
cblr-14252	585	14	of	of	ADP
cblr-14252	585	15	voluntary	voluntary	ADJ
cblr-14252	585	16	deposit	deposit	NOUN
cblr-14252	585	17	limit	limit	NOUN
cblr-14252	585	18	-	-	PUNCT
cblr-14252	585	19	setting	setting	NOUN
cblr-14252	585	20	on	on	ADP
cblr-14252	585	21	long	long	ADJ
cblr-14252	585	22	-	-	PUNCT
cblr-14252	585	23	term	term	NOUN
cblr-14252	585	24	online	online	ADJ
cblr-14252	585	25	gambling	gambling	NOUN
cblr-14252	585	26	expenditure	expenditure	NOUN
cblr-14252	585	27	,	,	PUNCT
cblr-14252	585	28	,	,	PUNCT
cblr-14252	585	29	23	23	NUM
cblr-14252	585	30	cyberpsychology	cyberpsychology	NOUN
cblr-14252	585	31	,	,	PUNCT
cblr-14252	585	32	behavior	behavior	NOUN
cblr-14252	585	33	,	,	PUNCT
cblr-14252	585	34	&	&	CCONJ
cblr-14252	585	35	soc	soc	PROPN
cblr-14252	585	36	.	.	PUNCT
cblr-14252	586	1	networking	network	VERB
cblr-14252	586	2	113	113	NUM
cblr-14252	586	3	,	,	PUNCT
cblr-14252	586	4	113	113	NUM
cblr-14252	586	5	(	(	PUNCT
cblr-14252	586	6	2020	2020	NUM
cblr-14252	586	7	)	)	PUNCT
cblr-14252	586	8	.	.	PUNCT
cblr-14252	587	1	141	141	NUM
cblr-14252	587	2	benjamin	benjamin	PROPN
cblr-14252	587	3	bjørseth	bjørseth	PROPN
cblr-14252	587	4	et	et	PROPN
cblr-14252	587	5	al	al	PROPN
cblr-14252	587	6	.	.	PROPN
cblr-14252	587	7	,	,	PUNCT
cblr-14252	587	8	the	the	DET
cblr-14252	587	9	effects	effect	NOUN
cblr-14252	587	10	of	of	ADP
cblr-14252	587	11	responsible	responsible	ADJ
cblr-14252	587	12	gambling	gambling	NOUN
cblr-14252	587	13	pop	pop	VERB
cblr-14252	587	14	-	-	PUNCT
cblr-14252	587	15	up	up	ADP
cblr-14252	587	16	messages	message	NOUN
cblr-14252	587	17	on	on	ADP
cblr-14252	587	18	gambling	gambling	NOUN
cblr-14252	587	19	behaviors	behavior	NOUN
cblr-14252	587	20	and	and	CCONJ
cblr-14252	587	21	cognitions	cognition	NOUN
cblr-14252	587	22	:	:	PUNCT
cblr-14252	587	23	a	a	DET
cblr-14252	587	24	systematic	systematic	ADJ
cblr-14252	587	25	review	review	NOUN
cblr-14252	587	26	and	and	CCONJ
cblr-14252	587	27	metaanalysis	metaanalysis	NOUN
cblr-14252	587	28	,	,	PUNCT
cblr-14252	587	29	11	11	NUM
cblr-14252	587	30	frontiers	frontier	NOUN
cblr-14252	587	31	psychiatry	psychiatry	NOUN
cblr-14252	587	32	,	,	PUNCT
cblr-14252	587	33	jan	jan	PROPN
cblr-14252	587	34	.	.	PROPN
cblr-14252	587	35	25	25	NUM
cblr-14252	587	36	,	,	PUNCT
cblr-14252	587	37	2021	2021	NUM
cblr-14252	587	38	,	,	PUNCT
cblr-14252	587	39	at	at	ADP
cblr-14252	587	40	3	3	NUM
cblr-14252	587	41	.	.	NUM
cblr-14252	587	42	142	142	NUM
cblr-14252	587	43	andrew	andrew	PROPN
cblr-14252	587	44	harris	harris	PROPN
cblr-14252	587	45	&	&	CCONJ
cblr-14252	587	46	mark	mark	PROPN
cblr-14252	587	47	d.	d.	PROPN
cblr-14252	587	48	griffiths	griffiths	PROPN
cblr-14252	587	49	,	,	PUNCT
cblr-14252	587	50	the	the	DET
cblr-14252	587	51	impact	impact	NOUN
cblr-14252	587	52	of	of	ADP
cblr-14252	587	53	speed	speed	NOUN
cblr-14252	587	54	of	of	ADP
cblr-14252	587	55	play	play	NOUN
cblr-14252	587	56	in	in	ADP
cblr-14252	587	57	gambling	gambling	NOUN
cblr-14252	587	58	on	on	ADP
cblr-14252	587	59	psychological	psychological	ADJ
cblr-14252	587	60	and	and	CCONJ
cblr-14252	587	61	behavioural	behavioural	ADJ
cblr-14252	587	62	factors	factor	NOUN
cblr-14252	587	63	:	:	PUNCT
cblr-14252	587	64	a	a	DET
cblr-14252	587	65	critical	critical	ADJ
cblr-14252	587	66	review	review	NOUN
cblr-14252	587	67	,	,	PUNCT
cblr-14252	587	68	34	34	NUM
cblr-14252	587	69	j.	j.	PROPN
cblr-14252	587	70	gambl	gambl	PROPN
cblr-14252	587	71	.	.	PUNCT
cblr-14252	588	1	stud	stud	PROPN
cblr-14252	588	2	.	.	PUNCT
cblr-14252	589	1	393	393	NUM
cblr-14252	589	2	,	,	PUNCT
cblr-14252	589	3	393	393	NUM
cblr-14252	589	4	(	(	PUNCT
cblr-14252	589	5	2018	2018	NUM
cblr-14252	589	6	)	)	PUNCT
cblr-14252	589	7	.	.	PUNCT
cblr-14252	590	1	143	143	NUM
cblr-14252	590	2	see	see	VERB
cblr-14252	590	3	v.w.s	v.w.s	NOUN
cblr-14252	590	4	.	.	PUNCT
cblr-14252	591	1	cheng	cheng	PROPN
cblr-14252	591	2	et	et	PROPN
cblr-14252	591	3	al	al	PROPN
cblr-14252	591	4	.	.	PROPN
cblr-14252	591	5	,	,	PUNCT
cblr-14252	591	6	gamification	gamification	NOUN
cblr-14252	591	7	in	in	ADP
cblr-14252	591	8	apps	app	NOUN
cblr-14252	591	9	and	and	CCONJ
cblr-14252	591	10	technologies	technology	NOUN
cblr-14252	591	11	for	for	ADP
cblr-14252	591	12	improving	improve	VERB
cblr-14252	591	13	mental	mental	ADJ
cblr-14252	591	14	health	health	NOUN
cblr-14252	591	15	and	and	CCONJ
cblr-14252	591	16	well	well	ADV
cblr-14252	591	17	-	-	PUNCT
cblr-14252	591	18	being	being	NOUN
cblr-14252	591	19	:	:	PUNCT
cblr-14252	591	20	systematic	systematic	ADJ
cblr-14252	591	21	review	review	NOUN
cblr-14252	591	22	,	,	PUNCT
cblr-14252	591	23	6	6	NUM
cblr-14252	591	24	jmir	jmir	PROPN
cblr-14252	591	25	mental	mental	ADJ
cblr-14252	591	26	health	health	NOUN
cblr-14252	591	27	e13717	e13717	PROPN
cblr-14252	591	28	(	(	PUNCT
cblr-14252	591	29	2019	2019	NUM
cblr-14252	591	30	)	)	PUNCT
cblr-14252	591	31	;	;	PUNCT
cblr-14252	591	32	manuel	manuel	PROPN
cblr-14252	591	33	schmidt	schmidt	PROPN
cblr-14252	591	34	-	-	PUNCT
cblr-14252	591	35	kraepelin	kraepelin	PROPN
cblr-14252	591	36	et	et	PROPN
cblr-14252	591	37	al	al	PROPN
cblr-14252	591	38	.	.	PROPN
cblr-14252	591	39	,	,	PUNCT
cblr-14252	591	40	what	what	PRON
cblr-14252	591	41	’s	’	VERB
cblr-14252	591	42	in	in	ADP
cblr-14252	591	43	the	the	DET
cblr-14252	591	44	game	game	NOUN
cblr-14252	591	45	?	?	PUNCT
cblr-14252	592	1	developing	develop	VERB
cblr-14252	592	2	a	a	DET
cblr-14252	592	3	taxonomy	taxonomy	NOUN
cblr-14252	592	4	of	of	ADP
cblr-14252	592	5	gamification	gamification	NOUN
cblr-14252	592	6	concepts	concept	NOUN
cblr-14252	592	7	for	for	ADP
cblr-14252	592	8	health	health	NOUN
cblr-14252	592	9	apps	app	NOUN
cblr-14252	592	10	,	,	PUNCT
cblr-14252	592	11	in	in	ADP
cblr-14252	592	12	proceedings	proceeding	NOUN
cblr-14252	592	13	of	of	ADP
cblr-14252	592	14	the	the	DET
cblr-14252	592	15	51st	51st	ADJ
cblr-14252	592	16	hawaii	hawaii	PROPN
cblr-14252	592	17	international	international	ADJ
cblr-14252	592	18	conference	conference	NOUN
cblr-14252	592	19	on	on	ADP
cblr-14252	592	20	system	system	NOUN
cblr-14252	592	21	sciences	science	NOUN
cblr-14252	592	22	(	(	PUNCT
cblr-14252	592	23	2018	2018	NUM
cblr-14252	592	24	)	)	PUNCT
cblr-14252	592	25	;	;	PUNCT
cblr-14252	592	26	saleem	saleem	PROPN
cblr-14252	592	27	,	,	PUNCT
cblr-14252	592	28	n.m	n.m	PROPN
cblr-14252	592	29	.	.	PROPN
cblr-14252	592	30	noori	noori	PROPN
cblr-14252	592	31	&	&	CCONJ
cblr-14252	592	32	f.	f.	PROPN
cblr-14252	592	33	ozdamli	ozdamli	PROPN
cblr-14252	592	34	,	,	PUNCT
cblr-14252	592	35	gamification	gamification	NOUN
cblr-14252	592	36	applications	application	NOUN
cblr-14252	592	37	in	in	ADP
cblr-14252	592	38	e	e	NOUN
cblr-14252	592	39	-	-	NOUN
cblr-14252	592	40	learning	learning	NOUN
cblr-14252	592	41	:	:	PUNCT
cblr-14252	592	42	a	a	DET
cblr-14252	592	43	literature	literature	NOUN
cblr-14252	592	44	review	review	NOUN
cblr-14252	592	45	,	,	PUNCT
cblr-14252	592	46	27	27	NUM
cblr-14252	592	47	tech	tech	NOUN
cblr-14252	592	48	.	.	PUNCT
cblr-14252	592	49	,	,	PUNCT
cblr-14252	592	50	knowledge	knowledge	NOUN
cblr-14252	592	51	&	&	CCONJ
cblr-14252	592	52	learning	learn	VERB
cblr-14252	592	53	139	139	NUM
cblr-14252	592	54	(	(	PUNCT
cblr-14252	592	55	2022	2022	NUM
cblr-14252	592	56	)	)	PUNCT
cblr-14252	592	57	;	;	PUNCT
cblr-14252	592	58	gustavo	gustavo	PROPN
cblr-14252	592	59	villalobos	villalobos	PROPN
cblr-14252	592	60	-	-	PROPN
cblr-14252	592	61	zúñiga	zúñiga	PROPN
cblr-14252	592	62	&	&	CCONJ
cblr-14252	592	63	mauro	mauro	PROPN
cblr-14252	592	64	cherubini	cherubini	PROPN
cblr-14252	592	65	,	,	PUNCT
cblr-14252	592	66	apps	app	NOUN
cblr-14252	592	67	that	that	PRON
cblr-14252	592	68	motivate	motivate	VERB
cblr-14252	592	69	:	:	PUNCT
cblr-14252	592	70	a	a	DET
cblr-14252	592	71	taxonomy	taxonomy	NOUN
cblr-14252	592	72	of	of	ADP
cblr-14252	592	73	app	app	NOUN
cblr-14252	592	74	features	feature	NOUN
cblr-14252	592	75	based	base	VERB
cblr-14252	592	76	on	on	ADP
cblr-14252	592	77	self	self	NOUN
cblr-14252	592	78	-	-	PUNCT
cblr-14252	592	79	determination	determination	NOUN
cblr-14252	592	80	theory	theory	NOUN
cblr-14252	592	81	,	,	PUNCT
cblr-14252	592	82	140	140	NUM
cblr-14252	592	83	int’l	int’l	NOUN
cblr-14252	592	84	j.	j.	PROPN
cblr-14252	592	85	hum.comput	hum.comput	PROPN
cblr-14252	592	86	.	.	PUNCT
cblr-14252	593	1	stud	stud	PROPN
cblr-14252	593	2	.	.	PUNCT
cblr-14252	594	1	102449	102449	NUM
cblr-14252	594	2	(	(	PUNCT
cblr-14252	594	3	2020	2020	NUM
cblr-14252	594	4	)	)	PUNCT
cblr-14252	594	5	;	;	PUNCT
cblr-14252	594	6	sofia	sofia	PROPN
cblr-14252	594	7	marlena	marlena	PROPN
cblr-14252	594	8	schöbel	schöbel	PROPN
cblr-14252	594	9	,	,	PUNCT
cblr-14252	594	10	andreas	andreas	PROPN
cblr-14252	594	11	janson	janson	PROPN
cblr-14252	594	12	&	&	CCONJ
cblr-14252	594	13	matthias	matthias	PROPN
cblr-14252	594	14	söllner	söllner	PROPN
cblr-14252	594	15	,	,	PUNCT
cblr-14252	594	16	capturing	capture	VERB
cblr-14252	594	17	the	the	DET
cblr-14252	594	18	complexity	complexity	NOUN
cblr-14252	594	19	of	of	ADP
cblr-14252	594	20	gamification	gamification	NOUN
cblr-14252	594	21	elements	element	NOUN
cblr-14252	594	22	:	:	PUNCT
cblr-14252	594	23	a	a	DET
cblr-14252	594	24	holistic	holistic	ADJ
cblr-14252	594	25	approach	approach	NOUN
cblr-14252	594	26	for	for	ADP
cblr-14252	594	27	analysing	analyse	VERB
cblr-14252	594	28	existing	exist	VERB
cblr-14252	594	29	and	and	CCONJ
cblr-14252	594	30	deriving	derive	VERB
cblr-14252	594	31	novel	novel	ADJ
cblr-14252	594	32	gamification	gamification	NOUN
cblr-14252	594	33	designs	design	NOUN
cblr-14252	594	34	,	,	PUNCT
cblr-14252	594	35	29	29	NUM
cblr-14252	594	36	eur	eur	NOUN
cblr-14252	594	37	.	.	PUNCT
cblr-14252	595	1	j.	j.	PROPN
cblr-14252	595	2	info	info	PROPN
cblr-14252	595	3	.	.	PUNCT
cblr-14252	596	1	sys	sys	PROPN
cblr-14252	596	2	.	.	PROPN
cblr-14252	596	3	641	641	NUM
cblr-14252	596	4	(	(	PUNCT
cblr-14252	596	5	2020	2020	NUM
cblr-14252	596	6	)	)	PUNCT
cblr-14252	596	7	;	;	PUNCT
cblr-14252	596	8	m.	m.	NOUN
cblr-14252	596	9	flayelle	flayelle	PROPN
cblr-14252	596	10	et	et	PROPN
cblr-14252	596	11	al	al	PROPN
cblr-14252	596	12	.	.	PROPN
cblr-14252	596	13	,	,	PUNCT
cblr-14252	596	14	a	a	DET
cblr-14252	596	15	taxonomy	taxonomy	NOUN
cblr-14252	596	16	of	of	ADP
cblr-14252	596	17	technology	technology	NOUN
cblr-14252	596	18	design	design	NOUN
cblr-14252	596	19	features	feature	NOUN
cblr-14252	596	20	that	that	PRON
cblr-14252	596	21	promote	promote	VERB
cblr-14252	596	22	no	no	INTJ
cblr-14252	596	23	.	.	NOUN
cblr-14252	596	24	1	1	NUM
cblr-14252	596	25	]	]	PUNCT
cblr-14252	596	26	risk	risk	NOUN
cblr-14252	596	27	,	,	PUNCT
cblr-14252	596	28	discretion	discretion	NOUN
cblr-14252	596	29	,	,	PUNCT
cblr-14252	596	30	and	and	CCONJ
cblr-14252	596	31	bank	bank	NOUN
cblr-14252	596	32	supervision	supervision	NOUN
cblr-14252	596	33	349	349	NUM
cblr-14252	596	34	wide	wide	ADJ
cblr-14252	596	35	array	array	NOUN
cblr-14252	596	36	of	of	ADP
cblr-14252	596	37	gamified	gamified	ADJ
cblr-14252	596	38	“	"	PUNCT
cblr-14252	596	39	nudges	nudge	NOUN
cblr-14252	596	40	”	"	PUNCT
cblr-14252	596	41	designed	design	VERB
cblr-14252	596	42	to	to	PART
cblr-14252	596	43	enhance	enhance	VERB
cblr-14252	596	44	engagement	engagement	NOUN
cblr-14252	596	45	,	,	PUNCT
cblr-14252	596	46	motivation	motivation	NOUN
cblr-14252	596	47	and	and	CCONJ
cblr-14252	596	48	skills	skill	NOUN
cblr-14252	596	49	.	.	PUNCT
cblr-14252	597	1	these	these	PRON
cblr-14252	597	2	include	include	VERB
cblr-14252	597	3	quantifiable	quantifiable	ADJ
cblr-14252	597	4	elements	element	NOUN
cblr-14252	597	5	such	such	ADJ
cblr-14252	597	6	as	as	ADP
cblr-14252	597	7	points	point	NOUN
cblr-14252	597	8	,	,	PUNCT
cblr-14252	597	9	stars	star	NOUN
cblr-14252	597	10	and	and	CCONJ
cblr-14252	597	11	badges	badge	NOUN
cblr-14252	597	12	,	,	PUNCT
cblr-14252	597	13	which	which	PRON
cblr-14252	597	14	serve	serve	VERB
cblr-14252	597	15	as	as	ADP
cblr-14252	597	16	visual	visual	ADJ
cblr-14252	597	17	representations	representation	NOUN
cblr-14252	597	18	of	of	ADP
cblr-14252	597	19	achievement	achievement	NOUN
cblr-14252	597	20	.	.	PUNCT
cblr-14252	598	1	virtual	virtual	ADJ
cblr-14252	598	2	goods	good	NOUN
cblr-14252	598	3	and	and	CCONJ
cblr-14252	598	4	symbolic	symbolic	ADJ
cblr-14252	598	5	rewards	reward	NOUN
cblr-14252	598	6	provide	provide	VERB
cblr-14252	598	7	tangible	tangible	ADJ
cblr-14252	598	8	incentives	incentive	NOUN
cblr-14252	598	9	,	,	PUNCT
cblr-14252	598	10	while	while	SCONJ
cblr-14252	598	11	time	time	NOUN
cblr-14252	598	12	pressure	pressure	NOUN
cblr-14252	598	13	and	and	CCONJ
cblr-14252	598	14	progress	progress	NOUN
cblr-14252	598	15	bars	bar	NOUN
cblr-14252	598	16	create	create	VERB
cblr-14252	598	17	a	a	DET
cblr-14252	598	18	sense	sense	NOUN
cblr-14252	598	19	of	of	ADP
cblr-14252	598	20	urgency	urgency	NOUN
cblr-14252	598	21	.	.	PUNCT
cblr-14252	599	1	additionally	additionally	ADV
cblr-14252	599	2	,	,	PUNCT
cblr-14252	599	3	more	more	ADV
cblr-14252	599	4	complex	complex	ADJ
cblr-14252	599	5	elements	element	NOUN
cblr-14252	599	6	like	like	ADP
cblr-14252	599	7	avatars	avatar	NOUN
cblr-14252	599	8	allow	allow	VERB
cblr-14252	599	9	for	for	ADP
cblr-14252	599	10	personalization	personalization	NOUN
cblr-14252	599	11	and	and	CCONJ
cblr-14252	599	12	identity	identity	NOUN
cblr-14252	599	13	formation	formation	NOUN
cblr-14252	599	14	within	within	ADP
cblr-14252	599	15	the	the	DET
cblr-14252	599	16	gamified	gamifie	VERB
cblr-14252	599	17	environment	environment	NOUN
cblr-14252	599	18	.	.	PUNCT
cblr-14252	600	1	meaningful	meaningful	ADJ
cblr-14252	600	2	stories	story	NOUN
cblr-14252	600	3	add	add	VERB
cblr-14252	600	4	context	context	NOUN
cblr-14252	600	5	and	and	CCONJ
cblr-14252	600	6	emotional	emotional	ADJ
cblr-14252	600	7	depth	depth	NOUN
cblr-14252	600	8	,	,	PUNCT
cblr-14252	600	9	enhancing	enhance	VERB
cblr-14252	600	10	user	user	NOUN
cblr-14252	600	11	investment	investment	NOUN
cblr-14252	600	12	.	.	PUNCT
cblr-14252	601	1	social	social	ADJ
cblr-14252	601	2	interactions	interaction	NOUN
cblr-14252	601	3	that	that	PRON
cblr-14252	601	4	promote	promote	VERB
cblr-14252	601	5	both	both	DET
cblr-14252	601	6	sense	sense	NOUN
cblr-14252	601	7	of	of	ADP
cblr-14252	601	8	autonomy	autonomy	NOUN
cblr-14252	601	9	via	via	ADP
cblr-14252	601	10	competition	competition	NOUN
cblr-14252	601	11	(	(	PUNCT
cblr-14252	601	12	e.g.	e.g.	ADV
cblr-14252	601	13	leaderboards	leaderboard	NOUN
cblr-14252	601	14	)	)	PUNCT
cblr-14252	601	15	and	and	CCONJ
cblr-14252	601	16	relatedness	relatedness	NOUN
cblr-14252	601	17	via	via	ADP
cblr-14252	601	18	cooperation	cooperation	NOUN
cblr-14252	601	19	serve	serve	VERB
cblr-14252	601	20	to	to	PART
cblr-14252	601	21	create	create	VERB
cblr-14252	601	22	a	a	DET
cblr-14252	601	23	dynamic	dynamic	ADJ
cblr-14252	601	24	and	and	CCONJ
cblr-14252	601	25	interactive	interactive	ADJ
cblr-14252	601	26	user	user	NOUN
cblr-14252	601	27	experience	experience	NOUN
cblr-14252	601	28	.	.	PUNCT
cblr-14252	602	1	unlike	unlike	ADP
cblr-14252	602	2	gamification	gamification	NOUN
cblr-14252	602	3	,	,	PUNCT
cblr-14252	602	4	gamblification	gamblification	NOUN
cblr-14252	602	5	involves	involve	VERB
cblr-14252	602	6	the	the	DET
cblr-14252	602	7	strategic	strategic	ADJ
cblr-14252	602	8	incorporation	incorporation	NOUN
cblr-14252	602	9	of	of	ADP
cblr-14252	602	10	gaming	gaming	NOUN
cblr-14252	602	11	and	and	CCONJ
cblr-14252	602	12	gambling	gambling	NOUN
cblr-14252	602	13	techniques	technique	NOUN
cblr-14252	602	14	into	into	ADP
cblr-14252	602	15	nontraditional	nontraditional	ADJ
cblr-14252	602	16	contexts	context	NOUN
cblr-14252	602	17	to	to	ADP
cblr-14252	602	18	influence	influence	NOUN
cblr-14252	602	19	behavior	behavior	NOUN
cblr-14252	602	20	,	,	PUNCT
cblr-14252	602	21	evoke	evoke	VERB
cblr-14252	602	22	emotional	emotional	ADJ
cblr-14252	602	23	responses	response	NOUN
cblr-14252	602	24	,	,	PUNCT
cblr-14252	602	25	and	and	CCONJ
cblr-14252	602	26	normalize	normalize	VERB
cblr-14252	602	27	gambling	gambling	NOUN
cblr-14252	602	28	-	-	PUNCT
cblr-14252	602	29	like	like	ADJ
cblr-14252	602	30	activities	activity	NOUN
cblr-14252	602	31	.	.	PUNCT
cblr-14252	603	1	this	this	DET
cblr-14252	603	2	practice	practice	NOUN
cblr-14252	603	3	integrates	integrate	VERB
cblr-14252	603	4	chance	chance	NOUN
cblr-14252	603	5	-	-	PUNCT
cblr-14252	603	6	based	base	VERB
cblr-14252	603	7	reward	reward	NOUN
cblr-14252	603	8	systems	system	NOUN
cblr-14252	603	9	and	and	CCONJ
cblr-14252	603	10	excessive	excessive	ADJ
cblr-14252	603	11	consumption	consumption	NOUN
cblr-14252	603	12	strategies	strategy	NOUN
cblr-14252	603	13	into	into	ADP
cblr-14252	603	14	products	product	NOUN
cblr-14252	603	15	and	and	CCONJ
cblr-14252	603	16	services	service	NOUN
cblr-14252	603	17	,	,	PUNCT
cblr-14252	603	18	often	often	ADV
cblr-14252	603	19	bypassing	bypass	VERB
cblr-14252	603	20	intrinsic	intrinsic	ADJ
cblr-14252	603	21	motivation	motivation	NOUN
cblr-14252	603	22	and	and	CCONJ
cblr-14252	603	23	legal	legal	ADJ
cblr-14252	603	24	gambling	gambling	NOUN
cblr-14252	603	25	classifications	classification	NOUN
cblr-14252	603	26	,	,	PUNCT
cblr-14252	603	27	to	to	PART
cblr-14252	603	28	boost	boost	VERB
cblr-14252	603	29	engagement	engagement	NOUN
cblr-14252	603	30	and	and	CCONJ
cblr-14252	603	31	monetization.144	monetization.144	PROPN
cblr-14252	603	32	by	by	ADP
cblr-14252	603	33	potentially	potentially	ADV
cblr-14252	603	34	addictive	addictive	ADJ
cblr-14252	603	35	online	online	ADJ
cblr-14252	603	36	behaviours	behaviour	NOUN
cblr-14252	603	37	,	,	PUNCT
cblr-14252	603	38	2	2	NUM
cblr-14252	603	39	nat	nat	NOUN
cblr-14252	603	40	.	.	PUNCT
cblr-14252	604	1	rev	rev	PROPN
cblr-14252	604	2	.	.	PUNCT
cblr-14252	605	1	psychol	psychol	PROPN
cblr-14252	605	2	.	.	PROPN
cblr-14252	606	1	136	136	NUM
cblr-14252	606	2	(	(	PUNCT
cblr-14252	606	3	2023	2023	NUM
cblr-14252	606	4	)	)	PUNCT
cblr-14252	606	5	;	;	PUNCT
cblr-14252	606	6	werbach	werbach	NOUN
cblr-14252	606	7	&	&	CCONJ
cblr-14252	606	8	hunter	hunter	PROPN
cblr-14252	606	9	,	,	PUNCT
cblr-14252	606	10	supra	supra	PROPN
cblr-14252	606	11	note	note	NOUN
cblr-14252	606	12	27	27	NUM
cblr-14252	606	13	.	.	PUNCT
cblr-14252	607	1	144	144	NUM
cblr-14252	607	2	see	see	VERB
cblr-14252	607	3	joseph	joseph	PROPN
cblr-14252	607	4	macey	macey	PROPN
cblr-14252	607	5	et	et	PROPN
cblr-14252	607	6	al	al	PROPN
cblr-14252	607	7	.	.	PROPN
cblr-14252	607	8	,	,	PUNCT
cblr-14252	607	9	examining	examine	VERB
cblr-14252	607	10	the	the	DET
cblr-14252	607	11	commonalities	commonality	NOUN
cblr-14252	607	12	and	and	CCONJ
cblr-14252	607	13	differences	difference	NOUN
cblr-14252	607	14	between	between	ADP
cblr-14252	607	15	gamblification	gamblification	NOUN
cblr-14252	607	16	and	and	CCONJ
cblr-14252	607	17	gamification	gamification	NOUN
cblr-14252	607	18	:	:	PUNCT
cblr-14252	607	19	a	a	DET
cblr-14252	607	20	theoretical	theoretical	ADJ
cblr-14252	607	21	perspective	perspective	NOUN
cblr-14252	607	22	,	,	PUNCT
cblr-14252	607	23	int’l	int’l	ADV
cblr-14252	607	24	j.	j.	PROPN
cblr-14252	607	25	hum.-comput	hum.-comput	PROPN
cblr-14252	607	26	.	.	PUNCT
cblr-14252	608	1	interaction	interaction	NOUN
cblr-14252	608	2	,	,	PUNCT
cblr-14252	608	3	may	may	AUX
cblr-14252	608	4	5	5	NUM
cblr-14252	608	5	,	,	PUNCT
cblr-14252	608	6	2024	2024	NUM
cblr-14252	608	7	,	,	PUNCT
cblr-14252	608	8	at	at	ADP
cblr-14252	608	9	1	1	NUM
cblr-14252	608	10	;	;	PUNCT
cblr-14252	608	11	joseph	joseph	PROPN
cblr-14252	608	12	macey	macey	PROPN
cblr-14252	608	13	,	,	PUNCT
cblr-14252	608	14	juho	juho	VERB
cblr-14252	608	15	hamari	hamari	PROPN
cblr-14252	608	16	&	&	CCONJ
cblr-14252	608	17	mitchell	mitchell	PROPN
cblr-14252	608	18	adam	adam	PROPN
cblr-14252	608	19	,	,	PUNCT
cblr-14252	608	20	a	a	DET
cblr-14252	608	21	conceptual	conceptual	ADJ
cblr-14252	608	22	framework	framework	NOUN
cblr-14252	608	23	for	for	ADP
cblr-14252	608	24	understanding	understanding	NOUN
cblr-14252	608	25	and	and	CCONJ
cblr-14252	608	26	identifying	identify	VERB
cblr-14252	608	27	gamblified	gamblifie	VERB
cblr-14252	608	28	experiences	experience	NOUN
cblr-14252	608	29	,	,	PUNCT
cblr-14252	608	30	152	152	NUM
cblr-14252	608	31	computers	computer	NOUN
cblr-14252	608	32	hum	hum	ADJ
cblr-14252	608	33	.	.	PUNCT
cblr-14252	609	1	behav	behav	PROPN
cblr-14252	609	2	.	.	PUNCT
cblr-14252	610	1	108087	108087	NUM
cblr-14252	610	2	(	(	PUNCT
cblr-14252	610	3	2024	2024	NUM
cblr-14252	610	4	)	)	PUNCT
cblr-14252	610	5	;	;	PUNCT
cblr-14252	610	6	dennis	dennis	PROPN
cblr-14252	610	7	benner	benner	PROPN
cblr-14252	610	8	,	,	PUNCT
cblr-14252	610	9	sofia	sofia	PROPN
cblr-14252	610	10	schöbel	schöbel	PROPN
cblr-14252	610	11	,	,	PUNCT
cblr-14252	610	12	andreas	andreas	PROPN
cblr-14252	610	13	janson	janson	PROPN
cblr-14252	610	14	&	&	CCONJ
cblr-14252	610	15	jan	jan	PROPN
cblr-14252	610	16	m.	m.	PROPN
cblr-14252	610	17	leimeister	leimeister	PROPN
cblr-14252	610	18	,	,	PUNCT
cblr-14252	610	19	how	how	SCONJ
cblr-14252	610	20	to	to	PART
cblr-14252	610	21	achieve	achieve	VERB
cblr-14252	610	22	ethical	ethical	ADJ
cblr-14252	610	23	persuasive	persuasive	ADJ
cblr-14252	610	24	design	design	NOUN
cblr-14252	610	25	:	:	PUNCT
cblr-14252	610	26	a	a	DET
cblr-14252	610	27	review	review	NOUN
cblr-14252	610	28	and	and	CCONJ
cblr-14252	610	29	theoretical	theoretical	ADJ
cblr-14252	610	30	propositions	proposition	NOUN
cblr-14252	610	31	for	for	ADP
cblr-14252	610	32	information	information	NOUN
cblr-14252	610	33	systems	system	NOUN
cblr-14252	610	34	,	,	PUNCT
cblr-14252	610	35	14	14	NUM
cblr-14252	610	36	ais	ais	PROPN
cblr-14252	610	37	transactions	transaction	NOUN
cblr-14252	610	38	hum.-comput	hum.-comput	X
cblr-14252	610	39	.	.	PUNCT
cblr-14252	611	1	interaction	interaction	NOUN
cblr-14252	611	2	548	548	NUM
cblr-14252	611	3	(	(	PUNCT
cblr-14252	611	4	2022	2022	NUM
cblr-14252	611	5	)	)	PUNCT
cblr-14252	611	6	;	;	PUNCT
cblr-14252	611	7	philip	philip	PROPN
cblr-14252	611	8	w.s	w.s	PROPN
cblr-14252	611	9	.	.	PROPN
cblr-14252	611	10	newall	newall	PROPN
cblr-14252	611	11	&	&	CCONJ
cblr-14252	611	12	liat	liat	PROPN
cblr-14252	611	13	weisscohen	weisscohen	PROPN
cblr-14252	611	14	,	,	PUNCT
cblr-14252	611	15	the	the	DET
cblr-14252	611	16	gamblification	gamblification	NOUN
cblr-14252	611	17	of	of	ADP
cblr-14252	611	18	investing	investing	NOUN
cblr-14252	611	19	:	:	PUNCT
cblr-14252	611	20	how	how	SCONJ
cblr-14252	611	21	a	a	DET
cblr-14252	611	22	new	new	ADJ
cblr-14252	611	23	generation	generation	NOUN
cblr-14252	611	24	of	of	ADP
cblr-14252	611	25	investors	investor	NOUN
cblr-14252	611	26	is	be	AUX
cblr-14252	611	27	being	be	AUX
cblr-14252	611	28	born	bear	VERB
cblr-14252	611	29	to	to	PART
cblr-14252	611	30	lose	lose	VERB
cblr-14252	611	31	,	,	PUNCT
cblr-14252	611	32	19	19	NUM
cblr-14252	611	33	int’l	int’l	NUM
cblr-14252	611	34	j.	j.	PROPN
cblr-14252	611	35	envtl	envtl	PROPN
cblr-14252	611	36	.	.	PUNCT
cblr-14252	612	1	res	re	NOUN
cblr-14252	612	2	.	.	PUNCT
cblr-14252	613	1	pub	pub	NOUN
cblr-14252	613	2	.	.	PUNCT
cblr-14252	614	1	health	health	NOUN
cblr-14252	614	2	5391	5391	NUM
cblr-14252	614	3	(	(	PUNCT
cblr-14252	614	4	2022	2022	NUM
cblr-14252	614	5	)	)	PUNCT
cblr-14252	614	6	;	;	PUNCT
cblr-14252	614	7	martin	martin	PROPN
cblr-14252	614	8	adam	adam	PROPN
cblr-14252	614	9	,	,	PUNCT
cblr-14252	614	10	annika	annika	PROPN
cblr-14252	614	11	reinelt	reinelt	PROPN
cblr-14252	614	12	&	&	CCONJ
cblr-14252	614	13	konstantin	konstantin	PROPN
cblr-14252	614	14	roethke	roethke	PROPN
cblr-14252	614	15	,	,	PUNCT
cblr-14252	614	16	gamified	gamifie	VERB
cblr-14252	614	17	monetary	monetary	ADJ
cblr-14252	614	18	reward	reward	NOUN
cblr-14252	614	19	designs	design	NOUN
cblr-14252	614	20	:	:	PUNCT
cblr-14252	614	21	offering	offer	VERB
cblr-14252	614	22	certain	certain	ADJ
cblr-14252	614	23	versus	versus	ADP
cblr-14252	614	24	chance	chance	NOUN
cblr-14252	614	25	-	-	PUNCT
cblr-14252	614	26	based	base	VERB
cblr-14252	614	27	rewards	reward	NOUN
cblr-14252	614	28	,	,	PUNCT
cblr-14252	614	29	33	33	NUM
cblr-14252	614	30	info	info	NOUN
cblr-14252	614	31	.	.	PUNCT
cblr-14252	615	1	sys	sys	PROPN
cblr-14252	615	2	.	.	PUNCT
cblr-14252	616	1	j.	j.	PROPN
cblr-14252	616	2	1426	1426	NUM
cblr-14252	616	3	(	(	PUNCT
cblr-14252	616	4	2023	2023	NUM
cblr-14252	616	5	)	)	PUNCT
cblr-14252	616	6	;	;	PUNCT
cblr-14252	616	7	daniel	daniel	PROPN
cblr-14252	616	8	l.	l.	PROPN
cblr-14252	616	9	king	king	PROPN
cblr-14252	616	10	&	&	CCONJ
cblr-14252	616	11	paul	paul	PROPN
cblr-14252	616	12	h.	h.	PROPN
cblr-14252	616	13	delfabbro	delfabbro	PROPN
cblr-14252	616	14	,	,	PUNCT
cblr-14252	616	15	the	the	DET
cblr-14252	616	16	convergence	convergence	NOUN
cblr-14252	616	17	of	of	ADP
cblr-14252	616	18	gambling	gambling	NOUN
cblr-14252	616	19	and	and	CCONJ
cblr-14252	616	20	monetised	monetised	ADJ
cblr-14252	616	21	gaming	gaming	NOUN
cblr-14252	616	22	activities	activity	NOUN
cblr-14252	616	23	,	,	PUNCT
cblr-14252	616	24	31	31	NUM
cblr-14252	616	25	current	current	ADJ
cblr-14252	616	26	op	op	NOUN
cblr-14252	616	27	.	.	PUNCT
cblr-14252	617	1	behav	behav	PROPN
cblr-14252	617	2	.	.	PUNCT
cblr-14252	618	1	sci	sci	PROPN
cblr-14252	618	2	.	.	PROPN
cblr-14252	618	3	32	32	NUM
cblr-14252	618	4	(	(	PUNCT
cblr-14252	618	5	2020	2020	NUM
cblr-14252	618	6	)	)	PUNCT
cblr-14252	618	7	;	;	PUNCT
cblr-14252	618	8	daniel	daniel	PROPN
cblr-14252	618	9	l.	l.	PROPN
cblr-14252	618	10	king	king	PROPN
cblr-14252	618	11	et	et	PROPN
cblr-14252	618	12	al	al	PROPN
cblr-14252	618	13	.	.	PROPN
cblr-14252	618	14	,	,	PUNCT
cblr-14252	618	15	unfair	unfair	ADJ
cblr-14252	618	16	play	play	NOUN
cblr-14252	618	17	?	?	PUNCT
cblr-14252	619	1	video	video	NOUN
cblr-14252	619	2	games	game	NOUN
cblr-14252	619	3	as	as	ADP
cblr-14252	619	4	exploitative	exploitative	ADJ
cblr-14252	619	5	monetized	monetize	VERB
cblr-14252	619	6	services	service	NOUN
cblr-14252	619	7	:	:	PUNCT
cblr-14252	619	8	an	an	DET
cblr-14252	619	9	examination	examination	NOUN
cblr-14252	619	10	of	of	ADP
cblr-14252	619	11	game	game	NOUN
cblr-14252	619	12	patents	patent	NOUN
cblr-14252	619	13	from	from	ADP
cblr-14252	619	14	a	a	DET
cblr-14252	619	15	consumer	consumer	NOUN
cblr-14252	619	16	protection	protection	NOUN
cblr-14252	619	17	perspective	perspective	NOUN
cblr-14252	619	18	,	,	PUNCT
cblr-14252	619	19	101	101	NUM
cblr-14252	619	20	computs	comput	NOUN
cblr-14252	619	21	.	.	PUNCT
cblr-14252	620	1	hum	hum	ADJ
cblr-14252	620	2	.	.	PUNCT
cblr-14252	620	3	behav	behav	PROPN
cblr-14252	620	4	.	.	PUNCT
cblr-14252	621	1	131	131	NUM
cblr-14252	621	2	(	(	PUNCT
cblr-14252	621	3	2019	2019	NUM
cblr-14252	621	4	)	)	PUNCT
cblr-14252	621	5	.	.	PUNCT
cblr-14252	622	1	350	350	NUM
cblr-14252	622	2	columbia	columbia	PROPN
cblr-14252	622	3	business	business	NOUN
cblr-14252	622	4	law	law	PROPN
cblr-14252	622	5	review	review	NOUN
cblr-14252	622	6	[	[	X
cblr-14252	622	7	vol	vol	NOUN
cblr-14252	622	8	.	.	PUNCT
cblr-14252	622	9	2025	2025	NUM
cblr-14252	622	10	promoting	promote	VERB
cblr-14252	622	11	gamified	gamifie	VERB
cblr-14252	622	12	experiences	experience	NOUN
cblr-14252	622	13	beyond	beyond	ADP
cblr-14252	622	14	conventional	conventional	ADJ
cblr-14252	622	15	settings	setting	NOUN
cblr-14252	623	1	,	,	PUNCT
cblr-14252	623	2	gamblification	gamblification	NOUN
cblr-14252	623	3	may	may	AUX
cblr-14252	623	4	foster	foster	VERB
cblr-14252	623	5	decision	decision	NOUN
cblr-14252	623	6	-	-	PUNCT
cblr-14252	623	7	making	make	VERB
cblr-14252	623	8	biases	bias	NOUN
cblr-14252	623	9	and	and	CCONJ
cblr-14252	623	10	normalize	normalize	VERB
cblr-14252	623	11	gambling	gambling	NOUN
cblr-14252	623	12	-	-	PUNCT
cblr-14252	623	13	like	like	ADJ
cblr-14252	623	14	behaviors	behavior	NOUN
cblr-14252	623	15	,	,	PUNCT
cblr-14252	623	16	particularly	particularly	ADV
cblr-14252	623	17	among	among	ADP
cblr-14252	623	18	vulnerable	vulnerable	ADJ
cblr-14252	623	19	populations	population	NOUN
cblr-14252	623	20	.	.	PUNCT
cblr-14252	624	1	this	this	PRON
cblr-14252	624	2	can	can	AUX
cblr-14252	624	3	lead	lead	VERB
cblr-14252	624	4	to	to	ADP
cblr-14252	624	5	a	a	DET
cblr-14252	624	6	preference	preference	NOUN
cblr-14252	624	7	for	for	ADP
cblr-14252	624	8	excessive	excessive	ADJ
cblr-14252	624	9	risk	risk	NOUN
cblr-14252	624	10	-	-	PUNCT
cblr-14252	624	11	based	base	VERB
cblr-14252	624	12	transactions	transaction	NOUN
cblr-14252	624	13	and	and	CCONJ
cblr-14252	624	14	potential	potential	ADJ
cblr-14252	624	15	negative	negative	ADJ
cblr-14252	624	16	outcomes.145	outcomes.145	ADJ
cblr-14252	624	17	critics	critic	NOUN
cblr-14252	624	18	argue	argue	VERB
cblr-14252	624	19	that	that	SCONJ
cblr-14252	624	20	gamblification	gamblification	NOUN
cblr-14252	624	21	practices	practice	NOUN
cblr-14252	624	22	employ	employ	VERB
cblr-14252	624	23	techniques	technique	NOUN
cblr-14252	624	24	that	that	PRON
cblr-14252	624	25	encourage	encourage	VERB
cblr-14252	624	26	disordered	disordered	ADJ
cblr-14252	624	27	consumption	consumption	NOUN
cblr-14252	624	28	,	,	PUNCT
cblr-14252	624	29	limit	limit	VERB
cblr-14252	624	30	consumer	consumer	NOUN
cblr-14252	624	31	choice	choice	NOUN
cblr-14252	624	32	,	,	PUNCT
cblr-14252	624	33	and	and	CCONJ
cblr-14252	624	34	lack	lack	VERB
cblr-14252	624	35	transparency	transparency	NOUN
cblr-14252	624	36	and	and	CCONJ
cblr-14252	624	37	adequate	adequate	ADJ
cblr-14252	624	38	safeguards.146	safeguards.146	NOUN
cblr-14252	624	39	thus	thus	ADV
cblr-14252	624	40	,	,	PUNCT
cblr-14252	624	41	whereas	whereas	SCONJ
cblr-14252	624	42	early	early	ADJ
cblr-14252	624	43	research	research	NOUN
cblr-14252	624	44	on	on	ADP
cblr-14252	624	45	the	the	DET
cblr-14252	624	46	intersection	intersection	NOUN
cblr-14252	624	47	of	of	ADP
cblr-14252	624	48	gambling	gambling	NOUN
cblr-14252	624	49	and	and	CCONJ
cblr-14252	624	50	gaming	gaming	NOUN
cblr-14252	624	51	in	in	ADP
cblr-14252	624	52	digital	digital	ADJ
cblr-14252	624	53	media	medium	NOUN
cblr-14252	624	54	primarily	primarily	ADV
cblr-14252	624	55	focused	focus	VERB
cblr-14252	624	56	on	on	ADP
cblr-14252	624	57	delineating	delineate	VERB
cblr-14252	624	58	the	the	DET
cblr-14252	624	59	boundaries	boundary	NOUN
cblr-14252	624	60	between	between	ADP
cblr-14252	624	61	these	these	DET
cblr-14252	624	62	two	two	NUM
cblr-14252	624	63	practices,147	practices,147	PROPN
cblr-14252	624	64	contemporary	contemporary	ADJ
cblr-14252	624	65	studies	study	NOUN
cblr-14252	624	66	have	have	AUX
cblr-14252	624	67	evolved	evolve	VERB
cblr-14252	624	68	to	to	PART
cblr-14252	624	69	conceptualize	conceptualize	VERB
cblr-14252	624	70	gamblification	gamblification	NOUN
cblr-14252	624	71	as	as	ADP
cblr-14252	624	72	a	a	DET
cblr-14252	624	73	distinct	distinct	ADJ
cblr-14252	624	74	phenomenon	phenomenon	NOUN
cblr-14252	624	75	rather	rather	ADV
cblr-14252	624	76	than	than	ADP
cblr-14252	624	77	merely	merely	ADV
cblr-14252	624	78	an	an	DET
cblr-14252	624	79	extension	extension	NOUN
cblr-14252	624	80	of	of	ADP
cblr-14252	624	81	gamification.148	gamification.148	PROPN
cblr-14252	624	82	this	this	DET
cblr-14252	624	83	shift	shift	NOUN
cblr-14252	624	84	in	in	ADP
cblr-14252	624	85	perspective	perspective	NOUN
cblr-14252	624	86	acknowledges	acknowledge	VERB
cblr-14252	624	87	the	the	DET
cblr-14252	624	88	unique	unique	ADJ
cblr-14252	624	89	impact	impact	NOUN
cblr-14252	624	90	of	of	ADP
cblr-14252	624	91	the	the	DET
cblr-14252	624	92	combination	combination	NOUN
cblr-14252	624	93	of	of	ADP
cblr-14252	624	94	features	feature	NOUN
cblr-14252	624	95	,	,	PUNCT
cblr-14252	624	96	elements	element	NOUN
cblr-14252	624	97	,	,	PUNCT
cblr-14252	624	98	and	and	CCONJ
cblr-14252	624	99	strategies	strategy	NOUN
cblr-14252	624	100	of	of	ADP
cblr-14252	624	101	gamblification	gamblification	NOUN
cblr-14252	624	102	in	in	ADP
cblr-14252	624	103	digital	digital	ADJ
cblr-14252	624	104	environments	environment	NOUN
cblr-14252	624	105	rather	rather	ADV
cblr-14252	624	106	than	than	ADP
cblr-14252	624	107	examining	examine	VERB
cblr-14252	624	108	the	the	DET
cblr-14252	624	109	impact	impact	NOUN
cblr-14252	624	110	of	of	ADP
cblr-14252	624	111	any	any	DET
cblr-14252	624	112	one	one	NUM
cblr-14252	624	113	parameter	parameter	NOUN
cblr-14252	624	114	.	.	PUNCT
cblr-14252	625	1	yet	yet	ADV
cblr-14252	625	2	,	,	PUNCT
cblr-14252	625	3	despite	despite	SCONJ
cblr-14252	625	4	the	the	DET
cblr-14252	625	5	increase	increase	NOUN
cblr-14252	625	6	in	in	ADP
cblr-14252	625	7	trading	trade	VERB
cblr-14252	625	8	app	app	NOUN
cblr-14252	625	9	users	user	NOUN
cblr-14252	625	10	,	,	PUNCT
cblr-14252	625	11	research	research	NOUN
cblr-14252	625	12	addressing	address	VERB
cblr-14252	625	13	systematically	systematically	ADV
cblr-14252	625	14	the	the	DET
cblr-14252	625	15	gamblification	gamblification	NOUN
cblr-14252	625	16	strategies	strategy	NOUN
cblr-14252	625	17	of	of	ADP
cblr-14252	625	18	these	these	DET
cblr-14252	625	19	apps	app	NOUN
cblr-14252	625	20	remains	remain	VERB
cblr-14252	625	21	scarce	scarce	ADJ
cblr-14252	625	22	and	and	CCONJ
cblr-14252	625	23	comprehensive	comprehensive	ADJ
cblr-14252	625	24	taxonomy	taxonomy	NOUN
cblr-14252	625	25	of	of	ADP
cblr-14252	625	26	the	the	DET
cblr-14252	625	27	behavioral	behavioral	ADJ
cblr-14252	625	28	prompts	prompt	NOUN
cblr-14252	625	29	,	,	PUNCT
cblr-14252	625	30	design	design	NOUN
cblr-14252	625	31	features	feature	NOUN
cblr-14252	625	32	,	,	PUNCT
cblr-14252	625	33	and	and	CCONJ
cblr-14252	625	34	practices	practice	NOUN
cblr-14252	625	35	that	that	PRON
cblr-14252	625	36	increase	increase	VERB
cblr-14252	625	37	digital	digital	ADJ
cblr-14252	625	38	engagement	engagement	NOUN
cblr-14252	625	39	and	and	CCONJ
cblr-14252	625	40	impact	impact	NOUN
cblr-14252	625	41	investors	investor	NOUN
cblr-14252	625	42	’	’	PART
cblr-14252	625	43	decision	decision	NOUN
cblr-14252	625	44	-	-	PUNCT
cblr-14252	625	45	making	make	VERB
cblr-14252	625	46	processes	process	NOUN
cblr-14252	625	47	is	be	AUX
cblr-14252	625	48	much	much	ADV
cblr-14252	625	49	needed.149	needed.149	ADJ
cblr-14252	625	50	building	building	NOUN
cblr-14252	625	51	upon	upon	SCONJ
cblr-14252	625	52	our	our	PRON
cblr-14252	625	53	initial	initial	ADJ
cblr-14252	625	54	findings	finding	NOUN
cblr-14252	625	55	,	,	PUNCT
cblr-14252	625	56	we	we	PRON
cblr-14252	625	57	have	have	AUX
cblr-14252	625	58	identified	identify	VERB
cblr-14252	625	59	clusters	cluster	NOUN
cblr-14252	625	60	145	145	NUM
cblr-14252	625	61	daniel	daniel	PROPN
cblr-14252	625	62	l.	l.	PROPN
cblr-14252	625	63	king	king	PROPN
cblr-14252	625	64	et	et	PROPN
cblr-14252	625	65	al	al	PROPN
cblr-14252	625	66	.	.	PROPN
cblr-14252	625	67	,	,	PUNCT
cblr-14252	625	68	distinguishing	distinguish	VERB
cblr-14252	625	69	between	between	ADP
cblr-14252	625	70	gaming	gaming	NOUN
cblr-14252	625	71	and	and	CCONJ
cblr-14252	625	72	gambling	gambling	NOUN
cblr-14252	625	73	activities	activity	NOUN
cblr-14252	625	74	in	in	ADP
cblr-14252	625	75	addiction	addiction	NOUN
cblr-14252	625	76	research	research	NOUN
cblr-14252	625	77	,	,	PUNCT
cblr-14252	625	78	4	4	NUM
cblr-14252	625	79	j.	j.	PROPN
cblr-14252	625	80	behav	behav	PROPN
cblr-14252	625	81	.	.	PUNCT
cblr-14252	626	1	addict	addict	NOUN
cblr-14252	626	2	.	.	PUNCT
cblr-14252	627	1	215	215	NUM
cblr-14252	627	2	,	,	PUNCT
cblr-14252	627	3	215	215	NUM
cblr-14252	627	4	(	(	PUNCT
cblr-14252	627	5	2015	2015	NUM
cblr-14252	627	6	)	)	PUNCT
cblr-14252	627	7	.	.	PUNCT
cblr-14252	628	1	146	146	NUM
cblr-14252	628	2	see	see	VERB
cblr-14252	628	3	king	king	NOUN
cblr-14252	628	4	et	et	PROPN
cblr-14252	628	5	al	al	PROPN
cblr-14252	628	6	.	.	PROPN
cblr-14252	628	7	,	,	PUNCT
cblr-14252	628	8	supra	supra	PROPN
cblr-14252	628	9	note	note	PROPN
cblr-14252	628	10	145	145	NUM
cblr-14252	628	11	;	;	PUNCT
cblr-14252	628	12	king	king	NOUN
cblr-14252	628	13	&	&	CCONJ
cblr-14252	628	14	delfabbro	delfabbro	PROPN
cblr-14252	628	15	,	,	PUNCT
cblr-14252	628	16	supra	supra	PROPN
cblr-14252	628	17	note	note	NOUN
cblr-14252	628	18	144	144	NUM
cblr-14252	628	19	.	.	PUNCT
cblr-14252	629	1	147	147	NUM
cblr-14252	630	1	i	i	PRON
cblr-14252	630	2	d.	d.	PROPN
cblr-14252	630	3	148	148	NUM
cblr-14252	630	4	macey	macey	NOUN
cblr-14252	630	5	et	et	PROPN
cblr-14252	630	6	al	al	PROPN
cblr-14252	630	7	.	.	PROPN
cblr-14252	630	8	,	,	PUNCT
cblr-14252	630	9	examining	examine	VERB
cblr-14252	630	10	the	the	DET
cblr-14252	630	11	commonalities	commonality	NOUN
cblr-14252	630	12	and	and	CCONJ
cblr-14252	630	13	differences	difference	NOUN
cblr-14252	630	14	between	between	ADP
cblr-14252	630	15	gamblification	gamblification	NOUN
cblr-14252	630	16	and	and	CCONJ
cblr-14252	630	17	gamification	gamification	NOUN
cblr-14252	630	18	,	,	PUNCT
cblr-14252	630	19	supra	supra	PROPN
cblr-14252	630	20	note	note	PROPN
cblr-14252	630	21	144	144	NUM
cblr-14252	630	22	;	;	PUNCT
cblr-14252	630	23	benner	benner	PROPN
cblr-14252	630	24	et	et	PROPN
cblr-14252	630	25	al	al	PROPN
cblr-14252	630	26	.	.	PROPN
cblr-14252	630	27	,	,	PUNCT
cblr-14252	630	28	supra	supra	PROPN
cblr-14252	630	29	note	note	PROPN
cblr-14252	630	30	145	145	NUM
cblr-14252	630	31	.	.	NOUN
cblr-14252	630	32	149	149	NUM
cblr-14252	630	33	see	see	VERB
cblr-14252	630	34	phillip	phillip	NOUN
cblr-14252	630	35	chapkovski	chapkovski	PROPN
cblr-14252	630	36	,	,	PUNCT
cblr-14252	630	37	mariana	mariana	PROPN
cblr-14252	630	38	khapko	khapko	PROPN
cblr-14252	630	39	&	&	CCONJ
cblr-14252	630	40	marius	marius	PROPN
cblr-14252	630	41	zoican	zoican	PROPN
cblr-14252	630	42	,	,	PUNCT
cblr-14252	630	43	trading	trading	NOUN
cblr-14252	630	44	gamification	gamification	NOUN
cblr-14252	630	45	and	and	CCONJ
cblr-14252	630	46	investor	investor	NOUN
cblr-14252	630	47	behavior	behavior	NOUN
cblr-14252	630	48	,	,	PUNCT
cblr-14252	630	49	mgmt	mgmt	PROPN
cblr-14252	630	50	.	.	PUNCT
cblr-14252	631	1	sci	sci	PROPN
cblr-14252	631	2	.	.	PROPN
cblr-14252	631	3	,	,	PUNCT
cblr-14252	631	4	jam	jam	PROPN
cblr-14252	631	5	.	.	PROPN
cblr-14252	631	6	18	18	NUM
cblr-14252	631	7	,	,	PUNCT
cblr-14252	631	8	2025	2025	NUM
cblr-14252	631	9	,	,	PUNCT
cblr-14252	631	10	at	at	ADP
cblr-14252	631	11	2	2	NUM
cblr-14252	631	12	;	;	PUNCT
cblr-14252	631	13	tan	tan	PROPN
cblr-14252	631	14	,	,	PUNCT
cblr-14252	631	15	supra	supra	PROPN
cblr-14252	631	16	note	note	PROPN
cblr-14252	631	17	20	20	NUM
cblr-14252	631	18	;	;	PUNCT
cblr-14252	631	19	shuja	shuja	PROPN
cblr-14252	631	20	chaudhry	chaudhry	PROPN
cblr-14252	631	21	&	&	CCONJ
cblr-14252	631	22	chinmay	chinmay	PROPN
cblr-14252	631	23	kulkarni	kulkarni	PROPN
cblr-14252	631	24	,	,	PUNCT
cblr-14252	631	25	design	design	NOUN
cblr-14252	631	26	patterns	pattern	NOUN
cblr-14252	631	27	of	of	ADP
cblr-14252	631	28	investing	investing	NOUN
cblr-14252	631	29	apps	app	NOUN
cblr-14252	631	30	and	and	CCONJ
cblr-14252	631	31	their	their	PRON
cblr-14252	631	32	effects	effect	NOUN
cblr-14252	631	33	on	on	ADP
cblr-14252	631	34	investing	investing	NOUN
cblr-14252	631	35	behaviors	behavior	NOUN
cblr-14252	631	36	,	,	PUNCT
cblr-14252	631	37	in	in	ADP
cblr-14252	631	38	designing	design	VERB
cblr-14252	631	39	interactive	interactive	ADJ
cblr-14252	631	40	systems	system	NOUN
cblr-14252	631	41	conference	conference	NOUN
cblr-14252	631	42	2021	2021	NUM
cblr-14252	631	43	,	,	PUNCT
cblr-14252	631	44	at	at	ADP
cblr-14252	631	45	777	777	NUM
cblr-14252	631	46	(	(	PUNCT
cblr-14252	631	47	2021	2021	NUM
cblr-14252	631	48	)	)	PUNCT
cblr-14252	631	49	;	;	PUNCT
cblr-14252	631	50	christoph	christoph	PROPN
cblr-14252	631	51	hüller	hüller	PROPN
cblr-14252	631	52	,	,	PUNCT
cblr-14252	631	53	martin	martin	PROPN
cblr-14252	631	54	reimann	reimann	PROPN
cblr-14252	631	55	&	&	CCONJ
cblr-14252	631	56	caleb	caleb	PROPN
cblr-14252	631	57	warren	warren	PROPN
cblr-14252	631	58	,	,	PUNCT
cblr-14252	631	59	when	when	SCONJ
cblr-14252	631	60	financial	financial	ADJ
cblr-14252	631	61	platforms	platform	NOUN
cblr-14252	631	62	become	become	VERB
cblr-14252	631	63	gamified	gamified	ADJ
cblr-14252	631	64	,	,	PUNCT
cblr-14252	631	65	consumers	consumer	NOUN
cblr-14252	631	66	’	'	PUNCT
cblr-14252	631	67	risk	risk	NOUN
cblr-14252	631	68	preferences	preference	NOUN
cblr-14252	631	69	change	change	VERB
cblr-14252	631	70	,	,	PUNCT
cblr-14252	631	71	8	8	NUM
cblr-14252	631	72	j.	j.	NOUN
cblr-14252	631	73	ass’n	ass’n	PROPN
cblr-14252	631	74	for	for	ADP
cblr-14252	631	75	consumer	consumer	NOUN
cblr-14252	631	76	res	re	NOUN
cblr-14252	631	77	.	.	PUNCT
cblr-14252	632	1	429	429	NUM
cblr-14252	632	2	(	(	PUNCT
cblr-14252	632	3	2023	2023	NUM
cblr-14252	632	4	)	)	PUNCT
cblr-14252	632	5	.	.	PUNCT
cblr-14252	633	1	no	no	INTJ
cblr-14252	633	2	.	.	NOUN
cblr-14252	633	3	1	1	NUM
cblr-14252	633	4	]	]	PUNCT
cblr-14252	633	5	risk	risk	NOUN
cblr-14252	633	6	,	,	PUNCT
cblr-14252	633	7	discretion	discretion	NOUN
cblr-14252	633	8	,	,	PUNCT
cblr-14252	633	9	and	and	CCONJ
cblr-14252	633	10	bank	bank	NOUN
cblr-14252	633	11	supervision	supervision	NOUN
cblr-14252	633	12	351	351	NUM
cblr-14252	633	13	of	of	ADP
cblr-14252	633	14	potential	potential	ADJ
cblr-14252	633	15	gamblification	gamblification	NOUN
cblr-14252	633	16	features	feature	VERB
cblr-14252	633	17	that	that	PRON
cblr-14252	633	18	may	may	AUX
cblr-14252	633	19	manipulate	manipulate	VERB
cblr-14252	633	20	behavior	behavior	NOUN
cblr-14252	633	21	in	in	ADP
cblr-14252	633	22	financial	financial	ADJ
cblr-14252	633	23	contexts	contexts	NOUN
cblr-14252	633	24	.	.	PUNCT
cblr-14252	634	1	these	these	DET
cblr-14252	634	2	features	feature	NOUN
cblr-14252	634	3	could	could	AUX
cblr-14252	634	4	potentially	potentially	ADV
cblr-14252	634	5	induce	induce	VERB
cblr-14252	634	6	individuals	individual	NOUN
cblr-14252	634	7	to	to	PART
cblr-14252	634	8	behave	behave	VERB
cblr-14252	634	9	as	as	SCONJ
cblr-14252	634	10	if	if	SCONJ
cblr-14252	634	11	they	they	PRON
cblr-14252	634	12	are	be	AUX
cblr-14252	634	13	partaking	partake	VERB
cblr-14252	634	14	in	in	ADP
cblr-14252	634	15	a	a	DET
cblr-14252	634	16	competitive	competitive	ADJ
cblr-14252	634	17	game	game	NOUN
cblr-14252	634	18	,	,	PUNCT
cblr-14252	634	19	potentially	potentially	ADV
cblr-14252	634	20	encouraging	encourage	VERB
cblr-14252	634	21	continuous	continuous	ADJ
cblr-14252	634	22	engagement	engagement	NOUN
cblr-14252	634	23	,	,	PUNCT
cblr-14252	634	24	more	more	ADV
cblr-14252	634	25	volatile	volatile	ADJ
cblr-14252	634	26	investments	investment	NOUN
cblr-14252	634	27	,	,	PUNCT
cblr-14252	634	28	increased	increase	VERB
cblr-14252	634	29	financial	financial	ADJ
cblr-14252	634	30	risk	risk	NOUN
cblr-14252	634	31	-	-	PUNCT
cblr-14252	634	32	taking	taking	NOUN
cblr-14252	634	33	,	,	PUNCT
cblr-14252	634	34	and	and	CCONJ
cblr-14252	634	35	consequently	consequently	ADV
cblr-14252	634	36	,	,	PUNCT
cblr-14252	634	37	greater	great	ADJ
cblr-14252	634	38	losses.150	losses.150	PROPN
cblr-14252	634	39	iii	iii	PROPN
cblr-14252	634	40	.	.	PUNCT
cblr-14252	635	1	the	the	DET
cblr-14252	635	2	convergence	convergence	NOUN
cblr-14252	635	3	of	of	ADP
cblr-14252	635	4	blockchain	blockchain	PROPN
cblr-14252	635	5	,	,	PUNCT
cblr-14252	635	6	gamefi	gamefi	PROPN
cblr-14252	635	7	,	,	PUNCT
cblr-14252	635	8	and	and	CCONJ
cblr-14252	635	9	nfts	nft	NOUN
cblr-14252	635	10	in	in	ADP
cblr-14252	635	11	digital	digital	ADJ
cblr-14252	635	12	gaming	gaming	NOUN
cblr-14252	635	13	in	in	ADP
cblr-14252	635	14	the	the	DET
cblr-14252	635	15	evolving	evolve	VERB
cblr-14252	635	16	landscape	landscape	NOUN
cblr-14252	635	17	of	of	ADP
cblr-14252	635	18	digital	digital	ADJ
cblr-14252	635	19	interaction	interaction	NOUN
cblr-14252	635	20	,	,	PUNCT
cblr-14252	635	21	gaming	gaming	NOUN
cblr-14252	635	22	has	have	AUX
cblr-14252	635	23	emerged	emerge	VERB
cblr-14252	635	24	as	as	ADP
cblr-14252	635	25	a	a	DET
cblr-14252	635	26	central	central	ADJ
cblr-14252	635	27	platform	platform	NOUN
cblr-14252	635	28	for	for	ADP
cblr-14252	635	29	social	social	ADJ
cblr-14252	635	30	engagement	engagement	NOUN
cblr-14252	635	31	,	,	PUNCT
cblr-14252	635	32	technological	technological	ADJ
cblr-14252	635	33	innovation	innovation	NOUN
cblr-14252	635	34	,	,	PUNCT
cblr-14252	635	35	and	and	CCONJ
cblr-14252	635	36	economic	economic	ADJ
cblr-14252	635	37	activity	activity	NOUN
cblr-14252	635	38	.	.	PUNCT
cblr-14252	636	1	as	as	SCONJ
cblr-14252	636	2	decentralized	decentralize	VERB
cblr-14252	636	3	finance	finance	NOUN
cblr-14252	636	4	(	(	PUNCT
cblr-14252	636	5	defi	defi	PROPN
cblr-14252	636	6	)	)	PUNCT
cblr-14252	636	7	and	and	CCONJ
cblr-14252	636	8	blockchain	blockchain	PROPN
cblr-14252	636	9	technologies	technology	NOUN
cblr-14252	636	10	gain	gain	VERB
cblr-14252	636	11	prominence,151	prominence,151	PROPN
cblr-14252	636	12	including	include	VERB
cblr-14252	636	13	entities	entity	NOUN
cblr-14252	636	14	known	know	VERB
cblr-14252	636	15	as	as	ADP
cblr-14252	636	16	decentralized	decentralize	VERB
cblr-14252	636	17	autonomous	autonomous	ADJ
cblr-14252	636	18	organizations	organization	NOUN
cblr-14252	636	19	(	(	PUNCT
cblr-14252	636	20	daos),152	daos),152	PROPN
cblr-14252	636	21	defi	defi	NOUN
cblr-14252	636	22	’s	’s	PART
cblr-14252	636	23	integration	integration	NOUN
cblr-14252	636	24	with	with	ADP
cblr-14252	636	25	gaming	gaming	NOUN
cblr-14252	636	26	has	have	AUX
cblr-14252	636	27	introduced	introduce	VERB
cblr-14252	636	28	a	a	DET
cblr-14252	636	29	new	new	ADJ
cblr-14252	636	30	paradigm	paradigm	NOUN
cblr-14252	636	31	:	:	PUNCT
cblr-14252	636	32	gamefi	gamefi	NOUN
cblr-14252	636	33	—	—	PUNCT
cblr-14252	636	34	a	a	DET
cblr-14252	636	35	fusion	fusion	NOUN
cblr-14252	636	36	of	of	ADP
cblr-14252	636	37	gaming	gaming	NOUN
cblr-14252	636	38	,	,	PUNCT
cblr-14252	636	39	finance	finance	NOUN
cblr-14252	636	40	,	,	PUNCT
cblr-14252	636	41	and	and	CCONJ
cblr-14252	636	42	decentralized	decentralize	VERB
cblr-14252	636	43	assets.153	assets.153	NOUN
cblr-14252	636	44	gamefi	gamefi	VERB
cblr-14252	636	45	150	150	NUM
cblr-14252	636	46	see	see	NOUN
cblr-14252	636	47	infra	infra	NOUN
cblr-14252	636	48	appendix	appendix	NOUN
cblr-14252	636	49	1	1	NUM
cblr-14252	636	50	.	.	X
cblr-14252	636	51	151	151	NUM
cblr-14252	636	52	see	see	NOUN
cblr-14252	636	53	,	,	PUNCT
cblr-14252	636	54	e.g.	e.g.	ADV
cblr-14252	636	55	,	,	PUNCT
cblr-14252	636	56	statement	statement	NOUN
cblr-14252	636	57	of	of	ADP
cblr-14252	636	58	commissioner	commissioner	PROPN
cblr-14252	636	59	christy	christy	PROPN
cblr-14252	636	60	goldsmith	goldsmith	PROPN
cblr-14252	636	61	romero	romero	PROPN
cblr-14252	636	62	on	on	ADP
cblr-14252	636	63	cftc	cftc	PROPN
cblr-14252	636	64	’s	’s	PART
cblr-14252	636	65	digital	digital	ADJ
cblr-14252	636	66	assets	asset	NOUN
cblr-14252	636	67	and	and	CCONJ
cblr-14252	636	68	blockchain	blockchain	PROPN
cblr-14252	636	69	technology	technology	PROPN
cblr-14252	636	70	subcommittee	subcommittee	NOUN
cblr-14252	636	71	release	release	NOUN
cblr-14252	636	72	of	of	ADP
cblr-14252	636	73	decentralized	decentralized	ADJ
cblr-14252	636	74	finance	finance	NOUN
cblr-14252	636	75	report	report	NOUN
cblr-14252	636	76	,	,	PUNCT
cblr-14252	636	77	commodity	commodity	NOUN
cblr-14252	636	78	futures	future	NOUN
cblr-14252	636	79	trading	trading	NOUN
cblr-14252	636	80	commission	commission	PROPN
cblr-14252	636	81	(	(	PUNCT
cblr-14252	636	82	jan	jan	PROPN
cblr-14252	636	83	.	.	PROPN
cblr-14252	636	84	8	8	NUM
cblr-14252	636	85	,	,	PUNCT
cblr-14252	636	86	2024	2024	NUM
cblr-14252	636	87	)	)	PUNCT
cblr-14252	636	88	,	,	PUNCT
cblr-14252	636	89	https://www.cftc.gov/pressroom/speechestestimony/romerostatement0108	https://www.cftc.gov/pressroom/speechestestimony/romerostatement0108	NOUN
cblr-14252	636	90	24b	24b	NUM
cblr-14252	636	91	;	;	PUNCT
cblr-14252	636	92	kristin	kristin	PROPN
cblr-14252	636	93	n.	n.	PROPN
cblr-14252	636	94	johnson	johnson	PROPN
cblr-14252	636	95	,	,	PUNCT
cblr-14252	636	96	decentralized	decentralize	VERB
cblr-14252	636	97	finance	finance	NOUN
cblr-14252	636	98	:	:	PUNCT
cblr-14252	636	99	regulating	regulate	VERB
cblr-14252	636	100	cryptocurrency	cryptocurrency	NOUN
cblr-14252	636	101	exchanges	exchange	NOUN
cblr-14252	636	102	,	,	PUNCT
cblr-14252	636	103	62	62	NUM
cblr-14252	636	104	wm	wm	PROPN
cblr-14252	636	105	.	.	PROPN
cblr-14252	636	106	&	&	CCONJ
cblr-14252	636	107	mary	mary	PROPN
cblr-14252	636	108	l.	l.	PROPN
cblr-14252	636	109	rev	rev	PROPN
cblr-14252	636	110	.	.	PROPN
cblr-14252	636	111	1911	1911	NUM
cblr-14252	636	112	,	,	PUNCT
cblr-14252	636	113	1958	1958	NUM
cblr-14252	636	114	(	(	PUNCT
cblr-14252	636	115	2021	2021	NUM
cblr-14252	636	116	)	)	PUNCT
cblr-14252	636	117	(	(	PUNCT
cblr-14252	636	118	discussing	discuss	VERB
cblr-14252	636	119	defi	defi	NOUN
cblr-14252	636	120	platforms	platform	NOUN
cblr-14252	636	121	and	and	CCONJ
cblr-14252	636	122	how	how	SCONJ
cblr-14252	636	123	they	they	PRON
cblr-14252	636	124	are	be	AUX
cblr-14252	636	125	not	not	PART
cblr-14252	636	126	regulated	regulate	VERB
cblr-14252	636	127	)	)	PUNCT
cblr-14252	636	128	.	.	PUNCT
cblr-14252	637	1	152	152	NUM
cblr-14252	637	2	daos	dao	NOUN
cblr-14252	637	3	are	be	AUX
cblr-14252	637	4	distributed	distribute	VERB
cblr-14252	637	5	,	,	PUNCT
cblr-14252	637	6	peer	peer	NOUN
cblr-14252	637	7	-	-	PUNCT
cblr-14252	637	8	to	to	ADP
cblr-14252	637	9	-	-	PUNCT
cblr-14252	637	10	peer	peer	NOUN
cblr-14252	637	11	computer	computer	NOUN
cblr-14252	637	12	software	software	NOUN
cblr-14252	637	13	that	that	PRON
cblr-14252	637	14	incorporate	incorporate	VERB
cblr-14252	637	15	governance	governance	NOUN
cblr-14252	637	16	and	and	CCONJ
cblr-14252	637	17	decision	decision	NOUN
cblr-14252	637	18	-	-	PUNCT
cblr-14252	637	19	making	make	VERB
cblr-14252	637	20	procedures	procedure	NOUN
cblr-14252	637	21	and	and	CCONJ
cblr-14252	637	22	rules	rule	NOUN
cblr-14252	637	23	.	.	PUNCT
cblr-14252	638	1	carla	carla	PROPN
cblr-14252	638	2	reyes	reyes	PROPN
cblr-14252	638	3	,	,	PUNCT
cblr-14252	638	4	if	if	SCONJ
cblr-14252	638	5	rockefeller	rockefeller	PROPN
cblr-14252	638	6	were	be	AUX
cblr-14252	638	7	a	a	DET
cblr-14252	638	8	coder	coder	NOUN
cblr-14252	638	9	,	,	PUNCT
cblr-14252	638	10	87	87	NUM
cblr-14252	638	11	geo	geo	PROPN
cblr-14252	638	12	.	.	PROPN
cblr-14252	638	13	wash	wash	PROPN
cblr-14252	638	14	.	.	PUNCT
cblr-14252	639	1	l.	l.	PROPN
cblr-14252	639	2	rev	rev	PROPN
cblr-14252	639	3	.	.	PROPN
cblr-14252	639	4	373	373	NUM
cblr-14252	639	5	,	,	PUNCT
cblr-14252	639	6	387	387	NUM
cblr-14252	639	7	(	(	PUNCT
cblr-14252	639	8	2019	2019	NUM
cblr-14252	639	9	)	)	PUNCT
cblr-14252	639	10	(	(	PUNCT
cblr-14252	639	11	“	"	PUNCT
cblr-14252	639	12	essentially	essentially	ADV
cblr-14252	639	13	,	,	PUNCT
cblr-14252	639	14	daos	daos	PROPN
cblr-14252	639	15	are	be	AUX
cblr-14252	639	16	elaborate	elaborate	ADJ
cblr-14252	639	17	smart	smart	ADJ
cblr-14252	639	18	contracts	contract	NOUN
cblr-14252	639	19	or	or	CCONJ
cblr-14252	639	20	systems	system	NOUN
cblr-14252	639	21	of	of	ADP
cblr-14252	639	22	smart	smart	ADJ
cblr-14252	639	23	contracts	contract	NOUN
cblr-14252	639	24	.	.	PUNCT
cblr-14252	640	1	at	at	ADP
cblr-14252	640	2	a	a	DET
cblr-14252	640	3	very	very	ADV
cblr-14252	640	4	general	general	ADJ
cblr-14252	640	5	level	level	NOUN
cblr-14252	640	6	,	,	PUNCT
cblr-14252	640	7	the	the	DET
cblr-14252	640	8	smart	smart	ADJ
cblr-14252	640	9	contracts	contract	NOUN
cblr-14252	640	10	that	that	PRON
cblr-14252	640	11	comprise	comprise	VERB
cblr-14252	640	12	a	a	DET
cblr-14252	640	13	dao	dao	NOUN
cblr-14252	640	14	allow	allow	VERB
cblr-14252	640	15	a	a	DET
cblr-14252	640	16	certain	certain	ADJ
cblr-14252	640	17	set	set	NOUN
cblr-14252	640	18	of	of	ADP
cblr-14252	640	19	dao	dao	NOUN
cblr-14252	640	20	members	member	NOUN
cblr-14252	640	21	to	to	PART
cblr-14252	640	22	spend	spend	VERB
cblr-14252	640	23	the	the	DET
cblr-14252	640	24	digital	digital	ADJ
cblr-14252	640	25	assets	asset	NOUN
cblr-14252	640	26	held	hold	VERB
cblr-14252	640	27	by	by	ADP
cblr-14252	640	28	those	those	DET
cblr-14252	640	29	smart	smart	ADJ
cblr-14252	640	30	contracts	contract	NOUN
cblr-14252	640	31	or	or	CCONJ
cblr-14252	640	32	to	to	PART
cblr-14252	640	33	modify	modify	VERB
cblr-14252	640	34	the	the	DET
cblr-14252	640	35	dao	dao	PROPN
cblr-14252	640	36	’s	’s	PART
cblr-14252	640	37	code	code	NOUN
cblr-14252	640	38	.	.	PUNCT
cblr-14252	640	39	”	"	PUNCT
cblr-14252	640	40	)	)	PUNCT
cblr-14252	640	41	.	.	PUNCT
cblr-14252	641	1	for	for	ADP
cblr-14252	641	2	a	a	DET
cblr-14252	641	3	deeper	deep	ADJ
cblr-14252	641	4	explanation	explanation	NOUN
cblr-14252	641	5	on	on	ADP
cblr-14252	641	6	decentralized	decentralize	VERB
cblr-14252	641	7	governance	governance	NOUN
cblr-14252	641	8	see	see	VERB
cblr-14252	641	9	carla	carla	PROPN
cblr-14252	641	10	l.	l.	PROPN
cblr-14252	641	11	reyes	reyes	PROPN
cblr-14252	641	12	,	,	PUNCT
cblr-14252	641	13	nizan	nizan	NOUN
cblr-14252	641	14	geslevich	geslevich	PROPN
cblr-14252	641	15	packin	packin	PROPN
cblr-14252	641	16	&	&	CCONJ
cblr-14252	641	17	benjamin	benjamin	PROPN
cblr-14252	641	18	p.	p.	PROPN
cblr-14252	641	19	edwards	edwards	PROPN
cblr-14252	641	20	,	,	PUNCT
cblr-14252	641	21	distributed	distributed	ADJ
cblr-14252	641	22	governance	governance	NOUN
cblr-14252	641	23	,	,	PUNCT
cblr-14252	641	24	wm	wm	PROPN
cblr-14252	641	25	.	.	PROPN
cblr-14252	641	26	&	&	CCONJ
cblr-14252	641	27	mary	mary	PROPN
cblr-14252	641	28	l.	l.	PROPN
cblr-14252	641	29	rev	rev	PROPN
cblr-14252	641	30	.	.	PROPN
cblr-14252	642	1	online	online	PROPN
cblr-14252	642	2	sept	sept	PROPN
cblr-14252	642	3	.	.	PROPN
cblr-14252	642	4	22	22	NUM
cblr-14252	642	5	,	,	PUNCT
cblr-14252	642	6	2017	2017	NUM
cblr-14252	642	7	,	,	PUNCT
cblr-14252	642	8	at	at	ADP
cblr-14252	642	9	5	5	NUM
cblr-14252	642	10	.	.	NOUN
cblr-14252	642	11	153	153	NUM
cblr-14252	642	12	see	see	VERB
cblr-14252	642	13	generally	generally	ADV
cblr-14252	642	14	nizan	nizan	NOUN
cblr-14252	642	15	geslevich	geslevich	NOUN
cblr-14252	642	16	packin	packin	NOUN
cblr-14252	642	17	,	,	PUNCT
cblr-14252	642	18	the	the	DET
cblr-14252	642	19	nexus	nexus	NOUN
cblr-14252	642	20	of	of	ADP
cblr-14252	642	21	gaming	gaming	NOUN
cblr-14252	642	22	and	and	CCONJ
cblr-14252	642	23	nfts	nft	NOUN
cblr-14252	642	24	:	:	PUNCT
cblr-14252	642	25	a	a	DET
cblr-14252	642	26	deep	deep	ADJ
cblr-14252	642	27	dive	dive	NOUN
cblr-14252	642	28	into	into	ADP
cblr-14252	642	29	the	the	DET
cblr-14252	642	30	future	future	NOUN
cblr-14252	642	31	of	of	ADP
cblr-14252	642	32	digital	digital	ADJ
cblr-14252	642	33	interaction	interaction	NOUN
cblr-14252	642	34	,	,	PUNCT
cblr-14252	642	35	in	in	ADP
cblr-14252	642	36	the	the	DET
cblr-14252	642	37	cambridge	cambridge	PROPN
cblr-14252	642	38	handbook	handbook	NOUN
cblr-14252	642	39	on	on	ADP
cblr-14252	642	40	law	law	NOUN
cblr-14252	642	41	and	and	CCONJ
cblr-14252	642	42	policy	policy	NOUN
cblr-14252	642	43	for	for	ADP
cblr-14252	642	44	nfts	nft	NOUN
cblr-14252	642	45	196	196	NUM
cblr-14252	642	46	(	(	PUNCT
cblr-14252	642	47	nizan	nizan	NOUN
cblr-14252	642	48	geslevich	geslevich	PROPN
cblr-14252	642	49	packin	packin	PROPN
cblr-14252	642	50	ed	ed	PROPN
cblr-14252	642	51	.	.	PROPN
cblr-14252	642	52	,	,	PUNCT
cblr-14252	642	53	2024	2024	NUM
cblr-14252	642	54	)	)	PUNCT
cblr-14252	642	55	.	.	PUNCT
cblr-14252	643	1	352	352	NUM
cblr-14252	643	2	columbia	columbia	PROPN
cblr-14252	643	3	business	business	NOUN
cblr-14252	643	4	law	law	PROPN
cblr-14252	643	5	review	review	NOUN
cblr-14252	643	6	[	[	X
cblr-14252	643	7	vol	vol	NOUN
cblr-14252	643	8	.	.	PUNCT
cblr-14252	643	9	2025	2025	NUM
cblr-14252	643	10	emphasizes	emphasize	VERB
cblr-14252	643	11	models	model	NOUN
cblr-14252	643	12	such	such	ADJ
cblr-14252	643	13	as	as	SCONJ
cblr-14252	643	14	"	"	PUNCT
cblr-14252	643	15	play	play	VERB
cblr-14252	643	16	-	-	PUNCT
cblr-14252	643	17	to	to	ADP
cblr-14252	643	18	-	-	PUNCT
cblr-14252	643	19	earn	earn	VERB
cblr-14252	643	20	"	"	PUNCT
cblr-14252	643	21	(	(	PUNCT
cblr-14252	643	22	p2e	p2e	NOUN
cblr-14252	643	23	)	)	PUNCT
cblr-14252	643	24	and	and	CCONJ
cblr-14252	643	25	"	"	PUNCT
cblr-14252	643	26	play	play	VERB
cblr-14252	643	27	-	-	PUNCT
cblr-14252	643	28	toown	toown	ADJ
cblr-14252	643	29	"	"	PUNCT
cblr-14252	643	30	(	(	PUNCT
cblr-14252	643	31	p2o	p2o	NOUN
cblr-14252	643	32	)	)	PUNCT
cblr-14252	643	33	,	,	PUNCT
cblr-14252	643	34	where	where	SCONJ
cblr-14252	643	35	digital	digital	ADJ
cblr-14252	643	36	assets	asset	NOUN
cblr-14252	643	37	like	like	ADP
cblr-14252	643	38	non	non	ADJ
cblr-14252	643	39	-	-	ADJ
cblr-14252	643	40	fungible	fungible	ADJ
cblr-14252	643	41	tokens	token	NOUN
cblr-14252	643	42	(	(	PUNCT
cblr-14252	643	43	nfts)154	nfts)154	X
cblr-14252	643	44	redefine	redefine	VERB
cblr-14252	643	45	ownership	ownership	NOUN
cblr-14252	643	46	,	,	PUNCT
cblr-14252	643	47	interaction	interaction	NOUN
cblr-14252	643	48	,	,	PUNCT
cblr-14252	643	49	and	and	CCONJ
cblr-14252	643	50	monetization	monetization	NOUN
cblr-14252	643	51	in	in	ADP
cblr-14252	643	52	gaming	game	VERB
cblr-14252	643	53	ecosystems.155	ecosystems.155	NOUN
cblr-14252	643	54	gamefi	gamefi	NOUN
cblr-14252	643	55	represents	represent	VERB
cblr-14252	643	56	a	a	DET
cblr-14252	643	57	significant	significant	ADJ
cblr-14252	643	58	shift	shift	NOUN
cblr-14252	643	59	,	,	PUNCT
cblr-14252	643	60	merging	merge	VERB
cblr-14252	643	61	traditional	traditional	ADJ
cblr-14252	643	62	gaming	gaming	NOUN
cblr-14252	643	63	with	with	ADP
cblr-14252	643	64	blockchain	blockchain	PROPN
cblr-14252	643	65	technology	technology	PROPN
cblr-14252	643	66	to	to	PART
cblr-14252	643	67	allow	allow	VERB
cblr-14252	643	68	players	player	NOUN
cblr-14252	643	69	to	to	PART
cblr-14252	643	70	own	own	VERB
cblr-14252	643	71	,	,	PUNCT
cblr-14252	643	72	trade	trade	NOUN
cblr-14252	643	73	,	,	PUNCT
cblr-14252	643	74	and	and	CCONJ
cblr-14252	643	75	employ	employ	VERB
cblr-14252	643	76	virtual	virtual	ADJ
cblr-14252	643	77	assets	asset	NOUN
cblr-14252	643	78	across	across	ADP
cblr-14252	643	79	platforms.156	platforms.156	NOUN
cblr-14252	643	80	unlike	unlike	ADP
cblr-14252	643	81	conventional	conventional	ADJ
cblr-14252	643	82	games	game	NOUN
cblr-14252	643	83	,	,	PUNCT
cblr-14252	643	84	where	where	SCONJ
cblr-14252	643	85	in	in	ADP
cblr-14252	643	86	-	-	PUNCT
cblr-14252	643	87	game	game	NOUN
cblr-14252	643	88	purchases	purchase	NOUN
cblr-14252	643	89	are	be	AUX
cblr-14252	643	90	limited	limit	VERB
cblr-14252	643	91	to	to	ADP
cblr-14252	643	92	a	a	DET
cblr-14252	643	93	single	single	ADJ
cblr-14252	643	94	platform	platform	NOUN
cblr-14252	643	95	,	,	PUNCT
cblr-14252	643	96	blockchain	blockchain	PROPN
cblr-14252	643	97	-	-	PUNCT
cblr-14252	643	98	based	base	VERB
cblr-14252	643	99	games	game	NOUN
cblr-14252	643	100	enable	enable	VERB
cblr-14252	643	101	crossplatform	crossplatform	NOUN
cblr-14252	643	102	utility	utility	NOUN
cblr-14252	643	103	,	,	PUNCT
cblr-14252	643	104	where	where	SCONJ
cblr-14252	643	105	assets	asset	NOUN
cblr-14252	643	106	like	like	ADP
cblr-14252	643	107	nfts	nft	NOUN
cblr-14252	643	108	can	can	AUX
cblr-14252	643	109	be	be	AUX
cblr-14252	643	110	traded	trade	VERB
cblr-14252	643	111	or	or	CCONJ
cblr-14252	643	112	monetized	monetize	VERB
cblr-14252	643	113	in	in	ADP
cblr-14252	643	114	broader	broad	ADJ
cblr-14252	643	115	markets.157	markets.157	NOUN
cblr-14252	643	116	this	this	DET
cblr-14252	643	117	transformation	transformation	NOUN
cblr-14252	643	118	not	not	PART
cblr-14252	643	119	only	only	ADV
cblr-14252	643	120	blurs	blur	VERB
cblr-14252	643	121	the	the	DET
cblr-14252	643	122	lines	line	NOUN
cblr-14252	643	123	between	between	ADP
cblr-14252	643	124	entertainment	entertainment	NOUN
cblr-14252	643	125	and	and	CCONJ
cblr-14252	643	126	finance	finance	NOUN
cblr-14252	643	127	but	but	CCONJ
cblr-14252	643	128	154	154	NUM
cblr-14252	643	129	nfts	nft	NOUN
cblr-14252	643	130	are	be	AUX
cblr-14252	643	131	digital	digital	ADJ
cblr-14252	643	132	assets	asset	NOUN
cblr-14252	643	133	that	that	PRON
cblr-14252	643	134	represent	represent	VERB
cblr-14252	643	135	real	real	ADJ
cblr-14252	643	136	-	-	PUNCT
cblr-14252	643	137	world	world	NOUN
cblr-14252	643	138	objects	object	NOUN
cblr-14252	643	139	such	such	ADJ
cblr-14252	643	140	as	as	ADP
cblr-14252	643	141	art	art	NOUN
cblr-14252	643	142	,	,	PUNCT
cblr-14252	643	143	music	music	NOUN
cblr-14252	643	144	,	,	PUNCT
cblr-14252	643	145	in	in	ADP
cblr-14252	643	146	-	-	PUNCT
cblr-14252	643	147	game	game	NOUN
cblr-14252	643	148	items	item	NOUN
cblr-14252	643	149	and	and	CCONJ
cblr-14252	643	150	videos	video	NOUN
cblr-14252	643	151	.	.	PUNCT
cblr-14252	644	1	for	for	ADP
cblr-14252	644	2	a	a	DET
cblr-14252	644	3	deeper	deep	ADJ
cblr-14252	644	4	explanation	explanation	NOUN
cblr-14252	644	5	on	on	ADP
cblr-14252	644	6	nfts	nft	NOUN
cblr-14252	644	7	and	and	CCONJ
cblr-14252	644	8	their	their	PRON
cblr-14252	644	9	legal	legal	ADJ
cblr-14252	644	10	status	status	NOUN
cblr-14252	644	11	see	see	VERB
cblr-14252	644	12	juliet	juliet	PROPN
cblr-14252	644	13	m.	m.	PROPN
cblr-14252	644	14	moringiello	moringiello	PROPN
cblr-14252	644	15	&	&	CCONJ
cblr-14252	644	16	christopher	christopher	PROPN
cblr-14252	644	17	k.	k.	PROPN
cblr-14252	644	18	odinet	odinet	PROPN
cblr-14252	644	19	,	,	PUNCT
cblr-14252	644	20	the	the	DET
cblr-14252	644	21	property	property	NOUN
cblr-14252	644	22	law	law	NOUN
cblr-14252	644	23	of	of	ADP
cblr-14252	644	24	tokens	token	NOUN
cblr-14252	644	25	,	,	PUNCT
cblr-14252	644	26	74	74	NUM
cblr-14252	644	27	fla	fla	NOUN
cblr-14252	644	28	.	.	PUNCT
cblr-14252	645	1	l.	l.	PROPN
cblr-14252	645	2	rev	rev	PROPN
cblr-14252	645	3	.	.	PROPN
cblr-14252	645	4	607	607	NUM
cblr-14252	645	5	,	,	PUNCT
cblr-14252	645	6	607	607	NUM
cblr-14252	645	7	(	(	PUNCT
cblr-14252	645	8	2022	2022	NUM
cblr-14252	645	9	)	)	PUNCT
cblr-14252	645	10	;	;	PUNCT
cblr-14252	645	11	brian	brian	PROPN
cblr-14252	645	12	l.	l.	PROPN
cblr-14252	645	13	frye	frye	PROPN
cblr-14252	645	14	,	,	PUNCT
cblr-14252	645	15	after	after	ADP
cblr-14252	645	16	copyright	copyright	NOUN
cblr-14252	645	17	:	:	PUNCT
cblr-14252	645	18	pwning	pwne	VERB
cblr-14252	645	19	nfts	nft	NOUN
cblr-14252	645	20	in	in	ADP
cblr-14252	645	21	a	a	DET
cblr-14252	645	22	clout	clout	NOUN
cblr-14252	645	23	economy	economy	NOUN
cblr-14252	645	24	,	,	PUNCT
cblr-14252	645	25	45	45	NUM
cblr-14252	645	26	colum	colum	NOUN
cblr-14252	645	27	.	.	PUNCT
cblr-14252	646	1	j.l	j.l	PROPN
cblr-14252	646	2	.	.	PROPN
cblr-14252	646	3	&	&	CCONJ
cblr-14252	646	4	arts	arts	PROPN
cblr-14252	646	5	341	341	NUM
cblr-14252	646	6	(	(	PUNCT
cblr-14252	646	7	2022	2022	NUM
cblr-14252	646	8	)	)	PUNCT
cblr-14252	646	9	.	.	PUNCT
cblr-14252	647	1	see	see	VERB
cblr-14252	647	2	also	also	ADV
cblr-14252	647	3	mike	mike	PROPN
cblr-14252	647	4	isaac	isaac	PROPN
cblr-14252	647	5	&	&	CCONJ
cblr-14252	647	6	kellen	kellen	PROPN
cblr-14252	647	7	browning	browning	PROPN
cblr-14252	647	8	,	,	PUNCT
cblr-14252	647	9	crypto	crypto	PROPN
cblr-14252	647	10	enthusiasts	enthusiast	NOUN
cblr-14252	647	11	meet	meet	VERB
cblr-14252	647	12	their	their	PRON
cblr-14252	647	13	match	match	NOUN
cblr-14252	647	14	:	:	PUNCT
cblr-14252	647	15	angry	angry	ADJ
cblr-14252	647	16	gamers	gamer	NOUN
cblr-14252	647	17	,	,	PUNCT
cblr-14252	647	18	n.y	n.y	PROPN
cblr-14252	647	19	.	.	PROPN
cblr-14252	647	20	times	times	PROPN
cblr-14252	647	21	(	(	PUNCT
cblr-14252	647	22	jan	jan	PROPN
cblr-14252	647	23	.	.	PROPN
cblr-14252	647	24	19	19	NUM
cblr-14252	647	25	,	,	PUNCT
cblr-14252	647	26	2022	2022	NUM
cblr-14252	647	27	)	)	PUNCT
cblr-14252	647	28	,	,	PUNCT
cblr-14252	647	29	https://www.nytimes.com/2022/01/15/technology/cryptocurrency-nftgamers.html	https://www.nytimes.com/2022/01/15/technology/cryptocurrency-nftgamers.html	PROPN
cblr-14252	647	30	(	(	PUNCT
cblr-14252	647	31	“	"	PUNCT
cblr-14252	647	32	for	for	ADP
cblr-14252	647	33	more	more	ADJ
cblr-14252	647	34	than	than	ADP
cblr-14252	647	35	a	a	PRON
cblr-14252	647	36	year	year	NOUN
cblr-14252	647	37	,	,	PUNCT
cblr-14252	647	38	crypto	crypto	PROPN
cblr-14252	647	39	mania	mania	NOUN
cblr-14252	647	40	has	have	AUX
cblr-14252	647	41	been	be	AUX
cblr-14252	647	42	at	at	ADP
cblr-14252	647	43	a	a	DET
cblr-14252	647	44	fever	fever	NOUN
cblr-14252	647	45	pitch	pitch	NOUN
cblr-14252	647	46	.	.	PUNCT
cblr-14252	648	1	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	648	2	such	such	ADJ
cblr-14252	648	3	as	as	ADP
cblr-14252	648	4	bitcoin	bitcoin	NOUN
cblr-14252	648	5	and	and	CCONJ
cblr-14252	648	6	ethereum	ethereum	NOUN
cblr-14252	648	7	have	have	AUX
cblr-14252	648	8	soared	soar	VERB
cblr-14252	648	9	in	in	ADP
cblr-14252	648	10	value	value	NOUN
cblr-14252	648	11	.	.	PUNCT
cblr-14252	649	1	crypto	crypto	VERB
cblr-14252	649	2	-	-	PUNCT
cblr-14252	649	3	based	base	VERB
cblr-14252	649	4	assets	asset	NOUN
cblr-14252	649	5	like	like	ADP
cblr-14252	649	6	nfts	nft	NOUN
cblr-14252	649	7	have	have	AUX
cblr-14252	649	8	taken	take	VERB
cblr-14252	649	9	off	off	ADP
cblr-14252	649	10	.	.	PUNCT
cblr-14252	650	1	jack	jack	PROPN
cblr-14252	650	2	dorsey	dorsey	PROPN
cblr-14252	650	3	,	,	PUNCT
cblr-14252	650	4	a	a	DET
cblr-14252	650	5	twitter	twitter	NOUN
cblr-14252	650	6	founder	founder	NOUN
cblr-14252	650	7	,	,	PUNCT
cblr-14252	650	8	recently	recently	ADV
cblr-14252	650	9	renamed	rename	VERB
cblr-14252	650	10	one	one	NUM
cblr-14252	650	11	of	of	ADP
cblr-14252	650	12	his	his	PRON
cblr-14252	650	13	companies	company	NOUN
cblr-14252	650	14	block	block	VERB
cblr-14252	650	15	in	in	ADP
cblr-14252	650	16	honor	honor	NOUN
cblr-14252	650	17	of	of	ADP
cblr-14252	650	18	the	the	DET
cblr-14252	650	19	blockchain	blockchain	NOUN
cblr-14252	650	20	,	,	PUNCT
cblr-14252	650	21	the	the	DET
cblr-14252	650	22	distributed	distribute	VERB
cblr-14252	650	23	ledger	ledger	NOUN
cblr-14252	650	24	system	system	NOUN
cblr-14252	650	25	that	that	PRON
cblr-14252	650	26	powers	power	VERB
cblr-14252	650	27	digital	digital	ADJ
cblr-14252	650	28	currencies	currency	NOUN
cblr-14252	650	29	.	.	PUNCT
cblr-14252	650	30	”	"	PUNCT
cblr-14252	650	31	)	)	PUNCT
cblr-14252	650	32	.	.	PUNCT
cblr-14252	651	1	155	155	NUM
cblr-14252	651	2	see	see	VERB
cblr-14252	651	3	packin	packin	NOUN
cblr-14252	651	4	,	,	PUNCT
cblr-14252	651	5	supra	supra	PROPN
cblr-14252	651	6	note	note	NOUN
cblr-14252	651	7	153	153	NUM
cblr-14252	651	8	.	.	PUNCT
cblr-14252	652	1	156	156	NUM
cblr-14252	652	2	see	see	NOUN
cblr-14252	652	3	,	,	PUNCT
cblr-14252	652	4	e.g.	e.g.	ADV
cblr-14252	652	5	,	,	PUNCT
cblr-14252	652	6	paul	paul	PROPN
cblr-14252	652	7	tassi	tassi	PROPN
cblr-14252	652	8	,	,	PUNCT
cblr-14252	652	9	reddit	reddit	PROPN
cblr-14252	652	10	cofounder	cofounder	NOUN
cblr-14252	652	11	says	say	VERB
cblr-14252	652	12	90	90	NUM
cblr-14252	652	13	%	%	NOUN
cblr-14252	652	14	of	of	ADP
cblr-14252	652	15	games	game	NOUN
cblr-14252	652	16	in	in	ADP
cblr-14252	652	17	5	5	NUM
cblr-14252	652	18	years	year	NOUN
cblr-14252	652	19	will	will	AUX
cblr-14252	652	20	be	be	AUX
cblr-14252	652	21	blockchain	blockchain	NOUN
cblr-14252	652	22	‘	'	PUNCT
cblr-14252	652	23	play	play	VERB
cblr-14252	652	24	-	-	PUNCT
cblr-14252	652	25	to	to	ADP
cblr-14252	652	26	-	-	PUNCT
cblr-14252	652	27	earn	earn	VERB
cblr-14252	652	28	’	'	PUNCT
cblr-14252	652	29	titles	title	NOUN
cblr-14252	652	30	forbes	forbes	PROPN
cblr-14252	652	31	,	,	PUNCT
cblr-14252	652	32	forbes	forbes	PROPN
cblr-14252	652	33	(	(	PUNCT
cblr-14252	652	34	jan	jan	PROPN
cblr-14252	652	35	.	.	PROPN
cblr-14252	652	36	17	17	NUM
cblr-14252	652	37	,	,	PUNCT
cblr-14252	652	38	2022	2022	NUM
cblr-14252	652	39	)	)	PUNCT
cblr-14252	652	40	,	,	PUNCT
cblr-14252	652	41	https://www.forbes.com/sites/paultassi/2022/01/17/reddit-cofoundersays-90-of-games-in-5-years-will-be-blockchain-play-to-earn-titles/	https://www.forbes.com/sites/paultassi/2022/01/17/reddit-cofoundersays-90-of-games-in-5-years-will-be-blockchain-play-to-earn-titles/	PROPN
cblr-14252	653	1	[	[	X
cblr-14252	653	2	https://perma.cc/xrh5-d2b4	https://perma.cc/xrh5-d2b4	PROPN
cblr-14252	653	3	]	]	PUNCT
cblr-14252	653	4	(	(	PUNCT
cblr-14252	653	5	describing	describe	VERB
cblr-14252	653	6	how	how	SCONJ
cblr-14252	653	7	reddit	reddit	NOUN
cblr-14252	653	8	’s	’s	PART
cblr-14252	653	9	cofounder	cofounder	NOUN
cblr-14252	653	10	believes	believe	VERB
cblr-14252	653	11	that	that	SCONJ
cblr-14252	653	12	“	"	PUNCT
cblr-14252	653	13	in	in	ADP
cblr-14252	653	14	five	five	NUM
cblr-14252	653	15	years	year	NOUN
cblr-14252	653	16	,	,	PUNCT
cblr-14252	653	17	90	90	NUM
cblr-14252	653	18	%	%	NOUN
cblr-14252	653	19	of	of	ADP
cblr-14252	653	20	gamers	gamer	NOUN
cblr-14252	653	21	will	will	AUX
cblr-14252	653	22	be	be	AUX
cblr-14252	653	23	playing	play	VERB
cblr-14252	653	24	games	game	NOUN
cblr-14252	653	25	on	on	ADP
cblr-14252	653	26	the	the	DET
cblr-14252	653	27	blockchain	blockchain	NOUN
cblr-14252	653	28	that	that	PRON
cblr-14252	653	29	allow	allow	VERB
cblr-14252	653	30	them	they	PRON
cblr-14252	653	31	to	to	PART
cblr-14252	653	32	‘	'	PUNCT
cblr-14252	653	33	earn	earn	VERB
cblr-14252	653	34	’	'	PUNCT
cblr-14252	653	35	value	value	NOUN
cblr-14252	653	36	by	by	ADP
cblr-14252	653	37	their	their	PRON
cblr-14252	653	38	loot	loot	NOUN
cblr-14252	653	39	/	/	SYM
cblr-14252	653	40	currency	currency	NOUN
cblr-14252	653	41	having	have	VERB
cblr-14252	653	42	some	some	DET
cblr-14252	653	43	sort	sort	NOUN
cblr-14252	653	44	of	of	ADV
cblr-14252	653	45	token	token	ADJ
cblr-14252	653	46	equivalent	equivalent	NOUN
cblr-14252	653	47	that	that	PRON
cblr-14252	653	48	has	have	VERB
cblr-14252	653	49	actual	actual	ADJ
cblr-14252	653	50	value	value	NOUN
cblr-14252	653	51	.	.	PUNCT
cblr-14252	653	52	”	"	PUNCT
cblr-14252	653	53	)	)	PUNCT
cblr-14252	653	54	.	.	PUNCT
cblr-14252	654	1	157	157	NUM
cblr-14252	654	2	see	see	VERB
cblr-14252	654	3	isaac	isaac	PROPN
cblr-14252	654	4	&	&	CCONJ
cblr-14252	654	5	browning	browning	PROPN
cblr-14252	654	6	,	,	PUNCT
cblr-14252	654	7	supra	supra	PROPN
cblr-14252	654	8	note	note	PROPN
cblr-14252	654	9	154	154	NUM
cblr-14252	654	10	(	(	PUNCT
cblr-14252	654	11	describing	describe	VERB
cblr-14252	654	12	how	how	SCONJ
cblr-14252	654	13	gsc	gsc	ADJ
cblr-14252	654	14	game	game	NOUN
cblr-14252	654	15	world	world	NOUN
cblr-14252	654	16	,	,	PUNCT
cblr-14252	654	17	the	the	DET
cblr-14252	654	18	ukrainian	ukrainian	ADJ
cblr-14252	654	19	company	company	NOUN
cblr-14252	654	20	behind	behind	ADP
cblr-14252	654	21	the	the	DET
cblr-14252	654	22	s.t.a.l.k.e.r	s.t.a.l.k.e.r	NOUN
cblr-14252	654	23	.	.	PUNCT
cblr-14252	655	1	computer	computer	NOUN
cblr-14252	655	2	game	game	NOUN
cblr-14252	655	3	,	,	PUNCT
cblr-14252	655	4	which	which	PRON
cblr-14252	655	5	has	have	AUX
cblr-14252	655	6	been	be	AUX
cblr-14252	655	7	for	for	ADP
cblr-14252	655	8	many	many	ADJ
cblr-14252	655	9	years	year	NOUN
cblr-14252	655	10	now	now	ADV
cblr-14252	655	11	popular	popular	ADJ
cblr-14252	655	12	with	with	ADP
cblr-14252	655	13	children	child	NOUN
cblr-14252	655	14	,	,	PUNCT
cblr-14252	655	15	announced	announce	VERB
cblr-14252	655	16	in	in	ADP
cblr-14252	655	17	december	december	PROPN
cblr-14252	655	18	2021	2021	NUM
cblr-14252	655	19	that	that	SCONJ
cblr-14252	655	20	“	"	PUNCT
cblr-14252	655	21	the	the	DET
cblr-14252	655	22	new	new	ADJ
cblr-14252	655	23	s.t.a.l.k.e.r	s.t.a.l.k.e.r	PROPN
cblr-14252	655	24	.	.	PUNCT
cblr-14252	656	1	would	would	AUX
cblr-14252	656	2	incorporate	incorporate	VERB
cblr-14252	656	3	the	the	DET
cblr-14252	656	4	cryptobased	cryptobase	VERB
cblr-14252	656	5	assets	asset	NOUN
cblr-14252	656	6	known	know	VERB
cblr-14252	656	7	as	as	ADP
cblr-14252	656	8	nonfungible	nonfungible	ADJ
cblr-14252	656	9	tokens	token	NOUN
cblr-14252	656	10	,	,	PUNCT
cblr-14252	656	11	or	or	CCONJ
cblr-14252	656	12	nfts	nft	NOUN
cblr-14252	656	13	.	.	PUNCT
cblr-14252	657	1	in	in	ADP
cblr-14252	657	2	the	the	DET
cblr-14252	657	3	new	new	ADJ
cblr-14252	657	4	game	game	NOUN
cblr-14252	657	5	,	,	PUNCT
cblr-14252	657	6	gsc	gsc	PROPN
cblr-14252	657	7	said	say	VERB
cblr-14252	657	8	,	,	PUNCT
cblr-14252	657	9	players	player	NOUN
cblr-14252	657	10	could	could	AUX
cblr-14252	657	11	buy	buy	VERB
cblr-14252	657	12	and	and	CCONJ
cblr-14252	657	13	sell	sell	VERB
cblr-14252	657	14	nfts	nft	NOUN
cblr-14252	657	15	of	of	ADP
cblr-14252	657	16	items	item	NOUN
cblr-14252	657	17	like	like	ADP
cblr-14252	657	18	clothing	clothing	NOUN
cblr-14252	657	19	for	for	ADP
cblr-14252	657	20	their	their	PRON
cblr-14252	657	21	in	in	ADP
cblr-14252	657	22	-	-	PUNCT
cblr-14252	657	23	game	game	NOUN
cblr-14252	657	24	characters	character	NOUN
cblr-14252	657	25	.	.	PUNCT
cblr-14252	658	1	the	the	DET
cblr-14252	658	2	company	company	NOUN
cblr-14252	658	3	heralded	herald	VERB
cblr-14252	658	4	the	the	DET
cblr-14252	658	5	move	move	NOUN
cblr-14252	658	6	as	as	ADP
cblr-14252	658	7	a	a	DET
cblr-14252	658	8	‘	'	PUNCT
cblr-14252	658	9	transformative	transformative	ADJ
cblr-14252	658	10	step	step	NOUN
cblr-14252	658	11	’	'	PUNCT
cblr-14252	658	12	toward	toward	ADP
cblr-14252	658	13	the	the	DET
cblr-14252	658	14	virtual	virtual	ADJ
cblr-14252	658	15	world	world	NOUN
cblr-14252	658	16	known	know	VERB
cblr-14252	658	17	as	as	ADP
cblr-14252	658	18	the	the	DET
cblr-14252	658	19	metaverse	metaverse	NOUN
cblr-14252	658	20	.	.	PUNCT
cblr-14252	658	21	”	"	PUNCT
cblr-14252	658	22	)	)	PUNCT
cblr-14252	658	23	.	.	PUNCT
cblr-14252	659	1	no	no	INTJ
cblr-14252	659	2	.	.	NOUN
cblr-14252	659	3	1	1	NUM
cblr-14252	659	4	]	]	PUNCT
cblr-14252	659	5	risk	risk	NOUN
cblr-14252	659	6	,	,	PUNCT
cblr-14252	659	7	discretion	discretion	NOUN
cblr-14252	659	8	,	,	PUNCT
cblr-14252	659	9	and	and	CCONJ
cblr-14252	659	10	bank	bank	NOUN
cblr-14252	659	11	supervision	supervision	NOUN
cblr-14252	659	12	353	353	NUM
cblr-14252	659	13	also	also	ADV
cblr-14252	659	14	raises	raise	VERB
cblr-14252	659	15	new	new	ADJ
cblr-14252	659	16	legal	legal	ADJ
cblr-14252	659	17	and	and	CCONJ
cblr-14252	659	18	ethical	ethical	ADJ
cblr-14252	659	19	concerns	concern	NOUN
cblr-14252	659	20	regarding	regard	VERB
cblr-14252	659	21	financial	financial	ADJ
cblr-14252	659	22	regulation	regulation	NOUN
cblr-14252	659	23	,	,	PUNCT
cblr-14252	659	24	consumer	consumer	NOUN
cblr-14252	659	25	protection	protection	NOUN
cblr-14252	659	26	,	,	PUNCT
cblr-14252	659	27	and	and	CCONJ
cblr-14252	659	28	the	the	DET
cblr-14252	659	29	broader	broad	ADJ
cblr-14252	659	30	implications	implication	NOUN
cblr-14252	659	31	of	of	ADP
cblr-14252	659	32	"	"	PUNCT
cblr-14252	659	33	financializing	financializing	NOUN
cblr-14252	659	34	"	"	PUNCT
cblr-14252	659	35	everyday	everyday	ADJ
cblr-14252	659	36	digital	digital	PROPN
cblr-14252	659	37	experiences.158	experiences.158	DET
cblr-14252	659	38	the	the	DET
cblr-14252	659	39	integration	integration	NOUN
cblr-14252	659	40	of	of	ADP
cblr-14252	659	41	blockchain	blockchain	PROPN
cblr-14252	659	42	into	into	ADP
cblr-14252	659	43	gaming	gaming	NOUN
cblr-14252	659	44	has	have	AUX
cblr-14252	659	45	led	lead	VERB
cblr-14252	659	46	to	to	ADP
cblr-14252	659	47	innovative	innovative	ADJ
cblr-14252	659	48	business	business	NOUN
cblr-14252	659	49	models	model	NOUN
cblr-14252	659	50	centered	center	VERB
cblr-14252	659	51	on	on	ADP
cblr-14252	659	52	nfts	nft	NOUN
cblr-14252	659	53	,	,	PUNCT
cblr-14252	659	54	allowing	allow	VERB
cblr-14252	659	55	players	player	NOUN
cblr-14252	659	56	to	to	PART
cblr-14252	659	57	truly	truly	ADV
cblr-14252	659	58	own	own	VERB
cblr-14252	659	59	digital	digital	ADJ
cblr-14252	659	60	assets	asset	NOUN
cblr-14252	659	61	.	.	PUNCT
cblr-14252	660	1	in	in	ADP
cblr-14252	660	2	p2e	p2e	PROPN
cblr-14252	660	3	games	game	NOUN
cblr-14252	660	4	,	,	PUNCT
cblr-14252	660	5	players	player	NOUN
cblr-14252	660	6	earn	earn	VERB
cblr-14252	660	7	rewards	reward	NOUN
cblr-14252	660	8	,	,	PUNCT
cblr-14252	660	9	often	often	ADV
cblr-14252	660	10	in	in	ADP
cblr-14252	660	11	the	the	DET
cblr-14252	660	12	form	form	NOUN
cblr-14252	660	13	of	of	ADP
cblr-14252	660	14	cryptocurrency	cryptocurrency	NOUN
cblr-14252	660	15	or	or	CCONJ
cblr-14252	660	16	nfts	nft	NOUN
cblr-14252	660	17	,	,	PUNCT
cblr-14252	660	18	for	for	ADP
cblr-14252	660	19	their	their	PRON
cblr-14252	660	20	time	time	NOUN
cblr-14252	660	21	and	and	CCONJ
cblr-14252	660	22	skill.159	skill.159	PRON
cblr-14252	660	23	these	these	DET
cblr-14252	660	24	rewards	reward	NOUN
cblr-14252	660	25	can	can	AUX
cblr-14252	660	26	be	be	AUX
cblr-14252	660	27	transferred	transfer	VERB
cblr-14252	660	28	,	,	PUNCT
cblr-14252	660	29	sold	sell	VERB
cblr-14252	660	30	,	,	PUNCT
cblr-14252	660	31	or	or	CCONJ
cblr-14252	660	32	utilized	utilize	VERB
cblr-14252	660	33	in	in	ADP
cblr-14252	660	34	different	different	ADJ
cblr-14252	660	35	gaming	gaming	NOUN
cblr-14252	660	36	ecosystems	ecosystem	NOUN
cblr-14252	660	37	,	,	PUNCT
cblr-14252	660	38	introducing	introduce	VERB
cblr-14252	660	39	a	a	DET
cblr-14252	660	40	level	level	NOUN
cblr-14252	660	41	of	of	ADP
cblr-14252	660	42	financialization	financialization	NOUN
cblr-14252	660	43	previously	previously	ADV
cblr-14252	660	44	unseen	unseen	ADJ
cblr-14252	660	45	in	in	ADP
cblr-14252	660	46	the	the	DET
cblr-14252	660	47	gaming	gaming	NOUN
cblr-14252	660	48	world	world	NOUN
cblr-14252	660	49	.	.	PUNCT
cblr-14252	661	1	for	for	ADP
cblr-14252	661	2	example	example	NOUN
cblr-14252	661	3	,	,	PUNCT
cblr-14252	661	4	in	in	ADP
cblr-14252	661	5	traditional	traditional	ADJ
cblr-14252	661	6	games	game	NOUN
cblr-14252	661	7	,	,	PUNCT
cblr-14252	661	8	purchasing	purchase	VERB
cblr-14252	661	9	a	a	DET
cblr-14252	661	10	virtual	virtual	ADJ
cblr-14252	661	11	sword	sword	NOUN
cblr-14252	661	12	enhances	enhance	VERB
cblr-14252	661	13	gameplay	gameplay	NOUN
cblr-14252	661	14	but	but	CCONJ
cblr-14252	661	15	offers	offer	VERB
cblr-14252	661	16	no	no	DET
cblr-14252	661	17	value	value	NOUN
cblr-14252	661	18	outside	outside	ADP
cblr-14252	661	19	the	the	DET
cblr-14252	661	20	game	game	NOUN
cblr-14252	661	21	.	.	PUNCT
cblr-14252	662	1	in	in	ADP
cblr-14252	662	2	a	a	DET
cblr-14252	662	3	blockchain	blockchain	NOUN
cblr-14252	662	4	-	-	PUNCT
cblr-14252	662	5	enabled	enable	VERB
cblr-14252	662	6	game	game	NOUN
cblr-14252	662	7	,	,	PUNCT
cblr-14252	662	8	that	that	DET
cblr-14252	662	9	sword	sword	NOUN
cblr-14252	662	10	could	could	AUX
cblr-14252	662	11	be	be	AUX
cblr-14252	662	12	an	an	DET
cblr-14252	662	13	nft	nft	PROPN
cblr-14252	662	14	,	,	PUNCT
cblr-14252	662	15	allowing	allow	VERB
cblr-14252	662	16	players	player	NOUN
cblr-14252	662	17	to	to	PART
cblr-14252	662	18	trade	trade	VERB
cblr-14252	662	19	it	it	PRON
cblr-14252	662	20	across	across	ADP
cblr-14252	662	21	multiple	multiple	ADJ
cblr-14252	662	22	games	game	NOUN
cblr-14252	662	23	or	or	CCONJ
cblr-14252	662	24	sell	sell	VERB
cblr-14252	662	25	it	it	PRON
cblr-14252	662	26	on	on	ADP
cblr-14252	662	27	decentralized	decentralize	VERB
cblr-14252	662	28	marketplaces.160	marketplaces.160	NOUN
cblr-14252	662	29	the	the	DET
cblr-14252	662	30	newer	new	ADJ
cblr-14252	662	31	p2o	p2o	NOUN
cblr-14252	662	32	model	model	NOUN
cblr-14252	662	33	takes	take	VERB
cblr-14252	662	34	this	this	DET
cblr-14252	662	35	concept	concept	NOUN
cblr-14252	662	36	further	far	ADV
cblr-14252	662	37	,	,	PUNCT
cblr-14252	662	38	emphasizing	emphasize	VERB
cblr-14252	662	39	genuine	genuine	ADJ
cblr-14252	662	40	ownership	ownership	NOUN
cblr-14252	662	41	of	of	ADP
cblr-14252	662	42	assets	asset	NOUN
cblr-14252	662	43	that	that	PRON
cblr-14252	662	44	can	can	AUX
cblr-14252	662	45	be	be	AUX
cblr-14252	662	46	verified	verify	VERB
cblr-14252	662	47	158	158	NUM
cblr-14252	662	48	see	see	VERB
cblr-14252	662	49	generally	generally	ADV
cblr-14252	662	50	gordon	gordon	PROPN
cblr-14252	662	51	kuo	kuo	PROPN
cblr-14252	662	52	siong	siong	PROPN
cblr-14252	662	53	tan	tan	PROPN
cblr-14252	662	54	,	,	PUNCT
cblr-14252	662	55	assetizing	assetize	VERB
cblr-14252	662	56	the	the	DET
cblr-14252	662	57	video	video	NOUN
cblr-14252	662	58	game	game	NOUN
cblr-14252	662	59	:	:	PUNCT
cblr-14252	662	60	play	play	VERB
cblr-14252	662	61	-	-	PUNCT
cblr-14252	662	62	to	to	ADP
cblr-14252	662	63	-	-	PUNCT
cblr-14252	662	64	earn	earn	VERB
cblr-14252	662	65	(	(	PUNCT
cblr-14252	662	66	p2e	p2e	NOUN
cblr-14252	662	67	)	)	PUNCT
cblr-14252	662	68	games	game	NOUN
cblr-14252	662	69	and	and	CCONJ
cblr-14252	662	70	blockchain	blockchain	PROPN
cblr-14252	662	71	rentiership	rentiership	NOUN
cblr-14252	662	72	,	,	PUNCT
cblr-14252	662	73	progress	progress	NOUN
cblr-14252	662	74	in	in	ADP
cblr-14252	662	75	economic	economic	ADJ
cblr-14252	662	76	geography	geography	NOUN
cblr-14252	662	77	,	,	PUNCT
cblr-14252	662	78	no	no	INTJ
cblr-14252	662	79	.	.	NOUN
cblr-14252	662	80	100036	100036	NUM
cblr-14252	662	81	(	(	PUNCT
cblr-14252	662	82	2025	2025	NUM
cblr-14252	662	83	)	)	PUNCT
cblr-14252	662	84	(	(	PUNCT
cblr-14252	662	85	explaining	explain	VERB
cblr-14252	662	86	that	that	SCONJ
cblr-14252	662	87	p2e	p2e	PROPN
cblr-14252	662	88	gaming	gaming	NOUN
cblr-14252	662	89	represents	represent	VERB
cblr-14252	662	90	a	a	DET
cblr-14252	662	91	new	new	ADJ
cblr-14252	662	92	type	type	NOUN
cblr-14252	662	93	of	of	ADP
cblr-14252	662	94	techno	techno	NOUN
cblr-14252	662	95	-	-	PUNCT
cblr-14252	662	96	economic	economic	ADJ
cblr-14252	662	97	rentiership	rentiership	NOUN
cblr-14252	662	98	,	,	PUNCT
cblr-14252	662	99	which	which	PRON
cblr-14252	662	100	blurs	blur	VERB
cblr-14252	662	101	the	the	DET
cblr-14252	662	102	boundaries	boundary	NOUN
cblr-14252	662	103	between	between	ADP
cblr-14252	662	104	work	work	NOUN
cblr-14252	662	105	and	and	CCONJ
cblr-14252	662	106	play	play	NOUN
cblr-14252	662	107	.	.	PUNCT
cblr-14252	662	108	)	)	PUNCT
cblr-14252	662	109	.	.	PUNCT
cblr-14252	663	1	see	see	VERB
cblr-14252	663	2	also	also	ADV
cblr-14252	663	3	liam	liam	PROPN
cblr-14252	663	4	keenan	keenan	PROPN
cblr-14252	663	5	,	,	PUNCT
cblr-14252	663	6	timothy	timothy	PROPN
cblr-14252	663	7	monteath	monteath	PROPN
cblr-14252	663	8	&	&	CCONJ
cblr-14252	663	9	dariusz	dariusz	PROPN
cblr-14252	663	10	wójcik	wójcik	PROPN
cblr-14252	663	11	,	,	PUNCT
cblr-14252	663	12	financial	financial	ADJ
cblr-14252	663	13	discipline	discipline	NOUN
cblr-14252	663	14	through	through	ADP
cblr-14252	663	15	inter	inter	ADJ
cblr-14252	663	16	-	-	ADJ
cblr-14252	663	17	sectoral	sectoral	ADJ
cblr-14252	663	18	mergers	merger	NOUN
cblr-14252	663	19	and	and	CCONJ
cblr-14252	663	20	acquisitions	acquisition	NOUN
cblr-14252	663	21	:	:	PUNCT
cblr-14252	663	22	exploring	explore	VERB
cblr-14252	663	23	the	the	DET
cblr-14252	663	24	convergence	convergence	NOUN
cblr-14252	663	25	of	of	ADP
cblr-14252	663	26	global	global	ADJ
cblr-14252	663	27	production	production	NOUN
cblr-14252	663	28	networks	network	NOUN
cblr-14252	663	29	and	and	CCONJ
cblr-14252	663	30	the	the	DET
cblr-14252	663	31	global	global	ADJ
cblr-14252	663	32	financial	financial	ADJ
cblr-14252	663	33	network	network	NOUN
cblr-14252	663	34	,	,	PUNCT
cblr-14252	663	35	54	54	NUM
cblr-14252	663	36	env't	env't	NOUN
cblr-14252	663	37	&	&	CCONJ
cblr-14252	663	38	plan	plan	NOUN
cblr-14252	663	39	.	.	PUNCT
cblr-14252	664	1	a	a	PRON
cblr-14252	664	2	:	:	PUNCT
cblr-14252	664	3	econ	econ	PROPN
cblr-14252	664	4	.	.	PUNCT
cblr-14252	664	5	&	&	CCONJ
cblr-14252	664	6	space	space	PROPN
cblr-14252	664	7	8	8	NUM
cblr-14252	664	8	(	(	PUNCT
cblr-14252	664	9	2022	2022	NUM
cblr-14252	664	10	)	)	PUNCT
cblr-14252	664	11	,	,	PUNCT
cblr-14252	664	12	https://journals.sagepub.com/doi/10.1177/0308518x221115739	https://journals.sagepub.com/doi/10.1177/0308518x221115739	NOUN
cblr-14252	664	13	(	(	PUNCT
cblr-14252	664	14	exploring	explore	VERB
cblr-14252	664	15	how	how	SCONJ
cblr-14252	664	16	economic	economic	ADJ
cblr-14252	664	17	activities	activity	NOUN
cblr-14252	664	18	are	be	AUX
cblr-14252	664	19	intertwined	intertwine	VERB
cblr-14252	664	20	with	with	ADP
cblr-14252	664	21	social	social	ADJ
cblr-14252	664	22	and	and	CCONJ
cblr-14252	664	23	material	material	ADJ
cblr-14252	664	24	contexts	contexts	NOUN
cblr-14252	664	25	,	,	PUNCT
cblr-14252	664	26	highlighting	highlight	VERB
cblr-14252	664	27	that	that	SCONJ
cblr-14252	664	28	financial	financial	ADJ
cblr-14252	664	29	markets	market	NOUN
cblr-14252	664	30	are	be	AUX
cblr-14252	664	31	not	not	PART
cblr-14252	664	32	just	just	ADV
cblr-14252	664	33	abstract	abstract	ADJ
cblr-14252	664	34	systems	system	NOUN
cblr-14252	664	35	but	but	CCONJ
cblr-14252	664	36	are	be	AUX
cblr-14252	664	37	deeply	deeply	ADV
cblr-14252	664	38	embedded	embed	VERB
cblr-14252	664	39	in	in	ADP
cblr-14252	664	40	societal	societal	ADJ
cblr-14252	664	41	and	and	CCONJ
cblr-14252	664	42	material	material	ADJ
cblr-14252	664	43	frameworks	framework	NOUN
cblr-14252	664	44	.	.	PUNCT
cblr-14252	665	1	this	this	DET
cblr-14252	665	2	perspective	perspective	NOUN
cblr-14252	665	3	aligns	align	VERB
cblr-14252	665	4	with	with	ADP
cblr-14252	665	5	concerns	concern	NOUN
cblr-14252	665	6	about	about	ADP
cblr-14252	665	7	the	the	DET
cblr-14252	665	8	gamification	gamification	NOUN
cblr-14252	665	9	of	of	ADP
cblr-14252	665	10	finance	finance	NOUN
cblr-14252	665	11	,	,	PUNCT
cblr-14252	665	12	where	where	SCONJ
cblr-14252	665	13	the	the	DET
cblr-14252	665	14	integration	integration	NOUN
cblr-14252	665	15	of	of	ADP
cblr-14252	665	16	gaming	gaming	NOUN
cblr-14252	665	17	elements	element	NOUN
cblr-14252	665	18	into	into	ADP
cblr-14252	665	19	financial	financial	ADJ
cblr-14252	665	20	platforms	platform	NOUN
cblr-14252	665	21	blurs	blur	VERB
cblr-14252	665	22	the	the	DET
cblr-14252	665	23	lines	line	NOUN
cblr-14252	665	24	between	between	ADP
cblr-14252	665	25	entertainment	entertainment	NOUN
cblr-14252	665	26	and	and	CCONJ
cblr-14252	665	27	finance	finance	NOUN
cblr-14252	665	28	.	.	PUNCT
cblr-14252	665	29	)	)	PUNCT
cblr-14252	665	30	.	.	PUNCT
cblr-14252	666	1	159	159	NUM
cblr-14252	666	2	see	see	VERB
cblr-14252	666	3	isaac	isaac	PROPN
cblr-14252	666	4	&	&	CCONJ
cblr-14252	666	5	browning	browning	PROPN
cblr-14252	666	6	,	,	PUNCT
cblr-14252	666	7	supra	supra	PROPN
cblr-14252	666	8	note	note	NOUN
cblr-14252	666	9	154	154	NUM
cblr-14252	666	10	(	(	PUNCT
cblr-14252	666	11	“	"	PUNCT
cblr-14252	666	12	one	one	NUM
cblr-14252	666	13	such	such	ADJ
cblr-14252	666	14	game	game	NOUN
cblr-14252	666	15	was	be	AUX
cblr-14252	666	16	cryptokitties	cryptokittie	NOUN
cblr-14252	666	17	,	,	PUNCT
cblr-14252	666	18	a	a	DET
cblr-14252	666	19	2017	2017	NUM
cblr-14252	666	20	hit	hit	NOUN
cblr-14252	666	21	where	where	SCONJ
cblr-14252	666	22	players	player	NOUN
cblr-14252	666	23	collected	collect	VERB
cblr-14252	666	24	digital	digital	ADJ
cblr-14252	666	25	cats	cat	NOUN
cblr-14252	666	26	,	,	PUNCT
cblr-14252	666	27	some	some	PRON
cblr-14252	666	28	of	of	ADP
cblr-14252	666	29	which	which	PRON
cblr-14252	666	30	sold	sell	VERB
cblr-14252	666	31	for	for	ADP
cblr-14252	666	32	more	more	ADJ
cblr-14252	666	33	than	than	ADP
cblr-14252	666	34	$	$	SYM
cblr-14252	666	35	100,000	100,000	NUM
cblr-14252	666	36	.	.	PUNCT
cblr-14252	667	1	in	in	ADP
cblr-14252	667	2	the	the	DET
cblr-14252	667	3	pandemic	pandemic	ADJ
cblr-14252	667	4	,	,	PUNCT
cblr-14252	667	5	blockchain	blockchain	NOUN
cblr-14252	667	6	-	-	PUNCT
cblr-14252	667	7	based	base	VERB
cblr-14252	667	8	games	game	NOUN
cblr-14252	667	9	like	like	ADP
cblr-14252	667	10	axie	axie	PROPN
cblr-14252	667	11	infinity	infinity	NOUN
cblr-14252	667	12	,	,	PUNCT
cblr-14252	667	13	where	where	SCONJ
cblr-14252	667	14	players	player	NOUN
cblr-14252	667	15	make	make	VERB
cblr-14252	667	16	money	money	NOUN
cblr-14252	667	17	by	by	ADP
cblr-14252	667	18	earning	earn	VERB
cblr-14252	667	19	and	and	CCONJ
cblr-14252	667	20	selling	sell	VERB
cblr-14252	667	21	nfts	nft	NOUN
cblr-14252	667	22	,	,	PUNCT
cblr-14252	667	23	also	also	ADV
cblr-14252	667	24	became	become	VERB
cblr-14252	667	25	popular	popular	ADJ
cblr-14252	667	26	.	.	PUNCT
cblr-14252	667	27	”	"	PUNCT
cblr-14252	667	28	)	)	PUNCT
cblr-14252	667	29	.	.	PUNCT
cblr-14252	668	1	160	160	NUM
cblr-14252	668	2	i	i	PROPN
cblr-14252	668	3	d.	d.	PROPN
cblr-14252	668	4	(	(	PUNCT
cblr-14252	668	5	detailing	detail	VERB
cblr-14252	668	6	the	the	DET
cblr-14252	668	7	story	story	NOUN
cblr-14252	668	8	of	of	ADP
cblr-14252	668	9	18	18	NUM
cblr-14252	668	10	-	-	PUNCT
cblr-14252	668	11	year	year	NOUN
cblr-14252	668	12	-	-	PUNCT
cblr-14252	668	13	old	old	ADJ
cblr-14252	668	14	high	high	ADJ
cblr-14252	668	15	schooler	schooler	NOUN
cblr-14252	668	16	christian	christian	PROPN
cblr-14252	668	17	lantz	lantz	PROPN
cblr-14252	668	18	,	,	PUNCT
cblr-14252	668	19	who	who	PRON
cblr-14252	668	20	was	be	AUX
cblr-14252	668	21	upset	upset	VERB
cblr-14252	668	22	by	by	ADP
cblr-14252	668	23	the	the	DET
cblr-14252	668	24	“	"	PUNCT
cblr-14252	668	25	transformative	transformative	ADJ
cblr-14252	668	26	step	step	NOUN
cblr-14252	668	27	”	"	PUNCT
cblr-14252	668	28	toward	toward	ADP
cblr-14252	668	29	crypto	crypto	ADJ
cblr-14252	668	30	assets	asset	NOUN
cblr-14252	668	31	after	after	ADP
cblr-14252	668	32	playing	play	VERB
cblr-14252	668	33	s.t.a.l.k.e.r	s.t.a.l.k.e.r	NOUN
cblr-14252	668	34	for	for	ADP
cblr-14252	668	35	years	year	NOUN
cblr-14252	668	36	,	,	PUNCT
cblr-14252	668	37	prompting	prompt	VERB
cblr-14252	668	38	him	he	PRON
cblr-14252	668	39	to	to	PART
cblr-14252	668	40	join	join	VERB
cblr-14252	668	41	thousands	thousand	NOUN
cblr-14252	668	42	of	of	ADP
cblr-14252	668	43	other	other	ADJ
cblr-14252	668	44	young	young	ADJ
cblr-14252	668	45	fans	fan	NOUN
cblr-14252	668	46	on	on	ADP
cblr-14252	668	47	twitter	twitter	NOUN
cblr-14252	668	48	and	and	CCONJ
cblr-14252	668	49	reddit	reddit	NOUN
cblr-14252	668	50	to	to	PART
cblr-14252	668	51	rage	rage	VERB
cblr-14252	668	52	against	against	ADP
cblr-14252	668	53	this	this	DET
cblr-14252	668	54	trend	trend	NOUN
cblr-14252	668	55	)	)	PUNCT
cblr-14252	668	56	.	.	PUNCT
cblr-14252	669	1	354	354	NUM
cblr-14252	669	2	columbia	columbia	PROPN
cblr-14252	669	3	business	business	NOUN
cblr-14252	669	4	law	law	PROPN
cblr-14252	669	5	review	review	NOUN
cblr-14252	669	6	[	[	X
cblr-14252	669	7	vol	vol	NOUN
cblr-14252	669	8	.	.	PUNCT
cblr-14252	669	9	2025	2025	NUM
cblr-14252	669	10	and	and	CCONJ
cblr-14252	669	11	transferred	transfer	VERB
cblr-14252	669	12	via	via	ADP
cblr-14252	669	13	blockchain	blockchain	PROPN
cblr-14252	669	14	.	.	PUNCT
cblr-14252	670	1	unlike	unlike	ADP
cblr-14252	670	2	p2e	p2e	PROPN
cblr-14252	670	3	models	model	NOUN
cblr-14252	670	4	,	,	PUNCT
cblr-14252	670	5	where	where	SCONJ
cblr-14252	670	6	earnings	earning	NOUN
cblr-14252	670	7	are	be	AUX
cblr-14252	670	8	tied	tie	VERB
cblr-14252	670	9	to	to	ADP
cblr-14252	670	10	in	in	ADP
cblr-14252	670	11	-	-	PUNCT
cblr-14252	670	12	game	game	NOUN
cblr-14252	670	13	economies	economy	NOUN
cblr-14252	670	14	controlled	control	VERB
cblr-14252	670	15	by	by	ADP
cblr-14252	670	16	developers	developer	NOUN
cblr-14252	670	17	,	,	PUNCT
cblr-14252	670	18	p2o	p2o	NOUN
cblr-14252	670	19	focuses	focus	VERB
cblr-14252	670	20	on	on	ADP
cblr-14252	670	21	decentralized	decentralize	VERB
cblr-14252	670	22	ownership	ownership	NOUN
cblr-14252	670	23	,	,	PUNCT
cblr-14252	670	24	allowing	allow	VERB
cblr-14252	670	25	players	player	NOUN
cblr-14252	670	26	to	to	PART
cblr-14252	670	27	retain	retain	VERB
cblr-14252	670	28	full	full	ADJ
cblr-14252	670	29	control	control	NOUN
cblr-14252	670	30	over	over	ADP
cblr-14252	670	31	their	their	PRON
cblr-14252	670	32	assets	asset	NOUN
cblr-14252	670	33	.	.	PUNCT
cblr-14252	671	1	this	this	DET
cblr-14252	671	2	shift	shift	NOUN
cblr-14252	671	3	underscores	underscore	VERB
cblr-14252	671	4	a	a	DET
cblr-14252	671	5	broader	broad	ADJ
cblr-14252	671	6	societal	societal	ADJ
cblr-14252	671	7	trend	trend	NOUN
cblr-14252	671	8	:	:	PUNCT
cblr-14252	671	9	the	the	DET
cblr-14252	671	10	growing	grow	VERB
cblr-14252	671	11	overlap	overlap	NOUN
cblr-14252	671	12	between	between	ADP
cblr-14252	671	13	gaming	gaming	NOUN
cblr-14252	671	14	,	,	PUNCT
cblr-14252	671	15	finance	finance	NOUN
cblr-14252	671	16	,	,	PUNCT
cblr-14252	671	17	and	and	CCONJ
cblr-14252	671	18	decentralized	decentralized	ADJ
cblr-14252	671	19	technologies	technology	NOUN
cblr-14252	671	20	.	.	PUNCT
cblr-14252	672	1	while	while	SCONJ
cblr-14252	672	2	the	the	DET
cblr-14252	672	3	rise	rise	NOUN
cblr-14252	672	4	of	of	ADP
cblr-14252	672	5	gamefi	gamefi	NOUN
cblr-14252	672	6	and	and	CCONJ
cblr-14252	672	7	nft	nft	PROPN
cblr-14252	672	8	-	-	PUNCT
cblr-14252	672	9	based	base	VERB
cblr-14252	672	10	gaming	gaming	NOUN
cblr-14252	672	11	unlocks	unlock	VERB
cblr-14252	672	12	new	new	ADJ
cblr-14252	672	13	economic	economic	ADJ
cblr-14252	672	14	opportunities	opportunity	NOUN
cblr-14252	672	15	,	,	PUNCT
cblr-14252	672	16	it	it	PRON
cblr-14252	672	17	also	also	ADV
cblr-14252	672	18	introduces	introduce	VERB
cblr-14252	672	19	legal	legal	ADJ
cblr-14252	672	20	complexities	complexity	NOUN
cblr-14252	672	21	,	,	PUNCT
cblr-14252	672	22	which	which	PRON
cblr-14252	672	23	could	could	AUX
cblr-14252	672	24	be	be	AUX
cblr-14252	672	25	relevant	relevant	ADJ
cblr-14252	672	26	also	also	ADV
cblr-14252	672	27	for	for	ADP
cblr-14252	672	28	in	in	ADP
cblr-14252	672	29	-	-	PUNCT
cblr-14252	672	30	game	game	NOUN
cblr-14252	672	31	nfts	nft	NOUN
cblr-14252	672	32	.	.	PUNCT
cblr-14252	673	1	for	for	ADP
cblr-14252	673	2	instance	instance	NOUN
cblr-14252	673	3	,	,	PUNCT
cblr-14252	673	4	the	the	DET
cblr-14252	673	5	sec	sec	PROPN
cblr-14252	673	6	is	be	AUX
cblr-14252	673	7	beginning	begin	VERB
cblr-14252	673	8	to	to	PART
cblr-14252	673	9	scrutinize	scrutinize	VERB
cblr-14252	673	10	whether	whether	SCONJ
cblr-14252	673	11	certain	certain	ADJ
cblr-14252	673	12	in	in	ADP
cblr-14252	673	13	-	-	PUNCT
cblr-14252	673	14	game	game	NOUN
cblr-14252	673	15	assets	asset	NOUN
cblr-14252	673	16	and	and	CCONJ
cblr-14252	673	17	tokens	token	NOUN
cblr-14252	673	18	qualify	qualify	VERB
cblr-14252	673	19	as	as	ADP
cblr-14252	673	20	securities	security	NOUN
cblr-14252	673	21	.	.	PUNCT
cblr-14252	674	1	recent	recent	ADJ
cblr-14252	674	2	legal	legal	ADJ
cblr-14252	674	3	battles	battle	NOUN
cblr-14252	674	4	,	,	PUNCT
cblr-14252	674	5	such	such	ADJ
cblr-14252	674	6	as	as	ADP
cblr-14252	674	7	a	a	DET
cblr-14252	674	8	case	case	NOUN
cblr-14252	674	9	involving	involve	VERB
cblr-14252	674	10	dapper	dapper	ADJ
cblr-14252	674	11	labs	lab	NOUN
cblr-14252	674	12	’	'	PUNCT
cblr-14252	674	13	nba	nba	PROPN
cblr-14252	674	14	top	top	PROPN
cblr-14252	674	15	shot	shoot	VERB
cblr-14252	674	16	"	"	PUNCT
cblr-14252	674	17	moments	moment	NOUN
cblr-14252	674	18	"	"	PUNCT
cblr-14252	674	19	nfts,161	nfts,161	VERB
cblr-14252	674	20	illustrate	illustrate	VERB
cblr-14252	674	21	how	how	SCONJ
cblr-14252	674	22	courts	court	NOUN
cblr-14252	674	23	can	can	AUX
cblr-14252	674	24	question	question	VERB
cblr-14252	674	25	whether	whether	SCONJ
cblr-14252	674	26	digital	digital	ADJ
cblr-14252	674	27	assets	asset	NOUN
cblr-14252	674	28	in	in	ADP
cblr-14252	674	29	general	general	ADJ
cblr-14252	674	30	,	,	PUNCT
cblr-14252	674	31	and	and	CCONJ
cblr-14252	674	32	nfts	nft	NOUN
cblr-14252	674	33	in	in	ADP
cblr-14252	674	34	particular	particular	ADJ
cblr-14252	674	35	,	,	PUNCT
cblr-14252	674	36	function	function	NOUN
cblr-14252	674	37	as	as	ADP
cblr-14252	674	38	investment	investment	NOUN
cblr-14252	674	39	contracts	contract	NOUN
cblr-14252	674	40	,	,	PUNCT
cblr-14252	674	41	triggering	trigger	VERB
cblr-14252	674	42	securities	security	NOUN
cblr-14252	674	43	law.162	law.162	PROPN
cblr-14252	674	44	further	far	ADV
cblr-14252	674	45	,	,	PUNCT
cblr-14252	674	46	the	the	DET
cblr-14252	674	47	expansion	expansion	NOUN
cblr-14252	674	48	of	of	ADP
cblr-14252	674	49	financialized	financialize	VERB
cblr-14252	674	50	gaming	gaming	NOUN
cblr-14252	674	51	raises	raise	VERB
cblr-14252	674	52	ethical	ethical	ADJ
cblr-14252	674	53	concerns	concern	NOUN
cblr-14252	674	54	,	,	PUNCT
cblr-14252	674	55	particularly	particularly	ADV
cblr-14252	674	56	when	when	SCONJ
cblr-14252	674	57	it	it	PRON
cblr-14252	674	58	comes	come	VERB
cblr-14252	674	59	to	to	ADP
cblr-14252	674	60	vulnerable	vulnerable	ADJ
cblr-14252	674	61	users	user	NOUN
cblr-14252	674	62	like	like	ADP
cblr-14252	674	63	minors	minor	NOUN
cblr-14252	674	64	.	.	PUNCT
cblr-14252	675	1	the	the	DET
cblr-14252	675	2	potential	potential	NOUN
cblr-14252	675	3	for	for	ADP
cblr-14252	675	4	exploitation	exploitation	NOUN
cblr-14252	675	5	in	in	ADP
cblr-14252	675	6	p2e	p2e	NOUN
cblr-14252	675	7	models	model	NOUN
cblr-14252	675	8	,	,	PUNCT
cblr-14252	675	9	where	where	SCONJ
cblr-14252	675	10	players	player	NOUN
cblr-14252	675	11	—	—	PUNCT
cblr-14252	675	12	especially	especially	ADV
cblr-14252	675	13	those	those	PRON
cblr-14252	675	14	from	from	ADP
cblr-14252	675	15	low	low	ADJ
cblr-14252	675	16	-	-	PUNCT
cblr-14252	675	17	income	income	NOUN
cblr-14252	675	18	regions	region	NOUN
cblr-14252	675	19	—	—	PUNCT
cblr-14252	675	20	might	might	AUX
cblr-14252	675	21	rely	rely	VERB
cblr-14252	675	22	on	on	ADP
cblr-14252	675	23	gaming	gaming	NOUN
cblr-14252	675	24	for	for	ADP
cblr-14252	675	25	income	income	NOUN
cblr-14252	675	26	,	,	PUNCT
cblr-14252	675	27	presents	present	VERB
cblr-14252	675	28	challenges	challenge	NOUN
cblr-14252	675	29	related	relate	VERB
cblr-14252	675	30	to	to	ADP
cblr-14252	675	31	child	child	NOUN
cblr-14252	675	32	labor	labor	NOUN
cblr-14252	675	33	,	,	PUNCT
cblr-14252	675	34	taxation	taxation	NOUN
cblr-14252	675	35	,	,	PUNCT
cblr-14252	675	36	and	and	CCONJ
cblr-14252	675	37	equitable	equitable	ADJ
cblr-14252	675	38	wealth	wealth	NOUN
cblr-14252	675	39	distribution	distribution	NOUN
cblr-14252	675	40	.	.	PUNCT
cblr-14252	676	1	moreover	moreover	ADV
cblr-14252	676	2	,	,	PUNCT
cblr-14252	676	3	the	the	DET
cblr-14252	676	4	incorporation	incorporation	NOUN
cblr-14252	676	5	of	of	ADP
cblr-14252	676	6	loot	loot	NOUN
cblr-14252	676	7	boxes,163	boxes,163	NOUN
cblr-14252	676	8	which	which	PRON
cblr-14252	676	9	have	have	AUX
cblr-14252	676	10	long	long	ADV
cblr-14252	676	11	been	be	AUX
cblr-14252	676	12	criticized	criticize	VERB
cblr-14252	676	13	for	for	ADP
cblr-14252	676	14	resembling	resemble	VERB
cblr-14252	676	15	161	161	NUM
cblr-14252	676	16	see	see	NOUN
cblr-14252	676	17	friel	friel	PROPN
cblr-14252	676	18	v.	v.	ADP
cblr-14252	676	19	dapper	dapper	PROPN
cblr-14252	676	20	labs	labs	PROPN
cblr-14252	676	21	,	,	PUNCT
cblr-14252	676	22	inc	inc	PROPN
cblr-14252	676	23	.	.	PROPN
cblr-14252	676	24	,	,	PUNCT
cblr-14252	676	25	21	21	NUM
cblr-14252	676	26	-	-	PUNCT
cblr-14252	676	27	civ-5837	civ-5837	NOUN
cblr-14252	676	28	(	(	PUNCT
cblr-14252	676	29	s.d.n.y	s.d.n.y	PROPN
cblr-14252	676	30	.	.	PUNCT
cblr-14252	676	31	feb	feb	PROPN
cblr-14252	676	32	.	.	PROPN
cblr-14252	676	33	22	22	NUM
cblr-14252	676	34	,	,	PUNCT
cblr-14252	676	35	2023	2023	NUM
cblr-14252	676	36	)	)	PUNCT
cblr-14252	676	37	(	(	PUNCT
cblr-14252	676	38	order	order	NOUN
cblr-14252	676	39	denying	deny	VERB
cblr-14252	676	40	the	the	DET
cblr-14252	676	41	motion	motion	NOUN
cblr-14252	676	42	to	to	PART
cblr-14252	676	43	dismiss	dismiss	VERB
cblr-14252	676	44	the	the	DET
cblr-14252	676	45	amended	amend	VERB
cblr-14252	676	46	complaint	complaint	NOUN
cblr-14252	676	47	)	)	PUNCT
cblr-14252	676	48	.	.	PUNCT
cblr-14252	677	1	162	162	NUM
cblr-14252	677	2	gargi	gargi	NOUN
cblr-14252	677	3	chaudhury	chaudhury	PROPN
cblr-14252	677	4	&	&	CCONJ
cblr-14252	677	5	james	james	PROPN
cblr-14252	677	6	masella	masella	PROPN
cblr-14252	677	7	,	,	PUNCT
cblr-14252	677	8	are	be	AUX
cblr-14252	677	9	nfts	nft	NOUN
cblr-14252	677	10	securities	security	NOUN
cblr-14252	677	11	?	?	PUNCT
cblr-14252	678	1	analysis	analysis	NOUN
cblr-14252	678	2	of	of	ADP
cblr-14252	678	3	the	the	DET
cblr-14252	678	4	nba	nba	PROPN
cblr-14252	678	5	top	top	PROPN
cblr-14252	678	6	shot	shot	PROPN
cblr-14252	678	7	litigation	litigation	NOUN
cblr-14252	678	8	and	and	CCONJ
cblr-14252	678	9	other	other	ADJ
cblr-14252	678	10	nftrelated	nftrelate	VERB
cblr-14252	678	11	actions	action	NOUN
cblr-14252	678	12	,	,	PUNCT
cblr-14252	678	13	jdsupra	jdsupra	PROPN
cblr-14252	678	14	(	(	PUNCT
cblr-14252	678	15	mar	mar	PROPN
cblr-14252	678	16	.	.	PROPN
cblr-14252	678	17	30	30	NUM
cblr-14252	678	18	,	,	PUNCT
cblr-14252	678	19	2022	2022	NUM
cblr-14252	678	20	)	)	PUNCT
cblr-14252	678	21	,	,	PUNCT
cblr-14252	678	22	https://www.jdsupra.com/legalnews/are-nfts-securitiesanalysis-of-thenba-2972108/	https://www.jdsupra.com/legalnews/are-nfts-securitiesanalysis-of-thenba-2972108/	NOUN
cblr-14252	679	1	[	[	X
cblr-14252	679	2	https://perma.cc/8plm-zun7	https://perma.cc/8plm-zun7	PROPN
cblr-14252	679	3	]	]	X
cblr-14252	679	4	;	;	PUNCT
cblr-14252	679	5	tanner	tanner	NOUN
cblr-14252	679	6	sandor	sandor	PROPN
cblr-14252	679	7	,	,	PUNCT
cblr-14252	679	8	to	to	PART
cblr-14252	679	9	be	be	AUX
cblr-14252	679	10	or	or	CCONJ
cblr-14252	679	11	not	not	PART
cblr-14252	679	12	to	to	PART
cblr-14252	679	13	be	be	AUX
cblr-14252	679	14	a	a	DET
cblr-14252	679	15	security	security	NOUN
cblr-14252	679	16	:	:	PUNCT
cblr-14252	679	17	what	what	PRON
cblr-14252	679	18	friel	friel	PROPN
cblr-14252	679	19	v.	v.	ADP
cblr-14252	679	20	dapper	dapper	NOUN
cblr-14252	679	21	labs	labs	PROPN
cblr-14252	679	22	means	mean	VERB
cblr-14252	679	23	for	for	ADP
cblr-14252	679	24	nfts	nft	NOUN
cblr-14252	679	25	,	,	PUNCT
cblr-14252	679	26	blr	blr	PROPN
cblr-14252	679	27	buzz	buzz	ADJ
cblr-14252	679	28	blog	blog	NOUN
cblr-14252	679	29	(	(	PUNCT
cblr-14252	679	30	mar	mar	PROPN
cblr-14252	679	31	.	.	PROPN
cblr-14252	679	32	2023	2023	NUM
cblr-14252	679	33	)	)	PUNCT
cblr-14252	679	34	,	,	PUNCT
cblr-14252	679	35	https://aublr.org/2023/03/to-be-or-notto-be-a-security-what-friel-v-dapper-labs-means-for-nfts/#_ftn1	https://aublr.org/2023/03/to-be-or-notto-be-a-security-what-friel-v-dapper-labs-means-for-nfts/#_ftn1	PROPN
cblr-14252	680	1	[	[	X
cblr-14252	680	2	https://perma.cc/7aw9-yvl6	https://perma.cc/7aw9-yvl6	X
cblr-14252	680	3	]	]	X
cblr-14252	680	4	.	.	PUNCT
cblr-14252	681	1	163	163	NUM
cblr-14252	681	2	for	for	ADP
cblr-14252	681	3	more	more	ADJ
cblr-14252	681	4	on	on	ADP
cblr-14252	681	5	loot	loot	NOUN
cblr-14252	681	6	boxes	box	NOUN
cblr-14252	681	7	,	,	PUNCT
cblr-14252	681	8	see	see	VERB
cblr-14252	681	9	,	,	PUNCT
cblr-14252	681	10	e.g.	e.g.	ADV
cblr-14252	681	11	,	,	PUNCT
cblr-14252	681	12	rebecca	rebecca	PROPN
cblr-14252	681	13	e.	e.	PROPN
cblr-14252	681	14	mcdonough	mcdonough	PROPN
cblr-14252	681	15	,	,	PUNCT
cblr-14252	681	16	loot	loot	NOUN
cblr-14252	681	17	boxes	box	NOUN
cblr-14252	681	18	:	:	PUNCT
cblr-14252	681	19	"	"	PUNCT
cblr-14252	681	20	it	it	PRON
cblr-14252	681	21	's	be	AUX
cblr-14252	681	22	a	a	DET
cblr-14252	681	23	trap	trap	NOUN
cblr-14252	681	24	!	!	PUNCT
cblr-14252	682	1	"	"	PUNCT
cblr-14252	682	2	,	,	PUNCT
cblr-14252	682	3	46	46	NUM
cblr-14252	682	4	n.	n.	PROPN
cblr-14252	682	5	ky	ky	PROPN
cblr-14252	682	6	.	.	PUNCT
cblr-14252	683	1	l.	l.	PROPN
cblr-14252	683	2	rev	rev	PROPN
cblr-14252	683	3	.	.	PROPN
cblr-14252	683	4	62	62	NUM
cblr-14252	683	5	,	,	PUNCT
cblr-14252	683	6	64–65	64–65	NUM
cblr-14252	683	7	(	(	PUNCT
cblr-14252	683	8	2019	2019	NUM
cblr-14252	683	9	)	)	PUNCT
cblr-14252	683	10	(	(	PUNCT
cblr-14252	683	11	“	"	PUNCT
cblr-14252	683	12	loot	loot	NOUN
cblr-14252	683	13	boxes	box	NOUN
cblr-14252	683	14	,	,	PUNCT
cblr-14252	683	15	or	or	CCONJ
cblr-14252	683	16	sometimes	sometimes	ADV
cblr-14252	683	17	referred	refer	VERB
cblr-14252	683	18	to	to	ADP
cblr-14252	683	19	as	as	ADP
cblr-14252	683	20	loot	loot	NOUN
cblr-14252	683	21	crates	crate	NOUN
cblr-14252	683	22	,	,	PUNCT
cblr-14252	683	23	are	be	AUX
cblr-14252	683	24	digital	digital	ADJ
cblr-14252	683	25	packages	package	NOUN
cblr-14252	683	26	embedded	embed	VERB
cblr-14252	683	27	within	within	ADP
cblr-14252	683	28	a	a	DET
cblr-14252	683	29	video	video	NOUN
cblr-14252	683	30	game.18	game.18	NOUN
cblr-14252	683	31	players	player	NOUN
cblr-14252	683	32	either	either	CCONJ
cblr-14252	683	33	encounter	encounter	VERB
cblr-14252	683	34	these	these	DET
cblr-14252	683	35	boxes	box	NOUN
cblr-14252	683	36	through	through	ADP
cblr-14252	683	37	game	game	NOUN
cblr-14252	683	38	play	play	NOUN
cblr-14252	683	39	or	or	CCONJ
cblr-14252	683	40	acquire	acquire	VERB
cblr-14252	683	41	them	they	PRON
cblr-14252	683	42	from	from	ADP
cblr-14252	683	43	an	an	DET
cblr-14252	683	44	in	in	ADP
cblr-14252	683	45	-	-	PUNCT
cblr-14252	683	46	game	game	NOUN
cblr-14252	683	47	shop.19	shop.19	NOUN
cblr-14252	683	48	while	while	SCONJ
cblr-14252	683	49	there	there	PRON
cblr-14252	683	50	are	be	VERB
cblr-14252	683	51	loot	loot	NOUN
cblr-14252	683	52	boxes	box	NOUN
cblr-14252	683	53	that	that	PRON
cblr-14252	683	54	can	can	AUX
cblr-14252	683	55	be	be	AUX
cblr-14252	683	56	purchased	purchase	VERB
cblr-14252	683	57	with	with	ADP
cblr-14252	683	58	game	game	NOUN
cblr-14252	683	59	credits	credit	NOUN
cblr-14252	683	60	or	or	CCONJ
cblr-14252	683	61	currency	currency	NOUN
cblr-14252	683	62	earned	earn	VERB
cblr-14252	683	63	as	as	ADP
cblr-14252	683	64	a	a	DET
cblr-14252	683	65	player	player	NOUN
cblr-14252	683	66	advances	advance	VERB
cblr-14252	683	67	through	through	ADP
cblr-14252	683	68	the	the	DET
cblr-14252	683	69	game	game	NOUN
cblr-14252	683	70	,	,	PUNCT
cblr-14252	683	71	theses	theses	X
cblr-14252	683	72	loot	loot	NOUN
cblr-14252	683	73	boxes	box	NOUN
cblr-14252	683	74	are	be	AUX
cblr-14252	683	75	not	not	PART
cblr-14252	683	76	at	at	ADP
cblr-14252	683	77	issue	issue	NOUN
cblr-14252	683	78	here	here	ADV
cblr-14252	683	79	.	.	PUNCT
cblr-14252	684	1	the	the	DET
cblr-14252	684	2	loot	loot	NOUN
cblr-14252	684	3	boxes	box	NOUN
cblr-14252	684	4	at	at	ADP
cblr-14252	684	5	no	no	NOUN
cblr-14252	684	6	.	.	NOUN
cblr-14252	684	7	1	1	NUM
cblr-14252	684	8	]	]	PUNCT
cblr-14252	684	9	risk	risk	NOUN
cblr-14252	684	10	,	,	PUNCT
cblr-14252	684	11	discretion	discretion	NOUN
cblr-14252	684	12	,	,	PUNCT
cblr-14252	684	13	and	and	CCONJ
cblr-14252	684	14	bank	bank	NOUN
cblr-14252	684	15	supervision	supervision	NOUN
cblr-14252	684	16	355	355	NUM
cblr-14252	684	17	gambling	gambling	NOUN
cblr-14252	684	18	,	,	PUNCT
cblr-14252	684	19	into	into	ADP
cblr-14252	684	20	nft	nft	PROPN
cblr-14252	684	21	-	-	PUNCT
cblr-14252	684	22	driven	drive	VERB
cblr-14252	684	23	ecosystems	ecosystem	NOUN
cblr-14252	684	24	adds	add	VERB
cblr-14252	684	25	another	another	DET
cblr-14252	684	26	layer	layer	NOUN
cblr-14252	684	27	of	of	ADP
cblr-14252	684	28	controversy	controversy	NOUN
cblr-14252	684	29	,	,	PUNCT
cblr-14252	684	30	as	as	SCONJ
cblr-14252	684	31	the	the	DET
cblr-14252	684	32	potential	potential	NOUN
cblr-14252	684	33	for	for	ADP
cblr-14252	684	34	real	real	ADJ
cblr-14252	684	35	world	world	NOUN
cblr-14252	684	36	financial	financial	ADJ
cblr-14252	684	37	gain	gain	NOUN
cblr-14252	684	38	hinges	hinge	NOUN
cblr-14252	684	39	on	on	ADP
cblr-14252	684	40	randomness	randomness	NOUN
cblr-14252	684	41	and	and	CCONJ
cblr-14252	684	42	speculation	speculation	NOUN
cblr-14252	684	43	inherent	inherent	ADJ
cblr-14252	684	44	in	in	ADP
cblr-14252	684	45	loot	loot	NOUN
cblr-14252	684	46	boxes.164	boxes.164	NOUN
cblr-14252	684	47	the	the	DET
cblr-14252	684	48	integration	integration	NOUN
cblr-14252	684	49	of	of	ADP
cblr-14252	684	50	nfts	nft	NOUN
cblr-14252	684	51	and	and	CCONJ
cblr-14252	684	52	blockchain	blockchain	NOUN
cblr-14252	684	53	into	into	ADP
cblr-14252	684	54	gaming	gaming	NOUN
cblr-14252	684	55	has	have	AUX
cblr-14252	684	56	sparked	spark	VERB
cblr-14252	684	57	significant	significant	ADJ
cblr-14252	684	58	debate	debate	NOUN
cblr-14252	684	59	within	within	ADP
cblr-14252	684	60	the	the	DET
cblr-14252	684	61	gaming	gaming	NOUN
cblr-14252	684	62	community	community	NOUN
cblr-14252	684	63	.	.	PUNCT
cblr-14252	685	1	while	while	SCONJ
cblr-14252	685	2	some	some	DET
cblr-14252	685	3	players	player	NOUN
cblr-14252	685	4	embrace	embrace	VERB
cblr-14252	685	5	the	the	DET
cblr-14252	685	6	ability	ability	NOUN
cblr-14252	685	7	to	to	PART
cblr-14252	685	8	monetize	monetize	VERB
cblr-14252	685	9	their	their	PRON
cblr-14252	685	10	gaming	gaming	NOUN
cblr-14252	685	11	efforts	effort	NOUN
cblr-14252	685	12	,	,	PUNCT
cblr-14252	685	13	others	other	NOUN
cblr-14252	685	14	see	see	VERB
cblr-14252	685	15	it	it	PRON
cblr-14252	685	16	as	as	ADP
cblr-14252	685	17	a	a	DET
cblr-14252	685	18	dilution	dilution	NOUN
cblr-14252	685	19	of	of	ADP
cblr-14252	685	20	the	the	DET
cblr-14252	685	21	pure	pure	ADJ
cblr-14252	685	22	gaming	gaming	NOUN
cblr-14252	685	23	experience.165	experience.165	NOUN
cblr-14252	685	24	in	in	ADP
cblr-14252	685	25	western	western	ADJ
cblr-14252	685	26	markets	market	NOUN
cblr-14252	685	27	,	,	PUNCT
cblr-14252	685	28	where	where	SCONJ
cblr-14252	685	29	gaming	gaming	NOUN
cblr-14252	685	30	is	be	AUX
cblr-14252	685	31	primarily	primarily	ADV
cblr-14252	685	32	viewed	view	VERB
cblr-14252	685	33	as	as	ADP
cblr-14252	685	34	a	a	DET
cblr-14252	685	35	form	form	NOUN
cblr-14252	685	36	of	of	ADP
cblr-14252	685	37	entertainment	entertainment	NOUN
cblr-14252	685	38	,	,	PUNCT
cblr-14252	685	39	there	there	PRON
cblr-14252	685	40	has	have	AUX
cblr-14252	685	41	been	be	AUX
cblr-14252	685	42	considerable	considerable	ADJ
cblr-14252	685	43	backlash	backlash	NOUN
cblr-14252	685	44	against	against	ADP
cblr-14252	685	45	what	what	PRON
cblr-14252	685	46	many	many	ADJ
cblr-14252	685	47	perceive	perceive	NOUN
cblr-14252	685	48	as	as	ADP
cblr-14252	685	49	an	an	DET
cblr-14252	685	50	encroachment	encroachment	NOUN
cblr-14252	685	51	of	of	ADP
cblr-14252	685	52	finance	finance	NOUN
cblr-14252	685	53	into	into	ADP
cblr-14252	685	54	play	play	NOUN
cblr-14252	685	55	.	.	PUNCT
cblr-14252	686	1	on	on	ADP
cblr-14252	686	2	the	the	DET
cblr-14252	686	3	other	other	ADJ
cblr-14252	686	4	hand	hand	NOUN
cblr-14252	686	5	,	,	PUNCT
cblr-14252	686	6	in	in	ADP
cblr-14252	686	7	regions	region	NOUN
cblr-14252	686	8	like	like	ADP
cblr-14252	686	9	southeast	southeast	PROPN
cblr-14252	686	10	asia	asia	PROPN
cblr-14252	686	11	,	,	PUNCT
cblr-14252	686	12	where	where	SCONJ
cblr-14252	686	13	economic	economic	ADJ
cblr-14252	686	14	conditions	condition	NOUN
cblr-14252	686	15	make	make	VERB
cblr-14252	686	16	p2e	p2e	NOUN
cblr-14252	686	17	models	model	NOUN
cblr-14252	686	18	a	a	DET
cblr-14252	686	19	viable	viable	ADJ
cblr-14252	686	20	income	income	NOUN
cblr-14252	686	21	source,166	source,166	NOUN
cblr-14252	686	22	there	there	PRON
cblr-14252	686	23	is	be	VERB
cblr-14252	686	24	widespread	widespread	ADJ
cblr-14252	686	25	acceptance	acceptance	NOUN
cblr-14252	686	26	of	of	ADP
cblr-14252	686	27	this	this	DET
cblr-14252	686	28	financialization	financialization	NOUN
cblr-14252	686	29	of	of	ADP
cblr-14252	686	30	gaming	gaming	NOUN
cblr-14252	686	31	.	.	PUNCT
cblr-14252	687	1	this	this	DET
cblr-14252	687	2	cultural	cultural	ADJ
cblr-14252	687	3	divergence	divergence	NOUN
cblr-14252	687	4	highlights	highlight	NOUN
cblr-14252	687	5	the	the	DET
cblr-14252	687	6	broader	broad	ADJ
cblr-14252	687	7	implications	implication	NOUN
cblr-14252	687	8	of	of	ADP
cblr-14252	687	9	integrating	integrate	VERB
cblr-14252	687	10	blockchain	blockchain	NOUN
cblr-14252	687	11	into	into	ADP
cblr-14252	687	12	the	the	DET
cblr-14252	687	13	digital	digital	ADJ
cblr-14252	687	14	ecosystems	ecosystem	NOUN
cblr-14252	687	15	.	.	PUNCT
cblr-14252	688	1	as	as	SCONJ
cblr-14252	688	2	gaming	gaming	NOUN
cblr-14252	688	3	continues	continue	VERB
cblr-14252	688	4	to	to	PART
cblr-14252	688	5	move	move	VERB
cblr-14252	688	6	further	far	ADV
cblr-14252	688	7	into	into	ADP
cblr-14252	688	8	the	the	DET
cblr-14252	688	9	realm	realm	NOUN
cblr-14252	688	10	of	of	ADP
cblr-14252	688	11	decentralized	decentralized	ADJ
cblr-14252	688	12	ownership	ownership	NOUN
cblr-14252	688	13	and	and	CCONJ
cblr-14252	688	14	finance	finance	NOUN
cblr-14252	688	15	,	,	PUNCT
cblr-14252	688	16	the	the	DET
cblr-14252	688	17	challenge	challenge	NOUN
cblr-14252	688	18	lies	lie	VERB
cblr-14252	688	19	in	in	ADP
cblr-14252	688	20	balancing	balance	VERB
cblr-14252	688	21	innovation	innovation	NOUN
cblr-14252	688	22	with	with	ADP
cblr-14252	688	23	the	the	DET
cblr-14252	688	24	need	need	NOUN
cblr-14252	688	25	for	for	ADP
cblr-14252	688	26	regulation	regulation	NOUN
cblr-14252	688	27	,	,	PUNCT
cblr-14252	688	28	consumer	consumer	NOUN
cblr-14252	688	29	protection	protection	NOUN
cblr-14252	688	30	,	,	PUNCT
cblr-14252	688	31	and	and	CCONJ
cblr-14252	688	32	ethical	ethical	ADJ
cblr-14252	688	33	issue	issue	NOUN
cblr-14252	688	34	here	here	ADV
cblr-14252	688	35	are	be	AUX
cblr-14252	688	36	those	those	PRON
cblr-14252	688	37	which	which	PRON
cblr-14252	688	38	a	a	DET
cblr-14252	688	39	player	player	NOUN
cblr-14252	688	40	purchases	purchase	VERB
cblr-14252	688	41	by	by	ADP
cblr-14252	688	42	entering	enter	VERB
cblr-14252	688	43	his	his	PRON
cblr-14252	688	44	payment	payment	NOUN
cblr-14252	688	45	information	information	NOUN
cblr-14252	688	46	or	or	CCONJ
cblr-14252	688	47	confirming	confirm	VERB
cblr-14252	688	48	a	a	DET
cblr-14252	688	49	purchase	purchase	NOUN
cblr-14252	688	50	with	with	ADP
cblr-14252	688	51	the	the	DET
cblr-14252	688	52	payment	payment	NOUN
cblr-14252	688	53	information	information	NOUN
cblr-14252	688	54	linked	link	VERB
cblr-14252	688	55	to	to	ADP
cblr-14252	688	56	his	his	PRON
cblr-14252	688	57	account	account	NOUN
cblr-14252	688	58	.	.	PUNCT
cblr-14252	689	1	these	these	DET
cblr-14252	689	2	microtransactions	microtransaction	NOUN
cblr-14252	689	3	occur	occur	VERB
cblr-14252	689	4	when	when	SCONJ
cblr-14252	689	5	the	the	DET
cblr-14252	689	6	player	player	NOUN
cblr-14252	689	7	encounters	encounter	VERB
cblr-14252	689	8	a	a	DET
cblr-14252	689	9	loot	loot	NOUN
cblr-14252	689	10	box	box	NOUN
cblr-14252	689	11	through	through	ADP
cblr-14252	689	12	game	game	NOUN
cblr-14252	689	13	play	play	NOUN
cblr-14252	689	14	or	or	CCONJ
cblr-14252	689	15	purchases	purchase	VERB
cblr-14252	689	16	the	the	DET
cblr-14252	689	17	loot	loot	NOUN
cblr-14252	689	18	box	box	NOUN
cblr-14252	689	19	from	from	ADP
cblr-14252	689	20	the	the	DET
cblr-14252	689	21	in	in	ADP
cblr-14252	689	22	-	-	PUNCT
cblr-14252	689	23	game	game	NOUN
cblr-14252	689	24	shop	shop	NOUN
cblr-14252	689	25	.	.	PUNCT
cblr-14252	690	1	a	a	DET
cblr-14252	690	2	player	player	NOUN
cblr-14252	690	3	has	have	VERB
cblr-14252	690	4	no	no	DET
cblr-14252	690	5	information	information	NOUN
cblr-14252	690	6	regarding	regard	VERB
cblr-14252	690	7	the	the	DET
cblr-14252	690	8	loot	loot	NOUN
cblr-14252	690	9	box	box	NOUN
cblr-14252	690	10	's	's	PART
cblr-14252	690	11	contents	content	NOUN
cblr-14252	690	12	when	when	SCONJ
cblr-14252	690	13	he	he	PRON
cblr-14252	690	14	purchases	purchase	VERB
cblr-14252	690	15	it	it	PRON
cblr-14252	690	16	.	.	PUNCT
cblr-14252	690	17	”	"	PUNCT
cblr-14252	691	1	)	)	PUNCT
cblr-14252	691	2	164	164	NUM
cblr-14252	691	3	see	see	VERB
cblr-14252	691	4	generally	generally	ADV
cblr-14252	691	5	cailem	cailem	PROPN
cblr-14252	691	6	m.	m.	PROPN
cblr-14252	691	7	boyle	boyle	PROPN
cblr-14252	691	8	&	&	CCONJ
cblr-14252	691	9	rebecca	rebecca	PROPN
cblr-14252	691	10	jenkinson	jenkinson	PROPN
cblr-14252	691	11	,	,	PUNCT
cblr-14252	691	12	harms	harm	VERB
cblr-14252	691	13	associated	associate	VERB
cblr-14252	691	14	with	with	ADP
cblr-14252	691	15	loot	loot	NOUN
cblr-14252	691	16	boxes	box	NOUN
cblr-14252	691	17	,	,	PUNCT
cblr-14252	691	18	simulated	simulated	ADJ
cblr-14252	691	19	gambling	gambling	NOUN
cblr-14252	691	20	,	,	PUNCT
cblr-14252	691	21	and	and	CCONJ
cblr-14252	691	22	other	other	ADJ
cblr-14252	691	23	in	in	ADP
cblr-14252	691	24	-	-	PUNCT
cblr-14252	691	25	game	game	NOUN
cblr-14252	691	26	purchases	purchase	NOUN
cblr-14252	691	27	in	in	ADP
cblr-14252	691	28	video	video	NOUN
cblr-14252	691	29	games	game	NOUN
cblr-14252	691	30	:	:	PUNCT
cblr-14252	691	31	a	a	DET
cblr-14252	691	32	review	review	NOUN
cblr-14252	691	33	of	of	ADP
cblr-14252	691	34	the	the	DET
cblr-14252	691	35	evidence	evidence	NOUN
cblr-14252	691	36	,	,	PUNCT
cblr-14252	691	37	australian	australian	ADJ
cblr-14252	691	38	gambling	gambling	NOUN
cblr-14252	691	39	research	research	NOUN
cblr-14252	691	40	centre	centre	PROPN
cblr-14252	691	41	&	&	CCONJ
cblr-14252	691	42	australian	australian	PROPN
cblr-14252	691	43	institute	institute	PROPN
cblr-14252	691	44	of	of	ADP
cblr-14252	691	45	family	family	NOUN
cblr-14252	691	46	studies	study	NOUN
cblr-14252	691	47	(	(	PUNCT
cblr-14252	691	48	2022	2022	NUM
cblr-14252	691	49	)	)	PUNCT
cblr-14252	691	50	,	,	PUNCT
cblr-14252	691	51	https://www.classification.gov.au/sites/default/files/documents/agrc_literat	https://www.classification.gov.au/sites/default/files/documents/agrc_literat	PROPN
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cblr-14252	691	53	;	;	PUNCT
cblr-14252	691	54	stuart	stuart	PROPN
cblr-14252	691	55	gordon	gordon	PROPN
cblr-14252	691	56	spicer	spicer	PROPN
cblr-14252	691	57	et	et	PROPN
cblr-14252	691	58	al	al	PROPN
cblr-14252	691	59	.	.	PROPN
cblr-14252	691	60	,	,	PUNCT
cblr-14252	691	61	loot	loot	NOUN
cblr-14252	691	62	boxes	box	NOUN
cblr-14252	691	63	,	,	PUNCT
cblr-14252	691	64	problem	problem	NOUN
cblr-14252	691	65	gambling	gambling	NOUN
cblr-14252	691	66	and	and	CCONJ
cblr-14252	691	67	problem	problem	NOUN
cblr-14252	691	68	video	video	NOUN
cblr-14252	691	69	gaming	gaming	NOUN
cblr-14252	691	70	:	:	PUNCT
cblr-14252	691	71	a	a	DET
cblr-14252	691	72	systematic	systematic	ADJ
cblr-14252	691	73	review	review	NOUN
cblr-14252	691	74	and	and	CCONJ
cblr-14252	691	75	meta	meta	ADJ
cblr-14252	691	76	-	-	PUNCT
cblr-14252	691	77	synthesis	synthesis	NOUN
cblr-14252	691	78	,	,	PUNCT
cblr-14252	691	79	24	24	NUM
cblr-14252	691	80	new	new	ADJ
cblr-14252	691	81	media	medium	NOUN
cblr-14252	691	82	&	&	CCONJ
cblr-14252	691	83	soc'y	soc'y	PROPN
cblr-14252	691	84	1001	1001	NUM
cblr-14252	691	85	(	(	PUNCT
cblr-14252	691	86	2022	2022	NUM
cblr-14252	691	87	)	)	PUNCT
cblr-14252	691	88	,	,	PUNCT
cblr-14252	691	89	https://journals.sagepub.com/doi/10.1177/14614448211027175	https://journals.sagepub.com/doi/10.1177/14614448211027175	X
cblr-14252	691	90	.	.	PUNCT
cblr-14252	692	1	165	165	NUM
cblr-14252	692	2	see	see	VERB
cblr-14252	692	3	generally	generally	ADV
cblr-14252	692	4	,	,	PUNCT
cblr-14252	692	5	nizan	nizan	NOUN
cblr-14252	692	6	geslevich	geslevich	NOUN
cblr-14252	692	7	packin	packin	NOUN
cblr-14252	692	8	,	,	PUNCT
cblr-14252	692	9	financial	financial	ADJ
cblr-14252	692	10	inclusion	inclusion	NOUN
cblr-14252	692	11	gone	go	VERB
cblr-14252	692	12	wrong	wrong	ADJ
cblr-14252	692	13	:	:	PUNCT
cblr-14252	692	14	securities	security	NOUN
cblr-14252	692	15	and	and	CCONJ
cblr-14252	692	16	cryptoassets	cryptoasset	VERB
cblr-14252	692	17	trading	trading	NOUN
cblr-14252	692	18	for	for	ADP
cblr-14252	692	19	children	child	NOUN
cblr-14252	692	20	,	,	PUNCT
cblr-14252	692	21	74	74	NUM
cblr-14252	692	22	hastings	hastings	PROPN
cblr-14252	692	23	l.j	l.j	PROPN
cblr-14252	692	24	.	.	PROPN
cblr-14252	692	25	349	349	NUM
cblr-14252	692	26	(	(	PUNCT
cblr-14252	692	27	2023	2023	NUM
cblr-14252	692	28	)	)	PUNCT
cblr-14252	692	29	.	.	PUNCT
cblr-14252	693	1	166	166	NUM
cblr-14252	693	2	see	see	VERB
cblr-14252	693	3	,	,	PUNCT
cblr-14252	693	4	e.g.	e.g.	ADV
cblr-14252	693	5	,	,	PUNCT
cblr-14252	693	6	joe	joe	PROPN
cblr-14252	693	7	cortez	cortez	PROPN
cblr-14252	693	8	,	,	PUNCT
cblr-14252	693	9	how	how	SCONJ
cblr-14252	693	10	to	to	PART
cblr-14252	693	11	pick	pick	VERB
cblr-14252	693	12	the	the	DET
cblr-14252	693	13	right	right	ADJ
cblr-14252	693	14	play	play	NOUN
cblr-14252	693	15	-	-	PUNCT
cblr-14252	693	16	to	to	ADP
cblr-14252	693	17	-	-	PUNCT
cblr-14252	693	18	earn	earn	NOUN
cblr-14252	693	19	game	game	NOUN
cblr-14252	693	20	for	for	ADP
cblr-14252	693	21	you	you	PRON
cblr-14252	693	22	,	,	PUNCT
cblr-14252	693	23	coindesk	coindesk	PROPN
cblr-14252	693	24	(	(	PUNCT
cblr-14252	693	25	jan	jan	PROPN
cblr-14252	693	26	28	28	NUM
cblr-14252	693	27	,	,	PUNCT
cblr-14252	693	28	2022	2022	NUM
cblr-14252	693	29	)	)	PUNCT
cblr-14252	693	30	,	,	PUNCT
cblr-14252	693	31	https://www.coindesk.com/learn/how-to-pickthe-right-play-to-earngame-for-you/.	https://www.coindesk.com/learn/how-to-pickthe-right-play-to-earngame-for-you/.	PROPN
cblr-14252	693	32	356	356	NUM
cblr-14252	693	33	columbia	columbia	PROPN
cblr-14252	693	34	business	business	NOUN
cblr-14252	693	35	law	law	PROPN
cblr-14252	693	36	review	review	NOUN
cblr-14252	693	37	[	[	X
cblr-14252	693	38	vol	vol	NOUN
cblr-14252	693	39	.	.	PUNCT
cblr-14252	693	40	2025	2025	NUM
cblr-14252	693	41	practices	practice	NOUN
cblr-14252	693	42	.	.	PUNCT
cblr-14252	694	1	policymakers	policymaker	NOUN
cblr-14252	694	2	,	,	PUNCT
cblr-14252	694	3	developers	developer	NOUN
cblr-14252	694	4	,	,	PUNCT
cblr-14252	694	5	and	and	CCONJ
cblr-14252	694	6	stakeholders	stakeholder	NOUN
cblr-14252	694	7	must	must	AUX
cblr-14252	694	8	,	,	PUNCT
cblr-14252	694	9	therefore	therefore	ADV
cblr-14252	694	10	,	,	PUNCT
cblr-14252	694	11	navigate	navigate	VERB
cblr-14252	694	12	these	these	DET
cblr-14252	694	13	complexities	complexity	NOUN
cblr-14252	694	14	to	to	PART
cblr-14252	694	15	ensure	ensure	VERB
cblr-14252	694	16	that	that	SCONJ
cblr-14252	694	17	these	these	DET
cblr-14252	694	18	innovations	innovation	NOUN
cblr-14252	694	19	enhance	enhance	VERB
cblr-14252	694	20	—	—	PUNCT
cblr-14252	694	21	rather	rather	ADV
cblr-14252	694	22	than	than	ADP
cblr-14252	694	23	undermine	undermine	ADJ
cblr-14252	694	24	—	—	PUNCT
cblr-14252	694	25	the	the	DET
cblr-14252	694	26	gaming	gaming	NOUN
cblr-14252	694	27	experience	experience	NOUN
cblr-14252	694	28	while	while	SCONJ
cblr-14252	694	29	safeguarding	safeguard	VERB
cblr-14252	694	30	user	user	NOUN
cblr-14252	694	31	rights	right	NOUN
cblr-14252	694	32	and	and	CCONJ
cblr-14252	694	33	promoting	promote	VERB
cblr-14252	694	34	ethical	ethical	ADJ
cblr-14252	694	35	engagement	engagement	NOUN
cblr-14252	694	36	.	.	PUNCT
cblr-14252	695	1	b.	b.	PROPN
cblr-14252	695	2	toying	toy	VERB
cblr-14252	695	3	with	with	ADP
cblr-14252	695	4	users	user	NOUN
cblr-14252	695	5	’	’	PART
cblr-14252	695	6	privacy	privacy	NOUN
cblr-14252	695	7	,	,	PUNCT
cblr-14252	695	8	data	datum	NOUN
cblr-14252	695	9	,	,	PUNCT
cblr-14252	695	10	and	and	CCONJ
cblr-14252	695	11	choices	choice	NOUN
cblr-14252	695	12	while	while	SCONJ
cblr-14252	695	13	the	the	DET
cblr-14252	695	14	previous	previous	ADJ
cblr-14252	695	15	discussion	discussion	NOUN
cblr-14252	695	16	explored	explore	VERB
cblr-14252	695	17	how	how	SCONJ
cblr-14252	695	18	gaming	gaming	NOUN
cblr-14252	695	19	has	have	AUX
cblr-14252	695	20	become	become	AUX
cblr-14252	695	21	increasingly	increasingly	ADV
cblr-14252	695	22	financialized	financialize	VERB
cblr-14252	695	23	through	through	ADP
cblr-14252	695	24	blockchain	blockchain	PROPN
cblr-14252	695	25	and	and	CCONJ
cblr-14252	695	26	gamefi	gamefi	PROPN
cblr-14252	695	27	,	,	PUNCT
cblr-14252	695	28	the	the	DET
cblr-14252	695	29	inverse	inverse	NOUN
cblr-14252	695	30	phenomenon	phenomenon	NOUN
cblr-14252	695	31	is	be	AUX
cblr-14252	695	32	also	also	ADV
cblr-14252	695	33	unfolding	unfold	VERB
cblr-14252	695	34	—	—	PUNCT
cblr-14252	695	35	financial	financial	ADJ
cblr-14252	695	36	platforms	platform	NOUN
cblr-14252	695	37	are	be	AUX
cblr-14252	695	38	adopting	adopt	VERB
cblr-14252	695	39	gamification	gamification	NOUN
cblr-14252	695	40	techniques	technique	NOUN
cblr-14252	695	41	,	,	PUNCT
cblr-14252	695	42	integrating	integrate	VERB
cblr-14252	695	43	behavioral	behavioral	ADJ
cblr-14252	695	44	design	design	NOUN
cblr-14252	695	45	elements	element	NOUN
cblr-14252	695	46	that	that	PRON
cblr-14252	695	47	blur	blur	VERB
cblr-14252	695	48	the	the	DET
cblr-14252	695	49	lines	line	NOUN
cblr-14252	695	50	between	between	ADP
cblr-14252	695	51	investing	investing	NOUN
cblr-14252	695	52	and	and	CCONJ
cblr-14252	695	53	entertainment	entertainment	NOUN
cblr-14252	695	54	,	,	PUNCT
cblr-14252	695	55	often	often	ADV
cblr-14252	695	56	with	with	ADP
cblr-14252	695	57	significant	significant	ADJ
cblr-14252	695	58	negative	negative	ADJ
cblr-14252	695	59	implications	implication	NOUN
cblr-14252	695	60	.	.	PUNCT
cblr-14252	696	1	first	first	ADV
cblr-14252	696	2	,	,	PUNCT
cblr-14252	696	3	there	there	PRON
cblr-14252	696	4	are	be	VERB
cblr-14252	696	5	issues	issue	NOUN
cblr-14252	696	6	of	of	ADP
cblr-14252	696	7	privacy	privacy	NOUN
cblr-14252	696	8	and	and	CCONJ
cblr-14252	696	9	informed	informed	ADJ
cblr-14252	696	10	consent	consent	NOUN
cblr-14252	696	11	that	that	PRON
cblr-14252	696	12	are	be	AUX
cblr-14252	696	13	associated	associate	VERB
cblr-14252	696	14	with	with	ADP
cblr-14252	696	15	retail	retail	ADJ
cblr-14252	696	16	traders	trader	NOUN
cblr-14252	696	17	’	'	PUNCT
cblr-14252	696	18	activities	activity	NOUN
cblr-14252	696	19	via	via	ADP
cblr-14252	696	20	the	the	DET
cblr-14252	696	21	trading	trading	NOUN
cblr-14252	696	22	apps	app	NOUN
cblr-14252	696	23	.	.	PUNCT
cblr-14252	697	1	second	second	ADJ
cblr-14252	697	2	,	,	PUNCT
cblr-14252	697	3	there	there	PRON
cblr-14252	697	4	are	be	VERB
cblr-14252	697	5	decisional	decisional	ADJ
cblr-14252	697	6	autonomyrelated	autonomyrelate	VERB
cblr-14252	697	7	issues	issue	NOUN
cblr-14252	697	8	that	that	PRON
cblr-14252	697	9	should	should	AUX
cblr-14252	697	10	be	be	AUX
cblr-14252	697	11	addressed	address	VERB
cblr-14252	697	12	,	,	PUNCT
cblr-14252	697	13	particularly	particularly	ADV
cblr-14252	697	14	as	as	SCONJ
cblr-14252	697	15	traders	trader	NOUN
cblr-14252	697	16	may	may	AUX
cblr-14252	697	17	be	be	AUX
cblr-14252	697	18	adversely	adversely	ADV
cblr-14252	697	19	affected	affect	VERB
cblr-14252	697	20	if	if	SCONJ
cblr-14252	697	21	they	they	PRON
cblr-14252	697	22	are	be	AUX
cblr-14252	697	23	nudged	nudge	VERB
cblr-14252	697	24	to	to	PART
cblr-14252	697	25	take	take	VERB
cblr-14252	697	26	action	action	NOUN
cblr-14252	697	27	too	too	ADV
cblr-14252	697	28	frequently.167	frequently.167	ADV
cblr-14252	697	29	this	this	PRON
cblr-14252	697	30	is	be	AUX
cblr-14252	697	31	especially	especially	ADV
cblr-14252	697	32	true	true	ADJ
cblr-14252	697	33	in	in	ADP
cblr-14252	697	34	the	the	DET
cblr-14252	697	35	context	context	NOUN
cblr-14252	697	36	of	of	ADP
cblr-14252	697	37	trading	trading	NOUN
cblr-14252	697	38	,	,	PUNCT
cblr-14252	697	39	where	where	SCONJ
cblr-14252	697	40	too	too	ADV
cblr-14252	697	41	much	much	ADJ
cblr-14252	697	42	action	action	NOUN
cblr-14252	697	43	can	can	AUX
cblr-14252	697	44	lead	lead	VERB
cblr-14252	697	45	to	to	ADP
cblr-14252	697	46	underperformance	underperformance	NOUN
cblr-14252	697	47	relative	relative	ADJ
cblr-14252	697	48	to	to	ADP
cblr-14252	697	49	the	the	DET
cblr-14252	697	50	market	market	NOUN
cblr-14252	697	51	and	and	CCONJ
cblr-14252	697	52	excessive	excessive	ADJ
cblr-14252	697	53	risktaking.168	risktaking.168	NOUN
cblr-14252	697	54	this	this	DET
cblr-14252	697	55	concern	concern	NOUN
cblr-14252	697	56	is	be	AUX
cblr-14252	697	57	amplified	amplify	VERB
cblr-14252	697	58	when	when	SCONJ
cblr-14252	697	59	traders	trader	NOUN
cblr-14252	697	60	are	be	AUX
cblr-14252	697	61	manipulated	manipulate	VERB
cblr-14252	697	62	through	through	ADP
cblr-14252	697	63	design	design	NOUN
cblr-14252	697	64	features	feature	NOUN
cblr-14252	697	65	that	that	PRON
cblr-14252	697	66	encourage	encourage	VERB
cblr-14252	697	67	impulsive	impulsive	ADJ
cblr-14252	697	68	behavior	behavior	NOUN
cblr-14252	697	69	or	or	CCONJ
cblr-14252	697	70	create	create	VERB
cblr-14252	697	71	the	the	DET
cblr-14252	697	72	illusion	illusion	NOUN
cblr-14252	697	73	that	that	SCONJ
cblr-14252	697	74	trading	trading	NOUN
cblr-14252	697	75	is	be	AUX
cblr-14252	697	76	merely	merely	ADV
cblr-14252	697	77	a	a	DET
cblr-14252	697	78	game	game	NOUN
cblr-14252	697	79	rather	rather	ADV
cblr-14252	697	80	than	than	ADP
cblr-14252	697	81	involving	involve	VERB
cblr-14252	697	82	real	real	ADJ
cblr-14252	697	83	money	money	NOUN
cblr-14252	697	84	and	and	CCONJ
cblr-14252	697	85	potential	potential	ADJ
cblr-14252	697	86	financial	financial	ADJ
cblr-14252	697	87	losses.169	losses.169	PROPN
cblr-14252	697	88	i.	i.	PROPN
cblr-14252	697	89	users	user	NOUN
cblr-14252	697	90	’	’	PART
cblr-14252	697	91	privacy	privacy	PROPN
cblr-14252	697	92	&	&	CCONJ
cblr-14252	697	93	contextual	contextual	ADJ
cblr-14252	697	94	integrity	integrity	NOUN
cblr-14252	697	95	167	167	NUM
cblr-14252	697	96	see	see	VERB
cblr-14252	697	97	generally	generally	ADV
cblr-14252	697	98	jacob	jacob	PROPN
cblr-14252	697	99	hale	hale	PROPN
cblr-14252	697	100	russell	russell	PROPN
cblr-14252	697	101	,	,	PUNCT
cblr-14252	697	102	mis	mis	PROPN
cblr-14252	697	103	-	-	ADJ
cblr-14252	697	104	behavioral	behavioral	ADJ
cblr-14252	697	105	law	law	NOUN
cblr-14252	697	106	and	and	CCONJ
cblr-14252	697	107	economics	economic	NOUN
cblr-14252	697	108	,	,	PUNCT
cblr-14252	697	109	51	51	NUM
cblr-14252	697	110	u.	u.	PROPN
cblr-14252	697	111	mich	mich	PROPN
cblr-14252	697	112	.	.	PUNCT
cblr-14252	698	1	j.l	j.l	PROPN
cblr-14252	698	2	.	.	PROPN
cblr-14252	698	3	reform	reform	PROPN
cblr-14252	698	4	549	549	NUM
cblr-14252	698	5	(	(	PUNCT
cblr-14252	698	6	2018	2018	NUM
cblr-14252	698	7	)	)	PUNCT
cblr-14252	698	8	.	.	PUNCT
cblr-14252	699	1	168	168	NUM
cblr-14252	699	2	see	see	VERB
cblr-14252	699	3	brad	brad	PROPN
cblr-14252	699	4	m.	m.	PROPN
cblr-14252	699	5	barber	barber	PROPN
cblr-14252	699	6	&	&	CCONJ
cblr-14252	699	7	terrance	terrance	PROPN
cblr-14252	699	8	odean	odean	PROPN
cblr-14252	699	9	,	,	PUNCT
cblr-14252	699	10	online	online	ADJ
cblr-14252	699	11	investors	investor	NOUN
cblr-14252	699	12	:	:	PUNCT
cblr-14252	699	13	do	do	AUX
cblr-14252	699	14	the	the	DET
cblr-14252	699	15	slow	slow	NOUN
cblr-14252	699	16	die	die	VERB
cblr-14252	699	17	first	first	ADV
cblr-14252	699	18	?	?	PUNCT
cblr-14252	699	19	,	,	PUNCT
cblr-14252	699	20	15	15	NUM
cblr-14252	699	21	rev	rev	X
cblr-14252	699	22	.	.	PROPN
cblr-14252	699	23	fin	fin	NOUN
cblr-14252	699	24	.	.	PUNCT
cblr-14252	699	25	stud	stud	PROPN
cblr-14252	699	26	.	.	PUNCT
cblr-14252	700	1	455	455	NUM
cblr-14252	700	2	,	,	PUNCT
cblr-14252	700	3	455	455	NUM
cblr-14252	700	4	(	(	PUNCT
cblr-14252	700	5	2002	2002	NUM
cblr-14252	700	6	)	)	PUNCT
cblr-14252	700	7	.	.	PUNCT
cblr-14252	701	1	169	169	NUM
cblr-14252	701	2	see	see	VERB
cblr-14252	701	3	chaudhry	chaudhry	PROPN
cblr-14252	701	4	&	&	CCONJ
cblr-14252	701	5	kulkarni	kulkarni	PROPN
cblr-14252	701	6	,	,	PUNCT
cblr-14252	701	7	supra	supra	PROPN
cblr-14252	701	8	note	note	PROPN
cblr-14252	701	9	16	16	NUM
cblr-14252	701	10	.	.	PUNCT
cblr-14252	702	1	note	note	NOUN
cblr-14252	702	2	,	,	PUNCT
cblr-14252	702	3	however	however	ADV
cblr-14252	702	4	,	,	PUNCT
cblr-14252	702	5	that	that	SCONJ
cblr-14252	702	6	although	although	SCONJ
cblr-14252	702	7	reports	report	NOUN
cblr-14252	702	8	have	have	AUX
cblr-14252	702	9	alleged	allege	VERB
cblr-14252	702	10	that	that	SCONJ
cblr-14252	702	11	trading	trading	NOUN
cblr-14252	702	12	platforms	platform	NOUN
cblr-14252	702	13	nudge	nudge	VERB
cblr-14252	702	14	users	user	NOUN
cblr-14252	702	15	toward	toward	ADP
cblr-14252	702	16	riskier	risky	ADJ
cblr-14252	702	17	strategies	strategy	NOUN
cblr-14252	702	18	,	,	PUNCT
cblr-14252	702	19	empirical	empirical	ADJ
cblr-14252	702	20	studies	study	NOUN
cblr-14252	702	21	have	have	VERB
cblr-14252	702	22	yet	yet	ADV
cblr-14252	702	23	to	to	PART
cblr-14252	702	24	focus	focus	VERB
cblr-14252	702	25	on	on	ADP
cblr-14252	702	26	the	the	DET
cblr-14252	702	27	exact	exact	ADJ
cblr-14252	702	28	impact	impact	NOUN
cblr-14252	702	29	of	of	ADP
cblr-14252	702	30	this	this	DET
cblr-14252	702	31	effect	effect	NOUN
cblr-14252	702	32	.	.	PUNCT
cblr-14252	703	1	no	no	INTJ
cblr-14252	703	2	.	.	NOUN
cblr-14252	703	3	1	1	NUM
cblr-14252	703	4	]	]	PUNCT
cblr-14252	703	5	risk	risk	NOUN
cblr-14252	703	6	,	,	PUNCT
cblr-14252	703	7	discretion	discretion	NOUN
cblr-14252	703	8	,	,	PUNCT
cblr-14252	703	9	and	and	CCONJ
cblr-14252	703	10	bank	bank	NOUN
cblr-14252	703	11	supervision	supervision	NOUN
cblr-14252	703	12	357	357	NUM
cblr-14252	703	13	gamified	gamifie	VERB
cblr-14252	703	14	manipulations	manipulation	NOUN
cblr-14252	703	15	raise	raise	VERB
cblr-14252	703	16	ethical	ethical	ADJ
cblr-14252	703	17	concerns	concern	NOUN
cblr-14252	703	18	regarding	regard	VERB
cblr-14252	703	19	the	the	DET
cblr-14252	703	20	extent	extent	NOUN
cblr-14252	703	21	of	of	ADP
cblr-14252	703	22	contextual	contextual	ADJ
cblr-14252	703	23	integrity	integrity	NOUN
cblr-14252	703	24	in	in	ADP
cblr-14252	703	25	users	user	NOUN
cblr-14252	703	26	’	’	PART
cblr-14252	703	27	interactions	interaction	NOUN
cblr-14252	703	28	,	,	PUNCT
cblr-14252	703	29	since	since	SCONJ
cblr-14252	703	30	their	their	PRON
cblr-14252	703	31	integration	integration	NOUN
cblr-14252	703	32	may	may	AUX
cblr-14252	703	33	subtly	subtly	ADV
cblr-14252	703	34	change	change	VERB
cblr-14252	703	35	users	user	NOUN
cblr-14252	703	36	’	'	PUNCT
cblr-14252	703	37	mindset	mindset	NOUN
cblr-14252	703	38	without	without	ADP
cblr-14252	703	39	explicit	explicit	ADJ
cblr-14252	703	40	notification	notification	NOUN
cblr-14252	703	41	or	or	CCONJ
cblr-14252	703	42	informed	informed	ADJ
cblr-14252	703	43	consent	consent	NOUN
cblr-14252	703	44	.	.	PUNCT
cblr-14252	704	1	the	the	DET
cblr-14252	704	2	eu	eu	PROPN
cblr-14252	704	3	’s	’s	PROPN
cblr-14252	704	4	general	general	PROPN
cblr-14252	704	5	data	datum	NOUN
cblr-14252	704	6	protection	protection	NOUN
cblr-14252	704	7	regulation	regulation	NOUN
cblr-14252	704	8	(	(	PUNCT
cblr-14252	704	9	gdpr	gdpr	NOUN
cblr-14252	704	10	)	)	PUNCT
cblr-14252	704	11	attempts	attempt	VERB
cblr-14252	704	12	to	to	PART
cblr-14252	704	13	address	address	VERB
cblr-14252	704	14	some	some	PRON
cblr-14252	704	15	of	of	ADP
cblr-14252	704	16	these	these	DET
cblr-14252	704	17	concerns	concern	NOUN
cblr-14252	704	18	by	by	ADP
cblr-14252	704	19	forming	form	VERB
cblr-14252	704	20	a	a	DET
cblr-14252	704	21	basic	basic	ADJ
cblr-14252	704	22	right	right	NOUN
cblr-14252	704	23	to	to	ADP
cblr-14252	704	24	privacy	privacy	NOUN
cblr-14252	704	25	that	that	PRON
cblr-14252	704	26	entails	entail	VERB
cblr-14252	704	27	individuals	individual	NOUN
cblr-14252	704	28	’	'	PUNCT
cblr-14252	704	29	right	right	NOUN
cblr-14252	704	30	to	to	PART
cblr-14252	704	31	have	have	AUX
cblr-14252	704	32	their	their	PRON
cblr-14252	704	33	data	datum	NOUN
cblr-14252	704	34	deleted	delete	VERB
cblr-14252	704	35	and	and	CCONJ
cblr-14252	704	36	transmitted	transmit	VERB
cblr-14252	704	37	,	,	PUNCT
cblr-14252	704	38	among	among	ADP
cblr-14252	704	39	other	other	ADJ
cblr-14252	704	40	requirements.170	requirements.170	NOUN
cblr-14252	704	41	but	but	CCONJ
cblr-14252	704	42	even	even	ADV
cblr-14252	704	43	with	with	ADP
cblr-14252	704	44	laws	law	NOUN
cblr-14252	704	45	such	such	ADJ
cblr-14252	704	46	as	as	ADP
cblr-14252	704	47	the	the	DET
cblr-14252	704	48	gdpr	gdpr	NOUN
cblr-14252	704	49	in	in	ADP
cblr-14252	704	50	place	place	NOUN
cblr-14252	704	51	,	,	PUNCT
cblr-14252	704	52	issues	issue	NOUN
cblr-14252	704	53	like	like	ADP
cblr-14252	704	54	consumer	consumer	NOUN
cblr-14252	704	55	disclosure	disclosure	NOUN
cblr-14252	704	56	,	,	PUNCT
cblr-14252	704	57	informed	informed	ADJ
cblr-14252	704	58	consent	consent	NOUN
cblr-14252	704	59	,	,	PUNCT
cblr-14252	704	60	and	and	CCONJ
cblr-14252	704	61	termination	termination	NOUN
cblr-14252	704	62	of	of	ADP
cblr-14252	704	63	contractual	contractual	ADJ
cblr-14252	704	64	agreements	agreement	NOUN
cblr-14252	704	65	seems	seem	VERB
cblr-14252	704	66	challenging	challenge	VERB
cblr-14252	704	67	to	to	PART
cblr-14252	704	68	effectively	effectively	ADV
cblr-14252	704	69	manage.171	manage.171	VERB
cblr-14252	704	70	trading	trading	NOUN
cblr-14252	704	71	apps	app	NOUN
cblr-14252	704	72	’	'	PUNCT
cblr-14252	704	73	user	user	NOUN
cblr-14252	704	74	-	-	PUNCT
cblr-14252	704	75	authorization	authorization	NOUN
cblr-14252	704	76	should	should	AUX
cblr-14252	704	77	be	be	AUX
cblr-14252	704	78	the	the	DET
cblr-14252	704	79	legal	legal	ADJ
cblr-14252	704	80	basis	basis	NOUN
cblr-14252	704	81	that	that	PRON
cblr-14252	704	82	enables	enable	VERB
cblr-14252	704	83	them	they	PRON
cblr-14252	704	84	to	to	PART
cblr-14252	704	85	manage	manage	VERB
cblr-14252	704	86	users	user	NOUN
cblr-14252	704	87	’	’	PART
cblr-14252	704	88	data	datum	NOUN
cblr-14252	704	89	—	—	PUNCT
cblr-14252	704	90	financial	financial	ADJ
cblr-14252	704	91	or	or	CCONJ
cblr-14252	704	92	otherwise.172	otherwise.172	NUM
cblr-14252	704	93	but	but	CCONJ
cblr-14252	704	94	users	user	NOUN
cblr-14252	704	95	will	will	AUX
cblr-14252	704	96	not	not	PART
cblr-14252	704	97	be	be	AUX
cblr-14252	704	98	able	able	ADJ
cblr-14252	704	99	to	to	PART
cblr-14252	704	100	actually	actually	ADV
cblr-14252	704	101	make	make	VERB
cblr-14252	704	102	informed	informed	ADJ
cblr-14252	704	103	choices	choice	NOUN
cblr-14252	704	104	in	in	ADP
cblr-14252	704	105	the	the	DET
cblr-14252	704	106	absence	absence	NOUN
cblr-14252	704	107	of	of	ADP
cblr-14252	704	108	a	a	DET
cblr-14252	704	109	visible	visible	ADJ
cblr-14252	704	110	,	,	PUNCT
cblr-14252	704	111	understandable	understandable	ADJ
cblr-14252	704	112	,	,	PUNCT
cblr-14252	704	113	and	and	CCONJ
cblr-14252	704	114	available	available	ADJ
cblr-14252	704	115	disclosure	disclosure	NOUN
cblr-14252	704	116	about	about	ADP
cblr-14252	704	117	the	the	DET
cblr-14252	704	118	trading	trading	NOUN
cblr-14252	704	119	app	app	NOUN
cblr-14252	704	120	’s	’s	PART
cblr-14252	704	121	features	feature	NOUN
cblr-14252	704	122	.	.	PUNCT
cblr-14252	705	1	without	without	ADP
cblr-14252	705	2	one	one	NUM
cblr-14252	705	3	,	,	PUNCT
cblr-14252	705	4	it	it	PRON
cblr-14252	705	5	is	be	AUX
cblr-14252	705	6	impossible	impossible	ADJ
cblr-14252	705	7	to	to	PART
cblr-14252	705	8	understand	understand	VERB
cblr-14252	705	9	the	the	DET
cblr-14252	705	10	risks	risk	NOUN
cblr-14252	705	11	,	,	PUNCT
cblr-14252	705	12	costs	cost	NOUN
cblr-14252	705	13	,	,	PUNCT
cblr-14252	705	14	and	and	CCONJ
cblr-14252	705	15	benefits	benefit	NOUN
cblr-14252	705	16	of	of	ADP
cblr-14252	705	17	using	use	VERB
cblr-14252	705	18	those	those	DET
cblr-14252	705	19	features.173	features.173	ADJ
cblr-14252	705	20	some	some	DET
cblr-14252	705	21	trading	trading	NOUN
cblr-14252	705	22	apps	app	NOUN
cblr-14252	705	23	offer	offer	VERB
cblr-14252	705	24	hard	hard	ADJ
cblr-14252	705	25	-	-	PUNCT
cblr-14252	705	26	to	to	ADP
cblr-14252	705	27	-	-	PUNCT
cblr-14252	705	28	follow	follow	NOUN
cblr-14252	705	29	disclosures	disclosure	NOUN
cblr-14252	705	30	regarding	regard	VERB
cblr-14252	705	31	which	which	DET
cblr-14252	705	32	type	type	NOUN
cblr-14252	705	33	of	of	ADP
cblr-14252	705	34	data	datum	NOUN
cblr-14252	705	35	will	will	AUX
cblr-14252	705	36	be	be	AUX
cblr-14252	705	37	collected	collect	VERB
cblr-14252	705	38	and	and	CCONJ
cblr-14252	705	39	how	how	SCONJ
cblr-14252	705	40	such	such	ADJ
cblr-14252	705	41	data	datum	NOUN
cblr-14252	705	42	will	will	AUX
cblr-14252	705	43	be	be	AUX
cblr-14252	705	44	used	use	VERB
cblr-14252	705	45	and	and	CCONJ
cblr-14252	705	46	stored	store	VERB
cblr-14252	705	47	.	.	PUNCT
cblr-14252	706	1	in	in	ADP
cblr-14252	706	2	other	other	ADJ
cblr-14252	706	3	situations	situation	NOUN
cblr-14252	706	4	,	,	PUNCT
cblr-14252	706	5	the	the	DET
cblr-14252	706	6	disclosures	disclosure	NOUN
cblr-14252	706	7	,	,	PUNCT
cblr-14252	706	8	terms	term	NOUN
cblr-14252	706	9	,	,	PUNCT
cblr-14252	706	10	and	and	CCONJ
cblr-14252	706	11	conditions	condition	NOUN
cblr-14252	706	12	are	be	AUX
cblr-14252	706	13	challenging	challenge	VERB
cblr-14252	706	14	to	to	PART
cblr-14252	706	15	find	find	VERB
cblr-14252	706	16	or	or	CCONJ
cblr-14252	706	17	may	may	AUX
cblr-14252	706	18	be	be	AUX
cblr-14252	706	19	written	write	VERB
cblr-14252	706	20	in	in	ADP
cblr-14252	706	21	such	such	DET
cblr-14252	706	22	a	a	DET
cblr-14252	706	23	complicated	complicated	ADJ
cblr-14252	706	24	way	way	NOUN
cblr-14252	706	25	that	that	PRON
cblr-14252	706	26	only	only	ADV
cblr-14252	706	27	sophisticated	sophisticated	ADJ
cblr-14252	706	28	players	player	NOUN
cblr-14252	706	29	are	be	AUX
cblr-14252	706	30	able	able	ADJ
cblr-14252	706	31	to	to	PART
cblr-14252	706	32	make	make	VERB
cblr-14252	706	33	sense	sense	NOUN
cblr-14252	706	34	of	of	ADP
cblr-14252	706	35	them	they	PRON
cblr-14252	706	36	,	,	PUNCT
cblr-14252	706	37	and	and	CCONJ
cblr-14252	706	38	most	most	ADJ
cblr-14252	706	39	users	user	NOUN
cblr-14252	706	40	,	,	PUNCT
cblr-14252	706	41	who	who	PRON
cblr-14252	706	42	are	be	AUX
cblr-14252	706	43	young	young	ADJ
cblr-14252	706	44	and	and	CCONJ
cblr-14252	706	45	inexperienced	inexperienced	ADJ
cblr-14252	706	46	in	in	ADP
cblr-14252	706	47	such	such	ADJ
cblr-14252	706	48	legalese	legalese	NOUN
cblr-14252	706	49	,	,	PUNCT
cblr-14252	706	50	will	will	AUX
cblr-14252	706	51	find	find	VERB
cblr-14252	706	52	themselves	themselves	PRON
cblr-14252	706	53	lost	lose	VERB
cblr-14252	706	54	in	in	ADP
cblr-14252	706	55	170	170	NUM
cblr-14252	706	56	see	see	NOUN
cblr-14252	706	57	,	,	PUNCT
cblr-14252	706	58	e.g.	e.g.	ADV
cblr-14252	706	59	,	,	PUNCT
cblr-14252	706	60	wilbur	wilbur	PROPN
cblr-14252	706	61	ross	ross	PROPN
cblr-14252	706	62	,	,	PUNCT
cblr-14252	706	63	e.u	e.u	PROPN
cblr-14252	706	64	.	.	PROPN
cblr-14252	706	65	data	data	PROPN
cblr-14252	706	66	privacy	privacy	NOUN
cblr-14252	706	67	laws	law	NOUN
cblr-14252	706	68	are	be	AUX
cblr-14252	706	69	likely	likely	ADJ
cblr-14252	706	70	to	to	PART
cblr-14252	706	71	create	create	VERB
cblr-14252	706	72	barriers	barrier	NOUN
cblr-14252	706	73	to	to	ADP
cblr-14252	706	74	trade	trade	NOUN
cblr-14252	706	75	,	,	PUNCT
cblr-14252	706	76	fin	fin	NOUN
cblr-14252	706	77	.	.	PUNCT
cblr-14252	707	1	times	times	PROPN
cblr-14252	707	2	(	(	PUNCT
cblr-14252	707	3	may	may	PROPN
cblr-14252	707	4	30	30	NUM
cblr-14252	707	5	,	,	PUNCT
cblr-14252	707	6	2018	2018	NUM
cblr-14252	707	7	)	)	PUNCT
cblr-14252	707	8	,	,	PUNCT
cblr-14252	707	9	https://www.ft.com/content/9d261f44-6255-11e8-bdd1-cc0534df682c	https://www.ft.com/content/9d261f44-6255-11e8-bdd1-cc0534df682c	NOUN
cblr-14252	708	1	[	[	X
cblr-14252	708	2	https://perma.cc/lu	https://perma.cc/lu	VERB
cblr-14252	708	3	79	79	NUM
cblr-14252	708	4	-	-	SYM
cblr-14252	708	5	5qvn	5qvn	NOUN
cblr-14252	708	6	]	]	PUNCT
cblr-14252	708	7	.	.	PUNCT
cblr-14252	709	1	171	171	NUM
cblr-14252	709	2	see	see	VERB
cblr-14252	709	3	,	,	PUNCT
cblr-14252	709	4	e.g.	e.g.	ADV
cblr-14252	709	5	,	,	PUNCT
cblr-14252	709	6	jean	jean	PROPN
cblr-14252	709	7	-	-	PUNCT
cblr-14252	709	8	michel	michel	PROPN
cblr-14252	709	9	franco	franco	PROPN
cblr-14252	709	10	,	,	PUNCT
cblr-14252	709	11	how	how	SCONJ
cblr-14252	709	12	australian	australian	ADJ
cblr-14252	709	13	companies	company	NOUN
cblr-14252	709	14	are	be	AUX
cblr-14252	709	15	failing	fail	VERB
cblr-14252	709	16	to	to	PART
cblr-14252	709	17	meet	meet	VERB
cblr-14252	709	18	data	datum	NOUN
cblr-14252	709	19	privacy	privacy	NOUN
cblr-14252	709	20	compliance	compliance	NOUN
cblr-14252	709	21	,	,	PUNCT
cblr-14252	709	22	fintech	fintech	NOUN
cblr-14252	709	23	bus	bus	NOUN
cblr-14252	709	24	.	.	PUNCT
cblr-14252	710	1	(	(	PUNCT
cblr-14252	710	2	feb	feb	PROPN
cblr-14252	710	3	.	.	PROPN
cblr-14252	710	4	3	3	NUM
cblr-14252	710	5	,	,	PUNCT
cblr-14252	710	6	2020	2020	NUM
cblr-14252	710	7	)	)	PUNCT
cblr-14252	710	8	,	,	PUNCT
cblr-14252	710	9	https://www.fintechbusiness.com/blogs/1654-how-australiancompanies-are-failing-to-meet-data-privacy-compliance	https://www.fintechbusiness.com/blogs/1654-how-australiancompanies-are-failing-to-meet-data-privacy-compliance	X
cblr-14252	711	1	[	[	X
cblr-14252	711	2	https://perma.cc/3xns-95ld	https://perma.cc/3xns-95ld	X
cblr-14252	711	3	]	]	X
cblr-14252	711	4	.	.	PUNCT
cblr-14252	712	1	172	172	NUM
cblr-14252	712	2	u.s	u.s	PROPN
cblr-14252	712	3	.	.	PROPN
cblr-14252	712	4	dep’t	dep’t	NOUN
cblr-14252	712	5	of	of	ADP
cblr-14252	712	6	the	the	DET
cblr-14252	712	7	treasury	treasury	NOUN
cblr-14252	712	8	,	,	PUNCT
cblr-14252	712	9	a	a	DET
cblr-14252	712	10	financial	financial	ADJ
cblr-14252	712	11	system	system	NOUN
cblr-14252	712	12	that	that	PRON
cblr-14252	712	13	creates	create	VERB
cblr-14252	712	14	economic	economic	ADJ
cblr-14252	712	15	opportunities	opportunity	NOUN
cblr-14252	712	16	:	:	PUNCT
cblr-14252	712	17	nonbank	nonbank	NOUN
cblr-14252	712	18	financials	financial	NOUN
cblr-14252	712	19	,	,	PUNCT
cblr-14252	712	20	fintech	fintech	NOUN
cblr-14252	712	21	,	,	PUNCT
cblr-14252	712	22	and	and	CCONJ
cblr-14252	712	23	innovation	innovation	NOUN
cblr-14252	712	24	32	32	NUM
cblr-14252	712	25	(	(	PUNCT
cblr-14252	712	26	2018	2018	NUM
cblr-14252	712	27	)	)	PUNCT
cblr-14252	713	1	[	[	X
cblr-14252	713	2	hereinafter	hereinafter	NOUN
cblr-14252	713	3	2018	2018	NUM
cblr-14252	713	4	treasury	treasury	PROPN
cblr-14252	713	5	report	report	NOUN
cblr-14252	713	6	]	]	X
cblr-14252	713	7	.	.	PUNCT
cblr-14252	714	1	173	173	NUM
cblr-14252	715	1	i	i	PRON
cblr-14252	715	2	d.	d.	PROPN
cblr-14252	715	3	at	at	ADP
cblr-14252	715	4	32–33	32–33	NUM
cblr-14252	715	5	.	.	PUNCT
cblr-14252	716	1	358	358	NUM
cblr-14252	716	2	columbia	columbia	PROPN
cblr-14252	716	3	business	business	NOUN
cblr-14252	716	4	law	law	PROPN
cblr-14252	716	5	review	review	NOUN
cblr-14252	716	6	[	[	X
cblr-14252	716	7	vol	vol	NOUN
cblr-14252	716	8	.	.	PUNCT
cblr-14252	716	9	2025	2025	NUM
cblr-14252	716	10	translation	translation	NOUN
cblr-14252	716	11	,	,	PUNCT
cblr-14252	716	12	scrolling	scroll	VERB
cblr-14252	716	13	down	down	ADP
cblr-14252	716	14	to	to	ADP
cblr-14252	716	15	the	the	DET
cblr-14252	716	16	“	"	PUNCT
cblr-14252	716	17	accept	accept	VERB
cblr-14252	716	18	”	"	PUNCT
cblr-14252	716	19	button.174	button.174	ADV
cblr-14252	716	20	moreover	moreover	ADV
cblr-14252	716	21	,	,	PUNCT
cblr-14252	716	22	as	as	SCONJ
cblr-14252	716	23	most	most	ADJ
cblr-14252	716	24	users	user	NOUN
cblr-14252	716	25	rely	rely	VERB
cblr-14252	716	26	on	on	ADP
cblr-14252	716	27	their	their	PRON
cblr-14252	716	28	smart	smart	ADJ
cblr-14252	716	29	devices	device	NOUN
cblr-14252	716	30	for	for	ADP
cblr-14252	716	31	trading	trading	NOUN
cblr-14252	716	32	apps	app	NOUN
cblr-14252	716	33	,	,	PUNCT
cblr-14252	716	34	the	the	DET
cblr-14252	716	35	chances	chance	NOUN
cblr-14252	716	36	that	that	SCONJ
cblr-14252	716	37	they	they	PRON
cblr-14252	716	38	will	will	AUX
cblr-14252	716	39	actually	actually	ADV
cblr-14252	716	40	bother	bother	VERB
cblr-14252	716	41	to	to	PART
cblr-14252	716	42	read	read	VERB
cblr-14252	716	43	and	and	CCONJ
cblr-14252	716	44	comprehend	comprehend	VERB
cblr-14252	716	45	lengthy	lengthy	ADJ
cblr-14252	716	46	,	,	PUNCT
cblr-14252	716	47	comprehensive	comprehensive	ADJ
cblr-14252	716	48	disclosures	disclosure	NOUN
cblr-14252	716	49	are	be	AUX
cblr-14252	716	50	not	not	PART
cblr-14252	716	51	high.175	high.175	VERB
cblr-14252	716	52	additionally	additionally	ADV
cblr-14252	716	53	,	,	PUNCT
cblr-14252	716	54	even	even	ADV
cblr-14252	716	55	if	if	SCONJ
cblr-14252	716	56	“	"	PUNCT
cblr-14252	716	57	[	[	X
cblr-14252	716	58	d]isclosures	d]isclosure	NOUN
cblr-14252	716	59	written	write	VERB
cblr-14252	716	60	in	in	ADP
cblr-14252	716	61	plain	plain	ADJ
cblr-14252	716	62	language	language	NOUN
cblr-14252	716	63	might	might	AUX
cblr-14252	716	64	increase	increase	VERB
cblr-14252	716	65	consumer	consumer	NOUN
cblr-14252	716	66	awareness	awareness	NOUN
cblr-14252	716	67	.	.	PUNCT
cblr-14252	716	68	.	.	PUNCT
cblr-14252	716	69	.	.	PUNCT
cblr-14252	717	1	that	that	SCONJ
cblr-14252	717	2	only	only	ADV
cblr-14252	717	3	works	work	VERB
cblr-14252	717	4	if	if	SCONJ
cblr-14252	717	5	consumers	consumer	NOUN
cblr-14252	717	6	actually	actually	ADV
cblr-14252	717	7	read	read	VERB
cblr-14252	717	8	the	the	DET
cblr-14252	717	9	‘	'	PUNCT
cblr-14252	717	10	terms	term	NOUN
cblr-14252	717	11	and	and	CCONJ
cblr-14252	717	12	conditions	condition	NOUN
cblr-14252	717	13	’	'	PUNCT
cblr-14252	717	14	before	before	ADP
cblr-14252	717	15	downloading	download	VERB
cblr-14252	717	16	the	the	DET
cblr-14252	717	17	latest	late	ADJ
cblr-14252	717	18	financial	financial	ADJ
cblr-14252	717	19	app	app	NOUN
cblr-14252	717	20	.	.	PUNCT
cblr-14252	717	21	”176	”176	PUNCT
cblr-14252	718	1	yet	yet	ADV
cblr-14252	718	2	,	,	PUNCT
cblr-14252	718	3	users	user	NOUN
cblr-14252	718	4	normally	normally	ADV
cblr-14252	718	5	do	do	AUX
cblr-14252	718	6	not	not	PART
cblr-14252	718	7	read	read	VERB
cblr-14252	718	8	disclosures,177	disclosures,177	PRON
cblr-14252	718	9	and	and	CCONJ
cblr-14252	718	10	many	many	ADJ
cblr-14252	718	11	scholars	scholar	NOUN
cblr-14252	718	12	have	have	AUX
cblr-14252	718	13	argued	argue	VERB
cblr-14252	718	14	that	that	SCONJ
cblr-14252	718	15	not	not	PART
cblr-14252	718	16	reading	read	VERB
cblr-14252	718	17	such	such	ADJ
cblr-14252	718	18	terms	term	NOUN
cblr-14252	718	19	is	be	AUX
cblr-14252	718	20	actually	actually	ADV
cblr-14252	718	21	rational,178	rational,178	NOUN
cblr-14252	718	22	as	as	ADP
cblr-14252	718	23	whether	whether	SCONJ
cblr-14252	718	24	one	one	NUM
cblr-14252	718	25	reads	read	NOUN
cblr-14252	718	26	or	or	CCONJ
cblr-14252	718	27	not	not	PART
cblr-14252	718	28	does	do	AUX
cblr-14252	718	29	not	not	PART
cblr-14252	718	30	really	really	ADV
cblr-14252	718	31	change	change	VERB
cblr-14252	718	32	anything	anything	PRON
cblr-14252	718	33	.	.	PUNCT
cblr-14252	719	1	some	some	PRON
cblr-14252	719	2	prefer	prefer	VERB
cblr-14252	719	3	convenience	convenience	NOUN
cblr-14252	719	4	over	over	ADP
cblr-14252	719	5	security	security	NOUN
cblr-14252	719	6	and	and	CCONJ
cblr-14252	719	7	continue	continue	VERB
cblr-14252	719	8	to	to	PART
cblr-14252	719	9	rely	rely	VERB
cblr-14252	719	10	on	on	ADP
cblr-14252	719	11	their	their	PRON
cblr-14252	719	12	banks	bank	NOUN
cblr-14252	719	13	to	to	PART
cblr-14252	719	14	safeguard	safeguard	VERB
cblr-14252	719	15	their	their	PRON
cblr-14252	719	16	data.179	data.179	NOUN
cblr-14252	719	17	moreover	moreover	ADV
cblr-14252	719	18	,	,	PUNCT
cblr-14252	719	19	disclosures	disclosure	NOUN
cblr-14252	719	20	may	may	AUX
cblr-14252	719	21	not	not	PART
cblr-14252	719	22	be	be	AUX
cblr-14252	719	23	beneficial	beneficial	ADJ
cblr-14252	719	24	if	if	SCONJ
cblr-14252	719	25	users	user	NOUN
cblr-14252	719	26	are	be	AUX
cblr-14252	719	27	unaware	unaware	ADJ
cblr-14252	719	28	of	of	ADP
cblr-14252	719	29	the	the	DET
cblr-14252	719	30	fundamental	fundamental	ADJ
cblr-14252	719	31	relationships	relationship	NOUN
cblr-14252	719	32	that	that	PRON
cblr-14252	719	33	characterize	characterize	VERB
cblr-14252	719	34	the	the	DET
cblr-14252	719	35	services	service	NOUN
cblr-14252	719	36	and	and	CCONJ
cblr-14252	719	37	products	product	NOUN
cblr-14252	719	38	they	they	PRON
cblr-14252	719	39	are	be	AUX
cblr-14252	719	40	using.180	using.180	ADP
cblr-14252	719	41	for	for	ADP
cblr-14252	719	42	example	example	NOUN
cblr-14252	719	43	,	,	PUNCT
cblr-14252	719	44	trading	trading	NOUN
cblr-14252	719	45	apps	app	NOUN
cblr-14252	719	46	rely	rely	VERB
cblr-14252	719	47	on	on	ADP
cblr-14252	719	48	other	other	ADJ
cblr-14252	719	49	service	service	NOUN
cblr-14252	719	50	providers	provider	NOUN
cblr-14252	719	51	,	,	PUNCT
cblr-14252	719	52	including	include	VERB
cblr-14252	719	53	data	datum	NOUN
cblr-14252	719	54	174	174	NUM
cblr-14252	719	55	i	i	PRON
cblr-14252	719	56	d.	d.	PROPN
cblr-14252	719	57	at	at	ADP
cblr-14252	719	58	32	32	NUM
cblr-14252	719	59	.	.	PUNCT
cblr-14252	720	1	175	175	NUM
cblr-14252	720	2	see	see	VERB
cblr-14252	720	3	i	i	PRON
cblr-14252	720	4	d.	d.	PROPN
cblr-14252	720	5	176	176	NUM
cblr-14252	720	6	amber	amber	PROPN
cblr-14252	720	7	goodrich	goodrich	PROPN
cblr-14252	720	8	,	,	PUNCT
cblr-14252	720	9	5	5	NUM
cblr-14252	720	10	challenges	challenge	NOUN
cblr-14252	720	11	of	of	ADP
cblr-14252	720	12	sharing	share	VERB
cblr-14252	720	13	consumer	consumer	NOUN
cblr-14252	720	14	data	datum	NOUN
cblr-14252	720	15	,	,	PUNCT
cblr-14252	720	16	comput	comput	NOUN
cblr-14252	720	17	.	.	PUNCT
cblr-14252	721	1	serv	serv	PROPN
cblr-14252	721	2	.	.	PROPN
cblr-14252	721	3	,	,	PUNCT
cblr-14252	721	4	inc	inc	PROPN
cblr-14252	721	5	.	.	PROPN
cblr-14252	722	1	(	(	PUNCT
cblr-14252	722	2	nov	nov	PROPN
cblr-14252	722	3	.	.	PROPN
cblr-14252	722	4	8	8	NUM
cblr-14252	722	5	,	,	PUNCT
cblr-14252	722	6	2017	2017	NUM
cblr-14252	722	7	)	)	PUNCT
cblr-14252	722	8	,	,	PUNCT
cblr-14252	722	9	https://www.csiweb.com/resources/blog/post/2017/11/08/5-challenges-ofsharing-consumer-data	https://www.csiweb.com/resources/blog/post/2017/11/08/5-challenges-ofsharing-consumer-data	NOUN
cblr-14252	722	10	.	.	PUNCT
cblr-14252	723	1	[	[	X
cblr-14252	723	2	https://perma.cc/6lm3-bzr4	https://perma.cc/6lm3-bzr4	X
cblr-14252	723	3	]	]	X
cblr-14252	723	4	.	.	PUNCT
cblr-14252	724	1	177	177	NUM
cblr-14252	724	2	jeff	jeff	PROPN
cblr-14252	724	3	sovern	sovern	PROPN
cblr-14252	724	4	,	,	PUNCT
cblr-14252	724	5	elayne	elayne	PROPN
cblr-14252	724	6	e.	e.	PROPN
cblr-14252	724	7	greenberg	greenberg	PROPN
cblr-14252	724	8	,	,	PUNCT
cblr-14252	724	9	paul	paul	PROPN
cblr-14252	724	10	f.	f.	PROPN
cblr-14252	724	11	kirgis	kirgis	PROPN
cblr-14252	724	12	&	&	CCONJ
cblr-14252	724	13	yuxiang	yuxiang	PROPN
cblr-14252	724	14	liu	liu	PROPN
cblr-14252	724	15	,	,	PUNCT
cblr-14252	724	16	“	"	PUNCT
cblr-14252	724	17	whimsy	whimsy	ADJ
cblr-14252	724	18	little	little	ADJ
cblr-14252	724	19	contracts	contract	NOUN
cblr-14252	724	20	”	"	PUNCT
cblr-14252	724	21	with	with	ADP
cblr-14252	724	22	unexpected	unexpected	ADJ
cblr-14252	724	23	consequences	consequence	NOUN
cblr-14252	724	24	:	:	PUNCT
cblr-14252	724	25	an	an	DET
cblr-14252	724	26	empirical	empirical	ADJ
cblr-14252	724	27	analysis	analysis	NOUN
cblr-14252	724	28	of	of	ADP
cblr-14252	724	29	consumer	consumer	NOUN
cblr-14252	724	30	understanding	understanding	NOUN
cblr-14252	724	31	of	of	ADP
cblr-14252	724	32	arbitration	arbitration	NOUN
cblr-14252	724	33	agreements	agreement	NOUN
cblr-14252	724	34	,	,	PUNCT
cblr-14252	724	35	75	75	NUM
cblr-14252	724	36	md	md	PROPN
cblr-14252	724	37	.	.	PUNCT
cblr-14252	724	38	l.	l.	PROPN
cblr-14252	724	39	rev	rev	PROPN
cblr-14252	724	40	.	.	PROPN
cblr-14252	724	41	1	1	NUM
cblr-14252	724	42	,	,	PUNCT
cblr-14252	724	43	15–18	15–18	NUM
cblr-14252	724	44	(	(	PUNCT
cblr-14252	724	45	2015	2015	NUM
cblr-14252	724	46	)	)	PUNCT
cblr-14252	724	47	.	.	PUNCT
cblr-14252	725	1	178	178	NUM
cblr-14252	726	1	i	i	PRON
cblr-14252	726	2	d.	d.	PROPN
cblr-14252	726	3	at	at	ADP
cblr-14252	726	4	18	18	NUM
cblr-14252	726	5	,	,	PUNCT
cblr-14252	726	6	n.81	n.81	PROPN
cblr-14252	726	7	(	(	PUNCT
cblr-14252	726	8	quoting	quote	VERB
cblr-14252	726	9	omri	omri	PROPN
cblr-14252	726	10	ben	ben	PROPN
cblr-14252	726	11	-	-	PROPN
cblr-14252	726	12	shahar	shahar	PROPN
cblr-14252	726	13	&	&	CCONJ
cblr-14252	726	14	carl	carl	PROPN
cblr-14252	726	15	e.	e.	PROPN
cblr-14252	726	16	schneider	schneider	PROPN
cblr-14252	726	17	,	,	PUNCT
cblr-14252	726	18	more	more	ADJ
cblr-14252	726	19	than	than	SCONJ
cblr-14252	726	20	you	you	PRON
cblr-14252	726	21	wanted	want	VERB
cblr-14252	726	22	to	to	PART
cblr-14252	726	23	know	know	VERB
cblr-14252	726	24	:	:	PUNCT
cblr-14252	726	25	the	the	DET
cblr-14252	726	26	failure	failure	NOUN
cblr-14252	726	27	of	of	ADP
cblr-14252	726	28	mandated	mandate	VERB
cblr-14252	726	29	disclosure	disclosure	NOUN
cblr-14252	726	30	10	10	NUM
cblr-14252	726	31	(	(	PUNCT
cblr-14252	726	32	2014	2014	NUM
cblr-14252	726	33	)	)	PUNCT
cblr-14252	726	34	)	)	PUNCT
cblr-14252	726	35	.	.	PUNCT
cblr-14252	727	1	179	179	NUM
cblr-14252	727	2	according	accord	VERB
cblr-14252	727	3	to	to	ADP
cblr-14252	727	4	one	one	NUM
cblr-14252	727	5	survey	survey	NOUN
cblr-14252	727	6	,	,	PUNCT
cblr-14252	727	7	91	91	NUM
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cblr-14252	727	14	willingly	willingly	ADV
cblr-14252	727	15	accept	accept	VERB
cblr-14252	727	16	the	the	DET
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cblr-14252	727	18	and	and	CCONJ
cblr-14252	727	19	conditions	condition	NOUN
cblr-14252	727	20	of	of	ADP
cblr-14252	727	21	apps	app	NOUN
cblr-14252	727	22	without	without	ADP
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cblr-14252	727	24	them	they	PRON
cblr-14252	727	25	,	,	PUNCT
cblr-14252	727	26	”	"	PUNCT
cblr-14252	727	27	and	and	CCONJ
cblr-14252	727	28	for	for	ADP
cblr-14252	727	29	consumers	consumer	NOUN
cblr-14252	727	30	aged	aged	ADJ
cblr-14252	727	31	18–34	18–34	NUM
cblr-14252	727	32	,	,	PUNCT
cblr-14252	727	33	the	the	DET
cblr-14252	727	34	acceptance	acceptance	NOUN
cblr-14252	727	35	rate	rate	NOUN
cblr-14252	727	36	,	,	PUNCT
cblr-14252	727	37	without	without	ADP
cblr-14252	727	38	reading	read	VERB
cblr-14252	727	39	them	they	PRON
cblr-14252	727	40	,	,	PUNCT
cblr-14252	727	41	is	be	AUX
cblr-14252	727	42	97	97	NUM
cblr-14252	727	43	%	%	NOUN
cblr-14252	727	44	.	.	PUNCT
cblr-14252	728	1	deloitte	deloitte	PROPN
cblr-14252	728	2	,	,	PUNCT
cblr-14252	728	3	2017	2017	NUM
cblr-14252	728	4	global	global	ADJ
cblr-14252	728	5	mobile	mobile	ADJ
cblr-14252	728	6	consumer	consumer	NOUN
cblr-14252	728	7	survey	survey	NOUN
cblr-14252	728	8	12	12	NUM
cblr-14252	728	9	(	(	PUNCT
cblr-14252	728	10	u.s	u.s	PROPN
cblr-14252	728	11	.	.	PROPN
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cblr-14252	728	13	.	.	PROPN
cblr-14252	728	14	2017	2017	NUM
cblr-14252	728	15	)	)	PUNCT
cblr-14252	728	16	.	.	PUNCT
cblr-14252	729	1	see	see	VERB
cblr-14252	729	2	also	also	ADV
cblr-14252	729	3	key	key	ADJ
cblr-14252	729	4	findings	finding	NOUN
cblr-14252	729	5	from	from	ADP
cblr-14252	729	6	the	the	DET
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cblr-14252	729	8	digital	digital	ADJ
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cblr-14252	729	11	,	,	PUNCT
cblr-14252	729	12	a.t	a.t	PROPN
cblr-14252	729	13	.	.	PROPN
cblr-14252	729	14	kearney	kearney	PROPN
cblr-14252	729	15	(	(	PUNCT
cblr-14252	729	16	apr	apr	PROPN
cblr-14252	729	17	.	.	PROPN
cblr-14252	729	18	2018	2018	NUM
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cblr-14252	729	20	,	,	PUNCT
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cblr-14252	730	1	[	[	X
cblr-14252	730	2	https://perma.cc/6j5e-3las	https://perma.cc/6j5e-3las	X
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cblr-14252	730	4	(	(	PUNCT
cblr-14252	730	5	“	"	PUNCT
cblr-14252	730	6	consumers	consumer	NOUN
cblr-14252	730	7	view	view	VERB
cblr-14252	730	8	banks	bank	NOUN
cblr-14252	730	9	as	as	ADP
cblr-14252	730	10	their	their	PRON
cblr-14252	730	11	best	good	ADJ
cblr-14252	730	12	agent	agent	NOUN
cblr-14252	730	13	in	in	ADP
cblr-14252	730	14	protecting	protect	VERB
cblr-14252	730	15	consumer	consumer	NOUN
cblr-14252	730	16	data	datum	NOUN
cblr-14252	730	17	privacy	privacy	NOUN
cblr-14252	730	18	and	and	CCONJ
cblr-14252	730	19	security	security	NOUN
cblr-14252	730	20	[	[	X
cblr-14252	730	21	.	.	X
cblr-14252	730	22	]	]	X
cblr-14252	730	23	”	"	PUNCT
cblr-14252	730	24	)	)	PUNCT
cblr-14252	730	25	.	.	PUNCT
cblr-14252	731	1	180	180	NUM
cblr-14252	731	2	nizan	nizan	NOUN
cblr-14252	731	3	geslevich	geslevich	NOUN
cblr-14252	731	4	packin	packin	NOUN
cblr-14252	731	5	,	,	PUNCT
cblr-14252	731	6	show	show	VERB
cblr-14252	731	7	me	i	PRON
cblr-14252	731	8	the	the	DET
cblr-14252	731	9	(	(	PUNCT
cblr-14252	731	10	data	datum	NOUN
cblr-14252	731	11	about	about	ADP
cblr-14252	731	12	the	the	DET
cblr-14252	731	13	)	)	PUNCT
cblr-14252	731	14	money	money	NOUN
cblr-14252	731	15	!	!	PUNCT
cblr-14252	731	16	,	,	PUNCT
cblr-14252	731	17	2020	2020	NUM
cblr-14252	731	18	utah	utah	PROPN
cblr-14252	731	19	l.	l.	PROPN
cblr-14252	731	20	rev	rev	PROPN
cblr-14252	731	21	.	.	PROPN
cblr-14252	731	22	1277	1277	NUM
cblr-14252	731	23	,	,	PUNCT
cblr-14252	731	24	1288	1288	NUM
cblr-14252	731	25	(	(	PUNCT
cblr-14252	731	26	2021	2021	NUM
cblr-14252	731	27	)	)	PUNCT
cblr-14252	731	28	.	.	PUNCT
cblr-14252	732	1	no	no	INTJ
cblr-14252	732	2	.	.	NOUN
cblr-14252	732	3	1	1	NUM
cblr-14252	732	4	]	]	PUNCT
cblr-14252	732	5	risk	risk	NOUN
cblr-14252	732	6	,	,	PUNCT
cblr-14252	732	7	discretion	discretion	NOUN
cblr-14252	732	8	,	,	PUNCT
cblr-14252	732	9	and	and	CCONJ
cblr-14252	732	10	bank	bank	NOUN
cblr-14252	732	11	supervision	supervision	NOUN
cblr-14252	732	12	359	359	NUM
cblr-14252	732	13	aggregators	aggregator	NOUN
cblr-14252	732	14	,	,	PUNCT
cblr-14252	732	15	to	to	PART
cblr-14252	732	16	access	access	NOUN
cblr-14252	732	17	or	or	CCONJ
cblr-14252	732	18	process	process	NOUN
cblr-14252	732	19	users	user	NOUN
cblr-14252	732	20	’	'	PUNCT
cblr-14252	732	21	general	general	ADJ
cblr-14252	732	22	and	and	CCONJ
cblr-14252	732	23	financial	financial	ADJ
cblr-14252	732	24	information	information	NOUN
cblr-14252	732	25	.	.	PUNCT
cblr-14252	733	1	when	when	SCONJ
cblr-14252	733	2	consumers	consumer	NOUN
cblr-14252	733	3	use	use	VERB
cblr-14252	733	4	fintech	fintech	NOUN
cblr-14252	733	5	apps	app	NOUN
cblr-14252	733	6	(	(	PUNCT
cblr-14252	733	7	like	like	ADP
cblr-14252	733	8	robinhood	robinhood	PROPN
cblr-14252	733	9	or	or	CCONJ
cblr-14252	733	10	venmo	venmo	NOUN
cblr-14252	733	11	)	)	PUNCT
cblr-14252	733	12	they	they	PRON
cblr-14252	733	13	usually	usually	ADV
cblr-14252	733	14	do	do	VERB
cblr-14252	733	15	so	so	ADV
cblr-14252	733	16	by	by	ADP
cblr-14252	733	17	providing	provide	VERB
cblr-14252	733	18	account	account	NOUN
cblr-14252	733	19	information	information	NOUN
cblr-14252	733	20	to	to	ADP
cblr-14252	733	21	data	datum	NOUN
cblr-14252	733	22	aggregators	aggregator	NOUN
cblr-14252	733	23	.	.	PUNCT
cblr-14252	734	1	in	in	ADP
cblr-14252	734	2	the	the	DET
cblr-14252	734	3	u.s	u.s	PROPN
cblr-14252	734	4	.	.	PROPN
cblr-14252	734	5	,	,	PUNCT
cblr-14252	734	6	massive	massive	ADJ
cblr-14252	734	7	numbers	number	NOUN
cblr-14252	734	8	of	of	ADP
cblr-14252	734	9	consumers	consumer	NOUN
cblr-14252	734	10	are	be	AUX
cblr-14252	734	11	anticipated	anticipate	VERB
cblr-14252	734	12	to	to	ADP
cblr-14252	734	13	or	or	CCONJ
cblr-14252	734	14	have	have	AUX
cblr-14252	734	15	already	already	ADV
cblr-14252	734	16	signed	sign	VERB
cblr-14252	734	17	up	up	ADP
cblr-14252	734	18	in	in	ADP
cblr-14252	734	19	recent	recent	ADJ
cblr-14252	734	20	years	year	NOUN
cblr-14252	734	21	for	for	ADP
cblr-14252	734	22	fintech	fintech	NOUN
cblr-14252	734	23	apps	app	NOUN
cblr-14252	734	24	that	that	PRON
cblr-14252	734	25	rely	rely	VERB
cblr-14252	734	26	on	on	ADP
cblr-14252	734	27	data	datum	NOUN
cblr-14252	734	28	aggregators181	aggregators181	PROPN
cblr-14252	734	29	this	this	DET
cblr-14252	734	30	data	data	NOUN
cblr-14252	734	31	aggregation	aggregation	NOUN
cblr-14252	734	32	system	system	NOUN
cblr-14252	734	33	is	be	AUX
cblr-14252	734	34	believed	believe	VERB
cblr-14252	734	35	to	to	PART
cblr-14252	734	36	reach	reach	VERB
cblr-14252	734	37	about	about	ADV
cblr-14252	734	38	95	95	NUM
cblr-14252	734	39	%	%	NOUN
cblr-14252	734	40	of	of	ADP
cblr-14252	734	41	u.s	u.s	PROPN
cblr-14252	734	42	.	.	PROPN
cblr-14252	734	43	deposit	deposit	PROPN
cblr-14252	734	44	accounts.182	accounts.182	PROPN
cblr-14252	734	45	but	but	CCONJ
cblr-14252	734	46	the	the	DET
cblr-14252	734	47	involvement	involvement	NOUN
cblr-14252	734	48	and	and	CCONJ
cblr-14252	734	49	existence	existence	NOUN
cblr-14252	734	50	of	of	ADP
cblr-14252	734	51	these	these	DET
cblr-14252	734	52	other	other	ADJ
cblr-14252	734	53	service	service	NOUN
cblr-14252	734	54	providers	provider	NOUN
cblr-14252	734	55	,	,	PUNCT
cblr-14252	734	56	such	such	ADJ
cblr-14252	734	57	as	as	ADP
cblr-14252	734	58	data	datum	NOUN
cblr-14252	734	59	aggregators	aggregator	NOUN
cblr-14252	734	60	,	,	PUNCT
cblr-14252	734	61	may	may	AUX
cblr-14252	734	62	be	be	AUX
cblr-14252	734	63	entirely	entirely	ADV
cblr-14252	734	64	unclear	unclear	ADJ
cblr-14252	734	65	or	or	CCONJ
cblr-14252	734	66	unknown	unknown	ADJ
cblr-14252	734	67	to	to	ADP
cblr-14252	734	68	users	user	NOUN
cblr-14252	734	69	.	.	PUNCT
cblr-14252	735	1	this	this	DET
cblr-14252	735	2	problem	problem	NOUN
cblr-14252	735	3	relates	relate	VERB
cblr-14252	735	4	to	to	ADP
cblr-14252	735	5	third	third	ADJ
cblr-14252	735	6	-	-	PUNCT
cblr-14252	735	7	parties	party	NOUN
cblr-14252	735	8	collecting	collect	VERB
cblr-14252	735	9	and	and	CCONJ
cblr-14252	735	10	using	use	VERB
cblr-14252	735	11	user	user	NOUN
cblr-14252	735	12	data	datum	NOUN
cblr-14252	735	13	without	without	ADP
cblr-14252	735	14	providing	provide	VERB
cblr-14252	735	15	adequate	adequate	ADJ
cblr-14252	735	16	notice	notice	NOUN
cblr-14252	735	17	.	.	PUNCT
cblr-14252	736	1	a	a	DET
cblr-14252	736	2	leading	lead	VERB
cblr-14252	736	3	privacy	privacy	NOUN
cblr-14252	736	4	theory	theory	NOUN
cblr-14252	736	5	that	that	SCONJ
cblr-14252	736	6	deals	deal	VERB
cblr-14252	736	7	with	with	ADP
cblr-14252	736	8	this	this	DET
cblr-14252	736	9	legitimacy	legitimacy	NOUN
cblr-14252	736	10	issue	issue	NOUN
cblr-14252	736	11	is	be	AUX
cblr-14252	736	12	helen	helen	PROPN
cblr-14252	736	13	nissenbaum	nissenbaum	PROPN
cblr-14252	736	14	’s	’s	PART
cblr-14252	736	15	contextual	contextual	ADJ
cblr-14252	736	16	integrity	integrity	NOUN
cblr-14252	736	17	theory,183	theory,183	ADP
cblr-14252	736	18	which	which	PRON
cblr-14252	736	19	offers	offer	VERB
cblr-14252	736	20	a	a	DET
cblr-14252	736	21	conceptual	conceptual	ADJ
cblr-14252	736	22	framework	framework	NOUN
cblr-14252	736	23	of	of	ADP
cblr-14252	736	24	protected	protect	VERB
cblr-14252	736	25	private	private	ADJ
cblr-14252	736	26	information,184	information,184	PROPN
cblr-14252	736	27	in	in	ADP
cblr-14252	736	28	association	association	NOUN
cblr-14252	736	29	with	with	ADP
cblr-14252	736	30	the	the	DET
cblr-14252	736	31	norms	norm	NOUN
cblr-14252	736	32	of	of	ADP
cblr-14252	736	33	information	information	NOUN
cblr-14252	736	34	flow	flow	NOUN
cblr-14252	736	35	for	for	ADP
cblr-14252	736	36	particular	particular	ADJ
cblr-14252	736	37	contexts.185	contexts.185	NOUN
cblr-14252	736	38	her	her	PRON
cblr-14252	736	39	theory	theory	NOUN
cblr-14252	736	40	focuses	focus	VERB
cblr-14252	736	41	on	on	ADP
cblr-14252	736	42	the	the	DET
cblr-14252	736	43	norms	norm	NOUN
cblr-14252	736	44	governing	govern	VERB
cblr-14252	736	45	information	information	NOUN
cblr-14252	736	46	flow	flow	NOUN
cblr-14252	736	47	within	within	ADP
cblr-14252	736	48	specific	specific	ADJ
cblr-14252	736	49	contexts	context	NOUN
cblr-14252	736	50	rather	rather	ADV
cblr-14252	736	51	than	than	ADP
cblr-14252	736	52	the	the	DET
cblr-14252	736	53	traditional	traditional	ADJ
cblr-14252	736	54	distinction	distinction	NOUN
cblr-14252	736	55	between	between	ADP
cblr-14252	736	56	public	public	ADJ
cblr-14252	736	57	and	and	CCONJ
cblr-14252	736	58	private	private	ADJ
cblr-14252	736	59	data	datum	NOUN
cblr-14252	736	60	.	.	PUNCT
cblr-14252	737	1	accordingly	accordingly	ADV
cblr-14252	737	2	,	,	PUNCT
cblr-14252	737	3	privacy	privacy	NOUN
cblr-14252	737	4	violations	violation	NOUN
cblr-14252	737	5	occur	occur	VERB
cblr-14252	737	6	when	when	SCONJ
cblr-14252	737	7	these	these	DET
cblr-14252	737	8	norms	norm	NOUN
cblr-14252	737	9	are	be	AUX
cblr-14252	737	10	breached	breach	VERB
cblr-14252	737	11	—	—	PUNCT
cblr-14252	737	12	either	either	CCONJ
cblr-14252	737	13	by	by	ADP
cblr-14252	737	14	sharing	share	VERB
cblr-14252	737	15	information	information	NOUN
cblr-14252	737	16	that	that	PRON
cblr-14252	737	17	is	be	AUX
cblr-14252	737	18	contextually	contextually	ADV
cblr-14252	737	19	inappropriate	inappropriate	ADJ
cblr-14252	737	20	or	or	CCONJ
cblr-14252	737	21	by	by	ADP
cblr-14252	737	22	allowing	allow	VERB
cblr-14252	737	23	information	information	NOUN
cblr-14252	737	24	to	to	PART
cblr-14252	737	25	flow	flow	VERB
cblr-14252	737	26	in	in	ADP
cblr-14252	737	27	unexpected	unexpected	ADJ
cblr-14252	737	28	ways.186	ways.186	NOUN
cblr-14252	737	29	in	in	ADP
cblr-14252	737	30	a	a	DET
cblr-14252	737	31	trading	trading	NOUN
cblr-14252	737	32	apps	app	NOUN
cblr-14252	737	33	context	context	NOUN
cblr-14252	737	34	,	,	PUNCT
cblr-14252	737	35	norms	norm	NOUN
cblr-14252	737	36	of	of	ADP
cblr-14252	737	37	appropriateness	appropriateness	NOUN
cblr-14252	737	38	are	be	AUX
cblr-14252	737	39	ignored	ignore	VERB
cblr-14252	737	40	when	when	SCONJ
cblr-14252	737	41	third	third	ADJ
cblr-14252	737	42	parties	party	NOUN
cblr-14252	737	43	deal	deal	VERB
cblr-14252	737	44	with	with	ADP
cblr-14252	737	45	the	the	DET
cblr-14252	737	46	apps	app	NOUN
cblr-14252	737	47	,	,	PUNCT
cblr-14252	737	48	as	as	ADV
cblr-14252	737	49	often	often	ADV
cblr-14252	737	50	is	be	AUX
cblr-14252	737	51	181	181	NUM
cblr-14252	738	1	i	i	PRON
cblr-14252	738	2	d.	d.	NOUN
cblr-14252	738	3	at	at	ADP
cblr-14252	738	4	1286–87	1286–87	NUM
cblr-14252	738	5	.	.	PUNCT
cblr-14252	739	1	182	182	NUM
cblr-14252	739	2	zack	zack	PROPN
cblr-14252	739	3	meredith	meredith	PROPN
cblr-14252	739	4	&	&	CCONJ
cblr-14252	739	5	zeya	zeya	PROPN
cblr-14252	739	6	yang	yang	PROPN
cblr-14252	739	7	,	,	PUNCT
cblr-14252	739	8	the	the	DET
cblr-14252	739	9	all	all	ADV
cblr-14252	739	10	-	-	PUNCT
cblr-14252	739	11	new	new	ADJ
cblr-14252	739	12	plaid	plaid	NOUN
cblr-14252	739	13	link	link	NOUN
cblr-14252	739	14	,	,	PUNCT
cblr-14252	739	15	plaid	plaid	NOUN
cblr-14252	739	16	(	(	PUNCT
cblr-14252	739	17	oct.2,2020	oct.2,2020	PROPN
cblr-14252	739	18	)	)	PUNCT
cblr-14252	739	19	,	,	PUNCT
cblr-14252	739	20	https://plaid.com/blog/the-all-new-plaid-link/	https://plaid.com/blog/the-all-new-plaid-link/	PROPN
cblr-14252	740	1	[	[	X
cblr-14252	740	2	https://perma.cc/2sw4-ghgp	https://perma.cc/2sw4-ghgp	X
cblr-14252	740	3	]	]	X
cblr-14252	740	4	;	;	PUNCT
cblr-14252	740	5	michael	michael	PROPN
cblr-14252	740	6	deleon	deleon	PROPN
cblr-14252	740	7	,	,	PUNCT
cblr-14252	740	8	a	a	DET
cblr-14252	740	9	buyer	buyer	NOUN
cblr-14252	740	10	’s	’s	PART
cblr-14252	740	11	guide	guide	NOUN
cblr-14252	740	12	to	to	ADP
cblr-14252	740	13	data	data	NOUN
cblr-14252	740	14	aggregation	aggregation	NOUN
cblr-14252	740	15	,	,	PUNCT
cblr-14252	740	16	tearsheet	tearsheet	NOUN
cblr-14252	740	17	(	(	PUNCT
cblr-14252	740	18	feb	feb	PROPN
cblr-14252	740	19	.	.	PROPN
cblr-14252	740	20	19	19	NUM
cblr-14252	740	21	,	,	PUNCT
cblr-14252	740	22	2019	2019	NUM
cblr-14252	740	23	)	)	PUNCT
cblr-14252	740	24	https://tearsheet.co/data/a-buyersguide-for-data-aggregation/.	https://tearsheet.co/data/a-buyersguide-for-data-aggregation/.	NOUN
cblr-14252	740	25	183	183	NUM
cblr-14252	740	26	see	see	VERB
cblr-14252	740	27	generally	generally	ADV
cblr-14252	740	28	helen	helen	PROPN
cblr-14252	740	29	nissenbaum	nissenbaum	PROPN
cblr-14252	740	30	,	,	PUNCT
cblr-14252	740	31	privacy	privacy	NOUN
cblr-14252	740	32	in	in	ADP
cblr-14252	740	33	context	context	NOUN
cblr-14252	740	34	(	(	PUNCT
cblr-14252	740	35	2010	2010	NUM
cblr-14252	740	36	)	)	PUNCT
cblr-14252	740	37	(	(	PUNCT
cblr-14252	740	38	describing	describe	VERB
cblr-14252	740	39	the	the	DET
cblr-14252	740	40	importance	importance	NOUN
cblr-14252	740	41	of	of	ADP
cblr-14252	740	42	social	social	ADJ
cblr-14252	740	43	contexts	context	NOUN
cblr-14252	740	44	and	and	CCONJ
cblr-14252	740	45	context	context	NOUN
cblr-14252	740	46	-	-	PUNCT
cblr-14252	740	47	relative	relative	ADJ
cblr-14252	740	48	informational	informational	ADJ
cblr-14252	740	49	norms	norm	NOUN
cblr-14252	740	50	when	when	SCONJ
cblr-14252	740	51	considering	consider	VERB
cblr-14252	740	52	the	the	DET
cblr-14252	740	53	right	right	NOUN
cblr-14252	740	54	to	to	ADP
cblr-14252	740	55	privacy	privacy	NOUN
cblr-14252	740	56	)	)	PUNCT
cblr-14252	740	57	;	;	PUNCT
cblr-14252	740	58	helen	helen	PROPN
cblr-14252	740	59	nissenbaum	nissenbaum	PROPN
cblr-14252	740	60	,	,	PUNCT
cblr-14252	740	61	privacy	privacy	NOUN
cblr-14252	740	62	as	as	ADP
cblr-14252	740	63	contextual	contextual	ADJ
cblr-14252	740	64	integrity	integrity	NOUN
cblr-14252	740	65	,	,	PUNCT
cblr-14252	740	66	79	79	NUM
cblr-14252	740	67	wash	wash	NOUN
cblr-14252	740	68	.	.	PUNCT
cblr-14252	741	1	l.	l.	PROPN
cblr-14252	741	2	rev	rev	PROPN
cblr-14252	741	3	.	.	PROPN
cblr-14252	741	4	119	119	NUM
cblr-14252	741	5	(	(	PUNCT
cblr-14252	741	6	2004	2004	NUM
cblr-14252	741	7	)	)	PUNCT
cblr-14252	741	8	.	.	PUNCT
cblr-14252	742	1	184	184	NUM
cblr-14252	742	2	see	see	VERB
cblr-14252	742	3	nizan	nizan	NOUN
cblr-14252	742	4	geslevich	geslevich	PROPN
cblr-14252	742	5	packin	packin	PROPN
cblr-14252	742	6	&	&	CCONJ
cblr-14252	742	7	yafit	yafit	PROPN
cblr-14252	742	8	lev	lev	PROPN
cblr-14252	742	9	-	-	PUNCT
cblr-14252	742	10	aretz	aretz	PROPN
cblr-14252	742	11	,	,	PUNCT
cblr-14252	742	12	on	on	ADP
cblr-14252	742	13	social	social	ADJ
cblr-14252	742	14	credit	credit	NOUN
cblr-14252	742	15	and	and	CCONJ
cblr-14252	742	16	the	the	DET
cblr-14252	742	17	right	right	NOUN
cblr-14252	742	18	to	to	PART
cblr-14252	742	19	be	be	AUX
cblr-14252	742	20	unnetworked	unnetworked	ADJ
cblr-14252	742	21	,	,	PUNCT
cblr-14252	742	22	2016	2016	NUM
cblr-14252	742	23	colum	colum	NOUN
cblr-14252	742	24	.	.	PUNCT
cblr-14252	743	1	bus	bus	NOUN
cblr-14252	743	2	.	.	PUNCT
cblr-14252	744	1	l.	l.	PROPN
cblr-14252	744	2	rev	rev	PROPN
cblr-14252	744	3	.	.	PROPN
cblr-14252	744	4	339	339	NUM
cblr-14252	744	5	,	,	PUNCT
cblr-14252	744	6	387–88	387–88	NUM
cblr-14252	744	7	(	(	PUNCT
cblr-14252	744	8	2016	2016	NUM
cblr-14252	744	9	)	)	PUNCT
cblr-14252	744	10	.	.	PUNCT
cblr-14252	745	1	185	185	NUM
cblr-14252	745	2	helen	helen	PROPN
cblr-14252	745	3	nissenbaum	nissenbaum	PROPN
cblr-14252	745	4	,	,	PUNCT
cblr-14252	745	5	privacy	privacy	NOUN
cblr-14252	745	6	as	as	ADP
cblr-14252	745	7	contextual	contextual	ADJ
cblr-14252	745	8	integrity	integrity	NOUN
cblr-14252	745	9	,	,	PUNCT
cblr-14252	745	10	79	79	NUM
cblr-14252	745	11	wash	wash	NOUN
cblr-14252	745	12	.	.	PUNCT
cblr-14252	746	1	l.	l.	PROPN
cblr-14252	746	2	rev	rev	PROPN
cblr-14252	746	3	.	.	PROPN
cblr-14252	746	4	119	119	NUM
cblr-14252	746	5	,	,	PUNCT
cblr-14252	746	6	136–38	136–38	NUM
cblr-14252	746	7	(	(	PUNCT
cblr-14252	746	8	2004	2004	NUM
cblr-14252	746	9	)	)	PUNCT
cblr-14252	746	10	.	.	PUNCT
cblr-14252	747	1	186	186	NUM
cblr-14252	748	1	i	i	PRON
cblr-14252	748	2	d.	d.	PROPN
cblr-14252	748	3	360	360	NUM
cblr-14252	749	1	columbia	columbia	PROPN
cblr-14252	749	2	business	business	NOUN
cblr-14252	749	3	law	law	PROPN
cblr-14252	749	4	review	review	NOUN
cblr-14252	749	5	[	[	X
cblr-14252	749	6	vol	vol	NOUN
cblr-14252	749	7	.	.	PUNCT
cblr-14252	749	8	2025	2025	NUM
cblr-14252	749	9	the	the	DET
cblr-14252	749	10	case	case	NOUN
cblr-14252	749	11	with	with	ADP
cblr-14252	749	12	fintech	fintech	NOUN
cblr-14252	749	13	.	.	PUNCT
cblr-14252	750	1	there	there	ADV
cblr-14252	750	2	,	,	PUNCT
cblr-14252	750	3	parties	party	NOUN
cblr-14252	750	4	collect	collect	VERB
cblr-14252	750	5	and	and	CCONJ
cblr-14252	750	6	use	use	VERB
cblr-14252	750	7	financial	financial	ADJ
cblr-14252	750	8	information	information	NOUN
cblr-14252	750	9	that	that	PRON
cblr-14252	750	10	the	the	DET
cblr-14252	750	11	users	user	NOUN
cblr-14252	750	12	shared	share	VERB
cblr-14252	750	13	as	as	ADP
cblr-14252	750	14	part	part	NOUN
cblr-14252	750	15	of	of	ADP
cblr-14252	750	16	the	the	DET
cblr-14252	750	17	interaction	interaction	NOUN
cblr-14252	750	18	with	with	ADP
cblr-14252	750	19	the	the	DET
cblr-14252	750	20	trading	trading	NOUN
cblr-14252	750	21	apps	app	NOUN
cblr-14252	750	22	.	.	PUNCT
cblr-14252	751	1	norms	norm	NOUN
cblr-14252	751	2	of	of	ADP
cblr-14252	751	3	information	information	NOUN
cblr-14252	751	4	flow	flow	NOUN
cblr-14252	751	5	are	be	AUX
cblr-14252	751	6	also	also	ADV
cblr-14252	751	7	breached	breach	VERB
cblr-14252	751	8	as	as	SCONJ
cblr-14252	751	9	users	user	NOUN
cblr-14252	751	10	are	be	AUX
cblr-14252	751	11	generally	generally	ADV
cblr-14252	751	12	unaware	unaware	ADJ
cblr-14252	751	13	of	of	ADP
cblr-14252	751	14	third	third	ADJ
cblr-14252	751	15	parties	party	NOUN
cblr-14252	751	16	,	,	PUNCT
cblr-14252	751	17	such	such	ADJ
cblr-14252	751	18	as	as	ADP
cblr-14252	751	19	data	datum	NOUN
cblr-14252	751	20	aggregators	aggregator	NOUN
cblr-14252	751	21	that	that	PRON
cblr-14252	751	22	work	work	VERB
cblr-14252	751	23	with	with	ADP
cblr-14252	751	24	most	most	ADJ
cblr-14252	751	25	fintech	fintech	NOUN
cblr-14252	751	26	and	and	CCONJ
cblr-14252	751	27	intermediate	intermediate	VERB
cblr-14252	751	28	their	their	PRON
cblr-14252	751	29	services	service	NOUN
cblr-14252	751	30	to	to	ADP
cblr-14252	751	31	users	user	NOUN
cblr-14252	751	32	.	.	PUNCT
cblr-14252	752	1	indeed	indeed	ADV
cblr-14252	752	2	,	,	PUNCT
cblr-14252	752	3	users	user	NOUN
cblr-14252	752	4	typically	typically	ADV
cblr-14252	752	5	do	do	AUX
cblr-14252	752	6	not	not	PART
cblr-14252	752	7	anticipate	anticipate	VERB
cblr-14252	752	8	such	such	ADJ
cblr-14252	752	9	use	use	NOUN
cblr-14252	752	10	of	of	ADP
cblr-14252	752	11	their	their	PRON
cblr-14252	752	12	financial	financial	ADJ
cblr-14252	752	13	information	information	NOUN
cblr-14252	752	14	when	when	SCONJ
cblr-14252	752	15	they	they	PRON
cblr-14252	752	16	first	first	ADV
cblr-14252	752	17	create	create	VERB
cblr-14252	752	18	their	their	PRON
cblr-14252	752	19	accounts	account	NOUN
cblr-14252	752	20	or	or	CCONJ
cblr-14252	752	21	begin	begin	VERB
cblr-14252	752	22	their	their	PRON
cblr-14252	752	23	relationship	relationship	NOUN
cblr-14252	752	24	with	with	ADP
cblr-14252	752	25	trading	trading	NOUN
cblr-14252	752	26	apps	app	NOUN
cblr-14252	752	27	.	.	PUNCT
cblr-14252	753	1	further	far	ADV
cblr-14252	753	2	,	,	PUNCT
cblr-14252	753	3	users	user	NOUN
cblr-14252	753	4	often	often	ADV
cblr-14252	753	5	do	do	AUX
cblr-14252	753	6	not	not	PART
cblr-14252	753	7	have	have	VERB
cblr-14252	753	8	an	an	DET
cblr-14252	753	9	easy	easy	ADJ
cblr-14252	753	10	way	way	NOUN
cblr-14252	753	11	to	to	PART
cblr-14252	753	12	revoke	revoke	VERB
cblr-14252	753	13	their	their	PRON
cblr-14252	753	14	consent	consent	NOUN
cblr-14252	753	15	of	of	ADP
cblr-14252	753	16	these	these	DET
cblr-14252	753	17	third	third	ADJ
cblr-14252	753	18	parties	party	NOUN
cblr-14252	753	19	’	'	PUNCT
cblr-14252	753	20	access	access	NOUN
cblr-14252	753	21	to	to	ADP
cblr-14252	753	22	and	and	CCONJ
cblr-14252	753	23	use	use	NOUN
cblr-14252	753	24	of	of	ADP
cblr-14252	753	25	their	their	PRON
cblr-14252	753	26	data.187	data.187	NOUN
cblr-14252	753	27	therefore	therefore	ADV
cblr-14252	753	28	,	,	PUNCT
cblr-14252	753	29	third	third	ADJ
cblr-14252	753	30	parties	party	NOUN
cblr-14252	753	31	may	may	AUX
cblr-14252	753	32	continue	continue	VERB
cblr-14252	753	33	to	to	PART
cblr-14252	753	34	save	save	VERB
cblr-14252	753	35	,	,	PUNCT
cblr-14252	753	36	use	use	NOUN
cblr-14252	753	37	,	,	PUNCT
cblr-14252	753	38	and	and	CCONJ
cblr-14252	753	39	even	even	ADV
cblr-14252	753	40	collect	collect	VERB
cblr-14252	753	41	information	information	NOUN
cblr-14252	753	42	without	without	ADP
cblr-14252	753	43	the	the	DET
cblr-14252	753	44	users	user	NOUN
cblr-14252	753	45	having	have	VERB
cblr-14252	753	46	any	any	DET
cblr-14252	753	47	control	control	NOUN
cblr-14252	753	48	over	over	ADP
cblr-14252	753	49	the	the	DET
cblr-14252	753	50	scope	scope	NOUN
cblr-14252	753	51	and	and	CCONJ
cblr-14252	753	52	duration	duration	NOUN
cblr-14252	753	53	of	of	ADP
cblr-14252	753	54	information	information	NOUN
cblr-14252	753	55	being	be	AUX
cblr-14252	753	56	attained	attain	VERB
cblr-14252	753	57	,	,	PUNCT
cblr-14252	753	58	used	use	VERB
cblr-14252	753	59	,	,	PUNCT
cblr-14252	753	60	or	or	CCONJ
cblr-14252	753	61	accessed	access	VERB
cblr-14252	753	62	.	.	PUNCT
cblr-14252	754	1	the	the	DET
cblr-14252	754	2	contextual	contextual	ADJ
cblr-14252	754	3	integrity	integrity	NOUN
cblr-14252	754	4	theory	theory	NOUN
cblr-14252	754	5	is	be	AUX
cblr-14252	754	6	directly	directly	ADV
cblr-14252	754	7	dependent	dependent	ADJ
cblr-14252	754	8	on	on	ADP
cblr-14252	754	9	individual	individual	ADJ
cblr-14252	754	10	and	and	CCONJ
cblr-14252	754	11	societal	societal	ADJ
cblr-14252	754	12	privacy	privacy	NOUN
cblr-14252	754	13	expectations	expectation	NOUN
cblr-14252	754	14	that	that	PRON
cblr-14252	754	15	are	be	AUX
cblr-14252	754	16	extremely	extremely	ADV
cblr-14252	754	17	prone	prone	ADJ
cblr-14252	754	18	to	to	ADP
cblr-14252	754	19	changes	change	NOUN
cblr-14252	754	20	over	over	ADP
cblr-14252	754	21	time	time	NOUN
cblr-14252	754	22	.	.	PUNCT
cblr-14252	755	1	for	for	ADP
cblr-14252	755	2	instance	instance	NOUN
cblr-14252	755	3	,	,	PUNCT
cblr-14252	755	4	if	if	SCONJ
cblr-14252	755	5	a	a	DET
cblr-14252	755	6	social	social	ADJ
cblr-14252	755	7	network	network	NOUN
cblr-14252	755	8	like	like	ADP
cblr-14252	755	9	facebook	facebook	PROPN
cblr-14252	755	10	—	—	PUNCT
cblr-14252	755	11	which	which	PRON
cblr-14252	755	12	recently	recently	ADV
cblr-14252	755	13	restructured	restructure	VERB
cblr-14252	755	14	and	and	CCONJ
cblr-14252	755	15	rebranded	rebrande	VERB
cblr-14252	755	16	as	as	ADP
cblr-14252	755	17	meta	meta	NOUN
cblr-14252	755	18	—	—	PUNCT
cblr-14252	755	19	becomes	become	VERB
cblr-14252	755	20	a	a	DET
cblr-14252	755	21	dominant	dominant	ADJ
cblr-14252	755	22	player	player	NOUN
cblr-14252	755	23	in	in	ADP
cblr-14252	755	24	the	the	DET
cblr-14252	755	25	financial	financial	ADJ
cblr-14252	755	26	ecosystem	ecosystem	NOUN
cblr-14252	755	27	,	,	PUNCT
cblr-14252	755	28	it	it	PRON
cblr-14252	755	29	could	could	AUX
cblr-14252	755	30	offer	offer	VERB
cblr-14252	755	31	not	not	PART
cblr-14252	755	32	only	only	ADV
cblr-14252	755	33	social	social	ADJ
cblr-14252	755	34	services	service	NOUN
cblr-14252	755	35	but	but	CCONJ
cblr-14252	755	36	also	also	ADV
cblr-14252	755	37	financial	financial	ADJ
cblr-14252	755	38	products	product	NOUN
cblr-14252	755	39	and	and	CCONJ
cblr-14252	755	40	web3.0	web3.0	VERB
cblr-14252	755	41	capabilities	capability	NOUN
cblr-14252	755	42	.	.	PUNCT
cblr-14252	756	1	the	the	DET
cblr-14252	756	2	metaverse	metaverse	NOUN
cblr-14252	756	3	would	would	AUX
cblr-14252	756	4	then	then	ADV
cblr-14252	756	5	function	function	VERB
cblr-14252	756	6	as	as	ADP
cblr-14252	756	7	a	a	DET
cblr-14252	756	8	virtual	virtual	ADJ
cblr-14252	756	9	world	world	NOUN
cblr-14252	756	10	where	where	SCONJ
cblr-14252	756	11	our	our	PRON
cblr-14252	756	12	digital	digital	ADJ
cblr-14252	756	13	avatars	avatar	NOUN
cblr-14252	756	14	interact	interact	VERB
cblr-14252	756	15	with	with	ADP
cblr-14252	756	16	those	those	PRON
cblr-14252	756	17	of	of	ADP
cblr-14252	756	18	our	our	PRON
cblr-14252	756	19	communities	community	NOUN
cblr-14252	756	20	and	and	CCONJ
cblr-14252	756	21	people	people	NOUN
cblr-14252	756	22	globally	globally	ADV
cblr-14252	756	23	to	to	ADP
cblr-14252	756	24	work	work	VERB
cblr-14252	756	25	,	,	PUNCT
cblr-14252	756	26	shop	shop	NOUN
cblr-14252	756	27	,	,	PUNCT
cblr-14252	756	28	attend	attend	VERB
cblr-14252	756	29	classes	class	NOUN
cblr-14252	756	30	,	,	PUNCT
cblr-14252	756	31	pursue	pursue	VERB
cblr-14252	756	32	hobbies	hobby	NOUN
cblr-14252	756	33	,	,	PUNCT
cblr-14252	756	34	enjoy	enjoy	VERB
cblr-14252	756	35	social	social	ADJ
cblr-14252	756	36	gatherings	gathering	NOUN
cblr-14252	756	37	,	,	PUNCT
cblr-14252	756	38	and	and	CCONJ
cblr-14252	756	39	more.188	more.188	NOUN
cblr-14252	756	40	it	it	PRON
cblr-14252	756	41	is	be	AUX
cblr-14252	756	42	clear	clear	ADJ
cblr-14252	756	43	that	that	SCONJ
cblr-14252	756	44	the	the	DET
cblr-14252	756	45	types	type	NOUN
cblr-14252	756	46	of	of	ADP
cblr-14252	756	47	information	information	NOUN
cblr-14252	756	48	users	user	NOUN
cblr-14252	756	49	would	would	AUX
cblr-14252	756	50	share	share	VERB
cblr-14252	756	51	on	on	ADP
cblr-14252	756	52	and	and	CCONJ
cblr-14252	756	53	with	with	SCONJ
cblr-14252	756	54	such	such	ADJ
cblr-14252	756	55	platforms	platform	NOUN
cblr-14252	756	56	would	would	AUX
cblr-14252	756	57	evolve	evolve	VERB
cblr-14252	756	58	.	.	PUNCT
cblr-14252	757	1	previously	previously	ADV
cblr-14252	757	2	,	,	PUNCT
cblr-14252	757	3	as	as	ADP
cblr-14252	757	4	a	a	DET
cblr-14252	757	5	purely	purely	ADV
cblr-14252	757	6	social	social	ADJ
cblr-14252	757	7	network	network	NOUN
cblr-14252	757	8	,	,	PUNCT
cblr-14252	757	9	users	user	NOUN
cblr-14252	757	10	shared	share	VERB
cblr-14252	757	11	personal	personal	ADJ
cblr-14252	757	12	information	information	NOUN
cblr-14252	757	13	with	with	ADP
cblr-14252	757	14	only	only	ADV
cblr-14252	757	15	the	the	DET
cblr-14252	757	16	social	social	ADJ
cblr-14252	757	17	media	medium	NOUN
cblr-14252	757	18	187	187	NUM
cblr-14252	757	19	see	see	VERB
cblr-14252	757	20	2018	2018	NUM
cblr-14252	757	21	treasury	treasury	PROPN
cblr-14252	757	22	report	report	NOUN
cblr-14252	757	23	,	,	PUNCT
cblr-14252	757	24	supra	supra	PROPN
cblr-14252	757	25	note	note	PROPN
cblr-14252	757	26	172	172	NUM
cblr-14252	757	27	,	,	PUNCT
cblr-14252	757	28	at	at	ADP
cblr-14252	757	29	33	33	NUM
cblr-14252	757	30	.	.	PUNCT
cblr-14252	758	1	188	188	NUM
cblr-14252	758	2	sarah	sarah	PROPN
cblr-14252	758	3	needleman	needleman	PROPN
cblr-14252	758	4	&	&	CCONJ
cblr-14252	758	5	kathryn	kathryn	PROPN
cblr-14252	758	6	dill	dill	PROPN
cblr-14252	758	7	,	,	PUNCT
cblr-14252	758	8	why	why	SCONJ
cblr-14252	758	9	the	the	DET
cblr-14252	758	10	metaverse	metaverse	NOUN
cblr-14252	758	11	will	will	AUX
cblr-14252	758	12	change	change	VERB
cblr-14252	758	13	the	the	DET
cblr-14252	758	14	way	way	NOUN
cblr-14252	758	15	you	you	PRON
cblr-14252	758	16	work	work	VERB
cblr-14252	758	17	,	,	PUNCT
cblr-14252	758	18	wall	wall	PROPN
cblr-14252	758	19	st	st	PROPN
cblr-14252	758	20	.	.	PROPN
cblr-14252	758	21	j.	j.	PROPN
cblr-14252	758	22	(	(	PUNCT
cblr-14252	758	23	feb	feb	PROPN
cblr-14252	758	24	.	.	PROPN
cblr-14252	758	25	7	7	NUM
cblr-14252	758	26	2022	2022	NUM
cblr-14252	758	27	)	)	PUNCT
cblr-14252	758	28	,	,	PUNCT
cblr-14252	758	29	https://www.wsj.com/articles/whythe-metaverse-will-change-the-way-you-work11644229800?mod=searchresults_pos20&page=1and	https://www.wsj.com/articles/whythe-metaverse-will-change-the-way-you-work11644229800?mod=searchresults_pos20&page=1and	PROPN
cblr-14252	758	30	;	;	PUNCT
cblr-14252	758	31	sarah	sarah	PROPN
cblr-14252	758	32	needleman	needleman	PROPN
cblr-14252	758	33	,	,	PUNCT
cblr-14252	758	34	the	the	DET
cblr-14252	758	35	amazing	amazing	ADJ
cblr-14252	758	36	things	thing	NOUN
cblr-14252	758	37	you	you	PRON
cblr-14252	758	38	’ll	’ll	AUX
cblr-14252	758	39	do	do	VERB
cblr-14252	758	40	in	in	ADP
cblr-14252	758	41	the	the	DET
cblr-14252	758	42	‘	'	PUNCT
cblr-14252	758	43	metaverse	metaverse	NOUN
cblr-14252	758	44	’	'	PUNCT
cblr-14252	758	45	and	and	CCONJ
cblr-14252	758	46	what	what	PRON
cblr-14252	758	47	it	it	PRON
cblr-14252	758	48	will	will	AUX
cblr-14252	758	49	take	take	VERB
cblr-14252	758	50	to	to	PART
cblr-14252	758	51	get	get	VERB
cblr-14252	758	52	there	there	ADV
cblr-14252	758	53	,	,	PUNCT
cblr-14252	758	54	wall	wall	PROPN
cblr-14252	758	55	st	st	PROPN
cblr-14252	758	56	.	.	PROPN
cblr-14252	758	57	j.	j.	PROPN
cblr-14252	758	58	(	(	PUNCT
cblr-14252	758	59	oct	oct	PROPN
cblr-14252	758	60	.	.	PROPN
cblr-14252	758	61	16	16	NUM
cblr-14252	758	62	,	,	PUNCT
cblr-14252	758	63	2021	2021	NUM
cblr-14252	758	64	)	)	PUNCT
cblr-14252	758	65	,	,	PUNCT
cblr-14252	758	66	https://www.wsj.com/articles/the	https://www.wsj.com/articles/the	DET
cblr-14252	758	67	amazing	amazing	ADJ
cblr-14252	758	68	-	-	PUNCT
cblr-14252	758	69	things	thing	NOUN
cblr-14252	758	70	-	-	PUNCT
cblr-14252	758	71	youll	youll	NOUN
cblr-14252	758	72	-	-	PUNCT
cblr-14252	758	73	do	do	NOUN
cblr-14252	758	74	-	-	PUNCT
cblr-14252	758	75	in	in	ADP
cblr-14252	758	76	-	-	PUNCT
cblr-14252	758	77	the	the	DET
cblr-14252	758	78	-	-	PUNCT
cblr-14252	758	79	metaverse	metaverse	NOUN
cblr-14252	758	80	-	-	PUNCT
cblr-14252	758	81	and	and	CCONJ
cblr-14252	758	82	-	-	PUNCT
cblr-14252	758	83	what	what	NOUN
cblr-14252	758	84	-	-	PUNCT
cblr-14252	758	85	it	it	PRON
cblr-14252	758	86	-	-	PUNCT
cblr-14252	758	87	will	will	AUX
cblr-14252	758	88	-	-	PUNCT
cblr-14252	758	89	take	take	VERB
cblr-14252	758	90	-	-	PUNCT
cblr-14252	758	91	to	to	ADP
cblr-14252	758	92	-	-	PUNCT
cblr-14252	758	93	getthere-11634396401?mod	getthere-11634396401?mod	NOUN
cblr-14252	758	94	=	=	PROPN
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cblr-14252	758	96	;	;	PUNCT
cblr-14252	758	97	andrew	andrew	PROPN
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cblr-14252	758	99	,	,	PUNCT
cblr-14252	758	100	how	how	SCONJ
cblr-14252	758	101	business	business	NOUN
cblr-14252	758	102	can	can	AUX
cblr-14252	758	103	make	make	VERB
cblr-14252	758	104	the	the	DET
cblr-14252	758	105	most	most	ADJ
cblr-14252	758	106	of	of	ADP
cblr-14252	758	107	the	the	DET
cblr-14252	758	108	metaverse	metaverse	NOUN
cblr-14252	758	109	,	,	PUNCT
cblr-14252	758	110	fin	fin	NOUN
cblr-14252	758	111	.	.	PUNCT
cblr-14252	759	1	times	times	PROPN
cblr-14252	759	2	(	(	PUNCT
cblr-14252	759	3	nov	nov	PROPN
cblr-14252	759	4	.	.	PROPN
cblr-14252	759	5	7	7	NUM
cblr-14252	759	6	,	,	PUNCT
cblr-14252	759	7	2021	2021	NUM
cblr-14252	759	8	)	)	PUNCT
cblr-14252	759	9	,	,	PUNCT
cblr-14252	760	1	https://www.ft.com/content/61ce8588-5233-44d0-aa12-ce9ed60fb314	https://www.ft.com/content/61ce8588-5233-44d0-aa12-ce9ed60fb314	PROPN
cblr-14252	761	1	[	[	X
cblr-14252	761	2	https://perma.cc/9gx5-8ffe	https://perma.cc/9gx5-8ffe	X
cblr-14252	761	3	]	]	X
cblr-14252	761	4	.	.	PUNCT
cblr-14252	762	1	no	no	INTJ
cblr-14252	762	2	.	.	NOUN
cblr-14252	762	3	1	1	NUM
cblr-14252	762	4	]	]	PUNCT
cblr-14252	762	5	risk	risk	NOUN
cblr-14252	762	6	,	,	PUNCT
cblr-14252	762	7	discretion	discretion	NOUN
cblr-14252	762	8	,	,	PUNCT
cblr-14252	762	9	and	and	CCONJ
cblr-14252	762	10	bank	bank	NOUN
cblr-14252	762	11	supervision	supervision	NOUN
cblr-14252	762	12	361	361	NUM
cblr-14252	762	13	context	context	NOUN
cblr-14252	762	14	in	in	ADP
cblr-14252	762	15	mind	mind	NOUN
cblr-14252	762	16	.	.	PUNCT
cblr-14252	763	1	now	now	ADV
cblr-14252	763	2	,	,	PUNCT
cblr-14252	763	3	they	they	PRON
cblr-14252	763	4	must	must	AUX
cblr-14252	763	5	recognize	recognize	VERB
cblr-14252	763	6	that	that	SCONJ
cblr-14252	763	7	their	their	PRON
cblr-14252	763	8	information	information	NOUN
cblr-14252	763	9	serves	serve	VERB
cblr-14252	763	10	additional	additional	ADJ
cblr-14252	763	11	purposes	purpose	NOUN
cblr-14252	763	12	,	,	PUNCT
cblr-14252	763	13	such	such	ADJ
cblr-14252	763	14	as	as	ADP
cblr-14252	763	15	feeding	feed	VERB
cblr-14252	763	16	into	into	ADP
cblr-14252	763	17	alternative	alternative	ADJ
cblr-14252	763	18	credit	credit	NOUN
cblr-14252	763	19	scoring	scoring	NOUN
cblr-14252	763	20	algorithms.189	algorithms.189	ADV
cblr-14252	763	21	if	if	SCONJ
cblr-14252	763	22	the	the	DET
cblr-14252	763	23	metaverse	metaverse	NOUN
cblr-14252	763	24	materializes	materialize	VERB
cblr-14252	763	25	and	and	CCONJ
cblr-14252	763	26	web3.0	web3.0	VERB
cblr-14252	763	27	marketing	marketing	NOUN
cblr-14252	763	28	becomes	become	VERB
cblr-14252	763	29	the	the	DET
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cblr-14252	763	33	'	'	PART
cblr-14252	763	34	information	information	NOUN
cblr-14252	763	35	shared	share	VERB
cblr-14252	763	36	with	with	ADP
cblr-14252	763	37	meta	meta	PROPN
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cblr-14252	763	39	inevitably	inevitably	ADV
cblr-14252	763	40	be	be	AUX
cblr-14252	763	41	repurposed	repurpose	VERB
cblr-14252	763	42	for	for	ADP
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cblr-14252	763	44	new	new	ADJ
cblr-14252	763	45	contexts	contexts	NOUN
cblr-14252	763	46	.	.	PUNCT
cblr-14252	764	1	this	this	DET
cblr-14252	764	2	mirrors	mirror	VERB
cblr-14252	764	3	how	how	SCONJ
cblr-14252	764	4	user	user	NOUN
cblr-14252	764	5	information	information	NOUN
cblr-14252	764	6	was	be	AUX
cblr-14252	764	7	previously	previously	ADV
cblr-14252	764	8	leveraged	leverage	VERB
cblr-14252	764	9	when	when	SCONJ
cblr-14252	764	10	the	the	DET
cblr-14252	764	11	social	social	ADJ
cblr-14252	764	12	network	network	NOUN
cblr-14252	764	13	expanded	expand	VERB
cblr-14252	764	14	into	into	ADP
cblr-14252	764	15	financial	financial	ADJ
cblr-14252	764	16	services	service	NOUN
cblr-14252	764	17	—	—	PUNCT
cblr-14252	764	18	offering	offer	VERB
cblr-14252	764	19	payment	payment	NOUN
cblr-14252	764	20	options	option	NOUN
cblr-14252	764	21	,	,	PUNCT
cblr-14252	764	22	cryptocurrency	cryptocurrency	NOUN
cblr-14252	764	23	,	,	PUNCT
cblr-14252	764	24	loans	loan	NOUN
cblr-14252	764	25	,	,	PUNCT
cblr-14252	764	26	and	and	CCONJ
cblr-14252	764	27	even	even	ADV
cblr-14252	764	28	developing	develop	VERB
cblr-14252	764	29	patented	patented	ADJ
cblr-14252	764	30	credit	credit	NOUN
cblr-14252	764	31	scoring	score	VERB
cblr-14252	764	32	mechanisms.191	mechanisms.191	PROPN
cblr-14252	764	33	therefore	therefore	ADV
cblr-14252	764	34	,	,	PUNCT
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cblr-14252	764	36	sharing	share	VERB
cblr-14252	764	37	personal	personal	ADJ
cblr-14252	764	38	information	information	NOUN
cblr-14252	764	39	on	on	ADP
cblr-14252	764	40	social	social	ADJ
cblr-14252	764	41	media	medium	NOUN
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cblr-14252	764	43	platforms	platform	NOUN
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cblr-14252	764	47	point	point	NOUN
cblr-14252	764	48	in	in	ADP
cblr-14252	764	49	time	time	NOUN
cblr-14252	764	50	,	,	PUNCT
cblr-14252	764	51	must	must	AUX
cblr-14252	764	52	understand	understand	VERB
cblr-14252	764	53	that	that	SCONJ
cblr-14252	764	54	in	in	ADP
cblr-14252	764	55	the	the	DET
cblr-14252	764	56	future	future	NOUN
cblr-14252	764	57	the	the	DET
cblr-14252	764	58	context	context	NOUN
cblr-14252	764	59	could	could	AUX
cblr-14252	764	60	be	be	AUX
cblr-14252	764	61	different	different	ADJ
cblr-14252	764	62	and	and	CCONJ
cblr-14252	764	63	many	many	ADJ
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cblr-14252	764	67	detailed	detail	VERB
cblr-14252	764	68	above	above	ADV
cblr-14252	764	69	would	would	AUX
cblr-14252	764	70	lose	lose	VERB
cblr-14252	764	71	much	much	ADJ
cblr-14252	764	72	of	of	ADP
cblr-14252	764	73	their	their	PRON
cblr-14252	764	74	strength	strength	NOUN
cblr-14252	764	75	because	because	SCONJ
cblr-14252	764	76	the	the	DET
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cblr-14252	764	78	of	of	ADP
cblr-14252	764	79	financial	financial	ADJ
cblr-14252	764	80	and	and	CCONJ
cblr-14252	764	81	personal	personal	ADJ
cblr-14252	764	82	information	information	NOUN
cblr-14252	764	83	for	for	ADP
cblr-14252	764	84	other	other	ADJ
cblr-14252	764	85	purposes	purpose	NOUN
cblr-14252	764	86	would	would	AUX
cblr-14252	764	87	no	no	ADV
cblr-14252	764	88	longer	long	ADV
cblr-14252	764	89	be	be	AUX
cblr-14252	764	90	utterly	utterly	ADV
cblr-14252	764	91	outside	outside	ADP
cblr-14252	764	92	the	the	DET
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cblr-14252	764	94	of	of	ADP
cblr-14252	764	95	a	a	DET
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cblr-14252	764	100	.	.	PUNCT
cblr-14252	765	1	ii	ii	X
cblr-14252	765	2	.	.	PUNCT
cblr-14252	766	1	users	user	NOUN
cblr-14252	766	2	’	’	PART
cblr-14252	766	3	decisional	decisional	ADJ
cblr-14252	766	4	autonomy	autonomy	NOUN
cblr-14252	766	5	and	and	CCONJ
cblr-14252	766	6	choices	choice	NOUN
cblr-14252	766	7	to	to	ADP
cblr-14252	766	8	the	the	DET
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cblr-14252	766	10	that	that	PRON
cblr-14252	766	11	gamification	gamification	NOUN
cblr-14252	766	12	features	feature	VERB
cblr-14252	766	13	subvert	subvert	VERB
cblr-14252	766	14	users	user	NOUN
cblr-14252	766	15	’	’	PART
cblr-14252	766	16	choices	choice	NOUN
cblr-14252	766	17	,	,	PUNCT
cblr-14252	766	18	decisional	decisional	ADJ
cblr-14252	766	19	autonomy	autonomy	NOUN
cblr-14252	766	20	may	may	AUX
cblr-14252	766	21	be	be	AUX
cblr-14252	766	22	undermined	undermine	VERB
cblr-14252	766	23	,	,	PUNCT
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cblr-14252	766	25	to	to	ADP
cblr-14252	766	26	privacy	privacy	NOUN
cblr-14252	766	27	-	-	PUNCT
cblr-14252	766	28	related	relate	VERB
cblr-14252	766	29	harms.192	harms.192	NOUN
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cblr-14252	766	31	tactics	tactic	NOUN
cblr-14252	766	32	,	,	PUNCT
cblr-14252	766	33	such	such	ADJ
cblr-14252	766	34	as	as	ADP
cblr-14252	766	35	reward	reward	NOUN
cblr-14252	766	36	systems	system	NOUN
cblr-14252	766	37	,	,	PUNCT
cblr-14252	766	38	push	push	NOUN
cblr-14252	766	39	notifications	notification	NOUN
cblr-14252	766	40	,	,	PUNCT
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cblr-14252	766	43	,	,	PUNCT
cblr-14252	766	44	are	be	AUX
cblr-14252	766	45	designed	design	VERB
cblr-14252	766	46	to	to	PART
cblr-14252	766	47	exploit	exploit	VERB
cblr-14252	766	48	cognitive	cognitive	ADJ
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cblr-14252	766	67	.	.	PUNCT
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cblr-14252	767	4	-	-	PUNCT
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cblr-14252	767	9	see	see	NOUN
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cblr-14252	767	13	-	-	PUNCT
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cblr-14252	767	15	&	&	CCONJ
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cblr-14252	767	18	-	-	PUNCT
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cblr-14252	767	20	,	,	PUNCT
cblr-14252	767	21	on	on	ADP
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cblr-14252	767	24	and	and	CCONJ
cblr-14252	767	25	the	the	DET
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cblr-14252	767	30	,	,	PUNCT
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cblr-14252	767	33	.	.	PUNCT
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cblr-14252	769	8	;	;	PUNCT
cblr-14252	769	9	nizan	nizan	NOUN
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cblr-14252	769	12	&	&	CCONJ
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cblr-14252	769	21	:	:	PUNCT
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cblr-14252	769	28	.	.	PUNCT
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cblr-14252	774	26	,	,	PUNCT
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cblr-14252	775	1	[	[	X
cblr-14252	775	2	https://perma.cc/4deq-zjg7	https://perma.cc/4deq-zjg7	PROPN
cblr-14252	775	3	]	]	PUNCT
cblr-14252	775	4	.	.	PUNCT
cblr-14252	776	1	192	192	NUM
cblr-14252	776	2	see	see	VERB
cblr-14252	776	3	julie	julie	PROPN
cblr-14252	776	4	cohen	cohen	PROPN
cblr-14252	776	5	,	,	PUNCT
cblr-14252	776	6	examined	examine	VERB
cblr-14252	776	7	lives	life	NOUN
cblr-14252	776	8	:	:	PUNCT
cblr-14252	776	9	informational	informational	ADJ
cblr-14252	776	10	privacy	privacy	NOUN
cblr-14252	776	11	and	and	CCONJ
cblr-14252	776	12	the	the	DET
cblr-14252	776	13	subject	subject	NOUN
cblr-14252	776	14	as	as	ADP
cblr-14252	776	15	object	object	NOUN
cblr-14252	776	16	,	,	PUNCT
cblr-14252	776	17	52	52	NUM
cblr-14252	776	18	stan	stan	NOUN
cblr-14252	776	19	.	.	PUNCT
cblr-14252	777	1	l.	l.	PROPN
cblr-14252	777	2	rev	rev	PROPN
cblr-14252	777	3	.	.	PROPN
cblr-14252	777	4	1373	1373	NUM
cblr-14252	777	5	(	(	PUNCT
cblr-14252	777	6	2000	2000	NUM
cblr-14252	777	7	)	)	PUNCT
cblr-14252	777	8	.	.	PUNCT
cblr-14252	778	1	362	362	NUM
cblr-14252	778	2	columbia	columbia	PROPN
cblr-14252	778	3	business	business	NOUN
cblr-14252	778	4	law	law	PROPN
cblr-14252	778	5	review	review	NOUN
cblr-14252	778	6	[	[	X
cblr-14252	778	7	vol	vol	NOUN
cblr-14252	778	8	.	.	PUNCT
cblr-14252	778	9	2025	2025	NUM
cblr-14252	778	10	financial	financial	ADJ
cblr-14252	778	11	services	service	NOUN
cblr-14252	778	12	,	,	PUNCT
cblr-14252	778	13	social	social	ADJ
cblr-14252	778	14	media	medium	NOUN
cblr-14252	778	15	,	,	PUNCT
cblr-14252	778	16	or	or	CCONJ
cblr-14252	778	17	even	even	ADV
cblr-14252	778	18	retail	retail	ADJ
cblr-14252	778	19	apps	app	NOUN
cblr-14252	778	20	,	,	PUNCT
cblr-14252	778	21	these	these	DET
cblr-14252	778	22	platforms	platform	NOUN
cblr-14252	778	23	often	often	ADV
cblr-14252	778	24	steer	steer	VERB
cblr-14252	778	25	users	user	NOUN
cblr-14252	778	26	into	into	ADP
cblr-14252	778	27	decisions	decision	NOUN
cblr-14252	778	28	that	that	SCONJ
cblr-14252	778	29	they	they	PRON
cblr-14252	778	30	might	might	AUX
cblr-14252	778	31	not	not	PART
cblr-14252	778	32	otherwise	otherwise	ADV
cblr-14252	778	33	make.193	make.193	NUM
cblr-14252	778	34	this	this	DET
cblr-14252	778	35	erosion	erosion	NOUN
cblr-14252	778	36	of	of	ADP
cblr-14252	778	37	decisional	decisional	ADJ
cblr-14252	778	38	autonomy	autonomy	NOUN
cblr-14252	778	39	can	can	AUX
cblr-14252	778	40	be	be	AUX
cblr-14252	778	41	analogized	analogize	VERB
cblr-14252	778	42	to	to	ADP
cblr-14252	778	43	privacy	privacy	NOUN
cblr-14252	778	44	-	-	PUNCT
cblr-14252	778	45	related	relate	VERB
cblr-14252	778	46	harms	harm	NOUN
cblr-14252	778	47	because	because	SCONJ
cblr-14252	778	48	both	both	PRON
cblr-14252	778	49	involve	involve	VERB
cblr-14252	778	50	subtle	subtle	ADJ
cblr-14252	778	51	forms	form	NOUN
cblr-14252	778	52	of	of	ADP
cblr-14252	778	53	manipulation	manipulation	NOUN
cblr-14252	778	54	that	that	PRON
cblr-14252	778	55	infringe	infringe	VERB
cblr-14252	778	56	upon	upon	SCONJ
cblr-14252	778	57	an	an	DET
cblr-14252	778	58	individual	individual	NOUN
cblr-14252	778	59	’s	’s	PART
cblr-14252	778	60	ability	ability	NOUN
cblr-14252	778	61	to	to	PART
cblr-14252	778	62	make	make	VERB
cblr-14252	778	63	independent	independent	ADJ
cblr-14252	778	64	,	,	PUNCT
cblr-14252	778	65	rational	rational	ADJ
cblr-14252	778	66	choices.194	choices.194	NOUN
cblr-14252	778	67	in	in	ADP
cblr-14252	778	68	privacy	privacy	NOUN
cblr-14252	778	69	contexts	contexts	NOUN
cblr-14252	778	70	,	,	PUNCT
cblr-14252	778	71	the	the	DET
cblr-14252	778	72	exploitation	exploitation	NOUN
cblr-14252	778	73	of	of	ADP
cblr-14252	778	74	user	user	NOUN
cblr-14252	778	75	data	datum	NOUN
cblr-14252	778	76	without	without	ADP
cblr-14252	778	77	clear	clear	ADJ
cblr-14252	778	78	consent	consent	NOUN
cblr-14252	778	79	or	or	CCONJ
cblr-14252	778	80	through	through	ADP
cblr-14252	778	81	opaque	opaque	ADJ
cblr-14252	778	82	practices	practice	NOUN
cblr-14252	778	83	diminishes	diminish	VERB
cblr-14252	778	84	an	an	DET
cblr-14252	778	85	individual	individual	NOUN
cblr-14252	778	86	’s	’s	PART
cblr-14252	778	87	control	control	NOUN
cblr-14252	778	88	over	over	ADP
cblr-14252	778	89	their	their	PRON
cblr-14252	778	90	personal	personal	ADJ
cblr-14252	778	91	information	information	NOUN
cblr-14252	778	92	.	.	PUNCT
cblr-14252	779	1	similarly	similarly	ADV
cblr-14252	779	2	,	,	PUNCT
cblr-14252	779	3	in	in	ADP
cblr-14252	779	4	environments	environment	NOUN
cblr-14252	779	5	where	where	SCONJ
cblr-14252	779	6	gamification	gamification	NOUN
cblr-14252	779	7	prevails	prevail	VERB
cblr-14252	779	8	,	,	PUNCT
cblr-14252	779	9	users	user	NOUN
cblr-14252	779	10	are	be	AUX
cblr-14252	779	11	gradually	gradually	ADV
cblr-14252	779	12	led	lead	VERB
cblr-14252	779	13	away	away	ADV
cblr-14252	779	14	from	from	ADP
cblr-14252	779	15	their	their	PRON
cblr-14252	779	16	original	original	ADJ
cblr-14252	779	17	preferences	preference	NOUN
cblr-14252	779	18	or	or	CCONJ
cblr-14252	779	19	intentions	intention	NOUN
cblr-14252	779	20	,	,	PUNCT
cblr-14252	779	21	as	as	SCONJ
cblr-14252	779	22	behavioral	behavioral	ADJ
cblr-14252	779	23	triggers	trigger	NOUN
cblr-14252	779	24	,	,	PUNCT
cblr-14252	779	25	like	like	ADP
cblr-14252	779	26	instant	instant	ADJ
cblr-14252	779	27	gratification	gratification	NOUN
cblr-14252	779	28	or	or	CCONJ
cblr-14252	779	29	fomo	fomo	NOUN
cblr-14252	779	30	,	,	PUNCT
cblr-14252	779	31	drive	drive	VERB
cblr-14252	779	32	them	they	PRON
cblr-14252	779	33	toward	toward	ADP
cblr-14252	779	34	predesigned	predesigned	ADJ
cblr-14252	779	35	outcomes	outcome	NOUN
cblr-14252	779	36	.	.	PUNCT
cblr-14252	780	1	the	the	DET
cblr-14252	780	2	problem	problem	NOUN
cblr-14252	780	3	deepens	deepen	VERB
cblr-14252	780	4	when	when	SCONJ
cblr-14252	780	5	such	such	ADJ
cblr-14252	780	6	mechanisms	mechanism	NOUN
cblr-14252	780	7	are	be	AUX
cblr-14252	780	8	integrated	integrate	VERB
cblr-14252	780	9	into	into	ADP
cblr-14252	780	10	areas	area	NOUN
cblr-14252	780	11	where	where	SCONJ
cblr-14252	780	12	decision	decision	NOUN
cblr-14252	780	13	-	-	PUNCT
cblr-14252	780	14	making	making	NOUN
cblr-14252	780	15	is	be	AUX
cblr-14252	780	16	critical	critical	ADJ
cblr-14252	780	17	,	,	PUNCT
cblr-14252	780	18	such	such	ADJ
cblr-14252	780	19	as	as	ADP
cblr-14252	780	20	financial	financial	ADJ
cblr-14252	780	21	investments	investment	NOUN
cblr-14252	780	22	or	or	CCONJ
cblr-14252	780	23	health	health	NOUN
cblr-14252	780	24	choices	choice	NOUN
cblr-14252	780	25	.	.	PUNCT
cblr-14252	781	1	for	for	ADP
cblr-14252	781	2	example	example	NOUN
cblr-14252	781	3	,	,	PUNCT
cblr-14252	781	4	trading	trading	NOUN
cblr-14252	781	5	apps	app	NOUN
cblr-14252	781	6	that	that	PRON
cblr-14252	781	7	gamify	gamify	VERB
cblr-14252	781	8	the	the	DET
cblr-14252	781	9	investment	investment	NOUN
cblr-14252	781	10	process	process	NOUN
cblr-14252	781	11	,	,	PUNCT
cblr-14252	781	12	using	use	VERB
cblr-14252	781	13	features	feature	NOUN
cblr-14252	781	14	like	like	ADP
cblr-14252	781	15	celebratory	celebratory	NOUN
cblr-14252	781	16	animations	animation	NOUN
cblr-14252	781	17	,	,	PUNCT
cblr-14252	781	18	leaderboards	leaderboard	NOUN
cblr-14252	781	19	,	,	PUNCT
cblr-14252	781	20	or	or	CCONJ
cblr-14252	781	21	instant	instant	ADJ
cblr-14252	781	22	feedback	feedback	NOUN
cblr-14252	781	23	loops	loop	NOUN
cblr-14252	781	24	,	,	PUNCT
cblr-14252	781	25	can	can	AUX
cblr-14252	781	26	push	push	VERB
cblr-14252	781	27	users	user	NOUN
cblr-14252	781	28	toward	toward	ADP
cblr-14252	781	29	risky	risky	ADJ
cblr-14252	781	30	,	,	PUNCT
cblr-14252	781	31	short	short	ADJ
cblr-14252	781	32	-	-	PUNCT
cblr-14252	781	33	term	term	NOUN
cblr-14252	781	34	trading	trading	NOUN
cblr-14252	781	35	behaviors	behavior	NOUN
cblr-14252	781	36	.	.	PUNCT
cblr-14252	782	1	these	these	DET
cblr-14252	782	2	behaviors	behavior	NOUN
cblr-14252	782	3	may	may	AUX
cblr-14252	782	4	be	be	AUX
cblr-14252	782	5	contrary	contrary	ADJ
cblr-14252	782	6	to	to	ADP
cblr-14252	782	7	users	user	NOUN
cblr-14252	782	8	’	'	PUNCT
cblr-14252	782	9	long	long	ADJ
cblr-14252	782	10	-	-	PUNCT
cblr-14252	782	11	term	term	NOUN
cblr-14252	782	12	financial	financial	ADJ
cblr-14252	782	13	goals	goal	NOUN
cblr-14252	782	14	but	but	CCONJ
cblr-14252	782	15	are	be	AUX
cblr-14252	782	16	incentivized	incentivize	VERB
cblr-14252	782	17	through	through	ADP
cblr-14252	782	18	193	193	NUM
cblr-14252	782	19	benner	benner	NOUN
cblr-14252	782	20	et	et	PROPN
cblr-14252	782	21	al	al	PROPN
cblr-14252	782	22	.	.	PROPN
cblr-14252	782	23	,	,	PUNCT
cblr-14252	782	24	supra	supra	PROPN
cblr-14252	782	25	note	note	PROPN
cblr-14252	782	26	144	144	NUM
cblr-14252	782	27	;	;	PUNCT
cblr-14252	782	28	mathieu	mathieu	PROPN
cblr-14252	782	29	thibault	thibault	PROPN
cblr-14252	782	30	&	&	CCONJ
cblr-14252	782	31	juho	juho	VERB
cblr-14252	782	32	hamari	hamari	ADJ
cblr-14252	782	33	,	,	PUNCT
cblr-14252	782	34	seven	seven	NUM
cblr-14252	782	35	points	point	NOUN
cblr-14252	782	36	to	to	ADP
cblr-14252	782	37	reappropriate	reappropriate	PROPN
cblr-14252	782	38	gamification	gamification	NOUN
cblr-14252	782	39	,	,	PUNCT
cblr-14252	782	40	in	in	ADP
cblr-14252	782	41	transforming	transform	VERB
cblr-14252	782	42	society	society	NOUN
cblr-14252	782	43	and	and	CCONJ
cblr-14252	782	44	organizations	organization	NOUN
cblr-14252	782	45	through	through	ADP
cblr-14252	782	46	gamification	gamification	NOUN
cblr-14252	782	47	11	11	NUM
cblr-14252	782	48	(	(	PUNCT
cblr-14252	782	49	a.	a.	NOUN
cblr-14252	782	50	spanellis	spanellis	PROPN
cblr-14252	782	51	&	&	CCONJ
cblr-14252	782	52	j.t	j.t	PROPN
cblr-14252	782	53	.	.	PROPN
cblr-14252	783	1	harviainen	harviainen	PROPN
cblr-14252	783	2	eds	eds	PROPN
cblr-14252	783	3	.	.	PROPN
cblr-14252	783	4	,	,	PUNCT
cblr-14252	783	5	2021	2021	NUM
cblr-14252	783	6	)	)	PUNCT
cblr-14252	783	7	;	;	PUNCT
cblr-14252	783	8	samuel	samuel	PROPN
cblr-14252	783	9	d.	d.	PROPN
cblr-14252	783	10	hirshman	hirshman	PROPN
cblr-14252	783	11	&	&	CCONJ
cblr-14252	783	12	abigail	abigail	PROPN
cblr-14252	783	13	b.	b.	PROPN
cblr-14252	783	14	sussman	sussman	PROPN
cblr-14252	783	15	,	,	PUNCT
cblr-14252	783	16	minimum	minimum	ADJ
cblr-14252	783	17	payments	payment	NOUN
cblr-14252	783	18	alter	alter	VERB
cblr-14252	783	19	debt	debt	NOUN
cblr-14252	783	20	repayment	repayment	NOUN
cblr-14252	783	21	strategies	strategy	NOUN
cblr-14252	783	22	across	across	ADP
cblr-14252	783	23	multiple	multiple	ADJ
cblr-14252	783	24	cards	card	NOUN
cblr-14252	783	25	,	,	PUNCT
cblr-14252	783	26	86	86	NUM
cblr-14252	783	27	j.	j.	PROPN
cblr-14252	783	28	mktg	mktg	PROPN
cblr-14252	783	29	.	.	PUNCT
cblr-14252	784	1	48	48	NUM
cblr-14252	784	2	(	(	PUNCT
cblr-14252	784	3	2022	2022	NUM
cblr-14252	784	4	)	)	PUNCT
cblr-14252	784	5	(	(	PUNCT
cblr-14252	784	6	explaining	explain	VERB
cblr-14252	784	7	that	that	SCONJ
cblr-14252	784	8	while	while	SCONJ
cblr-14252	784	9	prior	prior	ADJ
cblr-14252	784	10	research	research	NOUN
cblr-14252	784	11	has	have	AUX
cblr-14252	784	12	not	not	PART
cblr-14252	784	13	studied	study	VERB
cblr-14252	784	14	the	the	DET
cblr-14252	784	15	effects	effect	NOUN
cblr-14252	784	16	of	of	ADP
cblr-14252	784	17	specific	specific	ADJ
cblr-14252	784	18	game	game	NOUN
cblr-14252	784	19	elements	element	NOUN
cblr-14252	784	20	on	on	ADP
cblr-14252	784	21	consumers	consumer	NOUN
cblr-14252	784	22	’	’	PART
cblr-14252	784	23	risk	risk	NOUN
cblr-14252	784	24	preferences	preference	NOUN
cblr-14252	784	25	,	,	PUNCT
cblr-14252	784	26	it	it	PRON
cblr-14252	784	27	has	have	AUX
cblr-14252	784	28	shown	show	VERB
cblr-14252	784	29	that	that	SCONJ
cblr-14252	784	30	other	other	ADJ
cblr-14252	784	31	features	feature	NOUN
cblr-14252	784	32	of	of	ADP
cblr-14252	784	33	the	the	DET
cblr-14252	784	34	financial	financial	ADJ
cblr-14252	784	35	decision	decision	NOUN
cblr-14252	784	36	-	-	PUNCT
cblr-14252	784	37	making	make	VERB
cblr-14252	784	38	context	context	NOUN
cblr-14252	784	39	can	can	AUX
cblr-14252	784	40	shape	shape	VERB
cblr-14252	784	41	consumers	consumer	NOUN
cblr-14252	784	42	’	'	PUNCT
cblr-14252	784	43	willingness	willingness	NOUN
cblr-14252	784	44	to	to	PART
cblr-14252	784	45	take	take	VERB
cblr-14252	784	46	risk	risk	NOUN
cblr-14252	784	47	;	;	PUNCT
cblr-14252	784	48	for	for	ADP
cblr-14252	784	49	example	example	NOUN
cblr-14252	784	50	,	,	PUNCT
cblr-14252	784	51	requiring	require	VERB
cblr-14252	784	52	minimum	minimum	NOUN
cblr-14252	784	53	(	(	PUNCT
cblr-14252	784	54	vs.	vs.	X
cblr-14252	784	55	high	high	ADJ
cblr-14252	784	56	)	)	PUNCT
cblr-14252	784	57	payments	payment	NOUN
cblr-14252	784	58	causes	cause	VERB
cblr-14252	784	59	consumers	consumer	NOUN
cblr-14252	784	60	to	to	PART
cblr-14252	784	61	spread	spread	VERB
cblr-14252	784	62	debt	debt	NOUN
cblr-14252	784	63	repayments	repayment	NOUN
cblr-14252	784	64	across	across	ADP
cblr-14252	784	65	multiple	multiple	ADJ
cblr-14252	784	66	credit	credit	NOUN
cblr-14252	784	67	card	card	NOUN
cblr-14252	784	68	accounts	account	NOUN
cblr-14252	784	69	,	,	PUNCT
cblr-14252	784	70	thereby	thereby	ADV
cblr-14252	784	71	risking	risk	VERB
cblr-14252	784	72	larger	large	ADJ
cblr-14252	784	73	interest	interest	NOUN
cblr-14252	784	74	costs	cost	NOUN
cblr-14252	784	75	)	)	PUNCT
cblr-14252	784	76	;	;	PUNCT
cblr-14252	785	1	claudia	claudia	PROPN
cblr-14252	785	2	townsend	townsend	PROPN
cblr-14252	785	3	&	&	CCONJ
cblr-14252	785	4	suzanne	suzanne	PROPN
cblr-14252	785	5	b.	b.	PROPN
cblr-14252	785	6	shu	shu	PROPN
cblr-14252	785	7	,	,	PUNCT
cblr-14252	785	8	when	when	SCONJ
cblr-14252	785	9	and	and	CCONJ
cblr-14252	785	10	how	how	SCONJ
cblr-14252	785	11	aesthetics	aesthetic	NOUN
cblr-14252	785	12	influences	influence	VERB
cblr-14252	785	13	financial	financial	ADJ
cblr-14252	785	14	decisions	decision	NOUN
cblr-14252	785	15	,	,	PUNCT
cblr-14252	785	16	20	20	NUM
cblr-14252	785	17	j.	j.	PROPN
cblr-14252	785	18	consumer	consumer	PROPN
cblr-14252	785	19	psychol	psychol	PROPN
cblr-14252	785	20	.	.	PUNCT
cblr-14252	785	21	452	452	NUM
cblr-14252	785	22	(	(	PUNCT
cblr-14252	785	23	2010	2010	NUM
cblr-14252	785	24	)	)	PUNCT
cblr-14252	785	25	.	.	PUNCT
cblr-14252	786	1	194	194	NUM
cblr-14252	786	2	for	for	ADP
cblr-14252	786	3	more	more	ADJ
cblr-14252	786	4	on	on	ADP
cblr-14252	786	5	bounded	bounded	ADJ
cblr-14252	786	6	rationality	rationality	NOUN
cblr-14252	786	7	,	,	PUNCT
cblr-14252	786	8	see	see	VERB
cblr-14252	786	9	bryan	bryan	PROPN
cblr-14252	786	10	d.	d.	PROPN
cblr-14252	786	11	jones	jones	PROPN
cblr-14252	786	12	,	,	PUNCT
cblr-14252	786	13	bounded	bound	VERB
cblr-14252	786	14	rationality	rationality	NOUN
cblr-14252	786	15	,	,	PUNCT
cblr-14252	786	16	2	2	NUM
cblr-14252	786	17	ann	ann	PROPN
cblr-14252	786	18	.	.	PUNCT
cblr-14252	787	1	rev	rev	PROPN
cblr-14252	787	2	.	.	PROPN
cblr-14252	787	3	pol	pol	PROPN
cblr-14252	787	4	.	.	PUNCT
cblr-14252	788	1	sci	sci	PROPN
cblr-14252	788	2	.	.	PROPN
cblr-14252	788	3	,	,	PUNCT
cblr-14252	788	4	297	297	NUM
cblr-14252	788	5	(	(	PUNCT
cblr-14252	788	6	1999	1999	NUM
cblr-14252	788	7	)	)	PUNCT
cblr-14252	788	8	(	(	PUNCT
cblr-14252	788	9	explaining	explain	VERB
cblr-14252	788	10	that	that	SCONJ
cblr-14252	788	11	according	accord	VERB
cblr-14252	788	12	to	to	ADP
cblr-14252	788	13	bounded	bounded	ADJ
cblr-14252	788	14	rationality	rationality	NOUN
cblr-14252	788	15	,	,	PUNCT
cblr-14252	788	16	decision	decision	NOUN
cblr-14252	788	17	-	-	PUNCT
cblr-14252	788	18	makers	maker	NOUN
cblr-14252	788	19	are	be	AUX
cblr-14252	788	20	rational	rational	ADJ
cblr-14252	788	21	,	,	PUNCT
cblr-14252	788	22	meaning	mean	VERB
cblr-14252	788	23	they	they	PRON
cblr-14252	788	24	are	be	AUX
cblr-14252	788	25	goal	goal	NOUN
cblr-14252	788	26	oriented	orient	VERB
cblr-14252	788	27	and	and	CCONJ
cblr-14252	788	28	adaptive	adaptive	ADJ
cblr-14252	788	29	,	,	PUNCT
cblr-14252	788	30	but	but	CCONJ
cblr-14252	788	31	noting	note	VERB
cblr-14252	788	32	that	that	SCONJ
cblr-14252	788	33	they	they	PRON
cblr-14252	788	34	sometimes	sometimes	ADV
cblr-14252	788	35	fail	fail	VERB
cblr-14252	788	36	,	,	PUNCT
cblr-14252	788	37	even	even	ADV
cblr-14252	788	38	in	in	ADP
cblr-14252	788	39	important	important	ADJ
cblr-14252	788	40	decisions	decision	NOUN
cblr-14252	788	41	,	,	PUNCT
cblr-14252	788	42	because	because	SCONJ
cblr-14252	788	43	of	of	ADP
cblr-14252	788	44	human	human	ADJ
cblr-14252	788	45	cognitive	cognitive	ADJ
cblr-14252	788	46	and	and	CCONJ
cblr-14252	788	47	emotional	emotional	ADJ
cblr-14252	788	48	architecture	architecture	NOUN
cblr-14252	788	49	)	)	PUNCT
cblr-14252	788	50	.	.	PUNCT
cblr-14252	789	1	no	no	INTJ
cblr-14252	789	2	.	.	NOUN
cblr-14252	789	3	1	1	NUM
cblr-14252	789	4	]	]	PUNCT
cblr-14252	789	5	risk	risk	NOUN
cblr-14252	789	6	,	,	PUNCT
cblr-14252	789	7	discretion	discretion	NOUN
cblr-14252	789	8	,	,	PUNCT
cblr-14252	789	9	and	and	CCONJ
cblr-14252	789	10	bank	bank	NOUN
cblr-14252	789	11	supervision	supervision	NOUN
cblr-14252	789	12	363	363	NUM
cblr-14252	789	13	gamified	gamifie	VERB
cblr-14252	789	14	elements	element	NOUN
cblr-14252	789	15	that	that	PRON
cblr-14252	789	16	prioritize	prioritize	VERB
cblr-14252	789	17	engagement	engagement	NOUN
cblr-14252	789	18	and	and	CCONJ
cblr-14252	789	19	activity	activity	NOUN
cblr-14252	789	20	over	over	ADP
cblr-14252	789	21	prudent	prudent	ADJ
cblr-14252	789	22	decision	decision	NOUN
cblr-14252	789	23	-	-	PUNCT
cblr-14252	789	24	making	making	NOUN
cblr-14252	789	25	.	.	PUNCT
cblr-14252	790	1	the	the	DET
cblr-14252	790	2	constant	constant	ADJ
cblr-14252	790	3	feedback	feedback	NOUN
cblr-14252	790	4	loop	loop	NOUN
cblr-14252	790	5	created	create	VERB
cblr-14252	790	6	by	by	ADP
cblr-14252	790	7	these	these	DET
cblr-14252	790	8	features	feature	NOUN
cblr-14252	790	9	not	not	PART
cblr-14252	790	10	only	only	ADV
cblr-14252	790	11	keeps	keep	VERB
cblr-14252	790	12	users	user	NOUN
cblr-14252	790	13	engaged	engage	VERB
cblr-14252	790	14	but	but	CCONJ
cblr-14252	790	15	can	can	AUX
cblr-14252	790	16	also	also	ADV
cblr-14252	790	17	subtly	subtly	ADV
cblr-14252	790	18	distort	distort	VERB
cblr-14252	790	19	their	their	PRON
cblr-14252	790	20	understanding	understanding	NOUN
cblr-14252	790	21	of	of	ADP
cblr-14252	790	22	risk	risk	NOUN
cblr-14252	790	23	and	and	CCONJ
cblr-14252	790	24	reward	reward	NOUN
cblr-14252	790	25	,	,	PUNCT
cblr-14252	790	26	ultimately	ultimately	ADV
cblr-14252	790	27	compromising	compromise	VERB
cblr-14252	790	28	their	their	PRON
cblr-14252	790	29	autonomy	autonomy	NOUN
cblr-14252	790	30	in	in	ADP
cblr-14252	790	31	making	make	VERB
cblr-14252	790	32	financial	financial	ADJ
cblr-14252	790	33	decisions	decision	NOUN
cblr-14252	790	34	.	.	PUNCT
cblr-14252	791	1	in	in	ADP
cblr-14252	791	2	this	this	DET
cblr-14252	791	3	way	way	NOUN
cblr-14252	791	4	,	,	PUNCT
cblr-14252	791	5	gamification	gamification	NOUN
cblr-14252	791	6	mirrors	mirror	VERB
cblr-14252	791	7	privacy	privacy	NOUN
cblr-14252	791	8	violations	violation	NOUN
cblr-14252	791	9	by	by	ADP
cblr-14252	791	10	imposing	impose	VERB
cblr-14252	791	11	external	external	ADJ
cblr-14252	791	12	influences	influence	NOUN
cblr-14252	791	13	that	that	PRON
cblr-14252	791	14	shape	shape	VERB
cblr-14252	791	15	decisions	decision	NOUN
cblr-14252	791	16	in	in	ADP
cblr-14252	791	17	ways	way	NOUN
cblr-14252	791	18	that	that	PRON
cblr-14252	791	19	are	be	AUX
cblr-14252	791	20	misaligned	misalign	VERB
cblr-14252	791	21	with	with	ADP
cblr-14252	791	22	the	the	DET
cblr-14252	791	23	user	user	NOUN
cblr-14252	791	24	’s	’s	PART
cblr-14252	791	25	best	good	ADJ
cblr-14252	791	26	interests	interest	NOUN
cblr-14252	791	27	.	.	PUNCT
cblr-14252	792	1	just	just	ADV
cblr-14252	792	2	as	as	SCONJ
cblr-14252	792	3	privacy	privacy	NOUN
cblr-14252	792	4	invasions	invasion	NOUN
cblr-14252	792	5	involve	involve	VERB
cblr-14252	792	6	collecting	collect	VERB
cblr-14252	792	7	and	and	CCONJ
cblr-14252	792	8	using	use	VERB
cblr-14252	792	9	personal	personal	ADJ
cblr-14252	792	10	data	datum	NOUN
cblr-14252	792	11	in	in	ADP
cblr-14252	792	12	ways	way	NOUN
cblr-14252	792	13	that	that	PRON
cblr-14252	792	14	individuals	individual	NOUN
cblr-14252	792	15	might	might	AUX
cblr-14252	792	16	not	not	PART
cblr-14252	792	17	fully	fully	ADV
cblr-14252	792	18	understand	understand	VERB
cblr-14252	792	19	or	or	CCONJ
cblr-14252	792	20	agree	agree	VERB
cblr-14252	792	21	to	to	PART
cblr-14252	792	22	,	,	PUNCT
cblr-14252	792	23	gamified	gamifie	VERB
cblr-14252	792	24	systems	system	NOUN
cblr-14252	792	25	direct	direct	ADJ
cblr-14252	792	26	user	user	NOUN
cblr-14252	792	27	behavior	behavior	NOUN
cblr-14252	792	28	through	through	ADP
cblr-14252	792	29	psychological	psychological	ADJ
cblr-14252	792	30	manipulation	manipulation	NOUN
cblr-14252	792	31	,	,	PUNCT
cblr-14252	792	32	leading	lead	VERB
cblr-14252	792	33	to	to	ADP
cblr-14252	792	34	choices	choice	NOUN
cblr-14252	792	35	that	that	PRON
cblr-14252	792	36	users	user	NOUN
cblr-14252	792	37	might	might	AUX
cblr-14252	792	38	later	later	ADV
cblr-14252	792	39	regret	regret	VERB
cblr-14252	792	40	.	.	PUNCT
cblr-14252	793	1	over	over	ADP
cblr-14252	793	2	time	time	NOUN
cblr-14252	793	3	,	,	PUNCT
cblr-14252	793	4	as	as	SCONJ
cblr-14252	793	5	users	user	NOUN
cblr-14252	793	6	become	become	VERB
cblr-14252	793	7	habituated	habituated	ADJ
cblr-14252	793	8	to	to	ADP
cblr-14252	793	9	these	these	DET
cblr-14252	793	10	gamified	gamifie	VERB
cblr-14252	793	11	systems	system	NOUN
cblr-14252	793	12	,	,	PUNCT
cblr-14252	793	13	their	their	PRON
cblr-14252	793	14	decision	decision	NOUN
cblr-14252	793	15	-	-	PUNCT
cblr-14252	793	16	making	make	VERB
cblr-14252	793	17	patterns	pattern	NOUN
cblr-14252	793	18	can	can	AUX
cblr-14252	793	19	be	be	AUX
cblr-14252	793	20	fundamentally	fundamentally	ADV
cblr-14252	793	21	altered	alter	VERB
cblr-14252	793	22	,	,	PUNCT
cblr-14252	793	23	reinforcing	reinforce	VERB
cblr-14252	793	24	behaviors	behavior	NOUN
cblr-14252	793	25	that	that	PRON
cblr-14252	793	26	favor	favor	VERB
cblr-14252	793	27	platform	platform	NOUN
cblr-14252	793	28	engagement	engagement	NOUN
cblr-14252	793	29	over	over	ADP
cblr-14252	793	30	genuine	genuine	ADJ
cblr-14252	793	31	personal	personal	ADJ
cblr-14252	793	32	autonomy	autonomy	NOUN
cblr-14252	793	33	.	.	PUNCT
cblr-14252	794	1	moreover	moreover	ADV
cblr-14252	794	2	,	,	PUNCT
cblr-14252	794	3	this	this	DET
cblr-14252	794	4	undermining	undermining	NOUN
cblr-14252	794	5	of	of	ADP
cblr-14252	794	6	autonomy	autonomy	NOUN
cblr-14252	794	7	raises	raise	VERB
cblr-14252	794	8	broader	broader	ADV
cblr-14252	794	9	ethical	ethical	ADJ
cblr-14252	794	10	and	and	CCONJ
cblr-14252	794	11	regulatory	regulatory	ADJ
cblr-14252	794	12	concerns	concern	NOUN
cblr-14252	794	13	.	.	PUNCT
cblr-14252	795	1	if	if	SCONJ
cblr-14252	795	2	gamified	gamifie	VERB
cblr-14252	795	3	interfaces	interface	NOUN
cblr-14252	795	4	subtly	subtly	ADV
cblr-14252	795	5	coerce	coerce	VERB
cblr-14252	795	6	users	user	NOUN
cblr-14252	795	7	into	into	ADP
cblr-14252	795	8	actions	action	NOUN
cblr-14252	795	9	they	they	PRON
cblr-14252	795	10	might	might	AUX
cblr-14252	795	11	not	not	PART
cblr-14252	795	12	choose	choose	VERB
cblr-14252	795	13	under	under	ADP
cblr-14252	795	14	neutral	neutral	ADJ
cblr-14252	795	15	conditions	condition	NOUN
cblr-14252	795	16	,	,	PUNCT
cblr-14252	795	17	the	the	DET
cblr-14252	795	18	issue	issue	NOUN
cblr-14252	795	19	extends	extend	VERB
cblr-14252	795	20	beyond	beyond	ADP
cblr-14252	795	21	individual	individual	ADJ
cblr-14252	795	22	user	user	NOUN
cblr-14252	795	23	harms	harm	VERB
cblr-14252	795	24	to	to	ADP
cblr-14252	795	25	societal	societal	ADJ
cblr-14252	795	26	implications	implication	NOUN
cblr-14252	795	27	.	.	PUNCT
cblr-14252	796	1	there	there	PRON
cblr-14252	796	2	is	be	VERB
cblr-14252	796	3	a	a	DET
cblr-14252	796	4	risk	risk	NOUN
cblr-14252	796	5	that	that	SCONJ
cblr-14252	796	6	entire	entire	ADJ
cblr-14252	796	7	populations	population	NOUN
cblr-14252	796	8	could	could	AUX
cblr-14252	796	9	be	be	AUX
cblr-14252	796	10	guided	guide	VERB
cblr-14252	796	11	into	into	ADP
cblr-14252	796	12	decision	decision	NOUN
cblr-14252	796	13	-	-	PUNCT
cblr-14252	796	14	making	make	VERB
cblr-14252	796	15	patterns	pattern	NOUN
cblr-14252	796	16	that	that	PRON
cblr-14252	796	17	prioritize	prioritize	VERB
cblr-14252	796	18	consumption	consumption	NOUN
cblr-14252	796	19	,	,	PUNCT
cblr-14252	796	20	speculation	speculation	NOUN
cblr-14252	796	21	,	,	PUNCT
cblr-14252	796	22	or	or	CCONJ
cblr-14252	796	23	other	other	ADJ
cblr-14252	796	24	behaviors	behavior	NOUN
cblr-14252	796	25	that	that	PRON
cblr-14252	796	26	benefit	benefit	VERB
cblr-14252	796	27	corporate	corporate	ADJ
cblr-14252	796	28	interests	interest	NOUN
cblr-14252	796	29	but	but	CCONJ
cblr-14252	796	30	harm	harm	VERB
cblr-14252	796	31	individual	individual	ADJ
cblr-14252	796	32	well	well	ADV
cblr-14252	796	33	-	-	PUNCT
cblr-14252	796	34	being	being	NOUN
cblr-14252	796	35	.	.	PUNCT
cblr-14252	797	1	such	such	ADJ
cblr-14252	797	2	dynamics	dynamic	NOUN
cblr-14252	797	3	call	call	VERB
cblr-14252	797	4	into	into	ADP
cblr-14252	797	5	question	question	NOUN
cblr-14252	797	6	the	the	DET
cblr-14252	797	7	fairness	fairness	NOUN
cblr-14252	797	8	of	of	ADP
cblr-14252	797	9	using	use	VERB
cblr-14252	797	10	gamification	gamification	NOUN
cblr-14252	797	11	in	in	ADP
cblr-14252	797	12	contexts	contexts	PROPN
cblr-14252	797	13	where	where	SCONJ
cblr-14252	797	14	autonomous	autonomous	ADJ
cblr-14252	797	15	decision	decision	NOUN
cblr-14252	797	16	-	-	PUNCT
cblr-14252	797	17	making	making	NOUN
cblr-14252	797	18	should	should	AUX
cblr-14252	797	19	be	be	AUX
cblr-14252	797	20	preserved	preserve	VERB
cblr-14252	797	21	,	,	PUNCT
cblr-14252	797	22	suggesting	suggest	VERB
cblr-14252	797	23	a	a	DET
cblr-14252	797	24	need	need	NOUN
cblr-14252	797	25	for	for	ADP
cblr-14252	797	26	regulatory	regulatory	ADJ
cblr-14252	797	27	scrutiny	scrutiny	NOUN
cblr-14252	797	28	similar	similar	ADJ
cblr-14252	797	29	to	to	ADP
cblr-14252	797	30	that	that	PRON
cblr-14252	797	31	applied	apply	VERB
cblr-14252	797	32	in	in	ADP
cblr-14252	797	33	data	datum	NOUN
cblr-14252	797	34	privacy	privacy	NOUN
cblr-14252	797	35	contexts	contexts	NOUN
cblr-14252	797	36	.	.	PUNCT
cblr-14252	798	1	in	in	ADP
cblr-14252	798	2	both	both	DET
cblr-14252	798	3	cases	case	NOUN
cblr-14252	798	4	,	,	PUNCT
cblr-14252	798	5	safeguarding	safeguard	VERB
cblr-14252	798	6	users	user	NOUN
cblr-14252	798	7	’	'	PUNCT
cblr-14252	798	8	ability	ability	NOUN
cblr-14252	798	9	to	to	PART
cblr-14252	798	10	make	make	VERB
cblr-14252	798	11	informed	informed	ADJ
cblr-14252	798	12	and	and	CCONJ
cblr-14252	798	13	independent	independent	ADJ
cblr-14252	798	14	choices	choice	NOUN
cblr-14252	798	15	becomes	become	VERB
cblr-14252	798	16	a	a	DET
cblr-14252	798	17	paramount	paramount	ADJ
cblr-14252	798	18	concern	concern	NOUN
cblr-14252	798	19	.	.	PUNCT
cblr-14252	799	1	finally	finally	ADV
cblr-14252	799	2	,	,	PUNCT
cblr-14252	799	3	this	this	DET
cblr-14252	799	4	issue	issue	NOUN
cblr-14252	799	5	is	be	AUX
cblr-14252	799	6	particularly	particularly	ADV
cblr-14252	799	7	prevalent	prevalent	ADJ
cblr-14252	799	8	among	among	ADP
cblr-14252	799	9	younger	young	ADJ
cblr-14252	799	10	adults	adult	NOUN
cblr-14252	799	11	,	,	PUNCT
cblr-14252	799	12	who	who	PRON
cblr-14252	799	13	are	be	AUX
cblr-14252	799	14	more	more	ADV
cblr-14252	799	15	susceptible	susceptible	ADJ
cblr-14252	799	16	to	to	ADP
cblr-14252	799	17	the	the	DET
cblr-14252	799	18	addictive	addictive	ADJ
cblr-14252	799	19	elements	element	NOUN
cblr-14252	799	20	of	of	ADP
cblr-14252	799	21	gamified	gamifie	VERB
cblr-14252	799	22	environments	environment	NOUN
cblr-14252	799	23	.	.	PUNCT
cblr-14252	800	1	compared	compare	VERB
cblr-14252	800	2	to	to	ADP
cblr-14252	800	3	older	old	ADJ
cblr-14252	800	4	generations	generation	NOUN
cblr-14252	800	5	,	,	PUNCT
cblr-14252	800	6	younger	young	ADJ
cblr-14252	800	7	users	user	NOUN
cblr-14252	800	8	tend	tend	VERB
cblr-14252	800	9	to	to	PART
cblr-14252	800	10	be	be	AUX
cblr-14252	800	11	more	more	ADV
cblr-14252	800	12	deeply	deeply	ADV
cblr-14252	800	13	immersed	immersed	ADJ
cblr-14252	800	14	in	in	ADP
cblr-14252	800	15	digital	digital	ADJ
cblr-14252	800	16	ecosystems	ecosystem	NOUN
cblr-14252	800	17	where	where	SCONJ
cblr-14252	800	18	these	these	DET
cblr-14252	800	19	features	feature	NOUN
cblr-14252	800	20	are	be	AUX
cblr-14252	800	21	more	more	ADV
cblr-14252	800	22	pervasive	pervasive	ADJ
cblr-14252	800	23	,	,	PUNCT
cblr-14252	800	24	making	make	VERB
cblr-14252	800	25	them	they	PRON
cblr-14252	800	26	more	more	ADV
cblr-14252	800	27	vulnerable	vulnerable	ADJ
cblr-14252	800	28	to	to	ADP
cblr-14252	800	29	manipulation	manipulation	NOUN
cblr-14252	800	30	that	that	PRON
cblr-14252	800	31	undermines	undermine	VERB
cblr-14252	800	32	their	their	PRON
cblr-14252	800	33	decision	decision	NOUN
cblr-14252	800	34	-	-	PUNCT
cblr-14252	800	35	making	make	VERB
cblr-14252	800	36	autonomy	autonomy	NOUN
cblr-14252	800	37	.	.	PUNCT
cblr-14252	801	1	364	364	NUM
cblr-14252	801	2	columbia	columbia	PROPN
cblr-14252	801	3	business	business	NOUN
cblr-14252	801	4	law	law	PROPN
cblr-14252	801	5	review	review	NOUN
cblr-14252	801	6	[	[	X
cblr-14252	801	7	vol	vol	NOUN
cblr-14252	801	8	.	.	PUNCT
cblr-14252	802	1	2025	2025	NUM
cblr-14252	802	2	iii	iii	NOUN
cblr-14252	802	3	.	.	PROPN
cblr-14252	802	4	gamblified	gamblifie	VERB
cblr-14252	802	5	finance	finance	NOUN
cblr-14252	802	6	–	–	PUNCT
cblr-14252	802	7	policy	policy	NOUN
cblr-14252	802	8	reflections	reflection	VERB
cblr-14252	802	9	the	the	DET
cblr-14252	802	10	legal	legal	ADJ
cblr-14252	802	11	complexities	complexity	NOUN
cblr-14252	802	12	deepen	deepen	VERB
cblr-14252	802	13	when	when	SCONJ
cblr-14252	802	14	considering	consider	VERB
cblr-14252	802	15	how	how	SCONJ
cblr-14252	802	16	securities	security	NOUN
cblr-14252	802	17	laws	law	NOUN
cblr-14252	802	18	intersect	intersect	ADJ
cblr-14252	802	19	with	with	ADP
cblr-14252	802	20	gambling	gambling	NOUN
cblr-14252	802	21	regulations	regulation	NOUN
cblr-14252	802	22	in	in	ADP
cblr-14252	802	23	the	the	DET
cblr-14252	802	24	context	context	NOUN
cblr-14252	802	25	of	of	ADP
cblr-14252	802	26	gamified	gamified	ADJ
cblr-14252	802	27	investing	investing	NOUN
cblr-14252	802	28	.	.	PUNCT
cblr-14252	803	1	as	as	SCONJ
cblr-14252	803	2	gamified	gamifie	VERB
cblr-14252	803	3	features	feature	NOUN
cblr-14252	803	4	increasingly	increasingly	ADV
cblr-14252	803	5	blur	blur	VERB
cblr-14252	803	6	the	the	DET
cblr-14252	803	7	lines	line	NOUN
cblr-14252	803	8	between	between	ADP
cblr-14252	803	9	investing	investing	NOUN
cblr-14252	803	10	and	and	CCONJ
cblr-14252	803	11	gaming	gaming	NOUN
cblr-14252	803	12	,	,	PUNCT
cblr-14252	803	13	regulators	regulator	NOUN
cblr-14252	803	14	face	face	VERB
cblr-14252	803	15	challenges	challenge	NOUN
cblr-14252	803	16	in	in	ADP
cblr-14252	803	17	determining	determine	VERB
cblr-14252	803	18	which	which	PRON
cblr-14252	803	19	legal	legal	ADJ
cblr-14252	803	20	frameworks	framework	NOUN
cblr-14252	803	21	apply	apply	VERB
cblr-14252	803	22	.	.	PUNCT
cblr-14252	804	1	while	while	SCONJ
cblr-14252	804	2	the	the	DET
cblr-14252	804	3	sec	sec	PROPN
cblr-14252	804	4	primarily	primarily	ADV
cblr-14252	804	5	regulates	regulate	VERB
cblr-14252	804	6	investment	investment	NOUN
cblr-14252	804	7	products	product	NOUN
cblr-14252	804	8	and	and	CCONJ
cblr-14252	804	9	platforms	platform	NOUN
cblr-14252	804	10	,	,	PUNCT
cblr-14252	804	11	certain	certain	ADJ
cblr-14252	804	12	gamified	gamifie	VERB
cblr-14252	804	13	elements	element	NOUN
cblr-14252	804	14	might	might	AUX
cblr-14252	804	15	fall	fall	VERB
cblr-14252	804	16	under	under	ADP
cblr-14252	804	17	state	state	NOUN
cblr-14252	804	18	gambling	gambling	NOUN
cblr-14252	804	19	laws	law	NOUN
cblr-14252	804	20	,	,	PUNCT
cblr-14252	804	21	particularly	particularly	ADV
cblr-14252	804	22	when	when	SCONJ
cblr-14252	804	23	they	they	PRON
cblr-14252	804	24	more	more	ADV
cblr-14252	804	25	closely	closely	ADV
cblr-14252	804	26	resemble	resemble	VERB
cblr-14252	804	27	games	game	NOUN
cblr-14252	804	28	of	of	ADP
cblr-14252	804	29	chance	chance	NOUN
cblr-14252	804	30	than	than	ADP
cblr-14252	804	31	traditional	traditional	ADJ
cblr-14252	804	32	investment	investment	NOUN
cblr-14252	804	33	activities.195	activities.195	PROPN
cblr-14252	804	34	for	for	ADP
cblr-14252	804	35	example	example	NOUN
cblr-14252	804	36	,	,	PUNCT
cblr-14252	804	37	features	feature	NOUN
cblr-14252	804	38	like	like	ADP
cblr-14252	804	39	prize	prize	NOUN
cblr-14252	804	40	draws	draw	NOUN
cblr-14252	804	41	,	,	PUNCT
cblr-14252	804	42	random	random	ADJ
cblr-14252	804	43	rewards	reward	NOUN
cblr-14252	804	44	,	,	PUNCT
cblr-14252	804	45	and	and	CCONJ
cblr-14252	804	46	leaderboards	leaderboard	NOUN
cblr-14252	804	47	that	that	PRON
cblr-14252	804	48	incentivize	incentivize	VERB
cblr-14252	804	49	risky	risky	ADJ
cblr-14252	804	50	trading	trading	NOUN
cblr-14252	804	51	behavior	behavior	NOUN
cblr-14252	804	52	might	might	AUX
cblr-14252	804	53	be	be	AUX
cblr-14252	804	54	scrutinized	scrutinize	VERB
cblr-14252	804	55	under	under	ADP
cblr-14252	804	56	gambling	gambling	NOUN
cblr-14252	804	57	statutes	statute	NOUN
cblr-14252	804	58	.	.	PUNCT
cblr-14252	805	1	if	if	SCONJ
cblr-14252	805	2	these	these	DET
cblr-14252	805	3	features	feature	NOUN
cblr-14252	805	4	are	be	AUX
cblr-14252	805	5	determined	determined	ADJ
cblr-14252	805	6	to	to	PART
cblr-14252	805	7	involve	involve	VERB
cblr-14252	805	8	chance	chance	NOUN
cblr-14252	805	9	or	or	CCONJ
cblr-14252	805	10	wagering	wager	VERB
cblr-14252	805	11	rather	rather	ADV
cblr-14252	805	12	than	than	ADP
cblr-14252	805	13	skill	skill	NOUN
cblr-14252	805	14	or	or	CCONJ
cblr-14252	805	15	informed	informed	ADJ
cblr-14252	805	16	decisionmaking	decisionmaking	NOUN
cblr-14252	805	17	,	,	PUNCT
cblr-14252	805	18	they	they	PRON
cblr-14252	805	19	could	could	AUX
cblr-14252	805	20	be	be	AUX
cblr-14252	805	21	regulated	regulate	VERB
cblr-14252	805	22	as	as	ADP
cblr-14252	805	23	gambling	gambling	NOUN
cblr-14252	805	24	activities	activity	NOUN
cblr-14252	805	25	,	,	PUNCT
cblr-14252	805	26	thus	thus	ADV
cblr-14252	805	27	imposing	impose	VERB
cblr-14252	805	28	stricter	strict	ADJ
cblr-14252	805	29	requirements	requirement	NOUN
cblr-14252	805	30	.	.	PUNCT
cblr-14252	806	1	this	this	DET
cblr-14252	806	2	intersection	intersection	NOUN
cblr-14252	806	3	creates	create	VERB
cblr-14252	806	4	legal	legal	ADJ
cblr-14252	806	5	uncertainty	uncertainty	NOUN
cblr-14252	806	6	,	,	PUNCT
cblr-14252	806	7	as	as	SCONJ
cblr-14252	806	8	platforms	platform	NOUN
cblr-14252	806	9	might	might	AUX
cblr-14252	806	10	be	be	AUX
cblr-14252	806	11	subject	subject	ADJ
cblr-14252	806	12	to	to	ADP
cblr-14252	806	13	both	both	PRON
cblr-14252	806	14	securities	security	NOUN
cblr-14252	806	15	regulations	regulation	NOUN
cblr-14252	806	16	and	and	CCONJ
cblr-14252	806	17	gambling	gambling	NOUN
cblr-14252	806	18	laws	law	NOUN
cblr-14252	806	19	,	,	PUNCT
cblr-14252	806	20	depending	depend	VERB
cblr-14252	806	21	on	on	ADP
cblr-14252	806	22	how	how	SCONJ
cblr-14252	806	23	courts	court	NOUN
cblr-14252	806	24	interpret	interpret	VERB
cblr-14252	806	25	the	the	DET
cblr-14252	806	26	nature	nature	NOUN
cblr-14252	806	27	of	of	ADP
cblr-14252	806	28	these	these	DET
cblr-14252	806	29	gamified	gamifie	VERB
cblr-14252	806	30	features	feature	NOUN
cblr-14252	806	31	.	.	PUNCT
cblr-14252	807	1	moreover	moreover	ADV
cblr-14252	807	2	,	,	PUNCT
cblr-14252	807	3	the	the	DET
cblr-14252	807	4	ambiguity	ambiguity	NOUN
cblr-14252	807	5	around	around	ADP
cblr-14252	807	6	what	what	PRON
cblr-14252	807	7	constitutes	constitute	VERB
cblr-14252	807	8	gambling	gamble	VERB
cblr-14252	807	9	in	in	ADP
cblr-14252	807	10	financial	financial	ADJ
cblr-14252	807	11	contexts	context	NOUN
cblr-14252	807	12	creates	create	VERB
cblr-14252	807	13	regulatory	regulatory	ADJ
cblr-14252	807	14	gaps	gap	NOUN
cblr-14252	807	15	affecting	affect	VERB
cblr-14252	807	16	multiple	multiple	ADJ
cblr-14252	807	17	legal	legal	ADJ
cblr-14252	807	18	domains	domain	NOUN
cblr-14252	807	19	and	and	CCONJ
cblr-14252	807	20	potentially	potentially	ADV
cblr-14252	807	21	encourages	encourage	VERB
cblr-14252	807	22	platforms	platform	NOUN
cblr-14252	807	23	to	to	PART
cblr-14252	807	24	seek	seek	VERB
cblr-14252	807	25	jurisdictions	jurisdiction	NOUN
cblr-14252	807	26	with	with	ADP
cblr-14252	807	27	more	more	ADJ
cblr-14252	807	28	lenient	lenient	ADJ
cblr-14252	807	29	interpretations	interpretation	NOUN
cblr-14252	807	30	.	.	PUNCT
cblr-14252	808	1	such	such	ADJ
cblr-14252	808	2	issues	issue	NOUN
cblr-14252	808	3	underscore	underscore	VERB
cblr-14252	808	4	the	the	DET
cblr-14252	808	5	need	need	NOUN
cblr-14252	808	6	for	for	ADP
cblr-14252	808	7	clear	clear	ADJ
cblr-14252	808	8	guidance	guidance	NOUN
cblr-14252	808	9	on	on	ADP
cblr-14252	808	10	how	how	SCONJ
cblr-14252	808	11	to	to	PART
cblr-14252	808	12	classify	classify	VERB
cblr-14252	808	13	and	and	CCONJ
cblr-14252	808	14	regulate	regulate	VERB
cblr-14252	808	15	gamified	gamifie	VERB
cblr-14252	808	16	trading	trading	NOUN
cblr-14252	808	17	practices	practice	NOUN
cblr-14252	808	18	,	,	PUNCT
cblr-14252	808	19	particularly	particularly	ADV
cblr-14252	808	20	as	as	SCONJ
cblr-14252	808	21	digital	digital	ADJ
cblr-14252	808	22	interfaces	interface	NOUN
cblr-14252	808	23	continue	continue	VERB
cblr-14252	808	24	to	to	PART
cblr-14252	808	25	evolve	evolve	VERB
cblr-14252	808	26	.	.	PUNCT
cblr-14252	809	1	a.	a.	NOUN
cblr-14252	810	1	the	the	DET
cblr-14252	810	2	predatory	predatory	NOUN
cblr-14252	810	3	gamblified	gamblifie	VERB
cblr-14252	810	4	finance	finance	NOUN
cblr-14252	810	5	the	the	DET
cblr-14252	810	6	increasing	increase	VERB
cblr-14252	810	7	prevalence	prevalence	NOUN
cblr-14252	810	8	of	of	ADP
cblr-14252	810	9	addictive	addictive	ADJ
cblr-14252	810	10	deps	dep	NOUN
cblr-14252	810	11	in	in	ADP
cblr-14252	810	12	financial	financial	ADJ
cblr-14252	810	13	markets	market	NOUN
cblr-14252	810	14	,	,	PUNCT
cblr-14252	810	15	particularly	particularly	ADV
cblr-14252	810	16	on	on	ADP
cblr-14252	810	17	trading	trading	NOUN
cblr-14252	810	18	apps	app	NOUN
cblr-14252	810	19	,	,	PUNCT
cblr-14252	810	20	raises	raise	VERB
cblr-14252	810	21	profound	profound	ADJ
cblr-14252	810	22	legal	legal	ADJ
cblr-14252	810	23	concerns	concern	NOUN
cblr-14252	810	24	regarding	regard	VERB
cblr-14252	810	25	the	the	DET
cblr-14252	810	26	boundary	boundary	NOUN
cblr-14252	810	27	between	between	ADP
cblr-14252	810	28	195	195	NUM
cblr-14252	810	29	see	see	VERB
cblr-14252	810	30	james	james	PROPN
cblr-14252	810	31	fallows	fallows	PROPN
cblr-14252	810	32	tierney	tierney	PROPN
cblr-14252	810	33	,	,	PUNCT
cblr-14252	810	34	prepared	prepared	ADJ
cblr-14252	810	35	remarks	remark	NOUN
cblr-14252	810	36	before	before	ADP
cblr-14252	810	37	the	the	DET
cblr-14252	810	38	meeting	meeting	NOUN
cblr-14252	810	39	of	of	ADP
cblr-14252	810	40	the	the	DET
cblr-14252	810	41	sec	sec	PROPN
cblr-14252	810	42	investor	investor	NOUN
cblr-14252	810	43	advisory	advisory	ADJ
cblr-14252	810	44	committee	committee	NOUN
cblr-14252	810	45	:	:	PUNCT
cblr-14252	810	46	“	"	PUNCT
cblr-14252	810	47	ensuring	ensure	VERB
cblr-14252	810	48	digital	digital	ADJ
cblr-14252	810	49	engagement	engagement	NOUN
cblr-14252	810	50	practices	practice	NOUN
cblr-14252	810	51	responsibly	responsibly	ADV
cblr-14252	810	52	expand	expand	VERB
cblr-14252	810	53	investment	investment	NOUN
cblr-14252	810	54	opportunities	opportunity	NOUN
cblr-14252	810	55	”	"	PUNCT
cblr-14252	810	56	9	9	NUM
cblr-14252	810	57	(	(	PUNCT
cblr-14252	810	58	june	june	PROPN
cblr-14252	810	59	22	22	NUM
cblr-14252	810	60	,	,	PUNCT
cblr-14252	810	61	2023	2023	NUM
cblr-14252	810	62	)	)	PUNCT
cblr-14252	810	63	,	,	PUNCT
cblr-14252	810	64	https://www.sec.gov/files/spotlight/iac/tierney-remarks-iac062223pdf.pdf	https://www.sec.gov/files/spotlight/iac/tierney-remarks-iac062223pdf.pdf	NOUN
cblr-14252	810	65	.	.	PUNCT
cblr-14252	811	1	no	no	INTJ
cblr-14252	811	2	.	.	NOUN
cblr-14252	811	3	1	1	NUM
cblr-14252	811	4	]	]	PUNCT
cblr-14252	811	5	risk	risk	NOUN
cblr-14252	811	6	,	,	PUNCT
cblr-14252	811	7	discretion	discretion	NOUN
cblr-14252	811	8	,	,	PUNCT
cblr-14252	811	9	and	and	CCONJ
cblr-14252	811	10	bank	bank	NOUN
cblr-14252	811	11	supervision	supervision	NOUN
cblr-14252	811	12	365	365	NUM
cblr-14252	811	13	legitimate	legitimate	ADJ
cblr-14252	811	14	financial	financial	ADJ
cblr-14252	811	15	services	service	NOUN
cblr-14252	811	16	and	and	CCONJ
cblr-14252	811	17	what	what	PRON
cblr-14252	811	18	can	can	AUX
cblr-14252	811	19	be	be	AUX
cblr-14252	811	20	termed	term	VERB
cblr-14252	811	21	predatory	predatory	ADJ
cblr-14252	811	22	finance	finance	NOUN
cblr-14252	811	23	.	.	PUNCT
cblr-14252	812	1	the	the	DET
cblr-14252	812	2	key	key	ADJ
cblr-14252	812	3	issue	issue	NOUN
cblr-14252	812	4	is	be	AUX
cblr-14252	812	5	whether	whether	SCONJ
cblr-14252	812	6	the	the	DET
cblr-14252	812	7	gamification	gamification	NOUN
cblr-14252	812	8	techniques	technique	NOUN
cblr-14252	812	9	employed	employ	VERB
cblr-14252	812	10	by	by	ADP
cblr-14252	812	11	these	these	DET
cblr-14252	812	12	platforms	platform	NOUN
cblr-14252	812	13	—	—	PUNCT
cblr-14252	812	14	designed	design	VERB
cblr-14252	812	15	to	to	PART
cblr-14252	812	16	exploit	exploit	VERB
cblr-14252	812	17	cognitive	cognitive	ADJ
cblr-14252	812	18	biases	bias	NOUN
cblr-14252	812	19	and	and	CCONJ
cblr-14252	812	20	behavioral	behavioral	ADJ
cblr-14252	812	21	vulnerabilities	vulnerability	NOUN
cblr-14252	812	22	—	—	PUNCT
cblr-14252	812	23	constitute	constitute	VERB
cblr-14252	812	24	financial	financial	ADJ
cblr-14252	812	25	predation	predation	NOUN
cblr-14252	812	26	akin	akin	ADJ
cblr-14252	812	27	to	to	ADP
cblr-14252	812	28	deceptive	deceptive	ADJ
cblr-14252	812	29	lending	lending	NOUN
cblr-14252	812	30	or	or	CCONJ
cblr-14252	812	31	manipulative	manipulative	ADJ
cblr-14252	812	32	marketing	marketing	NOUN
cblr-14252	812	33	practices	practice	NOUN
cblr-14252	812	34	,	,	PUNCT
cblr-14252	812	35	which	which	PRON
cblr-14252	812	36	often	often	ADV
cblr-14252	812	37	target	target	VERB
cblr-14252	812	38	vulnerable	vulnerable	ADJ
cblr-14252	812	39	populations	population	NOUN
cblr-14252	812	40	and	and	CCONJ
cblr-14252	812	41	lead	lead	VERB
cblr-14252	812	42	to	to	ADP
cblr-14252	812	43	severe	severe	ADJ
cblr-14252	812	44	consequences	consequence	NOUN
cblr-14252	812	45	like	like	ADP
cblr-14252	812	46	bankruptcy	bankruptcy	NOUN
cblr-14252	812	47	,	,	PUNCT
cblr-14252	812	48	poverty	poverty	NOUN
cblr-14252	812	49	,	,	PUNCT
cblr-14252	812	50	and	and	CCONJ
cblr-14252	812	51	foreclosure.196	foreclosure.196	ADJ
cblr-14252	812	52	abusive	abusive	ADJ
cblr-14252	812	53	financial	financial	ADJ
cblr-14252	812	54	practices	practice	NOUN
cblr-14252	812	55	typically	typically	ADV
cblr-14252	812	56	involve	involve	VERB
cblr-14252	812	57	loans	loan	NOUN
cblr-14252	812	58	that	that	PRON
cblr-14252	812	59	cause	cause	VERB
cblr-14252	812	60	significant	significant	ADJ
cblr-14252	812	61	harm	harm	NOUN
cblr-14252	812	62	,	,	PUNCT
cblr-14252	812	63	rely	rely	VERB
cblr-14252	812	64	on	on	ADP
cblr-14252	812	65	deceit	deceit	NOUN
cblr-14252	812	66	,	,	PUNCT
cblr-14252	812	67	obscure	obscure	ADJ
cblr-14252	812	68	crucial	crucial	ADJ
cblr-14252	812	69	information	information	NOUN
cblr-14252	812	70	,	,	PUNCT
cblr-14252	812	71	or	or	CCONJ
cblr-14252	812	72	require	require	VERB
cblr-14252	812	73	the	the	DET
cblr-14252	812	74	waiver	waiver	NOUN
cblr-14252	812	75	of	of	ADP
cblr-14252	812	76	legal	legal	ADJ
cblr-14252	812	77	rights	right	NOUN
cblr-14252	812	78	.	.	PUNCT
cblr-14252	813	1	at	at	ADP
cblr-14252	813	2	the	the	DET
cblr-14252	813	3	heart	heart	NOUN
cblr-14252	813	4	of	of	ADP
cblr-14252	813	5	this	this	DET
cblr-14252	813	6	inquiry	inquiry	NOUN
cblr-14252	813	7	is	be	AUX
cblr-14252	813	8	the	the	DET
cblr-14252	813	9	notion	notion	NOUN
cblr-14252	813	10	of	of	ADP
cblr-14252	813	11	"	"	PUNCT
cblr-14252	813	12	predatory	predatory	ADJ
cblr-14252	813	13	finance	finance	NOUN
cblr-14252	813	14	,	,	PUNCT
cblr-14252	813	15	"	"	PUNCT
cblr-14252	813	16	historically	historically	ADV
cblr-14252	813	17	linked	link	VERB
cblr-14252	813	18	to	to	ADP
cblr-14252	813	19	financial	financial	ADJ
cblr-14252	813	20	practices	practice	NOUN
cblr-14252	813	21	that	that	PRON
cblr-14252	813	22	exploit	exploit	VERB
cblr-14252	813	23	consumer	consumer	NOUN
cblr-14252	813	24	weaknesses	weakness	NOUN
cblr-14252	813	25	for	for	ADP
cblr-14252	813	26	profit	profit	NOUN
cblr-14252	813	27	,	,	PUNCT
cblr-14252	813	28	often	often	ADV
cblr-14252	813	29	at	at	ADP
cblr-14252	813	30	the	the	DET
cblr-14252	813	31	expense	expense	NOUN
cblr-14252	813	32	of	of	ADP
cblr-14252	813	33	those	those	PRON
cblr-14252	813	34	least	least	ADJ
cblr-14252	813	35	capable	capable	ADJ
cblr-14252	813	36	of	of	ADP
cblr-14252	813	37	managing	manage	VERB
cblr-14252	813	38	financial	financial	ADJ
cblr-14252	813	39	risk	risk	NOUN
cblr-14252	813	40	.	.	PUNCT
cblr-14252	814	1	examples	example	NOUN
cblr-14252	814	2	include	include	VERB
cblr-14252	814	3	subprime	subprime	ADJ
cblr-14252	814	4	lending	lending	NOUN
cblr-14252	814	5	,	,	PUNCT
cblr-14252	814	6	payday	payday	NOUN
cblr-14252	814	7	loans	loan	NOUN
cblr-14252	814	8	,	,	PUNCT
cblr-14252	814	9	and	and	CCONJ
cblr-14252	814	10	hidden	hidden	ADJ
cblr-14252	814	11	fees	fee	NOUN
cblr-14252	814	12	in	in	ADP
cblr-14252	814	13	credit	credit	NOUN
cblr-14252	814	14	products	product	NOUN
cblr-14252	814	15	,	,	PUNCT
cblr-14252	814	16	where	where	SCONJ
cblr-14252	814	17	providers	provider	NOUN
cblr-14252	814	18	disproportionately	disproportionately	ADV
cblr-14252	814	19	benefit	benefit	VERB
cblr-14252	814	20	by	by	ADP
cblr-14252	814	21	steering	steer	VERB
cblr-14252	814	22	consumers	consumer	NOUN
cblr-14252	814	23	into	into	ADP
cblr-14252	814	24	harmful	harmful	ADJ
cblr-14252	814	25	financial	financial	ADJ
cblr-14252	814	26	decisions.197	decisions.197	NOUN
cblr-14252	814	27	the	the	DET
cblr-14252	814	28	gamification	gamification	NOUN
cblr-14252	814	29	of	of	ADP
cblr-14252	814	30	trading	trading	NOUN
cblr-14252	814	31	arguably	arguably	ADV
cblr-14252	814	32	introduces	introduce	VERB
cblr-14252	814	33	a	a	DET
cblr-14252	814	34	modern	modern	ADJ
cblr-14252	814	35	form	form	NOUN
cblr-14252	814	36	of	of	ADP
cblr-14252	814	37	this	this	DET
cblr-14252	814	38	predation	predation	NOUN
cblr-14252	814	39	,	,	PUNCT
cblr-14252	814	40	using	use	VERB
cblr-14252	814	41	digital	digital	ADJ
cblr-14252	814	42	engagement	engagement	NOUN
cblr-14252	814	43	features	feature	NOUN
cblr-14252	814	44	to	to	PART
cblr-14252	814	45	nudge	nudge	VERB
cblr-14252	814	46	users	user	NOUN
cblr-14252	814	47	—	—	PUNCT
cblr-14252	814	48	especially	especially	ADV
cblr-14252	814	49	impacting	impact	VERB
cblr-14252	814	50	vulnerable	vulnerable	ADJ
cblr-14252	814	51	populations	population	NOUN
cblr-14252	814	52	such	such	ADJ
cblr-14252	814	53	as	as	ADP
cblr-14252	814	54	younger	young	ADJ
cblr-14252	814	55	users	user	NOUN
cblr-14252	814	56	,	,	PUNCT
cblr-14252	814	57	less	less	ADV
cblr-14252	814	58	financially	financially	ADV
cblr-14252	814	59	literate	literate	ADJ
cblr-14252	814	60	users	user	NOUN
cblr-14252	814	61	,	,	PUNCT
cblr-14252	814	62	and	and	CCONJ
cblr-14252	814	63	women	woman	NOUN
cblr-14252	814	64	198	198	NUM
cblr-14252	814	65	—	—	PUNCT
cblr-14252	814	66	toward	toward	ADP
cblr-14252	814	67	excessive	excessive	ADJ
cblr-14252	814	68	trading	trading	NOUN
cblr-14252	814	69	and	and	CCONJ
cblr-14252	814	70	risky	risky	ADJ
cblr-14252	814	71	investment	investment	NOUN
cblr-14252	814	72	behavior	behavior	NOUN
cblr-14252	814	73	.	.	PUNCT
cblr-14252	815	1	as	as	SCONJ
cblr-14252	815	2	mentioned	mention	VERB
cblr-14252	815	3	above	above	ADV
cblr-14252	815	4	,	,	PUNCT
cblr-14252	815	5	the	the	DET
cblr-14252	815	6	deps	dep	NOUN
cblr-14252	815	7	used	use	VERB
cblr-14252	815	8	by	by	ADP
cblr-14252	815	9	trading	trading	NOUN
cblr-14252	815	10	apps	app	NOUN
cblr-14252	815	11	employ	employ	VERB
cblr-14252	815	12	techniques	technique	NOUN
cblr-14252	815	13	drawn	draw	VERB
cblr-14252	815	14	directly	directly	ADV
cblr-14252	815	15	from	from	ADP
cblr-14252	815	16	the	the	DET
cblr-14252	815	17	gaming	gaming	NOUN
cblr-14252	815	18	industry	industry	NOUN
cblr-14252	815	19	,	,	PUNCT
cblr-14252	815	20	such	such	ADJ
cblr-14252	815	21	as	as	ADP
cblr-14252	815	22	instant	instant	ADJ
cblr-14252	815	23	rewards	reward	NOUN
cblr-14252	815	24	,	,	PUNCT
cblr-14252	815	25	variable	variable	ADJ
cblr-14252	815	26	reinforcement	reinforcement	NOUN
cblr-14252	815	27	schedules	schedule	NOUN
cblr-14252	815	28	,	,	PUNCT
cblr-14252	815	29	leaderboards	leaderboard	NOUN
cblr-14252	815	30	,	,	PUNCT
cblr-14252	815	31	and	and	CCONJ
cblr-14252	815	32	competitive	competitive	ADJ
cblr-14252	815	33	social	social	ADJ
cblr-14252	815	34	dynamics.199	dynamics.199	NOUN
cblr-14252	815	35	these	these	DET
cblr-14252	815	36	features	feature	NOUN
cblr-14252	815	37	are	be	AUX
cblr-14252	815	38	carefully	carefully	ADV
cblr-14252	815	39	engineered	engineer	VERB
cblr-14252	815	40	to	to	PART
cblr-14252	815	41	exploit	exploit	VERB
cblr-14252	815	42	behavioral	behavioral	ADJ
cblr-14252	815	43	tendencies	tendency	NOUN
cblr-14252	815	44	—	—	PUNCT
cblr-14252	815	45	like	like	ADP
cblr-14252	815	46	loss	loss	NOUN
cblr-14252	815	47	aversion	aversion	NOUN
cblr-14252	815	48	,	,	PUNCT
cblr-14252	815	49	overconfidence	overconfidence	NOUN
cblr-14252	815	50	,	,	PUNCT
cblr-14252	815	51	and	and	CCONJ
cblr-14252	815	52	the	the	DET
cblr-14252	815	53	gambler	gambler	NOUN
cblr-14252	815	54	’s	’s	PART
cblr-14252	815	55	fallacy	fallacy	NOUN
cblr-14252	815	56	—	—	PUNCT
cblr-14252	815	57	that	that	PRON
cblr-14252	815	58	drive	drive	VERB
cblr-14252	815	59	users	user	NOUN
cblr-14252	815	60	toward	toward	ADP
cblr-14252	815	61	compulsive	compulsive	ADJ
cblr-14252	815	62	196	196	NUM
cblr-14252	815	63	see	see	NOUN
cblr-14252	815	64	,	,	PUNCT
cblr-14252	815	65	e.g.	e.g.	ADV
cblr-14252	815	66	,	,	PUNCT
cblr-14252	815	67	kathleen	kathleen	PROPN
cblr-14252	815	68	c.	c.	PROPN
cblr-14252	815	69	engel	engel	PROPN
cblr-14252	815	70	&	&	CCONJ
cblr-14252	815	71	patricia	patricia	PROPN
cblr-14252	815	72	a.	a.	PROPN
cblr-14252	815	73	mccoy	mccoy	PROPN
cblr-14252	815	74	,	,	PUNCT
cblr-14252	815	75	a	a	DET
cblr-14252	815	76	tale	tale	NOUN
cblr-14252	815	77	of	of	ADP
cblr-14252	815	78	three	three	NUM
cblr-14252	815	79	markets	market	NOUN
cblr-14252	815	80	:	:	PUNCT
cblr-14252	815	81	the	the	DET
cblr-14252	815	82	law	law	NOUN
cblr-14252	815	83	and	and	CCONJ
cblr-14252	815	84	economics	economic	NOUN
cblr-14252	815	85	of	of	ADP
cblr-14252	815	86	predatory	predatory	ADJ
cblr-14252	815	87	lending	lending	NOUN
cblr-14252	815	88	,	,	PUNCT
cblr-14252	815	89	80	80	NUM
cblr-14252	815	90	tex	tex	PROPN
cblr-14252	815	91	.	.	PROPN
cblr-14252	815	92	l.	l.	PROPN
cblr-14252	815	93	rev	rev	PROPN
cblr-14252	815	94	.	.	PROPN
cblr-14252	815	95	1255	1255	NUM
cblr-14252	815	96	,	,	PUNCT
cblr-14252	815	97	1260	1260	NUM
cblr-14252	815	98	(	(	PUNCT
cblr-14252	815	99	2002	2002	NUM
cblr-14252	815	100	)	)	PUNCT
cblr-14252	815	101	.	.	PUNCT
cblr-14252	816	1	197	197	NUM
cblr-14252	816	2	for	for	ADP
cblr-14252	816	3	more	more	ADJ
cblr-14252	816	4	on	on	ADP
cblr-14252	816	5	predatory	predatory	ADJ
cblr-14252	816	6	lending	lending	NOUN
cblr-14252	816	7	,	,	PUNCT
cblr-14252	816	8	see	see	VERB
cblr-14252	816	9	elizabeth	elizabeth	PROPN
cblr-14252	816	10	warren	warren	PROPN
cblr-14252	816	11	&	&	CCONJ
cblr-14252	816	12	amelia	amelia	PROPN
cblr-14252	816	13	warren	warren	PROPN
cblr-14252	816	14	tyagi	tyagi	PROPN
cblr-14252	816	15	,	,	PUNCT
cblr-14252	816	16	the	the	DET
cblr-14252	816	17	twoincome	twoincome	NOUN
cblr-14252	816	18	trap	trap	NOUN
cblr-14252	816	19	:	:	PUNCT
cblr-14252	816	20	why	why	SCONJ
cblr-14252	816	21	middle	middle	ADJ
cblr-14252	816	22	-	-	PUNCT
cblr-14252	816	23	class	class	NOUN
cblr-14252	816	24	mothers	mother	NOUN
cblr-14252	816	25	and	and	CCONJ
cblr-14252	816	26	fathers	father	NOUN
cblr-14252	816	27	are	be	AUX
cblr-14252	816	28	going	go	VERB
cblr-14252	816	29	broke	broke	ADJ
cblr-14252	816	30	22–33	22–33	NUM
cblr-14252	816	31	,	,	PUNCT
cblr-14252	816	32	84–85	84–85	NUM
cblr-14252	816	33	(	(	PUNCT
cblr-14252	816	34	2003	2003	NUM
cblr-14252	816	35	)	)	PUNCT
cblr-14252	816	36	.	.	PUNCT
cblr-14252	817	1	198	198	NUM
cblr-14252	817	2	see	see	VERB
cblr-14252	817	3	fca	fca	PROPN
cblr-14252	817	4	report	report	PROPN
cblr-14252	817	5	,	,	PUNCT
cblr-14252	817	6	supra	supra	PROPN
cblr-14252	817	7	note	note	NOUN
cblr-14252	817	8	10	10	NUM
cblr-14252	817	9	.	.	PUNCT
cblr-14252	818	1	199	199	NUM
cblr-14252	818	2	see	see	VERB
cblr-14252	818	3	tan	tan	PROPN
cblr-14252	818	4	,	,	PUNCT
cblr-14252	818	5	supra	supra	PROPN
cblr-14252	818	6	note	note	NOUN
cblr-14252	818	7	20	20	NUM
cblr-14252	818	8	.	.	PUNCT
cblr-14252	819	1	366	366	NUM
cblr-14252	819	2	columbia	columbia	PROPN
cblr-14252	819	3	business	business	NOUN
cblr-14252	819	4	law	law	PROPN
cblr-14252	819	5	review	review	NOUN
cblr-14252	819	6	[	[	X
cblr-14252	819	7	vol	vol	NOUN
cblr-14252	819	8	.	.	PUNCT
cblr-14252	819	9	2025	2025	NUM
cblr-14252	819	10	decision	decision	NOUN
cblr-14252	819	11	-	-	PUNCT
cblr-14252	819	12	making.200	making.200	NOUN
cblr-14252	819	13	indeed	indeed	ADV
cblr-14252	819	14	,	,	PUNCT
cblr-14252	819	15	in	in	ADP
cblr-14252	819	16	our	our	PRON
cblr-14252	819	17	digital	digital	ADJ
cblr-14252	819	18	era	era	NOUN
cblr-14252	819	19	,	,	PUNCT
cblr-14252	819	20	platforms	platform	NOUN
cblr-14252	819	21	use	use	VERB
cblr-14252	819	22	these	these	DET
cblr-14252	819	23	elements	element	NOUN
cblr-14252	819	24	not	not	PART
cblr-14252	819	25	merely	merely	ADV
cblr-14252	819	26	to	to	PART
cblr-14252	819	27	enhance	enhance	VERB
cblr-14252	819	28	user	user	NOUN
cblr-14252	819	29	experience	experience	NOUN
cblr-14252	819	30	,	,	PUNCT
cblr-14252	819	31	but	but	CCONJ
cblr-14252	819	32	often	often	ADV
cblr-14252	819	33	to	to	PART
cblr-14252	819	34	also	also	ADV
cblr-14252	819	35	manipulate	manipulate	VERB
cblr-14252	819	36	decision	decision	NOUN
cblr-14252	819	37	-	-	PUNCT
cblr-14252	819	38	making	making	NOUN
cblr-14252	819	39	in	in	ADP
cblr-14252	819	40	a	a	DET
cblr-14252	819	41	way	way	NOUN
cblr-14252	819	42	that	that	PRON
cblr-14252	819	43	prioritizes	prioritize	VERB
cblr-14252	819	44	platform	platform	NOUN
cblr-14252	819	45	profit	profit	NOUN
cblr-14252	819	46	over	over	ADP
cblr-14252	819	47	user	user	NOUN
cblr-14252	819	48	welfare.201	welfare.201	X
cblr-14252	819	49	for	for	ADP
cblr-14252	819	50	instance	instance	NOUN
cblr-14252	819	51	,	,	PUNCT
cblr-14252	819	52	platforms	platform	NOUN
cblr-14252	819	53	often	often	ADV
cblr-14252	819	54	rely	rely	VERB
cblr-14252	819	55	on	on	ADP
cblr-14252	819	56	micro	micro	NOUN
cblr-14252	819	57	-	-	NOUN
cblr-14252	819	58	interactions	interaction	NOUN
cblr-14252	819	59	,	,	PUNCT
cblr-14252	819	60	such	such	ADJ
cblr-14252	819	61	as	as	ADP
cblr-14252	819	62	swipe	swipe	NOUN
cblr-14252	819	63	-	-	PUNCT
cblr-14252	819	64	totrade	totrade	NOUN
cblr-14252	819	65	gestures	gesture	NOUN
cblr-14252	819	66	,	,	PUNCT
cblr-14252	819	67	visual	visual	ADJ
cblr-14252	819	68	animations	animation	NOUN
cblr-14252	819	69	,	,	PUNCT
cblr-14252	819	70	and	and	CCONJ
cblr-14252	819	71	streak	streak	VERB
cblr-14252	819	72	rewards	reward	NOUN
cblr-14252	819	73	that	that	PRON
cblr-14252	819	74	subtly	subtly	ADV
cblr-14252	819	75	reinforce	reinforce	VERB
cblr-14252	819	76	users	user	NOUN
cblr-14252	819	77	’	'	PUNCT
cblr-14252	819	78	trading	trading	NOUN
cblr-14252	819	79	behaviors.202	behaviors.202	NOUN
cblr-14252	819	80	these	these	DET
cblr-14252	819	81	mechanisms	mechanism	NOUN
cblr-14252	819	82	are	be	AUX
cblr-14252	819	83	designed	design	VERB
cblr-14252	819	84	to	to	PART
cblr-14252	819	85	create	create	VERB
cblr-14252	819	86	a	a	DET
cblr-14252	819	87	dopamine	dopamine	NOUN
cblr-14252	819	88	-	-	PUNCT
cblr-14252	819	89	driven	drive	VERB
cblr-14252	819	90	loop	loop	NOUN
cblr-14252	819	91	,	,	PUNCT
cblr-14252	819	92	encouraging	encourage	VERB
cblr-14252	819	93	users	user	NOUN
cblr-14252	819	94	to	to	PART
cblr-14252	819	95	trade	trade	VERB
cblr-14252	819	96	more	more	ADV
cblr-14252	819	97	frequently	frequently	ADV
cblr-14252	819	98	and	and	CCONJ
cblr-14252	819	99	impulsively	impulsively	ADV
cblr-14252	819	100	,	,	PUNCT
cblr-14252	819	101	often	often	ADV
cblr-14252	819	102	with	with	ADP
cblr-14252	819	103	little	little	ADJ
cblr-14252	819	104	regard	regard	NOUN
cblr-14252	819	105	for	for	ADP
cblr-14252	819	106	the	the	DET
cblr-14252	819	107	financial	financial	ADJ
cblr-14252	819	108	risks	risk	NOUN
cblr-14252	819	109	involved	involve	VERB
cblr-14252	819	110	.	.	PUNCT
cblr-14252	820	1	the	the	DET
cblr-14252	820	2	resulting	result	VERB
cblr-14252	820	3	pattern	pattern	NOUN
cblr-14252	820	4	of	of	ADP
cblr-14252	820	5	behavior	behavior	NOUN
cblr-14252	820	6	closely	closely	ADV
cblr-14252	820	7	mirrors	mirror	NOUN
cblr-14252	820	8	addictive	addictive	ADJ
cblr-14252	820	9	conduct	conduct	NOUN
cblr-14252	820	10	seen	see	VERB
cblr-14252	820	11	in	in	ADP
cblr-14252	820	12	gambling	gambling	NOUN
cblr-14252	820	13	,	,	PUNCT
cblr-14252	820	14	where	where	SCONJ
cblr-14252	820	15	intermittent	intermittent	ADJ
cblr-14252	820	16	rewards	reward	NOUN
cblr-14252	820	17	and	and	CCONJ
cblr-14252	820	18	small	small	ADJ
cblr-14252	820	19	but	but	CCONJ
cblr-14252	820	20	frequent	frequent	ADJ
cblr-14252	820	21	victories	victory	NOUN
cblr-14252	820	22	lead	lead	VERB
cblr-14252	820	23	vulnerable	vulnerable	ADJ
cblr-14252	820	24	individuals	individual	NOUN
cblr-14252	820	25	to	to	ADP
cblr-14252	820	26	compulsive	compulsive	ADJ
cblr-14252	820	27	behavior	behavior	NOUN
cblr-14252	820	28	,	,	PUNCT
cblr-14252	820	29	ultimately	ultimately	ADV
cblr-14252	820	30	causing	cause	VERB
cblr-14252	820	31	significant	significant	ADJ
cblr-14252	820	32	financial	financial	ADJ
cblr-14252	820	33	harm.203	harm.203	NOUN
cblr-14252	820	34	in	in	ADP
cblr-14252	820	35	this	this	DET
cblr-14252	820	36	sense	sense	NOUN
cblr-14252	820	37	,	,	PUNCT
cblr-14252	820	38	the	the	DET
cblr-14252	820	39	platforms	platform	NOUN
cblr-14252	820	40	are	be	AUX
cblr-14252	820	41	not	not	PART
cblr-14252	820	42	just	just	ADV
cblr-14252	820	43	facilitating	facilitate	VERB
cblr-14252	820	44	financial	financial	ADJ
cblr-14252	820	45	transactions	transaction	NOUN
cblr-14252	820	46	but	but	CCONJ
cblr-14252	820	47	actively	actively	ADV
cblr-14252	820	48	shaping	shape	VERB
cblr-14252	820	49	and	and	CCONJ
cblr-14252	820	50	directing	direct	VERB
cblr-14252	820	51	user	user	NOUN
cblr-14252	820	52	behavior	behavior	NOUN
cblr-14252	820	53	in	in	ADP
cblr-14252	820	54	ways	way	NOUN
cblr-14252	820	55	that	that	PRON
cblr-14252	820	56	are	be	AUX
cblr-14252	820	57	detrimental	detrimental	ADJ
cblr-14252	820	58	to	to	ADP
cblr-14252	820	59	their	their	PRON
cblr-14252	820	60	financial	financial	ADJ
cblr-14252	820	61	well	well	NOUN
cblr-14252	820	62	-	-	PUNCT
cblr-14252	820	63	being	being	NOUN
cblr-14252	820	64	.	.	PUNCT
cblr-14252	821	1	200	200	NUM
cblr-14252	821	2	see	see	VERB
cblr-14252	821	3	thibault	thibault	PROPN
cblr-14252	821	4	&	&	CCONJ
cblr-14252	821	5	hamari	hamari	PROPN
cblr-14252	821	6	,	,	PUNCT
cblr-14252	821	7	supra	supra	ADJ
cblr-14252	821	8	note	note	NOUN
cblr-14252	821	9	193	193	NUM
cblr-14252	821	10	;	;	PUNCT
cblr-14252	821	11	benner	benner	PROPN
cblr-14252	821	12	et	et	PROPN
cblr-14252	821	13	al	al	PROPN
cblr-14252	821	14	.	.	PROPN
cblr-14252	821	15	,	,	PUNCT
cblr-14252	821	16	supra	supra	PROPN
cblr-14252	821	17	note	note	VERB
cblr-14252	821	18	144	144	NUM
cblr-14252	821	19	.	.	PUNCT
cblr-14252	822	1	201	201	NUM
cblr-14252	822	2	indeed	indeed	ADV
cblr-14252	822	3	,	,	PUNCT
cblr-14252	822	4	experts	expert	NOUN
cblr-14252	822	5	analyzing	analyze	VERB
cblr-14252	822	6	meta	meta	PROPN
cblr-14252	822	7	’s	’s	PART
cblr-14252	822	8	algorithms	algorithms	NOUN
cblr-14252	822	9	and	and	CCONJ
cblr-14252	822	10	business	business	NOUN
cblr-14252	822	11	strategy	strategy	NOUN
cblr-14252	822	12	noticed	notice	VERB
cblr-14252	822	13	how	how	SCONJ
cblr-14252	822	14	optimizing	optimize	VERB
cblr-14252	822	15	for	for	ADP
cblr-14252	822	16	engagement	engagement	NOUN
cblr-14252	822	17	often	often	ADV
cblr-14252	822	18	led	lead	VERB
cblr-14252	822	19	to	to	ADP
cblr-14252	822	20	increased	increase	VERB
cblr-14252	822	21	exposure	exposure	NOUN
cblr-14252	822	22	to	to	ADP
cblr-14252	822	23	harmful	harmful	ADJ
cblr-14252	822	24	content	content	NOUN
cblr-14252	822	25	.	.	PUNCT
cblr-14252	823	1	despite	despite	SCONJ
cblr-14252	823	2	evidence	evidence	NOUN
cblr-14252	823	3	that	that	SCONJ
cblr-14252	823	4	such	such	ADJ
cblr-14252	823	5	practices	practice	NOUN
cblr-14252	823	6	were	be	AUX
cblr-14252	823	7	detrimental	detrimental	ADJ
cblr-14252	823	8	to	to	ADP
cblr-14252	823	9	users	user	NOUN
cblr-14252	823	10	,	,	PUNCT
cblr-14252	823	11	particularly	particularly	ADV
cblr-14252	823	12	young	young	ADJ
cblr-14252	823	13	ones	one	NOUN
cblr-14252	823	14	,	,	PUNCT
cblr-14252	823	15	the	the	DET
cblr-14252	823	16	drive	drive	NOUN
cblr-14252	823	17	to	to	PART
cblr-14252	823	18	outcompete	outcompete	ADJ
cblr-14252	823	19	other	other	ADJ
cblr-14252	823	20	platforms	platform	NOUN
cblr-14252	823	21	and	and	CCONJ
cblr-14252	823	22	increase	increase	VERB
cblr-14252	823	23	engagement	engagement	NOUN
cblr-14252	823	24	often	often	ADV
cblr-14252	823	25	took	take	VERB
cblr-14252	823	26	precedence	precedence	NOUN
cblr-14252	823	27	over	over	ADP
cblr-14252	823	28	user	user	NOUN
cblr-14252	823	29	safety	safety	NOUN
cblr-14252	823	30	.	.	PUNCT
cblr-14252	824	1	explaining	explain	VERB
cblr-14252	824	2	this	this	PRON
cblr-14252	824	3	,	,	PUNCT
cblr-14252	824	4	some	some	DET
cblr-14252	824	5	industry	industry	NOUN
cblr-14252	824	6	experts	expert	NOUN
cblr-14252	824	7	explained	explain	VERB
cblr-14252	824	8	that	that	SCONJ
cblr-14252	824	9	such	such	ADJ
cblr-14252	824	10	moves	move	NOUN
cblr-14252	824	11	enable	enable	VERB
cblr-14252	824	12	tech	tech	NOUN
cblr-14252	824	13	giant	giant	NOUN
cblr-14252	824	14	’s	’s	PART
cblr-14252	824	15	such	such	ADJ
cblr-14252	824	16	as	as	ADP
cblr-14252	824	17	meta	meta	ADJ
cblr-14252	824	18	“	"	PUNCT
cblr-14252	824	19	to	to	PART
cblr-14252	824	20	continue	continue	VERB
cblr-14252	824	21	to	to	PART
cblr-14252	824	22	get	get	VERB
cblr-14252	824	23	high	high	ADJ
cblr-14252	824	24	engagement	engagement	NOUN
cblr-14252	824	25	—	—	PUNCT
cblr-14252	824	26	and	and	CCONJ
cblr-14252	824	27	ultimately	ultimately	ADV
cblr-14252	824	28	profit	profit	VERB
cblr-14252	824	29	—	—	PUNCT
cblr-14252	824	30	off	off	ADV
cblr-14252	824	31	.	.	PUNCT
cblr-14252	824	32	.	.	PUNCT
cblr-14252	825	1	.	.	PUNCT
cblr-14252	826	1	they	they	PRON
cblr-14252	826	2	were	be	AUX
cblr-14252	826	3	trying	try	VERB
cblr-14252	826	4	to	to	PART
cblr-14252	826	5	find	find	VERB
cblr-14252	826	6	ways	way	NOUN
cblr-14252	826	7	to	to	PART
cblr-14252	826	8	not	not	PART
cblr-14252	826	9	reduce	reduce	VERB
cblr-14252	826	10	engagement	engagement	NOUN
cblr-14252	826	11	but	but	CCONJ
cblr-14252	826	12	at	at	ADP
cblr-14252	826	13	the	the	DET
cblr-14252	826	14	same	same	ADJ
cblr-14252	826	15	time	time	NOUN
cblr-14252	826	16	make	make	VERB
cblr-14252	826	17	it	it	PRON
cblr-14252	826	18	look	look	VERB
cblr-14252	826	19	like	like	SCONJ
cblr-14252	826	20	they	they	PRON
cblr-14252	826	21	were	be	AUX
cblr-14252	826	22	trying	try	VERB
cblr-14252	826	23	to	to	PART
cblr-14252	826	24	make	make	VERB
cblr-14252	826	25	some	some	DET
cblr-14252	826	26	moves	move	NOUN
cblr-14252	826	27	toward	toward	ADP
cblr-14252	826	28	cleaning	clean	VERB
cblr-14252	826	29	up	up	ADP
cblr-14252	826	30	the	the	DET
cblr-14252	826	31	problems	problem	NOUN
cblr-14252	826	32	that	that	PRON
cblr-14252	826	33	they	they	PRON
cblr-14252	826	34	caused	cause	VERB
cblr-14252	826	35	.	.	PUNCT
cblr-14252	826	36	”	"	PUNCT
cblr-14252	827	1	david	david	PROPN
cblr-14252	827	2	klepper	klepper	PROPN
cblr-14252	827	3	&	&	CCONJ
cblr-14252	827	4	amanda	amanda	PROPN
cblr-14252	827	5	seitz	seitz	PROPN
cblr-14252	827	6	,	,	PUNCT
cblr-14252	827	7	facebook	facebook	PROPN
cblr-14252	827	8	froze	freeze	VERB
cblr-14252	827	9	as	as	SCONJ
cblr-14252	827	10	anti	anti	ADJ
cblr-14252	827	11	-	-	ADJ
cblr-14252	827	12	vaccine	vaccine	ADJ
cblr-14252	827	13	comments	comment	NOUN
cblr-14252	827	14	swarmed	swarm	VERB
cblr-14252	827	15	users	user	NOUN
cblr-14252	827	16	,	,	PUNCT
cblr-14252	827	17	ap	ap	PROPN
cblr-14252	827	18	news	news	PROPN
cblr-14252	827	19	(	(	PUNCT
cblr-14252	827	20	oct	oct	PROPN
cblr-14252	827	21	.	.	PROPN
cblr-14252	827	22	26	26	NUM
cblr-14252	827	23	,	,	PUNCT
cblr-14252	827	24	2021	2021	NUM
cblr-14252	827	25	,	,	PUNCT
cblr-14252	827	26	5:21	5:21	NUM
cblr-14252	827	27	pm	pm	NOUN
cblr-14252	827	28	edt	edt	PROPN
cblr-14252	827	29	)	)	PUNCT
cblr-14252	827	30	,	,	PUNCT
cblr-14252	827	31	https://apnews.com/article/the-facebook-paperscovid-vaccine-misinformation	https://apnews.com/article/the-facebook-paperscovid-vaccine-misinformation	NOUN
cblr-14252	827	32	c8bbc569be7cc2ca583dadb4236a0613?utm_source	c8bbc569be7cc2ca583dadb4236a0613?utm_source	NOUN
cblr-14252	827	33	=	=	NOUN
cblr-14252	827	34	substack&utm_medium=	substack&utm_medium=	NOUN
cblr-14252	827	35	email	email	NOUN
cblr-14252	827	36	..	..	PUNCT
cblr-14252	828	1	202	202	NUM
cblr-14252	828	2	xi	xi	NOUN
cblr-14252	828	3	wanyu	wanyu	PROPN
cblr-14252	828	4	et	et	PROPN
cblr-14252	828	5	al	al	PROPN
cblr-14252	828	6	.	.	PROPN
cblr-14252	828	7	,	,	PUNCT
cblr-14252	828	8	how	how	SCONJ
cblr-14252	828	9	hand	hand	NOUN
cblr-14252	828	10	gestures	gesture	NOUN
cblr-14252	828	11	influence	influence	VERB
cblr-14252	828	12	the	the	DET
cblr-14252	828	13	enjoyment	enjoyment	NOUN
cblr-14252	828	14	in	in	ADP
cblr-14252	828	15	gamified	gamifie	VERB
cblr-14252	828	16	mobile	mobile	ADJ
cblr-14252	828	17	marketing	marketing	NOUN
cblr-14252	828	18	,	,	PUNCT
cblr-14252	828	19	127	127	NUM
cblr-14252	828	20	int’l	int’l	NOUN
cblr-14252	828	21	j.	j.	PROPN
cblr-14252	828	22	hum.-comput	hum.-comput	PROPN
cblr-14252	828	23	.	.	PUNCT
cblr-14252	829	1	stud	stud	PROPN
cblr-14252	829	2	.	.	PUNCT
cblr-14252	830	1	169	169	NUM
cblr-14252	830	2	,	,	PUNCT
cblr-14252	830	3	169	169	NUM
cblr-14252	830	4	(	(	PUNCT
cblr-14252	830	5	2019	2019	NUM
cblr-14252	830	6	)	)	PUNCT
cblr-14252	830	7	.	.	PUNCT
cblr-14252	831	1	203	203	NUM
cblr-14252	831	2	simona	simona	PROPN
cblr-14252	831	3	raimo	raimo	VERB
cblr-14252	831	4	et	et	PROPN
cblr-14252	831	5	al	al	PROPN
cblr-14252	831	6	.	.	PROPN
cblr-14252	831	7	,	,	PUNCT
cblr-14252	831	8	the	the	DET
cblr-14252	831	9	neural	neural	ADJ
cblr-14252	831	10	basis	basis	NOUN
cblr-14252	831	11	of	of	ADP
cblr-14252	831	12	gambling	gambling	NOUN
cblr-14252	831	13	disorder	disorder	NOUN
cblr-14252	831	14	:	:	PUNCT
cblr-14252	831	15	an	an	DET
cblr-14252	831	16	activation	activation	NOUN
cblr-14252	831	17	likelihood	likelihood	NOUN
cblr-14252	831	18	estimation	estimation	NOUN
cblr-14252	831	19	meta	meta	NOUN
cblr-14252	831	20	-	-	PUNCT
cblr-14252	831	21	analysis	analysis	NOUN
cblr-14252	831	22	,	,	PUNCT
cblr-14252	831	23	120	120	NUM
cblr-14252	831	24	neuroscience	neuroscience	NOUN
cblr-14252	831	25	&	&	CCONJ
cblr-14252	831	26	biobehav	biobehav	PROPN
cblr-14252	831	27	.	.	PUNCT
cblr-14252	832	1	revs	revs	PROPN
cblr-14252	832	2	.	.	PUNCT
cblr-14252	833	1	279	279	NUM
cblr-14252	833	2	,	,	PUNCT
cblr-14252	833	3	280	280	NUM
cblr-14252	833	4	(	(	PUNCT
cblr-14252	833	5	2021	2021	NUM
cblr-14252	833	6	)	)	PUNCT
cblr-14252	833	7	.	.	PUNCT
cblr-14252	834	1	no	no	INTJ
cblr-14252	834	2	.	.	NOUN
cblr-14252	834	3	1	1	NUM
cblr-14252	834	4	]	]	PUNCT
cblr-14252	834	5	risk	risk	NOUN
cblr-14252	834	6	,	,	PUNCT
cblr-14252	834	7	discretion	discretion	NOUN
cblr-14252	834	8	,	,	PUNCT
cblr-14252	834	9	and	and	CCONJ
cblr-14252	834	10	bank	bank	NOUN
cblr-14252	834	11	supervision	supervision	NOUN
cblr-14252	834	12	367	367	NUM
cblr-14252	834	13	in	in	ADP
cblr-14252	834	14	a	a	DET
cblr-14252	834	15	legal	legal	ADJ
cblr-14252	834	16	context	context	NOUN
cblr-14252	834	17	,	,	PUNCT
cblr-14252	834	18	the	the	DET
cblr-14252	834	19	question	question	NOUN
cblr-14252	834	20	that	that	PRON
cblr-14252	834	21	then	then	ADV
cblr-14252	834	22	arises	arise	VERB
cblr-14252	834	23	is	be	AUX
cblr-14252	834	24	whether	whether	SCONJ
cblr-14252	834	25	these	these	DET
cblr-14252	834	26	practices	practice	NOUN
cblr-14252	834	27	do	do	AUX
cblr-14252	834	28	indeed	indeed	ADV
cblr-14252	834	29	cross	cross	VERB
cblr-14252	834	30	the	the	DET
cblr-14252	834	31	line	line	NOUN
cblr-14252	834	32	into	into	ADP
cblr-14252	834	33	predatory	predatory	ADJ
cblr-14252	834	34	finance	finance	NOUN
cblr-14252	834	35	by	by	ADP
cblr-14252	834	36	undermining	undermine	VERB
cblr-14252	834	37	users	user	NOUN
cblr-14252	834	38	’	'	PUNCT
cblr-14252	834	39	decisional	decisional	ADJ
cblr-14252	834	40	autonomy	autonomy	NOUN
cblr-14252	834	41	.	.	PUNCT
cblr-14252	835	1	decisional	decisional	ADJ
cblr-14252	835	2	autonomy	autonomy	NOUN
cblr-14252	835	3	—	—	PUNCT
cblr-14252	835	4	the	the	DET
cblr-14252	835	5	ability	ability	NOUN
cblr-14252	835	6	of	of	ADP
cblr-14252	835	7	individuals	individual	NOUN
cblr-14252	835	8	to	to	PART
cblr-14252	835	9	make	make	VERB
cblr-14252	835	10	informed	informed	ADJ
cblr-14252	835	11	and	and	CCONJ
cblr-14252	835	12	voluntary	voluntary	ADJ
cblr-14252	835	13	choices	choice	NOUN
cblr-14252	835	14	—	—	PUNCT
cblr-14252	835	15	is	be	AUX
cblr-14252	835	16	a	a	DET
cblr-14252	835	17	cornerstone	cornerstone	NOUN
cblr-14252	835	18	of	of	ADP
cblr-14252	835	19	consumer	consumer	NOUN
cblr-14252	835	20	protection	protection	NOUN
cblr-14252	835	21	law,204	law,204	PROPN
cblr-14252	835	22	and	and	CCONJ
cblr-14252	835	23	is	be	AUX
cblr-14252	835	24	particularly	particularly	ADV
cblr-14252	835	25	vital	vital	ADJ
cblr-14252	835	26	in	in	ADP
cblr-14252	835	27	financial	financial	ADJ
cblr-14252	835	28	transactions	transaction	NOUN
cblr-14252	835	29	,	,	PUNCT
cblr-14252	835	30	where	where	SCONJ
cblr-14252	835	31	decisions	decision	NOUN
cblr-14252	835	32	can	can	AUX
cblr-14252	835	33	have	have	VERB
cblr-14252	835	34	long	long	ADJ
cblr-14252	835	35	-	-	PUNCT
cblr-14252	835	36	term	term	NOUN
cblr-14252	835	37	consequences	consequence	NOUN
cblr-14252	835	38	.	.	PUNCT
cblr-14252	836	1	the	the	DET
cblr-14252	836	2	argument	argument	NOUN
cblr-14252	836	3	here	here	ADV
cblr-14252	836	4	is	be	AUX
cblr-14252	836	5	that	that	SCONJ
cblr-14252	836	6	when	when	SCONJ
cblr-14252	836	7	platforms	platform	NOUN
cblr-14252	836	8	deploy	deploy	VERB
cblr-14252	836	9	engagement	engagement	NOUN
cblr-14252	836	10	techniques	technique	NOUN
cblr-14252	836	11	designed	design	VERB
cblr-14252	836	12	to	to	PART
cblr-14252	836	13	exploit	exploit	VERB
cblr-14252	836	14	cognitive	cognitive	ADJ
cblr-14252	836	15	biases	bias	NOUN
cblr-14252	836	16	,	,	PUNCT
cblr-14252	836	17	they	they	PRON
cblr-14252	836	18	effectively	effectively	ADV
cblr-14252	836	19	coerce	coerce	VERB
cblr-14252	836	20	users	user	NOUN
cblr-14252	836	21	into	into	ADP
cblr-14252	836	22	making	make	VERB
cblr-14252	836	23	decisions	decision	NOUN
cblr-14252	836	24	that	that	SCONJ
cblr-14252	836	25	they	they	PRON
cblr-14252	836	26	would	would	AUX
cblr-14252	836	27	not	not	PART
cblr-14252	836	28	have	have	AUX
cblr-14252	836	29	made	make	VERB
cblr-14252	836	30	under	under	ADP
cblr-14252	836	31	conditions	condition	NOUN
cblr-14252	836	32	of	of	ADP
cblr-14252	836	33	full	full	ADJ
cblr-14252	836	34	autonomy	autonomy	NOUN
cblr-14252	836	35	.	.	PUNCT
cblr-14252	837	1	the	the	DET
cblr-14252	837	2	use	use	NOUN
cblr-14252	837	3	of	of	ADP
cblr-14252	837	4	nudges,205	nudges,205	NOUN
cblr-14252	837	5	as	as	ADV
cblr-14252	837	6	well	well	ADV
cblr-14252	837	7	as	as	ADP
cblr-14252	837	8	gamified	gamifie	VERB
cblr-14252	837	9	elements	element	NOUN
cblr-14252	837	10	to	to	PART
cblr-14252	837	11	steer	steer	VERB
cblr-14252	837	12	users	user	NOUN
cblr-14252	837	13	toward	toward	ADP
cblr-14252	837	14	excessive	excessive	ADJ
cblr-14252	837	15	trading	trading	NOUN
cblr-14252	837	16	,	,	PUNCT
cblr-14252	837	17	represents	represent	VERB
cblr-14252	837	18	a	a	DET
cblr-14252	837	19	form	form	NOUN
cblr-14252	837	20	of	of	ADP
cblr-14252	837	21	manipulation	manipulation	NOUN
cblr-14252	837	22	that	that	PRON
cblr-14252	837	23	is	be	AUX
cblr-14252	837	24	at	at	ADP
cblr-14252	837	25	odds	odd	NOUN
cblr-14252	837	26	with	with	ADP
cblr-14252	837	27	the	the	DET
cblr-14252	837	28	principles	principle	NOUN
cblr-14252	837	29	of	of	ADP
cblr-14252	837	30	informed	informed	ADJ
cblr-14252	837	31	consent	consent	NOUN
cblr-14252	837	32	and	and	CCONJ
cblr-14252	837	33	fair	fair	ADJ
cblr-14252	837	34	dealing	dealing	NOUN
cblr-14252	837	35	that	that	PRON
cblr-14252	837	36	underpin	underpin	VERB
cblr-14252	837	37	financial	financial	ADJ
cblr-14252	837	38	regulation	regulation	NOUN
cblr-14252	837	39	.	.	PUNCT
cblr-14252	838	1	from	from	ADP
cblr-14252	838	2	a	a	DET
cblr-14252	838	3	regulatory	regulatory	ADJ
cblr-14252	838	4	standpoint	standpoint	NOUN
cblr-14252	838	5	,	,	PUNCT
cblr-14252	838	6	these	these	DET
cblr-14252	838	7	practices	practice	NOUN
cblr-14252	838	8	present	present	VERB
cblr-14252	838	9	a	a	DET
cblr-14252	838	10	novel	novel	ADJ
cblr-14252	838	11	challenge	challenge	NOUN
cblr-14252	838	12	.	.	PUNCT
cblr-14252	839	1	traditional	traditional	ADJ
cblr-14252	839	2	financial	financial	ADJ
cblr-14252	839	3	regulation	regulation	NOUN
cblr-14252	839	4	is	be	AUX
cblr-14252	839	5	largely	largely	ADV
cblr-14252	839	6	designed	design	VERB
cblr-14252	839	7	to	to	PART
cblr-14252	839	8	address	address	VERB
cblr-14252	839	9	clear	clear	ADJ
cblr-14252	839	10	-	-	PUNCT
cblr-14252	839	11	cut	cut	VERB
cblr-14252	839	12	instances	instance	NOUN
cblr-14252	839	13	of	of	ADP
cblr-14252	839	14	fraud	fraud	NOUN
cblr-14252	839	15	,	,	PUNCT
cblr-14252	839	16	deception	deception	NOUN
cblr-14252	839	17	,	,	PUNCT
cblr-14252	839	18	or	or	CCONJ
cblr-14252	839	19	conflict	conflict	NOUN
cblr-14252	839	20	of	of	ADP
cblr-14252	839	21	interest	interest	NOUN
cblr-14252	839	22	,	,	PUNCT
cblr-14252	839	23	such	such	ADJ
cblr-14252	839	24	as	as	ADP
cblr-14252	839	25	misleading	misleading	ADJ
cblr-14252	839	26	disclosures	disclosure	NOUN
cblr-14252	839	27	,	,	PUNCT
cblr-14252	839	28	hidden	hide	VERB
cblr-14252	839	29	fees	fee	NOUN
cblr-14252	839	30	,	,	PUNCT
cblr-14252	839	31	or	or	CCONJ
cblr-14252	839	32	unsuitable	unsuitable	ADJ
cblr-14252	839	33	investment	investment	NOUN
cblr-14252	839	34	advice	advice	NOUN
cblr-14252	839	35	.	.	PUNCT
cblr-14252	840	1	the	the	DET
cblr-14252	840	2	deps	dep	NOUN
cblr-14252	840	3	at	at	ADP
cblr-14252	840	4	issue	issue	NOUN
cblr-14252	840	5	,	,	PUNCT
cblr-14252	840	6	however	however	ADV
cblr-14252	840	7	,	,	PUNCT
cblr-14252	840	8	operate	operate	VERB
cblr-14252	840	9	in	in	ADP
cblr-14252	840	10	a	a	DET
cblr-14252	840	11	subtler	subtle	ADJ
cblr-14252	840	12	and	and	CCONJ
cblr-14252	840	13	diffuse	diffuse	ADJ
cblr-14252	840	14	manner	manner	NOUN
cblr-14252	840	15	,	,	PUNCT
cblr-14252	840	16	leveraging	leverage	VERB
cblr-14252	840	17	behavioral	behavioral	ADJ
cblr-14252	840	18	science	science	NOUN
cblr-14252	840	19	to	to	PART
cblr-14252	840	20	achieve	achieve	VERB
cblr-14252	840	21	their	their	PRON
cblr-14252	840	22	goals	goal	NOUN
cblr-14252	840	23	without	without	ADP
cblr-14252	840	24	necessarily	necessarily	ADV
cblr-14252	840	25	violating	violate	VERB
cblr-14252	840	26	existing	exist	VERB
cblr-14252	840	27	legal	legal	ADJ
cblr-14252	840	28	norms	norm	NOUN
cblr-14252	840	29	.	.	PUNCT
cblr-14252	841	1	this	this	PRON
cblr-14252	841	2	creates	create	VERB
cblr-14252	841	3	a	a	DET
cblr-14252	841	4	regulatory	regulatory	ADJ
cblr-14252	841	5	gap	gap	NOUN
cblr-14252	841	6	where	where	SCONJ
cblr-14252	841	7	practices	practice	NOUN
cblr-14252	841	8	that	that	PRON
cblr-14252	841	9	are	be	AUX
cblr-14252	841	10	technically	technically	ADV
cblr-14252	841	11	compliant	compliant	ADJ
cblr-14252	841	12	with	with	ADP
cblr-14252	841	13	current	current	ADJ
cblr-14252	841	14	rules	rule	NOUN
cblr-14252	841	15	can	can	AUX
cblr-14252	841	16	nonetheless	nonetheless	ADV
cblr-14252	841	17	cause	cause	VERB
cblr-14252	841	18	significant	significant	ADJ
cblr-14252	841	19	consumer	consumer	NOUN
cblr-14252	841	20	harm.206	harm.206	NUM
cblr-14252	841	21	204	204	NUM
cblr-14252	841	22	see	see	NOUN
cblr-14252	841	23	,	,	PUNCT
cblr-14252	841	24	e.g.	e.g.	ADV
cblr-14252	841	25	,	,	PUNCT
cblr-14252	841	26	deryck	deryck	PROPN
cblr-14252	841	27	beyleveld	beyleveld	PROPN
cblr-14252	841	28	&	&	CCONJ
cblr-14252	841	29	roger	roger	PROPN
cblr-14252	841	30	brownsword	brownsword	PROPN
cblr-14252	841	31	,	,	PUNCT
cblr-14252	841	32	consent	consent	NOUN
cblr-14252	841	33	in	in	ADP
cblr-14252	841	34	the	the	DET
cblr-14252	841	35	law	law	NOUN
cblr-14252	841	36	237	237	NUM
cblr-14252	841	37	(	(	PUNCT
cblr-14252	841	38	2007	2007	NUM
cblr-14252	841	39	)	)	PUNCT
cblr-14252	841	40	(	(	PUNCT
cblr-14252	841	41	“	"	PUNCT
cblr-14252	841	42	in	in	ADP
cblr-14252	841	43	such	such	ADJ
cblr-14252	841	44	societies	society	NOUN
cblr-14252	841	45	,	,	PUNCT
cblr-14252	841	46	where	where	SCONJ
cblr-14252	841	47	the	the	DET
cblr-14252	841	48	culture	culture	NOUN
cblr-14252	841	49	of	of	ADP
cblr-14252	841	50	consumerism	consumerism	PROPN
cblr-14252	841	51	prevails	prevail	VERB
cblr-14252	841	52	,	,	PUNCT
cblr-14252	841	53	we	we	PRON
cblr-14252	841	54	find	find	VERB
cblr-14252	841	55	that	that	SCONJ
cblr-14252	841	56	‘	'	PUNCT
cblr-14252	841	57	informed	informed	ADJ
cblr-14252	841	58	consent	consent	NOUN
cblr-14252	841	59	requirements	requirement	NOUN
cblr-14252	841	60	are	be	AUX
cblr-14252	841	61	often	often	ADV
cblr-14252	841	62	seen	see	VERB
cblr-14252	841	63	not	not	PART
cblr-14252	841	64	only	only	ADV
cblr-14252	841	65	as	as	ADV
cblr-14252	841	66	necessary	necessary	ADJ
cblr-14252	841	67	but	but	CCONJ
cblr-14252	841	68	also	also	ADV
cblr-14252	841	69	as	as	ADV
cblr-14252	841	70	sufficient	sufficient	ADJ
cblr-14252	841	71	for	for	ADP
cblr-14252	841	72	ethical	ethical	ADJ
cblr-14252	841	73	justification	justification	NOUN
cblr-14252	841	74	.	.	PUNCT
cblr-14252	841	75	”	"	PUNCT
cblr-14252	842	1	(	(	PUNCT
cblr-14252	842	2	quoting	quote	VERB
cblr-14252	842	3	onora	onora	PROPN
cblr-14252	842	4	o'neill	o'neill	PROPN
cblr-14252	842	5	,	,	PUNCT
cblr-14252	842	6	autonomy	autonomy	NOUN
cblr-14252	842	7	and	and	CCONJ
cblr-14252	842	8	trust	trust	NOUN
cblr-14252	842	9	in	in	ADP
cblr-14252	842	10	bioethics	bioethics	NOUN
cblr-14252	842	11	47	47	NUM
cblr-14252	842	12	(	(	PUNCT
cblr-14252	842	13	2002	2002	NUM
cblr-14252	842	14	)	)	PUNCT
cblr-14252	842	15	)	)	PUNCT
cblr-14252	842	16	.	.	PUNCT
cblr-14252	843	1	205	205	NUM
cblr-14252	843	2	see	see	VERB
cblr-14252	843	3	richard	richard	PROPN
cblr-14252	843	4	h.	h.	PROPN
cblr-14252	843	5	thaler	thaler	PROPN
cblr-14252	843	6	&	&	CCONJ
cblr-14252	843	7	cass	cass	PROPN
cblr-14252	843	8	r.	r.	PROPN
cblr-14252	843	9	sunstein	sunstein	PROPN
cblr-14252	843	10	,	,	PUNCT
cblr-14252	843	11	nudge	nudge	VERB
cblr-14252	843	12	:	:	PUNCT
cblr-14252	843	13	improving	improve	VERB
cblr-14252	843	14	decisions	decision	NOUN
cblr-14252	843	15	about	about	ADP
cblr-14252	843	16	health	health	NOUN
cblr-14252	843	17	,	,	PUNCT
cblr-14252	843	18	wealth	wealth	NOUN
cblr-14252	843	19	,	,	PUNCT
cblr-14252	843	20	and	and	CCONJ
cblr-14252	843	21	happiness	happiness	NOUN
cblr-14252	843	22	4–6	4–6	PROPN
cblr-14252	843	23	(	(	PUNCT
cblr-14252	843	24	2008	2008	NUM
cblr-14252	843	25	)	)	PUNCT
cblr-14252	843	26	(	(	PUNCT
cblr-14252	843	27	making	make	VERB
cblr-14252	843	28	a	a	DET
cblr-14252	843	29	case	case	NOUN
cblr-14252	843	30	for	for	ADP
cblr-14252	843	31	“	"	PUNCT
cblr-14252	843	32	libertarian	libertarian	ADJ
cblr-14252	843	33	paternalism	paternalism	NOUN
cblr-14252	843	34	,	,	PUNCT
cblr-14252	843	35	”	"	PUNCT
cblr-14252	843	36	the	the	DET
cblr-14252	843	37	practice	practice	NOUN
cblr-14252	843	38	of	of	ADP
cblr-14252	843	39	making	make	VERB
cblr-14252	843	40	strategic	strategic	ADJ
cblr-14252	843	41	determination	determination	NOUN
cblr-14252	843	42	of	of	ADP
cblr-14252	843	43	default	default	NOUN
cblr-14252	843	44	options	option	NOUN
cblr-14252	843	45	to	to	PART
cblr-14252	843	46	“	"	PUNCT
cblr-14252	843	47	nudge	nudge	VERB
cblr-14252	843	48	”	"	PUNCT
cblr-14252	843	49	individuals	individual	NOUN
cblr-14252	843	50	into	into	ADP
cblr-14252	843	51	making	make	VERB
cblr-14252	843	52	better	well	ADJ
cblr-14252	843	53	choices	choice	NOUN
cblr-14252	843	54	in	in	ADP
cblr-14252	843	55	the	the	DET
cblr-14252	843	56	face	face	NOUN
cblr-14252	843	57	of	of	ADP
cblr-14252	843	58	their	their	PRON
cblr-14252	843	59	cognitive	cognitive	ADJ
cblr-14252	843	60	defects	defect	NOUN
cblr-14252	843	61	)	)	PUNCT
cblr-14252	843	62	.	.	PUNCT
cblr-14252	843	63	206	206	NUM
cblr-14252	843	64	for	for	ADP
cblr-14252	843	65	discussion	discussion	NOUN
cblr-14252	843	66	of	of	ADP
cblr-14252	843	67	the	the	DET
cblr-14252	843	68	challenge	challenge	NOUN
cblr-14252	843	69	in	in	ADP
cblr-14252	843	70	regulating	regulate	VERB
cblr-14252	843	71	these	these	DET
cblr-14252	843	72	issues	issue	NOUN
cblr-14252	843	73	,	,	PUNCT
cblr-14252	843	74	see	see	VERB
cblr-14252	843	75	generally	generally	ADV
cblr-14252	843	76	russell	russell	PROPN
cblr-14252	843	77	b.	b.	PROPN
cblr-14252	844	1	korobkin	korobkin	PROPN
cblr-14252	844	2	,	,	PUNCT
cblr-14252	844	3	the	the	DET
cblr-14252	844	4	problems	problem	NOUN
cblr-14252	844	5	with	with	ADP
cblr-14252	844	6	heuristics	heuristic	NOUN
cblr-14252	844	7	for	for	ADP
cblr-14252	844	8	law	law	NOUN
cblr-14252	844	9	(	(	PUNCT
cblr-14252	844	10	ucla	ucla	PROPN
cblr-14252	844	11	sch	sch	PROPN
cblr-14252	844	12	.	.	PROPN
cblr-14252	844	13	l.	l.	PROPN
cblr-14252	844	14	,	,	PUNCT
cblr-14252	844	15	law	law	PROPN
cblr-14252	844	16	&	&	CCONJ
cblr-14252	844	17	econ	econ	PROPN
cblr-14252	844	18	.	.	PUNCT
cblr-14252	845	1	rsch	rsch	PROPN
cblr-14252	845	2	.	.	PUNCT
cblr-14252	846	1	paper	paper	NOUN
cblr-14252	846	2	series	series	NOUN
cblr-14252	846	3	,	,	PUNCT
cblr-14252	846	4	working	working	NOUN
cblr-14252	846	5	paper	paper	NOUN
cblr-14252	846	6	no	no	INTJ
cblr-14252	846	7	.	.	NOUN
cblr-14252	846	8	04	04	NUM
cblr-14252	846	9	-	-	SYM
cblr-14252	846	10	1	1	NUM
cblr-14252	846	11	,	,	PUNCT
cblr-14252	846	12	2004	2004	NUM
cblr-14252	846	13	)	)	PUNCT
cblr-14252	846	14	,	,	PUNCT
cblr-14252	847	1	http://ssrn.com/abstract=496462	http://ssrn.com/abstract=496462	PROPN
cblr-14252	848	1	[	[	X
cblr-14252	848	2	https://perma.cc/9ln5-hmra	https://perma.cc/9ln5-hmra	X
cblr-14252	848	3	]	]	X
cblr-14252	848	4	368	368	NUM
cblr-14252	848	5	columbia	columbia	PROPN
cblr-14252	848	6	business	business	NOUN
cblr-14252	848	7	law	law	PROPN
cblr-14252	848	8	review	review	NOUN
cblr-14252	848	9	[	[	X
cblr-14252	848	10	vol	vol	NOUN
cblr-14252	848	11	.	.	PUNCT
cblr-14252	848	12	2025	2025	NUM
cblr-14252	848	13	the	the	DET
cblr-14252	848	14	potential	potential	NOUN
cblr-14252	848	15	for	for	ADP
cblr-14252	848	16	predation	predation	NOUN
cblr-14252	848	17	is	be	AUX
cblr-14252	848	18	amplified	amplify	VERB
cblr-14252	848	19	,	,	PUNCT
cblr-14252	848	20	however	however	ADV
cblr-14252	848	21	,	,	PUNCT
cblr-14252	848	22	by	by	ADP
cblr-14252	848	23	the	the	DET
cblr-14252	848	24	asymmetry	asymmetry	NOUN
cblr-14252	848	25	of	of	ADP
cblr-14252	848	26	information	information	NOUN
cblr-14252	848	27	and	and	CCONJ
cblr-14252	848	28	power	power	NOUN
cblr-14252	848	29	between	between	ADP
cblr-14252	848	30	platforms	platform	NOUN
cblr-14252	848	31	and	and	CCONJ
cblr-14252	848	32	users	user	NOUN
cblr-14252	848	33	.	.	PUNCT
cblr-14252	849	1	platforms	platform	NOUN
cblr-14252	849	2	have	have	VERB
cblr-14252	849	3	access	access	NOUN
cblr-14252	849	4	to	to	ADP
cblr-14252	849	5	vast	vast	ADJ
cblr-14252	849	6	amounts	amount	NOUN
cblr-14252	849	7	of	of	ADP
cblr-14252	849	8	behavioral	behavioral	ADJ
cblr-14252	849	9	data	datum	NOUN
cblr-14252	849	10	,	,	PUNCT
cblr-14252	849	11	allowing	allow	VERB
cblr-14252	849	12	them	they	PRON
cblr-14252	849	13	to	to	ADP
cblr-14252	849	14	fine	fine	ADJ
cblr-14252	849	15	-	-	PUNCT
cblr-14252	849	16	tune	tune	NOUN
cblr-14252	849	17	their	their	PRON
cblr-14252	849	18	engagement	engagement	NOUN
cblr-14252	849	19	strategies	strategy	NOUN
cblr-14252	849	20	to	to	PART
cblr-14252	849	21	maximize	maximize	VERB
cblr-14252	849	22	user	user	NOUN
cblr-14252	849	23	interaction	interaction	NOUN
cblr-14252	849	24	and	and	CCONJ
cblr-14252	849	25	profit.207	profit.207	NOUN
cblr-14252	849	26	this	this	DET
cblr-14252	849	27	information	information	NOUN
cblr-14252	849	28	advantage	advantage	NOUN
cblr-14252	849	29	,	,	PUNCT
cblr-14252	849	30	combined	combine	VERB
cblr-14252	849	31	with	with	ADP
cblr-14252	849	32	algorithmic	algorithmic	ADJ
cblr-14252	849	33	precision	precision	NOUN
cblr-14252	849	34	,	,	PUNCT
cblr-14252	849	35	enables	enable	VERB
cblr-14252	849	36	platforms	platform	NOUN
cblr-14252	849	37	to	to	PART
cblr-14252	849	38	push	push	VERB
cblr-14252	849	39	users	user	NOUN
cblr-14252	849	40	into	into	ADP
cblr-14252	849	41	trading	trading	NOUN
cblr-14252	849	42	behaviors	behavior	NOUN
cblr-14252	849	43	that	that	PRON
cblr-14252	849	44	serve	serve	VERB
cblr-14252	849	45	the	the	DET
cblr-14252	849	46	platform	platform	NOUN
cblr-14252	849	47	’s	’s	PART
cblr-14252	849	48	financial	financial	ADJ
cblr-14252	849	49	interests	interest	NOUN
cblr-14252	849	50	while	while	SCONJ
cblr-14252	849	51	exposing	expose	VERB
cblr-14252	849	52	users	user	NOUN
cblr-14252	849	53	—	—	PUNCT
cblr-14252	849	54	particularly	particularly	ADV
cblr-14252	849	55	those	those	PRON
cblr-14252	849	56	with	with	ADP
cblr-14252	849	57	lower	low	ADJ
cblr-14252	849	58	financial	financial	ADJ
cblr-14252	849	59	literacy	literacy	NOUN
cblr-14252	849	60	—	—	PUNCT
cblr-14252	849	61	to	to	PART
cblr-14252	849	62	disproportionate	disproportionate	VERB
cblr-14252	849	63	financial	financial	ADJ
cblr-14252	849	64	risks.208	risks.208	NOUN
cblr-14252	849	65	a	a	DET
cblr-14252	849	66	critical	critical	ADJ
cblr-14252	849	67	aspect	aspect	NOUN
cblr-14252	849	68	of	of	ADP
cblr-14252	849	69	predatory	predatory	ADJ
cblr-14252	849	70	finance	finance	NOUN
cblr-14252	849	71	is	be	AUX
cblr-14252	849	72	the	the	DET
cblr-14252	849	73	disproportionate	disproportionate	ADJ
cblr-14252	849	74	harm	harm	NOUN
cblr-14252	849	75	inflicted	inflict	VERB
cblr-14252	849	76	on	on	ADP
cblr-14252	849	77	vulnerable	vulnerable	ADJ
cblr-14252	849	78	populations	population	NOUN
cblr-14252	849	79	.	.	PUNCT
cblr-14252	850	1	the	the	DET
cblr-14252	850	2	fca	fca	PROPN
cblr-14252	850	3	report	report	NOUN
cblr-14252	850	4	suggests	suggest	VERB
cblr-14252	850	5	that	that	SCONJ
cblr-14252	850	6	women	woman	NOUN
cblr-14252	850	7	,	,	PUNCT
cblr-14252	850	8	younger	young	ADJ
cblr-14252	850	9	users	user	NOUN
cblr-14252	850	10	,	,	PUNCT
cblr-14252	850	11	and	and	CCONJ
cblr-14252	850	12	individuals	individual	NOUN
cblr-14252	850	13	with	with	ADP
cblr-14252	850	14	lower	low	ADJ
cblr-14252	850	15	financial	financial	ADJ
cblr-14252	850	16	literacy	literacy	NOUN
cblr-14252	850	17	are	be	AUX
cblr-14252	850	18	particularly	particularly	ADV
cblr-14252	850	19	susceptible	susceptible	ADJ
cblr-14252	850	20	to	to	ADP
cblr-14252	850	21	the	the	DET
cblr-14252	850	22	manipulative	manipulative	ADJ
cblr-14252	850	23	techniques	technique	NOUN
cblr-14252	850	24	embedded	embed	VERB
cblr-14252	850	25	in	in	ADP
cblr-14252	850	26	these	these	DET
cblr-14252	850	27	platforms	platform	NOUN
cblr-14252	850	28	.	.	PUNCT
cblr-14252	851	1	these	these	DET
cblr-14252	851	2	groups	group	NOUN
cblr-14252	851	3	are	be	AUX
cblr-14252	851	4	often	often	ADV
cblr-14252	851	5	targeted	target	VERB
cblr-14252	851	6	through	through	ADP
cblr-14252	851	7	personalized	personalized	ADJ
cblr-14252	851	8	engagement	engagement	NOUN
cblr-14252	851	9	strategies	strategy	NOUN
cblr-14252	851	10	that	that	PRON
cblr-14252	851	11	exploit	exploit	VERB
cblr-14252	851	12	their	their	PRON
cblr-14252	851	13	specific	specific	ADJ
cblr-14252	851	14	(	(	PUNCT
cblr-14252	851	15	discussing	discuss	VERB
cblr-14252	851	16	how	how	SCONJ
cblr-14252	851	17	heuristic	heuristic	NOUN
cblr-14252	851	18	-	-	PUNCT
cblr-14252	851	19	based	base	VERB
cblr-14252	851	20	reasoning	reasoning	NOUN
cblr-14252	851	21	poses	pose	VERB
cblr-14252	851	22	policy	policy	NOUN
cblr-14252	851	23	challenges	challenge	NOUN
cblr-14252	851	24	for	for	ADP
cblr-14252	851	25	legal	legal	ADJ
cblr-14252	851	26	scholars	scholar	NOUN
cblr-14252	851	27	)	)	PUNCT
cblr-14252	851	28	.	.	PUNCT
cblr-14252	852	1	see	see	AUX
cblr-14252	852	2	also	also	ADV
cblr-14252	852	3	william	william	PROPN
cblr-14252	852	4	n.	n.	PROPN
cblr-14252	852	5	eskridge	eskridge	PROPN
cblr-14252	852	6	,	,	PUNCT
cblr-14252	852	7	jr	jr	PROPN
cblr-14252	852	8	.	.	PROPN
cblr-14252	852	9	&	&	CCONJ
cblr-14252	852	10	john	john	PROPN
cblr-14252	852	11	ferejohn	ferejohn	PROPN
cblr-14252	852	12	,	,	PUNCT
cblr-14252	852	13	structuring	structure	VERB
cblr-14252	852	14	lawmaking	lawmake	VERB
cblr-14252	852	15	to	to	PART
cblr-14252	852	16	reduce	reduce	VERB
cblr-14252	852	17	cognitive	cognitive	ADJ
cblr-14252	852	18	bias	bias	NOUN
cblr-14252	852	19	:	:	PUNCT
cblr-14252	852	20	a	a	DET
cblr-14252	852	21	critical	critical	ADJ
cblr-14252	852	22	view	view	NOUN
cblr-14252	852	23	,	,	PUNCT
cblr-14252	852	24	87	87	NUM
cblr-14252	852	25	cornell	cornell	PROPN
cblr-14252	852	26	l.	l.	PROPN
cblr-14252	852	27	rev	rev	PROPN
cblr-14252	852	28	.	.	PROPN
cblr-14252	852	29	616	616	NUM
cblr-14252	852	30	,	,	PUNCT
cblr-14252	852	31	627–29	627–29	NUM
cblr-14252	852	32	(	(	PUNCT
cblr-14252	852	33	2002	2002	NUM
cblr-14252	852	34	)	)	PUNCT
cblr-14252	852	35	(	(	PUNCT
cblr-14252	852	36	analyzing	analyze	VERB
cblr-14252	852	37	“	"	PUNCT
cblr-14252	852	38	the	the	DET
cblr-14252	852	39	context	context	NOUN
cblr-14252	852	40	problem	problem	NOUN
cblr-14252	852	41	”	"	PUNCT
cblr-14252	852	42	in	in	ADP
cblr-14252	852	43	applying	apply	VERB
cblr-14252	852	44	cognitive	cognitive	ADJ
cblr-14252	852	45	psychology	psychology	NOUN
cblr-14252	852	46	research	research	NOUN
cblr-14252	852	47	to	to	ADP
cblr-14252	852	48	public	public	ADJ
cblr-14252	852	49	institutions	institution	NOUN
cblr-14252	852	50	)	)	PUNCT
cblr-14252	852	51	;	;	PUNCT
cblr-14252	852	52	gregory	gregory	PROPN
cblr-14252	852	53	mitchell	mitchell	PROPN
cblr-14252	852	54	,	,	PUNCT
cblr-14252	852	55	why	why	SCONJ
cblr-14252	852	56	law	law	NOUN
cblr-14252	852	57	and	and	CCONJ
cblr-14252	852	58	economics	economic	NOUN
cblr-14252	852	59	’	'	PUNCT
cblr-14252	852	60	perfect	perfect	ADJ
cblr-14252	852	61	rationality	rationality	NOUN
cblr-14252	852	62	should	should	AUX
cblr-14252	852	63	not	not	PART
cblr-14252	852	64	be	be	AUX
cblr-14252	852	65	traded	trade	VERB
cblr-14252	852	66	for	for	ADP
cblr-14252	852	67	behavioral	behavioral	ADJ
cblr-14252	852	68	law	law	NOUN
cblr-14252	852	69	and	and	CCONJ
cblr-14252	852	70	economics	economic	NOUN
cblr-14252	852	71	’	'	PUNCT
cblr-14252	852	72	equal	equal	ADJ
cblr-14252	852	73	incompetence	incompetence	NOUN
cblr-14252	852	74	,	,	PUNCT
cblr-14252	852	75	91	91	NUM
cblr-14252	852	76	geo	geo	PROPN
cblr-14252	852	77	.	.	PUNCT
cblr-14252	853	1	l.j	l.j	AUX
cblr-14252	853	2	.	.	PROPN
cblr-14252	853	3	67	67	NUM
cblr-14252	853	4	(	(	PUNCT
cblr-14252	853	5	2002	2002	NUM
cblr-14252	853	6	)	)	PUNCT
cblr-14252	853	7	(	(	PUNCT
cblr-14252	853	8	arguing	argue	VERB
cblr-14252	853	9	that	that	SCONJ
cblr-14252	853	10	people	people	NOUN
cblr-14252	853	11	are	be	AUX
cblr-14252	853	12	not	not	PART
cblr-14252	853	13	equally	equally	ADV
cblr-14252	853	14	irrational	irrational	ADJ
cblr-14252	853	15	and	and	CCONJ
cblr-14252	853	16	so	so	ADV
cblr-14252	853	17	a	a	DET
cblr-14252	853	18	singular	singular	ADJ
cblr-14252	853	19	regulatory	regulatory	ADJ
cblr-14252	853	20	response	response	NOUN
cblr-14252	853	21	to	to	PART
cblr-14252	853	22	address	address	VERB
cblr-14252	853	23	their	their	PRON
cblr-14252	853	24	behavior	behavior	NOUN
cblr-14252	853	25	might	might	AUX
cblr-14252	853	26	be	be	AUX
cblr-14252	853	27	imprudent	imprudent	ADJ
cblr-14252	853	28	)	)	PUNCT
cblr-14252	853	29	;	;	PUNCT
cblr-14252	853	30	robert	robert	PROPN
cblr-14252	853	31	e.	e.	PROPN
cblr-14252	853	32	scott	scott	PROPN
cblr-14252	853	33	,	,	PUNCT
cblr-14252	853	34	the	the	DET
cblr-14252	853	35	limits	limit	NOUN
cblr-14252	853	36	of	of	ADP
cblr-14252	853	37	behavioral	behavioral	ADJ
cblr-14252	853	38	theories	theory	NOUN
cblr-14252	853	39	of	of	ADP
cblr-14252	853	40	law	law	NOUN
cblr-14252	853	41	and	and	CCONJ
cblr-14252	853	42	social	social	ADJ
cblr-14252	853	43	norms	norm	NOUN
cblr-14252	853	44	,	,	PUNCT
cblr-14252	853	45	86	86	NUM
cblr-14252	853	46	va	va	NOUN
cblr-14252	853	47	.	.	PUNCT
cblr-14252	854	1	l.	l.	PROPN
cblr-14252	854	2	rev	rev	PROPN
cblr-14252	854	3	.	.	PROPN
cblr-14252	854	4	1603	1603	NUM
cblr-14252	854	5	,	,	PUNCT
cblr-14252	854	6	1643	1643	NUM
cblr-14252	854	7	–	–	PUNCT
cblr-14252	854	8	44	44	NUM
cblr-14252	854	9	(	(	PUNCT
cblr-14252	854	10	2000	2000	NUM
cblr-14252	854	11	)	)	PUNCT
cblr-14252	854	12	(	(	PUNCT
cblr-14252	854	13	expressing	express	VERB
cblr-14252	854	14	concern	concern	NOUN
cblr-14252	854	15	about	about	ADP
cblr-14252	854	16	behavioral	behavioral	ADJ
cblr-14252	854	17	law	law	NOUN
cblr-14252	854	18	and	and	CCONJ
cblr-14252	854	19	economics	economic	NOUN
cblr-14252	854	20	’	'	PUNCT
cblr-14252	854	21	neglect	neglect	NOUN
cblr-14252	854	22	of	of	ADP
cblr-14252	854	23	the	the	DET
cblr-14252	854	24	contextual	contextual	ADJ
cblr-14252	854	25	determinants	determinant	NOUN
cblr-14252	854	26	of	of	ADP
cblr-14252	854	27	behavior	behavior	NOUN
cblr-14252	854	28	)	)	PUNCT
cblr-14252	854	29	;	;	PUNCT
cblr-14252	854	30	daniel	daniel	PROPN
cblr-14252	854	31	a.	a.	PROPN
cblr-14252	854	32	farber	farber	PROPN
cblr-14252	854	33	,	,	PUNCT
cblr-14252	854	34	toward	toward	ADP
cblr-14252	854	35	a	a	DET
cblr-14252	854	36	new	new	ADJ
cblr-14252	854	37	legal	legal	ADJ
cblr-14252	854	38	realism	realism	NOUN
cblr-14252	854	39	,	,	PUNCT
cblr-14252	854	40	68	68	NUM
cblr-14252	854	41	u	u	NOUN
cblr-14252	854	42	chi	chi	NOUN
cblr-14252	854	43	.	.	PUNCT
cblr-14252	855	1	l.	l.	PROPN
cblr-14252	855	2	rev	rev	PROPN
cblr-14252	855	3	.	.	PROPN
cblr-14252	855	4	279	279	NUM
cblr-14252	855	5	,	,	PUNCT
cblr-14252	855	6	299	299	NUM
cblr-14252	855	7	(	(	PUNCT
cblr-14252	855	8	2001	2001	NUM
cblr-14252	855	9	)	)	PUNCT
cblr-14252	855	10	(	(	PUNCT
cblr-14252	855	11	reviewing	review	VERB
cblr-14252	855	12	behavioral	behavioral	ADJ
cblr-14252	855	13	law	law	NOUN
cblr-14252	855	14	and	and	CCONJ
cblr-14252	855	15	economics	economic	NOUN
cblr-14252	855	16	(	(	PUNCT
cblr-14252	855	17	cass	cass	PROPN
cblr-14252	855	18	sunstein	sunstein	PROPN
cblr-14252	855	19	ed	ed	PROPN
cblr-14252	855	20	.	.	PROPN
cblr-14252	855	21	,	,	PUNCT
cblr-14252	855	22	2000	2000	NUM
cblr-14252	855	23	)	)	PUNCT
cblr-14252	855	24	)	)	PUNCT
cblr-14252	856	1	(	(	PUNCT
cblr-14252	856	2	“	"	PUNCT
cblr-14252	856	3	the	the	DET
cblr-14252	856	4	tendency	tendency	NOUN
cblr-14252	856	5	to	to	PART
cblr-14252	856	6	focus	focus	VERB
cblr-14252	856	7	on	on	ADP
cblr-14252	856	8	one	one	NUM
cblr-14252	856	9	or	or	CCONJ
cblr-14252	856	10	two	two	NUM
cblr-14252	856	11	cognitive	cognitive	ADJ
cblr-14252	856	12	processes	process	NOUN
cblr-14252	856	13	at	at	ADP
cblr-14252	856	14	the	the	DET
cblr-14252	856	15	expense	expense	NOUN
cblr-14252	856	16	of	of	ADP
cblr-14252	856	17	institutional	institutional	ADJ
cblr-14252	856	18	context	context	NOUN
cblr-14252	856	19	seems	seem	VERB
cblr-14252	856	20	to	to	PART
cblr-14252	856	21	be	be	AUX
cblr-14252	856	22	widespread	widespread	ADJ
cblr-14252	856	23	among	among	ADP
cblr-14252	856	24	the	the	DET
cblr-14252	856	25	behavioralists	behavioralist	NOUN
cblr-14252	856	26	.	.	PUNCT
cblr-14252	856	27	”	"	PUNCT
cblr-14252	856	28	)	)	PUNCT
cblr-14252	856	29	.	.	PUNCT
cblr-14252	857	1	207	207	NUM
cblr-14252	857	2	arvind	arvind	PROPN
cblr-14252	857	3	narayanan	narayanan	PROPN
cblr-14252	857	4	,	,	PUNCT
cblr-14252	857	5	understanding	understand	VERB
cblr-14252	857	6	social	social	ADJ
cblr-14252	857	7	media	medium	NOUN
cblr-14252	857	8	recommendation	recommendation	NOUN
cblr-14252	857	9	algorithms	algorithm	NOUN
cblr-14252	857	10	,	,	PUNCT
cblr-14252	857	11	knight	knight	VERB
cblr-14252	857	12	first	first	ADV
cblr-14252	857	13	amend	amend	PROPN
cblr-14252	857	14	.	.	PUNCT
cblr-14252	858	1	inst	inst	PROPN
cblr-14252	858	2	.	.	PUNCT
cblr-14252	859	1	(	(	PUNCT
cblr-14252	859	2	mar	mar	PROPN
cblr-14252	859	3	.	.	PROPN
cblr-14252	859	4	9	9	NUM
cblr-14252	859	5	,	,	PUNCT
cblr-14252	859	6	2023	2023	NUM
cblr-14252	859	7	)	)	PUNCT
cblr-14252	859	8	,	,	PUNCT
cblr-14252	859	9	https://knightcolumbia.org/content/understanding-social-mediarecommendation-algorithms	https://knightcolumbia.org/content/understanding-social-mediarecommendation-algorithm	VERB
cblr-14252	860	1	[	[	X
cblr-14252	860	2	https://perma.cc/346w-yhru	https://perma.cc/346w-yhru	PROPN
cblr-14252	860	3	]	]	PUNCT
cblr-14252	860	4	.	.	PUNCT
cblr-14252	861	1	208	208	NUM
cblr-14252	862	1	i	i	PROPN
cblr-14252	862	2	d.	d.	PROPN
cblr-14252	862	3	(	(	PUNCT
cblr-14252	862	4	discussing	discuss	VERB
cblr-14252	862	5	how	how	SCONJ
cblr-14252	862	6	social	social	ADJ
cblr-14252	862	7	media	medium	NOUN
cblr-14252	862	8	platforms	platform	NOUN
cblr-14252	862	9	possess	possess	VERB
cblr-14252	862	10	a	a	DET
cblr-14252	862	11	significant	significant	ADJ
cblr-14252	862	12	information	information	NOUN
cblr-14252	862	13	advantage	advantage	NOUN
cblr-14252	862	14	by	by	ADP
cblr-14252	862	15	leveraging	leverage	VERB
cblr-14252	862	16	vast	vast	ADJ
cblr-14252	862	17	amounts	amount	NOUN
cblr-14252	862	18	of	of	ADP
cblr-14252	862	19	user	user	NOUN
cblr-14252	862	20	data	datum	NOUN
cblr-14252	862	21	to	to	ADP
cblr-14252	862	22	fine	fine	ADJ
cblr-14252	862	23	-	-	PUNCT
cblr-14252	862	24	tune	tune	NOUN
cblr-14252	862	25	their	their	PRON
cblr-14252	862	26	recommendation	recommendation	NOUN
cblr-14252	862	27	algorithms	algorithm	NOUN
cblr-14252	862	28	,	,	PUNCT
cblr-14252	862	29	and	and	CCONJ
cblr-14252	862	30	highlighting	highlight	VERB
cblr-14252	862	31	concerns	concern	NOUN
cblr-14252	862	32	that	that	SCONJ
cblr-14252	862	33	this	this	DET
cblr-14252	862	34	finetuning	finetuning	NOUN
cblr-14252	862	35	may	may	AUX
cblr-14252	862	36	prioritize	prioritize	VERB
cblr-14252	862	37	profit	profit	NOUN
cblr-14252	862	38	-	-	PUNCT
cblr-14252	862	39	driven	drive	VERB
cblr-14252	862	40	metrics	metric	NOUN
cblr-14252	862	41	over	over	ADP
cblr-14252	862	42	societal	societal	ADJ
cblr-14252	862	43	well	well	NOUN
cblr-14252	862	44	-	-	PUNCT
cblr-14252	862	45	being	being	NOUN
cblr-14252	862	46	,	,	PUNCT
cblr-14252	862	47	as	as	SCONJ
cblr-14252	862	48	it	it	PRON
cblr-14252	862	49	often	often	ADV
cblr-14252	862	50	amplifies	amplify	VERB
cblr-14252	862	51	sensational	sensational	ADJ
cblr-14252	862	52	,	,	PUNCT
cblr-14252	862	53	polarizing	polarizing	NOUN
cblr-14252	862	54	,	,	PUNCT
cblr-14252	862	55	or	or	CCONJ
cblr-14252	862	56	misleading	misleading	ADJ
cblr-14252	862	57	content	content	NOUN
cblr-14252	862	58	)	)	PUNCT
cblr-14252	862	59	.	.	PUNCT
cblr-14252	863	1	no	no	INTJ
cblr-14252	863	2	.	.	NOUN
cblr-14252	863	3	1	1	NUM
cblr-14252	863	4	]	]	PUNCT
cblr-14252	863	5	risk	risk	NOUN
cblr-14252	863	6	,	,	PUNCT
cblr-14252	863	7	discretion	discretion	NOUN
cblr-14252	863	8	,	,	PUNCT
cblr-14252	863	9	and	and	CCONJ
cblr-14252	863	10	bank	bank	NOUN
cblr-14252	863	11	supervision	supervision	NOUN
cblr-14252	863	12	369	369	NUM
cblr-14252	863	13	behavioral	behavioral	NOUN
cblr-14252	863	14	tendencies,209	tendencies,209	ADV
cblr-14252	863	15	and	and	CCONJ
cblr-14252	863	16	can	can	AUX
cblr-14252	863	17	be	be	AUX
cblr-14252	863	18	considered	consider	VERB
cblr-14252	863	19	vulnerable	vulnerable	ADJ
cblr-14252	863	20	populations	population	NOUN
cblr-14252	863	21	,	,	PUNCT
cblr-14252	863	22	which	which	PRON
cblr-14252	863	23	historically	historically	ADV
cblr-14252	863	24	have	have	AUX
cblr-14252	863	25	been	be	AUX
cblr-14252	863	26	among	among	ADP
cblr-14252	863	27	the	the	DET
cblr-14252	863	28	groups	group	NOUN
cblr-14252	863	29	that	that	PRON
cblr-14252	863	30	were	be	AUX
cblr-14252	863	31	subjected	subject	VERB
cblr-14252	863	32	more	more	ADV
cblr-14252	863	33	to	to	ADP
cblr-14252	863	34	predatory	predatory	ADJ
cblr-14252	863	35	financial	financial	ADJ
cblr-14252	863	36	offerings	offering	NOUN
cblr-14252	863	37	and	and	CCONJ
cblr-14252	863	38	services.210	services.210	VERB
cblr-14252	863	39	the	the	DET
cblr-14252	863	40	outcome	outcome	NOUN
cblr-14252	863	41	is	be	AUX
cblr-14252	863	42	a	a	DET
cblr-14252	863	43	form	form	NOUN
cblr-14252	863	44	of	of	ADP
cblr-14252	863	45	digital	digital	ADJ
cblr-14252	863	46	redlining	redlining	NOUN
cblr-14252	863	47	,	,	PUNCT
cblr-14252	863	48	where	where	SCONJ
cblr-14252	863	49	certain	certain	ADJ
cblr-14252	863	50	users	user	NOUN
cblr-14252	863	51	are	be	AUX
cblr-14252	863	52	systematically	systematically	ADV
cblr-14252	863	53	funneled	funnel	VERB
cblr-14252	863	54	into	into	ADP
cblr-14252	863	55	higher	high	ADJ
cblr-14252	863	56	-	-	PUNCT
cblr-14252	863	57	risk	risk	NOUN
cblr-14252	863	58	financial	financial	ADJ
cblr-14252	863	59	behaviors	behavior	NOUN
cblr-14252	863	60	based	base	VERB
cblr-14252	863	61	on	on	ADP
cblr-14252	863	62	their	their	PRON
cblr-14252	863	63	vulnerabilities	vulnerability	NOUN
cblr-14252	863	64	.	.	PUNCT
cblr-14252	864	1	this	this	PRON
cblr-14252	864	2	raises	raise	VERB
cblr-14252	864	3	serious	serious	ADJ
cblr-14252	864	4	equity	equity	NOUN
cblr-14252	864	5	and	and	CCONJ
cblr-14252	864	6	fairness	fairness	NOUN
cblr-14252	864	7	concerns	concern	NOUN
cblr-14252	864	8	,	,	PUNCT
cblr-14252	864	9	as	as	SCONJ
cblr-14252	864	10	these	these	DET
cblr-14252	864	11	practices	practice	NOUN
cblr-14252	864	12	perpetuate	perpetuate	VERB
cblr-14252	864	13	existing	exist	VERB
cblr-14252	864	14	disparities	disparity	NOUN
cblr-14252	864	15	in	in	ADP
cblr-14252	864	16	financial	financial	ADJ
cblr-14252	864	17	outcomes	outcome	NOUN
cblr-14252	864	18	and	and	CCONJ
cblr-14252	864	19	exacerbate	exacerbate	VERB
cblr-14252	864	20	the	the	DET
cblr-14252	864	21	risks	risk	NOUN
cblr-14252	864	22	faced	face	VERB
cblr-14252	864	23	by	by	ADP
cblr-14252	864	24	those	those	PRON
cblr-14252	864	25	least	least	ADV
cblr-14252	864	26	equipped	equip	VERB
cblr-14252	864	27	to	to	PART
cblr-14252	864	28	bear	bear	VERB
cblr-14252	864	29	them	they	PRON
cblr-14252	864	30	.	.	PUNCT
cblr-14252	865	1	finally	finally	ADV
cblr-14252	865	2	,	,	PUNCT
cblr-14252	865	3	the	the	DET
cblr-14252	865	4	parallels	parallel	NOUN
cblr-14252	865	5	between	between	ADP
cblr-14252	865	6	deps	dep	NOUN
cblr-14252	865	7	and	and	CCONJ
cblr-14252	865	8	traditional	traditional	ADJ
cblr-14252	865	9	forms	form	NOUN
cblr-14252	865	10	of	of	ADP
cblr-14252	865	11	predatory	predatory	ADJ
cblr-14252	865	12	finance	finance	NOUN
cblr-14252	865	13	are	be	AUX
cblr-14252	865	14	instructive	instructive	ADJ
cblr-14252	865	15	.	.	PUNCT
cblr-14252	866	1	in	in	ADP
cblr-14252	866	2	the	the	DET
cblr-14252	866	3	context	context	NOUN
cblr-14252	866	4	of	of	ADP
cblr-14252	866	5	consumer	consumer	NOUN
cblr-14252	866	6	lending	lending	NOUN
cblr-14252	866	7	,	,	PUNCT
cblr-14252	866	8	regulatory	regulatory	ADJ
cblr-14252	866	9	frameworks	framework	NOUN
cblr-14252	866	10	have	have	AUX
cblr-14252	866	11	evolved	evolve	VERB
cblr-14252	866	12	to	to	PART
cblr-14252	866	13	curb	curb	VERB
cblr-14252	866	14	practices	practice	NOUN
cblr-14252	866	15	that	that	PRON
cblr-14252	866	16	exploit	exploit	VERB
cblr-14252	866	17	borrower	borrower	NOUN
cblr-14252	866	18	vulnerabilities	vulnerability	NOUN
cblr-14252	866	19	,	,	PUNCT
cblr-14252	866	20	such	such	ADJ
cblr-14252	866	21	as	as	ADP
cblr-14252	866	22	excessive	excessive	ADJ
cblr-14252	866	23	fees	fee	NOUN
cblr-14252	866	24	,	,	PUNCT
cblr-14252	866	25	complex	complex	ADJ
cblr-14252	866	26	terms	term	NOUN
cblr-14252	866	27	designed	design	VERB
cblr-14252	866	28	to	to	PART
cblr-14252	866	29	obscure	obscure	VERB
cblr-14252	866	30	true	true	ADJ
cblr-14252	866	31	costs	cost	NOUN
cblr-14252	866	32	,	,	PUNCT
cblr-14252	866	33	and	and	CCONJ
cblr-14252	866	34	aggressive	aggressive	ADJ
cblr-14252	866	35	marketing.211	marketing.211	NOUN
cblr-14252	866	36	zooming	zoom	VERB
cblr-14252	866	37	in	in	ADP
cblr-14252	866	38	on	on	ADP
cblr-14252	866	39	gamified	gamifie	VERB
cblr-14252	866	40	finance	finance	NOUN
cblr-14252	866	41	209	209	NUM
cblr-14252	866	42	indeed	indeed	ADV
cblr-14252	866	43	,	,	PUNCT
cblr-14252	866	44	the	the	DET
cblr-14252	866	45	lack	lack	NOUN
cblr-14252	866	46	of	of	ADP
cblr-14252	866	47	financial	financial	ADJ
cblr-14252	866	48	literacy	literacy	NOUN
cblr-14252	866	49	combined	combine	VERB
cblr-14252	866	50	with	with	ADP
cblr-14252	866	51	human	human	ADJ
cblr-14252	866	52	bounded	bounded	ADJ
cblr-14252	866	53	rationality	rationality	NOUN
cblr-14252	866	54	,	,	PUNCT
cblr-14252	866	55	may	may	AUX
cblr-14252	866	56	have	have	AUX
cblr-14252	866	57	further	far	ADV
cblr-14252	866	58	contributed	contribute	VERB
cblr-14252	866	59	to	to	ADP
cblr-14252	866	60	the	the	DET
cblr-14252	866	61	marginalization	marginalization	NOUN
cblr-14252	866	62	of	of	ADP
cblr-14252	866	63	financially	financially	ADV
cblr-14252	866	64	disadvantaged	disadvantaged	ADJ
cblr-14252	866	65	populations	population	NOUN
cblr-14252	866	66	and	and	CCONJ
cblr-14252	866	67	minorities	minority	NOUN
cblr-14252	866	68	.	.	PUNCT
cblr-14252	867	1	see	see	VERB
cblr-14252	867	2	susan	susan	PROPN
cblr-14252	867	3	block	block	PROPN
cblr-14252	867	4	-	-	PUNCT
cblr-14252	867	5	lieb	lieb	PROPN
cblr-14252	867	6	&	&	CCONJ
cblr-14252	867	7	edward	edward	PROPN
cblr-14252	867	8	j.	j.	PROPN
cblr-14252	867	9	janger	janger	PROPN
cblr-14252	867	10	,	,	PUNCT
cblr-14252	867	11	the	the	DET
cblr-14252	867	12	myth	myth	NOUN
cblr-14252	867	13	of	of	ADP
cblr-14252	867	14	the	the	DET
cblr-14252	867	15	rational	rational	ADJ
cblr-14252	867	16	borrower	borrower	NOUN
cblr-14252	867	17	:	:	PUNCT
cblr-14252	867	18	rationality	rationality	NOUN
cblr-14252	867	19	,	,	PUNCT
cblr-14252	867	20	behavioralism	behavioralism	NOUN
cblr-14252	867	21	,	,	PUNCT
cblr-14252	867	22	and	and	CCONJ
cblr-14252	867	23	the	the	DET
cblr-14252	867	24	misguided	misguided	ADJ
cblr-14252	867	25	“	"	PUNCT
cblr-14252	867	26	reform	reform	NOUN
cblr-14252	867	27	”	"	PUNCT
cblr-14252	867	28	of	of	ADP
cblr-14252	867	29	bankruptcy	bankruptcy	NOUN
cblr-14252	867	30	law	law	NOUN
cblr-14252	867	31	,	,	PUNCT
cblr-14252	867	32	84	84	NUM
cblr-14252	867	33	tex	tex	PROPN
cblr-14252	867	34	.	.	PROPN
cblr-14252	867	35	l.	l.	PROPN
cblr-14252	867	36	rev	rev	PROPN
cblr-14252	867	37	.	.	PROPN
cblr-14252	867	38	1481	1481	NUM
cblr-14252	867	39	,	,	PUNCT
cblr-14252	867	40	1530	1530	NUM
cblr-14252	867	41	(	(	PUNCT
cblr-14252	867	42	2006	2006	NUM
cblr-14252	867	43	)	)	PUNCT
cblr-14252	867	44	.	.	PUNCT
cblr-14252	868	1	210	210	NUM
cblr-14252	868	2	see	see	VERB
cblr-14252	868	3	,	,	PUNCT
cblr-14252	868	4	e.g.	e.g.	ADV
cblr-14252	868	5	,	,	PUNCT
cblr-14252	868	6	how	how	SCONJ
cblr-14252	868	7	in	in	ADP
cblr-14252	868	8	2001	2001	NUM
cblr-14252	868	9	,	,	PUNCT
cblr-14252	868	10	the	the	DET
cblr-14252	868	11	justice	justice	PROPN
cblr-14252	868	12	department	department	PROPN
cblr-14252	868	13	,	,	PUNCT
cblr-14252	868	14	in	in	ADP
cblr-14252	868	15	commenting	comment	VERB
cblr-14252	868	16	on	on	ADP
cblr-14252	868	17	predatory	predatory	ADJ
cblr-14252	868	18	lending	lending	NOUN
cblr-14252	868	19	,	,	PUNCT
cblr-14252	868	20	argued	argue	VERB
cblr-14252	868	21	,	,	PUNCT
cblr-14252	868	22	“	"	PUNCT
cblr-14252	868	23	[	[	X
cblr-14252	868	24	o]ne	o]ne	NOUN
cblr-14252	868	25	of	of	ADP
cblr-14252	868	26	our	our	PRON
cblr-14252	868	27	principal	principal	ADJ
cblr-14252	868	28	concerns	concern	NOUN
cblr-14252	868	29	is	be	AUX
cblr-14252	868	30	that	that	SCONJ
cblr-14252	868	31	lenders	lender	NOUN
cblr-14252	868	32	have	have	AUX
cblr-14252	868	33	targeted	target	VERB
cblr-14252	868	34	vulnerable	vulnerable	ADJ
cblr-14252	868	35	populations	population	NOUN
cblr-14252	868	36	.	.	PUNCT
cblr-14252	868	37	”	"	PUNCT
cblr-14252	869	1	fair	fair	ADJ
cblr-14252	869	2	lending	lending	NOUN
cblr-14252	869	3	enforcement	enforcement	NOUN
cblr-14252	869	4	program	program	NOUN
cblr-14252	869	5	,	,	PUNCT
cblr-14252	869	6	u.s	u.s	PROPN
cblr-14252	869	7	.	.	PROPN
cblr-14252	869	8	dept	dept	PROPN
cblr-14252	869	9	.	.	PUNCT
cblr-14252	870	1	just	just	ADV
cblr-14252	870	2	.	.	PUNCT
cblr-14252	871	1	(	(	PUNCT
cblr-14252	871	2	jan	jan	PROPN
cblr-14252	871	3	.	.	PROPN
cblr-14252	871	4	2001	2001	NUM
cblr-14252	871	5	)	)	PUNCT
cblr-14252	871	6	,	,	PUNCT
cblr-14252	871	7	https://www.justice.gov/node/113596	https://www.justice.gov/node/113596	PROPN
cblr-14252	871	8	.	.	PUNCT
cblr-14252	872	1	211	211	NUM
cblr-14252	872	2	much	much	ADV
cblr-14252	872	3	like	like	ADP
cblr-14252	872	4	other	other	ADJ
cblr-14252	872	5	predatory	predatory	ADJ
cblr-14252	872	6	financial	financial	ADJ
cblr-14252	872	7	products	product	NOUN
cblr-14252	872	8	and	and	CCONJ
cblr-14252	872	9	services	service	NOUN
cblr-14252	872	10	,	,	PUNCT
cblr-14252	872	11	aggressive	aggressive	ADJ
cblr-14252	872	12	marketing	marketing	NOUN
cblr-14252	872	13	efforts	effort	NOUN
cblr-14252	872	14	of	of	ADP
cblr-14252	872	15	such	such	ADJ
cblr-14252	872	16	products	product	NOUN
cblr-14252	872	17	and	and	CCONJ
cblr-14252	872	18	services	service	NOUN
cblr-14252	872	19	have	have	AUX
cblr-14252	872	20	focused	focus	VERB
cblr-14252	872	21	on	on	ADP
cblr-14252	872	22	financially	financially	ADV
cblr-14252	872	23	less	less	ADV
cblr-14252	872	24	literate	literate	ADJ
cblr-14252	872	25	or	or	CCONJ
cblr-14252	872	26	excluded	exclude	VERB
cblr-14252	872	27	populations	population	NOUN
cblr-14252	872	28	.	.	PUNCT
cblr-14252	873	1	see	see	VERB
cblr-14252	873	2	leda	leda	PROPN
cblr-14252	873	3	alvim	alvim	PROPN
cblr-14252	873	4	&	&	CCONJ
cblr-14252	873	5	lulit	lulit	PROPN
cblr-14252	873	6	tadesse	tadesse	ADV
cblr-14252	873	7	,	,	PUNCT
cblr-14252	873	8	cryptocurrency	cryptocurrency	NOUN
cblr-14252	873	9	attracting	attract	VERB
cblr-14252	873	10	black	black	ADJ
cblr-14252	873	11	,	,	PUNCT
cblr-14252	873	12	latino	latino	ADJ
cblr-14252	873	13	investors	investor	NOUN
cblr-14252	873	14	and	and	CCONJ
cblr-14252	873	15	fans	fan	NOUN
cblr-14252	873	16	,	,	PUNCT
cblr-14252	873	17	abc	abc	PROPN
cblr-14252	873	18	news	news	PROPN
cblr-14252	873	19	,	,	PUNCT
cblr-14252	873	20	(	(	PUNCT
cblr-14252	873	21	feb	feb	PROPN
cblr-14252	873	22	.	.	PROPN
cblr-14252	873	23	10	10	NUM
cblr-14252	873	24	,	,	PUNCT
cblr-14252	873	25	2022	2022	NUM
cblr-14252	873	26	)	)	PUNCT
cblr-14252	873	27	,	,	PUNCT
cblr-14252	873	28	https://abcnews.go.com/business/cryptocurrency-attractingblack-latino-investors-fans/story?id=82684748	https://abcnews.go.com/business/cryptocurrency-attractingblack-latino-investors-fans/story?id=82684748	X
cblr-14252	874	1	[	[	X
cblr-14252	874	2	https://perma.cc/9upg-h9tc	https://perma.cc/9upg-h9tc	X
cblr-14252	874	3	]	]	X
cblr-14252	874	4	(	(	PUNCT
cblr-14252	874	5	focusing	focus	VERB
cblr-14252	874	6	on	on	ADP
cblr-14252	874	7	crypto	crypto	NOUN
cblr-14252	874	8	offerings	offering	NOUN
cblr-14252	874	9	and	and	CCONJ
cblr-14252	874	10	explaining	explain	VERB
cblr-14252	874	11	that	that	SCONJ
cblr-14252	874	12	it	it	PRON
cblr-14252	874	13	may	may	AUX
cblr-14252	874	14	be	be	AUX
cblr-14252	874	15	attracting	attract	VERB
cblr-14252	874	16	more	more	ADJ
cblr-14252	874	17	investors	investor	NOUN
cblr-14252	874	18	who	who	PRON
cblr-14252	874	19	have	have	AUX
cblr-14252	874	20	historically	historically	ADV
cblr-14252	874	21	had	have	VERB
cblr-14252	874	22	barriers	barrier	NOUN
cblr-14252	874	23	to	to	ADP
cblr-14252	874	24	traditional	traditional	ADJ
cblr-14252	874	25	financial	financial	ADJ
cblr-14252	874	26	investment	investment	NOUN
cblr-14252	874	27	options	option	NOUN
cblr-14252	874	28	)	)	PUNCT
cblr-14252	874	29	.	.	PUNCT
cblr-14252	875	1	similarly	similarly	ADV
cblr-14252	875	2	,	,	PUNCT
cblr-14252	875	3	finfluencers	finfluencer	NOUN
cblr-14252	875	4	have	have	AUX
cblr-14252	875	5	further	far	ADV
cblr-14252	875	6	contributed	contribute	VERB
cblr-14252	875	7	to	to	ADP
cblr-14252	875	8	the	the	DET
cblr-14252	875	9	success	success	NOUN
cblr-14252	875	10	of	of	ADP
cblr-14252	875	11	predatory	predatory	ADJ
cblr-14252	875	12	financial	financial	ADJ
cblr-14252	875	13	schemes	scheme	NOUN
cblr-14252	875	14	,	,	PUNCT
cblr-14252	875	15	given	give	VERB
cblr-14252	875	16	the	the	DET
cblr-14252	875	17	importance	importance	NOUN
cblr-14252	875	18	consumers	consumer	NOUN
cblr-14252	875	19	assigned	assign	VERB
cblr-14252	875	20	to	to	ADP
cblr-14252	875	21	their	their	PRON
cblr-14252	875	22	recommendations	recommendation	NOUN
cblr-14252	875	23	they	they	PRON
cblr-14252	875	24	play	play	VERB
cblr-14252	875	25	in	in	ADP
cblr-14252	875	26	modern	modern	ADJ
cblr-14252	875	27	consumer	consumer	NOUN
cblr-14252	875	28	finance	finance	NOUN
cblr-14252	875	29	,	,	PUNCT
cblr-14252	875	30	and	and	CCONJ
cblr-14252	875	31	regulators	regulator	NOUN
cblr-14252	875	32	have	have	AUX
cblr-14252	875	33	recently	recently	ADV
cblr-14252	875	34	started	start	VERB
cblr-14252	875	35	to	to	PART
cblr-14252	875	36	catch	catch	VERB
cblr-14252	875	37	up	up	ADP
cblr-14252	875	38	.	.	PUNCT
cblr-14252	876	1	being	be	AUX
cblr-14252	876	2	among	among	ADP
cblr-14252	876	3	the	the	DET
cblr-14252	876	4	first	first	ADJ
cblr-14252	876	5	to	to	PART
cblr-14252	876	6	address	address	VERB
cblr-14252	876	7	this	this	DET
cblr-14252	876	8	issue	issue	NOUN
cblr-14252	876	9	,	,	PUNCT
cblr-14252	876	10	the	the	DET
cblr-14252	876	11	uk	uk	PROPN
cblr-14252	876	12	's	's	PART
cblr-14252	876	13	cma	cma	NOUN
cblr-14252	876	14	issued	issue	VERB
cblr-14252	876	15	clear	clear	ADJ
cblr-14252	876	16	guidance	guidance	NOUN
cblr-14252	876	17	for	for	ADP
cblr-14252	876	18	social	social	ADJ
cblr-14252	876	19	media	medium	NOUN
cblr-14252	876	20	influencers	influencer	NOUN
cblr-14252	876	21	and	and	CCONJ
cblr-14252	876	22	included	include	VERB
cblr-14252	876	23	links	link	NOUN
cblr-14252	876	24	for	for	ADP
cblr-14252	876	25	online	online	ADJ
cblr-14252	876	26	reviews	review	NOUN
cblr-14252	876	27	and	and	CCONJ
cblr-14252	876	28	endorsements	endorsement	NOUN
cblr-14252	876	29	.	.	PUNCT
cblr-14252	877	1	see	see	VERB
cblr-14252	877	2	competition	competition	NOUN
cblr-14252	877	3	and	and	CCONJ
cblr-14252	877	4	markets	market	NOUN
cblr-14252	877	5	authority	authority	NOUN
cblr-14252	877	6	,	,	PUNCT
cblr-14252	877	7	hidden	hidden	ADJ
cblr-14252	877	8	ads	ad	NOUN
cblr-14252	877	9	:	:	PUNCT
cblr-14252	877	10	being	be	AUX
cblr-14252	877	11	clear	clear	ADJ
cblr-14252	877	12	with	with	ADP
cblr-14252	877	13	your	your	PRON
cblr-14252	877	14	370	370	NUM
cblr-14252	877	15	columbia	columbia	PROPN
cblr-14252	877	16	business	business	NOUN
cblr-14252	877	17	law	law	PROPN
cblr-14252	877	18	review	review	NOUN
cblr-14252	877	19	[	[	X
cblr-14252	877	20	vol	vol	NOUN
cblr-14252	877	21	.	.	PUNCT
cblr-14252	877	22	2025	2025	NUM
cblr-14252	877	23	and	and	CCONJ
cblr-14252	877	24	gamification	gamification	NOUN
cblr-14252	877	25	,	,	PUNCT
cblr-14252	877	26	it	it	PRON
cblr-14252	877	27	seems	seem	VERB
cblr-14252	877	28	fair	fair	ADJ
cblr-14252	877	29	to	to	PART
cblr-14252	877	30	argue	argue	VERB
cblr-14252	877	31	that	that	SCONJ
cblr-14252	877	32	the	the	DET
cblr-14252	877	33	same	same	ADJ
cblr-14252	877	34	principles	principle	NOUN
cblr-14252	877	35	can	can	AUX
cblr-14252	877	36	be	be	AUX
cblr-14252	877	37	applied	apply	VERB
cblr-14252	877	38	.	.	PUNCT
cblr-14252	878	1	just	just	ADV
cblr-14252	878	2	as	as	SCONJ
cblr-14252	878	3	payday	payday	NOUN
cblr-14252	878	4	lenders	lender	NOUN
cblr-14252	878	5	are	be	AUX
cblr-14252	878	6	required	require	VERB
cblr-14252	878	7	to	to	PART
cblr-14252	878	8	ensure	ensure	VERB
cblr-14252	878	9	that	that	SCONJ
cblr-14252	878	10	their	their	PRON
cblr-14252	878	11	loans	loan	NOUN
cblr-14252	878	12	do	do	AUX
cblr-14252	878	13	not	not	PART
cblr-14252	878	14	trap	trap	VERB
cblr-14252	878	15	borrowers	borrower	NOUN
cblr-14252	878	16	in	in	ADP
cblr-14252	878	17	cycles	cycle	NOUN
cblr-14252	878	18	of	of	ADP
cblr-14252	878	19	debt	debt	NOUN
cblr-14252	878	20	,	,	PUNCT
cblr-14252	878	21	trading	trading	NOUN
cblr-14252	878	22	apps	app	NOUN
cblr-14252	878	23	could	could	AUX
cblr-14252	878	24	be	be	AUX
cblr-14252	878	25	held	hold	VERB
cblr-14252	878	26	to	to	ADP
cblr-14252	878	27	a	a	DET
cblr-14252	878	28	standard	standard	NOUN
cblr-14252	878	29	that	that	PRON
cblr-14252	878	30	requires	require	VERB
cblr-14252	878	31	them	they	PRON
cblr-14252	878	32	to	to	PART
cblr-14252	878	33	avoid	avoid	VERB
cblr-14252	878	34	deps	dep	NOUN
cblr-14252	878	35	that	that	PRON
cblr-14252	878	36	induce	induce	VERB
cblr-14252	878	37	users	user	NOUN
cblr-14252	878	38	into	into	ADP
cblr-14252	878	39	cycles	cycle	NOUN
cblr-14252	878	40	of	of	ADP
cblr-14252	878	41	compulsive	compulsive	ADJ
cblr-14252	878	42	trading	trading	NOUN
cblr-14252	878	43	and	and	CCONJ
cblr-14252	878	44	financial	financial	ADJ
cblr-14252	878	45	loss	loss	NOUN
cblr-14252	878	46	.	.	PUNCT
cblr-14252	879	1	therefore	therefore	ADV
cblr-14252	879	2	,	,	PUNCT
cblr-14252	879	3	to	to	PART
cblr-14252	879	4	effectively	effectively	ADV
cblr-14252	879	5	address	address	VERB
cblr-14252	879	6	this	this	DET
cblr-14252	879	7	emerging	emerge	VERB
cblr-14252	879	8	form	form	NOUN
cblr-14252	879	9	of	of	ADP
cblr-14252	879	10	predatory	predatory	ADJ
cblr-14252	879	11	finance	finance	NOUN
cblr-14252	879	12	,	,	PUNCT
cblr-14252	879	13	drawing	draw	VERB
cblr-14252	879	14	from	from	ADP
cblr-14252	879	15	zinberg	zinberg	PROPN
cblr-14252	879	16	’s	’s	PART
cblr-14252	879	17	model	model	NOUN
cblr-14252	879	18	,	,	PUNCT
cblr-14252	879	19	which	which	PRON
cblr-14252	879	20	highlights	highlight	VERB
cblr-14252	879	21	the	the	DET
cblr-14252	879	22	influence	influence	NOUN
cblr-14252	879	23	of	of	ADP
cblr-14252	879	24	environmental	environmental	ADJ
cblr-14252	879	25	factors	factor	NOUN
cblr-14252	879	26	on	on	ADP
cblr-14252	879	27	addictive	addictive	ADJ
cblr-14252	879	28	behaviors	behavior	NOUN
cblr-14252	879	29	,	,	PUNCT
cblr-14252	879	30	the	the	DET
cblr-14252	879	31	regulatory	regulatory	ADJ
cblr-14252	879	32	approach	approach	NOUN
cblr-14252	879	33	to	to	ADP
cblr-14252	879	34	predatory	predatory	NOUN
cblr-14252	879	35	gamblified	gamblifie	VERB
cblr-14252	879	36	finance	finance	NOUN
cblr-14252	879	37	must	must	AUX
cblr-14252	879	38	account	account	VERB
cblr-14252	879	39	for	for	ADP
cblr-14252	879	40	how	how	SCONJ
cblr-14252	879	41	digital	digital	ADJ
cblr-14252	879	42	products	product	NOUN
cblr-14252	879	43	and	and	CCONJ
cblr-14252	879	44	environments	environment	NOUN
cblr-14252	879	45	can	can	AUX
cblr-14252	879	46	amplify	amplify	VERB
cblr-14252	879	47	financial	financial	ADJ
cblr-14252	879	48	addiction	addiction	NOUN
cblr-14252	879	49	.	.	PUNCT
cblr-14252	880	1	a	a	DET
cblr-14252	880	2	key	key	ADJ
cblr-14252	880	3	recommendation	recommendation	NOUN
cblr-14252	880	4	is	be	AUX
cblr-14252	880	5	implementing	implement	VERB
cblr-14252	880	6	a	a	DET
cblr-14252	880	7	duty	duty	NOUN
cblr-14252	880	8	of	of	ADP
cblr-14252	880	9	care	care	NOUN
cblr-14252	880	10	that	that	PRON
cblr-14252	880	11	mirrors	mirror	VERB
cblr-14252	880	12	the	the	DET
cblr-14252	880	13	product	product	NOUN
cblr-14252	880	14	considerations	consideration	NOUN
cblr-14252	880	15	in	in	ADP
cblr-14252	880	16	zinberg	zinberg	PROPN
cblr-14252	880	17	’s	’s	PART
cblr-14252	880	18	model	model	NOUN
cblr-14252	880	19	,	,	PUNCT
cblr-14252	880	20	requiring	require	VERB
cblr-14252	880	21	platforms	platform	NOUN
cblr-14252	880	22	to	to	PART
cblr-14252	880	23	design	design	VERB
cblr-14252	880	24	“	"	PUNCT
cblr-14252	880	25	responsible	responsible	ADJ
cblr-14252	880	26	engagement	engagement	NOUN
cblr-14252	880	27	”	"	PUNCT
cblr-14252	880	28	features	feature	VERB
cblr-14252	880	29	that	that	PRON
cblr-14252	880	30	mitigate	mitigate	VERB
cblr-14252	880	31	,	,	PUNCT
cblr-14252	880	32	rather	rather	ADV
cblr-14252	880	33	than	than	ADP
cblr-14252	880	34	exacerbate	exacerbate	ADJ
cblr-14252	880	35	,	,	PUNCT
cblr-14252	880	36	compulsive	compulsive	ADJ
cblr-14252	880	37	financial	financial	ADJ
cblr-14252	880	38	behaviors	behavior	NOUN
cblr-14252	880	39	.	.	PUNCT
cblr-14252	881	1	regulations	regulation	NOUN
cblr-14252	881	2	should	should	AUX
cblr-14252	881	3	target	target	VERB
cblr-14252	881	4	specific	specific	ADJ
cblr-14252	881	5	elements	element	NOUN
cblr-14252	881	6	—	—	PUNCT
cblr-14252	881	7	such	such	ADJ
cblr-14252	881	8	as	as	ADP
cblr-14252	881	9	streaks	streak	NOUN
cblr-14252	881	10	,	,	PUNCT
cblr-14252	881	11	leaderboards	leaderboard	NOUN
cblr-14252	881	12	,	,	PUNCT
cblr-14252	881	13	instant	instant	ADJ
cblr-14252	881	14	rewards	reward	NOUN
cblr-14252	881	15	,	,	PUNCT
cblr-14252	881	16	pop	pop	NOUN
cblr-14252	881	17	-	-	PUNCT
cblr-14252	881	18	ups	up	NOUN
cblr-14252	881	19	and	and	CCONJ
cblr-14252	881	20	underscoring	underscore	VERB
cblr-14252	881	21	of	of	ADP
cblr-14252	881	22	highly	highly	ADV
cblr-14252	881	23	volatile	volatile	ADJ
cblr-14252	881	24	investments	investment	NOUN
cblr-14252	881	25	—	—	PUNCT
cblr-14252	881	26	that	that	PRON
cblr-14252	881	27	are	be	AUX
cblr-14252	881	28	known	know	VERB
cblr-14252	881	29	to	to	PART
cblr-14252	881	30	manipulate	manipulate	VERB
cblr-14252	881	31	user	user	NOUN
cblr-14252	881	32	psychology	psychology	NOUN
cblr-14252	881	33	,	,	PUNCT
cblr-14252	881	34	much	much	ADV
cblr-14252	881	35	like	like	ADP
cblr-14252	881	36	the	the	DET
cblr-14252	881	37	scrutiny	scrutiny	NOUN
cblr-14252	881	38	applied	apply	VERB
cblr-14252	881	39	to	to	ADP
cblr-14252	881	40	product	product	NOUN
cblr-14252	881	41	and	and	CCONJ
cblr-14252	881	42	environmental	environmental	ADJ
cblr-14252	881	43	triggers	trigger	NOUN
cblr-14252	881	44	in	in	ADP
cblr-14252	881	45	traditional	traditional	ADJ
cblr-14252	881	46	addiction	addiction	NOUN
cblr-14252	881	47	contexts	contexts	NOUN
cblr-14252	881	48	.	.	PUNCT
cblr-14252	882	1	additionally	additionally	ADV
cblr-14252	882	2	,	,	PUNCT
cblr-14252	882	3	enhanced	enhance	VERB
cblr-14252	882	4	disclosure	disclosure	NOUN
cblr-14252	882	5	requirements	requirement	NOUN
cblr-14252	882	6	should	should	AUX
cblr-14252	882	7	be	be	AUX
cblr-14252	882	8	mandated	mandate	VERB
cblr-14252	882	9	,	,	PUNCT
cblr-14252	882	10	ensuring	ensure	VERB
cblr-14252	882	11	transparency	transparency	NOUN
cblr-14252	882	12	about	about	ADP
cblr-14252	882	13	the	the	DET
cblr-14252	882	14	risks	risk	NOUN
cblr-14252	882	15	tied	tie	VERB
cblr-14252	882	16	to	to	ADP
cblr-14252	882	17	these	these	DET
cblr-14252	882	18	apps	app	NOUN
cblr-14252	882	19	,	,	PUNCT
cblr-14252	882	20	especially	especially	ADV
cblr-14252	882	21	for	for	ADP
cblr-14252	882	22	vulnerable	vulnerable	ADJ
cblr-14252	882	23	users	user	NOUN
cblr-14252	882	24	.	.	PUNCT
cblr-14252	883	1	finally	finally	ADV
cblr-14252	883	2	,	,	PUNCT
cblr-14252	883	3	echoing	echo	VERB
cblr-14252	883	4	zinberg	zinberg	PROPN
cblr-14252	883	5	’s	’s	PART
cblr-14252	883	6	focus	focus	VERB
cblr-14252	883	7	on	on	ADP
cblr-14252	883	8	product	product	NOUN
cblr-14252	883	9	and	and	CCONJ
cblr-14252	883	10	environmental	environmental	ADJ
cblr-14252	883	11	assessments	assessment	NOUN
cblr-14252	883	12	,	,	PUNCT
cblr-14252	883	13	platforms	platform	NOUN
cblr-14252	883	14	should	should	AUX
cblr-14252	883	15	be	be	AUX
cblr-14252	883	16	required	require	VERB
cblr-14252	883	17	to	to	PART
cblr-14252	883	18	conduct	conduct	VERB
cblr-14252	883	19	behavioral	behavioral	ADJ
cblr-14252	883	20	impact	impact	NOUN
cblr-14252	883	21	evaluations	evaluation	NOUN
cblr-14252	883	22	before	before	ADP
cblr-14252	883	23	deploying	deploy	VERB
cblr-14252	883	24	new	new	ADJ
cblr-14252	883	25	features	feature	NOUN
cblr-14252	883	26	,	,	PUNCT
cblr-14252	883	27	assessing	assess	VERB
cblr-14252	883	28	the	the	DET
cblr-14252	883	29	potential	potential	NOUN
cblr-14252	883	30	to	to	PART
cblr-14252	883	31	foster	foster	VERB
cblr-14252	883	32	addictive	addictive	ADJ
cblr-14252	883	33	behavior	behavior	NOUN
cblr-14252	883	34	.	.	PUNCT
cblr-14252	884	1	this	this	DET
cblr-14252	884	2	audience	audience	NOUN
cblr-14252	884	3	,	,	PUNCT
cblr-14252	884	4	gov.uk	gov.uk	PROPN
cblr-14252	884	5	(	(	PUNCT
cblr-14252	884	6	updated	update	VERB
cblr-14252	884	7	nov	nov	PROPN
cblr-14252	884	8	.	.	PROPN
cblr-14252	884	9	3	3	NUM
cblr-14252	884	10	,	,	PUNCT
cblr-14252	884	11	2022	2022	NUM
cblr-14252	884	12	)	)	PUNCT
cblr-14252	884	13	,	,	PUNCT
cblr-14252	884	14	https://www.gov.uk/government/publications/social-media-endorsements	https://www.gov.uk/government/publications/social-media-endorsement	NOUN
cblr-14252	884	15	guide	guide	NOUN
cblr-14252	884	16	-	-	PUNCT
cblr-14252	884	17	for	for	ADP
cblr-14252	884	18	-	-	PUNCT
cblr-14252	884	19	influencers	influencer	NOUN
cblr-14252	884	20	/	/	SYM
cblr-14252	884	21	social	social	ADJ
cblr-14252	884	22	-	-	PUNCT
cblr-14252	884	23	media	medium	NOUN
cblr-14252	884	24	-	-	PUNCT
cblr-14252	884	25	endorsements	endorsement	NOUN
cblr-14252	884	26	-	-	PUNCT
cblr-14252	884	27	being	being	NOUN
cblr-14252	884	28	-	-	PUNCT
cblr-14252	884	29	transparentwith	transparentwith	NOUN
cblr-14252	884	30	-	-	PUNCT
cblr-14252	884	31	your	your	PRON
cblr-14252	884	32	-	-	PUNCT
cblr-14252	884	33	followers	follower	NOUN
cblr-14252	885	1	[	[	X
cblr-14252	885	2	https://perma.cc/h2d3-kwwk	https://perma.cc/h2d3-kwwk	X
cblr-14252	885	3	]	]	PUNCT
cblr-14252	885	4	.	.	PUNCT
cblr-14252	886	1	similarly	similarly	ADV
cblr-14252	886	2	,	,	PUNCT
cblr-14252	886	3	on	on	ADP
cblr-14252	886	4	may	may	PROPN
cblr-14252	886	5	5	5	NUM
cblr-14252	886	6	,	,	PUNCT
cblr-14252	886	7	2023	2023	NUM
cblr-14252	886	8	,	,	PUNCT
cblr-14252	886	9	new	new	PROPN
cblr-14252	886	10	york	york	PROPN
cblr-14252	886	11	attorney	attorney	PROPN
cblr-14252	886	12	general	general	PROPN
cblr-14252	886	13	letitia	letitia	PROPN
cblr-14252	886	14	james	james	PROPN
cblr-14252	886	15	released	release	VERB
cblr-14252	886	16	a	a	DET
cblr-14252	886	17	bill	bill	NOUN
cblr-14252	886	18	for	for	ADP
cblr-14252	886	19	consideration	consideration	NOUN
cblr-14252	886	20	by	by	ADP
cblr-14252	886	21	the	the	DET
cblr-14252	886	22	new	new	PROPN
cblr-14252	886	23	york	york	PROPN
cblr-14252	886	24	state	state	NOUN
cblr-14252	886	25	legislature	legislature	NOUN
cblr-14252	886	26	that	that	PRON
cblr-14252	886	27	would	would	AUX
cblr-14252	886	28	implement	implement	VERB
cblr-14252	886	29	comprehensive	comprehensive	ADJ
cblr-14252	886	30	regulation	regulation	NOUN
cblr-14252	886	31	of	of	ADP
cblr-14252	886	32	digital	digital	ADJ
cblr-14252	886	33	asset	asset	NOUN
cblr-14252	886	34	activities	activity	NOUN
cblr-14252	886	35	in	in	ADP
cblr-14252	886	36	the	the	DET
cblr-14252	886	37	state	state	NOUN
cblr-14252	886	38	.	.	PUNCT
cblr-14252	887	1	if	if	SCONJ
cblr-14252	887	2	enacted	enact	VERB
cblr-14252	887	3	as	as	ADP
cblr-14252	887	4	currently	currently	ADV
cblr-14252	887	5	drafted	draft	VERB
cblr-14252	887	6	,	,	PUNCT
cblr-14252	887	7	the	the	DET
cblr-14252	887	8	crypto	crypto	NOUN
cblr-14252	887	9	regulation	regulation	NOUN
cblr-14252	887	10	,	,	PUNCT
cblr-14252	887	11	protection	protection	NOUN
cblr-14252	887	12	,	,	PUNCT
cblr-14252	887	13	transparency	transparency	NOUN
cblr-14252	887	14	,	,	PUNCT
cblr-14252	887	15	and	and	CCONJ
cblr-14252	887	16	oversight	oversight	NOUN
cblr-14252	887	17	act	act	NOUN
cblr-14252	887	18	(	(	PUNCT
cblr-14252	887	19	the	the	DET
cblr-14252	887	20	crpto	crpto	PROPN
cblr-14252	887	21	act	act	PROPN
cblr-14252	887	22	)	)	PUNCT
cblr-14252	887	23	would	would	AUX
cblr-14252	887	24	amend	amend	VERB
cblr-14252	887	25	the	the	DET
cblr-14252	887	26	new	new	PROPN
cblr-14252	887	27	york	york	PROPN
cblr-14252	887	28	general	general	PROPN
cblr-14252	887	29	business	business	PROPN
cblr-14252	887	30	law	law	PROPN
cblr-14252	887	31	to	to	ADP
cblr-14252	887	32	,	,	PUNCT
cblr-14252	887	33	inter	inter	PROPN
cblr-14252	887	34	alia	alia	NOUN
cblr-14252	887	35	,	,	PUNCT
cblr-14252	887	36	target	target	NOUN
cblr-14252	887	37	conflicts	conflict	NOUN
cblr-14252	887	38	of	of	ADP
cblr-14252	887	39	interest	interest	NOUN
cblr-14252	887	40	,	,	PUNCT
cblr-14252	887	41	including	include	VERB
cblr-14252	887	42	in	in	ADP
cblr-14252	887	43	the	the	DET
cblr-14252	887	44	context	context	NOUN
cblr-14252	887	45	of	of	ADP
cblr-14252	887	46	digital	digital	ADJ
cblr-14252	887	47	asset	asset	NOUN
cblr-14252	887	48	“	"	PUNCT
cblr-14252	887	49	influencers	influencer	NOUN
cblr-14252	887	50	.	.	PUNCT
cblr-14252	887	51	”	"	PUNCT
cblr-14252	888	1	see	see	VERB
cblr-14252	888	2	proposed	propose	VERB
cblr-14252	888	3	nygbl	nygbl	PROPN
cblr-14252	888	4	§	§	PROPN
cblr-14252	888	5	§	§	PROPN
cblr-14252	888	6	359	359	NUM
cblr-14252	888	7	-	-	PUNCT
cblr-14252	888	8	n(12	n(12	NUM
cblr-14252	888	9	)	)	PUNCT
cblr-14252	888	10	,	,	PUNCT
cblr-14252	888	11	359	359	NUM
cblr-14252	888	12	-	-	PUNCT
cblr-14252	888	13	q(2	q(2	NUM
cblr-14252	888	14	)	)	PUNCT
cblr-14252	888	15	.	.	PUNCT
cblr-14252	889	1	no	no	INTJ
cblr-14252	889	2	.	.	NOUN
cblr-14252	889	3	1	1	NUM
cblr-14252	889	4	]	]	PUNCT
cblr-14252	889	5	risk	risk	NOUN
cblr-14252	889	6	,	,	PUNCT
cblr-14252	889	7	discretion	discretion	NOUN
cblr-14252	889	8	,	,	PUNCT
cblr-14252	889	9	and	and	CCONJ
cblr-14252	889	10	bank	bank	NOUN
cblr-14252	889	11	supervision	supervision	NOUN
cblr-14252	889	12	371	371	NUM
cblr-14252	889	13	approach	approach	NOUN
cblr-14252	889	14	ensures	ensure	VERB
cblr-14252	889	15	that	that	SCONJ
cblr-14252	889	16	regulatory	regulatory	ADJ
cblr-14252	889	17	frameworks	framework	NOUN
cblr-14252	889	18	address	address	VERB
cblr-14252	889	19	the	the	DET
cblr-14252	889	20	environmental	environmental	ADJ
cblr-14252	889	21	conditions	condition	NOUN
cblr-14252	889	22	that	that	PRON
cblr-14252	889	23	contribute	contribute	VERB
cblr-14252	889	24	to	to	ADP
cblr-14252	889	25	financial	financial	ADJ
cblr-14252	889	26	harm	harm	NOUN
cblr-14252	889	27	while	while	SCONJ
cblr-14252	889	28	encouraging	encourage	VERB
cblr-14252	889	29	responsible	responsible	ADJ
cblr-14252	889	30	platform	platform	NOUN
cblr-14252	889	31	design	design	NOUN
cblr-14252	889	32	.	.	PUNCT
cblr-14252	890	1	b.	b.	PROPN
cblr-14252	891	1	global	global	ADJ
cblr-14252	891	2	perspectives	perspective	NOUN
cblr-14252	891	3	:	:	PUNCT
cblr-14252	891	4	how	how	SCONJ
cblr-14252	891	5	different	different	ADJ
cblr-14252	891	6	jurisdictions	jurisdiction	NOUN
cblr-14252	891	7	approach	approach	VERB
cblr-14252	891	8	gamified	gamifie	VERB
cblr-14252	891	9	finance	finance	NOUN
cblr-14252	891	10	as	as	SCONJ
cblr-14252	891	11	regulators	regulator	NOUN
cblr-14252	891	12	grapple	grapple	VERB
cblr-14252	891	13	with	with	ADP
cblr-14252	891	14	these	these	DET
cblr-14252	891	15	challenges	challenge	NOUN
cblr-14252	891	16	,	,	PUNCT
cblr-14252	891	17	different	different	ADJ
cblr-14252	891	18	jurisdictions	jurisdiction	NOUN
cblr-14252	891	19	have	have	AUX
cblr-14252	891	20	already	already	ADV
cblr-14252	891	21	started	start	VERB
cblr-14252	891	22	to	to	PART
cblr-14252	891	23	chart	chart	VERB
cblr-14252	891	24	their	their	PRON
cblr-14252	891	25	own	own	ADJ
cblr-14252	891	26	paths	path	NOUN
cblr-14252	891	27	.	.	PUNCT
cblr-14252	892	1	the	the	DET
cblr-14252	892	2	rise	rise	NOUN
cblr-14252	892	3	of	of	ADP
cblr-14252	892	4	gamification	gamification	NOUN
cblr-14252	892	5	in	in	ADP
cblr-14252	892	6	financial	financial	ADJ
cblr-14252	892	7	services	service	NOUN
cblr-14252	892	8	has	have	AUX
cblr-14252	892	9	prompted	prompt	VERB
cblr-14252	892	10	varied	varied	ADJ
cblr-14252	892	11	regulatory	regulatory	ADJ
cblr-14252	892	12	responses	response	NOUN
cblr-14252	892	13	across	across	ADP
cblr-14252	892	14	different	different	ADJ
cblr-14252	892	15	jurisdictions	jurisdiction	NOUN
cblr-14252	892	16	that	that	PRON
cblr-14252	892	17	focused	focus	VERB
cblr-14252	892	18	,	,	PUNCT
cblr-14252	892	19	inter	inter	ADJ
cblr-14252	892	20	alia¸	alia¸	NOUN
cblr-14252	892	21	on	on	ADP
cblr-14252	892	22	consumer	consumer	NOUN
cblr-14252	892	23	protection	protection	NOUN
cblr-14252	892	24	laws	law	NOUN
cblr-14252	892	25	and	and	CCONJ
cblr-14252	892	26	financial	financial	ADJ
cblr-14252	892	27	regulations	regulation	NOUN
cblr-14252	892	28	.	.	PUNCT
cblr-14252	893	1	the	the	DET
cblr-14252	893	2	u.s	u.s	PROPN
cblr-14252	893	3	.	.	PROPN
cblr-14252	893	4	,	,	PUNCT
cblr-14252	893	5	eu	eu	PROPN
cblr-14252	893	6	member	member	PROPN
cblr-14252	893	7	states	state	NOUN
cblr-14252	893	8	,	,	PUNCT
cblr-14252	893	9	and	and	CCONJ
cblr-14252	893	10	the	the	DET
cblr-14252	893	11	uk	uk	PROPN
cblr-14252	893	12	have	have	AUX
cblr-14252	893	13	each	each	PRON
cblr-14252	893	14	taken	take	VERB
cblr-14252	893	15	distinct	distinct	ADJ
cblr-14252	893	16	approaches	approach	NOUN
cblr-14252	893	17	to	to	ADP
cblr-14252	893	18	addressing	address	VERB
cblr-14252	893	19	the	the	DET
cblr-14252	893	20	intersection	intersection	NOUN
cblr-14252	893	21	of	of	ADP
cblr-14252	893	22	finance	finance	NOUN
cblr-14252	893	23	,	,	PUNCT
cblr-14252	893	24	technology	technology	NOUN
cblr-14252	893	25	,	,	PUNCT
cblr-14252	893	26	and	and	CCONJ
cblr-14252	893	27	consumer	consumer	NOUN
cblr-14252	893	28	protection	protection	NOUN
cblr-14252	893	29	.	.	PUNCT
cblr-14252	894	1	this	this	DET
cblr-14252	894	2	section	section	NOUN
cblr-14252	894	3	examines	examine	VERB
cblr-14252	894	4	how	how	SCONJ
cblr-14252	894	5	these	these	DET
cblr-14252	894	6	jurisdictions	jurisdiction	NOUN
cblr-14252	894	7	are	be	AUX
cblr-14252	894	8	responding	respond	VERB
cblr-14252	894	9	to	to	ADP
cblr-14252	894	10	the	the	DET
cblr-14252	894	11	challenges	challenge	NOUN
cblr-14252	894	12	posed	pose	VERB
cblr-14252	894	13	by	by	ADP
cblr-14252	894	14	gamified	gamifie	VERB
cblr-14252	894	15	investment	investment	NOUN
cblr-14252	894	16	platforms	platform	NOUN
cblr-14252	894	17	,	,	PUNCT
cblr-14252	894	18	analyzing	analyze	VERB
cblr-14252	894	19	the	the	DET
cblr-14252	894	20	effectiveness	effectiveness	NOUN
cblr-14252	894	21	of	of	ADP
cblr-14252	894	22	current	current	ADJ
cblr-14252	894	23	regulations	regulation	NOUN
cblr-14252	894	24	and	and	CCONJ
cblr-14252	894	25	identifying	identify	VERB
cblr-14252	894	26	gaps	gap	NOUN
cblr-14252	894	27	or	or	CCONJ
cblr-14252	894	28	inconsistencies	inconsistency	NOUN
cblr-14252	894	29	that	that	PRON
cblr-14252	894	30	may	may	AUX
cblr-14252	894	31	expose	expose	VERB
cblr-14252	894	32	consumers	consumer	NOUN
cblr-14252	894	33	to	to	ADP
cblr-14252	894	34	financial	financial	ADJ
cblr-14252	894	35	harm	harm	NOUN
cblr-14252	894	36	.	.	PUNCT
cblr-14252	895	1	in	in	ADP
cblr-14252	895	2	the	the	DET
cblr-14252	895	3	u.s	u.s	PROPN
cblr-14252	895	4	.	.	PROPN
cblr-14252	895	5	,	,	PUNCT
cblr-14252	895	6	the	the	DET
cblr-14252	895	7	regulatory	regulatory	ADJ
cblr-14252	895	8	response	response	NOUN
cblr-14252	895	9	to	to	ADP
cblr-14252	895	10	gamification	gamification	NOUN
cblr-14252	895	11	primarily	primarily	ADV
cblr-14252	895	12	falls	fall	VERB
cblr-14252	895	13	under	under	ADP
cblr-14252	895	14	securities	security	NOUN
cblr-14252	895	15	and	and	CCONJ
cblr-14252	895	16	consumer	consumer	NOUN
cblr-14252	895	17	protection	protection	NOUN
cblr-14252	895	18	laws	law	NOUN
cblr-14252	895	19	.	.	PUNCT
cblr-14252	896	1	agencies	agency	NOUN
cblr-14252	896	2	such	such	ADJ
cblr-14252	896	3	as	as	ADP
cblr-14252	896	4	the	the	DET
cblr-14252	896	5	sec	sec	PROPN
cblr-14252	896	6	,	,	PUNCT
cblr-14252	896	7	the	the	DET
cblr-14252	896	8	ftc	ftc	PROPN
cblr-14252	896	9	,	,	PUNCT
cblr-14252	896	10	and	and	CCONJ
cblr-14252	896	11	the	the	DET
cblr-14252	896	12	consumer	consumer	NOUN
cblr-14252	896	13	financial	financial	PROPN
cblr-14252	896	14	protection	protection	PROPN
cblr-14252	896	15	bureau	bureau	PROPN
cblr-14252	896	16	(	(	PUNCT
cblr-14252	896	17	cfpb	cfpb	NOUN
cblr-14252	896	18	)	)	PUNCT
cblr-14252	896	19	have	have	AUX
cblr-14252	896	20	raised	raise	VERB
cblr-14252	896	21	concerns	concern	NOUN
cblr-14252	896	22	about	about	ADP
cblr-14252	896	23	the	the	DET
cblr-14252	896	24	impact	impact	NOUN
cblr-14252	896	25	of	of	ADP
cblr-14252	896	26	gamified	gamifie	VERB
cblr-14252	896	27	elements	element	NOUN
cblr-14252	896	28	on	on	ADP
cblr-14252	896	29	retail	retail	ADJ
cblr-14252	896	30	investors	investor	NOUN
cblr-14252	896	31	.	.	PUNCT
cblr-14252	897	1	for	for	ADP
cblr-14252	897	2	example	example	NOUN
cblr-14252	897	3	,	,	PUNCT
cblr-14252	897	4	the	the	DET
cblr-14252	897	5	sec	sec	PROPN
cblr-14252	897	6	has	have	AUX
cblr-14252	897	7	scrutinized	scrutinize	VERB
cblr-14252	897	8	trading	trading	NOUN
cblr-14252	897	9	platforms	platform	NOUN
cblr-14252	897	10	like	like	ADP
cblr-14252	897	11	robinhood	robinhood	PROPN
cblr-14252	897	12	for	for	ADP
cblr-14252	897	13	practices	practice	NOUN
cblr-14252	897	14	that	that	PRON
cblr-14252	897	15	may	may	AUX
cblr-14252	897	16	promote	promote	VERB
cblr-14252	897	17	excessive	excessive	ADJ
cblr-14252	897	18	trading	trading	NOUN
cblr-14252	897	19	or	or	CCONJ
cblr-14252	897	20	create	create	VERB
cblr-14252	897	21	conflicts	conflict	NOUN
cblr-14252	897	22	of	of	ADP
cblr-14252	897	23	interest	interest	NOUN
cblr-14252	897	24	under	under	ADP
cblr-14252	897	25	the	the	DET
cblr-14252	897	26	guise	guise	NOUN
cblr-14252	897	27	of	of	ADP
cblr-14252	897	28	user	user	NOUN
cblr-14252	897	29	-	-	PUNCT
cblr-14252	897	30	friendly	friendly	ADJ
cblr-14252	897	31	interfaces.212	interfaces.212	PROPN
cblr-14252	897	32	additionally	additionally	ADV
cblr-14252	897	33	,	,	PUNCT
cblr-14252	897	34	u.s	u.s	PROPN
cblr-14252	897	35	.	.	PROPN
cblr-14252	897	36	regulators	regulator	NOUN
cblr-14252	897	37	have	have	AUX
cblr-14252	897	38	considered	consider	VERB
cblr-14252	897	39	whether	whether	SCONJ
cblr-14252	897	40	certain	certain	ADJ
cblr-14252	897	41	gamified	gamifie	VERB
cblr-14252	897	42	features	feature	NOUN
cblr-14252	897	43	might	might	AUX
cblr-14252	897	44	cross	cross	VERB
cblr-14252	897	45	the	the	DET
cblr-14252	897	46	line	line	NOUN
cblr-14252	897	47	into	into	ADP
cblr-14252	897	48	behaviors	behavior	NOUN
cblr-14252	897	49	more	more	ADV
cblr-14252	897	50	akin	akin	ADJ
cblr-14252	897	51	to	to	ADP
cblr-14252	897	52	gambling	gambling	NOUN
cblr-14252	897	53	,	,	PUNCT
cblr-14252	897	54	leading	lead	VERB
cblr-14252	897	55	to	to	ADP
cblr-14252	897	56	discussions	discussion	NOUN
cblr-14252	897	57	on	on	ADP
cblr-14252	897	58	whether	whether	SCONJ
cblr-14252	897	59	specific	specific	ADJ
cblr-14252	897	60	features	feature	NOUN
cblr-14252	897	61	should	should	AUX
cblr-14252	897	62	be	be	AUX
cblr-14252	897	63	regulated	regulate	VERB
cblr-14252	897	64	under	under	ADP
cblr-14252	897	65	gambling	gambling	NOUN
cblr-14252	897	66	statutes	statute	NOUN
cblr-14252	897	67	.	.	PUNCT
cblr-14252	898	1	likewise	likewise	ADV
cblr-14252	898	2	,	,	PUNCT
cblr-14252	898	3	the	the	DET
cblr-14252	898	4	sec	sec	PROPN
cblr-14252	898	5	has	have	AUX
cblr-14252	898	6	intensified	intensify	VERB
cblr-14252	898	7	its	its	PRON
cblr-14252	898	8	scrutiny	scrutiny	NOUN
cblr-14252	898	9	of	of	ADP
cblr-14252	898	10	212	212	NUM
cblr-14252	898	11	see	see	NOUN
cblr-14252	898	12	generally	generally	ADV
cblr-14252	898	13	rayaan	rayaan	VERB
cblr-14252	898	14	hossain	hossain	PROPN
cblr-14252	898	15	,	,	PUNCT
cblr-14252	898	16	regulating	regulate	VERB
cblr-14252	898	17	best	good	ADJ
cblr-14252	898	18	interest	interest	NOUN
cblr-14252	898	19	:	:	PUNCT
cblr-14252	898	20	sec	sec	PROPN
cblr-14252	898	21	confronts	confront	VERB
cblr-14252	898	22	the	the	DET
cblr-14252	898	23	brace	brace	NOUN
cblr-14252	898	24	new	new	ADJ
cblr-14252	898	25	markets	market	NOUN
cblr-14252	898	26	,	,	PUNCT
cblr-14252	898	27	31	31	NUM
cblr-14252	898	28	u.	u.	PROPN
cblr-14252	898	29	miami	miami	PROPN
cblr-14252	898	30	bus	bus	PROPN
cblr-14252	898	31	.	.	PUNCT
cblr-14252	899	1	l.	l.	PROPN
cblr-14252	899	2	rev	rev	PROPN
cblr-14252	899	3	.	.	PROPN
cblr-14252	900	1	92	92	NUM
cblr-14252	900	2	(	(	PUNCT
cblr-14252	900	3	2022	2022	NUM
cblr-14252	900	4	)	)	PUNCT
cblr-14252	900	5	;	;	PUNCT
cblr-14252	901	1	keyvon	keyvon	PROPN
cblr-14252	901	2	j.	j.	PROPN
cblr-14252	901	3	paul	paul	PROPN
cblr-14252	901	4	,	,	PUNCT
cblr-14252	901	5	playing	play	VERB
cblr-14252	901	6	the	the	DET
cblr-14252	901	7	game	game	NOUN
cblr-14252	901	8	:	:	PUNCT
cblr-14252	901	9	hedge	hedge	NOUN
cblr-14252	901	10	funds	fund	NOUN
cblr-14252	901	11	,	,	PUNCT
cblr-14252	901	12	brokerage	brokerage	NOUN
cblr-14252	901	13	firms	firm	NOUN
cblr-14252	901	14	,	,	PUNCT
cblr-14252	901	15	and	and	CCONJ
cblr-14252	901	16	social	social	ADJ
cblr-14252	901	17	media	media	NOUN
cblr-14252	901	18	influencers	influencer	NOUN
cblr-14252	901	19	in	in	ADP
cblr-14252	901	20	the	the	DET
cblr-14252	901	21	context	context	NOUN
cblr-14252	901	22	of	of	ADP
cblr-14252	901	23	sec	sec	PROPN
cblr-14252	901	24	rule	rule	NOUN
cblr-14252	901	25	10b-5	10b-5	NUM
cblr-14252	901	26	market	market	NOUN
cblr-14252	901	27	manipulation	manipulation	NOUN
cblr-14252	901	28	,	,	PUNCT
cblr-14252	901	29	16	16	NUM
cblr-14252	901	30	ohio	ohio	PROPN
cblr-14252	901	31	st	st	PROPN
cblr-14252	901	32	.	.	PROPN
cblr-14252	901	33	bus	bus	PROPN
cblr-14252	901	34	.	.	PUNCT
cblr-14252	902	1	l.j	l.j	PROPN
cblr-14252	902	2	.	.	PROPN
cblr-14252	902	3	37	37	NUM
cblr-14252	902	4	(	(	PUNCT
cblr-14252	902	5	2021	2021	NUM
cblr-14252	902	6	)	)	PUNCT
cblr-14252	902	7	.	.	PUNCT
cblr-14252	903	1	372	372	NUM
cblr-14252	903	2	columbia	columbia	PROPN
cblr-14252	903	3	business	business	NOUN
cblr-14252	903	4	law	law	PROPN
cblr-14252	903	5	review	review	NOUN
cblr-14252	903	6	[	[	X
cblr-14252	903	7	vol	vol	NOUN
cblr-14252	903	8	.	.	PUNCT
cblr-14252	903	9	2025	2025	NUM
cblr-14252	903	10	finfluencers	finfluencer	NOUN
cblr-14252	903	11	,	,	PUNCT
cblr-14252	903	12	particularly	particularly	ADV
cblr-14252	903	13	in	in	ADP
cblr-14252	903	14	the	the	DET
cblr-14252	903	15	crypto	crypto	NOUN
cblr-14252	903	16	space	space	NOUN
cblr-14252	903	17	,	,	PUNCT
cblr-14252	903	18	and	and	CCONJ
cblr-14252	903	19	updated	update	VERB
cblr-14252	903	20	marketing	marketing	NOUN
cblr-14252	903	21	rule	rule	NOUN
cblr-14252	903	22	,	,	PUNCT
cblr-14252	903	23	while	while	SCONJ
cblr-14252	903	24	the	the	DET
cblr-14252	903	25	ftc	ftc	PROPN
cblr-14252	903	26	revised	revise	VERB
cblr-14252	903	27	endorsement	endorsement	NOUN
cblr-14252	903	28	guidelines	guideline	NOUN
cblr-14252	903	29	as	as	ADP
cblr-14252	903	30	part	part	NOUN
cblr-14252	903	31	of	of	ADP
cblr-14252	903	32	broader	broad	ADJ
cblr-14252	903	33	efforts	effort	NOUN
cblr-14252	903	34	to	to	PART
cblr-14252	903	35	regulate	regulate	VERB
cblr-14252	903	36	social	social	ADJ
cblr-14252	903	37	media	medium	NOUN
cblr-14252	903	38	financial	financial	ADJ
cblr-14252	903	39	promotions.213	promotions.213	NOUN
cblr-14252	903	40	however	however	ADV
cblr-14252	903	41	,	,	PUNCT
cblr-14252	903	42	despite	despite	SCONJ
cblr-14252	903	43	these	these	DET
cblr-14252	903	44	initiatives	initiative	NOUN
cblr-14252	903	45	,	,	PUNCT
cblr-14252	903	46	major	major	ADJ
cblr-14252	903	47	regulatory	regulatory	ADJ
cblr-14252	903	48	gaps	gap	NOUN
cblr-14252	903	49	remain	remain	VERB
cblr-14252	903	50	.	.	PUNCT
cblr-14252	904	1	differently	differently	ADV
cblr-14252	904	2	from	from	ADP
cblr-14252	904	3	the	the	DET
cblr-14252	904	4	u.s	u.s	PROPN
cblr-14252	904	5	.	.	PROPN
cblr-14252	904	6	the	the	DET
cblr-14252	904	7	european	european	PROPN
cblr-14252	904	8	union	union	PROPN
cblr-14252	904	9	has	have	AUX
cblr-14252	904	10	adopted	adopt	VERB
cblr-14252	904	11	a	a	DET
cblr-14252	904	12	more	more	ADV
cblr-14252	904	13	harmonized	harmonized	ADJ
cblr-14252	904	14	approach	approach	NOUN
cblr-14252	904	15	to	to	ADP
cblr-14252	904	16	regulating	regulate	VERB
cblr-14252	904	17	gamification	gamification	NOUN
cblr-14252	904	18	,	,	PUNCT
cblr-14252	904	19	primarily	primarily	ADV
cblr-14252	904	20	through	through	ADP
cblr-14252	904	21	its	its	PRON
cblr-14252	904	22	consumer	consumer	NOUN
cblr-14252	904	23	protection	protection	NOUN
cblr-14252	904	24	framework	framework	NOUN
cblr-14252	904	25	.	.	PUNCT
cblr-14252	905	1	the	the	DET
cblr-14252	905	2	markets	market	NOUN
cblr-14252	905	3	in	in	ADP
cblr-14252	905	4	financial	financial	ADJ
cblr-14252	905	5	instruments	instrument	NOUN
cblr-14252	905	6	directive	directive	NOUN
cblr-14252	905	7	ii	ii	PROPN
cblr-14252	905	8	(	(	PUNCT
cblr-14252	905	9	mifid	mifid	PROPN
cblr-14252	905	10	ii	ii	NOUN
cblr-14252	905	11	)	)	PUNCT
cblr-14252	905	12	and	and	CCONJ
cblr-14252	905	13	other	other	ADJ
cblr-14252	905	14	eu	eu	ADJ
cblr-14252	905	15	-	-	ADJ
cblr-14252	905	16	wide	wide	ADJ
cblr-14252	905	17	regulations	regulation	NOUN
cblr-14252	905	18	emphasize	emphasize	VERB
cblr-14252	905	19	transparency	transparency	NOUN
cblr-14252	905	20	,	,	PUNCT
cblr-14252	905	21	investor	investor	NOUN
cblr-14252	905	22	protection	protection	NOUN
cblr-14252	905	23	,	,	PUNCT
cblr-14252	905	24	and	and	CCONJ
cblr-14252	905	25	fair	fair	ADJ
cblr-14252	905	26	marketing	marketing	NOUN
cblr-14252	905	27	practices.214	practices.214	NOUN
cblr-14252	905	28	gamified	gamifie	VERB
cblr-14252	905	29	features	feature	NOUN
cblr-14252	905	30	that	that	PRON
cblr-14252	905	31	potentially	potentially	ADV
cblr-14252	905	32	mislead	mislead	VERB
cblr-14252	905	33	investors	investor	NOUN
cblr-14252	905	34	or	or	CCONJ
cblr-14252	905	35	create	create	VERB
cblr-14252	905	36	undue	undue	ADJ
cblr-14252	905	37	risks	risk	NOUN
cblr-14252	905	38	could	could	AUX
cblr-14252	905	39	be	be	AUX
cblr-14252	905	40	deemed	deem	VERB
cblr-14252	905	41	to	to	PART
cblr-14252	905	42	violate	violate	VERB
cblr-14252	905	43	these	these	DET
cblr-14252	905	44	directives	directive	NOUN
cblr-14252	905	45	.	.	PUNCT
cblr-14252	906	1	the	the	DET
cblr-14252	906	2	eu	eu	PROPN
cblr-14252	906	3	has	have	AUX
cblr-14252	906	4	also	also	ADV
cblr-14252	906	5	explored	explore	VERB
cblr-14252	906	6	how	how	SCONJ
cblr-14252	906	7	gamification	gamification	NOUN
cblr-14252	906	8	might	might	AUX
cblr-14252	906	9	fit	fit	VERB
cblr-14252	906	10	within	within	ADP
cblr-14252	906	11	its	its	PRON
cblr-14252	906	12	broader	broad	ADJ
cblr-14252	906	13	digital	digital	ADJ
cblr-14252	906	14	strategy	strategy	NOUN
cblr-14252	906	15	,	,	PUNCT
cblr-14252	906	16	particularly	particularly	ADV
cblr-14252	906	17	in	in	ADP
cblr-14252	906	18	aligning	align	VERB
cblr-14252	906	19	financial	financial	ADJ
cblr-14252	906	20	technology	technology	NOUN
cblr-14252	906	21	with	with	ADP
cblr-14252	906	22	data	datum	NOUN
cblr-14252	906	23	protection	protection	NOUN
cblr-14252	906	24	under	under	ADP
cblr-14252	906	25	the	the	DET
cblr-14252	906	26	gdpr	gdpr	NOUN
cblr-14252	906	27	.	.	PUNCT
cblr-14252	907	1	nevertheless	nevertheless	ADV
cblr-14252	907	2	,	,	PUNCT
cblr-14252	907	3	gaps	gap	NOUN
cblr-14252	907	4	exist	exist	VERB
cblr-14252	907	5	in	in	ADP
cblr-14252	907	6	the	the	DET
cblr-14252	907	7	application	application	NOUN
cblr-14252	907	8	of	of	ADP
cblr-14252	907	9	these	these	DET
cblr-14252	907	10	rules	rule	NOUN
cblr-14252	907	11	,	,	PUNCT
cblr-14252	907	12	especially	especially	ADV
cblr-14252	907	13	in	in	ADP
cblr-14252	907	14	balancing	balance	VERB
cblr-14252	907	15	innovation	innovation	NOUN
cblr-14252	907	16	with	with	ADP
cblr-14252	907	17	consumer	consumer	NOUN
cblr-14252	907	18	safeguards	safeguard	NOUN
cblr-14252	907	19	.	.	PUNCT
cblr-14252	908	1	while	while	SCONJ
cblr-14252	908	2	mifid	mifid	ADJ
cblr-14252	908	3	ii	ii	PROPN
cblr-14252	908	4	provides	provide	VERB
cblr-14252	908	5	a	a	DET
cblr-14252	908	6	solid	solid	ADJ
cblr-14252	908	7	foundation	foundation	NOUN
cblr-14252	908	8	,	,	PUNCT
cblr-14252	908	9	the	the	DET
cblr-14252	908	10	rapidly	rapidly	ADV
cblr-14252	908	11	evolving	evolve	VERB
cblr-14252	908	12	nature	nature	NOUN
cblr-14252	908	13	of	of	ADP
cblr-14252	908	14	gamification	gamification	NOUN
cblr-14252	908	15	means	mean	VERB
cblr-14252	908	16	that	that	SCONJ
cblr-14252	908	17	current	current	ADJ
cblr-14252	908	18	regulations	regulation	NOUN
cblr-14252	908	19	might	might	AUX
cblr-14252	908	20	lag	lag	VERB
cblr-14252	908	21	behind	behind	ADP
cblr-14252	908	22	the	the	DET
cblr-14252	908	23	market	market	NOUN
cblr-14252	908	24	.	.	PUNCT
cblr-14252	909	1	additionally	additionally	ADV
cblr-14252	909	2	,	,	PUNCT
cblr-14252	909	3	the	the	DET
cblr-14252	909	4	eu	eu	PROPN
cblr-14252	909	5	’s	’s	PART
cblr-14252	909	6	focus	focus	NOUN
cblr-14252	909	7	on	on	ADP
cblr-14252	909	8	harmonization	harmonization	NOUN
cblr-14252	909	9	across	across	ADP
cblr-14252	909	10	member	member	NOUN
cblr-14252	909	11	states	state	NOUN
cblr-14252	909	12	can	can	AUX
cblr-14252	909	13	lead	lead	VERB
cblr-14252	909	14	to	to	ADP
cblr-14252	909	15	varying	vary	VERB
cblr-14252	909	16	interpretations	interpretation	NOUN
cblr-14252	909	17	and	and	CCONJ
cblr-14252	909	18	enforcement	enforcement	NOUN
cblr-14252	909	19	levels	level	NOUN
cblr-14252	909	20	,	,	PUNCT
cblr-14252	909	21	depending	depend	VERB
cblr-14252	909	22	on	on	ADP
cblr-14252	909	23	the	the	DET
cblr-14252	909	24	local	local	ADJ
cblr-14252	909	25	regulatory	regulatory	NOUN
cblr-14252	909	26	environment.215	environment.215	VERB
cblr-14252	909	27	213	213	NUM
cblr-14252	909	28	shelkey	shelkey	NOUN
cblr-14252	909	29	et	et	PROPN
cblr-14252	909	30	al	al	PROPN
cblr-14252	909	31	.	.	PROPN
cblr-14252	909	32	,	,	PUNCT
cblr-14252	909	33	global	global	ADJ
cblr-14252	909	34	financial	financial	ADJ
cblr-14252	909	35	regulators	regulator	NOUN
cblr-14252	909	36	turn	turn	VERB
cblr-14252	909	37	their	their	PRON
cblr-14252	909	38	attention	attention	NOUN
cblr-14252	909	39	to	to	ADP
cblr-14252	909	40	social	social	ADJ
cblr-14252	909	41	media	medium	NOUN
cblr-14252	909	42	‘	'	PUNCT
cblr-14252	909	43	finfluencers	finfluencer	NOUN
cblr-14252	909	44	’	'	PUNCT
cblr-14252	909	45	,	,	PUNCT
cblr-14252	909	46	tech	tech	PROPN
cblr-14252	909	47	&	&	CCONJ
cblr-14252	909	48	sourcing	sourcing	NOUN
cblr-14252	909	49	@	@	ADP
cblr-14252	909	50	morgan	morgan	PROPN
cblr-14252	909	51	lewis	lewis	PROPN
cblr-14252	909	52	(	(	PUNCT
cblr-14252	909	53	aug	aug	PROPN
cblr-14252	909	54	.	.	PROPN
cblr-14252	909	55	17	17	NUM
cblr-14252	909	56	,	,	PUNCT
cblr-14252	909	57	2023),https://www.morganlewis.com	2023),https://www.morganlewis.com	NUM
cblr-14252	909	58	/	/	SYM
cblr-14252	909	59	blogs	blog	NOUN
cblr-14252	909	60	/	/	SYM
cblr-14252	909	61	sourcingatmorganlewis/2023/08	sourcingatmorganlewis/2023/08	NUM
cblr-14252	909	62	/	/	SYM
cblr-14252	909	63	gl	gl	NOUN
cblr-14252	909	64	obal	obal	ADJ
cblr-14252	909	65	-	-	ADJ
cblr-14252	909	66	financial	financial	ADJ
cblr-14252	909	67	-	-	PUNCT
cblr-14252	909	68	regulators	regulator	NOUN
cblr-14252	909	69	-	-	PUNCT
cblr-14252	909	70	turn	turn	NOUN
cblr-14252	909	71	-	-	PUNCT
cblr-14252	909	72	theirattention	theirattention	NOUN
cblr-14252	909	73	-	-	PUNCT
cblr-14252	909	74	to	to	ADP
cblr-14252	909	75	-	-	PUNCT
cblr-14252	909	76	social	social	ADJ
cblr-14252	909	77	-	-	PUNCT
cblr-14252	909	78	media	medium	NOUN
cblr-14252	909	79	-	-	PUNCT
cblr-14252	909	80	finfluencers	finfluencer	NOUN
cblr-14252	910	1	[	[	X
cblr-14252	910	2	https://perma.cc/se49-36s8	https://perma.cc/se49-36s8	X
cblr-14252	910	3	]	]	X
cblr-14252	910	4	.	.	PUNCT
cblr-14252	911	1	214	214	NUM
cblr-14252	911	2	david	david	PROPN
cblr-14252	911	3	geale	geale	PROPN
cblr-14252	911	4	,	,	PUNCT
cblr-14252	911	5	dir	dir	PROPN
cblr-14252	911	6	.	.	PUNCT
cblr-14252	911	7	of	of	ADP
cblr-14252	911	8	pol	pol	PROPN
cblr-14252	911	9	.	.	PUNCT
cblr-14252	911	10	,	,	PUNCT
cblr-14252	911	11	fin	fin	PROPN
cblr-14252	911	12	.	.	PUNCT
cblr-14252	911	13	conduct	conduct	VERB
cblr-14252	911	14	auth	auth	PRON
cblr-14252	911	15	.	.	PUNCT
cblr-14252	911	16	,	,	PUNCT
cblr-14252	911	17	investor	investor	NOUN
cblr-14252	911	18	protection	protection	NOUN
cblr-14252	911	19	under	under	ADP
cblr-14252	911	20	mifid	mifid	ADJ
cblr-14252	911	21	ii	ii	NOUN
cblr-14252	911	22	at	at	ADP
cblr-14252	911	23	the	the	DET
cblr-14252	911	24	fca	fca	PROPN
cblr-14252	911	25	mifid	mifid	PROPN
cblr-14252	911	26	ii	ii	PROPN
cblr-14252	911	27	conference	conference	NOUN
cblr-14252	911	28	(	(	PUNCT
cblr-14252	911	29	oct	oct	PROPN
cblr-14252	911	30	.	.	PROPN
cblr-14252	911	31	20	20	NUM
cblr-14252	911	32	,	,	PUNCT
cblr-14252	911	33	2015	2015	NUM
cblr-14252	911	34	)	)	PUNCT
cblr-14252	911	35	,	,	PUNCT
cblr-14252	911	36	https://www.fca.org.uk/news/speeches/investor-protection-under-mifid-ii	https://www.fca.org.uk/news/speeches/investor-protection-under-mifid-ii	PROPN
cblr-14252	911	37	[	[	X
cblr-14252	911	38	https://perma.cc/836s-s833	https://perma.cc/836s-s833	X
cblr-14252	911	39	]	]	X
cblr-14252	911	40	(	(	PUNCT
cblr-14252	911	41	addressing	address	VERB
cblr-14252	911	42	key	key	ADJ
cblr-14252	911	43	elements	element	NOUN
cblr-14252	911	44	of	of	ADP
cblr-14252	911	45	the	the	DET
cblr-14252	911	46	mifid	mifid	ADJ
cblr-14252	911	47	ii	ii	NOUN
cblr-14252	911	48	aimed	aim	VERB
cblr-14252	911	49	at	at	ADP
cblr-14252	911	50	enhancing	enhance	VERB
cblr-14252	911	51	investor	investor	NOUN
cblr-14252	911	52	protection	protection	NOUN
cblr-14252	911	53	)	)	PUNCT
cblr-14252	911	54	;	;	PUNCT
cblr-14252	912	1	markets	market	NOUN
cblr-14252	912	2	in	in	ADP
cblr-14252	912	3	financial	financial	ADJ
cblr-14252	912	4	instruments	instrument	NOUN
cblr-14252	912	5	directive	directive	NOUN
cblr-14252	912	6	ii	ii	PROPN
cblr-14252	912	7	(	(	PUNCT
cblr-14252	912	8	mifid	mifid	PROPN
cblr-14252	912	9	ii	ii	NOUN
cblr-14252	912	10	)	)	PUNCT
cblr-14252	912	11	,	,	PUNCT
cblr-14252	912	12	hsbc	hsbc	PROPN
cblr-14252	912	13	global	global	PROPN
cblr-14252	912	14	banking	banking	PROPN
cblr-14252	912	15	&	&	CCONJ
cblr-14252	912	16	markets	market	NOUN
cblr-14252	912	17	(	(	PUNCT
cblr-14252	912	18	last	last	ADV
cblr-14252	912	19	visited	visit	VERB
cblr-14252	912	20	aug	aug	PROPN
cblr-14252	912	21	.	.	PROPN
cblr-14252	912	22	22	22	NUM
cblr-14252	912	23	,	,	PUNCT
cblr-14252	912	24	2024	2024	NUM
cblr-14252	912	25	)	)	PUNCT
cblr-14252	912	26	,	,	PUNCT
cblr-14252	912	27	https://www.gbm.hsbc.com/en-gb/financial-regulations/mifid	https://www.gbm.hsbc.com/en-gb/financial-regulations/mifid	PROPN
cblr-14252	912	28	[	[	X
cblr-14252	912	29	https://perma.cc/t3cd-phvv	https://perma.cc/t3cd-phvv	X
cblr-14252	912	30	]	]	X
cblr-14252	912	31	(	(	PUNCT
cblr-14252	912	32	“	"	PUNCT
cblr-14252	912	33	mifid	mifid	ADJ
cblr-14252	912	34	ii	ii	NOUN
cblr-14252	912	35	seeks	seek	VERB
cblr-14252	912	36	to	to	PART
cblr-14252	912	37	make	make	VERB
cblr-14252	912	38	financial	financial	ADJ
cblr-14252	912	39	markets	market	NOUN
cblr-14252	912	40	in	in	ADP
cblr-14252	912	41	europe	europe	PROPN
cblr-14252	912	42	more	more	ADV
cblr-14252	912	43	resilient	resilient	ADJ
cblr-14252	912	44	,	,	PUNCT
cblr-14252	912	45	transparent	transparent	ADJ
cblr-14252	912	46	and	and	CCONJ
cblr-14252	912	47	investor	investor	NOUN
cblr-14252	912	48	-	-	PUNCT
cblr-14252	912	49	friendly	friendly	ADJ
cblr-14252	912	50	and	and	CCONJ
cblr-14252	912	51	is	be	AUX
cblr-14252	912	52	part	part	NOUN
cblr-14252	912	53	of	of	ADP
cblr-14252	912	54	a	a	DET
cblr-14252	912	55	number	number	NOUN
cblr-14252	912	56	of	of	ADP
cblr-14252	912	57	measures	measure	NOUN
cblr-14252	912	58	.	.	PUNCT
cblr-14252	912	59	”	"	PUNCT
cblr-14252	912	60	)	)	PUNCT
cblr-14252	912	61	.	.	PUNCT
cblr-14252	913	1	215	215	NUM
cblr-14252	913	2	in	in	ADP
cblr-14252	913	3	the	the	DET
cblr-14252	913	4	eu	eu	PROPN
cblr-14252	913	5	,	,	PUNCT
cblr-14252	913	6	the	the	DET
cblr-14252	913	7	european	european	PROPN
cblr-14252	913	8	securities	securities	PROPN
cblr-14252	913	9	and	and	CCONJ
cblr-14252	913	10	markets	market	NOUN
cblr-14252	913	11	authority	authority	NOUN
cblr-14252	913	12	(	(	PUNCT
cblr-14252	913	13	esma	esma	PROPN
cblr-14252	913	14	)	)	PUNCT
cblr-14252	913	15	has	have	AUX
cblr-14252	913	16	launched	launch	VERB
cblr-14252	913	17	a	a	DET
cblr-14252	913	18	supervisory	supervisory	ADJ
cblr-14252	913	19	action	action	NOUN
cblr-14252	913	20	to	to	PART
cblr-14252	913	21	ensure	ensure	VERB
cblr-14252	913	22	adherence	adherence	NOUN
cblr-14252	913	23	to	to	ADP
cblr-14252	913	24	mifid	mifid	ADJ
cblr-14252	913	25	ii	ii	NOUN
cblr-14252	913	26	no	no	INTJ
cblr-14252	913	27	.	.	NOUN
cblr-14252	913	28	1	1	NUM
cblr-14252	913	29	]	]	PUNCT
cblr-14252	913	30	risk	risk	NOUN
cblr-14252	913	31	,	,	PUNCT
cblr-14252	913	32	discretion	discretion	NOUN
cblr-14252	913	33	,	,	PUNCT
cblr-14252	913	34	and	and	CCONJ
cblr-14252	913	35	bank	bank	NOUN
cblr-14252	913	36	supervision	supervision	NOUN
cblr-14252	913	37	373	373	NUM
cblr-14252	913	38	in	in	ADP
cblr-14252	913	39	the	the	DET
cblr-14252	913	40	uk	uk	PROPN
cblr-14252	913	41	,	,	PUNCT
cblr-14252	913	42	the	the	DET
cblr-14252	913	43	fca	fca	PROPN
cblr-14252	913	44	has	have	AUX
cblr-14252	913	45	been	be	AUX
cblr-14252	913	46	at	at	ADP
cblr-14252	913	47	the	the	DET
cblr-14252	913	48	forefront	forefront	NOUN
cblr-14252	913	49	of	of	ADP
cblr-14252	913	50	addressing	address	VERB
cblr-14252	913	51	the	the	DET
cblr-14252	913	52	risks	risk	NOUN
cblr-14252	913	53	associated	associate	VERB
cblr-14252	913	54	with	with	ADP
cblr-14252	913	55	gamified	gamifie	VERB
cblr-14252	913	56	trading	trading	NOUN
cblr-14252	913	57	apps	app	NOUN
cblr-14252	913	58	,	,	PUNCT
cblr-14252	913	59	evolving	evolve	VERB
cblr-14252	913	60	its	its	PRON
cblr-14252	913	61	regulatory	regulatory	ADJ
cblr-14252	913	62	approach	approach	NOUN
cblr-14252	913	63	over	over	ADP
cblr-14252	913	64	the	the	DET
cblr-14252	913	65	last	last	ADJ
cblr-14252	913	66	few	few	ADJ
cblr-14252	913	67	years	year	NOUN
cblr-14252	913	68	in	in	ADP
cblr-14252	913	69	response	response	NOUN
cblr-14252	913	70	to	to	ADP
cblr-14252	913	71	emerging	emerge	VERB
cblr-14252	913	72	threats	threat	NOUN
cblr-14252	913	73	.	.	PUNCT
cblr-14252	914	1	in	in	ADP
cblr-14252	914	2	2021	2021	NUM
cblr-14252	914	3	,	,	PUNCT
cblr-14252	914	4	the	the	DET
cblr-14252	914	5	fca	fca	PROPN
cblr-14252	914	6	first	first	ADV
cblr-14252	914	7	expressed	express	VERB
cblr-14252	914	8	concerns	concern	NOUN
cblr-14252	914	9	about	about	ADP
cblr-14252	914	10	gamification	gamification	NOUN
cblr-14252	914	11	in	in	ADP
cblr-14252	914	12	trading	trading	NOUN
cblr-14252	914	13	apps	app	NOUN
cblr-14252	914	14	,	,	PUNCT
cblr-14252	914	15	particularly	particularly	ADV
cblr-14252	914	16	features	feature	VERB
cblr-14252	914	17	like	like	ADP
cblr-14252	914	18	rewards	reward	NOUN
cblr-14252	914	19	,	,	PUNCT
cblr-14252	914	20	streaks	streak	NOUN
cblr-14252	914	21	,	,	PUNCT
cblr-14252	914	22	and	and	CCONJ
cblr-14252	914	23	leaderboards	leaderboard	NOUN
cblr-14252	914	24	that	that	PRON
cblr-14252	914	25	encourage	encourage	VERB
cblr-14252	914	26	excessive	excessive	ADJ
cblr-14252	914	27	risk	risk	NOUN
cblr-14252	914	28	-	-	PUNCT
cblr-14252	914	29	taking	taking	NOUN
cblr-14252	914	30	by	by	ADP
cblr-14252	914	31	transforming	transform	VERB
cblr-14252	914	32	investing	invest	VERB
cblr-14252	914	33	into	into	ADP
cblr-14252	914	34	a	a	DET
cblr-14252	914	35	game	game	NOUN
cblr-14252	914	36	.	.	PUNCT
cblr-14252	915	1	the	the	DET
cblr-14252	915	2	regulator	regulator	NOUN
cblr-14252	915	3	warned	warn	VERB
cblr-14252	915	4	that	that	SCONJ
cblr-14252	915	5	these	these	DET
cblr-14252	915	6	elements	element	NOUN
cblr-14252	915	7	,	,	PUNCT
cblr-14252	915	8	designed	design	VERB
cblr-14252	915	9	to	to	PART
cblr-14252	915	10	enhance	enhance	VERB
cblr-14252	915	11	user	user	NOUN
cblr-14252	915	12	engagement	engagement	NOUN
cblr-14252	915	13	,	,	PUNCT
cblr-14252	915	14	could	could	AUX
cblr-14252	915	15	blur	blur	VERB
cblr-14252	915	16	the	the	DET
cblr-14252	915	17	line	line	NOUN
cblr-14252	915	18	between	between	ADP
cblr-14252	915	19	responsible	responsible	ADJ
cblr-14252	915	20	investing	investing	NOUN
cblr-14252	915	21	and	and	CCONJ
cblr-14252	915	22	speculative	speculative	ADJ
cblr-14252	915	23	gambling	gambling	NOUN
cblr-14252	915	24	.	.	PUNCT
cblr-14252	916	1	in	in	ADP
cblr-14252	916	2	2022	2022	NUM
cblr-14252	916	3	,	,	PUNCT
cblr-14252	916	4	building	build	VERB
cblr-14252	916	5	on	on	ADP
cblr-14252	916	6	these	these	DET
cblr-14252	916	7	concerns	concern	NOUN
cblr-14252	916	8	,	,	PUNCT
cblr-14252	916	9	the	the	DET
cblr-14252	916	10	fca	fca	PROPN
cblr-14252	916	11	issued	issue	VERB
cblr-14252	916	12	a	a	DET
cblr-14252	916	13	formal	formal	ADJ
cblr-14252	916	14	warning	warning	NOUN
cblr-14252	916	15	about	about	ADP
cblr-14252	916	16	game	game	NOUN
cblr-14252	916	17	-	-	PUNCT
cblr-14252	916	18	like	like	ADJ
cblr-14252	916	19	design	design	NOUN
cblr-14252	916	20	features	feature	NOUN
cblr-14252	916	21	in	in	ADP
cblr-14252	916	22	trading	trading	NOUN
cblr-14252	916	23	apps	app	NOUN
cblr-14252	916	24	,	,	PUNCT
cblr-14252	916	25	ahead	ahead	ADV
cblr-14252	916	26	of	of	ADP
cblr-14252	916	27	the	the	DET
cblr-14252	916	28	implementation	implementation	NOUN
cblr-14252	916	29	of	of	ADP
cblr-14252	916	30	its	its	PRON
cblr-14252	916	31	consumer	consumer	NOUN
cblr-14252	916	32	duty	duty	NOUN
cblr-14252	916	33	framework.216	framework.216	VERB
cblr-14252	916	34	the	the	DET
cblr-14252	916	35	consumer	consumer	NOUN
cblr-14252	916	36	duty	duty	NOUN
cblr-14252	916	37	requires	require	VERB
cblr-14252	916	38	firms	firm	NOUN
cblr-14252	916	39	to	to	PART
cblr-14252	916	40	design	design	VERB
cblr-14252	916	41	and	and	CCONJ
cblr-14252	916	42	test	test	VERB
cblr-14252	916	43	their	their	PRON
cblr-14252	916	44	services	service	NOUN
cblr-14252	916	45	to	to	PART
cblr-14252	916	46	ensure	ensure	VERB
cblr-14252	916	47	they	they	PRON
cblr-14252	916	48	meet	meet	VERB
cblr-14252	916	49	consumers	consumer	NOUN
cblr-14252	916	50	'	'	PART
cblr-14252	916	51	needs	need	NOUN
cblr-14252	916	52	and	and	CCONJ
cblr-14252	916	53	enable	enable	VERB
cblr-14252	916	54	informed	informed	ADJ
cblr-14252	916	55	investment	investment	NOUN
cblr-14252	916	56	decisions	decision	NOUN
cblr-14252	916	57	,	,	PUNCT
cblr-14252	916	58	particularly	particularly	ADV
cblr-14252	916	59	for	for	ADP
cblr-14252	916	60	vulnerable	vulnerable	ADJ
cblr-14252	916	61	groups	group	NOUN
cblr-14252	916	62	like	like	ADP
cblr-14252	916	63	those	those	PRON
cblr-14252	916	64	with	with	ADP
cblr-14252	916	65	low	low	ADJ
cblr-14252	916	66	financial	financial	ADJ
cblr-14252	916	67	literacy	literacy	NOUN
cblr-14252	916	68	.	.	PUNCT
cblr-14252	917	1	this	this	DET
cblr-14252	917	2	warning	warning	NOUN
cblr-14252	917	3	coincided	coincide	VERB
cblr-14252	917	4	with	with	ADP
cblr-14252	917	5	a	a	DET
cblr-14252	917	6	significant	significant	ADJ
cblr-14252	917	7	growth	growth	NOUN
cblr-14252	917	8	in	in	ADP
cblr-14252	917	9	trading	trading	NOUN
cblr-14252	917	10	activity	activity	NOUN
cblr-14252	917	11	—	—	PUNCT
cblr-14252	917	12	between	between	ADP
cblr-14252	917	13	early	early	ADJ
cblr-14252	917	14	2021	2021	NUM
cblr-14252	917	15	and	and	CCONJ
cblr-14252	917	16	2024	2024	NUM
cblr-14252	917	17	,	,	PUNCT
cblr-14252	917	18	over	over	ADP
cblr-14252	917	19	2.47	2.47	NUM
cblr-14252	917	20	million	million	NUM
cblr-14252	917	21	accounts	account	NOUN
cblr-14252	917	22	were	be	AUX
cblr-14252	917	23	created	create	VERB
cblr-14252	917	24	across	across	ADP
cblr-14252	917	25	four	four	NUM
cblr-14252	917	26	major	major	ADJ
cblr-14252	917	27	trading	trading	NOUN
cblr-14252	917	28	app	app	NOUN
cblr-14252	917	29	firms	firm	NOUN
cblr-14252	917	30	in	in	ADP
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cblr-14252	917	33	,	,	PUNCT
cblr-14252	917	34	demonstrating	demonstrate	VERB
cblr-14252	917	35	the	the	DET
cblr-14252	917	36	widespread	widespread	ADJ
cblr-14252	917	37	impact	impact	NOUN
cblr-14252	917	38	of	of	ADP
cblr-14252	917	39	gamification	gamification	NOUN
cblr-14252	917	40	on	on	ADP
cblr-14252	917	41	retail	retail	ADJ
cblr-14252	917	42	investors.217	investors.217	NOUN
cblr-14252	917	43	in	in	ADP
cblr-14252	917	44	addition	addition	NOUN
cblr-14252	917	45	,	,	PUNCT
cblr-14252	917	46	it	it	PRON
cblr-14252	917	47	also	also	ADV
cblr-14252	917	48	has	have	AUX
cblr-14252	917	49	been	be	AUX
cblr-14252	917	50	expanding	expand	VERB
cblr-14252	917	51	its	its	PRON
cblr-14252	917	52	guidance	guidance	NOUN
cblr-14252	917	53	to	to	PART
cblr-14252	917	54	address	address	VERB
cblr-14252	917	55	non	non	ADJ
cblr-14252	917	56	-	-	ADJ
cblr-14252	917	57	compliant	compliant	ADJ
cblr-14252	917	58	social	social	ADJ
cblr-14252	917	59	media	medium	NOUN
cblr-14252	917	60	promotions	promotion	NOUN
cblr-14252	917	61	,	,	PUNCT
cblr-14252	917	62	focusing	focus	VERB
cblr-14252	917	63	on	on	ADP
cblr-14252	917	64	platforms	platform	NOUN
cblr-14252	917	65	that	that	PRON
cblr-14252	917	66	often	often	ADV
cblr-14252	917	67	lack	lack	VERB
cblr-14252	917	68	sufficient	sufficient	ADJ
cblr-14252	917	69	space	space	NOUN
cblr-14252	917	70	to	to	PART
cblr-14252	917	71	properly	properly	ADV
cblr-14252	917	72	communicate	communicate	VERB
cblr-14252	917	73	investment	investment	NOUN
cblr-14252	917	74	risks.218	risks.218	NOUN
cblr-14252	917	75	in	in	ADP
cblr-14252	917	76	june	june	PROPN
cblr-14252	917	77	2024	2024	NUM
cblr-14252	917	78	,	,	PUNCT
cblr-14252	917	79	the	the	DET
cblr-14252	917	80	fca	fca	PROPN
cblr-14252	917	81	published	publish	VERB
cblr-14252	917	82	the	the	DET
cblr-14252	917	83	results	result	NOUN
cblr-14252	917	84	of	of	ADP
cblr-14252	917	85	an	an	DET
cblr-14252	917	86	online	online	ADJ
cblr-14252	917	87	experiment	experiment	NOUN
cblr-14252	917	88	involving	involve	VERB
cblr-14252	917	89	over	over	ADP
cblr-14252	917	90	9,000	9,000	NUM
cblr-14252	917	91	consumers	consumer	NOUN
cblr-14252	917	92	,	,	PUNCT
cblr-14252	917	93	marking	mark	VERB
cblr-14252	917	94	a	a	DET
cblr-14252	917	95	requirements	requirement	NOUN
cblr-14252	917	96	,	,	PUNCT
cblr-14252	917	97	particularly	particularly	ADV
cblr-14252	917	98	concerning	concern	VERB
cblr-14252	917	99	younger	young	ADJ
cblr-14252	917	100	,	,	PUNCT
cblr-14252	917	101	less	less	ADV
cblr-14252	917	102	experienced	experienced	ADJ
cblr-14252	917	103	investors	investor	NOUN
cblr-14252	917	104	who	who	PRON
cblr-14252	917	105	rely	rely	VERB
cblr-14252	917	106	on	on	ADP
cblr-14252	917	107	social	social	ADJ
cblr-14252	917	108	media	medium	NOUN
cblr-14252	917	109	for	for	ADP
cblr-14252	917	110	financial	financial	ADJ
cblr-14252	917	111	advice	advice	NOUN
cblr-14252	917	112	.	.	PUNCT
cblr-14252	918	1	the	the	DET
cblr-14252	918	2	digital	digital	PROPN
cblr-14252	918	3	services	services	PROPN
cblr-14252	918	4	act	act	NOUN
cblr-14252	918	5	(	(	PUNCT
cblr-14252	918	6	dsa	dsa	NOUN
cblr-14252	918	7	)	)	PUNCT
cblr-14252	918	8	also	also	ADV
cblr-14252	918	9	plays	play	VERB
cblr-14252	918	10	a	a	DET
cblr-14252	918	11	role	role	NOUN
cblr-14252	918	12	in	in	ADP
cblr-14252	918	13	enhancing	enhance	VERB
cblr-14252	918	14	transparency	transparency	NOUN
cblr-14252	918	15	in	in	ADP
cblr-14252	918	16	online	online	ADJ
cblr-14252	918	17	advertising	advertising	NOUN
cblr-14252	918	18	within	within	ADP
cblr-14252	918	19	the	the	DET
cblr-14252	918	20	eu	eu	PROPN
cblr-14252	918	21	.	.	PROPN
cblr-14252	918	22	216	216	NUM
cblr-14252	918	23	fca	fca	PROPN
cblr-14252	918	24	concerned	concerned	ADJ
cblr-14252	918	25	about	about	ADP
cblr-14252	918	26	problem	problem	NOUN
cblr-14252	918	27	behaviours	behaviour	NOUN
cblr-14252	918	28	linked	link	VERB
cblr-14252	918	29	to	to	ADP
cblr-14252	918	30	trading	trade	VERB
cblr-14252	918	31	app	app	NOUN
cblr-14252	918	32	design	design	NOUN
cblr-14252	918	33	,	,	PUNCT
cblr-14252	918	34	fin	fin	PROPN
cblr-14252	918	35	.	.	PUNCT
cblr-14252	918	36	conduct	conduct	VERB
cblr-14252	918	37	auth	auth	PRON
cblr-14252	918	38	.	.	PUNCT
cblr-14252	919	1	(	(	PUNCT
cblr-14252	919	2	nov	nov	PROPN
cblr-14252	919	3	.	.	PROPN
cblr-14252	919	4	21	21	NUM
cblr-14252	919	5	,	,	PUNCT
cblr-14252	919	6	2022	2022	NUM
cblr-14252	919	7	)	)	PUNCT
cblr-14252	919	8	,	,	PUNCT
cblr-14252	919	9	https://www.fca.org.uk/news/press-releases/fca-concerned-about-problembehaviours-linked-trading-app-design	https://www.fca.org.uk/news/press-releases/fca-concerned-about-problembehaviours-linked-trading-app-design	PROPN
cblr-14252	919	10	.	.	PUNCT
cblr-14252	920	1	217	217	NUM
cblr-14252	920	2	fca	fca	PROPN
cblr-14252	920	3	keeps	keep	VERB
cblr-14252	920	4	trading	trading	NOUN
cblr-14252	920	5	apps	app	NOUN
cblr-14252	920	6	under	under	ADP
cblr-14252	920	7	review	review	NOUN
cblr-14252	920	8	over	over	ADP
cblr-14252	920	9	gaming	gaming	NOUN
cblr-14252	920	10	concerns	concern	NOUN
cblr-14252	920	11	,	,	PUNCT
cblr-14252	920	12	fin	fin	NOUN
cblr-14252	920	13	.	.	PUNCT
cblr-14252	920	14	conduct	conduct	VERB
cblr-14252	920	15	auth	auth	PRON
cblr-14252	920	16	.	.	PUNCT
cblr-14252	921	1	(	(	PUNCT
cblr-14252	921	2	june	june	PROPN
cblr-14252	921	3	20	20	NUM
cblr-14252	921	4	,	,	PUNCT
cblr-14252	921	5	2024	2024	NUM
cblr-14252	921	6	)	)	PUNCT
cblr-14252	921	7	,	,	PUNCT
cblr-14252	921	8	https://www.fca.org.uk/news/pressreleases/fca-keeps-trading-apps-under-review-over-gaming-concerns	https://www.fca.org.uk/news/pressreleases/fca-keeps-trading-apps-under-review-over-gaming-concern	VERB
cblr-14252	921	9	[	[	X
cblr-14252	921	10	https://perma.cc/l6fk-9hue	https://perma.cc/l6fk-9hue	NOUN
cblr-14252	921	11	]	]	X
cblr-14252	921	12	.	.	PUNCT
cblr-14252	922	1	218	218	NUM
cblr-14252	922	2	shelkey	shelkey	NOUN
cblr-14252	922	3	et	et	PROPN
cblr-14252	922	4	al	al	PROPN
cblr-14252	922	5	.	.	PROPN
cblr-14252	922	6	,	,	PUNCT
cblr-14252	922	7	supra	supra	PROPN
cblr-14252	922	8	note	note	NOUN
cblr-14252	922	9	212	212	NUM
cblr-14252	922	10	.	.	PUNCT
cblr-14252	923	1	374	374	NUM
cblr-14252	923	2	columbia	columbia	PROPN
cblr-14252	923	3	business	business	NOUN
cblr-14252	923	4	law	law	PROPN
cblr-14252	923	5	review	review	NOUN
cblr-14252	923	6	[	[	X
cblr-14252	923	7	vol	vol	NOUN
cblr-14252	923	8	.	.	PUNCT
cblr-14252	923	9	2025	2025	NUM
cblr-14252	923	10	significant	significant	ADJ
cblr-14252	923	11	advancement	advancement	NOUN
cblr-14252	923	12	in	in	ADP
cblr-14252	923	13	its	its	PRON
cblr-14252	923	14	research	research	NOUN
cblr-14252	923	15	.	.	PUNCT
cblr-14252	924	1	for	for	ADP
cblr-14252	924	2	the	the	DET
cblr-14252	924	3	first	first	ADJ
cblr-14252	924	4	time	time	NOUN
cblr-14252	924	5	,	,	PUNCT
cblr-14252	924	6	the	the	DET
cblr-14252	924	7	regulator	regulator	NOUN
cblr-14252	924	8	developed	develop	VERB
cblr-14252	924	9	an	an	DET
cblr-14252	924	10	experimental	experimental	ADJ
cblr-14252	924	11	trading	trading	NOUN
cblr-14252	924	12	platform	platform	NOUN
cblr-14252	924	13	to	to	PART
cblr-14252	924	14	assess	assess	VERB
cblr-14252	924	15	the	the	DET
cblr-14252	924	16	impact	impact	NOUN
cblr-14252	924	17	of	of	ADP
cblr-14252	924	18	various	various	ADJ
cblr-14252	924	19	deps	dep	NOUN
cblr-14252	924	20	on	on	ADP
cblr-14252	924	21	user	user	NOUN
cblr-14252	924	22	behavior.219	behavior.219	NOUN
cblr-14252	924	23	the	the	DET
cblr-14252	924	24	findings	finding	NOUN
cblr-14252	924	25	were	be	AUX
cblr-14252	924	26	striking	strike	VERB
cblr-14252	924	27	:	:	PUNCT
cblr-14252	924	28	features	feature	VERB
cblr-14252	924	29	like	like	ADP
cblr-14252	924	30	push	push	NOUN
cblr-14252	924	31	notifications	notification	NOUN
cblr-14252	924	32	and	and	CCONJ
cblr-14252	924	33	prize	prize	NOUN
cblr-14252	924	34	draws	draw	VERB
cblr-14252	924	35	increased	increase	VERB
cblr-14252	924	36	trading	trading	NOUN
cblr-14252	924	37	frequency	frequency	NOUN
cblr-14252	924	38	by	by	ADP
cblr-14252	924	39	up	up	ADP
cblr-14252	924	40	to	to	PART
cblr-14252	924	41	12	12	NUM
cblr-14252	924	42	%	%	NOUN
cblr-14252	924	43	and	and	CCONJ
cblr-14252	924	44	led	lead	VERB
cblr-14252	924	45	to	to	ADP
cblr-14252	924	46	a	a	DET
cblr-14252	924	47	rise	rise	NOUN
cblr-14252	924	48	in	in	ADP
cblr-14252	924	49	risky	risky	ADJ
cblr-14252	924	50	investments	investment	NOUN
cblr-14252	924	51	,	,	PUNCT
cblr-14252	924	52	especially	especially	ADV
cblr-14252	924	53	among	among	ADP
cblr-14252	924	54	vulnerable	vulnerable	ADJ
cblr-14252	924	55	groups	group	NOUN
cblr-14252	924	56	,	,	PUNCT
cblr-14252	924	57	including	include	VERB
cblr-14252	924	58	those	those	PRON
cblr-14252	924	59	with	with	ADP
cblr-14252	924	60	low	low	ADJ
cblr-14252	924	61	financial	financial	ADJ
cblr-14252	924	62	literacy	literacy	NOUN
cblr-14252	924	63	,	,	PUNCT
cblr-14252	924	64	women	woman	NOUN
cblr-14252	924	65	,	,	PUNCT
cblr-14252	924	66	and	and	CCONJ
cblr-14252	924	67	younger	young	ADJ
cblr-14252	924	68	participants	participant	NOUN
cblr-14252	924	69	aged	age	VERB
cblr-14252	924	70	18	18	NUM
cblr-14252	924	71	-	-	SYM
cblr-14252	924	72	34.220	34.220	NUM
cblr-14252	924	73	notably	notably	ADV
cblr-14252	924	74	,	,	PUNCT
cblr-14252	924	75	these	these	DET
cblr-14252	924	76	subgroups	subgroup	NOUN
cblr-14252	924	77	were	be	AUX
cblr-14252	924	78	more	more	ADV
cblr-14252	924	79	likely	likely	ADJ
cblr-14252	924	80	to	to	PART
cblr-14252	924	81	increase	increase	VERB
cblr-14252	924	82	their	their	PRON
cblr-14252	924	83	portfolio	portfolio	NOUN
cblr-14252	924	84	risk	risk	NOUN
cblr-14252	924	85	due	due	ADP
cblr-14252	924	86	to	to	ADP
cblr-14252	924	87	gamified	gamifie	VERB
cblr-14252	924	88	prompts	prompt	NOUN
cblr-14252	924	89	,	,	PUNCT
cblr-14252	924	90	further	far	ADV
cblr-14252	924	91	underscoring	underscore	VERB
cblr-14252	924	92	the	the	DET
cblr-14252	924	93	fca	fca	PROPN
cblr-14252	924	94	’s	’s	PART
cblr-14252	924	95	concerns.221	concerns.221	NOUN
cblr-14252	924	96	as	as	ADP
cblr-14252	924	97	part	part	NOUN
cblr-14252	924	98	of	of	ADP
cblr-14252	924	99	its	its	PRON
cblr-14252	924	100	ongoing	ongoing	ADJ
cblr-14252	924	101	efforts	effort	NOUN
cblr-14252	924	102	,	,	PUNCT
cblr-14252	924	103	the	the	DET
cblr-14252	924	104	fca	fca	PROPN
cblr-14252	924	105	’s	’s	PART
cblr-14252	924	106	2024	2024	NUM
cblr-14252	924	107	findings	finding	NOUN
cblr-14252	924	108	were	be	AUX
cblr-14252	924	109	integrated	integrate	VERB
cblr-14252	924	110	into	into	ADP
cblr-14252	924	111	the	the	DET
cblr-14252	924	112	consumer	consumer	NOUN
cblr-14252	924	113	duty	duty	NOUN
cblr-14252	924	114	framework	framework	NOUN
cblr-14252	924	115	,	,	PUNCT
cblr-14252	924	116	reinforcing	reinforce	VERB
cblr-14252	924	117	the	the	DET
cblr-14252	924	118	need	need	NOUN
cblr-14252	924	119	for	for	SCONJ
cblr-14252	924	120	firms	firm	NOUN
cblr-14252	924	121	to	to	PART
cblr-14252	924	122	ensure	ensure	VERB
cblr-14252	924	123	that	that	SCONJ
cblr-14252	924	124	trading	trading	NOUN
cblr-14252	924	125	apps	app	NOUN
cblr-14252	924	126	do	do	AUX
cblr-14252	924	127	not	not	PART
cblr-14252	924	128	exploit	exploit	VERB
cblr-14252	924	129	behavioral	behavioral	ADJ
cblr-14252	924	130	biases	bias	NOUN
cblr-14252	924	131	.	.	PUNCT
cblr-14252	925	1	the	the	DET
cblr-14252	925	2	fca	fca	PROPN
cblr-14252	925	3	’s	’s	PART
cblr-14252	925	4	warnings	warning	NOUN
cblr-14252	925	5	emphasize	emphasize	VERB
cblr-14252	925	6	the	the	DET
cblr-14252	925	7	potential	potential	NOUN
cblr-14252	925	8	for	for	ADP
cblr-14252	925	9	certain	certain	ADJ
cblr-14252	925	10	gamified	gamifie	VERB
cblr-14252	925	11	features	feature	NOUN
cblr-14252	925	12	to	to	PART
cblr-14252	925	13	cross	cross	VERB
cblr-14252	925	14	into	into	ADP
cblr-14252	925	15	gambling	gamble	VERB
cblr-14252	925	16	territory	territory	NOUN
cblr-14252	925	17	,	,	PUNCT
cblr-14252	925	18	prompting	prompt	VERB
cblr-14252	925	19	discussions	discussion	NOUN
cblr-14252	925	20	on	on	ADP
cblr-14252	925	21	whether	whether	SCONJ
cblr-14252	925	22	gambling	gambling	NOUN
cblr-14252	925	23	regulations	regulation	NOUN
cblr-14252	925	24	might	might	AUX
cblr-14252	925	25	be	be	AUX
cblr-14252	925	26	applied	apply	VERB
cblr-14252	925	27	to	to	ADP
cblr-14252	925	28	financial	financial	ADJ
cblr-14252	925	29	products	product	NOUN
cblr-14252	925	30	that	that	PRON
cblr-14252	925	31	prioritize	prioritize	VERB
cblr-14252	925	32	engagement	engagement	NOUN
cblr-14252	925	33	over	over	ADP
cblr-14252	925	34	informed	informed	ADJ
cblr-14252	925	35	decision	decision	NOUN
cblr-14252	925	36	-	-	PUNCT
cblr-14252	925	37	making	making	NOUN
cblr-14252	925	38	.	.	PUNCT
cblr-14252	926	1	in	in	ADP
cblr-14252	926	2	addition	addition	NOUN
cblr-14252	926	3	to	to	ADP
cblr-14252	926	4	its	its	PRON
cblr-14252	926	5	regulatory	regulatory	ADJ
cblr-14252	926	6	efforts	effort	NOUN
cblr-14252	926	7	,	,	PUNCT
cblr-14252	926	8	the	the	DET
cblr-14252	926	9	fca	fca	PROPN
cblr-14252	926	10	has	have	AUX
cblr-14252	926	11	expanded	expand	VERB
cblr-14252	926	12	its	its	PRON
cblr-14252	926	13	consumer	consumer	NOUN
cblr-14252	926	14	education	education	NOUN
cblr-14252	926	15	initiatives	initiative	NOUN
cblr-14252	926	16	,	,	PUNCT
cblr-14252	926	17	such	such	ADJ
cblr-14252	926	18	as	as	ADP
cblr-14252	926	19	the	the	DET
cblr-14252	926	20	investsmart	investsmart	NOUN
cblr-14252	926	21	campaign	campaign	NOUN
cblr-14252	926	22	,	,	PUNCT
cblr-14252	926	23	which	which	PRON
cblr-14252	926	24	aims	aim	VERB
cblr-14252	926	25	to	to	PART
cblr-14252	926	26	help	help	VERB
cblr-14252	926	27	consumers	consumer	NOUN
cblr-14252	926	28	make	make	VERB
cblr-14252	926	29	better	well	ADJ
cblr-14252	926	30	financial	financial	ADJ
cblr-14252	926	31	decisions	decision	NOUN
cblr-14252	926	32	and	and	CCONJ
cblr-14252	926	33	understand	understand	VERB
cblr-14252	926	34	the	the	DET
cblr-14252	926	35	risks	risk	NOUN
cblr-14252	926	36	of	of	ADP
cblr-14252	926	37	gamified	gamifie	VERB
cblr-14252	926	38	investing.222	investing.222	ADV
cblr-14252	926	39	the	the	DET
cblr-14252	926	40	regulator	regulator	NOUN
cblr-14252	926	41	has	have	AUX
cblr-14252	926	42	also	also	ADV
cblr-14252	926	43	begun	begin	VERB
cblr-14252	926	44	taking	take	VERB
cblr-14252	926	45	enforcement	enforcement	NOUN
cblr-14252	926	46	actions	action	NOUN
cblr-14252	926	47	,	,	PUNCT
cblr-14252	926	48	including	include	VERB
cblr-14252	926	49	bringing	bring	VERB
cblr-14252	926	50	charges	charge	NOUN
cblr-14252	926	51	in	in	ADP
cblr-14252	926	52	may	may	PROPN
cblr-14252	926	53	2024	2024	NUM
cblr-14252	926	54	219	219	NUM
cblr-14252	926	55	research	research	NOUN
cblr-14252	926	56	note	note	NOUN
cblr-14252	926	57	:	:	PUNCT
cblr-14252	926	58	digital	digital	ADJ
cblr-14252	926	59	engagement	engagement	NOUN
cblr-14252	926	60	practices	practice	NOUN
cblr-14252	926	61	in	in	ADP
cblr-14252	926	62	trading	trading	NOUN
cblr-14252	926	63	apps	app	NOUN
cblr-14252	926	64	–	–	PUNCT
cblr-14252	926	65	an	an	DET
cblr-14252	926	66	experiment	experiment	NOUN
cblr-14252	926	67	,	,	PUNCT
cblr-14252	926	68	fin	fin	PROPN
cblr-14252	926	69	.	.	PUNCT
cblr-14252	926	70	conduct	conduct	VERB
cblr-14252	926	71	auth	auth	PRON
cblr-14252	926	72	.	.	PUNCT
cblr-14252	927	1	(	(	PUNCT
cblr-14252	927	2	june	june	PROPN
cblr-14252	927	3	20	20	NUM
cblr-14252	927	4	,	,	PUNCT
cblr-14252	927	5	2024	2024	NUM
cblr-14252	927	6	)	)	PUNCT
cblr-14252	927	7	,	,	PUNCT
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cblr-14252	927	9	[	[	X
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cblr-14252	927	12	(	(	PUNCT
cblr-14252	927	13	detailing	detail	VERB
cblr-14252	927	14	an	an	DET
cblr-14252	927	15	experiment	experiment	NOUN
cblr-14252	927	16	conducted	conduct	VERB
cblr-14252	927	17	to	to	PART
cblr-14252	927	18	assess	assess	VERB
cblr-14252	927	19	the	the	DET
cblr-14252	927	20	impact	impact	NOUN
cblr-14252	927	21	of	of	ADP
cblr-14252	927	22	deps	dep	NOUN
cblr-14252	927	23	used	use	VERB
cblr-14252	927	24	by	by	ADP
cblr-14252	927	25	trading	trading	NOUN
cblr-14252	927	26	apps	app	NOUN
cblr-14252	927	27	,	,	PUNCT
cblr-14252	927	28	focusing	focus	VERB
cblr-14252	927	29	on	on	ADP
cblr-14252	927	30	features	feature	NOUN
cblr-14252	927	31	such	such	ADJ
cblr-14252	927	32	as	as	ADP
cblr-14252	927	33	push	push	NOUN
cblr-14252	927	34	notifications	notification	NOUN
cblr-14252	927	35	,	,	PUNCT
cblr-14252	927	36	prize	prize	NOUN
cblr-14252	927	37	draws	draw	VERB
cblr-14252	927	38	,	,	PUNCT
cblr-14252	927	39	and	and	CCONJ
cblr-14252	927	40	leaderboards	leaderboard	NOUN
cblr-14252	927	41	.	.	PUNCT
cblr-14252	928	1	the	the	DET
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cblr-14252	928	3	showed	show	VERB
cblr-14252	928	4	that	that	SCONJ
cblr-14252	928	5	these	these	DET
cblr-14252	928	6	gamified	gamifie	VERB
cblr-14252	928	7	elements	element	NOUN
cblr-14252	928	8	significantly	significantly	ADV
cblr-14252	928	9	increased	increase	VERB
cblr-14252	928	10	trading	trading	NOUN
cblr-14252	928	11	frequency	frequency	NOUN
cblr-14252	928	12	and	and	CCONJ
cblr-14252	928	13	the	the	DET
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cblr-14252	928	15	of	of	ADP
cblr-14252	928	16	trades	trade	NOUN
cblr-14252	928	17	in	in	ADP
cblr-14252	928	18	risky	risky	ADJ
cblr-14252	928	19	assets	asset	NOUN
cblr-14252	928	20	,	,	PUNCT
cblr-14252	928	21	particularly	particularly	ADV
cblr-14252	928	22	among	among	ADP
cblr-14252	928	23	groups	group	NOUN
cblr-14252	928	24	with	with	ADP
cblr-14252	928	25	low	low	ADJ
cblr-14252	928	26	financial	financial	ADJ
cblr-14252	928	27	literacy	literacy	NOUN
cblr-14252	928	28	,	,	PUNCT
cblr-14252	928	29	women	woman	NOUN
cblr-14252	928	30	,	,	PUNCT
cblr-14252	928	31	and	and	CCONJ
cblr-14252	928	32	younger	young	ADJ
cblr-14252	928	33	investors	investor	NOUN
cblr-14252	928	34	.	.	PUNCT
cblr-14252	929	1	the	the	DET
cblr-14252	929	2	study	study	NOUN
cblr-14252	929	3	also	also	ADV
cblr-14252	929	4	underscored	underscore	VERB
cblr-14252	929	5	the	the	DET
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cblr-14252	929	7	risks	risk	NOUN
cblr-14252	929	8	for	for	ADP
cblr-14252	929	9	vulnerable	vulnerable	ADJ
cblr-14252	929	10	users	user	NOUN
cblr-14252	929	11	)	)	PUNCT
cblr-14252	929	12	.	.	PUNCT
cblr-14252	930	1	220	220	NUM
cblr-14252	931	1	i	i	PRON
cblr-14252	931	2	d.	d.	PROPN
cblr-14252	931	3	221	221	NUM
cblr-14252	932	1	i	i	PROPN
cblr-14252	932	2	d.	d.	PROPN
cblr-14252	932	3	222	222	NUM
cblr-14252	932	4	investsmart	investsmart	NOUN
cblr-14252	932	5	,	,	PUNCT
cblr-14252	932	6	fin	fin	NOUN
cblr-14252	932	7	.	.	PUNCT
cblr-14252	932	8	conduct	conduct	VERB
cblr-14252	932	9	auth	auth	PRON
cblr-14252	932	10	.	.	PUNCT
cblr-14252	933	1	(	(	PUNCT
cblr-14252	933	2	last	last	ADV
cblr-14252	933	3	visited	visit	VERB
cblr-14252	933	4	aug	aug	PROPN
cblr-14252	933	5	.	.	PROPN
cblr-14252	933	6	22	22	NUM
cblr-14252	933	7	,	,	PUNCT
cblr-14252	933	8	2024	2024	NUM
cblr-14252	933	9	)	)	PUNCT
cblr-14252	933	10	,	,	PUNCT
cblr-14252	933	11	https://www.fca.org.uk/investsmart	https://www.fca.org.uk/investsmart	PROPN
cblr-14252	934	1	[	[	X
cblr-14252	934	2	https://perma.cc/2273-mn85	https://perma.cc/2273-mn85	PROPN
cblr-14252	934	3	]	]	PUNCT
cblr-14252	934	4	.	.	PUNCT
cblr-14252	935	1	no	no	INTJ
cblr-14252	935	2	.	.	NOUN
cblr-14252	935	3	1	1	NUM
cblr-14252	935	4	]	]	PUNCT
cblr-14252	935	5	risk	risk	NOUN
cblr-14252	935	6	,	,	PUNCT
cblr-14252	935	7	discretion	discretion	NOUN
cblr-14252	935	8	,	,	PUNCT
cblr-14252	935	9	and	and	CCONJ
cblr-14252	935	10	bank	bank	NOUN
cblr-14252	935	11	supervision	supervision	NOUN
cblr-14252	935	12	375	375	NUM
cblr-14252	935	13	against	against	ADP
cblr-14252	935	14	nine	nine	NUM
cblr-14252	935	15	individuals	individual	NOUN
cblr-14252	935	16	promoting	promote	VERB
cblr-14252	935	17	an	an	DET
cblr-14252	935	18	unauthorized	unauthorized	ADJ
cblr-14252	935	19	foreign	foreign	ADJ
cblr-14252	935	20	exchange	exchange	NOUN
cblr-14252	935	21	trading	trading	NOUN
cblr-14252	935	22	scheme	scheme	NOUN
cblr-14252	935	23	on	on	ADP
cblr-14252	935	24	social	social	ADJ
cblr-14252	935	25	media	medium	NOUN
cblr-14252	935	26	,	,	PUNCT
cblr-14252	935	27	reflecting	reflect	VERB
cblr-14252	935	28	its	its	PRON
cblr-14252	935	29	broader	broad	ADJ
cblr-14252	935	30	focus	focus	NOUN
cblr-14252	935	31	on	on	ADP
cblr-14252	935	32	tackling	tackle	VERB
cblr-14252	935	33	harmful	harmful	ADJ
cblr-14252	935	34	financial	financial	ADJ
cblr-14252	935	35	promotions.223	promotions.223	NOUN
cblr-14252	935	36	the	the	DET
cblr-14252	935	37	fca	fca	PROPN
cblr-14252	935	38	’s	’s	PART
cblr-14252	935	39	centralized	centralized	ADJ
cblr-14252	935	40	regulatory	regulatory	ADJ
cblr-14252	935	41	structure	structure	NOUN
cblr-14252	935	42	allows	allow	VERB
cblr-14252	935	43	for	for	ADP
cblr-14252	935	44	consistent	consistent	ADJ
cblr-14252	935	45	enforcement	enforcement	NOUN
cblr-14252	935	46	across	across	ADP
cblr-14252	935	47	the	the	DET
cblr-14252	935	48	financial	financial	ADJ
cblr-14252	935	49	sector	sector	NOUN
cblr-14252	935	50	,	,	PUNCT
cblr-14252	935	51	offering	offer	VERB
cblr-14252	935	52	a	a	DET
cblr-14252	935	53	more	more	ADV
cblr-14252	935	54	unified	unified	ADJ
cblr-14252	935	55	approach	approach	NOUN
cblr-14252	935	56	compared	compare	VERB
cblr-14252	935	57	to	to	ADP
cblr-14252	935	58	jurisdictions	jurisdiction	NOUN
cblr-14252	935	59	like	like	ADP
cblr-14252	935	60	the	the	DET
cblr-14252	935	61	u.s	u.s	PROPN
cblr-14252	935	62	.	.	PROPN
cblr-14252	935	63	however	however	ADV
cblr-14252	935	64	,	,	PUNCT
cblr-14252	935	65	the	the	DET
cblr-14252	935	66	rapid	rapid	ADJ
cblr-14252	935	67	innovation	innovation	NOUN
cblr-14252	935	68	in	in	ADP
cblr-14252	935	69	fintech	fintech	NOUN
cblr-14252	935	70	,	,	PUNCT
cblr-14252	935	71	particularly	particularly	ADV
cblr-14252	935	72	in	in	ADP
cblr-14252	935	73	gamified	gamified	ADJ
cblr-14252	935	74	platforms	platform	NOUN
cblr-14252	935	75	,	,	PUNCT
cblr-14252	935	76	continues	continue	VERB
cblr-14252	935	77	to	to	PART
cblr-14252	935	78	challenge	challenge	VERB
cblr-14252	935	79	traditional	traditional	ADJ
cblr-14252	935	80	regulatory	regulatory	ADJ
cblr-14252	935	81	frameworks	framework	NOUN
cblr-14252	935	82	.	.	PUNCT
cblr-14252	936	1	the	the	DET
cblr-14252	936	2	fca	fca	PROPN
cblr-14252	936	3	acknowledges	acknowledge	VERB
cblr-14252	936	4	that	that	SCONJ
cblr-14252	936	5	as	as	SCONJ
cblr-14252	936	6	these	these	DET
cblr-14252	936	7	platforms	platform	NOUN
cblr-14252	936	8	evolve	evolve	VERB
cblr-14252	936	9	,	,	PUNCT
cblr-14252	936	10	regulations	regulation	NOUN
cblr-14252	936	11	must	must	AUX
cblr-14252	936	12	adapt	adapt	VERB
cblr-14252	936	13	to	to	PART
cblr-14252	936	14	effectively	effectively	ADV
cblr-14252	936	15	manage	manage	VERB
cblr-14252	936	16	new	new	ADJ
cblr-14252	936	17	risks	risk	NOUN
cblr-14252	936	18	,	,	PUNCT
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cblr-14252	936	20	as	as	SCONJ
cblr-14252	936	21	gamified	gamifie	VERB
cblr-14252	936	22	investing	investing	NOUN
cblr-14252	936	23	becomes	become	VERB
cblr-14252	936	24	more	more	ADV
cblr-14252	936	25	ingrained	ingrained	ADJ
cblr-14252	936	26	in	in	ADP
cblr-14252	936	27	the	the	DET
cblr-14252	936	28	retail	retail	ADJ
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cblr-14252	936	30	.	.	PUNCT
cblr-14252	937	1	the	the	DET
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cblr-14252	937	4	ongoing	ongoing	ADJ
cblr-14252	937	5	reviews	review	NOUN
cblr-14252	937	6	and	and	CCONJ
cblr-14252	937	7	dialogue	dialogue	NOUN
cblr-14252	937	8	with	with	ADP
cblr-14252	937	9	industry	industry	NOUN
cblr-14252	937	10	stakeholders	stakeholder	NOUN
cblr-14252	937	11	underscore	underscore	VERB
cblr-14252	937	12	the	the	DET
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cblr-14252	937	14	for	for	ADP
cblr-14252	937	15	agile	agile	ADJ
cblr-14252	937	16	,	,	PUNCT
cblr-14252	937	17	forward	forward	ADV
cblr-14252	937	18	-	-	PUNCT
cblr-14252	937	19	looking	look	VERB
cblr-14252	937	20	regulations	regulation	NOUN
cblr-14252	937	21	capable	capable	ADJ
cblr-14252	937	22	of	of	ADP
cblr-14252	937	23	addressing	address	VERB
cblr-14252	937	24	both	both	CCONJ
cblr-14252	937	25	current	current	ADJ
cblr-14252	937	26	and	and	CCONJ
cblr-14252	937	27	emerging	emerge	VERB
cblr-14252	937	28	challenges	challenge	NOUN
cblr-14252	937	29	in	in	ADP
cblr-14252	937	30	the	the	DET
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cblr-14252	937	32	landscape	landscape	NOUN
cblr-14252	937	33	.	.	PUNCT
cblr-14252	938	1	moreover	moreover	ADV
cblr-14252	938	2	,	,	PUNCT
cblr-14252	938	3	the	the	DET
cblr-14252	938	4	inconsistent	inconsistent	ADJ
cblr-14252	938	5	regulation	regulation	NOUN
cblr-14252	938	6	of	of	ADP
cblr-14252	938	7	gamified	gamifie	VERB
cblr-14252	938	8	finance	finance	NOUN
cblr-14252	938	9	and	and	CCONJ
cblr-14252	938	10	gamblification	gamblification	NOUN
cblr-14252	938	11	in	in	ADP
cblr-14252	938	12	trading	trading	NOUN
cblr-14252	938	13	apps	app	NOUN
cblr-14252	938	14	creates	create	VERB
cblr-14252	938	15	exploitable	exploitable	ADJ
cblr-14252	938	16	gaps	gap	NOUN
cblr-14252	938	17	that	that	PRON
cblr-14252	938	18	platforms	platform	VERB
cblr-14252	938	19	leverage	leverage	NOUN
cblr-14252	938	20	by	by	ADP
cblr-14252	938	21	strategically	strategically	ADV
cblr-14252	938	22	selecting	select	VERB
cblr-14252	938	23	jurisdictions	jurisdiction	NOUN
cblr-14252	938	24	with	with	ADP
cblr-14252	938	25	minimal	minimal	ADJ
cblr-14252	938	26	oversight	oversight	NOUN
cblr-14252	938	27	.	.	PUNCT
cblr-14252	939	1	these	these	DET
cblr-14252	939	2	regulatory	regulatory	ADJ
cblr-14252	939	3	disparities	disparity	NOUN
cblr-14252	939	4	,	,	PUNCT
cblr-14252	939	5	coupled	couple	VERB
cblr-14252	939	6	with	with	ADP
cblr-14252	939	7	variations	variation	NOUN
cblr-14252	939	8	in	in	ADP
cblr-14252	939	9	enforcement	enforcement	NOUN
cblr-14252	939	10	rigor	rigor	NOUN
cblr-14252	939	11	and	and	CCONJ
cblr-14252	939	12	adaptive	adaptive	ADJ
cblr-14252	939	13	speed	speed	NOUN
cblr-14252	939	14	,	,	PUNCT
cblr-14252	939	15	perpetuate	perpetuate	VERB
cblr-14252	939	16	dangerous	dangerous	ADJ
cblr-14252	939	17	loopholes	loophole	NOUN
cblr-14252	939	18	that	that	PRON
cblr-14252	939	19	enable	enable	VERB
cblr-14252	939	20	high	high	ADJ
cblr-14252	939	21	-	-	PUNCT
cblr-14252	939	22	risk	risk	NOUN
cblr-14252	939	23	trading	trading	NOUN
cblr-14252	939	24	behaviors	behavior	NOUN
cblr-14252	939	25	to	to	PART
cblr-14252	939	26	flourish	flourish	VERB
cblr-14252	939	27	unchecked	unchecked	ADJ
cblr-14252	939	28	.	.	PUNCT
cblr-14252	940	1	finally	finally	ADV
cblr-14252	940	2	,	,	PUNCT
cblr-14252	940	3	differences	difference	NOUN
cblr-14252	940	4	in	in	ADP
cblr-14252	940	5	enforcement	enforcement	NOUN
cblr-14252	940	6	rigor	rigor	NOUN
cblr-14252	940	7	and	and	CCONJ
cblr-14252	940	8	the	the	DET
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cblr-14252	940	10	of	of	ADP
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cblr-14252	940	12	adaptation	adaptation	NOUN
cblr-14252	940	13	have	have	AUX
cblr-14252	940	14	created	create	VERB
cblr-14252	940	15	loopholes	loophole	NOUN
cblr-14252	940	16	,	,	PUNCT
cblr-14252	940	17	allowing	allow	VERB
cblr-14252	940	18	highrisk	highrisk	NOUN
cblr-14252	940	19	behaviors	behavior	NOUN
cblr-14252	940	20	to	to	PART
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cblr-14252	940	22	.	.	PUNCT
cblr-14252	941	1	c.	c.	PROPN
cblr-14252	941	2	unique	unique	ADJ
cblr-14252	941	3	legal	legal	ADJ
cblr-14252	941	4	complexities	complexity	NOUN
cblr-14252	941	5	associated	associate	VERB
cblr-14252	941	6	with	with	ADP
cblr-14252	941	7	gamified	gamifie	VERB
cblr-14252	941	8	finance	finance	NOUN
cblr-14252	941	9	in	in	ADP
cblr-14252	941	10	the	the	DET
cblr-14252	941	11	u.s	u.s	PROPN
cblr-14252	941	12	.	.	PROPN
cblr-14252	941	13	i.	i.	PROPN
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cblr-14252	941	16	and	and	CCONJ
cblr-14252	941	17	state	state	NOUN
cblr-14252	941	18	interaction	interaction	NOUN
cblr-14252	941	19	between	between	ADP
cblr-14252	941	20	gambling	gamble	VERB
cblr-14252	941	21	laws	law	NOUN
cblr-14252	941	22	and	and	CCONJ
cblr-14252	941	23	financial	financial	ADJ
cblr-14252	941	24	regulation	regulation	NOUN
cblr-14252	941	25	focusing	focus	VERB
cblr-14252	941	26	mainly	mainly	ADV
cblr-14252	941	27	on	on	ADP
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cblr-14252	941	29	u.s	u.s	PROPN
cblr-14252	941	30	.	.	PROPN
cblr-14252	941	31	and	and	CCONJ
cblr-14252	941	32	the	the	DET
cblr-14252	941	33	way	way	NOUN
cblr-14252	941	34	gamblification	gamblification	NOUN
cblr-14252	941	35	can	can	AUX
cblr-14252	941	36	be	be	AUX
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cblr-14252	941	38	in	in	ADP
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cblr-14252	941	41	,	,	PUNCT
cblr-14252	941	42	it	it	PRON
cblr-14252	941	43	is	be	AUX
cblr-14252	941	44	important	important	ADJ
cblr-14252	941	45	to	to	PART
cblr-14252	941	46	note	note	VERB
cblr-14252	941	47	223	223	NUM
cblr-14252	941	48	‘	'	PUNCT
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cblr-14252	941	50	’	'	PUNCT
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cblr-14252	941	54	unauthorised	unauthorised	ADJ
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cblr-14252	941	57	,	,	PUNCT
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cblr-14252	941	62	.	.	PUNCT
cblr-14252	942	1	(	(	PUNCT
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cblr-14252	942	4	,	,	PUNCT
cblr-14252	942	5	2024	2024	NUM
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cblr-14252	942	7	,	,	PUNCT
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cblr-14252	942	9	[	[	X
cblr-14252	942	10	https://perma.cc/7hqw-lstp	https://perma.cc/7hqw-lstp	X
cblr-14252	942	11	]	]	X
cblr-14252	942	12	.	.	PUNCT
cblr-14252	943	1	376	376	NUM
cblr-14252	943	2	columbia	columbia	PROPN
cblr-14252	943	3	business	business	NOUN
cblr-14252	943	4	law	law	PROPN
cblr-14252	943	5	review	review	NOUN
cblr-14252	943	6	[	[	X
cblr-14252	943	7	vol	vol	NOUN
cblr-14252	943	8	.	.	PUNCT
cblr-14252	943	9	2025	2025	NUM
cblr-14252	943	10	that	that	PRON
cblr-14252	943	11	gambling	gambling	NOUN
cblr-14252	943	12	is	be	AUX
cblr-14252	943	13	legal	legal	ADJ
cblr-14252	943	14	according	accord	VERB
cblr-14252	943	15	to	to	ADP
cblr-14252	943	16	u.s	u.s	PROPN
cblr-14252	943	17	.	.	PROPN
cblr-14252	943	18	federal	federal	ADJ
cblr-14252	943	19	law	law	NOUN
cblr-14252	943	20	.	.	PUNCT
cblr-14252	944	1	nevertheless	nevertheless	ADV
cblr-14252	944	2	,	,	PUNCT
cblr-14252	944	3	there	there	PRON
cblr-14252	944	4	are	be	VERB
cblr-14252	944	5	significant	significant	ADJ
cblr-14252	944	6	restrictions	restriction	NOUN
cblr-14252	944	7	pertaining	pertain	VERB
cblr-14252	944	8	to	to	ADP
cblr-14252	944	9	interstate	interstate	VERB
cblr-14252	944	10	and	and	CCONJ
cblr-14252	944	11	online	online	ADJ
cblr-14252	944	12	gambling,224	gambling,224	NOUN
cblr-14252	944	13	which	which	PRON
cblr-14252	944	14	the	the	DET
cblr-14252	944	15	federal	federal	ADJ
cblr-14252	944	16	government	government	NOUN
cblr-14252	944	17	has	have	AUX
cblr-14252	944	18	relied	rely	VERB
cblr-14252	944	19	on	on	ADP
cblr-14252	944	20	,	,	PUNCT
cblr-14252	944	21	and	and	CCONJ
cblr-14252	944	22	each	each	DET
cblr-14252	944	23	state	state	NOUN
cblr-14252	944	24	is	be	AUX
cblr-14252	944	25	free	free	ADJ
cblr-14252	944	26	to	to	PART
cblr-14252	944	27	regulate	regulate	VERB
cblr-14252	944	28	or	or	CCONJ
cblr-14252	944	29	prohibit	prohibit	VERB
cblr-14252	944	30	,	,	PUNCT
cblr-14252	944	31	and	and	CCONJ
cblr-14252	944	32	indeed	indeed	ADV
cblr-14252	944	33	many	many	ADJ
cblr-14252	944	34	do	do	VERB
cblr-14252	944	35	so	so	ADV
cblr-14252	944	36	,	,	PUNCT
cblr-14252	944	37	the	the	DET
cblr-14252	944	38	practice	practice	NOUN
cblr-14252	944	39	of	of	ADP
cblr-14252	944	40	gambling	gambling	NOUN
cblr-14252	944	41	within	within	ADP
cblr-14252	944	42	its	its	PRON
cblr-14252	944	43	borders.225	borders.225	NOUN
cblr-14252	944	44	this	this	DET
cblr-14252	944	45	legal	legal	ADJ
cblr-14252	944	46	reality	reality	NOUN
cblr-14252	944	47	led	lead	VERB
cblr-14252	944	48	to	to	ADP
cblr-14252	944	49	a	a	DET
cblr-14252	944	50	patchwork	patchwork	NOUN
cblr-14252	944	51	of	of	ADP
cblr-14252	944	52	state	state	NOUN
cblr-14252	944	53	-	-	PUNCT
cblr-14252	944	54	specific	specific	ADJ
cblr-14252	944	55	rules	rule	NOUN
cblr-14252	944	56	,	,	PUNCT
cblr-14252	944	57	and	and	CCONJ
cblr-14252	944	58	state	state	NOUN
cblr-14252	944	59	gaming	gaming	NOUN
cblr-14252	944	60	boards	board	NOUN
cblr-14252	944	61	,	,	PUNCT
cblr-14252	944	62	which	which	PRON
cblr-14252	944	63	oversee	oversee	VERB
cblr-14252	944	64	the	the	DET
cblr-14252	944	65	regulation	regulation	NOUN
cblr-14252	944	66	and	and	CCONJ
cblr-14252	944	67	enforcement	enforcement	NOUN
cblr-14252	944	68	of	of	ADP
cblr-14252	944	69	gambling	gambling	NOUN
cblr-14252	944	70	laws	law	NOUN
cblr-14252	944	71	,	,	PUNCT
cblr-14252	944	72	play	play	VERB
cblr-14252	944	73	a	a	DET
cblr-14252	944	74	224	224	NUM
cblr-14252	944	75	the	the	DET
cblr-14252	944	76	wire	wire	NOUN
cblr-14252	944	77	act	act	NOUN
cblr-14252	944	78	of	of	ADP
cblr-14252	944	79	1961	1961	NUM
cblr-14252	944	80	outlawed	outlaw	VERB
cblr-14252	944	81	the	the	DET
cblr-14252	944	82	use	use	NOUN
cblr-14252	944	83	of	of	ADP
cblr-14252	944	84	wire	wire	NOUN
cblr-14252	944	85	communication	communication	NOUN
cblr-14252	944	86	to	to	PART
cblr-14252	944	87	make	make	VERB
cblr-14252	944	88	interstate	interstate	ADJ
cblr-14252	944	89	bets	bet	NOUN
cblr-14252	944	90	or	or	CCONJ
cblr-14252	944	91	wagers	wager	NOUN
cblr-14252	944	92	for	for	ADP
cblr-14252	944	93	sports	sport	NOUN
cblr-14252	944	94	betting	betting	NOUN
cblr-14252	944	95	and	and	CCONJ
cblr-14252	944	96	was	be	AUX
cblr-14252	944	97	primarily	primarily	ADV
cblr-14252	944	98	motivated	motivated	ADJ
cblr-14252	944	99	to	to	PART
cblr-14252	944	100	help	help	VERB
cblr-14252	944	101	states	state	NOUN
cblr-14252	944	102	suppress	suppress	VERB
cblr-14252	944	103	organized	organize	VERB
cblr-14252	944	104	criminal	criminal	ADJ
cblr-14252	944	105	gambling	gambling	NOUN
cblr-14252	944	106	.	.	PUNCT
cblr-14252	945	1	the	the	DET
cblr-14252	945	2	act	act	NOUN
cblr-14252	945	3	was	be	AUX
cblr-14252	945	4	initially	initially	ADV
cblr-14252	945	5	intended	intend	VERB
cblr-14252	945	6	to	to	PART
cblr-14252	945	7	cover	cover	VERB
cblr-14252	945	8	the	the	DET
cblr-14252	945	9	use	use	NOUN
cblr-14252	945	10	of	of	ADP
cblr-14252	945	11	telegraph	telegraph	NOUN
cblr-14252	945	12	wires	wire	NOUN
cblr-14252	945	13	;	;	PUNCT
cblr-14252	945	14	however	however	ADV
cblr-14252	945	15	,	,	PUNCT
cblr-14252	945	16	the	the	DET
cblr-14252	945	17	government	government	NOUN
cblr-14252	945	18	has	have	AUX
cblr-14252	945	19	extended	extend	VERB
cblr-14252	945	20	it	it	PRON
cblr-14252	945	21	to	to	PART
cblr-14252	945	22	cover	cover	VERB
cblr-14252	945	23	internet	internet	NOUN
cblr-14252	945	24	communications	communication	NOUN
cblr-14252	945	25	too	too	ADV
cblr-14252	945	26	.	.	PUNCT
cblr-14252	946	1	following	follow	VERB
cblr-14252	946	2	a	a	DET
cblr-14252	946	3	fifth	fifth	ADJ
cblr-14252	946	4	circuit	circuit	NOUN
cblr-14252	946	5	holding	hold	VERB
cblr-14252	946	6	that	that	SCONJ
cblr-14252	946	7	the	the	DET
cblr-14252	946	8	law	law	NOUN
cblr-14252	946	9	only	only	ADV
cblr-14252	946	10	applies	apply	VERB
cblr-14252	946	11	specifically	specifically	ADV
cblr-14252	946	12	to	to	ADP
cblr-14252	946	13	sports	sport	NOUN
cblr-14252	946	14	betting	betting	NOUN
cblr-14252	946	15	and	and	CCONJ
cblr-14252	946	16	contests	contest	NOUN
cblr-14252	946	17	,	,	PUNCT
cblr-14252	946	18	in	in	ADP
cblr-14252	946	19	re	re	VERB
cblr-14252	946	20	master	master	NOUN
cblr-14252	946	21	-	-	PUNCT
cblr-14252	946	22	card	card	NOUN
cblr-14252	946	23	intl	intl	PROPN
cblr-14252	946	24	.	.	PROPN
cblr-14252	946	25	,	,	PUNCT
cblr-14252	946	26	inc	inc	PROPN
cblr-14252	946	27	.	.	PROPN
cblr-14252	946	28	internet	internet	NOUN
cblr-14252	946	29	gambling	gambling	NOUN
cblr-14252	946	30	litig	litig	NOUN
cblr-14252	946	31	.	.	PUNCT
cblr-14252	947	1	,	,	PUNCT
cblr-14252	947	2	313	313	NUM
cblr-14252	947	3	f.3d	f.3d	NUM
cblr-14252	947	4	257	257	NUM
cblr-14252	947	5	(	(	PUNCT
cblr-14252	947	6	5th	5th	ADJ
cblr-14252	947	7	cir	cir	NOUN
cblr-14252	947	8	.	.	PUNCT
cblr-14252	947	9	2002	2002	NUM
cblr-14252	947	10	)	)	PUNCT
cblr-14252	947	11	,	,	PUNCT
cblr-14252	947	12	the	the	DET
cblr-14252	947	13	department	department	NOUN
cblr-14252	947	14	of	of	ADP
cblr-14252	947	15	justice	justice	NOUN
cblr-14252	947	16	(	(	PUNCT
cblr-14252	947	17	doj)confirmed	doj)confirmed	PROPN
cblr-14252	947	18	this	this	DET
cblr-14252	947	19	approach	approach	NOUN
cblr-14252	947	20	in	in	ADP
cblr-14252	947	21	a	a	DET
cblr-14252	947	22	2011	2011	NUM
cblr-14252	947	23	memorandum	memorandum	NOUN
cblr-14252	947	24	,	,	PUNCT
cblr-14252	947	25	but	but	CCONJ
cblr-14252	947	26	in	in	ADP
cblr-14252	947	27	2018	2018	NUM
cblr-14252	947	28	retracted	retract	VERB
cblr-14252	947	29	this	this	DET
cblr-14252	947	30	view	view	NOUN
cblr-14252	947	31	announcing	announce	VERB
cblr-14252	947	32	that	that	SCONJ
cblr-14252	947	33	the	the	DET
cblr-14252	947	34	law	law	NOUN
cblr-14252	947	35	applied	apply	VERB
cblr-14252	947	36	to	to	ADP
cblr-14252	947	37	all	all	DET
cblr-14252	947	38	online	online	ADJ
cblr-14252	947	39	gambling	gambling	NOUN
cblr-14252	947	40	.	.	PUNCT
cblr-14252	948	1	see	see	VERB
cblr-14252	948	2	elizabeth	elizabeth	PROPN
cblr-14252	948	3	a.	a.	PROPN
cblr-14252	948	4	walsh	walsh	PROPN
cblr-14252	948	5	,	,	PUNCT
cblr-14252	948	6	in	in	ADP
cblr-14252	948	7	re	re	PROPN
cblr-14252	948	8	mastercard	mastercard	PROPN
cblr-14252	948	9	international	international	PROPN
cblr-14252	948	10	,	,	PUNCT
cblr-14252	948	11	inc	inc	PROPN
cblr-14252	948	12	.	.	PROPN
cblr-14252	948	13	:	:	PUNCT
cblr-14252	949	1	the	the	DET
cblr-14252	949	2	inapplicability	inapplicability	NOUN
cblr-14252	949	3	of	of	ADP
cblr-14252	949	4	the	the	DET
cblr-14252	949	5	wire	wire	NOUN
cblr-14252	949	6	act	act	NOUN
cblr-14252	949	7	to	to	ADP
cblr-14252	949	8	traditional	traditional	ADJ
cblr-14252	949	9	casino	casino	NOUN
cblr-14252	949	10	-	-	PUNCT
cblr-14252	949	11	style	style	NOUN
cblr-14252	949	12	games	game	NOUN
cblr-14252	949	13	,	,	PUNCT
cblr-14252	949	14	20	20	NUM
cblr-14252	949	15	j.	j.	PROPN
cblr-14252	949	16	marshall	marshall	PROPN
cblr-14252	949	17	j.	j.	PROPN
cblr-14252	949	18	comput	comput	PROPN
cblr-14252	949	19	.	.	PUNCT
cblr-14252	949	20	&	&	CCONJ
cblr-14252	949	21	info	info	PROPN
cblr-14252	949	22	.	.	PUNCT
cblr-14252	950	1	l.	l.	PROPN
cblr-14252	950	2	445	445	NUM
cblr-14252	950	3	,	,	PUNCT
cblr-14252	950	4	446	446	NUM
cblr-14252	950	5	(	(	PUNCT
cblr-14252	950	6	2002	2002	NUM
cblr-14252	950	7	)	)	PUNCT
cblr-14252	950	8	;	;	PUNCT
cblr-14252	950	9	natasha	natasha	PROPN
cblr-14252	950	10	bach	bach	PROPN
cblr-14252	950	11	,	,	PUNCT
cblr-14252	950	12	justice	justice	PROPN
cblr-14252	950	13	department	department	PROPN
cblr-14252	950	14	says	say	VERB
cblr-14252	950	15	all	all	DET
cblr-14252	950	16	online	online	ADJ
cblr-14252	950	17	gambling	gambling	NOUN
cblr-14252	950	18	is	be	AUX
cblr-14252	950	19	illegal	illegal	ADJ
cblr-14252	950	20	,	,	PUNCT
cblr-14252	951	1	fortune	fortune	NOUN
cblr-14252	952	1	[	[	X
cblr-14252	952	2	https://perma.cc/bkx6-enmk	https://perma.cc/bkx6-enmk	X
cblr-14252	952	3	]	]	X
cblr-14252	952	4	(	(	PUNCT
cblr-14252	952	5	jan	jan	PROPN
cblr-14252	952	6	.	.	PROPN
cblr-14252	952	7	15	15	NUM
cblr-14252	952	8	,	,	PUNCT
cblr-14252	952	9	2019	2019	NUM
cblr-14252	952	10	,	,	PUNCT
cblr-14252	952	11	4:02	4:02	NUM
cblr-14252	952	12	am	am	NOUN
cblr-14252	952	13	)	)	PUNCT
cblr-14252	952	14	,	,	PUNCT
cblr-14252	952	15	https://fortune.com/2019/01/15/online-gambling-illegal-doj/.	https://fortune.com/2019/01/15/online-gambling-illegal-doj/.	VERB
cblr-14252	952	16	this	this	DET
cblr-14252	952	17	opinion	opinion	NOUN
cblr-14252	952	18	was	be	AUX
cblr-14252	952	19	challenged	challenge	VERB
cblr-14252	952	20	by	by	ADP
cblr-14252	952	21	the	the	DET
cblr-14252	952	22	new	new	PROPN
cblr-14252	952	23	hampshire	hampshire	PROPN
cblr-14252	952	24	lottery	lottery	PROPN
cblr-14252	952	25	commission	commission	PROPN
cblr-14252	952	26	in	in	ADP
cblr-14252	952	27	the	the	DET
cblr-14252	952	28	u.s	u.s	PROPN
cblr-14252	952	29	.	.	PROPN
cblr-14252	952	30	district	district	PROPN
cblr-14252	952	31	court	court	NOUN
cblr-14252	952	32	for	for	ADP
cblr-14252	952	33	new	new	PROPN
cblr-14252	952	34	hampshire	hampshire	PROPN
cblr-14252	952	35	,	,	PUNCT
cblr-14252	952	36	and	and	CCONJ
cblr-14252	952	37	summary	summary	NOUN
cblr-14252	952	38	judgment	judgment	NOUN
cblr-14252	952	39	was	be	AUX
cblr-14252	952	40	issued	issue	VERB
cblr-14252	952	41	in	in	ADP
cblr-14252	952	42	favor	favor	NOUN
cblr-14252	952	43	of	of	ADP
cblr-14252	952	44	the	the	DET
cblr-14252	952	45	lottery	lottery	NOUN
cblr-14252	952	46	commission	commission	NOUN
cblr-14252	952	47	with	with	ADP
cblr-14252	952	48	the	the	DET
cblr-14252	952	49	court	court	NOUN
cblr-14252	952	50	setting	set	VERB
cblr-14252	952	51	aside	aside	ADP
cblr-14252	952	52	the	the	DET
cblr-14252	952	53	doj	doj	PROPN
cblr-14252	952	54	’s	’s	PART
cblr-14252	952	55	opinion	opinion	NOUN
cblr-14252	952	56	,	,	PUNCT
cblr-14252	952	57	holding	hold	VERB
cblr-14252	952	58	that	that	SCONJ
cblr-14252	952	59	the	the	DET
cblr-14252	952	60	law	law	NOUN
cblr-14252	952	61	is	be	AUX
cblr-14252	952	62	limited	limit	VERB
cblr-14252	952	63	to	to	ADP
cblr-14252	952	64	sports	sport	NOUN
cblr-14252	952	65	gambling	gambling	NOUN
cblr-14252	952	66	.	.	PUNCT
cblr-14252	953	1	michael	michael	PROPN
cblr-14252	953	2	cousineau	cousineau	PROPN
cblr-14252	953	3	,	,	PUNCT
cblr-14252	953	4	nh	nh	PROPN
cblr-14252	953	5	lottery	lottery	NOUN
cblr-14252	953	6	commission	commission	NOUN
cblr-14252	953	7	wins	win	VERB
cblr-14252	953	8	its	its	PRON
cblr-14252	953	9	case	case	NOUN
cblr-14252	953	10	over	over	ADP
cblr-14252	953	11	online	online	ADJ
cblr-14252	953	12	lottery	lottery	NOUN
cblr-14252	953	13	sales	sale	NOUN
cblr-14252	953	14	,	,	PUNCT
cblr-14252	953	15	n.h	n.h	PROPN
cblr-14252	953	16	.	.	PROPN
cblr-14252	953	17	union	union	PROPN
cblr-14252	953	18	leader	leader	NOUN
cblr-14252	953	19	(	(	PUNCT
cblr-14252	953	20	june	june	PROPN
cblr-14252	953	21	3	3	NUM
cblr-14252	953	22	,	,	PUNCT
cblr-14252	953	23	2019	2019	NUM
cblr-14252	953	24	)	)	PUNCT
cblr-14252	953	25	,	,	PUNCT
cblr-14252	953	26	https://www.unionleader.com/news/courts/nh-lottery-commission-wins-its-case-overonline-lottery-sales/article_76d049db-43d3-591e-81d7-9c19a9167662.html	https://www.unionleader.com/news/courts/nh-lottery-commission-wins-its-case-overonline-lottery-sales/article_76d049db-43d3-591e-81d7-9c19a9167662.html	NOUN
cblr-14252	953	27	.	.	PUNCT
cblr-14252	954	1	the	the	DET
cblr-14252	954	2	federal	federal	ADJ
cblr-14252	954	3	government	government	NOUN
cblr-14252	954	4	appealed	appeal	VERB
cblr-14252	954	5	this	this	DET
cblr-14252	954	6	decision	decision	NOUN
cblr-14252	954	7	and	and	CCONJ
cblr-14252	954	8	the	the	DET
cblr-14252	954	9	law	law	NOUN
cblr-14252	954	10	’s	’s	PART
cblr-14252	954	11	interpretation	interpretation	NOUN
cblr-14252	954	12	is	be	AUX
cblr-14252	954	13	still	still	ADV
cblr-14252	954	14	in	in	ADP
cblr-14252	954	15	dispute	dispute	NOUN
cblr-14252	954	16	.	.	PUNCT
cblr-14252	955	1	see	see	VERB
cblr-14252	955	2	david	david	PROPN
cblr-14252	955	3	brooks	brooks	PROPN
cblr-14252	955	4	,	,	PUNCT
cblr-14252	955	5	feds	fed	NOUN
cblr-14252	955	6	continue	continue	VERB
cblr-14252	955	7	fight	fight	VERB
cblr-14252	955	8	against	against	ADP
cblr-14252	955	9	online	online	ADJ
cblr-14252	955	10	betting	betting	NOUN
cblr-14252	955	11	,	,	PUNCT
cblr-14252	955	12	threatening	threaten	VERB
cblr-14252	955	13	lottery	lottery	NOUN
cblr-14252	955	14	sales	sale	NOUN
cblr-14252	955	15	,	,	PUNCT
cblr-14252	955	16	concord	concord	NOUN
cblr-14252	955	17	monitor	monitor	NOUN
cblr-14252	955	18	(	(	PUNCT
cblr-14252	955	19	aug	aug	PROPN
cblr-14252	955	20	.	.	PROPN
cblr-14252	955	21	19	19	NUM
cblr-14252	955	22	,	,	PUNCT
cblr-14252	955	23	2019	2019	NUM
cblr-14252	955	24	,	,	PUNCT
cblr-14252	955	25	3:58	3:58	NUM
cblr-14252	955	26	pm	pm	NOUN
cblr-14252	955	27	)	)	PUNCT
cblr-14252	955	28	,	,	PUNCT
cblr-14252	955	29	https://www.concordmonitor.com/wire-lottery-nh-online-27828752	https://www.concordmonitor.com/wire-lottery-nh-online-27828752	PROPN
cblr-14252	955	30	[	[	X
cblr-14252	955	31	https://perma.cc/e4mv-udsl	https://perma.cc/e4mv-udsl	X
cblr-14252	955	32	]	]	X
cblr-14252	955	33	.	.	PUNCT
cblr-14252	956	1	225	225	NUM
cblr-14252	956	2	see	see	VERB
cblr-14252	956	3	generally	generally	ADV
cblr-14252	956	4	jordan	jordan	PROPN
cblr-14252	956	5	hollander	hollander	PROPN
cblr-14252	956	6	,	,	PUNCT
cblr-14252	956	7	the	the	DET
cblr-14252	956	8	house	house	NOUN
cblr-14252	956	9	always	always	ADV
cblr-14252	956	10	wins	win	VERB
cblr-14252	956	11	:	:	PUNCT
cblr-14252	956	12	the	the	DET
cblr-14252	956	13	world	world	NOUN
cblr-14252	956	14	trade	trade	NOUN
cblr-14252	956	15	organization	organization	NOUN
cblr-14252	956	16	,	,	PUNCT
cblr-14252	956	17	online	online	ADJ
cblr-14252	956	18	gambling	gambling	NOUN
cblr-14252	956	19	,	,	PUNCT
cblr-14252	956	20	and	and	CCONJ
cblr-14252	956	21	state	state	NOUN
cblr-14252	956	22	sovereignty	sovereignty	NOUN
cblr-14252	956	23	,	,	PUNCT
cblr-14252	956	24	12	12	NUM
cblr-14252	956	25	rutgers	rutgers	PROPN
cblr-14252	956	26	j.	j.	PROPN
cblr-14252	956	27	l.	l.	PROPN
cblr-14252	956	28	&	&	CCONJ
cblr-14252	956	29	pub	pub	PROPN
cblr-14252	956	30	.	.	PUNCT
cblr-14252	957	1	pol'y	pol'y	NOUN
cblr-14252	957	2	179	179	NUM
cblr-14252	957	3	,	,	PUNCT
cblr-14252	957	4	182	182	NUM
cblr-14252	957	5	(	(	PUNCT
cblr-14252	957	6	2015	2015	NUM
cblr-14252	957	7	)	)	PUNCT
cblr-14252	958	1	(	(	PUNCT
cblr-14252	958	2	describing	describe	VERB
cblr-14252	958	3	how	how	SCONJ
cblr-14252	958	4	almost	almost	ADV
cblr-14252	958	5	all	all	DET
cblr-14252	958	6	other	other	ADJ
cblr-14252	958	7	states	state	NOUN
cblr-14252	958	8	permit	permit	VERB
cblr-14252	958	9	some	some	DET
cblr-14252	958	10	type	type	NOUN
cblr-14252	958	11	of	of	ADP
cblr-14252	958	12	gambling	gambling	NOUN
cblr-14252	958	13	,	,	PUNCT
cblr-14252	958	14	except	except	SCONJ
cblr-14252	958	15	for	for	ADP
cblr-14252	958	16	utah	utah	PROPN
cblr-14252	958	17	and	and	CCONJ
cblr-14252	958	18	hawaii	hawaii	PROPN
cblr-14252	958	19	that	that	PRON
cblr-14252	958	20	prohibit	prohibit	VERB
cblr-14252	958	21	all	all	DET
cblr-14252	958	22	forms	form	NOUN
cblr-14252	958	23	of	of	ADP
cblr-14252	958	24	gambling	gambling	NOUN
cblr-14252	958	25	in	in	ADP
cblr-14252	958	26	the	the	DET
cblr-14252	958	27	state	state	NOUN
cblr-14252	958	28	,	,	PUNCT
cblr-14252	958	29	with	with	ADP
cblr-14252	958	30	utah	utah	PROPN
cblr-14252	958	31	even	even	ADV
cblr-14252	958	32	amending	amend	VERB
cblr-14252	958	33	its	its	PRON
cblr-14252	958	34	criminal	criminal	ADJ
cblr-14252	958	35	code	code	NOUN
cblr-14252	958	36	to	to	PART
cblr-14252	958	37	include	include	VERB
cblr-14252	958	38	internet	internet	NOUN
cblr-14252	958	39	gambling	gambling	NOUN
cblr-14252	958	40	in	in	ADP
cblr-14252	958	41	that	that	DET
cblr-14252	958	42	prohibition	prohibition	NOUN
cblr-14252	958	43	)	)	PUNCT
cblr-14252	958	44	.	.	PUNCT
cblr-14252	959	1	no	no	INTJ
cblr-14252	959	2	.	.	NOUN
cblr-14252	959	3	1	1	NUM
cblr-14252	959	4	]	]	PUNCT
cblr-14252	959	5	risk	risk	NOUN
cblr-14252	959	6	,	,	PUNCT
cblr-14252	959	7	discretion	discretion	NOUN
cblr-14252	959	8	,	,	PUNCT
cblr-14252	959	9	and	and	CCONJ
cblr-14252	959	10	bank	bank	NOUN
cblr-14252	959	11	supervision	supervision	NOUN
cblr-14252	959	12	377	377	NUM
cblr-14252	959	13	critical	critical	ADJ
cblr-14252	959	14	role	role	NOUN
cblr-14252	959	15	in	in	ADP
cblr-14252	959	16	shaping	shape	VERB
cblr-14252	959	17	how	how	SCONJ
cblr-14252	959	18	gambling	gambling	NOUN
cblr-14252	959	19	is	be	AUX
cblr-14252	959	20	defined	define	VERB
cblr-14252	959	21	and	and	CCONJ
cblr-14252	959	22	managed	manage	VERB
cblr-14252	959	23	.	.	PUNCT
cblr-14252	960	1	this	this	DET
cblr-14252	960	2	regulatory	regulatory	ADJ
cblr-14252	960	3	framework	framework	NOUN
cblr-14252	960	4	has	have	VERB
cblr-14252	960	5	profound	profound	ADJ
cblr-14252	960	6	implications	implication	NOUN
cblr-14252	960	7	for	for	ADP
cblr-14252	960	8	understanding	understand	VERB
cblr-14252	960	9	how	how	SCONJ
cblr-14252	960	10	similar	similar	ADJ
cblr-14252	960	11	addictive	addictive	ADJ
cblr-14252	960	12	practices	practice	NOUN
cblr-14252	960	13	,	,	PUNCT
cblr-14252	960	14	such	such	ADJ
cblr-14252	960	15	as	as	ADP
cblr-14252	960	16	those	those	PRON
cblr-14252	960	17	seen	see	VERB
cblr-14252	960	18	in	in	ADP
cblr-14252	960	19	gamified	gamifie	VERB
cblr-14252	960	20	trading	trading	NOUN
cblr-14252	960	21	apps	app	NOUN
cblr-14252	960	22	,	,	PUNCT
cblr-14252	960	23	might	might	AUX
cblr-14252	960	24	be	be	AUX
cblr-14252	960	25	addressed	address	VERB
cblr-14252	960	26	in	in	ADP
cblr-14252	960	27	the	the	DET
cblr-14252	960	28	context	context	NOUN
cblr-14252	960	29	of	of	ADP
cblr-14252	960	30	financial	financial	ADJ
cblr-14252	960	31	markets	market	NOUN
cblr-14252	960	32	.	.	PUNCT
cblr-14252	961	1	the	the	DET
cblr-14252	961	2	convergence	convergence	NOUN
cblr-14252	961	3	of	of	ADP
cblr-14252	961	4	trading	trading	NOUN
cblr-14252	961	5	and	and	CCONJ
cblr-14252	961	6	gaming	gaming	NOUN
cblr-14252	961	7	,	,	PUNCT
cblr-14252	961	8	particularly	particularly	ADV
cblr-14252	961	9	within	within	ADP
cblr-14252	961	10	platforms	platform	NOUN
cblr-14252	961	11	like	like	ADP
cblr-14252	961	12	robinhood	robinhood	PROPN
cblr-14252	961	13	,	,	PUNCT
cblr-14252	961	14	etoro	etoro	NOUN
cblr-14252	961	15	,	,	PUNCT
cblr-14252	961	16	and	and	CCONJ
cblr-14252	961	17	webull	webull	ADJ
cblr-14252	961	18	,	,	PUNCT
cblr-14252	961	19	has	have	AUX
cblr-14252	961	20	introduced	introduce	VERB
cblr-14252	961	21	elements	element	NOUN
cblr-14252	961	22	traditionally	traditionally	ADV
cblr-14252	961	23	associated	associate	VERB
cblr-14252	961	24	with	with	ADP
cblr-14252	961	25	gambling	gambling	NOUN
cblr-14252	961	26	into	into	ADP
cblr-14252	961	27	the	the	DET
cblr-14252	961	28	financial	financial	ADJ
cblr-14252	961	29	ecosystem	ecosystem	NOUN
cblr-14252	961	30	.	.	PUNCT
cblr-14252	962	1	as	as	SCONJ
cblr-14252	962	2	mentioned	mention	VERB
cblr-14252	962	3	above	above	ADV
cblr-14252	962	4	,	,	PUNCT
cblr-14252	962	5	features	feature	NOUN
cblr-14252	962	6	like	like	ADP
cblr-14252	962	7	leaderboards	leaderboard	NOUN
cblr-14252	962	8	,	,	PUNCT
cblr-14252	962	9	prize	prize	NOUN
cblr-14252	962	10	draws	draw	VERB
cblr-14252	962	11	,	,	PUNCT
cblr-14252	962	12	instant	instant	ADJ
cblr-14252	962	13	rewards	reward	NOUN
cblr-14252	962	14	,	,	PUNCT
cblr-14252	962	15	and	and	CCONJ
cblr-14252	962	16	social	social	ADJ
cblr-14252	962	17	comparison	comparison	NOUN
cblr-14252	962	18	mechanisms	mechanism	NOUN
cblr-14252	962	19	mirror	mirror	VERB
cblr-14252	962	20	those	those	PRON
cblr-14252	962	21	seen	see	VERB
cblr-14252	962	22	in	in	ADP
cblr-14252	962	23	gambling	gambling	NOUN
cblr-14252	962	24	apps	app	NOUN
cblr-14252	962	25	,	,	PUNCT
cblr-14252	962	26	triggering	trigger	VERB
cblr-14252	962	27	the	the	DET
cblr-14252	962	28	same	same	ADJ
cblr-14252	962	29	cognitive	cognitive	ADJ
cblr-14252	962	30	biases	bias	NOUN
cblr-14252	962	31	and	and	CCONJ
cblr-14252	962	32	addiction	addiction	NOUN
cblr-14252	962	33	pathways	pathway	NOUN
cblr-14252	962	34	that	that	SCONJ
cblr-14252	962	35	gambling	gambling	NOUN
cblr-14252	962	36	regulation	regulation	NOUN
cblr-14252	962	37	seeks	seek	VERB
cblr-14252	962	38	to	to	PART
cblr-14252	962	39	curb	curb	VERB
cblr-14252	962	40	.	.	PUNCT
cblr-14252	963	1	these	these	DET
cblr-14252	963	2	dynamics	dynamic	NOUN
cblr-14252	963	3	raise	raise	VERB
cblr-14252	963	4	important	important	ADJ
cblr-14252	963	5	legal	legal	ADJ
cblr-14252	963	6	questions	question	NOUN
cblr-14252	963	7	:	:	PUNCT
cblr-14252	963	8	should	should	AUX
cblr-14252	963	9	trading	trading	NOUN
cblr-14252	963	10	platforms	platform	NOUN
cblr-14252	963	11	that	that	PRON
cblr-14252	963	12	utilize	utilize	VERB
cblr-14252	963	13	these	these	DET
cblr-14252	963	14	features	feature	NOUN
cblr-14252	963	15	be	be	AUX
cblr-14252	963	16	regulated	regulate	VERB
cblr-14252	963	17	similarly	similarly	ADV
cblr-14252	963	18	to	to	ADP
cblr-14252	963	19	online	online	ADJ
cblr-14252	963	20	casinos	casino	NOUN
cblr-14252	963	21	or	or	CCONJ
cblr-14252	963	22	sports	sport	NOUN
cblr-14252	963	23	betting	betting	NOUN
cblr-14252	963	24	platforms	platform	NOUN
cblr-14252	963	25	?	?	PUNCT
cblr-14252	964	1	and	and	CCONJ
cblr-14252	964	2	if	if	SCONJ
cblr-14252	964	3	so	so	ADV
cblr-14252	964	4	,	,	PUNCT
cblr-14252	964	5	how	how	SCONJ
cblr-14252	964	6	should	should	AUX
cblr-14252	964	7	regulatory	regulatory	ADJ
cblr-14252	964	8	bodies	body	NOUN
cblr-14252	964	9	like	like	ADP
cblr-14252	964	10	state	state	NOUN
cblr-14252	964	11	gaming	gaming	NOUN
cblr-14252	964	12	boards	board	NOUN
cblr-14252	964	13	,	,	PUNCT
cblr-14252	964	14	the	the	DET
cblr-14252	964	15	ftc	ftc	PROPN
cblr-14252	964	16	,	,	PUNCT
cblr-14252	964	17	which	which	PRON
cblr-14252	964	18	is	be	AUX
cblr-14252	964	19	tasked	task	VERB
cblr-14252	964	20	with	with	ADP
cblr-14252	964	21	consumer	consumer	NOUN
cblr-14252	964	22	protection	protection	NOUN
cblr-14252	964	23	,	,	PUNCT
cblr-14252	964	24	or	or	CCONJ
cblr-14252	964	25	the	the	DET
cblr-14252	964	26	sec	sec	PROPN
cblr-14252	964	27	respond	respond	NOUN
cblr-14252	964	28	?	?	PUNCT
cblr-14252	965	1	in	in	ADP
cblr-14252	965	2	the	the	DET
cblr-14252	965	3	context	context	NOUN
cblr-14252	965	4	of	of	ADP
cblr-14252	965	5	gambling	gambling	NOUN
cblr-14252	965	6	regulation	regulation	NOUN
cblr-14252	965	7	,	,	PUNCT
cblr-14252	965	8	states	state	NOUN
cblr-14252	965	9	often	often	ADV
cblr-14252	965	10	impose	impose	VERB
cblr-14252	965	11	strict	strict	ADJ
cblr-14252	965	12	controls	control	NOUN
cblr-14252	965	13	to	to	PART
cblr-14252	965	14	prevent	prevent	VERB
cblr-14252	965	15	addiction	addiction	NOUN
cblr-14252	965	16	and	and	CCONJ
cblr-14252	965	17	protect	protect	VERB
cblr-14252	965	18	vulnerable	vulnerable	ADJ
cblr-14252	965	19	populations	population	NOUN
cblr-14252	965	20	,	,	PUNCT
cblr-14252	965	21	mandating	mandate	VERB
cblr-14252	965	22	transparency	transparency	NOUN
cblr-14252	965	23	,	,	PUNCT
cblr-14252	965	24	setting	set	VERB
cblr-14252	965	25	limits	limit	NOUN
cblr-14252	965	26	on	on	ADP
cblr-14252	965	27	betting	bet	VERB
cblr-14252	965	28	amounts	amount	NOUN
cblr-14252	965	29	,	,	PUNCT
cblr-14252	965	30	and	and	CCONJ
cblr-14252	965	31	implementing	implement	VERB
cblr-14252	965	32	self	self	NOUN
cblr-14252	965	33	-	-	PUNCT
cblr-14252	965	34	exclusion	exclusion	NOUN
cblr-14252	965	35	programs	program	NOUN
cblr-14252	965	36	for	for	ADP
cblr-14252	965	37	individuals	individual	NOUN
cblr-14252	965	38	at	at	ADP
cblr-14252	965	39	risk	risk	NOUN
cblr-14252	965	40	of	of	ADP
cblr-14252	965	41	problem	problem	NOUN
cblr-14252	965	42	gambling.226	gambling.226	NOUN
cblr-14252	965	43	these	these	DET
cblr-14252	965	44	measures	measure	NOUN
cblr-14252	965	45	aim	aim	VERB
cblr-14252	965	46	to	to	PART
cblr-14252	965	47	limit	limit	VERB
cblr-14252	965	48	the	the	DET
cblr-14252	965	49	harm	harm	NOUN
cblr-14252	965	50	associated	associate	VERB
cblr-14252	965	51	with	with	ADP
cblr-14252	965	52	problematic	problematic	ADJ
cblr-14252	965	53	gambling	gambling	NOUN
cblr-14252	965	54	behavior	behavior	NOUN
cblr-14252	965	55	.	.	PUNCT
cblr-14252	966	1	yet	yet	ADV
cblr-14252	966	2	,	,	PUNCT
cblr-14252	966	3	despite	despite	SCONJ
cblr-14252	966	4	these	these	DET
cblr-14252	966	5	protections	protection	NOUN
cblr-14252	966	6	,	,	PUNCT
cblr-14252	966	7	gambling	gambling	NOUN
cblr-14252	966	8	remains	remain	VERB
cblr-14252	966	9	a	a	DET
cblr-14252	966	10	multibillion	multibillion	NUM
cblr-14252	966	11	-	-	PUNCT
cblr-14252	966	12	dollar	dollar	NOUN
cblr-14252	966	13	industry	industry	NOUN
cblr-14252	966	14	with	with	ADP
cblr-14252	966	15	substantial	substantial	ADJ
cblr-14252	966	16	social	social	ADJ
cblr-14252	966	17	costs.227	costs.227	PROPN
cblr-14252	966	18	the	the	DET
cblr-14252	966	19	addictive	addictive	ADJ
cblr-14252	966	20	nature	nature	NOUN
cblr-14252	966	21	of	of	ADP
cblr-14252	966	22	gambling	gambling	NOUN
cblr-14252	966	23	is	be	AUX
cblr-14252	966	24	widely	widely	ADV
cblr-14252	966	25	recognized,228	recognized,228	PROPN
cblr-14252	966	26	leading	lead	VERB
cblr-14252	966	27	to	to	ADP
cblr-14252	966	28	robust	robust	ADJ
cblr-14252	966	29	research	research	NOUN
cblr-14252	966	30	on	on	ADP
cblr-14252	966	31	the	the	DET
cblr-14252	966	32	design	design	NOUN
cblr-14252	966	33	features	feature	VERB
cblr-14252	966	34	that	that	PRON
cblr-14252	966	35	fuel	fuel	VERB
cblr-14252	966	36	excessive	excessive	ADJ
cblr-14252	966	37	gambling	gambling	NOUN
cblr-14252	966	38	engagement	engagement	NOUN
cblr-14252	966	39	and	and	CCONJ
cblr-14252	966	40	226	226	NUM
cblr-14252	966	41	daniel	daniel	PROPN
cblr-14252	966	42	l.	l.	PROPN
cblr-14252	966	43	king	king	PROPN
cblr-14252	966	44	et	et	PROPN
cblr-14252	966	45	al	al	PROPN
cblr-14252	966	46	.	.	PROPN
cblr-14252	966	47	,	,	PUNCT
cblr-14252	966	48	policy	policy	NOUN
cblr-14252	966	49	and	and	CCONJ
cblr-14252	966	50	prevention	prevention	NOUN
cblr-14252	966	51	approaches	approach	NOUN
cblr-14252	966	52	for	for	ADP
cblr-14252	966	53	disordered	disordered	ADJ
cblr-14252	966	54	and	and	CCONJ
cblr-14252	966	55	hazardous	hazardous	ADJ
cblr-14252	966	56	gaming	gaming	NOUN
cblr-14252	966	57	and	and	CCONJ
cblr-14252	966	58	internet	internet	NOUN
cblr-14252	966	59	use	use	NOUN
cblr-14252	966	60	:	:	PUNCT
cblr-14252	966	61	an	an	DET
cblr-14252	966	62	international	international	ADJ
cblr-14252	966	63	perspective	perspective	NOUN
cblr-14252	966	64	,	,	PUNCT
cblr-14252	966	65	19	19	NUM
cblr-14252	966	66	prevention	prevention	NOUN
cblr-14252	966	67	sci	sci	PROPN
cblr-14252	966	68	.	.	PROPN
cblr-14252	966	69	233	233	NUM
cblr-14252	966	70	(	(	PUNCT
cblr-14252	966	71	2018	2018	NUM
cblr-14252	966	72	)	)	PUNCT
cblr-14252	966	73	.	.	PUNCT
cblr-14252	967	1	227	227	NUM
cblr-14252	967	2	le	le	X
cblr-14252	967	3	t.	t.	PROPN
cblr-14252	967	4	tran	tran	PROPN
cblr-14252	967	5	et	et	PROPN
cblr-14252	967	6	al	al	PROPN
cblr-14252	967	7	.	.	PROPN
cblr-14252	967	8	,	,	PUNCT
cblr-14252	967	9	the	the	DET
cblr-14252	967	10	prevalence	prevalence	NOUN
cblr-14252	967	11	of	of	ADP
cblr-14252	967	12	gambling	gambling	NOUN
cblr-14252	967	13	and	and	CCONJ
cblr-14252	967	14	problematic	problematic	ADJ
cblr-14252	967	15	gambling	gambling	NOUN
cblr-14252	967	16	:	:	PUNCT
cblr-14252	967	17	a	a	DET
cblr-14252	967	18	systematic	systematic	ADJ
cblr-14252	967	19	review	review	NOUN
cblr-14252	967	20	and	and	CCONJ
cblr-14252	967	21	meta	meta	ADJ
cblr-14252	967	22	-	-	PUNCT
cblr-14252	967	23	analysis	analysis	NOUN
cblr-14252	967	24	,	,	PUNCT
cblr-14252	967	25	9	9	NUM
cblr-14252	967	26	lancet	lancet	NOUN
cblr-14252	967	27	pub	pub	NOUN
cblr-14252	967	28	.	.	PUNCT
cblr-14252	968	1	health	health	NOUN
cblr-14252	968	2	e594	e594	PROPN
cblr-14252	968	3	(	(	PUNCT
cblr-14252	968	4	2024	2024	NUM
cblr-14252	968	5	)	)	PUNCT
cblr-14252	968	6	.	.	PUNCT
cblr-14252	969	1	228	228	NUM
cblr-14252	969	2	see	see	VERB
cblr-14252	969	3	generally	generally	ADV
cblr-14252	969	4	miriam	miriam	PROPN
cblr-14252	969	5	fauth	fauth	NOUN
cblr-14252	969	6	-	-	PUNCT
cblr-14252	969	7	bühler	bühler	NOUN
cblr-14252	969	8	,	,	PUNCT
cblr-14252	969	9	karl	karl	PROPN
cblr-14252	969	10	mann	mann	PROPN
cblr-14252	969	11	&	&	CCONJ
cblr-14252	969	12	marc	marc	PROPN
cblr-14252	969	13	n.	n.	PROPN
cblr-14252	969	14	potenza	potenza	PROPN
cblr-14252	969	15	,	,	PUNCT
cblr-14252	969	16	pathological	pathological	ADJ
cblr-14252	969	17	gambling	gambling	NOUN
cblr-14252	969	18	:	:	PUNCT
cblr-14252	969	19	a	a	DET
cblr-14252	969	20	review	review	NOUN
cblr-14252	969	21	of	of	ADP
cblr-14252	969	22	the	the	DET
cblr-14252	969	23	neurobiological	neurobiological	ADJ
cblr-14252	969	24	evidence	evidence	NOUN
cblr-14252	969	25	relevant	relevant	ADJ
cblr-14252	969	26	for	for	ADP
cblr-14252	969	27	its	its	PRON
cblr-14252	969	28	classification	classification	NOUN
cblr-14252	969	29	as	as	ADP
cblr-14252	969	30	an	an	DET
cblr-14252	969	31	addictive	addictive	ADJ
cblr-14252	969	32	disorder	disorder	NOUN
cblr-14252	969	33	,	,	PUNCT
cblr-14252	969	34	22	22	NUM
cblr-14252	969	35	addiction	addiction	NOUN
cblr-14252	969	36	biology	biology	NOUN
cblr-14252	969	37	885	885	NUM
cblr-14252	969	38	(	(	PUNCT
cblr-14252	969	39	2017	2017	NUM
cblr-14252	969	40	)	)	PUNCT
cblr-14252	969	41	;	;	PUNCT
cblr-14252	969	42	luke	luke	PROPN
cblr-14252	969	43	clark	clark	PROPN
cblr-14252	969	44	,	,	PUNCT
cblr-14252	969	45	disordered	disordered	ADJ
cblr-14252	969	46	gambling	gambling	NOUN
cblr-14252	969	47	:	:	PUNCT
cblr-14252	969	48	the	the	DET
cblr-14252	969	49	evolving	evolve	VERB
cblr-14252	969	50	concept	concept	NOUN
cblr-14252	969	51	of	of	ADP
cblr-14252	969	52	behavioral	behavioral	ADJ
cblr-14252	969	53	addiction	addiction	NOUN
cblr-14252	969	54	,	,	PUNCT
cblr-14252	969	55	1327	1327	NUM
cblr-14252	969	56	annals	annals	PROPN
cblr-14252	969	57	n.y	n.y	PROPN
cblr-14252	969	58	.	.	PROPN
cblr-14252	969	59	acad	acad	PROPN
cblr-14252	969	60	.	.	PUNCT
cblr-14252	970	1	sci	sci	PROPN
cblr-14252	970	2	.	.	PROPN
cblr-14252	971	1	46	46	NUM
cblr-14252	971	2	(	(	PUNCT
cblr-14252	971	3	2014	2014	NUM
cblr-14252	971	4	)	)	PUNCT
cblr-14252	971	5	.	.	PUNCT
cblr-14252	972	1	378	378	NUM
cblr-14252	972	2	columbia	columbia	PROPN
cblr-14252	972	3	business	business	NOUN
cblr-14252	972	4	law	law	PROPN
cblr-14252	972	5	review	review	NOUN
cblr-14252	972	6	[	[	X
cblr-14252	972	7	vol	vol	NOUN
cblr-14252	972	8	.	.	PUNCT
cblr-14252	972	9	2025	2025	NUM
cblr-14252	972	10	problem	problem	NOUN
cblr-14252	972	11	gaming	game	VERB
cblr-14252	972	12	among	among	ADP
cblr-14252	972	13	vulnerable	vulnerable	ADJ
cblr-14252	972	14	individuals	individual	NOUN
cblr-14252	972	15	,	,	PUNCT
cblr-14252	972	16	such	such	ADJ
cblr-14252	972	17	as	as	ADP
cblr-14252	972	18	varying	vary	VERB
cblr-14252	972	19	reward	reward	NOUN
cblr-14252	972	20	schedule	schedule	NOUN
cblr-14252	972	21	and	and	CCONJ
cblr-14252	972	22	immersive	immersive	ADJ
cblr-14252	972	23	near	near	ADJ
cblr-14252	972	24	-	-	PUNCT
cblr-14252	972	25	wins	win	NOUN
cblr-14252	972	26	,	,	PUNCT
cblr-14252	972	27	losses	loss	NOUN
cblr-14252	972	28	disguised	disguise	VERB
cblr-14252	972	29	as	as	ADP
cblr-14252	972	30	wins	win	NOUN
cblr-14252	972	31	,	,	PUNCT
cblr-14252	972	32	and	and	CCONJ
cblr-14252	972	33	jackpot	jackpot	NOUN
cblr-14252	972	34	features	feature	NOUN
cblr-14252	972	35	—	—	PUNCT
cblr-14252	972	36	techniques	technique	NOUN
cblr-14252	972	37	now	now	ADV
cblr-14252	972	38	being	be	AUX
cblr-14252	972	39	repurposed	repurpose	VERB
cblr-14252	972	40	in	in	ADP
cblr-14252	972	41	the	the	DET
cblr-14252	972	42	design	design	NOUN
cblr-14252	972	43	of	of	ADP
cblr-14252	972	44	trading	trading	NOUN
cblr-14252	972	45	apps	app	NOUN
cblr-14252	972	46	.	.	PUNCT
cblr-14252	973	1	regulating	regulate	VERB
cblr-14252	973	2	trading	trading	NOUN
cblr-14252	973	3	platforms	platform	NOUN
cblr-14252	973	4	that	that	PRON
cblr-14252	973	5	incorporate	incorporate	VERB
cblr-14252	973	6	similar	similar	ADJ
cblr-14252	973	7	addictive	addictive	ADJ
cblr-14252	973	8	elements	element	NOUN
cblr-14252	973	9	presents	present	VERB
cblr-14252	973	10	unique	unique	ADJ
cblr-14252	973	11	challenges	challenge	NOUN
cblr-14252	973	12	.	.	PUNCT
cblr-14252	974	1	trading	trading	NOUN
cblr-14252	974	2	apps	app	NOUN
cblr-14252	974	3	and	and	CCONJ
cblr-14252	974	4	meme	meme	NOUN
cblr-14252	974	5	stock	stock	NOUN
cblr-14252	974	6	communities	community	NOUN
cblr-14252	974	7	tap	tap	VERB
cblr-14252	974	8	into	into	ADP
cblr-14252	974	9	the	the	DET
cblr-14252	974	10	same	same	ADJ
cblr-14252	974	11	psychological	psychological	ADJ
cblr-14252	974	12	triggers	trigger	NOUN
cblr-14252	974	13	that	that	PRON
cblr-14252	974	14	make	make	VERB
cblr-14252	974	15	gambling	gambling	NOUN
cblr-14252	974	16	so	so	ADV
cblr-14252	974	17	engaging	engaging	ADJ
cblr-14252	974	18	.	.	PUNCT
cblr-14252	975	1	for	for	ADP
cblr-14252	975	2	instance	instance	NOUN
cblr-14252	975	3	,	,	PUNCT
cblr-14252	975	4	streaks	streak	NOUN
cblr-14252	975	5	,	,	PUNCT
cblr-14252	975	6	badges	badge	NOUN
cblr-14252	975	7	,	,	PUNCT
cblr-14252	975	8	and	and	CCONJ
cblr-14252	975	9	celebratory	celebratory	NOUN
cblr-14252	975	10	animations	animation	NOUN
cblr-14252	975	11	when	when	SCONJ
cblr-14252	975	12	making	make	VERB
cblr-14252	975	13	trades	trade	NOUN
cblr-14252	975	14	can	can	AUX
cblr-14252	975	15	all	all	PRON
cblr-14252	975	16	be	be	AUX
cblr-14252	975	17	likened	liken	VERB
cblr-14252	975	18	to	to	PART
cblr-14252	975	19	slot	slot	VERB
cblr-14252	975	20	machine	machine	NOUN
cblr-14252	975	21	mechanics	mechanic	NOUN
cblr-14252	975	22	that	that	PRON
cblr-14252	975	23	reward	reward	VERB
cblr-14252	975	24	users	user	NOUN
cblr-14252	975	25	intermittently	intermittently	ADV
cblr-14252	975	26	,	,	PUNCT
cblr-14252	975	27	reinforcing	reinforce	VERB
cblr-14252	975	28	continuous	continuous	ADJ
cblr-14252	975	29	engagement.229	engagement.229	NOUN
cblr-14252	975	30	these	these	DET
cblr-14252	975	31	addictive	addictive	ADJ
cblr-14252	975	32	deps	dep	NOUN
cblr-14252	975	33	not	not	PART
cblr-14252	975	34	only	only	ADV
cblr-14252	975	35	blur	blur	VERB
cblr-14252	975	36	the	the	DET
cblr-14252	975	37	line	line	NOUN
cblr-14252	975	38	between	between	ADP
cblr-14252	975	39	gambling	gambling	NOUN
cblr-14252	975	40	and	and	CCONJ
cblr-14252	975	41	investing	investing	NOUN
cblr-14252	975	42	but	but	CCONJ
cblr-14252	975	43	also	also	ADV
cblr-14252	975	44	create	create	VERB
cblr-14252	975	45	environments	environment	NOUN
cblr-14252	975	46	where	where	SCONJ
cblr-14252	975	47	users	user	NOUN
cblr-14252	975	48	,	,	PUNCT
cblr-14252	975	49	particularly	particularly	ADV
cblr-14252	975	50	those	those	PRON
cblr-14252	975	51	with	with	ADP
cblr-14252	975	52	lower	low	ADJ
cblr-14252	975	53	financial	financial	ADJ
cblr-14252	975	54	literacy	literacy	NOUN
cblr-14252	975	55	,	,	PUNCT
cblr-14252	975	56	may	may	AUX
cblr-14252	975	57	engage	engage	VERB
cblr-14252	975	58	in	in	ADP
cblr-14252	975	59	behavior	behavior	NOUN
cblr-14252	975	60	that	that	PRON
cblr-14252	975	61	is	be	AUX
cblr-14252	975	62	more	more	ADJ
cblr-14252	975	63	about	about	ADP
cblr-14252	975	64	the	the	DET
cblr-14252	975	65	thrill	thrill	NOUN
cblr-14252	975	66	of	of	ADP
cblr-14252	975	67	the	the	DET
cblr-14252	975	68	game	game	NOUN
cblr-14252	975	69	than	than	ADP
cblr-14252	975	70	sound	sound	ADJ
cblr-14252	975	71	financial	financial	ADJ
cblr-14252	975	72	decision	decision	NOUN
cblr-14252	975	73	-	-	PUNCT
cblr-14252	975	74	making	making	NOUN
cblr-14252	975	75	.	.	PUNCT
cblr-14252	976	1	state	state	NOUN
cblr-14252	976	2	gaming	gaming	NOUN
cblr-14252	976	3	boards	board	NOUN
cblr-14252	976	4	have	have	AUX
cblr-14252	976	5	historically	historically	ADV
cblr-14252	976	6	focused	focus	VERB
cblr-14252	976	7	on	on	ADP
cblr-14252	976	8	traditional	traditional	ADJ
cblr-14252	976	9	forms	form	NOUN
cblr-14252	976	10	of	of	ADP
cblr-14252	976	11	gambling,230	gambling,230	NOUN
cblr-14252	976	12	but	but	CCONJ
cblr-14252	976	13	as	as	SCONJ
cblr-14252	976	14	the	the	DET
cblr-14252	976	15	financial	financial	ADJ
cblr-14252	976	16	industry	industry	NOUN
cblr-14252	976	17	increasingly	increasingly	ADV
cblr-14252	976	18	gamifies	gamifie	VERB
cblr-14252	976	19	investment	investment	NOUN
cblr-14252	976	20	,	,	PUNCT
cblr-14252	976	21	these	these	DET
cblr-14252	976	22	boards	board	NOUN
cblr-14252	976	23	may	may	AUX
cblr-14252	976	24	find	find	VERB
cblr-14252	976	25	themselves	themselves	PRON
cblr-14252	976	26	at	at	ADP
cblr-14252	976	27	the	the	DET
cblr-14252	976	28	forefront	forefront	NOUN
cblr-14252	976	29	of	of	ADP
cblr-14252	976	30	new	new	ADJ
cblr-14252	976	31	regulatory	regulatory	ADJ
cblr-14252	976	32	efforts	effort	NOUN
cblr-14252	976	33	.	.	PUNCT
cblr-14252	977	1	the	the	DET
cblr-14252	977	2	legal	legal	ADJ
cblr-14252	977	3	doctrine	doctrine	NOUN
cblr-14252	977	4	that	that	PRON
cblr-14252	977	5	allows	allow	VERB
cblr-14252	977	6	states	state	NOUN
cblr-14252	977	7	to	to	PART
cblr-14252	977	8	regulate	regulate	VERB
cblr-14252	977	9	gambling	gambling	NOUN
cblr-14252	977	10	within	within	ADP
cblr-14252	977	11	their	their	PRON
cblr-14252	977	12	borders	border	NOUN
cblr-14252	977	13	could	could	AUX
cblr-14252	977	14	extend	extend	VERB
cblr-14252	977	15	to	to	ADP
cblr-14252	977	16	trading	trading	NOUN
cblr-14252	977	17	platforms	platform	NOUN
cblr-14252	977	18	,	,	PUNCT
cblr-14252	977	19	especially	especially	ADV
cblr-14252	977	20	as	as	SCONJ
cblr-14252	977	21	more	more	ADJ
cblr-14252	977	22	states	state	NOUN
cblr-14252	977	23	consider	consider	VERB
cblr-14252	977	24	online	online	ADJ
cblr-14252	977	25	financial	financial	ADJ
cblr-14252	977	26	activities	activity	NOUN
cblr-14252	977	27	that	that	PRON
cblr-14252	977	28	resemble	resemble	VERB
cblr-14252	977	29	gambling	gambling	NOUN
cblr-14252	977	30	.	.	PUNCT
cblr-14252	978	1	for	for	ADP
cblr-14252	978	2	example	example	NOUN
cblr-14252	978	3	,	,	PUNCT
cblr-14252	978	4	the	the	DET
cblr-14252	978	5	line	line	NOUN
cblr-14252	978	6	between	between	ADP
cblr-14252	978	7	“	"	PUNCT
cblr-14252	978	8	games	game	NOUN
cblr-14252	978	9	of	of	ADP
cblr-14252	978	10	chance	chance	NOUN
cblr-14252	978	11	”	"	PUNCT
cblr-14252	978	12	and	and	CCONJ
cblr-14252	978	13	“	"	PUNCT
cblr-14252	978	14	games	game	NOUN
cblr-14252	978	15	of	of	ADP
cblr-14252	978	16	skill	skill	NOUN
cblr-14252	978	17	”	"	PUNCT
cblr-14252	978	18	has	have	AUX
cblr-14252	978	19	been	be	AUX
cblr-14252	978	20	a	a	DET
cblr-14252	978	21	longstanding	longstanding	ADJ
cblr-14252	978	22	regulatory	regulatory	ADJ
cblr-14252	978	23	issue	issue	NOUN
cblr-14252	978	24	in	in	ADP
cblr-14252	978	25	gambling	gambling	NOUN
cblr-14252	978	26	,	,	PUNCT
cblr-14252	978	27	and	and	CCONJ
cblr-14252	978	28	similar	similar	ADJ
cblr-14252	978	29	debates	debate	NOUN
cblr-14252	978	30	could	could	AUX
cblr-14252	978	31	emerge	emerge	VERB
cblr-14252	978	32	regarding	regard	VERB
cblr-14252	978	33	whether	whether	SCONJ
cblr-14252	978	34	gamified	gamifie	VERB
cblr-14252	978	35	trading	trading	NOUN
cblr-14252	978	36	constitutes	constitute	NOUN
cblr-14252	978	37	investing	invest	VERB
cblr-14252	978	38	or	or	CCONJ
cblr-14252	978	39	gambling	gambling	NOUN
cblr-14252	978	40	.	.	PUNCT
cblr-14252	979	1	this	this	DET
cblr-14252	979	2	doctrinal	doctrinal	ADJ
cblr-14252	979	3	question	question	NOUN
cblr-14252	979	4	opens	open	VERB
cblr-14252	979	5	the	the	DET
cblr-14252	979	6	door	door	NOUN
cblr-14252	979	7	for	for	SCONJ
cblr-14252	979	8	states	state	NOUN
cblr-14252	979	9	to	to	PART
cblr-14252	979	10	assert	assert	VERB
cblr-14252	979	11	jurisdiction	jurisdiction	NOUN
cblr-14252	979	12	over	over	ADP
cblr-14252	979	13	certain	certain	ADJ
cblr-14252	979	14	trading	trading	NOUN
cblr-14252	979	15	app	app	NOUN
cblr-14252	979	16	features	feature	VERB
cblr-14252	979	17	under	under	ADP
cblr-14252	979	18	existing	exist	VERB
cblr-14252	979	19	gambling	gambling	NOUN
cblr-14252	979	20	laws	law	NOUN
cblr-14252	979	21	.	.	PUNCT
cblr-14252	980	1	several	several	ADJ
cblr-14252	980	2	states	state	NOUN
cblr-14252	980	3	have	have	AUX
cblr-14252	980	4	already	already	ADV
cblr-14252	980	5	taken	take	VERB
cblr-14252	980	6	steps	step	NOUN
cblr-14252	980	7	to	to	PART
cblr-14252	980	8	investigate	investigate	VERB
cblr-14252	980	9	the	the	DET
cblr-14252	980	10	overlap	overlap	NOUN
cblr-14252	980	11	between	between	ADP
cblr-14252	980	12	gambling	gambling	NOUN
cblr-14252	980	13	and	and	CCONJ
cblr-14252	980	14	investing	investing	NOUN
cblr-14252	980	15	,	,	PUNCT
cblr-14252	980	16	and	and	CCONJ
cblr-14252	980	17	to	to	PART
cblr-14252	980	18	examine	examine	VERB
cblr-14252	980	19	whether	whether	SCONJ
cblr-14252	980	20	features	feature	NOUN
cblr-14252	980	21	like	like	ADP
cblr-14252	980	22	prize	prize	NOUN
cblr-14252	980	23	draws	draw	NOUN
cblr-14252	980	24	,	,	PUNCT
cblr-14252	980	25	virtual	virtual	ADJ
cblr-14252	980	26	rewards	reward	NOUN
cblr-14252	980	27	,	,	PUNCT
cblr-14252	980	28	and	and	CCONJ
cblr-14252	980	29	“	"	PUNCT
cblr-14252	980	30	spin	spin	VERB
cblr-14252	980	31	the	the	DET
cblr-14252	980	32	wheel	wheel	NOUN
cblr-14252	980	33	”	"	PUNCT
cblr-14252	980	34	options	option	NOUN
cblr-14252	980	35	in	in	ADP
cblr-14252	980	36	trading	trading	NOUN
cblr-14252	980	37	apps	app	NOUN
cblr-14252	980	38	violate	violate	VERB
cblr-14252	980	39	state	state	NOUN
cblr-14252	980	40	gambling	gambling	NOUN
cblr-14252	980	41	229	229	NUM
cblr-14252	980	42	see	see	NOUN
cblr-14252	980	43	tan	tan	PROPN
cblr-14252	980	44	,	,	PUNCT
cblr-14252	980	45	supra	supra	PROPN
cblr-14252	980	46	note	note	PROPN
cblr-14252	980	47	20	20	NUM
cblr-14252	980	48	;	;	PUNCT
cblr-14252	980	49	chaudhry	chaudhry	PROPN
cblr-14252	980	50	&	&	CCONJ
cblr-14252	980	51	kulkarni	kulkarni	PROPN
cblr-14252	980	52	,	,	PUNCT
cblr-14252	980	53	supra	supra	PROPN
cblr-14252	980	54	note	note	NOUN
cblr-14252	980	55	16	16	NUM
cblr-14252	980	56	.	.	PUNCT
cblr-14252	981	1	230	230	NUM
cblr-14252	981	2	see	see	VERB
cblr-14252	981	3	generally	generally	ADV
cblr-14252	981	4	john	john	PROPN
cblr-14252	981	5	t.	t.	PROPN
cblr-14252	981	6	holden	holden	PROPN
cblr-14252	981	7	&	&	CCONJ
cblr-14252	981	8	marc	marc	PROPN
cblr-14252	981	9	edelman	edelman	PROPN
cblr-14252	981	10	,	,	PUNCT
cblr-14252	981	11	a	a	DET
cblr-14252	981	12	short	short	ADJ
cblr-14252	981	13	treatise	treatise	NOUN
cblr-14252	981	14	on	on	ADP
cblr-14252	981	15	sports	sport	NOUN
cblr-14252	981	16	gambling	gambling	NOUN
cblr-14252	981	17	and	and	CCONJ
cblr-14252	981	18	the	the	DET
cblr-14252	981	19	law	law	NOUN
cblr-14252	981	20	:	:	PUNCT
cblr-14252	981	21	how	how	SCONJ
cblr-14252	981	22	america	america	PROPN
cblr-14252	981	23	regulates	regulate	VERB
cblr-14252	981	24	its	its	PRON
cblr-14252	981	25	most	most	ADV
cblr-14252	981	26	lucrative	lucrative	ADJ
cblr-14252	981	27	vice	vice	NOUN
cblr-14252	981	28	,	,	PUNCT
cblr-14252	981	29	2020	2020	NUM
cblr-14252	981	30	wis	wis	PROPN
cblr-14252	981	31	.	.	PUNCT
cblr-14252	982	1	l.	l.	PROPN
cblr-14252	982	2	rev	rev	PROPN
cblr-14252	982	3	.	.	PROPN
cblr-14252	983	1	907	907	NUM
cblr-14252	983	2	(	(	PUNCT
cblr-14252	983	3	2020	2020	NUM
cblr-14252	983	4	)	)	PUNCT
cblr-14252	983	5	.	.	PUNCT
cblr-14252	984	1	no	no	INTJ
cblr-14252	984	2	.	.	NOUN
cblr-14252	984	3	1	1	NUM
cblr-14252	984	4	]	]	PUNCT
cblr-14252	984	5	risk	risk	NOUN
cblr-14252	984	6	,	,	PUNCT
cblr-14252	984	7	discretion	discretion	NOUN
cblr-14252	984	8	,	,	PUNCT
cblr-14252	984	9	and	and	CCONJ
cblr-14252	984	10	bank	bank	NOUN
cblr-14252	984	11	supervision	supervision	NOUN
cblr-14252	984	12	379	379	NUM
cblr-14252	984	13	statutes	statute	NOUN
cblr-14252	984	14	,	,	PUNCT
cblr-14252	984	15	or	or	CCONJ
cblr-14252	984	16	financial	financial	ADJ
cblr-14252	984	17	regulation.231	regulation.231	VERB
cblr-14252	984	18	these	these	DET
cblr-14252	984	19	efforts	effort	NOUN
cblr-14252	984	20	are	be	AUX
cblr-14252	984	21	based	base	VERB
cblr-14252	984	22	on	on	ADP
cblr-14252	984	23	the	the	DET
cblr-14252	984	24	different	different	ADJ
cblr-14252	984	25	states	state	NOUN
cblr-14252	984	26	’	'	PUNCT
cblr-14252	984	27	definitions	definition	NOUN
cblr-14252	984	28	of	of	ADP
cblr-14252	984	29	what	what	PRON
cblr-14252	984	30	constitutes	constitute	VERB
cblr-14252	984	31	illegal	illegal	ADJ
cblr-14252	984	32	gambling	gambling	NOUN
cblr-14252	984	33	and	and	CCONJ
cblr-14252	984	34	often	often	ADV
cblr-14252	984	35	require	require	VERB
cblr-14252	984	36	specific	specific	ADJ
cblr-14252	984	37	disclosures	disclosure	NOUN
cblr-14252	984	38	,	,	PUNCT
cblr-14252	984	39	registration	registration	NOUN
cblr-14252	984	40	,	,	PUNCT
cblr-14252	984	41	or	or	CCONJ
cblr-14252	984	42	even	even	ADV
cblr-14252	984	43	bonding	bond	VERB
cblr-14252	984	44	requirements	requirement	NOUN
cblr-14252	984	45	for	for	ADP
cblr-14252	984	46	such	such	ADJ
cblr-14252	984	47	contests.232	contests.232	NOUN
cblr-14252	984	48	one	one	NOUN
cblr-14252	984	49	particularly	particularly	ADV
cblr-14252	984	50	interesting	interesting	ADJ
cblr-14252	984	51	example	example	NOUN
cblr-14252	984	52	of	of	ADP
cblr-14252	984	53	state	state	NOUN
cblr-14252	984	54	regulators	regulator	NOUN
cblr-14252	984	55	looking	look	VERB
cblr-14252	984	56	into	into	ADP
cblr-14252	984	57	this	this	PRON
cblr-14252	984	58	,	,	PUNCT
cblr-14252	984	59	includes	include	VERB
cblr-14252	984	60	massachusetts	massachusetts	PROPN
cblr-14252	984	61	’s	’s	PART
cblr-14252	984	62	high	high	ADJ
cblr-14252	984	63	-	-	PUNCT
cblr-14252	984	64	profile	profile	NOUN
cblr-14252	984	65	lawsuit	lawsuit	NOUN
cblr-14252	984	66	against	against	ADP
cblr-14252	984	67	robinhood	robinhood	PROPN
cblr-14252	984	68	,	,	PUNCT
cblr-14252	984	69	arguing	argue	VERB
cblr-14252	984	70	that	that	SCONJ
cblr-14252	984	71	its	its	PRON
cblr-14252	984	72	use	use	NOUN
cblr-14252	984	73	of	of	ADP
cblr-14252	984	74	gamification	gamification	NOUN
cblr-14252	984	75	—	—	PUNCT
cblr-14252	984	76	such	such	ADJ
cblr-14252	984	77	as	as	ADP
cblr-14252	984	78	digital	digital	ADJ
cblr-14252	984	79	confetti	confetti	NOUN
cblr-14252	984	80	,	,	PUNCT
cblr-14252	984	81	prize	prize	NOUN
cblr-14252	984	82	incentives	incentive	NOUN
cblr-14252	984	83	for	for	ADP
cblr-14252	984	84	account	account	NOUN
cblr-14252	984	85	sign	sign	NOUN
cblr-14252	984	86	-	-	PUNCT
cblr-14252	984	87	ups	up	NOUN
cblr-14252	984	88	,	,	PUNCT
cblr-14252	984	89	and	and	CCONJ
cblr-14252	984	90	push	push	VERB
cblr-14252	984	91	notifications	notification	NOUN
cblr-14252	984	92	—	—	PUNCT
cblr-14252	984	93	violates	violate	VERB
cblr-14252	984	94	state	state	NOUN
cblr-14252	984	95	securities	security	NOUN
cblr-14252	984	96	laws	law	NOUN
cblr-14252	984	97	by	by	ADP
cblr-14252	984	98	encouraging	encourage	VERB
cblr-14252	984	99	frequent	frequent	ADJ
cblr-14252	984	100	,	,	PUNCT
cblr-14252	984	101	high	high	ADJ
cblr-14252	984	102	-	-	PUNCT
cblr-14252	984	103	risk	risk	NOUN
cblr-14252	984	104	trading	trading	NOUN
cblr-14252	984	105	that	that	PRON
cblr-14252	984	106	could	could	AUX
cblr-14252	984	107	be	be	AUX
cblr-14252	984	108	considered	consider	VERB
cblr-14252	984	109	unsuitable	unsuitable	ADJ
cblr-14252	984	110	for	for	ADP
cblr-14252	984	111	many	many	ADJ
cblr-14252	984	112	investors	investor	NOUN
cblr-14252	984	113	.	.	PUNCT
cblr-14252	985	1	this	this	DET
cblr-14252	985	2	lawsuit	lawsuit	NOUN
cblr-14252	985	3	highlights	highlight	VERB
cblr-14252	985	4	growing	grow	VERB
cblr-14252	985	5	concerns	concern	NOUN
cblr-14252	985	6	about	about	ADP
cblr-14252	985	7	whether	whether	SCONJ
cblr-14252	985	8	such	such	ADJ
cblr-14252	985	9	features	feature	NOUN
cblr-14252	985	10	in	in	ADP
cblr-14252	985	11	trading	trading	NOUN
cblr-14252	985	12	apps	app	NOUN
cblr-14252	985	13	effectively	effectively	ADV
cblr-14252	985	14	transform	transform	VERB
cblr-14252	985	15	investing	invest	VERB
cblr-14252	985	16	into	into	ADP
cblr-14252	985	17	a	a	DET
cblr-14252	985	18	form	form	NOUN
cblr-14252	985	19	of	of	ADP
cblr-14252	985	20	gambling	gambling	NOUN
cblr-14252	985	21	,	,	PUNCT
cblr-14252	985	22	subject	subject	ADJ
cblr-14252	985	23	to	to	ADP
cblr-14252	985	24	similar	similar	ADJ
cblr-14252	985	25	regulatory	regulatory	ADJ
cblr-14252	985	26	scrutiny.233	scrutiny.233	NOUN
cblr-14252	985	27	and	and	CCONJ
cblr-14252	985	28	while	while	SCONJ
cblr-14252	985	29	the	the	DET
cblr-14252	985	30	case	case	NOUN
cblr-14252	985	31	ended	end	VERB
cblr-14252	985	32	on	on	ADP
cblr-14252	985	33	january	january	PROPN
cblr-14252	985	34	18	18	NUM
cblr-14252	985	35	,	,	PUNCT
cblr-14252	985	36	2024	2024	NUM
cblr-14252	985	37	when	when	SCONJ
cblr-14252	985	38	robinhood	robinhood	PROPN
cblr-14252	985	39	agreed	agree	VERB
cblr-14252	985	40	to	to	PART
cblr-14252	985	41	pay	pay	VERB
cblr-14252	985	42	$	$	SYM
cblr-14252	985	43	7.5	7.5	NUM
cblr-14252	985	44	million	million	NUM
cblr-14252	985	45	to	to	PART
cblr-14252	985	46	settle	settle	VERB
cblr-14252	985	47	the	the	DET
cblr-14252	985	48	charges	charge	NOUN
cblr-14252	985	49	brought	bring	VERB
cblr-14252	985	50	by	by	ADP
cblr-14252	985	51	massachusetts	massachusetts	PROPN
cblr-14252	985	52	regulators	regulator	NOUN
cblr-14252	985	53	,	,	PUNCT
cblr-14252	985	54	it	it	PRON
cblr-14252	985	55	highlights	highlight	VERB
cblr-14252	985	56	ongoing	ongoing	ADJ
cblr-14252	985	57	regulatory	regulatory	ADJ
cblr-14252	985	58	scrutiny	scrutiny	NOUN
cblr-14252	985	59	of	of	ADP
cblr-14252	985	60	trading	trading	NOUN
cblr-14252	985	61	apps	app	NOUN
cblr-14252	985	62	and	and	CCONJ
cblr-14252	985	63	the	the	DET
cblr-14252	985	64	debate	debate	NOUN
cblr-14252	985	65	over	over	ADP
cblr-14252	985	66	the	the	DET
cblr-14252	985	67	line	line	NOUN
cblr-14252	985	68	between	between	ADP
cblr-14252	985	69	engagement	engagement	NOUN
cblr-14252	985	70	and	and	CCONJ
cblr-14252	985	71	exploitation	exploitation	NOUN
cblr-14252	985	72	in	in	ADP
cblr-14252	985	73	financial	financial	ADJ
cblr-14252	985	74	technology	technology	NOUN
cblr-14252	985	75	.	.	PUNCT
cblr-14252	986	1	the	the	DET
cblr-14252	986	2	dual	dual	ADJ
cblr-14252	986	3	nature	nature	NOUN
cblr-14252	986	4	of	of	ADP
cblr-14252	986	5	gambling	gambling	NOUN
cblr-14252	986	6	regulation	regulation	NOUN
cblr-14252	986	7	in	in	ADP
cblr-14252	986	8	the	the	DET
cblr-14252	986	9	u.s.—where	u.s.—where	ADJ
cblr-14252	986	10	federal	federal	ADJ
cblr-14252	986	11	law	law	NOUN
cblr-14252	986	12	sets	set	VERB
cblr-14252	986	13	overarching	overarching	ADJ
cblr-14252	986	14	guidelines	guideline	NOUN
cblr-14252	986	15	and	and	CCONJ
cblr-14252	986	16	states	state	NOUN
cblr-14252	986	17	manage	manage	VERB
cblr-14252	986	18	specific	specific	ADJ
cblr-14252	986	19	enforcement	enforcement	NOUN
cblr-14252	986	20	—	—	PUNCT
cblr-14252	986	21	provides	provide	VERB
cblr-14252	986	22	a	a	DET
cblr-14252	986	23	potential	potential	ADJ
cblr-14252	986	24	blueprint	blueprint	NOUN
cblr-14252	986	25	for	for	ADP
cblr-14252	986	26	regulating	regulate	VERB
cblr-14252	986	27	deps	dep	NOUN
cblr-14252	986	28	in	in	ADP
cblr-14252	986	29	trading	trading	NOUN
cblr-14252	986	30	apps	app	NOUN
cblr-14252	986	31	.	.	PUNCT
cblr-14252	987	1	at	at	ADP
cblr-14252	987	2	the	the	DET
cblr-14252	987	3	federal	federal	ADJ
cblr-14252	987	4	level	level	NOUN
cblr-14252	987	5	,	,	PUNCT
cblr-14252	987	6	unlawful	unlawful	ADJ
cblr-14252	987	7	internet	internet	NOUN
cblr-14252	987	8	gambling	gambling	NOUN
cblr-14252	987	9	enforcement	enforcement	NOUN
cblr-14252	987	10	act	act	NOUN
cblr-14252	987	11	(	(	PUNCT
cblr-14252	987	12	uigea	uigea	PROPN
cblr-14252	987	13	)	)	PUNCT
cblr-14252	987	14	of	of	ADP
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cblr-14252	987	16	,	,	PUNCT
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cblr-14252	988	1	§	§	PROPN
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cblr-14252	988	3	,	,	PUNCT
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cblr-14252	988	6	a	a	DET
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cblr-14252	988	9	in	in	ADP
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cblr-14252	988	11	online	online	ADJ
cblr-14252	988	12	gambling	gambling	NOUN
cblr-14252	988	13	by	by	ADP
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cblr-14252	988	15	financial	financial	ADJ
cblr-14252	988	16	transactions	transaction	NOUN
cblr-14252	988	17	related	relate	VERB
cblr-14252	988	18	to	to	ADP
cblr-14252	988	19	231	231	NUM
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cblr-14252	988	23	,	,	PUNCT
cblr-14252	988	24	the	the	DET
cblr-14252	988	25	trading	trading	NOUN
cblr-14252	988	26	game	game	NOUN
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cblr-14252	988	29	.	.	PUNCT
cblr-14252	989	1	rev	rev	PROPN
cblr-14252	989	2	.	.	PUNCT
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cblr-14252	991	1	,	,	PUNCT
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cblr-14252	992	1	[	[	X
cblr-14252	992	2	https://perma.cc/7832-gz8q	https://perma.cc/7832-gz8q	ADP
cblr-14252	992	3	]	]	PUNCT
cblr-14252	992	4	.	.	PUNCT
cblr-14252	993	1	232	232	NUM
cblr-14252	993	2	see	see	VERB
cblr-14252	993	3	generally	generally	ADV
cblr-14252	993	4	prize	prize	PROPN
cblr-14252	993	5	promotion	promotion	PROPN
cblr-14252	993	6	&	&	CCONJ
cblr-14252	993	7	competition	competition	NOUN
cblr-14252	993	8	law	law	NOUN
cblr-14252	993	9	in	in	ADP
cblr-14252	993	10	the	the	DET
cblr-14252	993	11	u.s	u.s	PROPN
cblr-14252	993	12	.	.	PROPN
cblr-14252	993	13	,	,	PUNCT
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cblr-14252	993	15	,	,	PUNCT
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cblr-14252	994	1	[	[	X
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cblr-14252	994	4	.	.	PUNCT
cblr-14252	995	1	233	233	NUM
cblr-14252	995	2	bruce	bruce	PROPN
cblr-14252	995	3	kelly	kelly	PROPN
cblr-14252	995	4	,	,	PUNCT
cblr-14252	995	5	robinhood	robinhood	PROPN
cblr-14252	995	6	to	to	PART
cblr-14252	995	7	pay	pay	VERB
cblr-14252	995	8	$	$	SYM
cblr-14252	995	9	7.5	7.5	NUM
cblr-14252	995	10	m	m	NOUN
cblr-14252	995	11	to	to	PART
cblr-14252	995	12	settle	settle	VERB
cblr-14252	995	13	massachusetts	massachusetts	PROPN
cblr-14252	995	14	charges	charge	NOUN
cblr-14252	995	15	,	,	PUNCT
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cblr-14252	995	17	.	.	PUNCT
cblr-14252	996	1	news	news	NOUN
cblr-14252	996	2	(	(	PUNCT
cblr-14252	996	3	jan	jan	PROPN
cblr-14252	996	4	.	.	PROPN
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cblr-14252	996	9	,	,	PUNCT
cblr-14252	996	10	https://www.investmentnews.com/regulation-andlegislation/news/robinhood-to-pay-7-5m-to-settle-massachusetts-charges248214	https://www.investmentnews.com/regulation-andlegislation/news/robinhood-to-pay-7-5m-to-settle-massachusetts-charges248214	PROPN
cblr-14252	996	11	(	(	PUNCT
cblr-14252	996	12	explaining	explain	VERB
cblr-14252	996	13	that	that	SCONJ
cblr-14252	996	14	massachusetts	massachusetts	PROPN
cblr-14252	996	15	officials	official	NOUN
cblr-14252	996	16	argued	argue	VERB
cblr-14252	996	17	that	that	SCONJ
cblr-14252	996	18	robinhood	robinhood	PROPN
cblr-14252	996	19	violated	violate	VERB
cblr-14252	996	20	state	state	NOUN
cblr-14252	996	21	laws	law	NOUN
cblr-14252	996	22	by	by	ADP
cblr-14252	996	23	using	use	VERB
cblr-14252	996	24	gamification	gamification	NOUN
cblr-14252	996	25	features	feature	NOUN
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cblr-14252	996	28	excessive	excessive	ADJ
cblr-14252	996	29	trading	trading	NOUN
cblr-14252	996	30	,	,	PUNCT
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cblr-14252	996	32	by	by	ADP
cblr-14252	996	33	younger	young	ADJ
cblr-14252	996	34	and	and	CCONJ
cblr-14252	996	35	less	less	ADV
cblr-14252	996	36	-	-	PUNCT
cblr-14252	996	37	experienced	experience	VERB
cblr-14252	996	38	investors	investor	NOUN
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cblr-14252	996	40	.	.	PUNCT
cblr-14252	997	1	380	380	NUM
cblr-14252	997	2	columbia	columbia	PROPN
cblr-14252	997	3	business	business	NOUN
cblr-14252	997	4	law	law	PROPN
cblr-14252	997	5	review	review	NOUN
cblr-14252	997	6	[	[	X
cblr-14252	997	7	vol	vol	NOUN
cblr-14252	997	8	.	.	PUNCT
cblr-14252	997	9	2025	2025	NUM
cblr-14252	997	10	illegal	illegal	ADJ
cblr-14252	997	11	gambling	gambling	NOUN
cblr-14252	997	12	activities.234	activities.234	VERB
cblr-14252	997	13	a	a	DET
cblr-14252	997	14	similar	similar	ADJ
cblr-14252	997	15	approach	approach	NOUN
cblr-14252	998	1	could	could	AUX
cblr-14252	998	2	be	be	AUX
cblr-14252	998	3	applied	apply	VERB
cblr-14252	998	4	to	to	ADP
cblr-14252	998	5	trading	trading	NOUN
cblr-14252	998	6	apps	app	NOUN
cblr-14252	998	7	that	that	PRON
cblr-14252	998	8	deploy	deploy	VERB
cblr-14252	998	9	gamified	gamifie	VERB
cblr-14252	998	10	features	feature	NOUN
cblr-14252	998	11	.	.	PUNCT
cblr-14252	999	1	if	if	SCONJ
cblr-14252	999	2	these	these	DET
cblr-14252	999	3	features	feature	NOUN
cblr-14252	999	4	are	be	AUX
cblr-14252	999	5	found	find	VERB
cblr-14252	999	6	to	to	PART
cblr-14252	999	7	foster	foster	VERB
cblr-14252	999	8	addictive	addictive	ADJ
cblr-14252	999	9	behavior	behavior	NOUN
cblr-14252	999	10	similar	similar	ADJ
cblr-14252	999	11	to	to	ADP
cblr-14252	999	12	gambling	gambling	NOUN
cblr-14252	999	13	,	,	PUNCT
cblr-14252	999	14	federal	federal	ADJ
cblr-14252	999	15	authorities	authority	NOUN
cblr-14252	999	16	could	could	AUX
cblr-14252	999	17	impose	impose	VERB
cblr-14252	999	18	transaction	transaction	NOUN
cblr-14252	999	19	restrictions	restriction	NOUN
cblr-14252	999	20	,	,	PUNCT
cblr-14252	999	21	disclosure	disclosure	NOUN
cblr-14252	999	22	requirements	requirement	NOUN
cblr-14252	999	23	,	,	PUNCT
cblr-14252	999	24	or	or	CCONJ
cblr-14252	999	25	even	even	ADV
cblr-14252	999	26	outright	outright	ADJ
cblr-14252	999	27	bans	ban	NOUN
cblr-14252	999	28	on	on	ADP
cblr-14252	999	29	specific	specific	ADJ
cblr-14252	999	30	practices	practice	NOUN
cblr-14252	999	31	.	.	PUNCT
cblr-14252	1000	1	furthermore	furthermore	ADV
cblr-14252	1000	2	,	,	PUNCT
cblr-14252	1000	3	the	the	DET
cblr-14252	1000	4	potential	potential	NOUN
cblr-14252	1000	5	for	for	ADP
cblr-14252	1000	6	federal	federal	ADJ
cblr-14252	1000	7	-	-	PUNCT
cblr-14252	1000	8	state	state	NOUN
cblr-14252	1000	9	cooperation	cooperation	NOUN
cblr-14252	1000	10	in	in	ADP
cblr-14252	1000	11	this	this	DET
cblr-14252	1000	12	area	area	NOUN
cblr-14252	1000	13	could	could	AUX
cblr-14252	1000	14	mirror	mirror	VERB
cblr-14252	1000	15	efforts	effort	NOUN
cblr-14252	1000	16	seen	see	VERB
cblr-14252	1000	17	in	in	ADP
cblr-14252	1000	18	other	other	ADJ
cblr-14252	1000	19	regulatory	regulatory	ADJ
cblr-14252	1000	20	contexts	contexts	NOUN
cblr-14252	1000	21	,	,	PUNCT
cblr-14252	1000	22	such	such	ADJ
cblr-14252	1000	23	as	as	ADP
cblr-14252	1000	24	data	data	NOUN
cblr-14252	1000	25	privacy	privacy	NOUN
cblr-14252	1000	26	.	.	PUNCT
cblr-14252	1001	1	just	just	ADV
cblr-14252	1001	2	as	as	SCONJ
cblr-14252	1001	3	california	california	PROPN
cblr-14252	1001	4	’s	’s	PART
cblr-14252	1001	5	privacy	privacy	NOUN
cblr-14252	1001	6	laws	law	NOUN
cblr-14252	1001	7	set	set	VERB
cblr-14252	1001	8	a	a	DET
cblr-14252	1001	9	precedent	precedent	NOUN
cblr-14252	1001	10	for	for	ADP
cblr-14252	1001	11	broader	broad	ADJ
cblr-14252	1001	12	national	national	PROPN
cblr-14252	1001	13	frameworks,235	frameworks,235	PROPN
cblr-14252	1001	14	early	early	ADJ
cblr-14252	1001	15	234	234	NUM
cblr-14252	1001	16	the	the	DET
cblr-14252	1001	17	uigea	uigea	PROPN
cblr-14252	1001	18	prohibits	prohibit	VERB
cblr-14252	1001	19	individuals	individual	NOUN
cblr-14252	1001	20	or	or	CCONJ
cblr-14252	1001	21	businesses	business	NOUN
cblr-14252	1001	22	from	from	ADP
cblr-14252	1001	23	knowingly	knowingly	ADV
cblr-14252	1001	24	accepting	accept	VERB
cblr-14252	1001	25	payments	payment	NOUN
cblr-14252	1001	26	connected	connect	VERB
cblr-14252	1001	27	to	to	ADP
cblr-14252	1001	28	unlawful	unlawful	ADJ
cblr-14252	1001	29	internet	internet	NOUN
cblr-14252	1001	30	gambling	gambling	NOUN
cblr-14252	1001	31	.	.	PUNCT
cblr-14252	1002	1	see	see	VERB
cblr-14252	1002	2	compliance	compliance	NOUN
cblr-14252	1002	3	guide	guide	NOUN
cblr-14252	1002	4	to	to	ADP
cblr-14252	1002	5	small	small	ADJ
cblr-14252	1002	6	entities	entity	NOUN
cblr-14252	1002	7	:	:	PUNCT
cblr-14252	1002	8	regulation	regulation	NOUN
cblr-14252	1002	9	gg	gg	NOUN
cblr-14252	1002	10	:	:	PUNCT
cblr-14252	1002	11	prohibition	prohibition	NOUN
cblr-14252	1002	12	on	on	ADP
cblr-14252	1002	13	funding	funding	NOUN
cblr-14252	1002	14	of	of	ADP
cblr-14252	1002	15	unlawful	unlawful	ADJ
cblr-14252	1002	16	internet	internet	NOUN
cblr-14252	1002	17	gambling	gambling	NOUN
cblr-14252	1002	18	,	,	PUNCT
cblr-14252	1002	19	fed	fed	PROPN
cblr-14252	1002	20	.	.	PUNCT
cblr-14252	1003	1	rsrv	rsrv	PROPN
cblr-14252	1003	2	.	.	PUNCT
cblr-14252	1004	1	(	(	PUNCT
cblr-14252	1004	2	2017	2017	NUM
cblr-14252	1004	3	)	)	PUNCT
cblr-14252	1004	4	,	,	PUNCT
cblr-14252	1004	5	https://www.federalreserve.gov/supervisionreg/regggcg.htm	https://www.federalreserve.gov/supervisionreg/regggcg.htm	X
cblr-14252	1005	1	[	[	X
cblr-14252	1005	2	https://perma.cc/l8yw-d5b8	https://perma.cc/l8yw-d5b8	X
cblr-14252	1005	3	]	]	X
cblr-14252	1005	4	.	.	PUNCT
cblr-14252	1006	1	to	to	PART
cblr-14252	1006	2	regulate	regulate	VERB
cblr-14252	1006	3	global	global	ADJ
cblr-14252	1006	4	online	online	ADJ
cblr-14252	1006	5	poker	poker	NOUN
cblr-14252	1006	6	,	,	PUNCT
cblr-14252	1006	7	congress	congress	PROPN
cblr-14252	1006	8	targeted	target	VERB
cblr-14252	1006	9	the	the	DET
cblr-14252	1006	10	payment	payment	NOUN
cblr-14252	1006	11	system	system	NOUN
cblr-14252	1006	12	,	,	PUNCT
cblr-14252	1006	13	including	include	VERB
cblr-14252	1006	14	banks	bank	NOUN
cblr-14252	1006	15	,	,	PUNCT
cblr-14252	1006	16	to	to	PART
cblr-14252	1006	17	reach	reach	VERB
cblr-14252	1006	18	entities	entity	NOUN
cblr-14252	1006	19	subject	subject	ADJ
cblr-14252	1006	20	to	to	ADP
cblr-14252	1006	21	u.s	u.s	PROPN
cblr-14252	1006	22	.	.	PROPN
cblr-14252	1006	23	law	law	NOUN
cblr-14252	1006	24	.	.	PUNCT
cblr-14252	1007	1	financial	financial	ADJ
cblr-14252	1007	2	regulators	regulator	NOUN
cblr-14252	1007	3	,	,	PUNCT
cblr-14252	1007	4	such	such	ADJ
cblr-14252	1007	5	as	as	ADP
cblr-14252	1007	6	the	the	DET
cblr-14252	1007	7	federal	federal	PROPN
cblr-14252	1007	8	reserve	reserve	PROPN
cblr-14252	1007	9	,	,	PUNCT
cblr-14252	1007	10	implemented	implement	VERB
cblr-14252	1007	11	rules	rule	NOUN
cblr-14252	1007	12	requiring	require	VERB
cblr-14252	1007	13	banks	bank	NOUN
cblr-14252	1007	14	to	to	PART
cblr-14252	1007	15	monitor	monitor	VERB
cblr-14252	1007	16	and	and	CCONJ
cblr-14252	1007	17	block	block	NOUN
cblr-14252	1007	18	transactions	transaction	NOUN
cblr-14252	1007	19	involving	involve	VERB
cblr-14252	1007	20	potential	potential	ADJ
cblr-14252	1007	21	gamblers	gambler	NOUN
cblr-14252	1007	22	,	,	PUNCT
cblr-14252	1007	23	gambling	gambling	NOUN
cblr-14252	1007	24	companies	company	NOUN
cblr-14252	1007	25	,	,	PUNCT
cblr-14252	1007	26	and	and	CCONJ
cblr-14252	1007	27	payment	payment	NOUN
cblr-14252	1007	28	intermediaries	intermediary	NOUN
cblr-14252	1007	29	like	like	ADP
cblr-14252	1007	30	system	system	NOUN
cblr-14252	1007	31	operators	operator	NOUN
cblr-14252	1007	32	,	,	PUNCT
cblr-14252	1007	33	card	card	NOUN
cblr-14252	1007	34	issuers	issuer	NOUN
cblr-14252	1007	35	,	,	PUNCT
cblr-14252	1007	36	and	and	CCONJ
cblr-14252	1007	37	processors	processor	NOUN
cblr-14252	1007	38	.	.	PUNCT
cblr-14252	1008	1	i	i	PRON
cblr-14252	1008	2	d.	d.	PROPN
cblr-14252	1008	3	banks	bank	NOUN
cblr-14252	1008	4	must	must	AUX
cblr-14252	1008	5	establish	establish	VERB
cblr-14252	1008	6	procedures	procedure	NOUN
cblr-14252	1008	7	to	to	PART
cblr-14252	1008	8	detect	detect	VERB
cblr-14252	1008	9	and	and	CCONJ
cblr-14252	1008	10	prevent	prevent	VERB
cblr-14252	1008	11	payments	payment	NOUN
cblr-14252	1008	12	related	relate	VERB
cblr-14252	1008	13	to	to	ADP
cblr-14252	1008	14	unlawful	unlawful	ADJ
cblr-14252	1008	15	internet	internet	NOUN
cblr-14252	1008	16	gambling	gambling	NOUN
cblr-14252	1008	17	as	as	SCONJ
cblr-14252	1008	18	required	require	VERB
cblr-14252	1008	19	by	by	ADP
cblr-14252	1008	20	uigea	uigea	PROPN
cblr-14252	1008	21	.	.	PUNCT
cblr-14252	1009	1	see	see	VERB
cblr-14252	1009	2	aaron	aaron	PROPN
cblr-14252	1009	3	klein	klein	PROPN
cblr-14252	1009	4	,	,	PUNCT
cblr-14252	1009	5	payment	payment	NOUN
cblr-14252	1009	6	systems	system	NOUN
cblr-14252	1009	7	’	'	PUNCT
cblr-14252	1009	8	changing	change	VERB
cblr-14252	1009	9	role	role	NOUN
cblr-14252	1009	10	:	:	PUNCT
cblr-14252	1009	11	from	from	ADP
cblr-14252	1009	12	economic	economic	ADJ
cblr-14252	1009	13	growth	growth	NOUN
cblr-14252	1009	14	to	to	ADP
cblr-14252	1009	15	the	the	DET
cblr-14252	1009	16	new	new	ADJ
cblr-14252	1009	17	foreign	foreign	ADJ
cblr-14252	1009	18	policy	policy	NOUN
cblr-14252	1009	19	lever	lever	NOUN
cblr-14252	1009	20	,	,	PUNCT
cblr-14252	1009	21	brookings	brookings	PROPN
cblr-14252	1009	22	(	(	PUNCT
cblr-14252	1009	23	feb	feb	PROPN
cblr-14252	1009	24	.	.	PROPN
cblr-14252	1009	25	13	13	NUM
cblr-14252	1009	26	,	,	PUNCT
cblr-14252	1009	27	2024	2024	NUM
cblr-14252	1009	28	)	)	PUNCT
cblr-14252	1009	29	,	,	PUNCT
cblr-14252	1009	30	https://www.brookings.edu/articles/payment-systems-changingrole-from-economic-growth-to-the-new-foreign-policy-lever	https://www.brookings.edu/articles/payment-systems-changingrole-from-economic-growth-to-the-new-foreign-policy-lever	X
cblr-14252	1010	1	[	[	X
cblr-14252	1010	2	https://perma.cc/8a74-syap	https://perma.cc/8a74-syap	X
cblr-14252	1010	3	]	]	PUNCT
cblr-14252	1010	4	.	.	PUNCT
cblr-14252	1011	1	unlike	unlike	ADP
cblr-14252	1011	2	other	other	ADJ
cblr-14252	1011	3	criminal	criminal	ADJ
cblr-14252	1011	4	enforcement	enforcement	NOUN
cblr-14252	1011	5	mechanisms	mechanism	NOUN
cblr-14252	1011	6	in	in	ADP
cblr-14252	1011	7	the	the	DET
cblr-14252	1011	8	u.s	u.s	PROPN
cblr-14252	1011	9	.	.	PROPN
cblr-14252	1011	10	,	,	PUNCT
cblr-14252	1011	11	uigea	uigea	PROPN
cblr-14252	1011	12	uniquely	uniquely	ADV
cblr-14252	1011	13	mandates	mandate	VERB
cblr-14252	1011	14	banks	bank	NOUN
cblr-14252	1011	15	to	to	PART
cblr-14252	1011	16	proactively	proactively	ADV
cblr-14252	1011	17	block	block	VERB
cblr-14252	1011	18	payments	payment	NOUN
cblr-14252	1011	19	for	for	ADP
cblr-14252	1011	20	illegal	illegal	ADJ
cblr-14252	1011	21	online	online	ADJ
cblr-14252	1011	22	gambling	gambling	NOUN
cblr-14252	1011	23	.	.	PUNCT
cblr-14252	1012	1	the	the	DET
cblr-14252	1012	2	treasury	treasury	PROPN
cblr-14252	1012	3	secretary	secretary	PROPN
cblr-14252	1012	4	and	and	CCONJ
cblr-14252	1012	5	federal	federal	PROPN
cblr-14252	1012	6	reserve	reserve	PROPN
cblr-14252	1012	7	,	,	PUNCT
cblr-14252	1012	8	in	in	ADP
cblr-14252	1012	9	coordination	coordination	NOUN
cblr-14252	1012	10	with	with	ADP
cblr-14252	1012	11	the	the	DET
cblr-14252	1012	12	attorney	attorney	NOUN
cblr-14252	1012	13	general	general	NOUN
cblr-14252	1012	14	,	,	PUNCT
cblr-14252	1012	15	are	be	AUX
cblr-14252	1012	16	responsible	responsible	ADJ
cblr-14252	1012	17	for	for	ADP
cblr-14252	1012	18	setting	set	VERB
cblr-14252	1012	19	up	up	ADP
cblr-14252	1012	20	this	this	DET
cblr-14252	1012	21	regulatory	regulatory	ADJ
cblr-14252	1012	22	system	system	NOUN
cblr-14252	1012	23	.	.	PUNCT
cblr-14252	1013	1	i	i	PRON
cblr-14252	1013	2	d.	d.	PROPN
cblr-14252	1013	3	see	see	AUX
cblr-14252	1013	4	also	also	ADV
cblr-14252	1013	5	cong	cong	VERB
cblr-14252	1013	6	.	.	PUNCT
cblr-14252	1014	1	rsch	rsch	PROPN
cblr-14252	1014	2	.	.	PUNCT
cblr-14252	1015	1	serv	serv	PROPN
cblr-14252	1015	2	.	.	PROPN
cblr-14252	1015	3	,	,	PUNCT
cblr-14252	1015	4	internet	internet	NOUN
cblr-14252	1015	5	gambling	gambling	NOUN
cblr-14252	1015	6	:	:	PUNCT
cblr-14252	1015	7	an	an	DET
cblr-14252	1015	8	abridged	abridge	VERB
cblr-14252	1015	9	overview	overview	NOUN
cblr-14252	1015	10	of	of	ADP
cblr-14252	1015	11	federal	federal	ADJ
cblr-14252	1015	12	criminal	criminal	ADJ
cblr-14252	1015	13	law	law	NOUN
cblr-14252	1015	14	1	1	NUM
cblr-14252	1015	15	(	(	PUNCT
cblr-14252	1015	16	2012	2012	NUM
cblr-14252	1015	17	)	)	PUNCT
cblr-14252	1015	18	.	.	PUNCT
cblr-14252	1016	1	235	235	NUM
cblr-14252	1016	2	the	the	DET
cblr-14252	1016	3	california	california	PROPN
cblr-14252	1016	4	consumer	consumer	PROPN
cblr-14252	1016	5	privacy	privacy	PROPN
cblr-14252	1016	6	act	act	NOUN
cblr-14252	1016	7	of	of	ADP
cblr-14252	1016	8	2018	2018	NUM
cblr-14252	1016	9	(	(	PUNCT
cblr-14252	1016	10	ccpa	ccpa	NOUN
cblr-14252	1016	11	)	)	PUNCT
cblr-14252	1016	12	,	,	PUNCT
cblr-14252	1016	13	which	which	PRON
cblr-14252	1016	14	became	become	VERB
cblr-14252	1016	15	effective	effective	ADJ
cblr-14252	1016	16	in	in	ADP
cblr-14252	1016	17	2020	2020	NUM
cblr-14252	1016	18	,	,	PUNCT
cblr-14252	1016	19	and	and	CCONJ
cblr-14252	1016	20	its	its	PRON
cblr-14252	1016	21	associated	associated	ADJ
cblr-14252	1016	22	legislation	legislation	NOUN
cblr-14252	1016	23	,	,	PUNCT
cblr-14252	1016	24	the	the	DET
cblr-14252	1016	25	california	california	PROPN
cblr-14252	1016	26	privacy	privacy	PROPN
cblr-14252	1016	27	rights	rights	PROPN
cblr-14252	1016	28	act	act	NOUN
cblr-14252	1016	29	of	of	ADP
cblr-14252	1016	30	2020	2020	NUM
cblr-14252	1016	31	(	(	PUNCT
cblr-14252	1016	32	cpra	cpra	NOUN
cblr-14252	1016	33	)	)	PUNCT
cblr-14252	1016	34	,	,	PUNCT
cblr-14252	1016	35	have	have	AUX
cblr-14252	1016	36	had	have	VERB
cblr-14252	1016	37	a	a	DET
cblr-14252	1016	38	significant	significant	ADJ
cblr-14252	1016	39	impact	impact	NOUN
cblr-14252	1016	40	on	on	ADP
cblr-14252	1016	41	shaping	shape	VERB
cblr-14252	1016	42	data	datum	NOUN
cblr-14252	1016	43	privacy	privacy	NOUN
cblr-14252	1016	44	policies	policy	NOUN
cblr-14252	1016	45	and	and	CCONJ
cblr-14252	1016	46	regulations	regulation	NOUN
cblr-14252	1016	47	across	across	ADP
cblr-14252	1016	48	the	the	DET
cblr-14252	1016	49	united	united	PROPN
cblr-14252	1016	50	states	states	PROPN
cblr-14252	1016	51	,	,	PUNCT
cblr-14252	1016	52	setting	set	VERB
cblr-14252	1016	53	the	the	DET
cblr-14252	1016	54	stage	stage	NOUN
cblr-14252	1016	55	for	for	ADP
cblr-14252	1016	56	future	future	ADJ
cblr-14252	1016	57	federal	federal	ADJ
cblr-14252	1016	58	privacy	privacy	NOUN
cblr-14252	1016	59	legislation	legislation	NOUN
cblr-14252	1016	60	.	.	PUNCT
cblr-14252	1017	1	josh	josh	PROPN
cblr-14252	1017	2	nadeau	nadeau	PROPN
cblr-14252	1017	3	,	,	PUNCT
cblr-14252	1017	4	how	how	SCONJ
cblr-14252	1017	5	the	the	DET
cblr-14252	1017	6	ccpa	ccpa	NOUN
cblr-14252	1017	7	is	be	AUX
cblr-14252	1017	8	shaping	shape	VERB
cblr-14252	1017	9	other	other	ADJ
cblr-14252	1017	10	states	state	NOUN
cblr-14252	1017	11	’	'	PUNCT
cblr-14252	1017	12	data	datum	NOUN
cblr-14252	1017	13	privacy	privacy	NOUN
cblr-14252	1017	14	regulations	regulation	NOUN
cblr-14252	1017	15	,	,	PUNCT
cblr-14252	1017	16	sec	sec	PROPN
cblr-14252	1017	17	.	.	PROPN
cblr-14252	1017	18	intel	intel	PROPN
cblr-14252	1017	19	.	.	PUNCT
cblr-14252	1018	1	(	(	PUNCT
cblr-14252	1018	2	dec	dec	PROPN
cblr-14252	1018	3	.	.	PROPN
cblr-14252	1018	4	23	23	NUM
cblr-14252	1018	5	,	,	PUNCT
cblr-14252	1018	6	2022	2022	NUM
cblr-14252	1018	7	)	)	PUNCT
cblr-14252	1018	8	,	,	PUNCT
cblr-14252	1018	9	https://securityintelligence.com/articles/how-ccpa-shaping-states-dataprivacy/	https://securityintelligence.com/articles/how-ccpa-shaping-states-dataprivacy/	PROPN
cblr-14252	1019	1	[	[	X
cblr-14252	1019	2	https://perma.cc/r8fm-bzx4	https://perma.cc/r8fm-bzx4	X
cblr-14252	1019	3	]	]	X
cblr-14252	1019	4	.	.	PUNCT
cblr-14252	1020	1	as	as	ADP
cblr-14252	1020	2	the	the	DET
cblr-14252	1020	3	most	most	ADV
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cblr-14252	1020	10	,	,	PUNCT
cblr-14252	1020	11	the	the	DET
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cblr-14252	1020	28	about	about	ADP
cblr-14252	1020	29	the	the	DET
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cblr-14252	1020	31	for	for	ADP
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cblr-14252	1020	39	,	,	PUNCT
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cblr-14252	1020	43	381	381	NUM
cblr-14252	1020	44	a	a	DET
cblr-14252	1020	45	cohesive	cohesive	ADJ
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cblr-14252	1020	47	data	datum	NOUN
cblr-14252	1020	48	privacy	privacy	NOUN
cblr-14252	1020	49	framework	framework	NOUN
cblr-14252	1020	50	.	.	PUNCT
cblr-14252	1021	1	indeed	indeed	ADV
cblr-14252	1021	2	,	,	PUNCT
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cblr-14252	1021	4	like	like	ADP
cblr-14252	1021	5	colorado	colorado	PROPN
cblr-14252	1021	6	,	,	PUNCT
cblr-14252	1021	7	connecticut	connecticut	PROPN
cblr-14252	1021	8	,	,	PUNCT
cblr-14252	1021	9	utah	utah	PROPN
cblr-14252	1021	10	,	,	PUNCT
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cblr-14252	1021	13	have	have	AUX
cblr-14252	1021	14	adopted	adopt	VERB
cblr-14252	1021	15	privacy	privacy	NOUN
cblr-14252	1021	16	regulations	regulation	NOUN
cblr-14252	1021	17	that	that	PRON
cblr-14252	1021	18	align	align	VERB
cblr-14252	1021	19	with	with	ADP
cblr-14252	1021	20	the	the	DET
cblr-14252	1021	21	ccpa	ccpa	NOUN
cblr-14252	1021	22	’s	’s	PART
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cblr-14252	1021	29	,	,	PUNCT
cblr-14252	1021	30	data	datum	NOUN
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cblr-14252	1021	32	,	,	PUNCT
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cblr-14252	1021	34	the	the	DET
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cblr-14252	1021	36	of	of	ADP
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cblr-14252	1022	2	,	,	PUNCT
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cblr-14252	1022	52	in	in	ADP
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cblr-14252	1023	33	p	p	X
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cblr-14252	1030	37	big	big	ADJ
cblr-14252	1030	38	-	-	PUNCT
cblr-14252	1030	39	tech	tech	NOUN
cblr-14252	1030	40	-	-	PUNCT
cblr-14252	1030	41	privacy	privacy	NOUN
cblr-14252	1030	42	-	-	PUNCT
cblr-14252	1030	43	officers	officer	NOUN
cblr-14252	1030	44	-	-	PUNCT
cblr-14252	1030	45	say	say	VERB
cblr-14252	1030	46	[	[	X
cblr-14252	1030	47	https://perma.cc/xvr6-nugp	https://perma.cc/xvr6-nugp	X
cblr-14252	1030	48	]	]	PUNCT
cblr-14252	1030	49	.	.	PUNCT
cblr-14252	1031	1	several	several	ADJ
cblr-14252	1031	2	federal	federal	ADJ
cblr-14252	1031	3	bills	bill	NOUN
cblr-14252	1031	4	have	have	AUX
cblr-14252	1031	5	been	be	AUX
cblr-14252	1031	6	introduced	introduce	VERB
cblr-14252	1031	7	,	,	PUNCT
cblr-14252	1031	8	including	include	VERB
cblr-14252	1031	9	the	the	DET
cblr-14252	1031	10	consumer	consumer	NOUN
cblr-14252	1031	11	online	online	NOUN
cblr-14252	1031	12	privacy	privacy	PROPN
cblr-14252	1031	13	rights	right	NOUN
cblr-14252	1031	14	act	act	NOUN
cblr-14252	1031	15	and	and	CCONJ
cblr-14252	1031	16	the	the	DET
cblr-14252	1031	17	american	american	PROPN
cblr-14252	1031	18	data	data	PROPN
cblr-14252	1031	19	privacy	privacy	PROPN
cblr-14252	1031	20	and	and	CCONJ
cblr-14252	1031	21	protection	protection	PROPN
cblr-14252	1031	22	act	act	PROPN
cblr-14252	1031	23	(	(	PUNCT
cblr-14252	1031	24	adppa	adppa	ADJ
cblr-14252	1031	25	)	)	PUNCT
cblr-14252	1031	26	,	,	PUNCT
cblr-14252	1031	27	both	both	PRON
cblr-14252	1031	28	of	of	ADP
cblr-14252	1031	29	which	which	PRON
cblr-14252	1031	30	draw	draw	VERB
cblr-14252	1031	31	from	from	ADP
cblr-14252	1031	32	the	the	DET
cblr-14252	1031	33	principles	principle	NOUN
cblr-14252	1031	34	established	establish	VERB
cblr-14252	1031	35	by	by	ADP
cblr-14252	1031	36	the	the	DET
cblr-14252	1031	37	ccpa	ccpa	NOUN
cblr-14252	1031	38	.	.	PUNCT
cblr-14252	1032	1	see	see	VERB
cblr-14252	1032	2	lynn	lynn	PROPN
cblr-14252	1032	3	parker	parker	PROPN
cblr-14252	1032	4	dupree	dupree	PROPN
cblr-14252	1032	5	&	&	CCONJ
cblr-14252	1032	6	taryn	taryn	PROPN
cblr-14252	1032	7	willett	willett	PROPN
cblr-14252	1032	8	,	,	PUNCT
cblr-14252	1032	9	seeking	seek	VERB
cblr-14252	1032	10	synergy	synergy	NOUN
cblr-14252	1032	11	between	between	ADP
cblr-14252	1032	12	ai	ai	PROPN
cblr-14252	1032	13	,	,	PUNCT
cblr-14252	1032	14	privacy	privacy	NOUN
cblr-14252	1032	15	regulations	regulation	NOUN
cblr-14252	1032	16	,	,	PUNCT
cblr-14252	1032	17	reuters	reuters	PROPN
cblr-14252	1032	18	(	(	PUNCT
cblr-14252	1032	19	nov	nov	PROPN
cblr-14252	1032	20	.	.	PROPN
cblr-14252	1032	21	17	17	NUM
cblr-14252	1032	22	,	,	PUNCT
cblr-14252	1032	23	2023	2023	NUM
cblr-14252	1032	24	,	,	PUNCT
cblr-14252	1032	25	4:09	4:09	NUM
cblr-14252	1032	26	pm	pm	NOUN
cblr-14252	1032	27	est	est	X
cblr-14252	1032	28	)	)	PUNCT
cblr-14252	1032	29	,	,	PUNCT
cblr-14252	1032	30	https://www.reuters.com/legal/legalindustry/seeking-synergybetween-ai-privacy-regulations-2023-11-17	https://www.reuters.com/legal/legalindustry/seeking-synergybetween-ai-privacy-regulations-2023-11-17	NOUN
cblr-14252	1032	31	.	.	PUNCT
cblr-14252	1033	1	finally	finally	ADV
cblr-14252	1033	2	,	,	PUNCT
cblr-14252	1033	3	due	due	ADP
cblr-14252	1033	4	to	to	ADP
cblr-14252	1033	5	california	california	PROPN
cblr-14252	1033	6	’s	’s	PART
cblr-14252	1033	7	economic	economic	ADJ
cblr-14252	1033	8	influence	influence	NOUN
cblr-14252	1033	9	and	and	CCONJ
cblr-14252	1033	10	population	population	NOUN
cblr-14252	1033	11	size	size	NOUN
cblr-14252	1033	12	,	,	PUNCT
cblr-14252	1033	13	many	many	ADJ
cblr-14252	1033	14	companies	company	NOUN
cblr-14252	1033	15	have	have	AUX
cblr-14252	1033	16	chosen	choose	VERB
cblr-14252	1033	17	to	to	PART
cblr-14252	1033	18	apply	apply	VERB
cblr-14252	1033	19	ccpa	ccpa	NOUN
cblr-14252	1033	20	-	-	PUNCT
cblr-14252	1033	21	compliant	compliant	ADJ
cblr-14252	1033	22	policies	policy	NOUN
cblr-14252	1033	23	to	to	ADP
cblr-14252	1033	24	all	all	DET
cblr-14252	1033	25	u.s	u.s	PROPN
cblr-14252	1033	26	.	.	PROPN
cblr-14252	1033	27	consumers	consumer	NOUN
cblr-14252	1033	28	rather	rather	ADV
cblr-14252	1033	29	than	than	ADP
cblr-14252	1033	30	maintain	maintain	VERB
cblr-14252	1033	31	separate	separate	ADJ
cblr-14252	1033	32	privacy	privacy	NOUN
cblr-14252	1033	33	practices	practice	NOUN
cblr-14252	1033	34	for	for	ADP
cblr-14252	1033	35	different	different	ADJ
cblr-14252	1033	36	states	state	NOUN
cblr-14252	1033	37	.	.	PUNCT
cblr-14252	1034	1	this	this	DET
cblr-14252	1034	2	trend	trend	NOUN
cblr-14252	1034	3	has	have	AUX
cblr-14252	1034	4	effectively	effectively	ADV
cblr-14252	1034	5	made	make	VERB
cblr-14252	1034	6	the	the	DET
cblr-14252	1034	7	ccpa	ccpa	NOUN
cblr-14252	1034	8	a	a	DET
cblr-14252	1034	9	de	de	X
cblr-14252	1034	10	facto	facto	X
cblr-14252	1034	11	national	national	ADJ
cblr-14252	1034	12	standard	standard	NOUN
cblr-14252	1034	13	,	,	PUNCT
cblr-14252	1034	14	pressuring	pressure	VERB
cblr-14252	1034	15	federal	federal	ADJ
cblr-14252	1034	16	lawmakers	lawmaker	NOUN
cblr-14252	1034	17	to	to	PART
cblr-14252	1034	18	create	create	VERB
cblr-14252	1034	19	a	a	DET
cblr-14252	1034	20	uniform	uniform	ADJ
cblr-14252	1034	21	privacy	privacy	NOUN
cblr-14252	1034	22	regulation	regulation	NOUN
cblr-14252	1034	23	.	.	PUNCT
cblr-14252	1035	1	i	i	PRON
cblr-14252	1035	2	d.	d.	PROPN
cblr-14252	1035	3	382	382	NUM
cblr-14252	1035	4	columbia	columbia	PROPN
cblr-14252	1035	5	business	business	NOUN
cblr-14252	1035	6	law	law	PROPN
cblr-14252	1035	7	review	review	NOUN
cblr-14252	1035	8	[	[	X
cblr-14252	1035	9	vol	vol	NOUN
cblr-14252	1035	10	.	.	PUNCT
cblr-14252	1036	1	2025	2025	NUM
cblr-14252	1036	2	state	state	NOUN
cblr-14252	1036	3	action	action	NOUN
cblr-14252	1036	4	on	on	ADP
cblr-14252	1036	5	the	the	DET
cblr-14252	1036	6	gambling	gambling	NOUN
cblr-14252	1036	7	-	-	PUNCT
cblr-14252	1036	8	like	like	ADJ
cblr-14252	1036	9	elements	element	NOUN
cblr-14252	1036	10	of	of	ADP
cblr-14252	1036	11	trading	trading	NOUN
cblr-14252	1036	12	platforms	platform	NOUN
cblr-14252	1036	13	could	could	AUX
cblr-14252	1036	14	influence	influence	VERB
cblr-14252	1036	15	future	future	ADJ
cblr-14252	1036	16	federal	federal	ADJ
cblr-14252	1036	17	regulations	regulation	NOUN
cblr-14252	1036	18	.	.	PUNCT
cblr-14252	1037	1	the	the	DET
cblr-14252	1037	2	role	role	NOUN
cblr-14252	1037	3	of	of	ADP
cblr-14252	1037	4	gaming	gaming	NOUN
cblr-14252	1037	5	boards	board	NOUN
cblr-14252	1037	6	,	,	PUNCT
cblr-14252	1037	7	traditionally	traditionally	ADV
cblr-14252	1037	8	confined	confine	VERB
cblr-14252	1037	9	to	to	ADP
cblr-14252	1037	10	regulating	regulate	VERB
cblr-14252	1037	11	casinos	casino	NOUN
cblr-14252	1037	12	and	and	CCONJ
cblr-14252	1037	13	lotteries	lottery	NOUN
cblr-14252	1037	14	,	,	PUNCT
cblr-14252	1037	15	could	could	AUX
cblr-14252	1037	16	expand	expand	VERB
cblr-14252	1037	17	to	to	PART
cblr-14252	1037	18	include	include	VERB
cblr-14252	1037	19	oversight	oversight	NOUN
cblr-14252	1037	20	of	of	ADP
cblr-14252	1037	21	trading	trading	NOUN
cblr-14252	1037	22	apps	app	NOUN
cblr-14252	1037	23	if	if	SCONJ
cblr-14252	1037	24	these	these	DET
cblr-14252	1037	25	platforms	platform	NOUN
cblr-14252	1037	26	are	be	AUX
cblr-14252	1037	27	determined	determined	ADJ
cblr-14252	1037	28	to	to	PART
cblr-14252	1037	29	function	function	VERB
cblr-14252	1037	30	as	as	ADP
cblr-14252	1037	31	hybrid	hybrid	ADJ
cblr-14252	1037	32	financial	financial	ADJ
cblr-14252	1037	33	-	-	PUNCT
cblr-14252	1037	34	gambling	gambling	NOUN
cblr-14252	1037	35	entities	entity	NOUN
cblr-14252	1037	36	.	.	PUNCT
cblr-14252	1038	1	as	as	SCONJ
cblr-14252	1038	2	this	this	DET
cblr-14252	1038	3	article	article	NOUN
cblr-14252	1038	4	explores	explore	VERB
cblr-14252	1038	5	,	,	PUNCT
cblr-14252	1038	6	the	the	DET
cblr-14252	1038	7	intersection	intersection	NOUN
cblr-14252	1038	8	of	of	ADP
cblr-14252	1038	9	addictive	addictive	ADJ
cblr-14252	1038	10	digital	digital	ADJ
cblr-14252	1038	11	engagement	engagement	NOUN
cblr-14252	1038	12	practices	practice	NOUN
cblr-14252	1038	13	and	and	CCONJ
cblr-14252	1038	14	trading	trading	NOUN
cblr-14252	1038	15	apps	app	NOUN
cblr-14252	1038	16	demands	demand	VERB
cblr-14252	1038	17	a	a	DET
cblr-14252	1038	18	recalibration	recalibration	NOUN
cblr-14252	1038	19	of	of	ADP
cblr-14252	1038	20	existing	exist	VERB
cblr-14252	1038	21	regulatory	regulatory	ADJ
cblr-14252	1038	22	frameworks	framework	NOUN
cblr-14252	1038	23	.	.	PUNCT
cblr-14252	1039	1	the	the	DET
cblr-14252	1039	2	fusion	fusion	NOUN
cblr-14252	1039	3	of	of	ADP
cblr-14252	1039	4	investing	investing	NOUN
cblr-14252	1039	5	and	and	CCONJ
cblr-14252	1039	6	gambling	gambling	NOUN
cblr-14252	1039	7	calls	call	NOUN
cblr-14252	1039	8	for	for	ADP
cblr-14252	1039	9	a	a	DET
cblr-14252	1039	10	holistic	holistic	ADJ
cblr-14252	1039	11	approach	approach	NOUN
cblr-14252	1039	12	that	that	PRON
cblr-14252	1039	13	considers	consider	VERB
cblr-14252	1039	14	both	both	CCONJ
cblr-14252	1039	15	financial	financial	ADJ
cblr-14252	1039	16	and	and	CCONJ
cblr-14252	1039	17	consumer	consumer	NOUN
cblr-14252	1039	18	protection	protection	NOUN
cblr-14252	1039	19	perspectives	perspective	NOUN
cblr-14252	1039	20	.	.	PUNCT
cblr-14252	1040	1	regulatory	regulatory	ADJ
cblr-14252	1040	2	bodies	body	NOUN
cblr-14252	1040	3	,	,	PUNCT
cblr-14252	1040	4	including	include	VERB
cblr-14252	1040	5	state	state	NOUN
cblr-14252	1040	6	gaming	gaming	NOUN
cblr-14252	1040	7	boards	board	NOUN
cblr-14252	1040	8	,	,	PUNCT
cblr-14252	1040	9	the	the	DET
cblr-14252	1040	10	sec	sec	PROPN
cblr-14252	1040	11	,	,	PUNCT
cblr-14252	1040	12	and	and	CCONJ
cblr-14252	1040	13	the	the	DET
cblr-14252	1040	14	ftc	ftc	PROPN
cblr-14252	1040	15	,	,	PUNCT
cblr-14252	1040	16	may	may	AUX
cblr-14252	1040	17	need	need	VERB
cblr-14252	1040	18	to	to	PART
cblr-14252	1040	19	collaborate	collaborate	VERB
cblr-14252	1040	20	in	in	ADP
cblr-14252	1040	21	defining	define	VERB
cblr-14252	1040	22	and	and	CCONJ
cblr-14252	1040	23	addressing	address	VERB
cblr-14252	1040	24	these	these	DET
cblr-14252	1040	25	issues	issue	NOUN
cblr-14252	1040	26	.	.	PUNCT
cblr-14252	1041	1	this	this	PRON
cblr-14252	1041	2	might	might	AUX
cblr-14252	1041	3	involve	involve	VERB
cblr-14252	1041	4	updating	update	VERB
cblr-14252	1041	5	definitions	definition	NOUN
cblr-14252	1041	6	of	of	ADP
cblr-14252	1041	7	gambling	gambling	NOUN
cblr-14252	1041	8	to	to	PART
cblr-14252	1041	9	encompass	encompass	VERB
cblr-14252	1041	10	financial	financial	ADJ
cblr-14252	1041	11	products	product	NOUN
cblr-14252	1041	12	,	,	PUNCT
cblr-14252	1041	13	imposing	impose	VERB
cblr-14252	1041	14	stricter	strict	ADJ
cblr-14252	1041	15	requirements	requirement	NOUN
cblr-14252	1041	16	on	on	ADP
cblr-14252	1041	17	the	the	DET
cblr-14252	1041	18	design	design	NOUN
cblr-14252	1041	19	and	and	CCONJ
cblr-14252	1041	20	marketing	marketing	NOUN
cblr-14252	1041	21	of	of	ADP
cblr-14252	1041	22	gamified	gamifie	VERB
cblr-14252	1041	23	trading	trading	NOUN
cblr-14252	1041	24	apps	app	NOUN
cblr-14252	1041	25	,	,	PUNCT
cblr-14252	1041	26	or	or	CCONJ
cblr-14252	1041	27	even	even	ADV
cblr-14252	1041	28	developing	develop	VERB
cblr-14252	1041	29	new	new	ADJ
cblr-14252	1041	30	categories	category	NOUN
cblr-14252	1041	31	of	of	ADP
cblr-14252	1041	32	regulation	regulation	NOUN
cblr-14252	1041	33	that	that	PRON
cblr-14252	1041	34	recognize	recognize	VERB
cblr-14252	1041	35	the	the	DET
cblr-14252	1041	36	hybrid	hybrid	ADJ
cblr-14252	1041	37	nature	nature	NOUN
cblr-14252	1041	38	of	of	ADP
cblr-14252	1041	39	these	these	DET
cblr-14252	1041	40	platforms	platform	NOUN
cblr-14252	1041	41	.	.	PUNCT
cblr-14252	1042	1	given	give	VERB
cblr-14252	1042	2	the	the	DET
cblr-14252	1042	3	social	social	ADJ
cblr-14252	1042	4	and	and	CCONJ
cblr-14252	1042	5	financial	financial	ADJ
cblr-14252	1042	6	risks	risk	NOUN
cblr-14252	1042	7	posed	pose	VERB
cblr-14252	1042	8	by	by	ADP
cblr-14252	1042	9	addictive	addictive	ADJ
cblr-14252	1042	10	deps	dep	NOUN
cblr-14252	1042	11	,	,	PUNCT
cblr-14252	1042	12	the	the	DET
cblr-14252	1042	13	time	time	NOUN
cblr-14252	1042	14	is	be	AUX
cblr-14252	1042	15	ripe	ripe	ADJ
cblr-14252	1042	16	for	for	ADP
cblr-14252	1042	17	a	a	DET
cblr-14252	1042	18	serious	serious	ADJ
cblr-14252	1042	19	reconsideration	reconsideration	NOUN
cblr-14252	1042	20	of	of	ADP
cblr-14252	1042	21	how	how	SCONJ
cblr-14252	1042	22	trading	trading	NOUN
cblr-14252	1042	23	platforms	platform	NOUN
cblr-14252	1042	24	are	be	AUX
cblr-14252	1042	25	governed	govern	VERB
cblr-14252	1042	26	.	.	PUNCT
cblr-14252	1043	1	the	the	DET
cblr-14252	1043	2	lessons	lesson	NOUN
cblr-14252	1043	3	from	from	ADP
cblr-14252	1043	4	gambling	gamble	VERB
cblr-14252	1043	5	regulation	regulation	NOUN
cblr-14252	1043	6	—	—	PUNCT
cblr-14252	1043	7	focused	focus	VERB
cblr-14252	1043	8	on	on	ADP
cblr-14252	1043	9	addiction	addiction	NOUN
cblr-14252	1043	10	prevention	prevention	NOUN
cblr-14252	1043	11	,	,	PUNCT
cblr-14252	1043	12	consumer	consumer	NOUN
cblr-14252	1043	13	protection	protection	NOUN
cblr-14252	1043	14	,	,	PUNCT
cblr-14252	1043	15	and	and	CCONJ
cblr-14252	1043	16	ethical	ethical	ADJ
cblr-14252	1043	17	business	business	NOUN
cblr-14252	1043	18	practices	practice	NOUN
cblr-14252	1043	19	—	—	PUNCT
cblr-14252	1043	20	can	can	AUX
cblr-14252	1043	21	provide	provide	VERB
cblr-14252	1043	22	valuable	valuable	ADJ
cblr-14252	1043	23	insights	insight	NOUN
cblr-14252	1043	24	for	for	ADP
cblr-14252	1043	25	crafting	craft	VERB
cblr-14252	1043	26	robust	robust	ADJ
cblr-14252	1043	27	rules	rule	NOUN
cblr-14252	1043	28	that	that	PRON
cblr-14252	1043	29	address	address	VERB
cblr-14252	1043	30	the	the	DET
cblr-14252	1043	31	emerging	emerge	VERB
cblr-14252	1043	32	threats	threat	NOUN
cblr-14252	1043	33	in	in	ADP
cblr-14252	1043	34	this	this	DET
cblr-14252	1043	35	rapidly	rapidly	ADV
cblr-14252	1043	36	evolving	evolve	VERB
cblr-14252	1043	37	space	space	NOUN
cblr-14252	1043	38	.	.	PUNCT
cblr-14252	1044	1	ultimately	ultimately	ADV
cblr-14252	1044	2	,	,	PUNCT
cblr-14252	1044	3	the	the	DET
cblr-14252	1044	4	integration	integration	NOUN
cblr-14252	1044	5	of	of	ADP
cblr-14252	1044	6	gaming	gaming	NOUN
cblr-14252	1044	7	boards	board	NOUN
cblr-14252	1044	8	and	and	CCONJ
cblr-14252	1044	9	addiction	addiction	NOUN
cblr-14252	1044	10	regulation	regulation	NOUN
cblr-14252	1044	11	into	into	ADP
cblr-14252	1044	12	the	the	DET
cblr-14252	1044	13	broader	broad	ADJ
cblr-14252	1044	14	oversight	oversight	NOUN
cblr-14252	1044	15	of	of	ADP
cblr-14252	1044	16	trading	trading	NOUN
cblr-14252	1044	17	apps	app	NOUN
cblr-14252	1044	18	could	could	AUX
cblr-14252	1044	19	play	play	VERB
cblr-14252	1044	20	a	a	DET
cblr-14252	1044	21	key	key	ADJ
cblr-14252	1044	22	role	role	NOUN
cblr-14252	1044	23	in	in	ADP
cblr-14252	1044	24	protecting	protect	VERB
cblr-14252	1044	25	retail	retail	ADJ
cblr-14252	1044	26	investors	investor	NOUN
cblr-14252	1044	27	from	from	ADP
cblr-14252	1044	28	the	the	DET
cblr-14252	1044	29	predatory	predatory	ADJ
cblr-14252	1044	30	practices	practice	NOUN
cblr-14252	1044	31	that	that	PRON
cblr-14252	1044	32	deps	dep	NOUN
cblr-14252	1044	33	enable	enable	ADJ
cblr-14252	1044	34	.	.	PUNCT
cblr-14252	1045	1	ii	ii	PROPN
cblr-14252	1045	2	.	.	PUNCT
cblr-14252	1046	1	first	first	PROPN
cblr-14252	1046	2	amendment	amendment	NOUN
cblr-14252	1046	3	challenges	challenge	VERB
cblr-14252	1046	4	the	the	DET
cblr-14252	1046	5	broad	broad	ADJ
cblr-14252	1046	6	scope	scope	NOUN
cblr-14252	1046	7	of	of	ADP
cblr-14252	1046	8	the	the	DET
cblr-14252	1046	9	first	first	ADJ
cblr-14252	1046	10	amendment	amendment	NOUN
cblr-14252	1046	11	in	in	ADP
cblr-14252	1046	12	the	the	DET
cblr-14252	1046	13	u.s	u.s	PROPN
cblr-14252	1046	14	.	.	PROPN
cblr-14252	1046	15	provides	provide	VERB
cblr-14252	1046	16	robust	robust	ADJ
cblr-14252	1046	17	and	and	CCONJ
cblr-14252	1046	18	distinctive	distinctive	ADJ
cblr-14252	1046	19	protections	protection	NOUN
cblr-14252	1046	20	to	to	ADP
cblr-14252	1046	21	speech	speech	NOUN
cblr-14252	1046	22	,	,	PUNCT
cblr-14252	1046	23	often	often	ADV
cblr-14252	1046	24	extending	extend	VERB
cblr-14252	1046	25	beyond	beyond	ADP
cblr-14252	1046	26	the	the	DET
cblr-14252	1046	27	limitations	limitation	NOUN
cblr-14252	1046	28	seen	see	VERB
cblr-14252	1046	29	in	in	ADP
cblr-14252	1046	30	other	other	ADJ
cblr-14252	1046	31	no	no	NOUN
cblr-14252	1046	32	.	.	NOUN
cblr-14252	1046	33	1	1	NUM
cblr-14252	1046	34	]	]	PUNCT
cblr-14252	1046	35	risk	risk	NOUN
cblr-14252	1046	36	,	,	PUNCT
cblr-14252	1046	37	discretion	discretion	NOUN
cblr-14252	1046	38	,	,	PUNCT
cblr-14252	1046	39	and	and	CCONJ
cblr-14252	1046	40	bank	bank	NOUN
cblr-14252	1046	41	supervision	supervision	NOUN
cblr-14252	1046	42	383	383	NUM
cblr-14252	1046	43	jurisdictions.236	jurisdictions.236	NUM
cblr-14252	1046	44	when	when	SCONJ
cblr-14252	1046	45	applied	apply	VERB
cblr-14252	1046	46	to	to	ADP
cblr-14252	1046	47	the	the	DET
cblr-14252	1046	48	gamified	gamifie	VERB
cblr-14252	1046	49	features	feature	NOUN
cblr-14252	1046	50	of	of	ADP
cblr-14252	1046	51	digital	digital	ADJ
cblr-14252	1046	52	trading	trading	NOUN
cblr-14252	1046	53	platforms	platform	NOUN
cblr-14252	1046	54	,	,	PUNCT
cblr-14252	1046	55	this	this	DET
cblr-14252	1046	56	protection	protection	NOUN
cblr-14252	1046	57	could	could	AUX
cblr-14252	1046	58	significantly	significantly	ADV
cblr-14252	1046	59	shape	shape	VERB
cblr-14252	1046	60	regulatory	regulatory	ADJ
cblr-14252	1046	61	approaches	approach	NOUN
cblr-14252	1046	62	.	.	PUNCT
cblr-14252	1047	1	in	in	ADP
cblr-14252	1047	2	the	the	DET
cblr-14252	1047	3	u.s	u.s	PROPN
cblr-14252	1047	4	.	.	PROPN
cblr-14252	1047	5	,	,	PUNCT
cblr-14252	1047	6	attempts	attempt	VERB
cblr-14252	1047	7	to	to	PART
cblr-14252	1047	8	regulate	regulate	VERB
cblr-14252	1047	9	these	these	DET
cblr-14252	1047	10	design	design	NOUN
cblr-14252	1047	11	elements	element	NOUN
cblr-14252	1047	12	might	might	AUX
cblr-14252	1047	13	be	be	AUX
cblr-14252	1047	14	met	meet	VERB
cblr-14252	1047	15	with	with	ADP
cblr-14252	1047	16	claims	claim	NOUN
cblr-14252	1047	17	that	that	SCONJ
cblr-14252	1047	18	they	they	PRON
cblr-14252	1047	19	infringe	infringe	VERB
cblr-14252	1047	20	on	on	ADP
cblr-14252	1047	21	free	free	ADJ
cblr-14252	1047	22	speech	speech	NOUN
cblr-14252	1047	23	,	,	PUNCT
cblr-14252	1047	24	as	as	SCONJ
cblr-14252	1047	25	platforms	platform	NOUN
cblr-14252	1047	26	could	could	AUX
cblr-14252	1047	27	argue	argue	VERB
cblr-14252	1047	28	that	that	SCONJ
cblr-14252	1047	29	their	their	PRON
cblr-14252	1047	30	user	user	NOUN
cblr-14252	1047	31	interfaces	interface	NOUN
cblr-14252	1047	32	and	and	CCONJ
cblr-14252	1047	33	gamified	gamifie	VERB
cblr-14252	1047	34	features	feature	NOUN
cblr-14252	1047	35	constitute	constitute	VERB
cblr-14252	1047	36	expressive	expressive	ADJ
cblr-14252	1047	37	conduct	conduct	NOUN
cblr-14252	1047	38	.	.	PUNCT
cblr-14252	1048	1	under	under	ADP
cblr-14252	1048	2	u.s	u.s	PROPN
cblr-14252	1048	3	.	.	PROPN
cblr-14252	1048	4	jurisprudence	jurisprudence	NOUN
cblr-14252	1048	5	,	,	PUNCT
cblr-14252	1048	6	courts	court	NOUN
cblr-14252	1048	7	would	would	AUX
cblr-14252	1048	8	carefully	carefully	ADV
cblr-14252	1048	9	consider	consider	VERB
cblr-14252	1048	10	whether	whether	SCONJ
cblr-14252	1048	11	such	such	ADJ
cblr-14252	1048	12	features	feature	NOUN
cblr-14252	1048	13	are	be	AUX
cblr-14252	1048	14	commercial	commercial	ADJ
cblr-14252	1048	15	speech	speech	NOUN
cblr-14252	1048	16	,	,	PUNCT
cblr-14252	1048	17	fully	fully	ADV
cblr-14252	1048	18	protected	protect	VERB
cblr-14252	1048	19	expression	expression	NOUN
cblr-14252	1048	20	,	,	PUNCT
cblr-14252	1048	21	or	or	CCONJ
cblr-14252	1048	22	merely	merely	ADV
cblr-14252	1048	23	conduct	conduct	NOUN
cblr-14252	1048	24	that	that	PRON
cblr-14252	1048	25	could	could	AUX
cblr-14252	1048	26	be	be	AUX
cblr-14252	1048	27	more	more	ADV
cblr-14252	1048	28	easily	easily	ADV
cblr-14252	1048	29	regulated	regulate	VERB
cblr-14252	1048	30	.	.	PUNCT
cblr-14252	1049	1	in	in	ADP
cblr-14252	1049	2	contrast	contrast	NOUN
cblr-14252	1049	3	,	,	PUNCT
cblr-14252	1049	4	freedom	freedom	NOUN
cblr-14252	1049	5	of	of	ADP
cblr-14252	1049	6	speech	speech	NOUN
cblr-14252	1049	7	in	in	ADP
cblr-14252	1049	8	jurisdictions	jurisdiction	NOUN
cblr-14252	1049	9	like	like	ADP
cblr-14252	1049	10	the	the	DET
cblr-14252	1049	11	european	european	PROPN
cblr-14252	1049	12	union	union	PROPN
cblr-14252	1049	13	or	or	CCONJ
cblr-14252	1049	14	the	the	DET
cblr-14252	1049	15	uk	uk	PROPN
cblr-14252	1049	16	,	,	PUNCT
cblr-14252	1049	17	is	be	AUX
cblr-14252	1049	18	typically	typically	ADV
cblr-14252	1049	19	more	more	ADV
cblr-14252	1049	20	balanced	balanced	ADJ
cblr-14252	1049	21	against	against	ADP
cblr-14252	1049	22	competing	compete	VERB
cblr-14252	1049	23	interests	interest	NOUN
cblr-14252	1049	24	such	such	ADJ
cblr-14252	1049	25	as	as	ADP
cblr-14252	1049	26	consumer	consumer	NOUN
cblr-14252	1049	27	protection	protection	NOUN
cblr-14252	1049	28	,	,	PUNCT
cblr-14252	1049	29	public	public	ADJ
cblr-14252	1049	30	order	order	NOUN
cblr-14252	1049	31	,	,	PUNCT
cblr-14252	1049	32	or	or	CCONJ
cblr-14252	1049	33	privacy	privacy	NOUN
cblr-14252	1049	34	.	.	PUNCT
cblr-14252	1050	1	while	while	SCONJ
cblr-14252	1050	2	these	these	DET
cblr-14252	1050	3	jurisdictions	jurisdiction	NOUN
cblr-14252	1050	4	recognize	recognize	VERB
cblr-14252	1050	5	expressive	expressive	ADJ
cblr-14252	1050	6	rights	right	NOUN
cblr-14252	1050	7	,	,	PUNCT
cblr-14252	1050	8	they	they	PRON
cblr-14252	1050	9	are	be	AUX
cblr-14252	1050	10	more	more	ADV
cblr-14252	1050	11	willing	willing	ADJ
cblr-14252	1050	12	to	to	PART
cblr-14252	1050	13	limit	limit	VERB
cblr-14252	1050	14	or	or	CCONJ
cblr-14252	1050	15	regulate	regulate	VERB
cblr-14252	1050	16	speech	speech	NOUN
cblr-14252	1050	17	when	when	SCONJ
cblr-14252	1050	18	it	it	PRON
cblr-14252	1050	19	conflicts	conflict	VERB
cblr-14252	1050	20	with	with	ADP
cblr-14252	1050	21	these	these	DET
cblr-14252	1050	22	other	other	ADJ
cblr-14252	1050	23	priorities.237	priorities.237	NOUN
cblr-14252	1050	24	for	for	ADP
cblr-14252	1050	25	example	example	NOUN
cblr-14252	1050	26	,	,	PUNCT
cblr-14252	1050	27	gamified	gamifie	VERB
cblr-14252	1050	28	features	feature	NOUN
cblr-14252	1050	29	that	that	PRON
cblr-14252	1050	30	might	might	AUX
cblr-14252	1050	31	236	236	NUM
cblr-14252	1050	32	in	in	ADP
cblr-14252	1050	33	healy	healy	PROPN
cblr-14252	1050	34	v.	v.	ADP
cblr-14252	1050	35	james	james	PROPN
cblr-14252	1050	36	,	,	PUNCT
cblr-14252	1050	37	408	408	NUM
cblr-14252	1050	38	u.s	u.s	AUX
cblr-14252	1050	39	.	.	PROPN
cblr-14252	1050	40	169	169	NUM
cblr-14252	1050	41	,	,	PUNCT
cblr-14252	1050	42	188	188	NUM
cblr-14252	1050	43	(	(	PUNCT
cblr-14252	1050	44	1972	1972	NUM
cblr-14252	1050	45	)	)	PUNCT
cblr-14252	1050	46	(	(	PUNCT
cblr-14252	1050	47	citing	cite	VERB
cblr-14252	1050	48	communist	communist	PROPN
cblr-14252	1050	49	party	party	PROPN
cblr-14252	1050	50	v.	v.	PROPN
cblr-14252	1050	51	sacb	sacb	PROPN
cblr-14252	1050	52	,	,	PUNCT
cblr-14252	1050	53	367	367	NUM
cblr-14252	1050	54	u.	u.	PROPN
cblr-14252	1050	55	s.	s.	PROPN
cblr-14252	1050	56	1	1	NUM
cblr-14252	1050	57	(	(	PUNCT
cblr-14252	1050	58	1961	1961	NUM
cblr-14252	1050	59	)	)	PUNCT
cblr-14252	1050	60	(	(	PUNCT
cblr-14252	1050	61	black	black	NOUN
cblr-14252	1050	62	,	,	PUNCT
cblr-14252	1050	63	j.	j.	PROPN
cblr-14252	1050	64	,	,	PUNCT
cblr-14252	1050	65	dissenting	dissent	VERB
cblr-14252	1050	66	)	)	PUNCT
cblr-14252	1050	67	)	)	PUNCT
cblr-14252	1050	68	.	.	PUNCT
cblr-14252	1051	1	,	,	PUNCT
cblr-14252	1051	2	the	the	DET
cblr-14252	1051	3	supreme	supreme	PROPN
cblr-14252	1051	4	court	court	PROPN
cblr-14252	1051	5	emphasized	emphasize	VERB
cblr-14252	1051	6	that	that	SCONJ
cblr-14252	1051	7	first	first	ADJ
cblr-14252	1051	8	amendment	amendment	NOUN
cblr-14252	1051	9	protections	protection	NOUN
cblr-14252	1051	10	must	must	AUX
cblr-14252	1051	11	extend	extend	VERB
cblr-14252	1051	12	even	even	ADV
cblr-14252	1051	13	to	to	ADP
cblr-14252	1051	14	"	"	PUNCT
cblr-14252	1051	15	the	the	DET
cblr-14252	1051	16	ideas	idea	NOUN
cblr-14252	1051	17	we	we	PRON
cblr-14252	1051	18	hate	hate	VERB
cblr-14252	1051	19	"	"	PUNCT
cblr-14252	1051	20	to	to	PART
cblr-14252	1051	21	preserve	preserve	VERB
cblr-14252	1051	22	those	those	PRON
cblr-14252	1051	23	we	we	PRON
cblr-14252	1051	24	cherish	cherish	VERB
cblr-14252	1051	25	.	.	PUNCT
cblr-14252	1052	1	the	the	DET
cblr-14252	1052	2	court	court	NOUN
cblr-14252	1052	3	ruled	rule	VERB
cblr-14252	1052	4	that	that	SCONJ
cblr-14252	1052	5	a	a	DET
cblr-14252	1052	6	state	state	NOUN
cblr-14252	1052	7	college	college	NOUN
cblr-14252	1052	8	’s	’s	PART
cblr-14252	1052	9	refusal	refusal	NOUN
cblr-14252	1052	10	to	to	PART
cblr-14252	1052	11	recognize	recognize	VERB
cblr-14252	1052	12	a	a	DET
cblr-14252	1052	13	students	student	NOUN
cblr-14252	1052	14	for	for	ADP
cblr-14252	1052	15	a	a	DET
cblr-14252	1052	16	democratic	democratic	ADJ
cblr-14252	1052	17	society	society	NOUN
cblr-14252	1052	18	(	(	PUNCT
cblr-14252	1052	19	sds	sds	PROPN
cblr-14252	1052	20	)	)	PUNCT
cblr-14252	1052	21	chapter	chapter	NOUN
cblr-14252	1052	22	violated	violate	VERB
cblr-14252	1052	23	free	free	ADJ
cblr-14252	1052	24	speech	speech	NOUN
cblr-14252	1052	25	rights	right	NOUN
cblr-14252	1052	26	.	.	PUNCT
cblr-14252	1053	1	similarly	similarly	ADV
cblr-14252	1053	2	,	,	PUNCT
cblr-14252	1053	3	in	in	ADP
cblr-14252	1053	4	matal	matal	PROPN
cblr-14252	1053	5	v.	v.	ADP
cblr-14252	1053	6	tam	tam	PROPN
cblr-14252	1053	7	,	,	PUNCT
cblr-14252	1053	8	137	137	NUM
cblr-14252	1053	9	s.	s.	PROPN
cblr-14252	1053	10	ct	ct	PROPN
cblr-14252	1053	11	.	.	PROPN
cblr-14252	1053	12	1744	1744	NUM
cblr-14252	1053	13	,	,	PUNCT
cblr-14252	1053	14	1768	1768	NUM
cblr-14252	1053	15	(	(	PUNCT
cblr-14252	1053	16	2017	2017	NUM
cblr-14252	1053	17	)	)	PUNCT
cblr-14252	1053	18	,	,	PUNCT
cblr-14252	1053	19	the	the	DET
cblr-14252	1053	20	court	court	NOUN
cblr-14252	1053	21	struck	strike	VERB
cblr-14252	1053	22	down	down	ADP
cblr-14252	1053	23	a	a	DET
cblr-14252	1053	24	federal	federal	ADJ
cblr-14252	1053	25	law	law	NOUN
cblr-14252	1053	26	prohibiting	prohibit	VERB
cblr-14252	1053	27	disparaging	disparage	VERB
cblr-14252	1053	28	trademarks	trademark	NOUN
cblr-14252	1053	29	after	after	SCONJ
cblr-14252	1053	30	the	the	DET
cblr-14252	1053	31	u.s	u.s	PROPN
cblr-14252	1053	32	.	.	PROPN
cblr-14252	1053	33	patent	patent	NOUN
cblr-14252	1053	34	and	and	CCONJ
cblr-14252	1053	35	trademark	trademark	NOUN
cblr-14252	1053	36	office	office	NOUN
cblr-14252	1053	37	denied	deny	VERB
cblr-14252	1053	38	a	a	DET
cblr-14252	1053	39	band	band	NOUN
cblr-14252	1053	40	’s	’s	PART
cblr-14252	1053	41	attempt	attempt	NOUN
cblr-14252	1053	42	to	to	PART
cblr-14252	1053	43	trademark	trademark	VERB
cblr-14252	1053	44	"	"	PUNCT
cblr-14252	1053	45	the	the	DET
cblr-14252	1053	46	slants	slant	NOUN
cblr-14252	1053	47	.	.	PUNCT
cblr-14252	1053	48	"	"	PUNCT
cblr-14252	1054	1	the	the	DET
cblr-14252	1054	2	decision	decision	NOUN
cblr-14252	1054	3	reinforced	reinforce	VERB
cblr-14252	1054	4	that	that	SCONJ
cblr-14252	1054	5	"	"	PUNCT
cblr-14252	1054	6	the	the	DET
cblr-14252	1054	7	proudest	proud	ADJ
cblr-14252	1054	8	boast	boast	NOUN
cblr-14252	1054	9	of	of	ADP
cblr-14252	1054	10	our	our	PRON
cblr-14252	1054	11	free	free	ADJ
cblr-14252	1054	12	speech	speech	NOUN
cblr-14252	1054	13	jurisprudence	jurisprudence	NOUN
cblr-14252	1054	14	is	be	AUX
cblr-14252	1054	15	that	that	SCONJ
cblr-14252	1054	16	we	we	PRON
cblr-14252	1054	17	protect	protect	VERB
cblr-14252	1054	18	the	the	DET
cblr-14252	1054	19	freedom	freedom	NOUN
cblr-14252	1054	20	to	to	PART
cblr-14252	1054	21	express	express	VERB
cblr-14252	1054	22	‘	'	PUNCT
cblr-14252	1054	23	the	the	DET
cblr-14252	1054	24	thought	thought	NOUN
cblr-14252	1054	25	that	that	SCONJ
cblr-14252	1054	26	we	we	PRON
cblr-14252	1054	27	hate	hate	VERB
cblr-14252	1054	28	.	.	PUNCT
cblr-14252	1054	29	’	'	PUNCT
cblr-14252	1055	1	"	"	PUNCT
cblr-14252	1055	2	the	the	DET
cblr-14252	1055	3	first	first	ADJ
cblr-14252	1055	4	amendment	amendment	NOUN
cblr-14252	1055	5	also	also	ADV
cblr-14252	1055	6	protects	protect	VERB
cblr-14252	1055	7	"	"	PUNCT
cblr-14252	1055	8	indecent	indecent	ADJ
cblr-14252	1055	9	"	"	PUNCT
cblr-14252	1055	10	but	but	CCONJ
cblr-14252	1055	11	not	not	PART
cblr-14252	1055	12	obscene	obscene	ADJ
cblr-14252	1055	13	speech	speech	NOUN
cblr-14252	1055	14	,	,	PUNCT
cblr-14252	1055	15	as	as	SCONJ
cblr-14252	1055	16	defined	define	VERB
cblr-14252	1055	17	narrowly	narrowly	ADV
cblr-14252	1055	18	in	in	ADP
cblr-14252	1055	19	miller	miller	PROPN
cblr-14252	1055	20	v.	v.	ADP
cblr-14252	1055	21	california	california	PROPN
cblr-14252	1055	22	,	,	PUNCT
cblr-14252	1055	23	413	413	NUM
cblr-14252	1055	24	u.s	u.s	PROPN
cblr-14252	1055	25	.	.	PROPN
cblr-14252	1055	26	15	15	NUM
cblr-14252	1055	27	(	(	PUNCT
cblr-14252	1055	28	1973	1973	NUM
cblr-14252	1055	29	)	)	PUNCT
cblr-14252	1055	30	.	.	PUNCT
cblr-14252	1056	1	the	the	DET
cblr-14252	1056	2	court	court	NOUN
cblr-14252	1056	3	in	in	ADP
cblr-14252	1056	4	reno	reno	PROPN
cblr-14252	1056	5	v.	v.	CCONJ
cblr-14252	1056	6	aclu	aclu	PROPN
cblr-14252	1056	7	,	,	PUNCT
cblr-14252	1056	8	521	521	NUM
cblr-14252	1056	9	u.s	u.s	PROPN
cblr-14252	1056	10	.	.	PROPN
cblr-14252	1056	11	844	844	NUM
cblr-14252	1056	12	,	,	PUNCT
cblr-14252	1056	13	874	874	NUM
cblr-14252	1056	14	(	(	PUNCT
cblr-14252	1056	15	1997	1997	NUM
cblr-14252	1056	16	)	)	PUNCT
cblr-14252	1056	17	(	(	PUNCT
cblr-14252	1056	18	citing	cite	VERB
cblr-14252	1056	19	sable	sable	ADJ
cblr-14252	1056	20	commc’ns	commc’n	NOUN
cblr-14252	1056	21	of	of	ADP
cblr-14252	1056	22	cal	cal	PROPN
cblr-14252	1056	23	.	.	PROPN
cblr-14252	1056	24	,	,	PUNCT
cblr-14252	1056	25	inc	inc	PROPN
cblr-14252	1056	26	.	.	PROPN
cblr-14252	1056	27	v.	v.	PROPN
cblr-14252	1056	28	fcc	fcc	PROPN
cblr-14252	1056	29	,	,	PUNCT
cblr-14252	1056	30	492	492	NUM
cblr-14252	1056	31	u.	u.	PROPN
cblr-14252	1056	32	s.	s.	PROPN
cblr-14252	1056	33	115	115	NUM
cblr-14252	1056	34	,	,	PUNCT
cblr-14252	1056	35	126	126	NUM
cblr-14252	1056	36	(	(	PUNCT
cblr-14252	1056	37	1989	1989	NUM
cblr-14252	1056	38	)	)	PUNCT
cblr-14252	1056	39	)	)	PUNCT
cblr-14252	1056	40	,	,	PUNCT
cblr-14252	1056	41	struck	strike	VERB
cblr-14252	1056	42	down	down	ADP
cblr-14252	1056	43	a	a	DET
cblr-14252	1056	44	law	law	NOUN
cblr-14252	1056	45	banning	ban	VERB
cblr-14252	1056	46	internet	internet	NOUN
cblr-14252	1056	47	transmission	transmission	NOUN
cblr-14252	1056	48	of	of	ADP
cblr-14252	1056	49	pornography	pornography	NOUN
cblr-14252	1056	50	,	,	PUNCT
cblr-14252	1056	51	holding	hold	VERB
cblr-14252	1056	52	that	that	SCONJ
cblr-14252	1056	53	"	"	PUNCT
cblr-14252	1056	54	indecent	indecent	ADJ
cblr-14252	1056	55	but	but	CCONJ
cblr-14252	1056	56	not	not	PART
cblr-14252	1056	57	obscene	obscene	ADJ
cblr-14252	1056	58	"	"	PUNCT
cblr-14252	1056	59	sexual	sexual	ADJ
cblr-14252	1056	60	expression	expression	NOUN
cblr-14252	1056	61	is	be	AUX
cblr-14252	1056	62	protected	protect	VERB
cblr-14252	1056	63	.	.	PUNCT
cblr-14252	1057	1	237	237	NUM
cblr-14252	1057	2	see	see	VERB
cblr-14252	1057	3	,	,	PUNCT
cblr-14252	1057	4	e.g.	e.g.	ADV
cblr-14252	1057	5	,	,	PUNCT
cblr-14252	1057	6	dirk	dirk	PROPN
cblr-14252	1057	7	voorhoof	voorhoof	PROPN
cblr-14252	1057	8	,	,	PUNCT
cblr-14252	1057	9	freedom	freedom	NOUN
cblr-14252	1057	10	of	of	ADP
cblr-14252	1057	11	expression	expression	NOUN
cblr-14252	1057	12	versus	versus	ADP
cblr-14252	1057	13	privacy	privacy	NOUN
cblr-14252	1057	14	and	and	CCONJ
cblr-14252	1057	15	the	the	DET
cblr-14252	1057	16	right	right	NOUN
cblr-14252	1057	17	to	to	ADP
cblr-14252	1057	18	reputation	reputation	NOUN
cblr-14252	1057	19	:	:	PUNCT
cblr-14252	1057	20	how	how	SCONJ
cblr-14252	1057	21	to	to	PART
cblr-14252	1057	22	preserve	preserve	VERB
cblr-14252	1057	23	public	public	ADJ
cblr-14252	1057	24	interest	interest	NOUN
cblr-14252	1057	25	journalism	journalism	NOUN
cblr-14252	1057	26	,	,	PUNCT
cblr-14252	1057	27	in	in	ADP
cblr-14252	1057	28	when	when	SCONJ
cblr-14252	1057	29	human	human	ADJ
cblr-14252	1057	30	rights	right	NOUN
cblr-14252	1057	31	clash	clash	VERB
cblr-14252	1057	32	at	at	ADP
cblr-14252	1057	33	the	the	DET
cblr-14252	1057	34	european	european	PROPN
cblr-14252	1057	35	court	court	PROPN
cblr-14252	1057	36	of	of	ADP
cblr-14252	1057	37	human	human	ADJ
cblr-14252	1057	38	rights	right	NOUN
cblr-14252	1057	39	:	:	PUNCT
cblr-14252	1057	40	conflict	conflict	NOUN
cblr-14252	1057	41	or	or	CCONJ
cblr-14252	1057	42	harmony	harmony	NOUN
cblr-14252	1057	43	?	?	PUNCT
cblr-14252	1058	1	148	148	NUM
cblr-14252	1058	2	,	,	PUNCT
cblr-14252	1058	3	148–70	148–70	NUM
cblr-14252	1058	4	(	(	PUNCT
cblr-14252	1058	5	stijn	stijn	PROPN
cblr-14252	1058	6	smet	smet	PROPN
cblr-14252	1058	7	&	&	CCONJ
cblr-14252	1058	8	eva	eva	PROPN
cblr-14252	1058	9	brems	brems	PROPN
cblr-14252	1058	10	eds	eds	PROPN
cblr-14252	1058	11	.	.	PROPN
cblr-14252	1058	12	,	,	PUNCT
cblr-14252	1058	13	oxford	oxford	PROPN
cblr-14252	1058	14	univ	univ	PROPN
cblr-14252	1058	15	.	.	PUNCT
cblr-14252	1059	1	press	press	PROPN
cblr-14252	1059	2	2017	2017	NUM
cblr-14252	1059	3	)	)	PUNCT
cblr-14252	1059	4	,	,	PUNCT
cblr-14252	1059	5	freedom	freedom	NOUN
cblr-14252	1059	6	of	of	ADP
cblr-14252	1059	7	speech	speech	NOUN
cblr-14252	1059	8	v	v	ADP
cblr-14252	1059	9	privacy	privacy	NOUN
cblr-14252	1059	10	:	:	PUNCT
cblr-14252	1059	11	a	a	DET
cblr-14252	1059	12	balancing	balance	VERB
cblr-14252	1059	13	act	act	NOUN
cblr-14252	1059	14	,	,	PUNCT
cblr-14252	1059	15	fieldfisher	fieldfisher	ADV
cblr-14252	1059	16	,	,	PUNCT
cblr-14252	1059	17	(	(	PUNCT
cblr-14252	1059	18	july	july	PROPN
cblr-14252	1059	19	13	13	NUM
cblr-14252	1059	20	,	,	PUNCT
cblr-14252	1059	21	2016	2016	NUM
cblr-14252	1059	22	)	)	PUNCT
cblr-14252	1059	23	,	,	PUNCT
cblr-14252	1059	24	https://www.fieldfisher.com/en/insights/freedom-of-speech-v-privacy-abalancing-act	https://www.fieldfisher.com/en/insights/freedom-of-speech-v-privacy-abalancing-act	NOUN
cblr-14252	1059	25	(	(	PUNCT
cblr-14252	1059	26	showcasing	showcase	VERB
cblr-14252	1059	27	how	how	SCONJ
cblr-14252	1059	28	in	in	ADP
cblr-14252	1059	29	the	the	DET
cblr-14252	1059	30	uk	uk	PROPN
cblr-14252	1059	31	,	,	PUNCT
cblr-14252	1059	32	freedom	freedom	NOUN
cblr-14252	1059	33	of	of	ADP
cblr-14252	1059	34	speech	speech	NOUN
cblr-14252	1059	35	is	be	AUX
cblr-14252	1059	36	not	not	PART
cblr-14252	1059	37	absolute	absolute	ADJ
cblr-14252	1059	38	and	and	CCONJ
cblr-14252	1059	39	is	be	AUX
cblr-14252	1059	40	balanced	balance	VERB
cblr-14252	1059	41	against	against	ADP
cblr-14252	1059	42	other	other	ADJ
cblr-14252	1059	43	societal	societal	ADJ
cblr-14252	1059	44	concerns	concern	NOUN
cblr-14252	1059	45	,	,	PUNCT
cblr-14252	1059	46	especially	especially	ADV
cblr-14252	1059	47	under	under	ADP
cblr-14252	1059	48	the	the	DET
cblr-14252	1059	49	human	human	ADJ
cblr-14252	1059	50	rights	right	NOUN
cblr-14252	1059	51	act	act	NOUN
cblr-14252	1059	52	1998	1998	NUM
cblr-14252	1059	53	.	.	PUNCT
cblr-14252	1060	1	courts	court	NOUN
cblr-14252	1060	2	have	have	AUX
cblr-14252	1060	3	often	often	ADV
cblr-14252	1060	4	engaged	engage	VERB
cblr-14252	1060	5	in	in	ADP
cblr-14252	1060	6	a	a	DET
cblr-14252	1060	7	balancing	balancing	NOUN
cblr-14252	1060	8	act	act	NOUN
cblr-14252	1060	9	,	,	PUNCT
cblr-14252	1060	10	considering	consider	VERB
cblr-14252	1060	11	384	384	NUM
cblr-14252	1060	12	columbia	columbia	PROPN
cblr-14252	1060	13	business	business	NOUN
cblr-14252	1060	14	law	law	PROPN
cblr-14252	1060	15	review	review	NOUN
cblr-14252	1060	16	[	[	X
cblr-14252	1060	17	vol	vol	NOUN
cblr-14252	1060	18	.	.	PUNCT
cblr-14252	1060	19	2025	2025	NUM
cblr-14252	1060	20	encourage	encourage	VERB
cblr-14252	1060	21	excessive	excessive	ADJ
cblr-14252	1060	22	risk	risk	NOUN
cblr-14252	1060	23	-	-	PUNCT
cblr-14252	1060	24	taking	taking	NOUN
cblr-14252	1060	25	or	or	CCONJ
cblr-14252	1060	26	blur	blur	VERB
cblr-14252	1060	27	the	the	DET
cblr-14252	1060	28	lines	line	NOUN
cblr-14252	1060	29	between	between	ADP
cblr-14252	1060	30	investing	investing	NOUN
cblr-14252	1060	31	and	and	CCONJ
cblr-14252	1060	32	gambling	gambling	NOUN
cblr-14252	1060	33	would	would	AUX
cblr-14252	1060	34	likely	likely	ADV
cblr-14252	1060	35	face	face	VERB
cblr-14252	1060	36	stricter	strict	ADJ
cblr-14252	1060	37	regulatory	regulatory	ADJ
cblr-14252	1060	38	scrutiny	scrutiny	NOUN
cblr-14252	1060	39	in	in	ADP
cblr-14252	1060	40	europe	europe	PROPN
cblr-14252	1060	41	,	,	PUNCT
cblr-14252	1060	42	where	where	SCONJ
cblr-14252	1060	43	consumer	consumer	NOUN
cblr-14252	1060	44	protection	protection	NOUN
cblr-14252	1060	45	often	often	ADV
cblr-14252	1060	46	takes	take	VERB
cblr-14252	1060	47	precedence	precedence	NOUN
cblr-14252	1060	48	over	over	ADP
cblr-14252	1060	49	broad	broad	ADJ
cblr-14252	1060	50	speech	speech	NOUN
cblr-14252	1060	51	claims	claim	NOUN
cblr-14252	1060	52	.	.	PUNCT
cblr-14252	1061	1	thus	thus	ADV
cblr-14252	1061	2	,	,	PUNCT
cblr-14252	1061	3	while	while	SCONJ
cblr-14252	1061	4	u.s	u.s	PROPN
cblr-14252	1061	5	.	.	PROPN
cblr-14252	1061	6	trading	trading	NOUN
cblr-14252	1061	7	platforms	platform	NOUN
cblr-14252	1061	8	may	may	AUX
cblr-14252	1061	9	rely	rely	VERB
cblr-14252	1061	10	heavily	heavily	ADV
cblr-14252	1061	11	on	on	ADP
cblr-14252	1061	12	first	first	ADJ
cblr-14252	1061	13	amendment	amendment	NOUN
cblr-14252	1061	14	arguments	argument	NOUN
cblr-14252	1061	15	to	to	PART
cblr-14252	1061	16	resist	resist	VERB
cblr-14252	1061	17	regulation	regulation	NOUN
cblr-14252	1061	18	of	of	ADP
cblr-14252	1061	19	gamified	gamifie	VERB
cblr-14252	1061	20	interfaces	interface	NOUN
cblr-14252	1061	21	,	,	PUNCT
cblr-14252	1061	22	similar	similar	ADJ
cblr-14252	1061	23	claims	claim	NOUN
cblr-14252	1061	24	would	would	AUX
cblr-14252	1061	25	likely	likely	ADV
cblr-14252	1061	26	hold	hold	VERB
cblr-14252	1061	27	less	less	ADJ
cblr-14252	1061	28	weight	weight	NOUN
cblr-14252	1061	29	in	in	ADP
cblr-14252	1061	30	other	other	ADJ
cblr-14252	1061	31	legal	legal	ADJ
cblr-14252	1061	32	systems	system	NOUN
cblr-14252	1061	33	where	where	SCONJ
cblr-14252	1061	34	freedom	freedom	NOUN
cblr-14252	1061	35	of	of	ADP
cblr-14252	1061	36	speech	speech	NOUN
cblr-14252	1061	37	is	be	AUX
cblr-14252	1061	38	not	not	PART
cblr-14252	1061	39	as	as	ADV
cblr-14252	1061	40	absolute	absolute	ADJ
cblr-14252	1061	41	and	and	CCONJ
cblr-14252	1061	42	is	be	AUX
cblr-14252	1061	43	more	more	ADV
cblr-14252	1061	44	readily	readily	ADV
cblr-14252	1061	45	balanced	balanced	ADJ
cblr-14252	1061	46	against	against	ADP
cblr-14252	1061	47	regulatory	regulatory	ADJ
cblr-14252	1061	48	goals	goal	NOUN
cblr-14252	1061	49	.	.	PUNCT
cblr-14252	1062	1	indeed	indeed	ADV
cblr-14252	1062	2	,	,	PUNCT
cblr-14252	1062	3	if	if	SCONJ
cblr-14252	1062	4	deemed	deem	VERB
cblr-14252	1062	5	commercial	commercial	ADJ
cblr-14252	1062	6	speech	speech	NOUN
cblr-14252	1062	7	,	,	PUNCT
cblr-14252	1062	8	they	they	PRON
cblr-14252	1062	9	would	would	AUX
cblr-14252	1062	10	be	be	AUX
cblr-14252	1062	11	subject	subject	ADJ
cblr-14252	1062	12	to	to	ADP
cblr-14252	1062	13	intermediate	intermediate	ADJ
cblr-14252	1062	14	scrutiny	scrutiny	NOUN
cblr-14252	1062	15	,	,	PUNCT
cblr-14252	1062	16	where	where	SCONJ
cblr-14252	1062	17	the	the	DET
cblr-14252	1062	18	government	government	NOUN
cblr-14252	1062	19	must	must	AUX
cblr-14252	1062	20	demonstrate	demonstrate	VERB
cblr-14252	1062	21	that	that	SCONJ
cblr-14252	1062	22	any	any	DET
cblr-14252	1062	23	regulation	regulation	NOUN
cblr-14252	1062	24	directly	directly	ADV
cblr-14252	1062	25	advances	advance	VERB
cblr-14252	1062	26	a	a	DET
cblr-14252	1062	27	substantial	substantial	ADJ
cblr-14252	1062	28	interest	interest	NOUN
cblr-14252	1062	29	and	and	CCONJ
cblr-14252	1062	30	is	be	AUX
cblr-14252	1062	31	narrowly	narrowly	ADV
cblr-14252	1062	32	tailored	tailor	VERB
cblr-14252	1062	33	to	to	PART
cblr-14252	1062	34	achieve	achieve	VERB
cblr-14252	1062	35	that	that	DET
cblr-14252	1062	36	interest	interest	NOUN
cblr-14252	1062	37	.	.	PUNCT
cblr-14252	1063	1	in	in	ADP
cblr-14252	1063	2	this	this	DET
cblr-14252	1063	3	context	context	NOUN
cblr-14252	1063	4	,	,	PUNCT
cblr-14252	1063	5	regulators	regulator	NOUN
cblr-14252	1063	6	might	might	AUX
cblr-14252	1063	7	defend	defend	VERB
cblr-14252	1063	8	restrictions	restriction	NOUN
cblr-14252	1063	9	on	on	ADP
cblr-14252	1063	10	gamified	gamifie	VERB
cblr-14252	1063	11	interfaces	interface	NOUN
cblr-14252	1063	12	by	by	ADP
cblr-14252	1063	13	arguing	argue	VERB
cblr-14252	1063	14	that	that	SCONJ
cblr-14252	1063	15	these	these	DET
cblr-14252	1063	16	measures	measure	NOUN
cblr-14252	1063	17	are	be	AUX
cblr-14252	1063	18	necessary	necessary	ADJ
cblr-14252	1063	19	to	to	PART
cblr-14252	1063	20	protect	protect	VERB
cblr-14252	1063	21	consumers	consumer	NOUN
cblr-14252	1063	22	from	from	ADP
cblr-14252	1063	23	deceptive	deceptive	ADJ
cblr-14252	1063	24	or	or	CCONJ
cblr-14252	1063	25	predatory	predatory	ADJ
cblr-14252	1063	26	practices	practice	NOUN
cblr-14252	1063	27	.	.	PUNCT
cblr-14252	1064	1	the	the	DET
cblr-14252	1064	2	key	key	ADJ
cblr-14252	1064	3	legal	legal	ADJ
cblr-14252	1064	4	question	question	NOUN
cblr-14252	1064	5	would	would	AUX
cblr-14252	1064	6	be	be	AUX
cblr-14252	1064	7	whether	whether	SCONJ
cblr-14252	1064	8	regulations	regulation	NOUN
cblr-14252	1064	9	targeting	target	VERB
cblr-14252	1064	10	gamified	gamifie	VERB
cblr-14252	1064	11	features	feature	NOUN
cblr-14252	1064	12	genuinely	genuinely	ADV
cblr-14252	1064	13	advance	advance	VERB
cblr-14252	1064	14	consumer	consumer	NOUN
cblr-14252	1064	15	protection	protection	NOUN
cblr-14252	1064	16	goals	goal	NOUN
cblr-14252	1064	17	without	without	ADP
cblr-14252	1064	18	unduly	unduly	ADV
cblr-14252	1064	19	limiting	limit	VERB
cblr-14252	1064	20	free	free	ADJ
cblr-14252	1064	21	expression	expression	NOUN
cblr-14252	1064	22	.	.	PUNCT
cblr-14252	1065	1	courts	court	NOUN
cblr-14252	1065	2	would	would	AUX
cblr-14252	1065	3	likely	likely	ADV
cblr-14252	1065	4	weigh	weigh	VERB
cblr-14252	1065	5	the	the	DET
cblr-14252	1065	6	harms	harm	NOUN
cblr-14252	1065	7	associated	associate	VERB
cblr-14252	1065	8	with	with	ADP
cblr-14252	1065	9	these	these	DET
cblr-14252	1065	10	features	feature	NOUN
cblr-14252	1065	11	—	—	PUNCT
cblr-14252	1065	12	such	such	ADJ
cblr-14252	1065	13	as	as	ADP
cblr-14252	1065	14	promoting	promote	VERB
cblr-14252	1065	15	excessive	excessive	ADJ
cblr-14252	1065	16	risk	risk	NOUN
cblr-14252	1065	17	-	-	PUNCT
cblr-14252	1065	18	taking	taking	NOUN
cblr-14252	1065	19	and	and	CCONJ
cblr-14252	1065	20	exploiting	exploit	VERB
cblr-14252	1065	21	vulnerable	vulnerable	ADJ
cblr-14252	1065	22	users	user	NOUN
cblr-14252	1065	23	—	—	PUNCT
cblr-14252	1065	24	against	against	ADP
cblr-14252	1065	25	the	the	DET
cblr-14252	1065	26	platforms	platform	NOUN
cblr-14252	1065	27	’	'	PUNCT
cblr-14252	1065	28	right	right	NOUN
cblr-14252	1065	29	to	to	PART
cblr-14252	1065	30	design	design	VERB
cblr-14252	1065	31	and	and	CCONJ
cblr-14252	1065	32	communicate	communicate	VERB
cblr-14252	1065	33	through	through	ADP
cblr-14252	1065	34	their	their	PRON
cblr-14252	1065	35	digital	digital	ADJ
cblr-14252	1065	36	interfaces	interface	NOUN
cblr-14252	1065	37	.	.	PUNCT
cblr-14252	1066	1	conclusion	conclusion	NOUN
cblr-14252	1066	2	the	the	DET
cblr-14252	1066	3	rapid	rapid	ADJ
cblr-14252	1066	4	rise	rise	NOUN
cblr-14252	1066	5	of	of	ADP
cblr-14252	1066	6	gamified	gamifie	VERB
cblr-14252	1066	7	trading	trading	NOUN
cblr-14252	1066	8	platforms	platform	NOUN
cblr-14252	1066	9	is	be	AUX
cblr-14252	1066	10	an	an	DET
cblr-14252	1066	11	important	important	ADJ
cblr-14252	1066	12	and	and	CCONJ
cblr-14252	1066	13	innovative	innovative	ADJ
cblr-14252	1066	14	development	development	NOUN
cblr-14252	1066	15	,	,	PUNCT
cblr-14252	1066	16	which	which	PRON
cblr-14252	1066	17	offers	offer	VERB
cblr-14252	1066	18	greater	great	ADJ
cblr-14252	1066	19	access	access	NOUN
cblr-14252	1066	20	to	to	ADP
cblr-14252	1066	21	the	the	DET
cblr-14252	1066	22	market	market	NOUN
cblr-14252	1066	23	,	,	PUNCT
cblr-14252	1066	24	and	and	CCONJ
cblr-14252	1066	25	,	,	PUNCT
cblr-14252	1066	26	together	together	ADV
cblr-14252	1066	27	with	with	ADP
cblr-14252	1066	28	the	the	DET
cblr-14252	1066	29	on	on	ADP
cblr-14252	1066	30	-	-	PUNCT
cblr-14252	1066	31	line	line	NOUN
cblr-14252	1066	32	social	social	ADJ
cblr-14252	1066	33	platforms	platform	NOUN
cblr-14252	1066	34	,	,	PUNCT
cblr-14252	1066	35	can	can	AUX
cblr-14252	1066	36	democratize	democratize	VERB
cblr-14252	1066	37	financial	financial	ADJ
cblr-14252	1066	38	investments	investment	NOUN
cblr-14252	1066	39	.	.	PUNCT
cblr-14252	1067	1	however	however	ADV
cblr-14252	1067	2	,	,	PUNCT
cblr-14252	1067	3	its	its	PRON
cblr-14252	1067	4	gamblified	gamblifie	VERB
cblr-14252	1067	5	features	feature	NOUN
cblr-14252	1067	6	mark	mark	VERB
cblr-14252	1067	7	a	a	DET
cblr-14252	1067	8	troubling	troubling	ADJ
cblr-14252	1067	9	new	new	ADJ
cblr-14252	1067	10	frontier	frontier	NOUN
cblr-14252	1067	11	in	in	ADP
cblr-14252	1067	12	financial	financial	ADJ
cblr-14252	1067	13	technology	technology	NOUN
cblr-14252	1067	14	.	.	PUNCT
cblr-14252	1068	1	while	while	SCONJ
cblr-14252	1068	2	these	these	DET
cblr-14252	1068	3	platforms	platform	NOUN
cblr-14252	1068	4	have	have	AUX
cblr-14252	1068	5	opened	open	VERB
cblr-14252	1068	6	the	the	DET
cblr-14252	1068	7	door	door	NOUN
cblr-14252	1068	8	to	to	ADP
cblr-14252	1068	9	various	various	ADJ
cblr-14252	1068	10	communities	community	NOUN
cblr-14252	1068	11	to	to	PART
cblr-14252	1068	12	invest	invest	VERB
cblr-14252	1068	13	directly	directly	ADV
cblr-14252	1068	14	and	and	CCONJ
cblr-14252	1068	15	with	with	ADP
cblr-14252	1068	16	very	very	ADV
cblr-14252	1068	17	few	few	ADJ
cblr-14252	1068	18	barriers	barrier	NOUN
cblr-14252	1068	19	,	,	PUNCT
cblr-14252	1068	20	they	they	PRON
cblr-14252	1068	21	have	have	AUX
cblr-14252	1068	22	been	be	AUX
cblr-14252	1068	23	doing	do	VERB
cblr-14252	1068	24	do	do	VERB
cblr-14252	1068	25	so	so	ADV
cblr-14252	1068	26	by	by	ADP
cblr-14252	1068	27	embedding	embed	VERB
cblr-14252	1068	28	addictive	addictive	ADJ
cblr-14252	1068	29	deps	dep	NOUN
cblr-14252	1068	30	directly	directly	ADV
cblr-14252	1068	31	into	into	ADP
cblr-14252	1068	32	their	their	PRON
cblr-14252	1068	33	design	design	NOUN
cblr-14252	1068	34	.	.	PUNCT
cblr-14252	1069	1	gamblification	gamblification	NOUN
cblr-14252	1069	2	blurs	blur	VERB
cblr-14252	1069	3	the	the	DET
cblr-14252	1069	4	line	line	NOUN
cblr-14252	1069	5	between	between	ADP
cblr-14252	1069	6	investing	investing	NOUN
cblr-14252	1069	7	and	and	CCONJ
cblr-14252	1069	8	gambling	gambling	NOUN
cblr-14252	1069	9	,	,	PUNCT
cblr-14252	1069	10	transforming	transform	VERB
cblr-14252	1069	11	whether	whether	SCONJ
cblr-14252	1069	12	the	the	DET
cblr-14252	1069	13	public	public	ADJ
cblr-14252	1069	14	interest	interest	NOUN
cblr-14252	1069	15	in	in	ADP
cblr-14252	1069	16	free	free	ADJ
cblr-14252	1069	17	expression	expression	NOUN
cblr-14252	1069	18	outweighs	outweigh	VERB
cblr-14252	1069	19	potential	potential	ADJ
cblr-14252	1069	20	harms	harm	NOUN
cblr-14252	1069	21	to	to	ADP
cblr-14252	1069	22	privacy	privacy	NOUN
cblr-14252	1069	23	or	or	CCONJ
cblr-14252	1069	24	public	public	ADJ
cblr-14252	1069	25	order	order	NOUN
cblr-14252	1069	26	)	)	PUNCT
cblr-14252	1069	27	.	.	PUNCT
cblr-14252	1070	1	no	no	INTJ
cblr-14252	1070	2	.	.	NOUN
cblr-14252	1070	3	1	1	NUM
cblr-14252	1070	4	]	]	PUNCT
cblr-14252	1070	5	risk	risk	NOUN
cblr-14252	1070	6	,	,	PUNCT
cblr-14252	1070	7	discretion	discretion	NOUN
cblr-14252	1070	8	,	,	PUNCT
cblr-14252	1070	9	and	and	CCONJ
cblr-14252	1070	10	bank	bank	NOUN
cblr-14252	1070	11	supervision	supervision	NOUN
cblr-14252	1070	12	385	385	NUM
cblr-14252	1070	13	financial	financial	ADJ
cblr-14252	1070	14	decision	decision	NOUN
cblr-14252	1070	15	-	-	PUNCT
cblr-14252	1070	16	making	making	NOUN
cblr-14252	1070	17	into	into	ADP
cblr-14252	1070	18	a	a	DET
cblr-14252	1070	19	high	high	ADJ
cblr-14252	1070	20	-	-	PUNCT
cblr-14252	1070	21	stakes	stake	NOUN
cblr-14252	1070	22	game	game	NOUN
cblr-14252	1070	23	that	that	PRON
cblr-14252	1070	24	exploits	exploit	VERB
cblr-14252	1070	25	cognitive	cognitive	ADJ
cblr-14252	1070	26	biases	bias	NOUN
cblr-14252	1070	27	and	and	CCONJ
cblr-14252	1070	28	behavioral	behavioral	ADJ
cblr-14252	1070	29	vulnerabilities	vulnerability	NOUN
cblr-14252	1070	30	.	.	PUNCT
cblr-14252	1071	1	what	what	PRON
cblr-14252	1071	2	was	be	AUX
cblr-14252	1071	3	once	once	ADV
cblr-14252	1071	4	seen	see	VERB
cblr-14252	1071	5	as	as	ADP
cblr-14252	1071	6	an	an	DET
cblr-14252	1071	7	exciting	exciting	ADJ
cblr-14252	1071	8	and	and	CCONJ
cblr-14252	1071	9	democratizing	democratize	VERB
cblr-14252	1071	10	force	force	NOUN
cblr-14252	1071	11	in	in	ADP
cblr-14252	1071	12	finance	finance	NOUN
cblr-14252	1071	13	increasingly	increasingly	ADV
cblr-14252	1071	14	reveals	reveal	VERB
cblr-14252	1071	15	itself	itself	PRON
cblr-14252	1071	16	as	as	ADP
cblr-14252	1071	17	having	have	VERB
cblr-14252	1071	18	a	a	DET
cblr-14252	1071	19	dark	dark	ADJ
cblr-14252	1071	20	,	,	PUNCT
cblr-14252	1071	21	sophisticated	sophisticated	ADJ
cblr-14252	1071	22	side	side	NOUN
cblr-14252	1071	23	of	of	ADP
cblr-14252	1071	24	potentially	potentially	ADV
cblr-14252	1071	25	predatory	predatory	ADJ
cblr-14252	1071	26	finance	finance	NOUN
cblr-14252	1071	27	.	.	PUNCT
cblr-14252	1072	1	drawing	draw	VERB
cblr-14252	1072	2	from	from	ADP
cblr-14252	1072	3	zinberg	zinberg	PROPN
cblr-14252	1072	4	’s	’s	PART
cblr-14252	1072	5	model	model	NOUN
cblr-14252	1072	6	,	,	PUNCT
cblr-14252	1072	7	which	which	PRON
cblr-14252	1072	8	emphasizes	emphasize	VERB
cblr-14252	1072	9	the	the	DET
cblr-14252	1072	10	role	role	NOUN
cblr-14252	1072	11	of	of	ADP
cblr-14252	1072	12	product	product	NOUN
cblr-14252	1072	13	and	and	CCONJ
cblr-14252	1072	14	environmental	environmental	ADJ
cblr-14252	1072	15	factors	factor	NOUN
cblr-14252	1072	16	in	in	ADP
cblr-14252	1072	17	promoting	promote	VERB
cblr-14252	1072	18	addiction	addiction	NOUN
cblr-14252	1072	19	,	,	PUNCT
cblr-14252	1072	20	it	it	PRON
cblr-14252	1072	21	becomes	become	VERB
cblr-14252	1072	22	clear	clear	ADJ
cblr-14252	1072	23	how	how	SCONJ
cblr-14252	1072	24	these	these	DET
cblr-14252	1072	25	digital	digital	ADJ
cblr-14252	1072	26	ecosystems	ecosystem	NOUN
cblr-14252	1072	27	manipulate	manipulate	VERB
cblr-14252	1072	28	users	user	NOUN
cblr-14252	1072	29	into	into	ADP
cblr-14252	1072	30	compulsive	compulsive	ADJ
cblr-14252	1072	31	,	,	PUNCT
cblr-14252	1072	32	high	high	ADJ
cblr-14252	1072	33	-	-	PUNCT
cblr-14252	1072	34	risk	risk	NOUN
cblr-14252	1072	35	financial	financial	ADJ
cblr-14252	1072	36	behaviors	behavior	NOUN
cblr-14252	1072	37	.	.	PUNCT
cblr-14252	1073	1	deps	dep	NOUN
cblr-14252	1073	2	like	like	ADP
cblr-14252	1073	3	push	push	NOUN
cblr-14252	1073	4	notifications	notification	NOUN
cblr-14252	1073	5	,	,	PUNCT
cblr-14252	1073	6	instant	instant	ADJ
cblr-14252	1073	7	rewards	reward	NOUN
cblr-14252	1073	8	,	,	PUNCT
cblr-14252	1073	9	and	and	CCONJ
cblr-14252	1073	10	social	social	ADJ
cblr-14252	1073	11	relatedness	relatedness	NOUN
cblr-14252	1073	12	/	/	SYM
cblr-14252	1073	13	competitive	competitive	ADJ
cblr-14252	1073	14	features	feature	NOUN
cblr-14252	1073	15	like	like	ADP
cblr-14252	1073	16	leaderboards	leaderboard	NOUN
cblr-14252	1073	17	are	be	AUX
cblr-14252	1073	18	not	not	PART
cblr-14252	1073	19	simply	simply	ADV
cblr-14252	1073	20	engagement	engagement	NOUN
cblr-14252	1073	21	tools	tool	NOUN
cblr-14252	1073	22	;	;	PUNCT
cblr-14252	1073	23	they	they	PRON
cblr-14252	1073	24	may	may	AUX
cblr-14252	1073	25	lead	lead	VERB
cblr-14252	1073	26	to	to	ADP
cblr-14252	1073	27	exploiting	exploit	VERB
cblr-14252	1073	28	decisionmaking	decisionmake	VERB
cblr-14252	1073	29	biases	bias	NOUN
cblr-14252	1073	30	such	such	ADJ
cblr-14252	1073	31	as	as	ADP
cblr-14252	1073	32	loss	loss	NOUN
cblr-14252	1073	33	aversion	aversion	NOUN
cblr-14252	1073	34	and	and	CCONJ
cblr-14252	1073	35	the	the	DET
cblr-14252	1073	36	gambler	gambler	NOUN
cblr-14252	1073	37	’s	’s	PART
cblr-14252	1073	38	fallacy	fallacy	NOUN
cblr-14252	1073	39	,	,	PUNCT
cblr-14252	1073	40	pushing	push	VERB
cblr-14252	1073	41	users	user	NOUN
cblr-14252	1073	42	into	into	ADP
cblr-14252	1073	43	cycles	cycle	NOUN
cblr-14252	1073	44	of	of	ADP
cblr-14252	1073	45	excessive	excessive	ADJ
cblr-14252	1073	46	,	,	PUNCT
cblr-14252	1073	47	impulsive	impulsive	ADJ
cblr-14252	1073	48	trading	trading	NOUN
cblr-14252	1073	49	that	that	PRON
cblr-14252	1073	50	closely	closely	ADV
cblr-14252	1073	51	mirror	mirror	VERB
cblr-14252	1073	52	problematic	problematic	ADJ
cblr-14252	1073	53	gambling	gambling	NOUN
cblr-14252	1073	54	.	.	PUNCT
cblr-14252	1074	1	the	the	DET
cblr-14252	1074	2	convergence	convergence	NOUN
cblr-14252	1074	3	of	of	ADP
cblr-14252	1074	4	gaming	gaming	NOUN
cblr-14252	1074	5	and	and	CCONJ
cblr-14252	1074	6	finance	finance	NOUN
cblr-14252	1074	7	has	have	AUX
cblr-14252	1074	8	created	create	VERB
cblr-14252	1074	9	environments	environment	NOUN
cblr-14252	1074	10	that	that	PRON
cblr-14252	1074	11	reward	reward	VERB
cblr-14252	1074	12	short	short	ADJ
cblr-14252	1074	13	-	-	PUNCT
cblr-14252	1074	14	term	term	NOUN
cblr-14252	1074	15	thinking	thinking	NOUN
cblr-14252	1074	16	and	and	CCONJ
cblr-14252	1074	17	impulsivity	impulsivity	NOUN
cblr-14252	1074	18	,	,	PUNCT
cblr-14252	1074	19	disproportionately	disproportionately	ADV
cblr-14252	1074	20	affecting	affect	VERB
cblr-14252	1074	21	younger	young	ADJ
cblr-14252	1074	22	users	user	NOUN
cblr-14252	1074	23	and	and	CCONJ
cblr-14252	1074	24	those	those	PRON
cblr-14252	1074	25	with	with	ADP
cblr-14252	1074	26	lower	low	ADJ
cblr-14252	1074	27	financial	financial	ADJ
cblr-14252	1074	28	literacy.238	literacy.238	ADJ
cblr-14252	1074	29	regulatory	regulatory	ADJ
cblr-14252	1074	30	bodies	body	NOUN
cblr-14252	1074	31	in	in	ADP
cblr-14252	1074	32	the	the	DET
cblr-14252	1074	33	u.s	u.s	PROPN
cblr-14252	1074	34	.	.	PROPN
cblr-14252	1074	35	and	and	CCONJ
cblr-14252	1074	36	europe	europe	PROPN
cblr-14252	1074	37	have	have	AUX
cblr-14252	1074	38	begun	begin	VERB
cblr-14252	1074	39	to	to	PART
cblr-14252	1074	40	recognize	recognize	VERB
cblr-14252	1074	41	the	the	DET
cblr-14252	1074	42	risks	risk	NOUN
cblr-14252	1074	43	posed	pose	VERB
cblr-14252	1074	44	by	by	ADP
cblr-14252	1074	45	gamblified	gamblifie	VERB
cblr-14252	1074	46	finance	finance	NOUN
cblr-14252	1074	47	,	,	PUNCT
cblr-14252	1074	48	as	as	SCONJ
cblr-14252	1074	49	highlighted	highlight	VERB
cblr-14252	1074	50	by	by	ADP
cblr-14252	1074	51	the	the	DET
cblr-14252	1074	52	fca	fca	PROPN
cblr-14252	1074	53	's	's	PART
cblr-14252	1074	54	2024	2024	NUM
cblr-14252	1074	55	report.239	report.239	NOUN
cblr-14252	1074	56	however	however	ADV
cblr-14252	1074	57	,	,	PUNCT
cblr-14252	1074	58	existing	exist	VERB
cblr-14252	1074	59	regulatory	regulatory	ADJ
cblr-14252	1074	60	frameworks	framework	NOUN
cblr-14252	1074	61	lag	lag	VERB
cblr-14252	1074	62	behind	behind	ADP
cblr-14252	1074	63	these	these	DET
cblr-14252	1074	64	innovations	innovation	NOUN
cblr-14252	1074	65	.	.	PUNCT
cblr-14252	1075	1	this	this	DET
cblr-14252	1075	2	article	article	NOUN
cblr-14252	1075	3	advocates	advocate	VERB
cblr-14252	1075	4	for	for	ADP
cblr-14252	1075	5	a	a	DET
cblr-14252	1075	6	regulatory	regulatory	ADJ
cblr-14252	1075	7	response	response	NOUN
cblr-14252	1075	8	that	that	SCONJ
cblr-14252	1075	9	not	not	PART
cblr-14252	1075	10	only	only	ADV
cblr-14252	1075	11	restricts	restrict	VERB
cblr-14252	1075	12	harmful	harmful	ADJ
cblr-14252	1075	13	gamified	gamifie	VERB
cblr-14252	1075	14	features	feature	NOUN
cblr-14252	1075	15	but	but	CCONJ
cblr-14252	1075	16	also	also	ADV
cblr-14252	1075	17	redefines	redefine	VERB
cblr-14252	1075	18	the	the	DET
cblr-14252	1075	19	ethical	ethical	ADJ
cblr-14252	1075	20	obligations	obligation	NOUN
cblr-14252	1075	21	of	of	ADP
cblr-14252	1075	22	these	these	DET
cblr-14252	1075	23	platforms	platform	NOUN
cblr-14252	1075	24	.	.	PUNCT
cblr-14252	1076	1	by	by	ADP
cblr-14252	1076	2	imposing	impose	VERB
cblr-14252	1076	3	a	a	DET
cblr-14252	1076	4	duty	duty	NOUN
cblr-14252	1076	5	of	of	ADP
cblr-14252	1076	6	care	care	NOUN
cblr-14252	1076	7	informed	inform	VERB
cblr-14252	1076	8	by	by	ADP
cblr-14252	1076	9	zinberg	zinberg	PROPN
cblr-14252	1076	10	’s	’s	PART
cblr-14252	1076	11	environmental	environmental	ADJ
cblr-14252	1076	12	model	model	NOUN
cblr-14252	1076	13	,	,	PUNCT
cblr-14252	1076	14	regulators	regulator	NOUN
cblr-14252	1076	15	can	can	AUX
cblr-14252	1076	16	require	require	VERB
cblr-14252	1076	17	platforms	platform	NOUN
cblr-14252	1076	18	to	to	PART
cblr-14252	1076	19	design	design	VERB
cblr-14252	1076	20	features	feature	NOUN
cblr-14252	1076	21	that	that	PRON
cblr-14252	1076	22	mitigate	mitigate	VERB
cblr-14252	1076	23	,	,	PUNCT
cblr-14252	1076	24	rather	rather	ADV
cblr-14252	1076	25	than	than	ADP
cblr-14252	1076	26	amplify	amplify	VERB
cblr-14252	1076	27	,	,	PUNCT
cblr-14252	1076	28	compulsive	compulsive	ADJ
cblr-14252	1076	29	behaviors	behavior	NOUN
cblr-14252	1076	30	.	.	PUNCT
cblr-14252	1077	1	thus	thus	ADV
cblr-14252	1077	2	,	,	PUNCT
cblr-14252	1077	3	innovation	innovation	NOUN
cblr-14252	1077	4	could	could	AUX
cblr-14252	1077	5	be	be	AUX
cblr-14252	1077	6	harnessed	harness	VERB
cblr-14252	1077	7	to	to	PART
cblr-14252	1077	8	foster	foster	VERB
cblr-14252	1077	9	literate	literate	ADJ
cblr-14252	1077	10	and	and	CCONJ
cblr-14252	1077	11	responsible	responsible	ADJ
cblr-14252	1077	12	investing	investing	NOUN
cblr-14252	1077	13	.	.	PUNCT
cblr-14252	1078	1	enhanced	enhance	VERB
cblr-14252	1078	2	transparency	transparency	NOUN
cblr-14252	1078	3	and	and	CCONJ
cblr-14252	1078	4	mandatory	mandatory	ADJ
cblr-14252	1078	5	behavioral	behavioral	ADJ
cblr-14252	1078	6	impact	impact	NOUN
cblr-14252	1078	7	assessments	assessment	NOUN
cblr-14252	1078	8	should	should	AUX
cblr-14252	1078	9	be	be	AUX
cblr-14252	1078	10	integral	integral	ADJ
cblr-14252	1078	11	to	to	ADP
cblr-14252	1078	12	this	this	DET
cblr-14252	1078	13	framework	framework	NOUN
cblr-14252	1078	14	,	,	PUNCT
cblr-14252	1078	15	ensuring	ensure	VERB
cblr-14252	1078	16	that	that	SCONJ
cblr-14252	1078	17	deps	dep	NOUN
cblr-14252	1078	18	do	do	AUX
cblr-14252	1078	19	not	not	PART
cblr-14252	1078	20	exploit	exploit	VERB
cblr-14252	1078	21	consumer	consumer	NOUN
cblr-14252	1078	22	vulnerabilities	vulnerability	NOUN
cblr-14252	1078	23	for	for	ADP
cblr-14252	1078	24	profit	profit	NOUN
cblr-14252	1078	25	.	.	PUNCT
cblr-14252	1079	1	238	238	NUM
cblr-14252	1079	2	see	see	NOUN
cblr-14252	1079	3	,	,	PUNCT
cblr-14252	1079	4	e.g.	e.g.	ADV
cblr-14252	1079	5	,	,	PUNCT
cblr-14252	1079	6	voigt	voigt	PROPN
cblr-14252	1079	7	,	,	PUNCT
cblr-14252	1079	8	supra	supra	PROPN
cblr-14252	1079	9	note	note	PROPN
cblr-14252	1079	10	44	44	NUM
cblr-14252	1079	11	(	(	PUNCT
cblr-14252	1079	12	discussing	discuss	VERB
cblr-14252	1079	13	how	how	SCONJ
cblr-14252	1079	14	the	the	DET
cblr-14252	1079	15	trading	trading	NOUN
cblr-14252	1079	16	application	application	NOUN
cblr-14252	1079	17	is	be	AUX
cblr-14252	1079	18	less	less	ADV
cblr-14252	1079	19	suitable	suitable	ADJ
cblr-14252	1079	20	for	for	ADP
cblr-14252	1079	21	those	those	PRON
cblr-14252	1079	22	seeking	seek	VERB
cblr-14252	1079	23	comprehensive	comprehensive	ADJ
cblr-14252	1079	24	financial	financial	ADJ
cblr-14252	1079	25	guidance	guidance	NOUN
cblr-14252	1079	26	or	or	CCONJ
cblr-14252	1079	27	educational	educational	ADJ
cblr-14252	1079	28	resources	resource	NOUN
cblr-14252	1079	29	.	.	PUNCT
cblr-14252	1080	1	webull	webull	PROPN
cblr-14252	1080	2	's	's	PART
cblr-14252	1080	3	features	feature	NOUN
cblr-14252	1080	4	like	like	ADP
cblr-14252	1080	5	paper	paper	NOUN
cblr-14252	1080	6	trading	trading	NOUN
cblr-14252	1080	7	,	,	PUNCT
cblr-14252	1080	8	real	real	ADJ
cblr-14252	1080	9	-	-	PUNCT
cblr-14252	1080	10	time	time	NOUN
cblr-14252	1080	11	data	datum	NOUN
cblr-14252	1080	12	,	,	PUNCT
cblr-14252	1080	13	and	and	CCONJ
cblr-14252	1080	14	the	the	DET
cblr-14252	1080	15	community	community	NOUN
cblr-14252	1080	16	forum	forum	NOUN
cblr-14252	1080	17	cater	cater	VERB
cblr-14252	1080	18	more	more	ADV
cblr-14252	1080	19	to	to	ADP
cblr-14252	1080	20	experienced	experience	VERB
cblr-14252	1080	21	traders	trader	NOUN
cblr-14252	1080	22	comfortable	comfortable	ADJ
cblr-14252	1080	23	with	with	ADP
cblr-14252	1080	24	self	self	NOUN
cblr-14252	1080	25	-	-	PUNCT
cblr-14252	1080	26	directed	direct	VERB
cblr-14252	1080	27	investments	investment	NOUN
cblr-14252	1080	28	)	)	PUNCT
cblr-14252	1080	29	.	.	PUNCT
cblr-14252	1081	1	239	239	NUM
cblr-14252	1081	2	see	see	VERB
cblr-14252	1081	3	fca	fca	PROPN
cblr-14252	1081	4	report	report	PROPN
cblr-14252	1081	5	,	,	PUNCT
cblr-14252	1081	6	supra	supra	PROPN
cblr-14252	1081	7	note	note	NOUN
cblr-14252	1081	8	10	10	NUM
cblr-14252	1081	9	.	.	SYM
cblr-14252	1081	10	386	386	NUM
cblr-14252	1081	11	columbia	columbia	PROPN
cblr-14252	1081	12	business	business	NOUN
cblr-14252	1081	13	law	law	PROPN
cblr-14252	1081	14	review	review	NOUN
cblr-14252	1081	15	[	[	X
cblr-14252	1081	16	vol	vol	NOUN
cblr-14252	1081	17	.	.	PUNCT
cblr-14252	1081	18	2025	2025	NUM
cblr-14252	1081	19	as	as	SCONJ
cblr-14252	1081	20	financial	financial	ADJ
cblr-14252	1081	21	technology	technology	NOUN
cblr-14252	1081	22	continues	continue	VERB
cblr-14252	1081	23	to	to	PART
cblr-14252	1081	24	evolve	evolve	VERB
cblr-14252	1081	25	,	,	PUNCT
cblr-14252	1081	26	the	the	DET
cblr-14252	1081	27	stakes	stake	NOUN
cblr-14252	1081	28	could	could	AUX
cblr-14252	1081	29	not	not	PART
cblr-14252	1081	30	be	be	AUX
cblr-14252	1081	31	higher	high	ADJ
cblr-14252	1081	32	.	.	PUNCT
cblr-14252	1082	1	the	the	DET
cblr-14252	1082	2	industry	industry	NOUN
cblr-14252	1082	3	’s	’s	PART
cblr-14252	1082	4	transformation	transformation	NOUN
cblr-14252	1082	5	offers	offer	VERB
cblr-14252	1082	6	opportunities	opportunity	NOUN
cblr-14252	1082	7	for	for	ADP
cblr-14252	1082	8	growth	growth	NOUN
cblr-14252	1082	9	and	and	CCONJ
cblr-14252	1082	10	inclusion	inclusion	NOUN
cblr-14252	1082	11	,	,	PUNCT
cblr-14252	1082	12	but	but	CCONJ
cblr-14252	1082	13	without	without	ADP
cblr-14252	1082	14	targeted	target	VERB
cblr-14252	1082	15	safeguards	safeguard	NOUN
cblr-14252	1082	16	,	,	PUNCT
cblr-14252	1082	17	it	it	PRON
cblr-14252	1082	18	risks	risk	VERB
cblr-14252	1082	19	embedding	embed	VERB
cblr-14252	1082	20	a	a	DET
cblr-14252	1082	21	new	new	ADJ
cblr-14252	1082	22	era	era	NOUN
cblr-14252	1082	23	of	of	ADP
cblr-14252	1082	24	financial	financial	ADJ
cblr-14252	1082	25	predation	predation	NOUN
cblr-14252	1082	26	that	that	PRON
cblr-14252	1082	27	undermines	undermine	VERB
cblr-14252	1082	28	market	market	NOUN
cblr-14252	1082	29	integrity	integrity	NOUN
cblr-14252	1082	30	and	and	CCONJ
cblr-14252	1082	31	consumer	consumer	NOUN
cblr-14252	1082	32	well	well	ADV
cblr-14252	1082	33	-	-	PUNCT
cblr-14252	1082	34	being	being	NOUN
cblr-14252	1082	35	.	.	PUNCT
cblr-14252	1083	1	recognizing	recognize	VERB
cblr-14252	1083	2	gamified	gamifie	VERB
cblr-14252	1083	3	trading	trading	NOUN
cblr-14252	1083	4	as	as	ADP
cblr-14252	1083	5	a	a	DET
cblr-14252	1083	6	distinct	distinct	ADJ
cblr-14252	1083	7	category	category	NOUN
cblr-14252	1083	8	of	of	ADP
cblr-14252	1083	9	predatory	predatory	ADJ
cblr-14252	1083	10	finance	finance	NOUN
cblr-14252	1083	11	is	be	AUX
cblr-14252	1083	12	essential	essential	ADJ
cblr-14252	1083	13	to	to	ADP
cblr-14252	1083	14	protecting	protect	VERB
cblr-14252	1083	15	consumers	consumer	NOUN
cblr-14252	1083	16	from	from	ADP
cblr-14252	1083	17	exploitation	exploitation	NOUN
cblr-14252	1083	18	and	and	CCONJ
cblr-14252	1083	19	preserving	preserve	VERB
cblr-14252	1083	20	trust	trust	NOUN
cblr-14252	1083	21	in	in	ADP
cblr-14252	1083	22	financial	financial	ADJ
cblr-14252	1083	23	markets	market	NOUN
cblr-14252	1083	24	.	.	PUNCT
cblr-14252	1084	1	no	no	INTJ
cblr-14252	1084	2	.	.	NOUN
cblr-14252	1084	3	1	1	NUM
cblr-14252	1084	4	]	]	PUNCT
cblr-14252	1084	5	risk	risk	NOUN
cblr-14252	1084	6	,	,	PUNCT
cblr-14252	1084	7	discretion	discretion	NOUN
cblr-14252	1084	8	,	,	PUNCT
cblr-14252	1084	9	and	and	CCONJ
cblr-14252	1084	10	bank	bank	NOUN
cblr-14252	1084	11	supervision	supervision	NOUN
cblr-14252	1084	12	387	387	NUM
cblr-14252	1084	13	appendix	appendix	NOUN
cblr-14252	1084	14	1	1	NUM
cblr-14252	1084	15	.	.	PUNCT
cblr-14252	1084	16	possible	possible	ADJ
cblr-14252	1084	17	gamblification	gamblification	NOUN
cblr-14252	1084	18	features	feature	NOUN
cblr-14252	1084	19	for	for	ADP
cblr-14252	1084	20	trading	trading	NOUN
cblr-14252	1084	21	apps	app	NOUN
cblr-14252	1084	22	disinhibition	disinhibition	NOUN
cblr-14252	1084	23	high	high	ADJ
cblr-14252	1084	24	speed	speed	NOUN
cblr-14252	1084	25	of	of	ADP
cblr-14252	1084	26	acting	act	VERB
cblr-14252	1084	27	opportunities	opportunity	NOUN
cblr-14252	1084	28	high	high	ADJ
cblr-14252	1084	29	frequency	frequency	NOUN
cblr-14252	1084	30	of	of	ADP
cblr-14252	1084	31	acting	act	VERB
cblr-14252	1084	32	opportunities	opportunity	NOUN
cblr-14252	1084	33	lack	lack	NOUN
cblr-14252	1084	34	of	of	ADP
cblr-14252	1084	35	post	post	NOUN
cblr-14252	1084	36	outco	outco	NOUN
cblr-14252	1084	37	me	i	PRON
cblr-14252	1084	38	breaks	break	NOUN
cblr-14252	1084	39	,	,	PUNCT
cblr-14252	1084	40	popups	popup	NOUN
cblr-14252	1084	41	automatic	automatic	ADJ
cblr-14252	1084	42	play	play	NOUN
cblr-14252	1084	43	/	/	SYM
cblr-14252	1084	44	investment	investment	NOUN
cblr-14252	1084	45	capability	capability	NOUN
cblr-14252	1084	46	,	,	PUNCT
cblr-14252	1084	47	immersion	immersion	NOUN
cblr-14252	1084	48	,	,	PUNCT
cblr-14252	1084	49	flow	flow	NOUN
cblr-14252	1084	50	-	-	PUNCT
cblr-14252	1084	51	like	like	ADJ
cblr-14252	1084	52	state	state	NOUN
cblr-14252	1084	53	continuous	continuous	ADJ
cblr-14252	1084	54	in	in	ADP
cblr-14252	1084	55	-	-	PUNCT
cblr-14252	1084	56	running	running	NOUN
cblr-14252	1084	57	activity	activity	NOUN
cblr-14252	1084	58	,	,	PUNCT
cblr-14252	1084	59	opportunities	opportunity	NOUN
cblr-14252	1084	60	lack	lack	VERB
cblr-14252	1084	61	/	/	SYM
cblr-14252	1084	62	minimal	minimal	ADJ
cblr-14252	1084	63	buttons	button	NOUN
cblr-14252	1084	64	to	to	PART
cblr-14252	1084	65	stop	stop	VERB
cblr-14252	1084	66	/	/	SYM
cblr-14252	1084	67	delay	delay	NOUN
cblr-14252	1084	68	/	/	SYM
cblr-14252	1084	69	hold	hold	VERB
cblr-14252	1084	70	reels	reel	NOUN
cblr-14252	1084	71	excitement	excitement	NOUN
cblr-14252	1084	72	,	,	PUNCT
cblr-14252	1084	73	arousal	arousal	ADJ
cblr-14252	1084	74	peaks	peak	NOUN
cblr-14252	1084	75	(	(	PUNCT
cblr-14252	1084	76	e.g.	e.g.	ADV
cblr-14252	1084	77	,	,	PUNCT
cblr-14252	1084	78	color	color	NOUN
cblr-14252	1084	79	,	,	PUNCT
cblr-14252	1084	80	lighting	lighting	NOUN
cblr-14252	1084	81	,	,	PUNCT
cblr-14252	1084	82	sounds	sound	VERB
cblr-14252	1084	83	)	)	PUNCT
cblr-14252	1084	84	,	,	PUNCT
cblr-14252	1084	85	non	non	ADJ
cblr-14252	1084	86	-	-	ADJ
cblr-14252	1084	87	monotonous	monotonous	ADJ
cblr-14252	1084	88	lack	lack	NOUN
cblr-14252	1084	89	/	/	SYM
cblr-14252	1084	90	minimal	minimal	ADJ
cblr-14252	1084	91	self	self	NOUN
cblr-14252	1084	92	-	-	PUNCT
cblr-14252	1084	93	tracking	tracking	NOUN
cblr-14252	1084	94	/	/	SYM
cblr-14252	1084	95	monitoring	monitor	VERB
cblr-14252	1084	96	options	option	NOUN
cblr-14252	1084	97	(	(	PUNCT
cblr-14252	1084	98	record	record	NOUN
cblr-14252	1084	99	of	of	ADP
cblr-14252	1084	100	user	user	NOUN
cblr-14252	1084	101	’s	’s	PART
cblr-14252	1084	102	history	history	NOUN
cblr-14252	1084	103	;	;	PUNCT
cblr-14252	1084	104	visualizations	visualization	NOUN
cblr-14252	1084	105	of	of	ADP
cblr-14252	1084	106	usage	usage	NOUN
cblr-14252	1084	107	(	(	PUNCT
cblr-14252	1084	108	timer	timer	NOUN
cblr-14252	1084	109	,	,	PUNCT
cblr-14252	1084	110	countdown	countdown	NOUN
cblr-14252	1084	111	,	,	PUNCT
cblr-14252	1084	112	funds	fund	NOUN
cblr-14252	1084	113	)	)	PUNCT
cblr-14252	1084	114	&	&	CCONJ
cblr-14252	1084	115	status	status	NOUN
cblr-14252	1084	116	(	(	PUNCT
cblr-14252	1084	117	time	time	NOUN
cblr-14252	1084	118	;	;	PUNCT
cblr-14252	1084	119	balance	balance	NOUN
cblr-14252	1084	120	)	)	PUNCT
cblr-14252	1084	121	highlighting	highlight	VERB
cblr-14252	1084	122	buying	buying	NOUN
cblr-14252	1084	123	orders	order	NOUN
cblr-14252	1084	124	(	(	PUNCT
cblr-14252	1084	125	via	via	ADP
cblr-14252	1084	126	size	size	NOUN
cblr-14252	1084	127	,	,	PUNCT
cblr-14252	1084	128	color	color	NOUN
cblr-14252	1084	129	)	)	PUNCT
cblr-14252	1084	130	continuous	continuous	ADJ
cblr-14252	1084	131	availability	availability	NOUN
cblr-14252	1084	132	streaming	stream	VERB
cblr-14252	1084	133	information	information	NOUN
cblr-14252	1084	134	/	/	SYM
cblr-14252	1084	135	nonstop	nonstop	ADJ
cblr-14252	1084	136	changes	change	VERB
cblr-14252	1084	137	payment	payment	NOUN
cblr-14252	1084	138	characteristics	characteristic	NOUN
cblr-14252	1084	139	non	non	ADJ
cblr-14252	1084	140	-	-	ADJ
cblr-14252	1084	141	cash	cash	ADJ
cblr-14252	1084	142	payment	payment	NOUN
cblr-14252	1084	143	methods	method	NOUN
cblr-14252	1084	144	easy	easy	ADJ
cblr-14252	1084	145	access	access	NOUN
cblr-14252	1084	146	to	to	ADP
cblr-14252	1084	147	additional	additional	ADJ
cblr-14252	1084	148	funds	fund	NOUN
cblr-14252	1084	149	(	(	PUNCT
cblr-14252	1084	150	remote	remote	ADJ
cblr-14252	1084	151	,	,	PUNCT
cblr-14252	1084	152	non	non	ADJ
cblr-14252	1084	153	-	-	NOUN
cblr-14252	1084	154	cash	cash	ADJ
cblr-14252	1084	155	)	)	PUNCT
cblr-14252	1084	156	few	few	ADJ
cblr-14252	1084	157	restrictions	restriction	NOUN
cblr-14252	1084	158	on	on	ADP
cblr-14252	1084	159	the	the	DET
cblr-14252	1084	160	amount	amount	NOUN
cblr-14252	1084	161	that	that	PRON
cblr-14252	1084	162	can	can	AUX
cblr-14252	1084	163	be	be	AUX
cblr-14252	1084	164	deposited	deposit	VERB
cblr-14252	1084	165	ease	ease	NOUN
cblr-14252	1084	166	of	of	ADP
cblr-14252	1084	167	withdrawals	withdrawal	NOUN
cblr-14252	1084	168	vs.	vs.	ADP
cblr-14252	1084	169	depositing	deposit	VERB
cblr-14252	1084	170	funds	fund	NOUN
cblr-14252	1084	171	ease	ease	NOUN
cblr-14252	1084	172	&	&	CCONJ
cblr-14252	1084	173	various	various	ADJ
cblr-14252	1084	174	leverage	leverage	NOUN
cblr-14252	1084	175	options	option	NOUN
cblr-14252	1084	176	various	various	ADJ
cblr-14252	1084	177	reimbursement	reimbursement	NOUN
cblr-14252	1084	178	options	option	NOUN
cblr-14252	1084	179	;	;	PUNCT
cblr-14252	1084	180	payment	payment	NOUN
cblr-14252	1084	181	for	for	ADP
cblr-14252	1084	182	recruiting	recruit	VERB
cblr-14252	1084	183	others	other	NOUN
cblr-14252	1084	184	information	information	NOUN
cblr-14252	1084	185	dynamic	dynamic	ADJ
cblr-14252	1084	186	,	,	PUNCT
cblr-14252	1084	187	constantly	constantly	ADV
cblr-14252	1084	188	changing	change	VERB
cblr-14252	1084	189	messages	message	NOUN
cblr-14252	1084	190	pro	pro	ADJ
cblr-14252	1084	191	risky	risky	ADJ
cblr-14252	1084	192	behavior	behavior	NOUN
cblr-14252	1084	193	:	:	PUNCT
cblr-14252	1084	194	simple	simple	ADJ
cblr-14252	1084	195	,	,	PUNCT
cblr-14252	1084	196	attractive	attractive	ADJ
cblr-14252	1084	197	,	,	PUNCT
cblr-14252	1084	198	personalized	personalized	ADJ
cblr-14252	1084	199	,	,	PUNCT
cblr-14252	1084	200	action	action	NOUN
cblr-14252	1084	201	generating	generate	VERB
cblr-14252	1084	202	insufficient/	insufficient/	NUM
cblr-14252	1084	203	static	static	ADJ
cblr-14252	1084	204	information	information	NOUN
cblr-14252	1084	205	regarding	regard	VERB
cblr-14252	1084	206	probabilities	probability	NOUN
cblr-14252	1084	207	of	of	ADP
cblr-14252	1084	208	winning	win	VERB
cblr-14252	1084	209	no	no	DET
cblr-14252	1084	210	warning	warning	NOUN
cblr-14252	1084	211	of	of	ADP
cblr-14252	1084	212	potential	potential	ADJ
cblr-14252	1084	213	risks	risk	NOUN
cblr-14252	1084	214	,	,	PUNCT
cblr-14252	1084	215	lack	lack	NOUN
cblr-14252	1084	216	of	of	ADP
cblr-14252	1084	217	reminders	reminder	NOUN
cblr-14252	1084	218	to	to	ADP
cblr-14252	1084	219	reappraise	reappraise	VERB
cblr-14252	1084	220	behavior	behavior	NOUN
cblr-14252	1084	221	during	during	ADP
cblr-14252	1084	222	usage	usage	NOUN
cblr-14252	1084	223	underscoring	underscore	VERB
cblr-14252	1084	224	other	other	ADJ
cblr-14252	1084	225	’s	’s	PART
cblr-14252	1084	226	achievements	achievement	NOUN
cblr-14252	1084	227	;	;	PUNCT
cblr-14252	1084	228	nonstop	nonstop	ADJ
cblr-14252	1084	229	scrolling	scrolling	NOUN
cblr-14252	1084	230	of	of	ADP
cblr-14252	1084	231	other	other	ADJ
cblr-14252	1084	232	’s	’s	PART
cblr-14252	1084	233	opinions	opinion	NOUN
cblr-14252	1084	234	reward	reward	VERB
cblr-14252	1084	235	/	/	SYM
cblr-14252	1084	236	punishment	punishment	NOUN
cblr-14252	1084	237	types	type	NOUN
cblr-14252	1084	238	(	(	PUNCT
cblr-14252	1084	239	competence	competence	NOUN
cblr-14252	1084	240	)	)	PUNCT
cblr-14252	1084	241	levels	level	NOUN
cblr-14252	1084	242	or	or	CCONJ
cblr-14252	1084	243	progress	progress	VERB
cblr-14252	1084	244	feedback	feedback	NOUN
cblr-14252	1084	245	,	,	PUNCT
cblr-14252	1084	246	progress	progress	NOUN
cblr-14252	1084	247	bar	bar	VERB
cblr-14252	1084	248	digital	digital	ADJ
cblr-14252	1084	249	points	point	NOUN
cblr-14252	1084	250	or	or	CCONJ
cblr-14252	1084	251	scoring	score	VERB
cblr-14252	1084	252	digital	digital	ADJ
cblr-14252	1084	253	rewards	reward	NOUN
cblr-14252	1084	254	or	or	CCONJ
cblr-14252	1084	255	prizes	prize	VERB
cblr-14252	1084	256	real	real	ADJ
cblr-14252	1084	257	-	-	PUNCT
cblr-14252	1084	258	world	world	NOUN
cblr-14252	1084	259	rewards	reward	NOUN
cblr-14252	1084	260	or	or	CCONJ
cblr-14252	1084	261	punishments	punishment	NOUN
cblr-14252	1084	262	badges	badge	NOUN
cblr-14252	1084	263	or	or	CCONJ
cblr-14252	1084	264	achievements	achievement	NOUN
cblr-14252	1084	265	388	388	NUM
cblr-14252	1084	266	columbia	columbia	PROPN
cblr-14252	1084	267	business	business	NOUN
cblr-14252	1084	268	law	law	PROPN
cblr-14252	1084	269	review	review	NOUN
cblr-14252	1084	270	[	[	X
cblr-14252	1084	271	vol	vol	NOUN
cblr-14252	1084	272	.	.	PUNCT
cblr-14252	1084	273	2025	2025	NUM
cblr-14252	1084	274	in	in	ADP
cblr-14252	1084	275	-	-	PUNCT
cblr-14252	1084	276	game	game	NOUN
cblr-14252	1084	277	bonuses	bonus	NOUN
cblr-14252	1084	278	(	(	PUNCT
cblr-14252	1084	279	e.g.	e.g.	ADV
cblr-14252	1084	280	free	free	ADJ
cblr-14252	1084	281	spins	spin	NOUN
cblr-14252	1084	282	,	,	PUNCT
cblr-14252	1084	283	extra	extra	ADJ
cblr-14252	1084	284	credit/$	credit/$	NOUN
cblr-14252	1084	285	)	)	PUNCT
cblr-14252	1084	286	points	point	NOUN
cblr-14252	1084	287	/	/	SYM
cblr-14252	1084	288	investment	investment	NOUN
cblr-14252	1084	289	represented	represent	VERB
cblr-14252	1084	290	as	as	ADP
cblr-14252	1084	291	some	some	DET
cblr-14252	1084	292	lifeform	lifeform	NOUN
cblr-14252	1084	293	,	,	PUNCT
cblr-14252	1084	294	use	use	NOUN
cblr-14252	1084	295	of	of	ADP
cblr-14252	1084	296	visual	visual	ADJ
cblr-14252	1084	297	imagery	imagery	NOUN
cblr-14252	1084	298	of	of	ADP
cblr-14252	1084	299	winning	win	VERB
cblr-14252	1084	300	/	/	SYM
cblr-14252	1084	301	buying	buying	NOUN
cblr-14252	1084	302	competition	competition	NOUN
cblr-14252	1084	303	,	,	PUNCT
cblr-14252	1084	304	social	social	ADJ
cblr-14252	1084	305	competition	competition	NOUN
cblr-14252	1084	306	(	(	PUNCT
cblr-14252	1084	307	trending	trend	VERB
cblr-14252	1084	308	now	now	ADV
cblr-14252	1084	309	,	,	PUNCT
cblr-14252	1084	310	all	all	DET
cblr-14252	1084	311	others	other	NOUN
cblr-14252	1084	312	are	be	AUX
cblr-14252	1084	313	…	…	PUNCT
cblr-14252	1084	314	)	)	PUNCT
cblr-14252	1084	315	social	social	ADJ
cblr-14252	1084	316	comparison	comparison	NOUN
cblr-14252	1084	317	,	,	PUNCT
cblr-14252	1084	318	social	social	ADJ
cblr-14252	1084	319	pressure	pressure	NOUN
cblr-14252	1084	320	,	,	PUNCT
cblr-14252	1084	321	social	social	ADJ
cblr-14252	1084	322	reward	reward	NOUN
cblr-14252	1084	323	(	(	PUNCT
cblr-14252	1084	324	by	by	ADP
cblr-14252	1084	325	beating	beat	VERB
cblr-14252	1084	326	others	other	NOUN
cblr-14252	1084	327	)	)	PUNCT
cblr-14252	1084	328	leaderboards	leaderboard	NOUN
cblr-14252	1084	329	,	,	PUNCT
cblr-14252	1084	330	social	social	ADJ
cblr-14252	1084	331	status	status	NOUN
cblr-14252	1084	332	quest	quest	NOUN
cblr-14252	1084	333	or	or	CCONJ
cblr-14252	1084	334	challenges	challenge	VERB
cblr-14252	1084	335	mini	mini	ADJ
cblr-14252	1084	336	games	game	NOUN
cblr-14252	1084	337	praise	praise	NOUN
cblr-14252	1084	338	/	/	SYM
cblr-14252	1084	339	blame	blame	NOUN
cblr-14252	1084	340	/	/	SYM
cblr-14252	1084	341	please	please	ADJ
cblr-14252	1084	342	/	/	PUNCT
cblr-14252	1084	343	annoy	annoy	VERB
cblr-14252	1084	344	buying	buy	VERB
cblr-14252	1084	345	via	via	ADP
cblr-14252	1084	346	bodily	bodily	ADJ
cblr-14252	1084	347	gestures	gesture	NOUN
cblr-14252	1084	348	conditioned	condition	VERB
cblr-14252	1084	349	with	with	ADP
cblr-14252	1084	350	positive	positive	ADJ
cblr-14252	1084	351	consumption	consumption	NOUN
cblr-14252	1084	352	reward	reward	NOUN
cblr-14252	1084	353	/	/	SYM
cblr-14252	1084	354	cost	cost	NOUN
cblr-14252	1084	355	characteristics	characteristic	NOUN
cblr-14252	1084	356	highlighting	highlight	VERB
cblr-14252	1084	357	large	large	ADJ
cblr-14252	1084	358	potential	potential	ADJ
cblr-14252	1084	359	financial	financial	ADJ
cblr-14252	1084	360	gain	gain	NOUN
cblr-14252	1084	361	(	(	PUNCT
cblr-14252	1084	362	hiding	hide	VERB
cblr-14252	1084	363	winning	win	VERB
cblr-14252	1084	364	probabilities	probability	NOUN
cblr-14252	1084	365	)	)	PUNCT
cblr-14252	1084	366	hiding	hide	VERB
cblr-14252	1084	367	large	large	ADJ
cblr-14252	1084	368	potential	potential	ADJ
cblr-14252	1084	369	loss	loss	NOUN
cblr-14252	1084	370	(	(	PUNCT
cblr-14252	1084	371	hiding	hide	VERB
cblr-14252	1084	372	losing	lose	VERB
cblr-14252	1084	373	probabilities	probability	NOUN
cblr-14252	1084	374	)	)	PUNCT
cblr-14252	1084	375	disproportional	disproportional	ADJ
cblr-14252	1084	376	presentation	presentation	NOUN
cblr-14252	1084	377	of	of	ADP
cblr-14252	1084	378	small	small	ADJ
cblr-14252	1084	379	wins	win	NOUN
cblr-14252	1084	380	(	(	PUNCT
cblr-14252	1084	381	jackpot	jackpot	NOUN
cblr-14252	1084	382	dream	dream	NOUN
cblr-14252	1084	383	)	)	PUNCT
cblr-14252	1084	384	volatility	volatility	NOUN
cblr-14252	1084	385	changing	change	VERB
cblr-14252	1084	386	patterns	pattern	NOUN
cblr-14252	1084	387	of	of	ADP
cblr-14252	1084	388	reward	reward	NOUN
cblr-14252	1084	389	distribution	distribution	NOUN
cblr-14252	1084	390	(	(	PUNCT
cblr-14252	1084	391	varying	vary	VERB
cblr-14252	1084	392	rate	rate	NOUN
cblr-14252	1084	393	)	)	PUNCT
cblr-14252	1084	394	losses	loss	NOUN
cblr-14252	1084	395	-	-	PUNCT
cblr-14252	1084	396	disguised	disguise	VERB
cblr-14252	1084	397	-	-	PUNCT
cblr-14252	1084	398	as	as	ADP
cblr-14252	1084	399	-	-	PUNCT
cblr-14252	1084	400	wins	win	NOUN
cblr-14252	1084	401	positive	positive	ADJ
cblr-14252	1084	402	,	,	PUNCT
cblr-14252	1084	403	winning	win	VERB
cblr-14252	1084	404	-	-	PUNCT
cblr-14252	1084	405	related	relate	VERB
cblr-14252	1084	406	sensory	sensory	ADJ
cblr-14252	1084	407	reinforcement	reinforcement	NOUN
cblr-14252	1084	408	through	through	ADP
cblr-14252	1084	409	light	light	NOUN
cblr-14252	1084	410	and	and	CCONJ
cblr-14252	1084	411	sound	sound	ADJ
cblr-14252	1084	412	effects	effect	NOUN
cblr-14252	1084	413	highlighting	highlight	VERB
cblr-14252	1084	414	near	near	ADP
cblr-14252	1084	415	misses	miss	VERB
cblr-14252	1084	416	immediate	immediate	ADJ
cblr-14252	1084	417	gratification	gratification	NOUN
cblr-14252	1084	418	following	follow	VERB
cblr-14252	1084	419	risky	risky	ADJ
cblr-14252	1084	420	acts	act	NOUN
cblr-14252	1084	421	return	return	VERB
cblr-14252	1084	422	-	-	PUNCT
cblr-14252	1084	423	to	to	ADP
cblr-14252	1084	424	-	-	PUNCT
cblr-14252	1084	425	player	player	NOUN
cblr-14252	1084	426	no	no	DET
cblr-14252	1084	427	restrictions	restriction	NOUN
cblr-14252	1084	428	on	on	ADP
cblr-14252	1084	429	stake	stake	NOUN
cblr-14252	1084	430	size	size	NOUN
cblr-14252	1084	431	speed	speed	NOUN
cblr-14252	1084	432	of	of	ADP
cblr-14252	1084	433	play	play	NOUN
cblr-14252	1084	434	&	&	CCONJ
cblr-14252	1084	435	event	event	NOUN
cblr-14252	1084	436	frequency	frequency	NOUN
cblr-14252	1084	437	obfuscation	obfuscation	NOUN
cblr-14252	1084	438	of	of	ADP
cblr-14252	1084	439	cost	cost	NOUN
cblr-14252	1084	440	promotion	promotion	NOUN
cblr-14252	1084	441	of	of	ADP
cblr-14252	1084	442	cryptocurrencies	cryptocurrencie	NOUN
cblr-14252	1084	443	(	(	PUNCT
cblr-14252	1084	444	special	special	ADJ
cblr-14252	1084	445	graphics	graphic	NOUN
cblr-14252	1084	446	,	,	PUNCT
cblr-14252	1084	447	info	info	NOUN
cblr-14252	1084	448	feed	feed	NOUN
cblr-14252	1084	449	,	,	PUNCT
cblr-14252	1084	450	badges	badge	NOUN
cblr-14252	1084	451	)	)	PUNCT
cblr-14252	1084	452	autonomy	autonomy	NOUN
cblr-14252	1084	453	personalization	personalization	NOUN
cblr-14252	1084	454	customization	customization	NOUN
cblr-14252	1084	455	relatedness	relatedness	NOUN
cblr-14252	1084	456	(	(	PUNCT
cblr-14252	1084	457	commitment	commitment	NOUN
cblr-14252	1084	458	,	,	PUNCT
cblr-14252	1084	459	trust	trust	NOUN
cblr-14252	1084	460	)	)	PUNCT
cblr-14252	1084	461	social	social	ADJ
cblr-14252	1084	462	networking	networking	NOUN
cblr-14252	1084	463	,	,	PUNCT
cblr-14252	1084	464	social	social	ADJ
cblr-14252	1084	465	cooperation	cooperation	NOUN
cblr-14252	1084	466	,	,	PUNCT
cblr-14252	1084	467	sharing	share	VERB
cblr-14252	1084	468	herd	herd	NOUN
cblr-14252	1084	469	,	,	PUNCT
cblr-14252	1084	470	imitation	imitation	NOUN
cblr-14252	1084	471	,	,	PUNCT
cblr-14252	1084	472	popular	popular	ADJ
cblr-14252	1084	473	/	/	SYM
cblr-14252	1084	474	familiar	familiar	ADJ
cblr-14252	1084	475	figures	figure	NOUN
cblr-14252	1084	476	following	follow	VERB
cblr-14252	1084	477	social	social	ADJ
cblr-14252	1084	478	influencers	influencer	NOUN
cblr-14252	1084	479	finfluencers	finfluencer	NOUN
cblr-14252	1084	480	”	"	PUNCT
cblr-14252	1084	481	following	follow	VERB
cblr-14252	1084	482	social	social	ADJ
cblr-14252	1084	483	influencers	influencer	NOUN
cblr-14252	1084	484	&	&	CCONJ
cblr-14252	1084	485	“	"	PUNCT
cblr-14252	1084	486	finfluencers	finfluencer	NOUN
cblr-14252	1084	487	”	"	PUNCT
cblr-14252	1085	1	avatar	avatar	ADJ
cblr-14252	1085	2	narrative	narrative	NOUN
cblr-14252	1085	3	context	context	NOUN
cblr-14252	1085	4	,	,	PUNCT
cblr-14252	1085	5	story	story	NOUN
cblr-14252	1085	6	/	/	SYM
cblr-14252	1085	7	theme	theme	NOUN
cblr-14252	1085	8	no	no	NOUN
cblr-14252	1085	9	.	.	NOUN
cblr-14252	1085	10	1	1	NUM
cblr-14252	1085	11	]	]	PUNCT
cblr-14252	1085	12	risk	risk	NOUN
cblr-14252	1085	13	,	,	PUNCT
cblr-14252	1085	14	discretion	discretion	NOUN
cblr-14252	1085	15	,	,	PUNCT
cblr-14252	1085	16	and	and	CCONJ
cblr-14252	1085	17	bank	bank	NOUN
cblr-14252	1085	18	supervision	supervision	NOUN
cblr-14252	1085	19	389	389	NUM
cblr-14252	1085	20	social	social	ADJ
cblr-14252	1085	21	affiliation	affiliation	NOUN
cblr-14252	1085	22	(	(	PUNCT
cblr-14252	1085	23	r	r	NOUN
cblr-14252	1085	24	/	/	SYM
cblr-14252	1085	25	wallstreetbets	wallstreetbet	NOUN
cblr-14252	1085	26	)	)	PUNCT
cblr-14252	1085	27	;	;	PUNCT
cblr-14252	1086	1	gambling	gamble	VERB
cblr-14252	1086	2	language	language	NOUN
cblr-14252	1086	3	and	and	CCONJ
cblr-14252	1086	4	praising	praise	VERB
cblr-14252	1086	5	avatar	avatar	ADJ
cblr-14252	1086	6	harnessing	harness	VERB
cblr-14252	1086	7	intrinsic	intrinsic	ADJ
cblr-14252	1086	8	motivation	motivation	NOUN
cblr-14252	1086	9	narrative	narrative	NOUN
cblr-14252	1086	10	,	,	PUNCT
cblr-14252	1086	11	fantasy	fantasy	NOUN
cblr-14252	1086	12	interactivity	interactivity	NOUN
cblr-14252	1086	13	reminders	reminder	NOUN
cblr-14252	1086	14	of	of	ADP
cblr-14252	1086	15	a	a	DET
cblr-14252	1086	16	concrete	concrete	ADJ
cblr-14252	1086	17	goal	goal	NOUN
cblr-14252	1086	18	/	/	SYM
cblr-14252	1086	19	s	s	NOUN
cblr-14252	1086	20	&	&	CCONJ
cblr-14252	1086	21	activities	activity	NOUN
cblr-14252	1086	22	reminders	reminder	NOUN
cblr-14252	1086	23	of	of	ADP
cblr-14252	1086	24	general	general	ADJ
cblr-14252	1086	25	goal	goal	NOUN
cblr-14252	1086	26	/	/	SYM
cblr-14252	1086	27	s	s	NOUN
cblr-14252	1086	28	and	and	CCONJ
cblr-14252	1086	29	value	value	NOUN
cblr-14252	1086	30	/	/	SYM
cblr-14252	1086	31	s	s	PART
cblr-14252	1086	32	motivational	motivational	NOUN
cblr-14252	1086	33	quotes	quote	NOUN
cblr-14252	1086	34	compare	compare	VERB
cblr-14252	1086	35	actual	actual	ADJ
cblr-14252	1086	36	behavior	behavior	NOUN
cblr-14252	1086	37	with	with	ADP
cblr-14252	1086	38	goals	goal	NOUN
cblr-14252	1086	39	engagement	engagement	NOUN
cblr-14252	1086	40	mechanisms	mechanism	NOUN
cblr-14252	1086	41	daily	daily	ADV
cblr-14252	1086	42	log	log	NOUN
cblr-14252	1086	43	-	-	PUNCT
cblr-14252	1086	44	in	in	ADP
cblr-14252	1086	45	rewards	reward	NOUN
cblr-14252	1086	46	push	push	VERB
cblr-14252	1086	47	notifications	notification	NOUN
cblr-14252	1086	48	,	,	PUNCT
cblr-14252	1086	49	update	update	NOUN
cblr-14252	1086	50	emails	email	NOUN
cblr-14252	1086	51	,	,	PUNCT
cblr-14252	1086	52	newsletters	newsletter	NOUN
cblr-14252	1086	53	time	time	NOUN
cblr-14252	1086	54	-	-	PUNCT
cblr-14252	1086	55	limited	limit	VERB
cblr-14252	1086	56	rewards	reward	NOUN
cblr-14252	1086	57	/	/	SYM
cblr-14252	1086	58	offers	offer	NOUN
cblr-14252	1086	59	/	/	SYM
cblr-14252	1086	60	limited	limit	VERB
cblr-14252	1086	61	content	content	NOUN
cblr-14252	1086	62	incentivizing	incentivize	VERB
cblr-14252	1086	63	immediate	immediate	ADJ
cblr-14252	1086	64	act	act	NOUN
cblr-14252	1086	65	special	special	ADJ
cblr-14252	1086	66	events	event	NOUN
cblr-14252	1086	67	curiosity	curiosity	NOUN
cblr-14252	1086	68	&	&	CCONJ
cblr-14252	1086	69	exploration	exploration	NOUN
cblr-14252	1086	70	:	:	PUNCT
cblr-14252	1086	71	frequent	frequent	ADJ
cblr-14252	1086	72	content	content	NOUN
cblr-14252	1086	73	/	/	SYM
cblr-14252	1086	74	features	feature	NOUN
cblr-14252	1086	75	/	/	SYM
cblr-14252	1086	76	opportunities	opportunity	NOUN
cblr-14252	1086	77	update	update	NOUN
cblr-14252	1086	78	ease	ease	NOUN
cblr-14252	1086	79	of	of	ADP
cblr-14252	1086	80	use	use	NOUN
cblr-14252	1086	81	/	/	SYM
cblr-14252	1086	82	play	play	NOUN
cblr-14252	1086	83	/	/	SYM
cblr-14252	1086	84	friendly	friendly	ADJ
cblr-14252	1086	85	interface	interface	NOUN
cblr-14252	1086	86	arousal	arousal	NOUN
cblr-14252	1086	87	:	:	PUNCT
cblr-14252	1086	88	exciting	exciting	ADJ
cblr-14252	1086	89	visual	visual	ADJ
cblr-14252	1086	90	scheme	scheme	NOUN
cblr-14252	1086	91	,	,	PUNCT
cblr-14252	1086	92	special	special	ADJ
cblr-14252	1086	93	colors	color	NOUN
cblr-14252	1086	94	for	for	ADP
cblr-14252	1086	95	volatile	volatile	ADJ
cblr-14252	1086	96	investment	investment	NOUN
cblr-14252	1086	97	types	type	NOUN
cblr-14252	1086	98	interesting	interesting	ADJ
cblr-14252	1086	99	sound	sound	ADJ
cblr-14252	1086	100	effects	effect	NOUN
cblr-14252	1086	101	surprise	surprise	NOUN
cblr-14252	1086	102	elements	element	NOUN
cblr-14252	1086	103	;	;	PUNCT
cblr-14252	1086	104	means	mean	VERB
cblr-14252	1086	105	to	to	PART
cblr-14252	1086	106	escape	escape	VERB
cblr-14252	1086	107	boredom	boredom	NOUN
cblr-14252	1086	108	flow	flow	NOUN
cblr-14252	1086	109	:	:	PUNCT
cblr-14252	1086	110	immersive	immersive	ADJ
cblr-14252	1086	111	ambient	ambient	ADJ
cblr-14252	1086	112	characteristics	characteristic	NOUN
cblr-14252	1086	113	(	(	PUNCT
cblr-14252	1086	114	e.g.	e.g.	ADV
cblr-14252	1086	115	,	,	PUNCT
cblr-14252	1086	116	color	color	NOUN
cblr-14252	1086	117	,	,	PUNCT
cblr-14252	1086	118	lighting	lighting	NOUN
cblr-14252	1086	119	,	,	PUNCT
cblr-14252	1086	120	sounds	sound	VERB
cblr-14252	1086	121	)	)	PUNCT
cblr-14252	1086	122	challenge	challenge	NOUN
cblr-14252	1086	123	&	&	CCONJ
cblr-14252	1086	124	competition	competition	NOUN
cblr-14252	1086	125	:	:	PUNCT
cblr-14252	1086	126	comparing	compare	VERB
cblr-14252	1086	127	with	with	ADP
cblr-14252	1086	128	others	other	NOUN
cblr-14252	1086	129	,	,	PUNCT
cblr-14252	1086	130	praises	praise	VERB