id	sid	tid	token	lemma	pos
cblr-1709	1	1	microsoft	microsoft	PROPN
cblr-1709	1	2	word	word	NOUN
cblr-1709	1	3	4_2018.3_auman_final.docx	4_2018.3_auman_final.docx	NUM
cblr-1709	1	4	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	1	5	hacking	hack	VERB
cblr-1709	1	6	our	our	PRON
cblr-1709	1	7	securities	security	NOUN
cblr-1709	1	8	disclosure	disclosure	NOUN
cblr-1709	1	9	system	system	NOUN
cblr-1709	1	10	:	:	PUNCT
cblr-1709	1	11	the	the	DET
cblr-1709	1	12	need	need	NOUN
cblr-1709	1	13	for	for	ADP
cblr-1709	1	14	federal	federal	ADJ
cblr-1709	1	15	broker	broker	NOUN
cblr-1709	1	16	-	-	PUNCT
cblr-1709	1	17	dealer	dealer	NOUN
cblr-1709	1	18	disclosure	disclosure	NOUN
cblr-1709	1	19	requirements	requirement	NOUN
cblr-1709	1	20	vis	vis	X
cblr-1709	1	21	-	-	ADJ
cblr-1709	1	22	à	à	X
cblr-1709	1	23	-	-	NOUN
cblr-1709	1	24	vis	vis	X
cblr-1709	1	25	cyber	cyber	PROPN
cblr-1709	1	26	incidents	incident	NOUN
cblr-1709	1	27	jason	jason	PROPN
cblr-1709	1	28	auman	auman	PROPN
cblr-1709	1	29	*	*	PROPN
cblr-1709	1	30	broker	broker	NOUN
cblr-1709	1	31	-	-	PUNCT
cblr-1709	1	32	dealers	dealer	NOUN
cblr-1709	1	33	provide	provide	VERB
cblr-1709	1	34	investors	investor	NOUN
cblr-1709	1	35	with	with	ADP
cblr-1709	1	36	the	the	DET
cblr-1709	1	37	platform	platform	NOUN
cblr-1709	1	38	to	to	PART
cblr-1709	1	39	access	access	VERB
cblr-1709	1	40	security	security	NOUN
cblr-1709	1	41	markets	market	NOUN
cblr-1709	1	42	.	.	PUNCT
cblr-1709	2	1	to	to	PART
cblr-1709	2	2	facilitate	facilitate	VERB
cblr-1709	2	3	this	this	DET
cblr-1709	2	4	access	access	NOUN
cblr-1709	2	5	,	,	PUNCT
cblr-1709	2	6	clients	client	NOUN
cblr-1709	2	7	entrust	entrust	VERB
cblr-1709	2	8	them	they	PRON
cblr-1709	2	9	with	with	ADP
cblr-1709	2	10	sensitive	sensitive	ADJ
cblr-1709	2	11	information	information	NOUN
cblr-1709	2	12	,	,	PUNCT
cblr-1709	2	13	including	include	VERB
cblr-1709	2	14	their	their	PRON
cblr-1709	2	15	names	name	NOUN
cblr-1709	2	16	,	,	PUNCT
cblr-1709	2	17	addresses	address	NOUN
cblr-1709	2	18	,	,	PUNCT
cblr-1709	2	19	and	and	CCONJ
cblr-1709	2	20	social	social	ADJ
cblr-1709	2	21	security	security	NOUN
cblr-1709	2	22	numbers	number	NOUN
cblr-1709	2	23	.	.	PUNCT
cblr-1709	3	1	cyberattacks	cyberattack	NOUN
cblr-1709	3	2	on	on	ADP
cblr-1709	3	3	the	the	DET
cblr-1709	3	4	financial	financial	ADJ
cblr-1709	3	5	sector	sector	NOUN
cblr-1709	3	6	have	have	AUX
cblr-1709	3	7	advanced	advance	VERB
cblr-1709	3	8	in	in	ADP
cblr-1709	3	9	sophistication	sophistication	NOUN
cblr-1709	3	10	and	and	CCONJ
cblr-1709	3	11	grown	grow	VERB
cblr-1709	3	12	more	more	ADV
cblr-1709	3	13	frequent	frequent	ADJ
cblr-1709	3	14	due	due	ADJ
cblr-1709	3	15	to	to	ADP
cblr-1709	3	16	technological	technological	ADJ
cblr-1709	3	17	advances	advance	NOUN
cblr-1709	3	18	,	,	PUNCT
cblr-1709	3	19	adjustments	adjustment	NOUN
cblr-1709	3	20	in	in	ADP
cblr-1709	3	21	firm	firm	ADJ
cblr-1709	3	22	business	business	NOUN
cblr-1709	3	23	models	model	NOUN
cblr-1709	3	24	,	,	PUNCT
cblr-1709	3	25	and	and	CCONJ
cblr-1709	3	26	changes	change	NOUN
cblr-1709	3	27	in	in	ADP
cblr-1709	3	28	customer	customer	NOUN
cblr-1709	3	29	behavior	behavior	NOUN
cblr-1709	3	30	,	,	PUNCT
cblr-1709	3	31	causing	cause	VERB
cblr-1709	3	32	new	new	ADJ
cblr-1709	3	33	vulnerabilities	vulnerability	NOUN
cblr-1709	3	34	in	in	ADP
cblr-1709	3	35	firm	firm	ADJ
cblr-1709	3	36	information	information	NOUN
cblr-1709	3	37	systems	system	NOUN
cblr-1709	3	38	.	.	PUNCT
cblr-1709	4	1	however	however	ADV
cblr-1709	4	2	,	,	PUNCT
cblr-1709	4	3	even	even	ADV
cblr-1709	4	4	with	with	ADP
cblr-1709	4	5	this	this	DET
cblr-1709	4	6	increase	increase	NOUN
cblr-1709	4	7	of	of	ADP
cblr-1709	4	8	cyberattacks	cyberattack	NOUN
cblr-1709	4	9	against	against	ADP
cblr-1709	4	10	broker	broker	NOUN
cblr-1709	4	11	-	-	PUNCT
cblr-1709	4	12	dealers	dealer	NOUN
cblr-1709	4	13	,	,	PUNCT
cblr-1709	4	14	the	the	DET
cblr-1709	4	15	lack	lack	NOUN
cblr-1709	4	16	of	of	ADP
cblr-1709	4	17	public	public	ADJ
cblr-1709	4	18	disclosure	disclosure	NOUN
cblr-1709	4	19	requirements	requirement	NOUN
cblr-1709	4	20	means	mean	VERB
cblr-1709	4	21	little	little	ADJ
cblr-1709	4	22	is	be	AUX
cblr-1709	4	23	known	know	VERB
cblr-1709	4	24	about	about	ADP
cblr-1709	4	25	the	the	DET
cblr-1709	4	26	extent	extent	NOUN
cblr-1709	4	27	of	of	ADP
cblr-1709	4	28	broker	broker	NOUN
cblr-1709	4	29	-	-	PUNCT
cblr-1709	4	30	dealer	dealer	NOUN
cblr-1709	4	31	cyber	cyber	NOUN
cblr-1709	4	32	safety	safety	NOUN
cblr-1709	4	33	.	.	PUNCT
cblr-1709	5	1	under	under	ADP
cblr-1709	5	2	current	current	ADJ
cblr-1709	5	3	sec	sec	PROPN
cblr-1709	5	4	regulations	regulation	NOUN
cblr-1709	5	5	,	,	PUNCT
cblr-1709	5	6	broker	broker	NOUN
cblr-1709	5	7	-	-	PUNCT
cblr-1709	5	8	dealers	dealer	NOUN
cblr-1709	5	9	must	must	AUX
cblr-1709	5	10	take	take	VERB
cblr-1709	5	11	preventative	preventative	ADJ
cblr-1709	5	12	action	action	NOUN
cblr-1709	5	13	,	,	PUNCT
cblr-1709	5	14	such	such	ADJ
cblr-1709	5	15	as	as	ADP
cblr-1709	5	16	establishing	establish	VERB
cblr-1709	5	17	safeguards	safeguard	NOUN
cblr-1709	5	18	against	against	ADP
cblr-1709	5	19	cyber	cyber	NOUN
cblr-1709	5	20	breaches	breach	NOUN
cblr-1709	5	21	and	and	CCONJ
cblr-1709	5	22	maintaining	maintain	VERB
cblr-1709	5	23	security	security	NOUN
cblr-1709	5	24	programs	program	NOUN
cblr-1709	5	25	that	that	PRON
cblr-1709	5	26	can	can	AUX
cblr-1709	5	27	identify	identify	VERB
cblr-1709	5	28	red	red	ADJ
cblr-1709	5	29	flags	flag	NOUN
cblr-1709	5	30	.	.	PUNCT
cblr-1709	6	1	however	however	ADV
cblr-1709	6	2	,	,	PUNCT
cblr-1709	6	3	after	after	SCONJ
cblr-1709	6	4	a	a	DET
cblr-1709	6	5	cyberattack	cyberattack	NOUN
cblr-1709	6	6	occurs	occur	VERB
cblr-1709	6	7	,	,	PUNCT
cblr-1709	6	8	firms	firm	NOUN
cblr-1709	6	9	are	be	AUX
cblr-1709	6	10	only	only	ADV
cblr-1709	6	11	required	require	VERB
cblr-1709	6	12	to	to	PART
cblr-1709	6	13	file	file	VERB
cblr-1709	6	14	a	a	DET
cblr-1709	6	15	suspicious	suspicious	ADJ
cblr-1709	6	16	activity	activity	NOUN
cblr-1709	6	17	report	report	NOUN
cblr-1709	6	18	to	to	ADP
cblr-1709	6	19	fincen	fincen	PROPN
cblr-1709	6	20	,	,	PUNCT
cblr-1709	6	21	a	a	DET
cblr-1709	6	22	bureau	bureau	NOUN
cblr-1709	6	23	within	within	ADP
cblr-1709	6	24	the	the	DET
cblr-1709	6	25	treasury	treasury	PROPN
cblr-1709	6	26	department	department	NOUN
cblr-1709	6	27	.	.	PUNCT
cblr-1709	7	1	unlike	unlike	ADP
cblr-1709	7	2	public	public	ADJ
cblr-1709	7	3	companies	company	NOUN
cblr-1709	7	4	and	and	CCONJ
cblr-1709	7	5	banks	bank	NOUN
cblr-1709	7	6	,	,	PUNCT
cblr-1709	7	7	broker	broker	NOUN
cblr-1709	7	8	-	-	PUNCT
cblr-1709	7	9	dealers	dealer	NOUN
cblr-1709	7	10	do	do	AUX
cblr-1709	7	11	not	not	PART
cblr-1709	7	12	have	have	VERB
cblr-1709	7	13	any	any	DET
cblr-1709	7	14	federal	federal	ADJ
cblr-1709	7	15	disclosure	disclosure	NOUN
cblr-1709	7	16	requirement	requirement	NOUN
cblr-1709	7	17	to	to	ADP
cblr-1709	7	18	the	the	DET
cblr-1709	7	19	general	general	ADJ
cblr-1709	7	20	public	public	NOUN
cblr-1709	7	21	for	for	ADP
cblr-1709	7	22	cybersecurity	cybersecurity	NOUN
cblr-1709	7	23	incidents	incident	NOUN
cblr-1709	7	24	.	.	PUNCT
cblr-1709	8	1	addressing	address	VERB
cblr-1709	8	2	this	this	DET
cblr-1709	8	3	gap	gap	NOUN
cblr-1709	8	4	requires	require	VERB
cblr-1709	8	5	a	a	DET
cblr-1709	8	6	comprehensive	comprehensive	ADJ
cblr-1709	8	7	examination	examination	NOUN
cblr-1709	8	8	of	of	ADP
cblr-1709	8	9	the	the	DET
cblr-1709	8	10	tradeoffs	tradeoff	NOUN
cblr-1709	8	11	involved	involve	VERB
cblr-1709	8	12	in	in	ADP
cblr-1709	8	13	*	*	PROPN
cblr-1709	8	14	j.d	j.d	PROPN
cblr-1709	8	15	.	.	PROPN
cblr-1709	8	16	candidate	candidate	NOUN
cblr-1709	8	17	2019	2019	NUM
cblr-1709	8	18	,	,	PUNCT
cblr-1709	8	19	columbia	columbia	PROPN
cblr-1709	8	20	law	law	PROPN
cblr-1709	8	21	school	school	NOUN
cblr-1709	8	22	;	;	PUNCT
cblr-1709	8	23	b.s	b.s	PROPN
cblr-1709	8	24	.	.	PROPN
cblr-1709	8	25	2015	2015	NUM
cblr-1709	8	26	,	,	PUNCT
cblr-1709	8	27	yeshiva	yeshiva	NOUN
cblr-1709	8	28	university	university	NOUN
cblr-1709	8	29	.	.	PUNCT
cblr-1709	9	1	many	many	ADJ
cblr-1709	9	2	thanks	thank	NOUN
cblr-1709	9	3	to	to	ADP
cblr-1709	9	4	professor	professor	PROPN
cblr-1709	9	5	joshua	joshua	PROPN
cblr-1709	9	6	mitts	mitt	VERB
cblr-1709	9	7	for	for	ADP
cblr-1709	9	8	his	his	PRON
cblr-1709	9	9	invaluable	invaluable	ADJ
cblr-1709	9	10	guidance	guidance	NOUN
cblr-1709	9	11	and	and	CCONJ
cblr-1709	9	12	feedback	feedback	NOUN
cblr-1709	9	13	.	.	PUNCT
cblr-1709	10	1	additional	additional	ADJ
cblr-1709	10	2	thanks	thank	NOUN
cblr-1709	10	3	to	to	ADP
cblr-1709	10	4	the	the	DET
cblr-1709	10	5	editorial	editorial	ADJ
cblr-1709	10	6	staff	staff	NOUN
cblr-1709	10	7	of	of	ADP
cblr-1709	10	8	the	the	DET
cblr-1709	10	9	columbia	columbia	PROPN
cblr-1709	10	10	business	business	PROPN
cblr-1709	10	11	law	law	PROPN
cblr-1709	10	12	review	review	NOUN
cblr-1709	10	13	for	for	ADP
cblr-1709	10	14	their	their	PRON
cblr-1709	10	15	diligent	diligent	ADJ
cblr-1709	10	16	work	work	NOUN
cblr-1709	10	17	and	and	CCONJ
cblr-1709	10	18	assistance	assistance	NOUN
cblr-1709	10	19	in	in	ADP
cblr-1709	10	20	preparing	prepare	VERB
cblr-1709	10	21	this	this	DET
cblr-1709	10	22	note	note	NOUN
cblr-1709	10	23	for	for	ADP
cblr-1709	10	24	publication	publication	NOUN
cblr-1709	10	25	.	.	PUNCT
cblr-1709	11	1	all	all	DET
cblr-1709	11	2	errors	error	NOUN
cblr-1709	11	3	are	be	AUX
cblr-1709	11	4	my	my	PRON
cblr-1709	11	5	own	own	ADJ
cblr-1709	11	6	.	.	PUNCT
cblr-1709	12	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	12	2	no	no	NOUN
cblr-1709	12	3	.	.	NOUN
cblr-1709	13	1	3:952	3:952	NUM
cblr-1709	13	2	]	]	X
cblr-1709	13	3	hacking	hack	VERB
cblr-1709	13	4	our	our	PRON
cblr-1709	13	5	securities	security	NOUN
cblr-1709	13	6	disclosure	disclosure	NOUN
cblr-1709	13	7	system	system	NOUN
cblr-1709	13	8	953	953	NUM
cblr-1709	13	9	implementing	implement	VERB
cblr-1709	13	10	broad	broad	ADJ
cblr-1709	13	11	new	new	ADJ
cblr-1709	13	12	federal	federal	ADJ
cblr-1709	13	13	disclosure	disclosure	NOUN
cblr-1709	13	14	requirements	requirement	NOUN
cblr-1709	13	15	for	for	ADP
cblr-1709	13	16	broker	broker	NOUN
cblr-1709	13	17	-	-	PUNCT
cblr-1709	13	18	dealers	dealer	NOUN
cblr-1709	13	19	following	follow	VERB
cblr-1709	13	20	cybersecurity	cybersecurity	NOUN
cblr-1709	13	21	incidents	incident	NOUN
cblr-1709	13	22	.	.	PUNCT
cblr-1709	14	1	i.	i.	PROPN
cblr-1709	14	2	introduction	introduction	NOUN
cblr-1709	14	3	................................................................	................................................................	PUNCT
cblr-1709	15	1	953	953	NUM
cblr-1709	15	2	ii	ii	NOUN
cblr-1709	15	3	.	.	PUNCT
cblr-1709	16	1	the	the	DET
cblr-1709	16	2	current	current	ADJ
cblr-1709	16	3	cybersecurity	cybersecurity	NOUN
cblr-1709	16	4	disclosure	disclosure	NOUN
cblr-1709	16	5	requirements	requirement	NOUN
cblr-1709	16	6	.............................................................	.............................................................	PUNCT
cblr-1709	16	7	956	956	NUM
cblr-1709	16	8	a.	a.	NOUN
cblr-1709	16	9	public	public	ADJ
cblr-1709	16	10	company	company	NOUN
cblr-1709	16	11	materiality	materiality	NOUN
cblr-1709	16	12	standard	standard	NOUN
cblr-1709	16	13	...............	...............	PUNCT
cblr-1709	16	14	956	956	NUM
cblr-1709	16	15	b.	b.	PROPN
cblr-1709	16	16	bank	bank	PROPN
cblr-1709	16	17	disclosure	disclosure	NOUN
cblr-1709	16	18	requirements	requirement	NOUN
cblr-1709	16	19	...........................	...........................	PUNCT
cblr-1709	16	20	961	961	NUM
cblr-1709	16	21	c.	c.	PROPN
cblr-1709	16	22	federal	federal	ADJ
cblr-1709	16	23	broker	broker	NOUN
cblr-1709	16	24	-	-	PUNCT
cblr-1709	16	25	dealer	dealer	NOUN
cblr-1709	16	26	requirements	requirement	NOUN
cblr-1709	16	27	.................	.................	PUNCT
cblr-1709	16	28	964	964	NUM
cblr-1709	16	29	1	1	NUM
cblr-1709	16	30	.	.	PUNCT
cblr-1709	17	1	sec	sec	PROPN
cblr-1709	17	2	regulations	regulation	NOUN
cblr-1709	17	3	s	s	NOUN
cblr-1709	17	4	-	-	PUNCT
cblr-1709	17	5	p	p	ADJ
cblr-1709	17	6	and	and	CCONJ
cblr-1709	17	7	s	s	NOUN
cblr-1709	17	8	-	-	PUNCT
cblr-1709	17	9	id	id	X
cblr-1709	17	10	.......................	.......................	PUNCT
cblr-1709	18	1	965	965	NUM
cblr-1709	18	2	2	2	NUM
cblr-1709	18	3	.	.	PUNCT
cblr-1709	18	4	sec	sec	PROPN
cblr-1709	18	5	ocie	ocie	ADJ
cblr-1709	18	6	examinations	examination	NOUN
cblr-1709	18	7	................................	................................	PUNCT
cblr-1709	19	1	967	967	NUM
cblr-1709	19	2	3	3	NUM
cblr-1709	19	3	.	.	PUNCT
cblr-1709	19	4	fincen	fincen	PROPN
cblr-1709	19	5	sar	sar	PROPN
cblr-1709	19	6	reporting	report	VERB
cblr-1709	19	7	..................................	..................................	PUNCT
cblr-1709	19	8	968	968	NUM
cblr-1709	19	9	4	4	NUM
cblr-1709	19	10	.	.	PUNCT
cblr-1709	19	11	unsuccessful	unsuccessful	ADJ
cblr-1709	19	12	attempts	attempt	NOUN
cblr-1709	19	13	at	at	ADP
cblr-1709	19	14	disclosure	disclosure	NOUN
cblr-1709	19	15	requirements	requirement	NOUN
cblr-1709	19	16	...................................................	...................................................	PUNCT
cblr-1709	19	17	969	969	NUM
cblr-1709	19	18	d.	d.	NOUN
cblr-1709	19	19	emerging	emerge	VERB
cblr-1709	19	20	state	state	NOUN
cblr-1709	19	21	cybersecurity	cybersecurity	NOUN
cblr-1709	19	22	regulations	regulation	NOUN
cblr-1709	19	23	and	and	CCONJ
cblr-1709	19	24	data	datum	NOUN
cblr-1709	19	25	disclosure	disclosure	NOUN
cblr-1709	19	26	requirements	requirement	NOUN
cblr-1709	19	27	............................	............................	PUNCT
cblr-1709	19	28	973	973	NUM
cblr-1709	19	29	1	1	NUM
cblr-1709	19	30	.	.	PUNCT
cblr-1709	20	1	state	state	NOUN
cblr-1709	20	2	cybersecurity	cybersecurity	NOUN
cblr-1709	20	3	regulation	regulation	NOUN
cblr-1709	20	4	......................	......................	PUNCT
cblr-1709	21	1	973	973	NUM
cblr-1709	21	2	2	2	NUM
cblr-1709	21	3	.	.	PUNCT
cblr-1709	21	4	data	datum	NOUN
cblr-1709	21	5	breach	breach	NOUN
cblr-1709	21	6	notification	notification	NOUN
cblr-1709	21	7	laws	law	NOUN
cblr-1709	21	8	......................	......................	PUNCT
cblr-1709	22	1	974	974	NUM
cblr-1709	22	2	e.	e.	PROPN
cblr-1709	22	3	european	european	PROPN
cblr-1709	22	4	union	union	PROPN
cblr-1709	22	5	’s	’s	PART
cblr-1709	22	6	general	general	PROPN
cblr-1709	22	7	data	data	PROPN
cblr-1709	22	8	protection	protection	NOUN
cblr-1709	22	9	regulation	regulation	NOUN
cblr-1709	22	10	.............................................................	.............................................................	PUNCT
cblr-1709	22	11	976	976	NUM
cblr-1709	22	12	iii	iii	NOUN
cblr-1709	22	13	.	.	PUNCT
cblr-1709	22	14	specific	specific	ADJ
cblr-1709	22	15	broker	broker	NOUN
cblr-1709	22	16	-	-	PUNCT
cblr-1709	22	17	dealer	dealer	NOUN
cblr-1709	22	18	discloure	discloure	NOUN
cblr-1709	22	19	concerns	concern	NOUN
cblr-1709	22	20	..............	..............	PUNCT
cblr-1709	22	21	977	977	NUM
cblr-1709	22	22	a.	a.	NOUN
cblr-1709	22	23	effects	effect	NOUN
cblr-1709	22	24	of	of	ADP
cblr-1709	22	25	broker	broker	NOUN
cblr-1709	22	26	-	-	PUNCT
cblr-1709	22	27	dealer	dealer	NOUN
cblr-1709	22	28	disclosures	disclosure	NOUN
cblr-1709	22	29	...................	...................	PUNCT
cblr-1709	22	30	977	977	NUM
cblr-1709	22	31	b.	b.	PROPN
cblr-1709	22	32	sensitive	sensitive	ADJ
cblr-1709	22	33	information	information	NOUN
cblr-1709	22	34	collected	collect	VERB
cblr-1709	22	35	by	by	ADP
cblr-1709	22	36	broker	broker	NOUN
cblr-1709	22	37	-	-	PUNCT
cblr-1709	22	38	dealers	dealer	NOUN
cblr-1709	22	39	......................................................	......................................................	PUNCT
cblr-1709	22	40	978	978	NUM
cblr-1709	22	41	c.	c.	NOUN
cblr-1709	22	42	materiality	materiality	NOUN
cblr-1709	22	43	standard	standard	NOUN
cblr-1709	22	44	............................................	............................................	PUNCT
cblr-1709	22	45	981	981	NUM
cblr-1709	22	46	d.	d.	NOUN
cblr-1709	22	47	level	level	NOUN
cblr-1709	22	48	of	of	ADP
cblr-1709	22	49	detail	detail	NOUN
cblr-1709	22	50	in	in	ADP
cblr-1709	22	51	a	a	DET
cblr-1709	22	52	mandated	mandate	VERB
cblr-1709	22	53	disclosure	disclosure	NOUN
cblr-1709	22	54	...........	...........	PUNCT
cblr-1709	22	55	985	985	NUM
cblr-1709	22	56	e.	e.	PROPN
cblr-1709	22	57	cost	cost	PROPN
cblr-1709	22	58	to	to	ADP
cblr-1709	22	59	smaller	small	ADJ
cblr-1709	22	60	broker	broker	NOUN
cblr-1709	22	61	-	-	PUNCT
cblr-1709	22	62	dealers	dealer	NOUN
cblr-1709	22	63	...........................	...........................	PUNCT
cblr-1709	23	1	987	987	NUM
cblr-1709	23	2	iv	iv	NOUN
cblr-1709	23	3	.	.	PUNCT
cblr-1709	23	4	policy	policy	NOUN
cblr-1709	23	5	recommendations	recommendation	NOUN
cblr-1709	23	6	...........................................	...........................................	PUNCT
cblr-1709	23	7	988	988	NUM
cblr-1709	23	8	a.	a.	NOUN
cblr-1709	23	9	congress	congress	PROPN
cblr-1709	23	10	vs.	vs.	ADP
cblr-1709	23	11	sec	sec	PROPN
cblr-1709	23	12	..................................................	..................................................	PUNCT
cblr-1709	23	13	988	988	NUM
cblr-1709	23	14	b.	b.	PROPN
cblr-1709	23	15	federal	federal	PROPN
cblr-1709	23	16	preemption	preemption	PROPN
cblr-1709	23	17	..............................................	..............................................	PUNCT
cblr-1709	23	18	990	990	NUM
cblr-1709	23	19	c.	c.	PROPN
cblr-1709	23	20	new	new	ADJ
cblr-1709	23	21	guidelines	guideline	NOUN
cblr-1709	23	22	.....................................................	.....................................................	PUNCT
cblr-1709	23	23	991	991	NUM
cblr-1709	24	1	v.	v.	ADP
cblr-1709	24	2	conclusion	conclusion	NOUN
cblr-1709	24	3	..................................................................	..................................................................	PUNCT
cblr-1709	24	4	993	993	NUM
cblr-1709	24	5	i.	i.	NOUN
cblr-1709	24	6	introduction	introduction	NOUN
cblr-1709	24	7	broker	broker	NOUN
cblr-1709	24	8	-	-	PUNCT
cblr-1709	24	9	dealers	dealer	NOUN
cblr-1709	24	10	provide	provide	VERB
cblr-1709	24	11	investors	investor	NOUN
cblr-1709	24	12	with	with	ADP
cblr-1709	24	13	a	a	DET
cblr-1709	24	14	platform	platform	NOUN
cblr-1709	24	15	to	to	PART
cblr-1709	24	16	access	access	VERB
cblr-1709	24	17	securities	security	NOUN
cblr-1709	24	18	markets	market	NOUN
cblr-1709	24	19	.	.	PUNCT
cblr-1709	25	1	their	their	PRON
cblr-1709	25	2	clients	client	NOUN
cblr-1709	25	3	entrust	entrust	VERB
cblr-1709	25	4	them	they	PRON
cblr-1709	25	5	with	with	ADP
cblr-1709	25	6	sensitive	sensitive	ADJ
cblr-1709	25	7	information	information	NOUN
cblr-1709	25	8	including	include	VERB
cblr-1709	25	9	names	name	NOUN
cblr-1709	25	10	,	,	PUNCT
cblr-1709	25	11	addresses	address	NOUN
cblr-1709	25	12	,	,	PUNCT
cblr-1709	25	13	social	social	ADJ
cblr-1709	25	14	security	security	NOUN
cblr-1709	25	15	numbers	number	NOUN
cblr-1709	25	16	,	,	PUNCT
cblr-1709	25	17	and	and	CCONJ
cblr-1709	25	18	even	even	ADV
cblr-1709	25	19	financial	financial	ADJ
cblr-1709	25	20	information	information	NOUN
cblr-1709	25	21	,	,	PUNCT
cblr-1709	25	22	such	such	ADJ
cblr-1709	25	23	as	as	ADP
cblr-1709	25	24	annual	annual	ADJ
cblr-1709	25	25	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	25	26	954	954	NUM
cblr-1709	25	27	columbia	columbia	PROPN
cblr-1709	25	28	business	business	NOUN
cblr-1709	25	29	law	law	PROPN
cblr-1709	25	30	review	review	NOUN
cblr-1709	25	31	[	[	X
cblr-1709	25	32	vol	vol	NOUN
cblr-1709	25	33	.	.	NOUN
cblr-1709	25	34	2018	2018	NUM
cblr-1709	25	35	income	income	NOUN
cblr-1709	25	36	and	and	CCONJ
cblr-1709	25	37	net	net	ADJ
cblr-1709	25	38	worth.1	worth.1	PROPN
cblr-1709	25	39	however	however	ADV
cblr-1709	25	40	,	,	PUNCT
cblr-1709	25	41	according	accord	VERB
cblr-1709	25	42	to	to	ADP
cblr-1709	25	43	a	a	DET
cblr-1709	25	44	2015	2015	NUM
cblr-1709	25	45	securities	security	NOUN
cblr-1709	25	46	and	and	CCONJ
cblr-1709	25	47	exchange	exchange	PROPN
cblr-1709	25	48	commission	commission	PROPN
cblr-1709	25	49	(	(	PUNCT
cblr-1709	25	50	“	"	PUNCT
cblr-1709	25	51	sec	sec	PROPN
cblr-1709	25	52	”	"	PUNCT
cblr-1709	25	53	)	)	PUNCT
cblr-1709	25	54	report	report	NOUN
cblr-1709	25	55	,	,	PUNCT
cblr-1709	25	56	eightyeight	eightyeight	NOUN
cblr-1709	25	57	percent	percent	NOUN
cblr-1709	25	58	of	of	ADP
cblr-1709	25	59	broker	broker	NOUN
cblr-1709	25	60	-	-	PUNCT
cblr-1709	25	61	dealers	dealer	NOUN
cblr-1709	25	62	have	have	AUX
cblr-1709	25	63	been	be	AUX
cblr-1709	25	64	the	the	DET
cblr-1709	25	65	victims	victim	NOUN
cblr-1709	25	66	of	of	ADP
cblr-1709	25	67	cyberattacks	cyberattack	NOUN
cblr-1709	25	68	,	,	PUNCT
cblr-1709	25	69	a	a	DET
cblr-1709	25	70	significant	significant	ADJ
cblr-1709	25	71	number	number	NOUN
cblr-1709	25	72	of	of	ADP
cblr-1709	25	73	which	which	PRON
cblr-1709	25	74	involved	involve	VERB
cblr-1709	25	75	losses	loss	NOUN
cblr-1709	25	76	of	of	ADP
cblr-1709	25	77	over	over	ADP
cblr-1709	25	78	$	$	SYM
cblr-1709	25	79	5000.2	5000.2	NUM
cblr-1709	25	80	moreover	moreover	ADV
cblr-1709	25	81	,	,	PUNCT
cblr-1709	25	82	cyberattacks	cyberattack	NOUN
cblr-1709	25	83	in	in	ADP
cblr-1709	25	84	the	the	DET
cblr-1709	25	85	financial	financial	ADJ
cblr-1709	25	86	sector	sector	NOUN
cblr-1709	25	87	have	have	AUX
cblr-1709	25	88	grown	grow	VERB
cblr-1709	25	89	more	more	ADV
cblr-1709	25	90	frequent	frequent	ADJ
cblr-1709	25	91	and	and	CCONJ
cblr-1709	25	92	sophisticated	sophisticated	ADJ
cblr-1709	25	93	due	due	ADJ
cblr-1709	25	94	to	to	ADP
cblr-1709	25	95	technological	technological	ADJ
cblr-1709	25	96	advances	advance	NOUN
cblr-1709	25	97	,	,	PUNCT
cblr-1709	25	98	adjustments	adjustment	NOUN
cblr-1709	25	99	in	in	ADP
cblr-1709	25	100	firm	firm	ADJ
cblr-1709	25	101	business	business	NOUN
cblr-1709	25	102	models	model	NOUN
cblr-1709	25	103	,	,	PUNCT
cblr-1709	25	104	and	and	CCONJ
cblr-1709	25	105	changes	change	NOUN
cblr-1709	25	106	in	in	ADP
cblr-1709	25	107	how	how	SCONJ
cblr-1709	25	108	customers	customer	NOUN
cblr-1709	25	109	use	use	VERB
cblr-1709	25	110	technology	technology	NOUN
cblr-1709	25	111	,	,	PUNCT
cblr-1709	25	112	each	each	PRON
cblr-1709	25	113	of	of	ADP
cblr-1709	25	114	which	which	PRON
cblr-1709	25	115	cause	cause	VERB
cblr-1709	25	116	new	new	ADJ
cblr-1709	25	117	vulnerabilities	vulnerability	NOUN
cblr-1709	25	118	in	in	ADP
cblr-1709	25	119	firm	firm	ADJ
cblr-1709	25	120	information	information	NOUN
cblr-1709	25	121	systems.3	systems.3	ADJ
cblr-1709	25	122	other	other	ADJ
cblr-1709	25	123	than	than	ADP
cblr-1709	25	124	a	a	DET
cblr-1709	25	125	handful	handful	NOUN
cblr-1709	25	126	of	of	ADP
cblr-1709	25	127	famous	famous	ADJ
cblr-1709	25	128	data	datum	NOUN
cblr-1709	25	129	breaches	breach	NOUN
cblr-1709	25	130	,	,	PUNCT
cblr-1709	25	131	such	such	ADJ
cblr-1709	25	132	as	as	ADP
cblr-1709	25	133	those	those	PRON
cblr-1709	25	134	involving	involve	VERB
cblr-1709	25	135	fidelity	fidelity	NOUN
cblr-1709	25	136	in	in	ADP
cblr-1709	25	137	20144	20144	NUM
cblr-1709	25	138	and	and	CCONJ
cblr-1709	25	139	td	td	PROPN
cblr-1709	25	140	ameritrade	ameritrade	NOUN
cblr-1709	25	141	in	in	ADP
cblr-1709	25	142	2007,5	2007,5	NUM
cblr-1709	25	143	a	a	DET
cblr-1709	25	144	lack	lack	NOUN
cblr-1709	25	145	of	of	ADP
cblr-1709	25	146	public	public	ADJ
cblr-1709	25	147	disclosure	disclosure	NOUN
cblr-1709	25	148	requirements	requirement	NOUN
cblr-1709	25	149	means	mean	VERB
cblr-1709	25	150	that	that	SCONJ
cblr-1709	25	151	little	little	ADJ
cblr-1709	25	152	is	be	AUX
cblr-1709	25	153	known	know	VERB
cblr-1709	25	154	about	about	ADP
cblr-1709	25	155	the	the	DET
cblr-1709	25	156	extent	extent	NOUN
cblr-1709	25	157	of	of	ADP
cblr-1709	25	158	broker	broker	NOUN
cblr-1709	25	159	-	-	PUNCT
cblr-1709	25	160	dealer	dealer	NOUN
cblr-1709	25	161	cyber	cyber	NOUN
cblr-1709	25	162	safety.6	safety.6	PROPN
cblr-1709	25	163	under	under	ADP
cblr-1709	25	164	current	current	ADJ
cblr-1709	25	165	sec	sec	PROPN
cblr-1709	25	166	regulations	regulation	NOUN
cblr-1709	25	167	,	,	PUNCT
cblr-1709	25	168	broker	broker	NOUN
cblr-1709	25	169	-	-	PUNCT
cblr-1709	25	170	dealers	dealer	NOUN
cblr-1709	25	171	must	must	AUX
cblr-1709	25	172	take	take	VERB
cblr-1709	25	173	preventative	preventative	ADJ
cblr-1709	25	174	actions	action	NOUN
cblr-1709	25	175	like	like	ADP
cblr-1709	25	176	establishing	establish	VERB
cblr-1709	25	177	safeguards	safeguard	NOUN
cblr-1709	25	178	against	against	ADP
cblr-1709	25	179	cyber	cyber	NOUN
cblr-1709	25	180	breaches	breach	NOUN
cblr-1709	25	181	and	and	CCONJ
cblr-1709	25	182	maintaining	maintain	VERB
cblr-1709	25	183	security	security	NOUN
cblr-1709	25	184	programs	program	NOUN
cblr-1709	25	185	that	that	PRON
cblr-1709	25	186	can	can	AUX
cblr-1709	25	187	identify	identify	VERB
cblr-1709	25	188	red	red	ADJ
cblr-1709	25	189	flags.7	flags.7	NOUN
cblr-1709	25	190	these	these	PRON
cblr-1709	25	191	include	include	VERB
cblr-1709	25	192	adopting	adopt	VERB
cblr-1709	25	193	policies	policy	NOUN
cblr-1709	25	194	and	and	CCONJ
cblr-1709	25	195	procedures	procedure	NOUN
cblr-1709	25	196	to	to	PART
cblr-1709	25	197	protect	protect	VERB
cblr-1709	25	198	customer	customer	NOUN
cblr-1709	25	199	information	information	NOUN
cblr-1709	25	200	and	and	CCONJ
cblr-1709	25	201	to	to	PART
cblr-1709	25	202	detect	detect	VERB
cblr-1709	25	203	,	,	PUNCT
cblr-1709	25	204	1	1	NUM
cblr-1709	25	205	what	what	PRON
cblr-1709	25	206	to	to	PART
cblr-1709	25	207	expect	expect	VERB
cblr-1709	25	208	when	when	SCONJ
cblr-1709	25	209	you	you	PRON
cblr-1709	25	210	open	open	VERB
cblr-1709	25	211	a	a	DET
cblr-1709	25	212	brokerage	brokerage	NOUN
cblr-1709	25	213	account	account	NOUN
cblr-1709	25	214	,	,	PUNCT
cblr-1709	26	1	fin	fin	NOUN
cblr-1709	26	2	.	.	PUNCT
cblr-1709	26	3	indus	indus	PROPN
cblr-1709	26	4	.	.	PUNCT
cblr-1709	27	1	regulatory	regulatory	ADJ
cblr-1709	27	2	auth	auth	NOUN
cblr-1709	27	3	.	.	PUNCT
cblr-1709	27	4	,	,	PUNCT
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cblr-1709	27	9	.	.	PUNCT
cblr-1709	27	10	2	2	NUM
cblr-1709	27	11	see	see	VERB
cblr-1709	27	12	office	office	NOUN
cblr-1709	27	13	of	of	ADP
cblr-1709	27	14	compliance	compliance	NOUN
cblr-1709	27	15	inspections	inspection	NOUN
cblr-1709	27	16	and	and	CCONJ
cblr-1709	27	17	examinations	examination	NOUN
cblr-1709	27	18	,	,	PUNCT
cblr-1709	27	19	cybersecurity	cybersecurity	NOUN
cblr-1709	27	20	examination	examination	NOUN
cblr-1709	27	21	sweep	sweep	NOUN
cblr-1709	27	22	summary	summary	NOUN
cblr-1709	27	23	,	,	PUNCT
cblr-1709	27	24	sec	sec	PROPN
cblr-1709	27	25	nat’l	nat’l	PROPN
cblr-1709	27	26	exam	exam	NOUN
cblr-1709	27	27	program	program	NOUN
cblr-1709	27	28	risk	risk	NOUN
cblr-1709	27	29	alert	alert	NOUN
cblr-1709	27	30	,	,	PUNCT
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cblr-1709	27	34	,	,	PUNCT
cblr-1709	27	35	2015	2015	NUM
cblr-1709	27	36	,	,	PUNCT
cblr-1709	27	37	at	at	ADP
cblr-1709	27	38	2–3	2–3	NUM
cblr-1709	27	39	,	,	PUNCT
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cblr-1709	29	1	3	3	NUM
cblr-1709	29	2	finra	finra	NOUN
cblr-1709	29	3	,	,	PUNCT
cblr-1709	29	4	report	report	NOUN
cblr-1709	29	5	on	on	ADP
cblr-1709	29	6	cybersecurity	cybersecurity	NOUN
cblr-1709	29	7	practices	practice	NOUN
cblr-1709	29	8	1	1	NUM
cblr-1709	29	9	(	(	PUNCT
cblr-1709	29	10	2015	2015	NUM
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cblr-1709	29	12	,	,	PUNCT
cblr-1709	29	13	https://www.finra.org/sites/default/files/p602363%20report%20	https://www.finra.org/sites/default/files/p602363%20report%20	NOUN
cblr-1709	29	14	on%20cybersecurity%20practices_0.pdf	on%20cybersecurity%20practices_0.pdf	NOUN
cblr-1709	29	15	[	[	X
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cblr-1709	29	17	]	]	PUNCT
cblr-1709	29	18	.	.	PUNCT
cblr-1709	29	19	4	4	NUM
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cblr-1709	29	22	,	,	PUNCT
cblr-1709	29	23	jpmorgan	jpmorgan	PROPN
cblr-1709	29	24	hackers	hacker	NOUN
cblr-1709	29	25	targeted	target	VERB
cblr-1709	29	26	13	13	NUM
cblr-1709	29	27	firms	firm	NOUN
cblr-1709	29	28	,	,	PUNCT
cblr-1709	29	29	including	include	VERB
cblr-1709	29	30	fidelity	fidelity	NOUN
cblr-1709	29	31	,	,	PUNCT
cblr-1709	29	32	report	report	NOUN
cblr-1709	29	33	reveals	reveal	VERB
cblr-1709	29	34	,	,	PUNCT
cblr-1709	29	35	sc	sc	PROPN
cblr-1709	29	36	media	medium	NOUN
cblr-1709	29	37	(	(	PUNCT
cblr-1709	29	38	oct	oct	PROPN
cblr-1709	29	39	.	.	PROPN
cblr-1709	29	40	10	10	NUM
cblr-1709	29	41	,	,	PUNCT
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cblr-1709	29	44	,	,	PUNCT
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cblr-1709	29	46	[	[	X
cblr-1709	29	47	https://perma.cc/5a85-8kxp	https://perma.cc/5a85-8kxp	X
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cblr-1709	29	49	.	.	PUNCT
cblr-1709	30	1	5	5	NUM
cblr-1709	30	2	dawn	dawn	NOUN
cblr-1709	30	3	kawamoto	kawamoto	NOUN
cblr-1709	30	4	,	,	PUNCT
cblr-1709	30	5	td	td	PROPN
cblr-1709	30	6	ameritrade	ameritrade	PROPN
cblr-1709	30	7	’s	’s	PART
cblr-1709	30	8	6	6	NUM
cblr-1709	30	9	million	million	NUM
cblr-1709	30	10	customers	customer	NOUN
cblr-1709	30	11	hit	hit	VERB
cblr-1709	30	12	with	with	ADP
cblr-1709	30	13	security	security	NOUN
cblr-1709	30	14	breach	breach	NOUN
cblr-1709	30	15	,	,	PUNCT
cblr-1709	30	16	cnet	cnet	PROPN
cblr-1709	30	17	(	(	PUNCT
cblr-1709	30	18	nov	nov	PROPN
cblr-1709	30	19	.	.	PROPN
cblr-1709	30	20	26	26	NUM
cblr-1709	30	21	,	,	PUNCT
cblr-1709	30	22	2007	2007	NUM
cblr-1709	30	23	,	,	PUNCT
cblr-1709	30	24	3:42	3:42	NUM
cblr-1709	30	25	pm	pm	NOUN
cblr-1709	30	26	)	)	PUNCT
cblr-1709	30	27	,	,	PUNCT
cblr-1709	30	28	https://www.cnet.com/news/td-ameritrades-6-million-customers-hit-withsecurity-breach/	https://www.cnet.com/news/td-ameritrades-6-million-customers-hit-withsecurity-breach/	NOUN
cblr-1709	30	29	(	(	PUNCT
cblr-1709	30	30	on	on	ADP
cblr-1709	30	31	file	file	NOUN
cblr-1709	30	32	with	with	ADP
cblr-1709	30	33	the	the	DET
cblr-1709	30	34	columbia	columbia	PROPN
cblr-1709	30	35	business	business	PROPN
cblr-1709	30	36	law	law	PROPN
cblr-1709	30	37	review	review	PROPN
cblr-1709	30	38	)	)	PUNCT
cblr-1709	30	39	.	.	PUNCT
cblr-1709	31	1	6	6	NUM
cblr-1709	31	2	see	see	VERB
cblr-1709	31	3	infra	infra	NOUN
cblr-1709	31	4	text	text	NOUN
cblr-1709	31	5	accompanying	accompanying	ADJ
cblr-1709	31	6	notes	note	NOUN
cblr-1709	31	7	57–59	57–59	NUM
cblr-1709	31	8	.	.	PUNCT
cblr-1709	32	1	7	7	NUM
cblr-1709	32	2	see	see	VERB
cblr-1709	32	3	infra	infra	NOUN
cblr-1709	32	4	section	section	NOUN
cblr-1709	32	5	ii.c.1	ii.c.1	NOUN
cblr-1709	32	6	.	.	PUNCT
cblr-1709	33	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	33	2	no	no	NOUN
cblr-1709	33	3	.	.	NOUN
cblr-1709	34	1	3:952	3:952	NUM
cblr-1709	34	2	]	]	X
cblr-1709	34	3	hacking	hack	VERB
cblr-1709	34	4	our	our	PRON
cblr-1709	34	5	securities	security	NOUN
cblr-1709	34	6	disclosure	disclosure	NOUN
cblr-1709	34	7	system	system	NOUN
cblr-1709	34	8	955	955	NUM
cblr-1709	34	9	prevent	prevent	NOUN
cblr-1709	34	10	,	,	PUNCT
cblr-1709	34	11	and	and	CCONJ
cblr-1709	34	12	mitigate	mitigate	VERB
cblr-1709	34	13	identity	identity	NOUN
cblr-1709	34	14	theft.8	theft.8	NOUN
cblr-1709	34	15	once	once	SCONJ
cblr-1709	34	16	a	a	DET
cblr-1709	34	17	serious	serious	ADJ
cblr-1709	34	18	cyberattack	cyberattack	NOUN
cblr-1709	34	19	occurs	occur	VERB
cblr-1709	34	20	,	,	PUNCT
cblr-1709	34	21	the	the	DET
cblr-1709	34	22	firm	firm	NOUN
cblr-1709	34	23	’s	’s	PART
cblr-1709	34	24	only	only	ADJ
cblr-1709	34	25	obligation	obligation	NOUN
cblr-1709	34	26	is	be	AUX
cblr-1709	34	27	to	to	PART
cblr-1709	34	28	file	file	VERB
cblr-1709	34	29	a	a	DET
cblr-1709	34	30	suspicious	suspicious	ADJ
cblr-1709	34	31	activity	activity	NOUN
cblr-1709	34	32	report	report	NOUN
cblr-1709	34	33	with	with	ADP
cblr-1709	34	34	the	the	DET
cblr-1709	34	35	financial	financial	ADJ
cblr-1709	34	36	crimes	crime	NOUN
cblr-1709	34	37	enforcement	enforcement	NOUN
cblr-1709	34	38	network	network	NOUN
cblr-1709	34	39	(	(	PUNCT
cblr-1709	34	40	“	"	PUNCT
cblr-1709	34	41	fincen	fincen	NOUN
cblr-1709	34	42	”	"	PUNCT
cblr-1709	34	43	)	)	PUNCT
cblr-1709	34	44	,	,	PUNCT
cblr-1709	34	45	a	a	DET
cblr-1709	34	46	bureau	bureau	NOUN
cblr-1709	34	47	within	within	ADP
cblr-1709	34	48	the	the	DET
cblr-1709	34	49	treasury	treasury	NOUN
cblr-1709	34	50	department.9	department.9	NOUN
cblr-1709	34	51	unlike	unlike	ADP
cblr-1709	34	52	public	public	ADJ
cblr-1709	34	53	companies	company	NOUN
cblr-1709	34	54	and	and	CCONJ
cblr-1709	34	55	banks	bank	NOUN
cblr-1709	34	56	,	,	PUNCT
cblr-1709	34	57	no	no	DET
cblr-1709	34	58	federal	federal	ADJ
cblr-1709	34	59	disclosure	disclosure	NOUN
cblr-1709	34	60	requirement	requirement	NOUN
cblr-1709	34	61	mandates	mandate	NOUN
cblr-1709	34	62	that	that	PRON
cblr-1709	34	63	brokerdealers	brokerdealer	NOUN
cblr-1709	34	64	notify	notify	VERB
cblr-1709	34	65	the	the	DET
cblr-1709	34	66	general	general	ADJ
cblr-1709	34	67	public	public	NOUN
cblr-1709	34	68	about	about	ADP
cblr-1709	34	69	cybersecurity	cybersecurity	NOUN
cblr-1709	34	70	incidents.10	incidents.10	ADJ
cblr-1709	34	71	states	state	NOUN
cblr-1709	34	72	have	have	AUX
cblr-1709	34	73	started	start	VERB
cblr-1709	34	74	to	to	PART
cblr-1709	34	75	fill	fill	VERB
cblr-1709	34	76	in	in	ADP
cblr-1709	34	77	the	the	DET
cblr-1709	34	78	gap	gap	NOUN
cblr-1709	34	79	with	with	ADP
cblr-1709	34	80	a	a	DET
cblr-1709	34	81	patchwork	patchwork	NOUN
cblr-1709	34	82	of	of	ADP
cblr-1709	34	83	regulation.11	regulation.11	NOUN
cblr-1709	34	84	notably	notably	ADV
cblr-1709	34	85	,	,	PUNCT
cblr-1709	34	86	new	new	PROPN
cblr-1709	34	87	york	york	PROPN
cblr-1709	34	88	,	,	PUNCT
cblr-1709	34	89	vermont	vermont	PROPN
cblr-1709	34	90	,	,	PUNCT
cblr-1709	34	91	and	and	CCONJ
cblr-1709	34	92	colorado	colorado	PROPN
cblr-1709	34	93	each	each	PRON
cblr-1709	34	94	enacted	enact	VERB
cblr-1709	34	95	different	different	ADJ
cblr-1709	34	96	schemes	scheme	NOUN
cblr-1709	34	97	for	for	ADP
cblr-1709	34	98	addressing	address	VERB
cblr-1709	34	99	cyber	cyber	NOUN
cblr-1709	34	100	-	-	PUNCT
cblr-1709	34	101	risks	risk	NOUN
cblr-1709	34	102	and	and	CCONJ
cblr-1709	34	103	breaches.12	breaches.12	NOUN
cblr-1709	34	104	most	most	ADJ
cblr-1709	34	105	states	state	NOUN
cblr-1709	34	106	also	also	ADV
cblr-1709	34	107	have	have	VERB
cblr-1709	34	108	statutes	statute	NOUN
cblr-1709	34	109	requiring	require	VERB
cblr-1709	34	110	that	that	SCONJ
cblr-1709	34	111	companies	company	NOUN
cblr-1709	34	112	disclose	disclose	VERB
cblr-1709	34	113	breaches	breach	NOUN
cblr-1709	34	114	compromising	compromise	VERB
cblr-1709	34	115	their	their	PRON
cblr-1709	34	116	residents	resident	NOUN
cblr-1709	34	117	’	’	PART
cblr-1709	34	118	social	social	ADJ
cblr-1709	34	119	security	security	NOUN
cblr-1709	34	120	numbers	number	NOUN
cblr-1709	34	121	and	and	CCONJ
cblr-1709	34	122	credit	credit	NOUN
cblr-1709	34	123	card	card	NOUN
cblr-1709	34	124	information.13	information.13	NOUN
cblr-1709	34	125	however	however	ADV
cblr-1709	34	126	,	,	PUNCT
cblr-1709	34	127	these	these	DET
cblr-1709	34	128	laws	law	NOUN
cblr-1709	34	129	are	be	AUX
cblr-1709	34	130	broadly	broadly	ADV
cblr-1709	34	131	applied	apply	VERB
cblr-1709	34	132	and	and	CCONJ
cblr-1709	34	133	are	be	AUX
cblr-1709	34	134	not	not	PART
cblr-1709	34	135	tailored	tailor	VERB
cblr-1709	34	136	to	to	ADP
cblr-1709	34	137	the	the	DET
cblr-1709	34	138	specific	specific	ADJ
cblr-1709	34	139	needs	need	NOUN
cblr-1709	34	140	of	of	ADP
cblr-1709	34	141	the	the	DET
cblr-1709	34	142	broker	broker	NOUN
cblr-1709	34	143	-	-	PUNCT
cblr-1709	34	144	dealer	dealer	NOUN
cblr-1709	34	145	industry	industry	NOUN
cblr-1709	34	146	.	.	PUNCT
cblr-1709	35	1	this	this	DET
cblr-1709	35	2	note	note	NOUN
cblr-1709	35	3	argues	argue	VERB
cblr-1709	35	4	that	that	SCONJ
cblr-1709	35	5	this	this	DET
cblr-1709	35	6	lacuna	lacuna	NOUN
cblr-1709	35	7	in	in	ADP
cblr-1709	35	8	the	the	DET
cblr-1709	35	9	regulatory	regulatory	ADJ
cblr-1709	35	10	framework	framework	NOUN
cblr-1709	35	11	should	should	AUX
cblr-1709	35	12	be	be	AUX
cblr-1709	35	13	addressed	address	VERB
cblr-1709	35	14	by	by	ADP
cblr-1709	35	15	applying	apply	VERB
cblr-1709	35	16	specific	specific	ADJ
cblr-1709	35	17	federal	federal	ADJ
cblr-1709	35	18	disclosure	disclosure	NOUN
cblr-1709	35	19	requirements	requirement	NOUN
cblr-1709	35	20	to	to	PART
cblr-1709	35	21	broker	broker	NOUN
cblr-1709	35	22	-	-	PUNCT
cblr-1709	35	23	dealers	dealer	NOUN
cblr-1709	35	24	for	for	ADP
cblr-1709	35	25	cybersecurity	cybersecurity	NOUN
cblr-1709	35	26	incidents	incident	NOUN
cblr-1709	35	27	.	.	PUNCT
cblr-1709	36	1	part	part	NOUN
cblr-1709	36	2	ii	ii	PROPN
cblr-1709	36	3	of	of	ADP
cblr-1709	36	4	this	this	DET
cblr-1709	36	5	note	note	NOUN
cblr-1709	36	6	provides	provide	VERB
cblr-1709	36	7	the	the	DET
cblr-1709	36	8	regulatory	regulatory	ADJ
cblr-1709	36	9	backdrop	backdrop	NOUN
cblr-1709	36	10	of	of	ADP
cblr-1709	36	11	cybersecurity	cybersecurity	NOUN
cblr-1709	36	12	disclosure	disclosure	NOUN
cblr-1709	36	13	requirements	requirement	NOUN
cblr-1709	36	14	.	.	PUNCT
cblr-1709	37	1	specifically	specifically	ADV
cblr-1709	37	2	,	,	PUNCT
cblr-1709	37	3	part	part	PROPN
cblr-1709	37	4	ii	ii	PROPN
cblr-1709	37	5	reviews	review	VERB
cblr-1709	37	6	the	the	DET
cblr-1709	37	7	contrasting	contrast	VERB
cblr-1709	37	8	requirements	requirement	NOUN
cblr-1709	37	9	imposed	impose	VERB
cblr-1709	37	10	by	by	ADP
cblr-1709	37	11	regulators	regulator	NOUN
cblr-1709	37	12	on	on	ADP
cblr-1709	37	13	public	public	ADJ
cblr-1709	37	14	companies	company	NOUN
cblr-1709	37	15	and	and	CCONJ
cblr-1709	37	16	banks	bank	NOUN
cblr-1709	37	17	,	,	PUNCT
cblr-1709	37	18	and	and	CCONJ
cblr-1709	37	19	then	then	ADV
cblr-1709	37	20	examines	examine	VERB
cblr-1709	37	21	the	the	DET
cblr-1709	37	22	federal	federal	ADJ
cblr-1709	37	23	,	,	PUNCT
cblr-1709	37	24	state	state	NOUN
cblr-1709	37	25	,	,	PUNCT
cblr-1709	37	26	and	and	CCONJ
cblr-1709	37	27	international	international	ADJ
cblr-1709	37	28	requirements	requirement	NOUN
cblr-1709	37	29	currently	currently	ADV
cblr-1709	37	30	in	in	ADP
cblr-1709	37	31	place	place	NOUN
cblr-1709	37	32	for	for	ADP
cblr-1709	37	33	broker	broker	NOUN
cblr-1709	37	34	-	-	PUNCT
cblr-1709	37	35	dealers	dealer	NOUN
cblr-1709	37	36	.	.	PUNCT
cblr-1709	38	1	part	part	NOUN
cblr-1709	38	2	iii	iii	PROPN
cblr-1709	38	3	identifies	identify	VERB
cblr-1709	38	4	the	the	DET
cblr-1709	38	5	unique	unique	ADJ
cblr-1709	38	6	characteristics	characteristic	NOUN
cblr-1709	38	7	of	of	ADP
cblr-1709	38	8	broker	broker	NOUN
cblr-1709	38	9	-	-	PUNCT
cblr-1709	38	10	dealers	dealer	NOUN
cblr-1709	38	11	that	that	PRON
cblr-1709	38	12	must	must	AUX
cblr-1709	38	13	be	be	AUX
cblr-1709	38	14	taken	take	VERB
cblr-1709	38	15	into	into	ADP
cblr-1709	38	16	account	account	NOUN
cblr-1709	38	17	when	when	SCONJ
cblr-1709	38	18	addressing	address	VERB
cblr-1709	38	19	cybersecurity	cybersecurity	NOUN
cblr-1709	38	20	incidents	incident	NOUN
cblr-1709	38	21	.	.	PUNCT
cblr-1709	39	1	part	part	NOUN
cblr-1709	39	2	iv	iv	NUM
cblr-1709	39	3	presents	present	VERB
cblr-1709	39	4	potential	potential	ADJ
cblr-1709	39	5	solutions	solution	NOUN
cblr-1709	39	6	and	and	CCONJ
cblr-1709	39	7	proposes	propose	VERB
cblr-1709	39	8	federal	federal	ADJ
cblr-1709	39	9	disclosure	disclosure	NOUN
cblr-1709	39	10	requirements	requirement	NOUN
cblr-1709	39	11	which	which	PRON
cblr-1709	39	12	specifically	specifically	ADV
cblr-1709	39	13	address	address	VERB
cblr-1709	39	14	broker	broker	NOUN
cblr-1709	39	15	-	-	PUNCT
cblr-1709	39	16	dealer	dealer	NOUN
cblr-1709	39	17	concerns	concern	NOUN
cblr-1709	39	18	.	.	PUNCT
cblr-1709	40	1	part	part	NOUN
cblr-1709	40	2	v	v	ADP
cblr-1709	40	3	offers	offer	VERB
cblr-1709	40	4	concluding	conclude	VERB
cblr-1709	40	5	remarks	remark	NOUN
cblr-1709	40	6	.	.	PUNCT
cblr-1709	41	1	8	8	NUM
cblr-1709	41	2	see	see	VERB
cblr-1709	41	3	infra	infra	NOUN
cblr-1709	41	4	text	text	NOUN
cblr-1709	41	5	accompanying	accompany	VERB
cblr-1709	41	6	note	note	NOUN
cblr-1709	41	7	71	71	NUM
cblr-1709	41	8	.	.	SYM
cblr-1709	41	9	9	9	NUM
cblr-1709	41	10	see	see	NOUN
cblr-1709	41	11	infra	infra	NOUN
cblr-1709	41	12	section	section	NOUN
cblr-1709	41	13	ii.c.3	ii.c.3	NOUN
cblr-1709	41	14	.	.	PUNCT
cblr-1709	42	1	10	10	NUM
cblr-1709	42	2	see	see	VERB
cblr-1709	42	3	infra	infra	NOUN
cblr-1709	42	4	text	text	NOUN
cblr-1709	42	5	accompanying	accompanying	ADJ
cblr-1709	42	6	notes	note	NOUN
cblr-1709	42	7	57–59	57–59	NUM
cblr-1709	42	8	.	.	PUNCT
cblr-1709	43	1	11	11	NUM
cblr-1709	43	2	see	see	VERB
cblr-1709	43	3	infra	infra	NOUN
cblr-1709	43	4	section	section	NOUN
cblr-1709	43	5	ii.d	ii.d	PRON
cblr-1709	43	6	.	.	PUNCT
cblr-1709	44	1	12	12	NUM
cblr-1709	44	2	see	see	NOUN
cblr-1709	44	3	infra	infra	NOUN
cblr-1709	44	4	section	section	NOUN
cblr-1709	44	5	ii.d.1	ii.d.1	PROPN
cblr-1709	44	6	.	.	PROPN
cblr-1709	45	1	13	13	NUM
cblr-1709	45	2	see	see	VERB
cblr-1709	45	3	infra	infra	NOUN
cblr-1709	45	4	section	section	NOUN
cblr-1709	45	5	ii.d.2	ii.d.2	NOUN
cblr-1709	45	6	.	.	PUNCT
cblr-1709	46	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	46	2	956	956	NUM
cblr-1709	46	3	columbia	columbia	PROPN
cblr-1709	46	4	business	business	NOUN
cblr-1709	46	5	law	law	PROPN
cblr-1709	46	6	review	review	NOUN
cblr-1709	46	7	[	[	X
cblr-1709	46	8	vol	vol	NOUN
cblr-1709	46	9	.	.	PUNCT
cblr-1709	46	10	2018	2018	NUM
cblr-1709	46	11	ii	ii	PROPN
cblr-1709	46	12	.	.	PUNCT
cblr-1709	47	1	the	the	DET
cblr-1709	47	2	current	current	ADJ
cblr-1709	47	3	cybersecurity	cybersecurity	NOUN
cblr-1709	47	4	disclosure	disclosure	NOUN
cblr-1709	47	5	requirements	requirement	NOUN
cblr-1709	47	6	regulators	regulator	NOUN
cblr-1709	47	7	protect	protect	VERB
cblr-1709	47	8	consumers	consumer	NOUN
cblr-1709	47	9	through	through	ADP
cblr-1709	47	10	different	different	ADJ
cblr-1709	47	11	regulatory	regulatory	ADJ
cblr-1709	47	12	schemes	scheme	NOUN
cblr-1709	47	13	,	,	PUNCT
cblr-1709	47	14	depending	depend	VERB
cblr-1709	47	15	on	on	ADP
cblr-1709	47	16	the	the	DET
cblr-1709	47	17	type	type	NOUN
cblr-1709	47	18	of	of	ADP
cblr-1709	47	19	financial	financial	ADJ
cblr-1709	47	20	entity	entity	NOUN
cblr-1709	47	21	entrusted	entrust	VERB
cblr-1709	47	22	with	with	ADP
cblr-1709	47	23	the	the	DET
cblr-1709	47	24	consumers	consumer	NOUN
cblr-1709	47	25	’	’	PART
cblr-1709	47	26	information	information	NOUN
cblr-1709	47	27	.	.	PUNCT
cblr-1709	48	1	this	this	DET
cblr-1709	48	2	part	part	NOUN
cblr-1709	48	3	explores	explore	VERB
cblr-1709	48	4	the	the	DET
cblr-1709	48	5	various	various	ADJ
cblr-1709	48	6	ways	way	NOUN
cblr-1709	48	7	in	in	ADP
cblr-1709	48	8	which	which	PRON
cblr-1709	48	9	regulators	regulator	NOUN
cblr-1709	48	10	protect	protect	VERB
cblr-1709	48	11	consumer	consumer	NOUN
cblr-1709	48	12	data	datum	NOUN
cblr-1709	48	13	.	.	PUNCT
cblr-1709	49	1	sections	section	NOUN
cblr-1709	49	2	ii.a	ii.a	VERB
cblr-1709	49	3	and	and	CCONJ
cblr-1709	49	4	ii.b	ii.b	PROPN
cblr-1709	49	5	examine	examine	VERB
cblr-1709	49	6	the	the	DET
cblr-1709	49	7	discrepancy	discrepancy	NOUN
cblr-1709	49	8	between	between	ADP
cblr-1709	49	9	the	the	DET
cblr-1709	49	10	regulations	regulation	NOUN
cblr-1709	49	11	that	that	PRON
cblr-1709	49	12	are	be	AUX
cblr-1709	49	13	geared	gear	VERB
cblr-1709	49	14	toward	toward	ADP
cblr-1709	49	15	public	public	ADJ
cblr-1709	49	16	companies	company	NOUN
cblr-1709	49	17	versus	versus	ADP
cblr-1709	49	18	banks	bank	NOUN
cblr-1709	49	19	.	.	PUNCT
cblr-1709	50	1	section	section	NOUN
cblr-1709	50	2	ii.c	ii.c	VERB
cblr-1709	50	3	provides	provide	VERB
cblr-1709	50	4	an	an	DET
cblr-1709	50	5	overview	overview	NOUN
cblr-1709	50	6	of	of	ADP
cblr-1709	50	7	the	the	DET
cblr-1709	50	8	current	current	ADJ
cblr-1709	50	9	federal	federal	ADJ
cblr-1709	50	10	cybersecurity	cybersecurity	NOUN
cblr-1709	50	11	regulations	regulation	NOUN
cblr-1709	50	12	imposed	impose	VERB
cblr-1709	50	13	on	on	ADP
cblr-1709	50	14	broker	broker	NOUN
cblr-1709	50	15	-	-	PUNCT
cblr-1709	50	16	dealers	dealer	NOUN
cblr-1709	50	17	.	.	PUNCT
cblr-1709	51	1	section	section	NOUN
cblr-1709	51	2	ii.d	ii.d	PRON
cblr-1709	51	3	describes	describe	VERB
cblr-1709	51	4	recently	recently	ADV
cblr-1709	51	5	enacted	enact	VERB
cblr-1709	51	6	state	state	NOUN
cblr-1709	51	7	disclosure	disclosure	NOUN
cblr-1709	51	8	legislation	legislation	NOUN
cblr-1709	51	9	that	that	PRON
cblr-1709	51	10	broadly	broadly	ADV
cblr-1709	51	11	impacts	impact	VERB
cblr-1709	51	12	all	all	DET
cblr-1709	51	13	financial	financial	ADJ
cblr-1709	51	14	entities	entity	NOUN
cblr-1709	51	15	.	.	PUNCT
cblr-1709	52	1	section	section	NOUN
cblr-1709	52	2	ii.e	ii.e	ADV
cblr-1709	52	3	briefly	briefly	ADV
cblr-1709	52	4	provides	provide	VERB
cblr-1709	52	5	some	some	DET
cblr-1709	52	6	international	international	ADJ
cblr-1709	52	7	background	background	NOUN
cblr-1709	52	8	,	,	PUNCT
cblr-1709	52	9	comparing	compare	VERB
cblr-1709	52	10	the	the	DET
cblr-1709	52	11	regulatory	regulatory	ADJ
cblr-1709	52	12	requirements	requirement	NOUN
cblr-1709	52	13	in	in	ADP
cblr-1709	52	14	the	the	DET
cblr-1709	52	15	united	united	PROPN
cblr-1709	52	16	states	states	PROPN
cblr-1709	52	17	with	with	ADP
cblr-1709	52	18	recent	recent	ADJ
cblr-1709	52	19	regulatory	regulatory	ADJ
cblr-1709	52	20	changes	change	NOUN
cblr-1709	52	21	in	in	ADP
cblr-1709	52	22	the	the	DET
cblr-1709	52	23	european	european	PROPN
cblr-1709	52	24	union	union	PROPN
cblr-1709	52	25	.	.	PUNCT
cblr-1709	53	1	a.	a.	PROPN
cblr-1709	53	2	public	public	PROPN
cblr-1709	53	3	company	company	NOUN
cblr-1709	53	4	materiality	materiality	NOUN
cblr-1709	53	5	standard	standard	NOUN
cblr-1709	53	6	the	the	DET
cblr-1709	53	7	basis	basis	NOUN
cblr-1709	53	8	of	of	ADP
cblr-1709	53	9	the	the	DET
cblr-1709	53	10	sec	sec	PROPN
cblr-1709	53	11	’s	’s	PART
cblr-1709	53	12	public	public	ADJ
cblr-1709	53	13	company	company	NOUN
cblr-1709	53	14	regulatory	regulatory	ADJ
cblr-1709	53	15	regime	regime	NOUN
cblr-1709	53	16	is	be	AUX
cblr-1709	53	17	disclosure	disclosure	NOUN
cblr-1709	53	18	.	.	PUNCT
cblr-1709	54	1	during	during	ADP
cblr-1709	54	2	the	the	DET
cblr-1709	54	3	great	great	ADJ
cblr-1709	54	4	depression	depression	NOUN
cblr-1709	54	5	,	,	PUNCT
cblr-1709	54	6	congress	congress	PROPN
cblr-1709	54	7	passed	pass	VERB
cblr-1709	54	8	the	the	DET
cblr-1709	54	9	securities	security	NOUN
cblr-1709	54	10	act	act	NOUN
cblr-1709	54	11	of	of	ADP
cblr-1709	54	12	193314	193314	NUM
cblr-1709	54	13	and	and	CCONJ
cblr-1709	54	14	the	the	DET
cblr-1709	54	15	securities	securities	PROPN
cblr-1709	54	16	exchange	exchange	PROPN
cblr-1709	54	17	act	act	NOUN
cblr-1709	54	18	of	of	ADP
cblr-1709	54	19	1934,15	1934,15	NUM
cblr-1709	54	20	two	two	NUM
cblr-1709	54	21	important	important	ADJ
cblr-1709	54	22	statutes	statute	NOUN
cblr-1709	54	23	enacted	enact	VERB
cblr-1709	54	24	to	to	PART
cblr-1709	54	25	regulate	regulate	VERB
cblr-1709	54	26	the	the	DET
cblr-1709	54	27	securities	security	NOUN
cblr-1709	54	28	markets	market	NOUN
cblr-1709	54	29	and	and	CCONJ
cblr-1709	54	30	limit	limit	VERB
cblr-1709	54	31	manipulative	manipulative	ADJ
cblr-1709	54	32	activities	activity	NOUN
cblr-1709	54	33	therein.16	therein.16	PRON
cblr-1709	54	34	the	the	DET
cblr-1709	54	35	securities	securities	PROPN
cblr-1709	54	36	act	act	NOUN
cblr-1709	54	37	of	of	ADP
cblr-1709	54	38	1933	1933	NUM
cblr-1709	54	39	created	create	VERB
cblr-1709	54	40	the	the	DET
cblr-1709	54	41	sec	sec	PROPN
cblr-1709	54	42	,	,	PUNCT
cblr-1709	54	43	whose	whose	DET
cblr-1709	54	44	stated	stated	ADJ
cblr-1709	54	45	mission	mission	NOUN
cblr-1709	54	46	is	be	AUX
cblr-1709	54	47	to	to	PART
cblr-1709	54	48	“	"	PUNCT
cblr-1709	54	49	protect	protect	VERB
cblr-1709	54	50	investors	investor	NOUN
cblr-1709	54	51	,	,	PUNCT
cblr-1709	54	52	maintain	maintain	VERB
cblr-1709	54	53	fair	fair	ADJ
cblr-1709	54	54	,	,	PUNCT
cblr-1709	54	55	orderly	orderly	ADJ
cblr-1709	54	56	,	,	PUNCT
cblr-1709	54	57	and	and	CCONJ
cblr-1709	54	58	efficient	efficient	ADJ
cblr-1709	54	59	markets	market	NOUN
cblr-1709	54	60	,	,	PUNCT
cblr-1709	54	61	and	and	CCONJ
cblr-1709	54	62	facilitate	facilitate	VERB
cblr-1709	54	63	capital	capital	NOUN
cblr-1709	54	64	formation	formation	NOUN
cblr-1709	54	65	.	.	PUNCT
cblr-1709	55	1	”17	”17	PROPN
cblr-1709	55	2	however	however	ADV
cblr-1709	55	3	,	,	PUNCT
cblr-1709	55	4	instead	instead	ADV
cblr-1709	55	5	of	of	ADP
cblr-1709	55	6	endowing	endow	VERB
cblr-1709	55	7	the	the	DET
cblr-1709	55	8	sec	sec	PROPN
cblr-1709	55	9	with	with	ADP
cblr-1709	55	10	more	more	ADV
cblr-1709	55	11	substantive	substantive	ADJ
cblr-1709	55	12	responsibilities,18	responsibilities,18	NOUN
cblr-1709	55	13	the	the	DET
cblr-1709	55	14	act	act	NOUN
cblr-1709	55	15	primarily	primarily	ADV
cblr-1709	55	16	focuses	focus	VERB
cblr-1709	55	17	on	on	ADP
cblr-1709	55	18	14	14	NUM
cblr-1709	55	19	15	15	NUM
cblr-1709	55	20	u.s.c	u.s.c	NOUN
cblr-1709	55	21	.	.	PUNCT
cblr-1709	56	1	§	§	PROPN
cblr-1709	56	2	77a	77a	NOUN
cblr-1709	56	3	(	(	PUNCT
cblr-1709	56	4	2012	2012	NUM
cblr-1709	56	5	)	)	PUNCT
cblr-1709	56	6	.	.	PUNCT
cblr-1709	57	1	15	15	NUM
cblr-1709	58	1	i	i	PRON
cblr-1709	58	2	d.	d.	PROPN
cblr-1709	58	3	§	§	PROPN
cblr-1709	58	4	78a	78a	PROPN
cblr-1709	58	5	.	.	PUNCT
cblr-1709	59	1	16	16	NUM
cblr-1709	59	2	see	see	VERB
cblr-1709	59	3	elisabeth	elisabeth	PROPN
cblr-1709	59	4	keller	keller	PROPN
cblr-1709	59	5	&	&	CCONJ
cblr-1709	59	6	gregory	gregory	PROPN
cblr-1709	59	7	a.	a.	PROPN
cblr-1709	59	8	gehlmann	gehlmann	PROPN
cblr-1709	59	9	,	,	PUNCT
cblr-1709	59	10	introductory	introductory	ADJ
cblr-1709	59	11	comment	comment	NOUN
cblr-1709	59	12	:	:	PUNCT
cblr-1709	59	13	a	a	DET
cblr-1709	59	14	historical	historical	ADJ
cblr-1709	59	15	introduction	introduction	NOUN
cblr-1709	59	16	to	to	ADP
cblr-1709	59	17	the	the	DET
cblr-1709	59	18	securities	security	NOUN
cblr-1709	59	19	act	act	NOUN
cblr-1709	59	20	of	of	ADP
cblr-1709	59	21	1933	1933	NUM
cblr-1709	59	22	and	and	CCONJ
cblr-1709	59	23	the	the	DET
cblr-1709	59	24	securities	securities	PROPN
cblr-1709	59	25	exchange	exchange	PROPN
cblr-1709	59	26	act	act	NOUN
cblr-1709	59	27	of	of	ADP
cblr-1709	59	28	1934	1934	NUM
cblr-1709	59	29	,	,	PUNCT
cblr-1709	59	30	49	49	NUM
cblr-1709	59	31	ohio	ohio	PROPN
cblr-1709	59	32	st	st	PROPN
cblr-1709	59	33	.	.	PROPN
cblr-1709	59	34	l.j	l.j	PROPN
cblr-1709	59	35	.	.	PROPN
cblr-1709	59	36	329	329	NUM
cblr-1709	59	37	,	,	PUNCT
cblr-1709	59	38	342–51	342–51	NUM
cblr-1709	59	39	(	(	PUNCT
cblr-1709	59	40	1988	1988	NUM
cblr-1709	59	41	)	)	PUNCT
cblr-1709	59	42	.	.	PUNCT
cblr-1709	60	1	17	17	NUM
cblr-1709	60	2	what	what	PRON
cblr-1709	60	3	we	we	PRON
cblr-1709	60	4	do	do	VERB
cblr-1709	60	5	,	,	PUNCT
cblr-1709	60	6	u.s	u.s	PROPN
cblr-1709	60	7	.	.	PROPN
cblr-1709	60	8	sec	sec	PROPN
cblr-1709	60	9	.	.	PROPN
cblr-1709	60	10	&	&	CCONJ
cblr-1709	60	11	exchange	exchange	PROPN
cblr-1709	60	12	commission	commission	PROPN
cblr-1709	60	13	,	,	PUNCT
cblr-1709	61	1	http://www.sec.gov/about/whatwedo.shtml#.u_ueprz7tww	http://www.sec.gov/about/whatwedo.shtml#.u_ueprz7tww	NUM
cblr-1709	61	2	[	[	X
cblr-1709	61	3	https://perma.cc/vl4w-sxz5	https://perma.cc/vl4w-sxz5	NOUN
cblr-1709	61	4	]	]	PUNCT
cblr-1709	61	5	(	(	PUNCT
cblr-1709	61	6	last	last	ADJ
cblr-1709	61	7	modified	modify	VERB
cblr-1709	61	8	june	june	PROPN
cblr-1709	61	9	10	10	NUM
cblr-1709	61	10	,	,	PUNCT
cblr-1709	61	11	2013	2013	NUM
cblr-1709	61	12	)	)	PUNCT
cblr-1709	61	13	.	.	PUNCT
cblr-1709	62	1	18	18	NUM
cblr-1709	62	2	in	in	ADP
cblr-1709	62	3	contrast	contrast	NOUN
cblr-1709	62	4	to	to	ADP
cblr-1709	62	5	the	the	DET
cblr-1709	62	6	sec	sec	PROPN
cblr-1709	62	7	’s	’s	PART
cblr-1709	62	8	disclosure	disclosure	NOUN
cblr-1709	62	9	regime	regime	NOUN
cblr-1709	62	10	,	,	PUNCT
cblr-1709	62	11	many	many	ADJ
cblr-1709	62	12	state	state	NOUN
cblr-1709	62	13	-	-	PUNCT
cblr-1709	62	14	level	level	NOUN
cblr-1709	62	15	blue	blue	ADJ
cblr-1709	62	16	sky	sky	NOUN
cblr-1709	62	17	statutes	statute	NOUN
cblr-1709	62	18	grant	grant	VERB
cblr-1709	62	19	state	state	NOUN
cblr-1709	62	20	regulators	regulator	NOUN
cblr-1709	62	21	the	the	DET
cblr-1709	62	22	power	power	NOUN
cblr-1709	62	23	to	to	PART
cblr-1709	62	24	conduct	conduct	VERB
cblr-1709	62	25	“	"	PUNCT
cblr-1709	62	26	merit	merit	NOUN
cblr-1709	62	27	2018.3_auman_final	2018.3_auman_final	ADJ
cblr-1709	62	28	no	no	NOUN
cblr-1709	62	29	.	.	PUNCT
cblr-1709	62	30	3:952	3:952	NUM
cblr-1709	62	31	]	]	X
cblr-1709	62	32	hacking	hack	VERB
cblr-1709	62	33	our	our	PRON
cblr-1709	62	34	securities	security	NOUN
cblr-1709	62	35	disclosure	disclosure	NOUN
cblr-1709	62	36	system	system	NOUN
cblr-1709	62	37	957	957	NUM
cblr-1709	62	38	mandatory	mandatory	ADJ
cblr-1709	62	39	disclosure	disclosure	NOUN
cblr-1709	62	40	requirements	requirement	NOUN
cblr-1709	62	41	for	for	ADP
cblr-1709	62	42	public	public	ADJ
cblr-1709	62	43	companies	company	NOUN
cblr-1709	62	44	to	to	PART
cblr-1709	62	45	enable	enable	VERB
cblr-1709	62	46	investors	investor	NOUN
cblr-1709	62	47	to	to	PART
cblr-1709	62	48	make	make	VERB
cblr-1709	62	49	sound	sound	ADJ
cblr-1709	62	50	investment	investment	NOUN
cblr-1709	62	51	decisions.19	decisions.19	NOUN
cblr-1709	62	52	to	to	ADP
cblr-1709	62	53	that	that	DET
cblr-1709	62	54	end	end	NOUN
cblr-1709	62	55	,	,	PUNCT
cblr-1709	62	56	the	the	DET
cblr-1709	62	57	sec	sec	PROPN
cblr-1709	62	58	requires	require	VERB
cblr-1709	62	59	companies	company	NOUN
cblr-1709	62	60	to	to	PART
cblr-1709	62	61	file	file	VERB
cblr-1709	62	62	annual	annual	ADJ
cblr-1709	62	63	10	10	NUM
cblr-1709	62	64	-	-	PUNCT
cblr-1709	62	65	k	k	NOUN
cblr-1709	62	66	forms,20	forms,20	ADJ
cblr-1709	62	67	quarterly	quarterly	ADJ
cblr-1709	62	68	10	10	NUM
cblr-1709	62	69	-	-	PUNCT
cblr-1709	62	70	q	q	NOUN
cblr-1709	62	71	forms,21	forms,21	NOUN
cblr-1709	62	72	and	and	CCONJ
cblr-1709	62	73	8	8	NUM
cblr-1709	62	74	-	-	PUNCT
cblr-1709	62	75	k	k	NOUN
cblr-1709	62	76	forms	form	NOUN
cblr-1709	62	77	after	after	SCONJ
cblr-1709	62	78	the	the	DET
cblr-1709	62	79	occurrence	occurrence	NOUN
cblr-1709	62	80	of	of	ADP
cblr-1709	62	81	specified	specified	ADJ
cblr-1709	62	82	triggering	trigger	VERB
cblr-1709	62	83	circumstances	circumstance	NOUN
cblr-1709	62	84	,	,	PUNCT
cblr-1709	62	85	such	such	ADJ
cblr-1709	62	86	as	as	ADP
cblr-1709	62	87	a	a	DET
cblr-1709	62	88	bankruptcy	bankruptcy	NOUN
cblr-1709	62	89	or	or	CCONJ
cblr-1709	62	90	a	a	DET
cblr-1709	62	91	change	change	NOUN
cblr-1709	62	92	in	in	ADP
cblr-1709	62	93	the	the	DET
cblr-1709	62	94	company	company	NOUN
cblr-1709	62	95	’s	’s	PART
cblr-1709	62	96	certifying	certify	VERB
cblr-1709	62	97	accountant.22	accountant.22	NOUN
cblr-1709	62	98	companies	company	NOUN
cblr-1709	62	99	are	be	AUX
cblr-1709	62	100	not	not	PART
cblr-1709	62	101	required	require	VERB
cblr-1709	62	102	to	to	PART
cblr-1709	62	103	disclose	disclose	VERB
cblr-1709	62	104	all	all	DET
cblr-1709	62	105	information	information	NOUN
cblr-1709	62	106	;	;	PUNCT
cblr-1709	62	107	the	the	DET
cblr-1709	62	108	requirement	requirement	NOUN
cblr-1709	62	109	is	be	AUX
cblr-1709	62	110	limited	limit	VERB
cblr-1709	62	111	by	by	ADP
cblr-1709	62	112	a	a	DET
cblr-1709	62	113	materiality	materiality	NOUN
cblr-1709	62	114	standard.23	standard.23	NOUN
cblr-1709	62	115	companies	company	NOUN
cblr-1709	62	116	only	only	ADV
cblr-1709	62	117	must	must	AUX
cblr-1709	62	118	disclose	disclose	VERB
cblr-1709	62	119	“	"	PUNCT
cblr-1709	62	120	matters	matter	NOUN
cblr-1709	62	121	to	to	PART
cblr-1709	62	122	which	which	PRON
cblr-1709	62	123	there	there	PRON
cblr-1709	62	124	is	be	VERB
cblr-1709	62	125	a	a	DET
cblr-1709	62	126	substantial	substantial	ADJ
cblr-1709	62	127	likelihood	likelihood	NOUN
cblr-1709	62	128	that	that	SCONJ
cblr-1709	62	129	a	a	DET
cblr-1709	62	130	reasonable	reasonable	ADJ
cblr-1709	62	131	investor	investor	NOUN
cblr-1709	62	132	would	would	AUX
cblr-1709	62	133	attach	attach	VERB
cblr-1709	62	134	importance	importance	NOUN
cblr-1709	62	135	in	in	ADP
cblr-1709	62	136	determining	determine	VERB
cblr-1709	62	137	whether	whether	SCONJ
cblr-1709	62	138	to	to	PART
cblr-1709	62	139	purchase	purchase	VERB
cblr-1709	62	140	the	the	DET
cblr-1709	62	141	security	security	NOUN
cblr-1709	62	142	registered	register	VERB
cblr-1709	62	143	.	.	PUNCT
cblr-1709	63	1	”24	”24	VERB
cblr-1709	63	2	the	the	DET
cblr-1709	63	3	supreme	supreme	PROPN
cblr-1709	63	4	court	court	PROPN
cblr-1709	63	5	has	have	AUX
cblr-1709	63	6	further	far	ADV
cblr-1709	63	7	clarified	clarify	VERB
cblr-1709	63	8	the	the	DET
cblr-1709	63	9	materiality	materiality	NOUN
cblr-1709	63	10	standard	standard	NOUN
cblr-1709	63	11	,	,	PUNCT
cblr-1709	63	12	requiring	require	VERB
cblr-1709	63	13	that	that	SCONJ
cblr-1709	63	14	“	"	PUNCT
cblr-1709	63	15	there	there	PRON
cblr-1709	63	16	must	must	AUX
cblr-1709	63	17	be	be	AUX
cblr-1709	63	18	a	a	DET
cblr-1709	63	19	substantial	substantial	ADJ
cblr-1709	63	20	likelihood	likelihood	NOUN
cblr-1709	63	21	that	that	SCONJ
cblr-1709	63	22	the	the	DET
cblr-1709	63	23	disclosure	disclosure	NOUN
cblr-1709	63	24	of	of	ADP
cblr-1709	63	25	the	the	DET
cblr-1709	63	26	omitted	omit	VERB
cblr-1709	63	27	fact	fact	NOUN
cblr-1709	63	28	would	would	AUX
cblr-1709	63	29	have	have	AUX
cblr-1709	63	30	been	be	AUX
cblr-1709	63	31	viewed	view	VERB
cblr-1709	63	32	by	by	ADP
cblr-1709	63	33	the	the	DET
cblr-1709	63	34	reasonable	reasonable	ADJ
cblr-1709	63	35	investor	investor	NOUN
cblr-1709	63	36	as	as	ADP
cblr-1709	63	37	having	having	AUX
cblr-1709	63	38	significantly	significantly	ADV
cblr-1709	63	39	altered	alter	VERB
cblr-1709	63	40	the	the	DET
cblr-1709	63	41	‘	'	PUNCT
cblr-1709	63	42	total	total	ADJ
cblr-1709	63	43	mix	mix	NOUN
cblr-1709	63	44	’	'	PUNCT
cblr-1709	63	45	of	of	ADP
cblr-1709	63	46	information	information	NOUN
cblr-1709	63	47	made	make	VERB
cblr-1709	63	48	available	available	ADJ
cblr-1709	63	49	.	.	PUNCT
cblr-1709	64	1	”25	”25	ADJ
cblr-1709	64	2	the	the	DET
cblr-1709	64	3	materiality	materiality	NOUN
cblr-1709	64	4	standard	standard	NOUN
cblr-1709	64	5	provides	provide	VERB
cblr-1709	64	6	investors	investor	NOUN
cblr-1709	64	7	with	with	ADP
cblr-1709	64	8	all	all	DET
cblr-1709	64	9	relevant	relevant	ADJ
cblr-1709	64	10	and	and	CCONJ
cblr-1709	64	11	necessary	necessary	ADJ
cblr-1709	64	12	information	information	NOUN
cblr-1709	64	13	so	so	SCONJ
cblr-1709	64	14	that	that	SCONJ
cblr-1709	64	15	they	they	PRON
cblr-1709	64	16	will	will	AUX
cblr-1709	64	17	have	have	VERB
cblr-1709	64	18	a	a	DET
cblr-1709	64	19	rational	rational	ADJ
cblr-1709	64	20	basis	basis	NOUN
cblr-1709	64	21	upon	upon	SCONJ
cblr-1709	64	22	which	which	PRON
cblr-1709	64	23	to	to	PART
cblr-1709	64	24	make	make	VERB
cblr-1709	64	25	investment	investment	NOUN
cblr-1709	64	26	decisions.26	decisions.26	NOUN
cblr-1709	64	27	this	this	DET
cblr-1709	64	28	democratization	democratization	NOUN
cblr-1709	64	29	of	of	ADP
cblr-1709	64	30	information	information	NOUN
cblr-1709	64	31	,	,	PUNCT
cblr-1709	64	32	regulation	regulation	NOUN
cblr-1709	64	33	.	.	PUNCT
cblr-1709	64	34	”	"	PUNCT
cblr-1709	65	1	roberta	roberta	PROPN
cblr-1709	65	2	s.	s.	PROPN
cblr-1709	65	3	karmel	karmel	PROPN
cblr-1709	65	4	,	,	PUNCT
cblr-1709	65	5	blue	blue	ADJ
cblr-1709	65	6	-	-	PUNCT
cblr-1709	65	7	sky	sky	NOUN
cblr-1709	65	8	merit	merit	NOUN
cblr-1709	65	9	regulation	regulation	NOUN
cblr-1709	65	10	:	:	PUNCT
cblr-1709	65	11	benefit	benefit	NOUN
cblr-1709	65	12	to	to	ADP
cblr-1709	65	13	investors	investor	NOUN
cblr-1709	65	14	or	or	CCONJ
cblr-1709	65	15	burden	burden	VERB
cblr-1709	65	16	on	on	ADP
cblr-1709	65	17	commerce	commerce	NOUN
cblr-1709	65	18	?	?	PUNCT
cblr-1709	65	19	,	,	PUNCT
cblr-1709	65	20	53	53	NUM
cblr-1709	65	21	brook	brook	NOUN
cblr-1709	65	22	.	.	PUNCT
cblr-1709	66	1	l.	l.	PROPN
cblr-1709	66	2	rev	rev	PROPN
cblr-1709	66	3	.	.	PROPN
cblr-1709	66	4	105	105	NUM
cblr-1709	66	5	,	,	PUNCT
cblr-1709	66	6	105	105	NUM
cblr-1709	66	7	(	(	PUNCT
cblr-1709	66	8	1987	1987	NUM
cblr-1709	66	9	)	)	PUNCT
cblr-1709	66	10	.	.	PUNCT
cblr-1709	67	1	these	these	DET
cblr-1709	67	2	reviews	review	NOUN
cblr-1709	67	3	are	be	AUX
cblr-1709	67	4	substantive	substantive	ADJ
cblr-1709	67	5	in	in	ADP
cblr-1709	67	6	nature	nature	NOUN
cblr-1709	67	7	and	and	CCONJ
cblr-1709	67	8	allow	allow	VERB
cblr-1709	67	9	the	the	DET
cblr-1709	67	10	regulator	regulator	NOUN
cblr-1709	67	11	to	to	PART
cblr-1709	67	12	prevent	prevent	VERB
cblr-1709	67	13	a	a	DET
cblr-1709	67	14	sale	sale	NOUN
cblr-1709	67	15	of	of	ADP
cblr-1709	67	16	securities	security	NOUN
cblr-1709	67	17	in	in	ADP
cblr-1709	67	18	the	the	DET
cblr-1709	67	19	state	state	NOUN
cblr-1709	67	20	“	"	PUNCT
cblr-1709	67	21	when	when	SCONJ
cblr-1709	67	22	the	the	DET
cblr-1709	67	23	offering	offering	NOUN
cblr-1709	67	24	or	or	CCONJ
cblr-1709	67	25	the	the	DET
cblr-1709	67	26	issuer	issuer	NOUN
cblr-1709	67	27	’s	’s	PART
cblr-1709	67	28	capital	capital	NOUN
cblr-1709	67	29	structure	structure	NOUN
cblr-1709	67	30	is	be	AUX
cblr-1709	67	31	substantively	substantively	ADV
cblr-1709	67	32	unfair	unfair	ADJ
cblr-1709	67	33	or	or	CCONJ
cblr-1709	67	34	presents	present	VERB
cblr-1709	67	35	excessive	excessive	ADJ
cblr-1709	67	36	risk	risk	NOUN
cblr-1709	67	37	to	to	ADP
cblr-1709	67	38	the	the	DET
cblr-1709	67	39	investor	investor	NOUN
cblr-1709	67	40	.	.	PUNCT
cblr-1709	67	41	”	"	PUNCT
cblr-1709	68	1	i	i	PRON
cblr-1709	68	2	d.	d.	PROPN
cblr-1709	68	3	19	19	NUM
cblr-1709	68	4	see	see	VERB
cblr-1709	68	5	alan	alan	PROPN
cblr-1709	68	6	b.	b.	PROPN
cblr-1709	68	7	levenson	levenson	PROPN
cblr-1709	68	8	,	,	PUNCT
cblr-1709	68	9	the	the	DET
cblr-1709	68	10	role	role	NOUN
cblr-1709	68	11	of	of	ADP
cblr-1709	68	12	the	the	DET
cblr-1709	68	13	sec	sec	PROPN
cblr-1709	68	14	as	as	ADP
cblr-1709	68	15	a	a	DET
cblr-1709	68	16	consumer	consumer	NOUN
cblr-1709	68	17	protection	protection	NOUN
cblr-1709	68	18	agency	agency	NOUN
cblr-1709	68	19	,	,	PUNCT
cblr-1709	68	20	27	27	NUM
cblr-1709	68	21	bus	bus	NOUN
cblr-1709	68	22	.	.	PUNCT
cblr-1709	69	1	law	law	NOUN
cblr-1709	69	2	.	.	PUNCT
cblr-1709	70	1	61	61	NUM
cblr-1709	70	2	,	,	PUNCT
cblr-1709	70	3	62	62	NUM
cblr-1709	70	4	(	(	PUNCT
cblr-1709	70	5	1971	1971	NUM
cblr-1709	70	6	)	)	PUNCT
cblr-1709	70	7	.	.	PUNCT
cblr-1709	71	1	20	20	NUM
cblr-1709	71	2	see	see	VERB
cblr-1709	71	3	17	17	NUM
cblr-1709	71	4	c.f.r	c.f.r	NOUN
cblr-1709	71	5	.	.	PUNCT
cblr-1709	72	1	§	§	PROPN
cblr-1709	72	2	249.310	249.310	NUM
cblr-1709	72	3	(	(	PUNCT
cblr-1709	72	4	2018	2018	NUM
cblr-1709	72	5	)	)	PUNCT
cblr-1709	72	6	.	.	PUNCT
cblr-1709	73	1	21	21	NUM
cblr-1709	73	2	see	see	VERB
cblr-1709	73	3	i	i	PROPN
cblr-1709	73	4	d.	d.	PROPN
cblr-1709	73	5	§	§	PROPN
cblr-1709	73	6	240.13a-13	240.13a-13	NUM
cblr-1709	73	7	.	.	PUNCT
cblr-1709	74	1	22	22	NUM
cblr-1709	74	2	see	see	VERB
cblr-1709	74	3	i	i	PROPN
cblr-1709	74	4	d.	d.	PROPN
cblr-1709	74	5	§	§	PROPN
cblr-1709	74	6	240.13a-11	240.13a-11	NUM
cblr-1709	74	7	;	;	PUNCT
cblr-1709	74	8	form	form	NOUN
cblr-1709	74	9	8	8	NUM
cblr-1709	74	10	-	-	SYM
cblr-1709	74	11	k	k	NOUN
cblr-1709	74	12	,	,	PUNCT
cblr-1709	74	13	u.s	u.s	PROPN
cblr-1709	74	14	.	.	PROPN
cblr-1709	74	15	sec	sec	PROPN
cblr-1709	74	16	.	.	PROPN
cblr-1709	74	17	&	&	CCONJ
cblr-1709	74	18	exchange	exchange	PROPN
cblr-1709	74	19	commission	commission	PROPN
cblr-1709	74	20	,	,	PUNCT
cblr-1709	74	21	https://www.sec.gov/fast-answers/answersform8khtm.html	https://www.sec.gov/fast-answers/answersform8khtm.html	PROPN
cblr-1709	74	22	[	[	X
cblr-1709	74	23	https://perma.cc/hl6m-vsnr	https://perma.cc/hl6m-vsnr	X
cblr-1709	74	24	]	]	X
cblr-1709	74	25	(	(	PUNCT
cblr-1709	74	26	last	last	ADV
cblr-1709	74	27	modified	modify	VERB
cblr-1709	74	28	aug	aug	PROPN
cblr-1709	74	29	.	.	PROPN
cblr-1709	74	30	10	10	NUM
cblr-1709	74	31	,	,	PUNCT
cblr-1709	74	32	2012	2012	NUM
cblr-1709	74	33	)	)	PUNCT
cblr-1709	74	34	.	.	PUNCT
cblr-1709	75	1	23	23	NUM
cblr-1709	75	2	see	see	VERB
cblr-1709	75	3	levenson	levenson	PROPN
cblr-1709	75	4	,	,	PUNCT
cblr-1709	75	5	supra	supra	PROPN
cblr-1709	75	6	note	note	PROPN
cblr-1709	75	7	19	19	NUM
cblr-1709	75	8	,	,	PUNCT
cblr-1709	75	9	at	at	ADP
cblr-1709	75	10	62	62	NUM
cblr-1709	75	11	,	,	PUNCT
cblr-1709	75	12	65	65	NUM
cblr-1709	75	13	.	.	NOUN
cblr-1709	75	14	24	24	NUM
cblr-1709	75	15	17	17	NUM
cblr-1709	75	16	c.f.r	c.f.r	NOUN
cblr-1709	75	17	.	.	PUNCT
cblr-1709	76	1	§	§	PROPN
cblr-1709	76	2	230.405	230.405	NUM
cblr-1709	76	3	(	(	PUNCT
cblr-1709	76	4	2018	2018	NUM
cblr-1709	76	5	)	)	PUNCT
cblr-1709	76	6	.	.	PUNCT
cblr-1709	77	1	25	25	NUM
cblr-1709	77	2	tsc	tsc	PROPN
cblr-1709	77	3	indus	indus	PROPN
cblr-1709	77	4	.	.	PROPN
cblr-1709	77	5	,	,	PUNCT
cblr-1709	77	6	inc	inc	PROPN
cblr-1709	77	7	.	.	PROPN
cblr-1709	77	8	v.	v.	PROPN
cblr-1709	77	9	northway	northway	PROPN
cblr-1709	77	10	,	,	PUNCT
cblr-1709	77	11	inc	inc	PROPN
cblr-1709	77	12	.	.	PROPN
cblr-1709	77	13	,	,	PUNCT
cblr-1709	77	14	426	426	NUM
cblr-1709	77	15	u.s	u.s	PROPN
cblr-1709	77	16	.	.	PROPN
cblr-1709	77	17	438	438	NUM
cblr-1709	77	18	,	,	PUNCT
cblr-1709	77	19	449	449	NUM
cblr-1709	77	20	(	(	PUNCT
cblr-1709	77	21	1976	1976	NUM
cblr-1709	77	22	)	)	PUNCT
cblr-1709	77	23	.	.	PUNCT
cblr-1709	78	1	26	26	NUM
cblr-1709	78	2	levenson	levenson	PROPN
cblr-1709	78	3	,	,	PUNCT
cblr-1709	78	4	supra	supra	PROPN
cblr-1709	78	5	note	note	PROPN
cblr-1709	78	6	19	19	NUM
cblr-1709	78	7	,	,	PUNCT
cblr-1709	78	8	at	at	ADP
cblr-1709	78	9	62	62	NUM
cblr-1709	78	10	.	.	PUNCT
cblr-1709	78	11	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	78	12	958	958	NUM
cblr-1709	78	13	columbia	columbia	PROPN
cblr-1709	78	14	business	business	NOUN
cblr-1709	78	15	law	law	PROPN
cblr-1709	78	16	review	review	NOUN
cblr-1709	78	17	[	[	X
cblr-1709	78	18	vol	vol	NOUN
cblr-1709	78	19	.	.	NOUN
cblr-1709	78	20	2018	2018	NUM
cblr-1709	78	21	policymakers	policymaker	NOUN
cblr-1709	78	22	believe	believe	VERB
cblr-1709	78	23	,	,	PUNCT
cblr-1709	78	24	will	will	AUX
cblr-1709	78	25	ensure	ensure	VERB
cblr-1709	78	26	a	a	DET
cblr-1709	78	27	fair	fair	ADJ
cblr-1709	78	28	and	and	CCONJ
cblr-1709	78	29	efficient	efficient	ADJ
cblr-1709	78	30	market	market	NOUN
cblr-1709	78	31	and	and	CCONJ
cblr-1709	78	32	enhance	enhance	VERB
cblr-1709	78	33	corporate	corporate	ADJ
cblr-1709	78	34	governance.27	governance.27	PROPN
cblr-1709	78	35	although	although	SCONJ
cblr-1709	78	36	the	the	DET
cblr-1709	78	37	materiality	materiality	NOUN
cblr-1709	78	38	standard	standard	NOUN
cblr-1709	78	39	may	may	AUX
cblr-1709	78	40	have	have	AUX
cblr-1709	78	41	applied	apply	VERB
cblr-1709	78	42	to	to	ADP
cblr-1709	78	43	corporate	corporate	ADJ
cblr-1709	78	44	risks	risk	NOUN
cblr-1709	78	45	(	(	PUNCT
cblr-1709	78	46	including	include	VERB
cblr-1709	78	47	cybersecurity	cybersecurity	NOUN
cblr-1709	78	48	matters	matter	NOUN
cblr-1709	78	49	)	)	PUNCT
cblr-1709	78	50	prior	prior	ADV
cblr-1709	78	51	to	to	ADP
cblr-1709	78	52	2011	2011	NUM
cblr-1709	78	53	,	,	PUNCT
cblr-1709	78	54	many	many	ADJ
cblr-1709	78	55	companies	company	NOUN
cblr-1709	78	56	did	do	AUX
cblr-1709	78	57	not	not	PART
cblr-1709	78	58	report	report	VERB
cblr-1709	78	59	cybersecurity	cybersecurity	NOUN
cblr-1709	78	60	information	information	NOUN
cblr-1709	78	61	in	in	ADP
cblr-1709	78	62	their	their	PRON
cblr-1709	78	63	public	public	ADJ
cblr-1709	78	64	filings	filing	NOUN
cblr-1709	78	65	,	,	PUNCT
cblr-1709	78	66	and	and	CCONJ
cblr-1709	78	67	the	the	DET
cblr-1709	78	68	sec	sec	PROPN
cblr-1709	78	69	had	have	AUX
cblr-1709	78	70	not	not	PART
cblr-1709	78	71	issued	issue	VERB
cblr-1709	78	72	specific	specific	ADJ
cblr-1709	78	73	guidance	guidance	NOUN
cblr-1709	78	74	on	on	ADP
cblr-1709	78	75	the	the	DET
cblr-1709	78	76	topic.28	topic.28	NOUN
cblr-1709	78	77	according	accord	VERB
cblr-1709	78	78	to	to	ADP
cblr-1709	78	79	a	a	DET
cblr-1709	78	80	2009	2009	NUM
cblr-1709	78	81	survey	survey	NOUN
cblr-1709	78	82	by	by	ADP
cblr-1709	78	83	insurance	insurance	NOUN
cblr-1709	78	84	company	company	NOUN
cblr-1709	78	85	hiscox	hiscox	PROPN
cblr-1709	78	86	,	,	PUNCT
cblr-1709	78	87	“	"	PUNCT
cblr-1709	78	88	[	[	X
cblr-1709	78	89	t]hirty	t]hirty	NOUN
cblr-1709	78	90	-	-	PUNCT
cblr-1709	78	91	eight	eight	NUM
cblr-1709	78	92	percent	percent	NOUN
cblr-1709	78	93	of	of	ADP
cblr-1709	78	94	fortune	fortune	NOUN
cblr-1709	78	95	500	500	NUM
cblr-1709	78	96	companies	company	NOUN
cblr-1709	78	97	[	[	X
cblr-1709	78	98	surveyed	survey	VERB
cblr-1709	78	99	]	]	PUNCT
cblr-1709	78	100	fail	fail	VERB
cblr-1709	78	101	to	to	PART
cblr-1709	78	102	acknowledge	acknowledge	VERB
cblr-1709	78	103	the	the	DET
cblr-1709	78	104	threat	threat	NOUN
cblr-1709	78	105	of	of	ADP
cblr-1709	78	106	a	a	DET
cblr-1709	78	107	data	data	NOUN
cblr-1709	78	108	breach	breach	NOUN
cblr-1709	78	109	in	in	ADP
cblr-1709	78	110	the	the	DET
cblr-1709	78	111	risk	risk	NOUN
cblr-1709	78	112	factors	factor	NOUN
cblr-1709	78	113	section	section	NOUN
cblr-1709	78	114	of	of	ADP
cblr-1709	78	115	their	their	PRON
cblr-1709	78	116	sec	sec	PROPN
cblr-1709	78	117	10	10	NUM
cblr-1709	78	118	-	-	PUNCT
cblr-1709	78	119	k	k	NOUN
cblr-1709	78	120	filing	filing	NOUN
cblr-1709	78	121	.	.	PUNCT
cblr-1709	79	1	”29	”29	AUX
cblr-1709	79	2	the	the	DET
cblr-1709	79	3	report	report	NOUN
cblr-1709	79	4	adds	add	VERB
cblr-1709	79	5	that	that	SCONJ
cblr-1709	79	6	“	"	PUNCT
cblr-1709	79	7	of	of	ADP
cblr-1709	79	8	the	the	DET
cblr-1709	79	9	companies	company	NOUN
cblr-1709	79	10	that	that	PRON
cblr-1709	79	11	do	do	AUX
cblr-1709	79	12	include	include	VERB
cblr-1709	79	13	the	the	DET
cblr-1709	79	14	risk	risk	NOUN
cblr-1709	79	15	of	of	ADP
cblr-1709	79	16	a	a	DET
cblr-1709	79	17	data	data	NOUN
cblr-1709	79	18	breach	breach	NOUN
cblr-1709	79	19	in	in	ADP
cblr-1709	79	20	their	their	PRON
cblr-1709	79	21	10	10	NUM
cblr-1709	79	22	-	-	PUNCT
cblr-1709	79	23	k	k	NOUN
cblr-1709	79	24	,	,	PUNCT
cblr-1709	79	25	26	26	NUM
cblr-1709	79	26	percent	percent	NOUN
cblr-1709	79	27	fail	fail	VERB
cblr-1709	79	28	to	to	PART
cblr-1709	79	29	mention	mention	VERB
cblr-1709	79	30	the	the	DET
cblr-1709	79	31	consequential	consequential	ADJ
cblr-1709	79	32	financial	financial	ADJ
cblr-1709	79	33	impact	impact	NOUN
cblr-1709	79	34	while	while	SCONJ
cblr-1709	79	35	a	a	DET
cblr-1709	79	36	further	further	ADJ
cblr-1709	79	37	49	49	NUM
cblr-1709	79	38	percent	percent	NOUN
cblr-1709	79	39	failed	fail	VERB
cblr-1709	79	40	to	to	PART
cblr-1709	79	41	identify	identify	VERB
cblr-1709	79	42	the	the	DET
cblr-1709	79	43	reputational	reputational	ADJ
cblr-1709	79	44	impact	impact	NOUN
cblr-1709	79	45	.	.	PUNCT
cblr-1709	80	1	”30	”30	PROPN
cblr-1709	80	2	as	as	SCONJ
cblr-1709	80	3	sec	sec	PROPN
cblr-1709	80	4	commissioner	commissioner	NOUN
cblr-1709	80	5	mary	mary	PROPN
cblr-1709	80	6	jo	jo	PROPN
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cblr-1709	80	9	,	,	PUNCT
cblr-1709	80	10	“	"	PUNCT
cblr-1709	80	11	[	[	X
cblr-1709	80	12	w]hen	w]hen	ADV
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cblr-1709	80	15	adopted	adopt	VERB
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cblr-1709	80	17	decades	decade	NOUN
cblr-1709	80	18	ago	ago	ADV
cblr-1709	80	19	requiring	require	VERB
cblr-1709	80	20	a	a	DET
cblr-1709	80	21	description	description	NOUN
cblr-1709	80	22	of	of	ADP
cblr-1709	80	23	the	the	DET
cblr-1709	80	24	company	company	NOUN
cblr-1709	80	25	’s	’s	PART
cblr-1709	80	26	business	business	NOUN
cblr-1709	80	27	,	,	PUNCT
cblr-1709	80	28	risk	risk	NOUN
cblr-1709	80	29	factor	factor	NOUN
cblr-1709	80	30	disclosure	disclosure	NOUN
cblr-1709	80	31	and	and	CCONJ
cblr-1709	80	32	[	[	X
cblr-1709	80	33	management	management	NOUN
cblr-1709	80	34	discussion	discussion	NOUN
cblr-1709	80	35	&	&	CCONJ
cblr-1709	80	36	analysis	analysis	NOUN
cblr-1709	80	37	]	]	PUNCT
cblr-1709	80	38	,	,	PUNCT
cblr-1709	80	39	there	there	PRON
cblr-1709	80	40	were	be	VERB
cblr-1709	80	41	no	no	DET
cblr-1709	80	42	such	such	ADJ
cblr-1709	80	43	things	thing	NOUN
cblr-1709	80	44	as	as	ADP
cblr-1709	80	45	smartphones	smartphone	NOUN
cblr-1709	80	46	,	,	PUNCT
cblr-1709	80	47	tablets	tablet	NOUN
cblr-1709	80	48	,	,	PUNCT
cblr-1709	80	49	or	or	CCONJ
cblr-1709	80	50	even	even	ADV
cblr-1709	80	51	the	the	DET
cblr-1709	80	52	internet	internet	NOUN
cblr-1709	80	53	.	.	PUNCT
cblr-1709	81	1	and	and	CCONJ
cblr-1709	81	2	,	,	PUNCT
cblr-1709	81	3	so	so	ADV
cblr-1709	81	4	the	the	DET
cblr-1709	81	5	sec	sec	PROPN
cblr-1709	81	6	was	be	AUX
cblr-1709	81	7	not	not	PART
cblr-1709	81	8	thinking	think	VERB
cblr-1709	81	9	about	about	ADP
cblr-1709	81	10	the	the	DET
cblr-1709	81	11	risks	risk	NOUN
cblr-1709	81	12	presented	present	VERB
cblr-1709	81	13	by	by	ADP
cblr-1709	81	14	cybersecurity	cybersecurity	NOUN
cblr-1709	81	15	attacks	attack	NOUN
cblr-1709	81	16	or	or	CCONJ
cblr-1709	81	17	breaches	breach	NOUN
cblr-1709	81	18	.	.	PUNCT
cblr-1709	82	1	”31	”31	ADP
cblr-1709	82	2	27	27	NUM
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cblr-1709	82	4	i	i	PROPN
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cblr-1709	82	6	;	;	PUNCT
cblr-1709	82	7	see	see	VERB
cblr-1709	82	8	also	also	ADV
cblr-1709	82	9	henry	henry	PROPN
cblr-1709	82	10	t.	t.	PROPN
cblr-1709	82	11	c.	c.	PROPN
cblr-1709	82	12	hu	hu	PROPN
cblr-1709	82	13	,	,	PUNCT
cblr-1709	82	14	too	too	ADV
cblr-1709	82	15	complex	complex	ADJ
cblr-1709	82	16	to	to	PART
cblr-1709	82	17	depict	depict	VERB
cblr-1709	82	18	?	?	PUNCT
cblr-1709	83	1	innovation	innovation	NOUN
cblr-1709	83	2	,	,	PUNCT
cblr-1709	83	3	"	"	PUNCT
cblr-1709	83	4	pure	pure	ADJ
cblr-1709	83	5	information	information	NOUN
cblr-1709	83	6	,	,	PUNCT
cblr-1709	83	7	"	"	PUNCT
cblr-1709	83	8	and	and	CCONJ
cblr-1709	83	9	the	the	DET
cblr-1709	83	10	sec	sec	PROPN
cblr-1709	83	11	disclosure	disclosure	NOUN
cblr-1709	83	12	paradigm	paradigm	NOUN
cblr-1709	83	13	,	,	PUNCT
cblr-1709	83	14	90	90	NUM
cblr-1709	83	15	tex	tex	PROPN
cblr-1709	83	16	.	.	PROPN
cblr-1709	83	17	l.	l.	PROPN
cblr-1709	83	18	rev	rev	PROPN
cblr-1709	83	19	.	.	PROPN
cblr-1709	83	20	1601	1601	NUM
cblr-1709	83	21	,	,	PUNCT
cblr-1709	83	22	1606	1606	NUM
cblr-1709	83	23	(	(	PUNCT
cblr-1709	83	24	2012	2012	NUM
cblr-1709	83	25	)	)	PUNCT
cblr-1709	83	26	.	.	PUNCT
cblr-1709	84	1	28	28	NUM
cblr-1709	84	2	see	see	VERB
cblr-1709	84	3	press	press	NOUN
cblr-1709	84	4	release	release	NOUN
cblr-1709	84	5	,	,	PUNCT
cblr-1709	84	6	hiscox	hiscox	PROPN
cblr-1709	84	7	,	,	PUNCT
cblr-1709	84	8	u.s	u.s	PROPN
cblr-1709	84	9	.	.	PROPN
cblr-1709	84	10	companies	company	NOUN
cblr-1709	84	11	still	still	ADV
cblr-1709	84	12	underestimate	underestimate	ADJ
cblr-1709	84	13	impact	impact	NOUN
cblr-1709	84	14	of	of	ADP
cblr-1709	84	15	data	datum	NOUN
cblr-1709	84	16	breaches	breach	NOUN
cblr-1709	84	17	,	,	PUNCT
cblr-1709	84	18	says	say	VERB
cblr-1709	84	19	hiscox	hiscox	PROPN
cblr-1709	84	20	report	report	PROPN
cblr-1709	84	21	[	[	X
cblr-1709	84	22	hereinafter	hereinafter	NOUN
cblr-1709	84	23	hiscox	hiscox	PROPN
cblr-1709	84	24	report	report	PROPN
cblr-1709	84	25	]	]	PUNCT
cblr-1709	84	26	,	,	PUNCT
cblr-1709	84	27	http://www.hiscoxgroup.com/news/press-releases/archive/2009/22-0409.aspx?p=1	http://www.hiscoxgroup.com/news/press-releases/archive/2009/22-0409.aspx?p=1	PROPN
cblr-1709	85	1	[	[	X
cblr-1709	85	2	https://perma.cc/3rec-c7rw	https://perma.cc/3rec-c7rw	X
cblr-1709	85	3	]	]	X
cblr-1709	85	4	;	;	PUNCT
cblr-1709	85	5	see	see	VERB
cblr-1709	85	6	also	also	ADV
cblr-1709	85	7	letter	letter	VERB
cblr-1709	85	8	from	from	ADP
cblr-1709	85	9	john	john	PROPN
cblr-1709	85	10	d.	d.	PROPN
cblr-1709	85	11	rockefeller	rockefeller	PROPN
cblr-1709	85	12	iv	iv	PROPN
cblr-1709	85	13	,	,	PUNCT
cblr-1709	85	14	chairman	chairman	NOUN
cblr-1709	85	15	,	,	PUNCT
cblr-1709	85	16	u.s	u.s	PROPN
cblr-1709	85	17	.	.	PROPN
cblr-1709	85	18	senate	senate	PROPN
cblr-1709	85	19	comm	comm	NOUN
cblr-1709	85	20	.	.	PUNCT
cblr-1709	86	1	on	on	ADP
cblr-1709	86	2	commerce	commerce	PROPN
cblr-1709	86	3	,	,	PUNCT
cblr-1709	86	4	sci	sci	PROPN
cblr-1709	86	5	.	.	PROPN
cblr-1709	86	6	,	,	PUNCT
cblr-1709	86	7	&	&	CCONJ
cblr-1709	86	8	transp	transp	PROPN
cblr-1709	86	9	.	.	PROPN
cblr-1709	86	10	,	,	PUNCT
cblr-1709	86	11	robert	robert	PROPN
cblr-1709	86	12	menendez	menendez	PROPN
cblr-1709	86	13	,	,	PUNCT
cblr-1709	86	14	u.s	u.s	PROPN
cblr-1709	86	15	.	.	PROPN
cblr-1709	86	16	senator	senator	PROPN
cblr-1709	86	17	,	,	PUNCT
cblr-1709	86	18	sheldon	sheldon	PROPN
cblr-1709	86	19	whitehouse	whitehouse	PROPN
cblr-1709	86	20	,	,	PUNCT
cblr-1709	86	21	u.s	u.s	PROPN
cblr-1709	86	22	.	.	PROPN
cblr-1709	86	23	senator	senator	PROPN
cblr-1709	86	24	,	,	PUNCT
cblr-1709	86	25	mark	mark	PROPN
cblr-1709	86	26	warner	warner	PROPN
cblr-1709	86	27	,	,	PUNCT
cblr-1709	86	28	u.s	u.s	PROPN
cblr-1709	86	29	.	.	PROPN
cblr-1709	86	30	senator	senator	PROPN
cblr-1709	86	31	,	,	PUNCT
cblr-1709	86	32	&	&	CCONJ
cblr-1709	86	33	richard	richard	PROPN
cblr-1709	86	34	blumenthal	blumenthal	PROPN
cblr-1709	86	35	,	,	PUNCT
cblr-1709	86	36	u.s	u.s	PROPN
cblr-1709	86	37	.	.	PROPN
cblr-1709	86	38	senator	senator	PROPN
cblr-1709	86	39	,	,	PUNCT
cblr-1709	86	40	to	to	ADP
cblr-1709	86	41	mary	mary	PROPN
cblr-1709	86	42	schapiro	schapiro	PROPN
cblr-1709	86	43	,	,	PUNCT
cblr-1709	86	44	chairman	chairman	NOUN
cblr-1709	86	45	,	,	PUNCT
cblr-1709	86	46	sec	sec	PROPN
cblr-1709	86	47	(	(	PUNCT
cblr-1709	86	48	may	may	PROPN
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cblr-1709	86	50	,	,	PUNCT
cblr-1709	86	51	2011	2011	NUM
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cblr-1709	86	53	,	,	PUNCT
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cblr-1709	86	55	[	[	X
cblr-1709	86	56	https://perma.cc/6tpl-6eju	https://perma.cc/6tpl-6eju	NOUN
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cblr-1709	86	58	.	.	PUNCT
cblr-1709	87	1	29	29	NUM
cblr-1709	87	2	hiscox	hiscox	PROPN
cblr-1709	87	3	report	report	NOUN
cblr-1709	87	4	,	,	PUNCT
cblr-1709	87	5	supra	supra	PROPN
cblr-1709	87	6	note	note	NOUN
cblr-1709	87	7	28	28	NUM
cblr-1709	87	8	.	.	NUM
cblr-1709	87	9	30	30	NUM
cblr-1709	88	1	i	i	PRON
cblr-1709	88	2	d.	d.	PROPN
cblr-1709	88	3	31	31	NUM
cblr-1709	88	4	mary	mary	PROPN
cblr-1709	88	5	jo	jo	PROPN
cblr-1709	88	6	white	white	PROPN
cblr-1709	88	7	,	,	PUNCT
cblr-1709	88	8	chair	chair	NOUN
cblr-1709	88	9	,	,	PUNCT
cblr-1709	88	10	sec	sec	PROPN
cblr-1709	88	11	,	,	PUNCT
cblr-1709	88	12	the	the	DET
cblr-1709	88	13	path	path	NOUN
cblr-1709	88	14	forward	forward	ADV
cblr-1709	88	15	on	on	ADP
cblr-1709	88	16	disclosure	disclosure	NOUN
cblr-1709	88	17	,	,	PUNCT
cblr-1709	88	18	address	address	NOUN
cblr-1709	88	19	to	to	ADP
cblr-1709	88	20	the	the	DET
cblr-1709	88	21	national	national	PROPN
cblr-1709	88	22	association	association	PROPN
cblr-1709	88	23	of	of	ADP
cblr-1709	88	24	corporate	corporate	ADJ
cblr-1709	88	25	directors	director	NOUN
cblr-1709	88	26	(	(	PUNCT
cblr-1709	88	27	oct	oct	PROPN
cblr-1709	88	28	.	.	PROPN
cblr-1709	88	29	15	15	NUM
cblr-1709	88	30	,	,	PUNCT
cblr-1709	88	31	2013	2013	NUM
cblr-1709	88	32	)	)	PUNCT
cblr-1709	88	33	(	(	PUNCT
cblr-1709	88	34	transcript	transcript	NOUN
cblr-1709	88	35	available	available	ADJ
cblr-1709	88	36	at	at	ADP
cblr-1709	88	37	https://www.sec.gov/news/speech/spch101513mjw	https://www.sec.gov/news/speech/spch101513mjw	PROPN
cblr-1709	89	1	[	[	X
cblr-1709	89	2	https://perma.cc/dh8t-lyh4	https://perma.cc/dh8t-lyh4	X
cblr-1709	89	3	]	]	PUNCT
cblr-1709	89	4	)	)	PUNCT
cblr-1709	89	5	.	.	PUNCT
cblr-1709	90	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	90	2	no	no	NOUN
cblr-1709	90	3	.	.	NOUN
cblr-1709	91	1	3:952	3:952	NUM
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cblr-1709	91	3	hacking	hack	VERB
cblr-1709	91	4	our	our	PRON
cblr-1709	91	5	securities	security	NOUN
cblr-1709	91	6	disclosure	disclosure	NOUN
cblr-1709	91	7	system	system	NOUN
cblr-1709	91	8	959	959	NUM
cblr-1709	91	9	in	in	ADP
cblr-1709	91	10	october	october	PROPN
cblr-1709	91	11	2011	2011	NUM
cblr-1709	91	12	,	,	PUNCT
cblr-1709	91	13	the	the	DET
cblr-1709	91	14	sec	sec	PROPN
cblr-1709	91	15	responded	respond	VERB
cblr-1709	91	16	with	with	ADP
cblr-1709	91	17	guidelines	guideline	NOUN
cblr-1709	91	18	for	for	ADP
cblr-1709	91	19	public	public	ADJ
cblr-1709	91	20	companies	company	NOUN
cblr-1709	91	21	’	’	PART
cblr-1709	91	22	cybersecurity	cybersecurity	NOUN
cblr-1709	91	23	disclosure	disclosure	NOUN
cblr-1709	91	24	responsibilities.32	responsibilities.32	VERB
cblr-1709	91	25	sec	sec	PROPN
cblr-1709	91	26	commissioner	commissioner	PROPN
cblr-1709	91	27	white	white	PROPN
cblr-1709	91	28	explained	explain	VERB
cblr-1709	91	29	,	,	PUNCT
cblr-1709	91	30	“	"	PUNCT
cblr-1709	91	31	[	[	X
cblr-1709	91	32	e]ven	e]ven	ADJ
cblr-1709	91	33	though	though	SCONJ
cblr-1709	91	34	cybersecurity	cybersecurity	NOUN
cblr-1709	91	35	attacks	attack	NOUN
cblr-1709	91	36	were	be	AUX
cblr-1709	91	37	not	not	PART
cblr-1709	91	38	specifically	specifically	ADV
cblr-1709	91	39	contemplated	contemplate	VERB
cblr-1709	91	40	,	,	PUNCT
cblr-1709	91	41	the	the	DET
cblr-1709	91	42	disclosure	disclosure	NOUN
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cblr-1709	91	45	cover	cover	VERB
cblr-1709	91	46	these	these	DET
cblr-1709	91	47	risks	risk	NOUN
cblr-1709	91	48	.	.	PUNCT
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cblr-1709	92	4	,	,	PUNCT
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cblr-1709	92	6	in	in	ADP
cblr-1709	92	7	the	the	DET
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cblr-1709	92	9	of	of	ADP
cblr-1709	92	10	a	a	DET
cblr-1709	92	11	line	line	NOUN
cblr-1709	92	12	item	item	NOUN
cblr-1709	92	13	requirement	requirement	NOUN
cblr-1709	92	14	,	,	PUNCT
cblr-1709	92	15	the	the	DET
cblr-1709	92	16	basic	basic	ADJ
cblr-1709	92	17	standard	standard	NOUN
cblr-1709	92	18	of	of	ADP
cblr-1709	92	19	‘	'	PUNCT
cblr-1709	92	20	materiality	materiality	NOUN
cblr-1709	92	21	’	'	PUNCT
cblr-1709	92	22	governs	govern	NOUN
cblr-1709	92	23	.	.	PUNCT
cblr-1709	93	1	depending	depend	VERB
cblr-1709	93	2	on	on	ADP
cblr-1709	93	3	the	the	DET
cblr-1709	93	4	severity	severity	NOUN
cblr-1709	93	5	and	and	CCONJ
cblr-1709	93	6	impact	impact	NOUN
cblr-1709	93	7	of	of	ADP
cblr-1709	93	8	the	the	DET
cblr-1709	93	9	cybersecurity	cybersecurity	NOUN
cblr-1709	93	10	attacks	attack	NOUN
cblr-1709	93	11	,	,	PUNCT
cblr-1709	93	12	disclosure	disclosure	NOUN
cblr-1709	93	13	is	be	AUX
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cblr-1709	93	15	required	require	VERB
cblr-1709	93	16	or	or	CCONJ
cblr-1709	93	17	not	not	PART
cblr-1709	93	18	.	.	PUNCT
cblr-1709	94	1	”33	”33	VERB
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cblr-1709	94	10	currently	currently	ADV
cblr-1709	94	11	disclosed	disclose	VERB
cblr-1709	94	12	in	in	ADP
cblr-1709	94	13	a	a	DET
cblr-1709	94	14	form	form	NOUN
cblr-1709	94	15	10k	10k	NOUN
cblr-1709	94	16	—	—	PUNCT
cblr-1709	94	17	risk	risk	NOUN
cblr-1709	94	18	factors	factor	NOUN
cblr-1709	94	19	,	,	PUNCT
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cblr-1709	94	21	’s	’s	PART
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cblr-1709	94	25	(	(	PUNCT
cblr-1709	94	26	“	"	PUNCT
cblr-1709	94	27	md&a	md&a	PROPN
cblr-1709	94	28	”	"	PUNCT
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cblr-1709	94	30	,	,	PUNCT
cblr-1709	94	31	description	description	NOUN
cblr-1709	94	32	of	of	ADP
cblr-1709	94	33	business	business	NOUN
cblr-1709	94	34	,	,	PUNCT
cblr-1709	94	35	legal	legal	ADJ
cblr-1709	94	36	proceedings	proceeding	NOUN
cblr-1709	94	37	,	,	PUNCT
cblr-1709	94	38	financial	financial	ADJ
cblr-1709	94	39	statement	statement	NOUN
cblr-1709	94	40	disclosures	disclosure	NOUN
cblr-1709	94	41	,	,	PUNCT
cblr-1709	94	42	and	and	CCONJ
cblr-1709	94	43	disclosure	disclosure	NOUN
cblr-1709	94	44	controls	control	NOUN
cblr-1709	94	45	and	and	CCONJ
cblr-1709	94	46	procedures	procedure	NOUN
cblr-1709	94	47	—	—	PUNCT
cblr-1709	94	48	and	and	CCONJ
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cblr-1709	94	52	risks	risk	VERB
cblr-1709	94	53	a	a	DET
cblr-1709	94	54	company	company	NOUN
cblr-1709	94	55	must	must	AUX
cblr-1709	94	56	consider	consider	VERB
cblr-1709	94	57	in	in	ADP
cblr-1709	94	58	each	each	DET
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cblr-1709	94	71	disclosing	disclose	VERB
cblr-1709	94	72	the	the	DET
cblr-1709	94	73	risk	risk	NOUN
cblr-1709	94	74	of	of	ADP
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cblr-1709	95	1	”35	”35	NOUN
cblr-1709	95	2	this	this	DET
cblr-1709	95	3	criterion	criterion	NOUN
cblr-1709	95	4	did	do	AUX
cblr-1709	95	5	not	not	PART
cblr-1709	95	6	provide	provide	VERB
cblr-1709	95	7	much	much	ADJ
cblr-1709	95	8	clarity	clarity	NOUN
cblr-1709	95	9	,	,	PUNCT
cblr-1709	95	10	though	though	ADV
cblr-1709	95	11	,	,	PUNCT
cblr-1709	95	12	as	as	SCONJ
cblr-1709	95	13	the	the	DET
cblr-1709	95	14	requirement	requirement	NOUN
cblr-1709	95	15	is	be	AUX
cblr-1709	95	16	identical	identical	ADJ
cblr-1709	95	17	to	to	ADP
cblr-1709	95	18	the	the	DET
cblr-1709	95	19	normal	normal	ADJ
cblr-1709	95	20	materiality	materiality	NOUN
cblr-1709	95	21	threshold	threshold	NOUN
cblr-1709	95	22	for	for	ADP
cblr-1709	95	23	reporting	report	VERB
cblr-1709	95	24	risk	risk	NOUN
cblr-1709	95	25	factors.36	factors.36	NOUN
cblr-1709	95	26	the	the	DET
cblr-1709	95	27	guidance	guidance	NOUN
cblr-1709	95	28	further	far	ADV
cblr-1709	95	29	instructs	instruct	VERB
cblr-1709	95	30	companies	company	NOUN
cblr-1709	95	31	to	to	PART
cblr-1709	95	32	address	address	VERB
cblr-1709	95	33	cybersecurity	cybersecurity	NOUN
cblr-1709	95	34	risks	risk	NOUN
cblr-1709	95	35	in	in	ADP
cblr-1709	95	36	their	their	PRON
cblr-1709	95	37	md&a	md&a	PROPN
cblr-1709	95	38	section	section	NOUN
cblr-1709	95	39	,	,	PUNCT
cblr-1709	95	40	just	just	ADV
cblr-1709	95	41	as	as	SCONJ
cblr-1709	95	42	the	the	DET
cblr-1709	95	43	normal	normal	ADJ
cblr-1709	95	44	materiality	materiality	NOUN
cblr-1709	95	45	threshold	threshold	NOUN
cblr-1709	95	46	:	:	PUNCT
cblr-1709	95	47	32	32	NUM
cblr-1709	95	48	see	see	VERB
cblr-1709	95	49	sec	sec	PROPN
cblr-1709	95	50	,	,	PUNCT
cblr-1709	95	51	cf	cf	NOUN
cblr-1709	95	52	disclosure	disclosure	NOUN
cblr-1709	95	53	guidance	guidance	NOUN
cblr-1709	95	54	:	:	PUNCT
cblr-1709	95	55	topic	topic	NOUN
cblr-1709	95	56	no	no	NOUN
cblr-1709	95	57	.	.	NOUN
cblr-1709	95	58	2	2	NUM
cblr-1709	95	59	(	(	PUNCT
cblr-1709	95	60	2011	2011	NUM
cblr-1709	95	61	)	)	PUNCT
cblr-1709	95	62	,	,	PUNCT
cblr-1709	95	63	http://www.sec.gov/divisions/corpfin/guidance/cfguidance-topic2.htm	http://www.sec.gov/divisions/corpfin/guidance/cfguidance-topic2.htm	X
cblr-1709	96	1	[	[	X
cblr-1709	96	2	https://perma.cc/xh5n-hhdu	https://perma.cc/xh5n-hhdu	X
cblr-1709	96	3	]	]	X
cblr-1709	96	4	.	.	PUNCT
cblr-1709	97	1	the	the	DET
cblr-1709	97	2	sec	sec	PROPN
cblr-1709	97	3	announced	announce	VERB
cblr-1709	97	4	in	in	ADP
cblr-1709	97	5	november	november	PROPN
cblr-1709	97	6	2017	2017	NUM
cblr-1709	97	7	that	that	SCONJ
cblr-1709	97	8	it	it	PRON
cblr-1709	97	9	would	would	AUX
cblr-1709	97	10	seek	seek	VERB
cblr-1709	97	11	even	even	ADV
cblr-1709	97	12	stricter	strict	ADJ
cblr-1709	97	13	cybersecurity	cybersecurity	NOUN
cblr-1709	97	14	disclosure	disclosure	NOUN
cblr-1709	97	15	requirements	requirement	NOUN
cblr-1709	97	16	.	.	PUNCT
cblr-1709	98	1	see	see	VERB
cblr-1709	98	2	generally	generally	ADV
cblr-1709	98	3	ezequiel	ezequiel	PROPN
cblr-1709	98	4	minaya	minaya	PROPN
cblr-1709	98	5	,	,	PUNCT
cblr-1709	98	6	sec	sec	PROPN
cblr-1709	98	7	says	say	VERB
cblr-1709	98	8	companies	company	NOUN
cblr-1709	98	9	can	can	AUX
cblr-1709	98	10	expect	expect	VERB
cblr-1709	98	11	new	new	ADJ
cblr-1709	98	12	guidelines	guideline	NOUN
cblr-1709	98	13	on	on	ADP
cblr-1709	98	14	reporting	report	VERB
cblr-1709	98	15	cybersecurity	cybersecurity	NOUN
cblr-1709	98	16	breaches	breach	NOUN
cblr-1709	98	17	,	,	PUNCT
cblr-1709	99	1	wall	wall	PROPN
cblr-1709	99	2	st	st	PROPN
cblr-1709	99	3	.	.	PROPN
cblr-1709	99	4	j.	j.	PROPN
cblr-1709	99	5	(	(	PUNCT
cblr-1709	99	6	nov	nov	PROPN
cblr-1709	99	7	.	.	PROPN
cblr-1709	99	8	9	9	NUM
cblr-1709	99	9	,	,	PUNCT
cblr-1709	99	10	2017	2017	NUM
cblr-1709	99	11	,	,	PUNCT
cblr-1709	99	12	5:40	5:40	NUM
cblr-1709	99	13	pm	pm	NOUN
cblr-1709	99	14	)	)	PUNCT
cblr-1709	99	15	,	,	PUNCT
cblr-1709	99	16	https://www.wsj.com/articles/sec-says-companies-can-expectnew-guidelines-on-reporting-cybersecurity-breaches-1510267201	https://www.wsj.com/articles/sec-says-companies-can-expectnew-guidelines-on-reporting-cybersecurity-breaches-1510267201	X
cblr-1709	99	17	(	(	PUNCT
cblr-1709	99	18	on	on	ADP
cblr-1709	99	19	file	file	NOUN
cblr-1709	99	20	with	with	ADP
cblr-1709	99	21	the	the	DET
cblr-1709	99	22	columbia	columbia	PROPN
cblr-1709	99	23	business	business	PROPN
cblr-1709	99	24	law	law	PROPN
cblr-1709	99	25	review	review	PROPN
cblr-1709	99	26	)	)	PUNCT
cblr-1709	99	27	.	.	PUNCT
cblr-1709	100	1	33	33	NUM
cblr-1709	100	2	white	white	ADJ
cblr-1709	100	3	,	,	PUNCT
cblr-1709	100	4	supra	supra	ADJ
cblr-1709	100	5	note	note	NOUN
cblr-1709	100	6	31	31	NUM
cblr-1709	100	7	.	.	PUNCT
cblr-1709	101	1	34	34	NUM
cblr-1709	101	2	see	see	VERB
cblr-1709	101	3	sec	sec	PROPN
cblr-1709	101	4	,	,	PUNCT
cblr-1709	101	5	supra	supra	PROPN
cblr-1709	101	6	note	note	NOUN
cblr-1709	101	7	32	32	NUM
cblr-1709	101	8	.	.	NUM
cblr-1709	101	9	35	35	NUM
cblr-1709	102	1	i	i	PRON
cblr-1709	102	2	d.	d.	PROPN
cblr-1709	102	3	36	36	NUM
cblr-1709	102	4	see	see	VERB
cblr-1709	102	5	17	17	NUM
cblr-1709	102	6	c.f.r	c.f.r	NOUN
cblr-1709	102	7	.	.	PUNCT
cblr-1709	103	1	§	§	PROPN
cblr-1709	103	2	229.503(c	229.503(c	PROPN
cblr-1709	103	3	)	)	PUNCT
cblr-1709	103	4	(	(	PUNCT
cblr-1709	103	5	2018	2018	NUM
cblr-1709	103	6	)	)	PUNCT
cblr-1709	103	7	.	.	PUNCT
cblr-1709	104	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	104	2	960	960	NUM
cblr-1709	104	3	columbia	columbia	PROPN
cblr-1709	104	4	business	business	NOUN
cblr-1709	104	5	law	law	PROPN
cblr-1709	104	6	review	review	NOUN
cblr-1709	104	7	[	[	X
cblr-1709	104	8	vol	vol	NOUN
cblr-1709	104	9	.	.	NOUN
cblr-1709	104	10	2018	2018	NUM
cblr-1709	104	11	if	if	SCONJ
cblr-1709	104	12	the	the	DET
cblr-1709	104	13	costs	cost	NOUN
cblr-1709	104	14	or	or	CCONJ
cblr-1709	104	15	other	other	ADJ
cblr-1709	104	16	consequences	consequence	NOUN
cblr-1709	104	17	associated	associate	VERB
cblr-1709	104	18	with	with	ADP
cblr-1709	104	19	one	one	NUM
cblr-1709	104	20	or	or	CCONJ
cblr-1709	104	21	more	more	ADV
cblr-1709	104	22	known	know	VERB
cblr-1709	104	23	incidents	incident	NOUN
cblr-1709	104	24	or	or	CCONJ
cblr-1709	104	25	the	the	DET
cblr-1709	104	26	risk	risk	NOUN
cblr-1709	104	27	of	of	ADP
cblr-1709	104	28	potential	potential	ADJ
cblr-1709	104	29	incidents	incident	NOUN
cblr-1709	104	30	represent	represent	VERB
cblr-1709	104	31	a	a	DET
cblr-1709	104	32	material	material	ADJ
cblr-1709	104	33	event	event	NOUN
cblr-1709	104	34	,	,	PUNCT
cblr-1709	104	35	trend	trend	NOUN
cblr-1709	104	36	,	,	PUNCT
cblr-1709	104	37	or	or	CCONJ
cblr-1709	104	38	uncertainty	uncertainty	NOUN
cblr-1709	104	39	that	that	PRON
cblr-1709	104	40	is	be	AUX
cblr-1709	104	41	reasonably	reasonably	ADV
cblr-1709	104	42	likely	likely	ADJ
cblr-1709	104	43	to	to	PART
cblr-1709	104	44	have	have	VERB
cblr-1709	104	45	a	a	DET
cblr-1709	104	46	material	material	ADJ
cblr-1709	104	47	effect	effect	NOUN
cblr-1709	104	48	on	on	ADP
cblr-1709	104	49	the	the	DET
cblr-1709	104	50	registrant	registrant	NOUN
cblr-1709	104	51	’s	’s	PART
cblr-1709	104	52	results	result	NOUN
cblr-1709	104	53	of	of	ADP
cblr-1709	104	54	operations	operation	NOUN
cblr-1709	104	55	,	,	PUNCT
cblr-1709	104	56	liquidity	liquidity	NOUN
cblr-1709	104	57	,	,	PUNCT
cblr-1709	104	58	or	or	CCONJ
cblr-1709	104	59	financial	financial	ADJ
cblr-1709	104	60	condition	condition	NOUN
cblr-1709	104	61	or	or	CCONJ
cblr-1709	104	62	would	would	AUX
cblr-1709	104	63	cause	cause	VERB
cblr-1709	104	64	reported	report	VERB
cblr-1709	104	65	financial	financial	ADJ
cblr-1709	104	66	information	information	NOUN
cblr-1709	104	67	not	not	PART
cblr-1709	104	68	to	to	PART
cblr-1709	104	69	be	be	AUX
cblr-1709	104	70	necessarily	necessarily	ADV
cblr-1709	104	71	indicative	indicative	ADJ
cblr-1709	104	72	of	of	ADP
cblr-1709	104	73	future	future	ADJ
cblr-1709	104	74	operating	operating	NOUN
cblr-1709	104	75	results	result	NOUN
cblr-1709	104	76	or	or	CCONJ
cblr-1709	104	77	financial	financial	ADJ
cblr-1709	104	78	condition.37	condition.37	NOUN
cblr-1709	104	79	the	the	DET
cblr-1709	104	80	guidance	guidance	NOUN
cblr-1709	104	81	instructs	instruct	VERB
cblr-1709	104	82	companies	company	NOUN
cblr-1709	104	83	to	to	PART
cblr-1709	104	84	include	include	VERB
cblr-1709	104	85	information	information	NOUN
cblr-1709	104	86	in	in	ADP
cblr-1709	104	87	the	the	DET
cblr-1709	104	88	business	business	NOUN
cblr-1709	104	89	description	description	NOUN
cblr-1709	104	90	section	section	NOUN
cblr-1709	104	91	if	if	SCONJ
cblr-1709	104	92	a	a	DET
cblr-1709	104	93	cyber	cyber	NOUN
cblr-1709	104	94	incident	incident	NOUN
cblr-1709	104	95	materially	materially	ADV
cblr-1709	104	96	affects	affect	VERB
cblr-1709	104	97	products	product	NOUN
cblr-1709	104	98	,	,	PUNCT
cblr-1709	104	99	services	service	NOUN
cblr-1709	104	100	,	,	PUNCT
cblr-1709	104	101	customer	customer	NOUN
cblr-1709	104	102	relationships	relationship	NOUN
cblr-1709	104	103	,	,	PUNCT
cblr-1709	104	104	or	or	CCONJ
cblr-1709	104	105	competitive	competitive	ADJ
cblr-1709	104	106	conditions.38	conditions.38	NOUN
cblr-1709	104	107	similarly	similarly	ADV
cblr-1709	104	108	,	,	PUNCT
cblr-1709	104	109	companies	company	NOUN
cblr-1709	104	110	should	should	AUX
cblr-1709	104	111	disclose	disclose	VERB
cblr-1709	104	112	legal	legal	ADJ
cblr-1709	104	113	proceedings	proceeding	NOUN
cblr-1709	104	114	related	relate	VERB
cblr-1709	104	115	to	to	ADP
cblr-1709	104	116	cyber	cyber	ADJ
cblr-1709	104	117	incidents	incident	NOUN
cblr-1709	104	118	and	and	CCONJ
cblr-1709	104	119	costs	cost	NOUN
cblr-1709	104	120	related	relate	VERB
cblr-1709	104	121	to	to	ADP
cblr-1709	104	122	cyber	cyber	ADJ
cblr-1709	104	123	incidents	incident	NOUN
cblr-1709	104	124	in	in	ADP
cblr-1709	104	125	the	the	DET
cblr-1709	104	126	financial	financial	ADJ
cblr-1709	104	127	statement	statement	NOUN
cblr-1709	104	128	disclosures	disclosure	NOUN
cblr-1709	104	129	section	section	NOUN
cblr-1709	104	130	if	if	SCONJ
cblr-1709	104	131	they	they	PRON
cblr-1709	104	132	are	be	AUX
cblr-1709	104	133	considered	consider	VERB
cblr-1709	104	134	material	material	ADJ
cblr-1709	104	135	“	"	PUNCT
cblr-1709	104	136	depending	depend	VERB
cblr-1709	104	137	on	on	ADP
cblr-1709	104	138	the	the	DET
cblr-1709	104	139	nature	nature	NOUN
cblr-1709	104	140	and	and	CCONJ
cblr-1709	104	141	severity	severity	NOUN
cblr-1709	104	142	of	of	ADP
cblr-1709	104	143	the	the	DET
cblr-1709	104	144	potential	potential	ADJ
cblr-1709	104	145	or	or	CCONJ
cblr-1709	104	146	actual	actual	ADJ
cblr-1709	104	147	incident	incident	NOUN
cblr-1709	104	148	.	.	PUNCT
cblr-1709	105	1	”39	”39	PROPN
cblr-1709	105	2	finally	finally	ADV
cblr-1709	105	3	,	,	PUNCT
cblr-1709	105	4	companies	company	NOUN
cblr-1709	105	5	must	must	AUX
cblr-1709	105	6	report	report	VERB
cblr-1709	105	7	disclosure	disclosure	NOUN
cblr-1709	105	8	controls	control	NOUN
cblr-1709	105	9	and	and	CCONJ
cblr-1709	105	10	procedures	procedure	NOUN
cblr-1709	105	11	“	"	PUNCT
cblr-1709	105	12	[	[	X
cblr-1709	105	13	t]o	t]o	ADP
cblr-1709	105	14	the	the	DET
cblr-1709	105	15	extent	extent	NOUN
cblr-1709	105	16	cyber	cyber	NOUN
cblr-1709	105	17	incidents	incident	NOUN
cblr-1709	105	18	pose	pose	VERB
cblr-1709	105	19	a	a	DET
cblr-1709	105	20	risk	risk	NOUN
cblr-1709	105	21	to	to	ADP
cblr-1709	105	22	a	a	DET
cblr-1709	105	23	registrant	registrant	NOUN
cblr-1709	105	24	’s	’s	PART
cblr-1709	105	25	ability	ability	NOUN
cblr-1709	105	26	to	to	PART
cblr-1709	105	27	record	record	VERB
cblr-1709	105	28	,	,	PUNCT
cblr-1709	105	29	process	process	NOUN
cblr-1709	105	30	,	,	PUNCT
cblr-1709	105	31	summarize	summarize	VERB
cblr-1709	105	32	,	,	PUNCT
cblr-1709	105	33	and	and	CCONJ
cblr-1709	105	34	report	report	NOUN
cblr-1709	105	35	”	"	PUNCT
cblr-1709	105	36	necessary	necessary	ADJ
cblr-1709	105	37	filing	filing	NOUN
cblr-1709	105	38	information.40	information.40	PROPN
cblr-1709	105	39	in	in	ADP
cblr-1709	105	40	short	short	ADJ
cblr-1709	105	41	,	,	PUNCT
cblr-1709	105	42	the	the	DET
cblr-1709	105	43	guidance	guidance	NOUN
cblr-1709	105	44	does	do	AUX
cblr-1709	105	45	not	not	PART
cblr-1709	105	46	add	add	VERB
cblr-1709	105	47	any	any	DET
cblr-1709	105	48	new	new	ADJ
cblr-1709	105	49	reporting	reporting	NOUN
cblr-1709	105	50	requirements	requirement	NOUN
cblr-1709	105	51	,	,	PUNCT
cblr-1709	105	52	but	but	CCONJ
cblr-1709	105	53	rather	rather	ADV
cblr-1709	105	54	treats	treat	VERB
cblr-1709	105	55	cyber	cyber	NOUN
cblr-1709	105	56	risks	risk	NOUN
cblr-1709	105	57	as	as	ADP
cblr-1709	105	58	ordinary	ordinary	ADJ
cblr-1709	105	59	business	business	NOUN
cblr-1709	105	60	risks	risk	NOUN
cblr-1709	105	61	in	in	ADP
cblr-1709	105	62	adopting	adopt	VERB
cblr-1709	105	63	largely	largely	ADV
cblr-1709	105	64	the	the	DET
cblr-1709	105	65	same	same	ADJ
cblr-1709	105	66	approach	approach	NOUN
cblr-1709	105	67	as	as	ADP
cblr-1709	105	68	current	current	ADJ
cblr-1709	105	69	rules	rule	NOUN
cblr-1709	105	70	regarding	regard	VERB
cblr-1709	105	71	material	material	NOUN
cblr-1709	105	72	disclosure.41	disclosure.41	PROPN
cblr-1709	105	73	furthermore	furthermore	ADV
cblr-1709	105	74	,	,	PUNCT
cblr-1709	105	75	although	although	SCONJ
cblr-1709	105	76	the	the	DET
cblr-1709	105	77	guidance	guidance	NOUN
cblr-1709	105	78	provides	provide	VERB
cblr-1709	105	79	information	information	NOUN
cblr-1709	105	80	regarding	regard	VERB
cblr-1709	105	81	disclosure	disclosure	NOUN
cblr-1709	105	82	requirements	requirement	NOUN
cblr-1709	105	83	,	,	PUNCT
cblr-1709	105	84	it	it	PRON
cblr-1709	105	85	is	be	AUX
cblr-1709	105	86	not	not	PART
cblr-1709	105	87	technically	technically	ADV
cblr-1709	105	88	legally	legally	ADV
cblr-1709	105	89	binding	binding	ADJ
cblr-1709	105	90	.	.	PUNCT
cblr-1709	106	1	in	in	ADP
cblr-1709	106	2	an	an	DET
cblr-1709	106	3	introductory	introductory	ADJ
cblr-1709	106	4	note	note	NOUN
cblr-1709	106	5	,	,	PUNCT
cblr-1709	106	6	the	the	DET
cblr-1709	106	7	guidance	guidance	NOUN
cblr-1709	106	8	makes	make	VERB
cblr-1709	106	9	clear	clear	ADJ
cblr-1709	106	10	that	that	SCONJ
cblr-1709	106	11	it	it	PRON
cblr-1709	106	12	“	"	PUNCT
cblr-1709	106	13	is	be	AUX
cblr-1709	106	14	not	not	PART
cblr-1709	106	15	a	a	DET
cblr-1709	106	16	rule	rule	NOUN
cblr-1709	106	17	,	,	PUNCT
cblr-1709	106	18	regulation	regulation	NOUN
cblr-1709	106	19	,	,	PUNCT
cblr-1709	106	20	or	or	CCONJ
cblr-1709	106	21	statement	statement	NOUN
cblr-1709	106	22	of	of	ADP
cblr-1709	106	23	the	the	DET
cblr-1709	106	24	securities	securities	PROPN
cblr-1709	106	25	and	and	CCONJ
cblr-1709	106	26	exchange	exchange	PROPN
cblr-1709	106	27	commission	commission	PROPN
cblr-1709	106	28	.	.	PUNCT
cblr-1709	107	1	”42	”42	VERB
cblr-1709	107	2	however	however	ADV
cblr-1709	107	3	,	,	PUNCT
cblr-1709	107	4	the	the	DET
cblr-1709	107	5	sec	sec	PROPN
cblr-1709	107	6	’s	’s	PART
cblr-1709	107	7	approach	approach	NOUN
cblr-1709	107	8	did	do	VERB
cblr-1709	107	9	37	37	NUM
cblr-1709	107	10	sec	sec	PROPN
cblr-1709	107	11	,	,	PUNCT
cblr-1709	107	12	supra	supra	PROPN
cblr-1709	107	13	note	note	NOUN
cblr-1709	107	14	32	32	NUM
cblr-1709	107	15	.	.	PUNCT
cblr-1709	108	1	38	38	NUM
cblr-1709	109	1	i	i	PRON
cblr-1709	109	2	d.	d.	PROPN
cblr-1709	109	3	39	39	NUM
cblr-1709	110	1	i	i	PRON
cblr-1709	110	2	d.	d.	PROPN
cblr-1709	110	3	40	40	NUM
cblr-1709	111	1	i	i	PRON
cblr-1709	111	2	d.	d.	PROPN
cblr-1709	111	3	41	41	NUM
cblr-1709	112	1	rodney	rodney	PROPN
cblr-1709	112	2	f.	f.	PROPN
cblr-1709	112	3	tonkovic	tonkovic	PROPN
cblr-1709	112	4	,	,	PUNCT
cblr-1709	112	5	an	an	DET
cblr-1709	112	6	overview	overview	NOUN
cblr-1709	112	7	of	of	ADP
cblr-1709	112	8	the	the	DET
cblr-1709	112	9	sec	sec	PROPN
cblr-1709	112	10	’s	’s	PART
cblr-1709	112	11	efforts	effort	NOUN
cblr-1709	112	12	to	to	PART
cblr-1709	112	13	construct	construct	VERB
cblr-1709	112	14	a	a	DET
cblr-1709	112	15	regulatory	regulatory	ADJ
cblr-1709	112	16	response	response	NOUN
cblr-1709	112	17	to	to	ADP
cblr-1709	112	18	the	the	DET
cblr-1709	112	19	problem	problem	NOUN
cblr-1709	112	20	of	of	ADP
cblr-1709	112	21	cybersecurity	cybersecurity	NOUN
cblr-1709	112	22	issue	issue	NOUN
cblr-1709	112	23	no	no	INTJ
cblr-1709	112	24	.	.	PROPN
cblr-1709	112	25	628	628	NUM
cblr-1709	112	26	,	,	PUNCT
cblr-1709	112	27	corp	corp	PROPN
cblr-1709	112	28	.	.	PROPN
cblr-1709	112	29	governance	governance	PROPN
cblr-1709	112	30	guide	guide	PROPN
cblr-1709	112	31	10676407	10676407	NUM
cblr-1709	112	32	,	,	PUNCT
cblr-1709	112	33	wolters	wolters	PROPN
cblr-1709	112	34	kluwer	kluwer	PROPN
cblr-1709	112	35	,	,	PUNCT
cblr-1709	112	36	may	may	AUX
cblr-1709	112	37	30	30	NUM
cblr-1709	112	38	,	,	PUNCT
cblr-1709	112	39	2014	2014	NUM
cblr-1709	112	40	,	,	PUNCT
cblr-1709	112	41	2014	2014	NUM
cblr-1709	112	42	wl	wl	NOUN
cblr-1709	112	43	10676407	10676407	NUM
cblr-1709	112	44	.	.	PUNCT
cblr-1709	113	1	42	42	NUM
cblr-1709	113	2	sec	sec	PROPN
cblr-1709	113	3	,	,	PUNCT
cblr-1709	113	4	supra	supra	ADJ
cblr-1709	113	5	note	note	NOUN
cblr-1709	113	6	32	32	NUM
cblr-1709	113	7	.	.	PUNCT
cblr-1709	114	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	114	2	no	no	NOUN
cblr-1709	114	3	.	.	NOUN
cblr-1709	115	1	3:952	3:952	NUM
cblr-1709	115	2	]	]	X
cblr-1709	115	3	hacking	hack	VERB
cblr-1709	115	4	our	our	PRON
cblr-1709	115	5	securities	security	NOUN
cblr-1709	115	6	disclosure	disclosure	NOUN
cblr-1709	115	7	system	system	NOUN
cblr-1709	115	8	961	961	NUM
cblr-1709	115	9	make	make	VERB
cblr-1709	115	10	it	it	PRON
cblr-1709	115	11	explicitly	explicitly	ADV
cblr-1709	115	12	clear	clear	ADJ
cblr-1709	115	13	that	that	SCONJ
cblr-1709	115	14	companies	company	NOUN
cblr-1709	115	15	must	must	AUX
cblr-1709	115	16	report	report	VERB
cblr-1709	115	17	cybersecurity	cybersecurity	NOUN
cblr-1709	115	18	risks	risk	NOUN
cblr-1709	115	19	under	under	ADP
cblr-1709	115	20	the	the	DET
cblr-1709	115	21	same	same	ADJ
cblr-1709	115	22	materiality	materiality	NOUN
cblr-1709	115	23	standard	standard	NOUN
cblr-1709	115	24	as	as	ADP
cblr-1709	115	25	other	other	ADJ
cblr-1709	115	26	disclosures	disclosure	NOUN
cblr-1709	115	27	,	,	PUNCT
cblr-1709	115	28	and	and	CCONJ
cblr-1709	115	29	failing	fail	VERB
cblr-1709	115	30	to	to	PART
cblr-1709	115	31	comply	comply	VERB
cblr-1709	115	32	may	may	AUX
cblr-1709	115	33	result	result	VERB
cblr-1709	115	34	in	in	ADP
cblr-1709	115	35	sec	sec	PROPN
cblr-1709	115	36	enforcement	enforcement	NOUN
cblr-1709	115	37	actions	action	NOUN
cblr-1709	115	38	.	.	PUNCT
cblr-1709	116	1	b.	b.	PROPN
cblr-1709	116	2	bank	bank	PROPN
cblr-1709	116	3	disclosure	disclosure	NOUN
cblr-1709	116	4	requirements	requirement	NOUN
cblr-1709	116	5	unlike	unlike	ADP
cblr-1709	116	6	the	the	DET
cblr-1709	116	7	disclosure	disclosure	NOUN
cblr-1709	116	8	regime	regime	NOUN
cblr-1709	116	9	governing	govern	VERB
cblr-1709	116	10	public	public	ADJ
cblr-1709	116	11	companies	company	NOUN
cblr-1709	116	12	,	,	PUNCT
cblr-1709	116	13	regulators	regulator	NOUN
cblr-1709	116	14	have	have	AUX
cblr-1709	116	15	traditionally	traditionally	ADV
cblr-1709	116	16	not	not	PART
cblr-1709	116	17	subjected	subject	VERB
cblr-1709	116	18	banks	bank	NOUN
cblr-1709	116	19	to	to	ADP
cblr-1709	116	20	the	the	DET
cblr-1709	116	21	same	same	ADJ
cblr-1709	116	22	materiality	materiality	NOUN
cblr-1709	116	23	standard	standard	NOUN
cblr-1709	116	24	.	.	PUNCT
cblr-1709	117	1	instead	instead	ADV
cblr-1709	117	2	,	,	PUNCT
cblr-1709	117	3	regulators	regulator	NOUN
cblr-1709	117	4	seek	seek	VERB
cblr-1709	117	5	to	to	PART
cblr-1709	117	6	maintain	maintain	VERB
cblr-1709	117	7	the	the	DET
cblr-1709	117	8	confidentiality	confidentiality	NOUN
cblr-1709	117	9	of	of	ADP
cblr-1709	117	10	bank	bank	PROPN
cblr-1709	117	11	financial	financial	ADJ
cblr-1709	117	12	information	information	NOUN
cblr-1709	117	13	,	,	PUNCT
cblr-1709	117	14	due	due	ADP
cblr-1709	117	15	to	to	ADP
cblr-1709	117	16	banks	bank	NOUN
cblr-1709	117	17	’	'	PUNCT
cblr-1709	117	18	sensitivity	sensitivity	NOUN
cblr-1709	117	19	to	to	ADP
cblr-1709	117	20	potential	potential	ADJ
cblr-1709	117	21	loss	loss	NOUN
cblr-1709	117	22	of	of	ADP
cblr-1709	117	23	investor	investor	NOUN
cblr-1709	117	24	and	and	CCONJ
cblr-1709	117	25	depositor	depositor	NOUN
cblr-1709	117	26	confidence.43	confidence.43	NOUN
cblr-1709	117	27	if	if	SCONJ
cblr-1709	117	28	banks	bank	NOUN
cblr-1709	117	29	are	be	AUX
cblr-1709	117	30	not	not	PART
cblr-1709	117	31	publicly	publicly	ADV
cblr-1709	117	32	traded	trade	VERB
cblr-1709	117	33	,	,	PUNCT
cblr-1709	117	34	they	they	PRON
cblr-1709	117	35	do	do	AUX
cblr-1709	117	36	not	not	PART
cblr-1709	117	37	have	have	VERB
cblr-1709	117	38	to	to	PART
cblr-1709	117	39	file	file	VERB
cblr-1709	117	40	any	any	DET
cblr-1709	117	41	reports	report	NOUN
cblr-1709	117	42	with	with	ADP
cblr-1709	117	43	the	the	DET
cblr-1709	117	44	sec	sec	PROPN
cblr-1709	117	45	but	but	CCONJ
cblr-1709	117	46	instead	instead	ADV
cblr-1709	117	47	must	must	AUX
cblr-1709	117	48	disclose	disclose	VERB
cblr-1709	117	49	limited	limited	ADJ
cblr-1709	117	50	financial	financial	ADJ
cblr-1709	117	51	information	information	NOUN
cblr-1709	117	52	with	with	ADP
cblr-1709	117	53	banking	banking	NOUN
cblr-1709	117	54	regulators	regulator	NOUN
cblr-1709	117	55	such	such	ADJ
cblr-1709	117	56	as	as	ADP
cblr-1709	117	57	the	the	DET
cblr-1709	117	58	federal	federal	PROPN
cblr-1709	117	59	reserve	reserve	PROPN
cblr-1709	117	60	and	and	CCONJ
cblr-1709	117	61	the	the	DET
cblr-1709	117	62	federal	federal	ADJ
cblr-1709	117	63	deposit	deposit	NOUN
cblr-1709	117	64	insurance	insurance	NOUN
cblr-1709	117	65	corporation	corporation	NOUN
cblr-1709	117	66	(	(	PUNCT
cblr-1709	117	67	“	"	PUNCT
cblr-1709	117	68	fdic”).44	fdic”).44	NOUN
cblr-1709	117	69	in	in	ADP
cblr-1709	117	70	march	march	PROPN
cblr-1709	117	71	2005	2005	NUM
cblr-1709	117	72	,	,	PUNCT
cblr-1709	117	73	several	several	ADJ
cblr-1709	117	74	banking	banking	NOUN
cblr-1709	117	75	regulators	regulator	NOUN
cblr-1709	117	76	decided	decide	VERB
cblr-1709	117	77	that	that	SCONJ
cblr-1709	117	78	the	the	DET
cblr-1709	117	79	danger	danger	NOUN
cblr-1709	117	80	of	of	ADP
cblr-1709	117	81	losing	lose	VERB
cblr-1709	117	82	public	public	ADJ
cblr-1709	117	83	confidence	confidence	NOUN
cblr-1709	117	84	in	in	ADP
cblr-1709	117	85	banks	bank	NOUN
cblr-1709	117	86	was	be	AUX
cblr-1709	117	87	outweighed	outweigh	VERB
cblr-1709	117	88	by	by	ADP
cblr-1709	117	89	growing	grow	VERB
cblr-1709	117	90	cybersecurity	cybersecurity	NOUN
cblr-1709	117	91	threats.45	threats.45	NOUN
cblr-1709	117	92	in	in	ADP
cblr-1709	117	93	response	response	NOUN
cblr-1709	117	94	,	,	PUNCT
cblr-1709	117	95	they	they	PRON
cblr-1709	117	96	promulgated	promulgate	VERB
cblr-1709	117	97	the	the	DET
cblr-1709	117	98	interagency	interagency	NOUN
cblr-1709	117	99	guidance	guidance	NOUN
cblr-1709	117	100	on	on	ADP
cblr-1709	117	101	response	response	NOUN
cblr-1709	117	102	programs	program	NOUN
cblr-1709	117	103	for	for	ADP
cblr-1709	117	104	unauthorized	unauthorized	ADJ
cblr-1709	117	105	access	access	NOUN
cblr-1709	117	106	to	to	ADP
cblr-1709	117	107	customer	customer	NOUN
cblr-1709	117	108	information	information	NOUN
cblr-1709	117	109	and	and	CCONJ
cblr-1709	117	110	customer	customer	NOUN
cblr-1709	117	111	notice.46	notice.46	PROPN
cblr-1709	117	112	this	this	DET
cblr-1709	117	113	guideline	guideline	NOUN
cblr-1709	117	114	includes	include	VERB
cblr-1709	117	115	an	an	DET
cblr-1709	117	116	43	43	NUM
cblr-1709	117	117	see	see	NOUN
cblr-1709	117	118	laurie	laurie	PROPN
cblr-1709	117	119	durcan	durcan	PROPN
cblr-1709	117	120	&	&	CCONJ
cblr-1709	117	121	bruce	bruce	PROPN
cblr-1709	117	122	k.	k.	PROPN
cblr-1709	117	123	riordan	riordan	PROPN
cblr-1709	117	124	,	,	PUNCT
cblr-1709	117	125	banking	banking	NOUN
cblr-1709	117	126	disclosures	disclosure	NOUN
cblr-1709	117	127	,	,	PUNCT
cblr-1709	117	128	financial	financial	ADJ
cblr-1709	117	129	privacy	privacy	NOUN
cblr-1709	117	130	,	,	PUNCT
cblr-1709	117	131	and	and	CCONJ
cblr-1709	117	132	the	the	DET
cblr-1709	117	133	public	public	ADJ
cblr-1709	117	134	interest	interest	NOUN
cblr-1709	117	135	,	,	PUNCT
cblr-1709	117	136	6	6	NUM
cblr-1709	117	137	ann	ann	PROPN
cblr-1709	117	138	.	.	PUNCT
cblr-1709	118	1	rev	rev	PROPN
cblr-1709	118	2	.	.	PROPN
cblr-1709	118	3	banking	banking	PROPN
cblr-1709	118	4	l.	l.	PROPN
cblr-1709	118	5	391	391	NUM
cblr-1709	118	6	,	,	PUNCT
cblr-1709	118	7	391	391	NUM
cblr-1709	118	8	(	(	PUNCT
cblr-1709	118	9	1987	1987	NUM
cblr-1709	118	10	)	)	PUNCT
cblr-1709	118	11	.	.	PUNCT
cblr-1709	119	1	44	44	NUM
cblr-1709	119	2	information	information	NOUN
cblr-1709	119	3	about	about	ADP
cblr-1709	119	4	some	some	DET
cblr-1709	119	5	companies	company	NOUN
cblr-1709	119	6	not	not	PART
cblr-1709	119	7	available	available	ADJ
cblr-1709	119	8	from	from	ADP
cblr-1709	119	9	the	the	DET
cblr-1709	119	10	sec	sec	PROPN
cblr-1709	119	11	,	,	PUNCT
cblr-1709	119	12	u.s	u.s	PROPN
cblr-1709	119	13	.	.	PROPN
cblr-1709	119	14	sec	sec	PROPN
cblr-1709	119	15	.	.	PROPN
cblr-1709	119	16	&	&	CCONJ
cblr-1709	119	17	exchange	exchange	PROPN
cblr-1709	119	18	commission	commission	PROPN
cblr-1709	119	19	,	,	PUNCT
cblr-1709	119	20	https://www.sec.gov/	https://www.sec.gov/	VERB
cblr-1709	119	21	answers	answer	NOUN
cblr-1709	119	22	/	/	SYM
cblr-1709	119	23	noinfo.htm	noinfo.htm	X
cblr-1709	120	1	[	[	X
cblr-1709	120	2	https://perma.cc/ac4h-njd9	https://perma.cc/ac4h-njd9	X
cblr-1709	120	3	]	]	X
cblr-1709	120	4	(	(	PUNCT
cblr-1709	120	5	last	last	ADV
cblr-1709	120	6	modified	modify	VERB
cblr-1709	120	7	nov	nov	PROPN
cblr-1709	120	8	.	.	PROPN
cblr-1709	120	9	26	26	NUM
cblr-1709	120	10	,	,	PUNCT
cblr-1709	120	11	2013	2013	NUM
cblr-1709	120	12	)	)	PUNCT
cblr-1709	120	13	.	.	PUNCT
cblr-1709	121	1	45	45	NUM
cblr-1709	121	2	see	see	VERB
cblr-1709	121	3	generally	generally	ADV
cblr-1709	121	4	interagency	interagency	NOUN
cblr-1709	121	5	guidance	guidance	NOUN
cblr-1709	121	6	on	on	ADP
cblr-1709	121	7	response	response	NOUN
cblr-1709	121	8	programs	program	NOUN
cblr-1709	121	9	for	for	ADP
cblr-1709	121	10	unauthorized	unauthorized	ADJ
cblr-1709	121	11	access	access	NOUN
cblr-1709	121	12	to	to	ADP
cblr-1709	121	13	customer	customer	NOUN
cblr-1709	121	14	information	information	NOUN
cblr-1709	121	15	and	and	CCONJ
cblr-1709	121	16	customer	customer	NOUN
cblr-1709	121	17	notice	notice	NOUN
cblr-1709	121	18	,	,	PUNCT
cblr-1709	121	19	70	70	NUM
cblr-1709	121	20	fed	feed	VERB
cblr-1709	121	21	.	.	PUNCT
cblr-1709	122	1	reg	reg	PROPN
cblr-1709	122	2	.	.	PUNCT
cblr-1709	123	1	15,736	15,736	NUM
cblr-1709	123	2	(	(	PUNCT
cblr-1709	123	3	mar	mar	PROPN
cblr-1709	123	4	.	.	PROPN
cblr-1709	123	5	29	29	NUM
cblr-1709	123	6	,	,	PUNCT
cblr-1709	123	7	2005	2005	NUM
cblr-1709	123	8	)	)	PUNCT
cblr-1709	123	9	.	.	PUNCT
cblr-1709	124	1	46	46	NUM
cblr-1709	124	2	see	see	VERB
cblr-1709	124	3	i	i	PRON
cblr-1709	124	4	d.	d.	PROPN
cblr-1709	124	5	;	;	PUNCT
cblr-1709	124	6	see	see	VERB
cblr-1709	124	7	also	also	ADV
cblr-1709	124	8	heather	heather	PROPN
cblr-1709	124	9	zachary	zachary	PROPN
cblr-1709	124	10	&	&	CCONJ
cblr-1709	124	11	nicole	nicole	PROPN
cblr-1709	124	12	ewart	ewart	PROPN
cblr-1709	124	13	,	,	PUNCT
cblr-1709	124	14	cybersecurity	cybersecurity	NOUN
cblr-1709	124	15	,	,	PUNCT
cblr-1709	124	16	privacy	privacy	NOUN
cblr-1709	124	17	and	and	CCONJ
cblr-1709	124	18	communications	communication	NOUN
cblr-1709	124	19	webinar	webinar	NOUN
cblr-1709	124	20	:	:	PUNCT
cblr-1709	124	21	financial	financial	ADJ
cblr-1709	124	22	privacy	privacy	NOUN
cblr-1709	124	23	primer	primer	NOUN
cblr-1709	124	24	,	,	PUNCT
cblr-1709	124	25	wilmerhale	wilmerhale	PROPN
cblr-1709	124	26	(	(	PUNCT
cblr-1709	124	27	mar	mar	PROPN
cblr-1709	124	28	.	.	PROPN
cblr-1709	124	29	23	23	NUM
cblr-1709	124	30	,	,	PUNCT
cblr-1709	124	31	2017	2017	NUM
cblr-1709	124	32	)	)	PUNCT
cblr-1709	124	33	,	,	PUNCT
cblr-1709	124	34	https://www.wilmerhale.com/uploadedfiles/	https://www.wilmerhale.com/uploadedfiles/	NOUN
cblr-1709	124	35	shared_content	shared_content	ADJ
cblr-1709	124	36	/	/	SYM
cblr-1709	124	37	events	event	NOUN
cblr-1709	124	38	/	/	SYM
cblr-1709	124	39	documents/2017	documents/2017	NOUN
cblr-1709	124	40	-	-	PUNCT
cblr-1709	124	41	03	03	NUM
cblr-1709	124	42	-	-	PUNCT
cblr-1709	124	43	23	23	NUM
cblr-1709	124	44	-	-	PUNCT
cblr-1709	124	45	wilmerhale	wilmerhale	NOUN
cblr-1709	124	46	-	-	PUNCT
cblr-1709	124	47	webinarfinancial	webinarfinancial	ADJ
cblr-1709	124	48	-	-	PUNCT
cblr-1709	124	49	privacy	privacy	NOUN
cblr-1709	124	50	-	-	PUNCT
cblr-1709	124	51	primer.pdf	primer.pdf	NOUN
cblr-1709	124	52	[	[	X
cblr-1709	124	53	https://perma.cc/t7za-d6u4	https://perma.cc/t7za-d6u4	X
cblr-1709	124	54	]	]	X
cblr-1709	124	55	.	.	PUNCT
cblr-1709	125	1	the	the	DET
cblr-1709	125	2	regulators	regulator	NOUN
cblr-1709	125	3	involved	involve	VERB
cblr-1709	125	4	in	in	ADP
cblr-1709	125	5	promulgating	promulgate	VERB
cblr-1709	125	6	the	the	DET
cblr-1709	125	7	regulation	regulation	NOUN
cblr-1709	125	8	were	be	AUX
cblr-1709	125	9	the	the	DET
cblr-1709	125	10	office	office	NOUN
cblr-1709	125	11	of	of	ADP
cblr-1709	125	12	the	the	DET
cblr-1709	125	13	comptroller	comptroller	NOUN
cblr-1709	125	14	of	of	ADP
cblr-1709	125	15	the	the	DET
cblr-1709	125	16	currency	currency	NOUN
cblr-1709	125	17	(	(	PUNCT
cblr-1709	125	18	“	"	PUNCT
cblr-1709	125	19	occ	occ	X
cblr-1709	125	20	”	"	PUNCT
cblr-1709	125	21	)	)	PUNCT
cblr-1709	125	22	,	,	PUNCT
cblr-1709	125	23	the	the	DET
cblr-1709	125	24	treasury	treasury	PROPN
cblr-1709	125	25	department	department	PROPN
cblr-1709	125	26	,	,	PUNCT
cblr-1709	125	27	the	the	DET
cblr-1709	125	28	board	board	NOUN
cblr-1709	125	29	of	of	ADP
cblr-1709	125	30	governors	governor	NOUN
cblr-1709	125	31	of	of	ADP
cblr-1709	125	32	the	the	DET
cblr-1709	125	33	federal	federal	PROPN
cblr-1709	125	34	reserve	reserve	PROPN
cblr-1709	125	35	system	system	NOUN
cblr-1709	125	36	(	(	PUNCT
cblr-1709	125	37	the	the	DET
cblr-1709	125	38	“	"	PUNCT
cblr-1709	125	39	federal	federal	ADJ
cblr-1709	125	40	reserve	reserve	NOUN
cblr-1709	125	41	”	"	PUNCT
cblr-1709	125	42	)	)	PUNCT
cblr-1709	125	43	,	,	PUNCT
cblr-1709	125	44	the	the	DET
cblr-1709	125	45	2018.3_auman_final	2018.3_auman_final	ADJ
cblr-1709	125	46	962	962	NUM
cblr-1709	125	47	columbia	columbia	PROPN
cblr-1709	125	48	business	business	NOUN
cblr-1709	125	49	law	law	PROPN
cblr-1709	125	50	review	review	NOUN
cblr-1709	125	51	[	[	X
cblr-1709	125	52	vol	vol	NOUN
cblr-1709	125	53	.	.	NOUN
cblr-1709	125	54	2018	2018	NUM
cblr-1709	125	55	interpretation	interpretation	NOUN
cblr-1709	125	56	of	of	ADP
cblr-1709	125	57	the	the	DET
cblr-1709	125	58	gramm	gramm	NOUN
cblr-1709	125	59	-	-	PUNCT
cblr-1709	125	60	leach	leach	NOUN
cblr-1709	125	61	-	-	PUNCT
cblr-1709	125	62	bliley	bliley	NOUN
cblr-1709	125	63	act	act	NOUN
cblr-1709	125	64	requirement	requirement	NOUN
cblr-1709	125	65	that	that	SCONJ
cblr-1709	125	66	banks	bank	NOUN
cblr-1709	125	67	maintain	maintain	VERB
cblr-1709	125	68	programs	program	NOUN
cblr-1709	125	69	ensuring	ensure	VERB
cblr-1709	125	70	the	the	DET
cblr-1709	125	71	security	security	NOUN
cblr-1709	125	72	of	of	ADP
cblr-1709	125	73	customer	customer	NOUN
cblr-1709	125	74	information	information	NOUN
cblr-1709	125	75	and	and	CCONJ
cblr-1709	125	76	protecting	protect	VERB
cblr-1709	125	77	customer	customer	NOUN
cblr-1709	125	78	information	information	NOUN
cblr-1709	125	79	against	against	ADP
cblr-1709	125	80	unauthorized	unauthorized	ADJ
cblr-1709	125	81	access.47	access.47	NOUN
cblr-1709	125	82	more	more	ADV
cblr-1709	125	83	importantly	importantly	ADV
cblr-1709	125	84	,	,	PUNCT
cblr-1709	125	85	the	the	DET
cblr-1709	125	86	guidance	guidance	NOUN
cblr-1709	125	87	prescribes	prescribe	VERB
cblr-1709	125	88	a	a	DET
cblr-1709	125	89	risk	risk	NOUN
cblr-1709	125	90	-	-	PUNCT
cblr-1709	125	91	based	base	VERB
cblr-1709	125	92	incident	incident	NOUN
cblr-1709	125	93	response	response	NOUN
cblr-1709	125	94	program	program	NOUN
cblr-1709	125	95	,	,	PUNCT
cblr-1709	125	96	including	include	VERB
cblr-1709	125	97	timely	timely	ADJ
cblr-1709	125	98	notification	notification	NOUN
cblr-1709	125	99	of	of	ADP
cblr-1709	125	100	customers	customer	NOUN
cblr-1709	125	101	affected	affect	VERB
cblr-1709	125	102	by	by	ADP
cblr-1709	125	103	a	a	DET
cblr-1709	125	104	breach.48	breach.48	NOUN
cblr-1709	125	105	the	the	DET
cblr-1709	125	106	regulatory	regulatory	ADJ
cblr-1709	125	107	agencies	agency	NOUN
cblr-1709	125	108	clarify	clarify	VERB
cblr-1709	125	109	that	that	SCONJ
cblr-1709	125	110	the	the	DET
cblr-1709	125	111	circumstances	circumstance	NOUN
cblr-1709	125	112	requiring	require	VERB
cblr-1709	125	113	notification	notification	NOUN
cblr-1709	125	114	are	be	AUX
cblr-1709	125	115	instances	instance	NOUN
cblr-1709	125	116	in	in	ADP
cblr-1709	125	117	which	which	PRON
cblr-1709	125	118	the	the	DET
cblr-1709	125	119	bank	bank	NOUN
cblr-1709	125	120	has	have	VERB
cblr-1709	125	121	reason	reason	NOUN
cblr-1709	125	122	to	to	PART
cblr-1709	125	123	believe	believe	VERB
cblr-1709	125	124	that	that	SCONJ
cblr-1709	125	125	“	"	PUNCT
cblr-1709	125	126	misuse	misuse	NOUN
cblr-1709	125	127	of	of	ADP
cblr-1709	125	128	its	its	PRON
cblr-1709	125	129	information	information	NOUN
cblr-1709	125	130	about	about	ADP
cblr-1709	125	131	a	a	DET
cblr-1709	125	132	customer	customer	NOUN
cblr-1709	125	133	has	have	AUX
cblr-1709	125	134	occurred	occur	VERB
cblr-1709	125	135	or	or	CCONJ
cblr-1709	125	136	is	be	AUX
cblr-1709	125	137	reasonably	reasonably	ADV
cblr-1709	125	138	possible	possible	ADJ
cblr-1709	125	139	.	.	PUNCT
cblr-1709	126	1	”49	”49	ADP
cblr-1709	126	2	the	the	DET
cblr-1709	126	3	guidance	guidance	NOUN
cblr-1709	126	4	also	also	ADV
cblr-1709	126	5	limits	limit	VERB
cblr-1709	126	6	the	the	DET
cblr-1709	126	7	type	type	NOUN
cblr-1709	126	8	of	of	ADP
cblr-1709	126	9	information	information	NOUN
cblr-1709	126	10	requiring	require	VERB
cblr-1709	126	11	notification	notification	NOUN
cblr-1709	126	12	to	to	ADP
cblr-1709	126	13	“	"	PUNCT
cblr-1709	126	14	sensitive	sensitive	ADJ
cblr-1709	126	15	customer	customer	NOUN
cblr-1709	126	16	information	information	NOUN
cblr-1709	126	17	,	,	PUNCT
cblr-1709	126	18	”	"	PUNCT
cblr-1709	126	19	defined	define	VERB
cblr-1709	126	20	as	as	ADP
cblr-1709	126	21	“	"	PUNCT
cblr-1709	126	22	a	a	DET
cblr-1709	126	23	customer	customer	NOUN
cblr-1709	126	24	’s	’s	PART
cblr-1709	126	25	name	name	NOUN
cblr-1709	126	26	,	,	PUNCT
cblr-1709	126	27	address	address	NOUN
cblr-1709	126	28	,	,	PUNCT
cblr-1709	126	29	or	or	CCONJ
cblr-1709	126	30	telephone	telephone	NOUN
cblr-1709	126	31	number	number	NOUN
cblr-1709	126	32	,	,	PUNCT
cblr-1709	126	33	in	in	ADP
cblr-1709	126	34	conjunction	conjunction	NOUN
cblr-1709	126	35	with	with	ADP
cblr-1709	126	36	the	the	DET
cblr-1709	126	37	customer	customer	NOUN
cblr-1709	126	38	’s	’s	PART
cblr-1709	126	39	social	social	ADJ
cblr-1709	126	40	security	security	NOUN
cblr-1709	126	41	number	number	NOUN
cblr-1709	126	42	,	,	PUNCT
cblr-1709	126	43	driver	driver	NOUN
cblr-1709	126	44	’s	’s	PART
cblr-1709	126	45	license	license	NOUN
cblr-1709	126	46	number	number	NOUN
cblr-1709	126	47	,	,	PUNCT
cblr-1709	126	48	account	account	NOUN
cblr-1709	126	49	number	number	NOUN
cblr-1709	126	50	,	,	PUNCT
cblr-1709	126	51	credit	credit	NOUN
cblr-1709	126	52	or	or	CCONJ
cblr-1709	126	53	debit	debit	NOUN
cblr-1709	126	54	card	card	NOUN
cblr-1709	126	55	number	number	NOUN
cblr-1709	126	56	,	,	PUNCT
cblr-1709	126	57	or	or	CCONJ
cblr-1709	126	58	a	a	DET
cblr-1709	126	59	personal	personal	ADJ
cblr-1709	126	60	identification	identification	NOUN
cblr-1709	126	61	number	number	NOUN
cblr-1709	126	62	or	or	CCONJ
cblr-1709	126	63	password	password	NOUN
cblr-1709	126	64	that	that	PRON
cblr-1709	126	65	would	would	AUX
cblr-1709	126	66	permit	permit	VERB
cblr-1709	126	67	access	access	NOUN
cblr-1709	126	68	to	to	ADP
cblr-1709	126	69	the	the	DET
cblr-1709	126	70	customer	customer	NOUN
cblr-1709	126	71	’s	’s	PART
cblr-1709	126	72	account	account	NOUN
cblr-1709	126	73	.	.	PUNCT
cblr-1709	127	1	”50	”50	PROPN
cblr-1709	127	2	in	in	ADP
cblr-1709	127	3	october	october	PROPN
cblr-1709	127	4	2016	2016	NUM
cblr-1709	127	5	,	,	PUNCT
cblr-1709	127	6	following	follow	VERB
cblr-1709	127	7	several	several	ADJ
cblr-1709	127	8	high	high	ADJ
cblr-1709	127	9	profile	profile	NOUN
cblr-1709	127	10	bank	bank	NOUN
cblr-1709	127	11	cyberattacks	cyberattack	NOUN
cblr-1709	127	12	on	on	ADP
cblr-1709	127	13	targets	target	NOUN
cblr-1709	127	14	like	like	ADP
cblr-1709	127	15	jpmorgan	jpmorgan	PROPN
cblr-1709	127	16	chase51	chase51	PROPN
cblr-1709	127	17	and	and	CCONJ
cblr-1709	127	18	bangladesh	bangladesh	PROPN
cblr-1709	127	19	’s	’s	PART
cblr-1709	127	20	central	central	ADJ
cblr-1709	127	21	bank,52	bank,52	NOUN
cblr-1709	127	22	several	several	ADJ
cblr-1709	127	23	banking	banking	NOUN
cblr-1709	127	24	regulators	regulator	NOUN
cblr-1709	127	25	fdic	fdic	PROPN
cblr-1709	127	26	,	,	PUNCT
cblr-1709	127	27	and	and	CCONJ
cblr-1709	127	28	the	the	DET
cblr-1709	127	29	office	office	NOUN
cblr-1709	127	30	of	of	ADP
cblr-1709	127	31	thrift	thrift	NOUN
cblr-1709	127	32	supervision	supervision	NOUN
cblr-1709	127	33	.	.	PUNCT
cblr-1709	128	1	interagency	interagency	NOUN
cblr-1709	128	2	guidance	guidance	NOUN
cblr-1709	128	3	on	on	ADP
cblr-1709	128	4	response	response	NOUN
cblr-1709	128	5	programs	program	NOUN
cblr-1709	128	6	for	for	ADP
cblr-1709	128	7	unauthorized	unauthorized	ADJ
cblr-1709	128	8	access	access	NOUN
cblr-1709	128	9	to	to	ADP
cblr-1709	128	10	customer	customer	NOUN
cblr-1709	128	11	information	information	NOUN
cblr-1709	128	12	and	and	CCONJ
cblr-1709	128	13	customer	customer	NOUN
cblr-1709	128	14	notice	notice	NOUN
cblr-1709	128	15	,	,	PUNCT
cblr-1709	128	16	70	70	NUM
cblr-1709	128	17	fed	feed	VERB
cblr-1709	128	18	.	.	PUNCT
cblr-1709	129	1	reg	reg	PROPN
cblr-1709	129	2	.	.	PROPN
cblr-1709	130	1	15,736	15,736	NUM
cblr-1709	130	2	,	,	PUNCT
cblr-1709	130	3	15,736	15,736	NUM
cblr-1709	130	4	(	(	PUNCT
cblr-1709	130	5	mar	mar	PROPN
cblr-1709	130	6	.	.	PROPN
cblr-1709	130	7	29	29	NUM
cblr-1709	130	8	,	,	PUNCT
cblr-1709	130	9	2005	2005	NUM
cblr-1709	130	10	)	)	PUNCT
cblr-1709	130	11	.	.	PUNCT
cblr-1709	131	1	47	47	NUM
cblr-1709	131	2	see	see	VERB
cblr-1709	131	3	interagency	interagency	NOUN
cblr-1709	131	4	guidance	guidance	NOUN
cblr-1709	131	5	on	on	ADP
cblr-1709	131	6	response	response	NOUN
cblr-1709	131	7	programs	program	NOUN
cblr-1709	131	8	for	for	ADP
cblr-1709	131	9	unauthorized	unauthorized	ADJ
cblr-1709	131	10	access	access	NOUN
cblr-1709	131	11	to	to	ADP
cblr-1709	131	12	customer	customer	NOUN
cblr-1709	131	13	information	information	NOUN
cblr-1709	131	14	and	and	CCONJ
cblr-1709	131	15	customer	customer	NOUN
cblr-1709	131	16	notice	notice	NOUN
cblr-1709	131	17	,	,	PUNCT
cblr-1709	131	18	70	70	NUM
cblr-1709	131	19	fed	feed	VERB
cblr-1709	131	20	.	.	PUNCT
cblr-1709	132	1	reg	reg	PROPN
cblr-1709	132	2	.	.	PUNCT
cblr-1709	133	1	at	at	ADP
cblr-1709	133	2	15,751	15,751	NUM
cblr-1709	133	3	.	.	PUNCT
cblr-1709	134	1	48	48	NUM
cblr-1709	135	1	i	i	PRON
cblr-1709	135	2	d.	d.	PROPN
cblr-1709	135	3	at	at	ADP
cblr-1709	135	4	15,743	15,743	NUM
cblr-1709	135	5	.	.	PUNCT
cblr-1709	136	1	49	49	NUM
cblr-1709	137	1	i	i	PRON
cblr-1709	137	2	d.	d.	PROPN
cblr-1709	137	3	at	at	ADP
cblr-1709	137	4	15,749	15,749	NUM
cblr-1709	137	5	.	.	PUNCT
cblr-1709	138	1	50	50	NUM
cblr-1709	138	2	i	i	PRON
cblr-1709	138	3	d.	d.	NOUN
cblr-1709	138	4	at	at	ADP
cblr-1709	138	5	15,745	15,745	NUM
cblr-1709	138	6	.	.	PUNCT
cblr-1709	139	1	51	51	NUM
cblr-1709	139	2	see	see	VERB
cblr-1709	139	3	jessica	jessica	PROPN
cblr-1709	139	4	silver	silver	PROPN
cblr-1709	139	5	-	-	PUNCT
cblr-1709	139	6	greenberg	greenberg	PROPN
cblr-1709	139	7	,	,	PUNCT
cblr-1709	139	8	matthew	matthew	PROPN
cblr-1709	139	9	goldstein	goldstein	PROPN
cblr-1709	139	10	&	&	CCONJ
cblr-1709	139	11	nicole	nicole	PROPN
cblr-1709	139	12	perlroth	perlroth	PROPN
cblr-1709	139	13	,	,	PUNCT
cblr-1709	139	14	jpmorgan	jpmorgan	PROPN
cblr-1709	139	15	chase	chase	PROPN
cblr-1709	139	16	hacking	hacking	NOUN
cblr-1709	139	17	affects	affect	VERB
cblr-1709	139	18	76	76	NUM
cblr-1709	139	19	million	million	NUM
cblr-1709	139	20	households	household	NOUN
cblr-1709	139	21	,	,	PUNCT
cblr-1709	139	22	n.y	n.y	PROPN
cblr-1709	139	23	.	.	PROPN
cblr-1709	139	24	times	times	PROPN
cblr-1709	139	25	(	(	PUNCT
cblr-1709	139	26	oct	oct	PROPN
cblr-1709	139	27	.	.	PROPN
cblr-1709	139	28	2	2	NUM
cblr-1709	139	29	,	,	PUNCT
cblr-1709	139	30	2014	2014	NUM
cblr-1709	139	31	,	,	PUNCT
cblr-1709	139	32	12:50	12:50	NUM
cblr-1709	139	33	pm	pm	NOUN
cblr-1709	139	34	)	)	PUNCT
cblr-1709	139	35	,	,	PUNCT
cblr-1709	139	36	https://dealbook.nytimes.com/	https://dealbook.nytimes.com/	PROPN
cblr-1709	139	37	2014/10/02	2014/10/02	PROPN
cblr-1709	139	38	/	/	SYM
cblr-1709	139	39	jpmorgan	jpmorgan	NOUN
cblr-1709	139	40	-	-	PUNCT
cblr-1709	139	41	discovers	discover	NOUN
cblr-1709	139	42	-	-	PUNCT
cblr-1709	139	43	further	far	ADV
cblr-1709	139	44	-	-	PUNCT
cblr-1709	139	45	cyber	cyber	NOUN
cblr-1709	139	46	-	-	PUNCT
cblr-1709	139	47	security	security	NOUN
cblr-1709	139	48	-	-	PUNCT
cblr-1709	139	49	issues/	issues/	NUM
cblr-1709	139	50	[	[	X
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cblr-1709	139	52	]	]	X
cblr-1709	139	53	.	.	PUNCT
cblr-1709	140	1	52	52	NUM
cblr-1709	140	2	see	see	VERB
cblr-1709	140	3	raju	raju	PROPN
cblr-1709	140	4	gopalakrishnan	gopalakrishnan	PROPN
cblr-1709	140	5	&	&	CCONJ
cblr-1709	140	6	manuel	manuel	PROPN
cblr-1709	140	7	mogato	mogato	PROPN
cblr-1709	140	8	,	,	PUNCT
cblr-1709	140	9	bangladesh	bangladesh	PROPN
cblr-1709	140	10	bank	bank	PROPN
cblr-1709	140	11	official	official	NOUN
cblr-1709	140	12	’s	’s	PART
cblr-1709	140	13	computer	computer	NOUN
cblr-1709	140	14	was	be	AUX
cblr-1709	140	15	hacked	hack	VERB
cblr-1709	140	16	to	to	PART
cblr-1709	140	17	carry	carry	VERB
cblr-1709	140	18	out	out	ADP
cblr-1709	140	19	$	$	SYM
cblr-1709	140	20	81	81	NUM
cblr-1709	140	21	million	million	NUM
cblr-1709	140	22	heist	heist	NOUN
cblr-1709	140	23	:	:	PUNCT
cblr-1709	140	24	diplomat	diplomat	NOUN
cblr-1709	140	25	,	,	PUNCT
cblr-1709	140	26	reuters	reuters	PROPN
cblr-1709	140	27	(	(	PUNCT
cblr-1709	140	28	may	may	PROPN
cblr-1709	140	29	19	19	NUM
cblr-1709	140	30	,	,	PUNCT
cblr-1709	140	31	2016	2016	NUM
cblr-1709	140	32	,	,	PUNCT
cblr-1709	140	33	1:07	1:07	NUM
cblr-1709	140	34	am	am	NOUN
cblr-1709	140	35	)	)	PUNCT
cblr-1709	140	36	,	,	PUNCT
cblr-1709	140	37	https://www.reuters.com/article/uscyber-heist-philippines/bangladesh-bank-officials-computer-was-hackedto-carry-out-81-million-heist-diplomat-iduskcn0ya0ch	https://www.reuters.com/article/uscyber-heist-philippines/bangladesh-bank-officials-computer-was-hackedto-carry-out-81-million-heist-diplomat-iduskcn0ya0ch	X
cblr-1709	141	1	[	[	X
cblr-1709	141	2	https://perma.cc/32gu-5kbv	https://perma.cc/32gu-5kbv	X
cblr-1709	141	3	]	]	X
cblr-1709	141	4	.	.	PUNCT
cblr-1709	142	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	142	2	no	no	NOUN
cblr-1709	142	3	.	.	NOUN
cblr-1709	143	1	3:952	3:952	NUM
cblr-1709	143	2	]	]	X
cblr-1709	143	3	hacking	hack	VERB
cblr-1709	143	4	our	our	PRON
cblr-1709	143	5	securities	security	NOUN
cblr-1709	143	6	disclosure	disclosure	NOUN
cblr-1709	143	7	system	system	NOUN
cblr-1709	143	8	963	963	NUM
cblr-1709	143	9	published	publish	VERB
cblr-1709	143	10	an	an	DET
cblr-1709	143	11	advance	advance	NOUN
cblr-1709	143	12	notice	notice	NOUN
cblr-1709	143	13	of	of	ADP
cblr-1709	143	14	proposed	propose	VERB
cblr-1709	143	15	rulemaking	rulemaking	NOUN
cblr-1709	143	16	for	for	ADP
cblr-1709	143	17	cyber	cyber	NOUN
cblr-1709	143	18	-	-	PUNCT
cblr-1709	143	19	risk	risk	NOUN
cblr-1709	143	20	governance	governance	NOUN
cblr-1709	143	21	and	and	CCONJ
cblr-1709	143	22	management	management	NOUN
cblr-1709	143	23	with	with	ADP
cblr-1709	143	24	stricter	strict	ADJ
cblr-1709	143	25	standards.53	standards.53	PROPN
cblr-1709	143	26	the	the	DET
cblr-1709	143	27	proposed	propose	VERB
cblr-1709	143	28	rule	rule	NOUN
cblr-1709	143	29	would	would	AUX
cblr-1709	143	30	require	require	VERB
cblr-1709	143	31	banks	bank	NOUN
cblr-1709	143	32	with	with	ADP
cblr-1709	143	33	fifty	fifty	NUM
cblr-1709	143	34	billion	billion	NUM
cblr-1709	143	35	dollars	dollar	NOUN
cblr-1709	143	36	or	or	CCONJ
cblr-1709	143	37	more	more	ADJ
cblr-1709	143	38	in	in	ADP
cblr-1709	143	39	assets	asset	NOUN
cblr-1709	143	40	to	to	PART
cblr-1709	143	41	develop	develop	VERB
cblr-1709	143	42	and	and	CCONJ
cblr-1709	143	43	maintain	maintain	VERB
cblr-1709	143	44	a	a	DET
cblr-1709	143	45	formal	formal	ADJ
cblr-1709	143	46	cyber	cyber	NOUN
cblr-1709	143	47	-	-	PUNCT
cblr-1709	143	48	risk	risk	NOUN
cblr-1709	143	49	management	management	NOUN
cblr-1709	143	50	strategy	strategy	NOUN
cblr-1709	143	51	,	,	PUNCT
cblr-1709	143	52	implement	implement	VERB
cblr-1709	143	53	cyberrisk	cyberrisk	NOUN
cblr-1709	143	54	assessment	assessment	NOUN
cblr-1709	143	55	tests	test	NOUN
cblr-1709	143	56	,	,	PUNCT
cblr-1709	143	57	and	and	CCONJ
cblr-1709	143	58	ensure	ensure	VERB
cblr-1709	143	59	that	that	SCONJ
cblr-1709	143	60	the	the	DET
cblr-1709	143	61	organization	organization	NOUN
cblr-1709	143	62	’s	’s	PART
cblr-1709	143	63	board	board	NOUN
cblr-1709	143	64	of	of	ADP
cblr-1709	143	65	directors	director	NOUN
cblr-1709	143	66	has	have	VERB
cblr-1709	143	67	adequate	adequate	ADJ
cblr-1709	143	68	cyber	cyber	PROPN
cblr-1709	143	69	expertise.54	expertise.54	PROPN
cblr-1709	143	70	however	however	ADV
cblr-1709	143	71	,	,	PUNCT
cblr-1709	143	72	the	the	DET
cblr-1709	143	73	proposed	propose	VERB
cblr-1709	143	74	regulation	regulation	NOUN
cblr-1709	143	75	is	be	AUX
cblr-1709	143	76	still	still	ADV
cblr-1709	143	77	in	in	ADP
cblr-1709	143	78	its	its	PRON
cblr-1709	143	79	embryonic	embryonic	ADJ
cblr-1709	143	80	stages	stage	NOUN
cblr-1709	143	81	and	and	CCONJ
cblr-1709	143	82	the	the	DET
cblr-1709	143	83	three	three	NUM
cblr-1709	143	84	biggest	big	ADJ
cblr-1709	143	85	financial	financial	ADJ
cblr-1709	143	86	industry	industry	NOUN
cblr-1709	143	87	groups	group	NOUN
cblr-1709	143	88	have	have	AUX
cblr-1709	143	89	already	already	ADV
cblr-1709	143	90	lodged	lodge	VERB
cblr-1709	143	91	heavy	heavy	ADJ
cblr-1709	143	92	criticisms	criticism	NOUN
cblr-1709	143	93	that	that	SCONJ
cblr-1709	143	94	it	it	PRON
cblr-1709	143	95	is	be	AUX
cblr-1709	143	96	“	"	PUNCT
cblr-1709	143	97	impractical	impractical	ADJ
cblr-1709	143	98	and	and	CCONJ
cblr-1709	143	99	technically	technically	ADV
cblr-1709	143	100	infeasible	infeasible	ADJ
cblr-1709	143	101	.	.	PUNCT
cblr-1709	144	1	”55	”55	PROPN
cblr-1709	144	2	moreover	moreover	ADV
cblr-1709	144	3	,	,	PUNCT
cblr-1709	144	4	regulators	regulator	NOUN
cblr-1709	144	5	under	under	ADP
cblr-1709	144	6	the	the	DET
cblr-1709	144	7	trump	trump	NOUN
cblr-1709	144	8	administration	administration	NOUN
cblr-1709	144	9	have	have	AUX
cblr-1709	144	10	recently	recently	ADV
cblr-1709	144	11	signaled	signal	VERB
cblr-1709	144	12	that	that	SCONJ
cblr-1709	144	13	they	they	PRON
cblr-1709	144	14	would	would	AUX
cblr-1709	144	15	not	not	PART
cblr-1709	144	16	move	move	VERB
cblr-1709	144	17	forward	forward	ADV
cblr-1709	144	18	with	with	ADP
cblr-1709	144	19	the	the	DET
cblr-1709	144	20	proposed	propose	VERB
cblr-1709	144	21	rule.56	rule.56	NOUN
cblr-1709	144	22	53	53	NUM
cblr-1709	144	23	see	see	VERB
cblr-1709	144	24	enhanced	enhance	VERB
cblr-1709	144	25	cyber	cyber	NOUN
cblr-1709	144	26	risk	risk	NOUN
cblr-1709	144	27	management	management	NOUN
cblr-1709	144	28	standards	standard	NOUN
cblr-1709	144	29	,	,	PUNCT
cblr-1709	144	30	81	81	NUM
cblr-1709	144	31	fed	feed	VERB
cblr-1709	144	32	.	.	PUNCT
cblr-1709	145	1	reg	reg	PROPN
cblr-1709	145	2	.	.	PUNCT
cblr-1709	146	1	74,315	74,315	NUM
cblr-1709	146	2	(	(	PUNCT
cblr-1709	146	3	proposed	propose	VERB
cblr-1709	146	4	oct	oct	PROPN
cblr-1709	146	5	.	.	PROPN
cblr-1709	146	6	26	26	NUM
cblr-1709	146	7	,	,	PUNCT
cblr-1709	146	8	2016	2016	NUM
cblr-1709	146	9	)	)	PUNCT
cblr-1709	146	10	.	.	PUNCT
cblr-1709	147	1	the	the	DET
cblr-1709	147	2	notice	notice	NOUN
cblr-1709	147	3	was	be	AUX
cblr-1709	147	4	published	publish	VERB
cblr-1709	147	5	by	by	ADP
cblr-1709	147	6	the	the	DET
cblr-1709	147	7	federal	federal	PROPN
cblr-1709	147	8	reserve	reserve	PROPN
cblr-1709	147	9	,	,	PUNCT
cblr-1709	147	10	the	the	DET
cblr-1709	147	11	occ	occ	NOUN
cblr-1709	147	12	,	,	PUNCT
cblr-1709	147	13	and	and	CCONJ
cblr-1709	147	14	the	the	DET
cblr-1709	147	15	fdic	fdic	PROPN
cblr-1709	147	16	.	.	PUNCT
cblr-1709	148	1	i	i	PRON
cblr-1709	148	2	d.	d.	PROPN
cblr-1709	148	3	54	54	NUM
cblr-1709	148	4	see	see	VERB
cblr-1709	148	5	i	i	PRON
cblr-1709	148	6	d.	d.	PROPN
cblr-1709	148	7	at	at	ADP
cblr-1709	148	8	74,320–25	74,320–25	NUM
cblr-1709	148	9	.	.	PUNCT
cblr-1709	149	1	55	55	NUM
cblr-1709	149	2	see	see	VERB
cblr-1709	149	3	email	email	NOUN
cblr-1709	149	4	from	from	ADP
cblr-1709	149	5	thomas	thomas	PROPN
cblr-1709	149	6	m.	m.	PROPN
cblr-1709	149	7	wagner	wagner	PROPN
cblr-1709	149	8	,	,	PUNCT
cblr-1709	149	9	managing	manage	VERB
cblr-1709	149	10	dir	dir	PROPN
cblr-1709	149	11	.	.	PROPN
cblr-1709	149	12	,	,	PUNCT
cblr-1709	149	13	sec	sec	PROPN
cblr-1709	149	14	.	.	PROPN
cblr-1709	149	15	indus	indus	PROPN
cblr-1709	149	16	.	.	PUNCT
cblr-1709	149	17	&	&	CCONJ
cblr-1709	149	18	fin	fin	PROPN
cblr-1709	149	19	.	.	PUNCT
cblr-1709	150	1	mkts	mkts	NOUN
cblr-1709	150	2	.	.	PUNCT
cblr-1709	151	1	ass’n	ass’n	PROPN
cblr-1709	151	2	,	,	PUNCT
cblr-1709	151	3	doug	doug	PROPN
cblr-1709	151	4	johnson	johnson	PROPN
cblr-1709	151	5	,	,	PUNCT
cblr-1709	151	6	senior	senior	ADJ
cblr-1709	151	7	vice	vice	NOUN
cblr-1709	151	8	president	president	NOUN
cblr-1709	151	9	,	,	PUNCT
cblr-1709	151	10	am	be	AUX
cblr-1709	151	11	.	.	PUNCT
cblr-1709	152	1	bankers	banker	NOUN
cblr-1709	152	2	ass’n	ass’n	PROPN
cblr-1709	152	3	&	&	CCONJ
cblr-1709	152	4	richard	richard	PROPN
cblr-1709	152	5	coffman	coffman	PROPN
cblr-1709	152	6	,	,	PUNCT
cblr-1709	152	7	gen	gen	PROPN
cblr-1709	152	8	.	.	PROPN
cblr-1709	152	9	counsel	counsel	PROPN
cblr-1709	152	10	,	,	PUNCT
cblr-1709	152	11	inst	inst	PROPN
cblr-1709	152	12	.	.	PROPN
cblr-1709	153	1	of	of	ADP
cblr-1709	153	2	int’l	int’l	NUM
cblr-1709	153	3	bankers	banker	NOUN
cblr-1709	153	4	to	to	ADP
cblr-1709	153	5	robert	robert	PROPN
cblr-1709	153	6	dev	dev	PROPN
cblr-1709	153	7	.	.	PUNCT
cblr-1709	154	1	frierson	frierson	PROPN
cblr-1709	154	2	,	,	PUNCT
cblr-1709	154	3	sec’y	sec’y	VERB
cblr-1709	154	4	,	,	PUNCT
cblr-1709	154	5	bd	bd	PROPN
cblr-1709	154	6	.	.	PROPN
cblr-1709	154	7	of	of	ADP
cblr-1709	154	8	the	the	DET
cblr-1709	154	9	fed	fed	PROPN
cblr-1709	154	10	.	.	PUNCT
cblr-1709	155	1	reserve	reserve	PROPN
cblr-1709	155	2	sys	sys	PROPN
cblr-1709	155	3	.	.	PROPN
cblr-1709	155	4	,	,	PUNCT
cblr-1709	155	5	legislative	legislative	ADJ
cblr-1709	155	6	&	&	CCONJ
cblr-1709	155	7	regulatory	regulatory	ADJ
cblr-1709	155	8	activities	activity	NOUN
cblr-1709	155	9	div	div	PROPN
cblr-1709	155	10	.	.	PROPN
cblr-1709	155	11	,	,	PUNCT
cblr-1709	155	12	office	office	NOUN
cblr-1709	155	13	of	of	ADP
cblr-1709	155	14	the	the	DET
cblr-1709	155	15	comptroller	comptroller	NOUN
cblr-1709	155	16	of	of	ADP
cblr-1709	155	17	the	the	DET
cblr-1709	155	18	currency	currency	NOUN
cblr-1709	155	19	,	,	PUNCT
cblr-1709	155	20	&	&	CCONJ
cblr-1709	155	21	robert	robert	PROPN
cblr-1709	155	22	e.	e.	PROPN
cblr-1709	155	23	feldman	feldman	PROPN
cblr-1709	155	24	,	,	PUNCT
cblr-1709	155	25	exec	exec	NOUN
cblr-1709	155	26	.	.	PUNCT
cblr-1709	156	1	sec’y	sec’y	NUM
cblr-1709	156	2	,	,	PUNCT
cblr-1709	156	3	comments	comment	NOUN
cblr-1709	156	4	,	,	PUNCT
cblr-1709	156	5	fed	fed	PROPN
cblr-1709	156	6	.	.	PUNCT
cblr-1709	157	1	deposit	deposit	PROPN
cblr-1709	157	2	ins	ins	PROPN
cblr-1709	157	3	.	.	PUNCT
cblr-1709	157	4	corp	corp	PROPN
cblr-1709	157	5	.	.	PROPN
cblr-1709	157	6	3	3	NUM
cblr-1709	157	7	(	(	PUNCT
cblr-1709	157	8	feb	feb	PROPN
cblr-1709	157	9	.	.	PROPN
cblr-1709	157	10	17	17	NUM
cblr-1709	157	11	,	,	PUNCT
cblr-1709	157	12	2017	2017	NUM
cblr-1709	157	13	)	)	PUNCT
cblr-1709	157	14	,	,	PUNCT
cblr-1709	158	1	https://www.sifma.org/wp-content/uploads/2017/05/sifma-abaand-iib-submit-comments-to-multiple-agencies-on-enhanced-cyberrisk-management-standards.pdf	https://www.sifma.org/wp-content/uploads/2017/05/sifma-abaand-iib-submit-comments-to-multiple-agencies-on-enhanced-cyberrisk-management-standards.pdf	PROPN
cblr-1709	159	1	[	[	X
cblr-1709	159	2	https://perma.cc/lvc7-k7e3	https://perma.cc/lvc7-k7e3	NOUN
cblr-1709	159	3	]	]	PUNCT
cblr-1709	159	4	;	;	PUNCT
cblr-1709	159	5	see	see	VERB
cblr-1709	159	6	also	also	ADV
cblr-1709	159	7	paul	paul	PROPN
cblr-1709	159	8	merrion	merrion	PROPN
cblr-1709	159	9	,	,	PUNCT
cblr-1709	159	10	leading	lead	VERB
cblr-1709	159	11	financial	financial	ADJ
cblr-1709	159	12	sector	sector	NOUN
cblr-1709	159	13	groups	group	NOUN
cblr-1709	159	14	balk	balk	VERB
cblr-1709	159	15	at	at	ADP
cblr-1709	159	16	enhanced	enhanced	ADJ
cblr-1709	159	17	cybersecurity	cybersecurity	NOUN
cblr-1709	159	18	standards	standard	NOUN
cblr-1709	159	19	,	,	PUNCT
cblr-1709	159	20	cq	cq	NOUN
cblr-1709	159	21	roll	roll	NOUN
cblr-1709	159	22	call	call	NOUN
cblr-1709	159	23	,	,	PUNCT
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cblr-1709	159	25	.	.	PROPN
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cblr-1709	159	27	,	,	PUNCT
cblr-1709	159	28	2017	2017	NUM
cblr-1709	159	29	,	,	PUNCT
cblr-1709	159	30	2017	2017	NUM
cblr-1709	159	31	wl	wl	NOUN
cblr-1709	159	32	693802	693802	NUM
cblr-1709	159	33	.	.	PUNCT
cblr-1709	160	1	the	the	DET
cblr-1709	160	2	letter	letter	NOUN
cblr-1709	160	3	criticizes	criticize	VERB
cblr-1709	160	4	the	the	DET
cblr-1709	160	5	prescriptive	prescriptive	ADJ
cblr-1709	160	6	nature	nature	NOUN
cblr-1709	160	7	of	of	ADP
cblr-1709	160	8	the	the	DET
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cblr-1709	160	10	,	,	PUNCT
cblr-1709	160	11	and	and	CCONJ
cblr-1709	160	12	instead	instead	ADV
cblr-1709	160	13	requests	request	VERB
cblr-1709	160	14	a	a	DET
cblr-1709	160	15	risk	risk	NOUN
cblr-1709	160	16	-	-	PUNCT
cblr-1709	160	17	based	base	VERB
cblr-1709	160	18	approach	approach	NOUN
cblr-1709	160	19	.	.	PUNCT
cblr-1709	161	1	wagner	wagner	PROPN
cblr-1709	161	2	,	,	PUNCT
cblr-1709	161	3	et	et	PROPN
cblr-1709	161	4	al	al	PROPN
cblr-1709	161	5	.	.	PROPN
cblr-1709	161	6	,	,	PUNCT
cblr-1709	161	7	supra	supra	PROPN
cblr-1709	161	8	.	.	PUNCT
cblr-1709	162	1	more	more	ADV
cblr-1709	162	2	specifically	specifically	ADV
cblr-1709	162	3	,	,	PUNCT
cblr-1709	162	4	the	the	DET
cblr-1709	162	5	letter	letter	NOUN
cblr-1709	162	6	underscores	underscore	VERB
cblr-1709	162	7	that	that	SCONJ
cblr-1709	162	8	the	the	DET
cblr-1709	162	9	proposed	propose	VERB
cblr-1709	162	10	“	"	PUNCT
cblr-1709	162	11	requirement	requirement	NOUN
cblr-1709	162	12	of	of	ADP
cblr-1709	162	13	[	[	PUNCT
cblr-1709	162	14	a	a	DET
cblr-1709	162	15	recovery	recovery	NOUN
cblr-1709	162	16	time	time	NOUN
cblr-1709	162	17	objective	objective	NOUN
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cblr-1709	162	19	of	of	ADP
cblr-1709	162	20	two	two	NUM
cblr-1709	162	21	hours	hour	NOUN
cblr-1709	162	22	for	for	ADP
cblr-1709	162	23	sector	sector	NOUN
cblr-1709	162	24	-	-	PUNCT
cblr-1709	162	25	critical	critical	ADJ
cblr-1709	162	26	systems	system	NOUN
cblr-1709	162	27	is	be	AUX
cblr-1709	162	28	not	not	PART
cblr-1709	162	29	technically	technically	ADV
cblr-1709	162	30	feasible	feasible	ADJ
cblr-1709	162	31	and	and	CCONJ
cblr-1709	162	32	might	might	AUX
cblr-1709	162	33	have	have	VERB
cblr-1709	162	34	the	the	DET
cblr-1709	162	35	unintended	unintended	ADJ
cblr-1709	162	36	consequence	consequence	NOUN
cblr-1709	162	37	of	of	ADP
cblr-1709	162	38	restoring	restore	VERB
cblr-1709	162	39	a	a	DET
cblr-1709	162	40	system	system	NOUN
cblr-1709	162	41	to	to	ADP
cblr-1709	162	42	operation	operation	NOUN
cblr-1709	162	43	before	before	ADP
cblr-1709	162	44	the	the	DET
cblr-1709	162	45	nature	nature	NOUN
cblr-1709	162	46	of	of	ADP
cblr-1709	162	47	the	the	DET
cblr-1709	162	48	threat	threat	NOUN
cblr-1709	162	49	or	or	CCONJ
cblr-1709	162	50	the	the	DET
cblr-1709	162	51	effects	effect	NOUN
cblr-1709	162	52	of	of	ADP
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cblr-1709	162	54	event	event	NOUN
cblr-1709	162	55	have	have	AUX
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cblr-1709	162	57	fully	fully	ADV
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cblr-1709	162	61	.	.	PUNCT
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cblr-1709	163	1	i	i	PRON
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cblr-1709	163	10	,	,	PUNCT
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cblr-1709	163	13	!	!	PUNCT
cblr-1709	164	1	cyber	cyber	PROPN
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cblr-1709	164	4	a	a	DET
cblr-1709	164	5	mouthful	mouthful	ADJ
cblr-1709	164	6	,	,	PUNCT
cblr-1709	164	7	leader	leader	NOUN
cblr-1709	164	8	’s	’s	PART
cblr-1709	164	9	edge	edge	NOUN
cblr-1709	164	10	(	(	PUNCT
cblr-1709	164	11	apr	apr	NOUN
cblr-1709	164	12	.	.	PROPN
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cblr-1709	166	1	[	[	X
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cblr-1709	166	3	]	]	PUNCT
cblr-1709	166	4	.	.	PUNCT
cblr-1709	167	1	2018.3_auman_final	2018.3_auman_final	NUM
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cblr-1709	167	3	columbia	columbia	PROPN
cblr-1709	167	4	business	business	NOUN
cblr-1709	167	5	law	law	PROPN
cblr-1709	167	6	review	review	NOUN
cblr-1709	167	7	[	[	X
cblr-1709	167	8	vol	vol	NOUN
cblr-1709	167	9	.	.	NOUN
cblr-1709	167	10	2018	2018	NUM
cblr-1709	167	11	c.	c.	PROPN
cblr-1709	167	12	federal	federal	PROPN
cblr-1709	167	13	broker	broker	NOUN
cblr-1709	167	14	-	-	PUNCT
cblr-1709	167	15	dealer	dealer	NOUN
cblr-1709	167	16	requirements	requirement	NOUN
cblr-1709	167	17	in	in	ADP
cblr-1709	167	18	contrast	contrast	NOUN
cblr-1709	167	19	to	to	ADP
cblr-1709	167	20	both	both	PRON
cblr-1709	167	21	public	public	ADJ
cblr-1709	167	22	companies	company	NOUN
cblr-1709	167	23	and	and	CCONJ
cblr-1709	167	24	banks	bank	NOUN
cblr-1709	167	25	,	,	PUNCT
cblr-1709	167	26	brokerdealers	brokerdealer	NOUN
cblr-1709	167	27	have	have	VERB
cblr-1709	167	28	no	no	DET
cblr-1709	167	29	current	current	ADJ
cblr-1709	167	30	federal	federal	ADJ
cblr-1709	167	31	disclosure	disclosure	NOUN
cblr-1709	167	32	requirements	requirement	NOUN
cblr-1709	167	33	to	to	ADP
cblr-1709	167	34	the	the	DET
cblr-1709	167	35	public	public	NOUN
cblr-1709	167	36	for	for	ADP
cblr-1709	167	37	cyber	cyber	ADJ
cblr-1709	167	38	incidents	incident	NOUN
cblr-1709	167	39	.	.	PUNCT
cblr-1709	168	1	similar	similar	ADJ
cblr-1709	168	2	to	to	ADP
cblr-1709	168	3	their	their	PRON
cblr-1709	168	4	treatment	treatment	NOUN
cblr-1709	168	5	of	of	ADP
cblr-1709	168	6	banks	bank	NOUN
cblr-1709	168	7	,	,	PUNCT
cblr-1709	168	8	regulators	regulator	NOUN
cblr-1709	168	9	have	have	AUX
cblr-1709	168	10	not	not	PART
cblr-1709	168	11	traditionally	traditionally	ADV
cblr-1709	168	12	subjected	subject	VERB
cblr-1709	168	13	brokerdealers	brokerdealer	NOUN
cblr-1709	168	14	to	to	ADP
cblr-1709	168	15	the	the	DET
cblr-1709	168	16	materiality	materiality	NOUN
cblr-1709	168	17	disclosure	disclosure	NOUN
cblr-1709	168	18	standard	standard	NOUN
cblr-1709	168	19	of	of	ADP
cblr-1709	168	20	public	public	ADJ
cblr-1709	168	21	companies	company	NOUN
cblr-1709	168	22	or	or	CCONJ
cblr-1709	168	23	required	require	VERB
cblr-1709	168	24	them	they	PRON
cblr-1709	168	25	to	to	PART
cblr-1709	168	26	make	make	VERB
cblr-1709	168	27	sweeping	sweeping	ADJ
cblr-1709	168	28	quarterly	quarterly	ADJ
cblr-1709	168	29	sec	sec	PROPN
cblr-1709	168	30	filings.57	filings.57	NOUN
cblr-1709	168	31	furthermore	furthermore	ADV
cblr-1709	168	32	,	,	PUNCT
cblr-1709	168	33	broker	broker	NOUN
cblr-1709	168	34	-	-	PUNCT
cblr-1709	168	35	dealers	dealer	NOUN
cblr-1709	168	36	were	be	AUX
cblr-1709	168	37	excluded	exclude	VERB
cblr-1709	168	38	from	from	ADP
cblr-1709	168	39	the	the	DET
cblr-1709	168	40	interagency	interagency	NOUN
cblr-1709	168	41	guidance	guidance	NOUN
cblr-1709	168	42	in	in	ADP
cblr-1709	168	43	march	march	PROPN
cblr-1709	168	44	2005	2005	NUM
cblr-1709	168	45	,	,	PUNCT
cblr-1709	168	46	which	which	PRON
cblr-1709	168	47	mandated	mandate	VERB
cblr-1709	168	48	banking	banking	NOUN
cblr-1709	168	49	disclosure	disclosure	NOUN
cblr-1709	168	50	requirements	requirement	NOUN
cblr-1709	168	51	for	for	ADP
cblr-1709	168	52	cyber	cyber	PROPN
cblr-1709	168	53	incidents.58	incidents.58	PROPN
cblr-1709	168	54	in	in	ADP
cblr-1709	168	55	addition	addition	NOUN
cblr-1709	168	56	,	,	PUNCT
cblr-1709	168	57	the	the	DET
cblr-1709	168	58	financial	financial	ADJ
cblr-1709	168	59	industry	industry	NOUN
cblr-1709	168	60	regulatory	regulatory	ADJ
cblr-1709	168	61	authority	authority	NOUN
cblr-1709	168	62	(	(	PUNCT
cblr-1709	168	63	“	"	PUNCT
cblr-1709	168	64	finra	finra	NOUN
cblr-1709	168	65	”	"	PUNCT
cblr-1709	168	66	)	)	PUNCT
cblr-1709	168	67	,	,	PUNCT
cblr-1709	168	68	the	the	DET
cblr-1709	168	69	primary	primary	ADJ
cblr-1709	168	70	self	self	NOUN
cblr-1709	168	71	-	-	PUNCT
cblr-1709	168	72	regulator	regulator	NOUN
cblr-1709	168	73	of	of	ADP
cblr-1709	168	74	the	the	DET
cblr-1709	168	75	broker	broker	NOUN
cblr-1709	168	76	-	-	PUNCT
cblr-1709	168	77	dealer	dealer	NOUN
cblr-1709	168	78	industry	industry	NOUN
cblr-1709	168	79	,	,	PUNCT
cblr-1709	168	80	has	have	AUX
cblr-1709	168	81	neither	neither	CCONJ
cblr-1709	168	82	issued	issue	VERB
cblr-1709	168	83	nor	nor	CCONJ
cblr-1709	168	84	plans	plan	NOUN
cblr-1709	168	85	to	to	PART
cblr-1709	168	86	issue	issue	VERB
cblr-1709	168	87	any	any	DET
cblr-1709	168	88	cybersecurity	cybersecurity	NOUN
cblr-1709	168	89	rules	rule	NOUN
cblr-1709	168	90	in	in	ADP
cblr-1709	168	91	the	the	DET
cblr-1709	168	92	future.59	future.59	NOUN
cblr-1709	168	93	however	however	ADV
cblr-1709	168	94	,	,	PUNCT
cblr-1709	168	95	finra	finra	PROPN
cblr-1709	168	96	did	do	AUX
cblr-1709	168	97	issue	issue	VERB
cblr-1709	168	98	a	a	DET
cblr-1709	168	99	report	report	NOUN
cblr-1709	168	100	on	on	ADP
cblr-1709	168	101	cybersecurity	cybersecurity	NOUN
cblr-1709	168	102	best	good	ADJ
cblr-1709	168	103	practices60	practices60	NOUN
cblr-1709	168	104	and	and	CCONJ
cblr-1709	168	105	does	do	AUX
cblr-1709	168	106	independently	independently	ADV
cblr-1709	168	107	review	review	VERB
cblr-1709	168	108	firms	firm	NOUN
cblr-1709	168	109	’	'	PUNCT
cblr-1709	168	110	compliance	compliance	NOUN
cblr-1709	168	111	with	with	ADP
cblr-1709	168	112	sec	sec	PROPN
cblr-1709	168	113	regulations.61	regulations.61	NOUN
cblr-1709	168	114	57	57	NUM
cblr-1709	168	115	see	see	VERB
cblr-1709	168	116	arthur	arthur	PROPN
cblr-1709	168	117	b.	b.	PROPN
cblr-1709	168	118	laby	laby	PROPN
cblr-1709	168	119	,	,	PUNCT
cblr-1709	168	120	reforming	reform	VERB
cblr-1709	168	121	the	the	DET
cblr-1709	168	122	regulation	regulation	NOUN
cblr-1709	168	123	of	of	ADP
cblr-1709	168	124	broker	broker	NOUN
cblr-1709	168	125	-	-	PUNCT
cblr-1709	168	126	dealers	dealer	NOUN
cblr-1709	168	127	and	and	CCONJ
cblr-1709	168	128	investment	investment	NOUN
cblr-1709	168	129	advisers	adviser	NOUN
cblr-1709	168	130	,	,	PUNCT
cblr-1709	168	131	65	65	NUM
cblr-1709	168	132	bus	bus	NOUN
cblr-1709	168	133	.	.	PUNCT
cblr-1709	169	1	law	law	NOUN
cblr-1709	169	2	.	.	PUNCT
cblr-1709	170	1	395	395	NUM
cblr-1709	170	2	,	,	PUNCT
cblr-1709	170	3	402	402	NUM
cblr-1709	170	4	(	(	PUNCT
cblr-1709	170	5	2010	2010	NUM
cblr-1709	170	6	)	)	PUNCT
cblr-1709	170	7	.	.	PUNCT
cblr-1709	171	1	broker	broker	NOUN
cblr-1709	171	2	-	-	PUNCT
cblr-1709	171	3	dealers	dealer	NOUN
cblr-1709	171	4	do	do	AUX
cblr-1709	171	5	,	,	PUNCT
cblr-1709	171	6	however	however	ADV
cblr-1709	171	7	,	,	PUNCT
cblr-1709	171	8	have	have	VERB
cblr-1709	171	9	some	some	DET
cblr-1709	171	10	limited	limited	ADJ
cblr-1709	171	11	disclosure	disclosure	NOUN
cblr-1709	171	12	requirements	requirement	NOUN
cblr-1709	171	13	regarding	regard	VERB
cblr-1709	171	14	fairdealing	fairdealing	NOUN
cblr-1709	171	15	,	,	PUNCT
cblr-1709	171	16	conflicts	conflict	NOUN
cblr-1709	171	17	of	of	ADP
cblr-1709	171	18	interest	interest	NOUN
cblr-1709	171	19	,	,	PUNCT
cblr-1709	171	20	credit	credit	NOUN
cblr-1709	171	21	terms	term	NOUN
cblr-1709	171	22	,	,	PUNCT
cblr-1709	171	23	privacy	privacy	NOUN
cblr-1709	171	24	policies	policy	NOUN
cblr-1709	171	25	,	,	PUNCT
cblr-1709	171	26	and	and	CCONJ
cblr-1709	171	27	sharing	share	VERB
cblr-1709	171	28	nonpublic	nonpublic	ADJ
cblr-1709	171	29	customer	customer	NOUN
cblr-1709	171	30	information	information	NOUN
cblr-1709	171	31	.	.	PUNCT
cblr-1709	172	1	guide	guide	VERB
cblr-1709	172	2	to	to	ADP
cblr-1709	172	3	broker	broker	NOUN
cblr-1709	172	4	-	-	PUNCT
cblr-1709	172	5	dealer	dealer	NOUN
cblr-1709	172	6	registration	registration	NOUN
cblr-1709	172	7	,	,	PUNCT
cblr-1709	172	8	u.s	u.s	PROPN
cblr-1709	172	9	.	.	PROPN
cblr-1709	172	10	sec	sec	PROPN
cblr-1709	172	11	.	.	PROPN
cblr-1709	172	12	&	&	CCONJ
cblr-1709	172	13	exchange	exchange	PROPN
cblr-1709	172	14	commission	commission	PROPN
cblr-1709	172	15	,	,	PUNCT
cblr-1709	172	16	https://www.sec.gov/reportspubs/investorpublications/divisionsmarketregbdguidehtm.html	https://www.sec.gov/reportspubs/investorpublications/divisionsmarketregbdguidehtm.html	PUNCT
cblr-1709	173	1	[	[	X
cblr-1709	173	2	https://perma.cc/5pwk84dq	https://perma.cc/5pwk84dq	X
cblr-1709	173	3	]	]	X
cblr-1709	173	4	(	(	PUNCT
cblr-1709	173	5	last	last	ADJ
cblr-1709	173	6	modified	modify	VERB
cblr-1709	173	7	dec	dec	PROPN
cblr-1709	173	8	.	.	PROPN
cblr-1709	173	9	12	12	NUM
cblr-1709	173	10	,	,	PUNCT
cblr-1709	173	11	2016	2016	NUM
cblr-1709	173	12	)	)	PUNCT
cblr-1709	173	13	.	.	PUNCT
cblr-1709	174	1	58	58	NUM
cblr-1709	174	2	interagency	interagency	NOUN
cblr-1709	174	3	guidance	guidance	NOUN
cblr-1709	174	4	on	on	ADP
cblr-1709	174	5	response	response	NOUN
cblr-1709	174	6	programs	program	NOUN
cblr-1709	174	7	for	for	ADP
cblr-1709	174	8	unauthorized	unauthorized	ADJ
cblr-1709	174	9	access	access	NOUN
cblr-1709	174	10	to	to	ADP
cblr-1709	174	11	customer	customer	NOUN
cblr-1709	174	12	information	information	NOUN
cblr-1709	174	13	and	and	CCONJ
cblr-1709	174	14	customer	customer	NOUN
cblr-1709	174	15	notice	notice	NOUN
cblr-1709	174	16	,	,	PUNCT
cblr-1709	174	17	70	70	NUM
cblr-1709	174	18	fed	feed	VERB
cblr-1709	174	19	.	.	PUNCT
cblr-1709	175	1	reg	reg	PROPN
cblr-1709	175	2	.	.	PROPN
cblr-1709	175	3	15,736	15,736	NUM
cblr-1709	175	4	,	,	PUNCT
cblr-1709	175	5	15,738	15,738	NUM
cblr-1709	175	6	,	,	PUNCT
cblr-1709	175	7	n.6	n.6	X
cblr-1709	175	8	(	(	PUNCT
cblr-1709	175	9	mar	mar	PROPN
cblr-1709	175	10	.	.	PROPN
cblr-1709	175	11	29	29	NUM
cblr-1709	175	12	,	,	PUNCT
cblr-1709	175	13	2005	2005	NUM
cblr-1709	175	14	)	)	PUNCT
cblr-1709	175	15	.	.	PUNCT
cblr-1709	176	1	59	59	NUM
cblr-1709	176	2	a	a	DET
cblr-1709	176	3	few	few	ADJ
cblr-1709	176	4	minutes	minute	NOUN
cblr-1709	176	5	with	with	ADP
cblr-1709	176	6	finra	finra	NOUN
cblr-1709	176	7	:	:	PUNCT
cblr-1709	176	8	cybersecurity	cybersecurity	NOUN
cblr-1709	176	9	–	–	PUNCT
cblr-1709	176	10	part	part	NOUN
cblr-1709	177	1	i	i	PROPN
cblr-1709	177	2	,	,	PUNCT
cblr-1709	177	3	finra	finra	PROPN
cblr-1709	177	4	(	(	PUNCT
cblr-1709	177	5	june	june	PROPN
cblr-1709	177	6	27	27	NUM
cblr-1709	177	7	,	,	PUNCT
cblr-1709	177	8	2017	2017	NUM
cblr-1709	177	9	)	)	PUNCT
cblr-1709	177	10	,	,	PUNCT
cblr-1709	177	11	http://www.finra.org/industry/afmwf-cybersecurity-part1	http://www.finra.org/industry/afmwf-cybersecurity-part1	PROPN
cblr-1709	178	1	[	[	X
cblr-1709	178	2	https://perma.cc/n8dn-nvmr	https://perma.cc/n8dn-nvmr	NOUN
cblr-1709	178	3	]	]	X
cblr-1709	178	4	(	(	PUNCT
cblr-1709	178	5	showing	show	VERB
cblr-1709	178	6	an	an	DET
cblr-1709	178	7	interview	interview	NOUN
cblr-1709	178	8	with	with	ADP
cblr-1709	178	9	susan	susan	PROPN
cblr-1709	178	10	axelrod	axelrod	PROPN
cblr-1709	178	11	,	,	PUNCT
cblr-1709	178	12	finra	finra	PROPN
cblr-1709	178	13	’s	’s	PART
cblr-1709	178	14	executive	executive	ADJ
cblr-1709	178	15	vice	vice	NOUN
cblr-1709	178	16	president	president	NOUN
cblr-1709	178	17	for	for	ADP
cblr-1709	178	18	the	the	DET
cblr-1709	178	19	office	office	NOUN
cblr-1709	178	20	of	of	ADP
cblr-1709	178	21	regulatory	regulatory	ADJ
cblr-1709	178	22	operations	operation	NOUN
cblr-1709	178	23	,	,	PUNCT
cblr-1709	178	24	who	who	PRON
cblr-1709	178	25	explains	explain	VERB
cblr-1709	178	26	that	that	SCONJ
cblr-1709	178	27	with	with	ADP
cblr-1709	178	28	regard	regard	NOUN
cblr-1709	178	29	to	to	ADP
cblr-1709	178	30	cybersecurity	cybersecurity	NOUN
cblr-1709	178	31	,	,	PUNCT
cblr-1709	178	32	finra	finra	PROPN
cblr-1709	178	33	’s	’s	PART
cblr-1709	178	34	role	role	NOUN
cblr-1709	178	35	is	be	AUX
cblr-1709	178	36	not	not	PART
cblr-1709	178	37	to	to	PART
cblr-1709	178	38	make	make	VERB
cblr-1709	178	39	rules	rule	NOUN
cblr-1709	178	40	but	but	CCONJ
cblr-1709	178	41	to	to	PART
cblr-1709	178	42	“	"	PUNCT
cblr-1709	178	43	help	help	VERB
cblr-1709	178	44	firms	firm	NOUN
cblr-1709	178	45	understand	understand	VERB
cblr-1709	178	46	where	where	SCONJ
cblr-1709	178	47	the	the	DET
cblr-1709	178	48	issues	issue	NOUN
cblr-1709	178	49	and	and	CCONJ
cblr-1709	178	50	challenges	challenge	NOUN
cblr-1709	178	51	are	be	AUX
cblr-1709	178	52	,	,	PUNCT
cblr-1709	178	53	help	help	VERB
cblr-1709	178	54	inform	inform	VERB
cblr-1709	178	55	them	they	PRON
cblr-1709	178	56	of	of	ADP
cblr-1709	178	57	best	good	ADJ
cblr-1709	178	58	practices	practice	NOUN
cblr-1709	178	59	,	,	PUNCT
cblr-1709	178	60	and	and	CCONJ
cblr-1709	178	61	continue	continue	VERB
cblr-1709	178	62	to	to	PART
cblr-1709	178	63	engage	engage	VERB
cblr-1709	178	64	in	in	ADP
cblr-1709	178	65	where	where	SCONJ
cblr-1709	178	66	the	the	DET
cblr-1709	178	67	firms	firm	NOUN
cblr-1709	178	68	individually	individually	ADV
cblr-1709	178	69	can	can	AUX
cblr-1709	178	70	do	do	AUX
cblr-1709	178	71	better	well	ADV
cblr-1709	178	72	.	.	PUNCT
cblr-1709	178	73	”	"	PUNCT
cblr-1709	178	74	)	)	PUNCT
cblr-1709	178	75	.	.	PUNCT
cblr-1709	179	1	60	60	NUM
cblr-1709	179	2	finra	finra	NOUN
cblr-1709	179	3	,	,	PUNCT
cblr-1709	179	4	supra	supra	PROPN
cblr-1709	179	5	note	note	NOUN
cblr-1709	179	6	3	3	NUM
cblr-1709	179	7	.	.	NOUN
cblr-1709	179	8	61	61	NUM
cblr-1709	179	9	cybersecurity	cybersecurity	NOUN
cblr-1709	179	10	,	,	PUNCT
cblr-1709	179	11	finra	finra	NOUN
cblr-1709	179	12	,	,	PUNCT
cblr-1709	179	13	http://www.finra.org/industry/cybersecurity	http://www.finra.org/industry/cybersecurity	PROPN
cblr-1709	179	14	[	[	X
cblr-1709	179	15	https://perma.cc/737p-u9np	https://perma.cc/737p-u9np	X
cblr-1709	179	16	]	]	X
cblr-1709	179	17	.	.	PUNCT
cblr-1709	180	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	180	2	no	no	NOUN
cblr-1709	180	3	.	.	NOUN
cblr-1709	181	1	3:952	3:952	NUM
cblr-1709	181	2	]	]	X
cblr-1709	181	3	hacking	hack	VERB
cblr-1709	181	4	our	our	PRON
cblr-1709	181	5	securities	security	NOUN
cblr-1709	181	6	disclosure	disclosure	NOUN
cblr-1709	181	7	system	system	NOUN
cblr-1709	181	8	965	965	NUM
cblr-1709	181	9	although	although	SCONJ
cblr-1709	181	10	the	the	DET
cblr-1709	181	11	sec	sec	PROPN
cblr-1709	181	12	has	have	AUX
cblr-1709	181	13	not	not	PART
cblr-1709	181	14	created	create	VERB
cblr-1709	181	15	a	a	DET
cblr-1709	181	16	disclosure	disclosure	NOUN
cblr-1709	181	17	standard	standard	NOUN
cblr-1709	181	18	,	,	PUNCT
cblr-1709	181	19	it	it	PRON
cblr-1709	181	20	regulates	regulate	VERB
cblr-1709	181	21	broker	broker	NOUN
cblr-1709	181	22	-	-	PUNCT
cblr-1709	181	23	dealer	dealer	NOUN
cblr-1709	181	24	cybersecurity	cybersecurity	NOUN
cblr-1709	181	25	through	through	ADP
cblr-1709	181	26	regulations	regulation	NOUN
cblr-1709	181	27	s	s	NOUN
cblr-1709	181	28	-	-	PUNCT
cblr-1709	181	29	p	p	ADJ
cblr-1709	181	30	and	and	CCONJ
cblr-1709	181	31	s	s	NOUN
cblr-1709	181	32	-	-	PUNCT
cblr-1709	181	33	id	id	NOUN
cblr-1709	181	34	and	and	CCONJ
cblr-1709	181	35	enforces	enforce	VERB
cblr-1709	181	36	its	its	PRON
cblr-1709	181	37	guidelines	guideline	NOUN
cblr-1709	181	38	through	through	ADP
cblr-1709	181	39	compliance	compliance	NOUN
cblr-1709	181	40	examinations.62	examinations.62	VERB
cblr-1709	181	41	furthermore	furthermore	ADV
cblr-1709	181	42	,	,	PUNCT
cblr-1709	181	43	the	the	DET
cblr-1709	181	44	treasury	treasury	PROPN
cblr-1709	181	45	department	department	NOUN
cblr-1709	181	46	requires	require	VERB
cblr-1709	181	47	that	that	SCONJ
cblr-1709	181	48	broker	broker	NOUN
cblr-1709	181	49	-	-	PUNCT
cblr-1709	181	50	dealers	dealer	NOUN
cblr-1709	181	51	report	report	VERB
cblr-1709	181	52	suspicious	suspicious	ADJ
cblr-1709	181	53	activities	activity	NOUN
cblr-1709	181	54	,	,	PUNCT
cblr-1709	181	55	including	include	VERB
cblr-1709	181	56	cyberattacks	cyberattack	NOUN
cblr-1709	181	57	,	,	PUNCT
cblr-1709	181	58	through	through	ADP
cblr-1709	181	59	regular	regular	ADJ
cblr-1709	181	60	filings.63	filings.63	ADV
cblr-1709	181	61	over	over	ADP
cblr-1709	181	62	the	the	DET
cblr-1709	181	63	years	year	NOUN
cblr-1709	181	64	,	,	PUNCT
cblr-1709	181	65	there	there	PRON
cblr-1709	181	66	have	have	AUX
cblr-1709	181	67	also	also	ADV
cblr-1709	181	68	been	be	AUX
cblr-1709	181	69	two	two	NUM
cblr-1709	181	70	unsuccessful	unsuccessful	ADJ
cblr-1709	181	71	attempts	attempt	NOUN
cblr-1709	181	72	—	—	PUNCT
cblr-1709	181	73	through	through	ADP
cblr-1709	181	74	both	both	CCONJ
cblr-1709	181	75	legislative	legislative	ADJ
cblr-1709	181	76	and	and	CCONJ
cblr-1709	181	77	regulatory	regulatory	ADJ
cblr-1709	181	78	means	mean	NOUN
cblr-1709	181	79	—	—	PUNCT
cblr-1709	181	80	to	to	PART
cblr-1709	181	81	create	create	VERB
cblr-1709	181	82	a	a	DET
cblr-1709	181	83	federal	federal	ADJ
cblr-1709	181	84	disclosure	disclosure	NOUN
cblr-1709	181	85	standard	standard	NOUN
cblr-1709	181	86	for	for	ADP
cblr-1709	181	87	broker	broker	NOUN
cblr-1709	181	88	-	-	PUNCT
cblr-1709	181	89	dealers.64	dealers.64	PROPN
cblr-1709	181	90	1	1	NUM
cblr-1709	181	91	.	.	PUNCT
cblr-1709	182	1	sec	sec	PROPN
cblr-1709	182	2	regulations	regulation	NOUN
cblr-1709	182	3	s	s	NOUN
cblr-1709	182	4	-	-	PUNCT
cblr-1709	182	5	p	p	ADJ
cblr-1709	182	6	and	and	CCONJ
cblr-1709	182	7	s	s	NOUN
cblr-1709	182	8	-	-	PUNCT
cblr-1709	182	9	id	id	NOUN
cblr-1709	182	10	in	in	ADP
cblr-1709	182	11	june	june	PROPN
cblr-1709	182	12	2000	2000	NUM
cblr-1709	182	13	,	,	PUNCT
cblr-1709	182	14	under	under	ADP
cblr-1709	182	15	congressional	congressional	ADJ
cblr-1709	182	16	authorization	authorization	NOUN
cblr-1709	182	17	from	from	ADP
cblr-1709	182	18	section	section	NOUN
cblr-1709	182	19	504	504	NUM
cblr-1709	182	20	of	of	ADP
cblr-1709	182	21	the	the	DET
cblr-1709	182	22	gramm	gramm	NOUN
cblr-1709	182	23	-	-	PUNCT
cblr-1709	182	24	leach	leach	NOUN
cblr-1709	182	25	-	-	PUNCT
cblr-1709	182	26	bliley	bliley	NOUN
cblr-1709	182	27	act	act	NOUN
cblr-1709	182	28	of	of	ADP
cblr-1709	182	29	1999	1999	NUM
cblr-1709	182	30	,	,	PUNCT
cblr-1709	182	31	the	the	DET
cblr-1709	182	32	sec	sec	PROPN
cblr-1709	182	33	promulgated	promulgate	VERB
cblr-1709	182	34	regulation	regulation	NOUN
cblr-1709	182	35	s	s	NOUN
cblr-1709	182	36	-	-	NOUN
cblr-1709	182	37	p	p	ADJ
cblr-1709	182	38	to	to	PART
cblr-1709	182	39	ensure	ensure	VERB
cblr-1709	182	40	that	that	SCONJ
cblr-1709	182	41	financial	financial	ADJ
cblr-1709	182	42	institutions	institution	NOUN
cblr-1709	182	43	protect	protect	VERB
cblr-1709	182	44	the	the	DET
cblr-1709	182	45	security	security	NOUN
cblr-1709	182	46	and	and	CCONJ
cblr-1709	182	47	confidentiality	confidentiality	NOUN
cblr-1709	182	48	of	of	ADP
cblr-1709	182	49	private	private	ADJ
cblr-1709	182	50	consumer	consumer	NOUN
cblr-1709	182	51	information.65	information.65	ADP
cblr-1709	182	52	the	the	DET
cblr-1709	182	53	regulation	regulation	NOUN
cblr-1709	182	54	prohibits	prohibit	VERB
cblr-1709	182	55	brokerdealers	brokerdealer	NOUN
cblr-1709	182	56	and	and	CCONJ
cblr-1709	182	57	financial	financial	ADJ
cblr-1709	182	58	advisers	adviser	NOUN
cblr-1709	182	59	from	from	ADP
cblr-1709	182	60	disclosing	disclose	VERB
cblr-1709	182	61	a	a	DET
cblr-1709	182	62	customer	customer	NOUN
cblr-1709	182	63	’s	’s	PART
cblr-1709	182	64	nonpublic	nonpublic	ADJ
cblr-1709	182	65	personal	personal	ADJ
cblr-1709	182	66	information	information	NOUN
cblr-1709	182	67	to	to	PART
cblr-1709	182	68	nonaffiliated	nonaffiliate	VERB
cblr-1709	182	69	third	third	ADJ
cblr-1709	182	70	-	-	PUNCT
cblr-1709	182	71	parties	party	NOUN
cblr-1709	182	72	without	without	ADP
cblr-1709	182	73	first	first	ADV
cblr-1709	182	74	providing	provide	VERB
cblr-1709	182	75	the	the	DET
cblr-1709	182	76	customer	customer	NOUN
cblr-1709	182	77	a	a	DET
cblr-1709	182	78	privacy	privacy	NOUN
cblr-1709	182	79	notice	notice	NOUN
cblr-1709	182	80	and	and	CCONJ
cblr-1709	182	81	an	an	DET
cblr-1709	182	82	opportunity	opportunity	NOUN
cblr-1709	182	83	to	to	PART
cblr-1709	182	84	opt	opt	VERB
cblr-1709	182	85	-	-	PUNCT
cblr-1709	182	86	out.66	out.66	NOUN
cblr-1709	182	87	the	the	DET
cblr-1709	182	88	regulation	regulation	NOUN
cblr-1709	182	89	only	only	ADV
cblr-1709	182	90	addresses	address	VERB
cblr-1709	182	91	intentional	intentional	ADJ
cblr-1709	182	92	disclosures	disclosure	NOUN
cblr-1709	182	93	made	make	VERB
cblr-1709	182	94	by	by	ADP
cblr-1709	182	95	the	the	DET
cblr-1709	182	96	firm	firm	NOUN
cblr-1709	182	97	and	and	CCONJ
cblr-1709	182	98	does	do	AUX
cblr-1709	182	99	not	not	PART
cblr-1709	182	100	require	require	VERB
cblr-1709	182	101	any	any	DET
cblr-1709	182	102	disclosure	disclosure	NOUN
cblr-1709	182	103	to	to	ADP
cblr-1709	182	104	customers	customer	NOUN
cblr-1709	182	105	regarding	regard	VERB
cblr-1709	182	106	unauthorized	unauthorized	ADJ
cblr-1709	182	107	access	access	NOUN
cblr-1709	182	108	to	to	ADP
cblr-1709	182	109	their	their	PRON
cblr-1709	182	110	information	information	NOUN
cblr-1709	182	111	by	by	ADP
cblr-1709	182	112	third	third	ADJ
cblr-1709	182	113	parties	party	NOUN
cblr-1709	182	114	,	,	PUNCT
cblr-1709	182	115	such	such	ADJ
cblr-1709	182	116	as	as	ADP
cblr-1709	182	117	computer	computer	NOUN
cblr-1709	182	118	hackers	hacker	NOUN
cblr-1709	182	119	.	.	PUNCT
cblr-1709	183	1	the	the	DET
cblr-1709	183	2	regulation	regulation	NOUN
cblr-1709	183	3	does	do	AUX
cblr-1709	183	4	,	,	PUNCT
cblr-1709	183	5	however	however	ADV
cblr-1709	183	6	,	,	PUNCT
cblr-1709	183	7	impose	impose	VERB
cblr-1709	183	8	a	a	DET
cblr-1709	183	9	duty	duty	NOUN
cblr-1709	183	10	on	on	ADP
cblr-1709	183	11	brokerdealers	brokerdealer	NOUN
cblr-1709	183	12	to	to	PART
cblr-1709	183	13	adopt	adopt	VERB
cblr-1709	183	14	written	write	VERB
cblr-1709	183	15	policies	policy	NOUN
cblr-1709	183	16	and	and	CCONJ
cblr-1709	183	17	procedures	procedure	NOUN
cblr-1709	183	18	designed	design	VERB
cblr-1709	183	19	to	to	PART
cblr-1709	183	20	protect	protect	VERB
cblr-1709	183	21	nonpublic	nonpublic	ADJ
cblr-1709	183	22	personal	personal	ADJ
cblr-1709	183	23	customer	customer	NOUN
cblr-1709	183	24	information	information	NOUN
cblr-1709	183	25	and	and	CCONJ
cblr-1709	183	26	prevent	prevent	VERB
cblr-1709	183	27	unauthorized	unauthorized	ADJ
cblr-1709	183	28	intrusions.67	intrusions.67	NOUN
cblr-1709	183	29	these	these	DET
cblr-1709	183	30	policies	policy	NOUN
cblr-1709	183	31	must	must	AUX
cblr-1709	183	32	ensure	ensure	VERB
cblr-1709	183	33	the	the	DET
cblr-1709	183	34	security	security	NOUN
cblr-1709	183	35	and	and	CCONJ
cblr-1709	183	36	confidentiality	confidentiality	NOUN
cblr-1709	183	37	of	of	ADP
cblr-1709	183	38	customer	customer	NOUN
cblr-1709	183	39	62	62	NUM
cblr-1709	183	40	see	see	NOUN
cblr-1709	183	41	infra	infra	NOUN
cblr-1709	183	42	section	section	NOUN
cblr-1709	183	43	ii.c.1–2	ii.c.1–2	NOUN
cblr-1709	183	44	.	.	PUNCT
cblr-1709	184	1	63	63	NUM
cblr-1709	184	2	see	see	VERB
cblr-1709	184	3	infra	infra	NOUN
cblr-1709	184	4	section	section	NOUN
cblr-1709	184	5	ii.c.3	ii.c.3	NOUN
cblr-1709	184	6	.	.	PUNCT
cblr-1709	185	1	64	64	NUM
cblr-1709	185	2	see	see	VERB
cblr-1709	185	3	infra	infra	NOUN
cblr-1709	185	4	section	section	NOUN
cblr-1709	185	5	ii.c.4	ii.c.4	NOUN
cblr-1709	185	6	.	.	PUNCT
cblr-1709	186	1	65	65	NUM
cblr-1709	186	2	regulation	regulation	NOUN
cblr-1709	186	3	s	s	NOUN
cblr-1709	186	4	-	-	PUNCT
cblr-1709	186	5	p	p	NOUN
cblr-1709	186	6	:	:	PUNCT
cblr-1709	186	7	privacy	privacy	NOUN
cblr-1709	186	8	of	of	ADP
cblr-1709	186	9	consumer	consumer	NOUN
cblr-1709	186	10	financial	financial	ADJ
cblr-1709	186	11	information	information	NOUN
cblr-1709	186	12	and	and	CCONJ
cblr-1709	186	13	safeguarding	safeguard	VERB
cblr-1709	186	14	personal	personal	ADJ
cblr-1709	186	15	information	information	NOUN
cblr-1709	186	16	,	,	PUNCT
cblr-1709	186	17	17	17	NUM
cblr-1709	186	18	c.f.r	c.f.r	NOUN
cblr-1709	186	19	.	.	PUNCT
cblr-1709	187	1	§	§	PROPN
cblr-1709	187	2	248.1–100	248.1–100	NUM
cblr-1709	187	3	(	(	PUNCT
cblr-1709	187	4	2018	2018	NUM
cblr-1709	187	5	)	)	PUNCT
cblr-1709	187	6	;	;	PUNCT
cblr-1709	187	7	see	see	VERB
cblr-1709	187	8	also	also	ADV
cblr-1709	187	9	sec	sec	PROPN
cblr-1709	187	10	adopts	adopt	VERB
cblr-1709	187	11	financial	financial	ADJ
cblr-1709	187	12	privacy	privacy	NOUN
cblr-1709	187	13	rules	rule	NOUN
cblr-1709	187	14	,	,	PUNCT
cblr-1709	187	15	investment	investment	NOUN
cblr-1709	187	16	company	company	NOUN
cblr-1709	187	17	inst	inst	NOUN
cblr-1709	187	18	.	.	PUNCT
cblr-1709	188	1	(	(	PUNCT
cblr-1709	188	2	june	june	PROPN
cblr-1709	188	3	29	29	NUM
cblr-1709	188	4	,	,	PUNCT
cblr-1709	188	5	2000	2000	NUM
cblr-1709	188	6	)	)	PUNCT
cblr-1709	188	7	,	,	PUNCT
cblr-1709	188	8	https://www.ici.org/policy/regulation/privacy/00_sec_priv	https://www.ici.org/policy/regulation/privacy/00_sec_priv	PROPN
cblr-1709	188	9	_	_	PRON
cblr-1709	188	10	final	final	ADJ
cblr-1709	188	11	[	[	X
cblr-1709	188	12	https://perma.cc/e6wd-4plc	https://perma.cc/e6wd-4plc	NOUN
cblr-1709	188	13	]	]	X
cblr-1709	188	14	.	.	PUNCT
cblr-1709	189	1	66	66	NUM
cblr-1709	189	2	see	see	VERB
cblr-1709	189	3	17	17	NUM
cblr-1709	189	4	c.f.r	c.f.r	NOUN
cblr-1709	189	5	.	.	PUNCT
cblr-1709	190	1	§	§	PROPN
cblr-1709	190	2	248.10	248.10	NUM
cblr-1709	190	3	(	(	PUNCT
cblr-1709	190	4	2018	2018	NUM
cblr-1709	190	5	)	)	PUNCT
cblr-1709	190	6	.	.	PUNCT
cblr-1709	191	1	67	67	NUM
cblr-1709	191	2	see	see	VERB
cblr-1709	191	3	i	i	PRON
cblr-1709	191	4	d.	d.	PROPN
cblr-1709	191	5	§	§	PROPN
cblr-1709	191	6	248.30	248.30	NUM
cblr-1709	191	7	.	.	PUNCT
cblr-1709	192	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	192	2	966	966	NUM
cblr-1709	192	3	columbia	columbia	PROPN
cblr-1709	192	4	business	business	NOUN
cblr-1709	192	5	law	law	PROPN
cblr-1709	192	6	review	review	NOUN
cblr-1709	192	7	[	[	X
cblr-1709	192	8	vol	vol	NOUN
cblr-1709	192	9	.	.	NOUN
cblr-1709	192	10	2018	2018	NUM
cblr-1709	192	11	information	information	NOUN
cblr-1709	192	12	,	,	PUNCT
cblr-1709	192	13	protect	protect	VERB
cblr-1709	192	14	against	against	ADP
cblr-1709	192	15	any	any	DET
cblr-1709	192	16	foreseeable	foreseeable	ADJ
cblr-1709	192	17	threats	threat	NOUN
cblr-1709	192	18	,	,	PUNCT
cblr-1709	192	19	and	and	CCONJ
cblr-1709	192	20	“	"	PUNCT
cblr-1709	192	21	[	[	X
cblr-1709	192	22	p]rotect	p]rotect	ADJ
cblr-1709	192	23	against	against	ADP
cblr-1709	192	24	unauthorized	unauthorized	ADJ
cblr-1709	192	25	access	access	NOUN
cblr-1709	192	26	to	to	ADP
cblr-1709	192	27	or	or	CCONJ
cblr-1709	192	28	use	use	NOUN
cblr-1709	192	29	of	of	ADP
cblr-1709	192	30	customer	customer	NOUN
cblr-1709	192	31	records	record	NOUN
cblr-1709	192	32	or	or	CCONJ
cblr-1709	192	33	information	information	NOUN
cblr-1709	192	34	that	that	PRON
cblr-1709	192	35	could	could	AUX
cblr-1709	192	36	result	result	VERB
cblr-1709	192	37	in	in	ADP
cblr-1709	192	38	substantial	substantial	ADJ
cblr-1709	192	39	harm	harm	NOUN
cblr-1709	192	40	or	or	CCONJ
cblr-1709	192	41	inconvenience	inconvenience	NOUN
cblr-1709	192	42	to	to	ADP
cblr-1709	192	43	any	any	DET
cblr-1709	192	44	customer	customer	NOUN
cblr-1709	192	45	.	.	PUNCT
cblr-1709	192	46	”68	”68	PROPN
cblr-1709	192	47	to	to	PART
cblr-1709	192	48	ensure	ensure	VERB
cblr-1709	192	49	compliance	compliance	NOUN
cblr-1709	192	50	with	with	ADP
cblr-1709	192	51	this	this	DET
cblr-1709	192	52	rule	rule	NOUN
cblr-1709	192	53	,	,	PUNCT
cblr-1709	192	54	the	the	DET
cblr-1709	192	55	sec	sec	PROPN
cblr-1709	192	56	issued	issue	VERB
cblr-1709	192	57	another	another	DET
cblr-1709	192	58	rule	rule	NOUN
cblr-1709	192	59	in	in	ADP
cblr-1709	192	60	2003	2003	NUM
cblr-1709	192	61	requiring	require	VERB
cblr-1709	192	62	firms	firm	NOUN
cblr-1709	192	63	to	to	PART
cblr-1709	192	64	“	"	PUNCT
cblr-1709	192	65	designate	designate	VERB
cblr-1709	192	66	a	a	DET
cblr-1709	192	67	chief	chief	ADJ
cblr-1709	192	68	compliance	compliance	NOUN
cblr-1709	192	69	officer	officer	NOUN
cblr-1709	192	70	to	to	PART
cblr-1709	192	71	be	be	AUX
cblr-1709	192	72	responsible	responsible	ADJ
cblr-1709	192	73	for	for	ADP
cblr-1709	192	74	administering	administer	VERB
cblr-1709	192	75	[	[	X
cblr-1709	192	76	the	the	DET
cblr-1709	192	77	firm	firm	NOUN
cblr-1709	192	78	’s	’s	PART
cblr-1709	192	79	]	]	PUNCT
cblr-1709	192	80	policies	policy	NOUN
cblr-1709	192	81	and	and	CCONJ
cblr-1709	192	82	procedures	procedure	NOUN
cblr-1709	192	83	.	.	PUNCT
cblr-1709	192	84	”69	”69	NOUN
cblr-1709	192	85	as	as	SCONJ
cblr-1709	192	86	instructed	instruct	VERB
cblr-1709	192	87	by	by	ADP
cblr-1709	192	88	congress	congress	PROPN
cblr-1709	192	89	after	after	ADP
cblr-1709	192	90	the	the	DET
cblr-1709	192	91	financial	financial	ADJ
cblr-1709	192	92	crisis	crisis	NOUN
cblr-1709	192	93	of	of	ADP
cblr-1709	192	94	2008	2008	NUM
cblr-1709	192	95	in	in	ADP
cblr-1709	192	96	the	the	DET
cblr-1709	192	97	dodd	dodd	PROPN
cblr-1709	192	98	frank	frank	PROPN
cblr-1709	192	99	act	act	PROPN
cblr-1709	192	100	,	,	PUNCT
cblr-1709	192	101	the	the	DET
cblr-1709	192	102	sec	sec	PROPN
cblr-1709	192	103	and	and	CCONJ
cblr-1709	192	104	the	the	DET
cblr-1709	192	105	commodity	commodity	NOUN
cblr-1709	192	106	futures	futures	PROPN
cblr-1709	192	107	trading	trading	NOUN
cblr-1709	192	108	commission	commission	NOUN
cblr-1709	192	109	(	(	PUNCT
cblr-1709	192	110	“	"	PUNCT
cblr-1709	192	111	cftc	cftc	PROPN
cblr-1709	192	112	”	"	PUNCT
cblr-1709	192	113	)	)	PUNCT
cblr-1709	192	114	jointly	jointly	ADV
cblr-1709	192	115	promulgated	promulgate	VERB
cblr-1709	192	116	regulation	regulation	NOUN
cblr-1709	192	117	s	s	NOUN
cblr-1709	192	118	-	-	PUNCT
cblr-1709	192	119	id	id	NOUN
cblr-1709	192	120	to	to	PART
cblr-1709	192	121	prevent	prevent	VERB
cblr-1709	192	122	identity	identity	NOUN
cblr-1709	192	123	theft	theft	NOUN
cblr-1709	192	124	in	in	ADP
cblr-1709	192	125	“	"	PUNCT
cblr-1709	192	126	covered	cover	VERB
cblr-1709	192	127	accounts	account	NOUN
cblr-1709	192	128	.	.	PUNCT
cblr-1709	193	1	”70	”70	PUNCT
cblr-1709	193	2	the	the	DET
cblr-1709	193	3	rule	rule	NOUN
cblr-1709	193	4	requires	require	VERB
cblr-1709	193	5	broker	broker	NOUN
cblr-1709	193	6	-	-	PUNCT
cblr-1709	193	7	dealers	dealer	NOUN
cblr-1709	193	8	to	to	PART
cblr-1709	193	9	establish	establish	VERB
cblr-1709	193	10	written	write	VERB
cblr-1709	193	11	policies	policy	NOUN
cblr-1709	193	12	to	to	PART
cblr-1709	193	13	“	"	PUNCT
cblr-1709	193	14	detect	detect	VERB
cblr-1709	193	15	,	,	PUNCT
cblr-1709	193	16	prevent	prevent	NOUN
cblr-1709	193	17	,	,	PUNCT
cblr-1709	193	18	and	and	CCONJ
cblr-1709	193	19	mitigate	mitigate	VERB
cblr-1709	193	20	identity	identity	NOUN
cblr-1709	193	21	theft	theft	NOUN
cblr-1709	193	22	”	"	PUNCT
cblr-1709	193	23	using	use	VERB
cblr-1709	193	24	a	a	DET
cblr-1709	193	25	red	red	ADJ
cblr-1709	193	26	flags	flag	NOUN
cblr-1709	193	27	system	system	NOUN
cblr-1709	193	28	that	that	PRON
cblr-1709	193	29	assesses	assess	VERB
cblr-1709	193	30	potential	potential	ADJ
cblr-1709	193	31	risks	risk	NOUN
cblr-1709	193	32	to	to	ADP
cblr-1709	193	33	customer	customer	NOUN
cblr-1709	193	34	accounts.71	accounts.71	PROPN
cblr-1709	193	35	broker	broker	NOUN
cblr-1709	193	36	-	-	PUNCT
cblr-1709	193	37	dealers	dealer	NOUN
cblr-1709	193	38	should	should	AUX
cblr-1709	193	39	authenticate	authenticate	VERB
cblr-1709	193	40	the	the	DET
cblr-1709	193	41	customers	customer	NOUN
cblr-1709	193	42	’	’	PART
cblr-1709	193	43	identities	identity	NOUN
cblr-1709	193	44	,	,	PUNCT
cblr-1709	193	45	monitor	monitor	VERB
cblr-1709	193	46	transactions	transaction	NOUN
cblr-1709	193	47	,	,	PUNCT
cblr-1709	193	48	and	and	CCONJ
cblr-1709	193	49	verify	verify	VERB
cblr-1709	193	50	changes	change	NOUN
cblr-1709	193	51	of	of	ADP
cblr-1709	193	52	customer	customer	NOUN
cblr-1709	193	53	addresses.72	addresses.72	NOUN
cblr-1709	193	54	firms	firm	NOUN
cblr-1709	193	55	should	should	AUX
cblr-1709	193	56	also	also	ADV
cblr-1709	193	57	be	be	AUX
cblr-1709	193	58	alert	alert	ADJ
cblr-1709	193	59	for	for	ADP
cblr-1709	193	60	warnings	warning	NOUN
cblr-1709	193	61	from	from	ADP
cblr-1709	193	62	consumer	consumer	NOUN
cblr-1709	193	63	reporting	reporting	NOUN
cblr-1709	193	64	agencies	agency	NOUN
cblr-1709	193	65	,	,	PUNCT
cblr-1709	193	66	unusual	unusual	ADJ
cblr-1709	193	67	account	account	NOUN
cblr-1709	193	68	activity	activity	NOUN
cblr-1709	193	69	,	,	PUNCT
cblr-1709	193	70	suspicious	suspicious	ADJ
cblr-1709	193	71	documents	document	NOUN
cblr-1709	193	72	or	or	CCONJ
cblr-1709	193	73	personal	personal	ADJ
cblr-1709	193	74	information	information	NOUN
cblr-1709	193	75	,	,	PUNCT
cblr-1709	193	76	and	and	CCONJ
cblr-1709	193	77	notices	notice	NOUN
cblr-1709	193	78	from	from	ADP
cblr-1709	193	79	customers	customer	NOUN
cblr-1709	193	80	or	or	CCONJ
cblr-1709	193	81	law	law	NOUN
cblr-1709	193	82	enforcement	enforcement	NOUN
cblr-1709	193	83	about	about	ADP
cblr-1709	193	84	potential	potential	ADJ
cblr-1709	193	85	identity	identity	NOUN
cblr-1709	193	86	theft.73	theft.73	ADP
cblr-1709	193	87	68	68	NUM
cblr-1709	193	88	i	i	PROPN
cblr-1709	193	89	d.	d.	NOUN
cblr-1709	193	90	69	69	NUM
cblr-1709	193	91	compliance	compliance	NOUN
cblr-1709	193	92	programs	program	NOUN
cblr-1709	193	93	of	of	ADP
cblr-1709	193	94	investment	investment	NOUN
cblr-1709	193	95	companies	company	NOUN
cblr-1709	193	96	and	and	CCONJ
cblr-1709	193	97	investment	investment	NOUN
cblr-1709	193	98	advisers	adviser	NOUN
cblr-1709	193	99	,	,	PUNCT
cblr-1709	193	100	68	68	NUM
cblr-1709	193	101	fed	feed	VERB
cblr-1709	193	102	.	.	PUNCT
cblr-1709	194	1	reg	reg	PROPN
cblr-1709	194	2	.	.	PUNCT
cblr-1709	195	1	74,714	74,714	NUM
cblr-1709	195	2	,	,	PUNCT
cblr-1709	195	3	74,714	74,714	NUM
cblr-1709	195	4	(	(	PUNCT
cblr-1709	195	5	dec	dec	PROPN
cblr-1709	195	6	.	.	PROPN
cblr-1709	195	7	24	24	NUM
cblr-1709	195	8	,	,	PUNCT
cblr-1709	195	9	2003	2003	NUM
cblr-1709	195	10	)	)	PUNCT
cblr-1709	195	11	.	.	PUNCT
cblr-1709	196	1	70	70	NUM
cblr-1709	196	2	see	see	VERB
cblr-1709	196	3	identity	identity	NOUN
cblr-1709	196	4	theft	theft	NOUN
cblr-1709	196	5	red	red	ADJ
cblr-1709	196	6	flags	flag	NOUN
cblr-1709	196	7	rules	rule	NOUN
cblr-1709	196	8	,	,	PUNCT
cblr-1709	196	9	78	78	NUM
cblr-1709	196	10	fed	feed	VERB
cblr-1709	196	11	.	.	PUNCT
cblr-1709	197	1	reg	reg	PROPN
cblr-1709	197	2	.	.	PROPN
cblr-1709	197	3	23,638	23,638	NUM
cblr-1709	197	4	,	,	PUNCT
cblr-1709	197	5	23,640	23,640	NUM
cblr-1709	197	6	(	(	PUNCT
cblr-1709	197	7	apr	apr	PROPN
cblr-1709	197	8	.	.	PROPN
cblr-1709	197	9	19	19	NUM
cblr-1709	197	10	,	,	PUNCT
cblr-1709	197	11	2013	2013	NUM
cblr-1709	197	12	)	)	PUNCT
cblr-1709	197	13	.	.	PUNCT
cblr-1709	198	1	the	the	DET
cblr-1709	198	2	rule	rule	NOUN
cblr-1709	198	3	defines	define	VERB
cblr-1709	198	4	a	a	DET
cblr-1709	198	5	“	"	PUNCT
cblr-1709	198	6	covered	covered	ADJ
cblr-1709	198	7	account	account	NOUN
cblr-1709	198	8	”	"	PUNCT
cblr-1709	198	9	as	as	ADP
cblr-1709	198	10	“	"	PUNCT
cblr-1709	198	11	[	[	X
cblr-1709	198	12	a]n	a]n	NOUN
cblr-1709	198	13	account	account	VERB
cblr-1709	198	14	that	that	SCONJ
cblr-1709	198	15	a	a	DET
cblr-1709	198	16	financial	financial	ADJ
cblr-1709	198	17	institution	institution	NOUN
cblr-1709	198	18	or	or	CCONJ
cblr-1709	198	19	creditor	creditor	NOUN
cblr-1709	198	20	offers	offer	NOUN
cblr-1709	198	21	or	or	CCONJ
cblr-1709	198	22	maintains	maintain	VERB
cblr-1709	198	23	,	,	PUNCT
cblr-1709	198	24	primarily	primarily	ADV
cblr-1709	198	25	for	for	ADP
cblr-1709	198	26	personal	personal	ADJ
cblr-1709	198	27	,	,	PUNCT
cblr-1709	198	28	family	family	NOUN
cblr-1709	198	29	,	,	PUNCT
cblr-1709	198	30	or	or	CCONJ
cblr-1709	198	31	household	household	NOUN
cblr-1709	198	32	purposes	purpose	NOUN
cblr-1709	198	33	,	,	PUNCT
cblr-1709	198	34	that	that	PRON
cblr-1709	198	35	involves	involve	VERB
cblr-1709	198	36	or	or	CCONJ
cblr-1709	198	37	is	be	AUX
cblr-1709	198	38	designed	design	VERB
cblr-1709	198	39	to	to	PART
cblr-1709	198	40	permit	permit	VERB
cblr-1709	198	41	multiple	multiple	ADJ
cblr-1709	198	42	payments	payment	NOUN
cblr-1709	198	43	or	or	CCONJ
cblr-1709	198	44	transactions	transaction	NOUN
cblr-1709	198	45	”	"	PUNCT
cblr-1709	198	46	or	or	CCONJ
cblr-1709	198	47	“	"	PUNCT
cblr-1709	198	48	any	any	DET
cblr-1709	198	49	other	other	ADJ
cblr-1709	198	50	account	account	NOUN
cblr-1709	198	51	that	that	PRON
cblr-1709	198	52	the	the	DET
cblr-1709	198	53	financial	financial	ADJ
cblr-1709	198	54	institution	institution	NOUN
cblr-1709	198	55	or	or	CCONJ
cblr-1709	198	56	creditor	creditor	NOUN
cblr-1709	198	57	offers	offer	NOUN
cblr-1709	198	58	or	or	CCONJ
cblr-1709	198	59	maintains	maintain	VERB
cblr-1709	198	60	for	for	ADP
cblr-1709	198	61	which	which	PRON
cblr-1709	198	62	there	there	PRON
cblr-1709	198	63	is	be	VERB
cblr-1709	198	64	a	a	DET
cblr-1709	198	65	reasonably	reasonably	ADV
cblr-1709	198	66	foreseeable	foreseeable	ADJ
cblr-1709	198	67	risk	risk	NOUN
cblr-1709	198	68	to	to	ADP
cblr-1709	198	69	customers	customer	NOUN
cblr-1709	198	70	or	or	CCONJ
cblr-1709	198	71	to	to	ADP
cblr-1709	198	72	the	the	DET
cblr-1709	198	73	safety	safety	NOUN
cblr-1709	198	74	and	and	CCONJ
cblr-1709	198	75	soundness	soundness	NOUN
cblr-1709	198	76	of	of	ADP
cblr-1709	198	77	the	the	DET
cblr-1709	198	78	financial	financial	ADJ
cblr-1709	198	79	institution	institution	NOUN
cblr-1709	198	80	or	or	CCONJ
cblr-1709	198	81	creditor	creditor	NOUN
cblr-1709	198	82	from	from	ADP
cblr-1709	198	83	identity	identity	NOUN
cblr-1709	198	84	theft	theft	NOUN
cblr-1709	198	85	,	,	PUNCT
cblr-1709	198	86	including	include	VERB
cblr-1709	198	87	financial	financial	ADJ
cblr-1709	198	88	,	,	PUNCT
cblr-1709	198	89	operational	operational	ADJ
cblr-1709	198	90	,	,	PUNCT
cblr-1709	198	91	compliance	compliance	NOUN
cblr-1709	198	92	,	,	PUNCT
cblr-1709	198	93	reputation	reputation	NOUN
cblr-1709	198	94	,	,	PUNCT
cblr-1709	198	95	or	or	CCONJ
cblr-1709	198	96	litigation	litigation	NOUN
cblr-1709	198	97	risks	risk	NOUN
cblr-1709	198	98	.	.	PUNCT
cblr-1709	198	99	”	"	PUNCT
cblr-1709	199	1	i	i	PRON
cblr-1709	199	2	d.	d.	VERB
cblr-1709	199	3	at	at	ADP
cblr-1709	199	4	23,644	23,644	NUM
cblr-1709	199	5	.	.	PUNCT
cblr-1709	200	1	the	the	DET
cblr-1709	200	2	guidance	guidance	NOUN
cblr-1709	200	3	specifically	specifically	ADV
cblr-1709	200	4	includes	include	VERB
cblr-1709	200	5	a	a	DET
cblr-1709	200	6	brokerage	brokerage	NOUN
cblr-1709	200	7	account	account	NOUN
cblr-1709	200	8	held	hold	VERB
cblr-1709	200	9	with	with	ADP
cblr-1709	200	10	a	a	DET
cblr-1709	200	11	brokerdealer	brokerdealer	NOUN
cblr-1709	200	12	in	in	ADP
cblr-1709	200	13	the	the	DET
cblr-1709	200	14	definition	definition	NOUN
cblr-1709	200	15	.	.	PUNCT
cblr-1709	201	1	i	i	PRON
cblr-1709	201	2	d.	d.	PROPN
cblr-1709	201	3	71	71	NUM
cblr-1709	202	1	i	i	PRON
cblr-1709	202	2	d.	d.	PROPN
cblr-1709	202	3	at	at	ADP
cblr-1709	202	4	23,640	23,640	NUM
cblr-1709	202	5	,	,	PUNCT
cblr-1709	202	6	23,645–46	23,645–46	NUM
cblr-1709	202	7	.	.	PUNCT
cblr-1709	202	8	72	72	NUM
cblr-1709	203	1	i	i	PRON
cblr-1709	203	2	d.	d.	PROPN
cblr-1709	203	3	at	at	ADP
cblr-1709	203	4	23,661	23,661	NUM
cblr-1709	203	5	.	.	PUNCT
cblr-1709	204	1	73	73	NUM
cblr-1709	205	1	i	i	PRON
cblr-1709	205	2	d.	d.	PROPN
cblr-1709	205	3	2018.3_auman_final	2018.3_auman_final	PROPN
cblr-1709	205	4	no	no	NOUN
cblr-1709	205	5	.	.	PUNCT
cblr-1709	205	6	3:952	3:952	NUM
cblr-1709	205	7	]	]	X
cblr-1709	205	8	hacking	hack	VERB
cblr-1709	205	9	our	our	PRON
cblr-1709	205	10	securities	security	NOUN
cblr-1709	205	11	disclosure	disclosure	NOUN
cblr-1709	205	12	system	system	NOUN
cblr-1709	205	13	967	967	NUM
cblr-1709	205	14	although	although	SCONJ
cblr-1709	205	15	not	not	PART
cblr-1709	205	16	covered	cover	VERB
cblr-1709	205	17	extensively	extensively	ADV
cblr-1709	205	18	,	,	PUNCT
cblr-1709	205	19	a	a	DET
cblr-1709	205	20	footnote	footnote	NOUN
cblr-1709	205	21	in	in	ADP
cblr-1709	205	22	the	the	DET
cblr-1709	205	23	rule	rule	NOUN
cblr-1709	205	24	release	release	NOUN
cblr-1709	205	25	mentions	mention	VERB
cblr-1709	205	26	the	the	DET
cblr-1709	205	27	risk	risk	NOUN
cblr-1709	205	28	of	of	ADP
cblr-1709	205	29	identity	identity	NOUN
cblr-1709	205	30	theft	theft	NOUN
cblr-1709	205	31	by	by	ADP
cblr-1709	205	32	cyber	cyber	NOUN
cblr-1709	205	33	criminals	criminal	NOUN
cblr-1709	205	34	who	who	PRON
cblr-1709	205	35	“	"	PUNCT
cblr-1709	205	36	con	con	X
cblr-1709	205	37	financial	financial	ADJ
cblr-1709	205	38	advisers	adviser	NOUN
cblr-1709	205	39	into	into	ADP
cblr-1709	205	40	wiring	wiring	NOUN
cblr-1709	205	41	cash	cash	NOUN
cblr-1709	205	42	out	out	ADP
cblr-1709	205	43	of	of	ADP
cblr-1709	205	44	their	their	PRON
cblr-1709	205	45	clients	client	NOUN
cblr-1709	205	46	’	’	PART
cblr-1709	205	47	online	online	ADJ
cblr-1709	205	48	investment	investment	NOUN
cblr-1709	205	49	accounts	account	NOUN
cblr-1709	205	50	”	"	PUNCT
cblr-1709	205	51	by	by	ADP
cblr-1709	205	52	tricking	trick	VERB
cblr-1709	205	53	the	the	DET
cblr-1709	205	54	adviser	adviser	NOUN
cblr-1709	205	55	into	into	ADP
cblr-1709	205	56	legitimately	legitimately	ADV
cblr-1709	205	57	executing	execute	VERB
cblr-1709	205	58	a	a	DET
cblr-1709	205	59	wire	wire	NOUN
cblr-1709	205	60	transfer	transfer	NOUN
cblr-1709	205	61	so	so	SCONJ
cblr-1709	205	62	“	"	PUNCT
cblr-1709	205	63	cash	cash	NOUN
cblr-1709	205	64	flows	flow	NOUN
cblr-1709	205	65	into	into	ADP
cblr-1709	205	66	a	a	DET
cblr-1709	205	67	bank	bank	NOUN
cblr-1709	205	68	account	account	NOUN
cblr-1709	205	69	controlled	control	VERB
cblr-1709	205	70	by	by	ADP
cblr-1709	205	71	the	the	DET
cblr-1709	205	72	thieves	thief	NOUN
cblr-1709	205	73	—	—	PUNCT
cblr-1709	205	74	leaving	leave	VERB
cblr-1709	205	75	the	the	DET
cblr-1709	205	76	victim	victim	NOUN
cblr-1709	205	77	in	in	ADP
cblr-1709	205	78	a	a	DET
cblr-1709	205	79	dispute	dispute	NOUN
cblr-1709	205	80	with	with	ADP
cblr-1709	205	81	the	the	DET
cblr-1709	205	82	financial	financial	ADJ
cblr-1709	205	83	adviser	adviser	NOUN
cblr-1709	205	84	over	over	ADP
cblr-1709	205	85	getting	getting	AUX
cblr-1709	205	86	made	make	VERB
cblr-1709	205	87	whole	whole	ADJ
cblr-1709	205	88	.	.	PUNCT
cblr-1709	206	1	”74	”74	PROPN
cblr-1709	206	2	while	while	SCONJ
cblr-1709	206	3	the	the	DET
cblr-1709	206	4	rule	rule	NOUN
cblr-1709	206	5	instructs	instruct	VERB
cblr-1709	206	6	broker	broker	NOUN
cblr-1709	206	7	-	-	PUNCT
cblr-1709	206	8	dealers	dealer	NOUN
cblr-1709	206	9	to	to	PART
cblr-1709	206	10	prevent	prevent	VERB
cblr-1709	206	11	and	and	CCONJ
cblr-1709	206	12	detect	detect	VERB
cblr-1709	206	13	these	these	DET
cblr-1709	206	14	cyberattacks	cyberattack	NOUN
cblr-1709	206	15	through	through	ADP
cblr-1709	206	16	risk	risk	NOUN
cblr-1709	206	17	assessment	assessment	NOUN
cblr-1709	206	18	,	,	PUNCT
cblr-1709	206	19	it	it	PRON
cblr-1709	206	20	does	do	AUX
cblr-1709	206	21	not	not	PART
cblr-1709	206	22	require	require	VERB
cblr-1709	206	23	any	any	DET
cblr-1709	206	24	customer	customer	NOUN
cblr-1709	206	25	disclosures	disclosure	NOUN
cblr-1709	206	26	about	about	ADP
cblr-1709	206	27	cyberattacks	cyberattack	NOUN
cblr-1709	206	28	,	,	PUNCT
cblr-1709	206	29	instead	instead	ADV
cblr-1709	206	30	treating	treat	VERB
cblr-1709	206	31	disclosure	disclosure	NOUN
cblr-1709	206	32	as	as	ADP
cblr-1709	206	33	one	one	NUM
cblr-1709	206	34	of	of	ADP
cblr-1709	206	35	several	several	ADJ
cblr-1709	206	36	“	"	PUNCT
cblr-1709	206	37	appropriate	appropriate	ADJ
cblr-1709	206	38	”	"	PUNCT
cblr-1709	206	39	responses	response	NOUN
cblr-1709	206	40	while	while	SCONJ
cblr-1709	206	41	investigating	investigate	VERB
cblr-1709	206	42	suspicious	suspicious	ADJ
cblr-1709	206	43	activity.75	activity.75	NOUN
cblr-1709	206	44	2	2	NUM
cblr-1709	206	45	.	.	PUNCT
cblr-1709	207	1	sec	sec	PROPN
cblr-1709	207	2	ocie	ocie	PROPN
cblr-1709	207	3	examinations	examination	NOUN
cblr-1709	207	4	the	the	DET
cblr-1709	207	5	office	office	NOUN
cblr-1709	207	6	of	of	ADP
cblr-1709	207	7	compliance	compliance	NOUN
cblr-1709	207	8	inspections	inspection	NOUN
cblr-1709	207	9	and	and	CCONJ
cblr-1709	207	10	examinations	examination	NOUN
cblr-1709	207	11	(	(	PUNCT
cblr-1709	207	12	“	"	PUNCT
cblr-1709	207	13	ocie	ocie	ADJ
cblr-1709	207	14	”	"	PUNCT
cblr-1709	207	15	)	)	PUNCT
cblr-1709	207	16	,	,	PUNCT
cblr-1709	207	17	a	a	DET
cblr-1709	207	18	branch	branch	NOUN
cblr-1709	207	19	of	of	ADP
cblr-1709	207	20	the	the	DET
cblr-1709	207	21	sec	sec	PROPN
cblr-1709	207	22	,	,	PUNCT
cblr-1709	207	23	was	be	AUX
cblr-1709	207	24	created	create	VERB
cblr-1709	207	25	in	in	ADP
cblr-1709	207	26	1995	1995	NUM
cblr-1709	207	27	to	to	PART
cblr-1709	207	28	conduct	conduct	VERB
cblr-1709	207	29	regular	regular	ADJ
cblr-1709	207	30	inspections	inspection	NOUN
cblr-1709	207	31	of	of	ADP
cblr-1709	207	32	broker	broker	NOUN
cblr-1709	207	33	-	-	PUNCT
cblr-1709	207	34	dealers	dealer	NOUN
cblr-1709	207	35	in	in	ADP
cblr-1709	207	36	order	order	NOUN
cblr-1709	207	37	to	to	PART
cblr-1709	207	38	protect	protect	VERB
cblr-1709	207	39	investors	investor	NOUN
cblr-1709	207	40	and	and	CCONJ
cblr-1709	207	41	ensure	ensure	VERB
cblr-1709	207	42	market	market	NOUN
cblr-1709	207	43	integrity.76	integrity.76	PROPN
cblr-1709	207	44	ocie	ocie	ADJ
cblr-1709	207	45	monitors	monitor	NOUN
cblr-1709	207	46	the	the	DET
cblr-1709	207	47	behavior	behavior	NOUN
cblr-1709	207	48	of	of	ADP
cblr-1709	207	49	market	market	NOUN
cblr-1709	207	50	participants	participant	NOUN
cblr-1709	207	51	,	,	PUNCT
cblr-1709	207	52	improves	improve	VERB
cblr-1709	207	53	firm	firm	ADJ
cblr-1709	207	54	compliance	compliance	NOUN
cblr-1709	207	55	with	with	ADP
cblr-1709	207	56	sec	sec	PROPN
cblr-1709	207	57	regulations	regulation	NOUN
cblr-1709	207	58	and	and	CCONJ
cblr-1709	207	59	securities	security	NOUN
cblr-1709	207	60	laws	law	NOUN
cblr-1709	207	61	,	,	PUNCT
cblr-1709	207	62	and	and	CCONJ
cblr-1709	207	63	uses	use	VERB
cblr-1709	207	64	the	the	DET
cblr-1709	207	65	results	result	NOUN
cblr-1709	207	66	of	of	ADP
cblr-1709	207	67	its	its	PRON
cblr-1709	207	68	inspections	inspection	NOUN
cblr-1709	207	69	to	to	PART
cblr-1709	207	70	inform	inform	VERB
cblr-1709	207	71	future	future	ADJ
cblr-1709	207	72	sec	sec	PROPN
cblr-1709	207	73	rulemaking.77	rulemaking.77	NOUN
cblr-1709	207	74	recognizing	recognize	VERB
cblr-1709	207	75	the	the	DET
cblr-1709	207	76	growing	grow	VERB
cblr-1709	207	77	risk	risk	NOUN
cblr-1709	207	78	of	of	ADP
cblr-1709	207	79	cyberattacks	cyberattack	NOUN
cblr-1709	207	80	to	to	ADP
cblr-1709	207	81	broker	broker	NOUN
cblr-1709	207	82	-	-	PUNCT
cblr-1709	207	83	dealers	dealer	NOUN
cblr-1709	207	84	,	,	PUNCT
cblr-1709	207	85	ocie	ocie	AUX
cblr-1709	207	86	launched	launch	VERB
cblr-1709	207	87	a	a	DET
cblr-1709	207	88	cybersecurity	cybersecurity	NOUN
cblr-1709	207	89	initiative	initiative	NOUN
cblr-1709	207	90	in	in	ADP
cblr-1709	207	91	2014	2014	NUM
cblr-1709	207	92	to	to	PART
cblr-1709	207	93	assess	assess	VERB
cblr-1709	207	94	broker	broker	NOUN
cblr-1709	207	95	-	-	PUNCT
cblr-1709	207	96	dealers	dealer	NOUN
cblr-1709	207	97	’	'	PUNCT
cblr-1709	207	98	preparedness.78	preparedness.78	NOUN
cblr-1709	207	99	in	in	ADP
cblr-1709	207	100	its	its	PRON
cblr-1709	207	101	74	74	NUM
cblr-1709	207	102	i	i	PRON
cblr-1709	207	103	d.	d.	NOUN
cblr-1709	207	104	at	at	ADP
cblr-1709	207	105	23,642	23,642	NUM
cblr-1709	208	1	n.57	n.57	PROPN
cblr-1709	208	2	(	(	PUNCT
cblr-1709	208	3	quoting	quote	VERB
cblr-1709	208	4	byron	byron	PROPN
cblr-1709	208	5	acohido	acohido	PROPN
cblr-1709	208	6	,	,	PUNCT
cblr-1709	208	7	cybercrooks	cybercrook	VERB
cblr-1709	208	8	fool	fool	VERB
cblr-1709	208	9	financial	financial	ADJ
cblr-1709	208	10	advisers	adviser	NOUN
cblr-1709	208	11	to	to	PART
cblr-1709	208	12	steal	steal	VERB
cblr-1709	208	13	from	from	ADP
cblr-1709	208	14	clients	client	NOUN
cblr-1709	208	15	,	,	PUNCT
cblr-1709	208	16	usa	usa	PROPN
cblr-1709	208	17	today	today	NOUN
cblr-1709	208	18	(	(	PUNCT
cblr-1709	208	19	aug	aug	PROPN
cblr-1709	208	20	.	.	PROPN
cblr-1709	208	21	26	26	NUM
cblr-1709	208	22	,	,	PUNCT
cblr-1709	208	23	2012	2012	NUM
cblr-1709	208	24	,	,	PUNCT
cblr-1709	208	25	7:07	7:07	NUM
cblr-1709	208	26	pm	pm	NOUN
cblr-1709	208	27	)	)	PUNCT
cblr-1709	208	28	,	,	PUNCT
cblr-1709	208	29	http://usatoday30.usatoday.com/money/perfi/basics/story/2012-0826/wire-transfer-fraud/57335540/1	http://usatoday30.usatoday.com/money/perfi/basics/story/2012-0826/wire-transfer-fraud/57335540/1	X
cblr-1709	209	1	[	[	X
cblr-1709	209	2	https://perma.cc/n69t-nltr	https://perma.cc/n69t-nltr	X
cblr-1709	209	3	]	]	X
cblr-1709	209	4	)	)	PUNCT
cblr-1709	209	5	.	.	PUNCT
cblr-1709	210	1	75	75	NUM
cblr-1709	210	2	see	see	VERB
cblr-1709	210	3	i	i	PRON
cblr-1709	210	4	d.	d.	PROPN
cblr-1709	210	5	at	at	ADP
cblr-1709	210	6	23,661	23,661	NUM
cblr-1709	210	7	.	.	PUNCT
cblr-1709	211	1	76	76	NUM
cblr-1709	211	2	see	see	VERB
cblr-1709	211	3	lori	lori	PROPN
cblr-1709	211	4	a.	a.	PROPN
cblr-1709	211	5	richards	richards	PROPN
cblr-1709	211	6	&	&	CCONJ
cblr-1709	211	7	john	john	PROPN
cblr-1709	211	8	h.	h.	PROPN
cblr-1709	211	9	walsh	walsh	PROPN
cblr-1709	211	10	,	,	PUNCT
cblr-1709	211	11	compliance	compliance	NOUN
cblr-1709	211	12	inspections	inspection	NOUN
cblr-1709	211	13	and	and	CCONJ
cblr-1709	211	14	examinations	examination	NOUN
cblr-1709	211	15	by	by	ADP
cblr-1709	211	16	the	the	DET
cblr-1709	211	17	securities	securities	PROPN
cblr-1709	211	18	and	and	CCONJ
cblr-1709	211	19	exchange	exchange	PROPN
cblr-1709	211	20	commission	commission	PROPN
cblr-1709	211	21	,	,	PUNCT
cblr-1709	211	22	52	52	NUM
cblr-1709	211	23	bus	bus	NOUN
cblr-1709	211	24	.	.	PUNCT
cblr-1709	212	1	law	law	NOUN
cblr-1709	212	2	.	.	PUNCT
cblr-1709	213	1	119	119	NUM
cblr-1709	213	2	,	,	PUNCT
cblr-1709	213	3	119–20	119–20	NUM
cblr-1709	213	4	(	(	PUNCT
cblr-1709	213	5	1996	1996	NUM
cblr-1709	213	6	)	)	PUNCT
cblr-1709	213	7	;	;	PUNCT
cblr-1709	213	8	see	see	VERB
cblr-1709	213	9	also	also	ADV
cblr-1709	213	10	about	about	ADP
cblr-1709	213	11	the	the	DET
cblr-1709	213	12	office	office	NOUN
cblr-1709	213	13	of	of	ADP
cblr-1709	213	14	compliance	compliance	NOUN
cblr-1709	213	15	inspections	inspection	NOUN
cblr-1709	213	16	and	and	CCONJ
cblr-1709	213	17	examinations	examination	NOUN
cblr-1709	213	18	,	,	PUNCT
cblr-1709	213	19	u.s	u.s	PROPN
cblr-1709	213	20	.	.	PROPN
cblr-1709	213	21	sec	sec	PROPN
cblr-1709	213	22	.	.	PROPN
cblr-1709	213	23	&	&	CCONJ
cblr-1709	213	24	exchange	exchange	PROPN
cblr-1709	213	25	commission	commission	PROPN
cblr-1709	214	1	[	[	X
cblr-1709	214	2	hereinafter	hereinafter	NOUN
cblr-1709	214	3	about	about	ADP
cblr-1709	214	4	ocie	ocie	ADJ
cblr-1709	214	5	]	]	PUNCT
cblr-1709	214	6	,	,	PUNCT
cblr-1709	214	7	https://www.sec.gov/ocie/article/ocie-about.html	https://www.sec.gov/ocie/article/ocie-about.html	PROPN
cblr-1709	215	1	[	[	X
cblr-1709	215	2	https://perma.cc/8ydh-uyxl	https://perma.cc/8ydh-uyxl	X
cblr-1709	215	3	]	]	X
cblr-1709	215	4	(	(	PUNCT
cblr-1709	215	5	last	last	ADJ
cblr-1709	215	6	modified	modify	VERB
cblr-1709	215	7	july	july	PROPN
cblr-1709	215	8	21	21	NUM
cblr-1709	215	9	,	,	PUNCT
cblr-1709	215	10	2017	2017	NUM
cblr-1709	215	11	)	)	PUNCT
cblr-1709	215	12	.	.	PUNCT
cblr-1709	216	1	77	77	NUM
cblr-1709	216	2	see	see	VERB
cblr-1709	216	3	about	about	ADP
cblr-1709	216	4	ocie	ocie	ADJ
cblr-1709	216	5	,	,	PUNCT
cblr-1709	216	6	supra	supra	ADJ
cblr-1709	216	7	note	note	NOUN
cblr-1709	216	8	76	76	NUM
cblr-1709	216	9	.	.	PUNCT
cblr-1709	216	10	78	78	NUM
cblr-1709	216	11	see	see	VERB
cblr-1709	216	12	office	office	NOUN
cblr-1709	216	13	of	of	ADP
cblr-1709	216	14	compliance	compliance	NOUN
cblr-1709	216	15	inspections	inspection	NOUN
cblr-1709	216	16	and	and	CCONJ
cblr-1709	216	17	examinations	examination	NOUN
cblr-1709	216	18	,	,	PUNCT
cblr-1709	216	19	ocie	ocie	VERB
cblr-1709	216	20	cybersecurity	cybersecurity	NOUN
cblr-1709	216	21	initiative	initiative	NOUN
cblr-1709	216	22	,	,	PUNCT
cblr-1709	216	23	sec	sec	PROPN
cblr-1709	216	24	nat’l	nat’l	PROPN
cblr-1709	216	25	exam	exam	NOUN
cblr-1709	216	26	program	program	NOUN
cblr-1709	216	27	risk	risk	NOUN
cblr-1709	216	28	alert	alert	NOUN
cblr-1709	216	29	,	,	PUNCT
cblr-1709	216	30	apr	apr	PROPN
cblr-1709	216	31	.	.	PROPN
cblr-1709	216	32	15	15	NUM
cblr-1709	216	33	,	,	PUNCT
cblr-1709	216	34	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	216	35	968	968	NUM
cblr-1709	216	36	columbia	columbia	PROPN
cblr-1709	216	37	business	business	NOUN
cblr-1709	216	38	law	law	PROPN
cblr-1709	216	39	review	review	NOUN
cblr-1709	216	40	[	[	X
cblr-1709	216	41	vol	vol	NOUN
cblr-1709	216	42	.	.	NOUN
cblr-1709	216	43	2018	2018	NUM
cblr-1709	216	44	cybersecurity	cybersecurity	NOUN
cblr-1709	216	45	examination	examination	NOUN
cblr-1709	216	46	sweep	sweep	NOUN
cblr-1709	216	47	,	,	PUNCT
cblr-1709	216	48	ocie	ocie	ADV
cblr-1709	216	49	found	find	VERB
cblr-1709	216	50	that	that	SCONJ
cblr-1709	216	51	eightyeight	eightyeight	NOUN
cblr-1709	216	52	percent	percent	NOUN
cblr-1709	216	53	of	of	ADP
cblr-1709	216	54	the	the	DET
cblr-1709	216	55	examined	examine	VERB
cblr-1709	216	56	broker	broker	NOUN
cblr-1709	216	57	-	-	PUNCT
cblr-1709	216	58	dealers	dealer	NOUN
cblr-1709	216	59	had	have	AUX
cblr-1709	216	60	been	be	AUX
cblr-1709	216	61	targeted	target	VERB
cblr-1709	216	62	by	by	ADP
cblr-1709	216	63	cyberattacks	cyberattack	NOUN
cblr-1709	216	64	,	,	PUNCT
cblr-1709	216	65	while	while	SCONJ
cblr-1709	216	66	over	over	ADP
cblr-1709	216	67	half	half	NOUN
cblr-1709	216	68	received	receive	VERB
cblr-1709	216	69	fraudulent	fraudulent	ADJ
cblr-1709	216	70	emails	email	NOUN
cblr-1709	216	71	seeking	seek	VERB
cblr-1709	216	72	to	to	PART
cblr-1709	216	73	transfer	transfer	VERB
cblr-1709	216	74	client	client	NOUN
cblr-1709	216	75	funds.79	funds.79	NOUN
cblr-1709	216	76	on	on	ADP
cblr-1709	216	77	the	the	DET
cblr-1709	216	78	bright	bright	ADJ
cblr-1709	216	79	side	side	NOUN
cblr-1709	216	80	,	,	PUNCT
cblr-1709	216	81	however	however	ADV
cblr-1709	216	82	,	,	PUNCT
cblr-1709	216	83	the	the	DET
cblr-1709	216	84	overwhelming	overwhelming	ADJ
cblr-1709	216	85	majority	majority	NOUN
cblr-1709	216	86	of	of	ADP
cblr-1709	216	87	broker	broker	NOUN
cblr-1709	216	88	-	-	PUNCT
cblr-1709	216	89	dealers	dealer	NOUN
cblr-1709	216	90	examined	examine	VERB
cblr-1709	216	91	had	have	AUX
cblr-1709	216	92	written	write	VERB
cblr-1709	216	93	information	information	NOUN
cblr-1709	216	94	security	security	NOUN
cblr-1709	216	95	policies	policy	NOUN
cblr-1709	216	96	and	and	CCONJ
cblr-1709	216	97	routinely	routinely	ADV
cblr-1709	216	98	conducted	conduct	VERB
cblr-1709	216	99	risk	risk	NOUN
cblr-1709	216	100	assessments	assessment	NOUN
cblr-1709	216	101	to	to	PART
cblr-1709	216	102	identify	identify	VERB
cblr-1709	216	103	cybersecurity	cybersecurity	NOUN
cblr-1709	216	104	threats	threat	NOUN
cblr-1709	216	105	and	and	CCONJ
cblr-1709	216	106	vulnerabilities.80	vulnerabilities.80	NOUN
cblr-1709	216	107	in	in	ADP
cblr-1709	216	108	other	other	ADJ
cblr-1709	216	109	sweeps	sweep	NOUN
cblr-1709	216	110	,	,	PUNCT
cblr-1709	216	111	ocie	ocie	ADV
cblr-1709	216	112	focused	focus	VERB
cblr-1709	216	113	on	on	ADP
cblr-1709	216	114	firm	firm	ADJ
cblr-1709	216	115	cybersecurity	cybersecurity	NOUN
cblr-1709	216	116	governance	governance	NOUN
cblr-1709	216	117	and	and	CCONJ
cblr-1709	216	118	risk	risk	NOUN
cblr-1709	216	119	assessment	assessment	NOUN
cblr-1709	216	120	,	,	PUNCT
cblr-1709	216	121	access	access	NOUN
cblr-1709	216	122	rights	right	NOUN
cblr-1709	216	123	and	and	CCONJ
cblr-1709	216	124	controls	control	NOUN
cblr-1709	216	125	,	,	PUNCT
cblr-1709	216	126	data	datum	NOUN
cblr-1709	216	127	loss	loss	NOUN
cblr-1709	216	128	prevention	prevention	NOUN
cblr-1709	216	129	,	,	PUNCT
cblr-1709	216	130	vendor	vendor	NOUN
cblr-1709	216	131	management	management	NOUN
cblr-1709	216	132	,	,	PUNCT
cblr-1709	216	133	training	training	NOUN
cblr-1709	216	134	,	,	PUNCT
cblr-1709	216	135	and	and	CCONJ
cblr-1709	216	136	incident	incident	NOUN
cblr-1709	216	137	response.81	response.81	NOUN
cblr-1709	216	138	3	3	NUM
cblr-1709	216	139	.	.	PUNCT
cblr-1709	216	140	fincen	fincen	PROPN
cblr-1709	216	141	sar	sar	PROPN
cblr-1709	216	142	reporting	report	VERB
cblr-1709	216	143	even	even	ADV
cblr-1709	216	144	though	though	SCONJ
cblr-1709	216	145	broker	broker	NOUN
cblr-1709	216	146	-	-	PUNCT
cblr-1709	216	147	dealers	dealer	NOUN
cblr-1709	216	148	are	be	AUX
cblr-1709	216	149	not	not	PART
cblr-1709	216	150	required	require	VERB
cblr-1709	216	151	to	to	PART
cblr-1709	216	152	disclose	disclose	VERB
cblr-1709	216	153	cyberattacks	cyberattack	NOUN
cblr-1709	216	154	to	to	ADP
cblr-1709	216	155	the	the	DET
cblr-1709	216	156	public	public	NOUN
cblr-1709	216	157	,	,	PUNCT
cblr-1709	216	158	they	they	PRON
cblr-1709	216	159	must	must	AUX
cblr-1709	216	160	report	report	VERB
cblr-1709	216	161	certain	certain	ADJ
cblr-1709	216	162	attacks	attack	NOUN
cblr-1709	216	163	to	to	ADP
cblr-1709	216	164	the	the	DET
cblr-1709	216	165	government	government	NOUN
cblr-1709	216	166	.	.	PUNCT
cblr-1709	217	1	whenever	whenever	SCONJ
cblr-1709	217	2	a	a	DET
cblr-1709	217	3	broker	broker	NOUN
cblr-1709	217	4	-	-	PUNCT
cblr-1709	217	5	dealer	dealer	NOUN
cblr-1709	217	6	suspects	suspect	VERB
cblr-1709	217	7	a	a	DET
cblr-1709	217	8	criminal	criminal	ADJ
cblr-1709	217	9	violation	violation	NOUN
cblr-1709	217	10	or	or	CCONJ
cblr-1709	217	11	a	a	DET
cblr-1709	217	12	transaction	transaction	NOUN
cblr-1709	217	13	potentially	potentially	ADV
cblr-1709	217	14	involving	involve	VERB
cblr-1709	217	15	money	money	NOUN
cblr-1709	217	16	laundering	laundering	NOUN
cblr-1709	217	17	exceeding	exceed	VERB
cblr-1709	217	18	specific	specific	ADJ
cblr-1709	217	19	monetary	monetary	ADJ
cblr-1709	217	20	thresholds	threshold	NOUN
cblr-1709	217	21	,	,	PUNCT
cblr-1709	217	22	it	it	PRON
cblr-1709	217	23	must	must	AUX
cblr-1709	217	24	file	file	VERB
cblr-1709	217	25	a	a	DET
cblr-1709	217	26	suspicious	suspicious	ADJ
cblr-1709	217	27	activity	activity	NOUN
cblr-1709	217	28	report	report	NOUN
cblr-1709	217	29	(	(	PUNCT
cblr-1709	217	30	“	"	PUNCT
cblr-1709	217	31	sar	sar	NOUN
cblr-1709	217	32	”	"	PUNCT
cblr-1709	217	33	)	)	PUNCT
cblr-1709	217	34	with	with	ADP
cblr-1709	217	35	a	a	DET
cblr-1709	217	36	treasury	treasury	PROPN
cblr-1709	217	37	department	department	PROPN
cblr-1709	217	38	bureau	bureau	NOUN
cblr-1709	217	39	called	call	VERB
cblr-1709	217	40	the	the	DET
cblr-1709	217	41	financial	financial	ADJ
cblr-1709	217	42	crimes	crime	NOUN
cblr-1709	217	43	enforcement	enforcement	NOUN
cblr-1709	217	44	network	network	NOUN
cblr-1709	217	45	(	(	PUNCT
cblr-1709	217	46	“	"	PUNCT
cblr-1709	217	47	fincen”).82	fincen”).82	X
cblr-1709	217	48	in	in	ADP
cblr-1709	217	49	october	october	PROPN
cblr-1709	217	50	2016	2016	NUM
cblr-1709	217	51	,	,	PUNCT
cblr-1709	217	52	fincen	fincen	PROPN
cblr-1709	217	53	issued	issue	VERB
cblr-1709	217	54	an	an	DET
cblr-1709	217	55	advisory	advisory	NOUN
cblr-1709	217	56	that	that	SCONJ
cblr-1709	217	57	financial	financial	ADJ
cblr-1709	217	58	institutions	institution	NOUN
cblr-1709	217	59	are	be	AUX
cblr-1709	217	60	required	require	VERB
cblr-1709	217	61	to	to	PART
cblr-1709	217	62	report	report	VERB
cblr-1709	217	63	cyber	cyber	ADJ
cblr-1709	217	64	events	event	NOUN
cblr-1709	217	65	that	that	PRON
cblr-1709	217	66	involve	involve	VERB
cblr-1709	217	67	$	$	SYM
cblr-1709	217	68	5000	5000	NUM
cblr-1709	217	69	or	or	CCONJ
cblr-1709	217	70	more	more	ADJ
cblr-1709	217	71	in	in	ADP
cblr-1709	217	72	funds	fund	NOUN
cblr-1709	217	73	or	or	CCONJ
cblr-1709	217	74	assets.83	assets.83	NOUN
cblr-1709	217	75	notably	notably	ADV
cblr-1709	217	76	,	,	PUNCT
cblr-1709	217	77	fincen	fincen	PROPN
cblr-1709	217	78	defines	define	VERB
cblr-1709	217	79	a	a	DET
cblr-1709	217	80	cyber	cyber	NOUN
cblr-1709	217	81	event	event	NOUN
cblr-1709	217	82	as	as	ADP
cblr-1709	217	83	2014	2014	NUM
cblr-1709	217	84	,	,	PUNCT
cblr-1709	217	85	at	at	ADP
cblr-1709	217	86	1	1	NUM
cblr-1709	217	87	,	,	PUNCT
cblr-1709	217	88	https://www.sec.gov/ocie/announcement/cybersecurity-riskalert--appendix---4.15.14.pdf	https://www.sec.gov/ocie/announcement/cybersecurity-riskalert--appendix---4.15.14.pdf	PROPN
cblr-1709	218	1	[	[	X
cblr-1709	218	2	https://perma.cc/yvb2-b92f	https://perma.cc/yvb2-b92f	X
cblr-1709	218	3	]	]	X
cblr-1709	218	4	.	.	PUNCT
cblr-1709	219	1	79	79	NUM
cblr-1709	219	2	see	see	VERB
cblr-1709	219	3	office	office	NOUN
cblr-1709	219	4	of	of	ADP
cblr-1709	219	5	compliance	compliance	NOUN
cblr-1709	219	6	inspections	inspection	NOUN
cblr-1709	219	7	and	and	CCONJ
cblr-1709	219	8	examinations	examination	NOUN
cblr-1709	219	9	,	,	PUNCT
cblr-1709	219	10	supra	supra	PROPN
cblr-1709	219	11	note	note	NOUN
cblr-1709	219	12	2	2	NUM
cblr-1709	219	13	,	,	PUNCT
cblr-1709	219	14	at	at	ADP
cblr-1709	219	15	2–3	2–3	NUM
cblr-1709	219	16	.	.	PROPN
cblr-1709	219	17	80	80	NUM
cblr-1709	219	18	see	see	VERB
cblr-1709	219	19	i	i	PRON
cblr-1709	219	20	d.	d.	PROPN
cblr-1709	219	21	at	at	ADP
cblr-1709	219	22	2	2	NUM
cblr-1709	219	23	.	.	NUM
cblr-1709	219	24	81	81	NUM
cblr-1709	219	25	see	see	VERB
cblr-1709	219	26	office	office	NOUN
cblr-1709	219	27	of	of	ADP
cblr-1709	219	28	compliance	compliance	NOUN
cblr-1709	219	29	inspections	inspection	NOUN
cblr-1709	219	30	and	and	CCONJ
cblr-1709	219	31	examinations	examination	NOUN
cblr-1709	219	32	,	,	PUNCT
cblr-1709	219	33	ocie	ocie	ADP
cblr-1709	219	34	’s	’s	PART
cblr-1709	219	35	2015	2015	NUM
cblr-1709	219	36	cybersecurity	cybersecurity	NOUN
cblr-1709	219	37	examination	examination	NOUN
cblr-1709	219	38	initiative	initiative	NOUN
cblr-1709	219	39	,	,	PUNCT
cblr-1709	219	40	sec	sec	PROPN
cblr-1709	219	41	nat’l	nat’l	PROPN
cblr-1709	219	42	exam	exam	NOUN
cblr-1709	219	43	program	program	NOUN
cblr-1709	219	44	risk	risk	NOUN
cblr-1709	219	45	alert	alert	NOUN
cblr-1709	219	46	,	,	PUNCT
cblr-1709	219	47	sep	sep	PROPN
cblr-1709	219	48	.	.	PROPN
cblr-1709	219	49	15	15	NUM
cblr-1709	219	50	,	,	PUNCT
cblr-1709	219	51	2015	2015	NUM
cblr-1709	219	52	,	,	PUNCT
cblr-1709	219	53	at	at	ADP
cblr-1709	219	54	2–3	2–3	NUM
cblr-1709	219	55	,	,	PUNCT
cblr-1709	219	56	https://www.sec.gov/ocie/announcement/ocie-2015-cybersecurityexamination-initiative.pdf	https://www.sec.gov/ocie/announcement/ocie-2015-cybersecurityexamination-initiative.pdf	NOUN
cblr-1709	219	57	[	[	X
cblr-1709	219	58	https://perma.cc/4b3u-3x6u	https://perma.cc/4b3u-3x6u	NOUN
cblr-1709	219	59	]	]	X
cblr-1709	219	60	.	.	PUNCT
cblr-1709	220	1	82	82	NUM
cblr-1709	220	2	see	see	VERB
cblr-1709	220	3	12	12	NUM
cblr-1709	220	4	c.f.r	c.f.r	NOUN
cblr-1709	220	5	.	.	PUNCT
cblr-1709	221	1	§	§	PROPN
cblr-1709	221	2	353.1–3	353.1–3	NUM
cblr-1709	221	3	(	(	PUNCT
cblr-1709	221	4	2018	2018	NUM
cblr-1709	221	5	)	)	PUNCT
cblr-1709	221	6	.	.	PUNCT
cblr-1709	222	1	83	83	NUM
cblr-1709	222	2	see	see	VERB
cblr-1709	222	3	fin	fin	NOUN
cblr-1709	222	4	.	.	PUNCT
cblr-1709	223	1	crimes	crime	NOUN
cblr-1709	223	2	enf’t	enf’t	NOUN
cblr-1709	223	3	network	network	PROPN
cblr-1709	223	4	,	,	PUNCT
cblr-1709	223	5	u.s	u.s	PROPN
cblr-1709	223	6	.	.	PROPN
cblr-1709	223	7	dep’t	dep’t	NOUN
cblr-1709	223	8	of	of	ADP
cblr-1709	223	9	the	the	DET
cblr-1709	223	10	treasury	treasury	NOUN
cblr-1709	223	11	,	,	PUNCT
cblr-1709	223	12	fin2016	fin2016	NOUN
cblr-1709	223	13	-	-	PUNCT
cblr-1709	223	14	a005	a005	PROPN
cblr-1709	223	15	,	,	PUNCT
cblr-1709	223	16	advisory	advisory	ADJ
cblr-1709	223	17	to	to	ADP
cblr-1709	223	18	financial	financial	ADJ
cblr-1709	223	19	institutions	institution	NOUN
cblr-1709	223	20	on	on	ADP
cblr-1709	223	21	cyber	cyber	NOUN
cblr-1709	223	22	-	-	PUNCT
cblr-1709	223	23	events	event	NOUN
cblr-1709	223	24	and	and	CCONJ
cblr-1709	223	25	cyber	cyber	NOUN
cblr-1709	223	26	-	-	PUNCT
cblr-1709	223	27	enabled	enable	VERB
cblr-1709	223	28	crime	crime	NOUN
cblr-1709	223	29	4	4	NUM
cblr-1709	223	30	(	(	PUNCT
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cblr-1709	223	32	)	)	PUNCT
cblr-1709	224	1	[	[	X
cblr-1709	224	2	hereinafter	hereinafter	NOUN
cblr-1709	224	3	sar	sar	PROPN
cblr-1709	224	4	advisory	advisory	PROPN
cblr-1709	224	5	]	]	PUNCT
cblr-1709	224	6	,	,	PUNCT
cblr-1709	224	7	https://www.fincen.gov/sites/default/files/advisory/2016-102018.3_auman_final	https://www.fincen.gov/sites/default/files/advisory/2016-102018.3_auman_final	PROPN
cblr-1709	224	8	no	no	NOUN
cblr-1709	224	9	.	.	PUNCT
cblr-1709	224	10	3:952	3:952	NUM
cblr-1709	224	11	]	]	X
cblr-1709	224	12	hacking	hack	VERB
cblr-1709	224	13	our	our	PRON
cblr-1709	224	14	securities	security	NOUN
cblr-1709	224	15	disclosure	disclosure	NOUN
cblr-1709	224	16	system	system	NOUN
cblr-1709	224	17	969	969	NUM
cblr-1709	224	18	“	"	PUNCT
cblr-1709	224	19	[	[	X
cblr-1709	224	20	a]n	a]n	NOUN
cblr-1709	224	21	attempt	attempt	VERB
cblr-1709	224	22	to	to	PART
cblr-1709	224	23	compromise	compromise	VERB
cblr-1709	224	24	or	or	CCONJ
cblr-1709	224	25	gain	gain	VERB
cblr-1709	224	26	unauthorized	unauthorized	ADJ
cblr-1709	224	27	electronic	electronic	ADJ
cblr-1709	224	28	access	access	NOUN
cblr-1709	224	29	to	to	ADP
cblr-1709	224	30	electronic	electronic	ADJ
cblr-1709	224	31	systems	system	NOUN
cblr-1709	224	32	,	,	PUNCT
cblr-1709	224	33	services	service	NOUN
cblr-1709	224	34	,	,	PUNCT
cblr-1709	224	35	resources	resource	NOUN
cblr-1709	224	36	,	,	PUNCT
cblr-1709	224	37	or	or	CCONJ
cblr-1709	224	38	information	information	NOUN
cblr-1709	224	39	.	.	PUNCT
cblr-1709	225	1	”84	”84	NOUN
cblr-1709	226	1	the	the	DET
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cblr-1709	226	3	further	far	ADV
cblr-1709	226	4	clarifies	clarify	VERB
cblr-1709	226	5	that	that	SCONJ
cblr-1709	226	6	even	even	ADV
cblr-1709	226	7	unsuccessful	unsuccessful	ADJ
cblr-1709	226	8	hacking	hacking	ADJ
cblr-1709	226	9	attempts	attempt	NOUN
cblr-1709	226	10	must	must	AUX
cblr-1709	226	11	be	be	AUX
cblr-1709	226	12	reported.85	reported.85	ADJ
cblr-1709	226	13	since	since	SCONJ
cblr-1709	226	14	the	the	DET
cblr-1709	226	15	purpose	purpose	NOUN
cblr-1709	226	16	of	of	ADP
cblr-1709	226	17	an	an	DET
cblr-1709	226	18	sar	sar	NOUN
cblr-1709	226	19	is	be	AUX
cblr-1709	226	20	to	to	PART
cblr-1709	226	21	help	help	VERB
cblr-1709	226	22	the	the	DET
cblr-1709	226	23	government	government	NOUN
cblr-1709	226	24	combat	combat	VERB
cblr-1709	226	25	illegal	illegal	ADJ
cblr-1709	226	26	activity	activity	NOUN
cblr-1709	226	27	,	,	PUNCT
cblr-1709	226	28	fincen	fincen	NOUN
cblr-1709	226	29	encourages	encourage	VERB
cblr-1709	226	30	firms	firm	NOUN
cblr-1709	226	31	to	to	PART
cblr-1709	226	32	report	report	VERB
cblr-1709	226	33	as	as	ADV
cblr-1709	226	34	much	much	ADJ
cblr-1709	226	35	information	information	NOUN
cblr-1709	226	36	about	about	ADP
cblr-1709	226	37	the	the	DET
cblr-1709	226	38	cyber	cyber	ADJ
cblr-1709	226	39	event	event	NOUN
cblr-1709	226	40	as	as	ADP
cblr-1709	226	41	possible	possible	ADJ
cblr-1709	226	42	,	,	PUNCT
cblr-1709	226	43	including	include	VERB
cblr-1709	226	44	indicators	indicator	NOUN
cblr-1709	226	45	of	of	ADP
cblr-1709	226	46	compromise	compromise	NOUN
cblr-1709	226	47	,	,	PUNCT
cblr-1709	226	48	ip	ip	NOUN
cblr-1709	226	49	addresses	address	NOUN
cblr-1709	226	50	,	,	PUNCT
cblr-1709	226	51	device	device	NOUN
cblr-1709	226	52	identifiers	identifier	NOUN
cblr-1709	226	53	,	,	PUNCT
cblr-1709	226	54	and	and	CCONJ
cblr-1709	226	55	the	the	DET
cblr-1709	226	56	types	type	NOUN
cblr-1709	226	57	of	of	ADP
cblr-1709	226	58	methodologies	methodology	NOUN
cblr-1709	226	59	used.86	used.86	ADJ
cblr-1709	226	60	furthermore	furthermore	ADV
cblr-1709	226	61	,	,	PUNCT
cblr-1709	226	62	fincen	fincen	PROPN
cblr-1709	226	63	recommends	recommend	VERB
cblr-1709	226	64	that	that	SCONJ
cblr-1709	226	65	financial	financial	ADJ
cblr-1709	226	66	institutions	institution	NOUN
cblr-1709	226	67	pool	pool	NOUN
cblr-1709	226	68	resources	resource	NOUN
cblr-1709	226	69	and	and	CCONJ
cblr-1709	226	70	work	work	VERB
cblr-1709	226	71	together	together	ADV
cblr-1709	226	72	to	to	PART
cblr-1709	226	73	identify	identify	VERB
cblr-1709	226	74	potential	potential	ADJ
cblr-1709	226	75	threats	threat	NOUN
cblr-1709	226	76	and	and	CCONJ
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cblr-1709	226	81	must	must	AUX
cblr-1709	226	82	keep	keep	VERB
cblr-1709	226	83	the	the	DET
cblr-1709	226	84	existence	existence	NOUN
cblr-1709	226	85	of	of	ADP
cblr-1709	226	86	their	their	PRON
cblr-1709	226	87	reported	report	VERB
cblr-1709	226	88	sars	sar	NOUN
cblr-1709	226	89	confidential	confidential	ADJ
cblr-1709	226	90	to	to	PART
cblr-1709	226	91	avoid	avoid	VERB
cblr-1709	226	92	tipping	tip	VERB
cblr-1709	226	93	off	off	ADP
cblr-1709	226	94	the	the	DET
cblr-1709	226	95	suspected	suspect	VERB
cblr-1709	226	96	criminals	criminal	NOUN
cblr-1709	226	97	about	about	ADP
cblr-1709	226	98	law	law	NOUN
cblr-1709	226	99	enforcement	enforcement	NOUN
cblr-1709	226	100	involvement.88	involvement.88	PROPN
cblr-1709	226	101	4	4	NUM
cblr-1709	226	102	.	.	PUNCT
cblr-1709	227	1	unsuccessful	unsuccessful	ADJ
cblr-1709	227	2	attempts	attempt	NOUN
cblr-1709	227	3	at	at	ADP
cblr-1709	227	4	disclosure	disclosure	NOUN
cblr-1709	227	5	requirements	requirement	NOUN
cblr-1709	227	6	the	the	DET
cblr-1709	227	7	federal	federal	ADJ
cblr-1709	227	8	government	government	NOUN
cblr-1709	227	9	has	have	AUX
cblr-1709	227	10	unsuccessfully	unsuccessfully	ADV
cblr-1709	227	11	attempted	attempt	VERB
cblr-1709	227	12	to	to	PART
cblr-1709	227	13	create	create	VERB
cblr-1709	227	14	a	a	DET
cblr-1709	227	15	federal	federal	ADJ
cblr-1709	227	16	disclosure	disclosure	NOUN
cblr-1709	227	17	standard	standard	NOUN
cblr-1709	227	18	for	for	ADP
cblr-1709	227	19	broker	broker	NOUN
cblr-1709	227	20	-	-	PUNCT
cblr-1709	227	21	dealers	dealer	NOUN
cblr-1709	227	22	regarding	regard	VERB
cblr-1709	227	23	cyberattacks	cyberattack	NOUN
cblr-1709	227	24	on	on	ADP
cblr-1709	227	25	various	various	ADJ
cblr-1709	227	26	occasions	occasion	NOUN
cblr-1709	227	27	.	.	PUNCT
cblr-1709	228	1	since	since	SCONJ
cblr-1709	228	2	2005	2005	NUM
cblr-1709	228	3	,	,	PUNCT
cblr-1709	228	4	senators	senator	NOUN
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cblr-1709	228	13	impose	impose	VERB
cblr-1709	228	14	federal	federal	ADJ
cblr-1709	228	15	data	datum	NOUN
cblr-1709	228	16	breach	breach	NOUN
cblr-1709	228	17	notification	notification	NOUN
cblr-1709	228	18	requirements	requirement	NOUN
cblr-1709	228	19	25	25	NUM
cblr-1709	228	20	/	/	SYM
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cblr-1709	231	11	(	(	PUNCT
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cblr-1709	231	13	)	)	PUNCT
cblr-1709	231	14	regarding	regard	VERB
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cblr-1709	231	19	-	-	PUNCT
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cblr-1709	231	21	,	,	PUNCT
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cblr-1709	231	23	-	-	PUNCT
cblr-1709	231	24	enabled	enable	VERB
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cblr-1709	231	31	information	information	NOUN
cblr-1709	231	32	through	through	ADP
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cblr-1709	231	35	reports	report	NOUN
cblr-1709	231	36	(	(	PUNCT
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cblr-1709	231	41	.	.	PUNCT
cblr-1709	232	1	crimes	crime	NOUN
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cblr-1709	236	4	(	(	PUNCT
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cblr-1709	237	1	i	i	PROPN
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cblr-1709	237	6	;	;	PUNCT
cblr-1709	237	7	fin	fin	NOUN
cblr-1709	237	8	.	.	PUNCT
cblr-1709	237	9	crimes	crime	NOUN
cblr-1709	237	10	enf’t	enf’t	NOUN
cblr-1709	237	11	network	network	NOUN
cblr-1709	237	12	,	,	PUNCT
cblr-1709	237	13	fincen	fincen	ADJ
cblr-1709	237	14	suspicious	suspicious	ADJ
cblr-1709	237	15	activity	activity	NOUN
cblr-1709	237	16	report	report	NOUN
cblr-1709	237	17	(	(	PUNCT
cblr-1709	237	18	fincen	fincen	PROPN
cblr-1709	237	19	sar	sar	PROPN
cblr-1709	237	20	)	)	PUNCT
cblr-1709	237	21	electronic	electronic	ADJ
cblr-1709	237	22	filing	filing	NOUN
cblr-1709	237	23	instructions	instruction	NOUN
cblr-1709	237	24	(	(	PUNCT
cblr-1709	237	25	2012	2012	NUM
cblr-1709	237	26	)	)	PUNCT
cblr-1709	237	27	,	,	PUNCT
cblr-1709	237	28	https://www.fincen.gov/sites/default/files/shared/fincen%20sar%20elect	https://www.fincen.gov/sites/default/files/shared/fincen%20sar%20elect	ADJ
cblr-1709	237	29	ronicfilinginstructions-%20stand%20alone%20doc.pdf	ronicfilinginstructions-%20stand%20alone%20doc.pdf	NOUN
cblr-1709	237	30	[	[	X
cblr-1709	237	31	https://perma.cc/2bu7-6z9k	https://perma.cc/2bu7-6z9k	X
cblr-1709	237	32	]	]	X
cblr-1709	237	33	.	.	PUNCT
cblr-1709	238	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	238	2	970	970	NUM
cblr-1709	238	3	columbia	columbia	PROPN
cblr-1709	238	4	business	business	NOUN
cblr-1709	238	5	law	law	PROPN
cblr-1709	238	6	review	review	NOUN
cblr-1709	238	7	[	[	X
cblr-1709	238	8	vol	vol	NOUN
cblr-1709	238	9	.	.	PUNCT
cblr-1709	238	10	2018	2018	NUM
cblr-1709	238	11	on	on	ADP
cblr-1709	238	12	businesses	business	NOUN
cblr-1709	238	13	and	and	CCONJ
cblr-1709	238	14	federal	federal	ADJ
cblr-1709	238	15	agencies	agency	NOUN
cblr-1709	238	16	,	,	PUNCT
cblr-1709	238	17	but	but	CCONJ
cblr-1709	238	18	each	each	PRON
cblr-1709	238	19	failed	fail	VERB
cblr-1709	238	20	.	.	PUNCT
cblr-1709	239	1	in	in	ADP
cblr-1709	239	2	june	june	PROPN
cblr-1709	239	3	2005	2005	NUM
cblr-1709	239	4	,	,	PUNCT
cblr-1709	239	5	senator	senator	PROPN
cblr-1709	239	6	arlen	arlen	PROPN
cblr-1709	239	7	specter	specter	NOUN
cblr-1709	239	8	introduced	introduce	VERB
cblr-1709	239	9	the	the	DET
cblr-1709	239	10	personal	personal	ADJ
cblr-1709	239	11	data	datum	NOUN
cblr-1709	239	12	privacy	privacy	NOUN
cblr-1709	239	13	and	and	CCONJ
cblr-1709	239	14	security	security	NOUN
cblr-1709	239	15	act	act	NOUN
cblr-1709	239	16	of	of	ADP
cblr-1709	239	17	2005.89	2005.89	NUM
cblr-1709	239	18	the	the	DET
cblr-1709	239	19	bill	bill	NOUN
cblr-1709	239	20	mandated	mandate	VERB
cblr-1709	239	21	that	that	SCONJ
cblr-1709	239	22	any	any	DET
cblr-1709	239	23	business	business	NOUN
cblr-1709	239	24	entity	entity	NOUN
cblr-1709	239	25	or	or	CCONJ
cblr-1709	239	26	agency	agency	NOUN
cblr-1709	239	27	engaged	engage	VERB
cblr-1709	239	28	in	in	ADP
cblr-1709	239	29	interstate	interstate	ADJ
cblr-1709	239	30	commerce	commerce	NOUN
cblr-1709	239	31	that	that	PRON
cblr-1709	239	32	involves	involve	VERB
cblr-1709	239	33	collecting	collect	VERB
cblr-1709	239	34	,	,	PUNCT
cblr-1709	239	35	accessing	access	VERB
cblr-1709	239	36	,	,	PUNCT
cblr-1709	239	37	using	use	VERB
cblr-1709	239	38	,	,	PUNCT
cblr-1709	239	39	transmitting	transmitting	NOUN
cblr-1709	239	40	,	,	PUNCT
cblr-1709	239	41	storing	storing	NOUN
cblr-1709	239	42	,	,	PUNCT
cblr-1709	239	43	or	or	CCONJ
cblr-1709	239	44	disposing	dispose	VERB
cblr-1709	239	45	of	of	ADP
cblr-1709	239	46	personally	personally	ADV
cblr-1709	239	47	identifiable	identifiable	ADJ
cblr-1709	239	48	information	information	NOUN
cblr-1709	239	49	shall	shall	AUX
cblr-1709	239	50	notify	notify	VERB
cblr-1709	239	51	,	,	PUNCT
cblr-1709	239	52	following	follow	VERB
cblr-1709	239	53	the	the	DET
cblr-1709	239	54	discovery	discovery	NOUN
cblr-1709	239	55	of	of	ADP
cblr-1709	239	56	a	a	DET
cblr-1709	239	57	security	security	NOUN
cblr-1709	239	58	breach	breach	NOUN
cblr-1709	239	59	of	of	ADP
cblr-1709	239	60	its	its	PRON
cblr-1709	239	61	systems	system	NOUN
cblr-1709	239	62	or	or	CCONJ
cblr-1709	239	63	databases	database	NOUN
cblr-1709	239	64	in	in	ADP
cblr-1709	239	65	its	its	PRON
cblr-1709	239	66	possession	possession	NOUN
cblr-1709	239	67	or	or	CCONJ
cblr-1709	239	68	direct	direct	ADJ
cblr-1709	239	69	control	control	NOUN
cblr-1709	239	70	when	when	SCONJ
cblr-1709	239	71	such	such	ADJ
cblr-1709	239	72	security	security	NOUN
cblr-1709	239	73	breach	breach	NOUN
cblr-1709	239	74	impacts	impact	NOUN
cblr-1709	239	75	sensitive	sensitive	ADJ
cblr-1709	239	76	personally	personally	ADV
cblr-1709	239	77	identifiable	identifiable	ADJ
cblr-1709	239	78	information.90	information.90	NOUN
cblr-1709	239	79	nearly	nearly	ADV
cblr-1709	239	80	identical	identical	ADJ
cblr-1709	239	81	bills	bill	NOUN
cblr-1709	239	82	were	be	AUX
cblr-1709	239	83	introduced	introduce	VERB
cblr-1709	239	84	in	in	ADP
cblr-1709	239	85	the	the	DET
cblr-1709	239	86	senate	senate	PROPN
cblr-1709	239	87	in	in	ADP
cblr-1709	239	88	2007,91	2007,91	PROPN
cblr-1709	239	89	2009,92	2009,92	PROPN
cblr-1709	239	90	2011,93	2011,93	NUM
cblr-1709	239	91	and	and	CCONJ
cblr-1709	239	92	2014,94	2014,94	NUM
cblr-1709	239	93	but	but	CCONJ
cblr-1709	239	94	none	none	NOUN
cblr-1709	239	95	of	of	ADP
cblr-1709	239	96	these	these	DET
cblr-1709	239	97	bills	bill	NOUN
cblr-1709	239	98	were	be	AUX
cblr-1709	239	99	passed	pass	VERB
cblr-1709	239	100	by	by	ADP
cblr-1709	239	101	the	the	DET
cblr-1709	239	102	senate.95	senate.95	NOUN
cblr-1709	239	103	moreover	moreover	ADV
cblr-1709	239	104	,	,	PUNCT
cblr-1709	239	105	a	a	DET
cblr-1709	239	106	similar	similar	ADJ
cblr-1709	239	107	bill	bill	NOUN
cblr-1709	239	108	entitled	entitle	VERB
cblr-1709	239	109	the	the	DET
cblr-1709	239	110	data	datum	NOUN
cblr-1709	239	111	security	security	NOUN
cblr-1709	239	112	and	and	CCONJ
cblr-1709	239	113	breach	breach	NOUN
cblr-1709	239	114	notification	notification	NOUN
cblr-1709	239	115	act	act	NOUN
cblr-1709	239	116	was	be	AUX
cblr-1709	239	117	introduced	introduce	VERB
cblr-1709	239	118	to	to	ADP
cblr-1709	239	119	the	the	DET
cblr-1709	239	120	senate	senate	PROPN
cblr-1709	239	121	almost	almost	ADV
cblr-1709	239	122	every	every	PRON
cblr-1709	239	123	year	year	NOUN
cblr-1709	239	124	from	from	ADP
cblr-1709	239	125	2010	2010	NUM
cblr-1709	239	126	–	–	PUNCT
cblr-1709	239	127	2017.96	2017.96	NUM
cblr-1709	239	128	in	in	ADP
cblr-1709	239	129	addition	addition	NOUN
cblr-1709	239	130	to	to	ADP
cblr-1709	239	131	requiring	require	VERB
cblr-1709	239	132	disclosure	disclosure	NOUN
cblr-1709	239	133	of	of	ADP
cblr-1709	239	134	breaches	breach	NOUN
cblr-1709	239	135	,	,	PUNCT
cblr-1709	239	136	this	this	DET
cblr-1709	239	137	bill	bill	NOUN
cblr-1709	239	138	would	would	AUX
cblr-1709	239	139	impose	impose	VERB
cblr-1709	239	140	a	a	DET
cblr-1709	239	141	fine	fine	NOUN
cblr-1709	239	142	of	of	ADP
cblr-1709	239	143	at	at	ADV
cblr-1709	239	144	least	least	ADV
cblr-1709	239	145	$	$	SYM
cblr-1709	239	146	1000	1000	NUM
cblr-1709	239	147	and	and	CCONJ
cblr-1709	239	148	a	a	DET
cblr-1709	239	149	prison	prison	NOUN
cblr-1709	239	150	sentence	sentence	NOUN
cblr-1709	239	151	of	of	ADP
cblr-1709	239	152	up	up	ADP
cblr-1709	239	153	to	to	PART
cblr-1709	239	154	five	five	NUM
cblr-1709	239	155	years	year	NOUN
cblr-1709	239	156	for	for	ADP
cblr-1709	239	157	willfully	willfully	ADV
cblr-1709	239	158	concealing	conceal	VERB
cblr-1709	239	159	a	a	DET
cblr-1709	239	160	89	89	NUM
cblr-1709	239	161	personal	personal	ADJ
cblr-1709	239	162	data	datum	NOUN
cblr-1709	239	163	privacy	privacy	NOUN
cblr-1709	239	164	and	and	CCONJ
cblr-1709	239	165	security	security	NOUN
cblr-1709	239	166	act	act	NOUN
cblr-1709	239	167	of	of	ADP
cblr-1709	239	168	2005	2005	NUM
cblr-1709	239	169	,	,	PUNCT
cblr-1709	239	170	s.	s.	PROPN
cblr-1709	239	171	1332	1332	NUM
cblr-1709	239	172	,	,	PUNCT
cblr-1709	239	173	109th	109th	ADJ
cblr-1709	239	174	cong	cong	NOUN
cblr-1709	239	175	.	.	PUNCT
cblr-1709	240	1	(	(	PUNCT
cblr-1709	240	2	2005	2005	NUM
cblr-1709	240	3	)	)	PUNCT
cblr-1709	240	4	.	.	PUNCT
cblr-1709	241	1	90	90	NUM
cblr-1709	242	1	i	i	PRON
cblr-1709	242	2	d.	d.	PROPN
cblr-1709	242	3	91	91	NUM
cblr-1709	242	4	personal	personal	ADJ
cblr-1709	242	5	data	datum	NOUN
cblr-1709	242	6	privacy	privacy	NOUN
cblr-1709	242	7	and	and	CCONJ
cblr-1709	242	8	security	security	NOUN
cblr-1709	242	9	act	act	NOUN
cblr-1709	242	10	of	of	ADP
cblr-1709	242	11	2007	2007	NUM
cblr-1709	242	12	,	,	PUNCT
cblr-1709	242	13	s.	s.	PROPN
cblr-1709	242	14	495	495	NUM
cblr-1709	242	15	,	,	PUNCT
cblr-1709	242	16	110th	110th	ADJ
cblr-1709	242	17	cong	cong	NOUN
cblr-1709	242	18	.	.	PUNCT
cblr-1709	243	1	(	(	PUNCT
cblr-1709	243	2	2007	2007	NUM
cblr-1709	243	3	)	)	PUNCT
cblr-1709	243	4	.	.	PUNCT
cblr-1709	244	1	92	92	NUM
cblr-1709	244	2	personal	personal	ADJ
cblr-1709	244	3	data	datum	NOUN
cblr-1709	244	4	privacy	privacy	NOUN
cblr-1709	244	5	and	and	CCONJ
cblr-1709	244	6	security	security	NOUN
cblr-1709	244	7	act	act	NOUN
cblr-1709	244	8	of	of	ADP
cblr-1709	244	9	2009	2009	NUM
cblr-1709	244	10	,	,	PUNCT
cblr-1709	244	11	s.	s.	PROPN
cblr-1709	244	12	1490	1490	NUM
cblr-1709	244	13	,	,	PUNCT
cblr-1709	244	14	111th	111th	ADJ
cblr-1709	244	15	cong	cong	NOUN
cblr-1709	244	16	.	.	PUNCT
cblr-1709	245	1	(	(	PUNCT
cblr-1709	245	2	2009	2009	NUM
cblr-1709	245	3	)	)	PUNCT
cblr-1709	245	4	.	.	PUNCT
cblr-1709	246	1	93	93	NUM
cblr-1709	246	2	personal	personal	ADJ
cblr-1709	246	3	data	datum	NOUN
cblr-1709	246	4	privacy	privacy	NOUN
cblr-1709	246	5	and	and	CCONJ
cblr-1709	246	6	security	security	NOUN
cblr-1709	246	7	act	act	NOUN
cblr-1709	246	8	of	of	ADP
cblr-1709	246	9	2011	2011	NUM
cblr-1709	246	10	,	,	PUNCT
cblr-1709	246	11	s.	s.	PROPN
cblr-1709	246	12	1151	1151	NUM
cblr-1709	246	13	,	,	PUNCT
cblr-1709	246	14	112th	112th	PROPN
cblr-1709	246	15	cong	cong	NOUN
cblr-1709	246	16	.	.	PUNCT
cblr-1709	247	1	(	(	PUNCT
cblr-1709	247	2	2011	2011	NUM
cblr-1709	247	3	)	)	PUNCT
cblr-1709	247	4	.	.	PUNCT
cblr-1709	248	1	94	94	NUM
cblr-1709	248	2	personal	personal	ADJ
cblr-1709	248	3	data	datum	NOUN
cblr-1709	248	4	privacy	privacy	NOUN
cblr-1709	248	5	and	and	CCONJ
cblr-1709	248	6	security	security	NOUN
cblr-1709	248	7	act	act	NOUN
cblr-1709	248	8	of	of	ADP
cblr-1709	248	9	2014	2014	NUM
cblr-1709	248	10	,	,	PUNCT
cblr-1709	248	11	s.	s.	PROPN
cblr-1709	248	12	1897	1897	NUM
cblr-1709	248	13	,	,	PUNCT
cblr-1709	248	14	113th	113th	PROPN
cblr-1709	248	15	cong	cong	NOUN
cblr-1709	248	16	.	.	PUNCT
cblr-1709	249	1	(	(	PUNCT
cblr-1709	249	2	2014	2014	NUM
cblr-1709	249	3	)	)	PUNCT
cblr-1709	249	4	.	.	PUNCT
cblr-1709	250	1	95	95	NUM
cblr-1709	250	2	see	see	VERB
cblr-1709	250	3	brett	brett	PROPN
cblr-1709	250	4	v.	v.	PROPN
cblr-1709	250	5	newman	newman	PROPN
cblr-1709	250	6	,	,	PUNCT
cblr-1709	250	7	hacking	hack	VERB
cblr-1709	250	8	the	the	DET
cblr-1709	250	9	current	current	ADJ
cblr-1709	250	10	system	system	NOUN
cblr-1709	250	11	:	:	PUNCT
cblr-1709	250	12	congress	congress	PROPN
cblr-1709	250	13	’	'	PUNCT
cblr-1709	250	14	attempt	attempt	VERB
cblr-1709	250	15	to	to	PART
cblr-1709	250	16	pass	pass	VERB
cblr-1709	250	17	data	data	NOUN
cblr-1709	250	18	security	security	NOUN
cblr-1709	250	19	and	and	CCONJ
cblr-1709	250	20	breach	breach	NOUN
cblr-1709	250	21	notification	notification	NOUN
cblr-1709	250	22	legislation	legislation	NOUN
cblr-1709	250	23	,	,	PUNCT
cblr-1709	250	24	u.	u.	PROPN
cblr-1709	250	25	ill	ill	PROPN
cblr-1709	250	26	.	.	PUNCT
cblr-1709	251	1	j.l	j.l	PROPN
cblr-1709	251	2	.	.	PROPN
cblr-1709	251	3	tech	tech	PROPN
cblr-1709	251	4	.	.	PUNCT
cblr-1709	252	1	&	&	CCONJ
cblr-1709	252	2	pol’y	pol’y	NOUN
cblr-1709	252	3	437	437	NUM
cblr-1709	252	4	,	,	PUNCT
cblr-1709	252	5	449	449	NUM
cblr-1709	252	6	(	(	PUNCT
cblr-1709	252	7	2015	2015	NUM
cblr-1709	252	8	)	)	PUNCT
cblr-1709	252	9	.	.	PUNCT
cblr-1709	253	1	96	96	NUM
cblr-1709	253	2	see	see	VERB
cblr-1709	253	3	data	datum	NOUN
cblr-1709	253	4	security	security	NOUN
cblr-1709	253	5	and	and	CCONJ
cblr-1709	253	6	breach	breach	NOUN
cblr-1709	253	7	notification	notification	NOUN
cblr-1709	253	8	act	act	NOUN
cblr-1709	253	9	of	of	ADP
cblr-1709	253	10	2010	2010	NUM
cblr-1709	253	11	,	,	PUNCT
cblr-1709	253	12	s.	s.	PROPN
cblr-1709	253	13	3742	3742	NUM
cblr-1709	253	14	,	,	PUNCT
cblr-1709	253	15	111th	111th	ADJ
cblr-1709	253	16	cong	cong	NOUN
cblr-1709	253	17	.	.	PUNCT
cblr-1709	254	1	(	(	PUNCT
cblr-1709	254	2	2010	2010	NUM
cblr-1709	254	3	)	)	PUNCT
cblr-1709	254	4	;	;	PUNCT
cblr-1709	254	5	data	datum	NOUN
cblr-1709	254	6	security	security	NOUN
cblr-1709	254	7	and	and	CCONJ
cblr-1709	254	8	breach	breach	NOUN
cblr-1709	254	9	notification	notification	NOUN
cblr-1709	254	10	act	act	NOUN
cblr-1709	254	11	of	of	ADP
cblr-1709	254	12	2011	2011	NUM
cblr-1709	254	13	,	,	PUNCT
cblr-1709	254	14	s.	s.	PROPN
cblr-1709	254	15	1207	1207	NUM
cblr-1709	254	16	,	,	PUNCT
cblr-1709	254	17	112th	112th	PROPN
cblr-1709	254	18	cong	cong	NOUN
cblr-1709	254	19	.	.	PUNCT
cblr-1709	255	1	(	(	PUNCT
cblr-1709	255	2	2011	2011	NUM
cblr-1709	255	3	)	)	PUNCT
cblr-1709	255	4	;	;	PUNCT
cblr-1709	255	5	data	datum	NOUN
cblr-1709	255	6	security	security	NOUN
cblr-1709	255	7	and	and	CCONJ
cblr-1709	255	8	breach	breach	NOUN
cblr-1709	255	9	notification	notification	NOUN
cblr-1709	255	10	act	act	NOUN
cblr-1709	255	11	of	of	ADP
cblr-1709	255	12	2012	2012	NUM
cblr-1709	255	13	,	,	PUNCT
cblr-1709	255	14	s.	s.	PROPN
cblr-1709	255	15	3333	3333	NUM
cblr-1709	255	16	,	,	PUNCT
cblr-1709	255	17	112th	112th	PROPN
cblr-1709	255	18	cong	cong	NOUN
cblr-1709	255	19	.	.	PUNCT
cblr-1709	256	1	(	(	PUNCT
cblr-1709	256	2	2012	2012	NUM
cblr-1709	256	3	)	)	PUNCT
cblr-1709	256	4	;	;	PUNCT
cblr-1709	256	5	data	datum	NOUN
cblr-1709	256	6	security	security	NOUN
cblr-1709	256	7	and	and	CCONJ
cblr-1709	256	8	breach	breach	NOUN
cblr-1709	256	9	notification	notification	NOUN
cblr-1709	256	10	act	act	NOUN
cblr-1709	256	11	of	of	ADP
cblr-1709	256	12	2013	2013	NUM
cblr-1709	256	13	,	,	PUNCT
cblr-1709	256	14	s.	s.	PROPN
cblr-1709	256	15	1193	1193	NUM
cblr-1709	256	16	,	,	PUNCT
cblr-1709	256	17	113th	113th	PROPN
cblr-1709	256	18	cong	cong	NOUN
cblr-1709	256	19	.	.	PUNCT
cblr-1709	257	1	(	(	PUNCT
cblr-1709	257	2	2013	2013	NUM
cblr-1709	257	3	)	)	PUNCT
cblr-1709	257	4	;	;	PUNCT
cblr-1709	257	5	data	datum	NOUN
cblr-1709	257	6	security	security	NOUN
cblr-1709	257	7	and	and	CCONJ
cblr-1709	257	8	breach	breach	NOUN
cblr-1709	257	9	notification	notification	NOUN
cblr-1709	257	10	act	act	NOUN
cblr-1709	257	11	of	of	ADP
cblr-1709	257	12	2014	2014	NUM
cblr-1709	257	13	,	,	PUNCT
cblr-1709	257	14	s.	s.	PROPN
cblr-1709	257	15	1976	1976	NUM
cblr-1709	257	16	,	,	PUNCT
cblr-1709	257	17	113th	113th	PROPN
cblr-1709	257	18	cong	cong	NOUN
cblr-1709	257	19	.	.	PUNCT
cblr-1709	258	1	(	(	PUNCT
cblr-1709	258	2	2014	2014	NUM
cblr-1709	258	3	)	)	PUNCT
cblr-1709	258	4	;	;	PUNCT
cblr-1709	258	5	data	datum	NOUN
cblr-1709	258	6	security	security	NOUN
cblr-1709	258	7	and	and	CCONJ
cblr-1709	258	8	breach	breach	NOUN
cblr-1709	258	9	notification	notification	NOUN
cblr-1709	258	10	act	act	NOUN
cblr-1709	258	11	of	of	ADP
cblr-1709	258	12	2015	2015	NUM
cblr-1709	258	13	,	,	PUNCT
cblr-1709	258	14	s.	s.	PROPN
cblr-1709	258	15	177	177	NUM
cblr-1709	258	16	,	,	PUNCT
cblr-1709	258	17	114th	114th	PROPN
cblr-1709	258	18	cong	cong	NOUN
cblr-1709	258	19	.	.	PUNCT
cblr-1709	259	1	(	(	PUNCT
cblr-1709	259	2	2015	2015	NUM
cblr-1709	259	3	)	)	PUNCT
cblr-1709	259	4	;	;	PUNCT
cblr-1709	259	5	data	datum	NOUN
cblr-1709	259	6	security	security	NOUN
cblr-1709	259	7	and	and	CCONJ
cblr-1709	259	8	breach	breach	NOUN
cblr-1709	259	9	notification	notification	NOUN
cblr-1709	259	10	act	act	NOUN
cblr-1709	259	11	,	,	PUNCT
cblr-1709	259	12	s.	s.	PROPN
cblr-1709	259	13	2179	2179	NUM
cblr-1709	259	14	,	,	PUNCT
cblr-1709	259	15	115th	115th	ADJ
cblr-1709	259	16	cong	cong	NOUN
cblr-1709	259	17	.	.	PUNCT
cblr-1709	260	1	(	(	PUNCT
cblr-1709	260	2	2017	2017	NUM
cblr-1709	260	3	)	)	PUNCT
cblr-1709	260	4	.	.	PUNCT
cblr-1709	261	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	261	2	no	no	NOUN
cblr-1709	261	3	.	.	NOUN
cblr-1709	262	1	3:952	3:952	NUM
cblr-1709	262	2	]	]	X
cblr-1709	262	3	hacking	hack	VERB
cblr-1709	262	4	our	our	PRON
cblr-1709	262	5	securities	security	NOUN
cblr-1709	262	6	disclosure	disclosure	NOUN
cblr-1709	262	7	system	system	NOUN
cblr-1709	262	8	971	971	NUM
cblr-1709	262	9	breach.97	breach.97	NOUN
cblr-1709	262	10	however	however	ADV
cblr-1709	262	11	,	,	PUNCT
cblr-1709	262	12	this	this	DET
cblr-1709	262	13	bill	bill	NOUN
cblr-1709	262	14	was	be	AUX
cblr-1709	262	15	never	never	ADV
cblr-1709	262	16	passed	pass	VERB
cblr-1709	262	17	by	by	ADP
cblr-1709	262	18	the	the	DET
cblr-1709	262	19	senate	senate	PROPN
cblr-1709	262	20	either.98	either.98	PRON
cblr-1709	262	21	alternatively	alternatively	ADV
cblr-1709	262	22	,	,	PUNCT
cblr-1709	262	23	the	the	DET
cblr-1709	262	24	sec	sec	PROPN
cblr-1709	262	25	attempted	attempt	VERB
cblr-1709	262	26	to	to	PART
cblr-1709	262	27	create	create	VERB
cblr-1709	262	28	a	a	DET
cblr-1709	262	29	federal	federal	ADJ
cblr-1709	262	30	disclosure	disclosure	NOUN
cblr-1709	262	31	standard	standard	NOUN
cblr-1709	262	32	for	for	ADP
cblr-1709	262	33	businesses	business	NOUN
cblr-1709	262	34	and	and	CCONJ
cblr-1709	262	35	federal	federal	ADJ
cblr-1709	262	36	agencies	agency	NOUN
cblr-1709	262	37	through	through	ADP
cblr-1709	262	38	a	a	DET
cblr-1709	262	39	proposed	propose	VERB
cblr-1709	262	40	amendment	amendment	NOUN
cblr-1709	262	41	to	to	PART
cblr-1709	262	42	regulation	regulation	VERB
cblr-1709	262	43	s	s	NOUN
cblr-1709	262	44	-	-	NOUN
cblr-1709	262	45	p	p	NOUN
cblr-1709	262	46	in	in	ADP
cblr-1709	262	47	2008.99	2008.99	NUM
cblr-1709	262	48	the	the	DET
cblr-1709	262	49	proposed	propose	VERB
cblr-1709	262	50	rule	rule	NOUN
cblr-1709	262	51	would	would	AUX
cblr-1709	262	52	transcend	transcend	VERB
cblr-1709	262	53	the	the	DET
cblr-1709	262	54	general	general	ADJ
cblr-1709	262	55	requirements	requirement	NOUN
cblr-1709	262	56	of	of	ADP
cblr-1709	262	57	maintaining	maintain	VERB
cblr-1709	262	58	information	information	NOUN
cblr-1709	262	59	security	security	NOUN
cblr-1709	262	60	protocols	protocol	NOUN
cblr-1709	262	61	and	and	CCONJ
cblr-1709	262	62	protecting	protect	VERB
cblr-1709	262	63	customer	customer	NOUN
cblr-1709	262	64	information	information	NOUN
cblr-1709	262	65	by	by	ADP
cblr-1709	262	66	adding	add	VERB
cblr-1709	262	67	specific	specific	ADJ
cblr-1709	262	68	steps	step	NOUN
cblr-1709	262	69	that	that	PRON
cblr-1709	262	70	brokerdealers	brokerdealer	NOUN
cblr-1709	262	71	must	must	AUX
cblr-1709	262	72	take	take	VERB
cblr-1709	262	73	to	to	PART
cblr-1709	262	74	prevent	prevent	VERB
cblr-1709	262	75	and	and	CCONJ
cblr-1709	262	76	respond	respond	VERB
cblr-1709	262	77	to	to	ADP
cblr-1709	262	78	cyberattacks.100	cyberattacks.100	PROPN
cblr-1709	262	79	firms	firm	NOUN
cblr-1709	262	80	would	would	AUX
cblr-1709	262	81	have	have	VERB
cblr-1709	262	82	to	to	PART
cblr-1709	262	83	designate	designate	VERB
cblr-1709	262	84	a	a	DET
cblr-1709	262	85	specific	specific	ADJ
cblr-1709	262	86	employee	employee	NOUN
cblr-1709	262	87	to	to	PART
cblr-1709	262	88	coordinate	coordinate	VERB
cblr-1709	262	89	the	the	DET
cblr-1709	262	90	security	security	NOUN
cblr-1709	262	91	program	program	NOUN
cblr-1709	262	92	,	,	PUNCT
cblr-1709	262	93	perform	perform	VERB
cblr-1709	262	94	a	a	DET
cblr-1709	262	95	written	write	VERB
cblr-1709	262	96	risk	risk	NOUN
cblr-1709	262	97	assessment	assessment	NOUN
cblr-1709	262	98	,	,	PUNCT
cblr-1709	262	99	regularly	regularly	ADV
cblr-1709	262	100	test	test	VERB
cblr-1709	262	101	and	and	CCONJ
cblr-1709	262	102	monitor	monitor	VERB
cblr-1709	262	103	the	the	DET
cblr-1709	262	104	effectiveness	effectiveness	NOUN
cblr-1709	262	105	of	of	ADP
cblr-1709	262	106	the	the	DET
cblr-1709	262	107	key	key	ADJ
cblr-1709	262	108	controls	control	NOUN
cblr-1709	262	109	against	against	ADP
cblr-1709	262	110	attacks	attack	NOUN
cblr-1709	262	111	and	and	CCONJ
cblr-1709	262	112	intrusions	intrusion	NOUN
cblr-1709	262	113	,	,	PUNCT
cblr-1709	262	114	routinely	routinely	ADV
cblr-1709	262	115	adjust	adjust	VERB
cblr-1709	262	116	the	the	DET
cblr-1709	262	117	controls	control	NOUN
cblr-1709	262	118	in	in	ADP
cblr-1709	262	119	light	light	NOUN
cblr-1709	262	120	of	of	ADP
cblr-1709	262	121	testing	testing	NOUN
cblr-1709	262	122	,	,	PUNCT
cblr-1709	262	123	and	and	CCONJ
cblr-1709	262	124	provide	provide	VERB
cblr-1709	262	125	training	training	NOUN
cblr-1709	262	126	to	to	ADP
cblr-1709	262	127	employees	employee	NOUN
cblr-1709	262	128	about	about	ADP
cblr-1709	262	129	the	the	DET
cblr-1709	262	130	information	information	NOUN
cblr-1709	262	131	security	security	NOUN
cblr-1709	262	132	protocols.101	protocols.101	NOUN
cblr-1709	262	133	the	the	DET
cblr-1709	262	134	proposed	propose	VERB
cblr-1709	262	135	rule	rule	NOUN
cblr-1709	262	136	would	would	AUX
cblr-1709	262	137	also	also	ADV
cblr-1709	262	138	require	require	VERB
cblr-1709	262	139	broker	broker	NOUN
cblr-1709	262	140	-	-	PUNCT
cblr-1709	262	141	dealers	dealer	NOUN
cblr-1709	262	142	to	to	PART
cblr-1709	262	143	establish	establish	VERB
cblr-1709	262	144	procedures	procedure	NOUN
cblr-1709	262	145	for	for	ADP
cblr-1709	262	146	responding	respond	VERB
cblr-1709	262	147	to	to	ADP
cblr-1709	262	148	cyberattacks	cyberattack	NOUN
cblr-1709	262	149	.	.	PUNCT
cblr-1709	263	1	notably	notably	ADV
cblr-1709	263	2	,	,	PUNCT
cblr-1709	263	3	firms	firm	NOUN
cblr-1709	263	4	must	must	AUX
cblr-1709	263	5	“	"	PUNCT
cblr-1709	263	6	promptly	promptly	ADV
cblr-1709	263	7	conduct	conduct	VERB
cblr-1709	263	8	a	a	DET
cblr-1709	263	9	reasonable	reasonable	ADJ
cblr-1709	263	10	investigation	investigation	NOUN
cblr-1709	263	11	and	and	CCONJ
cblr-1709	263	12	make	make	VERB
cblr-1709	263	13	a	a	DET
cblr-1709	263	14	written	write	VERB
cblr-1709	263	15	determination	determination	NOUN
cblr-1709	263	16	of	of	ADP
cblr-1709	263	17	the	the	DET
cblr-1709	263	18	likelihood	likelihood	NOUN
cblr-1709	263	19	that	that	SCONJ
cblr-1709	263	20	sensitive	sensitive	ADJ
cblr-1709	263	21	personal	personal	ADJ
cblr-1709	263	22	information	information	NOUN
cblr-1709	263	23	has	have	AUX
cblr-1709	263	24	been	be	AUX
cblr-1709	263	25	or	or	CCONJ
cblr-1709	263	26	will	will	AUX
cblr-1709	263	27	be	be	AUX
cblr-1709	263	28	misused	misuse	VERB
cblr-1709	263	29	,	,	PUNCT
cblr-1709	263	30	”	"	PUNCT
cblr-1709	263	31	and	and	CCONJ
cblr-1709	263	32	if	if	SCONJ
cblr-1709	263	33	misuse	misuse	NOUN
cblr-1709	263	34	of	of	ADP
cblr-1709	263	35	the	the	DET
cblr-1709	263	36	information	information	NOUN
cblr-1709	263	37	has	have	AUX
cblr-1709	263	38	occurred	occur	VERB
cblr-1709	263	39	or	or	CCONJ
cblr-1709	263	40	is	be	AUX
cblr-1709	263	41	reasonably	reasonably	ADV
cblr-1709	263	42	likely	likely	ADJ
cblr-1709	263	43	,	,	PUNCT
cblr-1709	263	44	firms	firm	NOUN
cblr-1709	263	45	are	be	AUX
cblr-1709	263	46	required	require	VERB
cblr-1709	263	47	to	to	PART
cblr-1709	263	48	“	"	PUNCT
cblr-1709	263	49	notify	notify	VERB
cblr-1709	263	50	affected	affect	VERB
cblr-1709	263	51	individuals	individual	NOUN
cblr-1709	263	52	as	as	ADV
cblr-1709	263	53	soon	soon	ADV
cblr-1709	263	54	as	as	ADP
cblr-1709	263	55	possible	possible	ADJ
cblr-1709	263	56	.	.	PUNCT
cblr-1709	263	57	”102	”102	PUNCT
cblr-1709	264	1	given	give	VERB
cblr-1709	264	2	that	that	SCONJ
cblr-1709	264	3	the	the	DET
cblr-1709	264	4	notification	notification	NOUN
cblr-1709	264	5	is	be	AUX
cblr-1709	264	6	intended	intend	VERB
cblr-1709	264	7	to	to	PART
cblr-1709	264	8	prevent	prevent	VERB
cblr-1709	264	9	identity	identity	NOUN
cblr-1709	264	10	theft	theft	NOUN
cblr-1709	264	11	,	,	PUNCT
cblr-1709	264	12	the	the	DET
cblr-1709	264	13	rule	rule	NOUN
cblr-1709	264	14	defines	define	VERB
cblr-1709	264	15	“	"	PUNCT
cblr-1709	264	16	sensitive	sensitive	ADJ
cblr-1709	264	17	personal	personal	ADJ
cblr-1709	264	18	information	information	NOUN
cblr-1709	264	19	”	"	PUNCT
cblr-1709	264	20	as	as	ADP
cblr-1709	264	21	‘	'	PUNCT
cblr-1709	264	22	‘	'	PUNCT
cblr-1709	264	23	any	any	DET
cblr-1709	264	24	personal	personal	ADJ
cblr-1709	264	25	information	information	NOUN
cblr-1709	264	26	,	,	PUNCT
cblr-1709	264	27	or	or	CCONJ
cblr-1709	264	28	any	any	DET
cblr-1709	264	29	combination	combination	NOUN
cblr-1709	264	30	of	of	ADP
cblr-1709	264	31	components	component	NOUN
cblr-1709	264	32	of	of	ADP
cblr-1709	264	33	personal	personal	ADJ
cblr-1709	264	34	information	information	NOUN
cblr-1709	264	35	,	,	PUNCT
cblr-1709	264	36	that	that	PRON
cblr-1709	264	37	would	would	AUX
cblr-1709	264	38	allow	allow	VERB
cblr-1709	264	39	an	an	DET
cblr-1709	264	40	unauthorized	unauthorized	ADJ
cblr-1709	264	41	person	person	NOUN
cblr-1709	264	42	to	to	PART
cblr-1709	264	43	use	use	VERB
cblr-1709	264	44	,	,	PUNCT
cblr-1709	264	45	log	log	VERB
cblr-1709	264	46	into	into	ADP
cblr-1709	264	47	,	,	PUNCT
cblr-1709	264	48	or	or	CCONJ
cblr-1709	264	49	access	access	VERB
cblr-1709	264	50	an	an	DET
cblr-1709	264	51	individual	individual	NOUN
cblr-1709	264	52	’s	’s	PART
cblr-1709	264	53	account	account	NOUN
cblr-1709	264	54	,	,	PUNCT
cblr-1709	264	55	or	or	CCONJ
cblr-1709	264	56	to	to	PART
cblr-1709	264	57	establish	establish	VERB
cblr-1709	264	58	a	a	DET
cblr-1709	264	59	new	new	ADJ
cblr-1709	264	60	account	account	NOUN
cblr-1709	264	61	97	97	NUM
cblr-1709	264	62	see	see	NOUN
cblr-1709	264	63	,	,	PUNCT
cblr-1709	264	64	e.g.	e.g.	ADV
cblr-1709	264	65	,	,	PUNCT
cblr-1709	264	66	data	datum	NOUN
cblr-1709	264	67	security	security	NOUN
cblr-1709	264	68	and	and	CCONJ
cblr-1709	264	69	breach	breach	NOUN
cblr-1709	264	70	notification	notification	NOUN
cblr-1709	264	71	act	act	NOUN
cblr-1709	264	72	,	,	PUNCT
cblr-1709	264	73	s.	s.	PROPN
cblr-1709	264	74	2179	2179	NUM
cblr-1709	264	75	,	,	PUNCT
cblr-1709	264	76	115th	115th	ADJ
cblr-1709	264	77	cong	cong	NOUN
cblr-1709	264	78	.	.	PUNCT
cblr-1709	265	1	§	§	PROPN
cblr-1709	265	2	5(f	5(f	NUM
cblr-1709	265	3	)	)	PUNCT
cblr-1709	265	4	(	(	PUNCT
cblr-1709	265	5	2017	2017	NUM
cblr-1709	265	6	)	)	PUNCT
cblr-1709	265	7	.	.	PUNCT
cblr-1709	266	1	98	98	NUM
cblr-1709	266	2	current	current	ADJ
cblr-1709	266	3	legislation	legislation	NOUN
cblr-1709	266	4	:	:	PUNCT
cblr-1709	266	5	all	all	DET
cblr-1709	266	6	information	information	NOUN
cblr-1709	266	7	(	(	PUNCT
cblr-1709	266	8	except	except	SCONJ
cblr-1709	266	9	text	text	NOUN
cblr-1709	266	10	)	)	PUNCT
cblr-1709	266	11	for	for	ADP
cblr-1709	266	12	s.2179	s.2179	NOUN
cblr-1709	266	13	–	–	PUNCT
cblr-1709	266	14	data	datum	NOUN
cblr-1709	266	15	security	security	NOUN
cblr-1709	266	16	and	and	CCONJ
cblr-1709	266	17	breach	breach	NOUN
cblr-1709	266	18	notification	notification	NOUN
cblr-1709	266	19	act	act	NOUN
cblr-1709	266	20	,	,	PUNCT
cblr-1709	266	21	congress.gov	congress.gov	X
cblr-1709	266	22	,	,	PUNCT
cblr-1709	266	23	https://www.congress.gov/bill/115th-congress/senate-bill/2179/all-info	https://www.congress.gov/bill/115th-congress/senate-bill/2179/all-info	NOUN
cblr-1709	267	1	[	[	X
cblr-1709	267	2	https://perma.cc/6rzr-nbe4	https://perma.cc/6rzr-nbe4	ADJ
cblr-1709	267	3	]	]	PUNCT
cblr-1709	267	4	.	.	PUNCT
cblr-1709	268	1	99	99	NUM
cblr-1709	268	2	see	see	VERB
cblr-1709	268	3	generally	generally	ADV
cblr-1709	268	4	regulation	regulation	VERB
cblr-1709	268	5	s	s	NOUN
cblr-1709	268	6	-	-	PUNCT
cblr-1709	268	7	p	p	NOUN
cblr-1709	268	8	:	:	PUNCT
cblr-1709	268	9	privacy	privacy	NOUN
cblr-1709	268	10	of	of	ADP
cblr-1709	268	11	consumer	consumer	NOUN
cblr-1709	268	12	financial	financial	ADJ
cblr-1709	268	13	information	information	NOUN
cblr-1709	268	14	and	and	CCONJ
cblr-1709	268	15	safeguarding	safeguard	VERB
cblr-1709	268	16	personal	personal	ADJ
cblr-1709	268	17	information	information	NOUN
cblr-1709	268	18	,	,	PUNCT
cblr-1709	268	19	73	73	NUM
cblr-1709	268	20	fed	fed	PROPN
cblr-1709	268	21	.	.	PUNCT
cblr-1709	269	1	reg	reg	PROPN
cblr-1709	269	2	.	.	PROPN
cblr-1709	269	3	13,692	13,692	NUM
cblr-1709	269	4	(	(	PUNCT
cblr-1709	269	5	proposed	propose	VERB
cblr-1709	269	6	mar	mar	PROPN
cblr-1709	269	7	.	.	PROPN
cblr-1709	269	8	13	13	NUM
cblr-1709	269	9	,	,	PUNCT
cblr-1709	269	10	2008	2008	NUM
cblr-1709	269	11	)	)	PUNCT
cblr-1709	269	12	.	.	PUNCT
cblr-1709	270	1	100	100	NUM
cblr-1709	271	1	i	i	PRON
cblr-1709	271	2	d.	d.	PROPN
cblr-1709	271	3	at	at	ADP
cblr-1709	271	4	13,707–08	13,707–08	NUM
cblr-1709	271	5	.	.	PUNCT
cblr-1709	272	1	101	101	NUM
cblr-1709	272	2	i	i	PRON
cblr-1709	272	3	d.	d.	PROPN
cblr-1709	272	4	at	at	ADP
cblr-1709	272	5	13,708	13,708	NUM
cblr-1709	272	6	,	,	PUNCT
cblr-1709	272	7	13,713	13,713	NUM
cblr-1709	272	8	.	.	PUNCT
cblr-1709	273	1	102	102	NUM
cblr-1709	273	2	i	i	PRON
cblr-1709	273	3	d.	d.	PROPN
cblr-1709	273	4	at	at	ADP
cblr-1709	273	5	13,713	13,713	NUM
cblr-1709	273	6	.	.	PUNCT
cblr-1709	274	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	274	2	972	972	NUM
cblr-1709	274	3	columbia	columbia	PROPN
cblr-1709	274	4	business	business	NOUN
cblr-1709	274	5	law	law	PROPN
cblr-1709	274	6	review	review	NOUN
cblr-1709	274	7	[	[	X
cblr-1709	274	8	vol	vol	NOUN
cblr-1709	274	9	.	.	PUNCT
cblr-1709	274	10	2018	2018	NUM
cblr-1709	274	11	using	use	VERB
cblr-1709	274	12	the	the	DET
cblr-1709	274	13	individual	individual	NOUN
cblr-1709	274	14	’s	’s	PART
cblr-1709	274	15	identifying	identify	VERB
cblr-1709	274	16	information	information	NOUN
cblr-1709	274	17	.	.	PUNCT
cblr-1709	275	1	’’103	’’103	PUNCT
cblr-1709	275	2	if	if	SCONJ
cblr-1709	275	3	enacted	enact	VERB
cblr-1709	275	4	,	,	PUNCT
cblr-1709	275	5	this	this	DET
cblr-1709	275	6	disclosure	disclosure	NOUN
cblr-1709	275	7	standard	standard	NOUN
cblr-1709	275	8	would	would	AUX
cblr-1709	275	9	be	be	AUX
cblr-1709	275	10	nearly	nearly	ADV
cblr-1709	275	11	identical	identical	ADJ
cblr-1709	275	12	to	to	ADP
cblr-1709	275	13	the	the	DET
cblr-1709	275	14	banking	banking	NOUN
cblr-1709	275	15	requirement	requirement	NOUN
cblr-1709	275	16	imposed	impose	VERB
cblr-1709	275	17	under	under	ADP
cblr-1709	275	18	the	the	DET
cblr-1709	275	19	march	march	PROPN
cblr-1709	275	20	2005	2005	NUM
cblr-1709	275	21	interagency	interagency	NOUN
cblr-1709	275	22	guidance.104	guidance.104	PROPN
cblr-1709	275	23	however	however	ADV
cblr-1709	275	24	,	,	PUNCT
cblr-1709	275	25	proposed	propose	VERB
cblr-1709	275	26	rules	rule	NOUN
cblr-1709	275	27	are	be	AUX
cblr-1709	275	28	not	not	PART
cblr-1709	275	29	legally	legally	ADV
cblr-1709	275	30	binding	bind	VERB
cblr-1709	275	31	until	until	ADP
cblr-1709	275	32	after	after	SCONJ
cblr-1709	275	33	they	they	PRON
cblr-1709	275	34	go	go	VERB
cblr-1709	275	35	through	through	ADP
cblr-1709	275	36	a	a	DET
cblr-1709	275	37	public	public	ADJ
cblr-1709	275	38	comment	comment	NOUN
cblr-1709	275	39	period	period	NOUN
cblr-1709	275	40	,	,	PUNCT
cblr-1709	275	41	are	be	AUX
cblr-1709	275	42	modified	modify	VERB
cblr-1709	275	43	,	,	PUNCT
cblr-1709	275	44	and	and	CCONJ
cblr-1709	275	45	are	be	AUX
cblr-1709	275	46	released	release	VERB
cblr-1709	275	47	as	as	ADP
cblr-1709	275	48	final	final	ADJ
cblr-1709	275	49	rules.105	rules.105	NOUN
cblr-1709	275	50	therefore	therefore	ADV
cblr-1709	275	51	,	,	PUNCT
cblr-1709	275	52	even	even	ADV
cblr-1709	275	53	though	though	SCONJ
cblr-1709	275	54	the	the	DET
cblr-1709	275	55	amendment	amendment	NOUN
cblr-1709	275	56	to	to	PART
cblr-1709	275	57	regulation	regulation	VERB
cblr-1709	275	58	s	s	NOUN
cblr-1709	275	59	-	-	ADJ
cblr-1709	275	60	p	p	NOUN
cblr-1709	275	61	was	be	AUX
cblr-1709	275	62	proposed	propose	VERB
cblr-1709	275	63	,	,	PUNCT
cblr-1709	275	64	considering	consider	VERB
cblr-1709	275	65	the	the	DET
cblr-1709	275	66	length	length	NOUN
cblr-1709	275	67	of	of	ADP
cblr-1709	275	68	the	the	DET
cblr-1709	275	69	time	time	NOUN
cblr-1709	275	70	elapsed	elapse	VERB
cblr-1709	275	71	since	since	SCONJ
cblr-1709	275	72	proposal	proposal	NOUN
cblr-1709	275	73	,	,	PUNCT
cblr-1709	275	74	it	it	PRON
cblr-1709	275	75	is	be	AUX
cblr-1709	275	76	highly	highly	ADV
cblr-1709	275	77	unlikely	unlikely	ADJ
cblr-1709	275	78	that	that	SCONJ
cblr-1709	275	79	it	it	PRON
cblr-1709	275	80	will	will	AUX
cblr-1709	275	81	ever	ever	ADV
cblr-1709	275	82	be	be	AUX
cblr-1709	275	83	promulgated	promulgate	VERB
cblr-1709	275	84	as	as	ADP
cblr-1709	275	85	a	a	DET
cblr-1709	275	86	final	final	ADJ
cblr-1709	275	87	rule	rule	NOUN
cblr-1709	275	88	.	.	PUNCT
cblr-1709	276	1	borrowing	borrow	VERB
cblr-1709	276	2	legislative	legislative	ADJ
cblr-1709	276	3	terminology	terminology	NOUN
cblr-1709	276	4	,	,	PUNCT
cblr-1709	276	5	the	the	DET
cblr-1709	276	6	proposed	propose	VERB
cblr-1709	276	7	regulation	regulation	NOUN
cblr-1709	276	8	has	have	AUX
cblr-1709	276	9	suffered	suffer	VERB
cblr-1709	276	10	a	a	DET
cblr-1709	276	11	fate	fate	NOUN
cblr-1709	276	12	equivalent	equivalent	ADJ
cblr-1709	276	13	to	to	ADP
cblr-1709	276	14	dying	die	VERB
cblr-1709	276	15	in	in	ADP
cblr-1709	276	16	committee	committee	NOUN
cblr-1709	276	17	.	.	PUNCT
cblr-1709	277	1	according	accord	VERB
cblr-1709	277	2	to	to	ADP
cblr-1709	277	3	an	an	DET
cblr-1709	277	4	internal	internal	ADJ
cblr-1709	277	5	audit	audit	NOUN
cblr-1709	277	6	of	of	ADP
cblr-1709	277	7	the	the	DET
cblr-1709	277	8	sec	sec	PROPN
cblr-1709	277	9	rulemaking	rulemaking	NOUN
cblr-1709	277	10	process	process	NOUN
cblr-1709	277	11	,	,	PUNCT
cblr-1709	277	12	for	for	ADP
cblr-1709	277	13	the	the	DET
cblr-1709	277	14	twelve	twelve	NUM
cblr-1709	277	15	rules	rule	NOUN
cblr-1709	277	16	reviewed	review	VERB
cblr-1709	277	17	by	by	ADP
cblr-1709	277	18	the	the	DET
cblr-1709	277	19	audit	audit	NOUN
cblr-1709	277	20	,	,	PUNCT
cblr-1709	277	21	the	the	DET
cblr-1709	277	22	average	average	ADJ
cblr-1709	277	23	time	time	NOUN
cblr-1709	277	24	between	between	ADP
cblr-1709	277	25	the	the	DET
cblr-1709	277	26	publication	publication	NOUN
cblr-1709	277	27	of	of	ADP
cblr-1709	277	28	proposed	propose	VERB
cblr-1709	277	29	and	and	CCONJ
cblr-1709	277	30	final	final	ADJ
cblr-1709	277	31	103	103	NUM
cblr-1709	277	32	i	i	PRON
cblr-1709	277	33	d.	d.	NOUN
cblr-1709	277	34	at	at	ADP
cblr-1709	277	35	13,697	13,697	NUM
cblr-1709	277	36	.	.	PUNCT
cblr-1709	278	1	the	the	DET
cblr-1709	278	2	proposed	propose	VERB
cblr-1709	278	3	rule	rule	NOUN
cblr-1709	278	4	goes	go	VERB
cblr-1709	278	5	on	on	ADP
cblr-1709	278	6	to	to	PART
cblr-1709	278	7	list	list	VERB
cblr-1709	278	8	specific	specific	ADJ
cblr-1709	278	9	pieces	piece	NOUN
cblr-1709	278	10	of	of	ADP
cblr-1709	278	11	information	information	NOUN
cblr-1709	278	12	that	that	PRON
cblr-1709	278	13	would	would	AUX
cblr-1709	278	14	meet	meet	VERB
cblr-1709	278	15	this	this	DET
cblr-1709	278	16	definition	definition	NOUN
cblr-1709	278	17	,	,	PUNCT
cblr-1709	278	18	“	"	PUNCT
cblr-1709	278	19	including	include	VERB
cblr-1709	278	20	the	the	DET
cblr-1709	278	21	individual	individual	NOUN
cblr-1709	278	22	’s	’s	PART
cblr-1709	278	23	social	social	ADJ
cblr-1709	278	24	security	security	NOUN
cblr-1709	278	25	number	number	NOUN
cblr-1709	278	26	,	,	PUNCT
cblr-1709	278	27	or	or	CCONJ
cblr-1709	278	28	any	any	DET
cblr-1709	278	29	one	one	NUM
cblr-1709	278	30	of	of	ADP
cblr-1709	278	31	the	the	DET
cblr-1709	278	32	individual	individual	NOUN
cblr-1709	278	33	’s	’s	PART
cblr-1709	278	34	name	name	NOUN
cblr-1709	278	35	,	,	PUNCT
cblr-1709	278	36	telephone	telephone	NOUN
cblr-1709	278	37	number	number	NOUN
cblr-1709	278	38	,	,	PUNCT
cblr-1709	278	39	street	street	NOUN
cblr-1709	278	40	address	address	NOUN
cblr-1709	278	41	,	,	PUNCT
cblr-1709	278	42	e	e	NOUN
cblr-1709	278	43	-	-	NOUN
cblr-1709	278	44	mail	mail	NOUN
cblr-1709	278	45	address	address	NOUN
cblr-1709	278	46	,	,	PUNCT
cblr-1709	278	47	or	or	CCONJ
cblr-1709	278	48	online	online	ADJ
cblr-1709	278	49	user	user	NOUN
cblr-1709	278	50	name	name	NOUN
cblr-1709	278	51	,	,	PUNCT
cblr-1709	278	52	in	in	ADP
cblr-1709	278	53	combination	combination	NOUN
cblr-1709	278	54	with	with	ADP
cblr-1709	278	55	any	any	DET
cblr-1709	278	56	one	one	NUM
cblr-1709	278	57	of	of	ADP
cblr-1709	278	58	the	the	DET
cblr-1709	278	59	individual	individual	NOUN
cblr-1709	278	60	’s	’s	PART
cblr-1709	278	61	account	account	NOUN
cblr-1709	278	62	number	number	NOUN
cblr-1709	278	63	,	,	PUNCT
cblr-1709	278	64	credit	credit	NOUN
cblr-1709	278	65	or	or	CCONJ
cblr-1709	278	66	debit	debit	NOUN
cblr-1709	278	67	card	card	NOUN
cblr-1709	278	68	number	number	NOUN
cblr-1709	278	69	,	,	PUNCT
cblr-1709	278	70	driver	driver	NOUN
cblr-1709	278	71	’s	’s	PART
cblr-1709	278	72	license	license	NOUN
cblr-1709	278	73	number	number	NOUN
cblr-1709	278	74	,	,	PUNCT
cblr-1709	278	75	credit	credit	NOUN
cblr-1709	278	76	card	card	NOUN
cblr-1709	278	77	expiration	expiration	NOUN
cblr-1709	278	78	date	date	NOUN
cblr-1709	278	79	or	or	CCONJ
cblr-1709	278	80	security	security	NOUN
cblr-1709	278	81	code	code	NOUN
cblr-1709	278	82	,	,	PUNCT
cblr-1709	278	83	mother	mother	NOUN
cblr-1709	278	84	’s	’s	PART
cblr-1709	278	85	maiden	maiden	PROPN
cblr-1709	278	86	name	name	NOUN
cblr-1709	278	87	,	,	PUNCT
cblr-1709	278	88	password	password	NOUN
cblr-1709	278	89	,	,	PUNCT
cblr-1709	278	90	personal	personal	ADJ
cblr-1709	278	91	identification	identification	NOUN
cblr-1709	278	92	number	number	NOUN
cblr-1709	278	93	,	,	PUNCT
cblr-1709	278	94	biometric	biometric	ADJ
cblr-1709	278	95	authentication	authentication	NOUN
cblr-1709	278	96	record	record	NOUN
cblr-1709	278	97	,	,	PUNCT
cblr-1709	278	98	or	or	CCONJ
cblr-1709	278	99	other	other	ADJ
cblr-1709	278	100	authenticating	authenticate	VERB
cblr-1709	278	101	information	information	NOUN
cblr-1709	278	102	.	.	PUNCT
cblr-1709	278	103	”	"	PUNCT
cblr-1709	279	1	i	i	PRON
cblr-1709	279	2	d.	d.	VERB
cblr-1709	279	3	at	at	ADP
cblr-1709	279	4	13,697–98	13,697–98	NUM
cblr-1709	279	5	.	.	PUNCT
cblr-1709	280	1	104	104	NUM
cblr-1709	280	2	the	the	DET
cblr-1709	280	3	march	march	PROPN
cblr-1709	280	4	2005	2005	NUM
cblr-1709	280	5	interagency	interagency	NOUN
cblr-1709	280	6	guidance	guidance	NOUN
cblr-1709	280	7	provides	provide	VERB
cblr-1709	280	8	that	that	SCONJ
cblr-1709	280	9	“	"	PUNCT
cblr-1709	280	10	[	[	X
cblr-1709	280	11	w]hen	w]hen	ADV
cblr-1709	280	12	a	a	DET
cblr-1709	280	13	financial	financial	ADJ
cblr-1709	280	14	institution	institution	NOUN
cblr-1709	280	15	becomes	become	VERB
cblr-1709	280	16	aware	aware	ADJ
cblr-1709	280	17	of	of	ADP
cblr-1709	280	18	an	an	DET
cblr-1709	280	19	incident	incident	NOUN
cblr-1709	280	20	of	of	ADP
cblr-1709	280	21	unauthorized	unauthorized	ADJ
cblr-1709	280	22	access	access	NOUN
cblr-1709	280	23	to	to	ADP
cblr-1709	280	24	sensitive	sensitive	ADJ
cblr-1709	280	25	customer	customer	NOUN
cblr-1709	280	26	information	information	NOUN
cblr-1709	280	27	,	,	PUNCT
cblr-1709	280	28	the	the	DET
cblr-1709	280	29	institution	institution	NOUN
cblr-1709	280	30	should	should	AUX
cblr-1709	280	31	conduct	conduct	VERB
cblr-1709	280	32	a	a	DET
cblr-1709	280	33	reasonable	reasonable	ADJ
cblr-1709	280	34	investigation	investigation	NOUN
cblr-1709	280	35	to	to	PART
cblr-1709	280	36	promptly	promptly	ADV
cblr-1709	280	37	determine	determine	VERB
cblr-1709	280	38	the	the	DET
cblr-1709	280	39	likelihood	likelihood	NOUN
cblr-1709	280	40	that	that	SCONJ
cblr-1709	280	41	the	the	DET
cblr-1709	280	42	information	information	NOUN
cblr-1709	280	43	has	have	AUX
cblr-1709	280	44	been	be	AUX
cblr-1709	280	45	or	or	CCONJ
cblr-1709	280	46	will	will	AUX
cblr-1709	280	47	be	be	AUX
cblr-1709	280	48	misused	misuse	VERB
cblr-1709	280	49	.	.	PUNCT
cblr-1709	281	1	if	if	SCONJ
cblr-1709	281	2	the	the	DET
cblr-1709	281	3	institution	institution	NOUN
cblr-1709	281	4	determines	determine	VERB
cblr-1709	281	5	that	that	DET
cblr-1709	281	6	misuse	misuse	NOUN
cblr-1709	281	7	of	of	ADP
cblr-1709	281	8	its	its	PRON
cblr-1709	281	9	information	information	NOUN
cblr-1709	281	10	about	about	ADP
cblr-1709	281	11	a	a	DET
cblr-1709	281	12	customer	customer	NOUN
cblr-1709	281	13	has	have	AUX
cblr-1709	281	14	occurred	occur	VERB
cblr-1709	281	15	or	or	CCONJ
cblr-1709	281	16	is	be	AUX
cblr-1709	281	17	reasonably	reasonably	ADV
cblr-1709	281	18	possible	possible	ADJ
cblr-1709	281	19	,	,	PUNCT
cblr-1709	281	20	it	it	PRON
cblr-1709	281	21	should	should	AUX
cblr-1709	281	22	notify	notify	VERB
cblr-1709	281	23	the	the	DET
cblr-1709	281	24	affected	affect	VERB
cblr-1709	281	25	customer	customer	NOUN
cblr-1709	281	26	as	as	ADV
cblr-1709	281	27	soon	soon	ADV
cblr-1709	281	28	as	as	ADP
cblr-1709	281	29	possible	possible	ADJ
cblr-1709	281	30	.	.	PUNCT
cblr-1709	282	1	customer	customer	NOUN
cblr-1709	282	2	notice	notice	NOUN
cblr-1709	282	3	may	may	AUX
cblr-1709	282	4	be	be	AUX
cblr-1709	282	5	delayed	delay	VERB
cblr-1709	282	6	if	if	SCONJ
cblr-1709	282	7	an	an	DET
cblr-1709	282	8	appropriate	appropriate	ADJ
cblr-1709	282	9	law	law	NOUN
cblr-1709	282	10	enforcement	enforcement	NOUN
cblr-1709	282	11	agency	agency	NOUN
cblr-1709	282	12	determines	determine	VERB
cblr-1709	282	13	that	that	SCONJ
cblr-1709	282	14	notification	notification	NOUN
cblr-1709	282	15	will	will	AUX
cblr-1709	282	16	interfere	interfere	VERB
cblr-1709	282	17	with	with	ADP
cblr-1709	282	18	a	a	DET
cblr-1709	282	19	criminal	criminal	ADJ
cblr-1709	282	20	investigation	investigation	NOUN
cblr-1709	282	21	and	and	CCONJ
cblr-1709	282	22	provides	provide	VERB
cblr-1709	282	23	the	the	DET
cblr-1709	282	24	institution	institution	NOUN
cblr-1709	282	25	with	with	ADP
cblr-1709	282	26	a	a	DET
cblr-1709	282	27	written	write	VERB
cblr-1709	282	28	request	request	NOUN
cblr-1709	282	29	for	for	ADP
cblr-1709	282	30	the	the	DET
cblr-1709	282	31	delay	delay	NOUN
cblr-1709	282	32	.	.	PUNCT
cblr-1709	283	1	however	however	ADV
cblr-1709	283	2	,	,	PUNCT
cblr-1709	283	3	the	the	DET
cblr-1709	283	4	institution	institution	NOUN
cblr-1709	283	5	should	should	AUX
cblr-1709	283	6	notify	notify	VERB
cblr-1709	283	7	its	its	PRON
cblr-1709	283	8	customers	customer	NOUN
cblr-1709	283	9	as	as	ADV
cblr-1709	283	10	soon	soon	ADV
cblr-1709	283	11	as	as	SCONJ
cblr-1709	283	12	notification	notification	NOUN
cblr-1709	283	13	will	will	AUX
cblr-1709	283	14	no	no	ADV
cblr-1709	283	15	longer	long	ADV
cblr-1709	283	16	interfere	interfere	VERB
cblr-1709	283	17	with	with	ADP
cblr-1709	283	18	the	the	DET
cblr-1709	283	19	investigation	investigation	NOUN
cblr-1709	283	20	.	.	PUNCT
cblr-1709	283	21	”	"	PUNCT
cblr-1709	284	1	interagency	interagency	NOUN
cblr-1709	284	2	guidance	guidance	NOUN
cblr-1709	284	3	on	on	ADP
cblr-1709	284	4	response	response	NOUN
cblr-1709	284	5	programs	program	NOUN
cblr-1709	284	6	for	for	ADP
cblr-1709	284	7	unauthorized	unauthorized	ADJ
cblr-1709	284	8	access	access	NOUN
cblr-1709	284	9	to	to	ADP
cblr-1709	284	10	customer	customer	NOUN
cblr-1709	284	11	information	information	NOUN
cblr-1709	284	12	and	and	CCONJ
cblr-1709	284	13	customer	customer	NOUN
cblr-1709	284	14	notice	notice	NOUN
cblr-1709	284	15	,	,	PUNCT
cblr-1709	284	16	70	70	NUM
cblr-1709	284	17	fed	feed	VERB
cblr-1709	284	18	.	.	PUNCT
cblr-1709	285	1	reg	reg	PROPN
cblr-1709	285	2	.	.	PROPN
cblr-1709	286	1	15,736	15,736	NUM
cblr-1709	286	2	,	,	PUNCT
cblr-1709	286	3	15,752	15,752	NUM
cblr-1709	286	4	(	(	PUNCT
cblr-1709	286	5	mar	mar	PROPN
cblr-1709	286	6	.	.	PROPN
cblr-1709	286	7	29	29	NUM
cblr-1709	286	8	,	,	PUNCT
cblr-1709	286	9	2005	2005	NUM
cblr-1709	286	10	)	)	PUNCT
cblr-1709	286	11	.	.	PUNCT
cblr-1709	287	1	105	105	NUM
cblr-1709	287	2	rick	rick	PROPN
cblr-1709	287	3	firestone	firestone	PROPN
cblr-1709	287	4	&	&	CCONJ
cblr-1709	287	5	k.c	k.c	PROPN
cblr-1709	287	6	.	.	PROPN
cblr-1709	287	7	goyer	goyer	PROPN
cblr-1709	287	8	,	,	PUNCT
cblr-1709	287	9	sec	sec	PROPN
cblr-1709	287	10	rulemaking	rulemaking	NOUN
cblr-1709	287	11	and	and	CCONJ
cblr-1709	287	12	implementation	implementation	NOUN
cblr-1709	287	13	under	under	ADP
cblr-1709	287	14	the	the	DET
cblr-1709	287	15	dodd	dodd	PROPN
cblr-1709	287	16	-	-	PUNCT
cblr-1709	287	17	frank	frank	PROPN
cblr-1709	287	18	act	act	PROPN
cblr-1709	287	19	,	,	PUNCT
cblr-1709	287	20	wallstreetlawyer.com	wallstreetlawyer.com	X
cblr-1709	287	21	:	:	PUNCT
cblr-1709	287	22	sec	sec	PROPN
cblr-1709	287	23	.	.	PROPN
cblr-1709	287	24	electronic	electronic	ADJ
cblr-1709	287	25	age	age	NOUN
cblr-1709	287	26	,	,	PUNCT
cblr-1709	287	27	oct	oct	PROPN
cblr-1709	287	28	.	.	PROPN
cblr-1709	287	29	2010	2010	NUM
cblr-1709	287	30	,	,	PUNCT
cblr-1709	287	31	14	14	NUM
cblr-1709	287	32	no	no	NOUN
cblr-1709	287	33	.	.	PUNCT
cblr-1709	288	1	10	10	NUM
cblr-1709	288	2	glwslaw	glwslaw	NOUN
cblr-1709	288	3	14	14	NUM
cblr-1709	288	4	.	.	PUNCT
cblr-1709	289	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	289	2	no	no	NOUN
cblr-1709	289	3	.	.	NOUN
cblr-1709	290	1	3:952	3:952	NUM
cblr-1709	290	2	]	]	X
cblr-1709	290	3	hacking	hack	VERB
cblr-1709	290	4	our	our	PRON
cblr-1709	290	5	securities	security	NOUN
cblr-1709	290	6	disclosure	disclosure	NOUN
cblr-1709	290	7	system	system	NOUN
cblr-1709	290	8	973	973	NUM
cblr-1709	290	9	rules	rule	NOUN
cblr-1709	290	10	was	be	AUX
cblr-1709	290	11	450	450	NUM
cblr-1709	290	12	days.106	days.106	NOUN
cblr-1709	290	13	in	in	ADP
cblr-1709	290	14	the	the	DET
cblr-1709	290	15	past	past	ADJ
cblr-1709	290	16	ten	ten	NUM
cblr-1709	290	17	years	year	NOUN
cblr-1709	290	18	of	of	ADP
cblr-1709	290	19	sec	sec	PROPN
cblr-1709	290	20	data	datum	NOUN
cblr-1709	290	21	,	,	PUNCT
cblr-1709	290	22	the	the	DET
cblr-1709	290	23	longest	long	ADJ
cblr-1709	290	24	amount	amount	NOUN
cblr-1709	290	25	of	of	ADP
cblr-1709	290	26	time	time	NOUN
cblr-1709	290	27	to	to	PART
cblr-1709	290	28	finalize	finalize	VERB
cblr-1709	290	29	a	a	DET
cblr-1709	290	30	proposed	propose	VERB
cblr-1709	290	31	rule	rule	NOUN
cblr-1709	290	32	was	be	AUX
cblr-1709	290	33	just	just	ADV
cblr-1709	290	34	over	over	ADP
cblr-1709	290	35	three	three	NUM
cblr-1709	290	36	years.107	years.107	NOUN
cblr-1709	290	37	around	around	ADP
cblr-1709	290	38	a	a	DET
cblr-1709	290	39	third	third	NOUN
cblr-1709	290	40	of	of	ADP
cblr-1709	290	41	proposed	propose	VERB
cblr-1709	290	42	rules	rule	NOUN
cblr-1709	290	43	are	be	AUX
cblr-1709	290	44	never	never	ADV
cblr-1709	290	45	acted	act	VERB
cblr-1709	290	46	upon	upon	SCONJ
cblr-1709	290	47	and	and	CCONJ
cblr-1709	290	48	die	die	VERB
cblr-1709	290	49	in	in	ADP
cblr-1709	290	50	the	the	DET
cblr-1709	290	51	rulemaking	rulemake	VERB
cblr-1709	290	52	process.108	process.108	NOUN
cblr-1709	290	53	thus	thus	ADV
cblr-1709	290	54	,	,	PUNCT
cblr-1709	290	55	given	give	VERB
cblr-1709	290	56	the	the	DET
cblr-1709	290	57	nearly	nearly	ADV
cblr-1709	290	58	ten	ten	NUM
cblr-1709	290	59	years	year	NOUN
cblr-1709	290	60	of	of	ADP
cblr-1709	290	61	inaction	inaction	NOUN
cblr-1709	290	62	,	,	PUNCT
cblr-1709	290	63	the	the	DET
cblr-1709	290	64	proposed	propose	VERB
cblr-1709	290	65	rule	rule	NOUN
cblr-1709	290	66	is	be	AUX
cblr-1709	290	67	moribund	moribund	ADJ
cblr-1709	290	68	for	for	ADP
cblr-1709	290	69	all	all	DET
cblr-1709	290	70	intents	intent	NOUN
cblr-1709	290	71	and	and	CCONJ
cblr-1709	290	72	purposes	purpose	NOUN
cblr-1709	290	73	.	.	PUNCT
cblr-1709	291	1	d.	d.	PROPN
cblr-1709	291	2	emerging	emerge	VERB
cblr-1709	291	3	state	state	NOUN
cblr-1709	291	4	cybersecurity	cybersecurity	NOUN
cblr-1709	291	5	regulations	regulation	NOUN
cblr-1709	291	6	and	and	CCONJ
cblr-1709	291	7	data	datum	NOUN
cblr-1709	291	8	disclosure	disclosure	NOUN
cblr-1709	291	9	requirements	requirement	NOUN
cblr-1709	291	10	1	1	NUM
cblr-1709	291	11	.	.	PUNCT
cblr-1709	291	12	state	state	NOUN
cblr-1709	291	13	cybersecurity	cybersecurity	NOUN
cblr-1709	291	14	regulation	regulation	NOUN
cblr-1709	291	15	over	over	ADP
cblr-1709	291	16	the	the	DET
cblr-1709	291	17	past	past	ADJ
cblr-1709	291	18	few	few	ADJ
cblr-1709	291	19	years	year	NOUN
cblr-1709	291	20	,	,	PUNCT
cblr-1709	291	21	several	several	ADJ
cblr-1709	291	22	states	state	NOUN
cblr-1709	291	23	—	—	PUNCT
cblr-1709	291	24	including	include	VERB
cblr-1709	291	25	new	new	PROPN
cblr-1709	291	26	york	york	PROPN
cblr-1709	291	27	,	,	PUNCT
cblr-1709	291	28	colorado	colorado	PROPN
cblr-1709	291	29	,	,	PUNCT
cblr-1709	291	30	and	and	CCONJ
cblr-1709	291	31	vermont	vermont	PROPN
cblr-1709	291	32	—	—	PUNCT
cblr-1709	291	33	have	have	AUX
cblr-1709	291	34	introduced	introduce	VERB
cblr-1709	291	35	regulations	regulation	NOUN
cblr-1709	291	36	to	to	PART
cblr-1709	291	37	address	address	VERB
cblr-1709	291	38	the	the	DET
cblr-1709	291	39	growing	grow	VERB
cblr-1709	291	40	threat	threat	NOUN
cblr-1709	291	41	of	of	ADP
cblr-1709	291	42	cyberattacks	cyberattack	NOUN
cblr-1709	291	43	in	in	ADP
cblr-1709	291	44	the	the	DET
cblr-1709	291	45	financial	financial	ADJ
cblr-1709	291	46	sector	sector	NOUN
cblr-1709	291	47	.	.	PUNCT
cblr-1709	292	1	in	in	ADP
cblr-1709	292	2	february	february	PROPN
cblr-1709	292	3	2017	2017	NUM
cblr-1709	292	4	,	,	PUNCT
cblr-1709	292	5	the	the	DET
cblr-1709	292	6	new	new	PROPN
cblr-1709	292	7	york	york	PROPN
cblr-1709	292	8	department	department	PROPN
cblr-1709	292	9	of	of	ADP
cblr-1709	292	10	financial	financial	ADJ
cblr-1709	292	11	services	service	NOUN
cblr-1709	292	12	(	(	PUNCT
cblr-1709	292	13	“	"	PUNCT
cblr-1709	292	14	dfs	dfs	NOUN
cblr-1709	292	15	”	"	PUNCT
cblr-1709	292	16	)	)	PUNCT
cblr-1709	292	17	released	release	VERB
cblr-1709	292	18	regulations	regulation	NOUN
cblr-1709	292	19	that	that	PRON
cblr-1709	292	20	require	require	VERB
cblr-1709	292	21	financial	financial	ADJ
cblr-1709	292	22	institutions	institution	NOUN
cblr-1709	292	23	operating	operate	VERB
cblr-1709	292	24	in	in	ADP
cblr-1709	292	25	new	new	PROPN
cblr-1709	292	26	york	york	PROPN
cblr-1709	292	27	to	to	PART
cblr-1709	292	28	develop	develop	VERB
cblr-1709	292	29	a	a	DET
cblr-1709	292	30	cybersecurity	cybersecurity	NOUN
cblr-1709	292	31	program	program	NOUN
cblr-1709	292	32	,	,	PUNCT
cblr-1709	292	33	designate	designate	VERB
cblr-1709	292	34	a	a	DET
cblr-1709	292	35	chief	chief	ADJ
cblr-1709	292	36	information	information	NOUN
cblr-1709	292	37	security	security	NOUN
cblr-1709	292	38	officer	officer	NOUN
cblr-1709	292	39	,	,	PUNCT
cblr-1709	292	40	limit	limit	VERB
cblr-1709	292	41	who	who	PRON
cblr-1709	292	42	has	have	VERB
cblr-1709	292	43	access	access	NOUN
cblr-1709	292	44	to	to	ADP
cblr-1709	292	45	data	datum	NOUN
cblr-1709	292	46	or	or	CCONJ
cblr-1709	292	47	systems	system	NOUN
cblr-1709	292	48	,	,	PUNCT
cblr-1709	292	49	notify	notify	VERB
cblr-1709	292	50	the	the	DET
cblr-1709	292	51	dfs	dfs	NOUN
cblr-1709	292	52	of	of	ADP
cblr-1709	292	53	a	a	DET
cblr-1709	292	54	cybersecurity	cybersecurity	NOUN
cblr-1709	292	55	event	event	NOUN
cblr-1709	292	56	within	within	ADP
cblr-1709	292	57	seventy	seventy	NUM
cblr-1709	292	58	-	-	PUNCT
cblr-1709	292	59	two	two	NUM
cblr-1709	292	60	hours	hour	NOUN
cblr-1709	292	61	,	,	PUNCT
cblr-1709	292	62	and	and	CCONJ
cblr-1709	292	63	have	have	VERB
cblr-1709	292	64	a	a	DET
cblr-1709	292	65	written	write	VERB
cblr-1709	292	66	incident	incident	NOUN
cblr-1709	292	67	response	response	NOUN
cblr-1709	292	68	plan.109	plan.109	VERB
cblr-1709	292	69	in	in	ADP
cblr-1709	292	70	may	may	PROPN
cblr-1709	292	71	2017	2017	NUM
cblr-1709	292	72	,	,	PUNCT
cblr-1709	292	73	colorado	colorado	NOUN
cblr-1709	292	74	adopted	adopt	VERB
cblr-1709	292	75	regulations	regulation	NOUN
cblr-1709	292	76	that	that	PRON
cblr-1709	292	77	require	require	VERB
cblr-1709	292	78	broker	broker	NOUN
cblr-1709	292	79	-	-	PUNCT
cblr-1709	292	80	dealers	dealer	NOUN
cblr-1709	292	81	operating	operate	VERB
cblr-1709	292	82	in	in	ADP
cblr-1709	292	83	the	the	DET
cblr-1709	292	84	state	state	NOUN
cblr-1709	292	85	to	to	PART
cblr-1709	292	86	establish	establish	VERB
cblr-1709	292	87	procedures	procedure	NOUN
cblr-1709	292	88	to	to	PART
cblr-1709	292	89	ensure	ensure	VERB
cblr-1709	292	90	cybersecurity	cybersecurity	NOUN
cblr-1709	292	91	,	,	PUNCT
cblr-1709	292	92	including	include	VERB
cblr-1709	292	93	using	use	VERB
cblr-1709	292	94	secure	secure	ADJ
cblr-1709	292	95	email	email	NOUN
cblr-1709	292	96	for	for	ADP
cblr-1709	292	97	confidential	confidential	ADJ
cblr-1709	292	98	personal	personal	ADJ
cblr-1709	292	99	information	information	NOUN
cblr-1709	292	100	,	,	PUNCT
cblr-1709	292	101	authenticating	authenticate	VERB
cblr-1709	292	102	employee	employee	NOUN
cblr-1709	292	103	106	106	NUM
cblr-1709	292	104	the	the	DET
cblr-1709	292	105	audit	audit	NOUN
cblr-1709	292	106	reviewed	review	VERB
cblr-1709	292	107	twelve	twelve	NUM
cblr-1709	292	108	rules	rule	NOUN
cblr-1709	292	109	from	from	ADP
cblr-1709	292	110	between	between	ADP
cblr-1709	292	111	1999	1999	NUM
cblr-1709	292	112	and	and	CCONJ
cblr-1709	292	113	2001	2001	NUM
cblr-1709	292	114	.	.	PUNCT
cblr-1709	293	1	see	see	VERB
cblr-1709	293	2	sec	sec	PROPN
cblr-1709	293	3	,	,	PUNCT
cblr-1709	293	4	rulemaking	rulemaking	NOUN
cblr-1709	293	5	process	process	NOUN
cblr-1709	293	6	,	,	PUNCT
cblr-1709	293	7	audit	audit	NOUN
cblr-1709	293	8	no	no	PRON
cblr-1709	293	9	.	.	NOUN
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cblr-1709	294	2	(	(	PUNCT
cblr-1709	294	3	2002	2002	NUM
cblr-1709	294	4	)	)	PUNCT
cblr-1709	294	5	,	,	PUNCT
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cblr-1709	295	1	[	[	X
cblr-1709	295	2	https://perma.cc/kzf6-uj5	https://perma.cc/kzf6-uj5	X
cblr-1709	295	3	g	g	NOUN
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cblr-1709	295	5	.	.	PUNCT
cblr-1709	296	1	107	107	NUM
cblr-1709	296	2	rulemaking	rulemaking	NOUN
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cblr-1709	296	4	,	,	PUNCT
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cblr-1709	296	7	sec	sec	PROPN
cblr-1709	296	8	.	.	PROPN
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cblr-1709	296	10	exchange	exchange	PROPN
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cblr-1709	296	12	,	,	PUNCT
cblr-1709	296	13	https://www.sec.gov/rules/rulemaking-index.shtml	https://www.sec.gov/rules/rulemaking-index.shtml	VERB
cblr-1709	297	1	[	[	X
cblr-1709	297	2	https://perma.cc/ea8vsfpr	https://perma.cc/ea8vsfpr	X
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cblr-1709	297	4	(	(	PUNCT
cblr-1709	297	5	last	last	ADV
cblr-1709	297	6	modified	modify	VERB
cblr-1709	297	7	nov	nov	PROPN
cblr-1709	297	8	.	.	PROPN
cblr-1709	297	9	6	6	NUM
cblr-1709	297	10	,	,	PUNCT
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cblr-1709	297	12	)	)	PUNCT
cblr-1709	297	13	.	.	PUNCT
cblr-1709	298	1	108	108	NUM
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cblr-1709	299	2	d.	d.	PROPN
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cblr-1709	302	9	see	see	VERB
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cblr-1709	302	22	,	,	PUNCT
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cblr-1709	302	24	gottlieb	gottlieb	PROPN
cblr-1709	302	25	(	(	PUNCT
cblr-1709	302	26	aug	aug	PROPN
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cblr-1709	302	36	organize	organize	NOUN
cblr-1709	302	37	-	-	PUNCT
cblr-1709	302	38	archive	archive	NOUN
cblr-1709	302	39	/	/	SYM
cblr-1709	302	40	cgsh	cgsh	NOUN
cblr-1709	302	41	/	/	SYM
cblr-1709	302	42	files/2017	files/2017	NOUN
cblr-1709	302	43	/	/	SYM
cblr-1709	302	44	publications	publication	NOUN
cblr-1709	302	45	/	/	SYM
cblr-1709	302	46	alert	alert	NOUN
cblr-1709	302	47	-	-	PUNCT
cblr-1709	302	48	memos	memo	NOUN
cblr-1709	302	49	/	/	SYM
cblr-1709	302	50	nydfscybersecurity	nydfscybersecurity	NOUN
cblr-1709	302	51	-	-	PUNCT
cblr-1709	302	52	regulations	regulation	NOUN
cblr-1709	302	53	-	-	PUNCT
cblr-1709	302	54	take	take	VERB
cblr-1709	302	55	-	-	PUNCT
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cblr-1709	302	57	-	-	PUNCT
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cblr-1709	303	4	.	.	PUNCT
cblr-1709	304	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	304	2	974	974	NUM
cblr-1709	304	3	columbia	columbia	PROPN
cblr-1709	304	4	business	business	NOUN
cblr-1709	304	5	law	law	PROPN
cblr-1709	304	6	review	review	NOUN
cblr-1709	304	7	[	[	X
cblr-1709	304	8	vol	vol	NOUN
cblr-1709	304	9	.	.	PUNCT
cblr-1709	304	10	2018	2018	NUM
cblr-1709	304	11	access	access	NOUN
cblr-1709	304	12	to	to	ADP
cblr-1709	304	13	sensitive	sensitive	ADJ
cblr-1709	304	14	information	information	NOUN
cblr-1709	304	15	,	,	PUNCT
cblr-1709	304	16	and	and	CCONJ
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cblr-1709	304	22	may	may	PROPN
cblr-1709	304	23	2017	2017	NUM
cblr-1709	304	24	,	,	PUNCT
cblr-1709	304	25	vermont	vermont	PROPN
cblr-1709	304	26	also	also	ADV
cblr-1709	304	27	promulgated	promulgate	VERB
cblr-1709	304	28	cybersecurity	cybersecurity	NOUN
cblr-1709	304	29	regulations	regulation	NOUN
cblr-1709	304	30	that	that	PRON
cblr-1709	304	31	require	require	VERB
cblr-1709	304	32	securities	security	NOUN
cblr-1709	304	33	professionals	professional	NOUN
cblr-1709	304	34	operating	operate	VERB
cblr-1709	304	35	in	in	ADP
cblr-1709	304	36	vermont	vermont	PROPN
cblr-1709	304	37	to	to	PART
cblr-1709	304	38	establish	establish	VERB
cblr-1709	304	39	information	information	NOUN
cblr-1709	304	40	security	security	NOUN
cblr-1709	304	41	protocols	protocol	NOUN
cblr-1709	304	42	with	with	ADP
cblr-1709	304	43	nearly	nearly	ADV
cblr-1709	304	44	identical	identical	ADJ
cblr-1709	304	45	obligations	obligation	NOUN
cblr-1709	304	46	to	to	ADP
cblr-1709	304	47	those	those	PRON
cblr-1709	304	48	in	in	ADP
cblr-1709	304	49	colorado.111	colorado.111	NOUN
cblr-1709	304	50	although	although	SCONJ
cblr-1709	304	51	these	these	DET
cblr-1709	304	52	regulations	regulation	NOUN
cblr-1709	304	53	apply	apply	VERB
cblr-1709	304	54	to	to	ADP
cblr-1709	304	55	brokerdealers	brokerdealer	NOUN
cblr-1709	304	56	operating	operate	VERB
cblr-1709	304	57	in	in	ADP
cblr-1709	304	58	these	these	DET
cblr-1709	304	59	states	state	NOUN
cblr-1709	304	60	,	,	PUNCT
cblr-1709	304	61	they	they	PRON
cblr-1709	304	62	do	do	AUX
cblr-1709	304	63	not	not	PART
cblr-1709	304	64	mandate	mandate	VERB
cblr-1709	304	65	any	any	DET
cblr-1709	304	66	additional	additional	ADJ
cblr-1709	304	67	disclosure	disclosure	NOUN
cblr-1709	304	68	requirements	requirement	NOUN
cblr-1709	304	69	.	.	PUNCT
cblr-1709	305	1	2	2	X
cblr-1709	305	2	.	.	X
cblr-1709	305	3	data	datum	NOUN
cblr-1709	305	4	breach	breach	NOUN
cblr-1709	305	5	notification	notification	NOUN
cblr-1709	305	6	laws	law	NOUN
cblr-1709	305	7	due	due	ADJ
cblr-1709	305	8	to	to	ADP
cblr-1709	305	9	federal	federal	ADJ
cblr-1709	305	10	inaction	inaction	NOUN
cblr-1709	305	11	,	,	PUNCT
cblr-1709	305	12	individual	individual	ADJ
cblr-1709	305	13	states	state	NOUN
cblr-1709	305	14	have	have	AUX
cblr-1709	305	15	started	start	VERB
cblr-1709	305	16	enacting	enact	VERB
cblr-1709	305	17	data	datum	NOUN
cblr-1709	305	18	breach	breach	NOUN
cblr-1709	305	19	notification	notification	NOUN
cblr-1709	305	20	laws	law	NOUN
cblr-1709	305	21	for	for	ADP
cblr-1709	305	22	all	all	DET
cblr-1709	305	23	entities	entity	NOUN
cblr-1709	305	24	doing	do	VERB
cblr-1709	305	25	business	business	NOUN
cblr-1709	305	26	within	within	ADP
cblr-1709	305	27	their	their	PRON
cblr-1709	305	28	state	state	NOUN
cblr-1709	305	29	;	;	PUNCT
cblr-1709	305	30	however	however	ADV
cblr-1709	305	31	,	,	PUNCT
cblr-1709	305	32	the	the	DET
cblr-1709	305	33	laws	law	NOUN
cblr-1709	305	34	vary	vary	VERB
cblr-1709	305	35	greatly	greatly	ADV
cblr-1709	305	36	in	in	ADP
cblr-1709	305	37	their	their	PRON
cblr-1709	305	38	breadth	breadth	NOUN
cblr-1709	305	39	and	and	CCONJ
cblr-1709	305	40	rigor.112	rigor.112	PROPN
cblr-1709	305	41	california	california	PROPN
cblr-1709	305	42	was	be	AUX
cblr-1709	305	43	the	the	DET
cblr-1709	305	44	first	first	ADJ
cblr-1709	305	45	state	state	NOUN
cblr-1709	305	46	to	to	PART
cblr-1709	305	47	pass	pass	VERB
cblr-1709	305	48	a	a	DET
cblr-1709	305	49	data	data	NOUN
cblr-1709	305	50	breach	breach	NOUN
cblr-1709	305	51	notification	notification	NOUN
cblr-1709	305	52	law	law	NOUN
cblr-1709	305	53	in	in	ADP
cblr-1709	305	54	2002	2002	NUM
cblr-1709	305	55	,	,	PUNCT
cblr-1709	305	56	but	but	CCONJ
cblr-1709	305	57	in	in	ADP
cblr-1709	305	58	the	the	DET
cblr-1709	305	59	past	past	ADJ
cblr-1709	305	60	two	two	NUM
cblr-1709	305	61	decades	decade	NOUN
cblr-1709	305	62	,	,	PUNCT
cblr-1709	305	63	all	all	DET
cblr-1709	305	64	fifty	fifty	NUM
cblr-1709	305	65	states	state	NOUN
cblr-1709	305	66	as	as	ADV
cblr-1709	305	67	well	well	ADV
cblr-1709	305	68	as	as	ADP
cblr-1709	305	69	the	the	DET
cblr-1709	305	70	district	district	NOUN
cblr-1709	305	71	of	of	ADP
cblr-1709	305	72	columbia	columbia	PROPN
cblr-1709	305	73	,	,	PUNCT
cblr-1709	305	74	guam	guam	PROPN
cblr-1709	305	75	,	,	PUNCT
cblr-1709	305	76	puerto	puerto	PROPN
cblr-1709	305	77	rico	rico	PROPN
cblr-1709	305	78	,	,	PUNCT
cblr-1709	305	79	and	and	CCONJ
cblr-1709	305	80	the	the	DET
cblr-1709	305	81	virgin	virgin	PROPN
cblr-1709	305	82	islands	island	NOUN
cblr-1709	305	83	have	have	AUX
cblr-1709	305	84	enacted	enact	VERB
cblr-1709	305	85	some	some	DET
cblr-1709	305	86	form	form	NOUN
cblr-1709	305	87	of	of	ADP
cblr-1709	305	88	data	datum	NOUN
cblr-1709	305	89	breach	breach	NOUN
cblr-1709	305	90	notification	notification	NOUN
cblr-1709	305	91	law.113	law.113	NOUN
cblr-1709	305	92	this	this	DET
cblr-1709	305	93	patchwork	patchwork	NOUN
cblr-1709	305	94	approach	approach	NOUN
cblr-1709	305	95	had	have	AUX
cblr-1709	305	96	resulted	result	VERB
cblr-1709	305	97	in	in	ADP
cblr-1709	305	98	inconsistent	inconsistent	ADJ
cblr-1709	305	99	results	result	NOUN
cblr-1709	305	100	,	,	PUNCT
cblr-1709	305	101	as	as	SCONJ
cblr-1709	305	102	when	when	SCONJ
cblr-1709	305	103	target	target	NOUN
cblr-1709	305	104	corporation	corporation	NOUN
cblr-1709	305	105	paid	pay	VERB
cblr-1709	305	106	an	an	DET
cblr-1709	305	107	$	$	SYM
cblr-1709	305	108	18.5	18.5	NUM
cblr-1709	305	109	million	million	NUM
cblr-1709	305	110	settlement	settlement	NOUN
cblr-1709	305	111	to	to	ADP
cblr-1709	305	112	forty	forty	NUM
cblr-1709	305	113	-	-	PUNCT
cblr-1709	305	114	seven	seven	NUM
cblr-1709	305	115	states	state	NOUN
cblr-1709	305	116	in	in	ADP
cblr-1709	305	117	relation	relation	NOUN
cblr-1709	305	118	to	to	ADP
cblr-1709	305	119	its	its	PRON
cblr-1709	305	120	2013	2013	NUM
cblr-1709	305	121	data	datum	NOUN
cblr-1709	305	122	breach	breach	NOUN
cblr-1709	305	123	,	,	PUNCT
cblr-1709	305	124	but	but	CCONJ
cblr-1709	305	125	alabama	alabama	PROPN
cblr-1709	305	126	was	be	AUX
cblr-1709	305	127	not	not	PART
cblr-1709	305	128	included	include	VERB
cblr-1709	305	129	because	because	SCONJ
cblr-1709	305	130	it	it	PRON
cblr-1709	305	131	did	do	AUX
cblr-1709	305	132	not	not	PART
cblr-1709	305	133	yet	yet	ADV
cblr-1709	305	134	have	have	VERB
cblr-1709	305	135	a	a	DET
cblr-1709	305	136	data	data	NOUN
cblr-1709	305	137	breach	breach	NOUN
cblr-1709	305	138	notification	notification	NOUN
cblr-1709	305	139	law.114	law.114	NOUN
cblr-1709	305	140	in	in	ADP
cblr-1709	305	141	other	other	ADJ
cblr-1709	305	142	words	word	NOUN
cblr-1709	305	143	,	,	PUNCT
cblr-1709	305	144	target	target	NOUN
cblr-1709	305	145	owed	owe	VERB
cblr-1709	305	146	no	no	DET
cblr-1709	305	147	legal	legal	ADJ
cblr-1709	305	148	obligation	obligation	NOUN
cblr-1709	305	149	to	to	ADP
cblr-1709	305	150	alabama	alabama	PROPN
cblr-1709	305	151	residents	resident	NOUN
cblr-1709	305	152	to	to	PART
cblr-1709	305	153	protect	protect	VERB
cblr-1709	305	154	their	their	PRON
cblr-1709	305	155	110	110	NUM
cblr-1709	305	156	see	see	NOUN
cblr-1709	305	157	colo	colo	PROPN
cblr-1709	305	158	.	.	PUNCT
cblr-1709	306	1	code	code	NOUN
cblr-1709	306	2	regs	reg	NOUN
cblr-1709	306	3	.	.	PUNCT
cblr-1709	307	1	§	§	PROPN
cblr-1709	307	2	704	704	NUM
cblr-1709	307	3	-	-	SYM
cblr-1709	307	4	1:51	1:51	NUM
cblr-1709	307	5	-	-	SYM
cblr-1709	307	6	4.8	4.8	NUM
cblr-1709	307	7	(	(	PUNCT
cblr-1709	307	8	2018	2018	NUM
cblr-1709	307	9	)	)	PUNCT
cblr-1709	307	10	.	.	PUNCT
cblr-1709	308	1	111	111	NUM
cblr-1709	308	2	see	see	VERB
cblr-1709	308	3	4	4	NUM
cblr-1709	308	4	-	-	SYM
cblr-1709	308	5	4	4	NUM
cblr-1709	308	6	vt	vt	PROPN
cblr-1709	308	7	.	.	PROPN
cblr-1709	308	8	code	code	PROPN
cblr-1709	308	9	r.	r.	PROPN
cblr-1709	308	10	§	§	PROPN
cblr-1709	308	11	8:8	8:8	NUM
cblr-1709	308	12	-	-	SYM
cblr-1709	308	13	4	4	NUM
cblr-1709	308	14	(	(	PUNCT
cblr-1709	308	15	2018	2018	NUM
cblr-1709	308	16	)	)	PUNCT
cblr-1709	308	17	.	.	PUNCT
cblr-1709	309	1	112	112	NUM
cblr-1709	309	2	see	see	VERB
cblr-1709	309	3	charlotte	charlotte	PROPN
cblr-1709	309	4	a.	a.	PROPN
cblr-1709	309	5	tschider	tschider	PROPN
cblr-1709	309	6	,	,	PUNCT
cblr-1709	309	7	experimenting	experiment	VERB
cblr-1709	309	8	with	with	ADP
cblr-1709	309	9	privacy	privacy	NOUN
cblr-1709	309	10	:	:	PUNCT
cblr-1709	309	11	driving	drive	VERB
cblr-1709	309	12	efficiency	efficiency	NOUN
cblr-1709	309	13	through	through	ADP
cblr-1709	309	14	a	a	DET
cblr-1709	309	15	state	state	NOUN
cblr-1709	309	16	-	-	PUNCT
cblr-1709	309	17	informed	inform	VERB
cblr-1709	309	18	federal	federal	ADJ
cblr-1709	309	19	data	datum	NOUN
cblr-1709	309	20	breach	breach	NOUN
cblr-1709	309	21	notification	notification	NOUN
cblr-1709	309	22	and	and	CCONJ
cblr-1709	309	23	data	datum	NOUN
cblr-1709	309	24	protection	protection	NOUN
cblr-1709	309	25	law	law	NOUN
cblr-1709	309	26	,	,	PUNCT
cblr-1709	309	27	18	18	NUM
cblr-1709	309	28	tul	tul	NOUN
cblr-1709	309	29	.	.	PUNCT
cblr-1709	309	30	j.	j.	PROPN
cblr-1709	309	31	tech	tech	PROPN
cblr-1709	309	32	.	.	PROPN
cblr-1709	309	33	&	&	CCONJ
cblr-1709	309	34	intell	intell	PROPN
cblr-1709	309	35	.	.	PUNCT
cblr-1709	310	1	prop	prop	PROPN
cblr-1709	310	2	.	.	PUNCT
cblr-1709	311	1	45	45	NUM
cblr-1709	311	2	,	,	PUNCT
cblr-1709	311	3	63–65	63–65	NUM
cblr-1709	311	4	(	(	PUNCT
cblr-1709	311	5	2015	2015	NUM
cblr-1709	311	6	)	)	PUNCT
cblr-1709	311	7	.	.	PUNCT
cblr-1709	312	1	113	113	NUM
cblr-1709	312	2	i	i	PRON
cblr-1709	312	3	d.	d.	PROPN
cblr-1709	312	4	at	at	ADP
cblr-1709	312	5	63	63	NUM
cblr-1709	312	6	;	;	PUNCT
cblr-1709	312	7	security	security	NOUN
cblr-1709	312	8	breach	breach	NOUN
cblr-1709	312	9	notification	notification	NOUN
cblr-1709	312	10	laws	law	NOUN
cblr-1709	312	11	,	,	PUNCT
cblr-1709	312	12	nat’l	nat’l	NOUN
cblr-1709	312	13	conf	conf	NOUN
cblr-1709	312	14	.	.	PUNCT
cblr-1709	312	15	of	of	ADP
cblr-1709	312	16	st	st	PROPN
cblr-1709	312	17	.	.	PROPN
cblr-1709	312	18	legislatures	legislature	NOUN
cblr-1709	312	19	(	(	PUNCT
cblr-1709	312	20	sept	sept	PROPN
cblr-1709	312	21	.	.	PROPN
cblr-1709	312	22	29	29	NUM
cblr-1709	312	23	,	,	PUNCT
cblr-1709	312	24	2018	2018	NUM
cblr-1709	312	25	)	)	PUNCT
cblr-1709	312	26	,	,	PUNCT
cblr-1709	312	27	http://www.ncsl.org/research/	http://www.ncsl.org/research/	PUNCT
cblr-1709	312	28	telecommunications	telecommunications	NOUN
cblr-1709	312	29	-	-	PUNCT
cblr-1709	312	30	and	and	CCONJ
cblr-1709	312	31	-	-	PUNCT
cblr-1709	312	32	information	information	NOUN
cblr-1709	312	33	-	-	PUNCT
cblr-1709	312	34	technology	technology	NOUN
cblr-1709	312	35	/	/	SYM
cblr-1709	312	36	security	security	NOUN
cblr-1709	312	37	-	-	PUNCT
cblr-1709	312	38	breachnotification	breachnotification	NOUN
cblr-1709	312	39	-	-	PUNCT
cblr-1709	312	40	laws.aspx	laws.aspx	NOUN
cblr-1709	313	1	[	[	X
cblr-1709	313	2	https://perma.cc/sk6p-q82b	https://perma.cc/sk6p-q82b	X
cblr-1709	313	3	]	]	PUNCT
cblr-1709	313	4	.	.	PUNCT
cblr-1709	314	1	alabama	alabama	PROPN
cblr-1709	314	2	and	and	CCONJ
cblr-1709	314	3	south	south	PROPN
cblr-1709	314	4	dakota	dakota	PROPN
cblr-1709	314	5	,	,	PUNCT
cblr-1709	314	6	the	the	DET
cblr-1709	314	7	last	last	ADJ
cblr-1709	314	8	two	two	NUM
cblr-1709	314	9	states	state	NOUN
cblr-1709	314	10	to	to	PART
cblr-1709	314	11	do	do	VERB
cblr-1709	314	12	so	so	ADV
cblr-1709	314	13	,	,	PUNCT
cblr-1709	314	14	only	only	ADV
cblr-1709	314	15	passed	pass	VERB
cblr-1709	314	16	such	such	ADJ
cblr-1709	314	17	laws	law	NOUN
cblr-1709	314	18	in	in	ADP
cblr-1709	314	19	2018	2018	NUM
cblr-1709	314	20	.	.	PUNCT
cblr-1709	315	1	114	114	NUM
cblr-1709	315	2	leada	leada	PROPN
cblr-1709	315	3	gore	gore	PROPN
cblr-1709	315	4	,	,	PUNCT
cblr-1709	315	5	why	why	SCONJ
cblr-1709	315	6	alabama	alabama	PROPN
cblr-1709	315	7	is	be	AUX
cblr-1709	315	8	n’t	not	PART
cblr-1709	315	9	cashing	cash	VERB
cblr-1709	315	10	in	in	ADP
cblr-1709	315	11	on	on	ADP
cblr-1709	315	12	$	$	SYM
cblr-1709	315	13	18.5	18.5	NUM
cblr-1709	315	14	million	million	NUM
cblr-1709	315	15	target	target	NOUN
cblr-1709	315	16	data	datum	NOUN
cblr-1709	315	17	breach	breach	NOUN
cblr-1709	315	18	settlement	settlement	NOUN
cblr-1709	315	19	,	,	PUNCT
cblr-1709	315	20	al.com	al.com	PROPN
cblr-1709	315	21	(	(	PUNCT
cblr-1709	315	22	may	may	PROPN
cblr-1709	315	23	25	25	NUM
cblr-1709	315	24	,	,	PUNCT
cblr-1709	315	25	2017	2017	NUM
cblr-1709	315	26	)	)	PUNCT
cblr-1709	315	27	,	,	PUNCT
cblr-1709	315	28	http://www.al.com/news/index.ssf/2017/05/why_alabama_isnt_cashing_in	http://www.al.com/news/index.ssf/2017/05/why_alabama_isnt_cashing_in	NOUN
cblr-1709	315	29	_	_	PRON
cblr-1709	315	30	on.html	on.html	NOUN
cblr-1709	316	1	[	[	X
cblr-1709	316	2	https://perma.cc/uk3c-vtqq	https://perma.cc/uk3c-vtqq	X
cblr-1709	316	3	]	]	X
cblr-1709	316	4	.	.	PUNCT
cblr-1709	317	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	317	2	no	no	NOUN
cblr-1709	317	3	.	.	NOUN
cblr-1709	318	1	3:952	3:952	NUM
cblr-1709	318	2	]	]	X
cblr-1709	318	3	hacking	hack	VERB
cblr-1709	318	4	our	our	PRON
cblr-1709	318	5	securities	security	NOUN
cblr-1709	318	6	disclosure	disclosure	NOUN
cblr-1709	318	7	system	system	NOUN
cblr-1709	318	8	975	975	NUM
cblr-1709	318	9	personal	personal	ADJ
cblr-1709	318	10	information	information	NOUN
cblr-1709	318	11	from	from	ADP
cblr-1709	318	12	hacking	hack	VERB
cblr-1709	318	13	or	or	CCONJ
cblr-1709	318	14	to	to	PART
cblr-1709	318	15	notify	notify	VERB
cblr-1709	318	16	them	they	PRON
cblr-1709	318	17	about	about	ADP
cblr-1709	318	18	a	a	DET
cblr-1709	318	19	breach.115	breach.115	NOUN
cblr-1709	318	20	all	all	DET
cblr-1709	318	21	state	state	NOUN
cblr-1709	318	22	data	datum	NOUN
cblr-1709	318	23	breach	breach	NOUN
cblr-1709	318	24	notification	notification	NOUN
cblr-1709	318	25	statutes	statute	NOUN
cblr-1709	318	26	obligate	obligate	NOUN
cblr-1709	318	27	entities	entity	NOUN
cblr-1709	318	28	to	to	PART
cblr-1709	318	29	alert	alert	VERB
cblr-1709	318	30	individuals	individual	NOUN
cblr-1709	318	31	when	when	SCONJ
cblr-1709	318	32	a	a	DET
cblr-1709	318	33	data	data	NOUN
cblr-1709	318	34	breach	breach	NOUN
cblr-1709	318	35	affects	affect	VERB
cblr-1709	318	36	their	their	PRON
cblr-1709	318	37	personally	personally	ADV
cblr-1709	318	38	identifiably	identifiably	ADV
cblr-1709	318	39	information.116	information.116	VERB
cblr-1709	318	40	these	these	DET
cblr-1709	318	41	laws	law	NOUN
cblr-1709	318	42	,	,	PUNCT
cblr-1709	318	43	however	however	ADV
cblr-1709	318	44	,	,	PUNCT
cblr-1709	318	45	vary	vary	VERB
cblr-1709	318	46	widely	widely	ADV
cblr-1709	318	47	on	on	ADP
cblr-1709	318	48	what	what	PRON
cblr-1709	318	49	entities	entity	NOUN
cblr-1709	318	50	are	be	AUX
cblr-1709	318	51	covered	cover	VERB
cblr-1709	318	52	,	,	PUNCT
cblr-1709	318	53	what	what	PRON
cblr-1709	318	54	constitutes	constitute	VERB
cblr-1709	318	55	“	"	PUNCT
cblr-1709	318	56	personally	personally	ADV
cblr-1709	318	57	identifiably	identifiably	ADV
cblr-1709	318	58	information	information	NOUN
cblr-1709	318	59	,	,	PUNCT
cblr-1709	318	60	”	"	PUNCT
cblr-1709	318	61	what	what	DET
cblr-1709	318	62	type	type	NOUN
cblr-1709	318	63	of	of	ADP
cblr-1709	318	64	notification	notification	NOUN
cblr-1709	318	65	must	must	AUX
cblr-1709	318	66	be	be	AUX
cblr-1709	318	67	provided	provide	VERB
cblr-1709	318	68	,	,	PUNCT
cblr-1709	318	69	and	and	CCONJ
cblr-1709	318	70	whether	whether	SCONJ
cblr-1709	318	71	data	datum	NOUN
cblr-1709	318	72	encryption	encryption	NOUN
cblr-1709	318	73	provides	provide	VERB
cblr-1709	318	74	a	a	DET
cblr-1709	318	75	safe	safe	ADJ
cblr-1709	318	76	harbor.117	harbor.117	NOUN
cblr-1709	318	77	for	for	ADP
cblr-1709	318	78	instance	instance	NOUN
cblr-1709	318	79	,	,	PUNCT
cblr-1709	318	80	individuals	individual	NOUN
cblr-1709	318	81	and	and	CCONJ
cblr-1709	318	82	government	government	NOUN
cblr-1709	318	83	agencies	agency	NOUN
cblr-1709	318	84	must	must	AUX
cblr-1709	318	85	notify	notify	VERB
cblr-1709	318	86	alaskans	alaskans	PROPN
cblr-1709	318	87	by	by	ADP
cblr-1709	318	88	written	write	VERB
cblr-1709	318	89	or	or	CCONJ
cblr-1709	318	90	electronic	electronic	ADJ
cblr-1709	318	91	means	mean	NOUN
cblr-1709	318	92	if	if	SCONJ
cblr-1709	318	93	their	their	PRON
cblr-1709	318	94	personal	personal	ADJ
cblr-1709	318	95	information	information	NOUN
cblr-1709	318	96	is	be	AUX
cblr-1709	318	97	compromised	compromise	VERB
cblr-1709	318	98	during	during	ADP
cblr-1709	318	99	a	a	DET
cblr-1709	318	100	breach	breach	NOUN
cblr-1709	318	101	,	,	PUNCT
cblr-1709	318	102	unless	unless	SCONJ
cblr-1709	318	103	the	the	DET
cblr-1709	318	104	information	information	NOUN
cblr-1709	318	105	is	be	AUX
cblr-1709	318	106	encrypted	encrypt	VERB
cblr-1709	318	107	and	and	CCONJ
cblr-1709	318	108	the	the	DET
cblr-1709	318	109	encryption	encryption	NOUN
cblr-1709	318	110	key	key	NOUN
cblr-1709	318	111	remains	remain	VERB
cblr-1709	318	112	secure.118	secure.118	VERB
cblr-1709	318	113	most	most	ADJ
cblr-1709	318	114	states	state	NOUN
cblr-1709	318	115	—	—	PUNCT
cblr-1709	318	116	including	include	VERB
cblr-1709	318	117	alaska	alaska	NOUN
cblr-1709	318	118	—	—	PUNCT
cblr-1709	318	119	define	define	VERB
cblr-1709	318	120	personally	personally	ADV
cblr-1709	318	121	identifiably	identifiably	ADV
cblr-1709	318	122	information	information	NOUN
cblr-1709	318	123	to	to	PART
cblr-1709	318	124	include	include	VERB
cblr-1709	318	125	names	name	NOUN
cblr-1709	318	126	coupled	couple	VERB
cblr-1709	318	127	with	with	ADP
cblr-1709	318	128	social	social	ADJ
cblr-1709	318	129	security	security	NOUN
cblr-1709	318	130	numbers	number	NOUN
cblr-1709	318	131	,	,	PUNCT
cblr-1709	318	132	driver	driver	NOUN
cblr-1709	318	133	’s	’s	PART
cblr-1709	318	134	license	license	NOUN
cblr-1709	318	135	numbers	number	NOUN
cblr-1709	318	136	,	,	PUNCT
cblr-1709	318	137	financial	financial	ADJ
cblr-1709	318	138	account	account	NOUN
cblr-1709	318	139	or	or	CCONJ
cblr-1709	318	140	credit	credit	NOUN
cblr-1709	318	141	card	card	NOUN
cblr-1709	318	142	numbers	number	NOUN
cblr-1709	318	143	,	,	PUNCT
cblr-1709	318	144	or	or	CCONJ
cblr-1709	318	145	security	security	NOUN
cblr-1709	318	146	codes	code	NOUN
cblr-1709	318	147	or	or	CCONJ
cblr-1709	318	148	passwords	password	NOUN
cblr-1709	318	149	that	that	PRON
cblr-1709	318	150	would	would	AUX
cblr-1709	318	151	allow	allow	VERB
cblr-1709	318	152	access	access	NOUN
cblr-1709	318	153	to	to	ADP
cblr-1709	318	154	the	the	DET
cblr-1709	318	155	account.119	account.119	NOUN
cblr-1709	318	156	thus	thus	ADV
cblr-1709	318	157	,	,	PUNCT
cblr-1709	318	158	as	as	SCONJ
cblr-1709	318	159	one	one	NUM
cblr-1709	318	160	commentator	commentator	NOUN
cblr-1709	318	161	put	put	VERB
cblr-1709	318	162	it	it	PRON
cblr-1709	318	163	,	,	PUNCT
cblr-1709	318	164	on	on	ADP
cblr-1709	318	165	a	a	DET
cblr-1709	318	166	state	state	NOUN
cblr-1709	318	167	level	level	NOUN
cblr-1709	318	168	if	if	SCONJ
cblr-1709	318	169	“	"	PUNCT
cblr-1709	318	170	a	a	DET
cblr-1709	318	171	[	[	X
cblr-1709	318	172	broker	broker	NOUN
cblr-1709	318	173	-	-	PUNCT
cblr-1709	318	174	dealer	dealer	NOUN
cblr-1709	318	175	]	]	PUNCT
cblr-1709	318	176	experiences	experience	NOUN
cblr-1709	318	177	a	a	DET
cblr-1709	318	178	breach	breach	NOUN
cblr-1709	318	179	,	,	PUNCT
cblr-1709	318	180	it	it	PRON
cblr-1709	318	181	is	be	AUX
cblr-1709	318	182	possible	possible	ADJ
cblr-1709	318	183	it	it	PRON
cblr-1709	318	184	could	could	AUX
cblr-1709	318	185	have	have	VERB
cblr-1709	318	186	no	no	DET
cblr-1709	318	187	disclosures	disclosure	NOUN
cblr-1709	318	188	to	to	PART
cblr-1709	318	189	make	make	VERB
cblr-1709	318	190	,	,	PUNCT
cblr-1709	318	191	or	or	CCONJ
cblr-1709	318	192	several	several	ADJ
cblr-1709	318	193	,	,	PUNCT
cblr-1709	318	194	depending	depend	VERB
cblr-1709	318	195	on	on	ADP
cblr-1709	318	196	where	where	SCONJ
cblr-1709	318	197	it	it	PRON
cblr-1709	318	198	is	be	AUX
cblr-1709	318	199	located	locate	VERB
cblr-1709	318	200	and	and	CCONJ
cblr-1709	318	201	the	the	DET
cblr-1709	318	202	nature	nature	NOUN
cblr-1709	318	203	of	of	ADP
cblr-1709	318	204	the	the	DET
cblr-1709	318	205	information	information	NOUN
cblr-1709	318	206	at	at	ADP
cblr-1709	318	207	issue	issue	NOUN
cblr-1709	318	208	.	.	PUNCT
cblr-1709	318	209	”120	”120	PROPN
cblr-1709	319	1	however	however	ADV
cblr-1709	319	2	,	,	PUNCT
cblr-1709	319	3	the	the	DET
cblr-1709	319	4	bare	bare	ADJ
cblr-1709	319	5	disclosure	disclosure	NOUN
cblr-1709	319	6	requirements	requirement	NOUN
cblr-1709	319	7	mandated	mandate	VERB
cblr-1709	319	8	by	by	ADP
cblr-1709	319	9	states	state	NOUN
cblr-1709	319	10	are	be	AUX
cblr-1709	319	11	insufficient	insufficient	ADJ
cblr-1709	319	12	.	.	PUNCT
cblr-1709	320	1	as	as	SCONJ
cblr-1709	320	2	discussed	discuss	VERB
cblr-1709	320	3	in	in	ADP
cblr-1709	320	4	greater	great	ADJ
cblr-1709	320	5	detail	detail	NOUN
cblr-1709	320	6	below	below	ADV
cblr-1709	320	7	,	,	PUNCT
cblr-1709	320	8	the	the	DET
cblr-1709	320	9	statutory	statutory	ADJ
cblr-1709	320	10	definitions	definition	NOUN
cblr-1709	320	11	of	of	ADP
cblr-1709	320	12	personally	personally	ADV
cblr-1709	320	13	identifiably	identifiably	ADV
cblr-1709	320	14	information	information	NOUN
cblr-1709	320	15	in	in	ADP
cblr-1709	320	16	state	state	NOUN
cblr-1709	320	17	laws	law	NOUN
cblr-1709	320	18	typically	typically	ADV
cblr-1709	320	19	do	do	AUX
cblr-1709	320	20	not	not	PART
cblr-1709	320	21	include	include	VERB
cblr-1709	320	22	many	many	ADJ
cblr-1709	320	23	types	type	NOUN
cblr-1709	320	24	of	of	ADP
cblr-1709	320	25	data	datum	NOUN
cblr-1709	320	26	that	that	PRON
cblr-1709	320	27	would	would	AUX
cblr-1709	320	28	be	be	AUX
cblr-1709	320	29	particularly	particularly	ADV
cblr-1709	320	30	sensitive	sensitive	ADJ
cblr-1709	320	31	to	to	ADP
cblr-1709	320	32	broker	broker	NOUN
cblr-1709	320	33	-	-	PUNCT
cblr-1709	320	34	dealer	dealer	NOUN
cblr-1709	320	35	115	115	NUM
cblr-1709	320	36	see	see	VERB
cblr-1709	320	37	i	i	PRON
cblr-1709	320	38	d.	d.	PROPN
cblr-1709	320	39	116	116	NUM
cblr-1709	320	40	state	state	NOUN
cblr-1709	320	41	data	datum	NOUN
cblr-1709	320	42	breach	breach	NOUN
cblr-1709	320	43	laws	law	NOUN
cblr-1709	320	44	protected	protect	VERB
cblr-1709	320	45	personal	personal	ADJ
cblr-1709	320	46	information	information	NOUN
cblr-1709	320	47	chart	chart	NOUN
cblr-1709	320	48	:	:	PUNCT
cblr-1709	320	49	overview	overview	NOUN
cblr-1709	320	50	,	,	PUNCT
cblr-1709	320	51	prac	prac	PROPN
cblr-1709	320	52	.	.	PUNCT
cblr-1709	321	1	l.	l.	PROPN
cblr-1709	321	2	intell	intell	PROPN
cblr-1709	321	3	.	.	PUNCT
cblr-1709	322	1	prop	prop	PROPN
cblr-1709	322	2	.	.	PUNCT
cblr-1709	322	3	&	&	CCONJ
cblr-1709	322	4	tech	tech	PROPN
cblr-1709	322	5	.	.	PROPN
cblr-1709	322	6	,	,	PUNCT
cblr-1709	322	7	2015	2015	NUM
cblr-1709	322	8	wl	wl	NOUN
cblr-1709	322	9	3938380	3938380	NUM
cblr-1709	322	10	[	[	X
cblr-1709	322	11	hereinafter	hereinafter	NOUN
cblr-1709	322	12	state	state	NOUN
cblr-1709	322	13	data	datum	NOUN
cblr-1709	322	14	laws	law	NOUN
cblr-1709	322	15	]	]	PUNCT
cblr-1709	322	16	.	.	PUNCT
cblr-1709	323	1	117	117	NUM
cblr-1709	323	2	tschider	tschider	NOUN
cblr-1709	323	3	,	,	PUNCT
cblr-1709	323	4	supra	supra	PROPN
cblr-1709	323	5	note	note	NOUN
cblr-1709	323	6	112	112	NUM
cblr-1709	323	7	,	,	PUNCT
cblr-1709	323	8	at	at	ADP
cblr-1709	323	9	65–71	65–71	NOUN
cblr-1709	323	10	;	;	PUNCT
cblr-1709	323	11	see	see	VERB
cblr-1709	323	12	also	also	ADV
cblr-1709	323	13	state	state	NOUN
cblr-1709	323	14	data	datum	NOUN
cblr-1709	323	15	laws	law	NOUN
cblr-1709	323	16	,	,	PUNCT
cblr-1709	323	17	supra	supra	PROPN
cblr-1709	323	18	note	note	NOUN
cblr-1709	323	19	116	116	NUM
cblr-1709	323	20	.	.	PUNCT
cblr-1709	324	1	118	118	NUM
cblr-1709	324	2	see	see	VERB
cblr-1709	324	3	alaska	alaska	PROPN
cblr-1709	324	4	stat	stat	PROPN
cblr-1709	324	5	.	.	PUNCT
cblr-1709	325	1	ann	ann	PROPN
cblr-1709	325	2	.	.	PUNCT
cblr-1709	326	1	§	§	PROPN
cblr-1709	326	2	45.48.010–090	45.48.010–090	PRON
cblr-1709	326	3	(	(	PUNCT
cblr-1709	326	4	west	west	NOUN
cblr-1709	326	5	2018	2018	NUM
cblr-1709	326	6	)	)	PUNCT
cblr-1709	326	7	.	.	PUNCT
cblr-1709	327	1	119	119	NUM
cblr-1709	327	2	see	see	VERB
cblr-1709	327	3	state	state	NOUN
cblr-1709	327	4	data	datum	NOUN
cblr-1709	327	5	laws	law	NOUN
cblr-1709	327	6	,	,	PUNCT
cblr-1709	327	7	supra	supra	PROPN
cblr-1709	327	8	note	note	PROPN
cblr-1709	327	9	116	116	NUM
cblr-1709	327	10	;	;	PUNCT
cblr-1709	327	11	see	see	VERB
cblr-1709	327	12	also	also	ADV
cblr-1709	327	13	alaska	alaska	PROPN
cblr-1709	327	14	stat	stat	PROPN
cblr-1709	327	15	.	.	PUNCT
cblr-1709	328	1	ann	ann	PROPN
cblr-1709	328	2	.	.	PUNCT
cblr-1709	329	1	§	§	PROPN
cblr-1709	329	2	45.48.090	45.48.090	PROPN
cblr-1709	329	3	(	(	PUNCT
cblr-1709	329	4	west	west	NOUN
cblr-1709	329	5	2018	2018	NUM
cblr-1709	329	6	)	)	PUNCT
cblr-1709	329	7	.	.	PUNCT
cblr-1709	330	1	120	120	NUM
cblr-1709	330	2	see	see	VERB
cblr-1709	330	3	alan	alan	PROPN
cblr-1709	330	4	wolper	wolper	PROPN
cblr-1709	330	5	,	,	PUNCT
cblr-1709	330	6	the	the	DET
cblr-1709	330	7	equifax	equifax	NOUN
cblr-1709	330	8	breach	breach	NOUN
cblr-1709	330	9	may	may	AUX
cblr-1709	330	10	be	be	AUX
cblr-1709	330	11	a	a	DET
cblr-1709	330	12	problem	problem	NOUN
cblr-1709	330	13	for	for	ADP
cblr-1709	330	14	more	more	ADJ
cblr-1709	330	15	than	than	ADP
cblr-1709	330	16	just	just	ADV
cblr-1709	330	17	equifax	equifax	NOUN
cblr-1709	330	18	,	,	PUNCT
cblr-1709	330	19	ulmer	ulmer	PROPN
cblr-1709	330	20	&	&	CCONJ
cblr-1709	330	21	berne	berne	PROPN
cblr-1709	330	22	(	(	PUNCT
cblr-1709	330	23	sep	sep	PROPN
cblr-1709	330	24	.	.	PROPN
cblr-1709	330	25	28	28	NUM
cblr-1709	330	26	,	,	PUNCT
cblr-1709	330	27	2017	2017	NUM
cblr-1709	330	28	)	)	PUNCT
cblr-1709	330	29	,	,	PUNCT
cblr-1709	330	30	https://www.bdlawcorner.com/2017/09/the-equifax-breach-may-be-aproblem-for-more-than-just-equifax/	https://www.bdlawcorner.com/2017/09/the-equifax-breach-may-be-aproblem-for-more-than-just-equifax/	PUNCT
cblr-1709	331	1	[	[	X
cblr-1709	331	2	https://perma.cc/v79a-yc8y	https://perma.cc/v79a-yc8y	X
cblr-1709	331	3	]	]	X
cblr-1709	331	4	.	.	PUNCT
cblr-1709	332	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	332	2	976	976	NUM
cblr-1709	332	3	columbia	columbia	PROPN
cblr-1709	332	4	business	business	NOUN
cblr-1709	332	5	law	law	PROPN
cblr-1709	332	6	review	review	NOUN
cblr-1709	332	7	[	[	X
cblr-1709	332	8	vol	vol	NOUN
cblr-1709	332	9	.	.	NOUN
cblr-1709	332	10	2018	2018	NUM
cblr-1709	332	11	customers	customer	NOUN
cblr-1709	332	12	,	,	PUNCT
cblr-1709	332	13	such	such	ADJ
cblr-1709	332	14	as	as	ADP
cblr-1709	332	15	transactional	transactional	ADJ
cblr-1709	332	16	information	information	NOUN
cblr-1709	332	17	and	and	CCONJ
cblr-1709	332	18	trade	trade	NOUN
cblr-1709	332	19	histories.121	histories.121	PROPN
cblr-1709	332	20	e.	e.	PROPN
cblr-1709	332	21	european	european	PROPN
cblr-1709	332	22	union	union	PROPN
cblr-1709	332	23	’s	’s	PART
cblr-1709	332	24	general	general	PROPN
cblr-1709	332	25	data	datum	NOUN
cblr-1709	332	26	protection	protection	NOUN
cblr-1709	332	27	regulation	regulation	NOUN
cblr-1709	332	28	unlike	unlike	ADP
cblr-1709	332	29	the	the	DET
cblr-1709	332	30	united	united	PROPN
cblr-1709	332	31	states	states	PROPN
cblr-1709	332	32	’	'	PUNCT
cblr-1709	332	33	patchwork	patchwork	NOUN
cblr-1709	332	34	of	of	ADP
cblr-1709	332	35	state	state	NOUN
cblr-1709	332	36	and	and	CCONJ
cblr-1709	332	37	federal	federal	ADJ
cblr-1709	332	38	regulations	regulation	NOUN
cblr-1709	332	39	(	(	PUNCT
cblr-1709	332	40	with	with	ADP
cblr-1709	332	41	industry	industry	NOUN
cblr-1709	332	42	-	-	PUNCT
cblr-1709	332	43	specific	specific	ADJ
cblr-1709	332	44	variations	variation	NOUN
cblr-1709	332	45	)	)	PUNCT
cblr-1709	332	46	,	,	PUNCT
cblr-1709	332	47	the	the	DET
cblr-1709	332	48	european	european	PROPN
cblr-1709	332	49	union	union	PROPN
cblr-1709	332	50	recently	recently	ADV
cblr-1709	332	51	overhauled	overhaul	VERB
cblr-1709	332	52	its	its	PRON
cblr-1709	332	53	cybersecurity	cybersecurity	NOUN
cblr-1709	332	54	regime	regime	NOUN
cblr-1709	332	55	with	with	ADP
cblr-1709	332	56	the	the	DET
cblr-1709	332	57	general	general	ADJ
cblr-1709	332	58	data	data	PROPN
cblr-1709	332	59	protection	protection	NOUN
cblr-1709	332	60	regulation	regulation	NOUN
cblr-1709	332	61	(	(	PUNCT
cblr-1709	332	62	“	"	PUNCT
cblr-1709	332	63	gdpr”).122	gdpr”).122	NOUN
cblr-1709	332	64	before	before	ADP
cblr-1709	332	65	the	the	DET
cblr-1709	332	66	gdpr	gdpr	NOUN
cblr-1709	332	67	,	,	PUNCT
cblr-1709	332	68	the	the	DET
cblr-1709	332	69	european	european	PROPN
cblr-1709	332	70	union	union	PROPN
cblr-1709	332	71	regime	regime	NOUN
cblr-1709	332	72	mirrored	mirror	VERB
cblr-1709	332	73	that	that	PRON
cblr-1709	332	74	of	of	ADP
cblr-1709	332	75	the	the	DET
cblr-1709	332	76	united	united	PROPN
cblr-1709	332	77	states	states	PROPN
cblr-1709	332	78	,	,	PUNCT
cblr-1709	332	79	governed	govern	VERB
cblr-1709	332	80	piecemeal	piecemeal	ADV
cblr-1709	332	81	by	by	ADP
cblr-1709	332	82	conventions	convention	NOUN
cblr-1709	332	83	,	,	PUNCT
cblr-1709	332	84	directives	directive	NOUN
cblr-1709	332	85	,	,	PUNCT
cblr-1709	332	86	treaties	treaty	NOUN
cblr-1709	332	87	,	,	PUNCT
cblr-1709	332	88	and	and	CCONJ
cblr-1709	332	89	individual	individual	ADJ
cblr-1709	332	90	european	european	ADJ
cblr-1709	332	91	country	country	NOUN
cblr-1709	332	92	rules.123	rules.123	VERB
cblr-1709	332	93	with	with	ADP
cblr-1709	332	94	the	the	DET
cblr-1709	332	95	gdpr	gdpr	NOUN
cblr-1709	332	96	now	now	ADV
cblr-1709	332	97	in	in	ADP
cblr-1709	332	98	effect	effect	NOUN
cblr-1709	332	99	,	,	PUNCT
cblr-1709	332	100	however	however	ADV
cblr-1709	332	101	,	,	PUNCT
cblr-1709	332	102	there	there	PRON
cblr-1709	332	103	is	be	VERB
cblr-1709	332	104	a	a	DET
cblr-1709	332	105	greater	great	ADJ
cblr-1709	332	106	degree	degree	NOUN
cblr-1709	332	107	of	of	ADP
cblr-1709	332	108	uniformity.124	uniformity.124	PROPN
cblr-1709	332	109	the	the	DET
cblr-1709	332	110	gdpr	gdpr	PROPN
cblr-1709	332	111	requires	require	VERB
cblr-1709	332	112	all	all	DET
cblr-1709	332	113	organizations	organization	NOUN
cblr-1709	332	114	to	to	PART
cblr-1709	332	115	implement	implement	VERB
cblr-1709	332	116	technical	technical	ADJ
cblr-1709	332	117	measures	measure	NOUN
cblr-1709	332	118	to	to	PART
cblr-1709	332	119	safeguard	safeguard	VERB
cblr-1709	332	120	personal	personal	ADJ
cblr-1709	332	121	information	information	NOUN
cblr-1709	332	122	,	,	PUNCT
cblr-1709	332	123	conduct	conduct	VERB
cblr-1709	332	124	risk	risk	NOUN
cblr-1709	332	125	assessments	assessment	NOUN
cblr-1709	332	126	,	,	PUNCT
cblr-1709	332	127	and	and	CCONJ
cblr-1709	332	128	restrict	restrict	VERB
cblr-1709	332	129	usage	usage	NOUN
cblr-1709	332	130	of	of	ADP
cblr-1709	332	131	third	third	ADJ
cblr-1709	332	132	party	party	NOUN
cblr-1709	332	133	processors	processor	NOUN
cblr-1709	332	134	to	to	ADP
cblr-1709	332	135	those	those	PRON
cblr-1709	332	136	in	in	ADP
cblr-1709	332	137	compliance	compliance	NOUN
cblr-1709	332	138	with	with	ADP
cblr-1709	332	139	the	the	DET
cblr-1709	332	140	gdpr	gdpr	PROPN
cblr-1709	332	141	’s	’s	PART
cblr-1709	332	142	standards.125	standards.125	NOUN
cblr-1709	332	143	furthermore	furthermore	ADV
cblr-1709	332	144	,	,	PUNCT
cblr-1709	332	145	the	the	DET
cblr-1709	332	146	gdpr	gdpr	NOUN
cblr-1709	332	147	sets	set	VERB
cblr-1709	332	148	forth	forth	ADP
cblr-1709	332	149	a	a	DET
cblr-1709	332	150	universal	universal	ADJ
cblr-1709	332	151	121	121	NUM
cblr-1709	332	152	see	see	NOUN
cblr-1709	332	153	infra	infra	NOUN
cblr-1709	332	154	section	section	NOUN
cblr-1709	332	155	iii.b	iii.b	PROPN
cblr-1709	332	156	.	.	NOUN
cblr-1709	332	157	122	122	NUM
cblr-1709	332	158	regulation	regulation	NOUN
cblr-1709	332	159	(	(	PUNCT
cblr-1709	332	160	eu	eu	NOUN
cblr-1709	332	161	)	)	PUNCT
cblr-1709	332	162	2016/679	2016/679	NOUN
cblr-1709	332	163	of	of	ADP
cblr-1709	332	164	the	the	DET
cblr-1709	332	165	european	european	ADJ
cblr-1709	332	166	parliament	parliament	NOUN
cblr-1709	332	167	and	and	CCONJ
cblr-1709	332	168	of	of	ADP
cblr-1709	332	169	the	the	DET
cblr-1709	332	170	council	council	NOUN
cblr-1709	332	171	of	of	ADP
cblr-1709	332	172	27	27	NUM
cblr-1709	332	173	april	april	PROPN
cblr-1709	332	174	2016	2016	NUM
cblr-1709	332	175	on	on	ADP
cblr-1709	332	176	the	the	DET
cblr-1709	332	177	protection	protection	NOUN
cblr-1709	332	178	of	of	ADP
cblr-1709	332	179	natural	natural	ADJ
cblr-1709	332	180	persons	person	NOUN
cblr-1709	332	181	with	with	ADP
cblr-1709	332	182	regard	regard	NOUN
cblr-1709	332	183	to	to	ADP
cblr-1709	332	184	the	the	DET
cblr-1709	332	185	processing	processing	NOUN
cblr-1709	332	186	of	of	ADP
cblr-1709	332	187	personal	personal	ADJ
cblr-1709	332	188	data	datum	NOUN
cblr-1709	332	189	and	and	CCONJ
cblr-1709	332	190	on	on	ADP
cblr-1709	332	191	the	the	DET
cblr-1709	332	192	free	free	ADJ
cblr-1709	332	193	movement	movement	NOUN
cblr-1709	332	194	of	of	ADP
cblr-1709	332	195	such	such	ADJ
cblr-1709	332	196	data	datum	NOUN
cblr-1709	332	197	,	,	PUNCT
cblr-1709	332	198	and	and	CCONJ
cblr-1709	332	199	repealing	repeal	VERB
cblr-1709	332	200	directive	directive	NOUN
cblr-1709	332	201	95/46	95/46	NUM
cblr-1709	332	202	/	/	SYM
cblr-1709	332	203	ec	ec	PROPN
cblr-1709	332	204	(	(	PUNCT
cblr-1709	332	205	general	general	ADJ
cblr-1709	332	206	data	datum	NOUN
cblr-1709	332	207	protection	protection	PROPN
cblr-1709	332	208	regulation	regulation	PROPN
cblr-1709	332	209	)	)	PUNCT
cblr-1709	332	210	,	,	PUNCT
cblr-1709	332	211	2016	2016	NUM
cblr-1709	332	212	o.j	o.j	PROPN
cblr-1709	332	213	.	.	PUNCT
cblr-1709	333	1	(	(	PUNCT
cblr-1709	333	2	l	l	PROPN
cblr-1709	333	3	119	119	NUM
cblr-1709	333	4	)	)	PUNCT
cblr-1709	333	5	1	1	NUM
cblr-1709	334	1	[	[	X
cblr-1709	334	2	hereinafter	hereinafter	NOUN
cblr-1709	334	3	gdpr	gdpr	NOUN
cblr-1709	334	4	]	]	PUNCT
cblr-1709	334	5	.	.	PUNCT
cblr-1709	335	1	see	see	VERB
cblr-1709	335	2	generally	generally	ADV
cblr-1709	335	3	christina	christina	PROPN
cblr-1709	335	4	glon	glon	PROPN
cblr-1709	335	5	,	,	PUNCT
cblr-1709	335	6	data	datum	NOUN
cblr-1709	335	7	protection	protection	NOUN
cblr-1709	335	8	in	in	ADP
cblr-1709	335	9	the	the	DET
cblr-1709	335	10	european	european	PROPN
cblr-1709	335	11	union	union	PROPN
cblr-1709	335	12	:	:	PUNCT
cblr-1709	335	13	a	a	DET
cblr-1709	335	14	closer	close	ADJ
cblr-1709	335	15	look	look	NOUN
cblr-1709	335	16	at	at	ADP
cblr-1709	335	17	the	the	DET
cblr-1709	335	18	current	current	ADJ
cblr-1709	335	19	patchwork	patchwork	NOUN
cblr-1709	335	20	of	of	ADP
cblr-1709	335	21	data	datum	NOUN
cblr-1709	335	22	protection	protection	NOUN
cblr-1709	335	23	laws	law	NOUN
cblr-1709	335	24	and	and	CCONJ
cblr-1709	335	25	the	the	DET
cblr-1709	335	26	proposed	propose	VERB
cblr-1709	335	27	reform	reform	NOUN
cblr-1709	335	28	that	that	PRON
cblr-1709	335	29	could	could	AUX
cblr-1709	335	30	replace	replace	VERB
cblr-1709	335	31	them	they	PRON
cblr-1709	335	32	all	all	PRON
cblr-1709	335	33	,	,	PUNCT
cblr-1709	335	34	42	42	NUM
cblr-1709	335	35	int’l	int’l	NOUN
cblr-1709	335	36	j.	j.	PROPN
cblr-1709	335	37	legal	legal	ADJ
cblr-1709	335	38	info	info	NOUN
cblr-1709	335	39	.	.	PUNCT
cblr-1709	336	1	471	471	NUM
cblr-1709	336	2	,	,	PUNCT
cblr-1709	336	3	472	472	NUM
cblr-1709	336	4	(	(	PUNCT
cblr-1709	336	5	2014	2014	NUM
cblr-1709	336	6	)	)	PUNCT
cblr-1709	336	7	.	.	PUNCT
cblr-1709	337	1	123	123	NUM
cblr-1709	337	2	glon	glon	NOUN
cblr-1709	337	3	,	,	PUNCT
cblr-1709	337	4	supra	supra	PROPN
cblr-1709	337	5	note	note	PROPN
cblr-1709	337	6	122	122	NUM
cblr-1709	337	7	,	,	PUNCT
cblr-1709	337	8	at	at	ADP
cblr-1709	337	9	472	472	NUM
cblr-1709	337	10	.	.	PUNCT
cblr-1709	338	1	124	124	NUM
cblr-1709	338	2	the	the	DET
cblr-1709	338	3	gdpr	gdpr	NOUN
cblr-1709	338	4	went	go	VERB
cblr-1709	338	5	into	into	ADP
cblr-1709	338	6	effect	effect	NOUN
cblr-1709	338	7	on	on	ADP
cblr-1709	338	8	may	may	PROPN
cblr-1709	338	9	25	25	NUM
cblr-1709	338	10	,	,	PUNCT
cblr-1709	338	11	2018	2018	NUM
cblr-1709	338	12	.	.	PUNCT
cblr-1709	339	1	jeewon	jeewon	PROPN
cblr-1709	339	2	kim	kim	PROPN
cblr-1709	339	3	serrato	serrato	PROPN
cblr-1709	339	4	,	,	PUNCT
cblr-1709	339	5	marcus	marcus	PROPN
cblr-1709	339	6	evans	evans	PROPN
cblr-1709	339	7	,	,	PUNCT
cblr-1709	339	8	ffion	ffion	PROPN
cblr-1709	339	9	flockhart	flockhart	PROPN
cblr-1709	339	10	&	&	CCONJ
cblr-1709	339	11	steven	steven	PROPN
cblr-1709	339	12	hadwin	hadwin	PROPN
cblr-1709	339	13	,	,	PUNCT
cblr-1709	339	14	one	one	NUM
cblr-1709	339	15	week	week	NOUN
cblr-1709	339	16	into	into	ADP
cblr-1709	339	17	gdpr	gdpr	NOUN
cblr-1709	339	18	–	–	PUNCT
cblr-1709	339	19	what	what	PRON
cblr-1709	339	20	you	you	PRON
cblr-1709	339	21	need	need	VERB
cblr-1709	339	22	to	to	PART
cblr-1709	339	23	know	know	VERB
cblr-1709	339	24	,	,	PUNCT
cblr-1709	339	25	norton	norton	PROPN
cblr-1709	339	26	rose	rise	VERB
cblr-1709	339	27	fulbright	fulbright	PROPN
cblr-1709	339	28	(	(	PUNCT
cblr-1709	339	29	june	june	PROPN
cblr-1709	339	30	4	4	NUM
cblr-1709	339	31	,	,	PUNCT
cblr-1709	339	32	2018	2018	NUM
cblr-1709	339	33	)	)	PUNCT
cblr-1709	339	34	,	,	PUNCT
cblr-1709	340	1	https://www.dataprotectionreport.com/2018/06/one-week-into-gdpr-whatyou-need-to-know/	https://www.dataprotectionreport.com/2018/06/one-week-into-gdpr-whatyou-need-to-know/	PROPN
cblr-1709	340	2	[	[	X
cblr-1709	340	3	https://perma.cc/9878-85b6	https://perma.cc/9878-85b6	X
cblr-1709	340	4	]	]	X
cblr-1709	340	5	;	;	PUNCT
cblr-1709	340	6	see	see	VERB
cblr-1709	340	7	also	also	ADV
cblr-1709	340	8	courtney	courtney	PROPN
cblr-1709	340	9	m.	m.	PROPN
cblr-1709	340	10	bowman	bowman	PROPN
cblr-1709	340	11	,	,	PUNCT
cblr-1709	340	12	a	a	DET
cblr-1709	340	13	primer	primer	NOUN
cblr-1709	340	14	on	on	ADP
cblr-1709	340	15	the	the	DET
cblr-1709	340	16	gdpr	gdpr	NOUN
cblr-1709	340	17	:	:	PUNCT
cblr-1709	340	18	what	what	PRON
cblr-1709	340	19	you	you	PRON
cblr-1709	340	20	need	need	VERB
cblr-1709	340	21	to	to	PART
cblr-1709	340	22	know	know	VERB
cblr-1709	340	23	,	,	PUNCT
cblr-1709	340	24	proskauer	proskauer	PROPN
cblr-1709	340	25	rose	rise	VERB
cblr-1709	340	26	(	(	PUNCT
cblr-1709	340	27	dec	dec	PROPN
cblr-1709	340	28	.	.	PROPN
cblr-1709	340	29	23	23	NUM
cblr-1709	340	30	,	,	PUNCT
cblr-1709	340	31	2015	2015	NUM
cblr-1709	340	32	)	)	PUNCT
cblr-1709	340	33	,	,	PUNCT
cblr-1709	340	34	https://privacylaw.proskauer.com/2015/12/articles	https://privacylaw.proskauer.com/2015/12/article	NOUN
cblr-1709	340	35	/european	/european	NOUN
cblr-1709	340	36	-	-	PUNCT
cblr-1709	340	37	union	union	NOUN
cblr-1709	340	38	/	/	SYM
cblr-1709	340	39	a	a	DET
cblr-1709	340	40	-	-	PUNCT
cblr-1709	340	41	primer	primer	NOUN
cblr-1709	340	42	-	-	PUNCT
cblr-1709	340	43	on	on	ADP
cblr-1709	340	44	-	-	PUNCT
cblr-1709	340	45	the	the	DET
cblr-1709	340	46	-	-	PUNCT
cblr-1709	340	47	gdpr	gdpr	NOUN
cblr-1709	340	48	-	-	PUNCT
cblr-1709	340	49	what	what	PRON
cblr-1709	340	50	-	-	PUNCT
cblr-1709	340	51	you	you	PRON
cblr-1709	340	52	-	-	PUNCT
cblr-1709	340	53	need	need	VERB
cblr-1709	340	54	-	-	PUNCT
cblr-1709	340	55	to	to	ADP
cblr-1709	340	56	-	-	PUNCT
cblr-1709	340	57	know/	know/	NOUN
cblr-1709	340	58	[	[	X
cblr-1709	340	59	https://perma.cc/j39q-6tem	https://perma.cc/j39q-6tem	X
cblr-1709	340	60	]	]	X
cblr-1709	340	61	.	.	PUNCT
cblr-1709	341	1	125	125	NUM
cblr-1709	341	2	colin	colin	PROPN
cblr-1709	341	3	pearson	pearson	PROPN
cblr-1709	341	4	et	et	PROPN
cblr-1709	341	5	al	al	PROPN
cblr-1709	341	6	.	.	PROPN
cblr-1709	341	7	,	,	PUNCT
cblr-1709	341	8	cybersecurity	cybersecurity	NOUN
cblr-1709	341	9	in	in	ADP
cblr-1709	341	10	the	the	DET
cblr-1709	341	11	eu	eu	PROPN
cblr-1709	341	12	–	–	PUNCT
cblr-1709	341	13	the	the	DET
cblr-1709	341	14	new	new	ADJ
cblr-1709	341	15	regime	regime	NOUN
cblr-1709	341	16	under	under	ADP
cblr-1709	341	17	the	the	DET
cblr-1709	341	18	gdpr	gdpr	NOUN
cblr-1709	341	19	and	and	CCONJ
cblr-1709	341	20	nisd	nisd	NOUN
cblr-1709	341	21	,	,	PUNCT
cblr-1709	341	22	cleary	cleary	PROPN
cblr-1709	341	23	gottlieb	gottlieb	PROPN
cblr-1709	341	24	(	(	PUNCT
cblr-1709	341	25	may	may	PROPN
cblr-1709	341	26	3	3	NUM
cblr-1709	341	27	,	,	PUNCT
cblr-1709	341	28	2017	2017	NUM
cblr-1709	341	29	)	)	PUNCT
cblr-1709	341	30	,	,	PUNCT
cblr-1709	341	31	https://www.clearygottlieb.com/~/media/organize2018.3_auman_final	https://www.clearygottlieb.com/~/media/organize2018.3_auman_final	PROPN
cblr-1709	341	32	no	no	INTJ
cblr-1709	341	33	.	.	PUNCT
cblr-1709	341	34	3:952	3:952	NUM
cblr-1709	341	35	]	]	X
cblr-1709	341	36	hacking	hack	VERB
cblr-1709	341	37	our	our	PRON
cblr-1709	341	38	securities	security	NOUN
cblr-1709	341	39	disclosure	disclosure	NOUN
cblr-1709	341	40	system	system	NOUN
cblr-1709	341	41	977	977	NUM
cblr-1709	341	42	data	datum	NOUN
cblr-1709	341	43	breach	breach	NOUN
cblr-1709	341	44	notification	notification	NOUN
cblr-1709	341	45	requirement	requirement	NOUN
cblr-1709	341	46	:	:	PUNCT
cblr-1709	341	47	when	when	SCONJ
cblr-1709	341	48	a	a	DET
cblr-1709	341	49	“	"	PUNCT
cblr-1709	341	50	personal	personal	ADJ
cblr-1709	341	51	data	data	NOUN
cblr-1709	341	52	breach	breach	NOUN
cblr-1709	341	53	is	be	AUX
cblr-1709	341	54	likely	likely	ADJ
cblr-1709	341	55	to	to	PART
cblr-1709	341	56	result	result	VERB
cblr-1709	341	57	in	in	ADP
cblr-1709	341	58	a	a	DET
cblr-1709	341	59	high	high	ADJ
cblr-1709	341	60	risk	risk	NOUN
cblr-1709	341	61	to	to	ADP
cblr-1709	341	62	the	the	DET
cblr-1709	341	63	rights	right	NOUN
cblr-1709	341	64	and	and	CCONJ
cblr-1709	341	65	freedoms	freedom	NOUN
cblr-1709	341	66	of	of	ADP
cblr-1709	341	67	natural	natural	ADJ
cblr-1709	341	68	persons	person	NOUN
cblr-1709	341	69	,	,	PUNCT
cblr-1709	341	70	the	the	DET
cblr-1709	341	71	controller	controller	NOUN
cblr-1709	341	72	shall	shall	AUX
cblr-1709	341	73	communicate	communicate	VERB
cblr-1709	341	74	the	the	DET
cblr-1709	341	75	personal	personal	ADJ
cblr-1709	341	76	data	datum	NOUN
cblr-1709	341	77	breach	breach	NOUN
cblr-1709	341	78	to	to	ADP
cblr-1709	341	79	the	the	DET
cblr-1709	341	80	data	datum	NOUN
cblr-1709	341	81	subject	subject	ADJ
cblr-1709	341	82	without	without	ADP
cblr-1709	341	83	undue	undue	ADJ
cblr-1709	341	84	delay	delay	NOUN
cblr-1709	341	85	”	"	PUNCT
cblr-1709	341	86	in	in	ADP
cblr-1709	341	87	clear	clear	ADJ
cblr-1709	341	88	and	and	CCONJ
cblr-1709	341	89	plain	plain	ADJ
cblr-1709	341	90	language	language	NOUN
cblr-1709	341	91	,	,	PUNCT
cblr-1709	341	92	unless	unless	SCONJ
cblr-1709	341	93	the	the	DET
cblr-1709	341	94	information	information	NOUN
cblr-1709	341	95	is	be	AUX
cblr-1709	341	96	encrypted	encrypt	VERB
cblr-1709	341	97	and	and	CCONJ
cblr-1709	341	98	inaccessible	inaccessible	ADJ
cblr-1709	341	99	to	to	ADP
cblr-1709	341	100	the	the	DET
cblr-1709	341	101	unauthorized	unauthorized	ADJ
cblr-1709	341	102	user.126	user.126	NOUN
cblr-1709	341	103	however	however	ADV
cblr-1709	341	104	,	,	PUNCT
cblr-1709	341	105	both	both	CCONJ
cblr-1709	341	106	the	the	DET
cblr-1709	341	107	encryption	encryption	NOUN
cblr-1709	341	108	safe	safe	ADJ
cblr-1709	341	109	haven	haven	NOUN
cblr-1709	341	110	and	and	CCONJ
cblr-1709	341	111	the	the	DET
cblr-1709	341	112	demanding	demanding	ADJ
cblr-1709	341	113	threshold	threshold	NOUN
cblr-1709	341	114	of	of	ADP
cblr-1709	341	115	“	"	PUNCT
cblr-1709	341	116	high	high	ADJ
cblr-1709	341	117	risk	risk	NOUN
cblr-1709	341	118	to	to	ADP
cblr-1709	341	119	the	the	DET
cblr-1709	341	120	rights	right	NOUN
cblr-1709	341	121	and	and	CCONJ
cblr-1709	341	122	freedoms	freedom	NOUN
cblr-1709	341	123	”	"	PUNCT
cblr-1709	341	124	lessen	lessen	VERB
cblr-1709	341	125	the	the	DET
cblr-1709	341	126	burden	burden	NOUN
cblr-1709	341	127	of	of	ADP
cblr-1709	341	128	the	the	DET
cblr-1709	341	129	universal	universal	ADJ
cblr-1709	341	130	requirement	requirement	NOUN
cblr-1709	341	131	.	.	PUNCT
cblr-1709	342	1	iii	iii	X
cblr-1709	342	2	.	.	PUNCT
cblr-1709	342	3	specific	specific	ADJ
cblr-1709	342	4	broker	broker	NOUN
cblr-1709	342	5	-	-	PUNCT
cblr-1709	342	6	dealer	dealer	NOUN
cblr-1709	342	7	discloure	discloure	NOUN
cblr-1709	342	8	concerns	concern	VERB
cblr-1709	342	9	a.	a.	NOUN
cblr-1709	342	10	effects	effect	NOUN
cblr-1709	342	11	of	of	ADP
cblr-1709	342	12	broker	broker	NOUN
cblr-1709	342	13	-	-	PUNCT
cblr-1709	342	14	dealer	dealer	NOUN
cblr-1709	342	15	disclosures	disclosure	NOUN
cblr-1709	342	16	the	the	DET
cblr-1709	342	17	need	need	NOUN
cblr-1709	342	18	for	for	ADP
cblr-1709	342	19	a	a	DET
cblr-1709	342	20	broker	broker	NOUN
cblr-1709	342	21	-	-	PUNCT
cblr-1709	342	22	dealer	dealer	NOUN
cblr-1709	342	23	disclosure	disclosure	NOUN
cblr-1709	342	24	requirement	requirement	NOUN
cblr-1709	342	25	is	be	AUX
cblr-1709	342	26	different	different	ADJ
cblr-1709	342	27	from	from	ADP
cblr-1709	342	28	that	that	PRON
cblr-1709	342	29	of	of	ADP
cblr-1709	342	30	a	a	DET
cblr-1709	342	31	public	public	ADJ
cblr-1709	342	32	company	company	NOUN
cblr-1709	342	33	,	,	PUNCT
cblr-1709	342	34	given	give	VERB
cblr-1709	342	35	the	the	DET
cblr-1709	342	36	unique	unique	ADJ
cblr-1709	342	37	role	role	NOUN
cblr-1709	342	38	played	play	VERB
cblr-1709	342	39	by	by	ADP
cblr-1709	342	40	broker	broker	NOUN
cblr-1709	342	41	-	-	PUNCT
cblr-1709	342	42	dealers	dealer	NOUN
cblr-1709	342	43	in	in	ADP
cblr-1709	342	44	the	the	DET
cblr-1709	342	45	financial	financial	ADJ
cblr-1709	342	46	markets	market	NOUN
cblr-1709	342	47	.	.	PUNCT
cblr-1709	343	1	broker	broker	NOUN
cblr-1709	343	2	-	-	PUNCT
cblr-1709	343	3	dealers	dealer	NOUN
cblr-1709	343	4	buy	buy	VERB
cblr-1709	343	5	and	and	CCONJ
cblr-1709	343	6	sell	sell	VERB
cblr-1709	343	7	securities	security	NOUN
cblr-1709	343	8	,	,	PUNCT
cblr-1709	343	9	acting	act	VERB
cblr-1709	343	10	as	as	ADP
cblr-1709	343	11	agents	agent	NOUN
cblr-1709	343	12	when	when	SCONJ
cblr-1709	343	13	they	they	PRON
cblr-1709	343	14	execute	execute	VERB
cblr-1709	343	15	orders	order	NOUN
cblr-1709	343	16	on	on	ADP
cblr-1709	343	17	behalf	behalf	NOUN
cblr-1709	343	18	of	of	ADP
cblr-1709	343	19	their	their	PRON
cblr-1709	343	20	clients	client	NOUN
cblr-1709	343	21	and	and	CCONJ
cblr-1709	343	22	as	as	ADP
cblr-1709	343	23	dealers	dealer	NOUN
cblr-1709	343	24	when	when	SCONJ
cblr-1709	343	25	they	they	PRON
cblr-1709	343	26	trade	trade	VERB
cblr-1709	343	27	on	on	ADP
cblr-1709	343	28	their	their	PRON
cblr-1709	343	29	own	own	ADJ
cblr-1709	343	30	account.127	account.127	NOUN
cblr-1709	343	31	they	they	PRON
cblr-1709	343	32	are	be	AUX
cblr-1709	343	33	the	the	DET
cblr-1709	343	34	primary	primary	ADJ
cblr-1709	343	35	interface	interface	NOUN
cblr-1709	343	36	between	between	ADP
cblr-1709	343	37	investors	investor	NOUN
cblr-1709	343	38	and	and	CCONJ
cblr-1709	343	39	the	the	DET
cblr-1709	343	40	market	market	NOUN
cblr-1709	343	41	,	,	PUNCT
cblr-1709	343	42	and	and	CCONJ
cblr-1709	343	43	they	they	PRON
cblr-1709	343	44	ensure	ensure	VERB
cblr-1709	343	45	the	the	DET
cblr-1709	343	46	free	free	ADJ
cblr-1709	343	47	flow	flow	NOUN
cblr-1709	343	48	of	of	ADP
cblr-1709	343	49	securities.128	securities.128	NOUN
cblr-1709	343	50	yet	yet	ADV
cblr-1709	343	51	,	,	PUNCT
cblr-1709	343	52	without	without	ADP
cblr-1709	343	53	the	the	DET
cblr-1709	343	54	listed	list	VERB
cblr-1709	343	55	stock	stock	NOUN
cblr-1709	343	56	prices	price	NOUN
cblr-1709	343	57	available	available	ADJ
cblr-1709	343	58	for	for	ADP
cblr-1709	343	59	public	public	ADJ
cblr-1709	343	60	companies	company	NOUN
cblr-1709	343	61	,	,	PUNCT
cblr-1709	343	62	their	their	PRON
cblr-1709	343	63	actions	action	NOUN
cblr-1709	343	64	are	be	AUX
cblr-1709	343	65	not	not	PART
cblr-1709	343	66	subject	subject	ADJ
cblr-1709	343	67	to	to	ADP
cblr-1709	343	68	any	any	DET
cblr-1709	343	69	form	form	NOUN
cblr-1709	343	70	of	of	ADP
cblr-1709	343	71	information	information	NOUN
cblr-1709	343	72	discipline	discipline	NOUN
cblr-1709	343	73	mechanism	mechanism	NOUN
cblr-1709	343	74	to	to	PART
cblr-1709	343	75	hold	hold	VERB
cblr-1709	343	76	them	they	PRON
cblr-1709	343	77	accountable	accountable	ADJ
cblr-1709	343	78	to	to	ADP
cblr-1709	343	79	their	their	PRON
cblr-1709	343	80	investors.129	investors.129	PROPN
cblr-1709	343	81	archive	archive	NOUN
cblr-1709	343	82	/	/	SYM
cblr-1709	343	83	cgsh	cgsh	NOUN
cblr-1709	343	84	/	/	SYM
cblr-1709	343	85	files	file	NOUN
cblr-1709	343	86	/	/	SYM
cblr-1709	343	87	publication	publication	NOUN
cblr-1709	343	88	-	-	PUNCT
cblr-1709	343	89	pdfs	pdfs	NOUN
cblr-1709	343	90	/	/	SYM
cblr-1709	343	91	alert	alert	NOUN
cblr-1709	343	92	-	-	PUNCT
cblr-1709	343	93	memos/2017	memos/2017	ADJ
cblr-1709	343	94	/	/	SYM
cblr-1709	343	95	cybersecurity	cybersecurity	NOUN
cblr-1709	343	96	-	-	PUNCT
cblr-1709	343	97	in	in	ADP
cblr-1709	343	98	-	-	PUNCT
cblr-1709	343	99	theeu	theeu	NOUN
cblr-1709	343	100	—	—	PUNCT
cblr-1709	343	101	the	the	DET
cblr-1709	343	102	-	-	PUNCT
cblr-1709	343	103	new	new	ADJ
cblr-1709	343	104	-	-	PUNCT
cblr-1709	343	105	regime	regime	NOUN
cblr-1709	343	106	-	-	PUNCT
cblr-1709	343	107	under	under	ADP
cblr-1709	343	108	-	-	PUNCT
cblr-1709	343	109	the	the	DET
cblr-1709	343	110	-	-	PUNCT
cblr-1709	343	111	gdpr	gdpr	NOUN
cblr-1709	343	112	-	-	PUNCT
cblr-1709	343	113	and	and	CCONJ
cblr-1709	343	114	-	-	PUNCT
cblr-1709	343	115	nisd-5	nisd-5	NUM
cblr-1709	343	116	-	-	PUNCT
cblr-1709	343	117	5	5	NUM
cblr-1709	343	118	-	-	PUNCT
cblr-1709	343	119	17.pdf	17.pdf	PROPN
cblr-1709	344	1	[	[	X
cblr-1709	344	2	https://perma.cc/zs8a-mhyj	https://perma.cc/zs8a-mhyj	X
cblr-1709	344	3	]	]	X
cblr-1709	344	4	.	.	PUNCT
cblr-1709	345	1	126	126	NUM
cblr-1709	345	2	gdpr	gdpr	NOUN
cblr-1709	345	3	at	at	ADP
cblr-1709	345	4	art	art	NOUN
cblr-1709	345	5	.	.	PUNCT
cblr-1709	346	1	34	34	NUM
cblr-1709	346	2	,	,	PUNCT
cblr-1709	346	3	2016	2016	NUM
cblr-1709	346	4	o.j	o.j	PROPN
cblr-1709	346	5	.	.	PUNCT
cblr-1709	346	6	(	(	PUNCT
cblr-1709	346	7	l	l	PROPN
cblr-1709	346	8	119	119	NUM
cblr-1709	346	9	)	)	PUNCT
cblr-1709	346	10	1	1	NUM
cblr-1709	346	11	.	.	X
cblr-1709	346	12	127	127	NUM
cblr-1709	346	13	broker	broker	NOUN
cblr-1709	346	14	-	-	PUNCT
cblr-1709	346	15	dealer	dealer	NOUN
cblr-1709	346	16	,	,	PUNCT
cblr-1709	346	17	investopedia	investopedia	PROPN
cblr-1709	346	18	,	,	PUNCT
cblr-1709	346	19	https://www.investopedia.com/terms/	https://www.investopedia.com/terms/	PUNCT
cblr-1709	346	20	b	b	X
cblr-1709	346	21	/	/	SYM
cblr-1709	346	22	broker	broker	NOUN
cblr-1709	346	23	-	-	PUNCT
cblr-1709	346	24	dealer.asp	dealer.asp	X
cblr-1709	347	1	[	[	X
cblr-1709	347	2	https://perma.cc/5w36-hsrx	https://perma.cc/5w36-hsrx	X
cblr-1709	347	3	]	]	PUNCT
cblr-1709	347	4	.	.	PUNCT
cblr-1709	348	1	128	128	NUM
cblr-1709	349	1	i	i	NOUN
cblr-1709	349	2	d.	d.	PROPN
cblr-1709	349	3	129	129	NUM
cblr-1709	349	4	see	see	VERB
cblr-1709	349	5	staff	staff	NOUN
cblr-1709	349	6	guidance	guidance	NOUN
cblr-1709	349	7	for	for	ADP
cblr-1709	349	8	filing	file	VERB
cblr-1709	349	9	broker	broker	NOUN
cblr-1709	349	10	-	-	PUNCT
cblr-1709	349	11	dealer	dealer	NOUN
cblr-1709	349	12	notices	notice	NOUN
cblr-1709	349	13	,	,	PUNCT
cblr-1709	349	14	statements	statement	NOUN
cblr-1709	349	15	,	,	PUNCT
cblr-1709	349	16	and	and	CCONJ
cblr-1709	349	17	reports	report	NOUN
cblr-1709	349	18	,	,	PUNCT
cblr-1709	349	19	u.s	u.s	PROPN
cblr-1709	349	20	.	.	PROPN
cblr-1709	349	21	sec	sec	PROPN
cblr-1709	349	22	.	.	PROPN
cblr-1709	349	23	&	&	CCONJ
cblr-1709	349	24	exchange	exchange	PROPN
cblr-1709	349	25	commission	commission	PROPN
cblr-1709	349	26	,	,	PUNCT
cblr-1709	349	27	https://www.sec.gov/divisions/marketreg/bdnotices.htm	https://www.sec.gov/divisions/marketreg/bdnotices.htm	PROPN
cblr-1709	350	1	[	[	X
cblr-1709	350	2	https://perma.cc/7ps6-k32u	https://perma.cc/7ps6-k32u	X
cblr-1709	350	3	]	]	X
cblr-1709	350	4	(	(	PUNCT
cblr-1709	350	5	last	last	ADJ
cblr-1709	350	6	modified	modify	VERB
cblr-1709	350	7	may	may	AUX
cblr-1709	350	8	24	24	NUM
cblr-1709	350	9	,	,	PUNCT
cblr-1709	350	10	2017	2017	NUM
cblr-1709	350	11	)	)	PUNCT
cblr-1709	350	12	(	(	PUNCT
cblr-1709	350	13	underscoring	underscore	VERB
cblr-1709	350	14	that	that	SCONJ
cblr-1709	350	15	most	most	ADJ
cblr-1709	350	16	broker	broker	NOUN
cblr-1709	350	17	-	-	PUNCT
cblr-1709	350	18	dealer	dealer	NOUN
cblr-1709	350	19	disclosures	disclosure	NOUN
cblr-1709	350	20	are	be	AUX
cblr-1709	350	21	provided	provide	VERB
cblr-1709	350	22	to	to	ADP
cblr-1709	350	23	their	their	PRON
cblr-1709	350	24	designated	designate	VERB
cblr-1709	350	25	examining	examining	NOUN
cblr-1709	350	26	authority	authority	NOUN
cblr-1709	350	27	,	,	PUNCT
cblr-1709	350	28	not	not	PART
cblr-1709	350	29	to	to	ADP
cblr-1709	350	30	consumers	consumer	NOUN
cblr-1709	350	31	)	)	PUNCT
cblr-1709	350	32	.	.	PUNCT
cblr-1709	351	1	broker	broker	NOUN
cblr-1709	351	2	-	-	PUNCT
cblr-1709	351	3	dealers	dealer	NOUN
cblr-1709	351	4	must	must	AUX
cblr-1709	351	5	disclose	disclose	VERB
cblr-1709	351	6	to	to	ADP
cblr-1709	351	7	customers	customer	NOUN
cblr-1709	351	8	their	their	PRON
cblr-1709	351	9	certified	certify	VERB
cblr-1709	351	10	balance	balance	NOUN
cblr-1709	351	11	sheet	sheet	NOUN
cblr-1709	351	12	and	and	CCONJ
cblr-1709	351	13	information	information	NOUN
cblr-1709	351	14	relating	relate	VERB
cblr-1709	351	15	to	to	ADP
cblr-1709	351	16	their	their	PRON
cblr-1709	351	17	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	351	18	978	978	NUM
cblr-1709	351	19	columbia	columbia	PROPN
cblr-1709	351	20	business	business	NOUN
cblr-1709	351	21	law	law	PROPN
cblr-1709	351	22	review	review	NOUN
cblr-1709	352	1	[	[	X
cblr-1709	352	2	vol	vol	NOUN
cblr-1709	352	3	.	.	PUNCT
cblr-1709	352	4	2018	2018	NUM
cblr-1709	352	5	thus	thus	ADV
cblr-1709	352	6	,	,	PUNCT
cblr-1709	352	7	the	the	DET
cblr-1709	352	8	purpose	purpose	NOUN
cblr-1709	352	9	of	of	ADP
cblr-1709	352	10	cybersecurity	cybersecurity	NOUN
cblr-1709	352	11	disclosures	disclosure	NOUN
cblr-1709	352	12	in	in	ADP
cblr-1709	352	13	a	a	DET
cblr-1709	352	14	brokerdealer	brokerdealer	NOUN
cblr-1709	352	15	context	context	NOUN
cblr-1709	352	16	is	be	AUX
cblr-1709	352	17	not	not	PART
cblr-1709	352	18	to	to	PART
cblr-1709	352	19	provide	provide	VERB
cblr-1709	352	20	better	well	ADJ
cblr-1709	352	21	information	information	NOUN
cblr-1709	352	22	to	to	ADP
cblr-1709	352	23	investors	investor	NOUN
cblr-1709	352	24	about	about	ADP
cblr-1709	352	25	their	their	PRON
cblr-1709	352	26	investments	investment	NOUN
cblr-1709	352	27	.	.	PUNCT
cblr-1709	353	1	instead	instead	ADV
cblr-1709	353	2	,	,	PUNCT
cblr-1709	353	3	it	it	PRON
cblr-1709	353	4	functions	function	VERB
cblr-1709	353	5	to	to	PART
cblr-1709	353	6	alert	alert	VERB
cblr-1709	353	7	them	they	PRON
cblr-1709	353	8	about	about	ADP
cblr-1709	353	9	the	the	DET
cblr-1709	353	10	safety	safety	NOUN
cblr-1709	353	11	and	and	CCONJ
cblr-1709	353	12	security	security	NOUN
cblr-1709	353	13	of	of	ADP
cblr-1709	353	14	their	their	PRON
cblr-1709	353	15	investments	investment	NOUN
cblr-1709	353	16	as	as	ADP
cblr-1709	353	17	a	a	DET
cblr-1709	353	18	whole	whole	NOUN
cblr-1709	353	19	and	and	CCONJ
cblr-1709	353	20	to	to	PART
cblr-1709	353	21	incentivize	incentivize	VERB
cblr-1709	353	22	the	the	DET
cblr-1709	353	23	broker	broker	NOUN
cblr-1709	353	24	-	-	PUNCT
cblr-1709	353	25	dealer	dealer	NOUN
cblr-1709	353	26	to	to	PART
cblr-1709	353	27	institute	institute	VERB
cblr-1709	353	28	better	well	ADJ
cblr-1709	353	29	security	security	NOUN
cblr-1709	353	30	policies.130	policies.130	PROPN
cblr-1709	353	31	a	a	DET
cblr-1709	353	32	notification	notification	NOUN
cblr-1709	353	33	from	from	ADP
cblr-1709	353	34	a	a	DET
cblr-1709	353	35	broker	broker	NOUN
cblr-1709	353	36	-	-	PUNCT
cblr-1709	353	37	dealer	dealer	NOUN
cblr-1709	353	38	would	would	AUX
cblr-1709	353	39	signal	signal	VERB
cblr-1709	353	40	the	the	DET
cblr-1709	353	41	severity	severity	NOUN
cblr-1709	353	42	of	of	ADP
cblr-1709	353	43	the	the	DET
cblr-1709	353	44	situation	situation	NOUN
cblr-1709	353	45	to	to	ADP
cblr-1709	353	46	the	the	DET
cblr-1709	353	47	customer	customer	NOUN
cblr-1709	353	48	.	.	PUNCT
cblr-1709	354	1	given	give	VERB
cblr-1709	354	2	the	the	DET
cblr-1709	354	3	lack	lack	NOUN
cblr-1709	354	4	of	of	ADP
cblr-1709	354	5	information	information	NOUN
cblr-1709	354	6	discipline	discipline	NOUN
cblr-1709	354	7	mechanisms	mechanism	NOUN
cblr-1709	354	8	and	and	CCONJ
cblr-1709	354	9	public	public	ADJ
cblr-1709	354	10	oversight	oversight	NOUN
cblr-1709	354	11	,	,	PUNCT
cblr-1709	354	12	there	there	PRON
cblr-1709	354	13	is	be	VERB
cblr-1709	354	14	reason	reason	NOUN
cblr-1709	354	15	to	to	PART
cblr-1709	354	16	consider	consider	VERB
cblr-1709	354	17	disclosure	disclosure	NOUN
cblr-1709	354	18	a	a	DET
cblr-1709	354	19	bare	bare	ADJ
cblr-1709	354	20	minimum	minimum	ADJ
cblr-1709	354	21	requirement	requirement	NOUN
cblr-1709	354	22	.	.	PUNCT
cblr-1709	355	1	there	there	PRON
cblr-1709	355	2	may	may	AUX
cblr-1709	355	3	even	even	ADV
cblr-1709	355	4	be	be	AUX
cblr-1709	355	5	justification	justification	NOUN
cblr-1709	355	6	for	for	ADP
cblr-1709	355	7	using	use	VERB
cblr-1709	355	8	a	a	DET
cblr-1709	355	9	strict	strict	ADJ
cblr-1709	355	10	scrutiny	scrutiny	NOUN
cblr-1709	355	11	standard	standard	NOUN
cblr-1709	355	12	or	or	CCONJ
cblr-1709	355	13	imposing	impose	VERB
cblr-1709	355	14	an	an	DET
cblr-1709	355	15	affirmative	affirmative	ADJ
cblr-1709	355	16	duty	duty	NOUN
cblr-1709	355	17	of	of	ADP
cblr-1709	355	18	care	care	NOUN
cblr-1709	355	19	to	to	PART
cblr-1709	355	20	safeguard	safeguard	VERB
cblr-1709	355	21	against	against	ADP
cblr-1709	355	22	the	the	DET
cblr-1709	355	23	threat	threat	NOUN
cblr-1709	355	24	of	of	ADP
cblr-1709	355	25	attacks	attack	NOUN
cblr-1709	355	26	.	.	PUNCT
cblr-1709	356	1	however	however	ADV
cblr-1709	356	2	,	,	PUNCT
cblr-1709	356	3	the	the	DET
cblr-1709	356	4	specifics	specific	NOUN
cblr-1709	356	5	and	and	CCONJ
cblr-1709	356	6	potential	potential	ADJ
cblr-1709	356	7	risks	risk	NOUN
cblr-1709	356	8	of	of	ADP
cblr-1709	356	9	any	any	DET
cblr-1709	356	10	new	new	ADJ
cblr-1709	356	11	affirmative	affirmative	ADJ
cblr-1709	356	12	duty	duty	NOUN
cblr-1709	356	13	are	be	AUX
cblr-1709	356	14	beyond	beyond	ADP
cblr-1709	356	15	the	the	DET
cblr-1709	356	16	scope	scope	NOUN
cblr-1709	356	17	of	of	ADP
cblr-1709	356	18	this	this	DET
cblr-1709	356	19	note	note	NOUN
cblr-1709	356	20	.	.	PUNCT
cblr-1709	357	1	it	it	PRON
cblr-1709	357	2	is	be	AUX
cblr-1709	357	3	also	also	ADV
cblr-1709	357	4	important	important	ADJ
cblr-1709	357	5	to	to	PART
cblr-1709	357	6	consider	consider	VERB
cblr-1709	357	7	that	that	SCONJ
cblr-1709	357	8	security	security	NOUN
cblr-1709	357	9	concerns	concern	NOUN
cblr-1709	357	10	,	,	PUNCT
cblr-1709	357	11	not	not	PART
cblr-1709	357	12	privacy	privacy	NOUN
cblr-1709	357	13	concerns	concern	NOUN
cblr-1709	357	14	,	,	PUNCT
cblr-1709	357	15	form	form	VERB
cblr-1709	357	16	the	the	DET
cblr-1709	357	17	basis	basis	NOUN
cblr-1709	357	18	of	of	ADP
cblr-1709	357	19	the	the	DET
cblr-1709	357	20	current	current	ADJ
cblr-1709	357	21	regulatory	regulatory	ADJ
cblr-1709	357	22	regime	regime	NOUN
cblr-1709	357	23	for	for	ADP
cblr-1709	357	24	broker	broker	NOUN
cblr-1709	357	25	-	-	PUNCT
cblr-1709	357	26	dealers.131	dealers.131	PROPN
cblr-1709	357	27	sec	sec	PROPN
cblr-1709	357	28	regulations	regulation	NOUN
cblr-1709	357	29	s	s	NOUN
cblr-1709	357	30	-	-	PUNCT
cblr-1709	357	31	p	p	ADJ
cblr-1709	357	32	and	and	CCONJ
cblr-1709	357	33	s	s	NOUN
cblr-1709	357	34	-	-	PUNCT
cblr-1709	357	35	id	id	ADJ
cblr-1709	357	36	target	target	NOUN
cblr-1709	357	37	organizational	organizational	ADJ
cblr-1709	357	38	practices	practice	NOUN
cblr-1709	357	39	such	such	ADJ
cblr-1709	357	40	as	as	ADP
cblr-1709	357	41	establishing	establish	VERB
cblr-1709	357	42	security	security	NOUN
cblr-1709	357	43	protocols	protocol	NOUN
cblr-1709	357	44	and	and	CCONJ
cblr-1709	357	45	monitoring	monitor	VERB
cblr-1709	357	46	for	for	ADP
cblr-1709	357	47	suspicious	suspicious	ADJ
cblr-1709	357	48	account	account	NOUN
cblr-1709	357	49	activity.132	activity.132	NOUN
cblr-1709	357	50	these	these	DET
cblr-1709	357	51	regulations	regulation	NOUN
cblr-1709	357	52	focus	focus	VERB
cblr-1709	357	53	on	on	ADP
cblr-1709	357	54	breach	breach	NOUN
cblr-1709	357	55	prevention	prevention	NOUN
cblr-1709	357	56	,	,	PUNCT
cblr-1709	357	57	rather	rather	ADV
cblr-1709	357	58	than	than	ADP
cblr-1709	357	59	addressing	address	VERB
cblr-1709	357	60	the	the	DET
cblr-1709	357	61	resultant	resultant	NOUN
cblr-1709	357	62	consequences	consequence	NOUN
cblr-1709	357	63	of	of	ADP
cblr-1709	357	64	a	a	DET
cblr-1709	357	65	breach	breach	NOUN
cblr-1709	357	66	.	.	PUNCT
cblr-1709	358	1	in	in	ADP
cblr-1709	358	2	effect	effect	NOUN
cblr-1709	358	3	,	,	PUNCT
cblr-1709	358	4	this	this	DET
cblr-1709	358	5	security	security	NOUN
cblr-1709	358	6	-	-	PUNCT
cblr-1709	358	7	oriented	orient	VERB
cblr-1709	358	8	framework	framework	NOUN
cblr-1709	358	9	is	be	AUX
cblr-1709	358	10	missing	miss	VERB
cblr-1709	358	11	an	an	DET
cblr-1709	358	12	emphasis	emphasis	NOUN
cblr-1709	358	13	on	on	ADP
cblr-1709	358	14	the	the	DET
cblr-1709	358	15	concrete	concrete	NOUN
cblr-1709	358	16	harms	harm	NOUN
cblr-1709	358	17	a	a	DET
cblr-1709	358	18	breach	breach	NOUN
cblr-1709	358	19	inflicts	inflict	VERB
cblr-1709	358	20	upon	upon	SCONJ
cblr-1709	358	21	individuals.133	individuals.133	PRON
cblr-1709	358	22	thus	thus	ADV
cblr-1709	358	23	,	,	PUNCT
cblr-1709	358	24	a	a	DET
cblr-1709	358	25	proposed	propose	VERB
cblr-1709	358	26	disclosure	disclosure	NOUN
cblr-1709	358	27	requirement	requirement	NOUN
cblr-1709	358	28	must	must	AUX
cblr-1709	358	29	balance	balance	VERB
cblr-1709	358	30	organizational	organizational	ADJ
cblr-1709	358	31	constraints	constraint	NOUN
cblr-1709	358	32	with	with	ADP
cblr-1709	358	33	the	the	DET
cblr-1709	358	34	potential	potential	ADJ
cblr-1709	358	35	damage	damage	NOUN
cblr-1709	358	36	to	to	ADP
cblr-1709	358	37	individuals	individual	NOUN
cblr-1709	358	38	from	from	ADP
cblr-1709	358	39	their	their	PRON
cblr-1709	358	40	lack	lack	NOUN
cblr-1709	358	41	of	of	ADP
cblr-1709	358	42	notification	notification	NOUN
cblr-1709	358	43	.	.	PUNCT
cblr-1709	359	1	b.	b.	PROPN
cblr-1709	359	2	sensitive	sensitive	ADJ
cblr-1709	359	3	information	information	NOUN
cblr-1709	359	4	collected	collect	VERB
cblr-1709	359	5	by	by	ADP
cblr-1709	359	6	broker	broker	NOUN
cblr-1709	359	7	-	-	PUNCT
cblr-1709	359	8	dealers	dealer	NOUN
cblr-1709	359	9	broker	broker	NOUN
cblr-1709	359	10	-	-	PUNCT
cblr-1709	359	11	dealers	dealer	NOUN
cblr-1709	359	12	are	be	AUX
cblr-1709	359	13	also	also	ADV
cblr-1709	359	14	unique	unique	ADJ
cblr-1709	359	15	in	in	ADP
cblr-1709	359	16	the	the	DET
cblr-1709	359	17	types	type	NOUN
cblr-1709	359	18	of	of	ADP
cblr-1709	359	19	information	information	NOUN
cblr-1709	359	20	they	they	PRON
cblr-1709	359	21	acquire	acquire	VERB
cblr-1709	359	22	from	from	ADP
cblr-1709	359	23	customers	customer	NOUN
cblr-1709	359	24	.	.	PUNCT
cblr-1709	360	1	the	the	DET
cblr-1709	360	2	range	range	NOUN
cblr-1709	360	3	of	of	ADP
cblr-1709	360	4	data	datum	NOUN
cblr-1709	360	5	brokerdealers	brokerdealer	NOUN
cblr-1709	360	6	collect	collect	VERB
cblr-1709	360	7	extends	extend	VERB
cblr-1709	360	8	beyond	beyond	ADP
cblr-1709	360	9	social	social	ADJ
cblr-1709	360	10	security	security	NOUN
cblr-1709	360	11	numbers	number	NOUN
cblr-1709	360	12	and	and	CCONJ
cblr-1709	360	13	financial	financial	ADJ
cblr-1709	360	14	condition	condition	NOUN
cblr-1709	360	15	,	,	PUNCT
cblr-1709	360	16	but	but	CCONJ
cblr-1709	360	17	there	there	PRON
cblr-1709	360	18	is	be	VERB
cblr-1709	360	19	no	no	DET
cblr-1709	360	20	pricing	pricing	NOUN
cblr-1709	360	21	mechanism	mechanism	NOUN
cblr-1709	360	22	affected	affect	VERB
cblr-1709	360	23	by	by	ADP
cblr-1709	360	24	these	these	DET
cblr-1709	360	25	disclosures	disclosure	NOUN
cblr-1709	360	26	,	,	PUNCT
cblr-1709	360	27	as	as	ADP
cblr-1709	360	28	in	in	ADP
cblr-1709	360	29	public	public	ADJ
cblr-1709	360	30	companies	company	NOUN
cblr-1709	360	31	.	.	PUNCT
cblr-1709	361	1	see	see	VERB
cblr-1709	361	2	15	15	NUM
cblr-1709	361	3	u.s.c	u.s.c	ADJ
cblr-1709	361	4	.	.	PUNCT
cblr-1709	362	1	§	§	PROPN
cblr-1709	362	2	78q(e)(1)(b	78q(e)(1)(b	PROPN
cblr-1709	362	3	)	)	PUNCT
cblr-1709	362	4	(	(	PUNCT
cblr-1709	362	5	2012	2012	NUM
cblr-1709	362	6	)	)	PUNCT
cblr-1709	362	7	.	.	PUNCT
cblr-1709	363	1	130	130	NUM
cblr-1709	363	2	see	see	VERB
cblr-1709	363	3	priscilla	priscilla	PROPN
cblr-1709	363	4	m.	m.	PROPN
cblr-1709	363	5	regan	regan	PROPN
cblr-1709	363	6	,	,	PUNCT
cblr-1709	363	7	federal	federal	ADJ
cblr-1709	363	8	security	security	NOUN
cblr-1709	363	9	breach	breach	NOUN
cblr-1709	363	10	notifications	notification	NOUN
cblr-1709	363	11	:	:	PUNCT
cblr-1709	363	12	politics	politic	NOUN
cblr-1709	363	13	and	and	CCONJ
cblr-1709	363	14	approaches	approach	NOUN
cblr-1709	363	15	,	,	PUNCT
cblr-1709	363	16	24	24	NUM
cblr-1709	363	17	berkeley	berkeley	PROPN
cblr-1709	363	18	tech	tech	NOUN
cblr-1709	363	19	.	.	PUNCT
cblr-1709	364	1	l.j	l.j	PROPN
cblr-1709	364	2	.	.	PROPN
cblr-1709	364	3	1103	1103	NUM
cblr-1709	364	4	,	,	PUNCT
cblr-1709	364	5	1113	1113	NUM
cblr-1709	364	6	(	(	PUNCT
cblr-1709	364	7	2009	2009	NUM
cblr-1709	364	8	)	)	PUNCT
cblr-1709	364	9	.	.	PUNCT
cblr-1709	365	1	131	131	NUM
cblr-1709	365	2	see	see	VERB
cblr-1709	365	3	i	i	PRON
cblr-1709	365	4	d.	d.	PROPN
cblr-1709	365	5	at	at	ADP
cblr-1709	365	6	1114	1114	NUM
cblr-1709	365	7	.	.	PUNCT
cblr-1709	366	1	132	132	NUM
cblr-1709	366	2	see	see	VERB
cblr-1709	366	3	supra	supra	PROPN
cblr-1709	366	4	section	section	NOUN
cblr-1709	366	5	ii.c.1	ii.c.1	NOUN
cblr-1709	366	6	.	.	PUNCT
cblr-1709	367	1	133	133	NUM
cblr-1709	367	2	regan	regan	NOUN
cblr-1709	367	3	,	,	PUNCT
cblr-1709	367	4	supra	supra	PROPN
cblr-1709	367	5	note	note	PROPN
cblr-1709	367	6	130	130	NUM
cblr-1709	367	7	,	,	PUNCT
cblr-1709	367	8	at	at	ADP
cblr-1709	367	9	1114	1114	NUM
cblr-1709	367	10	.	.	PUNCT
cblr-1709	368	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	368	2	no	no	NOUN
cblr-1709	368	3	.	.	NOUN
cblr-1709	369	1	3:952	3:952	NUM
cblr-1709	369	2	]	]	X
cblr-1709	369	3	hacking	hack	VERB
cblr-1709	369	4	our	our	PRON
cblr-1709	369	5	securities	security	NOUN
cblr-1709	369	6	disclosure	disclosure	NOUN
cblr-1709	369	7	system	system	NOUN
cblr-1709	369	8	979	979	NUM
cblr-1709	369	9	credit	credit	NOUN
cblr-1709	369	10	card	card	NOUN
cblr-1709	369	11	information	information	NOUN
cblr-1709	369	12	,	,	PUNCT
cblr-1709	369	13	but	but	CCONJ
cblr-1709	369	14	state	state	NOUN
cblr-1709	369	15	breach	breach	NOUN
cblr-1709	369	16	notification	notification	NOUN
cblr-1709	369	17	laws	law	NOUN
cblr-1709	369	18	do	do	AUX
cblr-1709	369	19	not	not	PART
cblr-1709	369	20	adequately	adequately	ADV
cblr-1709	369	21	address	address	VERB
cblr-1709	369	22	this	this	DET
cblr-1709	369	23	broader	broad	ADJ
cblr-1709	369	24	scope.134	scope.134	NOUN
cblr-1709	369	25	in	in	ADP
cblr-1709	369	26	2003	2003	NUM
cblr-1709	369	27	,	,	PUNCT
cblr-1709	369	28	the	the	DET
cblr-1709	369	29	treasury	treasury	PROPN
cblr-1709	369	30	department	department	PROPN
cblr-1709	369	31	and	and	CCONJ
cblr-1709	369	32	several	several	ADJ
cblr-1709	369	33	regulatory	regulatory	ADJ
cblr-1709	369	34	agencies	agency	NOUN
cblr-1709	369	35	jointly	jointly	ADV
cblr-1709	369	36	issued	issue	VERB
cblr-1709	369	37	a	a	DET
cblr-1709	369	38	rule	rule	NOUN
cblr-1709	369	39	mandating	mandate	VERB
cblr-1709	369	40	that	that	SCONJ
cblr-1709	369	41	broker	broker	NOUN
cblr-1709	369	42	-	-	PUNCT
cblr-1709	369	43	dealers	dealer	NOUN
cblr-1709	369	44	must	must	AUX
cblr-1709	369	45	establish	establish	VERB
cblr-1709	369	46	and	and	CCONJ
cblr-1709	369	47	maintain	maintain	VERB
cblr-1709	369	48	a	a	DET
cblr-1709	369	49	customer	customer	NOUN
cblr-1709	369	50	identification	identification	NOUN
cblr-1709	369	51	program.135	program.135	NOUN
cblr-1709	369	52	among	among	ADP
cblr-1709	369	53	other	other	ADJ
cblr-1709	369	54	provisions	provision	NOUN
cblr-1709	369	55	,	,	PUNCT
cblr-1709	369	56	the	the	DET
cblr-1709	369	57	rule	rule	NOUN
cblr-1709	369	58	requires	require	VERB
cblr-1709	369	59	that	that	SCONJ
cblr-1709	369	60	when	when	SCONJ
cblr-1709	369	61	a	a	DET
cblr-1709	369	62	customer	customer	NOUN
cblr-1709	369	63	opens	open	VERB
cblr-1709	369	64	up	up	ADP
cblr-1709	369	65	a	a	DET
cblr-1709	369	66	new	new	ADJ
cblr-1709	369	67	account	account	NOUN
cblr-1709	369	68	with	with	ADP
cblr-1709	369	69	a	a	DET
cblr-1709	369	70	broker	broker	NOUN
cblr-1709	369	71	-	-	PUNCT
cblr-1709	369	72	dealer	dealer	NOUN
cblr-1709	369	73	,	,	PUNCT
cblr-1709	369	74	the	the	DET
cblr-1709	369	75	firm	firm	NOUN
cblr-1709	369	76	must	must	AUX
cblr-1709	369	77	collect	collect	VERB
cblr-1709	369	78	and	and	CCONJ
cblr-1709	369	79	verify	verify	VERB
cblr-1709	369	80	their	their	PRON
cblr-1709	369	81	name	name	NOUN
cblr-1709	369	82	,	,	PUNCT
cblr-1709	369	83	date	date	NOUN
cblr-1709	369	84	of	of	ADP
cblr-1709	369	85	birth	birth	NOUN
cblr-1709	369	86	,	,	PUNCT
cblr-1709	369	87	address	address	NOUN
cblr-1709	369	88	,	,	PUNCT
cblr-1709	369	89	and	and	CCONJ
cblr-1709	369	90	social	social	ADJ
cblr-1709	369	91	security	security	NOUN
cblr-1709	369	92	number.136	number.136	VERB
cblr-1709	369	93	these	these	DET
cblr-1709	369	94	types	type	NOUN
cblr-1709	369	95	of	of	ADP
cblr-1709	369	96	information	information	NOUN
cblr-1709	369	97	are	be	AUX
cblr-1709	369	98	largely	largely	ADV
cblr-1709	369	99	covered	cover	VERB
cblr-1709	369	100	by	by	ADP
cblr-1709	369	101	the	the	DET
cblr-1709	369	102	patchwork	patchwork	NOUN
cblr-1709	369	103	of	of	ADP
cblr-1709	369	104	state	state	NOUN
cblr-1709	369	105	laws	law	NOUN
cblr-1709	369	106	,	,	PUNCT
cblr-1709	369	107	but	but	CCONJ
cblr-1709	369	108	other	other	ADJ
cblr-1709	369	109	information	information	NOUN
cblr-1709	369	110	—	—	PUNCT
cblr-1709	369	111	including	include	VERB
cblr-1709	369	112	data	datum	NOUN
cblr-1709	369	113	collected	collect	VERB
cblr-1709	369	114	in	in	ADP
cblr-1709	369	115	response	response	NOUN
cblr-1709	369	116	to	to	ADP
cblr-1709	369	117	finra	finra	PROPN
cblr-1709	369	118	’s	’s	PART
cblr-1709	369	119	know	know	VERB
cblr-1709	369	120	your	your	PRON
cblr-1709	369	121	customer	customer	NOUN
cblr-1709	369	122	rule	rule	NOUN
cblr-1709	369	123	and	and	CCONJ
cblr-1709	369	124	suitability	suitability	NOUN
cblr-1709	369	125	rule	rule	NOUN
cblr-1709	369	126	—	—	PUNCT
cblr-1709	369	127	are	be	AUX
cblr-1709	369	128	not	not	PART
cblr-1709	369	129	addressed	address	VERB
cblr-1709	369	130	by	by	ADP
cblr-1709	369	131	any	any	DET
cblr-1709	369	132	disclosure	disclosure	NOUN
cblr-1709	369	133	regime	regime	NOUN
cblr-1709	369	134	.	.	PUNCT
cblr-1709	370	1	yet	yet	ADV
cblr-1709	370	2	,	,	PUNCT
cblr-1709	370	3	if	if	SCONJ
cblr-1709	370	4	breached	breach	VERB
cblr-1709	370	5	,	,	PUNCT
cblr-1709	370	6	they	they	PRON
cblr-1709	370	7	may	may	AUX
cblr-1709	370	8	have	have	VERB
cblr-1709	370	9	consequences	consequence	NOUN
cblr-1709	370	10	just	just	ADV
cblr-1709	370	11	as	as	ADV
cblr-1709	370	12	dire	dire	ADJ
cblr-1709	370	13	.	.	PUNCT
cblr-1709	371	1	under	under	ADP
cblr-1709	371	2	the	the	DET
cblr-1709	371	3	know	know	NOUN
cblr-1709	371	4	your	your	PRON
cblr-1709	371	5	customer	customer	NOUN
cblr-1709	371	6	rule	rule	NOUN
cblr-1709	371	7	,	,	PUNCT
cblr-1709	371	8	broker	broker	NOUN
cblr-1709	371	9	-	-	PUNCT
cblr-1709	371	10	dealers	dealer	NOUN
cblr-1709	371	11	must	must	AUX
cblr-1709	371	12	“	"	PUNCT
cblr-1709	371	13	use	use	VERB
cblr-1709	371	14	reasonable	reasonable	ADJ
cblr-1709	371	15	diligence	diligence	NOUN
cblr-1709	371	16	,	,	PUNCT
cblr-1709	371	17	in	in	ADP
cblr-1709	371	18	regard	regard	NOUN
cblr-1709	371	19	to	to	ADP
cblr-1709	371	20	the	the	DET
cblr-1709	371	21	opening	opening	NOUN
cblr-1709	371	22	and	and	CCONJ
cblr-1709	371	23	maintenance	maintenance	NOUN
cblr-1709	371	24	of	of	ADP
cblr-1709	371	25	every	every	DET
cblr-1709	371	26	account	account	NOUN
cblr-1709	371	27	,	,	PUNCT
cblr-1709	371	28	to	to	PART
cblr-1709	371	29	know	know	VERB
cblr-1709	371	30	.	.	PUNCT
cblr-1709	371	31	.	.	PUNCT
cblr-1709	371	32	.	.	PUNCT
cblr-1709	372	1	the	the	DET
cblr-1709	372	2	essential	essential	ADJ
cblr-1709	372	3	facts	fact	NOUN
cblr-1709	372	4	concerning	concern	VERB
cblr-1709	372	5	every	every	DET
cblr-1709	372	6	customer	customer	NOUN
cblr-1709	372	7	”	"	PUNCT
cblr-1709	372	8	and	and	CCONJ
cblr-1709	372	9	which	which	PRON
cblr-1709	372	10	individuals	individual	NOUN
cblr-1709	372	11	are	be	AUX
cblr-1709	372	12	authorized	authorize	VERB
cblr-1709	372	13	to	to	PART
cblr-1709	372	14	act	act	VERB
cblr-1709	372	15	on	on	ADP
cblr-1709	372	16	behalf	behalf	NOUN
cblr-1709	372	17	of	of	ADP
cblr-1709	372	18	such	such	ADJ
cblr-1709	372	19	customer.137	customer.137	NOUN
cblr-1709	372	20	the	the	DET
cblr-1709	372	21	suitability	suitability	NOUN
cblr-1709	372	22	rule	rule	NOUN
cblr-1709	372	23	goes	go	VERB
cblr-1709	372	24	even	even	ADV
cblr-1709	372	25	further	far	ADV
cblr-1709	372	26	,	,	PUNCT
cblr-1709	372	27	requiring	require	VERB
cblr-1709	372	28	firms	firm	NOUN
cblr-1709	372	29	to	to	PART
cblr-1709	372	30	“	"	PUNCT
cblr-1709	372	31	have	have	VERB
cblr-1709	372	32	a	a	DET
cblr-1709	372	33	reasonable	reasonable	ADJ
cblr-1709	372	34	basis	basis	NOUN
cblr-1709	372	35	to	to	PART
cblr-1709	372	36	believe	believe	VERB
cblr-1709	372	37	that	that	SCONJ
cblr-1709	372	38	a	a	DET
cblr-1709	372	39	recommended	recommend	VERB
cblr-1709	372	40	transaction	transaction	NOUN
cblr-1709	372	41	or	or	CCONJ
cblr-1709	372	42	investment	investment	NOUN
cblr-1709	372	43	strategy	strategy	NOUN
cblr-1709	372	44	involving	involve	VERB
cblr-1709	372	45	a	a	DET
cblr-1709	372	46	security	security	NOUN
cblr-1709	372	47	.	.	PUNCT
cblr-1709	372	48	.	.	PUNCT
cblr-1709	372	49	.	.	PUNCT
cblr-1709	373	1	is	be	AUX
cblr-1709	373	2	suitable	suitable	ADJ
cblr-1709	373	3	for	for	ADP
cblr-1709	373	4	the	the	DET
cblr-1709	373	5	customer	customer	NOUN
cblr-1709	373	6	.	.	PUNCT
cblr-1709	374	1	”138	”138	PROPN
cblr-1709	375	1	the	the	DET
cblr-1709	375	2	rule	rule	NOUN
cblr-1709	375	3	requires	require	VERB
cblr-1709	375	4	firms	firm	NOUN
cblr-1709	375	5	to	to	PART
cblr-1709	375	6	base	base	VERB
cblr-1709	375	7	their	their	PRON
cblr-1709	375	8	investment	investment	NOUN
cblr-1709	375	9	strategy	strategy	NOUN
cblr-1709	375	10	decisions	decision	NOUN
cblr-1709	375	11	on	on	ADP
cblr-1709	375	12	the	the	DET
cblr-1709	375	13	customer	customer	NOUN
cblr-1709	375	14	’s	’s	PART
cblr-1709	375	15	investment	investment	NOUN
cblr-1709	375	16	profile	profile	NOUN
cblr-1709	375	17	,	,	PUNCT
cblr-1709	375	18	including	include	VERB
cblr-1709	375	19	“	"	PUNCT
cblr-1709	375	20	the	the	DET
cblr-1709	375	21	customer	customer	NOUN
cblr-1709	375	22	’s	’s	PART
cblr-1709	375	23	age	age	NOUN
cblr-1709	375	24	,	,	PUNCT
cblr-1709	375	25	other	other	ADJ
cblr-1709	375	26	investments	investment	NOUN
cblr-1709	375	27	,	,	PUNCT
cblr-1709	375	28	financial	financial	ADJ
cblr-1709	375	29	situation	situation	NOUN
cblr-1709	375	30	and	and	CCONJ
cblr-1709	375	31	needs	need	NOUN
cblr-1709	375	32	,	,	PUNCT
cblr-1709	375	33	tax	tax	NOUN
cblr-1709	375	34	status	status	NOUN
cblr-1709	375	35	,	,	PUNCT
cblr-1709	375	36	investment	investment	NOUN
cblr-1709	375	37	objectives	objective	NOUN
cblr-1709	375	38	,	,	PUNCT
cblr-1709	375	39	investment	investment	NOUN
cblr-1709	375	40	experience	experience	NOUN
cblr-1709	375	41	,	,	PUNCT
cblr-1709	375	42	investment	investment	NOUN
cblr-1709	375	43	time	time	NOUN
cblr-1709	375	44	horizon	horizon	NOUN
cblr-1709	375	45	,	,	PUNCT
cblr-1709	375	46	liquidity	liquidity	NOUN
cblr-1709	375	47	needs	need	NOUN
cblr-1709	375	48	,	,	PUNCT
cblr-1709	375	49	risk	risk	NOUN
cblr-1709	375	50	tolerance	tolerance	NOUN
cblr-1709	375	51	,	,	PUNCT
cblr-1709	375	52	”	"	PUNCT
cblr-1709	375	53	and	and	CCONJ
cblr-1709	375	54	other	other	ADJ
cblr-1709	375	55	relevant	relevant	ADJ
cblr-1709	375	56	134	134	NUM
cblr-1709	375	57	see	see	NOUN
cblr-1709	375	58	infra	infra	NOUN
cblr-1709	375	59	text	text	NOUN
cblr-1709	375	60	accompanying	accompany	VERB
cblr-1709	375	61	notes	note	NOUN
cblr-1709	375	62	137–139	137–139	NUM
cblr-1709	375	63	.	.	PUNCT
cblr-1709	376	1	135	135	NUM
cblr-1709	376	2	see	see	VERB
cblr-1709	376	3	customer	customer	NOUN
cblr-1709	376	4	identification	identification	NOUN
cblr-1709	376	5	programs	program	NOUN
cblr-1709	376	6	for	for	ADP
cblr-1709	376	7	broker	broker	NOUN
cblr-1709	376	8	-	-	PUNCT
cblr-1709	376	9	dealers	dealer	NOUN
cblr-1709	376	10	,	,	PUNCT
cblr-1709	376	11	68	68	NUM
cblr-1709	376	12	fed	feed	VERB
cblr-1709	376	13	.	.	PUNCT
cblr-1709	377	1	reg	reg	PROPN
cblr-1709	377	2	.	.	PUNCT
cblr-1709	378	1	25,113	25,113	NUM
cblr-1709	378	2	,	,	PUNCT
cblr-1709	378	3	25,113	25,113	NUM
cblr-1709	378	4	(	(	PUNCT
cblr-1709	378	5	may	may	PROPN
cblr-1709	378	6	9	9	NUM
cblr-1709	378	7	,	,	PUNCT
cblr-1709	378	8	2003	2003	NUM
cblr-1709	378	9	)	)	PUNCT
cblr-1709	378	10	.	.	PUNCT
cblr-1709	379	1	136	136	NUM
cblr-1709	379	2	see	see	VERB
cblr-1709	379	3	31	31	NUM
cblr-1709	379	4	c.f.r	c.f.r	NOUN
cblr-1709	379	5	.	.	PUNCT
cblr-1709	380	1	§	§	PROPN
cblr-1709	380	2	1023.220	1023.220	NUM
cblr-1709	380	3	(	(	PUNCT
cblr-1709	380	4	2018	2018	NUM
cblr-1709	380	5	)	)	PUNCT
cblr-1709	380	6	.	.	PUNCT
cblr-1709	381	1	although	although	SCONJ
cblr-1709	381	2	this	this	DET
cblr-1709	381	3	rule	rule	NOUN
cblr-1709	381	4	only	only	ADV
cblr-1709	381	5	applies	apply	VERB
cblr-1709	381	6	to	to	ADP
cblr-1709	381	7	individuals	individual	NOUN
cblr-1709	381	8	opening	open	VERB
cblr-1709	381	9	up	up	ADP
cblr-1709	381	10	accounts	account	NOUN
cblr-1709	381	11	(	(	PUNCT
cblr-1709	381	12	as	as	SCONJ
cblr-1709	381	13	opposed	oppose	VERB
cblr-1709	381	14	to	to	ADP
cblr-1709	381	15	entities	entity	NOUN
cblr-1709	381	16	)	)	PUNCT
cblr-1709	381	17	,	,	PUNCT
cblr-1709	381	18	fincen	fincen	PROPN
cblr-1709	381	19	recently	recently	ADV
cblr-1709	381	20	enacted	enact	VERB
cblr-1709	381	21	a	a	DET
cblr-1709	381	22	rule	rule	NOUN
cblr-1709	381	23	that	that	PRON
cblr-1709	381	24	requires	require	VERB
cblr-1709	381	25	that	that	SCONJ
cblr-1709	381	26	the	the	DET
cblr-1709	381	27	same	same	ADJ
cblr-1709	381	28	information	information	NOUN
cblr-1709	381	29	be	be	AUX
cblr-1709	381	30	collected	collect	VERB
cblr-1709	381	31	about	about	ADP
cblr-1709	381	32	certain	certain	ADJ
cblr-1709	381	33	officers	officer	NOUN
cblr-1709	381	34	and	and	CCONJ
cblr-1709	381	35	owners	owner	NOUN
cblr-1709	381	36	of	of	ADP
cblr-1709	381	37	any	any	DET
cblr-1709	381	38	entity	entity	NOUN
cblr-1709	381	39	opening	open	VERB
cblr-1709	381	40	an	an	DET
cblr-1709	381	41	account	account	NOUN
cblr-1709	381	42	.	.	PUNCT
cblr-1709	382	1	see	see	VERB
cblr-1709	382	2	customer	customer	NOUN
cblr-1709	382	3	due	due	ADJ
cblr-1709	382	4	diligence	diligence	NOUN
cblr-1709	382	5	requirements	requirement	NOUN
cblr-1709	382	6	for	for	ADP
cblr-1709	382	7	financial	financial	ADJ
cblr-1709	382	8	institutions	institution	NOUN
cblr-1709	382	9	,	,	PUNCT
cblr-1709	382	10	81	81	NUM
cblr-1709	382	11	fed	feed	VERB
cblr-1709	382	12	.	.	PUNCT
cblr-1709	383	1	reg	reg	PROPN
cblr-1709	383	2	.	.	PUNCT
cblr-1709	384	1	29,398	29,398	NUM
cblr-1709	384	2	(	(	PUNCT
cblr-1709	384	3	may	may	PROPN
cblr-1709	384	4	11	11	NUM
cblr-1709	384	5	,	,	PUNCT
cblr-1709	384	6	2016	2016	NUM
cblr-1709	384	7	)	)	PUNCT
cblr-1709	384	8	.	.	PUNCT
cblr-1709	385	1	137	137	NUM
cblr-1709	385	2	finra	finra	NOUN
cblr-1709	385	3	,	,	PUNCT
cblr-1709	385	4	rule	rule	VERB
cblr-1709	385	5	2090	2090	NUM
cblr-1709	385	6	(	(	PUNCT
cblr-1709	385	7	2012	2012	NUM
cblr-1709	385	8	)	)	PUNCT
cblr-1709	385	9	.	.	PUNCT
cblr-1709	386	1	138	138	NUM
cblr-1709	386	2	finra	finra	NOUN
cblr-1709	386	3	,	,	PUNCT
cblr-1709	386	4	rule	rule	VERB
cblr-1709	386	5	2111	2111	NUM
cblr-1709	386	6	(	(	PUNCT
cblr-1709	386	7	2014	2014	NUM
cblr-1709	386	8	)	)	PUNCT
cblr-1709	386	9	.	.	PUNCT
cblr-1709	387	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	387	2	980	980	NUM
cblr-1709	387	3	columbia	columbia	PROPN
cblr-1709	387	4	business	business	NOUN
cblr-1709	387	5	law	law	PROPN
cblr-1709	387	6	review	review	NOUN
cblr-1709	387	7	[	[	X
cblr-1709	387	8	vol	vol	NOUN
cblr-1709	387	9	.	.	NOUN
cblr-1709	387	10	2018	2018	NUM
cblr-1709	387	11	information	information	NOUN
cblr-1709	387	12	that	that	SCONJ
cblr-1709	387	13	the	the	DET
cblr-1709	387	14	customer	customer	NOUN
cblr-1709	387	15	provides.139	provides.139	NOUN
cblr-1709	387	16	furthermore	furthermore	ADV
cblr-1709	387	17	,	,	PUNCT
cblr-1709	387	18	as	as	SCONJ
cblr-1709	387	19	the	the	DET
cblr-1709	387	20	agent	agent	NOUN
cblr-1709	387	21	buying	buy	VERB
cblr-1709	387	22	and	and	CCONJ
cblr-1709	387	23	selling	sell	VERB
cblr-1709	387	24	securities	security	NOUN
cblr-1709	387	25	for	for	ADP
cblr-1709	387	26	a	a	DET
cblr-1709	387	27	customer	customer	NOUN
cblr-1709	387	28	,	,	PUNCT
cblr-1709	387	29	a	a	DET
cblr-1709	387	30	broker	broker	NOUN
cblr-1709	387	31	-	-	PUNCT
cblr-1709	387	32	dealer	dealer	NOUN
cblr-1709	387	33	has	have	AUX
cblr-1709	387	34	access	access	NOUN
cblr-1709	387	35	to	to	ADP
cblr-1709	387	36	a	a	DET
cblr-1709	387	37	customer	customer	NOUN
cblr-1709	387	38	’s	’s	PART
cblr-1709	387	39	transaction	transaction	NOUN
cblr-1709	387	40	information	information	NOUN
cblr-1709	387	41	and	and	CCONJ
cblr-1709	387	42	trading	trading	NOUN
cblr-1709	387	43	history	history	NOUN
cblr-1709	387	44	.	.	PUNCT
cblr-1709	388	1	if	if	SCONJ
cblr-1709	388	2	a	a	DET
cblr-1709	388	3	cyberattack	cyberattack	NOUN
cblr-1709	388	4	compromises	compromise	VERB
cblr-1709	388	5	any	any	PRON
cblr-1709	388	6	of	of	ADP
cblr-1709	388	7	these	these	DET
cblr-1709	388	8	types	type	NOUN
cblr-1709	388	9	of	of	ADP
cblr-1709	388	10	information	information	NOUN
cblr-1709	388	11	,	,	PUNCT
cblr-1709	388	12	including	include	VERB
cblr-1709	388	13	an	an	DET
cblr-1709	388	14	investor	investor	NOUN
cblr-1709	388	15	’s	’s	PART
cblr-1709	388	16	investment	investment	NOUN
cblr-1709	388	17	history	history	NOUN
cblr-1709	388	18	and	and	CCONJ
cblr-1709	388	19	risk	risk	NOUN
cblr-1709	388	20	tolerance	tolerance	NOUN
cblr-1709	388	21	,	,	PUNCT
cblr-1709	388	22	the	the	DET
cblr-1709	388	23	consequences	consequence	NOUN
cblr-1709	388	24	could	could	AUX
cblr-1709	388	25	potentially	potentially	ADV
cblr-1709	388	26	be	be	AUX
cblr-1709	388	27	devastating	devastating	ADJ
cblr-1709	388	28	.	.	PUNCT
cblr-1709	389	1	for	for	ADP
cblr-1709	389	2	instance	instance	NOUN
cblr-1709	389	3	,	,	PUNCT
cblr-1709	389	4	an	an	DET
cblr-1709	389	5	investor	investor	NOUN
cblr-1709	389	6	may	may	AUX
cblr-1709	389	7	face	face	VERB
cblr-1709	389	8	backlash	backlash	NOUN
cblr-1709	389	9	from	from	ADP
cblr-1709	389	10	friends	friend	NOUN
cblr-1709	389	11	and	and	CCONJ
cblr-1709	389	12	the	the	DET
cblr-1709	389	13	public	public	NOUN
cblr-1709	389	14	at	at	ADP
cblr-1709	389	15	large	large	ADJ
cblr-1709	389	16	for	for	ADP
cblr-1709	389	17	investments	investment	NOUN
cblr-1709	389	18	in	in	ADP
cblr-1709	389	19	companies	company	NOUN
cblr-1709	389	20	that	that	PRON
cblr-1709	389	21	contravene	contravene	VERB
cblr-1709	389	22	the	the	DET
cblr-1709	389	23	investor	investor	NOUN
cblr-1709	389	24	’s	’s	PART
cblr-1709	389	25	public	public	ADJ
cblr-1709	389	26	political	political	ADJ
cblr-1709	389	27	leanings	leaning	NOUN
cblr-1709	389	28	.	.	PUNCT
cblr-1709	390	1	we	we	PRON
cblr-1709	390	2	can	can	AUX
cblr-1709	390	3	analogize	analogize	VERB
cblr-1709	390	4	to	to	ADP
cblr-1709	390	5	recent	recent	ADJ
cblr-1709	390	6	consumer	consumer	NOUN
cblr-1709	390	7	backlashes	backlash	NOUN
cblr-1709	390	8	regarding	regard	VERB
cblr-1709	390	9	public	public	ADJ
cblr-1709	390	10	companies	company	NOUN
cblr-1709	390	11	that	that	PRON
cblr-1709	390	12	made	make	VERB
cblr-1709	390	13	political	political	ADJ
cblr-1709	390	14	contributions	contribution	NOUN
cblr-1709	390	15	to	to	ADP
cblr-1709	390	16	particular	particular	ADJ
cblr-1709	390	17	candidates	candidate	NOUN
cblr-1709	390	18	or	or	CCONJ
cblr-1709	390	19	political	political	ADJ
cblr-1709	390	20	parties.140	parties.140	NOUN
cblr-1709	390	21	in	in	ADP
cblr-1709	390	22	a	a	DET
cblr-1709	390	23	similar	similar	ADJ
cblr-1709	390	24	vein	vein	NOUN
cblr-1709	390	25	,	,	PUNCT
cblr-1709	390	26	if	if	SCONJ
cblr-1709	390	27	it	it	PRON
cblr-1709	390	28	became	become	VERB
cblr-1709	390	29	public	public	ADJ
cblr-1709	390	30	that	that	SCONJ
cblr-1709	390	31	an	an	DET
cblr-1709	390	32	individual	individual	ADJ
cblr-1709	390	33	invests	invest	NOUN
cblr-1709	390	34	in	in	ADP
cblr-1709	390	35	companies	company	NOUN
cblr-1709	390	36	with	with	ADP
cblr-1709	390	37	poor	poor	ADJ
cblr-1709	390	38	environmental	environmental	ADJ
cblr-1709	390	39	records	record	NOUN
cblr-1709	390	40	or	or	CCONJ
cblr-1709	390	41	those	those	PRON
cblr-1709	390	42	utilizing	utilize	VERB
cblr-1709	390	43	child	child	NOUN
cblr-1709	390	44	labor	labor	NOUN
cblr-1709	390	45	,	,	PUNCT
cblr-1709	390	46	it	it	PRON
cblr-1709	390	47	could	could	AUX
cblr-1709	390	48	greatly	greatly	ADV
cblr-1709	390	49	harm	harm	VERB
cblr-1709	390	50	the	the	DET
cblr-1709	390	51	individual	individual	NOUN
cblr-1709	390	52	’s	’s	PART
cblr-1709	390	53	reputation	reputation	NOUN
cblr-1709	390	54	and	and	CCONJ
cblr-1709	390	55	finances	finance	NOUN
cblr-1709	390	56	.	.	PUNCT
cblr-1709	391	1	moreover	moreover	ADV
cblr-1709	391	2	,	,	PUNCT
cblr-1709	391	3	a	a	DET
cblr-1709	391	4	high	high	ADJ
cblr-1709	391	5	net	net	ADJ
cblr-1709	391	6	worth	worth	ADJ
cblr-1709	391	7	investor	investor	NOUN
cblr-1709	391	8	or	or	CCONJ
cblr-1709	391	9	hedge	hedge	NOUN
cblr-1709	391	10	fund	fund	NOUN
cblr-1709	391	11	may	may	AUX
cblr-1709	391	12	have	have	VERB
cblr-1709	391	13	a	a	DET
cblr-1709	391	14	proprietary	proprietary	ADJ
cblr-1709	391	15	investing	investing	NOUN
cblr-1709	391	16	strategy	strategy	NOUN
cblr-1709	391	17	that	that	PRON
cblr-1709	391	18	would	would	AUX
cblr-1709	391	19	lose	lose	VERB
cblr-1709	391	20	its	its	PRON
cblr-1709	391	21	value	value	NOUN
cblr-1709	391	22	if	if	SCONJ
cblr-1709	391	23	revealed	reveal	VERB
cblr-1709	391	24	to	to	ADP
cblr-1709	391	25	the	the	DET
cblr-1709	391	26	public	public	NOUN
cblr-1709	391	27	.	.	PUNCT
cblr-1709	392	1	in	in	ADP
cblr-1709	392	2	2015	2015	NUM
cblr-1709	392	3	,	,	PUNCT
cblr-1709	392	4	security	security	NOUN
cblr-1709	392	5	companies	company	NOUN
cblr-1709	392	6	kroll	kroll	PROPN
cblr-1709	392	7	and	and	CCONJ
cblr-1709	392	8	fireeye	fireeye	PROPN
cblr-1709	392	9	investigated	investigate	VERB
cblr-1709	392	10	several	several	ADJ
cblr-1709	392	11	incidents	incident	NOUN
cblr-1709	392	12	involving	involve	VERB
cblr-1709	392	13	hackers	hacker	NOUN
cblr-1709	392	14	who	who	PRON
cblr-1709	392	15	stole	steal	VERB
cblr-1709	392	16	secret	secret	ADJ
cblr-1709	392	17	algorithms	algorithm	NOUN
cblr-1709	392	18	and	and	CCONJ
cblr-1709	392	19	trading	trade	VERB
cblr-1709	392	20	tactics.141	tactics.141	NOUN
cblr-1709	392	21	some	some	DET
cblr-1709	392	22	analysts	analyst	NOUN
cblr-1709	392	23	consider	consider	VERB
cblr-1709	392	24	such	such	DET
cblr-1709	392	25	a	a	DET
cblr-1709	392	26	cybersecurity	cybersecurity	NOUN
cblr-1709	392	27	threat	threat	NOUN
cblr-1709	392	28	even	even	ADV
cblr-1709	392	29	more	more	ADV
cblr-1709	392	30	concerning	concerning	ADJ
cblr-1709	392	31	than	than	ADP
cblr-1709	392	32	a	a	DET
cblr-1709	392	33	market	market	NOUN
cblr-1709	392	34	crash	crash	NOUN
cblr-1709	392	35	,	,	PUNCT
cblr-1709	392	36	given	give	VERB
cblr-1709	392	37	that	that	SCONJ
cblr-1709	392	38	“	"	PUNCT
cblr-1709	392	39	[	[	X
cblr-1709	392	40	c]omputer	c]omputer	X
cblr-1709	392	41	source	source	NOUN
cblr-1709	392	42	codes	code	NOUN
cblr-1709	392	43	and	and	CCONJ
cblr-1709	392	44	proprietary	proprietary	ADJ
cblr-1709	392	45	trading	trading	NOUN
cblr-1709	392	46	methods	method	NOUN
cblr-1709	392	47	are	be	AUX
cblr-1709	392	48	often	often	ADV
cblr-1709	392	49	the	the	DET
cblr-1709	392	50	lifeblood	lifeblood	NOUN
cblr-1709	392	51	of	of	ADP
cblr-1709	392	52	a	a	DET
cblr-1709	392	53	company	company	NOUN
cblr-1709	392	54	’s	’s	PART
cblr-1709	392	55	business	business	NOUN
cblr-1709	392	56	model	model	NOUN
cblr-1709	392	57	.	.	PUNCT
cblr-1709	392	58	”142	”142	PRON
cblr-1709	393	1	although	although	SCONJ
cblr-1709	393	2	not	not	PART
cblr-1709	393	3	139	139	NUM
cblr-1709	393	4	i	i	PRON
cblr-1709	393	5	d.	d.	PROPN
cblr-1709	393	6	140	140	NUM
cblr-1709	393	7	for	for	ADP
cblr-1709	393	8	instance	instance	NOUN
cblr-1709	393	9	,	,	PUNCT
cblr-1709	393	10	in	in	ADP
cblr-1709	393	11	august	august	PROPN
cblr-1709	393	12	2018	2018	NUM
cblr-1709	393	13	,	,	PUNCT
cblr-1709	393	14	in	in	ADP
cblr-1709	393	15	-	-	PUNCT
cblr-1709	393	16	n	n	CCONJ
cblr-1709	393	17	-	-	PUNCT
cblr-1709	393	18	out	out	NOUN
cblr-1709	393	19	burger	burger	NOUN
cblr-1709	393	20	faced	face	VERB
cblr-1709	393	21	social	social	ADJ
cblr-1709	393	22	media	medium	NOUN
cblr-1709	393	23	calls	call	VERB
cblr-1709	393	24	for	for	ADP
cblr-1709	393	25	a	a	DET
cblr-1709	393	26	boycott	boycott	NOUN
cblr-1709	393	27	after	after	SCONJ
cblr-1709	393	28	it	it	PRON
cblr-1709	393	29	was	be	AUX
cblr-1709	393	30	revealed	reveal	VERB
cblr-1709	393	31	that	that	SCONJ
cblr-1709	393	32	the	the	DET
cblr-1709	393	33	fast	fast	ADJ
cblr-1709	393	34	food	food	NOUN
cblr-1709	393	35	chain	chain	NOUN
cblr-1709	393	36	had	have	AUX
cblr-1709	393	37	donated	donate	VERB
cblr-1709	393	38	$	$	SYM
cblr-1709	393	39	25,000	25,000	NUM
cblr-1709	393	40	to	to	ADP
cblr-1709	393	41	the	the	DET
cblr-1709	393	42	california	california	PROPN
cblr-1709	393	43	republican	republican	PROPN
cblr-1709	393	44	party	party	PROPN
cblr-1709	393	45	.	.	PUNCT
cblr-1709	394	1	see	see	VERB
cblr-1709	394	2	jeff	jeff	PROPN
cblr-1709	394	3	daniels	daniels	PROPN
cblr-1709	394	4	,	,	PUNCT
cblr-1709	394	5	inn	inn	PROPN
cblr-1709	394	6	-	-	PUNCT
cblr-1709	394	7	out	out	ADP
cblr-1709	394	8	burger	burger	NOUN
cblr-1709	394	9	’s	’s	PART
cblr-1709	394	10	$	$	SYM
cblr-1709	394	11	25,000	25,000	NUM
cblr-1709	394	12	donation	donation	NOUN
cblr-1709	394	13	to	to	ADP
cblr-1709	394	14	california	california	PROPN
cblr-1709	394	15	gop	gop	PROPN
cblr-1709	394	16	brings	bring	VERB
cblr-1709	394	17	call	call	NOUN
cblr-1709	394	18	for	for	ADP
cblr-1709	394	19	boycott	boycott	NOUN
cblr-1709	394	20	from	from	ADP
cblr-1709	394	21	democrats	democrats	PROPN
cblr-1709	394	22	,	,	PUNCT
cblr-1709	394	23	cnbc	cnbc	PROPN
cblr-1709	394	24	(	(	PUNCT
cblr-1709	394	25	aug	aug	PROPN
cblr-1709	394	26	.	.	PROPN
cblr-1709	394	27	30	30	NUM
cblr-1709	394	28	,	,	PUNCT
cblr-1709	394	29	2018	2018	NUM
cblr-1709	394	30	)	)	PUNCT
cblr-1709	394	31	,	,	PUNCT
cblr-1709	394	32	https://www.cnbc.com/2018/08/30/in-n-out-burger-faces-boycott-forcalifornia-gop-donation.html	https://www.cnbc.com/2018/08/30/in-n-out-burger-faces-boycott-forcalifornia-gop-donation.html	X
cblr-1709	395	1	[	[	X
cblr-1709	395	2	https://perma.cc/987x-mb6a	https://perma.cc/987x-mb6a	X
cblr-1709	395	3	]	]	X
cblr-1709	395	4	.	.	PUNCT
cblr-1709	396	1	141	141	NUM
cblr-1709	396	2	see	see	VERB
cblr-1709	396	3	mathew	mathew	PROPN
cblr-1709	396	4	j.	j.	PROPN
cblr-1709	396	5	schwartz	schwartz	PROPN
cblr-1709	396	6	,	,	PUNCT
cblr-1709	396	7	hackers	hacker	NOUN
cblr-1709	396	8	steal	steal	VERB
cblr-1709	396	9	trading	trading	NOUN
cblr-1709	396	10	algorithms	algorithm	NOUN
cblr-1709	396	11	,	,	PUNCT
cblr-1709	396	12	bankinfosecurity	bankinfosecurity	NOUN
cblr-1709	396	13	(	(	PUNCT
cblr-1709	396	14	feb	feb	PROPN
cblr-1709	396	15	.	.	PROPN
cblr-1709	396	16	26	26	NUM
cblr-1709	396	17	,	,	PUNCT
cblr-1709	396	18	2015	2015	NUM
cblr-1709	396	19	)	)	PUNCT
cblr-1709	396	20	,	,	PUNCT
cblr-1709	396	21	https://www.bankinfosecurity.com/	https://www.bankinfosecurity.com/	NOUN
cblr-1709	396	22	hackers	hacker	NOUN
cblr-1709	396	23	-	-	PUNCT
cblr-1709	396	24	target	target	NOUN
cblr-1709	396	25	-	-	PUNCT
cblr-1709	396	26	trading	trading	NOUN
cblr-1709	396	27	-	-	PUNCT
cblr-1709	396	28	algorithms	algorithm	NOUN
cblr-1709	396	29	-	-	PUNCT
cblr-1709	396	30	a-7949	a-7949	PUNCT
cblr-1709	397	1	[	[	X
cblr-1709	397	2	https://perma.cc/te43-bkfs	https://perma.cc/te43-bkfs	X
cblr-1709	397	3	]	]	X
cblr-1709	397	4	.	.	PUNCT
cblr-1709	398	1	142	142	NUM
cblr-1709	398	2	see	see	VERB
cblr-1709	398	3	i	i	PROPN
cblr-1709	398	4	d.	d.	PROPN
cblr-1709	398	5	;	;	PUNCT
cblr-1709	398	6	see	see	VERB
cblr-1709	398	7	also	also	ADV
cblr-1709	398	8	kip	kip	PROPN
cblr-1709	398	9	mcdaniel	mcdaniel	PROPN
cblr-1709	398	10	,	,	PUNCT
cblr-1709	398	11	hacking	hack	VERB
cblr-1709	398	12	a	a	DET
cblr-1709	398	13	hedge	hedge	NOUN
cblr-1709	398	14	fund	fund	NOUN
cblr-1709	398	15	,	,	PUNCT
cblr-1709	398	16	chief	chief	NOUN
cblr-1709	398	17	inv	inv	NOUN
cblr-1709	398	18	.	.	PUNCT
cblr-1709	399	1	officer	officer	NOUN
cblr-1709	399	2	(	(	PUNCT
cblr-1709	399	3	nov	nov	PROPN
cblr-1709	399	4	.	.	PROPN
cblr-1709	399	5	20	20	NUM
cblr-1709	399	6	,	,	PUNCT
cblr-1709	399	7	2015	2015	NUM
cblr-1709	399	8	)	)	PUNCT
cblr-1709	399	9	,	,	PUNCT
cblr-1709	399	10	https://www.ai-cio.com/news/hacking-a-hedgefund/	https://www.ai-cio.com/news/hacking-a-hedgefund/	X
cblr-1709	400	1	[	[	X
cblr-1709	400	2	https://perma.cc/4dvk-49yr	https://perma.cc/4dvk-49yr	X
cblr-1709	400	3	]	]	X
cblr-1709	400	4	.	.	PUNCT
cblr-1709	401	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	401	2	no	no	NOUN
cblr-1709	401	3	.	.	NOUN
cblr-1709	402	1	3:952	3:952	NUM
cblr-1709	402	2	]	]	X
cblr-1709	402	3	hacking	hack	VERB
cblr-1709	402	4	our	our	PRON
cblr-1709	402	5	securities	security	NOUN
cblr-1709	402	6	disclosure	disclosure	NOUN
cblr-1709	402	7	system	system	NOUN
cblr-1709	402	8	981	981	NUM
cblr-1709	402	9	addressed	address	VERB
cblr-1709	402	10	by	by	ADP
cblr-1709	402	11	state	state	NOUN
cblr-1709	402	12	disclosure	disclosure	NOUN
cblr-1709	402	13	laws	law	NOUN
cblr-1709	402	14	,	,	PUNCT
cblr-1709	402	15	a	a	DET
cblr-1709	402	16	privacy	privacy	NOUN
cblr-1709	402	17	-	-	PUNCT
cblr-1709	402	18	focused	focus	VERB
cblr-1709	402	19	disclosure	disclosure	NOUN
cblr-1709	402	20	requirement	requirement	NOUN
cblr-1709	402	21	geared	gear	VERB
cblr-1709	402	22	towards	towards	ADP
cblr-1709	402	23	broker	broker	NOUN
cblr-1709	402	24	-	-	PUNCT
cblr-1709	402	25	dealers	dealer	NOUN
cblr-1709	402	26	would	would	AUX
cblr-1709	402	27	require	require	VERB
cblr-1709	402	28	that	that	SCONJ
cblr-1709	402	29	breaches	breach	NOUN
cblr-1709	402	30	of	of	ADP
cblr-1709	402	31	these	these	DET
cblr-1709	402	32	categories	category	NOUN
cblr-1709	402	33	of	of	ADP
cblr-1709	402	34	sensitive	sensitive	ADJ
cblr-1709	402	35	and	and	CCONJ
cblr-1709	402	36	proprietary	proprietary	ADJ
cblr-1709	402	37	information	information	NOUN
cblr-1709	402	38	trigger	trigger	NOUN
cblr-1709	402	39	notification	notification	NOUN
cblr-1709	402	40	to	to	ADP
cblr-1709	402	41	customers	customer	NOUN
cblr-1709	402	42	.	.	PUNCT
cblr-1709	403	1	this	this	DET
cblr-1709	403	2	approach	approach	NOUN
cblr-1709	403	3	would	would	AUX
cblr-1709	403	4	provide	provide	VERB
cblr-1709	403	5	customers	customer	NOUN
cblr-1709	403	6	with	with	ADP
cblr-1709	403	7	advance	advance	NOUN
cblr-1709	403	8	notice	notice	NOUN
cblr-1709	403	9	and	and	CCONJ
cblr-1709	403	10	a	a	DET
cblr-1709	403	11	chance	chance	NOUN
cblr-1709	403	12	to	to	PART
cblr-1709	403	13	perform	perform	VERB
cblr-1709	403	14	damage	damage	NOUN
cblr-1709	403	15	control	control	NOUN
cblr-1709	403	16	before	before	SCONJ
cblr-1709	403	17	the	the	DET
cblr-1709	403	18	information	information	NOUN
cblr-1709	403	19	potentially	potentially	ADV
cblr-1709	403	20	became	become	VERB
cblr-1709	403	21	public	public	ADJ
cblr-1709	403	22	.	.	PUNCT
cblr-1709	404	1	c.	c.	NOUN
cblr-1709	404	2	materiality	materiality	PROPN
cblr-1709	404	3	standard	standard	VERB
cblr-1709	404	4	the	the	DET
cblr-1709	404	5	public	public	ADJ
cblr-1709	404	6	company	company	NOUN
cblr-1709	404	7	materiality	materiality	NOUN
cblr-1709	404	8	standard	standard	NOUN
cblr-1709	404	9	—	—	PUNCT
cblr-1709	404	10	requiring	require	VERB
cblr-1709	404	11	disclosures	disclosure	NOUN
cblr-1709	404	12	based	base	VERB
cblr-1709	404	13	on	on	ADP
cblr-1709	404	14	the	the	DET
cblr-1709	404	15	likelihood	likelihood	NOUN
cblr-1709	404	16	that	that	SCONJ
cblr-1709	404	17	a	a	DET
cblr-1709	404	18	reasonable	reasonable	ADJ
cblr-1709	404	19	investor	investor	NOUN
cblr-1709	404	20	would	would	AUX
cblr-1709	404	21	find	find	VERB
cblr-1709	404	22	the	the	DET
cblr-1709	404	23	information	information	NOUN
cblr-1709	404	24	important	important	ADJ
cblr-1709	404	25	for	for	ADP
cblr-1709	404	26	an	an	DET
cblr-1709	404	27	investment	investment	NOUN
cblr-1709	404	28	decision	decision	NOUN
cblr-1709	404	29	—	—	PUNCT
cblr-1709	404	30	is	be	AUX
cblr-1709	404	31	inapposite	inapposite	ADJ
cblr-1709	404	32	for	for	ADP
cblr-1709	404	33	broker	broker	NOUN
cblr-1709	404	34	-	-	PUNCT
cblr-1709	404	35	dealers	dealer	NOUN
cblr-1709	404	36	,	,	PUNCT
cblr-1709	404	37	given	give	VERB
cblr-1709	404	38	the	the	DET
cblr-1709	404	39	lack	lack	NOUN
cblr-1709	404	40	of	of	ADP
cblr-1709	404	41	information	information	NOUN
cblr-1709	404	42	discipline	discipline	NOUN
cblr-1709	404	43	mechanism	mechanism	NOUN
cblr-1709	404	44	and	and	CCONJ
cblr-1709	404	45	lack	lack	NOUN
cblr-1709	404	46	of	of	ADP
cblr-1709	404	47	public	public	ADJ
cblr-1709	404	48	oversight.143	oversight.143	NOUN
cblr-1709	404	49	additionally	additionally	ADV
cblr-1709	404	50	,	,	PUNCT
cblr-1709	404	51	state	state	NOUN
cblr-1709	404	52	data	datum	NOUN
cblr-1709	404	53	breach	breach	NOUN
cblr-1709	404	54	disclosure	disclosure	NOUN
cblr-1709	404	55	laws	law	NOUN
cblr-1709	404	56	do	do	AUX
cblr-1709	404	57	not	not	PART
cblr-1709	404	58	provide	provide	VERB
cblr-1709	404	59	any	any	DET
cblr-1709	404	60	uniform	uniform	ADJ
cblr-1709	404	61	guidelines	guideline	NOUN
cblr-1709	404	62	.	.	PUNCT
cblr-1709	405	1	in	in	ADP
cblr-1709	405	2	some	some	DET
cblr-1709	405	3	states	state	NOUN
cblr-1709	405	4	,	,	PUNCT
cblr-1709	405	5	firms	firm	NOUN
cblr-1709	405	6	have	have	VERB
cblr-1709	405	7	a	a	DET
cblr-1709	405	8	duty	duty	NOUN
cblr-1709	405	9	“	"	PUNCT
cblr-1709	405	10	to	to	PART
cblr-1709	405	11	notify	notify	VERB
cblr-1709	405	12	about	about	ADP
cblr-1709	405	13	any	any	DET
cblr-1709	405	14	breach	breach	NOUN
cblr-1709	405	15	of	of	ADP
cblr-1709	405	16	security	security	NOUN
cblr-1709	405	17	,	,	PUNCT
cblr-1709	405	18	while	while	SCONJ
cblr-1709	405	19	other	other	ADJ
cblr-1709	405	20	states	state	NOUN
cblr-1709	405	21	require	require	VERB
cblr-1709	405	22	notification	notification	NOUN
cblr-1709	405	23	of	of	ADP
cblr-1709	405	24	breach	breach	NOUN
cblr-1709	405	25	only	only	ADV
cblr-1709	405	26	when	when	SCONJ
cblr-1709	405	27	there	there	PRON
cblr-1709	405	28	is	be	VERB
cblr-1709	405	29	a	a	DET
cblr-1709	405	30	reasonable	reasonable	ADJ
cblr-1709	405	31	likelihood	likelihood	NOUN
cblr-1709	405	32	of	of	ADP
cblr-1709	405	33	harm	harm	NOUN
cblr-1709	405	34	.	.	PUNCT
cblr-1709	405	35	”144	”144	PUNCT
cblr-1709	406	1	since	since	SCONJ
cblr-1709	406	2	massachusetts	massachusetts	PROPN
cblr-1709	406	3	is	be	AUX
cblr-1709	406	4	arguably	arguably	ADV
cblr-1709	406	5	the	the	DET
cblr-1709	406	6	state	state	NOUN
cblr-1709	406	7	with	with	ADP
cblr-1709	406	8	the	the	DET
cblr-1709	406	9	strictest	strict	ADJ
cblr-1709	406	10	data	data	NOUN
cblr-1709	406	11	disclosure	disclosure	NOUN
cblr-1709	406	12	laws	law	NOUN
cblr-1709	406	13	,	,	PUNCT
cblr-1709	406	14	one	one	NUM
cblr-1709	406	15	commentator	commentator	NOUN
cblr-1709	406	16	suggested	suggest	VERB
cblr-1709	406	17	that	that	SCONJ
cblr-1709	406	18	companies	company	NOUN
cblr-1709	406	19	should	should	AUX
cblr-1709	406	20	follow	follow	VERB
cblr-1709	406	21	massachusetts	massachusetts	PROPN
cblr-1709	406	22	rules	rule	NOUN
cblr-1709	406	23	as	as	ADP
cblr-1709	406	24	a	a	DET
cblr-1709	406	25	convenient	convenient	ADJ
cblr-1709	406	26	and	and	CCONJ
cblr-1709	406	27	costsaving	costsave	VERB
cblr-1709	406	28	rule	rule	NOUN
cblr-1709	406	29	of	of	ADP
cblr-1709	406	30	thumb.145	thumb.145	NOUN
cblr-1709	406	31	yet	yet	ADV
cblr-1709	406	32	this	this	DET
cblr-1709	406	33	advice	advice	NOUN
cblr-1709	406	34	is	be	AUX
cblr-1709	406	35	not	not	PART
cblr-1709	406	36	as	as	ADV
cblr-1709	406	37	easy	easy	ADJ
cblr-1709	406	38	to	to	PART
cblr-1709	406	39	follow	follow	VERB
cblr-1709	406	40	as	as	SCONJ
cblr-1709	406	41	it	it	PRON
cblr-1709	406	42	seems	seem	VERB
cblr-1709	406	43	,	,	PUNCT
cblr-1709	406	44	given	give	VERB
cblr-1709	406	45	differences	difference	NOUN
cblr-1709	406	46	in	in	ADP
cblr-1709	406	47	state	state	NOUN
cblr-1709	406	48	laws	law	NOUN
cblr-1709	406	49	regarding	regard	VERB
cblr-1709	406	50	how	how	SCONJ
cblr-1709	406	51	information	information	NOUN
cblr-1709	406	52	must	must	AUX
cblr-1709	406	53	be	be	AUX
cblr-1709	406	54	reported	report	VERB
cblr-1709	406	55	(	(	PUNCT
cblr-1709	406	56	i.e.	i.e.	X
cblr-1709	406	57	whether	whether	SCONJ
cblr-1709	406	58	only	only	ADJ
cblr-1709	406	59	reporting	report	VERB
cblr-1709	406	60	to	to	ADP
cblr-1709	406	61	individuals	individual	NOUN
cblr-1709	406	62	,	,	PUNCT
cblr-1709	406	63	or	or	CCONJ
cblr-1709	406	64	also	also	ADV
cblr-1709	406	65	to	to	ADP
cblr-1709	406	66	state	state	NOUN
cblr-1709	406	67	enforcement	enforcement	NOUN
cblr-1709	406	68	and	and	CCONJ
cblr-1709	406	69	credit	credit	NOUN
cblr-1709	406	70	agencies	agency	NOUN
cblr-1709	406	71	)	)	PUNCT
cblr-1709	406	72	and	and	CCONJ
cblr-1709	406	73	what	what	DET
cblr-1709	406	74	information	information	NOUN
cblr-1709	406	75	such	such	ADJ
cblr-1709	406	76	reports	report	NOUN
cblr-1709	406	77	must	must	AUX
cblr-1709	406	78	include.146	include.146	VERB
cblr-1709	406	79	it	it	PRON
cblr-1709	406	80	is	be	AUX
cblr-1709	406	81	important	important	ADJ
cblr-1709	406	82	to	to	PART
cblr-1709	406	83	note	note	VERB
cblr-1709	406	84	that	that	SCONJ
cblr-1709	406	85	,	,	PUNCT
cblr-1709	406	86	even	even	ADV
cblr-1709	406	87	if	if	SCONJ
cblr-1709	406	88	disclosure	disclosure	NOUN
cblr-1709	406	89	obligations	obligation	NOUN
cblr-1709	406	90	are	be	AUX
cblr-1709	406	91	expanded	expand	VERB
cblr-1709	406	92	to	to	PART
cblr-1709	406	93	address	address	VERB
cblr-1709	406	94	broker	broker	NOUN
cblr-1709	406	95	-	-	PUNCT
cblr-1709	406	96	dealer	dealer	NOUN
cblr-1709	406	97	specific	specific	ADJ
cblr-1709	406	98	concerns	concern	NOUN
cblr-1709	406	99	,	,	PUNCT
cblr-1709	406	100	one	one	PRON
cblr-1709	406	101	can	can	AUX
cblr-1709	406	102	not	not	PART
cblr-1709	406	103	abandon	abandon	VERB
cblr-1709	406	104	the	the	DET
cblr-1709	406	105	materiality	materiality	NOUN
cblr-1709	406	106	standard	standard	NOUN
cblr-1709	406	107	in	in	ADP
cblr-1709	406	108	a	a	DET
cblr-1709	406	109	broker	broker	NOUN
cblr-1709	406	110	-	-	PUNCT
cblr-1709	406	111	dealer	dealer	NOUN
cblr-1709	406	112	143	143	NUM
cblr-1709	406	113	see	see	NOUN
cblr-1709	406	114	supra	supra	PROPN
cblr-1709	406	115	section	section	PROPN
cblr-1709	406	116	iii.a	iii.a	PROPN
cblr-1709	406	117	.	.	PUNCT
cblr-1709	407	1	144	144	NUM
cblr-1709	407	2	see	see	VERB
cblr-1709	407	3	rsa	rsa	PROPN
cblr-1709	407	4	2012	2012	NUM
cblr-1709	407	5	:	:	PUNCT
cblr-1709	407	6	getting	get	VERB
cblr-1709	407	7	strict	strict	ADJ
cblr-1709	407	8	with	with	ADP
cblr-1709	407	9	state	state	NOUN
cblr-1709	407	10	data	datum	NOUN
cblr-1709	407	11	breach	breach	NOUN
cblr-1709	407	12	notification	notification	NOUN
cblr-1709	407	13	laws	law	NOUN
cblr-1709	407	14	,	,	PUNCT
cblr-1709	407	15	infosecurity	infosecurity	NOUN
cblr-1709	407	16	mag	mag	NOUN
cblr-1709	407	17	.	.	PUNCT
cblr-1709	408	1	(	(	PUNCT
cblr-1709	408	2	feb	feb	PROPN
cblr-1709	408	3	.	.	PROPN
cblr-1709	408	4	29	29	NUM
cblr-1709	408	5	,	,	PUNCT
cblr-1709	408	6	2012	2012	NUM
cblr-1709	408	7	)	)	PUNCT
cblr-1709	409	1	[	[	X
cblr-1709	409	2	hereinafter	hereinafter	NOUN
cblr-1709	409	3	rsa	rsa	NOUN
cblr-1709	409	4	2012	2012	NUM
cblr-1709	409	5	]	]	PUNCT
cblr-1709	409	6	,	,	PUNCT
cblr-1709	409	7	https://www.infosecurity-magazine.com/news/rsa-2012-getting-strict-withstate-data-breach/	https://www.infosecurity-magazine.com/news/rsa-2012-getting-strict-withstate-data-breach/	VERB
cblr-1709	409	8	[	[	X
cblr-1709	409	9	https://perma.cc/lqu5-s27j	https://perma.cc/lqu5-s27j	X
cblr-1709	409	10	]	]	X
cblr-1709	409	11	.	.	PUNCT
cblr-1709	410	1	145	145	NUM
cblr-1709	410	2	see	see	VERB
cblr-1709	410	3	i	i	PRON
cblr-1709	410	4	d.	d.	PROPN
cblr-1709	410	5	146	146	NUM
cblr-1709	410	6	see	see	VERB
cblr-1709	410	7	i	i	PROPN
cblr-1709	410	8	d.	d.	PROPN
cblr-1709	410	9	2018.3_auman_final	2018.3_auman_final	PROPN
cblr-1709	410	10	982	982	NUM
cblr-1709	410	11	columbia	columbia	PROPN
cblr-1709	410	12	business	business	NOUN
cblr-1709	410	13	law	law	PROPN
cblr-1709	410	14	review	review	NOUN
cblr-1709	410	15	[	[	X
cblr-1709	410	16	vol	vol	NOUN
cblr-1709	410	17	.	.	PUNCT
cblr-1709	410	18	2018	2018	NUM
cblr-1709	410	19	context	context	NOUN
cblr-1709	410	20	.	.	PUNCT
cblr-1709	411	1	a	a	DET
cblr-1709	411	2	threshold	threshold	NOUN
cblr-1709	411	3	for	for	ADP
cblr-1709	411	4	triggering	trigger	VERB
cblr-1709	411	5	disclosure	disclosure	NOUN
cblr-1709	411	6	is	be	AUX
cblr-1709	411	7	justified	justify	VERB
cblr-1709	411	8	by	by	ADP
cblr-1709	411	9	the	the	DET
cblr-1709	411	10	same	same	ADJ
cblr-1709	411	11	rationale	rationale	NOUN
cblr-1709	411	12	for	for	ADP
cblr-1709	411	13	broker	broker	NOUN
cblr-1709	411	14	-	-	PUNCT
cblr-1709	411	15	dealers	dealer	NOUN
cblr-1709	411	16	as	as	ADP
cblr-1709	411	17	for	for	ADP
cblr-1709	411	18	public	public	ADJ
cblr-1709	411	19	companies	company	NOUN
cblr-1709	411	20	.	.	PUNCT
cblr-1709	412	1	if	if	SCONJ
cblr-1709	412	2	broker	broker	NOUN
cblr-1709	412	3	-	-	PUNCT
cblr-1709	412	4	dealers	dealer	NOUN
cblr-1709	412	5	were	be	AUX
cblr-1709	412	6	required	require	VERB
cblr-1709	412	7	to	to	PART
cblr-1709	412	8	report	report	VERB
cblr-1709	412	9	even	even	ADV
cblr-1709	412	10	immaterial	immaterial	ADJ
cblr-1709	412	11	events	event	NOUN
cblr-1709	412	12	,	,	PUNCT
cblr-1709	412	13	consumers	consumer	NOUN
cblr-1709	412	14	would	would	AUX
cblr-1709	412	15	be	be	AUX
cblr-1709	412	16	bombarded	bombard	VERB
cblr-1709	412	17	by	by	ADP
cblr-1709	412	18	an	an	DET
cblr-1709	412	19	avalanche	avalanche	NOUN
cblr-1709	412	20	of	of	ADP
cblr-1709	412	21	notifications	notification	NOUN
cblr-1709	412	22	,	,	PUNCT
cblr-1709	412	23	which	which	PRON
cblr-1709	412	24	“	"	PUNCT
cblr-1709	412	25	can	can	AUX
cblr-1709	412	26	cause	cause	VERB
cblr-1709	412	27	either	either	CCONJ
cblr-1709	412	28	undue	undue	ADJ
cblr-1709	412	29	alarm	alarm	NOUN
cblr-1709	412	30	or	or	CCONJ
cblr-1709	412	31	desensitization	desensitization	NOUN
cblr-1709	412	32	to	to	ADP
cblr-1709	412	33	events	event	NOUN
cblr-1709	412	34	of	of	ADP
cblr-1709	412	35	true	true	ADJ
cblr-1709	412	36	concern	concern	NOUN
cblr-1709	412	37	.	.	PUNCT
cblr-1709	413	1	”147	”147	PROPN
cblr-1709	413	2	however	however	ADV
cblr-1709	413	3	,	,	PUNCT
cblr-1709	413	4	one	one	NUM
cblr-1709	413	5	key	key	ADJ
cblr-1709	413	6	difference	difference	NOUN
cblr-1709	413	7	in	in	ADP
cblr-1709	413	8	application	application	NOUN
cblr-1709	413	9	of	of	ADP
cblr-1709	413	10	a	a	DET
cblr-1709	413	11	new	new	ADJ
cblr-1709	413	12	disclosure	disclosure	NOUN
cblr-1709	413	13	regime	regime	NOUN
cblr-1709	413	14	for	for	ADP
cblr-1709	413	15	broker	broker	NOUN
cblr-1709	413	16	-	-	PUNCT
cblr-1709	413	17	dealers	dealer	NOUN
cblr-1709	413	18	would	would	AUX
cblr-1709	413	19	be	be	AUX
cblr-1709	413	20	the	the	DET
cblr-1709	413	21	emphasis	emphasis	NOUN
cblr-1709	413	22	of	of	ADP
cblr-1709	413	23	the	the	DET
cblr-1709	413	24	threshold	threshold	NOUN
cblr-1709	413	25	.	.	PUNCT
cblr-1709	414	1	to	to	PART
cblr-1709	414	2	address	address	VERB
cblr-1709	414	3	cybersecurity	cybersecurity	NOUN
cblr-1709	414	4	concerns	concern	NOUN
cblr-1709	414	5	,	,	PUNCT
cblr-1709	414	6	the	the	DET
cblr-1709	414	7	triggering	trigger	VERB
cblr-1709	414	8	threshold	threshold	NOUN
cblr-1709	414	9	must	must	AUX
cblr-1709	414	10	consider	consider	VERB
cblr-1709	414	11	the	the	DET
cblr-1709	414	12	privacy	privacy	NOUN
cblr-1709	414	13	-	-	PUNCT
cblr-1709	414	14	oriented	orient	VERB
cblr-1709	414	15	nature	nature	NOUN
cblr-1709	414	16	of	of	ADP
cblr-1709	414	17	disclosures	disclosure	NOUN
cblr-1709	414	18	.	.	PUNCT
cblr-1709	415	1	for	for	ADP
cblr-1709	415	2	example	example	NOUN
cblr-1709	415	3	,	,	PUNCT
cblr-1709	415	4	the	the	DET
cblr-1709	415	5	gdpr	gdpr	NOUN
cblr-1709	415	6	in	in	ADP
cblr-1709	415	7	the	the	DET
cblr-1709	415	8	european	european	PROPN
cblr-1709	415	9	union	union	PROPN
cblr-1709	415	10	takes	take	VERB
cblr-1709	415	11	such	such	DET
cblr-1709	415	12	a	a	DET
cblr-1709	415	13	perspective	perspective	NOUN
cblr-1709	415	14	.	.	PUNCT
cblr-1709	416	1	the	the	DET
cblr-1709	416	2	trigger	trigger	NOUN
cblr-1709	416	3	requiring	require	VERB
cblr-1709	416	4	gdpr	gdpr	NOUN
cblr-1709	416	5	disclosure	disclosure	NOUN
cblr-1709	416	6	is	be	AUX
cblr-1709	416	7	when	when	SCONJ
cblr-1709	416	8	there	there	PRON
cblr-1709	416	9	is	be	VERB
cblr-1709	416	10	a	a	DET
cblr-1709	416	11	personal	personal	ADJ
cblr-1709	416	12	data	data	NOUN
cblr-1709	416	13	breach	breach	NOUN
cblr-1709	416	14	unless	unless	SCONJ
cblr-1709	416	15	it	it	PRON
cblr-1709	416	16	is	be	AUX
cblr-1709	416	17	“	"	PUNCT
cblr-1709	416	18	unlikely	unlikely	ADJ
cblr-1709	416	19	to	to	PART
cblr-1709	416	20	result	result	VERB
cblr-1709	416	21	in	in	ADP
cblr-1709	416	22	a	a	DET
cblr-1709	416	23	high	high	ADJ
cblr-1709	416	24	risk	risk	NOUN
cblr-1709	416	25	to	to	ADP
cblr-1709	416	26	the	the	DET
cblr-1709	416	27	rights	right	NOUN
cblr-1709	416	28	and	and	CCONJ
cblr-1709	416	29	freedoms	freedom	NOUN
cblr-1709	416	30	of	of	ADP
cblr-1709	416	31	natural	natural	ADJ
cblr-1709	416	32	persons	person	NOUN
cblr-1709	416	33	.	.	PUNCT
cblr-1709	416	34	”148	”148	PUNCT
cblr-1709	417	1	despite	despite	SCONJ
cblr-1709	417	2	the	the	DET
cblr-1709	417	3	change	change	NOUN
cblr-1709	417	4	in	in	ADP
cblr-1709	417	5	focus	focus	NOUN
cblr-1709	417	6	,	,	PUNCT
cblr-1709	417	7	though	though	ADV
cblr-1709	417	8	,	,	PUNCT
cblr-1709	417	9	this	this	PRON
cblr-1709	417	10	is	be	AUX
cblr-1709	417	11	a	a	DET
cblr-1709	417	12	very	very	ADV
cblr-1709	417	13	high	high	ADJ
cblr-1709	417	14	threshold	threshold	NOUN
cblr-1709	417	15	and	and	CCONJ
cblr-1709	417	16	may	may	AUX
cblr-1709	417	17	not	not	PART
cblr-1709	417	18	be	be	AUX
cblr-1709	417	19	inclusive	inclusive	ADJ
cblr-1709	417	20	enough	enough	ADV
cblr-1709	417	21	to	to	PART
cblr-1709	417	22	address	address	VERB
cblr-1709	417	23	the	the	DET
cblr-1709	417	24	needs	need	NOUN
cblr-1709	417	25	of	of	ADP
cblr-1709	417	26	brokerdealer	brokerdealer	NOUN
cblr-1709	417	27	customers	customer	NOUN
cblr-1709	417	28	,	,	PUNCT
cblr-1709	417	29	as	as	SCONJ
cblr-1709	417	30	discussed	discuss	VERB
cblr-1709	417	31	above.149	above.149	NOUN
cblr-1709	417	32	in	in	ADP
cblr-1709	417	33	adopting	adopt	VERB
cblr-1709	417	34	a	a	DET
cblr-1709	417	35	broker	broker	NOUN
cblr-1709	417	36	-	-	PUNCT
cblr-1709	417	37	dealer	dealer	NOUN
cblr-1709	417	38	specific	specific	ADJ
cblr-1709	417	39	standard	standard	NOUN
cblr-1709	417	40	,	,	PUNCT
cblr-1709	417	41	regulators	regulator	NOUN
cblr-1709	417	42	could	could	AUX
cblr-1709	417	43	tweak	tweak	VERB
cblr-1709	417	44	this	this	DET
cblr-1709	417	45	threshold	threshold	NOUN
cblr-1709	417	46	to	to	PART
cblr-1709	417	47	require	require	VERB
cblr-1709	417	48	disclosure	disclosure	NOUN
cblr-1709	417	49	“	"	PUNCT
cblr-1709	417	50	when	when	SCONJ
cblr-1709	417	51	the	the	DET
cblr-1709	417	52	personal	personal	ADJ
cblr-1709	417	53	data	datum	NOUN
cblr-1709	417	54	breach	breach	NOUN
cblr-1709	417	55	is	be	AUX
cblr-1709	417	56	likely	likely	ADJ
cblr-1709	417	57	to	to	PART
cblr-1709	417	58	result	result	VERB
cblr-1709	417	59	in	in	ADP
cblr-1709	417	60	substantial	substantial	ADJ
cblr-1709	417	61	financial	financial	ADJ
cblr-1709	417	62	or	or	CCONJ
cblr-1709	417	63	reputational	reputational	ADJ
cblr-1709	417	64	costs	cost	NOUN
cblr-1709	417	65	to	to	ADP
cblr-1709	417	66	customers	customer	NOUN
cblr-1709	417	67	.	.	PUNCT
cblr-1709	417	68	”	"	PUNCT
cblr-1709	418	1	this	this	DET
cblr-1709	418	2	adjustment	adjustment	NOUN
cblr-1709	418	3	would	would	AUX
cblr-1709	418	4	protect	protect	VERB
cblr-1709	418	5	broker	broker	NOUN
cblr-1709	418	6	-	-	PUNCT
cblr-1709	418	7	dealer	dealer	NOUN
cblr-1709	418	8	customers	customer	NOUN
cblr-1709	418	9	against	against	ADP
cblr-1709	418	10	identity	identity	NOUN
cblr-1709	418	11	theft	theft	NOUN
cblr-1709	418	12	and	and	CCONJ
cblr-1709	418	13	loss	loss	NOUN
cblr-1709	418	14	of	of	ADP
cblr-1709	418	15	funds	fund	NOUN
cblr-1709	418	16	,	,	PUNCT
cblr-1709	418	17	and	and	CCONJ
cblr-1709	418	18	obligate	obligate	NOUN
cblr-1709	418	19	broker	broker	NOUN
cblr-1709	418	20	-	-	PUNCT
cblr-1709	418	21	dealers	dealer	NOUN
cblr-1709	418	22	to	to	PART
cblr-1709	418	23	warn	warn	VERB
cblr-1709	418	24	clients	client	NOUN
cblr-1709	418	25	in	in	ADP
cblr-1709	418	26	the	the	DET
cblr-1709	418	27	event	event	NOUN
cblr-1709	418	28	that	that	SCONJ
cblr-1709	418	29	other	other	ADJ
cblr-1709	418	30	sensitive	sensitive	ADJ
cblr-1709	418	31	information	information	NOUN
cblr-1709	418	32	is	be	AUX
cblr-1709	418	33	accessed	access	VERB
cblr-1709	418	34	.	.	PUNCT
cblr-1709	419	1	firms	firm	NOUN
cblr-1709	419	2	would	would	AUX
cblr-1709	419	3	be	be	AUX
cblr-1709	419	4	misguided	misguide	VERB
cblr-1709	419	5	to	to	PART
cblr-1709	419	6	treat	treat	VERB
cblr-1709	419	7	all	all	DET
cblr-1709	419	8	threats	threat	NOUN
cblr-1709	419	9	equally	equally	ADV
cblr-1709	419	10	when	when	SCONJ
cblr-1709	419	11	making	make	VERB
cblr-1709	419	12	determinations	determination	NOUN
cblr-1709	419	13	about	about	ADP
cblr-1709	419	14	resource	resource	NOUN
cblr-1709	419	15	allocation	allocation	NOUN
cblr-1709	419	16	.	.	PUNCT
cblr-1709	420	1	a	a	DET
cblr-1709	420	2	more	more	ADV
cblr-1709	420	3	compelling	compelling	ADJ
cblr-1709	420	4	framework	framework	NOUN
cblr-1709	420	5	would	would	AUX
cblr-1709	420	6	construct	construct	VERB
cblr-1709	420	7	a	a	DET
cblr-1709	420	8	privacy	privacy	NOUN
cblr-1709	420	9	threat	threat	NOUN
cblr-1709	420	10	continuum	continuum	VERB
cblr-1709	420	11	,	,	PUNCT
cblr-1709	420	12	with	with	ADP
cblr-1709	420	13	responses	response	NOUN
cblr-1709	420	14	required	require	VERB
cblr-1709	420	15	in	in	ADP
cblr-1709	420	16	proportion	proportion	NOUN
cblr-1709	420	17	to	to	ADP
cblr-1709	420	18	each	each	DET
cblr-1709	420	19	threat	threat	NOUN
cblr-1709	420	20	.	.	PUNCT
cblr-1709	421	1	consider	consider	VERB
cblr-1709	421	2	a	a	DET
cblr-1709	421	3	typical	typical	ADJ
cblr-1709	421	4	financial	financial	ADJ
cblr-1709	421	5	firm	firm	NOUN
cblr-1709	421	6	that	that	PRON
cblr-1709	421	7	uses	use	VERB
cblr-1709	421	8	a	a	DET
cblr-1709	421	9	multilayered	multilayered	ADJ
cblr-1709	421	10	security	security	NOUN
cblr-1709	421	11	approach	approach	NOUN
cblr-1709	421	12	including	include	VERB
cblr-1709	421	13	firewalls	firewall	NOUN
cblr-1709	421	14	,	,	PUNCT
cblr-1709	421	15	antivirus	antivirus	NOUN
cblr-1709	421	16	software	software	NOUN
cblr-1709	421	17	,	,	PUNCT
cblr-1709	421	18	spam	spam	NOUN
cblr-1709	421	19	filters	filter	NOUN
cblr-1709	421	20	,	,	PUNCT
cblr-1709	421	21	authentication	authentication	NOUN
cblr-1709	421	22	,	,	PUNCT
cblr-1709	421	23	account	account	NOUN
cblr-1709	421	24	monitoring	monitoring	NOUN
cblr-1709	421	25	,	,	PUNCT
cblr-1709	421	26	147	147	NUM
cblr-1709	421	27	see	see	VERB
cblr-1709	421	28	loren	loren	PROPN
cblr-1709	421	29	f.	f.	PROPN
cblr-1709	421	30	selznick	selznick	PROPN
cblr-1709	421	31	&	&	CCONJ
cblr-1709	421	32	carolyn	carolyn	PROPN
cblr-1709	421	33	lamacchia	lamacchia	PROPN
cblr-1709	421	34	,	,	PUNCT
cblr-1709	421	35	cybersecurity	cybersecurity	NOUN
cblr-1709	421	36	:	:	PUNCT
cblr-1709	421	37	should	should	AUX
cblr-1709	421	38	the	the	DET
cblr-1709	421	39	sec	sec	PROPN
cblr-1709	421	40	be	be	AUX
cblr-1709	421	41	sticking	stick	VERB
cblr-1709	421	42	its	its	PRON
cblr-1709	421	43	nose	nose	NOUN
cblr-1709	421	44	under	under	ADP
cblr-1709	421	45	this	this	DET
cblr-1709	421	46	tent	tent	NOUN
cblr-1709	421	47	?	?	PUNCT
cblr-1709	421	48	,	,	PUNCT
cblr-1709	421	49	2016	2016	NUM
cblr-1709	421	50	u.	u.	PROPN
cblr-1709	421	51	ill	ill	PROPN
cblr-1709	421	52	.	.	PUNCT
cblr-1709	422	1	j.l	j.l	PROPN
cblr-1709	422	2	.	.	PROPN
cblr-1709	422	3	tech	tech	PROPN
cblr-1709	422	4	.	.	PUNCT
cblr-1709	422	5	&	&	CCONJ
cblr-1709	422	6	pol’y	pol’y	NOUN
cblr-1709	422	7	,	,	PUNCT
cblr-1709	422	8	35	35	NUM
cblr-1709	422	9	,	,	PUNCT
cblr-1709	422	10	52	52	NUM
cblr-1709	422	11	(	(	PUNCT
cblr-1709	422	12	2016	2016	NUM
cblr-1709	422	13	)	)	PUNCT
cblr-1709	422	14	.	.	PUNCT
cblr-1709	423	1	148	148	NUM
cblr-1709	423	2	gdpr	gdpr	NOUN
cblr-1709	423	3	at	at	ADP
cblr-1709	423	4	art	art	NOUN
cblr-1709	423	5	.	.	PUNCT
cblr-1709	424	1	33	33	NUM
cblr-1709	424	2	,	,	PUNCT
cblr-1709	424	3	2016	2016	NUM
cblr-1709	424	4	o.j	o.j	PROPN
cblr-1709	424	5	.	.	PUNCT
cblr-1709	424	6	(	(	PUNCT
cblr-1709	424	7	l	l	PROPN
cblr-1709	424	8	119	119	NUM
cblr-1709	424	9	)	)	PUNCT
cblr-1709	424	10	1	1	NUM
cblr-1709	424	11	.	.	NOUN
cblr-1709	424	12	149	149	NUM
cblr-1709	424	13	see	see	VERB
cblr-1709	424	14	supra	supra	PROPN
cblr-1709	424	15	section	section	NOUN
cblr-1709	424	16	ii.e	ii.e	ADV
cblr-1709	424	17	.	.	PUNCT
cblr-1709	425	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	425	2	no	no	NOUN
cblr-1709	425	3	.	.	NOUN
cblr-1709	426	1	3:952	3:952	NUM
cblr-1709	426	2	]	]	X
cblr-1709	426	3	hacking	hack	VERB
cblr-1709	426	4	our	our	PRON
cblr-1709	426	5	securities	security	NOUN
cblr-1709	426	6	disclosure	disclosure	NOUN
cblr-1709	426	7	system	system	NOUN
cblr-1709	426	8	983	983	NUM
cblr-1709	426	9	encryption	encryption	NOUN
cblr-1709	426	10	,	,	PUNCT
cblr-1709	426	11	and	and	CCONJ
cblr-1709	426	12	offsite	offsite	ADJ
cblr-1709	426	13	data	datum	NOUN
cblr-1709	426	14	backup.150	backup.150	VERB
cblr-1709	426	15	different	different	ADJ
cblr-1709	426	16	types	type	NOUN
cblr-1709	426	17	of	of	ADP
cblr-1709	426	18	threats	threat	NOUN
cblr-1709	426	19	—	—	PUNCT
cblr-1709	426	20	such	such	ADJ
cblr-1709	426	21	as	as	ADP
cblr-1709	426	22	web	web	NOUN
cblr-1709	426	23	application	application	NOUN
cblr-1709	426	24	attacks	attack	NOUN
cblr-1709	426	25	,	,	PUNCT
cblr-1709	426	26	distributed	distribute	VERB
cblr-1709	426	27	denial	denial	NOUN
cblr-1709	426	28	of	of	ADP
cblr-1709	426	29	service	service	NOUN
cblr-1709	426	30	(	(	PUNCT
cblr-1709	426	31	“	"	PUNCT
cblr-1709	426	32	ddos	ddo	NOUN
cblr-1709	426	33	”	"	PUNCT
cblr-1709	426	34	)	)	PUNCT
cblr-1709	426	35	attacks	attack	NOUN
cblr-1709	426	36	,	,	PUNCT
cblr-1709	426	37	data	datum	NOUN
cblr-1709	426	38	breaches	breach	NOUN
cblr-1709	426	39	,	,	PUNCT
cblr-1709	426	40	and	and	CCONJ
cblr-1709	426	41	insider	insider	NOUN
cblr-1709	426	42	attacks	attack	NOUN
cblr-1709	426	43	—	—	PUNCT
cblr-1709	426	44	may	may	AUX
cblr-1709	426	45	compromise	compromise	VERB
cblr-1709	426	46	different	different	ADJ
cblr-1709	426	47	types	type	NOUN
cblr-1709	426	48	of	of	ADP
cblr-1709	426	49	information.151	information.151	NOUN
cblr-1709	426	50	companies	company	NOUN
cblr-1709	426	51	would	would	AUX
cblr-1709	426	52	also	also	ADV
cblr-1709	426	53	be	be	AUX
cblr-1709	426	54	wise	wise	ADJ
cblr-1709	426	55	to	to	PART
cblr-1709	426	56	protect	protect	VERB
cblr-1709	426	57	their	their	PRON
cblr-1709	426	58	most	most	ADV
cblr-1709	426	59	sensitive	sensitive	ADJ
cblr-1709	426	60	information	information	NOUN
cblr-1709	426	61	with	with	ADP
cblr-1709	426	62	the	the	DET
cblr-1709	426	63	highest	high	ADJ
cblr-1709	426	64	level	level	NOUN
cblr-1709	426	65	of	of	ADP
cblr-1709	426	66	security	security	NOUN
cblr-1709	426	67	,	,	PUNCT
cblr-1709	426	68	further	far	ADV
cblr-1709	426	69	justifying	justify	VERB
cblr-1709	426	70	a	a	DET
cblr-1709	426	71	continuum	continuum	ADJ
cblr-1709	426	72	framework.152	framework.152	NOUN
cblr-1709	426	73	on	on	ADP
cblr-1709	426	74	one	one	NUM
cblr-1709	426	75	end	end	NOUN
cblr-1709	426	76	of	of	ADP
cblr-1709	426	77	the	the	DET
cblr-1709	426	78	spectrum	spectrum	NOUN
cblr-1709	426	79	,	,	PUNCT
cblr-1709	426	80	a	a	DET
cblr-1709	426	81	simple	simple	ADJ
cblr-1709	426	82	ddos	ddos	NOUN
cblr-1709	426	83	attack	attack	NOUN
cblr-1709	426	84	that	that	PRON
cblr-1709	426	85	brings	bring	VERB
cblr-1709	426	86	down	down	ADP
cblr-1709	426	87	a	a	DET
cblr-1709	426	88	company	company	NOUN
cblr-1709	426	89	’s	’s	PART
cblr-1709	426	90	website	website	NOUN
cblr-1709	426	91	may	may	AUX
cblr-1709	426	92	alarm	alarm	VERB
cblr-1709	426	93	the	the	DET
cblr-1709	426	94	company	company	NOUN
cblr-1709	426	95	about	about	ADP
cblr-1709	426	96	the	the	DET
cblr-1709	426	97	need	need	NOUN
cblr-1709	426	98	for	for	ADP
cblr-1709	426	99	better	well	ADJ
cblr-1709	426	100	defenses	defense	NOUN
cblr-1709	426	101	,	,	PUNCT
cblr-1709	426	102	but	but	CCONJ
cblr-1709	426	103	if	if	SCONJ
cblr-1709	426	104	databases	database	NOUN
cblr-1709	426	105	with	with	ADP
cblr-1709	426	106	customer	customer	NOUN
cblr-1709	426	107	information	information	NOUN
cblr-1709	426	108	are	be	AUX
cblr-1709	426	109	never	never	ADV
cblr-1709	426	110	threatened	threaten	VERB
cblr-1709	426	111	,	,	PUNCT
cblr-1709	426	112	there	there	PRON
cblr-1709	426	113	would	would	AUX
cblr-1709	426	114	be	be	AUX
cblr-1709	426	115	no	no	DET
cblr-1709	426	116	need	need	NOUN
cblr-1709	426	117	to	to	PART
cblr-1709	426	118	alert	alert	VERB
cblr-1709	426	119	customers	customer	NOUN
cblr-1709	426	120	.	.	PUNCT
cblr-1709	427	1	arguably	arguably	ADV
cblr-1709	427	2	,	,	PUNCT
cblr-1709	427	3	alerting	alert	VERB
cblr-1709	427	4	customers	customer	NOUN
cblr-1709	427	5	would	would	AUX
cblr-1709	427	6	be	be	AUX
cblr-1709	427	7	detrimental	detrimental	ADJ
cblr-1709	427	8	,	,	PUNCT
cblr-1709	427	9	since	since	SCONJ
cblr-1709	427	10	such	such	DET
cblr-1709	427	11	a	a	DET
cblr-1709	427	12	notification	notification	NOUN
cblr-1709	427	13	would	would	AUX
cblr-1709	427	14	desensitize	desensitize	VERB
cblr-1709	427	15	them	they	PRON
cblr-1709	427	16	to	to	ADP
cblr-1709	427	17	more	more	ADV
cblr-1709	427	18	serious	serious	ADJ
cblr-1709	427	19	threats.153	threats.153	NOUN
cblr-1709	427	20	on	on	ADP
cblr-1709	427	21	the	the	DET
cblr-1709	427	22	other	other	ADJ
cblr-1709	427	23	end	end	NOUN
cblr-1709	427	24	of	of	ADP
cblr-1709	427	25	the	the	DET
cblr-1709	427	26	spectrum	spectrum	NOUN
cblr-1709	427	27	,	,	PUNCT
cblr-1709	427	28	a	a	DET
cblr-1709	427	29	data	data	NOUN
cblr-1709	427	30	breach	breach	NOUN
cblr-1709	427	31	by	by	ADP
cblr-1709	427	32	a	a	DET
cblr-1709	427	33	hacker	hacker	NOUN
cblr-1709	427	34	or	or	CCONJ
cblr-1709	427	35	an	an	DET
cblr-1709	427	36	insider	insider	NOUN
cblr-1709	427	37	could	could	AUX
cblr-1709	427	38	compromise	compromise	VERB
cblr-1709	427	39	actual	actual	ADJ
cblr-1709	427	40	financial	financial	ADJ
cblr-1709	427	41	funds	fund	NOUN
cblr-1709	427	42	or	or	CCONJ
cblr-1709	427	43	key	key	ADJ
cblr-1709	427	44	identifying	identify	VERB
cblr-1709	427	45	information	information	NOUN
cblr-1709	427	46	usable	usable	ADJ
cblr-1709	427	47	to	to	PART
cblr-1709	427	48	steal	steal	VERB
cblr-1709	427	49	a	a	DET
cblr-1709	427	50	customer	customer	NOUN
cblr-1709	427	51	’s	’s	PART
cblr-1709	427	52	identity	identity	NOUN
cblr-1709	427	53	.	.	PUNCT
cblr-1709	428	1	in	in	ADP
cblr-1709	428	2	such	such	DET
cblr-1709	428	3	a	a	DET
cblr-1709	428	4	case	case	NOUN
cblr-1709	428	5	,	,	PUNCT
cblr-1709	428	6	the	the	DET
cblr-1709	428	7	broker	broker	NOUN
cblr-1709	428	8	-	-	PUNCT
cblr-1709	428	9	dealer	dealer	NOUN
cblr-1709	428	10	should	should	AUX
cblr-1709	428	11	immediately	immediately	ADV
cblr-1709	428	12	alert	alert	VERB
cblr-1709	428	13	customers	customer	NOUN
cblr-1709	428	14	and	and	CCONJ
cblr-1709	428	15	help	help	VERB
cblr-1709	428	16	them	they	PRON
cblr-1709	428	17	take	take	VERB
cblr-1709	428	18	preventative	preventative	ADJ
cblr-1709	428	19	action	action	NOUN
cblr-1709	428	20	,	,	PUNCT
cblr-1709	428	21	like	like	ADP
cblr-1709	428	22	alerting	alert	VERB
cblr-1709	428	23	the	the	DET
cblr-1709	428	24	three	three	NUM
cblr-1709	428	25	credit	credit	NOUN
cblr-1709	428	26	bureaus	bureaus	NOUN
cblr-1709	428	27	and	and	CCONJ
cblr-1709	428	28	encouraging	encourage	VERB
cblr-1709	428	29	customers	customer	NOUN
cblr-1709	428	30	to	to	PART
cblr-1709	428	31	monitor	monitor	VERB
cblr-1709	428	32	and	and	CCONJ
cblr-1709	428	33	freeze	freeze	VERB
cblr-1709	428	34	their	their	PRON
cblr-1709	428	35	credit.154	credit.154	NOUN
cblr-1709	428	36	in	in	ADP
cblr-1709	428	37	addition	addition	NOUN
cblr-1709	428	38	,	,	PUNCT
cblr-1709	428	39	while	while	SCONJ
cblr-1709	428	40	a	a	DET
cblr-1709	428	41	broker	broker	NOUN
cblr-1709	428	42	-	-	PUNCT
cblr-1709	428	43	dealer	dealer	NOUN
cblr-1709	428	44	’s	’s	PART
cblr-1709	428	45	suitability	suitability	NOUN
cblr-1709	428	46	database	database	NOUN
cblr-1709	428	47	is	be	AUX
cblr-1709	428	48	typically	typically	ADV
cblr-1709	428	49	not	not	PART
cblr-1709	428	50	covered	cover	VERB
cblr-1709	428	51	by	by	ADP
cblr-1709	428	52	disclosure	disclosure	NOUN
cblr-1709	428	53	laws	law	NOUN
cblr-1709	428	54	,	,	PUNCT
cblr-1709	428	55	if	if	SCONJ
cblr-1709	428	56	it	it	PRON
cblr-1709	428	57	is	be	AUX
cblr-1709	428	58	compromised	compromise	VERB
cblr-1709	428	59	and	and	CCONJ
cblr-1709	428	60	information	information	NOUN
cblr-1709	428	61	about	about	ADP
cblr-1709	428	62	customer	customer	NOUN
cblr-1709	428	63	investing	invest	VERB
cblr-1709	428	64	habits	habit	NOUN
cblr-1709	428	65	falls	fall	VERB
cblr-1709	428	66	into	into	ADP
cblr-1709	428	67	the	the	DET
cblr-1709	428	68	hands	hand	NOUN
cblr-1709	428	69	of	of	ADP
cblr-1709	428	70	a	a	DET
cblr-1709	428	71	hacker	hacker	NOUN
cblr-1709	428	72	,	,	PUNCT
cblr-1709	428	73	the	the	DET
cblr-1709	428	74	firms	firm	NOUN
cblr-1709	428	75	150	150	NUM
cblr-1709	428	76	see	see	VERB
cblr-1709	428	77	how	how	SCONJ
cblr-1709	428	78	multi	multi	ADJ
cblr-1709	428	79	-	-	ADJ
cblr-1709	428	80	layered	layered	ADJ
cblr-1709	428	81	network	network	NOUN
cblr-1709	428	82	protection	protection	NOUN
cblr-1709	428	83	works	work	VERB
cblr-1709	428	84	,	,	PUNCT
cblr-1709	428	85	solarwinds	solarwinds	PROPN
cblr-1709	428	86	msp	msp	PROPN
cblr-1709	428	87	,	,	PUNCT
cblr-1709	428	88	https://www.solarwindsmsp.com/content/multi-layered-securityapproach	https://www.solarwindsmsp.com/content/multi-layered-securityapproach	PROPN
cblr-1709	429	1	[	[	X
cblr-1709	429	2	https://perma.cc/5y25-m48x	https://perma.cc/5y25-m48x	X
cblr-1709	429	3	]	]	X
cblr-1709	429	4	.	.	PUNCT
cblr-1709	429	5	151	151	NUM
cblr-1709	429	6	see	see	VERB
cblr-1709	429	7	top	top	ADJ
cblr-1709	429	8	4	4	NUM
cblr-1709	429	9	cyber	cyber	NOUN
cblr-1709	429	10	threats	threat	NOUN
cblr-1709	429	11	facing	face	VERB
cblr-1709	429	12	the	the	DET
cblr-1709	429	13	financial	financial	ADJ
cblr-1709	429	14	services	service	NOUN
cblr-1709	429	15	industry	industry	NOUN
cblr-1709	429	16	,	,	PUNCT
cblr-1709	429	17	imperva	imperva	PROPN
cblr-1709	429	18	(	(	PUNCT
cblr-1709	429	19	july	july	PROPN
cblr-1709	429	20	18	18	NUM
cblr-1709	429	21	,	,	PUNCT
cblr-1709	429	22	2016	2016	NUM
cblr-1709	429	23	)	)	PUNCT
cblr-1709	429	24	,	,	PUNCT
cblr-1709	429	25	https://www.imperva.com/blog/2016/07/top-4cyber-threats-facing-the-financial-services-industry/	https://www.imperva.com/blog/2016/07/top-4cyber-threats-facing-the-financial-services-industry/	X
cblr-1709	430	1	[	[	X
cblr-1709	430	2	https://perma.cc/5xej-d57a	https://perma.cc/5xej-d57a	X
cblr-1709	430	3	]	]	PUNCT
cblr-1709	430	4	.	.	PUNCT
cblr-1709	431	1	152	152	NUM
cblr-1709	431	2	see	see	NOUN
cblr-1709	431	3	jans	jan	NOUN
cblr-1709	431	4	aasman	aasman	PROPN
cblr-1709	431	5	,	,	PUNCT
cblr-1709	431	6	triple	triple	ADJ
cblr-1709	431	7	attributes	attribute	NOUN
cblr-1709	431	8	:	:	PUNCT
cblr-1709	431	9	a	a	DET
cblr-1709	431	10	new	new	ADJ
cblr-1709	431	11	way	way	NOUN
cblr-1709	431	12	to	to	PART
cblr-1709	431	13	protect	protect	VERB
cblr-1709	431	14	the	the	DET
cblr-1709	431	15	most	most	ADV
cblr-1709	431	16	sensitive	sensitive	ADJ
cblr-1709	431	17	information	information	NOUN
cblr-1709	431	18	,	,	PUNCT
cblr-1709	431	19	dataconomy	dataconomy	NOUN
cblr-1709	431	20	(	(	PUNCT
cblr-1709	431	21	oct	oct	PROPN
cblr-1709	431	22	.	.	PROPN
cblr-1709	431	23	4	4	NUM
cblr-1709	431	24	,	,	PUNCT
cblr-1709	431	25	2017	2017	NUM
cblr-1709	431	26	)	)	PUNCT
cblr-1709	431	27	,	,	PUNCT
cblr-1709	431	28	http://dataconomy.com/2017/10/triple-attributes-new-way-protectsensitive-information/	http://dataconomy.com/2017/10/triple-attributes-new-way-protectsensitive-information/	PROPN
cblr-1709	432	1	[	[	X
cblr-1709	432	2	https://perma.cc/75rm-u2ag	https://perma.cc/75rm-u2ag	NOUN
cblr-1709	432	3	]	]	PUNCT
cblr-1709	432	4	.	.	PUNCT
cblr-1709	433	1	153	153	NUM
cblr-1709	433	2	see	see	VERB
cblr-1709	433	3	selznick	selznick	PROPN
cblr-1709	433	4	&	&	CCONJ
cblr-1709	433	5	lamacchia	lamacchia	PROPN
cblr-1709	433	6	,	,	PUNCT
cblr-1709	433	7	supra	supra	PROPN
cblr-1709	433	8	note	note	PROPN
cblr-1709	433	9	147	147	NUM
cblr-1709	433	10	,	,	PUNCT
cblr-1709	433	11	at	at	ADP
cblr-1709	433	12	52	52	NUM
cblr-1709	433	13	.	.	PUNCT
cblr-1709	434	1	154	154	NUM
cblr-1709	434	2	see	see	VERB
cblr-1709	434	3	ron	ron	PROPN
cblr-1709	434	4	lieber	lieber	PROPN
cblr-1709	434	5	,	,	PUNCT
cblr-1709	434	6	how	how	SCONJ
cblr-1709	434	7	to	to	PART
cblr-1709	434	8	protect	protect	VERB
cblr-1709	434	9	yourself	yourself	PRON
cblr-1709	434	10	after	after	ADP
cblr-1709	434	11	the	the	DET
cblr-1709	434	12	equifax	equifax	NOUN
cblr-1709	434	13	breach	breach	PROPN
cblr-1709	434	14	,	,	PUNCT
cblr-1709	434	15	n.y	n.y	PROPN
cblr-1709	434	16	.	.	PROPN
cblr-1709	434	17	times	times	PROPN
cblr-1709	434	18	(	(	PUNCT
cblr-1709	434	19	oct	oct	PROPN
cblr-1709	434	20	.	.	PROPN
cblr-1709	434	21	16	16	NUM
cblr-1709	434	22	,	,	PUNCT
cblr-1709	434	23	2017	2017	NUM
cblr-1709	434	24	)	)	PUNCT
cblr-1709	434	25	,	,	PUNCT
cblr-1709	434	26	https://www.nytimes.com/interactive/	https://www.nytimes.com/interactive/	X
cblr-1709	434	27	2017	2017	NUM
cblr-1709	434	28	/	/	SYM
cblr-1709	434	29	your	your	PRON
cblr-1709	434	30	-	-	PUNCT
cblr-1709	434	31	money	money	NOUN
cblr-1709	434	32	/	/	SYM
cblr-1709	434	33	equifax	equifax	NOUN
cblr-1709	434	34	-	-	PUNCT
cblr-1709	434	35	data	data	NOUN
cblr-1709	434	36	-	-	PUNCT
cblr-1709	434	37	breach	breach	NOUN
cblr-1709	434	38	-	-	PUNCT
cblr-1709	434	39	credit.html	credit.html	NOUN
cblr-1709	435	1	[	[	X
cblr-1709	435	2	https://perma.cc/87ymgu53	https://perma.cc/87ymgu53	X
cblr-1709	435	3	]	]	X
cblr-1709	435	4	.	.	PUNCT
cblr-1709	436	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	436	2	984	984	NUM
cblr-1709	436	3	columbia	columbia	PROPN
cblr-1709	436	4	business	business	NOUN
cblr-1709	436	5	law	law	PROPN
cblr-1709	436	6	review	review	NOUN
cblr-1709	436	7	[	[	X
cblr-1709	436	8	vol	vol	NOUN
cblr-1709	436	9	.	.	NOUN
cblr-1709	436	10	2018	2018	NUM
cblr-1709	436	11	should	should	AUX
cblr-1709	436	12	alert	alert	VERB
cblr-1709	436	13	customers	customer	NOUN
cblr-1709	436	14	.	.	PUNCT
cblr-1709	437	1	however	however	ADV
cblr-1709	437	2	,	,	PUNCT
cblr-1709	437	3	in	in	ADP
cblr-1709	437	4	this	this	DET
cblr-1709	437	5	scenario	scenario	NOUN
cblr-1709	437	6	,	,	PUNCT
cblr-1709	437	7	the	the	DET
cblr-1709	437	8	disclosure	disclosure	NOUN
cblr-1709	437	9	should	should	AUX
cblr-1709	437	10	not	not	PART
cblr-1709	437	11	require	require	VERB
cblr-1709	437	12	as	as	ADV
cblr-1709	437	13	much	much	ADJ
cblr-1709	437	14	urgency	urgency	NOUN
cblr-1709	437	15	and	and	CCONJ
cblr-1709	437	16	detail	detail	NOUN
cblr-1709	437	17	,	,	PUNCT
cblr-1709	437	18	given	give	VERB
cblr-1709	437	19	that	that	SCONJ
cblr-1709	437	20	the	the	DET
cblr-1709	437	21	information	information	NOUN
cblr-1709	437	22	does	do	AUX
cblr-1709	437	23	not	not	PART
cblr-1709	437	24	directly	directly	ADV
cblr-1709	437	25	compromise	compromise	VERB
cblr-1709	437	26	financial	financial	ADJ
cblr-1709	437	27	information	information	NOUN
cblr-1709	437	28	.	.	PUNCT
cblr-1709	438	1	one	one	NUM
cblr-1709	438	2	further	far	ADV
cblr-1709	438	3	complicating	complicate	VERB
cblr-1709	438	4	factor	factor	NOUN
cblr-1709	438	5	is	be	AUX
cblr-1709	438	6	that	that	SCONJ
cblr-1709	438	7	a	a	DET
cblr-1709	438	8	broker	broker	NOUN
cblr-1709	438	9	-	-	PUNCT
cblr-1709	438	10	dealer	dealer	NOUN
cblr-1709	438	11	may	may	AUX
cblr-1709	438	12	not	not	PART
cblr-1709	438	13	know	know	VERB
cblr-1709	438	14	that	that	SCONJ
cblr-1709	438	15	it	it	PRON
cblr-1709	438	16	suffered	suffer	VERB
cblr-1709	438	17	a	a	DET
cblr-1709	438	18	cyberattack.155	cyberattack.155	NOUN
cblr-1709	438	19	alternatively	alternatively	ADV
cblr-1709	438	20	,	,	PUNCT
cblr-1709	438	21	even	even	ADV
cblr-1709	438	22	if	if	SCONJ
cblr-1709	438	23	it	it	PRON
cblr-1709	438	24	is	be	AUX
cblr-1709	438	25	aware	aware	ADJ
cblr-1709	438	26	that	that	SCONJ
cblr-1709	438	27	a	a	DET
cblr-1709	438	28	hacker	hacker	NOUN
cblr-1709	438	29	breached	breach	VERB
cblr-1709	438	30	its	its	PRON
cblr-1709	438	31	databases	database	NOUN
cblr-1709	438	32	,	,	PUNCT
cblr-1709	438	33	it	it	PRON
cblr-1709	438	34	may	may	AUX
cblr-1709	438	35	not	not	PART
cblr-1709	438	36	know	know	VERB
cblr-1709	438	37	exactly	exactly	ADV
cblr-1709	438	38	what	what	PRON
cblr-1709	438	39	information	information	NOUN
cblr-1709	438	40	was	be	AUX
cblr-1709	438	41	stolen.156	stolen.156	NOUN
cblr-1709	438	42	under	under	ADP
cblr-1709	438	43	those	those	DET
cblr-1709	438	44	circumstances	circumstance	NOUN
cblr-1709	438	45	,	,	PUNCT
cblr-1709	438	46	the	the	DET
cblr-1709	438	47	duty	duty	NOUN
cblr-1709	438	48	to	to	PART
cblr-1709	438	49	disclose	disclose	VERB
cblr-1709	438	50	should	should	AUX
cblr-1709	438	51	attach	attach	VERB
cblr-1709	438	52	at	at	ADP
cblr-1709	438	53	the	the	DET
cblr-1709	438	54	time	time	NOUN
cblr-1709	438	55	when	when	SCONJ
cblr-1709	438	56	the	the	DET
cblr-1709	438	57	company	company	NOUN
cblr-1709	438	58	discovers	discover	VERB
cblr-1709	438	59	the	the	DET
cblr-1709	438	60	extent	extent	NOUN
cblr-1709	438	61	of	of	ADP
cblr-1709	438	62	the	the	DET
cblr-1709	438	63	attack	attack	NOUN
cblr-1709	438	64	.	.	PUNCT
cblr-1709	439	1	similar	similar	ADJ
cblr-1709	439	2	to	to	ADP
cblr-1709	439	3	public	public	ADJ
cblr-1709	439	4	companies	company	NOUN
cblr-1709	439	5	’	’	PART
cblr-1709	439	6	disclosures	disclosure	NOUN
cblr-1709	439	7	,	,	PUNCT
cblr-1709	439	8	broker	broker	NOUN
cblr-1709	439	9	-	-	PUNCT
cblr-1709	439	10	dealers	dealer	NOUN
cblr-1709	439	11	’	'	PUNCT
cblr-1709	439	12	disclosures	disclosure	NOUN
cblr-1709	439	13	should	should	AUX
cblr-1709	439	14	not	not	PART
cblr-1709	439	15	only	only	ADV
cblr-1709	439	16	be	be	AUX
cblr-1709	439	17	reactive	reactive	ADJ
cblr-1709	439	18	,	,	PUNCT
cblr-1709	439	19	they	they	PRON
cblr-1709	439	20	should	should	AUX
cblr-1709	439	21	also	also	ADV
cblr-1709	439	22	be	be	AUX
cblr-1709	439	23	proactive	proactive	ADJ
cblr-1709	439	24	,	,	PUNCT
cblr-1709	439	25	informing	inform	VERB
cblr-1709	439	26	customers	customer	NOUN
cblr-1709	439	27	about	about	ADP
cblr-1709	439	28	the	the	DET
cblr-1709	439	29	risks	risk	NOUN
cblr-1709	439	30	of	of	ADP
cblr-1709	439	31	a	a	DET
cblr-1709	439	32	potential	potential	ADJ
cblr-1709	439	33	breach	breach	NOUN
cblr-1709	439	34	.	.	PUNCT
cblr-1709	440	1	although	although	SCONJ
cblr-1709	440	2	the	the	DET
cblr-1709	440	3	threshold	threshold	NOUN
cblr-1709	440	4	can	can	AUX
cblr-1709	440	5	not	not	PART
cblr-1709	440	6	be	be	AUX
cblr-1709	440	7	the	the	DET
cblr-1709	440	8	same	same	ADJ
cblr-1709	440	9	as	as	SCONJ
cblr-1709	440	10	the	the	DET
cblr-1709	440	11	standard	standard	NOUN
cblr-1709	440	12	applied	apply	VERB
cblr-1709	440	13	to	to	ADP
cblr-1709	440	14	a	a	DET
cblr-1709	440	15	public	public	ADJ
cblr-1709	440	16	company	company	NOUN
cblr-1709	440	17	(	(	PUNCT
cblr-1709	440	18	i.e.	i.e.	X
cblr-1709	440	19	,	,	PUNCT
cblr-1709	440	20	whether	whether	SCONJ
cblr-1709	440	21	the	the	DET
cblr-1709	440	22	security	security	NOUN
cblr-1709	440	23	issues	issue	NOUN
cblr-1709	440	24	are	be	AUX
cblr-1709	440	25	among	among	ADP
cblr-1709	440	26	the	the	DET
cblr-1709	440	27	most	most	ADV
cblr-1709	440	28	significant	significant	ADJ
cblr-1709	440	29	factors	factor	NOUN
cblr-1709	440	30	making	make	VERB
cblr-1709	440	31	the	the	DET
cblr-1709	440	32	investment	investment	NOUN
cblr-1709	440	33	risky	risky	ADJ
cblr-1709	440	34	)	)	PUNCT
cblr-1709	440	35	,	,	PUNCT
cblr-1709	440	36	broker	broker	NOUN
cblr-1709	440	37	-	-	PUNCT
cblr-1709	440	38	dealers	dealer	NOUN
cblr-1709	440	39	should	should	AUX
cblr-1709	440	40	inform	inform	VERB
cblr-1709	440	41	customers	customer	NOUN
cblr-1709	440	42	if	if	SCONJ
cblr-1709	440	43	there	there	PRON
cblr-1709	440	44	is	be	VERB
cblr-1709	440	45	a	a	DET
cblr-1709	440	46	high	high	ADJ
cblr-1709	440	47	probability	probability	NOUN
cblr-1709	440	48	that	that	SCONJ
cblr-1709	440	49	sensitive	sensitive	ADJ
cblr-1709	440	50	customer	customer	NOUN
cblr-1709	440	51	information	information	NOUN
cblr-1709	440	52	is	be	AUX
cblr-1709	440	53	at	at	ADP
cblr-1709	440	54	risk	risk	NOUN
cblr-1709	440	55	.	.	PUNCT
cblr-1709	441	1	such	such	DET
cblr-1709	441	2	a	a	DET
cblr-1709	441	3	determination	determination	NOUN
cblr-1709	441	4	would	would	AUX
cblr-1709	441	5	necessarily	necessarily	ADV
cblr-1709	441	6	hinge	hinge	VERB
cblr-1709	441	7	upon	upon	SCONJ
cblr-1709	441	8	subjective	subjective	ADJ
cblr-1709	441	9	factors	factor	NOUN
cblr-1709	441	10	,	,	PUNCT
cblr-1709	441	11	such	such	ADJ
cblr-1709	441	12	as	as	ADP
cblr-1709	441	13	the	the	DET
cblr-1709	441	14	currency	currency	NOUN
cblr-1709	441	15	of	of	ADP
cblr-1709	441	16	a	a	DET
cblr-1709	441	17	broker	broker	NOUN
cblr-1709	441	18	-	-	PUNCT
cblr-1709	441	19	dealer	dealer	NOUN
cblr-1709	441	20	’s	’s	PART
cblr-1709	441	21	software	software	NOUN
cblr-1709	441	22	patches	patch	NOUN
cblr-1709	441	23	,	,	PUNCT
cblr-1709	441	24	the	the	DET
cblr-1709	441	25	brokerdealer	brokerdealer	NOUN
cblr-1709	441	26	’s	’s	PART
cblr-1709	441	27	safety	safety	NOUN
cblr-1709	441	28	protocols	protocol	NOUN
cblr-1709	441	29	compared	compare	VERB
cblr-1709	441	30	to	to	ADP
cblr-1709	441	31	industry	industry	NOUN
cblr-1709	441	32	standards	standard	NOUN
cblr-1709	441	33	,	,	PUNCT
cblr-1709	441	34	prior	prior	ADJ
cblr-1709	441	35	cyberattack	cyberattack	NOUN
cblr-1709	441	36	attempts	attempt	NOUN
cblr-1709	441	37	,	,	PUNCT
cblr-1709	441	38	and	and	CCONJ
cblr-1709	441	39	internal	internal	ADJ
cblr-1709	441	40	employee	employee	NOUN
cblr-1709	441	41	issues.157	issues.157	NOUN
cblr-1709	441	42	155	155	NUM
cblr-1709	441	43	see	see	NOUN
cblr-1709	441	44	matthew	matthew	PROPN
cblr-1709	441	45	f.	f.	PROPN
cblr-1709	441	46	ferraro	ferraro	PROPN
cblr-1709	441	47	,	,	PUNCT
cblr-1709	441	48	note	note	VERB
cblr-1709	441	49	,	,	PUNCT
cblr-1709	441	50	“	"	PUNCT
cblr-1709	441	51	groundbreaking	groundbreaking	NOUN
cblr-1709	441	52	”	"	PUNCT
cblr-1709	441	53	or	or	CCONJ
cblr-1709	441	54	broken	break	VERB
cblr-1709	441	55	?	?	PUNCT
cblr-1709	442	1	an	an	DET
cblr-1709	442	2	analysis	analysis	NOUN
cblr-1709	442	3	of	of	ADP
cblr-1709	442	4	sec	sec	PROPN
cblr-1709	442	5	cybersecurity	cybersecurity	NOUN
cblr-1709	442	6	disclosure	disclosure	NOUN
cblr-1709	442	7	guidance	guidance	NOUN
cblr-1709	442	8	,	,	PUNCT
cblr-1709	442	9	its	its	PRON
cblr-1709	442	10	effectiveness	effectiveness	NOUN
cblr-1709	442	11	,	,	PUNCT
cblr-1709	442	12	and	and	CCONJ
cblr-1709	442	13	implications	implication	NOUN
cblr-1709	442	14	,	,	PUNCT
cblr-1709	442	15	77	77	NUM
cblr-1709	442	16	alb	alb	NOUN
cblr-1709	442	17	.	.	PROPN
cblr-1709	442	18	l.	l.	PROPN
cblr-1709	442	19	rev	rev	PROPN
cblr-1709	442	20	.	.	PROPN
cblr-1709	442	21	297	297	NUM
cblr-1709	442	22	,	,	PUNCT
cblr-1709	442	23	310	310	NUM
cblr-1709	442	24	(	(	PUNCT
cblr-1709	442	25	2014	2014	NUM
cblr-1709	442	26	)	)	PUNCT
cblr-1709	442	27	.	.	PUNCT
cblr-1709	443	1	156	156	NUM
cblr-1709	443	2	see	see	VERB
cblr-1709	443	3	mark	mark	PROPN
cblr-1709	443	4	jewell	jewell	PROPN
cblr-1709	443	5	,	,	PUNCT
cblr-1709	443	6	t.j	t.j	PROPN
cblr-1709	443	7	.	.	PROPN
cblr-1709	443	8	maxx	maxx	PROPN
cblr-1709	443	9	theft	theft	PROPN
cblr-1709	443	10	believed	believe	VERB
cblr-1709	443	11	largest	large	ADJ
cblr-1709	443	12	hack	hack	NOUN
cblr-1709	443	13	ever	ever	ADV
cblr-1709	443	14	,	,	PUNCT
cblr-1709	443	15	nbc	nbc	PROPN
cblr-1709	443	16	news	news	PROPN
cblr-1709	443	17	(	(	PUNCT
cblr-1709	443	18	mar	mar	PROPN
cblr-1709	443	19	.	.	PROPN
cblr-1709	443	20	30	30	NUM
cblr-1709	443	21	,	,	PUNCT
cblr-1709	443	22	2007	2007	NUM
cblr-1709	443	23	,	,	PUNCT
cblr-1709	443	24	11:17	11:17	NUM
cblr-1709	443	25	am	am	NOUN
cblr-1709	443	26	)	)	PUNCT
cblr-1709	443	27	,	,	PUNCT
cblr-1709	443	28	http://www.nbcnews.com/	http://www.nbcnews.com/	NOUN
cblr-1709	443	29	id/17871485	id/17871485	NOUN
cblr-1709	443	30	/	/	SYM
cblr-1709	443	31	ns	ns	ADJ
cblr-1709	443	32	/	/	NOUN
cblr-1709	443	33	technology_and_science	technology_and_science	NOUN
cblr-1709	443	34	-	-	PUNCT
cblr-1709	443	35	security	security	NOUN
cblr-1709	443	36	/	/	SYM
cblr-1709	443	37	t	t	PROPN
cblr-1709	443	38	/	/	SYM
cblr-1709	443	39	tj	tj	PROPN
cblr-1709	443	40	-	-	PUNCT
cblr-1709	443	41	maxx	maxx	NOUN
cblr-1709	443	42	-	-	PUNCT
cblr-1709	443	43	theft	theft	NOUN
cblr-1709	443	44	-	-	PUNCT
cblr-1709	443	45	believedlargest	believedlarg	ADJ
cblr-1709	443	46	-	-	PUNCT
cblr-1709	443	47	hack	hack	NOUN
cblr-1709	443	48	-	-	PUNCT
cblr-1709	443	49	ever/	ever/	PROPN
cblr-1709	444	1	[	[	X
cblr-1709	444	2	https://perma.cc/8upn-3zbb	https://perma.cc/8upn-3zbb	X
cblr-1709	444	3	]	]	X
cblr-1709	444	4	(	(	PUNCT
cblr-1709	444	5	illustrating	illustrate	VERB
cblr-1709	444	6	how	how	SCONJ
cblr-1709	444	7	when	when	SCONJ
cblr-1709	444	8	t.j	t.j	PROPN
cblr-1709	444	9	.	.	PROPN
cblr-1709	444	10	maxx	maxx	PROPN
cblr-1709	444	11	was	be	AUX
cblr-1709	444	12	hacked	hack	VERB
cblr-1709	444	13	,	,	PUNCT
cblr-1709	444	14	although	although	SCONJ
cblr-1709	444	15	it	it	PRON
cblr-1709	444	16	knew	know	VERB
cblr-1709	444	17	about	about	ADP
cblr-1709	444	18	the	the	DET
cblr-1709	444	19	breach	breach	NOUN
cblr-1709	444	20	,	,	PUNCT
cblr-1709	444	21	it	it	PRON
cblr-1709	444	22	took	take	VERB
cblr-1709	444	23	longer	long	ADV
cblr-1709	444	24	to	to	PART
cblr-1709	444	25	discover	discover	VERB
cblr-1709	444	26	exactly	exactly	ADV
cblr-1709	444	27	what	what	PRON
cblr-1709	444	28	information	information	NOUN
cblr-1709	444	29	was	be	AUX
cblr-1709	444	30	compromised	compromise	VERB
cblr-1709	444	31	)	)	PUNCT
cblr-1709	444	32	.	.	PUNCT
cblr-1709	445	1	157	157	NUM
cblr-1709	445	2	the	the	DET
cblr-1709	445	3	national	national	PROPN
cblr-1709	445	4	institute	institute	PROPN
cblr-1709	445	5	for	for	ADP
cblr-1709	445	6	standards	standard	NOUN
cblr-1709	445	7	and	and	CCONJ
cblr-1709	445	8	technology	technology	NOUN
cblr-1709	445	9	implemented	implement	VERB
cblr-1709	445	10	the	the	DET
cblr-1709	445	11	framework	framework	NOUN
cblr-1709	445	12	for	for	ADP
cblr-1709	445	13	improving	improve	VERB
cblr-1709	445	14	critical	critical	ADJ
cblr-1709	445	15	infrastructure	infrastructure	NOUN
cblr-1709	445	16	cybersecurity	cybersecurity	NOUN
cblr-1709	445	17	in	in	ADP
cblr-1709	445	18	2014	2014	NUM
cblr-1709	445	19	,	,	PUNCT
cblr-1709	445	20	later	later	ADV
cblr-1709	445	21	amended	amend	VERB
cblr-1709	445	22	in	in	ADP
cblr-1709	445	23	2017	2017	NUM
cblr-1709	445	24	,	,	PUNCT
cblr-1709	445	25	to	to	PART
cblr-1709	445	26	provide	provide	VERB
cblr-1709	445	27	private	private	ADJ
cblr-1709	445	28	sector	sector	NOUN
cblr-1709	445	29	firms	firm	NOUN
cblr-1709	445	30	with	with	ADP
cblr-1709	445	31	guidance	guidance	NOUN
cblr-1709	445	32	on	on	ADP
cblr-1709	445	33	improving	improve	VERB
cblr-1709	445	34	their	their	PRON
cblr-1709	445	35	cybersecurity	cybersecurity	NOUN
cblr-1709	445	36	standards	standard	NOUN
cblr-1709	445	37	.	.	PUNCT
cblr-1709	446	1	this	this	DET
cblr-1709	446	2	framework	framework	NOUN
cblr-1709	446	3	can	can	AUX
cblr-1709	446	4	be	be	AUX
cblr-1709	446	5	used	use	VERB
cblr-1709	446	6	by	by	ADP
cblr-1709	446	7	broker	broker	NOUN
cblr-1709	446	8	-	-	PUNCT
cblr-1709	446	9	dealers	dealer	NOUN
cblr-1709	446	10	as	as	ADP
cblr-1709	446	11	one	one	NUM
cblr-1709	446	12	tool	tool	NOUN
cblr-1709	446	13	to	to	PART
cblr-1709	446	14	assess	assess	VERB
cblr-1709	446	15	the	the	DET
cblr-1709	446	16	adequacy	adequacy	NOUN
cblr-1709	446	17	of	of	ADP
cblr-1709	446	18	their	their	PRON
cblr-1709	446	19	security	security	NOUN
cblr-1709	446	20	controls	control	NOUN
cblr-1709	446	21	.	.	PUNCT
cblr-1709	447	1	see	see	VERB
cblr-1709	447	2	nat’l	nat’l	NUM
cblr-1709	447	3	inst	inst	PROPN
cblr-1709	447	4	.	.	PROPN
cblr-1709	447	5	standards	standard	NOUN
cblr-1709	447	6	&	&	CCONJ
cblr-1709	447	7	tech	tech	PROPN
cblr-1709	447	8	.	.	PROPN
cblr-1709	448	1	,	,	PUNCT
cblr-1709	448	2	u.s	u.s	PROPN
cblr-1709	448	3	.	.	PROPN
cblr-1709	448	4	dep’t	dep’t	PROPN
cblr-1709	448	5	commerce	commerce	PROPN
cblr-1709	448	6	,	,	PUNCT
cblr-1709	448	7	nist	nist	NOUN
cblr-1709	448	8	releases	release	NOUN
cblr-1709	448	9	update	update	NOUN
cblr-1709	448	10	to	to	ADP
cblr-1709	448	11	cybersecurity	cybersecurity	NOUN
cblr-1709	448	12	framework	framework	NOUN
cblr-1709	448	13	,	,	PUNCT
cblr-1709	448	14	nist	nist	NOUN
cblr-1709	448	15	(	(	PUNCT
cblr-1709	448	16	jan	jan	PROPN
cblr-1709	448	17	.	.	PROPN
cblr-1709	448	18	10	10	NUM
cblr-1709	448	19	,	,	PUNCT
cblr-1709	448	20	2017	2017	NUM
cblr-1709	448	21	)	)	PUNCT
cblr-1709	448	22	,	,	PUNCT
cblr-1709	448	23	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	448	24	no	no	NOUN
cblr-1709	448	25	.	.	PUNCT
cblr-1709	449	1	3:952	3:952	NUM
cblr-1709	449	2	]	]	X
cblr-1709	449	3	hacking	hack	VERB
cblr-1709	449	4	our	our	PRON
cblr-1709	449	5	securities	security	NOUN
cblr-1709	449	6	disclosure	disclosure	NOUN
cblr-1709	449	7	system	system	NOUN
cblr-1709	449	8	985	985	NUM
cblr-1709	449	9	furthermore	furthermore	ADV
cblr-1709	449	10	,	,	PUNCT
cblr-1709	449	11	as	as	SCONJ
cblr-1709	449	12	is	be	AUX
cblr-1709	449	13	standard	standard	ADJ
cblr-1709	449	14	practice	practice	NOUN
cblr-1709	449	15	under	under	ADP
cblr-1709	449	16	many	many	ADJ
cblr-1709	449	17	state	state	NOUN
cblr-1709	449	18	disclosure	disclosure	NOUN
cblr-1709	449	19	requirements	requirement	NOUN
cblr-1709	449	20	,	,	PUNCT
cblr-1709	449	21	the	the	DET
cblr-1709	449	22	new	new	ADJ
cblr-1709	449	23	standard	standard	NOUN
cblr-1709	449	24	should	should	AUX
cblr-1709	449	25	include	include	VERB
cblr-1709	449	26	a	a	DET
cblr-1709	449	27	safe	safe	ADJ
cblr-1709	449	28	harbor	harbor	NOUN
cblr-1709	449	29	for	for	ADP
cblr-1709	449	30	successful	successful	ADJ
cblr-1709	449	31	encryption.158	encryption.158	NOUN
cblr-1709	449	32	if	if	SCONJ
cblr-1709	449	33	hackers	hacker	NOUN
cblr-1709	449	34	or	or	CCONJ
cblr-1709	449	35	insiders	insider	NOUN
cblr-1709	449	36	obtain	obtain	VERB
cblr-1709	449	37	access	access	NOUN
cblr-1709	449	38	to	to	ADP
cblr-1709	449	39	raw	raw	ADJ
cblr-1709	449	40	encrypted	encrypt	VERB
cblr-1709	449	41	data	datum	NOUN
cblr-1709	449	42	but	but	CCONJ
cblr-1709	449	43	lack	lack	VERB
cblr-1709	449	44	the	the	DET
cblr-1709	449	45	encryption	encryption	NOUN
cblr-1709	449	46	key	key	NOUN
cblr-1709	449	47	to	to	PART
cblr-1709	449	48	view	view	VERB
cblr-1709	449	49	the	the	DET
cblr-1709	449	50	underlying	underlie	VERB
cblr-1709	449	51	information	information	NOUN
cblr-1709	449	52	,	,	PUNCT
cblr-1709	449	53	there	there	PRON
cblr-1709	449	54	is	be	VERB
cblr-1709	449	55	no	no	DET
cblr-1709	449	56	need	need	NOUN
cblr-1709	449	57	to	to	PART
cblr-1709	449	58	issue	issue	VERB
cblr-1709	449	59	a	a	DET
cblr-1709	449	60	disclosure	disclosure	NOUN
cblr-1709	449	61	to	to	ADP
cblr-1709	449	62	customers	customer	NOUN
cblr-1709	449	63	.	.	PUNCT
cblr-1709	450	1	this	this	DET
cblr-1709	450	2	safe	safe	ADJ
cblr-1709	450	3	harbor	harbor	NOUN
cblr-1709	450	4	for	for	ADP
cblr-1709	450	5	successful	successful	ADJ
cblr-1709	450	6	encryption	encryption	NOUN
cblr-1709	450	7	will	will	AUX
cblr-1709	450	8	ensure	ensure	VERB
cblr-1709	450	9	a	a	DET
cblr-1709	450	10	proper	proper	ADJ
cblr-1709	450	11	materiality	materiality	NOUN
cblr-1709	450	12	standard	standard	NOUN
cblr-1709	450	13	and	and	CCONJ
cblr-1709	450	14	also	also	ADV
cblr-1709	450	15	encourage	encourage	VERB
cblr-1709	450	16	firms	firm	NOUN
cblr-1709	450	17	to	to	PART
cblr-1709	450	18	maintain	maintain	VERB
cblr-1709	450	19	strong	strong	ADJ
cblr-1709	450	20	encryption	encryption	NOUN
cblr-1709	450	21	systems	system	NOUN
cblr-1709	450	22	.	.	PUNCT
cblr-1709	451	1	d.	d.	PROPN
cblr-1709	451	2	level	level	PROPN
cblr-1709	451	3	of	of	ADP
cblr-1709	451	4	detail	detail	NOUN
cblr-1709	451	5	in	in	ADP
cblr-1709	451	6	a	a	DET
cblr-1709	451	7	mandated	mandate	VERB
cblr-1709	451	8	disclosure	disclosure	NOUN
cblr-1709	451	9	when	when	SCONJ
cblr-1709	451	10	disclosing	disclose	VERB
cblr-1709	451	11	information	information	NOUN
cblr-1709	451	12	that	that	PRON
cblr-1709	451	13	meets	meet	VERB
cblr-1709	451	14	the	the	DET
cblr-1709	451	15	materiality	materiality	NOUN
cblr-1709	451	16	threshold	threshold	NOUN
cblr-1709	451	17	,	,	PUNCT
cblr-1709	451	18	broker	broker	NOUN
cblr-1709	451	19	-	-	PUNCT
cblr-1709	451	20	dealers	dealer	NOUN
cblr-1709	451	21	must	must	AUX
cblr-1709	451	22	still	still	ADV
cblr-1709	451	23	consider	consider	VERB
cblr-1709	451	24	how	how	SCONJ
cblr-1709	451	25	much	much	ADJ
cblr-1709	451	26	information	information	NOUN
cblr-1709	451	27	must	must	AUX
cblr-1709	451	28	be	be	AUX
cblr-1709	451	29	disclosed	disclose	VERB
cblr-1709	451	30	.	.	PUNCT
cblr-1709	452	1	in	in	ADP
cblr-1709	452	2	the	the	DET
cblr-1709	452	3	corporate	corporate	ADJ
cblr-1709	452	4	context	context	NOUN
cblr-1709	452	5	,	,	PUNCT
cblr-1709	452	6	mandatory	mandatory	ADJ
cblr-1709	452	7	disclosures	disclosure	NOUN
cblr-1709	452	8	can	can	AUX
cblr-1709	452	9	lower	lower	VERB
cblr-1709	452	10	agency	agency	NOUN
cblr-1709	452	11	costs	cost	NOUN
cblr-1709	452	12	by	by	ADP
cblr-1709	452	13	compelling	compel	VERB
cblr-1709	452	14	a	a	DET
cblr-1709	452	15	corporation	corporation	NOUN
cblr-1709	452	16	’s	’s	PART
cblr-1709	452	17	directors	director	NOUN
cblr-1709	452	18	to	to	PART
cblr-1709	452	19	take	take	VERB
cblr-1709	452	20	better	well	ADJ
cblr-1709	452	21	account	account	NOUN
cblr-1709	452	22	of	of	ADP
cblr-1709	452	23	the	the	DET
cblr-1709	452	24	shareholders	shareholder	NOUN
cblr-1709	452	25	’	'	PUNCT
cblr-1709	452	26	interests.159	interests.159	ADP
cblr-1709	452	27	similarly	similarly	ADV
cblr-1709	452	28	,	,	PUNCT
cblr-1709	452	29	providing	provide	VERB
cblr-1709	452	30	broker	broker	NOUN
cblr-1709	452	31	-	-	PUNCT
cblr-1709	452	32	dealer	dealer	NOUN
cblr-1709	452	33	customers	customer	NOUN
cblr-1709	452	34	with	with	ADP
cblr-1709	452	35	an	an	DET
cblr-1709	452	36	adequate	adequate	ADJ
cblr-1709	452	37	assessment	assessment	NOUN
cblr-1709	452	38	of	of	ADP
cblr-1709	452	39	cyber	cyber	ADJ
cblr-1709	452	40	risks	risk	NOUN
cblr-1709	452	41	can	can	AUX
cblr-1709	452	42	help	help	VERB
cblr-1709	452	43	consumers	consumer	NOUN
cblr-1709	452	44	decide	decide	VERB
cblr-1709	452	45	whether	whether	SCONJ
cblr-1709	452	46	to	to	PART
cblr-1709	452	47	open	open	VERB
cblr-1709	452	48	an	an	DET
cblr-1709	452	49	account	account	NOUN
cblr-1709	452	50	and	and	CCONJ
cblr-1709	452	51	,	,	PUNCT
cblr-1709	452	52	if	if	SCONJ
cblr-1709	452	53	so	so	ADV
cblr-1709	452	54	,	,	PUNCT
cblr-1709	452	55	with	with	ADP
cblr-1709	452	56	which	which	DET
cblr-1709	452	57	firm	firm	NOUN
cblr-1709	452	58	,	,	PUNCT
cblr-1709	452	59	while	while	SCONJ
cblr-1709	452	60	also	also	ADV
cblr-1709	452	61	incentivizing	incentivize	VERB
cblr-1709	452	62	firms	firm	NOUN
cblr-1709	452	63	to	to	PART
cblr-1709	452	64	bolster	bolster	VERB
cblr-1709	452	65	their	their	PRON
cblr-1709	452	66	security	security	NOUN
cblr-1709	452	67	controls	control	NOUN
cblr-1709	452	68	.	.	PUNCT
cblr-1709	453	1	failing	fail	VERB
cblr-1709	453	2	to	to	PART
cblr-1709	453	3	do	do	VERB
cblr-1709	453	4	so	so	ADV
cblr-1709	453	5	may	may	AUX
cblr-1709	453	6	result	result	VERB
cblr-1709	453	7	in	in	ADP
cblr-1709	453	8	embarrassing	embarrassing	ADJ
cblr-1709	453	9	disclosures	disclosure	NOUN
cblr-1709	453	10	to	to	ADP
cblr-1709	453	11	their	their	PRON
cblr-1709	453	12	customers	customer	NOUN
cblr-1709	453	13	and	and	CCONJ
cblr-1709	453	14	consequent	consequent	ADJ
cblr-1709	453	15	reputation	reputation	NOUN
cblr-1709	453	16	costs	cost	NOUN
cblr-1709	453	17	.	.	PUNCT
cblr-1709	454	1	nevertheless	nevertheless	ADV
cblr-1709	454	2	,	,	PUNCT
cblr-1709	454	3	broker	broker	NOUN
cblr-1709	454	4	-	-	PUNCT
cblr-1709	454	5	dealers	dealer	NOUN
cblr-1709	454	6	that	that	PRON
cblr-1709	454	7	fall	fall	VERB
cblr-1709	454	8	prey	prey	NOUN
cblr-1709	454	9	to	to	ADP
cblr-1709	454	10	cyberattacks	cyberattack	NOUN
cblr-1709	454	11	may	may	AUX
cblr-1709	454	12	not	not	PART
cblr-1709	454	13	want	want	VERB
cblr-1709	454	14	to	to	PART
cblr-1709	454	15	disclose	disclose	VERB
cblr-1709	454	16	too	too	ADV
cblr-1709	454	17	much	much	ADJ
cblr-1709	454	18	information	information	NOUN
cblr-1709	454	19	,	,	PUNCT
cblr-1709	454	20	as	as	SCONJ
cblr-1709	454	21	over	over	ADP
cblr-1709	454	22	-	-	PUNCT
cblr-1709	454	23	disclosure	disclosure	NOUN
cblr-1709	454	24	could	could	AUX
cblr-1709	454	25	reveal	reveal	VERB
cblr-1709	454	26	their	their	PRON
cblr-1709	454	27	security	security	NOUN
cblr-1709	454	28	weaknesses	weakness	NOUN
cblr-1709	454	29	and	and	CCONJ
cblr-1709	454	30	allow	allow	VERB
cblr-1709	454	31	other	other	ADJ
cblr-1709	454	32	hackers	hacker	NOUN
cblr-1709	454	33	to	to	PART
cblr-1709	454	34	exploit	exploit	VERB
cblr-1709	454	35	them	they	PRON
cblr-1709	454	36	,	,	PUNCT
cblr-1709	454	37	attack	attack	VERB
cblr-1709	454	38	them	they	PRON
cblr-1709	454	39	again	again	ADV
cblr-1709	454	40	,	,	PUNCT
cblr-1709	454	41	or	or	CCONJ
cblr-1709	454	42	attack	attack	NOUN
cblr-1709	454	43	similarly	similarly	ADV
cblr-1709	454	44	situated	situate	VERB
cblr-1709	454	45	broker	broker	NOUN
cblr-1709	454	46	-	-	PUNCT
cblr-1709	454	47	dealers.160	dealers.160	VERB
cblr-1709	454	48	for	for	ADP
cblr-1709	454	49	instance	instance	NOUN
cblr-1709	454	50	,	,	PUNCT
cblr-1709	454	51	with	with	ADP
cblr-1709	454	52	access	access	NOUN
cblr-1709	454	53	to	to	ADP
cblr-1709	454	54	technical	technical	ADJ
cblr-1709	454	55	information	information	NOUN
cblr-1709	454	56	about	about	ADP
cblr-1709	454	57	a	a	DET
cblr-1709	454	58	firm	firm	NOUN
cblr-1709	454	59	,	,	PUNCT
cblr-1709	454	60	hackers	hacker	NOUN
cblr-1709	454	61	can	can	AUX
cblr-1709	454	62	construct	construct	VERB
cblr-1709	454	63	a	a	DET
cblr-1709	454	64	“	"	PUNCT
cblr-1709	454	65	spear	spear	NOUN
cblr-1709	454	66	-	-	PUNCT
cblr-1709	454	67	phishing	phishe	VERB
cblr-1709	454	68	”	"	PUNCT
cblr-1709	454	69	attack	attack	NOUN
cblr-1709	454	70	using	use	VERB
cblr-1709	454	71	social	social	ADJ
cblr-1709	454	72	https://www.nist.gov/news-events/news/2017/01/nist-releases-updatecybersecurity-framework	https://www.nist.gov/news-events/news/2017/01/nist-releases-updatecybersecurity-framework	NOUN
cblr-1709	455	1	[	[	X
cblr-1709	455	2	https://perma.cc/pxv9-8w6v	https://perma.cc/pxv9-8w6v	X
cblr-1709	455	3	]	]	X
cblr-1709	455	4	.	.	PUNCT
cblr-1709	456	1	158	158	NUM
cblr-1709	456	2	see	see	VERB
cblr-1709	456	3	supra	supra	PROPN
cblr-1709	456	4	section	section	PROPN
cblr-1709	456	5	ii.d.2	ii.d.2	PROPN
cblr-1709	456	6	.	.	PROPN
cblr-1709	456	7	159	159	NUM
cblr-1709	456	8	see	see	VERB
cblr-1709	456	9	generally	generally	ADV
cblr-1709	456	10	paul	paul	PROPN
cblr-1709	456	11	g.	g.	PROPN
cblr-1709	456	12	mahoney	mahoney	PROPN
cblr-1709	456	13	,	,	PUNCT
cblr-1709	456	14	mandatory	mandatory	ADJ
cblr-1709	456	15	disclosure	disclosure	NOUN
cblr-1709	456	16	as	as	ADP
cblr-1709	456	17	a	a	DET
cblr-1709	456	18	solution	solution	NOUN
cblr-1709	456	19	to	to	ADP
cblr-1709	456	20	agency	agency	NOUN
cblr-1709	456	21	problems	problem	NOUN
cblr-1709	456	22	,	,	PUNCT
cblr-1709	456	23	62	62	NUM
cblr-1709	456	24	u.	u.	NOUN
cblr-1709	456	25	chi	chi	PROPN
cblr-1709	456	26	.	.	PUNCT
cblr-1709	457	1	l.	l.	PROPN
cblr-1709	457	2	rev	rev	PROPN
cblr-1709	457	3	.	.	PROPN
cblr-1709	457	4	1047	1047	NUM
cblr-1709	457	5	,	,	PUNCT
cblr-1709	457	6	1048	1048	NUM
cblr-1709	457	7	(	(	PUNCT
cblr-1709	457	8	1995	1995	NUM
cblr-1709	457	9	)	)	PUNCT
cblr-1709	457	10	(	(	PUNCT
cblr-1709	457	11	arguing	argue	VERB
cblr-1709	457	12	“	"	PUNCT
cblr-1709	457	13	that	that	SCONJ
cblr-1709	457	14	the	the	DET
cblr-1709	457	15	principal	principal	ADJ
cblr-1709	457	16	purpose	purpose	NOUN
cblr-1709	457	17	of	of	ADP
cblr-1709	457	18	mandatory	mandatory	ADJ
cblr-1709	457	19	disclosure	disclosure	NOUN
cblr-1709	457	20	is	be	AUX
cblr-1709	457	21	to	to	PART
cblr-1709	457	22	address	address	VERB
cblr-1709	457	23	certain	certain	ADJ
cblr-1709	457	24	agency	agency	NOUN
cblr-1709	457	25	problems	problem	NOUN
cblr-1709	457	26	that	that	PRON
cblr-1709	457	27	arise	arise	VERB
cblr-1709	457	28	between	between	ADP
cblr-1709	457	29	corporate	corporate	ADJ
cblr-1709	457	30	promoters	promoter	NOUN
cblr-1709	457	31	and	and	CCONJ
cblr-1709	457	32	investors	investor	NOUN
cblr-1709	457	33	,	,	PUNCT
cblr-1709	457	34	and	and	CCONJ
cblr-1709	457	35	between	between	ADP
cblr-1709	457	36	corporate	corporate	ADJ
cblr-1709	457	37	managers	manager	NOUN
cblr-1709	457	38	and	and	CCONJ
cblr-1709	457	39	shareholders	shareholder	NOUN
cblr-1709	457	40	”	"	PUNCT
cblr-1709	457	41	)	)	PUNCT
cblr-1709	457	42	.	.	PUNCT
cblr-1709	458	1	160	160	NUM
cblr-1709	458	2	see	see	VERB
cblr-1709	458	3	ferraro	ferraro	NOUN
cblr-1709	458	4	,	,	PUNCT
cblr-1709	458	5	supra	supra	PROPN
cblr-1709	458	6	note	note	PROPN
cblr-1709	458	7	155	155	NUM
cblr-1709	458	8	,	,	PUNCT
cblr-1709	458	9	at	at	ADP
cblr-1709	458	10	310	310	NUM
cblr-1709	458	11	.	.	PUNCT
cblr-1709	458	12	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	458	13	986	986	NUM
cblr-1709	458	14	columbia	columbia	PROPN
cblr-1709	458	15	business	business	NOUN
cblr-1709	458	16	law	law	PROPN
cblr-1709	458	17	review	review	NOUN
cblr-1709	458	18	[	[	X
cblr-1709	458	19	vol	vol	NOUN
cblr-1709	458	20	.	.	NOUN
cblr-1709	458	21	2018	2018	NUM
cblr-1709	458	22	engineering	engineering	NOUN
cblr-1709	458	23	strategies	strategy	NOUN
cblr-1709	458	24	,	,	PUNCT
cblr-1709	458	25	like	like	ADP
cblr-1709	458	26	posing	pose	VERB
cblr-1709	458	27	as	as	ADP
cblr-1709	458	28	an	an	DET
cblr-1709	458	29	employee	employee	NOUN
cblr-1709	458	30	or	or	CCONJ
cblr-1709	458	31	vendor	vendor	NOUN
cblr-1709	458	32	of	of	ADP
cblr-1709	458	33	the	the	DET
cblr-1709	458	34	firm	firm	NOUN
cblr-1709	458	35	in	in	ADP
cblr-1709	458	36	order	order	NOUN
cblr-1709	458	37	to	to	PART
cblr-1709	458	38	access	access	VERB
cblr-1709	458	39	critical	critical	ADJ
cblr-1709	458	40	parts	part	NOUN
cblr-1709	458	41	of	of	ADP
cblr-1709	458	42	the	the	DET
cblr-1709	458	43	firm	firm	NOUN
cblr-1709	458	44	’s	’s	PART
cblr-1709	458	45	security	security	NOUN
cblr-1709	458	46	technology	technology	NOUN
cblr-1709	458	47	infrastructure.161	infrastructure.161	VERB
cblr-1709	458	48	in	in	ADP
cblr-1709	458	49	effect	effect	NOUN
cblr-1709	458	50	,	,	PUNCT
cblr-1709	458	51	when	when	SCONJ
cblr-1709	458	52	deciding	decide	VERB
cblr-1709	458	53	the	the	DET
cblr-1709	458	54	level	level	NOUN
cblr-1709	458	55	of	of	ADP
cblr-1709	458	56	specificity	specificity	NOUN
cblr-1709	458	57	for	for	ADP
cblr-1709	458	58	a	a	DET
cblr-1709	458	59	mandated	mandate	VERB
cblr-1709	458	60	disclosure	disclosure	NOUN
cblr-1709	458	61	,	,	PUNCT
cblr-1709	458	62	firms	firm	NOUN
cblr-1709	458	63	must	must	AUX
cblr-1709	458	64	consider	consider	VERB
cblr-1709	458	65	an	an	DET
cblr-1709	458	66	important	important	ADJ
cblr-1709	458	67	tradeoff	tradeoff	NOUN
cblr-1709	458	68	between	between	ADP
cblr-1709	458	69	ex	ex	NOUN
cblr-1709	458	70	-	-	NOUN
cblr-1709	458	71	ante	ante	NOUN
cblr-1709	458	72	deterrence	deterrence	NOUN
cblr-1709	458	73	and	and	CCONJ
cblr-1709	458	74	ex	ex	NOUN
cblr-1709	458	75	-	-	ADJ
cblr-1709	458	76	post	post	ADJ
cblr-1709	458	77	revelation	revelation	NOUN
cblr-1709	458	78	of	of	ADP
cblr-1709	458	79	damaging	damage	VERB
cblr-1709	458	80	information	information	NOUN
cblr-1709	458	81	to	to	PART
cblr-1709	458	82	potential	potential	VERB
cblr-1709	458	83	hackers.162	hackers.162	ADV
cblr-1709	458	84	therefore	therefore	ADV
cblr-1709	458	85	,	,	PUNCT
cblr-1709	458	86	regulators	regulator	NOUN
cblr-1709	458	87	should	should	AUX
cblr-1709	458	88	consider	consider	VERB
cblr-1709	458	89	a	a	DET
cblr-1709	458	90	bifurcated	bifurcated	ADJ
cblr-1709	458	91	approach	approach	NOUN
cblr-1709	458	92	to	to	ADP
cblr-1709	458	93	disclosure	disclosure	NOUN
cblr-1709	458	94	requirements	requirement	NOUN
cblr-1709	458	95	.	.	PUNCT
cblr-1709	459	1	for	for	ADP
cblr-1709	459	2	actual	actual	ADJ
cblr-1709	459	3	data	datum	NOUN
cblr-1709	459	4	breaches	breach	NOUN
cblr-1709	459	5	,	,	PUNCT
cblr-1709	459	6	the	the	DET
cblr-1709	459	7	balance	balance	NOUN
cblr-1709	459	8	should	should	AUX
cblr-1709	459	9	tip	tip	VERB
cblr-1709	459	10	towards	towards	ADP
cblr-1709	459	11	a	a	DET
cblr-1709	459	12	much	much	ADV
cblr-1709	459	13	greater	great	ADJ
cblr-1709	459	14	level	level	NOUN
cblr-1709	459	15	of	of	ADP
cblr-1709	459	16	specificity	specificity	NOUN
cblr-1709	459	17	.	.	PUNCT
cblr-1709	460	1	customers	customer	NOUN
cblr-1709	460	2	should	should	AUX
cblr-1709	460	3	have	have	VERB
cblr-1709	460	4	the	the	DET
cblr-1709	460	5	right	right	NOUN
cblr-1709	460	6	to	to	PART
cblr-1709	460	7	know	know	VERB
cblr-1709	460	8	exactly	exactly	ADV
cblr-1709	460	9	what	what	DET
cblr-1709	460	10	type	type	NOUN
cblr-1709	460	11	of	of	ADP
cblr-1709	460	12	information	information	NOUN
cblr-1709	460	13	was	be	AUX
cblr-1709	460	14	stolen	steal	VERB
cblr-1709	460	15	,	,	PUNCT
cblr-1709	460	16	as	as	SCONJ
cblr-1709	460	17	this	this	PRON
cblr-1709	460	18	will	will	AUX
cblr-1709	460	19	inform	inform	VERB
cblr-1709	460	20	any	any	DET
cblr-1709	460	21	precautionary	precautionary	ADJ
cblr-1709	460	22	measures	measure	NOUN
cblr-1709	460	23	they	they	PRON
cblr-1709	460	24	take	take	VERB
cblr-1709	460	25	in	in	ADP
cblr-1709	460	26	response	response	NOUN
cblr-1709	460	27	.	.	PUNCT
cblr-1709	461	1	on	on	ADP
cblr-1709	461	2	the	the	DET
cblr-1709	461	3	other	other	ADJ
cblr-1709	461	4	hand	hand	NOUN
cblr-1709	461	5	,	,	PUNCT
cblr-1709	461	6	for	for	ADP
cblr-1709	461	7	disclosure	disclosure	NOUN
cblr-1709	461	8	of	of	ADP
cblr-1709	461	9	potential	potential	ADJ
cblr-1709	461	10	risks	risk	NOUN
cblr-1709	461	11	,	,	PUNCT
cblr-1709	461	12	the	the	DET
cblr-1709	461	13	broker	broker	NOUN
cblr-1709	461	14	-	-	PUNCT
cblr-1709	461	15	dealer	dealer	NOUN
cblr-1709	461	16	should	should	AUX
cblr-1709	461	17	communicate	communicate	VERB
cblr-1709	461	18	to	to	ADP
cblr-1709	461	19	customers	customer	NOUN
cblr-1709	461	20	in	in	ADP
cblr-1709	461	21	generalities	generality	NOUN
cblr-1709	461	22	,	,	PUNCT
cblr-1709	461	23	without	without	ADP
cblr-1709	461	24	enough	enough	ADJ
cblr-1709	461	25	technical	technical	ADJ
cblr-1709	461	26	information	information	NOUN
cblr-1709	461	27	to	to	PART
cblr-1709	461	28	tip	tip	VERB
cblr-1709	461	29	off	off	ADP
cblr-1709	461	30	potential	potential	ADJ
cblr-1709	461	31	hackers	hacker	NOUN
cblr-1709	461	32	.	.	PUNCT
cblr-1709	462	1	despite	despite	SCONJ
cblr-1709	462	2	the	the	DET
cblr-1709	462	3	unspecific	unspecific	ADJ
cblr-1709	462	4	disclosures	disclosure	NOUN
cblr-1709	462	5	,	,	PUNCT
cblr-1709	462	6	customers	customer	NOUN
cblr-1709	462	7	should	should	AUX
cblr-1709	462	8	feel	feel	VERB
cblr-1709	462	9	secure	secure	ADJ
cblr-1709	462	10	knowing	know	VERB
cblr-1709	462	11	that	that	SCONJ
cblr-1709	462	12	regulators	regulator	NOUN
cblr-1709	462	13	have	have	VERB
cblr-1709	462	14	more	more	ADJ
cblr-1709	462	15	direct	direct	ADJ
cblr-1709	462	16	access	access	NOUN
cblr-1709	462	17	and	and	CCONJ
cblr-1709	462	18	information	information	NOUN
cblr-1709	462	19	,	,	PUNCT
cblr-1709	462	20	in	in	ADP
cblr-1709	462	21	the	the	DET
cblr-1709	462	22	form	form	NOUN
cblr-1709	462	23	of	of	ADP
cblr-1709	462	24	sars	sar	NOUN
cblr-1709	462	25	and	and	CCONJ
cblr-1709	462	26	occasional	occasional	ADJ
cblr-1709	462	27	ocie	ocie	NOUN
cblr-1709	462	28	examinations.163	examinations.163	X
cblr-1709	462	29	alternatively	alternatively	ADV
cblr-1709	462	30	,	,	PUNCT
cblr-1709	462	31	in	in	ADP
cblr-1709	462	32	the	the	DET
cblr-1709	462	33	corporate	corporate	ADJ
cblr-1709	462	34	arena	arena	NOUN
cblr-1709	462	35	,	,	PUNCT
cblr-1709	462	36	some	some	DET
cblr-1709	462	37	commentators	commentator	NOUN
cblr-1709	462	38	have	have	AUX
cblr-1709	462	39	suggested	suggest	VERB
cblr-1709	462	40	novel	novel	ADJ
cblr-1709	462	41	approaches	approach	NOUN
cblr-1709	462	42	that	that	PRON
cblr-1709	462	43	may	may	AUX
cblr-1709	462	44	provide	provide	VERB
cblr-1709	462	45	even	even	ADV
cblr-1709	462	46	more	more	ADJ
cblr-1709	462	47	assurance	assurance	NOUN
cblr-1709	462	48	to	to	ADP
cblr-1709	462	49	customers	customer	NOUN
cblr-1709	462	50	.	.	PUNCT
cblr-1709	463	1	for	for	ADP
cblr-1709	463	2	instance	instance	NOUN
cblr-1709	463	3	,	,	PUNCT
cblr-1709	463	4	firms	firm	NOUN
cblr-1709	463	5	can	can	AUX
cblr-1709	463	6	voluntarily	voluntarily	ADV
cblr-1709	463	7	subject	subject	VERB
cblr-1709	463	8	themselves	themselves	PRON
cblr-1709	463	9	to	to	ADP
cblr-1709	463	10	an	an	DET
cblr-1709	463	11	audit	audit	NOUN
cblr-1709	463	12	by	by	ADP
cblr-1709	463	13	an	an	DET
cblr-1709	463	14	independent	independent	ADJ
cblr-1709	463	15	cybersecurity	cybersecurity	NOUN
cblr-1709	463	16	auditor	auditor	NOUN
cblr-1709	463	17	,	,	PUNCT
cblr-1709	463	18	who	who	PRON
cblr-1709	463	19	would	would	AUX
cblr-1709	463	20	review	review	VERB
cblr-1709	463	21	their	their	PRON
cblr-1709	463	22	security	security	NOUN
cblr-1709	463	23	protocols	protocol	NOUN
cblr-1709	463	24	and	and	CCONJ
cblr-1709	463	25	issue	issue	VERB
cblr-1709	463	26	a	a	DET
cblr-1709	463	27	public	public	ADJ
cblr-1709	463	28	grade.164	grade.164	NOUN
cblr-1709	463	29	one	one	PRON
cblr-1709	463	30	might	might	AUX
cblr-1709	463	31	analogize	analogize	VERB
cblr-1709	463	32	such	such	DET
cblr-1709	463	33	a	a	DET
cblr-1709	463	34	system	system	NOUN
cblr-1709	463	35	to	to	ADP
cblr-1709	463	36	new	new	PROPN
cblr-1709	463	37	york	york	PROPN
cblr-1709	463	38	city	city	PROPN
cblr-1709	463	39	’s	’s	PART
cblr-1709	463	40	restaurant	restaurant	NOUN
cblr-1709	463	41	health	health	NOUN
cblr-1709	463	42	rating	rating	NOUN
cblr-1709	463	43	,	,	PUNCT
cblr-1709	463	44	simplifying	simplify	VERB
cblr-1709	463	45	a	a	DET
cblr-1709	463	46	complex	complex	ADJ
cblr-1709	463	47	set	set	NOUN
cblr-1709	463	48	of	of	ADP
cblr-1709	463	49	metrics	metric	NOUN
cblr-1709	463	50	into	into	ADP
cblr-1709	463	51	an	an	DET
cblr-1709	463	52	easily	easily	ADV
cblr-1709	463	53	understandable	understandable	ADJ
cblr-1709	463	54	letter	letter	NOUN
cblr-1709	463	55	grade.165	grade.165	VERB
cblr-1709	463	56	this	this	PRON
cblr-1709	463	57	would	would	AUX
cblr-1709	463	58	provide	provide	VERB
cblr-1709	463	59	the	the	DET
cblr-1709	463	60	assurance	assurance	NOUN
cblr-1709	463	61	of	of	ADP
cblr-1709	463	62	a	a	DET
cblr-1709	463	63	detailed	detailed	ADJ
cblr-1709	463	64	disclosure	disclosure	NOUN
cblr-1709	463	65	without	without	ADP
cblr-1709	463	66	the	the	DET
cblr-1709	463	67	risks	risk	NOUN
cblr-1709	463	68	161	161	NUM
cblr-1709	463	69	see	see	NOUN
cblr-1709	463	70	selznick	selznick	PROPN
cblr-1709	463	71	&	&	CCONJ
cblr-1709	463	72	lamacchia	lamacchia	PROPN
cblr-1709	463	73	,	,	PUNCT
cblr-1709	463	74	supra	supra	PROPN
cblr-1709	463	75	note	note	PROPN
cblr-1709	463	76	147	147	NUM
cblr-1709	463	77	,	,	PUNCT
cblr-1709	463	78	at	at	ADP
cblr-1709	463	79	58	58	NUM
cblr-1709	463	80	.	.	PUNCT
cblr-1709	464	1	162	162	NUM
cblr-1709	464	2	see	see	VERB
cblr-1709	464	3	i	i	PRON
cblr-1709	464	4	d.	d.	PROPN
cblr-1709	464	5	at	at	ADP
cblr-1709	464	6	63–64	63–64	PROPN
cblr-1709	464	7	.	.	PUNCT
cblr-1709	465	1	163	163	NUM
cblr-1709	465	2	see	see	VERB
cblr-1709	465	3	supra	supra	PROPN
cblr-1709	465	4	section	section	PROPN
cblr-1709	465	5	ii.c.2–3	ii.c.2–3	PROPN
cblr-1709	465	6	.	.	NOUN
cblr-1709	465	7	164	164	NUM
cblr-1709	465	8	selznick	selznick	PROPN
cblr-1709	465	9	&	&	CCONJ
cblr-1709	465	10	lamacchia	lamacchia	PROPN
cblr-1709	465	11	,	,	PUNCT
cblr-1709	465	12	supra	supra	PROPN
cblr-1709	465	13	note	note	PROPN
cblr-1709	465	14	147	147	NUM
cblr-1709	465	15	,	,	PUNCT
cblr-1709	465	16	at	at	ADP
cblr-1709	465	17	61	61	NUM
cblr-1709	465	18	.	.	PUNCT
cblr-1709	465	19	165	165	NUM
cblr-1709	465	20	see	see	VERB
cblr-1709	465	21	,	,	PUNCT
cblr-1709	465	22	e.g.	e.g.	ADV
cblr-1709	465	23	,	,	PUNCT
cblr-1709	465	24	jonathan	jonathan	PROPN
cblr-1709	465	25	wolfe	wolfe	PROPN
cblr-1709	465	26	,	,	PUNCT
cblr-1709	465	27	new	new	PROPN
cblr-1709	465	28	york	york	PROPN
cblr-1709	465	29	today	today	NOUN
cblr-1709	465	30	:	:	PUNCT
cblr-1709	465	31	what	what	PRON
cblr-1709	465	32	do	do	AUX
cblr-1709	465	33	restaurant	restaurant	NOUN
cblr-1709	465	34	grades	grade	NOUN
cblr-1709	465	35	mean	mean	VERB
cblr-1709	465	36	?	?	PUNCT
cblr-1709	465	37	,	,	PUNCT
cblr-1709	465	38	n.y	n.y	PROPN
cblr-1709	465	39	.	.	PROPN
cblr-1709	465	40	times	times	PROPN
cblr-1709	465	41	(	(	PUNCT
cblr-1709	465	42	may	may	PROPN
cblr-1709	465	43	17	17	NUM
cblr-1709	465	44	,	,	PUNCT
cblr-1709	465	45	2017	2017	NUM
cblr-1709	465	46	)	)	PUNCT
cblr-1709	465	47	,	,	PUNCT
cblr-1709	465	48	https://www.nytimes.com/2017/05/17/nyregion/new-york-today-what-dorestaurant-grades-mean.html	https://www.nytimes.com/2017/05/17/nyregion/new-york-today-what-dorestaurant-grades-mean.html	NOUN
cblr-1709	466	1	[	[	X
cblr-1709	466	2	https://perma.cc/xsc7-9p8	https://perma.cc/xsc7-9p8	ADP
cblr-1709	466	3	t	t	PROPN
cblr-1709	466	4	]	]	PUNCT
cblr-1709	466	5	.	.	PUNCT
cblr-1709	467	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	467	2	no	no	NOUN
cblr-1709	467	3	.	.	NOUN
cblr-1709	468	1	3:952	3:952	NUM
cblr-1709	468	2	]	]	X
cblr-1709	468	3	hacking	hack	VERB
cblr-1709	468	4	our	our	PRON
cblr-1709	468	5	securities	security	NOUN
cblr-1709	468	6	disclosure	disclosure	NOUN
cblr-1709	468	7	system	system	NOUN
cblr-1709	468	8	987	987	NUM
cblr-1709	468	9	associated	associate	VERB
cblr-1709	468	10	with	with	ADP
cblr-1709	468	11	revealing	reveal	VERB
cblr-1709	468	12	technical	technical	ADJ
cblr-1709	468	13	information.166	information.166	NOUN
cblr-1709	468	14	however	however	ADV
cblr-1709	468	15	,	,	PUNCT
cblr-1709	468	16	it	it	PRON
cblr-1709	468	17	is	be	AUX
cblr-1709	468	18	not	not	PART
cblr-1709	468	19	clear	clear	ADJ
cblr-1709	468	20	how	how	SCONJ
cblr-1709	468	21	many	many	ADJ
cblr-1709	468	22	firms	firm	NOUN
cblr-1709	468	23	would	would	AUX
cblr-1709	468	24	voluntarily	voluntarily	ADV
cblr-1709	468	25	subject	subject	VERB
cblr-1709	468	26	themselves	themselves	PRON
cblr-1709	468	27	to	to	ADP
cblr-1709	468	28	such	such	DET
cblr-1709	468	29	an	an	DET
cblr-1709	468	30	audit	audit	NOUN
cblr-1709	468	31	,	,	PUNCT
cblr-1709	468	32	or	or	CCONJ
cblr-1709	468	33	if	if	SCONJ
cblr-1709	468	34	regulators	regulator	NOUN
cblr-1709	468	35	would	would	AUX
cblr-1709	468	36	be	be	AUX
cblr-1709	468	37	willing	willing	ADJ
cblr-1709	468	38	to	to	PART
cblr-1709	468	39	impose	impose	VERB
cblr-1709	468	40	a	a	DET
cblr-1709	468	41	mandatory	mandatory	ADJ
cblr-1709	468	42	audit	audit	NOUN
cblr-1709	468	43	system	system	NOUN
cblr-1709	468	44	.	.	PUNCT
cblr-1709	469	1	e.	e.	PROPN
cblr-1709	469	2	cost	cost	PROPN
cblr-1709	469	3	to	to	ADP
cblr-1709	469	4	smaller	small	ADJ
cblr-1709	469	5	broker	broker	NOUN
cblr-1709	469	6	-	-	PUNCT
cblr-1709	469	7	dealers	dealer	NOUN
cblr-1709	469	8	as	as	ADP
cblr-1709	469	9	with	with	ADP
cblr-1709	469	10	any	any	DET
cblr-1709	469	11	new	new	ADJ
cblr-1709	469	12	regulation	regulation	NOUN
cblr-1709	469	13	,	,	PUNCT
cblr-1709	469	14	regulators	regulator	NOUN
cblr-1709	469	15	must	must	AUX
cblr-1709	469	16	consider	consider	VERB
cblr-1709	469	17	the	the	DET
cblr-1709	469	18	burden	burden	NOUN
cblr-1709	469	19	imposed	impose	VERB
cblr-1709	469	20	by	by	ADP
cblr-1709	469	21	additional	additional	ADJ
cblr-1709	469	22	disclosure	disclosure	NOUN
cblr-1709	469	23	requirements	requirement	NOUN
cblr-1709	469	24	on	on	ADP
cblr-1709	469	25	small	small	ADJ
cblr-1709	469	26	and	and	CCONJ
cblr-1709	469	27	midsized	midsized	ADJ
cblr-1709	469	28	broker	broker	NOUN
cblr-1709	469	29	-	-	PUNCT
cblr-1709	469	30	dealers	dealer	NOUN
cblr-1709	469	31	that	that	PRON
cblr-1709	469	32	lack	lack	VERB
cblr-1709	469	33	the	the	DET
cblr-1709	469	34	resources	resource	NOUN
cblr-1709	469	35	and	and	CCONJ
cblr-1709	469	36	staffing	staffing	NOUN
cblr-1709	469	37	available	available	ADJ
cblr-1709	469	38	to	to	ADP
cblr-1709	469	39	larger	large	ADJ
cblr-1709	469	40	firms	firm	NOUN
cblr-1709	469	41	.	.	PUNCT
cblr-1709	470	1	full	full	ADJ
cblr-1709	470	2	compliance	compliance	NOUN
cblr-1709	470	3	with	with	ADP
cblr-1709	470	4	new	new	ADJ
cblr-1709	470	5	regulations	regulation	NOUN
cblr-1709	470	6	would	would	AUX
cblr-1709	470	7	often	often	ADV
cblr-1709	470	8	require	require	VERB
cblr-1709	470	9	firms	firm	NOUN
cblr-1709	470	10	to	to	PART
cblr-1709	470	11	make	make	VERB
cblr-1709	470	12	large	large	ADJ
cblr-1709	470	13	investments	investment	NOUN
cblr-1709	470	14	in	in	ADP
cblr-1709	470	15	technology	technology	NOUN
cblr-1709	470	16	or	or	CCONJ
cblr-1709	470	17	staffing	staffing	NOUN
cblr-1709	470	18	,	,	PUNCT
cblr-1709	470	19	costs	cost	NOUN
cblr-1709	470	20	that	that	PRON
cblr-1709	470	21	might	might	AUX
cblr-1709	470	22	far	far	ADV
cblr-1709	470	23	exceed	exceed	VERB
cblr-1709	470	24	their	their	PRON
cblr-1709	470	25	budgetary	budgetary	ADJ
cblr-1709	470	26	constraints.167	constraints.167	NOUN
cblr-1709	470	27	for	for	ADP
cblr-1709	470	28	this	this	DET
cblr-1709	470	29	reason	reason	NOUN
cblr-1709	470	30	,	,	PUNCT
cblr-1709	470	31	small	small	ADJ
cblr-1709	470	32	firms	firm	NOUN
cblr-1709	470	33	rarely	rarely	ADV
cblr-1709	470	34	make	make	VERB
cblr-1709	470	35	it	it	PRON
cblr-1709	470	36	through	through	ADP
cblr-1709	470	37	finra	finra	NOUN
cblr-1709	470	38	exams	exam	NOUN
cblr-1709	470	39	or	or	CCONJ
cblr-1709	470	40	sec	sec	PROPN
cblr-1709	470	41	audits	audits	NOUN
cblr-1709	470	42	without	without	ADP
cblr-1709	470	43	being	be	AUX
cblr-1709	470	44	subjected	subject	VERB
cblr-1709	470	45	to	to	ADP
cblr-1709	470	46	fines	fine	NOUN
cblr-1709	470	47	for	for	ADP
cblr-1709	470	48	regulatory	regulatory	ADJ
cblr-1709	470	49	infractions.168	infractions.168	NOUN
cblr-1709	470	50	in	in	ADP
cblr-1709	470	51	fact	fact	NOUN
cblr-1709	470	52	,	,	PUNCT
cblr-1709	470	53	some	some	DET
cblr-1709	470	54	analysts	analyst	NOUN
cblr-1709	470	55	partially	partially	ADV
cblr-1709	470	56	attribute	attribute	VERB
cblr-1709	470	57	the	the	DET
cblr-1709	470	58	sharp	sharp	ADJ
cblr-1709	470	59	decline	decline	NOUN
cblr-1709	470	60	in	in	ADP
cblr-1709	470	61	registered	register	VERB
cblr-1709	470	62	broker	broker	NOUN
cblr-1709	470	63	-	-	PUNCT
cblr-1709	470	64	dealers	dealer	NOUN
cblr-1709	470	65	over	over	ADP
cblr-1709	470	66	the	the	DET
cblr-1709	470	67	past	past	ADJ
cblr-1709	470	68	decade	decade	NOUN
cblr-1709	470	69	to	to	ADP
cblr-1709	470	70	a	a	DET
cblr-1709	470	71	large	large	ADJ
cblr-1709	470	72	increase	increase	NOUN
cblr-1709	470	73	in	in	ADP
cblr-1709	470	74	regulations	regulation	NOUN
cblr-1709	470	75	that	that	PRON
cblr-1709	470	76	disproportionately	disproportionately	ADV
cblr-1709	470	77	impact	impact	VERB
cblr-1709	470	78	small	small	ADJ
cblr-1709	470	79	firms	firm	NOUN
cblr-1709	470	80	and	and	CCONJ
cblr-1709	470	81	overwhelm	overwhelm	VERB
cblr-1709	470	82	their	their	PRON
cblr-1709	470	83	compliance	compliance	NOUN
cblr-1709	470	84	departments.169	departments.169	NOUN
cblr-1709	470	85	regulators	regulator	NOUN
cblr-1709	470	86	can	can	AUX
cblr-1709	470	87	mitigate	mitigate	VERB
cblr-1709	470	88	the	the	DET
cblr-1709	470	89	burdens	burden	NOUN
cblr-1709	470	90	of	of	ADP
cblr-1709	470	91	new	new	ADJ
cblr-1709	470	92	regulations	regulation	NOUN
cblr-1709	470	93	on	on	ADP
cblr-1709	470	94	small	small	ADJ
cblr-1709	470	95	firms	firm	NOUN
cblr-1709	470	96	by	by	ADP
cblr-1709	470	97	providing	provide	VERB
cblr-1709	470	98	exemptions	exemption	NOUN
cblr-1709	470	99	for	for	ADP
cblr-1709	470	100	firms	firm	NOUN
cblr-1709	470	101	based	base	VERB
cblr-1709	470	102	on	on	ADP
cblr-1709	470	103	revenues	revenue	NOUN
cblr-1709	470	104	or	or	CCONJ
cblr-1709	470	105	number	number	NOUN
cblr-1709	470	106	of	of	ADP
cblr-1709	470	107	employees	employee	NOUN
cblr-1709	470	108	.	.	PUNCT
cblr-1709	471	1	nevertheless	nevertheless	ADV
cblr-1709	471	2	,	,	PUNCT
cblr-1709	471	3	it	it	PRON
cblr-1709	471	4	is	be	AUX
cblr-1709	471	5	not	not	PART
cblr-1709	471	6	166	166	NUM
cblr-1709	471	7	see	see	VERB
cblr-1709	471	8	selznick	selznick	PROPN
cblr-1709	471	9	&	&	CCONJ
cblr-1709	471	10	lamacchia	lamacchia	PROPN
cblr-1709	471	11	,	,	PUNCT
cblr-1709	471	12	supra	supra	PROPN
cblr-1709	471	13	note	note	PROPN
cblr-1709	471	14	147	147	NUM
cblr-1709	471	15	,	,	PUNCT
cblr-1709	471	16	at	at	ADP
cblr-1709	471	17	68	68	NUM
cblr-1709	471	18	.	.	PUNCT
cblr-1709	471	19	167	167	NUM
cblr-1709	471	20	see	see	VERB
cblr-1709	471	21	bruce	bruce	PROPN
cblr-1709	471	22	kelly	kelly	PROPN
cblr-1709	471	23	,	,	PUNCT
cblr-1709	471	24	2017	2017	NUM
cblr-1709	471	25	to	to	PART
cblr-1709	471	26	be	be	AUX
cblr-1709	471	27	year	year	NOUN
cblr-1709	471	28	of	of	ADP
cblr-1709	471	29	independent	independent	ADJ
cblr-1709	471	30	broker	broker	NOUN
cblr-1709	471	31	-	-	PUNCT
cblr-1709	471	32	dealer	dealer	NOUN
cblr-1709	471	33	mergers	merger	NOUN
cblr-1709	471	34	,	,	PUNCT
cblr-1709	471	35	investment	investment	NOUN
cblr-1709	471	36	news	news	NOUN
cblr-1709	471	37	(	(	PUNCT
cblr-1709	471	38	jan	jan	PROPN
cblr-1709	471	39	.	.	PROPN
cblr-1709	471	40	22	22	NUM
cblr-1709	471	41	,	,	PUNCT
cblr-1709	471	42	2017	2017	NUM
cblr-1709	471	43	)	)	PUNCT
cblr-1709	471	44	,	,	PUNCT
cblr-1709	471	45	http://www.investmentnews.com/article/20170122/free/170119915/2017to-be-year-of-independent-broker-dealer-mergers	http://www.investmentnews.com/article/20170122/free/170119915/2017to-be-year-of-independent-broker-dealer-merger	NOUN
cblr-1709	472	1	[	[	X
cblr-1709	472	2	https://perma.cc/l8sxfcjc	https://perma.cc/l8sxfcjc	X
cblr-1709	472	3	]	]	X
cblr-1709	472	4	(	(	PUNCT
cblr-1709	472	5	discussing	discuss	VERB
cblr-1709	472	6	the	the	DET
cblr-1709	472	7	budgetary	budgetary	ADJ
cblr-1709	472	8	and	and	CCONJ
cblr-1709	472	9	revenue	revenue	NOUN
cblr-1709	472	10	concerns	concern	NOUN
cblr-1709	472	11	facing	face	VERB
cblr-1709	472	12	smaller	small	ADJ
cblr-1709	472	13	broker	broker	NOUN
cblr-1709	472	14	-	-	PUNCT
cblr-1709	472	15	dealers	dealer	NOUN
cblr-1709	472	16	)	)	PUNCT
cblr-1709	472	17	.	.	PUNCT
cblr-1709	473	1	168	168	NUM
cblr-1709	473	2	see	see	VERB
cblr-1709	473	3	ross	ross	PROPN
cblr-1709	473	4	david	david	PROPN
cblr-1709	473	5	carmel	carmel	PROPN
cblr-1709	473	6	,	,	PUNCT
cblr-1709	473	7	the	the	DET
cblr-1709	473	8	dol	dol	ADJ
cblr-1709	473	9	fiduciary	fiduciary	ADJ
cblr-1709	473	10	rule	rule	NOUN
cblr-1709	473	11	’s	’s	PART
cblr-1709	473	12	effect	effect	NOUN
cblr-1709	473	13	on	on	ADP
cblr-1709	473	14	small	small	ADJ
cblr-1709	473	15	broker	broker	NOUN
cblr-1709	473	16	-	-	PUNCT
cblr-1709	473	17	dealers	dealer	NOUN
cblr-1709	473	18	,	,	PUNCT
cblr-1709	473	19	investment	investment	NOUN
cblr-1709	473	20	news	news	NOUN
cblr-1709	473	21	(	(	PUNCT
cblr-1709	473	22	may	may	PROPN
cblr-1709	473	23	4	4	NUM
cblr-1709	473	24	,	,	PUNCT
cblr-1709	473	25	2016	2016	NUM
cblr-1709	473	26	)	)	PUNCT
cblr-1709	473	27	,	,	PUNCT
cblr-1709	473	28	http://www.investmentnews.com/article/20160504/blog09/160509969/the	http://www.investmentnews.com/article/20160504/blog09/160509969/the	DET
cblr-1709	473	29	-dol	-dol	NUM
cblr-1709	473	30	-	-	PUNCT
cblr-1709	473	31	fiduciary	fiduciary	ADJ
cblr-1709	473	32	-	-	PUNCT
cblr-1709	473	33	rules	rule	NOUN
cblr-1709	473	34	-	-	PUNCT
cblr-1709	473	35	effect	effect	NOUN
cblr-1709	473	36	-	-	PUNCT
cblr-1709	473	37	on	on	ADP
cblr-1709	473	38	-	-	PUNCT
cblr-1709	473	39	small	small	ADJ
cblr-1709	473	40	-	-	PUNCT
cblr-1709	473	41	broker	broker	NOUN
cblr-1709	473	42	-	-	PUNCT
cblr-1709	473	43	dealers	dealer	NOUN
cblr-1709	473	44	[	[	X
cblr-1709	473	45	https://perma.cc/kba9d9bv	https://perma.cc/kba9d9bv	PROPN
cblr-1709	473	46	]	]	PUNCT
cblr-1709	473	47	.	.	PUNCT
cblr-1709	474	1	169	169	NUM
cblr-1709	474	2	see	see	VERB
cblr-1709	474	3	hester	hester	PROPN
cblr-1709	474	4	peirce	peirce	PROPN
cblr-1709	474	5	,	,	PUNCT
cblr-1709	474	6	dwindling	dwindle	VERB
cblr-1709	474	7	numbers	number	NOUN
cblr-1709	474	8	in	in	ADP
cblr-1709	474	9	the	the	DET
cblr-1709	474	10	financial	financial	ADJ
cblr-1709	474	11	industry	industry	NOUN
cblr-1709	474	12	,	,	PUNCT
cblr-1709	474	13	brookings	brookings	PROPN
cblr-1709	474	14	(	(	PUNCT
cblr-1709	474	15	may	may	PROPN
cblr-1709	474	16	15	15	NUM
cblr-1709	474	17	,	,	PUNCT
cblr-1709	474	18	2017	2017	NUM
cblr-1709	474	19	)	)	PUNCT
cblr-1709	474	20	,	,	PUNCT
cblr-1709	474	21	https://www.brookings.edu/research/dwindlingnumbers-in-the-financial-industry/	https://www.brookings.edu/research/dwindlingnumbers-in-the-financial-industry/	X
cblr-1709	475	1	[	[	X
cblr-1709	475	2	https://perma.cc/2nk7-88vf	https://perma.cc/2nk7-88vf	X
cblr-1709	475	3	]	]	X
cblr-1709	475	4	.	.	PUNCT
cblr-1709	476	1	the	the	DET
cblr-1709	476	2	number	number	NOUN
cblr-1709	476	3	of	of	ADP
cblr-1709	476	4	registered	register	VERB
cblr-1709	476	5	broker	broker	NOUN
cblr-1709	476	6	-	-	PUNCT
cblr-1709	476	7	dealers	dealer	NOUN
cblr-1709	476	8	declined	decline	VERB
cblr-1709	476	9	from	from	ADP
cblr-1709	476	10	5892	5892	NUM
cblr-1709	476	11	in	in	ADP
cblr-1709	476	12	march	march	PROPN
cblr-1709	476	13	2007	2007	NUM
cblr-1709	476	14	to	to	ADP
cblr-1709	476	15	3989	3989	NUM
cblr-1709	476	16	in	in	ADP
cblr-1709	476	17	march	march	PROPN
cblr-1709	476	18	2017	2017	NUM
cblr-1709	476	19	,	,	PUNCT
cblr-1709	476	20	a	a	DET
cblr-1709	476	21	timeframe	timeframe	NOUN
cblr-1709	476	22	during	during	ADP
cblr-1709	476	23	which	which	PRON
cblr-1709	476	24	there	there	PRON
cblr-1709	476	25	was	be	VERB
cblr-1709	476	26	also	also	ADV
cblr-1709	476	27	a	a	DET
cblr-1709	476	28	sharp	sharp	ADJ
cblr-1709	476	29	increase	increase	NOUN
cblr-1709	476	30	in	in	ADP
cblr-1709	476	31	cftc	cftc	PROPN
cblr-1709	476	32	and	and	CCONJ
cblr-1709	476	33	sec	sec	PROPN
cblr-1709	476	34	regulations	regulation	NOUN
cblr-1709	476	35	.	.	PUNCT
cblr-1709	477	1	i	i	PRON
cblr-1709	477	2	d.	d.	PROPN
cblr-1709	477	3	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	477	4	988	988	NUM
cblr-1709	477	5	columbia	columbia	PROPN
cblr-1709	477	6	business	business	NOUN
cblr-1709	477	7	law	law	PROPN
cblr-1709	477	8	review	review	NOUN
cblr-1709	477	9	[	[	X
cblr-1709	477	10	vol	vol	NOUN
cblr-1709	477	11	.	.	PUNCT
cblr-1709	477	12	2018	2018	NUM
cblr-1709	477	13	clear	clear	ADJ
cblr-1709	477	14	how	how	SCONJ
cblr-1709	477	15	much	much	ADJ
cblr-1709	477	16	of	of	ADP
cblr-1709	477	17	a	a	DET
cblr-1709	477	18	burden	burden	NOUN
cblr-1709	477	19	a	a	DET
cblr-1709	477	20	disclosure	disclosure	NOUN
cblr-1709	477	21	requirement	requirement	NOUN
cblr-1709	477	22	would	would	AUX
cblr-1709	477	23	impose	impose	VERB
cblr-1709	477	24	.	.	PUNCT
cblr-1709	478	1	under	under	ADP
cblr-1709	478	2	financial	financial	ADJ
cblr-1709	478	3	responsibility	responsibility	NOUN
cblr-1709	478	4	rules	rule	NOUN
cblr-1709	478	5	,	,	PUNCT
cblr-1709	478	6	firms	firm	NOUN
cblr-1709	478	7	must	must	AUX
cblr-1709	478	8	already	already	ADV
cblr-1709	478	9	have	have	VERB
cblr-1709	478	10	the	the	DET
cblr-1709	478	11	resources	resource	NOUN
cblr-1709	478	12	to	to	PART
cblr-1709	478	13	send	send	VERB
cblr-1709	478	14	out	out	ADP
cblr-1709	478	15	limited	limited	ADJ
cblr-1709	478	16	financial	financial	ADJ
cblr-1709	478	17	disclosures	disclosure	NOUN
cblr-1709	478	18	to	to	ADP
cblr-1709	478	19	customers	customer	NOUN
cblr-1709	478	20	on	on	ADP
cblr-1709	478	21	a	a	DET
cblr-1709	478	22	regular	regular	ADJ
cblr-1709	478	23	basis.170	basis.170	NOUN
cblr-1709	478	24	furthermore	furthermore	ADV
cblr-1709	478	25	,	,	PUNCT
cblr-1709	478	26	even	even	ADV
cblr-1709	478	27	if	if	SCONJ
cblr-1709	478	28	there	there	PRON
cblr-1709	478	29	are	be	VERB
cblr-1709	478	30	unintended	unintended	ADJ
cblr-1709	478	31	burdens	burden	NOUN
cblr-1709	478	32	that	that	PRON
cblr-1709	478	33	would	would	AUX
cblr-1709	478	34	disproportionately	disproportionately	ADV
cblr-1709	478	35	impact	impact	VERB
cblr-1709	478	36	smaller	small	ADJ
cblr-1709	478	37	firms	firm	NOUN
cblr-1709	478	38	,	,	PUNCT
cblr-1709	478	39	regulators	regulator	NOUN
cblr-1709	478	40	should	should	AUX
cblr-1709	478	41	impose	impose	VERB
cblr-1709	478	42	the	the	DET
cblr-1709	478	43	requirement	requirement	NOUN
cblr-1709	478	44	under	under	ADP
cblr-1709	478	45	calabresi	calabresi	NOUN
cblr-1709	478	46	and	and	CCONJ
cblr-1709	478	47	hirschoff	hirschoff	NOUN
cblr-1709	478	48	’s	’s	PART
cblr-1709	478	49	economic	economic	ADJ
cblr-1709	478	50	principle	principle	NOUN
cblr-1709	478	51	of	of	ADP
cblr-1709	478	52	“	"	PUNCT
cblr-1709	478	53	cheapest	cheapest	ADJ
cblr-1709	478	54	cost	cost	NOUN
cblr-1709	478	55	avoider	avoider	NOUN
cblr-1709	478	56	.	.	PUNCT
cblr-1709	478	57	”171	”171	PUNCT
cblr-1709	478	58	as	as	ADP
cblr-1709	478	59	between	between	ADP
cblr-1709	478	60	the	the	DET
cblr-1709	478	61	firm	firm	NOUN
cblr-1709	478	62	and	and	CCONJ
cblr-1709	478	63	its	its	PRON
cblr-1709	478	64	customers	customer	NOUN
cblr-1709	478	65	,	,	PUNCT
cblr-1709	478	66	the	the	DET
cblr-1709	478	67	firm	firm	NOUN
cblr-1709	478	68	has	have	VERB
cblr-1709	478	69	the	the	DET
cblr-1709	478	70	greater	great	ADJ
cblr-1709	478	71	ability	ability	NOUN
cblr-1709	478	72	to	to	PART
cblr-1709	478	73	protect	protect	VERB
cblr-1709	478	74	sensitive	sensitive	ADJ
cblr-1709	478	75	customer	customer	NOUN
cblr-1709	478	76	information	information	NOUN
cblr-1709	478	77	from	from	ADP
cblr-1709	478	78	data	data	NOUN
cblr-1709	478	79	breaches	breach	NOUN
cblr-1709	478	80	and	and	CCONJ
cblr-1709	478	81	should	should	AUX
cblr-1709	478	82	therefore	therefore	ADV
cblr-1709	478	83	bear	bear	VERB
cblr-1709	478	84	both	both	CCONJ
cblr-1709	478	85	the	the	DET
cblr-1709	478	86	financial	financial	ADJ
cblr-1709	478	87	liability	liability	NOUN
cblr-1709	478	88	and	and	CCONJ
cblr-1709	478	89	responsibility	responsibility	NOUN
cblr-1709	478	90	of	of	ADP
cblr-1709	478	91	notifying	notify	VERB
cblr-1709	478	92	customers	customer	NOUN
cblr-1709	478	93	about	about	ADP
cblr-1709	478	94	a	a	DET
cblr-1709	478	95	data	data	NOUN
cblr-1709	478	96	breach	breach	NOUN
cblr-1709	478	97	.	.	PUNCT
cblr-1709	479	1	moreover	moreover	ADV
cblr-1709	479	2	,	,	PUNCT
cblr-1709	479	3	as	as	SCONJ
cblr-1709	479	4	discussed	discuss	VERB
cblr-1709	479	5	further	far	ADV
cblr-1709	479	6	below	below	ADV
cblr-1709	479	7	,	,	PUNCT
cblr-1709	479	8	a	a	DET
cblr-1709	479	9	federal	federal	ADJ
cblr-1709	479	10	disclosure	disclosure	NOUN
cblr-1709	479	11	standard	standard	NOUN
cblr-1709	479	12	for	for	ADP
cblr-1709	479	13	broker	broker	NOUN
cblr-1709	479	14	-	-	PUNCT
cblr-1709	479	15	dealers	dealer	NOUN
cblr-1709	479	16	may	may	AUX
cblr-1709	479	17	actually	actually	ADV
cblr-1709	479	18	end	end	VERB
cblr-1709	479	19	up	up	ADP
cblr-1709	479	20	saving	save	VERB
cblr-1709	479	21	costs	cost	NOUN
cblr-1709	479	22	for	for	ADP
cblr-1709	479	23	smaller	small	ADJ
cblr-1709	479	24	firms	firm	NOUN
cblr-1709	479	25	by	by	ADP
cblr-1709	479	26	removing	remove	VERB
cblr-1709	479	27	duplication	duplication	NOUN
cblr-1709	479	28	and	and	CCONJ
cblr-1709	479	29	inconsistencies	inconsistency	NOUN
cblr-1709	479	30	in	in	ADP
cblr-1709	479	31	the	the	DET
cblr-1709	479	32	current	current	ADJ
cblr-1709	479	33	patchwork	patchwork	NOUN
cblr-1709	479	34	system	system	NOUN
cblr-1709	479	35	of	of	ADP
cblr-1709	479	36	state	state	NOUN
cblr-1709	479	37	regulations.172	regulations.172	PROPN
cblr-1709	479	38	iv	iv	NUM
cblr-1709	479	39	.	.	PUNCT
cblr-1709	480	1	policy	policy	NOUN
cblr-1709	480	2	recommendations	recommendation	NOUN
cblr-1709	480	3	a.	a.	NOUN
cblr-1709	480	4	congress	congress	PROPN
cblr-1709	480	5	vs.	vs.	ADP
cblr-1709	480	6	sec	sec	PROPN
cblr-1709	480	7	congress	congress	PROPN
cblr-1709	480	8	and	and	CCONJ
cblr-1709	480	9	the	the	DET
cblr-1709	480	10	sec	sec	PROPN
cblr-1709	480	11	are	be	AUX
cblr-1709	480	12	the	the	DET
cblr-1709	480	13	two	two	NUM
cblr-1709	480	14	potential	potential	ADJ
cblr-1709	480	15	entities	entity	NOUN
cblr-1709	480	16	that	that	PRON
cblr-1709	480	17	may	may	AUX
cblr-1709	480	18	be	be	AUX
cblr-1709	480	19	tasked	task	VERB
cblr-1709	480	20	with	with	ADP
cblr-1709	480	21	imposing	impose	VERB
cblr-1709	480	22	a	a	DET
cblr-1709	480	23	new	new	ADJ
cblr-1709	480	24	broker	broker	NOUN
cblr-1709	480	25	-	-	PUNCT
cblr-1709	480	26	dealer	dealer	NOUN
cblr-1709	480	27	cybersecurity	cybersecurity	NOUN
cblr-1709	480	28	disclosure	disclosure	NOUN
cblr-1709	480	29	standard	standard	NOUN
cblr-1709	480	30	.	.	PUNCT
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cblr-1709	481	2	proposed	propose	VERB
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cblr-1709	481	4	individual	individual	ADJ
cblr-1709	481	5	senators	senator	NOUN
cblr-1709	481	6	numerous	numerous	ADJ
cblr-1709	481	7	times	time	NOUN
cblr-1709	481	8	,	,	PUNCT
cblr-1709	481	9	congress	congress	PROPN
cblr-1709	481	10	may	may	AUX
cblr-1709	481	11	enact	enact	VERB
cblr-1709	481	12	a	a	DET
cblr-1709	481	13	sweeping	sweeping	ADJ
cblr-1709	481	14	disclosure	disclosure	NOUN
cblr-1709	481	15	bill	bill	NOUN
cblr-1709	481	16	to	to	PART
cblr-1709	481	17	tidy	tidy	VERB
cblr-1709	481	18	up	up	ADP
cblr-1709	481	19	all	all	PRON
cblr-1709	481	20	of	of	ADP
cblr-1709	481	21	the	the	DET
cblr-1709	481	22	gaps	gap	NOUN
cblr-1709	481	23	in	in	ADP
cblr-1709	481	24	the	the	DET
cblr-1709	481	25	current	current	ADJ
cblr-1709	481	26	state	state	NOUN
cblr-1709	481	27	system.173	system.173	PROPN
cblr-1709	481	28	alternatively	alternatively	ADV
cblr-1709	481	29	,	,	PUNCT
cblr-1709	481	30	under	under	ADP
cblr-1709	481	31	authorization	authorization	NOUN
cblr-1709	481	32	from	from	ADP
cblr-1709	481	33	congress	congress	PROPN
cblr-1709	481	34	in	in	ADP
cblr-1709	481	35	the	the	DET
cblr-1709	481	36	securities	security	NOUN
cblr-1709	481	37	exchange	exchange	PROPN
cblr-1709	481	38	act	act	NOUN
cblr-1709	481	39	of	of	ADP
cblr-1709	481	40	1934	1934	NUM
cblr-1709	481	41	,	,	PUNCT
cblr-1709	481	42	the	the	DET
cblr-1709	481	43	sec	sec	PROPN
cblr-1709	481	44	may	may	AUX
cblr-1709	481	45	promulgate	promulgate	VERB
cblr-1709	481	46	a	a	DET
cblr-1709	481	47	new	new	ADJ
cblr-1709	481	48	rule	rule	NOUN
cblr-1709	481	49	aimed	aim	VERB
cblr-1709	481	50	at	at	ADP
cblr-1709	481	51	broker	broker	NOUN
cblr-1709	481	52	-	-	PUNCT
cblr-1709	481	53	dealers.174	dealers.174	PROPN
cblr-1709	481	54	170	170	NUM
cblr-1709	481	55	see	see	VERB
cblr-1709	481	56	15	15	NUM
cblr-1709	481	57	u.s.c	u.s.c	ADJ
cblr-1709	481	58	.	.	PUNCT
cblr-1709	482	1	§	§	PROPN
cblr-1709	482	2	78q(e)(1)(b	78q(e)(1)(b	PROPN
cblr-1709	482	3	)	)	PUNCT
cblr-1709	482	4	(	(	PUNCT
cblr-1709	482	5	2012	2012	NUM
cblr-1709	482	6	)	)	PUNCT
cblr-1709	482	7	.	.	PUNCT
cblr-1709	483	1	171	171	NUM
cblr-1709	483	2	see	see	VERB
cblr-1709	483	3	generally	generally	ADV
cblr-1709	483	4	guido	guido	PROPN
cblr-1709	483	5	calabresi	calabresi	NOUN
cblr-1709	483	6	&	&	CCONJ
cblr-1709	483	7	jon	jon	PROPN
cblr-1709	483	8	t.	t.	PROPN
cblr-1709	483	9	hirschoff	hirschoff	PROPN
cblr-1709	483	10	,	,	PUNCT
cblr-1709	483	11	toward	toward	ADP
cblr-1709	483	12	a	a	DET
cblr-1709	483	13	test	test	NOUN
cblr-1709	483	14	for	for	ADP
cblr-1709	483	15	strict	strict	ADJ
cblr-1709	483	16	liability	liability	NOUN
cblr-1709	483	17	in	in	ADP
cblr-1709	483	18	torts	torts	PROPN
cblr-1709	483	19	,	,	PUNCT
cblr-1709	483	20	81	81	NUM
cblr-1709	483	21	yale	yale	PROPN
cblr-1709	483	22	l.j	l.j	PROPN
cblr-1709	483	23	.	.	PROPN
cblr-1709	483	24	1055	1055	NUM
cblr-1709	483	25	(	(	PUNCT
cblr-1709	483	26	1972	1972	NUM
cblr-1709	483	27	)	)	PUNCT
cblr-1709	483	28	(	(	PUNCT
cblr-1709	483	29	explaining	explain	VERB
cblr-1709	483	30	the	the	DET
cblr-1709	483	31	concept	concept	NOUN
cblr-1709	483	32	of	of	ADP
cblr-1709	483	33	a	a	DET
cblr-1709	483	34	cheapest	cheap	ADJ
cblr-1709	483	35	cost	cost	NOUN
cblr-1709	483	36	avoider	avoider	NOUN
cblr-1709	483	37	)	)	PUNCT
cblr-1709	483	38	.	.	PUNCT
cblr-1709	484	1	172	172	NUM
cblr-1709	484	2	see	see	VERB
cblr-1709	484	3	infra	infra	NOUN
cblr-1709	484	4	section	section	NOUN
cblr-1709	484	5	iv.b	iv.b	PROPN
cblr-1709	484	6	.	.	PROPN
cblr-1709	485	1	173	173	NUM
cblr-1709	485	2	see	see	VERB
cblr-1709	485	3	supra	supra	PROPN
cblr-1709	485	4	section	section	PROPN
cblr-1709	485	5	ii.c.4	ii.c.4	PROPN
cblr-1709	485	6	.	.	PUNCT
cblr-1709	486	1	174	174	NUM
cblr-1709	486	2	see	see	VERB
cblr-1709	486	3	norah	norah	PROPN
cblr-1709	486	4	c.	c.	PROPN
cblr-1709	486	5	avellan	avellan	PROPN
cblr-1709	486	6	,	,	PUNCT
cblr-1709	486	7	note	note	VERB
cblr-1709	486	8	,	,	PUNCT
cblr-1709	486	9	the	the	DET
cblr-1709	486	10	securities	securities	PROPN
cblr-1709	486	11	and	and	CCONJ
cblr-1709	486	12	exchange	exchange	PROPN
cblr-1709	486	13	commission	commission	PROPN
cblr-1709	486	14	and	and	CCONJ
cblr-1709	486	15	the	the	DET
cblr-1709	486	16	growing	grow	VERB
cblr-1709	486	17	need	need	NOUN
cblr-1709	486	18	for	for	ADP
cblr-1709	486	19	cybersecurity	cybersecurity	NOUN
cblr-1709	486	20	in	in	ADP
cblr-1709	486	21	modern	modern	ADJ
cblr-1709	486	22	corporate	corporate	PROPN
cblr-1709	486	23	america	america	PROPN
cblr-1709	486	24	,	,	PUNCT
cblr-1709	486	25	54	54	NUM
cblr-1709	486	26	washburn	washburn	PROPN
cblr-1709	486	27	l.j	l.j	PROPN
cblr-1709	486	28	.	.	PROPN
cblr-1709	486	29	193	193	NUM
cblr-1709	486	30	,	,	PUNCT
cblr-1709	486	31	216–26	216–26	NUM
cblr-1709	486	32	(	(	PUNCT
cblr-1709	486	33	2014	2014	NUM
cblr-1709	486	34	)	)	PUNCT
cblr-1709	486	35	.	.	PUNCT
cblr-1709	487	1	see	see	VERB
cblr-1709	487	2	generally	generally	ADV
cblr-1709	487	3	joyce	joyce	PROPN
cblr-1709	487	4	shulman	shulman	PROPN
cblr-1709	487	5	-	-	PUNCT
cblr-1709	487	6	kanciper	kanciper	PROPN
cblr-1709	487	7	,	,	PUNCT
cblr-1709	487	8	the	the	DET
cblr-1709	487	9	basic	basic	ADJ
cblr-1709	487	10	rules	rule	NOUN
cblr-1709	487	11	of	of	ADP
cblr-1709	487	12	disclosure	disclosure	NOUN
cblr-1709	487	13	,	,	PUNCT
cblr-1709	487	14	62	62	NUM
cblr-1709	487	15	st	st	PROPN
cblr-1709	487	16	.	.	PROPN
cblr-1709	487	17	john	john	PROPN
cblr-1709	487	18	’s	’s	PROPN
cblr-1709	487	19	l.	l.	PROPN
cblr-1709	487	20	rev	rev	PROPN
cblr-1709	487	21	.	.	PROPN
cblr-1709	487	22	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	487	23	no	no	NOUN
cblr-1709	487	24	.	.	NOUN
cblr-1709	488	1	3:952	3:952	NUM
cblr-1709	488	2	]	]	X
cblr-1709	488	3	hacking	hack	VERB
cblr-1709	488	4	our	our	PRON
cblr-1709	488	5	securities	security	NOUN
cblr-1709	488	6	disclosure	disclosure	NOUN
cblr-1709	488	7	system	system	NOUN
cblr-1709	488	8	989	989	NUM
cblr-1709	488	9	the	the	DET
cblr-1709	488	10	current	current	ADJ
cblr-1709	488	11	political	political	ADJ
cblr-1709	488	12	climate	climate	NOUN
cblr-1709	488	13	is	be	AUX
cblr-1709	488	14	the	the	DET
cblr-1709	488	15	primary	primary	ADJ
cblr-1709	488	16	obstacle	obstacle	NOUN
cblr-1709	488	17	to	to	ADP
cblr-1709	488	18	congressional	congressional	ADJ
cblr-1709	488	19	legislation	legislation	NOUN
cblr-1709	488	20	.	.	PUNCT
cblr-1709	489	1	as	as	SCONJ
cblr-1709	489	2	partisan	partisan	ADJ
cblr-1709	489	3	discord	discord	NOUN
cblr-1709	489	4	and	and	CCONJ
cblr-1709	489	5	political	political	ADJ
cblr-1709	489	6	gridlock	gridlock	NOUN
cblr-1709	489	7	continue	continue	VERB
cblr-1709	489	8	in	in	ADP
cblr-1709	489	9	washington	washington	PROPN
cblr-1709	489	10	,	,	PUNCT
cblr-1709	489	11	it	it	PRON
cblr-1709	489	12	is	be	AUX
cblr-1709	489	13	much	much	ADV
cblr-1709	489	14	harder	hard	ADJ
cblr-1709	489	15	for	for	SCONJ
cblr-1709	489	16	congress	congress	PROPN
cblr-1709	489	17	to	to	PART
cblr-1709	489	18	take	take	VERB
cblr-1709	489	19	on	on	ADP
cblr-1709	489	20	any	any	DET
cblr-1709	489	21	comprehensive	comprehensive	ADJ
cblr-1709	489	22	reform	reform	NOUN
cblr-1709	489	23	initiative	initiative	NOUN
cblr-1709	489	24	,	,	PUNCT
cblr-1709	489	25	much	much	ADV
cblr-1709	489	26	less	less	ADJ
cblr-1709	489	27	one	one	NOUN
cblr-1709	489	28	that	that	PRON
cblr-1709	489	29	could	could	AUX
cblr-1709	489	30	anger	anger	NOUN
cblr-1709	489	31	business	business	NOUN
cblr-1709	489	32	lobbyists.175	lobbyists.175	PROPN
cblr-1709	489	33	even	even	ADV
cblr-1709	489	34	proposals	proposal	NOUN
cblr-1709	489	35	with	with	ADP
cblr-1709	489	36	bipartisan	bipartisan	ADJ
cblr-1709	489	37	backing	backing	NOUN
cblr-1709	489	38	—	—	PUNCT
cblr-1709	489	39	like	like	ADP
cblr-1709	489	40	the	the	DET
cblr-1709	489	41	personal	personal	ADJ
cblr-1709	489	42	data	datum	NOUN
cblr-1709	489	43	protection	protection	NOUN
cblr-1709	489	44	and	and	CCONJ
cblr-1709	489	45	breach	breach	VERB
cblr-1709	489	46	accountability	accountability	NOUN
cblr-1709	489	47	act	act	NOUN
cblr-1709	489	48	of	of	ADP
cblr-1709	489	49	2014	2014	NUM
cblr-1709	489	50	,	,	PUNCT
cblr-1709	489	51	proposed	propose	VERB
cblr-1709	489	52	by	by	ADP
cblr-1709	489	53	senator	senator	PROPN
cblr-1709	489	54	richard	richard	PROPN
cblr-1709	489	55	blumenthal	blumenthal	PROPN
cblr-1709	489	56	,	,	PUNCT
cblr-1709	489	57	and	and	CCONJ
cblr-1709	489	58	the	the	DET
cblr-1709	489	59	personal	personal	ADJ
cblr-1709	489	60	data	data	PROPN
cblr-1709	489	61	notification	notification	PROPN
cblr-1709	489	62	&	&	CCONJ
cblr-1709	489	63	protection	protection	PROPN
cblr-1709	489	64	act	act	PROPN
cblr-1709	489	65	of	of	ADP
cblr-1709	489	66	2015	2015	NUM
cblr-1709	489	67	,	,	PUNCT
cblr-1709	489	68	proposed	propose	VERB
cblr-1709	489	69	by	by	ADP
cblr-1709	489	70	president	president	PROPN
cblr-1709	489	71	barack	barack	PROPN
cblr-1709	489	72	obama	obama	PROPN
cblr-1709	489	73	—	—	PUNCT
cblr-1709	489	74	lacked	lack	VERB
cblr-1709	489	75	the	the	DET
cblr-1709	489	76	support	support	NOUN
cblr-1709	489	77	necessary	necessary	ADJ
cblr-1709	489	78	for	for	ADP
cblr-1709	489	79	passage.176	passage.176	NOUN
cblr-1709	489	80	unless	unless	SCONJ
cblr-1709	489	81	a	a	DET
cblr-1709	489	82	compelling	compelling	ADJ
cblr-1709	489	83	external	external	ADJ
cblr-1709	489	84	impetus	impetus	NOUN
cblr-1709	489	85	arises	arise	VERB
cblr-1709	489	86	,	,	PUNCT
cblr-1709	489	87	such	such	ADJ
cblr-1709	489	88	as	as	ADP
cblr-1709	489	89	a	a	DET
cblr-1709	489	90	crippling	crippling	ADJ
cblr-1709	489	91	financial	financial	ADJ
cblr-1709	489	92	cyberattack	cyberattack	NOUN
cblr-1709	489	93	,	,	PUNCT
cblr-1709	489	94	it	it	PRON
cblr-1709	489	95	is	be	AUX
cblr-1709	489	96	unlikely	unlikely	ADJ
cblr-1709	489	97	that	that	SCONJ
cblr-1709	489	98	congress	congress	PROPN
cblr-1709	489	99	will	will	AUX
cblr-1709	489	100	use	use	VERB
cblr-1709	489	101	its	its	PRON
cblr-1709	489	102	political	political	ADJ
cblr-1709	489	103	capital	capital	NOUN
cblr-1709	489	104	to	to	PART
cblr-1709	489	105	enact	enact	VERB
cblr-1709	489	106	new	new	ADJ
cblr-1709	489	107	financial	financial	ADJ
cblr-1709	489	108	disclosure	disclosure	NOUN
cblr-1709	489	109	obligations	obligation	NOUN
cblr-1709	489	110	.	.	PUNCT
cblr-1709	490	1	another	another	DET
cblr-1709	490	2	obstacle	obstacle	NOUN
cblr-1709	490	3	to	to	ADP
cblr-1709	490	4	congressional	congressional	ADJ
cblr-1709	490	5	legislation	legislation	NOUN
cblr-1709	490	6	is	be	AUX
cblr-1709	490	7	that	that	SCONJ
cblr-1709	490	8	a	a	DET
cblr-1709	490	9	statute	statute	NOUN
cblr-1709	490	10	would	would	AUX
cblr-1709	490	11	be	be	AUX
cblr-1709	490	12	a	a	DET
cblr-1709	490	13	blunt	blunt	ADJ
cblr-1709	490	14	instrument	instrument	NOUN
cblr-1709	490	15	in	in	ADP
cblr-1709	490	16	a	a	DET
cblr-1709	490	17	situation	situation	NOUN
cblr-1709	490	18	that	that	PRON
cblr-1709	490	19	requires	require	VERB
cblr-1709	490	20	fine	fine	ADJ
cblr-1709	490	21	tuning	tuning	NOUN
cblr-1709	490	22	.	.	PUNCT
cblr-1709	491	1	both	both	PRON
cblr-1709	491	2	of	of	ADP
cblr-1709	491	3	the	the	DET
cblr-1709	491	4	bill	bill	NOUN
cblr-1709	491	5	proposals	proposal	NOUN
cblr-1709	491	6	mentioned	mention	VERB
cblr-1709	491	7	above	above	ADP
cblr-1709	491	8	address	address	NOUN
cblr-1709	491	9	cybersecurity	cybersecurity	NOUN
cblr-1709	491	10	disclosures	disclosure	NOUN
cblr-1709	491	11	in	in	ADP
cblr-1709	491	12	the	the	DET
cblr-1709	491	13	financial	financial	ADJ
cblr-1709	491	14	system	system	NOUN
cblr-1709	491	15	as	as	ADP
cblr-1709	491	16	a	a	DET
cblr-1709	491	17	whole	whole	NOUN
cblr-1709	491	18	,	,	PUNCT
cblr-1709	491	19	without	without	ADP
cblr-1709	491	20	singling	single	VERB
cblr-1709	491	21	out	out	ADP
cblr-1709	491	22	specific	specific	ADJ
cblr-1709	491	23	segments.177	segments.177	PROPN
cblr-1709	491	24	congress	congress	PROPN
cblr-1709	491	25	does	do	AUX
cblr-1709	491	26	not	not	PART
cblr-1709	491	27	have	have	VERB
cblr-1709	491	28	the	the	DET
cblr-1709	491	29	institutional	institutional	ADJ
cblr-1709	491	30	competence	competence	NOUN
cblr-1709	491	31	to	to	PART
cblr-1709	491	32	iron	iron	VERB
cblr-1709	491	33	out	out	ADP
cblr-1709	491	34	disclosure	disclosure	NOUN
cblr-1709	491	35	requirements	requirement	NOUN
cblr-1709	491	36	for	for	ADP
cblr-1709	491	37	each	each	DET
cblr-1709	491	38	segment	segment	NOUN
cblr-1709	491	39	of	of	ADP
cblr-1709	491	40	the	the	DET
cblr-1709	491	41	financial	financial	ADJ
cblr-1709	491	42	system	system	NOUN
cblr-1709	491	43	.	.	PUNCT
cblr-1709	492	1	in	in	ADP
cblr-1709	492	2	contrast	contrast	NOUN
cblr-1709	492	3	,	,	PUNCT
cblr-1709	492	4	the	the	DET
cblr-1709	492	5	sec	sec	PROPN
cblr-1709	492	6	operates	operate	VERB
cblr-1709	492	7	more	more	ADV
cblr-1709	492	8	independently	independently	ADV
cblr-1709	492	9	from	from	ADP
cblr-1709	492	10	political	political	ADJ
cblr-1709	492	11	pressure	pressure	NOUN
cblr-1709	492	12	,	,	PUNCT
cblr-1709	492	13	with	with	ADP
cblr-1709	492	14	staggered	staggered	ADJ
cblr-1709	492	15	five	five	NUM
cblr-1709	492	16	-	-	PUNCT
cblr-1709	492	17	year	year	NOUN
cblr-1709	492	18	commissioner	commissioner	NOUN
cblr-1709	492	19	terms	term	NOUN
cblr-1709	492	20	and	and	CCONJ
cblr-1709	492	21	organizational	organizational	ADJ
cblr-1709	492	22	representation	representation	NOUN
cblr-1709	492	23	from	from	ADP
cblr-1709	492	24	both	both	DET
cblr-1709	492	25	political	political	ADJ
cblr-1709	492	26	parties.178	parties.178	NOUN
cblr-1709	492	27	although	although	SCONJ
cblr-1709	492	28	the	the	DET
cblr-1709	492	29	sec	sec	PROPN
cblr-1709	492	30	may	may	AUX
cblr-1709	492	31	face	face	VERB
cblr-1709	492	32	pushback	pushback	NOUN
cblr-1709	492	33	and	and	CCONJ
cblr-1709	492	34	should	should	AUX
cblr-1709	492	35	take	take	VERB
cblr-1709	492	36	into	into	ADP
cblr-1709	492	37	account	account	NOUN
cblr-1709	492	38	valid	valid	ADJ
cblr-1709	492	39	industry	industry	NOUN
cblr-1709	492	40	concerns	concern	NOUN
cblr-1709	492	41	expressed	express	VERB
cblr-1709	492	42	during	during	ADP
cblr-1709	492	43	704	704	NUM
cblr-1709	492	44	(	(	PUNCT
cblr-1709	492	45	1988	1988	NUM
cblr-1709	492	46	)	)	PUNCT
cblr-1709	492	47	(	(	PUNCT
cblr-1709	492	48	discussing	discuss	VERB
cblr-1709	492	49	the	the	DET
cblr-1709	492	50	sec	sec	PROPN
cblr-1709	492	51	’s	’s	PART
cblr-1709	492	52	enforcement	enforcement	NOUN
cblr-1709	492	53	powers	power	NOUN
cblr-1709	492	54	under	under	ADP
cblr-1709	492	55	the	the	DET
cblr-1709	492	56	securities	security	NOUN
cblr-1709	492	57	exchange	exchange	PROPN
cblr-1709	492	58	act	act	NOUN
cblr-1709	492	59	of	of	ADP
cblr-1709	492	60	1934	1934	NUM
cblr-1709	492	61	)	)	PUNCT
cblr-1709	492	62	.	.	PUNCT
cblr-1709	493	1	175	175	NUM
cblr-1709	493	2	see	see	VERB
cblr-1709	493	3	aaron	aaron	PROPN
cblr-1709	493	4	blake	blake	PROPN
cblr-1709	493	5	,	,	PUNCT
cblr-1709	493	6	gridlock	gridlock	NOUN
cblr-1709	493	7	in	in	ADP
cblr-1709	493	8	congress	congress	PROPN
cblr-1709	493	9	?	?	PUNCT
cblr-1709	494	1	it	it	PRON
cblr-1709	494	2	’s	’	VERB
cblr-1709	494	3	probably	probably	ADV
cblr-1709	494	4	even	even	ADV
cblr-1709	494	5	worse	bad	ADJ
cblr-1709	494	6	than	than	SCONJ
cblr-1709	494	7	you	you	PRON
cblr-1709	494	8	think	think	VERB
cblr-1709	494	9	,	,	PUNCT
cblr-1709	494	10	wash	wash	NOUN
cblr-1709	494	11	.	.	PUNCT
cblr-1709	495	1	post	post	NOUN
cblr-1709	495	2	(	(	PUNCT
cblr-1709	495	3	may	may	PROPN
cblr-1709	495	4	29	29	NUM
cblr-1709	495	5	,	,	PUNCT
cblr-1709	495	6	2014	2014	NUM
cblr-1709	495	7	)	)	PUNCT
cblr-1709	495	8	,	,	PUNCT
cblr-1709	495	9	https://www.washingtonpost.com/news/the-fix/wp/2014/05/29/gridlock-incongress-its-probably-even-worse-than-youthink/?utm_term=.8df16ef51e97	https://www.washingtonpost.com/news/the-fix/wp/2014/05/29/gridlock-incongress-its-probably-even-worse-than-youthink/?utm_term=.8df16ef51e97	VERB
cblr-1709	496	1	[	[	X
cblr-1709	496	2	https://perma.cc/mj98-dku8	https://perma.cc/mj98-dku8	PROPN
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cblr-1709	496	4	.	.	PUNCT
cblr-1709	497	1	176	176	NUM
cblr-1709	497	2	see	see	VERB
cblr-1709	497	3	newman	newman	PROPN
cblr-1709	497	4	,	,	PUNCT
cblr-1709	497	5	supra	supra	PROPN
cblr-1709	497	6	note	note	NOUN
cblr-1709	497	7	95	95	NUM
cblr-1709	497	8	,	,	PUNCT
cblr-1709	497	9	at	at	ADP
cblr-1709	497	10	451–55	451–55	NUM
cblr-1709	497	11	.	.	PUNCT
cblr-1709	498	1	177	177	NUM
cblr-1709	498	2	i	i	PRON
cblr-1709	498	3	d.	d.	NOUN
cblr-1709	498	4	at	at	ADP
cblr-1709	498	5	453–455	453–455	NUM
cblr-1709	498	6	.	.	PUNCT
cblr-1709	498	7	178	178	NUM
cblr-1709	498	8	see	see	VERB
cblr-1709	498	9	gary	gary	PROPN
cblr-1709	498	10	shorter	short	ADJ
cblr-1709	498	11	,	,	PUNCT
cblr-1709	498	12	introduction	introduction	NOUN
cblr-1709	498	13	to	to	ADP
cblr-1709	498	14	financial	financial	ADJ
cblr-1709	498	15	services	service	NOUN
cblr-1709	498	16	:	:	PUNCT
cblr-1709	498	17	the	the	DET
cblr-1709	498	18	securities	securities	PROPN
cblr-1709	498	19	and	and	CCONJ
cblr-1709	498	20	exchange	exchange	PROPN
cblr-1709	498	21	commission	commission	PROPN
cblr-1709	498	22	(	(	PUNCT
cblr-1709	498	23	sec	sec	PROPN
cblr-1709	498	24	)	)	PUNCT
cblr-1709	498	25	,	,	PUNCT
cblr-1709	498	26	cong	cong	NOUN
cblr-1709	498	27	.	.	PUNCT
cblr-1709	499	1	res	re	NOUN
cblr-1709	499	2	.	.	PUNCT
cblr-1709	500	1	serv	serv	PROPN
cblr-1709	500	2	.	.	PUNCT
cblr-1709	501	1	(	(	PUNCT
cblr-1709	501	2	jan	jan	PROPN
cblr-1709	501	3	.	.	PROPN
cblr-1709	501	4	9	9	NUM
cblr-1709	501	5	,	,	PUNCT
cblr-1709	501	6	2017	2017	NUM
cblr-1709	501	7	)	)	PUNCT
cblr-1709	501	8	,	,	PUNCT
cblr-1709	501	9	https://fas.org/sgp/crs/misc/if10032.pdf	https://fas.org/sgp/crs/misc/if10032.pdf	VERB
cblr-1709	502	1	[	[	X
cblr-1709	502	2	https://perma.cc/9wuk46jl	https://perma.cc/9wuk46jl	X
cblr-1709	502	3	]	]	X
cblr-1709	502	4	.	.	PUNCT
cblr-1709	503	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	503	2	990	990	NUM
cblr-1709	503	3	columbia	columbia	PROPN
cblr-1709	503	4	business	business	NOUN
cblr-1709	503	5	law	law	PROPN
cblr-1709	503	6	review	review	NOUN
cblr-1709	503	7	[	[	X
cblr-1709	503	8	vol	vol	NOUN
cblr-1709	503	9	.	.	NOUN
cblr-1709	503	10	2018	2018	NUM
cblr-1709	504	1	the	the	DET
cblr-1709	504	2	proposed	propose	VERB
cblr-1709	504	3	rule	rule	NOUN
cblr-1709	504	4	’s	’s	PART
cblr-1709	504	5	comment	comment	NOUN
cblr-1709	504	6	period	period	NOUN
cblr-1709	504	7	,	,	PUNCT
cblr-1709	504	8	the	the	DET
cblr-1709	504	9	sec	sec	PROPN
cblr-1709	504	10	is	be	AUX
cblr-1709	504	11	neither	neither	CCONJ
cblr-1709	504	12	elected	elect	VERB
cblr-1709	504	13	by	by	ADP
cblr-1709	504	14	nor	nor	CCONJ
cblr-1709	504	15	directly	directly	ADV
cblr-1709	504	16	politically	politically	ADV
cblr-1709	504	17	accountable	accountable	ADJ
cblr-1709	504	18	to	to	ADP
cblr-1709	504	19	the	the	DET
cblr-1709	504	20	industry.179	industry.179	NOUN
cblr-1709	504	21	this	this	PRON
cblr-1709	504	22	provides	provide	VERB
cblr-1709	504	23	the	the	DET
cblr-1709	504	24	sec	sec	PROPN
cblr-1709	504	25	with	with	ADP
cblr-1709	504	26	much	much	ADV
cblr-1709	504	27	greater	great	ADJ
cblr-1709	504	28	latitude	latitude	NOUN
cblr-1709	504	29	to	to	PART
cblr-1709	504	30	balance	balance	VERB
cblr-1709	504	31	important	important	ADJ
cblr-1709	504	32	consumer	consumer	NOUN
cblr-1709	504	33	interests	interest	NOUN
cblr-1709	504	34	with	with	ADP
cblr-1709	504	35	broker	broker	NOUN
cblr-1709	504	36	-	-	PUNCT
cblr-1709	504	37	dealer	dealer	NOUN
cblr-1709	504	38	constraints	constraint	NOUN
cblr-1709	504	39	.	.	PUNCT
cblr-1709	505	1	further	far	ADV
cblr-1709	505	2	,	,	PUNCT
cblr-1709	505	3	the	the	DET
cblr-1709	505	4	sec	sec	PROPN
cblr-1709	505	5	has	have	AUX
cblr-1709	505	6	already	already	ADV
cblr-1709	505	7	proved	prove	VERB
cblr-1709	505	8	itself	itself	PRON
cblr-1709	505	9	adept	adept	ADJ
cblr-1709	505	10	at	at	ADP
cblr-1709	505	11	tailoring	tailor	VERB
cblr-1709	505	12	disclosure	disclosure	NOUN
cblr-1709	505	13	requirements	requirement	NOUN
cblr-1709	505	14	for	for	ADP
cblr-1709	505	15	both	both	CCONJ
cblr-1709	505	16	public	public	ADJ
cblr-1709	505	17	companies	company	NOUN
cblr-1709	505	18	and	and	CCONJ
cblr-1709	505	19	the	the	DET
cblr-1709	505	20	banking	banking	NOUN
cblr-1709	505	21	industry.180	industry.180	NOUN
cblr-1709	505	22	the	the	DET
cblr-1709	505	23	sec	sec	PROPN
cblr-1709	505	24	previously	previously	ADV
cblr-1709	505	25	contemplated	contemplate	VERB
cblr-1709	505	26	a	a	DET
cblr-1709	505	27	new	new	ADJ
cblr-1709	505	28	broker	broker	NOUN
cblr-1709	505	29	-	-	PUNCT
cblr-1709	505	30	dealer	dealer	NOUN
cblr-1709	505	31	disclosure	disclosure	NOUN
cblr-1709	505	32	requirement	requirement	NOUN
cblr-1709	505	33	in	in	ADP
cblr-1709	505	34	the	the	DET
cblr-1709	505	35	proposed	propose	VERB
cblr-1709	505	36	amendment	amendment	NOUN
cblr-1709	505	37	to	to	PART
cblr-1709	505	38	regulation	regulation	VERB
cblr-1709	505	39	s	s	NOUN
cblr-1709	505	40	-	-	NOUN
cblr-1709	505	41	p	p	NOUN
cblr-1709	505	42	in	in	ADP
cblr-1709	505	43	2008.181	2008.181	NUM
cblr-1709	505	44	finally	finally	ADV
cblr-1709	505	45	,	,	PUNCT
cblr-1709	505	46	with	with	ADP
cblr-1709	505	47	the	the	DET
cblr-1709	505	48	growing	grow	VERB
cblr-1709	505	49	threats	threat	NOUN
cblr-1709	505	50	to	to	ADP
cblr-1709	505	51	cybersecurity	cybersecurity	NOUN
cblr-1709	505	52	,	,	PUNCT
cblr-1709	505	53	the	the	DET
cblr-1709	505	54	sec	sec	PROPN
cblr-1709	505	55	will	will	AUX
cblr-1709	505	56	likely	likely	ADV
cblr-1709	505	57	have	have	VERB
cblr-1709	505	58	more	more	ADJ
cblr-1709	505	59	political	political	ADJ
cblr-1709	505	60	support	support	NOUN
cblr-1709	505	61	than	than	SCONJ
cblr-1709	505	62	it	it	PRON
cblr-1709	505	63	did	do	VERB
cblr-1709	505	64	a	a	DET
cblr-1709	505	65	decade	decade	NOUN
cblr-1709	505	66	ago	ago	ADV
cblr-1709	505	67	.	.	PUNCT
cblr-1709	506	1	for	for	ADP
cblr-1709	506	2	all	all	PRON
cblr-1709	506	3	of	of	ADP
cblr-1709	506	4	these	these	DET
cblr-1709	506	5	reasons	reason	NOUN
cblr-1709	506	6	,	,	PUNCT
cblr-1709	506	7	the	the	DET
cblr-1709	506	8	sec	sec	PROPN
cblr-1709	506	9	—	—	PUNCT
cblr-1709	506	10	as	as	SCONJ
cblr-1709	506	11	opposed	oppose	VERB
cblr-1709	506	12	to	to	ADP
cblr-1709	506	13	congress	congress	PROPN
cblr-1709	506	14	—	—	PUNCT
cblr-1709	506	15	should	should	AUX
cblr-1709	506	16	take	take	VERB
cblr-1709	506	17	up	up	ADP
cblr-1709	506	18	this	this	DET
cblr-1709	506	19	issue	issue	NOUN
cblr-1709	506	20	.	.	PUNCT
cblr-1709	507	1	b.	b.	PROPN
cblr-1709	507	2	federal	federal	PROPN
cblr-1709	507	3	preemption	preemption	PROPN
cblr-1709	507	4	similar	similar	ADJ
cblr-1709	507	5	to	to	ADP
cblr-1709	507	6	what	what	PRON
cblr-1709	507	7	the	the	DET
cblr-1709	507	8	european	european	PROPN
cblr-1709	507	9	union	union	PROPN
cblr-1709	507	10	realized	realize	VERB
cblr-1709	507	11	before	before	SCONJ
cblr-1709	507	12	it	it	PRON
cblr-1709	507	13	enacted	enact	VERB
cblr-1709	507	14	the	the	DET
cblr-1709	507	15	gdpr	gdpr	NOUN
cblr-1709	507	16	,	,	PUNCT
cblr-1709	507	17	our	our	PRON
cblr-1709	507	18	current	current	ADJ
cblr-1709	507	19	patchwork	patchwork	NOUN
cblr-1709	507	20	system	system	NOUN
cblr-1709	507	21	of	of	ADP
cblr-1709	507	22	state	state	NOUN
cblr-1709	507	23	disclosure	disclosure	NOUN
cblr-1709	507	24	laws	law	NOUN
cblr-1709	507	25	in	in	ADP
cblr-1709	507	26	the	the	DET
cblr-1709	507	27	united	united	PROPN
cblr-1709	507	28	states	states	PROPN
cblr-1709	507	29	is	be	AUX
cblr-1709	507	30	a	a	DET
cblr-1709	507	31	regulatory	regulatory	ADJ
cblr-1709	507	32	nightmare	nightmare	NOUN
cblr-1709	507	33	,	,	PUNCT
cblr-1709	507	34	especially	especially	ADV
cblr-1709	507	35	for	for	ADP
cblr-1709	507	36	smaller	small	ADJ
cblr-1709	507	37	broker	broker	NOUN
cblr-1709	507	38	-	-	PUNCT
cblr-1709	507	39	dealers.182	dealers.182	NOUN
cblr-1709	507	40	state	state	NOUN
cblr-1709	507	41	laws	law	NOUN
cblr-1709	507	42	differ	differ	VERB
cblr-1709	507	43	on	on	ADP
cblr-1709	507	44	what	what	DET
cblr-1709	507	45	materiality	materiality	NOUN
cblr-1709	507	46	threshold	threshold	NOUN
cblr-1709	507	47	triggers	trigger	VERB
cblr-1709	507	48	a	a	DET
cblr-1709	507	49	disclosure	disclosure	NOUN
cblr-1709	507	50	.	.	PUNCT
cblr-1709	508	1	some	some	PRON
cblr-1709	508	2	require	require	VERB
cblr-1709	508	3	disclosure	disclosure	NOUN
cblr-1709	508	4	only	only	ADV
cblr-1709	508	5	for	for	ADP
cblr-1709	508	6	an	an	DET
cblr-1709	508	7	actual	actual	ADJ
cblr-1709	508	8	breach	breach	NOUN
cblr-1709	508	9	,	,	PUNCT
cblr-1709	508	10	while	while	SCONJ
cblr-1709	508	11	others	other	NOUN
cblr-1709	508	12	require	require	VERB
cblr-1709	508	13	disclosure	disclosure	NOUN
cblr-1709	508	14	even	even	ADV
cblr-1709	508	15	if	if	SCONJ
cblr-1709	508	16	there	there	PRON
cblr-1709	508	17	is	be	VERB
cblr-1709	508	18	just	just	ADV
cblr-1709	508	19	a	a	DET
cblr-1709	508	20	reasonable	reasonable	ADJ
cblr-1709	508	21	likelihood	likelihood	NOUN
cblr-1709	508	22	of	of	ADP
cblr-1709	508	23	harm.183	harm.183	PROPN
cblr-1709	508	24	moreover	moreover	ADV
cblr-1709	508	25	,	,	PUNCT
cblr-1709	508	26	even	even	ADV
cblr-1709	508	27	if	if	SCONJ
cblr-1709	508	28	a	a	DET
cblr-1709	508	29	disclosure	disclosure	NOUN
cblr-1709	508	30	is	be	AUX
cblr-1709	508	31	triggered	trigger	VERB
cblr-1709	508	32	,	,	PUNCT
cblr-1709	508	33	states	state	NOUN
cblr-1709	508	34	have	have	VERB
cblr-1709	508	35	different	different	ADJ
cblr-1709	508	36	procedures	procedure	NOUN
cblr-1709	508	37	for	for	ADP
cblr-1709	508	38	the	the	DET
cblr-1709	508	39	necessary	necessary	ADJ
cblr-1709	508	40	methods	method	NOUN
cblr-1709	508	41	and	and	CCONJ
cblr-1709	508	42	recipients	recipient	NOUN
cblr-1709	508	43	of	of	ADP
cblr-1709	508	44	a	a	DET
cblr-1709	508	45	disclosure.184	disclosure.184	NOUN
cblr-1709	508	46	under	under	ADP
cblr-1709	508	47	the	the	DET
cblr-1709	508	48	current	current	ADJ
cblr-1709	508	49	system	system	NOUN
cblr-1709	508	50	,	,	PUNCT
cblr-1709	508	51	firms	firm	NOUN
cblr-1709	508	52	must	must	AUX
cblr-1709	508	53	understand	understand	VERB
cblr-1709	508	54	all	all	DET
cblr-1709	508	55	the	the	DET
cblr-1709	508	56	subtleties	subtlety	NOUN
cblr-1709	508	57	of	of	ADP
cblr-1709	508	58	the	the	DET
cblr-1709	508	59	various	various	ADJ
cblr-1709	508	60	state	state	NOUN
cblr-1709	508	61	laws	law	NOUN
cblr-1709	508	62	,	,	PUNCT
cblr-1709	508	63	develop	develop	VERB
cblr-1709	508	64	them	they	PRON
cblr-1709	508	65	into	into	ADP
cblr-1709	508	66	different	different	ADJ
cblr-1709	508	67	disclosure	disclosure	NOUN
cblr-1709	508	68	systems	system	NOUN
cblr-1709	508	69	in	in	ADP
cblr-1709	508	70	practice	practice	NOUN
cblr-1709	508	71	,	,	PUNCT
cblr-1709	508	72	and	and	CCONJ
cblr-1709	508	73	keep	keep	VERB
cblr-1709	508	74	track	track	NOUN
cblr-1709	508	75	of	of	ADP
cblr-1709	508	76	179	179	NUM
cblr-1709	508	77	see	see	VERB
cblr-1709	508	78	firestone	firestone	PROPN
cblr-1709	508	79	&	&	CCONJ
cblr-1709	508	80	goyer	goyer	PROPN
cblr-1709	508	81	,	,	PUNCT
cblr-1709	508	82	supra	supra	PROPN
cblr-1709	508	83	note	note	PROPN
cblr-1709	508	84	105	105	NUM
cblr-1709	508	85	.	.	NOUN
cblr-1709	509	1	180	180	NUM
cblr-1709	509	2	see	see	VERB
cblr-1709	509	3	supra	supra	PROPN
cblr-1709	509	4	section	section	PROPN
cblr-1709	509	5	ii.a	ii.a	PROPN
cblr-1709	509	6	–	–	PUNCT
cblr-1709	509	7	b.	b.	PROPN
cblr-1709	509	8	181	181	NUM
cblr-1709	509	9	see	see	VERB
cblr-1709	509	10	supra	supra	PROPN
cblr-1709	509	11	section	section	PROPN
cblr-1709	509	12	ii.c.4	ii.c.4	PROPN
cblr-1709	509	13	.	.	PUNCT
cblr-1709	510	1	182	182	NUM
cblr-1709	510	2	see	see	VERB
cblr-1709	510	3	jacqueline	jacqueline	PROPN
cblr-1709	510	4	may	may	PROPN
cblr-1709	510	5	tom	tom	PROPN
cblr-1709	510	6	,	,	PUNCT
cblr-1709	510	7	a	a	DET
cblr-1709	510	8	simple	simple	ADJ
cblr-1709	510	9	compromise	compromise	NOUN
cblr-1709	510	10	:	:	PUNCT
cblr-1709	510	11	the	the	DET
cblr-1709	510	12	need	need	NOUN
cblr-1709	510	13	for	for	ADP
cblr-1709	510	14	a	a	DET
cblr-1709	510	15	federal	federal	ADJ
cblr-1709	510	16	data	data	NOUN
cblr-1709	510	17	breach	breach	NOUN
cblr-1709	510	18	notification	notification	NOUN
cblr-1709	510	19	law	law	NOUN
cblr-1709	510	20	,	,	PUNCT
cblr-1709	510	21	84	84	NUM
cblr-1709	510	22	st	st	PROPN
cblr-1709	510	23	.	.	PROPN
cblr-1709	510	24	john	john	PROPN
cblr-1709	510	25	’s	’s	PROPN
cblr-1709	510	26	l.	l.	PROPN
cblr-1709	510	27	rev	rev	PROPN
cblr-1709	510	28	.	.	PROPN
cblr-1709	510	29	1569	1569	NUM
cblr-1709	510	30	,	,	PUNCT
cblr-1709	510	31	1570	1570	NUM
cblr-1709	510	32	(	(	PUNCT
cblr-1709	510	33	2010	2010	NUM
cblr-1709	510	34	)	)	PUNCT
cblr-1709	510	35	.	.	PUNCT
cblr-1709	511	1	183	183	NUM
cblr-1709	511	2	see	see	VERB
cblr-1709	511	3	rsa	rsa	PROPN
cblr-1709	511	4	2012	2012	NUM
cblr-1709	511	5	,	,	PUNCT
cblr-1709	511	6	supra	supra	PROPN
cblr-1709	511	7	note	note	NOUN
cblr-1709	511	8	144	144	NUM
cblr-1709	511	9	.	.	PUNCT
cblr-1709	512	1	184	184	NUM
cblr-1709	512	2	see	see	VERB
cblr-1709	512	3	i	i	PROPN
cblr-1709	512	4	d.	d.	PROPN
cblr-1709	512	5	2018.3_auman_final	2018.3_auman_final	PROPN
cblr-1709	512	6	no	no	NOUN
cblr-1709	512	7	.	.	PUNCT
cblr-1709	512	8	3:952	3:952	NUM
cblr-1709	512	9	]	]	X
cblr-1709	512	10	hacking	hack	VERB
cblr-1709	512	11	our	our	PRON
cblr-1709	512	12	securities	security	NOUN
cblr-1709	512	13	disclosure	disclosure	NOUN
cblr-1709	512	14	system	system	NOUN
cblr-1709	512	15	991	991	NUM
cblr-1709	512	16	any	any	DET
cblr-1709	512	17	new	new	ADJ
cblr-1709	512	18	amendments	amendment	NOUN
cblr-1709	512	19	to	to	PART
cblr-1709	512	20	state	state	VERB
cblr-1709	512	21	laws.185	laws.185	NOUN
cblr-1709	512	22	therefore	therefore	ADV
cblr-1709	512	23	,	,	PUNCT
cblr-1709	512	24	like	like	ADP
cblr-1709	512	25	the	the	DET
cblr-1709	512	26	gdpr	gdpr	NOUN
cblr-1709	512	27	,	,	PUNCT
cblr-1709	512	28	any	any	DET
cblr-1709	512	29	new	new	ADJ
cblr-1709	512	30	disclosure	disclosure	NOUN
cblr-1709	512	31	system	system	NOUN
cblr-1709	512	32	for	for	ADP
cblr-1709	512	33	broker	broker	NOUN
cblr-1709	512	34	-	-	PUNCT
cblr-1709	512	35	dealers	dealer	NOUN
cblr-1709	512	36	must	must	AUX
cblr-1709	512	37	preempt	preempt	VERB
cblr-1709	512	38	all	all	PRON
cblr-1709	512	39	of	of	ADP
cblr-1709	512	40	the	the	DET
cblr-1709	512	41	existing	exist	VERB
cblr-1709	512	42	state	state	NOUN
cblr-1709	512	43	laws.186	laws.186	VERB
cblr-1709	512	44	far	far	ADV
cblr-1709	512	45	from	from	ADP
cblr-1709	512	46	only	only	ADV
cblr-1709	512	47	serving	serve	VERB
cblr-1709	512	48	to	to	PART
cblr-1709	512	49	benefit	benefit	VERB
cblr-1709	512	50	consumers	consumer	NOUN
cblr-1709	512	51	,	,	PUNCT
cblr-1709	512	52	preemption	preemption	NOUN
cblr-1709	512	53	will	will	AUX
cblr-1709	512	54	cut	cut	VERB
cblr-1709	512	55	a	a	DET
cblr-1709	512	56	great	great	ADJ
cblr-1709	512	57	deal	deal	NOUN
cblr-1709	512	58	of	of	ADP
cblr-1709	512	59	the	the	DET
cblr-1709	512	60	regulatory	regulatory	ADJ
cblr-1709	512	61	red	red	ADJ
cblr-1709	512	62	tape	tape	NOUN
cblr-1709	512	63	and	and	CCONJ
cblr-1709	512	64	reduce	reduce	VERB
cblr-1709	512	65	resources	resource	NOUN
cblr-1709	512	66	devoted	devote	VERB
cblr-1709	512	67	to	to	ADP
cblr-1709	512	68	following	follow	VERB
cblr-1709	512	69	changes	change	NOUN
cblr-1709	512	70	in	in	ADP
cblr-1709	512	71	individual	individual	ADJ
cblr-1709	512	72	state	state	NOUN
cblr-1709	512	73	disclosure	disclosure	NOUN
cblr-1709	512	74	laws.187	laws.187	NOUN
cblr-1709	512	75	one	one	NUM
cblr-1709	512	76	potential	potential	ADJ
cblr-1709	512	77	issue	issue	NOUN
cblr-1709	512	78	with	with	ADP
cblr-1709	512	79	federal	federal	ADJ
cblr-1709	512	80	field	field	NOUN
cblr-1709	512	81	preemption	preemption	NOUN
cblr-1709	512	82	is	be	AUX
cblr-1709	512	83	that	that	SCONJ
cblr-1709	512	84	any	any	DET
cblr-1709	512	85	states	state	NOUN
cblr-1709	512	86	that	that	PRON
cblr-1709	512	87	currently	currently	ADV
cblr-1709	512	88	have	have	VERB
cblr-1709	512	89	stricter	strict	ADJ
cblr-1709	512	90	laws	law	NOUN
cblr-1709	512	91	—	—	PUNCT
cblr-1709	512	92	massachusetts	massachusetts	PROPN
cblr-1709	512	93	,	,	PUNCT
cblr-1709	512	94	for	for	ADP
cblr-1709	512	95	instance	instance	NOUN
cblr-1709	512	96	—	—	PUNCT
cblr-1709	512	97	could	could	AUX
cblr-1709	512	98	end	end	VERB
cblr-1709	512	99	up	up	ADP
cblr-1709	512	100	with	with	ADP
cblr-1709	512	101	losses	loss	NOUN
cblr-1709	512	102	in	in	ADP
cblr-1709	512	103	protection	protection	NOUN
cblr-1709	512	104	for	for	ADP
cblr-1709	512	105	their	their	PRON
cblr-1709	512	106	residents.188	residents.188	NOUN
cblr-1709	512	107	moreover	moreover	ADV
cblr-1709	512	108	,	,	PUNCT
cblr-1709	512	109	if	if	SCONJ
cblr-1709	512	110	there	there	PRON
cblr-1709	512	111	are	be	VERB
cblr-1709	512	112	new	new	ADJ
cblr-1709	512	113	technological	technological	ADJ
cblr-1709	512	114	developments	development	NOUN
cblr-1709	512	115	,	,	PUNCT
cblr-1709	512	116	states	state	NOUN
cblr-1709	512	117	will	will	AUX
cblr-1709	512	118	have	have	VERB
cblr-1709	512	119	their	their	PRON
cblr-1709	512	120	hands	hand	NOUN
cblr-1709	512	121	tied	tie	VERB
cblr-1709	512	122	behind	behind	ADP
cblr-1709	512	123	their	their	PRON
cblr-1709	512	124	backs	back	NOUN
cblr-1709	512	125	in	in	ADP
cblr-1709	512	126	trying	try	VERB
cblr-1709	512	127	to	to	PART
cblr-1709	512	128	protect	protect	VERB
cblr-1709	512	129	their	their	PRON
cblr-1709	512	130	citizens	citizen	NOUN
cblr-1709	512	131	from	from	ADP
cblr-1709	512	132	threats	threat	NOUN
cblr-1709	512	133	and	and	CCONJ
cblr-1709	512	134	will	will	AUX
cblr-1709	512	135	have	have	VERB
cblr-1709	512	136	to	to	PART
cblr-1709	512	137	wait	wait	VERB
cblr-1709	512	138	for	for	SCONJ
cblr-1709	512	139	federal	federal	ADJ
cblr-1709	512	140	regulators	regulator	NOUN
cblr-1709	512	141	to	to	PART
cblr-1709	512	142	catch	catch	VERB
cblr-1709	512	143	up	up	ADP
cblr-1709	512	144	.	.	PUNCT
cblr-1709	513	1	however	however	ADV
cblr-1709	513	2	,	,	PUNCT
cblr-1709	513	3	the	the	DET
cblr-1709	513	4	sec	sec	PROPN
cblr-1709	513	5	regularly	regularly	ADV
cblr-1709	513	6	amends	amend	VERB
cblr-1709	513	7	old	old	ADJ
cblr-1709	513	8	rules	rule	NOUN
cblr-1709	513	9	to	to	PART
cblr-1709	513	10	reflect	reflect	VERB
cblr-1709	513	11	changing	change	VERB
cblr-1709	513	12	practices	practice	NOUN
cblr-1709	513	13	and	and	CCONJ
cblr-1709	513	14	technological	technological	ADJ
cblr-1709	513	15	advancements	advancement	NOUN
cblr-1709	513	16	,	,	PUNCT
cblr-1709	513	17	and	and	CCONJ
cblr-1709	513	18	can	can	AUX
cblr-1709	513	19	act	act	VERB
cblr-1709	513	20	again	again	ADV
cblr-1709	513	21	if	if	SCONJ
cblr-1709	513	22	the	the	DET
cblr-1709	513	23	need	need	NOUN
cblr-1709	513	24	arises	arise	VERB
cblr-1709	513	25	.	.	PUNCT
cblr-1709	514	1	furthermore	furthermore	ADV
cblr-1709	514	2	,	,	PUNCT
cblr-1709	514	3	instituting	institute	VERB
cblr-1709	514	4	a	a	DET
cblr-1709	514	5	baseline	baseline	NOUN
cblr-1709	514	6	system	system	NOUN
cblr-1709	514	7	offering	offer	VERB
cblr-1709	514	8	protection	protection	NOUN
cblr-1709	514	9	for	for	ADP
cblr-1709	514	10	everyone	everyone	PRON
cblr-1709	514	11	is	be	AUX
cblr-1709	514	12	better	well	ADJ
cblr-1709	514	13	than	than	ADP
cblr-1709	514	14	some	some	DET
cblr-1709	514	15	individuals	individual	NOUN
cblr-1709	514	16	lacking	lack	VERB
cblr-1709	514	17	any	any	DET
cblr-1709	514	18	protections	protection	NOUN
cblr-1709	514	19	at	at	ADV
cblr-1709	514	20	all	all	ADV
cblr-1709	514	21	.	.	PUNCT
cblr-1709	515	1	c.	c.	PROPN
cblr-1709	515	2	new	new	ADJ
cblr-1709	515	3	guidelines	guideline	NOUN
cblr-1709	515	4	under	under	ADP
cblr-1709	515	5	the	the	DET
cblr-1709	515	6	privacy	privacy	NOUN
cblr-1709	515	7	-	-	PUNCT
cblr-1709	515	8	oriented	orient	VERB
cblr-1709	515	9	framework	framework	NOUN
cblr-1709	515	10	laid	lay	VERB
cblr-1709	515	11	out	out	ADP
cblr-1709	515	12	above	above	ADV
cblr-1709	515	13	,	,	PUNCT
cblr-1709	515	14	the	the	DET
cblr-1709	515	15	new	new	ADJ
cblr-1709	515	16	federal	federal	ADJ
cblr-1709	515	17	broker	broker	NOUN
cblr-1709	515	18	-	-	PUNCT
cblr-1709	515	19	dealer	dealer	NOUN
cblr-1709	515	20	cybersecurity	cybersecurity	NOUN
cblr-1709	515	21	disclosure	disclosure	NOUN
cblr-1709	515	22	regulations	regulation	NOUN
cblr-1709	515	23	must	must	AUX
cblr-1709	515	24	take	take	VERB
cblr-1709	515	25	into	into	ADP
cblr-1709	515	26	account	account	NOUN
cblr-1709	515	27	an	an	DET
cblr-1709	515	28	appropriate	appropriate	ADJ
cblr-1709	515	29	materiality	materiality	NOUN
cblr-1709	515	30	standard	standard	NOUN
cblr-1709	515	31	,	,	PUNCT
cblr-1709	515	32	the	the	DET
cblr-1709	515	33	types	type	NOUN
cblr-1709	515	34	of	of	ADP
cblr-1709	515	35	information	information	NOUN
cblr-1709	515	36	relevant	relevant	ADJ
cblr-1709	515	37	to	to	ADP
cblr-1709	515	38	ordinary	ordinary	ADJ
cblr-1709	515	39	broker	broker	NOUN
cblr-1709	515	40	-	-	PUNCT
cblr-1709	515	41	dealers	dealer	NOUN
cblr-1709	515	42	,	,	PUNCT
cblr-1709	515	43	and	and	CCONJ
cblr-1709	515	44	a	a	DET
cblr-1709	515	45	tailored	tailor	VERB
cblr-1709	515	46	level	level	NOUN
cblr-1709	515	47	of	of	ADP
cblr-1709	515	48	detail	detail	NOUN
cblr-1709	515	49	in	in	ADP
cblr-1709	515	50	the	the	DET
cblr-1709	515	51	disclosure.189	disclosure.189	NOUN
cblr-1709	515	52	given	give	VERB
cblr-1709	515	53	the	the	DET
cblr-1709	515	54	sheer	sheer	ADJ
cblr-1709	515	55	amount	amount	NOUN
cblr-1709	515	56	of	of	ADP
cblr-1709	515	57	data	datum	NOUN
cblr-1709	515	58	that	that	PRON
cblr-1709	515	59	brokerdealers	brokerdealer	NOUN
cblr-1709	515	60	collect	collect	VERB
cblr-1709	515	61	to	to	PART
cblr-1709	515	62	comply	comply	VERB
cblr-1709	515	63	with	with	ADP
cblr-1709	515	64	the	the	DET
cblr-1709	515	65	know	know	NOUN
cblr-1709	515	66	your	your	PRON
cblr-1709	515	67	customer	customer	NOUN
cblr-1709	515	68	rule	rule	NOUN
cblr-1709	515	69	and	and	CCONJ
cblr-1709	515	70	the	the	DET
cblr-1709	515	71	suitability	suitability	NOUN
cblr-1709	515	72	rule	rule	NOUN
cblr-1709	515	73	,	,	PUNCT
cblr-1709	515	74	the	the	DET
cblr-1709	515	75	information	information	NOUN
cblr-1709	515	76	protected	protect	VERB
cblr-1709	515	77	by	by	ADP
cblr-1709	515	78	a	a	DET
cblr-1709	515	79	disclosure	disclosure	NOUN
cblr-1709	515	80	should	should	AUX
cblr-1709	515	81	transcend	transcend	VERB
cblr-1709	515	82	ordinary	ordinary	ADJ
cblr-1709	515	83	bank	bank	NOUN
cblr-1709	515	84	account	account	NOUN
cblr-1709	515	85	and	and	CCONJ
cblr-1709	515	86	social	social	ADJ
cblr-1709	515	87	security	security	NOUN
cblr-1709	515	88	information.190	information.190	VERB
cblr-1709	515	89	in	in	ADP
cblr-1709	515	90	order	order	NOUN
cblr-1709	515	91	to	to	PART
cblr-1709	515	92	maintain	maintain	VERB
cblr-1709	515	93	public	public	ADJ
cblr-1709	515	94	confidence	confidence	NOUN
cblr-1709	515	95	in	in	ADP
cblr-1709	515	96	the	the	DET
cblr-1709	515	97	broker	broker	NOUN
cblr-1709	515	98	-	-	PUNCT
cblr-1709	515	99	dealer	dealer	NOUN
cblr-1709	515	100	system	system	NOUN
cblr-1709	515	101	,	,	PUNCT
cblr-1709	515	102	the	the	DET
cblr-1709	515	103	new	new	ADJ
cblr-1709	515	104	regulation	regulation	NOUN
cblr-1709	515	105	should	should	AUX
cblr-1709	515	106	also	also	ADV
cblr-1709	515	107	protect	protect	VERB
cblr-1709	515	108	information	information	NOUN
cblr-1709	515	109	with	with	ADP
cblr-1709	515	110	reputational	reputational	ADJ
cblr-1709	515	111	or	or	CCONJ
cblr-1709	515	112	privacy	privacy	NOUN
cblr-1709	515	113	185	185	NUM
cblr-1709	515	114	see	see	NOUN
cblr-1709	515	115	tom	tom	PROPN
cblr-1709	515	116	,	,	PUNCT
cblr-1709	515	117	supra	supra	PROPN
cblr-1709	515	118	note	note	PROPN
cblr-1709	515	119	182	182	NUM
cblr-1709	515	120	,	,	PUNCT
cblr-1709	515	121	at	at	ADP
cblr-1709	515	122	1570	1570	NUM
cblr-1709	515	123	.	.	PUNCT
cblr-1709	516	1	186	186	NUM
cblr-1709	516	2	i	i	PRON
cblr-1709	516	3	d.	d.	PROPN
cblr-1709	516	4	at	at	ADP
cblr-1709	516	5	1589–94	1589–94	NUM
cblr-1709	516	6	.	.	PUNCT
cblr-1709	517	1	187	187	NUM
cblr-1709	518	1	i	i	PRON
cblr-1709	518	2	d.	d.	PROPN
cblr-1709	518	3	at	at	ADP
cblr-1709	518	4	1590	1590	NUM
cblr-1709	518	5	.	.	PUNCT
cblr-1709	519	1	188	188	NUM
cblr-1709	519	2	i	i	PRON
cblr-1709	519	3	d.	d.	VERB
cblr-1709	519	4	at	at	ADP
cblr-1709	519	5	1589–90	1589–90	ADJ
cblr-1709	519	6	.	.	PUNCT
cblr-1709	520	1	189	189	NUM
cblr-1709	520	2	see	see	VERB
cblr-1709	520	3	supra	supra	PROPN
cblr-1709	520	4	part	part	PROPN
cblr-1709	520	5	iii	iii	PROPN
cblr-1709	520	6	.	.	PROPN
cblr-1709	520	7	190	190	NUM
cblr-1709	520	8	see	see	VERB
cblr-1709	520	9	supra	supra	PROPN
cblr-1709	520	10	section	section	NOUN
cblr-1709	520	11	iii.b	iii.b	PROPN
cblr-1709	520	12	.	.	PUNCT
cblr-1709	520	13	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	520	14	992	992	NUM
cblr-1709	520	15	columbia	columbia	PROPN
cblr-1709	520	16	business	business	NOUN
cblr-1709	520	17	law	law	PROPN
cblr-1709	520	18	review	review	NOUN
cblr-1709	520	19	[	[	X
cblr-1709	520	20	vol	vol	NOUN
cblr-1709	520	21	.	.	NOUN
cblr-1709	520	22	2018	2018	NUM
cblr-1709	520	23	considerations	consideration	NOUN
cblr-1709	520	24	to	to	ADP
cblr-1709	520	25	clients	client	NOUN
cblr-1709	520	26	,	,	PUNCT
cblr-1709	520	27	including	include	VERB
cblr-1709	520	28	trading	trading	NOUN
cblr-1709	520	29	history	history	NOUN
cblr-1709	520	30	,	,	PUNCT
cblr-1709	520	31	investment	investment	NOUN
cblr-1709	520	32	objectives	objective	NOUN
cblr-1709	520	33	,	,	PUNCT
cblr-1709	520	34	and	and	CCONJ
cblr-1709	520	35	risk	risk	VERB
cblr-1709	520	36	tolerance.191	tolerance.191	NOUN
cblr-1709	520	37	to	to	ADP
cblr-1709	520	38	that	that	DET
cblr-1709	520	39	end	end	NOUN
cblr-1709	520	40	,	,	PUNCT
cblr-1709	520	41	the	the	DET
cblr-1709	520	42	requisite	requisite	ADJ
cblr-1709	520	43	materiality	materiality	NOUN
cblr-1709	520	44	standard	standard	NOUN
cblr-1709	520	45	that	that	PRON
cblr-1709	520	46	triggers	trigger	VERB
cblr-1709	520	47	a	a	DET
cblr-1709	520	48	disclosure	disclosure	NOUN
cblr-1709	520	49	should	should	AUX
cblr-1709	520	50	be	be	AUX
cblr-1709	520	51	“	"	PUNCT
cblr-1709	520	52	when	when	SCONJ
cblr-1709	520	53	the	the	DET
cblr-1709	520	54	personal	personal	ADJ
cblr-1709	520	55	data	datum	NOUN
cblr-1709	520	56	breach	breach	NOUN
cblr-1709	520	57	is	be	AUX
cblr-1709	520	58	likely	likely	ADJ
cblr-1709	520	59	to	to	PART
cblr-1709	520	60	result	result	VERB
cblr-1709	520	61	in	in	ADP
cblr-1709	520	62	substantial	substantial	ADJ
cblr-1709	520	63	financial	financial	ADJ
cblr-1709	520	64	or	or	CCONJ
cblr-1709	520	65	reputational	reputational	ADJ
cblr-1709	520	66	costs	cost	NOUN
cblr-1709	520	67	to	to	ADP
cblr-1709	520	68	customers	customer	NOUN
cblr-1709	520	69	.	.	PUNCT
cblr-1709	521	1	”192	”192	PUNCT
cblr-1709	522	1	this	this	DET
cblr-1709	522	2	threshold	threshold	NOUN
cblr-1709	522	3	would	would	AUX
cblr-1709	522	4	take	take	VERB
cblr-1709	522	5	into	into	ADP
cblr-1709	522	6	account	account	NOUN
cblr-1709	522	7	existing	exist	VERB
cblr-1709	522	8	identity	identity	NOUN
cblr-1709	522	9	theft	theft	NOUN
cblr-1709	522	10	and	and	CCONJ
cblr-1709	522	11	embezzlement	embezzlement	NOUN
cblr-1709	522	12	concerns	concern	NOUN
cblr-1709	522	13	,	,	PUNCT
cblr-1709	522	14	but	but	CCONJ
cblr-1709	522	15	would	would	AUX
cblr-1709	522	16	also	also	ADV
cblr-1709	522	17	include	include	VERB
cblr-1709	522	18	a	a	DET
cblr-1709	522	19	more	more	ADV
cblr-1709	522	20	expansive	expansive	ADJ
cblr-1709	522	21	view	view	NOUN
cblr-1709	522	22	of	of	ADP
cblr-1709	522	23	client	client	NOUN
cblr-1709	522	24	privacy	privacy	NOUN
cblr-1709	522	25	concerns.193	concerns.193	NOUN
cblr-1709	522	26	furthermore	furthermore	ADV
cblr-1709	522	27	,	,	PUNCT
cblr-1709	522	28	to	to	PART
cblr-1709	522	29	facilitate	facilitate	VERB
cblr-1709	522	30	appropriate	appropriate	ADJ
cblr-1709	522	31	resource	resource	NOUN
cblr-1709	522	32	allocation	allocation	NOUN
cblr-1709	522	33	,	,	PUNCT
cblr-1709	522	34	this	this	DET
cblr-1709	522	35	standard	standard	NOUN
cblr-1709	522	36	would	would	AUX
cblr-1709	522	37	allow	allow	VERB
cblr-1709	522	38	broker	broker	NOUN
cblr-1709	522	39	-	-	PUNCT
cblr-1709	522	40	dealers	dealer	NOUN
cblr-1709	522	41	to	to	PART
cblr-1709	522	42	respond	respond	VERB
cblr-1709	522	43	in	in	ADP
cblr-1709	522	44	proportion	proportion	NOUN
cblr-1709	522	45	to	to	ADP
cblr-1709	522	46	the	the	DET
cblr-1709	522	47	threat	threat	NOUN
cblr-1709	522	48	,	,	PUNCT
cblr-1709	522	49	based	base	VERB
cblr-1709	522	50	on	on	ADP
cblr-1709	522	51	a	a	DET
cblr-1709	522	52	privacy	privacy	NOUN
cblr-1709	522	53	spectrum	spectrum	NOUN
cblr-1709	522	54	.	.	PUNCT
cblr-1709	523	1	whereas	whereas	SCONJ
cblr-1709	523	2	simple	simple	ADJ
cblr-1709	523	3	ddos	ddos	NOUN
cblr-1709	523	4	attacks	attack	NOUN
cblr-1709	523	5	would	would	AUX
cblr-1709	523	6	not	not	PART
cblr-1709	523	7	warrant	warrant	VERB
cblr-1709	523	8	any	any	DET
cblr-1709	523	9	disclosure	disclosure	NOUN
cblr-1709	523	10	,	,	PUNCT
cblr-1709	523	11	compromised	compromise	VERB
cblr-1709	523	12	reputational	reputational	ADJ
cblr-1709	523	13	information	information	NOUN
cblr-1709	523	14	would	would	AUX
cblr-1709	523	15	require	require	VERB
cblr-1709	523	16	moderate	moderate	ADJ
cblr-1709	523	17	disclosure	disclosure	NOUN
cblr-1709	523	18	,	,	PUNCT
cblr-1709	523	19	and	and	CCONJ
cblr-1709	523	20	compromised	compromise	VERB
cblr-1709	523	21	financial	financial	ADJ
cblr-1709	523	22	information	information	NOUN
cblr-1709	523	23	would	would	AUX
cblr-1709	523	24	require	require	VERB
cblr-1709	523	25	timely	timely	ADJ
cblr-1709	523	26	and	and	CCONJ
cblr-1709	523	27	extensive	extensive	ADJ
cblr-1709	523	28	disclosure.194	disclosure.194	PROPN
cblr-1709	523	29	when	when	SCONJ
cblr-1709	523	30	considering	consider	VERB
cblr-1709	523	31	the	the	DET
cblr-1709	523	32	level	level	NOUN
cblr-1709	523	33	of	of	ADP
cblr-1709	523	34	detail	detail	NOUN
cblr-1709	523	35	to	to	PART
cblr-1709	523	36	disclose	disclose	VERB
cblr-1709	523	37	,	,	PUNCT
cblr-1709	523	38	brokerdealers	brokerdealer	NOUN
cblr-1709	523	39	should	should	AUX
cblr-1709	523	40	be	be	AUX
cblr-1709	523	41	wary	wary	ADJ
cblr-1709	523	42	of	of	ADP
cblr-1709	523	43	accidentally	accidentally	ADV
cblr-1709	523	44	aiding	aid	VERB
cblr-1709	523	45	future	future	ADJ
cblr-1709	523	46	hackers	hacker	NOUN
cblr-1709	523	47	with	with	ADP
cblr-1709	523	48	overly	overly	ADV
cblr-1709	523	49	specific	specific	ADJ
cblr-1709	523	50	technical	technical	ADJ
cblr-1709	523	51	information.195	information.195	NOUN
cblr-1709	523	52	whereas	whereas	SCONJ
cblr-1709	523	53	broker	broker	NOUN
cblr-1709	523	54	-	-	PUNCT
cblr-1709	523	55	dealers	dealer	NOUN
cblr-1709	523	56	report	report	NOUN
cblr-1709	523	57	sars	sar	NOUN
cblr-1709	523	58	to	to	PART
cblr-1709	523	59	fincen	fincen	VERB
cblr-1709	523	60	in	in	ADP
cblr-1709	523	61	abundant	abundant	ADJ
cblr-1709	523	62	detail	detail	NOUN
cblr-1709	523	63	,	,	PUNCT
cblr-1709	523	64	disclosures	disclosure	NOUN
cblr-1709	523	65	to	to	ADP
cblr-1709	523	66	clients	client	NOUN
cblr-1709	523	67	should	should	AUX
cblr-1709	523	68	address	address	VERB
cblr-1709	523	69	technical	technical	ADJ
cblr-1709	523	70	security	security	NOUN
cblr-1709	523	71	information	information	NOUN
cblr-1709	523	72	in	in	ADP
cblr-1709	523	73	broad	broad	ADJ
cblr-1709	523	74	generalities	generality	NOUN
cblr-1709	523	75	;	;	PUNCT
cblr-1709	523	76	specificity	specificity	NOUN
cblr-1709	523	77	should	should	AUX
cblr-1709	523	78	be	be	AUX
cblr-1709	523	79	focused	focus	VERB
cblr-1709	523	80	on	on	ADP
cblr-1709	523	81	details	detail	NOUN
cblr-1709	523	82	about	about	ADP
cblr-1709	523	83	the	the	DET
cblr-1709	523	84	customer	customer	NOUN
cblr-1709	523	85	information	information	NOUN
cblr-1709	523	86	breached	breach	VERB
cblr-1709	523	87	and	and	CCONJ
cblr-1709	523	88	what	what	DET
cblr-1709	523	89	steps	step	VERB
cblr-1709	523	90	the	the	DET
cblr-1709	523	91	client	client	NOUN
cblr-1709	523	92	can	can	AUX
cblr-1709	523	93	take	take	VERB
cblr-1709	523	94	to	to	PART
cblr-1709	523	95	prevent	prevent	VERB
cblr-1709	523	96	any	any	DET
cblr-1709	523	97	further	further	ADJ
cblr-1709	523	98	harm.196	harm.196	NOUN
cblr-1709	523	99	finally	finally	ADV
cblr-1709	523	100	,	,	PUNCT
cblr-1709	523	101	although	although	SCONJ
cblr-1709	523	102	smaller	small	ADJ
cblr-1709	523	103	broker	broker	NOUN
cblr-1709	523	104	-	-	PUNCT
cblr-1709	523	105	dealers	dealer	NOUN
cblr-1709	523	106	may	may	AUX
cblr-1709	523	107	criticize	criticize	VERB
cblr-1709	523	108	the	the	DET
cblr-1709	523	109	new	new	ADJ
cblr-1709	523	110	regulation	regulation	NOUN
cblr-1709	523	111	as	as	ADP
cblr-1709	523	112	overly	overly	ADV
cblr-1709	523	113	burdensome	burdensome	ADJ
cblr-1709	523	114	,	,	PUNCT
cblr-1709	523	115	there	there	PRON
cblr-1709	523	116	should	should	AUX
cblr-1709	523	117	not	not	PART
cblr-1709	523	118	be	be	AUX
cblr-1709	523	119	any	any	DET
cblr-1709	523	120	exemptions	exemption	NOUN
cblr-1709	523	121	based	base	VERB
cblr-1709	523	122	on	on	ADP
cblr-1709	523	123	revenues	revenue	NOUN
cblr-1709	523	124	or	or	CCONJ
cblr-1709	523	125	number	number	NOUN
cblr-1709	523	126	of	of	ADP
cblr-1709	523	127	employees.197	employees.197	NOUN
cblr-1709	523	128	the	the	DET
cblr-1709	523	129	only	only	ADJ
cblr-1709	523	130	way	way	NOUN
cblr-1709	523	131	to	to	PART
cblr-1709	523	132	fully	fully	ADV
cblr-1709	523	133	protect	protect	VERB
cblr-1709	523	134	broker	broker	NOUN
cblr-1709	523	135	-	-	PUNCT
cblr-1709	523	136	dealer	dealer	NOUN
cblr-1709	523	137	customers	customer	NOUN
cblr-1709	523	138	is	be	AUX
cblr-1709	523	139	through	through	ADP
cblr-1709	523	140	uniform	uniform	ADJ
cblr-1709	523	141	and	and	CCONJ
cblr-1709	523	142	consistent	consistent	ADJ
cblr-1709	523	143	policies	policy	NOUN
cblr-1709	523	144	,	,	PUNCT
cblr-1709	523	145	and	and	CCONJ
cblr-1709	523	146	smaller	small	ADJ
cblr-1709	523	147	firms	firm	NOUN
cblr-1709	523	148	will	will	AUX
cblr-1709	523	149	enjoy	enjoy	VERB
cblr-1709	523	150	the	the	DET
cblr-1709	523	151	benefits	benefit	NOUN
cblr-1709	523	152	of	of	ADP
cblr-1709	523	153	federal	federal	ADJ
cblr-1709	523	154	preemption	preemption	NOUN
cblr-1709	523	155	,	,	PUNCT
cblr-1709	523	156	191	191	NUM
cblr-1709	523	157	see	see	VERB
cblr-1709	523	158	supra	supra	PROPN
cblr-1709	523	159	section	section	PROPN
cblr-1709	523	160	iii.b	iii.b	PROPN
cblr-1709	523	161	.	.	PROPN
cblr-1709	523	162	192	192	NUM
cblr-1709	523	163	see	see	VERB
cblr-1709	523	164	supra	supra	PROPN
cblr-1709	523	165	section	section	PROPN
cblr-1709	523	166	iii.c	iii.c	PROPN
cblr-1709	523	167	.	.	PUNCT
cblr-1709	523	168	193	193	NUM
cblr-1709	523	169	see	see	VERB
cblr-1709	523	170	supra	supra	PROPN
cblr-1709	523	171	section	section	PROPN
cblr-1709	523	172	iii.c	iii.c	PROPN
cblr-1709	523	173	.	.	PUNCT
cblr-1709	523	174	194	194	NUM
cblr-1709	523	175	see	see	VERB
cblr-1709	523	176	supra	supra	PROPN
cblr-1709	523	177	section	section	PROPN
cblr-1709	523	178	iii.c	iii.c	PROPN
cblr-1709	523	179	.	.	PUNCT
cblr-1709	523	180	195	195	NUM
cblr-1709	523	181	see	see	VERB
cblr-1709	523	182	supra	supra	PROPN
cblr-1709	523	183	section	section	PROPN
cblr-1709	523	184	iii.d	iii.d	PROPN
cblr-1709	523	185	.	.	PUNCT
cblr-1709	523	186	196	196	NUM
cblr-1709	523	187	see	see	VERB
cblr-1709	523	188	supra	supra	PROPN
cblr-1709	523	189	section	section	PROPN
cblr-1709	523	190	iii.d	iii.d	PROPN
cblr-1709	523	191	.	.	PROPN
cblr-1709	523	192	197	197	NUM
cblr-1709	523	193	see	see	VERB
cblr-1709	523	194	supra	supra	PROPN
cblr-1709	523	195	section	section	NOUN
cblr-1709	523	196	iii.e	iii.e	PROPN
cblr-1709	523	197	.	.	PUNCT
cblr-1709	524	1	2018.3_auman_final	2018.3_auman_final	NUM
cblr-1709	524	2	no	no	NOUN
cblr-1709	524	3	.	.	NOUN
cblr-1709	525	1	3:952	3:952	NUM
cblr-1709	525	2	]	]	X
cblr-1709	525	3	hacking	hack	VERB
cblr-1709	525	4	our	our	PRON
cblr-1709	525	5	securities	security	NOUN
cblr-1709	525	6	disclosure	disclosure	NOUN
cblr-1709	525	7	system	system	NOUN
cblr-1709	525	8	993	993	NUM
cblr-1709	525	9	which	which	PRON
cblr-1709	525	10	should	should	AUX
cblr-1709	525	11	cause	cause	VERB
cblr-1709	525	12	a	a	DET
cblr-1709	525	13	net	net	ADJ
cblr-1709	525	14	decrease	decrease	NOUN
cblr-1709	525	15	to	to	ADP
cblr-1709	525	16	their	their	PRON
cblr-1709	525	17	compliance	compliance	NOUN
cblr-1709	525	18	expenditures.198	expenditures.198	NOUN
cblr-1709	525	19	v.	v.	ADP
cblr-1709	525	20	conclusion	conclusion	NOUN
cblr-1709	525	21	in	in	ADP
cblr-1709	525	22	the	the	DET
cblr-1709	525	23	current	current	ADJ
cblr-1709	525	24	financial	financial	ADJ
cblr-1709	525	25	regulatory	regulatory	ADJ
cblr-1709	525	26	system	system	NOUN
cblr-1709	525	27	,	,	PUNCT
cblr-1709	525	28	public	public	ADJ
cblr-1709	525	29	companies	company	NOUN
cblr-1709	525	30	and	and	CCONJ
cblr-1709	525	31	banks	bank	NOUN
cblr-1709	525	32	must	must	AUX
cblr-1709	525	33	disclose	disclose	VERB
cblr-1709	525	34	to	to	ADP
cblr-1709	525	35	consumers	consumer	NOUN
cblr-1709	525	36	cyberattacks	cyberattack	NOUN
cblr-1709	525	37	that	that	PRON
cblr-1709	525	38	affect	affect	VERB
cblr-1709	525	39	their	their	PRON
cblr-1709	525	40	sensitive	sensitive	ADJ
cblr-1709	525	41	personal	personal	ADJ
cblr-1709	525	42	information	information	NOUN
cblr-1709	525	43	.	.	PUNCT
cblr-1709	526	1	however	however	ADV
cblr-1709	526	2	,	,	PUNCT
cblr-1709	526	3	broker	broker	NOUN
cblr-1709	526	4	-	-	PUNCT
cblr-1709	526	5	dealers	dealer	NOUN
cblr-1709	526	6	are	be	AUX
cblr-1709	526	7	noticeably	noticeably	ADV
cblr-1709	526	8	absent	absent	ADJ
cblr-1709	526	9	from	from	ADP
cblr-1709	526	10	the	the	DET
cblr-1709	526	11	equation	equation	NOUN
cblr-1709	526	12	,	,	PUNCT
cblr-1709	526	13	after	after	SCONJ
cblr-1709	526	14	both	both	CCONJ
cblr-1709	526	15	congress	congress	PROPN
cblr-1709	526	16	and	and	CCONJ
cblr-1709	526	17	the	the	DET
cblr-1709	526	18	sec	sec	PROPN
cblr-1709	526	19	failed	fail	VERB
cblr-1709	526	20	in	in	ADP
cblr-1709	526	21	attempts	attempt	NOUN
cblr-1709	526	22	to	to	PART
cblr-1709	526	23	introduce	introduce	VERB
cblr-1709	526	24	new	new	ADJ
cblr-1709	526	25	requirements	requirement	NOUN
cblr-1709	526	26	.	.	PUNCT
cblr-1709	527	1	the	the	DET
cblr-1709	527	2	sec	sec	PROPN
cblr-1709	527	3	should	should	AUX
cblr-1709	527	4	look	look	VERB
cblr-1709	527	5	to	to	ADP
cblr-1709	527	6	recent	recent	ADJ
cblr-1709	527	7	developments	development	NOUN
cblr-1709	527	8	in	in	ADP
cblr-1709	527	9	the	the	DET
cblr-1709	527	10	european	european	PROPN
cblr-1709	527	11	union	union	PROPN
cblr-1709	527	12	and	and	CCONJ
cblr-1709	527	13	individual	individual	ADJ
cblr-1709	527	14	states	state	NOUN
cblr-1709	527	15	that	that	PRON
cblr-1709	527	16	have	have	AUX
cblr-1709	527	17	pioneered	pioneer	VERB
cblr-1709	527	18	data	data	NOUN
cblr-1709	527	19	disclosure	disclosure	NOUN
cblr-1709	527	20	notification	notification	NOUN
cblr-1709	527	21	rules	rule	NOUN
cblr-1709	527	22	and	and	CCONJ
cblr-1709	527	23	adopt	adopt	VERB
cblr-1709	527	24	a	a	DET
cblr-1709	527	25	broad	broad	ADJ
cblr-1709	527	26	cybersecurity	cybersecurity	NOUN
cblr-1709	527	27	disclosure	disclosure	NOUN
cblr-1709	527	28	requirement	requirement	NOUN
cblr-1709	527	29	for	for	ADP
cblr-1709	527	30	broker	broker	NOUN
cblr-1709	527	31	-	-	PUNCT
cblr-1709	527	32	dealers	dealer	NOUN
cblr-1709	527	33	.	.	PUNCT
cblr-1709	528	1	the	the	DET
cblr-1709	528	2	disclosure	disclosure	NOUN
cblr-1709	528	3	would	would	AUX
cblr-1709	528	4	inform	inform	VERB
cblr-1709	528	5	anyone	anyone	PRON
cblr-1709	528	6	who	who	PRON
cblr-1709	528	7	has	have	VERB
cblr-1709	528	8	a	a	DET
cblr-1709	528	9	brokerage	brokerage	NOUN
cblr-1709	528	10	account	account	NOUN
cblr-1709	528	11	if	if	SCONJ
cblr-1709	528	12	their	their	PRON
cblr-1709	528	13	information	information	NOUN
cblr-1709	528	14	has	have	AUX
cblr-1709	528	15	been	be	AUX
cblr-1709	528	16	hacked	hack	VERB
cblr-1709	528	17	and	and	CCONJ
cblr-1709	528	18	what	what	PRON
cblr-1709	528	19	the	the	DET
cblr-1709	528	20	potential	potential	ADJ
cblr-1709	528	21	risks	risk	NOUN
cblr-1709	528	22	of	of	ADP
cblr-1709	528	23	maintaining	maintain	VERB
cblr-1709	528	24	a	a	DET
cblr-1709	528	25	brokerage	brokerage	NOUN
cblr-1709	528	26	account	account	NOUN
cblr-1709	528	27	are	be	AUX
cblr-1709	528	28	vis	vis	X
cblr-1709	528	29	-	-	ADJ
cblr-1709	528	30	à	à	X
cblr-1709	528	31	-	-	NOUN
cblr-1709	528	32	vis	vis	X
cblr-1709	528	33	cybersecurity	cybersecurity	NOUN
cblr-1709	528	34	.	.	PUNCT
cblr-1709	529	1	one	one	NUM
cblr-1709	529	2	major	major	ADJ
cblr-1709	529	3	departure	departure	NOUN
cblr-1709	529	4	from	from	ADP
cblr-1709	529	5	prior	prior	ADJ
cblr-1709	529	6	standards	standard	NOUN
cblr-1709	529	7	would	would	AUX
cblr-1709	529	8	be	be	AUX
cblr-1709	529	9	a	a	DET
cblr-1709	529	10	focus	focus	NOUN
cblr-1709	529	11	on	on	ADP
cblr-1709	529	12	consumer	consumer	NOUN
cblr-1709	529	13	privacy	privacy	NOUN
cblr-1709	529	14	,	,	PUNCT
cblr-1709	529	15	as	as	SCONJ
cblr-1709	529	16	opposed	oppose	VERB
cblr-1709	529	17	to	to	PART
cblr-1709	529	18	firm	firm	VERB
cblr-1709	529	19	security	security	NOUN
cblr-1709	529	20	,	,	PUNCT
cblr-1709	529	21	which	which	PRON
cblr-1709	529	22	is	be	AUX
cblr-1709	529	23	already	already	ADV
cblr-1709	529	24	comprehensively	comprehensively	ADV
cblr-1709	529	25	addressed	address	VERB
cblr-1709	529	26	in	in	ADP
cblr-1709	529	27	the	the	DET
cblr-1709	529	28	regulatory	regulatory	ADJ
cblr-1709	529	29	sphere	sphere	NOUN
cblr-1709	529	30	.	.	PUNCT
cblr-1709	530	1	within	within	ADP
cblr-1709	530	2	this	this	DET
cblr-1709	530	3	model	model	NOUN
cblr-1709	530	4	,	,	PUNCT
cblr-1709	530	5	personal	personal	ADJ
cblr-1709	530	6	information	information	NOUN
cblr-1709	530	7	would	would	AUX
cblr-1709	530	8	include	include	VERB
cblr-1709	530	9	more	more	ADJ
cblr-1709	530	10	than	than	ADP
cblr-1709	530	11	just	just	ADV
cblr-1709	530	12	credit	credit	NOUN
cblr-1709	530	13	card	card	NOUN
cblr-1709	530	14	and	and	CCONJ
cblr-1709	530	15	social	social	ADJ
cblr-1709	530	16	security	security	NOUN
cblr-1709	530	17	numbers	number	NOUN
cblr-1709	530	18	,	,	PUNCT
cblr-1709	530	19	and	and	CCONJ
cblr-1709	530	20	would	would	AUX
cblr-1709	530	21	even	even	ADV
cblr-1709	530	22	encompass	encompass	VERB
cblr-1709	530	23	sensitive	sensitive	ADJ
cblr-1709	530	24	information	information	NOUN
cblr-1709	530	25	about	about	ADP
cblr-1709	530	26	trading	trading	NOUN
cblr-1709	530	27	habits	habit	NOUN
cblr-1709	530	28	and	and	CCONJ
cblr-1709	530	29	investor	investor	NOUN
cblr-1709	530	30	profiles	profile	NOUN
cblr-1709	530	31	.	.	PUNCT
cblr-1709	531	1	the	the	DET
cblr-1709	531	2	disclosure	disclosure	NOUN
cblr-1709	531	3	requirement	requirement	NOUN
cblr-1709	531	4	would	would	AUX
cblr-1709	531	5	follow	follow	VERB
cblr-1709	531	6	a	a	DET
cblr-1709	531	7	spectrum	spectrum	NOUN
cblr-1709	531	8	,	,	PUNCT
cblr-1709	531	9	in	in	ADP
cblr-1709	531	10	proportion	proportion	NOUN
cblr-1709	531	11	to	to	ADP
cblr-1709	531	12	the	the	DET
cblr-1709	531	13	importance	importance	NOUN
cblr-1709	531	14	of	of	ADP
cblr-1709	531	15	the	the	DET
cblr-1709	531	16	information	information	NOUN
cblr-1709	531	17	at	at	ADP
cblr-1709	531	18	risk	risk	NOUN
cblr-1709	531	19	and	and	CCONJ
cblr-1709	531	20	the	the	DET
cblr-1709	531	21	potential	potential	ADJ
cblr-1709	531	22	consequences	consequence	NOUN
cblr-1709	531	23	for	for	ADP
cblr-1709	531	24	consumers	consumer	NOUN
cblr-1709	531	25	.	.	PUNCT
cblr-1709	532	1	moreover	moreover	ADV
cblr-1709	532	2	,	,	PUNCT
cblr-1709	532	3	to	to	PART
cblr-1709	532	4	protect	protect	VERB
cblr-1709	532	5	the	the	DET
cblr-1709	532	6	interests	interest	NOUN
cblr-1709	532	7	of	of	ADP
cblr-1709	532	8	broker	broker	NOUN
cblr-1709	532	9	-	-	PUNCT
cblr-1709	532	10	dealers	dealer	NOUN
cblr-1709	532	11	more	more	ADV
cblr-1709	532	12	broadly	broadly	ADV
cblr-1709	532	13	,	,	PUNCT
cblr-1709	532	14	federal	federal	ADJ
cblr-1709	532	15	preemption	preemption	NOUN
cblr-1709	532	16	of	of	ADP
cblr-1709	532	17	state	state	NOUN
cblr-1709	532	18	laws	law	NOUN
cblr-1709	532	19	would	would	AUX
cblr-1709	532	20	remove	remove	VERB
cblr-1709	532	21	some	some	PRON
cblr-1709	532	22	of	of	ADP
cblr-1709	532	23	the	the	DET
cblr-1709	532	24	current	current	ADJ
cblr-1709	532	25	hassles	hassle	NOUN
cblr-1709	532	26	of	of	ADP
cblr-1709	532	27	complying	comply	VERB
cblr-1709	532	28	with	with	ADP
cblr-1709	532	29	disclosure	disclosure	NOUN
cblr-1709	532	30	regulations	regulation	NOUN
cblr-1709	532	31	,	,	PUNCT
cblr-1709	532	32	especially	especially	ADV
cblr-1709	532	33	for	for	ADP
cblr-1709	532	34	smaller	small	ADJ
cblr-1709	532	35	firms	firm	NOUN
cblr-1709	532	36	.	.	PUNCT
cblr-1709	533	1	198	198	NUM
cblr-1709	533	2	see	see	VERB
cblr-1709	533	3	supra	supra	PROPN
cblr-1709	533	4	section	section	NOUN
cblr-1709	533	5	iii.e	iii.e	PROPN
cblr-1709	533	6	.	.	PUNCT