id	sid	tid	token	lemma	pos
cblr-1786	1	1	niles	nile	NOUN
cblr-1786	1	2	final	final	ADJ
cblr-1786	1	3	member	member	NOUN
cblr-1786	1	4	fmic	fmic	NOUN
cblr-1786	1	5	:	:	PUNCT
cblr-1786	1	6	credit	credit	NOUN
cblr-1786	1	7	-	-	PUNCT
cblr-1786	1	8	risk	risk	NOUN
cblr-1786	1	9	sharing	sharing	NOUN
cblr-1786	1	10	within	within	ADP
cblr-1786	1	11	and	and	CCONJ
cblr-1786	1	12	without	without	ADP
cblr-1786	1	13	an	an	DET
cblr-1786	1	14	fmic	fmic	ADJ
cblr-1786	1	15	-	-	PUNCT
cblr-1786	1	16	based	base	VERB
cblr-1786	1	17	housing	housing	NOUN
cblr-1786	1	18	finance	finance	NOUN
cblr-1786	1	19	system	system	NOUN
cblr-1786	1	20	samuel	samuel	PROPN
cblr-1786	1	21	p.	p.	PROPN
cblr-1786	1	22	niles	nile	NOUN
cblr-1786	1	23	*	*	PUNCT
cblr-1786	2	1	everyone	everyone	PRON
cblr-1786	2	2	agrees	agree	VERB
cblr-1786	2	3	that	that	SCONJ
cblr-1786	2	4	the	the	DET
cblr-1786	2	5	current	current	ADJ
cblr-1786	2	6	chapter	chapter	NOUN
cblr-1786	2	7	in	in	ADP
cblr-1786	2	8	the	the	DET
cblr-1786	2	9	life	life	NOUN
cblr-1786	2	10	of	of	ADP
cblr-1786	2	11	fannie	fannie	PROPN
cblr-1786	2	12	mae	mae	PROPN
cblr-1786	2	13	and	and	CCONJ
cblr-1786	2	14	freddie	freddie	PROPN
cblr-1786	2	15	mac	mac	PROPN
cblr-1786	2	16	should	should	AUX
cblr-1786	2	17	end	end	VERB
cblr-1786	2	18	.	.	PUNCT
cblr-1786	3	1	less	less	ADV
cblr-1786	3	2	clear	clear	ADJ
cblr-1786	3	3	is	be	AUX
cblr-1786	3	4	what	what	PRON
cblr-1786	3	5	comes	come	VERB
cblr-1786	3	6	next	next	ADV
cblr-1786	3	7	.	.	PUNCT
cblr-1786	4	1	starting	start	VERB
cblr-1786	4	2	in	in	ADP
cblr-1786	4	3	the	the	DET
cblr-1786	4	4	latter	latter	ADJ
cblr-1786	4	5	half	half	NOUN
cblr-1786	4	6	of	of	ADP
cblr-1786	4	7	2013	2013	NUM
cblr-1786	4	8	,	,	PUNCT
cblr-1786	4	9	the	the	DET
cblr-1786	4	10	senate	senate	PROPN
cblr-1786	4	11	banking	banking	PROPN
cblr-1786	4	12	committee	committee	NOUN
cblr-1786	4	13	has	have	AUX
cblr-1786	4	14	explored	explore	VERB
cblr-1786	4	15	legislation	legislation	NOUN
cblr-1786	4	16	that	that	PRON
cblr-1786	4	17	would	would	AUX
cblr-1786	4	18	transform	transform	VERB
cblr-1786	4	19	the	the	DET
cblr-1786	4	20	economic	economic	ADJ
cblr-1786	4	21	and	and	CCONJ
cblr-1786	4	22	regulatory	regulatory	ADJ
cblr-1786	4	23	landscape	landscape	NOUN
cblr-1786	4	24	of	of	ADP
cblr-1786	4	25	housing	housing	NOUN
cblr-1786	4	26	finance	finance	NOUN
cblr-1786	4	27	in	in	ADP
cblr-1786	4	28	the	the	DET
cblr-1786	4	29	united	united	PROPN
cblr-1786	4	30	states	states	PROPN
cblr-1786	4	31	.	.	PUNCT
cblr-1786	5	1	s.	s.	PROPN
cblr-1786	5	2	1217	1217	NUM
cblr-1786	5	3	,	,	PUNCT
cblr-1786	5	4	the	the	DET
cblr-1786	5	5	senate	senate	PROPN
cblr-1786	5	6	proposal	proposal	NOUN
cblr-1786	5	7	introduced	introduce	VERB
cblr-1786	5	8	last	last	ADJ
cblr-1786	5	9	summer	summer	NOUN
cblr-1786	5	10	by	by	ADP
cblr-1786	5	11	senators	senator	NOUN
cblr-1786	5	12	bob	bob	PROPN
cblr-1786	5	13	corker	corker	NOUN
cblr-1786	5	14	(	(	PUNCT
cblr-1786	5	15	r	r	NOUN
cblr-1786	5	16	-	-	PUNCT
cblr-1786	5	17	tn	tn	NOUN
cblr-1786	5	18	)	)	PUNCT
cblr-1786	5	19	and	and	CCONJ
cblr-1786	5	20	mark	mark	PROPN
cblr-1786	5	21	warner	warner	PROPN
cblr-1786	5	22	(	(	PUNCT
cblr-1786	5	23	d	d	PROPN
cblr-1786	5	24	-	-	NOUN
cblr-1786	5	25	va	va	NOUN
cblr-1786	5	26	)	)	PUNCT
cblr-1786	5	27	,	,	PUNCT
cblr-1786	5	28	and	and	CCONJ
cblr-1786	5	29	revised	revise	VERB
cblr-1786	5	30	this	this	DET
cblr-1786	5	31	year	year	NOUN
cblr-1786	5	32	by	by	ADP
cblr-1786	5	33	banking	banking	NOUN
cblr-1786	5	34	committee	committee	NOUN
cblr-1786	5	35	chairman	chairman	NOUN
cblr-1786	5	36	tim	tim	PROPN
cblr-1786	5	37	johnson	johnson	PROPN
cblr-1786	5	38	(	(	PUNCT
cblr-1786	5	39	d	d	NOUN
cblr-1786	5	40	-	-	PUNCT
cblr-1786	5	41	sd	sd	NOUN
cblr-1786	5	42	)	)	PUNCT
cblr-1786	5	43	and	and	CCONJ
cblr-1786	5	44	ranking	rank	VERB
cblr-1786	5	45	member	member	NOUN
cblr-1786	5	46	mike	mike	PROPN
cblr-1786	5	47	crapo	crapo	PROPN
cblr-1786	5	48	(	(	PUNCT
cblr-1786	5	49	r	r	NOUN
cblr-1786	5	50	-	-	PUNCT
cblr-1786	5	51	id	id	NOUN
cblr-1786	5	52	)	)	PUNCT
cblr-1786	5	53	,	,	PUNCT
cblr-1786	5	54	seeks	seek	VERB
cblr-1786	5	55	to	to	PART
cblr-1786	5	56	replace	replace	VERB
cblr-1786	5	57	fannie	fannie	PROPN
cblr-1786	5	58	mae	mae	PROPN
cblr-1786	5	59	and	and	CCONJ
cblr-1786	5	60	freddie	freddie	PROPN
cblr-1786	5	61	mac	mac	PROPN
cblr-1786	5	62	,	,	PUNCT
cblr-1786	5	63	and	and	CCONJ
cblr-1786	5	64	their	their	PRON
cblr-1786	5	65	regulator	regulator	NOUN
cblr-1786	5	66	,	,	PUNCT
cblr-1786	5	67	the	the	DET
cblr-1786	5	68	federal	federal	ADJ
cblr-1786	5	69	housing	housing	PROPN
cblr-1786	5	70	finance	finance	NOUN
cblr-1786	5	71	agency	agency	NOUN
cblr-1786	5	72	,	,	PUNCT
cblr-1786	5	73	with	with	ADP
cblr-1786	5	74	a	a	DET
cblr-1786	5	75	“	"	PUNCT
cblr-1786	5	76	federal	federal	ADJ
cblr-1786	5	77	mortgage	mortgage	NOUN
cblr-1786	5	78	insurance	insurance	NOUN
cblr-1786	5	79	corporation	corporation	NOUN
cblr-1786	5	80	”	"	PUNCT
cblr-1786	5	81	(	(	PUNCT
cblr-1786	5	82	“	"	PUNCT
cblr-1786	5	83	fmic	fmic	ADJ
cblr-1786	5	84	”	"	PUNCT
cblr-1786	5	85	)	)	PUNCT
cblr-1786	5	86	,	,	PUNCT
cblr-1786	5	87	an	an	DET
cblr-1786	5	88	explicit	explicit	ADJ
cblr-1786	5	89	government	government	NOUN
cblr-1786	5	90	guarantor	guarantor	NOUN
cblr-1786	5	91	of	of	ADP
cblr-1786	5	92	conforming	conform	VERB
cblr-1786	5	93	u.s	u.s	PROPN
cblr-1786	5	94	.	.	PROPN
cblr-1786	5	95	mortgages	mortgage	NOUN
cblr-1786	5	96	.	.	PUNCT
cblr-1786	6	1	the	the	DET
cblr-1786	6	2	senate	senate	PROPN
cblr-1786	6	3	proposal	proposal	NOUN
cblr-1786	6	4	would	would	AUX
cblr-1786	6	5	maintain	maintain	VERB
cblr-1786	6	6	a	a	DET
cblr-1786	6	7	strong	strong	ADJ
cblr-1786	6	8	federal	federal	ADJ
cblr-1786	6	9	presence	presence	NOUN
cblr-1786	6	10	in	in	ADP
cblr-1786	6	11	housing	housing	NOUN
cblr-1786	6	12	finance	finance	NOUN
cblr-1786	6	13	but	but	CCONJ
cblr-1786	6	14	would	would	AUX
cblr-1786	6	15	require	require	VERB
cblr-1786	6	16	that	that	DET
cblr-1786	6	17	private	private	ADJ
cblr-1786	6	18	capital	capital	NOUN
cblr-1786	6	19	,	,	PUNCT
cblr-1786	6	20	through	through	ADP
cblr-1786	6	21	risk	risk	NOUN
cblr-1786	6	22	-	-	PUNCT
cblr-1786	6	23	sharing	share	VERB
cblr-1786	6	24	mechanisms	mechanism	NOUN
cblr-1786	6	25	,	,	PUNCT
cblr-1786	6	26	absorb	absorb	VERB
cblr-1786	6	27	the	the	DET
cblr-1786	6	28	first	first	ADJ
cblr-1786	6	29	10	10	NUM
cblr-1786	6	30	%	%	NOUN
cblr-1786	6	31	of	of	ADP
cblr-1786	6	32	losses	loss	NOUN
cblr-1786	6	33	.	.	PUNCT
cblr-1786	7	1	although	although	SCONJ
cblr-1786	7	2	the	the	DET
cblr-1786	7	3	proposal	proposal	NOUN
cblr-1786	7	4	is	be	AUX
cblr-1786	7	5	unlikely	unlikely	ADJ
cblr-1786	7	6	to	to	PART
cblr-1786	7	7	pass	pass	VERB
cblr-1786	7	8	congress	congress	PROPN
cblr-1786	7	9	in	in	ADP
cblr-1786	7	10	the	the	DET
cblr-1786	7	11	gridlocked	gridlocked	ADJ
cblr-1786	7	12	2014	2014	NUM
cblr-1786	7	13	election	election	NOUN
cblr-1786	7	14	season	season	NOUN
cblr-1786	7	15	,	,	PUNCT
cblr-1786	7	16	it	it	PRON
cblr-1786	7	17	carries	carry	VERB
cblr-1786	7	18	substantial	substantial	ADJ
cblr-1786	7	19	bipartisan	bipartisan	ADJ
cblr-1786	7	20	support	support	NOUN
cblr-1786	7	21	going	go	VERB
cblr-1786	7	22	into	into	ADP
cblr-1786	7	23	the	the	DET
cblr-1786	7	24	next	next	ADJ
cblr-1786	7	25	congress	congress	PROPN
cblr-1786	7	26	.	.	PUNCT
cblr-1786	8	1	this	this	DET
cblr-1786	8	2	note	note	NOUN
cblr-1786	8	3	explores	explore	VERB
cblr-1786	8	4	the	the	DET
cblr-1786	8	5	senate	senate	PROPN
cblr-1786	8	6	proposal	proposal	NOUN
cblr-1786	8	7	,	,	PUNCT
cblr-1786	8	8	focusing	focus	VERB
cblr-1786	8	9	closely	closely	ADV
cblr-1786	8	10	on	on	ADP
cblr-1786	8	11	two	two	NUM
cblr-1786	8	12	crucial	crucial	ADJ
cblr-1786	8	13	features	feature	NOUN
cblr-1786	8	14	of	of	ADP
cblr-1786	8	15	the	the	DET
cblr-1786	8	16	proposed	propose	VERB
cblr-1786	8	17	regulatory	regulatory	ADJ
cblr-1786	8	18	operation	operation	NOUN
cblr-1786	8	19	of	of	ADP
cblr-1786	8	20	the	the	DET
cblr-1786	8	21	fmic	fmic	ADJ
cblr-1786	8	22	system	system	NOUN
cblr-1786	8	23	:	:	PUNCT
cblr-1786	8	24	the	the	DET
cblr-1786	8	25	credit	credit	NOUN
cblr-1786	8	26	-	-	PUNCT
cblr-1786	8	27	risk	risk	NOUN
cblr-1786	8	28	sharing	sharing	NOUN
cblr-1786	8	29	mechanisms	mechanism	NOUN
cblr-1786	8	30	that	that	PRON
cblr-1786	8	31	*	*	PUNCT
cblr-1786	8	32	j.d	j.d	PROPN
cblr-1786	8	33	.	.	PROPN
cblr-1786	8	34	candidate	candidate	NOUN
cblr-1786	8	35	2015	2015	NUM
cblr-1786	8	36	,	,	PUNCT
cblr-1786	8	37	columbia	columbia	PROPN
cblr-1786	8	38	law	law	PROPN
cblr-1786	8	39	school	school	NOUN
cblr-1786	8	40	;	;	PUNCT
cblr-1786	8	41	b.a	b.a	PROPN
cblr-1786	8	42	.	.	PROPN
cblr-1786	8	43	2010	2010	NUM
cblr-1786	8	44	,	,	PUNCT
cblr-1786	8	45	columbia	columbia	PROPN
cblr-1786	8	46	university	university	PROPN
cblr-1786	8	47	.	.	PUNCT
cblr-1786	9	1	many	many	ADJ
cblr-1786	9	2	thanks	thank	NOUN
cblr-1786	9	3	to	to	ADP
cblr-1786	9	4	professor	professor	PROPN
cblr-1786	9	5	merritt	merritt	PROPN
cblr-1786	9	6	b.	b.	PROPN
cblr-1786	9	7	fox	fox	PROPN
cblr-1786	9	8	for	for	ADP
cblr-1786	9	9	his	his	PRON
cblr-1786	9	10	invaluable	invaluable	ADJ
cblr-1786	9	11	guidance	guidance	NOUN
cblr-1786	9	12	and	and	CCONJ
cblr-1786	9	13	insight	insight	NOUN
cblr-1786	9	14	throughout	throughout	ADP
cblr-1786	9	15	the	the	DET
cblr-1786	9	16	writing	writing	NOUN
cblr-1786	9	17	process	process	NOUN
cblr-1786	9	18	.	.	PUNCT
cblr-1786	10	1	additional	additional	ADJ
cblr-1786	10	2	thanks	thank	NOUN
cblr-1786	10	3	to	to	ADP
cblr-1786	10	4	danni	danni	PROPN
cblr-1786	10	5	pi	pi	NOUN
cblr-1786	10	6	for	for	ADP
cblr-1786	10	7	her	her	PRON
cblr-1786	10	8	support	support	NOUN
cblr-1786	10	9	ab	ab	PROPN
cblr-1786	10	10	ovo	ovo	PROPN
cblr-1786	10	11	usque	usque	PROPN
cblr-1786	10	12	ad	ad	PROPN
cblr-1786	10	13	mala	mala	NOUN
cblr-1786	10	14	,	,	PUNCT
cblr-1786	10	15	and	and	CCONJ
cblr-1786	10	16	to	to	ADP
cblr-1786	10	17	the	the	DET
cblr-1786	10	18	outstanding	outstanding	ADJ
cblr-1786	10	19	staff	staff	NOUN
cblr-1786	10	20	and	and	CCONJ
cblr-1786	10	21	editorial	editorial	NOUN
cblr-1786	10	22	board	board	NOUN
cblr-1786	10	23	of	of	ADP
cblr-1786	10	24	the	the	DET
cblr-1786	10	25	columbia	columbia	PROPN
cblr-1786	10	26	business	business	PROPN
cblr-1786	10	27	law	law	PROPN
cblr-1786	10	28	review	review	NOUN
cblr-1786	10	29	for	for	ADP
cblr-1786	10	30	their	their	PRON
cblr-1786	10	31	assistance	assistance	NOUN
cblr-1786	10	32	in	in	ADP
cblr-1786	10	33	preparing	prepare	VERB
cblr-1786	10	34	this	this	DET
cblr-1786	10	35	note	note	NOUN
cblr-1786	10	36	for	for	ADP
cblr-1786	10	37	publication	publication	NOUN
cblr-1786	10	38	.	.	PUNCT
cblr-1786	11	1	niles	nile	NOUN
cblr-1786	11	2	final	final	ADJ
cblr-1786	11	3	no	no	NOUN
cblr-1786	11	4	.	.	NOUN
cblr-1786	11	5	3:906	3:906	NUM
cblr-1786	11	6	]	]	PUNCT
cblr-1786	11	7	member	member	NOUN
cblr-1786	11	8	fmic	fmic	NOUN
cblr-1786	11	9	907	907	NUM
cblr-1786	11	10	the	the	DET
cblr-1786	11	11	fmic	fmic	NOUN
cblr-1786	11	12	would	would	AUX
cblr-1786	11	13	employ	employ	VERB
cblr-1786	11	14	and	and	CCONJ
cblr-1786	11	15	the	the	DET
cblr-1786	11	16	supervision	supervision	NOUN
cblr-1786	11	17	and	and	CCONJ
cblr-1786	11	18	legal	legal	ADJ
cblr-1786	11	19	duties	duty	NOUN
cblr-1786	11	20	of	of	ADP
cblr-1786	11	21	market	market	NOUN
cblr-1786	11	22	participants	participant	NOUN
cblr-1786	11	23	both	both	CCONJ
cblr-1786	11	24	inside	inside	ADP
cblr-1786	11	25	and	and	CCONJ
cblr-1786	11	26	outside	outside	ADP
cblr-1786	11	27	the	the	DET
cblr-1786	11	28	fmic	fmic	ADJ
cblr-1786	11	29	apparatus	apparatus	NOUN
cblr-1786	11	30	.	.	PUNCT
cblr-1786	12	1	primarily	primarily	ADV
cblr-1786	12	2	,	,	PUNCT
cblr-1786	12	3	this	this	DET
cblr-1786	12	4	note	note	NOUN
cblr-1786	12	5	concludes	conclude	VERB
cblr-1786	12	6	that	that	SCONJ
cblr-1786	12	7	credit	credit	NOUN
cblr-1786	12	8	-	-	PUNCT
cblr-1786	12	9	linked	link	VERB
cblr-1786	12	10	note	note	NOUN
cblr-1786	12	11	deal	deal	NOUN
cblr-1786	12	12	structures	structure	NOUN
cblr-1786	12	13	provide	provide	VERB
cblr-1786	12	14	the	the	DET
cblr-1786	12	15	most	most	ADV
cblr-1786	12	16	efficient	efficient	ADJ
cblr-1786	12	17	and	and	CCONJ
cblr-1786	12	18	prudentially	prudentially	ADV
cblr-1786	12	19	safe	safe	ADJ
cblr-1786	12	20	and	and	CCONJ
cblr-1786	12	21	sound	sound	ADJ
cblr-1786	12	22	method	method	NOUN
cblr-1786	12	23	of	of	ADP
cblr-1786	12	24	transferring	transfer	VERB
cblr-1786	12	25	first	first	ADJ
cblr-1786	12	26	-	-	PUNCT
cblr-1786	12	27	loss	loss	NOUN
cblr-1786	12	28	credit	credit	NOUN
cblr-1786	12	29	risk	risk	NOUN
cblr-1786	12	30	from	from	ADP
cblr-1786	12	31	the	the	DET
cblr-1786	12	32	fmic	fmic	NOUN
cblr-1786	12	33	to	to	ADP
cblr-1786	12	34	private	private	ADJ
cblr-1786	12	35	parties	party	NOUN
cblr-1786	12	36	.	.	PUNCT
cblr-1786	13	1	secondarily	secondarily	ADV
cblr-1786	13	2	,	,	PUNCT
cblr-1786	13	3	this	this	DET
cblr-1786	13	4	note	note	NOUN
cblr-1786	13	5	concludes	conclude	VERB
cblr-1786	13	6	that	that	SCONJ
cblr-1786	13	7	the	the	DET
cblr-1786	13	8	senate	senate	PROPN
cblr-1786	13	9	proposal	proposal	NOUN
cblr-1786	13	10	should	should	AUX
cblr-1786	13	11	also	also	ADV
cblr-1786	13	12	include	include	VERB
cblr-1786	13	13	features	feature	NOUN
cblr-1786	13	14	to	to	PART
cblr-1786	13	15	hasten	hasten	VERB
cblr-1786	13	16	the	the	DET
cblr-1786	13	17	return	return	NOUN
cblr-1786	13	18	of	of	ADP
cblr-1786	13	19	the	the	DET
cblr-1786	13	20	purely	purely	ADV
cblr-1786	13	21	private	private	ADJ
cblr-1786	13	22	-	-	PUNCT
cblr-1786	13	23	label	label	NOUN
cblr-1786	13	24	securitization	securitization	NOUN
cblr-1786	13	25	market	market	NOUN
cblr-1786	13	26	,	,	PUNCT
cblr-1786	13	27	such	such	ADJ
cblr-1786	13	28	as	as	ADP
cblr-1786	13	29	the	the	DET
cblr-1786	13	30	placement	placement	NOUN
cblr-1786	13	31	of	of	ADP
cblr-1786	13	32	an	an	DET
cblr-1786	13	33	enhanced	enhanced	ADJ
cblr-1786	13	34	legal	legal	ADJ
cblr-1786	13	35	duty	duty	NOUN
cblr-1786	13	36	on	on	ADP
cblr-1786	13	37	private	private	ADJ
cblr-1786	13	38	-	-	PUNCT
cblr-1786	13	39	label	label	NOUN
cblr-1786	13	40	securitization	securitization	NOUN
cblr-1786	13	41	trustees	trustee	NOUN
cblr-1786	13	42	.	.	PUNCT
cblr-1786	14	1	these	these	DET
cblr-1786	14	2	conclusions	conclusion	NOUN
cblr-1786	14	3	address	address	VERB
cblr-1786	14	4	broad	broad	ADJ
cblr-1786	14	5	housing	housing	NOUN
cblr-1786	14	6	finance	finance	NOUN
cblr-1786	14	7	concepts	concept	NOUN
cblr-1786	14	8	and	and	CCONJ
cblr-1786	14	9	will	will	AUX
cblr-1786	14	10	remain	remain	VERB
cblr-1786	14	11	germane	germane	ADJ
cblr-1786	14	12	to	to	ADP
cblr-1786	14	13	the	the	DET
cblr-1786	14	14	debate	debate	NOUN
cblr-1786	14	15	no	no	ADV
cblr-1786	14	16	matter	matter	ADV
cblr-1786	14	17	the	the	DET
cblr-1786	14	18	fate	fate	NOUN
cblr-1786	14	19	of	of	ADP
cblr-1786	14	20	the	the	DET
cblr-1786	14	21	banking	banking	NOUN
cblr-1786	14	22	committee	committee	NOUN
cblr-1786	14	23	’s	’s	PART
cblr-1786	14	24	proposed	propose	VERB
cblr-1786	14	25	legislation	legislation	NOUN
cblr-1786	14	26	.	.	PUNCT
cblr-1786	15	1	i.	i.	PROPN
cblr-1786	15	2	introduction	introduction	NOUN
cblr-1786	15	3	...............................................................	...............................................................	PUNCT
cblr-1786	15	4	908	908	NUM
cblr-1786	15	5	ii	ii	NOUN
cblr-1786	15	6	.	.	PUNCT
cblr-1786	16	1	history	history	NOUN
cblr-1786	16	2	of	of	ADP
cblr-1786	16	3	the	the	DET
cblr-1786	16	4	gses	gse	NOUN
cblr-1786	16	5	and	and	CCONJ
cblr-1786	16	6	recent	recent	ADJ
cblr-1786	16	7	developments	development	NOUN
cblr-1786	16	8	........	........	PUNCT
cblr-1786	17	1	916	916	NUM
cblr-1786	17	2	a.	a.	NOUN
cblr-1786	17	3	from	from	ADP
cblr-1786	17	4	the	the	DET
cblr-1786	17	5	beginning	beginning	NOUN
cblr-1786	17	6	until	until	ADP
cblr-1786	17	7	conservatorship	conservatorship	NOUN
cblr-1786	17	8	........	........	PUNCT
cblr-1786	18	1	916	916	NUM
cblr-1786	18	2	1	1	NUM
cblr-1786	18	3	.	.	PUNCT
cblr-1786	19	1	before	before	ADP
cblr-1786	19	2	fannie	fannie	PROPN
cblr-1786	19	3	and	and	CCONJ
cblr-1786	19	4	freddie	freddie	PROPN
cblr-1786	19	5	.............................	.............................	PUNCT
cblr-1786	20	1	916	916	NUM
cblr-1786	20	2	2	2	NUM
cblr-1786	20	3	.	.	PUNCT
cblr-1786	20	4	from	from	ADP
cblr-1786	20	5	the	the	DET
cblr-1786	20	6	founding	founding	NOUN
cblr-1786	20	7	of	of	ADP
cblr-1786	20	8	fannie	fannie	PROPN
cblr-1786	20	9	mae	mae	PROPN
cblr-1786	20	10	to	to	ADP
cblr-1786	20	11	the	the	DET
cblr-1786	20	12	reorganization	reorganization	NOUN
cblr-1786	20	13	of	of	ADP
cblr-1786	20	14	fannie	fannie	PROPN
cblr-1786	20	15	mae	mae	PROPN
cblr-1786	20	16	and	and	CCONJ
cblr-1786	20	17	founding	founding	NOUN
cblr-1786	20	18	of	of	ADP
cblr-1786	20	19	freddie	freddie	PROPN
cblr-1786	20	20	mac	mac	PROPN
cblr-1786	20	21	...............................	...............................	PUNCT
cblr-1786	20	22	919	919	NUM
cblr-1786	20	23	3	3	NUM
cblr-1786	20	24	.	.	PUNCT
cblr-1786	20	25	fannie	fannie	PROPN
cblr-1786	20	26	and	and	CCONJ
cblr-1786	20	27	freddie	freddie	PROPN
cblr-1786	20	28	develop	develop	VERB
cblr-1786	20	29	the	the	DET
cblr-1786	20	30	mbs	mb	NOUN
cblr-1786	20	31	system	system	NOUN
cblr-1786	20	32	............................................................	............................................................	PUNCT
cblr-1786	20	33	922	922	NUM
cblr-1786	20	34	4	4	NUM
cblr-1786	20	35	.	.	PUNCT
cblr-1786	21	1	the	the	DET
cblr-1786	21	2	gses	gse	NOUN
cblr-1786	21	3	in	in	ADP
cblr-1786	21	4	the	the	DET
cblr-1786	21	5	financial	financial	ADJ
cblr-1786	21	6	crisis	crisis	NOUN
cblr-1786	21	7	..................	..................	PUNCT
cblr-1786	21	8	926	926	NUM
cblr-1786	21	9	b.	b.	NOUN
cblr-1786	21	10	the	the	DET
cblr-1786	21	11	development	development	NOUN
cblr-1786	21	12	of	of	ADP
cblr-1786	21	13	the	the	DET
cblr-1786	21	14	parallel	parallel	ADJ
cblr-1786	21	15	private	private	ADJ
cblr-1786	21	16	-	-	PUNCT
cblr-1786	21	17	label	label	NOUN
cblr-1786	21	18	mbs	mbs	NOUN
cblr-1786	21	19	system	system	NOUN
cblr-1786	21	20	and	and	CCONJ
cblr-1786	21	21	the	the	DET
cblr-1786	21	22	problem	problem	NOUN
cblr-1786	21	23	of	of	ADP
cblr-1786	21	24	credit	credit	NOUN
cblr-1786	21	25	risk	risk	NOUN
cblr-1786	21	26	.....	.....	PUNCT
cblr-1786	21	27	928	928	NUM
cblr-1786	21	28	1	1	NUM
cblr-1786	21	29	.	.	PUNCT
cblr-1786	21	30	gses	gse	NOUN
cblr-1786	21	31	in	in	ADP
cblr-1786	21	32	conservatorship	conservatorship	NOUN
cblr-1786	21	33	of	of	ADP
cblr-1786	21	34	fhfa	fhfa	NOUN
cblr-1786	21	35	.................	.................	PUNCT
cblr-1786	22	1	931	931	NUM
cblr-1786	22	2	2	2	NUM
cblr-1786	22	3	.	.	PUNCT
cblr-1786	23	1	gse	gse	ADJ
cblr-1786	23	2	mbs	mb	NOUN
cblr-1786	23	3	transactions	transaction	NOUN
cblr-1786	23	4	today	today	NOUN
cblr-1786	23	5	........................	........................	PUNCT
cblr-1786	23	6	933	933	NUM
cblr-1786	23	7	iii	iii	NOUN
cblr-1786	23	8	.	.	PUNCT
cblr-1786	24	1	the	the	DET
cblr-1786	24	2	senate	senate	PROPN
cblr-1786	24	3	housing	housing	PROPN
cblr-1786	24	4	finance	finance	PROPN
cblr-1786	24	5	reform	reform	NOUN
cblr-1786	24	6	proposal	proposal	NOUN
cblr-1786	24	7	&	&	CCONJ
cblr-1786	24	8	other	other	ADJ
cblr-1786	24	9	proposals	proposal	NOUN
cblr-1786	24	10	.........................................................	.........................................................	PUNCT
cblr-1786	24	11	933	933	NUM
cblr-1786	24	12	a.	a.	NOUN
cblr-1786	24	13	broad	broad	PROPN
cblr-1786	24	14	outline	outline	NOUN
cblr-1786	24	15	of	of	ADP
cblr-1786	24	16	the	the	DET
cblr-1786	24	17	senate	senate	PROPN
cblr-1786	24	18	proposal	proposal	NOUN
cblr-1786	24	19	.................	.................	PUNCT
cblr-1786	24	20	935	935	NUM
cblr-1786	24	21	b.	b.	PROPN
cblr-1786	24	22	potential	potential	ADJ
cblr-1786	24	23	credit	credit	NOUN
cblr-1786	24	24	risk	risk	NOUN
cblr-1786	24	25	-	-	PUNCT
cblr-1786	24	26	sharing	share	VERB
cblr-1786	24	27	mechanisms	mechanism	NOUN
cblr-1786	24	28	.......	.......	PUNCT
cblr-1786	24	29	940	940	NUM
cblr-1786	24	30	1	1	NUM
cblr-1786	24	31	.	.	PUNCT
cblr-1786	24	32	credit	credit	NOUN
cblr-1786	24	33	-	-	PUNCT
cblr-1786	24	34	linked	link	VERB
cblr-1786	24	35	note	note	NOUN
cblr-1786	24	36	structure	structure	NOUN
cblr-1786	24	37	........................	........................	PUNCT
cblr-1786	24	38	941	941	NUM
cblr-1786	24	39	2	2	NUM
cblr-1786	24	40	.	.	PUNCT
cblr-1786	24	41	senior	senior	ADJ
cblr-1786	24	42	-	-	PUNCT
cblr-1786	24	43	subordinated	subordinated	ADJ
cblr-1786	24	44	structure	structure	NOUN
cblr-1786	24	45	......................	......................	PUNCT
cblr-1786	24	46	944	944	NUM
cblr-1786	24	47	3	3	X
cblr-1786	24	48	.	.	PUNCT
cblr-1786	24	49	regulated	regulate	VERB
cblr-1786	24	50	bond	bond	NOUN
cblr-1786	24	51	guarantor	guarantor	NOUN
cblr-1786	24	52	structure	structure	NOUN
cblr-1786	24	53	...........	...........	PUNCT
cblr-1786	24	54	945	945	NUM
cblr-1786	24	55	c.	c.	PROPN
cblr-1786	24	56	prudential	prudential	PROPN
cblr-1786	24	57	regulation	regulation	PROPN
cblr-1786	24	58	.........................................	.........................................	PUNCT
cblr-1786	25	1	947	947	NUM
cblr-1786	25	2	1	1	X
cblr-1786	25	3	.	.	PUNCT
cblr-1786	26	1	fhfa	fhfa	ADJ
cblr-1786	26	2	powers	power	NOUN
cblr-1786	26	3	and	and	CCONJ
cblr-1786	26	4	duties	duty	NOUN
cblr-1786	26	5	..............................	..............................	PUNCT
cblr-1786	27	1	947	947	NUM
cblr-1786	27	2	2	2	NUM
cblr-1786	27	3	.	.	PUNCT
cblr-1786	27	4	mortgage	mortgage	NOUN
cblr-1786	27	5	insurers	insurer	NOUN
cblr-1786	27	6	and	and	CCONJ
cblr-1786	27	7	bond	bond	NOUN
cblr-1786	27	8	guarantors	guarantor	NOUN
cblr-1786	27	9	.....	.....	PUNCT
cblr-1786	27	10	948	948	NUM
cblr-1786	27	11	3	3	X
cblr-1786	27	12	.	.	PUNCT
cblr-1786	27	13	aggregators	aggregator	NOUN
cblr-1786	27	14	and	and	CCONJ
cblr-1786	27	15	servicers	servicer	NOUN
cblr-1786	27	16	.............................	.............................	PUNCT
cblr-1786	28	1	949	949	NUM
cblr-1786	28	2	niles	nile	NOUN
cblr-1786	28	3	final	final	ADJ
cblr-1786	28	4	908	908	NUM
cblr-1786	28	5	columbia	columbia	PROPN
cblr-1786	28	6	business	business	NOUN
cblr-1786	28	7	law	law	PROPN
cblr-1786	28	8	review	review	NOUN
cblr-1786	28	9	[	[	X
cblr-1786	28	10	vol	vol	NOUN
cblr-1786	28	11	.	.	PUNCT
cblr-1786	28	12	2014	2014	NUM
cblr-1786	28	13	d.	d.	PROPN
cblr-1786	28	14	alternative	alternative	PROPN
cblr-1786	28	15	housing	housing	PROPN
cblr-1786	28	16	finance	finance	NOUN
cblr-1786	28	17	reform	reform	NOUN
cblr-1786	28	18	proposals	proposal	NOUN
cblr-1786	28	19	..............................................................	..............................................................	PUNCT
cblr-1786	28	20	950	950	NUM
cblr-1786	28	21	iv	iv	NUM
cblr-1786	28	22	.	.	PUNCT
cblr-1786	28	23	recommended	recommend	VERB
cblr-1786	28	24	credit	credit	NOUN
cblr-1786	28	25	risk	risk	NOUN
cblr-1786	28	26	-	-	PUNCT
cblr-1786	28	27	sharing	share	VERB
cblr-1786	28	28	mechanism	mechanism	NOUN
cblr-1786	28	29	......	......	PUNCT
cblr-1786	28	30	952	952	NUM
cblr-1786	28	31	a.	a.	NOUN
cblr-1786	28	32	goals	goal	NOUN
cblr-1786	28	33	....................................................................	....................................................................	PUNCT
cblr-1786	29	1	952	952	NUM
cblr-1786	29	2	1	1	NUM
cblr-1786	29	3	.	.	PUNCT
cblr-1786	29	4	for	for	ADP
cblr-1786	29	5	borrowers	borrower	NOUN
cblr-1786	29	6	:	:	PUNCT
cblr-1786	29	7	maintain	maintain	VERB
cblr-1786	29	8	cost	cost	NOUN
cblr-1786	29	9	efficiencies	efficiency	NOUN
cblr-1786	29	10	of	of	ADP
cblr-1786	29	11	the	the	DET
cblr-1786	29	12	tba	tba	NOUN
cblr-1786	29	13	market	market	NOUN
cblr-1786	29	14	..........................................	..........................................	PUNCT
cblr-1786	30	1	952	952	NUM
cblr-1786	30	2	2	2	NUM
cblr-1786	30	3	.	.	X
cblr-1786	30	4	for	for	ADP
cblr-1786	30	5	investors	investor	NOUN
cblr-1786	30	6	:	:	PUNCT
cblr-1786	30	7	produce	produce	VERB
cblr-1786	30	8	attractive	attractive	ADJ
cblr-1786	30	9	investment	investment	NOUN
cblr-1786	30	10	products	product	NOUN
cblr-1786	30	11	......................................	......................................	PUNCT
cblr-1786	30	12	954	954	NUM
cblr-1786	30	13	3	3	NUM
cblr-1786	30	14	.	.	X
cblr-1786	31	1	for	for	ADP
cblr-1786	31	2	society	society	NOUN
cblr-1786	31	3	:	:	PUNCT
cblr-1786	31	4	reduce	reduce	VERB
cblr-1786	31	5	taxpayer	taxpayer	NOUN
cblr-1786	31	6	exposure	exposure	NOUN
cblr-1786	31	7	to	to	ADP
cblr-1786	31	8	credit	credit	NOUN
cblr-1786	31	9	risk	risk	NOUN
cblr-1786	31	10	......................................................	......................................................	PUNCT
cblr-1786	31	11	955	955	NUM
cblr-1786	31	12	b.	b.	PROPN
cblr-1786	31	13	solution	solution	NOUN
cblr-1786	31	14	:	:	PUNCT
cblr-1786	31	15	credit	credit	NOUN
cblr-1786	31	16	-	-	PUNCT
cblr-1786	31	17	linked	link	VERB
cblr-1786	31	18	note	note	NOUN
cblr-1786	31	19	structure	structure	NOUN
cblr-1786	31	20	.............	.............	PUNCT
cblr-1786	31	21	957	957	NUM
cblr-1786	31	22	c.	c.	NOUN
cblr-1786	31	23	criticism	criticism	NOUN
cblr-1786	31	24	of	of	ADP
cblr-1786	31	25	lack	lack	NOUN
cblr-1786	31	26	of	of	ADP
cblr-1786	31	27	credit	credit	NOUN
cblr-1786	31	28	-	-	PUNCT
cblr-1786	31	29	risk	risk	NOUN
cblr-1786	31	30	sharing	sharing	NOUN
cblr-1786	31	31	in	in	ADP
cblr-1786	31	32	path	path	NOUN
cblr-1786	31	33	act	act	NOUN
cblr-1786	31	34	.............................................................	.............................................................	PUNCT
cblr-1786	31	35	959	959	NUM
cblr-1786	31	36	v.	v.	ADP
cblr-1786	31	37	proposal	proposal	NOUN
cblr-1786	31	38	to	to	PART
cblr-1786	31	39	revive	revive	VERB
cblr-1786	31	40	private	private	ADJ
cblr-1786	31	41	-	-	PUNCT
cblr-1786	31	42	label	label	NOUN
cblr-1786	31	43	securitization	securitization	NOUN
cblr-1786	31	44	:	:	PUNCT
cblr-1786	31	45	a	a	DET
cblr-1786	31	46	fiduciary	fiduciary	ADJ
cblr-1786	31	47	duty	duty	NOUN
cblr-1786	31	48	on	on	ADP
cblr-1786	31	49	trustees	trustee	NOUN
cblr-1786	31	50	.......................................	.......................................	PUNCT
cblr-1786	31	51	961	961	NUM
cblr-1786	31	52	a.	a.	NOUN
cblr-1786	31	53	background	background	NOUN
cblr-1786	31	54	on	on	ADP
cblr-1786	31	55	plss	plss	PROPN
cblr-1786	31	56	and	and	CCONJ
cblr-1786	31	57	pls	pls	VERB
cblr-1786	31	58	trustees	trustee	NOUN
cblr-1786	31	59	.............	.............	PUNCT
cblr-1786	32	1	961	961	NUM
cblr-1786	32	2	b.	b.	PROPN
cblr-1786	32	3	current	current	ADJ
cblr-1786	32	4	litigation	litigation	NOUN
cblr-1786	32	5	over	over	ADP
cblr-1786	32	6	the	the	DET
cblr-1786	32	7	duty	duty	NOUN
cblr-1786	32	8	of	of	ADP
cblr-1786	32	9	pls	pls	PROPN
cblr-1786	32	10	trustees	trustee	NOUN
cblr-1786	32	11	...............................................................	...............................................................	PUNCT
cblr-1786	32	12	963	963	NUM
cblr-1786	32	13	c.	c.	NOUN
cblr-1786	32	14	proposed	propose	VERB
cblr-1786	32	15	fiduciary	fiduciary	ADJ
cblr-1786	32	16	duty	duty	NOUN
cblr-1786	32	17	through	through	ADP
cblr-1786	32	18	tia	tia	PROPN
cblr-1786	32	19	clarification	clarification	NOUN
cblr-1786	32	20	.........................................................	.........................................................	PUNCT
cblr-1786	33	1	966	966	NUM
cblr-1786	33	2	vi	vi	NOUN
cblr-1786	33	3	.	.	PROPN
cblr-1786	33	4	conclusion	conclusion	NOUN
cblr-1786	33	5	..................................................................	..................................................................	PUNCT
cblr-1786	33	6	967	967	NUM
cblr-1786	33	7	i.	i.	NOUN
cblr-1786	33	8	introduction	introduction	NOUN
cblr-1786	33	9	early	early	ADV
cblr-1786	33	10	in	in	ADP
cblr-1786	33	11	the	the	DET
cblr-1786	33	12	turbulent	turbulent	ADJ
cblr-1786	33	13	september	september	PROPN
cblr-1786	33	14	of	of	ADP
cblr-1786	33	15	2008	2008	NUM
cblr-1786	33	16	,	,	PUNCT
cblr-1786	33	17	the	the	DET
cblr-1786	33	18	newly	newly	ADV
cblr-1786	33	19	formed	form	VERB
cblr-1786	33	20	federal	federal	ADJ
cblr-1786	33	21	housing	housing	PROPN
cblr-1786	33	22	finance	finance	NOUN
cblr-1786	33	23	agency	agency	NOUN
cblr-1786	33	24	(	(	PUNCT
cblr-1786	33	25	“	"	PUNCT
cblr-1786	33	26	fhfa	fhfa	NOUN
cblr-1786	33	27	”	"	PUNCT
cblr-1786	33	28	)	)	PUNCT
cblr-1786	33	29	invoked	invoke	VERB
cblr-1786	33	30	special	special	ADJ
cblr-1786	33	31	authority	authority	NOUN
cblr-1786	33	32	granted	grant	VERB
cblr-1786	33	33	by	by	ADP
cblr-1786	33	34	the	the	DET
cblr-1786	33	35	housing	housing	NOUN
cblr-1786	33	36	and	and	CCONJ
cblr-1786	33	37	economic	economic	ADJ
cblr-1786	33	38	recovery	recovery	NOUN
cblr-1786	33	39	act	act	NOUN
cblr-1786	33	40	of	of	ADP
cblr-1786	33	41	2008	2008	NUM
cblr-1786	33	42	(	(	PUNCT
cblr-1786	33	43	“	"	PUNCT
cblr-1786	33	44	hera”)1	hera”)1	ADP
cblr-1786	33	45	to	to	PART
cblr-1786	33	46	seize	seize	VERB
cblr-1786	33	47	the	the	DET
cblr-1786	33	48	federal	federal	ADJ
cblr-1786	33	49	national	national	PROPN
cblr-1786	33	50	mortgage	mortgage	PROPN
cblr-1786	33	51	association	association	PROPN
cblr-1786	33	52	(	(	PUNCT
cblr-1786	33	53	“	"	PUNCT
cblr-1786	33	54	fannie	fannie	PROPN
cblr-1786	33	55	mae	mae	PROPN
cblr-1786	33	56	”	"	PUNCT
cblr-1786	33	57	)	)	PUNCT
cblr-1786	33	58	and	and	CCONJ
cblr-1786	33	59	the	the	DET
cblr-1786	33	60	federal	federal	ADJ
cblr-1786	33	61	home	home	PROPN
cblr-1786	33	62	loan	loan	NOUN
cblr-1786	33	63	mortgage	mortgage	NOUN
cblr-1786	33	64	corporation	corporation	NOUN
cblr-1786	33	65	(	(	PUNCT
cblr-1786	33	66	“	"	PUNCT
cblr-1786	33	67	freddie	freddie	PROPN
cblr-1786	33	68	mac	mac	PROPN
cblr-1786	33	69	”	"	PUNCT
cblr-1786	33	70	)	)	PUNCT
cblr-1786	33	71	(	(	PUNCT
cblr-1786	33	72	together	together	ADV
cblr-1786	33	73	,	,	PUNCT
cblr-1786	33	74	the	the	DET
cblr-1786	33	75	“	"	PUNCT
cblr-1786	33	76	government	government	NOUN
cblr-1786	33	77	-	-	PUNCT
cblr-1786	33	78	sponsored	sponsor	VERB
cblr-1786	33	79	enterprises	enterprise	NOUN
cblr-1786	33	80	”	"	PUNCT
cblr-1786	33	81	or	or	CCONJ
cblr-1786	33	82	“	"	PUNCT
cblr-1786	33	83	gses	gse	NOUN
cblr-1786	33	84	”	"	PUNCT
cblr-1786	33	85	)	)	PUNCT
cblr-1786	33	86	,	,	PUNCT
cblr-1786	33	87	and	and	CCONJ
cblr-1786	33	88	placed	place	VERB
cblr-1786	33	89	them	they	PRON
cblr-1786	33	90	under	under	ADP
cblr-1786	33	91	federal	federal	ADJ
cblr-1786	33	92	conservatorship.2	conservatorship.2	NOUN
cblr-1786	33	93	for	for	ADP
cblr-1786	33	94	decades	decade	NOUN
cblr-1786	33	95	,	,	PUNCT
cblr-1786	33	96	the	the	DET
cblr-1786	33	97	gses	gse	NOUN
cblr-1786	33	98	1	1	NUM
cblr-1786	33	99	housing	housing	NOUN
cblr-1786	33	100	and	and	CCONJ
cblr-1786	33	101	economic	economic	ADJ
cblr-1786	33	102	recovery	recovery	NOUN
cblr-1786	33	103	act	act	NOUN
cblr-1786	33	104	of	of	ADP
cblr-1786	33	105	2008	2008	NUM
cblr-1786	33	106	,	,	PUNCT
cblr-1786	33	107	pub	pub	NOUN
cblr-1786	33	108	.	.	PUNCT
cblr-1786	34	1	l.	l.	PROPN
cblr-1786	34	2	no	no	INTJ
cblr-1786	34	3	.	.	PROPN
cblr-1786	35	1	110	110	NUM
cblr-1786	35	2	-	-	SYM
cblr-1786	35	3	289	289	NUM
cblr-1786	35	4	,	,	PUNCT
cblr-1786	35	5	§	§	NOUN
cblr-1786	35	6	1145(a	1145(a	NOUN
cblr-1786	35	7	)	)	PUNCT
cblr-1786	35	8	,	,	PUNCT
cblr-1786	35	9	122	122	NUM
cblr-1786	35	10	stat	stat	NOUN
cblr-1786	35	11	.	.	PUNCT
cblr-1786	36	1	2654	2654	NUM
cblr-1786	36	2	,	,	PUNCT
cblr-1786	36	3	2734–2767	2734–2767	NUM
cblr-1786	36	4	(	(	PUNCT
cblr-1786	36	5	2008	2008	NUM
cblr-1786	36	6	)	)	PUNCT
cblr-1786	37	1	(	(	PUNCT
cblr-1786	37	2	amending	amend	VERB
cblr-1786	37	3	12	12	NUM
cblr-1786	37	4	u.s.c	u.s.c	ADJ
cblr-1786	37	5	.	.	PUNCT
cblr-1786	38	1	§	§	PROPN
cblr-1786	38	2	4617	4617	NUM
cblr-1786	38	3	(	(	PUNCT
cblr-1786	38	4	2007	2007	NUM
cblr-1786	38	5	)	)	PUNCT
cblr-1786	38	6	)	)	PUNCT
cblr-1786	38	7	.	.	PUNCT
cblr-1786	39	1	2	2	NUM
cblr-1786	39	2	see	see	VERB
cblr-1786	39	3	press	press	NOUN
cblr-1786	39	4	release	release	NOUN
cblr-1786	39	5	,	,	PUNCT
cblr-1786	39	6	james	james	PROPN
cblr-1786	39	7	b.	b.	PROPN
cblr-1786	39	8	lockhart	lockhart	PROPN
cblr-1786	39	9	,	,	PUNCT
cblr-1786	39	10	dir	dir	PROPN
cblr-1786	39	11	.	.	PROPN
cblr-1786	39	12	,	,	PUNCT
cblr-1786	39	13	fed	fed	PROPN
cblr-1786	39	14	.	.	PUNCT
cblr-1786	40	1	hous	hous	ADJ
cblr-1786	40	2	.	.	PUNCT
cblr-1786	41	1	fin	fin	NOUN
cblr-1786	41	2	.	.	PUNCT
cblr-1786	41	3	agency	agency	NOUN
cblr-1786	41	4	,	,	PUNCT
cblr-1786	41	5	statement	statement	NOUN
cblr-1786	41	6	of	of	ADP
cblr-1786	41	7	fhfa	fhfa	ADJ
cblr-1786	41	8	director	director	NOUN
cblr-1786	41	9	james	james	PROPN
cblr-1786	41	10	b.	b.	PROPN
cblr-1786	41	11	lockhart	lockhart	PROPN
cblr-1786	41	12	at	at	ADP
cblr-1786	41	13	news	news	NOUN
cblr-1786	41	14	conference	conference	NOUN
cblr-1786	41	15	announcing	announce	VERB
cblr-1786	41	16	conservatorship	conservatorship	NOUN
cblr-1786	41	17	of	of	ADP
cblr-1786	41	18	fannie	fannie	PROPN
cblr-1786	41	19	mae	mae	PROPN
cblr-1786	41	20	and	and	CCONJ
cblr-1786	41	21	freddie	freddie	PROPN
cblr-1786	41	22	mac	mac	PROPN
cblr-1786	41	23	(	(	PUNCT
cblr-1786	41	24	sept	sept	PROPN
cblr-1786	41	25	.	.	PROPN
cblr-1786	41	26	7	7	NUM
cblr-1786	41	27	,	,	PUNCT
cblr-1786	41	28	niles	nile	NOUN
cblr-1786	41	29	final	final	ADJ
cblr-1786	41	30	no	no	NOUN
cblr-1786	41	31	.	.	NOUN
cblr-1786	41	32	3:906	3:906	NUM
cblr-1786	41	33	]	]	PUNCT
cblr-1786	41	34	member	member	NOUN
cblr-1786	41	35	fmic	fmic	ADJ
cblr-1786	41	36	909	909	NUM
cblr-1786	41	37	served	serve	VERB
cblr-1786	41	38	the	the	DET
cblr-1786	41	39	critical	critical	ADJ
cblr-1786	41	40	role	role	NOUN
cblr-1786	41	41	of	of	ADP
cblr-1786	41	42	guaranteeing	guarantee	VERB
cblr-1786	41	43	trillions	trillion	NOUN
cblr-1786	41	44	of	of	ADP
cblr-1786	41	45	dollars	dollar	NOUN
cblr-1786	41	46	of	of	ADP
cblr-1786	41	47	u.s	u.s	PROPN
cblr-1786	41	48	.	.	PROPN
cblr-1786	41	49	mortgage	mortgage	NOUN
cblr-1786	41	50	loan	loan	NOUN
cblr-1786	41	51	interest	interest	NOUN
cblr-1786	41	52	and	and	CCONJ
cblr-1786	41	53	principal	principal	NOUN
cblr-1786	41	54	and	and	CCONJ
cblr-1786	41	55	,	,	PUNCT
cblr-1786	41	56	thereby	thereby	ADV
cblr-1786	41	57	,	,	PUNCT
cblr-1786	41	58	facilitated	facilitate	VERB
cblr-1786	41	59	an	an	DET
cblr-1786	41	60	era	era	NOUN
cblr-1786	41	61	of	of	ADP
cblr-1786	41	62	affordable	affordable	ADJ
cblr-1786	41	63	interest	interest	NOUN
cblr-1786	41	64	rates	rate	NOUN
cblr-1786	41	65	and	and	CCONJ
cblr-1786	41	66	deep	deep	ADJ
cblr-1786	41	67	,	,	PUNCT
cblr-1786	41	68	liquid	liquid	ADJ
cblr-1786	41	69	secondary	secondary	ADJ
cblr-1786	41	70	mortgage	mortgage	NOUN
cblr-1786	41	71	-	-	PUNCT
cblr-1786	41	72	backed	back	VERB
cblr-1786	41	73	bond	bond	NOUN
cblr-1786	41	74	markets.3	markets.3	PROPN
cblr-1786	41	75	however	however	ADV
cblr-1786	41	76	,	,	PUNCT
cblr-1786	41	77	despite	despite	SCONJ
cblr-1786	41	78	a	a	DET
cblr-1786	41	79	decade	decade	NOUN
cblr-1786	41	80	’s	’s	PART
cblr-1786	41	81	worth	worth	NOUN
cblr-1786	41	82	of	of	ADP
cblr-1786	41	83	initiatives	initiative	NOUN
cblr-1786	41	84	by	by	ADP
cblr-1786	41	85	fhfa	fhfa	NOUN
cblr-1786	41	86	and	and	CCONJ
cblr-1786	41	87	its	its	PRON
cblr-1786	41	88	predecessor	predecessor	NOUN
cblr-1786	41	89	agency	agency	NOUN
cblr-1786	41	90	to	to	PART
cblr-1786	41	91	rectify	rectify	VERB
cblr-1786	41	92	the	the	DET
cblr-1786	41	93	gses	gse	NOUN
cblr-1786	41	94	’	’	PART
cblr-1786	41	95	accounting	accounting	NOUN
cblr-1786	41	96	,	,	PUNCT
cblr-1786	41	97	systems	system	NOUN
cblr-1786	41	98	,	,	PUNCT
cblr-1786	41	99	controls	control	NOUN
cblr-1786	41	100	,	,	PUNCT
cblr-1786	41	101	and	and	CCONJ
cblr-1786	41	102	risk	risk	NOUN
cblr-1786	41	103	management	management	NOUN
cblr-1786	41	104	,	,	PUNCT
cblr-1786	41	105	the	the	DET
cblr-1786	41	106	steep	steep	ADJ
cblr-1786	41	107	decline	decline	NOUN
cblr-1786	41	108	in	in	ADP
cblr-1786	41	109	home	home	NOUN
cblr-1786	41	110	prices	price	NOUN
cblr-1786	41	111	and	and	CCONJ
cblr-1786	41	112	“	"	PUNCT
cblr-1786	41	113	alarming	alarming	ADJ
cblr-1786	41	114	”	"	PUNCT
cblr-1786	41	115	mortgage	mortgage	NOUN
cblr-1786	41	116	delinquency	delinquency	NOUN
cblr-1786	41	117	rates	rate	NOUN
cblr-1786	41	118	of	of	ADP
cblr-1786	41	119	2007–2008	2007–2008	NUM
cblr-1786	41	120	swiftly	swiftly	ADV
cblr-1786	41	121	overwhelmed	overwhelm	VERB
cblr-1786	41	122	these	these	DET
cblr-1786	41	123	storied	story	VERB
cblr-1786	41	124	enterprises	enterprise	NOUN
cblr-1786	41	125	and	and	CCONJ
cblr-1786	41	126	swallowed	swallow	VERB
cblr-1786	41	127	them	they	PRON
cblr-1786	41	128	whole.4	whole.4	VERB
cblr-1786	41	129	the	the	DET
cblr-1786	41	130	problem	problem	NOUN
cblr-1786	41	131	lay	lie	VERB
cblr-1786	41	132	in	in	ADP
cblr-1786	41	133	the	the	DET
cblr-1786	41	134	gses	gse	NOUN
cblr-1786	41	135	’	'	PUNCT
cblr-1786	41	136	“	"	PUNCT
cblr-1786	41	137	flawed	flawed	ADJ
cblr-1786	41	138	”	"	PUNCT
cblr-1786	41	139	design,5	design,5	NOUN
cblr-1786	41	140	colorfully	colorfully	ADV
cblr-1786	41	141	illustrated	illustrate	VERB
cblr-1786	41	142	in	in	ADP
cblr-1786	41	143	each	each	DET
cblr-1786	41	144	enterprise	enterprise	NOUN
cblr-1786	41	145	’s	’s	PART
cblr-1786	41	146	dual	dual	ADJ
cblr-1786	41	147	mandate	mandate	NOUN
cblr-1786	41	148	to	to	PART
cblr-1786	41	149	pursue	pursue	VERB
cblr-1786	41	150	both	both	DET
cblr-1786	41	151	a	a	DET
cblr-1786	41	152	public	public	ADJ
cblr-1786	41	153	mission	mission	NOUN
cblr-1786	41	154	to	to	PART
cblr-1786	41	155	serve	serve	VERB
cblr-1786	41	156	the	the	DET
cblr-1786	41	157	housing	housing	NOUN
cblr-1786	41	158	market	market	NOUN
cblr-1786	41	159	and	and	CCONJ
cblr-1786	41	160	a	a	DET
cblr-1786	41	161	private	private	ADJ
cblr-1786	41	162	mission	mission	NOUN
cblr-1786	41	163	to	to	PART
cblr-1786	41	164	maximize	maximize	VERB
cblr-1786	41	165	shareholder	shareholder	NOUN
cblr-1786	41	166	value.6	value.6	ADP
cblr-1786	41	167	whether	whether	SCONJ
cblr-1786	41	168	the	the	DET
cblr-1786	41	169	gses	gse	NOUN
cblr-1786	41	170	are	be	AUX
cblr-1786	41	171	chiefly	chiefly	ADV
cblr-1786	41	172	to	to	PART
cblr-1786	41	173	blame	blame	VERB
cblr-1786	41	174	for	for	ADP
cblr-1786	41	175	sparking	spark	VERB
cblr-1786	41	176	the	the	DET
cblr-1786	41	177	financial	financial	ADJ
cblr-1786	41	178	crisis	crisis	NOUN
cblr-1786	41	179	,	,	PUNCT
cblr-1786	41	180	as	as	ADP
cblr-1786	41	181	some	some	DET
cblr-1786	41	182	hold,7	hold,7	NOUN
cblr-1786	41	183	or	or	CCONJ
cblr-1786	41	184	were	be	AUX
cblr-1786	41	185	merely	merely	ADV
cblr-1786	41	186	reluctant	reluctant	ADJ
cblr-1786	41	187	participants	participant	NOUN
cblr-1786	41	188	in	in	ADP
cblr-1786	41	189	the	the	DET
cblr-1786	41	190	mortgage	mortgage	NOUN
cblr-1786	41	191	bond	bond	NOUN
cblr-1786	41	192	craze	craze	NOUN
cblr-1786	41	193	,	,	PUNCT
cblr-1786	41	194	as	as	SCONJ
cblr-1786	41	195	others	other	NOUN
cblr-1786	41	196	hold,8	hold,8	NOUN
cblr-1786	41	197	they	they	PRON
cblr-1786	41	198	stamped	stamp	VERB
cblr-1786	41	199	their	their	PRON
cblr-1786	41	200	imprimatur	imprimatur	NOUN
cblr-1786	41	201	2008	2008	NUM
cblr-1786	41	202	)	)	PUNCT
cblr-1786	41	203	,	,	PUNCT
cblr-1786	41	204	available	available	ADJ
cblr-1786	41	205	at	at	ADP
cblr-1786	41	206	http://perma.cc/m838-cgvn	http://perma.cc/m838-cgvn	PROPN
cblr-1786	41	207	(	(	PUNCT
cblr-1786	41	208	“	"	PUNCT
cblr-1786	41	209	[	[	X
cblr-1786	41	210	i]n	i]n	ADJ
cblr-1786	41	211	order	order	NOUN
cblr-1786	41	212	to	to	PART
cblr-1786	41	213	restore	restore	VERB
cblr-1786	41	214	the	the	DET
cblr-1786	41	215	balance	balance	NOUN
cblr-1786	41	216	between	between	ADP
cblr-1786	41	217	safety	safety	NOUN
cblr-1786	41	218	and	and	CCONJ
cblr-1786	41	219	soundness	soundness	NOUN
cblr-1786	41	220	and	and	CCONJ
cblr-1786	41	221	mission	mission	NOUN
cblr-1786	41	222	,	,	PUNCT
cblr-1786	41	223	fhfa	fhfa	NOUN
cblr-1786	41	224	has	have	AUX
cblr-1786	41	225	placed	place	VERB
cblr-1786	41	226	fannie	fannie	PROPN
cblr-1786	41	227	mae	mae	PROPN
cblr-1786	41	228	and	and	CCONJ
cblr-1786	41	229	freddie	freddie	PROPN
cblr-1786	41	230	mac	mac	PROPN
cblr-1786	41	231	into	into	ADP
cblr-1786	41	232	conservatorship	conservatorship	NOUN
cblr-1786	41	233	.	.	PUNCT
cblr-1786	41	234	”	"	PUNCT
cblr-1786	41	235	)	)	PUNCT
cblr-1786	41	236	.	.	PUNCT
cblr-1786	42	1	3	3	NUM
cblr-1786	42	2	see	see	VERB
cblr-1786	42	3	fin	fin	NOUN
cblr-1786	42	4	.	.	PUNCT
cblr-1786	43	1	crisis	crisis	NOUN
cblr-1786	43	2	inquiry	inquiry	NOUN
cblr-1786	43	3	comm’n	comm’n	NOUN
cblr-1786	43	4	,	,	PUNCT
cblr-1786	43	5	financial	financial	ADJ
cblr-1786	43	6	crisis	crisis	NOUN
cblr-1786	43	7	inquiry	inquiry	NOUN
cblr-1786	43	8	report	report	NOUN
cblr-1786	43	9	38–42	38–42	NUM
cblr-1786	43	10	(	(	PUNCT
cblr-1786	43	11	2010	2010	NUM
cblr-1786	43	12	)	)	PUNCT
cblr-1786	44	1	[	[	X
cblr-1786	44	2	hereinafter	hereinafter	NOUN
cblr-1786	44	3	fcic	fcic	NOUN
cblr-1786	44	4	report	report	PROPN
cblr-1786	44	5	]	]	PUNCT
cblr-1786	44	6	.	.	PUNCT
cblr-1786	45	1	4	4	NUM
cblr-1786	45	2	see	see	VERB
cblr-1786	45	3	press	press	NOUN
cblr-1786	45	4	release	release	NOUN
cblr-1786	45	5	,	,	PUNCT
cblr-1786	45	6	lockhart	lockhart	PROPN
cblr-1786	45	7	,	,	PUNCT
cblr-1786	45	8	supra	supra	PROPN
cblr-1786	45	9	note	note	NOUN
cblr-1786	45	10	2	2	NUM
cblr-1786	45	11	.	.	X
cblr-1786	45	12	for	for	ADP
cblr-1786	45	13	background	background	NOUN
cblr-1786	45	14	on	on	ADP
cblr-1786	45	15	the	the	DET
cblr-1786	45	16	ofheo	ofheo	ADJ
cblr-1786	45	17	remedial	remedial	ADJ
cblr-1786	45	18	actions	action	NOUN
cblr-1786	45	19	prior	prior	ADV
cblr-1786	45	20	to	to	ADP
cblr-1786	45	21	the	the	DET
cblr-1786	45	22	financial	financial	ADJ
cblr-1786	45	23	crisis	crisis	NOUN
cblr-1786	45	24	,	,	PUNCT
cblr-1786	45	25	see	see	VERB
cblr-1786	45	26	office	office	NOUN
cblr-1786	45	27	of	of	ADP
cblr-1786	45	28	fed	fed	PROPN
cblr-1786	45	29	.	.	PUNCT
cblr-1786	46	1	hous	hous	ADJ
cblr-1786	46	2	.	.	PUNCT
cblr-1786	47	1	enter	enter	VERB
cblr-1786	47	2	.	.	PUNCT
cblr-1786	48	1	oversight	oversight	NOUN
cblr-1786	48	2	,	,	PUNCT
cblr-1786	48	3	report	report	NOUN
cblr-1786	48	4	of	of	ADP
cblr-1786	48	5	the	the	DET
cblr-1786	48	6	special	special	ADJ
cblr-1786	48	7	examination	examination	NOUN
cblr-1786	48	8	of	of	ADP
cblr-1786	48	9	fannie	fannie	PROPN
cblr-1786	48	10	mae	mae	PROPN
cblr-1786	48	11	10–12	10–12	PROPN
cblr-1786	48	12	(	(	PUNCT
cblr-1786	48	13	2006	2006	NUM
cblr-1786	48	14	)	)	PUNCT
cblr-1786	48	15	.	.	PUNCT
cblr-1786	49	1	for	for	ADP
cblr-1786	49	2	reflections	reflection	NOUN
cblr-1786	49	3	after	after	ADP
cblr-1786	49	4	the	the	DET
cblr-1786	49	5	financial	financial	ADJ
cblr-1786	49	6	crisis	crisis	NOUN
cblr-1786	49	7	on	on	ADP
cblr-1786	49	8	those	those	DET
cblr-1786	49	9	remedial	remedial	ADJ
cblr-1786	49	10	actions	action	NOUN
cblr-1786	49	11	by	by	ADP
cblr-1786	49	12	the	the	DET
cblr-1786	49	13	former	former	ADJ
cblr-1786	49	14	director	director	NOUN
cblr-1786	49	15	of	of	ADP
cblr-1786	49	16	the	the	DET
cblr-1786	49	17	office	office	NOUN
cblr-1786	49	18	of	of	ADP
cblr-1786	49	19	federal	federal	ADJ
cblr-1786	49	20	housing	housing	NOUN
cblr-1786	49	21	enterprise	enterprise	NOUN
cblr-1786	49	22	oversight	oversight	NOUN
cblr-1786	49	23	(	(	PUNCT
cblr-1786	49	24	“	"	PUNCT
cblr-1786	49	25	ofheo	ofheo	ADJ
cblr-1786	49	26	”	"	PUNCT
cblr-1786	49	27	)	)	PUNCT
cblr-1786	49	28	,	,	PUNCT
cblr-1786	49	29	see	see	VERB
cblr-1786	49	30	armando	armando	PROPN
cblr-1786	49	31	falcon	falcon	PROPN
cblr-1786	49	32	,	,	PUNCT
cblr-1786	49	33	testimony	testimony	NOUN
cblr-1786	49	34	of	of	ADP
cblr-1786	49	35	armando	armando	PROPN
cblr-1786	49	36	falcon	falcon	PROPN
cblr-1786	49	37	submitted	submit	VERB
cblr-1786	49	38	to	to	ADP
cblr-1786	49	39	the	the	DET
cblr-1786	49	40	financial	financial	ADJ
cblr-1786	49	41	crisis	crisis	NOUN
cblr-1786	49	42	inquiry	inquiry	NOUN
cblr-1786	49	43	commission	commission	NOUN
cblr-1786	49	44	2	2	NUM
cblr-1786	49	45	(	(	PUNCT
cblr-1786	49	46	2010	2010	NUM
cblr-1786	49	47	)	)	PUNCT
cblr-1786	49	48	,	,	PUNCT
cblr-1786	49	49	available	available	ADJ
cblr-1786	49	50	at	at	ADP
cblr-1786	49	51	http://perma.cc/6j5k-wmqb	http://perma.cc/6j5k-wmqb	PROPN
cblr-1786	49	52	(	(	PUNCT
cblr-1786	49	53	“	"	PUNCT
cblr-1786	49	54	we	we	PRON
cblr-1786	49	55	accomplished	accomplish	VERB
cblr-1786	49	56	much	much	ADV
cblr-1786	49	57	despite	despite	SCONJ
cblr-1786	49	58	the	the	DET
cblr-1786	49	59	fact	fact	NOUN
cblr-1786	49	60	that	that	SCONJ
cblr-1786	49	61	ofheo	ofheo	PROPN
cblr-1786	49	62	was	be	AUX
cblr-1786	49	63	structurally	structurally	ADV
cblr-1786	49	64	weak	weak	ADJ
cblr-1786	49	65	and	and	CCONJ
cblr-1786	49	66	almost	almost	ADV
cblr-1786	49	67	designed	design	VERB
cblr-1786	49	68	to	to	PART
cblr-1786	49	69	fail	fail	VERB
cblr-1786	49	70	.	.	PUNCT
cblr-1786	49	71	”	"	PUNCT
cblr-1786	49	72	)	)	PUNCT
cblr-1786	49	73	.	.	PUNCT
cblr-1786	50	1	5	5	NUM
cblr-1786	50	2	see	see	VERB
cblr-1786	50	3	press	press	NOUN
cblr-1786	50	4	release	release	NOUN
cblr-1786	50	5	,	,	PUNCT
cblr-1786	50	6	henry	henry	PROPN
cblr-1786	50	7	m.	m.	PROPN
cblr-1786	50	8	paulson	paulson	PROPN
cblr-1786	50	9	,	,	PUNCT
cblr-1786	50	10	jr	jr	PROPN
cblr-1786	50	11	.	.	PROPN
cblr-1786	50	12	,	,	PUNCT
cblr-1786	50	13	sec’y	sec’y	NUM
cblr-1786	50	14	,	,	PUNCT
cblr-1786	50	15	u.s	u.s	PROPN
cblr-1786	50	16	.	.	PROPN
cblr-1786	50	17	dep’t	dep’t	NOUN
cblr-1786	50	18	of	of	ADP
cblr-1786	50	19	the	the	DET
cblr-1786	50	20	treasury	treasury	NOUN
cblr-1786	50	21	,	,	PUNCT
cblr-1786	50	22	statement	statement	NOUN
cblr-1786	50	23	by	by	ADP
cblr-1786	50	24	henry	henry	PROPN
cblr-1786	50	25	m.	m.	PROPN
cblr-1786	50	26	paulson	paulson	PROPN
cblr-1786	50	27	,	,	PUNCT
cblr-1786	50	28	jr	jr	PROPN
cblr-1786	50	29	.	.	PROPN
cblr-1786	50	30	on	on	ADP
cblr-1786	50	31	treasury	treasury	PROPN
cblr-1786	50	32	and	and	CCONJ
cblr-1786	50	33	federal	federal	ADJ
cblr-1786	50	34	housing	housing	PROPN
cblr-1786	50	35	finance	finance	NOUN
cblr-1786	50	36	agency	agency	NOUN
cblr-1786	50	37	action	action	NOUN
cblr-1786	50	38	to	to	PART
cblr-1786	50	39	protect	protect	VERB
cblr-1786	50	40	financial	financial	ADJ
cblr-1786	50	41	markets	market	NOUN
cblr-1786	50	42	and	and	CCONJ
cblr-1786	50	43	taxpayers	taxpayer	NOUN
cblr-1786	50	44	(	(	PUNCT
cblr-1786	50	45	sept	sept	PROPN
cblr-1786	50	46	.	.	PROPN
cblr-1786	50	47	7	7	NUM
cblr-1786	50	48	,	,	PUNCT
cblr-1786	50	49	2008	2008	NUM
cblr-1786	50	50	)	)	PUNCT
cblr-1786	50	51	,	,	PUNCT
cblr-1786	50	52	available	available	ADJ
cblr-1786	50	53	at	at	ADP
cblr-1786	50	54	http://perma.cc/fjs6-a2cz	http://perma.cc/fjs6-a2cz	PROPN
cblr-1786	50	55	.	.	PUNCT
cblr-1786	51	1	6	6	NUM
cblr-1786	51	2	see	see	VERB
cblr-1786	51	3	fcic	fcic	NOUN
cblr-1786	51	4	report	report	NOUN
cblr-1786	51	5	,	,	PUNCT
cblr-1786	51	6	supra	supra	PROPN
cblr-1786	51	7	note	note	NOUN
cblr-1786	51	8	3	3	NUM
cblr-1786	51	9	,	,	PUNCT
cblr-1786	51	10	at	at	ADP
cblr-1786	51	11	314	314	NUM
cblr-1786	51	12	.	.	PUNCT
cblr-1786	51	13	7	7	NUM
cblr-1786	51	14	see	see	VERB
cblr-1786	51	15	peter	peter	PROPN
cblr-1786	51	16	j.	j.	PROPN
cblr-1786	51	17	wallison	wallison	PROPN
cblr-1786	51	18	,	,	PUNCT
cblr-1786	51	19	dissent	dissent	NOUN
cblr-1786	51	20	from	from	ADP
cblr-1786	51	21	majority	majority	NOUN
cblr-1786	51	22	report	report	NOUN
cblr-1786	51	23	of	of	ADP
cblr-1786	51	24	the	the	DET
cblr-1786	51	25	financial	financial	ADJ
cblr-1786	51	26	crisis	crisis	NOUN
cblr-1786	51	27	inquiry	inquiry	NOUN
cblr-1786	51	28	commission	commission	NOUN
cblr-1786	51	29	2	2	NUM
cblr-1786	51	30	(	(	PUNCT
cblr-1786	51	31	2011	2011	NUM
cblr-1786	51	32	)	)	PUNCT
cblr-1786	51	33	(	(	PUNCT
cblr-1786	51	34	“	"	PUNCT
cblr-1786	51	35	i	i	PRON
cblr-1786	51	36	believe	believe	VERB
cblr-1786	51	37	that	that	SCONJ
cblr-1786	51	38	the	the	DET
cblr-1786	51	39	sine	sine	NOUN
cblr-1786	51	40	qua	qua	NOUN
cblr-1786	51	41	non	non	X
cblr-1786	51	42	of	of	ADP
cblr-1786	51	43	the	the	DET
cblr-1786	51	44	financial	financial	ADJ
cblr-1786	51	45	crisis	crisis	NOUN
cblr-1786	51	46	was	be	AUX
cblr-1786	51	47	u.s	u.s	PROPN
cblr-1786	51	48	.	.	PROPN
cblr-1786	51	49	government	government	NOUN
cblr-1786	51	50	housing	housing	NOUN
cblr-1786	51	51	policy	policy	NOUN
cblr-1786	51	52	.	.	PUNCT
cblr-1786	51	53	.	.	PUNCT
cblr-1786	51	54	.	.	PUNCT
cblr-1786	51	55	.	.	PUNCT
cblr-1786	51	56	”	"	PUNCT
cblr-1786	51	57	)	)	PUNCT
cblr-1786	51	58	.	.	PUNCT
cblr-1786	52	1	8	8	NUM
cblr-1786	52	2	see	see	VERB
cblr-1786	52	3	fcic	fcic	NOUN
cblr-1786	52	4	report	report	NOUN
cblr-1786	52	5	,	,	PUNCT
cblr-1786	52	6	supra	supra	PROPN
cblr-1786	52	7	note	note	NOUN
cblr-1786	52	8	3	3	NUM
cblr-1786	52	9	,	,	PUNCT
cblr-1786	52	10	at	at	ADP
cblr-1786	52	11	xxv	xxv	PROPN
cblr-1786	52	12	–	–	PUNCT
cblr-1786	52	13	xxvi	xxvi	PROPN
cblr-1786	52	14	.	.	PUNCT
cblr-1786	53	1	niles	niles	PROPN
cblr-1786	53	2	final	final	ADJ
cblr-1786	53	3	910	910	PROPN
cblr-1786	53	4	columbia	columbia	PROPN
cblr-1786	53	5	business	business	NOUN
cblr-1786	53	6	law	law	PROPN
cblr-1786	53	7	review	review	NOUN
cblr-1786	54	1	[	[	X
cblr-1786	54	2	vol	vol	NOUN
cblr-1786	54	3	.	.	PUNCT
cblr-1786	54	4	2014	2014	NUM
cblr-1786	54	5	on	on	ADP
cblr-1786	54	6	trillions	trillion	NOUN
cblr-1786	54	7	of	of	ADP
cblr-1786	54	8	dollars	dollar	NOUN
cblr-1786	54	9	of	of	ADP
cblr-1786	54	10	mortgage	mortgage	NOUN
cblr-1786	54	11	-	-	PUNCT
cblr-1786	54	12	backed	back	VERB
cblr-1786	54	13	securities	security	NOUN
cblr-1786	54	14	(	(	PUNCT
cblr-1786	54	15	“	"	PUNCT
cblr-1786	54	16	mbss	mbss	NOUN
cblr-1786	54	17	”	"	PUNCT
cblr-1786	54	18	)	)	PUNCT
cblr-1786	54	19	,	,	PUNCT
cblr-1786	54	20	in	in	ADP
cblr-1786	54	21	pursuance	pursuance	NOUN
cblr-1786	54	22	of	of	ADP
cblr-1786	54	23	both	both	DET
cblr-1786	54	24	halves	half	NOUN
cblr-1786	54	25	of	of	ADP
cblr-1786	54	26	their	their	PRON
cblr-1786	54	27	mandate	mandate	NOUN
cblr-1786	54	28	,	,	PUNCT
cblr-1786	54	29	resulting	result	VERB
cblr-1786	54	30	in	in	ADP
cblr-1786	54	31	devastating	devastating	ADJ
cblr-1786	54	32	losses.9	losses.9	NOUN
cblr-1786	54	33	the	the	DET
cblr-1786	54	34	dodd	dodd	PROPN
cblr-1786	54	35	-	-	PUNCT
cblr-1786	54	36	frank	frank	PROPN
cblr-1786	54	37	wall	wall	PROPN
cblr-1786	54	38	street	street	PROPN
cblr-1786	54	39	reform	reform	PROPN
cblr-1786	54	40	and	and	CCONJ
cblr-1786	54	41	consumer	consumer	NOUN
cblr-1786	54	42	protection	protection	NOUN
cblr-1786	54	43	act	act	NOUN
cblr-1786	54	44	of	of	ADP
cblr-1786	54	45	2010	2010	NUM
cblr-1786	54	46	(	(	PUNCT
cblr-1786	54	47	“	"	PUNCT
cblr-1786	54	48	dodd	dodd	PROPN
cblr-1786	54	49	-	-	PUNCT
cblr-1786	54	50	frank	frank	ADJ
cblr-1786	54	51	act”),10	act”),10	PUNCT
cblr-1786	54	52	congress	congress	PROPN
cblr-1786	54	53	’s	’s	PART
cblr-1786	54	54	chief	chief	ADJ
cblr-1786	54	55	response	response	NOUN
cblr-1786	54	56	to	to	ADP
cblr-1786	54	57	the	the	DET
cblr-1786	54	58	crisis	crisis	NOUN
cblr-1786	54	59	,	,	PUNCT
cblr-1786	54	60	did	do	AUX
cblr-1786	54	61	not	not	PART
cblr-1786	54	62	address	address	VERB
cblr-1786	54	63	the	the	DET
cblr-1786	54	64	problem	problem	NOUN
cblr-1786	54	65	of	of	ADP
cblr-1786	54	66	the	the	DET
cblr-1786	54	67	gses	gse	NOUN
cblr-1786	54	68	—	—	PUNCT
cblr-1786	54	69	the	the	DET
cblr-1786	54	70	“	"	PUNCT
cblr-1786	54	71	two	two	NUM
cblr-1786	54	72	elephants	elephant	NOUN
cblr-1786	54	73	in	in	ADP
cblr-1786	54	74	the	the	DET
cblr-1786	54	75	room”11	room”11	NOUN
cblr-1786	54	76	—	—	PUNCT
cblr-1786	54	77	leaving	leave	VERB
cblr-1786	54	78	their	their	PRON
cblr-1786	54	79	fate	fate	NOUN
cblr-1786	54	80	temporarily	temporarily	ADV
cblr-1786	54	81	unknown	unknown	ADJ
cblr-1786	54	82	.	.	PUNCT
cblr-1786	55	1	moreover	moreover	ADV
cblr-1786	55	2	,	,	PUNCT
cblr-1786	55	3	in	in	ADP
cblr-1786	55	4	an	an	DET
cblr-1786	55	5	ironic	ironic	ADJ
cblr-1786	55	6	twist	twist	NOUN
cblr-1786	55	7	,	,	PUNCT
cblr-1786	55	8	because	because	SCONJ
cblr-1786	55	9	the	the	DET
cblr-1786	55	10	crisis	crisis	NOUN
cblr-1786	55	11	stanched	stanch	VERB
cblr-1786	55	12	private	private	ADJ
cblr-1786	55	13	capital	capital	NOUN
cblr-1786	55	14	in	in	ADP
cblr-1786	55	15	the	the	DET
cblr-1786	55	16	mortgage	mortgage	NOUN
cblr-1786	55	17	markets	market	NOUN
cblr-1786	55	18	,	,	PUNCT
cblr-1786	55	19	the	the	DET
cblr-1786	55	20	gses	gse	NOUN
cblr-1786	55	21	have	have	AUX
cblr-1786	55	22	rapidly	rapidly	ADV
cblr-1786	55	23	expanded	expand	VERB
cblr-1786	55	24	their	their	PRON
cblr-1786	55	25	credit	credit	NOUN
cblr-1786	55	26	risk	risk	NOUN
cblr-1786	55	27	portfolios	portfolio	NOUN
cblr-1786	55	28	since	since	SCONJ
cblr-1786	55	29	entering	enter	VERB
cblr-1786	55	30	conservatorship	conservatorship	NOUN
cblr-1786	55	31	,	,	PUNCT
cblr-1786	55	32	propping	prop	VERB
cblr-1786	55	33	up	up	ADP
cblr-1786	55	34	the	the	DET
cblr-1786	55	35	vast	vast	ADJ
cblr-1786	55	36	majority	majority	NOUN
cblr-1786	55	37	of	of	ADP
cblr-1786	55	38	u.s	u.s	PROPN
cblr-1786	55	39	.	.	PROPN
cblr-1786	55	40	mortgages	mortgage	NOUN
cblr-1786	55	41	right	right	ADV
cblr-1786	55	42	at	at	ADP
cblr-1786	55	43	the	the	DET
cblr-1786	55	44	moment	moment	NOUN
cblr-1786	55	45	that	that	SCONJ
cblr-1786	55	46	federal	federal	ADJ
cblr-1786	55	47	taxpayer	taxpayer	NOUN
cblr-1786	55	48	support	support	NOUN
cblr-1786	55	49	became	become	VERB
cblr-1786	55	50	explicit.12	explicit.12	NOUN
cblr-1786	55	51	this	this	DET
cblr-1786	55	52	situation	situation	NOUN
cblr-1786	55	53	appears	appear	VERB
cblr-1786	55	54	to	to	PART
cblr-1786	55	55	be	be	AUX
cblr-1786	55	56	unsustainable.13	unsustainable.13	NOUN
cblr-1786	55	57	from	from	ADP
cblr-1786	55	58	a	a	DET
cblr-1786	55	59	policy	policy	NOUN
cblr-1786	55	60	perspective	perspective	NOUN
cblr-1786	55	61	,	,	PUNCT
cblr-1786	55	62	hera	hera	PROPN
cblr-1786	55	63	did	do	AUX
cblr-1786	55	64	not	not	PART
cblr-1786	55	65	contemplate	contemplate	VERB
cblr-1786	55	66	a	a	DET
cblr-1786	55	67	conservatorship	conservatorship	NOUN
cblr-1786	55	68	of	of	ADP
cblr-1786	55	69	this	this	DET
cblr-1786	55	70	length	length	NOUN
cblr-1786	55	71	and	and	CCONJ
cblr-1786	55	72	breadth;14	breadth;14	PROPN
cblr-1786	55	73	direct	direct	ADJ
cblr-1786	55	74	treasury	treasury	PROPN
cblr-1786	55	75	intervention	intervention	NOUN
cblr-1786	55	76	was	be	AUX
cblr-1786	55	77	supposed	suppose	VERB
cblr-1786	55	78	to	to	PART
cblr-1786	55	79	be	be	AUX
cblr-1786	55	80	hera	hera	PROPN
cblr-1786	55	81	’s	’s	PART
cblr-1786	55	82	“	"	PUNCT
cblr-1786	55	83	bazooka	bazooka	NOUN
cblr-1786	55	84	”	"	PUNCT
cblr-1786	55	85	option	option	NOUN
cblr-1786	55	86	:	:	PUNCT
cblr-1786	55	87	seen	see	VERB
cblr-1786	55	88	but	but	CCONJ
cblr-1786	55	89	never	never	ADV
cblr-1786	55	90	used.15	used.15	PROPN
cblr-1786	55	91	furthermore	furthermore	ADV
cblr-1786	55	92	,	,	PUNCT
cblr-1786	55	93	the	the	DET
cblr-1786	55	94	fhfa	fhfa	NOUN
cblr-1786	55	95	is	be	AUX
cblr-1786	55	96	currently	currently	ADV
cblr-1786	55	97	9	9	NUM
cblr-1786	55	98	see	see	VERB
cblr-1786	55	99	i	i	PROPN
cblr-1786	55	100	d.	d.	PROPN
cblr-1786	55	101	at	at	ADP
cblr-1786	55	102	309	309	NUM
cblr-1786	55	103	(	(	PUNCT
cblr-1786	55	104	“	"	PUNCT
cblr-1786	55	105	the	the	DET
cblr-1786	55	106	gses	gse	NOUN
cblr-1786	55	107	were	be	AUX
cblr-1786	55	108	highly	highly	ADV
cblr-1786	55	109	leveraged	leveraged	ADJ
cblr-1786	55	110	—	—	PUNCT
cblr-1786	55	111	owning	own	VERB
cblr-1786	55	112	and	and	CCONJ
cblr-1786	55	113	guaranteeing	guarantee	VERB
cblr-1786	55	114	$	$	SYM
cblr-1786	55	115	5.3	5.3	NUM
cblr-1786	55	116	trillion	trillion	NUM
cblr-1786	55	117	of	of	ADP
cblr-1786	55	118	mortgages	mortgage	NOUN
cblr-1786	55	119	with	with	ADP
cblr-1786	55	120	capital	capital	NOUN
cblr-1786	55	121	of	of	ADP
cblr-1786	55	122	less	less	ADJ
cblr-1786	55	123	than	than	ADP
cblr-1786	55	124	2	2	NUM
cblr-1786	55	125	%	%	NOUN
cblr-1786	55	126	.	.	PUNCT
cblr-1786	55	127	”	"	PUNCT
cblr-1786	55	128	)	)	PUNCT
cblr-1786	55	129	.	.	PUNCT
cblr-1786	56	1	10	10	NUM
cblr-1786	56	2	dodd	dodd	PROPN
cblr-1786	56	3	-	-	PUNCT
cblr-1786	56	4	frank	frank	PROPN
cblr-1786	56	5	wall	wall	PROPN
cblr-1786	56	6	street	street	PROPN
cblr-1786	56	7	reform	reform	PROPN
cblr-1786	56	8	and	and	CCONJ
cblr-1786	56	9	consumer	consumer	NOUN
cblr-1786	56	10	protection	protection	PROPN
cblr-1786	56	11	act	act	PROPN
cblr-1786	56	12	,	,	PUNCT
cblr-1786	56	13	pub	pub	NOUN
cblr-1786	56	14	.	.	PUNCT
cblr-1786	57	1	l.	l.	PROPN
cblr-1786	57	2	no	no	INTJ
cblr-1786	57	3	.	.	PROPN
cblr-1786	57	4	111	111	NUM
cblr-1786	57	5	-	-	SYM
cblr-1786	57	6	203	203	NUM
cblr-1786	57	7	,	,	PUNCT
cblr-1786	57	8	124	124	NUM
cblr-1786	57	9	stat	stat	NOUN
cblr-1786	57	10	.	.	PUNCT
cblr-1786	58	1	1376	1376	NUM
cblr-1786	58	2	(	(	PUNCT
cblr-1786	58	3	2010	2010	NUM
cblr-1786	58	4	)	)	PUNCT
cblr-1786	58	5	(	(	PUNCT
cblr-1786	58	6	codified	codify	VERB
cblr-1786	58	7	in	in	ADP
cblr-1786	58	8	scattered	scatter	VERB
cblr-1786	58	9	sections	section	NOUN
cblr-1786	58	10	)	)	PUNCT
cblr-1786	58	11	.	.	PUNCT
cblr-1786	59	1	11	11	NUM
cblr-1786	59	2	edward	edward	PROPN
cblr-1786	59	3	f.	f.	PROPN
cblr-1786	59	4	greene	greene	PROPN
cblr-1786	59	5	,	,	PUNCT
cblr-1786	59	6	dodd	dodd	PROPN
cblr-1786	59	7	-	-	PUNCT
cblr-1786	59	8	frank	frank	PROPN
cblr-1786	59	9	:	:	PUNCT
cblr-1786	59	10	a	a	DET
cblr-1786	59	11	lesson	lesson	NOUN
cblr-1786	59	12	in	in	ADP
cblr-1786	59	13	decision	decision	NOUN
cblr-1786	59	14	avoidance	avoidance	NOUN
cblr-1786	59	15	,	,	PUNCT
cblr-1786	59	16	6	6	NUM
cblr-1786	59	17	cap	cap	NOUN
cblr-1786	59	18	.	.	PUNCT
cblr-1786	60	1	markets	market	NOUN
cblr-1786	60	2	l.j	l.j	PROPN
cblr-1786	60	3	.	.	PROPN
cblr-1786	60	4	29	29	NUM
cblr-1786	60	5	,	,	PUNCT
cblr-1786	60	6	30	30	NUM
cblr-1786	60	7	(	(	PUNCT
cblr-1786	60	8	2010	2010	NUM
cblr-1786	60	9	)	)	PUNCT
cblr-1786	60	10	.	.	PUNCT
cblr-1786	61	1	12	12	NUM
cblr-1786	61	2	see	see	VERB
cblr-1786	61	3	mark	mark	PROPN
cblr-1786	61	4	zandi	zandi	PROPN
cblr-1786	61	5	&	&	CCONJ
cblr-1786	61	6	cristian	cristian	PROPN
cblr-1786	61	7	deritis	deritis	PROPN
cblr-1786	61	8	,	,	PUNCT
cblr-1786	61	9	moody	moody	PROPN
cblr-1786	61	10	’s	’s	PART
cblr-1786	61	11	analytics	analytic	NOUN
cblr-1786	61	12	,	,	PUNCT
cblr-1786	61	13	evaluating	evaluate	VERB
cblr-1786	61	14	corker	corker	NOUN
cblr-1786	61	15	-	-	PUNCT
cblr-1786	61	16	warner	warner	NOUN
cblr-1786	61	17	a1	a1	NOUN
cblr-1786	61	18	(	(	PUNCT
cblr-1786	61	19	2013	2013	NUM
cblr-1786	61	20	)	)	PUNCT
cblr-1786	61	21	;	;	PUNCT
cblr-1786	61	22	u.s	u.s	PROPN
cblr-1786	61	23	.	.	PROPN
cblr-1786	61	24	dep’t	dep’t	PROPN
cblr-1786	61	25	of	of	ADP
cblr-1786	61	26	treasury	treasury	PROPN
cblr-1786	61	27	,	,	PUNCT
cblr-1786	61	28	reforming	reform	VERB
cblr-1786	61	29	america	america	PROPN
cblr-1786	61	30	’s	’s	PART
cblr-1786	61	31	housing	housing	PROPN
cblr-1786	61	32	finance	finance	NOUN
cblr-1786	61	33	market	market	NOUN
cblr-1786	61	34	:	:	PUNCT
cblr-1786	61	35	a	a	DET
cblr-1786	61	36	report	report	NOUN
cblr-1786	61	37	to	to	ADP
cblr-1786	61	38	congress	congress	PROPN
cblr-1786	61	39	12	12	NUM
cblr-1786	61	40	(	(	PUNCT
cblr-1786	61	41	2011	2011	NUM
cblr-1786	61	42	)	)	PUNCT
cblr-1786	62	1	[	[	X
cblr-1786	62	2	hereinafter	hereinafter	NOUN
cblr-1786	62	3	treasury	treasury	NOUN
cblr-1786	62	4	report	report	PROPN
cblr-1786	62	5	]	]	PUNCT
cblr-1786	62	6	(	(	PUNCT
cblr-1786	62	7	“	"	PUNCT
cblr-1786	62	8	in	in	ADP
cblr-1786	62	9	the	the	DET
cblr-1786	62	10	wake	wake	NOUN
cblr-1786	62	11	of	of	ADP
cblr-1786	62	12	the	the	DET
cblr-1786	62	13	financial	financial	ADJ
cblr-1786	62	14	crisis	crisis	NOUN
cblr-1786	62	15	,	,	PUNCT
cblr-1786	62	16	private	private	ADJ
cblr-1786	62	17	capital	capital	NOUN
cblr-1786	62	18	has	have	AUX
cblr-1786	62	19	not	not	PART
cblr-1786	62	20	sufficiently	sufficiently	ADV
cblr-1786	62	21	returned	return	VERB
cblr-1786	62	22	to	to	ADP
cblr-1786	62	23	the	the	DET
cblr-1786	62	24	mortgage	mortgage	NOUN
cblr-1786	62	25	market	market	NOUN
cblr-1786	62	26	,	,	PUNCT
cblr-1786	62	27	leaving	leave	VERB
cblr-1786	62	28	fannie	fannie	PROPN
cblr-1786	62	29	mae	mae	PROPN
cblr-1786	62	30	,	,	PUNCT
cblr-1786	62	31	freddie	freddie	PROPN
cblr-1786	62	32	mac	mac	PROPN
cblr-1786	62	33	,	,	PUNCT
cblr-1786	62	34	fha	fha	PROPN
cblr-1786	62	35	,	,	PUNCT
cblr-1786	62	36	and	and	CCONJ
cblr-1786	62	37	[	[	X
cblr-1786	62	38	ginnie	ginnie	PROPN
cblr-1786	62	39	mae	mae	PROPN
cblr-1786	62	40	]	]	PUNCT
cblr-1786	62	41	to	to	PART
cblr-1786	62	42	insure	insure	VERB
cblr-1786	62	43	or	or	CCONJ
cblr-1786	62	44	guarantee	guarantee	VERB
cblr-1786	62	45	more	more	ADJ
cblr-1786	62	46	than	than	ADP
cblr-1786	62	47	nine	nine	NUM
cblr-1786	62	48	out	out	ADP
cblr-1786	62	49	of	of	ADP
cblr-1786	62	50	every	every	DET
cblr-1786	62	51	ten	ten	NUM
cblr-1786	62	52	new	new	ADJ
cblr-1786	62	53	mortgages	mortgage	NOUN
cblr-1786	62	54	.	.	PUNCT
cblr-1786	62	55	”	"	PUNCT
cblr-1786	62	56	)	)	PUNCT
cblr-1786	62	57	.	.	PUNCT
cblr-1786	63	1	13	13	NUM
cblr-1786	63	2	see	see	VERB
cblr-1786	63	3	,	,	PUNCT
cblr-1786	63	4	e.g.	e.g.	ADV
cblr-1786	63	5	,	,	PUNCT
cblr-1786	63	6	david	david	PROPN
cblr-1786	63	7	min	min	PROPN
cblr-1786	63	8	,	,	PUNCT
cblr-1786	63	9	how	how	SCONJ
cblr-1786	63	10	government	government	NOUN
cblr-1786	63	11	guarantees	guarantee	VERB
cblr-1786	63	12	promote	promote	VERB
cblr-1786	63	13	housing	housing	NOUN
cblr-1786	63	14	finance	finance	NOUN
cblr-1786	63	15	stability	stability	NOUN
cblr-1786	63	16	,	,	PUNCT
cblr-1786	63	17	50	50	NUM
cblr-1786	63	18	harv	harv	NOUN
cblr-1786	63	19	.	.	PUNCT
cblr-1786	64	1	j.	j.	PROPN
cblr-1786	64	2	on	on	ADP
cblr-1786	64	3	legis	legis	PROPN
cblr-1786	64	4	.	.	PUNCT
cblr-1786	65	1	437	437	NUM
cblr-1786	65	2	,	,	PUNCT
cblr-1786	65	3	437	437	NUM
cblr-1786	65	4	(	(	PUNCT
cblr-1786	65	5	2013	2013	NUM
cblr-1786	65	6	)	)	PUNCT
cblr-1786	65	7	(	(	PUNCT
cblr-1786	65	8	“	"	PUNCT
cblr-1786	65	9	[	[	X
cblr-1786	65	10	m]ajor	m]ajor	ADJ
cblr-1786	65	11	reforms	reform	NOUN
cblr-1786	65	12	of	of	ADP
cblr-1786	65	13	the	the	DET
cblr-1786	65	14	u.s	u.s	PROPN
cblr-1786	65	15	.	.	PROPN
cblr-1786	65	16	housing	housing	NOUN
cblr-1786	65	17	finance	finance	NOUN
cblr-1786	65	18	system	system	NOUN
cblr-1786	65	19	appear	appear	VERB
cblr-1786	65	20	inevitable	inevitable	ADJ
cblr-1786	65	21	.	.	PUNCT
cblr-1786	65	22	”	"	PUNCT
cblr-1786	65	23	)	)	PUNCT
cblr-1786	65	24	.	.	PUNCT
cblr-1786	66	1	14	14	NUM
cblr-1786	66	2	fed	fed	PROPN
cblr-1786	66	3	.	.	PUNCT
cblr-1786	67	1	hous	hous	ADJ
cblr-1786	67	2	.	.	PUNCT
cblr-1786	68	1	fin	fin	NOUN
cblr-1786	68	2	.	.	PUNCT
cblr-1786	68	3	agency	agency	PROPN
cblr-1786	68	4	,	,	PUNCT
cblr-1786	68	5	a	a	DET
cblr-1786	68	6	strategic	strategic	ADJ
cblr-1786	68	7	plan	plan	NOUN
cblr-1786	68	8	for	for	ADP
cblr-1786	68	9	enterprise	enterprise	NOUN
cblr-1786	68	10	conservatorships	conservatorship	NOUN
cblr-1786	68	11	:	:	PUNCT
cblr-1786	68	12	the	the	DET
cblr-1786	68	13	next	next	ADJ
cblr-1786	68	14	chapter	chapter	NOUN
cblr-1786	68	15	in	in	ADP
cblr-1786	68	16	a	a	DET
cblr-1786	68	17	story	story	NOUN
cblr-1786	68	18	that	that	PRON
cblr-1786	68	19	needs	need	VERB
cblr-1786	68	20	an	an	DET
cblr-1786	68	21	ending	end	VERB
cblr-1786	68	22	9	9	NUM
cblr-1786	68	23	(	(	PUNCT
cblr-1786	68	24	2012	2012	NUM
cblr-1786	68	25	)	)	PUNCT
cblr-1786	69	1	[	[	X
cblr-1786	69	2	hereinafter	hereinafter	NOUN
cblr-1786	69	3	fhfa	fhfa	ADJ
cblr-1786	69	4	strategic	strategic	ADJ
cblr-1786	69	5	plan	plan	NOUN
cblr-1786	69	6	]	]	PUNCT
cblr-1786	69	7	.	.	PUNCT
cblr-1786	70	1	15	15	NUM
cblr-1786	70	2	hearing	hearing	NOUN
cblr-1786	70	3	on	on	ADP
cblr-1786	70	4	recent	recent	ADJ
cblr-1786	70	5	developments	development	NOUN
cblr-1786	70	6	in	in	ADP
cblr-1786	70	7	u.s	u.s	PROPN
cblr-1786	70	8	.	.	PROPN
cblr-1786	70	9	financial	financial	ADJ
cblr-1786	70	10	markets	market	NOUN
cblr-1786	70	11	and	and	CCONJ
cblr-1786	70	12	the	the	DET
cblr-1786	70	13	regulatory	regulatory	ADJ
cblr-1786	70	14	responses	response	NOUN
cblr-1786	70	15	to	to	ADP
cblr-1786	70	16	them	they	PRON
cblr-1786	70	17	before	before	ADP
cblr-1786	70	18	the	the	DET
cblr-1786	70	19	s.	s.	PROPN
cblr-1786	70	20	comm	comm	NOUN
cblr-1786	70	21	.	.	PUNCT
cblr-1786	71	1	on	on	ADP
cblr-1786	71	2	banking	banking	NOUN
cblr-1786	71	3	,	,	PUNCT
cblr-1786	71	4	hous	hous	ADJ
cblr-1786	71	5	.	.	PUNCT
cblr-1786	71	6	,	,	PUNCT
cblr-1786	71	7	&	&	CCONJ
cblr-1786	71	8	urban	urban	PROPN
cblr-1786	71	9	affairs	affairs	PROPN
cblr-1786	71	10	,	,	PUNCT
cblr-1786	71	11	110th	110th	ADJ
cblr-1786	71	12	cong	cong	NOUN
cblr-1786	71	13	.	.	PUNCT
cblr-1786	72	1	19	19	NUM
cblr-1786	72	2	(	(	PUNCT
cblr-1786	72	3	2008	2008	NUM
cblr-1786	72	4	)	)	PUNCT
cblr-1786	72	5	(	(	PUNCT
cblr-1786	72	6	testimony	testimony	NOUN
cblr-1786	72	7	of	of	ADP
cblr-1786	72	8	henry	henry	PROPN
cblr-1786	72	9	m.	m.	PROPN
cblr-1786	72	10	paulson	paulson	PROPN
cblr-1786	72	11	,	,	PUNCT
cblr-1786	72	12	jr	jr	PROPN
cblr-1786	72	13	.	.	PROPN
cblr-1786	72	14	,	,	PUNCT
cblr-1786	72	15	sec’y	sec’y	NUM
cblr-1786	72	16	,	,	PUNCT
cblr-1786	72	17	dep’t	dep’t	NOUN
cblr-1786	72	18	of	of	ADP
cblr-1786	72	19	the	the	DET
cblr-1786	72	20	treasury	treasury	NOUN
cblr-1786	72	21	)	)	PUNCT
cblr-1786	72	22	.	.	PUNCT
cblr-1786	73	1	niles	nile	NOUN
cblr-1786	73	2	final	final	ADJ
cblr-1786	73	3	no	no	NOUN
cblr-1786	73	4	.	.	NOUN
cblr-1786	73	5	3:906	3:906	NUM
cblr-1786	73	6	]	]	PUNCT
cblr-1786	73	7	member	member	NOUN
cblr-1786	73	8	fmic	fmic	ADJ
cblr-1786	73	9	911	911	NUM
cblr-1786	73	10	struggling	struggle	VERB
cblr-1786	73	11	to	to	PART
cblr-1786	73	12	reconcile	reconcile	VERB
cblr-1786	73	13	its	its	PRON
cblr-1786	73	14	hera	hera	NOUN
cblr-1786	73	15	conservatorship	conservatorship	NOUN
cblr-1786	73	16	mandate	mandate	NOUN
cblr-1786	73	17	to	to	PART
cblr-1786	73	18	“	"	PUNCT
cblr-1786	73	19	take	take	VERB
cblr-1786	73	20	such	such	ADJ
cblr-1786	73	21	action	action	NOUN
cblr-1786	73	22	as	as	SCONJ
cblr-1786	73	23	may	may	AUX
cblr-1786	73	24	be	be	AUX
cblr-1786	73	25	.	.	PUNCT
cblr-1786	73	26	.	.	PUNCT
cblr-1786	74	1	.	.	PUNCT
cblr-1786	75	1	necessary	necessary	ADJ
cblr-1786	75	2	to	to	PART
cblr-1786	75	3	put	put	VERB
cblr-1786	75	4	the	the	DET
cblr-1786	75	5	[	[	X
cblr-1786	75	6	gses	gse	NOUN
cblr-1786	75	7	]	]	PUNCT
cblr-1786	75	8	in	in	ADP
cblr-1786	75	9	a	a	DET
cblr-1786	75	10	sound	sound	NOUN
cblr-1786	75	11	and	and	CCONJ
cblr-1786	75	12	solvent	solvent	ADJ
cblr-1786	75	13	condition”16	condition”16	NOUN
cblr-1786	75	14	with	with	ADP
cblr-1786	75	15	the	the	DET
cblr-1786	75	16	reality	reality	NOUN
cblr-1786	75	17	that	that	SCONJ
cblr-1786	75	18	neither	neither	CCONJ
cblr-1786	75	19	the	the	DET
cblr-1786	75	20	obama	obama	PROPN
cblr-1786	75	21	administration	administration	NOUN
cblr-1786	75	22	nor	nor	CCONJ
cblr-1786	75	23	a	a	DET
cblr-1786	75	24	sizeable	sizeable	ADJ
cblr-1786	75	25	portion	portion	NOUN
cblr-1786	75	26	of	of	ADP
cblr-1786	75	27	congress	congress	PROPN
cblr-1786	75	28	desires	desire	NOUN
cblr-1786	75	29	that	that	SCONJ
cblr-1786	75	30	the	the	DET
cblr-1786	75	31	gses	gse	NOUN
cblr-1786	75	32	emerge	emerge	VERB
cblr-1786	75	33	from	from	ADP
cblr-1786	75	34	conservatorship	conservatorship	NOUN
cblr-1786	75	35	alive.17	alive.17	NOUN
cblr-1786	75	36	without	without	ADP
cblr-1786	75	37	precedent	precedent	NOUN
cblr-1786	75	38	or	or	CCONJ
cblr-1786	75	39	guidance	guidance	NOUN
cblr-1786	75	40	,	,	PUNCT
cblr-1786	75	41	fhfa	fhfa	NOUN
cblr-1786	75	42	requires	require	VERB
cblr-1786	75	43	direction	direction	NOUN
cblr-1786	75	44	from	from	ADP
cblr-1786	75	45	the	the	DET
cblr-1786	75	46	political	political	ADJ
cblr-1786	75	47	branches	branch	NOUN
cblr-1786	75	48	of	of	ADP
cblr-1786	75	49	government.18	government.18	PROPN
cblr-1786	75	50	in	in	ADP
cblr-1786	75	51	early	early	ADJ
cblr-1786	75	52	2011	2011	NUM
cblr-1786	75	53	,	,	PUNCT
cblr-1786	75	54	the	the	DET
cblr-1786	75	55	obama	obama	PROPN
cblr-1786	75	56	administration	administration	NOUN
cblr-1786	75	57	presented	present	VERB
cblr-1786	75	58	to	to	ADP
cblr-1786	75	59	congress	congress	PROPN
cblr-1786	75	60	three	three	NUM
cblr-1786	75	61	options	option	NOUN
cblr-1786	75	62	for	for	ADP
cblr-1786	75	63	reform	reform	NOUN
cblr-1786	75	64	,	,	PUNCT
cblr-1786	75	65	each	each	PRON
cblr-1786	75	66	contemplating	contemplate	VERB
cblr-1786	75	67	the	the	DET
cblr-1786	75	68	unwinding	unwinding	NOUN
cblr-1786	75	69	and	and	CCONJ
cblr-1786	75	70	replacement	replacement	NOUN
cblr-1786	75	71	of	of	ADP
cblr-1786	75	72	the	the	DET
cblr-1786	75	73	gses	gse	NOUN
cblr-1786	75	74	with	with	ADP
cblr-1786	75	75	mechanisms	mechanism	NOUN
cblr-1786	75	76	containing	contain	VERB
cblr-1786	75	77	varying	vary	VERB
cblr-1786	75	78	degrees	degree	NOUN
cblr-1786	75	79	of	of	ADP
cblr-1786	75	80	government	government	NOUN
cblr-1786	75	81	support.19	support.19	NOUN
cblr-1786	75	82	only	only	ADV
cblr-1786	75	83	in	in	ADP
cblr-1786	75	84	mid-2013	mid-2013	NOUN
cblr-1786	75	85	did	do	AUX
cblr-1786	75	86	congress	congress	PROPN
cblr-1786	75	87	begin	begin	VERB
cblr-1786	75	88	that	that	DET
cblr-1786	75	89	debate	debate	NOUN
cblr-1786	75	90	.	.	PUNCT
cblr-1786	76	1	on	on	ADP
cblr-1786	76	2	june	june	PROPN
cblr-1786	76	3	25	25	NUM
cblr-1786	76	4	,	,	PUNCT
cblr-1786	76	5	2013	2013	NUM
cblr-1786	76	6	,	,	PUNCT
cblr-1786	76	7	senators	senator	NOUN
cblr-1786	76	8	mark	mark	VERB
cblr-1786	76	9	warner	warner	PROPN
cblr-1786	76	10	(	(	PUNCT
cblr-1786	76	11	d	d	PROPN
cblr-1786	76	12	-	-	NOUN
cblr-1786	76	13	va	va	NOUN
cblr-1786	76	14	)	)	PUNCT
cblr-1786	76	15	and	and	CCONJ
cblr-1786	76	16	bob	bob	PROPN
cblr-1786	76	17	corker	corker	NOUN
cblr-1786	76	18	(	(	PUNCT
cblr-1786	76	19	r	r	NOUN
cblr-1786	76	20	-	-	PUNCT
cblr-1786	76	21	tn	tn	NOUN
cblr-1786	76	22	)	)	PUNCT
cblr-1786	76	23	,	,	PUNCT
cblr-1786	76	24	both	both	DET
cblr-1786	76	25	members	member	NOUN
cblr-1786	76	26	of	of	ADP
cblr-1786	76	27	the	the	DET
cblr-1786	76	28	banking	banking	NOUN
cblr-1786	76	29	committee	committee	NOUN
cblr-1786	76	30	,	,	PUNCT
cblr-1786	76	31	introduced	introduce	VERB
cblr-1786	76	32	s.	s.	PROPN
cblr-1786	76	33	1217	1217	NUM
cblr-1786	76	34	,	,	PUNCT
cblr-1786	76	35	the	the	DET
cblr-1786	76	36	housing	housing	NOUN
cblr-1786	76	37	finance	finance	NOUN
cblr-1786	76	38	reform	reform	NOUN
cblr-1786	76	39	and	and	CCONJ
cblr-1786	76	40	taxpayer	taxpayer	PROPN
cblr-1786	76	41	protection	protection	PROPN
cblr-1786	76	42	act	act	PROPN
cblr-1786	76	43	(	(	PUNCT
cblr-1786	76	44	the	the	DET
cblr-1786	76	45	“	"	PUNCT
cblr-1786	76	46	corker	corker	NOUN
cblr-1786	76	47	-	-	PUNCT
cblr-1786	76	48	warner	warner	NOUN
cblr-1786	76	49	bill	bill	NOUN
cblr-1786	76	50	”	"	PUNCT
cblr-1786	76	51	or	or	CCONJ
cblr-1786	76	52	“	"	PUNCT
cblr-1786	76	53	corker	corker	NOUN
cblr-1786	76	54	-	-	PUNCT
cblr-1786	76	55	warner”).20	warner”).20	NOUN
cblr-1786	76	56	the	the	DET
cblr-1786	76	57	corkerwarner	corkerwarner	NOUN
cblr-1786	76	58	bill	bill	PROPN
cblr-1786	76	59	contemplated	contemplate	VERB
cblr-1786	76	60	the	the	DET
cblr-1786	76	61	establishment	establishment	NOUN
cblr-1786	76	62	of	of	ADP
cblr-1786	76	63	a	a	DET
cblr-1786	76	64	new	new	ADJ
cblr-1786	76	65	federal	federal	ADJ
cblr-1786	76	66	entity	entity	NOUN
cblr-1786	76	67	,	,	PUNCT
cblr-1786	76	68	the	the	DET
cblr-1786	76	69	federal	federal	ADJ
cblr-1786	76	70	mortgage	mortgage	NOUN
cblr-1786	76	71	insurance	insurance	NOUN
cblr-1786	76	72	corporation	corporation	NOUN
cblr-1786	76	73	(	(	PUNCT
cblr-1786	76	74	“	"	PUNCT
cblr-1786	76	75	fmic	fmic	ADJ
cblr-1786	76	76	”	"	PUNCT
cblr-1786	76	77	)	)	PUNCT
cblr-1786	76	78	,	,	PUNCT
cblr-1786	76	79	which	which	PRON
cblr-1786	76	80	would	would	AUX
cblr-1786	76	81	provide	provide	VERB
cblr-1786	76	82	a	a	DET
cblr-1786	76	83	partial	partial	NOUN
cblr-1786	76	84	,	,	PUNCT
cblr-1786	76	85	but	but	CCONJ
cblr-1786	76	86	explicit	explicit	ADJ
cblr-1786	76	87	,	,	PUNCT
cblr-1786	76	88	government	government	NOUN
cblr-1786	76	89	guarantee	guarantee	NOUN
cblr-1786	76	90	on	on	ADP
cblr-1786	76	91	conforming	conform	VERB
cblr-1786	76	92	mbs	mb	NOUN
cblr-1786	76	93	through	through	ADP
cblr-1786	76	94	a	a	DET
cblr-1786	76	95	mortgage	mortgage	NOUN
cblr-1786	76	96	insurance	insurance	NOUN
cblr-1786	76	97	fund	fund	NOUN
cblr-1786	76	98	(	(	PUNCT
cblr-1786	76	99	“	"	PUNCT
cblr-1786	76	100	mif	mif	PROPN
cblr-1786	76	101	”	"	PUNCT
cblr-1786	76	102	)	)	PUNCT
cblr-1786	76	103	funded	fund	VERB
cblr-1786	76	104	through	through	ADP
cblr-1786	76	105	assessments	assessment	NOUN
cblr-1786	76	106	on	on	ADP
cblr-1786	76	107	the	the	DET
cblr-1786	76	108	industry.21	industry.21	NOUN
cblr-1786	76	109	the	the	DET
cblr-1786	76	110	fmic	fmic	PROPN
cblr-1786	76	111	would	would	AUX
cblr-1786	76	112	also	also	ADV
cblr-1786	76	113	oversee	oversee	VERB
cblr-1786	76	114	16	16	NUM
cblr-1786	76	115	12	12	NUM
cblr-1786	76	116	u.s.c	u.s.c	NOUN
cblr-1786	76	117	.	.	PUNCT
cblr-1786	77	1	§	§	PROPN
cblr-1786	77	2	4617(b)(2)(d)(i	4617(b)(2)(d)(i	PROPN
cblr-1786	77	3	)	)	PUNCT
cblr-1786	77	4	(	(	PUNCT
cblr-1786	77	5	2012	2012	NUM
cblr-1786	77	6	)	)	PUNCT
cblr-1786	77	7	.	.	PUNCT
cblr-1786	78	1	17	17	NUM
cblr-1786	78	2	see	see	VERB
cblr-1786	78	3	remarks	remark	NOUN
cblr-1786	78	4	at	at	ADP
cblr-1786	78	5	desert	desert	NOUN
cblr-1786	78	6	vista	vista	PROPN
cblr-1786	78	7	high	high	ADJ
cblr-1786	78	8	school	school	NOUN
cblr-1786	78	9	in	in	ADP
cblr-1786	78	10	phoenix	phoenix	PROPN
cblr-1786	78	11	,	,	PUNCT
cblr-1786	78	12	arizona	arizona	PROPN
cblr-1786	78	13	,	,	PUNCT
cblr-1786	78	14	2013	2013	NUM
cblr-1786	78	15	daily	daily	ADJ
cblr-1786	78	16	comp	comp	NOUN
cblr-1786	78	17	.	.	PUNCT
cblr-1786	79	1	pres	pres	PROPN
cblr-1786	79	2	.	.	PUNCT
cblr-1786	80	1	doc	doc	PROPN
cblr-1786	80	2	.	.	PROPN
cblr-1786	80	3	201300550	201300550	NUM
cblr-1786	80	4	(	(	PUNCT
cblr-1786	80	5	aug	aug	PROPN
cblr-1786	80	6	.	.	PROPN
cblr-1786	80	7	6	6	NUM
cblr-1786	80	8	,	,	PUNCT
cblr-1786	80	9	2013	2013	NUM
cblr-1786	80	10	)	)	PUNCT
cblr-1786	80	11	(	(	PUNCT
cblr-1786	80	12	“	"	PUNCT
cblr-1786	80	13	[	[	X
cblr-1786	80	14	r]ight	r]ight	VERB
cblr-1786	80	15	now	now	ADV
cblr-1786	80	16	there	there	PRON
cblr-1786	80	17	’s	’	VERB
cblr-1786	80	18	a	a	DET
cblr-1786	80	19	bipartisan	bipartisan	ADJ
cblr-1786	80	20	group	group	NOUN
cblr-1786	80	21	of	of	ADP
cblr-1786	80	22	senators	senator	NOUN
cblr-1786	80	23	working	work	VERB
cblr-1786	80	24	to	to	PART
cblr-1786	80	25	end	end	VERB
cblr-1786	80	26	fannie	fannie	PROPN
cblr-1786	80	27	and	and	CCONJ
cblr-1786	80	28	freddie	freddie	PROPN
cblr-1786	80	29	as	as	SCONJ
cblr-1786	80	30	we	we	PRON
cblr-1786	80	31	know	know	VERB
cblr-1786	80	32	them	they	PRON
cblr-1786	80	33	.	.	PUNCT
cblr-1786	81	1	and	and	CCONJ
cblr-1786	81	2	i	i	PRON
cblr-1786	81	3	support	support	VERB
cblr-1786	81	4	these	these	DET
cblr-1786	81	5	kinds	kind	NOUN
cblr-1786	81	6	of	of	ADP
cblr-1786	81	7	reform	reform	NOUN
cblr-1786	81	8	efforts	effort	NOUN
cblr-1786	81	9	.	.	PUNCT
cblr-1786	81	10	”	"	PUNCT
cblr-1786	81	11	)	)	PUNCT
cblr-1786	81	12	.	.	PUNCT
cblr-1786	82	1	worth	worth	ADJ
cblr-1786	82	2	noting	note	VERB
cblr-1786	82	3	is	be	AUX
cblr-1786	82	4	the	the	DET
cblr-1786	82	5	fact	fact	NOUN
cblr-1786	82	6	that	that	SCONJ
cblr-1786	82	7	the	the	DET
cblr-1786	82	8	gses	gse	NOUN
cblr-1786	82	9	have	have	AUX
cblr-1786	82	10	unexpectedly	unexpectedly	ADV
cblr-1786	82	11	proven	prove	VERB
cblr-1786	82	12	to	to	PART
cblr-1786	82	13	be	be	AUX
cblr-1786	82	14	a	a	DET
cblr-1786	82	15	profitable	profitable	ADJ
cblr-1786	82	16	investment	investment	NOUN
cblr-1786	82	17	for	for	ADP
cblr-1786	82	18	the	the	DET
cblr-1786	82	19	federal	federal	ADJ
cblr-1786	82	20	government	government	NOUN
cblr-1786	82	21	:	:	PUNCT
cblr-1786	82	22	the	the	DET
cblr-1786	82	23	gses	gse	NOUN
cblr-1786	82	24	have	have	AUX
cblr-1786	82	25	now	now	ADV
cblr-1786	82	26	paid	pay	VERB
cblr-1786	82	27	around	around	ADP
cblr-1786	82	28	$	$	SYM
cblr-1786	82	29	218.7	218.7	NUM
cblr-1786	82	30	billion	billion	NUM
cblr-1786	82	31	in	in	ADP
cblr-1786	82	32	dividends	dividend	NOUN
cblr-1786	82	33	to	to	ADP
cblr-1786	82	34	the	the	DET
cblr-1786	82	35	treasury	treasury	PROPN
cblr-1786	82	36	department	department	NOUN
cblr-1786	82	37	against	against	ADP
cblr-1786	82	38	$	$	SYM
cblr-1786	82	39	187.5	187.5	NUM
cblr-1786	82	40	billion	billion	NUM
cblr-1786	82	41	in	in	ADP
cblr-1786	82	42	draws	draw	NOUN
cblr-1786	82	43	.	.	PUNCT
cblr-1786	83	1	see	see	VERB
cblr-1786	83	2	doug	doug	PROPN
cblr-1786	83	3	carroll	carroll	PROPN
cblr-1786	83	4	,	,	PUNCT
cblr-1786	83	5	fannie	fannie	PROPN
cblr-1786	83	6	,	,	PUNCT
cblr-1786	83	7	freddie	freddie	VERB
cblr-1786	83	8	to	to	PART
cblr-1786	83	9	pay	pay	VERB
cblr-1786	83	10	$	$	SYM
cblr-1786	83	11	5.6b	5.6b	NOUN
cblr-1786	83	12	dividends	dividend	NOUN
cblr-1786	83	13	to	to	ADP
cblr-1786	83	14	u.s	u.s	PROPN
cblr-1786	83	15	.	.	PROPN
cblr-1786	83	16	,	,	PUNCT
cblr-1786	83	17	usa	usa	PROPN
cblr-1786	83	18	today	today	PROPN
cblr-1786	83	19	(	(	PUNCT
cblr-1786	83	20	aug	aug	PROPN
cblr-1786	83	21	.	.	PROPN
cblr-1786	83	22	7	7	NUM
cblr-1786	83	23	,	,	PUNCT
cblr-1786	83	24	2014	2014	NUM
cblr-1786	83	25	5:11	5:11	NUM
cblr-1786	83	26	pm	pm	NOUN
cblr-1786	83	27	)	)	PUNCT
cblr-1786	83	28	,	,	PUNCT
cblr-1786	83	29	http://perma.cc/cz8e-7g4z	http://perma.cc/cz8e-7g4z	PROPN
cblr-1786	83	30	.	.	PUNCT
cblr-1786	84	1	18	18	NUM
cblr-1786	84	2	see	see	VERB
cblr-1786	84	3	fhfa	fhfa	ADJ
cblr-1786	84	4	strategic	strategic	ADJ
cblr-1786	84	5	plan	plan	NOUN
cblr-1786	84	6	,	,	PUNCT
cblr-1786	84	7	supra	supra	PROPN
cblr-1786	84	8	note	note	PROPN
cblr-1786	84	9	14	14	NUM
cblr-1786	84	10	,	,	PUNCT
cblr-1786	84	11	at	at	ADP
cblr-1786	84	12	5–6	5–6	NOUN
cblr-1786	84	13	.	.	PROPN
cblr-1786	84	14	19	19	NUM
cblr-1786	84	15	see	see	VERB
cblr-1786	84	16	treasury	treasury	PROPN
cblr-1786	84	17	report	report	NOUN
cblr-1786	84	18	,	,	PUNCT
cblr-1786	84	19	supra	supra	PROPN
cblr-1786	84	20	note	note	NOUN
cblr-1786	84	21	12	12	NUM
cblr-1786	84	22	at	at	ADP
cblr-1786	84	23	23–30	23–30	NUM
cblr-1786	84	24	.	.	PUNCT
cblr-1786	85	1	20	20	NUM
cblr-1786	85	2	housing	housing	NOUN
cblr-1786	85	3	finance	finance	NOUN
cblr-1786	85	4	reform	reform	NOUN
cblr-1786	85	5	and	and	CCONJ
cblr-1786	85	6	taxpayer	taxpayer	PROPN
cblr-1786	85	7	protection	protection	PROPN
cblr-1786	85	8	act	act	PROPN
cblr-1786	85	9	,	,	PUNCT
cblr-1786	85	10	s.	s.	PROPN
cblr-1786	85	11	1217	1217	NUM
cblr-1786	85	12	,	,	PUNCT
cblr-1786	85	13	113th	113th	PROPN
cblr-1786	85	14	cong	cong	NOUN
cblr-1786	85	15	.	.	PUNCT
cblr-1786	86	1	(	(	PUNCT
cblr-1786	86	2	2013	2013	NUM
cblr-1786	86	3	)	)	PUNCT
cblr-1786	87	1	[	[	X
cblr-1786	87	2	hereinafter	hereinafter	NOUN
cblr-1786	87	3	corker	corker	NOUN
cblr-1786	87	4	-	-	PUNCT
cblr-1786	87	5	warner	warner	PROPN
cblr-1786	87	6	senate	senate	PROPN
cblr-1786	87	7	bill	bill	PROPN
cblr-1786	87	8	]	]	PUNCT
cblr-1786	87	9	(	(	PUNCT
cblr-1786	87	10	as	as	SCONJ
cblr-1786	87	11	introduced	introduce	VERB
cblr-1786	87	12	,	,	PUNCT
cblr-1786	87	13	june	june	PROPN
cblr-1786	87	14	25	25	NUM
cblr-1786	87	15	,	,	PUNCT
cblr-1786	87	16	2013	2013	NUM
cblr-1786	87	17	)	)	PUNCT
cblr-1786	87	18	.	.	PUNCT
cblr-1786	88	1	21	21	NUM
cblr-1786	89	1	i	i	PRON
cblr-1786	89	2	d.	d.	PROPN
cblr-1786	89	3	§	§	PROPN
cblr-1786	89	4	203	203	NUM
cblr-1786	89	5	.	.	PUNCT
cblr-1786	89	6	niles	nile	NOUN
cblr-1786	89	7	final	final	ADJ
cblr-1786	89	8	912	912	NUM
cblr-1786	89	9	columbia	columbia	PROPN
cblr-1786	89	10	business	business	NOUN
cblr-1786	89	11	law	law	PROPN
cblr-1786	89	12	review	review	NOUN
cblr-1786	89	13	[	[	X
cblr-1786	89	14	vol	vol	NOUN
cblr-1786	89	15	.	.	PUNCT
cblr-1786	89	16	2014	2014	NUM
cblr-1786	89	17	the	the	DET
cblr-1786	89	18	myriad	myriad	ADJ
cblr-1786	89	19	participants	participant	NOUN
cblr-1786	89	20	that	that	PRON
cblr-1786	89	21	operate	operate	VERB
cblr-1786	89	22	in	in	ADP
cblr-1786	89	23	the	the	DET
cblr-1786	89	24	securitization	securitization	NOUN
cblr-1786	89	25	markets.22	markets.22	NOUN
cblr-1786	89	26	in	in	ADP
cblr-1786	89	27	the	the	DET
cblr-1786	89	28	final	final	ADJ
cblr-1786	89	29	four	four	NUM
cblr-1786	89	30	months	month	NOUN
cblr-1786	89	31	of	of	ADP
cblr-1786	89	32	2013	2013	NUM
cblr-1786	89	33	,	,	PUNCT
cblr-1786	89	34	the	the	DET
cblr-1786	89	35	senate	senate	PROPN
cblr-1786	89	36	banking	banking	PROPN
cblr-1786	89	37	committee	committee	PROPN
cblr-1786	89	38	held	hold	VERB
cblr-1786	89	39	nine	nine	NUM
cblr-1786	89	40	hearings	hearing	NOUN
cblr-1786	89	41	that	that	PRON
cblr-1786	89	42	explored	explore	VERB
cblr-1786	89	43	housing	housing	NOUN
cblr-1786	89	44	finance	finance	NOUN
cblr-1786	89	45	reform	reform	NOUN
cblr-1786	89	46	in	in	ADP
cblr-1786	89	47	general	general	ADJ
cblr-1786	89	48	and	and	CCONJ
cblr-1786	89	49	the	the	DET
cblr-1786	89	50	corker	corker	NOUN
cblr-1786	89	51	-	-	PUNCT
cblr-1786	89	52	warner	warner	NOUN
cblr-1786	89	53	bill	bill	NOUN
cblr-1786	89	54	in	in	ADP
cblr-1786	89	55	particular.23	particular.23	PROPN
cblr-1786	89	56	in	in	ADP
cblr-1786	89	57	light	light	NOUN
cblr-1786	89	58	of	of	ADP
cblr-1786	89	59	the	the	DET
cblr-1786	89	60	hearings	hearing	NOUN
cblr-1786	89	61	,	,	PUNCT
cblr-1786	89	62	senate	senate	PROPN
cblr-1786	89	63	banking	banking	PROPN
cblr-1786	89	64	committee	committee	PROPN
cblr-1786	89	65	chairman	chairman	NOUN
cblr-1786	89	66	tim	tim	PROPN
cblr-1786	89	67	johnson	johnson	PROPN
cblr-1786	89	68	(	(	PUNCT
cblr-1786	89	69	d	d	NOUN
cblr-1786	89	70	-	-	PUNCT
cblr-1786	89	71	sd	sd	NOUN
cblr-1786	89	72	)	)	PUNCT
cblr-1786	89	73	and	and	CCONJ
cblr-1786	89	74	ranking	rank	VERB
cblr-1786	89	75	member	member	NOUN
cblr-1786	89	76	mike	mike	PROPN
cblr-1786	89	77	crapo	crapo	PROPN
cblr-1786	89	78	(	(	PUNCT
cblr-1786	89	79	r	r	NOUN
cblr-1786	89	80	-	-	PUNCT
cblr-1786	89	81	id	id	NOUN
cblr-1786	89	82	)	)	PUNCT
cblr-1786	89	83	released	release	VERB
cblr-1786	89	84	a	a	DET
cblr-1786	89	85	version	version	NOUN
cblr-1786	89	86	of	of	ADP
cblr-1786	89	87	corker	corker	NOUN
cblr-1786	89	88	-	-	PUNCT
cblr-1786	89	89	warner	warner	NOUN
cblr-1786	89	90	with	with	ADP
cblr-1786	89	91	slight	slight	ADJ
cblr-1786	89	92	22	22	NUM
cblr-1786	89	93	see	see	VERB
cblr-1786	89	94	i	i	PROPN
cblr-1786	89	95	d.	d.	PROPN
cblr-1786	89	96	§	§	PROPN
cblr-1786	89	97	§	§	PROPN
cblr-1786	89	98	211–214	211–214	NUM
cblr-1786	89	99	.	.	PUNCT
cblr-1786	90	1	supervised	supervised	ADJ
cblr-1786	90	2	actors	actor	NOUN
cblr-1786	90	3	would	would	AUX
cblr-1786	90	4	include	include	VERB
cblr-1786	90	5	private	private	ADJ
cblr-1786	90	6	mortgage	mortgage	NOUN
cblr-1786	90	7	insurers	insurer	NOUN
cblr-1786	90	8	,	,	PUNCT
cblr-1786	90	9	i	i	PROPN
cblr-1786	90	10	d.	d.	PROPN
cblr-1786	90	11	§	§	PROPN
cblr-1786	90	12	211	211	NUM
cblr-1786	90	13	,	,	PUNCT
cblr-1786	90	14	mortgage	mortgage	NOUN
cblr-1786	90	15	servicers	servicer	NOUN
cblr-1786	90	16	,	,	PUNCT
cblr-1786	90	17	i	i	PROPN
cblr-1786	90	18	d.	d.	PROPN
cblr-1786	90	19	§	§	PROPN
cblr-1786	90	20	212	212	NUM
cblr-1786	90	21	,	,	PUNCT
cblr-1786	90	22	mortgagebacked	mortgagebacke	VERB
cblr-1786	90	23	securities	security	NOUN
cblr-1786	90	24	issuers	issuer	NOUN
cblr-1786	90	25	,	,	PUNCT
cblr-1786	90	26	i	i	PROPN
cblr-1786	90	27	d.	d.	PROPN
cblr-1786	90	28	§	§	PROPN
cblr-1786	90	29	213	213	NUM
cblr-1786	90	30	,	,	PUNCT
cblr-1786	90	31	and	and	CCONJ
cblr-1786	90	32	mortgage	mortgage	NOUN
cblr-1786	90	33	bond	bond	NOUN
cblr-1786	90	34	guarantors	guarantor	NOUN
cblr-1786	90	35	,	,	PUNCT
cblr-1786	90	36	i	i	PROPN
cblr-1786	90	37	d.	d.	PROPN
cblr-1786	90	38	§	§	PROPN
cblr-1786	90	39	214	214	NUM
cblr-1786	90	40	.	.	PUNCT
cblr-1786	91	1	23	23	NUM
cblr-1786	91	2	see	see	VERB
cblr-1786	91	3	hearing	hear	VERB
cblr-1786	91	4	on	on	ADP
cblr-1786	91	5	housing	housing	NOUN
cblr-1786	91	6	finance	finance	NOUN
cblr-1786	91	7	reform	reform	NOUN
cblr-1786	91	8	:	:	PUNCT
cblr-1786	91	9	fundamentals	fundamental	NOUN
cblr-1786	91	10	of	of	ADP
cblr-1786	91	11	transferring	transfer	VERB
cblr-1786	91	12	credit	credit	NOUN
cblr-1786	91	13	risk	risk	NOUN
cblr-1786	91	14	in	in	ADP
cblr-1786	91	15	a	a	DET
cblr-1786	91	16	future	future	ADJ
cblr-1786	91	17	housing	housing	NOUN
cblr-1786	91	18	finance	finance	NOUN
cblr-1786	91	19	system	system	NOUN
cblr-1786	91	20	before	before	ADP
cblr-1786	91	21	the	the	DET
cblr-1786	91	22	s.	s.	PROPN
cblr-1786	91	23	comm	comm	NOUN
cblr-1786	91	24	.	.	PUNCT
cblr-1786	92	1	on	on	ADP
cblr-1786	92	2	banking	banking	NOUN
cblr-1786	92	3	,	,	PUNCT
cblr-1786	92	4	hous	hous	ADJ
cblr-1786	92	5	.	.	PUNCT
cblr-1786	92	6	,	,	PUNCT
cblr-1786	92	7	&	&	CCONJ
cblr-1786	92	8	urban	urban	PROPN
cblr-1786	92	9	affairs	affairs	PROPN
cblr-1786	92	10	,	,	PUNCT
cblr-1786	92	11	113th	113th	PROPN
cblr-1786	92	12	cong	cong	NOUN
cblr-1786	92	13	.	.	PUNCT
cblr-1786	93	1	(	(	PUNCT
cblr-1786	93	2	2013	2013	NUM
cblr-1786	93	3	)	)	PUNCT
cblr-1786	94	1	[	[	X
cblr-1786	94	2	hereinafter	hereinafter	NOUN
cblr-1786	94	3	risk	risk	NOUN
cblr-1786	94	4	transfer	transfer	NOUN
cblr-1786	94	5	hearing	hearing	NOUN
cblr-1786	94	6	]	]	X
cblr-1786	94	7	;	;	PUNCT
cblr-1786	94	8	hearing	hear	VERB
cblr-1786	94	9	on	on	ADP
cblr-1786	94	10	housing	housing	NOUN
cblr-1786	94	11	finance	finance	NOUN
cblr-1786	94	12	reform	reform	NOUN
cblr-1786	94	13	:	:	PUNCT
cblr-1786	94	14	developing	develop	VERB
cblr-1786	94	15	a	a	DET
cblr-1786	94	16	plan	plan	NOUN
cblr-1786	94	17	for	for	ADP
cblr-1786	94	18	a	a	DET
cblr-1786	94	19	smooth	smooth	ADJ
cblr-1786	94	20	transition	transition	NOUN
cblr-1786	94	21	before	before	ADP
cblr-1786	94	22	the	the	DET
cblr-1786	94	23	s.	s.	PROPN
cblr-1786	94	24	comm	comm	NOUN
cblr-1786	94	25	.	.	PUNCT
cblr-1786	95	1	on	on	ADP
cblr-1786	95	2	banking	banking	NOUN
cblr-1786	95	3	,	,	PUNCT
cblr-1786	95	4	hous	hous	ADJ
cblr-1786	95	5	.	.	PUNCT
cblr-1786	95	6	,	,	PUNCT
cblr-1786	95	7	&	&	CCONJ
cblr-1786	95	8	urban	urban	PROPN
cblr-1786	95	9	affairs	affairs	PROPN
cblr-1786	95	10	,	,	PUNCT
cblr-1786	95	11	113th	113th	PROPN
cblr-1786	95	12	cong	cong	NOUN
cblr-1786	95	13	.	.	PUNCT
cblr-1786	96	1	(	(	PUNCT
cblr-1786	96	2	2013	2013	NUM
cblr-1786	96	3	)	)	PUNCT
cblr-1786	96	4	;	;	PUNCT
cblr-1786	96	5	hearing	hear	VERB
cblr-1786	96	6	on	on	ADP
cblr-1786	96	7	housing	housing	NOUN
cblr-1786	96	8	finance	finance	NOUN
cblr-1786	96	9	reform	reform	NOUN
cblr-1786	96	10	:	:	PUNCT
cblr-1786	96	11	powers	power	NOUN
cblr-1786	96	12	and	and	CCONJ
cblr-1786	96	13	structure	structure	NOUN
cblr-1786	96	14	of	of	ADP
cblr-1786	96	15	a	a	DET
cblr-1786	96	16	strong	strong	ADJ
cblr-1786	96	17	regulator	regulator	NOUN
cblr-1786	96	18	before	before	ADP
cblr-1786	96	19	the	the	DET
cblr-1786	96	20	s.	s.	PROPN
cblr-1786	96	21	comm	comm	NOUN
cblr-1786	96	22	.	.	PUNCT
cblr-1786	97	1	on	on	ADP
cblr-1786	97	2	banking	banking	NOUN
cblr-1786	97	3	,	,	PUNCT
cblr-1786	97	4	hous	hous	ADJ
cblr-1786	97	5	.	.	PUNCT
cblr-1786	97	6	,	,	PUNCT
cblr-1786	97	7	&	&	CCONJ
cblr-1786	97	8	urban	urban	PROPN
cblr-1786	97	9	affairs	affairs	PROPN
cblr-1786	97	10	,	,	PUNCT
cblr-1786	97	11	113th	113th	PROPN
cblr-1786	97	12	cong	cong	NOUN
cblr-1786	97	13	.	.	PUNCT
cblr-1786	98	1	(	(	PUNCT
cblr-1786	98	2	2013	2013	NUM
cblr-1786	98	3	)	)	PUNCT
cblr-1786	99	1	[	[	X
cblr-1786	99	2	hereinafter	hereinafter	VERB
cblr-1786	99	3	strong	strong	ADJ
cblr-1786	99	4	regulator	regulator	NOUN
cblr-1786	99	5	hearing	hearing	NOUN
cblr-1786	99	6	]	]	PUNCT
cblr-1786	99	7	;	;	PUNCT
cblr-1786	99	8	hearing	hear	VERB
cblr-1786	99	9	on	on	ADP
cblr-1786	99	10	housing	housing	NOUN
cblr-1786	99	11	finance	finance	NOUN
cblr-1786	99	12	reform	reform	NOUN
cblr-1786	99	13	:	:	PUNCT
cblr-1786	99	14	essential	essential	ADJ
cblr-1786	99	15	elements	element	NOUN
cblr-1786	99	16	to	to	PART
cblr-1786	99	17	provide	provide	VERB
cblr-1786	99	18	affordable	affordable	ADJ
cblr-1786	99	19	options	option	NOUN
cblr-1786	99	20	for	for	ADP
cblr-1786	99	21	housing	housing	NOUN
cblr-1786	99	22	before	before	ADP
cblr-1786	99	23	the	the	DET
cblr-1786	99	24	s.	s.	PROPN
cblr-1786	99	25	comm	comm	NOUN
cblr-1786	99	26	.	.	PUNCT
cblr-1786	100	1	on	on	ADP
cblr-1786	100	2	banking	banking	NOUN
cblr-1786	100	3	,	,	PUNCT
cblr-1786	100	4	hous	hous	ADJ
cblr-1786	100	5	.	.	PUNCT
cblr-1786	100	6	,	,	PUNCT
cblr-1786	100	7	&	&	CCONJ
cblr-1786	100	8	urban	urban	PROPN
cblr-1786	100	9	affairs	affairs	PROPN
cblr-1786	100	10	,	,	PUNCT
cblr-1786	100	11	113th	113th	PROPN
cblr-1786	100	12	cong	cong	NOUN
cblr-1786	100	13	.	.	PUNCT
cblr-1786	101	1	(	(	PUNCT
cblr-1786	101	2	2013	2013	NUM
cblr-1786	101	3	)	)	PUNCT
cblr-1786	101	4	;	;	PUNCT
cblr-1786	101	5	hearing	hear	VERB
cblr-1786	101	6	on	on	ADP
cblr-1786	101	7	housing	housing	NOUN
cblr-1786	101	8	finance	finance	NOUN
cblr-1786	101	9	reform	reform	NOUN
cblr-1786	101	10	:	:	PUNCT
cblr-1786	101	11	protecting	protect	VERB
cblr-1786	101	12	small	small	ADJ
cblr-1786	101	13	lender	lender	NOUN
cblr-1786	101	14	access	access	NOUN
cblr-1786	101	15	to	to	ADP
cblr-1786	101	16	the	the	DET
cblr-1786	101	17	secondary	secondary	ADJ
cblr-1786	101	18	mortgage	mortgage	NOUN
cblr-1786	101	19	market	market	NOUN
cblr-1786	101	20	before	before	ADP
cblr-1786	101	21	the	the	DET
cblr-1786	101	22	s.	s.	PROPN
cblr-1786	101	23	comm	comm	NOUN
cblr-1786	101	24	.	.	PUNCT
cblr-1786	102	1	on	on	ADP
cblr-1786	102	2	banking	banking	NOUN
cblr-1786	102	3	,	,	PUNCT
cblr-1786	102	4	hous	hous	ADJ
cblr-1786	102	5	.	.	PUNCT
cblr-1786	102	6	,	,	PUNCT
cblr-1786	102	7	&	&	CCONJ
cblr-1786	102	8	urban	urban	PROPN
cblr-1786	102	9	affairs	affairs	PROPN
cblr-1786	102	10	,	,	PUNCT
cblr-1786	102	11	113th	113th	PROPN
cblr-1786	102	12	cong	cong	NOUN
cblr-1786	102	13	.	.	PUNCT
cblr-1786	103	1	(	(	PUNCT
cblr-1786	103	2	2013	2013	NUM
cblr-1786	103	3	)	)	PUNCT
cblr-1786	104	1	[	[	X
cblr-1786	104	2	hereinafter	hereinafter	NOUN
cblr-1786	104	3	protecting	protect	VERB
cblr-1786	104	4	small	small	ADJ
cblr-1786	104	5	lenders	lender	NOUN
cblr-1786	104	6	hearing	hear	VERB
cblr-1786	104	7	]	]	PUNCT
cblr-1786	104	8	;	;	PUNCT
cblr-1786	104	9	hearing	hear	VERB
cblr-1786	104	10	on	on	ADP
cblr-1786	104	11	housing	housing	NOUN
cblr-1786	104	12	finance	finance	NOUN
cblr-1786	104	13	reform	reform	NOUN
cblr-1786	104	14	:	:	PUNCT
cblr-1786	104	15	essential	essential	ADJ
cblr-1786	104	16	elements	element	NOUN
cblr-1786	104	17	of	of	ADP
cblr-1786	104	18	a	a	DET
cblr-1786	104	19	government	government	NOUN
cblr-1786	104	20	guarantee	guarantee	NOUN
cblr-1786	104	21	for	for	ADP
cblr-1786	104	22	mortgage	mortgage	NOUN
cblr-1786	104	23	-	-	PUNCT
cblr-1786	104	24	backed	back	VERB
cblr-1786	104	25	securities	security	NOUN
cblr-1786	104	26	before	before	ADP
cblr-1786	104	27	the	the	DET
cblr-1786	104	28	s.	s.	PROPN
cblr-1786	104	29	comm	comm	NOUN
cblr-1786	104	30	.	.	PUNCT
cblr-1786	105	1	on	on	ADP
cblr-1786	105	2	banking	banking	NOUN
cblr-1786	105	3	,	,	PUNCT
cblr-1786	105	4	hous	hous	ADJ
cblr-1786	105	5	.	.	PUNCT
cblr-1786	105	6	&	&	CCONJ
cblr-1786	105	7	urban	urban	PROPN
cblr-1786	105	8	affairs	affairs	PROPN
cblr-1786	105	9	,	,	PUNCT
cblr-1786	105	10	113th	113th	PROPN
cblr-1786	105	11	cong	cong	NOUN
cblr-1786	105	12	.	.	PUNCT
cblr-1786	106	1	(	(	PUNCT
cblr-1786	106	2	2013	2013	NUM
cblr-1786	106	3	)	)	PUNCT
cblr-1786	106	4	;	;	PUNCT
cblr-1786	106	5	hearing	hear	VERB
cblr-1786	106	6	on	on	ADP
cblr-1786	106	7	housing	housing	NOUN
cblr-1786	106	8	finance	finance	NOUN
cblr-1786	106	9	reform	reform	NOUN
cblr-1786	106	10	:	:	PUNCT
cblr-1786	106	11	essentials	essential	NOUN
cblr-1786	106	12	of	of	ADP
cblr-1786	106	13	a	a	DET
cblr-1786	106	14	functioning	function	VERB
cblr-1786	106	15	housing	housing	NOUN
cblr-1786	106	16	finance	finance	NOUN
cblr-1786	106	17	system	system	NOUN
cblr-1786	106	18	for	for	ADP
cblr-1786	106	19	consumers	consumer	NOUN
cblr-1786	106	20	before	before	ADP
cblr-1786	106	21	the	the	DET
cblr-1786	106	22	s.	s.	PROPN
cblr-1786	106	23	comm	comm	NOUN
cblr-1786	106	24	.	.	PUNCT
cblr-1786	107	1	on	on	ADP
cblr-1786	107	2	banking	banking	NOUN
cblr-1786	107	3	,	,	PUNCT
cblr-1786	107	4	hous	hous	ADJ
cblr-1786	107	5	.	.	PUNCT
cblr-1786	107	6	,	,	PUNCT
cblr-1786	107	7	&	&	CCONJ
cblr-1786	107	8	urban	urban	PROPN
cblr-1786	107	9	affairs	affairs	PROPN
cblr-1786	107	10	,	,	PUNCT
cblr-1786	107	11	113th	113th	PROPN
cblr-1786	107	12	cong	cong	NOUN
cblr-1786	107	13	.	.	PUNCT
cblr-1786	108	1	(	(	PUNCT
cblr-1786	108	2	2013	2013	NUM
cblr-1786	108	3	)	)	PUNCT
cblr-1786	108	4	;	;	PUNCT
cblr-1786	108	5	hearing	hear	VERB
cblr-1786	108	6	on	on	ADP
cblr-1786	108	7	housing	housing	NOUN
cblr-1786	108	8	finance	finance	NOUN
cblr-1786	108	9	reform	reform	NOUN
cblr-1786	108	10	:	:	PUNCT
cblr-1786	108	11	essential	essential	ADJ
cblr-1786	108	12	elements	element	NOUN
cblr-1786	108	13	of	of	ADP
cblr-1786	108	14	the	the	DET
cblr-1786	108	15	multifamily	multifamily	ADJ
cblr-1786	108	16	housing	housing	NOUN
cblr-1786	108	17	finance	finance	NOUN
cblr-1786	108	18	system	system	NOUN
cblr-1786	108	19	before	before	ADP
cblr-1786	108	20	the	the	DET
cblr-1786	108	21	s.	s.	PROPN
cblr-1786	108	22	comm	comm	NOUN
cblr-1786	108	23	.	.	PUNCT
cblr-1786	109	1	on	on	ADP
cblr-1786	109	2	banking	banking	NOUN
cblr-1786	109	3	,	,	PUNCT
cblr-1786	109	4	hous	hous	ADJ
cblr-1786	109	5	.	.	PUNCT
cblr-1786	109	6	,	,	PUNCT
cblr-1786	109	7	&	&	CCONJ
cblr-1786	109	8	urban	urban	PROPN
cblr-1786	109	9	affairs	affairs	PROPN
cblr-1786	109	10	,	,	PUNCT
cblr-1786	109	11	113th	113th	PROPN
cblr-1786	109	12	cong	cong	NOUN
cblr-1786	109	13	.	.	PUNCT
cblr-1786	110	1	(	(	PUNCT
cblr-1786	110	2	2013	2013	NUM
cblr-1786	110	3	)	)	PUNCT
cblr-1786	110	4	;	;	PUNCT
cblr-1786	110	5	hearing	hear	VERB
cblr-1786	110	6	on	on	ADP
cblr-1786	110	7	fundamentals	fundamental	NOUN
cblr-1786	110	8	of	of	ADP
cblr-1786	110	9	a	a	DET
cblr-1786	110	10	functioning	function	VERB
cblr-1786	110	11	private	private	ADJ
cblr-1786	110	12	label	label	NOUN
cblr-1786	110	13	mortgage	mortgage	NOUN
cblr-1786	110	14	backed	back	VERB
cblr-1786	110	15	securities	security	NOUN
cblr-1786	110	16	market	market	NOUN
cblr-1786	110	17	before	before	ADP
cblr-1786	110	18	the	the	DET
cblr-1786	110	19	s.	s.	PROPN
cblr-1786	110	20	comm	comm	NOUN
cblr-1786	110	21	.	.	PUNCT
cblr-1786	111	1	on	on	ADP
cblr-1786	111	2	banking	banking	NOUN
cblr-1786	111	3	,	,	PUNCT
cblr-1786	111	4	hous	hous	ADJ
cblr-1786	111	5	.	.	PUNCT
cblr-1786	111	6	,	,	PUNCT
cblr-1786	111	7	&	&	CCONJ
cblr-1786	111	8	urban	urban	PROPN
cblr-1786	111	9	affairs	affairs	PROPN
cblr-1786	111	10	,	,	PUNCT
cblr-1786	111	11	113th	113th	PROPN
cblr-1786	111	12	cong	cong	NOUN
cblr-1786	111	13	.	.	PUNCT
cblr-1786	112	1	(	(	PUNCT
cblr-1786	112	2	2013	2013	NUM
cblr-1786	112	3	)	)	PUNCT
cblr-1786	113	1	[	[	X
cblr-1786	113	2	hereinafter	hereinafter	NOUN
cblr-1786	113	3	,	,	PUNCT
cblr-1786	113	4	private	private	ADJ
cblr-1786	113	5	-	-	PUNCT
cblr-1786	113	6	label	label	NOUN
cblr-1786	113	7	securitization	securitization	NOUN
cblr-1786	113	8	hearing	hearing	NOUN
cblr-1786	113	9	]	]	X
cblr-1786	113	10	;	;	PUNCT
cblr-1786	113	11	hearing	hear	VERB
cblr-1786	113	12	on	on	ADP
cblr-1786	113	13	essential	essential	ADJ
cblr-1786	113	14	elements	element	NOUN
cblr-1786	113	15	of	of	ADP
cblr-1786	113	16	housing	housing	NOUN
cblr-1786	113	17	finance	finance	NOUN
cblr-1786	113	18	reform	reform	NOUN
cblr-1786	113	19	before	before	ADP
cblr-1786	113	20	the	the	DET
cblr-1786	113	21	s.	s.	PROPN
cblr-1786	113	22	comm	comm	NOUN
cblr-1786	113	23	.	.	PUNCT
cblr-1786	114	1	on	on	ADP
cblr-1786	114	2	banking	banking	NOUN
cblr-1786	114	3	,	,	PUNCT
cblr-1786	114	4	hous	hous	ADJ
cblr-1786	114	5	.	.	PUNCT
cblr-1786	114	6	,	,	PUNCT
cblr-1786	114	7	&	&	CCONJ
cblr-1786	114	8	urban	urban	PROPN
cblr-1786	114	9	affairs	affairs	PROPN
cblr-1786	114	10	,	,	PUNCT
cblr-1786	114	11	113th	113th	PROPN
cblr-1786	114	12	cong	cong	NOUN
cblr-1786	114	13	.	.	PUNCT
cblr-1786	115	1	(	(	PUNCT
cblr-1786	115	2	2013	2013	NUM
cblr-1786	115	3	)	)	PUNCT
cblr-1786	116	1	[	[	X
cblr-1786	116	2	hereinafter	hereinafter	NOUN
cblr-1786	116	3	,	,	PUNCT
cblr-1786	116	4	collectively	collectively	ADV
cblr-1786	116	5	,	,	PUNCT
cblr-1786	116	6	the	the	DET
cblr-1786	116	7	senate	senate	PROPN
cblr-1786	116	8	banking	banking	PROPN
cblr-1786	116	9	committee	committee	PROPN
cblr-1786	116	10	housing	housing	PROPN
cblr-1786	116	11	finance	finance	NOUN
cblr-1786	116	12	reform	reform	NOUN
cblr-1786	116	13	hearings	hearing	NOUN
cblr-1786	116	14	]	]	PUNCT
cblr-1786	116	15	.	.	PUNCT
cblr-1786	117	1	niles	nile	NOUN
cblr-1786	117	2	final	final	ADJ
cblr-1786	117	3	no	no	NOUN
cblr-1786	117	4	.	.	NOUN
cblr-1786	117	5	3:906	3:906	NUM
cblr-1786	117	6	]	]	PUNCT
cblr-1786	117	7	member	member	NOUN
cblr-1786	117	8	fmic	fmic	ADJ
cblr-1786	117	9	913	913	NUM
cblr-1786	117	10	revisions	revision	NOUN
cblr-1786	117	11	(	(	PUNCT
cblr-1786	117	12	the	the	DET
cblr-1786	117	13	“	"	PUNCT
cblr-1786	117	14	johnson	johnson	PROPN
cblr-1786	117	15	-	-	PUNCT
cblr-1786	117	16	crapo	crapo	PROPN
cblr-1786	117	17	bill	bill	NOUN
cblr-1786	117	18	”	"	PUNCT
cblr-1786	117	19	or	or	CCONJ
cblr-1786	117	20	“	"	PUNCT
cblr-1786	117	21	johnson	johnson	PROPN
cblr-1786	117	22	-	-	PUNCT
cblr-1786	117	23	crapo”),24	crapo”),24	PROPN
cblr-1786	117	24	and	and	CCONJ
cblr-1786	117	25	,	,	PUNCT
cblr-1786	117	26	on	on	ADP
cblr-1786	117	27	may	may	PROPN
cblr-1786	117	28	15	15	NUM
cblr-1786	117	29	,	,	PUNCT
cblr-1786	117	30	2014	2014	NUM
cblr-1786	117	31	,	,	PUNCT
cblr-1786	117	32	the	the	DET
cblr-1786	117	33	johnson	johnson	PROPN
cblr-1786	117	34	-	-	PUNCT
cblr-1786	117	35	crapo	crapo	PROPN
cblr-1786	117	36	bill	bill	PROPN
cblr-1786	117	37	passed	pass	VERB
cblr-1786	117	38	the	the	DET
cblr-1786	117	39	senate	senate	PROPN
cblr-1786	117	40	banking	banking	PROPN
cblr-1786	117	41	committee	committee	PROPN
cblr-1786	117	42	by	by	ADP
cblr-1786	117	43	a	a	DET
cblr-1786	117	44	13	13	NUM
cblr-1786	117	45	-	-	SYM
cblr-1786	117	46	9	9	NUM
cblr-1786	117	47	vote	vote	NOUN
cblr-1786	117	48	,	,	PUNCT
cblr-1786	117	49	with	with	ADP
cblr-1786	117	50	a	a	DET
cblr-1786	117	51	bipartisan	bipartisan	ADJ
cblr-1786	117	52	majority.25	majority.25	NOUN
cblr-1786	117	53	interestingly	interestingly	ADV
cblr-1786	117	54	,	,	PUNCT
cblr-1786	117	55	however	however	ADV
cblr-1786	117	56	,	,	PUNCT
cblr-1786	117	57	the	the	DET
cblr-1786	117	58	dissenters	dissenter	NOUN
cblr-1786	117	59	comprised	comprise	VERB
cblr-1786	117	60	not	not	PART
cblr-1786	117	61	only	only	ADV
cblr-1786	117	62	minority	minority	NOUN
cblr-1786	117	63	republican	republican	ADJ
cblr-1786	117	64	senators	senator	NOUN
cblr-1786	117	65	but	but	CCONJ
cblr-1786	117	66	also	also	ADV
cblr-1786	117	67	liberal	liberal	ADJ
cblr-1786	117	68	democratic	democratic	ADJ
cblr-1786	117	69	senators	senator	NOUN
cblr-1786	117	70	such	such	ADJ
cblr-1786	117	71	as	as	ADP
cblr-1786	117	72	elizabeth	elizabeth	PROPN
cblr-1786	117	73	warren	warren	PROPN
cblr-1786	117	74	(	(	PUNCT
cblr-1786	117	75	d	d	PROPN
cblr-1786	117	76	-	-	PUNCT
cblr-1786	117	77	ma	ma	NOUN
cblr-1786	117	78	)	)	PUNCT
cblr-1786	117	79	,	,	PUNCT
cblr-1786	117	80	jeff	jeff	PROPN
cblr-1786	117	81	merkley	merkley	PROPN
cblr-1786	117	82	(	(	PUNCT
cblr-1786	117	83	d	d	NOUN
cblr-1786	117	84	-	-	PUNCT
cblr-1786	117	85	or	or	CCONJ
cblr-1786	117	86	)	)	PUNCT
cblr-1786	117	87	,	,	PUNCT
cblr-1786	117	88	and	and	CCONJ
cblr-1786	117	89	sherrod	sherrod	NOUN
cblr-1786	117	90	brown	brown	NOUN
cblr-1786	117	91	(	(	PUNCT
cblr-1786	117	92	d	d	NOUN
cblr-1786	117	93	-	-	ADJ
cblr-1786	117	94	oh).26	oh).26	ADJ
cblr-1786	117	95	perhaps	perhaps	ADV
cblr-1786	117	96	because	because	SCONJ
cblr-1786	117	97	of	of	ADP
cblr-1786	117	98	the	the	DET
cblr-1786	117	99	strength	strength	NOUN
cblr-1786	117	100	of	of	ADP
cblr-1786	117	101	the	the	DET
cblr-1786	117	102	democratic	democratic	ADJ
cblr-1786	117	103	dissent	dissent	NOUN
cblr-1786	117	104	,	,	PUNCT
cblr-1786	117	105	senate	senate	PROPN
cblr-1786	117	106	majority	majority	NOUN
cblr-1786	117	107	leader	leader	NOUN
cblr-1786	117	108	harry	harry	PROPN
cblr-1786	117	109	reid	reid	PROPN
cblr-1786	117	110	(	(	PUNCT
cblr-1786	117	111	d	d	PROPN
cblr-1786	117	112	-	-	PUNCT
cblr-1786	117	113	nv	nv	NOUN
cblr-1786	117	114	)	)	PUNCT
cblr-1786	117	115	has	have	AUX
cblr-1786	117	116	not	not	PART
cblr-1786	117	117	and	and	CCONJ
cblr-1786	117	118	is	be	AUX
cblr-1786	117	119	not	not	PART
cblr-1786	117	120	expected	expect	VERB
cblr-1786	117	121	to	to	PART
cblr-1786	117	122	bring	bring	VERB
cblr-1786	117	123	johnson	johnson	PROPN
cblr-1786	117	124	-	-	PUNCT
cblr-1786	117	125	crapo	crapo	PROPN
cblr-1786	117	126	to	to	ADP
cblr-1786	117	127	the	the	DET
cblr-1786	117	128	floor	floor	NOUN
cblr-1786	117	129	before	before	ADP
cblr-1786	117	130	midterm	midterm	NOUN
cblr-1786	117	131	elections	election	NOUN
cblr-1786	117	132	in	in	ADP
cblr-1786	117	133	november	november	PROPN
cblr-1786	117	134	2014.27	2014.27	NUM
cblr-1786	117	135	johnson	johnson	PROPN
cblr-1786	117	136	-	-	PUNCT
cblr-1786	117	137	crapo	crapo	PROPN
cblr-1786	117	138	and	and	CCONJ
cblr-1786	117	139	corker	corker	NOUN
cblr-1786	117	140	-	-	PUNCT
cblr-1786	117	141	warner	warner	NOUN
cblr-1786	117	142	(	(	PUNCT
cblr-1786	117	143	together	together	ADV
cblr-1786	117	144	,	,	PUNCT
cblr-1786	117	145	the	the	DET
cblr-1786	117	146	“	"	PUNCT
cblr-1786	117	147	senate	senate	PROPN
cblr-1786	117	148	proposal	proposal	NOUN
cblr-1786	117	149	”	"	PUNCT
cblr-1786	117	150	)	)	PUNCT
cblr-1786	117	151	strongly	strongly	ADV
cblr-1786	117	152	contrast	contrast	VERB
cblr-1786	117	153	with	with	ADP
cblr-1786	117	154	alternative	alternative	ADJ
cblr-1786	117	155	,	,	PUNCT
cblr-1786	117	156	more	more	ADV
cblr-1786	117	157	partisan	partisan	ADJ
cblr-1786	117	158	reforms	reform	NOUN
cblr-1786	117	159	proposed	propose	VERB
cblr-1786	117	160	in	in	ADP
cblr-1786	117	161	the	the	DET
cblr-1786	117	162	house	house	NOUN
cblr-1786	117	163	of	of	ADP
cblr-1786	117	164	representatives	representative	NOUN
cblr-1786	117	165	,	,	PUNCT
cblr-1786	117	166	including	include	VERB
cblr-1786	117	167	the	the	DET
cblr-1786	117	168	protecting	protect	VERB
cblr-1786	117	169	american	american	ADJ
cblr-1786	117	170	taxpayers	taxpayer	NOUN
cblr-1786	117	171	and	and	CCONJ
cblr-1786	117	172	homeowners	homeowner	NOUN
cblr-1786	117	173	act	act	VERB
cblr-1786	117	174	(	(	PUNCT
cblr-1786	117	175	“	"	PUNCT
cblr-1786	117	176	path	path	NOUN
cblr-1786	117	177	act”)28	act”)28	PROPN
cblr-1786	117	178	and	and	CCONJ
cblr-1786	117	179	the	the	DET
cblr-1786	117	180	housing	housing	NOUN
cblr-1786	117	181	opportunities	opportunity	NOUN
cblr-1786	117	182	move	move	VERB
cblr-1786	117	183	the	the	DET
cblr-1786	117	184	economy	economy	NOUN
cblr-1786	117	185	forward	forward	ADV
cblr-1786	117	186	act	act	PROPN
cblr-1786	117	187	(	(	PUNCT
cblr-1786	117	188	“	"	PUNCT
cblr-1786	117	189	home	home	NOUN
cblr-1786	117	190	forward	forward	ADJ
cblr-1786	117	191	act”).29	act”).29	NOUN
cblr-1786	117	192	while	while	SCONJ
cblr-1786	117	193	the	the	DET
cblr-1786	117	194	republican	republican	PROPN
cblr-1786	117	195	-	-	PUNCT
cblr-1786	117	196	supported	support	VERB
cblr-1786	117	197	path	path	NOUN
cblr-1786	117	198	act	act	NOUN
cblr-1786	117	199	would	would	AUX
cblr-1786	117	200	abolish	abolish	VERB
cblr-1786	117	201	the	the	DET
cblr-1786	117	202	gses	gse	NOUN
cblr-1786	117	203	24	24	NUM
cblr-1786	117	204	housing	housing	NOUN
cblr-1786	117	205	finance	finance	NOUN
cblr-1786	117	206	reform	reform	NOUN
cblr-1786	117	207	and	and	CCONJ
cblr-1786	117	208	taxpayer	taxpayer	NOUN
cblr-1786	117	209	protection	protection	PROPN
cblr-1786	117	210	act	act	PROPN
cblr-1786	117	211	of	of	ADP
cblr-1786	117	212	2014	2014	NUM
cblr-1786	117	213	,	,	PUNCT
cblr-1786	117	214	s.	s.	PROPN
cblr-1786	117	215	1217	1217	NUM
cblr-1786	117	216	,	,	PUNCT
cblr-1786	117	217	113th	113th	PROPN
cblr-1786	117	218	cong	cong	NOUN
cblr-1786	117	219	.	.	PUNCT
cblr-1786	118	1	(	(	PUNCT
cblr-1786	118	2	2014	2014	NUM
cblr-1786	118	3	)	)	PUNCT
cblr-1786	119	1	[	[	X
cblr-1786	119	2	hereinafter	hereinafter	NOUN
cblr-1786	119	3	johnson	johnson	PROPN
cblr-1786	119	4	-	-	PUNCT
cblr-1786	119	5	crapo	crapo	PROPN
cblr-1786	119	6	senate	senate	PROPN
cblr-1786	119	7	bill	bill	PROPN
cblr-1786	119	8	]	]	PUNCT
cblr-1786	119	9	(	(	PUNCT
cblr-1786	119	10	as	as	SCONJ
cblr-1786	119	11	reported	report	VERB
cblr-1786	119	12	by	by	ADP
cblr-1786	119	13	s.	s.	PROPN
cblr-1786	119	14	comm	comm	PROPN
cblr-1786	119	15	.	.	PUNCT
cblr-1786	120	1	on	on	ADP
cblr-1786	120	2	banking	banking	NOUN
cblr-1786	120	3	,	,	PUNCT
cblr-1786	120	4	hous	hous	ADJ
cblr-1786	120	5	.	.	PUNCT
cblr-1786	120	6	,	,	PUNCT
cblr-1786	120	7	&	&	CCONJ
cblr-1786	120	8	urban	urban	PROPN
cblr-1786	120	9	affairs	affairs	PROPN
cblr-1786	120	10	,	,	PUNCT
cblr-1786	120	11	may	may	AUX
cblr-1786	120	12	15	15	NUM
cblr-1786	120	13	,	,	PUNCT
cblr-1786	120	14	2014	2014	NUM
cblr-1786	120	15	)	)	PUNCT
cblr-1786	120	16	.	.	PUNCT
cblr-1786	121	1	in	in	ADP
cblr-1786	121	2	the	the	DET
cblr-1786	121	3	language	language	NOUN
cblr-1786	121	4	of	of	ADP
cblr-1786	121	5	the	the	DET
cblr-1786	121	6	senate	senate	PROPN
cblr-1786	121	7	,	,	PUNCT
cblr-1786	121	8	s.	s.	PROPN
cblr-1786	121	9	1217	1217	NUM
cblr-1786	121	10	(	(	PUNCT
cblr-1786	121	11	the	the	DET
cblr-1786	121	12	original	original	ADJ
cblr-1786	121	13	corker	corker	NOUN
cblr-1786	121	14	-	-	PUNCT
cblr-1786	121	15	warner	warner	NOUN
cblr-1786	121	16	bill	bill	NOUN
cblr-1786	121	17	)	)	PUNCT
cblr-1786	121	18	was	be	AUX
cblr-1786	121	19	“	"	PUNCT
cblr-1786	121	20	ordered	order	VERB
cblr-1786	121	21	to	to	PART
cblr-1786	121	22	be	be	AUX
cblr-1786	121	23	reported	report	VERB
cblr-1786	121	24	with	with	ADP
cblr-1786	121	25	an	an	DET
cblr-1786	121	26	amendment	amendment	NOUN
cblr-1786	121	27	in	in	ADP
cblr-1786	121	28	the	the	DET
cblr-1786	121	29	nature	nature	NOUN
cblr-1786	121	30	of	of	ADP
cblr-1786	121	31	a	a	DET
cblr-1786	121	32	substitute	substitute	NOUN
cblr-1786	121	33	favorably	favorably	ADV
cblr-1786	121	34	,	,	PUNCT
cblr-1786	121	35	”	"	PUNCT
cblr-1786	121	36	which	which	PRON
cblr-1786	121	37	means	mean	VERB
cblr-1786	121	38	that	that	SCONJ
cblr-1786	121	39	the	the	DET
cblr-1786	121	40	entire	entire	ADJ
cblr-1786	121	41	text	text	NOUN
cblr-1786	121	42	of	of	ADP
cblr-1786	121	43	corker	corker	NOUN
cblr-1786	121	44	-	-	PUNCT
cblr-1786	121	45	warner	warner	NOUN
cblr-1786	121	46	was	be	AUX
cblr-1786	121	47	struck	strike	VERB
cblr-1786	121	48	and	and	CCONJ
cblr-1786	121	49	replaced	replace	VERB
cblr-1786	121	50	with	with	ADP
cblr-1786	121	51	johnson	johnson	PROPN
cblr-1786	121	52	-	-	PUNCT
cblr-1786	121	53	crapo	crapo	PROPN
cblr-1786	121	54	.	.	PUNCT
cblr-1786	122	1	see	see	VERB
cblr-1786	122	2	also	also	ADV
cblr-1786	122	3	press	press	NOUN
cblr-1786	122	4	release	release	NOUN
cblr-1786	122	5	,	,	PUNCT
cblr-1786	122	6	senate	senate	PROPN
cblr-1786	122	7	comm	comm	NOUN
cblr-1786	122	8	.	.	PUNCT
cblr-1786	123	1	on	on	ADP
cblr-1786	123	2	banking	banking	NOUN
cblr-1786	123	3	,	,	PUNCT
cblr-1786	123	4	hous	hous	ADJ
cblr-1786	123	5	.	.	PUNCT
cblr-1786	123	6	,	,	PUNCT
cblr-1786	123	7	&	&	CCONJ
cblr-1786	123	8	urban	urban	PROPN
cblr-1786	123	9	affairs	affairs	PROPN
cblr-1786	123	10	,	,	PUNCT
cblr-1786	123	11	johnson	johnson	PROPN
cblr-1786	123	12	,	,	PUNCT
cblr-1786	123	13	crapo	crapo	PROPN
cblr-1786	123	14	release	release	VERB
cblr-1786	123	15	housing	housing	NOUN
cblr-1786	123	16	finance	finance	NOUN
cblr-1786	123	17	reform	reform	NOUN
cblr-1786	123	18	text	text	NOUN
cblr-1786	123	19	(	(	PUNCT
cblr-1786	123	20	mar	mar	PROPN
cblr-1786	123	21	.	.	PROPN
cblr-1786	123	22	16	16	NUM
cblr-1786	123	23	,	,	PUNCT
cblr-1786	123	24	2014	2014	NUM
cblr-1786	123	25	)	)	PUNCT
cblr-1786	123	26	.	.	PUNCT
cblr-1786	124	1	25	25	NUM
cblr-1786	124	2	see	see	VERB
cblr-1786	124	3	press	press	NOUN
cblr-1786	124	4	release	release	NOUN
cblr-1786	124	5	,	,	PUNCT
cblr-1786	124	6	senate	senate	PROPN
cblr-1786	124	7	comm	comm	NOUN
cblr-1786	124	8	.	.	PUNCT
cblr-1786	125	1	on	on	ADP
cblr-1786	125	2	banking	banking	NOUN
cblr-1786	125	3	,	,	PUNCT
cblr-1786	125	4	hous	hous	ADJ
cblr-1786	125	5	.	.	PUNCT
cblr-1786	126	1	&	&	CCONJ
cblr-1786	126	2	urban	urban	PROPN
cblr-1786	126	3	affairs	affairs	PROPN
cblr-1786	126	4	,	,	PUNCT
cblr-1786	126	5	senate	senate	PROPN
cblr-1786	126	6	banking	banking	PROPN
cblr-1786	126	7	committee	committee	PROPN
cblr-1786	126	8	passes	pass	VERB
cblr-1786	126	9	bipartisan	bipartisan	ADJ
cblr-1786	126	10	housing	housing	NOUN
cblr-1786	126	11	finance	finance	NOUN
cblr-1786	126	12	reform	reform	NOUN
cblr-1786	126	13	legislation	legislation	NOUN
cblr-1786	126	14	(	(	PUNCT
cblr-1786	126	15	may	may	PROPN
cblr-1786	126	16	15	15	NUM
cblr-1786	126	17	,	,	PUNCT
cblr-1786	126	18	2014	2014	NUM
cblr-1786	126	19	)	)	PUNCT
cblr-1786	126	20	,	,	PUNCT
cblr-1786	126	21	available	available	ADJ
cblr-1786	126	22	at	at	ADP
cblr-1786	126	23	http://perma.cc/5n9m2aa6	http://perma.cc/5n9m2aa6	PROPN
cblr-1786	126	24	.	.	PUNCT
cblr-1786	127	1	26	26	NUM
cblr-1786	127	2	jann	jann	PROPN
cblr-1786	127	3	swanson	swanson	PROPN
cblr-1786	127	4	,	,	PUNCT
cblr-1786	127	5	johnson	johnson	PROPN
cblr-1786	127	6	-	-	PUNCT
cblr-1786	127	7	crapo	crapo	PROPN
cblr-1786	127	8	bill	bill	PROPN
cblr-1786	127	9	passes	pass	VERB
cblr-1786	127	10	banking	banking	NOUN
cblr-1786	127	11	committee	committee	NOUN
cblr-1786	127	12	,	,	PUNCT
cblr-1786	127	13	margins	margin	VERB
cblr-1786	127	14	smaller	small	ADJ
cblr-1786	127	15	than	than	SCONJ
cblr-1786	127	16	hoped	hope	VERB
cblr-1786	127	17	,	,	PUNCT
cblr-1786	127	18	mortgage	mortgage	NOUN
cblr-1786	127	19	news	news	NOUN
cblr-1786	127	20	daily	daily	PROPN
cblr-1786	127	21	(	(	PUNCT
cblr-1786	127	22	may	may	PROPN
cblr-1786	127	23	15	15	NUM
cblr-1786	127	24	,	,	PUNCT
cblr-1786	127	25	2014	2014	NUM
cblr-1786	127	26	)	)	PUNCT
cblr-1786	127	27	,	,	PUNCT
cblr-1786	127	28	http://perma.cc/4cww-fjjh	http://perma.cc/4cww-fjjh	PROPN
cblr-1786	127	29	.	.	PROPN
cblr-1786	127	30	27	27	NUM
cblr-1786	127	31	see	see	VERB
cblr-1786	127	32	i	i	PRON
cblr-1786	127	33	d.	d.	PROPN
cblr-1786	127	34	28	28	NUM
cblr-1786	127	35	protecting	protect	VERB
cblr-1786	127	36	american	american	ADJ
cblr-1786	127	37	taxpayers	taxpayer	NOUN
cblr-1786	127	38	and	and	CCONJ
cblr-1786	127	39	homeowners	homeowner	NOUN
cblr-1786	127	40	act	act	VERB
cblr-1786	127	41	of	of	ADP
cblr-1786	127	42	2013	2013	NUM
cblr-1786	127	43	,	,	PUNCT
cblr-1786	127	44	h.r	h.r	PROPN
cblr-1786	127	45	.	.	PROPN
cblr-1786	127	46	2767	2767	NUM
cblr-1786	127	47	,	,	PUNCT
cblr-1786	127	48	113th	113th	PROPN
cblr-1786	127	49	cong	cong	NOUN
cblr-1786	127	50	.	.	PUNCT
cblr-1786	128	1	(	(	PUNCT
cblr-1786	128	2	2013	2013	NUM
cblr-1786	128	3	)	)	PUNCT
cblr-1786	128	4	.	.	PUNCT
cblr-1786	129	1	29	29	NUM
cblr-1786	129	2	housing	housing	NOUN
cblr-1786	129	3	opportunities	opportunity	NOUN
cblr-1786	129	4	move	move	VERB
cblr-1786	129	5	the	the	DET
cblr-1786	129	6	economy	economy	NOUN
cblr-1786	129	7	forward	forward	ADV
cblr-1786	129	8	act	act	NOUN
cblr-1786	129	9	of	of	ADP
cblr-1786	129	10	2014	2014	NUM
cblr-1786	129	11	,	,	PUNCT
cblr-1786	129	12	h.r	h.r	PROPN
cblr-1786	129	13	.	.	PUNCT
cblr-1786	130	1	_	_	PUNCT
cblr-1786	131	1	_	_	PUNCT
cblr-1786	132	1	_	_	PUNCT
cblr-1786	132	2	,	,	PUNCT
cblr-1786	132	3	113th	113th	PROPN
cblr-1786	132	4	cong	cong	NOUN
cblr-1786	132	5	.	.	PUNCT
cblr-1786	133	1	(	(	PUNCT
cblr-1786	133	2	2014	2014	NUM
cblr-1786	133	3	)	)	PUNCT
cblr-1786	133	4	(	(	PUNCT
cblr-1786	133	5	discussion	discussion	NOUN
cblr-1786	133	6	draft	draft	NOUN
cblr-1786	133	7	,	,	PUNCT
cblr-1786	133	8	mar	mar	PROPN
cblr-1786	133	9	.	.	PROPN
cblr-1786	133	10	27	27	NUM
cblr-1786	133	11	,	,	PUNCT
cblr-1786	133	12	2014	2014	NUM
cblr-1786	133	13	)	)	PUNCT
cblr-1786	133	14	.	.	PUNCT
cblr-1786	134	1	niles	nile	NOUN
cblr-1786	134	2	final	final	ADJ
cblr-1786	134	3	914	914	NUM
cblr-1786	134	4	columbia	columbia	PROPN
cblr-1786	134	5	business	business	NOUN
cblr-1786	134	6	law	law	PROPN
cblr-1786	134	7	review	review	NOUN
cblr-1786	134	8	[	[	X
cblr-1786	134	9	vol	vol	NOUN
cblr-1786	134	10	.	.	PUNCT
cblr-1786	134	11	2014	2014	NUM
cblr-1786	135	1	and	and	CCONJ
cblr-1786	135	2	prohibit	prohibit	VERB
cblr-1786	135	3	a	a	DET
cblr-1786	135	4	government	government	NOUN
cblr-1786	135	5	guaranty	guaranty	NOUN
cblr-1786	135	6	in	in	ADP
cblr-1786	135	7	housing	housing	NOUN
cblr-1786	135	8	finance,30	finance,30	NOUN
cblr-1786	135	9	the	the	DET
cblr-1786	135	10	democratic	democratic	ADJ
cblr-1786	135	11	home	home	NOUN
cblr-1786	135	12	forward	forward	ADJ
cblr-1786	135	13	act	act	NOUN
cblr-1786	135	14	contemplates	contemplate	VERB
cblr-1786	135	15	a	a	DET
cblr-1786	135	16	greater	great	ADJ
cblr-1786	135	17	federal	federal	ADJ
cblr-1786	135	18	presence	presence	NOUN
cblr-1786	135	19	in	in	ADP
cblr-1786	135	20	housing	housing	NOUN
cblr-1786	135	21	finance	finance	NOUN
cblr-1786	135	22	through	through	ADP
cblr-1786	135	23	a	a	DET
cblr-1786	135	24	diminished	diminished	ADJ
cblr-1786	135	25	private	private	ADJ
cblr-1786	135	26	capital	capital	NOUN
cblr-1786	135	27	first	first	ADJ
cblr-1786	135	28	-	-	PUNCT
cblr-1786	135	29	loss	loss	NOUN
cblr-1786	135	30	requirement31	requirement31	NOUN
cblr-1786	135	31	and	and	CCONJ
cblr-1786	135	32	a	a	DET
cblr-1786	135	33	stronger	strong	ADJ
cblr-1786	135	34	affordable	affordable	ADJ
cblr-1786	135	35	housing	housing	NOUN
cblr-1786	135	36	mandate.32	mandate.32	NOUN
cblr-1786	135	37	this	this	DET
cblr-1786	135	38	note	note	NOUN
cblr-1786	135	39	does	do	AUX
cblr-1786	135	40	not	not	PART
cblr-1786	135	41	delve	delve	VERB
cblr-1786	135	42	deeply	deeply	ADV
cblr-1786	135	43	into	into	ADP
cblr-1786	135	44	the	the	DET
cblr-1786	135	45	legal	legal	ADJ
cblr-1786	135	46	and	and	CCONJ
cblr-1786	135	47	regulatory	regulatory	ADJ
cblr-1786	135	48	structures	structure	NOUN
cblr-1786	135	49	of	of	ADP
cblr-1786	135	50	housing	housing	NOUN
cblr-1786	135	51	finance	finance	NOUN
cblr-1786	135	52	;	;	PUNCT
cblr-1786	135	53	instead	instead	ADV
cblr-1786	135	54	,	,	PUNCT
cblr-1786	135	55	it	it	PRON
cblr-1786	135	56	attempts	attempt	VERB
cblr-1786	135	57	to	to	PART
cblr-1786	135	58	deal	deal	VERB
cblr-1786	135	59	holistically	holistically	ADV
cblr-1786	135	60	with	with	ADP
cblr-1786	135	61	the	the	DET
cblr-1786	135	62	policy	policy	NOUN
cblr-1786	135	63	concerns	concern	NOUN
cblr-1786	135	64	and	and	CCONJ
cblr-1786	135	65	considerations	consideration	NOUN
cblr-1786	135	66	surrounding	surround	VERB
cblr-1786	135	67	the	the	DET
cblr-1786	135	68	senate	senate	PROPN
cblr-1786	135	69	proposal	proposal	NOUN
cblr-1786	135	70	to	to	PART
cblr-1786	135	71	reform	reform	VERB
cblr-1786	135	72	the	the	DET
cblr-1786	135	73	housing	housing	NOUN
cblr-1786	135	74	finance	finance	NOUN
cblr-1786	135	75	system	system	NOUN
cblr-1786	135	76	—	—	PUNCT
cblr-1786	135	77	the	the	DET
cblr-1786	135	78	proposal	proposal	NOUN
cblr-1786	135	79	with	with	ADP
cblr-1786	135	80	the	the	DET
cblr-1786	135	81	greatest	great	ADJ
cblr-1786	135	82	political	political	ADJ
cblr-1786	135	83	appetite	appetite	NOUN
cblr-1786	135	84	.	.	PUNCT
cblr-1786	136	1	for	for	ADP
cblr-1786	136	2	a	a	DET
cblr-1786	136	3	number	number	NOUN
cblr-1786	136	4	of	of	ADP
cblr-1786	136	5	reasons	reason	NOUN
cblr-1786	136	6	,	,	PUNCT
cblr-1786	136	7	this	this	DET
cblr-1786	136	8	note	note	NOUN
cblr-1786	136	9	aims	aim	VERB
cblr-1786	136	10	to	to	PART
cblr-1786	136	11	explain	explain	VERB
cblr-1786	136	12	and	and	CCONJ
cblr-1786	136	13	editorialize	editorialize	VERB
cblr-1786	136	14	on	on	ADP
cblr-1786	136	15	the	the	DET
cblr-1786	136	16	senate	senate	PROPN
cblr-1786	136	17	proposal	proposal	NOUN
cblr-1786	136	18	rather	rather	ADV
cblr-1786	136	19	than	than	SCONJ
cblr-1786	136	20	to	to	PART
cblr-1786	136	21	defend	defend	VERB
cblr-1786	136	22	its	its	PRON
cblr-1786	136	23	underlying	underlie	VERB
cblr-1786	136	24	premise	premise	NOUN
cblr-1786	136	25	:	:	PUNCT
cblr-1786	136	26	that	that	SCONJ
cblr-1786	136	27	the	the	DET
cblr-1786	136	28	federal	federal	ADJ
cblr-1786	136	29	government	government	NOUN
cblr-1786	136	30	should	should	AUX
cblr-1786	136	31	participate	participate	VERB
cblr-1786	136	32	in	in	ADP
cblr-1786	136	33	housing	housing	NOUN
cblr-1786	136	34	finance	finance	NOUN
cblr-1786	136	35	at	at	ADV
cblr-1786	136	36	all	all	ADV
cblr-1786	136	37	.	.	PUNCT
cblr-1786	137	1	chief	chief	NOUN
cblr-1786	137	2	among	among	ADP
cblr-1786	137	3	these	these	DET
cblr-1786	137	4	reasons	reason	NOUN
cblr-1786	137	5	is	be	AUX
cblr-1786	137	6	the	the	DET
cblr-1786	137	7	contention	contention	NOUN
cblr-1786	137	8	,	,	PUNCT
cblr-1786	137	9	taken	take	VERB
cblr-1786	137	10	at	at	ADP
cblr-1786	137	11	face	face	NOUN
cblr-1786	137	12	value	value	NOUN
cblr-1786	137	13	for	for	ADP
cblr-1786	137	14	purposes	purpose	NOUN
cblr-1786	137	15	of	of	ADP
cblr-1786	137	16	this	this	DET
cblr-1786	137	17	note	note	NOUN
cblr-1786	137	18	,	,	PUNCT
cblr-1786	137	19	that	that	SCONJ
cblr-1786	137	20	a	a	DET
cblr-1786	137	21	fully	fully	ADV
cblr-1786	137	22	private	private	ADJ
cblr-1786	137	23	market	market	NOUN
cblr-1786	137	24	could	could	AUX
cblr-1786	137	25	support	support	VERB
cblr-1786	137	26	but	but	CCONJ
cblr-1786	137	27	a	a	DET
cblr-1786	137	28	fraction	fraction	NOUN
cblr-1786	137	29	of	of	ADP
cblr-1786	137	30	the	the	DET
cblr-1786	137	31	current	current	ADJ
cblr-1786	137	32	demand	demand	NOUN
cblr-1786	137	33	for	for	ADP
cblr-1786	137	34	housing	housing	NOUN
cblr-1786	137	35	finance	finance	NOUN
cblr-1786	137	36	in	in	ADP
cblr-1786	137	37	the	the	DET
cblr-1786	137	38	short	short	ADJ
cblr-1786	137	39	and	and	CCONJ
cblr-1786	137	40	medium	medium	ADJ
cblr-1786	137	41	term	term	NOUN
cblr-1786	137	42	.	.	PUNCT
cblr-1786	138	1	importantly	importantly	ADV
cblr-1786	138	2	,	,	PUNCT
cblr-1786	138	3	this	this	DET
cblr-1786	138	4	note	note	NOUN
cblr-1786	138	5	does	do	AUX
cblr-1786	138	6	not	not	PART
cblr-1786	138	7	intend	intend	VERB
cblr-1786	138	8	to	to	PART
cblr-1786	138	9	reproach	reproach	VERB
cblr-1786	138	10	the	the	DET
cblr-1786	138	11	prospect	prospect	NOUN
cblr-1786	138	12	of	of	ADP
cblr-1786	138	13	a	a	DET
cblr-1786	138	14	fully	fully	ADV
cblr-1786	138	15	private	private	ADJ
cblr-1786	138	16	market	market	NOUN
cblr-1786	138	17	at	at	ADP
cblr-1786	138	18	some	some	DET
cblr-1786	138	19	future	future	ADJ
cblr-1786	138	20	time	time	NOUN
cblr-1786	138	21	;	;	PUNCT
cblr-1786	138	22	instead	instead	ADV
cblr-1786	138	23	,	,	PUNCT
cblr-1786	138	24	this	this	DET
cblr-1786	138	25	note	note	NOUN
cblr-1786	138	26	rests	rest	VERB
cblr-1786	138	27	on	on	ADP
cblr-1786	138	28	the	the	DET
cblr-1786	138	29	presumption	presumption	NOUN
cblr-1786	138	30	,	,	PUNCT
cblr-1786	138	31	sturdy	sturdy	ADJ
cblr-1786	138	32	but	but	CCONJ
cblr-1786	138	33	nonetheless	nonetheless	ADV
cblr-1786	138	34	political	political	ADJ
cblr-1786	138	35	,	,	PUNCT
cblr-1786	138	36	that	that	SCONJ
cblr-1786	138	37	the	the	DET
cblr-1786	138	38	foreseeable	foreseeable	ADJ
cblr-1786	138	39	future	future	NOUN
cblr-1786	138	40	requires	require	VERB
cblr-1786	138	41	some	some	DET
cblr-1786	138	42	form	form	NOUN
cblr-1786	138	43	of	of	ADP
cblr-1786	138	44	government	government	NOUN
cblr-1786	138	45	participation	participation	NOUN
cblr-1786	138	46	in	in	ADP
cblr-1786	138	47	housing	housing	NOUN
cblr-1786	138	48	finance	finance	NOUN
cblr-1786	138	49	.	.	PUNCT
cblr-1786	139	1	in	in	ADP
cblr-1786	139	2	light	light	NOUN
cblr-1786	139	3	of	of	ADP
cblr-1786	139	4	that	that	DET
cblr-1786	139	5	presumption	presumption	NOUN
cblr-1786	139	6	,	,	PUNCT
cblr-1786	139	7	exploration	exploration	NOUN
cblr-1786	139	8	of	of	ADP
cblr-1786	139	9	the	the	DET
cblr-1786	139	10	senate	senate	PROPN
cblr-1786	139	11	proposal	proposal	NOUN
cblr-1786	139	12	is	be	AUX
cblr-1786	139	13	paramount	paramount	ADJ
cblr-1786	139	14	.	.	PUNCT
cblr-1786	140	1	much	much	ADJ
cblr-1786	140	2	uncertainty	uncertainty	NOUN
cblr-1786	140	3	still	still	ADV
cblr-1786	140	4	surrounds	surround	VERB
cblr-1786	140	5	the	the	DET
cblr-1786	140	6	senate	senate	PROPN
cblr-1786	140	7	proposal	proposal	NOUN
cblr-1786	140	8	.	.	PUNCT
cblr-1786	141	1	although	although	SCONJ
cblr-1786	141	2	it	it	PRON
cblr-1786	141	3	provides	provide	VERB
cblr-1786	141	4	a	a	DET
cblr-1786	141	5	launching	launch	VERB
cblr-1786	141	6	pad	pad	NOUN
cblr-1786	141	7	,	,	PUNCT
cblr-1786	141	8	left	leave	VERB
cblr-1786	141	9	unsaid	unsaid	ADJ
cblr-1786	141	10	are	be	AUX
cblr-1786	141	11	the	the	DET
cblr-1786	141	12	details	detail	NOUN
cblr-1786	141	13	on	on	ADP
cblr-1786	141	14	how	how	SCONJ
cblr-1786	141	15	critical	critical	ADJ
cblr-1786	141	16	proposed	propose	VERB
cblr-1786	141	17	infrastructure	infrastructure	NOUN
cblr-1786	141	18	would	would	AUX
cblr-1786	141	19	operate	operate	VERB
cblr-1786	141	20	.	.	PUNCT
cblr-1786	142	1	this	this	DET
cblr-1786	142	2	note	note	NOUN
cblr-1786	142	3	seeks	seek	VERB
cblr-1786	142	4	to	to	PART
cblr-1786	142	5	fill	fill	VERB
cblr-1786	142	6	those	those	DET
cblr-1786	142	7	holes	hole	NOUN
cblr-1786	142	8	.	.	PUNCT
cblr-1786	143	1	first	first	ADV
cblr-1786	143	2	,	,	PUNCT
cblr-1786	143	3	the	the	DET
cblr-1786	143	4	note	note	NOUN
cblr-1786	143	5	provides	provide	VERB
cblr-1786	143	6	a	a	DET
cblr-1786	143	7	detailed	detailed	ADJ
cblr-1786	143	8	descriptive	descriptive	ADJ
cblr-1786	143	9	and	and	CCONJ
cblr-1786	143	10	normative	normative	ADJ
cblr-1786	143	11	analysis	analysis	NOUN
cblr-1786	143	12	on	on	ADP
cblr-1786	143	13	how	how	SCONJ
cblr-1786	143	14	the	the	DET
cblr-1786	143	15	senate	senate	PROPN
cblr-1786	143	16	proposal	proposal	NOUN
cblr-1786	143	17	could	could	AUX
cblr-1786	143	18	function	function	VERB
cblr-1786	143	19	to	to	PART
cblr-1786	143	20	develop	develop	VERB
cblr-1786	143	21	a	a	DET
cblr-1786	143	22	robust	robust	ADJ
cblr-1786	143	23	and	and	CCONJ
cblr-1786	143	24	prudentially	prudentially	ADV
cblr-1786	143	25	sound	sound	VERB
cblr-1786	143	26	government	government	NOUN
cblr-1786	143	27	-	-	PUNCT
cblr-1786	143	28	backed	back	VERB
cblr-1786	143	29	market	market	NOUN
cblr-1786	143	30	.	.	PUNCT
cblr-1786	144	1	it	it	PRON
cblr-1786	144	2	provides	provide	VERB
cblr-1786	144	3	a	a	DET
cblr-1786	144	4	first	first	ADJ
cblr-1786	144	5	explanation	explanation	NOUN
cblr-1786	144	6	of	of	ADP
cblr-1786	144	7	the	the	DET
cblr-1786	144	8	three	three	NUM
cblr-1786	144	9	credit	credit	NOUN
cblr-1786	144	10	risk	risk	NOUN
cblr-1786	144	11	-	-	PUNCT
cblr-1786	144	12	sharing	share	VERB
cblr-1786	144	13	mechanisms	mechanism	NOUN
cblr-1786	144	14	that	that	PRON
cblr-1786	144	15	the	the	DET
cblr-1786	144	16	proposal	proposal	NOUN
cblr-1786	144	17	contemplates	contemplate	VERB
cblr-1786	144	18	and	and	CCONJ
cblr-1786	144	19	concludes	conclude	VERB
cblr-1786	144	20	30	30	NUM
cblr-1786	144	21	protecting	protect	VERB
cblr-1786	144	22	american	american	ADJ
cblr-1786	144	23	taxpayers	taxpayer	NOUN
cblr-1786	144	24	and	and	CCONJ
cblr-1786	144	25	homeowners	homeowner	NOUN
cblr-1786	144	26	act	act	VERB
cblr-1786	144	27	of	of	ADP
cblr-1786	144	28	2013	2013	NUM
cblr-1786	144	29	,	,	PUNCT
cblr-1786	144	30	h.r	h.r	PROPN
cblr-1786	144	31	.	.	PROPN
cblr-1786	144	32	2767	2767	NUM
cblr-1786	144	33	,	,	PUNCT
cblr-1786	144	34	113th	113th	PROPN
cblr-1786	144	35	cong	cong	NOUN
cblr-1786	144	36	.	.	PUNCT
cblr-1786	145	1	§	§	PROPN
cblr-1786	145	2	§	§	PROPN
cblr-1786	145	3	103	103	NUM
cblr-1786	145	4	,	,	PUNCT
cblr-1786	145	5	312(c	312(c	NUM
cblr-1786	145	6	)	)	PUNCT
cblr-1786	145	7	(	(	PUNCT
cblr-1786	145	8	2013	2013	NUM
cblr-1786	145	9	)	)	PUNCT
cblr-1786	145	10	.	.	PUNCT
cblr-1786	146	1	31	31	NUM
cblr-1786	146	2	see	see	VERB
cblr-1786	146	3	home	home	NOUN
cblr-1786	146	4	forward	forward	ADV
cblr-1786	146	5	act	act	PROPN
cblr-1786	146	6	§	§	PROPN
cblr-1786	146	7	§	§	PROPN
cblr-1786	146	8	201–202	201–202	NUM
cblr-1786	146	9	.	.	PUNCT
cblr-1786	146	10	32	32	NUM
cblr-1786	146	11	see	see	VERB
cblr-1786	146	12	i	i	PROPN
cblr-1786	146	13	d.	d.	PROPN
cblr-1786	146	14	§	§	PROPN
cblr-1786	146	15	401	401	PROPN
cblr-1786	146	16	.	.	PUNCT
cblr-1786	147	1	niles	nile	NOUN
cblr-1786	147	2	final	final	ADJ
cblr-1786	147	3	no	no	NOUN
cblr-1786	147	4	.	.	NOUN
cblr-1786	147	5	3:906	3:906	NUM
cblr-1786	147	6	]	]	PUNCT
cblr-1786	147	7	member	member	NOUN
cblr-1786	147	8	fmic	fmic	NOUN
cblr-1786	147	9	915	915	NUM
cblr-1786	147	10	that	that	PRON
cblr-1786	147	11	the	the	DET
cblr-1786	147	12	“	"	PUNCT
cblr-1786	147	13	credit	credit	NOUN
cblr-1786	147	14	-	-	PUNCT
cblr-1786	147	15	linked	link	VERB
cblr-1786	147	16	note	note	NOUN
cblr-1786	147	17	”	"	PUNCT
cblr-1786	147	18	structure	structure	NOUN
cblr-1786	147	19	is	be	AUX
cblr-1786	147	20	the	the	DET
cblr-1786	147	21	soundest	sound	ADJ
cblr-1786	147	22	for	for	ADP
cblr-1786	147	23	taxpayers	taxpayer	NOUN
cblr-1786	147	24	and	and	CCONJ
cblr-1786	147	25	the	the	DET
cblr-1786	147	26	most	most	ADV
cblr-1786	147	27	efficient	efficient	ADJ
cblr-1786	147	28	for	for	ADP
cblr-1786	147	29	borrowers	borrower	NOUN
cblr-1786	147	30	and	and	CCONJ
cblr-1786	147	31	investors	investor	NOUN
cblr-1786	147	32	.	.	PUNCT
cblr-1786	148	1	second	second	ADJ
cblr-1786	148	2	,	,	PUNCT
cblr-1786	148	3	the	the	DET
cblr-1786	148	4	note	note	NOUN
cblr-1786	148	5	analyzes	analyze	VERB
cblr-1786	148	6	how	how	SCONJ
cblr-1786	148	7	the	the	DET
cblr-1786	148	8	statutory	statutory	ADJ
cblr-1786	148	9	imposition	imposition	NOUN
cblr-1786	148	10	of	of	ADP
cblr-1786	148	11	a	a	DET
cblr-1786	148	12	fiduciary	fiduciary	ADJ
cblr-1786	148	13	duty	duty	NOUN
cblr-1786	148	14	on	on	ADP
cblr-1786	148	15	private	private	ADJ
cblr-1786	148	16	-	-	PUNCT
cblr-1786	148	17	label	label	NOUN
cblr-1786	148	18	securitization	securitization	NOUN
cblr-1786	148	19	trustees	trustee	NOUN
cblr-1786	148	20	could	could	AUX
cblr-1786	148	21	help	help	VERB
cblr-1786	148	22	restore	restore	VERB
cblr-1786	148	23	a	a	DET
cblr-1786	148	24	strong	strong	ADJ
cblr-1786	148	25	private	private	ADJ
cblr-1786	148	26	-	-	PUNCT
cblr-1786	148	27	label	label	NOUN
cblr-1786	148	28	securitization	securitization	NOUN
cblr-1786	148	29	market	market	NOUN
cblr-1786	148	30	to	to	PART
cblr-1786	148	31	complement	complement	VERB
cblr-1786	148	32	an	an	DET
cblr-1786	148	33	fmic	fmic	ADJ
cblr-1786	148	34	-	-	PUNCT
cblr-1786	148	35	backed	back	VERB
cblr-1786	148	36	market	market	NOUN
cblr-1786	148	37	.	.	PUNCT
cblr-1786	149	1	because	because	SCONJ
cblr-1786	149	2	both	both	PRON
cblr-1786	149	3	of	of	ADP
cblr-1786	149	4	these	these	DET
cblr-1786	149	5	analyses	analysis	NOUN
cblr-1786	149	6	are	be	AUX
cblr-1786	149	7	broadly	broadly	ADV
cblr-1786	149	8	applicable	applicable	ADJ
cblr-1786	149	9	to	to	ADP
cblr-1786	149	10	the	the	DET
cblr-1786	149	11	subject	subject	NOUN
cblr-1786	149	12	of	of	ADP
cblr-1786	149	13	housing	housing	NOUN
cblr-1786	149	14	finance	finance	NOUN
cblr-1786	149	15	,	,	PUNCT
cblr-1786	149	16	the	the	DET
cblr-1786	149	17	discussions	discussion	NOUN
cblr-1786	149	18	herein	herein	NOUN
cblr-1786	149	19	should	should	AUX
cblr-1786	149	20	remain	remain	VERB
cblr-1786	149	21	germane	germane	NOUN
cblr-1786	149	22	regardless	regardless	ADV
cblr-1786	149	23	of	of	ADP
cblr-1786	149	24	whether	whether	SCONJ
cblr-1786	149	25	the	the	DET
cblr-1786	149	26	senate	senate	PROPN
cblr-1786	149	27	proposal	proposal	NOUN
cblr-1786	149	28	,	,	PUNCT
cblr-1786	149	29	or	or	CCONJ
cblr-1786	149	30	a	a	DET
cblr-1786	149	31	similar	similar	ADJ
cblr-1786	149	32	bill	bill	NOUN
cblr-1786	149	33	next	next	ADP
cblr-1786	149	34	congress	congress	PROPN
cblr-1786	149	35	,	,	PUNCT
cblr-1786	149	36	soon	soon	ADV
cblr-1786	149	37	becomes	become	VERB
cblr-1786	149	38	law	law	NOUN
cblr-1786	149	39	.	.	PUNCT
cblr-1786	150	1	the	the	DET
cblr-1786	150	2	note	note	NOUN
cblr-1786	150	3	proceeds	proceed	NOUN
cblr-1786	150	4	as	as	SCONJ
cblr-1786	150	5	follows	follow	VERB
cblr-1786	150	6	.	.	PUNCT
cblr-1786	151	1	part	part	PROPN
cblr-1786	151	2	ii	ii	PROPN
cblr-1786	151	3	explores	explore	VERB
cblr-1786	151	4	the	the	DET
cblr-1786	151	5	history	history	NOUN
cblr-1786	151	6	of	of	ADP
cblr-1786	151	7	the	the	DET
cblr-1786	151	8	gses	gse	NOUN
cblr-1786	151	9	to	to	ADP
cblr-1786	151	10	their	their	PRON
cblr-1786	151	11	present	present	ADJ
cblr-1786	151	12	state	state	NOUN
cblr-1786	151	13	in	in	ADP
cblr-1786	151	14	federal	federal	ADJ
cblr-1786	151	15	conservatorship	conservatorship	NOUN
cblr-1786	151	16	.	.	PUNCT
cblr-1786	152	1	part	part	NOUN
cblr-1786	152	2	iii	iii	NUM
cblr-1786	152	3	details	detail	NOUN
cblr-1786	152	4	the	the	DET
cblr-1786	152	5	senate	senate	PROPN
cblr-1786	152	6	proposal	proposal	NOUN
cblr-1786	152	7	and	and	CCONJ
cblr-1786	152	8	the	the	DET
cblr-1786	152	9	operation	operation	NOUN
cblr-1786	152	10	of	of	ADP
cblr-1786	152	11	the	the	DET
cblr-1786	152	12	fmic	fmic	NOUN
cblr-1786	152	13	,	,	PUNCT
cblr-1786	152	14	including	include	VERB
cblr-1786	152	15	the	the	DET
cblr-1786	152	16	credit	credit	NOUN
cblr-1786	152	17	-	-	PUNCT
cblr-1786	152	18	risk	risk	NOUN
cblr-1786	152	19	sharing	sharing	NOUN
cblr-1786	152	20	mechanisms	mechanism	NOUN
cblr-1786	152	21	and	and	CCONJ
cblr-1786	152	22	prudential	prudential	ADJ
cblr-1786	152	23	supervision	supervision	NOUN
cblr-1786	152	24	structure	structure	NOUN
cblr-1786	152	25	contemplated	contemplate	VERB
cblr-1786	152	26	therein	therein	ADV
cblr-1786	152	27	.	.	PUNCT
cblr-1786	153	1	part	part	NOUN
cblr-1786	153	2	iii	iii	PRON
cblr-1786	153	3	also	also	ADV
cblr-1786	153	4	briefly	briefly	ADV
cblr-1786	153	5	describes	describe	VERB
cblr-1786	153	6	how	how	SCONJ
cblr-1786	153	7	the	the	DET
cblr-1786	153	8	path	path	NOUN
cblr-1786	153	9	act	act	NOUN
cblr-1786	153	10	would	would	AUX
cblr-1786	153	11	compare	compare	VERB
cblr-1786	153	12	to	to	ADP
cblr-1786	153	13	the	the	DET
cblr-1786	153	14	senate	senate	PROPN
cblr-1786	153	15	proposal	proposal	NOUN
cblr-1786	153	16	.	.	PUNCT
cblr-1786	154	1	part	part	NOUN
cblr-1786	154	2	iv	iv	NUM
cblr-1786	154	3	outlines	outline	VERB
cblr-1786	154	4	the	the	DET
cblr-1786	154	5	proper	proper	ADJ
cblr-1786	154	6	goals	goal	NOUN
cblr-1786	154	7	of	of	ADP
cblr-1786	154	8	any	any	DET
cblr-1786	154	9	credit	credit	NOUN
cblr-1786	154	10	risk	risk	NOUN
cblr-1786	154	11	-	-	PUNCT
cblr-1786	154	12	sharing	share	VERB
cblr-1786	154	13	mechanism	mechanism	NOUN
cblr-1786	154	14	and	and	CCONJ
cblr-1786	154	15	recommends	recommend	VERB
cblr-1786	154	16	the	the	DET
cblr-1786	154	17	adoption	adoption	NOUN
cblr-1786	154	18	of	of	ADP
cblr-1786	154	19	the	the	DET
cblr-1786	154	20	credit	credit	NOUN
cblr-1786	154	21	-	-	PUNCT
cblr-1786	154	22	linked	link	VERB
cblr-1786	154	23	note	note	NOUN
cblr-1786	154	24	structure	structure	NOUN
cblr-1786	154	25	mechanism	mechanism	NOUN
cblr-1786	154	26	.	.	PUNCT
cblr-1786	155	1	part	part	NOUN
cblr-1786	155	2	iv	iv	NUM
cblr-1786	155	3	argues	argue	VERB
cblr-1786	155	4	not	not	PART
cblr-1786	155	5	only	only	ADV
cblr-1786	155	6	that	that	SCONJ
cblr-1786	155	7	the	the	DET
cblr-1786	155	8	credit	credit	NOUN
cblr-1786	155	9	-	-	PUNCT
cblr-1786	155	10	linked	link	VERB
cblr-1786	155	11	note	note	NOUN
cblr-1786	155	12	structure	structure	NOUN
cblr-1786	155	13	is	be	AUX
cblr-1786	155	14	superior	superior	ADJ
cblr-1786	155	15	to	to	ADP
cblr-1786	155	16	alternatives	alternative	NOUN
cblr-1786	155	17	contemplated	contemplate	VERB
cblr-1786	155	18	within	within	ADP
cblr-1786	155	19	the	the	DET
cblr-1786	155	20	senate	senate	PROPN
cblr-1786	155	21	proposal	proposal	NOUN
cblr-1786	155	22	,	,	PUNCT
cblr-1786	155	23	but	but	CCONJ
cblr-1786	155	24	also	also	ADV
cblr-1786	155	25	that	that	PRON
cblr-1786	155	26	,	,	PUNCT
cblr-1786	155	27	for	for	ADP
cblr-1786	155	28	many	many	ADJ
cblr-1786	155	29	of	of	ADP
cblr-1786	155	30	the	the	DET
cblr-1786	155	31	same	same	ADJ
cblr-1786	155	32	reasons	reason	NOUN
cblr-1786	155	33	,	,	PUNCT
cblr-1786	155	34	the	the	DET
cblr-1786	155	35	proposal	proposal	NOUN
cblr-1786	155	36	itself	itself	PRON
cblr-1786	155	37	is	be	AUX
cblr-1786	155	38	superior	superior	ADJ
cblr-1786	155	39	to	to	ADP
cblr-1786	155	40	the	the	DET
cblr-1786	155	41	path	path	NOUN
cblr-1786	155	42	act	act	PROPN
cblr-1786	155	43	.	.	PUNCT
cblr-1786	156	1	part	part	NOUN
cblr-1786	156	2	v	v	NOUN
cblr-1786	156	3	builds	build	VERB
cblr-1786	156	4	on	on	ADP
cblr-1786	156	5	the	the	DET
cblr-1786	156	6	broader	broad	ADJ
cblr-1786	156	7	policy	policy	NOUN
cblr-1786	156	8	goal	goal	NOUN
cblr-1786	156	9	of	of	ADP
cblr-1786	156	10	privatizing	privatize	VERB
cblr-1786	156	11	mortgage	mortgage	NOUN
cblr-1786	156	12	credit	credit	NOUN
cblr-1786	156	13	risk	risk	NOUN
cblr-1786	156	14	and	and	CCONJ
cblr-1786	156	15	proposes	propose	VERB
cblr-1786	156	16	an	an	DET
cblr-1786	156	17	additional	additional	ADJ
cblr-1786	156	18	reform	reform	NOUN
cblr-1786	156	19	regarding	regard	VERB
cblr-1786	156	20	securitization	securitization	NOUN
cblr-1786	156	21	trustee	trustee	NOUN
cblr-1786	156	22	duties	duty	NOUN
cblr-1786	156	23	that	that	PRON
cblr-1786	156	24	would	would	AUX
cblr-1786	156	25	hasten	hasten	VERB
cblr-1786	156	26	the	the	DET
cblr-1786	156	27	return	return	NOUN
cblr-1786	156	28	of	of	ADP
cblr-1786	156	29	a	a	DET
cblr-1786	156	30	nongovernmental	nongovernmental	ADJ
cblr-1786	156	31	private	private	ADJ
cblr-1786	156	32	-	-	PUNCT
cblr-1786	156	33	label	label	NOUN
cblr-1786	156	34	securitization	securitization	NOUN
cblr-1786	156	35	market	market	NOUN
cblr-1786	156	36	to	to	PART
cblr-1786	156	37	complement	complement	VERB
cblr-1786	156	38	an	an	DET
cblr-1786	156	39	fmic	fmic	ADJ
cblr-1786	156	40	-	-	PUNCT
cblr-1786	156	41	based	base	VERB
cblr-1786	156	42	system	system	NOUN
cblr-1786	156	43	.	.	PUNCT
cblr-1786	157	1	part	part	NOUN
cblr-1786	157	2	vi	vi	PROPN
cblr-1786	157	3	concludes	conclude	VERB
cblr-1786	157	4	.	.	PUNCT
cblr-1786	158	1	niles	nile	NOUN
cblr-1786	158	2	final	final	ADJ
cblr-1786	158	3	916	916	NUM
cblr-1786	158	4	columbia	columbia	PROPN
cblr-1786	158	5	business	business	NOUN
cblr-1786	158	6	law	law	PROPN
cblr-1786	158	7	review	review	NOUN
cblr-1786	158	8	[	[	X
cblr-1786	158	9	vol	vol	NOUN
cblr-1786	158	10	.	.	PUNCT
cblr-1786	158	11	2014	2014	NUM
cblr-1786	158	12	ii	ii	NOUN
cblr-1786	158	13	.	.	PUNCT
cblr-1786	159	1	history	history	NOUN
cblr-1786	159	2	of	of	ADP
cblr-1786	159	3	the	the	DET
cblr-1786	159	4	gses	gse	NOUN
cblr-1786	159	5	and	and	CCONJ
cblr-1786	159	6	recent	recent	ADJ
cblr-1786	159	7	developments	development	NOUN
cblr-1786	159	8	a.	a.	NOUN
cblr-1786	159	9	from	from	ADP
cblr-1786	159	10	the	the	DET
cblr-1786	159	11	beginning	beginning	NOUN
cblr-1786	159	12	until	until	ADP
cblr-1786	159	13	conservatorship	conservatorship	NOUN
cblr-1786	159	14	1	1	NUM
cblr-1786	159	15	.	.	PUNCT
cblr-1786	159	16	before	before	ADP
cblr-1786	159	17	fannie	fannie	PROPN
cblr-1786	159	18	and	and	CCONJ
cblr-1786	159	19	freddie	freddie	PROPN
cblr-1786	159	20	prior	prior	ADV
cblr-1786	159	21	to	to	ADP
cblr-1786	159	22	the	the	DET
cblr-1786	159	23	great	great	ADJ
cblr-1786	159	24	depression	depression	NOUN
cblr-1786	159	25	,	,	PUNCT
cblr-1786	159	26	the	the	DET
cblr-1786	159	27	private	private	ADJ
cblr-1786	159	28	sector	sector	NOUN
cblr-1786	159	29	dominated	dominate	VERB
cblr-1786	159	30	housing	housing	NOUN
cblr-1786	159	31	finance.33	finance.33	ADJ
cblr-1786	159	32	financing	financing	NOUN
cblr-1786	159	33	options	option	NOUN
cblr-1786	159	34	consisted	consist	VERB
cblr-1786	159	35	of	of	ADP
cblr-1786	159	36	short	short	ADJ
cblr-1786	159	37	-	-	PUNCT
cblr-1786	159	38	term	term	NOUN
cblr-1786	159	39	renewable	renewable	ADJ
cblr-1786	159	40	loans	loan	NOUN
cblr-1786	159	41	that	that	PRON
cblr-1786	159	42	required	require	VERB
cblr-1786	159	43	“	"	PUNCT
cblr-1786	159	44	high	high	ADJ
cblr-1786	159	45	down	down	ADJ
cblr-1786	159	46	payments	payment	NOUN
cblr-1786	159	47	(	(	PUNCT
cblr-1786	159	48	approximately	approximately	ADV
cblr-1786	159	49	half	half	NOUN
cblr-1786	159	50	of	of	ADP
cblr-1786	159	51	the	the	DET
cblr-1786	159	52	home	home	NOUN
cblr-1786	159	53	’s	’s	PART
cblr-1786	159	54	purchase	purchase	NOUN
cblr-1786	159	55	price	price	NOUN
cblr-1786	159	56	)	)	PUNCT
cblr-1786	159	57	,	,	PUNCT
cblr-1786	159	58	short	short	ADJ
cblr-1786	159	59	maturities	maturity	NOUN
cblr-1786	159	60	(	(	PUNCT
cblr-1786	159	61	ten	ten	NUM
cblr-1786	159	62	years	year	NOUN
cblr-1786	159	63	or	or	CCONJ
cblr-1786	159	64	less	less	ADJ
cblr-1786	159	65	)	)	PUNCT
cblr-1786	159	66	,	,	PUNCT
cblr-1786	159	67	and	and	CCONJ
cblr-1786	159	68	large	large	ADJ
cblr-1786	159	69	balloon	balloon	NOUN
cblr-1786	159	70	payments	payment	NOUN
cblr-1786	159	71	.	.	PUNCT
cblr-1786	160	1	”34	”34	ADP
cblr-1786	160	2	these	these	DET
cblr-1786	160	3	features	feature	NOUN
cblr-1786	160	4	“	"	PUNCT
cblr-1786	160	5	presented	present	VERB
cblr-1786	160	6	significant	significant	ADJ
cblr-1786	160	7	challenges	challenge	NOUN
cblr-1786	160	8	to	to	ADP
cblr-1786	160	9	widespread	widespread	ADJ
cblr-1786	160	10	homeownership	homeownership	NOUN
cblr-1786	160	11	.	.	PUNCT
cblr-1786	161	1	”35	”35	PROPN
cblr-1786	161	2	moreover	moreover	ADV
cblr-1786	161	3	,	,	PUNCT
cblr-1786	161	4	when	when	SCONJ
cblr-1786	161	5	the	the	DET
cblr-1786	161	6	great	great	ADJ
cblr-1786	161	7	depression	depression	NOUN
cblr-1786	161	8	struck	strike	VERB
cblr-1786	161	9	,	,	PUNCT
cblr-1786	161	10	overall	overall	ADJ
cblr-1786	161	11	outstanding	outstanding	ADJ
cblr-1786	161	12	mortgage	mortgage	NOUN
cblr-1786	161	13	debt	debt	NOUN
cblr-1786	161	14	default	default	NOUN
cblr-1786	161	15	rates	rate	NOUN
cblr-1786	161	16	reached	reach	VERB
cblr-1786	161	17	nearly	nearly	ADV
cblr-1786	161	18	25%.36	25%.36	NUM
cblr-1786	161	19	the	the	DET
cblr-1786	161	20	governmental	governmental	ADJ
cblr-1786	161	21	response	response	NOUN
cblr-1786	161	22	to	to	ADP
cblr-1786	161	23	the	the	DET
cblr-1786	161	24	housing	housing	NOUN
cblr-1786	161	25	finance	finance	NOUN
cblr-1786	161	26	problems	problem	NOUN
cblr-1786	161	27	of	of	ADP
cblr-1786	161	28	the	the	DET
cblr-1786	161	29	depression	depression	NOUN
cblr-1786	161	30	began	begin	VERB
cblr-1786	161	31	in	in	ADP
cblr-1786	161	32	the	the	DET
cblr-1786	161	33	borrower	borrower	NOUN
cblr-1786	161	34	-	-	PUNCT
cblr-1786	161	35	facing	face	VERB
cblr-1786	161	36	primary	primary	ADJ
cblr-1786	161	37	mortgage	mortgage	NOUN
cblr-1786	161	38	markets	market	NOUN
cblr-1786	161	39	.	.	PUNCT
cblr-1786	162	1	in	in	ADP
cblr-1786	162	2	1932	1932	NUM
cblr-1786	162	3	,	,	PUNCT
cblr-1786	162	4	congress	congress	PROPN
cblr-1786	162	5	established	establish	VERB
cblr-1786	162	6	the	the	DET
cblr-1786	162	7	federal	federal	ADJ
cblr-1786	162	8	home	home	PROPN
cblr-1786	162	9	loan	loan	PROPN
cblr-1786	162	10	bank	bank	PROPN
cblr-1786	162	11	(	(	PUNCT
cblr-1786	162	12	“	"	PUNCT
cblr-1786	162	13	fhlb	fhlb	NOUN
cblr-1786	162	14	”	"	PUNCT
cblr-1786	162	15	)	)	PUNCT
cblr-1786	163	1	system.37	system.37	NOUN
cblr-1786	163	2	the	the	DET
cblr-1786	163	3	twelve	twelve	NUM
cblr-1786	163	4	regional	regional	ADJ
cblr-1786	163	5	fhlbs	fhlb	NOUN
cblr-1786	163	6	operated	operate	VERB
cblr-1786	163	7	by	by	ADP
cblr-1786	163	8	,	,	PUNCT
cblr-1786	163	9	first	first	ADV
cblr-1786	163	10	,	,	PUNCT
cblr-1786	163	11	borrowing	borrow	VERB
cblr-1786	163	12	funds	fund	NOUN
cblr-1786	163	13	in	in	ADP
cblr-1786	163	14	the	the	DET
cblr-1786	163	15	capital	capital	NOUN
cblr-1786	163	16	markets	market	NOUN
cblr-1786	163	17	at	at	ADP
cblr-1786	163	18	government	government	NOUN
cblr-1786	163	19	low	low	ADJ
cblr-1786	163	20	rates	rate	NOUN
cblr-1786	163	21	,	,	PUNCT
cblr-1786	163	22	then	then	ADV
cblr-1786	163	23	,	,	PUNCT
cblr-1786	163	24	extending	extend	VERB
cblr-1786	163	25	loans	loan	NOUN
cblr-1786	163	26	collateralized	collateralize	VERB
cblr-1786	163	27	by	by	ADP
cblr-1786	163	28	residential	residential	ADJ
cblr-1786	163	29	mortgages	mortgage	NOUN
cblr-1786	163	30	or	or	CCONJ
cblr-1786	163	31	government	government	NOUN
cblr-1786	163	32	securities	security	NOUN
cblr-1786	163	33	to	to	ADP
cblr-1786	163	34	local	local	ADJ
cblr-1786	163	35	mortgage	mortgage	NOUN
cblr-1786	163	36	lenders.38	lenders.38	NOUN
cblr-1786	163	37	these	these	DET
cblr-1786	163	38	loans	loan	NOUN
cblr-1786	163	39	supplied	supply	VERB
cblr-1786	163	40	liquidity	liquidity	NOUN
cblr-1786	163	41	to	to	ADP
cblr-1786	163	42	the	the	DET
cblr-1786	163	43	commercial	commercial	ADJ
cblr-1786	163	44	banks	bank	NOUN
cblr-1786	163	45	and	and	CCONJ
cblr-1786	163	46	thrifts	thrift	NOUN
cblr-1786	163	47	facing	face	VERB
cblr-1786	163	48	maturity	maturity	NOUN
cblr-1786	163	49	mismatches	mismatch	NOUN
cblr-1786	163	50	associated	associate	VERB
cblr-1786	163	51	with	with	ADP
cblr-1786	163	52	mortgage	mortgage	NOUN
cblr-1786	163	53	lending	lending	NOUN
cblr-1786	163	54	and	and	CCONJ
cblr-1786	163	55	exacerbated	exacerbate	VERB
cblr-1786	163	56	by	by	ADP
cblr-1786	163	57	delinquent	delinquent	ADJ
cblr-1786	163	58	borrowers	borrower	NOUN
cblr-1786	163	59	.	.	PUNCT
cblr-1786	164	1	33	33	NUM
cblr-1786	164	2	fed	feed	VERB
cblr-1786	164	3	.	.	PUNCT
cblr-1786	165	1	hous	hous	ADJ
cblr-1786	165	2	.	.	PUNCT
cblr-1786	166	1	fin	fin	NOUN
cblr-1786	166	2	.	.	PUNCT
cblr-1786	166	3	agency	agency	NOUN
cblr-1786	166	4	,	,	PUNCT
cblr-1786	166	5	office	office	NOUN
cblr-1786	166	6	of	of	ADP
cblr-1786	166	7	inspector	inspector	NOUN
cblr-1786	166	8	gen	gen	PROPN
cblr-1786	166	9	.	.	PROPN
cblr-1786	166	10	,	,	PUNCT
cblr-1786	166	11	a	a	DET
cblr-1786	166	12	brief	brief	ADJ
cblr-1786	166	13	history	history	NOUN
cblr-1786	166	14	of	of	ADP
cblr-1786	166	15	the	the	DET
cblr-1786	166	16	housing	housing	NOUN
cblr-1786	166	17	government	government	NOUN
cblr-1786	166	18	-	-	PUNCT
cblr-1786	166	19	sponsored	sponsor	VERB
cblr-1786	166	20	enterprises	enterprise	NOUN
cblr-1786	166	21	1	1	NUM
cblr-1786	166	22	(	(	PUNCT
cblr-1786	166	23	2009	2009	NUM
cblr-1786	166	24	)	)	PUNCT
cblr-1786	167	1	[	[	X
cblr-1786	167	2	hereinafter	hereinafter	NOUN
cblr-1786	167	3	fhfa	fhfa	NOUN
cblr-1786	167	4	oig	oig	PROPN
cblr-1786	167	5	history	history	NOUN
cblr-1786	167	6	of	of	ADP
cblr-1786	167	7	the	the	DET
cblr-1786	167	8	housing	housing	NOUN
cblr-1786	167	9	gses	gse	NOUN
cblr-1786	167	10	]	]	PUNCT
cblr-1786	167	11	,	,	PUNCT
cblr-1786	167	12	available	available	ADJ
cblr-1786	167	13	at	at	ADP
cblr-1786	167	14	http://perma.cc/ve2d-k3gt	http://perma.cc/ve2d-k3gt	NOUN
cblr-1786	167	15	.	.	PUNCT
cblr-1786	168	1	34	34	NUM
cblr-1786	169	1	i	i	PRON
cblr-1786	169	2	d.	d.	PROPN
cblr-1786	169	3	35	35	NUM
cblr-1786	170	1	i	i	PRON
cblr-1786	170	2	d.	d.	PROPN
cblr-1786	170	3	36	36	NUM
cblr-1786	171	1	i	i	PRON
cblr-1786	171	2	d.	d.	PROPN
cblr-1786	171	3	37	37	NUM
cblr-1786	171	4	federal	federal	PROPN
cblr-1786	171	5	home	home	PROPN
cblr-1786	171	6	loan	loan	PROPN
cblr-1786	171	7	bank	bank	PROPN
cblr-1786	171	8	act	act	PROPN
cblr-1786	171	9	,	,	PUNCT
cblr-1786	171	10	12	12	NUM
cblr-1786	171	11	u.s.c	u.s.c	ADJ
cblr-1786	171	12	.	.	PUNCT
cblr-1786	172	1	§	§	PROPN
cblr-1786	172	2	1421	1421	NUM
cblr-1786	172	3	(	(	PUNCT
cblr-1786	172	4	2012	2012	NUM
cblr-1786	172	5	)	)	PUNCT
cblr-1786	172	6	.	.	PUNCT
cblr-1786	173	1	38	38	NUM
cblr-1786	173	2	gov’t	gov’t	NUM
cblr-1786	173	3	accountability	accountability	NOUN
cblr-1786	173	4	office	office	NOUN
cblr-1786	173	5	,	,	PUNCT
cblr-1786	173	6	fannie	fannie	PROPN
cblr-1786	173	7	mae	mae	PROPN
cblr-1786	173	8	and	and	CCONJ
cblr-1786	173	9	freddie	freddie	PROPN
cblr-1786	173	10	mac	mac	PROPN
cblr-1786	173	11	:	:	PUNCT
cblr-1786	173	12	analysis	analysis	NOUN
cblr-1786	173	13	of	of	ADP
cblr-1786	173	14	options	option	NOUN
cblr-1786	173	15	for	for	ADP
cblr-1786	173	16	revising	revise	VERB
cblr-1786	173	17	the	the	DET
cblr-1786	173	18	housing	housing	NOUN
cblr-1786	173	19	enterprises	enterprise	NOUN
cblr-1786	173	20	’	'	PUNCT
cblr-1786	173	21	long	long	ADJ
cblr-1786	173	22	-	-	PUNCT
cblr-1786	173	23	term	term	NOUN
cblr-1786	173	24	structures	structure	NOUN
cblr-1786	173	25	6	6	NUM
cblr-1786	173	26	(	(	PUNCT
cblr-1786	173	27	2009	2009	NUM
cblr-1786	173	28	)	)	PUNCT
cblr-1786	174	1	[	[	X
cblr-1786	174	2	hereinafter	hereinafter	NOUN
cblr-1786	174	3	gao	gao	PROPN
cblr-1786	174	4	report	report	PROPN
cblr-1786	174	5	]	]	PUNCT
cblr-1786	174	6	,	,	PUNCT
cblr-1786	174	7	available	available	ADJ
cblr-1786	174	8	at	at	ADP
cblr-1786	174	9	http://perma.cc/z5hz-nwhy	http://perma.cc/z5hz-nwhy	PROPN
cblr-1786	174	10	.	.	PUNCT
cblr-1786	175	1	niles	nile	NOUN
cblr-1786	175	2	final	final	ADJ
cblr-1786	175	3	no	no	NOUN
cblr-1786	175	4	.	.	NOUN
cblr-1786	175	5	3:906	3:906	NUM
cblr-1786	175	6	]	]	PUNCT
cblr-1786	175	7	member	member	NOUN
cblr-1786	175	8	fmic	fmic	ADJ
cblr-1786	175	9	917	917	NUM
cblr-1786	175	10	policymakers	policymaker	NOUN
cblr-1786	175	11	then	then	ADV
cblr-1786	175	12	moved	move	VERB
cblr-1786	175	13	to	to	ADP
cblr-1786	175	14	deposit	deposit	NOUN
cblr-1786	175	15	and	and	CCONJ
cblr-1786	175	16	mortgage	mortgage	NOUN
cblr-1786	175	17	insurance	insurance	NOUN
cblr-1786	175	18	.	.	PUNCT
cblr-1786	176	1	in	in	ADP
cblr-1786	176	2	1933	1933	NUM
cblr-1786	176	3	,	,	PUNCT
cblr-1786	176	4	congress	congress	PROPN
cblr-1786	176	5	formed	form	VERB
cblr-1786	176	6	the	the	DET
cblr-1786	176	7	federal	federal	ADJ
cblr-1786	176	8	deposit	deposit	NOUN
cblr-1786	176	9	insurance	insurance	NOUN
cblr-1786	176	10	corporation	corporation	NOUN
cblr-1786	176	11	(	(	PUNCT
cblr-1786	176	12	“	"	PUNCT
cblr-1786	176	13	fdic	fdic	ADJ
cblr-1786	176	14	”	"	PUNCT
cblr-1786	176	15	)	)	PUNCT
cblr-1786	176	16	,	,	PUNCT
cblr-1786	176	17	which	which	PRON
cblr-1786	176	18	insured	insure	VERB
cblr-1786	176	19	(	(	PUNCT
cblr-1786	176	20	and	and	CCONJ
cblr-1786	176	21	continues	continue	VERB
cblr-1786	176	22	to	to	PART
cblr-1786	176	23	insure	insure	VERB
cblr-1786	176	24	)	)	PUNCT
cblr-1786	176	25	deposits	deposit	NOUN
cblr-1786	176	26	at	at	ADP
cblr-1786	176	27	fdic	fdic	ADJ
cblr-1786	176	28	-	-	PUNCT
cblr-1786	176	29	member	member	NOUN
cblr-1786	176	30	commercial	commercial	ADJ
cblr-1786	176	31	banks.39	banks.39	NOUN
cblr-1786	176	32	in	in	ADP
cblr-1786	176	33	1934	1934	NUM
cblr-1786	176	34	,	,	PUNCT
cblr-1786	176	35	congress	congress	PROPN
cblr-1786	176	36	established	establish	VERB
cblr-1786	176	37	both	both	CCONJ
cblr-1786	176	38	the	the	DET
cblr-1786	176	39	federal	federal	ADJ
cblr-1786	176	40	savings	saving	NOUN
cblr-1786	176	41	and	and	CCONJ
cblr-1786	176	42	loan	loan	NOUN
cblr-1786	176	43	insurance	insurance	NOUN
cblr-1786	176	44	corporation	corporation	NOUN
cblr-1786	176	45	(	(	PUNCT
cblr-1786	176	46	“	"	PUNCT
cblr-1786	176	47	fslic	fslic	ADJ
cblr-1786	176	48	”	"	PUNCT
cblr-1786	176	49	)	)	PUNCT
cblr-1786	176	50	,	,	PUNCT
cblr-1786	176	51	which	which	PRON
cblr-1786	176	52	insured	insure	VERB
cblr-1786	176	53	deposits	deposit	NOUN
cblr-1786	176	54	at	at	ADP
cblr-1786	176	55	fslic	fslic	ADJ
cblr-1786	176	56	-	-	PUNCT
cblr-1786	176	57	member	member	NOUN
cblr-1786	176	58	thrifts,40	thrifts,40	NOUN
cblr-1786	176	59	and	and	CCONJ
cblr-1786	176	60	the	the	DET
cblr-1786	176	61	federal	federal	PROPN
cblr-1786	176	62	housing	housing	PROPN
cblr-1786	176	63	administration	administration	PROPN
cblr-1786	176	64	(	(	PUNCT
cblr-1786	176	65	“	"	PUNCT
cblr-1786	176	66	fha”),41	fha”),41	ADV
cblr-1786	176	67	which	which	PRON
cblr-1786	176	68	insured	insure	VERB
cblr-1786	176	69	(	(	PUNCT
cblr-1786	176	70	and	and	CCONJ
cblr-1786	176	71	continues	continue	VERB
cblr-1786	176	72	to	to	PART
cblr-1786	176	73	insure	insure	VERB
cblr-1786	176	74	)	)	PUNCT
cblr-1786	176	75	fha	fha	NOUN
cblr-1786	176	76	-	-	PUNCT
cblr-1786	176	77	approved	approve	VERB
cblr-1786	176	78	banks	bank	NOUN
cblr-1786	176	79	,	,	PUNCT
cblr-1786	176	80	thrifts	thrift	NOUN
cblr-1786	176	81	,	,	PUNCT
cblr-1786	176	82	and	and	CCONJ
cblr-1786	176	83	other	other	ADJ
cblr-1786	176	84	mortgage	mortgage	NOUN
cblr-1786	176	85	lenders	lender	NOUN
cblr-1786	176	86	against	against	ADP
cblr-1786	176	87	certain	certain	ADJ
cblr-1786	176	88	losses	loss	NOUN
cblr-1786	176	89	sustained	sustain	VERB
cblr-1786	176	90	as	as	ADP
cblr-1786	176	91	a	a	DET
cblr-1786	176	92	result	result	NOUN
cblr-1786	176	93	of	of	ADP
cblr-1786	176	94	mortgage	mortgage	NOUN
cblr-1786	176	95	defaults.42	defaults.42	NOUN
cblr-1786	176	96	however	however	ADV
cblr-1786	176	97	,	,	PUNCT
cblr-1786	176	98	while	while	SCONJ
cblr-1786	176	99	federal	federal	ADJ
cblr-1786	176	100	insurance	insurance	NOUN
cblr-1786	176	101	,	,	PUNCT
cblr-1786	176	102	combined	combine	VERB
cblr-1786	176	103	with	with	ADP
cblr-1786	176	104	fhlb	fhlb	PROPN
cblr-1786	176	105	advances	advance	NOUN
cblr-1786	176	106	,	,	PUNCT
cblr-1786	176	107	improved	improve	VERB
cblr-1786	176	108	financial	financial	ADJ
cblr-1786	176	109	institutions	institution	NOUN
cblr-1786	176	110	’	'	PUNCT
cblr-1786	176	111	capital	capital	NOUN
cblr-1786	176	112	adequacy	adequacy	NOUN
cblr-1786	176	113	and	and	CCONJ
cblr-1786	176	114	liquidity	liquidity	NOUN
cblr-1786	176	115	positions	position	NOUN
cblr-1786	176	116	,	,	PUNCT
cblr-1786	176	117	no	no	DET
cblr-1786	176	118	modern	modern	ADJ
cblr-1786	176	119	secondary	secondary	ADJ
cblr-1786	176	120	market	market	NOUN
cblr-1786	176	121	on	on	ADP
cblr-1786	176	122	which	which	PRON
cblr-1786	176	123	mortgage	mortgage	NOUN
cblr-1786	176	124	debt	debt	NOUN
cblr-1786	176	125	could	could	AUX
cblr-1786	176	126	be	be	AUX
cblr-1786	176	127	bought	buy	VERB
cblr-1786	176	128	and	and	CCONJ
cblr-1786	176	129	sold	sell	VERB
cblr-1786	176	130	yet	yet	ADV
cblr-1786	176	131	existed.43	existed.43	PROPN
cblr-1786	177	1	but	but	CCONJ
cblr-1786	177	2	before	before	SCONJ
cblr-1786	177	3	congress	congress	PROPN
cblr-1786	177	4	attempted	attempt	VERB
cblr-1786	177	5	to	to	PART
cblr-1786	177	6	create	create	VERB
cblr-1786	177	7	such	such	DET
cblr-1786	177	8	a	a	DET
cblr-1786	177	9	secondary	secondary	ADJ
cblr-1786	177	10	market	market	NOUN
cblr-1786	177	11	,	,	PUNCT
cblr-1786	177	12	it	it	PRON
cblr-1786	177	13	sought	seek	VERB
cblr-1786	177	14	to	to	PART
cblr-1786	177	15	protect	protect	VERB
cblr-1786	177	16	borrowers	borrower	NOUN
cblr-1786	177	17	and	and	CCONJ
cblr-1786	177	18	recapitalize	recapitalize	VERB
cblr-1786	177	19	lenders	lender	NOUN
cblr-1786	177	20	hurt	hurt	VERB
cblr-1786	177	21	by	by	ADP
cblr-1786	177	22	the	the	DET
cblr-1786	177	23	depression	depression	NOUN
cblr-1786	177	24	.	.	PUNCT
cblr-1786	178	1	in	in	ADP
cblr-1786	178	2	1933	1933	NUM
cblr-1786	178	3	,	,	PUNCT
cblr-1786	178	4	congress	congress	PROPN
cblr-1786	178	5	passed	pass	VERB
cblr-1786	178	6	the	the	DET
cblr-1786	178	7	home	home	NOUN
cblr-1786	178	8	owners	owner	NOUN
cblr-1786	178	9	’	'	PUNCT
cblr-1786	178	10	loan	loan	NOUN
cblr-1786	178	11	act	act	NOUN
cblr-1786	178	12	,	,	PUNCT
cblr-1786	178	13	which	which	PRON
cblr-1786	178	14	directed	direct	VERB
cblr-1786	178	15	the	the	DET
cblr-1786	178	16	fhlbs	fhlb	NOUN
cblr-1786	178	17	to	to	ADP
cblr-1786	178	18	39	39	NUM
cblr-1786	178	19	banking	banking	NOUN
cblr-1786	178	20	act	act	NOUN
cblr-1786	178	21	of	of	ADP
cblr-1786	178	22	1933	1933	NUM
cblr-1786	178	23	,	,	PUNCT
cblr-1786	178	24	pub	pub	NOUN
cblr-1786	178	25	.	.	PUNCT
cblr-1786	179	1	l.	l.	PROPN
cblr-1786	179	2	no	no	INTJ
cblr-1786	179	3	.	.	PROPN
cblr-1786	180	1	73	73	NUM
cblr-1786	180	2	-	-	SYM
cblr-1786	180	3	66	66	NUM
cblr-1786	180	4	,	,	PUNCT
cblr-1786	180	5	§	§	PROPN
cblr-1786	180	6	8	8	NUM
cblr-1786	180	7	,	,	PUNCT
cblr-1786	180	8	48	48	NUM
cblr-1786	180	9	stat	stat	NOUN
cblr-1786	180	10	.	.	PUNCT
cblr-1786	181	1	162	162	NUM
cblr-1786	181	2	,	,	PUNCT
cblr-1786	181	3	168	168	NUM
cblr-1786	181	4	(	(	PUNCT
cblr-1786	181	5	1933	1933	NUM
cblr-1786	181	6	)	)	PUNCT
cblr-1786	181	7	(	(	PUNCT
cblr-1786	181	8	current	current	ADJ
cblr-1786	181	9	version	version	NOUN
cblr-1786	181	10	at	at	ADP
cblr-1786	181	11	12	12	NUM
cblr-1786	181	12	u.s.c	u.s.c	ADJ
cblr-1786	181	13	.	.	PUNCT
cblr-1786	182	1	§	§	PROPN
cblr-1786	182	2	1811	1811	NUM
cblr-1786	182	3	(	(	PUNCT
cblr-1786	182	4	2012	2012	NUM
cblr-1786	182	5	)	)	PUNCT
cblr-1786	182	6	)	)	PUNCT
cblr-1786	182	7	.	.	PUNCT
cblr-1786	183	1	see	see	AUX
cblr-1786	183	2	also	also	ADV
cblr-1786	183	3	fed	feed	VERB
cblr-1786	183	4	.	.	PUNCT
cblr-1786	184	1	deposit	deposit	PROPN
cblr-1786	184	2	ins	ins	PROPN
cblr-1786	184	3	.	.	PUNCT
cblr-1786	184	4	corp	corp	PROPN
cblr-1786	184	5	.	.	PROPN
cblr-1786	184	6	,	,	PUNCT
cblr-1786	184	7	a	a	DET
cblr-1786	184	8	brief	brief	ADJ
cblr-1786	184	9	history	history	NOUN
cblr-1786	184	10	of	of	ADP
cblr-1786	184	11	deposit	deposit	NOUN
cblr-1786	184	12	insurance	insurance	NOUN
cblr-1786	184	13	in	in	ADP
cblr-1786	184	14	the	the	DET
cblr-1786	184	15	united	united	PROPN
cblr-1786	184	16	states	states	PROPN
cblr-1786	184	17	27	27	NUM
cblr-1786	184	18	(	(	PUNCT
cblr-1786	184	19	1998	1998	NUM
cblr-1786	184	20	)	)	PUNCT
cblr-1786	184	21	,	,	PUNCT
cblr-1786	184	22	available	available	ADJ
cblr-1786	184	23	at	at	ADP
cblr-1786	184	24	http://perma.cc/jlp8-jgfc	http://perma.cc/jlp8-jgfc	PROPN
cblr-1786	184	25	.	.	PUNCT
cblr-1786	185	1	40	40	NUM
cblr-1786	185	2	national	national	PROPN
cblr-1786	185	3	housing	housing	PROPN
cblr-1786	185	4	act	act	PROPN
cblr-1786	185	5	,	,	PUNCT
cblr-1786	185	6	pub	pub	NOUN
cblr-1786	185	7	.	.	PUNCT
cblr-1786	186	1	l.	l.	PROPN
cblr-1786	186	2	no	no	INTJ
cblr-1786	186	3	.	.	PUNCT
cblr-1786	187	1	73	73	NUM
cblr-1786	187	2	-	-	SYM
cblr-1786	187	3	479	479	NUM
cblr-1786	187	4	,	,	PUNCT
cblr-1786	187	5	§	§	PROPN
cblr-1786	187	6	402	402	NUM
cblr-1786	187	7	,	,	PUNCT
cblr-1786	187	8	48	48	NUM
cblr-1786	187	9	stat	stat	NOUN
cblr-1786	187	10	.	.	PUNCT
cblr-1786	188	1	1246	1246	NUM
cblr-1786	188	2	,	,	PUNCT
cblr-1786	188	3	1256	1256	NUM
cblr-1786	188	4	(	(	PUNCT
cblr-1786	188	5	1934	1934	NUM
cblr-1786	188	6	)	)	PUNCT
cblr-1786	188	7	.	.	PUNCT
cblr-1786	189	1	in	in	ADP
cblr-1786	189	2	the	the	DET
cblr-1786	189	3	wake	wake	NOUN
cblr-1786	189	4	of	of	ADP
cblr-1786	189	5	the	the	DET
cblr-1786	189	6	savings	saving	NOUN
cblr-1786	189	7	and	and	CCONJ
cblr-1786	189	8	loan	loan	NOUN
cblr-1786	189	9	crisis	crisis	NOUN
cblr-1786	189	10	of	of	ADP
cblr-1786	189	11	the	the	DET
cblr-1786	189	12	late	late	ADJ
cblr-1786	189	13	1980s	1980	NOUN
cblr-1786	189	14	,	,	PUNCT
cblr-1786	189	15	the	the	DET
cblr-1786	189	16	financial	financial	ADJ
cblr-1786	189	17	institutions	institution	NOUN
cblr-1786	189	18	reform	reform	NOUN
cblr-1786	189	19	,	,	PUNCT
cblr-1786	189	20	recovery	recovery	NOUN
cblr-1786	189	21	and	and	CCONJ
cblr-1786	189	22	enforcement	enforcement	NOUN
cblr-1786	189	23	act	act	PROPN
cblr-1786	189	24	of	of	ADP
cblr-1786	189	25	1989	1989	NUM
cblr-1786	189	26	abolished	abolish	VERB
cblr-1786	189	27	the	the	DET
cblr-1786	189	28	fslic	fslic	NOUN
cblr-1786	189	29	and	and	CCONJ
cblr-1786	189	30	transferred	transfer	VERB
cblr-1786	189	31	its	its	PRON
cblr-1786	189	32	insurance	insurance	NOUN
cblr-1786	189	33	functions	function	NOUN
cblr-1786	189	34	to	to	ADP
cblr-1786	189	35	the	the	DET
cblr-1786	189	36	fdic	fdic	PROPN
cblr-1786	189	37	.	.	PUNCT
cblr-1786	190	1	see	see	VERB
cblr-1786	190	2	financial	financial	ADJ
cblr-1786	190	3	institutions	institution	NOUN
cblr-1786	190	4	reform	reform	NOUN
cblr-1786	190	5	,	,	PUNCT
cblr-1786	190	6	recovery	recovery	NOUN
cblr-1786	190	7	,	,	PUNCT
cblr-1786	190	8	and	and	CCONJ
cblr-1786	190	9	enforcement	enforcement	NOUN
cblr-1786	190	10	act	act	PROPN
cblr-1786	190	11	of	of	ADP
cblr-1786	190	12	1989	1989	NUM
cblr-1786	190	13	,	,	PUNCT
cblr-1786	190	14	pub	pub	NOUN
cblr-1786	190	15	.	.	PUNCT
cblr-1786	191	1	l.	l.	PROPN
cblr-1786	191	2	no	no	INTJ
cblr-1786	191	3	.	.	PROPN
cblr-1786	192	1	101	101	NUM
cblr-1786	192	2	-	-	SYM
cblr-1786	192	3	73	73	NUM
cblr-1786	192	4	,	,	PUNCT
cblr-1786	192	5	§	§	PROPN
cblr-1786	192	6	401	401	NUM
cblr-1786	192	7	,	,	PUNCT
cblr-1786	192	8	103	103	NUM
cblr-1786	192	9	stat	stat	NOUN
cblr-1786	192	10	.	.	PUNCT
cblr-1786	193	1	183	183	NUM
cblr-1786	193	2	,	,	PUNCT
cblr-1786	193	3	354	354	NUM
cblr-1786	193	4	(	(	PUNCT
cblr-1786	193	5	1989	1989	NUM
cblr-1786	193	6	)	)	PUNCT
cblr-1786	193	7	.	.	PUNCT
cblr-1786	194	1	41	41	NUM
cblr-1786	194	2	national	national	PROPN
cblr-1786	194	3	housing	housing	PROPN
cblr-1786	194	4	act	act	PROPN
cblr-1786	194	5	§	§	PROPN
cblr-1786	194	6	1	1	NUM
cblr-1786	194	7	(	(	PUNCT
cblr-1786	194	8	current	current	ADJ
cblr-1786	194	9	version	version	NOUN
cblr-1786	194	10	at	at	ADP
cblr-1786	194	11	12	12	NUM
cblr-1786	194	12	u.s.c	u.s.c	ADJ
cblr-1786	194	13	.	.	PUNCT
cblr-1786	195	1	§	§	PROPN
cblr-1786	195	2	1702	1702	NUM
cblr-1786	195	3	)	)	PUNCT
cblr-1786	195	4	.	.	PUNCT
cblr-1786	196	1	42	42	NUM
cblr-1786	197	1	i	i	PRON
cblr-1786	197	2	d.	d.	PROPN
cblr-1786	197	3	§	§	PROPN
cblr-1786	197	4	2	2	NUM
cblr-1786	197	5	(	(	PUNCT
cblr-1786	197	6	current	current	ADJ
cblr-1786	197	7	version	version	NOUN
cblr-1786	197	8	at	at	ADP
cblr-1786	197	9	12	12	NUM
cblr-1786	197	10	u.s.c	u.s.c	ADJ
cblr-1786	197	11	.	.	PUNCT
cblr-1786	198	1	§	§	PROPN
cblr-1786	198	2	1703	1703	NUM
cblr-1786	198	3	)	)	PUNCT
cblr-1786	198	4	.	.	PUNCT
cblr-1786	199	1	the	the	DET
cblr-1786	199	2	conditioning	conditioning	NOUN
cblr-1786	199	3	of	of	ADP
cblr-1786	199	4	eligibility	eligibility	NOUN
cblr-1786	199	5	for	for	ADP
cblr-1786	199	6	highly	highly	ADV
cblr-1786	199	7	desirable	desirable	ADJ
cblr-1786	199	8	fha	fha	NOUN
cblr-1786	199	9	insurance	insurance	NOUN
cblr-1786	199	10	on	on	ADP
cblr-1786	199	11	the	the	DET
cblr-1786	199	12	satisfaction	satisfaction	NOUN
cblr-1786	199	13	of	of	ADP
cblr-1786	199	14	certain	certain	ADJ
cblr-1786	199	15	standards	standard	NOUN
cblr-1786	199	16	radically	radically	ADV
cblr-1786	199	17	altered	alter	VERB
cblr-1786	199	18	the	the	DET
cblr-1786	199	19	mortgage	mortgage	NOUN
cblr-1786	199	20	finance	finance	NOUN
cblr-1786	199	21	landscape	landscape	NOUN
cblr-1786	199	22	.	.	PUNCT
cblr-1786	200	1	these	these	DET
cblr-1786	200	2	fhaset	fhaset	ADJ
cblr-1786	200	3	standards	standard	NOUN
cblr-1786	200	4	are	be	AUX
cblr-1786	200	5	chiefly	chiefly	ADV
cblr-1786	200	6	to	to	PART
cblr-1786	200	7	thank	thank	VERB
cblr-1786	200	8	for	for	ADP
cblr-1786	200	9	the	the	DET
cblr-1786	200	10	modern	modern	ADJ
cblr-1786	200	11	mortgage	mortgage	NOUN
cblr-1786	200	12	.	.	PUNCT
cblr-1786	201	1	unlike	unlike	ADP
cblr-1786	201	2	predepression	predepression	NOUN
cblr-1786	201	3	loans	loan	NOUN
cblr-1786	201	4	,	,	PUNCT
cblr-1786	201	5	fha	fha	PROPN
cblr-1786	201	6	-	-	PUNCT
cblr-1786	201	7	eligible	eligible	ADJ
cblr-1786	201	8	mortgages	mortgage	NOUN
cblr-1786	201	9	were	be	AUX
cblr-1786	201	10	long	long	ADJ
cblr-1786	201	11	-	-	PUNCT
cblr-1786	201	12	term	term	NOUN
cblr-1786	201	13	and	and	CCONJ
cblr-1786	201	14	had	have	VERB
cblr-1786	201	15	high	high	ADJ
cblr-1786	201	16	loan	loan	NOUN
cblr-1786	201	17	-	-	PUNCT
cblr-1786	201	18	to	to	ADP
cblr-1786	201	19	-	-	PUNCT
cblr-1786	201	20	value	value	NOUN
cblr-1786	201	21	ratios	ratio	NOUN
cblr-1786	201	22	and	and	CCONJ
cblr-1786	201	23	fixed	fix	VERB
cblr-1786	201	24	rates	rate	NOUN
cblr-1786	201	25	.	.	PUNCT
cblr-1786	202	1	see	see	VERB
cblr-1786	202	2	min	min	PROPN
cblr-1786	202	3	,	,	PUNCT
cblr-1786	202	4	supra	supra	PROPN
cblr-1786	202	5	note	note	NOUN
cblr-1786	202	6	13	13	NUM
cblr-1786	202	7	,	,	PUNCT
cblr-1786	202	8	at	at	ADP
cblr-1786	202	9	474–75	474–75	PROPN
cblr-1786	202	10	.	.	PROPN
cblr-1786	203	1	43	43	NUM
cblr-1786	203	2	see	see	VERB
cblr-1786	203	3	adam	adam	PROPN
cblr-1786	203	4	j.	j.	PROPN
cblr-1786	203	5	levitin	levitin	PROPN
cblr-1786	203	6	&	&	CCONJ
cblr-1786	203	7	susan	susan	PROPN
cblr-1786	203	8	m.	m.	PROPN
cblr-1786	203	9	wachter	wachter	PROPN
cblr-1786	203	10	,	,	PUNCT
cblr-1786	203	11	the	the	DET
cblr-1786	203	12	public	public	ADJ
cblr-1786	203	13	option	option	NOUN
cblr-1786	203	14	in	in	ADP
cblr-1786	203	15	housing	housing	NOUN
cblr-1786	203	16	finance	finance	NOUN
cblr-1786	203	17	,	,	PUNCT
cblr-1786	203	18	46	46	NUM
cblr-1786	203	19	u.c	u.c	PROPN
cblr-1786	203	20	.	.	PROPN
cblr-1786	203	21	davis	davis	PROPN
cblr-1786	203	22	l.	l.	PROPN
cblr-1786	203	23	rev	rev	PROPN
cblr-1786	203	24	.	.	PROPN
cblr-1786	203	25	1111	1111	NUM
cblr-1786	203	26	,	,	PUNCT
cblr-1786	203	27	1123–25	1123–25	NUM
cblr-1786	203	28	(	(	PUNCT
cblr-1786	203	29	2013	2013	NUM
cblr-1786	203	30	)	)	PUNCT
cblr-1786	203	31	(	(	PUNCT
cblr-1786	203	32	arguing	argue	VERB
cblr-1786	203	33	that	that	SCONJ
cblr-1786	203	34	pre	pre	ADJ
cblr-1786	203	35	-	-	ADJ
cblr-1786	203	36	gse	gse	ADJ
cblr-1786	203	37	attempts	attempt	NOUN
cblr-1786	203	38	to	to	PART
cblr-1786	203	39	form	form	VERB
cblr-1786	203	40	secondary	secondary	ADJ
cblr-1786	203	41	mortgage	mortgage	NOUN
cblr-1786	203	42	markets	market	NOUN
cblr-1786	203	43	all	all	PRON
cblr-1786	203	44	failed	fail	VERB
cblr-1786	203	45	because	because	SCONJ
cblr-1786	203	46	they	they	PRON
cblr-1786	203	47	were	be	AUX
cblr-1786	203	48	private	private	ADJ
cblr-1786	203	49	,	,	PUNCT
cblr-1786	203	50	virtually	virtually	ADV
cblr-1786	203	51	unregulated	unregulated	ADJ
cblr-1786	203	52	,	,	PUNCT
cblr-1786	203	53	and	and	CCONJ
cblr-1786	203	54	lacked	lack	VERB
cblr-1786	203	55	the	the	DET
cblr-1786	203	56	ability	ability	NOUN
cblr-1786	203	57	to	to	PART
cblr-1786	203	58	maintain	maintain	VERB
cblr-1786	203	59	high	high	ADJ
cblr-1786	203	60	underwriting	underwriting	NOUN
cblr-1786	203	61	standards	standard	NOUN
cblr-1786	203	62	)	)	PUNCT
cblr-1786	203	63	.	.	PUNCT
cblr-1786	204	1	niles	nile	NOUN
cblr-1786	204	2	final	final	ADJ
cblr-1786	204	3	918	918	NUM
cblr-1786	204	4	columbia	columbia	PROPN
cblr-1786	204	5	business	business	NOUN
cblr-1786	204	6	law	law	PROPN
cblr-1786	204	7	review	review	NOUN
cblr-1786	204	8	[	[	X
cblr-1786	204	9	vol	vol	NOUN
cblr-1786	204	10	.	.	PUNCT
cblr-1786	204	11	2014	2014	NUM
cblr-1786	204	12	create	create	VERB
cblr-1786	204	13	the	the	DET
cblr-1786	204	14	home	home	NOUN
cblr-1786	204	15	owners	owner	NOUN
cblr-1786	204	16	’	'	PUNCT
cblr-1786	204	17	loan	loan	NOUN
cblr-1786	204	18	corporation	corporation	NOUN
cblr-1786	204	19	(	(	PUNCT
cblr-1786	204	20	“	"	PUNCT
cblr-1786	204	21	holc”).44	holc”).44	NOUN
cblr-1786	204	22	the	the	DET
cblr-1786	204	23	holc	holc	NOUN
cblr-1786	204	24	was	be	AUX
cblr-1786	204	25	designed	design	VERB
cblr-1786	204	26	as	as	ADP
cblr-1786	204	27	a	a	DET
cblr-1786	204	28	temporary	temporary	ADJ
cblr-1786	204	29	measure	measure	NOUN
cblr-1786	204	30	to	to	PART
cblr-1786	204	31	protect	protect	VERB
cblr-1786	204	32	borrowers	borrower	NOUN
cblr-1786	204	33	by	by	ADP
cblr-1786	204	34	eliminating	eliminate	VERB
cblr-1786	204	35	negative	negative	ADJ
cblr-1786	204	36	equity.45	equity.45	NOUN
cblr-1786	204	37	it	it	PRON
cblr-1786	204	38	did	do	VERB
cblr-1786	204	39	so	so	ADV
cblr-1786	204	40	by	by	ADP
cblr-1786	204	41	purchasing	purchase	VERB
cblr-1786	204	42	at	at	ADP
cblr-1786	204	43	a	a	DET
cblr-1786	204	44	discount	discount	NOUN
cblr-1786	204	45	defaulted	default	VERB
cblr-1786	204	46	,	,	PUNCT
cblr-1786	204	47	underwater	underwater	NOUN
cblr-1786	204	48	mortgages	mortgage	NOUN
cblr-1786	204	49	from	from	ADP
cblr-1786	204	50	lenders	lender	NOUN
cblr-1786	204	51	in	in	ADP
cblr-1786	204	52	exchange	exchange	NOUN
cblr-1786	204	53	for	for	ADP
cblr-1786	204	54	long	long	ADJ
cblr-1786	204	55	-	-	PUNCT
cblr-1786	204	56	term	term	NOUN
cblr-1786	204	57	bonds	bond	NOUN
cblr-1786	204	58	,	,	PUNCT
cblr-1786	204	59	and	and	CCONJ
cblr-1786	204	60	restructuring	restructure	VERB
cblr-1786	204	61	those	those	DET
cblr-1786	204	62	mortgages	mortgage	NOUN
cblr-1786	204	63	into	into	ADP
cblr-1786	204	64	long	long	ADJ
cblr-1786	204	65	-	-	PUNCT
cblr-1786	204	66	term	term	NOUN
cblr-1786	204	67	fixed	fix	VERB
cblr-1786	204	68	-	-	PUNCT
cblr-1786	204	69	rate	rate	NOUN
cblr-1786	204	70	obligations.46	obligations.46	PROPN
cblr-1786	204	71	however	however	ADV
cblr-1786	204	72	,	,	PUNCT
cblr-1786	204	73	in	in	ADP
cblr-1786	204	74	order	order	NOUN
cblr-1786	204	75	to	to	PART
cblr-1786	204	76	coax	coax	VERB
cblr-1786	204	77	lenders	lender	NOUN
cblr-1786	204	78	into	into	ADP
cblr-1786	204	79	taking	take	VERB
cblr-1786	204	80	the	the	DET
cblr-1786	204	81	immediate	immediate	ADJ
cblr-1786	204	82	haircut	haircut	NOUN
cblr-1786	204	83	that	that	PRON
cblr-1786	204	84	a	a	DET
cblr-1786	204	85	holc	holc	NOUN
cblr-1786	204	86	refinancing	refinancing	NOUN
cblr-1786	204	87	occasioned	occasion	VERB
cblr-1786	204	88	and	and	CCONJ
cblr-1786	204	89	into	into	ADP
cblr-1786	204	90	assuming	assume	VERB
cblr-1786	204	91	the	the	DET
cblr-1786	204	92	long	long	ADJ
cblr-1786	204	93	-	-	PUNCT
cblr-1786	204	94	term	term	NOUN
cblr-1786	204	95	credit	credit	NOUN
cblr-1786	204	96	exposure	exposure	NOUN
cblr-1786	204	97	to	to	PART
cblr-1786	204	98	holc	holc	VERB
cblr-1786	204	99	itself	itself	PRON
cblr-1786	204	100	,	,	PUNCT
cblr-1786	204	101	congress	congress	PROPN
cblr-1786	204	102	amended	amend	VERB
cblr-1786	204	103	the	the	DET
cblr-1786	204	104	home	home	NOUN
cblr-1786	204	105	owners	owner	NOUN
cblr-1786	204	106	’	'	PUNCT
cblr-1786	204	107	loan	loan	NOUN
cblr-1786	204	108	act	act	NOUN
cblr-1786	204	109	in	in	ADP
cblr-1786	204	110	1934	1934	NUM
cblr-1786	204	111	to	to	PART
cblr-1786	204	112	enable	enable	VERB
cblr-1786	204	113	the	the	DET
cblr-1786	204	114	federal	federal	ADJ
cblr-1786	204	115	government	government	NOUN
cblr-1786	204	116	to	to	PART
cblr-1786	204	117	guarantee	guarantee	VERB
cblr-1786	204	118	mortgage	mortgage	NOUN
cblr-1786	204	119	principal	principal	NOUN
cblr-1786	204	120	in	in	ADP
cblr-1786	204	121	addition	addition	NOUN
cblr-1786	204	122	to	to	ADP
cblr-1786	204	123	the	the	DET
cblr-1786	204	124	originally	originally	ADV
cblr-1786	204	125	authorized	authorize	VERB
cblr-1786	204	126	interest	interest	NOUN
cblr-1786	204	127	guarantees.47	guarantees.47	NOUN
cblr-1786	204	128	the	the	DET
cblr-1786	204	129	success	success	NOUN
cblr-1786	204	130	of	of	ADP
cblr-1786	204	131	holc	holc	NOUN
cblr-1786	204	132	,	,	PUNCT
cblr-1786	204	133	combined	combine	VERB
cblr-1786	204	134	with	with	ADP
cblr-1786	204	135	the	the	DET
cblr-1786	204	136	federal	federal	ADJ
cblr-1786	204	137	guarantee	guarantee	NOUN
cblr-1786	204	138	of	of	ADP
cblr-1786	204	139	holc	holc	NOUN
cblr-1786	204	140	-	-	PUNCT
cblr-1786	204	141	refinanced	refinance	VERB
cblr-1786	204	142	loan	loan	NOUN
cblr-1786	204	143	principal	principal	NOUN
cblr-1786	204	144	,	,	PUNCT
cblr-1786	204	145	precipitated	precipitate	VERB
cblr-1786	204	146	the	the	DET
cblr-1786	204	147	“	"	PUNCT
cblr-1786	204	148	sudden	sudden	ADJ
cblr-1786	204	149	and	and	CCONJ
cblr-1786	204	150	massive	massive	ADJ
cblr-1786	204	151	government	government	NOUN
cblr-1786	204	152	entrance	entrance	NOUN
cblr-1786	204	153	”	"	PUNCT
cblr-1786	204	154	into	into	ADP
cblr-1786	204	155	the	the	DET
cblr-1786	204	156	mortgage	mortgage	NOUN
cblr-1786	204	157	market.48	market.48	NOUN
cblr-1786	204	158	importantly	importantly	ADV
cblr-1786	204	159	,	,	PUNCT
cblr-1786	204	160	the	the	DET
cblr-1786	204	161	long	long	ADJ
cblr-1786	204	162	-	-	PUNCT
cblr-1786	204	163	term	term	NOUN
cblr-1786	204	164	,	,	PUNCT
cblr-1786	204	165	fixed	fix	VERB
cblr-1786	204	166	-	-	PUNCT
cblr-1786	204	167	rate	rate	NOUN
cblr-1786	204	168	loans	loan	NOUN
cblr-1786	204	169	that	that	PRON
cblr-1786	204	170	resulted	result	VERB
cblr-1786	204	171	from	from	ADP
cblr-1786	204	172	holc	holc	NOUN
cblr-1786	204	173	refinancings	refinancing	NOUN
cblr-1786	204	174	were	be	AUX
cblr-1786	204	175	shown	show	VERB
cblr-1786	204	176	to	to	PART
cblr-1786	204	177	be	be	AUX
cblr-1786	204	178	feasible	feasible	ADJ
cblr-1786	204	179	by	by	ADP
cblr-1786	204	180	the	the	DET
cblr-1786	204	181	time	time	NOUN
cblr-1786	204	182	holc	holc	NOUN
cblr-1786	204	183	wound	wound	NOUN
cblr-1786	204	184	down	down	ADP
cblr-1786	204	185	in	in	ADP
cblr-1786	204	186	1951	1951	NUM
cblr-1786	204	187	and	and	CCONJ
cblr-1786	204	188	became	become	VERB
cblr-1786	204	189	the	the	DET
cblr-1786	204	190	standard	standard	ADJ
cblr-1786	204	191	mortgage	mortgage	NOUN
cblr-1786	204	192	product	product	NOUN
cblr-1786	204	193	of	of	ADP
cblr-1786	204	194	the	the	DET
cblr-1786	204	195	federal	federal	ADJ
cblr-1786	204	196	government.49	government.49	PROPN
cblr-1786	204	197	44	44	NUM
cblr-1786	204	198	home	home	NOUN
cblr-1786	204	199	owners	owner	NOUN
cblr-1786	204	200	’	'	PUNCT
cblr-1786	204	201	loan	loan	NOUN
cblr-1786	204	202	act	act	NOUN
cblr-1786	204	203	of	of	ADP
cblr-1786	204	204	1933	1933	NUM
cblr-1786	204	205	,	,	PUNCT
cblr-1786	204	206	pub	pub	NOUN
cblr-1786	204	207	.	.	PUNCT
cblr-1786	205	1	l.	l.	PROPN
cblr-1786	205	2	no	no	INTJ
cblr-1786	205	3	.	.	PROPN
cblr-1786	206	1	73	73	NUM
cblr-1786	206	2	-	-	SYM
cblr-1786	206	3	43	43	NUM
cblr-1786	206	4	,	,	PUNCT
cblr-1786	206	5	§	§	PROPN
cblr-1786	206	6	4(a	4(a	NUM
cblr-1786	206	7	)	)	PUNCT
cblr-1786	206	8	,	,	PUNCT
cblr-1786	206	9	48	48	NUM
cblr-1786	206	10	stat	stat	NOUN
cblr-1786	206	11	.	.	PUNCT
cblr-1786	207	1	128	128	NUM
cblr-1786	207	2	,	,	PUNCT
cblr-1786	207	3	129	129	NUM
cblr-1786	207	4	(	(	PUNCT
cblr-1786	207	5	1933	1933	NUM
cblr-1786	207	6	)	)	PUNCT
cblr-1786	207	7	,	,	PUNCT
cblr-1786	207	8	amended	amend	VERB
cblr-1786	207	9	by	by	ADP
cblr-1786	207	10	act	act	NOUN
cblr-1786	207	11	of	of	ADP
cblr-1786	207	12	april	april	PROPN
cblr-1786	207	13	27	27	NUM
cblr-1786	207	14	,	,	PUNCT
cblr-1786	207	15	1934	1934	NUM
cblr-1786	207	16	,	,	PUNCT
cblr-1786	207	17	pub	pub	NOUN
cblr-1786	207	18	.	.	PUNCT
cblr-1786	208	1	l.	l.	PROPN
cblr-1786	208	2	no	no	INTJ
cblr-1786	208	3	.	.	PUNCT
cblr-1786	209	1	73	73	NUM
cblr-1786	209	2	-	-	SYM
cblr-1786	209	3	178	178	NUM
cblr-1786	209	4	,	,	PUNCT
cblr-1786	209	5	§	§	PROPN
cblr-1786	209	6	1(a	1(a	NUM
cblr-1786	209	7	)	)	PUNCT
cblr-1786	210	1	,	,	PUNCT
cblr-1786	210	2	48	48	NUM
cblr-1786	210	3	stat	stat	NOUN
cblr-1786	210	4	.	.	PUNCT
cblr-1786	211	1	643	643	NUM
cblr-1786	211	2	,	,	PUNCT
cblr-1786	211	3	643	643	NUM
cblr-1786	211	4	(	(	PUNCT
cblr-1786	211	5	1934	1934	NUM
cblr-1786	211	6	)	)	PUNCT
cblr-1786	211	7	.	.	PUNCT
cblr-1786	212	1	45	45	NUM
cblr-1786	212	2	see	see	VERB
cblr-1786	212	3	levitin	levitin	NOUN
cblr-1786	212	4	&	&	CCONJ
cblr-1786	212	5	wachter	wachter	NOUN
cblr-1786	212	6	,	,	PUNCT
cblr-1786	212	7	supra	supra	PROPN
cblr-1786	212	8	note	note	NOUN
cblr-1786	212	9	43	43	NUM
cblr-1786	212	10	,	,	PUNCT
cblr-1786	212	11	at	at	ADP
cblr-1786	212	12	1134–35	1134–35	NUM
cblr-1786	212	13	.	.	PUNCT
cblr-1786	213	1	negative	negative	ADJ
cblr-1786	213	2	equity	equity	NOUN
cblr-1786	213	3	occurs	occur	VERB
cblr-1786	213	4	when	when	SCONJ
cblr-1786	213	5	the	the	DET
cblr-1786	213	6	outstanding	outstanding	ADJ
cblr-1786	213	7	balance	balance	NOUN
cblr-1786	213	8	on	on	ADP
cblr-1786	213	9	a	a	DET
cblr-1786	213	10	borrower	borrower	NOUN
cblr-1786	213	11	’s	’s	PART
cblr-1786	213	12	loan	loan	NOUN
cblr-1786	213	13	exceeds	exceed	VERB
cblr-1786	213	14	the	the	DET
cblr-1786	213	15	value	value	NOUN
cblr-1786	213	16	of	of	ADP
cblr-1786	213	17	the	the	DET
cblr-1786	213	18	asset	asset	NOUN
cblr-1786	213	19	collateralizing	collateralize	VERB
cblr-1786	213	20	the	the	DET
cblr-1786	213	21	loan	loan	NOUN
cblr-1786	213	22	.	.	PUNCT
cblr-1786	214	1	46	46	NUM
cblr-1786	215	1	i	i	PRON
cblr-1786	215	2	d.	d.	PROPN
cblr-1786	215	3	at	at	ADP
cblr-1786	215	4	1134	1134	NUM
cblr-1786	215	5	.	.	PUNCT
cblr-1786	216	1	47	47	NUM
cblr-1786	216	2	act	act	NOUN
cblr-1786	216	3	of	of	ADP
cblr-1786	216	4	april	april	PROPN
cblr-1786	216	5	27	27	NUM
cblr-1786	216	6	,	,	PUNCT
cblr-1786	216	7	1934	1934	NUM
cblr-1786	216	8	,	,	PUNCT
cblr-1786	216	9	pub	pub	NOUN
cblr-1786	216	10	.	.	PUNCT
cblr-1786	217	1	l.	l.	PROPN
cblr-1786	217	2	no	no	INTJ
cblr-1786	217	3	.	.	PUNCT
cblr-1786	218	1	73	73	NUM
cblr-1786	218	2	-	-	SYM
cblr-1786	218	3	178	178	NUM
cblr-1786	218	4	,	,	PUNCT
cblr-1786	218	5	§	§	PROPN
cblr-1786	218	6	1(a	1(a	NUM
cblr-1786	218	7	)	)	PUNCT
cblr-1786	219	1	,	,	PUNCT
cblr-1786	219	2	48	48	NUM
cblr-1786	219	3	stat	stat	NOUN
cblr-1786	219	4	.	.	PUNCT
cblr-1786	220	1	643	643	NUM
cblr-1786	220	2	,	,	PUNCT
cblr-1786	220	3	643	643	NUM
cblr-1786	220	4	(	(	PUNCT
cblr-1786	220	5	1934	1934	NUM
cblr-1786	220	6	)	)	PUNCT
cblr-1786	220	7	.	.	PUNCT
cblr-1786	221	1	48	48	NUM
cblr-1786	221	2	levitin	levitin	PROPN
cblr-1786	221	3	&	&	CCONJ
cblr-1786	221	4	wachter	wachter	NOUN
cblr-1786	221	5	,	,	PUNCT
cblr-1786	221	6	supra	supra	PROPN
cblr-1786	221	7	note	note	NOUN
cblr-1786	221	8	43	43	NUM
cblr-1786	221	9	,	,	PUNCT
cblr-1786	221	10	at	at	ADP
cblr-1786	221	11	1134	1134	NUM
cblr-1786	221	12	.	.	PUNCT
cblr-1786	222	1	49	49	NUM
cblr-1786	223	1	i	i	PRON
cblr-1786	223	2	d.	d.	PROPN
cblr-1786	223	3	at	at	ADP
cblr-1786	223	4	1135	1135	NUM
cblr-1786	223	5	.	.	PUNCT
cblr-1786	224	1	niles	nile	NOUN
cblr-1786	224	2	final	final	ADJ
cblr-1786	224	3	no	no	NOUN
cblr-1786	224	4	.	.	NOUN
cblr-1786	224	5	3:906	3:906	NUM
cblr-1786	224	6	]	]	PUNCT
cblr-1786	224	7	member	member	NOUN
cblr-1786	224	8	fmic	fmic	NOUN
cblr-1786	224	9	919	919	NUM
cblr-1786	224	10	2	2	NUM
cblr-1786	224	11	.	.	PUNCT
cblr-1786	224	12	from	from	ADP
cblr-1786	224	13	the	the	DET
cblr-1786	224	14	founding	founding	NOUN
cblr-1786	224	15	of	of	ADP
cblr-1786	224	16	fannie	fannie	PROPN
cblr-1786	224	17	mae	mae	PROPN
cblr-1786	224	18	to	to	ADP
cblr-1786	224	19	the	the	DET
cblr-1786	224	20	reorganization	reorganization	NOUN
cblr-1786	224	21	of	of	ADP
cblr-1786	224	22	fannie	fannie	PROPN
cblr-1786	224	23	mae	mae	PROPN
cblr-1786	224	24	and	and	CCONJ
cblr-1786	224	25	founding	founding	NOUN
cblr-1786	224	26	of	of	ADP
cblr-1786	224	27	freddie	freddie	PROPN
cblr-1786	224	28	mac	mac	PROPN
cblr-1786	224	29	the	the	DET
cblr-1786	224	30	1934	1934	NUM
cblr-1786	224	31	national	national	PROPN
cblr-1786	224	32	housing	housing	PROPN
cblr-1786	224	33	act	act	PROPN
cblr-1786	224	34	first	first	ADV
cblr-1786	224	35	contemplated	contemplate	VERB
cblr-1786	224	36	a	a	DET
cblr-1786	224	37	secondary	secondary	ADJ
cblr-1786	224	38	market	market	NOUN
cblr-1786	224	39	for	for	ADP
cblr-1786	224	40	mortgages.50	mortgages.50	PROPN
cblr-1786	224	41	title	title	NOUN
cblr-1786	224	42	iii	iii	NOUN
cblr-1786	224	43	of	of	ADP
cblr-1786	224	44	that	that	DET
cblr-1786	224	45	act	act	NOUN
cblr-1786	224	46	provided	provide	VERB
cblr-1786	224	47	for	for	ADP
cblr-1786	224	48	a	a	DET
cblr-1786	224	49	federal	federal	ADJ
cblr-1786	224	50	charter	charter	NOUN
cblr-1786	224	51	for	for	ADP
cblr-1786	224	52	“	"	PUNCT
cblr-1786	224	53	national	national	ADJ
cblr-1786	224	54	mortgage	mortgage	NOUN
cblr-1786	224	55	associations	association	NOUN
cblr-1786	224	56	”	"	PUNCT
cblr-1786	224	57	that	that	PRON
cblr-1786	224	58	would	would	AUX
cblr-1786	224	59	be	be	AUX
cblr-1786	224	60	permitted	permit	VERB
cblr-1786	224	61	both	both	PRON
cblr-1786	224	62	to	to	PART
cblr-1786	224	63	purchase	purchase	VERB
cblr-1786	224	64	and	and	CCONJ
cblr-1786	224	65	sell	sell	VERB
cblr-1786	224	66	first	first	ADJ
cblr-1786	224	67	-	-	PUNCT
cblr-1786	224	68	lien	lien	NOUN
cblr-1786	224	69	mortgages	mortgage	NOUN
cblr-1786	224	70	and	and	CCONJ
cblr-1786	224	71	to	to	PART
cblr-1786	224	72	raise	raise	VERB
cblr-1786	224	73	funds	fund	NOUN
cblr-1786	224	74	for	for	ADP
cblr-1786	224	75	these	these	DET
cblr-1786	224	76	activities	activity	NOUN
cblr-1786	224	77	through	through	ADP
cblr-1786	224	78	debt	debt	NOUN
cblr-1786	224	79	issuances.51	issuances.51	NOUN
cblr-1786	224	80	the	the	DET
cblr-1786	224	81	objective	objective	NOUN
cblr-1786	224	82	of	of	ADP
cblr-1786	224	83	the	the	DET
cblr-1786	224	84	charter	charter	NOUN
cblr-1786	224	85	was	be	AUX
cblr-1786	224	86	to	to	PART
cblr-1786	224	87	nationalize	nationalize	VERB
cblr-1786	224	88	the	the	DET
cblr-1786	224	89	housing	housing	NOUN
cblr-1786	224	90	market	market	NOUN
cblr-1786	224	91	by	by	ADP
cblr-1786	224	92	allowing	allow	VERB
cblr-1786	224	93	local	local	ADJ
cblr-1786	224	94	banks	bank	NOUN
cblr-1786	224	95	and	and	CCONJ
cblr-1786	224	96	thrifts	thrift	NOUN
cblr-1786	224	97	,	,	PUNCT
cblr-1786	224	98	first	first	ADV
cblr-1786	224	99	,	,	PUNCT
cblr-1786	224	100	to	to	PART
cblr-1786	224	101	offload	offload	VERB
cblr-1786	224	102	their	their	PRON
cblr-1786	224	103	mortgage	mortgage	NOUN
cblr-1786	224	104	loans	loan	NOUN
cblr-1786	224	105	to	to	ADP
cblr-1786	224	106	the	the	DET
cblr-1786	224	107	capital	capital	NOUN
cblr-1786	224	108	markets	market	NOUN
cblr-1786	224	109	-	-	PUNCT
cblr-1786	224	110	funded	fund	VERB
cblr-1786	224	111	national	national	ADJ
cblr-1786	224	112	mortgage	mortgage	NOUN
cblr-1786	224	113	associations	association	NOUN
cblr-1786	224	114	and	and	CCONJ
cblr-1786	224	115	,	,	PUNCT
cblr-1786	224	116	next	next	ADV
cblr-1786	224	117	,	,	PUNCT
cblr-1786	224	118	to	to	PART
cblr-1786	224	119	make	make	VERB
cblr-1786	224	120	new	new	ADJ
cblr-1786	224	121	loans	loan	NOUN
cblr-1786	224	122	with	with	ADP
cblr-1786	224	123	the	the	DET
cblr-1786	224	124	consideration	consideration	NOUN
cblr-1786	224	125	received.52	received.52	ADJ
cblr-1786	224	126	as	as	SCONJ
cblr-1786	224	127	opposed	oppose	VERB
cblr-1786	224	128	to	to	ADP
cblr-1786	224	129	the	the	DET
cblr-1786	224	130	fha	fha	PROPN
cblr-1786	224	131	insurance	insurance	NOUN
cblr-1786	224	132	scheme	scheme	NOUN
cblr-1786	224	133	,	,	PUNCT
cblr-1786	224	134	in	in	ADP
cblr-1786	224	135	which	which	PRON
cblr-1786	224	136	lenders	lender	NOUN
cblr-1786	224	137	retained	retain	VERB
cblr-1786	224	138	their	their	PRON
cblr-1786	224	139	loans	loan	NOUN
cblr-1786	224	140	on	on	ADP
cblr-1786	224	141	balance	balance	NOUN
cblr-1786	224	142	sheets	sheet	NOUN
cblr-1786	224	143	while	while	SCONJ
cblr-1786	224	144	insuring	insure	VERB
cblr-1786	224	145	them	they	PRON
cblr-1786	224	146	against	against	ADP
cblr-1786	224	147	default	default	NOUN
cblr-1786	224	148	,	,	PUNCT
cblr-1786	224	149	the	the	DET
cblr-1786	224	150	national	national	PROPN
cblr-1786	224	151	mortgage	mortgage	PROPN
cblr-1786	224	152	association	association	PROPN
cblr-1786	224	153	scheme	scheme	NOUN
cblr-1786	224	154	sought	seek	VERB
cblr-1786	224	155	to	to	PART
cblr-1786	224	156	encourage	encourage	VERB
cblr-1786	224	157	lenders	lender	NOUN
cblr-1786	224	158	to	to	PART
cblr-1786	224	159	sell	sell	VERB
cblr-1786	224	160	their	their	PRON
cblr-1786	224	161	loans	loan	NOUN
cblr-1786	224	162	to	to	ADP
cblr-1786	224	163	secondary	secondary	ADJ
cblr-1786	224	164	market	market	NOUN
cblr-1786	224	165	participants	participant	NOUN
cblr-1786	224	166	in	in	ADP
cblr-1786	224	167	exchange	exchange	NOUN
cblr-1786	224	168	for	for	ADP
cblr-1786	224	169	cash	cash	NOUN
cblr-1786	224	170	that	that	PRON
cblr-1786	224	171	could	could	AUX
cblr-1786	224	172	be	be	AUX
cblr-1786	224	173	used	use	VERB
cblr-1786	224	174	to	to	PART
cblr-1786	224	175	originate	originate	VERB
cblr-1786	224	176	more	more	ADJ
cblr-1786	224	177	loans.53	loans.53	NOUN
cblr-1786	224	178	the	the	DET
cblr-1786	224	179	problem	problem	NOUN
cblr-1786	224	180	lay	lie	VERB
cblr-1786	224	181	in	in	ADP
cblr-1786	224	182	founding	found	VERB
cblr-1786	224	183	even	even	ADV
cblr-1786	224	184	a	a	DET
cblr-1786	224	185	single	single	ADJ
cblr-1786	224	186	national	national	PROPN
cblr-1786	224	187	mortgage	mortgage	PROPN
cblr-1786	224	188	association	association	NOUN
cblr-1786	224	189	:	:	PUNCT
cblr-1786	224	190	no	no	DET
cblr-1786	224	191	one	one	NOUN
cblr-1786	224	192	attempted	attempt	VERB
cblr-1786	224	193	a	a	DET
cblr-1786	224	194	try.54	try.54	NOUN
cblr-1786	224	195	by	by	ADP
cblr-1786	224	196	1938	1938	NUM
cblr-1786	224	197	,	,	PUNCT
cblr-1786	224	198	the	the	DET
cblr-1786	224	199	roosevelt	roosevelt	PROPN
cblr-1786	224	200	administration	administration	PROPN
cblr-1786	224	201	decided	decide	VERB
cblr-1786	224	202	to	to	PART
cblr-1786	224	203	charter	charter	VERB
cblr-1786	224	204	its	its	PRON
cblr-1786	224	205	own	own	ADJ
cblr-1786	224	206	national	national	ADJ
cblr-1786	224	207	mortgage	mortgage	PROPN
cblr-1786	224	208	association	association	NOUN
cblr-1786	224	209	,	,	PUNCT
cblr-1786	224	210	as	as	ADP
cblr-1786	224	211	a	a	DET
cblr-1786	224	212	subsidiary	subsidiary	NOUN
cblr-1786	224	213	to	to	ADP
cblr-1786	224	214	the	the	DET
cblr-1786	224	215	new	new	ADJ
cblr-1786	224	216	deal	deal	NOUN
cblr-1786	224	217	reconstruction	reconstruction	NOUN
cblr-1786	224	218	finance	finance	NOUN
cblr-1786	224	219	corporation	corporation	NOUN
cblr-1786	224	220	(	(	PUNCT
cblr-1786	224	221	“	"	PUNCT
cblr-1786	224	222	rfc	rfc	PROPN
cblr-1786	224	223	”	"	PUNCT
cblr-1786	224	224	)	)	PUNCT
cblr-1786	224	225	,	,	PUNCT
cblr-1786	224	226	called	call	VERB
cblr-1786	224	227	the	the	DET
cblr-1786	224	228	federal	federal	ADJ
cblr-1786	224	229	national	national	PROPN
cblr-1786	224	230	mortgage	mortgage	PROPN
cblr-1786	224	231	association55	association55	NOUN
cblr-1786	224	232	—	—	PUNCT
cblr-1786	224	233	later	later	ADV
cblr-1786	224	234	shortened	shorten	VERB
cblr-1786	224	235	colloquially	colloquially	ADV
cblr-1786	224	236	to	to	ADP
cblr-1786	224	237	fannie	fannie	PROPN
cblr-1786	224	238	mae.56	mae.56	PROPN
cblr-1786	224	239	fannie	fannie	PROPN
cblr-1786	224	240	operated	operate	VERB
cblr-1786	224	241	as	as	ADP
cblr-1786	224	242	a	a	DET
cblr-1786	224	243	government	government	NOUN
cblr-1786	224	244	agency	agency	NOUN
cblr-1786	224	245	that	that	PRON
cblr-1786	224	246	could	could	AUX
cblr-1786	224	247	buy	buy	VERB
cblr-1786	224	248	,	,	PUNCT
cblr-1786	224	249	hold	hold	VERB
cblr-1786	224	250	,	,	PUNCT
cblr-1786	224	251	and	and	CCONJ
cblr-1786	224	252	sell	sell	VERB
cblr-1786	224	253	fhainsured	fhainsured	ADJ
cblr-1786	224	254	mortgage	mortgage	NOUN
cblr-1786	224	255	loans	loan	NOUN
cblr-1786	224	256	straight	straight	ADV
cblr-1786	224	257	from	from	ADP
cblr-1786	224	258	the	the	DET
cblr-1786	224	259	portfolios	portfolio	NOUN
cblr-1786	224	260	of	of	ADP
cblr-1786	224	261	private	private	ADJ
cblr-1786	224	262	lenders	lender	NOUN
cblr-1786	224	263	in	in	ADP
cblr-1786	224	264	exchange	exchange	NOUN
cblr-1786	224	265	for	for	ADP
cblr-1786	224	266	tradable	tradable	ADJ
cblr-1786	224	267	fixed	fix	VERB
cblr-1786	224	268	-	-	PUNCT
cblr-1786	224	269	rate	rate	NOUN
cblr-1786	224	270	fannie	fannie	PROPN
cblr-1786	224	271	50	50	NUM
cblr-1786	224	272	see	see	VERB
cblr-1786	224	273	national	national	PROPN
cblr-1786	224	274	housing	housing	PROPN
cblr-1786	224	275	act	act	PROPN
cblr-1786	224	276	,	,	PUNCT
cblr-1786	224	277	pub	pub	NOUN
cblr-1786	224	278	.	.	PUNCT
cblr-1786	225	1	l.	l.	PROPN
cblr-1786	225	2	no	no	INTJ
cblr-1786	225	3	.	.	PUNCT
cblr-1786	226	1	73	73	NUM
cblr-1786	226	2	-	-	SYM
cblr-1786	226	3	479	479	NUM
cblr-1786	226	4	,	,	PUNCT
cblr-1786	226	5	§	§	PROPN
cblr-1786	226	6	301	301	NUM
cblr-1786	226	7	,	,	PUNCT
cblr-1786	226	8	48	48	NUM
cblr-1786	226	9	stat	stat	NOUN
cblr-1786	226	10	.	.	PUNCT
cblr-1786	227	1	1246	1246	NUM
cblr-1786	227	2	,	,	PUNCT
cblr-1786	227	3	1252	1252	NUM
cblr-1786	227	4	(	(	PUNCT
cblr-1786	227	5	1934	1934	NUM
cblr-1786	227	6	)	)	PUNCT
cblr-1786	227	7	.	.	PUNCT
cblr-1786	228	1	51	51	NUM
cblr-1786	229	1	i	i	PRON
cblr-1786	229	2	d.	d.	PROPN
cblr-1786	229	3	§	§	PROPN
cblr-1786	229	4	301(a	301(a	PROPN
cblr-1786	229	5	)	)	PUNCT
cblr-1786	229	6	.	.	PUNCT
cblr-1786	230	1	52	52	NUM
cblr-1786	230	2	levitin	levitin	NOUN
cblr-1786	230	3	&	&	CCONJ
cblr-1786	230	4	wachter	wachter	NOUN
cblr-1786	230	5	,	,	PUNCT
cblr-1786	230	6	supra	supra	PROPN
cblr-1786	230	7	note	note	NOUN
cblr-1786	230	8	43	43	NUM
cblr-1786	230	9	,	,	PUNCT
cblr-1786	230	10	at	at	ADP
cblr-1786	230	11	1142	1142	NUM
cblr-1786	230	12	.	.	PUNCT
cblr-1786	231	1	53	53	NUM
cblr-1786	231	2	see	see	VERB
cblr-1786	231	3	i	i	PRON
cblr-1786	231	4	d.	d.	PROPN
cblr-1786	231	5	54	54	NUM
cblr-1786	232	1	i	i	PRON
cblr-1786	232	2	d.	d.	PROPN
cblr-1786	232	3	55	55	NUM
cblr-1786	233	1	i	i	PRON
cblr-1786	233	2	d.	d.	PROPN
cblr-1786	233	3	at	at	ADP
cblr-1786	233	4	1143	1143	NUM
cblr-1786	233	5	.	.	PUNCT
cblr-1786	234	1	see	see	VERB
cblr-1786	234	2	also	also	ADV
cblr-1786	234	3	12	12	NUM
cblr-1786	234	4	u.s.c	u.s.c	ADJ
cblr-1786	234	5	.	.	PUNCT
cblr-1786	235	1	§	§	PROPN
cblr-1786	235	2	1717	1717	NUM
cblr-1786	235	3	(	(	PUNCT
cblr-1786	235	4	2012	2012	NUM
cblr-1786	235	5	)	)	PUNCT
cblr-1786	235	6	.	.	PUNCT
cblr-1786	236	1	56	56	NUM
cblr-1786	236	2	levitin	levitin	PROPN
cblr-1786	236	3	&	&	CCONJ
cblr-1786	236	4	wachter	wachter	NOUN
cblr-1786	236	5	,	,	PUNCT
cblr-1786	236	6	supra	supra	PROPN
cblr-1786	236	7	note	note	NOUN
cblr-1786	236	8	43	43	NUM
cblr-1786	236	9	,	,	PUNCT
cblr-1786	236	10	at	at	ADP
cblr-1786	236	11	1143	1143	NUM
cblr-1786	236	12	.	.	PUNCT
cblr-1786	237	1	niles	nile	NOUN
cblr-1786	237	2	final	final	ADJ
cblr-1786	237	3	920	920	NUM
cblr-1786	237	4	columbia	columbia	PROPN
cblr-1786	237	5	business	business	NOUN
cblr-1786	237	6	law	law	PROPN
cblr-1786	237	7	review	review	NOUN
cblr-1786	238	1	[	[	X
cblr-1786	238	2	vol	vol	NOUN
cblr-1786	238	3	.	.	NOUN
cblr-1786	238	4	2014	2014	NUM
cblr-1786	238	5	debt	debt	NOUN
cblr-1786	238	6	securities.57	securities.57	NOUN
cblr-1786	238	7	because	because	SCONJ
cblr-1786	238	8	these	these	DET
cblr-1786	238	9	fannie	fannie	PROPN
cblr-1786	238	10	bonds	bond	NOUN
cblr-1786	238	11	carried	carry	VERB
cblr-1786	238	12	fixed	fix	VERB
cblr-1786	238	13	rates	rate	NOUN
cblr-1786	238	14	,	,	PUNCT
cblr-1786	238	15	fannie	fannie	PROPN
cblr-1786	238	16	was	be	AUX
cblr-1786	238	17	able	able	ADJ
cblr-1786	238	18	to	to	PART
cblr-1786	238	19	offload	offload	VERB
cblr-1786	238	20	some	some	PRON
cblr-1786	238	21	of	of	ADP
cblr-1786	238	22	the	the	DET
cblr-1786	238	23	interest	interest	NOUN
cblr-1786	238	24	-	-	PUNCT
cblr-1786	238	25	rate	rate	NOUN
cblr-1786	238	26	risk	risk	NOUN
cblr-1786	238	27	that	that	SCONJ
cblr-1786	238	28	it	it	PRON
cblr-1786	238	29	assumed	assume	VERB
cblr-1786	238	30	from	from	ADP
cblr-1786	238	31	its	its	PRON
cblr-1786	238	32	mortgage	mortgage	NOUN
cblr-1786	238	33	portfolio	portfolio	NOUN
cblr-1786	238	34	onto	onto	ADP
cblr-1786	238	35	the	the	DET
cblr-1786	238	36	loan	loan	NOUN
cblr-1786	238	37	-	-	PUNCT
cblr-1786	238	38	originating	originate	VERB
cblr-1786	238	39	lenders	lender	NOUN
cblr-1786	238	40	,	,	PUNCT
cblr-1786	238	41	who	who	PRON
cblr-1786	238	42	became	become	VERB
cblr-1786	238	43	fannie	fannie	PROPN
cblr-1786	238	44	bondholders	bondholder	NOUN
cblr-1786	238	45	upon	upon	SCONJ
cblr-1786	238	46	the	the	DET
cblr-1786	238	47	sale	sale	NOUN
cblr-1786	238	48	of	of	ADP
cblr-1786	238	49	the	the	DET
cblr-1786	238	50	loan	loan	NOUN
cblr-1786	238	51	to	to	ADP
cblr-1786	238	52	fannie.58	fannie.58	PROPN
cblr-1786	238	53	importantly	importantly	ADV
cblr-1786	238	54	,	,	PUNCT
cblr-1786	238	55	however	however	ADV
cblr-1786	238	56	,	,	PUNCT
cblr-1786	238	57	because	because	SCONJ
cblr-1786	238	58	fannie	fannie	PROPN
cblr-1786	238	59	carried	carry	VERB
cblr-1786	238	60	a	a	DET
cblr-1786	238	61	government	government	NOUN
cblr-1786	238	62	guarantee	guarantee	NOUN
cblr-1786	238	63	as	as	ADP
cblr-1786	238	64	a	a	DET
cblr-1786	238	65	subsidiary	subsidiary	NOUN
cblr-1786	238	66	of	of	ADP
cblr-1786	238	67	the	the	DET
cblr-1786	238	68	explicitly	explicitly	ADV
cblr-1786	238	69	government	government	NOUN
cblr-1786	238	70	-	-	PUNCT
cblr-1786	238	71	backed	back	VERB
cblr-1786	238	72	rfc	rfc	PROPN
cblr-1786	238	73	,	,	PUNCT
cblr-1786	238	74	these	these	DET
cblr-1786	238	75	fannie	fannie	PROPN
cblr-1786	238	76	bondholders	bondholder	NOUN
cblr-1786	238	77	assumed	assume	VERB
cblr-1786	238	78	no	no	DET
cblr-1786	238	79	credit	credit	NOUN
cblr-1786	238	80	risk	risk	NOUN
cblr-1786	238	81	for	for	ADP
cblr-1786	238	82	fannie	fannie	PROPN
cblr-1786	238	83	’s	’s	PART
cblr-1786	238	84	portfolio.59	portfolio.59	PROPN
cblr-1786	238	85	from	from	ADP
cblr-1786	238	86	its	its	PRON
cblr-1786	238	87	creation	creation	NOUN
cblr-1786	238	88	to	to	ADP
cblr-1786	238	89	the	the	DET
cblr-1786	238	90	1960s	1960	NOUN
cblr-1786	238	91	,	,	PUNCT
cblr-1786	238	92	however	however	ADV
cblr-1786	238	93	,	,	PUNCT
cblr-1786	238	94	fannie	fannie	PROPN
cblr-1786	238	95	engaged	engage	VERB
cblr-1786	238	96	in	in	ADP
cblr-1786	238	97	little	little	ADJ
cblr-1786	238	98	activity	activity	NOUN
cblr-1786	238	99	compared	compare	VERB
cblr-1786	238	100	to	to	ADP
cblr-1786	238	101	the	the	DET
cblr-1786	238	102	fha	fha	PROPN
cblr-1786	238	103	and	and	CCONJ
cblr-1786	238	104	the	the	DET
cblr-1786	238	105	department	department	NOUN
cblr-1786	238	106	of	of	ADP
cblr-1786	238	107	veterans	veterans	PROPN
cblr-1786	238	108	affairs	affair	NOUN
cblr-1786	238	109	(	(	PUNCT
cblr-1786	238	110	“	"	PUNCT
cblr-1786	238	111	va”),60	va”),60	NUM
cblr-1786	238	112	which	which	PRON
cblr-1786	238	113	began	begin	VERB
cblr-1786	238	114	guaranteeing	guarantee	VERB
cblr-1786	238	115	veterans	veteran	NOUN
cblr-1786	238	116	’	’	PART
cblr-1786	238	117	loans	loan	NOUN
cblr-1786	238	118	in	in	ADP
cblr-1786	238	119	1944.61	1944.61	NUM
cblr-1786	238	120	in	in	ADP
cblr-1786	238	121	fact	fact	NOUN
cblr-1786	238	122	,	,	PUNCT
cblr-1786	238	123	fannie	fannie	PROPN
cblr-1786	238	124	’s	’s	PART
cblr-1786	238	125	importance	importance	NOUN
cblr-1786	238	126	in	in	ADP
cblr-1786	238	127	the	the	DET
cblr-1786	238	128	post	post	ADJ
cblr-1786	238	129	-	-	ADJ
cblr-1786	238	130	war	war	ADJ
cblr-1786	238	131	years	year	NOUN
cblr-1786	238	132	stemmed	stem	VERB
cblr-1786	238	133	from	from	ADP
cblr-1786	238	134	its	its	PRON
cblr-1786	238	135	ready	ready	ADJ
cblr-1786	238	136	provision	provision	NOUN
cblr-1786	238	137	of	of	ADP
cblr-1786	238	138	liquidity	liquidity	NOUN
cblr-1786	238	139	to	to	ADP
cblr-1786	238	140	fha	fha	PROPN
cblr-1786	238	141	-	-	PUNCT
cblr-1786	238	142	approved	approve	VERB
cblr-1786	238	143	lenders	lender	NOUN
cblr-1786	238	144	—	—	PUNCT
cblr-1786	238	145	essentially	essentially	ADV
cblr-1786	238	146	a	a	DET
cblr-1786	238	147	lender	lender	NOUN
cblr-1786	238	148	put	put	VERB
cblr-1786	238	149	option	option	NOUN
cblr-1786	238	150	—	—	PUNCT
cblr-1786	238	151	should	should	AUX
cblr-1786	238	152	those	those	DET
cblr-1786	238	153	lenders	lender	NOUN
cblr-1786	238	154	require	require	VERB
cblr-1786	238	155	immediate	immediate	ADJ
cblr-1786	238	156	cash.62	cash.62	NOUN
cblr-1786	238	157	nonetheless	nonetheless	ADV
cblr-1786	238	158	,	,	PUNCT
cblr-1786	238	159	after	after	ADP
cblr-1786	238	160	congress	congress	PROPN
cblr-1786	238	161	re	re	VERB
cblr-1786	238	162	-	-	PROPN
cblr-1786	238	163	chartered	charter	VERB
cblr-1786	238	164	fannie	fannie	PROPN
cblr-1786	238	165	mae	mae	PROPN
cblr-1786	238	166	in	in	ADP
cblr-1786	238	167	1948	1948	NUM
cblr-1786	238	168	,	,	PUNCT
cblr-1786	238	169	allowing	allow	VERB
cblr-1786	238	170	fannie	fannie	NOUN
cblr-1786	238	171	to	to	PART
cblr-1786	238	172	purchase	purchase	VERB
cblr-1786	238	173	and	and	CCONJ
cblr-1786	238	174	sell	sell	VERB
cblr-1786	238	175	va	va	NOUN
cblr-1786	238	176	-	-	PUNCT
cblr-1786	238	177	guaranteed	guarantee	VERB
cblr-1786	238	178	loans	loan	NOUN
cblr-1786	238	179	in	in	ADP
cblr-1786	238	180	addition	addition	NOUN
cblr-1786	238	181	to	to	ADP
cblr-1786	238	182	fha	fha	NOUN
cblr-1786	238	183	-	-	PUNCT
cblr-1786	238	184	guaranteed	guarantee	VERB
cblr-1786	238	185	loans,63	loans,63	PROPN
cblr-1786	238	186	fannie	fannie	PROPN
cblr-1786	238	187	developed	develop	VERB
cblr-1786	238	188	three	three	NUM
cblr-1786	238	189	structural	structural	ADJ
cblr-1786	238	190	mortgage	mortgage	NOUN
cblr-1786	238	191	market	market	NOUN
cblr-1786	238	192	features	feature	VERB
cblr-1786	238	193	with	with	ADP
cblr-1786	238	194	staying	staying	NOUN
cblr-1786	238	195	power	power	NOUN
cblr-1786	238	196	.	.	PUNCT
cblr-1786	239	1	first	first	ADV
cblr-1786	239	2	,	,	PUNCT
cblr-1786	239	3	fannie	fannie	PROPN
cblr-1786	239	4	created	create	VERB
cblr-1786	239	5	a	a	DET
cblr-1786	239	6	secondary	secondary	ADJ
cblr-1786	239	7	market	market	NOUN
cblr-1786	239	8	that	that	PRON
cblr-1786	239	9	functioned	function	VERB
cblr-1786	239	10	to	to	PART
cblr-1786	239	11	connect	connect	VERB
cblr-1786	239	12	capital	capital	NOUN
cblr-1786	239	13	market	market	NOUN
cblr-1786	239	14	investors	investor	NOUN
cblr-1786	239	15	to	to	PART
cblr-1786	239	16	mortgage	mortgage	NOUN
cblr-1786	239	17	lenders	lender	NOUN
cblr-1786	239	18	,	,	PUNCT
cblr-1786	239	19	resulting	result	VERB
cblr-1786	239	20	in	in	ADP
cblr-1786	239	21	deeper	deep	ADJ
cblr-1786	239	22	market	market	NOUN
cblr-1786	239	23	liquidity.64	liquidity.64	NOUN
cblr-1786	239	24	second	second	ADJ
cblr-1786	239	25	,	,	PUNCT
cblr-1786	239	26	fannie	fannie	PROPN
cblr-1786	239	27	’s	’s	PART
cblr-1786	239	28	secondary	secondary	ADJ
cblr-1786	239	29	market	market	NOUN
cblr-1786	239	30	also	also	ADV
cblr-1786	239	31	reduced	reduce	VERB
cblr-1786	239	32	regional	regional	ADJ
cblr-1786	239	33	mortgage	mortgage	NOUN
cblr-1786	239	34	credit	credit	NOUN
cblr-1786	239	35	disparities	disparity	NOUN
cblr-1786	239	36	,	,	PUNCT
cblr-1786	239	37	as	as	SCONJ
cblr-1786	239	38	investors	investor	NOUN
cblr-1786	239	39	in	in	ADP
cblr-1786	239	40	capital	capital	NOUN
cblr-1786	239	41	-	-	PUNCT
cblr-1786	239	42	rich	rich	ADJ
cblr-1786	239	43	areas	area	NOUN
cblr-1786	239	44	could	could	AUX
cblr-1786	239	45	finance	finance	VERB
cblr-1786	239	46	lenders	lender	NOUN
cblr-1786	239	47	and	and	CCONJ
cblr-1786	239	48	borrowers	borrower	NOUN
cblr-1786	239	49	in	in	ADP
cblr-1786	239	50	capital	capital	NOUN
cblr-1786	239	51	-	-	PUNCT
cblr-1786	239	52	poor	poor	ADJ
cblr-1786	239	53	areas.65	areas.65	PROPN
cblr-1786	239	54	third	third	NOUN
cblr-1786	239	55	,	,	PUNCT
cblr-1786	239	56	because	because	SCONJ
cblr-1786	239	57	access	access	NOUN
cblr-1786	239	58	to	to	ADP
cblr-1786	239	59	fannie	fannie	PROPN
cblr-1786	239	60	’s	’s	PART
cblr-1786	239	61	liquidity	liquidity	NOUN
cblr-1786	239	62	required	require	VERB
cblr-1786	239	63	57	57	NUM
cblr-1786	239	64	fhfa	fhfa	ADJ
cblr-1786	239	65	oig	oig	PROPN
cblr-1786	239	66	history	history	NOUN
cblr-1786	239	67	of	of	ADP
cblr-1786	239	68	the	the	DET
cblr-1786	239	69	housing	housing	NOUN
cblr-1786	239	70	gses	gse	NOUN
cblr-1786	239	71	,	,	PUNCT
cblr-1786	239	72	supra	supra	PROPN
cblr-1786	239	73	note	note	NOUN
cblr-1786	239	74	33	33	NUM
cblr-1786	239	75	,	,	PUNCT
cblr-1786	239	76	at	at	ADP
cblr-1786	239	77	2	2	NUM
cblr-1786	239	78	;	;	PUNCT
cblr-1786	239	79	see	see	VERB
cblr-1786	239	80	levitin	levitin	NOUN
cblr-1786	239	81	&	&	CCONJ
cblr-1786	239	82	wachter	wachter	NOUN
cblr-1786	239	83	,	,	PUNCT
cblr-1786	239	84	supra	supra	PROPN
cblr-1786	239	85	note	note	NOUN
cblr-1786	239	86	43	43	NUM
cblr-1786	239	87	,	,	PUNCT
cblr-1786	239	88	at	at	ADP
cblr-1786	239	89	1144	1144	NUM
cblr-1786	239	90	.	.	PUNCT
cblr-1786	240	1	58	58	NUM
cblr-1786	240	2	levitin	levitin	PROPN
cblr-1786	240	3	&	&	CCONJ
cblr-1786	240	4	wachter	wachter	NOUN
cblr-1786	240	5	,	,	PUNCT
cblr-1786	240	6	supra	supra	PROPN
cblr-1786	240	7	note	note	NOUN
cblr-1786	240	8	43	43	NUM
cblr-1786	240	9	,	,	PUNCT
cblr-1786	240	10	at	at	ADP
cblr-1786	240	11	1144	1144	NUM
cblr-1786	240	12	.	.	PUNCT
cblr-1786	241	1	59	59	NUM
cblr-1786	242	1	i	i	NOUN
cblr-1786	242	2	d.	d.	PROPN
cblr-1786	242	3	60	60	NUM
cblr-1786	243	1	i	i	PRON
cblr-1786	243	2	d.	d.	PROPN
cblr-1786	243	3	at	at	ADP
cblr-1786	243	4	1146	1146	NUM
cblr-1786	243	5	.	.	PUNCT
cblr-1786	244	1	61	61	NUM
cblr-1786	244	2	see	see	VERB
cblr-1786	244	3	servicemen	serviceman	NOUN
cblr-1786	244	4	’s	’s	PART
cblr-1786	244	5	readjustment	readjustment	PROPN
cblr-1786	244	6	act	act	NOUN
cblr-1786	244	7	of	of	ADP
cblr-1786	244	8	1944	1944	NUM
cblr-1786	244	9	,	,	PUNCT
cblr-1786	244	10	pub	pub	NOUN
cblr-1786	244	11	.	.	PUNCT
cblr-1786	245	1	l.	l.	PROPN
cblr-1786	245	2	no	no	INTJ
cblr-1786	245	3	.	.	PROPN
cblr-1786	246	1	78	78	NUM
cblr-1786	246	2	-	-	SYM
cblr-1786	246	3	346	346	NUM
cblr-1786	246	4	,	,	PUNCT
cblr-1786	246	5	§	§	NOUN
cblr-1786	246	6	501	501	NUM
cblr-1786	246	7	,	,	PUNCT
cblr-1786	246	8	58	58	NUM
cblr-1786	246	9	stat	stat	NOUN
cblr-1786	246	10	.	.	PUNCT
cblr-1786	247	1	284	284	NUM
cblr-1786	247	2	,	,	PUNCT
cblr-1786	247	3	292	292	NUM
cblr-1786	247	4	(	(	PUNCT
cblr-1786	247	5	1944	1944	NUM
cblr-1786	247	6	)	)	PUNCT
cblr-1786	247	7	,	,	PUNCT
cblr-1786	247	8	amended	amend	VERB
cblr-1786	247	9	by	by	ADP
cblr-1786	247	10	act	act	NOUN
cblr-1786	247	11	of	of	ADP
cblr-1786	247	12	july	july	PROPN
cblr-1786	247	13	1	1	NUM
cblr-1786	247	14	,	,	PUNCT
cblr-1786	247	15	1948	1948	NUM
cblr-1786	247	16	,	,	PUNCT
cblr-1786	247	17	pub	pub	NOUN
cblr-1786	247	18	.	.	PUNCT
cblr-1786	248	1	l.	l.	PROPN
cblr-1786	248	2	no	no	INTJ
cblr-1786	248	3	.	.	PROPN
cblr-1786	249	1	80	80	NUM
cblr-1786	249	2	-	-	SYM
cblr-1786	249	3	864	864	NUM
cblr-1786	249	4	,	,	PUNCT
cblr-1786	249	5	62	62	NUM
cblr-1786	249	6	stat	stat	NOUN
cblr-1786	249	7	.	.	PUNCT
cblr-1786	250	1	1206	1206	NUM
cblr-1786	250	2	,	,	PUNCT
cblr-1786	250	3	1207	1207	NUM
cblr-1786	250	4	(	(	PUNCT
cblr-1786	250	5	1948	1948	NUM
cblr-1786	250	6	)	)	PUNCT
cblr-1786	250	7	.	.	PUNCT
cblr-1786	251	1	62	62	NUM
cblr-1786	251	2	see	see	VERB
cblr-1786	251	3	levitin	levitin	NOUN
cblr-1786	251	4	&	&	CCONJ
cblr-1786	251	5	wachter	wachter	NOUN
cblr-1786	251	6	,	,	PUNCT
cblr-1786	251	7	supra	supra	PROPN
cblr-1786	251	8	note	note	NOUN
cblr-1786	251	9	43	43	NUM
cblr-1786	251	10	,	,	PUNCT
cblr-1786	251	11	at	at	ADP
cblr-1786	251	12	1148–49	1148–49	NUM
cblr-1786	251	13	.	.	PUNCT
cblr-1786	252	1	63	63	NUM
cblr-1786	252	2	act	act	NOUN
cblr-1786	252	3	of	of	ADP
cblr-1786	252	4	july	july	PROPN
cblr-1786	252	5	1	1	NUM
cblr-1786	252	6	,	,	PUNCT
cblr-1786	252	7	1948	1948	NUM
cblr-1786	252	8	,	,	PUNCT
cblr-1786	252	9	pub	pub	NOUN
cblr-1786	252	10	.	.	PUNCT
cblr-1786	253	1	l.	l.	PROPN
cblr-1786	253	2	no	no	INTJ
cblr-1786	253	3	.	.	PROPN
cblr-1786	254	1	80	80	NUM
cblr-1786	254	2	-	-	SYM
cblr-1786	254	3	864	864	NUM
cblr-1786	254	4	,	,	PUNCT
cblr-1786	254	5	62	62	NUM
cblr-1786	254	6	stat	stat	NOUN
cblr-1786	254	7	.	.	PUNCT
cblr-1786	255	1	1206	1206	NUM
cblr-1786	255	2	,	,	PUNCT
cblr-1786	255	3	1207	1207	NUM
cblr-1786	255	4	(	(	PUNCT
cblr-1786	255	5	1948	1948	NUM
cblr-1786	255	6	)	)	PUNCT
cblr-1786	255	7	.	.	PUNCT
cblr-1786	256	1	64	64	NUM
cblr-1786	256	2	levitin	levitin	PROPN
cblr-1786	256	3	&	&	CCONJ
cblr-1786	256	4	wachter	wachter	NOUN
cblr-1786	256	5	,	,	PUNCT
cblr-1786	256	6	supra	supra	PROPN
cblr-1786	256	7	note	note	NOUN
cblr-1786	256	8	43	43	NUM
cblr-1786	256	9	,	,	PUNCT
cblr-1786	256	10	at	at	ADP
cblr-1786	256	11	1146	1146	NUM
cblr-1786	256	12	.	.	PUNCT
cblr-1786	257	1	65	65	NUM
cblr-1786	258	1	i	i	PRON
cblr-1786	258	2	d.	d.	PROPN
cblr-1786	258	3	at	at	ADP
cblr-1786	258	4	1147	1147	NUM
cblr-1786	258	5	.	.	PUNCT
cblr-1786	259	1	niles	nile	NOUN
cblr-1786	259	2	final	final	ADJ
cblr-1786	259	3	no	no	NOUN
cblr-1786	259	4	.	.	NOUN
cblr-1786	259	5	3:906	3:906	NUM
cblr-1786	259	6	]	]	PUNCT
cblr-1786	259	7	member	member	NOUN
cblr-1786	259	8	fmic	fmic	ADJ
cblr-1786	259	9	921	921	NUM
cblr-1786	259	10	compliance	compliance	NOUN
cblr-1786	259	11	with	with	ADP
cblr-1786	259	12	fha	fha	PROPN
cblr-1786	259	13	underwriting	underwriting	NOUN
cblr-1786	259	14	standards	standard	NOUN
cblr-1786	259	15	,	,	PUNCT
cblr-1786	259	16	fannie	fannie	PROPN
cblr-1786	259	17	encouraged	encourage	VERB
cblr-1786	259	18	the	the	DET
cblr-1786	259	19	standardization	standardization	NOUN
cblr-1786	259	20	of	of	ADP
cblr-1786	259	21	the	the	DET
cblr-1786	259	22	long	long	ADJ
cblr-1786	259	23	-	-	PUNCT
cblr-1786	259	24	term	term	NOUN
cblr-1786	259	25	,	,	PUNCT
cblr-1786	259	26	fully	fully	ADV
cblr-1786	259	27	amortizing	amortizing	ADJ
cblr-1786	259	28	,	,	PUNCT
cblr-1786	259	29	fixed	fix	VERB
cblr-1786	259	30	-	-	PUNCT
cblr-1786	259	31	rate	rate	NOUN
cblr-1786	259	32	mortgage	mortgage	NOUN
cblr-1786	259	33	product.66	product.66	NOUN
cblr-1786	259	34	before	before	ADP
cblr-1786	259	35	1968	1968	NUM
cblr-1786	259	36	,	,	PUNCT
cblr-1786	259	37	fannie	fannie	PROPN
cblr-1786	259	38	mae	mae	PROPN
cblr-1786	259	39	earned	earn	VERB
cblr-1786	259	40	money	money	NOUN
cblr-1786	259	41	by	by	ADP
cblr-1786	259	42	taking	take	VERB
cblr-1786	259	43	the	the	DET
cblr-1786	259	44	spread	spread	NOUN
cblr-1786	259	45	between	between	ADP
cblr-1786	259	46	the	the	DET
cblr-1786	259	47	mortgage	mortgage	NOUN
cblr-1786	259	48	payment	payment	NOUN
cblr-1786	259	49	receivables	receivables	NOUN
cblr-1786	259	50	of	of	ADP
cblr-1786	259	51	the	the	DET
cblr-1786	259	52	fha	fha	PROPN
cblr-1786	259	53	and	and	CCONJ
cblr-1786	259	54	va	va	NOUN
cblr-1786	259	55	mortgages	mortgage	NOUN
cblr-1786	259	56	in	in	ADP
cblr-1786	259	57	its	its	PRON
cblr-1786	259	58	portfolio	portfolio	NOUN
cblr-1786	259	59	and	and	CCONJ
cblr-1786	259	60	the	the	DET
cblr-1786	259	61	debt	debt	NOUN
cblr-1786	259	62	that	that	PRON
cblr-1786	259	63	it	it	PRON
cblr-1786	259	64	issued	issue	VERB
cblr-1786	259	65	to	to	PART
cblr-1786	259	66	fund	fund	VERB
cblr-1786	259	67	its	its	PRON
cblr-1786	259	68	mortgage	mortgage	NOUN
cblr-1786	259	69	purchases.67	purchases.67	NOUN
cblr-1786	259	70	consequently	consequently	ADV
cblr-1786	259	71	,	,	PUNCT
cblr-1786	259	72	by	by	ADP
cblr-1786	259	73	1968	1968	NUM
cblr-1786	259	74	,	,	PUNCT
cblr-1786	259	75	fannie	fannie	PROPN
cblr-1786	259	76	’s	’s	PART
cblr-1786	259	77	liabilities	liability	NOUN
cblr-1786	259	78	had	have	AUX
cblr-1786	259	79	grown	grow	VERB
cblr-1786	259	80	to	to	ADP
cblr-1786	259	81	$	$	SYM
cblr-1786	259	82	7.2	7.2	NUM
cblr-1786	259	83	billion.68	billion.68	NOUN
cblr-1786	259	84	in	in	ADP
cblr-1786	259	85	order	order	NOUN
cblr-1786	259	86	to	to	PART
cblr-1786	259	87	distance	distance	VERB
cblr-1786	259	88	itself	itself	PRON
cblr-1786	259	89	from	from	ADP
cblr-1786	259	90	that	that	DET
cblr-1786	259	91	debt	debt	NOUN
cblr-1786	259	92	,	,	PUNCT
cblr-1786	259	93	congress	congress	PROPN
cblr-1786	259	94	and	and	CCONJ
cblr-1786	259	95	the	the	DET
cblr-1786	259	96	johnson	johnson	PROPN
cblr-1786	259	97	administration	administration	PROPN
cblr-1786	259	98	passed	pass	VERB
cblr-1786	259	99	the	the	DET
cblr-1786	259	100	housing	housing	NOUN
cblr-1786	259	101	and	and	CCONJ
cblr-1786	259	102	urban	urban	PROPN
cblr-1786	259	103	development	development	PROPN
cblr-1786	259	104	act	act	PROPN
cblr-1786	259	105	of	of	ADP
cblr-1786	259	106	1968	1968	NUM
cblr-1786	259	107	(	(	PUNCT
cblr-1786	259	108	“	"	PUNCT
cblr-1786	259	109	hud	hud	PROPN
cblr-1786	259	110	act	act	PROPN
cblr-1786	259	111	”	"	PUNCT
cblr-1786	259	112	)	)	PUNCT
cblr-1786	259	113	,	,	PUNCT
cblr-1786	259	114	which	which	PRON
cblr-1786	259	115	split	split	VERB
cblr-1786	259	116	the	the	DET
cblr-1786	259	117	old	old	ADJ
cblr-1786	259	118	fannie	fannie	PROPN
cblr-1786	259	119	mae	mae	PROPN
cblr-1786	259	120	into	into	ADP
cblr-1786	259	121	“	"	PUNCT
cblr-1786	259	122	ginnie	ginnie	PROPN
cblr-1786	259	123	mae	mae	PROPN
cblr-1786	259	124	”	"	PUNCT
cblr-1786	259	125	(	(	PUNCT
cblr-1786	259	126	formally	formally	ADV
cblr-1786	259	127	,	,	PUNCT
cblr-1786	259	128	the	the	DET
cblr-1786	259	129	government	government	NOUN
cblr-1786	259	130	national	national	PROPN
cblr-1786	259	131	mortgage	mortgage	PROPN
cblr-1786	259	132	association	association	PROPN
cblr-1786	259	133	)	)	PUNCT
cblr-1786	259	134	,	,	PUNCT
cblr-1786	259	135	a	a	DET
cblr-1786	259	136	government	government	NOUN
cblr-1786	259	137	-	-	PUNCT
cblr-1786	259	138	owned	own	VERB
cblr-1786	259	139	corporation	corporation	NOUN
cblr-1786	259	140	that	that	PRON
cblr-1786	259	141	continued	continue	VERB
cblr-1786	259	142	the	the	DET
cblr-1786	259	143	traditional	traditional	ADJ
cblr-1786	259	144	role	role	NOUN
cblr-1786	259	145	of	of	ADP
cblr-1786	259	146	guaranteeing	guarantee	VERB
cblr-1786	259	147	fha	fha	PROPN
cblr-1786	259	148	and	and	CCONJ
cblr-1786	259	149	vabacked	vabacke	VERB
cblr-1786	259	150	mortgages	mortgage	NOUN
cblr-1786	259	151	and	and	CCONJ
cblr-1786	259	152	mortgage	mortgage	NOUN
cblr-1786	259	153	bonds	bond	NOUN
cblr-1786	259	154	,	,	PUNCT
cblr-1786	259	155	and	and	CCONJ
cblr-1786	259	156	the	the	DET
cblr-1786	259	157	current	current	ADJ
cblr-1786	259	158	fannie	fannie	PROPN
cblr-1786	259	159	mae	mae	PROPN
cblr-1786	259	160	,	,	PUNCT
cblr-1786	259	161	a	a	DET
cblr-1786	259	162	for	for	ADP
cblr-1786	259	163	-	-	PUNCT
cblr-1786	259	164	profit	profit	NOUN
cblr-1786	259	165	,	,	PUNCT
cblr-1786	259	166	shareholder	shareholder	NOUN
cblr-1786	259	167	-	-	PUNCT
cblr-1786	259	168	owned	own	VERB
cblr-1786	259	169	company.69	company.69	NOUN
cblr-1786	259	170	this	this	DET
cblr-1786	259	171	action	action	NOUN
cblr-1786	259	172	removed	remove	VERB
cblr-1786	259	173	fannie	fannie	PROPN
cblr-1786	259	174	debt	debt	NOUN
cblr-1786	259	175	from	from	ADP
cblr-1786	259	176	the	the	DET
cblr-1786	259	177	federal	federal	ADJ
cblr-1786	259	178	budget	budget	NOUN
cblr-1786	259	179	,	,	PUNCT
cblr-1786	259	180	leaving	leave	VERB
cblr-1786	259	181	fannie	fannie	PROPN
cblr-1786	259	182	to	to	PART
cblr-1786	259	183	fund	fund	VERB
cblr-1786	259	184	its	its	PRON
cblr-1786	259	185	operations	operation	NOUN
cblr-1786	259	186	through	through	ADP
cblr-1786	259	187	the	the	DET
cblr-1786	259	188	capital	capital	NOUN
cblr-1786	259	189	markets	market	NOUN
cblr-1786	259	190	(	(	PUNCT
cblr-1786	259	191	which	which	PRON
cblr-1786	259	192	,	,	PUNCT
cblr-1786	259	193	by	by	ADP
cblr-1786	259	194	that	that	DET
cblr-1786	259	195	point	point	NOUN
cblr-1786	259	196	,	,	PUNCT
cblr-1786	259	197	it	it	PRON
cblr-1786	259	198	already	already	ADV
cblr-1786	259	199	did).70	did).70	ADJ
cblr-1786	259	200	although	although	SCONJ
cblr-1786	259	201	this	this	DET
cblr-1786	259	202	action	action	NOUN
cblr-1786	259	203	removed	remove	VERB
cblr-1786	259	204	explicit	explicit	ADJ
cblr-1786	259	205	federal	federal	ADJ
cblr-1786	259	206	support	support	NOUN
cblr-1786	259	207	for	for	ADP
cblr-1786	259	208	fannie	fannie	PROPN
cblr-1786	259	209	obligations	obligation	NOUN
cblr-1786	259	210	,	,	PUNCT
cblr-1786	259	211	implicit	implicit	ADJ
cblr-1786	259	212	government	government	NOUN
cblr-1786	259	213	backing	backing	NOUN
cblr-1786	259	214	(	(	PUNCT
cblr-1786	259	215	should	should	AUX
cblr-1786	259	216	fannie	fannie	PROPN
cblr-1786	259	217	run	run	VERB
cblr-1786	259	218	into	into	ADP
cblr-1786	259	219	trouble	trouble	NOUN
cblr-1786	259	220	)	)	PUNCT
cblr-1786	259	221	was	be	AUX
cblr-1786	259	222	widely	widely	ADV
cblr-1786	259	223	assumed.71	assumed.71	VERB
cblr-1786	259	224	the	the	DET
cblr-1786	259	225	hud	hud	PROPN
cblr-1786	259	226	act	act	PROPN
cblr-1786	259	227	also	also	ADV
cblr-1786	259	228	placed	place	VERB
cblr-1786	259	229	the	the	DET
cblr-1786	259	230	new	new	ADJ
cblr-1786	259	231	fannie	fannie	PROPN
cblr-1786	259	232	mae	mae	PROPN
cblr-1786	259	233	under	under	ADP
cblr-1786	259	234	the	the	DET
cblr-1786	259	235	supervision	supervision	NOUN
cblr-1786	259	236	of	of	ADP
cblr-1786	259	237	the	the	DET
cblr-1786	259	238	department	department	NOUN
cblr-1786	259	239	of	of	ADP
cblr-1786	259	240	housing	housing	PROPN
cblr-1786	259	241	and	and	CCONJ
cblr-1786	259	242	urban	urban	ADJ
cblr-1786	259	243	development	development	NOUN
cblr-1786	259	244	(	(	PUNCT
cblr-1786	259	245	“	"	PUNCT
cblr-1786	259	246	hud	hud	PROPN
cblr-1786	259	247	”	"	PUNCT
cblr-1786	259	248	)	)	PUNCT
cblr-1786	259	249	and	and	CCONJ
cblr-1786	259	250	enabled	enable	VERB
cblr-1786	259	251	hud	hud	PROPN
cblr-1786	259	252	to	to	PART
cblr-1786	259	253	set	set	VERB
cblr-1786	259	254	numeric	numeric	ADJ
cblr-1786	259	255	housing	housing	NOUN
cblr-1786	259	256	goals	goal	NOUN
cblr-1786	259	257	requiring	require	VERB
cblr-1786	259	258	that	that	SCONJ
cblr-1786	259	259	a	a	DET
cblr-1786	259	260	portion	portion	NOUN
cblr-1786	259	261	of	of	ADP
cblr-1786	259	262	fannie	fannie	PROPN
cblr-1786	259	263	’s	’s	PART
cblr-1786	259	264	mortgage	mortgage	NOUN
cblr-1786	259	265	purchases	purchase	NOUN
cblr-1786	259	266	serve	serve	VERB
cblr-1786	259	267	,	,	PUNCT
cblr-1786	259	268	among	among	ADP
cblr-1786	259	269	others	other	NOUN
cblr-1786	259	270	,	,	PUNCT
cblr-1786	259	271	lowand	lowand	ADJ
cblr-1786	259	272	moderate	moderate	ADJ
cblr-1786	259	273	-	-	PUNCT
cblr-1786	259	274	income	income	NOUN
cblr-1786	259	275	families.72	families.72	NOUN
cblr-1786	259	276	shortly	shortly	ADV
cblr-1786	259	277	after	after	ADV
cblr-1786	259	278	,	,	PUNCT
cblr-1786	259	279	congress	congress	PROPN
cblr-1786	259	280	passed	pass	VERB
cblr-1786	259	281	the	the	DET
cblr-1786	259	282	emergency	emergency	NOUN
cblr-1786	259	283	home	home	NOUN
cblr-1786	259	284	finance	finance	NOUN
cblr-1786	259	285	act	act	NOUN
cblr-1786	259	286	of	of	ADP
cblr-1786	259	287	1970	1970	NUM
cblr-1786	259	288	(	(	PUNCT
cblr-1786	259	289	“	"	PUNCT
cblr-1786	259	290	ehfa	ehfa	NOUN
cblr-1786	259	291	”	"	PUNCT
cblr-1786	259	292	)	)	PUNCT
cblr-1786	259	293	,	,	PUNCT
cblr-1786	259	294	which	which	PRON
cblr-1786	259	295	altered	alter	VERB
cblr-1786	259	296	housing	housing	NOUN
cblr-1786	259	297	finance	finance	NOUN
cblr-1786	259	298	66	66	NUM
cblr-1786	260	1	i	i	PRON
cblr-1786	260	2	d.	d.	PROPN
cblr-1786	260	3	67	67	NUM
cblr-1786	260	4	see	see	VERB
cblr-1786	260	5	fcic	fcic	NOUN
cblr-1786	260	6	report	report	NOUN
cblr-1786	260	7	,	,	PUNCT
cblr-1786	260	8	supra	supra	PROPN
cblr-1786	260	9	note	note	NOUN
cblr-1786	260	10	3	3	NUM
cblr-1786	260	11	,	,	PUNCT
cblr-1786	260	12	at	at	ADP
cblr-1786	260	13	38	38	NUM
cblr-1786	260	14	.	.	PUNCT
cblr-1786	261	1	68	68	NUM
cblr-1786	262	1	i	i	PRON
cblr-1786	262	2	d.	d.	NOUN
cblr-1786	262	3	69	69	NUM
cblr-1786	262	4	housing	housing	NOUN
cblr-1786	262	5	and	and	CCONJ
cblr-1786	262	6	urban	urban	PROPN
cblr-1786	262	7	development	development	PROPN
cblr-1786	262	8	act	act	PROPN
cblr-1786	262	9	of	of	ADP
cblr-1786	262	10	1968	1968	NUM
cblr-1786	262	11	,	,	PUNCT
cblr-1786	262	12	pub	pub	NOUN
cblr-1786	262	13	.	.	PUNCT
cblr-1786	263	1	l.	l.	PROPN
cblr-1786	263	2	no	no	INTJ
cblr-1786	263	3	.	.	PROPN
cblr-1786	264	1	90	90	NUM
cblr-1786	264	2	-	-	SYM
cblr-1786	264	3	448	448	NUM
cblr-1786	264	4	,	,	PUNCT
cblr-1786	264	5	§	§	PROPN
cblr-1786	264	6	801	801	NUM
cblr-1786	264	7	,	,	PUNCT
cblr-1786	264	8	82	82	NUM
cblr-1786	264	9	stat	stat	NOUN
cblr-1786	264	10	.	.	PUNCT
cblr-1786	265	1	476	476	NUM
cblr-1786	265	2	,	,	PUNCT
cblr-1786	265	3	536	536	NUM
cblr-1786	265	4	(	(	PUNCT
cblr-1786	265	5	1968	1968	NUM
cblr-1786	265	6	)	)	PUNCT
cblr-1786	265	7	(	(	PUNCT
cblr-1786	265	8	current	current	ADJ
cblr-1786	265	9	version	version	NOUN
cblr-1786	265	10	at	at	ADP
cblr-1786	265	11	12	12	NUM
cblr-1786	265	12	u.s.c	u.s.c	NOUN
cblr-1786	265	13	.	.	PUNCT
cblr-1786	266	1	§	§	PROPN
cblr-1786	266	2	§	§	PROPN
cblr-1786	266	3	1719	1719	NUM
cblr-1786	266	4	,	,	PUNCT
cblr-1786	266	5	1721	1721	NUM
cblr-1786	266	6	(	(	PUNCT
cblr-1786	266	7	2012	2012	NUM
cblr-1786	266	8	)	)	PUNCT
cblr-1786	266	9	)	)	PUNCT
cblr-1786	266	10	;	;	PUNCT
cblr-1786	266	11	see	see	VERB
cblr-1786	266	12	fhfa	fhfa	ADJ
cblr-1786	266	13	oig	oig	PROPN
cblr-1786	266	14	history	history	NOUN
cblr-1786	266	15	of	of	ADP
cblr-1786	266	16	the	the	DET
cblr-1786	266	17	housing	housing	NOUN
cblr-1786	266	18	gses	gse	NOUN
cblr-1786	266	19	,	,	PUNCT
cblr-1786	266	20	supra	supra	PROPN
cblr-1786	266	21	note	note	NOUN
cblr-1786	266	22	33	33	NUM
cblr-1786	266	23	,	,	PUNCT
cblr-1786	266	24	at	at	ADP
cblr-1786	266	25	3	3	NUM
cblr-1786	266	26	.	.	X
cblr-1786	266	27	70	70	NUM
cblr-1786	266	28	fhfa	fhfa	ADJ
cblr-1786	266	29	oig	oig	PROPN
cblr-1786	266	30	history	history	NOUN
cblr-1786	266	31	of	of	ADP
cblr-1786	266	32	the	the	DET
cblr-1786	266	33	housing	housing	NOUN
cblr-1786	266	34	gses	gse	NOUN
cblr-1786	266	35	,	,	PUNCT
cblr-1786	266	36	supra	supra	PROPN
cblr-1786	266	37	note	note	NOUN
cblr-1786	266	38	33	33	NUM
cblr-1786	266	39	,	,	PUNCT
cblr-1786	266	40	at	at	ADP
cblr-1786	266	41	3	3	NUM
cblr-1786	266	42	.	.	NOUN
cblr-1786	266	43	71	71	NUM
cblr-1786	266	44	levitin	levitin	NOUN
cblr-1786	266	45	&	&	CCONJ
cblr-1786	266	46	wachter	wachter	NOUN
cblr-1786	266	47	,	,	PUNCT
cblr-1786	266	48	supra	supra	PROPN
cblr-1786	266	49	note	note	NOUN
cblr-1786	266	50	43	43	NUM
cblr-1786	266	51	,	,	PUNCT
cblr-1786	266	52	at	at	ADP
cblr-1786	266	53	1161–62	1161–62	NUM
cblr-1786	266	54	.	.	PUNCT
cblr-1786	267	1	72	72	NUM
cblr-1786	267	2	gao	gao	PROPN
cblr-1786	267	3	report	report	NOUN
cblr-1786	267	4	,	,	PUNCT
cblr-1786	267	5	supra	supra	PROPN
cblr-1786	267	6	note	note	PROPN
cblr-1786	267	7	38	38	NUM
cblr-1786	267	8	,	,	PUNCT
cblr-1786	267	9	at	at	ADP
cblr-1786	267	10	13	13	NUM
cblr-1786	267	11	.	.	PUNCT
cblr-1786	268	1	niles	nile	NOUN
cblr-1786	268	2	final	final	ADJ
cblr-1786	268	3	922	922	NUM
cblr-1786	268	4	columbia	columbia	PROPN
cblr-1786	268	5	business	business	NOUN
cblr-1786	268	6	law	law	PROPN
cblr-1786	268	7	review	review	NOUN
cblr-1786	268	8	[	[	X
cblr-1786	268	9	vol	vol	NOUN
cblr-1786	268	10	.	.	PUNCT
cblr-1786	268	11	2014	2014	NUM
cblr-1786	268	12	in	in	ADP
cblr-1786	268	13	two	two	NUM
cblr-1786	268	14	major	major	ADJ
cblr-1786	268	15	ways.73	ways.73	PROPN
cblr-1786	268	16	first	first	ADV
cblr-1786	268	17	,	,	PUNCT
cblr-1786	268	18	the	the	DET
cblr-1786	268	19	ehfa	ehfa	NOUN
cblr-1786	268	20	permitted	permit	VERB
cblr-1786	268	21	the	the	DET
cblr-1786	268	22	new	new	ADJ
cblr-1786	268	23	fannie	fannie	PROPN
cblr-1786	268	24	mae	mae	PROPN
cblr-1786	268	25	(	(	PUNCT
cblr-1786	268	26	as	as	SCONJ
cblr-1786	268	27	opposed	oppose	VERB
cblr-1786	268	28	to	to	ADP
cblr-1786	268	29	the	the	DET
cblr-1786	268	30	government	government	NOUN
cblr-1786	268	31	-	-	PUNCT
cblr-1786	268	32	owned	own	VERB
cblr-1786	268	33	ginnie	ginnie	PROPN
cblr-1786	268	34	mae	mae	PROPN
cblr-1786	268	35	)	)	PUNCT
cblr-1786	268	36	to	to	PART
cblr-1786	268	37	“	"	PUNCT
cblr-1786	268	38	deal	deal	VERB
cblr-1786	268	39	in	in	ADP
cblr-1786	268	40	mortgages	mortgage	NOUN
cblr-1786	268	41	which	which	PRON
cblr-1786	268	42	are	be	AUX
cblr-1786	268	43	not	not	PART
cblr-1786	268	44	insured	insure	VERB
cblr-1786	268	45	or	or	CCONJ
cblr-1786	268	46	guaranteed	guarantee	VERB
cblr-1786	268	47	”	"	PUNCT
cblr-1786	268	48	by	by	ADP
cblr-1786	268	49	the	the	DET
cblr-1786	268	50	fha	fha	PROPN
cblr-1786	268	51	or	or	CCONJ
cblr-1786	268	52	va	va	NOUN
cblr-1786	268	53	,	,	PUNCT
cblr-1786	268	54	but	but	CCONJ
cblr-1786	268	55	the	the	DET
cblr-1786	268	56	act	act	NOUN
cblr-1786	268	57	also	also	ADV
cblr-1786	268	58	set	set	VERB
cblr-1786	268	59	ground	ground	NOUN
cblr-1786	268	60	rules	rule	NOUN
cblr-1786	268	61	for	for	ADP
cblr-1786	268	62	such	such	ADJ
cblr-1786	268	63	loans.74	loans.74	NOUN
cblr-1786	268	64	thus	thus	ADV
cblr-1786	268	65	,	,	PUNCT
cblr-1786	268	66	congress	congress	PROPN
cblr-1786	268	67	for	for	ADP
cblr-1786	268	68	the	the	DET
cblr-1786	268	69	first	first	ADJ
cblr-1786	268	70	time	time	NOUN
cblr-1786	268	71	permitted	permit	VERB
cblr-1786	268	72	fannie	fannie	PROPN
cblr-1786	268	73	to	to	PART
cblr-1786	268	74	purchase	purchase	VERB
cblr-1786	268	75	and	and	CCONJ
cblr-1786	268	76	sell	sell	VERB
cblr-1786	268	77	non	non	ADJ
cblr-1786	268	78	-	-	ADJ
cblr-1786	268	79	governmentbacked	governmentbacked	ADJ
cblr-1786	268	80	loans	loan	NOUN
cblr-1786	268	81	.	.	PUNCT
cblr-1786	269	1	second	second	ADJ
cblr-1786	269	2	,	,	PUNCT
cblr-1786	269	3	the	the	DET
cblr-1786	269	4	ehfa	ehfa	NOUN
cblr-1786	269	5	chartered	charter	VERB
cblr-1786	269	6	another	another	DET
cblr-1786	269	7	housing	housing	NOUN
cblr-1786	269	8	government	government	NOUN
cblr-1786	269	9	-	-	PUNCT
cblr-1786	269	10	sponsored	sponsor	VERB
cblr-1786	269	11	enterprise	enterprise	NOUN
cblr-1786	269	12	,	,	PUNCT
cblr-1786	269	13	the	the	DET
cblr-1786	269	14	federal	federal	ADJ
cblr-1786	269	15	home	home	PROPN
cblr-1786	269	16	loan	loan	NOUN
cblr-1786	269	17	mortgage	mortgage	NOUN
cblr-1786	269	18	corporation	corporation	NOUN
cblr-1786	269	19	,	,	PUNCT
cblr-1786	269	20	shortened	shorten	VERB
cblr-1786	269	21	to	to	ADP
cblr-1786	269	22	freddie	freddie	PROPN
cblr-1786	269	23	mac.75	mac.75	PROPN
cblr-1786	269	24	the	the	DET
cblr-1786	269	25	ehfa	ehfa	NOUN
cblr-1786	269	26	originally	originally	ADV
cblr-1786	269	27	conceived	conceive	VERB
cblr-1786	269	28	freddie	freddie	PROPN
cblr-1786	269	29	mac	mac	PROPN
cblr-1786	269	30	as	as	ADP
cblr-1786	269	31	an	an	DET
cblr-1786	269	32	fhlb	fhlb	NOUN
cblr-1786	269	33	entity	entity	NOUN
cblr-1786	269	34	,	,	PUNCT
cblr-1786	269	35	under	under	ADP
cblr-1786	269	36	the	the	DET
cblr-1786	269	37	supervision	supervision	NOUN
cblr-1786	269	38	of	of	ADP
cblr-1786	269	39	the	the	DET
cblr-1786	269	40	fhlb	fhlb	NOUN
cblr-1786	269	41	board,76	board,76	VERB
cblr-1786	269	42	and	and	CCONJ
cblr-1786	269	43	intended	intend	VERB
cblr-1786	269	44	that	that	SCONJ
cblr-1786	269	45	freddie	freddie	PROPN
cblr-1786	269	46	mac	mac	PROPN
cblr-1786	269	47	provide	provide	VERB
cblr-1786	269	48	a	a	DET
cblr-1786	269	49	secondary	secondary	ADJ
cblr-1786	269	50	market	market	NOUN
cblr-1786	269	51	outlet	outlet	NOUN
cblr-1786	269	52	for	for	ADP
cblr-1786	269	53	thrifts	thrift	NOUN
cblr-1786	269	54	to	to	PART
cblr-1786	269	55	offload	offload	VERB
cblr-1786	269	56	interest	interest	NOUN
cblr-1786	269	57	rate	rate	NOUN
cblr-1786	269	58	risk	risk	NOUN
cblr-1786	269	59	,	,	PUNCT
cblr-1786	269	60	as	as	SCONJ
cblr-1786	269	61	the	the	DET
cblr-1786	269	62	rising	rise	VERB
cblr-1786	269	63	rate	rate	NOUN
cblr-1786	269	64	environment	environment	NOUN
cblr-1786	269	65	drove	drive	VERB
cblr-1786	269	66	many	many	ADJ
cblr-1786	269	67	long	long	ADJ
cblr-1786	269	68	-	-	PUNCT
cblr-1786	269	69	term	term	NOUN
cblr-1786	269	70	thrift	thrift	NOUN
cblr-1786	269	71	assets	asset	NOUN
cblr-1786	269	72	below	below	ADP
cblr-1786	269	73	market.77	market.77	PROPN
cblr-1786	269	74	however	however	ADV
cblr-1786	269	75	,	,	PUNCT
cblr-1786	269	76	after	after	SCONJ
cblr-1786	269	77	the	the	DET
cblr-1786	269	78	savings	saving	NOUN
cblr-1786	269	79	and	and	CCONJ
cblr-1786	269	80	loan	loan	NOUN
cblr-1786	269	81	crisis	crisis	NOUN
cblr-1786	269	82	battered	batter	VERB
cblr-1786	269	83	the	the	DET
cblr-1786	269	84	thrift	thrift	NOUN
cblr-1786	269	85	industry	industry	NOUN
cblr-1786	269	86	in	in	ADP
cblr-1786	269	87	the	the	DET
cblr-1786	269	88	late	late	ADJ
cblr-1786	269	89	1980s	1980	NOUN
cblr-1786	269	90	,	,	PUNCT
cblr-1786	269	91	congress	congress	PROPN
cblr-1786	269	92	amended	amend	VERB
cblr-1786	269	93	the	the	DET
cblr-1786	269	94	ehfa	ehfa	NOUN
cblr-1786	269	95	to	to	PART
cblr-1786	269	96	reorganize	reorganize	VERB
cblr-1786	269	97	freddie	freddie	PROPN
cblr-1786	269	98	mac	mac	PROPN
cblr-1786	269	99	along	along	ADP
cblr-1786	269	100	the	the	DET
cblr-1786	269	101	lines	line	NOUN
cblr-1786	269	102	of	of	ADP
cblr-1786	269	103	fannie	fannie	PROPN
cblr-1786	269	104	mae.78	mae.78	PROPN
cblr-1786	269	105	3	3	NUM
cblr-1786	269	106	.	.	PUNCT
cblr-1786	269	107	fannie	fannie	PROPN
cblr-1786	269	108	and	and	CCONJ
cblr-1786	269	109	freddie	freddie	PROPN
cblr-1786	269	110	develop	develop	VERB
cblr-1786	269	111	the	the	DET
cblr-1786	269	112	mbs	mb	NOUN
cblr-1786	269	113	system	system	NOUN
cblr-1786	269	114	within	within	ADP
cblr-1786	269	115	two	two	NUM
cblr-1786	269	116	years	year	NOUN
cblr-1786	269	117	of	of	ADP
cblr-1786	269	118	founding	founding	NOUN
cblr-1786	269	119	,	,	PUNCT
cblr-1786	269	120	freddie	freddie	PROPN
cblr-1786	269	121	mac	mac	PROPN
cblr-1786	269	122	acquired	acquire	VERB
cblr-1786	269	123	$	$	SYM
cblr-1786	269	124	1.7	1.7	NUM
cblr-1786	269	125	billion	billion	NUM
cblr-1786	269	126	in	in	ADP
cblr-1786	269	127	mortgages	mortgage	NOUN
cblr-1786	269	128	—	—	PUNCT
cblr-1786	269	129	most	most	ADJ
cblr-1786	269	130	,	,	PUNCT
cblr-1786	269	131	but	but	CCONJ
cblr-1786	269	132	not	not	PART
cblr-1786	269	133	all	all	PRON
cblr-1786	269	134	,	,	PUNCT
cblr-1786	269	135	fha	fha	PROPN
cblr-1786	269	136	and	and	CCONJ
cblr-1786	269	137	va	va	PROPN
cblr-1786	269	138	loans.79	loans.79	PROPN
cblr-1786	269	139	freddie	freddie	PROPN
cblr-1786	269	140	’s	’s	PART
cblr-1786	269	141	purpose	purpose	NOUN
cblr-1786	269	142	in	in	ADP
cblr-1786	269	143	buying	buy	VERB
cblr-1786	269	144	mortgages	mortgage	NOUN
cblr-1786	269	145	,	,	PUNCT
cblr-1786	269	146	aligning	align	VERB
cblr-1786	269	147	with	with	ADP
cblr-1786	269	148	the	the	DET
cblr-1786	269	149	73	73	NUM
cblr-1786	269	150	emergency	emergency	NOUN
cblr-1786	269	151	home	home	NOUN
cblr-1786	269	152	finance	finance	NOUN
cblr-1786	269	153	act	act	NOUN
cblr-1786	269	154	of	of	ADP
cblr-1786	269	155	1970	1970	NUM
cblr-1786	269	156	,	,	PUNCT
cblr-1786	269	157	pub	pub	NOUN
cblr-1786	269	158	.	.	PUNCT
cblr-1786	270	1	l.	l.	PROPN
cblr-1786	270	2	no	no	INTJ
cblr-1786	270	3	.	.	PROPN
cblr-1786	271	1	91	91	NUM
cblr-1786	271	2	-	-	SYM
cblr-1786	271	3	351	351	NUM
cblr-1786	271	4	,	,	PUNCT
cblr-1786	271	5	84	84	NUM
cblr-1786	271	6	stat	stat	NOUN
cblr-1786	271	7	.	.	PUNCT
cblr-1786	272	1	450	450	NUM
cblr-1786	272	2	(	(	PUNCT
cblr-1786	272	3	1970	1970	NUM
cblr-1786	272	4	)	)	PUNCT
cblr-1786	272	5	(	(	PUNCT
cblr-1786	272	6	codified	codify	VERB
cblr-1786	272	7	in	in	ADP
cblr-1786	272	8	scattered	scatter	VERB
cblr-1786	272	9	sections	section	NOUN
cblr-1786	272	10	)	)	PUNCT
cblr-1786	272	11	.	.	PUNCT
cblr-1786	273	1	for	for	ADP
cblr-1786	273	2	an	an	DET
cblr-1786	273	3	extremely	extremely	ADV
cblr-1786	273	4	detailed	detailed	ADJ
cblr-1786	273	5	account	account	NOUN
cblr-1786	273	6	of	of	ADP
cblr-1786	273	7	the	the	DET
cblr-1786	273	8	congressional	congressional	ADJ
cblr-1786	273	9	debate	debate	NOUN
cblr-1786	273	10	preceding	precede	VERB
cblr-1786	273	11	the	the	DET
cblr-1786	273	12	passage	passage	NOUN
cblr-1786	273	13	of	of	ADP
cblr-1786	273	14	the	the	DET
cblr-1786	273	15	ehfa	ehfa	NOUN
cblr-1786	273	16	,	,	PUNCT
cblr-1786	273	17	see	see	VERB
cblr-1786	273	18	peter	peter	PROPN
cblr-1786	273	19	m.	m.	PROPN
cblr-1786	273	20	carrozzo	carrozzo	PROPN
cblr-1786	273	21	,	,	PUNCT
cblr-1786	273	22	marketing	market	VERB
cblr-1786	273	23	the	the	DET
cblr-1786	273	24	american	american	ADJ
cblr-1786	273	25	mortgage	mortgage	NOUN
cblr-1786	273	26	:	:	PUNCT
cblr-1786	273	27	the	the	DET
cblr-1786	273	28	emergency	emergency	NOUN
cblr-1786	273	29	home	home	NOUN
cblr-1786	273	30	finance	finance	NOUN
cblr-1786	273	31	act	act	NOUN
cblr-1786	273	32	of	of	ADP
cblr-1786	273	33	1970	1970	NUM
cblr-1786	273	34	,	,	PUNCT
cblr-1786	273	35	standardization	standardization	NOUN
cblr-1786	273	36	and	and	CCONJ
cblr-1786	273	37	the	the	DET
cblr-1786	273	38	secondary	secondary	ADJ
cblr-1786	273	39	market	market	NOUN
cblr-1786	273	40	revolution	revolution	NOUN
cblr-1786	273	41	,	,	PUNCT
cblr-1786	273	42	39	39	NUM
cblr-1786	273	43	real	real	ADJ
cblr-1786	273	44	prop	prop	NOUN
cblr-1786	273	45	.	.	PUNCT
cblr-1786	274	1	prob	prob	PROPN
cblr-1786	274	2	.	.	PROPN
cblr-1786	274	3	&	&	CCONJ
cblr-1786	274	4	tr	tr	PROPN
cblr-1786	274	5	.	.	PROPN
cblr-1786	274	6	j.	j.	PROPN
cblr-1786	274	7	765	765	PROPN
cblr-1786	274	8	,	,	PUNCT
cblr-1786	274	9	768–97	768–97	NUM
cblr-1786	274	10	(	(	PUNCT
cblr-1786	274	11	2005	2005	NUM
cblr-1786	274	12	)	)	PUNCT
cblr-1786	274	13	.	.	PUNCT
cblr-1786	275	1	74	74	NUM
cblr-1786	275	2	emergency	emergency	NOUN
cblr-1786	275	3	home	home	NOUN
cblr-1786	275	4	finance	finance	NOUN
cblr-1786	275	5	act	act	NOUN
cblr-1786	275	6	of	of	ADP
cblr-1786	275	7	1970	1970	NUM
cblr-1786	275	8	§	§	PROPN
cblr-1786	275	9	201	201	NUM
cblr-1786	275	10	(	(	PUNCT
cblr-1786	275	11	codified	codify	VERB
cblr-1786	275	12	at	at	ADP
cblr-1786	275	13	12	12	NUM
cblr-1786	275	14	u.s.c	u.s.c	NOUN
cblr-1786	275	15	.	.	PUNCT
cblr-1786	276	1	§	§	PROPN
cblr-1786	276	2	1717	1717	NUM
cblr-1786	276	3	)	)	PUNCT
cblr-1786	276	4	.	.	PUNCT
cblr-1786	277	1	75	75	NUM
cblr-1786	277	2	see	see	VERB
cblr-1786	277	3	i	i	PROPN
cblr-1786	277	4	d.	d.	PROPN
cblr-1786	277	5	§	§	PROPN
cblr-1786	277	6	303(a	303(a	PROPN
cblr-1786	277	7	)	)	PUNCT
cblr-1786	277	8	(	(	PUNCT
cblr-1786	277	9	codified	codify	VERB
cblr-1786	277	10	at	at	ADP
cblr-1786	277	11	12	12	NUM
cblr-1786	277	12	u.s.c	u.s.c	NOUN
cblr-1786	277	13	.	.	PUNCT
cblr-1786	278	1	§	§	PROPN
cblr-1786	278	2	1452	1452	NUM
cblr-1786	278	3	)	)	PUNCT
cblr-1786	278	4	.	.	PUNCT
cblr-1786	279	1	76	76	NUM
cblr-1786	280	1	i	i	PRON
cblr-1786	280	2	d.	d.	PROPN
cblr-1786	280	3	77	77	NUM
cblr-1786	280	4	see	see	VERB
cblr-1786	280	5	fhfa	fhfa	ADJ
cblr-1786	280	6	oig	oig	PROPN
cblr-1786	280	7	history	history	NOUN
cblr-1786	280	8	of	of	ADP
cblr-1786	280	9	the	the	DET
cblr-1786	280	10	housing	housing	NOUN
cblr-1786	280	11	gses	gse	NOUN
cblr-1786	280	12	,	,	PUNCT
cblr-1786	280	13	supra	supra	PROPN
cblr-1786	280	14	note	note	NOUN
cblr-1786	280	15	33	33	NUM
cblr-1786	280	16	,	,	PUNCT
cblr-1786	280	17	at	at	ADP
cblr-1786	280	18	3	3	NUM
cblr-1786	280	19	.	.	NOUN
cblr-1786	280	20	78	78	NUM
cblr-1786	280	21	financial	financial	ADJ
cblr-1786	280	22	institutions	institution	NOUN
cblr-1786	280	23	reform	reform	NOUN
cblr-1786	280	24	,	,	PUNCT
cblr-1786	280	25	recovery	recovery	NOUN
cblr-1786	280	26	,	,	PUNCT
cblr-1786	280	27	and	and	CCONJ
cblr-1786	280	28	enforcement	enforcement	NOUN
cblr-1786	280	29	act	act	PROPN
cblr-1786	280	30	of	of	ADP
cblr-1786	280	31	1989	1989	NUM
cblr-1786	280	32	,	,	PUNCT
cblr-1786	280	33	pub	pub	NOUN
cblr-1786	280	34	.	.	PUNCT
cblr-1786	281	1	l.	l.	PROPN
cblr-1786	281	2	no	no	INTJ
cblr-1786	281	3	.	.	PROPN
cblr-1786	282	1	101	101	NUM
cblr-1786	282	2	-	-	SYM
cblr-1786	282	3	73	73	NUM
cblr-1786	282	4	,	,	PUNCT
cblr-1786	282	5	§	§	PROPN
cblr-1786	282	6	731	731	NUM
cblr-1786	282	7	,	,	PUNCT
cblr-1786	282	8	103	103	NUM
cblr-1786	282	9	stat	stat	NOUN
cblr-1786	282	10	.	.	PUNCT
cblr-1786	283	1	183	183	NUM
cblr-1786	283	2	,	,	PUNCT
cblr-1786	283	3	429–30	429–30	X
cblr-1786	283	4	(	(	PUNCT
cblr-1786	283	5	1989	1989	NUM
cblr-1786	283	6	)	)	PUNCT
cblr-1786	283	7	.	.	PUNCT
cblr-1786	284	1	79	79	NUM
cblr-1786	284	2	walter	walter	PROPN
cblr-1786	284	3	m.	m.	PROPN
cblr-1786	284	4	strine	strine	PROPN
cblr-1786	284	5	,	,	PUNCT
cblr-1786	284	6	jr	jr	PROPN
cblr-1786	284	7	.	.	PROPN
cblr-1786	284	8	,	,	PUNCT
cblr-1786	284	9	new	new	ADJ
cblr-1786	284	10	commercial	commercial	ADJ
cblr-1786	284	11	devices	device	NOUN
cblr-1786	284	12	—	—	PUNCT
cblr-1786	284	13	mortgage	mortgage	NOUN
cblr-1786	284	14	-	-	PUNCT
cblr-1786	284	15	backed	back	VERB
cblr-1786	284	16	securities	security	NOUN
cblr-1786	284	17	,	,	PUNCT
cblr-1786	284	18	13	13	NUM
cblr-1786	284	19	real	real	ADJ
cblr-1786	284	20	prop	prop	NOUN
cblr-1786	284	21	.	.	PUNCT
cblr-1786	285	1	prob	prob	PROPN
cblr-1786	285	2	.	.	PROPN
cblr-1786	285	3	&	&	CCONJ
cblr-1786	285	4	tr	tr	PROPN
cblr-1786	285	5	.	.	PROPN
cblr-1786	286	1	j.	j.	PROPN
cblr-1786	286	2	1011	1011	NUM
cblr-1786	286	3	,	,	PUNCT
cblr-1786	286	4	1023	1023	NUM
cblr-1786	286	5	(	(	PUNCT
cblr-1786	286	6	1978	1978	NUM
cblr-1786	286	7	)	)	PUNCT
cblr-1786	286	8	.	.	PUNCT
cblr-1786	287	1	niles	nile	NOUN
cblr-1786	287	2	final	final	ADJ
cblr-1786	287	3	no	no	NOUN
cblr-1786	287	4	.	.	NOUN
cblr-1786	287	5	3:906	3:906	NUM
cblr-1786	287	6	]	]	PUNCT
cblr-1786	287	7	member	member	NOUN
cblr-1786	287	8	fmic	fmic	NOUN
cblr-1786	287	9	923	923	NUM
cblr-1786	287	10	purpose	purpose	NOUN
cblr-1786	287	11	of	of	ADP
cblr-1786	287	12	policymakers	policymaker	NOUN
cblr-1786	287	13	stretching	stretch	VERB
cblr-1786	287	14	back	back	ADV
cblr-1786	287	15	to	to	ADP
cblr-1786	287	16	the	the	DET
cblr-1786	287	17	roosevelt	roosevelt	PROPN
cblr-1786	287	18	administration	administration	PROPN
cblr-1786	287	19	,	,	PUNCT
cblr-1786	287	20	was	be	AUX
cblr-1786	287	21	to	to	PART
cblr-1786	287	22	create	create	VERB
cblr-1786	287	23	a	a	DET
cblr-1786	287	24	national	national	ADJ
cblr-1786	287	25	mortgage	mortgage	NOUN
cblr-1786	287	26	market	market	NOUN
cblr-1786	287	27	;	;	PUNCT
cblr-1786	287	28	it	it	PRON
cblr-1786	287	29	sought	seek	VERB
cblr-1786	287	30	to	to	PART
cblr-1786	287	31	“	"	PUNCT
cblr-1786	287	32	suppl[y	suppl[y	VERB
cblr-1786	287	33	]	]	PUNCT
cblr-1786	287	34	liquid	liquid	NOUN
cblr-1786	287	35	funds	fund	NOUN
cblr-1786	287	36	to	to	ADP
cblr-1786	287	37	those	those	DET
cblr-1786	287	38	parts	part	NOUN
cblr-1786	287	39	of	of	ADP
cblr-1786	287	40	the	the	DET
cblr-1786	287	41	country	country	NOUN
cblr-1786	287	42	which	which	DET
cblr-1786	287	43	ha[d	ha[d	NOUN
cblr-1786	287	44	]	]	PUNCT
cblr-1786	287	45	mortgage	mortgage	NOUN
cblr-1786	287	46	investment	investment	NOUN
cblr-1786	287	47	opportunity	opportunity	NOUN
cblr-1786	287	48	in	in	ADP
cblr-1786	287	49	excess	excess	NOUN
cblr-1786	287	50	of	of	ADP
cblr-1786	287	51	accumulated	accumulate	VERB
cblr-1786	287	52	savings	saving	NOUN
cblr-1786	287	53	.	.	PUNCT
cblr-1786	288	1	”80	”80	NOUN
cblr-1786	288	2	this	this	DET
cblr-1786	288	3	buying	buying	NOUN
cblr-1786	288	4	purpose	purpose	NOUN
cblr-1786	288	5	was	be	AUX
cblr-1786	288	6	matched	match	VERB
cblr-1786	288	7	with	with	ADP
cblr-1786	288	8	a	a	DET
cblr-1786	288	9	selling	selling	NOUN
cblr-1786	288	10	purpose	purpose	NOUN
cblr-1786	288	11	that	that	PRON
cblr-1786	288	12	sought	seek	VERB
cblr-1786	288	13	to	to	PART
cblr-1786	288	14	“	"	PUNCT
cblr-1786	288	15	move	move	VERB
cblr-1786	288	16	[	[	X
cblr-1786	288	17	]	]	X
cblr-1786	288	18	capital	capital	NOUN
cblr-1786	288	19	from	from	ADP
cblr-1786	288	20	other	other	ADJ
cblr-1786	288	21	parts	part	NOUN
cblr-1786	288	22	of	of	ADP
cblr-1786	288	23	the	the	DET
cblr-1786	288	24	country	country	NOUN
cblr-1786	288	25	where	where	SCONJ
cblr-1786	288	26	accumulated	accumulate	VERB
cblr-1786	288	27	savings	saving	NOUN
cblr-1786	288	28	exceed[ed	exceed[ed	PROPN
cblr-1786	288	29	]	]	PUNCT
cblr-1786	288	30	mortgage	mortgage	NOUN
cblr-1786	288	31	investment	investment	NOUN
cblr-1786	288	32	opportunity	opportunity	NOUN
cblr-1786	288	33	.	.	PUNCT
cblr-1786	289	1	”81	”81	NOUN
cblr-1786	289	2	as	as	ADP
cblr-1786	289	3	an	an	DET
cblr-1786	289	4	entity	entity	NOUN
cblr-1786	289	5	originally	originally	ADV
cblr-1786	289	6	established	establish	VERB
cblr-1786	289	7	to	to	PART
cblr-1786	289	8	distribute	distribute	VERB
cblr-1786	289	9	interest	interest	NOUN
cblr-1786	289	10	rate	rate	NOUN
cblr-1786	289	11	risk,82	risk,82	PROPN
cblr-1786	289	12	freddie	freddie	PROPN
cblr-1786	289	13	mac	mac	PROPN
cblr-1786	289	14	immediately	immediately	ADV
cblr-1786	289	15	began	begin	VERB
cblr-1786	289	16	selling	sell	VERB
cblr-1786	289	17	to	to	ADP
cblr-1786	289	18	the	the	DET
cblr-1786	289	19	capital	capital	NOUN
cblr-1786	289	20	markets	market	NOUN
cblr-1786	289	21	“	"	PUNCT
cblr-1786	289	22	participation	participation	NOUN
cblr-1786	289	23	certificates	certificate	NOUN
cblr-1786	289	24	”	"	PUNCT
cblr-1786	289	25	(	(	PUNCT
cblr-1786	289	26	“	"	PUNCT
cblr-1786	289	27	pcs	pc	NOUN
cblr-1786	289	28	”	"	PUNCT
cblr-1786	289	29	)	)	PUNCT
cblr-1786	289	30	,	,	PUNCT
cblr-1786	289	31	securities	security	NOUN
cblr-1786	289	32	representing	represent	VERB
cblr-1786	289	33	undivided	undivided	ADJ
cblr-1786	289	34	interests	interest	NOUN
cblr-1786	289	35	in	in	ADP
cblr-1786	289	36	specified	specified	ADJ
cblr-1786	289	37	residential	residential	ADJ
cblr-1786	289	38	mortgages	mortgage	NOUN
cblr-1786	289	39	owned	own	VERB
cblr-1786	289	40	by	by	ADP
cblr-1786	289	41	freddie	freddie	PROPN
cblr-1786	289	42	mac,83	mac,83	PROPN
cblr-1786	289	43	thereby	thereby	ADV
cblr-1786	289	44	matching	match	VERB
cblr-1786	289	45	its	its	PRON
cblr-1786	289	46	fixed	fix	VERB
cblr-1786	289	47	-	-	PUNCT
cblr-1786	289	48	rate	rate	NOUN
cblr-1786	289	49	assets	asset	NOUN
cblr-1786	289	50	with	with	ADP
cblr-1786	289	51	fixed	fix	VERB
cblr-1786	289	52	-	-	PUNCT
cblr-1786	289	53	rate	rate	NOUN
cblr-1786	289	54	obligations.84	obligations.84	NOUN
cblr-1786	289	55	as	as	SCONJ
cblr-1786	289	56	opposed	oppose	VERB
cblr-1786	289	57	to	to	ADP
cblr-1786	289	58	the	the	DET
cblr-1786	289	59	loan	loan	NOUN
cblr-1786	289	60	-	-	PUNCT
cblr-1786	289	61	by	by	ADP
cblr-1786	289	62	-	-	PUNCT
cblr-1786	289	63	loan	loan	NOUN
cblr-1786	289	64	guaranties	guaranty	NOUN
cblr-1786	289	65	of	of	ADP
cblr-1786	289	66	the	the	DET
cblr-1786	289	67	fha	fha	PROPN
cblr-1786	289	68	and	and	CCONJ
cblr-1786	289	69	va	va	PROPN
cblr-1786	289	70	,	,	PUNCT
cblr-1786	289	71	freddie	freddie	PROPN
cblr-1786	289	72	mac	mac	PROPN
cblr-1786	289	73	guaranteed	guarantee	VERB
cblr-1786	289	74	the	the	DET
cblr-1786	289	75	timely	timely	ADJ
cblr-1786	289	76	payment	payment	NOUN
cblr-1786	289	77	of	of	ADP
cblr-1786	289	78	principal	principal	NOUN
cblr-1786	289	79	and	and	CCONJ
cblr-1786	289	80	interest	interest	NOUN
cblr-1786	289	81	on	on	ADP
cblr-1786	289	82	the	the	DET
cblr-1786	289	83	entire	entire	ADJ
cblr-1786	289	84	pool.85	pool.85	NOUN
cblr-1786	289	85	these	these	DET
cblr-1786	289	86	pcs	pc	NOUN
cblr-1786	289	87	,	,	PUNCT
cblr-1786	289	88	despite	despite	SCONJ
cblr-1786	289	89	the	the	DET
cblr-1786	289	90	name	name	NOUN
cblr-1786	289	91	,	,	PUNCT
cblr-1786	289	92	were	be	AUX
cblr-1786	289	93	early	early	ADJ
cblr-1786	289	94	government	government	NOUN
cblr-1786	289	95	-	-	PUNCT
cblr-1786	289	96	sponsored	sponsor	VERB
cblr-1786	289	97	enterprise	enterprise	NOUN
cblr-1786	289	98	-	-	PUNCT
cblr-1786	289	99	guaranteed	guarantee	VERB
cblr-1786	289	100	mortgagebacked	mortgagebacked	ADJ
cblr-1786	289	101	securities	security	NOUN
cblr-1786	289	102	(	(	PUNCT
cblr-1786	289	103	“	"	PUNCT
cblr-1786	289	104	gse	gse	ADJ
cblr-1786	289	105	mbss”).86	mbss”).86	NOUN
cblr-1786	289	106	by	by	ADP
cblr-1786	289	107	1978	1978	NUM
cblr-1786	289	108	,	,	PUNCT
cblr-1786	289	109	freddie	freddie	PROPN
cblr-1786	289	110	mac	mac	PROPN
cblr-1786	289	111	had	have	AUX
cblr-1786	289	112	become	become	VERB
cblr-1786	289	113	the	the	DET
cblr-1786	289	114	largest	large	ADJ
cblr-1786	289	115	mbs	mb	NOUN
cblr-1786	289	116	issuer	issuer	NOUN
cblr-1786	289	117	in	in	ADP
cblr-1786	289	118	the	the	DET
cblr-1786	289	119	world.87	world.87	PROPN
cblr-1786	289	120	the	the	DET
cblr-1786	289	121	freddie	freddie	PROPN
cblr-1786	289	122	gse	gse	PROPN
cblr-1786	289	123	mbss	mbss	NOUN
cblr-1786	289	124	differed	differ	VERB
cblr-1786	289	125	from	from	ADP
cblr-1786	289	126	mbss	mbss	NOUN
cblr-1786	289	127	that	that	PRON
cblr-1786	289	128	ginnie	ginnie	PROPN
cblr-1786	289	129	mae	mae	PROPN
cblr-1786	289	130	was	be	AUX
cblr-1786	289	131	simultaneously	simultaneously	ADV
cblr-1786	289	132	developing	develop	VERB
cblr-1786	289	133	.	.	PUNCT
cblr-1786	290	1	first	first	ADV
cblr-1786	290	2	,	,	PUNCT
cblr-1786	290	3	ginnie	ginnie	PROPN
cblr-1786	290	4	mbss	mbss	NOUN
cblr-1786	290	5	carried	carry	VERB
cblr-1786	290	6	an	an	DET
cblr-1786	290	7	explicit	explicit	ADJ
cblr-1786	290	8	government	government	NOUN
cblr-1786	290	9	guaranty	guaranty	NOUN
cblr-1786	290	10	and	and	CCONJ
cblr-1786	290	11	comprised	comprise	VERB
cblr-1786	290	12	only	only	ADV
cblr-1786	290	13	fhaand	fhaand	NOUN
cblr-1786	290	14	va	va	NOUN
cblr-1786	290	15	-	-	ADJ
cblr-1786	290	16	insured	insure	VERB
cblr-1786	290	17	loans.88	loans.88	PROPN
cblr-1786	290	18	freddie	freddie	PROPN
cblr-1786	290	19	gse	gse	PROPN
cblr-1786	290	20	mbss	mbss	NOUN
cblr-1786	290	21	,	,	PUNCT
cblr-1786	290	22	on	on	ADP
cblr-1786	290	23	the	the	DET
cblr-1786	290	24	other	other	ADJ
cblr-1786	290	25	hand	hand	NOUN
cblr-1786	290	26	,	,	PUNCT
cblr-1786	290	27	carried	carry	VERB
cblr-1786	290	28	no	no	DET
cblr-1786	290	29	official	official	ADJ
cblr-1786	290	30	government	government	NOUN
cblr-1786	290	31	guaranty	guaranty	NOUN
cblr-1786	290	32	and	and	CCONJ
cblr-1786	290	33	80	80	NUM
cblr-1786	290	34	i	i	NOUN
cblr-1786	290	35	d.	d.	PROPN
cblr-1786	290	36	at	at	ADP
cblr-1786	290	37	1024	1024	NUM
cblr-1786	290	38	.	.	PUNCT
cblr-1786	291	1	81	81	NUM
cblr-1786	292	1	i	i	PROPN
cblr-1786	292	2	d.	d.	PROPN
cblr-1786	292	3	82	82	NUM
cblr-1786	292	4	see	see	VERB
cblr-1786	292	5	fhfa	fhfa	ADJ
cblr-1786	292	6	oig	oig	PROPN
cblr-1786	292	7	history	history	NOUN
cblr-1786	292	8	of	of	ADP
cblr-1786	292	9	the	the	DET
cblr-1786	292	10	housing	housing	NOUN
cblr-1786	292	11	gses	gse	NOUN
cblr-1786	292	12	,	,	PUNCT
cblr-1786	292	13	supra	supra	PROPN
cblr-1786	292	14	note	note	NOUN
cblr-1786	292	15	33	33	NUM
cblr-1786	292	16	,	,	PUNCT
cblr-1786	292	17	at	at	ADP
cblr-1786	292	18	3	3	NUM
cblr-1786	292	19	–	–	SYM
cblr-1786	292	20	4	4	NUM
cblr-1786	292	21	.	.	SYM
cblr-1786	292	22	83	83	NUM
cblr-1786	292	23	strine	strine	NOUN
cblr-1786	292	24	,	,	PUNCT
cblr-1786	292	25	supra	supra	PROPN
cblr-1786	292	26	note	note	PROPN
cblr-1786	292	27	79	79	NUM
cblr-1786	292	28	,	,	PUNCT
cblr-1786	292	29	at	at	ADP
cblr-1786	292	30	1028	1028	NUM
cblr-1786	292	31	.	.	PUNCT
cblr-1786	293	1	84	84	NUM
cblr-1786	293	2	see	see	VERB
cblr-1786	293	3	fhfa	fhfa	ADJ
cblr-1786	293	4	oig	oig	PROPN
cblr-1786	293	5	history	history	NOUN
cblr-1786	293	6	of	of	ADP
cblr-1786	293	7	the	the	DET
cblr-1786	293	8	housing	housing	NOUN
cblr-1786	293	9	gses	gse	NOUN
cblr-1786	293	10	,	,	PUNCT
cblr-1786	293	11	supra	supra	PROPN
cblr-1786	293	12	note	note	NOUN
cblr-1786	293	13	33	33	NUM
cblr-1786	293	14	,	,	PUNCT
cblr-1786	293	15	at	at	ADP
cblr-1786	293	16	3	3	NUM
cblr-1786	293	17	–	–	SYM
cblr-1786	293	18	4	4	NUM
cblr-1786	293	19	.	.	X
cblr-1786	294	1	for	for	ADP
cblr-1786	294	2	a	a	DET
cblr-1786	294	3	discussion	discussion	NOUN
cblr-1786	294	4	on	on	ADP
cblr-1786	294	5	the	the	DET
cblr-1786	294	6	interest	interest	NOUN
cblr-1786	294	7	rate	rate	NOUN
cblr-1786	294	8	risk	risk	NOUN
cblr-1786	294	9	facing	face	VERB
cblr-1786	294	10	contemporary	contemporary	ADJ
cblr-1786	294	11	thrifts	thrift	NOUN
cblr-1786	294	12	,	,	PUNCT
cblr-1786	294	13	see	see	VERB
cblr-1786	294	14	generally	generally	ADV
cblr-1786	294	15	david	david	PROPN
cblr-1786	294	16	h.	h.	PROPN
cblr-1786	294	17	pyle	pyle	PROPN
cblr-1786	294	18	,	,	PUNCT
cblr-1786	294	19	the	the	DET
cblr-1786	294	20	u.s	u.s	PROPN
cblr-1786	294	21	.	.	PROPN
cblr-1786	294	22	savings	saving	NOUN
cblr-1786	294	23	and	and	CCONJ
cblr-1786	294	24	loan	loan	NOUN
cblr-1786	294	25	crisis	crisis	NOUN
cblr-1786	294	26	(	(	PUNCT
cblr-1786	294	27	inst	inst	NOUN
cblr-1786	294	28	.	.	PROPN
cblr-1786	294	29	of	of	ADP
cblr-1786	294	30	bus	bus	NOUN
cblr-1786	294	31	.	.	PUNCT
cblr-1786	295	1	and	and	CCONJ
cblr-1786	296	1	econ	econ	PROPN
cblr-1786	296	2	.	.	PUNCT
cblr-1786	296	3	research	research	NOUN
cblr-1786	296	4	,	,	PUNCT
cblr-1786	296	5	finance	finance	NOUN
cblr-1786	296	6	working	working	NOUN
cblr-1786	296	7	paper	paper	NOUN
cblr-1786	296	8	no	no	INTJ
cblr-1786	296	9	.	.	PROPN
cblr-1786	296	10	227	227	NUM
cblr-1786	296	11	,	,	PUNCT
cblr-1786	296	12	1993	1993	NUM
cblr-1786	296	13	)	)	PUNCT
cblr-1786	296	14	.	.	PUNCT
cblr-1786	297	1	85	85	NUM
cblr-1786	297	2	strine	strine	PROPN
cblr-1786	297	3	,	,	PUNCT
cblr-1786	297	4	supra	supra	PROPN
cblr-1786	297	5	note	note	PROPN
cblr-1786	297	6	79	79	NUM
cblr-1786	297	7	,	,	PUNCT
cblr-1786	297	8	at	at	ADP
cblr-1786	297	9	1023–24	1023–24	NUM
cblr-1786	297	10	.	.	PUNCT
cblr-1786	298	1	86	86	NUM
cblr-1786	299	1	i	i	PRON
cblr-1786	299	2	d.	d.	PROPN
cblr-1786	299	3	87	87	NUM
cblr-1786	300	1	i	i	PRON
cblr-1786	300	2	d.	d.	PROPN
cblr-1786	300	3	at	at	ADP
cblr-1786	300	4	1025	1025	NUM
cblr-1786	300	5	.	.	PUNCT
cblr-1786	301	1	88	88	NUM
cblr-1786	302	1	i	i	PRON
cblr-1786	302	2	d.	d.	PROPN
cblr-1786	302	3	at	at	ADP
cblr-1786	302	4	1024	1024	NUM
cblr-1786	302	5	.	.	PUNCT
cblr-1786	303	1	niles	nile	NOUN
cblr-1786	303	2	final	final	ADJ
cblr-1786	303	3	924	924	NUM
cblr-1786	303	4	columbia	columbia	PROPN
cblr-1786	303	5	business	business	NOUN
cblr-1786	303	6	law	law	PROPN
cblr-1786	303	7	review	review	NOUN
cblr-1786	303	8	[	[	X
cblr-1786	303	9	vol	vol	NOUN
cblr-1786	303	10	.	.	PUNCT
cblr-1786	303	11	2014	2014	NUM
cblr-1786	303	12	comprised	comprise	VERB
cblr-1786	303	13	conventional	conventional	ADJ
cblr-1786	303	14	,	,	PUNCT
cblr-1786	303	15	“	"	PUNCT
cblr-1786	303	16	conforming	conform	VERB
cblr-1786	303	17	loans”89	loans”89	PROPN
cblr-1786	303	18	outside	outside	ADP
cblr-1786	303	19	the	the	DET
cblr-1786	303	20	fha	fha	PROPN
cblr-1786	303	21	and	and	CCONJ
cblr-1786	303	22	va	va	PROPN
cblr-1786	303	23	universe.90	universe.90	PROPN
cblr-1786	303	24	both	both	DET
cblr-1786	303	25	mbss	mbss	NOUN
cblr-1786	303	26	,	,	PUNCT
cblr-1786	303	27	however	however	ADV
cblr-1786	303	28	,	,	PUNCT
cblr-1786	303	29	were	be	AUX
cblr-1786	303	30	essentially	essentially	ADV
cblr-1786	303	31	so	so	ADV
cblr-1786	303	32	-	-	PUNCT
cblr-1786	303	33	called	call	VERB
cblr-1786	303	34	“	"	PUNCT
cblr-1786	303	35	pass	pass	VERB
cblr-1786	303	36	-	-	PUNCT
cblr-1786	303	37	through	through	NOUN
cblr-1786	303	38	”	"	PUNCT
cblr-1786	303	39	securitizations	securitization	NOUN
cblr-1786	303	40	,	,	PUNCT
cblr-1786	303	41	meaning	mean	VERB
cblr-1786	303	42	that	that	SCONJ
cblr-1786	303	43	the	the	DET
cblr-1786	303	44	securities	security	NOUN
cblr-1786	303	45	issued	issue	VERB
cblr-1786	303	46	against	against	ADP
cblr-1786	303	47	the	the	DET
cblr-1786	303	48	mortgage	mortgage	NOUN
cblr-1786	303	49	pool	pool	NOUN
cblr-1786	303	50	were	be	AUX
cblr-1786	303	51	uniform	uniform	ADJ
cblr-1786	303	52	and	and	CCONJ
cblr-1786	303	53	represented	represent	VERB
cblr-1786	303	54	a	a	DET
cblr-1786	303	55	uniform	uniform	ADJ
cblr-1786	303	56	claim	claim	NOUN
cblr-1786	303	57	on	on	ADP
cblr-1786	303	58	the	the	DET
cblr-1786	303	59	underlying	underlie	VERB
cblr-1786	303	60	pool.91	pool.91	NOUN
cblr-1786	303	61	in	in	ADP
cblr-1786	303	62	other	other	ADJ
cblr-1786	303	63	words	word	NOUN
cblr-1786	303	64	,	,	PUNCT
cblr-1786	303	65	the	the	DET
cblr-1786	303	66	structured	structured	ADJ
cblr-1786	303	67	finance	finance	NOUN
cblr-1786	303	68	features	feature	VERB
cblr-1786	303	69	common	common	ADJ
cblr-1786	303	70	in	in	ADP
cblr-1786	303	71	later	later	ADV
cblr-1786	303	72	“	"	PUNCT
cblr-1786	303	73	private	private	ADJ
cblr-1786	303	74	-	-	PUNCT
cblr-1786	303	75	label	label	NOUN
cblr-1786	303	76	securitization”92	securitization”92	PROPN
cblr-1786	303	77	were	be	AUX
cblr-1786	303	78	not	not	PART
cblr-1786	303	79	present	present	ADJ
cblr-1786	303	80	.	.	PUNCT
cblr-1786	304	1	fannie	fannie	PROPN
cblr-1786	304	2	mae	mae	PROPN
cblr-1786	304	3	initially	initially	ADV
cblr-1786	304	4	continued	continue	VERB
cblr-1786	304	5	to	to	PART
cblr-1786	304	6	hold	hold	VERB
cblr-1786	304	7	the	the	DET
cblr-1786	304	8	mortgage	mortgage	NOUN
cblr-1786	304	9	loans	loan	NOUN
cblr-1786	304	10	it	it	PRON
cblr-1786	304	11	purchased	purchase	VERB
cblr-1786	304	12	on	on	ADP
cblr-1786	304	13	balance	balance	NOUN
cblr-1786	304	14	sheet	sheet	NOUN
cblr-1786	304	15	,	,	PUNCT
cblr-1786	304	16	a	a	DET
cblr-1786	304	17	decision	decision	NOUN
cblr-1786	304	18	that	that	PRON
cblr-1786	304	19	exposed	expose	VERB
cblr-1786	304	20	fannie	fannie	PROPN
cblr-1786	304	21	to	to	ADP
cblr-1786	304	22	significant	significant	ADJ
cblr-1786	304	23	interest	interest	NOUN
cblr-1786	304	24	rate	rate	NOUN
cblr-1786	304	25	risk.93	risk.93	NOUN
cblr-1786	304	26	like	like	ADP
cblr-1786	304	27	many	many	ADJ
cblr-1786	304	28	thrifts	thrift	NOUN
cblr-1786	304	29	at	at	ADP
cblr-1786	304	30	that	that	DET
cblr-1786	304	31	time	time	NOUN
cblr-1786	304	32	with	with	ADP
cblr-1786	304	33	similar	similar	ADJ
cblr-1786	304	34	interest	interest	NOUN
cblr-1786	304	35	-	-	PUNCT
cblr-1786	304	36	rate	rate	NOUN
cblr-1786	304	37	exposure	exposure	NOUN
cblr-1786	304	38	,	,	PUNCT
cblr-1786	304	39	fannie	fannie	PROPN
cblr-1786	304	40	mae	mae	PROPN
cblr-1786	304	41	suffered	suffer	VERB
cblr-1786	304	42	financial	financial	ADJ
cblr-1786	304	43	strain	strain	NOUN
cblr-1786	304	44	in	in	ADP
cblr-1786	304	45	the	the	DET
cblr-1786	304	46	savings	saving	NOUN
cblr-1786	304	47	and	and	CCONJ
cblr-1786	304	48	loan	loan	NOUN
cblr-1786	304	49	crisis	crisis	NOUN
cblr-1786	304	50	of	of	ADP
cblr-1786	304	51	the	the	DET
cblr-1786	304	52	late	late	ADJ
cblr-1786	304	53	1980s	1980	NOUN
cblr-1786	304	54	—	—	PUNCT
cblr-1786	304	55	and	and	CCONJ
cblr-1786	304	56	fannie	fannie	PROPN
cblr-1786	304	57	survived	survive	VERB
cblr-1786	304	58	only	only	ADV
cblr-1786	304	59	with	with	ADP
cblr-1786	304	60	federal	federal	ADJ
cblr-1786	304	61	benefits	benefit	NOUN
cblr-1786	304	62	,	,	PUNCT
cblr-1786	304	63	such	such	ADJ
cblr-1786	304	64	as	as	ADP
cblr-1786	304	65	favorable	favorable	ADJ
cblr-1786	304	66	tax	tax	NOUN
cblr-1786	304	67	treatment	treatment	NOUN
cblr-1786	304	68	and	and	CCONJ
cblr-1786	304	69	regulatory	regulatory	ADJ
cblr-1786	304	70	forbearance	forbearance	NOUN
cblr-1786	304	71	,	,	PUNCT
cblr-1786	304	72	intended	intend	VERB
cblr-1786	304	73	to	to	PART
cblr-1786	304	74	keep	keep	VERB
cblr-1786	304	75	fannie	fannie	PROPN
cblr-1786	304	76	afloat.94	afloat.94	PROPN
cblr-1786	304	77	these	these	DET
cblr-1786	304	78	measures	measure	NOUN
cblr-1786	304	79	not	not	PART
cblr-1786	304	80	only	only	ADV
cblr-1786	304	81	highlighted	highlight	VERB
cblr-1786	304	82	the	the	DET
cblr-1786	304	83	superiority	superiority	NOUN
cblr-1786	304	84	of	of	ADP
cblr-1786	304	85	the	the	DET
cblr-1786	304	86	freddie	freddie	PROPN
cblr-1786	304	87	mbs	mbs	NOUN
cblr-1786	304	88	system	system	NOUN
cblr-1786	304	89	but	but	CCONJ
cblr-1786	304	90	also	also	ADV
cblr-1786	304	91	solidified	solidify	VERB
cblr-1786	304	92	the	the	DET
cblr-1786	304	93	market	market	NOUN
cblr-1786	304	94	theory	theory	NOUN
cblr-1786	304	95	that	that	SCONJ
cblr-1786	304	96	,	,	PUNCT
cblr-1786	304	97	despite	despite	SCONJ
cblr-1786	304	98	official	official	ADJ
cblr-1786	304	99	denials	denial	NOUN
cblr-1786	304	100	,	,	PUNCT
cblr-1786	304	101	the	the	DET
cblr-1786	304	102	government	government	NOUN
cblr-1786	304	103	would	would	AUX
cblr-1786	304	104	support	support	VERB
cblr-1786	304	105	fannie	fannie	PROPN
cblr-1786	304	106	if	if	SCONJ
cblr-1786	304	107	it	it	PRON
cblr-1786	304	108	stumbled.95	stumbled.95	VERB
cblr-1786	304	109	the	the	DET
cblr-1786	304	110	savings	saving	NOUN
cblr-1786	304	111	and	and	CCONJ
cblr-1786	304	112	loan	loan	NOUN
cblr-1786	304	113	crisis	crisis	NOUN
cblr-1786	304	114	also	also	ADV
cblr-1786	304	115	resulted	result	VERB
cblr-1786	304	116	in	in	ADP
cblr-1786	304	117	two	two	NUM
cblr-1786	304	118	other	other	ADJ
cblr-1786	304	119	significant	significant	ADJ
cblr-1786	304	120	changes	change	NOUN
cblr-1786	304	121	to	to	ADP
cblr-1786	304	122	the	the	DET
cblr-1786	304	123	gse	gse	ADJ
cblr-1786	304	124	landscape	landscape	NOUN
cblr-1786	304	125	.	.	PUNCT
cblr-1786	305	1	first	first	ADV
cblr-1786	305	2	,	,	PUNCT
cblr-1786	305	3	congress	congress	PROPN
cblr-1786	305	4	passed	pass	VERB
cblr-1786	305	5	the	the	DET
cblr-1786	305	6	financial	financial	ADJ
cblr-1786	305	7	institutions	institution	NOUN
cblr-1786	305	8	recovery	recovery	NOUN
cblr-1786	305	9	,	,	PUNCT
cblr-1786	305	10	reform	reform	NOUN
cblr-1786	305	11	,	,	PUNCT
cblr-1786	305	12	and	and	CCONJ
cblr-1786	305	13	enforcement	enforcement	NOUN
cblr-1786	305	14	act	act	PROPN
cblr-1786	305	15	of	of	ADP
cblr-1786	305	16	1989	1989	NUM
cblr-1786	305	17	(	(	PUNCT
cblr-1786	305	18	“	"	PUNCT
cblr-1786	305	19	firrea”)96	firrea”)96	ADJ
cblr-1786	305	20	to	to	PART
cblr-1786	305	21	clean	clean	VERB
cblr-1786	305	22	the	the	DET
cblr-1786	305	23	balance	balance	NOUN
cblr-1786	305	24	sheets	sheet	NOUN
cblr-1786	305	25	of	of	ADP
cblr-1786	305	26	failed	fail	VERB
cblr-1786	305	27	thrifts.97	thrifts.97	NOUN
cblr-1786	305	28	firrea	firrea	VERB
cblr-1786	305	29	established	establish	VERB
cblr-1786	305	30	the	the	DET
cblr-1786	305	31	resolution	resolution	NOUN
cblr-1786	305	32	89	89	NUM
cblr-1786	305	33	“	"	PUNCT
cblr-1786	305	34	conforming	conform	VERB
cblr-1786	305	35	loans	loan	NOUN
cblr-1786	305	36	”	"	PUNCT
cblr-1786	305	37	refer	refer	NOUN
cblr-1786	305	38	to	to	ADP
cblr-1786	305	39	loans	loan	NOUN
cblr-1786	305	40	that	that	SCONJ
cblr-1786	305	41	the	the	DET
cblr-1786	305	42	gses	gse	NOUN
cblr-1786	305	43	are	be	AUX
cblr-1786	305	44	eligible	eligible	ADJ
cblr-1786	305	45	to	to	PART
cblr-1786	305	46	guarantee	guarantee	VERB
cblr-1786	305	47	or	or	CCONJ
cblr-1786	305	48	securitize	securitize	VERB
cblr-1786	305	49	.	.	PUNCT
cblr-1786	306	1	david	david	PROPN
cblr-1786	306	2	reiss	reiss	PROPN
cblr-1786	306	3	,	,	PUNCT
cblr-1786	306	4	subprime	subprime	ADJ
cblr-1786	306	5	standardization	standardization	NOUN
cblr-1786	306	6	:	:	PUNCT
cblr-1786	306	7	how	how	SCONJ
cblr-1786	306	8	rating	rating	NOUN
cblr-1786	306	9	agencies	agency	NOUN
cblr-1786	306	10	allow	allow	VERB
cblr-1786	306	11	predatory	predatory	NOUN
cblr-1786	306	12	lending	lending	NOUN
cblr-1786	306	13	to	to	PART
cblr-1786	306	14	flourish	flourish	VERB
cblr-1786	306	15	in	in	ADP
cblr-1786	306	16	the	the	DET
cblr-1786	306	17	secondary	secondary	ADJ
cblr-1786	306	18	mortgage	mortgage	NOUN
cblr-1786	306	19	market	market	NOUN
cblr-1786	306	20	,	,	PUNCT
cblr-1786	306	21	33	33	NUM
cblr-1786	306	22	fla	fla	NOUN
cblr-1786	306	23	.	.	PUNCT
cblr-1786	307	1	st	st	PROPN
cblr-1786	307	2	.	.	PROPN
cblr-1786	307	3	u.	u.	PROPN
cblr-1786	307	4	l.	l.	PROPN
cblr-1786	307	5	rev	rev	PROPN
cblr-1786	307	6	.	.	PROPN
cblr-1786	307	7	985	985	NUM
cblr-1786	307	8	,	,	PUNCT
cblr-1786	307	9	1010	1010	NUM
cblr-1786	307	10	(	(	PUNCT
cblr-1786	307	11	2006	2006	NUM
cblr-1786	307	12	)	)	PUNCT
cblr-1786	307	13	.	.	PUNCT
cblr-1786	308	1	90	90	NUM
cblr-1786	308	2	strine	strine	NOUN
cblr-1786	308	3	,	,	PUNCT
cblr-1786	308	4	supra	supra	PROPN
cblr-1786	308	5	note	note	PROPN
cblr-1786	308	6	79	79	NUM
cblr-1786	308	7	,	,	PUNCT
cblr-1786	308	8	at	at	ADP
cblr-1786	308	9	1024	1024	NUM
cblr-1786	308	10	.	.	PUNCT
cblr-1786	309	1	91	91	NUM
cblr-1786	309	2	see	see	VERB
cblr-1786	309	3	i	i	PRON
cblr-1786	309	4	d.	d.	PROPN
cblr-1786	309	5	at	at	ADP
cblr-1786	309	6	1014	1014	NUM
cblr-1786	309	7	,	,	PUNCT
cblr-1786	309	8	1029	1029	NUM
cblr-1786	309	9	.	.	PUNCT
cblr-1786	310	1	92	92	NUM
cblr-1786	310	2	see	see	NOUN
cblr-1786	310	3	discussion	discussion	NOUN
cblr-1786	310	4	infra	infra	NOUN
cblr-1786	310	5	part	part	NOUN
cblr-1786	310	6	ii.a.4	ii.a.4	PROPN
cblr-1786	310	7	.	.	PUNCT
cblr-1786	311	1	93	93	NUM
cblr-1786	311	2	fhfa	fhfa	ADJ
cblr-1786	311	3	oig	oig	PROPN
cblr-1786	311	4	history	history	NOUN
cblr-1786	311	5	of	of	ADP
cblr-1786	311	6	the	the	DET
cblr-1786	311	7	housing	housing	NOUN
cblr-1786	311	8	gses	gse	NOUN
cblr-1786	311	9	,	,	PUNCT
cblr-1786	311	10	supra	supra	PROPN
cblr-1786	311	11	note	note	NOUN
cblr-1786	311	12	33	33	NUM
cblr-1786	311	13	,	,	PUNCT
cblr-1786	311	14	at	at	ADP
cblr-1786	311	15	4	4	NUM
cblr-1786	311	16	.	.	NUM
cblr-1786	311	17	94	94	NUM
cblr-1786	312	1	i	i	PRON
cblr-1786	312	2	d.	d.	PROPN
cblr-1786	312	3	95	95	NUM
cblr-1786	312	4	see	see	VERB
cblr-1786	312	5	gao	gao	PROPN
cblr-1786	312	6	report	report	PROPN
cblr-1786	312	7	,	,	PUNCT
cblr-1786	312	8	supra	supra	PROPN
cblr-1786	312	9	note	note	PROPN
cblr-1786	312	10	38	38	NUM
cblr-1786	312	11	,	,	PUNCT
cblr-1786	312	12	at	at	ADP
cblr-1786	312	13	3	3	NUM
cblr-1786	312	14	.	.	NOUN
cblr-1786	312	15	96	96	NUM
cblr-1786	312	16	financial	financial	ADJ
cblr-1786	312	17	institutions	institution	NOUN
cblr-1786	312	18	reform	reform	NOUN
cblr-1786	312	19	,	,	PUNCT
cblr-1786	312	20	recovery	recovery	NOUN
cblr-1786	312	21	,	,	PUNCT
cblr-1786	312	22	and	and	CCONJ
cblr-1786	312	23	enforcement	enforcement	NOUN
cblr-1786	312	24	act	act	PROPN
cblr-1786	312	25	of	of	ADP
cblr-1786	312	26	1989	1989	NUM
cblr-1786	312	27	,	,	PUNCT
cblr-1786	312	28	pub	pub	NOUN
cblr-1786	312	29	.	.	PUNCT
cblr-1786	313	1	l.	l.	PROPN
cblr-1786	313	2	no	no	INTJ
cblr-1786	313	3	.	.	PROPN
cblr-1786	314	1	101	101	NUM
cblr-1786	314	2	-	-	SYM
cblr-1786	314	3	73	73	NUM
cblr-1786	314	4	,	,	PUNCT
cblr-1786	314	5	103	103	NUM
cblr-1786	314	6	stat	stat	NOUN
cblr-1786	314	7	.	.	PUNCT
cblr-1786	315	1	183	183	NUM
cblr-1786	315	2	(	(	PUNCT
cblr-1786	315	3	1989	1989	NUM
cblr-1786	315	4	)	)	PUNCT
cblr-1786	315	5	.	.	PUNCT
cblr-1786	316	1	97	97	NUM
cblr-1786	316	2	see	see	VERB
cblr-1786	316	3	yuliya	yuliya	PROPN
cblr-1786	316	4	guseva	guseva	PROPN
cblr-1786	316	5	,	,	PUNCT
cblr-1786	316	6	evolutionary	evolutionary	ADJ
cblr-1786	316	7	developments	development	NOUN
cblr-1786	316	8	in	in	ADP
cblr-1786	316	9	mortgage	mortgage	NOUN
cblr-1786	316	10	securitization	securitization	NOUN
cblr-1786	316	11	:	:	PUNCT
cblr-1786	316	12	financial	financial	ADJ
cblr-1786	316	13	law	law	NOUN
cblr-1786	316	14	reforms	reform	NOUN
cblr-1786	316	15	,	,	PUNCT
cblr-1786	316	16	putative	putative	ADJ
cblr-1786	316	17	beneficiaries	beneficiary	NOUN
cblr-1786	316	18	,	,	PUNCT
cblr-1786	316	19	and	and	CCONJ
cblr-1786	316	20	niles	nile	NOUN
cblr-1786	316	21	final	final	ADJ
cblr-1786	316	22	no	no	NOUN
cblr-1786	316	23	.	.	NOUN
cblr-1786	316	24	3:906	3:906	NUM
cblr-1786	316	25	]	]	PUNCT
cblr-1786	316	26	member	member	NOUN
cblr-1786	316	27	fmic	fmic	PROPN
cblr-1786	316	28	925	925	NUM
cblr-1786	316	29	trust	trust	NOUN
cblr-1786	316	30	corporation	corporation	NOUN
cblr-1786	316	31	(	(	PUNCT
cblr-1786	316	32	“	"	PUNCT
cblr-1786	316	33	rtc	rtc	PROPN
cblr-1786	316	34	”	"	PUNCT
cblr-1786	316	35	)	)	PUNCT
cblr-1786	316	36	,	,	PUNCT
cblr-1786	316	37	a	a	DET
cblr-1786	316	38	holc	holc	NOUN
cblr-1786	316	39	-	-	PUNCT
cblr-1786	316	40	like	like	ADJ
cblr-1786	316	41	government	government	NOUN
cblr-1786	316	42	entity	entity	NOUN
cblr-1786	316	43	charged	charge	VERB
cblr-1786	316	44	with	with	ADP
cblr-1786	316	45	the	the	DET
cblr-1786	316	46	disposal	disposal	NOUN
cblr-1786	316	47	of	of	ADP
cblr-1786	316	48	failed	fail	VERB
cblr-1786	316	49	thrifts	thrift	NOUN
cblr-1786	316	50	’	'	PUNCT
cblr-1786	316	51	real	real	ADJ
cblr-1786	316	52	estate	estate	NOUN
cblr-1786	316	53	assets.98	assets.98	NOUN
cblr-1786	316	54	rtc	rtc	PROPN
cblr-1786	316	55	officials	official	NOUN
cblr-1786	316	56	turned	turn	VERB
cblr-1786	316	57	to	to	ADP
cblr-1786	316	58	securitization	securitization	NOUN
cblr-1786	316	59	to	to	PART
cblr-1786	316	60	offload	offload	VERB
cblr-1786	316	61	these	these	DET
cblr-1786	316	62	assets	asset	NOUN
cblr-1786	316	63	quickly.99	quickly.99	NOUN
cblr-1786	316	64	the	the	DET
cblr-1786	316	65	rtc	rtc	PROPN
cblr-1786	316	66	was	be	AUX
cblr-1786	316	67	able	able	ADJ
cblr-1786	316	68	to	to	PART
cblr-1786	316	69	sell	sell	VERB
cblr-1786	316	70	some	some	DET
cblr-1786	316	71	$	$	SYM
cblr-1786	316	72	6.1	6.1	NUM
cblr-1786	316	73	billion	billion	NUM
cblr-1786	316	74	in	in	ADP
cblr-1786	316	75	failed	failed	ADJ
cblr-1786	316	76	thrift	thrift	NOUN
cblr-1786	316	77	assets	asset	NOUN
cblr-1786	316	78	that	that	PRON
cblr-1786	316	79	conformed	conform	VERB
cblr-1786	316	80	to	to	ADP
cblr-1786	316	81	the	the	DET
cblr-1786	316	82	gse	gse	PROPN
cblr-1786	316	83	underwriting	underwriting	NOUN
cblr-1786	316	84	guidelines	guideline	NOUN
cblr-1786	316	85	to	to	ADP
cblr-1786	316	86	the	the	DET
cblr-1786	316	87	gses	gse	NOUN
cblr-1786	316	88	for	for	ADP
cblr-1786	316	89	securitization.100	securitization.100	NOUN
cblr-1786	316	90	as	as	SCONJ
cblr-1786	316	91	investors	investor	NOUN
cblr-1786	316	92	consequently	consequently	ADV
cblr-1786	316	93	became	become	VERB
cblr-1786	316	94	more	more	ADV
cblr-1786	316	95	familiar	familiar	ADJ
cblr-1786	316	96	with	with	ADP
cblr-1786	316	97	securitization	securitization	NOUN
cblr-1786	316	98	,	,	PUNCT
cblr-1786	316	99	gse	gse	PROPN
cblr-1786	316	100	mbs	mb	NOUN
cblr-1786	316	101	issuance	issuance	NOUN
cblr-1786	316	102	steadily	steadily	ADV
cblr-1786	316	103	increased	increase	VERB
cblr-1786	316	104	,	,	PUNCT
cblr-1786	316	105	overtaking	overtake	VERB
cblr-1786	316	106	traditional	traditional	ADJ
cblr-1786	316	107	commercial	commercial	ADJ
cblr-1786	316	108	banks	bank	NOUN
cblr-1786	316	109	and	and	CCONJ
cblr-1786	316	110	thrifts	thrift	NOUN
cblr-1786	316	111	as	as	ADP
cblr-1786	316	112	a	a	DET
cblr-1786	316	113	source	source	NOUN
cblr-1786	316	114	of	of	ADP
cblr-1786	316	115	mortgage	mortgage	NOUN
cblr-1786	316	116	funding	funding	NOUN
cblr-1786	316	117	by	by	ADP
cblr-1786	316	118	the	the	DET
cblr-1786	316	119	1990s.101	1990s.101	NUM
cblr-1786	316	120	second	second	NOUN
cblr-1786	316	121	,	,	PUNCT
cblr-1786	316	122	in	in	ADP
cblr-1786	316	123	response	response	NOUN
cblr-1786	316	124	to	to	ADP
cblr-1786	316	125	regulatory	regulatory	ADJ
cblr-1786	316	126	oversight	oversight	NOUN
cblr-1786	316	127	concerns,102	concerns,102	PROPN
cblr-1786	316	128	congress	congress	PROPN
cblr-1786	316	129	passed	pass	VERB
cblr-1786	316	130	the	the	DET
cblr-1786	316	131	federal	federal	ADJ
cblr-1786	316	132	housing	housing	NOUN
cblr-1786	316	133	enterprises	enterprise	NOUN
cblr-1786	316	134	financial	financial	ADJ
cblr-1786	316	135	safety	safety	NOUN
cblr-1786	316	136	and	and	CCONJ
cblr-1786	316	137	soundness	soundness	NOUN
cblr-1786	316	138	act	act	NOUN
cblr-1786	316	139	of	of	ADP
cblr-1786	316	140	1992	1992	NUM
cblr-1786	316	141	(	(	PUNCT
cblr-1786	316	142	the	the	DET
cblr-1786	316	143	“	"	PUNCT
cblr-1786	316	144	1992	1992	NUM
cblr-1786	316	145	reforms”).103	reforms”).103	NOUN
cblr-1786	316	146	the	the	DET
cblr-1786	316	147	1992	1992	NUM
cblr-1786	316	148	reforms	reform	NOUN
cblr-1786	316	149	established	establish	VERB
cblr-1786	316	150	a	a	DET
cblr-1786	316	151	prudential	prudential	ADJ
cblr-1786	316	152	regulator	regulator	NOUN
cblr-1786	316	153	,	,	PUNCT
cblr-1786	316	154	the	the	DET
cblr-1786	316	155	office	office	NOUN
cblr-1786	316	156	of	of	ADP
cblr-1786	316	157	federal	federal	ADJ
cblr-1786	316	158	housing	housing	NOUN
cblr-1786	316	159	enterprise	enterprise	NOUN
cblr-1786	316	160	oversight	oversight	NOUN
cblr-1786	316	161	(	(	PUNCT
cblr-1786	316	162	“	"	PUNCT
cblr-1786	316	163	ofheo	ofheo	ADJ
cblr-1786	316	164	”	"	PUNCT
cblr-1786	316	165	)	)	PUNCT
cblr-1786	316	166	,	,	PUNCT
cblr-1786	316	167	to	to	PART
cblr-1786	316	168	monitor	monitor	VERB
cblr-1786	316	169	the	the	DET
cblr-1786	316	170	safety	safety	NOUN
cblr-1786	316	171	and	and	CCONJ
cblr-1786	316	172	soundness	soundness	NOUN
cblr-1786	316	173	of	of	ADP
cblr-1786	316	174	the	the	DET
cblr-1786	316	175	gses	gse	NOUN
cblr-1786	316	176	through	through	ADP
cblr-1786	316	177	capital	capital	NOUN
cblr-1786	316	178	requirements.104	requirements.104	PROPN
cblr-1786	316	179	ofheo	ofheo	PROPN
cblr-1786	316	180	lacked	lack	VERB
cblr-1786	316	181	,	,	PUNCT
cblr-1786	316	182	however	however	ADV
cblr-1786	316	183	,	,	PUNCT
cblr-1786	316	184	key	key	ADJ
cblr-1786	316	185	authority	authority	NOUN
cblr-1786	316	186	,	,	PUNCT
cblr-1786	316	187	held	hold	VERB
cblr-1786	316	188	by	by	ADP
cblr-1786	316	189	comparable	comparable	ADJ
cblr-1786	316	190	prudential	prudential	ADJ
cblr-1786	316	191	banking	banking	NOUN
cblr-1786	316	192	regulators	regulator	NOUN
cblr-1786	316	193	,	,	PUNCT
cblr-1786	316	194	in	in	ADP
cblr-1786	316	195	areas	area	NOUN
cblr-1786	316	196	such	such	ADJ
cblr-1786	316	197	as	as	ADP
cblr-1786	316	198	enforcement	enforcement	NOUN
cblr-1786	316	199	,	,	PUNCT
cblr-1786	316	200	capital	capital	NOUN
cblr-1786	316	201	requirements	requirement	NOUN
cblr-1786	316	202	,	,	PUNCT
cblr-1786	316	203	funding	funding	NOUN
cblr-1786	316	204	,	,	PUNCT
cblr-1786	316	205	and	and	CCONJ
cblr-1786	316	206	receivership.105	receivership.105	NOUN
cblr-1786	316	207	during	during	ADP
cblr-1786	316	208	the	the	DET
cblr-1786	316	209	clinton	clinton	PROPN
cblr-1786	316	210	and	and	CCONJ
cblr-1786	316	211	george	george	PROPN
cblr-1786	316	212	w.	w.	PROPN
cblr-1786	316	213	bush	bush	PROPN
cblr-1786	316	214	administrations	administration	NOUN
cblr-1786	316	215	,	,	PUNCT
cblr-1786	316	216	hud	hud	PROPN
cblr-1786	316	217	became	become	VERB
cblr-1786	316	218	more	more	ADV
cblr-1786	316	219	active	active	ADJ
cblr-1786	316	220	in	in	ADP
cblr-1786	316	221	its	its	PRON
cblr-1786	316	222	setting	set	VERB
cblr-1786	316	223	affordable	affordable	ADJ
cblr-1786	316	224	housing	housing	NOUN
cblr-1786	316	225	goals	goal	NOUN
cblr-1786	316	226	.	.	PUNCT
cblr-1786	317	1	in	in	ADP
cblr-1786	317	2	1995	1995	NUM
cblr-1786	317	3	,	,	PUNCT
cblr-1786	317	4	hud	hud	PROPN
cblr-1786	317	5	began	begin	VERB
cblr-1786	317	6	issuing	issue	VERB
cblr-1786	317	7	intermittent	intermittent	ADJ
cblr-1786	317	8	housing	housing	NOUN
cblr-1786	317	9	goals	goal	NOUN
cblr-1786	317	10	,	,	PUNCT
cblr-1786	317	11	requiring	require	VERB
cblr-1786	317	12	the	the	DET
cblr-1786	317	13	gses	gse	NOUN
cblr-1786	317	14	to	to	PART
cblr-1786	317	15	purchase	purchase	VERB
cblr-1786	317	16	mortgages	mortgage	NOUN
cblr-1786	317	17	made	make	VERB
cblr-1786	317	18	to	to	PART
cblr-1786	317	19	lowand	lowand	VERB
cblr-1786	317	20	moderate	moderate	ADJ
cblr-1786	317	21	-	-	PUNCT
cblr-1786	317	22	income	income	NOUN
cblr-1786	317	23	families	family	NOUN
cblr-1786	317	24	or	or	CCONJ
cblr-1786	317	25	on	on	ADP
cblr-1786	317	26	properties	property	NOUN
cblr-1786	317	27	in	in	ADP
cblr-1786	317	28	underserved	underserved	ADJ
cblr-1786	317	29	areas.106	areas.106	NOUN
cblr-1786	317	30	these	these	DET
cblr-1786	317	31	goals	goal	NOUN
cblr-1786	317	32	steadily	steadily	ADV
cblr-1786	317	33	grew	grow	VERB
cblr-1786	317	34	.	.	PUNCT
cblr-1786	318	1	for	for	ADP
cblr-1786	318	2	archetypal	archetypal	ADJ
cblr-1786	318	3	economic	economic	ADJ
cblr-1786	318	4	risks	risk	NOUN
cblr-1786	318	5	,	,	PUNCT
cblr-1786	318	6	21	21	NUM
cblr-1786	318	7	transnat'l	transnat'l	NUM
cblr-1786	318	8	l.	l.	PROPN
cblr-1786	318	9	&	&	CCONJ
cblr-1786	318	10	contemp	contemp	PROPN
cblr-1786	318	11	.	.	PUNCT
cblr-1786	319	1	probs	prob	NOUN
cblr-1786	319	2	.	.	PUNCT
cblr-1786	320	1	395	395	NUM
cblr-1786	320	2	,	,	PUNCT
cblr-1786	320	3	435	435	NUM
cblr-1786	320	4	(	(	PUNCT
cblr-1786	320	5	2012	2012	NUM
cblr-1786	320	6	)	)	PUNCT
cblr-1786	320	7	.	.	PUNCT
cblr-1786	321	1	98	98	NUM
cblr-1786	322	1	i	i	PRON
cblr-1786	322	2	d.	d.	PROPN
cblr-1786	322	3	99	99	NUM
cblr-1786	322	4	fcic	fcic	PROPN
cblr-1786	322	5	report	report	NOUN
cblr-1786	322	6	,	,	PUNCT
cblr-1786	322	7	supra	supra	PROPN
cblr-1786	322	8	note	note	NOUN
cblr-1786	322	9	3	3	NUM
cblr-1786	322	10	,	,	PUNCT
cblr-1786	322	11	at	at	ADP
cblr-1786	322	12	69	69	NUM
cblr-1786	322	13	.	.	PUNCT
cblr-1786	322	14	100	100	NUM
cblr-1786	323	1	i	i	PRON
cblr-1786	323	2	d.	d.	PROPN
cblr-1786	323	3	at	at	ADP
cblr-1786	323	4	68	68	NUM
cblr-1786	323	5	.	.	PUNCT
cblr-1786	324	1	101	101	NUM
cblr-1786	324	2	i	i	PRON
cblr-1786	324	3	d.	d.	PROPN
cblr-1786	324	4	at	at	ADP
cblr-1786	324	5	69	69	NUM
cblr-1786	324	6	fig.5.1	fig.5.1	PROPN
cblr-1786	324	7	.	.	PROPN
cblr-1786	325	1	102	102	NUM
cblr-1786	325	2	fhfa	fhfa	ADJ
cblr-1786	325	3	oig	oig	PROPN
cblr-1786	325	4	history	history	NOUN
cblr-1786	325	5	of	of	ADP
cblr-1786	325	6	the	the	DET
cblr-1786	325	7	housing	housing	NOUN
cblr-1786	325	8	gses	gse	NOUN
cblr-1786	325	9	,	,	PUNCT
cblr-1786	325	10	supra	supra	PROPN
cblr-1786	325	11	note	note	NOUN
cblr-1786	325	12	33	33	NUM
cblr-1786	325	13	,	,	PUNCT
cblr-1786	325	14	at	at	ADP
cblr-1786	325	15	5	5	NUM
cblr-1786	325	16	.	.	NOUN
cblr-1786	325	17	103	103	NUM
cblr-1786	325	18	housing	housing	NOUN
cblr-1786	325	19	and	and	CCONJ
cblr-1786	325	20	community	community	NOUN
cblr-1786	325	21	development	development	NOUN
cblr-1786	325	22	act	act	NOUN
cblr-1786	325	23	of	of	ADP
cblr-1786	325	24	1992	1992	NUM
cblr-1786	325	25	,	,	PUNCT
cblr-1786	325	26	pub	pub	NOUN
cblr-1786	325	27	.	.	PUNCT
cblr-1786	326	1	l.	l.	PROPN
cblr-1786	326	2	no	no	INTJ
cblr-1786	326	3	.	.	PROPN
cblr-1786	327	1	102	102	NUM
cblr-1786	327	2	-	-	SYM
cblr-1786	327	3	550	550	NUM
cblr-1786	327	4	§	§	PROPN
cblr-1786	327	5	§	§	PROPN
cblr-1786	327	6	1301–1395	1301–1395	NUM
cblr-1786	327	7	,	,	PUNCT
cblr-1786	327	8	106	106	NUM
cblr-1786	327	9	stat	stat	NOUN
cblr-1786	327	10	.	.	PUNCT
cblr-1786	328	1	3672	3672	NUM
cblr-1786	328	2	,	,	PUNCT
cblr-1786	328	3	3941–4012	3941–4012	NUM
cblr-1786	328	4	(	(	PUNCT
cblr-1786	328	5	1992	1992	NUM
cblr-1786	328	6	)	)	PUNCT
cblr-1786	328	7	.	.	PUNCT
cblr-1786	329	1	104	104	NUM
cblr-1786	330	1	i	i	PROPN
cblr-1786	330	2	d.	d.	PROPN
cblr-1786	330	3	§	§	PROPN
cblr-1786	330	4	§	§	PROPN
cblr-1786	330	5	1311	1311	NUM
cblr-1786	330	6	,	,	PUNCT
cblr-1786	330	7	1313	1313	NUM
cblr-1786	330	8	.	.	PUNCT
cblr-1786	331	1	105	105	NUM
cblr-1786	331	2	fcic	fcic	NOUN
cblr-1786	331	3	report	report	NOUN
cblr-1786	331	4	,	,	PUNCT
cblr-1786	331	5	supra	supra	PROPN
cblr-1786	331	6	note	note	NOUN
cblr-1786	331	7	3	3	NUM
cblr-1786	331	8	,	,	PUNCT
cblr-1786	331	9	at	at	ADP
cblr-1786	331	10	40	40	NUM
cblr-1786	331	11	.	.	PUNCT
cblr-1786	331	12	106	106	NUM
cblr-1786	331	13	theresa	theresa	PROPN
cblr-1786	331	14	r.	r.	PROPN
cblr-1786	331	15	diventi	diventi	PROPN
cblr-1786	331	16	,	,	PUNCT
cblr-1786	331	17	fannie	fannie	PROPN
cblr-1786	331	18	mae	mae	PROPN
cblr-1786	331	19	and	and	CCONJ
cblr-1786	331	20	freddie	freddie	PROPN
cblr-1786	331	21	mac	mac	PROPN
cblr-1786	331	22	:	:	PUNCT
cblr-1786	331	23	past	past	ADJ
cblr-1786	331	24	,	,	PUNCT
cblr-1786	331	25	present	present	ADJ
cblr-1786	331	26	,	,	PUNCT
cblr-1786	331	27	and	and	CCONJ
cblr-1786	331	28	future	future	ADJ
cblr-1786	331	29	,	,	PUNCT
cblr-1786	331	30	11	11	NUM
cblr-1786	331	31	cityscape	cityscape	NOUN
cblr-1786	331	32	:	:	PUNCT
cblr-1786	331	33	j.	j.	PROPN
cblr-1786	331	34	pol’y	pol’y	PROPN
cblr-1786	331	35	dev	dev	PROPN
cblr-1786	331	36	.	.	PROPN
cblr-1786	331	37	&	&	CCONJ
cblr-1786	331	38	res	res	PROPN
cblr-1786	331	39	.	.	PROPN
cblr-1786	331	40	,	,	PUNCT
cblr-1786	331	41	no	no	INTJ
cblr-1786	331	42	.	.	NOUN
cblr-1786	331	43	3	3	NUM
cblr-1786	331	44	,	,	PUNCT
cblr-1786	331	45	at	at	ADP
cblr-1786	331	46	231	231	NUM
cblr-1786	331	47	,	,	PUNCT
cblr-1786	331	48	234	234	NUM
cblr-1786	331	49	.	.	PUNCT
cblr-1786	332	1	niles	nile	NOUN
cblr-1786	332	2	final	final	ADJ
cblr-1786	332	3	926	926	NUM
cblr-1786	332	4	columbia	columbia	PROPN
cblr-1786	332	5	business	business	NOUN
cblr-1786	332	6	law	law	PROPN
cblr-1786	332	7	review	review	NOUN
cblr-1786	333	1	[	[	X
cblr-1786	333	2	vol	vol	NOUN
cblr-1786	333	3	.	.	PUNCT
cblr-1786	333	4	2014	2014	NUM
cblr-1786	333	5	purchases	purchase	NOUN
cblr-1786	333	6	of	of	ADP
cblr-1786	333	7	mortgages	mortgage	NOUN
cblr-1786	333	8	made	make	VERB
cblr-1786	333	9	to	to	PART
cblr-1786	333	10	lowand	lowand	VERB
cblr-1786	333	11	moderate	moderate	ADJ
cblr-1786	333	12	-	-	PUNCT
cblr-1786	333	13	income	income	NOUN
cblr-1786	333	14	families	family	NOUN
cblr-1786	333	15	,	,	PUNCT
cblr-1786	333	16	for	for	ADP
cblr-1786	333	17	example	example	NOUN
cblr-1786	333	18	,	,	PUNCT
cblr-1786	333	19	hud	hud	PROPN
cblr-1786	333	20	increased	increase	VERB
cblr-1786	333	21	its	its	PRON
cblr-1786	333	22	benchmark	benchmark	ADJ
cblr-1786	333	23	level	level	NOUN
cblr-1786	333	24	from	from	ADP
cblr-1786	333	25	42	42	NUM
cblr-1786	333	26	%	%	NOUN
cblr-1786	333	27	of	of	ADP
cblr-1786	333	28	all	all	DET
cblr-1786	333	29	loans	loan	NOUN
cblr-1786	333	30	purchased	purchase	VERB
cblr-1786	333	31	in	in	ADP
cblr-1786	333	32	2000	2000	NUM
cblr-1786	333	33	to	to	ADP
cblr-1786	333	34	55	55	NUM
cblr-1786	333	35	%	%	NOUN
cblr-1786	333	36	in	in	ADP
cblr-1786	333	37	2007.107	2007.107	NUM
cblr-1786	333	38	whether	whether	SCONJ
cblr-1786	333	39	it	it	PRON
cblr-1786	333	40	was	be	AUX
cblr-1786	333	41	the	the	DET
cblr-1786	333	42	increase	increase	NOUN
cblr-1786	333	43	in	in	ADP
cblr-1786	333	44	affordable	affordable	ADJ
cblr-1786	333	45	housing	housing	NOUN
cblr-1786	333	46	goals	goal	NOUN
cblr-1786	333	47	or	or	CCONJ
cblr-1786	333	48	the	the	DET
cblr-1786	333	49	decline	decline	NOUN
cblr-1786	333	50	in	in	ADP
cblr-1786	333	51	overall	overall	ADJ
cblr-1786	333	52	market	market	NOUN
cblr-1786	333	53	share	share	NOUN
cblr-1786	333	54	(	(	PUNCT
cblr-1786	333	55	driven	drive	VERB
cblr-1786	333	56	by	by	ADP
cblr-1786	333	57	the	the	DET
cblr-1786	333	58	rise	rise	NOUN
cblr-1786	333	59	of	of	ADP
cblr-1786	333	60	private	private	ADJ
cblr-1786	333	61	-	-	PUNCT
cblr-1786	333	62	label	label	NOUN
cblr-1786	333	63	securitization108	securitization108	PROPN
cblr-1786	333	64	)	)	PUNCT
cblr-1786	333	65	that	that	PRON
cblr-1786	333	66	caused	cause	VERB
cblr-1786	333	67	the	the	DET
cblr-1786	333	68	gses	gse	NOUN
cblr-1786	333	69	to	to	PART
cblr-1786	333	70	expand	expand	VERB
cblr-1786	333	71	their	their	PRON
cblr-1786	333	72	nonprime	nonprime	NOUN
cblr-1786	333	73	mortgage	mortgage	NOUN
cblr-1786	333	74	retained	retain	VERB
cblr-1786	333	75	portfolios	portfolio	NOUN
cblr-1786	333	76	remains	remain	VERB
cblr-1786	333	77	a	a	DET
cblr-1786	333	78	heated	heated	ADJ
cblr-1786	333	79	debate	debate	NOUN
cblr-1786	333	80	,	,	PUNCT
cblr-1786	333	81	albeit	albeit	SCONJ
cblr-1786	333	82	one	one	NUM
cblr-1786	333	83	beyond	beyond	ADP
cblr-1786	333	84	the	the	DET
cblr-1786	333	85	scope	scope	NOUN
cblr-1786	333	86	of	of	ADP
cblr-1786	333	87	this	this	PRON
cblr-1786	333	88	note.109	note.109	VERB
cblr-1786	333	89	what	what	PRON
cblr-1786	333	90	is	be	AUX
cblr-1786	333	91	certain	certain	ADJ
cblr-1786	333	92	,	,	PUNCT
cblr-1786	333	93	however	however	ADV
cblr-1786	333	94	,	,	PUNCT
cblr-1786	333	95	is	be	AUX
cblr-1786	333	96	that	that	SCONJ
cblr-1786	333	97	following	follow	VERB
cblr-1786	333	98	several	several	ADJ
cblr-1786	333	99	years	year	NOUN
cblr-1786	333	100	of	of	ADP
cblr-1786	333	101	housing	housing	NOUN
cblr-1786	333	102	goal	goal	NOUN
cblr-1786	333	103	expansions	expansion	NOUN
cblr-1786	333	104	and	and	CCONJ
cblr-1786	333	105	market	market	NOUN
cblr-1786	333	106	share	share	NOUN
cblr-1786	333	107	declines	decline	VERB
cblr-1786	333	108	from	from	ADP
cblr-1786	333	109	around	around	ADP
cblr-1786	333	110	2003	2003	NUM
cblr-1786	333	111	to	to	ADP
cblr-1786	333	112	2005	2005	NUM
cblr-1786	333	113	,	,	PUNCT
cblr-1786	333	114	the	the	DET
cblr-1786	333	115	gses	gse	NOUN
cblr-1786	333	116	began	begin	VERB
cblr-1786	333	117	to	to	PART
cblr-1786	333	118	accumulate	accumulate	VERB
cblr-1786	333	119	large	large	ADJ
cblr-1786	333	120	portfolios	portfolio	NOUN
cblr-1786	333	121	of	of	ADP
cblr-1786	333	122	subprime	subprime	ADJ
cblr-1786	333	123	mortgages	mortgage	NOUN
cblr-1786	333	124	and	and	CCONJ
cblr-1786	333	125	mbss	mbss	NOUN
cblr-1786	333	126	that	that	PRON
cblr-1786	333	127	both	both	PRON
cblr-1786	333	128	served	serve	VERB
cblr-1786	333	129	the	the	DET
cblr-1786	333	130	housing	housing	NOUN
cblr-1786	333	131	goals	goal	NOUN
cblr-1786	333	132	and	and	CCONJ
cblr-1786	333	133	recovered	recover	VERB
cblr-1786	333	134	lost	lost	ADJ
cblr-1786	333	135	market	market	NOUN
cblr-1786	333	136	share.110	share.110	PROPN
cblr-1786	333	137	4	4	NUM
cblr-1786	333	138	.	.	PUNCT
cblr-1786	334	1	the	the	DET
cblr-1786	334	2	gses	gse	NOUN
cblr-1786	334	3	in	in	ADP
cblr-1786	334	4	the	the	DET
cblr-1786	334	5	financial	financial	ADJ
cblr-1786	334	6	crisis	crisis	NOUN
cblr-1786	334	7	large	large	ADJ
cblr-1786	334	8	house	house	NOUN
cblr-1786	334	9	price	price	NOUN
cblr-1786	334	10	declines	decline	NOUN
cblr-1786	334	11	starting	start	VERB
cblr-1786	334	12	in	in	ADP
cblr-1786	334	13	december	december	PROPN
cblr-1786	334	14	2006111	2006111	NUM
cblr-1786	334	15	forever	forever	ADV
cblr-1786	334	16	changed	change	VERB
cblr-1786	334	17	the	the	DET
cblr-1786	334	18	fate	fate	NOUN
cblr-1786	334	19	of	of	ADP
cblr-1786	334	20	the	the	DET
cblr-1786	334	21	gses	gse	NOUN
cblr-1786	334	22	.	.	PUNCT
cblr-1786	335	1	by	by	ADP
cblr-1786	335	2	that	that	DET
cblr-1786	335	3	point	point	NOUN
cblr-1786	335	4	,	,	PUNCT
cblr-1786	335	5	the	the	DET
cblr-1786	335	6	gses	gse	NOUN
cblr-1786	335	7	held	hold	VERB
cblr-1786	335	8	or	or	CCONJ
cblr-1786	335	9	guaranteed	guarantee	VERB
cblr-1786	335	10	$	$	SYM
cblr-1786	335	11	5.3	5.3	NUM
cblr-1786	335	12	trillion	trillion	NUM
cblr-1786	335	13	of	of	ADP
cblr-1786	335	14	mortgage	mortgage	NOUN
cblr-1786	335	15	debt	debt	NOUN
cblr-1786	335	16	—	—	PUNCT
cblr-1786	335	17	with	with	SCONJ
cblr-1786	335	18	capital	capital	NOUN
cblr-1786	335	19	of	of	ADP
cblr-1786	335	20	less	less	ADJ
cblr-1786	335	21	than	than	ADP
cblr-1786	335	22	2	2	NUM
cblr-1786	335	23	%	%	NOUN
cblr-1786	335	24	of	of	ADP
cblr-1786	335	25	its	its	PRON
cblr-1786	335	26	outstanding	outstanding	ADJ
cblr-1786	335	27	exposure.112	exposure.112	NOUN
cblr-1786	335	28	losses	loss	NOUN
cblr-1786	335	29	began	begin	VERB
cblr-1786	335	30	almost	almost	ADV
cblr-1786	335	31	immediately	immediately	ADV
cblr-1786	335	32	as	as	SCONJ
cblr-1786	335	33	the	the	DET
cblr-1786	335	34	gses	gse	NOUN
cblr-1786	335	35	’	'	PUNCT
cblr-1786	335	36	retained	retain	VERB
cblr-1786	335	37	portfolio	portfolio	NOUN
cblr-1786	335	38	—	—	PUNCT
cblr-1786	335	39	which	which	PRON
cblr-1786	335	40	included	include	VERB
cblr-1786	335	41	newly	newly	ADV
cblr-1786	335	42	acquired	acquire	VERB
cblr-1786	335	43	nonprime	nonprime	NOUN
cblr-1786	335	44	assets	asset	NOUN
cblr-1786	335	45	—	—	PUNCT
cblr-1786	335	46	lost	lose	VERB
cblr-1786	335	47	value113	value113	PROPN
cblr-1786	335	48	;	;	PUNCT
cblr-1786	335	49	the	the	DET
cblr-1786	335	50	gses	gse	NOUN
cblr-1786	335	51	reported	report	VERB
cblr-1786	335	52	losses	loss	NOUN
cblr-1786	335	53	of	of	ADP
cblr-1786	335	54	$	$	SYM
cblr-1786	335	55	5.2	5.2	NUM
cblr-1786	335	56	billion	billion	NUM
cblr-1786	335	57	in	in	ADP
cblr-1786	335	58	107	107	NUM
cblr-1786	335	59	u.s	u.s	PROPN
cblr-1786	335	60	.	.	PROPN
cblr-1786	335	61	dep’t	dep’t	NOUN
cblr-1786	335	62	of	of	ADP
cblr-1786	335	63	hous	hous	ADJ
cblr-1786	335	64	.	.	PUNCT
cblr-1786	336	1	&	&	CCONJ
cblr-1786	336	2	urban	urban	PROPN
cblr-1786	336	3	dev	dev	PROPN
cblr-1786	336	4	.	.	PROPN
cblr-1786	336	5	,	,	PUNCT
cblr-1786	336	6	overview	overview	NOUN
cblr-1786	336	7	of	of	ADP
cblr-1786	336	8	the	the	DET
cblr-1786	336	9	gses	gse	NOUN
cblr-1786	336	10	’	’	PART
cblr-1786	336	11	housing	housing	NOUN
cblr-1786	336	12	goal	goal	NOUN
cblr-1786	336	13	performance	performance	NOUN
cblr-1786	336	14	,	,	PUNCT
cblr-1786	336	15	2000–2007	2000–2007	NUM
cblr-1786	336	16	4	4	NUM
cblr-1786	336	17	tbl.1	tbl.1	NOUN
cblr-1786	336	18	(	(	PUNCT
cblr-1786	336	19	2008	2008	NUM
cblr-1786	336	20	)	)	PUNCT
cblr-1786	336	21	,	,	PUNCT
cblr-1786	336	22	available	available	ADJ
cblr-1786	336	23	at	at	ADP
cblr-1786	336	24	http://perma.cc/m5mq-6jyn	http://perma.cc/m5mq-6jyn	PROPN
cblr-1786	336	25	.	.	PUNCT
cblr-1786	337	1	108	108	NUM
cblr-1786	337	2	see	see	VERB
cblr-1786	337	3	discussion	discussion	NOUN
cblr-1786	337	4	infra	infra	NOUN
cblr-1786	337	5	part	part	NOUN
cblr-1786	337	6	ii.a.iv	ii.a.iv	NOUN
cblr-1786	337	7	.	.	PUNCT
cblr-1786	338	1	109	109	NUM
cblr-1786	338	2	compare	compare	NOUN
cblr-1786	338	3	wallison	wallison	NOUN
cblr-1786	338	4	,	,	PUNCT
cblr-1786	338	5	supra	supra	PROPN
cblr-1786	338	6	note	note	PROPN
cblr-1786	338	7	7	7	NUM
cblr-1786	338	8	,	,	PUNCT
cblr-1786	338	9	at	at	ADP
cblr-1786	338	10	11–15	11–15	NUM
cblr-1786	338	11	(	(	PUNCT
cblr-1786	338	12	arguing	argue	VERB
cblr-1786	338	13	that	that	SCONJ
cblr-1786	338	14	enlarged	enlarge	VERB
cblr-1786	338	15	government	government	NOUN
cblr-1786	338	16	affordable	affordable	ADJ
cblr-1786	338	17	housing	housing	NOUN
cblr-1786	338	18	policy	policy	NOUN
cblr-1786	338	19	forced	force	VERB
cblr-1786	338	20	the	the	DET
cblr-1786	338	21	gses	gse	NOUN
cblr-1786	338	22	to	to	PART
cblr-1786	338	23	purchase	purchase	VERB
cblr-1786	338	24	subprime	subprime	ADJ
cblr-1786	338	25	mortgages	mortgage	NOUN
cblr-1786	338	26	)	)	PUNCT
cblr-1786	338	27	,	,	PUNCT
cblr-1786	338	28	with	with	ADP
cblr-1786	338	29	fcic	fcic	NOUN
cblr-1786	338	30	report	report	NOUN
cblr-1786	338	31	,	,	PUNCT
cblr-1786	338	32	supra	supra	PROPN
cblr-1786	338	33	note	note	NOUN
cblr-1786	338	34	3	3	NUM
cblr-1786	338	35	,	,	PUNCT
cblr-1786	338	36	at	at	ADP
cblr-1786	338	37	184	184	NUM
cblr-1786	338	38	,	,	PUNCT
cblr-1786	338	39	323	323	NUM
cblr-1786	338	40	(	(	PUNCT
cblr-1786	338	41	concluding	conclude	VERB
cblr-1786	338	42	that	that	SCONJ
cblr-1786	338	43	the	the	DET
cblr-1786	338	44	gses	gse	NOUN
cblr-1786	338	45	’	'	PUNCT
cblr-1786	338	46	acquisition	acquisition	NOUN
cblr-1786	338	47	of	of	ADP
cblr-1786	338	48	risky	risky	ADJ
cblr-1786	338	49	mortgages	mortgage	NOUN
cblr-1786	338	50	was	be	AUX
cblr-1786	338	51	undertaken	undertake	VERB
cblr-1786	338	52	“	"	PUNCT
cblr-1786	338	53	to	to	PART
cblr-1786	338	54	meet	meet	VERB
cblr-1786	338	55	.	.	PUNCT
cblr-1786	338	56	.	.	PUNCT
cblr-1786	338	57	.	.	PUNCT
cblr-1786	339	1	expectations	expectation	NOUN
cblr-1786	339	2	for	for	ADP
cblr-1786	339	3	growth	growth	NOUN
cblr-1786	339	4	,	,	PUNCT
cblr-1786	339	5	to	to	PART
cblr-1786	339	6	regain	regain	VERB
cblr-1786	339	7	market	market	NOUN
cblr-1786	339	8	share	share	NOUN
cblr-1786	339	9	,	,	PUNCT
cblr-1786	339	10	and	and	CCONJ
cblr-1786	339	11	to	to	PART
cblr-1786	339	12	ensure	ensure	VERB
cblr-1786	339	13	generous	generous	ADJ
cblr-1786	339	14	compensation	compensation	NOUN
cblr-1786	339	15	for	for	ADP
cblr-1786	339	16	employees	employee	NOUN
cblr-1786	339	17	,	,	PUNCT
cblr-1786	339	18	”	"	PUNCT
cblr-1786	339	19	with	with	ADP
cblr-1786	339	20	housing	housing	NOUN
cblr-1786	339	21	goals	goal	NOUN
cblr-1786	339	22	contributing	contribute	VERB
cblr-1786	339	23	only	only	ADV
cblr-1786	339	24	“	"	PUNCT
cblr-1786	339	25	marginally	marginally	ADJ
cblr-1786	339	26	”	"	PUNCT
cblr-1786	339	27	)	)	PUNCT
cblr-1786	339	28	.	.	PUNCT
cblr-1786	340	1	110	110	NUM
cblr-1786	340	2	see	see	VERB
cblr-1786	340	3	fcic	fcic	NOUN
cblr-1786	340	4	report	report	NOUN
cblr-1786	340	5	,	,	PUNCT
cblr-1786	340	6	supra	supra	PROPN
cblr-1786	340	7	note	note	NOUN
cblr-1786	340	8	3	3	NUM
cblr-1786	340	9	,	,	PUNCT
cblr-1786	340	10	at	at	ADP
cblr-1786	340	11	180–81	180–81	NUM
cblr-1786	340	12	.	.	PUNCT
cblr-1786	340	13	111	111	NUM
cblr-1786	340	14	see	see	VERB
cblr-1786	340	15	mcgraw	mcgraw	PROPN
cblr-1786	340	16	hill	hill	PROPN
cblr-1786	340	17	fin	fin	PROPN
cblr-1786	340	18	.	.	PUNCT
cblr-1786	340	19	,	,	PUNCT
cblr-1786	340	20	s&p	s&p	PROPN
cblr-1786	340	21	/	/	SYM
cblr-1786	340	22	case	case	NOUN
cblr-1786	340	23	-	-	PUNCT
cblr-1786	340	24	shiller	shiller	NOUN
cblr-1786	340	25	u.s	u.s	PROPN
cblr-1786	340	26	.	.	PROPN
cblr-1786	340	27	national	national	PROPN
cblr-1786	340	28	home	home	PROPN
cblr-1786	340	29	price	price	NOUN
cblr-1786	340	30	index	index	NOUN
cblr-1786	340	31	(	(	PUNCT
cblr-1786	340	32	2013	2013	NUM
cblr-1786	340	33	)	)	PUNCT
cblr-1786	340	34	,	,	PUNCT
cblr-1786	340	35	available	available	ADJ
cblr-1786	340	36	at	at	ADP
cblr-1786	340	37	http://perma.cc/4rap-vfle	http://perma.cc/4rap-vfle	PROPN
cblr-1786	340	38	.	.	PUNCT
cblr-1786	341	1	112	112	NUM
cblr-1786	341	2	fcic	fcic	NOUN
cblr-1786	341	3	report	report	NOUN
cblr-1786	341	4	,	,	PUNCT
cblr-1786	341	5	supra	supra	PROPN
cblr-1786	341	6	note	note	NOUN
cblr-1786	341	7	3	3	NUM
cblr-1786	341	8	,	,	PUNCT
cblr-1786	341	9	at	at	ADP
cblr-1786	341	10	309	309	NUM
cblr-1786	341	11	.	.	PUNCT
cblr-1786	342	1	113	113	NUM
cblr-1786	342	2	see	see	VERB
cblr-1786	342	3	i	i	PRON
cblr-1786	342	4	d.	d.	PROPN
cblr-1786	342	5	at	at	ADP
cblr-1786	342	6	309–310	309–310	NUM
cblr-1786	342	7	.	.	PUNCT
cblr-1786	343	1	niles	nile	NOUN
cblr-1786	343	2	final	final	ADJ
cblr-1786	343	3	no	no	NOUN
cblr-1786	343	4	.	.	NOUN
cblr-1786	343	5	3:906	3:906	NUM
cblr-1786	343	6	]	]	PUNCT
cblr-1786	343	7	member	member	NOUN
cblr-1786	343	8	fmic	fmic	NOUN
cblr-1786	343	9	927	927	NUM
cblr-1786	343	10	2007.114	2007.114	NUM
cblr-1786	343	11	then	then	ADV
cblr-1786	343	12	,	,	PUNCT
cblr-1786	343	13	the	the	DET
cblr-1786	343	14	hammer	hammer	NOUN
cblr-1786	343	15	dropped	drop	VERB
cblr-1786	343	16	.	.	PUNCT
cblr-1786	344	1	mortgage	mortgage	NOUN
cblr-1786	344	2	defaults	default	NOUN
cblr-1786	344	3	in	in	ADP
cblr-1786	344	4	gse	gse	NOUN
cblr-1786	344	5	mbss	mbss	NOUN
cblr-1786	344	6	both	both	PRON
cblr-1786	344	7	slammed	slam	VERB
cblr-1786	344	8	the	the	DET
cblr-1786	344	9	retained	retain	VERB
cblr-1786	344	10	portfolio	portfolio	NOUN
cblr-1786	344	11	and	and	CCONJ
cblr-1786	344	12	required	require	VERB
cblr-1786	344	13	the	the	DET
cblr-1786	344	14	gses	gse	NOUN
cblr-1786	344	15	to	to	PART
cblr-1786	344	16	stand	stand	VERB
cblr-1786	344	17	behind	behind	ADP
cblr-1786	344	18	their	their	PRON
cblr-1786	344	19	guarantee	guarantee	NOUN
cblr-1786	344	20	books.115	books.115	ADJ
cblr-1786	344	21	year	year	NOUN
cblr-1786	344	22	-	-	PUNCT
cblr-1786	344	23	end	end	NOUN
cblr-1786	344	24	financial	financial	ADJ
cblr-1786	344	25	statements	statement	NOUN
cblr-1786	344	26	for	for	ADP
cblr-1786	344	27	2008	2008	NUM
cblr-1786	344	28	,	,	PUNCT
cblr-1786	344	29	concededly	concededly	ADV
cblr-1786	344	30	after	after	SCONJ
cblr-1786	344	31	the	the	DET
cblr-1786	344	32	gses	gse	NOUN
cblr-1786	344	33	were	be	AUX
cblr-1786	344	34	placed	place	VERB
cblr-1786	344	35	into	into	ADP
cblr-1786	344	36	conservatorship	conservatorship	NOUN
cblr-1786	344	37	,	,	PUNCT
cblr-1786	344	38	revealed	reveal	VERB
cblr-1786	344	39	that	that	SCONJ
cblr-1786	344	40	losses	loss	NOUN
cblr-1786	344	41	that	that	DET
cblr-1786	344	42	year	year	NOUN
cblr-1786	344	43	had	have	AUX
cblr-1786	344	44	exceeded	exceed	VERB
cblr-1786	344	45	$	$	SYM
cblr-1786	344	46	108	108	NUM
cblr-1786	344	47	billion.116	billion.116	NOUN
cblr-1786	344	48	as	as	SCONJ
cblr-1786	344	49	losses	loss	NOUN
cblr-1786	344	50	began	begin	VERB
cblr-1786	344	51	to	to	PART
cblr-1786	344	52	pile	pile	VERB
cblr-1786	344	53	up	up	ADP
cblr-1786	344	54	,	,	PUNCT
cblr-1786	344	55	ofheo	ofheo	ADJ
cblr-1786	344	56	officials	official	NOUN
cblr-1786	344	57	and	and	CCONJ
cblr-1786	344	58	government	government	NOUN
cblr-1786	344	59	policymakers	policymaker	NOUN
cblr-1786	344	60	struggled	struggle	VERB
cblr-1786	344	61	to	to	PART
cblr-1786	344	62	balance	balance	VERB
cblr-1786	344	63	the	the	DET
cblr-1786	344	64	gses	gse	NOUN
cblr-1786	344	65	’	'	PUNCT
cblr-1786	344	66	increasing	increase	VERB
cblr-1786	344	67	prudential	prudential	ADJ
cblr-1786	344	68	risk	risk	NOUN
cblr-1786	344	69	against	against	ADP
cblr-1786	344	70	their	their	PRON
cblr-1786	344	71	increasing	increase	VERB
cblr-1786	344	72	importance	importance	NOUN
cblr-1786	344	73	in	in	ADP
cblr-1786	344	74	providing	provide	VERB
cblr-1786	344	75	liquidity	liquidity	NOUN
cblr-1786	344	76	to	to	ADP
cblr-1786	344	77	the	the	DET
cblr-1786	344	78	flailing	flail	VERB
cblr-1786	344	79	housing	housing	NOUN
cblr-1786	344	80	finance	finance	NOUN
cblr-1786	344	81	system.117	system.117	VERB
cblr-1786	344	82	because	because	SCONJ
cblr-1786	344	83	the	the	DET
cblr-1786	344	84	private	private	ADJ
cblr-1786	344	85	-	-	PUNCT
cblr-1786	344	86	label	label	NOUN
cblr-1786	344	87	market	market	NOUN
cblr-1786	344	88	had	have	AUX
cblr-1786	344	89	effectively	effectively	ADV
cblr-1786	344	90	shut	shut	VERB
cblr-1786	344	91	down	down	ADP
cblr-1786	344	92	,	,	PUNCT
cblr-1786	344	93	the	the	DET
cblr-1786	344	94	gses	gse	NOUN
cblr-1786	344	95	were	be	AUX
cblr-1786	344	96	“	"	PUNCT
cblr-1786	344	97	the	the	DET
cblr-1786	344	98	only	only	ADJ
cblr-1786	344	99	game	game	NOUN
cblr-1786	344	100	in	in	ADP
cblr-1786	344	101	town	town	NOUN
cblr-1786	344	102	.	.	PUNCT
cblr-1786	345	1	”118	”118	PROPN
cblr-1786	346	1	policymakers	policymaker	NOUN
cblr-1786	346	2	figured	figure	VERB
cblr-1786	346	3	that	that	SCONJ
cblr-1786	346	4	if	if	SCONJ
cblr-1786	346	5	the	the	DET
cblr-1786	346	6	gses	gse	NOUN
cblr-1786	346	7	bought	buy	VERB
cblr-1786	346	8	more	more	ADJ
cblr-1786	346	9	loans	loan	NOUN
cblr-1786	346	10	,	,	PUNCT
cblr-1786	346	11	the	the	DET
cblr-1786	346	12	market	market	NOUN
cblr-1786	346	13	could	could	AUX
cblr-1786	346	14	stabilize	stabilize	VERB
cblr-1786	346	15	—	—	PUNCT
cblr-1786	346	16	but	but	CCONJ
cblr-1786	346	17	those	those	DET
cblr-1786	346	18	loans	loan	NOUN
cblr-1786	346	19	would	would	AUX
cblr-1786	346	20	also	also	ADV
cblr-1786	346	21	strain	strain	VERB
cblr-1786	346	22	the	the	DET
cblr-1786	346	23	gses	gse	NOUN
cblr-1786	346	24	’	'	PUNCT
cblr-1786	346	25	balance	balance	NOUN
cblr-1786	346	26	sheets.119	sheets.119	ADV
cblr-1786	346	27	in	in	ADP
cblr-1786	346	28	july	july	PROPN
cblr-1786	346	29	2008	2008	NUM
cblr-1786	346	30	,	,	PUNCT
cblr-1786	346	31	congress	congress	PROPN
cblr-1786	346	32	passed	pass	VERB
cblr-1786	346	33	the	the	DET
cblr-1786	346	34	housing	housing	NOUN
cblr-1786	346	35	and	and	CCONJ
cblr-1786	346	36	economic	economic	ADJ
cblr-1786	346	37	recovery	recovery	NOUN
cblr-1786	346	38	act	act	NOUN
cblr-1786	346	39	of	of	ADP
cblr-1786	346	40	2008120	2008120	NUM
cblr-1786	346	41	to	to	PART
cblr-1786	346	42	stabilize	stabilize	VERB
cblr-1786	346	43	the	the	DET
cblr-1786	346	44	gses	gse	NOUN
cblr-1786	346	45	and	and	CCONJ
cblr-1786	346	46	the	the	DET
cblr-1786	346	47	broader	broad	ADJ
cblr-1786	346	48	housing	housing	NOUN
cblr-1786	346	49	markets.121	markets.121	PROPN
cblr-1786	346	50	division	division	NOUN
cblr-1786	346	51	a	a	PRON
cblr-1786	346	52	of	of	ADP
cblr-1786	346	53	hera	hera	NOUN
cblr-1786	346	54	abolished	abolish	VERB
cblr-1786	346	55	ofheo	ofheo	PROPN
cblr-1786	346	56	and	and	CCONJ
cblr-1786	346	57	replaced	replace	VERB
cblr-1786	346	58	it	it	PRON
cblr-1786	346	59	with	with	ADP
cblr-1786	346	60	fhfa	fhfa	NOUN
cblr-1786	346	61	,	,	PUNCT
cblr-1786	346	62	an	an	DET
cblr-1786	346	63	enhanced	enhanced	ADJ
cblr-1786	346	64	regulator	regulator	NOUN
cblr-1786	346	65	with	with	ADP
cblr-1786	346	66	the	the	DET
cblr-1786	346	67	authority	authority	NOUN
cblr-1786	346	68	,	,	PUNCT
cblr-1786	346	69	among	among	ADP
cblr-1786	346	70	other	other	ADJ
cblr-1786	346	71	new	new	ADJ
cblr-1786	346	72	authorities	authority	NOUN
cblr-1786	346	73	,	,	PUNCT
cblr-1786	346	74	to	to	PART
cblr-1786	346	75	appoint	appoint	VERB
cblr-1786	346	76	itself	itself	PRON
cblr-1786	346	77	conservator	conservator	NOUN
cblr-1786	346	78	of	of	ADP
cblr-1786	346	79	the	the	DET
cblr-1786	346	80	gses	gse	NOUN
cblr-1786	346	81	“	"	PUNCT
cblr-1786	346	82	for	for	ADP
cblr-1786	346	83	the	the	DET
cblr-1786	346	84	purpose	purpose	NOUN
cblr-1786	346	85	of	of	ADP
cblr-1786	346	86	reorganizing	reorganize	VERB
cblr-1786	346	87	,	,	PUNCT
cblr-1786	346	88	rehabilitating	rehabilitating	NOUN
cblr-1786	346	89	,	,	PUNCT
cblr-1786	346	90	or	or	CCONJ
cblr-1786	346	91	winding	wind	VERB
cblr-1786	346	92	up	up	ADP
cblr-1786	346	93	the	the	DET
cblr-1786	346	94	affairs	affair	NOUN
cblr-1786	346	95	of	of	ADP
cblr-1786	346	96	a	a	DET
cblr-1786	346	97	regulated	regulated	ADJ
cblr-1786	346	98	entity	entity	NOUN
cblr-1786	346	99	.	.	PUNCT
cblr-1786	347	1	”122	”122	PUNCT
cblr-1786	348	1	in	in	ADP
cblr-1786	348	2	a	a	DET
cblr-1786	348	3	congressional	congressional	ADJ
cblr-1786	348	4	hearing	hearing	NOUN
cblr-1786	348	5	debating	debate	VERB
cblr-1786	348	6	hera	hera	NOUN
cblr-1786	348	7	,	,	PUNCT
cblr-1786	348	8	however	however	ADV
cblr-1786	348	9	,	,	PUNCT
cblr-1786	348	10	treasury	treasury	PROPN
cblr-1786	348	11	secretary	secretary	PROPN
cblr-1786	348	12	henry	henry	PROPN
cblr-1786	348	13	paulson	paulson	PROPN
cblr-1786	348	14	called	call	VERB
cblr-1786	348	15	proposed	propose	VERB
cblr-1786	348	16	treasury	treasury	PROPN
cblr-1786	348	17	authority	authority	NOUN
cblr-1786	348	18	to	to	PART
cblr-1786	348	19	invest	invest	VERB
cblr-1786	348	20	directly	directly	ADV
cblr-1786	348	21	in	in	ADP
cblr-1786	348	22	the	the	DET
cblr-1786	348	23	gses	gse	NOUN
cblr-1786	348	24	(	(	PUNCT
cblr-1786	348	25	to	to	PART
cblr-1786	348	26	say	say	VERB
cblr-1786	348	27	nothing	nothing	PRON
cblr-1786	348	28	of	of	ADP
cblr-1786	348	29	fhfa	fhfa	NOUN
cblr-1786	348	30	’s	’s	PART
cblr-1786	348	31	weightier	weighty	ADJ
cblr-1786	348	32	proposed	propose	VERB
cblr-1786	348	33	conservatorship	conservatorship	NOUN
cblr-1786	348	34	114	114	NUM
cblr-1786	348	35	fed	fed	PROPN
cblr-1786	348	36	.	.	PUNCT
cblr-1786	349	1	hous	hous	ADJ
cblr-1786	349	2	.	.	PUNCT
cblr-1786	350	1	fin	fin	NOUN
cblr-1786	350	2	.	.	PUNCT
cblr-1786	350	3	agency	agency	PROPN
cblr-1786	350	4	,	,	PUNCT
cblr-1786	350	5	report	report	NOUN
cblr-1786	350	6	to	to	ADP
cblr-1786	350	7	congress	congress	PROPN
cblr-1786	350	8	2012	2012	NUM
cblr-1786	350	9	6	6	NUM
cblr-1786	350	10	fig.6	fig.6	PROPN
cblr-1786	350	11	(	(	PUNCT
cblr-1786	350	12	2013	2013	NUM
cblr-1786	350	13	)	)	PUNCT
cblr-1786	351	1	[	[	X
cblr-1786	351	2	hereinafter	hereinafter	NOUN
cblr-1786	351	3	fhfa	fhfa	ADJ
cblr-1786	351	4	2012	2012	NUM
cblr-1786	351	5	report	report	NOUN
cblr-1786	351	6	to	to	ADP
cblr-1786	351	7	congress	congress	PROPN
cblr-1786	351	8	]	]	PUNCT
cblr-1786	351	9	.	.	PUNCT
cblr-1786	352	1	115	115	NUM
cblr-1786	352	2	fcic	fcic	NOUN
cblr-1786	352	3	report	report	NOUN
cblr-1786	352	4	,	,	PUNCT
cblr-1786	352	5	supra	supra	PROPN
cblr-1786	352	6	note	note	NOUN
cblr-1786	352	7	3	3	NUM
cblr-1786	352	8	,	,	PUNCT
cblr-1786	352	9	at	at	ADP
cblr-1786	352	10	312	312	NUM
cblr-1786	352	11	.	.	PUNCT
cblr-1786	352	12	116	116	NUM
cblr-1786	352	13	fhfa	fhfa	ADJ
cblr-1786	352	14	2012	2012	NUM
cblr-1786	352	15	report	report	NOUN
cblr-1786	352	16	to	to	ADP
cblr-1786	352	17	congress	congress	PROPN
cblr-1786	352	18	,	,	PUNCT
cblr-1786	352	19	supra	supra	PROPN
cblr-1786	352	20	note	note	PROPN
cblr-1786	352	21	114	114	NUM
cblr-1786	352	22	.	.	PUNCT
cblr-1786	352	23	117	117	NUM
cblr-1786	352	24	see	see	VERB
cblr-1786	352	25	fcic	fcic	NOUN
cblr-1786	352	26	report	report	NOUN
cblr-1786	352	27	,	,	PUNCT
cblr-1786	352	28	supra	supra	PROPN
cblr-1786	352	29	note	note	NOUN
cblr-1786	352	30	3	3	NUM
cblr-1786	352	31	,	,	PUNCT
cblr-1786	352	32	at	at	ADP
cblr-1786	352	33	309	309	NUM
cblr-1786	352	34	.	.	PUNCT
cblr-1786	353	1	118	118	NUM
cblr-1786	353	2	see	see	VERB
cblr-1786	353	3	i	i	PRON
cblr-1786	353	4	d.	d.	PROPN
cblr-1786	353	5	at	at	ADP
cblr-1786	353	6	311	311	NUM
cblr-1786	353	7	.	.	PUNCT
cblr-1786	354	1	119	119	NUM
cblr-1786	355	1	i	i	PRON
cblr-1786	355	2	d.	d.	NOUN
cblr-1786	355	3	at	at	ADP
cblr-1786	355	4	309	309	NUM
cblr-1786	355	5	.	.	PUNCT
cblr-1786	356	1	120	120	NUM
cblr-1786	356	2	housing	housing	NOUN
cblr-1786	356	3	and	and	CCONJ
cblr-1786	356	4	economic	economic	ADJ
cblr-1786	356	5	recovery	recovery	NOUN
cblr-1786	356	6	act	act	NOUN
cblr-1786	356	7	of	of	ADP
cblr-1786	356	8	2008	2008	NUM
cblr-1786	356	9	,	,	PUNCT
cblr-1786	356	10	pub	pub	NOUN
cblr-1786	356	11	.	.	PUNCT
cblr-1786	357	1	l.	l.	PROPN
cblr-1786	357	2	no	no	INTJ
cblr-1786	357	3	.	.	PROPN
cblr-1786	358	1	110	110	NUM
cblr-1786	358	2	-	-	SYM
cblr-1786	358	3	289	289	NUM
cblr-1786	358	4	,	,	PUNCT
cblr-1786	358	5	122	122	NUM
cblr-1786	358	6	stat	stat	NOUN
cblr-1786	358	7	.	.	PUNCT
cblr-1786	359	1	2654	2654	NUM
cblr-1786	359	2	(	(	PUNCT
cblr-1786	359	3	codified	codify	VERB
cblr-1786	359	4	in	in	ADP
cblr-1786	359	5	scattered	scatter	VERB
cblr-1786	359	6	sections	section	NOUN
cblr-1786	359	7	)	)	PUNCT
cblr-1786	359	8	.	.	PUNCT
cblr-1786	360	1	121	121	NUM
cblr-1786	360	2	fcic	fcic	NOUN
cblr-1786	360	3	report	report	NOUN
cblr-1786	360	4	,	,	PUNCT
cblr-1786	360	5	supra	supra	PROPN
cblr-1786	360	6	note	note	NOUN
cblr-1786	360	7	3	3	NUM
cblr-1786	360	8	,	,	PUNCT
cblr-1786	360	9	at	at	ADP
cblr-1786	360	10	317	317	NUM
cblr-1786	360	11	.	.	PUNCT
cblr-1786	360	12	122	122	NUM
cblr-1786	360	13	12	12	NUM
cblr-1786	360	14	u.s.c	u.s.c	NOUN
cblr-1786	360	15	.	.	PUNCT
cblr-1786	361	1	§	§	PROPN
cblr-1786	361	2	4617(a)(2	4617(a)(2	PRON
cblr-1786	361	3	)	)	PUNCT
cblr-1786	361	4	(	(	PUNCT
cblr-1786	361	5	2012	2012	NUM
cblr-1786	361	6	)	)	PUNCT
cblr-1786	361	7	.	.	PUNCT
cblr-1786	362	1	niles	nile	NOUN
cblr-1786	362	2	final	final	ADJ
cblr-1786	362	3	928	928	NUM
cblr-1786	362	4	columbia	columbia	PROPN
cblr-1786	362	5	business	business	NOUN
cblr-1786	362	6	law	law	PROPN
cblr-1786	362	7	review	review	NOUN
cblr-1786	363	1	[	[	X
cblr-1786	363	2	vol	vol	NOUN
cblr-1786	363	3	.	.	PUNCT
cblr-1786	363	4	2014	2014	NUM
cblr-1786	363	5	authority	authority	NOUN
cblr-1786	363	6	)	)	PUNCT
cblr-1786	363	7	a	a	DET
cblr-1786	363	8	“	"	PUNCT
cblr-1786	363	9	bazooka	bazooka	NOUN
cblr-1786	363	10	”	"	PUNCT
cblr-1786	363	11	that	that	PRON
cblr-1786	363	12	would	would	AUX
cblr-1786	363	13	not	not	PART
cblr-1786	363	14	likely	likely	ADV
cblr-1786	363	15	be	be	AUX
cblr-1786	363	16	used	use	VERB
cblr-1786	363	17	,	,	PUNCT
cblr-1786	363	18	but	but	CCONJ
cblr-1786	363	19	whose	whose	DET
cblr-1786	363	20	availability	availability	NOUN
cblr-1786	363	21	would	would	AUX
cblr-1786	363	22	increase	increase	VERB
cblr-1786	363	23	market	market	NOUN
cblr-1786	363	24	confidence.123	confidence.123	NOUN
cblr-1786	363	25	that	that	DET
cblr-1786	363	26	assessment	assessment	NOUN
cblr-1786	363	27	changed	change	VERB
cblr-1786	363	28	after	after	ADP
cblr-1786	363	29	an	an	DET
cblr-1786	363	30	august	august	PROPN
cblr-1786	363	31	2008	2008	NUM
cblr-1786	363	32	weeklong	weeklong	ADJ
cblr-1786	363	33	review	review	NOUN
cblr-1786	363	34	of	of	ADP
cblr-1786	363	35	the	the	DET
cblr-1786	363	36	gses	gse	NOUN
cblr-1786	363	37	’	'	PUNCT
cblr-1786	363	38	books	book	NOUN
cblr-1786	363	39	by	by	ADP
cblr-1786	363	40	the	the	DET
cblr-1786	363	41	federal	federal	PROPN
cblr-1786	363	42	reserve	reserve	PROPN
cblr-1786	363	43	and	and	CCONJ
cblr-1786	363	44	the	the	DET
cblr-1786	363	45	office	office	NOUN
cblr-1786	363	46	of	of	ADP
cblr-1786	363	47	the	the	DET
cblr-1786	363	48	comptroller	comptroller	NOUN
cblr-1786	363	49	of	of	ADP
cblr-1786	363	50	the	the	DET
cblr-1786	363	51	currency.124	currency.124	NOUN
cblr-1786	363	52	the	the	DET
cblr-1786	363	53	review	review	NOUN
cblr-1786	363	54	suggested	suggest	VERB
cblr-1786	363	55	,	,	PUNCT
cblr-1786	363	56	among	among	ADP
cblr-1786	363	57	other	other	ADJ
cblr-1786	363	58	concerns	concern	NOUN
cblr-1786	363	59	,	,	PUNCT
cblr-1786	363	60	that	that	SCONJ
cblr-1786	363	61	the	the	DET
cblr-1786	363	62	gses	gse	NOUN
cblr-1786	363	63	had	have	AUX
cblr-1786	363	64	been	be	AUX
cblr-1786	363	65	substantially	substantially	ADV
cblr-1786	363	66	understating	understate	VERB
cblr-1786	363	67	their	their	PRON
cblr-1786	363	68	losses	loss	NOUN
cblr-1786	363	69	and	and	CCONJ
cblr-1786	363	70	were	be	AUX
cblr-1786	363	71	likely	likely	ADJ
cblr-1786	363	72	almost	almost	ADV
cblr-1786	363	73	insolvent	insolvent	ADJ
cblr-1786	363	74	,	,	PUNCT
cblr-1786	363	75	if	if	SCONJ
cblr-1786	363	76	not	not	PART
cblr-1786	363	77	already	already	ADV
cblr-1786	363	78	insolvent.125	insolvent.125	VERB
cblr-1786	363	79	on	on	ADP
cblr-1786	363	80	september	september	PROPN
cblr-1786	363	81	7	7	NUM
cblr-1786	363	82	,	,	PUNCT
cblr-1786	363	83	2008	2008	NUM
cblr-1786	363	84	,	,	PUNCT
cblr-1786	363	85	fhfa	fhfa	ADJ
cblr-1786	363	86	director	director	NOUN
cblr-1786	363	87	james	james	PROPN
cblr-1786	363	88	b.	b.	PROPN
cblr-1786	363	89	lockhart	lockhart	PROPN
cblr-1786	363	90	,	,	PUNCT
cblr-1786	363	91	acting	act	VERB
cblr-1786	363	92	in	in	ADP
cblr-1786	363	93	concert	concert	NOUN
cblr-1786	363	94	with	with	ADP
cblr-1786	363	95	secretary	secretary	PROPN
cblr-1786	363	96	paulson	paulson	PROPN
cblr-1786	363	97	,	,	PUNCT
cblr-1786	363	98	exercised	exercise	VERB
cblr-1786	363	99	the	the	DET
cblr-1786	363	100	hera	hera	PROPN
cblr-1786	363	101	conservatorship	conservatorship	NOUN
cblr-1786	363	102	authority	authority	NOUN
cblr-1786	363	103	,	,	PUNCT
cblr-1786	363	104	appointing	appoint	VERB
cblr-1786	363	105	fhfa	fhfa	ADJ
cblr-1786	363	106	conservator	conservator	NOUN
cblr-1786	363	107	of	of	ADP
cblr-1786	363	108	the	the	DET
cblr-1786	363	109	multitrilliondollar	multitrilliondollar	ADJ
cblr-1786	363	110	gses.126	gses.126	PROPN
cblr-1786	363	111	b.	b.	PROPN
cblr-1786	364	1	the	the	DET
cblr-1786	364	2	development	development	NOUN
cblr-1786	364	3	of	of	ADP
cblr-1786	364	4	the	the	DET
cblr-1786	364	5	parallel	parallel	ADJ
cblr-1786	364	6	private	private	ADJ
cblr-1786	364	7	-	-	PUNCT
cblr-1786	364	8	label	label	NOUN
cblr-1786	364	9	mbs	mbs	NOUN
cblr-1786	364	10	system	system	NOUN
cblr-1786	364	11	and	and	CCONJ
cblr-1786	364	12	the	the	DET
cblr-1786	364	13	problem	problem	NOUN
cblr-1786	364	14	of	of	ADP
cblr-1786	364	15	credit	credit	NOUN
cblr-1786	364	16	risk	risk	NOUN
cblr-1786	364	17	outside	outside	ADP
cblr-1786	364	18	the	the	DET
cblr-1786	364	19	gses	gse	NOUN
cblr-1786	364	20	,	,	PUNCT
cblr-1786	364	21	from	from	ADP
cblr-1786	364	22	the	the	DET
cblr-1786	364	23	late	late	ADJ
cblr-1786	364	24	1970s	1970	NOUN
cblr-1786	364	25	onward	onward	ADV
cblr-1786	364	26	,	,	PUNCT
cblr-1786	364	27	commercial	commercial	ADJ
cblr-1786	364	28	banks	bank	NOUN
cblr-1786	364	29	became	become	VERB
cblr-1786	364	30	involved	involved	ADJ
cblr-1786	364	31	in	in	ADP
cblr-1786	364	32	the	the	DET
cblr-1786	364	33	issuance	issuance	NOUN
cblr-1786	364	34	of	of	ADP
cblr-1786	364	35	mbss	mbss	NOUN
cblr-1786	364	36	as	as	ADV
cblr-1786	364	37	well	well	ADV
cblr-1786	364	38	.	.	PUNCT
cblr-1786	365	1	these	these	DET
cblr-1786	365	2	securities	security	NOUN
cblr-1786	365	3	,	,	PUNCT
cblr-1786	365	4	because	because	SCONJ
cblr-1786	365	5	they	they	PRON
cblr-1786	365	6	carried	carry	VERB
cblr-1786	365	7	the	the	DET
cblr-1786	365	8	name	name	NOUN
cblr-1786	365	9	of	of	ADP
cblr-1786	365	10	the	the	DET
cblr-1786	365	11	issuing	issue	VERB
cblr-1786	365	12	bank	bank	NOUN
cblr-1786	365	13	as	as	SCONJ
cblr-1786	365	14	opposed	oppose	VERB
cblr-1786	365	15	to	to	ADP
cblr-1786	365	16	the	the	DET
cblr-1786	365	17	name	name	NOUN
cblr-1786	365	18	of	of	ADP
cblr-1786	365	19	one	one	NUM
cblr-1786	365	20	of	of	ADP
cblr-1786	365	21	the	the	DET
cblr-1786	365	22	gses	gse	NOUN
cblr-1786	365	23	,	,	PUNCT
cblr-1786	365	24	acquired	acquire	VERB
cblr-1786	365	25	the	the	DET
cblr-1786	365	26	moniker	moniker	NOUN
cblr-1786	365	27	“	"	PUNCT
cblr-1786	365	28	private	private	ADJ
cblr-1786	365	29	-	-	PUNCT
cblr-1786	365	30	label	label	NOUN
cblr-1786	365	31	”	"	PUNCT
cblr-1786	365	32	mbss.127	mbss.127	PROPN
cblr-1786	365	33	bank	bank	PROPN
cblr-1786	365	34	of	of	ADP
cblr-1786	365	35	america	america	PROPN
cblr-1786	365	36	issued	issue	VERB
cblr-1786	365	37	the	the	DET
cblr-1786	365	38	first	first	ADJ
cblr-1786	365	39	private	private	ADJ
cblr-1786	365	40	-	-	PUNCT
cblr-1786	365	41	label	label	NOUN
cblr-1786	365	42	mbs	mb	NOUN
cblr-1786	365	43	,	,	PUNCT
cblr-1786	365	44	a	a	DET
cblr-1786	365	45	simple	simple	ADJ
cblr-1786	365	46	passthrough	passthrough	NOUN
cblr-1786	365	47	structure	structure	NOUN
cblr-1786	365	48	,	,	PUNCT
cblr-1786	365	49	in	in	ADP
cblr-1786	365	50	1977.128	1977.128	NUM
cblr-1786	365	51	however	however	ADV
cblr-1786	365	52	,	,	PUNCT
cblr-1786	365	53	while	while	SCONJ
cblr-1786	365	54	the	the	DET
cblr-1786	365	55	early	early	ADJ
cblr-1786	365	56	private	private	ADJ
cblr-1786	365	57	-	-	PUNCT
cblr-1786	365	58	label	label	NOUN
cblr-1786	365	59	mbs	mbs	NOUN
cblr-1786	365	60	deals	deal	NOUN
cblr-1786	365	61	replaced	replace	VERB
cblr-1786	365	62	the	the	DET
cblr-1786	365	63	gse	gse	ADJ
cblr-1786	365	64	guaranty	guaranty	NOUN
cblr-1786	365	65	with	with	ADP
cblr-1786	365	66	private	private	ADJ
cblr-1786	365	67	mortgage	mortgage	NOUN
cblr-1786	365	68	bond	bond	NOUN
cblr-1786	365	69	guarantors,129	guarantors,129	PROPN
cblr-1786	365	70	credit	credit	NOUN
cblr-1786	365	71	risk	risk	NOUN
cblr-1786	365	72	concerns	concern	VERB
cblr-1786	365	73	123	123	NUM
cblr-1786	365	74	hearing	hearing	NOUN
cblr-1786	365	75	on	on	ADP
cblr-1786	365	76	recent	recent	ADJ
cblr-1786	365	77	developments	development	NOUN
cblr-1786	365	78	in	in	ADP
cblr-1786	365	79	u.s	u.s	PROPN
cblr-1786	365	80	.	.	PROPN
cblr-1786	365	81	financial	financial	ADJ
cblr-1786	365	82	markets	market	NOUN
cblr-1786	365	83	and	and	CCONJ
cblr-1786	365	84	the	the	DET
cblr-1786	365	85	regulatory	regulatory	ADJ
cblr-1786	365	86	responses	response	NOUN
cblr-1786	365	87	to	to	ADP
cblr-1786	365	88	them	they	PRON
cblr-1786	365	89	before	before	ADP
cblr-1786	365	90	the	the	DET
cblr-1786	365	91	s.	s.	PROPN
cblr-1786	365	92	comm	comm	NOUN
cblr-1786	365	93	.	.	PUNCT
cblr-1786	366	1	on	on	ADP
cblr-1786	366	2	banking	banking	NOUN
cblr-1786	366	3	,	,	PUNCT
cblr-1786	366	4	hous	hous	ADJ
cblr-1786	366	5	.	.	PUNCT
cblr-1786	366	6	,	,	PUNCT
cblr-1786	366	7	&	&	CCONJ
cblr-1786	366	8	urban	urban	PROPN
cblr-1786	366	9	affairs	affairs	PROPN
cblr-1786	366	10	,	,	PUNCT
cblr-1786	366	11	110th	110th	ADJ
cblr-1786	366	12	cong	cong	NOUN
cblr-1786	366	13	.	.	PUNCT
cblr-1786	367	1	19	19	NUM
cblr-1786	367	2	(	(	PUNCT
cblr-1786	367	3	2008	2008	NUM
cblr-1786	367	4	)	)	PUNCT
cblr-1786	367	5	(	(	PUNCT
cblr-1786	367	6	testimony	testimony	NOUN
cblr-1786	367	7	of	of	ADP
cblr-1786	367	8	henry	henry	PROPN
cblr-1786	367	9	m.	m.	PROPN
cblr-1786	367	10	paulson	paulson	PROPN
cblr-1786	367	11	,	,	PUNCT
cblr-1786	367	12	jr	jr	PROPN
cblr-1786	367	13	.	.	PROPN
cblr-1786	367	14	,	,	PUNCT
cblr-1786	367	15	sec’y	sec’y	NUM
cblr-1786	367	16	,	,	PUNCT
cblr-1786	367	17	dep’t	dep’t	NOUN
cblr-1786	367	18	of	of	ADP
cblr-1786	367	19	the	the	DET
cblr-1786	367	20	treasury	treasury	NOUN
cblr-1786	367	21	)	)	PUNCT
cblr-1786	367	22	.	.	PUNCT
cblr-1786	368	1	124	124	NUM
cblr-1786	368	2	fcic	fcic	NOUN
cblr-1786	368	3	report	report	NOUN
cblr-1786	368	4	,	,	PUNCT
cblr-1786	368	5	supra	supra	PROPN
cblr-1786	368	6	note	note	NOUN
cblr-1786	368	7	3	3	NUM
cblr-1786	368	8	,	,	PUNCT
cblr-1786	368	9	at	at	ADP
cblr-1786	368	10	317	317	NUM
cblr-1786	368	11	.	.	NUM
cblr-1786	368	12	125	125	NUM
cblr-1786	369	1	i	i	NOUN
cblr-1786	369	2	d.	d.	PROPN
cblr-1786	369	3	126	126	NUM
cblr-1786	369	4	press	press	NOUN
cblr-1786	369	5	release	release	NOUN
cblr-1786	369	6	,	,	PUNCT
cblr-1786	369	7	lockhart	lockhart	PROPN
cblr-1786	369	8	,	,	PUNCT
cblr-1786	369	9	supra	supra	PROPN
cblr-1786	369	10	note	note	NOUN
cblr-1786	369	11	2	2	NUM
cblr-1786	369	12	.	.	X
cblr-1786	369	13	127	127	NUM
cblr-1786	369	14	see	see	VERB
cblr-1786	369	15	joseph	joseph	PROPN
cblr-1786	369	16	p.	p.	PROPN
cblr-1786	369	17	forte	forte	PROPN
cblr-1786	369	18	,	,	PUNCT
cblr-1786	369	19	a	a	DET
cblr-1786	369	20	capital	capital	NOUN
cblr-1786	369	21	markets	market	NOUN
cblr-1786	369	22	mortgage	mortgage	NOUN
cblr-1786	369	23	:	:	PUNCT
cblr-1786	369	24	a	a	DET
cblr-1786	369	25	ratable	ratable	ADJ
cblr-1786	369	26	model	model	NOUN
cblr-1786	369	27	for	for	ADP
cblr-1786	369	28	main	main	ADJ
cblr-1786	369	29	street	street	NOUN
cblr-1786	369	30	and	and	CCONJ
cblr-1786	369	31	wall	wall	PROPN
cblr-1786	369	32	street	street	PROPN
cblr-1786	369	33	,	,	PUNCT
cblr-1786	369	34	31	31	NUM
cblr-1786	369	35	real	real	ADJ
cblr-1786	369	36	prop	prop	NOUN
cblr-1786	369	37	.	.	PUNCT
cblr-1786	370	1	prob	prob	PROPN
cblr-1786	370	2	.	.	PROPN
cblr-1786	370	3	&	&	CCONJ
cblr-1786	370	4	tr	tr	PROPN
cblr-1786	370	5	.	.	PROPN
cblr-1786	370	6	j.	j.	PROPN
cblr-1786	370	7	489	489	PROPN
cblr-1786	370	8	,	,	PUNCT
cblr-1786	370	9	492	492	NUM
cblr-1786	370	10	(	(	PUNCT
cblr-1786	370	11	1996	1996	NUM
cblr-1786	370	12	)	)	PUNCT
cblr-1786	370	13	.	.	PUNCT
cblr-1786	371	1	“	"	PUNCT
cblr-1786	371	2	private	private	ADJ
cblr-1786	371	3	-	-	PUNCT
cblr-1786	371	4	label	label	NOUN
cblr-1786	371	5	,	,	PUNCT
cblr-1786	371	6	”	"	PUNCT
cblr-1786	371	7	the	the	DET
cblr-1786	371	8	adjective	adjective	ADJ
cblr-1786	371	9	this	this	DET
cblr-1786	371	10	note	note	NOUN
cblr-1786	371	11	chooses	choose	VERB
cblr-1786	371	12	,	,	PUNCT
cblr-1786	371	13	is	be	AUX
cblr-1786	371	14	also	also	ADV
cblr-1786	371	15	sometimes	sometimes	ADV
cblr-1786	371	16	expressed	express	VERB
cblr-1786	371	17	as	as	ADP
cblr-1786	371	18	“	"	PUNCT
cblr-1786	371	19	non	non	ADJ
cblr-1786	371	20	-	-	NOUN
cblr-1786	371	21	agency	agency	NOUN
cblr-1786	371	22	.	.	PUNCT
cblr-1786	371	23	”	"	PUNCT
cblr-1786	372	1	the	the	DET
cblr-1786	372	2	“	"	PUNCT
cblr-1786	372	3	agencies	agency	NOUN
cblr-1786	372	4	”	"	PUNCT
cblr-1786	372	5	to	to	ADP
cblr-1786	372	6	which	which	PRON
cblr-1786	372	7	“	"	PUNCT
cblr-1786	372	8	non	non	ADJ
cblr-1786	372	9	-	-	NOUN
cblr-1786	372	10	agency	agency	NOUN
cblr-1786	372	11	”	"	PUNCT
cblr-1786	372	12	refers	refer	NOUN
cblr-1786	372	13	are	be	AUX
cblr-1786	372	14	the	the	DET
cblr-1786	372	15	gses	gse	NOUN
cblr-1786	372	16	.	.	PUNCT
cblr-1786	373	1	thus	thus	ADV
cblr-1786	373	2	,	,	PUNCT
cblr-1786	373	3	“	"	PUNCT
cblr-1786	373	4	private	private	ADJ
cblr-1786	373	5	-	-	PUNCT
cblr-1786	373	6	label	label	NOUN
cblr-1786	373	7	”	"	PUNCT
cblr-1786	373	8	and	and	CCONJ
cblr-1786	373	9	“	"	PUNCT
cblr-1786	373	10	non	non	ADJ
cblr-1786	373	11	-	-	NOUN
cblr-1786	373	12	agency	agency	ADJ
cblr-1786	373	13	”	"	PUNCT
cblr-1786	373	14	refer	refer	NOUN
cblr-1786	373	15	to	to	ADP
cblr-1786	373	16	the	the	DET
cblr-1786	373	17	same	same	ADJ
cblr-1786	373	18	concept	concept	NOUN
cblr-1786	373	19	from	from	ADP
cblr-1786	373	20	a	a	DET
cblr-1786	373	21	different	different	ADJ
cblr-1786	373	22	perspective	perspective	NOUN
cblr-1786	373	23	.	.	PUNCT
cblr-1786	374	1	128	128	NUM
cblr-1786	374	2	strine	strine	NOUN
cblr-1786	374	3	,	,	PUNCT
cblr-1786	374	4	supra	supra	PROPN
cblr-1786	374	5	note	note	PROPN
cblr-1786	374	6	79	79	NUM
cblr-1786	374	7	,	,	PUNCT
cblr-1786	374	8	at	at	ADP
cblr-1786	374	9	1031	1031	NUM
cblr-1786	374	10	.	.	PUNCT
cblr-1786	375	1	129	129	NUM
cblr-1786	375	2	see	see	VERB
cblr-1786	375	3	,	,	PUNCT
cblr-1786	375	4	e.g.	e.g.	ADV
cblr-1786	375	5	,	,	PUNCT
cblr-1786	375	6	i	i	PRON
cblr-1786	375	7	d.	d.	PROPN
cblr-1786	375	8	at	at	ADP
cblr-1786	375	9	1033	1033	NUM
cblr-1786	375	10	.	.	PUNCT
cblr-1786	376	1	niles	nile	NOUN
cblr-1786	376	2	final	final	ADJ
cblr-1786	376	3	no	no	NOUN
cblr-1786	376	4	.	.	NOUN
cblr-1786	376	5	3:906	3:906	NUM
cblr-1786	376	6	]	]	PUNCT
cblr-1786	376	7	member	member	NOUN
cblr-1786	376	8	fmic	fmic	ADJ
cblr-1786	376	9	929	929	NUM
cblr-1786	376	10	unknown	unknown	ADJ
cblr-1786	376	11	to	to	ADP
cblr-1786	376	12	the	the	DET
cblr-1786	376	13	gses	gse	NOUN
cblr-1786	376	14	(	(	PUNCT
cblr-1786	376	15	due	due	ADP
cblr-1786	376	16	to	to	ADP
cblr-1786	376	17	the	the	DET
cblr-1786	376	18	implicit	implicit	ADJ
cblr-1786	376	19	governmentbacked	governmentbacked	ADJ
cblr-1786	376	20	guaranty	guaranty	NOUN
cblr-1786	376	21	)	)	PUNCT
cblr-1786	376	22	generally	generally	ADV
cblr-1786	376	23	hampered	hamper	VERB
cblr-1786	376	24	private	private	ADJ
cblr-1786	376	25	-	-	PUNCT
cblr-1786	376	26	label	label	NOUN
cblr-1786	376	27	mbs	mb	NOUN
cblr-1786	376	28	issuance.130	issuance.130	PROPN
cblr-1786	376	29	credit	credit	NOUN
cblr-1786	376	30	risk	risk	NOUN
cblr-1786	376	31	—	—	PUNCT
cblr-1786	376	32	the	the	DET
cblr-1786	376	33	risk	risk	NOUN
cblr-1786	376	34	to	to	ADP
cblr-1786	376	35	investors	investor	NOUN
cblr-1786	376	36	that	that	SCONJ
cblr-1786	376	37	the	the	DET
cblr-1786	376	38	underlying	underlie	VERB
cblr-1786	376	39	borrowers	borrower	NOUN
cblr-1786	376	40	may	may	AUX
cblr-1786	376	41	default131	default131	PROPN
cblr-1786	376	42	—	—	PUNCT
cblr-1786	376	43	is	be	AUX
cblr-1786	376	44	what	what	PRON
cblr-1786	376	45	distinguishes	distinguish	VERB
cblr-1786	376	46	the	the	DET
cblr-1786	376	47	privatelabel	privatelabel	NOUN
cblr-1786	376	48	mbs	mb	NOUN
cblr-1786	376	49	market	market	NOUN
cblr-1786	376	50	from	from	ADP
cblr-1786	376	51	the	the	DET
cblr-1786	376	52	gse	gse	PROPN
cblr-1786	376	53	mbs	mb	NOUN
cblr-1786	376	54	market.132	market.132	PROPN
cblr-1786	376	55	while	while	SCONJ
cblr-1786	376	56	gse	gse	PROPN
cblr-1786	376	57	mbs	mb	VERB
cblr-1786	376	58	investors	investor	NOUN
cblr-1786	376	59	assume	assume	VERB
cblr-1786	376	60	no	no	DET
cblr-1786	376	61	credit	credit	NOUN
cblr-1786	376	62	risk	risk	NOUN
cblr-1786	376	63	,	,	PUNCT
cblr-1786	376	64	owing	owe	VERB
cblr-1786	376	65	to	to	ADP
cblr-1786	376	66	the	the	DET
cblr-1786	376	67	gse	gse	ADJ
cblr-1786	376	68	guaranty	guaranty	NOUN
cblr-1786	376	69	on	on	ADP
cblr-1786	376	70	the	the	DET
cblr-1786	376	71	timely	timely	ADJ
cblr-1786	376	72	payment	payment	NOUN
cblr-1786	376	73	of	of	ADP
cblr-1786	376	74	principal	principal	NOUN
cblr-1786	376	75	and	and	CCONJ
cblr-1786	376	76	interest	interest	NOUN
cblr-1786	376	77	,	,	PUNCT
cblr-1786	376	78	private	private	ADJ
cblr-1786	376	79	-	-	PUNCT
cblr-1786	376	80	label	label	NOUN
cblr-1786	376	81	mbs	mbs	NOUN
cblr-1786	376	82	investors	investor	NOUN
cblr-1786	376	83	(	(	PUNCT
cblr-1786	376	84	or	or	CCONJ
cblr-1786	376	85	other	other	ADJ
cblr-1786	376	86	non	non	ADJ
cblr-1786	376	87	-	-	ADJ
cblr-1786	376	88	gse	gse	ADJ
cblr-1786	376	89	third	third	ADJ
cblr-1786	376	90	-	-	PUNCT
cblr-1786	376	91	parties	party	NOUN
cblr-1786	376	92	,	,	PUNCT
cblr-1786	376	93	like	like	ADP
cblr-1786	376	94	monoline	monoline	NOUN
cblr-1786	376	95	bond	bond	NOUN
cblr-1786	376	96	guarantors	guarantor	NOUN
cblr-1786	376	97	)	)	PUNCT
cblr-1786	376	98	,	,	PUNCT
cblr-1786	376	99	must	must	AUX
cblr-1786	376	100	assume	assume	VERB
cblr-1786	376	101	all	all	DET
cblr-1786	376	102	the	the	DET
cblr-1786	376	103	credit	credit	NOUN
cblr-1786	376	104	risk	risk	NOUN
cblr-1786	376	105	in	in	ADP
cblr-1786	376	106	private	private	ADJ
cblr-1786	376	107	-	-	PUNCT
cblr-1786	376	108	label	label	NOUN
cblr-1786	376	109	mbs	mb	NOUN
cblr-1786	376	110	deals.133	deals.133	PRON
cblr-1786	376	111	thus	thus	ADV
cblr-1786	376	112	,	,	PUNCT
cblr-1786	376	113	while	while	SCONJ
cblr-1786	376	114	gse	gse	PROPN
cblr-1786	376	115	mbs	mb	NOUN
cblr-1786	376	116	investors	investor	NOUN
cblr-1786	376	117	must	must	AUX
cblr-1786	376	118	primarily	primarily	ADV
cblr-1786	376	119	analyze	analyze	VERB
cblr-1786	376	120	their	their	PRON
cblr-1786	376	121	interest	interest	NOUN
cblr-1786	376	122	rate	rate	NOUN
cblr-1786	376	123	risk	risk	NOUN
cblr-1786	376	124	exposure	exposure	NOUN
cblr-1786	376	125	—	—	PUNCT
cblr-1786	376	126	whether	whether	SCONJ
cblr-1786	376	127	their	their	PRON
cblr-1786	376	128	long	long	ADJ
cblr-1786	376	129	-	-	PUNCT
cblr-1786	376	130	term	term	NOUN
cblr-1786	376	131	fixed	fix	VERB
cblr-1786	376	132	-	-	PUNCT
cblr-1786	376	133	rate	rate	NOUN
cblr-1786	376	134	mbs	mbs	NOUN
cblr-1786	376	135	receivables	receivables	NOUN
cblr-1786	376	136	will	will	AUX
cblr-1786	376	137	exceed	exceed	VERB
cblr-1786	376	138	their	their	PRON
cblr-1786	376	139	expected	expect	VERB
cblr-1786	376	140	liabilities	liability	NOUN
cblr-1786	376	141	—	—	PUNCT
cblr-1786	376	142	privatelabel	privatelabel	NOUN
cblr-1786	377	1	mbs	mb	NOUN
cblr-1786	377	2	investors	investor	NOUN
cblr-1786	377	3	must	must	AUX
cblr-1786	377	4	analyze	analyze	VERB
cblr-1786	377	5	both	both	PRON
cblr-1786	377	6	interest	interest	NOUN
cblr-1786	377	7	rate	rate	NOUN
cblr-1786	377	8	risk	risk	NOUN
cblr-1786	377	9	exposure	exposure	NOUN
cblr-1786	377	10	and	and	CCONJ
cblr-1786	377	11	credit	credit	NOUN
cblr-1786	377	12	risk	risk	NOUN
cblr-1786	377	13	exposure	exposure	NOUN
cblr-1786	377	14	.	.	PUNCT
cblr-1786	378	1	to	to	PART
cblr-1786	378	2	mitigate	mitigate	VERB
cblr-1786	378	3	credit	credit	NOUN
cblr-1786	378	4	risk	risk	NOUN
cblr-1786	378	5	concerns	concern	NOUN
cblr-1786	378	6	,	,	PUNCT
cblr-1786	378	7	private	private	ADJ
cblr-1786	378	8	-	-	PUNCT
cblr-1786	378	9	label	label	NOUN
cblr-1786	378	10	mbs	mbs	NOUN
cblr-1786	378	11	issuers	issuer	NOUN
cblr-1786	378	12	have	have	AUX
cblr-1786	378	13	developed	develop	VERB
cblr-1786	378	14	a	a	DET
cblr-1786	378	15	variety	variety	NOUN
cblr-1786	378	16	of	of	ADP
cblr-1786	378	17	innovative	innovative	ADJ
cblr-1786	378	18	credit	credit	NOUN
cblr-1786	378	19	enhancing	enhance	VERB
cblr-1786	378	20	deal	deal	NOUN
cblr-1786	378	21	structures.134	structures.134	NOUN
cblr-1786	378	22	these	these	DET
cblr-1786	378	23	credit	credit	NOUN
cblr-1786	378	24	enhancements	enhancement	NOUN
cblr-1786	378	25	include	include	VERB
cblr-1786	378	26	both	both	DET
cblr-1786	378	27	internal	internal	ADJ
cblr-1786	378	28	mechanisms	mechanism	NOUN
cblr-1786	378	29	,	,	PUNCT
cblr-1786	378	30	such	such	ADJ
cblr-1786	378	31	as	as	ADP
cblr-1786	378	32	overcollateralization	overcollateralization	NOUN
cblr-1786	378	33	,	,	PUNCT
cblr-1786	378	34	senior	senior	ADJ
cblr-1786	378	35	-	-	PUNCT
cblr-1786	378	36	subordinate	subordinate	ADJ
cblr-1786	378	37	class	class	NOUN
cblr-1786	378	38	structuring	structuring	NOUN
cblr-1786	378	39	,	,	PUNCT
cblr-1786	378	40	or	or	CCONJ
cblr-1786	378	41	cash	cash	NOUN
cblr-1786	378	42	reserves	reserve	NOUN
cblr-1786	378	43	loss	loss	NOUN
cblr-1786	378	44	absorption	absorption	NOUN
cblr-1786	378	45	,	,	PUNCT
cblr-1786	378	46	as	as	ADV
cblr-1786	378	47	well	well	ADV
cblr-1786	378	48	as	as	ADP
cblr-1786	378	49	external	external	ADJ
cblr-1786	378	50	mechanisms	mechanism	NOUN
cblr-1786	378	51	,	,	PUNCT
cblr-1786	378	52	such	such	ADJ
cblr-1786	378	53	as	as	ADP
cblr-1786	378	54	third	third	ADJ
cblr-1786	378	55	-	-	PUNCT
cblr-1786	378	56	party	party	NOUN
cblr-1786	378	57	credit	credit	NOUN
cblr-1786	378	58	lines	line	NOUN
cblr-1786	378	59	,	,	PUNCT
cblr-1786	378	60	insurance	insurance	NOUN
cblr-1786	378	61	,	,	PUNCT
cblr-1786	378	62	or	or	CCONJ
cblr-1786	378	63	guaranties.135	guaranties.135	NOUN
cblr-1786	378	64	nonetheless	nonetheless	ADV
cblr-1786	378	65	,	,	PUNCT
cblr-1786	378	66	these	these	DET
cblr-1786	378	67	mechanisms	mechanism	NOUN
cblr-1786	378	68	have	have	AUX
cblr-1786	378	69	carried	carry	VERB
cblr-1786	378	70	a	a	DET
cblr-1786	378	71	cost	cost	NOUN
cblr-1786	378	72	that	that	PRON
cblr-1786	378	73	the	the	DET
cblr-1786	378	74	gse	gse	PROPN
cblr-1786	378	75	mbss	mbss	NOUN
cblr-1786	378	76	,	,	PUNCT
cblr-1786	378	77	with	with	ADP
cblr-1786	378	78	implicit	implicit	ADJ
cblr-1786	378	79	government	government	NOUN
cblr-1786	378	80	support	support	NOUN
cblr-1786	378	81	,	,	PUNCT
cblr-1786	378	82	have	have	AUX
cblr-1786	378	83	not	not	PART
cblr-1786	378	84	had	have	VERB
cblr-1786	378	85	to	to	PART
cblr-1786	378	86	bear	bear	VERB
cblr-1786	378	87	.	.	PUNCT
cblr-1786	379	1	therefore	therefore	ADV
cblr-1786	379	2	,	,	PUNCT
cblr-1786	379	3	private	private	ADJ
cblr-1786	379	4	-	-	PUNCT
cblr-1786	379	5	label	label	NOUN
cblr-1786	379	6	mbss	mbss	NOUN
cblr-1786	379	7	have	have	AUX
cblr-1786	379	8	typically	typically	ADV
cblr-1786	379	9	comprised	comprise	VERB
cblr-1786	379	10	loans	loan	NOUN
cblr-1786	379	11	that	that	PRON
cblr-1786	379	12	could	could	AUX
cblr-1786	379	13	not	not	PART
cblr-1786	379	14	otherwise	otherwise	ADV
cblr-1786	379	15	have	have	AUX
cblr-1786	379	16	been	be	AUX
cblr-1786	379	17	included	include	VERB
cblr-1786	379	18	in	in	ADP
cblr-1786	379	19	gse	gse	PROPN
cblr-1786	379	20	mbss	mbss	NOUN
cblr-1786	379	21	because	because	SCONJ
cblr-1786	379	22	the	the	DET
cblr-1786	379	23	loans	loan	NOUN
cblr-1786	379	24	failed	fail	VERB
cblr-1786	379	25	to	to	PART
cblr-1786	379	26	meet	meet	VERB
cblr-1786	379	27	the	the	DET
cblr-1786	379	28	130	130	NUM
cblr-1786	379	29	see	see	NOUN
cblr-1786	379	30	forte	forte	NOUN
cblr-1786	379	31	,	,	PUNCT
cblr-1786	379	32	supra	supra	PROPN
cblr-1786	379	33	note	note	NOUN
cblr-1786	379	34	127	127	NUM
cblr-1786	379	35	,	,	PUNCT
cblr-1786	379	36	at	at	ADP
cblr-1786	379	37	491	491	NUM
cblr-1786	379	38	.	.	PUNCT
cblr-1786	380	1	131	131	NUM
cblr-1786	380	2	private	private	ADJ
cblr-1786	380	3	-	-	PUNCT
cblr-1786	380	4	label	label	NOUN
cblr-1786	380	5	securitization	securitization	NOUN
cblr-1786	380	6	hearing	hearing	NOUN
cblr-1786	380	7	,	,	PUNCT
cblr-1786	380	8	supra	supra	PROPN
cblr-1786	380	9	note	note	PROPN
cblr-1786	380	10	23	23	NUM
cblr-1786	380	11	,	,	PUNCT
cblr-1786	380	12	at	at	ADP
cblr-1786	380	13	43	43	NUM
cblr-1786	380	14	(	(	PUNCT
cblr-1786	380	15	statement	statement	NOUN
cblr-1786	380	16	of	of	ADP
cblr-1786	380	17	adam	adam	PROPN
cblr-1786	380	18	j.	j.	PROPN
cblr-1786	380	19	levitin	levitin	PROPN
cblr-1786	380	20	,	,	PUNCT
cblr-1786	380	21	professor	professor	NOUN
cblr-1786	380	22	of	of	ADP
cblr-1786	380	23	law	law	NOUN
cblr-1786	380	24	,	,	PUNCT
cblr-1786	380	25	georgetown	georgetown	PROPN
cblr-1786	380	26	university	university	PROPN
cblr-1786	380	27	law	law	NOUN
cblr-1786	380	28	center	center	NOUN
cblr-1786	380	29	)	)	PUNCT
cblr-1786	380	30	.	.	PUNCT
cblr-1786	381	1	132	132	NUM
cblr-1786	381	2	for	for	ADP
cblr-1786	381	3	a	a	DET
cblr-1786	381	4	discussion	discussion	NOUN
cblr-1786	381	5	on	on	ADP
cblr-1786	381	6	how	how	SCONJ
cblr-1786	381	7	the	the	DET
cblr-1786	381	8	corker	corker	NOUN
cblr-1786	381	9	-	-	PUNCT
cblr-1786	381	10	warner	warner	PROPN
cblr-1786	381	11	senate	senate	PROPN
cblr-1786	381	12	bill	bill	PROPN
cblr-1786	381	13	may	may	AUX
cblr-1786	381	14	introduce	introduce	VERB
cblr-1786	381	15	credit	credit	NOUN
cblr-1786	381	16	risk	risk	NOUN
cblr-1786	381	17	into	into	ADP
cblr-1786	381	18	the	the	DET
cblr-1786	381	19	gse	gse	PROPN
cblr-1786	381	20	mbs	mb	NOUN
cblr-1786	381	21	market	market	NOUN
cblr-1786	381	22	,	,	PUNCT
cblr-1786	381	23	see	see	VERB
cblr-1786	381	24	infra	infra	NOUN
cblr-1786	381	25	part	part	NOUN
cblr-1786	381	26	iii.b	iii.b	X
cblr-1786	381	27	.	.	PUNCT
cblr-1786	382	1	133	133	NUM
cblr-1786	382	2	see	see	VERB
cblr-1786	382	3	forte	forte	NOUN
cblr-1786	382	4	,	,	PUNCT
cblr-1786	382	5	supra	supra	PROPN
cblr-1786	382	6	note	note	NOUN
cblr-1786	382	7	127	127	NUM
cblr-1786	382	8	,	,	PUNCT
cblr-1786	382	9	at	at	ADP
cblr-1786	382	10	492	492	NUM
cblr-1786	382	11	.	.	PUNCT
cblr-1786	383	1	134	134	NUM
cblr-1786	383	2	see	see	VERB
cblr-1786	383	3	i	i	PRON
cblr-1786	383	4	d.	d.	PROPN
cblr-1786	383	5	at	at	ADP
cblr-1786	383	6	492	492	NUM
cblr-1786	383	7	n.5	n.5	SYM
cblr-1786	383	8	.	.	PROPN
cblr-1786	383	9	135	135	NUM
cblr-1786	384	1	i	i	PRON
cblr-1786	384	2	d.	d.	PROPN
cblr-1786	384	3	niles	niles	PROPN
cblr-1786	384	4	final	final	ADJ
cblr-1786	384	5	930	930	NUM
cblr-1786	384	6	columbia	columbia	PROPN
cblr-1786	384	7	business	business	NOUN
cblr-1786	384	8	law	law	PROPN
cblr-1786	384	9	review	review	NOUN
cblr-1786	384	10	[	[	X
cblr-1786	384	11	vol	vol	NOUN
cblr-1786	384	12	.	.	PUNCT
cblr-1786	384	13	2014	2014	NUM
cblr-1786	384	14	gse	gse	ADJ
cblr-1786	384	15	underwriting	underwriting	NOUN
cblr-1786	384	16	guidelines.136	guidelines.136	NOUN
cblr-1786	384	17	these	these	DET
cblr-1786	384	18	“	"	PUNCT
cblr-1786	384	19	non	non	ADJ
cblr-1786	384	20	-	-	ADJ
cblr-1786	384	21	conforming	conforming	ADJ
cblr-1786	384	22	loans	loan	NOUN
cblr-1786	384	23	”	"	PUNCT
cblr-1786	384	24	include	include	VERB
cblr-1786	384	25	so	so	ADV
cblr-1786	384	26	-	-	PUNCT
cblr-1786	384	27	called	call	VERB
cblr-1786	384	28	“	"	PUNCT
cblr-1786	384	29	jumbo	jumbo	ADJ
cblr-1786	384	30	”	"	PUNCT
cblr-1786	384	31	mortgages	mortgage	NOUN
cblr-1786	384	32	(	(	PUNCT
cblr-1786	384	33	conforming	conform	VERB
cblr-1786	384	34	mortgages	mortgage	NOUN
cblr-1786	384	35	but	but	CCONJ
cblr-1786	384	36	for	for	ADP
cblr-1786	384	37	exceeding	exceed	VERB
cblr-1786	384	38	the	the	DET
cblr-1786	384	39	gse	gse	PROPN
cblr-1786	384	40	loan	loan	NOUN
cblr-1786	384	41	limit	limit	NOUN
cblr-1786	384	42	)	)	PUNCT
cblr-1786	384	43	as	as	ADV
cblr-1786	384	44	well	well	ADV
cblr-1786	384	45	as	as	ADP
cblr-1786	384	46	so	so	ADV
cblr-1786	384	47	-	-	PUNCT
cblr-1786	384	48	called	call	VERB
cblr-1786	384	49	“	"	PUNCT
cblr-1786	384	50	subprime	subprime	ADJ
cblr-1786	384	51	”	"	PUNCT
cblr-1786	384	52	mortgages	mortgage	NOUN
cblr-1786	384	53	(	(	PUNCT
cblr-1786	384	54	mortgages	mortgage	NOUN
cblr-1786	384	55	that	that	PRON
cblr-1786	384	56	failed	fail	VERB
cblr-1786	384	57	the	the	DET
cblr-1786	384	58	gse	gse	PROPN
cblr-1786	384	59	credit	credit	NOUN
cblr-1786	384	60	quality	quality	NOUN
cblr-1786	384	61	requirements).137	requirements).137	NOUN
cblr-1786	384	62	private	private	ADJ
cblr-1786	384	63	-	-	PUNCT
cblr-1786	384	64	label	label	NOUN
cblr-1786	384	65	securitization	securitization	NOUN
cblr-1786	384	66	grew	grow	VERB
cblr-1786	384	67	in	in	ADP
cblr-1786	384	68	earnest	earnest	ADJ
cblr-1786	384	69	following	follow	VERB
cblr-1786	384	70	the	the	DET
cblr-1786	384	71	savings	saving	NOUN
cblr-1786	384	72	and	and	CCONJ
cblr-1786	384	73	loan	loan	NOUN
cblr-1786	384	74	crisis	crisis	NOUN
cblr-1786	384	75	.	.	PUNCT
cblr-1786	385	1	although	although	SCONJ
cblr-1786	385	2	the	the	DET
cblr-1786	385	3	rtc	rtc	PROPN
cblr-1786	385	4	was	be	AUX
cblr-1786	385	5	able	able	ADJ
cblr-1786	385	6	to	to	PART
cblr-1786	385	7	offload	offload	VERB
cblr-1786	385	8	$	$	SYM
cblr-1786	385	9	6.1	6.1	NUM
cblr-1786	385	10	billion	billion	NUM
cblr-1786	385	11	in	in	ADP
cblr-1786	385	12	failed	failed	ADJ
cblr-1786	385	13	thrift	thrift	NOUN
cblr-1786	385	14	assets	asset	NOUN
cblr-1786	385	15	to	to	ADP
cblr-1786	385	16	the	the	DET
cblr-1786	385	17	gses	gse	NOUN
cblr-1786	385	18	,	,	PUNCT
cblr-1786	385	19	the	the	DET
cblr-1786	385	20	balance	balance	NOUN
cblr-1786	385	21	of	of	ADP
cblr-1786	385	22	the	the	DET
cblr-1786	385	23	loans	loan	NOUN
cblr-1786	385	24	did	do	AUX
cblr-1786	385	25	not	not	PART
cblr-1786	385	26	meet	meet	VERB
cblr-1786	385	27	the	the	DET
cblr-1786	385	28	gse	gse	PROPN
cblr-1786	385	29	underwriting	underwriting	NOUN
cblr-1786	385	30	guidelines.138	guidelines.138	NOUN
cblr-1786	385	31	seeking	seek	VERB
cblr-1786	385	32	greater	great	ADJ
cblr-1786	385	33	efficiency	efficiency	NOUN
cblr-1786	385	34	than	than	ADP
cblr-1786	385	35	a	a	DET
cblr-1786	385	36	one	one	NUM
cblr-1786	385	37	-	-	PUNCT
cblr-1786	385	38	by	by	ADP
cblr-1786	385	39	-	-	PUNCT
cblr-1786	385	40	one	one	NUM
cblr-1786	385	41	sale	sale	NOUN
cblr-1786	385	42	of	of	ADP
cblr-1786	385	43	loans	loan	NOUN
cblr-1786	385	44	,	,	PUNCT
cblr-1786	385	45	rtc	rtc	PROPN
cblr-1786	385	46	officials	official	NOUN
cblr-1786	385	47	worked	work	VERB
cblr-1786	385	48	with	with	ADP
cblr-1786	385	49	the	the	DET
cblr-1786	385	50	private	private	ADJ
cblr-1786	385	51	sector	sector	NOUN
cblr-1786	385	52	to	to	PART
cblr-1786	385	53	securitize	securitize	VERB
cblr-1786	385	54	these	these	DET
cblr-1786	385	55	assets.139	assets.139	ADJ
cblr-1786	385	56	by	by	ADP
cblr-1786	385	57	the	the	DET
cblr-1786	385	58	time	time	NOUN
cblr-1786	385	59	the	the	DET
cblr-1786	385	60	rtc	rtc	PROPN
cblr-1786	385	61	wound	wind	VERB
cblr-1786	385	62	down	down	ADP
cblr-1786	385	63	,	,	PUNCT
cblr-1786	385	64	it	it	PRON
cblr-1786	385	65	had	have	AUX
cblr-1786	385	66	effected	effect	VERB
cblr-1786	385	67	the	the	DET
cblr-1786	385	68	securitization	securitization	NOUN
cblr-1786	385	69	of	of	ADP
cblr-1786	385	70	some	some	DET
cblr-1786	385	71	$	$	SYM
cblr-1786	385	72	25	25	NUM
cblr-1786	385	73	billion	billion	NUM
cblr-1786	385	74	of	of	ADP
cblr-1786	385	75	non	non	ADJ
cblr-1786	385	76	-	-	ADJ
cblr-1786	385	77	gse	gse	ADJ
cblr-1786	385	78	,	,	PUNCT
cblr-1786	385	79	private	private	ADJ
cblr-1786	385	80	-	-	PUNCT
cblr-1786	385	81	label	label	NOUN
cblr-1786	385	82	mbss.140as	mbss.140a	NOUN
cblr-1786	385	83	investors	investor	NOUN
cblr-1786	385	84	became	become	VERB
cblr-1786	385	85	more	more	ADV
cblr-1786	385	86	familiar	familiar	ADJ
cblr-1786	385	87	with	with	ADP
cblr-1786	385	88	securitization	securitization	NOUN
cblr-1786	385	89	—	—	PUNCT
cblr-1786	385	90	gse	gse	ADJ
cblr-1786	385	91	or	or	CCONJ
cblr-1786	385	92	otherwise	otherwise	ADV
cblr-1786	385	93	—	—	PUNCT
cblr-1786	385	94	private	private	ADJ
cblr-1786	385	95	-	-	PUNCT
cblr-1786	385	96	label	label	NOUN
cblr-1786	385	97	securitization	securitization	NOUN
cblr-1786	385	98	as	as	ADP
cblr-1786	385	99	a	a	DET
cblr-1786	385	100	source	source	NOUN
cblr-1786	385	101	of	of	ADP
cblr-1786	385	102	mortgage	mortgage	NOUN
cblr-1786	385	103	funding	funding	NOUN
cblr-1786	385	104	grew	grow	VERB
cblr-1786	385	105	alongside	alongside	ADP
cblr-1786	385	106	gse	gse	PROPN
cblr-1786	385	107	securitization.141	securitization.141	NOUN
cblr-1786	385	108	at	at	ADP
cblr-1786	385	109	its	its	PRON
cblr-1786	385	110	peak	peak	NOUN
cblr-1786	385	111	before	before	ADP
cblr-1786	385	112	the	the	DET
cblr-1786	385	113	financial	financial	ADJ
cblr-1786	385	114	crisis	crisis	NOUN
cblr-1786	385	115	,	,	PUNCT
cblr-1786	385	116	private	private	ADJ
cblr-1786	385	117	-	-	PUNCT
cblr-1786	385	118	label	label	NOUN
cblr-1786	385	119	securitization	securitization	NOUN
cblr-1786	385	120	accounted	account	VERB
cblr-1786	385	121	for	for	ADP
cblr-1786	385	122	over	over	ADP
cblr-1786	385	123	20	20	NUM
cblr-1786	385	124	%	%	NOUN
cblr-1786	385	125	of	of	ADP
cblr-1786	385	126	total	total	ADJ
cblr-1786	385	127	mortgage	mortgage	NOUN
cblr-1786	385	128	funding	funding	NOUN
cblr-1786	385	129	in	in	ADP
cblr-1786	385	130	the	the	DET
cblr-1786	385	131	united	united	PROPN
cblr-1786	385	132	states.142	states.142	PROPN
cblr-1786	385	133	after	after	SCONJ
cblr-1786	385	134	the	the	DET
cblr-1786	385	135	financial	financial	ADJ
cblr-1786	385	136	crisis	crisis	NOUN
cblr-1786	385	137	struck	strike	VERB
cblr-1786	385	138	,	,	PUNCT
cblr-1786	385	139	however	however	ADV
cblr-1786	385	140	,	,	PUNCT
cblr-1786	385	141	private	private	ADJ
cblr-1786	385	142	-	-	PUNCT
cblr-1786	385	143	label	label	NOUN
cblr-1786	385	144	securitization	securitization	NOUN
cblr-1786	385	145	evaporated.143	evaporated.143	NOUN
cblr-1786	385	146	issuance	issuance	NOUN
cblr-1786	385	147	in	in	ADP
cblr-1786	385	148	2013	2013	NUM
cblr-1786	385	149	remained	remain	VERB
cblr-1786	385	150	low	low	ADJ
cblr-1786	385	151	at	at	ADP
cblr-1786	385	152	$	$	SYM
cblr-1786	385	153	16.8	16.8	NUM
cblr-1786	385	154	billion	billion	NUM
cblr-1786	385	155	(	(	PUNCT
cblr-1786	385	156	compared	compare	VERB
cblr-1786	385	157	to	to	ADP
cblr-1786	385	158	$	$	SYM
cblr-1786	385	159	726	726	NUM
cblr-1786	385	160	billion	billion	NUM
cblr-1786	385	161	in	in	ADP
cblr-1786	385	162	2005),144	2005),144	NUM
cblr-1786	385	163	mostly	mostly	ADV
cblr-1786	385	164	in	in	ADP
cblr-1786	385	165	high	high	ADJ
cblr-1786	385	166	credit	credit	NOUN
cblr-1786	385	167	quality	quality	NOUN
cblr-1786	385	168	jumbo	jumbo	NOUN
cblr-1786	385	169	loans.145	loans.145	VERB
cblr-1786	385	170	the	the	DET
cblr-1786	385	171	chief	chief	ADJ
cblr-1786	385	172	cause	cause	NOUN
cblr-1786	385	173	of	of	ADP
cblr-1786	385	174	this	this	DET
cblr-1786	385	175	contraction	contraction	NOUN
cblr-1786	385	176	appears	appear	VERB
cblr-1786	385	177	to	to	PART
cblr-1786	385	178	be	be	AUX
cblr-1786	385	179	investor	investor	NOUN
cblr-1786	385	180	concerns	concern	NOUN
cblr-1786	385	181	with	with	ADP
cblr-1786	385	182	“	"	PUNCT
cblr-1786	385	183	structural	structural	ADJ
cblr-1786	385	184	136	136	NUM
cblr-1786	385	185	private	private	ADJ
cblr-1786	385	186	-	-	PUNCT
cblr-1786	385	187	label	label	NOUN
cblr-1786	385	188	securitization	securitization	NOUN
cblr-1786	385	189	hearing	hearing	NOUN
cblr-1786	385	190	,	,	PUNCT
cblr-1786	386	1	supra	supra	PROPN
cblr-1786	386	2	note	note	PROPN
cblr-1786	386	3	23	23	NUM
cblr-1786	386	4	,	,	PUNCT
cblr-1786	386	5	at	at	ADP
cblr-1786	386	6	44	44	NUM
cblr-1786	386	7	(	(	PUNCT
cblr-1786	386	8	statement	statement	NOUN
cblr-1786	386	9	of	of	ADP
cblr-1786	386	10	adam	adam	PROPN
cblr-1786	386	11	j.	j.	PROPN
cblr-1786	386	12	levitin	levitin	PROPN
cblr-1786	386	13	,	,	PUNCT
cblr-1786	386	14	professor	professor	NOUN
cblr-1786	386	15	of	of	ADP
cblr-1786	386	16	law	law	NOUN
cblr-1786	386	17	,	,	PUNCT
cblr-1786	386	18	georgetown	georgetown	PROPN
cblr-1786	386	19	university	university	PROPN
cblr-1786	386	20	law	law	NOUN
cblr-1786	386	21	center	center	NOUN
cblr-1786	386	22	)	)	PUNCT
cblr-1786	386	23	.	.	PUNCT
cblr-1786	387	1	137	137	NUM
cblr-1786	387	2	see	see	VERB
cblr-1786	387	3	i	i	PROPN
cblr-1786	387	4	d.	d.	PROPN
cblr-1786	387	5	138	138	NUM
cblr-1786	387	6	fcic	fcic	NOUN
cblr-1786	387	7	report	report	NOUN
cblr-1786	387	8	,	,	PUNCT
cblr-1786	387	9	supra	supra	PROPN
cblr-1786	387	10	note	note	NOUN
cblr-1786	387	11	3	3	NUM
cblr-1786	387	12	,	,	PUNCT
cblr-1786	387	13	at	at	ADP
cblr-1786	387	14	68	68	NUM
cblr-1786	387	15	.	.	PUNCT
cblr-1786	387	16	139	139	NUM
cblr-1786	388	1	i	i	PRON
cblr-1786	388	2	d.	d.	PROPN
cblr-1786	388	3	at	at	ADP
cblr-1786	388	4	69	69	NUM
cblr-1786	388	5	.	.	PUNCT
cblr-1786	389	1	140	140	NUM
cblr-1786	390	1	i	i	NOUN
cblr-1786	390	2	d.	d.	PROPN
cblr-1786	390	3	141	141	NUM
cblr-1786	391	1	i	i	PRON
cblr-1786	391	2	d.	d.	PROPN
cblr-1786	391	3	at	at	ADP
cblr-1786	391	4	69–70	69–70	NUM
cblr-1786	391	5	.	.	PUNCT
cblr-1786	392	1	142	142	NUM
cblr-1786	392	2	see	see	VERB
cblr-1786	392	3	i	i	PRON
cblr-1786	392	4	d.	d.	PROPN
cblr-1786	392	5	at	at	ADP
cblr-1786	392	6	69	69	NUM
cblr-1786	392	7	fig.5.1	fig.5.1	PROPN
cblr-1786	392	8	.	.	PUNCT
cblr-1786	393	1	143	143	NUM
cblr-1786	393	2	see	see	VERB
cblr-1786	393	3	fhfa	fhfa	ADJ
cblr-1786	393	4	2012	2012	NUM
cblr-1786	393	5	report	report	NOUN
cblr-1786	393	6	to	to	ADP
cblr-1786	393	7	congress	congress	PROPN
cblr-1786	393	8	,	,	PUNCT
cblr-1786	393	9	supra	supra	PROPN
cblr-1786	393	10	note	note	PROPN
cblr-1786	393	11	114	114	NUM
cblr-1786	393	12	,	,	PUNCT
cblr-1786	393	13	at	at	ADP
cblr-1786	393	14	6	6	NUM
cblr-1786	393	15	fig.5	fig.5	NOUN
cblr-1786	393	16	.	.	PUNCT
cblr-1786	394	1	144	144	NUM
cblr-1786	394	2	see	see	VERB
cblr-1786	394	3	sec	sec	PROPN
cblr-1786	394	4	.	.	PROPN
cblr-1786	394	5	indus	indus	PROPN
cblr-1786	394	6	.	.	PUNCT
cblr-1786	395	1	and	and	CCONJ
cblr-1786	395	2	fin	fin	NOUN
cblr-1786	395	3	.	.	PUNCT
cblr-1786	396	1	mkts	mkts	NOUN
cblr-1786	396	2	ass’n	ass’n	NOUN
cblr-1786	396	3	,	,	PUNCT
cblr-1786	396	4	u.s	u.s	PROPN
cblr-1786	396	5	.	.	PROPN
cblr-1786	396	6	mortgage	mortgage	NOUN
cblr-1786	396	7	-	-	PUNCT
cblr-1786	396	8	related	relate	VERB
cblr-1786	396	9	issuance	issuance	NOUN
cblr-1786	396	10	and	and	CCONJ
cblr-1786	396	11	outstanding	outstanding	ADJ
cblr-1786	396	12	tbl.1.1	tbl.1.1	PROPN
cblr-1786	396	13	.	.	PUNCT
cblr-1786	397	1	(	(	PUNCT
cblr-1786	397	2	2014	2014	NUM
cblr-1786	397	3	)	)	PUNCT
cblr-1786	397	4	.	.	PUNCT
cblr-1786	398	1	145	145	NUM
cblr-1786	398	2	private	private	ADJ
cblr-1786	398	3	-	-	PUNCT
cblr-1786	398	4	label	label	NOUN
cblr-1786	398	5	securitization	securitization	NOUN
cblr-1786	398	6	hearing	hearing	NOUN
cblr-1786	398	7	,	,	PUNCT
cblr-1786	398	8	supra	supra	PROPN
cblr-1786	398	9	note	note	PROPN
cblr-1786	398	10	23	23	NUM
cblr-1786	398	11	,	,	PUNCT
cblr-1786	398	12	at	at	ADP
cblr-1786	398	13	35	35	NUM
cblr-1786	398	14	(	(	PUNCT
cblr-1786	398	15	statement	statement	NOUN
cblr-1786	398	16	of	of	ADP
cblr-1786	398	17	john	john	PROPN
cblr-1786	398	18	gidman	gidman	PROPN
cblr-1786	398	19	,	,	PUNCT
cblr-1786	398	20	president	president	NOUN
cblr-1786	398	21	,	,	PUNCT
cblr-1786	398	22	association	association	NOUN
cblr-1786	398	23	of	of	ADP
cblr-1786	398	24	institutional	institutional	ADJ
cblr-1786	398	25	investors	investor	NOUN
cblr-1786	398	26	)	)	PUNCT
cblr-1786	398	27	.	.	PUNCT
cblr-1786	399	1	niles	nile	NOUN
cblr-1786	399	2	final	final	ADJ
cblr-1786	399	3	no	no	NOUN
cblr-1786	399	4	.	.	NOUN
cblr-1786	399	5	3:906	3:906	NUM
cblr-1786	399	6	]	]	PUNCT
cblr-1786	399	7	member	member	NOUN
cblr-1786	399	8	fmic	fmic	ADJ
cblr-1786	399	9	931	931	NUM
cblr-1786	399	10	weaknesses	weakness	NOUN
cblr-1786	399	11	”	"	PUNCT
cblr-1786	399	12	in	in	ADP
cblr-1786	399	13	the	the	DET
cblr-1786	399	14	securitization	securitization	NOUN
cblr-1786	399	15	market	market	NOUN
cblr-1786	399	16	,	,	PUNCT
cblr-1786	399	17	including	include	VERB
cblr-1786	399	18	trustee	trustee	NOUN
cblr-1786	399	19	conflicts	conflict	NOUN
cblr-1786	399	20	of	of	ADP
cblr-1786	399	21	interest	interest	NOUN
cblr-1786	399	22	,	,	PUNCT
cblr-1786	399	23	originator	originator	NOUN
cblr-1786	399	24	incentive	incentive	NOUN
cblr-1786	399	25	misalignment	misalignment	NOUN
cblr-1786	399	26	,	,	PUNCT
cblr-1786	399	27	poor	poor	ADJ
cblr-1786	399	28	contract	contract	NOUN
cblr-1786	399	29	enforcement	enforcement	NOUN
cblr-1786	399	30	,	,	PUNCT
cblr-1786	399	31	and	and	CCONJ
cblr-1786	399	32	low	low	ADJ
cblr-1786	399	33	disclosure.146	disclosure.146	PROPN
cblr-1786	399	34	1	1	NUM
cblr-1786	399	35	.	.	PUNCT
cblr-1786	399	36	gses	gse	NOUN
cblr-1786	399	37	in	in	ADP
cblr-1786	399	38	conservatorship	conservatorship	NOUN
cblr-1786	399	39	of	of	ADP
cblr-1786	399	40	fhfa	fhfa	NOUN
cblr-1786	399	41	the	the	DET
cblr-1786	399	42	gses	gse	NOUN
cblr-1786	399	43	have	have	AUX
cblr-1786	399	44	operated	operate	VERB
cblr-1786	399	45	under	under	ADP
cblr-1786	399	46	fhfa	fhfa	ADJ
cblr-1786	399	47	conservatorship	conservatorship	NOUN
cblr-1786	399	48	since	since	SCONJ
cblr-1786	399	49	september	september	PROPN
cblr-1786	399	50	2008.147	2008.147	PROPN
cblr-1786	399	51	nonetheless	nonetheless	ADV
cblr-1786	399	52	,	,	PUNCT
cblr-1786	399	53	the	the	DET
cblr-1786	399	54	gses	gse	NOUN
cblr-1786	399	55	have	have	AUX
cblr-1786	399	56	continued	continue	VERB
cblr-1786	399	57	their	their	PRON
cblr-1786	399	58	guaranty	guaranty	NOUN
cblr-1786	399	59	and	and	CCONJ
cblr-1786	399	60	securitization	securitization	NOUN
cblr-1786	399	61	business	business	NOUN
cblr-1786	399	62	nearly	nearly	ADV
cblr-1786	399	63	unabated.148	unabated.148	PROPN
cblr-1786	399	64	moreover	moreover	ADV
cblr-1786	399	65	,	,	PUNCT
cblr-1786	399	66	because	because	SCONJ
cblr-1786	399	67	private	private	ADJ
cblr-1786	399	68	-	-	PUNCT
cblr-1786	399	69	label	label	NOUN
cblr-1786	399	70	mbs	mb	NOUN
cblr-1786	399	71	issuance	issuance	NOUN
cblr-1786	399	72	has	have	AUX
cblr-1786	399	73	evaporated	evaporate	VERB
cblr-1786	399	74	for	for	ADP
cblr-1786	399	75	all	all	PRON
cblr-1786	399	76	but	but	SCONJ
cblr-1786	399	77	the	the	DET
cblr-1786	399	78	highest	high	ADJ
cblr-1786	399	79	quality	quality	NOUN
cblr-1786	399	80	jumbo	jumbo	ADJ
cblr-1786	399	81	loans	loan	NOUN
cblr-1786	399	82	,	,	PUNCT
cblr-1786	399	83	gse	gse	PROPN
cblr-1786	399	84	mbs	mb	NOUN
cblr-1786	399	85	issuance	issuance	NOUN
cblr-1786	399	86	now	now	ADV
cblr-1786	399	87	commands	command	VERB
cblr-1786	399	88	a	a	DET
cblr-1786	399	89	much	much	ADV
cblr-1786	399	90	higher	high	ADJ
cblr-1786	399	91	market	market	NOUN
cblr-1786	399	92	share	share	NOUN
cblr-1786	399	93	,	,	PUNCT
cblr-1786	399	94	comprising	comprise	VERB
cblr-1786	399	95	nearly	nearly	ADV
cblr-1786	399	96	77	77	NUM
cblr-1786	399	97	%	%	NOUN
cblr-1786	399	98	of	of	ADP
cblr-1786	399	99	all	all	DET
cblr-1786	399	100	mortgages	mortgage	NOUN
cblr-1786	399	101	originated	originate	VERB
cblr-1786	399	102	in	in	ADP
cblr-1786	399	103	2012.149	2012.149	NUM
cblr-1786	399	104	in	in	ADP
cblr-1786	399	105	early	early	ADJ
cblr-1786	399	106	2012	2012	NUM
cblr-1786	399	107	,	,	PUNCT
cblr-1786	399	108	fhfa	fhfa	NOUN
cblr-1786	399	109	sent	send	VERB
cblr-1786	399	110	congressional	congressional	ADJ
cblr-1786	399	111	leaders	leader	NOUN
cblr-1786	399	112	a	a	DET
cblr-1786	399	113	strategic	strategic	ADJ
cblr-1786	399	114	plan	plan	NOUN
cblr-1786	399	115	outlining	outline	VERB
cblr-1786	399	116	the	the	DET
cblr-1786	399	117	goals	goal	NOUN
cblr-1786	399	118	of	of	ADP
cblr-1786	399	119	conservatorship.150	conservatorship.150	NOUN
cblr-1786	399	120	this	this	DET
cblr-1786	399	121	document	document	NOUN
cblr-1786	399	122	outlined	outline	VERB
cblr-1786	399	123	initiatives	initiative	NOUN
cblr-1786	399	124	that	that	PRON
cblr-1786	399	125	fhfa	fhfa	NOUN
cblr-1786	399	126	has	have	AUX
cblr-1786	399	127	already	already	ADV
cblr-1786	399	128	undertaken	undertake	VERB
cblr-1786	399	129	in	in	ADP
cblr-1786	399	130	conservatorship	conservatorship	NOUN
cblr-1786	399	131	,	,	PUNCT
cblr-1786	399	132	including	include	VERB
cblr-1786	399	133	initiatives	initiative	NOUN
cblr-1786	399	134	relating	relate	VERB
cblr-1786	399	135	to	to	ADP
cblr-1786	399	136	mortgage	mortgage	NOUN
cblr-1786	399	137	data	datum	NOUN
cblr-1786	399	138	standardization	standardization	NOUN
cblr-1786	399	139	,	,	PUNCT
cblr-1786	399	140	servicer	servicer	NOUN
cblr-1786	399	141	compensation	compensation	NOUN
cblr-1786	399	142	and	and	CCONJ
cblr-1786	399	143	incentive	incentive	NOUN
cblr-1786	399	144	alignment	alignment	NOUN
cblr-1786	399	145	,	,	PUNCT
cblr-1786	399	146	and	and	CCONJ
cblr-1786	399	147	loan	loan	NOUN
cblr-1786	399	148	-	-	PUNCT
cblr-1786	399	149	level	level	NOUN
cblr-1786	399	150	disclosure.151	disclosure.151	NOUN
cblr-1786	399	151	the	the	DET
cblr-1786	399	152	document	document	NOUN
cblr-1786	399	153	also	also	ADV
cblr-1786	399	154	outlined	outline	VERB
cblr-1786	399	155	future	future	ADJ
cblr-1786	399	156	planned	plan	VERB
cblr-1786	399	157	initiatives	initiative	NOUN
cblr-1786	399	158	relating	relate	VERB
cblr-1786	399	159	to	to	ADP
cblr-1786	399	160	foreclosure	foreclosure	NOUN
cblr-1786	399	161	prevention	prevention	NOUN
cblr-1786	399	162	,	,	PUNCT
cblr-1786	399	163	portfolio	portfolio	NOUN
cblr-1786	399	164	loss	loss	NOUN
cblr-1786	399	165	mitigation	mitigation	NOUN
cblr-1786	399	166	,	,	PUNCT
cblr-1786	399	167	and	and	CCONJ
cblr-1786	399	168	securitization	securitization	NOUN
cblr-1786	399	169	standardization.152	standardization.152	PROPN
cblr-1786	399	170	however	however	ADV
cblr-1786	399	171	,	,	PUNCT
cblr-1786	399	172	without	without	ADP
cblr-1786	399	173	clear	clear	ADJ
cblr-1786	399	174	congressional	congressional	ADJ
cblr-1786	399	175	direction	direction	NOUN
cblr-1786	399	176	,	,	PUNCT
cblr-1786	399	177	fhfa	fhfa	NOUN
cblr-1786	399	178	remained	remain	VERB
cblr-1786	399	179	uncertain	uncertain	ADJ
cblr-1786	399	180	how	how	SCONJ
cblr-1786	399	181	conservatorship	conservatorship	NOUN
cblr-1786	399	182	should	should	AUX
cblr-1786	399	183	end	end	VERB
cblr-1786	399	184	.	.	PUNCT
cblr-1786	400	1	fhfa	fhfa	NOUN
cblr-1786	400	2	wrote	write	VERB
cblr-1786	400	3	to	to	ADP
cblr-1786	400	4	congress	congress	PROPN
cblr-1786	400	5	:	:	PUNCT
cblr-1786	400	6	policymakers	policymaker	NOUN
cblr-1786	400	7	need	need	VERB
cblr-1786	400	8	to	to	PART
cblr-1786	400	9	address	address	VERB
cblr-1786	400	10	the	the	DET
cblr-1786	400	11	future	future	ADJ
cblr-1786	400	12	structure	structure	NOUN
cblr-1786	400	13	of	of	ADP
cblr-1786	400	14	housing	housing	NOUN
cblr-1786	400	15	finance	finance	NOUN
cblr-1786	400	16	,	,	PUNCT
cblr-1786	400	17	which	which	PRON
cblr-1786	400	18	would	would	AUX
cblr-1786	400	19	allow	allow	VERB
cblr-1786	400	20	for	for	ADP
cblr-1786	400	21	a	a	DET
cblr-1786	400	22	smooth	smooth	ADJ
cblr-1786	400	23	transition	transition	NOUN
cblr-1786	400	24	from	from	ADP
cblr-1786	400	25	today	today	NOUN
cblr-1786	400	26	’s	’s	PART
cblr-1786	400	27	market	market	NOUN
cblr-1786	400	28	.	.	PUNCT
cblr-1786	401	1	without	without	ADP
cblr-1786	401	2	action	action	NOUN
cblr-1786	401	3	by	by	ADP
cblr-1786	401	4	congress	congress	PROPN
cblr-1786	401	5	,	,	PUNCT
cblr-1786	401	6	fhfa	fhfa	NOUN
cblr-1786	401	7	must	must	AUX
cblr-1786	401	8	continue	continue	VERB
cblr-1786	401	9	to	to	PART
cblr-1786	401	10	look	look	VERB
cblr-1786	401	11	to	to	ADP
cblr-1786	401	12	the	the	DET
cblr-1786	401	13	existing	exist	VERB
cblr-1786	401	14	statutory	statutory	ADJ
cblr-1786	401	15	provisions	provision	NOUN
cblr-1786	401	16	that	that	PRON
cblr-1786	401	17	guide	guide	VERB
cblr-1786	401	18	the	the	DET
cblr-1786	401	19	conservatorships	conservatorship	NOUN
cblr-1786	401	20	.	.	PUNCT
cblr-1786	402	1	in	in	ADP
cblr-1786	402	2	particular	particular	ADJ
cblr-1786	402	3	,	,	PUNCT
cblr-1786	402	4	fhfa	fhfa	NOUN
cblr-1786	402	5	must	must	AUX
cblr-1786	402	6	consider	consider	VERB
cblr-1786	402	7	what	what	PRON
cblr-1786	402	8	it	it	PRON
cblr-1786	402	9	means	mean	VERB
cblr-1786	402	10	to	to	PART
cblr-1786	402	11	“	"	PUNCT
cblr-1786	402	12	take	take	VERB
cblr-1786	402	13	such	such	ADJ
cblr-1786	402	14	action	action	NOUN
cblr-1786	402	15	as	as	SCONJ
cblr-1786	402	16	may	may	AUX
cblr-1786	402	17	be	be	AUX
cblr-1786	402	18	146	146	NUM
cblr-1786	402	19	see	see	NOUN
cblr-1786	403	1	i	i	PRON
cblr-1786	403	2	d.	d.	PROPN
cblr-1786	403	3	147	147	NUM
cblr-1786	403	4	fhfa	fhfa	ADJ
cblr-1786	403	5	2012	2012	NUM
cblr-1786	403	6	report	report	NOUN
cblr-1786	403	7	to	to	ADP
cblr-1786	403	8	congress	congress	PROPN
cblr-1786	403	9	,	,	PUNCT
cblr-1786	403	10	supra	supra	PROPN
cblr-1786	403	11	note	note	PROPN
cblr-1786	403	12	114	114	NUM
cblr-1786	403	13	,	,	PUNCT
cblr-1786	403	14	at	at	ADP
cblr-1786	403	15	iii	iii	NOUN
cblr-1786	403	16	.	.	NOUN
cblr-1786	403	17	148	148	NUM
cblr-1786	403	18	see	see	VERB
cblr-1786	403	19	i	i	PRON
cblr-1786	403	20	d.	d.	PROPN
cblr-1786	403	21	at	at	ADP
cblr-1786	403	22	6	6	NUM
cblr-1786	403	23	fig.5	fig.5	NOUN
cblr-1786	403	24	.	.	PUNCT
cblr-1786	403	25	149	149	NUM
cblr-1786	403	26	see	see	VERB
cblr-1786	404	1	i	i	PRON
cblr-1786	404	2	d.	d.	PROPN
cblr-1786	404	3	150	150	NUM
cblr-1786	404	4	fhfa	fhfa	ADJ
cblr-1786	404	5	strategic	strategic	ADJ
cblr-1786	404	6	plan	plan	NOUN
cblr-1786	404	7	,	,	PUNCT
cblr-1786	404	8	supra	supra	PROPN
cblr-1786	404	9	note	note	NOUN
cblr-1786	404	10	14	14	NUM
cblr-1786	404	11	.	.	PUNCT
cblr-1786	405	1	151	151	NUM
cblr-1786	405	2	i	i	PRON
cblr-1786	405	3	d.	d.	VERB
cblr-1786	405	4	at	at	ADP
cblr-1786	405	5	10–11	10–11	NUM
cblr-1786	405	6	.	.	PUNCT
cblr-1786	406	1	152	152	NUM
cblr-1786	406	2	see	see	VERB
cblr-1786	406	3	i	i	PRON
cblr-1786	406	4	d.	d.	PROPN
cblr-1786	406	5	at	at	ADP
cblr-1786	406	6	11–12	11–12	NUM
cblr-1786	406	7	.	.	PUNCT
cblr-1786	407	1	niles	nile	NOUN
cblr-1786	407	2	final	final	ADJ
cblr-1786	407	3	932	932	NUM
cblr-1786	407	4	columbia	columbia	PROPN
cblr-1786	407	5	business	business	NOUN
cblr-1786	407	6	law	law	PROPN
cblr-1786	407	7	review	review	NOUN
cblr-1786	408	1	[	[	X
cblr-1786	408	2	vol	vol	NOUN
cblr-1786	408	3	.	.	PUNCT
cblr-1786	408	4	2014	2014	NUM
cblr-1786	408	5	necessary	necessary	ADJ
cblr-1786	408	6	to	to	PART
cblr-1786	408	7	put	put	VERB
cblr-1786	408	8	[	[	PUNCT
cblr-1786	408	9	fannie	fannie	PROPN
cblr-1786	408	10	mae	mae	PROPN
cblr-1786	408	11	and	and	CCONJ
cblr-1786	408	12	freddie	freddie	PROPN
cblr-1786	408	13	mac	mac	PROPN
cblr-1786	408	14	]	]	PUNCT
cblr-1786	408	15	in	in	ADP
cblr-1786	408	16	a	a	DET
cblr-1786	408	17	sound	sound	NOUN
cblr-1786	408	18	and	and	CCONJ
cblr-1786	408	19	solvent	solvent	ADJ
cblr-1786	408	20	condition	condition	NOUN
cblr-1786	408	21	”	"	PUNCT
cblr-1786	408	22	when	when	SCONJ
cblr-1786	408	23	it	it	PRON
cblr-1786	408	24	is	be	AUX
cblr-1786	408	25	clear	clear	ADJ
cblr-1786	408	26	that	that	SCONJ
cblr-1786	408	27	the	the	DET
cblr-1786	408	28	draws	draw	VERB
cblr-1786	408	29	the	the	DET
cblr-1786	408	30	companies	company	NOUN
cblr-1786	408	31	have	have	AUX
cblr-1786	408	32	taken	take	VERB
cblr-1786	408	33	from	from	ADP
cblr-1786	408	34	the	the	DET
cblr-1786	408	35	treasury	treasury	NOUN
cblr-1786	408	36	are	be	AUX
cblr-1786	408	37	so	so	ADV
cblr-1786	408	38	large	large	ADJ
cblr-1786	408	39	they	they	PRON
cblr-1786	408	40	can	can	AUX
cblr-1786	408	41	not	not	PART
cblr-1786	408	42	be	be	AUX
cblr-1786	408	43	repaid	repay	VERB
cblr-1786	408	44	under	under	ADP
cblr-1786	408	45	any	any	DET
cblr-1786	408	46	foreseeable	foreseeable	ADJ
cblr-1786	408	47	scenarios.153	scenarios.153	VERB
cblr-1786	408	48	one	one	NUM
cblr-1786	408	49	scenario	scenario	NOUN
cblr-1786	408	50	fhfa	fhfa	NOUN
cblr-1786	408	51	apparently	apparently	ADV
cblr-1786	408	52	did	do	AUX
cblr-1786	408	53	not	not	PART
cblr-1786	408	54	foresee	foresee	VERB
cblr-1786	408	55	,	,	PUNCT
cblr-1786	408	56	however	however	ADV
cblr-1786	408	57	,	,	PUNCT
cblr-1786	408	58	has	have	AUX
cblr-1786	408	59	materialized	materialize	VERB
cblr-1786	408	60	:	:	PUNCT
cblr-1786	408	61	total	total	ADJ
cblr-1786	408	62	repayment	repayment	NOUN
cblr-1786	408	63	.	.	PUNCT
cblr-1786	409	1	in	in	ADP
cblr-1786	409	2	august	august	PROPN
cblr-1786	409	3	2012	2012	NUM
cblr-1786	409	4	,	,	PUNCT
cblr-1786	409	5	treasury	treasury	NOUN
cblr-1786	409	6	and	and	CCONJ
cblr-1786	409	7	fhfa	fhfa	NOUN
cblr-1786	409	8	,	,	PUNCT
cblr-1786	409	9	contracting	contracting	NOUN
cblr-1786	409	10	as	as	ADP
cblr-1786	409	11	conservator	conservator	NOUN
cblr-1786	409	12	of	of	ADP
cblr-1786	409	13	the	the	DET
cblr-1786	409	14	gses	gse	NOUN
cblr-1786	409	15	,	,	PUNCT
cblr-1786	409	16	amended	amend	VERB
cblr-1786	409	17	treasury	treasury	PROPN
cblr-1786	409	18	’s	’s	PART
cblr-1786	409	19	senior	senior	ADJ
cblr-1786	409	20	preferred	preferred	ADJ
cblr-1786	409	21	shares	share	NOUN
cblr-1786	409	22	agreement	agreement	NOUN
cblr-1786	409	23	with	with	ADP
cblr-1786	409	24	the	the	DET
cblr-1786	409	25	gses	gse	NOUN
cblr-1786	409	26	,	,	PUNCT
cblr-1786	409	27	the	the	DET
cblr-1786	409	28	instrument	instrument	NOUN
cblr-1786	409	29	through	through	ADP
cblr-1786	409	30	which	which	PRON
cblr-1786	409	31	treasury	treasury	PROPN
cblr-1786	409	32	recapitalized	recapitalize	VERB
cblr-1786	409	33	the	the	DET
cblr-1786	409	34	firms.154	firms.154	NOUN
cblr-1786	409	35	the	the	DET
cblr-1786	409	36	amendment	amendment	NOUN
cblr-1786	409	37	requires	require	VERB
cblr-1786	409	38	that	that	SCONJ
cblr-1786	409	39	the	the	DET
cblr-1786	409	40	gses	gse	NOUN
cblr-1786	409	41	sweep	sweep	VERB
cblr-1786	409	42	every	every	DET
cblr-1786	409	43	dollar	dollar	NOUN
cblr-1786	409	44	of	of	ADP
cblr-1786	409	45	profit	profit	NOUN
cblr-1786	409	46	they	they	PRON
cblr-1786	409	47	earn	earn	AUX
cblr-1786	409	48	going	go	VERB
cblr-1786	409	49	forward	forward	ADV
cblr-1786	409	50	into	into	ADP
cblr-1786	409	51	a	a	DET
cblr-1786	409	52	quarterly	quarterly	ADJ
cblr-1786	409	53	dividend	dividend	NOUN
cblr-1786	409	54	paid	pay	VERB
cblr-1786	409	55	to	to	AUX
cblr-1786	409	56	treasury	treasury	VERB
cblr-1786	409	57	alone.155	alone.155	PROPN
cblr-1786	409	58	that	that	DET
cblr-1786	409	59	amendment	amendment	NOUN
cblr-1786	409	60	,	,	PUNCT
cblr-1786	409	61	combined	combine	VERB
cblr-1786	409	62	with	with	ADP
cblr-1786	409	63	a	a	DET
cblr-1786	409	64	recently	recently	ADV
cblr-1786	409	65	rising	rise	VERB
cblr-1786	409	66	housing	housing	NOUN
cblr-1786	409	67	market	market	NOUN
cblr-1786	409	68	,	,	PUNCT
cblr-1786	409	69	has	have	AUX
cblr-1786	409	70	occasioned	occasion	VERB
cblr-1786	409	71	the	the	DET
cblr-1786	409	72	payment	payment	NOUN
cblr-1786	409	73	of	of	ADP
cblr-1786	409	74	$	$	SYM
cblr-1786	409	75	213.1	213.1	NUM
cblr-1786	409	76	billion	billion	NUM
cblr-1786	409	77	in	in	ADP
cblr-1786	409	78	dividends	dividend	NOUN
cblr-1786	409	79	as	as	ADP
cblr-1786	409	80	of	of	ADP
cblr-1786	409	81	the	the	DET
cblr-1786	409	82	first	first	ADJ
cblr-1786	409	83	quarter	quarter	NOUN
cblr-1786	409	84	of	of	ADP
cblr-1786	409	85	2014	2014	NUM
cblr-1786	409	86	,	,	PUNCT
cblr-1786	409	87	exceeding	exceed	VERB
cblr-1786	409	88	the	the	DET
cblr-1786	409	89	gses	gse	NOUN
cblr-1786	409	90	’	'	PUNCT
cblr-1786	409	91	initial	initial	ADJ
cblr-1786	409	92	draws	draw	NOUN
cblr-1786	409	93	of	of	ADP
cblr-1786	409	94	$	$	SYM
cblr-1786	409	95	187.5	187.5	NUM
cblr-1786	409	96	billion.156	billion.156	PROPN
cblr-1786	409	97	despite	despite	SCONJ
cblr-1786	409	98	these	these	DET
cblr-1786	409	99	strong	strong	ADJ
cblr-1786	409	100	dividend	dividend	NOUN
cblr-1786	409	101	distributions	distribution	NOUN
cblr-1786	409	102	,	,	PUNCT
cblr-1786	409	103	however	however	ADV
cblr-1786	409	104	,	,	PUNCT
cblr-1786	409	105	the	the	DET
cblr-1786	409	106	administration	administration	NOUN
cblr-1786	409	107	remains	remain	VERB
cblr-1786	409	108	supportive	supportive	ADJ
cblr-1786	409	109	of	of	ADP
cblr-1786	409	110	the	the	DET
cblr-1786	409	111	senate	senate	PROPN
cblr-1786	409	112	banking	banking	PROPN
cblr-1786	409	113	committee	committee	PROPN
cblr-1786	409	114	efforts	effort	NOUN
cblr-1786	409	115	to	to	PART
cblr-1786	409	116	wind	wind	VERB
cblr-1786	409	117	the	the	DET
cblr-1786	409	118	gses	gse	NOUN
cblr-1786	409	119	down.157	down.157	PROPN
cblr-1786	409	120	153	153	NUM
cblr-1786	409	121	i	i	PROPN
cblr-1786	409	122	d.	d.	PROPN
cblr-1786	409	123	at	at	ADP
cblr-1786	409	124	9	9	NUM
cblr-1786	409	125	.	.	NUM
cblr-1786	409	126	154	154	NUM
cblr-1786	409	127	see	see	VERB
cblr-1786	409	128	robert	robert	PROPN
cblr-1786	409	129	e.	e.	PROPN
cblr-1786	409	130	bostrom	bostrom	PROPN
cblr-1786	409	131	et	et	PROPN
cblr-1786	409	132	al	al	PROPN
cblr-1786	409	133	.	.	PROPN
cblr-1786	409	134	,	,	PUNCT
cblr-1786	409	135	us	us	PROPN
cblr-1786	409	136	treasury	treasury	PROPN
cblr-1786	409	137	modifies	modify	VERB
cblr-1786	409	138	stock	stock	NOUN
cblr-1786	409	139	purchase	purchase	NOUN
cblr-1786	409	140	agreements	agreement	NOUN
cblr-1786	409	141	for	for	ADP
cblr-1786	409	142	fannie	fannie	PROPN
cblr-1786	409	143	and	and	CCONJ
cblr-1786	409	144	freddie	freddie	PROPN
cblr-1786	409	145	,	,	PUNCT
cblr-1786	409	146	mondaq	mondaq	PROPN
cblr-1786	409	147	(	(	PUNCT
cblr-1786	409	148	aug	aug	PROPN
cblr-1786	409	149	.	.	PROPN
cblr-1786	409	150	29	29	NUM
cblr-1786	409	151	,	,	PUNCT
cblr-1786	409	152	2012	2012	NUM
cblr-1786	409	153	)	)	PUNCT
cblr-1786	409	154	,	,	PUNCT
cblr-1786	409	155	http://perma.cc/6e7e-xvuy	http://perma.cc/6e7e-xvuy	X
cblr-1786	409	156	.	.	NOUN
cblr-1786	410	1	155	155	NUM
cblr-1786	410	2	third	third	ADJ
cblr-1786	410	3	amendment	amendment	NOUN
cblr-1786	410	4	to	to	PART
cblr-1786	410	5	amended	amend	VERB
cblr-1786	410	6	and	and	CCONJ
cblr-1786	410	7	restated	restate	VERB
cblr-1786	410	8	senior	senior	ADJ
cblr-1786	410	9	preferred	preferred	ADJ
cblr-1786	410	10	stock	stock	NOUN
cblr-1786	410	11	purchase	purchase	NOUN
cblr-1786	410	12	agreement	agreement	NOUN
cblr-1786	410	13	(	(	PUNCT
cblr-1786	410	14	aug	aug	PROPN
cblr-1786	410	15	.	.	PROPN
cblr-1786	410	16	17	17	NUM
cblr-1786	410	17	,	,	PUNCT
cblr-1786	410	18	2012	2012	NUM
cblr-1786	410	19	)	)	PUNCT
cblr-1786	410	20	,	,	PUNCT
cblr-1786	410	21	http://perma.cc/63tx-4tds	http://perma.cc/63tx-4tds	PROPN
cblr-1786	410	22	.	.	PUNCT
cblr-1786	411	1	equity	equity	NOUN
cblr-1786	411	2	holders	holder	NOUN
cblr-1786	411	3	junior	junior	ADJ
cblr-1786	411	4	to	to	ADP
cblr-1786	411	5	the	the	DET
cblr-1786	411	6	treasury	treasury	NOUN
cblr-1786	411	7	have	have	AUX
cblr-1786	411	8	challenged	challenge	VERB
cblr-1786	411	9	the	the	DET
cblr-1786	411	10	amendment	amendment	NOUN
cblr-1786	411	11	,	,	PUNCT
cblr-1786	411	12	with	with	ADP
cblr-1786	411	13	class	class	NOUN
cblr-1786	411	14	action	action	NOUN
cblr-1786	411	15	litigation	litigation	NOUN
cblr-1786	411	16	ongoing	ongoing	ADJ
cblr-1786	411	17	.	.	PUNCT
cblr-1786	412	1	in	in	ADP
cblr-1786	412	2	re	re	PROPN
cblr-1786	412	3	fannie	fannie	PROPN
cblr-1786	412	4	mae	mae	PROPN
cblr-1786	412	5	/	/	PROPN
cblr-1786	412	6	freddie	freddie	PROPN
cblr-1786	412	7	mac	mac	PROPN
cblr-1786	412	8	senior	senior	ADJ
cblr-1786	412	9	preferred	preferred	ADJ
cblr-1786	412	10	stock	stock	NOUN
cblr-1786	412	11	purchase	purchase	NOUN
cblr-1786	412	12	agreement	agreement	NOUN
cblr-1786	412	13	class	class	NOUN
cblr-1786	412	14	action	action	NOUN
cblr-1786	412	15	litigs	litig	NOUN
cblr-1786	412	16	.	.	PUNCT
cblr-1786	412	17	,	,	PUNCT
cblr-1786	412	18	no	no	INTJ
cblr-1786	412	19	.	.	PUNCT
cblr-1786	413	1	1:13	1:13	NUM
cblr-1786	413	2	-	-	NUM
cblr-1786	413	3	mc01288	mc01288	ADJ
cblr-1786	413	4	(	(	PUNCT
cblr-1786	413	5	d.d.c	d.d.c	PROPN
cblr-1786	413	6	.	.	PUNCT
cblr-1786	413	7	nov	nov	PROPN
cblr-1786	413	8	18	18	NUM
cblr-1786	413	9	,	,	PUNCT
cblr-1786	413	10	2013	2013	NUM
cblr-1786	413	11	)	)	PUNCT
cblr-1786	413	12	.	.	PUNCT
cblr-1786	414	1	156	156	NUM
cblr-1786	414	2	see	see	VERB
cblr-1786	414	3	maggie	maggie	PROPN
cblr-1786	414	4	mcgrath	mcgrath	PROPN
cblr-1786	414	5	,	,	PUNCT
cblr-1786	414	6	fannie	fannie	PROPN
cblr-1786	414	7	mae	mae	PROPN
cblr-1786	414	8	and	and	CCONJ
cblr-1786	414	9	freddie	freddie	PROPN
cblr-1786	414	10	mac	mac	PROPN
cblr-1786	414	11	sending	send	VERB
cblr-1786	414	12	treasury	treasury	PROPN
cblr-1786	414	13	$	$	SYM
cblr-1786	414	14	10.2	10.2	NUM
cblr-1786	414	15	billion	billion	NUM
cblr-1786	414	16	after	after	ADP
cblr-1786	414	17	posting	post	VERB
cblr-1786	414	18	first	first	ADJ
cblr-1786	414	19	quarter	quarter	NOUN
cblr-1786	414	20	profits	profit	NOUN
cblr-1786	414	21	,	,	PUNCT
cblr-1786	414	22	forbes	forbes	X
cblr-1786	414	23	(	(	PUNCT
cblr-1786	414	24	may	may	PROPN
cblr-1786	414	25	8	8	NUM
cblr-1786	414	26	,	,	PUNCT
cblr-1786	414	27	2013	2013	NUM
cblr-1786	414	28	)	)	PUNCT
cblr-1786	414	29	,	,	PUNCT
cblr-1786	414	30	http://perma.cc/y95d-tcnu	http://perma.cc/y95d-tcnu	PROPN
cblr-1786	414	31	.	.	PROPN
cblr-1786	414	32	157	157	NUM
cblr-1786	414	33	see	see	VERB
cblr-1786	414	34	press	press	NOUN
cblr-1786	414	35	release	release	NOUN
cblr-1786	414	36	,	,	PUNCT
cblr-1786	414	37	office	office	NOUN
cblr-1786	414	38	of	of	ADP
cblr-1786	414	39	the	the	DET
cblr-1786	414	40	press	press	NOUN
cblr-1786	414	41	secretary	secretary	NOUN
cblr-1786	414	42	,	,	PUNCT
cblr-1786	414	43	statement	statement	NOUN
cblr-1786	414	44	by	by	ADP
cblr-1786	414	45	the	the	DET
cblr-1786	414	46	press	press	NOUN
cblr-1786	414	47	secretary	secretary	NOUN
cblr-1786	414	48	on	on	ADP
cblr-1786	414	49	housing	housing	NOUN
cblr-1786	414	50	finance	finance	NOUN
cblr-1786	414	51	reform	reform	NOUN
cblr-1786	414	52	(	(	PUNCT
cblr-1786	414	53	may	may	PROPN
cblr-1786	414	54	15	15	NUM
cblr-1786	414	55	,	,	PUNCT
cblr-1786	414	56	2014	2014	NUM
cblr-1786	414	57	)	)	PUNCT
cblr-1786	414	58	,	,	PUNCT
cblr-1786	414	59	available	available	ADJ
cblr-1786	414	60	at	at	ADP
cblr-1786	414	61	http://perma.cc/f8ta-m94u	http://perma.cc/f8ta-m94u	PRON
cblr-1786	414	62	.	.	PUNCT
cblr-1786	415	1	niles	nile	NOUN
cblr-1786	415	2	final	final	ADJ
cblr-1786	415	3	no	no	NOUN
cblr-1786	415	4	.	.	NOUN
cblr-1786	415	5	3:906	3:906	NUM
cblr-1786	415	6	]	]	PUNCT
cblr-1786	415	7	member	member	NOUN
cblr-1786	415	8	fmic	fmic	NOUN
cblr-1786	415	9	933	933	NUM
cblr-1786	415	10	2	2	NUM
cblr-1786	415	11	.	.	PUNCT
cblr-1786	416	1	gse	gse	ADJ
cblr-1786	416	2	mbs	mb	NOUN
cblr-1786	416	3	transactions	transaction	NOUN
cblr-1786	416	4	today	today	NOUN
cblr-1786	416	5	currently	currently	ADV
cblr-1786	416	6	,	,	PUNCT
cblr-1786	416	7	the	the	DET
cblr-1786	416	8	gses	gse	NOUN
cblr-1786	416	9	engage	engage	VERB
cblr-1786	416	10	in	in	ADP
cblr-1786	416	11	the	the	DET
cblr-1786	416	12	credit	credit	NOUN
cblr-1786	416	13	guaranty	guaranty	NOUN
cblr-1786	416	14	and	and	CCONJ
cblr-1786	416	15	securitization	securitization	NOUN
cblr-1786	416	16	business	business	NOUN
cblr-1786	416	17	that	that	PRON
cblr-1786	416	18	facilitates	facilitate	VERB
cblr-1786	416	19	the	the	DET
cblr-1786	416	20	production	production	NOUN
cblr-1786	416	21	of	of	ADP
cblr-1786	416	22	gse	gse	PROPN
cblr-1786	416	23	mbss	mbss	NOUN
cblr-1786	416	24	.	.	PUNCT
cblr-1786	417	1	as	as	SCONJ
cblr-1786	417	2	discussed	discuss	VERB
cblr-1786	417	3	above	above	ADV
cblr-1786	417	4	,	,	PUNCT
cblr-1786	417	5	gse	gse	ADJ
cblr-1786	417	6	mbss	mbss	NOUN
cblr-1786	417	7	are	be	AUX
cblr-1786	417	8	mortgage	mortgage	NOUN
cblr-1786	417	9	-	-	PUNCT
cblr-1786	417	10	backed	back	VERB
cblr-1786	417	11	securities	security	NOUN
cblr-1786	417	12	for	for	ADP
cblr-1786	417	13	which	which	PRON
cblr-1786	417	14	the	the	DET
cblr-1786	417	15	gses	gse	NOUN
cblr-1786	417	16	guarantee	guarantee	VERB
cblr-1786	417	17	the	the	DET
cblr-1786	417	18	timely	timely	ADJ
cblr-1786	417	19	payment	payment	NOUN
cblr-1786	417	20	of	of	ADP
cblr-1786	417	21	principal	principal	NOUN
cblr-1786	417	22	and	and	CCONJ
cblr-1786	417	23	interest.158	interest.158	NOUN
cblr-1786	417	24	thus	thus	ADV
cblr-1786	417	25	,	,	PUNCT
cblr-1786	417	26	while	while	SCONJ
cblr-1786	417	27	the	the	DET
cblr-1786	417	28	investors	investor	NOUN
cblr-1786	417	29	who	who	PRON
cblr-1786	417	30	hold	hold	VERB
cblr-1786	417	31	gse	gse	PROPN
cblr-1786	417	32	mbss	mbss	NOUN
cblr-1786	417	33	assume	assume	VERB
cblr-1786	417	34	prepayment	prepayment	NOUN
cblr-1786	417	35	risk	risk	NOUN
cblr-1786	417	36	and	and	CCONJ
cblr-1786	417	37	interest	interest	NOUN
cblr-1786	417	38	-	-	PUNCT
cblr-1786	417	39	rate	rate	NOUN
cblr-1786	417	40	risk	risk	NOUN
cblr-1786	417	41	,	,	PUNCT
cblr-1786	417	42	the	the	DET
cblr-1786	417	43	gses	gse	NOUN
cblr-1786	417	44	themselves	themselves	PRON
cblr-1786	417	45	retain	retain	VERB
cblr-1786	417	46	the	the	DET
cblr-1786	417	47	credit	credit	NOUN
cblr-1786	417	48	risk.159	risk.159	NOUN
cblr-1786	417	49	because	because	SCONJ
cblr-1786	417	50	the	the	DET
cblr-1786	417	51	gses	gse	NOUN
cblr-1786	417	52	currently	currently	ADV
cblr-1786	417	53	sit	sit	VERB
cblr-1786	417	54	in	in	ADP
cblr-1786	417	55	federal	federal	ADJ
cblr-1786	417	56	conservatorship	conservatorship	NOUN
cblr-1786	417	57	,	,	PUNCT
cblr-1786	417	58	this	this	DET
cblr-1786	417	59	credit	credit	NOUN
cblr-1786	417	60	guaranty	guaranty	NOUN
cblr-1786	417	61	is	be	AUX
cblr-1786	417	62	the	the	DET
cblr-1786	417	63	fount	fount	NOUN
cblr-1786	417	64	of	of	ADP
cblr-1786	417	65	taxpayer	taxpayer	NOUN
cblr-1786	417	66	exposure	exposure	NOUN
cblr-1786	417	67	to	to	ADP
cblr-1786	417	68	the	the	DET
cblr-1786	417	69	housing	housing	NOUN
cblr-1786	417	70	market	market	NOUN
cblr-1786	417	71	.	.	PUNCT
cblr-1786	418	1	gse	gse	ADJ
cblr-1786	418	2	mbss	mbss	NOUN
cblr-1786	418	3	emanate	emanate	VERB
cblr-1786	418	4	from	from	ADP
cblr-1786	418	5	two	two	NUM
cblr-1786	418	6	different	different	ADJ
cblr-1786	418	7	lines	line	NOUN
cblr-1786	418	8	of	of	ADP
cblr-1786	418	9	business	business	NOUN
cblr-1786	418	10	:	:	PUNCT
cblr-1786	418	11	the	the	DET
cblr-1786	418	12	whole	whole	ADJ
cblr-1786	418	13	loan	loan	NOUN
cblr-1786	418	14	conduit	conduit	NOUN
cblr-1786	418	15	line	line	NOUN
cblr-1786	418	16	and	and	CCONJ
cblr-1786	418	17	the	the	DET
cblr-1786	418	18	lender	lender	NOUN
cblr-1786	418	19	swap	swap	NOUN
cblr-1786	418	20	transaction	transaction	NOUN
cblr-1786	418	21	line.160	line.160	ADV
cblr-1786	418	22	under	under	ADP
cblr-1786	418	23	the	the	DET
cblr-1786	418	24	whole	whole	ADJ
cblr-1786	418	25	loan	loan	NOUN
cblr-1786	418	26	conduit	conduit	NOUN
cblr-1786	418	27	line	line	NOUN
cblr-1786	418	28	,	,	PUNCT
cblr-1786	418	29	the	the	DET
cblr-1786	418	30	gses	gse	NOUN
cblr-1786	418	31	purchase	purchase	VERB
cblr-1786	418	32	whole	whole	ADJ
cblr-1786	418	33	loans	loan	NOUN
cblr-1786	418	34	that	that	PRON
cblr-1786	418	35	conform	conform	VERB
cblr-1786	418	36	to	to	ADP
cblr-1786	418	37	gse	gse	ADJ
cblr-1786	418	38	underwriting	underwriting	NOUN
cblr-1786	418	39	guidelines	guideline	NOUN
cblr-1786	418	40	from	from	ADP
cblr-1786	418	41	a	a	DET
cblr-1786	418	42	wide	wide	ADJ
cblr-1786	418	43	array	array	NOUN
cblr-1786	418	44	of	of	ADP
cblr-1786	418	45	lenders	lender	NOUN
cblr-1786	418	46	.	.	PUNCT
cblr-1786	419	1	the	the	DET
cblr-1786	419	2	gses	gse	NOUN
cblr-1786	419	3	then	then	ADV
cblr-1786	419	4	compile	compile	VERB
cblr-1786	419	5	those	those	DET
cblr-1786	419	6	whole	whole	ADJ
cblr-1786	419	7	loans	loan	NOUN
cblr-1786	419	8	into	into	ADP
cblr-1786	419	9	pools	pool	NOUN
cblr-1786	419	10	,	,	PUNCT
cblr-1786	419	11	securitize	securitize	VERB
cblr-1786	419	12	the	the	DET
cblr-1786	419	13	pools	pool	NOUN
cblr-1786	419	14	,	,	PUNCT
cblr-1786	419	15	and	and	CCONJ
cblr-1786	419	16	issue	issue	VERB
cblr-1786	419	17	the	the	DET
cblr-1786	419	18	securities	security	NOUN
cblr-1786	419	19	as	as	ADP
cblr-1786	419	20	gse	gse	PROPN
cblr-1786	419	21	mbss	mbss	NOUN
cblr-1786	419	22	to	to	ADP
cblr-1786	419	23	investors	investor	NOUN
cblr-1786	419	24	in	in	ADP
cblr-1786	419	25	the	the	DET
cblr-1786	419	26	capital	capital	NOUN
cblr-1786	419	27	markets.161	markets.161	VERB
cblr-1786	419	28	under	under	ADP
cblr-1786	419	29	the	the	DET
cblr-1786	419	30	lender	lender	NOUN
cblr-1786	419	31	swap	swap	NOUN
cblr-1786	419	32	transaction	transaction	NOUN
cblr-1786	419	33	line	line	NOUN
cblr-1786	419	34	of	of	ADP
cblr-1786	419	35	business	business	NOUN
cblr-1786	419	36	,	,	PUNCT
cblr-1786	419	37	lenders	lender	NOUN
cblr-1786	419	38	or	or	CCONJ
cblr-1786	419	39	other	other	ADJ
cblr-1786	419	40	loan	loan	NOUN
cblr-1786	419	41	aggregators	aggregator	NOUN
cblr-1786	419	42	themselves	themselves	PRON
cblr-1786	419	43	compile	compile	VERB
cblr-1786	419	44	loans	loan	NOUN
cblr-1786	419	45	that	that	PRON
cblr-1786	419	46	conform	conform	VERB
cblr-1786	419	47	to	to	ADP
cblr-1786	419	48	the	the	DET
cblr-1786	419	49	gses	gse	NOUN
cblr-1786	419	50	’	’	PART
cblr-1786	419	51	underwriting	underwriting	NOUN
cblr-1786	419	52	guidelines	guideline	NOUN
cblr-1786	419	53	.	.	PUNCT
cblr-1786	420	1	the	the	DET
cblr-1786	420	2	lenders	lender	NOUN
cblr-1786	420	3	or	or	CCONJ
cblr-1786	420	4	loan	loan	NOUN
cblr-1786	420	5	aggregators	aggregator	NOUN
cblr-1786	420	6	then	then	ADV
cblr-1786	420	7	deliver	deliver	VERB
cblr-1786	420	8	the	the	DET
cblr-1786	420	9	mortgage	mortgage	NOUN
cblr-1786	420	10	pool	pool	NOUN
cblr-1786	420	11	to	to	ADP
cblr-1786	420	12	the	the	DET
cblr-1786	420	13	gses	gse	NOUN
cblr-1786	420	14	in	in	ADP
cblr-1786	420	15	exchange	exchange	NOUN
cblr-1786	420	16	for	for	ADP
cblr-1786	420	17	a	a	DET
cblr-1786	420	18	gse	gse	PROPN
cblr-1786	420	19	mbs	mb	NOUN
cblr-1786	420	20	backed	back	VERB
cblr-1786	420	21	by	by	ADP
cblr-1786	420	22	the	the	DET
cblr-1786	420	23	same	same	ADJ
cblr-1786	420	24	pool	pool	NOUN
cblr-1786	420	25	.	.	PUNCT
cblr-1786	421	1	the	the	DET
cblr-1786	421	2	gses	gse	NOUN
cblr-1786	421	3	perform	perform	VERB
cblr-1786	421	4	this	this	DET
cblr-1786	421	5	“	"	PUNCT
cblr-1786	421	6	swap	swap	NOUN
cblr-1786	421	7	”	"	PUNCT
cblr-1786	421	8	for	for	ADP
cblr-1786	421	9	a	a	DET
cblr-1786	421	10	guaranty	guaranty	NOUN
cblr-1786	421	11	fee.162	fee.162	PROPN
cblr-1786	421	12	iii	iii	PROPN
cblr-1786	421	13	.	.	PUNCT
cblr-1786	422	1	the	the	DET
cblr-1786	422	2	senate	senate	PROPN
cblr-1786	422	3	housing	housing	PROPN
cblr-1786	422	4	finance	finance	PROPN
cblr-1786	422	5	reform	reform	NOUN
cblr-1786	422	6	proposal	proposal	NOUN
cblr-1786	422	7	&	&	CCONJ
cblr-1786	422	8	other	other	ADJ
cblr-1786	422	9	proposals	proposal	NOUN
cblr-1786	422	10	senator	senator	NOUN
cblr-1786	422	11	bob	bob	PROPN
cblr-1786	422	12	corker	corker	PROPN
cblr-1786	422	13	introduced	introduce	VERB
cblr-1786	422	14	the	the	DET
cblr-1786	422	15	corker	corker	NOUN
cblr-1786	422	16	-	-	PUNCT
cblr-1786	422	17	warner	warner	PROPN
cblr-1786	422	18	senate	senate	PROPN
cblr-1786	422	19	bill	bill	NOUN
cblr-1786	422	20	,	,	PUNCT
cblr-1786	422	21	formally	formally	ADV
cblr-1786	422	22	s.	s.	PROPN
cblr-1786	422	23	1217	1217	NUM
cblr-1786	422	24	,	,	PUNCT
cblr-1786	422	25	the	the	DET
cblr-1786	422	26	housing	housing	NOUN
cblr-1786	422	27	finance	finance	NOUN
cblr-1786	422	28	reform	reform	NOUN
cblr-1786	422	29	158	158	NUM
cblr-1786	422	30	fannie	fannie	PROPN
cblr-1786	422	31	mae	mae	PROPN
cblr-1786	422	32	,	,	PUNCT
cblr-1786	422	33	basics	basic	NOUN
cblr-1786	422	34	of	of	ADP
cblr-1786	422	35	single	single	ADJ
cblr-1786	422	36	-	-	PUNCT
cblr-1786	422	37	family	family	NOUN
cblr-1786	422	38	fannie	fannie	PROPN
cblr-1786	422	39	mae	mae	PROPN
cblr-1786	422	40	mbs	mbs	PROPN
cblr-1786	422	41	1	1	NUM
cblr-1786	422	42	(	(	PUNCT
cblr-1786	422	43	2013	2013	NUM
cblr-1786	422	44	)	)	PUNCT
cblr-1786	422	45	,	,	PUNCT
cblr-1786	422	46	available	available	ADJ
cblr-1786	422	47	at	at	ADP
cblr-1786	422	48	http://perma.cc/5687-llvz	http://perma.cc/5687-llvz	PROPN
cblr-1786	422	49	.	.	PROPN
cblr-1786	422	50	159	159	NUM
cblr-1786	422	51	see	see	VERB
cblr-1786	422	52	i	i	PRON
cblr-1786	422	53	d.	d.	PROPN
cblr-1786	422	54	at	at	ADP
cblr-1786	422	55	2	2	NUM
cblr-1786	422	56	.	.	NOUN
cblr-1786	422	57	160	160	NUM
cblr-1786	422	58	see	see	VERB
cblr-1786	422	59	i	i	PRON
cblr-1786	422	60	d.	d.	PROPN
cblr-1786	422	61	at	at	ADP
cblr-1786	422	62	1	1	NUM
cblr-1786	422	63	.	.	PUNCT
cblr-1786	423	1	the	the	DET
cblr-1786	423	2	descriptions	description	NOUN
cblr-1786	423	3	of	of	ADP
cblr-1786	423	4	the	the	DET
cblr-1786	423	5	gse	gse	PROPN
cblr-1786	423	6	lines	line	NOUN
cblr-1786	423	7	of	of	ADP
cblr-1786	423	8	business	business	NOUN
cblr-1786	423	9	in	in	ADP
cblr-1786	423	10	this	this	DET
cblr-1786	423	11	note	note	NOUN
cblr-1786	423	12	comport	comport	NOUN
cblr-1786	423	13	to	to	ADP
cblr-1786	423	14	fannie	fannie	PROPN
cblr-1786	423	15	mae	mae	PROPN
cblr-1786	423	16	terminology	terminology	NOUN
cblr-1786	423	17	.	.	PUNCT
cblr-1786	424	1	161	161	NUM
cblr-1786	425	1	i	i	PRON
cblr-1786	425	2	d.	d.	PROPN
cblr-1786	425	3	162	162	NUM
cblr-1786	426	1	i	i	PROPN
cblr-1786	426	2	d.	d.	PROPN
cblr-1786	426	3	niles	niles	PROPN
cblr-1786	426	4	final	final	ADJ
cblr-1786	426	5	934	934	NUM
cblr-1786	426	6	columbia	columbia	PROPN
cblr-1786	426	7	business	business	NOUN
cblr-1786	426	8	law	law	PROPN
cblr-1786	426	9	review	review	NOUN
cblr-1786	426	10	[	[	X
cblr-1786	426	11	vol	vol	NOUN
cblr-1786	426	12	.	.	PUNCT
cblr-1786	426	13	2014	2014	NUM
cblr-1786	426	14	and	and	CCONJ
cblr-1786	426	15	taxpayer	taxpayer	PROPN
cblr-1786	426	16	protection	protection	PROPN
cblr-1786	426	17	act	act	PROPN
cblr-1786	426	18	,	,	PUNCT
cblr-1786	426	19	on	on	ADP
cblr-1786	426	20	june	june	PROPN
cblr-1786	426	21	25	25	NUM
cblr-1786	426	22	,	,	PUNCT
cblr-1786	426	23	2013	2013	NUM
cblr-1786	426	24	.	.	PUNCT
cblr-1786	427	1	the	the	DET
cblr-1786	427	2	bill	bill	NOUN
cblr-1786	427	3	was	be	AUX
cblr-1786	427	4	then	then	ADV
cblr-1786	427	5	referred	refer	VERB
cblr-1786	427	6	to	to	ADP
cblr-1786	427	7	the	the	DET
cblr-1786	427	8	senate	senate	PROPN
cblr-1786	427	9	banking	banking	PROPN
cblr-1786	427	10	committee	committee	NOUN
cblr-1786	427	11	.	.	PUNCT
cblr-1786	428	1	senators	senator	NOUN
cblr-1786	428	2	tim	tim	PROPN
cblr-1786	428	3	johnson	johnson	PROPN
cblr-1786	428	4	and	and	CCONJ
cblr-1786	428	5	mike	mike	PROPN
cblr-1786	428	6	crapo	crapo	PROPN
cblr-1786	428	7	,	,	PUNCT
cblr-1786	428	8	chairman	chairman	NOUN
cblr-1786	428	9	and	and	CCONJ
cblr-1786	428	10	ranking	ranking	NOUN
cblr-1786	428	11	member	member	NOUN
cblr-1786	428	12	of	of	ADP
cblr-1786	428	13	the	the	DET
cblr-1786	428	14	banking	banking	NOUN
cblr-1786	428	15	committee	committee	NOUN
cblr-1786	428	16	,	,	PUNCT
cblr-1786	428	17	organized	organize	VERB
cblr-1786	428	18	nine	nine	NUM
cblr-1786	428	19	hearings	hearing	NOUN
cblr-1786	428	20	in	in	ADP
cblr-1786	428	21	the	the	DET
cblr-1786	428	22	final	final	ADJ
cblr-1786	428	23	four	four	NUM
cblr-1786	428	24	months	month	NOUN
cblr-1786	428	25	of	of	ADP
cblr-1786	428	26	2013	2013	NUM
cblr-1786	428	27	to	to	PART
cblr-1786	428	28	consider	consider	VERB
cblr-1786	428	29	the	the	DET
cblr-1786	428	30	bill	bill	NOUN
cblr-1786	428	31	.	.	PUNCT
cblr-1786	429	1	chairman	chairman	PROPN
cblr-1786	429	2	johnson	johnson	PROPN
cblr-1786	429	3	initially	initially	ADV
cblr-1786	429	4	promised	promise	VERB
cblr-1786	429	5	to	to	PART
cblr-1786	429	6	pass	pass	VERB
cblr-1786	429	7	a	a	DET
cblr-1786	429	8	version	version	NOUN
cblr-1786	429	9	of	of	ADP
cblr-1786	429	10	the	the	DET
cblr-1786	429	11	bill	bill	NOUN
cblr-1786	429	12	through	through	ADP
cblr-1786	429	13	the	the	DET
cblr-1786	429	14	committee	committee	NOUN
cblr-1786	429	15	before	before	ADP
cblr-1786	429	16	the	the	DET
cblr-1786	429	17	end	end	NOUN
cblr-1786	429	18	of	of	ADP
cblr-1786	429	19	2013.163	2013.163	NUM
cblr-1786	429	20	although	although	SCONJ
cblr-1786	429	21	the	the	DET
cblr-1786	429	22	committee	committee	NOUN
cblr-1786	429	23	missed	miss	VERB
cblr-1786	429	24	that	that	DET
cblr-1786	429	25	deadline	deadline	NOUN
cblr-1786	429	26	,	,	PUNCT
cblr-1786	429	27	senators	senators	PROPN
cblr-1786	429	28	johnson	johnson	PROPN
cblr-1786	429	29	and	and	CCONJ
cblr-1786	429	30	crapo	crapo	PROPN
cblr-1786	429	31	released	release	VERB
cblr-1786	429	32	the	the	DET
cblr-1786	429	33	johnson	johnson	PROPN
cblr-1786	429	34	-	-	PUNCT
cblr-1786	429	35	crapo	crapo	PROPN
cblr-1786	429	36	bill	bill	NOUN
cblr-1786	429	37	on	on	ADP
cblr-1786	429	38	march	march	PROPN
cblr-1786	429	39	16	16	NUM
cblr-1786	429	40	,	,	PUNCT
cblr-1786	429	41	2014.164	2014.164	NUM
cblr-1786	429	42	the	the	DET
cblr-1786	429	43	johnson	johnson	PROPN
cblr-1786	429	44	-	-	PUNCT
cblr-1786	429	45	crapo	crapo	PROPN
cblr-1786	429	46	bill	bill	NOUN
cblr-1786	429	47	,	,	PUNCT
cblr-1786	429	48	very	very	ADV
cblr-1786	429	49	similar	similar	ADJ
cblr-1786	429	50	to	to	ADP
cblr-1786	429	51	the	the	DET
cblr-1786	429	52	corker	corker	NOUN
cblr-1786	429	53	-	-	PUNCT
cblr-1786	429	54	warner	warner	NOUN
cblr-1786	429	55	bill	bill	NOUN
cblr-1786	429	56	in	in	ADP
cblr-1786	429	57	substance	substance	NOUN
cblr-1786	429	58	and	and	CCONJ
cblr-1786	429	59	operation	operation	NOUN
cblr-1786	429	60	,	,	PUNCT
cblr-1786	429	61	passed	pass	VERB
cblr-1786	429	62	the	the	DET
cblr-1786	429	63	senate	senate	PROPN
cblr-1786	429	64	banking	banking	PROPN
cblr-1786	429	65	committee	committee	PROPN
cblr-1786	429	66	on	on	ADP
cblr-1786	429	67	may	may	PROPN
cblr-1786	429	68	15	15	NUM
cblr-1786	429	69	,	,	PUNCT
cblr-1786	429	70	2014	2014	NUM
cblr-1786	429	71	,	,	PUNCT
cblr-1786	429	72	with	with	ADP
cblr-1786	429	73	a	a	DET
cblr-1786	429	74	bipartisan	bipartisan	ADJ
cblr-1786	429	75	majority	majority	NOUN
cblr-1786	429	76	,	,	PUNCT
cblr-1786	429	77	by	by	ADP
cblr-1786	429	78	a	a	DET
cblr-1786	429	79	vote	vote	NOUN
cblr-1786	429	80	of	of	ADP
cblr-1786	429	81	13	13	NUM
cblr-1786	429	82	-	-	SYM
cblr-1786	429	83	9.165	9.165	NUM
cblr-1786	429	84	interestingly	interestingly	ADV
cblr-1786	429	85	,	,	PUNCT
cblr-1786	429	86	however	however	ADV
cblr-1786	429	87	,	,	PUNCT
cblr-1786	429	88	the	the	DET
cblr-1786	429	89	dissenters	dissenter	NOUN
cblr-1786	429	90	comprised	comprise	VERB
cblr-1786	429	91	not	not	PART
cblr-1786	429	92	only	only	ADV
cblr-1786	429	93	minority	minority	NOUN
cblr-1786	429	94	republicans	republican	NOUN
cblr-1786	429	95	but	but	CCONJ
cblr-1786	429	96	also	also	ADV
cblr-1786	429	97	liberal	liberal	ADJ
cblr-1786	429	98	democratic	democratic	ADJ
cblr-1786	429	99	senators	senator	NOUN
cblr-1786	429	100	such	such	ADJ
cblr-1786	429	101	as	as	ADP
cblr-1786	429	102	elizabeth	elizabeth	PROPN
cblr-1786	429	103	warren	warren	PROPN
cblr-1786	429	104	(	(	PUNCT
cblr-1786	429	105	d	d	PROPN
cblr-1786	429	106	-	-	PUNCT
cblr-1786	429	107	ma	ma	NOUN
cblr-1786	429	108	)	)	PUNCT
cblr-1786	429	109	,	,	PUNCT
cblr-1786	429	110	jeff	jeff	PROPN
cblr-1786	429	111	merkley	merkley	PROPN
cblr-1786	429	112	(	(	PUNCT
cblr-1786	429	113	d	d	NOUN
cblr-1786	429	114	-	-	PUNCT
cblr-1786	429	115	or	or	CCONJ
cblr-1786	429	116	)	)	PUNCT
cblr-1786	429	117	,	,	PUNCT
cblr-1786	429	118	and	and	CCONJ
cblr-1786	429	119	sherrod	sherrod	NOUN
cblr-1786	429	120	brown	brown	NOUN
cblr-1786	429	121	(	(	PUNCT
cblr-1786	429	122	d	d	NOUN
cblr-1786	429	123	-	-	PUNCT
cblr-1786	429	124	oh).166	oh).166	ADJ
cblr-1786	429	125	perhaps	perhaps	ADV
cblr-1786	429	126	because	because	SCONJ
cblr-1786	429	127	of	of	ADP
cblr-1786	429	128	the	the	DET
cblr-1786	429	129	strength	strength	NOUN
cblr-1786	429	130	of	of	ADP
cblr-1786	429	131	the	the	DET
cblr-1786	429	132	democratic	democratic	ADJ
cblr-1786	429	133	dissent	dissent	NOUN
cblr-1786	429	134	,	,	PUNCT
cblr-1786	429	135	senate	senate	PROPN
cblr-1786	429	136	majority	majority	NOUN
cblr-1786	429	137	leader	leader	NOUN
cblr-1786	429	138	harry	harry	PROPN
cblr-1786	429	139	reid	reid	PROPN
cblr-1786	429	140	(	(	PUNCT
cblr-1786	429	141	dnv	dnv	PROPN
cblr-1786	429	142	)	)	PUNCT
cblr-1786	429	143	has	have	AUX
cblr-1786	429	144	not	not	PART
cblr-1786	429	145	and	and	CCONJ
cblr-1786	429	146	is	be	AUX
cblr-1786	429	147	not	not	PART
cblr-1786	429	148	expected	expect	VERB
cblr-1786	429	149	to	to	PART
cblr-1786	429	150	bring	bring	VERB
cblr-1786	429	151	johnson	johnson	PROPN
cblr-1786	429	152	-	-	PUNCT
cblr-1786	429	153	crapo	crapo	PROPN
cblr-1786	429	154	to	to	ADP
cblr-1786	429	155	the	the	DET
cblr-1786	429	156	floor	floor	NOUN
cblr-1786	429	157	this	this	DET
cblr-1786	429	158	congress.167	congress.167	NOUN
cblr-1786	429	159	because	because	SCONJ
cblr-1786	429	160	of	of	ADP
cblr-1786	429	161	the	the	DET
cblr-1786	429	162	similarity	similarity	NOUN
cblr-1786	429	163	of	of	ADP
cblr-1786	429	164	corker	corker	NOUN
cblr-1786	429	165	-	-	PUNCT
cblr-1786	429	166	warner	warner	NOUN
cblr-1786	429	167	and	and	CCONJ
cblr-1786	429	168	johnsoncrapo	johnsoncrapo	PROPN
cblr-1786	429	169	,	,	PUNCT
cblr-1786	429	170	this	this	DET
cblr-1786	429	171	note	note	NOUN
cblr-1786	429	172	refers	refer	VERB
cblr-1786	429	173	to	to	ADP
cblr-1786	429	174	the	the	DET
cblr-1786	429	175	bills	bill	NOUN
cblr-1786	429	176	collectively	collectively	ADV
cblr-1786	429	177	as	as	ADP
cblr-1786	429	178	the	the	DET
cblr-1786	429	179	“	"	PUNCT
cblr-1786	429	180	senate	senate	PROPN
cblr-1786	429	181	proposal	proposal	NOUN
cblr-1786	429	182	.	.	PUNCT
cblr-1786	429	183	”	"	PUNCT
cblr-1786	430	1	this	this	DET
cblr-1786	430	2	useful	useful	ADJ
cblr-1786	430	3	moniker	moniker	NOUN
cblr-1786	430	4	,	,	PUNCT
cblr-1786	430	5	however	however	ADV
cblr-1786	430	6	,	,	PUNCT
cblr-1786	430	7	should	should	AUX
cblr-1786	430	8	not	not	PART
cblr-1786	430	9	be	be	AUX
cblr-1786	430	10	163	163	NUM
cblr-1786	430	11	see	see	NOUN
cblr-1786	430	12	press	press	NOUN
cblr-1786	430	13	release	release	NOUN
cblr-1786	430	14	,	,	PUNCT
cblr-1786	430	15	tim	tim	PROPN
cblr-1786	430	16	johnson	johnson	PROPN
cblr-1786	430	17	,	,	PUNCT
cblr-1786	430	18	chairman	chairman	NOUN
cblr-1786	430	19	,	,	PUNCT
cblr-1786	430	20	senate	senate	PROPN
cblr-1786	430	21	comm	comm	NOUN
cblr-1786	430	22	.	.	PUNCT
cblr-1786	431	1	on	on	ADP
cblr-1786	431	2	banking	banking	NOUN
cblr-1786	431	3	,	,	PUNCT
cblr-1786	431	4	hous	hous	ADJ
cblr-1786	431	5	.	.	PUNCT
cblr-1786	431	6	,	,	PUNCT
cblr-1786	431	7	and	and	CCONJ
cblr-1786	431	8	urban	urban	PROPN
cblr-1786	431	9	affairs	affairs	PROPN
cblr-1786	431	10	,	,	PUNCT
cblr-1786	431	11	johnson	johnson	PROPN
cblr-1786	431	12	statement	statement	NOUN
cblr-1786	431	13	on	on	ADP
cblr-1786	431	14	housing	housing	NOUN
cblr-1786	431	15	finance	finance	NOUN
cblr-1786	431	16	reform	reform	NOUN
cblr-1786	431	17	hearing	hearing	NOUN
cblr-1786	431	18	(	(	PUNCT
cblr-1786	431	19	sept	sept	PROPN
cblr-1786	431	20	.	.	PROPN
cblr-1786	431	21	19	19	NUM
cblr-1786	431	22	,	,	PUNCT
cblr-1786	431	23	2013	2013	NUM
cblr-1786	431	24	)	)	PUNCT
cblr-1786	431	25	,	,	PUNCT
cblr-1786	431	26	available	available	ADJ
cblr-1786	431	27	at	at	ADP
cblr-1786	431	28	http://perma.cc/74sn-qp26	http://perma.cc/74sn-qp26	PROPN
cblr-1786	431	29	(	(	PUNCT
cblr-1786	431	30	“	"	PUNCT
cblr-1786	431	31	ranking	rank	VERB
cblr-1786	431	32	member	member	NOUN
cblr-1786	431	33	crapo	crapo	PROPN
cblr-1786	431	34	and	and	CCONJ
cblr-1786	431	35	i	i	PRON
cblr-1786	431	36	are	be	AUX
cblr-1786	431	37	undertaking	undertake	VERB
cblr-1786	431	38	this	this	DET
cblr-1786	431	39	in	in	ADP
cblr-1786	431	40	-	-	PUNCT
cblr-1786	431	41	depth	depth	NOUN
cblr-1786	431	42	process	process	NOUN
cblr-1786	431	43	with	with	ADP
cblr-1786	431	44	the	the	DET
cblr-1786	431	45	goal	goal	NOUN
cblr-1786	431	46	of	of	ADP
cblr-1786	431	47	reaching	reach	VERB
cblr-1786	431	48	agreement	agreement	NOUN
cblr-1786	431	49	by	by	ADP
cblr-1786	431	50	the	the	DET
cblr-1786	431	51	end	end	NOUN
cblr-1786	431	52	of	of	ADP
cblr-1786	431	53	the	the	DET
cblr-1786	431	54	year	year	NOUN
cblr-1786	431	55	.	.	PUNCT
cblr-1786	431	56	”	"	PUNCT
cblr-1786	431	57	)	)	PUNCT
cblr-1786	431	58	.	.	PUNCT
cblr-1786	432	1	164	164	NUM
cblr-1786	432	2	press	press	NOUN
cblr-1786	432	3	release	release	NOUN
cblr-1786	432	4	,	,	PUNCT
cblr-1786	432	5	senate	senate	PROPN
cblr-1786	432	6	comm	comm	NOUN
cblr-1786	432	7	.	.	PUNCT
cblr-1786	433	1	on	on	ADP
cblr-1786	433	2	banking	banking	NOUN
cblr-1786	433	3	,	,	PUNCT
cblr-1786	433	4	hous	hous	ADJ
cblr-1786	433	5	.	.	PUNCT
cblr-1786	433	6	,	,	PUNCT
cblr-1786	433	7	and	and	CCONJ
cblr-1786	433	8	urban	urban	PROPN
cblr-1786	433	9	affairs	affairs	PROPN
cblr-1786	433	10	,	,	PUNCT
cblr-1786	433	11	johnson	johnson	PROPN
cblr-1786	433	12	,	,	PUNCT
cblr-1786	433	13	crapo	crapo	PROPN
cblr-1786	433	14	release	release	VERB
cblr-1786	433	15	housing	housing	NOUN
cblr-1786	433	16	finance	finance	NOUN
cblr-1786	433	17	reform	reform	NOUN
cblr-1786	433	18	text	text	NOUN
cblr-1786	433	19	(	(	PUNCT
cblr-1786	433	20	march	march	PROPN
cblr-1786	433	21	16	16	NUM
cblr-1786	433	22	,	,	PUNCT
cblr-1786	433	23	2014	2014	NUM
cblr-1786	433	24	)	)	PUNCT
cblr-1786	433	25	,	,	PUNCT
cblr-1786	433	26	available	available	ADJ
cblr-1786	433	27	at	at	ADP
cblr-1786	433	28	http://perma.cc/4krd-rk7c	http://perma.cc/4krd-rk7c	PROPN
cblr-1786	433	29	.	.	PUNCT
cblr-1786	434	1	the	the	DET
cblr-1786	434	2	bill	bill	NOUN
cblr-1786	434	3	was	be	AUX
cblr-1786	434	4	officially	officially	ADV
cblr-1786	434	5	introduced	introduce	VERB
cblr-1786	434	6	in	in	ADP
cblr-1786	434	7	the	the	DET
cblr-1786	434	8	senate	senate	PROPN
cblr-1786	434	9	as	as	ADP
cblr-1786	434	10	an	an	DET
cblr-1786	434	11	amendment	amendment	NOUN
cblr-1786	434	12	in	in	ADP
cblr-1786	434	13	the	the	DET
cblr-1786	434	14	nature	nature	NOUN
cblr-1786	434	15	of	of	ADP
cblr-1786	434	16	a	a	DET
cblr-1786	434	17	substitute	substitute	NOUN
cblr-1786	434	18	.	.	PUNCT
cblr-1786	435	1	see	see	VERB
cblr-1786	435	2	supra	supra	PROPN
cblr-1786	435	3	note	note	PROPN
cblr-1786	435	4	23	23	NUM
cblr-1786	435	5	and	and	CCONJ
cblr-1786	435	6	accompanying	accompany	VERB
cblr-1786	435	7	text	text	NOUN
cblr-1786	435	8	.	.	PUNCT
cblr-1786	436	1	165	165	NUM
cblr-1786	436	2	press	press	NOUN
cblr-1786	436	3	release	release	NOUN
cblr-1786	436	4	,	,	PUNCT
cblr-1786	436	5	senate	senate	PROPN
cblr-1786	436	6	comm	comm	NOUN
cblr-1786	436	7	.	.	PUNCT
cblr-1786	437	1	on	on	ADP
cblr-1786	437	2	banking	banking	NOUN
cblr-1786	437	3	,	,	PUNCT
cblr-1786	437	4	hous	hous	ADJ
cblr-1786	437	5	.	.	PUNCT
cblr-1786	437	6	,	,	PUNCT
cblr-1786	437	7	and	and	CCONJ
cblr-1786	437	8	urban	urban	PROPN
cblr-1786	437	9	affairs	affairs	PROPN
cblr-1786	437	10	,	,	PUNCT
cblr-1786	437	11	senate	senate	PROPN
cblr-1786	437	12	banking	banking	PROPN
cblr-1786	437	13	committee	committee	PROPN
cblr-1786	437	14	passes	pass	VERB
cblr-1786	437	15	bipartisan	bipartisan	ADJ
cblr-1786	437	16	housing	housing	NOUN
cblr-1786	437	17	finance	finance	NOUN
cblr-1786	437	18	reform	reform	NOUN
cblr-1786	437	19	legislation	legislation	NOUN
cblr-1786	437	20	(	(	PUNCT
cblr-1786	437	21	may	may	PROPN
cblr-1786	437	22	15	15	NUM
cblr-1786	437	23	,	,	PUNCT
cblr-1786	437	24	2014	2014	NUM
cblr-1786	437	25	)	)	PUNCT
cblr-1786	437	26	,	,	PUNCT
cblr-1786	437	27	available	available	ADJ
cblr-1786	437	28	at	at	ADP
cblr-1786	437	29	http://perma.cc/5n9m2aa6	http://perma.cc/5n9m2aa6	PROPN
cblr-1786	437	30	.	.	PUNCT
cblr-1786	438	1	166	166	NUM
cblr-1786	438	2	see	see	VERB
cblr-1786	438	3	swanson	swanson	PROPN
cblr-1786	438	4	,	,	PUNCT
cblr-1786	438	5	supra	supra	PROPN
cblr-1786	438	6	note	note	NOUN
cblr-1786	438	7	26	26	NUM
cblr-1786	438	8	.	.	PUNCT
cblr-1786	438	9	167	167	NUM
cblr-1786	438	10	see	see	VERB
cblr-1786	438	11	i	i	PROPN
cblr-1786	438	12	d.	d.	PROPN
cblr-1786	438	13	niles	niles	PROPN
cblr-1786	438	14	final	final	ADJ
cblr-1786	438	15	no	no	NOUN
cblr-1786	438	16	.	.	NOUN
cblr-1786	438	17	3:906	3:906	NUM
cblr-1786	438	18	]	]	PUNCT
cblr-1786	438	19	member	member	NOUN
cblr-1786	438	20	fmic	fmic	NOUN
cblr-1786	438	21	935	935	NUM
cblr-1786	438	22	misinterpreted	misinterpret	VERB
cblr-1786	438	23	:	:	PUNCT
cblr-1786	438	24	neither	neither	DET
cblr-1786	438	25	bill	bill	NOUN
cblr-1786	438	26	has	have	AUX
cblr-1786	438	27	passed	pass	VERB
cblr-1786	438	28	the	the	DET
cblr-1786	438	29	full	full	ADJ
cblr-1786	438	30	senate	senate	NOUN
cblr-1786	438	31	and	and	CCONJ
cblr-1786	438	32	neither	neither	DET
cblr-1786	438	33	bill	bill	NOUN
cblr-1786	438	34	is	be	AUX
cblr-1786	438	35	expected	expect	VERB
cblr-1786	438	36	to	to	PART
cblr-1786	438	37	pass	pass	VERB
cblr-1786	438	38	the	the	DET
cblr-1786	438	39	senate	senate	PROPN
cblr-1786	438	40	(	(	PUNCT
cblr-1786	438	41	or	or	CCONJ
cblr-1786	438	42	even	even	ADV
cblr-1786	438	43	receive	receive	VERB
cblr-1786	438	44	a	a	DET
cblr-1786	438	45	floor	floor	NOUN
cblr-1786	438	46	vote	vote	NOUN
cblr-1786	438	47	)	)	PUNCT
cblr-1786	438	48	before	before	ADP
cblr-1786	438	49	the	the	DET
cblr-1786	438	50	next	next	ADJ
cblr-1786	438	51	congress	congress	PROPN
cblr-1786	438	52	assembles	assemble	NOUN
cblr-1786	438	53	.	.	PUNCT
cblr-1786	439	1	therefore	therefore	ADV
cblr-1786	439	2	,	,	PUNCT
cblr-1786	439	3	more	more	ADV
cblr-1786	439	4	important	important	ADJ
cblr-1786	439	5	than	than	ADP
cblr-1786	439	6	the	the	DET
cblr-1786	439	7	bills	bill	NOUN
cblr-1786	439	8	’	'	PUNCT
cblr-1786	439	9	minutiae	minutia	NOUN
cblr-1786	439	10	are	be	AUX
cblr-1786	439	11	their	their	PRON
cblr-1786	439	12	general	general	ADJ
cblr-1786	439	13	policies	policy	NOUN
cblr-1786	439	14	and	and	CCONJ
cblr-1786	439	15	architecture	architecture	NOUN
cblr-1786	439	16	,	,	PUNCT
cblr-1786	439	17	which	which	PRON
cblr-1786	439	18	will	will	AUX
cblr-1786	439	19	survive	survive	VERB
cblr-1786	439	20	even	even	ADV
cblr-1786	439	21	if	if	SCONJ
cblr-1786	439	22	s.	s.	PROPN
cblr-1786	439	23	1217	1217	NUM
cblr-1786	439	24	formally	formally	ADV
cblr-1786	439	25	ceases	cease	VERB
cblr-1786	439	26	to	to	PART
cblr-1786	439	27	exist	exist	VERB
cblr-1786	439	28	.	.	PUNCT
cblr-1786	440	1	in	in	ADP
cblr-1786	440	2	light	light	NOUN
cblr-1786	440	3	of	of	ADP
cblr-1786	440	4	the	the	DET
cblr-1786	440	5	above	above	ADJ
cblr-1786	440	6	considerations	consideration	NOUN
cblr-1786	440	7	,	,	PUNCT
cblr-1786	440	8	this	this	DET
cblr-1786	440	9	note	note	NOUN
cblr-1786	440	10	now	now	ADV
cblr-1786	440	11	turns	turn	VERB
cblr-1786	440	12	to	to	ADP
cblr-1786	440	13	a	a	DET
cblr-1786	440	14	general	general	ADJ
cblr-1786	440	15	exploration	exploration	NOUN
cblr-1786	440	16	of	of	ADP
cblr-1786	440	17	how	how	SCONJ
cblr-1786	440	18	the	the	DET
cblr-1786	440	19	regulatory	regulatory	ADJ
cblr-1786	440	20	architecture	architecture	NOUN
cblr-1786	440	21	within	within	ADP
cblr-1786	440	22	the	the	DET
cblr-1786	440	23	senate	senate	PROPN
cblr-1786	440	24	proposal	proposal	NOUN
cblr-1786	440	25	would	would	AUX
cblr-1786	440	26	operate	operate	VERB
cblr-1786	440	27	,	,	PUNCT
cblr-1786	440	28	before	before	ADP
cblr-1786	440	29	briefly	briefly	ADV
cblr-1786	440	30	contrasting	contrast	VERB
cblr-1786	440	31	the	the	DET
cblr-1786	440	32	senate	senate	PROPN
cblr-1786	440	33	proposal	proposal	NOUN
cblr-1786	440	34	with	with	ADP
cblr-1786	440	35	the	the	DET
cblr-1786	440	36	proposed	propose	VERB
cblr-1786	440	37	path	path	NOUN
cblr-1786	440	38	act,168	act,168	ADP
cblr-1786	440	39	the	the	DET
cblr-1786	440	40	housing	housing	NOUN
cblr-1786	440	41	finance	finance	NOUN
cblr-1786	440	42	reform	reform	NOUN
cblr-1786	440	43	bill	bill	NOUN
cblr-1786	440	44	under	under	ADP
cblr-1786	440	45	consideration	consideration	NOUN
cblr-1786	440	46	in	in	ADP
cblr-1786	440	47	the	the	DET
cblr-1786	440	48	house	house	NOUN
cblr-1786	440	49	of	of	ADP
cblr-1786	440	50	representatives	representatives	PROPN
cblr-1786	440	51	.	.	PUNCT
cblr-1786	441	1	a.	a.	PROPN
cblr-1786	441	2	broad	broad	PROPN
cblr-1786	441	3	outline	outline	NOUN
cblr-1786	441	4	of	of	ADP
cblr-1786	441	5	the	the	DET
cblr-1786	441	6	senate	senate	PROPN
cblr-1786	441	7	proposal	proposal	NOUN
cblr-1786	441	8	the	the	DET
cblr-1786	441	9	johnson	johnson	PROPN
cblr-1786	441	10	-	-	PUNCT
cblr-1786	441	11	crapo	crapo	PROPN
cblr-1786	441	12	bill	bill	PROPN
cblr-1786	441	13	as	as	SCONJ
cblr-1786	441	14	reported	report	VERB
cblr-1786	441	15	by	by	ADP
cblr-1786	441	16	the	the	DET
cblr-1786	441	17	senate	senate	PROPN
cblr-1786	441	18	banking	banking	PROPN
cblr-1786	441	19	committee	committee	NOUN
cblr-1786	441	20	comprises	comprise	VERB
cblr-1786	441	21	eight	eight	NUM
cblr-1786	441	22	titles	title	NOUN
cblr-1786	441	23	along	along	ADP
cblr-1786	441	24	with	with	ADP
cblr-1786	441	25	a	a	DET
cblr-1786	441	26	collection	collection	NOUN
cblr-1786	441	27	of	of	ADP
cblr-1786	441	28	important	important	ADJ
cblr-1786	441	29	defined	define	VERB
cblr-1786	441	30	terms	term	NOUN
cblr-1786	441	31	.	.	PUNCT
cblr-1786	442	1	title	title	NOUN
cblr-1786	442	2	i	i	PRON
cblr-1786	442	3	directs	direct	VERB
cblr-1786	442	4	the	the	DET
cblr-1786	442	5	elimination	elimination	NOUN
cblr-1786	442	6	of	of	ADP
cblr-1786	442	7	fannie	fannie	PROPN
cblr-1786	442	8	and	and	CCONJ
cblr-1786	442	9	freddie	freddie	PROPN
cblr-1786	442	10	mac	mac	PROPN
cblr-1786	442	11	.	.	PROPN
cblr-1786	443	1	title	title	PROPN
cblr-1786	443	2	ii	ii	PROPN
cblr-1786	443	3	establishes	establish	VERB
cblr-1786	443	4	the	the	DET
cblr-1786	443	5	federal	federal	ADJ
cblr-1786	443	6	mortgage	mortgage	NOUN
cblr-1786	443	7	insurance	insurance	NOUN
cblr-1786	443	8	corporation	corporation	NOUN
cblr-1786	443	9	,	,	PUNCT
cblr-1786	443	10	or	or	CCONJ
cblr-1786	443	11	fmic	fmic	ADJ
cblr-1786	443	12	.	.	PUNCT
cblr-1786	444	1	title	title	NOUN
cblr-1786	444	2	iii	iii	PROPN
cblr-1786	444	3	outlines	outline	VERB
cblr-1786	444	4	the	the	DET
cblr-1786	444	5	fmic	fmic	PROPN
cblr-1786	444	6	’s	’s	PART
cblr-1786	444	7	duties	duty	NOUN
cblr-1786	444	8	,	,	PUNCT
cblr-1786	444	9	oversight	oversight	NOUN
cblr-1786	444	10	authority	authority	NOUN
cblr-1786	444	11	,	,	PUNCT
cblr-1786	444	12	and	and	CCONJ
cblr-1786	444	13	structure	structure	NOUN
cblr-1786	444	14	.	.	PUNCT
cblr-1786	445	1	title	title	NOUN
cblr-1786	445	2	iii	iii	PROPN
cblr-1786	445	3	also	also	ADV
cblr-1786	445	4	establishes	establish	VERB
cblr-1786	445	5	the	the	DET
cblr-1786	445	6	securitization	securitization	NOUN
cblr-1786	445	7	platform	platform	NOUN
cblr-1786	445	8	through	through	ADP
cblr-1786	445	9	which	which	PRON
cblr-1786	445	10	the	the	DET
cblr-1786	445	11	fmic	fmic	NOUN
cblr-1786	445	12	may	may	AUX
cblr-1786	445	13	confer	confer	VERB
cblr-1786	445	14	its	its	PRON
cblr-1786	445	15	guaranty	guaranty	NOUN
cblr-1786	445	16	and	and	CCONJ
cblr-1786	445	17	sets	set	VERB
cblr-1786	445	18	forth	forth	ADP
cblr-1786	445	19	requirements	requirement	NOUN
cblr-1786	445	20	for	for	ADP
cblr-1786	445	21	market	market	NOUN
cblr-1786	445	22	operations	operation	NOUN
cblr-1786	445	23	.	.	PUNCT
cblr-1786	446	1	title	title	NOUN
cblr-1786	446	2	iv	iv	NUM
cblr-1786	446	3	explains	explain	VERB
cblr-1786	446	4	the	the	DET
cblr-1786	446	5	transfer	transfer	NOUN
cblr-1786	446	6	of	of	ADP
cblr-1786	446	7	powers	power	NOUN
cblr-1786	446	8	,	,	PUNCT
cblr-1786	446	9	personnel	personnel	NOUN
cblr-1786	446	10	,	,	PUNCT
cblr-1786	446	11	and	and	CCONJ
cblr-1786	446	12	property	property	NOUN
cblr-1786	446	13	from	from	ADP
cblr-1786	446	14	the	the	DET
cblr-1786	446	15	fhfa	fhfa	NOUN
cblr-1786	446	16	to	to	ADP
cblr-1786	446	17	the	the	DET
cblr-1786	446	18	fmic	fmic	NOUN
cblr-1786	446	19	.	.	PUNCT
cblr-1786	447	1	title	title	NOUN
cblr-1786	447	2	v	v	NUM
cblr-1786	447	3	deals	deal	NOUN
cblr-1786	447	4	with	with	ADP
cblr-1786	447	5	affordable	affordable	ADJ
cblr-1786	447	6	housing	housing	NOUN
cblr-1786	447	7	issues	issue	NOUN
cblr-1786	447	8	.	.	PUNCT
cblr-1786	448	1	title	title	NOUN
cblr-1786	448	2	vi	vi	PROPN
cblr-1786	448	3	describes	describe	VERB
cblr-1786	448	4	the	the	DET
cblr-1786	448	5	winding	winding	NOUN
cblr-1786	448	6	down	down	ADP
cblr-1786	448	7	of	of	ADP
cblr-1786	448	8	fannie	fannie	PROPN
cblr-1786	448	9	mae	mae	PROPN
cblr-1786	448	10	and	and	CCONJ
cblr-1786	448	11	freddie	freddie	PROPN
cblr-1786	448	12	mac	mac	PROPN
cblr-1786	448	13	and	and	CCONJ
cblr-1786	448	14	related	related	ADJ
cblr-1786	448	15	issues	issue	NOUN
cblr-1786	448	16	.	.	PUNCT
cblr-1786	449	1	title	title	NOUN
cblr-1786	449	2	vii	vii	PROPN
cblr-1786	449	3	deals	deal	NOUN
cblr-1786	449	4	with	with	ADP
cblr-1786	449	5	certain	certain	ADJ
cblr-1786	449	6	improvements	improvement	NOUN
cblr-1786	449	7	to	to	ADP
cblr-1786	449	8	the	the	DET
cblr-1786	449	9	functioning	functioning	NOUN
cblr-1786	449	10	of	of	ADP
cblr-1786	449	11	the	the	DET
cblr-1786	449	12	multifamily	multifamily	ADJ
cblr-1786	449	13	housing	housing	NOUN
cblr-1786	449	14	market	market	NOUN
cblr-1786	449	15	.	.	PUNCT
cblr-1786	450	1	finally	finally	ADV
cblr-1786	450	2	,	,	PUNCT
cblr-1786	450	3	title	title	NOUN
cblr-1786	450	4	viii	viii	NOUN
cblr-1786	450	5	contains	contain	VERB
cblr-1786	450	6	general	general	ADJ
cblr-1786	450	7	provisions	provision	NOUN
cblr-1786	450	8	.	.	PUNCT
cblr-1786	451	1	broadly	broadly	ADV
cblr-1786	451	2	,	,	PUNCT
cblr-1786	451	3	the	the	DET
cblr-1786	451	4	proposal	proposal	NOUN
cblr-1786	451	5	seeks	seek	VERB
cblr-1786	451	6	to	to	PART
cblr-1786	451	7	replace	replace	VERB
cblr-1786	451	8	the	the	DET
cblr-1786	451	9	current	current	ADJ
cblr-1786	451	10	gse	gse	NOUN
cblr-1786	451	11	system	system	NOUN
cblr-1786	451	12	with	with	ADP
cblr-1786	451	13	an	an	DET
cblr-1786	451	14	fmic	fmic	ADJ
cblr-1786	451	15	-	-	PUNCT
cblr-1786	451	16	based	base	VERB
cblr-1786	451	17	system	system	NOUN
cblr-1786	451	18	that	that	PRON
cblr-1786	451	19	retains	retain	VERB
cblr-1786	451	20	the	the	DET
cblr-1786	451	21	significant	significant	ADJ
cblr-1786	451	22	benefits	benefit	NOUN
cblr-1786	451	23	that	that	PRON
cblr-1786	451	24	the	the	DET
cblr-1786	451	25	gses	gse	NOUN
cblr-1786	451	26	offer	offer	VERB
cblr-1786	451	27	investors	investor	NOUN
cblr-1786	451	28	and	and	CCONJ
cblr-1786	451	29	borrowers	borrower	NOUN
cblr-1786	451	30	—	—	PUNCT
cblr-1786	451	31	respectively	respectively	ADV
cblr-1786	451	32	,	,	PUNCT
cblr-1786	451	33	a	a	DET
cblr-1786	451	34	“	"	PUNCT
cblr-1786	451	35	liquid	liquid	ADJ
cblr-1786	451	36	,	,	PUNCT
cblr-1786	451	37	transparent	transparent	ADJ
cblr-1786	451	38	,	,	PUNCT
cblr-1786	451	39	and	and	CCONJ
cblr-1786	451	40	168	168	NUM
cblr-1786	451	41	protecting	protect	VERB
cblr-1786	451	42	american	american	ADJ
cblr-1786	451	43	taxpayers	taxpayer	NOUN
cblr-1786	451	44	and	and	CCONJ
cblr-1786	451	45	homeowners	homeowner	NOUN
cblr-1786	451	46	act	act	VERB
cblr-1786	451	47	of	of	ADP
cblr-1786	451	48	2013	2013	NUM
cblr-1786	451	49	,	,	PUNCT
cblr-1786	451	50	h.r	h.r	PROPN
cblr-1786	451	51	.	.	PROPN
cblr-1786	451	52	2767	2767	NUM
cblr-1786	451	53	,	,	PUNCT
cblr-1786	451	54	113th	113th	PROPN
cblr-1786	451	55	cong	cong	NOUN
cblr-1786	451	56	.	.	PUNCT
cblr-1786	452	1	(	(	PUNCT
cblr-1786	452	2	2013	2013	NUM
cblr-1786	452	3	)	)	PUNCT
cblr-1786	452	4	.	.	PUNCT
cblr-1786	453	1	niles	nile	NOUN
cblr-1786	453	2	final	final	ADJ
cblr-1786	453	3	936	936	NUM
cblr-1786	453	4	columbia	columbia	PROPN
cblr-1786	453	5	business	business	NOUN
cblr-1786	453	6	law	law	PROPN
cblr-1786	453	7	review	review	NOUN
cblr-1786	454	1	[	[	X
cblr-1786	454	2	vol	vol	NOUN
cblr-1786	454	3	.	.	PUNCT
cblr-1786	454	4	2014	2014	NUM
cblr-1786	454	5	resilient	resilient	ADJ
cblr-1786	454	6	.	.	PUNCT
cblr-1786	454	7	.	.	PUNCT
cblr-1786	454	8	.	.	PUNCT
cblr-1786	455	1	mortgage	mortgage	NOUN
cblr-1786	455	2	credit	credit	NOUN
cblr-1786	455	3	market”169	market”169	NOUN
cblr-1786	455	4	and	and	CCONJ
cblr-1786	455	5	the	the	DET
cblr-1786	455	6	“	"	PUNCT
cblr-1786	455	7	broad	broad	ADJ
cblr-1786	455	8	availability	availability	NOUN
cblr-1786	455	9	of	of	ADP
cblr-1786	455	10	mortgage	mortgage	NOUN
cblr-1786	455	11	credit”170	credit”170	NOUN
cblr-1786	455	12	—	—	PUNCT
cblr-1786	455	13	while	while	SCONJ
cblr-1786	455	14	eliminating	eliminate	VERB
cblr-1786	455	15	the	the	DET
cblr-1786	455	16	massive	massive	ADJ
cblr-1786	455	17	taxpayer	taxpayer	NOUN
cblr-1786	455	18	exposures	exposure	NOUN
cblr-1786	455	19	to	to	ADP
cblr-1786	455	20	mortgage	mortgage	NOUN
cblr-1786	455	21	credit	credit	NOUN
cblr-1786	455	22	risk	risk	NOUN
cblr-1786	455	23	that	that	SCONJ
cblr-1786	455	24	the	the	DET
cblr-1786	455	25	gses	gse	NOUN
cblr-1786	455	26	occasioned.171	occasioned.171	PRON
cblr-1786	455	27	to	to	PART
cblr-1786	455	28	do	do	VERB
cblr-1786	455	29	so	so	ADV
cblr-1786	455	30	,	,	PUNCT
cblr-1786	455	31	the	the	DET
cblr-1786	455	32	proposal	proposal	NOUN
cblr-1786	455	33	contemplates	contemplate	VERB
cblr-1786	455	34	the	the	DET
cblr-1786	455	35	development	development	NOUN
cblr-1786	455	36	of	of	ADP
cblr-1786	455	37	a	a	DET
cblr-1786	455	38	class	class	NOUN
cblr-1786	455	39	of	of	ADP
cblr-1786	455	40	mortgage	mortgage	NOUN
cblr-1786	455	41	-	-	PUNCT
cblr-1786	455	42	backed	back	VERB
cblr-1786	455	43	securities	security	NOUN
cblr-1786	455	44	,	,	PUNCT
cblr-1786	455	45	insured	insure	VERB
cblr-1786	455	46	by	by	ADP
cblr-1786	455	47	the	the	DET
cblr-1786	455	48	fmic	fmic	NOUN
cblr-1786	455	49	,	,	PUNCT
cblr-1786	455	50	created	create	VERB
cblr-1786	455	51	through	through	ADP
cblr-1786	455	52	three	three	NUM
cblr-1786	455	53	steps	step	NOUN
cblr-1786	455	54	:	:	PUNCT
cblr-1786	455	55	origination	origination	NOUN
cblr-1786	455	56	:	:	PUNCT
cblr-1786	455	57	private	private	ADJ
cblr-1786	455	58	originators	originator	NOUN
cblr-1786	455	59	underwrite	underwrite	VERB
cblr-1786	455	60	mortgage	mortgage	NOUN
cblr-1786	455	61	loans	loan	NOUN
cblr-1786	455	62	to	to	ADP
cblr-1786	455	63	homebuyers	homebuyer	NOUN
cblr-1786	455	64	and	and	CCONJ
cblr-1786	455	65	sell	sell	VERB
cblr-1786	455	66	or	or	CCONJ
cblr-1786	455	67	otherwise	otherwise	ADV
cblr-1786	455	68	transfer	transfer	VERB
cblr-1786	455	69	the	the	DET
cblr-1786	455	70	mortgage	mortgage	NOUN
cblr-1786	455	71	loans	loan	NOUN
cblr-1786	455	72	to	to	ADP
cblr-1786	455	73	aggregators	aggregator	NOUN
cblr-1786	455	74	in	in	ADP
cblr-1786	455	75	the	the	DET
cblr-1786	455	76	secondary	secondary	ADJ
cblr-1786	455	77	market	market	NOUN
cblr-1786	455	78	.	.	PUNCT
cblr-1786	456	1	aggregation	aggregation	NOUN
cblr-1786	456	2	:	:	PUNCT
cblr-1786	456	3	aggregators	aggregator	NOUN
cblr-1786	456	4	pool	pool	VERB
cblr-1786	456	5	the	the	DET
cblr-1786	456	6	mortgage	mortgage	NOUN
cblr-1786	456	7	loans	loan	NOUN
cblr-1786	456	8	that	that	PRON
cblr-1786	456	9	they	they	PRON
cblr-1786	456	10	purchase	purchase	VERB
cblr-1786	456	11	(	(	PUNCT
cblr-1786	456	12	or	or	CCONJ
cblr-1786	456	13	those	those	PRON
cblr-1786	456	14	that	that	PRON
cblr-1786	456	15	they	they	PRON
cblr-1786	456	16	originate	originate	VERB
cblr-1786	456	17	)	)	PUNCT
cblr-1786	456	18	and	and	CCONJ
cblr-1786	456	19	,	,	PUNCT
cblr-1786	456	20	after	after	ADP
cblr-1786	456	21	arranging	arrange	VERB
cblr-1786	456	22	a	a	DET
cblr-1786	456	23	credit	credit	NOUN
cblr-1786	456	24	risk	risk	NOUN
cblr-1786	456	25	-	-	PUNCT
cblr-1786	456	26	sharing	sharing	NOUN
cblr-1786	456	27	mechanism	mechanism	NOUN
cblr-1786	456	28	,	,	PUNCT
cblr-1786	456	29	deliver	deliver	VERB
cblr-1786	456	30	those	those	DET
cblr-1786	456	31	pools	pool	NOUN
cblr-1786	456	32	of	of	ADP
cblr-1786	456	33	mortgage	mortgage	NOUN
cblr-1786	456	34	loans	loan	NOUN
cblr-1786	456	35	eligible	eligible	ADJ
cblr-1786	456	36	for	for	ADP
cblr-1786	456	37	fmic	fmic	ADJ
cblr-1786	456	38	insurance	insurance	NOUN
cblr-1786	456	39	to	to	ADP
cblr-1786	456	40	the	the	DET
cblr-1786	456	41	fmic	fmic	ADJ
cblr-1786	456	42	“	"	PUNCT
cblr-1786	456	43	securitization	securitization	NOUN
cblr-1786	456	44	platform	platform	NOUN
cblr-1786	456	45	.	.	PUNCT
cblr-1786	456	46	”	"	PUNCT
cblr-1786	457	1	securitization	securitization	NOUN
cblr-1786	457	2	:	:	PUNCT
cblr-1786	457	3	the	the	DET
cblr-1786	457	4	fmic	fmic	ADJ
cblr-1786	457	5	securitization	securitization	NOUN
cblr-1786	457	6	platform	platform	NOUN
cblr-1786	457	7	converts	convert	VERB
cblr-1786	457	8	the	the	DET
cblr-1786	457	9	pools	pool	NOUN
cblr-1786	457	10	of	of	ADP
cblr-1786	457	11	eligible	eligible	ADJ
cblr-1786	457	12	mortgages	mortgage	NOUN
cblr-1786	457	13	into	into	ADP
cblr-1786	457	14	fmic	fmic	ADJ
cblr-1786	457	15	-	-	PUNCT
cblr-1786	457	16	backed	back	VERB
cblr-1786	457	17	mbss	mbss	NOUN
cblr-1786	457	18	through	through	ADP
cblr-1786	457	19	one	one	NUM
cblr-1786	457	20	of	of	ADP
cblr-1786	457	21	two	two	NUM
cblr-1786	457	22	execution	execution	NOUN
cblr-1786	457	23	methods	method	NOUN
cblr-1786	457	24	,	,	PUNCT
cblr-1786	457	25	depending	depend	VERB
cblr-1786	457	26	on	on	ADP
cblr-1786	457	27	the	the	DET
cblr-1786	457	28	credit	credit	NOUN
cblr-1786	457	29	risk	risk	NOUN
cblr-1786	457	30	-	-	PUNCT
cblr-1786	457	31	sharing	share	VERB
cblr-1786	457	32	mechanism	mechanism	NOUN
cblr-1786	457	33	employed	employ	VERB
cblr-1786	457	34	:	:	PUNCT
cblr-1786	457	35	guarantor	guarantor	NOUN
cblr-1786	457	36	execution	execution	NOUN
cblr-1786	457	37	:	:	PUNCT
cblr-1786	457	38	the	the	DET
cblr-1786	457	39	aggregator	aggregator	NOUN
cblr-1786	457	40	arranges	arrange	VERB
cblr-1786	457	41	for	for	ADP
cblr-1786	457	42	an	an	DET
cblr-1786	457	43	fmic	fmic	ADJ
cblr-1786	457	44	-	-	PUNCT
cblr-1786	457	45	supervised	supervise	VERB
cblr-1786	457	46	private	private	ADJ
cblr-1786	457	47	guarantor	guarantor	NOUN
cblr-1786	457	48	to	to	PART
cblr-1786	457	49	guarantee	guarantee	VERB
cblr-1786	457	50	the	the	DET
cblr-1786	457	51	mbs	mb	NOUN
cblr-1786	457	52	,	,	PUNCT
cblr-1786	457	53	in	in	ADP
cblr-1786	457	54	which	which	DET
cblr-1786	457	55	case	case	NOUN
cblr-1786	457	56	the	the	DET
cblr-1786	457	57	fmic	fmic	NOUN
cblr-1786	457	58	would	would	AUX
cblr-1786	457	59	step	step	VERB
cblr-1786	457	60	in	in	ADV
cblr-1786	457	61	only	only	ADV
cblr-1786	457	62	if	if	SCONJ
cblr-1786	457	63	the	the	DET
cblr-1786	457	64	guarantor	guarantor	NOUN
cblr-1786	457	65	failed	fail	VERB
cblr-1786	457	66	.	.	PUNCT
cblr-1786	458	1	capital	capital	NOUN
cblr-1786	458	2	markets	market	NOUN
cblr-1786	458	3	execution	execution	NOUN
cblr-1786	458	4	:	:	PUNCT
cblr-1786	458	5	the	the	DET
cblr-1786	458	6	aggregator	aggregator	NOUN
cblr-1786	458	7	arranges	arrange	VERB
cblr-1786	458	8	for	for	SCONJ
cblr-1786	458	9	investors	investor	NOUN
cblr-1786	458	10	to	to	PART
cblr-1786	458	11	hold	hold	VERB
cblr-1786	458	12	a	a	DET
cblr-1786	458	13	fully	fully	ADV
cblr-1786	458	14	-	-	PUNCT
cblr-1786	458	15	funded	fund	VERB
cblr-1786	458	16	first	first	ADJ
cblr-1786	458	17	-	-	PUNCT
cblr-1786	458	18	loss	loss	NOUN
cblr-1786	458	19	position	position	NOUN
cblr-1786	458	20	(	(	PUNCT
cblr-1786	458	21	through	through	ADP
cblr-1786	458	22	,	,	PUNCT
cblr-1786	458	23	for	for	ADP
cblr-1786	458	24	example	example	NOUN
cblr-1786	458	25	,	,	PUNCT
cblr-1786	458	26	credit	credit	NOUN
cblr-1786	458	27	-	-	PUNCT
cblr-1786	458	28	linked	link	VERB
cblr-1786	458	29	notes	note	NOUN
cblr-1786	458	30	)	)	PUNCT
cblr-1786	458	31	of	of	ADP
cblr-1786	458	32	a	a	DET
cblr-1786	458	33	portion	portion	NOUN
cblr-1786	458	34	of	of	ADP
cblr-1786	458	35	the	the	DET
cblr-1786	458	36	mbs	mb	NOUN
cblr-1786	458	37	’s	’s	PART
cblr-1786	458	38	value	value	NOUN
cblr-1786	458	39	,	,	PUNCT
cblr-1786	458	40	the	the	DET
cblr-1786	458	41	depletion	depletion	NOUN
cblr-1786	458	42	of	of	ADP
cblr-1786	458	43	which	which	PRON
cblr-1786	458	44	would	would	AUX
cblr-1786	458	45	trigger	trigger	VERB
cblr-1786	458	46	the	the	DET
cblr-1786	458	47	fmic	fmic	PROPN
cblr-1786	458	48	insurance.172	insurance.172	PROPN
cblr-1786	458	49	169	169	NUM
cblr-1786	458	50	johnson	johnson	PROPN
cblr-1786	458	51	-	-	PUNCT
cblr-1786	458	52	crapo	crapo	PROPN
cblr-1786	458	53	senate	senate	PROPN
cblr-1786	458	54	bill	bill	PROPN
cblr-1786	458	55	,	,	PUNCT
cblr-1786	458	56	supra	supra	PROPN
cblr-1786	458	57	note	note	NOUN
cblr-1786	458	58	24	24	NUM
cblr-1786	458	59	,	,	PUNCT
cblr-1786	458	60	at	at	ADP
cblr-1786	458	61	§	§	PROPN
cblr-1786	458	62	§	§	PROPN
cblr-1786	458	63	301(a)(1	301(a)(1	NUM
cblr-1786	458	64	)	)	PUNCT
cblr-1786	458	65	,	,	PUNCT
cblr-1786	458	66	201(b)(1	201(b)(1	NOUN
cblr-1786	458	67	)	)	PUNCT
cblr-1786	458	68	.	.	PUNCT
cblr-1786	459	1	see	see	VERB
cblr-1786	459	2	also	also	ADV
cblr-1786	459	3	corker	corker	NOUN
cblr-1786	459	4	-	-	PUNCT
cblr-1786	459	5	warner	warner	NOUN
cblr-1786	459	6	senate	senate	PROPN
cblr-1786	459	7	bill	bill	PROPN
cblr-1786	459	8	,	,	PUNCT
cblr-1786	459	9	supra	supra	PROPN
cblr-1786	459	10	note	note	NOUN
cblr-1786	459	11	20	20	NUM
cblr-1786	459	12	,	,	PUNCT
cblr-1786	459	13	at	at	ADP
cblr-1786	459	14	§	§	PROPN
cblr-1786	459	15	201(a)(1)(b)(i	201(a)(1)(b)(i	NUM
cblr-1786	459	16	)	)	PUNCT
cblr-1786	459	17	.	.	PUNCT
cblr-1786	460	1	170	170	NUM
cblr-1786	460	2	johnson	johnson	PROPN
cblr-1786	460	3	-	-	PUNCT
cblr-1786	460	4	crapo	crapo	PROPN
cblr-1786	460	5	senate	senate	PROPN
cblr-1786	460	6	bill	bill	PROPN
cblr-1786	460	7	,	,	PUNCT
cblr-1786	460	8	supra	supra	PROPN
cblr-1786	460	9	note	note	NOUN
cblr-1786	460	10	24	24	NUM
cblr-1786	460	11	,	,	PUNCT
cblr-1786	460	12	at	at	ADP
cblr-1786	460	13	§	§	PROPN
cblr-1786	460	14	§	§	PROPN
cblr-1786	460	15	301(a)(1	301(a)(1	NUM
cblr-1786	460	16	)	)	PUNCT
cblr-1786	460	17	,	,	PUNCT
cblr-1786	460	18	201(b)(5	201(b)(5	NUM
cblr-1786	460	19	)	)	PUNCT
cblr-1786	460	20	.	.	PUNCT
cblr-1786	461	1	see	see	VERB
cblr-1786	461	2	also	also	ADV
cblr-1786	461	3	corker	corker	NOUN
cblr-1786	461	4	-	-	PUNCT
cblr-1786	461	5	warner	warner	NOUN
cblr-1786	461	6	senate	senate	PROPN
cblr-1786	461	7	bill	bill	PROPN
cblr-1786	461	8	,	,	PUNCT
cblr-1786	461	9	supra	supra	PROPN
cblr-1786	461	10	note	note	NOUN
cblr-1786	461	11	20	20	NUM
cblr-1786	461	12	,	,	PUNCT
cblr-1786	461	13	at	at	ADP
cblr-1786	461	14	§	§	PROPN
cblr-1786	461	15	201(a)(1)(b)(ii	201(a)(1)(b)(ii	NUM
cblr-1786	461	16	)	)	PUNCT
cblr-1786	461	17	.	.	PUNCT
cblr-1786	462	1	171	171	NUM
cblr-1786	462	2	see	see	VERB
cblr-1786	462	3	johnson	johnson	PROPN
cblr-1786	462	4	-	-	PUNCT
cblr-1786	462	5	crapo	crapo	PROPN
cblr-1786	462	6	senate	senate	PROPN
cblr-1786	462	7	bill	bill	PROPN
cblr-1786	462	8	,	,	PUNCT
cblr-1786	462	9	supra	supra	PROPN
cblr-1786	462	10	note	note	NOUN
cblr-1786	462	11	24	24	NUM
cblr-1786	462	12	,	,	PUNCT
cblr-1786	462	13	at	at	ADP
cblr-1786	462	14	§	§	PROPN
cblr-1786	462	15	301(a)(2	301(a)(2	NUM
cblr-1786	462	16	)	)	PUNCT
cblr-1786	462	17	.	.	PUNCT
cblr-1786	463	1	172	172	NUM
cblr-1786	463	2	see	see	VERB
cblr-1786	463	3	staff	staff	NOUN
cblr-1786	463	4	of	of	ADP
cblr-1786	463	5	s.	s.	PROPN
cblr-1786	463	6	comm	comm	PROPN
cblr-1786	463	7	.	.	PUNCT
cblr-1786	464	1	on	on	ADP
cblr-1786	464	2	banking	banking	NOUN
cblr-1786	464	3	,	,	PUNCT
cblr-1786	464	4	hous	hous	ADJ
cblr-1786	464	5	.	.	PUNCT
cblr-1786	464	6	,	,	PUNCT
cblr-1786	464	7	&	&	CCONJ
cblr-1786	464	8	urban	urban	PROPN
cblr-1786	464	9	affairs	affairs	PROPN
cblr-1786	464	10	,	,	PUNCT
cblr-1786	464	11	113th	113th	PROPN
cblr-1786	464	12	cong	cong	PROPN
cblr-1786	464	13	.	.	PUNCT
cblr-1786	464	14	,	,	PUNCT
cblr-1786	464	15	summary	summary	NOUN
cblr-1786	464	16	of	of	ADP
cblr-1786	464	17	senate	senate	PROPN
cblr-1786	464	18	banking	banking	PROPN
cblr-1786	464	19	committee	committee	PROPN
cblr-1786	464	20	leaders	leader	NOUN
cblr-1786	464	21	’	’	PART
cblr-1786	464	22	bipartisan	bipartisan	ADJ
cblr-1786	464	23	housing	housing	NOUN
cblr-1786	464	24	finance	finance	NOUN
cblr-1786	464	25	reform	reform	NOUN
cblr-1786	464	26	draft	draft	NOUN
cblr-1786	464	27	1	1	NUM
cblr-1786	464	28	,	,	PUNCT
cblr-1786	464	29	available	available	ADJ
cblr-1786	464	30	at	at	ADP
cblr-1786	464	31	http://perma.cc/s8uv-stxj	http://perma.cc/s8uv-stxj	NOUN
cblr-1786	464	32	.	.	PUNCT
cblr-1786	465	1	niles	nile	NOUN
cblr-1786	465	2	final	final	ADJ
cblr-1786	465	3	no	no	NOUN
cblr-1786	465	4	.	.	NOUN
cblr-1786	465	5	3:906	3:906	NUM
cblr-1786	465	6	]	]	PUNCT
cblr-1786	465	7	member	member	NOUN
cblr-1786	465	8	fmic	fmic	NOUN
cblr-1786	465	9	937	937	NUM
cblr-1786	465	10	the	the	DET
cblr-1786	465	11	proposal	proposal	NOUN
cblr-1786	465	12	provides	provide	VERB
cblr-1786	465	13	that	that	SCONJ
cblr-1786	465	14	the	the	DET
cblr-1786	465	15	fmic	fmic	PROPN
cblr-1786	465	16	develop	develop	VERB
cblr-1786	465	17	approved	approve	VERB
cblr-1786	465	18	credit	credit	NOUN
cblr-1786	465	19	risk	risk	NOUN
cblr-1786	465	20	-	-	PUNCT
cblr-1786	465	21	sharing	share	VERB
cblr-1786	465	22	mechanisms	mechanism	NOUN
cblr-1786	465	23	that	that	PRON
cblr-1786	465	24	require	require	VERB
cblr-1786	465	25	private	private	ADJ
cblr-1786	465	26	market	market	NOUN
cblr-1786	465	27	holders	holder	NOUN
cblr-1786	465	28	of	of	ADP
cblr-1786	465	29	a	a	DET
cblr-1786	465	30	covered	covered	ADJ
cblr-1786	465	31	security	security	NOUN
cblr-1786	465	32	to	to	PART
cblr-1786	465	33	assume	assume	VERB
cblr-1786	465	34	the	the	DET
cblr-1786	465	35	first	first	ADJ
cblr-1786	465	36	-	-	PUNCT
cblr-1786	465	37	loss	loss	NOUN
cblr-1786	465	38	position	position	NOUN
cblr-1786	465	39	“	"	PUNCT
cblr-1786	465	40	adequate	adequate	ADJ
cblr-1786	465	41	to	to	PART
cblr-1786	465	42	cover	cover	VERB
cblr-1786	465	43	losses	loss	NOUN
cblr-1786	465	44	that	that	PRON
cblr-1786	465	45	might	might	AUX
cblr-1786	465	46	be	be	AUX
cblr-1786	465	47	incurred	incur	VERB
cblr-1786	465	48	in	in	ADP
cblr-1786	465	49	a	a	DET
cblr-1786	465	50	period	period	NOUN
cblr-1786	465	51	of	of	ADP
cblr-1786	465	52	economic	economic	ADJ
cblr-1786	465	53	stress,”173	stress,”173	NOUN
cblr-1786	465	54	or	or	CCONJ
cblr-1786	465	55	,	,	PUNCT
cblr-1786	465	56	in	in	ADP
cblr-1786	465	57	any	any	DET
cblr-1786	465	58	event	event	NOUN
cblr-1786	465	59	,	,	PUNCT
cblr-1786	465	60	“	"	PUNCT
cblr-1786	465	61	not	not	PART
cblr-1786	465	62	less	less	ADJ
cblr-1786	465	63	than	than	ADP
cblr-1786	465	64	10	10	NUM
cblr-1786	465	65	percent	percent	NOUN
cblr-1786	465	66	of	of	ADP
cblr-1786	465	67	the	the	DET
cblr-1786	465	68	principal	principal	NOUN
cblr-1786	465	69	or	or	CCONJ
cblr-1786	465	70	face	face	NOUN
cblr-1786	465	71	value	value	NOUN
cblr-1786	465	72	”	"	PUNCT
cblr-1786	465	73	of	of	ADP
cblr-1786	465	74	such	such	ADJ
cblr-1786	465	75	security.174	security.174	NOUN
cblr-1786	465	76	for	for	ADP
cblr-1786	465	77	losses	loss	NOUN
cblr-1786	465	78	in	in	ADP
cblr-1786	465	79	excess	excess	NOUN
cblr-1786	465	80	of	of	ADP
cblr-1786	465	81	that	that	DET
cblr-1786	465	82	private	private	ADJ
cblr-1786	465	83	,	,	PUNCT
cblr-1786	465	84	first	first	ADJ
cblr-1786	465	85	-	-	PUNCT
cblr-1786	465	86	loss	loss	NOUN
cblr-1786	465	87	position	position	NOUN
cblr-1786	465	88	,	,	PUNCT
cblr-1786	465	89	however	however	ADV
cblr-1786	465	90	,	,	PUNCT
cblr-1786	465	91	the	the	DET
cblr-1786	465	92	proposal	proposal	NOUN
cblr-1786	465	93	contemplates	contemplate	VERB
cblr-1786	465	94	the	the	DET
cblr-1786	465	95	provision	provision	NOUN
cblr-1786	465	96	of	of	ADP
cblr-1786	465	97	governmentbacked	governmentbacked	ADJ
cblr-1786	465	98	insurance	insurance	NOUN
cblr-1786	465	99	,	,	PUNCT
cblr-1786	465	100	an	an	DET
cblr-1786	465	101	apparent	apparent	ADJ
cblr-1786	465	102	concession	concession	NOUN
cblr-1786	465	103	to	to	ADP
cblr-1786	465	104	the	the	DET
cblr-1786	465	105	policy	policy	NOUN
cblr-1786	465	106	stance	stance	NOUN
cblr-1786	465	107	that	that	SCONJ
cblr-1786	465	108	broad	broad	ADJ
cblr-1786	465	109	investor	investor	NOUN
cblr-1786	465	110	appetite	appetite	NOUN
cblr-1786	465	111	for	for	ADP
cblr-1786	465	112	mortgage	mortgage	NOUN
cblr-1786	465	113	debt	debt	NOUN
cblr-1786	465	114	depends	depend	VERB
cblr-1786	465	115	on	on	ADP
cblr-1786	465	116	some	some	DET
cblr-1786	465	117	form	form	NOUN
cblr-1786	465	118	of	of	ADP
cblr-1786	465	119	government	government	NOUN
cblr-1786	465	120	guaranty.175	guaranty.175	VERB
cblr-1786	465	121	thus	thus	ADV
cblr-1786	465	122	,	,	PUNCT
cblr-1786	465	123	the	the	DET
cblr-1786	465	124	fmic	fmic	NOUN
cblr-1786	465	125	-	-	PUNCT
cblr-1786	465	126	based	base	VERB
cblr-1786	465	127	system	system	NOUN
cblr-1786	465	128	would	would	AUX
cblr-1786	465	129	resemble	resemble	VERB
cblr-1786	465	130	the	the	DET
cblr-1786	465	131	current	current	ADJ
cblr-1786	465	132	gse	gse	ADJ
cblr-1786	465	133	lender	lender	NOUN
cblr-1786	465	134	swap	swap	NOUN
cblr-1786	465	135	transaction	transaction	NOUN
cblr-1786	465	136	line	line	NOUN
cblr-1786	465	137	of	of	ADP
cblr-1786	465	138	business	business	NOUN
cblr-1786	465	139	with	with	ADP
cblr-1786	465	140	a	a	DET
cblr-1786	465	141	diminished	diminished	ADJ
cblr-1786	465	142	credit	credit	NOUN
cblr-1786	465	143	guaranty	guaranty	NOUN
cblr-1786	465	144	.	.	PUNCT
cblr-1786	466	1	however	however	ADV
cblr-1786	466	2	,	,	PUNCT
cblr-1786	466	3	for	for	ADP
cblr-1786	466	4	small	small	ADJ
cblr-1786	466	5	lenders	lender	NOUN
cblr-1786	466	6	that	that	PRON
cblr-1786	466	7	benefit	benefit	VERB
cblr-1786	466	8	from	from	ADP
cblr-1786	466	9	access	access	NOUN
cblr-1786	466	10	to	to	ADP
cblr-1786	466	11	the	the	DET
cblr-1786	466	12	secondary	secondary	ADJ
cblr-1786	466	13	markets	market	NOUN
cblr-1786	466	14	through	through	ADP
cblr-1786	466	15	the	the	DET
cblr-1786	466	16	gses	gse	NOUN
cblr-1786	466	17	’	'	PUNCT
cblr-1786	466	18	whole	whole	ADJ
cblr-1786	466	19	loan	loan	NOUN
cblr-1786	466	20	conduit	conduit	NOUN
cblr-1786	466	21	line	line	NOUN
cblr-1786	466	22	of	of	ADP
cblr-1786	466	23	business	business	NOUN
cblr-1786	466	24	,	,	PUNCT
cblr-1786	466	25	the	the	DET
cblr-1786	466	26	senate	senate	PROPN
cblr-1786	466	27	proposal	proposal	NOUN
cblr-1786	466	28	also	also	ADV
cblr-1786	466	29	contemplates	contemplate	VERB
cblr-1786	466	30	the	the	DET
cblr-1786	466	31	creation	creation	NOUN
cblr-1786	466	32	of	of	ADP
cblr-1786	466	33	a	a	DET
cblr-1786	466	34	cooperatively	cooperatively	ADV
cblr-1786	466	35	owned	own	VERB
cblr-1786	466	36	“	"	PUNCT
cblr-1786	466	37	small	small	ADJ
cblr-1786	466	38	lender	lender	NOUN
cblr-1786	466	39	mutual	mutual	ADJ
cblr-1786	466	40	,	,	PUNCT
cblr-1786	466	41	”	"	PUNCT
cblr-1786	466	42	which	which	PRON
cblr-1786	466	43	would	would	AUX
cblr-1786	466	44	aggregate	aggregate	VERB
cblr-1786	466	45	the	the	DET
cblr-1786	466	46	whole	whole	ADJ
cblr-1786	466	47	loans	loan	NOUN
cblr-1786	466	48	of	of	ADP
cblr-1786	466	49	small	small	ADJ
cblr-1786	466	50	lenders	lender	NOUN
cblr-1786	466	51	and	and	CCONJ
cblr-1786	466	52	deliver	deliver	VERB
cblr-1786	466	53	them	they	PRON
cblr-1786	466	54	to	to	ADP
cblr-1786	466	55	the	the	DET
cblr-1786	466	56	fmic	fmic	NOUN
cblr-1786	466	57	for	for	ADP
cblr-1786	466	58	securitization	securitization	NOUN
cblr-1786	466	59	and	and	CCONJ
cblr-1786	466	60	guaranty.176	guaranty.176	NOUN
cblr-1786	466	61	several	several	ADJ
cblr-1786	466	62	concepts	concept	NOUN
cblr-1786	466	63	are	be	AUX
cblr-1786	466	64	key	key	ADJ
cblr-1786	466	65	to	to	ADP
cblr-1786	466	66	the	the	DET
cblr-1786	466	67	overall	overall	ADJ
cblr-1786	466	68	functioning	functioning	NOUN
cblr-1786	466	69	of	of	ADP
cblr-1786	466	70	the	the	DET
cblr-1786	466	71	bill	bill	NOUN
cblr-1786	466	72	.	.	PUNCT
cblr-1786	467	1	first	first	ADV
cblr-1786	467	2	,	,	PUNCT
cblr-1786	467	3	the	the	DET
cblr-1786	467	4	definition	definition	NOUN
cblr-1786	467	5	of	of	ADP
cblr-1786	467	6	“	"	PUNCT
cblr-1786	467	7	eligible	eligible	ADJ
cblr-1786	467	8	single	single	ADJ
cblr-1786	467	9	-	-	PUNCT
cblr-1786	467	10	family	family	NOUN
cblr-1786	467	11	mortgage	mortgage	NOUN
cblr-1786	467	12	loan”177	loan”177	NOUN
cblr-1786	467	13	sets	set	VERB
cblr-1786	467	14	important	important	ADJ
cblr-1786	467	15	thresholds	threshold	NOUN
cblr-1786	467	16	for	for	ADP
cblr-1786	467	17	the	the	DET
cblr-1786	467	18	mortgages	mortgage	NOUN
cblr-1786	467	19	with	with	ADP
cblr-1786	467	20	which	which	PRON
cblr-1786	467	21	the	the	DET
cblr-1786	467	22	fmic	fmic	NOUN
cblr-1786	467	23	would	would	AUX
cblr-1786	467	24	deal,178	deal,178	VERB
cblr-1786	467	25	as	as	ADP
cblr-1786	467	26	“	"	PUNCT
cblr-1786	467	27	single	single	ADJ
cblr-1786	467	28	-	-	PUNCT
cblr-1786	467	29	family	family	NOUN
cblr-1786	467	30	covered	cover	VERB
cblr-1786	467	31	securities	security	NOUN
cblr-1786	467	32	”	"	PUNCT
cblr-1786	467	33	must	must	AUX
cblr-1786	467	34	be	be	AUX
cblr-1786	467	35	collateralized	collateralize	VERB
cblr-1786	467	36	only	only	ADV
cblr-1786	467	37	by	by	ADP
cblr-1786	467	38	eligible	eligible	ADJ
cblr-1786	467	39	single	single	ADJ
cblr-1786	467	40	173	173	NUM
cblr-1786	467	41	johnson	johnson	PROPN
cblr-1786	467	42	-	-	PUNCT
cblr-1786	467	43	crapo	crapo	PROPN
cblr-1786	467	44	senate	senate	PROPN
cblr-1786	467	45	bill	bill	PROPN
cblr-1786	467	46	,	,	PUNCT
cblr-1786	467	47	supra	supra	PROPN
cblr-1786	467	48	note	note	NOUN
cblr-1786	467	49	24	24	NUM
cblr-1786	467	50	,	,	PUNCT
cblr-1786	467	51	at	at	ADP
cblr-1786	467	52	§	§	PROPN
cblr-1786	467	53	302(a)(1)(a	302(a)(1)(a	NUM
cblr-1786	467	54	)	)	PUNCT
cblr-1786	467	55	.	.	PUNCT
cblr-1786	468	1	see	see	VERB
cblr-1786	468	2	also	also	ADV
cblr-1786	468	3	corker	corker	NOUN
cblr-1786	468	4	-	-	PUNCT
cblr-1786	468	5	warner	warner	NOUN
cblr-1786	468	6	senate	senate	PROPN
cblr-1786	468	7	bill	bill	PROPN
cblr-1786	468	8	,	,	PUNCT
cblr-1786	468	9	supra	supra	PROPN
cblr-1786	468	10	note	note	NOUN
cblr-1786	468	11	20	20	NUM
cblr-1786	468	12	,	,	PUNCT
cblr-1786	468	13	at	at	ADP
cblr-1786	468	14	§	§	PROPN
cblr-1786	468	15	201(a)(2	201(a)(2	NUM
cblr-1786	468	16	)	)	PUNCT
cblr-1786	468	17	.	.	PUNCT
cblr-1786	469	1	174	174	NUM
cblr-1786	469	2	johnson	johnson	PROPN
cblr-1786	469	3	-	-	PUNCT
cblr-1786	469	4	crapo	crapo	PROPN
cblr-1786	469	5	senate	senate	PROPN
cblr-1786	469	6	bill	bill	PROPN
cblr-1786	469	7	,	,	PUNCT
cblr-1786	469	8	supra	supra	PROPN
cblr-1786	469	9	note	note	NOUN
cblr-1786	469	10	24	24	NUM
cblr-1786	469	11	,	,	PUNCT
cblr-1786	469	12	at	at	ADP
cblr-1786	469	13	§	§	PROPN
cblr-1786	469	14	302(a)(1)(b	302(a)(1)(b	PROPN
cblr-1786	469	15	)	)	PUNCT
cblr-1786	469	16	.	.	PUNCT
cblr-1786	470	1	175	175	NUM
cblr-1786	470	2	see	see	VERB
cblr-1786	470	3	i	i	PROPN
cblr-1786	470	4	d.	d.	PROPN
cblr-1786	470	5	§	§	PROPN
cblr-1786	470	6	303	303	NUM
cblr-1786	470	7	.	.	PUNCT
cblr-1786	471	1	see	see	VERB
cblr-1786	471	2	also	also	ADV
cblr-1786	471	3	corker	corker	NOUN
cblr-1786	471	4	-	-	PUNCT
cblr-1786	471	5	warner	warner	NOUN
cblr-1786	471	6	senate	senate	PROPN
cblr-1786	471	7	bill	bill	PROPN
cblr-1786	471	8	,	,	PUNCT
cblr-1786	471	9	supra	supra	PROPN
cblr-1786	471	10	note	note	NOUN
cblr-1786	471	11	20	20	NUM
cblr-1786	471	12	,	,	PUNCT
cblr-1786	471	13	at	at	ADP
cblr-1786	471	14	§	§	PROPN
cblr-1786	471	15	201(a)(3	201(a)(3	NUM
cblr-1786	471	16	)	)	PUNCT
cblr-1786	471	17	.	.	PUNCT
cblr-1786	472	1	the	the	DET
cblr-1786	472	2	path	path	PROPN
cblr-1786	472	3	act	act	PROPN
cblr-1786	472	4	sponsors	sponsor	NOUN
cblr-1786	472	5	in	in	ADP
cblr-1786	472	6	the	the	DET
cblr-1786	472	7	house	house	NOUN
cblr-1786	472	8	of	of	ADP
cblr-1786	472	9	representatives	representative	NOUN
cblr-1786	472	10	do	do	AUX
cblr-1786	472	11	not	not	PART
cblr-1786	472	12	share	share	VERB
cblr-1786	472	13	this	this	DET
cblr-1786	472	14	policy	policy	NOUN
cblr-1786	472	15	stance	stance	NOUN
cblr-1786	472	16	.	.	PUNCT
cblr-1786	473	1	see	see	VERB
cblr-1786	473	2	protecting	protect	VERB
cblr-1786	473	3	american	american	ADJ
cblr-1786	473	4	taxpayers	taxpayer	NOUN
cblr-1786	473	5	and	and	CCONJ
cblr-1786	473	6	homeowners	homeowner	NOUN
cblr-1786	473	7	act	act	VERB
cblr-1786	473	8	of	of	ADP
cblr-1786	473	9	2013	2013	NUM
cblr-1786	473	10	,	,	PUNCT
cblr-1786	473	11	h.r	h.r	PROPN
cblr-1786	473	12	.	.	PROPN
cblr-1786	473	13	2767	2767	NUM
cblr-1786	473	14	,	,	PUNCT
cblr-1786	473	15	113th	113th	PROPN
cblr-1786	473	16	cong	cong	NOUN
cblr-1786	473	17	.	.	PUNCT
cblr-1786	474	1	§	§	PROPN
cblr-1786	474	2	312(c	312(c	PROPN
cblr-1786	474	3	)	)	PUNCT
cblr-1786	474	4	(	(	PUNCT
cblr-1786	474	5	2013	2013	NUM
cblr-1786	474	6	)	)	PUNCT
cblr-1786	474	7	.	.	PUNCT
cblr-1786	475	1	176	176	NUM
cblr-1786	475	2	see	see	VERB
cblr-1786	475	3	johnson	johnson	PROPN
cblr-1786	475	4	-	-	PUNCT
cblr-1786	475	5	crapo	crapo	PROPN
cblr-1786	475	6	senate	senate	PROPN
cblr-1786	475	7	bill	bill	PROPN
cblr-1786	475	8	,	,	PUNCT
cblr-1786	475	9	supra	supra	PROPN
cblr-1786	475	10	note	note	NOUN
cblr-1786	475	11	24	24	NUM
cblr-1786	475	12	,	,	PUNCT
cblr-1786	475	13	at	at	ADP
cblr-1786	475	14	§	§	PROPN
cblr-1786	475	15	315	315	NUM
cblr-1786	475	16	.	.	NOUN
cblr-1786	475	17	177	177	NUM
cblr-1786	475	18	this	this	DET
cblr-1786	475	19	note	note	NOUN
cblr-1786	475	20	focuses	focus	VERB
cblr-1786	475	21	on	on	ADP
cblr-1786	475	22	single	single	ADJ
cblr-1786	475	23	-	-	PUNCT
cblr-1786	475	24	family	family	NOUN
cblr-1786	475	25	housing	housing	NOUN
cblr-1786	475	26	finance	finance	NOUN
cblr-1786	475	27	,	,	PUNCT
cblr-1786	475	28	which	which	PRON
cblr-1786	475	29	constitutes	constitute	VERB
cblr-1786	475	30	the	the	DET
cblr-1786	475	31	majority	majority	NOUN
cblr-1786	475	32	of	of	ADP
cblr-1786	475	33	the	the	DET
cblr-1786	475	34	total	total	ADJ
cblr-1786	475	35	u.s	u.s	PROPN
cblr-1786	475	36	.	.	PROPN
cblr-1786	475	37	mbs	mbs	PROPN
cblr-1786	475	38	market	market	NOUN
cblr-1786	475	39	.	.	PUNCT
cblr-1786	476	1	multifamily	multifamily	ADJ
cblr-1786	476	2	housing	housing	NOUN
cblr-1786	476	3	finance	finance	NOUN
cblr-1786	476	4	often	often	ADV
cblr-1786	476	5	impairs	impair	VERB
cblr-1786	476	6	affordable	affordable	ADJ
cblr-1786	476	7	housing	housing	NOUN
cblr-1786	476	8	policies	policy	NOUN
cblr-1786	476	9	beyond	beyond	ADP
cblr-1786	476	10	the	the	DET
cblr-1786	476	11	scope	scope	NOUN
cblr-1786	476	12	of	of	ADP
cblr-1786	476	13	this	this	DET
cblr-1786	476	14	note	note	NOUN
cblr-1786	476	15	.	.	PUNCT
cblr-1786	477	1	178	178	NUM
cblr-1786	477	2	see	see	VERB
cblr-1786	477	3	johnson	johnson	PROPN
cblr-1786	477	4	-	-	PUNCT
cblr-1786	477	5	crapo	crapo	PROPN
cblr-1786	477	6	senate	senate	PROPN
cblr-1786	477	7	bill	bill	PROPN
cblr-1786	477	8	,	,	PUNCT
cblr-1786	477	9	supra	supra	PROPN
cblr-1786	477	10	note	note	NOUN
cblr-1786	477	11	24	24	NUM
cblr-1786	477	12	,	,	PUNCT
cblr-1786	477	13	at	at	ADP
cblr-1786	477	14	§	§	PROPN
cblr-1786	477	15	2(29)(a	2(29)(a	NUM
cblr-1786	477	16	)	)	PUNCT
cblr-1786	477	17	.	.	PUNCT
cblr-1786	478	1	see	see	VERB
cblr-1786	478	2	also	also	ADV
cblr-1786	478	3	corker	corker	NOUN
cblr-1786	478	4	-	-	PUNCT
cblr-1786	478	5	warner	warner	NOUN
cblr-1786	478	6	senate	senate	PROPN
cblr-1786	478	7	bill	bill	PROPN
cblr-1786	478	8	,	,	PUNCT
cblr-1786	478	9	supra	supra	PROPN
cblr-1786	478	10	note	note	NOUN
cblr-1786	478	11	20	20	NUM
cblr-1786	478	12	,	,	PUNCT
cblr-1786	478	13	at	at	ADP
cblr-1786	478	14	§	§	PROPN
cblr-1786	478	15	2(11	2(11	NUM
cblr-1786	478	16	)	)	PUNCT
cblr-1786	478	17	.	.	PUNCT
cblr-1786	479	1	niles	nile	NOUN
cblr-1786	479	2	final	final	ADJ
cblr-1786	479	3	938	938	NUM
cblr-1786	479	4	columbia	columbia	PROPN
cblr-1786	479	5	business	business	NOUN
cblr-1786	479	6	law	law	PROPN
cblr-1786	479	7	review	review	NOUN
cblr-1786	480	1	[	[	X
cblr-1786	480	2	vol	vol	NOUN
cblr-1786	480	3	.	.	NOUN
cblr-1786	480	4	2014	2014	NUM
cblr-1786	480	5	family	family	NOUN
cblr-1786	480	6	mortgage	mortgage	NOUN
cblr-1786	480	7	loans	loan	NOUN
cblr-1786	480	8	in	in	ADP
cblr-1786	480	9	order	order	NOUN
cblr-1786	480	10	to	to	PART
cblr-1786	480	11	qualify	qualify	VERB
cblr-1786	480	12	for	for	ADP
cblr-1786	480	13	fmic	fmic	ADJ
cblr-1786	480	14	insurance.179	insurance.179	NOUN
cblr-1786	480	15	the	the	DET
cblr-1786	480	16	eligible	eligible	ADJ
cblr-1786	480	17	single	single	ADJ
cblr-1786	480	18	-	-	PUNCT
cblr-1786	480	19	family	family	NOUN
cblr-1786	480	20	mortgage	mortgage	NOUN
cblr-1786	480	21	loan	loan	NOUN
cblr-1786	480	22	(	(	PUNCT
cblr-1786	480	23	an	an	DET
cblr-1786	480	24	“	"	PUNCT
cblr-1786	480	25	eligible	eligible	ADJ
cblr-1786	480	26	loan	loan	NOUN
cblr-1786	480	27	”	"	PUNCT
cblr-1786	480	28	)	)	PUNCT
cblr-1786	480	29	definition	definition	NOUN
cblr-1786	480	30	appears	appear	VERB
cblr-1786	480	31	to	to	PART
cblr-1786	480	32	be	be	AUX
cblr-1786	480	33	intended	intend	VERB
cblr-1786	480	34	to	to	PART
cblr-1786	480	35	replace	replace	VERB
cblr-1786	480	36	the	the	DET
cblr-1786	480	37	“	"	PUNCT
cblr-1786	480	38	conforming	conform	VERB
cblr-1786	480	39	loan	loan	NOUN
cblr-1786	480	40	”	"	PUNCT
cblr-1786	480	41	standards	standard	NOUN
cblr-1786	480	42	found	find	VERB
cblr-1786	480	43	in	in	ADP
cblr-1786	480	44	the	the	DET
cblr-1786	480	45	gse	gse	PROPN
cblr-1786	480	46	underwriting	underwriting	NOUN
cblr-1786	480	47	guidelines.180	guidelines.180	NOUN
cblr-1786	480	48	under	under	ADP
cblr-1786	480	49	the	the	DET
cblr-1786	480	50	current	current	ADJ
cblr-1786	480	51	system	system	NOUN
cblr-1786	480	52	,	,	PUNCT
cblr-1786	480	53	conforming	conform	VERB
cblr-1786	480	54	loans	loan	NOUN
cblr-1786	480	55	receive	receive	VERB
cblr-1786	480	56	superior	superior	ADJ
cblr-1786	480	57	pricing	pricing	NOUN
cblr-1786	480	58	because	because	SCONJ
cblr-1786	480	59	adherence	adherence	NOUN
cblr-1786	480	60	to	to	ADP
cblr-1786	480	61	the	the	DET
cblr-1786	480	62	underwriting	underwriting	NOUN
cblr-1786	480	63	guidelines	guideline	NOUN
cblr-1786	480	64	allows	allow	VERB
cblr-1786	480	65	those	those	DET
cblr-1786	480	66	loans	loan	NOUN
cblr-1786	480	67	access	access	NOUN
cblr-1786	480	68	to	to	ADP
cblr-1786	480	69	the	the	DET
cblr-1786	480	70	gse	gse	PROPN
cblr-1786	480	71	guaranty	guaranty	NOUN
cblr-1786	480	72	,	,	PUNCT
cblr-1786	480	73	thereby	thereby	ADV
cblr-1786	480	74	rendering	render	VERB
cblr-1786	480	75	them	they	PRON
cblr-1786	480	76	fungible	fungible	ADJ
cblr-1786	480	77	and	and	CCONJ
cblr-1786	480	78	liquid	liquid	ADJ
cblr-1786	480	79	.	.	PUNCT
cblr-1786	481	1	as	as	SCONJ
cblr-1786	481	2	discussed	discuss	VERB
cblr-1786	481	3	later	later	ADV
cblr-1786	481	4	,	,	PUNCT
cblr-1786	481	5	the	the	DET
cblr-1786	481	6	fungibility	fungibility	NOUN
cblr-1786	481	7	of	of	ADP
cblr-1786	481	8	mortgage	mortgage	NOUN
cblr-1786	481	9	loans	loan	NOUN
cblr-1786	481	10	and	and	CCONJ
cblr-1786	481	11	the	the	DET
cblr-1786	481	12	resulting	result	VERB
cblr-1786	481	13	price	price	NOUN
cblr-1786	481	14	improvement	improvement	NOUN
cblr-1786	481	15	through	through	ADP
cblr-1786	481	16	access	access	NOUN
cblr-1786	481	17	to	to	ADP
cblr-1786	481	18	the	the	DET
cblr-1786	481	19	capital	capital	NOUN
cblr-1786	481	20	markets	market	NOUN
cblr-1786	481	21	provide	provide	VERB
cblr-1786	481	22	creditworthy	creditworthy	ADJ
cblr-1786	481	23	borrowers	borrower	NOUN
cblr-1786	481	24	a	a	DET
cblr-1786	481	25	crucial	crucial	ADJ
cblr-1786	481	26	benefit	benefit	NOUN
cblr-1786	481	27	that	that	PRON
cblr-1786	481	28	any	any	DET
cblr-1786	481	29	reform	reform	NOUN
cblr-1786	481	30	proposal	proposal	NOUN
cblr-1786	481	31	should	should	AUX
cblr-1786	481	32	rigorously	rigorously	ADV
cblr-1786	481	33	attempt	attempt	VERB
cblr-1786	481	34	to	to	PART
cblr-1786	481	35	maintain.181	maintain.181	VERB
cblr-1786	481	36	here	here	ADV
cblr-1786	481	37	,	,	PUNCT
cblr-1786	481	38	the	the	DET
cblr-1786	481	39	senate	senate	PROPN
cblr-1786	481	40	proposal	proposal	NOUN
cblr-1786	481	41	’s	’s	PART
cblr-1786	481	42	eligible	eligible	ADJ
cblr-1786	481	43	loan	loan	NOUN
cblr-1786	481	44	definition	definition	NOUN
cblr-1786	481	45	sets	set	VERB
cblr-1786	481	46	forth	forth	ADP
cblr-1786	481	47	a	a	DET
cblr-1786	481	48	matrix	matrix	NOUN
cblr-1786	481	49	of	of	ADP
cblr-1786	481	50	eligibility	eligibility	NOUN
cblr-1786	481	51	conditions	condition	NOUN
cblr-1786	481	52	that	that	PRON
cblr-1786	481	53	,	,	PUNCT
cblr-1786	481	54	like	like	ADP
cblr-1786	481	55	current	current	ADJ
cblr-1786	481	56	conforming	conforming	NOUN
cblr-1786	481	57	loan	loan	NOUN
cblr-1786	481	58	guidelines,182	guidelines,182	PROPN
cblr-1786	481	59	require	require	VERB
cblr-1786	481	60	compliance	compliance	NOUN
cblr-1786	481	61	with	with	ADP
cblr-1786	481	62	certain	certain	ADJ
cblr-1786	481	63	origination	origination	NOUN
cblr-1786	481	64	standards,183	standards,183	NOUN
cblr-1786	481	65	including	include	VERB
cblr-1786	481	66	standards	standard	NOUN
cblr-1786	481	67	mirroring	mirror	VERB
cblr-1786	481	68	the	the	DET
cblr-1786	481	69	consumer	consumer	NOUN
cblr-1786	481	70	financial	financial	PROPN
cblr-1786	481	71	protection	protection	PROPN
cblr-1786	481	72	bureau	bureau	PROPN
cblr-1786	481	73	(	(	PUNCT
cblr-1786	481	74	“	"	PUNCT
cblr-1786	481	75	cfpb	cfpb	NOUN
cblr-1786	481	76	”	"	PUNCT
cblr-1786	481	77	)	)	PUNCT
cblr-1786	481	78	“	"	PUNCT
cblr-1786	481	79	qualified	qualified	ADJ
cblr-1786	481	80	mortgage	mortgage	NOUN
cblr-1786	481	81	”	"	PUNCT
cblr-1786	482	1	requirements;184	requirements;184	VERB
cblr-1786	482	2	loan	loan	NOUN
cblr-1786	482	3	principal	principal	ADJ
cblr-1786	482	4	amount	amount	NOUN
cblr-1786	483	1	limitations;185	limitations;185	NOUN
cblr-1786	483	2	combinations	combination	NOUN
cblr-1786	483	3	of	of	ADP
cblr-1786	483	4	borrower	borrower	NOUN
cblr-1786	483	5	loan	loan	NOUN
cblr-1786	483	6	-	-	PUNCT
cblr-1786	483	7	to	to	ADP
cblr-1786	483	8	-	-	PUNCT
cblr-1786	483	9	value	value	NOUN
cblr-1786	483	10	(	(	PUNCT
cblr-1786	483	11	“	"	PUNCT
cblr-1786	483	12	ltv	ltv	PROPN
cblr-1786	483	13	”	"	PUNCT
cblr-1786	483	14	)	)	PUNCT
cblr-1786	483	15	ratios	ratio	NOUN
cblr-1786	483	16	and	and	CCONJ
cblr-1786	483	17	mortgage	mortgage	NOUN
cblr-1786	483	18	insurance	insurance	NOUN
cblr-1786	483	19	(	(	PUNCT
cblr-1786	483	20	“	"	PUNCT
cblr-1786	483	21	mi	mi	NOUN
cblr-1786	483	22	”	"	PUNCT
cblr-1786	483	23	)	)	PUNCT
cblr-1786	483	24	coverage;186	coverage;186	PROPN
cblr-1786	483	25	down	down	ADP
cblr-1786	483	26	payment	payment	NOUN
cblr-1786	483	27	floors;187	floors;187	ADJ
cblr-1786	483	28	license	license	NOUN
cblr-1786	483	29	insurance	insurance	NOUN
cblr-1786	483	30	coverage;188	coverage;188	NOUN
cblr-1786	483	31	and	and	CCONJ
cblr-1786	483	32	compliance	compliance	NOUN
cblr-1786	483	33	with	with	ADP
cblr-1786	483	34	other	other	ADJ
cblr-1786	483	35	terms	term	NOUN
cblr-1786	483	36	and	and	CCONJ
cblr-1786	483	37	provisions	provision	NOUN
cblr-1786	483	38	179	179	NUM
cblr-1786	483	39	johnson	johnson	PROPN
cblr-1786	483	40	-	-	PUNCT
cblr-1786	483	41	crapo	crapo	PROPN
cblr-1786	483	42	senate	senate	PROPN
cblr-1786	483	43	bill	bill	PROPN
cblr-1786	483	44	,	,	PUNCT
cblr-1786	483	45	supra	supra	PROPN
cblr-1786	483	46	note	note	NOUN
cblr-1786	483	47	24	24	NUM
cblr-1786	483	48	,	,	PUNCT
cblr-1786	483	49	at	at	ADP
cblr-1786	483	50	§	§	PROPN
cblr-1786	483	51	2(65	2(65	NUM
cblr-1786	483	52	)	)	PUNCT
cblr-1786	483	53	.	.	PUNCT
cblr-1786	484	1	see	see	VERB
cblr-1786	484	2	also	also	ADV
cblr-1786	484	3	corker	corker	NOUN
cblr-1786	484	4	-	-	PUNCT
cblr-1786	484	5	warner	warner	NOUN
cblr-1786	484	6	senate	senate	PROPN
cblr-1786	484	7	bill	bill	PROPN
cblr-1786	484	8	,	,	PUNCT
cblr-1786	484	9	supra	supra	PROPN
cblr-1786	484	10	note	note	NOUN
cblr-1786	484	11	20	20	NUM
cblr-1786	484	12	,	,	PUNCT
cblr-1786	484	13	at	at	ADP
cblr-1786	484	14	§	§	PROPN
cblr-1786	484	15	2(9)(a	2(9)(a	NOUN
cblr-1786	484	16	)	)	PUNCT
cblr-1786	484	17	.	.	PUNCT
cblr-1786	485	1	180	180	NUM
cblr-1786	485	2	see	see	VERB
cblr-1786	485	3	,	,	PUNCT
cblr-1786	485	4	e.g.	e.g.	ADV
cblr-1786	485	5	,	,	PUNCT
cblr-1786	485	6	fannie	fannie	PROPN
cblr-1786	485	7	mae	mae	PROPN
cblr-1786	485	8	,	,	PUNCT
cblr-1786	485	9	eligibility	eligibility	NOUN
cblr-1786	485	10	matrix	matrix	NOUN
cblr-1786	485	11	1	1	NUM
cblr-1786	485	12	(	(	PUNCT
cblr-1786	485	13	2013	2013	NUM
cblr-1786	485	14	)	)	PUNCT
cblr-1786	485	15	,	,	PUNCT
cblr-1786	485	16	available	available	ADJ
cblr-1786	485	17	at	at	ADP
cblr-1786	485	18	http://perma.cc/9rhw-whjn	http://perma.cc/9rhw-whjn	PROPN
cblr-1786	485	19	.	.	PUNCT
cblr-1786	486	1	181	181	NUM
cblr-1786	486	2	see	see	VERB
cblr-1786	486	3	discussion	discussion	NOUN
cblr-1786	486	4	infra	infra	NOUN
cblr-1786	486	5	part	part	NOUN
cblr-1786	486	6	iv.a.2	iv.a.2	PROPN
cblr-1786	486	7	.	.	PUNCT
cblr-1786	487	1	182	182	NUM
cblr-1786	487	2	see	see	VERB
cblr-1786	487	3	fannie	fannie	PROPN
cblr-1786	487	4	mae	mae	PROPN
cblr-1786	487	5	,	,	PUNCT
cblr-1786	487	6	supra	supra	PROPN
cblr-1786	487	7	note	note	PROPN
cblr-1786	487	8	180	180	NUM
cblr-1786	487	9	.	.	NOUN
cblr-1786	487	10	183	183	NUM
cblr-1786	487	11	johnson	johnson	PROPN
cblr-1786	487	12	-	-	PUNCT
cblr-1786	487	13	crapo	crapo	PROPN
cblr-1786	487	14	senate	senate	PROPN
cblr-1786	487	15	bill	bill	PROPN
cblr-1786	487	16	,	,	PUNCT
cblr-1786	487	17	supra	supra	PROPN
cblr-1786	487	18	note	note	NOUN
cblr-1786	487	19	24	24	NUM
cblr-1786	487	20	,	,	PUNCT
cblr-1786	487	21	at	at	ADP
cblr-1786	487	22	§	§	PROPN
cblr-1786	487	23	2(29)(a)(i	2(29)(a)(i	NUM
cblr-1786	487	24	)	)	PUNCT
cblr-1786	487	25	.	.	PUNCT
cblr-1786	488	1	184	184	NUM
cblr-1786	488	2	see	see	VERB
cblr-1786	488	3	15	15	NUM
cblr-1786	488	4	u.s.c	u.s.c	ADJ
cblr-1786	488	5	.	.	PUNCT
cblr-1786	489	1	§	§	PROPN
cblr-1786	489	2	1639c	1639c	NUM
cblr-1786	489	3	.	.	PUNCT
cblr-1786	490	1	185	185	NUM
cblr-1786	490	2	johnson	johnson	PROPN
cblr-1786	490	3	-	-	PUNCT
cblr-1786	490	4	crapo	crapo	PROPN
cblr-1786	490	5	senate	senate	PROPN
cblr-1786	490	6	bill	bill	PROPN
cblr-1786	490	7	,	,	PUNCT
cblr-1786	490	8	supra	supra	PROPN
cblr-1786	490	9	note	note	NOUN
cblr-1786	490	10	24	24	NUM
cblr-1786	490	11	,	,	PUNCT
cblr-1786	490	12	at	at	ADP
cblr-1786	490	13	§	§	PROPN
cblr-1786	490	14	2(29)(a)(ii	2(29)(a)(ii	NUM
cblr-1786	490	15	)	)	PUNCT
cblr-1786	490	16	.	.	PUNCT
cblr-1786	491	1	see	see	VERB
cblr-1786	491	2	also	also	ADV
cblr-1786	491	3	corker	corker	NOUN
cblr-1786	491	4	-	-	PUNCT
cblr-1786	491	5	warner	warner	NOUN
cblr-1786	491	6	senate	senate	PROPN
cblr-1786	491	7	bill	bill	PROPN
cblr-1786	491	8	,	,	PUNCT
cblr-1786	491	9	supra	supra	PROPN
cblr-1786	491	10	note	note	NOUN
cblr-1786	491	11	20	20	NUM
cblr-1786	491	12	,	,	PUNCT
cblr-1786	491	13	at	at	ADP
cblr-1786	491	14	§	§	PROPN
cblr-1786	491	15	2(11)(b	2(11)(b	NUM
cblr-1786	491	16	)	)	PUNCT
cblr-1786	491	17	.	.	PUNCT
cblr-1786	492	1	186	186	NUM
cblr-1786	492	2	see	see	VERB
cblr-1786	492	3	johnson	johnson	PROPN
cblr-1786	492	4	-	-	PUNCT
cblr-1786	492	5	crapo	crapo	PROPN
cblr-1786	492	6	senate	senate	PROPN
cblr-1786	492	7	bill	bill	PROPN
cblr-1786	492	8	,	,	PUNCT
cblr-1786	492	9	supra	supra	PROPN
cblr-1786	492	10	note	note	NOUN
cblr-1786	492	11	24	24	NUM
cblr-1786	492	12	,	,	PUNCT
cblr-1786	492	13	at	at	ADP
cblr-1786	492	14	§	§	PROPN
cblr-1786	492	15	2(29)(a)(iii	2(29)(a)(iii	NUM
cblr-1786	492	16	)	)	PUNCT
cblr-1786	492	17	.	.	PUNCT
cblr-1786	493	1	see	see	VERB
cblr-1786	493	2	also	also	ADV
cblr-1786	493	3	corker	corker	NOUN
cblr-1786	493	4	-	-	PUNCT
cblr-1786	493	5	warner	warner	NOUN
cblr-1786	493	6	senate	senate	PROPN
cblr-1786	493	7	bill	bill	PROPN
cblr-1786	493	8	,	,	PUNCT
cblr-1786	493	9	supra	supra	PROPN
cblr-1786	493	10	note	note	NOUN
cblr-1786	493	11	20	20	NUM
cblr-1786	493	12	,	,	PUNCT
cblr-1786	493	13	at	at	ADP
cblr-1786	493	14	§	§	PROPN
cblr-1786	493	15	2(11)(c	2(11)(c	NUM
cblr-1786	493	16	)	)	PUNCT
cblr-1786	493	17	.	.	PUNCT
cblr-1786	494	1	187	187	NUM
cblr-1786	494	2	see	see	VERB
cblr-1786	494	3	johnson	johnson	PROPN
cblr-1786	494	4	-	-	PUNCT
cblr-1786	494	5	crapo	crapo	PROPN
cblr-1786	494	6	senate	senate	PROPN
cblr-1786	494	7	bill	bill	PROPN
cblr-1786	494	8	,	,	PUNCT
cblr-1786	494	9	supra	supra	PROPN
cblr-1786	494	10	note	note	NOUN
cblr-1786	494	11	24	24	NUM
cblr-1786	494	12	,	,	PUNCT
cblr-1786	494	13	at	at	ADP
cblr-1786	494	14	§	§	PROPN
cblr-1786	494	15	2(29)(a)(iv	2(29)(a)(iv	NUM
cblr-1786	494	16	)	)	PUNCT
cblr-1786	494	17	.	.	PUNCT
cblr-1786	495	1	see	see	VERB
cblr-1786	495	2	also	also	ADV
cblr-1786	495	3	corker	corker	NOUN
cblr-1786	495	4	-	-	PUNCT
cblr-1786	495	5	warner	warner	NOUN
cblr-1786	495	6	senate	senate	PROPN
cblr-1786	495	7	bill	bill	PROPN
cblr-1786	495	8	,	,	PUNCT
cblr-1786	495	9	supra	supra	PROPN
cblr-1786	495	10	note	note	NOUN
cblr-1786	495	11	20	20	NUM
cblr-1786	495	12	,	,	PUNCT
cblr-1786	495	13	at	at	ADP
cblr-1786	495	14	§	§	PROPN
cblr-1786	495	15	2(11)(d	2(11)(d	NUM
cblr-1786	495	16	)	)	PUNCT
cblr-1786	495	17	.	.	PUNCT
cblr-1786	496	1	188	188	NUM
cblr-1786	496	2	see	see	VERB
cblr-1786	496	3	johnson	johnson	PROPN
cblr-1786	496	4	-	-	PUNCT
cblr-1786	496	5	crapo	crapo	PROPN
cblr-1786	496	6	senate	senate	PROPN
cblr-1786	496	7	bill	bill	PROPN
cblr-1786	496	8	,	,	PUNCT
cblr-1786	496	9	supra	supra	PROPN
cblr-1786	496	10	note	note	NOUN
cblr-1786	496	11	24	24	NUM
cblr-1786	496	12	,	,	PUNCT
cblr-1786	496	13	at	at	ADP
cblr-1786	496	14	§	§	PROPN
cblr-1786	496	15	2(29)(a)(v	2(29)(a)(v	NUM
cblr-1786	496	16	)	)	PUNCT
cblr-1786	496	17	.	.	PUNCT
cblr-1786	497	1	see	see	VERB
cblr-1786	497	2	also	also	ADV
cblr-1786	497	3	corker	corker	NOUN
cblr-1786	497	4	-	-	PUNCT
cblr-1786	497	5	warner	warner	NOUN
cblr-1786	497	6	senate	senate	PROPN
cblr-1786	497	7	bill	bill	PROPN
cblr-1786	497	8	,	,	PUNCT
cblr-1786	497	9	supra	supra	PROPN
cblr-1786	497	10	note	note	NOUN
cblr-1786	497	11	20	20	NUM
cblr-1786	497	12	,	,	PUNCT
cblr-1786	497	13	at	at	ADP
cblr-1786	497	14	§	§	PROPN
cblr-1786	497	15	2(11)(e	2(11)(e	NUM
cblr-1786	497	16	)	)	PUNCT
cblr-1786	497	17	.	.	PUNCT
cblr-1786	498	1	niles	nile	NOUN
cblr-1786	498	2	final	final	ADJ
cblr-1786	498	3	no	no	NOUN
cblr-1786	498	4	.	.	NOUN
cblr-1786	498	5	3:906	3:906	NUM
cblr-1786	498	6	]	]	PUNCT
cblr-1786	498	7	member	member	NOUN
cblr-1786	498	8	fmic	fmic	NOUN
cblr-1786	498	9	939	939	NUM
cblr-1786	498	10	that	that	SCONJ
cblr-1786	498	11	the	the	DET
cblr-1786	498	12	fmic	fmic	NOUN
cblr-1786	498	13	may	may	AUX
cblr-1786	498	14	prescribe.189	prescribe.189	VERB
cblr-1786	498	15	the	the	DET
cblr-1786	498	16	definition	definition	NOUN
cblr-1786	498	17	provision	provision	NOUN
cblr-1786	498	18	also	also	ADV
cblr-1786	498	19	contemplates	contemplate	VERB
cblr-1786	498	20	further	further	ADJ
cblr-1786	498	21	requirements	requirement	NOUN
cblr-1786	498	22	to	to	PART
cblr-1786	498	23	be	be	AUX
cblr-1786	498	24	determined	determine	VERB
cblr-1786	498	25	by	by	ADP
cblr-1786	498	26	the	the	DET
cblr-1786	498	27	fmic	fmic	NOUN
cblr-1786	498	28	in	in	ADP
cblr-1786	498	29	consultation	consultation	NOUN
cblr-1786	498	30	with	with	ADP
cblr-1786	498	31	the	the	DET
cblr-1786	498	32	cfpb,190	cfpb,190	PROPN
cblr-1786	498	33	presumably	presumably	ADV
cblr-1786	498	34	relating	relate	VERB
cblr-1786	498	35	to	to	ADP
cblr-1786	498	36	the	the	DET
cblr-1786	498	37	cfpb	cfpb	NOUN
cblr-1786	498	38	’s	’s	PART
cblr-1786	498	39	“	"	PUNCT
cblr-1786	498	40	ability	ability	NOUN
cblr-1786	498	41	-	-	PUNCT
cblr-1786	498	42	to	to	ADP
cblr-1786	498	43	-	-	PUNCT
cblr-1786	498	44	repay	repay	VERB
cblr-1786	498	45	”	"	PUNCT
cblr-1786	498	46	regulatory	regulatory	ADJ
cblr-1786	498	47	scheme.191	scheme.191	NOUN
cblr-1786	498	48	a	a	DET
cblr-1786	498	49	second	second	ADJ
cblr-1786	498	50	key	key	ADJ
cblr-1786	498	51	concept	concept	NOUN
cblr-1786	498	52	in	in	ADP
cblr-1786	498	53	the	the	DET
cblr-1786	498	54	proposal	proposal	NOUN
cblr-1786	498	55	is	be	AUX
cblr-1786	498	56	the	the	DET
cblr-1786	498	57	requirement	requirement	NOUN
cblr-1786	498	58	that	that	SCONJ
cblr-1786	498	59	the	the	DET
cblr-1786	498	60	fmic	fmic	ADJ
cblr-1786	498	61	guaranty	guaranty	NOUN
cblr-1786	498	62	only	only	ADV
cblr-1786	498	63	trigger	trigger	NOUN
cblr-1786	498	64	on	on	ADP
cblr-1786	498	65	a	a	DET
cblr-1786	498	66	particular	particular	ADJ
cblr-1786	498	67	product	product	NOUN
cblr-1786	498	68	after	after	SCONJ
cblr-1786	498	69	private	private	ADJ
cblr-1786	498	70	capital	capital	NOUN
cblr-1786	498	71	has	have	AUX
cblr-1786	498	72	suffered	suffer	VERB
cblr-1786	498	73	losses	loss	NOUN
cblr-1786	498	74	in	in	ADP
cblr-1786	498	75	excess	excess	NOUN
cblr-1786	498	76	of	of	ADP
cblr-1786	498	77	10	10	NUM
cblr-1786	498	78	%	%	NOUN
cblr-1786	498	79	of	of	ADP
cblr-1786	498	80	the	the	DET
cblr-1786	498	81	principal	principal	ADJ
cblr-1786	498	82	value	value	NOUN
cblr-1786	498	83	of	of	ADP
cblr-1786	498	84	the	the	DET
cblr-1786	498	85	covered	cover	VERB
cblr-1786	498	86	security.192	security.192	NOUN
cblr-1786	498	87	the	the	DET
cblr-1786	498	88	johnsoncrapo	johnsoncrapo	PROPN
cblr-1786	498	89	legislation	legislation	NOUN
cblr-1786	498	90	provides	provide	VERB
cblr-1786	498	91	that	that	SCONJ
cblr-1786	498	92	this	this	DET
cblr-1786	498	93	10	10	NUM
cblr-1786	498	94	%	%	NOUN
cblr-1786	498	95	“	"	PUNCT
cblr-1786	498	96	attachment	attachment	NOUN
cblr-1786	498	97	point	point	NOUN
cblr-1786	498	98	”	"	PUNCT
cblr-1786	498	99	for	for	ADP
cblr-1786	498	100	fmic	fmic	ADJ
cblr-1786	498	101	insurance	insurance	NOUN
cblr-1786	498	102	is	be	AUX
cblr-1786	498	103	constant	constant	ADJ
cblr-1786	498	104	no	no	ADV
cblr-1786	498	105	matter	matter	ADV
cblr-1786	498	106	the	the	DET
cblr-1786	498	107	quality	quality	NOUN
cblr-1786	498	108	of	of	ADP
cblr-1786	498	109	the	the	DET
cblr-1786	498	110	collateral	collateral	NOUN
cblr-1786	498	111	backing	back	VERB
cblr-1786	498	112	the	the	DET
cblr-1786	498	113	covered	cover	VERB
cblr-1786	498	114	security.193	security.193	NOUN
cblr-1786	498	115	any	any	DET
cblr-1786	498	116	debate	debate	NOUN
cblr-1786	498	117	on	on	ADP
cblr-1786	498	118	the	the	DET
cblr-1786	498	119	merits	merit	NOUN
cblr-1786	498	120	of	of	ADP
cblr-1786	498	121	this	this	DET
cblr-1786	498	122	attachment	attachment	NOUN
cblr-1786	498	123	point	point	NOUN
cblr-1786	498	124	scheme	scheme	NOUN
cblr-1786	498	125	must	must	AUX
cblr-1786	498	126	weigh	weigh	VERB
cblr-1786	498	127	the	the	DET
cblr-1786	498	128	countervailing	countervail	VERB
cblr-1786	498	129	policy	policy	NOUN
cblr-1786	498	130	goals	goal	NOUN
cblr-1786	498	131	of	of	ADP
cblr-1786	498	132	,	,	PUNCT
cblr-1786	498	133	first	first	ADV
cblr-1786	498	134	,	,	PUNCT
cblr-1786	498	135	reducing	reduce	VERB
cblr-1786	498	136	taxpayer	taxpayer	NOUN
cblr-1786	498	137	exposure	exposure	NOUN
cblr-1786	498	138	to	to	ADP
cblr-1786	498	139	the	the	DET
cblr-1786	498	140	mortgage	mortgage	NOUN
cblr-1786	498	141	markets	market	NOUN
cblr-1786	498	142	(	(	PUNCT
cblr-1786	498	143	which	which	PRON
cblr-1786	498	144	counsels	counsel	VERB
cblr-1786	498	145	a	a	DET
cblr-1786	498	146	high	high	ADJ
cblr-1786	498	147	attachment	attachment	NOUN
cblr-1786	498	148	point	point	NOUN
cblr-1786	498	149	)	)	PUNCT
cblr-1786	498	150	and	and	CCONJ
cblr-1786	498	151	,	,	PUNCT
cblr-1786	498	152	second	second	ADV
cblr-1786	498	153	,	,	PUNCT
cblr-1786	498	154	creating	create	VERB
cblr-1786	498	155	a	a	DET
cblr-1786	498	156	deep	deep	ADJ
cblr-1786	498	157	and	and	CCONJ
cblr-1786	498	158	liquid	liquid	ADJ
cblr-1786	498	159	secondary	secondary	ADJ
cblr-1786	498	160	market	market	NOUN
cblr-1786	498	161	for	for	ADP
cblr-1786	498	162	capital	capital	NOUN
cblr-1786	498	163	markets	market	NOUN
cblr-1786	498	164	investors	investor	NOUN
cblr-1786	498	165	(	(	PUNCT
cblr-1786	498	166	which	which	PRON
cblr-1786	498	167	counsels	counsel	VERB
cblr-1786	498	168	a	a	DET
cblr-1786	498	169	low	low	ADJ
cblr-1786	498	170	attachment	attachment	NOUN
cblr-1786	499	1	point).194	point).194	PROPN
cblr-1786	499	2	finally	finally	ADV
cblr-1786	499	3	,	,	PUNCT
cblr-1786	499	4	as	as	SCONJ
cblr-1786	499	5	mentioned	mention	VERB
cblr-1786	499	6	above	above	ADV
cblr-1786	499	7	,	,	PUNCT
cblr-1786	499	8	the	the	DET
cblr-1786	499	9	proposal	proposal	NOUN
cblr-1786	499	10	does	do	AUX
cblr-1786	499	11	not	not	PART
cblr-1786	499	12	altogether	altogether	ADV
cblr-1786	499	13	abandon	abandon	VERB
cblr-1786	499	14	the	the	DET
cblr-1786	499	15	feature	feature	NOUN
cblr-1786	499	16	of	of	ADP
cblr-1786	499	17	the	the	DET
cblr-1786	499	18	current	current	ADJ
cblr-1786	499	19	scheme	scheme	NOUN
cblr-1786	499	20	in	in	ADP
cblr-1786	499	21	which	which	PRON
cblr-1786	499	22	the	the	DET
cblr-1786	499	23	gses	gse	NOUN
cblr-1786	499	24	themselves	themselves	PRON
cblr-1786	499	25	aggregate	aggregate	VERB
cblr-1786	499	26	whole	whole	ADJ
cblr-1786	499	27	loans	loan	NOUN
cblr-1786	499	28	and	and	CCONJ
cblr-1786	499	29	issue	issue	VERB
cblr-1786	499	30	securitized	securitized	ADJ
cblr-1786	499	31	mbss	mbss	NOUN
cblr-1786	499	32	—	—	PUNCT
cblr-1786	499	33	the	the	DET
cblr-1786	499	34	whole	whole	ADJ
cblr-1786	499	35	loan	loan	NOUN
cblr-1786	499	36	conduit	conduit	NOUN
cblr-1786	499	37	line	line	NOUN
cblr-1786	499	38	of	of	ADP
cblr-1786	499	39	business.195	business.195	PROPN
cblr-1786	499	40	the	the	DET
cblr-1786	499	41	johnson	johnson	PROPN
cblr-1786	499	42	-	-	PUNCT
cblr-1786	499	43	crapo	crapo	PROPN
cblr-1786	499	44	bill	bill	PROPN
cblr-1786	499	45	contemplates	contemplate	VERB
cblr-1786	499	46	continuing	continue	VERB
cblr-1786	499	47	this	this	DET
cblr-1786	499	48	function	function	NOUN
cblr-1786	499	49	through	through	ADP
cblr-1786	499	50	the	the	DET
cblr-1786	499	51	establishment	establishment	NOUN
cblr-1786	499	52	of	of	ADP
cblr-1786	499	53	an	an	DET
cblr-1786	499	54	fmic	fmic	ADJ
cblr-1786	499	55	-	-	PUNCT
cblr-1786	499	56	regulated	regulated	ADJ
cblr-1786	499	57	“	"	PUNCT
cblr-1786	499	58	small	small	ADJ
cblr-1786	499	59	lender	lender	NOUN
cblr-1786	499	60	mutual	mutual	ADJ
cblr-1786	499	61	”	"	PUNCT
cblr-1786	499	62	entity	entity	NOUN
cblr-1786	499	63	,	,	PUNCT
cblr-1786	499	64	owned	own	VERB
cblr-1786	499	65	and	and	CCONJ
cblr-1786	499	66	operated	operate	VERB
cblr-1786	499	67	by	by	ADP
cblr-1786	499	68	small	small	ADJ
cblr-1786	499	69	189	189	NUM
cblr-1786	499	70	johnson	johnson	PROPN
cblr-1786	499	71	-	-	PUNCT
cblr-1786	499	72	crapo	crapo	PROPN
cblr-1786	499	73	senate	senate	PROPN
cblr-1786	499	74	bill	bill	PROPN
cblr-1786	499	75	,	,	PUNCT
cblr-1786	499	76	supra	supra	PROPN
cblr-1786	499	77	note	note	NOUN
cblr-1786	499	78	24	24	NUM
cblr-1786	499	79	,	,	PUNCT
cblr-1786	499	80	at	at	ADP
cblr-1786	499	81	§	§	PROPN
cblr-1786	499	82	2(29)(a)(vi	2(29)(a)(vi	NUM
cblr-1786	499	83	)	)	PUNCT
cblr-1786	499	84	.	.	PUNCT
cblr-1786	500	1	see	see	VERB
cblr-1786	500	2	also	also	ADV
cblr-1786	500	3	corker	corker	NOUN
cblr-1786	500	4	-	-	PUNCT
cblr-1786	500	5	warner	warner	NOUN
cblr-1786	500	6	senate	senate	PROPN
cblr-1786	500	7	bill	bill	PROPN
cblr-1786	500	8	,	,	PUNCT
cblr-1786	500	9	supra	supra	PROPN
cblr-1786	500	10	note	note	NOUN
cblr-1786	500	11	20	20	NUM
cblr-1786	500	12	,	,	PUNCT
cblr-1786	500	13	at	at	ADP
cblr-1786	500	14	§	§	PROPN
cblr-1786	500	15	2(11)(f	2(11)(f	NUM
cblr-1786	500	16	)	)	PUNCT
cblr-1786	500	17	.	.	PUNCT
cblr-1786	501	1	190	190	NUM
cblr-1786	501	2	johnson	johnson	PROPN
cblr-1786	501	3	-	-	PUNCT
cblr-1786	501	4	crapo	crapo	PROPN
cblr-1786	501	5	senate	senate	PROPN
cblr-1786	501	6	bill	bill	PROPN
cblr-1786	501	7	,	,	PUNCT
cblr-1786	501	8	supra	supra	PROPN
cblr-1786	501	9	note	note	NOUN
cblr-1786	501	10	24	24	NUM
cblr-1786	501	11	,	,	PUNCT
cblr-1786	501	12	at	at	ADP
cblr-1786	501	13	§	§	PROPN
cblr-1786	501	14	2(29)(a)(vii	2(29)(a)(vii	NUM
cblr-1786	501	15	)	)	PUNCT
cblr-1786	501	16	.	.	PUNCT
cblr-1786	502	1	see	see	VERB
cblr-1786	502	2	also	also	ADV
cblr-1786	502	3	corker	corker	NOUN
cblr-1786	502	4	-	-	PUNCT
cblr-1786	502	5	warner	warner	NOUN
cblr-1786	502	6	senate	senate	PROPN
cblr-1786	502	7	bill	bill	PROPN
cblr-1786	502	8	,	,	PUNCT
cblr-1786	502	9	supra	supra	PROPN
cblr-1786	502	10	note	note	NOUN
cblr-1786	502	11	20	20	NUM
cblr-1786	502	12	,	,	PUNCT
cblr-1786	502	13	at	at	ADP
cblr-1786	502	14	§	§	PROPN
cblr-1786	502	15	2(11)(g	2(11)(g	NUM
cblr-1786	502	16	)	)	PUNCT
cblr-1786	502	17	.	.	PUNCT
cblr-1786	503	1	191	191	NUM
cblr-1786	503	2	see	see	VERB
cblr-1786	503	3	,	,	PUNCT
cblr-1786	503	4	e.g.	e.g.	ADV
cblr-1786	503	5	,	,	PUNCT
cblr-1786	503	6	ability	ability	NOUN
cblr-1786	503	7	to	to	PART
cblr-1786	503	8	repay	repay	VERB
cblr-1786	503	9	and	and	CCONJ
cblr-1786	503	10	qualified	qualified	ADJ
cblr-1786	503	11	mortgage	mortgage	NOUN
cblr-1786	503	12	standards	standard	NOUN
cblr-1786	503	13	under	under	ADP
cblr-1786	503	14	the	the	DET
cblr-1786	503	15	truth	truth	NOUN
cblr-1786	503	16	in	in	ADP
cblr-1786	503	17	lending	lending	NOUN
cblr-1786	503	18	act	act	NOUN
cblr-1786	503	19	(	(	PUNCT
cblr-1786	503	20	regulation	regulation	NOUN
cblr-1786	503	21	z	z	NOUN
cblr-1786	503	22	)	)	PUNCT
cblr-1786	503	23	,	,	PUNCT
cblr-1786	503	24	12	12	NUM
cblr-1786	503	25	c.f.r	c.f.r	NOUN
cblr-1786	503	26	.	.	PUNCT
cblr-1786	504	1	§	§	PROPN
cblr-1786	504	2	1026	1026	NUM
cblr-1786	504	3	(	(	PUNCT
cblr-1786	504	4	2014	2014	NUM
cblr-1786	504	5	)	)	PUNCT
cblr-1786	504	6	.	.	PUNCT
cblr-1786	505	1	192	192	NUM
cblr-1786	505	2	johnson	johnson	PROPN
cblr-1786	505	3	-	-	PUNCT
cblr-1786	505	4	crapo	crapo	PROPN
cblr-1786	505	5	senate	senate	PROPN
cblr-1786	505	6	bill	bill	PROPN
cblr-1786	505	7	,	,	PUNCT
cblr-1786	505	8	supra	supra	PROPN
cblr-1786	505	9	note	note	NOUN
cblr-1786	505	10	24	24	NUM
cblr-1786	505	11	,	,	PUNCT
cblr-1786	505	12	at	at	ADP
cblr-1786	505	13	§	§	PROPN
cblr-1786	505	14	302(a)(1)(b	302(a)(1)(b	PROPN
cblr-1786	505	15	)	)	PUNCT
cblr-1786	505	16	.	.	PUNCT
cblr-1786	506	1	see	see	VERB
cblr-1786	506	2	also	also	ADV
cblr-1786	506	3	corker	corker	NOUN
cblr-1786	506	4	-	-	PUNCT
cblr-1786	506	5	warner	warner	NOUN
cblr-1786	506	6	senate	senate	PROPN
cblr-1786	506	7	bill	bill	PROPN
cblr-1786	506	8	,	,	PUNCT
cblr-1786	506	9	supra	supra	PROPN
cblr-1786	506	10	note	note	NOUN
cblr-1786	506	11	20	20	NUM
cblr-1786	506	12	,	,	PUNCT
cblr-1786	506	13	at	at	ADP
cblr-1786	506	14	§	§	PROPN
cblr-1786	506	15	202(a)(2	202(a)(2	NUM
cblr-1786	506	16	)	)	PUNCT
cblr-1786	506	17	.	.	PUNCT
cblr-1786	507	1	193	193	NUM
cblr-1786	507	2	see	see	VERB
cblr-1786	507	3	johnson	johnson	PROPN
cblr-1786	507	4	-	-	PUNCT
cblr-1786	507	5	crapo	crapo	PROPN
cblr-1786	507	6	senate	senate	PROPN
cblr-1786	507	7	bill	bill	PROPN
cblr-1786	507	8	,	,	PUNCT
cblr-1786	507	9	supra	supra	PROPN
cblr-1786	507	10	note	note	NOUN
cblr-1786	507	11	24	24	NUM
cblr-1786	507	12	,	,	PUNCT
cblr-1786	507	13	at	at	ADP
cblr-1786	507	14	§	§	PROPN
cblr-1786	507	15	302(a)(1)(b	302(a)(1)(b	PROPN
cblr-1786	507	16	)	)	PUNCT
cblr-1786	507	17	;	;	PUNCT
cblr-1786	507	18	risk	risk	NOUN
cblr-1786	507	19	transfer	transfer	NOUN
cblr-1786	507	20	hearing	hearing	NOUN
cblr-1786	507	21	,	,	PUNCT
cblr-1786	507	22	supra	supra	PROPN
cblr-1786	507	23	note	note	PROPN
cblr-1786	507	24	23	23	NUM
cblr-1786	507	25	,	,	PUNCT
cblr-1786	507	26	at	at	ADP
cblr-1786	507	27	41	41	NUM
cblr-1786	507	28	(	(	PUNCT
cblr-1786	507	29	statement	statement	NOUN
cblr-1786	507	30	of	of	ADP
cblr-1786	507	31	sandeep	sandeep	PROPN
cblr-1786	507	32	bordia	bordia	PROPN
cblr-1786	507	33	,	,	PUNCT
cblr-1786	507	34	head	head	NOUN
cblr-1786	507	35	of	of	ADP
cblr-1786	507	36	residential	residential	ADJ
cblr-1786	507	37	&	&	CCONJ
cblr-1786	507	38	commercial	commercial	ADJ
cblr-1786	507	39	credit	credit	NOUN
cblr-1786	507	40	strategy	strategy	NOUN
cblr-1786	507	41	,	,	PUNCT
cblr-1786	507	42	barclays	barclay	NOUN
cblr-1786	507	43	)	)	PUNCT
cblr-1786	507	44	.	.	PUNCT
cblr-1786	508	1	194	194	NUM
cblr-1786	508	2	see	see	VERB
cblr-1786	508	3	i	i	PRON
cblr-1786	508	4	d.	d.	PROPN
cblr-1786	508	5	195	195	NUM
cblr-1786	508	6	see	see	VERB
cblr-1786	508	7	protecting	protect	VERB
cblr-1786	508	8	small	small	ADJ
cblr-1786	508	9	lenders	lender	NOUN
cblr-1786	508	10	hearing	hear	VERB
cblr-1786	508	11	,	,	PUNCT
cblr-1786	508	12	supra	supra	PROPN
cblr-1786	508	13	note	note	NOUN
cblr-1786	508	14	23	23	NUM
cblr-1786	508	15	.	.	PUNCT
cblr-1786	509	1	niles	nile	NOUN
cblr-1786	509	2	final	final	ADJ
cblr-1786	509	3	940	940	NUM
cblr-1786	509	4	columbia	columbia	PROPN
cblr-1786	509	5	business	business	NOUN
cblr-1786	509	6	law	law	PROPN
cblr-1786	509	7	review	review	NOUN
cblr-1786	509	8	[	[	X
cblr-1786	509	9	vol	vol	NOUN
cblr-1786	509	10	.	.	PUNCT
cblr-1786	509	11	2014	2014	NUM
cblr-1786	509	12	lender	lender	NOUN
cblr-1786	509	13	members.196	members.196	ADJ
cblr-1786	509	14	the	the	DET
cblr-1786	509	15	impetus	impetus	NOUN
cblr-1786	509	16	behind	behind	ADP
cblr-1786	509	17	the	the	DET
cblr-1786	509	18	continuation	continuation	NOUN
cblr-1786	509	19	of	of	ADP
cblr-1786	509	20	this	this	DET
cblr-1786	509	21	function	function	NOUN
cblr-1786	509	22	appears	appear	VERB
cblr-1786	509	23	to	to	PART
cblr-1786	509	24	stem	stem	VERB
cblr-1786	509	25	from	from	ADP
cblr-1786	509	26	its	its	PRON
cblr-1786	509	27	importance	importance	NOUN
cblr-1786	509	28	in	in	ADP
cblr-1786	509	29	allowing	allow	VERB
cblr-1786	509	30	small	small	ADJ
cblr-1786	509	31	lenders	lender	NOUN
cblr-1786	509	32	,	,	PUNCT
cblr-1786	509	33	such	such	ADJ
cblr-1786	509	34	as	as	ADP
cblr-1786	509	35	rural	rural	ADJ
cblr-1786	509	36	community	community	NOUN
cblr-1786	509	37	banks	bank	NOUN
cblr-1786	509	38	,	,	PUNCT
cblr-1786	509	39	access	access	NOUN
cblr-1786	509	40	to	to	ADP
cblr-1786	509	41	the	the	DET
cblr-1786	509	42	capital	capital	NOUN
cblr-1786	509	43	markets	market	NOUN
cblr-1786	509	44	without	without	ADP
cblr-1786	509	45	the	the	DET
cblr-1786	509	46	necessity	necessity	NOUN
cblr-1786	509	47	of	of	ADP
cblr-1786	509	48	establishing	establish	VERB
cblr-1786	509	49	costly	costly	ADJ
cblr-1786	509	50	and	and	CCONJ
cblr-1786	509	51	complex	complex	ADJ
cblr-1786	509	52	securitization	securitization	NOUN
cblr-1786	509	53	platforms.197	platforms.197	NOUN
cblr-1786	509	54	small	small	ADJ
cblr-1786	509	55	lenders	lender	NOUN
cblr-1786	509	56	,	,	PUNCT
cblr-1786	509	57	a	a	DET
cblr-1786	509	58	popular	popular	ADJ
cblr-1786	509	59	political	political	ADJ
cblr-1786	509	60	constituency	constituency	NOUN
cblr-1786	509	61	for	for	ADP
cblr-1786	509	62	senators	senator	NOUN
cblr-1786	509	63	from	from	ADP
cblr-1786	509	64	rural	rural	ADJ
cblr-1786	509	65	states	state	NOUN
cblr-1786	509	66	,	,	PUNCT
cblr-1786	509	67	currently	currently	ADV
cblr-1786	509	68	participate	participate	VERB
cblr-1786	509	69	competitively	competitively	ADV
cblr-1786	509	70	in	in	ADP
cblr-1786	509	71	the	the	DET
cblr-1786	509	72	national	national	ADJ
cblr-1786	509	73	mortgage	mortgage	NOUN
cblr-1786	509	74	markets	market	NOUN
cblr-1786	509	75	by	by	ADP
cblr-1786	509	76	selling	sell	VERB
cblr-1786	509	77	the	the	DET
cblr-1786	509	78	loans	loan	NOUN
cblr-1786	509	79	they	they	PRON
cblr-1786	509	80	originate	originate	VERB
cblr-1786	509	81	to	to	ADP
cblr-1786	509	82	the	the	DET
cblr-1786	509	83	gses	gse	NOUN
cblr-1786	509	84	for	for	ADP
cblr-1786	509	85	securitization	securitization	NOUN
cblr-1786	509	86	under	under	ADP
cblr-1786	509	87	the	the	DET
cblr-1786	509	88	gses	gse	NOUN
cblr-1786	509	89	’	'	PUNCT
cblr-1786	509	90	whole	whole	ADJ
cblr-1786	509	91	loan	loan	NOUN
cblr-1786	509	92	conduit	conduit	NOUN
cblr-1786	509	93	line	line	NOUN
cblr-1786	509	94	of	of	ADP
cblr-1786	509	95	business.198	business.198	ADJ
cblr-1786	509	96	small	small	ADJ
cblr-1786	509	97	rural	rural	ADJ
cblr-1786	509	98	lenders	lender	NOUN
cblr-1786	509	99	’	'	PUNCT
cblr-1786	509	100	access	access	NOUN
cblr-1786	509	101	to	to	ADP
cblr-1786	509	102	the	the	DET
cblr-1786	509	103	secondary	secondary	ADJ
cblr-1786	509	104	market	market	NOUN
cblr-1786	509	105	through	through	ADP
cblr-1786	509	106	a	a	DET
cblr-1786	509	107	small	small	ADJ
cblr-1786	509	108	lender	lender	NOUN
cblr-1786	509	109	mutual	mutual	NOUN
cblr-1786	509	110	is	be	AUX
cblr-1786	509	111	intended	intend	VERB
cblr-1786	509	112	to	to	PART
cblr-1786	509	113	enable	enable	VERB
cblr-1786	509	114	small	small	ADJ
cblr-1786	509	115	lenders	lender	NOUN
cblr-1786	509	116	to	to	PART
cblr-1786	509	117	continue	continue	VERB
cblr-1786	509	118	to	to	PART
cblr-1786	509	119	offer	offer	VERB
cblr-1786	509	120	competitive	competitive	ADJ
cblr-1786	509	121	rates	rate	NOUN
cblr-1786	509	122	not	not	PART
cblr-1786	509	123	possible	possible	ADJ
cblr-1786	509	124	without	without	ADP
cblr-1786	509	125	capital	capital	NOUN
cblr-1786	509	126	markets	market	NOUN
cblr-1786	509	127	funding	funding	NOUN
cblr-1786	509	128	.	.	PUNCT
cblr-1786	510	1	b.	b.	PROPN
cblr-1786	510	2	potential	potential	ADJ
cblr-1786	510	3	credit	credit	NOUN
cblr-1786	510	4	risk	risk	NOUN
cblr-1786	510	5	-	-	PUNCT
cblr-1786	510	6	sharing	share	VERB
cblr-1786	510	7	mechanisms	mechanism	NOUN
cblr-1786	510	8	perhaps	perhaps	ADV
cblr-1786	510	9	the	the	DET
cblr-1786	510	10	most	most	ADV
cblr-1786	510	11	complex	complex	ADJ
cblr-1786	510	12	and	and	CCONJ
cblr-1786	510	13	consequential	consequential	ADJ
cblr-1786	510	14	feature	feature	NOUN
cblr-1786	510	15	of	of	ADP
cblr-1786	510	16	any	any	DET
cblr-1786	510	17	future	future	ADJ
cblr-1786	510	18	fmic	fmic	NOUN
cblr-1786	510	19	-	-	PUNCT
cblr-1786	510	20	based	base	VERB
cblr-1786	510	21	housing	housing	NOUN
cblr-1786	510	22	finance	finance	NOUN
cblr-1786	510	23	system	system	NOUN
cblr-1786	510	24	will	will	AUX
cblr-1786	510	25	be	be	AUX
cblr-1786	510	26	the	the	DET
cblr-1786	510	27	mechanism	mechanism	NOUN
cblr-1786	510	28	through	through	ADP
cblr-1786	510	29	which	which	PRON
cblr-1786	510	30	the	the	DET
cblr-1786	510	31	fmic	fmic	ADJ
cblr-1786	510	32	transfers	transfer	NOUN
cblr-1786	510	33	mortgage	mortgage	NOUN
cblr-1786	510	34	credit	credit	NOUN
cblr-1786	510	35	risk	risk	NOUN
cblr-1786	510	36	to	to	ADP
cblr-1786	510	37	private	private	ADJ
cblr-1786	510	38	market	market	NOUN
cblr-1786	510	39	participants	participant	NOUN
cblr-1786	510	40	.	.	PUNCT
cblr-1786	511	1	the	the	DET
cblr-1786	511	2	johnsoncrapo	johnsoncrapo	PROPN
cblr-1786	511	3	bill	bill	PROPN
cblr-1786	511	4	establishes	establish	VERB
cblr-1786	511	5	a	a	DET
cblr-1786	511	6	process	process	NOUN
cblr-1786	511	7	whereby	whereby	SCONJ
cblr-1786	511	8	the	the	DET
cblr-1786	511	9	fmic	fmic	NOUN
cblr-1786	511	10	may	may	AUX
cblr-1786	511	11	approve	approve	VERB
cblr-1786	511	12	of	of	ADP
cblr-1786	511	13	a	a	DET
cblr-1786	511	14	credit	credit	NOUN
cblr-1786	511	15	risk	risk	NOUN
cblr-1786	511	16	-	-	PUNCT
cblr-1786	511	17	sharing	share	VERB
cblr-1786	511	18	mechanism	mechanism	NOUN
cblr-1786	511	19	such	such	ADJ
cblr-1786	511	20	that	that	SCONJ
cblr-1786	511	21	its	its	PRON
cblr-1786	511	22	use	use	NOUN
cblr-1786	511	23	in	in	ADP
cblr-1786	511	24	an	an	DET
cblr-1786	511	25	mbs	mbs	NOUN
cblr-1786	511	26	qualifies	qualifie	NOUN
cblr-1786	511	27	that	that	SCONJ
cblr-1786	511	28	mbs	mb	NOUN
cblr-1786	511	29	for	for	ADP
cblr-1786	511	30	fmic	fmic	ADJ
cblr-1786	511	31	insurance	insurance	NOUN
cblr-1786	511	32	:	:	PUNCT
cblr-1786	511	33	in	in	ADP
cblr-1786	511	34	approving	approve	VERB
cblr-1786	511	35	credit	credit	NOUN
cblr-1786	511	36	risk	risk	NOUN
cblr-1786	511	37	-	-	PUNCT
cblr-1786	511	38	sharing	share	VERB
cblr-1786	511	39	mechanisms	mechanism	NOUN
cblr-1786	511	40	.	.	PUNCT
cblr-1786	511	41	.	.	PUNCT
cblr-1786	511	42	.	.	PUNCT
cblr-1786	512	1	the	the	PRON
cblr-1786	512	2	[	[	X
cblr-1786	512	3	fmic	fmic	ADJ
cblr-1786	512	4	]	]	X
cblr-1786	512	5	shall	shall	AUX
cblr-1786	512	6	—	—	PUNCT
cblr-1786	512	7	(	(	PUNCT
cblr-1786	512	8	a	a	X
cblr-1786	512	9	)	)	PUNCT
cblr-1786	512	10	consider	consider	VERB
cblr-1786	512	11	proposals	proposal	NOUN
cblr-1786	512	12	that	that	PRON
cblr-1786	512	13	include	include	VERB
cblr-1786	512	14	credit	credit	NOUN
cblr-1786	512	15	-	-	PUNCT
cblr-1786	512	16	linked	link	VERB
cblr-1786	512	17	structures	structure	NOUN
cblr-1786	512	18	or	or	CCONJ
cblr-1786	512	19	other	other	ADJ
cblr-1786	512	20	instruments	instrument	NOUN
cblr-1786	512	21	that	that	PRON
cblr-1786	512	22	are	be	AUX
cblr-1786	512	23	designed	design	VERB
cblr-1786	512	24	to	to	PART
cblr-1786	512	25	absorb	absorb	VERB
cblr-1786	512	26	credit	credit	NOUN
cblr-1786	512	27	losses	loss	NOUN
cblr-1786	512	28	on	on	ADP
cblr-1786	512	29	single	single	ADJ
cblr-1786	512	30	-	-	PUNCT
cblr-1786	512	31	family	family	NOUN
cblr-1786	512	32	covered	cover	VERB
cblr-1786	512	33	securities	security	NOUN
cblr-1786	512	34	;	;	PUNCT
cblr-1786	512	35	(	(	PUNCT
cblr-1786	512	36	b	b	X
cblr-1786	512	37	)	)	PUNCT
cblr-1786	512	38	consider	consider	VERB
cblr-1786	512	39	any	any	DET
cblr-1786	512	40	credit	credit	NOUN
cblr-1786	512	41	risk	risk	NOUN
cblr-1786	512	42	-	-	PUNCT
cblr-1786	512	43	sharing	share	VERB
cblr-1786	512	44	mechanisms	mechanism	NOUN
cblr-1786	512	45	undertaken	undertake	VERB
cblr-1786	512	46	by	by	ADP
cblr-1786	512	47	the	the	DET
cblr-1786	512	48	enterprises	enterprise	NOUN
cblr-1786	512	49	;	;	PUNCT
cblr-1786	512	50	(	(	PUNCT
cblr-1786	512	51	c	c	X
cblr-1786	512	52	)	)	PUNCT
cblr-1786	512	53	ensure	ensure	VERB
cblr-1786	512	54	that	that	SCONJ
cblr-1786	512	55	the	the	DET
cblr-1786	512	56	first	first	ADJ
cblr-1786	512	57	loss	loss	NOUN
cblr-1786	512	58	position	position	NOUN
cblr-1786	512	59	is	be	AUX
cblr-1786	512	60	fully	fully	ADV
cblr-1786	512	61	funded	fund	VERB
cblr-1786	512	62	.	.	PUNCT
cblr-1786	512	63	.	.	PUNCT
cblr-1786	512	64	.	.	PUNCT
cblr-1786	513	1	;	;	PUNCT
cblr-1786	513	2	196	196	NUM
cblr-1786	513	3	johnson	johnson	PROPN
cblr-1786	513	4	-	-	PUNCT
cblr-1786	513	5	crapo	crapo	PROPN
cblr-1786	513	6	senate	senate	PROPN
cblr-1786	513	7	bill	bill	PROPN
cblr-1786	513	8	,	,	PUNCT
cblr-1786	513	9	supra	supra	PROPN
cblr-1786	513	10	note	note	NOUN
cblr-1786	513	11	24	24	NUM
cblr-1786	513	12	,	,	PUNCT
cblr-1786	513	13	at	at	ADP
cblr-1786	513	14	§	§	PROPN
cblr-1786	513	15	315	315	NUM
cblr-1786	513	16	.	.	PUNCT
cblr-1786	513	17	see	see	VERB
cblr-1786	513	18	corkerwarner	corkerwarner	PROPN
cblr-1786	513	19	senate	senate	PROPN
cblr-1786	513	20	bill	bill	NOUN
cblr-1786	513	21	,	,	PUNCT
cblr-1786	513	22	supra	supra	PROPN
cblr-1786	513	23	note	note	NOUN
cblr-1786	513	24	20	20	NUM
cblr-1786	513	25	,	,	PUNCT
cblr-1786	513	26	at	at	ADP
cblr-1786	513	27	§	§	PROPN
cblr-1786	513	28	215	215	NUM
cblr-1786	513	29	.	.	PUNCT
cblr-1786	513	30	197	197	NUM
cblr-1786	513	31	see	see	NOUN
cblr-1786	513	32	,	,	PUNCT
cblr-1786	513	33	e.g.	e.g.	ADV
cblr-1786	513	34	,	,	PUNCT
cblr-1786	513	35	protecting	protect	VERB
cblr-1786	513	36	small	small	ADJ
cblr-1786	513	37	lenders	lender	NOUN
cblr-1786	513	38	hearing	hear	VERB
cblr-1786	513	39	,	,	PUNCT
cblr-1786	513	40	supra	supra	PROPN
cblr-1786	513	41	note	note	PROPN
cblr-1786	513	42	23	23	NUM
cblr-1786	513	43	,	,	PUNCT
cblr-1786	513	44	at	at	ADP
cblr-1786	513	45	1	1	NUM
cblr-1786	513	46	(	(	PUNCT
cblr-1786	513	47	statement	statement	NOUN
cblr-1786	513	48	of	of	ADP
cblr-1786	513	49	sen	sen	PROPN
cblr-1786	513	50	.	.	PROPN
cblr-1786	513	51	tim	tim	PROPN
cblr-1786	513	52	johnson	johnson	PROPN
cblr-1786	513	53	,	,	PUNCT
cblr-1786	513	54	chairman	chairman	NOUN
cblr-1786	513	55	,	,	PUNCT
cblr-1786	513	56	s.	s.	PROPN
cblr-1786	513	57	comm	comm	PROPN
cblr-1786	513	58	.	.	PUNCT
cblr-1786	514	1	on	on	ADP
cblr-1786	514	2	banking	banking	NOUN
cblr-1786	514	3	,	,	PUNCT
cblr-1786	514	4	hous	hous	ADJ
cblr-1786	514	5	.	.	PUNCT
cblr-1786	514	6	&	&	CCONJ
cblr-1786	514	7	urban	urban	PROPN
cblr-1786	514	8	affairs	affair	NOUN
cblr-1786	514	9	)	)	PUNCT
cblr-1786	514	10	.	.	PUNCT
cblr-1786	515	1	198	198	NUM
cblr-1786	515	2	see	see	VERB
cblr-1786	515	3	i	i	PROPN
cblr-1786	515	4	d.	d.	PROPN
cblr-1786	515	5	niles	niles	PROPN
cblr-1786	515	6	final	final	ADJ
cblr-1786	515	7	no	no	NOUN
cblr-1786	515	8	.	.	NOUN
cblr-1786	515	9	3:906	3:906	NUM
cblr-1786	515	10	]	]	PUNCT
cblr-1786	515	11	member	member	NOUN
cblr-1786	515	12	fmic	fmic	NOUN
cblr-1786	515	13	941	941	PROPN
cblr-1786	515	14	(	(	PUNCT
cblr-1786	515	15	d	d	NOUN
cblr-1786	515	16	)	)	PUNCT
cblr-1786	515	17	ensure	ensure	VERB
cblr-1786	515	18	that	that	SCONJ
cblr-1786	515	19	each	each	DET
cblr-1786	515	20	type	type	NOUN
cblr-1786	515	21	of	of	ADP
cblr-1786	515	22	proposed	propose	VERB
cblr-1786	515	23	mechanism	mechanism	NOUN
cblr-1786	515	24	—	—	PUNCT
cblr-1786	515	25	(	(	PUNCT
cblr-1786	515	26	i	i	NOUN
cblr-1786	515	27	)	)	PUNCT
cblr-1786	515	28	enables	enable	VERB
cblr-1786	515	29	the	the	DET
cblr-1786	515	30	[	[	X
cblr-1786	515	31	fmic	fmic	NOUN
cblr-1786	515	32	]	]	PUNCT
cblr-1786	515	33	to	to	PART
cblr-1786	515	34	verify	verify	VERB
cblr-1786	515	35	that	that	SCONJ
cblr-1786	515	36	the	the	DET
cblr-1786	515	37	first	first	ADJ
cblr-1786	515	38	loss	loss	NOUN
cblr-1786	515	39	position	position	NOUN
cblr-1786	515	40	is	be	AUX
cblr-1786	515	41	fully	fully	ADV
cblr-1786	515	42	funded	fund	VERB
cblr-1786	515	43	;	;	PUNCT
cblr-1786	515	44	(	(	PUNCT
cblr-1786	515	45	ii	ii	NOUN
cblr-1786	515	46	)	)	PUNCT
cblr-1786	515	47	minimizes	minimize	VERB
cblr-1786	515	48	any	any	DET
cblr-1786	515	49	potential	potential	ADJ
cblr-1786	515	50	long	long	ADJ
cblr-1786	515	51	-	-	PUNCT
cblr-1786	515	52	term	term	NOUN
cblr-1786	515	53	cost	cost	NOUN
cblr-1786	515	54	to	to	ADP
cblr-1786	515	55	the	the	DET
cblr-1786	515	56	taxpayer	taxpayer	NOUN
cblr-1786	515	57	.	.	PUNCT
cblr-1786	515	58	.	.	PUNCT
cblr-1786	516	1	.	.	PUNCT
cblr-1786	517	1	.199	.199	PUNCT
cblr-1786	518	1	since	since	SCONJ
cblr-1786	518	2	early	early	ADJ
cblr-1786	518	3	2013	2013	NUM
cblr-1786	518	4	,	,	PUNCT
cblr-1786	518	5	commentators	commentator	NOUN
cblr-1786	518	6	and	and	CCONJ
cblr-1786	518	7	policymakers	policymaker	NOUN
cblr-1786	518	8	have	have	AUX
cblr-1786	518	9	proposed	propose	VERB
cblr-1786	518	10	different	different	ADJ
cblr-1786	518	11	methods	method	NOUN
cblr-1786	518	12	of	of	ADP
cblr-1786	518	13	sharing	share	VERB
cblr-1786	518	14	mortgage	mortgage	NOUN
cblr-1786	518	15	credit	credit	NOUN
cblr-1786	518	16	risk	risk	NOUN
cblr-1786	518	17	with	with	ADP
cblr-1786	518	18	private	private	ADJ
cblr-1786	518	19	market	market	NOUN
cblr-1786	518	20	participants	participant	NOUN
cblr-1786	518	21	.	.	PUNCT
cblr-1786	519	1	however	however	ADV
cblr-1786	519	2	,	,	PUNCT
cblr-1786	519	3	little	little	ADJ
cblr-1786	519	4	is	be	AUX
cblr-1786	519	5	certain	certain	ADJ
cblr-1786	519	6	about	about	ADP
cblr-1786	519	7	how	how	SCONJ
cblr-1786	519	8	these	these	DET
cblr-1786	519	9	structures	structure	NOUN
cblr-1786	519	10	would	would	AUX
cblr-1786	519	11	operate	operate	VERB
cblr-1786	519	12	.	.	PUNCT
cblr-1786	520	1	despite	despite	SCONJ
cblr-1786	520	2	the	the	DET
cblr-1786	520	3	uncertainty	uncertainty	NOUN
cblr-1786	520	4	,	,	PUNCT
cblr-1786	520	5	congressional	congressional	ADJ
cblr-1786	520	6	hearings	hearing	NOUN
cblr-1786	520	7	on	on	ADP
cblr-1786	520	8	the	the	DET
cblr-1786	520	9	matter200	matter200	PROPN
cblr-1786	520	10	and	and	CCONJ
cblr-1786	520	11	recent	recent	ADJ
cblr-1786	520	12	gse	gse	PROPN
cblr-1786	520	13	deals201	deals201	PROPN
cblr-1786	520	14	offer	offer	VERB
cblr-1786	520	15	clues	clue	NOUN
cblr-1786	520	16	on	on	ADP
cblr-1786	520	17	the	the	DET
cblr-1786	520	18	general	general	ADJ
cblr-1786	520	19	contours	contours	NOUN
cblr-1786	520	20	of	of	ADP
cblr-1786	520	21	these	these	DET
cblr-1786	520	22	structures	structure	NOUN
cblr-1786	520	23	,	,	PUNCT
cblr-1786	520	24	which	which	PRON
cblr-1786	520	25	are	be	AUX
cblr-1786	520	26	discussed	discuss	VERB
cblr-1786	520	27	below	below	ADV
cblr-1786	520	28	.	.	PUNCT
cblr-1786	521	1	1	1	X
cblr-1786	521	2	.	.	X
cblr-1786	521	3	credit	credit	NOUN
cblr-1786	521	4	-	-	PUNCT
cblr-1786	521	5	linked	link	VERB
cblr-1786	521	6	note	note	NOUN
cblr-1786	521	7	structure	structure	NOUN
cblr-1786	521	8	mentioned	mention	VERB
cblr-1786	521	9	explicitly	explicitly	ADV
cblr-1786	521	10	in	in	ADP
cblr-1786	521	11	the	the	DET
cblr-1786	521	12	johnson	johnson	PROPN
cblr-1786	521	13	-	-	PUNCT
cblr-1786	521	14	crapo	crapo	PROPN
cblr-1786	521	15	legislation	legislation	NOUN
cblr-1786	521	16	,	,	PUNCT
cblr-1786	521	17	the	the	DET
cblr-1786	521	18	credit	credit	NOUN
cblr-1786	521	19	-	-	PUNCT
cblr-1786	521	20	linked	link	VERB
cblr-1786	521	21	note	note	NOUN
cblr-1786	521	22	structure	structure	NOUN
cblr-1786	521	23	represents	represent	VERB
cblr-1786	521	24	a	a	DET
cblr-1786	521	25	“	"	PUNCT
cblr-1786	521	26	capital	capital	NOUN
cblr-1786	521	27	markets	market	NOUN
cblr-1786	521	28	execution	execution	NOUN
cblr-1786	521	29	”	"	PUNCT
cblr-1786	521	30	of	of	ADP
cblr-1786	521	31	credit	credit	NOUN
cblr-1786	521	32	risk	risk	NOUN
cblr-1786	521	33	sharing	sharing	NOUN
cblr-1786	521	34	—	—	PUNCT
cblr-1786	521	35	which	which	PRON
cblr-1786	521	36	is	be	AUX
cblr-1786	521	37	to	to	PART
cblr-1786	521	38	say	say	VERB
cblr-1786	521	39	that	that	SCONJ
cblr-1786	521	40	capital	capital	NOUN
cblr-1786	521	41	markets	market	NOUN
cblr-1786	521	42	participants	participant	NOUN
cblr-1786	521	43	assume	assume	VERB
cblr-1786	521	44	the	the	DET
cblr-1786	521	45	privately	privately	ADV
cblr-1786	521	46	shared	share	VERB
cblr-1786	521	47	credit	credit	NOUN
cblr-1786	521	48	risk	risk	NOUN
cblr-1786	521	49	.	.	PUNCT
cblr-1786	522	1	because	because	SCONJ
cblr-1786	522	2	of	of	ADP
cblr-1786	522	3	its	its	PRON
cblr-1786	522	4	employment	employment	NOUN
cblr-1786	522	5	of	of	ADP
cblr-1786	522	6	financial	financial	ADJ
cblr-1786	522	7	derivative	derivative	ADJ
cblr-1786	522	8	technology	technology	NOUN
cblr-1786	522	9	,	,	PUNCT
cblr-1786	522	10	this	this	DET
cblr-1786	522	11	structure	structure	NOUN
cblr-1786	522	12	is	be	AUX
cblr-1786	522	13	perhaps	perhaps	ADV
cblr-1786	522	14	the	the	DET
cblr-1786	522	15	most	most	ADV
cblr-1786	522	16	complex	complex	ADJ
cblr-1786	522	17	risksharing	risksharing	NOUN
cblr-1786	522	18	mechanism	mechanism	NOUN
cblr-1786	522	19	that	that	PRON
cblr-1786	522	20	policymakers	policymaker	NOUN
cblr-1786	522	21	have	have	AUX
cblr-1786	522	22	contemplated	contemplate	VERB
cblr-1786	522	23	.	.	PUNCT
cblr-1786	523	1	employed	employ	VERB
cblr-1786	523	2	(	(	PUNCT
cblr-1786	523	3	albeit	albeit	SCONJ
cblr-1786	523	4	with	with	ADP
cblr-1786	523	5	some	some	DET
cblr-1786	523	6	variations	variation	NOUN
cblr-1786	523	7	)	)	PUNCT
cblr-1786	523	8	in	in	ADP
cblr-1786	523	9	a	a	DET
cblr-1786	523	10	handful	handful	NOUN
cblr-1786	523	11	of	of	ADP
cblr-1786	523	12	gse	gse	NOUN
cblr-1786	523	13	deals	deal	NOUN
cblr-1786	523	14	issued	issue	VERB
cblr-1786	523	15	in	in	ADP
cblr-1786	523	16	2013,202	2013,202	NUM
cblr-1786	523	17	it	it	PRON
cblr-1786	523	18	would	would	AUX
cblr-1786	523	19	transfer	transfer	VERB
cblr-1786	523	20	credit	credit	NOUN
cblr-1786	523	21	risk	risk	NOUN
cblr-1786	523	22	to	to	ADP
cblr-1786	523	23	capital	capital	NOUN
cblr-1786	523	24	markets	market	NOUN
cblr-1786	523	25	investors	investor	NOUN
cblr-1786	523	26	through	through	ADP
cblr-1786	523	27	the	the	DET
cblr-1786	523	28	use	use	NOUN
cblr-1786	523	29	of	of	ADP
cblr-1786	523	30	credit	credit	NOUN
cblr-1786	523	31	derivatives	derivative	NOUN
cblr-1786	523	32	(	(	PUNCT
cblr-1786	523	33	embedded	embed	VERB
cblr-1786	523	34	in	in	ADP
cblr-1786	523	35	otherwise	otherwise	ADV
cblr-1786	523	36	standard	standard	ADJ
cblr-1786	523	37	debt	debt	NOUN
cblr-1786	523	38	securities	security	NOUN
cblr-1786	523	39	)	)	PUNCT
cblr-1786	523	40	that	that	PRON
cblr-1786	523	41	reference	reference	VERB
cblr-1786	523	42	certain	certain	ADJ
cblr-1786	523	43	portions	portion	NOUN
cblr-1786	523	44	of	of	ADP
cblr-1786	523	45	mbss	mbss	NOUN
cblr-1786	523	46	carrying	carry	VERB
cblr-1786	523	47	the	the	DET
cblr-1786	523	48	fmic	fmic	ADJ
cblr-1786	523	49	guaranty.203	guaranty.203	NOUN
cblr-1786	523	50	199	199	NUM
cblr-1786	523	51	johnson	johnson	PROPN
cblr-1786	523	52	-	-	PUNCT
cblr-1786	523	53	crapo	crapo	PROPN
cblr-1786	523	54	senate	senate	PROPN
cblr-1786	523	55	bill	bill	PROPN
cblr-1786	523	56	,	,	PUNCT
cblr-1786	523	57	supra	supra	PROPN
cblr-1786	523	58	note	note	NOUN
cblr-1786	523	59	24	24	NUM
cblr-1786	523	60	,	,	PUNCT
cblr-1786	523	61	at	at	ADP
cblr-1786	523	62	§	§	PROPN
cblr-1786	523	63	302(b	302(b	PROPN
cblr-1786	523	64	)	)	PUNCT
cblr-1786	523	65	.	.	PUNCT
cblr-1786	524	1	200	200	NUM
cblr-1786	524	2	see	see	VERB
cblr-1786	524	3	senate	senate	PROPN
cblr-1786	524	4	banking	banking	PROPN
cblr-1786	524	5	committee	committee	PROPN
cblr-1786	524	6	housing	housing	PROPN
cblr-1786	524	7	finance	finance	NOUN
cblr-1786	524	8	reform	reform	NOUN
cblr-1786	524	9	hearings	hearing	NOUN
cblr-1786	524	10	,	,	PUNCT
cblr-1786	524	11	supra	supra	PROPN
cblr-1786	524	12	note	note	NOUN
cblr-1786	524	13	23	23	NUM
cblr-1786	524	14	.	.	PUNCT
cblr-1786	525	1	201	201	NUM
cblr-1786	525	2	see	see	VERB
cblr-1786	525	3	connecticut	connecticut	PROPN
cblr-1786	525	4	avenue	avenue	PROPN
cblr-1786	525	5	securities	security	NOUN
cblr-1786	525	6	(	(	PUNCT
cblr-1786	525	7	c	c	NOUN
cblr-1786	525	8	-	-	PUNCT
cblr-1786	525	9	deals	deal	NOUN
cblr-1786	525	10	)	)	PUNCT
cblr-1786	525	11	,	,	PUNCT
cblr-1786	525	12	fannie	fannie	PROPN
cblr-1786	525	13	mae	mae	PROPN
cblr-1786	525	14	,	,	PUNCT
cblr-1786	525	15	http://perma.cc/ue8t-9nqc	http://perma.cc/ue8t-9nqc	PROPN
cblr-1786	525	16	(	(	PUNCT
cblr-1786	525	17	last	last	ADV
cblr-1786	525	18	visited	visit	VERB
cblr-1786	525	19	nov	nov	PROPN
cblr-1786	525	20	.	.	PROPN
cblr-1786	525	21	28	28	NUM
cblr-1786	525	22	,	,	PUNCT
cblr-1786	525	23	2014	2014	NUM
cblr-1786	525	24	)	)	PUNCT
cblr-1786	525	25	;	;	PUNCT
cblr-1786	525	26	freddie	freddie	PROPN
cblr-1786	525	27	mac	mac	PROPN
cblr-1786	525	28	structured	structure	VERB
cblr-1786	525	29	agency	agency	NOUN
cblr-1786	525	30	credit	credit	NOUN
cblr-1786	525	31	risk	risk	NOUN
cblr-1786	525	32	(	(	PUNCT
cblr-1786	525	33	stacr	stacr	NOUN
cblr-1786	525	34	®	®	PROPN
cblr-1786	525	35	)	)	PUNCT
cblr-1786	525	36	,	,	PUNCT
cblr-1786	525	37	freddie	freddie	PROPN
cblr-1786	525	38	mac	mac	PROPN
cblr-1786	525	39	,	,	PUNCT
cblr-1786	525	40	http://perma.cc/l4uw-a6bx	http://perma.cc/l4uw-a6bx	PROPN
cblr-1786	525	41	(	(	PUNCT
cblr-1786	525	42	last	last	ADV
cblr-1786	525	43	visited	visit	VERB
cblr-1786	525	44	nov	nov	PROPN
cblr-1786	525	45	.	.	PROPN
cblr-1786	525	46	28	28	NUM
cblr-1786	525	47	,	,	PUNCT
cblr-1786	525	48	2014	2014	NUM
cblr-1786	525	49	)	)	PUNCT
cblr-1786	525	50	.	.	PUNCT
cblr-1786	526	1	202	202	NUM
cblr-1786	526	2	see	see	VERB
cblr-1786	526	3	connecticut	connecticut	PROPN
cblr-1786	526	4	avenue	avenue	PROPN
cblr-1786	526	5	securities	security	NOUN
cblr-1786	526	6	(	(	PUNCT
cblr-1786	526	7	c	c	NOUN
cblr-1786	526	8	-	-	PUNCT
cblr-1786	526	9	deals	deal	NOUN
cblr-1786	526	10	)	)	PUNCT
cblr-1786	526	11	,	,	PUNCT
cblr-1786	526	12	supra	supra	PROPN
cblr-1786	526	13	note	note	PROPN
cblr-1786	526	14	201	201	NUM
cblr-1786	526	15	;	;	PUNCT
cblr-1786	526	16	freddie	freddie	PROPN
cblr-1786	526	17	mac	mac	PROPN
cblr-1786	526	18	structured	structure	VERB
cblr-1786	526	19	agency	agency	NOUN
cblr-1786	526	20	credit	credit	NOUN
cblr-1786	526	21	risk	risk	NOUN
cblr-1786	526	22	(	(	PUNCT
cblr-1786	526	23	stacr	stacr	NOUN
cblr-1786	526	24	®	®	PROPN
cblr-1786	526	25	)	)	PUNCT
cblr-1786	526	26	,	,	PUNCT
cblr-1786	526	27	supra	supra	PROPN
cblr-1786	526	28	note	note	PROPN
cblr-1786	526	29	201	201	NUM
cblr-1786	526	30	;	;	PUNCT
cblr-1786	526	31	.	.	PUNCT
cblr-1786	526	32	203	203	NUM
cblr-1786	526	33	risk	risk	NOUN
cblr-1786	526	34	transfer	transfer	NOUN
cblr-1786	526	35	hearing	hearing	NOUN
cblr-1786	526	36	,	,	PUNCT
cblr-1786	526	37	supra	supra	PROPN
cblr-1786	526	38	note	note	PROPN
cblr-1786	526	39	23	23	NUM
cblr-1786	526	40	,	,	PUNCT
cblr-1786	526	41	at	at	ADP
cblr-1786	526	42	23	23	NUM
cblr-1786	526	43	(	(	PUNCT
cblr-1786	526	44	statement	statement	NOUN
cblr-1786	526	45	of	of	ADP
cblr-1786	526	46	kevin	kevin	PROPN
cblr-1786	526	47	palmer	palmer	PROPN
cblr-1786	526	48	,	,	PUNCT
cblr-1786	526	49	vice	vice	NOUN
cblr-1786	526	50	president	president	NOUN
cblr-1786	526	51	,	,	PUNCT
cblr-1786	526	52	freddie	freddie	PROPN
cblr-1786	526	53	mac	mac	PROPN
cblr-1786	526	54	)	)	PUNCT
cblr-1786	526	55	.	.	PUNCT
cblr-1786	527	1	niles	nile	NOUN
cblr-1786	527	2	final	final	ADJ
cblr-1786	527	3	942	942	NUM
cblr-1786	527	4	columbia	columbia	PROPN
cblr-1786	527	5	business	business	NOUN
cblr-1786	527	6	law	law	PROPN
cblr-1786	527	7	review	review	NOUN
cblr-1786	527	8	[	[	X
cblr-1786	527	9	vol	vol	NOUN
cblr-1786	527	10	.	.	PUNCT
cblr-1786	527	11	2014	2014	NUM
cblr-1786	527	12	in	in	ADP
cblr-1786	527	13	general	general	ADJ
cblr-1786	527	14	,	,	PUNCT
cblr-1786	527	15	credit	credit	NOUN
cblr-1786	527	16	-	-	PUNCT
cblr-1786	527	17	linked	link	VERB
cblr-1786	527	18	notes	note	NOUN
cblr-1786	527	19	(	(	PUNCT
cblr-1786	527	20	“	"	PUNCT
cblr-1786	527	21	clns	clns	PROPN
cblr-1786	527	22	”	"	PUNCT
cblr-1786	527	23	)	)	PUNCT
cblr-1786	527	24	resemble	resemble	VERB
cblr-1786	527	25	debt	debt	NOUN
cblr-1786	527	26	securities	security	NOUN
cblr-1786	527	27	with	with	ADP
cblr-1786	527	28	embedded	embed	VERB
cblr-1786	527	29	credit	credit	NOUN
cblr-1786	527	30	default	default	NOUN
cblr-1786	527	31	swaps	swap	NOUN
cblr-1786	527	32	that	that	PRON
cblr-1786	527	33	trigger	trigger	NOUN
cblr-1786	527	34	upon	upon	SCONJ
cblr-1786	527	35	the	the	DET
cblr-1786	527	36	occurrence	occurrence	NOUN
cblr-1786	527	37	of	of	ADP
cblr-1786	527	38	a	a	DET
cblr-1786	527	39	predetermined	predetermine	VERB
cblr-1786	527	40	credit	credit	NOUN
cblr-1786	527	41	event.204	event.204	ADP
cblr-1786	527	42	the	the	DET
cblr-1786	527	43	cln	cln	PROPN
cblr-1786	527	44	buyer	buyer	NOUN
cblr-1786	527	45	pays	pay	VERB
cblr-1786	527	46	a	a	DET
cblr-1786	527	47	principal	principal	ADJ
cblr-1786	527	48	amount	amount	NOUN
cblr-1786	527	49	to	to	ADP
cblr-1786	527	50	the	the	DET
cblr-1786	527	51	cln	cln	PROPN
cblr-1786	527	52	seller	seller	NOUN
cblr-1786	527	53	in	in	ADP
cblr-1786	527	54	exchange	exchange	NOUN
cblr-1786	527	55	for	for	ADP
cblr-1786	527	56	clns	clns	PROPN
cblr-1786	527	57	that	that	PRON
cblr-1786	527	58	refer	refer	VERB
cblr-1786	527	59	to	to	ADP
cblr-1786	527	60	cash	cash	NOUN
cblr-1786	527	61	receivables	receivables	NOUN
cblr-1786	527	62	in	in	ADP
cblr-1786	527	63	a	a	DET
cblr-1786	527	64	reference	reference	NOUN
cblr-1786	527	65	pool	pool	NOUN
cblr-1786	527	66	of	of	ADP
cblr-1786	527	67	assets	asset	NOUN
cblr-1786	527	68	.	.	PUNCT
cblr-1786	528	1	the	the	DET
cblr-1786	528	2	clns	clns	PROPN
cblr-1786	528	3	also	also	ADV
cblr-1786	528	4	specify	specify	VERB
cblr-1786	528	5	conditions	condition	NOUN
cblr-1786	528	6	relating	relate	VERB
cblr-1786	528	7	to	to	ADP
cblr-1786	528	8	the	the	DET
cblr-1786	528	9	performance	performance	NOUN
cblr-1786	528	10	of	of	ADP
cblr-1786	528	11	the	the	DET
cblr-1786	528	12	reference	reference	NOUN
cblr-1786	528	13	assets	asset	NOUN
cblr-1786	528	14	,	,	PUNCT
cblr-1786	528	15	such	such	ADJ
cblr-1786	528	16	as	as	ADP
cblr-1786	528	17	a	a	DET
cblr-1786	528	18	default	default	NOUN
cblr-1786	528	19	,	,	PUNCT
cblr-1786	528	20	that	that	PRON
cblr-1786	528	21	constitute	constitute	VERB
cblr-1786	528	22	a	a	DET
cblr-1786	528	23	“	"	PUNCT
cblr-1786	528	24	credit	credit	NOUN
cblr-1786	528	25	event	event	NOUN
cblr-1786	528	26	.	.	PUNCT
cblr-1786	528	27	”	"	PUNCT
cblr-1786	529	1	the	the	DET
cblr-1786	529	2	cln	cln	PROPN
cblr-1786	529	3	seller	seller	NOUN
cblr-1786	529	4	obligates	obligate	VERB
cblr-1786	529	5	itself	itself	PRON
cblr-1786	529	6	to	to	PART
cblr-1786	529	7	pay	pay	VERB
cblr-1786	529	8	the	the	DET
cblr-1786	529	9	cln	cln	PROPN
cblr-1786	529	10	buyer	buyer	NOUN
cblr-1786	529	11	specified	specify	VERB
cblr-1786	529	12	payments	payment	NOUN
cblr-1786	529	13	over	over	ADP
cblr-1786	529	14	the	the	DET
cblr-1786	529	15	course	course	NOUN
cblr-1786	529	16	of	of	ADP
cblr-1786	529	17	the	the	DET
cblr-1786	529	18	deal	deal	NOUN
cblr-1786	529	19	,	,	PUNCT
cblr-1786	529	20	returning	return	VERB
cblr-1786	529	21	the	the	DET
cblr-1786	529	22	full	full	ADJ
cblr-1786	529	23	principal	principal	ADJ
cblr-1786	529	24	amount	amount	NOUN
cblr-1786	529	25	at	at	ADP
cblr-1786	529	26	termination	termination	NOUN
cblr-1786	529	27	;	;	PUNCT
cblr-1786	529	28	however	however	ADV
cblr-1786	529	29	,	,	PUNCT
cblr-1786	529	30	if	if	SCONJ
cblr-1786	529	31	a	a	DET
cblr-1786	529	32	credit	credit	NOUN
cblr-1786	529	33	event	event	NOUN
cblr-1786	529	34	occurs	occur	VERB
cblr-1786	529	35	before	before	ADP
cblr-1786	529	36	termination	termination	NOUN
cblr-1786	529	37	,	,	PUNCT
cblr-1786	529	38	the	the	DET
cblr-1786	529	39	cln	cln	PROPN
cblr-1786	529	40	seller	seller	NOUN
cblr-1786	529	41	is	be	AUX
cblr-1786	529	42	relieved	relieve	VERB
cblr-1786	529	43	of	of	ADP
cblr-1786	529	44	part	part	NOUN
cblr-1786	529	45	or	or	CCONJ
cblr-1786	529	46	all	all	PRON
cblr-1786	529	47	of	of	ADP
cblr-1786	529	48	its	its	PRON
cblr-1786	529	49	obligation	obligation	NOUN
cblr-1786	529	50	to	to	PART
cblr-1786	529	51	return	return	VERB
cblr-1786	529	52	the	the	DET
cblr-1786	529	53	principal.205	principal.205	NOUN
cblr-1786	529	54	therefore	therefore	ADV
cblr-1786	529	55	,	,	PUNCT
cblr-1786	529	56	somewhat	somewhat	ADV
cblr-1786	529	57	confusingly	confusingly	ADV
cblr-1786	529	58	,	,	PUNCT
cblr-1786	529	59	the	the	DET
cblr-1786	529	60	cln	cln	PROPN
cblr-1786	529	61	seller	seller	NOUN
cblr-1786	529	62	is	be	AUX
cblr-1786	529	63	in	in	ADP
cblr-1786	529	64	fact	fact	NOUN
cblr-1786	529	65	buying	buy	VERB
cblr-1786	529	66	protection	protection	NOUN
cblr-1786	529	67	against	against	ADP
cblr-1786	529	68	the	the	DET
cblr-1786	529	69	occurrence	occurrence	NOUN
cblr-1786	529	70	of	of	ADP
cblr-1786	529	71	the	the	DET
cblr-1786	529	72	credit	credit	NOUN
cblr-1786	529	73	event	event	NOUN
cblr-1786	529	74	,	,	PUNCT
cblr-1786	529	75	whereas	whereas	SCONJ
cblr-1786	529	76	the	the	DET
cblr-1786	529	77	cln	cln	PROPN
cblr-1786	529	78	buyer	buyer	NOUN
cblr-1786	529	79	is	be	AUX
cblr-1786	529	80	selling	sell	VERB
cblr-1786	529	81	protection	protection	NOUN
cblr-1786	529	82	.	.	PUNCT
cblr-1786	530	1	in	in	ADP
cblr-1786	530	2	the	the	DET
cblr-1786	530	3	context	context	NOUN
cblr-1786	530	4	of	of	ADP
cblr-1786	530	5	the	the	DET
cblr-1786	530	6	johnson	johnson	PROPN
cblr-1786	530	7	-	-	PUNCT
cblr-1786	530	8	crapo	crapo	PROPN
cblr-1786	530	9	bill	bill	NOUN
cblr-1786	530	10	,	,	PUNCT
cblr-1786	530	11	this	this	DET
cblr-1786	530	12	structure	structure	NOUN
cblr-1786	530	13	appears	appear	VERB
cblr-1786	530	14	to	to	PART
cblr-1786	530	15	envision	envision	VERB
cblr-1786	530	16	,	,	PUNCT
cblr-1786	530	17	on	on	ADP
cblr-1786	530	18	the	the	DET
cblr-1786	530	19	surface	surface	NOUN
cblr-1786	530	20	,	,	PUNCT
cblr-1786	530	21	a	a	DET
cblr-1786	530	22	system	system	NOUN
cblr-1786	530	23	very	very	ADV
cblr-1786	530	24	similar	similar	ADJ
cblr-1786	530	25	to	to	ADP
cblr-1786	530	26	the	the	DET
cblr-1786	530	27	current	current	ADJ
cblr-1786	530	28	gse	gse	ADJ
cblr-1786	530	29	system	system	NOUN
cblr-1786	530	30	.	.	PUNCT
cblr-1786	531	1	the	the	DET
cblr-1786	531	2	fmic	fmic	ADJ
cblr-1786	531	3	,	,	PUNCT
cblr-1786	531	4	like	like	ADP
cblr-1786	531	5	the	the	DET
cblr-1786	531	6	gses	gse	NOUN
cblr-1786	531	7	in	in	ADP
cblr-1786	531	8	a	a	DET
cblr-1786	531	9	lender	lender	NOUN
cblr-1786	531	10	swap	swap	NOUN
cblr-1786	531	11	transaction	transaction	NOUN
cblr-1786	531	12	,	,	PUNCT
cblr-1786	531	13	would	would	AUX
cblr-1786	531	14	provide	provide	VERB
cblr-1786	531	15	a	a	DET
cblr-1786	531	16	full	full	ADJ
cblr-1786	531	17	guaranty	guaranty	NOUN
cblr-1786	531	18	on	on	ADP
cblr-1786	531	19	the	the	DET
cblr-1786	531	20	face	face	NOUN
cblr-1786	531	21	value	value	NOUN
cblr-1786	531	22	of	of	ADP
cblr-1786	531	23	real	real	ADJ
cblr-1786	531	24	covered	cover	VERB
cblr-1786	531	25	securities	security	NOUN
cblr-1786	531	26	in	in	ADP
cblr-1786	531	27	exchange	exchange	NOUN
cblr-1786	531	28	for	for	ADP
cblr-1786	531	29	a	a	DET
cblr-1786	531	30	guaranty	guaranty	NOUN
cblr-1786	531	31	fee	fee	NOUN
cblr-1786	531	32	.	.	PUNCT
cblr-1786	532	1	thus	thus	ADV
cblr-1786	532	2	,	,	PUNCT
cblr-1786	532	3	all	all	DET
cblr-1786	532	4	the	the	DET
cblr-1786	532	5	benefits	benefit	NOUN
cblr-1786	532	6	to	to	ADP
cblr-1786	532	7	borrowers	borrower	NOUN
cblr-1786	532	8	and	and	CCONJ
cblr-1786	532	9	investors	investor	NOUN
cblr-1786	532	10	that	that	PRON
cblr-1786	532	11	accompany	accompany	VERB
cblr-1786	532	12	the	the	DET
cblr-1786	532	13	current	current	ADJ
cblr-1786	532	14	full	full	ADJ
cblr-1786	532	15	guaranty	guaranty	NOUN
cblr-1786	532	16	scheme	scheme	NOUN
cblr-1786	532	17	would	would	AUX
cblr-1786	532	18	remain	remain	VERB
cblr-1786	532	19	unchanged.206	unchanged.206	PROPN
cblr-1786	532	20	204	204	NUM
cblr-1786	532	21	norman	norman	PROPN
cblr-1786	532	22	menachem	menachem	PROPN
cblr-1786	532	23	feder	feder	PROPN
cblr-1786	532	24	,	,	PUNCT
cblr-1786	532	25	deconstructing	deconstruct	VERB
cblr-1786	532	26	over	over	ADP
cblr-1786	532	27	-	-	PUNCT
cblr-1786	532	28	the	the	DET
cblr-1786	532	29	-	-	PUNCT
cblr-1786	532	30	counter	counter	NOUN
cblr-1786	532	31	derivatives	derivative	NOUN
cblr-1786	532	32	,	,	PUNCT
cblr-1786	532	33	2002	2002	NUM
cblr-1786	532	34	colum	colum	NOUN
cblr-1786	532	35	.	.	PUNCT
cblr-1786	533	1	bus	bus	NOUN
cblr-1786	533	2	.	.	PUNCT
cblr-1786	534	1	l.	l.	PROPN
cblr-1786	534	2	rev	rev	PROPN
cblr-1786	534	3	.	.	PROPN
cblr-1786	534	4	677	677	NUM
cblr-1786	534	5	,	,	PUNCT
cblr-1786	534	6	715	715	NUM
cblr-1786	534	7	(	(	PUNCT
cblr-1786	534	8	2002	2002	NUM
cblr-1786	534	9	)	)	PUNCT
cblr-1786	534	10	.	.	PUNCT
cblr-1786	535	1	205	205	NUM
cblr-1786	535	2	see	see	VERB
cblr-1786	535	3	i	i	PRON
cblr-1786	535	4	d.	d.	PROPN
cblr-1786	535	5	feder	feder	PROPN
cblr-1786	535	6	lays	lay	VERB
cblr-1786	535	7	out	out	ADP
cblr-1786	535	8	the	the	DET
cblr-1786	535	9	following	follow	VERB
cblr-1786	535	10	illustrative	illustrative	ADJ
cblr-1786	535	11	example	example	NOUN
cblr-1786	535	12	:	:	PUNCT
cblr-1786	535	13	for	for	ADP
cblr-1786	535	14	example	example	NOUN
cblr-1786	535	15	:	:	PUNCT
cblr-1786	535	16	bank	bank	PROPN
cblr-1786	535	17	b	b	PROPN
cblr-1786	535	18	issues	issue	VERB
cblr-1786	535	19	a	a	DET
cblr-1786	535	20	note	note	NOUN
cblr-1786	535	21	to	to	PART
cblr-1786	535	22	party	party	VERB
cblr-1786	535	23	a	a	PRON
cblr-1786	535	24	,	,	PUNCT
cblr-1786	535	25	under	under	ADP
cblr-1786	535	26	which	which	DET
cblr-1786	535	27	party	party	NOUN
cblr-1786	535	28	a	a	DET
cblr-1786	535	29	lends	lend	VERB
cblr-1786	535	30	a	a	DET
cblr-1786	535	31	principal	principal	ADJ
cblr-1786	535	32	amount	amount	NOUN
cblr-1786	535	33	to	to	ADP
cblr-1786	535	34	bank	bank	PROPN
cblr-1786	535	35	b	b	PROPN
cblr-1786	535	36	at	at	ADP
cblr-1786	535	37	a	a	DET
cblr-1786	535	38	predetermined	predetermined	ADJ
cblr-1786	535	39	interest	interest	NOUN
cblr-1786	535	40	rate	rate	NOUN
cblr-1786	535	41	.	.	PUNCT
cblr-1786	536	1	bank	bank	PROPN
cblr-1786	536	2	b	b	PROPN
cblr-1786	536	3	will	will	AUX
cblr-1786	536	4	pay	pay	VERB
cblr-1786	536	5	periodic	periodic	ADJ
cblr-1786	536	6	interest	interest	NOUN
cblr-1786	536	7	payments	payment	NOUN
cblr-1786	536	8	to	to	ADP
cblr-1786	536	9	party	party	NOUN
cblr-1786	536	10	a.	a.	NOUN
cblr-1786	536	11	however	however	ADV
cblr-1786	536	12	,	,	PUNCT
cblr-1786	536	13	if	if	SCONJ
cblr-1786	536	14	a	a	DET
cblr-1786	536	15	certain	certain	ADJ
cblr-1786	536	16	company	company	NOUN
cblr-1786	536	17	c	c	NOUN
cblr-1786	536	18	defaults	default	NOUN
cblr-1786	536	19	on	on	ADP
cblr-1786	536	20	a	a	DET
cblr-1786	536	21	certain	certain	ADJ
cblr-1786	536	22	bond	bond	NOUN
cblr-1786	536	23	that	that	SCONJ
cblr-1786	536	24	it	it	PRON
cblr-1786	536	25	has	have	AUX
cblr-1786	536	26	issued	issue	VERB
cblr-1786	536	27	before	before	ADP
cblr-1786	536	28	the	the	DET
cblr-1786	536	29	note	note	NOUN
cblr-1786	536	30	’s	’s	PART
cblr-1786	536	31	maturity	maturity	NOUN
cblr-1786	536	32	,	,	PUNCT
cblr-1786	536	33	party	party	NOUN
cblr-1786	536	34	a	a	PRON
cblr-1786	536	35	will	will	AUX
cblr-1786	536	36	forfeit	forfeit	VERB
cblr-1786	536	37	its	its	PRON
cblr-1786	536	38	rights	right	NOUN
cblr-1786	536	39	to	to	PART
cblr-1786	536	40	return	return	VERB
cblr-1786	536	41	of	of	ADP
cblr-1786	536	42	some	some	PRON
cblr-1786	536	43	or	or	CCONJ
cblr-1786	536	44	all	all	PRON
cblr-1786	536	45	of	of	ADP
cblr-1786	536	46	the	the	DET
cblr-1786	536	47	principal	principal	NOUN
cblr-1786	536	48	and	and	CCONJ
cblr-1786	536	49	any	any	DET
cblr-1786	536	50	remaining	remain	VERB
cblr-1786	536	51	interest	interest	NOUN
cblr-1786	536	52	payments	payment	NOUN
cblr-1786	536	53	.	.	PUNCT
cblr-1786	537	1	in	in	ADP
cblr-1786	537	2	this	this	DET
cblr-1786	537	3	example	example	NOUN
cblr-1786	537	4	,	,	PUNCT
cblr-1786	537	5	party	party	NOUN
cblr-1786	537	6	a	a	PRON
cblr-1786	537	7	is	be	AUX
cblr-1786	537	8	the	the	DET
cblr-1786	537	9	protection	protection	NOUN
cblr-1786	537	10	seller	seller	NOUN
cblr-1786	537	11	and	and	CCONJ
cblr-1786	537	12	bank	bank	PROPN
cblr-1786	537	13	b	b	PROPN
cblr-1786	537	14	is	be	AUX
cblr-1786	537	15	the	the	DET
cblr-1786	537	16	protection	protection	NOUN
cblr-1786	537	17	buyer	buyer	NOUN
cblr-1786	537	18	.	.	PUNCT
cblr-1786	538	1	i	i	PRON
cblr-1786	538	2	d.	d.	PROPN
cblr-1786	538	3	206	206	NUM
cblr-1786	538	4	see	see	VERB
cblr-1786	538	5	discussion	discussion	NOUN
cblr-1786	538	6	infra	infra	NOUN
cblr-1786	538	7	part	part	NOUN
cblr-1786	538	8	iv.a.2	iv.a.2	PROPN
cblr-1786	538	9	.	.	PUNCT
cblr-1786	539	1	niles	nile	NOUN
cblr-1786	539	2	final	final	ADJ
cblr-1786	539	3	no	no	NOUN
cblr-1786	539	4	.	.	NOUN
cblr-1786	539	5	3:906	3:906	NUM
cblr-1786	539	6	]	]	PUNCT
cblr-1786	539	7	member	member	NOUN
cblr-1786	539	8	fmic	fmic	NOUN
cblr-1786	539	9	943	943	NUM
cblr-1786	539	10	as	as	ADP
cblr-1786	539	11	a	a	DET
cblr-1786	539	12	condition	condition	NOUN
cblr-1786	539	13	to	to	ADP
cblr-1786	539	14	its	its	PRON
cblr-1786	539	15	guaranty	guaranty	NOUN
cblr-1786	539	16	on	on	ADP
cblr-1786	539	17	the	the	DET
cblr-1786	539	18	real	real	ADJ
cblr-1786	539	19	mbs	mb	NOUN
cblr-1786	539	20	,	,	PUNCT
cblr-1786	539	21	however	however	ADV
cblr-1786	539	22	,	,	PUNCT
cblr-1786	539	23	the	the	DET
cblr-1786	539	24	fmic	fmic	NOUN
cblr-1786	539	25	would	would	AUX
cblr-1786	539	26	require	require	VERB
cblr-1786	539	27	that	that	SCONJ
cblr-1786	539	28	the	the	DET
cblr-1786	539	29	first	first	ADJ
cblr-1786	539	30	10	10	NUM
cblr-1786	539	31	%	%	NOUN
cblr-1786	539	32	of	of	ADP
cblr-1786	539	33	credit	credit	NOUN
cblr-1786	539	34	losses	loss	NOUN
cblr-1786	539	35	be	be	AUX
cblr-1786	539	36	offloaded	offload	VERB
cblr-1786	539	37	to	to	ADP
cblr-1786	539	38	private	private	ADJ
cblr-1786	539	39	parties	party	NOUN
cblr-1786	539	40	through	through	ADP
cblr-1786	539	41	the	the	DET
cblr-1786	539	42	issuance	issuance	NOUN
cblr-1786	539	43	of	of	ADP
cblr-1786	539	44	clns	clns	PROPN
cblr-1786	539	45	referencing	reference	VERB
cblr-1786	539	46	the	the	DET
cblr-1786	539	47	mortgage	mortgage	NOUN
cblr-1786	539	48	loan	loan	NOUN
cblr-1786	539	49	collateral.207	collateral.207	NOUN
cblr-1786	539	50	the	the	DET
cblr-1786	539	51	aggregator	aggregator	NOUN
cblr-1786	539	52	would	would	AUX
cblr-1786	539	53	have	have	VERB
cblr-1786	539	54	to	to	PART
cblr-1786	539	55	issue	issue	VERB
cblr-1786	539	56	such	such	ADJ
cblr-1786	539	57	clns	clns	NOUN
cblr-1786	539	58	to	to	ADP
cblr-1786	539	59	capital	capital	NOUN
cblr-1786	539	60	markets	market	NOUN
cblr-1786	539	61	credit	credit	NOUN
cblr-1786	539	62	investors	investor	NOUN
cblr-1786	539	63	,	,	PUNCT
cblr-1786	539	64	thereby	thereby	ADV
cblr-1786	539	65	buying	buy	VERB
cblr-1786	539	66	from	from	ADP
cblr-1786	539	67	those	those	DET
cblr-1786	539	68	investors	investor	NOUN
cblr-1786	539	69	protection	protection	NOUN
cblr-1786	539	70	against	against	ADP
cblr-1786	539	71	credit	credit	NOUN
cblr-1786	539	72	events	event	NOUN
cblr-1786	539	73	in	in	ADP
cblr-1786	539	74	the	the	DET
cblr-1786	539	75	referenced	referenced	ADJ
cblr-1786	539	76	security	security	NOUN
cblr-1786	539	77	.	.	PUNCT
cblr-1786	540	1	first	first	ADV
cblr-1786	540	2	,	,	PUNCT
cblr-1786	540	3	the	the	DET
cblr-1786	540	4	principal	principal	ADJ
cblr-1786	540	5	value	value	NOUN
cblr-1786	540	6	of	of	ADP
cblr-1786	540	7	the	the	DET
cblr-1786	540	8	clns	clns	PROPN
cblr-1786	540	9	sold	sell	VERB
cblr-1786	540	10	would	would	AUX
cblr-1786	540	11	match	match	VERB
cblr-1786	540	12	10	10	NUM
cblr-1786	540	13	%	%	NOUN
cblr-1786	540	14	of	of	ADP
cblr-1786	540	15	the	the	DET
cblr-1786	540	16	face	face	NOUN
cblr-1786	540	17	value	value	NOUN
cblr-1786	540	18	of	of	ADP
cblr-1786	540	19	the	the	DET
cblr-1786	540	20	real	real	ADJ
cblr-1786	540	21	fmic	fmic	ADJ
cblr-1786	540	22	-	-	PUNCT
cblr-1786	540	23	backed	back	VERB
cblr-1786	540	24	mbs	mb	NOUN
cblr-1786	540	25	.	.	PROPN
cblr-1786	541	1	second	second	ADJ
cblr-1786	541	2	,	,	PUNCT
cblr-1786	541	3	the	the	DET
cblr-1786	541	4	clns	clns	NOUN
cblr-1786	541	5	’	'	PUNCT
cblr-1786	541	6	designated	designate	VERB
cblr-1786	541	7	credit	credit	NOUN
cblr-1786	541	8	events	event	NOUN
cblr-1786	541	9	would	would	AUX
cblr-1786	541	10	match	match	VERB
cblr-1786	541	11	the	the	DET
cblr-1786	541	12	conditions	condition	NOUN
cblr-1786	541	13	requiring	require	VERB
cblr-1786	541	14	the	the	DET
cblr-1786	541	15	fmic	fmic	NOUN
cblr-1786	541	16	to	to	PART
cblr-1786	541	17	uphold	uphold	VERB
cblr-1786	541	18	its	its	PRON
cblr-1786	541	19	guaranty	guaranty	NOUN
cblr-1786	541	20	.	.	PUNCT
cblr-1786	542	1	therefore	therefore	ADV
cblr-1786	542	2	,	,	PUNCT
cblr-1786	542	3	through	through	ADP
cblr-1786	542	4	predetermined	predetermine	VERB
cblr-1786	542	5	arrangements	arrangement	NOUN
cblr-1786	542	6	between	between	ADP
cblr-1786	542	7	the	the	DET
cblr-1786	542	8	fmic	fmic	ADJ
cblr-1786	542	9	and	and	CCONJ
cblr-1786	542	10	the	the	DET
cblr-1786	542	11	aggregator	aggregator	NOUN
cblr-1786	542	12	,	,	PUNCT
cblr-1786	542	13	the	the	DET
cblr-1786	542	14	fmic	fmic	NOUN
cblr-1786	542	15	could	could	AUX
cblr-1786	542	16	fund	fund	VERB
cblr-1786	542	17	its	its	PRON
cblr-1786	542	18	guaranty	guaranty	NOUN
cblr-1786	542	19	through	through	ADP
cblr-1786	542	20	clns	clns	PROPN
cblr-1786	542	21	on	on	ADP
cblr-1786	542	22	a	a	DET
cblr-1786	542	23	fully	fully	ADV
cblr-1786	542	24	funded	fund	VERB
cblr-1786	542	25	basis	basis	NOUN
cblr-1786	542	26	.	.	PUNCT
cblr-1786	543	1	in	in	ADP
cblr-1786	543	2	testimony	testimony	NOUN
cblr-1786	543	3	before	before	ADP
cblr-1786	543	4	the	the	DET
cblr-1786	543	5	senate	senate	PROPN
cblr-1786	543	6	banking	banking	PROPN
cblr-1786	543	7	committee	committee	NOUN
cblr-1786	543	8	,	,	PUNCT
cblr-1786	543	9	a	a	DET
cblr-1786	543	10	representative	representative	NOUN
cblr-1786	543	11	of	of	ADP
cblr-1786	543	12	fannie	fannie	PROPN
cblr-1786	543	13	mae	mae	PROPN
cblr-1786	543	14	described	describe	VERB
cblr-1786	543	15	fannie	fannie	PROPN
cblr-1786	543	16	’s	’s	PART
cblr-1786	543	17	october	october	PROPN
cblr-1786	543	18	2013	2013	NUM
cblr-1786	543	19	connecticut	connecticut	PROPN
cblr-1786	543	20	avenue	avenue	PROPN
cblr-1786	543	21	securities	security	NOUN
cblr-1786	543	22	series	series	NOUN
cblr-1786	543	23	deals	deal	NOUN
cblr-1786	543	24	(	(	PUNCT
cblr-1786	543	25	“	"	PUNCT
cblr-1786	543	26	c	c	NOUN
cblr-1786	543	27	-	-	PUNCT
cblr-1786	543	28	deals	deal	NOUN
cblr-1786	543	29	”	"	PUNCT
cblr-1786	543	30	)	)	PUNCT
cblr-1786	543	31	,	,	PUNCT
cblr-1786	543	32	which	which	PRON
cblr-1786	543	33	employ	employ	VERB
cblr-1786	543	34	a	a	DET
cblr-1786	543	35	cln	cln	NOUN
cblr-1786	543	36	-	-	PUNCT
cblr-1786	543	37	like	like	ADJ
cblr-1786	543	38	mechanism	mechanism	NOUN
cblr-1786	543	39	:	:	PUNCT
cblr-1786	543	40	the	the	DET
cblr-1786	543	41	c	c	NOUN
cblr-1786	543	42	-	-	PUNCT
cblr-1786	543	43	deal	deal	NOUN
cblr-1786	543	44	notes	note	NOUN
cblr-1786	543	45	are	be	AUX
cblr-1786	543	46	debt	debt	NOUN
cblr-1786	543	47	issuances	issuance	NOUN
cblr-1786	543	48	of	of	ADP
cblr-1786	543	49	fannie	fannie	PROPN
cblr-1786	543	50	mae	mae	PROPN
cblr-1786	543	51	.	.	PROPN
cblr-1786	543	52	one	one	NUM
cblr-1786	543	53	of	of	ADP
cblr-1786	543	54	the	the	DET
cblr-1786	543	55	main	main	ADJ
cblr-1786	543	56	differences	difference	NOUN
cblr-1786	543	57	between	between	ADP
cblr-1786	543	58	c	c	NOUN
cblr-1786	543	59	-	-	PUNCT
cblr-1786	543	60	deal	deal	NOUN
cblr-1786	543	61	[	[	X
cblr-1786	543	62	sic	sic	ADJ
cblr-1786	543	63	]	]	PUNCT
cblr-1786	543	64	series	series	NOUN
cblr-1786	543	65	debt	debt	NOUN
cblr-1786	543	66	and	and	CCONJ
cblr-1786	543	67	fannie	fannie	PROPN
cblr-1786	543	68	mae	mae	PROPN
cblr-1786	543	69	’s	’s	PART
cblr-1786	543	70	standard	standard	ADJ
cblr-1786	543	71	debt	debt	NOUN
cblr-1786	543	72	is	be	AUX
cblr-1786	543	73	that	that	SCONJ
cblr-1786	543	74	investors	investor	NOUN
cblr-1786	543	75	in	in	ADP
cblr-1786	543	76	c	c	NOUN
cblr-1786	543	77	-	-	PUNCT
cblr-1786	543	78	deals	deal	NOUN
cblr-1786	543	79	may	may	AUX
cblr-1786	543	80	experience	experience	VERB
cblr-1786	543	81	a	a	DET
cblr-1786	543	82	full	full	ADJ
cblr-1786	543	83	or	or	CCONJ
cblr-1786	543	84	partial	partial	ADJ
cblr-1786	543	85	loss	loss	NOUN
cblr-1786	543	86	of	of	ADP
cblr-1786	543	87	their	their	PRON
cblr-1786	543	88	initial	initial	ADJ
cblr-1786	543	89	principal	principal	ADJ
cblr-1786	543	90	investment	investment	NOUN
cblr-1786	543	91	,	,	PUNCT
cblr-1786	543	92	depending	depend	VERB
cblr-1786	543	93	upon	upon	SCONJ
cblr-1786	543	94	the	the	DET
cblr-1786	543	95	credit	credit	NOUN
cblr-1786	543	96	performance	performance	NOUN
cblr-1786	543	97	of	of	ADP
cblr-1786	543	98	the	the	DET
cblr-1786	543	99	mortgage	mortgage	NOUN
cblr-1786	543	100	loans	loan	NOUN
cblr-1786	543	101	in	in	ADP
cblr-1786	543	102	the	the	DET
cblr-1786	543	103	related	relate	VERB
cblr-1786	543	104	reference	reference	NOUN
cblr-1786	543	105	pool	pool	NOUN
cblr-1786	543	106	.	.	PUNCT
cblr-1786	544	1	another	another	DET
cblr-1786	544	2	difference	difference	NOUN
cblr-1786	544	3	is	be	AUX
cblr-1786	544	4	that	that	SCONJ
cblr-1786	544	5	the	the	DET
cblr-1786	544	6	repayment	repayment	NOUN
cblr-1786	544	7	of	of	ADP
cblr-1786	544	8	c	c	NOUN
cblr-1786	544	9	-	-	PUNCT
cblr-1786	544	10	deal	deal	NOUN
cblr-1786	544	11	notes	note	NOUN
cblr-1786	544	12	is	be	AUX
cblr-1786	544	13	tied	tie	VERB
cblr-1786	544	14	to	to	ADP
cblr-1786	544	15	the	the	DET
cblr-1786	544	16	credit	credit	NOUN
cblr-1786	544	17	and	and	CCONJ
cblr-1786	544	18	prepayment	prepayment	NOUN
cblr-1786	544	19	performance	performance	NOUN
cblr-1786	544	20	of	of	ADP
cblr-1786	544	21	a	a	DET
cblr-1786	544	22	reference	reference	NOUN
cblr-1786	544	23	pool	pool	NOUN
cblr-1786	544	24	of	of	ADP
cblr-1786	544	25	loans	loan	NOUN
cblr-1786	544	26	.	.	PUNCT
cblr-1786	544	27	.	.	PUNCT
cblr-1786	544	28	.	.	PUNCT
cblr-1786	544	29	.	.	PUNCT
cblr-1786	545	1	207	207	NUM
cblr-1786	545	2	see	see	VERB
cblr-1786	545	3	staff	staff	NOUN
cblr-1786	545	4	of	of	ADP
cblr-1786	545	5	s.	s.	PROPN
cblr-1786	545	6	comm	comm	PROPN
cblr-1786	545	7	.	.	PUNCT
cblr-1786	546	1	on	on	ADP
cblr-1786	546	2	banking	banking	NOUN
cblr-1786	546	3	,	,	PUNCT
cblr-1786	546	4	hous	hous	ADJ
cblr-1786	546	5	.	.	PUNCT
cblr-1786	546	6	,	,	PUNCT
cblr-1786	546	7	&	&	CCONJ
cblr-1786	546	8	urban	urban	PROPN
cblr-1786	546	9	affairs	affairs	PROPN
cblr-1786	546	10	,	,	PUNCT
cblr-1786	546	11	113th	113th	PROPN
cblr-1786	546	12	cong	cong	PROPN
cblr-1786	546	13	.	.	PUNCT
cblr-1786	546	14	,	,	PUNCT
cblr-1786	546	15	summary	summary	NOUN
cblr-1786	546	16	of	of	ADP
cblr-1786	546	17	senate	senate	PROPN
cblr-1786	546	18	banking	banking	PROPN
cblr-1786	546	19	committee	committee	PROPN
cblr-1786	546	20	leaders	leader	NOUN
cblr-1786	546	21	’	’	PART
cblr-1786	546	22	bipartisan	bipartisan	ADJ
cblr-1786	546	23	housing	housing	NOUN
cblr-1786	546	24	finance	finance	NOUN
cblr-1786	546	25	reform	reform	NOUN
cblr-1786	546	26	draft	draft	NOUN
cblr-1786	546	27	1	1	NUM
cblr-1786	546	28	,	,	PUNCT
cblr-1786	546	29	available	available	ADJ
cblr-1786	546	30	at	at	ADP
cblr-1786	546	31	http://perma.cc/s8uv-stxj	http://perma.cc/s8uv-stxj	NOUN
cblr-1786	546	32	.	.	PUNCT
cblr-1786	547	1	some	some	DET
cblr-1786	547	2	uncertainty	uncertainty	NOUN
cblr-1786	547	3	surrounds	surround	VERB
cblr-1786	547	4	whether	whether	SCONJ
cblr-1786	547	5	the	the	DET
cblr-1786	547	6	fmic	fmic	NOUN
cblr-1786	547	7	would	would	AUX
cblr-1786	547	8	itself	itself	PRON
cblr-1786	547	9	issue	issue	VERB
cblr-1786	547	10	the	the	DET
cblr-1786	547	11	clns	clns	NOUN
cblr-1786	547	12	(	(	PUNCT
cblr-1786	547	13	as	as	SCONJ
cblr-1786	547	14	the	the	DET
cblr-1786	547	15	gses	gse	NOUN
cblr-1786	547	16	have	have	VERB
cblr-1786	547	17	)	)	PUNCT
cblr-1786	547	18	or	or	CCONJ
cblr-1786	547	19	would	would	AUX
cblr-1786	547	20	require	require	VERB
cblr-1786	547	21	the	the	DET
cblr-1786	547	22	aggregator	aggregator	NOUN
cblr-1786	547	23	to	to	PART
cblr-1786	547	24	issue	issue	VERB
cblr-1786	547	25	the	the	DET
cblr-1786	547	26	clns	clns	PROPN
cblr-1786	547	27	coincident	coincident	ADJ
cblr-1786	547	28	with	with	ADP
cblr-1786	547	29	delivery	delivery	NOUN
cblr-1786	547	30	of	of	ADP
cblr-1786	547	31	the	the	DET
cblr-1786	547	32	pool	pool	NOUN
cblr-1786	547	33	to	to	ADP
cblr-1786	547	34	the	the	DET
cblr-1786	547	35	securitization	securitization	NOUN
cblr-1786	547	36	platform	platform	NOUN
cblr-1786	547	37	.	.	PUNCT
cblr-1786	548	1	this	this	DET
cblr-1786	548	2	note	note	NOUN
cblr-1786	548	3	assumes	assume	VERB
cblr-1786	548	4	that	that	SCONJ
cblr-1786	548	5	the	the	DET
cblr-1786	548	6	aggregator	aggregator	NOUN
cblr-1786	548	7	would	would	AUX
cblr-1786	548	8	be	be	AUX
cblr-1786	548	9	the	the	DET
cblr-1786	548	10	issuer	issuer	NOUN
cblr-1786	548	11	because	because	SCONJ
cblr-1786	548	12	that	that	DET
cblr-1786	548	13	course	course	NOUN
cblr-1786	548	14	better	well	ADV
cblr-1786	548	15	comports	comport	VERB
cblr-1786	548	16	with	with	ADP
cblr-1786	548	17	descriptions	description	NOUN
cblr-1786	548	18	of	of	ADP
cblr-1786	548	19	the	the	DET
cblr-1786	548	20	capital	capital	NOUN
cblr-1786	548	21	markets	market	NOUN
cblr-1786	548	22	execution	execution	NOUN
cblr-1786	548	23	contained	contain	VERB
cblr-1786	548	24	in	in	ADP
cblr-1786	548	25	the	the	DET
cblr-1786	548	26	banking	banking	NOUN
cblr-1786	548	27	committee	committee	NOUN
cblr-1786	548	28	’s	’s	PART
cblr-1786	548	29	summary	summary	NOUN
cblr-1786	548	30	of	of	ADP
cblr-1786	548	31	the	the	DET
cblr-1786	548	32	legislation	legislation	NOUN
cblr-1786	548	33	.	.	PUNCT
cblr-1786	549	1	see	see	VERB
cblr-1786	549	2	i	i	PRON
cblr-1786	549	3	d.	d.	PROPN
cblr-1786	549	4	niles	niles	PROPN
cblr-1786	549	5	final	final	ADJ
cblr-1786	549	6	944	944	NUM
cblr-1786	549	7	columbia	columbia	PROPN
cblr-1786	549	8	business	business	NOUN
cblr-1786	549	9	law	law	PROPN
cblr-1786	549	10	review	review	NOUN
cblr-1786	550	1	[	[	X
cblr-1786	550	2	vol	vol	NOUN
cblr-1786	550	3	.	.	NOUN
cblr-1786	550	4	2014	2014	NUM
cblr-1786	550	5	to	to	PART
cblr-1786	550	6	arrive	arrive	VERB
cblr-1786	550	7	at	at	ADP
cblr-1786	550	8	the	the	DET
cblr-1786	550	9	pool	pool	NOUN
cblr-1786	550	10	,	,	PUNCT
cblr-1786	550	11	we	we	PRON
cblr-1786	550	12	applied	apply	VERB
cblr-1786	550	13	certain	certain	ADJ
cblr-1786	550	14	selection	selection	NOUN
cblr-1786	550	15	criteria	criterion	NOUN
cblr-1786	550	16	to	to	ADP
cblr-1786	550	17	the	the	DET
cblr-1786	550	18	entire	entire	ADJ
cblr-1786	550	19	population	population	NOUN
cblr-1786	550	20	of	of	ADP
cblr-1786	550	21	loans	loan	NOUN
cblr-1786	550	22	acquired	acquire	VERB
cblr-1786	550	23	in	in	ADP
cblr-1786	550	24	q3	q3	PROPN
cblr-1786	550	25	2012	2012	NUM
cblr-1786	550	26	to	to	PART
cblr-1786	550	27	create	create	VERB
cblr-1786	550	28	an	an	DET
cblr-1786	550	29	eligible	eligible	ADJ
cblr-1786	550	30	population	population	NOUN
cblr-1786	550	31	of	of	ADP
cblr-1786	550	32	loans	loan	NOUN
cblr-1786	550	33	.	.	PUNCT
cblr-1786	550	34	.	.	PUNCT
cblr-1786	550	35	.	.	PUNCT
cblr-1786	550	36	.	.	PUNCT
cblr-1786	551	1	by	by	ADP
cblr-1786	551	2	only	only	ADV
cblr-1786	551	3	referencing	reference	VERB
cblr-1786	551	4	the	the	DET
cblr-1786	551	5	loans	loan	NOUN
cblr-1786	551	6	,	,	PUNCT
cblr-1786	551	7	they	they	PRON
cblr-1786	551	8	remain	remain	VERB
cblr-1786	551	9	in	in	ADP
cblr-1786	551	10	the	the	DET
cblr-1786	551	11	mbs	mb	NOUN
cblr-1786	551	12	pools	pool	NOUN
cblr-1786	551	13	,	,	PUNCT
cblr-1786	551	14	thereby	thereby	ADV
cblr-1786	551	15	avoiding	avoid	VERB
cblr-1786	551	16	any	any	DET
cblr-1786	551	17	disruption	disruption	NOUN
cblr-1786	551	18	to	to	ADP
cblr-1786	551	19	the	the	DET
cblr-1786	551	20	tba	tba	NOUN
cblr-1786	551	21	market	market	NOUN
cblr-1786	551	22	.	.	PUNCT
cblr-1786	552	1	if	if	SCONJ
cblr-1786	552	2	the	the	DET
cblr-1786	552	3	loans	loan	NOUN
cblr-1786	552	4	in	in	ADP
cblr-1786	552	5	the	the	DET
cblr-1786	552	6	reference	reference	NOUN
cblr-1786	552	7	pool	pool	NOUN
cblr-1786	552	8	experience	experience	NOUN
cblr-1786	552	9	credit	credit	NOUN
cblr-1786	552	10	defaults	default	NOUN
cblr-1786	552	11	,	,	PUNCT
cblr-1786	552	12	the	the	DET
cblr-1786	552	13	investors	investor	NOUN
cblr-1786	552	14	in	in	ADP
cblr-1786	552	15	the	the	DET
cblr-1786	552	16	c	c	NOUN
cblr-1786	552	17	-	-	PUNCT
cblr-1786	552	18	deals	deal	NOUN
cblr-1786	552	19	may	may	AUX
cblr-1786	552	20	bear	bear	VERB
cblr-1786	552	21	losses	loss	NOUN
cblr-1786	552	22	.	.	PUNCT
cblr-1786	553	1	credit	credit	NOUN
cblr-1786	553	2	defaults	default	NOUN
cblr-1786	553	3	occur	occur	VERB
cblr-1786	553	4	in	in	ADP
cblr-1786	553	5	the	the	DET
cblr-1786	553	6	c	c	NOUN
cblr-1786	553	7	-	-	PUNCT
cblr-1786	553	8	deal	deal	NOUN
cblr-1786	553	9	when	when	SCONJ
cblr-1786	553	10	a	a	DET
cblr-1786	553	11	loan	loan	NOUN
cblr-1786	553	12	in	in	ADP
cblr-1786	553	13	the	the	DET
cblr-1786	553	14	reference	reference	NOUN
cblr-1786	553	15	pool	pool	NOUN
cblr-1786	553	16	reaches	reach	VERB
cblr-1786	553	17	180	180	NUM
cblr-1786	553	18	days	day	NOUN
cblr-1786	553	19	of	of	ADP
cblr-1786	553	20	delinquency	delinquency	NOUN
cblr-1786	553	21	,	,	PUNCT
cblr-1786	553	22	a	a	DET
cblr-1786	553	23	short	short	ADJ
cblr-1786	553	24	sale	sale	NOUN
cblr-1786	553	25	,	,	PUNCT
cblr-1786	553	26	a	a	DET
cblr-1786	553	27	third	third	ADJ
cblr-1786	553	28	party	party	NOUN
cblr-1786	553	29	sale	sale	NOUN
cblr-1786	553	30	,	,	PUNCT
cblr-1786	553	31	a	a	DET
cblr-1786	553	32	deedin	deedin	VERB
cblr-1786	553	33	-	-	NOUN
cblr-1786	553	34	lieu	lieu	NOUN
cblr-1786	553	35	,	,	PUNCT
cblr-1786	553	36	or	or	CCONJ
cblr-1786	553	37	an	an	DET
cblr-1786	553	38	reo	reo	NOUN
cblr-1786	553	39	(	(	PUNCT
cblr-1786	553	40	real	real	ADJ
cblr-1786	553	41	estate	estate	NOUN
cblr-1786	553	42	owned	own	VERB
cblr-1786	553	43	)	)	PUNCT
cblr-1786	553	44	disposition	disposition	NOUN
cblr-1786	553	45	occurs	occur	VERB
cblr-1786	553	46	prior	prior	ADV
cblr-1786	553	47	to	to	ADP
cblr-1786	553	48	180	180	NUM
cblr-1786	553	49	days	day	NOUN
cblr-1786	553	50	of	of	ADP
cblr-1786	553	51	delinquency.208	delinquency.208	VERB
cblr-1786	553	52	the	the	DET
cblr-1786	553	53	c	c	NOUN
cblr-1786	553	54	-	-	PUNCT
cblr-1786	553	55	deal	deal	NOUN
cblr-1786	553	56	structure	structure	NOUN
cblr-1786	553	57	,	,	PUNCT
cblr-1786	553	58	which	which	PRON
cblr-1786	553	59	nearly	nearly	ADV
cblr-1786	553	60	mirrors	mirror	VERB
cblr-1786	553	61	the	the	DET
cblr-1786	553	62	structure	structure	NOUN
cblr-1786	553	63	of	of	ADP
cblr-1786	553	64	two	two	NUM
cblr-1786	553	65	transactions	transaction	NOUN
cblr-1786	553	66	that	that	PRON
cblr-1786	553	67	freddie	freddie	PROPN
cblr-1786	553	68	mac	mac	PROPN
cblr-1786	553	69	closed	close	VERB
cblr-1786	553	70	in	in	ADP
cblr-1786	553	71	2013	2013	NUM
cblr-1786	553	72	,	,	PUNCT
cblr-1786	553	73	provides	provide	VERB
cblr-1786	553	74	a	a	DET
cblr-1786	553	75	template	template	NOUN
cblr-1786	553	76	for	for	ADP
cblr-1786	553	77	how	how	SCONJ
cblr-1786	553	78	a	a	DET
cblr-1786	553	79	credit	credit	NOUN
cblr-1786	553	80	-	-	PUNCT
cblr-1786	553	81	linked	link	VERB
cblr-1786	553	82	note	note	NOUN
cblr-1786	553	83	structure	structure	NOUN
cblr-1786	553	84	would	would	AUX
cblr-1786	553	85	operate	operate	VERB
cblr-1786	553	86	in	in	ADP
cblr-1786	553	87	an	an	DET
cblr-1786	553	88	fmic	fmic	ADJ
cblr-1786	553	89	-	-	PUNCT
cblr-1786	553	90	based	base	VERB
cblr-1786	553	91	housing	housing	NOUN
cblr-1786	553	92	finance	finance	NOUN
cblr-1786	553	93	system	system	NOUN
cblr-1786	553	94	.	.	PUNCT
cblr-1786	554	1	2	2	X
cblr-1786	554	2	.	.	X
cblr-1786	554	3	senior	senior	ADJ
cblr-1786	554	4	-	-	PUNCT
cblr-1786	554	5	subordinated	subordinated	ADJ
cblr-1786	554	6	structure	structure	NOUN
cblr-1786	554	7	another	another	DET
cblr-1786	554	8	type	type	NOUN
cblr-1786	554	9	of	of	ADP
cblr-1786	554	10	“	"	PUNCT
cblr-1786	554	11	capital	capital	NOUN
cblr-1786	554	12	markets	market	NOUN
cblr-1786	554	13	execution	execution	NOUN
cblr-1786	554	14	,	,	PUNCT
cblr-1786	554	15	”	"	PUNCT
cblr-1786	554	16	the	the	DET
cblr-1786	554	17	seniorsubordinated	seniorsubordinate	VERB
cblr-1786	554	18	structure	structure	NOUN
cblr-1786	554	19	for	for	ADP
cblr-1786	554	20	credit	credit	NOUN
cblr-1786	554	21	risk	risk	NOUN
cblr-1786	554	22	sharing	sharing	NOUN
cblr-1786	554	23	,	,	PUNCT
cblr-1786	554	24	was	be	AUX
cblr-1786	554	25	mentioned	mention	VERB
cblr-1786	554	26	in	in	ADP
cblr-1786	554	27	the	the	DET
cblr-1786	554	28	corker	corker	NOUN
cblr-1786	554	29	-	-	PUNCT
cblr-1786	554	30	warner	warner	NOUN
cblr-1786	554	31	bill	bill	NOUN
cblr-1786	554	32	,	,	PUNCT
cblr-1786	554	33	but	but	CCONJ
cblr-1786	554	34	went	go	VERB
cblr-1786	554	35	unmentioned	unmentioned	ADJ
cblr-1786	554	36	in	in	ADP
cblr-1786	554	37	the	the	DET
cblr-1786	554	38	johnson	johnson	PROPN
cblr-1786	554	39	-	-	PUNCT
cblr-1786	554	40	crapo	crapo	PROPN
cblr-1786	554	41	revision	revision	NOUN
cblr-1786	554	42	.	.	PUNCT
cblr-1786	555	1	this	this	DET
cblr-1786	555	2	structure	structure	NOUN
cblr-1786	555	3	refers	refer	VERB
cblr-1786	555	4	to	to	ADP
cblr-1786	555	5	the	the	DET
cblr-1786	555	6	mechanism	mechanism	NOUN
cblr-1786	555	7	that	that	PRON
cblr-1786	555	8	provides	provide	VERB
cblr-1786	555	9	credit	credit	NOUN
cblr-1786	555	10	enhancement	enhancement	NOUN
cblr-1786	555	11	in	in	ADP
cblr-1786	555	12	“	"	PUNCT
cblr-1786	555	13	typical	typical	ADJ
cblr-1786	555	14	securitization[s].”209	securitization[s].”209	NOUN
cblr-1786	555	15	in	in	ADP
cblr-1786	555	16	it	it	PRON
cblr-1786	555	17	,	,	PUNCT
cblr-1786	555	18	claims	claim	VERB
cblr-1786	555	19	to	to	PART
cblr-1786	555	20	cash	cash	VERB
cblr-1786	555	21	flows	flow	NOUN
cblr-1786	555	22	from	from	ADP
cblr-1786	555	23	the	the	DET
cblr-1786	555	24	pooled	pool	VERB
cblr-1786	555	25	mortgage	mortgage	NOUN
cblr-1786	555	26	loans	loan	NOUN
cblr-1786	555	27	are	be	AUX
cblr-1786	555	28	divided	divide	VERB
cblr-1786	555	29	into	into	ADP
cblr-1786	555	30	“	"	PUNCT
cblr-1786	555	31	tranches	tranche	NOUN
cblr-1786	555	32	”	"	PUNCT
cblr-1786	555	33	that	that	PRON
cblr-1786	555	34	are	be	AUX
cblr-1786	555	35	given	give	VERB
cblr-1786	555	36	priority	priority	NOUN
cblr-1786	555	37	relative	relative	ADJ
cblr-1786	555	38	to	to	ADP
cblr-1786	555	39	one	one	NUM
cblr-1786	555	40	another.210	another.210	NOUN
cblr-1786	555	41	the	the	DET
cblr-1786	555	42	cash	cash	NOUN
cblr-1786	555	43	receivables	receivables	NOUN
cblr-1786	555	44	flow	flow	NOUN
cblr-1786	555	45	first	first	ADV
cblr-1786	555	46	to	to	ADP
cblr-1786	555	47	the	the	DET
cblr-1786	555	48	tranches	tranche	NOUN
cblr-1786	555	49	of	of	ADP
cblr-1786	555	50	highest	high	ADJ
cblr-1786	555	51	priority	priority	NOUN
cblr-1786	555	52	and	and	CCONJ
cblr-1786	555	53	then	then	ADV
cblr-1786	555	54	waterfall	waterfall	NOUN
cblr-1786	555	55	down	down	ADP
cblr-1786	555	56	to	to	ADP
cblr-1786	555	57	the	the	DET
cblr-1786	555	58	tranches	tranche	NOUN
cblr-1786	555	59	of	of	ADP
cblr-1786	555	60	lower	low	ADJ
cblr-1786	555	61	priority	priority	NOUN
cblr-1786	555	62	.	.	PUNCT
cblr-1786	556	1	put	put	VERB
cblr-1786	556	2	another	another	DET
cblr-1786	556	3	208	208	NUM
cblr-1786	556	4	risk	risk	NOUN
cblr-1786	556	5	transfer	transfer	NOUN
cblr-1786	556	6	hearing	hearing	NOUN
cblr-1786	556	7	,	,	PUNCT
cblr-1786	556	8	supra	supra	PROPN
cblr-1786	556	9	note	note	PROPN
cblr-1786	556	10	23	23	NUM
cblr-1786	556	11	,	,	PUNCT
cblr-1786	556	12	at	at	ADP
cblr-1786	556	13	28–29	28–29	NUM
cblr-1786	556	14	(	(	PUNCT
cblr-1786	556	15	statement	statement	NOUN
cblr-1786	556	16	of	of	ADP
cblr-1786	556	17	laurel	laurel	PROPN
cblr-1786	556	18	davis	davis	PROPN
cblr-1786	556	19	,	,	PUNCT
cblr-1786	556	20	vice	vice	NOUN
cblr-1786	556	21	president	president	NOUN
cblr-1786	556	22	for	for	ADP
cblr-1786	556	23	credit	credit	NOUN
cblr-1786	556	24	risk	risk	NOUN
cblr-1786	556	25	transfer	transfer	NOUN
cblr-1786	556	26	,	,	PUNCT
cblr-1786	556	27	fannie	fannie	PROPN
cblr-1786	556	28	mae	mae	PROPN
cblr-1786	556	29	)	)	PUNCT
cblr-1786	556	30	.	.	PUNCT
cblr-1786	557	1	209	209	NUM
cblr-1786	557	2	yingjin	yingjin	ADJ
cblr-1786	557	3	hila	hila	PROPN
cblr-1786	557	4	gan	gan	PROPN
cblr-1786	557	5	&	&	CCONJ
cblr-1786	557	6	christopher	christopher	PROPN
cblr-1786	557	7	j.	j.	PROPN
cblr-1786	557	8	mayer	mayer	PROPN
cblr-1786	557	9	&	&	CCONJ
cblr-1786	557	10	,	,	PUNCT
cblr-1786	557	11	agency	agency	NOUN
cblr-1786	557	12	conflicts	conflict	NOUN
cblr-1786	557	13	,	,	PUNCT
cblr-1786	557	14	asset	asset	NOUN
cblr-1786	557	15	substitution	substitution	NOUN
cblr-1786	557	16	and	and	CCONJ
cblr-1786	557	17	securitization	securitization	NOUN
cblr-1786	557	18	1–2	1–2	NUM
cblr-1786	557	19	(	(	PUNCT
cblr-1786	557	20	nat’l	nat’l	NUM
cblr-1786	557	21	bureau	bureau	PROPN
cblr-1786	557	22	of	of	ADP
cblr-1786	557	23	econ	econ	PROPN
cblr-1786	557	24	.	.	PUNCT
cblr-1786	558	1	research	research	PROPN
cblr-1786	558	2	,	,	PUNCT
cblr-1786	558	3	working	work	VERB
cblr-1786	558	4	paper	paper	NOUN
cblr-1786	558	5	no	no	INTJ
cblr-1786	558	6	.	.	PROPN
cblr-1786	558	7	12359	12359	NUM
cblr-1786	558	8	,	,	PUNCT
cblr-1786	558	9	2006	2006	NUM
cblr-1786	558	10	)	)	PUNCT
cblr-1786	558	11	,	,	PUNCT
cblr-1786	558	12	available	available	ADJ
cblr-1786	558	13	at	at	ADP
cblr-1786	558	14	http://www.perma.cc/3avu8ka3	http://www.perma.cc/3avu8ka3	NOUN
cblr-1786	558	15	.	.	PUNCT
cblr-1786	559	1	210	210	NUM
cblr-1786	560	1	i	i	PRON
cblr-1786	560	2	d.	d.	PROPN
cblr-1786	560	3	at	at	ADP
cblr-1786	560	4	1	1	NUM
cblr-1786	560	5	.	.	PUNCT
cblr-1786	561	1	niles	nile	NOUN
cblr-1786	561	2	final	final	ADJ
cblr-1786	561	3	no	no	NOUN
cblr-1786	561	4	.	.	NOUN
cblr-1786	561	5	3:906	3:906	NUM
cblr-1786	561	6	]	]	PUNCT
cblr-1786	561	7	member	member	NOUN
cblr-1786	561	8	fmic	fmic	ADJ
cblr-1786	561	9	945	945	NUM
cblr-1786	561	10	way	way	NOUN
cblr-1786	561	11	,	,	PUNCT
cblr-1786	561	12	losses	loss	NOUN
cblr-1786	561	13	are	be	AUX
cblr-1786	561	14	incurred	incur	VERB
cblr-1786	561	15	first	first	ADV
cblr-1786	561	16	on	on	ADP
cblr-1786	561	17	the	the	DET
cblr-1786	561	18	tranche	tranche	NOUN
cblr-1786	561	19	of	of	ADP
cblr-1786	561	20	lowest	low	ADJ
cblr-1786	561	21	priority	priority	NOUN
cblr-1786	561	22	and	and	CCONJ
cblr-1786	561	23	then	then	ADV
cblr-1786	561	24	climb	climb	VERB
cblr-1786	561	25	to	to	ADP
cblr-1786	561	26	those	those	DET
cblr-1786	561	27	tranches	tranche	NOUN
cblr-1786	561	28	of	of	ADP
cblr-1786	561	29	higher	high	ADJ
cblr-1786	561	30	priority	priority	NOUN
cblr-1786	561	31	.	.	PUNCT
cblr-1786	562	1	in	in	ADP
cblr-1786	562	2	the	the	DET
cblr-1786	562	3	context	context	NOUN
cblr-1786	562	4	of	of	ADP
cblr-1786	562	5	the	the	DET
cblr-1786	562	6	senate	senate	PROPN
cblr-1786	562	7	proposal	proposal	NOUN
cblr-1786	562	8	,	,	PUNCT
cblr-1786	562	9	the	the	DET
cblr-1786	562	10	simplest	simple	ADJ
cblr-1786	562	11	form	form	NOUN
cblr-1786	562	12	of	of	ADP
cblr-1786	562	13	the	the	DET
cblr-1786	562	14	senior	senior	ADJ
cblr-1786	562	15	-	-	PUNCT
cblr-1786	562	16	subordinated	subordinated	ADJ
cblr-1786	562	17	structure	structure	NOUN
cblr-1786	562	18	would	would	AUX
cblr-1786	562	19	ostensibly	ostensibly	ADV
cblr-1786	562	20	operate	operate	VERB
cblr-1786	562	21	by	by	ADP
cblr-1786	562	22	dividing	divide	VERB
cblr-1786	562	23	any	any	DET
cblr-1786	562	24	covered	covered	ADJ
cblr-1786	562	25	security	security	NOUN
cblr-1786	562	26	into	into	ADP
cblr-1786	562	27	at	at	ADV
cblr-1786	562	28	least	least	ADV
cblr-1786	562	29	two	two	NUM
cblr-1786	562	30	tranches	tranche	NOUN
cblr-1786	562	31	,	,	PUNCT
cblr-1786	562	32	a	a	DET
cblr-1786	562	33	senior	senior	ADJ
cblr-1786	562	34	tranche	tranche	NOUN
cblr-1786	562	35	comprising	comprise	VERB
cblr-1786	562	36	90	90	NUM
cblr-1786	562	37	%	%	NOUN
cblr-1786	562	38	of	of	ADP
cblr-1786	562	39	the	the	DET
cblr-1786	562	40	face	face	NOUN
cblr-1786	562	41	value	value	NOUN
cblr-1786	562	42	of	of	ADP
cblr-1786	562	43	the	the	DET
cblr-1786	562	44	security	security	NOUN
cblr-1786	562	45	and	and	CCONJ
cblr-1786	562	46	a	a	DET
cblr-1786	562	47	subordinated	subordinated	ADJ
cblr-1786	562	48	tranche	tranche	NOUN
cblr-1786	562	49	comprising	comprise	VERB
cblr-1786	562	50	10	10	NUM
cblr-1786	562	51	%	%	NOUN
cblr-1786	562	52	.	.	PUNCT
cblr-1786	563	1	in	in	ADP
cblr-1786	563	2	any	any	DET
cblr-1786	563	3	given	give	VERB
cblr-1786	563	4	deal	deal	NOUN
cblr-1786	563	5	,	,	PUNCT
cblr-1786	563	6	the	the	DET
cblr-1786	563	7	fmic	fmic	NOUN
cblr-1786	563	8	would	would	AUX
cblr-1786	563	9	provide	provide	VERB
cblr-1786	563	10	insurance	insurance	NOUN
cblr-1786	563	11	only	only	ADV
cblr-1786	563	12	to	to	ADP
cblr-1786	563	13	the	the	DET
cblr-1786	563	14	senior	senior	ADJ
cblr-1786	563	15	tranche	tranche	NOUN
cblr-1786	563	16	,	,	PUNCT
cblr-1786	563	17	requiring	require	VERB
cblr-1786	563	18	private	private	ADJ
cblr-1786	563	19	market	market	NOUN
cblr-1786	563	20	participants	participant	NOUN
cblr-1786	563	21	to	to	PART
cblr-1786	563	22	incur	incur	VERB
cblr-1786	563	23	all	all	DET
cblr-1786	563	24	the	the	DET
cblr-1786	563	25	losses	loss	NOUN
cblr-1786	563	26	associated	associate	VERB
cblr-1786	563	27	with	with	ADP
cblr-1786	563	28	the	the	DET
cblr-1786	563	29	subordinated	subordinated	ADJ
cblr-1786	563	30	tranche	tranche	NOUN
cblr-1786	563	31	.	.	PUNCT
cblr-1786	564	1	more	more	ADJ
cblr-1786	564	2	complex	complex	ADJ
cblr-1786	564	3	forms	form	NOUN
cblr-1786	564	4	of	of	ADP
cblr-1786	564	5	the	the	DET
cblr-1786	564	6	senior	senior	ADJ
cblr-1786	564	7	-	-	PUNCT
cblr-1786	564	8	subordinated	subordinated	ADJ
cblr-1786	564	9	structure	structure	NOUN
cblr-1786	564	10	would	would	AUX
cblr-1786	564	11	result	result	VERB
cblr-1786	564	12	from	from	ADP
cblr-1786	564	13	the	the	DET
cblr-1786	564	14	sophisticated	sophisticated	ADJ
cblr-1786	564	15	forms	form	NOUN
cblr-1786	564	16	of	of	ADP
cblr-1786	564	17	tranching	tranching	NOUN
cblr-1786	564	18	found	find	VERB
cblr-1786	564	19	in	in	ADP
cblr-1786	564	20	private	private	ADJ
cblr-1786	564	21	deal	deal	NOUN
cblr-1786	564	22	structures	structure	NOUN
cblr-1786	564	23	,	,	PUNCT
cblr-1786	564	24	which	which	PRON
cblr-1786	564	25	,	,	PUNCT
cblr-1786	564	26	for	for	ADP
cblr-1786	564	27	example	example	NOUN
cblr-1786	564	28	,	,	PUNCT
cblr-1786	564	29	often	often	ADV
cblr-1786	564	30	separate	separate	ADJ
cblr-1786	564	31	into	into	ADP
cblr-1786	564	32	different	different	ADJ
cblr-1786	564	33	tranches	tranche	NOUN
cblr-1786	564	34	interest	interest	NOUN
cblr-1786	564	35	-	-	PUNCT
cblr-1786	564	36	payment	payment	NOUN
cblr-1786	564	37	receivables	receivables	NOUN
cblr-1786	564	38	and	and	CCONJ
cblr-1786	564	39	principal	principal	ADJ
cblr-1786	564	40	-	-	PUNCT
cblr-1786	564	41	payment	payment	NOUN
cblr-1786	564	42	receivables.211	receivables.211	NOUN
cblr-1786	564	43	regardless	regardless	ADV
cblr-1786	564	44	of	of	ADP
cblr-1786	564	45	the	the	DET
cblr-1786	564	46	complexity	complexity	NOUN
cblr-1786	564	47	,	,	PUNCT
cblr-1786	564	48	however	however	ADV
cblr-1786	564	49	,	,	PUNCT
cblr-1786	564	50	the	the	DET
cblr-1786	564	51	senior	senior	ADJ
cblr-1786	564	52	-	-	PUNCT
cblr-1786	564	53	subordinated	subordinated	ADJ
cblr-1786	564	54	structure	structure	NOUN
cblr-1786	564	55	appears	appear	VERB
cblr-1786	564	56	to	to	PART
cblr-1786	564	57	contemplate	contemplate	VERB
cblr-1786	564	58	that	that	SCONJ
cblr-1786	564	59	some	some	DET
cblr-1786	564	60	portion	portion	NOUN
cblr-1786	564	61	of	of	ADP
cblr-1786	564	62	the	the	DET
cblr-1786	564	63	real	real	ADV
cblr-1786	564	64	covered	covered	ADJ
cblr-1786	564	65	security	security	NOUN
cblr-1786	564	66	will	will	AUX
cblr-1786	564	67	not	not	PART
cblr-1786	564	68	receive	receive	VERB
cblr-1786	564	69	a	a	DET
cblr-1786	564	70	guaranty	guaranty	NOUN
cblr-1786	564	71	,	,	PUNCT
cblr-1786	564	72	a	a	DET
cblr-1786	564	73	large	large	ADJ
cblr-1786	564	74	departure	departure	NOUN
cblr-1786	564	75	from	from	ADP
cblr-1786	564	76	current	current	ADJ
cblr-1786	564	77	gse	gse	NOUN
cblr-1786	564	78	practice	practice	NOUN
cblr-1786	564	79	.	.	PUNCT
cblr-1786	565	1	3	3	X
cblr-1786	565	2	.	.	X
cblr-1786	565	3	regulated	regulate	VERB
cblr-1786	565	4	bond	bond	NOUN
cblr-1786	565	5	guarantor	guarantor	NOUN
cblr-1786	565	6	structure	structure	NOUN
cblr-1786	565	7	the	the	DET
cblr-1786	565	8	regulated	regulated	ADJ
cblr-1786	565	9	bond	bond	NOUN
cblr-1786	565	10	guarantor	guarantor	NOUN
cblr-1786	565	11	structure	structure	NOUN
cblr-1786	565	12	is	be	AUX
cblr-1786	565	13	the	the	DET
cblr-1786	565	14	“	"	PUNCT
cblr-1786	565	15	guarantor	guarantor	NOUN
cblr-1786	565	16	execution	execution	NOUN
cblr-1786	565	17	”	"	PUNCT
cblr-1786	565	18	method	method	NOUN
cblr-1786	565	19	through	through	ADP
cblr-1786	565	20	which	which	PRON
cblr-1786	565	21	the	the	DET
cblr-1786	565	22	fmic	fmic	NOUN
cblr-1786	565	23	could	could	AUX
cblr-1786	565	24	transfer	transfer	VERB
cblr-1786	565	25	credit	credit	NOUN
cblr-1786	565	26	risk	risk	NOUN
cblr-1786	565	27	to	to	ADP
cblr-1786	565	28	the	the	DET
cblr-1786	565	29	private	private	ADJ
cblr-1786	565	30	market	market	NOUN
cblr-1786	565	31	.	.	PUNCT
cblr-1786	566	1	unlike	unlike	ADP
cblr-1786	566	2	the	the	DET
cblr-1786	566	3	credit	credit	NOUN
cblr-1786	566	4	-	-	PUNCT
cblr-1786	566	5	linked	link	VERB
cblr-1786	566	6	note	note	NOUN
cblr-1786	566	7	structure	structure	NOUN
cblr-1786	566	8	or	or	CCONJ
cblr-1786	566	9	the	the	DET
cblr-1786	566	10	senior	senior	ADJ
cblr-1786	566	11	-	-	PUNCT
cblr-1786	566	12	subordinated	subordinated	ADJ
cblr-1786	566	13	structure	structure	NOUN
cblr-1786	566	14	,	,	PUNCT
cblr-1786	566	15	the	the	DET
cblr-1786	566	16	regulated	regulated	ADJ
cblr-1786	566	17	bond	bond	NOUN
cblr-1786	566	18	guarantor	guarantor	NOUN
cblr-1786	566	19	structure	structure	NOUN
cblr-1786	566	20	would	would	AUX
cblr-1786	566	21	not	not	PART
cblr-1786	566	22	offload	offload	VERB
cblr-1786	566	23	credit	credit	NOUN
cblr-1786	566	24	risk	risk	NOUN
cblr-1786	566	25	to	to	ADP
cblr-1786	566	26	capital	capital	NOUN
cblr-1786	566	27	markets	market	NOUN
cblr-1786	566	28	investors	investor	NOUN
cblr-1786	566	29	;	;	PUNCT
cblr-1786	566	30	instead	instead	ADV
cblr-1786	566	31	,	,	PUNCT
cblr-1786	566	32	the	the	DET
cblr-1786	566	33	structure	structure	NOUN
cblr-1786	566	34	contemplates	contemplate	VERB
cblr-1786	566	35	transferring	transfer	VERB
cblr-1786	566	36	risk	risk	NOUN
cblr-1786	566	37	to	to	ADP
cblr-1786	566	38	specialized	specialize	VERB
cblr-1786	566	39	private	private	ADJ
cblr-1786	566	40	monoline	monoline	NOUN
cblr-1786	566	41	insurers.212	insurers.212	PROPN
cblr-1786	566	42	under	under	ADP
cblr-1786	566	43	this	this	DET
cblr-1786	566	44	structure	structure	NOUN
cblr-1786	566	45	,	,	PUNCT
cblr-1786	566	46	the	the	DET
cblr-1786	566	47	fmic	fmic	NOUN
cblr-1786	566	48	would	would	AUX
cblr-1786	566	49	require	require	VERB
cblr-1786	566	50	as	as	ADP
cblr-1786	566	51	a	a	DET
cblr-1786	566	52	condition	condition	NOUN
cblr-1786	566	53	of	of	ADP
cblr-1786	566	54	its	its	PRON
cblr-1786	566	55	guaranty	guaranty	NOUN
cblr-1786	566	56	on	on	ADP
cblr-1786	566	57	the	the	DET
cblr-1786	566	58	full	full	ADJ
cblr-1786	566	59	value	value	NOUN
cblr-1786	566	60	of	of	ADP
cblr-1786	566	61	the	the	DET
cblr-1786	566	62	real	real	ADJ
cblr-1786	566	63	mbs	mb	NOUN
cblr-1786	566	64	that	that	PRON
cblr-1786	566	65	the	the	DET
cblr-1786	566	66	aggregator	aggregator	NOUN
cblr-1786	566	67	obtain	obtain	VERB
cblr-1786	566	68	another	another	DET
cblr-1786	566	69	guaranty	guaranty	NOUN
cblr-1786	566	70	on	on	ADP
cblr-1786	566	71	the	the	DET
cblr-1786	566	72	full	full	ADJ
cblr-1786	566	73	211	211	NUM
cblr-1786	566	74	see	see	NOUN
cblr-1786	566	75	am	am	NOUN
cblr-1786	566	76	.	.	PUNCT
cblr-1786	567	1	securitization	securitization	NOUN
cblr-1786	567	2	forum	forum	PROPN
cblr-1786	567	3	,	,	PUNCT
cblr-1786	567	4	asf	asf	PROPN
cblr-1786	567	5	securitization	securitization	NOUN
cblr-1786	567	6	institute	institute	PROPN
cblr-1786	567	7	:	:	PUNCT
cblr-1786	567	8	residential	residential	ADJ
cblr-1786	567	9	mortgage	mortgage	NOUN
cblr-1786	567	10	-	-	PUNCT
cblr-1786	567	11	backed	back	VERB
cblr-1786	567	12	securities	security	NOUN
cblr-1786	567	13	5	5	NUM
cblr-1786	567	14	(	(	PUNCT
cblr-1786	567	15	2006	2006	NUM
cblr-1786	567	16	)	)	PUNCT
cblr-1786	568	1	[	[	X
cblr-1786	568	2	hereinafter	hereinafter	NOUN
cblr-1786	568	3	asf	asf	PROPN
cblr-1786	568	4	securitization	securitization	PROPN
cblr-1786	568	5	institute	institute	NOUN
cblr-1786	568	6	on	on	ADP
cblr-1786	568	7	rmbs	rmb	NOUN
cblr-1786	568	8	]	]	PUNCT
cblr-1786	568	9	,	,	PUNCT
cblr-1786	568	10	available	available	ADJ
cblr-1786	568	11	at	at	ADP
cblr-1786	568	12	http://perma.cc/9ujnqf9e	http://perma.cc/9ujnqf9e	PROPN
cblr-1786	568	13	.	.	PUNCT
cblr-1786	569	1	212	212	NUM
cblr-1786	569	2	see	see	VERB
cblr-1786	569	3	corker	corker	NOUN
cblr-1786	569	4	-	-	PUNCT
cblr-1786	569	5	warner	warner	NOUN
cblr-1786	569	6	senate	senate	PROPN
cblr-1786	569	7	bill	bill	PROPN
cblr-1786	569	8	,	,	PUNCT
cblr-1786	569	9	supra	supra	PROPN
cblr-1786	569	10	note	note	NOUN
cblr-1786	569	11	20	20	NUM
cblr-1786	569	12	,	,	PUNCT
cblr-1786	569	13	at	at	ADP
cblr-1786	569	14	§	§	PROPN
cblr-1786	569	15	202(b)(2)(a	202(b)(2)(a	NUM
cblr-1786	569	16	)	)	PUNCT
cblr-1786	569	17	.	.	PUNCT
cblr-1786	570	1	niles	nile	NOUN
cblr-1786	570	2	final	final	ADJ
cblr-1786	570	3	946	946	NUM
cblr-1786	570	4	columbia	columbia	PROPN
cblr-1786	570	5	business	business	NOUN
cblr-1786	570	6	law	law	PROPN
cblr-1786	570	7	review	review	NOUN
cblr-1786	570	8	[	[	X
cblr-1786	570	9	vol	vol	NOUN
cblr-1786	570	10	.	.	PUNCT
cblr-1786	570	11	2014	2014	NUM
cblr-1786	570	12	value	value	NOUN
cblr-1786	570	13	of	of	ADP
cblr-1786	570	14	the	the	DET
cblr-1786	570	15	real	real	ADJ
cblr-1786	570	16	mbs	mb	NOUN
cblr-1786	570	17	from	from	ADP
cblr-1786	570	18	a	a	DET
cblr-1786	570	19	private	private	ADJ
cblr-1786	570	20	bond	bond	NOUN
cblr-1786	570	21	guarantor.213	guarantor.213	PUNCT
cblr-1786	570	22	the	the	DET
cblr-1786	570	23	fmic	fmic	PROPN
cblr-1786	570	24	would	would	AUX
cblr-1786	570	25	both	both	PRON
cblr-1786	570	26	serve	serve	VERB
cblr-1786	570	27	as	as	ADP
cblr-1786	570	28	the	the	DET
cblr-1786	570	29	primary	primary	ADJ
cblr-1786	570	30	prudential	prudential	ADJ
cblr-1786	570	31	regulator	regulator	NOUN
cblr-1786	570	32	of	of	ADP
cblr-1786	570	33	the	the	DET
cblr-1786	570	34	private	private	ADJ
cblr-1786	570	35	bond	bond	NOUN
cblr-1786	570	36	guarantors	guarantor	NOUN
cblr-1786	570	37	to	to	PART
cblr-1786	570	38	ensure	ensure	VERB
cblr-1786	570	39	safety	safety	NOUN
cblr-1786	570	40	and	and	CCONJ
cblr-1786	570	41	soundness	soundness	NOUN
cblr-1786	570	42	as	as	ADV
cblr-1786	570	43	well	well	ADV
cblr-1786	570	44	as	as	ADP
cblr-1786	570	45	provide	provide	VERB
cblr-1786	570	46	catastrophic	catastrophic	ADJ
cblr-1786	570	47	reinsurance	reinsurance	NOUN
cblr-1786	570	48	on	on	ADP
cblr-1786	570	49	the	the	DET
cblr-1786	570	50	underlying	underlie	VERB
cblr-1786	570	51	mbs	mb	NOUN
cblr-1786	570	52	in	in	ADP
cblr-1786	570	53	the	the	DET
cblr-1786	570	54	event	event	NOUN
cblr-1786	570	55	that	that	PRON
cblr-1786	570	56	the	the	DET
cblr-1786	570	57	guarantor	guarantor	NOUN
cblr-1786	570	58	fails.214	fails.214	VERB
cblr-1786	570	59	a	a	DET
cblr-1786	570	60	key	key	ADJ
cblr-1786	570	61	distinction	distinction	NOUN
cblr-1786	570	62	between	between	ADP
cblr-1786	570	63	the	the	DET
cblr-1786	570	64	regulated	regulated	ADJ
cblr-1786	570	65	bond	bond	NOUN
cblr-1786	570	66	guarantor	guarantor	NOUN
cblr-1786	570	67	structure	structure	NOUN
cblr-1786	570	68	and	and	CCONJ
cblr-1786	570	69	the	the	DET
cblr-1786	570	70	senior	senior	ADJ
cblr-1786	570	71	-	-	PUNCT
cblr-1786	570	72	subordinated	subordinate	VERB
cblr-1786	570	73	and	and	CCONJ
cblr-1786	570	74	credit	credit	NOUN
cblr-1786	570	75	-	-	PUNCT
cblr-1786	570	76	linked	link	VERB
cblr-1786	570	77	note	note	NOUN
cblr-1786	570	78	structures	structure	NOUN
cblr-1786	570	79	is	be	AUX
cblr-1786	570	80	that	that	SCONJ
cblr-1786	570	81	the	the	DET
cblr-1786	570	82	fmic	fmic	PROPN
cblr-1786	570	83	retains	retain	VERB
cblr-1786	570	84	credit	credit	NOUN
cblr-1786	570	85	risk	risk	NOUN
cblr-1786	570	86	,	,	PUNCT
cblr-1786	570	87	in	in	ADP
cblr-1786	570	88	the	the	DET
cblr-1786	570	89	former	former	ADJ
cblr-1786	570	90	,	,	PUNCT
cblr-1786	570	91	against	against	ADP
cblr-1786	570	92	the	the	DET
cblr-1786	570	93	solvency	solvency	NOUN
cblr-1786	570	94	of	of	ADP
cblr-1786	570	95	the	the	DET
cblr-1786	570	96	regulated	regulated	ADJ
cblr-1786	570	97	bond	bond	NOUN
cblr-1786	570	98	guarantors	guarantor	NOUN
cblr-1786	570	99	and	and	CCONJ
cblr-1786	570	100	,	,	PUNCT
cblr-1786	570	101	in	in	ADP
cblr-1786	570	102	the	the	DET
cblr-1786	570	103	latter	latter	ADJ
cblr-1786	570	104	,	,	PUNCT
cblr-1786	570	105	against	against	ADP
cblr-1786	570	106	losses	loss	NOUN
cblr-1786	570	107	in	in	ADP
cblr-1786	570	108	excess	excess	NOUN
cblr-1786	570	109	of	of	ADP
cblr-1786	570	110	the	the	DET
cblr-1786	570	111	10	10	NUM
cblr-1786	570	112	%	%	NOUN
cblr-1786	570	113	attachment	attachment	NOUN
cblr-1786	570	114	point	point	NOUN
cblr-1786	570	115	on	on	ADP
cblr-1786	570	116	a	a	DET
cblr-1786	570	117	security	security	NOUN
cblr-1786	570	118	-	-	PUNCT
cblr-1786	570	119	by	by	ADP
cblr-1786	570	120	-	-	PUNCT
cblr-1786	570	121	security	security	NOUN
cblr-1786	570	122	basis	basis	NOUN
cblr-1786	570	123	.	.	PUNCT
cblr-1786	571	1	for	for	ADP
cblr-1786	571	2	example	example	NOUN
cblr-1786	571	3	,	,	PUNCT
cblr-1786	571	4	under	under	ADP
cblr-1786	571	5	the	the	DET
cblr-1786	571	6	regulated	regulated	ADJ
cblr-1786	571	7	bond	bond	NOUN
cblr-1786	571	8	guarantor	guarantor	NOUN
cblr-1786	571	9	structure	structure	NOUN
cblr-1786	571	10	,	,	PUNCT
cblr-1786	571	11	if	if	SCONJ
cblr-1786	571	12	a	a	DET
cblr-1786	571	13	bond	bond	NOUN
cblr-1786	571	14	guarantor	guarantor	NOUN
cblr-1786	571	15	guarantees	guarantee	VERB
cblr-1786	571	16	one	one	NUM
cblr-1786	571	17	security	security	NOUN
cblr-1786	571	18	with	with	ADP
cblr-1786	571	19	losses	loss	NOUN
cblr-1786	571	20	reaching	reach	VERB
cblr-1786	571	21	13	13	NUM
cblr-1786	571	22	%	%	NOUN
cblr-1786	571	23	and	and	CCONJ
cblr-1786	571	24	another	another	DET
cblr-1786	571	25	security	security	NOUN
cblr-1786	571	26	with	with	ADP
cblr-1786	571	27	losses	loss	NOUN
cblr-1786	571	28	reaching	reach	VERB
cblr-1786	571	29	only	only	ADV
cblr-1786	571	30	2	2	NUM
cblr-1786	571	31	%	%	NOUN
cblr-1786	571	32	,	,	PUNCT
cblr-1786	571	33	that	that	PRON
cblr-1786	571	34	bond	bond	NOUN
cblr-1786	571	35	guarantor	guarantor	NOUN
cblr-1786	571	36	will	will	AUX
cblr-1786	571	37	incur	incur	VERB
cblr-1786	571	38	all	all	PRON
cblr-1786	571	39	of	of	ADP
cblr-1786	571	40	those	those	DET
cblr-1786	571	41	losses	loss	NOUN
cblr-1786	571	42	so	so	ADV
cblr-1786	571	43	long	long	ADV
cblr-1786	571	44	as	as	SCONJ
cblr-1786	571	45	the	the	DET
cblr-1786	571	46	guarantor	guarantor	NOUN
cblr-1786	571	47	is	be	AUX
cblr-1786	571	48	solvent	solvent	ADJ
cblr-1786	571	49	.	.	PUNCT
cblr-1786	572	1	this	this	PRON
cblr-1786	572	2	contrasts	contrast	VERB
cblr-1786	572	3	with	with	ADP
cblr-1786	572	4	the	the	DET
cblr-1786	572	5	other	other	ADJ
cblr-1786	572	6	structures	structure	NOUN
cblr-1786	572	7	,	,	PUNCT
cblr-1786	572	8	which	which	PRON
cblr-1786	572	9	envision	envision	VERB
cblr-1786	572	10	the	the	DET
cblr-1786	572	11	fmic	fmic	ADJ
cblr-1786	572	12	incurring	incur	VERB
cblr-1786	572	13	losses	loss	NOUN
cblr-1786	572	14	on	on	ADP
cblr-1786	572	15	any	any	DET
cblr-1786	572	16	given	give	VERB
cblr-1786	572	17	security	security	NOUN
cblr-1786	572	18	in	in	ADP
cblr-1786	572	19	which	which	PRON
cblr-1786	572	20	losses	loss	NOUN
cblr-1786	572	21	exceed	exceed	VERB
cblr-1786	572	22	10	10	NUM
cblr-1786	572	23	%	%	NOUN
cblr-1786	572	24	.	.	PUNCT
cblr-1786	573	1	thus	thus	ADV
cblr-1786	573	2	,	,	PUNCT
cblr-1786	573	3	under	under	ADP
cblr-1786	573	4	the	the	DET
cblr-1786	573	5	regulated	regulated	ADJ
cblr-1786	573	6	bond	bond	NOUN
cblr-1786	573	7	guarantor	guarantor	NOUN
cblr-1786	573	8	scheme	scheme	NOUN
cblr-1786	573	9	,	,	PUNCT
cblr-1786	573	10	losses	loss	NOUN
cblr-1786	573	11	may	may	AUX
cblr-1786	573	12	be	be	AUX
cblr-1786	573	13	more	more	ADV
cblr-1786	573	14	thoroughly	thoroughly	ADV
cblr-1786	573	15	spread	spread	VERB
cblr-1786	573	16	out	out	ADP
cblr-1786	573	17	because	because	SCONJ
cblr-1786	573	18	the	the	DET
cblr-1786	573	19	number	number	NOUN
cblr-1786	573	20	of	of	ADP
cblr-1786	573	21	bond	bond	NOUN
cblr-1786	573	22	guarantors	guarantor	NOUN
cblr-1786	573	23	is	be	AUX
cblr-1786	573	24	fewer	few	ADJ
cblr-1786	573	25	than	than	ADP
cblr-1786	573	26	the	the	DET
cblr-1786	573	27	number	number	NOUN
cblr-1786	573	28	of	of	ADP
cblr-1786	573	29	individual	individual	ADJ
cblr-1786	573	30	securities	security	NOUN
cblr-1786	573	31	.	.	PUNCT
cblr-1786	574	1	one	one	NUM
cblr-1786	574	2	latent	latent	NOUN
cblr-1786	574	3	risk	risk	NOUN
cblr-1786	574	4	of	of	ADP
cblr-1786	574	5	the	the	DET
cblr-1786	574	6	regulated	regulated	ADJ
cblr-1786	574	7	bond	bond	NOUN
cblr-1786	574	8	guarantor	guarantor	NOUN
cblr-1786	574	9	structure	structure	NOUN
cblr-1786	574	10	emerges	emerge	VERB
cblr-1786	574	11	in	in	ADP
cblr-1786	574	12	the	the	DET
cblr-1786	574	13	scenario	scenario	NOUN
cblr-1786	574	14	where	where	SCONJ
cblr-1786	574	15	a	a	DET
cblr-1786	574	16	bond	bond	NOUN
cblr-1786	574	17	guarantor	guarantor	NOUN
cblr-1786	574	18	becomes	become	VERB
cblr-1786	574	19	insolvent	insolvent	ADJ
cblr-1786	574	20	after	after	ADP
cblr-1786	574	21	assuming	assume	VERB
cblr-1786	574	22	only	only	ADV
cblr-1786	574	23	,	,	PUNCT
cblr-1786	574	24	for	for	ADP
cblr-1786	574	25	example	example	NOUN
cblr-1786	574	26	,	,	PUNCT
cblr-1786	574	27	2	2	NUM
cblr-1786	574	28	%	%	NOUN
cblr-1786	574	29	of	of	ADP
cblr-1786	574	30	the	the	DET
cblr-1786	574	31	credit	credit	NOUN
cblr-1786	574	32	losses	loss	NOUN
cblr-1786	574	33	.	.	PUNCT
cblr-1786	575	1	while	while	SCONJ
cblr-1786	575	2	the	the	DET
cblr-1786	575	3	legislative	legislative	ADJ
cblr-1786	575	4	directive	directive	NOUN
cblr-1786	575	5	for	for	ADP
cblr-1786	575	6	the	the	DET
cblr-1786	575	7	fmic	fmic	NOUN
cblr-1786	575	8	to	to	PART
cblr-1786	575	9	reinsure	reinsure	VERB
cblr-1786	575	10	the	the	DET
cblr-1786	575	11	bond	bond	NOUN
cblr-1786	575	12	guarantor	guarantor	NOUN
cblr-1786	575	13	would	would	AUX
cblr-1786	575	14	suggest	suggest	VERB
cblr-1786	575	15	that	that	SCONJ
cblr-1786	575	16	the	the	DET
cblr-1786	575	17	fmic	fmic	ADJ
cblr-1786	575	18	assume	assume	VERB
cblr-1786	575	19	all	all	DET
cblr-1786	575	20	subsequent	subsequent	ADJ
cblr-1786	575	21	losses	loss	NOUN
cblr-1786	575	22	,	,	PUNCT
cblr-1786	575	23	that	that	DET
cblr-1786	575	24	course	course	NOUN
cblr-1786	575	25	of	of	ADP
cblr-1786	575	26	action	action	NOUN
cblr-1786	575	27	would	would	AUX
cblr-1786	575	28	213	213	NUM
cblr-1786	575	29	see	see	VERB
cblr-1786	575	30	staff	staff	NOUN
cblr-1786	575	31	of	of	ADP
cblr-1786	575	32	s.	s.	PROPN
cblr-1786	575	33	comm	comm	PROPN
cblr-1786	575	34	.	.	PUNCT
cblr-1786	576	1	on	on	ADP
cblr-1786	576	2	banking	banking	NOUN
cblr-1786	576	3	,	,	PUNCT
cblr-1786	576	4	hous	hous	ADJ
cblr-1786	576	5	.	.	PUNCT
cblr-1786	576	6	,	,	PUNCT
cblr-1786	576	7	&	&	CCONJ
cblr-1786	576	8	urban	urban	PROPN
cblr-1786	576	9	affairs	affairs	PROPN
cblr-1786	576	10	,	,	PUNCT
cblr-1786	576	11	113th	113th	PROPN
cblr-1786	576	12	cong	cong	PROPN
cblr-1786	576	13	.	.	PUNCT
cblr-1786	576	14	,	,	PUNCT
cblr-1786	576	15	summary	summary	NOUN
cblr-1786	576	16	of	of	ADP
cblr-1786	576	17	senate	senate	PROPN
cblr-1786	576	18	banking	banking	PROPN
cblr-1786	576	19	committee	committee	PROPN
cblr-1786	576	20	leaders	leader	NOUN
cblr-1786	576	21	’	’	PART
cblr-1786	576	22	bipartisan	bipartisan	ADJ
cblr-1786	576	23	housing	housing	NOUN
cblr-1786	576	24	finance	finance	NOUN
cblr-1786	576	25	reform	reform	NOUN
cblr-1786	576	26	draft	draft	NOUN
cblr-1786	576	27	1	1	NUM
cblr-1786	576	28	,	,	PUNCT
cblr-1786	576	29	available	available	ADJ
cblr-1786	576	30	at	at	ADP
cblr-1786	576	31	http://perma.cc/s8uv-stxj	http://perma.cc/s8uv-stxj	NOUN
cblr-1786	576	32	.	.	PUNCT
cblr-1786	577	1	see	see	VERB
cblr-1786	577	2	also	also	ADV
cblr-1786	577	3	risk	risk	NOUN
cblr-1786	577	4	transfer	transfer	NOUN
cblr-1786	577	5	hearing	hearing	NOUN
cblr-1786	577	6	,	,	PUNCT
cblr-1786	577	7	supra	supra	PROPN
cblr-1786	577	8	note	note	PROPN
cblr-1786	577	9	23	23	NUM
cblr-1786	577	10	,	,	PUNCT
cblr-1786	577	11	at	at	ADP
cblr-1786	577	12	39	39	NUM
cblr-1786	577	13	(	(	PUNCT
cblr-1786	577	14	statement	statement	NOUN
cblr-1786	577	15	of	of	ADP
cblr-1786	577	16	ted	ted	PROPN
cblr-1786	577	17	durant	durant	PROPN
cblr-1786	577	18	,	,	PUNCT
cblr-1786	577	19	vice	vice	NOUN
cblr-1786	577	20	president	president	NOUN
cblr-1786	577	21	of	of	ADP
cblr-1786	577	22	analytical	analytical	ADJ
cblr-1786	577	23	services	service	NOUN
cblr-1786	577	24	,	,	PUNCT
cblr-1786	577	25	mortgage	mortgage	NOUN
cblr-1786	577	26	guaranty	guaranty	NOUN
cblr-1786	577	27	insurance	insurance	NOUN
cblr-1786	577	28	corporation	corporation	NOUN
cblr-1786	577	29	)	)	PUNCT
cblr-1786	577	30	;	;	PUNCT
cblr-1786	577	31	hearing	hear	VERB
cblr-1786	577	32	on	on	ADP
cblr-1786	577	33	essential	essential	ADJ
cblr-1786	577	34	elements	element	NOUN
cblr-1786	577	35	of	of	ADP
cblr-1786	577	36	housing	housing	NOUN
cblr-1786	577	37	finance	finance	NOUN
cblr-1786	577	38	reform	reform	NOUN
cblr-1786	577	39	before	before	ADP
cblr-1786	577	40	the	the	DET
cblr-1786	577	41	s.	s.	PROPN
cblr-1786	577	42	comm	comm	NOUN
cblr-1786	577	43	.	.	PUNCT
cblr-1786	578	1	on	on	ADP
cblr-1786	578	2	banking	banking	NOUN
cblr-1786	578	3	,	,	PUNCT
cblr-1786	578	4	housing	housing	NOUN
cblr-1786	578	5	,	,	PUNCT
cblr-1786	578	6	&	&	CCONJ
cblr-1786	578	7	urban	urban	PROPN
cblr-1786	578	8	affairs	affairs	PROPN
cblr-1786	578	9	,	,	PUNCT
cblr-1786	578	10	supra	supra	PROPN
cblr-1786	578	11	note	note	NOUN
cblr-1786	578	12	23	23	NUM
cblr-1786	578	13	,	,	PUNCT
cblr-1786	578	14	at	at	ADP
cblr-1786	578	15	41–42	41–42	NUM
cblr-1786	578	16	(	(	PUNCT
cblr-1786	578	17	statement	statement	NOUN
cblr-1786	578	18	of	of	ADP
cblr-1786	578	19	julia	julia	PROPN
cblr-1786	578	20	gordon	gordon	PROPN
cblr-1786	578	21	,	,	PUNCT
cblr-1786	578	22	director	director	NOUN
cblr-1786	578	23	of	of	ADP
cblr-1786	578	24	housing	housing	NOUN
cblr-1786	578	25	finance	finance	NOUN
cblr-1786	578	26	and	and	CCONJ
cblr-1786	578	27	policy	policy	NOUN
cblr-1786	578	28	,	,	PUNCT
cblr-1786	578	29	center	center	NOUN
cblr-1786	578	30	for	for	ADP
cblr-1786	578	31	american	american	ADJ
cblr-1786	578	32	progress	progress	NOUN
cblr-1786	578	33	)	)	PUNCT
cblr-1786	578	34	.	.	PUNCT
cblr-1786	579	1	214	214	NUM
cblr-1786	579	2	see	see	VERB
cblr-1786	579	3	johnson	johnson	PROPN
cblr-1786	579	4	-	-	PUNCT
cblr-1786	579	5	crapo	crapo	PROPN
cblr-1786	579	6	senate	senate	PROPN
cblr-1786	579	7	bill	bill	PROPN
cblr-1786	579	8	,	,	PUNCT
cblr-1786	579	9	supra	supra	PROPN
cblr-1786	579	10	note	note	NOUN
cblr-1786	579	11	24	24	NUM
cblr-1786	579	12	,	,	PUNCT
cblr-1786	579	13	at	at	ADP
cblr-1786	579	14	§	§	PROPN
cblr-1786	579	15	303(c)(2)(b	303(c)(2)(b	PROPN
cblr-1786	579	16	)	)	PUNCT
cblr-1786	579	17	;	;	PUNCT
cblr-1786	579	18	corker	corker	NOUN
cblr-1786	579	19	-	-	PUNCT
cblr-1786	579	20	warner	warner	PROPN
cblr-1786	579	21	senate	senate	PROPN
cblr-1786	579	22	bill	bill	PROPN
cblr-1786	579	23	,	,	PUNCT
cblr-1786	579	24	supra	supra	PROPN
cblr-1786	579	25	note	note	NOUN
cblr-1786	579	26	20	20	NUM
cblr-1786	579	27	,	,	PUNCT
cblr-1786	579	28	at	at	ADP
cblr-1786	579	29	§	§	PROPN
cblr-1786	579	30	204(c	204(c	PROPN
cblr-1786	579	31	)	)	PUNCT
cblr-1786	579	32	.	.	PUNCT
cblr-1786	580	1	niles	nile	NOUN
cblr-1786	580	2	final	final	ADJ
cblr-1786	580	3	no	no	NOUN
cblr-1786	580	4	.	.	NOUN
cblr-1786	580	5	3:906	3:906	NUM
cblr-1786	580	6	]	]	PUNCT
cblr-1786	580	7	member	member	NOUN
cblr-1786	580	8	fmic	fmic	ADJ
cblr-1786	580	9	947	947	NUM
cblr-1786	580	10	conflict	conflict	NOUN
cblr-1786	580	11	with	with	ADP
cblr-1786	580	12	the	the	DET
cblr-1786	580	13	legislative	legislative	ADJ
cblr-1786	580	14	prohibition	prohibition	NOUN
cblr-1786	580	15	against	against	ADP
cblr-1786	580	16	the	the	DET
cblr-1786	580	17	fmic	fmic	ADJ
cblr-1786	580	18	assuming	assume	VERB
cblr-1786	580	19	any	any	DET
cblr-1786	580	20	losses	loss	NOUN
cblr-1786	580	21	prior	prior	ADV
cblr-1786	580	22	to	to	ADP
cblr-1786	580	23	the	the	DET
cblr-1786	580	24	10	10	NUM
cblr-1786	580	25	%	%	NOUN
cblr-1786	580	26	attachment	attachment	NOUN
cblr-1786	580	27	point	point	NOUN
cblr-1786	580	28	.	.	PUNCT
cblr-1786	581	1	the	the	DET
cblr-1786	581	2	johnson	johnson	PROPN
cblr-1786	581	3	-	-	PUNCT
cblr-1786	581	4	crapo	crapo	PROPN
cblr-1786	581	5	drafters	drafter	NOUN
cblr-1786	581	6	have	have	AUX
cblr-1786	581	7	attempted	attempt	VERB
cblr-1786	581	8	to	to	PART
cblr-1786	581	9	cure	cure	VERB
cblr-1786	581	10	this	this	DET
cblr-1786	581	11	problem	problem	NOUN
cblr-1786	581	12	—	—	PUNCT
cblr-1786	581	13	what	what	PRON
cblr-1786	581	14	appeared	appear	VERB
cblr-1786	581	15	to	to	PART
cblr-1786	581	16	be	be	AUX
cblr-1786	581	17	a	a	DET
cblr-1786	581	18	legislative	legislative	ADJ
cblr-1786	581	19	gap	gap	NOUN
cblr-1786	581	20	in	in	ADP
cblr-1786	581	21	the	the	DET
cblr-1786	581	22	corker	corker	NOUN
cblr-1786	581	23	-	-	PUNCT
cblr-1786	581	24	warner	warner	NOUN
cblr-1786	581	25	bill	bill	NOUN
cblr-1786	581	26	—	—	PUNCT
cblr-1786	581	27	by	by	ADP
cblr-1786	581	28	requiring	require	VERB
cblr-1786	581	29	that	that	SCONJ
cblr-1786	581	30	any	any	DET
cblr-1786	581	31	approved	approve	VERB
cblr-1786	581	32	credit	credit	NOUN
cblr-1786	581	33	risk	risk	NOUN
cblr-1786	581	34	-	-	PUNCT
cblr-1786	581	35	sharing	share	VERB
cblr-1786	581	36	mechanism	mechanism	NOUN
cblr-1786	581	37	be	be	AUX
cblr-1786	581	38	“	"	PUNCT
cblr-1786	581	39	fully	fully	ADV
cblr-1786	581	40	funded	funded	ADJ
cblr-1786	581	41	.	.	PUNCT
cblr-1786	582	1	”215	”215	NOUN
cblr-1786	582	2	in	in	ADP
cblr-1786	582	3	the	the	DET
cblr-1786	582	4	context	context	NOUN
cblr-1786	582	5	of	of	ADP
cblr-1786	582	6	the	the	DET
cblr-1786	582	7	regulated	regulated	ADJ
cblr-1786	582	8	bond	bond	NOUN
cblr-1786	582	9	guarantor	guarantor	NOUN
cblr-1786	582	10	structure	structure	NOUN
cblr-1786	582	11	,	,	PUNCT
cblr-1786	582	12	the	the	DET
cblr-1786	582	13	fmic	fmic	NOUN
cblr-1786	582	14	would	would	AUX
cblr-1786	582	15	apparently	apparently	ADV
cblr-1786	582	16	meet	meet	VERB
cblr-1786	582	17	this	this	DET
cblr-1786	582	18	directive	directive	NOUN
cblr-1786	582	19	by	by	ADP
cblr-1786	582	20	exercising	exercise	VERB
cblr-1786	582	21	its	its	PRON
cblr-1786	582	22	authority	authority	NOUN
cblr-1786	582	23	to	to	PART
cblr-1786	582	24	set	set	VERB
cblr-1786	582	25	capital	capital	NOUN
cblr-1786	582	26	standards	standard	NOUN
cblr-1786	582	27	for	for	ADP
cblr-1786	582	28	regulated	regulated	ADJ
cblr-1786	582	29	guarantors	guarantor	NOUN
cblr-1786	582	30	that	that	PRON
cblr-1786	582	31	require	require	VERB
cblr-1786	582	32	the	the	DET
cblr-1786	582	33	guarantors	guarantor	NOUN
cblr-1786	582	34	to	to	PART
cblr-1786	582	35	“	"	PUNCT
cblr-1786	582	36	hold	hold	VERB
cblr-1786	582	37	10	10	NUM
cblr-1786	582	38	percent	percent	NOUN
cblr-1786	582	39	capital	capital	NOUN
cblr-1786	582	40	.	.	PUNCT
cblr-1786	583	1	”216	”216	PROPN
cblr-1786	584	1	nonetheless	nonetheless	ADV
cblr-1786	584	2	,	,	PUNCT
cblr-1786	584	3	the	the	DET
cblr-1786	584	4	possibility	possibility	NOUN
cblr-1786	584	5	seems	seem	VERB
cblr-1786	584	6	to	to	PART
cblr-1786	584	7	remain	remain	VERB
cblr-1786	584	8	that	that	DET
cblr-1786	584	9	disproportionate	disproportionate	ADJ
cblr-1786	584	10	losses	loss	NOUN
cblr-1786	584	11	in	in	ADP
cblr-1786	584	12	one	one	NUM
cblr-1786	584	13	part	part	NOUN
cblr-1786	584	14	of	of	ADP
cblr-1786	584	15	a	a	DET
cblr-1786	584	16	guarantor	guarantor	NOUN
cblr-1786	584	17	’s	’s	PART
cblr-1786	584	18	book	book	NOUN
cblr-1786	584	19	could	could	AUX
cblr-1786	584	20	render	render	VERB
cblr-1786	584	21	the	the	DET
cblr-1786	584	22	guarantor	guarantor	NOUN
cblr-1786	584	23	insolvent	insolvent	ADJ
cblr-1786	584	24	before	before	SCONJ
cblr-1786	584	25	it	it	PRON
cblr-1786	584	26	assumes	assume	VERB
cblr-1786	584	27	10	10	NUM
cblr-1786	584	28	%	%	NOUN
cblr-1786	584	29	of	of	ADP
cblr-1786	584	30	the	the	DET
cblr-1786	584	31	losses	loss	NOUN
cblr-1786	584	32	on	on	ADP
cblr-1786	584	33	an	an	DET
cblr-1786	584	34	fmicbacked	fmicbacke	VERB
cblr-1786	584	35	mbs	mb	NOUN
cblr-1786	584	36	.	.	PUNCT
cblr-1786	585	1	c.	c.	PROPN
cblr-1786	585	2	prudential	prudential	PROPN
cblr-1786	585	3	regulation	regulation	PROPN
cblr-1786	585	4	the	the	DET
cblr-1786	585	5	senate	senate	PROPN
cblr-1786	585	6	proposal	proposal	NOUN
cblr-1786	585	7	contemplates	contemplate	VERB
cblr-1786	585	8	that	that	SCONJ
cblr-1786	585	9	the	the	DET
cblr-1786	585	10	fmic	fmic	ADJ
cblr-1786	585	11	,	,	PUNCT
cblr-1786	585	12	not	not	PART
cblr-1786	585	13	unlike	unlike	ADP
cblr-1786	585	14	the	the	DET
cblr-1786	585	15	fdic	fdic	NOUN
cblr-1786	585	16	,	,	PUNCT
cblr-1786	585	17	will	will	AUX
cblr-1786	585	18	also	also	ADV
cblr-1786	585	19	serve	serve	VERB
cblr-1786	585	20	as	as	ADP
cblr-1786	585	21	a	a	DET
cblr-1786	585	22	regulator	regulator	NOUN
cblr-1786	585	23	over	over	ADP
cblr-1786	585	24	participants	participant	NOUN
cblr-1786	585	25	dealing	deal	VERB
cblr-1786	585	26	in	in	ADP
cblr-1786	585	27	markets	market	NOUN
cblr-1786	585	28	insured	insure	VERB
cblr-1786	585	29	by	by	ADP
cblr-1786	585	30	the	the	DET
cblr-1786	585	31	fmic	fmic	NOUN
cblr-1786	585	32	.	.	PUNCT
cblr-1786	586	1	1	1	X
cblr-1786	586	2	.	.	X
cblr-1786	586	3	fhfa	fhfa	ADJ
cblr-1786	586	4	powers	power	NOUN
cblr-1786	586	5	and	and	CCONJ
cblr-1786	586	6	duties	duty	NOUN
cblr-1786	586	7	the	the	DET
cblr-1786	586	8	most	most	ADV
cblr-1786	586	9	conspicuous	conspicuous	ADJ
cblr-1786	586	10	difference	difference	NOUN
cblr-1786	586	11	between	between	ADP
cblr-1786	586	12	the	the	DET
cblr-1786	586	13	johnsoncrapo	johnsoncrapo	PROPN
cblr-1786	586	14	and	and	CCONJ
cblr-1786	586	15	corker	corker	NOUN
cblr-1786	586	16	-	-	PUNCT
cblr-1786	586	17	warner	warner	NOUN
cblr-1786	586	18	drafts	draft	NOUN
cblr-1786	586	19	,	,	PUNCT
cblr-1786	586	20	perhaps	perhaps	ADV
cblr-1786	586	21	driven	drive	VERB
cblr-1786	586	22	by	by	ADP
cblr-1786	586	23	political	political	ADJ
cblr-1786	586	24	appearances	appearance	NOUN
cblr-1786	586	25	,	,	PUNCT
cblr-1786	586	26	is	be	AUX
cblr-1786	586	27	the	the	DET
cblr-1786	586	28	introduction	introduction	NOUN
cblr-1786	586	29	in	in	ADP
cblr-1786	586	30	johnson	johnson	PROPN
cblr-1786	586	31	-	-	PUNCT
cblr-1786	586	32	crapo	crapo	PROPN
cblr-1786	586	33	of	of	ADP
cblr-1786	586	34	title	title	NOUN
cblr-1786	586	35	i	i	PRON
cblr-1786	586	36	,	,	PUNCT
cblr-1786	586	37	which	which	PRON
cblr-1786	586	38	consists	consist	VERB
cblr-1786	586	39	of	of	ADP
cblr-1786	586	40	a	a	DET
cblr-1786	586	41	mere	mere	ADJ
cblr-1786	586	42	single	single	ADJ
cblr-1786	586	43	provision	provision	NOUN
cblr-1786	586	44	requiring	require	VERB
cblr-1786	586	45	that	that	SCONJ
cblr-1786	586	46	the	the	DET
cblr-1786	586	47	fmic	fmic	ADJ
cblr-1786	586	48	“	"	PUNCT
cblr-1786	586	49	take	take	VERB
cblr-1786	586	50	all	all	DET
cblr-1786	586	51	steps	step	NOUN
cblr-1786	586	52	necessary	necessary	ADJ
cblr-1786	586	53	to	to	PART
cblr-1786	586	54	dissolve	dissolve	VERB
cblr-1786	586	55	and	and	CCONJ
cblr-1786	586	56	eliminate	eliminate	VERB
cblr-1786	586	57	”	"	PUNCT
cblr-1786	586	58	fannie	fannie	PROPN
cblr-1786	586	59	mae	mae	PROPN
cblr-1786	586	60	and	and	CCONJ
cblr-1786	586	61	freddie	freddie	PROPN
cblr-1786	586	62	mac.217	mac.217	PROPN
cblr-1786	586	63	beyond	beyond	ADP
cblr-1786	586	64	this	this	DET
cblr-1786	586	65	political	political	ADJ
cblr-1786	586	66	stunt	stunt	NOUN
cblr-1786	586	67	,	,	PUNCT
cblr-1786	586	68	however	however	ADV
cblr-1786	586	69	,	,	PUNCT
cblr-1786	586	70	johnson	johnson	PROPN
cblr-1786	586	71	-	-	PUNCT
cblr-1786	586	72	crapo	crapo	PROPN
cblr-1786	586	73	takes	take	VERB
cblr-1786	586	74	a	a	DET
cblr-1786	586	75	more	more	ADV
cblr-1786	586	76	measured	measured	ADJ
cblr-1786	586	77	approach	approach	NOUN
cblr-1786	586	78	to	to	ADP
cblr-1786	586	79	wrapping	wrap	VERB
cblr-1786	586	80	up	up	ADP
cblr-1786	586	81	both	both	CCONJ
cblr-1786	586	82	the	the	DET
cblr-1786	586	83	gses	gse	NOUN
cblr-1786	586	84	and	and	CCONJ
cblr-1786	586	85	fhfa	fhfa	NOUN
cblr-1786	586	86	.	.	PUNCT
cblr-1786	587	1	first	first	ADV
cblr-1786	587	2	,	,	PUNCT
cblr-1786	587	3	the	the	DET
cblr-1786	587	4	johnson	johnson	PROPN
cblr-1786	587	5	-	-	PUNCT
cblr-1786	587	6	crap	crap	NOUN
cblr-1786	587	7	bill	bill	NOUN
cblr-1786	587	8	would	would	AUX
cblr-1786	587	9	establish	establish	VERB
cblr-1786	587	10	fhfa	fhfa	NOUN
cblr-1786	587	11	as	as	ADP
cblr-1786	587	12	an	an	DET
cblr-1786	587	13	entity	entity	NOUN
cblr-1786	587	14	within	within	ADP
cblr-1786	587	15	the	the	DET
cblr-1786	587	16	fmic.218	fmic.218	NOUN
cblr-1786	587	17	it	it	PRON
cblr-1786	587	18	would	would	AUX
cblr-1786	587	19	215	215	NUM
cblr-1786	587	20	johnson	johnson	PROPN
cblr-1786	587	21	-	-	PUNCT
cblr-1786	587	22	crapo	crapo	PROPN
cblr-1786	587	23	senate	senate	PROPN
cblr-1786	587	24	bill	bill	PROPN
cblr-1786	587	25	,	,	PUNCT
cblr-1786	587	26	supra	supra	PROPN
cblr-1786	587	27	note	note	NOUN
cblr-1786	587	28	24	24	NUM
cblr-1786	587	29	,	,	PUNCT
cblr-1786	587	30	at	at	ADP
cblr-1786	587	31	§	§	PROPN
cblr-1786	587	32	§	§	PROPN
cblr-1786	587	33	302(b)(1)(c	302(b)(1)(c	NUM
cblr-1786	587	34	)	)	PUNCT
cblr-1786	587	35	,	,	PUNCT
cblr-1786	587	36	302(b)(1)(d)(i)–(ii	302(b)(1)(d)(i)–(ii	NUM
cblr-1786	587	37	)	)	PUNCT
cblr-1786	587	38	.	.	PUNCT
cblr-1786	588	1	216	216	NUM
cblr-1786	589	1	i	i	PRON
cblr-1786	589	2	d.	d.	PROPN
cblr-1786	589	3	§	§	PROPN
cblr-1786	589	4	311(g)(1)(a	311(g)(1)(a	PROPN
cblr-1786	589	5	)	)	PUNCT
cblr-1786	589	6	.	.	PUNCT
cblr-1786	590	1	217	217	NUM
cblr-1786	590	2	compare	compare	VERB
cblr-1786	590	3	johnson	johnson	PROPN
cblr-1786	590	4	-	-	PUNCT
cblr-1786	590	5	crapo	crapo	PROPN
cblr-1786	590	6	senate	senate	PROPN
cblr-1786	590	7	bill	bill	PROPN
cblr-1786	590	8	,	,	PUNCT
cblr-1786	590	9	supra	supra	PROPN
cblr-1786	590	10	note	note	NOUN
cblr-1786	590	11	24	24	NUM
cblr-1786	590	12	,	,	PUNCT
cblr-1786	590	13	at	at	ADP
cblr-1786	590	14	§	§	PROPN
cblr-1786	590	15	101	101	NUM
cblr-1786	590	16	,	,	PUNCT
cblr-1786	590	17	with	with	ADP
cblr-1786	590	18	corker	corker	NOUN
cblr-1786	590	19	-	-	PUNCT
cblr-1786	590	20	warner	warner	NOUN
cblr-1786	590	21	senate	senate	PROPN
cblr-1786	590	22	bill	bill	PROPN
cblr-1786	590	23	,	,	PUNCT
cblr-1786	590	24	supra	supra	PROPN
cblr-1786	590	25	note	note	NOUN
cblr-1786	590	26	20	20	NUM
cblr-1786	590	27	,	,	PUNCT
cblr-1786	590	28	at	at	ADP
cblr-1786	590	29	§	§	PROPN
cblr-1786	590	30	§	§	PROPN
cblr-1786	590	31	501–502	501–502	NUM
cblr-1786	590	32	.	.	PUNCT
cblr-1786	591	1	218	218	NUM
cblr-1786	591	2	johnson	johnson	PROPN
cblr-1786	591	3	-	-	PUNCT
cblr-1786	591	4	crapo	crapo	PROPN
cblr-1786	591	5	senate	senate	PROPN
cblr-1786	591	6	bill	bill	PROPN
cblr-1786	591	7	,	,	PUNCT
cblr-1786	591	8	supra	supra	PROPN
cblr-1786	591	9	note	note	NOUN
cblr-1786	591	10	24	24	NUM
cblr-1786	591	11	,	,	PUNCT
cblr-1786	591	12	at	at	ADP
cblr-1786	591	13	§	§	PROPN
cblr-1786	591	14	402	402	NUM
cblr-1786	591	15	.	.	PUNCT
cblr-1786	591	16	niles	nile	NOUN
cblr-1786	591	17	final	final	ADJ
cblr-1786	591	18	948	948	NUM
cblr-1786	591	19	columbia	columbia	PROPN
cblr-1786	591	20	business	business	NOUN
cblr-1786	591	21	law	law	PROPN
cblr-1786	591	22	review	review	NOUN
cblr-1786	591	23	[	[	X
cblr-1786	591	24	vol	vol	NOUN
cblr-1786	591	25	.	.	PUNCT
cblr-1786	591	26	2014	2014	NUM
cblr-1786	591	27	then	then	ADV
cblr-1786	591	28	compel	compel	VERB
cblr-1786	591	29	the	the	DET
cblr-1786	591	30	fmic	fmic	ADJ
cblr-1786	591	31	board	board	NOUN
cblr-1786	591	32	of	of	ADP
cblr-1786	591	33	directors	director	NOUN
cblr-1786	591	34	and	and	CCONJ
cblr-1786	591	35	the	the	DET
cblr-1786	591	36	continuing	continue	VERB
cblr-1786	591	37	fhfa	fhfa	NOUN
cblr-1786	591	38	director	director	NOUN
cblr-1786	591	39	,	,	PUNCT
cblr-1786	591	40	with	with	ADP
cblr-1786	591	41	the	the	DET
cblr-1786	591	42	help	help	NOUN
cblr-1786	591	43	of	of	ADP
cblr-1786	591	44	a	a	DET
cblr-1786	591	45	“	"	PUNCT
cblr-1786	591	46	transition	transition	NOUN
cblr-1786	591	47	committee,”219	committee,”219	ADJ
cblr-1786	591	48	to	to	PART
cblr-1786	591	49	“	"	PUNCT
cblr-1786	591	50	cooperate	cooperate	VERB
cblr-1786	591	51	and	and	CCONJ
cblr-1786	591	52	coordinate	coordinate	VERB
cblr-1786	591	53	.	.	PUNCT
cblr-1786	591	54	.	.	PUNCT
cblr-1786	591	55	.	.	PUNCT
cblr-1786	592	1	to	to	PART
cblr-1786	592	2	facilitate	facilitate	VERB
cblr-1786	592	3	and	and	CCONJ
cblr-1786	592	4	achieve	achieve	VERB
cblr-1786	592	5	an	an	DET
cblr-1786	592	6	orderly	orderly	ADJ
cblr-1786	592	7	transition	transition	NOUN
cblr-1786	592	8	from	from	ADP
cblr-1786	592	9	housing	housing	NOUN
cblr-1786	592	10	finance	finance	NOUN
cblr-1786	592	11	markets	market	NOUN
cblr-1786	592	12	facilitated	facilitate	VERB
cblr-1786	592	13	by	by	ADP
cblr-1786	592	14	the	the	DET
cblr-1786	592	15	[	[	X
cblr-1786	592	16	gses	gse	NOUN
cblr-1786	592	17	]	]	PUNCT
cblr-1786	592	18	to	to	ADP
cblr-1786	592	19	housing	housing	NOUN
cblr-1786	592	20	finance	finance	NOUN
cblr-1786	592	21	markets	market	NOUN
cblr-1786	592	22	facilitated	facilitate	VERB
cblr-1786	592	23	by	by	ADP
cblr-1786	592	24	the	the	DET
cblr-1786	592	25	[	[	X
cblr-1786	592	26	fmic	fmic	NOUN
cblr-1786	592	27	]	]	PUNCT
cblr-1786	592	28	with	with	ADP
cblr-1786	592	29	minimum	minimum	ADJ
cblr-1786	592	30	disruption	disruption	NOUN
cblr-1786	592	31	in	in	ADP
cblr-1786	592	32	the	the	DET
cblr-1786	592	33	availability	availability	NOUN
cblr-1786	592	34	of	of	ADP
cblr-1786	592	35	credit	credit	NOUN
cblr-1786	592	36	.	.	PUNCT
cblr-1786	593	1	”220	”220	PUNCT
cblr-1786	593	2	finally	finally	ADV
cblr-1786	593	3	,	,	PUNCT
cblr-1786	593	4	it	it	PRON
cblr-1786	593	5	would	would	AUX
cblr-1786	593	6	direct	direct	VERB
cblr-1786	593	7	the	the	DET
cblr-1786	593	8	fhfa	fhfa	ADJ
cblr-1786	593	9	director	director	NOUN
cblr-1786	593	10	to	to	PART
cblr-1786	593	11	take	take	VERB
cblr-1786	593	12	actions	action	NOUN
cblr-1786	593	13	and	and	CCONJ
cblr-1786	593	14	prescribe	prescribe	NOUN
cblr-1786	593	15	regulations	regulation	NOUN
cblr-1786	593	16	necessary	necessary	ADJ
cblr-1786	593	17	to	to	PART
cblr-1786	593	18	wind	wind	VERB
cblr-1786	593	19	down	down	ADP
cblr-1786	593	20	the	the	DET
cblr-1786	593	21	gses.221	gses.221	NOUN
cblr-1786	593	22	when	when	SCONJ
cblr-1786	593	23	the	the	DET
cblr-1786	593	24	fmic	fmic	NOUN
cblr-1786	593	25	,	,	PUNCT
cblr-1786	593	26	at	at	ADP
cblr-1786	593	27	the	the	DET
cblr-1786	593	28	discretion	discretion	NOUN
cblr-1786	593	29	of	of	ADP
cblr-1786	593	30	its	its	PRON
cblr-1786	593	31	board	board	NOUN
cblr-1786	593	32	,	,	PUNCT
cblr-1786	593	33	determines	determine	VERB
cblr-1786	593	34	that	that	SCONJ
cblr-1786	593	35	it	it	PRON
cblr-1786	593	36	can	can	AUX
cblr-1786	593	37	assume	assume	VERB
cblr-1786	593	38	all	all	PRON
cblr-1786	593	39	of	of	ADP
cblr-1786	593	40	its	its	PRON
cblr-1786	593	41	responsibilities	responsibility	NOUN
cblr-1786	593	42	as	as	SCONJ
cblr-1786	593	43	set	set	VERB
cblr-1786	593	44	forth	forth	ADP
cblr-1786	593	45	in	in	ADP
cblr-1786	593	46	the	the	DET
cblr-1786	593	47	johnson	johnson	PROPN
cblr-1786	593	48	-	-	PUNCT
cblr-1786	593	49	crapo	crapo	PROPN
cblr-1786	593	50	legislation	legislation	NOUN
cblr-1786	593	51	,	,	PUNCT
cblr-1786	593	52	the	the	DET
cblr-1786	593	53	fhfa	fhfa	NOUN
cblr-1786	593	54	would	would	AUX
cblr-1786	593	55	cease	cease	VERB
cblr-1786	593	56	operations.222	operations.222	NOUN
cblr-1786	593	57	2	2	NUM
cblr-1786	593	58	.	.	PUNCT
cblr-1786	593	59	mortgage	mortgage	NOUN
cblr-1786	593	60	insurers	insurer	NOUN
cblr-1786	593	61	and	and	CCONJ
cblr-1786	593	62	bond	bond	NOUN
cblr-1786	593	63	guarantors	guarantor	NOUN
cblr-1786	593	64	for	for	ADP
cblr-1786	593	65	largely	largely	ADV
cblr-1786	593	66	historical	historical	ADJ
cblr-1786	593	67	reasons	reason	NOUN
cblr-1786	593	68	beyond	beyond	ADP
cblr-1786	593	69	the	the	DET
cblr-1786	593	70	scope	scope	NOUN
cblr-1786	593	71	of	of	ADP
cblr-1786	593	72	this	this	DET
cblr-1786	593	73	note	note	NOUN
cblr-1786	593	74	,	,	PUNCT
cblr-1786	593	75	the	the	DET
cblr-1786	593	76	insurance	insurance	NOUN
cblr-1786	593	77	industry	industry	NOUN
cblr-1786	593	78	remains	remains	AUX
cblr-1786	593	79	mostly	mostly	ADV
cblr-1786	593	80	regulated	regulate	VERB
cblr-1786	593	81	at	at	ADP
cblr-1786	593	82	the	the	DET
cblr-1786	593	83	state	state	NOUN
cblr-1786	593	84	level.223	level.223	VERB
cblr-1786	593	85	this	this	DET
cblr-1786	593	86	current	current	ADJ
cblr-1786	593	87	regulatory	regulatory	ADJ
cblr-1786	593	88	outfit	outfit	NOUN
cblr-1786	593	89	extends	extend	VERB
cblr-1786	593	90	to	to	ADP
cblr-1786	593	91	both	both	CCONJ
cblr-1786	593	92	the	the	DET
cblr-1786	593	93	mortgage	mortgage	NOUN
cblr-1786	593	94	insurance	insurance	NOUN
cblr-1786	593	95	industry	industry	NOUN
cblr-1786	593	96	and	and	CCONJ
cblr-1786	593	97	bond	bond	NOUN
cblr-1786	593	98	guaranty	guaranty	NOUN
cblr-1786	593	99	industry.224	industry.224	AUX
cblr-1786	593	100	the	the	DET
cblr-1786	593	101	senate	senate	PROPN
cblr-1786	593	102	proposal	proposal	NOUN
cblr-1786	593	103	appears	appear	VERB
cblr-1786	593	104	to	to	PART
cblr-1786	593	105	envision	envision	VERB
cblr-1786	593	106	that	that	SCONJ
cblr-1786	593	107	the	the	DET
cblr-1786	593	108	fmic	fmic	ADJ
cblr-1786	593	109	support	support	NOUN
cblr-1786	593	110	a	a	DET
cblr-1786	593	111	federal	federal	ADJ
cblr-1786	593	112	entrance	entrance	NOUN
cblr-1786	593	113	into	into	ADP
cblr-1786	593	114	the	the	DET
cblr-1786	593	115	regulation	regulation	NOUN
cblr-1786	593	116	of	of	ADP
cblr-1786	593	117	mortgage	mortgage	NOUN
cblr-1786	593	118	insurers	insurer	NOUN
cblr-1786	593	119	and	and	CCONJ
cblr-1786	593	120	bond	bond	NOUN
cblr-1786	593	121	guarantors	guarantor	NOUN
cblr-1786	593	122	that	that	PRON
cblr-1786	593	123	deal	deal	VERB
cblr-1786	593	124	in	in	ADP
cblr-1786	593	125	securities	security	NOUN
cblr-1786	593	126	that	that	PRON
cblr-1786	593	127	the	the	DET
cblr-1786	593	128	fmic	fmic	PROPN
cblr-1786	593	129	backstops.225	backstops.225	PROPN
cblr-1786	593	130	this	this	DET
cblr-1786	593	131	regulation	regulation	NOUN
cblr-1786	593	132	would	would	AUX
cblr-1786	593	133	extend	extend	VERB
cblr-1786	593	134	to	to	ADP
cblr-1786	593	135	the	the	DET
cblr-1786	593	136	219	219	NUM
cblr-1786	594	1	i	i	PROPN
cblr-1786	594	2	d.	d.	PROPN
cblr-1786	594	3	§	§	PROPN
cblr-1786	594	4	404	404	NUM
cblr-1786	594	5	.	.	NOUN
cblr-1786	594	6	220	220	NUM
cblr-1786	595	1	i	i	PROPN
cblr-1786	595	2	d.	d.	PROPN
cblr-1786	595	3	§	§	PROPN
cblr-1786	595	4	402(e	402(e	PROPN
cblr-1786	595	5	)	)	PUNCT
cblr-1786	595	6	.	.	PUNCT
cblr-1786	596	1	221	221	NUM
cblr-1786	597	1	i	i	PRON
cblr-1786	597	2	d.	d.	PROPN
cblr-1786	597	3	§	§	PROPN
cblr-1786	597	4	604(a	604(a	PROPN
cblr-1786	597	5	)	)	PUNCT
cblr-1786	597	6	.	.	PUNCT
cblr-1786	598	1	222	222	NUM
cblr-1786	599	1	i	i	PRON
cblr-1786	599	2	d.	d.	PROPN
cblr-1786	599	3	§	§	PROPN
cblr-1786	599	4	601	601	NUM
cblr-1786	599	5	.	.	PUNCT
cblr-1786	600	1	see	see	VERB
cblr-1786	600	2	also	also	ADV
cblr-1786	600	3	i	i	PROPN
cblr-1786	600	4	d.	d.	PROPN
cblr-1786	600	5	§	§	PROPN
cblr-1786	600	6	2(32)(a)(iii	2(32)(a)(iii	NUM
cblr-1786	600	7	)	)	PUNCT
cblr-1786	600	8	.	.	PUNCT
cblr-1786	601	1	223	223	NUM
cblr-1786	601	2	see	see	VERB
cblr-1786	601	3	,	,	PUNCT
cblr-1786	601	4	generally	generally	ADV
cblr-1786	601	5	,	,	PUNCT
cblr-1786	601	6	15	15	NUM
cblr-1786	601	7	u.s.c	u.s.c	ADJ
cblr-1786	601	8	.	.	PUNCT
cblr-1786	602	1	§	§	PROPN
cblr-1786	602	2	1012	1012	NUM
cblr-1786	602	3	(	(	PUNCT
cblr-1786	602	4	2012	2012	NUM
cblr-1786	602	5	)	)	PUNCT
cblr-1786	602	6	;	;	PUNCT
cblr-1786	602	7	2	2	NUM
cblr-1786	602	8	appleman	appleman	NOUN
cblr-1786	602	9	on	on	ADP
cblr-1786	602	10	insurance	insurance	NOUN
cblr-1786	602	11	§	§	PROPN
cblr-1786	602	12	8.01	8.01	NUM
cblr-1786	602	13	(	(	PUNCT
cblr-1786	602	14	2014	2014	NUM
cblr-1786	602	15	)	)	PUNCT
cblr-1786	602	16	;	;	PUNCT
cblr-1786	602	17	lissa	lissa	PROPN
cblr-1786	602	18	l.	l.	PROPN
cblr-1786	602	19	broome	broome	PROPN
cblr-1786	602	20	&	&	CCONJ
cblr-1786	602	21	jerry	jerry	PROPN
cblr-1786	602	22	w.	w.	PROPN
cblr-1786	602	23	markham	markham	PROPN
cblr-1786	602	24	,	,	PUNCT
cblr-1786	602	25	banking	banking	NOUN
cblr-1786	602	26	and	and	CCONJ
cblr-1786	602	27	insurance	insurance	NOUN
cblr-1786	602	28	:	:	PUNCT
cblr-1786	602	29	before	before	ADP
cblr-1786	602	30	and	and	CCONJ
cblr-1786	602	31	after	after	ADP
cblr-1786	602	32	the	the	DET
cblr-1786	602	33	gramm	gramm	NOUN
cblr-1786	602	34	-	-	PUNCT
cblr-1786	602	35	leach	leach	NOUN
cblr-1786	602	36	-	-	PUNCT
cblr-1786	602	37	bliley	bliley	NOUN
cblr-1786	602	38	act	act	NOUN
cblr-1786	602	39	,	,	PUNCT
cblr-1786	602	40	25	25	NUM
cblr-1786	602	41	iowa	iowa	PROPN
cblr-1786	602	42	j.	j.	PROPN
cblr-1786	602	43	corp	corp	PROPN
cblr-1786	602	44	.	.	PROPN
cblr-1786	602	45	l.	l.	PROPN
cblr-1786	602	46	723	723	NUM
cblr-1786	602	47	,	,	PUNCT
cblr-1786	602	48	761–65	761–65	NUM
cblr-1786	602	49	(	(	PUNCT
cblr-1786	602	50	2000	2000	NUM
cblr-1786	602	51	)	)	PUNCT
cblr-1786	602	52	.	.	PUNCT
cblr-1786	603	1	224	224	NUM
cblr-1786	603	2	strong	strong	ADJ
cblr-1786	603	3	regulator	regulator	NOUN
cblr-1786	603	4	hearing	hearing	NOUN
cblr-1786	603	5	,	,	PUNCT
cblr-1786	603	6	supra	supra	PROPN
cblr-1786	603	7	note	note	PROPN
cblr-1786	603	8	23	23	NUM
cblr-1786	603	9	,	,	PUNCT
cblr-1786	603	10	35–39	35–39	NUM
cblr-1786	603	11	(	(	PUNCT
cblr-1786	603	12	statement	statement	NOUN
cblr-1786	603	13	of	of	ADP
cblr-1786	603	14	kurt	kurt	PROPN
cblr-1786	603	15	regner	regner	NOUN
cblr-1786	603	16	,	,	PUNCT
cblr-1786	603	17	assistant	assistant	NOUN
cblr-1786	603	18	director	director	NOUN
cblr-1786	603	19	,	,	PUNCT
cblr-1786	603	20	arizona	arizona	PROPN
cblr-1786	603	21	department	department	PROPN
cblr-1786	603	22	of	of	ADP
cblr-1786	603	23	insurance	insurance	NOUN
cblr-1786	603	24	,	,	PUNCT
cblr-1786	603	25	on	on	ADP
cblr-1786	603	26	behalf	behalf	NOUN
cblr-1786	603	27	of	of	ADP
cblr-1786	603	28	the	the	DET
cblr-1786	603	29	national	national	PROPN
cblr-1786	603	30	association	association	PROPN
cblr-1786	603	31	of	of	ADP
cblr-1786	603	32	insurance	insurance	NOUN
cblr-1786	603	33	commissioners	commissioner	NOUN
cblr-1786	603	34	)	)	PUNCT
cblr-1786	603	35	.	.	PUNCT
cblr-1786	604	1	225	225	NUM
cblr-1786	604	2	see	see	VERB
cblr-1786	604	3	johnson	johnson	PROPN
cblr-1786	604	4	-	-	PUNCT
cblr-1786	604	5	crapo	crapo	PROPN
cblr-1786	604	6	senate	senate	PROPN
cblr-1786	604	7	bill	bill	PROPN
cblr-1786	604	8	,	,	PUNCT
cblr-1786	604	9	supra	supra	PROPN
cblr-1786	604	10	note	note	NOUN
cblr-1786	604	11	24	24	NUM
cblr-1786	604	12	,	,	PUNCT
cblr-1786	604	13	at	at	ADP
cblr-1786	604	14	§	§	PROPN
cblr-1786	604	15	§	§	PROPN
cblr-1786	604	16	311	311	NUM
cblr-1786	604	17	,	,	PUNCT
cblr-1786	604	18	313	313	NUM
cblr-1786	604	19	;	;	PUNCT
cblr-1786	604	20	corker	corker	NOUN
cblr-1786	604	21	-	-	PUNCT
cblr-1786	604	22	warner	warner	PROPN
cblr-1786	604	23	senate	senate	PROPN
cblr-1786	604	24	bill	bill	PROPN
cblr-1786	604	25	,	,	PUNCT
cblr-1786	604	26	supra	supra	PROPN
cblr-1786	604	27	note	note	NOUN
cblr-1786	604	28	20	20	NUM
cblr-1786	604	29	,	,	PUNCT
cblr-1786	604	30	at	at	ADP
cblr-1786	604	31	§	§	PROPN
cblr-1786	604	32	§	§	PROPN
cblr-1786	604	33	211	211	NUM
cblr-1786	604	34	,	,	PUNCT
cblr-1786	604	35	214	214	NUM
cblr-1786	604	36	.	.	PUNCT
cblr-1786	605	1	however	however	ADV
cblr-1786	605	2	,	,	PUNCT
cblr-1786	605	3	for	for	ADP
cblr-1786	605	4	private	private	ADJ
cblr-1786	605	5	mortgage	mortgage	NOUN
cblr-1786	605	6	insurance	insurance	NOUN
cblr-1786	605	7	,	,	PUNCT
cblr-1786	605	8	the	the	DET
cblr-1786	605	9	state	state	NOUN
cblr-1786	605	10	insurance	insurance	NOUN
cblr-1786	605	11	regulator	regulator	NOUN
cblr-1786	605	12	would	would	AUX
cblr-1786	605	13	still	still	ADV
cblr-1786	605	14	wield	wield	VERB
cblr-1786	605	15	primary	primary	ADJ
cblr-1786	605	16	authority	authority	NOUN
cblr-1786	605	17	.	.	PUNCT
cblr-1786	606	1	see	see	VERB
cblr-1786	606	2	johnson	johnson	PROPN
cblr-1786	606	3	-	-	PUNCT
cblr-1786	606	4	crapo	crapo	PROPN
cblr-1786	606	5	senate	senate	PROPN
cblr-1786	606	6	bill	bill	PROPN
cblr-1786	606	7	,	,	PUNCT
cblr-1786	606	8	supra	supra	PROPN
cblr-1786	606	9	note	note	NOUN
cblr-1786	606	10	24	24	NUM
cblr-1786	606	11	,	,	PUNCT
cblr-1786	606	12	at	at	ADP
cblr-1786	606	13	§	§	PROPN
cblr-1786	606	14	313(d	313(d	PROPN
cblr-1786	606	15	)	)	PUNCT
cblr-1786	606	16	.	.	PUNCT
cblr-1786	607	1	niles	nile	NOUN
cblr-1786	607	2	final	final	ADJ
cblr-1786	607	3	no	no	NOUN
cblr-1786	607	4	.	.	NOUN
cblr-1786	607	5	3:906	3:906	NUM
cblr-1786	607	6	]	]	PUNCT
cblr-1786	607	7	member	member	NOUN
cblr-1786	607	8	fmic	fmic	ADJ
cblr-1786	607	9	949	949	NUM
cblr-1786	607	10	development	development	NOUN
cblr-1786	607	11	of	of	ADP
cblr-1786	607	12	“	"	PUNCT
cblr-1786	607	13	capital	capital	NOUN
cblr-1786	607	14	standards	standard	NOUN
cblr-1786	607	15	and	and	CCONJ
cblr-1786	607	16	related	related	ADJ
cblr-1786	607	17	solvency	solvency	NOUN
cblr-1786	607	18	standards	standard	NOUN
cblr-1786	607	19	.	.	PUNCT
cblr-1786	608	1	”226	”226	PROPN
cblr-1786	608	2	for	for	ADP
cblr-1786	608	3	guarantors	guarantor	NOUN
cblr-1786	608	4	in	in	ADP
cblr-1786	608	5	particular	particular	ADJ
cblr-1786	608	6	,	,	PUNCT
cblr-1786	608	7	these	these	DET
cblr-1786	608	8	capital	capital	NOUN
cblr-1786	608	9	standards	standard	NOUN
cblr-1786	608	10	would	would	AUX
cblr-1786	608	11	have	have	VERB
cblr-1786	608	12	to	to	PART
cblr-1786	608	13	be	be	AUX
cblr-1786	608	14	at	at	ADP
cblr-1786	608	15	least	least	ADJ
cblr-1786	608	16	“	"	PUNCT
cblr-1786	608	17	10	10	NUM
cblr-1786	608	18	percent	percent	NOUN
cblr-1786	608	19	”	"	PUNCT
cblr-1786	608	20	of	of	ADP
cblr-1786	608	21	its	its	PRON
cblr-1786	608	22	insurance	insurance	NOUN
cblr-1786	608	23	portfolio,227	portfolio,227	ADP
cblr-1786	608	24	a	a	DET
cblr-1786	608	25	requirement	requirement	NOUN
cblr-1786	608	26	connected	connect	VERB
cblr-1786	608	27	to	to	ADP
cblr-1786	608	28	the	the	DET
cblr-1786	608	29	legislation	legislation	NOUN
cblr-1786	608	30	’s	’s	PART
cblr-1786	608	31	mandate	mandate	NOUN
cblr-1786	608	32	that	that	SCONJ
cblr-1786	608	33	credit	credit	NOUN
cblr-1786	608	34	risk	risk	NOUN
cblr-1786	608	35	-	-	PUNCT
cblr-1786	608	36	sharing	share	VERB
cblr-1786	608	37	mechanisms	mechanism	NOUN
cblr-1786	608	38	be	be	AUX
cblr-1786	608	39	fully	fully	ADV
cblr-1786	608	40	funded.228	funded.228	PROPN
cblr-1786	608	41	although	although	SCONJ
cblr-1786	608	42	the	the	DET
cblr-1786	608	43	proposal	proposal	NOUN
cblr-1786	608	44	would	would	AUX
cblr-1786	608	45	require	require	VERB
cblr-1786	608	46	coordination	coordination	NOUN
cblr-1786	608	47	between	between	ADP
cblr-1786	608	48	federal	federal	ADJ
cblr-1786	608	49	and	and	CCONJ
cblr-1786	608	50	state	state	NOUN
cblr-1786	608	51	regulators	regulator	NOUN
cblr-1786	608	52	in	in	ADP
cblr-1786	608	53	forming	form	VERB
cblr-1786	608	54	a	a	DET
cblr-1786	608	55	regulatory	regulatory	ADJ
cblr-1786	608	56	scheme,229	scheme,229	NOUN
cblr-1786	608	57	it	it	PRON
cblr-1786	608	58	remains	remain	VERB
cblr-1786	608	59	unclear	unclear	ADJ
cblr-1786	608	60	the	the	DET
cblr-1786	608	61	extent	extent	NOUN
cblr-1786	608	62	to	to	PART
cblr-1786	608	63	which	which	PRON
cblr-1786	608	64	this	this	DET
cblr-1786	608	65	federal	federal	ADJ
cblr-1786	608	66	entrance	entrance	NOUN
cblr-1786	608	67	would	would	AUX
cblr-1786	608	68	shift	shift	VERB
cblr-1786	608	69	the	the	DET
cblr-1786	608	70	federal	federal	ADJ
cblr-1786	608	71	-	-	PUNCT
cblr-1786	608	72	state	state	NOUN
cblr-1786	608	73	balance	balance	NOUN
cblr-1786	608	74	of	of	ADP
cblr-1786	608	75	power	power	NOUN
cblr-1786	608	76	in	in	ADP
cblr-1786	608	77	this	this	DET
cblr-1786	608	78	area	area	NOUN
cblr-1786	608	79	.	.	PUNCT
cblr-1786	609	1	3	3	X
cblr-1786	609	2	.	.	X
cblr-1786	609	3	aggregators	aggregator	NOUN
cblr-1786	609	4	and	and	CCONJ
cblr-1786	609	5	servicers	servicer	VERB
cblr-1786	609	6	the	the	DET
cblr-1786	609	7	senate	senate	PROPN
cblr-1786	609	8	proposal	proposal	NOUN
cblr-1786	609	9	also	also	ADV
cblr-1786	609	10	envisions	envision	VERB
cblr-1786	609	11	that	that	SCONJ
cblr-1786	609	12	the	the	DET
cblr-1786	609	13	fmic	fmic	ADJ
cblr-1786	609	14	oversee	oversee	NOUN
cblr-1786	609	15	“	"	PUNCT
cblr-1786	609	16	aggregators”—a	aggregators”—a	NOUN
cblr-1786	609	17	term	term	NOUN
cblr-1786	609	18	that	that	PRON
cblr-1786	609	19	appeared	appear	VERB
cblr-1786	609	20	to	to	ADP
cblr-1786	609	21	rope	rope	NOUN
cblr-1786	609	22	in	in	ADP
cblr-1786	609	23	participants	participant	NOUN
cblr-1786	609	24	currently	currently	ADV
cblr-1786	609	25	called	call	VERB
cblr-1786	609	26	“	"	PUNCT
cblr-1786	609	27	issuers”230	issuers”230	PROPN
cblr-1786	609	28	—	—	PUNCT
cblr-1786	609	29	as	as	ADV
cblr-1786	609	30	well	well	ADV
cblr-1786	609	31	as	as	ADP
cblr-1786	609	32	servicers	servicer	NOUN
cblr-1786	609	33	who	who	PRON
cblr-1786	609	34	deal	deal	VERB
cblr-1786	609	35	in	in	ADP
cblr-1786	609	36	fmic	fmic	NOUN
cblr-1786	609	37	-	-	PUNCT
cblr-1786	609	38	covered	cover	VERB
cblr-1786	609	39	securities.231	securities.231	VERB
cblr-1786	610	1	the	the	DET
cblr-1786	610	2	regulation	regulation	NOUN
cblr-1786	610	3	of	of	ADP
cblr-1786	610	4	these	these	DET
cblr-1786	610	5	entities	entity	NOUN
cblr-1786	610	6	,	,	PUNCT
cblr-1786	610	7	particularly	particularly	ADV
cblr-1786	610	8	servicers	servicer	NOUN
cblr-1786	610	9	,	,	PUNCT
cblr-1786	610	10	appears	appear	VERB
cblr-1786	610	11	to	to	PART
cblr-1786	610	12	respond	respond	VERB
cblr-1786	610	13	to	to	ADP
cblr-1786	610	14	widespread	widespread	ADJ
cblr-1786	610	15	pre	pre	ADJ
cblr-1786	610	16	-	-	ADJ
cblr-1786	610	17	crisis	crisis	ADJ
cblr-1786	610	18	inadequacies	inadequacy	NOUN
cblr-1786	610	19	and	and	CCONJ
cblr-1786	610	20	subsequent	subsequent	ADJ
cblr-1786	610	21	foreclosure	foreclosure	NOUN
cblr-1786	610	22	-	-	PUNCT
cblr-1786	610	23	related	relate	VERB
cblr-1786	610	24	litigation.232	litigation.232	NOUN
cblr-1786	610	25	in	in	ADP
cblr-1786	610	26	addition	addition	NOUN
cblr-1786	610	27	to	to	ADP
cblr-1786	610	28	approval	approval	NOUN
cblr-1786	610	29	standards	standard	NOUN
cblr-1786	610	30	,	,	PUNCT
cblr-1786	610	31	fmic	fmic	ADJ
cblr-1786	610	32	duties	duty	NOUN
cblr-1786	610	33	and	and	CCONJ
cblr-1786	610	34	responsibilities	responsibility	NOUN
cblr-1786	610	35	would	would	AUX
cblr-1786	610	36	extend	extend	VERB
cblr-1786	610	37	beyond	beyond	ADP
cblr-1786	610	38	the	the	DET
cblr-1786	610	39	examination	examination	NOUN
cblr-1786	610	40	and	and	CCONJ
cblr-1786	610	41	enforcement	enforcement	NOUN
cblr-1786	610	42	model	model	NOUN
cblr-1786	610	43	of	of	ADP
cblr-1786	610	44	regulation	regulation	NOUN
cblr-1786	610	45	that	that	PRON
cblr-1786	610	46	fhfa	fhfa	NOUN
cblr-1786	610	47	currently	currently	ADV
cblr-1786	610	48	employs	employ	VERB
cblr-1786	610	49	.	.	PUNCT
cblr-1786	611	1	at	at	ADP
cblr-1786	611	2	a	a	DET
cblr-1786	611	3	hearing	hearing	NOUN
cblr-1786	611	4	before	before	ADP
cblr-1786	611	5	the	the	DET
cblr-1786	611	6	senate	senate	PROPN
cblr-1786	611	7	banking	banking	PROPN
cblr-1786	611	8	committee	committee	NOUN
cblr-1786	611	9	that	that	PRON
cblr-1786	611	10	considered	consider	VERB
cblr-1786	611	11	the	the	DET
cblr-1786	611	12	corker	corker	NOUN
cblr-1786	611	13	-	-	PUNCT
cblr-1786	611	14	warner	warner	NOUN
cblr-1786	611	15	bill	bill	NOUN
cblr-1786	611	16	,	,	PUNCT
cblr-1786	611	17	alfred	alfred	PROPN
cblr-1786	611	18	m.	m.	PROPN
cblr-1786	611	19	pollard	pollard	PROPN
cblr-1786	611	20	,	,	PUNCT
cblr-1786	611	21	general	general	ADJ
cblr-1786	611	22	counsel	counsel	NOUN
cblr-1786	611	23	of	of	ADP
cblr-1786	611	24	the	the	DET
cblr-1786	611	25	fhfa	fhfa	NOUN
cblr-1786	611	26	,	,	PUNCT
cblr-1786	611	27	testified	testify	VERB
cblr-1786	611	28	:	:	PUNCT
cblr-1786	611	29	226	226	NUM
cblr-1786	611	30	johnson	johnson	PROPN
cblr-1786	611	31	-	-	PUNCT
cblr-1786	611	32	crapo	crapo	PROPN
cblr-1786	611	33	senate	senate	PROPN
cblr-1786	611	34	bill	bill	PROPN
cblr-1786	611	35	,	,	PUNCT
cblr-1786	611	36	supra	supra	PROPN
cblr-1786	611	37	note	note	NOUN
cblr-1786	611	38	24	24	NUM
cblr-1786	611	39	,	,	PUNCT
cblr-1786	611	40	at	at	ADP
cblr-1786	611	41	§	§	PROPN
cblr-1786	611	42	309(b	309(b	PROPN
cblr-1786	611	43	)	)	PUNCT
cblr-1786	611	44	.	.	PUNCT
cblr-1786	612	1	227	227	NUM
cblr-1786	612	2	see	see	VERB
cblr-1786	612	3	i	i	PRON
cblr-1786	612	4	d.	d.	PROPN
cblr-1786	612	5	§	§	PROPN
cblr-1786	612	6	311(g	311(g	PROPN
cblr-1786	612	7	)	)	PUNCT
cblr-1786	612	8	.	.	PUNCT
cblr-1786	613	1	228	228	NUM
cblr-1786	613	2	see	see	VERB
cblr-1786	613	3	supra	supra	PROPN
cblr-1786	613	4	part	part	PROPN
cblr-1786	613	5	iii.b.3	iii.b.3	PROPN
cblr-1786	613	6	.	.	PROPN
cblr-1786	613	7	229	229	NUM
cblr-1786	613	8	see	see	VERB
cblr-1786	613	9	,	,	PUNCT
cblr-1786	613	10	e.g.	e.g.	ADV
cblr-1786	613	11	,	,	PUNCT
cblr-1786	613	12	johnson	johnson	PROPN
cblr-1786	613	13	-	-	PUNCT
cblr-1786	613	14	crapo	crapo	PROPN
cblr-1786	613	15	senate	senate	PROPN
cblr-1786	613	16	bill	bill	PROPN
cblr-1786	613	17	,	,	PUNCT
cblr-1786	613	18	supra	supra	PROPN
cblr-1786	613	19	note	note	NOUN
cblr-1786	613	20	24	24	NUM
cblr-1786	613	21	,	,	PUNCT
cblr-1786	613	22	at	at	ADP
cblr-1786	613	23	§	§	PROPN
cblr-1786	613	24	311(a)(4	311(a)(4	NUM
cblr-1786	613	25	)	)	PUNCT
cblr-1786	613	26	.	.	PUNCT
cblr-1786	614	1	230	230	NUM
cblr-1786	614	2	see	see	VERB
cblr-1786	614	3	i	i	PROPN
cblr-1786	614	4	d.	d.	PROPN
cblr-1786	614	5	§	§	PROPN
cblr-1786	614	6	2(44	2(44	NUM
cblr-1786	614	7	)	)	PUNCT
cblr-1786	614	8	.	.	PUNCT
cblr-1786	615	1	johnson	johnson	PROPN
cblr-1786	615	2	-	-	PUNCT
cblr-1786	615	3	crapo	crapo	PROPN
cblr-1786	615	4	may	may	AUX
cblr-1786	615	5	choose	choose	VERB
cblr-1786	615	6	the	the	DET
cblr-1786	615	7	term	term	NOUN
cblr-1786	615	8	“	"	PUNCT
cblr-1786	615	9	aggregator	aggregator	NOUN
cblr-1786	615	10	”	"	PUNCT
cblr-1786	615	11	over	over	ADP
cblr-1786	615	12	“	"	PUNCT
cblr-1786	615	13	issuer	issuer	NOUN
cblr-1786	615	14	”	"	PUNCT
cblr-1786	615	15	because	because	SCONJ
cblr-1786	615	16	the	the	DET
cblr-1786	615	17	bill	bill	NOUN
cblr-1786	615	18	contemplates	contemplate	VERB
cblr-1786	615	19	a	a	DET
cblr-1786	615	20	new	new	ADJ
cblr-1786	615	21	form	form	NOUN
cblr-1786	615	22	of	of	ADP
cblr-1786	615	23	mbs	mb	NOUN
cblr-1786	615	24	issuance	issuance	NOUN
cblr-1786	615	25	through	through	ADP
cblr-1786	615	26	the	the	DET
cblr-1786	615	27	securitization	securitization	NOUN
cblr-1786	615	28	platform	platform	NOUN
cblr-1786	615	29	that	that	PRON
cblr-1786	615	30	would	would	AUX
cblr-1786	615	31	convert	convert	VERB
cblr-1786	615	32	the	the	DET
cblr-1786	615	33	current	current	ADJ
cblr-1786	615	34	role	role	NOUN
cblr-1786	615	35	of	of	ADP
cblr-1786	615	36	“	"	PUNCT
cblr-1786	615	37	issuer	issuer	NOUN
cblr-1786	615	38	”	"	PUNCT
cblr-1786	615	39	into	into	ADP
cblr-1786	615	40	the	the	DET
cblr-1786	615	41	role	role	NOUN
cblr-1786	615	42	of	of	ADP
cblr-1786	615	43	“	"	PUNCT
cblr-1786	615	44	aggregator	aggregator	NOUN
cblr-1786	615	45	.	.	PUNCT
cblr-1786	615	46	”	"	PUNCT
cblr-1786	616	1	231	231	NUM
cblr-1786	616	2	johnson	johnson	PROPN
cblr-1786	616	3	-	-	PUNCT
cblr-1786	616	4	crapo	crapo	PROPN
cblr-1786	616	5	senate	senate	PROPN
cblr-1786	616	6	bill	bill	PROPN
cblr-1786	616	7	,	,	PUNCT
cblr-1786	616	8	supra	supra	PROPN
cblr-1786	616	9	note	note	NOUN
cblr-1786	616	10	24	24	NUM
cblr-1786	616	11	,	,	PUNCT
cblr-1786	616	12	at	at	ADP
cblr-1786	616	13	§	§	PROPN
cblr-1786	616	14	§	§	PROPN
cblr-1786	616	15	312	312	NUM
cblr-1786	616	16	,	,	PUNCT
cblr-1786	616	17	314	314	NUM
cblr-1786	616	18	;	;	PUNCT
cblr-1786	616	19	corkerwarner	corkerwarner	NOUN
cblr-1786	616	20	senate	senate	PROPN
cblr-1786	616	21	bill	bill	PROPN
cblr-1786	616	22	,	,	PUNCT
cblr-1786	616	23	supra	supra	PROPN
cblr-1786	616	24	note	note	NOUN
cblr-1786	616	25	20	20	NUM
cblr-1786	616	26	,	,	PUNCT
cblr-1786	616	27	at	at	ADP
cblr-1786	616	28	§	§	PROPN
cblr-1786	616	29	§	§	PROPN
cblr-1786	616	30	212	212	NUM
cblr-1786	616	31	,	,	PUNCT
cblr-1786	616	32	213	213	NUM
cblr-1786	616	33	.	.	X
cblr-1786	616	34	232	232	NUM
cblr-1786	616	35	see	see	VERB
cblr-1786	616	36	,	,	PUNCT
cblr-1786	616	37	e.g.	e.g.	ADV
cblr-1786	616	38	,	,	PUNCT
cblr-1786	616	39	nelson	nelson	PROPN
cblr-1786	616	40	d.	d.	PROPN
cblr-1786	616	41	schwartz	schwartz	PROPN
cblr-1786	616	42	&	&	CCONJ
cblr-1786	616	43	shaila	shaila	PROPN
cblr-1786	616	44	dewan	dewan	PROPN
cblr-1786	616	45	,	,	PUNCT
cblr-1786	616	46	$	$	SYM
cblr-1786	616	47	26	26	NUM
cblr-1786	616	48	billion	billion	NUM
cblr-1786	616	49	deal	deal	NOUN
cblr-1786	616	50	is	be	AUX
cblr-1786	616	51	said	say	VERB
cblr-1786	616	52	to	to	PART
cblr-1786	616	53	be	be	AUX
cblr-1786	616	54	set	set	VERB
cblr-1786	616	55	for	for	ADP
cblr-1786	616	56	homeowners	homeowner	NOUN
cblr-1786	616	57	,	,	PUNCT
cblr-1786	616	58	n.y	n.y	PROPN
cblr-1786	616	59	.	.	PROPN
cblr-1786	616	60	times	times	PROPN
cblr-1786	616	61	,	,	PUNCT
cblr-1786	616	62	feb	feb	PROPN
cblr-1786	616	63	.	.	PROPN
cblr-1786	616	64	9	9	NUM
cblr-1786	616	65	,	,	PUNCT
cblr-1786	616	66	2012	2012	NUM
cblr-1786	616	67	,	,	PUNCT
cblr-1786	616	68	at	at	ADP
cblr-1786	616	69	a1	a1	NOUN
cblr-1786	616	70	,	,	PUNCT
cblr-1786	616	71	a15	a15	NOUN
cblr-1786	616	72	.	.	PUNCT
cblr-1786	617	1	niles	nile	NOUN
cblr-1786	617	2	final	final	ADJ
cblr-1786	617	3	950	950	NUM
cblr-1786	617	4	columbia	columbia	PROPN
cblr-1786	617	5	business	business	NOUN
cblr-1786	617	6	law	law	PROPN
cblr-1786	617	7	review	review	NOUN
cblr-1786	617	8	[	[	X
cblr-1786	617	9	vol	vol	NOUN
cblr-1786	617	10	.	.	PUNCT
cblr-1786	617	11	2014	2014	NUM
cblr-1786	618	1	the	the	DET
cblr-1786	618	2	range	range	NOUN
cblr-1786	618	3	of	of	ADP
cblr-1786	618	4	fmic	fmic	PROPN
cblr-1786	618	5	’s	’s	PART
cblr-1786	618	6	duties	duty	NOUN
cblr-1786	618	7	and	and	CCONJ
cblr-1786	618	8	responsibilities	responsibility	NOUN
cblr-1786	618	9	represents	represent	VERB
cblr-1786	618	10	a	a	DET
cblr-1786	618	11	movement	movement	NOUN
cblr-1786	618	12	away	away	ADV
cblr-1786	618	13	from	from	ADP
cblr-1786	618	14	traditional	traditional	ADJ
cblr-1786	618	15	examinationand	examinationand	NOUN
cblr-1786	618	16	enforcement	enforcement	NOUN
cblr-1786	618	17	-	-	PUNCT
cblr-1786	618	18	based	base	VERB
cblr-1786	618	19	supervision	supervision	NOUN
cblr-1786	618	20	to	to	ADP
cblr-1786	618	21	a	a	DET
cblr-1786	618	22	multi	multi	ADJ
cblr-1786	618	23	-	-	ADJ
cblr-1786	618	24	faceted	faceted	ADJ
cblr-1786	618	25	construct	construct	NOUN
cblr-1786	618	26	that	that	PRON
cblr-1786	618	27	covers	cover	VERB
cblr-1786	618	28	availability	availability	NOUN
cblr-1786	618	29	and	and	CCONJ
cblr-1786	618	30	transparency	transparency	NOUN
cblr-1786	618	31	of	of	ADP
cblr-1786	618	32	information	information	NOUN
cblr-1786	618	33	,	,	PUNCT
cblr-1786	618	34	standard	standard	NOUN
cblr-1786	618	35	-	-	PUNCT
cblr-1786	618	36	setting	setting	NOUN
cblr-1786	618	37	to	to	PART
cblr-1786	618	38	enter	enter	VERB
cblr-1786	618	39	and	and	CCONJ
cblr-1786	618	40	participate	participate	VERB
cblr-1786	618	41	in	in	ADP
cblr-1786	618	42	the	the	DET
cblr-1786	618	43	market	market	NOUN
cblr-1786	618	44	,	,	PUNCT
cblr-1786	618	45	supervision	supervision	NOUN
cblr-1786	618	46	of	of	ADP
cblr-1786	618	47	participants	participant	NOUN
cblr-1786	618	48	,	,	PUNCT
cblr-1786	618	49	access	access	NOUN
cblr-1786	618	50	to	to	ADP
cblr-1786	618	51	credit	credit	NOUN
cblr-1786	618	52	and	and	CCONJ
cblr-1786	618	53	the	the	DET
cblr-1786	618	54	secondary	secondary	ADJ
cblr-1786	618	55	mortgage	mortgage	NOUN
cblr-1786	618	56	market	market	NOUN
cblr-1786	618	57	,	,	PUNCT
cblr-1786	618	58	insurance	insurance	NOUN
cblr-1786	618	59	of	of	ADP
cblr-1786	618	60	securities	security	NOUN
cblr-1786	618	61	and	and	CCONJ
cblr-1786	618	62	establishment	establishment	NOUN
cblr-1786	618	63	and	and	CCONJ
cblr-1786	618	64	operation	operation	NOUN
cblr-1786	618	65	of	of	ADP
cblr-1786	618	66	databases	database	NOUN
cblr-1786	618	67	including	include	VERB
cblr-1786	618	68	a	a	DET
cblr-1786	618	69	mortgage	mortgage	NOUN
cblr-1786	618	70	data	datum	NOUN
cblr-1786	618	71	repository.233	repository.233	VERB
cblr-1786	618	72	for	for	ADP
cblr-1786	618	73	servicers	servicer	NOUN
cblr-1786	618	74	,	,	PUNCT
cblr-1786	618	75	this	this	DET
cblr-1786	618	76	new	new	ADJ
cblr-1786	618	77	model	model	NOUN
cblr-1786	618	78	would	would	AUX
cblr-1786	618	79	include	include	VERB
cblr-1786	618	80	the	the	DET
cblr-1786	618	81	establishment	establishment	NOUN
cblr-1786	618	82	of	of	ADP
cblr-1786	618	83	national	national	ADJ
cblr-1786	618	84	servicing	servicing	NOUN
cblr-1786	618	85	standards,234	standards,234	ADJ
cblr-1786	618	86	which	which	PRON
cblr-1786	618	87	would	would	AUX
cblr-1786	618	88	presumably	presumably	ADV
cblr-1786	618	89	complement	complement	VERB
cblr-1786	618	90	,	,	PUNCT
cblr-1786	618	91	from	from	ADP
cblr-1786	618	92	a	a	DET
cblr-1786	618	93	secondary	secondary	ADJ
cblr-1786	618	94	market	market	NOUN
cblr-1786	618	95	perspective	perspective	NOUN
cblr-1786	618	96	,	,	PUNCT
cblr-1786	618	97	the	the	DET
cblr-1786	618	98	cfpb	cfpb	NOUN
cblr-1786	618	99	’s	’s	PART
cblr-1786	618	100	consumer	consumer	NOUN
cblr-1786	618	101	protection	protection	NOUN
cblr-1786	618	102	initiative	initiative	NOUN
cblr-1786	618	103	in	in	ADP
cblr-1786	618	104	this	this	DET
cblr-1786	618	105	area.235	area.235	NOUN
cblr-1786	618	106	for	for	ADP
cblr-1786	618	107	aggregators	aggregator	NOUN
cblr-1786	618	108	,	,	PUNCT
cblr-1786	618	109	this	this	DET
cblr-1786	618	110	model	model	NOUN
cblr-1786	618	111	of	of	ADP
cblr-1786	618	112	regulation	regulation	NOUN
cblr-1786	618	113	would	would	AUX
cblr-1786	618	114	require	require	VERB
cblr-1786	618	115	compliance	compliance	NOUN
cblr-1786	618	116	with	with	ADP
cblr-1786	618	117	the	the	DET
cblr-1786	618	118	credit	credit	NOUN
cblr-1786	618	119	risk	risk	NOUN
cblr-1786	618	120	-	-	PUNCT
cblr-1786	618	121	sharing	share	VERB
cblr-1786	618	122	mechanisms	mechanism	NOUN
cblr-1786	618	123	and	and	CCONJ
cblr-1786	618	124	various	various	ADJ
cblr-1786	618	125	other	other	ADJ
cblr-1786	618	126	standards.236	standards.236	VERB
cblr-1786	618	127	for	for	ADP
cblr-1786	618	128	aggregators	aggregator	NOUN
cblr-1786	618	129	that	that	PRON
cblr-1786	618	130	are	be	AUX
cblr-1786	618	131	not	not	PART
cblr-1786	618	132	already	already	ADV
cblr-1786	618	133	fdic	fdic	PROPN
cblr-1786	618	134	-	-	PUNCT
cblr-1786	618	135	regulated,237	regulated,237	PROPN
cblr-1786	618	136	this	this	DET
cblr-1786	618	137	regulation	regulation	NOUN
cblr-1786	618	138	would	would	AUX
cblr-1786	618	139	also	also	ADV
cblr-1786	618	140	include	include	VERB
cblr-1786	618	141	capital	capital	NOUN
cblr-1786	618	142	standards.238	standards.238	PROPN
cblr-1786	618	143	d.	d.	PROPN
cblr-1786	618	144	alternative	alternative	PROPN
cblr-1786	618	145	housing	housing	PROPN
cblr-1786	618	146	finance	finance	NOUN
cblr-1786	618	147	reform	reform	NOUN
cblr-1786	618	148	proposals	proposal	NOUN
cblr-1786	618	149	some	some	DET
cblr-1786	618	150	commentators	commentator	NOUN
cblr-1786	618	151	and	and	CCONJ
cblr-1786	618	152	policymakers	policymaker	NOUN
cblr-1786	618	153	have	have	AUX
cblr-1786	618	154	put	put	VERB
cblr-1786	618	155	forward	forward	ADV
cblr-1786	618	156	proposals	proposal	NOUN
cblr-1786	618	157	for	for	ADP
cblr-1786	618	158	housing	housing	NOUN
cblr-1786	618	159	finance	finance	NOUN
cblr-1786	618	160	reform	reform	NOUN
cblr-1786	618	161	as	as	ADP
cblr-1786	618	162	alternatives	alternative	NOUN
cblr-1786	618	163	to	to	ADP
cblr-1786	618	164	the	the	DET
cblr-1786	618	165	senate	senate	PROPN
cblr-1786	618	166	proposal.239	proposal.239	VERB
cblr-1786	618	167	the	the	DET
cblr-1786	618	168	central	central	ADJ
cblr-1786	618	169	question	question	NOUN
cblr-1786	618	170	that	that	PRON
cblr-1786	618	171	divides	divide	VERB
cblr-1786	618	172	all	all	DET
cblr-1786	618	173	233	233	NUM
cblr-1786	618	174	strong	strong	ADJ
cblr-1786	618	175	regulator	regulator	NOUN
cblr-1786	618	176	hearing	hearing	NOUN
cblr-1786	618	177	,	,	PUNCT
cblr-1786	618	178	supra	supra	PROPN
cblr-1786	618	179	note	note	PROPN
cblr-1786	618	180	23	23	NUM
cblr-1786	618	181	,	,	PUNCT
cblr-1786	618	182	at	at	ADP
cblr-1786	618	183	27	27	NUM
cblr-1786	618	184	(	(	PUNCT
cblr-1786	618	185	statement	statement	NOUN
cblr-1786	618	186	of	of	ADP
cblr-1786	618	187	alfred	alfred	PROPN
cblr-1786	618	188	m.	m.	PROPN
cblr-1786	618	189	pollard	pollard	PROPN
cblr-1786	618	190	,	,	PUNCT
cblr-1786	618	191	general	general	ADJ
cblr-1786	618	192	counsel	counsel	NOUN
cblr-1786	618	193	,	,	PUNCT
cblr-1786	618	194	federal	federal	ADJ
cblr-1786	618	195	housing	housing	NOUN
cblr-1786	618	196	finance	finance	NOUN
cblr-1786	618	197	agency	agency	NOUN
cblr-1786	618	198	)	)	PUNCT
cblr-1786	618	199	.	.	PUNCT
cblr-1786	619	1	234	234	NUM
cblr-1786	619	2	see	see	VERB
cblr-1786	619	3	johnson	johnson	PROPN
cblr-1786	619	4	-	-	PUNCT
cblr-1786	619	5	crapo	crapo	PROPN
cblr-1786	619	6	senate	senate	PROPN
cblr-1786	619	7	bill	bill	PROPN
cblr-1786	619	8	,	,	PUNCT
cblr-1786	619	9	supra	supra	PROPN
cblr-1786	619	10	note	note	NOUN
cblr-1786	619	11	24	24	NUM
cblr-1786	619	12	,	,	PUNCT
cblr-1786	619	13	at	at	ADP
cblr-1786	619	14	§	§	PROPN
cblr-1786	619	15	314(a)(1	314(a)(1	NUM
cblr-1786	619	16	)	)	PUNCT
cblr-1786	619	17	;	;	PUNCT
cblr-1786	619	18	corker	corker	NOUN
cblr-1786	619	19	-	-	PUNCT
cblr-1786	619	20	warner	warner	PROPN
cblr-1786	619	21	senate	senate	PROPN
cblr-1786	619	22	bill	bill	PROPN
cblr-1786	619	23	,	,	PUNCT
cblr-1786	619	24	supra	supra	PROPN
cblr-1786	619	25	note	note	NOUN
cblr-1786	619	26	20	20	NUM
cblr-1786	619	27	,	,	PUNCT
cblr-1786	619	28	at	at	ADP
cblr-1786	619	29	§	§	PROPN
cblr-1786	619	30	212(a)(1	212(a)(1	NUM
cblr-1786	619	31	)	)	PUNCT
cblr-1786	619	32	.	.	PUNCT
cblr-1786	620	1	235	235	NUM
cblr-1786	620	2	mortgage	mortgage	NOUN
cblr-1786	620	3	servicing	servicing	NOUN
cblr-1786	620	4	rules	rule	NOUN
cblr-1786	620	5	under	under	ADP
cblr-1786	620	6	the	the	DET
cblr-1786	620	7	real	real	ADJ
cblr-1786	620	8	estate	estate	NOUN
cblr-1786	620	9	settlement	settlement	NOUN
cblr-1786	620	10	procedures	procedure	NOUN
cblr-1786	620	11	act	act	VERB
cblr-1786	620	12	(	(	PUNCT
cblr-1786	620	13	regulation	regulation	NOUN
cblr-1786	620	14	x	x	X
cblr-1786	620	15	)	)	PUNCT
cblr-1786	620	16	,	,	PUNCT
cblr-1786	620	17	12	12	NUM
cblr-1786	620	18	c.f.r	c.f.r	NOUN
cblr-1786	620	19	.	.	PUNCT
cblr-1786	621	1	§	§	PROPN
cblr-1786	621	2	1024	1024	NUM
cblr-1786	621	3	(	(	PUNCT
cblr-1786	621	4	2014	2014	NUM
cblr-1786	621	5	)	)	PUNCT
cblr-1786	621	6	.	.	PUNCT
cblr-1786	622	1	236	236	NUM
cblr-1786	622	2	see	see	VERB
cblr-1786	622	3	johnson	johnson	PROPN
cblr-1786	622	4	-	-	PUNCT
cblr-1786	622	5	crapo	crapo	PROPN
cblr-1786	622	6	senate	senate	PROPN
cblr-1786	622	7	bill	bill	PROPN
cblr-1786	622	8	,	,	PUNCT
cblr-1786	622	9	supra	supra	PROPN
cblr-1786	622	10	note	note	NOUN
cblr-1786	622	11	24	24	NUM
cblr-1786	622	12	,	,	PUNCT
cblr-1786	622	13	at	at	ADP
cblr-1786	622	14	§	§	PROPN
cblr-1786	622	15	312(a	312(a	PROPN
cblr-1786	622	16	)	)	PUNCT
cblr-1786	622	17	;	;	PUNCT
cblr-1786	622	18	corkerwarner	corkerwarner	PROPN
cblr-1786	622	19	senate	senate	PROPN
cblr-1786	622	20	bill	bill	PROPN
cblr-1786	622	21	,	,	PUNCT
cblr-1786	622	22	supra	supra	PROPN
cblr-1786	622	23	note	note	NOUN
cblr-1786	622	24	20	20	NUM
cblr-1786	622	25	,	,	PUNCT
cblr-1786	622	26	at	at	ADP
cblr-1786	622	27	§	§	PROPN
cblr-1786	622	28	213(a)(1)(c	213(a)(1)(c	PROPN
cblr-1786	622	29	)	)	PUNCT
cblr-1786	622	30	.	.	PUNCT
cblr-1786	623	1	237	237	NUM
cblr-1786	623	2	see	see	VERB
cblr-1786	623	3	johnson	johnson	PROPN
cblr-1786	623	4	-	-	PUNCT
cblr-1786	623	5	crapo	crapo	PROPN
cblr-1786	623	6	senate	senate	PROPN
cblr-1786	623	7	bill	bill	PROPN
cblr-1786	623	8	,	,	PUNCT
cblr-1786	623	9	supra	supra	PROPN
cblr-1786	623	10	note	note	NOUN
cblr-1786	623	11	24	24	NUM
cblr-1786	623	12	,	,	PUNCT
cblr-1786	623	13	at	at	ADP
cblr-1786	623	14	§	§	PROPN
cblr-1786	623	15	312(d)(2	312(d)(2	PROPN
cblr-1786	623	16	)	)	PUNCT
cblr-1786	623	17	.	.	PUNCT
cblr-1786	624	1	238	238	NUM
cblr-1786	625	1	i	i	PRON
cblr-1786	625	2	d.	d.	PROPN
cblr-1786	625	3	§	§	PROPN
cblr-1786	625	4	312(g	312(g	PROPN
cblr-1786	625	5	)	)	PUNCT
cblr-1786	625	6	.	.	PUNCT
cblr-1786	626	1	239	239	NUM
cblr-1786	626	2	see	see	VERB
cblr-1786	626	3	,	,	PUNCT
cblr-1786	626	4	e.g.	e.g.	ADV
cblr-1786	626	5	,	,	PUNCT
cblr-1786	626	6	treasury	treasury	PROPN
cblr-1786	626	7	report	report	NOUN
cblr-1786	626	8	,	,	PUNCT
cblr-1786	626	9	supra	supra	PROPN
cblr-1786	626	10	note	note	NOUN
cblr-1786	626	11	12	12	NUM
cblr-1786	626	12	(	(	PUNCT
cblr-1786	626	13	forwarding	forward	VERB
cblr-1786	626	14	three	three	NUM
cblr-1786	626	15	proposals	proposal	NOUN
cblr-1786	626	16	representing	represent	VERB
cblr-1786	626	17	varying	vary	VERB
cblr-1786	626	18	degrees	degree	NOUN
cblr-1786	626	19	of	of	ADP
cblr-1786	626	20	government	government	NOUN
cblr-1786	626	21	involvement	involvement	NOUN
cblr-1786	626	22	in	in	ADP
cblr-1786	626	23	housing	housing	NOUN
cblr-1786	626	24	finance	finance	NOUN
cblr-1786	626	25	)	)	PUNCT
cblr-1786	626	26	;	;	PUNCT
cblr-1786	626	27	protecting	protect	VERB
cblr-1786	626	28	american	american	ADJ
cblr-1786	626	29	taxpayers	taxpayer	NOUN
cblr-1786	626	30	and	and	CCONJ
cblr-1786	626	31	homeowners	homeowner	NOUN
cblr-1786	626	32	act	act	VERB
cblr-1786	626	33	of	of	ADP
cblr-1786	626	34	2013	2013	NUM
cblr-1786	626	35	,	,	PUNCT
cblr-1786	626	36	h.r	h.r	PROPN
cblr-1786	626	37	.	.	PROPN
cblr-1786	626	38	2767	2767	NUM
cblr-1786	626	39	,	,	PUNCT
cblr-1786	626	40	113th	113th	PROPN
cblr-1786	626	41	cong	cong	NOUN
cblr-1786	626	42	.	.	PUNCT
cblr-1786	627	1	(	(	PUNCT
cblr-1786	627	2	2013	2013	NUM
cblr-1786	627	3	)	)	PUNCT
cblr-1786	627	4	(	(	PUNCT
cblr-1786	627	5	forwarding	forward	VERB
cblr-1786	627	6	proposal	proposal	NOUN
cblr-1786	627	7	to	to	PART
cblr-1786	627	8	eliminate	eliminate	VERB
cblr-1786	627	9	the	the	DET
cblr-1786	627	10	gses	gse	NOUN
cblr-1786	627	11	without	without	ADP
cblr-1786	627	12	considerable	considerable	ADJ
cblr-1786	627	13	replacement	replacement	NOUN
cblr-1786	627	14	entity	entity	NOUN
cblr-1786	627	15	)	)	PUNCT
cblr-1786	627	16	;	;	PUNCT
cblr-1786	627	17	housing	housing	NOUN
cblr-1786	627	18	opportunities	opportunity	NOUN
cblr-1786	627	19	niles	nile	NOUN
cblr-1786	627	20	final	final	ADJ
cblr-1786	627	21	no	no	NOUN
cblr-1786	627	22	.	.	NOUN
cblr-1786	627	23	3:906	3:906	NUM
cblr-1786	627	24	]	]	PUNCT
cblr-1786	627	25	member	member	NOUN
cblr-1786	627	26	fmic	fmic	PROPN
cblr-1786	627	27	951	951	NUM
cblr-1786	627	28	housing	housing	NOUN
cblr-1786	627	29	finance	finance	NOUN
cblr-1786	627	30	reform	reform	NOUN
cblr-1786	627	31	proposals	proposal	NOUN
cblr-1786	627	32	is	be	AUX
cblr-1786	627	33	the	the	DET
cblr-1786	627	34	size	size	NOUN
cblr-1786	627	35	of	of	ADP
cblr-1786	627	36	the	the	DET
cblr-1786	627	37	government	government	NOUN
cblr-1786	627	38	footprint	footprint	NOUN
cblr-1786	627	39	in	in	ADP
cblr-1786	627	40	housing	housing	NOUN
cblr-1786	627	41	finance	finance	NOUN
cblr-1786	627	42	.	.	PUNCT
cblr-1786	628	1	more	more	ADV
cblr-1786	628	2	incisively	incisively	ADV
cblr-1786	628	3	,	,	PUNCT
cblr-1786	628	4	the	the	DET
cblr-1786	628	5	question	question	NOUN
cblr-1786	628	6	is	be	AUX
cblr-1786	628	7	whether	whether	SCONJ
cblr-1786	628	8	a	a	DET
cblr-1786	628	9	government	government	NOUN
cblr-1786	628	10	guaranty	guaranty	NOUN
cblr-1786	628	11	is	be	AUX
cblr-1786	628	12	essential	essential	ADJ
cblr-1786	628	13	to	to	ADP
cblr-1786	628	14	a	a	DET
cblr-1786	628	15	functioning	function	VERB
cblr-1786	628	16	mortgage	mortgage	NOUN
cblr-1786	628	17	market.240	market.240	NOUN
cblr-1786	628	18	although	although	SCONJ
cblr-1786	628	19	this	this	DET
cblr-1786	628	20	note	note	NOUN
cblr-1786	628	21	focuses	focus	VERB
cblr-1786	628	22	on	on	ADP
cblr-1786	628	23	the	the	DET
cblr-1786	628	24	senate	senate	PROPN
cblr-1786	628	25	proposal	proposal	NOUN
cblr-1786	628	26	offered	offer	VERB
cblr-1786	628	27	by	by	ADP
cblr-1786	628	28	senators	senators	PROPN
cblr-1786	628	29	johnson	johnson	PROPN
cblr-1786	628	30	,	,	PUNCT
cblr-1786	628	31	crapo	crapo	PROPN
cblr-1786	628	32	,	,	PUNCT
cblr-1786	628	33	corker	corker	NOUN
cblr-1786	628	34	,	,	PUNCT
cblr-1786	628	35	and	and	CCONJ
cblr-1786	628	36	warner	warner	PROPN
cblr-1786	628	37	,	,	PUNCT
cblr-1786	628	38	a	a	DET
cblr-1786	628	39	brief	brief	ADJ
cblr-1786	628	40	explanation	explanation	NOUN
cblr-1786	628	41	of	of	ADP
cblr-1786	628	42	the	the	DET
cblr-1786	628	43	alternative	alternative	ADJ
cblr-1786	628	44	approach	approach	NOUN
cblr-1786	628	45	of	of	ADP
cblr-1786	628	46	republican	republican	ADJ
cblr-1786	628	47	members	member	NOUN
cblr-1786	628	48	of	of	ADP
cblr-1786	628	49	the	the	DET
cblr-1786	628	50	house	house	NOUN
cblr-1786	628	51	of	of	ADP
cblr-1786	628	52	representatives	representatives	PROPN
cblr-1786	628	53	adds	add	VERB
cblr-1786	628	54	some	some	DET
cblr-1786	628	55	context	context	NOUN
cblr-1786	628	56	to	to	ADP
cblr-1786	628	57	the	the	DET
cblr-1786	628	58	ongoing	ongoing	ADJ
cblr-1786	628	59	debate.241	debate.241	NOUN
cblr-1786	628	60	the	the	DET
cblr-1786	628	61	protecting	protect	VERB
cblr-1786	628	62	american	american	ADJ
cblr-1786	628	63	taxpayers	taxpayer	NOUN
cblr-1786	628	64	and	and	CCONJ
cblr-1786	628	65	homeowners	homeowner	NOUN
cblr-1786	628	66	act	act	VERB
cblr-1786	628	67	,	,	PUNCT
cblr-1786	628	68	or	or	CCONJ
cblr-1786	628	69	“	"	PUNCT
cblr-1786	628	70	path	path	NOUN
cblr-1786	628	71	act	act	PROPN
cblr-1786	628	72	,	,	PUNCT
cblr-1786	628	73	”	"	PUNCT
cblr-1786	628	74	currently	currently	ADV
cblr-1786	628	75	under	under	ADP
cblr-1786	628	76	consideration	consideration	NOUN
cblr-1786	628	77	in	in	ADP
cblr-1786	628	78	the	the	DET
cblr-1786	628	79	house	house	NOUN
cblr-1786	628	80	,	,	PUNCT
cblr-1786	628	81	provides	provide	VERB
cblr-1786	628	82	the	the	DET
cblr-1786	628	83	strongest	strong	ADJ
cblr-1786	628	84	contrast	contrast	NOUN
cblr-1786	628	85	to	to	ADP
cblr-1786	628	86	the	the	DET
cblr-1786	628	87	corker	corker	NOUN
cblr-1786	628	88	-	-	PUNCT
cblr-1786	628	89	warner	warner	NOUN
cblr-1786	628	90	approach	approach	NOUN
cblr-1786	628	91	.	.	PUNCT
cblr-1786	629	1	introduced	introduce	VERB
cblr-1786	629	2	by	by	ADP
cblr-1786	629	3	rep	rep	PROPN
cblr-1786	629	4	.	.	PROPN
cblr-1786	629	5	scott	scott	PROPN
cblr-1786	629	6	garrett	garrett	PROPN
cblr-1786	629	7	(	(	PUNCT
cblr-1786	629	8	r	r	PROPN
cblr-1786	629	9	-	-	PUNCT
cblr-1786	629	10	nj	nj	PROPN
cblr-1786	629	11	)	)	PUNCT
cblr-1786	629	12	,	,	PUNCT
cblr-1786	629	13	the	the	DET
cblr-1786	629	14	path	path	NOUN
cblr-1786	629	15	act	act	NOUN
cblr-1786	629	16	would	would	AUX
cblr-1786	629	17	abolish	abolish	VERB
cblr-1786	629	18	the	the	DET
cblr-1786	629	19	gses	gse	NOUN
cblr-1786	629	20	and	and	CCONJ
cblr-1786	629	21	replace	replace	VERB
cblr-1786	629	22	them	they	PRON
cblr-1786	629	23	with	with	ADP
cblr-1786	629	24	a	a	DET
cblr-1786	629	25	non	non	ADJ
cblr-1786	629	26	-	-	ADJ
cblr-1786	629	27	profit	profit	ADJ
cblr-1786	629	28	national	national	ADJ
cblr-1786	629	29	mortgage	mortgage	NOUN
cblr-1786	629	30	market	market	NOUN
cblr-1786	629	31	utility.242	utility.242	ADP
cblr-1786	629	32	the	the	DET
cblr-1786	629	33	utility	utility	NOUN
cblr-1786	629	34	would	would	AUX
cblr-1786	629	35	operate	operate	VERB
cblr-1786	629	36	a	a	DET
cblr-1786	629	37	securitization	securitization	NOUN
cblr-1786	629	38	platform	platform	NOUN
cblr-1786	629	39	intended	intend	VERB
cblr-1786	629	40	to	to	PART
cblr-1786	629	41	standardize	standardize	VERB
cblr-1786	629	42	issuances243	issuances243	PROPN
cblr-1786	629	43	and	and	CCONJ
cblr-1786	629	44	serve	serve	VERB
cblr-1786	629	45	as	as	ADP
cblr-1786	629	46	a	a	DET
cblr-1786	629	47	repository	repository	NOUN
cblr-1786	629	48	for	for	ADP
cblr-1786	629	49	the	the	DET
cblr-1786	629	50	registration	registration	NOUN
cblr-1786	629	51	and	and	CCONJ
cblr-1786	629	52	use	use	NOUN
cblr-1786	629	53	of	of	ADP
cblr-1786	629	54	mortgage	mortgage	NOUN
cblr-1786	629	55	-	-	PUNCT
cblr-1786	629	56	related	relate	VERB
cblr-1786	629	57	documents,244	documents,244	NOUN
cblr-1786	629	58	but	but	CCONJ
cblr-1786	629	59	would	would	AUX
cblr-1786	629	60	not	not	PART
cblr-1786	629	61	be	be	AUX
cblr-1786	629	62	permitted	permit	VERB
cblr-1786	629	63	to	to	PART
cblr-1786	629	64	originate	originate	VERB
cblr-1786	629	65	,	,	PUNCT
cblr-1786	629	66	service	service	NOUN
cblr-1786	629	67	,	,	PUNCT
cblr-1786	629	68	insure	insure	VERB
cblr-1786	629	69	,	,	PUNCT
cblr-1786	629	70	or	or	CCONJ
cblr-1786	629	71	guarantee	guarantee	VERB
cblr-1786	629	72	any	any	DET
cblr-1786	629	73	mortgage	mortgage	NOUN
cblr-1786	629	74	or	or	CCONJ
cblr-1786	629	75	mbs.245	mbs.245	VERB
cblr-1786	629	76	essentially	essentially	ADV
cblr-1786	629	77	,	,	PUNCT
cblr-1786	629	78	the	the	DET
cblr-1786	629	79	path	path	NOUN
cblr-1786	629	80	act	act	NOUN
cblr-1786	629	81	seeks	seek	VERB
cblr-1786	629	82	to	to	PART
cblr-1786	629	83	extricate	extricate	VERB
cblr-1786	629	84	the	the	DET
cblr-1786	629	85	government	government	NOUN
cblr-1786	629	86	from	from	ADP
cblr-1786	629	87	securitization	securitization	NOUN
cblr-1786	629	88	business	business	NOUN
cblr-1786	629	89	activities	activity	NOUN
cblr-1786	629	90	(	(	PUNCT
cblr-1786	629	91	leaving	leave	VERB
cblr-1786	629	92	mortgage	mortgage	NOUN
cblr-1786	629	93	move	move	NOUN
cblr-1786	629	94	the	the	DET
cblr-1786	629	95	economy	economy	NOUN
cblr-1786	629	96	forward	forward	ADV
cblr-1786	629	97	act	act	NOUN
cblr-1786	629	98	of	of	ADP
cblr-1786	629	99	2014	2014	NUM
cblr-1786	629	100	,	,	PUNCT
cblr-1786	629	101	h.r	h.r	PROPN
cblr-1786	629	102	.	.	PUNCT
cblr-1786	630	1	_	_	PUNCT
cblr-1786	631	1	_	_	PUNCT
cblr-1786	632	1	_	_	PUNCT
cblr-1786	632	2	,	,	PUNCT
cblr-1786	632	3	113th	113th	PROPN
cblr-1786	632	4	cong	cong	NOUN
cblr-1786	632	5	.	.	PUNCT
cblr-1786	633	1	(	(	PUNCT
cblr-1786	633	2	2014	2014	NUM
cblr-1786	633	3	)	)	PUNCT
cblr-1786	633	4	(	(	PUNCT
cblr-1786	633	5	discussion	discussion	NOUN
cblr-1786	633	6	draft	draft	NOUN
cblr-1786	633	7	,	,	PUNCT
cblr-1786	633	8	mar	mar	PROPN
cblr-1786	633	9	.	.	PROPN
cblr-1786	633	10	27	27	NUM
cblr-1786	633	11	,	,	PUNCT
cblr-1786	633	12	2014	2014	NUM
cblr-1786	633	13	)	)	PUNCT
cblr-1786	633	14	(	(	PUNCT
cblr-1786	633	15	forwarding	forward	VERB
cblr-1786	633	16	proposal	proposal	NOUN
cblr-1786	633	17	similar	similar	ADJ
cblr-1786	633	18	to	to	ADP
cblr-1786	633	19	the	the	DET
cblr-1786	633	20	johnson	johnson	PROPN
cblr-1786	633	21	-	-	PUNCT
cblr-1786	633	22	crapo	crapo	PROPN
cblr-1786	633	23	senate	senate	PROPN
cblr-1786	633	24	bill	bill	PROPN
cblr-1786	633	25	)	)	PUNCT
cblr-1786	633	26	;	;	PUNCT
cblr-1786	633	27	private	private	ADJ
cblr-1786	633	28	label	label	NOUN
cblr-1786	633	29	securitization	securitization	NOUN
cblr-1786	633	30	hearing	hearing	NOUN
cblr-1786	633	31	,	,	PUNCT
cblr-1786	633	32	supra	supra	PROPN
cblr-1786	633	33	note	note	PROPN
cblr-1786	633	34	23	23	NUM
cblr-1786	633	35	,	,	PUNCT
cblr-1786	633	36	at	at	ADP
cblr-1786	633	37	8	8	NUM
cblr-1786	633	38	(	(	PUNCT
cblr-1786	633	39	statement	statement	NOUN
cblr-1786	633	40	of	of	ADP
cblr-1786	633	41	adam	adam	PROPN
cblr-1786	633	42	j.	j.	PROPN
cblr-1786	633	43	levitin	levitin	PROPN
cblr-1786	633	44	,	,	PUNCT
cblr-1786	633	45	professor	professor	NOUN
cblr-1786	633	46	of	of	ADP
cblr-1786	633	47	law	law	NOUN
cblr-1786	633	48	,	,	PUNCT
cblr-1786	633	49	georgetown	georgetown	PROPN
cblr-1786	633	50	university	university	PROPN
cblr-1786	633	51	law	law	NOUN
cblr-1786	633	52	center	center	NOUN
cblr-1786	633	53	)	)	PUNCT
cblr-1786	633	54	(	(	PUNCT
cblr-1786	633	55	suggesting	suggest	VERB
cblr-1786	633	56	another	another	DET
cblr-1786	633	57	template	template	NOUN
cblr-1786	633	58	for	for	ADP
cblr-1786	633	59	reform	reform	NOUN
cblr-1786	633	60	might	might	AUX
cblr-1786	633	61	be	be	AUX
cblr-1786	633	62	“	"	PUNCT
cblr-1786	633	63	based	base	VERB
cblr-1786	633	64	on	on	ADP
cblr-1786	633	65	amending	amend	VERB
cblr-1786	633	66	the	the	DET
cblr-1786	633	67	charters	charter	NOUN
cblr-1786	633	68	for	for	ADP
cblr-1786	633	69	the	the	DET
cblr-1786	633	70	existing	exist	VERB
cblr-1786	633	71	gses	gse	NOUN
cblr-1786	633	72	”	"	PUNCT
cblr-1786	633	73	)	)	PUNCT
cblr-1786	633	74	.	.	PUNCT
cblr-1786	634	1	240	240	NUM
cblr-1786	634	2	fhfa	fhfa	ADJ
cblr-1786	634	3	strategic	strategic	ADJ
cblr-1786	634	4	plan	plan	NOUN
cblr-1786	634	5	,	,	PUNCT
cblr-1786	634	6	supra	supra	PROPN
cblr-1786	634	7	note	note	PROPN
cblr-1786	634	8	14	14	NUM
cblr-1786	634	9	,	,	PUNCT
cblr-1786	634	10	at	at	ADP
cblr-1786	634	11	10	10	NUM
cblr-1786	634	12	.	.	PUNCT
cblr-1786	634	13	241	241	NUM
cblr-1786	634	14	because	because	SCONJ
cblr-1786	634	15	the	the	DET
cblr-1786	634	16	home	home	NOUN
cblr-1786	634	17	forward	forward	ADJ
cblr-1786	634	18	act	act	PROPN
cblr-1786	634	19	,	,	PUNCT
cblr-1786	634	20	the	the	DET
cblr-1786	634	21	house	house	PROPN
cblr-1786	634	22	democrats	democrats	PROPN
cblr-1786	634	23	’	’	PART
cblr-1786	634	24	alternative	alternative	NOUN
cblr-1786	634	25	to	to	ADP
cblr-1786	634	26	the	the	DET
cblr-1786	634	27	path	path	NOUN
cblr-1786	634	28	act	act	PROPN
cblr-1786	634	29	,	,	PUNCT
cblr-1786	634	30	mirrors	mirror	VERB
cblr-1786	634	31	the	the	DET
cblr-1786	634	32	johnson	johnson	PROPN
cblr-1786	634	33	-	-	PUNCT
cblr-1786	634	34	crapo	crapo	PROPN
cblr-1786	634	35	senate	senate	PROPN
cblr-1786	634	36	bill	bill	NOUN
cblr-1786	634	37	for	for	ADP
cblr-1786	634	38	most	most	ADJ
cblr-1786	634	39	material	material	ADJ
cblr-1786	634	40	purposes	purpose	NOUN
cblr-1786	634	41	,	,	PUNCT
cblr-1786	634	42	it	it	PRON
cblr-1786	634	43	will	will	AUX
cblr-1786	634	44	not	not	PART
cblr-1786	634	45	receive	receive	VERB
cblr-1786	634	46	independent	independent	ADJ
cblr-1786	634	47	attention	attention	NOUN
cblr-1786	634	48	in	in	ADP
cblr-1786	634	49	this	this	DET
cblr-1786	634	50	note	note	NOUN
cblr-1786	634	51	.	.	PUNCT
cblr-1786	635	1	242	242	NUM
cblr-1786	635	2	protecting	protect	VERB
cblr-1786	635	3	american	american	ADJ
cblr-1786	635	4	taxpayers	taxpayer	NOUN
cblr-1786	635	5	and	and	CCONJ
cblr-1786	635	6	homeowners	homeowner	NOUN
cblr-1786	635	7	act	act	VERB
cblr-1786	635	8	of	of	ADP
cblr-1786	635	9	2013	2013	NUM
cblr-1786	635	10	,	,	PUNCT
cblr-1786	635	11	h.r	h.r	PROPN
cblr-1786	635	12	.	.	PROPN
cblr-1786	635	13	2767	2767	NUM
cblr-1786	635	14	,	,	PUNCT
cblr-1786	635	15	113th	113th	PROPN
cblr-1786	635	16	cong	cong	NOUN
cblr-1786	635	17	.	.	PUNCT
cblr-1786	636	1	§	§	PROPN
cblr-1786	636	2	311	311	NUM
cblr-1786	636	3	(	(	PUNCT
cblr-1786	636	4	2013	2013	NUM
cblr-1786	636	5	)	)	PUNCT
cblr-1786	636	6	.	.	PUNCT
cblr-1786	637	1	243	243	NUM
cblr-1786	638	1	i	i	PRON
cblr-1786	638	2	d.	d.	PROPN
cblr-1786	638	3	§	§	PROPN
cblr-1786	638	4	313	313	NUM
cblr-1786	638	5	.	.	PUNCT
cblr-1786	638	6	244	244	NUM
cblr-1786	639	1	i	i	PROPN
cblr-1786	639	2	d.	d.	PROPN
cblr-1786	639	3	§	§	PROPN
cblr-1786	639	4	331	331	NUM
cblr-1786	639	5	.	.	PUNCT
cblr-1786	639	6	245	245	NUM
cblr-1786	640	1	i	i	PROPN
cblr-1786	640	2	d.	d.	PROPN
cblr-1786	640	3	§	§	PROPN
cblr-1786	640	4	312(c)(1	312(c)(1	PROPN
cblr-1786	640	5	)	)	PUNCT
cblr-1786	640	6	.	.	PUNCT
cblr-1786	641	1	see	see	VERB
cblr-1786	641	2	also	also	ADV
cblr-1786	641	3	i	i	PROPN
cblr-1786	641	4	d.	d.	PROPN
cblr-1786	641	5	§	§	PROPN
cblr-1786	641	6	321(5	321(5	NUM
cblr-1786	641	7	)	)	PUNCT
cblr-1786	641	8	(	(	PUNCT
cblr-1786	641	9	defining	define	VERB
cblr-1786	641	10	“	"	PUNCT
cblr-1786	641	11	qualified	qualified	ADJ
cblr-1786	641	12	security	security	NOUN
cblr-1786	641	13	”	"	PUNCT
cblr-1786	641	14	as	as	ADP
cblr-1786	641	15	a	a	DET
cblr-1786	641	16	security	security	NOUN
cblr-1786	641	17	that	that	PRON
cblr-1786	641	18	,	,	PUNCT
cblr-1786	641	19	among	among	ADP
cblr-1786	641	20	other	other	ADJ
cblr-1786	641	21	things	thing	NOUN
cblr-1786	641	22	,	,	PUNCT
cblr-1786	641	23	“	"	PUNCT
cblr-1786	641	24	is	be	AUX
cblr-1786	641	25	not	not	PART
cblr-1786	641	26	guaranteed	guarantee	VERB
cblr-1786	641	27	,	,	PUNCT
cblr-1786	641	28	in	in	ADP
cblr-1786	641	29	whole	whole	NOUN
cblr-1786	641	30	or	or	CCONJ
cblr-1786	641	31	in	in	ADP
cblr-1786	641	32	part	part	NOUN
cblr-1786	641	33	,	,	PUNCT
cblr-1786	641	34	by	by	ADP
cblr-1786	641	35	the	the	DET
cblr-1786	641	36	united	united	PROPN
cblr-1786	641	37	states	states	PROPN
cblr-1786	641	38	government	government	NOUN
cblr-1786	641	39	”	"	PUNCT
cblr-1786	641	40	)	)	PUNCT
cblr-1786	641	41	.	.	PUNCT
cblr-1786	642	1	niles	nile	NOUN
cblr-1786	642	2	final	final	ADJ
cblr-1786	642	3	952	952	NUM
cblr-1786	642	4	columbia	columbia	PROPN
cblr-1786	642	5	business	business	NOUN
cblr-1786	642	6	law	law	PROPN
cblr-1786	642	7	review	review	NOUN
cblr-1786	642	8	[	[	X
cblr-1786	642	9	vol	vol	NOUN
cblr-1786	642	10	.	.	PUNCT
cblr-1786	642	11	2014	2014	NUM
cblr-1786	642	12	markets	market	NOUN
cblr-1786	642	13	in	in	ADP
cblr-1786	642	14	purely	purely	ADV
cblr-1786	642	15	private	private	ADJ
cblr-1786	642	16	hands	hand	NOUN
cblr-1786	642	17	)	)	PUNCT
cblr-1786	642	18	,	,	PUNCT
cblr-1786	642	19	while	while	SCONJ
cblr-1786	642	20	maintaining	maintain	VERB
cblr-1786	642	21	an	an	DET
cblr-1786	642	22	entity	entity	NOUN
cblr-1786	642	23	to	to	PART
cblr-1786	642	24	develop	develop	VERB
cblr-1786	642	25	a	a	DET
cblr-1786	642	26	standardized	standardized	ADJ
cblr-1786	642	27	private	private	ADJ
cblr-1786	642	28	market	market	NOUN
cblr-1786	642	29	.	.	PUNCT
cblr-1786	643	1	iv	iv	X
cblr-1786	643	2	.	.	PUNCT
cblr-1786	643	3	recommended	recommend	VERB
cblr-1786	643	4	credit	credit	NOUN
cblr-1786	643	5	risk	risk	NOUN
cblr-1786	643	6	-	-	PUNCT
cblr-1786	643	7	sharing	share	VERB
cblr-1786	643	8	mechanism	mechanism	NOUN
cblr-1786	643	9	this	this	DET
cblr-1786	643	10	section	section	NOUN
cblr-1786	643	11	begins	begin	VERB
cblr-1786	643	12	by	by	ADP
cblr-1786	643	13	describing	describe	VERB
cblr-1786	643	14	what	what	PRON
cblr-1786	643	15	the	the	DET
cblr-1786	643	16	goals	goal	NOUN
cblr-1786	643	17	of	of	ADP
cblr-1786	643	18	the	the	DET
cblr-1786	643	19	credit	credit	NOUN
cblr-1786	643	20	risk	risk	NOUN
cblr-1786	643	21	-	-	PUNCT
cblr-1786	643	22	sharing	share	VERB
cblr-1786	643	23	mechanism	mechanism	NOUN
cblr-1786	643	24	should	should	AUX
cblr-1786	643	25	be	be	AUX
cblr-1786	643	26	.	.	PUNCT
cblr-1786	644	1	it	it	PRON
cblr-1786	644	2	then	then	ADV
cblr-1786	644	3	provides	provide	VERB
cblr-1786	644	4	a	a	DET
cblr-1786	644	5	normative	normative	ADJ
cblr-1786	644	6	explanation	explanation	NOUN
cblr-1786	644	7	of	of	ADP
cblr-1786	644	8	why	why	SCONJ
cblr-1786	644	9	the	the	DET
cblr-1786	644	10	credit	credit	NOUN
cblr-1786	644	11	-	-	PUNCT
cblr-1786	644	12	linked	link	VERB
cblr-1786	644	13	note	note	NOUN
cblr-1786	644	14	structure	structure	NOUN
cblr-1786	644	15	best	good	ADJ
cblr-1786	644	16	suits	suit	NOUN
cblr-1786	644	17	these	these	DET
cblr-1786	644	18	goals	goal	NOUN
cblr-1786	644	19	.	.	PUNCT
cblr-1786	645	1	finally	finally	ADV
cblr-1786	645	2	,	,	PUNCT
cblr-1786	645	3	in	in	ADP
cblr-1786	645	4	light	light	NOUN
cblr-1786	645	5	of	of	ADP
cblr-1786	645	6	key	key	ADJ
cblr-1786	645	7	features	feature	NOUN
cblr-1786	645	8	revealed	reveal	VERB
cblr-1786	645	9	by	by	ADP
cblr-1786	645	10	that	that	DET
cblr-1786	645	11	explanation	explanation	NOUN
cblr-1786	645	12	,	,	PUNCT
cblr-1786	645	13	this	this	DET
cblr-1786	645	14	section	section	NOUN
cblr-1786	645	15	describes	describe	VERB
cblr-1786	645	16	why	why	SCONJ
cblr-1786	645	17	the	the	DET
cblr-1786	645	18	senate	senate	PROPN
cblr-1786	645	19	proposal	proposal	NOUN
cblr-1786	645	20	is	be	AUX
cblr-1786	645	21	superior	superior	ADJ
cblr-1786	645	22	to	to	ADP
cblr-1786	645	23	the	the	DET
cblr-1786	645	24	path	path	NOUN
cblr-1786	645	25	act	act	NOUN
cblr-1786	645	26	currently	currently	ADV
cblr-1786	645	27	under	under	ADP
cblr-1786	645	28	consideration	consideration	NOUN
cblr-1786	645	29	in	in	ADP
cblr-1786	645	30	the	the	DET
cblr-1786	645	31	house	house	NOUN
cblr-1786	645	32	.	.	PUNCT
cblr-1786	646	1	a.	a.	NOUN
cblr-1786	646	2	goals	goal	NOUN
cblr-1786	646	3	1	1	NUM
cblr-1786	646	4	.	.	PUNCT
cblr-1786	646	5	for	for	ADP
cblr-1786	646	6	borrowers	borrower	NOUN
cblr-1786	646	7	:	:	PUNCT
cblr-1786	646	8	maintain	maintain	VERB
cblr-1786	646	9	cost	cost	NOUN
cblr-1786	646	10	efficiencies	efficiency	NOUN
cblr-1786	646	11	of	of	ADP
cblr-1786	646	12	the	the	DET
cblr-1786	646	13	tba	tba	NOUN
cblr-1786	646	14	market	market	NOUN
cblr-1786	646	15	since	since	SCONJ
cblr-1786	646	16	the	the	DET
cblr-1786	646	17	crisis	crisis	NOUN
cblr-1786	646	18	,	,	PUNCT
cblr-1786	646	19	a	a	DET
cblr-1786	646	20	diverse	diverse	ADJ
cblr-1786	646	21	range	range	NOUN
cblr-1786	646	22	of	of	ADP
cblr-1786	646	23	commentators	commentator	NOUN
cblr-1786	646	24	has	have	AUX
cblr-1786	646	25	come	come	VERB
cblr-1786	646	26	to	to	ADP
cblr-1786	646	27	the	the	DET
cblr-1786	646	28	defense	defense	NOUN
cblr-1786	646	29	of	of	ADP
cblr-1786	646	30	a	a	DET
cblr-1786	646	31	little	little	ADV
cblr-1786	646	32	-	-	PUNCT
cblr-1786	646	33	known	know	VERB
cblr-1786	646	34	but	but	CCONJ
cblr-1786	646	35	hugely	hugely	ADV
cblr-1786	646	36	important	important	ADJ
cblr-1786	646	37	market	market	NOUN
cblr-1786	646	38	that	that	PRON
cblr-1786	646	39	now	now	ADV
cblr-1786	646	40	stands	stand	VERB
cblr-1786	646	41	behind	behind	ADP
cblr-1786	646	42	nearly	nearly	ADV
cblr-1786	646	43	all	all	DET
cblr-1786	646	44	mortgage	mortgage	NOUN
cblr-1786	646	45	funding	funding	NOUN
cblr-1786	646	46	in	in	ADP
cblr-1786	646	47	the	the	DET
cblr-1786	646	48	united	united	PROPN
cblr-1786	646	49	states	states	PROPN
cblr-1786	646	50	,	,	PUNCT
cblr-1786	646	51	the	the	DET
cblr-1786	646	52	so	so	ADV
cblr-1786	646	53	-	-	PUNCT
cblr-1786	646	54	called	call	VERB
cblr-1786	646	55	“	"	PUNCT
cblr-1786	646	56	to	to	PART
cblr-1786	646	57	-	-	PUNCT
cblr-1786	646	58	be	be	AUX
cblr-1786	646	59	-	-	PUNCT
cblr-1786	646	60	announced	announce	VERB
cblr-1786	646	61	”	"	PUNCT
cblr-1786	646	62	or	or	CCONJ
cblr-1786	646	63	“	"	PUNCT
cblr-1786	646	64	tba	tba	NOUN
cblr-1786	646	65	”	"	PUNCT
cblr-1786	646	66	market	market	NOUN
cblr-1786	646	67	(	(	PUNCT
cblr-1786	646	68	“	"	PUNCT
cblr-1786	646	69	tba	tba	NOUN
cblr-1786	646	70	market”).246	market”).246	AUX
cblr-1786	646	71	the	the	DET
cblr-1786	646	72	defenses	defense	NOUN
cblr-1786	646	73	generally	generally	ADV
cblr-1786	646	74	acknowledge	acknowledge	VERB
cblr-1786	646	75	the	the	DET
cblr-1786	646	76	important	important	ADJ
cblr-1786	646	77	function	function	NOUN
cblr-1786	646	78	of	of	ADP
cblr-1786	646	79	the	the	DET
cblr-1786	646	80	tba	tba	NOUN
cblr-1786	646	81	market	market	NOUN
cblr-1786	646	82	in	in	ADP
cblr-1786	646	83	keeping	keep	VERB
cblr-1786	646	84	mortgage	mortgage	NOUN
cblr-1786	646	85	rates	rate	NOUN
cblr-1786	646	86	affordable	affordable	ADJ
cblr-1786	646	87	for	for	ADP
cblr-1786	646	88	borrowers	borrower	NOUN
cblr-1786	646	89	,	,	PUNCT
cblr-1786	646	90	as	as	ADV
cblr-1786	646	91	well	well	ADV
cblr-1786	646	92	as	as	ADP
cblr-1786	646	93	the	the	DET
cblr-1786	646	94	importance	importance	NOUN
cblr-1786	646	95	of	of	ADP
cblr-1786	646	96	a	a	DET
cblr-1786	646	97	government	government	NOUN
cblr-1786	646	98	guaranty	guaranty	NOUN
cblr-1786	646	99	scheme	scheme	NOUN
cblr-1786	646	100	that	that	PRON
cblr-1786	646	101	supports	support	VERB
cblr-1786	646	102	the	the	DET
cblr-1786	646	103	mortgage	mortgage	NOUN
cblr-1786	646	104	loan	loan	NOUN
cblr-1786	646	105	fungibility	fungibility	NOUN
cblr-1786	646	106	that	that	PRON
cblr-1786	646	107	undergirds	undergird	VERB
cblr-1786	646	108	the	the	DET
cblr-1786	646	109	tba	tba	NOUN
cblr-1786	646	110	market	market	NOUN
cblr-1786	646	111	.	.	PUNCT
cblr-1786	647	1	a	a	DET
cblr-1786	647	2	brief	brief	ADJ
cblr-1786	647	3	description	description	NOUN
cblr-1786	647	4	of	of	ADP
cblr-1786	647	5	the	the	DET
cblr-1786	647	6	tba	tba	NOUN
cblr-1786	647	7	market	market	NOUN
cblr-1786	647	8	is	be	AUX
cblr-1786	647	9	illuminating	illuminate	VERB
cblr-1786	647	10	.	.	PUNCT
cblr-1786	648	1	whether	whether	SCONJ
cblr-1786	648	2	they	they	PRON
cblr-1786	648	3	stem	stem	VERB
cblr-1786	648	4	from	from	ADP
cblr-1786	648	5	the	the	DET
cblr-1786	648	6	whole	whole	ADJ
cblr-1786	648	7	loan	loan	NOUN
cblr-1786	648	8	conduit	conduit	NOUN
cblr-1786	648	9	line	line	NOUN
cblr-1786	648	10	of	of	ADP
cblr-1786	648	11	business	business	NOUN
cblr-1786	648	12	or	or	CCONJ
cblr-1786	648	13	the	the	DET
cblr-1786	648	14	lender	lender	NOUN
cblr-1786	648	15	swap	swap	NOUN
cblr-1786	648	16	transaction	transaction	NOUN
cblr-1786	648	17	line	line	NOUN
cblr-1786	648	18	of	of	ADP
cblr-1786	648	19	business,247	business,247	PROPN
cblr-1786	648	20	246	246	NUM
cblr-1786	648	21	see	see	NOUN
cblr-1786	648	22	,	,	PUNCT
cblr-1786	648	23	e.g.	e.g.	ADV
cblr-1786	648	24	,	,	PUNCT
cblr-1786	648	25	private	private	ADJ
cblr-1786	648	26	-	-	PUNCT
cblr-1786	648	27	label	label	NOUN
cblr-1786	648	28	securitization	securitization	NOUN
cblr-1786	648	29	hearing	hearing	NOUN
cblr-1786	648	30	,	,	PUNCT
cblr-1786	648	31	supra	supra	PROPN
cblr-1786	648	32	note	note	PROPN
cblr-1786	648	33	23	23	NUM
cblr-1786	648	34	,	,	PUNCT
cblr-1786	648	35	at	at	ADP
cblr-1786	648	36	8	8	NUM
cblr-1786	648	37	–	–	SYM
cblr-1786	648	38	9	9	NUM
cblr-1786	648	39	(	(	PUNCT
cblr-1786	648	40	oral	oral	ADJ
cblr-1786	648	41	testimony	testimony	NOUN
cblr-1786	648	42	of	of	ADP
cblr-1786	648	43	adam	adam	PROPN
cblr-1786	648	44	j.	j.	PROPN
cblr-1786	648	45	levitin	levitin	PROPN
cblr-1786	648	46	,	,	PUNCT
cblr-1786	648	47	professor	professor	NOUN
cblr-1786	648	48	of	of	ADP
cblr-1786	648	49	law	law	NOUN
cblr-1786	648	50	,	,	PUNCT
cblr-1786	648	51	georgetown	georgetown	PROPN
cblr-1786	648	52	university	university	PROPN
cblr-1786	648	53	law	law	NOUN
cblr-1786	648	54	center	center	NOUN
cblr-1786	648	55	)	)	PUNCT
cblr-1786	648	56	;	;	PUNCT
cblr-1786	648	57	hearing	hear	VERB
cblr-1786	648	58	on	on	ADP
cblr-1786	648	59	the	the	DET
cblr-1786	648	60	future	future	NOUN
cblr-1786	648	61	of	of	ADP
cblr-1786	648	62	housing	housing	NOUN
cblr-1786	648	63	finance	finance	NOUN
cblr-1786	648	64	—	—	PUNCT
cblr-1786	648	65	a	a	DET
cblr-1786	648	66	review	review	NOUN
cblr-1786	648	67	of	of	ADP
cblr-1786	648	68	proposals	proposal	NOUN
cblr-1786	648	69	to	to	PART
cblr-1786	648	70	address	address	VERB
cblr-1786	648	71	market	market	NOUN
cblr-1786	648	72	structure	structure	NOUN
cblr-1786	648	73	and	and	CCONJ
cblr-1786	648	74	transition	transition	NOUN
cblr-1786	648	75	before	before	ADP
cblr-1786	648	76	the	the	DET
cblr-1786	648	77	h.	h.	PROPN
cblr-1786	648	78	comm	comm	NOUN
cblr-1786	648	79	.	.	PUNCT
cblr-1786	649	1	on	on	ADP
cblr-1786	649	2	fin	fin	NOUN
cblr-1786	649	3	.	.	PUNCT
cblr-1786	650	1	servs	servs	PROPN
cblr-1786	650	2	.	.	PROPN
cblr-1786	650	3	,	,	PUNCT
cblr-1786	650	4	111th	111th	ADJ
cblr-1786	650	5	cong	cong	NOUN
cblr-1786	650	6	.	.	PUNCT
cblr-1786	651	1	48–49	48–49	NUM
cblr-1786	651	2	(	(	PUNCT
cblr-1786	651	3	2010	2010	NUM
cblr-1786	651	4	)	)	PUNCT
cblr-1786	651	5	(	(	PUNCT
cblr-1786	651	6	statement	statement	NOUN
cblr-1786	651	7	of	of	ADP
cblr-1786	651	8	kenneth	kenneth	PROPN
cblr-1786	651	9	e.	e.	PROPN
cblr-1786	651	10	bentsen	bentsen	PROPN
cblr-1786	651	11	,	,	PUNCT
cblr-1786	651	12	jr	jr	PROPN
cblr-1786	651	13	.	.	PROPN
cblr-1786	651	14	,	,	PUNCT
cblr-1786	651	15	executive	executive	ADJ
cblr-1786	651	16	vice	vice	NOUN
cblr-1786	651	17	president	president	NOUN
cblr-1786	651	18	,	,	PUNCT
cblr-1786	651	19	public	public	ADJ
cblr-1786	651	20	policy	policy	NOUN
cblr-1786	651	21	,	,	PUNCT
cblr-1786	651	22	securities	security	NOUN
cblr-1786	651	23	industry	industry	NOUN
cblr-1786	651	24	and	and	CCONJ
cblr-1786	651	25	financial	financial	ADJ
cblr-1786	651	26	markets	market	NOUN
cblr-1786	651	27	association	association	NOUN
cblr-1786	651	28	)	)	PUNCT
cblr-1786	651	29	.	.	PUNCT
cblr-1786	652	1	247	247	NUM
cblr-1786	652	2	see	see	NOUN
cblr-1786	652	3	discussion	discussion	NOUN
cblr-1786	652	4	supra	supra	PROPN
cblr-1786	652	5	part	part	PROPN
cblr-1786	652	6	iii.c	iii.c	PROPN
cblr-1786	652	7	.	.	PUNCT
cblr-1786	652	8	niles	nile	NOUN
cblr-1786	652	9	final	final	ADJ
cblr-1786	652	10	no	no	NOUN
cblr-1786	652	11	.	.	NOUN
cblr-1786	652	12	3:906	3:906	NUM
cblr-1786	652	13	]	]	PUNCT
cblr-1786	652	14	member	member	NOUN
cblr-1786	652	15	fmic	fmic	ADJ
cblr-1786	652	16	953	953	NUM
cblr-1786	652	17	all	all	DET
cblr-1786	652	18	gse	gse	ADJ
cblr-1786	652	19	mbss	mbss	NOUN
cblr-1786	652	20	carry	carry	VERB
cblr-1786	652	21	two	two	NUM
cblr-1786	652	22	important	important	ADJ
cblr-1786	652	23	features	feature	NOUN
cblr-1786	652	24	.	.	PUNCT
cblr-1786	653	1	first	first	ADV
cblr-1786	653	2	,	,	PUNCT
cblr-1786	653	3	they	they	PRON
cblr-1786	653	4	carry	carry	VERB
cblr-1786	653	5	a	a	DET
cblr-1786	653	6	government	government	NOUN
cblr-1786	653	7	guaranty	guaranty	NOUN
cblr-1786	653	8	on	on	ADP
cblr-1786	653	9	principal	principal	NOUN
cblr-1786	653	10	and	and	CCONJ
cblr-1786	653	11	interest	interest	NOUN
cblr-1786	653	12	.	.	PUNCT
cblr-1786	654	1	second	second	ADJ
cblr-1786	654	2	,	,	PUNCT
cblr-1786	654	3	they	they	PRON
cblr-1786	654	4	comprise	comprise	VERB
cblr-1786	654	5	mortgages	mortgage	NOUN
cblr-1786	654	6	that	that	PRON
cblr-1786	654	7	meet	meet	VERB
cblr-1786	654	8	the	the	DET
cblr-1786	654	9	gse	gse	PROPN
cblr-1786	654	10	underwriting	underwriting	NOUN
cblr-1786	654	11	guidelines	guideline	NOUN
cblr-1786	654	12	.	.	PUNCT
cblr-1786	655	1	248	248	NUM
cblr-1786	655	2	as	as	ADP
cblr-1786	655	3	such	such	ADJ
cblr-1786	655	4	,	,	PUNCT
cblr-1786	655	5	investors	investor	NOUN
cblr-1786	655	6	recognize	recognize	VERB
cblr-1786	655	7	that	that	SCONJ
cblr-1786	655	8	gse	gse	PROPN
cblr-1786	655	9	mbss	mbss	NOUN
cblr-1786	655	10	are	be	AUX
cblr-1786	655	11	essentially	essentially	ADV
cblr-1786	655	12	fungible	fungible	ADJ
cblr-1786	655	13	—	—	PUNCT
cblr-1786	655	14	not	not	PART
cblr-1786	655	15	unlike	unlike	ADP
cblr-1786	655	16	physical	physical	ADJ
cblr-1786	655	17	commodities	commodity	NOUN
cblr-1786	655	18	—	—	PUNCT
cblr-1786	655	19	because	because	SCONJ
cblr-1786	655	20	each	each	PRON
cblr-1786	655	21	carries	carry	VERB
cblr-1786	655	22	the	the	DET
cblr-1786	655	23	same	same	ADJ
cblr-1786	655	24	guaranty	guaranty	NOUN
cblr-1786	655	25	as	as	ADP
cblr-1786	655	26	any	any	DET
cblr-1786	655	27	other	other	ADJ
cblr-1786	655	28	,	,	PUNCT
cblr-1786	655	29	regardless	regardless	ADV
cblr-1786	655	30	of	of	ADP
cblr-1786	655	31	the	the	DET
cblr-1786	655	32	underlying	underlie	VERB
cblr-1786	655	33	pool	pool	NOUN
cblr-1786	655	34	of	of	ADP
cblr-1786	655	35	mortgages	mortgage	NOUN
cblr-1786	655	36	.	.	PUNCT
cblr-1786	656	1	growing	grow	VERB
cblr-1786	656	2	out	out	ADP
cblr-1786	656	3	of	of	ADP
cblr-1786	656	4	this	this	DET
cblr-1786	656	5	recognition	recognition	NOUN
cblr-1786	656	6	,	,	PUNCT
cblr-1786	656	7	the	the	DET
cblr-1786	656	8	tba	tba	NOUN
cblr-1786	656	9	market	market	NOUN
cblr-1786	656	10	,	,	PUNCT
cblr-1786	656	11	like	like	ADP
cblr-1786	656	12	a	a	DET
cblr-1786	656	13	commodity	commodity	NOUN
cblr-1786	656	14	futures	future	NOUN
cblr-1786	656	15	market	market	NOUN
cblr-1786	656	16	,	,	PUNCT
cblr-1786	656	17	is	be	AUX
cblr-1786	656	18	a	a	DET
cblr-1786	656	19	forward	forward	ADJ
cblr-1786	656	20	market	market	NOUN
cblr-1786	656	21	dealing	deal	VERB
cblr-1786	656	22	in	in	ADP
cblr-1786	656	23	gse	gse	PROPN
cblr-1786	656	24	mbss.249	mbss.249	PROPN
cblr-1786	656	25	the	the	DET
cblr-1786	656	26	tba	tba	NOUN
cblr-1786	656	27	market	market	NOUN
cblr-1786	656	28	allows	allow	VERB
cblr-1786	656	29	issuers	issuer	NOUN
cblr-1786	656	30	and	and	CCONJ
cblr-1786	656	31	investors	investor	NOUN
cblr-1786	656	32	to	to	PART
cblr-1786	656	33	contract	contract	VERB
cblr-1786	656	34	to	to	PART
cblr-1786	656	35	deliver	deliver	VERB
cblr-1786	656	36	gse	gse	PROPN
cblr-1786	656	37	mbss	mbss	NOUN
cblr-1786	656	38	at	at	ADP
cblr-1786	656	39	a	a	DET
cblr-1786	656	40	future	future	ADJ
cblr-1786	656	41	date	date	NOUN
cblr-1786	656	42	,	,	PUNCT
cblr-1786	656	43	settling	settle	VERB
cblr-1786	656	44	as	as	ADV
cblr-1786	656	45	many	many	ADJ
cblr-1786	656	46	as	as	ADP
cblr-1786	656	47	ninety	ninety	NUM
cblr-1786	656	48	days	day	NOUN
cblr-1786	656	49	later	later	ADV
cblr-1786	656	50	,	,	PUNCT
cblr-1786	656	51	without	without	ADP
cblr-1786	656	52	actually	actually	ADV
cblr-1786	656	53	identifying	identify	VERB
cblr-1786	656	54	the	the	DET
cblr-1786	656	55	mortgages	mortgage	NOUN
cblr-1786	656	56	in	in	ADP
cblr-1786	656	57	the	the	DET
cblr-1786	656	58	mbs	mbs	NOUN
cblr-1786	656	59	pool.250	pool.250	NOUN
cblr-1786	656	60	in	in	ADP
cblr-1786	656	61	fact	fact	NOUN
cblr-1786	656	62	,	,	PUNCT
cblr-1786	656	63	at	at	ADP
cblr-1786	656	64	the	the	DET
cblr-1786	656	65	time	time	NOUN
cblr-1786	656	66	that	that	PRON
cblr-1786	656	67	the	the	DET
cblr-1786	656	68	investors	investor	NOUN
cblr-1786	656	69	purchase	purchase	VERB
cblr-1786	656	70	the	the	DET
cblr-1786	656	71	gse	gse	PROPN
cblr-1786	656	72	mbss	mbss	NOUN
cblr-1786	656	73	in	in	ADP
cblr-1786	656	74	tba	tba	NOUN
cblr-1786	656	75	contracts	contract	NOUN
cblr-1786	656	76	,	,	PUNCT
cblr-1786	656	77	the	the	DET
cblr-1786	656	78	mortgages	mortgage	NOUN
cblr-1786	656	79	backing	back	VERB
cblr-1786	656	80	the	the	DET
cblr-1786	656	81	bonds	bond	NOUN
cblr-1786	656	82	may	may	AUX
cblr-1786	656	83	not	not	PART
cblr-1786	656	84	yet	yet	ADV
cblr-1786	656	85	even	even	ADV
cblr-1786	656	86	exist.251	exist.251	PROPN
cblr-1786	656	87	the	the	DET
cblr-1786	656	88	tba	tba	NOUN
cblr-1786	656	89	contracts	contract	NOUN
cblr-1786	656	90	specify	specify	VERB
cblr-1786	656	91	only	only	ADV
cblr-1786	656	92	six	six	NUM
cblr-1786	656	93	parameters	parameter	NOUN
cblr-1786	656	94	:	:	PUNCT
cblr-1786	656	95	the	the	DET
cblr-1786	656	96	issuer	issuer	NOUN
cblr-1786	656	97	,	,	PUNCT
cblr-1786	656	98	maturity	maturity	NOUN
cblr-1786	656	99	,	,	PUNCT
cblr-1786	656	100	coupon	coupon	NOUN
cblr-1786	656	101	,	,	PUNCT
cblr-1786	656	102	par	par	NOUN
cblr-1786	656	103	amount	amount	NOUN
cblr-1786	656	104	,	,	PUNCT
cblr-1786	656	105	settlement	settlement	NOUN
cblr-1786	656	106	date	date	NOUN
cblr-1786	656	107	,	,	PUNCT
cblr-1786	656	108	and	and	CCONJ
cblr-1786	656	109	price.252	price.252	VERB
cblr-1786	656	110	the	the	DET
cblr-1786	656	111	tba	tba	NOUN
cblr-1786	656	112	market	market	NOUN
cblr-1786	656	113	is	be	AUX
cblr-1786	656	114	important	important	ADJ
cblr-1786	656	115	for	for	ADP
cblr-1786	656	116	banks	bank	NOUN
cblr-1786	656	117	,	,	PUNCT
cblr-1786	656	118	particularly	particularly	ADV
cblr-1786	656	119	small	small	ADJ
cblr-1786	656	120	banks	bank	NOUN
cblr-1786	656	121	,	,	PUNCT
cblr-1786	656	122	that	that	PRON
cblr-1786	656	123	originate	originate	VERB
cblr-1786	656	124	mortgages	mortgage	NOUN
cblr-1786	656	125	.	.	PUNCT
cblr-1786	657	1	first	first	ADV
cblr-1786	657	2	,	,	PUNCT
cblr-1786	657	3	because	because	SCONJ
cblr-1786	657	4	of	of	ADP
cblr-1786	657	5	its	its	PRON
cblr-1786	657	6	deep	deep	ADJ
cblr-1786	657	7	liquidity	liquidity	NOUN
cblr-1786	657	8	,	,	PUNCT
cblr-1786	657	9	the	the	DET
cblr-1786	657	10	tba	tba	NOUN
cblr-1786	657	11	market	market	NOUN
cblr-1786	657	12	gives	give	VERB
cblr-1786	657	13	originators	originator	NOUN
cblr-1786	657	14	the	the	DET
cblr-1786	657	15	ability	ability	NOUN
cblr-1786	657	16	to	to	PART
cblr-1786	657	17	cheaply	cheaply	ADV
cblr-1786	657	18	hedge	hedge	VERB
cblr-1786	657	19	against	against	ADP
cblr-1786	657	20	interest	interest	NOUN
cblr-1786	657	21	rate	rate	NOUN
cblr-1786	657	22	risk	risk	NOUN
cblr-1786	657	23	,	,	PUNCT
cblr-1786	657	24	thereby	thereby	ADV
cblr-1786	657	25	allowing	allow	VERB
cblr-1786	657	26	originators	originator	NOUN
cblr-1786	657	27	to	to	PART
cblr-1786	657	28	offer	offer	VERB
cblr-1786	657	29	borrowers	borrower	NOUN
cblr-1786	657	30	a	a	DET
cblr-1786	657	31	fixed	fix	VERB
cblr-1786	657	32	-	-	PUNCT
cblr-1786	657	33	rate	rate	NOUN
cblr-1786	657	34	product	product	NOUN
cblr-1786	657	35	good	good	ADJ
cblr-1786	657	36	for	for	ADP
cblr-1786	657	37	some	some	DET
cblr-1786	657	38	thirty	thirty	NUM
cblr-1786	657	39	to	to	PART
cblr-1786	657	40	ninety	ninety	NUM
cblr-1786	657	41	days.253	days.253	NOUN
cblr-1786	657	42	this	this	DET
cblr-1786	657	43	hedge	hedge	NOUN
cblr-1786	657	44	facilitates	facilitate	VERB
cblr-1786	657	45	the	the	DET
cblr-1786	657	46	“	"	PUNCT
cblr-1786	657	47	rate	rate	NOUN
cblr-1786	657	48	locks	lock	NOUN
cblr-1786	657	49	”	"	PUNCT
cblr-1786	657	50	now	now	ADV
cblr-1786	657	51	familiar	familiar	ADJ
cblr-1786	657	52	to	to	ADP
cblr-1786	657	53	borrowers	borrower	NOUN
cblr-1786	657	54	.	.	PUNCT
cblr-1786	658	1	second	second	ADJ
cblr-1786	658	2	,	,	PUNCT
cblr-1786	658	3	because	because	SCONJ
cblr-1786	658	4	sale	sale	NOUN
cblr-1786	658	5	and	and	CCONJ
cblr-1786	658	6	delivery	delivery	NOUN
cblr-1786	658	7	are	be	AUX
cblr-1786	658	8	determined	determine	VERB
cblr-1786	658	9	in	in	ADP
cblr-1786	658	10	advance	advance	NOUN
cblr-1786	658	11	,	,	PUNCT
cblr-1786	658	12	the	the	DET
cblr-1786	658	13	tba	tba	NOUN
cblr-1786	658	14	market	market	NOUN
cblr-1786	658	15	eliminates	eliminate	VERB
cblr-1786	658	16	originators	originator	NOUN
cblr-1786	658	17	’	'	PUNCT
cblr-1786	658	18	need	need	VERB
cblr-1786	658	19	to	to	PART
cblr-1786	658	20	“	"	PUNCT
cblr-1786	658	21	warehouse	warehouse	NOUN
cblr-1786	658	22	”	"	PUNCT
cblr-1786	658	23	loans	loan	NOUN
cblr-1786	658	24	on	on	ADP
cblr-1786	658	25	balance	balance	NOUN
cblr-1786	658	26	248	248	NUM
cblr-1786	658	27	hearing	hearing	NOUN
cblr-1786	658	28	on	on	ADP
cblr-1786	658	29	h.r	h.r	PROPN
cblr-1786	658	30	.	.	PUNCT
cblr-1786	659	1	_	_	PUNCT
cblr-1786	660	1	_	_	PUNCT
cblr-1786	661	1	_	_	PUNCT
cblr-1786	662	1	_	_	PUNCT
cblr-1786	662	2	,	,	PUNCT
cblr-1786	662	3	the	the	DET
cblr-1786	662	4	private	private	ADJ
cblr-1786	662	5	mortgage	mortgage	NOUN
cblr-1786	662	6	market	market	NOUN
cblr-1786	662	7	investment	investment	NOUN
cblr-1786	662	8	act	act	NOUN
cblr-1786	662	9	before	before	ADP
cblr-1786	662	10	the	the	DET
cblr-1786	662	11	h.	h.	PROPN
cblr-1786	662	12	comm	comm	NOUN
cblr-1786	662	13	.	.	PUNCT
cblr-1786	663	1	on	on	ADP
cblr-1786	663	2	fin	fin	NOUN
cblr-1786	663	3	.	.	PUNCT
cblr-1786	664	1	servs	servs	PROPN
cblr-1786	664	2	.	.	PUNCT
cblr-1786	664	3	,	,	PUNCT
cblr-1786	664	4	subcomm	subcomm	NOUN
cblr-1786	664	5	.	.	PUNCT
cblr-1786	665	1	on	on	ADP
cblr-1786	665	2	gov’t	gov’t	NUM
cblr-1786	665	3	sponsored	sponsor	VERB
cblr-1786	665	4	enters	enter	NOUN
cblr-1786	665	5	.	.	PUNCT
cblr-1786	665	6	,	,	PUNCT
cblr-1786	665	7	112th	112th	PROPN
cblr-1786	665	8	cong	cong	NOUN
cblr-1786	665	9	.	.	PUNCT
cblr-1786	666	1	86–87	86–87	NUM
cblr-1786	666	2	(	(	PUNCT
cblr-1786	666	3	2011	2011	NUM
cblr-1786	666	4	)	)	PUNCT
cblr-1786	666	5	(	(	PUNCT
cblr-1786	666	6	statement	statement	NOUN
cblr-1786	666	7	of	of	ADP
cblr-1786	666	8	tom	tom	PROPN
cblr-1786	666	9	deutsch	deutsch	PROPN
cblr-1786	666	10	,	,	PUNCT
cblr-1786	666	11	executive	executive	ADJ
cblr-1786	666	12	director	director	NOUN
cblr-1786	666	13	,	,	PUNCT
cblr-1786	666	14	american	american	ADJ
cblr-1786	666	15	securitization	securitization	NOUN
cblr-1786	666	16	forum	forum	PROPN
cblr-1786	666	17	)	)	PUNCT
cblr-1786	666	18	.	.	PUNCT
cblr-1786	667	1	249	249	NUM
cblr-1786	667	2	see	see	VERB
cblr-1786	667	3	michael	michael	PROPN
cblr-1786	667	4	e.	e.	PROPN
cblr-1786	667	5	murphy	murphy	PROPN
cblr-1786	667	6	,	,	PUNCT
cblr-1786	667	7	fannie	fannie	PROPN
cblr-1786	667	8	mae	mae	PROPN
cblr-1786	667	9	and	and	CCONJ
cblr-1786	667	10	freddie	freddie	PROPN
cblr-1786	667	11	mac	mac	PROPN
cblr-1786	667	12	:	:	PUNCT
cblr-1786	667	13	legal	legal	ADJ
cblr-1786	667	14	implications	implication	NOUN
cblr-1786	667	15	of	of	ADP
cblr-1786	667	16	a	a	DET
cblr-1786	667	17	successor	successor	NOUN
cblr-1786	667	18	cooperative	cooperative	NOUN
cblr-1786	667	19	,	,	PUNCT
cblr-1786	667	20	10	10	NUM
cblr-1786	667	21	depaul	depaul	NOUN
cblr-1786	667	22	bus	bus	NOUN
cblr-1786	667	23	.	.	PUNCT
cblr-1786	667	24	&	&	CCONJ
cblr-1786	667	25	com	com	PROPN
cblr-1786	667	26	.	.	PUNCT
cblr-1786	667	27	l.j	l.j	PROPN
cblr-1786	667	28	.	.	PROPN
cblr-1786	667	29	171	171	NUM
cblr-1786	667	30	,	,	PUNCT
cblr-1786	667	31	177–78	177–78	NUM
cblr-1786	667	32	(	(	PUNCT
cblr-1786	667	33	2012	2012	NUM
cblr-1786	667	34	)	)	PUNCT
cblr-1786	667	35	.	.	PUNCT
cblr-1786	668	1	250	250	NUM
cblr-1786	669	1	i	i	PRON
cblr-1786	669	2	d.	d.	PROPN
cblr-1786	669	3	at	at	ADP
cblr-1786	669	4	178	178	NUM
cblr-1786	669	5	.	.	PUNCT
cblr-1786	670	1	251	251	NUM
cblr-1786	671	1	i	i	PRON
cblr-1786	671	2	d.	d.	VERB
cblr-1786	671	3	the	the	DET
cblr-1786	671	4	sale	sale	NOUN
cblr-1786	671	5	of	of	ADP
cblr-1786	671	6	unidentified	unidentified	ADJ
cblr-1786	671	7	mortgages	mortgage	NOUN
cblr-1786	671	8	is	be	AUX
cblr-1786	671	9	legal	legal	ADJ
cblr-1786	671	10	due	due	ADP
cblr-1786	671	11	to	to	ADP
cblr-1786	671	12	a	a	DET
cblr-1786	671	13	gse	gse	ADJ
cblr-1786	671	14	exemption	exemption	NOUN
cblr-1786	671	15	from	from	ADP
cblr-1786	671	16	compliance	compliance	NOUN
cblr-1786	671	17	with	with	ADP
cblr-1786	671	18	disclosure	disclosure	NOUN
cblr-1786	671	19	requirements	requirement	NOUN
cblr-1786	671	20	of	of	ADP
cblr-1786	671	21	the	the	DET
cblr-1786	671	22	securities	security	NOUN
cblr-1786	671	23	act	act	NOUN
cblr-1786	671	24	of	of	ADP
cblr-1786	671	25	1933	1933	NUM
cblr-1786	671	26	.	.	PUNCT
cblr-1786	672	1	i	i	PRON
cblr-1786	672	2	d.	d.	VERB
cblr-1786	672	3	252	252	NUM
cblr-1786	673	1	i	i	PRON
cblr-1786	673	2	d.	d.	PROPN
cblr-1786	673	3	253	253	NUM
cblr-1786	674	1	i	i	PROPN
cblr-1786	674	2	d.	d.	PROPN
cblr-1786	674	3	niles	niles	PROPN
cblr-1786	674	4	final	final	ADJ
cblr-1786	674	5	954	954	NUM
cblr-1786	674	6	columbia	columbia	PROPN
cblr-1786	674	7	business	business	NOUN
cblr-1786	674	8	law	law	PROPN
cblr-1786	674	9	review	review	NOUN
cblr-1786	674	10	[	[	X
cblr-1786	674	11	vol	vol	NOUN
cblr-1786	674	12	.	.	PUNCT
cblr-1786	674	13	2014	2014	NUM
cblr-1786	674	14	sheet	sheet	NOUN
cblr-1786	674	15	while	while	SCONJ
cblr-1786	674	16	shopping	shop	VERB
cblr-1786	674	17	them	they	PRON
cblr-1786	674	18	on	on	ADP
cblr-1786	674	19	the	the	DET
cblr-1786	674	20	secondary	secondary	ADJ
cblr-1786	674	21	market.254	market.254	NOUN
cblr-1786	674	22	these	these	DET
cblr-1786	674	23	features	feature	NOUN
cblr-1786	674	24	serve	serve	VERB
cblr-1786	674	25	to	to	PART
cblr-1786	674	26	reduce	reduce	VERB
cblr-1786	674	27	transaction	transaction	NOUN
cblr-1786	674	28	costs	cost	NOUN
cblr-1786	674	29	for	for	ADP
cblr-1786	674	30	originators	originator	NOUN
cblr-1786	674	31	,	,	PUNCT
cblr-1786	674	32	thereby	thereby	ADV
cblr-1786	674	33	lowering	lower	VERB
cblr-1786	674	34	mortgage	mortgage	NOUN
cblr-1786	674	35	rates	rate	NOUN
cblr-1786	674	36	for	for	ADP
cblr-1786	674	37	borrowers	borrower	NOUN
cblr-1786	674	38	.	.	PUNCT
cblr-1786	675	1	for	for	ADP
cblr-1786	675	2	the	the	DET
cblr-1786	675	3	reasons	reason	NOUN
cblr-1786	675	4	above	above	ADV
cblr-1786	675	5	,	,	PUNCT
cblr-1786	675	6	general	general	ADJ
cblr-1786	675	7	agreement	agreement	NOUN
cblr-1786	675	8	has	have	AUX
cblr-1786	675	9	coalesced	coalesce	VERB
cblr-1786	675	10	around	around	ADP
cblr-1786	675	11	the	the	DET
cblr-1786	675	12	assertion	assertion	NOUN
cblr-1786	675	13	that	that	SCONJ
cblr-1786	675	14	the	the	DET
cblr-1786	675	15	tba	tba	NOUN
cblr-1786	675	16	market	market	NOUN
cblr-1786	675	17	provides	provide	VERB
cblr-1786	675	18	a	a	DET
cblr-1786	675	19	benefit	benefit	NOUN
cblr-1786	675	20	to	to	ADP
cblr-1786	675	21	borrowers	borrower	NOUN
cblr-1786	675	22	sufficient	sufficient	ADJ
cblr-1786	675	23	to	to	PART
cblr-1786	675	24	warrant	warrant	VERB
cblr-1786	675	25	its	its	PRON
cblr-1786	675	26	maintenance	maintenance	NOUN
cblr-1786	675	27	or	or	CCONJ
cblr-1786	675	28	replacement	replacement	NOUN
cblr-1786	675	29	with	with	ADP
cblr-1786	675	30	a	a	DET
cblr-1786	675	31	similar	similar	ADJ
cblr-1786	675	32	market	market	NOUN
cblr-1786	675	33	mechanism.255	mechanism.255	NOUN
cblr-1786	675	34	in	in	ADP
cblr-1786	675	35	fact	fact	NOUN
cblr-1786	675	36	,	,	PUNCT
cblr-1786	675	37	the	the	DET
cblr-1786	675	38	johnson	johnson	PROPN
cblr-1786	675	39	-	-	PUNCT
cblr-1786	675	40	crapo	crapo	PROPN
cblr-1786	675	41	bill	bill	PROPN
cblr-1786	675	42	reiterated	reiterate	VERB
cblr-1786	675	43	the	the	DET
cblr-1786	675	44	importance	importance	NOUN
cblr-1786	675	45	of	of	ADP
cblr-1786	675	46	the	the	DET
cblr-1786	675	47	tba	tba	NOUN
cblr-1786	675	48	market	market	NOUN
cblr-1786	675	49	to	to	ADP
cblr-1786	675	50	the	the	DET
cblr-1786	675	51	senate	senate	PROPN
cblr-1786	675	52	banking	banking	PROPN
cblr-1786	675	53	committee	committee	PROPN
cblr-1786	675	54	by	by	ADP
cblr-1786	675	55	requiring	require	VERB
cblr-1786	675	56	that	that	SCONJ
cblr-1786	675	57	the	the	DET
cblr-1786	675	58	fmic	fmic	ADJ
cblr-1786	675	59	“	"	PUNCT
cblr-1786	675	60	consider	consider	VERB
cblr-1786	675	61	whether	whether	SCONJ
cblr-1786	675	62	the	the	DET
cblr-1786	675	63	approval	approval	NOUN
cblr-1786	675	64	of	of	ADP
cblr-1786	675	65	any	any	DET
cblr-1786	675	66	credit	credit	NOUN
cblr-1786	675	67	risksharing	risksharing	NOUN
cblr-1786	675	68	mechanism	mechanism	NOUN
cblr-1786	675	69	will	will	AUX
cblr-1786	675	70	impair	impair	VERB
cblr-1786	675	71	the	the	DET
cblr-1786	675	72	operation	operation	NOUN
cblr-1786	675	73	and	and	CCONJ
cblr-1786	675	74	liquidity	liquidity	NOUN
cblr-1786	675	75	of	of	ADP
cblr-1786	675	76	forward	forward	ADJ
cblr-1786	675	77	market	market	NOUN
cblr-1786	675	78	executions	execution	NOUN
cblr-1786	675	79	of	of	ADP
cblr-1786	675	80	[	[	X
cblr-1786	675	81	mbss	mbss	NOUN
cblr-1786	675	82	]	]	PUNCT
cblr-1786	675	83	,	,	PUNCT
cblr-1786	675	84	such	such	ADJ
cblr-1786	675	85	as	as	ADP
cblr-1786	675	86	the	the	DET
cblr-1786	675	87	to	to	PART
cblr-1786	675	88	-	-	PUNCT
cblr-1786	675	89	beannounced	beannounce	VERB
cblr-1786	675	90	market	market	NOUN
cblr-1786	675	91	.	.	PUNCT
cblr-1786	675	92	.	.	PUNCT
cblr-1786	675	93	.	.	PUNCT
cblr-1786	676	1	.”256	.”256	PUNCT
cblr-1786	677	1	therefore	therefore	ADV
cblr-1786	677	2	,	,	PUNCT
cblr-1786	677	3	the	the	DET
cblr-1786	677	4	tba	tba	NOUN
cblr-1786	677	5	market	market	NOUN
cblr-1786	677	6	—	—	PUNCT
cblr-1786	677	7	and	and	CCONJ
cblr-1786	677	8	the	the	DET
cblr-1786	677	9	fungibility	fungibility	NOUN
cblr-1786	677	10	that	that	PRON
cblr-1786	677	11	allows	allow	VERB
cblr-1786	677	12	the	the	DET
cblr-1786	677	13	market	market	NOUN
cblr-1786	677	14	to	to	PART
cblr-1786	677	15	flourish	flourish	VERB
cblr-1786	677	16	—	—	PUNCT
cblr-1786	677	17	should	should	AUX
cblr-1786	677	18	weigh	weigh	VERB
cblr-1786	677	19	heavily	heavily	ADV
cblr-1786	677	20	upon	upon	SCONJ
cblr-1786	677	21	considerations	consideration	NOUN
cblr-1786	677	22	made	make	VERB
cblr-1786	677	23	to	to	PART
cblr-1786	677	24	identify	identify	VERB
cblr-1786	677	25	risksharing	riskshare	VERB
cblr-1786	677	26	mechanisms	mechanism	NOUN
cblr-1786	677	27	ideal	ideal	ADJ
cblr-1786	677	28	for	for	ADP
cblr-1786	677	29	the	the	DET
cblr-1786	677	30	fmic	fmic	NOUN
cblr-1786	677	31	.	.	PUNCT
cblr-1786	678	1	2	2	X
cblr-1786	678	2	.	.	X
cblr-1786	678	3	for	for	ADP
cblr-1786	678	4	investors	investor	NOUN
cblr-1786	678	5	:	:	PUNCT
cblr-1786	678	6	produce	produce	VERB
cblr-1786	678	7	attractive	attractive	ADJ
cblr-1786	678	8	investment	investment	NOUN
cblr-1786	678	9	products	product	NOUN
cblr-1786	678	10	because	because	SCONJ
cblr-1786	678	11	the	the	DET
cblr-1786	678	12	gses	gse	NOUN
cblr-1786	678	13	assume	assume	VERB
cblr-1786	678	14	the	the	DET
cblr-1786	678	15	credit	credit	NOUN
cblr-1786	678	16	-	-	PUNCT
cblr-1786	678	17	default	default	NOUN
cblr-1786	678	18	risk	risk	NOUN
cblr-1786	678	19	for	for	ADP
cblr-1786	678	20	gse	gse	NOUN
cblr-1786	678	21	mbss	mbss	NOUN
cblr-1786	678	22	,	,	PUNCT
cblr-1786	678	23	investors	investor	NOUN
cblr-1786	678	24	in	in	ADP
cblr-1786	678	25	the	the	DET
cblr-1786	678	26	gse	gse	PROPN
cblr-1786	678	27	mbs	mb	NOUN
cblr-1786	678	28	markets	market	NOUN
cblr-1786	678	29	assume	assume	VERB
cblr-1786	678	30	only	only	ADV
cblr-1786	678	31	prepayment	prepayment	NOUN
cblr-1786	678	32	risk	risk	NOUN
cblr-1786	678	33	and	and	CCONJ
cblr-1786	678	34	interest	interest	NOUN
cblr-1786	678	35	-	-	PUNCT
cblr-1786	678	36	rate	rate	NOUN
cblr-1786	678	37	risk	risk	NOUN
cblr-1786	678	38	.	.	PUNCT
cblr-1786	679	1	this	this	DET
cblr-1786	679	2	limited	limited	ADJ
cblr-1786	679	3	risk	risk	NOUN
cblr-1786	679	4	assumption	assumption	NOUN
cblr-1786	679	5	means	mean	VERB
cblr-1786	679	6	that	that	SCONJ
cblr-1786	679	7	gse	gse	PROPN
cblr-1786	679	8	mbs	mb	NOUN
cblr-1786	679	9	investors	investor	NOUN
cblr-1786	679	10	need	need	AUX
cblr-1786	679	11	not	not	PART
cblr-1786	679	12	expend	expend	VERB
cblr-1786	679	13	high	high	ADJ
cblr-1786	679	14	costs	cost	NOUN
cblr-1786	679	15	developing	develop	VERB
cblr-1786	679	16	sophisticated	sophisticated	ADJ
cblr-1786	679	17	models	model	NOUN
cblr-1786	679	18	to	to	PART
cblr-1786	679	19	gauge	gauge	VERB
cblr-1786	679	20	the	the	DET
cblr-1786	679	21	probability	probability	NOUN
cblr-1786	679	22	of	of	ADP
cblr-1786	679	23	borrower	borrower	NOUN
cblr-1786	679	24	default	default	NOUN
cblr-1786	679	25	on	on	ADP
cblr-1786	679	26	the	the	DET
cblr-1786	679	27	myriad	myriad	ADJ
cblr-1786	679	28	loans	loan	NOUN
cblr-1786	679	29	that	that	PRON
cblr-1786	679	30	underlie	underlie	VERB
cblr-1786	679	31	gse	gse	PROPN
cblr-1786	679	32	mbss	mbss	NOUN
cblr-1786	679	33	.	.	PUNCT
cblr-1786	680	1	instead	instead	ADV
cblr-1786	680	2	,	,	PUNCT
cblr-1786	680	3	these	these	DET
cblr-1786	680	4	investors	investor	NOUN
cblr-1786	680	5	need	need	VERB
cblr-1786	680	6	only	only	ADV
cblr-1786	680	7	price	price	VERB
cblr-1786	680	8	the	the	DET
cblr-1786	680	9	risk	risk	NOUN
cblr-1786	680	10	that	that	SCONJ
cblr-1786	680	11	interest	interest	NOUN
cblr-1786	680	12	rates	rate	NOUN
cblr-1786	680	13	will	will	AUX
cblr-1786	680	14	fluctuate	fluctuate	VERB
cblr-1786	680	15	adversely	adversely	ADV
cblr-1786	680	16	to	to	ADP
cblr-1786	680	17	their	their	PRON
cblr-1786	680	18	254	254	NUM
cblr-1786	680	19	i	i	PROPN
cblr-1786	680	20	d.	d.	PROPN
cblr-1786	680	21	255	255	NUM
cblr-1786	680	22	see	see	VERB
cblr-1786	680	23	hearing	hear	VERB
cblr-1786	680	24	on	on	ADP
cblr-1786	680	25	h.r	h.r	PROPN
cblr-1786	680	26	.	.	PUNCT
cblr-1786	681	1	_	_	PUNCT
cblr-1786	682	1	_	_	PUNCT
cblr-1786	683	1	_	_	PUNCT
cblr-1786	684	1	_	_	PUNCT
cblr-1786	684	2	,	,	PUNCT
cblr-1786	684	3	the	the	DET
cblr-1786	684	4	private	private	ADJ
cblr-1786	684	5	mortgage	mortgage	NOUN
cblr-1786	684	6	market	market	NOUN
cblr-1786	684	7	investment	investment	NOUN
cblr-1786	684	8	act	act	NOUN
cblr-1786	684	9	before	before	ADP
cblr-1786	684	10	the	the	DET
cblr-1786	684	11	h.	h.	PROPN
cblr-1786	684	12	comm	comm	NOUN
cblr-1786	684	13	.	.	PUNCT
cblr-1786	685	1	on	on	ADP
cblr-1786	685	2	fin	fin	NOUN
cblr-1786	685	3	.	.	PUNCT
cblr-1786	686	1	servs	servs	PROPN
cblr-1786	686	2	.	.	PUNCT
cblr-1786	686	3	,	,	PUNCT
cblr-1786	686	4	subcomm	subcomm	NOUN
cblr-1786	686	5	.	.	PUNCT
cblr-1786	687	1	on	on	ADP
cblr-1786	687	2	gov’t	gov’t	NUM
cblr-1786	687	3	sponsored	sponsor	VERB
cblr-1786	687	4	enters	enter	NOUN
cblr-1786	687	5	.	.	PUNCT
cblr-1786	688	1	,	,	PUNCT
cblr-1786	688	2	supra	supra	PROPN
cblr-1786	688	3	note	note	PROPN
cblr-1786	688	4	248	248	NUM
cblr-1786	688	5	,	,	PUNCT
cblr-1786	688	6	at	at	ADP
cblr-1786	688	7	87	87	NUM
cblr-1786	688	8	(	(	PUNCT
cblr-1786	688	9	statement	statement	NOUN
cblr-1786	688	10	of	of	ADP
cblr-1786	688	11	tom	tom	PROPN
cblr-1786	688	12	deutsch	deutsch	PROPN
cblr-1786	688	13	,	,	PUNCT
cblr-1786	688	14	executive	executive	ADJ
cblr-1786	688	15	director	director	NOUN
cblr-1786	688	16	,	,	PUNCT
cblr-1786	688	17	american	american	ADJ
cblr-1786	688	18	securitization	securitization	NOUN
cblr-1786	688	19	forum	forum	PROPN
cblr-1786	688	20	)	)	PUNCT
cblr-1786	688	21	(	(	PUNCT
cblr-1786	688	22	“	"	PUNCT
cblr-1786	688	23	[	[	X
cblr-1786	688	24	a]ny	a]ny	NUM
cblr-1786	688	25	reform	reform	NOUN
cblr-1786	688	26	of	of	ADP
cblr-1786	688	27	the	the	DET
cblr-1786	688	28	gses	gse	NOUN
cblr-1786	688	29	which	which	PRON
cblr-1786	688	30	does	do	AUX
cblr-1786	688	31	not	not	PART
cblr-1786	688	32	accommodate	accommodate	VERB
cblr-1786	688	33	,	,	PUNCT
cblr-1786	688	34	or	or	CCONJ
cblr-1786	688	35	suitably	suitably	ADV
cblr-1786	688	36	replace	replace	VERB
cblr-1786	688	37	,	,	PUNCT
cblr-1786	688	38	the	the	DET
cblr-1786	688	39	existing	exist	VERB
cblr-1786	688	40	gse	gse	PROPN
cblr-1786	688	41	mbs	mbs	PROPN
cblr-1786	688	42	tba	tba	NOUN
cblr-1786	688	43	market	market	NOUN
cblr-1786	688	44	will	will	AUX
cblr-1786	688	45	undoubtedly	undoubtedly	ADV
cblr-1786	688	46	impact	impact	VERB
cblr-1786	688	47	mortgage	mortgage	NOUN
cblr-1786	688	48	originators	originator	NOUN
cblr-1786	688	49	and	and	CCONJ
cblr-1786	688	50	borrowers	borrower	NOUN
cblr-1786	688	51	both	both	CCONJ
cblr-1786	688	52	severely	severely	ADV
cblr-1786	688	53	and	and	CCONJ
cblr-1786	688	54	negatively	negatively	ADV
cblr-1786	688	55	.	.	PUNCT
cblr-1786	688	56	”	"	PUNCT
cblr-1786	688	57	)	)	PUNCT
cblr-1786	688	58	;	;	PUNCT
cblr-1786	688	59	senate	senate	PROPN
cblr-1786	688	60	banking	banking	PROPN
cblr-1786	688	61	committee	committee	PROPN
cblr-1786	688	62	housing	housing	PROPN
cblr-1786	688	63	finance	finance	NOUN
cblr-1786	688	64	reform	reform	NOUN
cblr-1786	688	65	hearings	hearing	NOUN
cblr-1786	688	66	,	,	PUNCT
cblr-1786	688	67	supra	supra	PROPN
cblr-1786	688	68	note	note	NOUN
cblr-1786	688	69	23	23	NUM
cblr-1786	688	70	.	.	PUNCT
cblr-1786	689	1	256	256	NUM
cblr-1786	689	2	johnson	johnson	PROPN
cblr-1786	689	3	-	-	PUNCT
cblr-1786	689	4	crapo	crapo	PROPN
cblr-1786	689	5	senate	senate	PROPN
cblr-1786	689	6	bill	bill	PROPN
cblr-1786	689	7	,	,	PUNCT
cblr-1786	689	8	supra	supra	PROPN
cblr-1786	689	9	note	note	NOUN
cblr-1786	689	10	24	24	NUM
cblr-1786	689	11	,	,	PUNCT
cblr-1786	689	12	at	at	ADP
cblr-1786	689	13	§	§	PROPN
cblr-1786	689	14	302(b)(1)(e	302(b)(1)(e	PROPN
cblr-1786	689	15	)	)	PUNCT
cblr-1786	689	16	.	.	PUNCT
cblr-1786	690	1	niles	nile	NOUN
cblr-1786	690	2	final	final	ADJ
cblr-1786	690	3	no	no	NOUN
cblr-1786	690	4	.	.	NOUN
cblr-1786	690	5	3:906	3:906	NUM
cblr-1786	690	6	]	]	PUNCT
cblr-1786	690	7	member	member	NOUN
cblr-1786	690	8	fmic	fmic	ADJ
cblr-1786	690	9	955	955	NUM
cblr-1786	690	10	portfolios	portfolio	NOUN
cblr-1786	690	11	.	.	PUNCT
cblr-1786	691	1	in	in	ADP
cblr-1786	691	2	other	other	ADJ
cblr-1786	691	3	words	word	NOUN
cblr-1786	691	4	,	,	PUNCT
cblr-1786	691	5	gse	gse	ADJ
cblr-1786	691	6	mbss	mbss	NOUN
cblr-1786	691	7	currently	currently	ADV
cblr-1786	691	8	provide	provide	VERB
cblr-1786	691	9	a	a	DET
cblr-1786	691	10	safe	safe	ADJ
cblr-1786	691	11	outlet	outlet	NOUN
cblr-1786	691	12	for	for	ADP
cblr-1786	691	13	so	so	ADV
cblr-1786	691	14	-	-	PUNCT
cblr-1786	691	15	called	call	VERB
cblr-1786	691	16	“	"	PUNCT
cblr-1786	691	17	rates	rate	NOUN
cblr-1786	691	18	investors	investor	NOUN
cblr-1786	691	19	.	.	PUNCT
cblr-1786	692	1	”257	”257	VERB
cblr-1786	692	2	“	"	PUNCT
cblr-1786	692	3	rates	rate	NOUN
cblr-1786	692	4	investors	investor	NOUN
cblr-1786	692	5	”	"	PUNCT
cblr-1786	692	6	stand	stand	VERB
cblr-1786	692	7	in	in	ADP
cblr-1786	692	8	contrast	contrast	NOUN
cblr-1786	692	9	to	to	ADP
cblr-1786	692	10	“	"	PUNCT
cblr-1786	692	11	credit	credit	NOUN
cblr-1786	692	12	investors	investor	NOUN
cblr-1786	692	13	,	,	PUNCT
cblr-1786	692	14	”	"	PUNCT
cblr-1786	692	15	who	who	PRON
cblr-1786	692	16	are	be	AUX
cblr-1786	692	17	investors	investor	NOUN
cblr-1786	692	18	willing	willing	ADJ
cblr-1786	692	19	to	to	PART
cblr-1786	692	20	take	take	VERB
cblr-1786	692	21	on	on	ADP
cblr-1786	692	22	the	the	DET
cblr-1786	692	23	risk	risk	NOUN
cblr-1786	692	24	of	of	ADP
cblr-1786	692	25	borrower	borrower	NOUN
cblr-1786	692	26	defaults.258	defaults.258	NUM
cblr-1786	692	27	because	because	SCONJ
cblr-1786	692	28	of	of	ADP
cblr-1786	692	29	the	the	DET
cblr-1786	692	30	complexity	complexity	NOUN
cblr-1786	692	31	required	require	VERB
cblr-1786	692	32	to	to	PART
cblr-1786	692	33	determine	determine	VERB
cblr-1786	692	34	default	default	NOUN
cblr-1786	692	35	risk	risk	NOUN
cblr-1786	692	36	on	on	ADP
cblr-1786	692	37	thousands	thousand	NOUN
cblr-1786	692	38	of	of	ADP
cblr-1786	692	39	idiosyncratic	idiosyncratic	ADJ
cblr-1786	692	40	loans	loan	NOUN
cblr-1786	692	41	within	within	ADP
cblr-1786	692	42	a	a	DET
cblr-1786	692	43	mortgage	mortgage	NOUN
cblr-1786	692	44	pool	pool	NOUN
cblr-1786	692	45	,	,	PUNCT
cblr-1786	692	46	credit	credit	NOUN
cblr-1786	692	47	investing	investing	NOUN
cblr-1786	692	48	is	be	AUX
cblr-1786	692	49	generally	generally	ADV
cblr-1786	692	50	recognized	recognize	VERB
cblr-1786	692	51	to	to	PART
cblr-1786	692	52	be	be	AUX
cblr-1786	692	53	a	a	DET
cblr-1786	692	54	more	more	ADV
cblr-1786	692	55	difficult	difficult	ADJ
cblr-1786	692	56	pursuit.259	pursuit.259	NOUN
cblr-1786	692	57	accordingly	accordingly	ADV
cblr-1786	692	58	,	,	PUNCT
cblr-1786	692	59	rates	rate	NOUN
cblr-1786	692	60	investors	investor	NOUN
cblr-1786	692	61	would	would	AUX
cblr-1786	692	62	likely	likely	ADV
cblr-1786	692	63	leave	leave	VERB
cblr-1786	692	64	a	a	DET
cblr-1786	692	65	market	market	NOUN
cblr-1786	692	66	before	before	ADP
cblr-1786	692	67	assuming	assume	VERB
cblr-1786	692	68	the	the	DET
cblr-1786	692	69	burdens	burden	NOUN
cblr-1786	692	70	of	of	ADP
cblr-1786	692	71	credit	credit	NOUN
cblr-1786	692	72	investing	investing	NOUN
cblr-1786	692	73	.	.	PUNCT
cblr-1786	693	1	any	any	DET
cblr-1786	693	2	housing	housing	NOUN
cblr-1786	693	3	finance	finance	NOUN
cblr-1786	693	4	reform	reform	NOUN
cblr-1786	693	5	initiative	initiative	NOUN
cblr-1786	693	6	must	must	AUX
cblr-1786	693	7	acknowledge	acknowledge	VERB
cblr-1786	693	8	the	the	DET
cblr-1786	693	9	critical	critical	ADJ
cblr-1786	693	10	contributions	contribution	NOUN
cblr-1786	693	11	of	of	ADP
cblr-1786	693	12	rates	rate	NOUN
cblr-1786	693	13	investors	investor	NOUN
cblr-1786	693	14	in	in	ADP
cblr-1786	693	15	supplying	supply	VERB
cblr-1786	693	16	capital	capital	NOUN
cblr-1786	693	17	to	to	PART
cblr-1786	693	18	fund	fund	VERB
cblr-1786	693	19	borrowers	borrower	NOUN
cblr-1786	693	20	nationwide	nationwide	ADJ
cblr-1786	693	21	.	.	PUNCT
cblr-1786	694	1	potential	potential	ADJ
cblr-1786	694	2	risk	risk	NOUN
cblr-1786	694	3	-	-	PUNCT
cblr-1786	694	4	sharing	share	VERB
cblr-1786	694	5	structures	structure	NOUN
cblr-1786	694	6	should	should	AUX
cblr-1786	694	7	seek	seek	VERB
cblr-1786	694	8	to	to	PART
cblr-1786	694	9	retain	retain	VERB
cblr-1786	694	10	the	the	DET
cblr-1786	694	11	participation	participation	NOUN
cblr-1786	694	12	of	of	ADP
cblr-1786	694	13	rates	rate	NOUN
cblr-1786	694	14	investors	investor	NOUN
cblr-1786	694	15	in	in	ADP
cblr-1786	694	16	housing	housing	NOUN
cblr-1786	694	17	finance	finance	NOUN
cblr-1786	694	18	while	while	SCONJ
cblr-1786	694	19	also	also	ADV
cblr-1786	694	20	luring	lure	VERB
cblr-1786	694	21	the	the	DET
cblr-1786	694	22	credit	credit	NOUN
cblr-1786	694	23	investors	investor	NOUN
cblr-1786	694	24	required	require	VERB
cblr-1786	694	25	to	to	PART
cblr-1786	694	26	achieve	achieve	VERB
cblr-1786	694	27	the	the	DET
cblr-1786	694	28	fmic	fmic	NOUN
cblr-1786	694	29	’s	’s	PART
cblr-1786	694	30	policy	policy	NOUN
cblr-1786	694	31	goal	goal	NOUN
cblr-1786	694	32	of	of	ADP
cblr-1786	694	33	offloading	offload	VERB
cblr-1786	694	34	10	10	NUM
cblr-1786	694	35	%	%	NOUN
cblr-1786	694	36	of	of	ADP
cblr-1786	694	37	the	the	DET
cblr-1786	694	38	first	first	ADJ
cblr-1786	694	39	-	-	PUNCT
cblr-1786	694	40	loss	loss	NOUN
cblr-1786	694	41	credit	credit	NOUN
cblr-1786	694	42	risk	risk	NOUN
cblr-1786	694	43	.	.	PUNCT
cblr-1786	695	1	3	3	X
cblr-1786	695	2	.	.	X
cblr-1786	695	3	for	for	ADP
cblr-1786	695	4	society	society	NOUN
cblr-1786	695	5	:	:	PUNCT
cblr-1786	695	6	reduce	reduce	VERB
cblr-1786	695	7	taxpayer	taxpayer	NOUN
cblr-1786	695	8	exposure	exposure	NOUN
cblr-1786	695	9	to	to	ADP
cblr-1786	695	10	credit	credit	NOUN
cblr-1786	695	11	risk	risk	NOUN
cblr-1786	695	12	prior	prior	ADV
cblr-1786	695	13	to	to	ADP
cblr-1786	695	14	conservatorship	conservatorship	NOUN
cblr-1786	695	15	,	,	PUNCT
cblr-1786	695	16	the	the	DET
cblr-1786	695	17	gses	gse	NOUN
cblr-1786	695	18	benefited	benefit	VERB
cblr-1786	695	19	from	from	ADP
cblr-1786	695	20	preferential	preferential	ADJ
cblr-1786	695	21	tax	tax	NOUN
cblr-1786	695	22	treatment	treatment	NOUN
cblr-1786	695	23	,	,	PUNCT
cblr-1786	695	24	lower	low	ADJ
cblr-1786	695	25	capital	capital	NOUN
cblr-1786	695	26	requirements	requirement	NOUN
cblr-1786	695	27	,	,	PUNCT
cblr-1786	695	28	and	and	CCONJ
cblr-1786	695	29	a	a	DET
cblr-1786	695	30	widely	widely	ADV
cblr-1786	695	31	perceived	perceive	VERB
cblr-1786	695	32	government	government	NOUN
cblr-1786	695	33	guaranty.260	guaranty.260	NOUN
cblr-1786	695	34	this	this	DET
cblr-1786	695	35	government	government	NOUN
cblr-1786	695	36	guaranty	guaranty	NOUN
cblr-1786	695	37	became	become	VERB
cblr-1786	695	38	explicit	explicit	ADJ
cblr-1786	695	39	after	after	SCONJ
cblr-1786	695	40	the	the	DET
cblr-1786	695	41	gses	gse	NOUN
cblr-1786	695	42	collapsed	collapse	VERB
cblr-1786	695	43	in	in	ADP
cblr-1786	695	44	2008	2008	NUM
cblr-1786	695	45	.	.	PUNCT
cblr-1786	696	1	through	through	ADP
cblr-1786	696	2	agreements	agreement	NOUN
cblr-1786	696	3	made	make	VERB
cblr-1786	696	4	by	by	ADP
cblr-1786	696	5	the	the	DET
cblr-1786	696	6	fhfa	fhfa	NOUN
cblr-1786	696	7	(	(	PUNCT
cblr-1786	696	8	as	as	SCONJ
cblr-1786	696	9	conservator	conservator	NOUN
cblr-1786	696	10	of	of	ADP
cblr-1786	696	11	257	257	NUM
cblr-1786	696	12	see	see	NOUN
cblr-1786	696	13	hearing	hear	VERB
cblr-1786	696	14	on	on	ADP
cblr-1786	696	15	essential	essential	ADJ
cblr-1786	696	16	elements	element	NOUN
cblr-1786	696	17	of	of	ADP
cblr-1786	696	18	housing	housing	NOUN
cblr-1786	696	19	finance	finance	NOUN
cblr-1786	696	20	reform	reform	NOUN
cblr-1786	696	21	before	before	ADP
cblr-1786	696	22	the	the	DET
cblr-1786	696	23	s.	s.	PROPN
cblr-1786	696	24	comm	comm	NOUN
cblr-1786	696	25	.	.	PUNCT
cblr-1786	697	1	on	on	ADP
cblr-1786	697	2	banking	banking	NOUN
cblr-1786	697	3	,	,	PUNCT
cblr-1786	697	4	hous	hous	ADJ
cblr-1786	697	5	.	.	PUNCT
cblr-1786	697	6	,	,	PUNCT
cblr-1786	697	7	&	&	CCONJ
cblr-1786	697	8	urban	urban	PROPN
cblr-1786	697	9	affairs	affairs	PROPN
cblr-1786	697	10	,	,	PUNCT
cblr-1786	697	11	supra	supra	PROPN
cblr-1786	697	12	note	note	NOUN
cblr-1786	697	13	23	23	NUM
cblr-1786	697	14	,	,	PUNCT
cblr-1786	697	15	at	at	ADP
cblr-1786	697	16	59	59	NUM
cblr-1786	697	17	(	(	PUNCT
cblr-1786	697	18	statement	statement	NOUN
cblr-1786	697	19	of	of	ADP
cblr-1786	697	20	richard	richard	PROPN
cblr-1786	697	21	johns	johns	PROPN
cblr-1786	697	22	,	,	PUNCT
cblr-1786	697	23	executive	executive	ADJ
cblr-1786	697	24	director	director	NOUN
cblr-1786	697	25	,	,	PUNCT
cblr-1786	697	26	structured	structure	VERB
cblr-1786	697	27	finance	finance	NOUN
cblr-1786	697	28	industry	industry	NOUN
cblr-1786	697	29	group	group	NOUN
cblr-1786	697	30	)	)	PUNCT
cblr-1786	697	31	(	(	PUNCT
cblr-1786	697	32	“	"	PUNCT
cblr-1786	697	33	limiting	limit	VERB
cblr-1786	697	34	the	the	DET
cblr-1786	697	35	government	government	NOUN
cblr-1786	697	36	’s	’s	PART
cblr-1786	697	37	involvement	involvement	NOUN
cblr-1786	697	38	in	in	ADP
cblr-1786	697	39	the	the	DET
cblr-1786	697	40	market	market	NOUN
cblr-1786	697	41	by	by	ADP
cblr-1786	697	42	changing	change	VERB
cblr-1786	697	43	or	or	CCONJ
cblr-1786	697	44	ending	end	VERB
cblr-1786	697	45	the	the	DET
cblr-1786	697	46	current	current	ADJ
cblr-1786	697	47	infrastructure	infrastructure	NOUN
cblr-1786	697	48	must	must	AUX
cblr-1786	697	49	account	account	VERB
cblr-1786	697	50	for	for	ADP
cblr-1786	697	51	the	the	DET
cblr-1786	697	52	critical	critical	ADJ
cblr-1786	697	53	contribution	contribution	NOUN
cblr-1786	697	54	that	that	PRON
cblr-1786	697	55	rates	rate	VERB
cblr-1786	697	56	investors	investor	NOUN
cblr-1786	697	57	make	make	VERB
cblr-1786	697	58	to	to	ADP
cblr-1786	697	59	the	the	DET
cblr-1786	697	60	agency	agency	NOUN
cblr-1786	697	61	market	market	NOUN
cblr-1786	697	62	and	and	CCONJ
cblr-1786	697	63	their	their	PRON
cblr-1786	697	64	historic	historic	ADJ
cblr-1786	697	65	aversion	aversion	NOUN
cblr-1786	697	66	to	to	ADP
cblr-1786	697	67	credit	credit	NOUN
cblr-1786	697	68	risk	risk	NOUN
cblr-1786	697	69	,	,	PUNCT
cblr-1786	697	70	as	as	ADV
cblr-1786	697	71	well	well	ADV
cblr-1786	697	72	as	as	ADP
cblr-1786	697	73	the	the	DET
cblr-1786	697	74	limited	limited	ADJ
cblr-1786	697	75	pool	pool	NOUN
cblr-1786	697	76	of	of	ADP
cblr-1786	697	77	private	private	ADJ
cblr-1786	697	78	capital	capital	NOUN
cblr-1786	697	79	available	available	ADJ
cblr-1786	697	80	to	to	PART
cblr-1786	697	81	fund	fund	VERB
cblr-1786	697	82	credit	credit	NOUN
cblr-1786	697	83	risk	risk	NOUN
cblr-1786	697	84	.	.	PUNCT
cblr-1786	697	85	”	"	PUNCT
cblr-1786	697	86	)	)	PUNCT
cblr-1786	697	87	.	.	PUNCT
cblr-1786	698	1	258	258	NUM
cblr-1786	698	2	private	private	ADJ
cblr-1786	698	3	-	-	PUNCT
cblr-1786	698	4	label	label	NOUN
cblr-1786	698	5	securitization	securitization	NOUN
cblr-1786	698	6	hearing	hearing	NOUN
cblr-1786	698	7	,	,	PUNCT
cblr-1786	698	8	supra	supra	PROPN
cblr-1786	698	9	note	note	PROPN
cblr-1786	698	10	23	23	NUM
cblr-1786	698	11	,	,	PUNCT
cblr-1786	698	12	at	at	ADP
cblr-1786	698	13	43	43	NUM
cblr-1786	698	14	(	(	PUNCT
cblr-1786	698	15	statement	statement	NOUN
cblr-1786	698	16	of	of	ADP
cblr-1786	698	17	adam	adam	PROPN
cblr-1786	698	18	j.	j.	PROPN
cblr-1786	698	19	levitin	levitin	PROPN
cblr-1786	698	20	,	,	PUNCT
cblr-1786	698	21	professor	professor	NOUN
cblr-1786	698	22	of	of	ADP
cblr-1786	698	23	law	law	NOUN
cblr-1786	698	24	,	,	PUNCT
cblr-1786	698	25	georgetown	georgetown	PROPN
cblr-1786	698	26	university	university	PROPN
cblr-1786	698	27	law	law	NOUN
cblr-1786	698	28	center	center	NOUN
cblr-1786	698	29	)	)	PUNCT
cblr-1786	698	30	.	.	PUNCT
cblr-1786	699	1	259	259	NUM
cblr-1786	700	1	i	i	PRON
cblr-1786	700	2	d.	d.	PROPN
cblr-1786	700	3	at	at	ADP
cblr-1786	700	4	5	5	NUM
cblr-1786	700	5	.	.	SYM
cblr-1786	700	6	260	260	NUM
cblr-1786	700	7	treasury	treasury	PROPN
cblr-1786	700	8	report	report	NOUN
cblr-1786	700	9	,	,	PUNCT
cblr-1786	700	10	supra	supra	PROPN
cblr-1786	700	11	note	note	NOUN
cblr-1786	700	12	12	12	NUM
cblr-1786	700	13	,	,	PUNCT
cblr-1786	700	14	at	at	ADP
cblr-1786	700	15	8	8	NUM
cblr-1786	700	16	.	.	PUNCT
cblr-1786	701	1	niles	nile	NOUN
cblr-1786	701	2	final	final	ADJ
cblr-1786	701	3	956	956	NUM
cblr-1786	701	4	columbia	columbia	PROPN
cblr-1786	701	5	business	business	NOUN
cblr-1786	701	6	law	law	PROPN
cblr-1786	701	7	review	review	NOUN
cblr-1786	702	1	[	[	X
cblr-1786	702	2	vol	vol	NOUN
cblr-1786	702	3	.	.	PUNCT
cblr-1786	702	4	2014	2014	NUM
cblr-1786	702	5	the	the	DET
cblr-1786	702	6	gses	gse	NOUN
cblr-1786	702	7	)	)	PUNCT
cblr-1786	702	8	with	with	ADP
cblr-1786	702	9	the	the	DET
cblr-1786	702	10	treasury	treasury	NOUN
cblr-1786	702	11	,	,	PUNCT
cblr-1786	702	12	the	the	DET
cblr-1786	702	13	gses	gse	NOUN
cblr-1786	702	14	drew	draw	VERB
cblr-1786	702	15	over	over	ADP
cblr-1786	702	16	$	$	SYM
cblr-1786	702	17	187	187	NUM
cblr-1786	702	18	billion	billion	NUM
cblr-1786	702	19	to	to	PART
cblr-1786	702	20	support	support	VERB
cblr-1786	702	21	their	their	PRON
cblr-1786	702	22	guaranty	guaranty	NOUN
cblr-1786	702	23	business.261	business.261	NOUN
cblr-1786	702	24	from	from	ADP
cblr-1786	702	25	their	their	PRON
cblr-1786	702	26	statements	statement	NOUN
cblr-1786	702	27	,	,	PUNCT
cblr-1786	702	28	key	key	ADJ
cblr-1786	702	29	policymakers	policymaker	NOUN
cblr-1786	702	30	believe	believe	VERB
cblr-1786	702	31	that	that	SCONJ
cblr-1786	702	32	this	this	DET
cblr-1786	702	33	bailout	bailout	NOUN
cblr-1786	702	34	has	have	AUX
cblr-1786	702	35	implicated	implicate	VERB
cblr-1786	702	36	fundamental	fundamental	ADJ
cblr-1786	702	37	values	value	NOUN
cblr-1786	702	38	of	of	ADP
cblr-1786	702	39	fairness	fairness	NOUN
cblr-1786	702	40	and	and	CCONJ
cblr-1786	702	41	permitted	permit	VERB
cblr-1786	702	42	an	an	DET
cblr-1786	702	43	unsustainable	unsustainable	ADJ
cblr-1786	702	44	fount	fount	NOUN
cblr-1786	702	45	of	of	ADP
cblr-1786	702	46	moral	moral	ADJ
cblr-1786	702	47	hazard	hazard	NOUN
cblr-1786	702	48	.	.	PUNCT
cblr-1786	703	1	for	for	ADP
cblr-1786	703	2	example	example	NOUN
cblr-1786	703	3	,	,	PUNCT
cblr-1786	703	4	president	president	PROPN
cblr-1786	703	5	obama	obama	PROPN
cblr-1786	703	6	stated	state	VERB
cblr-1786	703	7	the	the	DET
cblr-1786	703	8	following	following	NOUN
cblr-1786	703	9	regarding	regard	VERB
cblr-1786	703	10	the	the	DET
cblr-1786	703	11	actions	action	NOUN
cblr-1786	703	12	of	of	ADP
cblr-1786	703	13	the	the	DET
cblr-1786	703	14	gses	gse	NOUN
cblr-1786	703	15	:	:	PUNCT
cblr-1786	703	16	for	for	ADP
cblr-1786	703	17	too	too	ADV
cblr-1786	703	18	long	long	ADJ
cblr-1786	703	19	,	,	PUNCT
cblr-1786	703	20	[	[	X
cblr-1786	703	21	fannie	fannie	PROPN
cblr-1786	703	22	mae	mae	PROPN
cblr-1786	703	23	and	and	CCONJ
cblr-1786	703	24	freddie	freddie	PROPN
cblr-1786	703	25	mac	mac	PROPN
cblr-1786	703	26	]	]	PUNCT
cblr-1786	703	27	were	be	AUX
cblr-1786	703	28	allowed	allow	VERB
cblr-1786	703	29	to	to	PART
cblr-1786	703	30	make	make	VERB
cblr-1786	703	31	huge	huge	ADJ
cblr-1786	703	32	profits	profit	NOUN
cblr-1786	703	33	buying	buy	VERB
cblr-1786	703	34	mortgages	mortgage	NOUN
cblr-1786	703	35	,	,	PUNCT
cblr-1786	703	36	knowing	know	VERB
cblr-1786	703	37	that	that	SCONJ
cblr-1786	703	38	if	if	SCONJ
cblr-1786	703	39	their	their	PRON
cblr-1786	703	40	bets	bet	NOUN
cblr-1786	703	41	went	go	VERB
cblr-1786	703	42	bad	bad	ADJ
cblr-1786	703	43	,	,	PUNCT
cblr-1786	703	44	taxpayers	taxpayer	NOUN
cblr-1786	703	45	would	would	AUX
cblr-1786	703	46	be	be	AUX
cblr-1786	703	47	left	leave	VERB
cblr-1786	703	48	holding	hold	VERB
cblr-1786	703	49	the	the	DET
cblr-1786	703	50	bag	bag	NOUN
cblr-1786	703	51	.	.	PUNCT
cblr-1786	704	1	it	it	PRON
cblr-1786	704	2	was	be	AUX
cblr-1786	704	3	“	"	PUNCT
cblr-1786	704	4	heads	head	NOUN
cblr-1786	704	5	we	we	PRON
cblr-1786	704	6	win	win	VERB
cblr-1786	704	7	,	,	PUNCT
cblr-1786	704	8	tails	tail	NOUN
cblr-1786	704	9	you	you	PRON
cblr-1786	704	10	lose	lose	VERB
cblr-1786	704	11	.	.	PUNCT
cblr-1786	704	12	”	"	PUNCT
cblr-1786	705	1	and	and	CCONJ
cblr-1786	705	2	it	it	PRON
cblr-1786	705	3	was	be	AUX
cblr-1786	705	4	wrong	wrong	ADJ
cblr-1786	705	5	.	.	PUNCT
cblr-1786	706	1	and	and	CCONJ
cblr-1786	706	2	along	along	ADP
cblr-1786	706	3	with	with	ADP
cblr-1786	706	4	what	what	PRON
cblr-1786	706	5	happened	happen	VERB
cblr-1786	706	6	on	on	ADP
cblr-1786	706	7	wall	wall	PROPN
cblr-1786	706	8	street	street	PROPN
cblr-1786	706	9	,	,	PUNCT
cblr-1786	706	10	it	it	PRON
cblr-1786	706	11	helped	help	VERB
cblr-1786	706	12	to	to	PART
cblr-1786	706	13	inflate	inflate	VERB
cblr-1786	706	14	this	this	DET
cblr-1786	706	15	bubble	bubble	NOUN
cblr-1786	706	16	in	in	ADP
cblr-1786	706	17	a	a	DET
cblr-1786	706	18	way	way	NOUN
cblr-1786	706	19	that	that	PRON
cblr-1786	706	20	ultimately	ultimately	ADV
cblr-1786	706	21	killed	kill	VERB
cblr-1786	706	22	main	main	ADJ
cblr-1786	706	23	street.262	street.262	NOUN
cblr-1786	706	24	policymakers	policymaker	NOUN
cblr-1786	706	25	from	from	ADP
cblr-1786	706	26	both	both	DET
cblr-1786	706	27	political	political	ADJ
cblr-1786	706	28	parties	party	NOUN
cblr-1786	706	29	agree	agree	VERB
cblr-1786	706	30	that	that	SCONJ
cblr-1786	706	31	housing	housing	NOUN
cblr-1786	706	32	finance	finance	NOUN
cblr-1786	706	33	should	should	AUX
cblr-1786	706	34	not	not	PART
cblr-1786	706	35	command	command	VERB
cblr-1786	706	36	the	the	DET
cblr-1786	706	37	degree	degree	NOUN
cblr-1786	706	38	of	of	ADP
cblr-1786	706	39	public	public	ADJ
cblr-1786	706	40	support	support	NOUN
cblr-1786	706	41	that	that	PRON
cblr-1786	706	42	it	it	PRON
cblr-1786	706	43	ultimately	ultimately	ADV
cblr-1786	706	44	required	require	VERB
cblr-1786	706	45	after	after	ADP
cblr-1786	706	46	2008	2008	NUM
cblr-1786	706	47	.	.	PUNCT
cblr-1786	707	1	given	give	VERB
cblr-1786	707	2	this	this	DET
cblr-1786	707	3	political	political	ADJ
cblr-1786	707	4	reality	reality	NOUN
cblr-1786	707	5	,	,	PUNCT
cblr-1786	707	6	any	any	DET
cblr-1786	707	7	housing	housing	NOUN
cblr-1786	707	8	finance	finance	NOUN
cblr-1786	707	9	reform	reform	NOUN
cblr-1786	707	10	initiative	initiative	NOUN
cblr-1786	707	11	must	must	AUX
cblr-1786	707	12	definitively	definitively	ADV
cblr-1786	707	13	address	address	VERB
cblr-1786	707	14	how	how	SCONJ
cblr-1786	707	15	to	to	PART
cblr-1786	707	16	eliminate	eliminate	VERB
cblr-1786	707	17	taxpayer	taxpayer	NOUN
cblr-1786	707	18	support	support	NOUN
cblr-1786	707	19	for	for	ADP
cblr-1786	707	20	the	the	DET
cblr-1786	707	21	housing	housing	NOUN
cblr-1786	707	22	market	market	NOUN
cblr-1786	707	23	.	.	PUNCT
cblr-1786	708	1	thus	thus	ADV
cblr-1786	708	2	,	,	PUNCT
cblr-1786	708	3	the	the	DET
cblr-1786	708	4	delicate	delicate	ADJ
cblr-1786	708	5	risk	risk	NOUN
cblr-1786	708	6	-	-	PUNCT
cblr-1786	708	7	sharing	share	VERB
cblr-1786	708	8	mechanisms	mechanism	NOUN
cblr-1786	708	9	that	that	PRON
cblr-1786	708	10	the	the	DET
cblr-1786	708	11	senate	senate	PROPN
cblr-1786	708	12	proposal	proposal	NOUN
cblr-1786	708	13	sets	set	VERB
cblr-1786	708	14	forth	forth	ADV
cblr-1786	708	15	should	should	AUX
cblr-1786	708	16	be	be	AUX
cblr-1786	708	17	carefully	carefully	ADV
cblr-1786	708	18	studied	study	VERB
cblr-1786	708	19	with	with	ADP
cblr-1786	708	20	an	an	DET
cblr-1786	708	21	eye	eye	NOUN
cblr-1786	708	22	toward	toward	ADP
cblr-1786	708	23	the	the	DET
cblr-1786	708	24	taxpayer	taxpayer	NOUN
cblr-1786	708	25	purse	purse	NOUN
cblr-1786	708	26	.	.	PUNCT
cblr-1786	709	1	structures	structure	NOUN
cblr-1786	709	2	that	that	PRON
cblr-1786	709	3	leave	leave	VERB
cblr-1786	709	4	open	open	ADJ
cblr-1786	709	5	the	the	DET
cblr-1786	709	6	chance	chance	NOUN
cblr-1786	709	7	that	that	SCONJ
cblr-1786	709	8	the	the	DET
cblr-1786	709	9	fmic	fmic	NOUN
cblr-1786	709	10	may	may	AUX
cblr-1786	709	11	have	have	AUX
cblr-1786	709	12	to	to	PART
cblr-1786	709	13	assume	assume	VERB
cblr-1786	709	14	losses	loss	NOUN
cblr-1786	709	15	within	within	ADP
cblr-1786	709	16	the	the	DET
cblr-1786	709	17	first	first	ADJ
cblr-1786	709	18	10	10	NUM
cblr-1786	709	19	%	%	NOUN
cblr-1786	709	20	subordinate	subordinate	ADJ
cblr-1786	709	21	position	position	NOUN
cblr-1786	709	22	ultimately	ultimately	ADV
cblr-1786	709	23	make	make	VERB
cblr-1786	709	24	more	more	ADV
cblr-1786	709	25	likely	likely	ADJ
cblr-1786	709	26	a	a	DET
cblr-1786	709	27	repeat	repeat	NOUN
cblr-1786	709	28	of	of	ADP
cblr-1786	709	29	september	september	PROPN
cblr-1786	709	30	2008	2008	NUM
cblr-1786	709	31	,	,	PUNCT
cblr-1786	709	32	in	in	ADP
cblr-1786	709	33	which	which	PRON
cblr-1786	709	34	the	the	DET
cblr-1786	709	35	treasury	treasury	NOUN
cblr-1786	709	36	had	have	VERB
cblr-1786	709	37	to	to	PART
cblr-1786	709	38	assume	assume	VERB
cblr-1786	709	39	the	the	DET
cblr-1786	709	40	losses	loss	NOUN
cblr-1786	709	41	of	of	ADP
cblr-1786	709	42	the	the	DET
cblr-1786	709	43	gses	gse	NOUN
cblr-1786	709	44	as	as	ADP
cblr-1786	709	45	guarantors	guarantor	NOUN
cblr-1786	709	46	.	.	PUNCT
cblr-1786	710	1	therefore	therefore	ADV
cblr-1786	710	2	,	,	PUNCT
cblr-1786	710	3	such	such	ADJ
cblr-1786	710	4	structures	structure	NOUN
cblr-1786	710	5	should	should	AUX
cblr-1786	710	6	receive	receive	VERB
cblr-1786	710	7	heavy	heavy	ADJ
cblr-1786	710	8	scrutiny	scrutiny	NOUN
cblr-1786	710	9	.	.	PUNCT
cblr-1786	711	1	261	261	NUM
cblr-1786	711	2	fed	feed	VERB
cblr-1786	711	3	.	.	PUNCT
cblr-1786	712	1	hous	hous	ADJ
cblr-1786	712	2	.	.	PUNCT
cblr-1786	713	1	fin	fin	NOUN
cblr-1786	713	2	.	.	PUNCT
cblr-1786	713	3	agency	agency	PROPN
cblr-1786	713	4	,	,	PUNCT
cblr-1786	713	5	data	datum	NOUN
cblr-1786	713	6	as	as	ADP
cblr-1786	713	7	of	of	ADP
cblr-1786	713	8	august	august	PROPN
cblr-1786	713	9	8	8	NUM
cblr-1786	713	10	,	,	PUNCT
cblr-1786	713	11	2014	2014	NUM
cblr-1786	713	12	on	on	ADP
cblr-1786	713	13	treasury	treasury	PROPN
cblr-1786	713	14	and	and	CCONJ
cblr-1786	713	15	federal	federal	PROPN
cblr-1786	713	16	reserve	reserve	NOUN
cblr-1786	713	17	purchase	purchase	NOUN
cblr-1786	713	18	programs	program	NOUN
cblr-1786	713	19	for	for	ADP
cblr-1786	713	20	gse	gse	ADJ
cblr-1786	713	21	and	and	CCONJ
cblr-1786	713	22	mortgagerelated	mortgagerelated	ADJ
cblr-1786	713	23	securities	security	NOUN
cblr-1786	713	24	2	2	NUM
cblr-1786	713	25	tbl.1	tbl.1	PROPN
cblr-1786	713	26	(	(	PUNCT
cblr-1786	713	27	2014	2014	NUM
cblr-1786	713	28	)	)	PUNCT
cblr-1786	713	29	available	available	ADJ
cblr-1786	713	30	at	at	ADP
cblr-1786	713	31	http://perma.cc/lgd4hs3p?type=pdf	http://perma.cc/lgd4hs3p?type=pdf	PROPN
cblr-1786	713	32	.	.	PUNCT
cblr-1786	714	1	it	it	PRON
cblr-1786	714	2	must	must	AUX
cblr-1786	714	3	be	be	AUX
cblr-1786	714	4	noted	note	VERB
cblr-1786	714	5	that	that	SCONJ
cblr-1786	714	6	the	the	DET
cblr-1786	714	7	gses	gse	NOUN
cblr-1786	714	8	’	'	PUNCT
cblr-1786	714	9	dividends	dividend	NOUN
cblr-1786	714	10	distributed	distribute	VERB
cblr-1786	714	11	to	to	ADP
cblr-1786	714	12	treasury	treasury	PROPN
cblr-1786	714	13	now	now	ADV
cblr-1786	714	14	exceed	exceed	VERB
cblr-1786	714	15	their	their	PRON
cblr-1786	714	16	initial	initial	ADJ
cblr-1786	714	17	draws	draw	NOUN
cblr-1786	714	18	,	,	PUNCT
cblr-1786	714	19	leading	lead	VERB
cblr-1786	714	20	some	some	DET
cblr-1786	714	21	commentators	commentator	NOUN
cblr-1786	714	22	to	to	PART
cblr-1786	714	23	assert	assert	VERB
cblr-1786	714	24	that	that	SCONJ
cblr-1786	714	25	the	the	DET
cblr-1786	714	26	gses	gse	NOUN
cblr-1786	714	27	have	have	AUX
cblr-1786	714	28	“	"	PUNCT
cblr-1786	714	29	paid	pay	VERB
cblr-1786	714	30	back	back	ADP
cblr-1786	714	31	”	"	PUNCT
cblr-1786	714	32	treasury	treasury	NOUN
cblr-1786	714	33	,	,	PUNCT
cblr-1786	714	34	albeit	albeit	SCONJ
cblr-1786	714	35	nearly	nearly	ADV
cblr-1786	714	36	six	six	NUM
cblr-1786	714	37	years	year	NOUN
cblr-1786	714	38	later	later	ADV
cblr-1786	714	39	.	.	PUNCT
cblr-1786	715	1	for	for	ADP
cblr-1786	715	2	more	more	ADJ
cblr-1786	715	3	information	information	NOUN
cblr-1786	715	4	on	on	ADP
cblr-1786	715	5	the	the	DET
cblr-1786	715	6	gse	gse	PROPN
cblr-1786	715	7	dividends	dividend	NOUN
cblr-1786	715	8	,	,	PUNCT
cblr-1786	715	9	see	see	VERB
cblr-1786	715	10	supra	supra	PROPN
cblr-1786	715	11	part	part	NOUN
cblr-1786	715	12	ii.c	ii.c	VERB
cblr-1786	715	13	.	.	PUNCT
cblr-1786	716	1	262	262	NUM
cblr-1786	716	2	remarks	remark	NOUN
cblr-1786	716	3	at	at	ADP
cblr-1786	716	4	desert	desert	NOUN
cblr-1786	716	5	vista	vista	PROPN
cblr-1786	716	6	high	high	ADJ
cblr-1786	716	7	school	school	NOUN
cblr-1786	716	8	in	in	ADP
cblr-1786	716	9	phoenix	phoenix	PROPN
cblr-1786	716	10	,	,	PUNCT
cblr-1786	716	11	arizona	arizona	PROPN
cblr-1786	716	12	,	,	PUNCT
cblr-1786	716	13	2013	2013	NUM
cblr-1786	716	14	daily	daily	ADJ
cblr-1786	716	15	comp	comp	NOUN
cblr-1786	716	16	.	.	PUNCT
cblr-1786	717	1	pres	pres	PROPN
cblr-1786	717	2	.	.	PUNCT
cblr-1786	718	1	doc	doc	PROPN
cblr-1786	718	2	.	.	PROPN
cblr-1786	718	3	201300550	201300550	NUM
cblr-1786	718	4	(	(	PUNCT
cblr-1786	718	5	aug	aug	PROPN
cblr-1786	718	6	.	.	PROPN
cblr-1786	718	7	6	6	NUM
cblr-1786	718	8	,	,	PUNCT
cblr-1786	718	9	2013	2013	NUM
cblr-1786	718	10	)	)	PUNCT
cblr-1786	718	11	.	.	PUNCT
cblr-1786	719	1	niles	nile	NOUN
cblr-1786	719	2	final	final	ADJ
cblr-1786	719	3	no	no	NOUN
cblr-1786	719	4	.	.	NOUN
cblr-1786	719	5	3:906	3:906	NUM
cblr-1786	719	6	]	]	PUNCT
cblr-1786	719	7	member	member	NOUN
cblr-1786	719	8	fmic	fmic	PROPN
cblr-1786	719	9	957	957	NUM
cblr-1786	719	10	b.	b.	NOUN
cblr-1786	719	11	solution	solution	NOUN
cblr-1786	719	12	:	:	PUNCT
cblr-1786	719	13	credit	credit	NOUN
cblr-1786	719	14	-	-	PUNCT
cblr-1786	719	15	linked	link	VERB
cblr-1786	719	16	note	note	NOUN
cblr-1786	719	17	structure	structure	NOUN
cblr-1786	719	18	the	the	DET
cblr-1786	719	19	credit	credit	NOUN
cblr-1786	719	20	-	-	PUNCT
cblr-1786	719	21	linked	link	VERB
cblr-1786	719	22	note	note	NOUN
cblr-1786	719	23	structure	structure	NOUN
cblr-1786	719	24	,	,	PUNCT
cblr-1786	719	25	through	through	ADP
cblr-1786	719	26	its	its	PRON
cblr-1786	719	27	innovative	innovative	ADJ
cblr-1786	719	28	use	use	NOUN
cblr-1786	719	29	of	of	ADP
cblr-1786	719	30	credit	credit	NOUN
cblr-1786	719	31	derivatives	derivative	NOUN
cblr-1786	719	32	,	,	PUNCT
cblr-1786	719	33	provides	provide	VERB
cblr-1786	719	34	an	an	DET
cblr-1786	719	35	ideal	ideal	ADJ
cblr-1786	719	36	credit	credit	NOUN
cblr-1786	719	37	risk	risk	NOUN
cblr-1786	719	38	transfer	transfer	NOUN
cblr-1786	719	39	mechanism	mechanism	NOUN
cblr-1786	719	40	serving	serve	VERB
cblr-1786	719	41	the	the	DET
cblr-1786	719	42	goals	goal	NOUN
cblr-1786	719	43	of	of	ADP
cblr-1786	719	44	investors	investor	NOUN
cblr-1786	719	45	,	,	PUNCT
cblr-1786	719	46	borrowers	borrower	NOUN
cblr-1786	719	47	,	,	PUNCT
cblr-1786	719	48	and	and	CCONJ
cblr-1786	719	49	taxpayers	taxpayer	NOUN
cblr-1786	719	50	.	.	PUNCT
cblr-1786	720	1	as	as	ADP
cblr-1786	720	2	such	such	ADJ
cblr-1786	720	3	,	,	PUNCT
cblr-1786	720	4	should	should	AUX
cblr-1786	720	5	the	the	DET
cblr-1786	720	6	senate	senate	PROPN
cblr-1786	720	7	proposal	proposal	NOUN
cblr-1786	720	8	or	or	CCONJ
cblr-1786	720	9	another	another	DET
cblr-1786	720	10	similar	similar	ADJ
cblr-1786	720	11	proposal	proposal	NOUN
cblr-1786	720	12	pass	pass	VERB
cblr-1786	720	13	congress	congress	PROPN
cblr-1786	720	14	,	,	PUNCT
cblr-1786	720	15	the	the	DET
cblr-1786	720	16	fmic	fmic	NOUN
cblr-1786	720	17	should	should	AUX
cblr-1786	720	18	designate	designate	VERB
cblr-1786	720	19	the	the	DET
cblr-1786	720	20	credit	credit	NOUN
cblr-1786	720	21	-	-	PUNCT
cblr-1786	720	22	linked	link	VERB
cblr-1786	720	23	note	note	NOUN
cblr-1786	720	24	structure	structure	NOUN
cblr-1786	720	25	its	its	PRON
cblr-1786	720	26	favored	favor	VERB
cblr-1786	720	27	credit	credit	NOUN
cblr-1786	720	28	risk	risk	NOUN
cblr-1786	720	29	-	-	PUNCT
cblr-1786	720	30	sharing	share	VERB
cblr-1786	720	31	mechanism	mechanism	NOUN
cblr-1786	720	32	and	and	CCONJ
cblr-1786	720	33	craft	craft	VERB
cblr-1786	720	34	a	a	DET
cblr-1786	720	35	regulatory	regulatory	ADJ
cblr-1786	720	36	scheme	scheme	NOUN
cblr-1786	720	37	accordingly	accordingly	ADV
cblr-1786	720	38	.	.	PUNCT
cblr-1786	721	1	first	first	ADV
cblr-1786	721	2	,	,	PUNCT
cblr-1786	721	3	for	for	ADP
cblr-1786	721	4	taxpayers	taxpayer	NOUN
cblr-1786	721	5	,	,	PUNCT
cblr-1786	721	6	the	the	DET
cblr-1786	721	7	credit	credit	NOUN
cblr-1786	721	8	-	-	PUNCT
cblr-1786	721	9	linked	link	VERB
cblr-1786	721	10	note	note	NOUN
cblr-1786	721	11	structure	structure	NOUN
cblr-1786	721	12	provides	provide	VERB
cblr-1786	721	13	a	a	DET
cblr-1786	721	14	prudentially	prudentially	ADV
cblr-1786	721	15	sound	sound	ADJ
cblr-1786	721	16	method	method	NOUN
cblr-1786	721	17	for	for	ADP
cblr-1786	721	18	ensuring	ensure	VERB
cblr-1786	721	19	that	that	SCONJ
cblr-1786	721	20	taxpayers	taxpayer	NOUN
cblr-1786	721	21	do	do	AUX
cblr-1786	721	22	not	not	PART
cblr-1786	721	23	assume	assume	VERB
cblr-1786	721	24	the	the	DET
cblr-1786	721	25	credit	credit	NOUN
cblr-1786	721	26	liabilities	liability	NOUN
cblr-1786	721	27	of	of	ADP
cblr-1786	721	28	the	the	DET
cblr-1786	721	29	fmic	fmic	ADJ
cblr-1786	721	30	.	.	PUNCT
cblr-1786	722	1	credit	credit	NOUN
cblr-1786	722	2	-	-	PUNCT
cblr-1786	722	3	linked	link	VERB
cblr-1786	722	4	deals	deal	NOUN
cblr-1786	722	5	require	require	VERB
cblr-1786	722	6	that	that	SCONJ
cblr-1786	722	7	credit	credit	NOUN
cblr-1786	722	8	investors	investor	NOUN
cblr-1786	722	9	pay	pay	VERB
cblr-1786	722	10	the	the	DET
cblr-1786	722	11	principal	principal	ADJ
cblr-1786	722	12	amount	amount	NOUN
cblr-1786	722	13	at	at	ADP
cblr-1786	722	14	risk	risk	NOUN
cblr-1786	722	15	to	to	ADP
cblr-1786	722	16	the	the	DET
cblr-1786	722	17	credit	credit	NOUN
cblr-1786	722	18	-	-	PUNCT
cblr-1786	722	19	linked	link	VERB
cblr-1786	722	20	note	note	NOUN
cblr-1786	722	21	issuer	issuer	ADJ
cblr-1786	722	22	upfront	upfront	NOUN
cblr-1786	722	23	.	.	PUNCT
cblr-1786	723	1	this	this	DET
cblr-1786	723	2	principal	principal	NOUN
cblr-1786	723	3	will	will	AUX
cblr-1786	723	4	be	be	AUX
cblr-1786	723	5	returned	return	VERB
cblr-1786	723	6	to	to	ADP
cblr-1786	723	7	the	the	DET
cblr-1786	723	8	investors	investor	NOUN
cblr-1786	723	9	depending	depend	VERB
cblr-1786	723	10	upon	upon	SCONJ
cblr-1786	723	11	the	the	DET
cblr-1786	723	12	performance	performance	NOUN
cblr-1786	723	13	of	of	ADP
cblr-1786	723	14	the	the	DET
cblr-1786	723	15	referenced	referenced	ADJ
cblr-1786	723	16	mortgage	mortgage	NOUN
cblr-1786	723	17	pool	pool	NOUN
cblr-1786	723	18	.	.	PUNCT
cblr-1786	724	1	therefore	therefore	ADV
cblr-1786	724	2	,	,	PUNCT
cblr-1786	724	3	the	the	DET
cblr-1786	724	4	protection	protection	NOUN
cblr-1786	724	5	is	be	AUX
cblr-1786	724	6	fully	fully	ADV
cblr-1786	724	7	funded	fund	VERB
cblr-1786	724	8	:	:	PUNCT
cblr-1786	724	9	the	the	DET
cblr-1786	724	10	cln	cln	PROPN
cblr-1786	724	11	issuer	issuer	NOUN
cblr-1786	724	12	will	will	AUX
cblr-1786	724	13	already	already	ADV
cblr-1786	724	14	possess	possess	VERB
cblr-1786	724	15	the	the	DET
cblr-1786	724	16	private	private	ADJ
cblr-1786	724	17	capital	capital	NOUN
cblr-1786	724	18	required	require	VERB
cblr-1786	724	19	to	to	PART
cblr-1786	724	20	absorb	absorb	VERB
cblr-1786	724	21	the	the	DET
cblr-1786	724	22	first	first	ADJ
cblr-1786	724	23	-	-	PUNCT
cblr-1786	724	24	loss	loss	NOUN
cblr-1786	724	25	position	position	NOUN
cblr-1786	724	26	at	at	ADP
cblr-1786	724	27	the	the	DET
cblr-1786	724	28	time	time	NOUN
cblr-1786	724	29	that	that	PRON
cblr-1786	724	30	defaults	default	NOUN
cblr-1786	724	31	in	in	ADP
cblr-1786	724	32	the	the	DET
cblr-1786	724	33	reference	reference	NOUN
cblr-1786	724	34	pool	pool	NOUN
cblr-1786	724	35	pile	pile	NOUN
cblr-1786	724	36	up	up	ADP
cblr-1786	724	37	.	.	PUNCT
cblr-1786	725	1	this	this	DET
cblr-1786	725	2	outcome	outcome	NOUN
cblr-1786	725	3	contrasts	contrast	VERB
cblr-1786	725	4	with	with	ADP
cblr-1786	725	5	that	that	PRON
cblr-1786	725	6	of	of	ADP
cblr-1786	725	7	the	the	DET
cblr-1786	725	8	regulated	regulated	ADJ
cblr-1786	725	9	bond	bond	NOUN
cblr-1786	725	10	guarantor	guarantor	NOUN
cblr-1786	725	11	structure	structure	NOUN
cblr-1786	725	12	,	,	PUNCT
cblr-1786	725	13	in	in	ADP
cblr-1786	725	14	which	which	PRON
cblr-1786	725	15	the	the	DET
cblr-1786	725	16	fmic	fmic	NOUN
cblr-1786	725	17	would	would	AUX
cblr-1786	725	18	require	require	VERB
cblr-1786	725	19	that	that	SCONJ
cblr-1786	725	20	bond	bond	NOUN
cblr-1786	725	21	guarantors	guarantor	NOUN
cblr-1786	725	22	assume	assume	VERB
cblr-1786	725	23	the	the	DET
cblr-1786	725	24	credit	credit	NOUN
cblr-1786	725	25	risk	risk	NOUN
cblr-1786	725	26	.	.	PUNCT
cblr-1786	726	1	bond	bond	NOUN
cblr-1786	726	2	guarantors	guarantor	NOUN
cblr-1786	726	3	pay	pay	VERB
cblr-1786	726	4	insured	insure	VERB
cblr-1786	726	5	bondholders	bondholder	NOUN
cblr-1786	726	6	out	out	ADP
cblr-1786	726	7	of	of	ADP
cblr-1786	726	8	their	their	PRON
cblr-1786	726	9	own	own	ADJ
cblr-1786	726	10	capital	capital	NOUN
cblr-1786	726	11	reserves	reserve	NOUN
cblr-1786	726	12	when	when	SCONJ
cblr-1786	726	13	credit	credit	NOUN
cblr-1786	726	14	losses	loss	NOUN
cblr-1786	726	15	occur	occur	VERB
cblr-1786	726	16	.	.	PUNCT
cblr-1786	727	1	so	so	ADV
cblr-1786	727	2	the	the	DET
cblr-1786	727	3	degree	degree	NOUN
cblr-1786	727	4	to	to	PART
cblr-1786	727	5	which	which	PRON
cblr-1786	727	6	the	the	DET
cblr-1786	727	7	fmic	fmic	NOUN
cblr-1786	727	8	is	be	AUX
cblr-1786	727	9	protected	protect	VERB
cblr-1786	727	10	from	from	ADP
cblr-1786	727	11	taking	take	VERB
cblr-1786	727	12	a	a	DET
cblr-1786	727	13	first	first	ADJ
cblr-1786	727	14	-	-	PUNCT
cblr-1786	727	15	loss	loss	NOUN
cblr-1786	727	16	position	position	NOUN
cblr-1786	727	17	depends	depend	VERB
cblr-1786	727	18	on	on	ADP
cblr-1786	727	19	the	the	DET
cblr-1786	727	20	strength	strength	NOUN
cblr-1786	727	21	of	of	ADP
cblr-1786	727	22	the	the	DET
cblr-1786	727	23	bond	bond	NOUN
cblr-1786	727	24	guarantors	guarantor	NOUN
cblr-1786	727	25	’	’	PART
cblr-1786	727	26	probability	probability	NOUN
cblr-1786	727	27	of	of	ADP
cblr-1786	727	28	loss	loss	NOUN
cblr-1786	727	29	models	model	NOUN
cblr-1786	727	30	governing	govern	VERB
cblr-1786	727	31	their	their	PRON
cblr-1786	727	32	capital	capital	NOUN
cblr-1786	727	33	reserves	reserve	NOUN
cblr-1786	727	34	.	.	PUNCT
cblr-1786	728	1	the	the	DET
cblr-1786	728	2	johnson	johnson	PROPN
cblr-1786	728	3	-	-	PUNCT
cblr-1786	728	4	crapo	crapo	PROPN
cblr-1786	728	5	draft	draft	NOUN
cblr-1786	728	6	legislation	legislation	NOUN
cblr-1786	728	7	attempts	attempt	VERB
cblr-1786	728	8	to	to	PART
cblr-1786	728	9	strengthen	strengthen	VERB
cblr-1786	728	10	the	the	DET
cblr-1786	728	11	regulated	regulated	ADJ
cblr-1786	728	12	bond	bond	NOUN
cblr-1786	728	13	guarantor	guarantor	NOUN
cblr-1786	728	14	structure	structure	NOUN
cblr-1786	728	15	by	by	ADP
cblr-1786	728	16	establishing	establish	VERB
cblr-1786	728	17	the	the	DET
cblr-1786	728	18	fmic	fmic	NOUN
cblr-1786	728	19	as	as	ADP
cblr-1786	728	20	a	a	DET
cblr-1786	728	21	safety	safety	NOUN
cblr-1786	728	22	and	and	CCONJ
cblr-1786	728	23	soundness	soundness	NOUN
cblr-1786	728	24	regulator	regulator	NOUN
cblr-1786	728	25	over	over	ADP
cblr-1786	728	26	the	the	DET
cblr-1786	728	27	bond	bond	NOUN
cblr-1786	728	28	guarantors	guarantor	NOUN
cblr-1786	728	29	and	and	CCONJ
cblr-1786	728	30	enabling	enable	VERB
cblr-1786	728	31	the	the	DET
cblr-1786	728	32	fmic	fmic	NOUN
cblr-1786	728	33	to	to	PART
cblr-1786	728	34	require	require	VERB
cblr-1786	728	35	that	that	SCONJ
cblr-1786	728	36	guarantors	guarantor	NOUN
cblr-1786	728	37	hold	hold	VERB
cblr-1786	728	38	capital	capital	NOUN
cblr-1786	728	39	of	of	ADP
cblr-1786	728	40	10%—an	10%—an	NUM
cblr-1786	728	41	attempt	attempt	NOUN
cblr-1786	728	42	to	to	PART
cblr-1786	728	43	“	"	PUNCT
cblr-1786	728	44	fully	fully	ADV
cblr-1786	728	45	fund	fund	NOUN
cblr-1786	728	46	”	"	PUNCT
cblr-1786	728	47	the	the	DET
cblr-1786	728	48	private	private	ADJ
cblr-1786	728	49	first	first	ADJ
cblr-1786	728	50	-	-	PUNCT
cblr-1786	728	51	loss	loss	NOUN
cblr-1786	728	52	position	position	NOUN
cblr-1786	728	53	.	.	PUNCT
cblr-1786	729	1	nonetheless	nonetheless	ADV
cblr-1786	729	2	,	,	PUNCT
cblr-1786	729	3	the	the	DET
cblr-1786	729	4	possibility	possibility	NOUN
cblr-1786	729	5	remains	remain	VERB
cblr-1786	729	6	that	that	SCONJ
cblr-1786	729	7	disproportionate	disproportionate	ADJ
cblr-1786	729	8	losses	loss	NOUN
cblr-1786	729	9	in	in	ADP
cblr-1786	729	10	one	one	NUM
cblr-1786	729	11	part	part	NOUN
cblr-1786	729	12	of	of	ADP
cblr-1786	729	13	a	a	DET
cblr-1786	729	14	guarantor	guarantor	NOUN
cblr-1786	729	15	’s	’s	PART
cblr-1786	729	16	book	book	NOUN
cblr-1786	729	17	could	could	AUX
cblr-1786	729	18	render	render	VERB
cblr-1786	729	19	the	the	DET
cblr-1786	729	20	guarantor	guarantor	NOUN
cblr-1786	729	21	insolvent	insolvent	ADJ
cblr-1786	729	22	before	before	SCONJ
cblr-1786	729	23	it	it	PRON
cblr-1786	729	24	assumes	assume	VERB
cblr-1786	729	25	10	10	NUM
cblr-1786	729	26	%	%	NOUN
cblr-1786	729	27	of	of	ADP
cblr-1786	729	28	the	the	DET
cblr-1786	729	29	losses	loss	NOUN
cblr-1786	729	30	on	on	ADP
cblr-1786	729	31	an	an	DET
cblr-1786	729	32	fmic	fmic	ADJ
cblr-1786	729	33	-	-	PUNCT
cblr-1786	729	34	backed	back	VERB
cblr-1786	729	35	mbs	mb	NOUN
cblr-1786	729	36	.	.	PUNCT
cblr-1786	730	1	this	this	DET
cblr-1786	730	2	possibility	possibility	NOUN
cblr-1786	730	3	alone	alone	ADV
cblr-1786	730	4	should	should	AUX
cblr-1786	730	5	be	be	AUX
cblr-1786	730	6	dispositive	dispositive	ADJ
cblr-1786	730	7	:	:	PUNCT
cblr-1786	730	8	one	one	NUM
cblr-1786	730	9	of	of	ADP
cblr-1786	730	10	the	the	DET
cblr-1786	730	11	main	main	ADJ
cblr-1786	730	12	lessons	lesson	NOUN
cblr-1786	730	13	of	of	ADP
cblr-1786	730	14	the	the	DET
cblr-1786	730	15	crisis	crisis	NOUN
cblr-1786	730	16	was	be	AUX
cblr-1786	730	17	that	that	SCONJ
cblr-1786	730	18	prudential	prudential	ADJ
cblr-1786	730	19	regulators	regulator	NOUN
cblr-1786	730	20	,	,	PUNCT
cblr-1786	730	21	niles	nile	NOUN
cblr-1786	730	22	final	final	ADJ
cblr-1786	730	23	958	958	NUM
cblr-1786	730	24	columbia	columbia	PROPN
cblr-1786	730	25	business	business	NOUN
cblr-1786	730	26	law	law	PROPN
cblr-1786	730	27	review	review	NOUN
cblr-1786	730	28	[	[	X
cblr-1786	730	29	vol	vol	NOUN
cblr-1786	730	30	.	.	PUNCT
cblr-1786	730	31	2014	2014	NUM
cblr-1786	730	32	much	much	ADV
cblr-1786	730	33	like	like	ADP
cblr-1786	730	34	the	the	DET
cblr-1786	730	35	fhfa	fhfa	NOUN
cblr-1786	730	36	and	and	CCONJ
cblr-1786	730	37	ofheo	ofheo	ADJ
cblr-1786	730	38	,	,	PUNCT
cblr-1786	730	39	may	may	AUX
cblr-1786	730	40	easily	easily	ADV
cblr-1786	730	41	be	be	AUX
cblr-1786	730	42	blind	blind	ADJ
cblr-1786	730	43	to	to	ADP
cblr-1786	730	44	latent	latent	NOUN
cblr-1786	730	45	risks	risk	NOUN
cblr-1786	730	46	lurking	lurk	VERB
cblr-1786	730	47	disproportionately	disproportionately	ADV
cblr-1786	730	48	in	in	ADP
cblr-1786	730	49	dark	dark	ADJ
cblr-1786	730	50	corners	corner	NOUN
cblr-1786	730	51	of	of	ADP
cblr-1786	730	52	the	the	DET
cblr-1786	730	53	financial	financial	ADJ
cblr-1786	730	54	system	system	NOUN
cblr-1786	730	55	.	.	PUNCT
cblr-1786	731	1	second	second	ADJ
cblr-1786	731	2	,	,	PUNCT
cblr-1786	731	3	for	for	ADP
cblr-1786	731	4	borrowers	borrower	NOUN
cblr-1786	731	5	,	,	PUNCT
cblr-1786	731	6	the	the	DET
cblr-1786	731	7	credit	credit	NOUN
cblr-1786	731	8	-	-	PUNCT
cblr-1786	731	9	linked	link	VERB
cblr-1786	731	10	note	note	NOUN
cblr-1786	731	11	structure	structure	NOUN
cblr-1786	731	12	allows	allow	VERB
cblr-1786	731	13	for	for	ADP
cblr-1786	731	14	the	the	DET
cblr-1786	731	15	undisturbed	undisturbed	ADJ
cblr-1786	731	16	,	,	PUNCT
cblr-1786	731	17	continued	continued	ADJ
cblr-1786	731	18	operation	operation	NOUN
cblr-1786	731	19	of	of	ADP
cblr-1786	731	20	the	the	DET
cblr-1786	731	21	tba	tba	NOUN
cblr-1786	731	22	market	market	NOUN
cblr-1786	731	23	because	because	SCONJ
cblr-1786	731	24	it	it	PRON
cblr-1786	731	25	contemplates	contemplate	VERB
cblr-1786	731	26	no	no	DET
cblr-1786	731	27	changes	change	NOUN
cblr-1786	731	28	in	in	ADP
cblr-1786	731	29	the	the	DET
cblr-1786	731	30	guaranty	guaranty	NOUN
cblr-1786	731	31	for	for	ADP
cblr-1786	731	32	the	the	DET
cblr-1786	731	33	“	"	PUNCT
cblr-1786	731	34	real	real	ADJ
cblr-1786	731	35	”	"	PUNCT
cblr-1786	731	36	mbss	mbss	NOUN
cblr-1786	731	37	underlying	underlie	VERB
cblr-1786	731	38	the	the	DET
cblr-1786	731	39	tba	tba	NOUN
cblr-1786	731	40	market	market	NOUN
cblr-1786	731	41	.	.	PUNCT
cblr-1786	732	1	instead	instead	ADV
cblr-1786	732	2	,	,	PUNCT
cblr-1786	732	3	the	the	DET
cblr-1786	732	4	structure	structure	NOUN
cblr-1786	732	5	would	would	AUX
cblr-1786	732	6	offload	offload	VERB
cblr-1786	732	7	the	the	DET
cblr-1786	732	8	first	first	ADJ
cblr-1786	732	9	-	-	PUNCT
cblr-1786	732	10	loss	loss	NOUN
cblr-1786	732	11	credit	credit	NOUN
cblr-1786	732	12	-	-	PUNCT
cblr-1786	732	13	risk	risk	NOUN
cblr-1786	732	14	position	position	NOUN
cblr-1786	732	15	for	for	ADP
cblr-1786	732	16	the	the	DET
cblr-1786	732	17	real	real	ADJ
cblr-1786	732	18	securities	security	NOUN
cblr-1786	732	19	through	through	ADP
cblr-1786	732	20	the	the	DET
cblr-1786	732	21	issuance	issuance	NOUN
cblr-1786	732	22	of	of	ADP
cblr-1786	732	23	credit	credit	NOUN
cblr-1786	732	24	-	-	PUNCT
cblr-1786	732	25	linked	link	VERB
cblr-1786	732	26	derivative	derivative	ADJ
cblr-1786	732	27	notes	note	NOUN
cblr-1786	732	28	that	that	PRON
cblr-1786	732	29	reference	reference	VERB
cblr-1786	732	30	the	the	DET
cblr-1786	732	31	real	real	ADJ
cblr-1786	732	32	securities	security	NOUN
cblr-1786	732	33	.	.	PUNCT
cblr-1786	733	1	therefore	therefore	ADV
cblr-1786	733	2	,	,	PUNCT
cblr-1786	733	3	the	the	DET
cblr-1786	733	4	credit	credit	NOUN
cblr-1786	733	5	-	-	PUNCT
cblr-1786	733	6	linked	link	VERB
cblr-1786	733	7	note	note	NOUN
cblr-1786	733	8	structure	structure	NOUN
cblr-1786	733	9	would	would	AUX
cblr-1786	733	10	have	have	VERB
cblr-1786	733	11	no	no	DET
cblr-1786	733	12	impact	impact	NOUN
cblr-1786	733	13	on	on	ADP
cblr-1786	733	14	the	the	DET
cblr-1786	733	15	tba	tba	NOUN
cblr-1786	733	16	market	market	NOUN
cblr-1786	733	17	.	.	PUNCT
cblr-1786	734	1	this	this	DET
cblr-1786	734	2	outcome	outcome	NOUN
cblr-1786	734	3	contrasts	contrast	VERB
cblr-1786	734	4	with	with	ADP
cblr-1786	734	5	that	that	PRON
cblr-1786	734	6	of	of	ADP
cblr-1786	734	7	the	the	DET
cblr-1786	734	8	seniorsubordinated	seniorsubordinated	ADJ
cblr-1786	734	9	structure	structure	NOUN
cblr-1786	734	10	,	,	PUNCT
cblr-1786	734	11	which	which	PRON
cblr-1786	734	12	would	would	AUX
cblr-1786	734	13	require	require	VERB
cblr-1786	734	14	that	that	SCONJ
cblr-1786	734	15	the	the	DET
cblr-1786	734	16	fmic	fmic	ADJ
cblr-1786	734	17	assume	assume	VERB
cblr-1786	734	18	no	no	DET
cblr-1786	734	19	credit	credit	NOUN
cblr-1786	734	20	risk	risk	NOUN
cblr-1786	734	21	for	for	ADP
cblr-1786	734	22	the	the	DET
cblr-1786	734	23	subordinate	subordinate	ADJ
cblr-1786	734	24	10	10	NUM
cblr-1786	734	25	%	%	NOUN
cblr-1786	734	26	piece	piece	NOUN
cblr-1786	734	27	of	of	ADP
cblr-1786	734	28	the	the	DET
cblr-1786	734	29	“	"	PUNCT
cblr-1786	734	30	real	real	ADJ
cblr-1786	734	31	”	"	PUNCT
cblr-1786	734	32	securities	security	NOUN
cblr-1786	734	33	issued	issue	VERB
cblr-1786	734	34	.	.	PUNCT
cblr-1786	735	1	because	because	SCONJ
cblr-1786	735	2	of	of	ADP
cblr-1786	735	3	this	this	DET
cblr-1786	735	4	“	"	PUNCT
cblr-1786	735	5	guaranty	guaranty	NOUN
cblr-1786	735	6	hole	hole	NOUN
cblr-1786	735	7	,	,	PUNCT
cblr-1786	735	8	”	"	PUNCT
cblr-1786	735	9	the	the	DET
cblr-1786	735	10	securities	security	NOUN
cblr-1786	735	11	issued	issue	VERB
cblr-1786	735	12	would	would	AUX
cblr-1786	735	13	carry	carry	VERB
cblr-1786	735	14	decidedly	decidedly	ADV
cblr-1786	735	15	differing	differ	VERB
cblr-1786	735	16	credit	credit	NOUN
cblr-1786	735	17	risks	risk	NOUN
cblr-1786	735	18	,	,	PUNCT
cblr-1786	735	19	thereby	thereby	ADV
cblr-1786	735	20	destroying	destroy	VERB
cblr-1786	735	21	the	the	DET
cblr-1786	735	22	fungibility	fungibility	NOUN
cblr-1786	735	23	of	of	ADP
cblr-1786	735	24	the	the	DET
cblr-1786	735	25	final	final	ADJ
cblr-1786	735	26	product	product	NOUN
cblr-1786	735	27	.	.	PUNCT
cblr-1786	736	1	although	although	SCONJ
cblr-1786	736	2	the	the	DET
cblr-1786	736	3	senior	senior	ADJ
cblr-1786	736	4	piece	piece	NOUN
cblr-1786	736	5	of	of	ADP
cblr-1786	736	6	the	the	DET
cblr-1786	736	7	real	real	ADJ
cblr-1786	736	8	security	security	NOUN
cblr-1786	736	9	may	may	AUX
cblr-1786	736	10	still	still	ADV
cblr-1786	736	11	carry	carry	VERB
cblr-1786	736	12	a	a	DET
cblr-1786	736	13	guaranty	guaranty	NOUN
cblr-1786	736	14	necessary	necessary	ADJ
cblr-1786	736	15	for	for	ADP
cblr-1786	736	16	tba	tba	NOUN
cblr-1786	736	17	market	market	NOUN
cblr-1786	736	18	access	access	NOUN
cblr-1786	736	19	,	,	PUNCT
cblr-1786	736	20	the	the	DET
cblr-1786	736	21	subordinate	subordinate	ADJ
cblr-1786	736	22	piece	piece	NOUN
cblr-1786	736	23	would	would	AUX
cblr-1786	736	24	certainly	certainly	ADV
cblr-1786	736	25	not	not	PART
cblr-1786	736	26	qualify	qualify	VERB
cblr-1786	736	27	,	,	PUNCT
cblr-1786	736	28	thereby	thereby	ADV
cblr-1786	736	29	shrinking	shrink	VERB
cblr-1786	736	30	and	and	CCONJ
cblr-1786	736	31	complicating	complicate	VERB
cblr-1786	736	32	the	the	DET
cblr-1786	736	33	tba	tba	NOUN
cblr-1786	736	34	market	market	NOUN
cblr-1786	736	35	.	.	PUNCT
cblr-1786	737	1	this	this	DET
cblr-1786	737	2	exact	exact	ADJ
cblr-1786	737	3	concern	concern	NOUN
cblr-1786	737	4	undergirded	undergird	VERB
cblr-1786	737	5	the	the	DET
cblr-1786	737	6	gses	gse	NOUN
cblr-1786	737	7	’	'	PUNCT
cblr-1786	737	8	recent	recent	ADJ
cblr-1786	737	9	decision	decision	NOUN
cblr-1786	737	10	not	not	PART
cblr-1786	737	11	to	to	PART
cblr-1786	737	12	employ	employ	VERB
cblr-1786	737	13	the	the	DET
cblr-1786	737	14	senior	senior	ADJ
cblr-1786	737	15	-	-	PUNCT
cblr-1786	737	16	subordinated	subordinated	ADJ
cblr-1786	737	17	structure	structure	NOUN
cblr-1786	737	18	in	in	ADP
cblr-1786	737	19	their	their	PRON
cblr-1786	737	20	experimental	experimental	ADJ
cblr-1786	737	21	risk	risk	NOUN
cblr-1786	737	22	-	-	PUNCT
cblr-1786	737	23	sharing	share	VERB
cblr-1786	737	24	transactions	transaction	NOUN
cblr-1786	737	25	of	of	ADP
cblr-1786	737	26	2013.263	2013.263	NUM
cblr-1786	737	27	although	although	SCONJ
cblr-1786	737	28	it	it	PRON
cblr-1786	737	29	remains	remain	VERB
cblr-1786	737	30	unclear	unclear	ADJ
cblr-1786	737	31	the	the	DET
cblr-1786	737	32	extent	extent	NOUN
cblr-1786	737	33	to	to	PART
cblr-1786	737	34	which	which	PRON
cblr-1786	737	35	a	a	DET
cblr-1786	737	36	senior	senior	ADJ
cblr-1786	737	37	-	-	PUNCT
cblr-1786	737	38	subordinated	subordinated	ADJ
cblr-1786	737	39	structure	structure	NOUN
cblr-1786	737	40	would	would	AUX
cblr-1786	737	41	damage	damage	VERB
cblr-1786	737	42	the	the	DET
cblr-1786	737	43	tba	tba	NOUN
cblr-1786	737	44	market	market	NOUN
cblr-1786	737	45	,	,	PUNCT
cblr-1786	737	46	any	any	DET
cblr-1786	737	47	damage	damage	NOUN
cblr-1786	737	48	would	would	AUX
cblr-1786	737	49	unnecessarily	unnecessarily	ADV
cblr-1786	737	50	harm	harm	VERB
cblr-1786	737	51	borrowers	borrower	NOUN
cblr-1786	737	52	’	'	PUNCT
cblr-1786	737	53	access	access	NOUN
cblr-1786	737	54	to	to	ADP
cblr-1786	737	55	credit	credit	NOUN
cblr-1786	737	56	.	.	PUNCT
cblr-1786	738	1	thirdly	thirdly	ADV
cblr-1786	738	2	,	,	PUNCT
cblr-1786	738	3	the	the	DET
cblr-1786	738	4	credit	credit	NOUN
cblr-1786	738	5	-	-	PUNCT
cblr-1786	738	6	linked	link	VERB
cblr-1786	738	7	note	note	NOUN
cblr-1786	738	8	structure	structure	NOUN
cblr-1786	738	9	provides	provide	VERB
cblr-1786	738	10	attractive	attractive	ADJ
cblr-1786	738	11	and	and	CCONJ
cblr-1786	738	12	well	well	ADV
cblr-1786	738	13	-	-	PUNCT
cblr-1786	738	14	tailored	tailor	VERB
cblr-1786	738	15	products	product	NOUN
cblr-1786	738	16	for	for	ADP
cblr-1786	738	17	investors	investor	NOUN
cblr-1786	738	18	.	.	PUNCT
cblr-1786	739	1	the	the	DET
cblr-1786	739	2	credit	credit	NOUN
cblr-1786	739	3	-	-	PUNCT
cblr-1786	739	4	linked	link	VERB
cblr-1786	739	5	note	note	NOUN
cblr-1786	739	6	structure	structure	NOUN
cblr-1786	739	7	very	very	ADV
cblr-1786	739	8	efficiently	efficiently	ADV
cblr-1786	739	9	isolates	isolate	NOUN
cblr-1786	739	10	raterelated	raterelate	VERB
cblr-1786	739	11	risk	risk	NOUN
cblr-1786	739	12	from	from	ADP
cblr-1786	739	13	credit	credit	NOUN
cblr-1786	739	14	-	-	PUNCT
cblr-1786	739	15	related	relate	VERB
cblr-1786	739	16	risk	risk	NOUN
cblr-1786	739	17	.	.	PUNCT
cblr-1786	740	1	such	such	ADJ
cblr-1786	740	2	isolation	isolation	NOUN
cblr-1786	740	3	facilitates	facilitate	VERB
cblr-1786	740	4	tailoring	tailor	VERB
cblr-1786	740	5	and	and	CCONJ
cblr-1786	740	6	allows	allow	VERB
cblr-1786	740	7	investors	investor	NOUN
cblr-1786	740	8	to	to	PART
cblr-1786	740	9	receive	receive	VERB
cblr-1786	740	10	the	the	DET
cblr-1786	740	11	exact	exact	ADJ
cblr-1786	740	12	risk	risk	NOUN
cblr-1786	740	13	exposure	exposure	NOUN
cblr-1786	740	14	that	that	PRON
cblr-1786	740	15	they	they	PRON
cblr-1786	740	16	desire	desire	VERB
cblr-1786	740	17	.	.	PUNCT
cblr-1786	741	1	while	while	SCONJ
cblr-1786	741	2	rates	rate	NOUN
cblr-1786	741	3	investors	investor	NOUN
cblr-1786	741	4	could	could	AUX
cblr-1786	741	5	263	263	NUM
cblr-1786	741	6	see	see	VERB
cblr-1786	741	7	risk	risk	NOUN
cblr-1786	741	8	transfer	transfer	NOUN
cblr-1786	741	9	hearing	hearing	NOUN
cblr-1786	741	10	,	,	PUNCT
cblr-1786	741	11	supra	supra	PROPN
cblr-1786	741	12	note	note	PROPN
cblr-1786	741	13	23	23	NUM
cblr-1786	741	14	,	,	PUNCT
cblr-1786	741	15	at	at	ADP
cblr-1786	741	16	30	30	NUM
cblr-1786	741	17	(	(	PUNCT
cblr-1786	741	18	statement	statement	NOUN
cblr-1786	741	19	of	of	ADP
cblr-1786	741	20	laurel	laurel	PROPN
cblr-1786	741	21	davis	davis	PROPN
cblr-1786	741	22	,	,	PUNCT
cblr-1786	741	23	vice	vice	NOUN
cblr-1786	741	24	president	president	NOUN
cblr-1786	741	25	for	for	ADP
cblr-1786	741	26	credit	credit	NOUN
cblr-1786	741	27	risk	risk	NOUN
cblr-1786	741	28	transfer	transfer	NOUN
cblr-1786	741	29	,	,	PUNCT
cblr-1786	741	30	fannie	fannie	PROPN
cblr-1786	741	31	mae	mae	PROPN
cblr-1786	741	32	)	)	PUNCT
cblr-1786	741	33	;	;	PUNCT
cblr-1786	741	34	risk	risk	NOUN
cblr-1786	741	35	transfer	transfer	NOUN
cblr-1786	741	36	hearing	hearing	NOUN
cblr-1786	741	37	,	,	PUNCT
cblr-1786	741	38	supra	supra	PROPN
cblr-1786	741	39	note	note	PROPN
cblr-1786	741	40	23	23	NUM
cblr-1786	741	41	,	,	PUNCT
cblr-1786	741	42	at	at	ADP
cblr-1786	741	43	26	26	NUM
cblr-1786	741	44	(	(	PUNCT
cblr-1786	741	45	statement	statement	NOUN
cblr-1786	741	46	of	of	ADP
cblr-1786	741	47	kevin	kevin	PROPN
cblr-1786	741	48	palmer	palmer	PROPN
cblr-1786	741	49	,	,	PUNCT
cblr-1786	741	50	vice	vice	NOUN
cblr-1786	741	51	president	president	NOUN
cblr-1786	741	52	,	,	PUNCT
cblr-1786	741	53	freddie	freddie	PROPN
cblr-1786	741	54	mac	mac	PROPN
cblr-1786	741	55	)	)	PUNCT
cblr-1786	741	56	.	.	PUNCT
cblr-1786	742	1	niles	nile	NOUN
cblr-1786	742	2	final	final	ADJ
cblr-1786	742	3	no	no	NOUN
cblr-1786	742	4	.	.	NOUN
cblr-1786	742	5	3:906	3:906	NUM
cblr-1786	742	6	]	]	PUNCT
cblr-1786	742	7	member	member	NOUN
cblr-1786	742	8	fmic	fmic	NOUN
cblr-1786	742	9	959	959	NUM
cblr-1786	742	10	still	still	ADV
cblr-1786	742	11	participate	participate	VERB
cblr-1786	742	12	in	in	ADP
cblr-1786	742	13	the	the	DET
cblr-1786	742	14	market	market	NOUN
cblr-1786	742	15	for	for	ADP
cblr-1786	742	16	the	the	DET
cblr-1786	742	17	real	real	ADJ
cblr-1786	742	18	mbs	mb	NOUN
cblr-1786	742	19	issued	issue	VERB
cblr-1786	742	20	,	,	PUNCT
cblr-1786	742	21	credit	credit	NOUN
cblr-1786	742	22	investors	investor	NOUN
cblr-1786	742	23	would	would	AUX
cblr-1786	742	24	be	be	AUX
cblr-1786	742	25	welcome	welcome	ADJ
cblr-1786	742	26	to	to	PART
cblr-1786	742	27	participate	participate	VERB
cblr-1786	742	28	in	in	ADP
cblr-1786	742	29	the	the	DET
cblr-1786	742	30	cln	cln	PROPN
cblr-1786	742	31	issuances	issuance	NOUN
cblr-1786	742	32	that	that	PRON
cblr-1786	742	33	isolate	isolate	VERB
cblr-1786	742	34	the	the	DET
cblr-1786	742	35	credit	credit	NOUN
cblr-1786	742	36	risk	risk	NOUN
cblr-1786	742	37	in	in	ADP
cblr-1786	742	38	the	the	DET
cblr-1786	742	39	reference	reference	NOUN
cblr-1786	742	40	pools	pool	NOUN
cblr-1786	742	41	.	.	PUNCT
cblr-1786	743	1	this	this	DET
cblr-1786	743	2	outcome	outcome	NOUN
cblr-1786	743	3	also	also	ADV
cblr-1786	743	4	contrasts	contrast	VERB
cblr-1786	743	5	with	with	ADP
cblr-1786	743	6	that	that	PRON
cblr-1786	743	7	under	under	ADP
cblr-1786	743	8	the	the	DET
cblr-1786	743	9	seniorsubordinated	seniorsubordinated	ADJ
cblr-1786	743	10	structure	structure	NOUN
cblr-1786	743	11	.	.	PUNCT
cblr-1786	744	1	there	there	ADV
cblr-1786	744	2	,	,	PUNCT
cblr-1786	744	3	neither	neither	CCONJ
cblr-1786	744	4	rates	rate	NOUN
cblr-1786	744	5	investors	investor	NOUN
cblr-1786	744	6	wary	wary	ADJ
cblr-1786	744	7	of	of	ADP
cblr-1786	744	8	credit	credit	NOUN
cblr-1786	744	9	risk	risk	NOUN
cblr-1786	744	10	nor	nor	CCONJ
cblr-1786	744	11	credit	credit	NOUN
cblr-1786	744	12	investors	investor	NOUN
cblr-1786	744	13	wary	wary	ADJ
cblr-1786	744	14	of	of	ADP
cblr-1786	744	15	rates	rate	NOUN
cblr-1786	744	16	risk	risk	NOUN
cblr-1786	744	17	would	would	AUX
cblr-1786	744	18	invest	invest	VERB
cblr-1786	744	19	in	in	ADP
cblr-1786	744	20	the	the	DET
cblr-1786	744	21	subordinate	subordinate	ADJ
cblr-1786	744	22	first	first	ADJ
cblr-1786	744	23	-	-	PUNCT
cblr-1786	744	24	loss	loss	NOUN
cblr-1786	744	25	piece	piece	NOUN
cblr-1786	744	26	.	.	PUNCT
cblr-1786	745	1	this	this	DET
cblr-1786	745	2	commingling	commingling	NOUN
cblr-1786	745	3	of	of	ADP
cblr-1786	745	4	disparate	disparate	ADJ
cblr-1786	745	5	risks	risk	NOUN
cblr-1786	745	6	unnecessarily	unnecessarily	ADV
cblr-1786	745	7	weakens	weaken	VERB
cblr-1786	745	8	investor	investor	NOUN
cblr-1786	745	9	appetite	appetite	NOUN
cblr-1786	745	10	for	for	ADP
cblr-1786	745	11	the	the	DET
cblr-1786	745	12	product	product	NOUN
cblr-1786	745	13	,	,	PUNCT
cblr-1786	745	14	and	and	CCONJ
cblr-1786	745	15	may	may	AUX
cblr-1786	745	16	chase	chase	VERB
cblr-1786	745	17	away	away	ADV
cblr-1786	745	18	the	the	DET
cblr-1786	745	19	rates	rate	NOUN
cblr-1786	745	20	investors	investor	NOUN
cblr-1786	745	21	required	require	VERB
cblr-1786	745	22	to	to	PART
cblr-1786	745	23	support	support	VERB
cblr-1786	745	24	a	a	DET
cblr-1786	745	25	robust	robust	ADJ
cblr-1786	745	26	housing	housing	NOUN
cblr-1786	745	27	finance	finance	NOUN
cblr-1786	745	28	market	market	NOUN
cblr-1786	745	29	.	.	PUNCT
cblr-1786	746	1	c.	c.	NOUN
cblr-1786	746	2	criticism	criticism	NOUN
cblr-1786	746	3	of	of	ADP
cblr-1786	746	4	lack	lack	NOUN
cblr-1786	746	5	of	of	ADP
cblr-1786	746	6	credit	credit	NOUN
cblr-1786	746	7	-	-	PUNCT
cblr-1786	746	8	risk	risk	NOUN
cblr-1786	746	9	sharing	sharing	NOUN
cblr-1786	746	10	in	in	ADP
cblr-1786	746	11	path	path	NOUN
cblr-1786	746	12	act	act	VERB
cblr-1786	746	13	the	the	DET
cblr-1786	746	14	credit	credit	NOUN
cblr-1786	746	15	-	-	PUNCT
cblr-1786	746	16	linked	link	VERB
cblr-1786	746	17	note	note	NOUN
cblr-1786	746	18	structure	structure	NOUN
cblr-1786	746	19	in	in	ADP
cblr-1786	746	20	the	the	DET
cblr-1786	746	21	corker	corker	NOUN
cblr-1786	746	22	-	-	PUNCT
cblr-1786	746	23	warner	warner	NOUN
cblr-1786	746	24	bill	bill	NOUN
cblr-1786	746	25	also	also	ADV
cblr-1786	746	26	compares	compare	VERB
cblr-1786	746	27	favorably	favorably	ADV
cblr-1786	746	28	to	to	ADP
cblr-1786	746	29	the	the	DET
cblr-1786	746	30	purely	purely	ADV
cblr-1786	746	31	private	private	ADJ
cblr-1786	746	32	scheme	scheme	NOUN
cblr-1786	746	33	contemplated	contemplate	VERB
cblr-1786	746	34	in	in	ADP
cblr-1786	746	35	the	the	DET
cblr-1786	746	36	path	path	NOUN
cblr-1786	746	37	act	act	PROPN
cblr-1786	746	38	,	,	PUNCT
cblr-1786	746	39	which	which	PRON
cblr-1786	746	40	suffers	suffer	VERB
cblr-1786	746	41	from	from	ADP
cblr-1786	746	42	nearly	nearly	ADV
cblr-1786	746	43	all	all	PRON
cblr-1786	746	44	of	of	ADP
cblr-1786	746	45	the	the	DET
cblr-1786	746	46	infirmities	infirmity	NOUN
cblr-1786	746	47	of	of	ADP
cblr-1786	746	48	the	the	DET
cblr-1786	746	49	senior	senior	ADJ
cblr-1786	746	50	-	-	PUNCT
cblr-1786	746	51	subordinated	subordinated	ADJ
cblr-1786	746	52	structure	structure	NOUN
cblr-1786	746	53	mentioned	mention	VERB
cblr-1786	746	54	above	above	ADV
cblr-1786	746	55	.	.	PUNCT
cblr-1786	747	1	first	first	ADV
cblr-1786	747	2	,	,	PUNCT
cblr-1786	747	3	the	the	DET
cblr-1786	747	4	lack	lack	NOUN
cblr-1786	747	5	of	of	ADP
cblr-1786	747	6	a	a	DET
cblr-1786	747	7	government	government	NOUN
cblr-1786	747	8	guaranty	guaranty	NOUN
cblr-1786	747	9	under	under	ADP
cblr-1786	747	10	the	the	DET
cblr-1786	747	11	path	path	NOUN
cblr-1786	747	12	act	act	NOUN
cblr-1786	747	13	may	may	AUX
cblr-1786	747	14	preclude	preclude	VERB
cblr-1786	747	15	the	the	DET
cblr-1786	747	16	operation	operation	NOUN
cblr-1786	747	17	of	of	ADP
cblr-1786	747	18	the	the	DET
cblr-1786	747	19	tba	tba	NOUN
cblr-1786	747	20	market	market	NOUN
cblr-1786	747	21	,	,	PUNCT
cblr-1786	747	22	which	which	PRON
cblr-1786	747	23	requires	require	VERB
cblr-1786	747	24	fungibility.264	fungibility.264	NOUN
cblr-1786	747	25	when	when	SCONJ
cblr-1786	747	26	a	a	DET
cblr-1786	747	27	government	government	NOUN
cblr-1786	747	28	guaranty	guaranty	NOUN
cblr-1786	747	29	is	be	AUX
cblr-1786	747	30	replaced	replace	VERB
cblr-1786	747	31	entirely	entirely	ADV
cblr-1786	747	32	with	with	ADP
cblr-1786	747	33	private	private	ADJ
cblr-1786	747	34	credit	credit	NOUN
cblr-1786	747	35	enhancement	enhancement	NOUN
cblr-1786	747	36	,	,	PUNCT
cblr-1786	747	37	no	no	ADV
cblr-1786	747	38	matter	matter	ADV
cblr-1786	747	39	how	how	SCONJ
cblr-1786	747	40	strong	strong	ADJ
cblr-1786	747	41	,	,	PUNCT
cblr-1786	747	42	credit	credit	NOUN
cblr-1786	747	43	risk	risk	NOUN
cblr-1786	747	44	that	that	PRON
cblr-1786	747	45	is	be	AUX
cblr-1786	747	46	idiosyncratic	idiosyncratic	ADJ
cblr-1786	747	47	and	and	CCONJ
cblr-1786	747	48	loan	loan	NOUN
cblr-1786	747	49	-	-	PUNCT
cblr-1786	747	50	specific	specific	NOUN
cblr-1786	747	51	enters	enter	NOUN
cblr-1786	747	52	the	the	DET
cblr-1786	747	53	equation	equation	NOUN
cblr-1786	747	54	.	.	PUNCT
cblr-1786	748	1	this	this	DET
cblr-1786	748	2	credit	credit	NOUN
cblr-1786	748	3	risk	risk	NOUN
cblr-1786	748	4	would	would	AUX
cblr-1786	748	5	undermine	undermine	VERB
cblr-1786	748	6	,	,	PUNCT
cblr-1786	748	7	if	if	SCONJ
cblr-1786	748	8	not	not	PART
cblr-1786	748	9	foreclose	foreclose	VERB
cblr-1786	748	10	entirely	entirely	ADV
cblr-1786	748	11	,	,	PUNCT
cblr-1786	748	12	the	the	DET
cblr-1786	748	13	fungibility	fungibility	NOUN
cblr-1786	748	14	between	between	ADP
cblr-1786	748	15	mbss	mbss	NOUN
cblr-1786	748	16	required	require	VERB
cblr-1786	748	17	for	for	ADP
cblr-1786	748	18	the	the	DET
cblr-1786	748	19	commodity	commodity	NOUN
cblr-1786	748	20	futures	future	NOUN
cblr-1786	748	21	-	-	PUNCT
cblr-1786	748	22	like	like	ADJ
cblr-1786	748	23	tba	tba	NOUN
cblr-1786	748	24	market	market	NOUN
cblr-1786	748	25	.	.	PUNCT
cblr-1786	749	1	for	for	ADP
cblr-1786	749	2	this	this	DET
cblr-1786	749	3	reason	reason	NOUN
cblr-1786	749	4	,	,	PUNCT
cblr-1786	749	5	coupled	couple	VERB
cblr-1786	749	6	with	with	ADP
cblr-1786	749	7	disclosure	disclosure	NOUN
cblr-1786	749	8	problems	problem	NOUN
cblr-1786	749	9	that	that	PRON
cblr-1786	749	10	obstruct	obstruct	VERB
cblr-1786	749	11	credit	credit	NOUN
cblr-1786	749	12	risk	risk	NOUN
cblr-1786	749	13	due	due	ADJ
cblr-1786	749	14	diligence	diligence	NOUN
cblr-1786	749	15	,	,	PUNCT
cblr-1786	749	16	some	some	DET
cblr-1786	749	17	commentators	commentator	NOUN
cblr-1786	749	18	doubt	doubt	VERB
cblr-1786	749	19	that	that	SCONJ
cblr-1786	749	20	a	a	DET
cblr-1786	749	21	purely	purely	ADV
cblr-1786	749	22	private	private	ADJ
cblr-1786	749	23	market	market	NOUN
cblr-1786	749	24	could	could	AUX
cblr-1786	749	25	support	support	VERB
cblr-1786	749	26	the	the	DET
cblr-1786	749	27	availability	availability	NOUN
cblr-1786	749	28	of	of	ADP
cblr-1786	749	29	the	the	DET
cblr-1786	749	30	30	30	NUM
cblr-1786	749	31	-	-	PUNCT
cblr-1786	749	32	year	year	NOUN
cblr-1786	749	33	fixed	fix	VERB
cblr-1786	749	34	-	-	PUNCT
cblr-1786	749	35	rate	rate	NOUN
cblr-1786	749	36	264	264	NUM
cblr-1786	749	37	see	see	NOUN
cblr-1786	749	38	hearing	hear	VERB
cblr-1786	749	39	on	on	ADP
cblr-1786	749	40	a	a	DET
cblr-1786	749	41	legislative	legislative	ADJ
cblr-1786	749	42	proposal	proposal	NOUN
cblr-1786	749	43	to	to	PART
cblr-1786	749	44	protect	protect	VERB
cblr-1786	749	45	american	american	ADJ
cblr-1786	749	46	taxpayers	taxpayer	NOUN
cblr-1786	749	47	and	and	CCONJ
cblr-1786	749	48	homeowners	homeowner	NOUN
cblr-1786	749	49	by	by	ADP
cblr-1786	749	50	creating	create	VERB
cblr-1786	749	51	a	a	DET
cblr-1786	749	52	sustainable	sustainable	ADJ
cblr-1786	749	53	housing	housing	NOUN
cblr-1786	749	54	finance	finance	NOUN
cblr-1786	749	55	system	system	NOUN
cblr-1786	749	56	before	before	ADP
cblr-1786	749	57	the	the	DET
cblr-1786	749	58	h.	h.	PROPN
cblr-1786	749	59	comm	comm	NOUN
cblr-1786	749	60	.	.	PUNCT
cblr-1786	750	1	on	on	ADP
cblr-1786	750	2	fin	fin	NOUN
cblr-1786	750	3	.	.	PUNCT
cblr-1786	751	1	servs	servs	PROPN
cblr-1786	751	2	.	.	PROPN
cblr-1786	751	3	,	,	PUNCT
cblr-1786	751	4	113th	113th	PROPN
cblr-1786	751	5	cong	cong	NOUN
cblr-1786	751	6	.	.	PUNCT
cblr-1786	752	1	132	132	NUM
cblr-1786	752	2	(	(	PUNCT
cblr-1786	752	3	2013	2013	NUM
cblr-1786	752	4	)	)	PUNCT
cblr-1786	752	5	(	(	PUNCT
cblr-1786	752	6	statement	statement	NOUN
cblr-1786	752	7	of	of	ADP
cblr-1786	752	8	tom	tom	PROPN
cblr-1786	752	9	deutsch	deutsch	PROPN
cblr-1786	752	10	,	,	PUNCT
cblr-1786	752	11	executive	executive	ADJ
cblr-1786	752	12	director	director	NOUN
cblr-1786	752	13	,	,	PUNCT
cblr-1786	752	14	american	american	ADJ
cblr-1786	752	15	securitization	securitization	NOUN
cblr-1786	752	16	forum	forum	PROPN
cblr-1786	752	17	)	)	PUNCT
cblr-1786	752	18	.	.	PUNCT
cblr-1786	753	1	niles	nile	NOUN
cblr-1786	753	2	final	final	ADJ
cblr-1786	753	3	960	960	NUM
cblr-1786	753	4	columbia	columbia	PROPN
cblr-1786	753	5	business	business	NOUN
cblr-1786	753	6	law	law	PROPN
cblr-1786	753	7	review	review	NOUN
cblr-1786	754	1	[	[	X
cblr-1786	754	2	vol	vol	NOUN
cblr-1786	754	3	.	.	PUNCT
cblr-1786	754	4	2014	2014	NUM
cblr-1786	754	5	mortgage	mortgage	NOUN
cblr-1786	754	6	for	for	ADP
cblr-1786	754	7	any	any	PRON
cblr-1786	754	8	but	but	CCONJ
cblr-1786	754	9	the	the	DET
cblr-1786	754	10	most	most	ADV
cblr-1786	754	11	creditworthy	creditworthy	ADJ
cblr-1786	754	12	jumbo	jumbo	NOUN
cblr-1786	754	13	borrowers.265	borrowers.265	VERB
cblr-1786	754	14	the	the	DET
cblr-1786	754	15	path	path	NOUN
cblr-1786	754	16	act	act	NOUN
cblr-1786	754	17	would	would	AUX
cblr-1786	754	18	also	also	ADV
cblr-1786	754	19	drive	drive	VERB
cblr-1786	754	20	pure	pure	ADJ
cblr-1786	754	21	rates	rate	NOUN
cblr-1786	754	22	investors	investor	NOUN
cblr-1786	754	23	out	out	ADP
cblr-1786	754	24	of	of	ADP
cblr-1786	754	25	the	the	DET
cblr-1786	754	26	housing	housing	NOUN
cblr-1786	754	27	finance	finance	NOUN
cblr-1786	754	28	markets	market	NOUN
cblr-1786	754	29	.	.	PUNCT
cblr-1786	755	1	for	for	ADP
cblr-1786	755	2	the	the	DET
cblr-1786	755	3	reasons	reason	NOUN
cblr-1786	755	4	catalogued	catalogue	VERB
cblr-1786	755	5	above	above	ADV
cblr-1786	755	6	,	,	PUNCT
cblr-1786	755	7	rates	rate	NOUN
cblr-1786	755	8	investors	investor	NOUN
cblr-1786	755	9	seek	seek	VERB
cblr-1786	755	10	only	only	ADV
cblr-1786	755	11	fixed	fix	VERB
cblr-1786	755	12	-	-	PUNCT
cblr-1786	755	13	income	income	NOUN
cblr-1786	755	14	assets	asset	NOUN
cblr-1786	755	15	and	and	CCONJ
cblr-1786	755	16	hesitate	hesitate	VERB
cblr-1786	755	17	to	to	PART
cblr-1786	755	18	bear	bear	VERB
cblr-1786	755	19	any	any	DET
cblr-1786	755	20	credit	credit	NOUN
cblr-1786	755	21	risk	risk	NOUN
cblr-1786	755	22	.	.	PUNCT
cblr-1786	756	1	although	although	SCONJ
cblr-1786	756	2	private	private	ADJ
cblr-1786	756	3	credit	credit	NOUN
cblr-1786	756	4	enhancement	enhancement	NOUN
cblr-1786	756	5	can	can	AUX
cblr-1786	756	6	mitigate	mitigate	VERB
cblr-1786	756	7	credit	credit	NOUN
cblr-1786	756	8	risk	risk	NOUN
cblr-1786	756	9	,	,	PUNCT
cblr-1786	756	10	it	it	PRON
cblr-1786	756	11	remains	remain	VERB
cblr-1786	756	12	uncertain	uncertain	ADJ
cblr-1786	756	13	whether	whether	SCONJ
cblr-1786	756	14	risk	risk	NOUN
cblr-1786	756	15	-	-	PUNCT
cblr-1786	756	16	averse	averse	ADJ
cblr-1786	756	17	rates	rate	NOUN
cblr-1786	756	18	investors	investor	NOUN
cblr-1786	756	19	will	will	AUX
cblr-1786	756	20	trust	trust	VERB
cblr-1786	756	21	these	these	DET
cblr-1786	756	22	mechanisms	mechanism	NOUN
cblr-1786	756	23	,	,	PUNCT
cblr-1786	756	24	given	give	VERB
cblr-1786	756	25	their	their	PRON
cblr-1786	756	26	ineffectiveness	ineffectiveness	NOUN
cblr-1786	756	27	during	during	ADP
cblr-1786	756	28	the	the	DET
cblr-1786	756	29	financial	financial	ADJ
cblr-1786	756	30	crisis	crisis	NOUN
cblr-1786	756	31	.	.	PUNCT
cblr-1786	757	1	finally	finally	ADV
cblr-1786	757	2	,	,	PUNCT
cblr-1786	757	3	worth	worth	ADJ
cblr-1786	757	4	noting	note	VERB
cblr-1786	757	5	is	be	AUX
cblr-1786	757	6	the	the	DET
cblr-1786	757	7	fact	fact	NOUN
cblr-1786	757	8	that	that	SCONJ
cblr-1786	757	9	the	the	DET
cblr-1786	757	10	path	path	NOUN
cblr-1786	757	11	act	act	NOUN
cblr-1786	757	12	holds	hold	VERB
cblr-1786	757	13	little	little	ADJ
cblr-1786	757	14	chance	chance	NOUN
cblr-1786	757	15	of	of	ADP
cblr-1786	757	16	becoming	become	VERB
cblr-1786	757	17	law	law	NOUN
cblr-1786	757	18	.	.	PUNCT
cblr-1786	758	1	it	it	PRON
cblr-1786	758	2	currently	currently	ADV
cblr-1786	758	3	marshals	marshal	VERB
cblr-1786	758	4	no	no	DET
cblr-1786	758	5	democratic	democratic	ADJ
cblr-1786	758	6	support	support	NOUN
cblr-1786	758	7	in	in	ADP
cblr-1786	758	8	the	the	DET
cblr-1786	758	9	house	house	NOUN
cblr-1786	758	10	of	of	ADP
cblr-1786	758	11	representatives,266	representatives,266	PROPN
cblr-1786	758	12	and	and	CCONJ
cblr-1786	758	13	carries	carry	VERB
cblr-1786	758	14	a	a	DET
cblr-1786	758	15	significant	significant	ADJ
cblr-1786	758	16	number	number	NOUN
cblr-1786	758	17	of	of	ADP
cblr-1786	758	18	provisions	provision	NOUN
cblr-1786	758	19	politically	politically	ADV
cblr-1786	758	20	infeasible	infeasible	ADJ
cblr-1786	758	21	for	for	ADP
cblr-1786	758	22	democrats.267	democrats.267	NOUN
cblr-1786	758	23	while	while	SCONJ
cblr-1786	758	24	this	this	DET
cblr-1786	758	25	lack	lack	NOUN
cblr-1786	758	26	of	of	ADP
cblr-1786	758	27	political	political	ADJ
cblr-1786	758	28	support	support	NOUN
cblr-1786	758	29	does	do	AUX
cblr-1786	758	30	not	not	PART
cblr-1786	758	31	bear	bear	VERB
cblr-1786	758	32	on	on	ADP
cblr-1786	758	33	the	the	DET
cblr-1786	758	34	merits	merit	NOUN
cblr-1786	758	35	of	of	ADP
cblr-1786	758	36	the	the	DET
cblr-1786	758	37	proposal	proposal	NOUN
cblr-1786	758	38	,	,	PUNCT
cblr-1786	758	39	its	its	PRON
cblr-1786	758	40	realistic	realistic	ADJ
cblr-1786	758	41	implications	implication	NOUN
cblr-1786	758	42	are	be	AUX
cblr-1786	758	43	germane	germane	ADJ
cblr-1786	758	44	when	when	SCONJ
cblr-1786	758	45	discussing	discuss	VERB
cblr-1786	758	46	the	the	DET
cblr-1786	758	47	future	future	NOUN
cblr-1786	758	48	of	of	ADP
cblr-1786	758	49	housing	housing	NOUN
cblr-1786	758	50	finance	finance	NOUN
cblr-1786	758	51	.	.	PUNCT
cblr-1786	759	1	unlike	unlike	ADP
cblr-1786	759	2	the	the	DET
cblr-1786	759	3	path	path	NOUN
cblr-1786	759	4	act	act	PROPN
cblr-1786	759	5	,	,	PUNCT
cblr-1786	759	6	the	the	DET
cblr-1786	759	7	senate	senate	PROPN
cblr-1786	759	8	proposal	proposal	NOUN
cblr-1786	759	9	enjoys	enjoy	VERB
cblr-1786	759	10	bipartisan	bipartisan	ADJ
cblr-1786	759	11	support,268	support,268	PROPN
cblr-1786	759	12	as	as	ADV
cblr-1786	759	13	well	well	ADV
cblr-1786	759	14	as	as	ADP
cblr-1786	759	15	the	the	DET
cblr-1786	759	16	support	support	NOUN
cblr-1786	759	17	of	of	ADP
cblr-1786	759	18	the	the	DET
cblr-1786	759	19	obama	obama	PROPN
cblr-1786	759	20	administration,269	administration,269	PROPN
cblr-1786	759	21	and	and	CCONJ
cblr-1786	759	22	holds	hold	VERB
cblr-1786	759	23	a	a	DET
cblr-1786	759	24	relatively	relatively	ADV
cblr-1786	759	25	265	265	NUM
cblr-1786	759	26	see	see	VERB
cblr-1786	759	27	private	private	ADJ
cblr-1786	759	28	label	label	NOUN
cblr-1786	759	29	securitization	securitization	NOUN
cblr-1786	759	30	hearing	hearing	NOUN
cblr-1786	759	31	,	,	PUNCT
cblr-1786	759	32	supra	supra	PROPN
cblr-1786	759	33	note	note	PROPN
cblr-1786	759	34	23	23	NUM
cblr-1786	759	35	,	,	PUNCT
cblr-1786	759	36	at	at	ADP
cblr-1786	759	37	50–51	50–51	NUM
cblr-1786	759	38	(	(	PUNCT
cblr-1786	759	39	statement	statement	NOUN
cblr-1786	759	40	of	of	ADP
cblr-1786	759	41	adam	adam	PROPN
cblr-1786	759	42	j.	j.	PROPN
cblr-1786	759	43	levitin	levitin	PROPN
cblr-1786	759	44	,	,	PUNCT
cblr-1786	759	45	professor	professor	NOUN
cblr-1786	759	46	of	of	ADP
cblr-1786	759	47	law	law	NOUN
cblr-1786	759	48	,	,	PUNCT
cblr-1786	759	49	georgetown	georgetown	PROPN
cblr-1786	759	50	university	university	PROPN
cblr-1786	759	51	law	law	NOUN
cblr-1786	759	52	center	center	NOUN
cblr-1786	759	53	)	)	PUNCT
cblr-1786	759	54	.	.	PUNCT
cblr-1786	760	1	266	266	NUM
cblr-1786	760	2	see	see	VERB
cblr-1786	760	3	hearing	hear	VERB
cblr-1786	760	4	on	on	ADP
cblr-1786	760	5	a	a	DET
cblr-1786	760	6	legislative	legislative	ADJ
cblr-1786	760	7	proposal	proposal	NOUN
cblr-1786	760	8	to	to	PART
cblr-1786	760	9	protect	protect	VERB
cblr-1786	760	10	american	american	ADJ
cblr-1786	760	11	taxpayers	taxpayer	NOUN
cblr-1786	760	12	and	and	CCONJ
cblr-1786	760	13	homeowners	homeowner	NOUN
cblr-1786	760	14	by	by	ADP
cblr-1786	760	15	creating	create	VERB
cblr-1786	760	16	a	a	DET
cblr-1786	760	17	sustainable	sustainable	ADJ
cblr-1786	760	18	housing	housing	NOUN
cblr-1786	760	19	finance	finance	NOUN
cblr-1786	760	20	system	system	NOUN
cblr-1786	760	21	before	before	ADP
cblr-1786	760	22	the	the	DET
cblr-1786	760	23	h.	h.	PROPN
cblr-1786	760	24	comm	comm	NOUN
cblr-1786	760	25	.	.	PUNCT
cblr-1786	761	1	on	on	ADP
cblr-1786	761	2	fin	fin	NOUN
cblr-1786	761	3	.	.	PUNCT
cblr-1786	762	1	servs	servs	PROPN
cblr-1786	762	2	.	.	PUNCT
cblr-1786	762	3	,	,	PUNCT
cblr-1786	762	4	supra	supra	PROPN
cblr-1786	762	5	note	note	PROPN
cblr-1786	762	6	264	264	NUM
cblr-1786	762	7	,	,	PUNCT
cblr-1786	762	8	at	at	ADP
cblr-1786	762	9	3	3	NUM
cblr-1786	762	10	(	(	PUNCT
cblr-1786	762	11	statement	statement	NOUN
cblr-1786	762	12	of	of	ADP
cblr-1786	762	13	rep	rep	PROPN
cblr-1786	762	14	.	.	PROPN
cblr-1786	762	15	maxine	maxine	PROPN
cblr-1786	762	16	waters	waters	PROPN
cblr-1786	762	17	,	,	PUNCT
cblr-1786	762	18	ranking	ranking	ADJ
cblr-1786	762	19	member	member	NOUN
cblr-1786	762	20	,	,	PUNCT
cblr-1786	762	21	h.	h.	PROPN
cblr-1786	762	22	comm	comm	NOUN
cblr-1786	762	23	.	.	PUNCT
cblr-1786	763	1	on	on	ADP
cblr-1786	763	2	fin	fin	PROPN
cblr-1786	763	3	.	.	PUNCT
cblr-1786	764	1	servs	servs	PROPN
cblr-1786	764	2	.	.	PUNCT
cblr-1786	764	3	)	)	PUNCT
cblr-1786	765	1	(	(	PUNCT
cblr-1786	765	2	“	"	PUNCT
cblr-1786	765	3	i	i	PRON
cblr-1786	765	4	am	be	AUX
cblr-1786	765	5	deeply	deeply	ADV
cblr-1786	765	6	disappointed	disappointed	ADJ
cblr-1786	765	7	in	in	ADP
cblr-1786	765	8	the	the	DET
cblr-1786	765	9	radical	radical	ADJ
cblr-1786	765	10	and	and	CCONJ
cblr-1786	765	11	unworkable	unworkable	ADJ
cblr-1786	765	12	discussion	discussion	NOUN
cblr-1786	765	13	draft	draft	NOUN
cblr-1786	765	14	that	that	PRON
cblr-1786	765	15	is	be	AUX
cblr-1786	765	16	before	before	ADP
cblr-1786	765	17	us	we	PRON
cblr-1786	765	18	today	today	NOUN
cblr-1786	765	19	as	as	ADV
cblr-1786	765	20	well	well	ADV
cblr-1786	765	21	as	as	ADP
cblr-1786	765	22	the	the	DET
cblr-1786	765	23	lack	lack	NOUN
cblr-1786	765	24	of	of	ADP
cblr-1786	765	25	interest	interest	NOUN
cblr-1786	765	26	in	in	ADP
cblr-1786	765	27	making	make	VERB
cblr-1786	765	28	this	this	DET
cblr-1786	765	29	a	a	DET
cblr-1786	765	30	bipartisan	bipartisan	ADJ
cblr-1786	765	31	effort	effort	NOUN
cblr-1786	765	32	.	.	PUNCT
cblr-1786	765	33	”	"	PUNCT
cblr-1786	765	34	)	)	PUNCT
cblr-1786	765	35	.	.	PUNCT
cblr-1786	766	1	267	267	NUM
cblr-1786	766	2	see	see	VERB
cblr-1786	766	3	,	,	PUNCT
cblr-1786	766	4	e.g.	e.g.	ADV
cblr-1786	766	5	,	,	PUNCT
cblr-1786	766	6	protecting	protect	VERB
cblr-1786	766	7	american	american	ADJ
cblr-1786	766	8	taxpayers	taxpayer	NOUN
cblr-1786	766	9	and	and	CCONJ
cblr-1786	766	10	homeowners	homeowner	NOUN
cblr-1786	766	11	act	act	VERB
cblr-1786	766	12	of	of	ADP
cblr-1786	766	13	2013	2013	NUM
cblr-1786	766	14	,	,	PUNCT
cblr-1786	766	15	h.r	h.r	PROPN
cblr-1786	766	16	.	.	PROPN
cblr-1786	766	17	2767	2767	NUM
cblr-1786	766	18	,	,	PUNCT
cblr-1786	766	19	113th	113th	PROPN
cblr-1786	766	20	cong	cong	NOUN
cblr-1786	766	21	.	.	PUNCT
cblr-1786	767	1	§	§	PROPN
cblr-1786	767	2	407	407	NUM
cblr-1786	767	3	(	(	PUNCT
cblr-1786	767	4	2013	2013	NUM
cblr-1786	767	5	)	)	PUNCT
cblr-1786	767	6	(	(	PUNCT
cblr-1786	767	7	repealing	repeal	VERB
cblr-1786	767	8	the	the	DET
cblr-1786	767	9	dodd	dodd	PROPN
cblr-1786	767	10	-	-	PUNCT
cblr-1786	767	11	frank	frank	ADJ
cblr-1786	767	12	credit	credit	NOUN
cblr-1786	767	13	risk	risk	NOUN
cblr-1786	767	14	retention	retention	NOUN
cblr-1786	767	15	provision	provision	NOUN
cblr-1786	767	16	)	)	PUNCT
cblr-1786	767	17	.	.	PUNCT
cblr-1786	768	1	268	268	NUM
cblr-1786	768	2	see	see	VERB
cblr-1786	768	3	senate	senate	PROPN
cblr-1786	768	4	banking	banking	PROPN
cblr-1786	768	5	committee	committee	PROPN
cblr-1786	768	6	housing	housing	PROPN
cblr-1786	768	7	finance	finance	NOUN
cblr-1786	768	8	reform	reform	NOUN
cblr-1786	768	9	hearings	hearing	NOUN
cblr-1786	768	10	,	,	PUNCT
cblr-1786	768	11	supra	supra	PROPN
cblr-1786	768	12	note	note	NOUN
cblr-1786	768	13	23	23	NUM
cblr-1786	768	14	.	.	SYM
cblr-1786	768	15	269	269	NUM
cblr-1786	768	16	remarks	remark	NOUN
cblr-1786	768	17	at	at	ADP
cblr-1786	768	18	desert	desert	NOUN
cblr-1786	768	19	vista	vista	PROPN
cblr-1786	768	20	high	high	ADJ
cblr-1786	768	21	school	school	NOUN
cblr-1786	768	22	in	in	ADP
cblr-1786	768	23	phoenix	phoenix	PROPN
cblr-1786	768	24	,	,	PUNCT
cblr-1786	768	25	arizona	arizona	PROPN
cblr-1786	768	26	,	,	PUNCT
cblr-1786	768	27	2013	2013	NUM
cblr-1786	768	28	daily	daily	ADJ
cblr-1786	768	29	comp	comp	NOUN
cblr-1786	768	30	.	.	PUNCT
cblr-1786	769	1	pres	pres	PROPN
cblr-1786	769	2	.	.	PUNCT
cblr-1786	770	1	doc	doc	PROPN
cblr-1786	770	2	.	.	PROPN
cblr-1786	770	3	201300550	201300550	NUM
cblr-1786	770	4	(	(	PUNCT
cblr-1786	770	5	aug	aug	PROPN
cblr-1786	770	6	.	.	PROPN
cblr-1786	770	7	6	6	NUM
cblr-1786	770	8	,	,	PUNCT
cblr-1786	770	9	2013	2013	NUM
cblr-1786	770	10	)	)	PUNCT
cblr-1786	770	11	.	.	PUNCT
cblr-1786	771	1	(	(	PUNCT
cblr-1786	771	2	“	"	PUNCT
cblr-1786	771	3	[	[	X
cblr-1786	771	4	r]ight	r]ight	VERB
cblr-1786	771	5	now	now	ADV
cblr-1786	771	6	there	there	PRON
cblr-1786	771	7	’s	’	VERB
cblr-1786	771	8	a	a	DET
cblr-1786	771	9	bipartisan	bipartisan	ADJ
cblr-1786	771	10	group	group	NOUN
cblr-1786	771	11	of	of	ADP
cblr-1786	771	12	senators	senator	NOUN
cblr-1786	771	13	working	work	VERB
cblr-1786	771	14	to	to	PART
cblr-1786	771	15	end	end	VERB
cblr-1786	771	16	fannie	fannie	PROPN
cblr-1786	771	17	and	and	CCONJ
cblr-1786	771	18	freddie	freddie	PROPN
cblr-1786	771	19	as	as	SCONJ
cblr-1786	771	20	we	we	PRON
cblr-1786	771	21	know	know	VERB
cblr-1786	771	22	them	they	PRON
cblr-1786	771	23	.	.	PUNCT
cblr-1786	772	1	and	and	CCONJ
cblr-1786	772	2	i	i	PRON
cblr-1786	772	3	support	support	VERB
cblr-1786	772	4	these	these	DET
cblr-1786	772	5	kinds	kind	NOUN
cblr-1786	772	6	of	of	ADP
cblr-1786	772	7	reform	reform	NOUN
cblr-1786	772	8	efforts	effort	NOUN
cblr-1786	772	9	.	.	PUNCT
cblr-1786	772	10	”	"	PUNCT
cblr-1786	772	11	)	)	PUNCT
cblr-1786	772	12	.	.	PUNCT
cblr-1786	773	1	niles	nile	NOUN
cblr-1786	773	2	final	final	ADJ
cblr-1786	773	3	no	no	NOUN
cblr-1786	773	4	.	.	NOUN
cblr-1786	773	5	3:906	3:906	NUM
cblr-1786	773	6	]	]	PUNCT
cblr-1786	773	7	member	member	NOUN
cblr-1786	773	8	fmic	fmic	ADJ
cblr-1786	773	9	961	961	NUM
cblr-1786	773	10	strong	strong	ADJ
cblr-1786	773	11	probability	probability	NOUN
cblr-1786	773	12	of	of	ADP
cblr-1786	773	13	becoming	become	VERB
cblr-1786	773	14	law	law	NOUN
cblr-1786	773	15	despite	despite	SCONJ
cblr-1786	773	16	a	a	DET
cblr-1786	773	17	highly	highly	ADV
cblr-1786	773	18	polarized	polarize	VERB
cblr-1786	773	19	congress	congress	NOUN
cblr-1786	773	20	.	.	PUNCT
cblr-1786	774	1	v.	v.	ADP
cblr-1786	774	2	proposal	proposal	NOUN
cblr-1786	774	3	to	to	PART
cblr-1786	774	4	revive	revive	VERB
cblr-1786	774	5	private	private	ADJ
cblr-1786	774	6	-	-	PUNCT
cblr-1786	774	7	label	label	NOUN
cblr-1786	774	8	securitization	securitization	NOUN
cblr-1786	774	9	:	:	PUNCT
cblr-1786	774	10	a	a	DET
cblr-1786	774	11	fiduciary	fiduciary	ADJ
cblr-1786	774	12	duty	duty	NOUN
cblr-1786	774	13	on	on	ADP
cblr-1786	774	14	trustees	trustee	NOUN
cblr-1786	774	15	before	before	SCONJ
cblr-1786	774	16	this	this	DET
cblr-1786	774	17	note	note	NOUN
cblr-1786	774	18	concludes	conclude	VERB
cblr-1786	774	19	,	,	PUNCT
cblr-1786	774	20	this	this	DET
cblr-1786	774	21	part	part	NOUN
cblr-1786	774	22	forwards	forward	VERB
cblr-1786	774	23	one	one	NUM
cblr-1786	774	24	final	final	ADJ
cblr-1786	774	25	proposal	proposal	NOUN
cblr-1786	774	26	to	to	PART
cblr-1786	774	27	hasten	hasten	VERB
cblr-1786	774	28	the	the	DET
cblr-1786	774	29	return	return	NOUN
cblr-1786	774	30	of	of	ADP
cblr-1786	774	31	the	the	DET
cblr-1786	774	32	private	private	ADJ
cblr-1786	774	33	-	-	PUNCT
cblr-1786	774	34	label	label	NOUN
cblr-1786	774	35	securitization	securitization	NOUN
cblr-1786	774	36	(	(	PUNCT
cblr-1786	774	37	“	"	PUNCT
cblr-1786	774	38	pls	pls	INTJ
cblr-1786	774	39	”	"	PUNCT
cblr-1786	774	40	)	)	PUNCT
cblr-1786	774	41	market	market	NOUN
cblr-1786	774	42	as	as	ADP
cblr-1786	774	43	a	a	DET
cblr-1786	774	44	complement	complement	NOUN
cblr-1786	774	45	to	to	ADP
cblr-1786	774	46	the	the	DET
cblr-1786	774	47	fmic	fmic	ADJ
cblr-1786	774	48	regulatory	regulatory	ADJ
cblr-1786	774	49	apparatus	apparatus	NOUN
cblr-1786	774	50	of	of	ADP
cblr-1786	774	51	the	the	DET
cblr-1786	774	52	senate	senate	PROPN
cblr-1786	774	53	proposal	proposal	NOUN
cblr-1786	774	54	.	.	PUNCT
cblr-1786	775	1	this	this	DET
cblr-1786	775	2	aim	aim	NOUN
cblr-1786	775	3	is	be	AUX
cblr-1786	775	4	intricately	intricately	ADV
cblr-1786	775	5	connected	connect	VERB
cblr-1786	775	6	to	to	ADP
cblr-1786	775	7	the	the	DET
cblr-1786	775	8	foregoing	forego	VERB
cblr-1786	775	9	discussion	discussion	NOUN
cblr-1786	775	10	on	on	ADP
cblr-1786	775	11	the	the	DET
cblr-1786	775	12	senate	senate	PROPN
cblr-1786	775	13	proposal	proposal	NOUN
cblr-1786	775	14	because	because	SCONJ
cblr-1786	775	15	the	the	DET
cblr-1786	775	16	revival	revival	NOUN
cblr-1786	775	17	of	of	ADP
cblr-1786	775	18	the	the	DET
cblr-1786	775	19	pls	pls	NOUN
cblr-1786	775	20	market	market	NOUN
cblr-1786	775	21	would	would	AUX
cblr-1786	775	22	promote	promote	VERB
cblr-1786	775	23	the	the	DET
cblr-1786	775	24	central	central	ADJ
cblr-1786	775	25	policy	policy	NOUN
cblr-1786	775	26	goal	goal	NOUN
cblr-1786	775	27	behind	behind	ADP
cblr-1786	775	28	the	the	DET
cblr-1786	775	29	senate	senate	PROPN
cblr-1786	775	30	proposal	proposal	NOUN
cblr-1786	775	31	:	:	PUNCT
cblr-1786	775	32	privatizing	privatize	VERB
cblr-1786	775	33	credit	credit	NOUN
cblr-1786	775	34	risk	risk	NOUN
cblr-1786	775	35	without	without	ADP
cblr-1786	775	36	stanching	stanch	VERB
cblr-1786	775	37	the	the	DET
cblr-1786	775	38	availability	availability	NOUN
cblr-1786	775	39	of	of	ADP
cblr-1786	775	40	credit	credit	NOUN
cblr-1786	775	41	.	.	PUNCT
cblr-1786	776	1	because	because	SCONJ
cblr-1786	776	2	credit	credit	NOUN
cblr-1786	776	3	risk	risk	NOUN
cblr-1786	776	4	is	be	AUX
cblr-1786	776	5	fully	fully	ADV
cblr-1786	776	6	privatized	privatize	VERB
cblr-1786	776	7	in	in	ADP
cblr-1786	776	8	plss	plss	NOUN
cblr-1786	776	9	,	,	PUNCT
cblr-1786	776	10	as	as	SCONJ
cblr-1786	776	11	opposed	oppose	VERB
cblr-1786	776	12	to	to	ADP
cblr-1786	776	13	only	only	ADV
cblr-1786	776	14	10	10	NUM
cblr-1786	776	15	%	%	NOUN
cblr-1786	776	16	privatized	privatize	VERB
cblr-1786	776	17	in	in	ADP
cblr-1786	776	18	the	the	DET
cblr-1786	776	19	proposed	propose	VERB
cblr-1786	776	20	fmic	fmic	ADJ
cblr-1786	776	21	system	system	NOUN
cblr-1786	776	22	,	,	PUNCT
cblr-1786	776	23	the	the	DET
cblr-1786	776	24	success	success	NOUN
cblr-1786	776	25	of	of	ADP
cblr-1786	776	26	the	the	DET
cblr-1786	776	27	pls	pls	NOUN
cblr-1786	776	28	market	market	NOUN
cblr-1786	776	29	would	would	AUX
cblr-1786	776	30	be	be	AUX
cblr-1786	776	31	a	a	DET
cblr-1786	776	32	highly	highly	ADV
cblr-1786	776	33	desired	desire	VERB
cblr-1786	776	34	outcome	outcome	NOUN
cblr-1786	776	35	to	to	ADP
cblr-1786	776	36	the	the	DET
cblr-1786	776	37	drafters	drafter	NOUN
cblr-1786	776	38	of	of	ADP
cblr-1786	776	39	the	the	DET
cblr-1786	776	40	senate	senate	PROPN
cblr-1786	776	41	proposal	proposal	NOUN
cblr-1786	776	42	.	.	PUNCT
cblr-1786	777	1	a.	a.	NOUN
cblr-1786	777	2	background	background	NOUN
cblr-1786	777	3	on	on	ADP
cblr-1786	777	4	plss	plss	PROPN
cblr-1786	777	5	and	and	CCONJ
cblr-1786	777	6	pls	pls	VERB
cblr-1786	777	7	trustees	trustee	NOUN
cblr-1786	777	8	plss	plss	PROPN
cblr-1786	777	9	have	have	AUX
cblr-1786	777	10	traditionally	traditionally	ADV
cblr-1786	777	11	been	be	AUX
cblr-1786	777	12	the	the	DET
cblr-1786	777	13	outlet	outlet	NOUN
cblr-1786	777	14	through	through	ADP
cblr-1786	777	15	which	which	PRON
cblr-1786	777	16	non	non	ADJ
cblr-1786	777	17	-	-	ADJ
cblr-1786	777	18	conforming	conforming	ADJ
cblr-1786	777	19	loans	loan	NOUN
cblr-1786	777	20	—	—	PUNCT
cblr-1786	777	21	those	those	DET
cblr-1786	777	22	loans	loan	NOUN
cblr-1786	777	23	that	that	PRON
cblr-1786	777	24	do	do	AUX
cblr-1786	777	25	not	not	PART
cblr-1786	777	26	meet	meet	VERB
cblr-1786	777	27	the	the	DET
cblr-1786	777	28	gse	gse	PROPN
cblr-1786	777	29	underwriting	underwriting	NOUN
cblr-1786	777	30	guidelines	guideline	NOUN
cblr-1786	777	31	—	—	PUNCT
cblr-1786	777	32	access	access	VERB
cblr-1786	777	33	the	the	DET
cblr-1786	777	34	capital	capital	NOUN
cblr-1786	777	35	markets	market	NOUN
cblr-1786	777	36	.	.	PUNCT
cblr-1786	778	1	while	while	SCONJ
cblr-1786	778	2	the	the	DET
cblr-1786	778	3	most	most	ADV
cblr-1786	778	4	attractive	attractive	ADJ
cblr-1786	778	5	plss	plss	NOUN
cblr-1786	778	6	have	have	AUX
cblr-1786	778	7	been	be	AUX
cblr-1786	778	8	those	those	PRON
cblr-1786	778	9	comprising	comprise	VERB
cblr-1786	778	10	strong	strong	ADJ
cblr-1786	778	11	loans	loan	NOUN
cblr-1786	778	12	that	that	PRON
cblr-1786	778	13	merely	merely	ADV
cblr-1786	778	14	exceed	exceed	VERB
cblr-1786	778	15	the	the	DET
cblr-1786	778	16	conforming	conform	VERB
cblr-1786	778	17	loan	loan	NOUN
cblr-1786	778	18	limit	limit	NOUN
cblr-1786	778	19	(	(	PUNCT
cblr-1786	778	20	so	so	ADV
cblr-1786	778	21	-	-	PUNCT
cblr-1786	778	22	called	call	VERB
cblr-1786	778	23	“	"	PUNCT
cblr-1786	778	24	jumbo	jumbo	ADJ
cblr-1786	778	25	loans	loan	NOUN
cblr-1786	778	26	”	"	PUNCT
cblr-1786	778	27	)	)	PUNCT
cblr-1786	778	28	,	,	PUNCT
cblr-1786	778	29	plss	plss	PROPN
cblr-1786	778	30	have	have	AUX
cblr-1786	778	31	also	also	ADV
cblr-1786	778	32	famously	famously	ADV
cblr-1786	778	33	allowed	allow	VERB
cblr-1786	778	34	“	"	PUNCT
cblr-1786	778	35	subprime	subprime	ADJ
cblr-1786	778	36	”	"	PUNCT
cblr-1786	778	37	borrowers	borrower	NOUN
cblr-1786	778	38	to	to	PART
cblr-1786	778	39	access	access	VERB
cblr-1786	778	40	affordable	affordable	ADJ
cblr-1786	778	41	rates.270	rates.270	NOUN
cblr-1786	778	42	germane	germane	NOUN
cblr-1786	778	43	to	to	ADP
cblr-1786	778	44	this	this	DET
cblr-1786	778	45	note271	note271	PROPN
cblr-1786	778	46	is	be	AUX
cblr-1786	778	47	the	the	DET
cblr-1786	778	48	role	role	NOUN
cblr-1786	778	49	of	of	ADP
cblr-1786	778	50	the	the	DET
cblr-1786	778	51	pls	pls	NOUN
cblr-1786	778	52	trustee	trustee	NOUN
cblr-1786	778	53	:	:	PUNCT
cblr-1786	778	54	in	in	ADP
cblr-1786	778	55	pls	pls	PROPN
cblr-1786	778	56	transactions	transaction	NOUN
cblr-1786	778	57	,	,	PUNCT
cblr-1786	778	58	one	one	NUM
cblr-1786	778	59	entity	entity	NOUN
cblr-1786	778	60	,	,	PUNCT
cblr-1786	778	61	typically	typically	ADV
cblr-1786	778	62	a	a	DET
cblr-1786	778	63	bank	bank	NOUN
cblr-1786	778	64	that	that	SCONJ
cblr-1786	778	65	270	270	NUM
cblr-1786	778	66	see	see	VERB
cblr-1786	778	67	private	private	ADJ
cblr-1786	778	68	-	-	PUNCT
cblr-1786	778	69	label	label	NOUN
cblr-1786	778	70	securitization	securitization	NOUN
cblr-1786	778	71	hearing	hearing	NOUN
cblr-1786	778	72	,	,	PUNCT
cblr-1786	778	73	supra	supra	PROPN
cblr-1786	778	74	note	note	PROPN
cblr-1786	778	75	23	23	NUM
cblr-1786	778	76	,	,	PUNCT
cblr-1786	778	77	at	at	ADP
cblr-1786	778	78	29–31	29–31	NUM
cblr-1786	778	79	(	(	PUNCT
cblr-1786	778	80	statement	statement	NOUN
cblr-1786	778	81	of	of	ADP
cblr-1786	778	82	martin	martin	PROPN
cblr-1786	778	83	s.	s.	PROPN
cblr-1786	778	84	hughes	hughes	PROPN
cblr-1786	778	85	,	,	PUNCT
cblr-1786	778	86	chief	chief	ADJ
cblr-1786	778	87	executive	executive	ADJ
cblr-1786	778	88	officer	officer	NOUN
cblr-1786	778	89	,	,	PUNCT
cblr-1786	778	90	redwood	redwood	NOUN
cblr-1786	778	91	trust	trust	PROPN
cblr-1786	778	92	,	,	PUNCT
cblr-1786	778	93	inc	inc	PROPN
cblr-1786	778	94	.	.	PROPN
cblr-1786	778	95	)	)	PUNCT
cblr-1786	778	96	;	;	PUNCT
cblr-1786	778	97	private	private	ADJ
cblr-1786	778	98	label	label	NOUN
cblr-1786	778	99	securitization	securitization	NOUN
cblr-1786	778	100	hearing	hearing	NOUN
cblr-1786	778	101	,	,	PUNCT
cblr-1786	778	102	supra	supra	PROPN
cblr-1786	778	103	note	note	PROPN
cblr-1786	778	104	23	23	NUM
cblr-1786	778	105	,	,	PUNCT
cblr-1786	778	106	at	at	ADP
cblr-1786	778	107	45	45	NUM
cblr-1786	778	108	(	(	PUNCT
cblr-1786	778	109	statement	statement	NOUN
cblr-1786	778	110	of	of	ADP
cblr-1786	778	111	adam	adam	PROPN
cblr-1786	778	112	j.	j.	PROPN
cblr-1786	778	113	levitin	levitin	PROPN
cblr-1786	778	114	,	,	PUNCT
cblr-1786	778	115	professor	professor	NOUN
cblr-1786	778	116	of	of	ADP
cblr-1786	778	117	law	law	NOUN
cblr-1786	778	118	,	,	PUNCT
cblr-1786	778	119	georgetown	georgetown	PROPN
cblr-1786	778	120	university	university	PROPN
cblr-1786	778	121	law	law	NOUN
cblr-1786	778	122	center	center	NOUN
cblr-1786	778	123	)	)	PUNCT
cblr-1786	778	124	.	.	PUNCT
cblr-1786	779	1	271	271	NUM
cblr-1786	779	2	a	a	DET
cblr-1786	779	3	full	full	ADJ
cblr-1786	779	4	description	description	NOUN
cblr-1786	779	5	of	of	ADP
cblr-1786	779	6	the	the	DET
cblr-1786	779	7	complex	complex	ADJ
cblr-1786	779	8	operation	operation	NOUN
cblr-1786	779	9	of	of	ADP
cblr-1786	779	10	private	private	ADJ
cblr-1786	779	11	-	-	PUNCT
cblr-1786	779	12	label	label	NOUN
cblr-1786	779	13	securitization	securitization	NOUN
cblr-1786	779	14	is	be	AUX
cblr-1786	779	15	beyond	beyond	ADP
cblr-1786	779	16	the	the	DET
cblr-1786	779	17	scope	scope	NOUN
cblr-1786	779	18	of	of	ADP
cblr-1786	779	19	this	this	DET
cblr-1786	779	20	note	note	NOUN
cblr-1786	779	21	.	.	PUNCT
cblr-1786	780	1	for	for	ADP
cblr-1786	780	2	more	more	ADJ
cblr-1786	780	3	information	information	NOUN
cblr-1786	780	4	,	,	PUNCT
cblr-1786	780	5	see	see	VERB
cblr-1786	780	6	guseva	guseva	PROPN
cblr-1786	780	7	,	,	PUNCT
cblr-1786	780	8	supra	supra	PROPN
cblr-1786	780	9	note	note	NOUN
cblr-1786	780	10	97	97	NUM
cblr-1786	780	11	.	.	PUNCT
cblr-1786	781	1	niles	nile	NOUN
cblr-1786	781	2	final	final	ADJ
cblr-1786	781	3	962	962	NUM
cblr-1786	781	4	columbia	columbia	PROPN
cblr-1786	781	5	business	business	NOUN
cblr-1786	781	6	law	law	PROPN
cblr-1786	781	7	review	review	NOUN
cblr-1786	782	1	[	[	X
cblr-1786	782	2	vol	vol	NOUN
cblr-1786	782	3	.	.	PUNCT
cblr-1786	782	4	2014	2014	NUM
cblr-1786	782	5	specializes	specialize	VERB
cblr-1786	782	6	in	in	ADP
cblr-1786	782	7	corporate	corporate	ADJ
cblr-1786	782	8	trust	trust	NOUN
cblr-1786	782	9	work	work	NOUN
cblr-1786	782	10	,	,	PUNCT
cblr-1786	782	11	agrees	agree	VERB
cblr-1786	782	12	to	to	PART
cblr-1786	782	13	serve	serve	VERB
cblr-1786	782	14	as	as	ADP
cblr-1786	782	15	trustee	trustee	NOUN
cblr-1786	782	16	over	over	ADP
cblr-1786	782	17	the	the	DET
cblr-1786	782	18	pool	pool	NOUN
cblr-1786	782	19	of	of	ADP
cblr-1786	782	20	loans	loan	NOUN
cblr-1786	782	21	comprising	comprise	VERB
cblr-1786	782	22	the	the	DET
cblr-1786	782	23	deal.272	deal.272	NOUN
cblr-1786	782	24	the	the	DET
cblr-1786	782	25	basic	basic	ADJ
cblr-1786	782	26	function	function	NOUN
cblr-1786	782	27	of	of	ADP
cblr-1786	782	28	a	a	DET
cblr-1786	782	29	pls	pls	NOUN
cblr-1786	782	30	trustee	trustee	NOUN
cblr-1786	782	31	is	be	AUX
cblr-1786	782	32	twofold	twofold	ADJ
cblr-1786	782	33	.	.	PUNCT
cblr-1786	783	1	first	first	ADV
cblr-1786	783	2	,	,	PUNCT
cblr-1786	783	3	the	the	DET
cblr-1786	783	4	trustee	trustee	NOUN
cblr-1786	783	5	must	must	AUX
cblr-1786	783	6	carry	carry	VERB
cblr-1786	783	7	out	out	ADP
cblr-1786	783	8	the	the	DET
cblr-1786	783	9	provisions	provision	NOUN
cblr-1786	783	10	of	of	ADP
cblr-1786	783	11	the	the	DET
cblr-1786	783	12	pooling	pooling	NOUN
cblr-1786	783	13	and	and	CCONJ
cblr-1786	783	14	servicing	servicing	NOUN
cblr-1786	783	15	agreement	agreement	NOUN
cblr-1786	783	16	(	(	PUNCT
cblr-1786	783	17	“	"	PUNCT
cblr-1786	783	18	psa	psa	VERB
cblr-1786	783	19	”	"	PUNCT
cblr-1786	783	20	)	)	PUNCT
cblr-1786	783	21	,	,	PUNCT
cblr-1786	783	22	which	which	PRON
cblr-1786	783	23	governs	govern	VERB
cblr-1786	783	24	the	the	DET
cblr-1786	783	25	pls	pls	NOUN
cblr-1786	783	26	transaction.273	transaction.273	PROPN
cblr-1786	783	27	second	second	ADJ
cblr-1786	783	28	,	,	PUNCT
cblr-1786	783	29	the	the	DET
cblr-1786	783	30	trustee	trustee	NOUN
cblr-1786	783	31	must	must	AUX
cblr-1786	783	32	protect	protect	VERB
cblr-1786	783	33	the	the	DET
cblr-1786	783	34	interests	interest	NOUN
cblr-1786	783	35	of	of	ADP
cblr-1786	783	36	investors.274	investors.274	NOUN
cblr-1786	783	37	the	the	DET
cblr-1786	783	38	trustee	trustee	NOUN
cblr-1786	783	39	holds	hold	VERB
cblr-1786	783	40	the	the	DET
cblr-1786	783	41	assets	asset	NOUN
cblr-1786	783	42	for	for	ADP
cblr-1786	783	43	the	the	DET
cblr-1786	783	44	benefit	benefit	NOUN
cblr-1786	783	45	of	of	ADP
cblr-1786	783	46	investors	investor	NOUN
cblr-1786	783	47	and	and	CCONJ
cblr-1786	783	48	is	be	AUX
cblr-1786	783	49	recognized	recognize	VERB
cblr-1786	783	50	under	under	ADP
cblr-1786	783	51	new	new	PROPN
cblr-1786	783	52	york	york	PROPN
cblr-1786	783	53	law	law	PROPN
cblr-1786	783	54	(	(	PUNCT
cblr-1786	783	55	which	which	PRON
cblr-1786	783	56	governs	govern	VERB
cblr-1786	783	57	most	most	ADJ
cblr-1786	783	58	plss	plss	NOUN
cblr-1786	783	59	)	)	PUNCT
cblr-1786	783	60	as	as	ADP
cblr-1786	783	61	the	the	DET
cblr-1786	783	62	“	"	PUNCT
cblr-1786	783	63	party	party	NOUN
cblr-1786	783	64	-	-	PUNCT
cblr-1786	783	65	in	in	ADP
cblr-1786	783	66	-	-	PUNCT
cblr-1786	783	67	interest	interest	NOUN
cblr-1786	783	68	”	"	PUNCT
cblr-1786	783	69	for	for	ADP
cblr-1786	783	70	defending	defend	VERB
cblr-1786	783	71	the	the	DET
cblr-1786	783	72	interests	interest	NOUN
cblr-1786	783	73	of	of	ADP
cblr-1786	783	74	the	the	DET
cblr-1786	783	75	investor	investor	NOUN
cblr-1786	783	76	-	-	PUNCT
cblr-1786	783	77	beneficiaries.275	beneficiaries.275	PROPN
cblr-1786	783	78	one	one	NUM
cblr-1786	783	79	set	set	NOUN
cblr-1786	783	80	of	of	ADP
cblr-1786	783	81	provisions	provision	NOUN
cblr-1786	783	82	in	in	ADP
cblr-1786	783	83	pls	pls	PROPN
cblr-1786	783	84	psas	psas	NOUN
cblr-1786	783	85	that	that	SCONJ
cblr-1786	783	86	trustees	trustee	NOUN
cblr-1786	783	87	are	be	AUX
cblr-1786	783	88	required	require	VERB
cblr-1786	783	89	to	to	PART
cblr-1786	783	90	enforce	enforce	VERB
cblr-1786	783	91	on	on	ADP
cblr-1786	783	92	behalf	behalf	NOUN
cblr-1786	783	93	of	of	ADP
cblr-1786	783	94	investors	investor	NOUN
cblr-1786	783	95	(	(	PUNCT
cblr-1786	783	96	which	which	PRON
cblr-1786	783	97	are	be	AUX
cblr-1786	783	98	particularly	particularly	ADV
cblr-1786	783	99	important	important	ADJ
cblr-1786	783	100	to	to	ADP
cblr-1786	783	101	the	the	DET
cblr-1786	783	102	credit	credit	NOUN
cblr-1786	783	103	investors	investor	NOUN
cblr-1786	783	104	in	in	ADP
cblr-1786	783	105	pls	pls	PROPN
cblr-1786	783	106	markets	market	NOUN
cblr-1786	783	107	)	)	PUNCT
cblr-1786	783	108	is	be	AUX
cblr-1786	783	109	the	the	DET
cblr-1786	783	110	group	group	NOUN
cblr-1786	783	111	of	of	ADP
cblr-1786	783	112	representations	representation	NOUN
cblr-1786	783	113	and	and	CCONJ
cblr-1786	783	114	warranties	warranty	NOUN
cblr-1786	783	115	(	(	PUNCT
cblr-1786	783	116	“	"	PUNCT
cblr-1786	783	117	r&ws	r&ws	PROPN
cblr-1786	783	118	”	"	PUNCT
cblr-1786	783	119	)	)	PUNCT
cblr-1786	783	120	regarding	regard	VERB
cblr-1786	783	121	the	the	DET
cblr-1786	783	122	mortgage	mortgage	NOUN
cblr-1786	783	123	loans	loan	NOUN
cblr-1786	783	124	contained	contain	VERB
cblr-1786	783	125	in	in	ADP
cblr-1786	783	126	the	the	DET
cblr-1786	783	127	trust	trust	NOUN
cblr-1786	783	128	.	.	PUNCT
cblr-1786	784	1	these	these	DET
cblr-1786	784	2	r&ws	r&ws	PROPN
cblr-1786	784	3	set	set	VERB
cblr-1786	784	4	forth	forth	ADP
cblr-1786	784	5	conditions	condition	NOUN
cblr-1786	784	6	regarding	regard	VERB
cblr-1786	784	7	the	the	DET
cblr-1786	784	8	quality	quality	NOUN
cblr-1786	784	9	of	of	ADP
cblr-1786	784	10	each	each	DET
cblr-1786	784	11	loan	loan	NOUN
cblr-1786	784	12	contained	contain	VERB
cblr-1786	784	13	in	in	ADP
cblr-1786	784	14	the	the	DET
cblr-1786	784	15	pool.276	pool.276	NOUN
cblr-1786	784	16	when	when	SCONJ
cblr-1786	784	17	a	a	DET
cblr-1786	784	18	loan	loan	NOUN
cblr-1786	784	19	is	be	AUX
cblr-1786	784	20	found	find	VERB
cblr-1786	784	21	to	to	PART
cblr-1786	784	22	breach	breach	VERB
cblr-1786	784	23	the	the	DET
cblr-1786	784	24	r&ws	r&ws	PROPN
cblr-1786	784	25	,	,	PUNCT
cblr-1786	784	26	the	the	DET
cblr-1786	784	27	trustee	trustee	NOUN
cblr-1786	784	28	is	be	AUX
cblr-1786	784	29	required	require	VERB
cblr-1786	784	30	to	to	PART
cblr-1786	784	31	enforce	enforce	VERB
cblr-1786	784	32	the	the	DET
cblr-1786	784	33	r&ws	r&ws	PROPN
cblr-1786	784	34	against	against	ADP
cblr-1786	784	35	the	the	DET
cblr-1786	784	36	loan	loan	NOUN
cblr-1786	784	37	seller	seller	NOUN
cblr-1786	784	38	by	by	ADP
cblr-1786	784	39	demanding	demand	VERB
cblr-1786	784	40	that	that	SCONJ
cblr-1786	784	41	the	the	DET
cblr-1786	784	42	seller	seller	NOUN
cblr-1786	784	43	repurchase	repurchase	VERB
cblr-1786	784	44	the	the	DET
cblr-1786	784	45	loan	loan	NOUN
cblr-1786	784	46	from	from	ADP
cblr-1786	784	47	the	the	DET
cblr-1786	784	48	trust	trust	NOUN
cblr-1786	784	49	at	at	ADP
cblr-1786	784	50	par.277	par.277	NOUN
cblr-1786	784	51	since	since	SCONJ
cblr-1786	784	52	the	the	DET
cblr-1786	784	53	financial	financial	ADJ
cblr-1786	784	54	crisis	crisis	NOUN
cblr-1786	784	55	and	and	CCONJ
cblr-1786	784	56	its	its	PRON
cblr-1786	784	57	accompanying	accompanying	ADJ
cblr-1786	784	58	investor	investor	NOUN
cblr-1786	784	59	losses	loss	NOUN
cblr-1786	784	60	,	,	PUNCT
cblr-1786	784	61	some	some	DET
cblr-1786	784	62	investors	investor	NOUN
cblr-1786	784	63	have	have	AUX
cblr-1786	784	64	alleged	allege	VERB
cblr-1786	784	65	that	that	SCONJ
cblr-1786	784	66	mbs	mb	NOUN
cblr-1786	784	67	issuers	issuer	NOUN
cblr-1786	784	68	placed	place	VERB
cblr-1786	784	69	many	many	ADJ
cblr-1786	784	70	individual	individual	ADJ
cblr-1786	784	71	mortgage	mortgage	NOUN
cblr-1786	784	72	loans	loan	NOUN
cblr-1786	784	73	into	into	ADP
cblr-1786	784	74	mbs	mb	NOUN
cblr-1786	784	75	trusts	trust	NOUN
cblr-1786	784	76	in	in	ADP
cblr-1786	784	77	breach	breach	NOUN
cblr-1786	784	78	of	of	ADP
cblr-1786	784	79	the	the	DET
cblr-1786	784	80	r&ws.278	r&ws.278	PROPN
cblr-1786	784	81	and	and	CCONJ
cblr-1786	784	82	,	,	PUNCT
cblr-1786	784	83	in	in	ADP
cblr-1786	784	84	connection	connection	NOUN
cblr-1786	784	85	with	with	ADP
cblr-1786	784	86	these	these	DET
cblr-1786	784	87	alleged	allege	VERB
cblr-1786	784	88	breaches	breach	NOUN
cblr-1786	784	89	,	,	PUNCT
cblr-1786	784	90	272	272	NUM
cblr-1786	784	91	private	private	ADJ
cblr-1786	784	92	-	-	PUNCT
cblr-1786	784	93	label	label	NOUN
cblr-1786	784	94	securitization	securitization	NOUN
cblr-1786	784	95	hearing	hearing	NOUN
cblr-1786	784	96	,	,	PUNCT
cblr-1786	784	97	supra	supra	PROPN
cblr-1786	784	98	note	note	PROPN
cblr-1786	784	99	23	23	NUM
cblr-1786	784	100	,	,	PUNCT
cblr-1786	784	101	at	at	ADP
cblr-1786	784	102	46	46	NUM
cblr-1786	784	103	(	(	PUNCT
cblr-1786	784	104	statement	statement	NOUN
cblr-1786	784	105	of	of	ADP
cblr-1786	784	106	adam	adam	PROPN
cblr-1786	784	107	j.	j.	PROPN
cblr-1786	784	108	levitin	levitin	PROPN
cblr-1786	784	109	,	,	PUNCT
cblr-1786	784	110	professor	professor	NOUN
cblr-1786	784	111	of	of	ADP
cblr-1786	784	112	law	law	NOUN
cblr-1786	784	113	,	,	PUNCT
cblr-1786	784	114	georgetown	georgetown	PROPN
cblr-1786	784	115	university	university	PROPN
cblr-1786	784	116	law	law	NOUN
cblr-1786	784	117	center	center	NOUN
cblr-1786	784	118	)	)	PUNCT
cblr-1786	784	119	.	.	PUNCT
cblr-1786	785	1	273	273	NUM
cblr-1786	785	2	david	david	PROPN
cblr-1786	785	3	j.	j.	PROPN
cblr-1786	785	4	askin	askin	PROPN
cblr-1786	785	5	,	,	PUNCT
cblr-1786	785	6	the	the	DET
cblr-1786	785	7	rating	rating	NOUN
cblr-1786	785	8	of	of	ADP
cblr-1786	785	9	mortgage	mortgage	NOUN
cblr-1786	785	10	-	-	PUNCT
cblr-1786	785	11	backed	back	VERB
cblr-1786	785	12	securities	security	NOUN
cblr-1786	785	13	,	,	PUNCT
cblr-1786	785	14	in	in	ADP
cblr-1786	785	15	the	the	DET
cblr-1786	785	16	handbook	handbook	NOUN
cblr-1786	785	17	on	on	ADP
cblr-1786	785	18	mortgage	mortgage	NOUN
cblr-1786	785	19	-	-	PUNCT
cblr-1786	785	20	backed	back	VERB
cblr-1786	785	21	securities	security	NOUN
cblr-1786	785	22	497	497	NUM
cblr-1786	785	23	,	,	PUNCT
cblr-1786	785	24	548	548	NUM
cblr-1786	785	25	(	(	PUNCT
cblr-1786	785	26	frank	frank	PROPN
cblr-1786	785	27	j.	j.	PROPN
cblr-1786	785	28	fabozzi	fabozzi	PROPN
cblr-1786	785	29	ed	ed	PROPN
cblr-1786	785	30	.	.	PROPN
cblr-1786	785	31	,	,	PUNCT
cblr-1786	785	32	1985	1985	NUM
cblr-1786	785	33	)	)	PUNCT
cblr-1786	785	34	.	.	PUNCT
cblr-1786	786	1	274	274	NUM
cblr-1786	786	2	i	i	PRON
cblr-1786	786	3	d.	d.	PROPN
cblr-1786	786	4	275	275	NUM
cblr-1786	786	5	jonathan	jonathan	PROPN
cblr-1786	786	6	wishnia	wishnia	PROPN
cblr-1786	786	7	&	&	CCONJ
cblr-1786	786	8	scott	scott	PROPN
cblr-1786	786	9	walker	walker	PROPN
cblr-1786	786	10	,	,	PUNCT
cblr-1786	786	11	rmbs	rmbs	PROPN
cblr-1786	786	12	putback	putback	VERB
cblr-1786	786	13	litigation	litigation	NOUN
cblr-1786	786	14	2012	2012	NUM
cblr-1786	786	15	:	:	PUNCT
cblr-1786	786	16	actions	action	NOUN
cblr-1786	786	17	by	by	ADP
cblr-1786	786	18	or	or	CCONJ
cblr-1786	786	19	against	against	ADP
cblr-1786	786	20	the	the	DET
cblr-1786	786	21	trustees	trustee	NOUN
cblr-1786	786	22	?	?	PUNCT
cblr-1786	786	23	,	,	PUNCT
cblr-1786	786	24	total	total	ADJ
cblr-1786	786	25	securitization	securitization	NOUN
cblr-1786	786	26	,	,	PUNCT
cblr-1786	786	27	oct	oct	PROPN
cblr-1786	786	28	.	.	PROPN
cblr-1786	786	29	17	17	NUM
cblr-1786	786	30	,	,	PUNCT
cblr-1786	786	31	2011	2011	NUM
cblr-1786	786	32	,	,	PUNCT
cblr-1786	786	33	at	at	ADP
cblr-1786	786	34	1	1	NUM
cblr-1786	786	35	.	.	NOUN
cblr-1786	786	36	276	276	NUM
cblr-1786	786	37	see	see	NOUN
cblr-1786	786	38	am	am	NOUN
cblr-1786	786	39	.	.	PUNCT
cblr-1786	787	1	securitization	securitization	NOUN
cblr-1786	787	2	forum	forum	PROPN
cblr-1786	787	3	,	,	PUNCT
cblr-1786	787	4	asf	asf	PROPN
cblr-1786	787	5	project	project	NOUN
cblr-1786	787	6	restart	restart	NOUN
cblr-1786	787	7	:	:	PUNCT
cblr-1786	787	8	asf	asf	NOUN
cblr-1786	787	9	model	model	NOUN
cblr-1786	787	10	representations	representation	NOUN
cblr-1786	787	11	and	and	CCONJ
cblr-1786	787	12	warranties	warranty	NOUN
cblr-1786	787	13	2	2	NUM
cblr-1786	787	14	(	(	PUNCT
cblr-1786	787	15	2009	2009	NUM
cblr-1786	787	16	)	)	PUNCT
cblr-1786	787	17	.	.	PUNCT
cblr-1786	788	1	277	277	NUM
cblr-1786	788	2	see	see	VERB
cblr-1786	788	3	i	i	PRON
cblr-1786	788	4	d.	d.	PROPN
cblr-1786	788	5	278	278	NUM
cblr-1786	788	6	see	see	VERB
cblr-1786	788	7	,	,	PUNCT
cblr-1786	788	8	e.g.	e.g.	ADV
cblr-1786	788	9	,	,	PUNCT
cblr-1786	788	10	complaint	complaint	NOUN
cblr-1786	788	11	at	at	ADP
cblr-1786	788	12	6–7	6–7	NUM
cblr-1786	788	13	,	,	PUNCT
cblr-1786	788	14	67	67	NUM
cblr-1786	788	15	,	,	PUNCT
cblr-1786	788	16	123	123	NUM
cblr-1786	788	17	,	,	PUNCT
cblr-1786	788	18	134	134	NUM
cblr-1786	788	19	,	,	PUNCT
cblr-1786	788	20	160	160	NUM
cblr-1786	788	21	,	,	PUNCT
cblr-1786	788	22	am	be	AUX
cblr-1786	788	23	.	.	PUNCT
cblr-1786	788	24	int’l	int’l	NUM
cblr-1786	788	25	grp	grp	PROPN
cblr-1786	788	26	.	.	PROPN
cblr-1786	788	27	,	,	PUNCT
cblr-1786	788	28	inc	inc	PROPN
cblr-1786	788	29	.	.	PROPN
cblr-1786	789	1	v.	v.	ADP
cblr-1786	789	2	bank	bank	PROPN
cblr-1786	789	3	of	of	ADP
cblr-1786	789	4	am	am	PROPN
cblr-1786	789	5	.	.	PUNCT
cblr-1786	789	6	corp	corp	PROPN
cblr-1786	789	7	.	.	PROPN
cblr-1786	789	8	,	,	PUNCT
cblr-1786	789	9	no	no	INTJ
cblr-1786	789	10	.	.	PUNCT
cblr-1786	789	11	652199/2011	652199/2011	NUM
cblr-1786	789	12	(	(	PUNCT
cblr-1786	789	13	n.y	n.y	PROPN
cblr-1786	789	14	.	.	PROPN
cblr-1786	789	15	sup	sup	PROPN
cblr-1786	789	16	.	.	PUNCT
cblr-1786	790	1	ct	ct	PROPN
cblr-1786	790	2	.	.	PUNCT
cblr-1786	791	1	aug	aug	PROPN
cblr-1786	791	2	.	.	PROPN
cblr-1786	791	3	8	8	NUM
cblr-1786	791	4	,	,	PUNCT
cblr-1786	791	5	2011	2011	NUM
cblr-1786	791	6	)	)	PUNCT
cblr-1786	791	7	.	.	PUNCT
cblr-1786	792	1	niles	nile	NOUN
cblr-1786	792	2	final	final	ADJ
cblr-1786	792	3	no	no	NOUN
cblr-1786	792	4	.	.	NOUN
cblr-1786	792	5	3:906	3:906	NUM
cblr-1786	792	6	]	]	PUNCT
cblr-1786	792	7	member	member	NOUN
cblr-1786	792	8	fmic	fmic	ADJ
cblr-1786	792	9	963	963	NUM
cblr-1786	792	10	investors	investor	NOUN
cblr-1786	792	11	contend	contend	VERB
cblr-1786	792	12	that	that	SCONJ
cblr-1786	792	13	pls	pls	PROPN
cblr-1786	792	14	trustees	trustee	NOUN
cblr-1786	792	15	have	have	AUX
cblr-1786	792	16	failed	fail	VERB
cblr-1786	792	17	to	to	PART
cblr-1786	792	18	adequately	adequately	ADV
cblr-1786	792	19	defend	defend	VERB
cblr-1786	792	20	the	the	DET
cblr-1786	792	21	investors	investor	NOUN
cblr-1786	792	22	’	'	PUNCT
cblr-1786	792	23	rights.279	rights.279	VERB
cblr-1786	792	24	perhaps	perhaps	ADV
cblr-1786	792	25	the	the	DET
cblr-1786	792	26	foremost	foremost	ADJ
cblr-1786	792	27	impediment	impediment	NOUN
cblr-1786	792	28	blocking	block	VERB
cblr-1786	792	29	the	the	DET
cblr-1786	792	30	return	return	NOUN
cblr-1786	792	31	of	of	ADP
cblr-1786	792	32	institutional	institutional	ADJ
cblr-1786	792	33	credit	credit	NOUN
cblr-1786	792	34	investors	investor	NOUN
cblr-1786	792	35	to	to	PART
cblr-1786	792	36	plss	plss	VERB
cblr-1786	792	37	is	be	AUX
cblr-1786	792	38	the	the	DET
cblr-1786	792	39	investors	investor	NOUN
cblr-1786	792	40	’	’	PART
cblr-1786	792	41	suspicion	suspicion	NOUN
cblr-1786	792	42	that	that	SCONJ
cblr-1786	792	43	the	the	DET
cblr-1786	792	44	conflicts	conflict	NOUN
cblr-1786	792	45	giving	give	VERB
cblr-1786	792	46	rise	rise	NOUN
cblr-1786	792	47	to	to	ADP
cblr-1786	792	48	the	the	DET
cblr-1786	792	49	pls	pls	PROPN
cblr-1786	792	50	trustees	trustee	NOUN
cblr-1786	792	51	’	'	PUNCT
cblr-1786	792	52	failure	failure	NOUN
cblr-1786	792	53	to	to	PART
cblr-1786	792	54	enforce	enforce	VERB
cblr-1786	792	55	the	the	DET
cblr-1786	792	56	r&ws	r&ws	PROPN
cblr-1786	792	57	have	have	AUX
cblr-1786	792	58	not	not	PART
cblr-1786	792	59	been	be	AUX
cblr-1786	792	60	resolved.280	resolved.280	VERB
cblr-1786	792	61	the	the	DET
cblr-1786	792	62	conflict	conflict	NOUN
cblr-1786	792	63	stems	stem	VERB
cblr-1786	792	64	from	from	ADP
cblr-1786	792	65	the	the	DET
cblr-1786	792	66	broad	broad	ADJ
cblr-1786	792	67	question	question	NOUN
cblr-1786	792	68	of	of	ADP
cblr-1786	792	69	what	what	PRON
cblr-1786	792	70	duty	duty	NOUN
cblr-1786	792	71	trustees	trustee	NOUN
cblr-1786	792	72	owe	owe	VERB
cblr-1786	792	73	investors	investor	NOUN
cblr-1786	792	74	.	.	PUNCT
cblr-1786	793	1	although	although	SCONJ
cblr-1786	793	2	traditional	traditional	ADJ
cblr-1786	793	3	trustees	trustee	NOUN
cblr-1786	793	4	owe	owe	VERB
cblr-1786	793	5	a	a	DET
cblr-1786	793	6	broad	broad	ADJ
cblr-1786	793	7	fiduciary	fiduciary	ADJ
cblr-1786	793	8	duty	duty	NOUN
cblr-1786	793	9	to	to	PART
cblr-1786	793	10	beneficiaries,281	beneficiaries,281	PROPN
cblr-1786	793	11	pls	pls	PROPN
cblr-1786	793	12	trustees	trustee	NOUN
cblr-1786	793	13	argue	argue	VERB
cblr-1786	793	14	that	that	SCONJ
cblr-1786	793	15	they	they	PRON
cblr-1786	793	16	owe	owe	VERB
cblr-1786	793	17	a	a	DET
cblr-1786	793	18	more	more	ADV
cblr-1786	793	19	limited	limited	ADJ
cblr-1786	793	20	duty	duty	NOUN
cblr-1786	793	21	,	,	PUNCT
cblr-1786	793	22	bounded	bound	VERB
cblr-1786	793	23	by	by	ADP
cblr-1786	793	24	the	the	DET
cblr-1786	793	25	obligations	obligation	NOUN
cblr-1786	793	26	within	within	ADP
cblr-1786	793	27	the	the	DET
cblr-1786	793	28	four	four	NUM
cblr-1786	793	29	corners	corner	NOUN
cblr-1786	793	30	of	of	ADP
cblr-1786	793	31	the	the	DET
cblr-1786	793	32	psa.282	psa.282	NOUN
cblr-1786	793	33	further	far	ADV
cblr-1786	793	34	,	,	PUNCT
cblr-1786	793	35	pls	pls	PROPN
cblr-1786	793	36	trustees	trustee	NOUN
cblr-1786	793	37	contend	contend	VERB
cblr-1786	793	38	that	that	SCONJ
cblr-1786	793	39	their	their	PRON
cblr-1786	793	40	role	role	NOUN
cblr-1786	793	41	is	be	AUX
cblr-1786	793	42	generally	generally	ADV
cblr-1786	793	43	administrative.283	administrative.283	ADJ
cblr-1786	793	44	herein	herein	NOUN
cblr-1786	793	45	lies	lie	VERB
cblr-1786	793	46	the	the	DET
cblr-1786	793	47	battle	battle	NOUN
cblr-1786	793	48	between	between	ADP
cblr-1786	793	49	the	the	DET
cblr-1786	793	50	investors	investor	NOUN
cblr-1786	793	51	and	and	CCONJ
cblr-1786	793	52	the	the	DET
cblr-1786	793	53	trustees	trustee	NOUN
cblr-1786	793	54	.	.	PUNCT
cblr-1786	794	1	b.	b.	PROPN
cblr-1786	794	2	current	current	ADJ
cblr-1786	794	3	litigation	litigation	PROPN
cblr-1786	794	4	over	over	ADP
cblr-1786	794	5	the	the	DET
cblr-1786	794	6	duty	duty	NOUN
cblr-1786	794	7	of	of	ADP
cblr-1786	794	8	pls	pls	INTJ
cblr-1786	794	9	trustees	trustee	VERB
cblr-1786	794	10	the	the	DET
cblr-1786	794	11	question	question	NOUN
cblr-1786	794	12	of	of	ADP
cblr-1786	794	13	what	what	PRON
cblr-1786	794	14	duty	duty	NOUN
cblr-1786	794	15	pls	pls	PROPN
cblr-1786	794	16	trustees	trustee	NOUN
cblr-1786	794	17	owe	owe	VERB
cblr-1786	794	18	investors	investor	NOUN
cblr-1786	794	19	is	be	AUX
cblr-1786	794	20	the	the	DET
cblr-1786	794	21	subject	subject	NOUN
cblr-1786	794	22	of	of	ADP
cblr-1786	794	23	several	several	ADJ
cblr-1786	794	24	litigations	litigation	NOUN
cblr-1786	794	25	in	in	ADP
cblr-1786	794	26	state	state	NOUN
cblr-1786	794	27	and	and	CCONJ
cblr-1786	794	28	federal	federal	ADJ
cblr-1786	794	29	courts	court	NOUN
cblr-1786	794	30	.	.	PUNCT
cblr-1786	795	1	emblematic	emblematic	ADJ
cblr-1786	795	2	is	be	AUX
cblr-1786	795	3	the	the	DET
cblr-1786	795	4	conflict,284	conflict,284	PROPN
cblr-1786	795	5	laid	lay	VERB
cblr-1786	795	6	bare	bare	ADJ
cblr-1786	795	7	in	in	ADP
cblr-1786	795	8	an	an	DET
cblr-1786	795	9	arcane	arcane	ADJ
cblr-1786	795	10	proceeding	proceeding	NOUN
cblr-1786	795	11	,	,	PUNCT
cblr-1786	795	12	between	between	ADP
cblr-1786	795	13	american	american	PROPN
cblr-1786	795	14	international	international	PROPN
cblr-1786	795	15	group	group	NOUN
cblr-1786	795	16	(	(	PUNCT
cblr-1786	795	17	“	"	PUNCT
cblr-1786	795	18	aig	aig	PROPN
cblr-1786	795	19	”	"	PUNCT
cblr-1786	795	20	)	)	PUNCT
cblr-1786	795	21	(	(	PUNCT
cblr-1786	795	22	the	the	DET
cblr-1786	795	23	investor	investor	NOUN
cblr-1786	795	24	)	)	PUNCT
cblr-1786	795	25	,	,	PUNCT
cblr-1786	795	26	on	on	ADP
cblr-1786	795	27	the	the	DET
cblr-1786	795	28	one	one	NUM
cblr-1786	795	29	hand	hand	NOUN
cblr-1786	795	30	,	,	PUNCT
cblr-1786	795	31	and	and	CCONJ
cblr-1786	795	32	bank	bank	PROPN
cblr-1786	795	33	of	of	ADP
cblr-1786	795	34	america	america	PROPN
cblr-1786	795	35	(	(	PUNCT
cblr-1786	795	36	“	"	PUNCT
cblr-1786	795	37	boa	boa	NOUN
cblr-1786	795	38	”	"	PUNCT
cblr-1786	795	39	)	)	PUNCT
cblr-1786	795	40	(	(	PUNCT
cblr-1786	795	41	the	the	DET
cblr-1786	795	42	issuer	issuer	NOUN
cblr-1786	795	43	)	)	PUNCT
cblr-1786	795	44	and	and	CCONJ
cblr-1786	795	45	bank	bank	PROPN
cblr-1786	795	46	of	of	ADP
cblr-1786	795	47	new	new	PROPN
cblr-1786	795	48	york	york	PROPN
cblr-1786	795	49	mellon	mellon	PROPN
cblr-1786	795	50	(	(	PUNCT
cblr-1786	795	51	“	"	PUNCT
cblr-1786	795	52	bny	bny	PROPN
cblr-1786	795	53	mellon	mellon	NOUN
cblr-1786	795	54	”	"	PUNCT
cblr-1786	795	55	)	)	PUNCT
cblr-1786	795	56	(	(	PUNCT
cblr-1786	795	57	the	the	DET
cblr-1786	795	58	trustee	trustee	NOUN
cblr-1786	795	59	)	)	PUNCT
cblr-1786	795	60	,	,	PUNCT
cblr-1786	795	61	on	on	ADP
cblr-1786	795	62	the	the	DET
cblr-1786	795	63	other.285	other.285	NUM
cblr-1786	795	64	in	in	ADP
cblr-1786	795	65	this	this	DET
cblr-1786	795	66	dispute	dispute	NOUN
cblr-1786	795	67	,	,	PUNCT
cblr-1786	795	68	a	a	DET
cblr-1786	795	69	group	group	NOUN
cblr-1786	795	70	of	of	ADP
cblr-1786	795	71	investors	investor	NOUN
cblr-1786	795	72	in	in	ADP
cblr-1786	795	73	boa	boa	PROPN
cblr-1786	795	74	-	-	PUNCT
cblr-1786	795	75	issued	issue	VERB
cblr-1786	795	76	mbss	mbss	NOUN
cblr-1786	795	77	,	,	PUNCT
cblr-1786	795	78	along	along	ADP
cblr-1786	795	79	with	with	ADP
cblr-1786	795	80	bny	bny	PROPN
cblr-1786	795	81	mellon	mellon	PROPN
cblr-1786	795	82	as	as	ADP
cblr-1786	795	83	trustee	trustee	NOUN
cblr-1786	795	84	,	,	PUNCT
cblr-1786	795	85	entered	enter	VERB
cblr-1786	795	86	into	into	ADP
cblr-1786	795	87	a	a	DET
cblr-1786	795	88	settlement	settlement	NOUN
cblr-1786	795	89	agreement	agreement	NOUN
cblr-1786	795	90	with	with	ADP
cblr-1786	795	91	boa	boa	PROPN
cblr-1786	795	92	that	that	PRON
cblr-1786	795	93	required	require	VERB
cblr-1786	795	94	boa	boa	NOUN
cblr-1786	795	95	to	to	PART
cblr-1786	795	96	pay	pay	VERB
cblr-1786	795	97	$	$	SYM
cblr-1786	795	98	8.5	8.5	NUM
cblr-1786	795	99	billion	billion	NUM
cblr-1786	795	100	to	to	ADP
cblr-1786	795	101	the	the	DET
cblr-1786	795	102	trusts	trust	NOUN
cblr-1786	795	103	and	and	CCONJ
cblr-1786	795	104	279	279	NUM
cblr-1786	795	105	see	see	VERB
cblr-1786	795	106	,	,	PUNCT
cblr-1786	795	107	e.g.	e.g.	ADV
cblr-1786	795	108	,	,	PUNCT
cblr-1786	795	109	gretchen	gretchen	PROPN
cblr-1786	795	110	morgenson	morgenson	PROPN
cblr-1786	795	111	,	,	PUNCT
cblr-1786	795	112	who	who	PRON
cblr-1786	795	113	has	have	VERB
cblr-1786	795	114	your	your	PRON
cblr-1786	795	115	back	back	NOUN
cblr-1786	795	116	?	?	PUNCT
cblr-1786	796	1	hard	hard	ADV
cblr-1786	796	2	to	to	PART
cblr-1786	796	3	tell	tell	VERB
cblr-1786	796	4	,	,	PUNCT
cblr-1786	796	5	n.y	n.y	PROPN
cblr-1786	796	6	.	.	PROPN
cblr-1786	796	7	times	times	PROPN
cblr-1786	796	8	,	,	PUNCT
cblr-1786	796	9	nov	nov	PROPN
cblr-1786	796	10	.	.	PROPN
cblr-1786	796	11	17	17	NUM
cblr-1786	796	12	,	,	PUNCT
cblr-1786	796	13	2013	2013	NUM
cblr-1786	796	14	,	,	PUNCT
cblr-1786	796	15	at	at	ADP
cblr-1786	796	16	bu1	bu1	NOUN
cblr-1786	796	17	.	.	PUNCT
cblr-1786	797	1	280	280	NUM
cblr-1786	797	2	see	see	VERB
cblr-1786	797	3	private	private	ADJ
cblr-1786	797	4	-	-	PUNCT
cblr-1786	797	5	label	label	NOUN
cblr-1786	797	6	securitization	securitization	NOUN
cblr-1786	797	7	hearing	hearing	NOUN
cblr-1786	797	8	,	,	PUNCT
cblr-1786	797	9	supra	supra	PROPN
cblr-1786	797	10	note	note	PROPN
cblr-1786	797	11	23	23	NUM
cblr-1786	797	12	,	,	PUNCT
cblr-1786	797	13	at	at	ADP
cblr-1786	797	14	35	35	NUM
cblr-1786	797	15	(	(	PUNCT
cblr-1786	797	16	statement	statement	NOUN
cblr-1786	797	17	of	of	ADP
cblr-1786	797	18	john	john	PROPN
cblr-1786	797	19	gidman	gidman	PROPN
cblr-1786	797	20	,	,	PUNCT
cblr-1786	797	21	president	president	NOUN
cblr-1786	797	22	,	,	PUNCT
cblr-1786	797	23	association	association	NOUN
cblr-1786	797	24	of	of	ADP
cblr-1786	797	25	institutional	institutional	ADJ
cblr-1786	797	26	investors	investor	NOUN
cblr-1786	797	27	)	)	PUNCT
cblr-1786	797	28	.	.	PUNCT
cblr-1786	798	1	281	281	NUM
cblr-1786	798	2	see	see	VERB
cblr-1786	798	3	,	,	PUNCT
cblr-1786	798	4	e.g.	e.g.	ADV
cblr-1786	798	5	,	,	PUNCT
cblr-1786	798	6	mercury	mercury	NOUN
cblr-1786	798	7	boating	boating	NOUN
cblr-1786	798	8	club	club	PROPN
cblr-1786	798	9	,	,	PUNCT
cblr-1786	798	10	inc	inc	PROPN
cblr-1786	798	11	.	.	PROPN
cblr-1786	799	1	v.	v.	PROPN
cblr-1786	799	2	san	san	PROPN
cblr-1786	799	3	diego	diego	PROPN
cblr-1786	799	4	yacht	yacht	PROPN
cblr-1786	799	5	club	club	NOUN
cblr-1786	799	6	,	,	PUNCT
cblr-1786	799	7	557	557	NUM
cblr-1786	799	8	n.e.2d	n.e.2d	NOUN
cblr-1786	799	9	87	87	NUM
cblr-1786	799	10	,	,	PUNCT
cblr-1786	799	11	95	95	NUM
cblr-1786	799	12	(	(	PUNCT
cblr-1786	799	13	n.y	n.y	PROPN
cblr-1786	799	14	.	.	PROPN
cblr-1786	799	15	1990	1990	NUM
cblr-1786	799	16	)	)	PUNCT
cblr-1786	800	1	(	(	PUNCT
cblr-1786	800	2	“	"	PUNCT
cblr-1786	800	3	we	we	PRON
cblr-1786	800	4	have	have	AUX
cblr-1786	800	5	described	describe	VERB
cblr-1786	800	6	a	a	DET
cblr-1786	800	7	fiduciary	fiduciary	ADJ
cblr-1786	800	8	’s	’s	PART
cblr-1786	800	9	duty	duty	NOUN
cblr-1786	800	10	as	as	ADP
cblr-1786	800	11	requiring	require	VERB
cblr-1786	800	12	‘	'	PUNCT
cblr-1786	800	13	[	[	X
cblr-1786	800	14	n]ot	n]ot	ADJ
cblr-1786	800	15	honesty	honesty	NOUN
cblr-1786	800	16	alone	alone	ADV
cblr-1786	800	17	,	,	PUNCT
cblr-1786	800	18	but	but	CCONJ
cblr-1786	800	19	the	the	DET
cblr-1786	800	20	punctilio	punctilio	NOUN
cblr-1786	800	21	of	of	ADP
cblr-1786	800	22	an	an	DET
cblr-1786	800	23	honor	honor	NOUN
cblr-1786	800	24	the	the	DET
cblr-1786	800	25	most	most	ADV
cblr-1786	800	26	sensitive	sensitive	ADJ
cblr-1786	800	27	’	'	PUNCT
cblr-1786	800	28	(	(	PUNCT
cblr-1786	800	29	citation	citation	NOUN
cblr-1786	800	30	omitted	omit	VERB
cblr-1786	800	31	)	)	PUNCT
cblr-1786	800	32	.	.	PUNCT
cblr-1786	801	1	this	this	DET
cblr-1786	801	2	strict	strict	ADJ
cblr-1786	801	3	standard	standard	NOUN
cblr-1786	801	4	is	be	AUX
cblr-1786	801	5	the	the	DET
cblr-1786	801	6	usual	usual	ADJ
cblr-1786	801	7	and	and	CCONJ
cblr-1786	801	8	appropriate	appropriate	ADJ
cblr-1786	801	9	measure	measure	NOUN
cblr-1786	801	10	of	of	ADP
cblr-1786	801	11	a	a	DET
cblr-1786	801	12	trustee	trustee	NOUN
cblr-1786	801	13	’s	’s	PART
cblr-1786	801	14	fiduciary	fiduciary	ADJ
cblr-1786	801	15	obligations	obligation	NOUN
cblr-1786	801	16	.	.	PUNCT
cblr-1786	801	17	.	.	PUNCT
cblr-1786	801	18	.	.	PUNCT
cblr-1786	801	19	.	.	PUNCT
cblr-1786	801	20	”	"	PUNCT
cblr-1786	801	21	)	)	PUNCT
cblr-1786	801	22	.	.	PUNCT
cblr-1786	802	1	282	282	NUM
cblr-1786	802	2	wishnia	wishnia	PROPN
cblr-1786	802	3	&	&	CCONJ
cblr-1786	802	4	walker	walker	PROPN
cblr-1786	802	5	,	,	PUNCT
cblr-1786	802	6	supra	supra	PROPN
cblr-1786	802	7	note	note	NOUN
cblr-1786	802	8	275	275	NUM
cblr-1786	802	9	,	,	PUNCT
cblr-1786	802	10	at	at	ADP
cblr-1786	802	11	1	1	NUM
cblr-1786	802	12	.	.	NOUN
cblr-1786	802	13	283	283	NUM
cblr-1786	803	1	i	i	PRON
cblr-1786	803	2	d.	d.	PROPN
cblr-1786	803	3	284	284	NUM
cblr-1786	803	4	see	see	VERB
cblr-1786	803	5	i	i	PRON
cblr-1786	803	6	d.	d.	PROPN
cblr-1786	803	7	285	285	NUM
cblr-1786	803	8	see	see	VERB
cblr-1786	803	9	morgenson	morgenson	NOUN
cblr-1786	803	10	,	,	PUNCT
cblr-1786	803	11	supra	supra	PROPN
cblr-1786	803	12	note	note	NOUN
cblr-1786	803	13	279	279	NUM
cblr-1786	803	14	.	.	PUNCT
cblr-1786	804	1	niles	nile	NOUN
cblr-1786	804	2	final	final	ADJ
cblr-1786	804	3	964	964	NUM
cblr-1786	804	4	columbia	columbia	PROPN
cblr-1786	804	5	business	business	NOUN
cblr-1786	804	6	law	law	PROPN
cblr-1786	804	7	review	review	NOUN
cblr-1786	805	1	[	[	X
cblr-1786	805	2	vol	vol	NOUN
cblr-1786	805	3	.	.	PUNCT
cblr-1786	805	4	2014	2014	NUM
cblr-1786	805	5	bny	bny	PROPN
cblr-1786	805	6	mellon	mellon	PROPN
cblr-1786	805	7	to	to	PART
cblr-1786	805	8	abandon	abandon	VERB
cblr-1786	805	9	claims	claim	NOUN
cblr-1786	805	10	relating	relate	VERB
cblr-1786	805	11	to	to	ADP
cblr-1786	805	12	r&w	r&w	ADJ
cblr-1786	805	13	breaches	breach	NOUN
cblr-1786	805	14	for	for	ADP
cblr-1786	805	15	those	those	DET
cblr-1786	805	16	trusts.286	trusts.286	ADJ
cblr-1786	805	17	but	but	CCONJ
cblr-1786	805	18	some	some	DET
cblr-1786	805	19	other	other	ADJ
cblr-1786	805	20	investors	investor	NOUN
cblr-1786	805	21	,	,	PUNCT
cblr-1786	805	22	including	include	VERB
cblr-1786	805	23	aig	aig	PROPN
cblr-1786	805	24	,	,	PUNCT
cblr-1786	805	25	objected	object	VERB
cblr-1786	805	26	that	that	SCONJ
cblr-1786	805	27	the	the	DET
cblr-1786	805	28	settlement	settlement	NOUN
cblr-1786	805	29	was	be	AUX
cblr-1786	805	30	too	too	ADV
cblr-1786	805	31	low.287	low.287	NOUN
cblr-1786	805	32	nonetheless	nonetheless	ADV
cblr-1786	805	33	,	,	PUNCT
cblr-1786	805	34	bny	bny	PROPN
cblr-1786	805	35	mellon	mellon	PROPN
cblr-1786	805	36	entered	enter	VERB
cblr-1786	805	37	into	into	ADP
cblr-1786	805	38	a	a	DET
cblr-1786	805	39	special	special	ADJ
cblr-1786	805	40	proceeding	proceeding	NOUN
cblr-1786	805	41	,	,	PUNCT
cblr-1786	805	42	under	under	ADP
cblr-1786	805	43	article	article	NOUN
cblr-1786	805	44	77	77	NUM
cblr-1786	805	45	of	of	ADP
cblr-1786	805	46	new	new	PROPN
cblr-1786	805	47	york	york	PROPN
cblr-1786	805	48	civil	civil	ADJ
cblr-1786	805	49	practice	practice	NOUN
cblr-1786	805	50	law	law	NOUN
cblr-1786	805	51	and	and	CCONJ
cblr-1786	805	52	rules,288	rules,288	NOUN
cblr-1786	805	53	seeking	seek	VERB
cblr-1786	805	54	judicial	judicial	ADJ
cblr-1786	805	55	approval	approval	NOUN
cblr-1786	805	56	of	of	ADP
cblr-1786	805	57	the	the	DET
cblr-1786	805	58	settlement.289	settlement.289	NOUN
cblr-1786	805	59	the	the	DET
cblr-1786	805	60	dispute	dispute	NOUN
cblr-1786	805	61	morphed	morph	VERB
cblr-1786	805	62	into	into	ADP
cblr-1786	805	63	a	a	DET
cblr-1786	805	64	debate	debate	NOUN
cblr-1786	805	65	not	not	PART
cblr-1786	805	66	only	only	ADV
cblr-1786	805	67	on	on	ADP
cblr-1786	805	68	whether	whether	SCONJ
cblr-1786	805	69	bny	bny	PROPN
cblr-1786	805	70	mellon	mellon	PROPN
cblr-1786	805	71	sufficiently	sufficiently	ADV
cblr-1786	805	72	attempted	attempt	VERB
cblr-1786	805	73	to	to	PART
cblr-1786	805	74	enforce	enforce	VERB
cblr-1786	805	75	r&w	r&w	ADJ
cblr-1786	805	76	breaches	breach	NOUN
cblr-1786	805	77	,	,	PUNCT
cblr-1786	805	78	but	but	CCONJ
cblr-1786	805	79	also	also	ADV
cblr-1786	805	80	on	on	ADP
cblr-1786	805	81	whether	whether	SCONJ
cblr-1786	805	82	bny	bny	PROPN
cblr-1786	805	83	mellon	mellon	PROPN
cblr-1786	805	84	sufficiently	sufficiently	ADV
cblr-1786	805	85	negotiated	negotiate	VERB
cblr-1786	805	86	to	to	PART
cblr-1786	805	87	acquire	acquire	VERB
cblr-1786	805	88	the	the	DET
cblr-1786	805	89	best	good	ADJ
cblr-1786	805	90	possible	possible	ADJ
cblr-1786	805	91	settlement	settlement	NOUN
cblr-1786	805	92	on	on	ADP
cblr-1786	805	93	behalf	behalf	NOUN
cblr-1786	805	94	of	of	ADP
cblr-1786	805	95	investors.290	investors.290	PROPN
cblr-1786	805	96	the	the	DET
cblr-1786	805	97	article	article	NOUN
cblr-1786	805	98	77	77	NUM
cblr-1786	805	99	proceeding	proceeding	NOUN
cblr-1786	805	100	raised	raise	VERB
cblr-1786	805	101	a	a	DET
cblr-1786	805	102	number	number	NOUN
cblr-1786	805	103	of	of	ADP
cblr-1786	805	104	concerns	concern	NOUN
cblr-1786	805	105	,	,	PUNCT
cblr-1786	805	106	including	include	VERB
cblr-1786	805	107	potential	potential	ADJ
cblr-1786	805	108	conflicts	conflict	NOUN
cblr-1786	805	109	of	of	ADP
cblr-1786	805	110	interest	interest	NOUN
cblr-1786	805	111	relating	relate	VERB
cblr-1786	805	112	to	to	ADP
cblr-1786	805	113	bny	bny	PROPN
cblr-1786	805	114	mellon	mellon	PROPN
cblr-1786	805	115	’s	’s	PART
cblr-1786	805	116	relationship	relationship	NOUN
cblr-1786	805	117	to	to	PART
cblr-1786	805	118	boa	boa	VERB
cblr-1786	805	119	as	as	ADV
cblr-1786	805	120	well	well	ADV
cblr-1786	805	121	as	as	ADP
cblr-1786	805	122	bny	bny	PROPN
cblr-1786	805	123	mellon	mellon	PROPN
cblr-1786	805	124	’s	’s	PART
cblr-1786	805	125	questionable	questionable	ADJ
cblr-1786	805	126	methodology	methodology	NOUN
cblr-1786	805	127	for	for	ADP
cblr-1786	805	128	arriving	arrive	VERB
cblr-1786	805	129	at	at	ADP
cblr-1786	805	130	the	the	DET
cblr-1786	805	131	$	$	SYM
cblr-1786	805	132	8.5	8.5	NUM
cblr-1786	805	133	billion	billion	NUM
cblr-1786	805	134	figure.291	figure.291	NOUN
cblr-1786	805	135	after	after	ADP
cblr-1786	805	136	an	an	DET
cblr-1786	805	137	odyssey	odyssey	NOUN
cblr-1786	805	138	of	of	ADP
cblr-1786	805	139	the	the	DET
cblr-1786	805	140	kind	kind	ADJ
cblr-1786	805	141	peculiar	peculiar	ADJ
cblr-1786	805	142	to	to	ADP
cblr-1786	805	143	the	the	DET
cblr-1786	805	144	u.s	u.s	PROPN
cblr-1786	805	145	.	.	PROPN
cblr-1786	805	146	federal	federal	PROPN
cblr-1786	805	147	system,292	system,292	PROPN
cblr-1786	806	1	the	the	DET
cblr-1786	806	2	case	case	NOUN
cblr-1786	806	3	ended	end	VERB
cblr-1786	806	4	up	up	ADP
cblr-1786	806	5	back	back	ADV
cblr-1786	806	6	in	in	ADP
cblr-1786	806	7	new	new	PROPN
cblr-1786	806	8	york	york	PROPN
cblr-1786	806	9	state	state	PROPN
cblr-1786	806	10	court	court	NOUN
cblr-1786	806	11	,	,	PUNCT
cblr-1786	806	12	which	which	PRON
cblr-1786	806	13	issued	issue	VERB
cblr-1786	806	14	a	a	DET
cblr-1786	806	15	decision	decision	NOUN
cblr-1786	806	16	earlier	early	ADV
cblr-1786	806	17	this	this	DET
cblr-1786	806	18	year.293	year.293	NOUN
cblr-1786	806	19	in	in	ADP
cblr-1786	806	20	relevant	relevant	ADJ
cblr-1786	806	21	part	part	NOUN
cblr-1786	806	22	,	,	PUNCT
cblr-1786	806	23	286	286	NUM
cblr-1786	806	24	see	see	VERB
cblr-1786	806	25	settlement	settlement	NOUN
cblr-1786	806	26	agreement	agreement	NOUN
cblr-1786	806	27	,	,	PUNCT
cblr-1786	806	28	in	in	ADP
cblr-1786	806	29	the	the	DET
cblr-1786	806	30	matter	matter	NOUN
cblr-1786	806	31	of	of	ADP
cblr-1786	806	32	bank	bank	NOUN
cblr-1786	806	33	of	of	ADP
cblr-1786	806	34	new	new	PROPN
cblr-1786	806	35	york	york	PROPN
cblr-1786	806	36	mellon	mellon	PROPN
cblr-1786	806	37	for	for	ADP
cblr-1786	806	38	an	an	DET
cblr-1786	806	39	order	order	NOUN
cblr-1786	806	40	pursuant	pursuant	ADJ
cblr-1786	806	41	cplr	cplr	NOUN
cblr-1786	806	42	§	§	PROPN
cblr-1786	806	43	7701	7701	NUM
cblr-1786	806	44	,	,	PUNCT
cblr-1786	806	45	no	no	INTJ
cblr-1786	806	46	.	.	NOUN
cblr-1786	807	1	651786/2011	651786/2011	NUM
cblr-1786	807	2	,	,	PUNCT
cblr-1786	807	3	2014	2014	NUM
cblr-1786	807	4	wl	wl	SYM
cblr-1786	807	5	1057187	1057187	NUM
cblr-1786	807	6	(	(	PUNCT
cblr-1786	807	7	n.y	n.y	PROPN
cblr-1786	807	8	.	.	PROPN
cblr-1786	807	9	sup	sup	PROPN
cblr-1786	807	10	.	.	PUNCT
cblr-1786	808	1	ct	ct	PROPN
cblr-1786	808	2	.	.	PUNCT
cblr-1786	809	1	jan	jan	PROPN
cblr-1786	809	2	.	.	PROPN
cblr-1786	809	3	31	31	NUM
cblr-1786	809	4	,	,	PUNCT
cblr-1786	809	5	2014	2014	NUM
cblr-1786	809	6	)	)	PUNCT
cblr-1786	809	7	.	.	PUNCT
cblr-1786	810	1	287	287	NUM
cblr-1786	810	2	see	see	VERB
cblr-1786	810	3	,	,	PUNCT
cblr-1786	810	4	e.g.	e.g.	ADV
cblr-1786	810	5	,	,	PUNCT
cblr-1786	810	6	second	second	ADJ
cblr-1786	810	7	amended	amend	VERB
cblr-1786	810	8	complaint	complaint	NOUN
cblr-1786	810	9	,	,	PUNCT
cblr-1786	810	10	knights	knight	NOUN
cblr-1786	810	11	of	of	ADP
cblr-1786	810	12	columbus	columbus	PROPN
cblr-1786	810	13	v.	v.	ADP
cblr-1786	810	14	bank	bank	PROPN
cblr-1786	810	15	of	of	ADP
cblr-1786	810	16	n.y	n.y	PROPN
cblr-1786	810	17	.	.	PROPN
cblr-1786	810	18	mellon	mellon	PROPN
cblr-1786	810	19	at	at	ADP
cblr-1786	810	20	1–3	1–3	PROPN
cblr-1786	810	21	,	,	PUNCT
cblr-1786	810	22	no	no	INTJ
cblr-1786	810	23	.	.	PUNCT
cblr-1786	810	24	651442/2011	651442/2011	NUM
cblr-1786	810	25	(	(	PUNCT
cblr-1786	810	26	n.y	n.y	PROPN
cblr-1786	810	27	.	.	PROPN
cblr-1786	810	28	sup	sup	PROPN
cblr-1786	810	29	.	.	PUNCT
cblr-1786	811	1	ct	ct	PROPN
cblr-1786	811	2	.	.	PUNCT
cblr-1786	812	1	may	may	AUX
cblr-1786	812	2	28	28	NUM
cblr-1786	812	3	,	,	PUNCT
cblr-1786	812	4	2013	2013	NUM
cblr-1786	812	5	)	)	PUNCT
cblr-1786	812	6	.	.	PUNCT
cblr-1786	813	1	although	although	SCONJ
cblr-1786	813	2	aig	aig	PROPN
cblr-1786	813	3	was	be	AUX
cblr-1786	813	4	not	not	PART
cblr-1786	813	5	party	party	NOUN
cblr-1786	813	6	to	to	ADP
cblr-1786	813	7	the	the	DET
cblr-1786	813	8	foregoing	forego	VERB
cblr-1786	813	9	complaint	complaint	NOUN
cblr-1786	813	10	in	in	ADP
cblr-1786	813	11	particular	particular	ADJ
cblr-1786	813	12	,	,	PUNCT
cblr-1786	813	13	that	that	DET
cblr-1786	813	14	complaint	complaint	NOUN
cblr-1786	813	15	was	be	AUX
cblr-1786	813	16	exemplary	exemplary	ADJ
cblr-1786	813	17	of	of	ADP
cblr-1786	813	18	the	the	DET
cblr-1786	813	19	allegations	allegation	NOUN
cblr-1786	813	20	against	against	ADP
cblr-1786	813	21	bny	bny	PROPN
cblr-1786	813	22	mellon	mellon	PROPN
cblr-1786	813	23	.	.	PUNCT
cblr-1786	814	1	288	288	NUM
cblr-1786	814	2	n.y	n.y	PROPN
cblr-1786	814	3	.	.	PROPN
cblr-1786	814	4	c.p.l.r	c.p.l.r	PROPN
cblr-1786	814	5	.	.	PROPN
cblr-1786	814	6	§	§	PROPN
cblr-1786	814	7	7701	7701	NUM
cblr-1786	814	8	(	(	PUNCT
cblr-1786	814	9	mckinney	mckinney	PROPN
cblr-1786	814	10	2012	2012	NUM
cblr-1786	814	11	)	)	PUNCT
cblr-1786	814	12	.	.	PUNCT
cblr-1786	815	1	289	289	NUM
cblr-1786	815	2	petition	petition	NOUN
cblr-1786	815	3	,	,	PUNCT
cblr-1786	815	4	supra	supra	PROPN
cblr-1786	815	5	note	note	NOUN
cblr-1786	815	6	286	286	NUM
cblr-1786	815	7	,	,	PUNCT
cblr-1786	815	8	at	at	ADP
cblr-1786	815	9	1	1	NUM
cblr-1786	815	10	.	.	NUM
cblr-1786	815	11	290	290	NUM
cblr-1786	815	12	see	see	NOUN
cblr-1786	815	13	morgenson	morgenson	NOUN
cblr-1786	815	14	,	,	PUNCT
cblr-1786	815	15	supra	supra	PROPN
cblr-1786	815	16	note	note	PROPN
cblr-1786	815	17	279	279	NUM
cblr-1786	815	18	,	,	PUNCT
cblr-1786	815	19	at	at	ADP
cblr-1786	815	20	bu1	bu1	NOUN
cblr-1786	815	21	,	,	PUNCT
cblr-1786	815	22	bu4	bu4	X
cblr-1786	815	23	.	.	PUNCT
cblr-1786	816	1	291	291	NUM
cblr-1786	816	2	gretchen	gretchen	PROPN
cblr-1786	816	3	morgenson	morgenson	PROPN
cblr-1786	816	4	,	,	PUNCT
cblr-1786	816	5	watchdogs	watchdog	NOUN
cblr-1786	816	6	without	without	ADP
cblr-1786	816	7	any	any	DET
cblr-1786	816	8	bark	bark	NOUN
cblr-1786	816	9	,	,	PUNCT
cblr-1786	816	10	n.y	n.y	PROPN
cblr-1786	816	11	.	.	PROPN
cblr-1786	816	12	times	times	PROPN
cblr-1786	816	13	,	,	PUNCT
cblr-1786	816	14	june	june	PROPN
cblr-1786	816	15	16	16	NUM
cblr-1786	816	16	,	,	PUNCT
cblr-1786	816	17	2013	2013	NUM
cblr-1786	816	18	,	,	PUNCT
cblr-1786	816	19	at	at	ADP
cblr-1786	816	20	bu1	bu1	NOUN
cblr-1786	816	21	,	,	PUNCT
cblr-1786	816	22	bu5	bu5	NOUN
cblr-1786	816	23	.	.	PUNCT
cblr-1786	816	24	292	292	NUM
cblr-1786	816	25	the	the	DET
cblr-1786	816	26	plaintiffs	plaintiff	NOUN
cblr-1786	816	27	initially	initially	ADV
cblr-1786	816	28	removed	remove	VERB
cblr-1786	816	29	the	the	DET
cblr-1786	816	30	case	case	NOUN
cblr-1786	816	31	to	to	ADP
cblr-1786	816	32	federal	federal	ADJ
cblr-1786	816	33	district	district	NOUN
cblr-1786	816	34	court	court	NOUN
cblr-1786	816	35	in	in	ADP
cblr-1786	816	36	the	the	DET
cblr-1786	816	37	southern	southern	ADJ
cblr-1786	816	38	district	district	NOUN
cblr-1786	816	39	of	of	ADP
cblr-1786	816	40	new	new	PROPN
cblr-1786	816	41	york	york	PROPN
cblr-1786	816	42	,	,	PUNCT
cblr-1786	816	43	which	which	PRON
cblr-1786	816	44	denied	deny	VERB
cblr-1786	816	45	the	the	DET
cblr-1786	816	46	defendants	defendant	NOUN
cblr-1786	816	47	’	'	PUNCT
cblr-1786	816	48	motion	motion	NOUN
cblr-1786	816	49	to	to	PART
cblr-1786	816	50	remand	remand	VERB
cblr-1786	816	51	to	to	ADP
cblr-1786	816	52	state	state	NOUN
cblr-1786	816	53	court	court	NOUN
cblr-1786	816	54	based	base	VERB
cblr-1786	816	55	on	on	ADP
cblr-1786	816	56	federal	federal	ADJ
cblr-1786	816	57	jurisdiction	jurisdiction	NOUN
cblr-1786	816	58	under	under	ADP
cblr-1786	816	59	the	the	DET
cblr-1786	816	60	class	class	NOUN
cblr-1786	816	61	action	action	NOUN
cblr-1786	816	62	fairness	fairness	NOUN
cblr-1786	816	63	act	act	NOUN
cblr-1786	816	64	(	(	PUNCT
cblr-1786	816	65	“	"	PUNCT
cblr-1786	816	66	cafa	cafa	PROPN
cblr-1786	816	67	”	"	PUNCT
cblr-1786	816	68	)	)	PUNCT
cblr-1786	816	69	.	.	PUNCT
cblr-1786	817	1	on	on	ADP
cblr-1786	817	2	appeal	appeal	NOUN
cblr-1786	817	3	,	,	PUNCT
cblr-1786	817	4	the	the	DET
cblr-1786	817	5	second	second	ADJ
cblr-1786	817	6	circuit	circuit	NOUN
cblr-1786	817	7	reversed	reverse	VERB
cblr-1786	817	8	the	the	DET
cblr-1786	817	9	district	district	NOUN
cblr-1786	817	10	court	court	NOUN
cblr-1786	817	11	’s	’s	PART
cblr-1786	817	12	denial	denial	NOUN
cblr-1786	817	13	of	of	ADP
cblr-1786	817	14	the	the	DET
cblr-1786	817	15	defendants	defendant	NOUN
cblr-1786	817	16	’	'	PUNCT
cblr-1786	817	17	motion	motion	NOUN
cblr-1786	817	18	to	to	PART
cblr-1786	817	19	remand	remand	VERB
cblr-1786	817	20	,	,	PUNCT
cblr-1786	817	21	vacating	vacate	VERB
cblr-1786	817	22	the	the	DET
cblr-1786	817	23	decision	decision	NOUN
cblr-1786	817	24	on	on	ADP
cblr-1786	817	25	cafa	cafa	PROPN
cblr-1786	817	26	and	and	CCONJ
cblr-1786	817	27	sending	send	VERB
cblr-1786	817	28	the	the	DET
cblr-1786	817	29	case	case	NOUN
cblr-1786	817	30	back	back	ADV
cblr-1786	817	31	to	to	ADP
cblr-1786	817	32	new	new	PROPN
cblr-1786	817	33	york	york	PROPN
cblr-1786	817	34	state	state	PROPN
cblr-1786	817	35	court	court	PROPN
cblr-1786	817	36	.	.	PUNCT
cblr-1786	818	1	blackrock	blackrock	PROPN
cblr-1786	818	2	fin	fin	PROPN
cblr-1786	818	3	.	.	PUNCT
cblr-1786	819	1	mgmt	mgmt	PROPN
cblr-1786	819	2	.	.	PROPN
cblr-1786	819	3	inc	inc	PROPN
cblr-1786	819	4	.	.	PROPN
cblr-1786	820	1	v.	v.	ADP
cblr-1786	820	2	segregated	segregated	ADJ
cblr-1786	820	3	account	account	NOUN
cblr-1786	820	4	of	of	ADP
cblr-1786	820	5	ambac	ambac	PROPN
cblr-1786	820	6	assurance	assurance	PROPN
cblr-1786	820	7	corp	corp	PROPN
cblr-1786	820	8	.	.	PROPN
cblr-1786	820	9	,	,	PUNCT
cblr-1786	820	10	673	673	NUM
cblr-1786	820	11	f.3d	f.3d	NUM
cblr-1786	820	12	169	169	NUM
cblr-1786	820	13	,	,	PUNCT
cblr-1786	820	14	180	180	NUM
cblr-1786	820	15	(	(	PUNCT
cblr-1786	820	16	2d	2d	NUM
cblr-1786	820	17	cir	cir	NOUN
cblr-1786	820	18	.	.	PROPN
cblr-1786	820	19	2012	2012	NUM
cblr-1786	820	20	)	)	PUNCT
cblr-1786	820	21	.	.	PUNCT
cblr-1786	821	1	293	293	NUM
cblr-1786	821	2	in	in	ADP
cblr-1786	821	3	the	the	DET
cblr-1786	821	4	matter	matter	NOUN
cblr-1786	821	5	of	of	ADP
cblr-1786	821	6	bank	bank	PROPN
cblr-1786	821	7	of	of	ADP
cblr-1786	821	8	n.y	n.y	PROPN
cblr-1786	821	9	.	.	PROPN
cblr-1786	821	10	mellon	mellon	PROPN
cblr-1786	821	11	,	,	PUNCT
cblr-1786	821	12	for	for	ADP
cblr-1786	821	13	an	an	DET
cblr-1786	821	14	order	order	NOUN
cblr-1786	821	15	pursuant	pursuant	ADJ
cblr-1786	821	16	cplr	cplr	NOUN
cblr-1786	821	17	§	§	PROPN
cblr-1786	821	18	7701	7701	NUM
cblr-1786	821	19	,	,	PUNCT
cblr-1786	821	20	no	no	INTJ
cblr-1786	821	21	.	.	NOUN
cblr-1786	822	1	651786/2011	651786/2011	NUM
cblr-1786	822	2	,	,	PUNCT
cblr-1786	822	3	2014	2014	NUM
cblr-1786	822	4	wl	wl	NOUN
cblr-1786	822	5	105718711	105718711	NUM
cblr-1786	822	6	(	(	PUNCT
cblr-1786	822	7	n.y	n.y	PROPN
cblr-1786	822	8	.	.	PROPN
cblr-1786	822	9	sup	sup	PROPN
cblr-1786	822	10	.	.	PUNCT
cblr-1786	823	1	ct	ct	PROPN
cblr-1786	823	2	.	.	PUNCT
cblr-1786	824	1	jan	jan	PROPN
cblr-1786	824	2	.	.	PROPN
cblr-1786	824	3	31	31	NUM
cblr-1786	824	4	,	,	PUNCT
cblr-1786	824	5	2014	2014	NUM
cblr-1786	824	6	)	)	PUNCT
cblr-1786	824	7	.	.	PUNCT
cblr-1786	825	1	the	the	DET
cblr-1786	825	2	court	court	NOUN
cblr-1786	825	3	also	also	ADV
cblr-1786	825	4	ruled	rule	VERB
cblr-1786	825	5	that	that	SCONJ
cblr-1786	825	6	bny	bny	PROPN
cblr-1786	825	7	mellon	mellon	PROPN
cblr-1786	825	8	did	do	AUX
cblr-1786	825	9	abuse	abuse	VERB
cblr-1786	825	10	its	its	PRON
cblr-1786	825	11	discretion	discretion	NOUN
cblr-1786	825	12	with	with	ADP
cblr-1786	825	13	niles	nile	NOUN
cblr-1786	825	14	final	final	ADJ
cblr-1786	825	15	no	no	NOUN
cblr-1786	825	16	.	.	NOUN
cblr-1786	825	17	3:906	3:906	NUM
cblr-1786	825	18	]	]	PUNCT
cblr-1786	825	19	member	member	NOUN
cblr-1786	825	20	fmic	fmic	NOUN
cblr-1786	825	21	965	965	NUM
cblr-1786	825	22	the	the	DET
cblr-1786	825	23	trial	trial	NOUN
cblr-1786	825	24	court	court	NOUN
cblr-1786	825	25	ruled	rule	VERB
cblr-1786	825	26	that	that	SCONJ
cblr-1786	825	27	bny	bny	PROPN
cblr-1786	825	28	mellon	mellon	PROPN
cblr-1786	825	29	did	do	AUX
cblr-1786	825	30	not	not	PART
cblr-1786	825	31	abuse	abuse	VERB
cblr-1786	825	32	its	its	PRON
cblr-1786	825	33	discretion	discretion	NOUN
cblr-1786	825	34	as	as	ADP
cblr-1786	825	35	trustee	trustee	NOUN
cblr-1786	825	36	with	with	ADP
cblr-1786	825	37	respect	respect	NOUN
cblr-1786	825	38	to	to	ADP
cblr-1786	825	39	its	its	PRON
cblr-1786	825	40	conduct	conduct	NOUN
cblr-1786	825	41	during	during	ADP
cblr-1786	825	42	the	the	DET
cblr-1786	825	43	settlement	settlement	NOUN
cblr-1786	825	44	negotiations	negotiation	NOUN
cblr-1786	825	45	and	and	CCONJ
cblr-1786	825	46	its	its	PRON
cblr-1786	825	47	surrender	surrender	NOUN
cblr-1786	825	48	through	through	ADP
cblr-1786	825	49	the	the	DET
cblr-1786	825	50	settlement	settlement	NOUN
cblr-1786	825	51	of	of	ADP
cblr-1786	825	52	its	its	PRON
cblr-1786	825	53	loan	loan	NOUN
cblr-1786	825	54	repurchase	repurchase	NOUN
cblr-1786	825	55	claims.294	claims.294	NOUN
cblr-1786	825	56	but	but	CCONJ
cblr-1786	825	57	the	the	DET
cblr-1786	825	58	case	case	NOUN
cblr-1786	825	59	may	may	AUX
cblr-1786	825	60	not	not	PART
cblr-1786	825	61	be	be	AUX
cblr-1786	825	62	over	over	ADV
cblr-1786	825	63	yet	yet	ADV
cblr-1786	825	64	:	:	PUNCT
cblr-1786	825	65	news	news	NOUN
cblr-1786	825	66	reports	report	NOUN
cblr-1786	825	67	suggest	suggest	VERB
cblr-1786	825	68	that	that	SCONJ
cblr-1786	825	69	aig	aig	PROPN
cblr-1786	825	70	intends	intend	VERB
cblr-1786	825	71	to	to	PART
cblr-1786	825	72	appeal.295	appeal.295	VERB
cblr-1786	825	73	nonetheless	nonetheless	ADV
cblr-1786	825	74	,	,	PUNCT
cblr-1786	825	75	the	the	DET
cblr-1786	825	76	new	new	PROPN
cblr-1786	825	77	york	york	PROPN
cblr-1786	825	78	state	state	NOUN
cblr-1786	825	79	article	article	NOUN
cblr-1786	825	80	77	77	NUM
cblr-1786	825	81	litigation	litigation	NOUN
cblr-1786	825	82	may	may	AUX
cblr-1786	825	83	not	not	PART
cblr-1786	825	84	be	be	AUX
cblr-1786	825	85	as	as	ADV
cblr-1786	825	86	important	important	ADJ
cblr-1786	825	87	as	as	ADP
cblr-1786	825	88	connected	connected	ADJ
cblr-1786	825	89	federal	federal	ADJ
cblr-1786	825	90	litigation	litigation	NOUN
cblr-1786	825	91	in	in	ADP
cblr-1786	825	92	the	the	DET
cblr-1786	825	93	southern	southern	ADJ
cblr-1786	825	94	district	district	NOUN
cblr-1786	825	95	of	of	ADP
cblr-1786	825	96	new	new	PROPN
cblr-1786	825	97	york	york	PROPN
cblr-1786	825	98	,	,	PUNCT
cblr-1786	825	99	retirement	retirement	NOUN
cblr-1786	825	100	board	board	NOUN
cblr-1786	825	101	of	of	ADP
cblr-1786	825	102	the	the	DET
cblr-1786	825	103	policemen	policeman	NOUN
cblr-1786	825	104	’s	’s	PART
cblr-1786	825	105	annuity	annuity	NOUN
cblr-1786	825	106	and	and	CCONJ
cblr-1786	825	107	benefit	benefit	NOUN
cblr-1786	825	108	fund	fund	NOUN
cblr-1786	825	109	of	of	ADP
cblr-1786	825	110	chicago	chicago	PROPN
cblr-1786	825	111	v.	v.	ADP
cblr-1786	825	112	bank	bank	PROPN
cblr-1786	825	113	of	of	ADP
cblr-1786	825	114	n.y	n.y	PROPN
cblr-1786	825	115	.	.	PROPN
cblr-1786	825	116	mellon	mellon	PROPN
cblr-1786	825	117	,	,	PUNCT
cblr-1786	825	118	regarding	regard	VERB
cblr-1786	825	119	the	the	DET
cblr-1786	825	120	effect	effect	NOUN
cblr-1786	825	121	of	of	ADP
cblr-1786	825	122	the	the	DET
cblr-1786	825	123	federal	federal	PROPN
cblr-1786	825	124	trust	trust	PROPN
cblr-1786	825	125	indenture	indenture	PROPN
cblr-1786	825	126	act	act	NOUN
cblr-1786	825	127	of	of	ADP
cblr-1786	825	128	1939	1939	NUM
cblr-1786	825	129	(	(	PUNCT
cblr-1786	825	130	“	"	PUNCT
cblr-1786	825	131	tia”)296	tia”)296	NOUN
cblr-1786	825	132	on	on	ADP
cblr-1786	825	133	pls	pls	INTJ
cblr-1786	825	134	trustees.297	trustees.297	PROPN
cblr-1786	825	135	in	in	ADP
cblr-1786	825	136	that	that	DET
cblr-1786	825	137	litigation	litigation	NOUN
cblr-1786	825	138	,	,	PUNCT
cblr-1786	825	139	a	a	DET
cblr-1786	825	140	pension	pension	NOUN
cblr-1786	825	141	fund	fund	NOUN
cblr-1786	825	142	and	and	CCONJ
cblr-1786	825	143	other	other	ADJ
cblr-1786	825	144	investors	investor	NOUN
cblr-1786	825	145	also	also	ADV
cblr-1786	825	146	sued	sue	VERB
cblr-1786	825	147	bny	bny	PROPN
cblr-1786	825	148	mellon	mellon	PROPN
cblr-1786	825	149	,	,	PUNCT
cblr-1786	825	150	regarding	regard	VERB
cblr-1786	825	151	the	the	DET
cblr-1786	825	152	same	same	ADJ
cblr-1786	825	153	boa	boa	NOUN
cblr-1786	825	154	trusts	trust	NOUN
cblr-1786	825	155	,	,	PUNCT
cblr-1786	825	156	for	for	ADP
cblr-1786	825	157	violations	violation	NOUN
cblr-1786	825	158	of	of	ADP
cblr-1786	825	159	the	the	DET
cblr-1786	825	160	tia	tia	PROPN
cblr-1786	825	161	,	,	PUNCT
cblr-1786	825	162	which	which	PRON
cblr-1786	825	163	imposes	impose	VERB
cblr-1786	825	164	the	the	DET
cblr-1786	825	165	high	high	ADJ
cblr-1786	825	166	“	"	PUNCT
cblr-1786	825	167	prudent	prudent	ADJ
cblr-1786	825	168	man	man	NOUN
cblr-1786	825	169	”	"	PUNCT
cblr-1786	825	170	standard	standard	NOUN
cblr-1786	825	171	on	on	ADP
cblr-1786	825	172	debt	debt	NOUN
cblr-1786	825	173	trustees	trustee	NOUN
cblr-1786	825	174	“	"	PUNCT
cblr-1786	825	175	in	in	ADP
cblr-1786	825	176	case	case	NOUN
cblr-1786	825	177	of	of	ADP
cblr-1786	825	178	default	default	NOUN
cblr-1786	825	179	.	.	PUNCT
cblr-1786	825	180	”298	”298	PUNCT
cblr-1786	825	181	in	in	ADP
cblr-1786	825	182	response	response	NOUN
cblr-1786	825	183	,	,	PUNCT
cblr-1786	825	184	bny	bny	PROPN
cblr-1786	825	185	mellon	mellon	PROPN
cblr-1786	825	186	argued	argue	VERB
cblr-1786	825	187	,	,	PUNCT
cblr-1786	825	188	as	as	ADP
cblr-1786	825	189	a	a	DET
cblr-1786	825	190	threshold	threshold	NOUN
cblr-1786	825	191	matter	matter	NOUN
cblr-1786	825	192	,	,	PUNCT
cblr-1786	825	193	that	that	SCONJ
cblr-1786	825	194	it	it	PRON
cblr-1786	825	195	was	be	AUX
cblr-1786	825	196	not	not	PART
cblr-1786	825	197	subject	subject	ADJ
cblr-1786	825	198	to	to	ADP
cblr-1786	825	199	tia	tia	PROPN
cblr-1786	825	200	duties	duty	NOUN
cblr-1786	825	201	because	because	SCONJ
cblr-1786	825	202	the	the	DET
cblr-1786	825	203	underlying	underlie	VERB
cblr-1786	825	204	trust	trust	NOUN
cblr-1786	825	205	represented	represent	VERB
cblr-1786	825	206	not	not	PART
cblr-1786	825	207	debt	debt	NOUN
cblr-1786	825	208	but	but	CCONJ
cblr-1786	825	209	equity	equity	NOUN
cblr-1786	825	210	,	,	PUNCT
cblr-1786	825	211	outside	outside	ADP
cblr-1786	825	212	the	the	DET
cblr-1786	825	213	tia	tia	PROPN
cblr-1786	825	214	scope.299	scope.299	PROPN
cblr-1786	825	215	for	for	ADP
cblr-1786	825	216	this	this	DET
cblr-1786	825	217	proposition	proposition	NOUN
cblr-1786	825	218	,	,	PUNCT
cblr-1786	825	219	bny	bny	PROPN
cblr-1786	825	220	mellon	mellon	PROPN
cblr-1786	825	221	relied	rely	VERB
cblr-1786	825	222	on	on	ADP
cblr-1786	825	223	securities	security	NOUN
cblr-1786	825	224	and	and	CCONJ
cblr-1786	825	225	exchange	exchange	PROPN
cblr-1786	825	226	commission	commission	PROPN
cblr-1786	825	227	(	(	PUNCT
cblr-1786	825	228	“	"	PUNCT
cblr-1786	825	229	sec	sec	PROPN
cblr-1786	825	230	”	"	PUNCT
cblr-1786	825	231	)	)	PUNCT
cblr-1786	825	232	staff	staff	NOUN
cblr-1786	825	233	interpretive	interpretive	ADJ
cblr-1786	825	234	guidance	guidance	NOUN
cblr-1786	825	235	offered	offer	VERB
cblr-1786	825	236	on	on	ADP
cblr-1786	825	237	the	the	DET
cblr-1786	825	238	sec	sec	PROPN
cblr-1786	825	239	website	website	NOUN
cblr-1786	825	240	,	,	PUNCT
cblr-1786	825	241	which	which	PRON
cblr-1786	825	242	states	state	VERB
cblr-1786	825	243	,	,	PUNCT
cblr-1786	825	244	“	"	PUNCT
cblr-1786	825	245	certificates	certificate	NOUN
cblr-1786	825	246	representing	represent	VERB
cblr-1786	825	247	a	a	DET
cblr-1786	825	248	beneficial	beneficial	ADJ
cblr-1786	825	249	ownership	ownership	NOUN
cblr-1786	825	250	interest	interest	NOUN
cblr-1786	825	251	in	in	ADP
cblr-1786	825	252	a	a	DET
cblr-1786	825	253	trust	trust	NOUN
cblr-1786	825	254	.	.	PUNCT
cblr-1786	825	255	.	.	PUNCT
cblr-1786	826	1	.	.	PUNCT
cblr-1786	827	1	are	be	AUX
cblr-1786	827	2	treated	treat	VERB
cblr-1786	827	3	as	as	ADV
cblr-1786	827	4	exempt	exempt	ADJ
cblr-1786	827	5	from	from	ADP
cblr-1786	827	6	the	the	DET
cblr-1786	827	7	trust	trust	NOUN
cblr-1786	827	8	indenture	indenture	NOUN
cblr-1786	827	9	act	act	PROPN
cblr-1786	827	10	.	.	PUNCT
cblr-1786	827	11	.	.	PUNCT
cblr-1786	828	1	.	.	PUNCT
cblr-1786	829	1	.”300	.”300	PUNCT
cblr-1786	830	1	the	the	DET
cblr-1786	830	2	district	district	NOUN
cblr-1786	830	3	court	court	NOUN
cblr-1786	830	4	,	,	PUNCT
cblr-1786	830	5	however	however	ADV
cblr-1786	830	6	,	,	PUNCT
cblr-1786	830	7	respect	respect	NOUN
cblr-1786	830	8	to	to	ADP
cblr-1786	830	9	certain	certain	ADJ
cblr-1786	830	10	loan	loan	NOUN
cblr-1786	830	11	modification	modification	NOUN
cblr-1786	830	12	claims	claim	NOUN
cblr-1786	830	13	,	,	PUNCT
cblr-1786	830	14	which	which	PRON
cblr-1786	830	15	were	be	AUX
cblr-1786	830	16	thereby	thereby	ADV
cblr-1786	830	17	excluded	exclude	VERB
cblr-1786	830	18	from	from	ADP
cblr-1786	830	19	the	the	DET
cblr-1786	830	20	settlement	settlement	NOUN
cblr-1786	830	21	.	.	PUNCT
cblr-1786	831	1	i	i	PRON
cblr-1786	831	2	d.	d.	VERB
cblr-1786	831	3	at	at	ADP
cblr-1786	831	4	*	*	PROPN
cblr-1786	831	5	25–30	25–30	NUM
cblr-1786	831	6	.	.	PUNCT
cblr-1786	832	1	294	294	NUM
cblr-1786	832	2	i	i	PRON
cblr-1786	832	3	d.	d.	VERB
cblr-1786	832	4	at	at	ADP
cblr-1786	832	5	*	*	PROPN
cblr-1786	832	6	28–29	28–29	NUM
cblr-1786	832	7	.	.	PUNCT
cblr-1786	832	8	295	295	NUM
cblr-1786	832	9	michael	michael	PROPN
cblr-1786	832	10	corkery	corkery	PROPN
cblr-1786	832	11	,	,	PUNCT
cblr-1786	832	12	bank	bank	NOUN
cblr-1786	832	13	pact	pact	NOUN
cblr-1786	832	14	on	on	ADP
cblr-1786	832	15	bonds	bond	NOUN
cblr-1786	832	16	that	that	PRON
cblr-1786	832	17	soured	sour	VERB
cblr-1786	832	18	is	be	AUX
cblr-1786	832	19	approved	approve	VERB
cblr-1786	832	20	,	,	PUNCT
cblr-1786	832	21	n.y	n.y	PROPN
cblr-1786	832	22	.	.	PROPN
cblr-1786	832	23	times	times	PROPN
cblr-1786	832	24	,	,	PUNCT
cblr-1786	832	25	feb	feb	PROPN
cblr-1786	832	26	.	.	PROPN
cblr-1786	832	27	1	1	NUM
cblr-1786	832	28	,	,	PUNCT
cblr-1786	832	29	2014	2014	NUM
cblr-1786	832	30	,	,	PUNCT
cblr-1786	832	31	at	at	ADP
cblr-1786	832	32	b7	b7	PROPN
cblr-1786	832	33	.	.	PUNCT
cblr-1786	833	1	296	296	NUM
cblr-1786	833	2	15	15	NUM
cblr-1786	833	3	u.s.c	u.s.c	NOUN
cblr-1786	833	4	.	.	PUNCT
cblr-1786	834	1	§	§	PROPN
cblr-1786	834	2	§	§	PROPN
cblr-1786	834	3	77aaa–77bbbb	77aaa–77bbbb	NOUN
cblr-1786	834	4	(	(	PUNCT
cblr-1786	834	5	2012	2012	NUM
cblr-1786	834	6	)	)	PUNCT
cblr-1786	834	7	.	.	PUNCT
cblr-1786	835	1	297	297	NUM
cblr-1786	835	2	ret	ret	PROPN
cblr-1786	835	3	.	.	PUNCT
cblr-1786	836	1	bd	bd	PROPN
cblr-1786	836	2	.	.	PROPN
cblr-1786	836	3	of	of	ADP
cblr-1786	836	4	the	the	DET
cblr-1786	836	5	policemen	policeman	NOUN
cblr-1786	836	6	’s	’s	PART
cblr-1786	836	7	annuity	annuity	PROPN
cblr-1786	836	8	&	&	CCONJ
cblr-1786	836	9	benefit	benefit	PROPN
cblr-1786	836	10	fund	fund	PROPN
cblr-1786	836	11	v.	v.	ADP
cblr-1786	836	12	bank	bank	PROPN
cblr-1786	836	13	of	of	ADP
cblr-1786	836	14	n.y	n.y	PROPN
cblr-1786	836	15	.	.	PROPN
cblr-1786	836	16	mellon	mellon	PROPN
cblr-1786	836	17	,	,	PUNCT
cblr-1786	836	18	914	914	NUM
cblr-1786	836	19	f.	f.	PROPN
cblr-1786	836	20	supp	supp	PROPN
cblr-1786	836	21	.	.	PUNCT
cblr-1786	837	1	2d	2d	PROPN
cblr-1786	837	2	422	422	NUM
cblr-1786	837	3	,	,	PUNCT
cblr-1786	837	4	423	423	NUM
cblr-1786	837	5	(	(	PUNCT
cblr-1786	837	6	s.d.n.y	s.d.n.y	PROPN
cblr-1786	837	7	.	.	PROPN
cblr-1786	837	8	2012	2012	NUM
cblr-1786	837	9	)	)	PUNCT
cblr-1786	837	10	.	.	PUNCT
cblr-1786	838	1	298	298	NUM
cblr-1786	838	2	15	15	NUM
cblr-1786	838	3	u.s.c	u.s.c	NOUN
cblr-1786	838	4	.	.	PUNCT
cblr-1786	839	1	§	§	PROPN
cblr-1786	839	2	77ooo(c	77ooo(c	NUM
cblr-1786	839	3	)	)	PUNCT
cblr-1786	839	4	(	(	PUNCT
cblr-1786	839	5	2012	2012	NUM
cblr-1786	839	6	)	)	PUNCT
cblr-1786	839	7	.	.	PUNCT
cblr-1786	840	1	299	299	NUM
cblr-1786	840	2	policemen	policeman	NOUN
cblr-1786	840	3	’s	’s	PART
cblr-1786	840	4	annuity	annuity	NOUN
cblr-1786	840	5	,	,	PUNCT
cblr-1786	840	6	914	914	NUM
cblr-1786	840	7	f.	f.	PROPN
cblr-1786	840	8	supp	supp	PROPN
cblr-1786	840	9	.	.	PUNCT
cblr-1786	841	1	2d	2d	PROPN
cblr-1786	841	2	at	at	ADP
cblr-1786	841	3	427	427	NUM
cblr-1786	841	4	.	.	PUNCT
cblr-1786	842	1	see	see	VERB
cblr-1786	842	2	15	15	NUM
cblr-1786	842	3	u.s.c	u.s.c	ADJ
cblr-1786	842	4	.	.	PUNCT
cblr-1786	843	1	§	§	PROPN
cblr-1786	843	2	77ddd	77ddd	NOUN
cblr-1786	843	3	(	(	PUNCT
cblr-1786	843	4	2010	2010	NUM
cblr-1786	843	5	)	)	PUNCT
cblr-1786	843	6	(	(	PUNCT
cblr-1786	843	7	“	"	PUNCT
cblr-1786	843	8	the	the	DET
cblr-1786	843	9	provisions	provision	NOUN
cblr-1786	843	10	of	of	ADP
cblr-1786	843	11	this	this	DET
cblr-1786	843	12	title	title	NOUN
cblr-1786	843	13	shall	shall	AUX
cblr-1786	843	14	not	not	PART
cblr-1786	843	15	apply	apply	VERB
cblr-1786	843	16	to	to	ADP
cblr-1786	843	17	.	.	PUNCT
cblr-1786	843	18	.	.	PUNCT
cblr-1786	843	19	.	.	PUNCT
cblr-1786	844	1	any	any	DET
cblr-1786	844	2	security	security	NOUN
cblr-1786	844	3	other	other	ADJ
cblr-1786	844	4	than	than	ADP
cblr-1786	844	5	.	.	PUNCT
cblr-1786	844	6	.	.	PUNCT
cblr-1786	844	7	.	.	PUNCT
cblr-1786	845	1	a	a	DET
cblr-1786	845	2	note	note	NOUN
cblr-1786	845	3	,	,	PUNCT
cblr-1786	845	4	bond	bond	NOUN
cblr-1786	845	5	,	,	PUNCT
cblr-1786	845	6	debenture	debenture	NOUN
cblr-1786	845	7	,	,	PUNCT
cblr-1786	845	8	or	or	CCONJ
cblr-1786	845	9	evidence	evidence	NOUN
cblr-1786	845	10	of	of	ADP
cblr-1786	845	11	indebtedness	indebtedness	NOUN
cblr-1786	845	12	.	.	PUNCT
cblr-1786	845	13	.	.	PUNCT
cblr-1786	845	14	.	.	PUNCT
cblr-1786	845	15	.	.	PUNCT
cblr-1786	845	16	”	"	PUNCT
cblr-1786	845	17	)	)	PUNCT
cblr-1786	845	18	.	.	PUNCT
cblr-1786	846	1	300	300	NUM
cblr-1786	846	2	sec	sec	PROPN
cblr-1786	846	3	.	.	PROPN
cblr-1786	846	4	&	&	CCONJ
cblr-1786	846	5	exch	exch	PROPN
cblr-1786	846	6	.	.	PUNCT
cblr-1786	847	1	comm’n	comm’n	PROPN
cblr-1786	847	2	,	,	PUNCT
cblr-1786	847	3	div	div	PROPN
cblr-1786	847	4	.	.	PROPN
cblr-1786	847	5	of	of	ADP
cblr-1786	847	6	corp	corp	PROPN
cblr-1786	847	7	.	.	PROPN
cblr-1786	847	8	fin	fin	PROPN
cblr-1786	847	9	.	.	PUNCT
cblr-1786	847	10	,	,	PUNCT
cblr-1786	847	11	trust	trust	NOUN
cblr-1786	847	12	indenture	indenture	PROPN
cblr-1786	847	13	act	act	NOUN
cblr-1786	847	14	of	of	ADP
cblr-1786	847	15	1939	1939	NUM
cblr-1786	847	16	,	,	PUNCT
cblr-1786	847	17	u.s	u.s	PROPN
cblr-1786	847	18	.	.	PROPN
cblr-1786	847	19	sec	sec	PROPN
cblr-1786	847	20	.	.	PROPN
cblr-1786	847	21	&	&	CCONJ
cblr-1786	847	22	exch	exch	PROPN
cblr-1786	847	23	.	.	PUNCT
cblr-1786	848	1	comm’n	comm’n	PROPN
cblr-1786	848	2	(	(	PUNCT
cblr-1786	848	3	may	may	PROPN
cblr-1786	848	4	3	3	NUM
cblr-1786	848	5	,	,	PUNCT
cblr-1786	848	6	2012	2012	NUM
cblr-1786	848	7	)	)	PUNCT
cblr-1786	848	8	,	,	PUNCT
cblr-1786	848	9	http://perma.cc/lyd8wrgh	http://perma.cc/lyd8wrgh	PROPN
cblr-1786	848	10	.	.	PUNCT
cblr-1786	848	11	niles	nile	NOUN
cblr-1786	848	12	final	final	ADJ
cblr-1786	848	13	966	966	NUM
cblr-1786	848	14	columbia	columbia	PROPN
cblr-1786	848	15	business	business	NOUN
cblr-1786	848	16	law	law	PROPN
cblr-1786	848	17	review	review	NOUN
cblr-1786	848	18	[	[	X
cblr-1786	848	19	vol	vol	NOUN
cblr-1786	848	20	.	.	PUNCT
cblr-1786	848	21	2014	2014	NUM
cblr-1786	848	22	rejected	reject	VERB
cblr-1786	848	23	bny	bny	PROPN
cblr-1786	848	24	mellon	mellon	PROPN
cblr-1786	848	25	’s	’s	PART
cblr-1786	848	26	argument	argument	NOUN
cblr-1786	848	27	,	,	PUNCT
cblr-1786	848	28	citing	cite	VERB
cblr-1786	848	29	case	case	NOUN
cblr-1786	848	30	law	law	NOUN
cblr-1786	848	31	and	and	CCONJ
cblr-1786	848	32	an	an	DET
cblr-1786	848	33	internal	internal	ADJ
cblr-1786	848	34	revenue	revenue	NOUN
cblr-1786	848	35	service	service	NOUN
cblr-1786	848	36	notice	notice	NOUN
cblr-1786	848	37	intended	intend	VERB
cblr-1786	848	38	to	to	PART
cblr-1786	848	39	help	help	AUX
cblr-1786	848	40	distinguish	distinguish	VERB
cblr-1786	848	41	debt	debt	NOUN
cblr-1786	848	42	and	and	CCONJ
cblr-1786	848	43	equity	equity	NOUN
cblr-1786	848	44	securities,301	securities,301	PROPN
cblr-1786	848	45	and	and	CCONJ
cblr-1786	848	46	applied	apply	VERB
cblr-1786	848	47	the	the	DET
cblr-1786	848	48	tia.302	tia.302	NOUN
cblr-1786	848	49	with	with	ADP
cblr-1786	848	50	the	the	DET
cblr-1786	848	51	application	application	NOUN
cblr-1786	848	52	of	of	ADP
cblr-1786	848	53	the	the	DET
cblr-1786	848	54	“	"	PUNCT
cblr-1786	848	55	prudent	prudent	ADJ
cblr-1786	848	56	man	man	NOUN
cblr-1786	848	57	”	"	PUNCT
cblr-1786	848	58	standard	standard	NOUN
cblr-1786	848	59	of	of	ADP
cblr-1786	848	60	the	the	DET
cblr-1786	848	61	tia	tia	PROPN
cblr-1786	848	62	,	,	PUNCT
cblr-1786	848	63	the	the	DET
cblr-1786	848	64	court	court	NOUN
cblr-1786	848	65	then	then	ADV
cblr-1786	848	66	rejected	reject	VERB
cblr-1786	848	67	bny	bny	PROPN
cblr-1786	848	68	mellon	mellon	PROPN
cblr-1786	848	69	’s	’s	PART
cblr-1786	848	70	demurrer.303	demurrer.303	NOUN
cblr-1786	848	71	given	give	VERB
cblr-1786	848	72	the	the	DET
cblr-1786	848	73	“	"	PUNCT
cblr-1786	848	74	novel	novel	ADJ
cblr-1786	848	75	and	and	CCONJ
cblr-1786	848	76	complex	complex	ADJ
cblr-1786	848	77	”	"	PUNCT
cblr-1786	848	78	issues	issue	NOUN
cblr-1786	848	79	of	of	ADP
cblr-1786	848	80	law	law	NOUN
cblr-1786	848	81	,	,	PUNCT
cblr-1786	848	82	however	however	ADV
cblr-1786	848	83	,	,	PUNCT
cblr-1786	848	84	the	the	DET
cblr-1786	848	85	court	court	NOUN
cblr-1786	848	86	certified	certify	VERB
cblr-1786	848	87	a	a	DET
cblr-1786	848	88	bny	bny	PROPN
cblr-1786	848	89	mellon	mellon	PROPN
cblr-1786	848	90	interlocutory	interlocutory	NOUN
cblr-1786	848	91	appeal	appeal	VERB
cblr-1786	848	92	to	to	ADP
cblr-1786	848	93	the	the	DET
cblr-1786	848	94	second	second	ADJ
cblr-1786	848	95	circuit,304	circuit,304	PROPN
cblr-1786	848	96	where	where	SCONJ
cblr-1786	848	97	the	the	DET
cblr-1786	848	98	case	case	NOUN
cblr-1786	848	99	remains	remain	VERB
cblr-1786	848	100	sub	sub	ADJ
cblr-1786	848	101	judice.305	judice.305	PROPN
cblr-1786	848	102	c.	c.	PROPN
cblr-1786	848	103	proposed	propose	VERB
cblr-1786	848	104	fiduciary	fiduciary	ADJ
cblr-1786	848	105	duty	duty	NOUN
cblr-1786	848	106	through	through	ADP
cblr-1786	848	107	tia	tia	PROPN
cblr-1786	848	108	clarification	clarification	NOUN
cblr-1786	848	109	before	before	ADP
cblr-1786	848	110	the	the	DET
cblr-1786	848	111	second	second	ADJ
cblr-1786	848	112	circuit	circuit	NOUN
cblr-1786	848	113	acts	act	VERB
cblr-1786	848	114	,	,	PUNCT
cblr-1786	848	115	however	however	ADV
cblr-1786	848	116	,	,	PUNCT
cblr-1786	848	117	the	the	DET
cblr-1786	848	118	johnsoncrapo	johnsoncrapo	PROPN
cblr-1786	848	119	bill	bill	NOUN
cblr-1786	848	120	,	,	PUNCT
cblr-1786	848	121	or	or	CCONJ
cblr-1786	848	122	some	some	DET
cblr-1786	848	123	other	other	ADJ
cblr-1786	848	124	vehicle	vehicle	NOUN
cblr-1786	848	125	,	,	PUNCT
cblr-1786	848	126	could	could	AUX
cblr-1786	848	127	provide	provide	VERB
cblr-1786	848	128	pls	pls	NOUN
cblr-1786	848	129	investors	investor	NOUN
cblr-1786	848	130	the	the	DET
cblr-1786	848	131	legal	legal	ADJ
cblr-1786	848	132	protection	protection	NOUN
cblr-1786	848	133	they	they	PRON
cblr-1786	848	134	seek	seek	VERB
cblr-1786	848	135	by	by	ADP
cblr-1786	848	136	simply	simply	ADV
cblr-1786	848	137	codifying	codify	VERB
cblr-1786	848	138	the	the	DET
cblr-1786	848	139	district	district	NOUN
cblr-1786	848	140	court	court	NOUN
cblr-1786	848	141	’s	’s	PART
cblr-1786	848	142	policemen	policeman	NOUN
cblr-1786	848	143	’s	’s	PART
cblr-1786	848	144	annuity	annuity	NOUN
cblr-1786	848	145	decision	decision	NOUN
cblr-1786	848	146	.	.	PUNCT
cblr-1786	849	1	the	the	DET
cblr-1786	849	2	bill	bill	NOUN
cblr-1786	849	3	could	could	AUX
cblr-1786	849	4	simply	simply	ADV
cblr-1786	849	5	amend	amend	VERB
cblr-1786	849	6	the	the	DET
cblr-1786	849	7	tia	tia	PROPN
cblr-1786	849	8	to	to	PART
cblr-1786	849	9	make	make	VERB
cblr-1786	849	10	clear	clear	ADJ
cblr-1786	849	11	that	that	SCONJ
cblr-1786	849	12	heightened	heightened	ADJ
cblr-1786	849	13	tia	tia	PROPN
cblr-1786	849	14	duties	duty	NOUN
cblr-1786	849	15	do	do	AUX
cblr-1786	849	16	apply	apply	VERB
cblr-1786	849	17	to	to	ADP
cblr-1786	849	18	trustees	trustee	NOUN
cblr-1786	849	19	overseeing	oversee	VERB
cblr-1786	849	20	pls	pls	NOUN
cblr-1786	849	21	transactions	transaction	NOUN
cblr-1786	849	22	federally	federally	ADV
cblr-1786	849	23	,	,	PUNCT
cblr-1786	849	24	and	and	CCONJ
cblr-1786	849	25	should	should	AUX
cblr-1786	849	26	prohibit	prohibit	VERB
cblr-1786	849	27	trustees	trustee	NOUN
cblr-1786	849	28	from	from	ADP
cblr-1786	849	29	having	have	VERB
cblr-1786	849	30	certain	certain	ADJ
cblr-1786	849	31	conflicts	conflict	NOUN
cblr-1786	849	32	of	of	ADP
cblr-1786	849	33	interest	interest	NOUN
cblr-1786	849	34	with	with	ADP
cblr-1786	849	35	their	their	PRON
cblr-1786	849	36	investors.306	investors.306	NOUN
cblr-1786	849	37	such	such	ADJ
cblr-1786	849	38	action	action	NOUN
cblr-1786	849	39	would	would	AUX
cblr-1786	849	40	definitively	definitively	ADV
cblr-1786	849	41	alter	alter	VERB
cblr-1786	849	42	the	the	DET
cblr-1786	849	43	relationship	relationship	NOUN
cblr-1786	849	44	of	of	ADP
cblr-1786	849	45	the	the	DET
cblr-1786	849	46	pls	pls	PROPN
cblr-1786	849	47	trustee	trustee	NOUN
cblr-1786	849	48	to	to	PART
cblr-1786	849	49	pls	pls	VERB
cblr-1786	849	50	investors	investor	NOUN
cblr-1786	849	51	from	from	ADP
cblr-1786	849	52	that	that	PRON
cblr-1786	849	53	of	of	ADP
cblr-1786	849	54	a	a	DET
cblr-1786	849	55	contractual	contractual	ADJ
cblr-1786	849	56	counterparty	counterparty	NOUN
cblr-1786	849	57	to	to	ADP
cblr-1786	849	58	that	that	PRON
cblr-1786	849	59	of	of	ADP
cblr-1786	849	60	a	a	DET
cblr-1786	849	61	fiduciary	fiduciary	NOUN
cblr-1786	849	62	.	.	PUNCT
cblr-1786	850	1	although	although	SCONJ
cblr-1786	850	2	increasing	increase	VERB
cblr-1786	850	3	trustees	trustee	NOUN
cblr-1786	850	4	’	'	PUNCT
cblr-1786	850	5	liability	liability	NOUN
cblr-1786	850	6	would	would	AUX
cblr-1786	850	7	not	not	PART
cblr-1786	850	8	come	come	VERB
cblr-1786	850	9	without	without	ADP
cblr-1786	850	10	cost	cost	NOUN
cblr-1786	850	11	,	,	PUNCT
cblr-1786	850	12	such	such	ADJ
cblr-1786	850	13	action	action	NOUN
cblr-1786	850	14	appears	appear	VERB
cblr-1786	850	15	necessary	necessary	ADJ
cblr-1786	850	16	to	to	PART
cblr-1786	850	17	lure	lure	VERB
cblr-1786	850	18	institutional	institutional	ADJ
cblr-1786	850	19	credit	credit	NOUN
cblr-1786	850	20	investors	investor	NOUN
cblr-1786	850	21	back	back	ADV
cblr-1786	850	22	to	to	ADP
cblr-1786	850	23	pls	pls	VERB
cblr-1786	850	24	markets	market	NOUN
cblr-1786	850	25	.	.	PUNCT
cblr-1786	851	1	therefore	therefore	ADV
cblr-1786	851	2	,	,	PUNCT
cblr-1786	851	3	if	if	SCONJ
cblr-1786	851	4	policymakers	policymaker	NOUN
cblr-1786	851	5	seek	seek	VERB
cblr-1786	851	6	to	to	PART
cblr-1786	851	7	revive	revive	VERB
cblr-1786	851	8	the	the	DET
cblr-1786	851	9	fully	fully	ADV
cblr-1786	851	10	privatized	privatize	VERB
cblr-1786	851	11	pls	pls	NOUN
cblr-1786	851	12	market	market	NOUN
cblr-1786	851	13	as	as	ADP
cblr-1786	851	14	a	a	DET
cblr-1786	851	15	complement	complement	NOUN
cblr-1786	851	16	to	to	ADP
cblr-1786	851	17	the	the	DET
cblr-1786	851	18	fmic	fmic	ADJ
cblr-1786	851	19	system	system	NOUN
cblr-1786	851	20	,	,	PUNCT
cblr-1786	851	21	they	they	PRON
cblr-1786	851	22	301	301	NUM
cblr-1786	851	23	i.r.s	i.r.	NOUN
cblr-1786	851	24	.	.	PUNCT
cblr-1786	851	25	notice	notice	VERB
cblr-1786	851	26	94	94	NUM
cblr-1786	851	27	-	-	SYM
cblr-1786	851	28	47	47	NUM
cblr-1786	851	29	,	,	PUNCT
cblr-1786	851	30	1994	1994	NUM
cblr-1786	851	31	-	-	SYM
cblr-1786	851	32	19	19	NUM
cblr-1786	851	33	i.r.b	i.r.b	NOUN
cblr-1786	851	34	.	.	PUNCT
cblr-1786	852	1	9	9	NUM
cblr-1786	852	2	.	.	NOUN
cblr-1786	852	3	302	302	NUM
cblr-1786	852	4	policemen	policeman	NOUN
cblr-1786	852	5	’s	’s	PART
cblr-1786	852	6	annuity	annuity	NOUN
cblr-1786	852	7	,	,	PUNCT
cblr-1786	852	8	914	914	NUM
cblr-1786	852	9	f.	f.	PROPN
cblr-1786	852	10	supp	supp	PROPN
cblr-1786	852	11	.	.	PUNCT
cblr-1786	853	1	2d	2d	PROPN
cblr-1786	853	2	at	at	ADP
cblr-1786	853	3	429	429	NUM
cblr-1786	853	4	.	.	PUNCT
cblr-1786	853	5	303	303	NUM
cblr-1786	854	1	i	i	PRON
cblr-1786	854	2	d.	d.	PROPN
cblr-1786	854	3	at	at	ADP
cblr-1786	854	4	431–33	431–33	PROPN
cblr-1786	854	5	.	.	PUNCT
cblr-1786	855	1	304	304	NUM
cblr-1786	855	2	ret	ret	PROPN
cblr-1786	855	3	.	.	PUNCT
cblr-1786	856	1	bd	bd	PROPN
cblr-1786	856	2	.	.	PROPN
cblr-1786	856	3	of	of	ADP
cblr-1786	856	4	policemen	policeman	NOUN
cblr-1786	856	5	’s	’s	PART
cblr-1786	856	6	annuity	annuity	PROPN
cblr-1786	856	7	&	&	CCONJ
cblr-1786	856	8	benefit	benefit	PROPN
cblr-1786	856	9	fund	fund	PROPN
cblr-1786	856	10	v.	v.	ADP
cblr-1786	856	11	bank	bank	PROPN
cblr-1786	856	12	of	of	ADP
cblr-1786	856	13	n.y	n.y	PROPN
cblr-1786	856	14	.	.	PROPN
cblr-1786	856	15	mellon	mellon	PROPN
cblr-1786	856	16	,	,	PUNCT
cblr-1786	856	17	11	11	NUM
cblr-1786	856	18	civ	civ	NOUN
cblr-1786	856	19	.	.	PUNCT
cblr-1786	857	1	5459(whp	5459(whp	NUM
cblr-1786	857	2	)	)	PUNCT
cblr-1786	857	3	,	,	PUNCT
cblr-1786	857	4	2013	2013	NUM
cblr-1786	857	5	u.s	u.s	PROPN
cblr-1786	857	6	.	.	PROPN
cblr-1786	857	7	dist	dist	PROPN
cblr-1786	857	8	.	.	PUNCT
cblr-1786	858	1	lexis	lexis	PROPN
cblr-1786	858	2	20214	20214	NUM
cblr-1786	858	3	,	,	PUNCT
cblr-1786	858	4	at	at	ADP
cblr-1786	858	5	*	*	PROPN
cblr-1786	858	6	15–17	15–17	NUM
cblr-1786	858	7	(	(	PUNCT
cblr-1786	858	8	s.d.n.y	s.d.n.y	PROPN
cblr-1786	858	9	.	.	PUNCT
cblr-1786	858	10	feb	feb	PROPN
cblr-1786	858	11	.	.	PROPN
cblr-1786	858	12	14	14	NUM
cblr-1786	858	13	,	,	PUNCT
cblr-1786	858	14	2013	2013	NUM
cblr-1786	858	15	)	)	PUNCT
cblr-1786	858	16	.	.	PUNCT
cblr-1786	859	1	305	305	NUM
cblr-1786	859	2	see	see	VERB
cblr-1786	859	3	ret	ret	PROPN
cblr-1786	859	4	.	.	PUNCT
cblr-1786	860	1	bd	bd	PROPN
cblr-1786	860	2	.	.	PROPN
cblr-1786	860	3	of	of	ADP
cblr-1786	860	4	the	the	DET
cblr-1786	860	5	policemen	policeman	NOUN
cblr-1786	860	6	's	's	PART
cblr-1786	860	7	annuity	annuity	NOUN
cblr-1786	860	8	&	&	CCONJ
cblr-1786	860	9	benefit	benefit	PROPN
cblr-1786	860	10	fund	fund	PROPN
cblr-1786	860	11	v.	v.	ADP
cblr-1786	860	12	bank	bank	PROPN
cblr-1786	860	13	of	of	ADP
cblr-1786	860	14	n.y	n.y	PROPN
cblr-1786	860	15	.	.	PROPN
cblr-1786	860	16	mellon	mellon	PROPN
cblr-1786	860	17	,	,	PUNCT
cblr-1786	860	18	no	no	NOUN
cblr-1786	860	19	.	.	NOUN
cblr-1786	860	20	11	11	NUM
cblr-1786	860	21	civ	civ	NOUN
cblr-1786	860	22	.	.	PUNCT
cblr-1786	861	1	5459(whp	5459(whp	NUM
cblr-1786	861	2	)	)	PUNCT
cblr-1786	861	3	,	,	PUNCT
cblr-1786	861	4	2014	2014	NUM
cblr-1786	861	5	u.s	u.s	PROPN
cblr-1786	861	6	.	.	PROPN
cblr-1786	861	7	dist	dist	PROPN
cblr-1786	861	8	.	.	PUNCT
cblr-1786	862	1	lexis	lexis	PROPN
cblr-1786	862	2	105805	105805	NUM
cblr-1786	862	3	,	,	PUNCT
cblr-1786	862	4	at	at	ADP
cblr-1786	862	5	*	*	PUNCT
cblr-1786	862	6	5–6	5–6	NUM
cblr-1786	862	7	,	,	PUNCT
cblr-1786	862	8	*	*	NOUN
cblr-1786	862	9	17	17	NUM
cblr-1786	862	10	(	(	PUNCT
cblr-1786	862	11	s.d.n.y	s.d.n.y	PROPN
cblr-1786	862	12	.	.	PROPN
cblr-1786	863	1	july	july	PROPN
cblr-1786	863	2	30	30	NUM
cblr-1786	863	3	,	,	PUNCT
cblr-1786	863	4	2014	2014	NUM
cblr-1786	863	5	)	)	PUNCT
cblr-1786	863	6	.	.	PUNCT
cblr-1786	864	1	306	306	NUM
cblr-1786	864	2	see	see	VERB
cblr-1786	864	3	private	private	ADJ
cblr-1786	864	4	-	-	PUNCT
cblr-1786	864	5	label	label	NOUN
cblr-1786	864	6	securitization	securitization	NOUN
cblr-1786	864	7	hearing	hearing	NOUN
cblr-1786	864	8	,	,	PUNCT
cblr-1786	864	9	supra	supra	PROPN
cblr-1786	864	10	note	note	PROPN
cblr-1786	864	11	23	23	NUM
cblr-1786	864	12	,	,	PUNCT
cblr-1786	864	13	at	at	ADP
cblr-1786	864	14	57	57	NUM
cblr-1786	864	15	(	(	PUNCT
cblr-1786	864	16	statement	statement	NOUN
cblr-1786	864	17	of	of	ADP
cblr-1786	864	18	adam	adam	PROPN
cblr-1786	864	19	j.	j.	PROPN
cblr-1786	864	20	levitin	levitin	PROPN
cblr-1786	864	21	,	,	PUNCT
cblr-1786	864	22	professor	professor	NOUN
cblr-1786	864	23	of	of	ADP
cblr-1786	864	24	law	law	NOUN
cblr-1786	864	25	,	,	PUNCT
cblr-1786	864	26	georgetown	georgetown	PROPN
cblr-1786	864	27	university	university	PROPN
cblr-1786	864	28	law	law	NOUN
cblr-1786	864	29	center	center	NOUN
cblr-1786	864	30	)	)	PUNCT
cblr-1786	864	31	.	.	PUNCT
cblr-1786	865	1	niles	nile	NOUN
cblr-1786	865	2	final	final	ADJ
cblr-1786	865	3	no	no	NOUN
cblr-1786	865	4	.	.	NOUN
cblr-1786	865	5	3:906	3:906	NUM
cblr-1786	865	6	]	]	PUNCT
cblr-1786	865	7	member	member	NOUN
cblr-1786	865	8	fmic	fmic	PROPN
cblr-1786	865	9	967	967	PROPN
cblr-1786	865	10	should	should	AUX
cblr-1786	865	11	take	take	VERB
cblr-1786	865	12	this	this	DET
cblr-1786	865	13	action	action	NOUN
cblr-1786	865	14	as	as	ADP
cblr-1786	865	15	part	part	NOUN
cblr-1786	865	16	of	of	ADP
cblr-1786	865	17	the	the	DET
cblr-1786	865	18	johnson	johnson	PROPN
cblr-1786	865	19	-	-	PUNCT
cblr-1786	865	20	crapo	crapo	PROPN
cblr-1786	865	21	housing	housing	PROPN
cblr-1786	865	22	finance	finance	NOUN
cblr-1786	865	23	reform	reform	NOUN
cblr-1786	865	24	effort	effort	NOUN
cblr-1786	865	25	to	to	PART
cblr-1786	865	26	allow	allow	VERB
cblr-1786	865	27	both	both	DET
cblr-1786	865	28	markets	market	NOUN
cblr-1786	865	29	to	to	PART
cblr-1786	865	30	flourish	flourish	VERB
cblr-1786	865	31	in	in	ADP
cblr-1786	865	32	parallel	parallel	NOUN
cblr-1786	865	33	.	.	PUNCT
cblr-1786	866	1	vi	vi	X
cblr-1786	866	2	.	.	PROPN
cblr-1786	866	3	conclusion	conclusion	VERB
cblr-1786	866	4	the	the	DET
cblr-1786	866	5	question	question	NOUN
cblr-1786	866	6	before	before	SCONJ
cblr-1786	866	7	housing	housing	NOUN
cblr-1786	866	8	finance	finance	NOUN
cblr-1786	866	9	reformers	reformer	NOUN
cblr-1786	866	10	is	be	AUX
cblr-1786	866	11	whether	whether	SCONJ
cblr-1786	866	12	,	,	PUNCT
cblr-1786	866	13	in	in	ADP
cblr-1786	866	14	the	the	DET
cblr-1786	866	15	wake	wake	NOUN
cblr-1786	866	16	of	of	ADP
cblr-1786	866	17	fannie	fannie	PROPN
cblr-1786	866	18	mae	mae	PROPN
cblr-1786	866	19	and	and	CCONJ
cblr-1786	866	20	freddie	freddie	PROPN
cblr-1786	866	21	mac	mac	PROPN
cblr-1786	866	22	’s	’s	PART
cblr-1786	866	23	failure	failure	NOUN
cblr-1786	866	24	,	,	PUNCT
cblr-1786	866	25	a	a	DET
cblr-1786	866	26	government	government	NOUN
cblr-1786	866	27	guaranty	guaranty	NOUN
cblr-1786	866	28	is	be	AUX
cblr-1786	866	29	essential	essential	ADJ
cblr-1786	866	30	to	to	ADP
cblr-1786	866	31	the	the	DET
cblr-1786	866	32	healthy	healthy	ADJ
cblr-1786	866	33	functioning	functioning	NOUN
cblr-1786	866	34	of	of	ADP
cblr-1786	866	35	u.s	u.s	PROPN
cblr-1786	866	36	.	.	PROPN
cblr-1786	866	37	mortgage	mortgage	NOUN
cblr-1786	866	38	markets	market	NOUN
cblr-1786	866	39	.	.	PUNCT
cblr-1786	867	1	on	on	ADP
cblr-1786	867	2	this	this	DET
cblr-1786	867	3	question	question	NOUN
cblr-1786	867	4	,	,	PUNCT
cblr-1786	867	5	the	the	DET
cblr-1786	867	6	senate	senate	PROPN
cblr-1786	867	7	proposal	proposal	NOUN
cblr-1786	867	8	steers	steer	VERB
cblr-1786	867	9	a	a	DET
cblr-1786	867	10	middle	middle	ADJ
cblr-1786	867	11	course	course	NOUN
cblr-1786	867	12	.	.	PUNCT
cblr-1786	868	1	though	though	SCONJ
cblr-1786	868	2	it	it	PRON
cblr-1786	868	3	acknowledges	acknowledge	VERB
cblr-1786	868	4	that	that	SCONJ
cblr-1786	868	5	private	private	ADJ
cblr-1786	868	6	capital	capital	NOUN
cblr-1786	868	7	must	must	AUX
cblr-1786	868	8	assume	assume	VERB
cblr-1786	868	9	a	a	DET
cblr-1786	868	10	first	first	ADJ
cblr-1786	868	11	loss	loss	NOUN
cblr-1786	868	12	position	position	NOUN
cblr-1786	868	13	on	on	ADP
cblr-1786	868	14	credit	credit	NOUN
cblr-1786	868	15	losses	loss	NOUN
cblr-1786	868	16	,	,	PUNCT
cblr-1786	868	17	the	the	DET
cblr-1786	868	18	proposal	proposal	NOUN
cblr-1786	868	19	provides	provide	VERB
cblr-1786	868	20	a	a	DET
cblr-1786	868	21	framework	framework	NOUN
cblr-1786	868	22	through	through	ADP
cblr-1786	868	23	which	which	PRON
cblr-1786	868	24	a	a	DET
cblr-1786	868	25	government	government	NOUN
cblr-1786	868	26	agency	agency	NOUN
cblr-1786	868	27	,	,	PUNCT
cblr-1786	868	28	the	the	DET
cblr-1786	868	29	proposed	propose	VERB
cblr-1786	868	30	fmic	fmic	NOUN
cblr-1786	868	31	,	,	PUNCT
cblr-1786	868	32	can	can	AUX
cblr-1786	868	33	play	play	VERB
cblr-1786	868	34	an	an	DET
cblr-1786	868	35	active	active	ADJ
cblr-1786	868	36	role	role	NOUN
cblr-1786	868	37	in	in	ADP
cblr-1786	868	38	housing	housing	NOUN
cblr-1786	868	39	finance	finance	NOUN
cblr-1786	868	40	to	to	ADP
cblr-1786	868	41	the	the	DET
cblr-1786	868	42	benefit	benefit	NOUN
cblr-1786	868	43	of	of	ADP
cblr-1786	868	44	borrowers	borrower	NOUN
cblr-1786	868	45	,	,	PUNCT
cblr-1786	868	46	investors	investor	NOUN
cblr-1786	868	47	,	,	PUNCT
cblr-1786	868	48	and	and	CCONJ
cblr-1786	868	49	taxpayers	taxpayer	NOUN
cblr-1786	868	50	.	.	PUNCT
cblr-1786	869	1	this	this	DET
cblr-1786	869	2	congress	congress	PROPN
cblr-1786	869	3	or	or	CCONJ
cblr-1786	869	4	the	the	DET
cblr-1786	869	5	next	next	ADJ
cblr-1786	869	6	should	should	AUX
cblr-1786	869	7	therefore	therefore	ADV
cblr-1786	869	8	adopt	adopt	VERB
cblr-1786	869	9	the	the	DET
cblr-1786	869	10	senate	senate	PROPN
cblr-1786	869	11	proposal	proposal	NOUN
cblr-1786	869	12	.	.	PUNCT
cblr-1786	870	1	moving	move	VERB
cblr-1786	870	2	forward	forward	ADV
cblr-1786	870	3	,	,	PUNCT
cblr-1786	870	4	policymakers	policymaker	NOUN
cblr-1786	870	5	should	should	AUX
cblr-1786	870	6	use	use	VERB
cblr-1786	870	7	the	the	DET
cblr-1786	870	8	johnsoncrapo	johnsoncrapo	ADJ
cblr-1786	870	9	and	and	CCONJ
cblr-1786	870	10	corker	corker	NOUN
cblr-1786	870	11	-	-	PUNCT
cblr-1786	870	12	warner	warner	NOUN
cblr-1786	870	13	framework	framework	NOUN
cblr-1786	870	14	to	to	PART
cblr-1786	870	15	hasten	hasten	VERB
cblr-1786	870	16	the	the	DET
cblr-1786	870	17	return	return	NOUN
cblr-1786	870	18	of	of	ADP
cblr-1786	870	19	private	private	ADJ
cblr-1786	870	20	capital	capital	NOUN
cblr-1786	870	21	to	to	ADP
cblr-1786	870	22	mbs	mb	NOUN
cblr-1786	870	23	markets	market	NOUN
cblr-1786	870	24	.	.	PUNCT
cblr-1786	871	1	first	first	ADV
cblr-1786	871	2	,	,	PUNCT
cblr-1786	871	3	within	within	ADP
cblr-1786	871	4	the	the	DET
cblr-1786	871	5	realm	realm	NOUN
cblr-1786	871	6	of	of	ADP
cblr-1786	871	7	mbss	mbss	NOUN
cblr-1786	871	8	covered	cover	VERB
cblr-1786	871	9	by	by	ADP
cblr-1786	871	10	the	the	DET
cblr-1786	871	11	fmic	fmic	ADJ
cblr-1786	871	12	regulatory	regulatory	ADJ
cblr-1786	871	13	apparatus	apparatus	NOUN
cblr-1786	871	14	,	,	PUNCT
cblr-1786	871	15	policymakers	policymaker	NOUN
cblr-1786	871	16	should	should	AUX
cblr-1786	871	17	give	give	VERB
cblr-1786	871	18	preference	preference	NOUN
cblr-1786	871	19	to	to	ADP
cblr-1786	871	20	the	the	DET
cblr-1786	871	21	credit	credit	NOUN
cblr-1786	871	22	-	-	PUNCT
cblr-1786	871	23	linked	link	VERB
cblr-1786	871	24	note	note	NOUN
cblr-1786	871	25	transaction	transaction	NOUN
cblr-1786	871	26	structure	structure	NOUN
cblr-1786	871	27	,	,	PUNCT
cblr-1786	871	28	as	as	SCONJ
cblr-1786	871	29	previewed	preview	VERB
cblr-1786	871	30	in	in	ADP
cblr-1786	871	31	recent	recent	ADJ
cblr-1786	871	32	gse	gse	ADJ
cblr-1786	871	33	credit	credit	NOUN
cblr-1786	871	34	-	-	PUNCT
cblr-1786	871	35	risk	risk	NOUN
cblr-1786	871	36	sharing	sharing	NOUN
cblr-1786	871	37	deals	deal	NOUN
cblr-1786	871	38	.	.	PUNCT
cblr-1786	872	1	this	this	DET
cblr-1786	872	2	structure	structure	NOUN
cblr-1786	872	3	would	would	AUX
cblr-1786	872	4	retain	retain	VERB
cblr-1786	872	5	the	the	DET
cblr-1786	872	6	benefits	benefit	NOUN
cblr-1786	872	7	that	that	PRON
cblr-1786	872	8	borrowers	borrower	NOUN
cblr-1786	872	9	reap	reap	VERB
cblr-1786	872	10	from	from	ADP
cblr-1786	872	11	a	a	DET
cblr-1786	872	12	functioning	function	VERB
cblr-1786	872	13	tba	tba	NOUN
cblr-1786	872	14	market	market	NOUN
cblr-1786	872	15	while	while	SCONJ
cblr-1786	872	16	providing	provide	VERB
cblr-1786	872	17	maximum	maximum	ADJ
cblr-1786	872	18	prudential	prudential	ADJ
cblr-1786	872	19	security	security	NOUN
cblr-1786	872	20	to	to	ADP
cblr-1786	872	21	taxpayers	taxpayer	NOUN
cblr-1786	872	22	.	.	PUNCT
cblr-1786	873	1	second	second	ADJ
cblr-1786	873	2	,	,	PUNCT
cblr-1786	873	3	for	for	ADP
cblr-1786	873	4	private	private	ADJ
cblr-1786	873	5	-	-	PUNCT
cblr-1786	873	6	label	label	NOUN
cblr-1786	873	7	securitizations	securitization	NOUN
cblr-1786	873	8	beyond	beyond	ADP
cblr-1786	873	9	the	the	DET
cblr-1786	873	10	realm	realm	NOUN
cblr-1786	873	11	of	of	ADP
cblr-1786	873	12	the	the	DET
cblr-1786	873	13	fmic	fmic	ADJ
cblr-1786	873	14	regulatory	regulatory	ADJ
cblr-1786	873	15	apparatus	apparatus	NOUN
cblr-1786	873	16	,	,	PUNCT
cblr-1786	873	17	policymakers	policymaker	NOUN
cblr-1786	873	18	should	should	AUX
cblr-1786	873	19	enhance	enhance	VERB
cblr-1786	873	20	the	the	DET
cblr-1786	873	21	legal	legal	ADJ
cblr-1786	873	22	duties	duty	NOUN
cblr-1786	873	23	that	that	PRON
cblr-1786	873	24	pls	pls	VERB
cblr-1786	873	25	trustees	trustee	NOUN
cblr-1786	873	26	owe	owe	VERB
cblr-1786	873	27	investors	investor	NOUN
cblr-1786	873	28	to	to	PART
cblr-1786	873	29	ensure	ensure	VERB
cblr-1786	873	30	that	that	SCONJ
cblr-1786	873	31	investors	investor	NOUN
cblr-1786	873	32	view	view	VERB
cblr-1786	873	33	the	the	DET
cblr-1786	873	34	pls	pls	NOUN
cblr-1786	873	35	market	market	NOUN
cblr-1786	873	36	as	as	ADP
cblr-1786	873	37	a	a	DET
cblr-1786	873	38	viable	viable	ADJ
cblr-1786	873	39	complement	complement	NOUN
cblr-1786	873	40	to	to	ADP
cblr-1786	873	41	an	an	DET
cblr-1786	873	42	fmic	fmic	ADJ
cblr-1786	873	43	-	-	PUNCT
cblr-1786	873	44	based	base	VERB
cblr-1786	873	45	system	system	NOUN
cblr-1786	873	46	.	.	PUNCT
cblr-1786	874	1	these	these	DET
cblr-1786	874	2	two	two	NUM
cblr-1786	874	3	initiatives	initiative	NOUN
cblr-1786	874	4	together	together	ADV
cblr-1786	874	5	should	should	AUX
cblr-1786	874	6	enable	enable	VERB
cblr-1786	874	7	borrowers	borrower	NOUN
cblr-1786	874	8	to	to	PART
cblr-1786	874	9	continue	continue	VERB
cblr-1786	874	10	to	to	PART
cblr-1786	874	11	access	access	VERB
cblr-1786	874	12	affordable	affordable	ADJ
cblr-1786	874	13	interest	interest	NOUN
cblr-1786	874	14	rates	rate	NOUN
cblr-1786	874	15	,	,	PUNCT
cblr-1786	874	16	provide	provide	VERB
cblr-1786	874	17	investors	investor	NOUN
cblr-1786	874	18	attractive	attractive	ADJ
cblr-1786	874	19	,	,	PUNCT
cblr-1786	874	20	risk	risk	NOUN
cblr-1786	874	21	-	-	PUNCT
cblr-1786	874	22	tailored	tailor	VERB
cblr-1786	874	23	investment	investment	NOUN
cblr-1786	874	24	opportunities	opportunity	NOUN
cblr-1786	874	25	,	,	PUNCT
cblr-1786	874	26	and	and	CCONJ
cblr-1786	874	27	assure	assure	VERB
cblr-1786	874	28	taxpayers	taxpayer	NOUN
cblr-1786	874	29	that	that	SCONJ
cblr-1786	874	30	they	they	PRON
cblr-1786	874	31	will	will	AUX
cblr-1786	874	32	not	not	PART
cblr-1786	874	33	again	again	ADV
cblr-1786	874	34	be	be	AUX
cblr-1786	874	35	called	call	VERB
cblr-1786	874	36	upon	upon	SCONJ
cblr-1786	874	37	to	to	PART
cblr-1786	874	38	rescue	rescue	VERB
cblr-1786	874	39	the	the	DET
cblr-1786	874	40	housing	housing	NOUN
cblr-1786	874	41	finance	finance	NOUN
cblr-1786	874	42	system	system	NOUN
cblr-1786	874	43	.	.	PUNCT