id	sid	tid	token	lemma	pos
cblr-2956	1	1	the	the	DET
cblr-2956	1	2	cost	cost	NOUN
cblr-2956	1	3	and	and	CCONJ
cblr-2956	1	4	other	other	ADJ
cblr-2956	1	5	advantages	advantage	NOUN
cblr-2956	1	6	of	of	ADP
cblr-2956	1	7	an	an	DET
cblr-2956	1	8	early	early	ADJ
cblr-2956	1	9	offers	offer	VERB
cblr-2956	1	10	reform	reform	NOUN
cblr-2956	1	11	for	for	ADP
cblr-2956	1	12	personal	personal	ADJ
cblr-2956	1	13	injury	injury	NOUN
cblr-2956	1	14	claims	claim	NOUN
cblr-2956	1	15	against	against	ADP
cblr-2956	1	16	business	business	NOUN
cblr-2956	1	17	,	,	PUNCT
cblr-2956	1	18	including	include	VERB
cblr-2956	1	19	for	for	ADP
cblr-2956	1	20	product	product	NOUN
cblr-2956	1	21	liability	liability	NOUN
cblr-2956	1	22	the	the	DET
cblr-2956	1	23	cost	cost	NOUN
cblr-2956	1	24	and	and	CCONJ
cblr-2956	1	25	other	other	ADJ
cblr-2956	1	26	advantages	advantage	NOUN
cblr-2956	1	27	of	of	ADP
cblr-2956	1	28	an	an	DET
cblr-2956	1	29	early	early	ADJ
cblr-2956	1	30	offers	offer	VERB
cblr-2956	1	31	reform	reform	NOUN
cblr-2956	1	32	for	for	ADP
cblr-2956	1	33	personal	personal	ADJ
cblr-2956	1	34	injury	injury	NOUN
cblr-2956	1	35	claims	claim	NOUN
cblr-2956	1	36	against	against	ADP
cblr-2956	1	37	business	business	NOUN
cblr-2956	1	38	,	,	PUNCT
cblr-2956	1	39	including	include	VERB
cblr-2956	1	40	for	for	ADP
cblr-2956	1	41	product	product	NOUN
cblr-2956	1	42	liability	liability	NOUN
cblr-2956	1	43	*	*	PUNCT
cblr-2956	1	44	jeffrey	jeffrey	PROPN
cblr-2956	1	45	o'connellt	o'connellt	PROPN
cblr-2956	1	46	patricia	patricia	PROPN
cblr-2956	1	47	bornt	bornt	PROPN
cblr-2956	1	48	1	1	X
cblr-2956	1	49	.	.	X
cblr-2956	1	50	sum	sum	PROPN
cblr-2956	1	51	m	m	VERB
cblr-2956	1	52	ary	ary	PROPN
cblr-2956	1	53	....................................................................	....................................................................	PUNCT
cblr-2956	1	54	425	425	NUM
cblr-2956	1	55	2	2	NUM
cblr-2956	1	56	.	.	PUNCT
cblr-2956	2	1	the	the	DET
cblr-2956	2	2	result	result	NOUN
cblr-2956	2	3	of	of	ADP
cblr-2956	2	4	the	the	DET
cblr-2956	2	5	early	early	ADJ
cblr-2956	2	6	offer	offer	NOUN
cblr-2956	2	7	proposal	proposal	NOUN
cblr-2956	2	8	.....................	.....................	PUNCT
cblr-2956	2	9	430	430	NUM
cblr-2956	2	10	3	3	NUM
cblr-2956	2	11	.	.	PUNCT
cblr-2956	3	1	early	early	ADJ
cblr-2956	3	2	offers	offer	NOUN
cblr-2956	3	3	and	and	CCONJ
cblr-2956	3	4	the	the	DET
cblr-2956	3	5	product	product	NOUN
cblr-2956	3	6	liability	liability	NOUN
cblr-2956	3	7	context	context	NOUN
cblr-2956	3	8	........	........	PUNCT
cblr-2956	4	1	432	432	NUM
cblr-2956	4	2	3a	3a	NUM
cblr-2956	4	3	.	.	PUNCT
cblr-2956	5	1	the	the	DET
cblr-2956	5	2	product	product	NOUN
cblr-2956	5	3	liability	liability	NOUN
cblr-2956	5	4	context	context	NOUN
cblr-2956	5	5	...............................	...............................	PUNCT
cblr-2956	5	6	432	432	NUM
cblr-2956	5	7	3b	3b	NOUN
cblr-2956	5	8	.	.	PUNCT
cblr-2956	6	1	some	some	DET
cblr-2956	6	2	operational	operational	ADJ
cblr-2956	6	3	features	feature	NOUN
cblr-2956	6	4	of	of	ADP
cblr-2956	6	5	the	the	DET
cblr-2956	6	6	early	early	ADJ
cblr-2956	6	7	offer	offer	NOUN
cblr-2956	6	8	plan	plan	NOUN
cblr-2956	6	9	.......................................................................	.......................................................................	PUNCT
cblr-2956	6	10	438	438	NUM
cblr-2956	6	11	3c	3c	NUM
cblr-2956	6	12	.	.	PUNCT
cblr-2956	7	1	overview	overview	NOUN
cblr-2956	7	2	of	of	ADP
cblr-2956	7	3	the	the	DET
cblr-2956	7	4	effects	effect	NOUN
cblr-2956	7	5	of	of	ADP
cblr-2956	7	6	early	early	ADJ
cblr-2956	7	7	offers	offer	NOUN
cblr-2956	7	8	:	:	PUNCT
cblr-2956	7	9	case	case	NOUN
cblr-2956	7	10	study	study	NOUN
cblr-2956	7	11	of	of	ADP
cblr-2956	7	12	severe	severe	ADJ
cblr-2956	7	13	nonfatal	nonfatal	ADJ
cblr-2956	7	14	injuries	injury	NOUN
cblr-2956	7	15	.........................	.........................	PUNCT
cblr-2956	7	16	439	439	NUM
cblr-2956	7	17	4	4	NUM
cblr-2956	7	18	.	.	PUNCT
cblr-2956	8	1	components	component	NOUN
cblr-2956	8	2	of	of	ADP
cblr-2956	8	3	the	the	DET
cblr-2956	8	4	early	early	ADJ
cblr-2956	8	5	offer	offer	NOUN
cblr-2956	8	6	proposal	proposal	NOUN
cblr-2956	8	7	..................	..................	PUNCT
cblr-2956	8	8	444	444	NUM
cblr-2956	8	9	4a	4a	NOUN
cblr-2956	8	10	.	.	PUNCT
cblr-2956	9	1	expected	expect	VERB
cblr-2956	9	2	overall	overall	ADJ
cblr-2956	9	3	insurers	insurer	NOUN
cblr-2956	9	4	'	'	PART
cblr-2956	9	5	costs	cost	NOUN
cblr-2956	9	6	..........................	..........................	PUNCT
cblr-2956	9	7	444	444	NUM
cblr-2956	9	8	4b	4b	X
cblr-2956	9	9	.	.	PUNCT
cblr-2956	10	1	defense	defense	NOUN
cblr-2956	10	2	legal	legal	ADJ
cblr-2956	10	3	expense	expense	NOUN
cblr-2956	10	4	..........................................	..........................................	PUNCT
cblr-2956	10	5	447	447	NUM
cblr-2956	10	6	4c	4c	NOUN
cblr-2956	10	7	.	.	PUNCT
cblr-2956	11	1	n	n	PRON
cblr-2956	11	2	et	et	PROPN
cblr-2956	11	3	econom	econom	PROPN
cblr-2956	11	4	ic	ic	PROPN
cblr-2956	11	5	loss	loss	PROPN
cblr-2956	11	6	.................................................	.................................................	PUNCT
cblr-2956	12	1	447	447	NUM
cblr-2956	12	2	5	5	NUM
cblr-2956	12	3	.	.	PUNCT
cblr-2956	12	4	special	special	ADJ
cblr-2956	12	5	considerations	consideration	NOUN
cblr-2956	12	6	:	:	PUNCT
cblr-2956	12	7	punitive	punitive	ADJ
cblr-2956	12	8	damages	damage	NOUN
cblr-2956	12	9	and	and	CCONJ
cblr-2956	12	10	m	m	PROPN
cblr-2956	12	11	inim	inim	NOUN
cblr-2956	12	12	um	um	INTJ
cblr-2956	12	13	paym	paym	PROPN
cblr-2956	12	14	ent	ent	PROPN
cblr-2956	12	15	....................................................	....................................................	PUNCT
cblr-2956	12	16	449	449	NUM
cblr-2956	12	17	5a	5a	NUM
cblr-2956	12	18	.	.	PUNCT
cblr-2956	13	1	punitive	punitive	ADJ
cblr-2956	13	2	damages	damage	NOUN
cblr-2956	13	3	......................	......................	PUNCT
cblr-2956	14	1	449	449	NUM
cblr-2956	14	2	*	*	NOUN
cblr-2956	15	1	this	this	DET
cblr-2956	15	2	report	report	NOUN
cblr-2956	15	3	follows	follow	VERB
cblr-2956	15	4	the	the	DET
cblr-2956	15	5	pattern	pattern	NOUN
cblr-2956	15	6	of	of	ADP
cblr-2956	15	7	a	a	DET
cblr-2956	15	8	prior	prior	ADJ
cblr-2956	15	9	study	study	NOUN
cblr-2956	15	10	of	of	ADP
cblr-2956	15	11	medical	medical	ADJ
cblr-2956	15	12	malpractice	malpractice	NOUN
cblr-2956	15	13	claims	claim	VERB
cblr-2956	15	14	:	:	PUNCT
cblr-2956	15	15	joni	joni	PROPN
cblr-2956	15	16	hersch	hersch	PROPN
cblr-2956	15	17	,	,	PUNCT
cblr-2956	15	18	jeffrey	jeffrey	PROPN
cblr-2956	15	19	o'connell	o'connell	PROPN
cblr-2956	15	20	&	&	CCONJ
cblr-2956	15	21	w.	w.	PROPN
cblr-2956	15	22	kip	kip	PROPN
cblr-2956	15	23	viscusi	viscusi	PROPN
cblr-2956	15	24	,	,	PUNCT
cblr-2956	15	25	u.s	u.s	PROPN
cblr-2956	15	26	.	.	PROPN
cblr-2956	15	27	dep't	dep't	NOUN
cblr-2956	15	28	of	of	ADP
cblr-2956	15	29	health	health	PROPN
cblr-2956	15	30	&	&	CCONJ
cblr-2956	15	31	human	human	PROPN
cblr-2956	15	32	servs	servs	PROPN
cblr-2956	15	33	.	.	PUNCT
cblr-2956	15	34	,	,	PUNCT
cblr-2956	15	35	evaluation	evaluation	NOUN
cblr-2956	15	36	of	of	ADP
cblr-2956	15	37	early	early	ADJ
cblr-2956	15	38	offer	offer	NOUN
cblr-2956	15	39	reform	reform	NOUN
cblr-2956	15	40	of	of	ADP
cblr-2956	15	41	medical	medical	ADJ
cblr-2956	15	42	malpractice	malpractice	NOUN
cblr-2956	15	43	claims	claim	VERB
cblr-2956	15	44	:	:	PUNCT
cblr-2956	15	45	final	final	ADJ
cblr-2956	15	46	report	report	NOUN
cblr-2956	15	47	,	,	PUNCT
cblr-2956	15	48	available	available	ADJ
cblr-2956	15	49	at	at	ADP
cblr-2956	15	50	http://aspe.hhs.gov/daltcp/reports/2006/medmalcl.pdf	http://aspe.hhs.gov/daltcp/reports/2006/medmalcl.pdf	NOUN
cblr-2956	15	51	.	.	PUNCT
cblr-2956	16	1	but	but	CCONJ
cblr-2956	16	2	this	this	DET
cblr-2956	16	3	report	report	NOUN
cblr-2956	16	4	and	and	CCONJ
cblr-2956	16	5	its	its	PRON
cblr-2956	16	6	contents	content	NOUN
cblr-2956	16	7	,	,	PUNCT
cblr-2956	16	8	funded	fund	VERB
cblr-2956	16	9	by	by	ADP
cblr-2956	16	10	the	the	DET
cblr-2956	16	11	ewing	ewing	PROPN
cblr-2956	16	12	marion	marion	PROPN
cblr-2956	16	13	kauffman	kauffman	PROPN
cblr-2956	16	14	foundation	foundation	PROPN
cblr-2956	16	15	to	to	PART
cblr-2956	16	16	which	which	PRON
cblr-2956	16	17	we	we	PRON
cblr-2956	16	18	extend	extend	VERB
cblr-2956	16	19	heartfelt	heartfelt	ADJ
cblr-2956	16	20	thanks	thank	NOUN
cblr-2956	16	21	,	,	PUNCT
cblr-2956	16	22	are	be	AUX
cblr-2956	16	23	solely	solely	ADV
cblr-2956	16	24	the	the	DET
cblr-2956	16	25	responsibility	responsibility	NOUN
cblr-2956	16	26	of	of	ADP
cblr-2956	16	27	jeffrey	jeffrey	PROPN
cblr-2956	16	28	o'connell	o'connell	PROPN
cblr-2956	16	29	and	and	CCONJ
cblr-2956	16	30	patricia	patricia	PROPN
cblr-2956	16	31	born	bear	VERB
cblr-2956	16	32	.	.	PUNCT
cblr-2956	17	1	t	t	PROPN
cblr-2956	17	2	the	the	DET
cblr-2956	17	3	samuel	samuel	PROPN
cblr-2956	17	4	h.	h.	PROPN
cblr-2956	17	5	mccoy	mccoy	PROPN
cblr-2956	17	6	ii	ii	PROPN
cblr-2956	17	7	professor	professor	PROPN
cblr-2956	17	8	of	of	ADP
cblr-2956	17	9	law	law	NOUN
cblr-2956	17	10	,	,	PUNCT
cblr-2956	17	11	university	university	PROPN
cblr-2956	17	12	of	of	ADP
cblr-2956	17	13	virginia	virginia	PROPN
cblr-2956	17	14	;	;	PUNCT
cblr-2956	17	15	b.a	b.a	PROPN
cblr-2956	17	16	.	.	PROPN
cblr-2956	17	17	1951	1951	NUM
cblr-2956	17	18	,	,	PUNCT
cblr-2956	17	19	dartmouth	dartmouth	PROPN
cblr-2956	17	20	college	college	PROPN
cblr-2956	17	21	;	;	PUNCT
cblr-2956	17	22	j.d	j.d	PROPN
cblr-2956	17	23	.	.	PROPN
cblr-2956	17	24	1954	1954	NUM
cblr-2956	17	25	,	,	PUNCT
cblr-2956	17	26	harvard	harvard	PROPN
cblr-2956	17	27	law	law	PROPN
cblr-2956	17	28	school	school	PROPN
cblr-2956	17	29	.	.	PUNCT
cblr-2956	18	1	t	t	PROPN
cblr-2956	18	2	associate	associate	NOUN
cblr-2956	18	3	professor	professor	NOUN
cblr-2956	18	4	,	,	PUNCT
cblr-2956	18	5	department	department	NOUN
cblr-2956	18	6	of	of	ADP
cblr-2956	18	7	finance	finance	NOUN
cblr-2956	18	8	,	,	PUNCT
cblr-2956	18	9	real	real	ADJ
cblr-2956	18	10	estate	estate	NOUN
cblr-2956	18	11	and	and	CCONJ
cblr-2956	18	12	insurance	insurance	NOUN
cblr-2956	18	13	,	,	PUNCT
cblr-2956	18	14	california	california	PROPN
cblr-2956	18	15	state	state	PROPN
cblr-2956	18	16	university	university	PROPN
cblr-2956	18	17	northridge	northridge	PROPN
cblr-2956	18	18	;	;	PUNCT
cblr-2956	18	19	b.a	b.a	PROPN
cblr-2956	18	20	.	.	PROPN
cblr-2956	18	21	1986	1986	NUM
cblr-2956	18	22	,	,	PUNCT
cblr-2956	18	23	university	university	NOUN
cblr-2956	18	24	of	of	ADP
cblr-2956	18	25	michigan	michigan	PROPN
cblr-2956	18	26	;	;	PUNCT
cblr-2956	18	27	ph.d	ph.d	PROPN
cblr-2956	18	28	.	.	PROPN
cblr-2956	18	29	1994	1994	NUM
cblr-2956	18	30	,	,	PUNCT
cblr-2956	18	31	duke	duke	PROPN
cblr-2956	18	32	university	university	PROPN
cblr-2956	18	33	.	.	PUNCT
cblr-2956	19	1	columbia	columbia	PROPN
cblr-2956	19	2	business	business	PROPN
cblr-2956	19	3	law	law	PROPN
cblr-2956	19	4	review	review	NOUN
cblr-2956	19	5	5b	5b	NOUN
cblr-2956	19	6	.	.	PUNCT
cblr-2956	20	1	minimum	minimum	ADJ
cblr-2956	20	2	payment	payment	NOUN
cblr-2956	20	3	for	for	ADP
cblr-2956	20	4	death	death	NOUN
cblr-2956	20	5	or	or	CCONJ
cblr-2956	20	6	severe	severe	ADJ
cblr-2956	20	7	injuries	injury	NOUN
cblr-2956	20	8	450	450	NUM
cblr-2956	20	9	6	6	NUM
cblr-2956	20	10	.	.	PUNCT
cblr-2956	21	1	f	f	NOUN
cblr-2956	21	2	indings	inding	NOUN
cblr-2956	21	3	......................................................................	......................................................................	PUNCT
cblr-2956	22	1	450	450	NUM
cblr-2956	22	2	6a	6a	NOUN
cblr-2956	22	3	.	.	PUNCT
cblr-2956	23	1	reserve	reserve	NOUN
cblr-2956	23	2	and	and	CCONJ
cblr-2956	23	3	awards	award	NOUN
cblr-2956	23	4	.............................................	.............................................	PUNCT
cblr-2956	24	1	450	450	NUM
cblr-2956	24	2	6b	6b	NOUN
cblr-2956	24	3	.	.	PUNCT
cblr-2956	25	1	early	early	ADV
cblr-2956	25	2	offer	offer	VERB
cblr-2956	25	3	outcomes	outcome	NOUN
cblr-2956	25	4	with	with	ADP
cblr-2956	25	5	and	and	CCONJ
cblr-2956	25	6	without	without	ADP
cblr-2956	25	7	collateral	collateral	ADJ
cblr-2956	25	8	source	source	NOUN
cblr-2956	25	9	offset	offset	NOUN
cblr-2956	25	10	.........................................	.........................................	PUNCT
cblr-2956	25	11	456	456	NUM
cblr-2956	25	12	6c	6c	NOUN
cblr-2956	25	13	.	.	PUNCT
cblr-2956	26	1	tim	tim	PROPN
cblr-2956	26	2	e	e	PROPN
cblr-2956	26	3	saved	save	VERB
cblr-2956	26	4	...........................................................	...........................................................	PUNCT
cblr-2956	26	5	459	459	NUM
cblr-2956	26	6	6d	6d	NOUN
cblr-2956	26	7	.	.	PUNCT
cblr-2956	27	1	litigation	litigation	NOUN
cblr-2956	27	2	cost	cost	VERB
cblr-2956	27	3	savings	saving	NOUN
cblr-2956	27	4	.........................................	.........................................	PUNCT
cblr-2956	28	1	460	460	NUM
cblr-2956	28	2	6e	6e	NOUN
cblr-2956	28	3	.	.	PUNCT
cblr-2956	29	1	gains	gain	NOUN
cblr-2956	29	2	or	or	CCONJ
cblr-2956	29	3	losses	loss	NOUN
cblr-2956	29	4	to	to	ADP
cblr-2956	29	5	claimants	claimant	NOUN
cblr-2956	29	6	................................	................................	PUNCT
cblr-2956	30	1	461	461	NUM
cblr-2956	30	2	6f	6f	NUM
cblr-2956	30	3	.	.	PUNCT
cblr-2956	31	1	the	the	DET
cblr-2956	31	2	results	result	NOUN
cblr-2956	31	3	separating	separate	VERB
cblr-2956	31	4	claims	claim	NOUN
cblr-2956	31	5	involving	involve	VERB
cblr-2956	31	6	and	and	CCONJ
cblr-2956	31	7	not	not	PART
cblr-2956	31	8	involving	involve	VERB
cblr-2956	31	9	workers	worker	NOUN
cblr-2956	31	10	'	'	PART
cblr-2956	31	11	compensation	compensation	NOUN
cblr-2956	31	12	.................	.................	PUNCT
cblr-2956	31	13	462	462	NUM
cblr-2956	31	14	a.	a.	NOUN
cblr-2956	31	15	claimants	claimant	NOUN
cblr-2956	31	16	not	not	PART
cblr-2956	31	17	also	also	ADV
cblr-2956	31	18	receiving	receive	VERB
cblr-2956	31	19	workers	worker	NOUN
cblr-2956	31	20	'	'	PART
cblr-2956	31	21	com	com	NOUN
cblr-2956	31	22	pensation	pensation	NOUN
cblr-2956	31	23	.................................................	.................................................	PUNCT
cblr-2956	32	1	462	462	NUM
cblr-2956	32	2	b.	b.	PROPN
cblr-2956	32	3	claimants	claimant	NOUN
cblr-2956	32	4	also	also	ADV
cblr-2956	32	5	receiving	receive	VERB
cblr-2956	32	6	workers	worker	NOUN
cblr-2956	32	7	'	'	PART
cblr-2956	32	8	com	com	NOUN
cblr-2956	32	9	pensation	pensation	NOUN
cblr-2956	32	10	.................................................	.................................................	PUNCT
cblr-2956	33	1	463	463	NUM
cblr-2956	33	2	7	7	NUM
cblr-2956	33	3	.	.	PUNCT
cblr-2956	33	4	effects	effect	NOUN
cblr-2956	33	5	on	on	ADP
cblr-2956	33	6	the	the	DET
cblr-2956	33	7	number	number	NOUN
cblr-2956	33	8	of	of	ADP
cblr-2956	33	9	claims	claim	NOUN
cblr-2956	33	10	and	and	CCONJ
cblr-2956	33	11	deterrence	deterrence	NOUN
cblr-2956	33	12	....	....	PUNCT
cblr-2956	34	1	464	464	NUM
cblr-2956	34	2	8	8	NUM
cblr-2956	34	3	.	.	PUNCT
cblr-2956	35	1	c	c	PROPN
cblr-2956	35	2	onclusion	onclusion	NOUN
cblr-2956	35	3	..................................................................	..................................................................	PUNCT
cblr-2956	35	4	466	466	NUM
cblr-2956	35	5	table	table	NOUN
cblr-2956	35	6	1	1	NUM
cblr-2956	35	7	:	:	PUNCT
cblr-2956	35	8	projected	project	VERB
cblr-2956	35	9	reserve	reserve	PROPN
cblr-2956	35	10	,	,	PUNCT
cblr-2956	35	11	total	total	ADJ
cblr-2956	35	12	settlement	settlement	NOUN
cblr-2956	35	13	or	or	CCONJ
cblr-2956	35	14	court	court	NOUN
cblr-2956	35	15	awards	award	NOUN
cblr-2956	35	16	,	,	PUNCT
cblr-2956	35	17	and	and	CCONJ
cblr-2956	35	18	econom	econom	PROPN
cblr-2956	35	19	ic	ic	PROPN
cblr-2956	35	20	loss	loss	PROPN
cblr-2956	35	21	................................................	................................................	PUNCT
cblr-2956	35	22	468	468	NUM
cblr-2956	35	23	table	table	NOUN
cblr-2956	35	24	2	2	NUM
cblr-2956	35	25	:	:	PUNCT
cblr-2956	35	26	average	average	ADJ
cblr-2956	35	27	savings	saving	NOUN
cblr-2956	35	28	from	from	ADP
cblr-2956	35	29	early	early	ADJ
cblr-2956	35	30	offer	offer	NOUN
cblr-2956	35	31	proposal	proposal	NOUN
cblr-2956	35	32	........	........	PUNCT
cblr-2956	35	33	470	470	NUM
cblr-2956	35	34	table	table	NOUN
cblr-2956	35	35	3	3	NUM
cblr-2956	35	36	:	:	PUNCT
cblr-2956	35	37	average	average	ADJ
cblr-2956	35	38	savings	saving	NOUN
cblr-2956	35	39	from	from	ADP
cblr-2956	35	40	early	early	ADJ
cblr-2956	35	41	offer	offer	NOUN
cblr-2956	35	42	proposal	proposal	NOUN
cblr-2956	35	43	,	,	PUNCT
cblr-2956	35	44	deducting	deduct	VERB
cblr-2956	35	45	collateral	collateral	ADJ
cblr-2956	35	46	sources	source	NOUN
cblr-2956	35	47	..............................................	..............................................	PUNCT
cblr-2956	35	48	472	472	NUM
cblr-2956	35	49	table	table	NOUN
cblr-2956	35	50	4	4	NUM
cblr-2956	35	51	:	:	PUNCT
cblr-2956	35	52	average	average	ADJ
cblr-2956	35	53	savings	saving	NOUN
cblr-2956	35	54	from	from	ADP
cblr-2956	35	55	early	early	ADJ
cblr-2956	35	56	offer	offer	NOUN
cblr-2956	35	57	proposal	proposal	NOUN
cblr-2956	35	58	,	,	PUNCT
cblr-2956	35	59	only	only	ADV
cblr-2956	35	60	claims	claim	NOUN
cblr-2956	35	61	involving	involve	VERB
cblr-2956	35	62	workers	worker	NOUN
cblr-2956	35	63	'	'	PART
cblr-2956	35	64	compensation	compensation	NOUN
cblr-2956	35	65	................	................	PUNCT
cblr-2956	36	1	474	474	NUM
cblr-2956	36	2	table	table	NOUN
cblr-2956	36	3	5	5	NUM
cblr-2956	36	4	:	:	PUNCT
cblr-2956	36	5	average	average	ADJ
cblr-2956	36	6	savings	saving	NOUN
cblr-2956	36	7	from	from	ADP
cblr-2956	36	8	early	early	ADJ
cblr-2956	36	9	offer	offer	NOUN
cblr-2956	36	10	proposal	proposal	NOUN
cblr-2956	36	11	,	,	PUNCT
cblr-2956	36	12	deducting	deduct	VERB
cblr-2956	36	13	collateral	collateral	ADJ
cblr-2956	36	14	sources	source	NOUN
cblr-2956	36	15	,	,	PUNCT
cblr-2956	36	16	only	only	ADV
cblr-2956	36	17	claims	claim	NOUN
cblr-2956	36	18	involving	involve	VERB
cblr-2956	36	19	w	w	PROPN
cblr-2956	36	20	orkers	orkers	PROPN
cblr-2956	36	21	'	'	PART
cblr-2956	36	22	com	com	NOUN
cblr-2956	36	23	pensation	pensation	NOUN
cblr-2956	36	24	.......................................................	.......................................................	PUNCT
cblr-2956	37	1	476	476	NUM
cblr-2956	37	2	table	table	NOUN
cblr-2956	37	3	6	6	NUM
cblr-2956	37	4	:	:	PUNCT
cblr-2956	37	5	average	average	ADJ
cblr-2956	37	6	savings	saving	NOUN
cblr-2956	37	7	from	from	ADP
cblr-2956	37	8	early	early	ADJ
cblr-2956	37	9	offer	offer	NOUN
cblr-2956	37	10	proposal	proposal	NOUN
cblr-2956	37	11	,	,	PUNCT
cblr-2956	37	12	only	only	ADV
cblr-2956	37	13	claims	claim	NOUN
cblr-2956	37	14	not	not	PART
cblr-2956	37	15	involving	involve	VERB
cblr-2956	37	16	workers	worker	NOUN
cblr-2956	37	17	'	'	PART
cblr-2956	37	18	compensation	compensation	NOUN
cblr-2956	37	19	.........	.........	PUNCT
cblr-2956	37	20	478	478	NUM
cblr-2956	37	21	table	table	NOUN
cblr-2956	37	22	7	7	NUM
cblr-2956	37	23	:	:	PUNCT
cblr-2956	37	24	average	average	ADJ
cblr-2956	37	25	savings	saving	NOUN
cblr-2956	37	26	from	from	ADP
cblr-2956	37	27	early	early	ADJ
cblr-2956	37	28	offer	offer	NOUN
cblr-2956	37	29	proposal	proposal	NOUN
cblr-2956	37	30	,	,	PUNCT
cblr-2956	37	31	deducting	deduct	VERB
cblr-2956	37	32	collateral	collateral	ADJ
cblr-2956	37	33	sources	source	NOUN
cblr-2956	37	34	,	,	PUNCT
cblr-2956	37	35	only	only	ADV
cblr-2956	37	36	claims	claim	NOUN
cblr-2956	37	37	not	not	PART
cblr-2956	37	38	involving	involve	VERB
cblr-2956	37	39	workers	worker	NOUN
cblr-2956	37	40	'	'	PART
cblr-2956	37	41	compensation	compensation	NOUN
cblr-2956	37	42	......................................	......................................	PUNCT
cblr-2956	37	43	480	480	NUM
cblr-2956	37	44	table	table	NOUN
cblr-2956	37	45	8	8	NUM
cblr-2956	37	46	:	:	PUNCT
cblr-2956	37	47	average	average	ADJ
cblr-2956	37	48	time	time	NOUN
cblr-2956	37	49	saved	save	VERB
cblr-2956	37	50	in	in	ADP
cblr-2956	37	51	days	day	NOUN
cblr-2956	37	52	from	from	ADP
cblr-2956	37	53	early	early	ADJ
cblr-2956	37	54	offer	offer	NOUN
cblr-2956	37	55	p	p	NOUN
cblr-2956	37	56	roposal	roposal	NOUN
cblr-2956	37	57	................................................................................	................................................................................	PUNCT
cblr-2956	38	1	482	482	NUM
cblr-2956	38	2	table	table	NOUN
cblr-2956	38	3	9	9	NUM
cblr-2956	38	4	:	:	PUNCT
cblr-2956	38	5	average	average	ADJ
cblr-2956	38	6	time	time	NOUN
cblr-2956	38	7	saved	save	VERB
cblr-2956	38	8	in	in	ADP
cblr-2956	38	9	days	day	NOUN
cblr-2956	38	10	from	from	ADP
cblr-2956	38	11	early	early	ADJ
cblr-2956	38	12	offer	offer	NOUN
cblr-2956	38	13	proposal	proposal	NOUN
cblr-2956	38	14	,	,	PUNCT
cblr-2956	38	15	deducting	deduct	VERB
cblr-2956	38	16	collateral	collateral	ADJ
cblr-2956	38	17	sources	source	NOUN
cblr-2956	38	18	.............................	.............................	PUNCT
cblr-2956	38	19	484	484	NUM
cblr-2956	38	20	table	table	NOUN
cblr-2956	38	21	10	10	NUM
cblr-2956	38	22	:	:	PUNCT
cblr-2956	38	23	average	average	ADJ
cblr-2956	38	24	time	time	NOUN
cblr-2956	38	25	saved	save	VERB
cblr-2956	38	26	in	in	ADP
cblr-2956	38	27	days	day	NOUN
cblr-2956	38	28	from	from	ADP
cblr-2956	38	29	early	early	ADJ
cblr-2956	38	30	offer	offer	NOUN
cblr-2956	38	31	proposal	proposal	NOUN
cblr-2956	38	32	,	,	PUNCT
cblr-2956	38	33	deducting	deduct	VERB
cblr-2956	38	34	collateral	collateral	ADJ
cblr-2956	38	35	sources	source	NOUN
cblr-2956	38	36	,	,	PUNCT
cblr-2956	38	37	only	only	ADV
cblr-2956	38	38	claims	claim	NOUN
cblr-2956	38	39	involving	involve	VERB
cblr-2956	38	40	workers	worker	NOUN
cblr-2956	38	41	'	'	PART
cblr-2956	38	42	compensation	compensation	NOUN
cblr-2956	38	43	......................................	......................................	PUNCT
cblr-2956	38	44	486	486	NUM
cblr-2956	39	1	[	[	X
cblr-2956	39	2	vol	vol	NOUN
cblr-2956	39	3	.	.	NOUN
cblr-2956	39	4	2008	2008	NUM
cblr-2956	39	5	earl	earl	PROPN
cblr-2956	39	6	y	y	PROPN
cblr-2956	39	7	offers	offer	VERB
cblr-2956	39	8	reform	reform	NOUN
cblr-2956	39	9	table	table	NOUN
cblr-2956	39	10	11	11	NUM
cblr-2956	39	11	:	:	PUNCT
cblr-2956	39	12	average	average	ADJ
cblr-2956	39	13	time	time	NOUN
cblr-2956	39	14	saved	save	VERB
cblr-2956	39	15	in	in	ADP
cblr-2956	39	16	days	day	NOUN
cblr-2956	39	17	from	from	ADP
cblr-2956	39	18	early	early	ADJ
cblr-2956	39	19	offer	offer	NOUN
cblr-2956	39	20	proposal	proposal	NOUN
cblr-2956	39	21	,	,	PUNCT
cblr-2956	39	22	deducting	deduct	VERB
cblr-2956	39	23	collateral	collateral	ADJ
cblr-2956	39	24	sources	source	NOUN
cblr-2956	39	25	,	,	PUNCT
cblr-2956	39	26	only	only	ADV
cblr-2956	39	27	claims	claim	NOUN
cblr-2956	39	28	not	not	PART
cblr-2956	39	29	involving	involve	VERB
cblr-2956	39	30	workers	worker	NOUN
cblr-2956	39	31	'	'	PART
cblr-2956	39	32	compensation	compensation	NOUN
cblr-2956	39	33	...............................	...............................	PUNCT
cblr-2956	40	1	488	488	NUM
cblr-2956	40	2	table	table	NOUN
cblr-2956	40	3	12	12	NUM
cblr-2956	40	4	:	:	PUNCT
cblr-2956	40	5	average	average	ADJ
cblr-2956	40	6	litigation	litigation	NOUN
cblr-2956	40	7	cost	cost	VERB
cblr-2956	40	8	savings	saving	NOUN
cblr-2956	40	9	from	from	ADP
cblr-2956	40	10	early	early	ADJ
cblr-2956	40	11	o	o	NOUN
cblr-2956	40	12	ffer	ffer	NOUN
cblr-2956	40	13	proposal	proposal	NOUN
cblr-2956	40	14	......................................................................	......................................................................	PUNCT
cblr-2956	40	15	490	490	NUM
cblr-2956	40	16	table	table	NOUN
cblr-2956	40	17	13	13	NUM
cblr-2956	40	18	:	:	PUNCT
cblr-2956	40	19	average	average	ADJ
cblr-2956	40	20	litigation	litigation	NOUN
cblr-2956	40	21	cost	cost	VERB
cblr-2956	40	22	savings	saving	NOUN
cblr-2956	40	23	from	from	ADP
cblr-2956	40	24	early	early	ADJ
cblr-2956	40	25	offer	offer	NOUN
cblr-2956	40	26	proposal	proposal	NOUN
cblr-2956	40	27	,	,	PUNCT
cblr-2956	40	28	deducting	deduct	VERB
cblr-2956	40	29	collateral	collateral	ADJ
cblr-2956	40	30	sources	source	NOUN
cblr-2956	40	31	....................	....................	PUNCT
cblr-2956	41	1	492	492	NUM
cblr-2956	41	2	table	table	NOUN
cblr-2956	41	3	14	14	NUM
cblr-2956	41	4	:	:	PUNCT
cblr-2956	41	5	average	average	ADJ
cblr-2956	41	6	litigation	litigation	NOUN
cblr-2956	41	7	cost	cost	VERB
cblr-2956	41	8	savings	saving	NOUN
cblr-2956	41	9	from	from	ADP
cblr-2956	41	10	early	early	ADJ
cblr-2956	41	11	offer	offer	NOUN
cblr-2956	41	12	proposal	proposal	NOUN
cblr-2956	41	13	,	,	PUNCT
cblr-2956	41	14	deducting	deduct	VERB
cblr-2956	41	15	collateral	collateral	ADJ
cblr-2956	41	16	sources	source	NOUN
cblr-2956	41	17	,	,	PUNCT
cblr-2956	41	18	only	only	ADV
cblr-2956	41	19	claims	claim	NOUN
cblr-2956	41	20	involving	involve	VERB
cblr-2956	41	21	workers	worker	NOUN
cblr-2956	41	22	'	'	PART
cblr-2956	41	23	compensation	compensation	NOUN
cblr-2956	41	24	.........................	.........................	PUNCT
cblr-2956	41	25	494	494	NUM
cblr-2956	41	26	table	table	NOUN
cblr-2956	41	27	15	15	NUM
cblr-2956	41	28	:	:	PUNCT
cblr-2956	41	29	average	average	ADJ
cblr-2956	41	30	litigation	litigation	NOUN
cblr-2956	41	31	cost	cost	VERB
cblr-2956	41	32	savings	saving	NOUN
cblr-2956	41	33	from	from	ADP
cblr-2956	41	34	early	early	ADJ
cblr-2956	41	35	offer	offer	NOUN
cblr-2956	41	36	proposal	proposal	NOUN
cblr-2956	41	37	,	,	PUNCT
cblr-2956	41	38	deducting	deduct	VERB
cblr-2956	41	39	collateral	collateral	ADJ
cblr-2956	41	40	sources	source	NOUN
cblr-2956	41	41	,	,	PUNCT
cblr-2956	41	42	only	only	ADV
cblr-2956	41	43	claims	claim	NOUN
cblr-2956	41	44	not	not	PART
cblr-2956	41	45	involving	involve	VERB
cblr-2956	41	46	workers	worker	NOUN
cblr-2956	41	47	'	'	PART
cblr-2956	41	48	compensation	compensation	NOUN
cblr-2956	41	49	..................	..................	PUNCT
cblr-2956	41	50	496	496	NUM
cblr-2956	41	51	table	table	NOUN
cblr-2956	41	52	16	16	NUM
cblr-2956	41	53	:	:	PUNCT
cblr-2956	41	54	average	average	ADJ
cblr-2956	41	55	gains	gain	NOUN
cblr-2956	41	56	or	or	CCONJ
cblr-2956	41	57	losses	loss	NOUN
cblr-2956	41	58	to	to	ADP
cblr-2956	41	59	claimants	claimant	NOUN
cblr-2956	41	60	from	from	ADP
cblr-2956	41	61	acceptance	acceptance	NOUN
cblr-2956	41	62	of	of	ADP
cblr-2956	41	63	early	early	ADJ
cblr-2956	41	64	offer	offer	NOUN
cblr-2956	41	65	....................................................	....................................................	PUNCT
cblr-2956	42	1	498	498	NUM
cblr-2956	42	2	table	table	NOUN
cblr-2956	42	3	17	17	NUM
cblr-2956	42	4	:	:	PUNCT
cblr-2956	42	5	average	average	ADJ
cblr-2956	42	6	gains	gain	NOUN
cblr-2956	42	7	or	or	CCONJ
cblr-2956	42	8	losses	loss	NOUN
cblr-2956	42	9	to	to	ADP
cblr-2956	42	10	claimants	claimant	NOUN
cblr-2956	42	11	from	from	ADP
cblr-2956	42	12	acceptance	acceptance	NOUN
cblr-2956	42	13	of	of	ADP
cblr-2956	42	14	early	early	ADJ
cblr-2956	42	15	offer	offer	NOUN
cblr-2956	42	16	,	,	PUNCT
cblr-2956	42	17	only	only	ADV
cblr-2956	42	18	claims	claim	NOUN
cblr-2956	42	19	involving	involve	VERB
cblr-2956	42	20	w	w	PROPN
cblr-2956	42	21	orkers	orkers	PROPN
cblr-2956	42	22	'	'	PART
cblr-2956	42	23	com	com	NOUN
cblr-2956	42	24	pensation	pensation	NOUN
cblr-2956	42	25	.......................................................	.......................................................	PUNCT
cblr-2956	43	1	500	500	NUM
cblr-2956	43	2	table	table	NOUN
cblr-2956	43	3	18	18	NUM
cblr-2956	43	4	:	:	PUNCT
cblr-2956	43	5	average	average	ADJ
cblr-2956	43	6	gains	gain	NOUN
cblr-2956	43	7	or	or	CCONJ
cblr-2956	43	8	losses	loss	NOUN
cblr-2956	43	9	to	to	ADP
cblr-2956	43	10	claimants	claimant	NOUN
cblr-2956	43	11	from	from	ADP
cblr-2956	43	12	acceptance	acceptance	NOUN
cblr-2956	43	13	of	of	ADP
cblr-2956	43	14	early	early	ADJ
cblr-2956	43	15	offer	offer	NOUN
cblr-2956	43	16	,	,	PUNCT
cblr-2956	43	17	only	only	ADV
cblr-2956	43	18	claims	claim	NOUN
cblr-2956	43	19	not	not	PART
cblr-2956	43	20	involving	involve	VERB
cblr-2956	43	21	w	w	PROPN
cblr-2956	43	22	orkers	orker	NOUN
cblr-2956	43	23	'	'	PART
cblr-2956	43	24	com	com	NOUN
cblr-2956	43	25	pensation	pensation	NOUN
cblr-2956	43	26	.......................................................	.......................................................	PUNCT
cblr-2956	44	1	502	502	NUM
cblr-2956	44	2	table	table	NOUN
cblr-2956	44	3	19	19	NUM
cblr-2956	44	4	:	:	PUNCT
cblr-2956	44	5	sample	sample	NOUN
cblr-2956	44	6	characteristics	characteristic	NOUN
cblr-2956	44	7	.......................................	.......................................	PUNCT
cblr-2956	44	8	504	504	NUM
cblr-2956	44	9	table	table	NOUN
cblr-2956	44	10	20	20	NUM
cblr-2956	44	11	:	:	PUNCT
cblr-2956	44	12	comparison	comparison	NOUN
cblr-2956	44	13	of	of	ADP
cblr-2956	44	14	all	all	PRON
cblr-2956	44	15	paid	pay	VERB
cblr-2956	44	16	tort	tort	NOUN
cblr-2956	44	17	claims	claim	NOUN
cblr-2956	44	18	with	with	ADP
cblr-2956	44	19	claims	claim	NOUN
cblr-2956	44	20	to	to	PART
cblr-2956	44	21	be	be	AUX
cblr-2956	44	22	paid	pay	VERB
cblr-2956	44	23	by	by	ADP
cblr-2956	44	24	early	early	ADJ
cblr-2956	44	25	offers	offer	NOUN
cblr-2956	44	26	.......................................	.......................................	PUNCT
cblr-2956	44	27	505	505	NUM
cblr-2956	44	28	appendix	appendix	NOUN
cblr-2956	44	29	a	a	PRON
cblr-2956	44	30	:	:	PUNCT
cblr-2956	44	31	tdi	tdi	PROPN
cblr-2956	44	32	closed	close	VERB
cblr-2956	44	33	claim	claim	NOUN
cblr-2956	44	34	reporting	report	VERB
cblr-2956	44	35	forms	form	NOUN
cblr-2956	44	36	..............	..............	PUNCT
cblr-2956	44	37	506	506	NUM
cblr-2956	44	38	appendix	appendix	NOUN
cblr-2956	44	39	b	b	NOUN
cblr-2956	44	40	:	:	PUNCT
cblr-2956	44	41	additional	additional	ADJ
cblr-2956	44	42	information	information	NOUN
cblr-2956	44	43	on	on	ADP
cblr-2956	44	44	variable	variable	ADJ
cblr-2956	44	45	construction	construction	NOUN
cblr-2956	44	46	from	from	ADP
cblr-2956	44	47	the	the	DET
cblr-2956	44	48	tdi	tdi	PROPN
cblr-2956	44	49	..................................................	..................................................	PUNCT
cblr-2956	45	1	526	526	NUM
cblr-2956	45	2	1	1	X
cblr-2956	45	3	.	.	PUNCT
cblr-2956	46	1	summary	summary	VERB
cblr-2956	46	2	many	many	ADJ
cblr-2956	46	3	observers	observer	NOUN
cblr-2956	46	4	have	have	AUX
cblr-2956	46	5	concluded	conclude	VERB
cblr-2956	46	6	that	that	SCONJ
cblr-2956	46	7	the	the	DET
cblr-2956	46	8	personal	personal	ADJ
cblr-2956	46	9	injury	injury	NOUN
cblr-2956	46	10	liability	liability	NOUN
cblr-2956	46	11	litigation	litigation	NOUN
cblr-2956	46	12	system	system	NOUN
cblr-2956	46	13	(	(	PUNCT
cblr-2956	46	14	including	include	VERB
cblr-2956	46	15	for	for	ADP
cblr-2956	46	16	product	product	NOUN
cblr-2956	46	17	liability	liability	NOUN
cblr-2956	46	18	)	)	PUNCT
cblr-2956	46	19	needs	need	VERB
cblr-2956	46	20	improvement	improvement	NOUN
cblr-2956	46	21	.	.	PUNCT
cblr-2956	47	1	such	such	ADJ
cblr-2956	47	2	cases	case	NOUN
cblr-2956	47	3	are	be	AUX
cblr-2956	47	4	extremely	extremely	ADV
cblr-2956	47	5	complicated	complicated	ADJ
cblr-2956	47	6	,	,	PUNCT
cblr-2956	47	7	requiring	require	VERB
cblr-2956	47	8	proof	proof	NOUN
cblr-2956	47	9	of	of	ADP
cblr-2956	47	10	the	the	DET
cblr-2956	47	11	defendant	defendant	NOUN
cblr-2956	47	12	's	's	PART
cblr-2956	47	13	faulty	faulty	ADJ
cblr-2956	47	14	conduct	conduct	NOUN
cblr-2956	47	15	or	or	CCONJ
cblr-2956	47	16	product	product	NOUN
cblr-2956	47	17	causing	cause	VERB
cblr-2956	47	18	injury	injury	NOUN
cblr-2956	47	19	,	,	PUNCT
cblr-2956	47	20	and	and	CCONJ
cblr-2956	47	21	determination	determination	NOUN
cblr-2956	47	22	of	of	ADP
cblr-2956	47	23	not	not	PART
cblr-2956	47	24	only	only	ADV
cblr-2956	47	25	economic	economic	ADJ
cblr-2956	47	26	but	but	CCONJ
cblr-2956	47	27	noneconomic	noneconomic	ADJ
cblr-2956	47	28	damages	damage	NOUN
cblr-2956	47	29	.	.	PUNCT
cblr-2956	48	1	some	some	DET
cblr-2956	48	2	claimants	claimant	NOUN
cblr-2956	48	3	who	who	PRON
cblr-2956	48	4	are	be	AUX
cblr-2956	48	5	injured	injure	VERB
cblr-2956	48	6	through	through	ADP
cblr-2956	48	7	another	another	PRON
cblr-2956	48	8	's	's	PART
cblr-2956	48	9	fault	fault	NOUN
cblr-2956	48	10	receive	receive	VERB
cblr-2956	48	11	significant	significant	ADJ
cblr-2956	48	12	awards	award	NOUN
cblr-2956	48	13	or	or	CCONJ
cblr-2956	48	14	settlements	settlement	NOUN
cblr-2956	48	15	,	,	PUNCT
cblr-2956	48	16	but	but	CCONJ
cblr-2956	48	17	almost	almost	ADV
cblr-2956	48	18	always	always	ADV
cblr-2956	48	19	after	after	ADP
cblr-2956	48	20	long	long	ADJ
cblr-2956	48	21	delay	delay	NOUN
cblr-2956	48	22	.	.	PUNCT
cblr-2956	49	1	in	in	ADP
cblr-2956	49	2	addition	addition	NOUN
cblr-2956	49	3	,	,	PUNCT
cblr-2956	49	4	the	the	DET
cblr-2956	49	5	current	current	ADJ
cblr-2956	49	6	system	system	NOUN
cblr-2956	49	7	entails	entail	VERB
cblr-2956	49	8	formidable	formidable	ADJ
cblr-2956	49	9	transaction	transaction	NOUN
cblr-2956	49	10	costs	cost	NOUN
cblr-2956	49	11	,	,	PUNCT
cblr-2956	49	12	so	so	ADV
cblr-2956	49	13	no	no	INTJ
cblr-2956	49	14	.	.	PUNCT
cblr-2956	50	1	2:423	2:423	NUM
cblr-2956	50	2	]	]	X
cblr-2956	50	3	columbia	columbia	PROPN
cblr-2956	50	4	business	business	PROPN
cblr-2956	50	5	law	law	PROPN
cblr-2956	50	6	review	review	VERB
cblr-2956	50	7	that	that	SCONJ
cblr-2956	50	8	substantial	substantial	ADJ
cblr-2956	50	9	shares	share	NOUN
cblr-2956	50	10	of	of	ADP
cblr-2956	50	11	the	the	DET
cblr-2956	50	12	liability	liability	NOUN
cblr-2956	50	13	insurance	insurance	NOUN
cblr-2956	50	14	premium	premium	NOUN
cblr-2956	50	15	dollars	dollar	NOUN
cblr-2956	50	16	go	go	VERB
cblr-2956	50	17	to	to	ADP
cblr-2956	50	18	litigation	litigation	NOUN
cblr-2956	50	19	expenses	expense	NOUN
cblr-2956	50	20	on	on	ADP
cblr-2956	50	21	both	both	DET
cblr-2956	50	22	sides	side	NOUN
cblr-2956	50	23	.	.	PUNCT
cblr-2956	51	1	although	although	SCONJ
cblr-2956	51	2	some	some	DET
cblr-2956	51	3	states	state	NOUN
cblr-2956	51	4	have	have	AUX
cblr-2956	51	5	enacted	enact	VERB
cblr-2956	51	6	product	product	NOUN
cblr-2956	51	7	liability	liability	NOUN
cblr-2956	51	8	reforms	reform	NOUN
cblr-2956	51	9	,	,	PUNCT
cblr-2956	51	10	such	such	ADJ
cblr-2956	51	11	as	as	ADP
cblr-2956	51	12	statutes	statute	NOUN
cblr-2956	51	13	of	of	ADP
cblr-2956	51	14	repose	repose	NOUN
cblr-2956	51	15	,	,	PUNCT
cblr-2956	51	16	the	the	DET
cblr-2956	51	17	"	"	PUNCT
cblr-2956	51	18	early	early	ADJ
cblr-2956	51	19	offers	offer	NOUN
cblr-2956	51	20	"	"	PUNCT
cblr-2956	51	21	reform	reform	NOUN
cblr-2956	51	22	reported	report	VERB
cblr-2956	51	23	on	on	ADP
cblr-2956	51	24	here	here	ADV
cblr-2956	51	25	should	should	AUX
cblr-2956	51	26	have	have	VERB
cblr-2956	51	27	a	a	DET
cblr-2956	51	28	much	much	ADV
cblr-2956	51	29	more	more	ADV
cblr-2956	51	30	fundamental	fundamental	ADJ
cblr-2956	51	31	effect	effect	NOUN
cblr-2956	51	32	on	on	ADP
cblr-2956	51	33	liability	liability	NOUN
cblr-2956	51	34	litigation	litigation	NOUN
cblr-2956	51	35	than	than	ADP
cblr-2956	51	36	such	such	ADJ
cblr-2956	51	37	reforms	reform	NOUN
cblr-2956	51	38	.	.	PUNCT
cblr-2956	52	1	this	this	DET
cblr-2956	52	2	report	report	NOUN
cblr-2956	52	3	,	,	PUNCT
cblr-2956	52	4	in	in	ADP
cblr-2956	52	5	assessing	assess	VERB
cblr-2956	52	6	the	the	DET
cblr-2956	52	7	performance	performance	NOUN
cblr-2956	52	8	of	of	ADP
cblr-2956	52	9	the	the	DET
cblr-2956	52	10	early	early	ADJ
cblr-2956	52	11	offers	offer	NOUN
cblr-2956	52	12	reform	reform	NOUN
cblr-2956	52	13	,	,	PUNCT
cblr-2956	52	14	uses	use	VERB
cblr-2956	52	15	for	for	ADP
cblr-2956	52	16	comparison	comparison	NOUN
cblr-2956	52	17	a	a	DET
cblr-2956	52	18	texas	texas	PROPN
cblr-2956	52	19	database	database	NOUN
cblr-2956	52	20	of	of	ADP
cblr-2956	52	21	general	general	ADJ
cblr-2956	52	22	business	business	NOUN
cblr-2956	52	23	liability	liability	NOUN
cblr-2956	52	24	claims	claim	NOUN
cblr-2956	52	25	for	for	ADP
cblr-2956	52	26	personal	personal	ADJ
cblr-2956	52	27	injury	injury	NOUN
cblr-2956	52	28	(	(	PUNCT
cblr-2956	52	29	hereafter	hereafter	ADV
cblr-2956	52	30	general	general	ADJ
cblr-2956	52	31	liability	liability	NOUN
cblr-2956	52	32	)	)	PUNCT
cblr-2956	52	33	.	.	PUNCT
cblr-2956	52	34	'	'	PUNCT
cblr-2956	53	1	this	this	DET
cblr-2956	53	2	excludes	exclude	NOUN
cblr-2956	53	3	,	,	PUNCT
cblr-2956	53	4	for	for	ADP
cblr-2956	53	5	example	example	NOUN
cblr-2956	53	6	,	,	PUNCT
cblr-2956	53	7	medical	medical	ADJ
cblr-2956	53	8	malpractice	malpractice	NOUN
cblr-2956	53	9	and	and	CCONJ
cblr-2956	53	10	automobile	automobile	NOUN
cblr-2956	53	11	accident	accident	NOUN
cblr-2956	53	12	cases	case	NOUN
cblr-2956	53	13	.	.	PUNCT
cblr-2956	54	1	2	2	NUM
cblr-2956	54	2	the	the	DET
cblr-2956	54	3	analysis	analysis	NOUN
cblr-2956	54	4	presented	present	VERB
cblr-2956	54	5	indicates	indicate	VERB
cblr-2956	54	6	that	that	SCONJ
cblr-2956	54	7	the	the	DET
cblr-2956	54	8	early	early	ADJ
cblr-2956	54	9	offers	offer	NOUN
cblr-2956	54	10	system	system	NOUN
cblr-2956	54	11	,	,	PUNCT
cblr-2956	54	12	described	describe	VERB
cblr-2956	54	13	in	in	ADP
cblr-2956	54	14	detail	detail	NOUN
cblr-2956	54	15	below	below	ADV
cblr-2956	54	16	,	,	PUNCT
cblr-2956	54	17	is	be	AUX
cblr-2956	54	18	likely	likely	ADJ
cblr-2956	54	19	to	to	PART
cblr-2956	54	20	generate	generate	VERB
cblr-2956	54	21	very	very	ADV
cblr-2956	54	22	significant	significant	ADJ
cblr-2956	54	23	savings	saving	NOUN
cblr-2956	54	24	,	,	PUNCT
cblr-2956	54	25	including	include	VERB
cblr-2956	54	26	a	a	DET
cblr-2956	54	27	reduction	reduction	NOUN
cblr-2956	54	28	in	in	ADP
cblr-2956	54	29	attorneys	attorney	NOUN
cblr-2956	54	30	'	'	PART
cblr-2956	54	31	fees	fee	NOUN
cblr-2956	54	32	for	for	ADP
cblr-2956	54	33	both	both	DET
cblr-2956	54	34	sides	side	NOUN
cblr-2956	54	35	.	.	PUNCT
cblr-2956	55	1	these	these	DET
cblr-2956	55	2	savings	saving	NOUN
cblr-2956	55	3	should	should	AUX
cblr-2956	55	4	allow	allow	VERB
cblr-2956	55	5	a	a	DET
cblr-2956	55	6	substantial	substantial	ADJ
cblr-2956	55	7	reduction	reduction	NOUN
cblr-2956	55	8	of	of	ADP
cblr-2956	55	9	premiums	premium	NOUN
cblr-2956	55	10	for	for	ADP
cblr-2956	55	11	such	such	ADJ
cblr-2956	55	12	personal	personal	ADJ
cblr-2956	55	13	injury	injury	NOUN
cblr-2956	55	14	liability	liability	NOUN
cblr-2956	55	15	insurance	insurance	NOUN
cblr-2956	55	16	.	.	PUNCT
cblr-2956	56	1	ultimately	ultimately	ADV
cblr-2956	56	2	,	,	PUNCT
cblr-2956	56	3	injured	injured	ADJ
cblr-2956	56	4	parties	party	NOUN
cblr-2956	56	5	,	,	PUNCT
cblr-2956	56	6	providers	provider	NOUN
cblr-2956	56	7	of	of	ADP
cblr-2956	56	8	goods	good	NOUN
cblr-2956	56	9	and	and	CCONJ
cblr-2956	56	10	services	service	NOUN
cblr-2956	56	11	,	,	PUNCT
cblr-2956	56	12	consumers	consumer	NOUN
cblr-2956	56	13	,	,	PUNCT
cblr-2956	56	14	employers	employer	NOUN
cblr-2956	56	15	and	and	CCONJ
cblr-2956	56	16	the	the	DET
cblr-2956	56	17	public	public	NOUN
cblr-2956	56	18	generally	generally	ADV
cblr-2956	56	19	should	should	AUX
cblr-2956	56	20	benefit	benefit	VERB
cblr-2956	56	21	from	from	ADP
cblr-2956	56	22	the	the	DET
cblr-2956	56	23	reform	reform	NOUN
cblr-2956	56	24	.	.	PUNCT
cblr-2956	57	1	data	datum	NOUN
cblr-2956	57	2	on	on	ADP
cblr-2956	57	3	the	the	DET
cblr-2956	57	4	present	present	ADJ
cblr-2956	57	5	system	system	NOUN
cblr-2956	57	6	as	as	SCONJ
cblr-2956	57	7	indicated	indicate	VERB
cblr-2956	57	8	,	,	PUNCT
cblr-2956	57	9	this	this	DET
cblr-2956	57	10	report	report	NOUN
cblr-2956	57	11	uses	use	VERB
cblr-2956	57	12	general	general	ADJ
cblr-2956	57	13	liability	liability	NOUN
cblr-2956	57	14	data	datum	NOUN
cblr-2956	57	15	from	from	ADP
cblr-2956	57	16	texas	texas	PROPN
cblr-2956	57	17	on	on	ADP
cblr-2956	57	18	closed	close	VERB
cblr-2956	57	19	claims	claim	NOUN
cblr-2956	57	20	for	for	ADP
cblr-2956	57	21	personal	personal	ADJ
cblr-2956	57	22	injury	injury	NOUN
cblr-2956	57	23	(	(	PUNCT
cblr-2956	57	24	of	of	ADP
cblr-2956	57	25	which	which	PRON
cblr-2956	57	26	product	product	NOUN
cblr-2956	57	27	liability	liability	NOUN
cblr-2956	57	28	seems	seem	VERB
cblr-2956	57	29	to	to	PART
cblr-2956	57	30	comprise	comprise	VERB
cblr-2956	57	31	at	at	ADP
cblr-2956	57	32	least	least	ADJ
cblr-2956	57	33	a	a	DET
cblr-2956	57	34	third	third	ADJ
cblr-2956	57	35	and	and	CCONJ
cblr-2956	57	36	perhaps	perhaps	ADV
cblr-2956	57	37	more	more	ADJ
cblr-2956	57	38	;	;	PUNCT
cblr-2956	57	39	coding	code	VERB
cblr-2956	57	40	difficulties	difficulty	NOUN
cblr-2956	57	41	impede	impede	VERB
cblr-2956	57	42	precision	precision	NOUN
cblr-2956	57	43	)	)	PUNCT
cblr-2956	57	44	to	to	PART
cblr-2956	57	45	compare	compare	VERB
cblr-2956	57	46	present	present	ADJ
cblr-2956	57	47	law	law	NOUN
cblr-2956	57	48	with	with	ADP
cblr-2956	57	49	the	the	DET
cblr-2956	57	50	hypothetical	hypothetical	ADJ
cblr-2956	57	51	performance	performance	NOUN
cblr-2956	57	52	of	of	ADP
cblr-2956	57	53	the	the	DET
cblr-2956	57	54	early	early	ADJ
cblr-2956	57	55	offer	offer	NOUN
cblr-2956	57	56	proposal	proposal	NOUN
cblr-2956	57	57	.	.	PUNCT
cblr-2956	58	1	as	as	ADP
cblr-2956	58	2	to	to	ADP
cblr-2956	58	3	the	the	DET
cblr-2956	58	4	present	present	ADJ
cblr-2956	58	5	law	law	NOUN
cblr-2956	58	6	,	,	PUNCT
cblr-2956	58	7	the	the	DET
cblr-2956	58	8	texas	texas	PROPN
cblr-2956	58	9	data	data	PROPN
cblr-2956	58	10	involve	involve	VERB
cblr-2956	58	11	all	all	DET
cblr-2956	58	12	personal	personal	ADJ
cblr-2956	58	13	injury	injury	NOUN
cblr-2956	58	14	tort	tort	NOUN
cblr-2956	58	15	claims	claim	VERB
cblr-2956	58	16	that	that	PRON
cblr-2956	58	17	were	be	AUX
cblr-2956	58	18	closed	close	VERB
cblr-2956	58	19	for	for	ADP
cblr-2956	58	20	an	an	DET
cblr-2956	58	21	award	award	NOUN
cblr-2956	58	22	or	or	CCONJ
cblr-2956	58	23	settlement	settlement	NOUN
cblr-2956	58	24	greater	great	ADJ
cblr-2956	58	25	than	than	ADP
cblr-2956	58	26	$	$	SYM
cblr-2956	58	27	10,000	10,000	NUM
cblr-2956	58	28	starting	start	VERB
cblr-2956	58	29	with	with	ADP
cblr-2956	58	30	1988	1988	NUM
cblr-2956	58	31	.	.	PUNCT
cblr-2956	59	1	culling	cull	VERB
cblr-2956	59	2	general	general	ADJ
cblr-2956	59	3	liability	liability	NOUN
cblr-2956	59	4	claims	claim	NOUN
cblr-2956	59	5	for	for	ADP
cblr-2956	59	6	personal	personal	ADJ
cblr-2956	59	7	injury	injury	NOUN
cblr-2956	59	8	up	up	ADP
cblr-2956	59	9	through	through	ADP
cblr-2956	59	10	2004	2004	NUM
cblr-2956	59	11	from	from	ADP
cblr-2956	59	12	those	those	DET
cblr-2956	59	13	statistics	statistic	NOUN
cblr-2956	59	14	,	,	PUNCT
cblr-2956	59	15	the	the	DET
cblr-2956	59	16	texas	texas	PROPN
cblr-2956	59	17	data	data	PROPN
cblr-2956	59	18	document	document	NOUN
cblr-2956	59	19	that	that	SCONJ
cblr-2956	59	20	most	most	ADJ
cblr-2956	59	21	1	1	NUM
cblr-2956	59	22	general	general	ADJ
cblr-2956	59	23	liability	liability	NOUN
cblr-2956	59	24	insurance	insurance	NOUN
cblr-2956	59	25	is	be	AUX
cblr-2956	59	26	a	a	DET
cblr-2956	59	27	"	"	PUNCT
cblr-2956	59	28	form	form	NOUN
cblr-2956	59	29	of	of	ADP
cblr-2956	59	30	insurance	insurance	NOUN
cblr-2956	59	31	to	to	PART
cblr-2956	59	32	protect	protect	VERB
cblr-2956	59	33	owners	owner	NOUN
cblr-2956	59	34	and	and	CCONJ
cblr-2956	59	35	operators	operator	NOUN
cblr-2956	59	36	of	of	ADP
cblr-2956	59	37	business	business	NOUN
cblr-2956	59	38	from	from	ADP
cblr-2956	59	39	a	a	DET
cblr-2956	59	40	wide	wide	ADJ
cblr-2956	59	41	variety	variety	NOUN
cblr-2956	59	42	of	of	ADP
cblr-2956	59	43	liability	liability	NOUN
cblr-2956	59	44	exposures	exposure	NOUN
cblr-2956	59	45	.	.	PUNCT
cblr-2956	60	1	these	these	PRON
cblr-2956	60	2	include	include	VERB
cblr-2956	60	3	liability	liability	NOUN
cblr-2956	60	4	arising	arise	VERB
cblr-2956	60	5	out	out	ADP
cblr-2956	60	6	of	of	ADP
cblr-2956	60	7	accidents	accident	NOUN
cblr-2956	60	8	from	from	ADP
cblr-2956	60	9	the	the	DET
cblr-2956	60	10	premises	premise	NOUN
cblr-2956	60	11	or	or	CCONJ
cblr-2956	60	12	the	the	DET
cblr-2956	60	13	operations	operation	NOUN
cblr-2956	60	14	of	of	ADP
cblr-2956	60	15	an	an	DET
cblr-2956	60	16	insured	insure	VERB
cblr-2956	60	17	,	,	PUNCT
cblr-2956	60	18	products	product	NOUN
cblr-2956	60	19	sold	sell	VERB
cblr-2956	60	20	by	by	ADP
cblr-2956	60	21	the	the	DET
cblr-2956	60	22	insured	insure	VERB
cblr-2956	60	23	,	,	PUNCT
cblr-2956	60	24	[	[	X
cblr-2956	60	25	and	and	CCONJ
cblr-2956	60	26	]	]	PUNCT
cblr-2956	60	27	operations	operation	NOUN
cblr-2956	60	28	completed	complete	VERB
cblr-2956	60	29	by	by	ADP
cblr-2956	60	30	the	the	DET
cblr-2956	60	31	insured	insure	VERB
cblr-2956	60	32	....	....	PUNCT
cblr-2956	60	33	"	"	PUNCT
cblr-2956	61	1	thomas	thomas	PROPN
cblr-2956	61	2	e.	e.	PROPN
cblr-2956	61	3	green	green	PROPN
cblr-2956	61	4	et	et	PROPN
cblr-2956	61	5	al	al	PROPN
cblr-2956	61	6	.	.	PROPN
cblr-2956	61	7	,	,	PUNCT
cblr-2956	61	8	glossary	glossary	NOUN
cblr-2956	61	9	of	of	ADP
cblr-2956	61	10	insurance	insurance	NOUN
cblr-2956	61	11	terms	term	NOUN
cblr-2956	61	12	(	(	PUNCT
cblr-2956	61	13	1980	1980	NUM
cblr-2956	61	14	)	)	PUNCT
cblr-2956	61	15	.	.	PUNCT
cblr-2956	62	1	2	2	NUM
cblr-2956	62	2	see	see	VERB
cblr-2956	62	3	infra	infra	NOUN
cblr-2956	62	4	app	app	NOUN
cblr-2956	62	5	.	.	PUNCT
cblr-2956	63	1	a	a	PRON
cblr-2956	63	2	:	:	PUNCT
cblr-2956	63	3	tdi	tdi	PROPN
cblr-2956	63	4	closed	close	VERB
cblr-2956	63	5	claim	claim	NOUN
cblr-2956	63	6	reporting	report	VERB
cblr-2956	63	7	forms	form	NOUN
cblr-2956	63	8	,	,	PUNCT
cblr-2956	63	9	item	item	NOUN
cblr-2956	63	10	7	7	NUM
cblr-2956	63	11	.	.	PUNCT
cblr-2956	64	1	[	[	X
cblr-2956	64	2	vol	vol	NOUN
cblr-2956	64	3	.	.	PUNCT
cblr-2956	64	4	2008	2008	NUM
cblr-2956	64	5	early	early	ADV
cblr-2956	64	6	offers	offer	VERB
cblr-2956	64	7	reform	reform	NOUN
cblr-2956	64	8	claims	claim	NOUN
cblr-2956	64	9	are	be	AUX
cblr-2956	64	10	settled	settle	VERB
cblr-2956	64	11	,	,	PUNCT
cblr-2956	64	12	with	with	ADP
cblr-2956	64	13	fewer	few	ADJ
cblr-2956	64	14	than	than	ADP
cblr-2956	64	15	one	one	NUM
cblr-2956	64	16	percent	percent	NOUN
cblr-2956	64	17	of	of	ADP
cblr-2956	64	18	the	the	DET
cblr-2956	64	19	settlements	settlement	NOUN
cblr-2956	64	20	or	or	CCONJ
cblr-2956	64	21	awards	award	NOUN
cblr-2956	64	22	the	the	DET
cblr-2956	64	23	result	result	NOUN
cblr-2956	64	24	of	of	ADP
cblr-2956	64	25	trial	trial	NOUN
cblr-2956	64	26	verdicts	verdict	NOUN
cblr-2956	64	27	.	.	PUNCT
cblr-2956	65	1	the	the	DET
cblr-2956	65	2	distribution	distribution	NOUN
cblr-2956	65	3	of	of	ADP
cblr-2956	65	4	closed	closed	ADJ
cblr-2956	65	5	claims	claim	NOUN
cblr-2956	65	6	is	be	AUX
cblr-2956	65	7	highly	highly	ADV
cblr-2956	65	8	skewed	skewed	ADJ
cblr-2956	65	9	.	.	PUNCT
cblr-2956	66	1	only	only	ADV
cblr-2956	66	2	0.43	0.43	NUM
cblr-2956	66	3	percent	percent	NOUN
cblr-2956	66	4	of	of	ADP
cblr-2956	66	5	the	the	DET
cblr-2956	66	6	claims	claim	NOUN
cblr-2956	66	7	involve	involve	VERB
cblr-2956	66	8	awards	award	NOUN
cblr-2956	66	9	or	or	CCONJ
cblr-2956	66	10	settlements	settlement	NOUN
cblr-2956	66	11	greater	great	ADJ
cblr-2956	66	12	than	than	ADP
cblr-2956	66	13	five	five	NUM
cblr-2956	66	14	million	million	NUM
cblr-2956	66	15	dollars	dollar	NOUN
cblr-2956	66	16	[	[	X
cblr-2956	66	17	19c	19c	NUM
cblr-2956	66	18	]	]	PUNCT
cblr-2956	66	19	,	,	PUNCT
cblr-2956	66	20	3	3	NUM
cblr-2956	66	21	and	and	CCONJ
cblr-2956	66	22	3.93	3.93	NUM
cblr-2956	66	23	percent	percent	NOUN
cblr-2956	66	24	greater	great	ADJ
cblr-2956	66	25	than	than	ADP
cblr-2956	66	26	one	one	NUM
cblr-2956	66	27	million	million	NUM
cblr-2956	66	28	dollars	dollar	NOUN
cblr-2956	66	29	[	[	X
cblr-2956	66	30	19c	19c	NUM
cblr-2956	66	31	]	]	PUNCT
cblr-2956	66	32	.	.	PUNCT
cblr-2956	67	1	but	but	CCONJ
cblr-2956	67	2	72.39	72.39	NUM
cblr-2956	67	3	percent	percent	NOUN
cblr-2956	67	4	of	of	ADP
cblr-2956	67	5	the	the	DET
cblr-2956	67	6	awards	award	NOUN
cblr-2956	67	7	or	or	CCONJ
cblr-2956	67	8	settlements	settlement	NOUN
cblr-2956	67	9	are	be	AUX
cblr-2956	67	10	between	between	ADP
cblr-2956	67	11	$	$	SYM
cblr-2956	67	12	10,000	10,000	NUM
cblr-2956	67	13	and	and	CCONJ
cblr-2956	67	14	$	$	SYM
cblr-2956	67	15	100,000	100,000	NUM
cblr-2956	67	16	[	[	X
cblr-2956	67	17	19c	19c	NUM
cblr-2956	67	18	]	]	PUNCT
cblr-2956	67	19	.	.	PUNCT
cblr-2956	68	1	the	the	DET
cblr-2956	68	2	median	median	PROPN
cblr-2956	68	3	closed	close	VERB
cblr-2956	68	4	claim	claim	NOUN
cblr-2956	68	5	has	have	VERB
cblr-2956	68	6	a	a	DET
cblr-2956	68	7	settlement	settlement	NOUN
cblr-2956	68	8	amount	amount	NOUN
cblr-2956	68	9	or	or	CCONJ
cblr-2956	68	10	court	court	NOUN
cblr-2956	68	11	award	award	NOUN
cblr-2956	68	12	of	of	ADP
cblr-2956	68	13	$	$	SYM
cblr-2956	68	14	39,919	39,919	NUM
cblr-2956	68	15	[	[	NOUN
cblr-2956	68	16	19c	19c	NUM
cblr-2956	68	17	]	]	PUNCT
cblr-2956	68	18	.	.	PUNCT
cblr-2956	69	1	almost	almost	ADV
cblr-2956	69	2	12	12	NUM
cblr-2956	69	3	percent	percent	NOUN
cblr-2956	69	4	of	of	ADP
cblr-2956	69	5	the	the	DET
cblr-2956	69	6	closed	close	VERB
cblr-2956	69	7	claims	claim	NOUN
cblr-2956	69	8	involve	involve	VERB
cblr-2956	69	9	the	the	DET
cblr-2956	69	10	death	death	NOUN
cblr-2956	69	11	of	of	ADP
cblr-2956	69	12	the	the	DET
cblr-2956	69	13	victim	victim	NOUN
cblr-2956	69	14	and	and	CCONJ
cblr-2956	69	15	an	an	DET
cblr-2956	69	16	additional	additional	ADJ
cblr-2956	69	17	6.73	6.73	NUM
cblr-2956	69	18	percent	percent	NOUN
cblr-2956	69	19	involve	involve	VERB
cblr-2956	69	20	severe	severe	ADJ
cblr-2956	69	21	nonfatal	nonfatal	ADJ
cblr-2956	69	22	injuries	injury	NOUN
cblr-2956	69	23	with	with	ADP
cblr-2956	69	24	8.36	8.36	NUM
cblr-2956	69	25	percent	percent	NOUN
cblr-2956	69	26	of	of	ADP
cblr-2956	69	27	all	all	DET
cblr-2956	69	28	cases	case	NOUN
cblr-2956	69	29	involving	involve	VERB
cblr-2956	69	30	children	child	NOUN
cblr-2956	69	31	under	under	ADP
cblr-2956	69	32	age	age	NOUN
cblr-2956	69	33	18	18	NUM
cblr-2956	69	34	[	[	NOUN
cblr-2956	69	35	19b	19b	NOUN
cblr-2956	69	36	]	]	PUNCT
cblr-2956	69	37	.	.	PUNCT
cblr-2956	70	1	the	the	DET
cblr-2956	70	2	average	average	NOUN
cblr-2956	70	3	,	,	PUNCT
cblr-2956	70	4	as	as	SCONJ
cblr-2956	70	5	opposed	oppose	VERB
cblr-2956	70	6	to	to	ADP
cblr-2956	70	7	the	the	DET
cblr-2956	70	8	median	median	NOUN
cblr-2956	70	9	,	,	PUNCT
cblr-2956	70	10	claim	claim	NOUN
cblr-2956	70	11	involves	involve	VERB
cblr-2956	70	12	a	a	DET
cblr-2956	70	13	settlement	settlement	NOUN
cblr-2956	70	14	or	or	CCONJ
cblr-2956	70	15	award	award	NOUN
cblr-2956	70	16	of	of	ADP
cblr-2956	70	17	$	$	SYM
cblr-2956	70	18	242,823	242,823	NUM
cblr-2956	70	19	[	[	NOUN
cblr-2956	70	20	1c(5	1c(5	NUM
cblr-2956	70	21	)	)	PUNCT
cblr-2956	70	22	]	]	PUNCT
cblr-2956	70	23	,	,	PUNCT
cblr-2956	70	24	of	of	ADP
cblr-2956	70	25	which	which	PRON
cblr-2956	70	26	26	26	NUM
cblr-2956	70	27	percent	percent	NOUN
cblr-2956	70	28	is	be	AUX
cblr-2956	70	29	allocated	allocate	VERB
cblr-2956	70	30	for	for	ADP
cblr-2956	70	31	economic	economic	ADJ
cblr-2956	70	32	loss	loss	NOUN
cblr-2956	70	33	[	[	X
cblr-2956	70	34	1c	1c	NOUN
cblr-2956	70	35	]	]	PUNCT
cblr-2956	70	36	.	.	PUNCT
cblr-2956	71	1	only	only	ADV
cblr-2956	71	2	4	4	NUM
cblr-2956	71	3	percent	percent	NOUN
cblr-2956	71	4	of	of	ADP
cblr-2956	71	5	cases	case	NOUN
cblr-2956	71	6	involve	involve	VERB
cblr-2956	71	7	punitive	punitive	ADJ
cblr-2956	71	8	damages	damage	NOUN
cblr-2956	71	9	[	[	X
cblr-2956	71	10	19a	19a	NUM
cblr-2956	71	11	]	]	PUNCT
cblr-2956	71	12	,	,	PUNCT
cblr-2956	71	13	with	with	ADP
cblr-2956	71	14	the	the	DET
cblr-2956	71	15	average	average	ADJ
cblr-2956	71	16	settlement	settlement	NOUN
cblr-2956	71	17	or	or	CCONJ
cblr-2956	71	18	award	award	NOUN
cblr-2956	71	19	in	in	ADP
cblr-2956	71	20	those	those	DET
cblr-2956	71	21	cases	case	NOUN
cblr-2956	71	22	being	be	AUX
cblr-2956	71	23	$	$	SYM
cblr-2956	71	24	730,621	730,621	NUM
cblr-2956	71	25	,	,	PUNCT
cblr-2956	71	26	of	of	ADP
cblr-2956	71	27	which	which	PRON
cblr-2956	71	28	21	21	NUM
cblr-2956	71	29	percent	percent	NOUN
cblr-2956	71	30	is	be	AUX
cblr-2956	71	31	for	for	ADP
cblr-2956	71	32	economic	economic	ADJ
cblr-2956	71	33	loss	loss	NOUN
cblr-2956	71	34	[	[	X
cblr-2956	71	35	laa(3)(4	laa(3)(4	NOUN
cblr-2956	71	36	)	)	PUNCT
cblr-2956	71	37	]	]	PUNCT
cblr-2956	71	38	.	.	PUNCT
cblr-2956	72	1	another	another	DET
cblr-2956	72	2	18	18	NUM
cblr-2956	72	3	percent	percent	NOUN
cblr-2956	72	4	of	of	ADP
cblr-2956	72	5	cases	case	NOUN
cblr-2956	72	6	involve	involve	VERB
cblr-2956	72	7	an	an	DET
cblr-2956	72	8	average	average	ADJ
cblr-2956	72	9	settlement	settlement	NOUN
cblr-2956	72	10	or	or	CCONJ
cblr-2956	72	11	award	award	NOUN
cblr-2956	72	12	of	of	ADP
cblr-2956	72	13	$	$	SYM
cblr-2956	72	14	39,868	39,868	NUM
cblr-2956	72	15	,	,	PUNCT
cblr-2956	72	16	but	but	CCONJ
cblr-2956	72	17	no	no	DET
cblr-2956	72	18	economic	economic	ADJ
cblr-2956	72	19	loss	loss	NOUN
cblr-2956	72	20	[	[	X
cblr-2956	72	21	lab(3	lab(3	NOUN
cblr-2956	72	22	)	)	PUNCT
cblr-2956	72	23	]	]	PUNCT
cblr-2956	72	24	.	.	PUNCT
cblr-2956	73	1	the	the	DET
cblr-2956	73	2	vast	vast	ADJ
cblr-2956	73	3	majority	majority	NOUN
cblr-2956	73	4	of	of	ADP
cblr-2956	73	5	cases	case	NOUN
cblr-2956	73	6	(	(	PUNCT
cblr-2956	73	7	96	96	NUM
cblr-2956	73	8	percent	percent	NOUN
cblr-2956	73	9	)	)	PUNCT
cblr-2956	73	10	not	not	PART
cblr-2956	73	11	involving	involve	VERB
cblr-2956	73	12	punitive	punitive	ADJ
cblr-2956	73	13	damages	damage	NOUN
cblr-2956	73	14	have	have	VERB
cblr-2956	73	15	an	an	DET
cblr-2956	73	16	average	average	ADJ
cblr-2956	73	17	settlement	settlement	NOUN
cblr-2956	73	18	or	or	CCONJ
cblr-2956	73	19	award	award	NOUN
cblr-2956	73	20	of	of	ADP
cblr-2956	73	21	$	$	SYM
cblr-2956	73	22	186,215	186,215	NUM
cblr-2956	73	23	and	and	CCONJ
cblr-2956	73	24	an	an	DET
cblr-2956	73	25	estimated	estimate	VERB
cblr-2956	73	26	economic	economic	ADJ
cblr-2956	73	27	loss	loss	NOUN
cblr-2956	73	28	of	of	ADP
cblr-2956	73	29	$	$	SYM
cblr-2956	73	30	58,395	58,395	NUM
cblr-2956	73	31	(	(	PUNCT
cblr-2956	73	32	31	31	NUM
cblr-2956	73	33	percent	percent	NOUN
cblr-2956	73	34	of	of	ADP
cblr-2956	73	35	the	the	DET
cblr-2956	73	36	settlement	settlement	NOUN
cblr-2956	73	37	or	or	CCONJ
cblr-2956	73	38	award	award	NOUN
cblr-2956	73	39	)	)	PUNCT
cblr-2956	74	1	[	[	X
cblr-2956	74	2	1bd(3)(4	1bd(3)(4	NUM
cblr-2956	74	3	)	)	PUNCT
cblr-2956	74	4	]	]	PUNCT
cblr-2956	74	5	.	.	PUNCT
cblr-2956	75	1	the	the	DET
cblr-2956	75	2	settlement	settlement	NOUN
cblr-2956	75	3	or	or	CCONJ
cblr-2956	75	4	award	award	NOUN
cblr-2956	75	5	includes	include	VERB
cblr-2956	75	6	claimant	claimant	NOUN
cblr-2956	75	7	's	's	PART
cblr-2956	75	8	attorneys	attorney	NOUN
cblr-2956	75	9	'	'	PART
cblr-2956	75	10	fees	fee	NOUN
cblr-2956	75	11	,	,	PUNCT
cblr-2956	75	12	conservatively	conservatively	ADV
cblr-2956	75	13	assumed	assume	VERB
cblr-2956	75	14	to	to	PART
cblr-2956	75	15	be	be	AUX
cblr-2956	75	16	onethird	onethird	NOUN
cblr-2956	75	17	of	of	ADP
cblr-2956	75	18	any	any	DET
cblr-2956	75	19	payment	payment	NOUN
cblr-2956	75	20	.	.	PUNCT
cblr-2956	76	1	methodology	methodology	NOUN
cblr-2956	76	2	the	the	DET
cblr-2956	76	3	early	early	ADJ
cblr-2956	76	4	offer	offer	NOUN
cblr-2956	76	5	reform	reform	NOUN
cblr-2956	76	6	proposal	proposal	NOUN
cblr-2956	76	7	is	be	AUX
cblr-2956	76	8	a	a	DET
cblr-2956	76	9	legal	legal	ADJ
cblr-2956	76	10	reform	reform	NOUN
cblr-2956	76	11	approach	approach	NOUN
cblr-2956	76	12	designed	design	VERB
cblr-2956	76	13	to	to	PART
cblr-2956	76	14	provide	provide	VERB
cblr-2956	76	15	prompt	prompt	ADJ
cblr-2956	76	16	coverage	coverage	NOUN
cblr-2956	76	17	of	of	ADP
cblr-2956	76	18	claimants	claimant	NOUN
cblr-2956	76	19	'	'	PART
cblr-2956	76	20	economic	economic	ADJ
cblr-2956	76	21	losses	loss	NOUN
cblr-2956	76	22	and	and	CCONJ
cblr-2956	76	23	to	to	PART
cblr-2956	76	24	reduce	reduce	VERB
cblr-2956	76	25	litigation	litigation	NOUN
cblr-2956	76	26	costs	cost	NOUN
cblr-2956	76	27	.	.	PUNCT
cblr-2956	77	1	under	under	ADP
cblr-2956	77	2	the	the	DET
cblr-2956	77	3	early	early	ADJ
cblr-2956	77	4	offer	offer	NOUN
cblr-2956	77	5	proposal	proposal	NOUN
cblr-2956	77	6	,	,	PUNCT
cblr-2956	77	7	within	within	ADP
cblr-2956	77	8	180	180	NUM
cblr-2956	77	9	days	day	NOUN
cblr-2956	77	10	after	after	SCONJ
cblr-2956	77	11	a	a	DET
cblr-2956	77	12	personal	personal	ADJ
cblr-2956	77	13	injury	injury	NOUN
cblr-2956	77	14	liability	liability	NOUN
cblr-2956	77	15	claim	claim	NOUN
cblr-2956	77	16	is	be	AUX
cblr-2956	77	17	filed	file	VERB
cblr-2956	77	18	,	,	PUNCT
cblr-2956	77	19	liability	liability	NOUN
cblr-2956	77	20	insurers	insurer	NOUN
cblr-2956	77	21	have	have	VERB
cblr-2956	77	22	the	the	DET
cblr-2956	77	23	option	option	NOUN
cblr-2956	77	24	of	of	ADP
cblr-2956	77	25	offering	offer	VERB
cblr-2956	77	26	claimants	claimant	NOUN
cblr-2956	77	27	a	a	DET
cblr-2956	77	28	payment	payment	NOUN
cblr-2956	77	29	equal	equal	ADJ
cblr-2956	77	30	to	to	ADP
cblr-2956	77	31	the	the	DET
cblr-2956	77	32	claimant	claimant	NOUN
cblr-2956	77	33	's	's	PART
cblr-2956	77	34	net	net	ADJ
cblr-2956	77	35	economic	economic	ADJ
cblr-2956	77	36	"	"	PUNCT
cblr-2956	77	37	19c	19c	NUM
cblr-2956	77	38	"	"	PUNCT
cblr-2956	77	39	refers	refer	VERB
cblr-2956	77	40	to	to	ADP
cblr-2956	77	41	table	table	NOUN
cblr-2956	77	42	19	19	NUM
cblr-2956	77	43	,	,	PUNCT
cblr-2956	77	44	panel	panel	NOUN
cblr-2956	77	45	c	c	NOUN
cblr-2956	77	46	infra	infra	NOUN
cblr-2956	77	47	.	.	PUNCT
cblr-2956	78	1	references	reference	NOUN
cblr-2956	78	2	to	to	ADP
cblr-2956	78	3	tables	table	NOUN
cblr-2956	78	4	1	1	NUM
cblr-2956	78	5	-	-	SYM
cblr-2956	78	6	20	20	NUM
cblr-2956	78	7	will	will	AUX
cblr-2956	78	8	usually	usually	ADV
cblr-2956	78	9	appear	appear	VERB
cblr-2956	78	10	in	in	ADP
cblr-2956	78	11	the	the	DET
cblr-2956	78	12	format	format	NOUN
cblr-2956	78	13	:	:	PUNCT
cblr-2956	78	14	table	table	NOUN
cblr-2956	78	15	number	number	NOUN
cblr-2956	78	16	,	,	PUNCT
cblr-2956	78	17	panel	panel	NOUN
cblr-2956	78	18	letter	letter	NOUN
cblr-2956	78	19	(	(	PUNCT
cblr-2956	78	20	capital	capital	NOUN
cblr-2956	78	21	)	)	PUNCT
cblr-2956	78	22	,	,	PUNCT
cblr-2956	78	23	row	row	NOUN
cblr-2956	78	24	letter	letter	NOUN
cblr-2956	78	25	(	(	PUNCT
cblr-2956	78	26	lower	low	ADJ
cblr-2956	78	27	case	case	NOUN
cblr-2956	78	28	)	)	PUNCT
cblr-2956	78	29	,	,	PUNCT
cblr-2956	78	30	column	column	NOUN
cblr-2956	78	31	number(s	number(s	PROPN
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cblr-2956	78	33	.	.	PUNCT
cblr-2956	79	1	for	for	ADP
cblr-2956	79	2	example	example	NOUN
cblr-2956	79	3	:	:	PUNCT
cblr-2956	79	4	lab(3	lab(3	PROPN
cblr-2956	79	5	)	)	PUNCT
cblr-2956	79	6	,	,	PUNCT
cblr-2956	79	7	represents	represent	VERB
cblr-2956	79	8	table	table	NOUN
cblr-2956	79	9	1	1	NUM
cblr-2956	79	10	,	,	PUNCT
cblr-2956	79	11	panel	panel	NOUN
cblr-2956	79	12	a	a	PRON
cblr-2956	79	13	,	,	PUNCT
cblr-2956	79	14	row	row	NOUN
cblr-2956	79	15	b	b	NOUN
cblr-2956	79	16	,	,	PUNCT
cblr-2956	79	17	column	column	NOUN
cblr-2956	79	18	3	3	NUM
cblr-2956	79	19	.	.	PUNCT
cblr-2956	80	1	no	no	INTJ
cblr-2956	80	2	.	.	NOUN
cblr-2956	81	1	2:423	2:423	NUM
cblr-2956	81	2	]	]	X
cblr-2956	81	3	loss	loss	NOUN
cblr-2956	81	4	(	(	PUNCT
cblr-2956	81	5	i.e.	i.e.	X
cblr-2956	81	6	,	,	PUNCT
cblr-2956	81	7	the	the	DET
cblr-2956	81	8	loss	loss	NOUN
cblr-2956	81	9	beyond	beyond	ADP
cblr-2956	81	10	any	any	DET
cblr-2956	81	11	other	other	ADJ
cblr-2956	81	12	insurance	insurance	NOUN
cblr-2956	81	13	applicable	applicable	ADJ
cblr-2956	81	14	to	to	ADP
cblr-2956	81	15	the	the	DET
cblr-2956	81	16	claim	claim	NOUN
cblr-2956	81	17	)	)	PUNCT
cblr-2956	81	18	,	,	PUNCT
cblr-2956	81	19	plus	plus	CCONJ
cblr-2956	81	20	reasonable	reasonable	ADJ
cblr-2956	81	21	legal	legal	ADJ
cblr-2956	81	22	fees	fee	NOUN
cblr-2956	81	23	,	,	PUNCT
cblr-2956	81	24	but	but	CCONJ
cblr-2956	81	25	nothing	nothing	PRON
cblr-2956	81	26	for	for	ADP
cblr-2956	81	27	pain	pain	NOUN
cblr-2956	81	28	and	and	CCONJ
cblr-2956	81	29	suffering	suffering	NOUN
cblr-2956	81	30	damages	damage	NOUN
cblr-2956	81	31	.	.	PUNCT
cblr-2956	82	1	if	if	SCONJ
cblr-2956	82	2	the	the	DET
cblr-2956	82	3	claimant	claimant	NOUN
cblr-2956	82	4	does	do	AUX
cblr-2956	82	5	not	not	PART
cblr-2956	82	6	accept	accept	VERB
cblr-2956	82	7	this	this	DET
cblr-2956	82	8	offer	offer	NOUN
cblr-2956	82	9	,	,	PUNCT
cblr-2956	82	10	the	the	DET
cblr-2956	82	11	claimant	claimant	NOUN
cblr-2956	82	12	can	can	AUX
cblr-2956	82	13	proceed	proceed	VERB
cblr-2956	82	14	with	with	ADP
cblr-2956	82	15	a	a	DET
cblr-2956	82	16	tort	tort	NOUN
cblr-2956	82	17	claim	claim	NOUN
cblr-2956	82	18	for	for	ADP
cblr-2956	82	19	both	both	CCONJ
cblr-2956	82	20	economic	economic	ADJ
cblr-2956	82	21	and	and	CCONJ
cblr-2956	82	22	noneconomic	noneconomic	ADJ
cblr-2956	82	23	damages	damage	NOUN
cblr-2956	82	24	,	,	PUNCT
cblr-2956	82	25	but	but	CCONJ
cblr-2956	82	26	the	the	DET
cblr-2956	82	27	legal	legal	ADJ
cblr-2956	82	28	standards	standard	NOUN
cblr-2956	82	29	of	of	ADP
cblr-2956	82	30	both	both	CCONJ
cblr-2956	82	31	the	the	DET
cblr-2956	82	32	burden	burden	NOUN
cblr-2956	82	33	of	of	ADP
cblr-2956	82	34	proof	proof	NOUN
cblr-2956	82	35	and	and	CCONJ
cblr-2956	82	36	level	level	NOUN
cblr-2956	82	37	of	of	ADP
cblr-2956	82	38	misconduct	misconduct	NOUN
cblr-2956	82	39	applied	apply	VERB
cblr-2956	82	40	to	to	ADP
cblr-2956	82	41	the	the	DET
cblr-2956	82	42	claim	claim	NOUN
cblr-2956	82	43	would	would	AUX
cblr-2956	82	44	be	be	AUX
cblr-2956	82	45	raised	raise	VERB
cblr-2956	82	46	,	,	PUNCT
cblr-2956	82	47	with	with	ADP
cblr-2956	82	48	the	the	DET
cblr-2956	82	49	claimant	claimant	NOUN
cblr-2956	82	50	having	have	VERB
cblr-2956	82	51	to	to	PART
cblr-2956	82	52	prove	prove	VERB
cblr-2956	82	53	the	the	DET
cblr-2956	82	54	defendant	defendant	NOUN
cblr-2956	82	55	's	's	PART
cblr-2956	82	56	gross	gross	ADJ
cblr-2956	82	57	negligence	negligence	NOUN
cblr-2956	82	58	beyond	beyond	ADP
cblr-2956	82	59	a	a	DET
cblr-2956	82	60	reasonable	reasonable	ADJ
cblr-2956	82	61	doubt	doubt	NOUN
cblr-2956	82	62	.	.	PUNCT
cblr-2956	83	1	insurers	insurer	NOUN
cblr-2956	83	2	would	would	AUX
cblr-2956	83	3	decide	decide	VERB
cblr-2956	83	4	whether	whether	SCONJ
cblr-2956	83	5	to	to	PART
cblr-2956	83	6	make	make	VERB
cblr-2956	83	7	an	an	DET
cblr-2956	83	8	early	early	ADJ
cblr-2956	83	9	offer	offer	NOUN
cblr-2956	83	10	by	by	ADP
cblr-2956	83	11	comparing	compare	VERB
cblr-2956	83	12	the	the	DET
cblr-2956	83	13	expected	expect	VERB
cblr-2956	83	14	cost	cost	NOUN
cblr-2956	83	15	of	of	ADP
cblr-2956	83	16	the	the	DET
cblr-2956	83	17	early	early	ADJ
cblr-2956	83	18	offer	offer	NOUN
cblr-2956	83	19	to	to	ADP
cblr-2956	83	20	their	their	PRON
cblr-2956	83	21	expected	expect	VERB
cblr-2956	83	22	cost	cost	NOUN
cblr-2956	83	23	under	under	ADP
cblr-2956	83	24	normal	normal	ADJ
cblr-2956	83	25	tort	tort	NOUN
cblr-2956	83	26	rules	rule	NOUN
cblr-2956	83	27	if	if	SCONJ
cblr-2956	83	28	the	the	DET
cblr-2956	83	29	claim	claim	NOUN
cblr-2956	83	30	is	be	AUX
cblr-2956	83	31	not	not	PART
cblr-2956	83	32	settled	settle	VERB
cblr-2956	83	33	under	under	ADP
cblr-2956	83	34	the	the	DET
cblr-2956	83	35	early	early	ADJ
cblr-2956	83	36	offer	offer	NOUN
cblr-2956	83	37	proposal	proposal	NOUN
cblr-2956	83	38	.	.	PUNCT
cblr-2956	84	1	this	this	DET
cblr-2956	84	2	expected	expect	VERB
cblr-2956	84	3	cost	cost	NOUN
cblr-2956	84	4	of	of	ADP
cblr-2956	84	5	an	an	DET
cblr-2956	84	6	early	early	ADJ
cblr-2956	84	7	offer	offer	NOUN
cblr-2956	84	8	would	would	AUX
cblr-2956	84	9	equal	equal	VERB
cblr-2956	84	10	the	the	DET
cblr-2956	84	11	net	net	ADJ
cblr-2956	84	12	economic	economic	ADJ
cblr-2956	84	13	damages	damage	NOUN
cblr-2956	84	14	(	(	PUNCT
cblr-2956	84	15	medical	medical	ADJ
cblr-2956	84	16	expense	expense	NOUN
cblr-2956	84	17	and	and	CCONJ
cblr-2956	84	18	wage	wage	NOUN
cblr-2956	84	19	loss	loss	NOUN
cblr-2956	84	20	but	but	CCONJ
cblr-2956	84	21	,	,	PUNCT
cblr-2956	84	22	as	as	SCONJ
cblr-2956	84	23	stated	state	VERB
cblr-2956	84	24	,	,	PUNCT
cblr-2956	84	25	not	not	PART
cblr-2956	84	26	pain	pain	NOUN
cblr-2956	84	27	and	and	CCONJ
cblr-2956	84	28	suffering	suffering	NOUN
cblr-2956	84	29	)	)	PUNCT
cblr-2956	84	30	plus	plus	CCONJ
cblr-2956	84	31	an	an	DET
cblr-2956	84	32	allowable	allowable	ADJ
cblr-2956	84	33	payment	payment	NOUN
cblr-2956	84	34	of	of	ADP
cblr-2956	84	35	the	the	DET
cblr-2956	84	36	claimant	claimant	NOUN
cblr-2956	84	37	's	's	PART
cblr-2956	84	38	lawyers	lawyer	NOUN
cblr-2956	84	39	,	,	PUNCT
cblr-2956	84	40	which	which	PRON
cblr-2956	84	41	as	as	ADP
cblr-2956	84	42	an	an	DET
cblr-2956	84	43	illustrative	illustrative	ADJ
cblr-2956	84	44	calculation	calculation	NOUN
cblr-2956	84	45	is	be	AUX
cblr-2956	84	46	presumed	presume	VERB
cblr-2956	84	47	to	to	PART
cblr-2956	84	48	be	be	AUX
cblr-2956	84	49	10	10	NUM
cblr-2956	84	50	percent	percent	NOUN
cblr-2956	84	51	of	of	ADP
cblr-2956	84	52	the	the	DET
cblr-2956	84	53	value	value	NOUN
cblr-2956	84	54	of	of	ADP
cblr-2956	84	55	the	the	DET
cblr-2956	84	56	early	early	ADJ
cblr-2956	84	57	offer	offer	NOUN
cblr-2956	84	58	.	.	PUNCT
cblr-2956	85	1	that	that	PRON
cblr-2956	85	2	is	is	ADV
cblr-2956	85	3	,	,	PUNCT
cblr-2956	85	4	the	the	DET
cblr-2956	85	5	insurer	insurer	NOUN
cblr-2956	85	6	will	will	AUX
cblr-2956	85	7	make	make	VERB
cblr-2956	85	8	an	an	DET
cblr-2956	85	9	offer	offer	NOUN
cblr-2956	85	10	if	if	SCONJ
cblr-2956	85	11	the	the	DET
cblr-2956	85	12	expected	expect	VERB
cblr-2956	85	13	liability	liability	NOUN
cblr-2956	85	14	and	and	CCONJ
cblr-2956	85	15	litigation	litigation	NOUN
cblr-2956	85	16	costs	cost	NOUN
cblr-2956	85	17	if	if	SCONJ
cblr-2956	85	18	the	the	DET
cblr-2956	85	19	claim	claim	NOUN
cblr-2956	85	20	is	be	AUX
cblr-2956	85	21	not	not	PART
cblr-2956	85	22	settled	settle	VERB
cblr-2956	85	23	under	under	ADP
cblr-2956	85	24	the	the	DET
cblr-2956	85	25	early	early	ADJ
cblr-2956	85	26	offer	offer	NOUN
cblr-2956	85	27	proposal	proposal	NOUN
cblr-2956	85	28	are	be	AUX
cblr-2956	85	29	greater	great	ADJ
cblr-2956	85	30	than	than	ADP
cblr-2956	85	31	the	the	DET
cblr-2956	85	32	net	net	ADJ
cblr-2956	85	33	economic	economic	ADJ
cblr-2956	85	34	damages	damage	NOUN
cblr-2956	85	35	and	and	CCONJ
cblr-2956	85	36	allowable	allowable	ADJ
cblr-2956	85	37	claimant	claimant	NOUN
cblr-2956	85	38	's	's	PART
cblr-2956	85	39	legal	legal	ADJ
cblr-2956	85	40	fees	fee	NOUN
cblr-2956	85	41	.	.	PUNCT
cblr-2956	86	1	in	in	ADP
cblr-2956	86	2	other	other	ADJ
cblr-2956	86	3	words	word	NOUN
cblr-2956	86	4	,	,	PUNCT
cblr-2956	86	5	the	the	DET
cblr-2956	86	6	insurer	insurer	NOUN
cblr-2956	86	7	will	will	AUX
cblr-2956	86	8	make	make	VERB
cblr-2956	86	9	an	an	DET
cblr-2956	86	10	early	early	ADJ
cblr-2956	86	11	offer	offer	NOUN
cblr-2956	86	12	when	when	SCONJ
cblr-2956	86	13	the	the	DET
cblr-2956	86	14	amount	amount	NOUN
cblr-2956	86	15	of	of	ADP
cblr-2956	86	16	the	the	DET
cblr-2956	86	17	early	early	ADJ
cblr-2956	86	18	offer	offer	NOUN
cblr-2956	86	19	is	be	AUX
cblr-2956	86	20	less	less	ADJ
cblr-2956	86	21	than	than	ADP
cblr-2956	86	22	the	the	DET
cblr-2956	86	23	insurer	insurer	NOUN
cblr-2956	86	24	's	's	PART
cblr-2956	86	25	expected	expect	VERB
cblr-2956	86	26	exposure	exposure	NOUN
cblr-2956	86	27	from	from	ADP
cblr-2956	86	28	a	a	DET
cblr-2956	86	29	full	full	ADJ
cblr-2956	86	30	-	-	PUNCT
cblr-2956	86	31	scale	scale	NOUN
cblr-2956	86	32	tort	tort	NOUN
cblr-2956	86	33	claim	claim	NOUN
cblr-2956	86	34	.	.	PUNCT
cblr-2956	87	1	this	this	DET
cblr-2956	87	2	formula	formula	NOUN
cblr-2956	87	3	assumes	assume	VERB
cblr-2956	87	4	that	that	SCONJ
cblr-2956	87	5	insurers	insurer	NOUN
cblr-2956	87	6	act	act	VERB
cblr-2956	87	7	in	in	ADP
cblr-2956	87	8	a	a	DET
cblr-2956	87	9	rational	rational	ADJ
cblr-2956	87	10	economic	economic	ADJ
cblr-2956	87	11	manner	manner	NOUN
cblr-2956	87	12	,	,	PUNCT
cblr-2956	87	13	are	be	AUX
cblr-2956	87	14	risk	risk	NOUN
cblr-2956	87	15	-	-	PUNCT
cblr-2956	87	16	neutral	neutral	ADJ
cblr-2956	87	17	,	,	PUNCT
cblr-2956	87	18	and	and	CCONJ
cblr-2956	87	19	value	value	NOUN
cblr-2956	87	20	payoffs	payoff	NOUN
cblr-2956	87	21	according	accord	VERB
cblr-2956	87	22	to	to	ADP
cblr-2956	87	23	their	their	PRON
cblr-2956	87	24	expected	expect	VERB
cblr-2956	87	25	value	value	NOUN
cblr-2956	87	26	.	.	PUNCT
cblr-2956	88	1	this	this	DET
cblr-2956	88	2	report	report	NOUN
cblr-2956	88	3	focuses	focus	VERB
cblr-2956	88	4	on	on	ADP
cblr-2956	88	5	the	the	DET
cblr-2956	88	6	amounts	amount	NOUN
cblr-2956	88	7	that	that	PRON
cblr-2956	88	8	would	would	AUX
cblr-2956	88	9	be	be	AUX
cblr-2956	88	10	saved	save	VERB
cblr-2956	88	11	by	by	ADP
cblr-2956	88	12	insurers	insurer	NOUN
cblr-2956	88	13	making	make	VERB
cblr-2956	88	14	early	early	ADJ
cblr-2956	88	15	offers	offer	NOUN
cblr-2956	88	16	,	,	PUNCT
cblr-2956	88	17	since	since	SCONJ
cblr-2956	88	18	such	such	ADJ
cblr-2956	88	19	savings	saving	NOUN
cblr-2956	88	20	are	be	AUX
cblr-2956	88	21	a	a	DET
cblr-2956	88	22	prerequisite	prerequisite	NOUN
cblr-2956	88	23	to	to	ADP
cblr-2956	88	24	making	make	VERB
cblr-2956	88	25	early	early	ADJ
cblr-2956	88	26	offers	offer	NOUN
cblr-2956	88	27	.	.	PUNCT
cblr-2956	89	1	but	but	CCONJ
cblr-2956	89	2	savings	saving	NOUN
cblr-2956	89	3	to	to	ADP
cblr-2956	89	4	defendants	defendant	NOUN
cblr-2956	89	5	'	'	PART
cblr-2956	89	6	insurers	insurer	NOUN
cblr-2956	89	7	by	by	ADP
cblr-2956	89	8	no	no	DET
cblr-2956	89	9	means	mean	NOUN
cblr-2956	89	10	necessarily	necessarily	ADV
cblr-2956	89	11	imply	imply	VERB
cblr-2956	89	12	losses	loss	NOUN
cblr-2956	89	13	to	to	ADP
cblr-2956	89	14	claimants	claimant	NOUN
cblr-2956	89	15	of	of	ADP
cblr-2956	89	16	an	an	DET
cblr-2956	89	17	identical	identical	ADJ
cblr-2956	89	18	magnitude	magnitude	NOUN
cblr-2956	89	19	.	.	PUNCT
cblr-2956	90	1	although	although	SCONJ
cblr-2956	90	2	claimants	claimant	NOUN
cblr-2956	90	3	lose	lose	VERB
cblr-2956	90	4	their	their	PRON
cblr-2956	90	5	normal	normal	ADJ
cblr-2956	90	6	recourse	recourse	NOUN
cblr-2956	90	7	to	to	ADP
cblr-2956	90	8	full	full	ADJ
cblr-2956	90	9	-	-	PUNCT
cblr-2956	90	10	scale	scale	NOUN
cblr-2956	90	11	tort	tort	NOUN
cblr-2956	90	12	litigation	litigation	NOUN
cblr-2956	90	13	,	,	PUNCT
cblr-2956	90	14	such	such	ADJ
cblr-2956	90	15	litigation	litigation	NOUN
cblr-2956	90	16	,	,	PUNCT
cblr-2956	90	17	as	as	SCONJ
cblr-2956	90	18	seen	see	VERB
cblr-2956	90	19	,	,	PUNCT
cblr-2956	90	20	has	have	VERB
cblr-2956	90	21	inherent	inherent	ADJ
cblr-2956	90	22	uncertainties	uncertainty	NOUN
cblr-2956	90	23	,	,	PUNCT
cblr-2956	90	24	delays	delay	NOUN
cblr-2956	90	25	,	,	PUNCT
cblr-2956	90	26	and	and	CCONJ
cblr-2956	90	27	transaction	transaction	NOUN
cblr-2956	90	28	costs	cost	NOUN
cblr-2956	90	29	,	,	PUNCT
cblr-2956	90	30	including	include	VERB
cblr-2956	90	31	very	very	ADV
cblr-2956	90	32	high	high	ADJ
cblr-2956	90	33	claimants	claimant	NOUN
cblr-2956	90	34	'	'	PART
cblr-2956	90	35	legal	legal	ADJ
cblr-2956	90	36	fees	fee	NOUN
cblr-2956	90	37	,	,	PUNCT
cblr-2956	90	38	which	which	PRON
cblr-2956	90	39	are	be	AUX
cblr-2956	90	40	deducted	deduct	VERB
cblr-2956	90	41	from	from	ADP
cblr-2956	90	42	any	any	DET
cblr-2956	90	43	payment	payment	NOUN
cblr-2956	90	44	.	.	PUNCT
cblr-2956	91	1	under	under	ADP
cblr-2956	91	2	the	the	DET
cblr-2956	91	3	early	early	ADJ
cblr-2956	91	4	offer	offer	NOUN
cblr-2956	91	5	proposal	proposal	NOUN
cblr-2956	91	6	,	,	PUNCT
cblr-2956	91	7	claimants	claimant	NOUN
cblr-2956	91	8	lose	lose	VERB
cblr-2956	91	9	any	any	DET
cblr-2956	91	10	rights	right	NOUN
cblr-2956	91	11	only	only	ADV
cblr-2956	91	12	after	after	SCONJ
cblr-2956	91	13	they	they	PRON
cblr-2956	91	14	are	be	AUX
cblr-2956	91	15	guaranteed	guarantee	VERB
cblr-2956	91	16	prompt	prompt	ADJ
cblr-2956	91	17	payment	payment	NOUN
cblr-2956	91	18	of	of	ADP
cblr-2956	91	19	their	their	PRON
cblr-2956	91	20	actual	actual	ADJ
cblr-2956	91	21	medical	medical	ADJ
cblr-2956	91	22	expenses	expense	NOUN
cblr-2956	91	23	and	and	CCONJ
cblr-2956	91	24	wage	wage	NOUN
cblr-2956	91	25	losses	loss	NOUN
cblr-2956	91	26	,	,	PUNCT
cblr-2956	91	27	plus	plus	CCONJ
cblr-2956	91	28	a	a	DET
cblr-2956	91	29	reasonable	reasonable	ADJ
cblr-2956	91	30	attorneys	attorney	NOUN
cblr-2956	91	31	'	'	PART
cblr-2956	91	32	fee	fee	NOUN
cblr-2956	91	33	.	.	PUNCT
cblr-2956	92	1	[	[	X
cblr-2956	92	2	vol	vol	NOUN
cblr-2956	92	3	.	.	PUNCT
cblr-2956	92	4	2008col	2008col	NUM
cblr-2956	92	5	umbia	umbia	NOUN
cblr-2956	92	6	business	business	NOUN
cblr-2956	92	7	la	la	PROPN
cblr-2956	92	8	w	w	PROPN
cblr-2956	92	9	re	re	VERB
cblr-2956	92	10	view	view	VERB
cblr-2956	92	11	calculation	calculation	NOUN
cblr-2956	92	12	of	of	ADP
cblr-2956	92	13	potential	potential	ADJ
cblr-2956	92	14	savings	saving	NOUN
cblr-2956	92	15	from	from	ADP
cblr-2956	92	16	the	the	DET
cblr-2956	92	17	early	early	ADJ
cblr-2956	92	18	offer	offer	NOUN
cblr-2956	92	19	reform	reform	NOUN
cblr-2956	92	20	requires	require	VERB
cblr-2956	92	21	a	a	DET
cblr-2956	92	22	reference	reference	NOUN
cblr-2956	92	23	point	point	NOUN
cblr-2956	92	24	for	for	ADP
cblr-2956	92	25	the	the	DET
cblr-2956	92	26	computations	computation	NOUN
cblr-2956	92	27	.	.	PUNCT
cblr-2956	93	1	three	three	NUM
cblr-2956	93	2	different	different	ADJ
cblr-2956	93	3	points	point	NOUN
cblr-2956	93	4	are	be	AUX
cblr-2956	93	5	possible	possible	ADJ
cblr-2956	93	6	using	use	VERB
cblr-2956	93	7	the	the	DET
cblr-2956	93	8	texas	texas	PROPN
cblr-2956	93	9	data	data	PROPN
cblr-2956	93	10	:	:	PUNCT
cblr-2956	93	11	the	the	DET
cblr-2956	93	12	insurer	insurer	NOUN
cblr-2956	93	13	's	's	PART
cblr-2956	93	14	initial	initial	ADJ
cblr-2956	93	15	reserve	reserve	NOUN
cblr-2956	93	16	set	set	VERB
cblr-2956	93	17	aside	aside	ADV
cblr-2956	93	18	for	for	ADP
cblr-2956	93	19	payment	payment	NOUN
cblr-2956	93	20	of	of	ADP
cblr-2956	93	21	the	the	DET
cblr-2956	93	22	claim	claim	NOUN
cblr-2956	93	23	,	,	PUNCT
cblr-2956	93	24	its	its	PRON
cblr-2956	93	25	final	final	ADJ
cblr-2956	93	26	reserve	reserve	NOUN
cblr-2956	93	27	,	,	PUNCT
cblr-2956	93	28	and	and	CCONJ
cblr-2956	93	29	the	the	DET
cblr-2956	93	30	ultimate	ultimate	ADJ
cblr-2956	93	31	settlement	settlement	NOUN
cblr-2956	93	32	or	or	CCONJ
cblr-2956	93	33	award	award	NOUN
cblr-2956	93	34	.	.	PUNCT
cblr-2956	94	1	both	both	DET
cblr-2956	94	2	initial	initial	ADJ
cblr-2956	94	3	and	and	CCONJ
cblr-2956	94	4	final	final	ADJ
cblr-2956	94	5	reserves	reserve	NOUN
cblr-2956	94	6	include	include	VERB
cblr-2956	94	7	estimated	estimate	VERB
cblr-2956	94	8	defense	defense	NOUN
cblr-2956	94	9	attorneys	attorney	NOUN
cblr-2956	94	10	'	'	PART
cblr-2956	94	11	fees	fee	NOUN
cblr-2956	94	12	,	,	PUNCT
cblr-2956	94	13	but	but	CCONJ
cblr-2956	94	14	the	the	DET
cblr-2956	94	15	final	final	ADJ
cblr-2956	94	16	reserve	reserve	NOUN
cblr-2956	94	17	may	may	AUX
cblr-2956	94	18	be	be	AUX
cblr-2956	94	19	the	the	DET
cblr-2956	94	20	most	most	ADV
cblr-2956	94	21	useful	useful	ADJ
cblr-2956	94	22	reference	reference	NOUN
cblr-2956	94	23	point	point	NOUN
cblr-2956	94	24	because	because	SCONJ
cblr-2956	94	25	it	it	PRON
cblr-2956	94	26	is	be	AUX
cblr-2956	94	27	calculated	calculate	VERB
cblr-2956	94	28	at	at	ADP
cblr-2956	94	29	a	a	DET
cblr-2956	94	30	point	point	NOUN
cblr-2956	94	31	when	when	SCONJ
cblr-2956	94	32	more	more	ADJ
cblr-2956	94	33	is	be	AUX
cblr-2956	94	34	known	know	VERB
cblr-2956	94	35	about	about	ADP
cblr-2956	94	36	the	the	DET
cblr-2956	94	37	actual	actual	ADJ
cblr-2956	94	38	settlement	settlement	NOUN
cblr-2956	94	39	or	or	CCONJ
cblr-2956	94	40	award	award	NOUN
cblr-2956	94	41	and	and	CCONJ
cblr-2956	94	42	about	about	ADP
cblr-2956	94	43	actual	actual	ADJ
cblr-2956	94	44	defense	defense	NOUN
cblr-2956	94	45	attorneys	attorney	NOUN
cblr-2956	94	46	'	'	PART
cblr-2956	94	47	fees	fee	NOUN
cblr-2956	94	48	.	.	PUNCT
cblr-2956	95	1	however	however	ADV
cblr-2956	95	2	,	,	PUNCT
cblr-2956	95	3	the	the	DET
cblr-2956	95	4	savings	saving	NOUN
cblr-2956	95	5	computed	compute	VERB
cblr-2956	95	6	from	from	ADP
cblr-2956	95	7	this	this	DET
cblr-2956	95	8	reference	reference	NOUN
cblr-2956	95	9	point	point	NOUN
cblr-2956	95	10	involves	involve	VERB
cblr-2956	95	11	a	a	DET
cblr-2956	95	12	key	key	ADJ
cblr-2956	95	13	assumption	assumption	NOUN
cblr-2956	95	14	.	.	PUNCT
cblr-2956	96	1	one	one	PRON
cblr-2956	96	2	must	must	AUX
cblr-2956	96	3	assume	assume	VERB
cblr-2956	96	4	that	that	SCONJ
cblr-2956	96	5	the	the	DET
cblr-2956	96	6	defense	defense	NOUN
cblr-2956	96	7	early	early	ADV
cblr-2956	96	8	on	on	ADP
cblr-2956	96	9	correctly	correctly	ADV
cblr-2956	96	10	estimates	estimate	VERB
cblr-2956	96	11	its	its	PRON
cblr-2956	96	12	final	final	ADJ
cblr-2956	96	13	expected	expect	VERB
cblr-2956	96	14	value	value	NOUN
cblr-2956	96	15	of	of	ADP
cblr-2956	96	16	the	the	DET
cblr-2956	96	17	claim	claim	NOUN
cblr-2956	96	18	.	.	PUNCT
cblr-2956	97	1	an	an	DET
cblr-2956	97	2	alternative	alternative	ADJ
cblr-2956	97	3	reference	reference	NOUN
cblr-2956	97	4	point	point	NOUN
cblr-2956	97	5	is	be	AUX
cblr-2956	97	6	the	the	DET
cblr-2956	97	7	initial	initial	ADJ
cblr-2956	97	8	reserve	reserve	NOUN
cblr-2956	97	9	where	where	SCONJ
cblr-2956	97	10	no	no	DET
cblr-2956	97	11	such	such	ADJ
cblr-2956	97	12	hypothetical	hypothetical	ADJ
cblr-2956	97	13	knowledge	knowledge	NOUN
cblr-2956	97	14	must	must	AUX
cblr-2956	97	15	be	be	AUX
cblr-2956	97	16	imputed	impute	VERB
cblr-2956	97	17	.	.	PUNCT
cblr-2956	98	1	but	but	CCONJ
cblr-2956	98	2	this	this	DET
cblr-2956	98	3	latter	latter	ADJ
cblr-2956	98	4	measure	measure	NOUN
cblr-2956	98	5	proved	prove	VERB
cblr-2956	98	6	to	to	PART
cblr-2956	98	7	be	be	AUX
cblr-2956	98	8	less	less	ADV
cblr-2956	98	9	advantageous	advantageous	ADJ
cblr-2956	98	10	in	in	ADP
cblr-2956	98	11	the	the	DET
cblr-2956	98	12	analyses	analysis	NOUN
cblr-2956	98	13	in	in	ADP
cblr-2956	98	14	that	that	SCONJ
cblr-2956	98	15	many	many	ADJ
cblr-2956	98	16	insurers	insurer	NOUN
cblr-2956	98	17	typically	typically	ADV
cblr-2956	98	18	seem	seem	VERB
cblr-2956	98	19	to	to	PART
cblr-2956	98	20	underestimate	underestimate	VERB
cblr-2956	98	21	this	this	DET
cblr-2956	98	22	amount	amount	NOUN
cblr-2956	98	23	,	,	PUNCT
cblr-2956	98	24	thus	thus	ADV
cblr-2956	98	25	making	make	VERB
cblr-2956	98	26	early	early	ADJ
cblr-2956	98	27	offers	offer	NOUN
cblr-2956	98	28	less	less	ADV
cblr-2956	98	29	likely	likely	ADJ
cblr-2956	98	30	.	.	PUNCT
cblr-2956	99	1	results	result	NOUN
cblr-2956	99	2	table	table	NOUN
cblr-2956	99	3	2	2	NUM
cblr-2956	99	4	focuses	focus	VERB
cblr-2956	99	5	on	on	ADP
cblr-2956	99	6	the	the	DET
cblr-2956	99	7	whole	whole	ADJ
cblr-2956	99	8	universe	universe	NOUN
cblr-2956	99	9	of	of	ADP
cblr-2956	99	10	personal	personal	ADJ
cblr-2956	99	11	injury	injury	NOUN
cblr-2956	99	12	liability	liability	NOUN
cblr-2956	99	13	claimants	claimant	NOUN
cblr-2956	99	14	,	,	PUNCT
cblr-2956	99	15	both	both	CCONJ
cblr-2956	99	16	those	those	PRON
cblr-2956	99	17	covered	cover	VERB
cblr-2956	99	18	and	and	CCONJ
cblr-2956	99	19	those	those	PRON
cblr-2956	99	20	not	not	PART
cblr-2956	99	21	covered	cover	VERB
cblr-2956	99	22	by	by	ADP
cblr-2956	99	23	workers	worker	NOUN
cblr-2956	99	24	'	'	PART
cblr-2956	99	25	compensation	compensation	NOUN
cblr-2956	99	26	.	.	PUNCT
cblr-2956	100	1	it	it	PRON
cblr-2956	100	2	shows	show	VERB
cblr-2956	100	3	that	that	SCONJ
cblr-2956	100	4	if	if	SCONJ
cblr-2956	100	5	the	the	DET
cblr-2956	100	6	final	final	ADJ
cblr-2956	100	7	reserve	reserve	NOUN
cblr-2956	100	8	is	be	AUX
cblr-2956	100	9	the	the	DET
cblr-2956	100	10	appropriate	appropriate	ADJ
cblr-2956	100	11	reference	reference	NOUN
cblr-2956	100	12	point	point	NOUN
cblr-2956	100	13	for	for	ADP
cblr-2956	100	14	computing	compute	VERB
cblr-2956	100	15	savings	saving	NOUN
cblr-2956	100	16	,	,	PUNCT
cblr-2956	100	17	the	the	DET
cblr-2956	100	18	early	early	ADJ
cblr-2956	100	19	offer	offer	NOUN
cblr-2956	100	20	reform	reform	NOUN
cblr-2956	100	21	could	could	AUX
cblr-2956	100	22	generate	generate	VERB
cblr-2956	100	23	average	average	ADJ
cblr-2956	100	24	per	per	ADP
cblr-2956	100	25	claim	claim	NOUN
cblr-2956	100	26	savings	saving	NOUN
cblr-2956	100	27	of	of	ADP
cblr-2956	100	28	$	$	SYM
cblr-2956	100	29	230,232	230,232	NUM
cblr-2956	101	1	[	[	X
cblr-2956	101	2	2ae(2	2ae(2	NOUN
cblr-2956	101	3	)	)	PUNCT
cblr-2956	101	4	]	]	PUNCT
cblr-2956	101	5	.	.	PUNCT
cblr-2956	102	1	also	also	ADV
cblr-2956	102	2	based	base	VERB
cblr-2956	102	3	on	on	ADP
cblr-2956	102	4	the	the	DET
cblr-2956	102	5	final	final	ADJ
cblr-2956	102	6	reserve	reserve	NOUN
cblr-2956	102	7	,	,	PUNCT
cblr-2956	102	8	overall	overall	ADV
cblr-2956	102	9	,	,	PUNCT
cblr-2956	102	10	insurers	insurer	NOUN
cblr-2956	102	11	would	would	AUX
cblr-2956	102	12	find	find	VERB
cblr-2956	102	13	it	it	PRON
cblr-2956	102	14	desirable	desirable	ADJ
cblr-2956	102	15	to	to	PART
cblr-2956	102	16	make	make	VERB
cblr-2956	102	17	an	an	DET
cblr-2956	102	18	early	early	ADJ
cblr-2956	102	19	offer	offer	NOUN
cblr-2956	102	20	in	in	ADP
cblr-2956	102	21	some	some	DET
cblr-2956	102	22	98	98	NUM
cblr-2956	102	23	percent	percent	NOUN
cblr-2956	102	24	of	of	ADP
cblr-2956	102	25	the	the	DET
cblr-2956	102	26	liability	liability	NOUN
cblr-2956	102	27	claims	claim	NOUN
cblr-2956	102	28	paid	pay	VERB
cblr-2956	102	29	under	under	ADP
cblr-2956	102	30	tort	tort	NOUN
cblr-2956	102	31	criteria	criterion	NOUN
cblr-2956	102	32	[	[	X
cblr-2956	102	33	2ae	2ae	NOUN
cblr-2956	102	34	]	]	PUNCT
cblr-2956	102	35	.	.	PUNCT
cblr-2956	103	1	this	this	DET
cblr-2956	103	2	report	report	NOUN
cblr-2956	103	3	contains	contain	VERB
cblr-2956	103	4	additional	additional	ADJ
cblr-2956	103	5	information	information	NOUN
cblr-2956	103	6	on	on	ADP
cblr-2956	103	7	the	the	DET
cblr-2956	103	8	early	early	ADJ
cblr-2956	103	9	offer	offer	NOUN
cblr-2956	103	10	reform	reform	NOUN
cblr-2956	103	11	,	,	PUNCT
cblr-2956	103	12	including	include	VERB
cblr-2956	103	13	the	the	DET
cblr-2956	103	14	likely	likely	ADJ
cblr-2956	103	15	impacts	impact	NOUN
cblr-2956	103	16	by	by	ADP
cblr-2956	103	17	type	type	NOUN
cblr-2956	103	18	of	of	ADP
cblr-2956	103	19	injury	injury	NOUN
cblr-2956	103	20	(	(	PUNCT
cblr-2956	103	21	fatality	fatality	NOUN
cblr-2956	103	22	,	,	PUNCT
cblr-2956	103	23	severe	severe	ADJ
cblr-2956	103	24	injury	injury	NOUN
cblr-2956	103	25	,	,	PUNCT
cblr-2956	103	26	etc	etc	X
cblr-2956	103	27	.	.	X
cblr-2956	103	28	)	)	PUNCT
cblr-2956	103	29	,	,	PUNCT
cblr-2956	103	30	and	and	CCONJ
cblr-2956	103	31	by	by	ADP
cblr-2956	103	32	whether	whether	SCONJ
cblr-2956	103	33	deductions	deduction	NOUN
cblr-2956	103	34	for	for	ADP
cblr-2956	103	35	collateral	collateral	ADJ
cblr-2956	103	36	sources	source	NOUN
cblr-2956	103	37	are	be	AUX
cblr-2956	103	38	or	or	CCONJ
cblr-2956	103	39	are	be	AUX
cblr-2956	103	40	not	not	PART
cblr-2956	103	41	included	include	VERB
cblr-2956	103	42	.	.	PUNCT
cblr-2956	104	1	the	the	DET
cblr-2956	104	2	report	report	NOUN
cblr-2956	104	3	also	also	ADV
cblr-2956	104	4	explores	explore	VERB
cblr-2956	104	5	the	the	DET
cblr-2956	104	6	effect	effect	NOUN
cblr-2956	104	7	of	of	ADP
cblr-2956	104	8	setting	set	VERB
cblr-2956	104	9	minimum	minimum	ADJ
cblr-2956	104	10	amounts	amount	NOUN
cblr-2956	104	11	for	for	ADP
cblr-2956	104	12	early	early	ADJ
cblr-2956	104	13	offers	offer	NOUN
cblr-2956	104	14	in	in	ADP
cblr-2956	104	15	cases	case	NOUN
cblr-2956	104	16	of	of	ADP
cblr-2956	104	17	severe	severe	ADJ
cblr-2956	104	18	injury	injury	NOUN
cblr-2956	104	19	or	or	CCONJ
cblr-2956	104	20	death	death	NOUN
cblr-2956	104	21	.	.	PUNCT
cblr-2956	105	1	a	a	DET
cblr-2956	105	2	minimum	minimum	NOUN
cblr-2956	105	3	of	of	ADP
cblr-2956	105	4	,	,	PUNCT
cblr-2956	105	5	say	say	INTJ
cblr-2956	105	6	,	,	PUNCT
cblr-2956	105	7	$	$	SYM
cblr-2956	105	8	250,000	250,000	NUM
cblr-2956	105	9	would	would	AUX
cblr-2956	105	10	often	often	ADV
cblr-2956	105	11	result	result	VERB
cblr-2956	105	12	in	in	ADP
cblr-2956	105	13	higher	high	ADJ
cblr-2956	105	14	payments	payment	NOUN
cblr-2956	105	15	to	to	ADP
cblr-2956	105	16	the	the	DET
cblr-2956	105	17	claimant	claimant	NOUN
cblr-2956	105	18	if	if	SCONJ
cblr-2956	105	19	the	the	DET
cblr-2956	105	20	offer	offer	NOUN
cblr-2956	105	21	were	be	AUX
cblr-2956	105	22	accepted	accept	VERB
cblr-2956	105	23	than	than	ADP
cblr-2956	105	24	otherwise	otherwise	ADV
cblr-2956	105	25	.	.	PUNCT
cblr-2956	106	1	but	but	CCONJ
cblr-2956	106	2	,	,	PUNCT
cblr-2956	106	3	the	the	PRON
cblr-2956	106	4	higher	high	ADJ
cblr-2956	106	5	the	the	DET
cblr-2956	106	6	minimum	minimum	NOUN
cblr-2956	106	7	offer	offer	NOUN
cblr-2956	106	8	,	,	PUNCT
cblr-2956	106	9	the	the	PRON
cblr-2956	106	10	less	less	ADV
cblr-2956	106	11	likely	likely	ADJ
cblr-2956	106	12	the	the	DET
cblr-2956	106	13	defendant	defendant	NOUN
cblr-2956	106	14	no	no	INTJ
cblr-2956	106	15	.	.	PUNCT
cblr-2956	107	1	2:4231	2:4231	NUM
cblr-2956	107	2	ea	ea	NUM
cblr-2956	107	3	rl	rl	ADP
cblr-2956	107	4	y	y	PROPN
cblr-2956	107	5	offers	offer	VERB
cblr-2956	107	6	reform	reform	PROPN
cblr-2956	107	7	columbia	columbia	PROPN
cblr-2956	107	8	business	business	PROPN
cblr-2956	107	9	la	la	PROPN
cblr-2956	107	10	w	w	PROPN
cblr-2956	107	11	re	re	VERB
cblr-2956	107	12	view	view	NOUN
cblr-2956	107	13	would	would	AUX
cblr-2956	107	14	be	be	AUX
cblr-2956	107	15	to	to	PART
cblr-2956	107	16	make	make	VERB
cblr-2956	107	17	an	an	DET
cblr-2956	107	18	offer	offer	NOUN
cblr-2956	107	19	,	,	PUNCT
cblr-2956	107	20	therefore	therefore	ADV
cblr-2956	107	21	reducing	reduce	VERB
cblr-2956	107	22	the	the	DET
cblr-2956	107	23	savings	saving	NOUN
cblr-2956	107	24	and	and	CCONJ
cblr-2956	107	25	other	other	ADJ
cblr-2956	107	26	effects	effect	NOUN
cblr-2956	107	27	from	from	ADP
cblr-2956	107	28	the	the	DET
cblr-2956	107	29	reform	reform	NOUN
cblr-2956	107	30	.	.	PUNCT
cblr-2956	108	1	in	in	ADP
cblr-2956	108	2	sum	sum	NOUN
cblr-2956	108	3	,	,	PUNCT
cblr-2956	108	4	based	base	VERB
cblr-2956	108	5	on	on	ADP
cblr-2956	108	6	the	the	DET
cblr-2956	108	7	assumptions	assumption	NOUN
cblr-2956	108	8	used	use	VERB
cblr-2956	108	9	in	in	ADP
cblr-2956	108	10	this	this	DET
cblr-2956	108	11	report	report	NOUN
cblr-2956	108	12	,	,	PUNCT
cblr-2956	108	13	the	the	DET
cblr-2956	108	14	early	early	ADJ
cblr-2956	108	15	offer	offer	NOUN
cblr-2956	108	16	reform	reform	NOUN
cblr-2956	108	17	could	could	AUX
cblr-2956	108	18	lead	lead	VERB
cblr-2956	108	19	to	to	ADP
cblr-2956	108	20	very	very	ADV
cblr-2956	108	21	large	large	ADJ
cblr-2956	108	22	cost	cost	NOUN
cblr-2956	108	23	savings	saving	NOUN
cblr-2956	108	24	and	and	CCONJ
cblr-2956	108	25	comparatively	comparatively	ADV
cblr-2956	108	26	speedy	speedy	ADJ
cblr-2956	108	27	resolution	resolution	NOUN
cblr-2956	108	28	of	of	ADP
cblr-2956	108	29	many	many	ADJ
cblr-2956	108	30	cases	case	NOUN
cblr-2956	108	31	if	if	SCONJ
cblr-2956	108	32	it	it	PRON
cblr-2956	108	33	were	be	AUX
cblr-2956	108	34	adopted	adopt	VERB
cblr-2956	108	35	.	.	PUNCT
cblr-2956	109	1	the	the	DET
cblr-2956	109	2	main	main	ADJ
cblr-2956	109	3	benefit	benefit	NOUN
cblr-2956	109	4	to	to	ADP
cblr-2956	109	5	the	the	DET
cblr-2956	109	6	claimant	claimant	NOUN
cblr-2956	109	7	of	of	ADP
cblr-2956	109	8	the	the	DET
cblr-2956	109	9	early	early	ADJ
cblr-2956	109	10	offer	offer	NOUN
cblr-2956	109	11	reform	reform	NOUN
cblr-2956	109	12	is	be	AUX
cblr-2956	109	13	that	that	SCONJ
cblr-2956	109	14	if	if	SCONJ
cblr-2956	109	15	an	an	DET
cblr-2956	109	16	offer	offer	NOUN
cblr-2956	109	17	is	be	AUX
cblr-2956	109	18	made	make	VERB
cblr-2956	109	19	and	and	CCONJ
cblr-2956	109	20	accepted	accept	VERB
cblr-2956	109	21	,	,	PUNCT
cblr-2956	109	22	the	the	DET
cblr-2956	109	23	claimant	claimant	NOUN
cblr-2956	109	24	receives	receive	VERB
cblr-2956	109	25	assurance	assurance	NOUN
cblr-2956	109	26	of	of	ADP
cblr-2956	109	27	payment	payment	NOUN
cblr-2956	109	28	that	that	PRON
cblr-2956	109	29	covers	cover	VERB
cblr-2956	109	30	economic	economic	ADJ
cblr-2956	109	31	damages	damage	NOUN
cblr-2956	109	32	starting	start	VERB
cblr-2956	109	33	approximately	approximately	ADV
cblr-2956	109	34	six	six	NUM
cblr-2956	109	35	months	month	NOUN
cblr-2956	109	36	after	after	SCONJ
cblr-2956	109	37	the	the	DET
cblr-2956	109	38	claim	claim	NOUN
cblr-2956	109	39	is	be	AUX
cblr-2956	109	40	filed	file	VERB
cblr-2956	109	41	.	.	PUNCT
cblr-2956	110	1	for	for	ADP
cblr-2956	110	2	the	the	DET
cblr-2956	110	3	average	average	ADJ
cblr-2956	110	4	case	case	NOUN
cblr-2956	110	5	,	,	PUNCT
cblr-2956	110	6	payment	payment	NOUN
cblr-2956	110	7	will	will	AUX
cblr-2956	110	8	be	be	AUX
cblr-2956	110	9	received	receive	VERB
cblr-2956	110	10	approximately	approximately	ADV
cblr-2956	110	11	2.4	2.4	NUM
cblr-2956	110	12	years	year	NOUN
cblr-2956	110	13	sooner	soon	ADV
cblr-2956	110	14	from	from	ADP
cblr-2956	110	15	the	the	DET
cblr-2956	110	16	time	time	NOUN
cblr-2956	110	17	of	of	ADP
cblr-2956	110	18	the	the	DET
cblr-2956	110	19	claim	claim	NOUN
cblr-2956	110	20	than	than	ADP
cblr-2956	110	21	under	under	ADP
cblr-2956	110	22	the	the	DET
cblr-2956	110	23	current	current	ADJ
cblr-2956	110	24	system	system	NOUN
cblr-2956	110	25	[	[	X
cblr-2956	110	26	3ae(2	3ae(2	NOUN
cblr-2956	110	27	)	)	PUNCT
cblr-2956	110	28	]	]	PUNCT
cblr-2956	110	29	.	.	PUNCT
cblr-2956	111	1	admittedly	admittedly	ADV
cblr-2956	111	2	,	,	PUNCT
cblr-2956	111	3	the	the	DET
cblr-2956	111	4	disadvantage	disadvantage	NOUN
cblr-2956	111	5	to	to	ADP
cblr-2956	111	6	the	the	DET
cblr-2956	111	7	claimant	claimant	NOUN
cblr-2956	111	8	of	of	ADP
cblr-2956	111	9	accepting	accept	VERB
cblr-2956	111	10	the	the	DET
cblr-2956	111	11	early	early	ADJ
cblr-2956	111	12	offer	offer	NOUN
cblr-2956	111	13	is	be	AUX
cblr-2956	111	14	that	that	SCONJ
cblr-2956	111	15	the	the	DET
cblr-2956	111	16	possibility	possibility	NOUN
cblr-2956	111	17	of	of	ADP
cblr-2956	111	18	receiving	receive	VERB
cblr-2956	111	19	noneconomic	noneconomic	ADJ
cblr-2956	111	20	damages	damage	NOUN
cblr-2956	111	21	is	be	AUX
cblr-2956	111	22	eliminated	eliminate	VERB
cblr-2956	111	23	.	.	PUNCT
cblr-2956	112	1	since	since	SCONJ
cblr-2956	112	2	noneconomic	noneconomic	ADJ
cblr-2956	112	3	damages	damage	NOUN
cblr-2956	112	4	often	often	ADV
cblr-2956	112	5	involve	involve	VERB
cblr-2956	112	6	greater	great	ADJ
cblr-2956	112	7	sums	sum	NOUN
cblr-2956	112	8	than	than	ADP
cblr-2956	112	9	economic	economic	ADJ
cblr-2956	112	10	damages	damage	NOUN
cblr-2956	112	11	,	,	PUNCT
cblr-2956	112	12	this	this	DET
cblr-2956	112	13	loss	loss	NOUN
cblr-2956	112	14	is	be	AUX
cblr-2956	112	15	significant	significant	ADJ
cblr-2956	112	16	.	.	PUNCT
cblr-2956	113	1	but	but	CCONJ
cblr-2956	113	2	that	that	DET
cblr-2956	113	3	loss	loss	NOUN
cblr-2956	113	4	must	must	AUX
cblr-2956	113	5	be	be	AUX
cblr-2956	113	6	counterbalanced	counterbalance	VERB
cblr-2956	113	7	with	with	ADP
cblr-2956	113	8	all	all	DET
cblr-2956	113	9	the	the	DET
cblr-2956	113	10	uncertainty	uncertainty	NOUN
cblr-2956	113	11	,	,	PUNCT
cblr-2956	113	12	delay	delay	NOUN
cblr-2956	113	13	and	and	CCONJ
cblr-2956	113	14	transaction	transaction	NOUN
cblr-2956	113	15	costs	cost	NOUN
cblr-2956	113	16	of	of	ADP
cblr-2956	113	17	a	a	DET
cblr-2956	113	18	full	full	ADJ
cblr-2956	113	19	scale	scale	NOUN
cblr-2956	113	20	tort	tort	NOUN
cblr-2956	113	21	claim	claim	NOUN
cblr-2956	113	22	.	.	PUNCT
cblr-2956	114	1	it	it	PRON
cblr-2956	114	2	might	might	AUX
cblr-2956	114	3	also	also	ADV
cblr-2956	114	4	be	be	AUX
cblr-2956	114	5	noted	note	VERB
cblr-2956	114	6	here	here	ADV
cblr-2956	114	7	that	that	SCONJ
cblr-2956	114	8	in	in	ADP
cblr-2956	114	9	about	about	ADV
cblr-2956	114	10	4	4	NUM
cblr-2956	114	11	percent	percent	NOUN
cblr-2956	114	12	of	of	ADP
cblr-2956	114	13	the	the	DET
cblr-2956	114	14	cases	case	NOUN
cblr-2956	114	15	,	,	PUNCT
cblr-2956	114	16	the	the	DET
cblr-2956	114	17	possibility	possibility	NOUN
cblr-2956	114	18	of	of	ADP
cblr-2956	114	19	receiving	receive	VERB
cblr-2956	114	20	punitive	punitive	ADJ
cblr-2956	114	21	damages	damage	NOUN
cblr-2956	114	22	is	be	AUX
cblr-2956	114	23	present	present	ADJ
cblr-2956	114	24	[	[	X
cblr-2956	114	25	19a	19a	NUM
cblr-2956	114	26	]	]	PUNCT
cblr-2956	114	27	.	.	PUNCT
cblr-2956	115	1	these	these	PRON
cblr-2956	115	2	are	be	AUX
cblr-2956	115	3	the	the	DET
cblr-2956	115	4	cases	case	NOUN
cblr-2956	115	5	where	where	SCONJ
cblr-2956	115	6	the	the	DET
cblr-2956	115	7	early	early	ADJ
cblr-2956	115	8	offer	offer	NOUN
cblr-2956	115	9	most	most	ADV
cblr-2956	115	10	likely	likely	ADV
cblr-2956	115	11	will	will	AUX
cblr-2956	115	12	be	be	AUX
cblr-2956	115	13	rejected	reject	VERB
cblr-2956	115	14	,	,	PUNCT
cblr-2956	115	15	but	but	CCONJ
cblr-2956	115	16	even	even	ADV
cblr-2956	115	17	here	here	ADV
cblr-2956	115	18	victory	victory	NOUN
cblr-2956	115	19	would	would	AUX
cblr-2956	115	20	by	by	ADP
cblr-2956	115	21	no	no	DET
cblr-2956	115	22	means	mean	NOUN
cblr-2956	115	23	be	be	AUX
cblr-2956	115	24	assured	assure	VERB
cblr-2956	115	25	since	since	SCONJ
cblr-2956	115	26	the	the	DET
cblr-2956	115	27	burdens	burden	NOUN
cblr-2956	115	28	of	of	ADP
cblr-2956	115	29	proof	proof	NOUN
cblr-2956	115	30	would	would	AUX
cblr-2956	115	31	be	be	AUX
cblr-2956	115	32	substantially	substantially	ADV
cblr-2956	115	33	greater	great	ADJ
cblr-2956	115	34	than	than	ADP
cblr-2956	115	35	now	now	ADV
cblr-2956	115	36	.	.	PUNCT
cblr-2956	116	1	granted	grant	VERB
cblr-2956	116	2	,	,	PUNCT
cblr-2956	116	3	the	the	DET
cblr-2956	116	4	extent	extent	NOUN
cblr-2956	116	5	to	to	PART
cblr-2956	116	6	which	which	PRON
cblr-2956	116	7	savings	saving	NOUN
cblr-2956	116	8	projected	project	VERB
cblr-2956	116	9	in	in	ADP
cblr-2956	116	10	this	this	DET
cblr-2956	116	11	report	report	NOUN
cblr-2956	116	12	would	would	AUX
cblr-2956	116	13	be	be	AUX
cblr-2956	116	14	passed	pass	VERB
cblr-2956	116	15	on	on	ADP
cblr-2956	116	16	through	through	ADP
cblr-2956	116	17	lower	low	ADJ
cblr-2956	116	18	personal	personal	ADJ
cblr-2956	116	19	injury	injury	NOUN
cblr-2956	116	20	liability	liability	NOUN
cblr-2956	116	21	insurance	insurance	NOUN
cblr-2956	116	22	premiums	premium	NOUN
cblr-2956	116	23	is	be	AUX
cblr-2956	116	24	unknown	unknown	ADJ
cblr-2956	116	25	.	.	PUNCT
cblr-2956	117	1	however	however	ADV
cblr-2956	117	2	,	,	PUNCT
cblr-2956	117	3	assuming	assume	VERB
cblr-2956	117	4	a	a	DET
cblr-2956	117	5	competitive	competitive	ADJ
cblr-2956	117	6	marketplace	marketplace	NOUN
cblr-2956	117	7	,	,	PUNCT
cblr-2956	117	8	one	one	PRON
cblr-2956	117	9	would	would	AUX
cblr-2956	117	10	expect	expect	VERB
cblr-2956	117	11	that	that	DET
cblr-2956	117	12	outcome	outcome	NOUN
cblr-2956	117	13	.	.	PUNCT
cblr-2956	118	1	2	2	X
cblr-2956	118	2	.	.	X
cblr-2956	118	3	the	the	DET
cblr-2956	118	4	result	result	NOUN
cblr-2956	118	5	of	of	ADP
cblr-2956	118	6	the	the	DET
cblr-2956	118	7	early	early	ADJ
cblr-2956	118	8	offer	offer	NOUN
cblr-2956	118	9	proposal	proposal	NOUN
cblr-2956	118	10	a	a	DET
cblr-2956	118	11	proposed	propose	VERB
cblr-2956	118	12	early	early	ADJ
cblr-2956	118	13	offer	offer	NOUN
cblr-2956	118	14	statute	statute	NOUN
cblr-2956	118	15	can	can	AUX
cblr-2956	118	16	differ	differ	VERB
cblr-2956	118	17	in	in	ADP
cblr-2956	118	18	several	several	ADJ
cblr-2956	118	19	ways	way	NOUN
cblr-2956	118	20	:	:	PUNCT
cblr-2956	118	21	for	for	ADP
cblr-2956	118	22	example	example	NOUN
cblr-2956	118	23	,	,	PUNCT
cblr-2956	118	24	the	the	DET
cblr-2956	118	25	percentage	percentage	NOUN
cblr-2956	118	26	of	of	ADP
cblr-2956	118	27	the	the	DET
cblr-2956	118	28	award	award	NOUN
cblr-2956	118	29	allocated	allocate	VERB
cblr-2956	118	30	for	for	ADP
cblr-2956	118	31	the	the	DET
cblr-2956	118	32	claimant	claimant	NOUN
cblr-2956	118	33	's	's	PART
cblr-2956	118	34	legal	legal	ADJ
cblr-2956	118	35	expenses	expense	NOUN
cblr-2956	118	36	,	,	PUNCT
cblr-2956	118	37	the	the	DET
cblr-2956	118	38	offset	offset	NOUN
cblr-2956	118	39	for	for	ADP
cblr-2956	118	40	collateral	collateral	ADJ
cblr-2956	118	41	insurance	insurance	NOUN
cblr-2956	118	42	payments	payment	NOUN
cblr-2956	118	43	,	,	PUNCT
cblr-2956	118	44	and	and	CCONJ
cblr-2956	118	45	the	the	DET
cblr-2956	118	46	presence	presence	NOUN
cblr-2956	118	47	of	of	ADP
cblr-2956	118	48	minimum	minimum	ADJ
cblr-2956	118	49	payments	payment	NOUN
cblr-2956	118	50	for	for	ADP
cblr-2956	118	51	severe	severe	ADJ
cblr-2956	118	52	injuries	injury	NOUN
cblr-2956	118	53	.	.	PUNCT
cblr-2956	119	1	in	in	ADP
cblr-2956	119	2	the	the	DET
cblr-2956	119	3	following	following	NOUN
cblr-2956	119	4	,	,	PUNCT
cblr-2956	119	5	we	we	PRON
cblr-2956	119	6	examine	examine	VERB
cblr-2956	119	7	several	several	ADJ
cblr-2956	119	8	such	such	ADJ
cblr-2956	119	9	variants	variant	NOUN
cblr-2956	119	10	.	.	PUNCT
cblr-2956	120	1	[	[	X
cblr-2956	120	2	vol	vol	NOUN
cblr-2956	120	3	.	.	PUNCT
cblr-2956	120	4	2008	2008	NUM
cblr-2956	120	5	early	early	ADV
cblr-2956	120	6	offers	offer	VERB
cblr-2956	120	7	reform	reform	NOUN
cblr-2956	120	8	as	as	SCONJ
cblr-2956	120	9	seen	see	VERB
cblr-2956	120	10	,	,	PUNCT
cblr-2956	120	11	our	our	PRON
cblr-2956	120	12	report	report	NOUN
cblr-2956	120	13	uses	use	VERB
cblr-2956	120	14	texas	texas	PROPN
cblr-2956	120	15	general	general	PROPN
cblr-2956	120	16	liability	liability	NOUN
cblr-2956	120	17	closed	close	VERB
cblr-2956	120	18	claims	claim	NOUN
cblr-2956	120	19	data	datum	NOUN
cblr-2956	120	20	to	to	PART
cblr-2956	120	21	assess	assess	VERB
cblr-2956	120	22	the	the	DET
cblr-2956	120	23	way	way	NOUN
cblr-2956	120	24	an	an	DET
cblr-2956	120	25	early	early	ADJ
cblr-2956	120	26	offer	offer	NOUN
cblr-2956	120	27	proposal	proposal	NOUN
cblr-2956	120	28	would	would	AUX
cblr-2956	120	29	work	work	VERB
cblr-2956	120	30	.	.	PUNCT
cblr-2956	121	1	where	where	SCONJ
cblr-2956	121	2	data	datum	NOUN
cblr-2956	121	3	are	be	AUX
cblr-2956	121	4	unavailable	unavailable	ADJ
cblr-2956	121	5	for	for	ADP
cblr-2956	121	6	smaller	small	ADJ
cblr-2956	121	7	claims	claim	NOUN
cblr-2956	121	8	,	,	PUNCT
cblr-2956	121	9	values	value	NOUN
cblr-2956	121	10	are	be	AUX
cblr-2956	121	11	imputed	impute	VERB
cblr-2956	121	12	,	,	PUNCT
cblr-2956	121	13	as	as	SCONJ
cblr-2956	121	14	will	will	AUX
cblr-2956	121	15	be	be	AUX
cblr-2956	121	16	seen	see	VERB
cblr-2956	121	17	,	,	PUNCT
cblr-2956	121	18	using	use	VERB
cblr-2956	121	19	otherwise	otherwise	ADV
cblr-2956	121	20	available	available	ADJ
cblr-2956	121	21	data	datum	NOUN
cblr-2956	121	22	.	.	PUNCT
cblr-2956	122	1	analysis	analysis	NOUN
cblr-2956	122	2	that	that	PRON
cblr-2956	122	3	relies	rely	VERB
cblr-2956	122	4	on	on	ADP
cblr-2956	122	5	these	these	DET
cblr-2956	122	6	imputed	impute	VERB
cblr-2956	122	7	amounts	amount	NOUN
cblr-2956	122	8	is	be	AUX
cblr-2956	122	9	reported	report	VERB
cblr-2956	122	10	separately	separately	ADV
cblr-2956	122	11	.	.	PUNCT
cblr-2956	123	1	pertinent	pertinent	ADJ
cblr-2956	123	2	data	datum	NOUN
cblr-2956	123	3	based	base	VERB
cblr-2956	123	4	on	on	ADP
cblr-2956	123	5	the	the	DET
cblr-2956	123	6	final	final	ADJ
cblr-2956	123	7	award	award	NOUN
cblr-2956	123	8	or	or	CCONJ
cblr-2956	123	9	settlement	settlement	NOUN
cblr-2956	123	10	is	be	AUX
cblr-2956	123	11	for	for	ADP
cblr-2956	123	12	amounts	amount	NOUN
cblr-2956	123	13	actually	actually	ADV
cblr-2956	123	14	paid	pay	VERB
cblr-2956	123	15	,	,	PUNCT
cblr-2956	123	16	whether	whether	SCONJ
cblr-2956	123	17	by	by	ADP
cblr-2956	123	18	settlement	settlement	NOUN
cblr-2956	123	19	,	,	PUNCT
cblr-2956	123	20	trial	trial	NOUN
cblr-2956	123	21	,	,	PUNCT
cblr-2956	123	22	or	or	CCONJ
cblr-2956	123	23	appellate	appellate	ADJ
cblr-2956	123	24	decision	decision	NOUN
cblr-2956	123	25	.	.	PUNCT
cblr-2956	124	1	the	the	DET
cblr-2956	124	2	empirical	empirical	ADJ
cblr-2956	124	3	analysis	analysis	NOUN
cblr-2956	124	4	is	be	AUX
cblr-2956	124	5	structured	structure	VERB
cblr-2956	124	6	in	in	ADP
cblr-2956	124	7	the	the	DET
cblr-2956	124	8	following	follow	VERB
cblr-2956	124	9	order	order	NOUN
cblr-2956	124	10	.	.	PUNCT
cblr-2956	125	1	first	first	ADV
cblr-2956	125	2	,	,	PUNCT
cblr-2956	125	3	calculation	calculation	NOUN
cblr-2956	125	4	of	of	ADP
cblr-2956	125	5	the	the	DET
cblr-2956	125	6	components	component	NOUN
cblr-2956	125	7	of	of	ADP
cblr-2956	125	8	the	the	DET
cblr-2956	125	9	early	early	ADJ
cblr-2956	125	10	offer	offer	NOUN
cblr-2956	125	11	proposal	proposal	NOUN
cblr-2956	125	12	:	:	PUNCT
cblr-2956	125	13	namely	namely	ADV
cblr-2956	125	14	,	,	PUNCT
cblr-2956	125	15	(	(	PUNCT
cblr-2956	125	16	1	1	X
cblr-2956	125	17	)	)	PUNCT
cblr-2956	125	18	the	the	DET
cblr-2956	125	19	amount	amount	NOUN
cblr-2956	125	20	of	of	ADP
cblr-2956	125	21	the	the	DET
cblr-2956	125	22	insurer	insurer	NOUN
cblr-2956	125	23	's	's	PART
cblr-2956	125	24	reserve	reserve	NOUN
cblr-2956	125	25	set	set	VERB
cblr-2956	125	26	aside	aside	ADV
cblr-2956	125	27	to	to	PART
cblr-2956	125	28	pay	pay	VERB
cblr-2956	125	29	the	the	DET
cblr-2956	125	30	claim	claim	NOUN
cblr-2956	125	31	,	,	PUNCT
cblr-2956	125	32	calculated	calculate	VERB
cblr-2956	125	33	both	both	CCONJ
cblr-2956	125	34	early	early	ADJ
cblr-2956	125	35	and	and	CCONJ
cblr-2956	125	36	later	later	ADV
cblr-2956	125	37	in	in	ADP
cblr-2956	125	38	the	the	DET
cblr-2956	125	39	claims	claim	NOUN
cblr-2956	125	40	process	process	NOUN
cblr-2956	125	41	;	;	PUNCT
cblr-2956	125	42	(	(	PUNCT
cblr-2956	125	43	2	2	X
cblr-2956	125	44	)	)	PUNCT
cblr-2956	125	45	actual	actual	ADJ
cblr-2956	125	46	settlement	settlement	NOUN
cblr-2956	125	47	amounts	amount	NOUN
cblr-2956	125	48	and	and	CCONJ
cblr-2956	125	49	court	court	NOUN
cblr-2956	125	50	awards	award	NOUN
cblr-2956	125	51	;	;	PUNCT
cblr-2956	125	52	and	and	CCONJ
cblr-2956	125	53	(	(	PUNCT
cblr-2956	125	54	3	3	X
cblr-2956	125	55	)	)	PUNCT
cblr-2956	125	56	claimant	claimant	NOUN
cblr-2956	125	57	's	's	PART
cblr-2956	125	58	economic	economic	ADJ
cblr-2956	125	59	losses	loss	NOUN
cblr-2956	125	60	.	.	PUNCT
cblr-2956	126	1	then	then	ADV
cblr-2956	126	2	,	,	PUNCT
cblr-2956	126	3	a	a	DET
cblr-2956	126	4	calculation	calculation	NOUN
cblr-2956	126	5	is	be	AUX
cblr-2956	126	6	made	make	VERB
cblr-2956	126	7	of	of	ADP
cblr-2956	126	8	both	both	CCONJ
cblr-2956	126	9	the	the	DET
cblr-2956	126	10	number	number	NOUN
cblr-2956	126	11	of	of	ADP
cblr-2956	126	12	cases	case	NOUN
cblr-2956	126	13	for	for	ADP
cblr-2956	126	14	which	which	PRON
cblr-2956	126	15	an	an	DET
cblr-2956	126	16	early	early	ADJ
cblr-2956	126	17	offer	offer	NOUN
cblr-2956	126	18	is	be	AUX
cblr-2956	126	19	attractive	attractive	ADJ
cblr-2956	126	20	to	to	ADP
cblr-2956	126	21	the	the	DET
cblr-2956	126	22	insurer	insurer	NOUN
cblr-2956	126	23	as	as	ADV
cblr-2956	126	24	well	well	ADV
cblr-2956	126	25	as	as	ADP
cblr-2956	126	26	the	the	DET
cblr-2956	126	27	average	average	ADJ
cblr-2956	126	28	savings	saving	NOUN
cblr-2956	126	29	if	if	SCONJ
cblr-2956	126	30	an	an	DET
cblr-2956	126	31	early	early	ADJ
cblr-2956	126	32	offer	offer	NOUN
cblr-2956	126	33	were	be	AUX
cblr-2956	126	34	in	in	ADP
cblr-2956	126	35	fact	fact	NOUN
cblr-2956	126	36	made	make	VERB
cblr-2956	126	37	and	and	CCONJ
cblr-2956	126	38	accepted	accept	VERB
cblr-2956	126	39	.	.	PUNCT
cblr-2956	127	1	the	the	DET
cblr-2956	127	2	calculations	calculation	NOUN
cblr-2956	127	3	are	be	AUX
cblr-2956	127	4	figured	figure	VERB
cblr-2956	127	5	by	by	ADP
cblr-2956	127	6	analyzing	analyze	VERB
cblr-2956	127	7	the	the	DET
cblr-2956	127	8	data	datum	NOUN
cblr-2956	127	9	in	in	ADP
cblr-2956	127	10	two	two	NUM
cblr-2956	127	11	ways	way	NOUN
cblr-2956	127	12	:	:	PUNCT
cblr-2956	127	13	(	(	PUNCT
cblr-2956	127	14	1	1	X
cblr-2956	127	15	)	)	PUNCT
cblr-2956	127	16	by	by	ADP
cblr-2956	127	17	type	type	NOUN
cblr-2956	127	18	of	of	ADP
cblr-2956	127	19	injury	injury	NOUN
cblr-2956	127	20	(	(	PUNCT
cblr-2956	127	21	e.g.	e.g.	ADV
cblr-2956	127	22	,	,	PUNCT
cblr-2956	127	23	fatality	fatality	NOUN
cblr-2956	127	24	or	or	CCONJ
cblr-2956	127	25	severe	severe	ADJ
cblr-2956	127	26	injury	injury	NOUN
cblr-2956	127	27	)	)	PUNCT
cblr-2956	127	28	and	and	CCONJ
cblr-2956	127	29	(	(	PUNCT
cblr-2956	127	30	2	2	NUM
cblr-2956	127	31	)	)	PUNCT
cblr-2956	127	32	by	by	ADP
cblr-2956	127	33	type	type	NOUN
cblr-2956	127	34	of	of	ADP
cblr-2956	127	35	damages	damage	NOUN
cblr-2956	127	36	(	(	PUNCT
cblr-2956	127	37	e.g.	e.g.	ADV
cblr-2956	127	38	,	,	PUNCT
cblr-2956	127	39	whether	whether	SCONJ
cblr-2956	127	40	punitive	punitive	ADJ
cblr-2956	127	41	damages	damage	NOUN
cblr-2956	127	42	were	be	AUX
cblr-2956	127	43	demanded	demand	VERB
cblr-2956	127	44	)	)	PUNCT
cblr-2956	127	45	,	,	PUNCT
cblr-2956	127	46	whether	whether	SCONJ
cblr-2956	127	47	only	only	ADJ
cblr-2956	127	48	noneconomic	noneconomic	ADJ
cblr-2956	127	49	damages	damage	NOUN
cblr-2956	127	50	were	be	AUX
cblr-2956	127	51	reported	report	VERB
cblr-2956	127	52	,	,	PUNCT
cblr-2956	127	53	and	and	CCONJ
cblr-2956	127	54	whether	whether	SCONJ
cblr-2956	127	55	both	both	CCONJ
cblr-2956	127	56	noneconomic	noneconomic	ADJ
cblr-2956	127	57	and	and	CCONJ
cblr-2956	127	58	economic	economic	ADJ
cblr-2956	127	59	,	,	PUNCT
cblr-2956	127	60	but	but	CCONJ
cblr-2956	127	61	not	not	PART
cblr-2956	127	62	punitive	punitive	ADJ
cblr-2956	127	63	,	,	PUNCT
cblr-2956	127	64	damages	damage	NOUN
cblr-2956	127	65	were	be	AUX
cblr-2956	127	66	reported	report	VERB
cblr-2956	127	67	(	(	PUNCT
cblr-2956	127	68	the	the	DET
cblr-2956	127	69	much	much	ADV
cblr-2956	127	70	more	more	ADV
cblr-2956	127	71	typical	typical	ADJ
cblr-2956	127	72	situation	situation	NOUN
cblr-2956	127	73	)	)	PUNCT
cblr-2956	127	74	.	.	PUNCT
cblr-2956	128	1	also	also	ADV
cblr-2956	128	2	examined	examine	VERB
cblr-2956	128	3	are	be	AUX
cblr-2956	128	4	alternative	alternative	ADJ
cblr-2956	128	5	assumptions	assumption	NOUN
cblr-2956	128	6	to	to	PART
cblr-2956	128	7	include	include	VERB
cblr-2956	128	8	the	the	DET
cblr-2956	128	9	effects	effect	NOUN
cblr-2956	128	10	of	of	ADP
cblr-2956	128	11	minimum	minimum	ADJ
cblr-2956	128	12	early	early	ADJ
cblr-2956	128	13	offer	offer	NOUN
cblr-2956	128	14	payments	payment	NOUN
cblr-2956	128	15	of	of	ADP
cblr-2956	128	16	(	(	PUNCT
cblr-2956	128	17	a	a	X
cblr-2956	128	18	)	)	PUNCT
cblr-2956	128	19	$	$	SYM
cblr-2956	128	20	100,000	100,000	NUM
cblr-2956	128	21	,	,	PUNCT
cblr-2956	128	22	(	(	PUNCT
cblr-2956	128	23	b	b	NOUN
cblr-2956	128	24	)	)	PUNCT
cblr-2956	128	25	$	$	SYM
cblr-2956	128	26	250,000	250,000	NUM
cblr-2956	128	27	,	,	PUNCT
cblr-2956	128	28	or	or	CCONJ
cblr-2956	128	29	(	(	PUNCT
cblr-2956	128	30	c	c	NOUN
cblr-2956	128	31	)	)	PUNCT
cblr-2956	128	32	$	$	SYM
cblr-2956	128	33	500,000	500,000	NUM
cblr-2956	128	34	for	for	ADP
cblr-2956	128	35	cases	case	NOUN
cblr-2956	128	36	of	of	ADP
cblr-2956	128	37	deaths	death	NOUN
cblr-2956	128	38	and	and	CCONJ
cblr-2956	128	39	severe	severe	ADJ
cblr-2956	128	40	injuries	injury	NOUN
cblr-2956	128	41	,	,	PUNCT
cblr-2956	128	42	and	and	CCONJ
cblr-2956	128	43	the	the	DET
cblr-2956	128	44	effect	effect	NOUN
cblr-2956	128	45	of	of	ADP
cblr-2956	128	46	including	include	VERB
cblr-2956	128	47	offsetting	offset	VERB
cblr-2956	128	48	collateral	collateral	ADJ
cblr-2956	128	49	sources	source	NOUN
cblr-2956	128	50	in	in	ADP
cblr-2956	128	51	determining	determine	VERB
cblr-2956	128	52	economic	economic	ADJ
cblr-2956	128	53	damages	damage	NOUN
cblr-2956	128	54	as	as	SCONJ
cblr-2956	128	55	required	require	VERB
cblr-2956	128	56	in	in	ADP
cblr-2956	128	57	the	the	DET
cblr-2956	128	58	early	early	ADJ
cblr-2956	128	59	offer	offer	NOUN
cblr-2956	128	60	.	.	PUNCT
cblr-2956	129	1	also	also	ADV
cblr-2956	129	2	calculated	calculate	VERB
cblr-2956	129	3	is	be	AUX
cblr-2956	129	4	how	how	SCONJ
cblr-2956	129	5	much	much	ADJ
cblr-2956	129	6	time	time	NOUN
cblr-2956	129	7	is	be	AUX
cblr-2956	129	8	saved	save	VERB
cblr-2956	129	9	if	if	SCONJ
cblr-2956	129	10	an	an	DET
cblr-2956	129	11	early	early	ADJ
cblr-2956	129	12	offer	offer	NOUN
cblr-2956	129	13	is	be	AUX
cblr-2956	129	14	tendered	tender	VERB
cblr-2956	129	15	and	and	CCONJ
cblr-2956	129	16	accepted	accept	VERB
cblr-2956	129	17	for	for	ADP
cblr-2956	129	18	each	each	PRON
cblr-2956	129	19	of	of	ADP
cblr-2956	129	20	these	these	DET
cblr-2956	129	21	alternative	alternative	ADJ
cblr-2956	129	22	scenarios	scenario	NOUN
cblr-2956	129	23	.	.	PUNCT
cblr-2956	130	1	next	next	ADV
cblr-2956	130	2	,	,	PUNCT
cblr-2956	130	3	the	the	DET
cblr-2956	130	4	effect	effect	NOUN
cblr-2956	130	5	on	on	ADP
cblr-2956	130	6	litigation	litigation	NOUN
cblr-2956	130	7	cost	cost	NOUN
cblr-2956	130	8	savings	saving	NOUN
cblr-2956	130	9	,	,	PUNCT
cblr-2956	130	10	which	which	PRON
cblr-2956	130	11	consist	consist	VERB
cblr-2956	130	12	mostly	mostly	ADV
cblr-2956	130	13	of	of	ADP
cblr-2956	130	14	attorneys	attorney	NOUN
cblr-2956	130	15	'	'	PART
cblr-2956	130	16	fees	fee	NOUN
cblr-2956	130	17	,	,	PUNCT
cblr-2956	130	18	for	for	ADP
cblr-2956	130	19	both	both	DET
cblr-2956	130	20	claimants	claimant	NOUN
cblr-2956	130	21	and	and	CCONJ
cblr-2956	130	22	insurers	insurer	NOUN
cblr-2956	130	23	is	be	AUX
cblr-2956	130	24	calculated	calculate	VERB
cblr-2956	130	25	.	.	PUNCT
cblr-2956	131	1	finally	finally	ADV
cblr-2956	131	2	,	,	PUNCT
cblr-2956	131	3	claimants	claimant	NOUN
cblr-2956	131	4	'	'	PART
cblr-2956	131	5	financial	financial	ADJ
cblr-2956	131	6	gain	gain	NOUN
cblr-2956	131	7	or	or	CCONJ
cblr-2956	131	8	loss	loss	NOUN
cblr-2956	131	9	per	per	ADP
cblr-2956	131	10	case	case	NOUN
cblr-2956	131	11	from	from	ADP
cblr-2956	131	12	early	early	ADJ
cblr-2956	131	13	offers	offer	NOUN
cblr-2956	131	14	is	be	AUX
cblr-2956	131	15	calculated	calculate	VERB
cblr-2956	131	16	.	.	PUNCT
cblr-2956	132	1	note	note	VERB
cblr-2956	132	2	that	that	SCONJ
cblr-2956	132	3	throughout	throughout	ADP
cblr-2956	132	4	this	this	DET
cblr-2956	132	5	report	report	NOUN
cblr-2956	132	6	,	,	PUNCT
cblr-2956	132	7	all	all	DET
cblr-2956	132	8	dollar	dollar	NOUN
cblr-2956	132	9	values	value	NOUN
cblr-2956	132	10	are	be	AUX
cblr-2956	132	11	adjusted	adjust	VERB
cblr-2956	132	12	to	to	ADP
cblr-2956	132	13	2004	2004	NUM
cblr-2956	132	14	dollars	dollar	NOUN
cblr-2956	132	15	using	use	VERB
cblr-2956	132	16	the	the	DET
cblr-2956	132	17	consumer	consumer	NOUN
cblr-2956	132	18	price	price	NOUN
cblr-2956	132	19	index	index	NOUN
cblr-2956	132	20	for	for	ADP
cblr-2956	132	21	all	all	DET
cblr-2956	132	22	urban	urban	ADJ
cblr-2956	132	23	consumers	consumer	NOUN
cblr-2956	132	24	.	.	PUNCT
cblr-2956	133	1	in	in	ADP
cblr-2956	133	2	addition	addition	NOUN
cblr-2956	133	3	,	,	PUNCT
cblr-2956	133	4	appendix	appendix	VERB
cblr-2956	133	5	a	a	PRON
cblr-2956	133	6	provides	provide	VERB
cblr-2956	133	7	additional	additional	ADJ
cblr-2956	133	8	selected	select	VERB
cblr-2956	133	9	descriptive	descriptive	ADJ
cblr-2956	133	10	characteristics	characteristic	NOUN
cblr-2956	133	11	of	of	ADP
cblr-2956	133	12	the	the	DET
cblr-2956	133	13	texas	texas	PROPN
cblr-2956	133	14	closed	closed	ADJ
cblr-2956	133	15	claim	claim	NOUN
cblr-2956	133	16	sample	sample	NOUN
cblr-2956	133	17	,	,	PUNCT
cblr-2956	133	18	including	include	VERB
cblr-2956	133	19	information	information	NOUN
cblr-2956	133	20	on	on	ADP
cblr-2956	133	21	the	the	DET
cblr-2956	133	22	no	no	NOUN
cblr-2956	133	23	.	.	PUNCT
cblr-2956	134	1	2:423	2:423	NUM
cblr-2956	134	2	]	]	X
cblr-2956	134	3	columbia	columbia	PROPN
cblr-2956	134	4	business	business	PROPN
cblr-2956	134	5	la	la	PROPN
cblr-2956	134	6	w	w	PROPN
cblr-2956	134	7	review	review	NOUN
cblr-2956	134	8	distribution	distribution	NOUN
cblr-2956	134	9	of	of	ADP
cblr-2956	134	10	total	total	ADJ
cblr-2956	134	11	settlements	settlement	NOUN
cblr-2956	134	12	or	or	CCONJ
cblr-2956	134	13	court	court	NOUN
cblr-2956	134	14	awards	award	NOUN
cblr-2956	134	15	,	,	PUNCT
cblr-2956	134	16	while	while	SCONJ
cblr-2956	134	17	appendix	appendix	NOUN
cblr-2956	134	18	b	b	X
cblr-2956	134	19	provides	provide	VERB
cblr-2956	134	20	detailed	detailed	ADJ
cblr-2956	134	21	information	information	NOUN
cblr-2956	134	22	on	on	ADP
cblr-2956	134	23	the	the	DET
cblr-2956	134	24	construction	construction	NOUN
cblr-2956	134	25	of	of	ADP
cblr-2956	134	26	variables	variable	NOUN
cblr-2956	134	27	from	from	ADP
cblr-2956	134	28	the	the	DET
cblr-2956	134	29	texas	texas	PROPN
cblr-2956	134	30	data.4	data.4	PROPN
cblr-2956	134	31	3	3	X
cblr-2956	134	32	.	.	PUNCT
cblr-2956	135	1	early	early	ADJ
cblr-2956	135	2	offers	offer	NOUN
cblr-2956	135	3	and	and	CCONJ
cblr-2956	135	4	the	the	DET
cblr-2956	135	5	product	product	NOUN
cblr-2956	135	6	liability	liability	NOUN
cblr-2956	135	7	context	context	NOUN
cblr-2956	135	8	3a	3a	NUM
cblr-2956	135	9	.	.	PUNCT
cblr-2956	136	1	the	the	DET
cblr-2956	136	2	product	product	NOUN
cblr-2956	136	3	liability	liability	NOUN
cblr-2956	136	4	context	context	NOUN
cblr-2956	136	5	in	in	ADP
cblr-2956	136	6	this	this	DET
cblr-2956	136	7	section	section	NOUN
cblr-2956	136	8	,	,	PUNCT
cblr-2956	136	9	numbered	number	VERB
cblr-2956	136	10	items	item	NOUN
cblr-2956	136	11	i	i	PRON
cblr-2956	136	12	and	and	CCONJ
cblr-2956	136	13	ii	ii	PROPN
cblr-2956	136	14	list	list	NOUN
cblr-2956	136	15	some	some	PRON
cblr-2956	136	16	of	of	ADP
cblr-2956	136	17	the	the	DET
cblr-2956	136	18	main	main	ADJ
cblr-2956	136	19	criticisms	criticism	NOUN
cblr-2956	136	20	of	of	ADP
cblr-2956	136	21	current	current	ADJ
cblr-2956	136	22	personal	personal	ADJ
cblr-2956	136	23	injury	injury	NOUN
cblr-2956	136	24	liability	liability	NOUN
cblr-2956	136	25	law	law	NOUN
cblr-2956	136	26	.	.	PUNCT
cblr-2956	137	1	numbered	number	VERB
cblr-2956	137	2	items	item	NOUN
cblr-2956	137	3	iii	iii	NOUN
cblr-2956	137	4	-	-	PUNCT
cblr-2956	137	5	xi	xi	PRON
cblr-2956	137	6	relate	relate	VERB
cblr-2956	137	7	the	the	DET
cblr-2956	137	8	early	early	ADJ
cblr-2956	137	9	offer	offer	NOUN
cblr-2956	137	10	proposal	proposal	NOUN
cblr-2956	137	11	studied	study	VERB
cblr-2956	137	12	in	in	ADP
cblr-2956	137	13	this	this	DET
cblr-2956	137	14	report	report	NOUN
cblr-2956	137	15	to	to	ADP
cblr-2956	137	16	the	the	DET
cblr-2956	137	17	debate	debate	NOUN
cblr-2956	137	18	on	on	ADP
cblr-2956	137	19	personal	personal	ADJ
cblr-2956	137	20	injury	injury	NOUN
cblr-2956	137	21	liability	liability	NOUN
cblr-2956	137	22	reform	reform	NOUN
cblr-2956	137	23	.	.	PUNCT
cblr-2956	138	1	sections	section	NOUN
cblr-2956	138	2	4	4	NUM
cblr-2956	138	3	-	-	SYM
cblr-2956	138	4	8	8	NUM
cblr-2956	138	5	then	then	ADV
cblr-2956	138	6	present	present	VERB
cblr-2956	138	7	details	detail	NOUN
cblr-2956	138	8	of	of	ADP
cblr-2956	138	9	the	the	DET
cblr-2956	138	10	financial	financial	ADJ
cblr-2956	138	11	and	and	CCONJ
cblr-2956	138	12	other	other	ADJ
cblr-2956	138	13	effects	effect	NOUN
cblr-2956	138	14	of	of	ADP
cblr-2956	138	15	the	the	DET
cblr-2956	138	16	early	early	ADJ
cblr-2956	138	17	offer	offer	NOUN
cblr-2956	138	18	reform	reform	NOUN
cblr-2956	138	19	.	.	PUNCT
cblr-2956	139	1	i.	i.	PROPN
cblr-2956	139	2	the	the	DET
cblr-2956	139	3	current	current	ADJ
cblr-2956	139	4	system	system	NOUN
cblr-2956	139	5	of	of	ADP
cblr-2956	139	6	tort	tort	NOUN
cblr-2956	139	7	liability	liability	NOUN
cblr-2956	139	8	for	for	ADP
cblr-2956	139	9	personal	personal	ADJ
cblr-2956	139	10	injury	injury	NOUN
cblr-2956	139	11	is	be	AUX
cblr-2956	139	12	often	often	ADV
cblr-2956	139	13	seen	see	VERB
cblr-2956	139	14	as	as	ADP
cblr-2956	139	15	unworkable	unworkable	ADJ
cblr-2956	139	16	and	and	CCONJ
cblr-2956	139	17	in	in	ADP
cblr-2956	139	18	need	need	NOUN
cblr-2956	139	19	of	of	ADP
cblr-2956	139	20	fundamental	fundamental	ADJ
cblr-2956	139	21	reform	reform	NOUN
cblr-2956	139	22	.	.	PUNCT
cblr-2956	140	1	under	under	ADP
cblr-2956	140	2	the	the	DET
cblr-2956	140	3	current	current	ADJ
cblr-2956	140	4	system	system	NOUN
cblr-2956	140	5	,	,	PUNCT
cblr-2956	140	6	a	a	DET
cblr-2956	140	7	claimant	claimant	NOUN
cblr-2956	140	8	must	must	AUX
cblr-2956	140	9	prove	prove	VERB
cblr-2956	140	10	two	two	NUM
cblr-2956	140	11	difficult	difficult	ADJ
cblr-2956	140	12	elements	element	NOUN
cblr-2956	140	13	:	:	PUNCT
cblr-2956	140	14	the	the	DET
cblr-2956	140	15	defendant	defendant	NOUN
cblr-2956	140	16	's	's	PART
cblr-2956	140	17	faulty	faulty	ADJ
cblr-2956	140	18	conduct	conduct	NOUN
cblr-2956	140	19	or	or	CCONJ
cblr-2956	140	20	product	product	NOUN
cblr-2956	140	21	,	,	PUNCT
cblr-2956	140	22	and	and	CCONJ
cblr-2956	140	23	the	the	DET
cblr-2956	140	24	economic	economic	ADJ
cblr-2956	140	25	value	value	NOUN
cblr-2956	140	26	of	of	ADP
cblr-2956	140	27	noneconomic	noneconomic	ADJ
cblr-2956	140	28	damages	damage	NOUN
cblr-2956	140	29	,	,	PUNCT
cblr-2956	140	30	mostly	mostly	ADV
cblr-2956	140	31	pain	pain	NOUN
cblr-2956	140	32	and	and	CCONJ
cblr-2956	140	33	suffering	suffering	NOUN
cblr-2956	140	34	.	.	PUNCT
cblr-2956	141	1	in	in	ADP
cblr-2956	141	2	product	product	NOUN
cblr-2956	141	3	liability	liability	NOUN
cblr-2956	141	4	cases	case	NOUN
cblr-2956	141	5	,	,	PUNCT
cblr-2956	141	6	determining	determine	VERB
cblr-2956	141	7	fault	fault	NOUN
cblr-2956	141	8	is	be	AUX
cblr-2956	141	9	often	often	ADV
cblr-2956	141	10	especially	especially	ADV
cblr-2956	141	11	complex	complex	ADJ
cblr-2956	141	12	,	,	PUNCT
cblr-2956	141	13	given	give	VERB
cblr-2956	141	14	the	the	DET
cblr-2956	141	15	intricacies	intricacy	NOUN
cblr-2956	141	16	of	of	ADP
cblr-2956	141	17	modern	modern	ADJ
cblr-2956	141	18	products	product	NOUN
cblr-2956	141	19	and	and	CCONJ
cblr-2956	141	20	their	their	PRON
cblr-2956	141	21	interaction	interaction	NOUN
cblr-2956	141	22	with	with	ADP
cblr-2956	141	23	varying	vary	VERB
cblr-2956	141	24	user	user	NOUN
cblr-2956	141	25	characteristics	characteristic	NOUN
cblr-2956	141	26	.	.	PUNCT
cblr-2956	142	1	the	the	DET
cblr-2956	142	2	system	system	NOUN
cblr-2956	142	3	is	be	AUX
cblr-2956	142	4	thus	thus	ADV
cblr-2956	142	5	subject	subject	ADJ
cblr-2956	142	6	to	to	ADP
cblr-2956	142	7	frustrating	frustrating	ADJ
cblr-2956	142	8	uncertainties	uncertainty	NOUN
cblr-2956	142	9	,	,	PUNCT
cblr-2956	142	10	the	the	DET
cblr-2956	142	11	attempted	attempt	VERB
cblr-2956	142	12	resolution	resolution	NOUN
cblr-2956	142	13	of	of	ADP
cblr-2956	142	14	which	which	PRON
cblr-2956	142	15	is	be	AUX
cblr-2956	142	16	very	very	ADV
cblr-2956	142	17	cumbersome	cumbersome	ADJ
cblr-2956	142	18	and	and	CCONJ
cblr-2956	142	19	expensive	expensive	ADJ
cblr-2956	142	20	.	.	PUNCT
cblr-2956	143	1	all	all	DET
cblr-2956	143	2	this	this	DET
cblr-2956	143	3	uncertainty	uncertainty	NOUN
cblr-2956	143	4	in	in	ADP
cblr-2956	143	5	turn	turn	NOUN
cblr-2956	143	6	generates	generate	VERB
cblr-2956	143	7	substantial	substantial	ADJ
cblr-2956	143	8	transaction	transaction	NOUN
cblr-2956	143	9	costs	cost	NOUN
cblr-2956	143	10	(	(	PUNCT
cblr-2956	143	11	mostly	mostly	ADV
cblr-2956	143	12	legal	legal	ADJ
cblr-2956	143	13	fees	fee	NOUN
cblr-2956	143	14	on	on	ADP
cblr-2956	143	15	both	both	DET
cblr-2956	143	16	sides	side	NOUN
cblr-2956	143	17	,	,	PUNCT
cblr-2956	143	18	well	well	ADV
cblr-2956	143	19	documented	document	VERB
cblr-2956	143	20	in	in	ADP
cblr-2956	143	21	this	this	DET
cblr-2956	143	22	report	report	NOUN
cblr-2956	143	23	)	)	PUNCT
cblr-2956	143	24	and	and	CCONJ
cblr-2956	143	25	long	long	ADJ
cblr-2956	143	26	delays	delay	NOUN
cblr-2956	143	27	in	in	ADP
cblr-2956	143	28	any	any	DET
cblr-2956	143	29	payment	payment	NOUN
cblr-2956	143	30	that	that	PRON
cblr-2956	143	31	is	be	AUX
cblr-2956	143	32	made	make	VERB
cblr-2956	143	33	(	(	PUNCT
cblr-2956	143	34	also	also	ADV
cblr-2956	143	35	well	well	ADV
cblr-2956	143	36	documented	document	VERB
cblr-2956	143	37	'	'	PUNCT
cblr-2956	143	38	standard	standard	ADJ
cblr-2956	143	39	statistical	statistical	ADJ
cblr-2956	143	40	terms	term	NOUN
cblr-2956	143	41	are	be	AUX
cblr-2956	143	42	used	use	VERB
cblr-2956	143	43	throughout	throughout	ADP
cblr-2956	143	44	this	this	DET
cblr-2956	143	45	report	report	NOUN
cblr-2956	143	46	as	as	SCONJ
cblr-2956	143	47	follows	follow	VERB
cblr-2956	143	48	.	.	PUNCT
cblr-2956	144	1	the	the	DET
cblr-2956	144	2	sample	sample	NOUN
cblr-2956	144	3	mean	mean	VERB
cblr-2956	144	4	(	(	PUNCT
cblr-2956	144	5	the	the	DET
cblr-2956	144	6	average	average	NOUN
cblr-2956	144	7	)	)	PUNCT
cblr-2956	144	8	is	be	AUX
cblr-2956	144	9	calculated	calculate	VERB
cblr-2956	144	10	by	by	ADP
cblr-2956	144	11	adding	add	VERB
cblr-2956	144	12	up	up	ADP
cblr-2956	144	13	the	the	DET
cblr-2956	144	14	data	data	NOUN
cblr-2956	144	15	values	value	NOUN
cblr-2956	144	16	and	and	CCONJ
cblr-2956	144	17	dividing	dividing	NOUN
cblr-2956	144	18	by	by	ADP
cblr-2956	144	19	the	the	DET
cblr-2956	144	20	total	total	ADJ
cblr-2956	144	21	number	number	NOUN
cblr-2956	144	22	of	of	ADP
cblr-2956	144	23	data	datum	NOUN
cblr-2956	144	24	values	value	NOUN
cblr-2956	144	25	.	.	PUNCT
cblr-2956	145	1	percentiles	percentile	NOUN
cblr-2956	145	2	are	be	AUX
cblr-2956	145	3	values	value	NOUN
cblr-2956	145	4	that	that	PRON
cblr-2956	145	5	indicate	indicate	VERB
cblr-2956	145	6	how	how	SCONJ
cblr-2956	145	7	many	many	ADJ
cblr-2956	145	8	data	datum	NOUN
cblr-2956	145	9	values	value	NOUN
cblr-2956	145	10	are	be	AUX
cblr-2956	145	11	below	below	ADP
cblr-2956	145	12	and	and	CCONJ
cblr-2956	145	13	how	how	SCONJ
cblr-2956	145	14	many	many	ADJ
cblr-2956	145	15	are	be	AUX
cblr-2956	145	16	above	above	ADP
cblr-2956	145	17	the	the	DET
cblr-2956	145	18	given	give	VERB
cblr-2956	145	19	percentile	percentile	ADJ
cblr-2956	145	20	value	value	NOUN
cblr-2956	145	21	,	,	PUNCT
cblr-2956	145	22	e.g.	e.g.	ADV
cblr-2956	145	23	,	,	PUNCT
cblr-2956	145	24	30	30	NUM
cblr-2956	145	25	percent	percent	NOUN
cblr-2956	145	26	of	of	ADP
cblr-2956	145	27	the	the	DET
cblr-2956	145	28	data	data	NOUN
cblr-2956	145	29	values	value	NOUN
cblr-2956	145	30	lie	lie	VERB
cblr-2956	145	31	below	below	ADP
cblr-2956	145	32	the	the	DET
cblr-2956	145	33	30th	30th	ADJ
cblr-2956	145	34	percentile	percentile	NOUN
cblr-2956	145	35	,	,	PUNCT
cblr-2956	145	36	and	and	CCONJ
cblr-2956	145	37	70	70	NUM
cblr-2956	145	38	percent	percent	NOUN
cblr-2956	145	39	of	of	ADP
cblr-2956	145	40	the	the	DET
cblr-2956	145	41	data	data	NOUN
cblr-2956	145	42	values	value	NOUN
cblr-2956	145	43	lie	lie	VERB
cblr-2956	145	44	above	above	ADP
cblr-2956	145	45	the	the	DET
cblr-2956	145	46	30th	30th	ADJ
cblr-2956	145	47	percentile	percentile	NOUN
cblr-2956	145	48	.	.	PUNCT
cblr-2956	146	1	the	the	DET
cblr-2956	146	2	median	median	NOUN
cblr-2956	146	3	,	,	PUNCT
cblr-2956	146	4	which	which	PRON
cblr-2956	146	5	is	be	AUX
cblr-2956	146	6	equivalent	equivalent	ADJ
cblr-2956	146	7	to	to	ADP
cblr-2956	146	8	the	the	DET
cblr-2956	146	9	50th	50th	ADJ
cblr-2956	146	10	percentile	percentile	NOUN
cblr-2956	146	11	,	,	PUNCT
cblr-2956	146	12	is	be	AUX
cblr-2956	146	13	the	the	DET
cblr-2956	146	14	value	value	NOUN
cblr-2956	146	15	at	at	ADP
cblr-2956	146	16	which	which	PRON
cblr-2956	146	17	half	half	DET
cblr-2956	146	18	the	the	DET
cblr-2956	146	19	data	data	NOUN
cblr-2956	146	20	values	value	NOUN
cblr-2956	146	21	are	be	AUX
cblr-2956	146	22	larger	large	ADJ
cblr-2956	146	23	than	than	ADP
cblr-2956	146	24	the	the	DET
cblr-2956	146	25	median	median	NOUN
cblr-2956	146	26	and	and	CCONJ
cblr-2956	146	27	half	half	NOUN
cblr-2956	146	28	are	be	AUX
cblr-2956	146	29	smaller	small	ADJ
cblr-2956	146	30	than	than	ADP
cblr-2956	146	31	the	the	DET
cblr-2956	146	32	median	median	NOUN
cblr-2956	146	33	.	.	PUNCT
cblr-2956	147	1	the	the	DET
cblr-2956	147	2	standard	standard	ADJ
cblr-2956	147	3	deviation	deviation	NOUN
cblr-2956	147	4	is	be	AUX
cblr-2956	147	5	a	a	DET
cblr-2956	147	6	measure	measure	NOUN
cblr-2956	147	7	of	of	ADP
cblr-2956	147	8	"	"	PUNCT
cblr-2956	147	9	dispersion	dispersion	NOUN
cblr-2956	147	10	"	"	PUNCT
cblr-2956	147	11	or	or	CCONJ
cblr-2956	147	12	variation	variation	NOUN
cblr-2956	147	13	in	in	ADP
cblr-2956	147	14	the	the	DET
cblr-2956	147	15	data	data	NOUN
cblr-2956	147	16	values	value	NOUN
cblr-2956	147	17	.	.	PUNCT
cblr-2956	148	1	[	[	X
cblr-2956	148	2	vol	vol	NOUN
cblr-2956	148	3	.	.	NOUN
cblr-2956	148	4	2008	2008	NUM
cblr-2956	148	5	earl	earl	PROPN
cblr-2956	148	6	y	y	PROPN
cblr-2956	148	7	offers	offer	VERB
cblr-2956	148	8	reform	reform	NOUN
cblr-2956	148	9	below	below	ADP
cblr-2956	148	10	)	)	PUNCT
cblr-2956	148	11	.	.	PUNCT
cblr-2956	149	1	one	one	NUM
cblr-2956	149	2	earlier	early	ADV
cblr-2956	149	3	finding	finding	NOUN
cblr-2956	149	4	indicated	indicate	VERB
cblr-2956	149	5	that	that	SCONJ
cblr-2956	149	6	only	only	ADV
cblr-2956	149	7	37.5	37.5	NUM
cblr-2956	149	8	cents	cent	NOUN
cblr-2956	149	9	of	of	ADP
cblr-2956	149	10	the	the	DET
cblr-2956	149	11	liability	liability	NOUN
cblr-2956	149	12	premium	premium	NOUN
cblr-2956	149	13	reaches	reach	VERB
cblr-2956	149	14	claimants	claimant	NOUN
cblr-2956	149	15	,	,	PUNCT
cblr-2956	149	16	and	and	CCONJ
cblr-2956	149	17	of	of	ADP
cblr-2956	149	18	that	that	PRON
cblr-2956	149	19	,	,	PUNCT
cblr-2956	149	20	only	only	ADV
cblr-2956	149	21	14	14	NUM
cblr-2956	149	22	cents	cent	NOUN
cblr-2956	149	23	goes	go	VERB
cblr-2956	149	24	to	to	PART
cblr-2956	149	25	pay	pay	VERB
cblr-2956	149	26	for	for	ADP
cblr-2956	149	27	the	the	DET
cblr-2956	149	28	actual	actual	ADJ
cblr-2956	149	29	economic	economic	ADJ
cblr-2956	149	30	losses	loss	NOUN
cblr-2956	149	31	incurred	incur	VERB
cblr-2956	149	32	by	by	ADP
cblr-2956	149	33	injured	injured	ADJ
cblr-2956	149	34	parties	party	NOUN
cblr-2956	149	35	.	.	PUNCT
cblr-2956	150	1	,	,	PUNCT
cblr-2956	150	2	in	in	ADP
cblr-2956	150	3	the	the	DET
cblr-2956	150	4	end	end	NOUN
cblr-2956	150	5	,	,	PUNCT
cblr-2956	150	6	the	the	DET
cblr-2956	150	7	liability	liability	NOUN
cblr-2956	150	8	insurance	insurance	NOUN
cblr-2956	150	9	system	system	NOUN
cblr-2956	150	10	does	do	AUX
cblr-2956	150	11	not	not	PART
cblr-2956	150	12	result	result	VERB
cblr-2956	150	13	in	in	ADP
cblr-2956	150	14	prompt	prompt	ADJ
cblr-2956	150	15	payment	payment	NOUN
cblr-2956	150	16	to	to	ADP
cblr-2956	150	17	many	many	ADJ
cblr-2956	150	18	needy	needy	ADJ
cblr-2956	150	19	victims	victim	NOUN
cblr-2956	150	20	;	;	PUNCT
cblr-2956	150	21	rather	rather	ADV
cblr-2956	150	22	,	,	PUNCT
cblr-2956	150	23	it	it	PRON
cblr-2956	150	24	is	be	AUX
cblr-2956	150	25	a	a	DET
cblr-2956	150	26	system	system	NOUN
cblr-2956	150	27	of	of	ADP
cblr-2956	150	28	prolonged	prolonged	ADJ
cblr-2956	150	29	,	,	PUNCT
cblr-2956	150	30	unpredictable	unpredictable	ADJ
cblr-2956	150	31	,	,	PUNCT
cblr-2956	150	32	expensive	expensive	ADJ
cblr-2956	150	33	fights	fight	NOUN
cblr-2956	150	34	over	over	ADP
cblr-2956	150	35	whether	whether	SCONJ
cblr-2956	150	36	claimants	claimant	NOUN
cblr-2956	150	37	are	be	AUX
cblr-2956	150	38	deserving	deserve	VERB
cblr-2956	150	39	and/or	and/or	CCONJ
cblr-2956	150	40	what	what	DET
cblr-2956	150	41	payment	payment	NOUN
cblr-2956	150	42	they	they	PRON
cblr-2956	150	43	deserve	deserve	VERB
cblr-2956	150	44	-	-	PUNCT
cblr-2956	150	45	a	a	DET
cblr-2956	150	46	system	system	NOUN
cblr-2956	150	47	that	that	ADV
cblr-2956	150	48	much	much	ADV
cblr-2956	150	49	too	too	ADV
cblr-2956	150	50	often	often	ADV
cblr-2956	150	51	operates	operate	VERB
cblr-2956	150	52	to	to	ADP
cblr-2956	150	53	the	the	DET
cblr-2956	150	54	detriment	detriment	NOUN
cblr-2956	150	55	of	of	ADP
cblr-2956	150	56	providers	provider	NOUN
cblr-2956	150	57	of	of	ADP
cblr-2956	150	58	goods	good	NOUN
cblr-2956	150	59	and	and	CCONJ
cblr-2956	150	60	those	those	DET
cblr-2956	150	61	severely	severely	ADV
cblr-2956	150	62	injured	injure	VERB
cblr-2956	150	63	therefrom	therefrom	NOUN
cblr-2956	150	64	.	.	PUNCT
cblr-2956	151	1	ii	ii	PROPN
cblr-2956	151	2	.	.	PUNCT
cblr-2956	152	1	the	the	DET
cblr-2956	152	2	present	present	ADJ
cblr-2956	152	3	system	system	NOUN
cblr-2956	152	4	of	of	ADP
cblr-2956	152	5	tort	tort	NOUN
cblr-2956	152	6	liability	liability	NOUN
cblr-2956	152	7	insurance	insurance	NOUN
cblr-2956	152	8	for	for	ADP
cblr-2956	152	9	personal	personal	ADJ
cblr-2956	152	10	injury	injury	NOUN
cblr-2956	152	11	leads	lead	VERB
cblr-2956	152	12	to	to	ADP
cblr-2956	152	13	the	the	DET
cblr-2956	152	14	anomalous	anomalous	ADJ
cblr-2956	152	15	result	result	NOUN
cblr-2956	152	16	of	of	ADP
cblr-2956	152	17	maltreating	maltreat	VERB
cblr-2956	152	18	most	most	ADJ
cblr-2956	152	19	of	of	ADP
cblr-2956	152	20	all	all	DET
cblr-2956	152	21	injured	injure	VERB
cblr-2956	152	22	parties	party	NOUN
cblr-2956	152	23	whose	whose	DET
cblr-2956	152	24	medical	medical	ADJ
cblr-2956	152	25	expenses	expense	NOUN
cblr-2956	152	26	and	and	CCONJ
cblr-2956	152	27	wage	wage	NOUN
cblr-2956	152	28	losses	loss	NOUN
cblr-2956	152	29	exceed	exceed	VERB
cblr-2956	152	30	any	any	DET
cblr-2956	152	31	applicable	applicable	ADJ
cblr-2956	152	32	private	private	ADJ
cblr-2956	152	33	or	or	CCONJ
cblr-2956	152	34	public	public	ADJ
cblr-2956	152	35	insurance	insurance	NOUN
cblr-2956	152	36	coverage	coverage	NOUN
cblr-2956	152	37	.	.	PUNCT
cblr-2956	153	1	the	the	DET
cblr-2956	153	2	present	present	ADJ
cblr-2956	153	3	legal	legal	ADJ
cblr-2956	153	4	system	system	NOUN
cblr-2956	153	5	in	in	ADP
cblr-2956	153	6	effect	effect	NOUN
cblr-2956	153	7	tells	tell	VERB
cblr-2956	153	8	those	those	DET
cblr-2956	153	9	injured	injure	VERB
cblr-2956	153	10	parties	party	NOUN
cblr-2956	153	11	that	that	SCONJ
cblr-2956	153	12	they	they	PRON
cblr-2956	153	13	may	may	AUX
cblr-2956	153	14	be	be	AUX
cblr-2956	153	15	paid	pay	VERB
cblr-2956	153	16	something	something	PRON
cblr-2956	153	17	,	,	PUNCT
cblr-2956	153	18	but	but	CCONJ
cblr-2956	153	19	only	only	ADJ
cblr-2956	153	20	years	year	NOUN
cblr-2956	153	21	from	from	ADP
cblr-2956	153	22	now	now	ADV
cblr-2956	153	23	and	and	CCONJ
cblr-2956	153	24	only	only	ADV
cblr-2956	153	25	after	after	ADP
cblr-2956	153	26	paying	pay	VERB
cblr-2956	153	27	any	any	DET
cblr-2956	153	28	recovery	recovery	NOUN
cblr-2956	153	29	lawyers	lawyer	NOUN
cblr-2956	153	30	'	'	PART
cblr-2956	153	31	fees	fee	NOUN
cblr-2956	153	32	of	of	ADP
cblr-2956	153	33	30	30	NUM
cblr-2956	153	34	percent	percent	NOUN
cblr-2956	153	35	or	or	CCONJ
cblr-2956	153	36	higher	high	ADJ
cblr-2956	153	37	.	.	PUNCT
cblr-2956	154	1	the	the	DET
cblr-2956	154	2	tort	tort	NOUN
cblr-2956	154	3	system	system	NOUN
cblr-2956	154	4	imposes	impose	VERB
cblr-2956	154	5	far	far	ADV
cblr-2956	154	6	fewer	few	ADJ
cblr-2956	154	7	risks	risk	NOUN
cblr-2956	154	8	on	on	ADP
cblr-2956	154	9	the	the	DET
cblr-2956	154	10	various	various	ADJ
cblr-2956	154	11	parties	party	NOUN
cblr-2956	154	12	to	to	ADP
cblr-2956	154	13	personal	personal	ADJ
cblr-2956	154	14	injury	injury	NOUN
cblr-2956	154	15	liability	liability	NOUN
cblr-2956	154	16	litigation	litigation	NOUN
cblr-2956	154	17	who	who	PRON
cblr-2956	154	18	are	be	AUX
cblr-2956	154	19	not	not	PART
cblr-2956	154	20	severely	severely	ADV
cblr-2956	154	21	injured	injure	VERB
cblr-2956	154	22	.	.	PUNCT
cblr-2956	155	1	providers	provider	NOUN
cblr-2956	155	2	of	of	ADP
cblr-2956	155	3	goods	good	NOUN
cblr-2956	155	4	or	or	CCONJ
cblr-2956	155	5	services	service	NOUN
cblr-2956	155	6	typically	typically	ADV
cblr-2956	155	7	have	have	VERB
cblr-2956	155	8	protection	protection	NOUN
cblr-2956	155	9	through	through	ADP
cblr-2956	155	10	their	their	PRON
cblr-2956	155	11	self	self	NOUN
cblr-2956	155	12	insurance	insurance	NOUN
cblr-2956	155	13	or	or	CCONJ
cblr-2956	155	14	their	their	PRON
cblr-2956	155	15	liability	liability	NOUN
cblr-2956	155	16	insurance	insurance	NOUN
cblr-2956	155	17	coverage	coverage	NOUN
cblr-2956	155	18	,	,	PUNCT
cblr-2956	155	19	and	and	CCONJ
cblr-2956	155	20	their	their	PRON
cblr-2956	155	21	insurers	insurer	NOUN
cblr-2956	155	22	are	be	AUX
cblr-2956	155	23	protected	protect	VERB
cblr-2956	155	24	by	by	ADP
cblr-2956	155	25	their	their	PRON
cblr-2956	155	26	risk	risk	NOUN
cblr-2956	155	27	-	-	PUNCT
cblr-2956	155	28	spreading	spread	VERB
cblr-2956	155	29	,	,	PUNCT
cblr-2956	155	30	augmented	augment	VERB
cblr-2956	155	31	by	by	ADP
cblr-2956	155	32	actual	actual	ADJ
cblr-2956	155	33	calculations	calculation	NOUN
cblr-2956	155	34	.	.	PUNCT
cblr-2956	156	1	defense	defense	NOUN
cblr-2956	156	2	lawyers	lawyer	NOUN
cblr-2956	156	3	receive	receive	VERB
cblr-2956	156	4	payment	payment	NOUN
cblr-2956	156	5	win	win	NOUN
cblr-2956	156	6	or	or	CCONJ
cblr-2956	156	7	lose	lose	VERB
cblr-2956	156	8	.	.	PUNCT
cblr-2956	157	1	claimants	claimant	NOUN
cblr-2956	157	2	'	'	PART
cblr-2956	157	3	lawyers	lawyer	NOUN
cblr-2956	157	4	normally	normally	ADV
cblr-2956	157	5	do	do	AUX
cblr-2956	157	6	not	not	PART
cblr-2956	157	7	take	take	VERB
cblr-2956	157	8	a	a	DET
cblr-2956	157	9	case	case	NOUN
cblr-2956	157	10	unless	unless	SCONJ
cblr-2956	157	11	confident	confident	ADJ
cblr-2956	157	12	it	it	PRON
cblr-2956	157	13	is	be	AUX
cblr-2956	157	14	likely	likely	ADJ
cblr-2956	157	15	to	to	PART
cblr-2956	157	16	lead	lead	VERB
cblr-2956	157	17	to	to	ADP
cblr-2956	157	18	recovery	recovery	NOUN
cblr-2956	157	19	sufficient	sufficient	ADJ
cblr-2956	157	20	to	to	PART
cblr-2956	157	21	make	make	VERB
cblr-2956	157	22	it	it	PRON
cblr-2956	157	23	worth	worth	ADJ
cblr-2956	157	24	their	their	PRON
cblr-2956	157	25	while	while	NOUN
cblr-2956	157	26	.	.	PUNCT
cblr-2956	158	1	even	even	ADV
cblr-2956	158	2	if	if	SCONJ
cblr-2956	158	3	the	the	DET
cblr-2956	158	4	risk	risk	NOUN
cblr-2956	158	5	of	of	ADP
cblr-2956	158	6	nonrecovery	nonrecovery	NOUN
cblr-2956	158	7	for	for	ADP
cblr-2956	158	8	any	any	DET
cblr-2956	158	9	one	one	NUM
cblr-2956	158	10	claim	claim	NOUN
cblr-2956	158	11	is	be	AUX
cblr-2956	158	12	threatening	threaten	VERB
cblr-2956	158	13	,	,	PUNCT
cblr-2956	158	14	the	the	DET
cblr-2956	158	15	claimants	claimant	NOUN
cblr-2956	158	16	'	'	PART
cblr-2956	158	17	lawyer	lawyer	NOUN
cblr-2956	158	18	minimizes	minimize	VERB
cblr-2956	158	19	this	this	DET
cblr-2956	158	20	risk	risk	NOUN
cblr-2956	158	21	by	by	ADP
cblr-2956	158	22	portfolio	portfolio	NOUN
cblr-2956	158	23	diversification	diversification	NOUN
cblr-2956	158	24	,	,	PUNCT
cblr-2956	158	25	a	a	DET
cblr-2956	158	26	form	form	NOUN
cblr-2956	158	27	of	of	ADP
cblr-2956	158	28	protection	protection	NOUN
cblr-2956	158	29	unavailable	unavailable	ADJ
cblr-2956	158	30	to	to	PART
cblr-2956	158	31	severely	severely	ADV
cblr-2956	158	32	injured	injure	VERB
cblr-2956	158	33	victims	victim	NOUN
cblr-2956	158	34	,	,	PUNCT
cblr-2956	158	35	who	who	PRON
cblr-2956	158	36	normally	normally	ADV
cblr-2956	158	37	will	will	AUX
cblr-2956	158	38	have	have	VERB
cblr-2956	158	39	only	only	ADV
cblr-2956	158	40	one	one	NUM
cblr-2956	158	41	such	such	ADJ
cblr-2956	158	42	claim	claim	NOUN
cblr-2956	158	43	in	in	ADP
cblr-2956	158	44	a	a	DET
cblr-2956	158	45	lifetime	lifetime	NOUN
cblr-2956	158	46	.	.	PUNCT
cblr-2956	159	1	finally	finally	ADV
cblr-2956	159	2	,	,	PUNCT
cblr-2956	159	3	less	less	ADV
cblr-2956	159	4	seriously	seriously	ADV
cblr-2956	159	5	injured	injure	VERB
cblr-2956	159	6	parties	party	NOUN
cblr-2956	159	7	are	be	AUX
cblr-2956	159	8	relatively	relatively	ADV
cblr-2956	159	9	well	well	ADV
cblr-2956	159	10	protected	protect	VERB
cblr-2956	159	11	by	by	ADP
cblr-2956	159	12	the	the	DET
cblr-2956	159	13	very	very	ADJ
cblr-2956	159	14	fact	fact	NOUN
cblr-2956	159	15	of	of	ADP
cblr-2956	159	16	lesser	less	ADJ
cblr-2956	159	17	losses	loss	NOUN
cblr-2956	159	18	which	which	PRON
cblr-2956	159	19	are	be	AUX
cblr-2956	159	20	also	also	ADV
cblr-2956	159	21	more	more	ADV
cblr-2956	159	22	likely	likely	ADJ
cblr-2956	159	23	to	to	PART
cblr-2956	159	24	be	be	AUX
cblr-2956	159	25	covered	cover	VERB
cblr-2956	159	26	by	by	ADP
cblr-2956	159	27	collateral	collateral	ADJ
cblr-2956	159	28	sources	source	NOUN
cblr-2956	159	29	.	.	PUNCT
cblr-2956	159	30	'	'	PUNCT
cblr-2956	160	1	jeffrey	jeffrey	PROPN
cblr-2956	160	2	o'connell	o'connell	PROPN
cblr-2956	160	3	,	,	PUNCT
cblr-2956	160	4	an	an	DET
cblr-2956	160	5	alternative	alternative	NOUN
cblr-2956	160	6	to	to	ADP
cblr-2956	160	7	abandoning	abandon	VERB
cblr-2956	160	8	tort	tort	NOUN
cblr-2956	160	9	liability	liability	NOUN
cblr-2956	160	10	,	,	PUNCT
cblr-2956	160	11	60	60	NUM
cblr-2956	160	12	minn	minn	NOUN
cblr-2956	160	13	.	.	PUNCT
cblr-2956	161	1	l.	l.	PROPN
cblr-2956	161	2	rev	rev	PROPN
cblr-2956	161	3	.	.	PROPN
cblr-2956	161	4	501	501	NUM
cblr-2956	161	5	,	,	PUNCT
cblr-2956	161	6	511	511	NUM
cblr-2956	161	7	-	-	SYM
cblr-2956	161	8	12	12	NUM
cblr-2956	161	9	(	(	PUNCT
cblr-2956	161	10	1976	1976	NUM
cblr-2956	161	11	)	)	PUNCT
cblr-2956	161	12	.	.	PUNCT
cblr-2956	162	1	no	no	INTJ
cblr-2956	162	2	.	.	PUNCT
cblr-2956	163	1	2:423	2:423	NUM
cblr-2956	163	2	]	]	X
cblr-2956	163	3	columbia	columbia	PROPN
cblr-2956	163	4	business	business	PROPN
cblr-2956	163	5	law	law	PROPN
cblr-2956	163	6	re	re	AUX
cblr-2956	163	7	view	view	VERB
cblr-2956	163	8	what	what	PRON
cblr-2956	163	9	is	be	AUX
cblr-2956	163	10	one	one	NUM
cblr-2956	163	11	to	to	PART
cblr-2956	163	12	make	make	VERB
cblr-2956	163	13	of	of	ADP
cblr-2956	163	14	a	a	DET
cblr-2956	163	15	legal	legal	ADJ
cblr-2956	163	16	and	and	CCONJ
cblr-2956	163	17	insurance	insurance	NOUN
cblr-2956	163	18	system	system	NOUN
cblr-2956	163	19	that	that	PRON
cblr-2956	163	20	offers	offer	VERB
cblr-2956	163	21	least	least	ADJ
cblr-2956	163	22	protection	protection	NOUN
cblr-2956	163	23	to	to	ADP
cblr-2956	163	24	those	those	PRON
cblr-2956	163	25	who	who	PRON
cblr-2956	163	26	need	need	VERB
cblr-2956	163	27	it	it	PRON
cblr-2956	163	28	most	most	ADV
cblr-2956	163	29	?	?	PUNCT
cblr-2956	164	1	iii	iii	X
cblr-2956	164	2	.	.	PUNCT
cblr-2956	165	1	the	the	DET
cblr-2956	165	2	early	early	ADJ
cblr-2956	165	3	offer	offer	NOUN
cblr-2956	165	4	reform	reform	NOUN
cblr-2956	165	5	addresses	address	NOUN
cblr-2956	165	6	the	the	DET
cblr-2956	165	7	main	main	ADJ
cblr-2956	165	8	shortcomings	shortcoming	NOUN
cblr-2956	165	9	of	of	ADP
cblr-2956	165	10	the	the	DET
cblr-2956	165	11	current	current	ADJ
cblr-2956	165	12	system	system	NOUN
cblr-2956	165	13	.	.	PUNCT
cblr-2956	166	1	before	before	ADP
cblr-2956	166	2	considering	consider	VERB
cblr-2956	166	3	the	the	DET
cblr-2956	166	4	benefits	benefit	NOUN
cblr-2956	166	5	of	of	ADP
cblr-2956	166	6	early	early	ADJ
cblr-2956	166	7	offers	offer	NOUN
cblr-2956	166	8	,	,	PUNCT
cblr-2956	166	9	let	let	VERB
cblr-2956	166	10	us	we	PRON
cblr-2956	166	11	review	review	VERB
cblr-2956	166	12	again	again	ADV
cblr-2956	166	13	their	their	PRON
cblr-2956	166	14	structure	structure	NOUN
cblr-2956	166	15	.	.	PUNCT
cblr-2956	167	1	a	a	DET
cblr-2956	167	2	defendant	defendant	NOUN
cblr-2956	167	3	has	have	VERB
cblr-2956	167	4	the	the	DET
cblr-2956	167	5	option	option	NOUN
cblr-2956	167	6	(	(	PUNCT
cblr-2956	167	7	not	not	PART
cblr-2956	167	8	the	the	DET
cblr-2956	167	9	obligation	obligation	NOUN
cblr-2956	167	10	)	)	PUNCT
cblr-2956	167	11	to	to	PART
cblr-2956	167	12	offer	offer	VERB
cblr-2956	167	13	an	an	DET
cblr-2956	167	14	injured	injure	VERB
cblr-2956	167	15	claimant	claimant	NOUN
cblr-2956	167	16	,	,	PUNCT
cblr-2956	167	17	within	within	ADP
cblr-2956	167	18	180	180	NUM
cblr-2956	167	19	days	day	NOUN
cblr-2956	167	20	after	after	SCONJ
cblr-2956	167	21	a	a	DET
cblr-2956	167	22	claim	claim	NOUN
cblr-2956	167	23	is	be	AUX
cblr-2956	167	24	filed	file	VERB
cblr-2956	167	25	,	,	PUNCT
cblr-2956	167	26	periodic	periodic	ADJ
cblr-2956	167	27	payment	payment	NOUN
cblr-2956	167	28	of	of	ADP
cblr-2956	167	29	the	the	DET
cblr-2956	167	30	claimant	claimant	NOUN
cblr-2956	167	31	's	's	PART
cblr-2956	167	32	net	net	ADJ
cblr-2956	167	33	economic	economic	ADJ
cblr-2956	167	34	losses	loss	NOUN
cblr-2956	167	35	as	as	SCONJ
cblr-2956	167	36	they	they	PRON
cblr-2956	167	37	accrue.6	accrue.6	VERB
cblr-2956	167	38	economic	economic	ADJ
cblr-2956	167	39	losses	loss	NOUN
cblr-2956	167	40	under	under	ADP
cblr-2956	167	41	an	an	DET
cblr-2956	167	42	early	early	ADJ
cblr-2956	167	43	offer	offer	NOUN
cblr-2956	167	44	statute	statute	NOUN
cblr-2956	167	45	must	must	AUX
cblr-2956	167	46	cover	cover	VERB
cblr-2956	167	47	medical	medical	ADJ
cblr-2956	167	48	expenses	expense	NOUN
cblr-2956	167	49	,	,	PUNCT
cblr-2956	167	50	including	include	VERB
cblr-2956	167	51	rehabilitation	rehabilitation	NOUN
cblr-2956	167	52	,	,	PUNCT
cblr-2956	167	53	plus	plus	CCONJ
cblr-2956	167	54	lost	lose	VERB
cblr-2956	167	55	wages	wage	NOUN
cblr-2956	167	56	,	,	PUNCT
cblr-2956	167	57	to	to	ADP
cblr-2956	167	58	the	the	DET
cblr-2956	167	59	extent	extent	NOUN
cblr-2956	167	60	that	that	SCONJ
cblr-2956	167	61	all	all	DET
cblr-2956	167	62	such	such	ADJ
cblr-2956	167	63	costs	cost	NOUN
cblr-2956	167	64	are	be	AUX
cblr-2956	167	65	not	not	PART
cblr-2956	167	66	already	already	ADV
cblr-2956	167	67	covered	cover	VERB
cblr-2956	167	68	by	by	ADP
cblr-2956	167	69	collateral	collateral	ADJ
cblr-2956	167	70	sources	source	NOUN
cblr-2956	167	71	,	,	PUNCT
cblr-2956	167	72	plus	plus	CCONJ
cblr-2956	167	73	an	an	DET
cblr-2956	167	74	additional	additional	ADJ
cblr-2956	167	75	10	10	NUM
cblr-2956	167	76	percent	percent	NOUN
cblr-2956	167	77	attorneys	attorney	NOUN
cblr-2956	167	78	'	'	PART
cblr-2956	167	79	fee	fee	NOUN
cblr-2956	167	80	.	.	PUNCT
cblr-2956	168	1	therefore	therefore	ADV
cblr-2956	168	2	,	,	PUNCT
cblr-2956	168	3	a	a	DET
cblr-2956	168	4	defendant	defendant	NOUN
cblr-2956	168	5	can	can	AUX
cblr-2956	168	6	not	not	PART
cblr-2956	168	7	make	make	VERB
cblr-2956	168	8	a	a	DET
cblr-2956	168	9	lesser	less	ADJ
cblr-2956	168	10	or	or	CCONJ
cblr-2956	168	11	"	"	PUNCT
cblr-2956	168	12	low	low	ADJ
cblr-2956	168	13	ball	ball	NOUN
cblr-2956	168	14	"	"	PUNCT
cblr-2956	168	15	offer	offer	NOUN
cblr-2956	168	16	and	and	CCONJ
cblr-2956	168	17	still	still	ADV
cblr-2956	168	18	be	be	AUX
cblr-2956	168	19	covered	cover	VERB
cblr-2956	168	20	by	by	ADP
cblr-2956	168	21	the	the	DET
cblr-2956	168	22	statute	statute	NOUN
cblr-2956	168	23	.	.	PUNCT
cblr-2956	168	24	nor	nor	CCONJ
cblr-2956	168	25	is	be	AUX
cblr-2956	168	26	there	there	PRON
cblr-2956	168	27	any	any	DET
cblr-2956	168	28	need	need	NOUN
cblr-2956	168	29	for	for	SCONJ
cblr-2956	168	30	a	a	DET
cblr-2956	168	31	court	court	NOUN
cblr-2956	168	32	to	to	PART
cblr-2956	168	33	determine	determine	VERB
cblr-2956	168	34	whether	whether	SCONJ
cblr-2956	168	35	the	the	DET
cblr-2956	168	36	early	early	ADJ
cblr-2956	168	37	offer	offer	NOUN
cblr-2956	168	38	is	be	AUX
cblr-2956	168	39	fair	fair	ADJ
cblr-2956	168	40	.	.	PUNCT
cblr-2956	169	1	the	the	DET
cblr-2956	169	2	early	early	ADJ
cblr-2956	169	3	offer	offer	NOUN
cblr-2956	169	4	statute	statute	PROPN
cblr-2956	169	5	defines	define	VERB
cblr-2956	169	6	the	the	DET
cblr-2956	169	7	fairness	fairness	NOUN
cblr-2956	169	8	of	of	ADP
cblr-2956	169	9	the	the	DET
cblr-2956	169	10	offer	offer	NOUN
cblr-2956	169	11	,	,	PUNCT
cblr-2956	169	12	just	just	ADV
cblr-2956	169	13	as	as	ADP
cblr-2956	169	14	under	under	ADP
cblr-2956	169	15	a	a	DET
cblr-2956	169	16	workers	worker	NOUN
cblr-2956	169	17	'	'	PART
cblr-2956	169	18	compensation	compensation	NOUN
cblr-2956	169	19	statute	statute	NOUN
cblr-2956	169	20	for	for	ADP
cblr-2956	169	21	workplace	workplace	NOUN
cblr-2956	169	22	accidents	accident	NOUN
cblr-2956	169	23	.	.	PUNCT
cblr-2956	170	1	if	if	SCONJ
cblr-2956	170	2	an	an	DET
cblr-2956	170	3	early	early	ADJ
cblr-2956	170	4	offer	offer	NOUN
cblr-2956	170	5	is	be	AUX
cblr-2956	170	6	made	make	VERB
cblr-2956	170	7	and	and	CCONJ
cblr-2956	170	8	accepted	accept	VERB
cblr-2956	170	9	,	,	PUNCT
cblr-2956	170	10	of	of	ADP
cblr-2956	170	11	course	course	NOUN
cblr-2956	170	12	that	that	PRON
cblr-2956	170	13	settles	settle	VERB
cblr-2956	170	14	the	the	DET
cblr-2956	170	15	claim	claim	NOUN
cblr-2956	170	16	.	.	PUNCT
cblr-2956	171	1	if	if	SCONJ
cblr-2956	171	2	the	the	DET
cblr-2956	171	3	defendant	defendant	NOUN
cblr-2956	171	4	decides	decide	VERB
cblr-2956	171	5	not	not	PART
cblr-2956	171	6	to	to	PART
cblr-2956	171	7	make	make	VERB
cblr-2956	171	8	an	an	DET
cblr-2956	171	9	early	early	ADJ
cblr-2956	171	10	offer	offer	NOUN
cblr-2956	171	11	,	,	PUNCT
cblr-2956	171	12	the	the	DET
cblr-2956	171	13	injured	injure	VERB
cblr-2956	171	14	party	party	NOUN
cblr-2956	171	15	can	can	AUX
cblr-2956	171	16	proceed	proceed	VERB
cblr-2956	171	17	with	with	ADP
cblr-2956	171	18	a	a	DET
cblr-2956	171	19	normal	normal	ADJ
cblr-2956	171	20	tort	tort	NOUN
cblr-2956	171	21	claim	claim	NOUN
cblr-2956	171	22	for	for	ADP
cblr-2956	171	23	medical	medical	ADJ
cblr-2956	171	24	expense	expense	NOUN
cblr-2956	171	25	and	and	CCONJ
cblr-2956	171	26	wage	wage	NOUN
cblr-2956	171	27	loss	loss	NOUN
cblr-2956	171	28	plus	plus	CCONJ
cblr-2956	171	29	pain	pain	NOUN
cblr-2956	171	30	and	and	CCONJ
cblr-2956	171	31	suffering	suffering	NOUN
cblr-2956	171	32	.	.	PUNCT
cblr-2956	172	1	alternatively	alternatively	ADV
cblr-2956	172	2	,	,	PUNCT
cblr-2956	172	3	if	if	SCONJ
cblr-2956	172	4	the	the	DET
cblr-2956	172	5	claimant	claimant	NOUN
cblr-2956	172	6	declines	decline	VERB
cblr-2956	172	7	an	an	DET
cblr-2956	172	8	early	early	ADJ
cblr-2956	172	9	offer	offer	NOUN
cblr-2956	172	10	in	in	ADP
cblr-2956	172	11	favor	favor	NOUN
cblr-2956	172	12	of	of	ADP
cblr-2956	172	13	litigation	litigation	NOUN
cblr-2956	172	14	,	,	PUNCT
cblr-2956	172	15	(	(	PUNCT
cblr-2956	172	16	1	1	X
cblr-2956	172	17	)	)	PUNCT
cblr-2956	172	18	the	the	DET
cblr-2956	172	19	standard	standard	NOUN
cblr-2956	172	20	of	of	ADP
cblr-2956	172	21	proof	proof	NOUN
cblr-2956	172	22	of	of	ADP
cblr-2956	172	23	misconduct	misconduct	NOUN
cblr-2956	172	24	is	be	AUX
cblr-2956	172	25	raised	raise	VERB
cblr-2956	172	26	,	,	PUNCT
cblr-2956	172	27	allowing	allow	VERB
cblr-2956	172	28	payment	payment	NOUN
cblr-2956	172	29	.	.	PUNCT
cblr-2956	173	1	only	only	ADV
cblr-2956	173	2	where	where	SCONJ
cblr-2956	173	3	the	the	DET
cblr-2956	173	4	equivalent	equivalent	NOUN
cblr-2956	173	5	of	of	ADP
cblr-2956	173	6	"	"	PUNCT
cblr-2956	173	7	gross	gross	ADJ
cblr-2956	173	8	negligence	negligence	NOUN
cblr-2956	173	9	"	"	PUNCT
cblr-2956	173	10	is	be	AUX
cblr-2956	173	11	proven	prove	VERB
cblr-2956	173	12	;	;	PUNCT
cblr-2956	173	13	and	and	CCONJ
cblr-2956	173	14	(	(	PUNCT
cblr-2956	173	15	2	2	X
cblr-2956	173	16	)	)	PUNCT
cblr-2956	173	17	the	the	DET
cblr-2956	173	18	standard	standard	NOUN
cblr-2956	173	19	of	of	ADP
cblr-2956	173	20	proof	proof	NOUN
cblr-2956	173	21	is	be	AUX
cblr-2956	173	22	also	also	ADV
cblr-2956	173	23	raised	raise	VERB
cblr-2956	173	24	,	,	PUNCT
cblr-2956	173	25	requiring	require	VERB
cblr-2956	173	26	proof	proof	NOUN
cblr-2956	173	27	of	of	ADP
cblr-2956	173	28	such	such	ADJ
cblr-2956	173	29	6	6	NUM
cblr-2956	173	30	for	for	ADP
cblr-2956	173	31	purposes	purpose	NOUN
cblr-2956	173	32	of	of	ADP
cblr-2956	173	33	our	our	PRON
cblr-2956	173	34	analysis	analysis	NOUN
cblr-2956	173	35	,	,	PUNCT
cblr-2956	173	36	we	we	PRON
cblr-2956	173	37	assume	assume	VERB
cblr-2956	173	38	that	that	SCONJ
cblr-2956	173	39	periodic	periodic	ADJ
cblr-2956	173	40	payments	payment	NOUN
cblr-2956	173	41	have	have	VERB
cblr-2956	173	42	the	the	DET
cblr-2956	173	43	same	same	ADJ
cblr-2956	173	44	present	present	ADJ
cblr-2956	173	45	value	value	NOUN
cblr-2956	173	46	as	as	ADP
cblr-2956	173	47	the	the	DET
cblr-2956	173	48	net	net	ADJ
cblr-2956	173	49	economic	economic	ADJ
cblr-2956	173	50	loss	loss	NOUN
cblr-2956	173	51	.	.	PUNCT
cblr-2956	174	1	admittedly	admittedly	ADV
cblr-2956	174	2	,	,	PUNCT
cblr-2956	174	3	periodic	periodic	ADJ
cblr-2956	174	4	versus	versus	ADP
cblr-2956	174	5	lump	lump	NOUN
cblr-2956	174	6	-	-	PUNCT
cblr-2956	174	7	sum	sum	NOUN
cblr-2956	174	8	payment	payment	NOUN
cblr-2956	174	9	can	can	AUX
cblr-2956	174	10	pose	pose	VERB
cblr-2956	174	11	its	its	PRON
cblr-2956	174	12	own	own	ADJ
cblr-2956	174	13	problems	problem	NOUN
cblr-2956	174	14	when	when	SCONJ
cblr-2956	174	15	claimants	claimant	NOUN
cblr-2956	174	16	have	have	VERB
cblr-2956	174	17	medical	medical	ADJ
cblr-2956	174	18	expenses	expense	NOUN
cblr-2956	174	19	and	and	CCONJ
cblr-2956	174	20	other	other	ADJ
cblr-2956	174	21	burdens	burden	NOUN
cblr-2956	174	22	that	that	PRON
cblr-2956	174	23	are	be	AUX
cblr-2956	174	24	not	not	PART
cblr-2956	174	25	distributed	distribute	VERB
cblr-2956	174	26	evenly	evenly	ADV
cblr-2956	174	27	across	across	ADP
cblr-2956	174	28	time	time	NOUN
cblr-2956	174	29	.	.	PUNCT
cblr-2956	175	1	but	but	CCONJ
cblr-2956	175	2	early	early	ADJ
cblr-2956	175	3	offers	offer	NOUN
cblr-2956	175	4	are	be	AUX
cblr-2956	175	5	really	really	ADV
cblr-2956	175	6	a	a	DET
cblr-2956	175	7	form	form	NOUN
cblr-2956	175	8	of	of	ADP
cblr-2956	175	9	major	major	ADJ
cblr-2956	175	10	medical	medical	ADJ
cblr-2956	175	11	/	/	SYM
cblr-2956	175	12	disability	disability	NOUN
cblr-2956	175	13	insurance	insurance	NOUN
cblr-2956	175	14	which	which	PRON
cblr-2956	175	15	is	be	AUX
cblr-2956	175	16	payable	payable	ADJ
cblr-2956	175	17	periodically	periodically	ADV
cblr-2956	175	18	.	.	PUNCT
cblr-2956	176	1	also	also	ADV
cblr-2956	176	2	,	,	PUNCT
cblr-2956	176	3	the	the	DET
cblr-2956	176	4	problems	problem	NOUN
cblr-2956	176	5	of	of	ADP
cblr-2956	176	6	periodic	periodic	ADJ
cblr-2956	176	7	payment	payment	NOUN
cblr-2956	176	8	are	be	AUX
cblr-2956	176	9	often	often	ADV
cblr-2956	176	10	avoided	avoid	VERB
cblr-2956	176	11	by	by	ADP
cblr-2956	176	12	the	the	DET
cblr-2956	176	13	parties	party	NOUN
cblr-2956	176	14	'	'	PART
cblr-2956	176	15	agreeing	agree	VERB
cblr-2956	176	16	to	to	ADP
cblr-2956	176	17	a	a	DET
cblr-2956	176	18	lump	lump	NOUN
cblr-2956	176	19	-	-	PUNCT
cblr-2956	176	20	sum	sum	NOUN
cblr-2956	176	21	settlement	settlement	NOUN
cblr-2956	176	22	,	,	PUNCT
cblr-2956	176	23	as	as	SCONJ
cblr-2956	176	24	is	be	AUX
cblr-2956	176	25	often	often	ADV
cblr-2956	176	26	done	do	VERB
cblr-2956	176	27	under	under	ADP
cblr-2956	176	28	workers	worker	NOUN
cblr-2956	176	29	'	'	PART
cblr-2956	176	30	compensation	compensation	NOUN
cblr-2956	176	31	.	.	PUNCT
cblr-2956	177	1	finally	finally	ADV
cblr-2956	177	2	,	,	PUNCT
cblr-2956	177	3	periodic	periodic	ADJ
cblr-2956	177	4	payments	payment	NOUN
cblr-2956	177	5	avoid	avoid	VERB
cblr-2956	177	6	the	the	DET
cblr-2956	177	7	need	need	NOUN
cblr-2956	177	8	for	for	ADP
cblr-2956	177	9	a	a	DET
cblr-2956	177	10	preliminary	preliminary	ADJ
cblr-2956	177	11	agreement	agreement	NOUN
cblr-2956	177	12	of	of	ADP
cblr-2956	177	13	the	the	DET
cblr-2956	177	14	value	value	NOUN
cblr-2956	177	15	of	of	ADP
cblr-2956	177	16	an	an	DET
cblr-2956	177	17	early	early	ADJ
cblr-2956	177	18	offer	offer	NOUN
cblr-2956	177	19	when	when	SCONJ
cblr-2956	177	20	it	it	PRON
cblr-2956	177	21	is	be	AUX
cblr-2956	177	22	made	make	VERB
cblr-2956	177	23	(	(	PUNCT
cblr-2956	177	24	except	except	SCONJ
cblr-2956	177	25	for	for	ADP
cblr-2956	177	26	computing	compute	VERB
cblr-2956	177	27	the	the	DET
cblr-2956	177	28	claimant	claimant	NOUN
cblr-2956	177	29	's	's	PART
cblr-2956	177	30	attorneys	attorney	NOUN
cblr-2956	177	31	'	'	PART
cblr-2956	177	32	fees	fee	NOUN
cblr-2956	177	33	of	of	ADP
cblr-2956	177	34	10	10	NUM
cblr-2956	177	35	percent	percent	NOUN
cblr-2956	177	36	of	of	ADP
cblr-2956	177	37	the	the	DET
cblr-2956	177	38	value	value	NOUN
cblr-2956	177	39	of	of	ADP
cblr-2956	177	40	the	the	DET
cblr-2956	177	41	offer	offer	NOUN
cblr-2956	177	42	to	to	PART
cblr-2956	177	43	pay	pay	VERB
cblr-2956	177	44	economic	economic	ADJ
cblr-2956	177	45	loss	loss	NOUN
cblr-2956	177	46	)	)	PUNCT
cblr-2956	177	47	.	.	PUNCT
cblr-2956	178	1	[	[	X
cblr-2956	178	2	vol	vol	NOUN
cblr-2956	178	3	.	.	PUNCT
cblr-2956	178	4	2008	2008	NUM
cblr-2956	178	5	early	early	ADV
cblr-2956	178	6	offers	offer	VERB
cblr-2956	178	7	reform	reform	NOUN
cblr-2956	178	8	misconduct	misconduct	NOUN
cblr-2956	178	9	beyond	beyond	ADP
cblr-2956	178	10	a	a	DET
cblr-2956	178	11	reasonable	reasonable	ADJ
cblr-2956	178	12	doubt	doubt	NOUN
cblr-2956	178	13	(	(	PUNCT
cblr-2956	178	14	or	or	CCONJ
cblr-2956	178	15	at	at	ADP
cblr-2956	178	16	least	least	ADJ
cblr-2956	178	17	by	by	ADP
cblr-2956	178	18	clear	clear	ADJ
cblr-2956	178	19	and	and	CCONJ
cblr-2956	178	20	convincing	convincing	ADJ
cblr-2956	178	21	evidence	evidence	NOUN
cblr-2956	178	22	)	)	PUNCT
cblr-2956	178	23	.	.	PUNCT
cblr-2956	179	1	iv	iv	X
cblr-2956	179	2	.	.	PUNCT
cblr-2956	180	1	a	a	DET
cblr-2956	180	2	typical	typical	ADJ
cblr-2956	180	3	case	case	NOUN
cblr-2956	180	4	to	to	PART
cblr-2956	180	5	illustrate	illustrate	VERB
cblr-2956	180	6	the	the	DET
cblr-2956	180	7	early	early	ADJ
cblr-2956	180	8	offer	offer	NOUN
cblr-2956	180	9	law	law	NOUN
cblr-2956	180	10	follows	follow	VERB
cblr-2956	180	11	.	.	PUNCT
cblr-2956	181	1	a	a	DET
cblr-2956	181	2	person	person	NOUN
cblr-2956	181	3	has	have	AUX
cblr-2956	181	4	been	be	AUX
cblr-2956	181	5	injured	injure	VERB
cblr-2956	181	6	in	in	ADP
cblr-2956	181	7	the	the	DET
cblr-2956	181	8	course	course	NOUN
cblr-2956	181	9	of	of	ADP
cblr-2956	181	10	using	use	VERB
cblr-2956	181	11	a	a	DET
cblr-2956	181	12	product	product	NOUN
cblr-2956	181	13	.	.	PUNCT
cblr-2956	182	1	if	if	SCONJ
cblr-2956	182	2	the	the	DET
cblr-2956	182	3	victim	victim	NOUN
cblr-2956	182	4	wins	win	VERB
cblr-2956	182	5	in	in	ADP
cblr-2956	182	6	court	court	NOUN
cblr-2956	182	7	,	,	PUNCT
cblr-2956	182	8	she	she	PRON
cblr-2956	182	9	would	would	AUX
cblr-2956	182	10	be	be	AUX
cblr-2956	182	11	awarded	award	VERB
cblr-2956	182	12	$	$	SYM
cblr-2956	182	13	1	1	NUM
cblr-2956	182	14	million	million	NUM
cblr-2956	182	15	,	,	PUNCT
cblr-2956	182	16	but	but	CCONJ
cblr-2956	182	17	given	give	VERB
cblr-2956	182	18	the	the	DET
cblr-2956	182	19	risks	risk	NOUN
cblr-2956	182	20	of	of	ADP
cblr-2956	182	21	litigation	litigation	NOUN
cblr-2956	182	22	,	,	PUNCT
cblr-2956	182	23	she	she	PRON
cblr-2956	182	24	has	have	VERB
cblr-2956	182	25	only	only	ADV
cblr-2956	182	26	a	a	DET
cblr-2956	182	27	50	50	NUM
cblr-2956	182	28	percent	percent	NOUN
cblr-2956	182	29	chance	chance	NOUN
cblr-2956	182	30	of	of	ADP
cblr-2956	182	31	winning	win	VERB
cblr-2956	182	32	.	.	PUNCT
cblr-2956	183	1	roughly	roughly	ADV
cblr-2956	183	2	calculated	calculate	VERB
cblr-2956	183	3	,	,	PUNCT
cblr-2956	183	4	the	the	DET
cblr-2956	183	5	injury	injury	NOUN
cblr-2956	183	6	victim	victim	NOUN
cblr-2956	183	7	has	have	VERB
cblr-2956	183	8	a	a	DET
cblr-2956	183	9	claim	claim	NOUN
cblr-2956	183	10	worth	worth	ADJ
cblr-2956	183	11	about	about	ADP
cblr-2956	183	12	$	$	SYM
cblr-2956	183	13	500,000	500,000	NUM
cblr-2956	183	14	(	(	PUNCT
cblr-2956	183	15	50	50	NUM
cblr-2956	183	16	percent	percent	NOUN
cblr-2956	183	17	chance	chance	NOUN
cblr-2956	183	18	at	at	ADP
cblr-2956	183	19	$	$	SYM
cblr-2956	183	20	1	1	NUM
cblr-2956	183	21	million	million	NUM
cblr-2956	183	22	)	)	PUNCT
cblr-2956	183	23	.	.	PUNCT
cblr-2956	184	1	assume	assume	VERB
cblr-2956	184	2	the	the	DET
cblr-2956	184	3	cost	cost	NOUN
cblr-2956	184	4	of	of	ADP
cblr-2956	184	5	setting	set	VERB
cblr-2956	184	6	aside	aside	ADP
cblr-2956	184	7	a	a	DET
cblr-2956	184	8	corpus	corpus	NOUN
cblr-2956	184	9	of	of	ADP
cblr-2956	184	10	money	money	NOUN
cblr-2956	184	11	to	to	PART
cblr-2956	184	12	pay	pay	VERB
cblr-2956	184	13	her	her	PRON
cblr-2956	184	14	net	net	ADJ
cblr-2956	184	15	economic	economic	ADJ
cblr-2956	184	16	losses	loss	NOUN
cblr-2956	184	17	as	as	SCONJ
cblr-2956	184	18	they	they	PRON
cblr-2956	184	19	accrue	accrue	VERB
cblr-2956	184	20	is	be	AUX
cblr-2956	184	21	projected	project	VERB
cblr-2956	184	22	at	at	ADP
cblr-2956	184	23	about	about	ADP
cblr-2956	184	24	$	$	SYM
cblr-2956	184	25	250,000	250,000	NUM
cblr-2956	184	26	(	(	PUNCT
cblr-2956	184	27	an	an	DET
cblr-2956	184	28	often	often	ADV
cblr-2956	184	29	realistic	realistic	ADJ
cblr-2956	184	30	assumption	assumption	NOUN
cblr-2956	184	31	,	,	PUNCT
cblr-2956	184	32	as	as	SCONJ
cblr-2956	184	33	the	the	DET
cblr-2956	184	34	following	follow	VERB
cblr-2956	184	35	report	report	NOUN
cblr-2956	184	36	demonstrates	demonstrate	VERB
cblr-2956	184	37	)	)	PUNCT
cblr-2956	184	38	.	.	PUNCT
cblr-2956	185	1	the	the	DET
cblr-2956	185	2	defendant	defendant	NOUN
cblr-2956	185	3	would	would	AUX
cblr-2956	185	4	likely	likely	ADV
cblr-2956	185	5	make	make	VERB
cblr-2956	185	6	the	the	DET
cblr-2956	185	7	early	early	ADJ
cblr-2956	185	8	offer	offer	NOUN
cblr-2956	185	9	,	,	PUNCT
cblr-2956	185	10	$	$	SYM
cblr-2956	185	11	250,000	250,000	NUM
cblr-2956	185	12	being	be	AUX
cblr-2956	185	13	clearly	clearly	ADV
cblr-2956	185	14	less	less	ADJ
cblr-2956	185	15	than	than	ADP
cblr-2956	185	16	$	$	SYM
cblr-2956	185	17	500,000	500,000	NUM
cblr-2956	185	18	.	.	PUNCT
cblr-2956	186	1	and	and	CCONJ
cblr-2956	186	2	the	the	DET
cblr-2956	186	3	victim	victim	NOUN
cblr-2956	186	4	would	would	AUX
cblr-2956	186	5	likely	likely	ADV
cblr-2956	186	6	accept	accept	VERB
cblr-2956	186	7	,	,	PUNCT
cblr-2956	186	8	given	give	VERB
cblr-2956	186	9	that	that	SCONJ
cblr-2956	186	10	under	under	ADP
cblr-2956	186	11	the	the	DET
cblr-2956	186	12	early	early	ADJ
cblr-2956	186	13	offer	offer	NOUN
cblr-2956	186	14	proposal	proposal	VERB
cblr-2956	186	15	the	the	DET
cblr-2956	186	16	victim	victim	NOUN
cblr-2956	186	17	will	will	AUX
cblr-2956	186	18	have	have	VERB
cblr-2956	186	19	the	the	DET
cblr-2956	186	20	normally	normally	ADV
cblr-2956	186	21	insuperable	insuperable	ADJ
cblr-2956	186	22	burden	burden	NOUN
cblr-2956	186	23	of	of	ADP
cblr-2956	186	24	proving	prove	VERB
cblr-2956	186	25	the	the	DET
cblr-2956	186	26	defendant	defendant	NOUN
cblr-2956	186	27	guilty	guilty	ADJ
cblr-2956	186	28	of	of	ADP
cblr-2956	186	29	gross	gross	ADJ
cblr-2956	186	30	negligence	negligence	NOUN
cblr-2956	186	31	beyond	beyond	ADP
cblr-2956	186	32	a	a	DET
cblr-2956	186	33	reasonable	reasonable	ADJ
cblr-2956	186	34	doubt	doubt	NOUN
cblr-2956	186	35	.	.	PUNCT
cblr-2956	187	1	now	now	ADV
cblr-2956	187	2	assume	assume	VERB
cblr-2956	187	3	a	a	DET
cblr-2956	187	4	change	change	NOUN
cblr-2956	187	5	in	in	ADP
cblr-2956	187	6	the	the	DET
cblr-2956	187	7	facts	fact	NOUN
cblr-2956	187	8	:	:	PUNCT
cblr-2956	187	9	same	same	ADJ
cblr-2956	187	10	injured	injure	VERB
cblr-2956	187	11	party	party	NOUN
cblr-2956	187	12	,	,	PUNCT
cblr-2956	187	13	same	same	ADJ
cblr-2956	187	14	defendant	defendant	NOUN
cblr-2956	187	15	,	,	PUNCT
cblr-2956	187	16	and	and	CCONJ
cblr-2956	187	17	the	the	DET
cblr-2956	187	18	same	same	ADJ
cblr-2956	187	19	possible	possible	ADJ
cblr-2956	187	20	$	$	SYM
cblr-2956	187	21	1	1	NUM
cblr-2956	187	22	million	million	NUM
cblr-2956	187	23	verdict	verdict	NOUN
cblr-2956	187	24	.	.	PUNCT
cblr-2956	188	1	but	but	CCONJ
cblr-2956	188	2	here	here	ADV
cblr-2956	188	3	assume	assume	VERB
cblr-2956	188	4	this	this	DET
cblr-2956	188	5	victim	victim	NOUN
cblr-2956	188	6	's	's	PART
cblr-2956	188	7	chances	chance	NOUN
cblr-2956	188	8	of	of	ADP
cblr-2956	188	9	winning	winning	NOUN
cblr-2956	188	10	are	be	AUX
cblr-2956	188	11	only	only	ADV
cblr-2956	188	12	one	one	NUM
cblr-2956	188	13	in	in	ADP
cblr-2956	188	14	ten	ten	NUM
cblr-2956	188	15	,	,	PUNCT
cblr-2956	188	16	with	with	ADP
cblr-2956	188	17	an	an	DET
cblr-2956	188	18	expected	expect	VERB
cblr-2956	188	19	value	value	NOUN
cblr-2956	188	20	of	of	ADP
cblr-2956	188	21	$	$	SYM
cblr-2956	188	22	100,000	100,000	NUM
cblr-2956	188	23	(	(	PUNCT
cblr-2956	188	24	1/10	1/10	NUM
cblr-2956	188	25	of	of	ADP
cblr-2956	188	26	$	$	SYM
cblr-2956	188	27	1	1	NUM
cblr-2956	188	28	million	million	NUM
cblr-2956	188	29	)	)	PUNCT
cblr-2956	188	30	.	.	PUNCT
cblr-2956	189	1	here	here	ADV
cblr-2956	189	2	,	,	PUNCT
cblr-2956	189	3	the	the	DET
cblr-2956	189	4	defendant	defendant	NOUN
cblr-2956	189	5	's	's	PART
cblr-2956	189	6	insurer	insurer	NOUN
cblr-2956	189	7	would	would	AUX
cblr-2956	189	8	not	not	PART
cblr-2956	189	9	make	make	VERB
cblr-2956	189	10	an	an	DET
cblr-2956	189	11	early	early	ADJ
cblr-2956	189	12	offer	offer	NOUN
cblr-2956	189	13	,	,	PUNCT
cblr-2956	189	14	$	$	SYM
cblr-2956	189	15	100,000	100,000	NUM
cblr-2956	189	16	being	be	AUX
cblr-2956	189	17	clearly	clearly	ADV
cblr-2956	189	18	less	less	ADJ
cblr-2956	189	19	than	than	ADP
cblr-2956	189	20	$	$	SYM
cblr-2956	189	21	250,000	250,000	NUM
cblr-2956	189	22	.	.	PUNCT
cblr-2956	190	1	v.	v.	ADP
cblr-2956	190	2	the	the	DET
cblr-2956	190	3	fear	fear	NOUN
cblr-2956	190	4	of	of	ADP
cblr-2956	190	5	potentially	potentially	ADV
cblr-2956	190	6	higher	high	ADJ
cblr-2956	190	7	costs	cost	NOUN
cblr-2956	190	8	to	to	ADP
cblr-2956	190	9	defendants	defendant	NOUN
cblr-2956	190	10	under	under	ADP
cblr-2956	190	11	this	this	DET
cblr-2956	190	12	early	early	ADJ
cblr-2956	190	13	offer	offer	NOUN
cblr-2956	190	14	scheme	scheme	NOUN
cblr-2956	190	15	is	be	AUX
cblr-2956	190	16	avoided	avoid	VERB
cblr-2956	190	17	because	because	SCONJ
cblr-2956	190	18	no	no	DET
cblr-2956	190	19	defendants	defendant	NOUN
cblr-2956	190	20	need	need	AUX
cblr-2956	190	21	make	make	VERB
cblr-2956	190	22	an	an	DET
cblr-2956	190	23	offer	offer	NOUN
cblr-2956	190	24	if	if	SCONJ
cblr-2956	190	25	they	they	PRON
cblr-2956	190	26	would	would	AUX
cblr-2956	190	27	not	not	PART
cblr-2956	190	28	do	do	VERB
cblr-2956	190	29	so	so	ADV
cblr-2956	190	30	without	without	ADP
cblr-2956	190	31	this	this	DET
cblr-2956	190	32	statute	statute	NOUN
cblr-2956	190	33	.	.	PUNCT
cblr-2956	191	1	claimants	claimant	NOUN
cblr-2956	191	2	can	can	AUX
cblr-2956	191	3	not	not	PART
cblr-2956	191	4	demand	demand	VERB
cblr-2956	191	5	an	an	DET
cblr-2956	191	6	early	early	ADJ
cblr-2956	191	7	offer	offer	NOUN
cblr-2956	191	8	.	.	PUNCT
cblr-2956	192	1	thus	thus	ADV
cblr-2956	192	2	,	,	PUNCT
cblr-2956	192	3	defendants	defendant	NOUN
cblr-2956	192	4	will	will	AUX
cblr-2956	192	5	make	make	VERB
cblr-2956	192	6	an	an	DET
cblr-2956	192	7	offer	offer	NOUN
cblr-2956	192	8	only	only	ADV
cblr-2956	192	9	when	when	SCONJ
cblr-2956	192	10	it	it	PRON
cblr-2956	192	11	makes	make	VERB
cblr-2956	192	12	economic	economic	ADJ
cblr-2956	192	13	sense	sense	NOUN
cblr-2956	192	14	for	for	SCONJ
cblr-2956	192	15	them	they	PRON
cblr-2956	192	16	to	to	PART
cblr-2956	192	17	do	do	VERB
cblr-2956	192	18	so	so	ADV
cblr-2956	192	19	,	,	PUNCT
cblr-2956	192	20	as	as	SCONJ
cblr-2956	192	21	shown	show	VERB
cblr-2956	192	22	in	in	ADP
cblr-2956	192	23	the	the	DET
cblr-2956	192	24	example	example	NOUN
cblr-2956	192	25	above	above	ADP
cblr-2956	192	26	and	and	CCONJ
cblr-2956	192	27	in	in	ADP
cblr-2956	192	28	section	section	NOUN
cblr-2956	192	29	2	2	NUM
cblr-2956	192	30	above	above	ADV
cblr-2956	192	31	.	.	PUNCT
cblr-2956	193	1	vi	vi	X
cblr-2956	193	2	.	.	NOUN
cblr-2956	193	3	early	early	ADJ
cblr-2956	193	4	offers	offer	NOUN
cblr-2956	193	5	will	will	AUX
cblr-2956	193	6	work	work	VERB
cblr-2956	193	7	only	only	ADV
cblr-2956	193	8	if	if	SCONJ
cblr-2956	193	9	defendants	defendant	NOUN
cblr-2956	193	10	,	,	PUNCT
cblr-2956	193	11	not	not	PART
cblr-2956	193	12	claimants	claimant	NOUN
cblr-2956	193	13	,	,	PUNCT
cblr-2956	193	14	are	be	AUX
cblr-2956	193	15	allowed	allow	VERB
cblr-2956	193	16	to	to	PART
cblr-2956	193	17	make	make	VERB
cblr-2956	193	18	binding	bind	VERB
cblr-2956	193	19	early	early	ADJ
cblr-2956	193	20	offers	offer	NOUN
cblr-2956	193	21	.	.	PUNCT
cblr-2956	194	1	in	in	ADP
cblr-2956	194	2	the	the	DET
cblr-2956	194	3	alternative	alternative	ADJ
cblr-2956	194	4	situation	situation	NOUN
cblr-2956	194	5	in	in	ADP
cblr-2956	194	6	which	which	PRON
cblr-2956	194	7	claimants	claimant	NOUN
cblr-2956	194	8	and	and	CCONJ
cblr-2956	194	9	their	their	PRON
cblr-2956	194	10	counsel	counsel	NOUN
cblr-2956	194	11	could	could	AUX
cblr-2956	194	12	make	make	VERB
cblr-2956	194	13	binding	bind	VERB
cblr-2956	194	14	early	early	ADJ
cblr-2956	194	15	offers	offer	NOUN
cblr-2956	194	16	as	as	ADV
cblr-2956	194	17	well	well	ADV
cblr-2956	194	18	as	as	ADP
cblr-2956	194	19	defendants	defendant	NOUN
cblr-2956	194	20	,	,	PUNCT
cblr-2956	194	21	with	with	ADP
cblr-2956	194	22	defendants	defendant	NOUN
cblr-2956	194	23	thereby	thereby	ADV
cblr-2956	194	24	bound	bind	VERB
cblr-2956	194	25	by	by	ADP
cblr-2956	194	26	that	that	DET
cblr-2956	194	27	early	early	ADJ
cblr-2956	194	28	offer	offer	NOUN
cblr-2956	194	29	,	,	PUNCT
cblr-2956	194	30	claimants	claimant	NOUN
cblr-2956	194	31	would	would	AUX
cblr-2956	194	32	have	have	VERB
cblr-2956	194	33	a	a	DET
cblr-2956	194	34	huge	huge	ADJ
cblr-2956	194	35	incentive	incentive	NOUN
cblr-2956	194	36	to	to	PART
cblr-2956	194	37	make	make	VERB
cblr-2956	194	38	non	non	ADJ
cblr-2956	194	39	-	-	ADJ
cblr-2956	194	40	meritorious	meritorious	ADJ
cblr-2956	194	41	or	or	CCONJ
cblr-2956	194	42	marginal	marginal	ADJ
cblr-2956	194	43	claims	claim	NOUN
cblr-2956	194	44	.	.	PUNCT
cblr-2956	195	1	but	but	CCONJ
cblr-2956	195	2	defendants	defendant	NOUN
cblr-2956	195	3	,	,	PUNCT
cblr-2956	195	4	as	as	SCONJ
cblr-2956	195	5	the	the	DET
cblr-2956	195	6	parties	party	NOUN
cblr-2956	195	7	making	make	VERB
cblr-2956	195	8	payment	payment	NOUN
cblr-2956	195	9	,	,	PUNCT
cblr-2956	195	10	when	when	SCONJ
cblr-2956	195	11	faced	face	VERB
cblr-2956	195	12	with	with	ADP
cblr-2956	195	13	manifestly	manifestly	ADJ
cblr-2956	195	14	meritless	meritless	NOUN
cblr-2956	195	15	or	or	CCONJ
cblr-2956	195	16	very	very	ADV
cblr-2956	195	17	marginal	marginal	ADJ
cblr-2956	195	18	claims	claim	NOUN
cblr-2956	195	19	,	,	PUNCT
cblr-2956	195	20	make	make	VERB
cblr-2956	195	21	no	no	DET
cblr-2956	195	22	early	early	ADJ
cblr-2956	195	23	offer	offer	NOUN
cblr-2956	195	24	,	,	PUNCT
cblr-2956	195	25	as	as	SCONJ
cblr-2956	195	26	shown	show	VERB
cblr-2956	195	27	in	in	ADP
cblr-2956	195	28	the	the	DET
cblr-2956	195	29	no	no	NOUN
cblr-2956	195	30	.	.	PUNCT
cblr-2956	196	1	2:423	2:423	NUM
cblr-2956	196	2	]	]	X
cblr-2956	196	3	example	example	NOUN
cblr-2956	196	4	above	above	ADP
cblr-2956	196	5	.	.	PUNCT
cblr-2956	197	1	and	and	CCONJ
cblr-2956	197	2	yet	yet	ADV
cblr-2956	197	3	,	,	PUNCT
cblr-2956	197	4	when	when	SCONJ
cblr-2956	197	5	faced	face	VERB
cblr-2956	197	6	with	with	ADP
cblr-2956	197	7	potentially	potentially	ADV
cblr-2956	197	8	meritorious	meritorious	ADJ
cblr-2956	197	9	claims	claim	NOUN
cblr-2956	197	10	,	,	PUNCT
cblr-2956	197	11	defendants	defendant	NOUN
cblr-2956	197	12	will	will	AUX
cblr-2956	197	13	have	have	VERB
cblr-2956	197	14	that	that	DET
cblr-2956	197	15	incentive	incentive	NOUN
cblr-2956	197	16	to	to	PART
cblr-2956	197	17	explore	explore	VERB
cblr-2956	197	18	whether	whether	SCONJ
cblr-2956	197	19	the	the	DET
cblr-2956	197	20	statutorily	statutorily	ADV
cblr-2956	197	21	-	-	PUNCT
cblr-2956	197	22	defined	define	VERB
cblr-2956	197	23	early	early	ADJ
cblr-2956	197	24	offer	offer	NOUN
cblr-2956	197	25	involves	involve	VERB
cblr-2956	197	26	less	less	ADV
cblr-2956	197	27	expected	expect	VERB
cblr-2956	197	28	cost	cost	NOUN
cblr-2956	197	29	than	than	ADP
cblr-2956	197	30	a	a	DET
cblr-2956	197	31	full	full	ADJ
cblr-2956	197	32	-	-	PUNCT
cblr-2956	197	33	scale	scale	NOUN
cblr-2956	197	34	tort	tort	NOUN
cblr-2956	197	35	suit	suit	NOUN
cblr-2956	197	36	with	with	ADP
cblr-2956	197	37	all	all	DET
cblr-2956	197	38	its	its	PRON
cblr-2956	197	39	uncertainty	uncertainty	NOUN
cblr-2956	197	40	and	and	CCONJ
cblr-2956	197	41	transaction	transaction	NOUN
cblr-2956	197	42	costs	cost	NOUN
cblr-2956	197	43	.	.	PUNCT
cblr-2956	198	1	only	only	ADV
cblr-2956	198	2	defendants	defendant	NOUN
cblr-2956	198	3	,	,	PUNCT
cblr-2956	198	4	then	then	ADV
cblr-2956	198	5	,	,	PUNCT
cblr-2956	198	6	have	have	VERB
cblr-2956	198	7	the	the	DET
cblr-2956	198	8	appropriate	appropriate	ADJ
cblr-2956	198	9	incentives	incentive	NOUN
cblr-2956	198	10	to	to	PART
cblr-2956	198	11	distinguish	distinguish	VERB
cblr-2956	198	12	carefully	carefully	ADV
cblr-2956	198	13	between	between	ADP
cblr-2956	198	14	at	at	ADV
cblr-2956	198	15	least	least	ADJ
cblr-2956	198	16	arguably	arguably	ADV
cblr-2956	198	17	meritorious	meritorious	ADJ
cblr-2956	198	18	and	and	CCONJ
cblr-2956	198	19	clearly	clearly	ADV
cblr-2956	198	20	nonmeritorious	nonmeritorious	ADJ
cblr-2956	198	21	claims	claim	NOUN
cblr-2956	198	22	in	in	ADP
cblr-2956	198	23	order	order	NOUN
cblr-2956	198	24	to	to	PART
cblr-2956	198	25	reduce	reduce	VERB
cblr-2956	198	26	costs	cost	NOUN
cblr-2956	198	27	by	by	ADP
cblr-2956	198	28	promptly	promptly	ADV
cblr-2956	198	29	paying	pay	VERB
cblr-2956	198	30	the	the	DET
cblr-2956	198	31	required	require	VERB
cblr-2956	198	32	minimum	minimum	NOUN
cblr-2956	198	33	benefits	benefit	NOUN
cblr-2956	198	34	in	in	ADP
cblr-2956	198	35	suitable	suitable	ADJ
cblr-2956	198	36	cases	case	NOUN
cblr-2956	198	37	.	.	PUNCT
cblr-2956	199	1	vii	vii	PROPN
cblr-2956	199	2	.	.	PROPN
cblr-2956	199	3	will	will	AUX
cblr-2956	199	4	defendants	defendant	NOUN
cblr-2956	199	5	thereby	thereby	ADV
cblr-2956	199	6	just	just	ADV
cblr-2956	199	7	"	"	PUNCT
cblr-2956	199	8	cherry	cherry	NOUN
cblr-2956	199	9	pick	pick	NOUN
cblr-2956	199	10	"	"	PUNCT
cblr-2956	199	11	claims	claim	NOUN
cblr-2956	199	12	by	by	ADP
cblr-2956	199	13	making	make	VERB
cblr-2956	199	14	lower	low	ADJ
cblr-2956	199	15	payments	payment	NOUN
cblr-2956	199	16	to	to	ADP
cblr-2956	199	17	clearly	clearly	ADV
cblr-2956	199	18	deserving	deserve	VERB
cblr-2956	199	19	claimants	claimant	NOUN
cblr-2956	199	20	?	?	PUNCT
cblr-2956	200	1	because	because	SCONJ
cblr-2956	200	2	of	of	ADP
cblr-2956	200	3	the	the	DET
cblr-2956	200	4	uncertainty	uncertainty	NOUN
cblr-2956	200	5	and	and	CCONJ
cblr-2956	200	6	cost	cost	NOUN
cblr-2956	200	7	of	of	ADP
cblr-2956	200	8	determining	determine	VERB
cblr-2956	200	9	both	both	CCONJ
cblr-2956	200	10	liability	liability	NOUN
cblr-2956	200	11	and	and	CCONJ
cblr-2956	200	12	pain	pain	NOUN
cblr-2956	200	13	and	and	CCONJ
cblr-2956	200	14	suffering	suffer	VERB
cblr-2956	200	15	damages	damage	NOUN
cblr-2956	200	16	under	under	ADP
cblr-2956	200	17	present	present	ADJ
cblr-2956	200	18	tort	tort	NOUN
cblr-2956	200	19	law	law	NOUN
cblr-2956	200	20	,	,	PUNCT
cblr-2956	200	21	it	it	PRON
cblr-2956	200	22	is	be	AUX
cblr-2956	200	23	likely	likely	ADJ
cblr-2956	200	24	,	,	PUNCT
cblr-2956	200	25	as	as	SCONJ
cblr-2956	200	26	indicated	indicate	VERB
cblr-2956	200	27	in	in	ADP
cblr-2956	200	28	item	item	NOUN
cblr-2956	200	29	iv	iv	ADP
cblr-2956	200	30	above	above	ADV
cblr-2956	200	31	and	and	CCONJ
cblr-2956	200	32	the	the	DET
cblr-2956	200	33	report	report	NOUN
cblr-2956	200	34	itself	itself	PRON
cblr-2956	200	35	below	below	ADV
cblr-2956	200	36	,	,	PUNCT
cblr-2956	200	37	that	that	SCONJ
cblr-2956	200	38	defendants	defendant	NOUN
cblr-2956	200	39	in	in	ADP
cblr-2956	200	40	product	product	NOUN
cblr-2956	200	41	liability	liability	NOUN
cblr-2956	200	42	cases	case	NOUN
cblr-2956	200	43	will	will	AUX
cblr-2956	200	44	make	make	VERB
cblr-2956	200	45	early	early	ADJ
cblr-2956	200	46	offers	offer	NOUN
cblr-2956	200	47	even	even	ADV
cblr-2956	200	48	when	when	SCONJ
cblr-2956	200	49	liability	liability	NOUN
cblr-2956	200	50	is	be	AUX
cblr-2956	200	51	unclear	unclear	ADJ
cblr-2956	200	52	.	.	PUNCT
cblr-2956	201	1	viii	viii	PROPN
cblr-2956	201	2	.	.	PUNCT
cblr-2956	202	1	the	the	DET
cblr-2956	202	2	proposal	proposal	NOUN
cblr-2956	202	3	would	would	AUX
cblr-2956	202	4	advantage	advantage	VERB
cblr-2956	202	5	injury	injury	NOUN
cblr-2956	202	6	victims	victim	NOUN
cblr-2956	202	7	in	in	ADP
cblr-2956	202	8	many	many	ADJ
cblr-2956	202	9	ways	way	NOUN
cblr-2956	202	10	.	.	PUNCT
cblr-2956	203	1	whereas	whereas	SCONJ
cblr-2956	203	2	injury	injury	NOUN
cblr-2956	203	3	victims	victim	NOUN
cblr-2956	203	4	would	would	AUX
cblr-2956	203	5	lose	lose	VERB
cblr-2956	203	6	their	their	PRON
cblr-2956	203	7	recourse	recourse	NOUN
cblr-2956	203	8	to	to	ADP
cblr-2956	203	9	full	full	ADJ
cblr-2956	203	10	-	-	PUNCT
cblr-2956	203	11	scale	scale	NOUN
cblr-2956	203	12	tort	tort	NOUN
cblr-2956	203	13	litigation	litigation	NOUN
cblr-2956	203	14	,	,	PUNCT
cblr-2956	203	15	they	they	PRON
cblr-2956	203	16	would	would	AUX
cblr-2956	203	17	reduce	reduce	VERB
cblr-2956	203	18	their	their	PRON
cblr-2956	203	19	uncertainty	uncertainty	NOUN
cblr-2956	203	20	,	,	PUNCT
cblr-2956	203	21	delays	delay	NOUN
cblr-2956	203	22	,	,	PUNCT
cblr-2956	203	23	and	and	CCONJ
cblr-2956	203	24	transaction	transaction	NOUN
cblr-2956	203	25	costs	cost	NOUN
cblr-2956	203	26	.	.	PUNCT
cblr-2956	204	1	moreover	moreover	ADV
cblr-2956	204	2	,	,	PUNCT
cblr-2956	204	3	victims	victim	NOUN
cblr-2956	204	4	would	would	AUX
cblr-2956	204	5	lose	lose	VERB
cblr-2956	204	6	their	their	PRON
cblr-2956	204	7	current	current	ADJ
cblr-2956	204	8	tort	tort	NOUN
cblr-2956	204	9	litigation	litigation	NOUN
cblr-2956	204	10	recourse	recourse	VERB
cblr-2956	204	11	only	only	ADV
cblr-2956	204	12	when	when	SCONJ
cblr-2956	204	13	they	they	PRON
cblr-2956	204	14	are	be	AUX
cblr-2956	204	15	guaranteed	guarantee	VERB
cblr-2956	204	16	prompt	prompt	ADJ
cblr-2956	204	17	payment	payment	NOUN
cblr-2956	204	18	of	of	ADP
cblr-2956	204	19	their	their	PRON
cblr-2956	204	20	actual	actual	ADJ
cblr-2956	204	21	economic	economic	ADJ
cblr-2956	204	22	losses	loss	NOUN
cblr-2956	204	23	plus	plus	CCONJ
cblr-2956	204	24	attorneys	attorney	NOUN
cblr-2956	204	25	'	'	PART
cblr-2956	204	26	fees	fee	NOUN
cblr-2956	204	27	.	.	PUNCT
cblr-2956	205	1	these	these	DET
cblr-2956	205	2	prompt	prompt	ADJ
cblr-2956	205	3	and	and	CCONJ
cblr-2956	205	4	certain	certain	ADJ
cblr-2956	205	5	payments	payment	NOUN
cblr-2956	205	6	will	will	AUX
cblr-2956	205	7	be	be	AUX
cblr-2956	205	8	especially	especially	ADV
cblr-2956	205	9	advantageous	advantageous	ADJ
cblr-2956	205	10	to	to	ADP
cblr-2956	205	11	those	those	DET
cblr-2956	205	12	severely	severely	ADV
cblr-2956	205	13	injured	injure	VERB
cblr-2956	205	14	parties	party	NOUN
cblr-2956	205	15	whose	whose	DET
cblr-2956	205	16	losses	loss	NOUN
cblr-2956	205	17	are	be	AUX
cblr-2956	205	18	greater	great	ADJ
cblr-2956	205	19	than	than	ADP
cblr-2956	205	20	all	all	DET
cblr-2956	205	21	other	other	ADJ
cblr-2956	205	22	applicable	applicable	ADJ
cblr-2956	205	23	coverages	coverage	NOUN
cblr-2956	205	24	.	.	PUNCT
cblr-2956	206	1	admittedly	admittedly	ADV
cblr-2956	206	2	,	,	PUNCT
cblr-2956	206	3	though	though	ADV
cblr-2956	206	4	,	,	PUNCT
cblr-2956	206	5	many	many	ADJ
cblr-2956	206	6	early	early	ADJ
cblr-2956	206	7	offer	offer	NOUN
cblr-2956	206	8	recipients	recipient	NOUN
cblr-2956	206	9	,	,	PUNCT
cblr-2956	206	10	as	as	SCONJ
cblr-2956	206	11	we	we	PRON
cblr-2956	206	12	shall	shall	AUX
cblr-2956	206	13	see	see	VERB
cblr-2956	206	14	,	,	PUNCT
cblr-2956	206	15	will	will	AUX
cblr-2956	206	16	receive	receive	VERB
cblr-2956	206	17	much	much	ADV
cblr-2956	206	18	lower	low	ADJ
cblr-2956	206	19	payments	payment	NOUN
cblr-2956	206	20	,	,	PUNCT
cblr-2956	206	21	especially	especially	ADV
cblr-2956	206	22	if	if	SCONJ
cblr-2956	206	23	there	there	PRON
cblr-2956	206	24	is	be	VERB
cblr-2956	206	25	no	no	DET
cblr-2956	206	26	requirement	requirement	NOUN
cblr-2956	206	27	that	that	SCONJ
cblr-2956	206	28	an	an	DET
cblr-2956	206	29	early	early	ADJ
cblr-2956	206	30	offer	offer	NOUN
cblr-2956	206	31	include	include	VERB
cblr-2956	206	32	an	an	DET
cblr-2956	206	33	alternative	alternative	NOUN
cblr-2956	206	34	of	of	ADP
cblr-2956	206	35	a	a	DET
cblr-2956	206	36	required	require	VERB
cblr-2956	206	37	high	high	ADJ
cblr-2956	206	38	minimum	minimum	ADJ
cblr-2956	206	39	payment	payment	NOUN
cblr-2956	206	40	amount	amount	NOUN
cblr-2956	206	41	.	.	PUNCT
cblr-2956	207	1	ix	ix	ADJ
cblr-2956	207	2	.	.	PUNCT
cblr-2956	208	1	several	several	ADJ
cblr-2956	208	2	factors	factor	NOUN
cblr-2956	208	3	make	make	VERB
cblr-2956	208	4	it	it	PRON
cblr-2956	208	5	unattractive	unattractive	ADJ
cblr-2956	208	6	for	for	ADP
cblr-2956	208	7	early	early	ADJ
cblr-2956	208	8	offers	offer	NOUN
cblr-2956	208	9	to	to	PART
cblr-2956	208	10	be	be	AUX
cblr-2956	208	11	made	make	VERB
cblr-2956	208	12	voluntarily	voluntarily	ADV
cblr-2956	208	13	without	without	ADP
cblr-2956	208	14	an	an	DET
cblr-2956	208	15	early	early	ADJ
cblr-2956	208	16	offer	offer	NOUN
cblr-2956	208	17	statute	statute	PROPN
cblr-2956	208	18	.	.	PUNCT
cblr-2956	209	1	defendants	defendant	NOUN
cblr-2956	209	2	may	may	AUX
cblr-2956	209	3	well	well	ADV
cblr-2956	209	4	be	be	AUX
cblr-2956	209	5	confident	confident	ADJ
cblr-2956	209	6	of	of	ADP
cblr-2956	209	7	defeating	defeat	VERB
cblr-2956	209	8	or	or	CCONJ
cblr-2956	209	9	at	at	ADP
cblr-2956	209	10	least	least	ADJ
cblr-2956	209	11	wearing	wear	VERB
cblr-2956	209	12	down	down	ADP
cblr-2956	209	13	claimants	claimant	NOUN
cblr-2956	209	14	,	,	PUNCT
cblr-2956	209	15	given	give	VERB
cblr-2956	209	16	the	the	DET
cblr-2956	209	17	difficulties	difficulty	NOUN
cblr-2956	209	18	and	and	CCONJ
cblr-2956	209	19	delays	delay	NOUN
cblr-2956	209	20	in	in	ADP
cblr-2956	209	21	proving	prove	VERB
cblr-2956	209	22	a	a	DET
cblr-2956	209	23	tort	tort	NOUN
cblr-2956	209	24	claim	claim	NOUN
cblr-2956	209	25	.	.	PUNCT
cblr-2956	210	1	the	the	DET
cblr-2956	210	2	long	long	ADJ
cblr-2956	210	3	delays	delay	NOUN
cblr-2956	210	4	before	before	ADP
cblr-2956	210	5	trial	trial	NOUN
cblr-2956	210	6	may	may	AUX
cblr-2956	210	7	often	often	ADV
cblr-2956	210	8	enable	enable	VERB
cblr-2956	210	9	defendants	defendant	NOUN
cblr-2956	210	10	to	to	PART
cblr-2956	210	11	bargain	bargain	VERB
cblr-2956	210	12	down	down	ADP
cblr-2956	210	13	even	even	ADV
cblr-2956	210	14	claimants	claimant	NOUN
cblr-2956	210	15	clearly	clearly	ADV
cblr-2956	210	16	entitled	entitle	VERB
cblr-2956	210	17	to	to	PART
cblr-2956	210	18	tort	tort	VERB
cblr-2956	210	19	damages	damage	NOUN
cblr-2956	210	20	because	because	SCONJ
cblr-2956	210	21	the	the	DET
cblr-2956	210	22	latter	latter	NOUN
cblr-2956	210	23	may	may	AUX
cblr-2956	210	24	need	need	VERB
cblr-2956	210	25	immediate	immediate	ADJ
cblr-2956	210	26	money	money	NOUN
cblr-2956	210	27	for	for	ADP
cblr-2956	210	28	accrued	accrue	VERB
cblr-2956	210	29	and	and	CCONJ
cblr-2956	210	30	accruing	accrue	VERB
cblr-2956	210	31	medical	medical	ADJ
cblr-2956	210	32	bills	bill	NOUN
cblr-2956	210	33	and	and	CCONJ
cblr-2956	210	34	wage	wage	NOUN
cblr-2956	210	35	loss	loss	NOUN
cblr-2956	210	36	.	.	PUNCT
cblr-2956	211	1	in	in	ADP
cblr-2956	211	2	addition	addition	NOUN
cblr-2956	211	3	,	,	PUNCT
cblr-2956	211	4	defendants	defendant	NOUN
cblr-2956	211	5	may	may	AUX
cblr-2956	211	6	well	well	ADV
cblr-2956	211	7	fear	fear	VERB
cblr-2956	211	8	that	that	SCONJ
cblr-2956	211	9	an	an	DET
cblr-2956	211	10	columiab	columiab	NOUN
cblr-2956	211	11	business	business	NOUN
cblr-2956	211	12	la	la	PROPN
cblr-2956	211	13	w	w	PROPN
cblr-2956	211	14	re	re	VERB
cblr-2956	211	15	view	view	NOUN
cblr-2956	212	1	[	[	X
cblr-2956	212	2	vol	vol	NOUN
cblr-2956	212	3	.	.	PUNCT
cblr-2956	212	4	2008	2008	NUM
cblr-2956	212	5	early	early	ADV
cblr-2956	212	6	offers	offer	VERB
cblr-2956	212	7	reform	reform	NOUN
cblr-2956	212	8	early	early	ADJ
cblr-2956	212	9	offer	offer	NOUN
cblr-2956	212	10	to	to	PART
cblr-2956	212	11	settle	settle	VERB
cblr-2956	212	12	for	for	ADP
cblr-2956	212	13	claimants	claimant	NOUN
cblr-2956	212	14	'	'	PART
cblr-2956	212	15	net	net	ADJ
cblr-2956	212	16	economic	economic	ADJ
cblr-2956	212	17	loss	loss	NOUN
cblr-2956	212	18	will	will	AUX
cblr-2956	212	19	be	be	AUX
cblr-2956	212	20	seen	see	VERB
cblr-2956	212	21	as	as	ADP
cblr-2956	212	22	a	a	DET
cblr-2956	212	23	sign	sign	NOUN
cblr-2956	212	24	of	of	ADP
cblr-2956	212	25	weakness	weakness	NOUN
cblr-2956	212	26	and	and	CCONJ
cblr-2956	212	27	thereby	thereby	ADV
cblr-2956	212	28	encourage	encourage	VERB
cblr-2956	212	29	claimants	claimant	NOUN
cblr-2956	212	30	and	and	CCONJ
cblr-2956	212	31	their	their	PRON
cblr-2956	212	32	lawyers	lawyer	NOUN
cblr-2956	212	33	to	to	PART
cblr-2956	212	34	press	press	VERB
cblr-2956	212	35	for	for	ADP
cblr-2956	212	36	an	an	DET
cblr-2956	212	37	even	even	ADV
cblr-2956	212	38	larger	large	ADJ
cblr-2956	212	39	settlement	settlement	NOUN
cblr-2956	212	40	than	than	SCONJ
cblr-2956	212	41	originally	originally	ADV
cblr-2956	212	42	sought	seek	VERB
cblr-2956	212	43	.	.	PUNCT
cblr-2956	213	1	claimants	claimant	NOUN
cblr-2956	213	2	and	and	CCONJ
cblr-2956	213	3	their	their	PRON
cblr-2956	213	4	lawyers	lawyer	NOUN
cblr-2956	213	5	may	may	AUX
cblr-2956	213	6	similarly	similarly	ADV
cblr-2956	213	7	fear	fear	VERB
cblr-2956	213	8	that	that	SCONJ
cblr-2956	213	9	an	an	DET
cblr-2956	213	10	early	early	ADJ
cblr-2956	213	11	offer	offer	NOUN
cblr-2956	213	12	to	to	PART
cblr-2956	213	13	settle	settle	VERB
cblr-2956	213	14	only	only	ADV
cblr-2956	213	15	for	for	ADP
cblr-2956	213	16	economic	economic	ADJ
cblr-2956	213	17	loss	loss	NOUN
cblr-2956	213	18	would	would	AUX
cblr-2956	213	19	be	be	AUX
cblr-2956	213	20	deemed	deem	VERB
cblr-2956	213	21	an	an	DET
cblr-2956	213	22	admission	admission	NOUN
cblr-2956	213	23	of	of	ADP
cblr-2956	213	24	weakness	weakness	NOUN
cblr-2956	213	25	in	in	ADP
cblr-2956	213	26	their	their	PRON
cblr-2956	213	27	cases	case	NOUN
cblr-2956	213	28	,	,	PUNCT
cblr-2956	213	29	resulting	result	VERB
cblr-2956	213	30	in	in	ADP
cblr-2956	213	31	either	either	CCONJ
cblr-2956	213	32	no	no	DET
cblr-2956	213	33	payment	payment	NOUN
cblr-2956	213	34	or	or	CCONJ
cblr-2956	213	35	less	less	ADJ
cblr-2956	213	36	than	than	SCONJ
cblr-2956	213	37	that	that	PRON
cblr-2956	213	38	otherwise	otherwise	ADV
cblr-2956	213	39	sought	seek	VERB
cblr-2956	213	40	.	.	PUNCT
cblr-2956	214	1	early	early	ADJ
cblr-2956	214	2	offers	offer	NOUN
cblr-2956	214	3	avoid	avoid	VERB
cblr-2956	214	4	these	these	DET
cblr-2956	214	5	negative	negative	ADJ
cblr-2956	214	6	incentives	incentive	NOUN
cblr-2956	214	7	by	by	ADP
cblr-2956	214	8	encouraging	encourage	VERB
cblr-2956	214	9	both	both	DET
cblr-2956	214	10	sides	side	NOUN
cblr-2956	214	11	to	to	PART
cblr-2956	214	12	agree	agree	VERB
cblr-2956	214	13	to	to	PART
cblr-2956	214	14	prompt	prompt	VERB
cblr-2956	214	15	periodic	periodic	ADJ
cblr-2956	214	16	payment	payment	NOUN
cblr-2956	214	17	of	of	ADP
cblr-2956	214	18	,	,	PUNCT
cblr-2956	214	19	in	in	ADP
cblr-2956	214	20	effect	effect	NOUN
cblr-2956	214	21	,	,	PUNCT
cblr-2956	214	22	relatively	relatively	ADV
cblr-2956	214	23	liquidated	liquidate	VERB
cblr-2956	214	24	damages	damage	NOUN
cblr-2956	214	25	equaling	equal	VERB
cblr-2956	214	26	net	net	ADJ
cblr-2956	214	27	economic	economic	ADJ
cblr-2956	214	28	losses	loss	NOUN
cblr-2956	214	29	.	.	PUNCT
cblr-2956	215	1	x.	x.	NOUN
cblr-2956	216	1	there	there	PRON
cblr-2956	216	2	are	be	VERB
cblr-2956	216	3	several	several	ADJ
cblr-2956	216	4	reasons	reason	NOUN
cblr-2956	216	5	why	why	SCONJ
cblr-2956	216	6	damages	damage	NOUN
cblr-2956	216	7	for	for	ADP
cblr-2956	216	8	pain	pain	NOUN
cblr-2956	216	9	and	and	CCONJ
cblr-2956	216	10	suffering	suffering	NOUN
cblr-2956	216	11	are	be	AUX
cblr-2956	216	12	not	not	PART
cblr-2956	216	13	included	include	VERB
cblr-2956	216	14	in	in	ADP
cblr-2956	216	15	the	the	DET
cblr-2956	216	16	statutory	statutory	ADJ
cblr-2956	216	17	early	early	ADJ
cblr-2956	216	18	offer	offer	NOUN
cblr-2956	216	19	.	.	PUNCT
cblr-2956	217	1	the	the	DET
cblr-2956	217	2	uncertainty	uncertainty	NOUN
cblr-2956	217	3	of	of	ADP
cblr-2956	217	4	determining	determine	VERB
cblr-2956	217	5	both	both	CCONJ
cblr-2956	217	6	liability	liability	NOUN
cblr-2956	217	7	and	and	CCONJ
cblr-2956	217	8	damages	damage	NOUN
cblr-2956	217	9	for	for	ADP
cblr-2956	217	10	noneconomic	noneconomic	ADJ
cblr-2956	217	11	damages	damage	NOUN
cblr-2956	217	12	is	be	AUX
cblr-2956	217	13	the	the	DET
cblr-2956	217	14	key	key	NOUN
cblr-2956	217	15	to	to	ADP
cblr-2956	217	16	the	the	DET
cblr-2956	217	17	malfunctioning	malfunctioning	NOUN
cblr-2956	217	18	of	of	ADP
cblr-2956	217	19	tort	tort	NOUN
cblr-2956	217	20	law	law	NOUN
cblr-2956	217	21	and	and	CCONJ
cblr-2956	217	22	,	,	PUNCT
cblr-2956	217	23	in	in	ADP
cblr-2956	217	24	turn	turn	NOUN
cblr-2956	217	25	,	,	PUNCT
cblr-2956	217	26	to	to	ADP
cblr-2956	217	27	a	a	DET
cblr-2956	217	28	balanced	balanced	ADJ
cblr-2956	217	29	solution	solution	NOUN
cblr-2956	217	30	fair	fair	ADJ
cblr-2956	217	31	to	to	ADP
cblr-2956	217	32	both	both	DET
cblr-2956	217	33	injured	injure	VERB
cblr-2956	217	34	parties	party	NOUN
cblr-2956	217	35	and	and	CCONJ
cblr-2956	217	36	providers	provider	NOUN
cblr-2956	217	37	of	of	ADP
cblr-2956	217	38	goods	good	NOUN
cblr-2956	217	39	.	.	PUNCT
cblr-2956	218	1	under	under	ADP
cblr-2956	218	2	an	an	DET
cblr-2956	218	3	early	early	ADJ
cblr-2956	218	4	offer	offer	NOUN
cblr-2956	218	5	system	system	NOUN
cblr-2956	218	6	,	,	PUNCT
cblr-2956	218	7	the	the	DET
cblr-2956	218	8	prospect	prospect	NOUN
cblr-2956	218	9	of	of	ADP
cblr-2956	218	10	an	an	DET
cblr-2956	218	11	award	award	NOUN
cblr-2956	218	12	of	of	ADP
cblr-2956	218	13	pain	pain	NOUN
cblr-2956	218	14	and	and	CCONJ
cblr-2956	218	15	suffering	suffering	NOUN
cblr-2956	218	16	damages	damage	NOUN
cblr-2956	218	17	still	still	ADV
cblr-2956	218	18	serves	serve	VERB
cblr-2956	218	19	as	as	ADP
cblr-2956	218	20	a	a	DET
cblr-2956	218	21	means	means	NOUN
cblr-2956	218	22	of	of	ADP
cblr-2956	218	23	deterrence	deterrence	NOUN
cblr-2956	218	24	by	by	ADP
cblr-2956	218	25	providing	provide	VERB
cblr-2956	218	26	incentives	incentive	NOUN
cblr-2956	218	27	both	both	DET
cblr-2956	218	28	(	(	PUNCT
cblr-2956	218	29	1	1	X
cblr-2956	218	30	)	)	PUNCT
cblr-2956	218	31	to	to	PART
cblr-2956	218	32	avoid	avoid	VERB
cblr-2956	218	33	causing	cause	VERB
cblr-2956	218	34	mishaps	mishap	NOUN
cblr-2956	218	35	accompanying	accompany	VERB
cblr-2956	218	36	the	the	DET
cblr-2956	218	37	use	use	NOUN
cblr-2956	218	38	of	of	ADP
cblr-2956	218	39	goods	good	NOUN
cblr-2956	218	40	and	and	CCONJ
cblr-2956	218	41	(	(	PUNCT
cblr-2956	218	42	2	2	NUM
cblr-2956	218	43	)	)	PUNCT
cblr-2956	218	44	to	to	PART
cblr-2956	218	45	make	make	VERB
cblr-2956	218	46	early	early	ADJ
cblr-2956	218	47	offers	offer	NOUN
cblr-2956	218	48	covering	cover	VERB
cblr-2956	218	49	essential	essential	ADJ
cblr-2956	218	50	economic	economic	ADJ
cblr-2956	218	51	losses	loss	NOUN
cblr-2956	218	52	when	when	SCONJ
cblr-2956	218	53	mishaps	mishap	NOUN
cblr-2956	218	54	occur	occur	VERB
cblr-2956	218	55	.	.	PUNCT
cblr-2956	219	1	the	the	DET
cblr-2956	219	2	latter	latter	NOUN
cblr-2956	219	3	provides	provide	VERB
cblr-2956	219	4	prompt	prompt	ADJ
cblr-2956	219	5	compensation	compensation	NOUN
cblr-2956	219	6	to	to	ADP
cblr-2956	219	7	the	the	DET
cblr-2956	219	8	many	many	ADJ
cblr-2956	219	9	inevitable	inevitable	ADJ
cblr-2956	219	10	victims	victim	NOUN
cblr-2956	219	11	of	of	ADP
cblr-2956	219	12	injuries	injury	NOUN
cblr-2956	219	13	that	that	PRON
cblr-2956	219	14	accompany	accompany	VERB
cblr-2956	219	15	,	,	PUNCT
cblr-2956	219	16	say	say	VERB
cblr-2956	219	17	,	,	PUNCT
cblr-2956	219	18	the	the	DET
cblr-2956	219	19	use	use	NOUN
cblr-2956	219	20	of	of	ADP
cblr-2956	219	21	manufactured	manufacture	VERB
cblr-2956	219	22	products	product	NOUN
cblr-2956	219	23	.	.	PUNCT
cblr-2956	220	1	in	in	ADP
cblr-2956	220	2	effect	effect	NOUN
cblr-2956	220	3	,	,	PUNCT
cblr-2956	220	4	the	the	DET
cblr-2956	220	5	threat	threat	NOUN
cblr-2956	220	6	of	of	ADP
cblr-2956	220	7	paying	pay	VERB
cblr-2956	220	8	damages	damage	NOUN
cblr-2956	220	9	for	for	ADP
cblr-2956	220	10	pain	pain	NOUN
cblr-2956	220	11	and	and	CCONJ
cblr-2956	220	12	suffering	suffering	NOUN
cblr-2956	220	13	,	,	PUNCT
cblr-2956	220	14	rather	rather	ADV
cblr-2956	220	15	than	than	ADP
cblr-2956	220	16	actual	actual	ADJ
cblr-2956	220	17	payments	payment	NOUN
cblr-2956	220	18	therefore	therefore	ADV
cblr-2956	220	19	,	,	PUNCT
cblr-2956	220	20	can	can	AUX
cblr-2956	220	21	be	be	AUX
cblr-2956	220	22	seen	see	VERB
cblr-2956	220	23	as	as	ADP
cblr-2956	220	24	better	well	ADV
cblr-2956	220	25	serving	serve	VERB
cblr-2956	220	26	injured	injured	ADJ
cblr-2956	220	27	parties	party	NOUN
cblr-2956	220	28	as	as	ADV
cblr-2956	220	29	well	well	ADV
cblr-2956	220	30	as	as	ADP
cblr-2956	220	31	the	the	DET
cblr-2956	220	32	public	public	ADJ
cblr-2956	220	33	interest	interest	NOUN
cblr-2956	220	34	.	.	PUNCT
cblr-2956	221	1	pain	pain	NOUN
cblr-2956	221	2	and	and	CCONJ
cblr-2956	221	3	suffering	suffering	NOUN
cblr-2956	221	4	damages	damage	NOUN
cblr-2956	221	5	also	also	ADV
cblr-2956	221	6	differ	differ	VERB
cblr-2956	221	7	from	from	ADP
cblr-2956	221	8	economic	economic	ADJ
cblr-2956	221	9	damages	damage	NOUN
cblr-2956	221	10	from	from	ADP
cblr-2956	221	11	an	an	DET
cblr-2956	221	12	insurance	insurance	NOUN
cblr-2956	221	13	point	point	NOUN
cblr-2956	221	14	of	of	ADP
cblr-2956	221	15	view	view	NOUN
cblr-2956	221	16	.	.	PUNCT
cblr-2956	222	1	people	people	NOUN
cblr-2956	222	2	do	do	AUX
cblr-2956	222	3	not	not	PART
cblr-2956	222	4	generally	generally	ADV
cblr-2956	222	5	find	find	VERB
cblr-2956	222	6	it	it	PRON
cblr-2956	222	7	desirable	desirable	ADJ
cblr-2956	222	8	to	to	PART
cblr-2956	222	9	purchase	purchase	VERB
cblr-2956	222	10	insurance	insurance	NOUN
cblr-2956	222	11	covering	cover	VERB
cblr-2956	222	12	their	their	PRON
cblr-2956	222	13	pain	pain	NOUN
cblr-2956	222	14	and	and	CCONJ
cblr-2956	222	15	suffering.7	suffering.7	NOUN
cblr-2956	222	16	indeed	indeed	ADV
cblr-2956	222	17	,	,	PUNCT
cblr-2956	222	18	no	no	DET
cblr-2956	222	19	such	such	ADJ
cblr-2956	222	20	general	general	ADJ
cblr-2956	222	21	insurance	insurance	NOUN
cblr-2956	222	22	market	market	NOUN
cblr-2956	222	23	has	have	AUX
cblr-2956	222	24	emerged	emerge	VERB
cblr-2956	222	25	.	.	PUNCT
cblr-2956	222	26	"	"	PUNCT
cblr-2956	223	1	but	but	CCONJ
cblr-2956	223	2	individuals	individual	NOUN
cblr-2956	223	3	normally	normally	ADV
cblr-2956	223	4	do	do	AUX
cblr-2956	223	5	insure	insure	VERB
cblr-2956	223	6	'	'	PUNCT
cblr-2956	223	7	see	see	VERB
cblr-2956	223	8	w.	w.	PROPN
cblr-2956	223	9	kip	kip	PROPN
cblr-2956	223	10	viscusi	viscusi	PROPN
cblr-2956	223	11	,	,	PUNCT
cblr-2956	223	12	pain	pain	NOUN
cblr-2956	223	13	and	and	CCONJ
cblr-2956	223	14	suffering	suffering	NOUN
cblr-2956	223	15	:	:	PUNCT
cblr-2956	223	16	damages	damage	NOUN
cblr-2956	223	17	in	in	ADP
cblr-2956	223	18	search	search	NOUN
cblr-2956	223	19	of	of	ADP
cblr-2956	223	20	a	a	DET
cblr-2956	223	21	sounder	sounder	NOUN
cblr-2956	223	22	rationale	rationale	NOUN
cblr-2956	223	23	,	,	PUNCT
cblr-2956	223	24	1	1	NUM
cblr-2956	223	25	mich	mich	X
cblr-2956	223	26	.	.	PUNCT
cblr-2956	223	27	l.	l.	PROPN
cblr-2956	223	28	&	&	CCONJ
cblr-2956	223	29	poly	poly	PROPN
cblr-2956	223	30	rev	rev	PROPN
cblr-2956	223	31	.	.	PROPN
cblr-2956	223	32	141	141	NUM
cblr-2956	223	33	(	(	PUNCT
cblr-2956	223	34	1996	1996	NUM
cblr-2956	223	35	)	)	PUNCT
cblr-2956	223	36	.	.	PUNCT
cblr-2956	223	37	8	8	NUM
cblr-2956	223	38	for	for	ADP
cblr-2956	223	39	the	the	DET
cblr-2956	223	40	point	point	NOUN
cblr-2956	223	41	that	that	SCONJ
cblr-2956	223	42	uninsured	uninsured	ADJ
cblr-2956	223	43	motorists	motorist	NOUN
cblr-2956	223	44	'	'	PART
cblr-2956	223	45	coverage	coverage	NOUN
cblr-2956	223	46	is	be	AUX
cblr-2956	223	47	a	a	DET
cblr-2956	223	48	unique	unique	ADJ
cblr-2956	223	49	"	"	PUNCT
cblr-2956	223	50	first	first	ADJ
cblr-2956	223	51	party	party	NOUN
cblr-2956	223	52	"	"	PUNCT
cblr-2956	223	53	insurance	insurance	NOUN
cblr-2956	223	54	that	that	PRON
cblr-2956	223	55	includes	include	VERB
cblr-2956	223	56	payment	payment	NOUN
cblr-2956	223	57	for	for	ADP
cblr-2956	223	58	pain	pain	NOUN
cblr-2956	223	59	and	and	CCONJ
cblr-2956	223	60	suffering	suffering	NOUN
cblr-2956	223	61	,	,	PUNCT
cblr-2956	223	62	see	see	VERB
cblr-2956	223	63	steven	steven	PROPN
cblr-2956	223	64	p.	p.	PROPN
cblr-2956	223	65	croley	croley	PROPN
cblr-2956	223	66	&	&	CCONJ
cblr-2956	223	67	jon	jon	PROPN
cblr-2956	223	68	d.	d.	PROPN
cblr-2956	223	69	hansen	hansen	PROPN
cblr-2956	223	70	,	,	PUNCT
cblr-2956	223	71	the	the	DET
cblr-2956	223	72	nonpecuniary	nonpecuniary	ADJ
cblr-2956	223	73	costs	cost	NOUN
cblr-2956	223	74	of	of	ADP
cblr-2956	223	75	accident	accident	NOUN
cblr-2956	223	76	:	:	PUNCT
cblr-2956	223	77	painand	painand	NOUN
cblr-2956	223	78	-	-	PUNCT
cblr-2956	223	79	suffering	suffering	NOUN
cblr-2956	223	80	damages	damage	NOUN
cblr-2956	223	81	in	in	ADP
cblr-2956	223	82	tort	tort	NOUN
cblr-2956	223	83	law	law	NOUN
cblr-2956	223	84	,	,	PUNCT
cblr-2956	223	85	108	108	NUM
cblr-2956	223	86	harv	harv	NOUN
cblr-2956	223	87	.	.	PUNCT
cblr-2956	224	1	l.	l.	PROPN
cblr-2956	224	2	rev	rev	PROPN
cblr-2956	224	3	.	.	PROPN
cblr-2956	224	4	1785	1785	NUM
cblr-2956	224	5	(	(	PUNCT
cblr-2956	224	6	1995	1995	NUM
cblr-2956	224	7	)	)	PUNCT
cblr-2956	224	8	.	.	PUNCT
cblr-2956	225	1	no	no	INTJ
cblr-2956	225	2	.	.	NOUN
cblr-2956	226	1	2:423	2:423	NUM
cblr-2956	226	2	)	)	PUNCT
cblr-2956	226	3	columbia	columbia	PROPN
cblr-2956	226	4	business	business	NOUN
cblr-2956	226	5	law	law	PROPN
cblr-2956	226	6	review	review	VERB
cblr-2956	226	7	their	their	PRON
cblr-2956	226	8	economic	economic	ADJ
cblr-2956	226	9	losses	loss	NOUN
cblr-2956	226	10	;	;	PUNCT
cblr-2956	226	11	this	this	PRON
cblr-2956	226	12	is	be	AUX
cblr-2956	226	13	the	the	DET
cblr-2956	226	14	focal	focal	ADJ
cblr-2956	226	15	point	point	NOUN
cblr-2956	226	16	of	of	ADP
cblr-2956	226	17	the	the	DET
cblr-2956	226	18	early	early	ADJ
cblr-2956	226	19	offer	offer	NOUN
cblr-2956	226	20	proposal	proposal	NOUN
cblr-2956	226	21	.	.	PUNCT
cblr-2956	227	1	here	here	ADV
cblr-2956	227	2	we	we	PRON
cblr-2956	227	3	reach	reach	VERB
cblr-2956	227	4	a	a	DET
cblr-2956	227	5	key	key	ADJ
cblr-2956	227	6	point	point	NOUN
cblr-2956	227	7	:	:	PUNCT
cblr-2956	227	8	because	because	SCONJ
cblr-2956	227	9	personal	personal	ADJ
cblr-2956	227	10	injury	injury	NOUN
cblr-2956	227	11	claims	claim	NOUN
cblr-2956	227	12	alone	alone	ADJ
cblr-2956	227	13	among	among	ADP
cblr-2956	227	14	all	all	DET
cblr-2956	227	15	other	other	ADJ
cblr-2956	227	16	legal	legal	ADJ
cblr-2956	227	17	claims	claim	NOUN
cblr-2956	227	18	routinely	routinely	ADV
cblr-2956	227	19	entail	entail	VERB
cblr-2956	227	20	damages	damage	NOUN
cblr-2956	227	21	for	for	ADP
cblr-2956	227	22	both	both	CCONJ
cblr-2956	227	23	economic	economic	ADJ
cblr-2956	227	24	and	and	CCONJ
cblr-2956	227	25	noneconomic	noneconomic	ADJ
cblr-2956	227	26	losses	loss	NOUN
cblr-2956	227	27	,	,	PUNCT
cblr-2956	227	28	defendants	defendant	NOUN
cblr-2956	227	29	are	be	AUX
cblr-2956	227	30	uniquely	uniquely	ADV
cblr-2956	227	31	positioned	position	VERB
cblr-2956	227	32	not	not	PART
cblr-2956	227	33	only	only	ADV
cblr-2956	227	34	to	to	PART
cblr-2956	227	35	make	make	VERB
cblr-2956	227	36	,	,	PUNCT
cblr-2956	227	37	but	but	CCONJ
cblr-2956	227	38	also	also	ADV
cblr-2956	227	39	to	to	PART
cblr-2956	227	40	enforce	enforce	VERB
cblr-2956	227	41	by	by	ADP
cblr-2956	227	42	early	early	ADJ
cblr-2956	227	43	offers	offer	NOUN
cblr-2956	227	44	,	,	PUNCT
cblr-2956	227	45	socially	socially	ADV
cblr-2956	227	46	attractive	attractive	ADJ
cblr-2956	227	47	settlements	settlement	NOUN
cblr-2956	227	48	for	for	ADP
cblr-2956	227	49	only	only	ADJ
cblr-2956	227	50	economic	economic	ADJ
cblr-2956	227	51	loss	loss	NOUN
cblr-2956	227	52	.	.	PUNCT
cblr-2956	228	1	in	in	ADP
cblr-2956	228	2	non	non	ADJ
cblr-2956	228	3	-	-	ADJ
cblr-2956	228	4	personal	personal	ADJ
cblr-2956	228	5	injury	injury	NOUN
cblr-2956	228	6	claims	claim	NOUN
cblr-2956	228	7	,	,	PUNCT
cblr-2956	228	8	where	where	SCONJ
cblr-2956	228	9	only	only	ADV
cblr-2956	228	10	economic	economic	ADJ
cblr-2956	228	11	damages	damage	NOUN
cblr-2956	228	12	are	be	AUX
cblr-2956	228	13	at	at	ADP
cblr-2956	228	14	stake	stake	NOUN
cblr-2956	228	15	,	,	PUNCT
cblr-2956	228	16	no	no	DET
cblr-2956	228	17	comparably	comparably	ADV
cblr-2956	228	18	fair	fair	ADJ
cblr-2956	228	19	means	mean	NOUN
cblr-2956	228	20	are	be	AUX
cblr-2956	228	21	available	available	ADJ
cblr-2956	228	22	to	to	PART
cblr-2956	228	23	sanction	sanction	VERB
cblr-2956	228	24	a	a	DET
cblr-2956	228	25	claimant	claimant	NOUN
cblr-2956	228	26	who	who	PRON
cblr-2956	228	27	refuses	refuse	VERB
cblr-2956	228	28	to	to	PART
cblr-2956	228	29	accept	accept	VERB
cblr-2956	228	30	an	an	DET
cblr-2956	228	31	offer	offer	NOUN
cblr-2956	228	32	of	of	ADP
cblr-2956	228	33	only	only	ADV
cblr-2956	228	34	a	a	DET
cblr-2956	228	35	portion	portion	NOUN
cblr-2956	228	36	of	of	ADP
cblr-2956	228	37	the	the	DET
cblr-2956	228	38	total	total	ADJ
cblr-2956	228	39	losses	loss	NOUN
cblr-2956	228	40	claimed	claim	VERB
cblr-2956	228	41	.	.	PUNCT
cblr-2956	229	1	xi	xi	X
cblr-2956	229	2	.	.	PUNCT
cblr-2956	230	1	a	a	DET
cblr-2956	230	2	complete	complete	ADJ
cblr-2956	230	3	no	no	DET
cblr-2956	230	4	-	-	PUNCT
cblr-2956	230	5	fault	fault	NOUN
cblr-2956	230	6	plan	plan	NOUN
cblr-2956	230	7	for	for	ADP
cblr-2956	230	8	,	,	PUNCT
cblr-2956	230	9	say	say	INTJ
cblr-2956	230	10	,	,	PUNCT
cblr-2956	230	11	product	product	NOUN
cblr-2956	230	12	injuries	injury	NOUN
cblr-2956	230	13	is	be	AUX
cblr-2956	230	14	not	not	PART
cblr-2956	230	15	feasible	feasible	ADJ
cblr-2956	230	16	.	.	PUNCT
cblr-2956	231	1	it	it	PRON
cblr-2956	231	2	is	be	AUX
cblr-2956	231	3	difficult	difficult	ADJ
cblr-2956	231	4	to	to	PART
cblr-2956	231	5	define	define	VERB
cblr-2956	231	6	in	in	ADP
cblr-2956	231	7	advance	advance	NOUN
cblr-2956	231	8	when	when	SCONJ
cblr-2956	231	9	no	no	DET
cblr-2956	231	10	-	-	PUNCT
cblr-2956	231	11	fault	fault	NOUN
cblr-2956	231	12	benefits	benefit	NOUN
cblr-2956	231	13	should	should	AUX
cblr-2956	231	14	be	be	AUX
cblr-2956	231	15	paid	pay	VERB
cblr-2956	231	16	for	for	ADP
cblr-2956	231	17	injuries	injury	NOUN
cblr-2956	231	18	that	that	PRON
cblr-2956	231	19	generally	generally	ADV
cblr-2956	231	20	arise	arise	VERB
cblr-2956	231	21	from	from	ADP
cblr-2956	231	22	manufactured	manufacture	VERB
cblr-2956	231	23	goods	good	NOUN
cblr-2956	231	24	.	.	PUNCT
cblr-2956	232	1	under	under	ADP
cblr-2956	232	2	no	no	DET
cblr-2956	232	3	-	-	PUNCT
cblr-2956	232	4	fault	fault	VERB
cblr-2956	232	5	auto	auto	NOUN
cblr-2956	232	6	insurance	insurance	NOUN
cblr-2956	232	7	policies	policy	NOUN
cblr-2956	232	8	,	,	PUNCT
cblr-2956	232	9	compensation	compensation	NOUN
cblr-2956	232	10	is	be	AUX
cblr-2956	232	11	paid	pay	VERB
cblr-2956	232	12	for	for	ADP
cblr-2956	232	13	an	an	DET
cblr-2956	232	14	injury	injury	NOUN
cblr-2956	232	15	"	"	PUNCT
cblr-2956	232	16	arising	arise	VERB
cblr-2956	232	17	out	out	ADP
cblr-2956	232	18	of	of	ADP
cblr-2956	232	19	the	the	DET
cblr-2956	232	20	ownership	ownership	NOUN
cblr-2956	232	21	,	,	PUNCT
cblr-2956	232	22	maintenance	maintenance	NOUN
cblr-2956	232	23	,	,	PUNCT
cblr-2956	232	24	or	or	CCONJ
cblr-2956	232	25	use	use	NOUN
cblr-2956	232	26	of	of	ADP
cblr-2956	232	27	a	a	DET
cblr-2956	232	28	motor	motor	NOUN
cblr-2956	232	29	vehicle	vehicle	NOUN
cblr-2956	232	30	.	.	PUNCT
cblr-2956	232	31	"	"	PUNCT
cblr-2956	233	1	under	under	ADP
cblr-2956	233	2	workers	worker	NOUN
cblr-2956	233	3	'	'	PART
cblr-2956	233	4	compensation	compensation	NOUN
cblr-2956	233	5	laws	law	NOUN
cblr-2956	233	6	,	,	PUNCT
cblr-2956	233	7	compensation	compensation	NOUN
cblr-2956	233	8	is	be	AUX
cblr-2956	233	9	paid	pay	VERB
cblr-2956	233	10	for	for	ADP
cblr-2956	233	11	an	an	DET
cblr-2956	233	12	"	"	PUNCT
cblr-2956	233	13	injury	injury	NOUN
cblr-2956	233	14	arising	arise	VERB
cblr-2956	233	15	out	out	ADP
cblr-2956	233	16	of	of	ADP
cblr-2956	233	17	,	,	PUNCT
cblr-2956	233	18	and	and	CCONJ
cblr-2956	233	19	in	in	ADP
cblr-2956	233	20	the	the	DET
cblr-2956	233	21	course	course	NOUN
cblr-2956	233	22	of	of	ADP
cblr-2956	233	23	,	,	PUNCT
cblr-2956	233	24	employment	employment	NOUN
cblr-2956	233	25	,	,	PUNCT
cblr-2956	233	26	"	"	PUNCT
cblr-2956	233	27	which	which	PRON
cblr-2956	233	28	with	with	ADP
cblr-2956	233	29	occasional	occasional	ADJ
cblr-2956	233	30	exceptions	exception	NOUN
cblr-2956	233	31	,	,	PUNCT
cblr-2956	233	32	is	be	AUX
cblr-2956	233	33	also	also	ADV
cblr-2956	233	34	relatively	relatively	ADV
cblr-2956	233	35	easy	easy	ADJ
cblr-2956	233	36	to	to	PART
cblr-2956	233	37	determine	determine	VERB
cblr-2956	233	38	.	.	PUNCT
cblr-2956	234	1	it	it	PRON
cblr-2956	234	2	is	be	AUX
cblr-2956	234	3	not	not	PART
cblr-2956	234	4	feasible	feasible	ADJ
cblr-2956	234	5	,	,	PUNCT
cblr-2956	234	6	however	however	ADV
cblr-2956	234	7	,	,	PUNCT
cblr-2956	234	8	to	to	PART
cblr-2956	234	9	force	force	VERB
cblr-2956	234	10	all	all	DET
cblr-2956	234	11	providers	provider	NOUN
cblr-2956	234	12	of	of	ADP
cblr-2956	234	13	products	product	NOUN
cblr-2956	234	14	to	to	PART
cblr-2956	234	15	pay	pay	VERB
cblr-2956	234	16	for	for	ADP
cblr-2956	234	17	any	any	DET
cblr-2956	234	18	and	and	CCONJ
cblr-2956	234	19	all	all	PRON
cblr-2956	234	20	adverse	adverse	ADJ
cblr-2956	234	21	events	event	NOUN
cblr-2956	234	22	arising	arise	VERB
cblr-2956	234	23	in	in	ADP
cblr-2956	234	24	the	the	DET
cblr-2956	234	25	course	course	NOUN
cblr-2956	234	26	of	of	ADP
cblr-2956	234	27	using	use	VERB
cblr-2956	234	28	a	a	DET
cblr-2956	234	29	product	product	NOUN
cblr-2956	234	30	.	.	PUNCT
cblr-2956	235	1	a	a	DET
cblr-2956	235	2	provider	provider	NOUN
cblr-2956	235	3	of	of	ADP
cblr-2956	235	4	products	product	NOUN
cblr-2956	235	5	could	could	AUX
cblr-2956	235	6	not	not	PART
cblr-2956	235	7	be	be	AUX
cblr-2956	235	8	expected	expect	VERB
cblr-2956	235	9	to	to	PART
cblr-2956	235	10	pay	pay	VERB
cblr-2956	235	11	every	every	DET
cblr-2956	235	12	party	party	NOUN
cblr-2956	235	13	injured	injure	VERB
cblr-2956	235	14	by	by	ADP
cblr-2956	235	15	a	a	DET
cblr-2956	235	16	product	product	NOUN
cblr-2956	235	17	.	.	PUNCT
cblr-2956	236	1	(	(	PUNCT
cblr-2956	236	2	who	who	PRON
cblr-2956	236	3	,	,	PUNCT
cblr-2956	236	4	in	in	ADP
cblr-2956	236	5	fairness	fairness	NOUN
cblr-2956	236	6	,	,	PUNCT
cblr-2956	236	7	under	under	ADP
cblr-2956	236	8	no	no	DET
cblr-2956	236	9	-	-	PUNCT
cblr-2956	236	10	fault	fault	NOUN
cblr-2956	236	11	should	should	AUX
cblr-2956	236	12	pay	pay	VERB
cblr-2956	236	13	a	a	DET
cblr-2956	236	14	visitor	visitor	NOUN
cblr-2956	236	15	falling	fall	VERB
cblr-2956	236	16	and	and	CCONJ
cblr-2956	236	17	injuring	injure	VERB
cblr-2956	236	18	his	his	PRON
cblr-2956	236	19	head	head	NOUN
cblr-2956	236	20	by	by	ADP
cblr-2956	236	21	hitting	hit	VERB
cblr-2956	236	22	the	the	DET
cblr-2956	236	23	host	host	NOUN
cblr-2956	236	24	's	's	PART
cblr-2956	236	25	marble	marble	NOUN
cblr-2956	236	26	table	table	NOUN
cblr-2956	236	27	top	top	NOUN
cblr-2956	236	28	?	?	PUNCT
cblr-2956	237	1	the	the	DET
cblr-2956	237	2	host	host	NOUN
cblr-2956	237	3	,	,	PUNCT
cblr-2956	237	4	the	the	DET
cblr-2956	237	5	furniture	furniture	NOUN
cblr-2956	237	6	store	store	NOUN
cblr-2956	237	7	,	,	PUNCT
cblr-2956	237	8	the	the	DET
cblr-2956	237	9	quarry	quarry	NOUN
cblr-2956	237	10	?	?	PUNCT
cblr-2956	237	11	)	)	PUNCT
cblr-2956	238	1	so	so	ADV
cblr-2956	238	2	such	such	DET
cblr-2956	238	3	a	a	DET
cblr-2956	238	4	comprehensive	comprehensive	ADJ
cblr-2956	238	5	ex	ex	X
cblr-2956	238	6	ante	ante	NOUN
cblr-2956	238	7	no	no	DET
cblr-2956	238	8	-	-	PUNCT
cblr-2956	238	9	fault	fault	NOUN
cblr-2956	238	10	solution	solution	NOUN
cblr-2956	238	11	is	be	AUX
cblr-2956	238	12	unworkable	unworkable	ADJ
cblr-2956	238	13	.	.	PUNCT
cblr-2956	239	1	the	the	DET
cblr-2956	239	2	proposed	propose	VERB
cblr-2956	239	3	early	early	ADJ
cblr-2956	239	4	offer	offer	NOUN
cblr-2956	239	5	system	system	NOUN
cblr-2956	239	6	for	for	ADP
cblr-2956	239	7	personal	personal	ADJ
cblr-2956	239	8	injury	injury	NOUN
cblr-2956	239	9	liability	liability	NOUN
cblr-2956	239	10	allows	allow	VERB
cblr-2956	239	11	,	,	PUNCT
cblr-2956	239	12	once	once	SCONJ
cblr-2956	239	13	the	the	DET
cblr-2956	239	14	facts	fact	NOUN
cblr-2956	239	15	are	be	AUX
cblr-2956	239	16	perceived	perceive	VERB
cblr-2956	239	17	,	,	PUNCT
cblr-2956	239	18	ex	ex	X
cblr-2956	239	19	post	post	NOUN
cblr-2956	239	20	comparisons	comparison	NOUN
cblr-2956	239	21	of	of	ADP
cblr-2956	239	22	the	the	DET
cblr-2956	239	23	cost	cost	NOUN
cblr-2956	239	24	of	of	ADP
cblr-2956	239	25	a	a	DET
cblr-2956	239	26	tort	tort	NOUN
cblr-2956	239	27	claim	claim	NOUN
cblr-2956	239	28	versus	versus	ADP
cblr-2956	239	29	that	that	PRON
cblr-2956	239	30	of	of	ADP
cblr-2956	239	31	an	an	DET
cblr-2956	239	32	early	early	ADJ
cblr-2956	239	33	offer	offer	NOUN
cblr-2956	239	34	.	.	PUNCT
cblr-2956	240	1	thus	thus	ADV
cblr-2956	240	2	,	,	PUNCT
cblr-2956	240	3	this	this	DET
cblr-2956	240	4	system	system	NOUN
cblr-2956	240	5	seems	seem	VERB
cblr-2956	240	6	at	at	ADP
cblr-2956	240	7	once	once	ADV
cblr-2956	240	8	workable	workable	ADJ
cblr-2956	240	9	,	,	PUNCT
cblr-2956	240	10	economical	economical	ADJ
cblr-2956	240	11	,	,	PUNCT
cblr-2956	240	12	equitable	equitable	ADJ
cblr-2956	240	13	,	,	PUNCT
cblr-2956	240	14	and	and	CCONJ
cblr-2956	240	15	simplifying	simplifying	NOUN
cblr-2956	240	16	.	.	PUNCT
cblr-2956	241	1	3b	3b	NOUN
cblr-2956	241	2	.	.	PUNCT
cblr-2956	242	1	some	some	DET
cblr-2956	242	2	operational	operational	ADJ
cblr-2956	242	3	features	feature	NOUN
cblr-2956	242	4	of	of	ADP
cblr-2956	242	5	the	the	DET
cblr-2956	242	6	early	early	ADJ
cblr-2956	242	7	offer	offer	NOUN
cblr-2956	242	8	plan	plan	VERB
cblr-2956	242	9	some	some	DET
cblr-2956	242	10	questions	question	NOUN
cblr-2956	242	11	regarding	regard	VERB
cblr-2956	242	12	the	the	DET
cblr-2956	242	13	practical	practical	ADJ
cblr-2956	242	14	operation	operation	NOUN
cblr-2956	242	15	of	of	ADP
cblr-2956	242	16	the	the	DET
cblr-2956	242	17	early	early	ADJ
cblr-2956	242	18	offer	offer	NOUN
cblr-2956	242	19	plan	plan	NOUN
cblr-2956	242	20	should	should	AUX
cblr-2956	242	21	-	-	PUNCT
cblr-2956	242	22	be	be	AUX
cblr-2956	242	23	addressed	address	VERB
cblr-2956	242	24	.	.	PUNCT
cblr-2956	243	1	is	be	AUX
cblr-2956	243	2	the	the	DET
cblr-2956	243	3	180	180	NUM
cblr-2956	243	4	-	-	PUNCT
cblr-2956	243	5	day	day	NOUN
cblr-2956	243	6	period	period	NOUN
cblr-2956	243	7	too	too	ADV
cblr-2956	243	8	short	short	ADJ
cblr-2956	243	9	a	a	DET
cblr-2956	243	10	time	time	NOUN
cblr-2956	243	11	for	for	SCONJ
cblr-2956	243	12	the	the	DET
cblr-2956	243	13	defendant	defendant	NOUN
cblr-2956	243	14	to	to	PART
cblr-2956	243	15	decide	decide	VERB
cblr-2956	243	16	to	to	PART
cblr-2956	243	17	make	make	VERB
cblr-2956	243	18	an	an	DET
cblr-2956	243	19	early	early	ADJ
cblr-2956	243	20	offer	offer	NOUN
cblr-2956	243	21	?	?	PUNCT
cblr-2956	244	1	today	today	NOUN
cblr-2956	244	2	,	,	PUNCT
cblr-2956	244	3	insurers	insurer	NOUN
cblr-2956	244	4	generally	generally	ADV
cblr-2956	244	5	calculate	calculate	VERB
cblr-2956	244	6	what	what	PRON
cblr-2956	244	7	they	they	PRON
cblr-2956	244	8	expect	expect	VERB
cblr-2956	244	9	[	[	X
cblr-2956	244	10	vol	vol	NOUN
cblr-2956	244	11	.	.	PUNCT
cblr-2956	244	12	2008	2008	NUM
cblr-2956	244	13	early	early	ADV
cblr-2956	244	14	offers	offer	VERB
cblr-2956	244	15	reform	reform	NOUN
cblr-2956	244	16	to	to	PART
cblr-2956	244	17	pay	pay	VERB
cblr-2956	244	18	for	for	ADP
cblr-2956	244	19	any	any	DET
cblr-2956	244	20	given	give	VERB
cblr-2956	244	21	claim	claim	NOUN
cblr-2956	244	22	early	early	ADV
cblr-2956	244	23	on	on	ADV
cblr-2956	244	24	(	(	PUNCT
cblr-2956	244	25	called	call	VERB
cblr-2956	244	26	the	the	DET
cblr-2956	244	27	initial	initial	ADJ
cblr-2956	244	28	reserve	reserve	PROPN
cblr-2956	244	29	)	)	PUNCT
cblr-2956	244	30	,	,	PUNCT
cblr-2956	244	31	and	and	CCONJ
cblr-2956	244	32	thus	thus	ADV
cblr-2956	244	33	an	an	DET
cblr-2956	244	34	early	early	ADJ
cblr-2956	244	35	offers	offer	NOUN
cblr-2956	244	36	regime	regime	NOUN
cblr-2956	244	37	should	should	AUX
cblr-2956	244	38	not	not	PART
cblr-2956	244	39	unduly	unduly	ADV
cblr-2956	244	40	tax	tax	VERB
cblr-2956	244	41	them	they	PRON
cblr-2956	244	42	.	.	PUNCT
cblr-2956	245	1	claimants	claimant	NOUN
cblr-2956	245	2	and	and	CCONJ
cblr-2956	245	3	their	their	PRON
cblr-2956	245	4	lawyers	lawyer	NOUN
cblr-2956	245	5	,	,	PUNCT
cblr-2956	245	6	in	in	ADP
cblr-2956	245	7	addition	addition	NOUN
cblr-2956	245	8	to	to	ADP
cblr-2956	245	9	taking	take	VERB
cblr-2956	245	10	as	as	ADV
cblr-2956	245	11	long	long	ADV
cblr-2956	245	12	as	as	SCONJ
cblr-2956	245	13	they	they	PRON
cblr-2956	245	14	wish	wish	VERB
cblr-2956	245	15	to	to	PART
cblr-2956	245	16	research	research	VERB
cblr-2956	245	17	whether	whether	SCONJ
cblr-2956	245	18	to	to	PART
cblr-2956	245	19	bring	bring	VERB
cblr-2956	245	20	a	a	DET
cblr-2956	245	21	claim	claim	NOUN
cblr-2956	245	22	,	,	PUNCT
cblr-2956	245	23	can	can	AUX
cblr-2956	245	24	also	also	ADV
cblr-2956	245	25	take	take	VERB
cblr-2956	245	26	whatever	whatever	DET
cblr-2956	245	27	time	time	NOUN
cblr-2956	245	28	they	they	PRON
cblr-2956	245	29	wish	wish	VERB
cblr-2956	245	30	to	to	PART
cblr-2956	245	31	press	press	VERB
cblr-2956	245	32	any	any	DET
cblr-2956	245	33	discovery	discovery	NOUN
cblr-2956	245	34	they	they	PRON
cblr-2956	245	35	deem	deem	VERB
cblr-2956	245	36	necessary	necessary	ADJ
cblr-2956	245	37	before	before	ADP
cblr-2956	245	38	responding	respond	VERB
cblr-2956	245	39	to	to	ADP
cblr-2956	245	40	an	an	DET
cblr-2956	245	41	early	early	ADJ
cblr-2956	245	42	offer	offer	NOUN
cblr-2956	245	43	.	.	PUNCT
cblr-2956	246	1	but	but	CCONJ
cblr-2956	246	2	knowledge	knowledge	NOUN
cblr-2956	246	3	of	of	ADP
cblr-2956	246	4	the	the	DET
cblr-2956	246	5	likelihood	likelihood	NOUN
cblr-2956	246	6	of	of	ADP
cblr-2956	246	7	early	early	ADJ
cblr-2956	246	8	offers	offer	NOUN
cblr-2956	246	9	would	would	AUX
cblr-2956	246	10	probably	probably	ADV
cblr-2956	246	11	induce	induce	VERB
cblr-2956	246	12	them	they	PRON
cblr-2956	246	13	to	to	PART
cblr-2956	246	14	accelerate	accelerate	VERB
cblr-2956	246	15	their	their	PRON
cblr-2956	246	16	side	side	NOUN
cblr-2956	246	17	of	of	ADP
cblr-2956	246	18	the	the	DET
cblr-2956	246	19	claims	claim	NOUN
cblr-2956	246	20	process	process	NOUN
cblr-2956	246	21	.	.	PUNCT
cblr-2956	247	1	nor	nor	CCONJ
cblr-2956	247	2	will	will	AUX
cblr-2956	247	3	court	court	VERB
cblr-2956	247	4	approval	approval	NOUN
cblr-2956	247	5	of	of	ADP
cblr-2956	247	6	the	the	DET
cblr-2956	247	7	statutorily	statutorily	ADV
cblr-2956	247	8	defined	define	VERB
cblr-2956	247	9	terms	term	NOUN
cblr-2956	247	10	of	of	ADP
cblr-2956	247	11	an	an	DET
cblr-2956	247	12	accepted	accept	VERB
cblr-2956	247	13	early	early	ADJ
cblr-2956	247	14	offer	offer	NOUN
cblr-2956	247	15	be	be	AUX
cblr-2956	247	16	any	any	PRON
cblr-2956	247	17	more	more	ADV
cblr-2956	247	18	required	require	VERB
cblr-2956	247	19	than	than	SCONJ
cblr-2956	247	20	is	be	AUX
cblr-2956	247	21	court	court	NOUN
cblr-2956	247	22	approval	approval	NOUN
cblr-2956	247	23	of	of	ADP
cblr-2956	247	24	the	the	DET
cblr-2956	247	25	similarly	similarly	ADV
cblr-2956	247	26	statutorily	statutorily	ADV
cblr-2956	247	27	defined	define	VERB
cblr-2956	247	28	terms	term	NOUN
cblr-2956	247	29	of	of	ADP
cblr-2956	247	30	a	a	DET
cblr-2956	247	31	workers	worker	NOUN
cblr-2956	247	32	'	'	PART
cblr-2956	247	33	compensation	compensation	NOUN
cblr-2956	247	34	case	case	NOUN
cblr-2956	247	35	.	.	PUNCT
cblr-2956	248	1	admittedly	admittedly	ADV
cblr-2956	248	2	,	,	PUNCT
cblr-2956	248	3	there	there	PRON
cblr-2956	248	4	may	may	AUX
cblr-2956	248	5	be	be	AUX
cblr-2956	248	6	later	late	ADJ
cblr-2956	248	7	disputes	dispute	NOUN
cblr-2956	248	8	after	after	SCONJ
cblr-2956	248	9	an	an	DET
cblr-2956	248	10	early	early	ADJ
cblr-2956	248	11	offer	offer	NOUN
cblr-2956	248	12	settlement	settlement	NOUN
cblr-2956	248	13	regarding	regard	VERB
cblr-2956	248	14	what	what	PRON
cblr-2956	248	15	is	be	AUX
cblr-2956	248	16	due	due	ADJ
cblr-2956	248	17	periodically	periodically	ADV
cblr-2956	248	18	as	as	SCONJ
cblr-2956	248	19	losses	loss	NOUN
cblr-2956	248	20	accrue	accrue	VERB
cblr-2956	248	21	in	in	ADP
cblr-2956	248	22	the	the	DET
cblr-2956	248	23	future	future	NOUN
cblr-2956	248	24	,	,	PUNCT
cblr-2956	248	25	but	but	CCONJ
cblr-2956	248	26	that	that	PRON
cblr-2956	248	27	happens	happen	VERB
cblr-2956	248	28	under	under	ADP
cblr-2956	248	29	workers	worker	NOUN
cblr-2956	248	30	'	'	PART
cblr-2956	248	31	compensation	compensation	NOUN
cblr-2956	248	32	or	or	CCONJ
cblr-2956	248	33	indeed	indeed	ADV
cblr-2956	248	34	any	any	DET
cblr-2956	248	35	major	major	ADJ
cblr-2956	248	36	medical	medical	ADJ
cblr-2956	248	37	/	/	SYM
cblr-2956	248	38	disability	disability	NOUN
cblr-2956	248	39	policy	policy	NOUN
cblr-2956	248	40	extending	extend	VERB
cblr-2956	248	41	into	into	ADP
cblr-2956	248	42	the	the	DET
cblr-2956	248	43	future	future	NOUN
cblr-2956	248	44	.	.	PUNCT
cblr-2956	249	1	furthermore	furthermore	ADV
cblr-2956	249	2	,	,	PUNCT
cblr-2956	249	3	an	an	DET
cblr-2956	249	4	early	early	ADJ
cblr-2956	249	5	offer	offer	NOUN
cblr-2956	249	6	settlement	settlement	NOUN
cblr-2956	249	7	by	by	ADP
cblr-2956	249	8	being	be	AUX
cblr-2956	249	9	paid	pay	VERB
cblr-2956	249	10	periodically	periodically	ADV
cblr-2956	249	11	is	be	AUX
cblr-2956	249	12	better	well	ADJ
cblr-2956	249	13	than	than	ADP
cblr-2956	249	14	lump	lump	VERB
cblr-2956	249	15	sum	sum	NOUN
cblr-2956	249	16	court	court	NOUN
cblr-2956	249	17	awards	award	NOUN
cblr-2956	249	18	in	in	ADP
cblr-2956	249	19	dealing	deal	VERB
cblr-2956	249	20	with	with	ADP
cblr-2956	249	21	questions	question	NOUN
cblr-2956	249	22	such	such	ADJ
cblr-2956	249	23	as	as	ADP
cblr-2956	249	24	whether	whether	SCONJ
cblr-2956	249	25	the	the	DET
cblr-2956	249	26	claimant	claimant	NOUN
cblr-2956	249	27	's	's	PART
cblr-2956	249	28	condition	condition	NOUN
cblr-2956	249	29	might	might	AUX
cblr-2956	249	30	change	change	VERB
cblr-2956	249	31	.	.	PUNCT
cblr-2956	250	1	note	note	VERB
cblr-2956	250	2	that	that	SCONJ
cblr-2956	250	3	the	the	DET
cblr-2956	250	4	michigan	michigan	PROPN
cblr-2956	250	5	no	no	PRON
cblr-2956	250	6	-	-	PUNCT
cblr-2956	250	7	fault	fault	NOUN
cblr-2956	250	8	auto	auto	NOUN
cblr-2956	250	9	law	law	NOUN
cblr-2956	250	10	,	,	PUNCT
cblr-2956	250	11	with	with	ADP
cblr-2956	250	12	its	its	PRON
cblr-2956	250	13	very	very	ADV
cblr-2956	250	14	large	large	ADJ
cblr-2956	250	15	no	no	DET
cblr-2956	250	16	-	-	PUNCT
cblr-2956	250	17	fault	fault	NOUN
cblr-2956	250	18	coverage	coverage	NOUN
cblr-2956	250	19	extending	extend	VERB
cblr-2956	250	20	to	to	ADP
cblr-2956	250	21	many	many	ADJ
cblr-2956	250	22	hundreds	hundred	NOUN
cblr-2956	250	23	of	of	ADP
cblr-2956	250	24	thousands	thousand	NOUN
cblr-2956	250	25	of	of	ADP
cblr-2956	250	26	dollars	dollar	NOUN
cblr-2956	250	27	,	,	PUNCT
cblr-2956	250	28	has	have	AUX
cblr-2956	250	29	been	be	AUX
cblr-2956	250	30	able	able	ADJ
cblr-2956	250	31	to	to	PART
cblr-2956	250	32	deal	deal	VERB
cblr-2956	250	33	effectively	effectively	ADV
cblr-2956	250	34	with	with	ADP
cblr-2956	250	35	such	such	ADJ
cblr-2956	250	36	matters	matter	NOUN
cblr-2956	250	37	.	.	PUNCT
cblr-2956	251	1	but	but	CCONJ
cblr-2956	251	2	to	to	PART
cblr-2956	251	3	avoid	avoid	VERB
cblr-2956	251	4	them	they	PRON
cblr-2956	251	5	the	the	DET
cblr-2956	251	6	parties	party	NOUN
cblr-2956	251	7	might	might	AUX
cblr-2956	251	8	also	also	ADV
cblr-2956	251	9	agree	agree	VERB
cblr-2956	251	10	to	to	ADP
cblr-2956	251	11	a	a	DET
cblr-2956	251	12	structured	structured	ADJ
cblr-2956	251	13	settlement	settlement	NOUN
cblr-2956	251	14	.	.	PUNCT
cblr-2956	252	1	the	the	DET
cblr-2956	252	2	limit	limit	NOUN
cblr-2956	252	3	on	on	ADP
cblr-2956	252	4	claimant	claimant	ADJ
cblr-2956	252	5	attorneys	attorney	NOUN
cblr-2956	252	6	'	'	PART
cblr-2956	252	7	fees	fee	NOUN
cblr-2956	252	8	to	to	ADP
cblr-2956	252	9	10	10	NUM
cblr-2956	252	10	percent	percent	NOUN
cblr-2956	252	11	of	of	ADP
cblr-2956	252	12	the	the	DET
cblr-2956	252	13	value	value	NOUN
cblr-2956	252	14	of	of	ADP
cblr-2956	252	15	the	the	DET
cblr-2956	252	16	early	early	ADJ
cblr-2956	252	17	offer	offer	NOUN
cblr-2956	252	18	is	be	AUX
cblr-2956	252	19	a	a	DET
cblr-2956	252	20	plausible	plausible	ADJ
cblr-2956	252	21	provision	provision	NOUN
cblr-2956	252	22	when	when	SCONJ
cblr-2956	252	23	compared	compare	VERB
cblr-2956	252	24	with	with	ADP
cblr-2956	252	25	the	the	DET
cblr-2956	252	26	present	present	NOUN
cblr-2956	252	27	almost	almost	ADV
cblr-2956	252	28	uniform	uniform	ADJ
cblr-2956	252	29	minimum	minimum	NOUN
cblr-2956	252	30	of	of	ADP
cblr-2956	252	31	onethird	onethird	NOUN
cblr-2956	252	32	of	of	ADP
cblr-2956	252	33	the	the	DET
cblr-2956	252	34	value	value	NOUN
cblr-2956	252	35	of	of	ADP
cblr-2956	252	36	a	a	DET
cblr-2956	252	37	full	full	ADJ
cblr-2956	252	38	-	-	PUNCT
cblr-2956	252	39	scale	scale	NOUN
cblr-2956	252	40	tort	tort	NOUN
cblr-2956	252	41	settlement	settlement	NOUN
cblr-2956	252	42	or	or	CCONJ
cblr-2956	252	43	verdict	verdict	NOUN
cblr-2956	252	44	.	.	PUNCT
cblr-2956	253	1	by	by	ADP
cblr-2956	253	2	definition	definition	NOUN
cblr-2956	253	3	,	,	PUNCT
cblr-2956	253	4	there	there	PRON
cblr-2956	253	5	will	will	AUX
cblr-2956	253	6	be	be	AUX
cblr-2956	253	7	no	no	DET
cblr-2956	253	8	trial	trial	NOUN
cblr-2956	253	9	expenses	expense	NOUN
cblr-2956	253	10	under	under	ADP
cblr-2956	253	11	early	early	ADJ
cblr-2956	253	12	settlements	settlement	NOUN
cblr-2956	253	13	.	.	PUNCT
cblr-2956	254	1	but	but	CCONJ
cblr-2956	254	2	if	if	SCONJ
cblr-2956	254	3	the	the	DET
cblr-2956	254	4	10	10	NUM
cblr-2956	254	5	percent	percent	NOUN
cblr-2956	254	6	fee	fee	NOUN
cblr-2956	254	7	is	be	AUX
cblr-2956	254	8	manifestly	manifestly	ADV
cblr-2956	254	9	too	too	ADV
cblr-2956	254	10	low	low	ADJ
cblr-2956	254	11	because	because	SCONJ
cblr-2956	254	12	of	of	ADP
cblr-2956	254	13	special	special	ADJ
cblr-2956	254	14	circumstances	circumstance	NOUN
cblr-2956	254	15	,	,	PUNCT
cblr-2956	254	16	claimant	claimant	NOUN
cblr-2956	254	17	's	's	PART
cblr-2956	254	18	counsel	counsel	NOUN
cblr-2956	254	19	can	can	AUX
cblr-2956	254	20	petition	petition	VERB
cblr-2956	254	21	the	the	DET
cblr-2956	254	22	court	court	NOUN
cblr-2956	254	23	for	for	ADP
cblr-2956	254	24	an	an	DET
cblr-2956	254	25	augmentation	augmentation	NOUN
cblr-2956	254	26	,	,	PUNCT
cblr-2956	254	27	still	still	ADV
cblr-2956	254	28	payable	payable	ADJ
cblr-2956	254	29	by	by	ADP
cblr-2956	254	30	the	the	DET
cblr-2956	254	31	early	early	ADJ
cblr-2956	254	32	offeror	offeror	NOUN
cblr-2956	254	33	.	.	PUNCT
cblr-2956	255	1	3c	3c	NUM
cblr-2956	255	2	.	.	PUNCT
cblr-2956	256	1	overview	overview	NOUN
cblr-2956	256	2	of	of	ADP
cblr-2956	256	3	the	the	DET
cblr-2956	256	4	effects	effect	NOUN
cblr-2956	256	5	of	of	ADP
cblr-2956	256	6	early	early	ADJ
cblr-2956	256	7	offers	offer	NOUN
cblr-2956	256	8	:	:	PUNCT
cblr-2956	256	9	case	case	NOUN
cblr-2956	256	10	study	study	NOUN
cblr-2956	256	11	of	of	ADP
cblr-2956	256	12	severe	severe	ADJ
cblr-2956	256	13	nonfatal	nonfatal	ADJ
cblr-2956	256	14	injuries	injury	NOUN
cblr-2956	256	15	this	this	DET
cblr-2956	256	16	overview	overview	NOUN
cblr-2956	256	17	briefly	briefly	NOUN
cblr-2956	256	18	sets	set	VERB
cblr-2956	256	19	forth	forth	ADP
cblr-2956	256	20	the	the	DET
cblr-2956	256	21	results	result	NOUN
cblr-2956	256	22	of	of	ADP
cblr-2956	256	23	our	our	PRON
cblr-2956	256	24	analysis	analysis	NOUN
cblr-2956	256	25	of	of	ADP
cblr-2956	256	26	the	the	DET
cblr-2956	256	27	early	early	ADJ
cblr-2956	256	28	offer	offer	NOUN
cblr-2956	256	29	proposal	proposal	NOUN
cblr-2956	256	30	described	describe	VERB
cblr-2956	256	31	above	above	ADV
cblr-2956	256	32	and	and	CCONJ
cblr-2956	256	33	relates	relate	VERB
cblr-2956	256	34	these	these	DET
cblr-2956	256	35	results	result	NOUN
cblr-2956	256	36	to	to	ADP
cblr-2956	256	37	the	the	DET
cblr-2956	256	38	current	current	ADJ
cblr-2956	256	39	personal	personal	ADJ
cblr-2956	256	40	injury	injury	NOUN
cblr-2956	256	41	liability	liability	NOUN
cblr-2956	256	42	outcomes	outcome	NOUN
cblr-2956	256	43	,	,	PUNCT
cblr-2956	256	44	no	no	INTJ
cblr-2956	256	45	.	.	PUNCT
cblr-2956	257	1	2:423	2:423	NUM
cblr-2956	257	2	]	]	PUNCT
cblr-2956	257	3	based	base	VERB
cblr-2956	257	4	,	,	PUNCT
cblr-2956	257	5	as	as	SCONJ
cblr-2956	257	6	indicated	indicate	VERB
cblr-2956	257	7	above	above	ADV
cblr-2956	257	8	,	,	PUNCT
cblr-2956	257	9	on	on	ADP
cblr-2956	257	10	the	the	DET
cblr-2956	257	11	extensive	extensive	ADJ
cblr-2956	257	12	general	general	ADJ
cblr-2956	257	13	liability	liability	NOUN
cblr-2956	257	14	closed	close	VERB
cblr-2956	257	15	claim	claim	NOUN
cblr-2956	257	16	data	datum	NOUN
cblr-2956	257	17	required	require	VERB
cblr-2956	257	18	to	to	PART
cblr-2956	257	19	be	be	AUX
cblr-2956	257	20	filed	file	VERB
cblr-2956	257	21	by	by	ADP
cblr-2956	257	22	insurers	insurer	NOUN
cblr-2956	257	23	in	in	ADP
cblr-2956	257	24	texas	texas	PROPN
cblr-2956	257	25	.	.	PUNCT
cblr-2956	258	1	the	the	DET
cblr-2956	258	2	categories	category	NOUN
cblr-2956	258	3	of	of	ADP
cblr-2956	258	4	cases	case	NOUN
cblr-2956	258	5	covered	cover	VERB
cblr-2956	258	6	in	in	ADP
cblr-2956	258	7	our	our	PRON
cblr-2956	258	8	overall	overall	ADJ
cblr-2956	258	9	study	study	NOUN
cblr-2956	258	10	include	include	VERB
cblr-2956	258	11	fatalities	fatality	NOUN
cblr-2956	258	12	,	,	PUNCT
cblr-2956	258	13	severe	severe	ADJ
cblr-2956	258	14	nonfatal	nonfatal	ADJ
cblr-2956	258	15	injuries	injury	NOUN
cblr-2956	258	16	,	,	PUNCT
cblr-2956	258	17	and	and	CCONJ
cblr-2956	258	18	less	less	ADV
cblr-2956	258	19	serious	serious	ADJ
cblr-2956	258	20	cases	case	NOUN
cblr-2956	258	21	.	.	PUNCT
cblr-2956	259	1	in	in	ADP
cblr-2956	259	2	this	this	DET
cblr-2956	259	3	overview	overview	NOUN
cblr-2956	259	4	,	,	PUNCT
cblr-2956	259	5	we	we	PRON
cblr-2956	259	6	discuss	discuss	VERB
cblr-2956	259	7	"	"	PUNCT
cblr-2956	259	8	severe	severe	ADJ
cblr-2956	259	9	nonfatal	nonfatal	ADJ
cblr-2956	259	10	injuries	injury	NOUN
cblr-2956	259	11	,	,	PUNCT
cblr-2956	259	12	"	"	PUNCT
cblr-2956	259	13	defined	define	VERB
cblr-2956	259	14	as	as	ADP
cblr-2956	259	15	brain	brain	NOUN
cblr-2956	259	16	damage	damage	NOUN
cblr-2956	259	17	and	and	CCONJ
cblr-2956	259	18	spinal	spinal	ADJ
cblr-2956	259	19	cord	cord	NOUN
cblr-2956	259	20	injury	injury	NOUN
cblr-2956	259	21	and	and	CCONJ
cblr-2956	259	22	complications	complication	NOUN
cblr-2956	259	23	in	in	ADP
cblr-2956	259	24	personal	personal	ADJ
cblr-2956	259	25	injury	injury	NOUN
cblr-2956	259	26	liability	liability	NOUN
cblr-2956	259	27	cases	case	NOUN
cblr-2956	259	28	both	both	PRON
cblr-2956	259	29	involving	involve	VERB
cblr-2956	259	30	and	and	CCONJ
cblr-2956	259	31	not	not	PART
cblr-2956	259	32	involving	involve	VERB
cblr-2956	259	33	recipients	recipient	NOUN
cblr-2956	259	34	of	of	ADP
cblr-2956	259	35	worker	worker	NOUN
cblr-2956	259	36	's	's	PART
cblr-2956	259	37	compensation	compensation	NOUN
cblr-2956	259	38	as	as	ADV
cblr-2956	259	39	well	well	ADV
cblr-2956	259	40	.	.	PUNCT
cblr-2956	260	1	(	(	PUNCT
cblr-2956	260	2	later	later	ADV
cblr-2956	260	3	in	in	ADP
cblr-2956	260	4	section	section	NOUN
cblr-2956	260	5	6f	6f	NUM
cblr-2956	260	6	we	we	PRON
cblr-2956	260	7	will	will	AUX
cblr-2956	260	8	separate	separate	VERB
cblr-2956	260	9	the	the	DET
cblr-2956	260	10	results	result	NOUN
cblr-2956	260	11	for	for	ADP
cblr-2956	260	12	the	the	DET
cblr-2956	260	13	two	two	NUM
cblr-2956	260	14	categories	category	NOUN
cblr-2956	260	15	.	.	PUNCT
cblr-2956	260	16	)	)	PUNCT
cblr-2956	261	1	the	the	DET
cblr-2956	261	2	economic	economic	ADJ
cblr-2956	261	3	losses	loss	NOUN
cblr-2956	261	4	for	for	ADP
cblr-2956	261	5	the	the	DET
cblr-2956	261	6	1429	1429	NUM
cblr-2956	261	7	cases	case	NOUN
cblr-2956	261	8	that	that	PRON
cblr-2956	261	9	received	receive	VERB
cblr-2956	261	10	tort	tort	NOUN
cblr-2956	261	11	payment	payment	NOUN
cblr-2956	261	12	in	in	ADP
cblr-2956	261	13	this	this	DET
cblr-2956	261	14	category	category	NOUN
cblr-2956	261	15	(	(	PUNCT
cblr-2956	261	16	excluding	exclude	VERB
cblr-2956	261	17	cases	case	NOUN
cblr-2956	261	18	that	that	PRON
cblr-2956	261	19	do	do	AUX
cblr-2956	261	20	not	not	PART
cblr-2956	261	21	involve	involve	VERB
cblr-2956	261	22	punitive	punitive	ADJ
cblr-2956	261	23	damages)9	damages)9	ADJ
cblr-2956	261	24	average	average	ADJ
cblr-2956	261	25	$	$	SYM
cblr-2956	261	26	337,151	337,151	NUM
cblr-2956	261	27	[	[	NOUN
cblr-2956	261	28	lbb(4	lbb(4	NOUN
cblr-2956	261	29	)	)	PUNCT
cblr-2956	261	30	]	]	PUNCT
cblr-2956	261	31	.	.	PUNCT
cblr-2956	262	1	that	that	DET
cblr-2956	262	2	figure	figure	NOUN
cblr-2956	262	3	of	of	ADP
cblr-2956	262	4	$	$	SYM
cblr-2956	262	5	337,151	337,151	NUM
cblr-2956	262	6	far	far	ADV
cblr-2956	262	7	exceeds	exceed	VERB
cblr-2956	262	8	comparable	comparable	ADJ
cblr-2956	262	9	figures	figure	NOUN
cblr-2956	262	10	for	for	ADP
cblr-2956	262	11	fatal	fatal	ADJ
cblr-2956	262	12	injuries	injury	NOUN
cblr-2956	262	13	and	and	CCONJ
cblr-2956	262	14	less	less	ADV
cblr-2956	262	15	severe	severe	ADJ
cblr-2956	262	16	nonfatal	nonfatal	ADJ
cblr-2956	262	17	injuries	injury	NOUN
cblr-2956	262	18	.	.	PUNCT
cblr-2956	263	1	the	the	DET
cblr-2956	263	2	key	key	NOUN
cblr-2956	263	3	to	to	ADP
cblr-2956	263	4	estimating	estimate	VERB
cblr-2956	263	5	the	the	DET
cblr-2956	263	6	effect	effect	NOUN
cblr-2956	263	7	of	of	ADP
cblr-2956	263	8	early	early	ADJ
cblr-2956	263	9	offers	offer	NOUN
cblr-2956	263	10	,	,	PUNCT
cblr-2956	263	11	as	as	SCONJ
cblr-2956	263	12	seen	see	VERB
cblr-2956	263	13	in	in	ADP
cblr-2956	263	14	item	item	NOUN
cblr-2956	263	15	iv	iv	NUM
cblr-2956	263	16	of	of	ADP
cblr-2956	263	17	section	section	NOUN
cblr-2956	263	18	3a	3a	NUM
cblr-2956	263	19	above	above	ADV
cblr-2956	263	20	,	,	PUNCT
cblr-2956	263	21	is	be	AUX
cblr-2956	263	22	a	a	DET
cblr-2956	263	23	comparison	comparison	NOUN
cblr-2956	263	24	of	of	ADP
cblr-2956	263	25	the	the	DET
cblr-2956	263	26	amount	amount	NOUN
cblr-2956	263	27	an	an	DET
cblr-2956	263	28	insurer	insurer	NOUN
cblr-2956	263	29	sets	set	VERB
cblr-2956	263	30	aside	aside	ADV
cblr-2956	263	31	early	early	ADV
cblr-2956	263	32	on	on	ADV
cblr-2956	263	33	to	to	PART
cblr-2956	263	34	pay	pay	VERB
cblr-2956	263	35	a	a	DET
cblr-2956	263	36	given	give	VERB
cblr-2956	263	37	tort	tort	NOUN
cblr-2956	263	38	claim	claim	NOUN
cblr-2956	263	39	(	(	PUNCT
cblr-2956	263	40	called	call	VERB
cblr-2956	263	41	,	,	PUNCT
cblr-2956	263	42	as	as	SCONJ
cblr-2956	263	43	mentioned	mention	VERB
cblr-2956	263	44	,	,	PUNCT
cblr-2956	263	45	the	the	DET
cblr-2956	263	46	initial	initial	ADJ
cblr-2956	263	47	reserve	reserve	NOUN
cblr-2956	263	48	)	)	PUNCT
cblr-2956	263	49	versus	versus	ADP
cblr-2956	263	50	the	the	DET
cblr-2956	263	51	amount	amount	NOUN
cblr-2956	263	52	that	that	PRON
cblr-2956	263	53	would	would	AUX
cblr-2956	263	54	be	be	AUX
cblr-2956	263	55	required	require	VERB
cblr-2956	263	56	under	under	ADP
cblr-2956	263	57	an	an	DET
cblr-2956	263	58	early	early	ADJ
cblr-2956	263	59	offer	offer	NOUN
cblr-2956	263	60	to	to	PART
cblr-2956	263	61	pay	pay	VERB
cblr-2956	263	62	the	the	DET
cblr-2956	263	63	claimant	claimant	NOUN
cblr-2956	263	64	's	's	PART
cblr-2956	263	65	net	net	ADJ
cblr-2956	263	66	economic	economic	ADJ
cblr-2956	263	67	loss	loss	NOUN
cblr-2956	263	68	plus	plus	CCONJ
cblr-2956	263	69	attorneys	attorney	NOUN
cblr-2956	263	70	'	'	PART
cblr-2956	263	71	fees	fee	NOUN
cblr-2956	263	72	.	.	PUNCT
cblr-2956	264	1	if	if	SCONJ
cblr-2956	264	2	the	the	DET
cblr-2956	264	3	former	former	NOUN
cblr-2956	264	4	is	be	AUX
cblr-2956	264	5	greater	great	ADJ
cblr-2956	264	6	than	than	ADP
cblr-2956	264	7	the	the	DET
cblr-2956	264	8	latter	latter	ADJ
cblr-2956	264	9	,	,	PUNCT
cblr-2956	264	10	an	an	DET
cblr-2956	264	11	early	early	ADJ
cblr-2956	264	12	offer	offer	NOUN
cblr-2956	264	13	will	will	AUX
cblr-2956	264	14	likely	likely	ADV
cblr-2956	264	15	be	be	AUX
cblr-2956	264	16	tendered	tender	VERB
cblr-2956	264	17	.	.	PUNCT
cblr-2956	265	1	the	the	DET
cblr-2956	265	2	presence	presence	NOUN
cblr-2956	265	3	and	and	CCONJ
cblr-2956	265	4	amount	amount	NOUN
cblr-2956	265	5	of	of	ADP
cblr-2956	265	6	collateral	collateral	ADJ
cblr-2956	265	7	sources	source	NOUN
cblr-2956	265	8	can	can	AUX
cblr-2956	265	9	also	also	ADV
cblr-2956	265	10	affect	affect	VERB
cblr-2956	265	11	whether	whether	SCONJ
cblr-2956	265	12	an	an	DET
cblr-2956	265	13	early	early	ADJ
cblr-2956	265	14	offer	offer	NOUN
cblr-2956	265	15	is	be	AUX
cblr-2956	265	16	made	make	VERB
cblr-2956	265	17	.	.	PUNCT
cblr-2956	266	1	finally	finally	ADV
cblr-2956	266	2	,	,	PUNCT
cblr-2956	266	3	the	the	DET
cblr-2956	266	4	report	report	NOUN
cblr-2956	266	5	also	also	ADV
cblr-2956	266	6	uses	use	VERB
cblr-2956	266	7	the	the	DET
cblr-2956	266	8	insurer	insurer	NOUN
cblr-2956	266	9	's	's	PART
cblr-2956	266	10	final	final	ADJ
cblr-2956	266	11	reserve	reserve	NOUN
cblr-2956	266	12	and	and	CCONJ
cblr-2956	266	13	the	the	DET
cblr-2956	266	14	ultimate	ultimate	ADJ
cblr-2956	266	15	payout	payout	NOUN
cblr-2956	266	16	for	for	ADP
cblr-2956	266	17	such	such	DET
cblr-2956	266	18	a	a	DET
cblr-2956	266	19	comparison	comparison	NOUN
cblr-2956	266	20	.	.	PUNCT
cblr-2956	267	1	basing	base	VERB
cblr-2956	267	2	the	the	DET
cblr-2956	267	3	insurers	insurer	NOUN
cblr-2956	267	4	'	'	PART
cblr-2956	267	5	decision	decision	NOUN
cblr-2956	267	6	on	on	ADP
cblr-2956	267	7	initial	initial	ADJ
cblr-2956	267	8	reserves	reserve	NOUN
cblr-2956	267	9	,	,	PUNCT
cblr-2956	267	10	and	and	CCONJ
cblr-2956	267	11	assuming	assume	VERB
cblr-2956	267	12	there	there	PRON
cblr-2956	267	13	is	be	VERB
cblr-2956	267	14	a	a	DET
cblr-2956	267	15	collateral	collateral	ADJ
cblr-2956	267	16	source	source	NOUN
cblr-2956	267	17	offset	offset	NOUN
cblr-2956	267	18	,	,	PUNCT
cblr-2956	267	19	of	of	ADP
cblr-2956	267	20	the	the	DET
cblr-2956	267	21	1,429	1,429	NUM
cblr-2956	267	22	claimants	claimant	NOUN
cblr-2956	267	23	suffering	suffer	VERB
cblr-2956	267	24	severe	severe	ADJ
cblr-2956	267	25	nonfatal	nonfatal	ADJ
cblr-2956	267	26	injuries	injury	NOUN
cblr-2956	267	27	paid	pay	VERB
cblr-2956	267	28	under	under	ADP
cblr-2956	267	29	tort	tort	NOUN
cblr-2956	267	30	law	law	NOUN
cblr-2956	267	31	853	853	NUM
cblr-2956	267	32	(	(	PUNCT
cblr-2956	267	33	or	or	CCONJ
cblr-2956	267	34	59	59	NUM
cblr-2956	267	35	percent	percent	NOUN
cblr-2956	267	36	)	)	PUNCT
cblr-2956	267	37	would	would	AUX
cblr-2956	267	38	be	be	AUX
cblr-2956	267	39	tendered	tender	VERB
cblr-2956	267	40	early	early	ADJ
cblr-2956	267	41	offers	offer	NOUN
cblr-2956	267	42	under	under	ADP
cblr-2956	267	43	the	the	DET
cblr-2956	267	44	proposed	propose	VERB
cblr-2956	267	45	statute	statute	NOUN
cblr-2956	267	46	[	[	X
cblr-2956	267	47	3bb(1	3bb(1	NUM
cblr-2956	267	48	)	)	PUNCT
cblr-2956	267	49	]	]	PUNCT
cblr-2956	267	50	.	.	PUNCT
cblr-2956	268	1	the	the	DET
cblr-2956	268	2	savings	saving	NOUN
cblr-2956	268	3	from	from	ADP
cblr-2956	268	4	paying	pay	VERB
cblr-2956	268	5	such	such	ADJ
cblr-2956	268	6	claims	claim	NOUN
cblr-2956	268	7	would	would	AUX
cblr-2956	268	8	average	average	VERB
cblr-2956	268	9	$	$	SYM
cblr-2956	268	10	670,116	670,116	NUM
cblr-2956	268	11	per	per	ADP
cblr-2956	268	12	claim	claim	NOUN
cblr-2956	268	13	[	[	X
cblr-2956	268	14	3bb(1	3bb(1	NUM
cblr-2956	268	15	)	)	PUNCT
cblr-2956	268	16	]	]	PUNCT
cblr-2956	268	17	.	.	PUNCT
cblr-2956	269	1	such	such	ADJ
cblr-2956	269	2	claimants	claimant	NOUN
cblr-2956	269	3	would	would	AUX
cblr-2956	269	4	be	be	AUX
cblr-2956	269	5	paid	pay	VERB
cblr-2956	269	6	on	on	ADP
cblr-2956	269	7	average	average	ADJ
cblr-2956	269	8	2.37	2.37	NUM
cblr-2956	269	9	years	year	NOUN
cblr-2956	269	10	(	(	PUNCT
cblr-2956	269	11	860	860	NUM
cblr-2956	269	12	days	day	NOUN
cblr-2956	269	13	)	)	PUNCT
cblr-2956	269	14	'	'	PUNCT
cblr-2956	269	15	for	for	ADP
cblr-2956	269	16	claims	claim	NOUN
cblr-2956	269	17	that	that	PRON
cblr-2956	269	18	settle	settle	VERB
cblr-2956	269	19	without	without	ADP
cblr-2956	269	20	a	a	DET
cblr-2956	269	21	court	court	NOUN
cblr-2956	269	22	decision	decision	NOUN
cblr-2956	269	23	,	,	PUNCT
cblr-2956	269	24	insurers	insurer	NOUN
cblr-2956	269	25	are	be	AUX
cblr-2956	269	26	requested	request	VERB
cblr-2956	269	27	to	to	PART
cblr-2956	269	28	report	report	VERB
cblr-2956	269	29	the	the	DET
cblr-2956	269	30	breakdown	breakdown	NOUN
cblr-2956	269	31	of	of	ADP
cblr-2956	269	32	damages	damage	NOUN
cblr-2956	269	33	into	into	ADP
cblr-2956	269	34	its	its	PRON
cblr-2956	269	35	four	four	NUM
cblr-2956	269	36	components	component	NOUN
cblr-2956	269	37	of	of	ADP
cblr-2956	269	38	economic	economic	ADJ
cblr-2956	269	39	,	,	PUNCT
cblr-2956	269	40	noneconomic	noneconomic	ADJ
cblr-2956	269	41	,	,	PUNCT
cblr-2956	269	42	punitive	punitive	ADJ
cblr-2956	269	43	,	,	PUNCT
cblr-2956	269	44	and	and	CCONJ
cblr-2956	269	45	prejudgment	prejudgment	NOUN
cblr-2956	269	46	interest	interest	NOUN
cblr-2956	269	47	only	only	ADV
cblr-2956	269	48	if	if	SCONJ
cblr-2956	269	49	in	in	ADP
cblr-2956	269	50	the	the	DET
cblr-2956	269	51	opinion	opinion	NOUN
cblr-2956	269	52	of	of	ADP
cblr-2956	269	53	the	the	DET
cblr-2956	269	54	individual	individual	NOUN
cblr-2956	269	55	completing	complete	VERB
cblr-2956	269	56	the	the	DET
cblr-2956	269	57	form	form	NOUN
cblr-2956	269	58	,	,	PUNCT
cblr-2956	269	59	the	the	DET
cblr-2956	269	60	settlement	settlement	NOUN
cblr-2956	269	61	was	be	AUX
cblr-2956	269	62	influenced	influence	VERB
cblr-2956	269	63	by	by	ADP
cblr-2956	269	64	demand	demand	NOUN
cblr-2956	269	65	for	for	ADP
cblr-2956	269	66	or	or	CCONJ
cblr-2956	269	67	possible	possible	ADJ
cblr-2956	269	68	award	award	NOUN
cblr-2956	269	69	of	of	ADP
cblr-2956	269	70	one	one	NUM
cblr-2956	269	71	of	of	ADP
cblr-2956	269	72	the	the	DET
cblr-2956	269	73	latter	latter	ADJ
cblr-2956	269	74	three	three	NUM
cblr-2956	269	75	damages	damage	NOUN
cblr-2956	269	76	components	component	NOUN
cblr-2956	269	77	.	.	PUNCT
cblr-2956	270	1	the	the	DET
cblr-2956	270	2	1607	1607	NUM
cblr-2956	270	3	claims	claim	NOUN
cblr-2956	270	4	noted	note	VERB
cblr-2956	270	5	above	above	ADV
cblr-2956	270	6	are	be	AUX
cblr-2956	270	7	claims	claim	NOUN
cblr-2956	270	8	for	for	ADP
cblr-2956	270	9	which	which	PRON
cblr-2956	270	10	a	a	DET
cblr-2956	270	11	positive	positive	ADJ
cblr-2956	270	12	value	value	NOUN
cblr-2956	270	13	is	be	AUX
cblr-2956	270	14	entered	enter	VERB
cblr-2956	270	15	for	for	ADP
cblr-2956	270	16	punitive	punitive	ADJ
cblr-2956	270	17	damages	damage	NOUN
cblr-2956	270	18	.	.	PUNCT
cblr-2956	271	1	col	col	PROPN
cblr-2956	271	2	uamia	uamia	PROPN
cblr-2956	271	3	b	b	PROPN
cblr-2956	271	4	usiness	usiness	PROPN
cblr-2956	271	5	la	la	PROPN
cblr-2956	271	6	w	w	PROPN
cblr-2956	271	7	re	re	PROPN
cblr-2956	271	8	vie	vie	PROPN
cblr-2956	271	9	w	w	PROPN
cblr-2956	272	1	[	[	X
cblr-2956	272	2	vol	vol	NOUN
cblr-2956	272	3	.	.	PUNCT
cblr-2956	272	4	2008	2008	NUM
cblr-2956	272	5	early	early	ADV
cblr-2956	272	6	offers	offer	VERB
cblr-2956	272	7	reform	reform	NOUN
cblr-2956	272	8	faster	fast	ADV
cblr-2956	272	9	than	than	ADP
cblr-2956	272	10	under	under	ADP
cblr-2956	272	11	tort	tort	NOUN
cblr-2956	272	12	law	law	NOUN
cblr-2956	272	13	[	[	X
cblr-2956	272	14	9bb(1	9bb(1	NOUN
cblr-2956	272	15	)	)	PUNCT
cblr-2956	272	16	]	]	PUNCT
cblr-2956	272	17	,	,	PUNCT
cblr-2956	272	18	with	with	ADP
cblr-2956	272	19	total	total	ADJ
cblr-2956	272	20	litigation	litigation	NOUN
cblr-2956	272	21	costs	cost	NOUN
cblr-2956	272	22	reduced	reduce	VERB
cblr-2956	272	23	by	by	ADP
cblr-2956	272	24	an	an	DET
cblr-2956	272	25	average	average	NOUN
cblr-2956	272	26	of	of	ADP
cblr-2956	272	27	$	$	SYM
cblr-2956	272	28	210,758	210,758	NUM
cblr-2956	272	29	per	per	ADP
cblr-2956	272	30	claim	claim	NOUN
cblr-2956	272	31	[	[	X
cblr-2956	272	32	13bb(1	13bb(1	NUM
cblr-2956	272	33	)	)	PUNCT
cblr-2956	272	34	]	]	PUNCT
cblr-2956	272	35	.	.	PUNCT
cblr-2956	273	1	on	on	ADP
cblr-2956	273	2	the	the	DET
cblr-2956	273	3	debit	debit	NOUN
cblr-2956	273	4	side	side	NOUN
cblr-2956	273	5	,	,	PUNCT
cblr-2956	273	6	admittedly	admittedly	ADV
cblr-2956	273	7	this	this	DET
cblr-2956	273	8	average	average	ADJ
cblr-2956	273	9	payment	payment	NOUN
cblr-2956	273	10	would	would	AUX
cblr-2956	273	11	reduce	reduce	VERB
cblr-2956	273	12	average	average	ADJ
cblr-2956	273	13	payment	payment	NOUN
cblr-2956	273	14	to	to	ADP
cblr-2956	273	15	such	such	ADJ
cblr-2956	273	16	claimants	claimant	NOUN
cblr-2956	273	17	by	by	ADP
cblr-2956	273	18	$	$	SYM
cblr-2956	273	19	275,814	275,814	NUM
cblr-2956	273	20	,	,	PUNCT
cblr-2956	273	21	with	with	ADP
cblr-2956	273	22	only	only	ADV
cblr-2956	273	23	3.86	3.86	NUM
cblr-2956	273	24	percent	percent	NOUN
cblr-2956	273	25	of	of	ADP
cblr-2956	273	26	claimants	claimant	NOUN
cblr-2956	273	27	receiving	receive	VERB
cblr-2956	273	28	more	more	ADV
cblr-2956	273	29	under	under	ADP
cblr-2956	273	30	an	an	DET
cblr-2956	273	31	early	early	ADJ
cblr-2956	273	32	offer	offer	NOUN
cblr-2956	273	33	than	than	ADP
cblr-2956	273	34	under	under	ADP
cblr-2956	273	35	a	a	DET
cblr-2956	273	36	tort	tort	NOUN
cblr-2956	273	37	claim	claim	NOUN
cblr-2956	273	38	[	[	X
cblr-2956	273	39	16bb(1	16bb(1	NOUN
cblr-2956	273	40	)	)	PUNCT
cblr-2956	273	41	]	]	PUNCT
cblr-2956	273	42	.	.	PUNCT
cblr-2956	274	1	some	some	DET
cblr-2956	274	2	claimants	claimant	NOUN
cblr-2956	274	3	may	may	AUX
cblr-2956	274	4	receive	receive	VERB
cblr-2956	274	5	more	more	ADJ
cblr-2956	274	6	under	under	ADP
cblr-2956	274	7	early	early	ADJ
cblr-2956	274	8	offers	offer	NOUN
cblr-2956	274	9	than	than	ADP
cblr-2956	274	10	tort	tort	NOUN
cblr-2956	274	11	if	if	SCONJ
cblr-2956	274	12	most	most	ADJ
cblr-2956	274	13	of	of	ADP
cblr-2956	274	14	their	their	PRON
cblr-2956	274	15	damages	damage	NOUN
cblr-2956	274	16	under	under	ADP
cblr-2956	274	17	the	the	DET
cblr-2956	274	18	current	current	ADJ
cblr-2956	274	19	system	system	NOUN
cblr-2956	274	20	are	be	AUX
cblr-2956	274	21	economic	economic	ADJ
cblr-2956	274	22	loss	loss	NOUN
cblr-2956	274	23	,	,	PUNCT
cblr-2956	274	24	from	from	ADP
cblr-2956	274	25	which	which	PRON
cblr-2956	274	26	one	one	NUM
cblr-2956	274	27	-	-	PUNCT
cblr-2956	274	28	third	third	NOUN
cblr-2956	274	29	is	be	AUX
cblr-2956	274	30	deducted	deduct	VERB
cblr-2956	274	31	for	for	ADP
cblr-2956	274	32	attorneys	attorney	NOUN
cblr-2956	274	33	'	'	PART
cblr-2956	274	34	fees	fee	NOUN
cblr-2956	274	35	.	.	PUNCT
cblr-2956	275	1	but	but	CCONJ
cblr-2956	275	2	even	even	ADV
cblr-2956	275	3	so	so	ADV
cblr-2956	275	4	,	,	PUNCT
cblr-2956	275	5	the	the	DET
cblr-2956	275	6	above	above	ADJ
cblr-2956	275	7	figures	figure	NOUN
cblr-2956	275	8	raise	raise	VERB
cblr-2956	275	9	a	a	DET
cblr-2956	275	10	question	question	NOUN
cblr-2956	275	11	:	:	PUNCT
cblr-2956	275	12	are	be	AUX
cblr-2956	275	13	early	early	ADJ
cblr-2956	275	14	offers	offer	NOUN
cblr-2956	275	15	worth	worth	ADJ
cblr-2956	275	16	the	the	DET
cblr-2956	275	17	trade	trade	NOUN
cblr-2956	275	18	?	?	PUNCT
cblr-2956	276	1	arguably	arguably	ADV
cblr-2956	276	2	yes	yes	INTJ
cblr-2956	276	3	,	,	PUNCT
cblr-2956	276	4	given	give	VERB
cblr-2956	276	5	that	that	SCONJ
cblr-2956	276	6	early	early	ADJ
cblr-2956	276	7	offers	offer	NOUN
cblr-2956	276	8	cover	cover	VERB
cblr-2956	276	9	essential	essential	ADJ
cblr-2956	276	10	losses	loss	NOUN
cblr-2956	276	11	with	with	ADP
cblr-2956	276	12	far	far	ADV
cblr-2956	276	13	lower	low	ADJ
cblr-2956	276	14	costs	cost	NOUN
cblr-2956	276	15	,	,	PUNCT
cblr-2956	276	16	plus	plus	CCONJ
cblr-2956	276	17	the	the	DET
cblr-2956	276	18	greater	great	ADJ
cblr-2956	276	19	promptitude	promptitude	NOUN
cblr-2956	276	20	and	and	CCONJ
cblr-2956	276	21	certainty	certainty	NOUN
cblr-2956	276	22	of	of	ADP
cblr-2956	276	23	such	such	ADJ
cblr-2956	276	24	payments	payment	NOUN
cblr-2956	276	25	.	.	PUNCT
cblr-2956	277	1	but	but	CCONJ
cblr-2956	277	2	to	to	PART
cblr-2956	277	3	lessen	lessen	VERB
cblr-2956	277	4	the	the	DET
cblr-2956	277	5	discrepancy	discrepancy	NOUN
cblr-2956	277	6	of	of	ADP
cblr-2956	277	7	payments	payment	NOUN
cblr-2956	277	8	under	under	ADP
cblr-2956	277	9	early	early	ADJ
cblr-2956	277	10	offers	offer	NOUN
cblr-2956	277	11	compared	compare	VERB
cblr-2956	277	12	to	to	ADP
cblr-2956	277	13	payments	payment	NOUN
cblr-2956	277	14	under	under	ADP
cblr-2956	277	15	tort	tort	NOUN
cblr-2956	277	16	law	law	NOUN
cblr-2956	277	17	for	for	ADP
cblr-2956	277	18	those	those	PRON
cblr-2956	277	19	suffering	suffer	VERB
cblr-2956	277	20	severe	severe	ADJ
cblr-2956	277	21	nonfatal	nonfatal	ADJ
cblr-2956	277	22	injuries	injury	NOUN
cblr-2956	277	23	(	(	PUNCT
cblr-2956	277	24	or	or	CCONJ
cblr-2956	277	25	death	death	NOUN
cblr-2956	277	26	)	)	PUNCT
cblr-2956	277	27	,	,	PUNCT
cblr-2956	277	28	an	an	DET
cblr-2956	277	29	early	early	ADJ
cblr-2956	277	30	offer	offer	NOUN
cblr-2956	277	31	statute	statute	NOUN
cblr-2956	277	32	could	could	AUX
cblr-2956	277	33	require	require	VERB
cblr-2956	277	34	that	that	SCONJ
cblr-2956	277	35	an	an	DET
cblr-2956	277	36	early	early	ADJ
cblr-2956	277	37	offer	offer	NOUN
cblr-2956	277	38	provide	provide	VERB
cblr-2956	277	39	a	a	DET
cblr-2956	277	40	minimum	minimum	ADJ
cblr-2956	277	41	payment	payment	NOUN
cblr-2956	277	42	of	of	ADP
cblr-2956	277	43	either	either	DET
cblr-2956	277	44	payment	payment	NOUN
cblr-2956	277	45	of	of	ADP
cblr-2956	277	46	net	net	ADJ
cblr-2956	277	47	economic	economic	ADJ
cblr-2956	277	48	loss	loss	NOUN
cblr-2956	277	49	or	or	CCONJ
cblr-2956	277	50	a	a	DET
cblr-2956	277	51	minimum	minimum	NOUN
cblr-2956	277	52	of	of	ADP
cblr-2956	277	53	$	$	SYM
cblr-2956	277	54	250,000	250,000	NUM
cblr-2956	277	55	.	.	PUNCT
cblr-2956	278	1	(	(	PUNCT
cblr-2956	278	2	also	also	ADV
cblr-2956	278	3	tested	test	VERB
cblr-2956	278	4	in	in	ADP
cblr-2956	278	5	the	the	DET
cblr-2956	278	6	report	report	NOUN
cblr-2956	278	7	is	be	AUX
cblr-2956	278	8	the	the	DET
cblr-2956	278	9	effect	effect	NOUN
cblr-2956	278	10	of	of	ADP
cblr-2956	278	11	minimums	minimum	NOUN
cblr-2956	278	12	of	of	ADP
cblr-2956	278	13	$	$	SYM
cblr-2956	278	14	100,000	100,000	NUM
cblr-2956	278	15	and	and	CCONJ
cblr-2956	278	16	$	$	SYM
cblr-2956	278	17	500,000	500,000	NUM
cblr-2956	278	18	.	.	PUNCT
cblr-2956	278	19	)	)	PUNCT
cblr-2956	279	1	the	the	DET
cblr-2956	279	2	number	number	NOUN
cblr-2956	279	3	of	of	ADP
cblr-2956	279	4	claimants	claimant	NOUN
cblr-2956	279	5	suffering	suffer	VERB
cblr-2956	279	6	severe	severe	ADJ
cblr-2956	279	7	but	but	CCONJ
cblr-2956	279	8	nonfatal	nonfatal	ADJ
cblr-2956	279	9	injuries	injury	NOUN
cblr-2956	279	10	who	who	PRON
cblr-2956	279	11	lose	lose	VERB
cblr-2956	279	12	an	an	DET
cblr-2956	279	13	amount	amount	NOUN
cblr-2956	279	14	of	of	ADP
cblr-2956	279	15	compensation	compensation	NOUN
cblr-2956	279	16	under	under	ADP
cblr-2956	279	17	the	the	DET
cblr-2956	279	18	$	$	SYM
cblr-2956	279	19	250,000	250,000	NUM
cblr-2956	279	20	option	option	NOUN
cblr-2956	279	21	is	be	AUX
cblr-2956	279	22	reduced	reduce	VERB
cblr-2956	279	23	from	from	ADP
cblr-2956	279	24	672	672	NUM
cblr-2956	279	25	to	to	ADP
cblr-2956	279	26	313	313	NUM
cblr-2956	279	27	,	,	PUNCT
cblr-2956	279	28	with	with	ADP
cblr-2956	279	29	the	the	DET
cblr-2956	279	30	percentage	percentage	NOUN
cblr-2956	279	31	of	of	ADP
cblr-2956	279	32	claimants	claimant	NOUN
cblr-2956	279	33	gaining	gain	VERB
cblr-2956	279	34	in	in	ADP
cblr-2956	279	35	compensation	compensation	NOUN
cblr-2956	279	36	rising	rise	VERB
cblr-2956	279	37	from	from	ADP
cblr-2956	279	38	3.86	3.86	NUM
cblr-2956	279	39	percent	percent	NOUN
cblr-2956	279	40	[	[	X
cblr-2956	279	41	5bb(1	5bb(1	NOUN
cblr-2956	279	42	)	)	PUNCT
cblr-2956	279	43	]	]	PUNCT
cblr-2956	279	44	to	to	ADP
cblr-2956	279	45	32.27	32.27	NUM
cblr-2956	279	46	percent	percent	NOUN
cblr-2956	279	47	[	[	X
cblr-2956	279	48	16bf(1	16bf(1	NOUN
cblr-2956	279	49	)	)	PUNCT
cblr-2956	279	50	]	]	PUNCT
cblr-2956	279	51	.	.	PUNCT
cblr-2956	280	1	on	on	ADP
cblr-2956	280	2	the	the	DET
cblr-2956	280	3	other	other	ADJ
cblr-2956	280	4	hand	hand	NOUN
cblr-2956	280	5	,	,	PUNCT
cblr-2956	280	6	the	the	DET
cblr-2956	280	7	number	number	NOUN
cblr-2956	280	8	of	of	ADP
cblr-2956	280	9	severe	severe	ADJ
cblr-2956	280	10	nonfatal	nonfatal	ADJ
cblr-2956	280	11	injury	injury	NOUN
cblr-2956	280	12	cases	case	NOUN
cblr-2956	280	13	receiving	receive	VERB
cblr-2956	280	14	early	early	ADJ
cblr-2956	280	15	offers	offer	NOUN
cblr-2956	280	16	would	would	AUX
cblr-2956	280	17	be	be	AUX
cblr-2956	280	18	reduced	reduce	VERB
cblr-2956	280	19	from	from	ADP
cblr-2956	280	20	673	673	NUM
cblr-2956	280	21	[	[	X
cblr-2956	280	22	2bb(1	2bb(1	NUM
cblr-2956	280	23	)	)	PUNCT
cblr-2956	280	24	]	]	PUNCT
cblr-2956	280	25	to	to	ADP
cblr-2956	280	26	313	313	NUM
cblr-2956	280	27	,	,	PUNCT
cblr-2956	280	28	with	with	ADP
cblr-2956	280	29	the	the	DET
cblr-2956	280	30	remaining	remain	VERB
cblr-2956	280	31	claimants	claimant	NOUN
cblr-2956	280	32	consigned	consign	VERB
cblr-2956	280	33	to	to	ADP
cblr-2956	280	34	the	the	DET
cblr-2956	280	35	dysfunctions	dysfunction	NOUN
cblr-2956	280	36	of	of	ADP
cblr-2956	280	37	the	the	DET
cblr-2956	280	38	current	current	ADJ
cblr-2956	280	39	tort	tort	NOUN
cblr-2956	280	40	claim	claim	NOUN
cblr-2956	280	41	system	system	NOUN
cblr-2956	280	42	[	[	X
cblr-2956	280	43	2bf(1)1	2bf(1)1	NUM
cblr-2956	280	44	.	.	PUNCT
cblr-2956	281	1	the	the	DET
cblr-2956	281	2	smaller	small	ADJ
cblr-2956	281	3	the	the	DET
cblr-2956	281	4	insurer	insurer	NOUN
cblr-2956	281	5	's	's	PART
cblr-2956	281	6	reserve	reserve	NOUN
cblr-2956	281	7	in	in	ADP
cblr-2956	281	8	any	any	DET
cblr-2956	281	9	given	give	VERB
cblr-2956	281	10	case	case	NOUN
cblr-2956	281	11	,	,	PUNCT
cblr-2956	281	12	the	the	DET
cblr-2956	281	13	less	less	ADV
cblr-2956	281	14	likely	likely	ADJ
cblr-2956	281	15	an	an	DET
cblr-2956	281	16	early	early	ADJ
cblr-2956	281	17	offer	offer	NOUN
cblr-2956	281	18	would	would	AUX
cblr-2956	281	19	be	be	AUX
cblr-2956	281	20	made	make	VERB
cblr-2956	281	21	.	.	PUNCT
cblr-2956	282	1	and	and	CCONJ
cblr-2956	282	2	herein	herein	NOUN
cblr-2956	282	3	lies	lie	VERB
cblr-2956	282	4	an	an	DET
cblr-2956	282	5	important	important	ADJ
cblr-2956	282	6	factor	factor	NOUN
cblr-2956	282	7	of	of	ADP
cblr-2956	282	8	the	the	DET
cblr-2956	282	9	report	report	NOUN
cblr-2956	282	10	:	:	PUNCT
cblr-2956	282	11	the	the	DET
cblr-2956	282	12	initial	initial	ADJ
cblr-2956	282	13	(	(	PUNCT
cblr-2956	282	14	or	or	CCONJ
cblr-2956	282	15	early	early	ADJ
cblr-2956	282	16	)	)	PUNCT
cblr-2956	282	17	dollar	dollar	NOUN
cblr-2956	282	18	reserve	reserve	NOUN
cblr-2956	282	19	allocated	allocate	VERB
cblr-2956	282	20	to	to	PART
cblr-2956	282	21	pay	pay	VERB
cblr-2956	282	22	a	a	DET
cblr-2956	282	23	claim	claim	NOUN
cblr-2956	282	24	seems	seems	AUX
cblr-2956	282	25	often	often	ADV
cblr-2956	282	26	greatly	greatly	ADV
cblr-2956	282	27	underestimated	underestimate	VERB
cblr-2956	282	28	compared	compare	VERB
cblr-2956	282	29	to	to	ADP
cblr-2956	282	30	a	a	DET
cblr-2956	282	31	claim	claim	NOUN
cblr-2956	282	32	's	's	PART
cblr-2956	282	33	ultimate	ultimate	ADJ
cblr-2956	282	34	value	value	NOUN
cblr-2956	282	35	for	for	ADP
cblr-2956	282	36	claims	claim	NOUN
cblr-2956	282	37	that	that	PRON
cblr-2956	282	38	are	be	AUX
cblr-2956	282	39	paid	pay	VERB
cblr-2956	282	40	.	.	PUNCT
cblr-2956	283	1	the	the	DET
cblr-2956	283	2	report	report	NOUN
cblr-2956	283	3	shows	show	VERB
cblr-2956	283	4	that	that	SCONJ
cblr-2956	283	5	for	for	ADP
cblr-2956	283	6	nonfatal	nonfatal	ADJ
cblr-2956	283	7	severe	severe	ADJ
cblr-2956	283	8	injuries	injury	NOUN
cblr-2956	283	9	paid	pay	VERB
cblr-2956	283	10	in	in	ADP
cblr-2956	283	11	tort	tort	NOUN
cblr-2956	283	12	,	,	PUNCT
cblr-2956	283	13	the	the	DET
cblr-2956	283	14	average	average	ADJ
cblr-2956	283	15	initial	initial	ADJ
cblr-2956	283	16	reserve	reserve	NOUN
cblr-2956	283	17	was	be	AUX
cblr-2956	283	18	$	$	SYM
cblr-2956	283	19	543,365	543,365	NUM
cblr-2956	283	20	[	[	X
cblr-2956	283	21	1bb(1)i	1bb(1)i	NUM
cblr-2956	283	22	,	,	PUNCT
cblr-2956	283	23	compared	compare	VERB
cblr-2956	283	24	to	to	ADP
cblr-2956	283	25	a	a	DET
cblr-2956	283	26	final	final	ADJ
cblr-2956	283	27	reserve	reserve	NOUN
cblr-2956	283	28	of	of	ADP
cblr-2956	283	29	$	$	SYM
cblr-2956	283	30	1,347,422	1,347,422	NUM
cblr-2956	283	31	and	and	CCONJ
cblr-2956	283	32	an	an	DET
cblr-2956	283	33	actual	actual	ADJ
cblr-2956	283	34	settlement	settlement	NOUN
cblr-2956	283	35	/	/	SYM
cblr-2956	283	36	award	award	NOUN
cblr-2956	283	37	of	of	ADP
cblr-2956	283	38	$	$	SYM
cblr-2956	283	39	992,514	992,514	NUM
cblr-2956	283	40	[	[	PUNCT
cblr-2956	283	41	lbb(2)(3	lbb(2)(3	NOUN
cblr-2956	283	42	)	)	PUNCT
cblr-2956	283	43	]	]	PUNCT
cblr-2956	283	44	.	.	PUNCT
cblr-2956	284	1	note	note	VERB
cblr-2956	284	2	further	far	ADV
cblr-2956	284	3	,	,	PUNCT
cblr-2956	284	4	that	that	SCONJ
cblr-2956	284	5	only	only	ADV
cblr-2956	284	6	$	$	SYM
cblr-2956	284	7	337,151	337,151	NUM
cblr-2956	284	8	of	of	ADP
cblr-2956	284	9	the	the	DET
cblr-2956	284	10	average	average	ADJ
cblr-2956	284	11	tort	tort	NOUN
cblr-2956	284	12	no	no	INTJ
cblr-2956	284	13	.	.	PUNCT
cblr-2956	285	1	2:423	2:423	NUM
cblr-2956	285	2	]	]	X
cblr-2956	285	3	settlement	settlement	NOUN
cblr-2956	285	4	or	or	CCONJ
cblr-2956	285	5	award	award	NOUN
cblr-2956	285	6	consisted	consist	VERB
cblr-2956	285	7	of	of	ADP
cblr-2956	285	8	the	the	DET
cblr-2956	285	9	claimant	claimant	NOUN
cblr-2956	285	10	's	's	PART
cblr-2956	285	11	economic	economic	ADJ
cblr-2956	285	12	loss	loss	NOUN
cblr-2956	285	13	[	[	X
cblr-2956	285	14	lbb(4	lbb(4	NOUN
cblr-2956	285	15	)	)	PUNCT
cblr-2956	285	16	]	]	PUNCT
cblr-2956	285	17	,	,	PUNCT
cblr-2956	285	18	giving	give	VERB
cblr-2956	285	19	a	a	DET
cblr-2956	285	20	rough	rough	ADJ
cblr-2956	285	21	indication	indication	NOUN
cblr-2956	285	22	of	of	ADP
cblr-2956	285	23	how	how	SCONJ
cblr-2956	285	24	comparatively	comparatively	ADV
cblr-2956	285	25	attractive	attractive	ADJ
cblr-2956	285	26	for	for	ADP
cblr-2956	285	27	insurers	insurer	NOUN
cblr-2956	285	28	early	early	ADJ
cblr-2956	285	29	offers	offer	NOUN
cblr-2956	285	30	will	will	AUX
cblr-2956	285	31	be	be	AUX
cblr-2956	285	32	based	base	VERB
cblr-2956	285	33	on	on	ADP
cblr-2956	285	34	the	the	DET
cblr-2956	285	35	cost	cost	NOUN
cblr-2956	285	36	of	of	ADP
cblr-2956	285	37	paying	pay	VERB
cblr-2956	285	38	only	only	ADJ
cblr-2956	285	39	economic	economic	ADJ
cblr-2956	285	40	loss	loss	NOUN
cblr-2956	285	41	versus	versus	ADP
cblr-2956	285	42	full	full	ADJ
cblr-2956	285	43	damages	damage	NOUN
cblr-2956	285	44	.	.	PUNCT
cblr-2956	286	1	turning	turn	VERB
cblr-2956	286	2	to	to	ADP
cblr-2956	286	3	the	the	DET
cblr-2956	286	4	subset	subset	NOUN
cblr-2956	286	5	of	of	ADP
cblr-2956	286	6	cases	case	NOUN
cblr-2956	286	7	where	where	SCONJ
cblr-2956	286	8	an	an	DET
cblr-2956	286	9	early	early	ADJ
cblr-2956	286	10	offer	offer	NOUN
cblr-2956	286	11	is	be	AUX
cblr-2956	286	12	likely	likely	ADJ
cblr-2956	286	13	,	,	PUNCT
cblr-2956	286	14	final	final	ADJ
cblr-2956	286	15	reserves	reserve	NOUN
cblr-2956	286	16	,	,	PUNCT
cblr-2956	286	17	too	too	ADV
cblr-2956	286	18	,	,	PUNCT
cblr-2956	286	19	are	be	AUX
cblr-2956	286	20	larger	large	ADJ
cblr-2956	286	21	than	than	ADP
cblr-2956	286	22	initial	initial	ADJ
cblr-2956	286	23	reserves	reserve	NOUN
cblr-2956	286	24	.	.	PUNCT
cblr-2956	287	1	those	those	DET
cblr-2956	287	2	defendants	defendant	NOUN
cblr-2956	287	3	are	be	AUX
cblr-2956	287	4	more	more	ADV
cblr-2956	287	5	likely	likely	ADJ
cblr-2956	287	6	to	to	PART
cblr-2956	287	7	make	make	VERB
cblr-2956	287	8	early	early	ADJ
cblr-2956	287	9	offers	offer	NOUN
cblr-2956	287	10	if	if	SCONJ
cblr-2956	287	11	the	the	DET
cblr-2956	287	12	decision	decision	NOUN
cblr-2956	287	13	is	be	AUX
cblr-2956	287	14	based	base	VERB
cblr-2956	287	15	on	on	ADP
cblr-2956	287	16	final	final	ADJ
cblr-2956	287	17	reserves	reserve	NOUN
cblr-2956	287	18	versus	versus	ADP
cblr-2956	287	19	initial	initial	ADJ
cblr-2956	287	20	reserves	reserve	NOUN
cblr-2956	287	21	.	.	PUNCT
cblr-2956	288	1	this	this	PRON
cblr-2956	288	2	would	would	AUX
cblr-2956	288	3	result	result	VERB
cblr-2956	288	4	in	in	ADP
cblr-2956	288	5	(	(	PUNCT
cblr-2956	288	6	1	1	NUM
cblr-2956	288	7	)	)	PUNCT
cblr-2956	288	8	more	more	ADV
cblr-2956	288	9	early	early	ADJ
cblr-2956	288	10	offer	offer	VERB
cblr-2956	288	11	payees	payee	NOUN
cblr-2956	288	12	,	,	PUNCT
cblr-2956	288	13	(	(	PUNCT
cblr-2956	288	14	2	2	X
cblr-2956	288	15	)	)	PUNCT
cblr-2956	288	16	prompter	prompter	NOUN
cblr-2956	288	17	payment	payment	NOUN
cblr-2956	288	18	,	,	PUNCT
cblr-2956	288	19	(	(	PUNCT
cblr-2956	288	20	3	3	X
cblr-2956	288	21	)	)	PUNCT
cblr-2956	288	22	lower	low	ADJ
cblr-2956	288	23	litigation	litigation	NOUN
cblr-2956	288	24	costs	cost	NOUN
cblr-2956	288	25	,	,	PUNCT
cblr-2956	288	26	and	and	CCONJ
cblr-2956	288	27	(	(	PUNCT
cblr-2956	288	28	4	4	X
cblr-2956	288	29	)	)	PUNCT
cblr-2956	288	30	lower	low	ADJ
cblr-2956	288	31	overall	overall	ADJ
cblr-2956	288	32	costs	cost	NOUN
cblr-2956	288	33	[	[	X
cblr-2956	288	34	3bb(1)(2	3bb(1)(2	NUM
cblr-2956	288	35	)	)	PUNCT
cblr-2956	288	36	;	;	PUNCT
cblr-2956	288	37	9bb(1)(2	9bb(1)(2	NUM
cblr-2956	288	38	)	)	PUNCT
cblr-2956	288	39	;	;	PUNCT
cblr-2956	288	40	13bb(1)(2	13bb(1)(2	NUM
cblr-2956	288	41	)	)	PUNCT
cblr-2956	288	42	]	]	PUNCT
cblr-2956	288	43	,	,	PUNCT
cblr-2956	288	44	as	as	SCONJ
cblr-2956	288	45	shown	show	VERB
cblr-2956	288	46	by	by	ADP
cblr-2956	288	47	the	the	DET
cblr-2956	288	48	following	follow	VERB
cblr-2956	288	49	lettered	lettered	ADJ
cblr-2956	288	50	exhibits	exhibit	NOUN
cblr-2956	288	51	:	:	PUNCT
cblr-2956	288	52	exhibit	exhibit	VERB
cblr-2956	288	53	a	a	DET
cblr-2956	288	54	number	number	NOUN
cblr-2956	288	55	of	of	ADP
cblr-2956	288	56	early	early	ADJ
cblr-2956	288	57	offer	offer	NOUN
cblr-2956	288	58	payees	payee	NOUN
cblr-2956	288	59	,	,	PUNCT
cblr-2956	288	60	based	base	VERB
cblr-2956	288	61	on	on	ADP
cblr-2956	288	62	:	:	PUNCT
cblr-2956	288	63	initial	initial	ADJ
cblr-2956	288	64	reserve	reserve	NOUN
cblr-2956	288	65	853	853	NUM
cblr-2956	288	66	final	final	ADJ
cblr-2956	288	67	reserve	reserve	NOUN
cblr-2956	288	68	1386	1386	NUM
cblr-2956	288	69	days	day	NOUN
cblr-2956	288	70	saved	save	VERB
cblr-2956	288	71	,	,	PUNCT
cblr-2956	288	72	based	base	VERB
cblr-2956	288	73	on	on	ADP
cblr-2956	288	74	:	:	PUNCT
cblr-2956	288	75	initial	initial	ADJ
cblr-2956	288	76	reserve	reserve	NOUN
cblr-2956	288	77	860	860	NUM
cblr-2956	288	78	final	final	ADJ
cblr-2956	288	79	reserve	reserve	NOUN
cblr-2956	288	80	884	884	NUM
cblr-2956	288	81	litigation	litigation	NOUN
cblr-2956	288	82	cost	cost	NOUN
cblr-2956	288	83	savings	saving	NOUN
cblr-2956	288	84	,	,	PUNCT
cblr-2956	288	85	based	base	VERB
cblr-2956	288	86	on	on	ADP
cblr-2956	288	87	:	:	PUNCT
cblr-2956	288	88	initial	initial	ADJ
cblr-2956	288	89	reserve	reserve	NOUN
cblr-2956	288	90	$	$	SYM
cblr-2956	288	91	210,758	210,758	NUM
cblr-2956	288	92	final	final	ADJ
cblr-2956	288	93	reserve	reserve	NOUN
cblr-2956	288	94	$	$	SYM
cblr-2956	288	95	263,003	263,003	NUM
cblr-2956	288	96	overall	overall	ADJ
cblr-2956	288	97	savings	saving	NOUN
cblr-2956	288	98	,	,	PUNCT
cblr-2956	288	99	based	base	VERB
cblr-2956	288	100	on	on	ADP
cblr-2956	288	101	:	:	PUNCT
cblr-2956	288	102	initial	initial	ADJ
cblr-2956	288	103	reserve	reserve	NOUN
cblr-2956	288	104	$	$	SYM
cblr-2956	288	105	670,116	670,116	NUM
cblr-2956	288	106	final	final	ADJ
cblr-2956	288	107	reserve	reserve	NOUN
cblr-2956	288	108	$	$	SYM
cblr-2956	288	109	1,120,845	1,120,845	NUM
cblr-2956	288	110	the	the	DET
cblr-2956	288	111	outcome	outcome	NOUN
cblr-2956	288	112	comparisons	comparison	NOUN
cblr-2956	288	113	for	for	ADP
cblr-2956	288	114	payees	payee	NOUN
cblr-2956	288	115	under	under	ADP
cblr-2956	288	116	early	early	ADJ
cblr-2956	288	117	offers	offer	NOUN
cblr-2956	288	118	based	base	VERB
cblr-2956	288	119	on	on	ADP
cblr-2956	288	120	initial	initial	ADJ
cblr-2956	288	121	reserve	reserve	NOUN
cblr-2956	288	122	and	and	CCONJ
cblr-2956	288	123	final	final	ADJ
cblr-2956	288	124	reserve	reserve	NOUN
cblr-2956	288	125	payout	payout	NOUN
cblr-2956	288	126	are	be	AUX
cblr-2956	288	127	as	as	SCONJ
cblr-2956	288	128	follows	follow	VERB
cblr-2956	288	129	[	[	X
cblr-2956	288	130	16bb(1)(2	16bb(1)(2	NUM
cblr-2956	288	131	)	)	PUNCT
cblr-2956	288	132	;	;	PUNCT
cblr-2956	288	133	16bf(1)(2	16bf(1)(2	NUM
cblr-2956	288	134	)	)	PUNCT
cblr-2956	288	135	]	]	PUNCT
cblr-2956	288	136	:	:	PUNCT
cblr-2956	289	1	[	[	X
cblr-2956	289	2	vol	vol	NOUN
cblr-2956	289	3	.	.	PUNCT
cblr-2956	289	4	2008col	2008col	NUM
cblr-2956	289	5	umbia	umbia	NOUN
cblr-2956	289	6	b	b	PROPN
cblr-2956	289	7	usiness	usiness	PROPN
cblr-2956	289	8	la	la	PROPN
cblr-2956	289	9	w	w	PROPN
cblr-2956	289	10	re	re	PROPN
cblr-2956	289	11	vie	vie	PROPN
cblr-2956	289	12	w	w	PROPN
cblr-2956	289	13	earl	earl	PROPN
cblr-2956	289	14	y	y	PROPN
cblr-2956	289	15	offers	offer	VERB
cblr-2956	289	16	reform	reform	NOUN
cblr-2956	289	17	exhibit	exhibit	NOUN
cblr-2956	289	18	b	b	PROPN
cblr-2956	289	19	average	average	ADJ
cblr-2956	289	20	claimant	claimant	NOUN
cblr-2956	289	21	reductions	reduction	NOUN
cblr-2956	289	22	,	,	PUNCT
cblr-2956	289	23	based	base	VERB
cblr-2956	289	24	on	on	ADP
cblr-2956	289	25	:	:	PUNCT
cblr-2956	289	26	initial	initial	ADJ
cblr-2956	289	27	reserve	reserve	NOUN
cblr-2956	289	28	$	$	SYM
cblr-2956	289	29	275,814	275,814	NUM
cblr-2956	289	30	(	(	PUNCT
cblr-2956	289	31	3.86	3.86	NUM
cblr-2956	289	32	percent	percent	NOUN
cblr-2956	289	33	gaining	gain	VERB
cblr-2956	289	34	)	)	PUNCT
cblr-2956	289	35	final	final	ADJ
cblr-2956	289	36	reserve	reserve	NOUN
cblr-2956	289	37	$	$	SYM
cblr-2956	289	38	281,109	281,109	NUM
cblr-2956	289	39	(	(	PUNCT
cblr-2956	289	40	5.19	5.19	NUM
cblr-2956	289	41	percent	percent	NOUN
cblr-2956	289	42	gaining	gain	VERB
cblr-2956	289	43	)	)	PUNCT
cblr-2956	289	44	average	average	ADJ
cblr-2956	289	45	claimant	claimant	NOUN
cblr-2956	289	46	reductions	reduction	NOUN
cblr-2956	289	47	with	with	ADP
cblr-2956	289	48	$	$	SYM
cblr-2956	289	49	250,000	250,000	NUM
cblr-2956	289	50	minimum	minimum	NOUN
cblr-2956	289	51	,	,	PUNCT
cblr-2956	289	52	based	base	VERB
cblr-2956	289	53	on	on	ADP
cblr-2956	289	54	:	:	PUNCT
cblr-2956	289	55	initial	initial	ADJ
cblr-2956	289	56	reserve	reserve	NOUN
cblr-2956	289	57	$	$	SYM
cblr-2956	289	58	459,716	459,716	NUM
cblr-2956	289	59	(	(	PUNCT
cblr-2956	289	60	32.27	32.27	NUM
cblr-2956	289	61	percent	percent	NOUN
cblr-2956	289	62	gaining	gain	VERB
cblr-2956	289	63	)	)	PUNCT
cblr-2956	289	64	final	final	ADJ
cblr-2956	289	65	reserve	reserve	NOUN
cblr-2956	289	66	$	$	SYM
cblr-2956	289	67	360,344	360,344	NUM
cblr-2956	289	68	(	(	PUNCT
cblr-2956	289	69	34.72	34.72	NUM
cblr-2956	289	70	percent	percent	NOUN
cblr-2956	289	71	gaining	gaining	NOUN
cblr-2956	289	72	)	)	PUNCT
cblr-2956	289	73	a	a	DET
cblr-2956	289	74	minimum	minimum	ADJ
cblr-2956	289	75	payment	payment	NOUN
cblr-2956	289	76	increases	increase	NOUN
cblr-2956	289	77	average	average	ADJ
cblr-2956	289	78	claimant	claimant	NOUN
cblr-2956	289	79	reductions	reduction	NOUN
cblr-2956	289	80	in	in	ADP
cblr-2956	289	81	compensation	compensation	NOUN
cblr-2956	289	82	because	because	SCONJ
cblr-2956	289	83	the	the	DET
cblr-2956	289	84	mix	mix	NOUN
cblr-2956	289	85	of	of	ADP
cblr-2956	289	86	claims	claim	NOUN
cblr-2956	289	87	affected	affect	VERB
cblr-2956	289	88	by	by	ADP
cblr-2956	289	89	early	early	ADJ
cblr-2956	289	90	offers	offer	NOUN
cblr-2956	289	91	changes	change	NOUN
cblr-2956	289	92	.	.	PUNCT
cblr-2956	290	1	such	such	DET
cblr-2956	290	2	a	a	DET
cblr-2956	290	3	minimum	minimum	NOUN
cblr-2956	290	4	reduces	reduce	VERB
cblr-2956	290	5	the	the	DET
cblr-2956	290	6	number	number	NOUN
cblr-2956	290	7	of	of	ADP
cblr-2956	290	8	claims	claim	NOUN
cblr-2956	290	9	eligible	eligible	ADJ
cblr-2956	290	10	for	for	ADP
cblr-2956	290	11	an	an	DET
cblr-2956	290	12	early	early	ADJ
cblr-2956	290	13	offer	offer	NOUN
cblr-2956	290	14	(	(	PUNCT
cblr-2956	290	15	compared	compare	VERB
cblr-2956	290	16	to	to	ADP
cblr-2956	290	17	paying	pay	VERB
cblr-2956	290	18	only	only	ADV
cblr-2956	290	19	net	net	ADJ
cblr-2956	290	20	economic	economic	ADJ
cblr-2956	290	21	losses	loss	NOUN
cblr-2956	290	22	)	)	PUNCT
cblr-2956	290	23	,	,	PUNCT
cblr-2956	290	24	with	with	ADP
cblr-2956	290	25	the	the	DET
cblr-2956	290	26	result	result	NOUN
cblr-2956	290	27	that	that	SCONJ
cblr-2956	290	28	the	the	DET
cblr-2956	290	29	altered	altered	ADJ
cblr-2956	290	30	mix	mix	NOUN
cblr-2956	290	31	of	of	ADP
cblr-2956	290	32	cases	case	NOUN
cblr-2956	290	33	entails	entail	VERB
cblr-2956	290	34	only	only	ADV
cblr-2956	290	35	higher	high	ADJ
cblr-2956	290	36	value	value	NOUN
cblr-2956	290	37	claims	claim	NOUN
cblr-2956	290	38	.	.	PUNCT
cblr-2956	291	1	the	the	DET
cblr-2956	291	2	important	important	ADJ
cblr-2956	291	3	point	point	NOUN
cblr-2956	291	4	here	here	ADV
cblr-2956	291	5	is	be	AUX
cblr-2956	291	6	that	that	SCONJ
cblr-2956	291	7	the	the	PRON
cblr-2956	291	8	larger	large	ADJ
cblr-2956	291	9	the	the	DET
cblr-2956	291	10	final	final	ADJ
cblr-2956	291	11	reserve	reserve	NOUN
cblr-2956	291	12	or	or	CCONJ
cblr-2956	291	13	payment	payment	NOUN
cblr-2956	291	14	compared	compare	VERB
cblr-2956	291	15	to	to	ADP
cblr-2956	291	16	the	the	DET
cblr-2956	291	17	initial	initial	ADJ
cblr-2956	291	18	reserve	reserve	NOUN
cblr-2956	291	19	,	,	PUNCT
cblr-2956	291	20	the	the	PRON
cblr-2956	291	21	greater	great	ADJ
cblr-2956	291	22	the	the	DET
cblr-2956	291	23	incentive	incentive	NOUN
cblr-2956	291	24	for	for	SCONJ
cblr-2956	291	25	insurers	insurer	NOUN
cblr-2956	291	26	to	to	PART
cblr-2956	291	27	set	set	VERB
cblr-2956	291	28	a	a	DET
cblr-2956	291	29	more	more	ADV
cblr-2956	291	30	realistic	realistic	ADJ
cblr-2956	291	31	and	and	CCONJ
cblr-2956	291	32	therefore	therefore	ADV
cblr-2956	291	33	a	a	DET
cblr-2956	291	34	higher	high	ADJ
cblr-2956	291	35	initial	initial	ADJ
cblr-2956	291	36	reserve	reserve	NOUN
cblr-2956	291	37	,	,	PUNCT
cblr-2956	291	38	leading	lead	VERB
cblr-2956	291	39	in	in	ADP
cblr-2956	291	40	turn	turn	NOUN
cblr-2956	291	41	to	to	ADP
cblr-2956	291	42	more	more	ADJ
cblr-2956	291	43	and	and	CCONJ
cblr-2956	291	44	higher	high	ADJ
cblr-2956	291	45	early	early	ADJ
cblr-2956	291	46	offers	offer	NOUN
cblr-2956	291	47	.	.	PUNCT
cblr-2956	292	1	in	in	ADP
cblr-2956	292	2	this	this	DET
cblr-2956	292	3	connection	connection	NOUN
cblr-2956	292	4	it	it	PRON
cblr-2956	292	5	should	should	AUX
cblr-2956	292	6	be	be	AUX
cblr-2956	292	7	noted	note	VERB
cblr-2956	292	8	that	that	SCONJ
cblr-2956	292	9	insurers	insurer	NOUN
cblr-2956	292	10	'	'	PART
cblr-2956	292	11	final	final	ADJ
cblr-2956	292	12	reserve	reserve	NOUN
cblr-2956	292	13	for	for	ADP
cblr-2956	292	14	claims	claim	NOUN
cblr-2956	292	15	involving	involve	VERB
cblr-2956	292	16	severe	severe	ADJ
cblr-2956	292	17	nonfatal	nonfatal	ADJ
cblr-2956	292	18	injuries	injury	NOUN
cblr-2956	292	19	averages	average	VERB
cblr-2956	292	20	$	$	SYM
cblr-2956	292	21	1,347,422	1,347,422	NUM
cblr-2956	292	22	,	,	PUNCT
cblr-2956	292	23	which	which	PRON
cblr-2956	292	24	is	be	AUX
cblr-2956	292	25	closer	close	ADJ
cblr-2956	292	26	to	to	ADP
cblr-2956	292	27	the	the	DET
cblr-2956	292	28	average	average	ADJ
cblr-2956	292	29	settlement	settlement	NOUN
cblr-2956	292	30	/	/	SYM
cblr-2956	292	31	award	award	NOUN
cblr-2956	292	32	of	of	ADP
cblr-2956	292	33	$	$	SYM
cblr-2956	292	34	992,514	992,514	NUM
cblr-2956	292	35	than	than	ADP
cblr-2956	292	36	the	the	DET
cblr-2956	292	37	average	average	ADJ
cblr-2956	292	38	initial	initial	ADJ
cblr-2956	292	39	reserve	reserve	NOUN
cblr-2956	292	40	of	of	ADP
cblr-2956	292	41	$	$	SYM
cblr-2956	292	42	543,365	543,365	NUM
cblr-2956	292	43	[	[	PUNCT
cblr-2956	292	44	1bb(2)(3)(1)].10	1bb(2)(3)(1)].10	NUM
cblr-2956	292	45	of	of	ADP
cblr-2956	292	46	course	course	NOUN
cblr-2956	292	47	insurers	insurer	NOUN
cblr-2956	292	48	currently	currently	ADV
cblr-2956	292	49	do	do	AUX
cblr-2956	292	50	not	not	PART
cblr-2956	292	51	have	have	VERB
cblr-2956	292	52	knowledge	knowledge	NOUN
cblr-2956	292	53	of	of	ADP
cblr-2956	292	54	the	the	DET
cblr-2956	292	55	later	later	ADJ
cblr-2956	292	56	reserve	reserve	NOUN
cblr-2956	292	57	or	or	CCONJ
cblr-2956	292	58	final	final	ADJ
cblr-2956	292	59	payout	payout	NOUN
cblr-2956	292	60	at	at	ADP
cblr-2956	292	61	the	the	DET
cblr-2956	292	62	time	time	NOUN
cblr-2956	292	63	they	they	PRON
cblr-2956	292	64	are	be	AUX
cblr-2956	292	65	making	make	VERB
cblr-2956	292	66	the	the	DET
cblr-2956	292	67	initial	initial	ADJ
cblr-2956	292	68	reserve	reserve	NOUN
cblr-2956	292	69	.	.	PUNCT
cblr-2956	293	1	however	however	ADV
cblr-2956	293	2	,	,	PUNCT
cblr-2956	293	3	if	if	SCONJ
cblr-2956	293	4	the	the	DET
cblr-2956	293	5	early	early	ADJ
cblr-2956	293	6	offer	offer	NOUN
cblr-2956	293	7	proposal	proposal	NOUN
cblr-2956	293	8	is	be	AUX
cblr-2956	293	9	adopted	adopt	VERB
cblr-2956	293	10	,	,	PUNCT
cblr-2956	293	11	insurers	insurer	NOUN
cblr-2956	293	12	would	would	AUX
cblr-2956	293	13	seemingly	seemingly	ADV
cblr-2956	293	14	have	have	VERB
cblr-2956	293	15	an	an	DET
cblr-2956	293	16	incentive	incentive	NOUN
cblr-2956	293	17	to	to	PART
cblr-2956	293	18	do	do	AUX
cblr-2956	293	19	a	a	DET
cblr-2956	293	20	more	more	ADV
cblr-2956	293	21	refined	refined	ADJ
cblr-2956	293	22	analysis	analysis	NOUN
cblr-2956	293	23	of	of	ADP
cblr-2956	293	24	a	a	DET
cblr-2956	293	25	claim	claim	NOUN
cblr-2956	293	26	at	at	ADP
cblr-2956	293	27	an	an	DET
cblr-2956	293	28	earlier	early	ADJ
cblr-2956	293	29	stage	stage	NOUN
cblr-2956	293	30	than	than	SCONJ
cblr-2956	293	31	they	they	PRON
cblr-2956	293	32	do	do	AUX
cblr-2956	293	33	at	at	ADP
cblr-2956	293	34	present	present	ADJ
cblr-2956	293	35	.	.	PUNCT
cblr-2956	294	1	but	but	CCONJ
cblr-2956	294	2	even	even	ADV
cblr-2956	294	3	without	without	ADP
cblr-2956	294	4	adjusting	adjust	VERB
cblr-2956	294	5	the	the	DET
cblr-2956	294	6	initial	initial	ADJ
cblr-2956	294	7	reserve	reserve	NOUN
cblr-2956	294	8	values	value	NOUN
cblr-2956	294	9	to	to	PART
cblr-2956	294	10	reflect	reflect	VERB
cblr-2956	294	11	the	the	DET
cblr-2956	294	12	likely	likely	ADV
cblr-2956	294	13	greater	great	ADJ
cblr-2956	294	14	research	research	NOUN
cblr-2956	294	15	that	that	PRON
cblr-2956	294	16	will	will	AUX
cblr-2956	294	17	occur	occur	VERB
cblr-2956	294	18	in	in	ADP
cblr-2956	294	19	10	10	NUM
cblr-2956	294	20	adding	add	VERB
cblr-2956	294	21	defense	defense	NOUN
cblr-2956	294	22	costs	cost	NOUN
cblr-2956	294	23	to	to	ADP
cblr-2956	294	24	the	the	DET
cblr-2956	294	25	settlement	settlement	NOUN
cblr-2956	294	26	/	/	SYM
cblr-2956	294	27	award	award	NOUN
cblr-2956	294	28	would	would	AUX
cblr-2956	294	29	bring	bring	VERB
cblr-2956	294	30	these	these	DET
cblr-2956	294	31	numbers	number	NOUN
cblr-2956	294	32	even	even	ADV
cblr-2956	294	33	closer	close	ADV
cblr-2956	294	34	.	.	PUNCT
cblr-2956	295	1	no	no	INTJ
cblr-2956	295	2	.	.	NOUN
cblr-2956	296	1	2:4231	2:4231	NUM
cblr-2956	296	2	an	an	DET
cblr-2956	296	3	early	early	ADJ
cblr-2956	296	4	offer	offer	NOUN
cblr-2956	296	5	regime	regime	NOUN
cblr-2956	296	6	,	,	PUNCT
cblr-2956	296	7	the	the	DET
cblr-2956	296	8	data	datum	NOUN
cblr-2956	296	9	still	still	ADV
cblr-2956	296	10	seem	seem	VERB
cblr-2956	296	11	to	to	PART
cblr-2956	296	12	indicate	indicate	VERB
cblr-2956	296	13	widespread	widespread	ADJ
cblr-2956	296	14	opportunities	opportunity	NOUN
cblr-2956	296	15	for	for	ADP
cblr-2956	296	16	successful	successful	ADJ
cblr-2956	296	17	early	early	ADJ
cblr-2956	296	18	offers	offer	NOUN
cblr-2956	296	19	.	.	PUNCT
cblr-2956	297	1	1	1	NUM
cblr-2956	297	2	'	'	NUM
cblr-2956	297	3	4	4	NUM
cblr-2956	297	4	.	.	PUNCT
cblr-2956	297	5	components	component	NOUN
cblr-2956	297	6	of	of	ADP
cblr-2956	297	7	the	the	DET
cblr-2956	297	8	early	early	ADJ
cblr-2956	297	9	offer	offer	NOUN
cblr-2956	297	10	proposal	proposal	NOUN
cblr-2956	297	11	4a	4a	NOUN
cblr-2956	297	12	.	.	PUNCT
cblr-2956	298	1	expected	expect	VERB
cblr-2956	298	2	overall	overall	ADJ
cblr-2956	298	3	insurers	insurer	NOUN
cblr-2956	298	4	'	'	PART
cblr-2956	298	5	costs	cost	NOUN
cblr-2956	298	6	as	as	SCONJ
cblr-2956	298	7	seen	see	VERB
cblr-2956	298	8	,	,	PUNCT
cblr-2956	298	9	the	the	DET
cblr-2956	298	10	maximum	maximum	ADJ
cblr-2956	298	11	an	an	DET
cblr-2956	298	12	insurer	insurer	NOUN
cblr-2956	298	13	would	would	AUX
cblr-2956	298	14	be	be	AUX
cblr-2956	298	15	willing	willing	ADJ
cblr-2956	298	16	to	to	PART
cblr-2956	298	17	offer	offer	VERB
cblr-2956	298	18	under	under	ADP
cblr-2956	298	19	the	the	DET
cblr-2956	298	20	early	early	ADJ
cblr-2956	298	21	offer	offer	NOUN
cblr-2956	298	22	proposal	proposal	NOUN
cblr-2956	298	23	is	be	AUX
cblr-2956	298	24	governed	govern	VERB
cblr-2956	298	25	by	by	ADP
cblr-2956	298	26	the	the	DET
cblr-2956	298	27	insurer	insurer	NOUN
cblr-2956	298	28	's	's	PART
cblr-2956	298	29	expected	expect	VERB
cblr-2956	298	30	liability	liability	NOUN
cblr-2956	298	31	and	and	CCONJ
cblr-2956	298	32	litigation	litigation	NOUN
cblr-2956	298	33	costs	cost	NOUN
cblr-2956	298	34	of	of	ADP
cblr-2956	298	35	proceeding	proceed	VERB
cblr-2956	298	36	with	with	ADP
cblr-2956	298	37	the	the	DET
cblr-2956	298	38	claim	claim	NOUN
cblr-2956	298	39	under	under	ADP
cblr-2956	298	40	current	current	ADJ
cblr-2956	298	41	tort	tort	NOUN
cblr-2956	298	42	law	law	NOUN
cblr-2956	298	43	.	.	PUNCT
cblr-2956	299	1	this	this	DET
cblr-2956	299	2	expectation	expectation	NOUN
cblr-2956	299	3	,	,	PUNCT
cblr-2956	299	4	of	of	ADP
cblr-2956	299	5	course	course	NOUN
cblr-2956	299	6	,	,	PUNCT
cblr-2956	299	7	takes	take	VERB
cblr-2956	299	8	into	into	ADP
cblr-2956	299	9	account	account	NOUN
cblr-2956	299	10	the	the	DET
cblr-2956	299	11	probability	probability	NOUN
cblr-2956	299	12	of	of	ADP
cblr-2956	299	13	,	,	PUNCT
cblr-2956	299	14	as	as	ADV
cblr-2956	299	15	well	well	ADV
cblr-2956	299	16	as	as	ADP
cblr-2956	299	17	the	the	DET
cblr-2956	299	18	amount	amount	NOUN
cblr-2956	299	19	involved	involve	VERB
cblr-2956	299	20	in	in	ADP
cblr-2956	299	21	,	,	PUNCT
cblr-2956	299	22	settling	settle	VERB
cblr-2956	299	23	the	the	DET
cblr-2956	299	24	claim	claim	NOUN
cblr-2956	299	25	or	or	CCONJ
cblr-2956	299	26	losing	lose	VERB
cblr-2956	299	27	the	the	DET
cblr-2956	299	28	case	case	NOUN
cblr-2956	299	29	in	in	ADP
cblr-2956	299	30	court	court	NOUN
cblr-2956	299	31	.	.	PUNCT
cblr-2956	300	1	these	these	DET
cblr-2956	300	2	probabilities	probability	NOUN
cblr-2956	300	3	are	be	AUX
cblr-2956	300	4	incorporated	incorporate	VERB
cblr-2956	300	5	in	in	ADP
cblr-2956	300	6	the	the	DET
cblr-2956	300	7	reserve	reserve	NOUN
cblr-2956	300	8	amounts	amount	NOUN
cblr-2956	300	9	.	.	PUNCT
cblr-2956	301	1	as	as	SCONJ
cblr-2956	301	2	also	also	ADV
cblr-2956	301	3	seen	see	VERB
cblr-2956	301	4	above	above	ADV
cblr-2956	301	5	,	,	PUNCT
cblr-2956	301	6	in	in	ADP
cblr-2956	301	7	our	our	PRON
cblr-2956	301	8	calculations	calculation	NOUN
cblr-2956	301	9	we	we	PRON
cblr-2956	301	10	use	use	VERB
cblr-2956	301	11	three	three	NUM
cblr-2956	301	12	different	different	ADJ
cblr-2956	301	13	reference	reference	NOUN
cblr-2956	301	14	measurements	measurement	NOUN
cblr-2956	301	15	to	to	PART
cblr-2956	301	16	estimate	estimate	VERB
cblr-2956	301	17	the	the	DET
cblr-2956	301	18	basis	basis	NOUN
cblr-2956	301	19	for	for	ADP
cblr-2956	301	20	the	the	DET
cblr-2956	301	21	defendant	defendant	NOUN
cblr-2956	301	22	's	's	PART
cblr-2956	301	23	decision	decision	NOUN
cblr-2956	301	24	.	.	PUNCT
cblr-2956	302	1	the	the	DET
cblr-2956	302	2	first	first	ADJ
cblr-2956	302	3	measure	measure	NOUN
cblr-2956	302	4	is	be	AUX
cblr-2956	302	5	the	the	DET
cblr-2956	302	6	defendant	defendant	NOUN
cblr-2956	302	7	's	's	PART
cblr-2956	302	8	initial	initial	ADJ
cblr-2956	302	9	reserve	reserve	NOUN
cblr-2956	302	10	amount	amount	NOUN
cblr-2956	302	11	set	set	VERB
cblr-2956	302	12	aside	aside	ADV
cblr-2956	302	13	for	for	ADP
cblr-2956	302	14	possible	possible	ADJ
cblr-2956	302	15	payment	payment	NOUN
cblr-2956	302	16	in	in	ADP
cblr-2956	302	17	the	the	DET
cblr-2956	302	18	tort	tort	NOUN
cblr-2956	302	19	case	case	NOUN
cblr-2956	302	20	.	.	PUNCT
cblr-2956	303	1	the	the	DET
cblr-2956	303	2	second	second	ADJ
cblr-2956	303	3	measure	measure	NOUN
cblr-2956	303	4	is	be	AUX
cblr-2956	303	5	its	its	PRON
cblr-2956	303	6	final	final	ADJ
cblr-2956	303	7	reserve	reserve	NOUN
cblr-2956	303	8	amount	amount	NOUN
cblr-2956	303	9	set	set	VERB
cblr-2956	303	10	aside	aside	ADV
cblr-2956	303	11	for	for	ADP
cblr-2956	303	12	the	the	DET
cblr-2956	303	13	same	same	ADJ
cblr-2956	303	14	case	case	NOUN
cblr-2956	303	15	.	.	PUNCT
cblr-2956	304	1	the	the	DET
cblr-2956	304	2	third	third	ADJ
cblr-2956	304	3	measure	measure	NOUN
cblr-2956	304	4	is	be	AUX
cblr-2956	304	5	the	the	DET
cblr-2956	304	6	actual	actual	ADJ
cblr-2956	304	7	amount	amount	NOUN
cblr-2956	304	8	of	of	ADP
cblr-2956	304	9	the	the	DET
cblr-2956	304	10	settlement	settlement	NOUN
cblr-2956	304	11	or	or	CCONJ
cblr-2956	304	12	court	court	NOUN
cblr-2956	304	13	award	award	NOUN
cblr-2956	304	14	in	in	ADP
cblr-2956	304	15	the	the	DET
cblr-2956	304	16	case	case	NOUN
cblr-2956	304	17	,	,	PUNCT
cblr-2956	304	18	plus	plus	CCONJ
cblr-2956	304	19	associated	associate	VERB
cblr-2956	304	20	legal	legal	ADJ
cblr-2956	304	21	defense	defense	NOUN
cblr-2956	304	22	expenses	expense	NOUN
cblr-2956	304	23	.	.	PUNCT
cblr-2956	305	1	(	(	PUNCT
cblr-2956	305	2	note	note	VERB
cblr-2956	305	3	again	again	ADV
cblr-2956	305	4	,	,	PUNCT
cblr-2956	305	5	the	the	DET
cblr-2956	305	6	use	use	NOUN
cblr-2956	305	7	of	of	ADP
cblr-2956	305	8	the	the	DET
cblr-2956	305	9	second	second	ADJ
cblr-2956	305	10	or	or	CCONJ
cblr-2956	305	11	third	third	ADJ
cblr-2956	305	12	measure	measure	NOUN
cblr-2956	305	13	to	to	PART
cblr-2956	305	14	decide	decide	VERB
cblr-2956	305	15	on	on	ADP
cblr-2956	305	16	the	the	DET
cblr-2956	305	17	feasibility	feasibility	NOUN
cblr-2956	305	18	of	of	ADP
cblr-2956	305	19	an	an	DET
cblr-2956	305	20	early	early	ADJ
cblr-2956	305	21	offer	offer	NOUN
cblr-2956	305	22	assumes	assume	VERB
cblr-2956	305	23	either	either	CCONJ
cblr-2956	305	24	much	much	ADV
cblr-2956	305	25	greater	great	ADJ
cblr-2956	305	26	foresight	foresight	NOUN
cblr-2956	305	27	on	on	ADP
cblr-2956	305	28	the	the	DET
cblr-2956	305	29	part	part	NOUN
cblr-2956	305	30	of	of	ADP
cblr-2956	305	31	the	the	DET
cblr-2956	305	32	insurer	insurer	NOUN
cblr-2956	305	33	or	or	CCONJ
cblr-2956	305	34	more	more	ADV
cblr-2956	305	35	expeditious	expeditious	ADJ
cblr-2956	305	36	analysis	analysis	NOUN
cblr-2956	305	37	.	.	PUNCT
cblr-2956	305	38	)	)	PUNCT
cblr-2956	306	1	the	the	DET
cblr-2956	306	2	texas	texas	PROPN
cblr-2956	306	3	closed	close	VERB
cblr-2956	306	4	claim	claim	NOUN
cblr-2956	306	5	data	datum	NOUN
cblr-2956	306	6	used	use	VERB
cblr-2956	306	7	here	here	ADV
cblr-2956	306	8	reports	report	NOUN
cblr-2956	306	9	initial	initial	ADJ
cblr-2956	306	10	and	and	CCONJ
cblr-2956	306	11	final	final	ADJ
cblr-2956	306	12	reserve	reserve	NOUN
cblr-2956	306	13	divided	divide	VERB
cblr-2956	306	14	into	into	ADP
cblr-2956	306	15	"	"	PUNCT
cblr-2956	306	16	indemnity	indemnity	NOUN
cblr-2956	306	17	"	"	PUNCT
cblr-2956	306	18	reserve	reserve	NOUN
cblr-2956	306	19	(	(	PUNCT
cblr-2956	306	20	i.e.	i.e.	X
cblr-2956	306	21	,	,	PUNCT
cblr-2956	306	22	the	the	DET
cblr-2956	306	23	reserve	reserve	NOUN
cblr-2956	306	24	for	for	ADP
cblr-2956	306	25	payments	payment	NOUN
cblr-2956	306	26	)	)	PUNCT
cblr-2956	306	27	and	and	CCONJ
cblr-2956	306	28	"	"	PUNCT
cblr-2956	306	29	expense	expense	NOUN
cblr-2956	306	30	"	"	PUNCT
cblr-2956	306	31	reserve	reserve	NOUN
cblr-2956	306	32	(	(	PUNCT
cblr-2956	306	33	i.e.	i.e.	X
cblr-2956	306	34	,	,	PUNCT
cblr-2956	306	35	the	the	DET
cblr-2956	306	36	reserve	reserve	NOUN
cblr-2956	306	37	for	for	ADP
cblr-2956	306	38	all	all	DET
cblr-2956	306	39	claim	claim	NOUN
cblr-2956	306	40	-	-	PUNCT
cblr-2956	306	41	related	relate	VERB
cblr-2956	306	42	defense	defense	NOUN
cblr-2956	306	43	expenses	expense	NOUN
cblr-2956	306	44	)	)	PUNCT
cblr-2956	306	45	.	.	PUNCT
cblr-2956	307	1	the	the	DET
cblr-2956	307	2	expense	expense	PROPN
cblr-2956	307	3	reserve	reserve	PROPN
cblr-2956	307	4	information	information	NOUN
cblr-2956	307	5	permits	permit	VERB
cblr-2956	307	6	consideration	consideration	NOUN
cblr-2956	307	7	of	of	ADP
cblr-2956	307	8	alternative	alternative	ADJ
cblr-2956	307	9	assumptions	assumption	NOUN
cblr-2956	307	10	about	about	ADP
cblr-2956	307	11	reductions	reduction	NOUN
cblr-2956	307	12	in	in	ADP
cblr-2956	307	13	expected	expect	VERB
cblr-2956	307	14	legal	legal	ADJ
cblr-2956	307	15	"	"	PUNCT
cblr-2956	307	16	for	for	ADP
cblr-2956	307	17	an	an	DET
cblr-2956	307	18	economic	economic	ADJ
cblr-2956	307	19	model	model	NOUN
cblr-2956	307	20	of	of	ADP
cblr-2956	307	21	the	the	DET
cblr-2956	307	22	cost	cost	NOUN
cblr-2956	307	23	and	and	CCONJ
cblr-2956	307	24	other	other	ADJ
cblr-2956	307	25	effects	effect	NOUN
cblr-2956	307	26	of	of	ADP
cblr-2956	307	27	the	the	DET
cblr-2956	307	28	early	early	ADJ
cblr-2956	307	29	offer	offer	NOUN
cblr-2956	307	30	proposal	proposal	NOUN
cblr-2956	307	31	applicable	applicable	ADJ
cblr-2956	307	32	to	to	ADP
cblr-2956	307	33	medical	medical	ADJ
cblr-2956	307	34	malpractice	malpractice	NOUN
cblr-2956	307	35	claims	claim	NOUN
cblr-2956	307	36	also	also	ADV
cblr-2956	307	37	showing	show	VERB
cblr-2956	307	38	similar	similar	ADJ
cblr-2956	307	39	results	result	NOUN
cblr-2956	307	40	,	,	PUNCT
cblr-2956	307	41	see	see	VERB
cblr-2956	307	42	jeffrey	jeffrey	PROPN
cblr-2956	307	43	o'connell	o'connell	PROPN
cblr-2956	307	44	,	,	PUNCT
cblr-2956	307	45	jeremy	jeremy	PROPN
cblr-2956	307	46	kidd	kidd	PROPN
cblr-2956	307	47	&	&	CCONJ
cblr-2956	307	48	evan	evan	PROPN
cblr-2956	307	49	stephenson	stephenson	PROPN
cblr-2956	307	50	,	,	PUNCT
cblr-2956	307	51	an	an	DET
cblr-2956	307	52	economic	economic	ADJ
cblr-2956	307	53	model	model	NOUN
cblr-2956	307	54	costing	cost	VERB
cblr-2956	307	55	"	"	PUNCT
cblr-2956	307	56	early	early	ADJ
cblr-2956	307	57	offers	offer	NOUN
cblr-2956	307	58	"	"	PUNCT
cblr-2956	307	59	medical	medical	ADJ
cblr-2956	307	60	malpractice	malpractice	NOUN
cblr-2956	307	61	reform	reform	NOUN
cblr-2956	307	62	:	:	PUNCT
cblr-2956	307	63	trading	trade	VERB
cblr-2956	307	64	noneconomic	noneconomic	ADJ
cblr-2956	307	65	damages	damage	NOUN
cblr-2956	307	66	for	for	ADP
cblr-2956	307	67	prompt	prompt	ADJ
cblr-2956	307	68	payment	payment	NOUN
cblr-2956	307	69	of	of	ADP
cblr-2956	307	70	economic	economic	ADJ
cblr-2956	307	71	damages	damage	NOUN
cblr-2956	307	72	,	,	PUNCT
cblr-2956	307	73	35	35	NUM
cblr-2956	307	74	n.m	n.m	PROPN
cblr-2956	307	75	.	.	PROPN
cblr-2956	307	76	l.	l.	PROPN
cblr-2956	307	77	rev	rev	PROPN
cblr-2956	307	78	.	.	PROPN
cblr-2956	307	79	259	259	NUM
cblr-2956	307	80	,	,	PUNCT
cblr-2956	307	81	264	264	NUM
cblr-2956	307	82	-	-	SYM
cblr-2956	307	83	70	70	NUM
cblr-2956	307	84	(	(	PUNCT
cblr-2956	307	85	2005	2005	NUM
cblr-2956	307	86	)	)	PUNCT
cblr-2956	307	87	.	.	PUNCT
cblr-2956	308	1	col	col	PROPN
cblr-2956	308	2	umbia	umbia	PROPN
cblr-2956	308	3	b	b	PROPN
cblr-2956	308	4	usiness	usiness	PROPN
cblr-2956	308	5	la	la	PROPN
cblr-2956	308	6	w	w	PROPN
cblr-2956	308	7	re	re	PROPN
cblr-2956	308	8	vie	vie	PROPN
cblr-2956	308	9	w	w	PROPN
cblr-2956	309	1	[	[	X
cblr-2956	309	2	vol	vol	NOUN
cblr-2956	309	3	.	.	NOUN
cblr-2956	309	4	2008	2008	NUM
cblr-2956	309	5	defense	defense	NOUN
cblr-2956	309	6	expenses	expense	NOUN
cblr-2956	309	7	arising	arise	VERB
cblr-2956	309	8	out	out	ADP
cblr-2956	309	9	of	of	ADP
cblr-2956	309	10	an	an	DET
cblr-2956	309	11	early	early	ADJ
cblr-2956	309	12	offer	offer	NOUN
cblr-2956	309	13	.	.	PUNCT
cblr-2956	310	1	the	the	DET
cblr-2956	310	2	closed	closed	ADJ
cblr-2956	310	3	claim	claim	NOUN
cblr-2956	310	4	data	datum	NOUN
cblr-2956	310	5	also	also	ADV
cblr-2956	310	6	separately	separately	ADV
cblr-2956	310	7	report	report	VERB
cblr-2956	310	8	both	both	DET
cblr-2956	310	9	total	total	ADJ
cblr-2956	310	10	"	"	PUNCT
cblr-2956	310	11	allocated	allocate	VERB
cblr-2956	310	12	loss	loss	NOUN
cblr-2956	310	13	expenses	expense	NOUN
cblr-2956	310	14	"	"	PUNCT
cblr-2956	310	15	specifically	specifically	ADV
cblr-2956	310	16	assigned	assign	VERB
cblr-2956	310	17	to	to	ADP
cblr-2956	310	18	a	a	DET
cblr-2956	310	19	given	give	VERB
cblr-2956	310	20	case	case	NOUN
cblr-2956	310	21	as	as	ADV
cblr-2956	310	22	well	well	ADV
cblr-2956	310	23	as	as	ADP
cblr-2956	310	24	a	a	DET
cblr-2956	310	25	subcategory	subcategory	NOUN
cblr-2956	310	26	of	of	ADP
cblr-2956	310	27	unallocated	unallocated	ADJ
cblr-2956	310	28	more	more	ADV
cblr-2956	310	29	general	general	ADJ
cblr-2956	310	30	legal	legal	ADJ
cblr-2956	310	31	and	and	CCONJ
cblr-2956	310	32	related	relate	VERB
cblr-2956	310	33	administrative	administrative	ADJ
cblr-2956	310	34	expenses	expense	NOUN
cblr-2956	310	35	.	.	PUNCT
cblr-2956	311	1	texas	texas	PROPN
cblr-2956	311	2	requires	require	VERB
cblr-2956	311	3	that	that	SCONJ
cblr-2956	311	4	insurers	insurer	NOUN
cblr-2956	311	5	submit	submit	VERB
cblr-2956	311	6	information	information	NOUN
cblr-2956	311	7	to	to	ADP
cblr-2956	311	8	the	the	DET
cblr-2956	311	9	office	office	NOUN
cblr-2956	311	10	of	of	ADP
cblr-2956	311	11	the	the	DET
cblr-2956	311	12	texas	texas	PROPN
cblr-2956	311	13	state	state	PROPN
cblr-2956	311	14	department	department	PROPN
cblr-2956	311	15	of	of	ADP
cblr-2956	311	16	insurance	insurance	PROPN
cblr-2956	311	17	(	(	PUNCT
cblr-2956	311	18	tdi	tdi	PROPN
cblr-2956	311	19	)	)	PUNCT
cblr-2956	311	20	on	on	ADP
cblr-2956	311	21	all	all	DET
cblr-2956	311	22	claims	claim	NOUN
cblr-2956	311	23	with	with	ADP
cblr-2956	311	24	bodily	bodily	ADJ
cblr-2956	311	25	injury	injury	NOUN
cblr-2956	311	26	payments	payment	NOUN
cblr-2956	311	27	of	of	ADP
cblr-2956	311	28	at	at	ADV
cblr-2956	311	29	least	least	ADV
cblr-2956	311	30	$	$	SYM
cblr-2956	311	31	10,000	10,000	NUM
cblr-2956	311	32	.	.	PUNCT
cblr-2956	312	1	payments	payment	NOUN
cblr-2956	312	2	over	over	ADP
cblr-2956	312	3	$	$	SYM
cblr-2956	312	4	25,000	25,000	NUM
cblr-2956	312	5	are	be	AUX
cblr-2956	312	6	reported	report	VERB
cblr-2956	312	7	on	on	ADP
cblr-2956	312	8	a	a	DET
cblr-2956	312	9	separate	separate	ADJ
cblr-2956	312	10	long	long	ADJ
cblr-2956	312	11	form	form	NOUN
cblr-2956	312	12	,	,	PUNCT
cblr-2956	312	13	whereas	whereas	SCONJ
cblr-2956	312	14	payments	payment	NOUN
cblr-2956	312	15	less	less	ADJ
cblr-2956	312	16	than	than	ADP
cblr-2956	312	17	this	this	DET
cblr-2956	312	18	amount	amount	NOUN
cblr-2956	312	19	,	,	PUNCT
cblr-2956	312	20	but	but	CCONJ
cblr-2956	312	21	with	with	ADP
cblr-2956	312	22	a	a	DET
cblr-2956	312	23	minimum	minimum	NOUN
cblr-2956	312	24	of	of	ADP
cblr-2956	312	25	$	$	SYM
cblr-2956	312	26	10,000	10,000	NUM
cblr-2956	312	27	,	,	PUNCT
cblr-2956	312	28	are	be	AUX
cblr-2956	312	29	reported	report	VERB
cblr-2956	312	30	on	on	ADP
cblr-2956	312	31	a	a	DET
cblr-2956	312	32	short	short	ADJ
cblr-2956	312	33	form	form	NOUN
cblr-2956	312	34	[	[	PUNCT
cblr-2956	312	35	these	these	DET
cblr-2956	312	36	forms	form	NOUN
cblr-2956	312	37	are	be	AUX
cblr-2956	312	38	shown	show	VERB
cblr-2956	312	39	in	in	ADP
cblr-2956	312	40	appendix	appendix	NOUN
cblr-2956	312	41	a].12	a].12	VERB
cblr-2956	312	42	the	the	DET
cblr-2956	312	43	primary	primary	ADJ
cblr-2956	312	44	insurer	insurer	NOUN
cblr-2956	312	45	(	(	PUNCT
cblr-2956	312	46	the	the	DET
cblr-2956	312	47	principal	principal	NOUN
cblr-2956	312	48	one	one	NUM
cblr-2956	312	49	in	in	ADP
cblr-2956	312	50	the	the	DET
cblr-2956	312	51	case	case	NOUN
cblr-2956	312	52	)	)	PUNCT
cblr-2956	312	53	submits	submit	VERB
cblr-2956	312	54	the	the	DET
cblr-2956	312	55	texas	texas	PROPN
cblr-2956	312	56	closed	closed	ADJ
cblr-2956	312	57	claim	claim	NOUN
cblr-2956	312	58	form	form	NOUN
cblr-2956	312	59	to	to	ADP
cblr-2956	312	60	the	the	DET
cblr-2956	312	61	tdi	tdi	PROPN
cblr-2956	312	62	.	.	PUNCT
cblr-2956	313	1	the	the	DET
cblr-2956	313	2	primary	primary	ADJ
cblr-2956	313	3	insurer	insurer	NOUN
cblr-2956	313	4	reports	report	VERB
cblr-2956	313	5	not	not	PART
cblr-2956	313	6	only	only	ADV
cblr-2956	313	7	its	its	PRON
cblr-2956	313	8	reserves	reserve	NOUN
cblr-2956	313	9	but	but	CCONJ
cblr-2956	313	10	also	also	ADV
cblr-2956	313	11	reports	report	VERB
cblr-2956	313	12	information	information	NOUN
cblr-2956	313	13	on	on	ADP
cblr-2956	313	14	its	its	PRON
cblr-2956	313	15	actual	actual	ADJ
cblr-2956	313	16	payment	payment	NOUN
cblr-2956	313	17	as	as	ADV
cblr-2956	313	18	well	well	ADV
cblr-2956	313	19	as	as	ADP
cblr-2956	313	20	what	what	PRON
cblr-2956	313	21	,	,	PUNCT
cblr-2956	313	22	if	if	SCONJ
cblr-2956	313	23	anything	anything	PRON
cblr-2956	313	24	,	,	PUNCT
cblr-2956	313	25	any	any	DET
cblr-2956	313	26	other	other	ADJ
cblr-2956	313	27	insurers	insurer	NOUN
cblr-2956	313	28	of	of	ADP
cblr-2956	313	29	defendant	defendant	NOUN
cblr-2956	313	30	parties	party	NOUN
cblr-2956	313	31	contributed	contribute	VERB
cblr-2956	313	32	to	to	ADP
cblr-2956	313	33	the	the	DET
cblr-2956	313	34	settlement	settlement	NOUN
cblr-2956	313	35	or	or	CCONJ
cblr-2956	313	36	award	award	NOUN
cblr-2956	313	37	.	.	PUNCT
cblr-2956	314	1	this	this	PRON
cblr-2956	314	2	means	mean	VERB
cblr-2956	314	3	that	that	SCONJ
cblr-2956	314	4	the	the	DET
cblr-2956	314	5	reported	report	VERB
cblr-2956	314	6	reserve	reserve	NOUN
cblr-2956	314	7	corresponds	correspond	VERB
cblr-2956	314	8	to	to	ADP
cblr-2956	314	9	the	the	DET
cblr-2956	314	10	portion	portion	NOUN
cblr-2956	314	11	of	of	ADP
cblr-2956	314	12	the	the	DET
cblr-2956	314	13	claim	claim	NOUN
cblr-2956	314	14	the	the	DET
cblr-2956	314	15	primary	primary	ADJ
cblr-2956	314	16	insurer	insurer	NOUN
cblr-2956	314	17	expects	expect	VERB
cblr-2956	314	18	to	to	PART
cblr-2956	314	19	pay	pay	VERB
cblr-2956	314	20	while	while	SCONJ
cblr-2956	314	21	the	the	DET
cblr-2956	314	22	total	total	ADJ
cblr-2956	314	23	settlement	settlement	NOUN
cblr-2956	314	24	or	or	CCONJ
cblr-2956	314	25	court	court	NOUN
cblr-2956	314	26	award	award	NOUN
cblr-2956	314	27	pertains	pertain	VERB
cblr-2956	314	28	to	to	ADP
cblr-2956	314	29	the	the	DET
cblr-2956	314	30	actual	actual	ADJ
cblr-2956	314	31	full	full	ADJ
cblr-2956	314	32	payment	payment	NOUN
cblr-2956	314	33	of	of	ADP
cblr-2956	314	34	the	the	DET
cblr-2956	314	35	claim	claim	NOUN
cblr-2956	314	36	.	.	PUNCT
cblr-2956	315	1	as	as	ADP
cblr-2956	315	2	an	an	DET
cblr-2956	315	3	example	example	NOUN
cblr-2956	315	4	,	,	PUNCT
cblr-2956	315	5	suppose	suppose	VERB
cblr-2956	315	6	there	there	PRON
cblr-2956	315	7	are	be	VERB
cblr-2956	315	8	two	two	NUM
cblr-2956	315	9	insured	insured	ADJ
cblr-2956	315	10	providers	provider	NOUN
cblr-2956	315	11	of	of	ADP
cblr-2956	315	12	goods	good	NOUN
cblr-2956	315	13	defending	defend	VERB
cblr-2956	315	14	a	a	DET
cblr-2956	315	15	product	product	NOUN
cblr-2956	315	16	liability	liability	NOUN
cblr-2956	315	17	case	case	NOUN
cblr-2956	315	18	,	,	PUNCT
cblr-2956	315	19	a	a	DET
cblr-2956	315	20	manufacturer	manufacturer	NOUN
cblr-2956	315	21	and	and	CCONJ
cblr-2956	315	22	a	a	DET
cblr-2956	315	23	wholesaler	wholesaler	NOUN
cblr-2956	315	24	,	,	PUNCT
cblr-2956	315	25	and	and	CCONJ
cblr-2956	315	26	suppose	suppose	VERB
cblr-2956	315	27	the	the	DET
cblr-2956	315	28	manufacturer	manufacturer	NOUN
cblr-2956	315	29	's	's	PART
cblr-2956	315	30	insurer	insurer	NOUN
cblr-2956	315	31	(	(	PUNCT
cblr-2956	315	32	the	the	DET
cblr-2956	315	33	primary	primary	ADJ
cblr-2956	315	34	insurer	insurer	NOUN
cblr-2956	315	35	)	)	PUNCT
cblr-2956	315	36	paid	pay	VERB
cblr-2956	315	37	$	$	SYM
cblr-2956	315	38	250,000	250,000	NUM
cblr-2956	315	39	and	and	CCONJ
cblr-2956	315	40	the	the	DET
cblr-2956	315	41	wholesaler	wholesaler	NOUN
cblr-2956	315	42	's	's	PART
cblr-2956	315	43	insurer	insurer	NOUN
cblr-2956	315	44	paid	pay	VERB
cblr-2956	315	45	$	$	SYM
cblr-2956	315	46	100,000	100,000	NUM
cblr-2956	315	47	.	.	PUNCT
cblr-2956	316	1	each	each	DET
cblr-2956	316	2	insurer	insurer	NOUN
cblr-2956	316	3	would	would	AUX
cblr-2956	316	4	then	then	ADV
cblr-2956	316	5	submit	submit	VERB
cblr-2956	316	6	a	a	DET
cblr-2956	316	7	closed	closed	ADJ
cblr-2956	316	8	claim	claim	NOUN
cblr-2956	316	9	form	form	NOUN
cblr-2956	316	10	to	to	ADP
cblr-2956	316	11	the	the	DET
cblr-2956	316	12	tdi	tdi	PROPN
cblr-2956	316	13	,	,	PUNCT
cblr-2956	316	14	reporting	report	VERB
cblr-2956	316	15	both	both	PRON
cblr-2956	316	16	its	its	PRON
cblr-2956	316	17	own	own	ADJ
cblr-2956	316	18	payment	payment	NOUN
cblr-2956	316	19	and	and	CCONJ
cblr-2956	316	20	the	the	DET
cblr-2956	316	21	payment	payment	NOUN
cblr-2956	316	22	by	by	ADP
cblr-2956	316	23	the	the	DET
cblr-2956	316	24	other	other	ADJ
cblr-2956	316	25	party	party	NOUN
cblr-2956	316	26	's	's	PART
cblr-2956	316	27	insurer	insurer	NOUN
cblr-2956	316	28	,	,	PUNCT
cblr-2956	316	29	and	and	CCONJ
cblr-2956	316	30	would	would	AUX
cblr-2956	316	31	also	also	ADV
cblr-2956	316	32	report	report	VERB
cblr-2956	316	33	the	the	DET
cblr-2956	316	34	total	total	ADJ
cblr-2956	316	35	amount	amount	NOUN
cblr-2956	316	36	of	of	ADP
cblr-2956	316	37	the	the	DET
cblr-2956	316	38	settlement	settlement	NOUN
cblr-2956	316	39	or	or	CCONJ
cblr-2956	316	40	court	court	NOUN
cblr-2956	316	41	award	award	NOUN
cblr-2956	316	42	as	as	ADP
cblr-2956	316	43	$	$	SYM
cblr-2956	316	44	350,000	350,000	NUM
cblr-2956	316	45	.	.	PUNCT
cblr-2956	317	1	for	for	ADP
cblr-2956	317	2	82	82	NUM
cblr-2956	317	3	percent	percent	NOUN
cblr-2956	317	4	of	of	ADP
cblr-2956	317	5	the	the	DET
cblr-2956	317	6	texas	texas	PROPN
cblr-2956	317	7	claims	claim	NOUN
cblr-2956	317	8	,	,	PUNCT
cblr-2956	317	9	the	the	DET
cblr-2956	317	10	primary	primary	ADJ
cblr-2956	317	11	insurer	insurer	NOUN
cblr-2956	317	12	paid	pay	VERB
cblr-2956	317	13	the	the	DET
cblr-2956	317	14	full	full	ADJ
cblr-2956	317	15	amount	amount	NOUN
cblr-2956	317	16	of	of	ADP
cblr-2956	317	17	the	the	DET
cblr-2956	317	18	settlement	settlement	NOUN
cblr-2956	317	19	or	or	CCONJ
cblr-2956	317	20	court	court	NOUN
cblr-2956	317	21	award,13	award,13	NOUN
cblr-2956	317	22	with	with	ADP
cblr-2956	317	23	the	the	DET
cblr-2956	317	24	remaining	remain	VERB
cblr-2956	317	25	18	18	NUM
cblr-2956	317	26	12	12	NUM
cblr-2956	317	27	neil	neil	PROPN
cblr-2956	317	28	vidmar	vidmar	PROPN
cblr-2956	317	29	and	and	CCONJ
cblr-2956	317	30	his	his	PRON
cblr-2956	317	31	colleagues	colleague	NOUN
cblr-2956	317	32	,	,	PUNCT
cblr-2956	317	33	while	while	SCONJ
cblr-2956	317	34	indicating	indicate	VERB
cblr-2956	317	35	flaws	flaw	NOUN
cblr-2956	317	36	,	,	PUNCT
cblr-2956	317	37	for	for	ADP
cblr-2956	317	38	the	the	DET
cblr-2956	317	39	purposes	purpose	NOUN
cblr-2956	317	40	of	of	ADP
cblr-2956	317	41	their	their	PRON
cblr-2956	317	42	study	study	NOUN
cblr-2956	317	43	nonetheless	nonetheless	ADV
cblr-2956	317	44	acknowledge	acknowledge	VERB
cblr-2956	317	45	the	the	DET
cblr-2956	317	46	texas	texas	PROPN
cblr-2956	317	47	data	datum	NOUN
cblr-2956	317	48	as	as	ADP
cblr-2956	317	49	"	"	PUNCT
cblr-2956	317	50	the	the	DET
cblr-2956	317	51	best	well	ADV
cblr-2956	317	52	available	available	ADJ
cblr-2956	317	53	.	.	PUNCT
cblr-2956	317	54	"	"	PUNCT
cblr-2956	318	1	neil	neil	PROPN
cblr-2956	318	2	vidmar	vidmar	PROPN
cblr-2956	318	3	et	et	PROPN
cblr-2956	318	4	al	al	PROPN
cblr-2956	318	5	.	.	PROPN
cblr-2956	318	6	,	,	PUNCT
cblr-2956	318	7	uncovering	uncover	VERB
cblr-2956	318	8	the	the	DET
cblr-2956	318	9	"	"	PUNCT
cblr-2956	318	10	invisible	invisible	ADJ
cblr-2956	318	11	"	"	PUNCT
cblr-2956	318	12	profile	profile	NOUN
cblr-2956	318	13	of	of	ADP
cblr-2956	318	14	medical	medical	ADJ
cblr-2956	318	15	malpractice	malpractice	NOUN
cblr-2956	318	16	litigation	litigation	NOUN
cblr-2956	318	17	,	,	PUNCT
cblr-2956	318	18	54	54	NUM
cblr-2956	318	19	depaul	depaul	PROPN
cblr-2956	318	20	l.	l.	PROPN
cblr-2956	318	21	rev	rev	PROPN
cblr-2956	318	22	.	.	PROPN
cblr-2956	318	23	315	315	NUM
cblr-2956	318	24	,	,	PUNCT
cblr-2956	318	25	319	319	NUM
cblr-2956	318	26	-	-	SYM
cblr-2956	318	27	22	22	NUM
cblr-2956	318	28	(	(	PUNCT
cblr-2956	318	29	2005	2005	NUM
cblr-2956	318	30	)	)	PUNCT
cblr-2956	318	31	.	.	PUNCT
cblr-2956	319	1	13	13	NUM
cblr-2956	319	2	there	there	PRON
cblr-2956	319	3	are	be	VERB
cblr-2956	319	4	1458	1458	NUM
cblr-2956	319	5	claims	claim	NOUN
cblr-2956	319	6	(	(	PUNCT
cblr-2956	319	7	0.04	0.04	NUM
cblr-2956	319	8	percent	percent	NOUN
cblr-2956	319	9	of	of	ADP
cblr-2956	319	10	all	all	DET
cblr-2956	319	11	claims	claim	NOUN
cblr-2956	319	12	)	)	PUNCT
cblr-2956	319	13	in	in	ADP
cblr-2956	319	14	which	which	PRON
cblr-2956	319	15	the	the	DET
cblr-2956	319	16	primary	primary	ADJ
cblr-2956	319	17	insurer	insurer	NOUN
cblr-2956	319	18	reported	report	VERB
cblr-2956	319	19	zero	zero	NUM
cblr-2956	319	20	payment	payment	NOUN
cblr-2956	319	21	.	.	PUNCT
cblr-2956	320	1	per	per	ADP
cblr-2956	320	2	the	the	DET
cblr-2956	320	3	texas	texas	PROPN
cblr-2956	320	4	department	department	PROPN
cblr-2956	320	5	of	of	ADP
cblr-2956	320	6	insurance	insurance	PROPN
cblr-2956	320	7	(	(	PUNCT
cblr-2956	320	8	tdi	tdi	PROPN
cblr-2956	320	9	)	)	PUNCT
cblr-2956	320	10	staff	staff	NOUN
cblr-2956	320	11	,	,	PUNCT
cblr-2956	320	12	these	these	PRON
cblr-2956	320	13	are	be	AUX
cblr-2956	320	14	claims	claim	NOUN
cblr-2956	320	15	in	in	ADP
cblr-2956	320	16	which	which	PRON
cblr-2956	320	17	the	the	DET
cblr-2956	320	18	primary	primary	ADJ
cblr-2956	320	19	insurer	insurer	NOUN
cblr-2956	320	20	paid	pay	VERB
cblr-2956	320	21	the	the	DET
cblr-2956	320	22	claim	claim	NOUN
cblr-2956	320	23	but	but	CCONJ
cblr-2956	320	24	was	be	AUX
cblr-2956	320	25	fully	fully	ADV
cblr-2956	320	26	reimbursed	reimburse	VERB
cblr-2956	320	27	by	by	ADP
cblr-2956	320	28	a	a	DET
cblr-2956	320	29	deductible	deductible	NOUN
cblr-2956	320	30	paid	pay	VERB
cblr-2956	320	31	by	by	ADP
cblr-2956	320	32	the	the	DET
cblr-2956	320	33	insured	insured	ADJ
cblr-2956	320	34	no	no	NOUN
cblr-2956	320	35	.	.	PUNCT
cblr-2956	321	1	2:4231	2:4231	NUM
cblr-2956	322	1	early	early	ADJ
cblr-2956	322	2	offers	offers	AUX
cblr-2956	322	3	reform	reform	PROPN
cblr-2956	322	4	columbia	columbia	PROPN
cblr-2956	322	5	business	business	PROPN
cblr-2956	322	6	law	law	PROPN
cblr-2956	322	7	re	re	AUX
cblr-2956	322	8	view	view	VERB
cblr-2956	322	9	percent	percent	NOUN
cblr-2956	322	10	of	of	ADP
cblr-2956	322	11	the	the	DET
cblr-2956	322	12	claims	claim	NOUN
cblr-2956	322	13	reporting	report	VERB
cblr-2956	322	14	that	that	SCONJ
cblr-2956	322	15	more	more	ADJ
cblr-2956	322	16	than	than	ADP
cblr-2956	322	17	one	one	NUM
cblr-2956	322	18	payer	payer	NOUN
cblr-2956	322	19	contributed	contribute	VERB
cblr-2956	322	20	to	to	ADP
cblr-2956	322	21	the	the	DET
cblr-2956	322	22	settlement	settlement	NOUN
cblr-2956	323	1	[	[	X
cblr-2956	323	2	19ag].14	19ag].14	NUM
cblr-2956	323	3	if	if	SCONJ
cblr-2956	323	4	an	an	DET
cblr-2956	323	5	early	early	ADJ
cblr-2956	323	6	offer	offer	NOUN
cblr-2956	323	7	makes	make	VERB
cblr-2956	323	8	sense	sense	NOUN
cblr-2956	323	9	,	,	PUNCT
cblr-2956	323	10	all	all	DET
cblr-2956	323	11	the	the	DET
cblr-2956	323	12	insurers	insurer	NOUN
cblr-2956	323	13	involved	involve	VERB
cblr-2956	323	14	in	in	ADP
cblr-2956	323	15	any	any	DET
cblr-2956	323	16	given	give	VERB
cblr-2956	323	17	case	case	NOUN
cblr-2956	323	18	will	will	AUX
cblr-2956	323	19	likely	likely	ADV
cblr-2956	323	20	join	join	VERB
cblr-2956	323	21	in	in	ADP
cblr-2956	323	22	making	make	VERB
cblr-2956	323	23	an	an	DET
cblr-2956	323	24	early	early	ADJ
cblr-2956	323	25	offer	offer	NOUN
cblr-2956	323	26	.	.	PUNCT
cblr-2956	324	1	otherwise	otherwise	ADV
cblr-2956	324	2	any	any	DET
cblr-2956	324	3	nonofferor	nonofferor	NOUN
cblr-2956	324	4	faces	face	VERB
cblr-2956	324	5	a	a	DET
cblr-2956	324	6	claimant	claimant	NOUN
cblr-2956	324	7	now	now	ADV
cblr-2956	324	8	seeking	seek	VERB
cblr-2956	324	9	both	both	DET
cblr-2956	324	10	economic	economic	ADJ
cblr-2956	324	11	damages	damage	NOUN
cblr-2956	324	12	,	,	PUNCT
cblr-2956	324	13	with	with	ADP
cblr-2956	324	14	no	no	DET
cblr-2956	324	15	collateral	collateral	ADJ
cblr-2956	324	16	source	source	NOUN
cblr-2956	324	17	offset	offset	VERB
cblr-2956	324	18	,	,	PUNCT
cblr-2956	324	19	and	and	CCONJ
cblr-2956	324	20	noneconomic	noneconomic	ADJ
cblr-2956	324	21	damages	damage	NOUN
cblr-2956	324	22	,	,	PUNCT
cblr-2956	324	23	with	with	ADP
cblr-2956	324	24	such	such	DET
cblr-2956	324	25	a	a	DET
cblr-2956	324	26	case	case	NOUN
cblr-2956	324	27	in	in	ADP
cblr-2956	324	28	addition	addition	NOUN
cblr-2956	324	29	being	be	AUX
cblr-2956	324	30	financed	finance	VERB
cblr-2956	324	31	by	by	ADP
cblr-2956	324	32	payment	payment	NOUN
cblr-2956	324	33	from	from	ADP
cblr-2956	324	34	another	another	DET
cblr-2956	324	35	insurer	insurer	NOUN
cblr-2956	324	36	's	's	PART
cblr-2956	324	37	early	early	ADJ
cblr-2956	324	38	offer	offer	NOUN
cblr-2956	324	39	.	.	PUNCT
cblr-2956	325	1	we	we	PRON
cblr-2956	325	2	thus	thus	ADV
cblr-2956	325	3	assume	assume	VERB
cblr-2956	325	4	that	that	SCONJ
cblr-2956	325	5	the	the	DET
cblr-2956	325	6	insurers	insurer	NOUN
cblr-2956	325	7	can	can	AUX
cblr-2956	325	8	be	be	AUX
cblr-2956	325	9	treated	treat	VERB
cblr-2956	325	10	as	as	ADP
cblr-2956	325	11	a	a	DET
cblr-2956	325	12	collective	collective	ADJ
cblr-2956	325	13	entity	entity	NOUN
cblr-2956	325	14	and	and	CCONJ
cblr-2956	325	15	that	that	SCONJ
cblr-2956	325	16	in	in	ADP
cblr-2956	325	17	practice	practice	NOUN
cblr-2956	325	18	any	any	DET
cblr-2956	325	19	division	division	NOUN
cblr-2956	325	20	of	of	ADP
cblr-2956	325	21	the	the	DET
cblr-2956	325	22	costs	cost	NOUN
cblr-2956	325	23	among	among	ADP
cblr-2956	325	24	the	the	DET
cblr-2956	325	25	insurers	insurer	NOUN
cblr-2956	325	26	will	will	AUX
cblr-2956	325	27	be	be	AUX
cblr-2956	325	28	handled	handle	VERB
cblr-2956	325	29	later	later	ADV
cblr-2956	325	30	through	through	ADP
cblr-2956	325	31	arbitration	arbitration	NOUN
cblr-2956	325	32	.	.	PUNCT
cblr-2956	326	1	assuming	assume	VERB
cblr-2956	326	2	then	then	ADV
cblr-2956	326	3	that	that	SCONJ
cblr-2956	326	4	the	the	DET
cblr-2956	326	5	early	early	ADJ
cblr-2956	326	6	offer	offer	NOUN
cblr-2956	326	7	will	will	AUX
cblr-2956	326	8	be	be	AUX
cblr-2956	326	9	a	a	DET
cblr-2956	326	10	collective	collective	ADJ
cblr-2956	326	11	venture	venture	NOUN
cblr-2956	326	12	among	among	ADP
cblr-2956	326	13	the	the	DET
cblr-2956	326	14	applicable	applicable	ADJ
cblr-2956	326	15	defendants	defendant	NOUN
cblr-2956	326	16	,	,	PUNCT
cblr-2956	326	17	the	the	DET
cblr-2956	326	18	pertinent	pertinent	ADJ
cblr-2956	326	19	reserve	reserve	NOUN
cblr-2956	326	20	values	value	NOUN
cblr-2956	326	21	to	to	PART
cblr-2956	326	22	determine	determine	VERB
cblr-2956	326	23	the	the	DET
cblr-2956	326	24	willingness	willingness	NOUN
cblr-2956	326	25	to	to	PART
cblr-2956	326	26	pay	pay	VERB
cblr-2956	326	27	for	for	ADP
cblr-2956	326	28	the	the	DET
cblr-2956	326	29	early	early	ADJ
cblr-2956	326	30	offer	offer	NOUN
cblr-2956	326	31	are	be	AUX
cblr-2956	326	32	the	the	DET
cblr-2956	326	33	projected	project	VERB
cblr-2956	326	34	amounts	amount	NOUN
cblr-2956	326	35	for	for	ADP
cblr-2956	326	36	all	all	DET
cblr-2956	326	37	insurers	insurer	NOUN
cblr-2956	326	38	,	,	PUNCT
cblr-2956	326	39	not	not	PART
cblr-2956	326	40	simply	simply	ADV
cblr-2956	326	41	that	that	PRON
cblr-2956	326	42	for	for	ADP
cblr-2956	326	43	the	the	DET
cblr-2956	326	44	primary	primary	ADJ
cblr-2956	326	45	insurer	insurer	NOUN
cblr-2956	326	46	.	.	PUNCT
cblr-2956	327	1	to	to	PART
cblr-2956	327	2	obtain	obtain	VERB
cblr-2956	327	3	this	this	DET
cblr-2956	327	4	projection	projection	NOUN
cblr-2956	327	5	,	,	PUNCT
cblr-2956	327	6	the	the	DET
cblr-2956	327	7	primary	primary	ADJ
cblr-2956	327	8	insurer	insurer	NOUN
cblr-2956	327	9	reserve	reserve	NOUN
cblr-2956	327	10	amount	amount	NOUN
cblr-2956	327	11	is	be	AUX
cblr-2956	327	12	scaled	scale	VERB
cblr-2956	327	13	up	up	ADP
cblr-2956	327	14	by	by	ADP
cblr-2956	327	15	the	the	DET
cblr-2956	327	16	size	size	NOUN
cblr-2956	327	17	of	of	ADP
cblr-2956	327	18	the	the	DET
cblr-2956	327	19	total	total	ADJ
cblr-2956	327	20	settlement	settlement	NOUN
cblr-2956	327	21	or	or	CCONJ
cblr-2956	327	22	award	award	NOUN
cblr-2956	327	23	,	,	PUNCT
cblr-2956	327	24	divided	divide	VERB
cblr-2956	327	25	by	by	ADP
cblr-2956	327	26	the	the	DET
cblr-2956	327	27	payment	payment	NOUN
cblr-2956	327	28	by	by	ADP
cblr-2956	327	29	the	the	DET
cblr-2956	327	30	primary	primary	ADJ
cblr-2956	327	31	insurer	insurer	NOUN
cblr-2956	327	32	plus	plus	CCONJ
cblr-2956	327	33	any	any	DET
cblr-2956	327	34	deductible	deductible	ADJ
cblr-2956	327	35	.	.	PUNCT
cblr-2956	328	1	in	in	ADP
cblr-2956	328	2	particular	particular	ADJ
cblr-2956	328	3	,	,	PUNCT
cblr-2956	328	4	we	we	PRON
cblr-2956	328	5	multiplied	multiply	VERB
cblr-2956	328	6	the	the	DET
cblr-2956	328	7	reserve	reserve	NOUN
cblr-2956	328	8	amounts	amount	NOUN
cblr-2956	328	9	by	by	ADP
cblr-2956	328	10	the	the	DET
cblr-2956	328	11	ratio	ratio	NOUN
cblr-2956	328	12	of	of	ADP
cblr-2956	328	13	the	the	DET
cblr-2956	328	14	response	response	NOUN
cblr-2956	328	15	in	in	ADP
cblr-2956	328	16	the	the	DET
cblr-2956	328	17	texas	texas	PROPN
cblr-2956	328	18	long	long	ADJ
cblr-2956	328	19	form	form	NOUN
cblr-2956	328	20	closed	close	VERB
cblr-2956	328	21	report	report	NOUN
cblr-2956	328	22	claim	claim	NOUN
cblr-2956	328	23	to	to	PART
cblr-2956	328	24	question	question	VERB
cblr-2956	328	25	12a7	12a7	PROPN
cblr-2956	328	26	(	(	PUNCT
cblr-2956	328	27	pertaining	pertain	VERB
cblr-2956	328	28	to	to	ADP
cblr-2956	328	29	the	the	DET
cblr-2956	328	30	total	total	ADJ
cblr-2956	328	31	final	final	ADJ
cblr-2956	328	32	amount	amount	NOUN
cblr-2956	328	33	of	of	ADP
cblr-2956	328	34	settlement	settlement	NOUN
cblr-2956	328	35	or	or	CCONJ
cblr-2956	328	36	court	court	NOUN
cblr-2956	328	37	award	award	NOUN
cblr-2956	328	38	)	)	PUNCT
cblr-2956	328	39	divided	divide	VERB
cblr-2956	328	40	by	by	ADP
cblr-2956	328	41	the	the	DET
cblr-2956	328	42	sum	sum	NOUN
cblr-2956	328	43	of	of	ADP
cblr-2956	328	44	the	the	DET
cblr-2956	328	45	values	value	NOUN
cblr-2956	328	46	in	in	ADP
cblr-2956	328	47	question	question	NOUN
cblr-2956	328	48	12al	12al	NOUN
cblr-2956	328	49	and	and	CCONJ
cblr-2956	328	50	12a2	12a2	NUM
cblr-2956	328	51	(	(	PUNCT
cblr-2956	328	52	pertaining	pertain	VERB
cblr-2956	328	53	to	to	ADP
cblr-2956	328	54	the	the	DET
cblr-2956	328	55	amounts	amount	NOUN
cblr-2956	328	56	paid	pay	VERB
cblr-2956	328	57	by	by	ADP
cblr-2956	328	58	the	the	DET
cblr-2956	328	59	primary	primary	ADJ
cblr-2956	328	60	insurer	insurer	NOUN
cblr-2956	328	61	plus	plus	CCONJ
cblr-2956	328	62	any	any	DET
cblr-2956	328	63	deductible	deductible	NOUN
cblr-2956	328	64	paid	pay	VERB
cblr-2956	328	65	by	by	ADP
cblr-2956	328	66	the	the	DET
cblr-2956	328	67	insured	insure	VERB
cblr-2956	328	68	provider	provider	NOUN
cblr-2956	328	69	)	)	PUNCT
cblr-2956	328	70	(	(	PUNCT
cblr-2956	328	71	see	see	VERB
cblr-2956	328	72	appendix	appendix	VERB
cblr-2956	328	73	a	a	PRON
cblr-2956	328	74	for	for	ADP
cblr-2956	328	75	the	the	DET
cblr-2956	328	76	wording	wording	NOUN
cblr-2956	328	77	of	of	ADP
cblr-2956	328	78	question	question	NOUN
cblr-2956	328	79	12	12	NUM
cblr-2956	328	80	)	)	PUNCT
cblr-2956	328	81	.	.	PUNCT
cblr-2956	329	1	also	also	ADV
cblr-2956	329	2	reported	report	VERB
cblr-2956	329	3	on	on	ADP
cblr-2956	329	4	the	the	DET
cblr-2956	329	5	closed	closed	ADJ
cblr-2956	329	6	claim	claim	NOUN
cblr-2956	329	7	form	form	NOUN
cblr-2956	329	8	,	,	PUNCT
cblr-2956	329	9	and	and	CCONJ
cblr-2956	329	10	the	the	DET
cblr-2956	329	11	reserve	reserve	NOUN
cblr-2956	329	12	amounts	amount	NOUN
cblr-2956	329	13	include	include	VERB
cblr-2956	329	14	this	this	DET
cblr-2956	329	15	value	value	NOUN
cblr-2956	329	16	on	on	ADP
cblr-2956	329	17	the	the	DET
cblr-2956	329	18	deductible	deductible	ADJ
cblr-2956	329	19	line	line	NOUN
cblr-2956	329	20	in	in	ADP
cblr-2956	329	21	the	the	DET
cblr-2956	329	22	reporting	reporting	NOUN
cblr-2956	329	23	form	form	NOUN
cblr-2956	329	24	to	to	ADP
cblr-2956	329	25	tdi	tdi	PROPN
cblr-2956	329	26	.	.	PUNCT
cblr-2956	330	1	per	per	ADP
cblr-2956	330	2	tdi	tdi	PROPN
cblr-2956	330	3	staff	staff	NOUN
cblr-2956	330	4	,	,	PUNCT
cblr-2956	330	5	the	the	DET
cblr-2956	330	6	reported	report	VERB
cblr-2956	330	7	reserve	reserve	NOUN
cblr-2956	330	8	corresponds	correspond	VERB
cblr-2956	330	9	to	to	ADP
cblr-2956	330	10	the	the	DET
cblr-2956	330	11	sum	sum	NOUN
cblr-2956	330	12	of	of	ADP
cblr-2956	330	13	the	the	DET
cblr-2956	330	14	primary	primary	ADJ
cblr-2956	330	15	insurer	insurer	NOUN
cblr-2956	330	16	payment	payment	NOUN
cblr-2956	330	17	plus	plus	CCONJ
cblr-2956	330	18	any	any	DET
cblr-2956	330	19	deductible	deductible	ADJ
cblr-2956	330	20	payment	payment	NOUN
cblr-2956	330	21	.	.	PUNCT
cblr-2956	330	22	"	"	PUNCT
cblr-2956	331	1	payments	payment	NOUN
cblr-2956	331	2	by	by	ADP
cblr-2956	331	3	other	other	ADJ
cblr-2956	331	4	parties	party	NOUN
cblr-2956	331	5	are	be	AUX
cblr-2956	331	6	not	not	PART
cblr-2956	331	7	always	always	ADV
cblr-2956	331	8	known	know	VERB
cblr-2956	331	9	to	to	ADP
cblr-2956	331	10	the	the	DET
cblr-2956	331	11	primary	primary	ADJ
cblr-2956	331	12	insurer	insurer	NOUN
cblr-2956	331	13	and	and	CCONJ
cblr-2956	331	14	so	so	ADV
cblr-2956	331	15	,	,	PUNCT
cblr-2956	331	16	although	although	SCONJ
cblr-2956	331	17	the	the	DET
cblr-2956	331	18	amount	amount	NOUN
cblr-2956	331	19	paid	pay	VERB
cblr-2956	331	20	by	by	ADP
cblr-2956	331	21	the	the	DET
cblr-2956	331	22	primary	primary	ADJ
cblr-2956	331	23	insurer	insurer	NOUN
cblr-2956	331	24	is	be	AUX
cblr-2956	331	25	accurate	accurate	ADJ
cblr-2956	331	26	,	,	PUNCT
cblr-2956	331	27	there	there	PRON
cblr-2956	331	28	may	may	AUX
cblr-2956	331	29	be	be	AUX
cblr-2956	331	30	other	other	ADJ
cblr-2956	331	31	contributors	contributor	NOUN
cblr-2956	331	32	.	.	PUNCT
cblr-2956	332	1	thus	thus	ADV
cblr-2956	332	2	,	,	PUNCT
cblr-2956	332	3	total	total	ADJ
cblr-2956	332	4	amounts	amount	NOUN
cblr-2956	332	5	may	may	AUX
cblr-2956	332	6	understate	understate	VERB
cblr-2956	332	7	the	the	DET
cblr-2956	332	8	true	true	ADJ
cblr-2956	332	9	total	total	ADJ
cblr-2956	332	10	amount	amount	NOUN
cblr-2956	332	11	of	of	ADP
cblr-2956	332	12	settlement	settlement	NOUN
cblr-2956	332	13	or	or	CCONJ
cblr-2956	332	14	court	court	NOUN
cblr-2956	332	15	award	award	NOUN
cblr-2956	332	16	.	.	PUNCT
cblr-2956	333	1	the	the	DET
cblr-2956	333	2	tdi	tdi	PROPN
cblr-2956	333	3	flags	flag	NOUN
cblr-2956	333	4	duplicate	duplicate	VERB
cblr-2956	333	5	claims	claim	NOUN
cblr-2956	333	6	reported	report	VERB
cblr-2956	333	7	within	within	ADP
cblr-2956	333	8	the	the	DET
cblr-2956	333	9	same	same	ADJ
cblr-2956	333	10	year	year	NOUN
cblr-2956	333	11	.	.	PUNCT
cblr-2956	334	1	a	a	DET
cblr-2956	334	2	claim	claim	NOUN
cblr-2956	334	3	is	be	AUX
cblr-2956	334	4	a	a	DET
cblr-2956	334	5	"	"	PUNCT
cblr-2956	334	6	duplicate	duplicate	NOUN
cblr-2956	334	7	"	"	PUNCT
cblr-2956	334	8	if	if	SCONJ
cblr-2956	334	9	there	there	PRON
cblr-2956	334	10	is	be	VERB
cblr-2956	334	11	more	more	ADJ
cblr-2956	334	12	than	than	ADP
cblr-2956	334	13	one	one	NUM
cblr-2956	334	14	insurer	insurer	NOUN
cblr-2956	334	15	for	for	ADP
cblr-2956	334	16	the	the	DET
cblr-2956	334	17	same	same	ADJ
cblr-2956	334	18	injury	injury	NOUN
cblr-2956	334	19	.	.	PUNCT
cblr-2956	335	1	the	the	DET
cblr-2956	335	2	tdi	tdi	PROPN
cblr-2956	335	3	identifies	identify	VERB
cblr-2956	335	4	669	669	NUM
cblr-2956	335	5	duplicates	duplicate	NOUN
cblr-2956	335	6	in	in	ADP
cblr-2956	335	7	the	the	DET
cblr-2956	335	8	39,553	39,553	NUM
cblr-2956	335	9	claims	claim	NOUN
cblr-2956	335	10	.	.	PUNCT
cblr-2956	336	1	it	it	PRON
cblr-2956	336	2	is	be	AUX
cblr-2956	336	3	important	important	ADJ
cblr-2956	336	4	to	to	PART
cblr-2956	336	5	identify	identify	VERB
cblr-2956	336	6	duplicates	duplicate	NOUN
cblr-2956	336	7	in	in	ADP
cblr-2956	336	8	tracking	track	VERB
cblr-2956	336	9	overall	overall	ADJ
cblr-2956	336	10	trends	trend	NOUN
cblr-2956	336	11	in	in	ADP
cblr-2956	336	12	product	product	NOUN
cblr-2956	336	13	liability	liability	NOUN
cblr-2956	336	14	payments	payment	NOUN
cblr-2956	336	15	,	,	PUNCT
cblr-2956	336	16	but	but	CCONJ
cblr-2956	336	17	it	it	PRON
cblr-2956	336	18	is	be	AUX
cblr-2956	336	19	not	not	PART
cblr-2956	336	20	relevant	relevant	ADJ
cblr-2956	336	21	in	in	ADP
cblr-2956	336	22	making	make	VERB
cblr-2956	336	23	a	a	DET
cblr-2956	336	24	comparison	comparison	NOUN
cblr-2956	336	25	of	of	ADP
cblr-2956	336	26	a	a	DET
cblr-2956	336	27	reserve	reserve	NOUN
cblr-2956	336	28	to	to	ADP
cblr-2956	336	29	economic	economic	ADJ
cblr-2956	336	30	loss	loss	NOUN
cblr-2956	336	31	as	as	SCONJ
cblr-2956	336	32	we	we	PRON
cblr-2956	336	33	do	do	VERB
cblr-2956	336	34	here	here	ADV
cblr-2956	336	35	.	.	PUNCT
cblr-2956	337	1	[	[	X
cblr-2956	337	2	vol	vol	NOUN
cblr-2956	337	3	.	.	NOUN
cblr-2956	337	4	2008	2008	NUM
cblr-2956	337	5	4b	4b	PROPN
cblr-2956	337	6	.	.	PUNCT
cblr-2956	337	7	defense	defense	NOUN
cblr-2956	337	8	legal	legal	ADJ
cblr-2956	337	9	expense	expense	NOUN
cblr-2956	337	10	not	not	PART
cblr-2956	337	11	all	all	PRON
cblr-2956	337	12	of	of	ADP
cblr-2956	337	13	the	the	DET
cblr-2956	337	14	defense	defense	NOUN
cblr-2956	337	15	legal	legal	ADJ
cblr-2956	337	16	expenses	expense	NOUN
cblr-2956	337	17	will	will	AUX
cblr-2956	337	18	be	be	AUX
cblr-2956	337	19	saved	save	VERB
cblr-2956	337	20	if	if	SCONJ
cblr-2956	337	21	an	an	DET
cblr-2956	337	22	early	early	ADJ
cblr-2956	337	23	offer	offer	NOUN
cblr-2956	337	24	is	be	AUX
cblr-2956	337	25	accepted	accept	VERB
cblr-2956	337	26	because	because	SCONJ
cblr-2956	337	27	some	some	DET
cblr-2956	337	28	costs	cost	NOUN
cblr-2956	337	29	must	must	AUX
cblr-2956	337	30	be	be	AUX
cblr-2956	337	31	incurred	incur	VERB
cblr-2956	337	32	to	to	PART
cblr-2956	337	33	evaluate	evaluate	VERB
cblr-2956	337	34	the	the	DET
cblr-2956	337	35	claim	claim	NOUN
cblr-2956	337	36	before	before	ADP
cblr-2956	337	37	deciding	decide	VERB
cblr-2956	337	38	whether	whether	SCONJ
cblr-2956	337	39	to	to	PART
cblr-2956	337	40	make	make	VERB
cblr-2956	337	41	an	an	DET
cblr-2956	337	42	early	early	ADJ
cblr-2956	337	43	offer	offer	NOUN
cblr-2956	337	44	.	.	PUNCT
cblr-2956	338	1	to	to	PART
cblr-2956	338	2	assess	assess	VERB
cblr-2956	338	3	the	the	DET
cblr-2956	338	4	share	share	NOUN
cblr-2956	338	5	of	of	ADP
cblr-2956	338	6	costs	cost	NOUN
cblr-2956	338	7	that	that	PRON
cblr-2956	338	8	would	would	AUX
cblr-2956	338	9	be	be	AUX
cblr-2956	338	10	saved	save	VERB
cblr-2956	338	11	,	,	PUNCT
cblr-2956	338	12	an	an	DET
cblr-2956	338	13	approach	approach	NOUN
cblr-2956	338	14	was	be	AUX
cblr-2956	338	15	adopted	adopt	VERB
cblr-2956	338	16	that	that	PRON
cblr-2956	338	17	is	be	AUX
cblr-2956	338	18	consistent	consistent	ADJ
cblr-2956	338	19	with	with	ADP
cblr-2956	338	20	the	the	DET
cblr-2956	338	21	proposal	proposal	NOUN
cblr-2956	338	22	's	's	PART
cblr-2956	338	23	projected	project	VERB
cblr-2956	338	24	treatment	treatment	NOUN
cblr-2956	338	25	of	of	ADP
cblr-2956	338	26	a	a	DET
cblr-2956	338	27	claimant	claimant	NOUN
cblr-2956	338	28	's	's	PART
cblr-2956	338	29	legal	legal	ADJ
cblr-2956	338	30	fees	fee	NOUN
cblr-2956	338	31	.	.	PUNCT
cblr-2956	339	1	assuming	assume	VERB
cblr-2956	339	2	the	the	DET
cblr-2956	339	3	usual	usual	ADJ
cblr-2956	339	4	claimant	claimant	NOUN
cblr-2956	339	5	's	's	PART
cblr-2956	339	6	legal	legal	ADJ
cblr-2956	339	7	fees	fee	NOUN
cblr-2956	339	8	would	would	AUX
cblr-2956	339	9	be	be	AUX
cblr-2956	339	10	one	one	NUM
cblr-2956	339	11	-	-	PUNCT
cblr-2956	339	12	third	third	NOUN
cblr-2956	339	13	of	of	ADP
cblr-2956	339	14	any	any	DET
cblr-2956	339	15	normal	normal	ADJ
cblr-2956	339	16	tort	tort	NOUN
cblr-2956	339	17	award	award	NOUN
cblr-2956	339	18	or	or	CCONJ
cblr-2956	339	19	settlement	settlement	NOUN
cblr-2956	339	20	,	,	PUNCT
cblr-2956	339	21	the	the	DET
cblr-2956	339	22	presumed	presume	VERB
cblr-2956	339	23	early	early	ADJ
cblr-2956	339	24	offer	offer	NOUN
cblr-2956	339	25	proposal	proposal	NOUN
cblr-2956	339	26	payment	payment	NOUN
cblr-2956	339	27	of	of	ADP
cblr-2956	339	28	10	10	NUM
cblr-2956	339	29	percent	percent	NOUN
cblr-2956	339	30	of	of	ADP
cblr-2956	339	31	net	net	ADJ
cblr-2956	339	32	economic	economic	ADJ
cblr-2956	339	33	loss	loss	NOUN
cblr-2956	339	34	as	as	SCONJ
cblr-2956	339	35	a	a	DET
cblr-2956	339	36	claimant	claimant	NOUN
cblr-2956	339	37	's	's	PART
cblr-2956	339	38	legal	legal	ADJ
cblr-2956	339	39	expenses	expense	NOUN
cblr-2956	339	40	provides	provide	VERB
cblr-2956	339	41	payment	payment	NOUN
cblr-2956	339	42	of	of	ADP
cblr-2956	339	43	10/33	10/33	NUM
cblr-2956	339	44	of	of	ADP
cblr-2956	339	45	the	the	DET
cblr-2956	339	46	otherwise	otherwise	ADV
cblr-2956	339	47	normal	normal	ADJ
cblr-2956	339	48	contingency	contingency	NOUN
cblr-2956	339	49	fee	fee	NOUN
cblr-2956	339	50	as	as	ADP
cblr-2956	339	51	a	a	DET
cblr-2956	339	52	part	part	NOUN
cblr-2956	339	53	of	of	ADP
cblr-2956	339	54	the	the	DET
cblr-2956	339	55	early	early	ADJ
cblr-2956	339	56	offer	offer	NOUN
cblr-2956	339	57	.	.	PUNCT
cblr-2956	340	1	making	make	VERB
cblr-2956	340	2	a	a	DET
cblr-2956	340	3	parallel	parallel	ADJ
cblr-2956	340	4	share	share	NOUN
cblr-2956	340	5	assumption	assumption	NOUN
cblr-2956	340	6	for	for	ADP
cblr-2956	340	7	defendants	defendant	NOUN
cblr-2956	340	8	,	,	PUNCT
cblr-2956	340	9	it	it	PRON
cblr-2956	340	10	is	be	AUX
cblr-2956	340	11	assumed	assume	VERB
cblr-2956	340	12	that	that	SCONJ
cblr-2956	340	13	the	the	DET
cblr-2956	340	14	fraction	fraction	NOUN
cblr-2956	340	15	10/33	10/33	NUM
cblr-2956	340	16	of	of	ADP
cblr-2956	340	17	defense	defense	NOUN
cblr-2956	340	18	legal	legal	ADJ
cblr-2956	340	19	expenses	expense	NOUN
cblr-2956	340	20	will	will	AUX
cblr-2956	340	21	be	be	AUX
cblr-2956	340	22	incurred	incur	VERB
cblr-2956	340	23	before	before	SCONJ
cblr-2956	340	24	the	the	DET
cblr-2956	340	25	early	early	ADJ
cblr-2956	340	26	offer	offer	NOUN
cblr-2956	340	27	is	be	AUX
cblr-2956	340	28	accepted	accept	VERB
cblr-2956	340	29	.	.	PUNCT
cblr-2956	341	1	if	if	SCONJ
cblr-2956	341	2	the	the	DET
cblr-2956	341	3	defendant	defendant	NOUN
cblr-2956	341	4	chooses	choose	VERB
cblr-2956	341	5	instead	instead	ADV
cblr-2956	341	6	to	to	PART
cblr-2956	341	7	litigate	litigate	VERB
cblr-2956	341	8	the	the	DET
cblr-2956	341	9	claim	claim	NOUN
cblr-2956	341	10	,	,	PUNCT
cblr-2956	341	11	it	it	PRON
cblr-2956	341	12	will	will	AUX
cblr-2956	341	13	incur	incur	VERB
cblr-2956	341	14	this	this	DET
cblr-2956	341	15	10/33	10/33	NUM
cblr-2956	341	16	fraction	fraction	NOUN
cblr-2956	341	17	of	of	ADP
cblr-2956	341	18	defense	defense	NOUN
cblr-2956	341	19	costs	cost	NOUN
cblr-2956	341	20	plus	plus	CCONJ
cblr-2956	341	21	the	the	DET
cblr-2956	341	22	remaining	remain	VERB
cblr-2956	341	23	23/33	23/33	NUM
cblr-2956	341	24	fraction	fraction	NOUN
cblr-2956	341	25	.	.	PUNCT
cblr-2956	342	1	thus	thus	ADV
cblr-2956	342	2	,	,	PUNCT
cblr-2956	342	3	by	by	ADP
cblr-2956	342	4	settling	settle	VERB
cblr-2956	342	5	a	a	DET
cblr-2956	342	6	claim	claim	NOUN
cblr-2956	342	7	based	base	VERB
cblr-2956	342	8	on	on	ADP
cblr-2956	342	9	an	an	DET
cblr-2956	342	10	early	early	ADJ
cblr-2956	342	11	offer	offer	NOUN
cblr-2956	342	12	,	,	PUNCT
cblr-2956	342	13	the	the	DET
cblr-2956	342	14	defendant	defendant	NOUN
cblr-2956	342	15	saves	save	VERB
cblr-2956	342	16	the	the	DET
cblr-2956	342	17	23/33	23/33	NUM
cblr-2956	342	18	fraction	fraction	NOUN
cblr-2956	342	19	of	of	ADP
cblr-2956	342	20	legal	legal	ADJ
cblr-2956	342	21	expenses	expense	NOUN
cblr-2956	342	22	.	.	PUNCT
cblr-2956	343	1	as	as	ADP
cblr-2956	343	2	with	with	ADP
cblr-2956	343	3	reserves	reserve	NOUN
cblr-2956	343	4	,	,	PUNCT
cblr-2956	343	5	we	we	PRON
cblr-2956	343	6	scale	scale	VERB
cblr-2956	343	7	up	up	ADP
cblr-2956	343	8	the	the	DET
cblr-2956	343	9	primary	primary	ADJ
cblr-2956	343	10	defense	defense	NOUN
cblr-2956	343	11	legal	legal	ADJ
cblr-2956	343	12	expenses	expense	NOUN
cblr-2956	343	13	.	.	PUNCT
cblr-2956	344	1	in	in	ADP
cblr-2956	344	2	this	this	DET
cblr-2956	344	3	calculation	calculation	NOUN
cblr-2956	344	4	of	of	ADP
cblr-2956	344	5	whether	whether	SCONJ
cblr-2956	344	6	an	an	DET
cblr-2956	344	7	early	early	ADJ
cblr-2956	344	8	offer	offer	NOUN
cblr-2956	344	9	is	be	AUX
cblr-2956	344	10	desirable	desirable	ADJ
cblr-2956	344	11	,	,	PUNCT
cblr-2956	344	12	the	the	DET
cblr-2956	344	13	maximum	maximum	ADJ
cblr-2956	344	14	an	an	DET
cblr-2956	344	15	insurer	insurer	NOUN
cblr-2956	344	16	would	would	AUX
cblr-2956	344	17	be	be	AUX
cblr-2956	344	18	willing	willing	ADJ
cblr-2956	344	19	to	to	PART
cblr-2956	344	20	offer	offer	VERB
cblr-2956	344	21	is	be	AUX
cblr-2956	344	22	the	the	DET
cblr-2956	344	23	expected	expect	VERB
cblr-2956	344	24	tort	tort	NOUN
cblr-2956	344	25	settlement	settlement	NOUN
cblr-2956	344	26	or	or	CCONJ
cblr-2956	344	27	award	award	NOUN
cblr-2956	344	28	plus	plus	CCONJ
cblr-2956	344	29	this	this	DET
cblr-2956	344	30	23/33	23/33	NUM
cblr-2956	344	31	defense	defense	NOUN
cblr-2956	344	32	cost	cost	NOUN
cblr-2956	344	33	share	share	NOUN
cblr-2956	344	34	.	.	PUNCT
cblr-2956	345	1	if	if	SCONJ
cblr-2956	345	2	the	the	DET
cblr-2956	345	3	early	early	ADJ
cblr-2956	345	4	offer	offer	NOUN
cblr-2956	345	5	is	be	AUX
cblr-2956	345	6	accepted	accept	VERB
cblr-2956	345	7	,	,	PUNCT
cblr-2956	345	8	the	the	DET
cblr-2956	345	9	defense	defense	NOUN
cblr-2956	345	10	costs	cost	VERB
cblr-2956	345	11	that	that	PRON
cblr-2956	345	12	count	count	VERB
cblr-2956	345	13	as	as	ADP
cblr-2956	345	14	"	"	PUNCT
cblr-2956	345	15	savings	saving	NOUN
cblr-2956	345	16	"	"	PUNCT
cblr-2956	345	17	are	be	AUX
cblr-2956	345	18	only	only	ADV
cblr-2956	345	19	the	the	DET
cblr-2956	345	20	23/33	23/33	NUM
cblr-2956	345	21	share	share	NOUN
cblr-2956	345	22	amount	amount	NOUN
cblr-2956	345	23	because	because	SCONJ
cblr-2956	345	24	,	,	PUNCT
cblr-2956	345	25	as	as	SCONJ
cblr-2956	345	26	indicated	indicate	VERB
cblr-2956	345	27	,	,	PUNCT
cblr-2956	345	28	the	the	DET
cblr-2956	345	29	other	other	ADJ
cblr-2956	345	30	defense	defense	NOUN
cblr-2956	345	31	costs	cost	NOUN
cblr-2956	345	32	will	will	AUX
cblr-2956	345	33	already	already	ADV
cblr-2956	345	34	have	have	AUX
cblr-2956	345	35	been	be	AUX
cblr-2956	345	36	incurred	incur	VERB
cblr-2956	345	37	.	.	PUNCT
cblr-2956	346	1	4c	4c	NOUN
cblr-2956	346	2	.	.	PUNCT
cblr-2956	347	1	net	net	ADJ
cblr-2956	347	2	economic	economic	ADJ
cblr-2956	347	3	loss	loss	NOUN
cblr-2956	347	4	of	of	ADP
cblr-2956	347	5	the	the	DET
cblr-2956	347	6	39,553	39,553	NUM
cblr-2956	347	7	claims	claim	NOUN
cblr-2956	347	8	in	in	ADP
cblr-2956	347	9	the	the	DET
cblr-2956	347	10	texas	texas	PROPN
cblr-2956	347	11	closed	closed	ADJ
cblr-2956	347	12	claim	claim	NOUN
cblr-2956	347	13	data	datum	NOUN
cblr-2956	347	14	set	set	VERB
cblr-2956	347	15	,	,	PUNCT
cblr-2956	347	16	16,058	16,058	NUM
cblr-2956	347	17	reported	report	VERB
cblr-2956	347	18	a	a	DET
cblr-2956	347	19	breakdown	breakdown	NOUN
cblr-2956	347	20	of	of	ADP
cblr-2956	347	21	the	the	DET
cblr-2956	347	22	damages	damage	NOUN
cblr-2956	347	23	into	into	ADP
cblr-2956	347	24	four	four	NUM
cblr-2956	347	25	possible	possible	ADJ
cblr-2956	347	26	categories	category	NOUN
cblr-2956	347	27	:	:	PUNCT
cblr-2956	347	28	(	(	PUNCT
cblr-2956	347	29	1	1	X
cblr-2956	347	30	)	)	PUNCT
cblr-2956	347	31	economic	economic	ADJ
cblr-2956	347	32	damages	damage	NOUN
cblr-2956	347	33	(	(	PUNCT
cblr-2956	347	34	which	which	PRON
cblr-2956	347	35	,	,	PUNCT
cblr-2956	347	36	net	net	NOUN
cblr-2956	347	37	of	of	ADP
cblr-2956	347	38	collateral	collateral	ADJ
cblr-2956	347	39	sources	source	NOUN
cblr-2956	347	40	,	,	PUNCT
cblr-2956	347	41	are	be	AUX
cblr-2956	347	42	payable	payable	ADJ
cblr-2956	347	43	under	under	ADP
cblr-2956	347	44	an	an	DET
cblr-2956	347	45	early	early	ADJ
cblr-2956	347	46	offer	offer	NOUN
cblr-2956	347	47	)	)	PUNCT
cblr-2956	347	48	,	,	PUNCT
cblr-2956	347	49	(	(	PUNCT
cblr-2956	347	50	2	2	X
cblr-2956	347	51	)	)	PUNCT
cblr-2956	347	52	noneconomic	noneconomic	ADJ
cblr-2956	347	53	damages	damage	NOUN
cblr-2956	347	54	(	(	PUNCT
cblr-2956	347	55	which	which	PRON
cblr-2956	347	56	are	be	AUX
cblr-2956	347	57	not	not	PART
cblr-2956	347	58	payable	payable	ADJ
cblr-2956	347	59	under	under	ADP
cblr-2956	347	60	an	an	DET
cblr-2956	347	61	early	early	ADJ
cblr-2956	347	62	offer	offer	NOUN
cblr-2956	347	63	)	)	PUNCT
cblr-2956	347	64	,	,	PUNCT
cblr-2956	347	65	(	(	PUNCT
cblr-2956	347	66	3	3	X
cblr-2956	347	67	)	)	PUNCT
cblr-2956	347	68	punitive	punitive	ADJ
cblr-2956	347	69	damages	damage	NOUN
cblr-2956	347	70	(	(	PUNCT
cblr-2956	347	71	the	the	DET
cblr-2956	347	72	possible	possible	ADJ
cblr-2956	347	73	presence	presence	NOUN
cblr-2956	347	74	of	of	ADP
cblr-2956	347	75	which	which	PRON
cblr-2956	347	76	includes	include	VERB
cblr-2956	347	77	cases	case	NOUN
cblr-2956	347	78	when	when	SCONJ
cblr-2956	347	79	an	an	DET
cblr-2956	347	80	early	early	ADJ
cblr-2956	347	81	offer	offer	NOUN
cblr-2956	347	82	would	would	AUX
cblr-2956	347	83	more	more	ADV
cblr-2956	347	84	likely	likely	ADV
cblr-2956	347	85	be	be	AUX
cblr-2956	347	86	declined	decline	VERB
cblr-2956	347	87	)	)	PUNCT
cblr-2956	347	88	,	,	PUNCT
cblr-2956	347	89	and	and	CCONJ
cblr-2956	347	90	(	(	PUNCT
cblr-2956	347	91	4	4	X
cblr-2956	347	92	)	)	PUNCT
cblr-2956	347	93	prejudgment	prejudgment	NOUN
cblr-2956	347	94	interest	interest	NOUN
cblr-2956	347	95	(	(	PUNCT
cblr-2956	347	96	which	which	PRON
cblr-2956	347	97	will	will	AUX
cblr-2956	347	98	be	be	AUX
cblr-2956	347	99	largely	largely	ADV
cblr-2956	347	100	no	no	ADJ
cblr-2956	347	101	.	.	PUNCT
cblr-2956	348	1	2:4231	2:4231	NUM
cblr-2956	348	2	earl	earl	PROPN
cblr-2956	348	3	y	y	PROPN
cblr-2956	348	4	offers	offer	VERB
cblr-2956	348	5	reform	reform	PROPN
cblr-2956	348	6	columbia	columbia	PROPN
cblr-2956	348	7	business	business	PROPN
cblr-2956	348	8	la	la	PROPN
cblr-2956	348	9	w	w	PROPN
cblr-2956	348	10	review	review	NOUN
cblr-2956	348	11	eliminated	eliminate	VERB
cblr-2956	348	12	because	because	SCONJ
cblr-2956	348	13	of	of	ADP
cblr-2956	348	14	the	the	DET
cblr-2956	348	15	promptness	promptness	NOUN
cblr-2956	348	16	of	of	ADP
cblr-2956	348	17	early	early	ADJ
cblr-2956	348	18	offer	offer	NOUN
cblr-2956	348	19	payments	payment	NOUN
cblr-2956	348	20	)	)	PUNCT
cblr-2956	348	21	.	.	PUNCT
cblr-2956	349	1	15	15	NUM
cblr-2956	349	2	for	for	ADP
cblr-2956	349	3	cases	case	NOUN
cblr-2956	349	4	in	in	ADP
cblr-2956	349	5	which	which	PRON
cblr-2956	349	6	the	the	DET
cblr-2956	349	7	breakdown	breakdown	NOUN
cblr-2956	349	8	of	of	ADP
cblr-2956	349	9	economic	economic	ADJ
cblr-2956	349	10	damages	damage	NOUN
cblr-2956	349	11	is	be	AUX
cblr-2956	349	12	included	include	VERB
cblr-2956	349	13	in	in	ADP
cblr-2956	349	14	the	the	DET
cblr-2956	349	15	texas	texas	PROPN
cblr-2956	349	16	data	data	PROPN
cblr-2956	349	17	,	,	PUNCT
cblr-2956	349	18	the	the	DET
cblr-2956	349	19	damages	damage	NOUN
cblr-2956	349	20	amount	amount	NOUN
cblr-2956	349	21	reported	report	VERB
cblr-2956	349	22	is	be	AUX
cblr-2956	349	23	used	use	VERB
cblr-2956	349	24	.	.	PUNCT
cblr-2956	350	1	for	for	ADP
cblr-2956	350	2	all	all	DET
cblr-2956	350	3	other	other	ADJ
cblr-2956	350	4	cases	case	NOUN
cblr-2956	350	5	,	,	PUNCT
cblr-2956	350	6	the	the	DET
cblr-2956	350	7	average	average	ADJ
cblr-2956	350	8	economic	economic	ADJ
cblr-2956	350	9	damages	damage	NOUN
cblr-2956	350	10	share	share	NOUN
cblr-2956	350	11	is	be	AUX
cblr-2956	350	12	calculated	calculate	VERB
cblr-2956	350	13	using	use	VERB
cblr-2956	350	14	the	the	DET
cblr-2956	350	15	average	average	NOUN
cblr-2956	350	16	of	of	ADP
cblr-2956	350	17	claims	claim	NOUN
cblr-2956	350	18	with	with	ADP
cblr-2956	350	19	the	the	DET
cblr-2956	350	20	similar	similar	ADJ
cblr-2956	350	21	characteristics	characteristic	NOUN
cblr-2956	350	22	.	.	PUNCT
cblr-2956	351	1	in	in	ADP
cblr-2956	351	2	particular	particular	ADJ
cblr-2956	351	3	,	,	PUNCT
cblr-2956	351	4	four	four	NUM
cblr-2956	351	5	different	different	ADJ
cblr-2956	351	6	economic	economic	ADJ
cblr-2956	351	7	damages	damage	NOUN
cblr-2956	351	8	share	share	NOUN
cblr-2956	351	9	values	value	NOUN
cblr-2956	351	10	are	be	AUX
cblr-2956	351	11	separately	separately	ADV
cblr-2956	351	12	considered	consider	VERB
cblr-2956	351	13	based	base	VERB
cblr-2956	351	14	on	on	ADP
cblr-2956	351	15	injury	injury	NOUN
cblr-2956	351	16	type	type	NOUN
cblr-2956	351	17	(	(	PUNCT
cblr-2956	351	18	fatal	fatal	ADJ
cblr-2956	351	19	/	/	SYM
cblr-2956	351	20	nonfatal	nonfatal	ADJ
cblr-2956	351	21	)	)	PUNCT
cblr-2956	351	22	and	and	CCONJ
cblr-2956	351	23	whether	whether	SCONJ
cblr-2956	351	24	or	or	CCONJ
cblr-2956	351	25	not	not	PART
cblr-2956	351	26	workers	worker	NOUN
cblr-2956	351	27	'	'	PART
cblr-2956	351	28	compensation	compensation	NOUN
cblr-2956	351	29	was	be	AUX
cblr-2956	351	30	a	a	DET
cblr-2956	351	31	collateral	collateral	ADJ
cblr-2956	351	32	source	source	NOUN
cblr-2956	351	33	.	.	PUNCT
cblr-2956	352	1	the	the	DET
cblr-2956	352	2	economic	economic	ADJ
cblr-2956	352	3	damages	damage	NOUN
cblr-2956	352	4	shares	share	NOUN
cblr-2956	352	5	of	of	ADP
cblr-2956	352	6	the	the	DET
cblr-2956	352	7	total	total	ADJ
cblr-2956	352	8	award	award	NOUN
cblr-2956	352	9	are	be	AUX
cblr-2956	352	10	as	as	SCONJ
cblr-2956	352	11	follows	follow	VERB
cblr-2956	352	12	:	:	PUNCT
cblr-2956	352	13	31.77	31.77	NUM
cblr-2956	352	14	percent	percent	NOUN
cblr-2956	352	15	nonfatal	nonfatal	ADJ
cblr-2956	352	16	,	,	PUNCT
cblr-2956	352	17	no	no	DET
cblr-2956	352	18	workers	worker	NOUN
cblr-2956	352	19	'	'	PART
cblr-2956	352	20	compensation	compensation	NOUN
cblr-2956	352	21	(	(	PUNCT
cblr-2956	352	22	i.e.	i.e.	X
cblr-2956	352	23	,	,	PUNCT
cblr-2956	352	24	nonfatal	nonfatal	ADJ
cblr-2956	352	25	for	for	ADP
cblr-2956	352	26	those	those	PRON
cblr-2956	352	27	without	without	ADP
cblr-2956	352	28	workers	worker	NOUN
cblr-2956	352	29	'	'	PART
cblr-2956	352	30	compensation	compensation	NOUN
cblr-2956	352	31	as	as	ADP
cblr-2956	352	32	a	a	DET
cblr-2956	352	33	collateral	collateral	ADJ
cblr-2956	352	34	source	source	NOUN
cblr-2956	352	35	)	)	PUNCT
cblr-2956	352	36	;	;	PUNCT
cblr-2956	352	37	38.79	38.79	NUM
cblr-2956	352	38	percent	percent	NOUN
cblr-2956	352	39	nonfatal	nonfatal	ADJ
cblr-2956	352	40	with	with	ADP
cblr-2956	352	41	workers	worker	NOUN
cblr-2956	352	42	'	'	PART
cblr-2956	352	43	compensation	compensation	NOUN
cblr-2956	352	44	;	;	PUNCT
cblr-2956	352	45	27.00	27.00	NUM
cblr-2956	352	46	percent	percent	NOUN
cblr-2956	352	47	fatal	fatal	ADJ
cblr-2956	352	48	,	,	PUNCT
cblr-2956	352	49	no	no	DET
cblr-2956	352	50	workers	worker	NOUN
cblr-2956	352	51	'	'	PART
cblr-2956	352	52	compensation	compensation	NOUN
cblr-2956	352	53	;	;	PUNCT
cblr-2956	352	54	36.14	36.14	NUM
cblr-2956	352	55	percent	percent	NOUN
cblr-2956	352	56	fatal	fatal	ADJ
cblr-2956	352	57	with	with	ADP
cblr-2956	352	58	workers	worker	NOUN
cblr-2956	352	59	'	'	PART
cblr-2956	352	60	compensation	compensation	NOUN
cblr-2956	352	61	.	.	PUNCT
cblr-2956	353	1	the	the	DET
cblr-2956	353	2	injury	injury	NOUN
cblr-2956	353	3	type	type	NOUN
cblr-2956	353	4	and	and	CCONJ
cblr-2956	353	5	collateral	collateral	NOUN
cblr-2956	353	6	sources	source	NOUN
cblr-2956	353	7	are	be	AUX
cblr-2956	353	8	not	not	PART
cblr-2956	353	9	reported	report	VERB
cblr-2956	353	10	for	for	ADP
cblr-2956	353	11	all	all	DET
cblr-2956	353	12	the	the	DET
cblr-2956	353	13	tdi	tdi	PROPN
cblr-2956	353	14	short	short	ADJ
cblr-2956	353	15	form	form	NOUN
cblr-2956	353	16	claims	claim	VERB
cblr-2956	353	17	.	.	PUNCT
cblr-2956	354	1	for	for	ADP
cblr-2956	354	2	these	these	DET
cblr-2956	354	3	cases	case	NOUN
cblr-2956	354	4	(	(	PUNCT
cblr-2956	354	5	10,289	10,289	NUM
cblr-2956	354	6	)	)	PUNCT
cblr-2956	354	7	,	,	PUNCT
cblr-2956	354	8	the	the	DET
cblr-2956	354	9	share	share	NOUN
cblr-2956	354	10	of	of	ADP
cblr-2956	354	11	economic	economic	ADJ
cblr-2956	354	12	damages	damage	NOUN
cblr-2956	354	13	was	be	AUX
cblr-2956	354	14	imputed	impute	VERB
cblr-2956	354	15	to	to	PART
cblr-2956	354	16	be	be	AUX
cblr-2956	354	17	5.32	5.32	NUM
cblr-2956	354	18	percent	percent	NOUN
cblr-2956	354	19	,	,	PUNCT
cblr-2956	354	20	the	the	DET
cblr-2956	354	21	average	average	NOUN
cblr-2956	354	22	of	of	ADP
cblr-2956	354	23	the	the	DET
cblr-2956	354	24	economic	economic	ADJ
cblr-2956	354	25	damages	damage	NOUN
cblr-2956	354	26	share	share	VERB
cblr-2956	354	27	for	for	ADP
cblr-2956	354	28	all	all	DET
cblr-2956	354	29	short	short	ADJ
cblr-2956	354	30	form	form	NOUN
cblr-2956	354	31	claims	claim	NOUN
cblr-2956	354	32	in	in	ADP
cblr-2956	354	33	which	which	PRON
cblr-2956	354	34	a	a	DET
cblr-2956	354	35	breakdown	breakdown	NOUN
cblr-2956	354	36	was	be	AUX
cblr-2956	354	37	reported	report	VERB
cblr-2956	354	38	.	.	PUNCT
cblr-2956	355	1	16	16	NUM
cblr-2956	355	2	because	because	SCONJ
cblr-2956	355	3	the	the	DET
cblr-2956	355	4	aim	aim	NOUN
cblr-2956	355	5	of	of	ADP
cblr-2956	355	6	the	the	DET
cblr-2956	355	7	early	early	ADJ
cblr-2956	355	8	offer	offer	NOUN
cblr-2956	355	9	plan	plan	NOUN
cblr-2956	355	10	is	be	AUX
cblr-2956	355	11	to	to	PART
cblr-2956	355	12	compensate	compensate	VERB
cblr-2956	355	13	for	for	ADP
cblr-2956	355	14	economic	economic	ADJ
cblr-2956	355	15	loss	loss	NOUN
cblr-2956	355	16	,	,	PUNCT
cblr-2956	355	17	noneconomic	noneconomic	ADJ
cblr-2956	355	18	or	or	CCONJ
cblr-2956	355	19	punitive	punitive	ADJ
cblr-2956	355	20	damages	damage	NOUN
cblr-2956	355	21	or	or	CCONJ
cblr-2956	355	22	prejudgment	prejudgment	NOUN
cblr-2956	355	23	interest	interest	NOUN
cblr-2956	355	24	amounts	amount	NOUN
cblr-2956	355	25	are	be	AUX
cblr-2956	355	26	not	not	PART
cblr-2956	355	27	imputed	impute	VERB
cblr-2956	355	28	.	.	PUNCT
cblr-2956	356	1	to	to	PART
cblr-2956	356	2	provide	provide	VERB
cblr-2956	356	3	more	more	ADJ
cblr-2956	356	4	information	information	NOUN
cblr-2956	356	5	on	on	ADP
cblr-2956	356	6	the	the	DET
cblr-2956	356	7	allocation	allocation	NOUN
cblr-2956	356	8	of	of	ADP
cblr-2956	356	9	damages	damage	NOUN
cblr-2956	356	10	into	into	ADP
cblr-2956	356	11	the	the	DET
cblr-2956	356	12	four	four	NUM
cblr-2956	356	13	categories	category	NOUN
cblr-2956	356	14	,	,	PUNCT
cblr-2956	356	15	detailed	detailed	ADJ
cblr-2956	356	16	information	information	NOUN
cblr-2956	356	17	is	be	AUX
cblr-2956	356	18	reported	report	VERB
cblr-2956	356	19	on	on	ADP
cblr-2956	356	20	the	the	DET
cblr-2956	356	21	distribution	distribution	NOUN
cblr-2956	356	22	of	of	ADP
cblr-2956	356	23	economic	economic	ADJ
cblr-2956	356	24	damages	damage	NOUN
cblr-2956	356	25	,	,	PUNCT
cblr-2956	356	26	noneconomic	noneconomic	ADJ
cblr-2956	356	27	damages	damage	NOUN
cblr-2956	356	28	,	,	PUNCT
cblr-2956	356	29	punitive	punitive	ADJ
cblr-2956	356	30	damages	damage	NOUN
cblr-2956	356	31	,	,	PUNCT
cblr-2956	356	32	prejudgment	prejudgment	NOUN
cblr-2956	356	33	interest	interest	NOUN
cblr-2956	356	34	,	,	PUNCT
cblr-2956	356	35	and	and	CCONJ
cblr-2956	356	36	the	the	DET
cblr-2956	356	37	total	total	ADJ
cblr-2956	356	38	settlement	settlement	NOUN
cblr-2956	356	39	court	court	PROPN
cblr-2956	356	40	award	award	NOUN
cblr-2956	356	41	'	'	PUNCT
cblr-2956	356	42	"	"	PUNCT
cblr-2956	356	43	the	the	DET
cblr-2956	356	44	actual	actual	ADJ
cblr-2956	356	45	breakdown	breakdown	NOUN
cblr-2956	356	46	is	be	AUX
cblr-2956	356	47	reported	report	VERB
cblr-2956	356	48	for	for	ADP
cblr-2956	356	49	court	court	NOUN
cblr-2956	356	50	awards	award	NOUN
cblr-2956	356	51	and	and	CCONJ
cblr-2956	356	52	is	be	AUX
cblr-2956	356	53	an	an	DET
cblr-2956	356	54	estimate	estimate	NOUN
cblr-2956	356	55	as	as	SCONJ
cblr-2956	356	56	contemplated	contemplate	VERB
cblr-2956	356	57	in	in	ADP
cblr-2956	356	58	the	the	DET
cblr-2956	356	59	settlement	settlement	NOUN
cblr-2956	356	60	for	for	ADP
cblr-2956	356	61	those	those	PRON
cblr-2956	356	62	without	without	ADP
cblr-2956	356	63	court	court	NOUN
cblr-2956	356	64	decisions	decision	NOUN
cblr-2956	356	65	.	.	PUNCT
cblr-2956	357	1	per	per	ADP
cblr-2956	357	2	tdi	tdi	PROPN
cblr-2956	357	3	staff	staff	NOUN
cblr-2956	357	4	,	,	PUNCT
cblr-2956	357	5	for	for	ADP
cblr-2956	357	6	cases	case	NOUN
cblr-2956	357	7	that	that	PRON
cblr-2956	357	8	settled	settle	VERB
cblr-2956	357	9	out	out	ADP
cblr-2956	357	10	of	of	ADP
cblr-2956	357	11	court	court	NOUN
cblr-2956	357	12	,	,	PUNCT
cblr-2956	357	13	the	the	DET
cblr-2956	357	14	breakdown	breakdown	NOUN
cblr-2956	357	15	is	be	AUX
cblr-2956	357	16	only	only	ADV
cblr-2956	357	17	asked	ask	VERB
cblr-2956	357	18	to	to	PART
cblr-2956	357	19	be	be	AUX
cblr-2956	357	20	reported	report	VERB
cblr-2956	357	21	if	if	SCONJ
cblr-2956	357	22	,	,	PUNCT
cblr-2956	357	23	in	in	ADP
cblr-2956	357	24	the	the	DET
cblr-2956	357	25	opinion	opinion	NOUN
cblr-2956	357	26	of	of	ADP
cblr-2956	357	27	the	the	DET
cblr-2956	357	28	individual	individual	NOUN
cblr-2956	357	29	completing	complete	VERB
cblr-2956	357	30	the	the	DET
cblr-2956	357	31	form	form	NOUN
cblr-2956	357	32	,	,	PUNCT
cblr-2956	357	33	the	the	DET
cblr-2956	357	34	settlement	settlement	NOUN
cblr-2956	357	35	was	be	AUX
cblr-2956	357	36	influenced	influence	VERB
cblr-2956	357	37	by	by	ADP
cblr-2956	357	38	a	a	DET
cblr-2956	357	39	demand	demand	NOUN
cblr-2956	357	40	or	or	CCONJ
cblr-2956	357	41	possible	possible	ADJ
cblr-2956	357	42	award	award	NOUN
cblr-2956	357	43	of	of	ADP
cblr-2956	357	44	non	non	ADJ
cblr-2956	357	45	-	-	ADJ
cblr-2956	357	46	economic	economic	ADJ
cblr-2956	357	47	,	,	PUNCT
cblr-2956	357	48	or	or	CCONJ
cblr-2956	357	49	punitive	punitive	ADJ
cblr-2956	357	50	damages	damage	NOUN
cblr-2956	357	51	,	,	PUNCT
cblr-2956	357	52	or	or	CCONJ
cblr-2956	357	53	prejudgment	prejudgment	NOUN
cblr-2956	357	54	interest	interest	NOUN
cblr-2956	357	55	.	.	PUNCT
cblr-2956	358	1	also	also	ADV
cblr-2956	358	2	per	per	ADP
cblr-2956	358	3	tdi	tdi	PROPN
cblr-2956	358	4	staff	staff	NOUN
cblr-2956	358	5	,	,	PUNCT
cblr-2956	358	6	this	this	PRON
cblr-2956	358	7	is	be	AUX
cblr-2956	358	8	the	the	DET
cblr-2956	358	9	best	good	ADJ
cblr-2956	358	10	and	and	CCONJ
cblr-2956	358	11	only	only	ADJ
cblr-2956	358	12	information	information	NOUN
cblr-2956	358	13	available	available	ADJ
cblr-2956	358	14	using	use	VERB
cblr-2956	358	15	texas	texas	PROPN
cblr-2956	358	16	closed	closed	ADJ
cblr-2956	358	17	claim	claim	NOUN
cblr-2956	358	18	data	datum	NOUN
cblr-2956	358	19	on	on	ADP
cblr-2956	358	20	the	the	DET
cblr-2956	358	21	components	component	NOUN
cblr-2956	358	22	of	of	ADP
cblr-2956	358	23	damage	damage	NOUN
cblr-2956	358	24	awards	award	NOUN
cblr-2956	358	25	,	,	PUNCT
cblr-2956	358	26	granted	grant	VERB
cblr-2956	358	27	that	that	SCONJ
cblr-2956	358	28	most	most	ADJ
cblr-2956	358	29	insurers	insurer	NOUN
cblr-2956	358	30	do	do	AUX
cblr-2956	358	31	not	not	PART
cblr-2956	358	32	record	record	VERB
cblr-2956	358	33	information	information	NOUN
cblr-2956	358	34	with	with	ADP
cblr-2956	358	35	even	even	ADV
cblr-2956	358	36	this	this	DET
cblr-2956	358	37	level	level	NOUN
cblr-2956	358	38	of	of	ADP
cblr-2956	358	39	detail	detail	NOUN
cblr-2956	358	40	.	.	PUNCT
cblr-2956	359	1	see	see	VERB
cblr-2956	359	2	supra	supra	PROPN
cblr-2956	359	3	note	note	PROPN
cblr-2956	359	4	9	9	NUM
cblr-2956	359	5	.	.	NUM
cblr-2956	359	6	16	16	NUM
cblr-2956	360	1	the	the	DET
cblr-2956	360	2	payment	payment	NOUN
cblr-2956	360	3	cap	cap	NOUN
cblr-2956	360	4	is	be	AUX
cblr-2956	360	5	$	$	SYM
cblr-2956	360	6	25,000	25,000	NUM
cblr-2956	360	7	for	for	ADP
cblr-2956	360	8	short	short	ADJ
cblr-2956	360	9	form	form	NOUN
cblr-2956	360	10	closed	close	VERB
cblr-2956	360	11	claim	claim	NOUN
cblr-2956	360	12	reports	report	NOUN
cblr-2956	360	13	,	,	PUNCT
cblr-2956	360	14	so	so	SCONJ
cblr-2956	360	15	these	these	DET
cblr-2956	360	16	injuries	injury	NOUN
cblr-2956	360	17	are	be	AUX
cblr-2956	360	18	unlikely	unlikely	ADJ
cblr-2956	360	19	to	to	PART
cblr-2956	360	20	entail	entail	VERB
cblr-2956	360	21	death	death	NOUN
cblr-2956	360	22	or	or	CCONJ
cblr-2956	360	23	severe	severe	ADJ
cblr-2956	360	24	injury	injury	NOUN
cblr-2956	360	25	.	.	PUNCT
cblr-2956	361	1	[	[	X
cblr-2956	361	2	vol	vol	NOUN
cblr-2956	361	3	.	.	PUNCT
cblr-2956	361	4	2008	2008	NUM
cblr-2956	361	5	early	early	ADV
cblr-2956	361	6	offers	offer	VERB
cblr-2956	361	7	reform	reform	NOUN
cblr-2956	361	8	in	in	ADP
cblr-2956	361	9	table	table	NOUN
cblr-2956	361	10	1	1	NUM
cblr-2956	361	11	,	,	PUNCT
cblr-2956	361	12	panel	panel	NOUN
cblr-2956	361	13	c	c	NOUN
cblr-2956	361	14	,	,	PUNCT
cblr-2956	361	15	for	for	ADP
cblr-2956	361	16	the	the	DET
cblr-2956	361	17	16,058	16,058	NUM
cblr-2956	361	18	claims	claim	NOUN
cblr-2956	361	19	in	in	ADP
cblr-2956	361	20	which	which	PRON
cblr-2956	361	21	a	a	DET
cblr-2956	361	22	breakdown	breakdown	NOUN
cblr-2956	361	23	is	be	AUX
cblr-2956	361	24	reported	report	VERB
cblr-2956	361	25	.	.	PUNCT
cblr-2956	362	1	although	although	SCONJ
cblr-2956	362	2	the	the	DET
cblr-2956	362	3	tdi	tdi	PROPN
cblr-2956	362	4	long	long	ADJ
cblr-2956	362	5	form	form	NOUN
cblr-2956	362	6	allows	allow	VERB
cblr-2956	362	7	reports	report	NOUN
cblr-2956	362	8	of	of	ADP
cblr-2956	362	9	whether	whether	SCONJ
cblr-2956	362	10	any	any	DET
cblr-2956	362	11	collateral	collateral	ADJ
cblr-2956	362	12	sources	source	NOUN
cblr-2956	362	13	were	be	AUX
cblr-2956	362	14	available	available	ADJ
cblr-2956	362	15	to	to	ADP
cblr-2956	362	16	the	the	DET
cblr-2956	362	17	injured	injure	VERB
cblr-2956	362	18	party	party	NOUN
cblr-2956	362	19	,	,	PUNCT
cblr-2956	362	20	claimants	claimant	NOUN
cblr-2956	362	21	are	be	AUX
cblr-2956	362	22	not	not	PART
cblr-2956	362	23	required	require	VERB
cblr-2956	362	24	to	to	PART
cblr-2956	362	25	report	report	VERB
cblr-2956	362	26	such	such	ADJ
cblr-2956	362	27	sources	source	NOUN
cblr-2956	362	28	to	to	ADP
cblr-2956	362	29	the	the	DET
cblr-2956	362	30	insurer	insurer	NOUN
cblr-2956	362	31	.	.	PUNCT
cblr-2956	363	1	investigation	investigation	NOUN
cblr-2956	363	2	of	of	ADP
cblr-2956	363	3	these	these	DET
cblr-2956	363	4	data	datum	NOUN
cblr-2956	363	5	suggests	suggest	VERB
cblr-2956	363	6	that	that	SCONJ
cblr-2956	363	7	reports	report	NOUN
cblr-2956	363	8	of	of	ADP
cblr-2956	363	9	collateral	collateral	ADJ
cblr-2956	363	10	sources	source	NOUN
cblr-2956	363	11	were	be	AUX
cblr-2956	363	12	incomplete	incomplete	ADJ
cblr-2956	363	13	.	.	PUNCT
cblr-2956	364	1	therefore	therefore	ADV
cblr-2956	364	2	,	,	PUNCT
cblr-2956	364	3	the	the	DET
cblr-2956	364	4	percent	percent	NOUN
cblr-2956	364	5	of	of	ADP
cblr-2956	364	6	economic	economic	ADJ
cblr-2956	364	7	loss	loss	NOUN
cblr-2956	364	8	offset	offset	VERB
cblr-2956	364	9	by	by	ADP
cblr-2956	364	10	collateral	collateral	ADJ
cblr-2956	364	11	sources	source	NOUN
cblr-2956	364	12	under	under	ADP
cblr-2956	364	13	the	the	DET
cblr-2956	364	14	early	early	ADJ
cblr-2956	364	15	offer	offer	NOUN
cblr-2956	364	16	proposal	proposal	NOUN
cblr-2956	364	17	is	be	AUX
cblr-2956	364	18	imputed	impute	VERB
cblr-2956	364	19	using	use	VERB
cblr-2956	364	20	data	datum	NOUN
cblr-2956	364	21	from	from	ADP
cblr-2956	364	22	florida	florida	PROPN
cblr-2956	364	23	in	in	ADP
cblr-2956	364	24	the	the	DET
cblr-2956	364	25	earlier	early	ADJ
cblr-2956	364	26	hhs	hhs	PROPN
cblr-2956	364	27	medical	medical	ADJ
cblr-2956	364	28	malpractice	malpractice	PROPN
cblr-2956	364	29	study	study	PROPN
cblr-2956	364	30	co	co	VERB
cblr-2956	364	31	-	-	VERB
cblr-2956	364	32	authored	author	VERB
cblr-2956	364	33	by	by	ADP
cblr-2956	364	34	the	the	DET
cblr-2956	364	35	first	first	ADV
cblr-2956	364	36	-	-	PUNCT
cblr-2956	364	37	named	name	VERB
cblr-2956	364	38	author	author	NOUN
cblr-2956	364	39	of	of	ADP
cblr-2956	364	40	this	this	DET
cblr-2956	364	41	personal	personal	ADJ
cblr-2956	364	42	injury	injury	NOUN
cblr-2956	364	43	liability	liability	NOUN
cblr-2956	364	44	study	study	NOUN
cblr-2956	364	45	and	and	CCONJ
cblr-2956	364	46	noted	note	VERB
cblr-2956	364	47	by	by	ADP
cblr-2956	364	48	an	an	DET
cblr-2956	364	49	asterisk	asterisk	NOUN
cblr-2956	364	50	at	at	ADP
cblr-2956	364	51	the	the	DET
cblr-2956	364	52	beginning	beginning	NOUN
cblr-2956	364	53	of	of	ADP
cblr-2956	364	54	this	this	DET
cblr-2956	364	55	article	article	NOUN
cblr-2956	364	56	.	.	PUNCT
cblr-2956	365	1	we	we	PRON
cblr-2956	365	2	use	use	VERB
cblr-2956	365	3	the	the	DET
cblr-2956	365	4	same	same	ADJ
cblr-2956	365	5	collateral	collateral	ADJ
cblr-2956	365	6	source	source	NOUN
cblr-2956	365	7	offset	offset	NOUN
cblr-2956	365	8	of	of	ADP
cblr-2956	365	9	26	26	NUM
cblr-2956	365	10	percent	percent	NOUN
cblr-2956	365	11	for	for	ADP
cblr-2956	365	12	all	all	DET
cblr-2956	365	13	claims	claim	NOUN
cblr-2956	365	14	,	,	PUNCT
cblr-2956	365	15	unless	unless	SCONJ
cblr-2956	365	16	the	the	DET
cblr-2956	365	17	claim	claim	NOUN
cblr-2956	365	18	involves	involve	VERB
cblr-2956	365	19	an	an	DET
cblr-2956	365	20	offset	offset	NOUN
cblr-2956	365	21	for	for	ADP
cblr-2956	365	22	workers	worker	NOUN
cblr-2956	365	23	'	'	PART
cblr-2956	365	24	compensation	compensation	NOUN
cblr-2956	365	25	.	.	PUNCT
cblr-2956	366	1	for	for	ADP
cblr-2956	366	2	the	the	DET
cblr-2956	366	3	latter	latter	ADJ
cblr-2956	366	4	,	,	PUNCT
cblr-2956	366	5	with	with	ADP
cblr-2956	366	6	its	its	PRON
cblr-2956	366	7	much	much	ADV
cblr-2956	366	8	more	more	ADV
cblr-2956	366	9	generous	generous	ADJ
cblr-2956	366	10	payment	payment	NOUN
cblr-2956	366	11	of	of	ADP
cblr-2956	366	12	relatively	relatively	ADV
cblr-2956	366	13	unlimited	unlimited	ADJ
cblr-2956	366	14	medical	medical	ADJ
cblr-2956	366	15	coverage	coverage	NOUN
cblr-2956	366	16	and	and	CCONJ
cblr-2956	366	17	significant	significant	ADJ
cblr-2956	366	18	wage	wage	NOUN
cblr-2956	366	19	loss	loss	NOUN
cblr-2956	366	20	,	,	PUNCT
cblr-2956	366	21	we	we	PRON
cblr-2956	366	22	assume	assume	VERB
cblr-2956	366	23	a	a	DET
cblr-2956	366	24	60	60	NUM
cblr-2956	366	25	percent	percent	NOUN
cblr-2956	366	26	offset	offset	VERB
cblr-2956	366	27	.	.	PUNCT
cblr-2956	367	1	5	5	X
cblr-2956	367	2	.	.	X
cblr-2956	367	3	special	special	ADJ
cblr-2956	367	4	considerations	consideration	NOUN
cblr-2956	367	5	:	:	PUNCT
cblr-2956	367	6	punitive	punitive	ADJ
cblr-2956	367	7	damages	damage	NOUN
cblr-2956	367	8	and	and	CCONJ
cblr-2956	367	9	minimum	minimum	NOUN
cblr-2956	367	10	payment	payment	NOUN
cblr-2956	367	11	5a	5a	NUM
cblr-2956	367	12	.	.	PUNCT
cblr-2956	368	1	punitive	punitive	ADJ
cblr-2956	368	2	damages	damage	NOUN
cblr-2956	368	3	claimants	claimant	NOUN
cblr-2956	368	4	who	who	PRON
cblr-2956	368	5	do	do	AUX
cblr-2956	368	6	not	not	PART
cblr-2956	368	7	accept	accept	VERB
cblr-2956	368	8	an	an	DET
cblr-2956	368	9	early	early	ADJ
cblr-2956	368	10	offer	offer	NOUN
cblr-2956	368	11	must	must	AUX
cblr-2956	368	12	show	show	VERB
cblr-2956	368	13	that	that	SCONJ
cblr-2956	368	14	the	the	DET
cblr-2956	368	15	provider	provider	NOUN
cblr-2956	368	16	's	's	PART
cblr-2956	368	17	conduct	conduct	NOUN
cblr-2956	368	18	was	be	AUX
cblr-2956	368	19	grossly	grossly	ADV
cblr-2956	368	20	negligent	negligent	ADJ
cblr-2956	368	21	,	,	PUNCT
cblr-2956	368	22	which	which	PRON
cblr-2956	368	23	is	be	AUX
cblr-2956	368	24	variously	variously	ADV
cblr-2956	368	25	but	but	CCONJ
cblr-2956	368	26	generally	generally	ADV
cblr-2956	368	27	similarly	similarly	ADV
cblr-2956	368	28	defined	define	VERB
cblr-2956	368	29	in	in	ADP
cblr-2956	368	30	the	the	DET
cblr-2956	368	31	several	several	ADJ
cblr-2956	368	32	states	state	NOUN
cblr-2956	368	33	,	,	PUNCT
cblr-2956	368	34	in	in	ADP
cblr-2956	368	35	order	order	NOUN
cblr-2956	368	36	to	to	PART
cblr-2956	368	37	collect	collect	VERB
cblr-2956	368	38	full	full	ADJ
cblr-2956	368	39	tort	tort	NOUN
cblr-2956	368	40	damages	damage	NOUN
cblr-2956	368	41	.	.	PUNCT
cblr-2956	369	1	a	a	DET
cblr-2956	369	2	useful	useful	ADJ
cblr-2956	369	3	measure	measure	NOUN
cblr-2956	369	4	of	of	ADP
cblr-2956	369	5	whether	whether	SCONJ
cblr-2956	369	6	claimants	claimant	NOUN
cblr-2956	369	7	would	would	AUX
cblr-2956	369	8	anticipate	anticipate	VERB
cblr-2956	369	9	if	if	SCONJ
cblr-2956	369	10	this	this	DET
cblr-2956	369	11	higher	high	ADJ
cblr-2956	369	12	legal	legal	ADJ
cblr-2956	369	13	standard	standard	NOUN
cblr-2956	369	14	could	could	AUX
cblr-2956	369	15	be	be	AUX
cblr-2956	369	16	met	meet	VERB
cblr-2956	369	17	(	(	PUNCT
cblr-2956	369	18	and	and	CCONJ
cblr-2956	369	19	therefore	therefore	ADV
cblr-2956	369	20	opt	opt	VERB
cblr-2956	369	21	out	out	ADP
cblr-2956	369	22	of	of	ADP
cblr-2956	369	23	the	the	DET
cblr-2956	369	24	early	early	ADJ
cblr-2956	369	25	offer	offer	NOUN
cblr-2956	369	26	settlement	settlement	NOUN
cblr-2956	369	27	choosing	choose	VERB
cblr-2956	369	28	instead	instead	ADV
cblr-2956	369	29	to	to	PART
cblr-2956	369	30	litigate	litigate	VERB
cblr-2956	369	31	)	)	PUNCT
cblr-2956	369	32	would	would	AUX
cblr-2956	369	33	be	be	AUX
cblr-2956	369	34	whether	whether	SCONJ
cblr-2956	369	35	punitive	punitive	ADJ
cblr-2956	369	36	damages	damage	NOUN
cblr-2956	369	37	are	be	AUX
cblr-2956	369	38	claimed	claim	VERB
cblr-2956	369	39	or	or	CCONJ
cblr-2956	369	40	actually	actually	ADV
cblr-2956	369	41	paid	pay	VERB
cblr-2956	369	42	in	in	ADP
cblr-2956	369	43	the	the	DET
cblr-2956	369	44	court	court	NOUN
cblr-2956	369	45	award	award	NOUN
cblr-2956	369	46	and	and	CCONJ
cblr-2956	369	47	are	be	AUX
cblr-2956	369	48	thus	thus	ADV
cblr-2956	369	49	reported	report	VERB
cblr-2956	369	50	to	to	ADP
cblr-2956	369	51	the	the	DET
cblr-2956	369	52	tdi	tdi	PROPN
cblr-2956	369	53	.	.	PUNCT
cblr-2956	370	1	for	for	ADP
cblr-2956	370	2	purposes	purpose	NOUN
cblr-2956	370	3	of	of	ADP
cblr-2956	370	4	our	our	PRON
cblr-2956	370	5	analysis	analysis	NOUN
cblr-2956	370	6	we	we	PRON
cblr-2956	370	7	assume	assume	VERB
cblr-2956	370	8	that	that	SCONJ
cblr-2956	370	9	all	all	DET
cblr-2956	370	10	cases	case	NOUN
cblr-2956	370	11	in	in	ADP
cblr-2956	370	12	which	which	PRON
cblr-2956	370	13	there	there	PRON
cblr-2956	370	14	are	be	VERB
cblr-2956	370	15	claims	claim	NOUN
cblr-2956	370	16	for	for	ADP
cblr-2956	370	17	punitive	punitive	ADJ
cblr-2956	370	18	damages	damage	NOUN
cblr-2956	370	19	will	will	AUX
cblr-2956	370	20	opt	opt	VERB
cblr-2956	370	21	out	out	ADP
cblr-2956	370	22	of	of	ADP
cblr-2956	370	23	the	the	DET
cblr-2956	370	24	early	early	ADJ
cblr-2956	370	25	offer	offer	NOUN
cblr-2956	370	26	and	and	CCONJ
cblr-2956	370	27	that	that	SCONJ
cblr-2956	370	28	all	all	DET
cblr-2956	370	29	claims	claim	NOUN
cblr-2956	370	30	without	without	ADP
cblr-2956	370	31	punitive	punitive	ADJ
cblr-2956	370	32	damages	damage	NOUN
cblr-2956	370	33	will	will	AUX
cblr-2956	370	34	accept	accept	VERB
cblr-2956	370	35	an	an	DET
cblr-2956	370	36	early	early	ADJ
cblr-2956	370	37	offer	offer	NOUN
cblr-2956	370	38	if	if	SCONJ
cblr-2956	370	39	one	one	PRON
cblr-2956	370	40	is	be	AUX
cblr-2956	370	41	made	make	VERB
cblr-2956	370	42	.	.	PUNCT
cblr-2956	371	1	(	(	PUNCT
cblr-2956	371	2	as	as	ADP
cblr-2956	371	3	a	a	DET
cblr-2956	371	4	practical	practical	ADJ
cblr-2956	371	5	matter	matter	NOUN
cblr-2956	371	6	,	,	PUNCT
cblr-2956	371	7	some	some	DET
cblr-2956	371	8	claimants	claimant	NOUN
cblr-2956	371	9	who	who	PRON
cblr-2956	371	10	ultimately	ultimately	ADV
cblr-2956	371	11	might	might	AUX
cblr-2956	371	12	have	have	AUX
cblr-2956	371	13	received	receive	VERB
cblr-2956	371	14	punitive	punitive	ADJ
cblr-2956	371	15	damages	damage	NOUN
cblr-2956	371	16	may	may	AUX
cblr-2956	371	17	choose	choose	VERB
cblr-2956	371	18	to	to	PART
cblr-2956	371	19	accept	accept	VERB
cblr-2956	371	20	the	the	DET
cblr-2956	371	21	early	early	ADJ
cblr-2956	371	22	offer	offer	NOUN
cblr-2956	371	23	,	,	PUNCT
cblr-2956	371	24	since	since	SCONJ
cblr-2956	371	25	there	there	PRON
cblr-2956	371	26	is	be	VERB
cblr-2956	371	27	substantial	substantial	ADJ
cblr-2956	371	28	uncertainty	uncertainty	NOUN
cblr-2956	371	29	as	as	ADP
cblr-2956	371	30	to	to	ADP
cblr-2956	371	31	whether	whether	SCONJ
cblr-2956	371	32	such	such	ADJ
cblr-2956	371	33	damages	damage	NOUN
cblr-2956	371	34	will	will	AUX
cblr-2956	371	35	be	be	AUX
cblr-2956	371	36	no	no	PRON
cblr-2956	371	37	.	.	PUNCT
cblr-2956	372	1	2:423	2:423	NUM
cblr-2956	372	2	]	]	PUNCT
cblr-2956	372	3	awarded	award	VERB
cblr-2956	372	4	.	.	PUNCT
cblr-2956	373	1	likewise	likewise	ADV
cblr-2956	373	2	,	,	PUNCT
cblr-2956	373	3	some	some	DET
cblr-2956	373	4	claimants	claimant	NOUN
cblr-2956	373	5	who	who	PRON
cblr-2956	373	6	ultimately	ultimately	ADV
cblr-2956	373	7	will	will	AUX
cblr-2956	373	8	not	not	PART
cblr-2956	373	9	receive	receive	VERB
cblr-2956	373	10	punitive	punitive	ADJ
cblr-2956	373	11	damages	damage	NOUN
cblr-2956	373	12	will	will	AUX
cblr-2956	373	13	choose	choose	VERB
cblr-2956	373	14	to	to	PART
cblr-2956	373	15	reject	reject	VERB
cblr-2956	373	16	the	the	DET
cblr-2956	373	17	early	early	ADJ
cblr-2956	373	18	offer	offer	NOUN
cblr-2956	373	19	because	because	SCONJ
cblr-2956	373	20	they	they	PRON
cblr-2956	373	21	overestimate	overestimate	VERB
cblr-2956	373	22	their	their	PRON
cblr-2956	373	23	chances	chance	NOUN
cblr-2956	373	24	of	of	ADP
cblr-2956	373	25	receiving	receive	VERB
cblr-2956	373	26	such	such	ADJ
cblr-2956	373	27	damages	damage	NOUN
cblr-2956	373	28	.	.	PUNCT
cblr-2956	373	29	)	)	PUNCT
cblr-2956	374	1	but	but	CCONJ
cblr-2956	374	2	based	base	VERB
cblr-2956	374	3	on	on	ADP
cblr-2956	374	4	the	the	DET
cblr-2956	374	5	above	above	ADJ
cblr-2956	374	6	assumptions	assumption	NOUN
cblr-2956	374	7	,	,	PUNCT
cblr-2956	374	8	claims	claim	VERB
cblr-2956	374	9	that	that	PRON
cblr-2956	374	10	report	report	VERB
cblr-2956	374	11	punitive	punitive	ADJ
cblr-2956	374	12	damages	damage	NOUN
cblr-2956	374	13	are	be	AUX
cblr-2956	374	14	separated	separate	VERB
cblr-2956	374	15	by	by	ADP
cblr-2956	374	16	us	we	PRON
cblr-2956	374	17	from	from	ADP
cblr-2956	374	18	those	those	PRON
cblr-2956	374	19	that	that	PRON
cblr-2956	374	20	do	do	VERB
cblr-2956	374	21	not	not	PART
cblr-2956	374	22	,	,	PUNCT
cblr-2956	374	23	and	and	CCONJ
cblr-2956	374	24	we	we	PRON
cblr-2956	374	25	indicate	indicate	VERB
cblr-2956	374	26	the	the	DET
cblr-2956	374	27	results	result	NOUN
cblr-2956	374	28	under	under	ADP
cblr-2956	374	29	the	the	DET
cblr-2956	374	30	early	early	ADJ
cblr-2956	374	31	offer	offer	NOUN
cblr-2956	374	32	proposal	proposal	NOUN
cblr-2956	374	33	with	with	ADP
cblr-2956	374	34	and	and	CCONJ
cblr-2956	374	35	without	without	ADP
cblr-2956	374	36	these	these	DET
cblr-2956	374	37	claims	claim	NOUN
cblr-2956	374	38	.	.	PUNCT
cblr-2956	375	1	as	as	SCONJ
cblr-2956	375	2	seen	see	VERB
cblr-2956	375	3	,	,	PUNCT
cblr-2956	375	4	only	only	ADV
cblr-2956	375	5	1607	1607	NUM
cblr-2956	375	6	of	of	ADP
cblr-2956	375	7	the	the	DET
cblr-2956	375	8	39,553	39,553	NUM
cblr-2956	375	9	claims	claim	NOUN
cblr-2956	375	10	in	in	ADP
cblr-2956	375	11	panel	panel	NOUN
cblr-2956	375	12	a	a	PRON
cblr-2956	375	13	of	of	ADP
cblr-2956	375	14	table	table	NOUN
cblr-2956	375	15	1	1	NUM
cblr-2956	375	16	thus	thus	ADV
cblr-2956	375	17	involved	involve	VERB
cblr-2956	375	18	punitive	punitive	ADJ
cblr-2956	375	19	damages	damage	NOUN
cblr-2956	375	20	,	,	PUNCT
cblr-2956	375	21	or	or	CCONJ
cblr-2956	375	22	about	about	ADV
cblr-2956	375	23	4	4	NUM
cblr-2956	375	24	percent	percent	NOUN
cblr-2956	375	25	of	of	ADP
cblr-2956	375	26	the	the	DET
cblr-2956	375	27	claims	claim	NOUN
cblr-2956	375	28	[	[	X
cblr-2956	375	29	laa(5	laa(5	NOUN
cblr-2956	375	30	)	)	PUNCT
cblr-2956	375	31	,	,	PUNCT
cblr-2956	375	32	e(5	e(5	PROPN
cblr-2956	375	33	)	)	PUNCT
cblr-2956	375	34	]	]	PUNCT
cblr-2956	375	35	.	.	PUNCT
cblr-2956	376	1	5b	5b	X
cblr-2956	376	2	.	.	PUNCT
cblr-2956	377	1	minimum	minimum	ADJ
cblr-2956	377	2	payment	payment	NOUN
cblr-2956	377	3	for	for	ADP
cblr-2956	377	4	death	death	NOUN
cblr-2956	377	5	or	or	CCONJ
cblr-2956	377	6	severe	severe	ADJ
cblr-2956	377	7	injuries	injury	NOUN
cblr-2956	377	8	another	another	DET
cblr-2956	377	9	feature	feature	NOUN
cblr-2956	377	10	in	in	ADP
cblr-2956	377	11	the	the	DET
cblr-2956	377	12	proposal	proposal	NOUN
cblr-2956	377	13	,	,	PUNCT
cblr-2956	377	14	as	as	SCONJ
cblr-2956	377	15	seen	see	VERB
cblr-2956	377	16	above	above	ADV
cblr-2956	377	17	,	,	PUNCT
cblr-2956	377	18	arises	arise	VERB
cblr-2956	377	19	from	from	ADP
cblr-2956	377	20	how	how	SCONJ
cblr-2956	377	21	to	to	PART
cblr-2956	377	22	treat	treat	VERB
cblr-2956	377	23	severe	severe	ADJ
cblr-2956	377	24	tort	tort	NOUN
cblr-2956	377	25	claims	claim	NOUN
cblr-2956	377	26	where	where	SCONJ
cblr-2956	377	27	economic	economic	ADJ
cblr-2956	377	28	damages	damage	NOUN
cblr-2956	377	29	would	would	AUX
cblr-2956	377	30	be	be	AUX
cblr-2956	377	31	small	small	ADJ
cblr-2956	377	32	,	,	PUNCT
cblr-2956	377	33	even	even	ADV
cblr-2956	377	34	though	though	SCONJ
cblr-2956	377	35	noneconomic	noneconomic	ADJ
cblr-2956	377	36	losses	loss	NOUN
cblr-2956	377	37	are	be	AUX
cblr-2956	377	38	large	large	ADJ
cblr-2956	377	39	.	.	PUNCT
cblr-2956	378	1	for	for	ADP
cblr-2956	378	2	example	example	NOUN
cblr-2956	378	3	,	,	PUNCT
cblr-2956	378	4	deaths	death	NOUN
cblr-2956	378	5	to	to	ADP
cblr-2956	378	6	children	child	NOUN
cblr-2956	378	7	and	and	CCONJ
cblr-2956	378	8	older	old	ADJ
cblr-2956	378	9	people	people	NOUN
cblr-2956	378	10	with	with	ADP
cblr-2956	378	11	no	no	PRON
cblr-2956	378	12	or	or	CCONJ
cblr-2956	378	13	low	low	ADJ
cblr-2956	378	14	levels	level	NOUN
cblr-2956	378	15	of	of	ADP
cblr-2956	378	16	earnings	earning	NOUN
cblr-2956	378	17	would	would	AUX
cblr-2956	378	18	produce	produce	VERB
cblr-2956	378	19	low	low	ADJ
cblr-2956	378	20	economic	economic	ADJ
cblr-2956	378	21	damages	damage	NOUN
cblr-2956	378	22	,	,	PUNCT
cblr-2956	378	23	although	although	SCONJ
cblr-2956	378	24	the	the	DET
cblr-2956	378	25	noneconomic	noneconomic	ADJ
cblr-2956	378	26	costs	cost	NOUN
cblr-2956	378	27	to	to	ADP
cblr-2956	378	28	the	the	DET
cblr-2956	378	29	survivors	survivor	NOUN
cblr-2956	378	30	would	would	AUX
cblr-2956	378	31	of	of	ADV
cblr-2956	378	32	course	course	NOUN
cblr-2956	378	33	be	be	AUX
cblr-2956	378	34	high	high	ADJ
cblr-2956	378	35	.	.	PUNCT
cblr-2956	379	1	as	as	ADP
cblr-2956	379	2	a	a	DET
cblr-2956	379	3	result	result	NOUN
cblr-2956	379	4	,	,	PUNCT
cblr-2956	379	5	we	we	PRON
cblr-2956	379	6	explore	explore	VERB
cblr-2956	379	7	two	two	NUM
cblr-2956	379	8	alternative	alternative	ADJ
cblr-2956	379	9	approaches	approach	NOUN
cblr-2956	379	10	to	to	ADP
cblr-2956	379	11	treating	treat	VERB
cblr-2956	379	12	severe	severe	ADJ
cblr-2956	379	13	claims	claim	NOUN
cblr-2956	379	14	,	,	PUNCT
cblr-2956	379	15	which	which	PRON
cblr-2956	379	16	,	,	PUNCT
cblr-2956	379	17	as	as	SCONJ
cblr-2956	379	18	seen	see	VERB
cblr-2956	379	19	,	,	PUNCT
cblr-2956	379	20	are	be	AUX
cblr-2956	379	21	defined	define	VERB
cblr-2956	379	22	as	as	ADP
cblr-2956	379	23	deaths	death	NOUN
cblr-2956	379	24	,	,	PUNCT
cblr-2956	379	25	amputations	amputation	NOUN
cblr-2956	379	26	,	,	PUNCT
cblr-2956	379	27	brain	brain	NOUN
cblr-2956	379	28	injuries	injury	NOUN
cblr-2956	379	29	,	,	PUNCT
cblr-2956	379	30	and	and	CCONJ
cblr-2956	379	31	spinal	spinal	ADJ
cblr-2956	379	32	cord	cord	NOUN
cblr-2956	379	33	injuries	injury	NOUN
cblr-2956	379	34	.	.	PUNCT
cblr-2956	380	1	these	these	PRON
cblr-2956	380	2	were	be	AUX
cblr-2956	380	3	the	the	DET
cblr-2956	380	4	claim	claim	NOUN
cblr-2956	380	5	categories	category	NOUN
cblr-2956	380	6	in	in	ADP
cblr-2956	380	7	the	the	DET
cblr-2956	380	8	tdi	tdi	PROPN
cblr-2956	380	9	data	datum	NOUN
cblr-2956	380	10	with	with	ADP
cblr-2956	380	11	the	the	DET
cblr-2956	380	12	highest	high	ADJ
cblr-2956	380	13	amounts	amount	NOUN
cblr-2956	380	14	of	of	ADP
cblr-2956	380	15	noneconomic	noneconomic	ADJ
cblr-2956	380	16	damages	damage	NOUN
cblr-2956	380	17	.	.	PUNCT
cblr-2956	381	1	we	we	PRON
cblr-2956	381	2	explore	explore	VERB
cblr-2956	381	3	,	,	PUNCT
cblr-2956	381	4	first	first	ADV
cblr-2956	381	5	,	,	PUNCT
cblr-2956	381	6	what	what	PRON
cblr-2956	381	7	would	would	AUX
cblr-2956	381	8	the	the	DET
cblr-2956	381	9	damages	damage	NOUN
cblr-2956	381	10	be	be	AUX
cblr-2956	381	11	if	if	SCONJ
cblr-2956	381	12	the	the	DET
cblr-2956	381	13	claim	claim	NOUN
cblr-2956	381	14	were	be	AUX
cblr-2956	381	15	valued	value	VERB
cblr-2956	381	16	based	base	VERB
cblr-2956	381	17	on	on	ADP
cblr-2956	381	18	the	the	DET
cblr-2956	381	19	actual	actual	ADJ
cblr-2956	381	20	net	net	ADJ
cblr-2956	381	21	economic	economic	ADJ
cblr-2956	381	22	damages	damage	NOUN
cblr-2956	381	23	incurred	incur	VERB
cblr-2956	381	24	,	,	PUNCT
cblr-2956	381	25	and	and	CCONJ
cblr-2956	381	26	second	second	ADJ
cblr-2956	381	27	,	,	PUNCT
cblr-2956	381	28	what	what	PRON
cblr-2956	381	29	would	would	AUX
cblr-2956	381	30	the	the	DET
cblr-2956	381	31	damages	damage	NOUN
cblr-2956	381	32	be	be	AUX
cblr-2956	381	33	if	if	SCONJ
cblr-2956	381	34	various	various	ADJ
cblr-2956	381	35	floors	floor	NOUN
cblr-2956	381	36	of	of	ADP
cblr-2956	381	37	$	$	SYM
cblr-2956	381	38	100,000	100,000	NUM
cblr-2956	381	39	,	,	PUNCT
cblr-2956	381	40	$	$	SYM
cblr-2956	381	41	250,000	250,000	NUM
cblr-2956	381	42	,	,	PUNCT
cblr-2956	381	43	or	or	CCONJ
cblr-2956	381	44	$	$	SYM
cblr-2956	381	45	500,000	500,000	NUM
cblr-2956	381	46	were	be	AUX
cblr-2956	381	47	set	set	VERB
cblr-2956	381	48	as	as	ADP
cblr-2956	381	49	the	the	DET
cblr-2956	381	50	minimum	minimum	NOUN
cblr-2956	381	51	amount	amount	NOUN
cblr-2956	381	52	of	of	ADP
cblr-2956	381	53	damages	damage	NOUN
cblr-2956	381	54	payable	payable	ADJ
cblr-2956	381	55	in	in	ADP
cblr-2956	381	56	such	such	ADJ
cblr-2956	381	57	very	very	ADV
cblr-2956	381	58	severe	severe	ADJ
cblr-2956	381	59	cases	case	NOUN
cblr-2956	381	60	?	?	PUNCT
cblr-2956	382	1	6	6	X
cblr-2956	382	2	.	.	X
cblr-2956	382	3	findings	finding	VERB
cblr-2956	382	4	6a	6a	NOUN
cblr-2956	382	5	.	.	PUNCT
cblr-2956	383	1	reserve	reserve	NOUN
cblr-2956	383	2	and	and	CCONJ
cblr-2956	383	3	awards	award	NOUN
cblr-2956	383	4	it	it	PRON
cblr-2956	383	5	is	be	AUX
cblr-2956	383	6	important	important	ADJ
cblr-2956	383	7	to	to	PART
cblr-2956	383	8	keep	keep	VERB
cblr-2956	383	9	in	in	ADP
cblr-2956	383	10	mind	mind	NOUN
cblr-2956	383	11	that	that	SCONJ
cblr-2956	383	12	table	table	NOUN
cblr-2956	384	1	1	1	NUM
cblr-2956	384	2	concerns	concern	VERB
cblr-2956	384	3	the	the	DET
cblr-2956	384	4	entire	entire	ADJ
cblr-2956	384	5	universe	universe	NOUN
cblr-2956	384	6	of	of	ADP
cblr-2956	384	7	general	general	ADJ
cblr-2956	384	8	liability	liability	NOUN
cblr-2956	384	9	claims	claim	NOUN
cblr-2956	384	10	paid	pay	VERB
cblr-2956	384	11	under	under	ADP
cblr-2956	384	12	tort	tort	NOUN
cblr-2956	384	13	liability	liability	NOUN
cblr-2956	384	14	criteria	criterion	NOUN
cblr-2956	384	15	,	,	PUNCT
cblr-2956	384	16	whereas	whereas	SCONJ
cblr-2956	384	17	tables	table	NOUN
cblr-2956	384	18	2	2	NUM
cblr-2956	384	19	-	-	SYM
cblr-2956	384	20	18	18	NUM
cblr-2956	384	21	concern	concern	NOUN
cblr-2956	384	22	only	only	ADV
cblr-2956	384	23	the	the	DET
cblr-2956	384	24	subset	subset	NOUN
cblr-2956	384	25	of	of	ADP
cblr-2956	384	26	those	those	DET
cblr-2956	384	27	claims	claim	NOUN
cblr-2956	384	28	where	where	SCONJ
cblr-2956	384	29	an	an	DET
cblr-2956	384	30	early	early	ADJ
cblr-2956	384	31	offer	offer	NOUN
cblr-2956	384	32	can	can	AUX
cblr-2956	384	33	be	be	AUX
cblr-2956	384	34	expected	expect	VERB
cblr-2956	384	35	to	to	PART
cblr-2956	384	36	be	be	AUX
cblr-2956	384	37	made	make	VERB
cblr-2956	384	38	.	.	PUNCT
cblr-2956	385	1	col	col	PROPN
cblr-2956	385	2	umia	umia	PROPN
cblr-2956	385	3	b	b	PROPN
cblr-2956	385	4	usiness	usiness	PROPN
cblr-2956	385	5	la	la	PROPN
cblr-2956	385	6	w	w	PROPN
cblr-2956	385	7	re	re	PROPN
cblr-2956	385	8	vie	vie	PROPN
cblr-2956	385	9	w	w	PROPN
cblr-2956	386	1	[	[	X
cblr-2956	386	2	vol	vol	NOUN
cblr-2956	386	3	.	.	NOUN
cblr-2956	386	4	2008	2008	NUM
cblr-2956	386	5	we	we	PRON
cblr-2956	386	6	begin	begin	VERB
cblr-2956	386	7	in	in	ADP
cblr-2956	386	8	table	table	NOUN
cblr-2956	386	9	1	1	NUM
cblr-2956	386	10	by	by	ADP
cblr-2956	386	11	reporting	report	VERB
cblr-2956	386	12	insurers	insurer	NOUN
cblr-2956	386	13	'	'	PART
cblr-2956	386	14	initial	initial	ADJ
cblr-2956	386	15	and	and	CCONJ
cblr-2956	386	16	final	final	ADJ
cblr-2956	386	17	reserve	reserve	NOUN
cblr-2956	386	18	,	,	PUNCT
cblr-2956	386	19	the	the	DET
cblr-2956	386	20	total	total	ADJ
cblr-2956	386	21	tort	tort	NOUN
cblr-2956	386	22	settlement	settlement	NOUN
cblr-2956	386	23	or	or	CCONJ
cblr-2956	386	24	court	court	NOUN
cblr-2956	386	25	award	award	NOUN
cblr-2956	386	26	,	,	PUNCT
cblr-2956	386	27	and	and	CCONJ
cblr-2956	386	28	claimants	claimant	NOUN
cblr-2956	386	29	'	'	PART
cblr-2956	386	30	net	net	ADJ
cblr-2956	386	31	economic	economic	ADJ
cblr-2956	386	32	loss	loss	NOUN
cblr-2956	386	33	.	.	PUNCT
cblr-2956	387	1	table	table	NOUN
cblr-2956	387	2	1	1	NUM
cblr-2956	387	3	,	,	PUNCT
cblr-2956	387	4	panel	panel	NOUN
cblr-2956	387	5	a	a	PRON
cblr-2956	387	6	,	,	PUNCT
cblr-2956	387	7	column	column	NOUN
cblr-2956	387	8	1	1	NUM
cblr-2956	387	9	reports	report	VERB
cblr-2956	387	10	the	the	DET
cblr-2956	387	11	average	average	ADJ
cblr-2956	387	12	projected	project	VERB
cblr-2956	387	13	initial	initial	ADJ
cblr-2956	387	14	reserve	reserve	NOUN
cblr-2956	387	15	amounts	amount	NOUN
cblr-2956	387	16	using	use	VERB
cblr-2956	387	17	the	the	DET
cblr-2956	387	18	multiplication	multiplication	NOUN
cblr-2956	387	19	factor	factor	NOUN
cblr-2956	387	20	described	describe	VERB
cblr-2956	387	21	above	above	ADV
cblr-2956	387	22	in	in	ADP
cblr-2956	387	23	section	section	NOUN
cblr-2956	387	24	4a	4a	NOUN
cblr-2956	387	25	,	,	PUNCT
cblr-2956	387	26	which	which	PRON
cblr-2956	387	27	scales	scale	VERB
cblr-2956	387	28	up	up	ADP
cblr-2956	387	29	the	the	DET
cblr-2956	387	30	reserve	reserve	NOUN
cblr-2956	387	31	amount	amount	NOUN
cblr-2956	387	32	to	to	PART
cblr-2956	387	33	reflect	reflect	VERB
cblr-2956	387	34	total	total	ADJ
cblr-2956	387	35	payments	payment	NOUN
cblr-2956	387	36	by	by	ADP
cblr-2956	387	37	multiple	multiple	ADJ
cblr-2956	387	38	parties	party	NOUN
cblr-2956	387	39	[	[	X
cblr-2956	387	40	1a(1	1a(1	NUM
cblr-2956	387	41	)	)	PUNCT
cblr-2956	387	42	]	]	PUNCT
cblr-2956	387	43	.	.	PUNCT
cblr-2956	388	1	column	column	NOUN
cblr-2956	388	2	2	2	NUM
cblr-2956	388	3	reports	report	NOUN
cblr-2956	388	4	average	average	ADJ
cblr-2956	388	5	projected	project	VERB
cblr-2956	388	6	final	final	ADJ
cblr-2956	388	7	reserve	reserve	NOUN
cblr-2956	388	8	amounts	amount	VERB
cblr-2956	388	9	[	[	X
cblr-2956	388	10	1a(2	1a(2	NUM
cblr-2956	388	11	)	)	PUNCT
cblr-2956	388	12	]	]	PUNCT
cblr-2956	388	13	.	.	PUNCT
cblr-2956	389	1	column	column	NOUN
cblr-2956	389	2	3	3	NUM
cblr-2956	389	3	reports	report	VERB
cblr-2956	389	4	the	the	DET
cblr-2956	389	5	average	average	ADJ
cblr-2956	389	6	total	total	ADJ
cblr-2956	389	7	settlement	settlement	NOUN
cblr-2956	389	8	or	or	CCONJ
cblr-2956	389	9	court	court	NOUN
cblr-2956	389	10	award	award	NOUN
cblr-2956	389	11	actually	actually	ADV
cblr-2956	389	12	made	make	VERB
cblr-2956	389	13	for	for	ADP
cblr-2956	389	14	the	the	DET
cblr-2956	389	15	claim	claim	NOUN
cblr-2956	389	16	[	[	X
cblr-2956	389	17	1a(3)i	1a(3)i	X
cblr-2956	389	18	.	.	PUNCT
cblr-2956	389	19	column	column	NOUN
cblr-2956	389	20	4	4	NUM
cblr-2956	389	21	reports	report	NOUN
cblr-2956	389	22	average	average	ADJ
cblr-2956	389	23	economic	economic	ADJ
cblr-2956	389	24	loss	loss	NOUN
cblr-2956	389	25	[	[	X
cblr-2956	389	26	1a(4	1a(4	NUM
cblr-2956	389	27	)	)	PUNCT
cblr-2956	389	28	]	]	PUNCT
cblr-2956	389	29	.	.	PUNCT
cblr-2956	390	1	column	column	NOUN
cblr-2956	390	2	5	5	NUM
cblr-2956	390	3	reports	report	VERB
cblr-2956	390	4	the	the	DET
cblr-2956	390	5	sample	sample	NOUN
cblr-2956	390	6	size	size	NOUN
cblr-2956	390	7	for	for	ADP
cblr-2956	390	8	each	each	DET
cblr-2956	390	9	row	row	NOUN
cblr-2956	390	10	[	[	X
cblr-2956	390	11	ra(w	ra(w	NOUN
cblr-2956	390	12	)	)	PUNCT
cblr-2956	390	13	]	]	PUNCT
cblr-2956	390	14	.	.	PUNCT
cblr-2956	391	1	the	the	DET
cblr-2956	391	2	difference	difference	NOUN
cblr-2956	391	3	between	between	ADP
cblr-2956	391	4	column	column	NOUN
cblr-2956	391	5	3	3	NUM
cblr-2956	391	6	,	,	PUNCT
cblr-2956	391	7	total	total	ADJ
cblr-2956	391	8	settlement	settlement	NOUN
cblr-2956	391	9	or	or	CCONJ
cblr-2956	391	10	court	court	NOUN
cblr-2956	391	11	award	award	NOUN
cblr-2956	391	12	,	,	PUNCT
cblr-2956	391	13	in	in	ADP
cblr-2956	391	14	panel	panel	NOUN
cblr-2956	391	15	a	a	PRON
cblr-2956	391	16	of	of	ADP
cblr-2956	391	17	table	table	NOUN
cblr-2956	391	18	1	1	NUM
cblr-2956	391	19	and	and	CCONJ
cblr-2956	391	20	column	column	NOUN
cblr-2956	391	21	4	4	NUM
cblr-2956	391	22	of	of	ADP
cblr-2956	391	23	that	that	DET
cblr-2956	391	24	table	table	NOUN
cblr-2956	391	25	equals	equal	VERB
cblr-2956	391	26	the	the	DET
cblr-2956	391	27	sum	sum	NOUN
cblr-2956	391	28	of	of	ADP
cblr-2956	391	29	noneconomic	noneconomic	ADJ
cblr-2956	391	30	damages	damage	NOUN
cblr-2956	391	31	,	,	PUNCT
cblr-2956	391	32	prejudgment	prejudgment	NOUN
cblr-2956	391	33	interest	interest	NOUN
cblr-2956	391	34	,	,	PUNCT
cblr-2956	391	35	and	and	CCONJ
cblr-2956	391	36	,	,	PUNCT
cblr-2956	391	37	where	where	SCONJ
cblr-2956	391	38	applicable	applicable	ADJ
cblr-2956	391	39	,	,	PUNCT
cblr-2956	391	40	punitive	punitive	ADJ
cblr-2956	391	41	damages	damage	NOUN
cblr-2956	391	42	[	[	X
cblr-2956	391	43	1a(3)(4	1a(3)(4	NUM
cblr-2956	391	44	)	)	PUNCT
cblr-2956	391	45	]	]	PUNCT
cblr-2956	391	46	.	.	PUNCT
cblr-2956	392	1	panel	panel	NOUN
cblr-2956	392	2	b	b	PROPN
cblr-2956	392	3	of	of	ADP
cblr-2956	392	4	table	table	NOUN
cblr-2956	392	5	1	1	NUM
cblr-2956	392	6	reports	report	VERB
cblr-2956	392	7	the	the	DET
cblr-2956	392	8	same	same	ADJ
cblr-2956	392	9	information	information	NOUN
cblr-2956	392	10	as	as	ADP
cblr-2956	392	11	panel	panel	NOUN
cblr-2956	392	12	a	a	NOUN
cblr-2956	392	13	,	,	PUNCT
cblr-2956	392	14	except	except	SCONJ
cblr-2956	392	15	that	that	SCONJ
cblr-2956	392	16	it	it	PRON
cblr-2956	392	17	is	be	AUX
cblr-2956	392	18	by	by	ADP
cblr-2956	392	19	injury	injury	NOUN
cblr-2956	392	20	type	type	NOUN
cblr-2956	392	21	rather	rather	ADV
cblr-2956	392	22	than	than	ADP
cblr-2956	392	23	damage	damage	NOUN
cblr-2956	392	24	categories	category	NOUN
cblr-2956	392	25	.	.	PUNCT
cblr-2956	393	1	panel	panel	NOUN
cblr-2956	393	2	c	c	PROPN
cblr-2956	393	3	of	of	ADP
cblr-2956	393	4	table	table	NOUN
cblr-2956	393	5	1	1	NUM
cblr-2956	393	6	reports	report	VERB
cblr-2956	393	7	the	the	DET
cblr-2956	393	8	breakdown	breakdown	NOUN
cblr-2956	393	9	and	and	CCONJ
cblr-2956	393	10	distribution	distribution	NOUN
cblr-2956	393	11	of	of	ADP
cblr-2956	393	12	awards	award	NOUN
cblr-2956	393	13	into	into	ADP
cblr-2956	393	14	these	these	DET
cblr-2956	393	15	categories	category	NOUN
cblr-2956	393	16	for	for	ADP
cblr-2956	393	17	the	the	DET
cblr-2956	393	18	16,058	16,058	NUM
cblr-2956	393	19	claims	claim	NOUN
cblr-2956	393	20	reporting	report	VERB
cblr-2956	393	21	such	such	DET
cblr-2956	393	22	a	a	DET
cblr-2956	393	23	breakdown	breakdown	NOUN
cblr-2956	393	24	.	.	PUNCT
cblr-2956	394	1	panel	panel	NOUN
cblr-2956	394	2	d	d	NOUN
cblr-2956	394	3	'	'	PUNCT
cblr-2956	394	4	of	of	ADP
cblr-2956	394	5	table	table	NOUN
cblr-2956	394	6	1	1	NUM
cblr-2956	394	7	reports	report	VERB
cblr-2956	394	8	the	the	DET
cblr-2956	394	9	reserve	reserve	NOUN
cblr-2956	394	10	,	,	PUNCT
cblr-2956	394	11	total	total	ADJ
cblr-2956	394	12	settlement	settlement	NOUN
cblr-2956	394	13	or	or	CCONJ
cblr-2956	394	14	court	court	NOUN
cblr-2956	394	15	award	award	NOUN
cblr-2956	394	16	,	,	PUNCT
cblr-2956	394	17	legal	legal	ADJ
cblr-2956	394	18	expenses	expense	NOUN
cblr-2956	394	19	,	,	PUNCT
cblr-2956	394	20	and	and	CCONJ
cblr-2956	394	21	economic	economic	ADJ
cblr-2956	394	22	loss	loss	NOUN
cblr-2956	394	23	for	for	ADP
cblr-2956	394	24	the	the	DET
cblr-2956	394	25	82	82	NUM
cblr-2956	394	26	percent	percent	NOUN
cblr-2956	394	27	of	of	ADP
cblr-2956	394	28	claims	claim	NOUN
cblr-2956	394	29	[	[	X
cblr-2956	394	30	19ag	19ag	NOUN
cblr-2956	394	31	]	]	PUNCT
cblr-2956	394	32	in	in	ADP
cblr-2956	394	33	which	which	PRON
cblr-2956	394	34	the	the	DET
cblr-2956	394	35	primary	primary	ADJ
cblr-2956	394	36	carrier	carrier	NOUN
cblr-2956	394	37	paid	pay	VERB
cblr-2956	394	38	the	the	DET
cblr-2956	394	39	full	full	ADJ
cblr-2956	394	40	amount	amount	NOUN
cblr-2956	394	41	.	.	PUNCT
cblr-2956	395	1	in	in	ADP
cblr-2956	395	2	panel	panel	NOUN
cblr-2956	395	3	a	a	PRON
cblr-2956	395	4	of	of	ADP
cblr-2956	395	5	table	table	NOUN
cblr-2956	395	6	1	1	NUM
cblr-2956	395	7	(	(	PUNCT
cblr-2956	395	8	as	as	ADV
cblr-2956	395	9	well	well	ADV
cblr-2956	395	10	as	as	ADP
cblr-2956	395	11	in	in	ADP
cblr-2956	395	12	panel	panel	NOUN
cblr-2956	395	13	a	a	PRON
cblr-2956	395	14	of	of	ADP
cblr-2956	395	15	the	the	DET
cblr-2956	395	16	subsequent	subsequent	ADJ
cblr-2956	395	17	tables	table	NOUN
cblr-2956	395	18	)	)	PUNCT
cblr-2956	395	19	,	,	PUNCT
cblr-2956	395	20	the	the	DET
cblr-2956	395	21	rows	row	NOUN
cblr-2956	395	22	of	of	ADP
cblr-2956	395	23	the	the	DET
cblr-2956	395	24	table	table	NOUN
cblr-2956	395	25	stratify	stratify	VERB
cblr-2956	395	26	the	the	DET
cblr-2956	395	27	sample	sample	NOUN
cblr-2956	395	28	into	into	ADP
cblr-2956	395	29	four	four	NUM
cblr-2956	395	30	groups	group	NOUN
cblr-2956	395	31	to	to	PART
cblr-2956	395	32	show	show	VERB
cblr-2956	395	33	how	how	SCONJ
cblr-2956	395	34	different	different	ADJ
cblr-2956	395	35	types	type	NOUN
cblr-2956	395	36	of	of	ADP
cblr-2956	395	37	claims	claim	NOUN
cblr-2956	395	38	in	in	ADP
cblr-2956	395	39	the	the	DET
cblr-2956	395	40	tdi	tdi	PROPN
cblr-2956	395	41	data	datum	NOUN
cblr-2956	395	42	are	be	AUX
cblr-2956	395	43	handled	handle	VERB
cblr-2956	395	44	by	by	ADP
cblr-2956	395	45	the	the	DET
cblr-2956	395	46	early	early	ADJ
cblr-2956	395	47	offer	offer	NOUN
cblr-2956	395	48	proposal	proposal	NOUN
cblr-2956	395	49	.	.	PUNCT
cblr-2956	396	1	it	it	PRON
cblr-2956	396	2	is	be	AUX
cblr-2956	396	3	important	important	ADJ
cblr-2956	396	4	to	to	PART
cblr-2956	396	5	remember	remember	VERB
cblr-2956	396	6	that	that	SCONJ
cblr-2956	396	7	only	only	ADV
cblr-2956	396	8	40	40	NUM
cblr-2956	396	9	percent	percent	NOUN
cblr-2956	396	10	of	of	ADP
cblr-2956	396	11	the	the	DET
cblr-2956	396	12	claims	claim	NOUN
cblr-2956	396	13	report	report	VERB
cblr-2956	396	14	a	a	DET
cblr-2956	396	15	breakdown	breakdown	NOUN
cblr-2956	396	16	of	of	ADP
cblr-2956	396	17	damages	damage	NOUN
cblr-2956	396	18	into	into	ADP
cblr-2956	396	19	the	the	DET
cblr-2956	396	20	four	four	NUM
cblr-2956	396	21	possible	possible	ADJ
cblr-2956	396	22	categories	category	NOUN
cblr-2956	396	23	of	of	ADP
cblr-2956	396	24	damages	damage	NOUN
cblr-2956	396	25	,	,	PUNCT
cblr-2956	396	26	namely	namely	ADV
cblr-2956	396	27	,	,	PUNCT
cblr-2956	396	28	economic	economic	ADJ
cblr-2956	396	29	damages	damage	NOUN
cblr-2956	396	30	,	,	PUNCT
cblr-2956	396	31	noneconomic	noneconomic	ADJ
cblr-2956	396	32	damages	damage	NOUN
cblr-2956	396	33	,	,	PUNCT
cblr-2956	396	34	punitive	punitive	ADJ
cblr-2956	396	35	damages	damage	NOUN
cblr-2956	396	36	,	,	PUNCT
cblr-2956	396	37	and	and	CCONJ
cblr-2956	396	38	prejudgment	prejudgment	NOUN
cblr-2956	396	39	interest	interest	NOUN
cblr-2956	396	40	.	.	PUNCT
cblr-2956	397	1	thus	thus	ADV
cblr-2956	397	2	the	the	DET
cblr-2956	397	3	largest	large	ADJ
cblr-2956	397	4	group	group	NOUN
cblr-2956	397	5	is	be	AUX
cblr-2956	397	6	composed	compose	VERB
cblr-2956	397	7	of	of	ADP
cblr-2956	397	8	claims	claim	NOUN
cblr-2956	397	9	that	that	PRON
cblr-2956	397	10	do	do	AUX
cblr-2956	397	11	not	not	PART
cblr-2956	397	12	report	report	VERB
cblr-2956	397	13	this	this	DET
cblr-2956	397	14	allocation	allocation	NOUN
cblr-2956	397	15	of	of	ADP
cblr-2956	397	16	damages	damage	NOUN
cblr-2956	397	17	.	.	PUNCT
cblr-2956	398	1	for	for	ADP
cblr-2956	398	2	these	these	DET
cblr-2956	398	3	claims	claim	NOUN
cblr-2956	398	4	,	,	PUNCT
cblr-2956	398	5	we	we	PRON
cblr-2956	398	6	impute	impute	VERB
cblr-2956	398	7	economic	economic	ADJ
cblr-2956	398	8	damages	damage	NOUN
cblr-2956	398	9	using	use	VERB
cblr-2956	398	10	methods	method	NOUN
cblr-2956	398	11	discussed	discuss	VERB
cblr-2956	398	12	above	above	ADV
cblr-2956	398	13	in	in	ADP
cblr-2956	398	14	section	section	NOUN
cblr-2956	398	15	4c	4c	NOUN
cblr-2956	398	16	.	.	PUNCT
cblr-2956	399	1	these	these	DET
cblr-2956	399	2	claims	claim	NOUN
cblr-2956	399	3	are	be	AUX
cblr-2956	399	4	indicated	indicate	VERB
cblr-2956	399	5	by	by	ADP
cblr-2956	399	6	the	the	DET
cblr-2956	399	7	row	row	NOUN
cblr-2956	399	8	heading	head	VERB
cblr-2956	399	9	"	"	PUNCT
cblr-2956	399	10	imputed	impute	VERB
cblr-2956	399	11	economic	economic	ADJ
cblr-2956	399	12	damages	damage	NOUN
cblr-2956	399	13	"	"	PUNCT
cblr-2956	399	14	and	and	CCONJ
cblr-2956	399	15	appear	appear	VERB
cblr-2956	399	16	in	in	ADP
cblr-2956	399	17	row	row	NOUN
cblr-2956	399	18	d	d	PROPN
cblr-2956	399	19	of	of	ADP
cblr-2956	399	20	panel	panel	NOUN
cblr-2956	399	21	a	a	PRON
cblr-2956	399	22	in	in	ADP
cblr-2956	399	23	each	each	PRON
cblr-2956	399	24	of	of	ADP
cblr-2956	399	25	tables	table	NOUN
cblr-2956	399	26	1	1	NUM
cblr-2956	399	27	18	18	NUM
cblr-2956	399	28	.	.	PUNCT
cblr-2956	400	1	for	for	ADP
cblr-2956	400	2	those	those	DET
cblr-2956	400	3	claims	claim	NOUN
cblr-2956	400	4	that	that	PRON
cblr-2956	400	5	report	report	VERB
cblr-2956	400	6	the	the	DET
cblr-2956	400	7	breakdown	breakdown	NOUN
cblr-2956	400	8	into	into	ADP
cblr-2956	400	9	the	the	DET
cblr-2956	400	10	four	four	NUM
cblr-2956	400	11	categories	category	NOUN
cblr-2956	400	12	of	of	ADP
cblr-2956	400	13	damages	damage	NOUN
cblr-2956	400	14	,	,	PUNCT
cblr-2956	400	15	one	one	NUM
cblr-2956	400	16	group	group	NOUN
cblr-2956	400	17	is	be	AUX
cblr-2956	400	18	composed	compose	VERB
cblr-2956	400	19	of	of	ADP
cblr-2956	400	20	claims	claim	NOUN
cblr-2956	400	21	with	with	ADP
cblr-2956	400	22	punitive	punitive	ADJ
cblr-2956	400	23	damages	damage	NOUN
cblr-2956	400	24	as	as	ADV
cblr-2956	400	25	well	well	ADV
cblr-2956	400	26	no	no	NOUN
cblr-2956	400	27	.	.	PUNCT
cblr-2956	401	1	2:4231	2:4231	NUM
cblr-2956	401	2	earl	earl	PROPN
cblr-2956	401	3	y	y	PROPN
cblr-2956	401	4	offers	offer	VERB
cblr-2956	401	5	reform	reform	PROPN
cblr-2956	401	6	col	col	PROPN
cblr-2956	401	7	umbia	umbia	PROPN
cblr-2956	401	8	business	business	PROPN
cblr-2956	401	9	la	la	PROPN
cblr-2956	401	10	w	w	PROPN
cblr-2956	401	11	re	re	PROPN
cblr-2956	401	12	vie	vie	PROPN
cblr-2956	401	13	w	w	PROPN
cblr-2956	401	14	as	as	ADP
cblr-2956	401	15	other	other	ADJ
cblr-2956	401	16	damages	damage	NOUN
cblr-2956	401	17	.	.	PUNCT
cblr-2956	402	1	these	these	DET
cblr-2956	402	2	punitive	punitive	ADJ
cblr-2956	402	3	damages	damage	NOUN
cblr-2956	402	4	cases	case	NOUN
cblr-2956	402	5	are	be	AUX
cblr-2956	402	6	analyzed	analyze	VERB
cblr-2956	402	7	separately	separately	ADV
cblr-2956	402	8	as	as	SCONJ
cblr-2956	402	9	it	it	PRON
cblr-2956	402	10	is	be	AUX
cblr-2956	402	11	assumed	assume	VERB
cblr-2956	402	12	,	,	PUNCT
cblr-2956	402	13	as	as	SCONJ
cblr-2956	402	14	seen	see	VERB
cblr-2956	402	15	,	,	PUNCT
cblr-2956	402	16	that	that	SCONJ
cblr-2956	402	17	these	these	DET
cblr-2956	402	18	claimants	claimant	NOUN
cblr-2956	402	19	will	will	AUX
cblr-2956	402	20	not	not	PART
cblr-2956	402	21	accept	accept	VERB
cblr-2956	402	22	an	an	DET
cblr-2956	402	23	early	early	ADJ
cblr-2956	402	24	offer	offer	NOUN
cblr-2956	402	25	in	in	ADP
cblr-2956	402	26	place	place	NOUN
cblr-2956	402	27	of	of	ADP
cblr-2956	402	28	full	full	ADJ
cblr-2956	402	29	-	-	PUNCT
cblr-2956	402	30	scale	scale	NOUN
cblr-2956	402	31	litigation	litigation	NOUN
cblr-2956	402	32	.	.	PUNCT
cblr-2956	403	1	these	these	DET
cblr-2956	403	2	claims	claim	NOUN
cblr-2956	403	3	are	be	AUX
cblr-2956	403	4	indicated	indicate	VERB
cblr-2956	403	5	by	by	ADP
cblr-2956	403	6	the	the	DET
cblr-2956	403	7	row	row	NOUN
cblr-2956	403	8	heading	head	VERB
cblr-2956	403	9	"	"	PUNCT
cblr-2956	403	10	punitive	punitive	ADJ
cblr-2956	403	11	damages	damage	NOUN
cblr-2956	403	12	reported	report	VERB
cblr-2956	403	13	"	"	PUNCT
cblr-2956	403	14	and	and	CCONJ
cblr-2956	403	15	appear	appear	VERB
cblr-2956	403	16	in	in	ADP
cblr-2956	403	17	row	row	NOUN
cblr-2956	403	18	a	a	PRON
cblr-2956	403	19	of	of	ADP
cblr-2956	403	20	panel	panel	NOUN
cblr-2956	403	21	a	a	PRON
cblr-2956	403	22	in	in	ADP
cblr-2956	403	23	each	each	PRON
cblr-2956	403	24	of	of	ADP
cblr-2956	403	25	tables	table	NOUN
cblr-2956	403	26	1	1	NUM
cblr-2956	403	27	-	-	SYM
cblr-2956	403	28	18.17	18.17	NUM
cblr-2956	403	29	the	the	DET
cblr-2956	403	30	next	next	ADJ
cblr-2956	403	31	group	group	NOUN
cblr-2956	403	32	is	be	AUX
cblr-2956	403	33	composed	compose	VERB
cblr-2956	403	34	of	of	ADP
cblr-2956	403	35	claims	claim	NOUN
cblr-2956	403	36	where	where	SCONJ
cblr-2956	403	37	..	..	PUNCT
cblr-2956	403	38	neither	neither	CCONJ
cblr-2956	403	39	punitive	punitive	ADJ
cblr-2956	403	40	damages	damage	NOUN
cblr-2956	403	41	nor	nor	CCONJ
cblr-2956	403	42	economic	economic	ADJ
cblr-2956	403	43	damages	damage	NOUN
cblr-2956	403	44	were	be	AUX
cblr-2956	403	45	reported	report	VERB
cblr-2956	403	46	.	.	PUNCT
cblr-2956	404	1	for	for	ADP
cblr-2956	404	2	these	these	DET
cblr-2956	404	3	claims	claim	NOUN
cblr-2956	404	4	,	,	PUNCT
cblr-2956	404	5	all	all	DET
cblr-2956	404	6	damages	damage	NOUN
cblr-2956	404	7	amounts	amount	NOUN
cblr-2956	404	8	paid	pay	VERB
cblr-2956	404	9	by	by	ADP
cblr-2956	404	10	the	the	DET
cblr-2956	404	11	insurer	insurer	NOUN
cblr-2956	404	12	were	be	AUX
cblr-2956	404	13	noneconomic	noneconomic	ADJ
cblr-2956	404	14	and/or	and/or	CCONJ
cblr-2956	404	15	prejudgment	prejudgment	ADJ
cblr-2956	404	16	interest	interest	NOUN
cblr-2956	404	17	.	.	PUNCT
cblr-2956	405	1	these	these	DET
cblr-2956	405	2	claims	claim	NOUN
cblr-2956	405	3	are	be	AUX
cblr-2956	405	4	indicated	indicate	VERB
cblr-2956	405	5	by	by	ADP
cblr-2956	405	6	the	the	DET
cblr-2956	405	7	row	row	NOUN
cblr-2956	405	8	heading	head	VERB
cblr-2956	405	9	"	"	PUNCT
cblr-2956	405	10	no	no	DET
cblr-2956	405	11	punitive	punitive	ADJ
cblr-2956	405	12	damages	damage	NOUN
cblr-2956	405	13	,	,	PUNCT
cblr-2956	405	14	economic	economic	ADJ
cblr-2956	405	15	damages	damage	NOUN
cblr-2956	405	16	reported	report	VERB
cblr-2956	405	17	as	as	ADP
cblr-2956	405	18	zero	zero	NUM
cblr-2956	405	19	"	"	PUNCT
cblr-2956	405	20	and	and	CCONJ
cblr-2956	405	21	appear	appear	VERB
cblr-2956	405	22	in	in	ADP
cblr-2956	405	23	row	row	NOUN
cblr-2956	405	24	b	b	PROPN
cblr-2956	405	25	of	of	ADP
cblr-2956	405	26	panel	panel	NOUN
cblr-2956	405	27	a	a	PRON
cblr-2956	405	28	in	in	ADP
cblr-2956	405	29	each	each	PRON
cblr-2956	405	30	of	of	ADP
cblr-2956	405	31	tables	table	NOUN
cblr-2956	405	32	118	118	NUM
cblr-2956	405	33	.	.	PUNCT
cblr-2956	406	1	thus	thus	ADV
cblr-2956	406	2	,	,	PUNCT
cblr-2956	406	3	under	under	ADP
cblr-2956	406	4	an	an	DET
cblr-2956	406	5	early	early	ADJ
cblr-2956	406	6	offer	offer	NOUN
cblr-2956	406	7	proposal	proposal	NOUN
cblr-2956	406	8	that	that	PRON
cblr-2956	406	9	pays	pay	VERB
cblr-2956	406	10	economic	economic	ADJ
cblr-2956	406	11	damages	damage	NOUN
cblr-2956	406	12	only	only	ADV
cblr-2956	406	13	,	,	PUNCT
cblr-2956	406	14	claimants	claimant	NOUN
cblr-2956	406	15	with	with	ADP
cblr-2956	406	16	zero	zero	NUM
cblr-2956	406	17	economic	economic	ADJ
cblr-2956	406	18	damages	damage	NOUN
cblr-2956	406	19	would	would	AUX
cblr-2956	406	20	receive	receive	VERB
cblr-2956	406	21	zero	zero	NUM
cblr-2956	406	22	payment	payment	NOUN
cblr-2956	406	23	.	.	PUNCT
cblr-2956	407	1	these	these	DET
cblr-2956	407	2	claims	claim	NOUN
cblr-2956	407	3	are	be	AUX
cblr-2956	407	4	analyzed	analyze	VERB
cblr-2956	407	5	separately	separately	ADV
cblr-2956	407	6	because	because	SCONJ
cblr-2956	407	7	,	,	PUNCT
cblr-2956	407	8	first	first	ADV
cblr-2956	407	9	,	,	PUNCT
cblr-2956	407	10	these	these	DET
cblr-2956	407	11	claims	claim	NOUN
cblr-2956	407	12	will	will	AUX
cblr-2956	407	13	be	be	AUX
cblr-2956	407	14	most	most	ADV
cblr-2956	407	15	affected	affect	VERB
cblr-2956	407	16	by	by	ADP
cblr-2956	407	17	a	a	DET
cblr-2956	407	18	minimum	minimum	ADJ
cblr-2956	407	19	payment	payment	NOUN
cblr-2956	407	20	requirement	requirement	NOUN
cblr-2956	407	21	in	in	ADP
cblr-2956	407	22	the	the	DET
cblr-2956	407	23	early	early	ADJ
cblr-2956	407	24	offer	offer	NOUN
cblr-2956	407	25	proposal	proposal	NOUN
cblr-2956	407	26	,	,	PUNCT
cblr-2956	407	27	and	and	CCONJ
cblr-2956	407	28	second	second	ADJ
cblr-2956	407	29	,	,	PUNCT
cblr-2956	407	30	without	without	ADP
cblr-2956	407	31	a	a	DET
cblr-2956	407	32	minimum	minimum	ADJ
cblr-2956	407	33	payment	payment	NOUN
cblr-2956	407	34	,	,	PUNCT
cblr-2956	407	35	such	such	ADJ
cblr-2956	407	36	claimants	claimant	NOUN
cblr-2956	407	37	gain	gain	VERB
cblr-2956	407	38	nothing	nothing	PRON
cblr-2956	407	39	from	from	ADP
cblr-2956	407	40	the	the	DET
cblr-2956	407	41	early	early	ADJ
cblr-2956	407	42	offer	offer	NOUN
cblr-2956	407	43	and	and	CCONJ
cblr-2956	407	44	will	will	AUX
cblr-2956	407	45	have	have	VERB
cblr-2956	407	46	the	the	DET
cblr-2956	407	47	most	most	ADJ
cblr-2956	407	48	incentive	incentive	NOUN
cblr-2956	407	49	to	to	PART
cblr-2956	407	50	pursue	pursue	VERB
cblr-2956	407	51	litigation	litigation	NOUN
cblr-2956	407	52	(	(	PUNCT
cblr-2956	407	53	but	but	CCONJ
cblr-2956	407	54	,	,	PUNCT
cblr-2956	407	55	as	as	SCONJ
cblr-2956	407	56	seen	see	VERB
cblr-2956	407	57	,	,	PUNCT
cblr-2956	407	58	still	still	ADV
cblr-2956	407	59	with	with	ADP
cblr-2956	407	60	the	the	DET
cblr-2956	407	61	formidable	formidable	ADJ
cblr-2956	407	62	barriers	barrier	NOUN
cblr-2956	407	63	thereto	thereto	VERB
cblr-2956	407	64	)	)	PUNCT
cblr-2956	407	65	.	.	PUNCT
cblr-2956	408	1	the	the	DET
cblr-2956	408	2	final	final	ADJ
cblr-2956	408	3	group	group	NOUN
cblr-2956	408	4	is	be	AUX
cblr-2956	408	5	composed	compose	VERB
cblr-2956	408	6	of	of	ADP
cblr-2956	408	7	claims	claim	NOUN
cblr-2956	408	8	with	with	ADP
cblr-2956	408	9	positive	positive	ADJ
cblr-2956	408	10	economic	economic	ADJ
cblr-2956	408	11	loss	loss	NOUN
cblr-2956	408	12	reported	report	VERB
cblr-2956	408	13	.	.	PUNCT
cblr-2956	409	1	such	such	ADJ
cblr-2956	409	2	claims	claim	NOUN
cblr-2956	409	3	typically	typically	ADV
cblr-2956	409	4	also	also	ADV
cblr-2956	409	5	report	report	VERB
cblr-2956	409	6	noneconomic	noneconomic	ADJ
cblr-2956	409	7	loss	loss	NOUN
cblr-2956	409	8	and/or	and/or	CCONJ
cblr-2956	409	9	prejudgment	prejudgment	NOUN
cblr-2956	409	10	interest	interest	NOUN
cblr-2956	409	11	.	.	PUNCT
cblr-2956	410	1	these	these	DET
cblr-2956	410	2	claims	claim	NOUN
cblr-2956	410	3	are	be	AUX
cblr-2956	410	4	indicated	indicate	VERB
cblr-2956	410	5	by	by	ADP
cblr-2956	410	6	the	the	DET
cblr-2956	410	7	row	row	NOUN
cblr-2956	410	8	heading	head	VERB
cblr-2956	410	9	"	"	PUNCT
cblr-2956	410	10	no	no	DET
cblr-2956	410	11	punitive	punitive	ADJ
cblr-2956	410	12	damages	damage	NOUN
cblr-2956	410	13	,	,	PUNCT
cblr-2956	410	14	positive	positive	ADJ
cblr-2956	410	15	economic	economic	ADJ
cblr-2956	410	16	damages	damage	NOUN
cblr-2956	410	17	reported	report	VERB
cblr-2956	410	18	"	"	PUNCT
cblr-2956	410	19	and	and	CCONJ
cblr-2956	410	20	appear	appear	VERB
cblr-2956	410	21	in	in	ADP
cblr-2956	410	22	row	row	NOUN
cblr-2956	410	23	c	c	PROPN
cblr-2956	410	24	of	of	ADP
cblr-2956	410	25	panel	panel	NOUN
cblr-2956	410	26	a	a	PRON
cblr-2956	410	27	in	in	ADP
cblr-2956	410	28	each	each	PRON
cblr-2956	410	29	of	of	ADP
cblr-2956	410	30	tables	table	NOUN
cblr-2956	410	31	1	1	NUM
cblr-2956	410	32	-	-	SYM
cblr-2956	410	33	18	18	NUM
cblr-2956	410	34	.	.	PUNCT
cblr-2956	410	35	table	table	NOUN
cblr-2956	410	36	1	1	NUM
cblr-2956	410	37	,	,	PUNCT
cblr-2956	410	38	row	row	VERB
cblr-2956	410	39	a	a	DET
cblr-2956	410	40	consists	consist	NOUN
cblr-2956	410	41	of	of	ADP
cblr-2956	410	42	the	the	DET
cblr-2956	410	43	1607	1607	NUM
cblr-2956	410	44	cases	case	NOUN
cblr-2956	410	45	for	for	ADP
cblr-2956	410	46	which	which	PRON
cblr-2956	410	47	punitive	punitive	ADJ
cblr-2956	410	48	damages	damage	NOUN
cblr-2956	410	49	are	be	AUX
cblr-2956	410	50	reported	report	VERB
cblr-2956	410	51	[	[	X
cblr-2956	410	52	laa(5	laa(5	NOUN
cblr-2956	410	53	)	)	PUNCT
cblr-2956	410	54	]	]	PUNCT
cblr-2956	410	55	.	.	PUNCT
cblr-2956	411	1	as	as	SCONJ
cblr-2956	411	2	is	be	AUX
cblr-2956	411	3	apparent	apparent	ADJ
cblr-2956	411	4	,	,	PUNCT
cblr-2956	411	5	these	these	DET
cblr-2956	411	6	cases	case	NOUN
cblr-2956	411	7	involve	involve	VERB
cblr-2956	411	8	the	the	DET
cblr-2956	411	9	largest	large	ADJ
cblr-2956	411	10	stakes	stake	NOUN
cblr-2956	411	11	of	of	ADP
cblr-2956	411	12	any	any	PRON
cblr-2956	411	13	of	of	ADP
cblr-2956	411	14	the	the	DET
cblr-2956	411	15	subsamples	subsample	NOUN
cblr-2956	411	16	in	in	ADP
cblr-2956	411	17	the	the	DET
cblr-2956	411	18	table	table	NOUN
cblr-2956	411	19	.	.	PUNCT
cblr-2956	412	1	row	row	NOUN
cblr-2956	412	2	b	b	NOUN
cblr-2956	412	3	pertains	pertain	NOUN
cblr-2956	412	4	to	to	ADP
cblr-2956	412	5	the	the	DET
cblr-2956	412	6	7046	7046	NUM
cblr-2956	412	7	cases	case	NOUN
cblr-2956	412	8	in	in	ADP
cblr-2956	412	9	which	which	PRON
cblr-2956	412	10	there	there	PRON
cblr-2956	412	11	were	be	VERB
cblr-2956	412	12	both	both	PRON
cblr-2956	412	13	no	no	DET
cblr-2956	412	14	punitive	punitive	ADJ
cblr-2956	412	15	damages	damage	NOUN
cblr-2956	412	16	nor	nor	CCONJ
cblr-2956	412	17	reported	report	VERB
cblr-2956	412	18	economic	economic	ADJ
cblr-2956	412	19	damages	damage	NOUN
cblr-2956	412	20	[	[	X
cblr-2956	412	21	lab(5	lab(5	ADJ
cblr-2956	412	22	)	)	PUNCT
cblr-2956	412	23	]	]	PUNCT
cblr-2956	412	24	.	.	PUNCT
cblr-2956	413	1	for	for	ADP
cblr-2956	413	2	example	example	NOUN
cblr-2956	413	3	,	,	PUNCT
cblr-2956	413	4	there	there	PRON
cblr-2956	413	5	might	might	AUX
cblr-2956	413	6	be	be	AUX
cblr-2956	413	7	only	only	ADV
cblr-2956	413	8	damages	damage	NOUN
cblr-2956	413	9	for	for	ADP
cblr-2956	413	10	pain	pain	NOUN
cblr-2956	413	11	and	and	CCONJ
cblr-2956	413	12	suffering	suffering	NOUN
cblr-2956	413	13	.	.	PUNCT
cblr-2956	414	1	granted	grant	VERB
cblr-2956	414	2	,	,	PUNCT
cblr-2956	414	3	these	these	DET
cblr-2956	414	4	cases	case	NOUN
cblr-2956	414	5	'	'	NUM
cblr-2956	414	6	7	7	NUM
cblr-2956	414	7	most	most	ADJ
cblr-2956	414	8	of	of	ADP
cblr-2956	414	9	the	the	DET
cblr-2956	414	10	trial	trial	NOUN
cblr-2956	414	11	court	court	NOUN
cblr-2956	414	12	awards	award	NOUN
cblr-2956	414	13	of	of	ADP
cblr-2956	414	14	punitive	punitive	ADJ
cblr-2956	414	15	damages	damage	NOUN
cblr-2956	414	16	were	be	AUX
cblr-2956	414	17	subsequently	subsequently	ADV
cblr-2956	414	18	reduced	reduce	VERB
cblr-2956	414	19	.	.	PUNCT
cblr-2956	415	1	but	but	CCONJ
cblr-2956	415	2	the	the	DET
cblr-2956	415	3	value	value	NOUN
cblr-2956	415	4	used	use	VERB
cblr-2956	415	5	for	for	ADP
cblr-2956	415	6	the	the	DET
cblr-2956	415	7	total	total	ADJ
cblr-2956	415	8	settlement	settlement	NOUN
cblr-2956	415	9	or	or	CCONJ
cblr-2956	415	10	court	court	NOUN
cblr-2956	415	11	award	award	NOUN
cblr-2956	415	12	is	be	AUX
cblr-2956	415	13	the	the	DET
cblr-2956	415	14	final	final	ADJ
cblr-2956	415	15	payment	payment	NOUN
cblr-2956	415	16	,	,	PUNCT
cblr-2956	415	17	not	not	PART
cblr-2956	415	18	the	the	DET
cblr-2956	415	19	original	original	ADJ
cblr-2956	415	20	court	court	NOUN
cblr-2956	415	21	award	award	NOUN
cblr-2956	415	22	.	.	PUNCT
cblr-2956	416	1	whether	whether	SCONJ
cblr-2956	416	2	a	a	DET
cblr-2956	416	3	claim	claim	NOUN
cblr-2956	416	4	is	be	AUX
cblr-2956	416	5	included	include	VERB
cblr-2956	416	6	in	in	ADP
cblr-2956	416	7	the	the	DET
cblr-2956	416	8	row	row	NOUN
cblr-2956	416	9	"	"	PUNCT
cblr-2956	416	10	punitive	punitive	ADJ
cblr-2956	416	11	damages	damage	NOUN
cblr-2956	416	12	reported	report	VERB
cblr-2956	416	13	"	"	PUNCT
cblr-2956	416	14	is	be	AUX
cblr-2956	416	15	not	not	PART
cblr-2956	416	16	based	base	VERB
cblr-2956	416	17	on	on	ADP
cblr-2956	416	18	whether	whether	SCONJ
cblr-2956	416	19	the	the	DET
cblr-2956	416	20	original	original	ADJ
cblr-2956	416	21	court	court	NOUN
cblr-2956	416	22	award	award	NOUN
cblr-2956	416	23	actually	actually	ADV
cblr-2956	416	24	included	include	VERB
cblr-2956	416	25	punitive	punitive	ADJ
cblr-2956	416	26	damages	damage	NOUN
cblr-2956	416	27	.	.	PUNCT
cblr-2956	417	1	see	see	VERB
cblr-2956	417	2	supra	supra	PROPN
cblr-2956	417	3	notes	note	NOUN
cblr-2956	417	4	9	9	NUM
cblr-2956	417	5	and	and	CCONJ
cblr-2956	417	6	15	15	NUM
cblr-2956	417	7	.	.	PUNCT
cblr-2956	418	1	[	[	X
cblr-2956	418	2	vol	vol	NOUN
cblr-2956	418	3	.	.	PUNCT
cblr-2956	418	4	2008	2008	NUM
cblr-2956	418	5	early	early	ADV
cblr-2956	418	6	offers	offer	VERB
cblr-2956	418	7	reform	reform	NOUN
cblr-2956	418	8	would	would	AUX
cblr-2956	418	9	all	all	ADV
cblr-2956	418	10	receive	receive	VERB
cblr-2956	418	11	zero	zero	NUM
cblr-2956	418	12	payment	payment	NOUN
cblr-2956	418	13	under	under	ADP
cblr-2956	418	14	an	an	DET
cblr-2956	418	15	early	early	ADJ
cblr-2956	418	16	offer	offer	NOUN
cblr-2956	418	17	approach	approach	NOUN
cblr-2956	418	18	with	with	ADP
cblr-2956	418	19	no	no	DET
cblr-2956	418	20	minimum	minimum	ADJ
cblr-2956	418	21	payment	payment	NOUN
cblr-2956	418	22	,	,	PUNCT
cblr-2956	418	23	but	but	CCONJ
cblr-2956	418	24	with	with	ADP
cblr-2956	418	25	a	a	DET
cblr-2956	418	26	minimum	minimum	ADJ
cblr-2956	418	27	payment	payment	NOUN
cblr-2956	418	28	of	of	ADP
cblr-2956	418	29	$	$	SYM
cblr-2956	418	30	100,000	100,000	NUM
cblr-2956	418	31	,	,	PUNCT
cblr-2956	418	32	$	$	SYM
cblr-2956	418	33	250,000	250,000	NUM
cblr-2956	418	34	or	or	CCONJ
cblr-2956	418	35	$	$	SYM
cblr-2956	418	36	500,000	500,000	NUM
cblr-2956	418	37	,	,	PUNCT
cblr-2956	418	38	all	all	PRON
cblr-2956	418	39	of	of	ADP
cblr-2956	418	40	these	these	DET
cblr-2956	418	41	cases	case	NOUN
cblr-2956	418	42	will	will	AUX
cblr-2956	418	43	receive	receive	VERB
cblr-2956	418	44	payment	payment	NOUN
cblr-2956	418	45	.	.	PUNCT
cblr-2956	419	1	row	row	NOUN
cblr-2956	419	2	c	c	PROPN
cblr-2956	419	3	consists	consist	VERB
cblr-2956	419	4	of	of	ADP
cblr-2956	419	5	the	the	DET
cblr-2956	419	6	7405	7405	NUM
cblr-2956	419	7	cases	case	NOUN
cblr-2956	419	8	in	in	ADP
cblr-2956	419	9	which	which	PRON
cblr-2956	419	10	there	there	PRON
cblr-2956	419	11	are	be	VERB
cblr-2956	419	12	no	no	DET
cblr-2956	419	13	mention	mention	NOUN
cblr-2956	419	14	of	of	ADP
cblr-2956	419	15	punitive	punitive	ADJ
cblr-2956	419	16	damages	damage	NOUN
cblr-2956	419	17	,	,	PUNCT
cblr-2956	419	18	but	but	CCONJ
cblr-2956	419	19	economic	economic	ADJ
cblr-2956	419	20	damages	damage	NOUN
cblr-2956	419	21	were	be	AUX
cblr-2956	419	22	reported	report	VERB
cblr-2956	419	23	[	[	X
cblr-2956	419	24	lac(5	lac(5	ADJ
cblr-2956	419	25	)	)	PUNCT
cblr-2956	419	26	]	]	PUNCT
cblr-2956	419	27	.	.	PUNCT
cblr-2956	420	1	row	row	NOUN
cblr-2956	420	2	d	d	PROPN
cblr-2956	420	3	reports	report	VERB
cblr-2956	420	4	the	the	DET
cblr-2956	420	5	cases	case	NOUN
cblr-2956	420	6	for	for	ADP
cblr-2956	420	7	which	which	PRON
cblr-2956	420	8	there	there	PRON
cblr-2956	420	9	are	be	VERB
cblr-2956	420	10	no	no	DET
cblr-2956	420	11	damages	damage	NOUN
cblr-2956	420	12	breakdown	breakdown	NOUN
cblr-2956	420	13	but	but	CCONJ
cblr-2956	420	14	for	for	ADP
cblr-2956	420	15	which	which	PRON
cblr-2956	420	16	the	the	DET
cblr-2956	420	17	economic	economic	ADJ
cblr-2956	420	18	damages	damage	NOUN
cblr-2956	420	19	share	share	NOUN
cblr-2956	420	20	is	be	AUX
cblr-2956	420	21	imputed	impute	VERB
cblr-2956	420	22	using	use	VERB
cblr-2956	420	23	the	the	DET
cblr-2956	420	24	imputation	imputation	NOUN
cblr-2956	420	25	procedure	procedure	NOUN
cblr-2956	420	26	employing	employ	VERB
cblr-2956	420	27	the	the	DET
cblr-2956	420	28	other	other	ADJ
cblr-2956	420	29	data	datum	NOUN
cblr-2956	420	30	discussed	discuss	VERB
cblr-2956	420	31	in	in	ADP
cblr-2956	420	32	section	section	NOUN
cblr-2956	420	33	4c	4c	NOUN
cblr-2956	420	34	above	above	ADP
cblr-2956	420	35	[	[	X
cblr-2956	420	36	lad(5	lad(5	NOUN
cblr-2956	420	37	)	)	PUNCT
cblr-2956	420	38	]	]	PUNCT
cblr-2956	420	39	.	.	PUNCT
cblr-2956	421	1	row	row	NOUN
cblr-2956	421	2	e	e	PROPN
cblr-2956	421	3	reports	report	VERB
cblr-2956	421	4	the	the	DET
cblr-2956	421	5	pooled	pooled	ADJ
cblr-2956	421	6	set	set	NOUN
cblr-2956	421	7	of	of	ADP
cblr-2956	421	8	results	result	NOUN
cblr-2956	421	9	for	for	ADP
cblr-2956	421	10	all	all	DET
cblr-2956	421	11	claims	claim	NOUN
cblr-2956	421	12	[	[	X
cblr-2956	421	13	lae(5	lae(5	ADJ
cblr-2956	421	14	)	)	PUNCT
cblr-2956	421	15	]	]	PUNCT
cblr-2956	421	16	.	.	PUNCT
cblr-2956	422	1	several	several	ADJ
cblr-2956	422	2	patterns	pattern	NOUN
cblr-2956	422	3	are	be	AUX
cblr-2956	422	4	noteworthy	noteworthy	ADJ
cblr-2956	422	5	.	.	PUNCT
cblr-2956	423	1	the	the	DET
cblr-2956	423	2	punitive	punitive	ADJ
cblr-2956	423	3	damages	damage	NOUN
cblr-2956	423	4	cases	case	NOUN
cblr-2956	423	5	in	in	ADP
cblr-2956	423	6	row	row	NOUN
cblr-2956	423	7	a	a	DET
cblr-2956	423	8	have	have	VERB
cblr-2956	423	9	the	the	DET
cblr-2956	423	10	highest	high	ADJ
cblr-2956	423	11	values	value	NOUN
cblr-2956	423	12	for	for	ADP
cblr-2956	423	13	every	every	DET
cblr-2956	423	14	reserve	reserve	NOUN
cblr-2956	423	15	or	or	CCONJ
cblr-2956	423	16	loss	loss	NOUN
cblr-2956	423	17	value	value	NOUN
cblr-2956	423	18	in	in	ADP
cblr-2956	423	19	the	the	DET
cblr-2956	423	20	table	table	NOUN
cblr-2956	423	21	,	,	PUNCT
cblr-2956	423	22	with	with	ADP
cblr-2956	423	23	the	the	DET
cblr-2956	423	24	next	next	ADJ
cblr-2956	423	25	largest	large	ADJ
cblr-2956	423	26	amounts	amount	NOUN
cblr-2956	423	27	being	be	AUX
cblr-2956	423	28	for	for	ADP
cblr-2956	423	29	cases	case	NOUN
cblr-2956	423	30	in	in	ADP
cblr-2956	423	31	row	row	NOUN
cblr-2956	423	32	c	c	NOUN
cblr-2956	423	33	for	for	ADP
cblr-2956	423	34	which	which	PRON
cblr-2956	423	35	positive	positive	ADJ
cblr-2956	423	36	economic	economic	ADJ
cblr-2956	423	37	damages	damage	NOUN
cblr-2956	423	38	are	be	AUX
cblr-2956	423	39	reported	report	VERB
cblr-2956	423	40	.	.	PUNCT
cblr-2956	424	1	for	for	ADP
cblr-2956	424	2	every	every	DET
cblr-2956	424	3	row	row	NOUN
cblr-2956	424	4	in	in	ADP
cblr-2956	424	5	the	the	DET
cblr-2956	424	6	table	table	NOUN
cblr-2956	424	7	,	,	PUNCT
cblr-2956	424	8	the	the	DET
cblr-2956	424	9	projected	project	VERB
cblr-2956	424	10	initial	initial	ADJ
cblr-2956	424	11	reserves	reserve	NOUN
cblr-2956	424	12	in	in	ADP
cblr-2956	424	13	column	column	NOUN
cblr-2956	424	14	.	.	PUNCT
cblr-2956	425	1	1	1	NUM
cblr-2956	425	2	are	be	AUX
cblr-2956	425	3	below	below	ADP
cblr-2956	425	4	the	the	DET
cblr-2956	425	5	total	total	ADJ
cblr-2956	425	6	settlements	settlement	NOUN
cblr-2956	425	7	or	or	CCONJ
cblr-2956	425	8	court	court	NOUN
cblr-2956	425	9	awards	award	NOUN
cblr-2956	425	10	in	in	ADP
cblr-2956	425	11	column	column	NOUN
cblr-2956	425	12	3	3	NUM
cblr-2956	425	13	,	,	PUNCT
cblr-2956	425	14	which	which	PRON
cblr-2956	425	15	in	in	ADP
cblr-2956	425	16	turn	turn	NOUN
cblr-2956	425	17	are	be	AUX
cblr-2956	425	18	smaller	small	ADJ
cblr-2956	425	19	than	than	ADP
cblr-2956	425	20	the	the	DET
cblr-2956	425	21	projected	project	VERB
cblr-2956	425	22	final	final	ADJ
cblr-2956	425	23	reserve	reserve	NOUN
cblr-2956	425	24	in	in	ADP
cblr-2956	425	25	column	column	NOUN
cblr-2956	425	26	2	2	NUM
cblr-2956	425	27	[	[	X
cblr-2956	425	28	1a(1	1a(1	NUM
cblr-2956	425	29	)	)	PUNCT
cblr-2956	425	30	<	<	X
cblr-2956	425	31	1a(3	1a(3	NUM
cblr-2956	425	32	)	)	PUNCT
cblr-2956	425	33	<	<	X
cblr-2956	425	34	1a(2	1a(2	NUM
cblr-2956	425	35	)	)	PUNCT
cblr-2956	425	36	]	]	PUNCT
cblr-2956	425	37	.	.	PUNCT
cblr-2956	426	1	but	but	CCONJ
cblr-2956	426	2	one	one	NUM
cblr-2956	426	3	thing	thing	NOUN
cblr-2956	426	4	to	to	PART
cblr-2956	426	5	note	note	VERB
cblr-2956	426	6	is	be	AUX
cblr-2956	426	7	that	that	SCONJ
cblr-2956	426	8	the	the	DET
cblr-2956	426	9	reserve	reserve	NOUN
cblr-2956	426	10	amounts	amount	VERB
cblr-2956	426	11	in	in	ADP
cblr-2956	426	12	table	table	NOUN
cblr-2956	426	13	1	1	NUM
cblr-2956	426	14	include	include	VERB
cblr-2956	426	15	,	,	PUNCT
cblr-2956	426	16	in	in	ADP
cblr-2956	426	17	addition	addition	NOUN
cblr-2956	426	18	to	to	ADP
cblr-2956	426	19	indemnity	indemnity	NOUN
cblr-2956	426	20	(	(	PUNCT
cblr-2956	426	21	or	or	CCONJ
cblr-2956	426	22	loss	loss	NOUN
cblr-2956	426	23	)	)	PUNCT
cblr-2956	426	24	reserves	reserve	NOUN
cblr-2956	426	25	,	,	PUNCT
cblr-2956	426	26	defense	defense	NOUN
cblr-2956	426	27	expense	expense	NOUN
cblr-2956	426	28	reserves	reserve	NOUN
cblr-2956	426	29	which	which	PRON
cblr-2956	426	30	are	be	AUX
cblr-2956	426	31	mainly	mainly	ADV
cblr-2956	426	32	legal	legal	ADJ
cblr-2956	426	33	expenses	expense	NOUN
cblr-2956	426	34	,	,	PUNCT
cblr-2956	426	35	whereas	whereas	SCONJ
cblr-2956	426	36	the	the	DET
cblr-2956	426	37	settlement	settlement	NOUN
cblr-2956	426	38	or	or	CCONJ
cblr-2956	426	39	court	court	NOUN
cblr-2956	426	40	award	award	NOUN
cblr-2956	426	41	values	value	NOUN
cblr-2956	426	42	in	in	ADP
cblr-2956	426	43	table	table	NOUN
cblr-2956	426	44	1	1	NUM
cblr-2956	426	45	do	do	AUX
cblr-2956	426	46	not	not	PART
cblr-2956	426	47	take	take	VERB
cblr-2956	426	48	such	such	ADJ
cblr-2956	426	49	defense	defense	NOUN
cblr-2956	426	50	expenses	expense	NOUN
cblr-2956	426	51	into	into	ADP
cblr-2956	426	52	account	account	NOUN
cblr-2956	426	53	[	[	X
cblr-2956	426	54	1a	1a	X
cblr-2956	426	55	]	]	PUNCT
cblr-2956	426	56	.	.	PUNCT
cblr-2956	427	1	these	these	DET
cblr-2956	427	2	expenses	expense	NOUN
cblr-2956	427	3	will	will	AUX
cblr-2956	427	4	be	be	AUX
cblr-2956	427	5	considered	consider	VERB
cblr-2956	427	6	in	in	ADP
cblr-2956	427	7	table	table	NOUN
cblr-2956	427	8	2	2	NUM
cblr-2956	427	9	.	.	PUNCT
cblr-2956	428	1	it	it	PRON
cblr-2956	428	2	may	may	AUX
cblr-2956	428	3	be	be	AUX
cblr-2956	428	4	puzzling	puzzle	VERB
cblr-2956	428	5	that	that	SCONJ
cblr-2956	428	6	the	the	DET
cblr-2956	428	7	initial	initial	ADJ
cblr-2956	428	8	reserves	reserve	NOUN
cblr-2956	428	9	are	be	AUX
cblr-2956	428	10	so	so	ADV
cblr-2956	428	11	much	much	ADV
cblr-2956	428	12	lower	low	ADJ
cblr-2956	428	13	than	than	ADP
cblr-2956	428	14	the	the	DET
cblr-2956	428	15	final	final	ADJ
cblr-2956	428	16	reserve	reserve	NOUN
cblr-2956	428	17	,	,	PUNCT
cblr-2956	428	18	but	but	CCONJ
cblr-2956	428	19	there	there	PRON
cblr-2956	428	20	are	be	VERB
cblr-2956	428	21	several	several	ADJ
cblr-2956	428	22	possible	possible	ADJ
cblr-2956	428	23	explanations	explanation	NOUN
cblr-2956	428	24	for	for	ADP
cblr-2956	428	25	this	this	DET
cblr-2956	428	26	difference	difference	NOUN
cblr-2956	428	27	.	.	PUNCT
cblr-2956	429	1	the	the	DET
cblr-2956	429	2	fact	fact	NOUN
cblr-2956	429	3	that	that	SCONJ
cblr-2956	429	4	initial	initial	ADJ
cblr-2956	429	5	reserves	reserve	NOUN
cblr-2956	429	6	are	be	AUX
cblr-2956	429	7	well	well	ADV
cblr-2956	429	8	below	below	ADP
cblr-2956	429	9	final	final	ADJ
cblr-2956	429	10	reserves	reserve	NOUN
cblr-2956	429	11	does	do	AUX
cblr-2956	429	12	not	not	PART
cblr-2956	429	13	necessarily	necessarily	ADV
cblr-2956	429	14	imply	imply	VERB
cblr-2956	429	15	that	that	SCONJ
cblr-2956	429	16	insurers	insurer	NOUN
cblr-2956	429	17	are	be	AUX
cblr-2956	429	18	under	under	ADP
cblr-2956	429	19	-	-	PUNCT
cblr-2956	429	20	reserving	reserving	NOUN
cblr-2956	429	21	on	on	ADP
cblr-2956	429	22	average	average	ADJ
cblr-2956	429	23	with	with	ADP
cblr-2956	429	24	their	their	PRON
cblr-2956	429	25	initial	initial	ADJ
cblr-2956	429	26	reserve	reserve	NOUN
cblr-2956	429	27	amounts	amount	NOUN
cblr-2956	429	28	,	,	PUNCT
cblr-2956	429	29	though	though	SCONJ
cblr-2956	429	30	that	that	PRON
cblr-2956	429	31	may	may	AUX
cblr-2956	429	32	well	well	ADV
cblr-2956	429	33	be	be	AUX
cblr-2956	429	34	the	the	DET
cblr-2956	429	35	case	case	NOUN
cblr-2956	429	36	as	as	SCONJ
cblr-2956	429	37	indicated	indicate	VERB
cblr-2956	429	38	in	in	ADP
cblr-2956	429	39	scholarly	scholarly	ADJ
cblr-2956	429	40	literature	literature	NOUN
cblr-2956	429	41	.	.	PUNCT
cblr-2956	430	1	8	8	NUM
cblr-2956	430	2	the	the	DET
cblr-2956	430	3	cases	case	NOUN
cblr-2956	430	4	"	"	PUNCT
cblr-2956	430	5	8	8	NUM
cblr-2956	430	6	that	that	SCONJ
cblr-2956	430	7	there	there	PRON
cblr-2956	430	8	may	may	AUX
cblr-2956	430	9	be	be	AUX
cblr-2956	430	10	systematic	systematic	ADJ
cblr-2956	430	11	errors	error	NOUN
cblr-2956	430	12	in	in	ADP
cblr-2956	430	13	loss	loss	NOUN
cblr-2956	430	14	reserving	reserving	NOUN
cblr-2956	430	15	is	be	AUX
cblr-2956	430	16	well	well	ADV
cblr-2956	430	17	documented	document	VERB
cblr-2956	430	18	.	.	PUNCT
cblr-2956	431	1	weak	weak	ADJ
cblr-2956	431	2	insurers	insurer	NOUN
cblr-2956	431	3	have	have	VERB
cblr-2956	431	4	a	a	DET
cblr-2956	431	5	tendency	tendency	NOUN
cblr-2956	431	6	to	to	ADP
cblr-2956	431	7	under	under	NOUN
cblr-2956	431	8	-	-	PUNCT
cblr-2956	431	9	reserve	reserve	NOUN
cblr-2956	431	10	to	to	PART
cblr-2956	431	11	make	make	VERB
cblr-2956	431	12	their	their	PRON
cblr-2956	431	13	financial	financial	ADJ
cblr-2956	431	14	soundness	soundness	NOUN
cblr-2956	431	15	appear	appear	VERB
cblr-2956	431	16	brighter	bright	ADJ
cblr-2956	431	17	.	.	PUNCT
cblr-2956	432	1	see	see	VERB
cblr-2956	432	2	kathy	kathy	PROPN
cblr-2956	432	3	ruby	ruby	PROPN
cblr-2956	432	4	petroni	petroni	NOUN
cblr-2956	432	5	,	,	PUNCT
cblr-2956	432	6	optimistic	optimistic	ADJ
cblr-2956	432	7	reporting	reporting	NOUN
cblr-2956	432	8	in	in	ADP
cblr-2956	432	9	the	the	DET
cblr-2956	432	10	property	property	NOUN
cblr-2956	432	11	-	-	PUNCT
cblr-2956	432	12	casualty	casualty	NOUN
cblr-2956	432	13	insurance	insurance	NOUN
cblr-2956	432	14	industry	industry	NOUN
cblr-2956	432	15	,	,	PUNCT
cblr-2956	432	16	15	15	NUM
cblr-2956	432	17	j.	j.	PROPN
cblr-2956	432	18	acct	acct	PROPN
cblr-2956	432	19	.	.	PROPN
cblr-2956	432	20	&	&	CCONJ
cblr-2956	432	21	econ	econ	PROPN
cblr-2956	432	22	.	.	PUNCT
cblr-2956	433	1	485	485	NUM
cblr-2956	433	2	(	(	PUNCT
cblr-2956	433	3	1992	1992	NUM
cblr-2956	433	4	)	)	PUNCT
cblr-2956	433	5	.	.	PUNCT
cblr-2956	434	1	in	in	ADP
cblr-2956	434	2	addition	addition	NOUN
cblr-2956	434	3	,	,	PUNCT
cblr-2956	434	4	the	the	DET
cblr-2956	434	5	amount	amount	NOUN
cblr-2956	434	6	of	of	ADP
cblr-2956	434	7	reported	report	VERB
cblr-2956	434	8	reserves	reserve	NOUN
cblr-2956	434	9	may	may	AUX
cblr-2956	434	10	be	be	AUX
cblr-2956	434	11	affected	affect	VERB
cblr-2956	434	12	by	by	ADP
cblr-2956	434	13	income	income	NOUN
cblr-2956	434	14	smoothing	smoothing	NOUN
cblr-2956	434	15	objectives	objective	NOUN
cblr-2956	434	16	and	and	CCONJ
cblr-2956	434	17	tax	tax	NOUN
cblr-2956	434	18	concerns	concern	NOUN
cblr-2956	434	19	.	.	PUNCT
cblr-2956	435	1	-see	-see	PROPN
cblr-2956	436	1	jennifer	jennifer	PROPN
cblr-2956	436	2	j.	j.	PROPN
cblr-2956	436	3	gaver	gaver	PROPN
cblr-2956	436	4	&	&	CCONJ
cblr-2956	436	5	jeffrey	jeffrey	PROPN
cblr-2956	436	6	paterson	paterson	PROPN
cblr-2956	436	7	,	,	PUNCT
cblr-2956	436	8	managing	manage	VERB
cblr-2956	436	9	insurance	insurance	NOUN
cblr-2956	436	10	company	company	NOUN
cblr-2956	436	11	no	no	INTJ
cblr-2956	436	12	.	.	PUNCT
cblr-2956	437	1	2:423	2:423	NUM
cblr-2956	437	2	]	]	X
cblr-2956	437	3	columbia	columbia	PROPN
cblr-2956	437	4	business	business	PROPN
cblr-2956	437	5	law	law	PROPN
cblr-2956	437	6	review	review	NOUN
cblr-2956	437	7	observed	observe	VERB
cblr-2956	437	8	in	in	ADP
cblr-2956	437	9	the	the	DET
cblr-2956	437	10	data	datum	NOUN
cblr-2956	437	11	in	in	ADP
cblr-2956	437	12	table	table	NOUN
cblr-2956	437	13	1	1	NUM
cblr-2956	437	14	are	be	AUX
cblr-2956	437	15	the	the	DET
cblr-2956	437	16	successful	successful	ADJ
cblr-2956	437	17	tort	tort	NOUN
cblr-2956	437	18	claims	claim	NOUN
cblr-2956	437	19	that	that	PRON
cblr-2956	437	20	led	lead	VERB
cblr-2956	437	21	to	to	ADP
cblr-2956	437	22	insurer	insurer	NOUN
cblr-2956	437	23	payouts	payout	NOUN
cblr-2956	437	24	.	.	PUNCT
cblr-2956	438	1	if	if	SCONJ
cblr-2956	438	2	,	,	PUNCT
cblr-2956	438	3	for	for	ADP
cblr-2956	438	4	example	example	NOUN
cblr-2956	438	5	,	,	PUNCT
cblr-2956	438	6	the	the	DET
cblr-2956	438	7	insurer	insurer	NOUN
cblr-2956	438	8	reserves	reserve	VERB
cblr-2956	438	9	the	the	DET
cblr-2956	438	10	same	same	ADJ
cblr-2956	438	11	amount	amount	NOUN
cblr-2956	438	12	for	for	ADP
cblr-2956	438	13	claims	claim	NOUN
cblr-2956	438	14	of	of	ADP
cblr-2956	438	15	a	a	DET
cblr-2956	438	16	particular	particular	ADJ
cblr-2956	438	17	type	type	NOUN
cblr-2956	438	18	that	that	PRON
cblr-2956	438	19	are	be	AUX
cblr-2956	438	20	both	both	PRON
cblr-2956	438	21	paid	pay	VERB
cblr-2956	438	22	and	and	CCONJ
cblr-2956	438	23	not	not	PART
cblr-2956	438	24	paid	pay	VERB
cblr-2956	438	25	,	,	PUNCT
cblr-2956	438	26	with	with	ADP
cblr-2956	438	27	this	this	DET
cblr-2956	438	28	amount	amount	NOUN
cblr-2956	438	29	corresponding	correspond	VERB
cblr-2956	438	30	to	to	ADP
cblr-2956	438	31	the	the	DET
cblr-2956	438	32	average	average	ADJ
cblr-2956	438	33	claim	claim	NOUN
cblr-2956	438	34	costs	cost	NOUN
cblr-2956	438	35	,	,	PUNCT
cblr-2956	438	36	then	then	ADV
cblr-2956	438	37	the	the	DET
cblr-2956	438	38	claims	claim	NOUN
cblr-2956	438	39	that	that	PRON
cblr-2956	438	40	are	be	AUX
cblr-2956	438	41	ultimately	ultimately	ADV
cblr-2956	438	42	successful	successful	ADJ
cblr-2956	438	43	will	will	AUX
cblr-2956	438	44	be	be	AUX
cblr-2956	438	45	under	under	ADV
cblr-2956	438	46	-	-	PUNCT
cblr-2956	438	47	reserved	reserve	VERB
cblr-2956	438	48	initially	initially	ADV
cblr-2956	438	49	,	,	PUNCT
cblr-2956	438	50	while	while	SCONJ
cblr-2956	438	51	the	the	DET
cblr-2956	438	52	unsuccessful	unsuccessful	ADJ
cblr-2956	438	53	claims	claim	NOUN
cblr-2956	438	54	will	will	AUX
cblr-2956	438	55	exhibit	exhibit	VERB
cblr-2956	438	56	over	over	ADP
cblr-2956	438	57	-	-	PUNCT
cblr-2956	438	58	reserving	reserving	NOUN
cblr-2956	438	59	.	.	PUNCT
cblr-2956	439	1	thus	thus	ADV
cblr-2956	439	2	,	,	PUNCT
cblr-2956	439	3	assuming	assume	VERB
cblr-2956	439	4	these	these	DET
cblr-2956	439	5	figures	figure	NOUN
cblr-2956	439	6	do	do	AUX
cblr-2956	439	7	not	not	PART
cblr-2956	439	8	cancel	cancel	VERB
cblr-2956	439	9	each	each	DET
cblr-2956	439	10	other	other	ADJ
cblr-2956	439	11	out	out	ADP
cblr-2956	439	12	,	,	PUNCT
cblr-2956	439	13	the	the	DET
cblr-2956	439	14	selection	selection	NOUN
cblr-2956	439	15	of	of	ADP
cblr-2956	439	16	claims	claim	NOUN
cblr-2956	439	17	for	for	ADP
cblr-2956	439	18	inclusion	inclusion	NOUN
cblr-2956	439	19	in	in	ADP
cblr-2956	439	20	the	the	DET
cblr-2956	439	21	data	data	NOUN
cblr-2956	439	22	set	set	VERB
cblr-2956	439	23	could	could	AUX
cblr-2956	439	24	alone	alone	ADV
cblr-2956	439	25	account	account	VERB
cblr-2956	439	26	for	for	ADP
cblr-2956	439	27	the	the	DET
cblr-2956	439	28	observed	observe	VERB
cblr-2956	439	29	pattern	pattern	NOUN
cblr-2956	439	30	without	without	ADP
cblr-2956	439	31	any	any	DET
cblr-2956	439	32	bias	bias	NOUN
cblr-2956	439	33	as	as	ADP
cblr-2956	439	34	to	to	ADP
cblr-2956	439	35	reserving	reserve	VERB
cblr-2956	439	36	.	.	PUNCT
cblr-2956	440	1	moreover	moreover	ADV
cblr-2956	440	2	,	,	PUNCT
cblr-2956	440	3	as	as	ADP
cblr-2956	440	4	the	the	DET
cblr-2956	440	5	claim	claim	NOUN
cblr-2956	440	6	matures	mature	NOUN
cblr-2956	440	7	,	,	PUNCT
cblr-2956	440	8	the	the	DET
cblr-2956	440	9	insurer	insurer	NOUN
cblr-2956	440	10	will	will	AUX
cblr-2956	440	11	learn	learn	VERB
cblr-2956	440	12	more	more	ADJ
cblr-2956	440	13	about	about	ADP
cblr-2956	440	14	the	the	DET
cblr-2956	440	15	claim	claim	NOUN
cblr-2956	440	16	,	,	PUNCT
cblr-2956	440	17	distinguishing	distinguish	VERB
cblr-2956	440	18	which	which	PRON
cblr-2956	440	19	claims	claim	VERB
cblr-2956	440	20	in	in	ADP
cblr-2956	440	21	this	this	DET
cblr-2956	440	22	overall	overall	ADJ
cblr-2956	440	23	claims	claim	NOUN
cblr-2956	440	24	category	category	NOUN
cblr-2956	440	25	are	be	AUX
cblr-2956	440	26	those	those	PRON
cblr-2956	440	27	with	with	ADP
cblr-2956	440	28	the	the	DET
cblr-2956	440	29	highest	high	ADJ
cblr-2956	440	30	expected	expect	VERB
cblr-2956	440	31	losses	loss	NOUN
cblr-2956	440	32	.	.	PUNCT
cblr-2956	441	1	even	even	ADV
cblr-2956	441	2	with	with	ADP
cblr-2956	441	3	all	all	DET
cblr-2956	441	4	that	that	PRON
cblr-2956	441	5	,	,	PUNCT
cblr-2956	441	6	however	however	ADV
cblr-2956	441	7	,	,	PUNCT
cblr-2956	441	8	the	the	DET
cblr-2956	441	9	scholarly	scholarly	ADJ
cblr-2956	441	10	literature	literature	NOUN
cblr-2956	441	11	mentioned	mention	VERB
cblr-2956	441	12	above	above	ADV
cblr-2956	441	13	indicates	indicate	VERB
cblr-2956	441	14	that	that	SCONJ
cblr-2956	441	15	initial	initial	ADJ
cblr-2956	441	16	under	under	NOUN
cblr-2956	441	17	-	-	PUNCT
cblr-2956	441	18	reserving	reserving	NOUN
cblr-2956	441	19	is	be	AUX
cblr-2956	441	20	generally	generally	ADV
cblr-2956	441	21	pervasive	pervasive	ADJ
cblr-2956	441	22	in	in	ADP
cblr-2956	441	23	the	the	DET
cblr-2956	441	24	general	general	ADJ
cblr-2956	441	25	field	field	NOUN
cblr-2956	441	26	of	of	ADP
cblr-2956	441	27	liability	liability	NOUN
cblr-2956	441	28	insurance	insurance	NOUN
cblr-2956	441	29	.	.	PUNCT
cblr-2956	442	1	indeed	indeed	ADV
cblr-2956	442	2	it	it	PRON
cblr-2956	442	3	may	may	AUX
cblr-2956	442	4	well	well	ADV
cblr-2956	442	5	be	be	AUX
cblr-2956	442	6	a	a	DET
cblr-2956	442	7	leading	lead	VERB
cblr-2956	442	8	cause	cause	NOUN
cblr-2956	442	9	of	of	ADP
cblr-2956	442	10	financial	financial	ADJ
cblr-2956	442	11	failure	failure	NOUN
cblr-2956	442	12	among	among	ADP
cblr-2956	442	13	product	product	NOUN
cblr-2956	442	14	liability	liability	NOUN
cblr-2956	442	15	insurers	insurer	NOUN
cblr-2956	442	16	.	.	PUNCT
cblr-2956	443	1	to	to	ADP
cblr-2956	443	2	that	that	DET
cblr-2956	443	3	extent	extent	NOUN
cblr-2956	443	4	,	,	PUNCT
cblr-2956	443	5	it	it	PRON
cblr-2956	443	6	should	should	AUX
cblr-2956	443	7	be	be	AUX
cblr-2956	443	8	noted	note	VERB
cblr-2956	443	9	here	here	ADV
cblr-2956	443	10	that	that	SCONJ
cblr-2956	443	11	a	a	DET
cblr-2956	443	12	crucial	crucial	ADJ
cblr-2956	443	13	element	element	NOUN
cblr-2956	443	14	of	of	ADP
cblr-2956	443	15	the	the	DET
cblr-2956	443	16	early	early	ADJ
cblr-2956	443	17	offer	offer	NOUN
cblr-2956	443	18	plan	plan	NOUN
cblr-2956	443	19	is	be	AUX
cblr-2956	443	20	that	that	SCONJ
cblr-2956	443	21	it	it	PRON
cblr-2956	443	22	provides	provide	VERB
cblr-2956	443	23	insurers	insurer	NOUN
cblr-2956	443	24	with	with	ADP
cblr-2956	443	25	a	a	DET
cblr-2956	443	26	much	much	ADV
cblr-2956	443	27	greater	great	ADJ
cblr-2956	443	28	incentive	incentive	NOUN
cblr-2956	443	29	than	than	SCONJ
cblr-2956	443	30	they	they	PRON
cblr-2956	443	31	now	now	ADV
cblr-2956	443	32	have	have	VERB
cblr-2956	443	33	to	to	PART
cblr-2956	443	34	reserve	reserve	VERB
cblr-2956	443	35	more	more	ADV
cblr-2956	443	36	realistically	realistically	ADV
cblr-2956	443	37	very	very	ADV
cblr-2956	443	38	early	early	ADV
cblr-2956	443	39	on	on	ADP
cblr-2956	443	40	(	(	PUNCT
cblr-2956	443	41	i.e.	i.e.	X
cblr-2956	443	42	,	,	PUNCT
cblr-2956	443	43	within	within	ADP
cblr-2956	443	44	180	180	NUM
cblr-2956	443	45	days	day	NOUN
cblr-2956	443	46	)	)	PUNCT
cblr-2956	443	47	.	.	PUNCT
cblr-2956	444	1	to	to	ADP
cblr-2956	444	2	the	the	DET
cblr-2956	444	3	contrary	contrary	NOUN
cblr-2956	444	4	,	,	PUNCT
cblr-2956	444	5	today	today	NOUN
cblr-2956	444	6	defendants	defendant	NOUN
cblr-2956	444	7	have	have	VERB
cblr-2956	444	8	an	an	DET
cblr-2956	444	9	incentive	incentive	NOUN
cblr-2956	444	10	to	to	PART
cblr-2956	444	11	delay	delay	VERB
cblr-2956	444	12	the	the	DET
cblr-2956	444	13	whole	whole	ADJ
cblr-2956	444	14	claims	claim	NOUN
cblr-2956	444	15	process	process	NOUN
cblr-2956	444	16	,	,	PUNCT
cblr-2956	444	17	thereby	thereby	ADV
cblr-2956	444	18	hoping	hope	VERB
cblr-2956	444	19	to	to	PART
cblr-2956	444	20	weaken	weaken	VERB
cblr-2956	444	21	the	the	DET
cblr-2956	444	22	bargaining	bargaining	NOUN
cblr-2956	444	23	power	power	NOUN
cblr-2956	444	24	of	of	ADP
cblr-2956	444	25	needy	needy	ADJ
cblr-2956	444	26	claimants	claimant	NOUN
cblr-2956	444	27	.	.	PUNCT
cblr-2956	445	1	panel	panel	NOUN
cblr-2956	445	2	b	b	PROPN
cblr-2956	445	3	of	of	ADP
cblr-2956	445	4	table	table	NOUN
cblr-2956	445	5	1	1	NUM
cblr-2956	445	6	reports	report	NOUN
cblr-2956	445	7	information	information	NOUN
cblr-2956	445	8	by	by	ADP
cblr-2956	445	9	nature	nature	NOUN
cblr-2956	445	10	of	of	ADP
cblr-2956	445	11	injury	injury	NOUN
cblr-2956	445	12	,	,	PUNCT
cblr-2956	445	13	excluding	exclude	VERB
cblr-2956	445	14	claims	claim	NOUN
cblr-2956	445	15	reporting	report	VERB
cblr-2956	445	16	punitive	punitive	ADJ
cblr-2956	445	17	damages	damage	NOUN
cblr-2956	445	18	because	because	SCONJ
cblr-2956	445	19	,	,	PUNCT
cblr-2956	445	20	as	as	SCONJ
cblr-2956	445	21	seen	see	VERB
cblr-2956	445	22	,	,	PUNCT
cblr-2956	445	23	we	we	PRON
cblr-2956	445	24	assume	assume	VERB
cblr-2956	445	25	such	such	ADJ
cblr-2956	445	26	claims	claim	NOUN
cblr-2956	445	27	will	will	AUX
cblr-2956	445	28	most	most	ADV
cblr-2956	445	29	likely	likely	ADV
cblr-2956	445	30	lead	lead	VERB
cblr-2956	445	31	to	to	ADP
cblr-2956	445	32	claimants	claimant	NOUN
cblr-2956	445	33	'	'	PART
cblr-2956	445	34	opting	opt	VERB
cblr-2956	445	35	out	out	ADP
cblr-2956	445	36	of	of	ADP
cblr-2956	445	37	an	an	DET
cblr-2956	445	38	early	early	ADJ
cblr-2956	445	39	offer	offer	NOUN
cblr-2956	445	40	.	.	PUNCT
cblr-2956	446	1	information	information	NOUN
cblr-2956	446	2	on	on	ADP
cblr-2956	446	3	the	the	DET
cblr-2956	446	4	nature	nature	NOUN
cblr-2956	446	5	of	of	ADP
cblr-2956	446	6	injury	injury	NOUN
cblr-2956	446	7	is	be	AUX
cblr-2956	446	8	reported	report	VERB
cblr-2956	446	9	on	on	ADP
cblr-2956	446	10	the	the	DET
cblr-2956	446	11	texas	texas	PROPN
cblr-2956	446	12	long	long	ADJ
cblr-2956	446	13	form	form	NOUN
cblr-2956	446	14	and	and	CCONJ
cblr-2956	446	15	enables	enable	VERB
cblr-2956	446	16	one	one	NUM
cblr-2956	446	17	to	to	PART
cblr-2956	446	18	distinguish	distinguish	VERB
cblr-2956	446	19	fatalities	fatality	NOUN
cblr-2956	446	20	and	and	CCONJ
cblr-2956	446	21	severe	severe	ADJ
cblr-2956	446	22	nonfatal	nonfatal	ADJ
cblr-2956	446	23	injuries	injury	NOUN
cblr-2956	446	24	(	(	PUNCT
cblr-2956	446	25	brain	brain	NOUN
cblr-2956	446	26	damage	damage	NOUN
cblr-2956	446	27	,	,	PUNCT
cblr-2956	446	28	spinal	spinal	ADJ
cblr-2956	446	29	cord	cord	NOUN
cblr-2956	446	30	injury	injury	NOUN
cblr-2956	446	31	,	,	PUNCT
cblr-2956	446	32	amputation	amputation	NOUN
cblr-2956	446	33	)	)	PUNCT
cblr-2956	446	34	from	from	ADP
cblr-2956	446	35	other	other	ADJ
cblr-2956	446	36	nonfatal	nonfatal	ADJ
cblr-2956	446	37	injuries	injury	NOUN
cblr-2956	446	38	.	.	PUNCT
cblr-2956	447	1	overall	overall	ADJ
cblr-2956	447	2	,	,	PUNCT
cblr-2956	447	3	10	10	NUM
cblr-2956	447	4	percent	percent	NOUN
cblr-2956	447	5	of	of	ADP
cblr-2956	447	6	the	the	DET
cblr-2956	447	7	cases	case	NOUN
cblr-2956	447	8	for	for	ADP
cblr-2956	447	9	which	which	PRON
cblr-2956	447	10	the	the	DET
cblr-2956	447	11	injury	injury	NOUN
cblr-2956	447	12	type	type	NOUN
cblr-2956	447	13	is	be	AUX
cblr-2956	447	14	given	give	VERB
cblr-2956	447	15	are	be	AUX
cblr-2956	447	16	either	either	PRON
cblr-2956	447	17	death	death	NOUN
cblr-2956	447	18	or	or	CCONJ
cblr-2956	447	19	severe	severe	ADJ
cblr-2956	447	20	financial	financial	ADJ
cblr-2956	447	21	statements	statement	NOUN
cblr-2956	447	22	to	to	PART
cblr-2956	447	23	meet	meet	VERB
cblr-2956	447	24	regulatory	regulatory	ADJ
cblr-2956	447	25	and	and	CCONJ
cblr-2956	447	26	tax	tax	NOUN
cblr-2956	447	27	reporting	reporting	NOUN
cblr-2956	447	28	goals	goal	NOUN
cblr-2956	447	29	,	,	PUNCT
cblr-2956	447	30	16	16	NUM
cblr-2956	447	31	contemp	contemp	NOUN
cblr-2956	447	32	.	.	PUNCT
cblr-2956	448	1	acct	acct	NOUN
cblr-2956	448	2	.	.	PUNCT
cblr-2956	449	1	res	re	NOUN
cblr-2956	449	2	.	.	PROPN
cblr-2956	450	1	207	207	NUM
cblr-2956	450	2	(	(	PUNCT
cblr-2956	450	3	1999	1999	NUM
cblr-2956	450	4	)	)	PUNCT
cblr-2956	450	5	;	;	PUNCT
cblr-2956	451	1	elizabeth	elizabeth	PROPN
cblr-2956	451	2	v.	v.	PROPN
cblr-2956	451	3	grace	grace	PROPN
cblr-2956	451	4	,	,	PUNCT
cblr-2956	451	5	property	property	NOUN
cblr-2956	451	6	-	-	PUNCT
cblr-2956	451	7	liability	liability	NOUN
cblr-2956	451	8	insurer	insurer	NOUN
cblr-2956	451	9	reserve	reserve	NOUN
cblr-2956	451	10	errors	error	NOUN
cblr-2956	451	11	:	:	PUNCT
cblr-2956	451	12	a	a	DET
cblr-2956	451	13	theoretical	theoretical	ADJ
cblr-2956	451	14	and	and	CCONJ
cblr-2956	451	15	empirical	empirical	ADJ
cblr-2956	451	16	analysis	analysis	NOUN
cblr-2956	451	17	,	,	PUNCT
cblr-2956	451	18	57	57	NUM
cblr-2956	451	19	j.	j.	PROPN
cblr-2956	451	20	risk	risk	PROPN
cblr-2956	451	21	&	&	CCONJ
cblr-2956	451	22	ins	ins	PROPN
cblr-2956	451	23	.	.	PUNCT
cblr-2956	451	24	28	28	NUM
cblr-2956	451	25	(	(	PUNCT
cblr-2956	451	26	1990	1990	NUM
cblr-2956	451	27	)	)	PUNCT
cblr-2956	451	28	.	.	PUNCT
cblr-2956	452	1	[	[	X
cblr-2956	452	2	vol	vol	NOUN
cblr-2956	452	3	.	.	NOUN
cblr-2956	452	4	2008	2008	NUM
cblr-2956	452	5	nonfatal	nonfatal	ADJ
cblr-2956	452	6	injuries	injury	NOUN
cblr-2956	452	7	.	.	PUNCT
cblr-2956	453	1	9	9	NUM
cblr-2956	453	2	the	the	DET
cblr-2956	453	3	texas	texas	PROPN
cblr-2956	453	4	short	short	ADJ
cblr-2956	453	5	form	form	NOUN
cblr-2956	453	6	does	do	AUX
cblr-2956	453	7	not	not	PART
cblr-2956	453	8	record	record	VERB
cblr-2956	453	9	the	the	DET
cblr-2956	453	10	nature	nature	NOUN
cblr-2956	453	11	of	of	ADP
cblr-2956	453	12	the	the	DET
cblr-2956	453	13	injury	injury	NOUN
cblr-2956	453	14	.	.	PUNCT
cblr-2956	454	1	because	because	SCONJ
cblr-2956	454	2	claims	claim	NOUN
cblr-2956	454	3	reported	report	VERB
cblr-2956	454	4	on	on	ADP
cblr-2956	454	5	the	the	DET
cblr-2956	454	6	short	short	ADJ
cblr-2956	454	7	form	form	NOUN
cblr-2956	454	8	represent	represent	VERB
cblr-2956	454	9	damage	damage	NOUN
cblr-2956	454	10	payments	payment	NOUN
cblr-2956	454	11	under	under	ADP
cblr-2956	454	12	$	$	SYM
cblr-2956	454	13	25,000	25,000	NUM
cblr-2956	454	14	,	,	PUNCT
cblr-2956	454	15	it	it	PRON
cblr-2956	454	16	is	be	AUX
cblr-2956	454	17	very	very	ADV
cblr-2956	454	18	probable	probable	ADJ
cblr-2956	454	19	that	that	SCONJ
cblr-2956	454	20	these	these	DET
cblr-2956	454	21	claims	claim	NOUN
cblr-2956	454	22	do	do	AUX
cblr-2956	454	23	not	not	PART
cblr-2956	454	24	represent	represent	VERB
cblr-2956	454	25	cases	case	NOUN
cblr-2956	454	26	with	with	ADP
cblr-2956	454	27	death	death	NOUN
cblr-2956	454	28	or	or	CCONJ
cblr-2956	454	29	other	other	ADJ
cblr-2956	454	30	severe	severe	ADJ
cblr-2956	454	31	injury	injury	NOUN
cblr-2956	454	32	,	,	PUNCT
cblr-2956	454	33	and	and	CCONJ
cblr-2956	454	34	so	so	ADV
cblr-2956	454	35	these	these	DET
cblr-2956	454	36	claims	claim	NOUN
cblr-2956	454	37	are	be	AUX
cblr-2956	454	38	grouped	group	VERB
cblr-2956	454	39	with	with	ADP
cblr-2956	454	40	nonfatal	nonfatal	ADJ
cblr-2956	454	41	,	,	PUNCT
cblr-2956	454	42	non	non	ADJ
cblr-2956	454	43	-	-	ADJ
cblr-2956	454	44	severe	severe	ADJ
cblr-2956	454	45	injuries	injury	NOUN
cblr-2956	454	46	in	in	ADP
cblr-2956	454	47	the	the	DET
cblr-2956	454	48	table	table	NOUN
cblr-2956	454	49	.	.	PUNCT
cblr-2956	455	1	in	in	ADP
cblr-2956	455	2	each	each	DET
cblr-2956	455	3	instance	instance	NOUN
cblr-2956	455	4	the	the	DET
cblr-2956	455	5	column	column	NOUN
cblr-2956	455	6	headings	heading	NOUN
cblr-2956	455	7	for	for	ADP
cblr-2956	455	8	panel	panel	NOUN
cblr-2956	455	9	b	b	NOUN
cblr-2956	455	10	,	,	PUNCT
cblr-2956	455	11	table	table	NOUN
cblr-2956	455	12	1	1	NUM
cblr-2956	455	13	are	be	AUX
cblr-2956	455	14	the	the	DET
cblr-2956	455	15	same	same	ADJ
cblr-2956	455	16	as	as	ADP
cblr-2956	455	17	panel	panel	NOUN
cblr-2956	455	18	a	a	PRON
cblr-2956	455	19	of	of	ADP
cblr-2956	455	20	table	table	NOUN
cblr-2956	455	21	1	1	NUM
cblr-2956	455	22	,	,	PUNCT
cblr-2956	455	23	but	but	CCONJ
cblr-2956	455	24	the	the	DET
cblr-2956	455	25	rows	row	NOUN
cblr-2956	455	26	are	be	AUX
cblr-2956	455	27	different	different	ADJ
cblr-2956	455	28	.	.	PUNCT
cblr-2956	456	1	row	row	VERB
cblr-2956	456	2	a	a	PRON
cblr-2956	456	3	in	in	ADP
cblr-2956	456	4	panel	panel	NOUN
cblr-2956	456	5	b	b	PROPN
cblr-2956	456	6	provides	provide	VERB
cblr-2956	456	7	information	information	NOUN
cblr-2956	456	8	for	for	ADP
cblr-2956	456	9	all	all	DET
cblr-2956	456	10	fatality	fatality	NOUN
cblr-2956	456	11	claims	claim	NOUN
cblr-2956	456	12	,	,	PUNCT
cblr-2956	456	13	row	row	NOUN
cblr-2956	456	14	b	b	NOUN
cblr-2956	456	15	for	for	ADP
cblr-2956	456	16	the	the	DET
cblr-2956	456	17	severe	severe	ADJ
cblr-2956	456	18	nonfatal	nonfatal	ADJ
cblr-2956	456	19	claims	claim	NOUN
cblr-2956	456	20	,	,	PUNCT
cblr-2956	456	21	and	and	CCONJ
cblr-2956	456	22	row	row	NOUN
cblr-2956	456	23	c	c	NOUN
cblr-2956	456	24	for	for	ADP
cblr-2956	456	25	all	all	DET
cblr-2956	456	26	other	other	ADJ
cblr-2956	456	27	nonfatal	nonfatal	ADJ
cblr-2956	456	28	injuries	injury	NOUN
cblr-2956	456	29	and	and	CCONJ
cblr-2956	456	30	short	short	ADJ
cblr-2956	456	31	form	form	NOUN
cblr-2956	456	32	claims	claim	VERB
cblr-2956	456	33	[	[	X
cblr-2956	456	34	1ba	1ba	X
cblr-2956	456	35	,	,	PUNCT
cblr-2956	456	36	b	b	PROPN
cblr-2956	456	37	,	,	PUNCT
cblr-2956	456	38	c	c	NOUN
cblr-2956	456	39	]	]	PUNCT
cblr-2956	456	40	.	.	PUNCT
cblr-2956	457	1	row	row	NOUN
cblr-2956	457	2	d	d	PROPN
cblr-2956	457	3	provides	provide	VERB
cblr-2956	457	4	values	value	NOUN
cblr-2956	457	5	for	for	ADP
cblr-2956	457	6	all	all	DET
cblr-2956	457	7	claims	claim	NOUN
cblr-2956	457	8	excluding	exclude	VERB
cblr-2956	457	9	those	those	PRON
cblr-2956	457	10	with	with	ADP
cblr-2956	457	11	punitive	punitive	ADJ
cblr-2956	457	12	damages	damage	NOUN
cblr-2956	457	13	[	[	X
cblr-2956	457	14	1bd	1bd	X
cblr-2956	457	15	]	]	X
cblr-2956	457	16	.	.	PUNCT
cblr-2956	458	1	in	in	ADP
cblr-2956	458	2	terms	term	NOUN
cblr-2956	458	3	of	of	ADP
cblr-2956	458	4	empirical	empirical	ADJ
cblr-2956	458	5	magnitudes	magnitude	NOUN
cblr-2956	458	6	,	,	PUNCT
cblr-2956	458	7	the	the	DET
cblr-2956	458	8	severe	severe	ADJ
cblr-2956	458	9	nonfatal	nonfatal	ADJ
cblr-2956	458	10	injuries	injury	NOUN
cblr-2956	458	11	in	in	ADP
cblr-2956	458	12	row	row	NOUN
cblr-2956	458	13	b	b	PROPN
cblr-2956	458	14	of	of	ADP
cblr-2956	458	15	panel	panel	NOUN
cblr-2956	458	16	b	b	PROPN
cblr-2956	458	17	involve	involve	VERB
cblr-2956	458	18	the	the	DET
cblr-2956	458	19	largest	large	ADJ
cblr-2956	458	20	reserve	reserve	NOUN
cblr-2956	458	21	amounts	amount	NOUN
cblr-2956	458	22	and	and	CCONJ
cblr-2956	458	23	settlement	settlement	NOUN
cblr-2956	458	24	or	or	CCONJ
cblr-2956	458	25	award	award	NOUN
cblr-2956	458	26	amounts	amount	VERB
cblr-2956	458	27	[	[	X
cblr-2956	458	28	1bb	1bb	X
cblr-2956	458	29	]	]	X
cblr-2956	458	30	.	.	PUNCT
cblr-2956	459	1	the	the	DET
cblr-2956	459	2	average	average	ADJ
cblr-2956	459	3	economic	economic	ADJ
cblr-2956	459	4	loss	loss	NOUN
cblr-2956	459	5	for	for	ADP
cblr-2956	459	6	this	this	DET
cblr-2956	459	7	category	category	NOUN
cblr-2956	459	8	remains	remain	VERB
cblr-2956	459	9	substantial	substantial	ADJ
cblr-2956	459	10	but	but	CCONJ
cblr-2956	459	11	is	be	AUX
cblr-2956	459	12	well	well	ADV
cblr-2956	459	13	under	under	ADP
cblr-2956	459	14	$	$	SYM
cblr-2956	459	15	400,000	400,000	NUM
cblr-2956	459	16	.	.	PUNCT
cblr-2956	460	1	panel	panel	NOUN
cblr-2956	460	2	c	c	PROPN
cblr-2956	460	3	of	of	ADP
cblr-2956	460	4	table	table	NOUN
cblr-2956	460	5	1	1	NUM
cblr-2956	460	6	reports	report	NOUN
cblr-2956	460	7	the	the	DET
cblr-2956	460	8	10th	10th	ADJ
cblr-2956	460	9	,	,	PUNCT
cblr-2956	460	10	25th	25th	ADJ
cblr-2956	460	11	,	,	PUNCT
cblr-2956	460	12	50th	50th	ADJ
cblr-2956	460	13	,	,	PUNCT
cblr-2956	460	14	75th	75th	ADJ
cblr-2956	460	15	,	,	PUNCT
cblr-2956	460	16	and	and	CCONJ
cblr-2956	460	17	90th	90th	ADJ
cblr-2956	460	18	percentiles	percentile	NOUN
cblr-2956	460	19	of	of	ADP
cblr-2956	460	20	the	the	DET
cblr-2956	460	21	distribution	distribution	NOUN
cblr-2956	460	22	of	of	ADP
cblr-2956	460	23	total	total	ADJ
cblr-2956	460	24	damages	damage	NOUN
cblr-2956	460	25	and	and	CCONJ
cblr-2956	460	26	the	the	DET
cblr-2956	460	27	damages	damage	NOUN
cblr-2956	460	28	components	component	NOUN
cblr-2956	460	29	,	,	PUNCT
cblr-2956	460	30	as	as	ADV
cblr-2956	460	31	well	well	ADV
cblr-2956	460	32	as	as	ADP
cblr-2956	460	33	the	the	DET
cblr-2956	460	34	mean	mean	ADJ
cblr-2956	460	35	and	and	CCONJ
cblr-2956	460	36	standard	standard	ADJ
cblr-2956	460	37	deviation	deviation	NOUN
cblr-2956	460	38	of	of	ADP
cblr-2956	460	39	each	each	DET
cblr-2956	460	40	category	category	NOUN
cblr-2956	460	41	of	of	ADP
cblr-2956	460	42	damages	damage	NOUN
cblr-2956	460	43	for	for	ADP
cblr-2956	460	44	the	the	DET
cblr-2956	460	45	16,058	16,058	NUM
cblr-2956	460	46	cases	case	NOUN
cblr-2956	460	47	for	for	ADP
cblr-2956	460	48	which	which	PRON
cblr-2956	460	49	the	the	DET
cblr-2956	460	50	breakdown	breakdown	NOUN
cblr-2956	460	51	is	be	AUX
cblr-2956	460	52	provided	provide	VERB
cblr-2956	460	53	.	.	PUNCT
cblr-2956	461	1	for	for	ADP
cblr-2956	461	2	the	the	DET
cblr-2956	461	3	average	average	ADJ
cblr-2956	461	4	settlement	settlement	NOUN
cblr-2956	461	5	or	or	CCONJ
cblr-2956	461	6	court	court	NOUN
cblr-2956	461	7	award	award	NOUN
cblr-2956	461	8	of	of	ADP
cblr-2956	461	9	$	$	SYM
cblr-2956	461	10	242,823	242,823	NUM
cblr-2956	461	11	,	,	PUNCT
cblr-2956	461	12	most	most	ADJ
cblr-2956	461	13	is	be	AUX
cblr-2956	461	14	for	for	ADP
cblr-2956	461	15	noneconomic	noneconomic	ADJ
cblr-2956	461	16	damages	damage	NOUN
cblr-2956	461	17	which	which	PRON
cblr-2956	461	18	averages	average	VERB
cblr-2956	461	19	$	$	SYM
cblr-2956	461	20	137,976	137,976	NUM
cblr-2956	461	21	,	,	PUNCT
cblr-2956	461	22	with	with	ADP
cblr-2956	461	23	economic	economic	ADJ
cblr-2956	461	24	damages	damage	NOUN
cblr-2956	461	25	of	of	ADP
cblr-2956	461	26	$	$	SYM
cblr-2956	461	27	65,414	65,414	NUM
cblr-2956	461	28	on	on	ADP
cblr-2956	461	29	average	average	ADJ
cblr-2956	461	30	[	[	X
cblr-2956	461	31	1c(5)(2)(1	1c(5)(2)(1	NUM
cblr-2956	461	32	)	)	PUNCT
cblr-2956	461	33	]	]	PUNCT
cblr-2956	461	34	.	.	PUNCT
cblr-2956	462	1	punitive	punitive	ADJ
cblr-2956	462	2	damages	damage	NOUN
cblr-2956	462	3	and	and	CCONJ
cblr-2956	462	4	prejudgment	prejudgment	NOUN
cblr-2956	462	5	interest	interest	NOUN
cblr-2956	462	6	together	together	ADV
cblr-2956	462	7	account	account	VERB
cblr-2956	462	8	for	for	ADP
cblr-2956	462	9	a	a	DET
cblr-2956	462	10	combined	combined	ADJ
cblr-2956	462	11	share	share	NOUN
cblr-2956	462	12	of	of	ADP
cblr-2956	462	13	only	only	ADV
cblr-2956	462	14	slightly	slightly	ADV
cblr-2956	462	15	over	over	ADP
cblr-2956	462	16	16	16	NUM
cblr-2956	462	17	percent	percent	NOUN
cblr-2956	462	18	of	of	ADP
cblr-2956	462	19	the	the	DET
cblr-2956	462	20	total	total	ADJ
cblr-2956	462	21	settlement	settlement	NOUN
cblr-2956	462	22	award	award	NOUN
cblr-2956	462	23	.	.	PUNCT
cblr-2956	463	1	the	the	DET
cblr-2956	463	2	skewed	skewed	ADJ
cblr-2956	463	3	nature	nature	NOUN
cblr-2956	463	4	of	of	ADP
cblr-2956	463	5	the	the	DET
cblr-2956	463	6	damages	damage	NOUN
cblr-2956	463	7	distribution	distribution	NOUN
cblr-2956	463	8	is	be	AUX
cblr-2956	463	9	evident	evident	ADJ
cblr-2956	463	10	from	from	ADP
cblr-2956	463	11	the	the	DET
cblr-2956	463	12	results	result	NOUN
cblr-2956	463	13	in	in	ADP
cblr-2956	463	14	panel	panel	NOUN
cblr-2956	463	15	c.	c.	NOUN
cblr-2956	463	16	for	for	ADP
cblr-2956	463	17	economic	economic	ADJ
cblr-2956	463	18	damages	damage	NOUN
cblr-2956	463	19	,	,	PUNCT
cblr-2956	463	20	the	the	DET
cblr-2956	463	21	mean	mean	ADJ
cblr-2956	463	22	value	value	NOUN
cblr-2956	463	23	of	of	ADP
cblr-2956	463	24	$	$	SYM
cblr-2956	463	25	65,414	65,414	NUM
cblr-2956	463	26	[	[	X
cblr-2956	463	27	1c(1	1c(1	NUM
cblr-2956	463	28	)	)	PUNCT
cblr-2956	463	29	]	]	PUNCT
cblr-2956	463	30	is	be	AUX
cblr-2956	463	31	over	over	ADP
cblr-2956	463	32	nine	nine	NUM
cblr-2956	463	33	times	time	NOUN
cblr-2956	463	34	larger	large	ADJ
cblr-2956	463	35	than	than	ADP
cblr-2956	463	36	the	the	DET
cblr-2956	463	37	median	median	ADJ
cblr-2956	463	38	value	value	NOUN
cblr-2956	463	39	of	of	ADP
cblr-2956	463	40	$	$	SYM
cblr-2956	463	41	7,226	7,226	NUM
cblr-2956	463	42	,	,	PUNCT
cblr-2956	463	43	which	which	PRON
cblr-2956	463	44	is	be	AUX
cblr-2956	463	45	shown	show	VERB
cblr-2956	463	46	at	at	ADP
cblr-2956	463	47	the	the	DET
cblr-2956	463	48	50th	50th	ADJ
cblr-2956	463	49	percentile	percentile	NOUN
cblr-2956	463	50	,	,	PUNCT
cblr-2956	463	51	indicating	indicate	VERB
cblr-2956	463	52	the	the	DET
cblr-2956	463	53	substantial	substantial	ADJ
cblr-2956	463	54	influence	influence	NOUN
cblr-2956	463	55	of	of	ADP
cblr-2956	463	56	some	some	DET
cblr-2956	463	57	unusually	unusually	ADV
cblr-2956	463	58	large	large	ADJ
cblr-2956	463	59	claims	claim	NOUN
cblr-2956	463	60	on	on	ADP
cblr-2956	463	61	the	the	DET
cblr-2956	463	62	mean	mean	NOUN
cblr-2956	463	63	[	[	X
cblr-2956	463	64	1c(1	1c(1	NUM
cblr-2956	463	65	)	)	PUNCT
cblr-2956	463	66	]	]	PUNCT
cblr-2956	463	67	.	.	PUNCT
cblr-2956	464	1	for	for	ADP
cblr-2956	464	2	example	example	NOUN
cblr-2956	464	3	,	,	PUNCT
cblr-2956	464	4	the	the	DET
cblr-2956	464	5	total	total	ADJ
cblr-2956	464	6	economic	economic	ADJ
cblr-2956	464	7	damages	damage	NOUN
cblr-2956	464	8	value	value	NOUN
cblr-2956	464	9	at	at	ADP
cblr-2956	464	10	the	the	DET
cblr-2956	464	11	90th	90th	ADJ
cblr-2956	464	12	percentile	percentile	NOUN
cblr-2956	464	13	is	be	AUX
cblr-2956	464	14	$	$	SYM
cblr-2956	464	15	134,640	134,640	NUM
cblr-2956	464	16	[	[	X
cblr-2956	464	17	1c(1	1c(1	NUM
cblr-2956	464	18	)	)	PUNCT
cblr-2956	464	19	]	]	PUNCT
cblr-2956	464	20	.	.	PUNCT
cblr-2956	465	1	the	the	DET
cblr-2956	465	2	data	datum	NOUN
cblr-2956	465	3	's	's	PART
cblr-2956	465	4	broad	broad	ADJ
cblr-2956	465	5	damages	damage	NOUN
cblr-2956	465	6	variability	variability	NOUN
cblr-2956	465	7	is	be	AUX
cblr-2956	465	8	further	far	ADV
cblr-2956	465	9	reflected	reflect	VERB
cblr-2956	465	10	in	in	ADP
cblr-2956	465	11	the	the	DET
cblr-2956	465	12	large	large	ADJ
cblr-2956	465	13	value	value	NOUN
cblr-2956	465	14	of	of	ADP
cblr-2956	465	15	the	the	DET
cblr-2956	465	16	standard	standard	ADJ
cblr-2956	465	17	deviation	deviation	NOUN
cblr-2956	465	18	19	19	NUM
cblr-2956	465	19	2388	2388	NUM
cblr-2956	465	20	+	+	CCONJ
cblr-2956	465	21	1429	1429	NUM
cblr-2956	465	22	=	=	SYM
cblr-2956	465	23	3817	3817	NUM
cblr-2956	465	24	+	+	CCONJ
cblr-2956	465	25	37,946	37,946	NUM
cblr-2956	465	26	=	=	SYM
cblr-2956	465	27	10	10	NUM
cblr-2956	465	28	%	%	NOUN
cblr-2956	466	1	[	[	X
cblr-2956	466	2	1ba	1ba	X
cblr-2956	466	3	,	,	PUNCT
cblr-2956	466	4	b(5	b(5	PROPN
cblr-2956	466	5	)	)	PUNCT
cblr-2956	466	6	]	]	PUNCT
cblr-2956	466	7	.	.	PUNCT
cblr-2956	467	1	ea	ea	X
cblr-2956	468	1	rly	rly	ADV
cblr-2956	468	2	offers	offer	VERB
cblr-2956	468	3	reformno	reformno	NOUN
cblr-2956	468	4	.	.	PUNCT
cblr-2956	469	1	2:4231	2:4231	NUM
cblr-2956	469	2	columbia	columbia	PROPN
cblr-2956	469	3	business	business	PROPN
cblr-2956	469	4	la	la	PROPN
cblr-2956	469	5	w	w	PROPN
cblr-2956	469	6	review	review	NOUN
cblr-2956	469	7	of	of	ADP
cblr-2956	469	8	$	$	SYM
cblr-2956	469	9	266,411	266,411	NUM
cblr-2956	469	10	for	for	ADP
cblr-2956	469	11	economic	economic	ADJ
cblr-2956	469	12	damages	damage	NOUN
cblr-2956	469	13	[	[	X
cblr-2956	469	14	1c(1	1c(1	NUM
cblr-2956	469	15	)	)	PUNCT
cblr-2956	469	16	]	]	PUNCT
cblr-2956	469	17	.	.	PUNCT
cblr-2956	470	1	this	this	DET
cblr-2956	470	2	variability	variability	NOUN
cblr-2956	470	3	in	in	ADP
cblr-2956	470	4	turn	turn	NOUN
cblr-2956	470	5	is	be	AUX
cblr-2956	470	6	consistent	consistent	ADJ
cblr-2956	470	7	with	with	ADP
cblr-2956	470	8	the	the	DET
cblr-2956	470	9	certainty	certainty	NOUN
cblr-2956	470	10	provided	provide	VERB
cblr-2956	470	11	by	by	ADP
cblr-2956	470	12	early	early	ADJ
cblr-2956	470	13	offers	offer	NOUN
cblr-2956	470	14	being	be	AUX
cblr-2956	470	15	attractive	attractive	ADJ
cblr-2956	470	16	to	to	ADP
cblr-2956	470	17	risk	risk	NOUN
cblr-2956	470	18	-	-	PUNCT
cblr-2956	470	19	averse	averse	ADJ
cblr-2956	470	20	claimants	claimant	NOUN
cblr-2956	470	21	.	.	PUNCT
cblr-2956	471	1	the	the	DET
cblr-2956	471	2	patterns	pattern	NOUN
cblr-2956	471	3	of	of	ADP
cblr-2956	471	4	high	high	ADJ
cblr-2956	471	5	variability	variability	NOUN
cblr-2956	471	6	exhibited	exhibit	VERB
cblr-2956	471	7	by	by	ADP
cblr-2956	471	8	the	the	DET
cblr-2956	471	9	noneconomic	noneconomic	ADJ
cblr-2956	471	10	damages	damage	NOUN
cblr-2956	471	11	distribution	distribution	NOUN
cblr-2956	471	12	and	and	CCONJ
cblr-2956	471	13	that	that	PRON
cblr-2956	471	14	of	of	ADP
cblr-2956	471	15	total	total	ADJ
cblr-2956	471	16	settlements	settlement	NOUN
cblr-2956	471	17	and	and	CCONJ
cblr-2956	471	18	awards	award	NOUN
cblr-2956	471	19	are	be	AUX
cblr-2956	471	20	similar	similar	ADJ
cblr-2956	471	21	.	.	PUNCT
cblr-2956	472	1	punitive	punitive	ADJ
cblr-2956	472	2	damages	damage	NOUN
cblr-2956	472	3	and	and	CCONJ
cblr-2956	472	4	prejudgment	prejudgment	NOUN
cblr-2956	472	5	interest	interest	NOUN
cblr-2956	472	6	are	be	AUX
cblr-2956	472	7	zero	zero	NUM
cblr-2956	472	8	or	or	CCONJ
cblr-2956	472	9	close	close	ADJ
cblr-2956	472	10	to	to	ADP
cblr-2956	472	11	it	it	PRON
cblr-2956	472	12	for	for	ADP
cblr-2956	472	13	most	most	ADJ
cblr-2956	472	14	cases	case	NOUN
cblr-2956	472	15	,	,	PUNCT
cblr-2956	472	16	but	but	CCONJ
cblr-2956	472	17	are	be	AUX
cblr-2956	472	18	significant	significant	ADJ
cblr-2956	472	19	when	when	SCONJ
cblr-2956	472	20	they	they	PRON
cblr-2956	472	21	do	do	AUX
cblr-2956	472	22	come	come	VERB
cblr-2956	472	23	into	into	ADP
cblr-2956	472	24	play	play	NOUN
cblr-2956	472	25	.	.	PUNCT
cblr-2956	473	1	at	at	ADP
cblr-2956	473	2	the	the	DET
cblr-2956	473	3	90th	90th	NOUN
cblr-2956	473	4	percentile	percentile	NOUN
cblr-2956	473	5	the	the	DET
cblr-2956	473	6	value	value	NOUN
cblr-2956	473	7	of	of	ADP
cblr-2956	473	8	punitive	punitive	ADJ
cblr-2956	473	9	damages	damage	NOUN
cblr-2956	473	10	is	be	AUX
cblr-2956	473	11	only	only	ADV
cblr-2956	473	12	$	$	SYM
cblr-2956	473	13	305	305	NUM
cblr-2956	473	14	[	[	X
cblr-2956	473	15	1c(3	1c(3	NUM
cblr-2956	473	16	)	)	PUNCT
cblr-2956	473	17	]	]	PUNCT
cblr-2956	473	18	,	,	PUNCT
cblr-2956	473	19	but	but	CCONJ
cblr-2956	473	20	the	the	DET
cblr-2956	473	21	overall	overall	ADJ
cblr-2956	473	22	mean	mean	NOUN
cblr-2956	473	23	is	be	AUX
cblr-2956	473	24	$	$	SYM
cblr-2956	473	25	29,039	29,039	NUM
cblr-2956	473	26	,	,	PUNCT
cblr-2956	473	27	indicating	indicate	VERB
cblr-2956	473	28	that	that	SCONJ
cblr-2956	473	29	a	a	DET
cblr-2956	473	30	small	small	ADJ
cblr-2956	473	31	number	number	NOUN
cblr-2956	473	32	of	of	ADP
cblr-2956	473	33	cases	case	NOUN
cblr-2956	473	34	have	have	VERB
cblr-2956	473	35	substantial	substantial	ADJ
cblr-2956	473	36	punitive	punitive	ADJ
cblr-2956	473	37	damages	damage	NOUN
cblr-2956	473	38	[	[	X
cblr-2956	473	39	1c(3	1c(3	NUM
cblr-2956	473	40	)	)	PUNCT
cblr-2956	473	41	]	]	PUNCT
cblr-2956	473	42	.	.	PUNCT
cblr-2956	474	1	similarly	similarly	ADV
cblr-2956	474	2	,	,	PUNCT
cblr-2956	474	3	prejudgment	prejudgment	NOUN
cblr-2956	474	4	interest	interest	NOUN
cblr-2956	474	5	has	have	VERB
cblr-2956	474	6	a	a	DET
cblr-2956	474	7	value	value	NOUN
cblr-2956	474	8	of	of	ADP
cblr-2956	474	9	zero	zero	NUM
cblr-2956	474	10	through	through	ADP
cblr-2956	474	11	the	the	DET
cblr-2956	474	12	75th	75th	ADJ
cblr-2956	474	13	percentile	percentile	NOUN
cblr-2956	474	14	[	[	X
cblr-2956	474	15	1c(4	1c(4	NUM
cblr-2956	474	16	)	)	PUNCT
cblr-2956	474	17	]	]	PUNCT
cblr-2956	474	18	,	,	PUNCT
cblr-2956	474	19	with	with	ADP
cblr-2956	474	20	a	a	DET
cblr-2956	474	21	90th	90th	ADJ
cblr-2956	474	22	percentile	percentile	ADJ
cblr-2956	474	23	value	value	NOUN
cblr-2956	474	24	of	of	ADP
cblr-2956	474	25	$	$	SYM
cblr-2956	474	26	11,769	11,769	NUM
cblr-2956	474	27	[	[	SYM
cblr-2956	474	28	1c(4)i	1c(4)i	NUM
cblr-2956	474	29	and	and	CCONJ
cblr-2956	474	30	a	a	DET
cblr-2956	474	31	mean	mean	ADJ
cblr-2956	474	32	value	value	NOUN
cblr-2956	474	33	of	of	ADP
cblr-2956	474	34	$	$	SYM
cblr-2956	474	35	10,394	10,394	NUM
cblr-2956	474	36	[	[	X
cblr-2956	474	37	1c(4	1c(4	NUM
cblr-2956	474	38	)	)	PUNCT
cblr-2956	474	39	]	]	PUNCT
cblr-2956	474	40	.	.	PUNCT
cblr-2956	475	1	in	in	ADP
cblr-2956	475	2	other	other	ADJ
cblr-2956	475	3	words	word	NOUN
cblr-2956	475	4	,	,	PUNCT
cblr-2956	475	5	for	for	ADP
cblr-2956	475	6	most	most	ADJ
cblr-2956	475	7	cases	case	NOUN
cblr-2956	475	8	neither	neither	CCONJ
cblr-2956	475	9	punitive	punitive	ADJ
cblr-2956	475	10	damages	damage	NOUN
cblr-2956	475	11	nor	nor	CCONJ
cblr-2956	475	12	prejudgment	prejudgment	NOUN
cblr-2956	475	13	interest	interest	NOUN
cblr-2956	475	14	come	come	VERB
cblr-2956	475	15	into	into	ADP
cblr-2956	475	16	play	play	NOUN
cblr-2956	475	17	,	,	PUNCT
cblr-2956	475	18	but	but	CCONJ
cblr-2956	475	19	the	the	DET
cblr-2956	475	20	average	average	ADJ
cblr-2956	475	21	effect	effect	NOUN
cblr-2956	475	22	thereof	thereof	ADV
cblr-2956	475	23	for	for	ADP
cblr-2956	475	24	all	all	DET
cblr-2956	475	25	cases	case	NOUN
cblr-2956	475	26	does	do	AUX
cblr-2956	475	27	matter	matter	NOUN
cblr-2956	475	28	.	.	PUNCT
cblr-2956	476	1	panel	panel	NOUN
cblr-2956	476	2	d	d	PROPN
cblr-2956	476	3	of	of	ADP
cblr-2956	476	4	table	table	NOUN
cblr-2956	476	5	1	1	NUM
cblr-2956	476	6	provides	provide	VERB
cblr-2956	476	7	the	the	DET
cblr-2956	476	8	counterpart	counterpart	NOUN
cblr-2956	476	9	of	of	ADP
cblr-2956	476	10	panel	panel	NOUN
cblr-2956	476	11	a	a	PRON
cblr-2956	476	12	for	for	ADP
cblr-2956	476	13	the	the	DET
cblr-2956	476	14	claims	claim	NOUN
cblr-2956	476	15	paid	pay	VERB
cblr-2956	476	16	entirely	entirely	ADV
cblr-2956	476	17	by	by	ADP
cblr-2956	476	18	a	a	DET
cblr-2956	476	19	sole	sole	ADJ
cblr-2956	476	20	carrier	carrier	NOUN
cblr-2956	476	21	.	.	PUNCT
cblr-2956	477	1	thus	thus	ADV
cblr-2956	477	2	,	,	PUNCT
cblr-2956	477	3	for	for	ADP
cblr-2956	477	4	these	these	DET
cblr-2956	477	5	claims	claim	NOUN
cblr-2956	477	6	the	the	DET
cblr-2956	477	7	complications	complication	NOUN
cblr-2956	477	8	raised	raise	VERB
cblr-2956	477	9	by	by	ADP
cblr-2956	477	10	multiple	multiple	ADJ
cblr-2956	477	11	parties	party	NOUN
cblr-2956	477	12	do	do	AUX
cblr-2956	477	13	not	not	PART
cblr-2956	477	14	arise	arise	VERB
cblr-2956	477	15	.	.	PUNCT
cblr-2956	478	1	focusing	focus	VERB
cblr-2956	478	2	on	on	ADP
cblr-2956	478	3	these	these	DET
cblr-2956	478	4	claims	claim	NOUN
cblr-2956	478	5	indicates	indicate	VERB
cblr-2956	478	6	that	that	SCONJ
cblr-2956	478	7	for	for	ADP
cblr-2956	478	8	claims	claim	NOUN
cblr-2956	478	9	for	for	ADP
cblr-2956	478	10	which	which	PRON
cblr-2956	478	11	punitive	punitive	ADJ
cblr-2956	478	12	damages	damage	NOUN
cblr-2956	478	13	are	be	AUX
cblr-2956	478	14	reported	report	VERB
cblr-2956	478	15	,	,	PUNCT
cblr-2956	478	16	final	final	ADJ
cblr-2956	478	17	reserves	reserve	NOUN
cblr-2956	478	18	are	be	AUX
cblr-2956	478	19	very	very	ADV
cblr-2956	478	20	similar	similar	ADJ
cblr-2956	478	21	to	to	ADP
cblr-2956	478	22	the	the	DET
cblr-2956	478	23	value	value	NOUN
cblr-2956	478	24	of	of	ADP
cblr-2956	478	25	the	the	DET
cblr-2956	478	26	settlement	settlement	NOUN
cblr-2956	478	27	or	or	CCONJ
cblr-2956	478	28	court	court	NOUN
cblr-2956	478	29	award	award	NOUN
cblr-2956	478	30	.	.	PUNCT
cblr-2956	479	1	however	however	ADV
cblr-2956	479	2	,	,	PUNCT
cblr-2956	479	3	for	for	ADP
cblr-2956	479	4	all	all	DET
cblr-2956	479	5	claims	claim	NOUN
cblr-2956	479	6	combined	combine	VERB
cblr-2956	479	7	the	the	DET
cblr-2956	479	8	initial	initial	ADJ
cblr-2956	479	9	reserve	reserve	NOUN
cblr-2956	479	10	is	be	AUX
cblr-2956	479	11	less	less	ADJ
cblr-2956	479	12	than	than	ADP
cblr-2956	479	13	half	half	NOUN
cblr-2956	479	14	of	of	ADP
cblr-2956	479	15	the	the	DET
cblr-2956	479	16	total	total	ADJ
cblr-2956	479	17	settlement	settlement	NOUN
cblr-2956	479	18	or	or	CCONJ
cblr-2956	479	19	court	court	NOUN
cblr-2956	479	20	award	award	NOUN
cblr-2956	479	21	,	,	PUNCT
cblr-2956	479	22	while	while	SCONJ
cblr-2956	479	23	the	the	DET
cblr-2956	479	24	final	final	ADJ
cblr-2956	479	25	reserve	reserve	NOUN
cblr-2956	479	26	is	be	AUX
cblr-2956	479	27	about	about	ADV
cblr-2956	479	28	one	one	NUM
cblr-2956	479	29	-	-	PUNCT
cblr-2956	479	30	quarter	quarter	NOUN
cblr-2956	479	31	greater	great	ADJ
cblr-2956	479	32	than	than	ADP
cblr-2956	479	33	the	the	DET
cblr-2956	479	34	actual	actual	ADJ
cblr-2956	479	35	settlement	settlement	NOUN
cblr-2956	479	36	or	or	CCONJ
cblr-2956	479	37	award	award	NOUN
cblr-2956	479	38	.	.	PUNCT
cblr-2956	480	1	6b	6b	NOUN
cblr-2956	480	2	.	.	PUNCT
cblr-2956	481	1	early	early	ADV
cblr-2956	481	2	offer	offer	VERB
cblr-2956	481	3	outcomes	outcome	NOUN
cblr-2956	481	4	with	with	ADP
cblr-2956	481	5	and	and	CCONJ
cblr-2956	481	6	without	without	ADP
cblr-2956	481	7	collateral	collateral	ADJ
cblr-2956	481	8	source	source	NOUN
cblr-2956	481	9	offset	offset	VERB
cblr-2956	481	10	at	at	ADP
cblr-2956	481	11	the	the	DET
cblr-2956	481	12	outset	outset	NOUN
cblr-2956	481	13	it	it	PRON
cblr-2956	481	14	should	should	AUX
cblr-2956	481	15	again	again	ADV
cblr-2956	481	16	be	be	AUX
cblr-2956	481	17	recalled	recall	VERB
cblr-2956	481	18	that	that	DET
cblr-2956	481	19	table	table	NOUN
cblr-2956	481	20	2	2	NUM
cblr-2956	481	21	(	(	PUNCT
cblr-2956	481	22	and	and	CCONJ
cblr-2956	481	23	all	all	DET
cblr-2956	481	24	subsequent	subsequent	ADJ
cblr-2956	481	25	tables	table	NOUN
cblr-2956	481	26	)	)	PUNCT
cblr-2956	481	27	concern	concern	NOUN
cblr-2956	481	28	cases	case	NOUN
cblr-2956	481	29	where	where	SCONJ
cblr-2956	481	30	an	an	DET
cblr-2956	481	31	early	early	ADJ
cblr-2956	481	32	offer	offer	NOUN
cblr-2956	481	33	may	may	AUX
cblr-2956	481	34	be	be	AUX
cblr-2956	481	35	made	make	VERB
cblr-2956	481	36	,	,	PUNCT
cblr-2956	481	37	whereas	whereas	SCONJ
cblr-2956	481	38	table	table	NOUN
cblr-2956	481	39	1	1	NUM
cblr-2956	481	40	concerns	concern	NOUN
cblr-2956	481	41	all	all	DET
cblr-2956	481	42	cases	case	NOUN
cblr-2956	481	43	where	where	SCONJ
cblr-2956	481	44	tort	tort	NOUN
cblr-2956	481	45	payment	payment	NOUN
cblr-2956	481	46	was	be	AUX
cblr-2956	481	47	actually	actually	ADV
cblr-2956	481	48	made	make	VERB
cblr-2956	481	49	.	.	PUNCT
cblr-2956	482	1	table	table	NOUN
cblr-2956	482	2	20	20	NUM
cblr-2956	482	3	provides	provide	VERB
cblr-2956	482	4	an	an	DET
cblr-2956	482	5	example	example	NOUN
cblr-2956	482	6	of	of	ADP
cblr-2956	482	7	the	the	DET
cblr-2956	482	8	values	value	NOUN
cblr-2956	482	9	reported	report	VERB
cblr-2956	482	10	in	in	ADP
cblr-2956	482	11	table	table	NOUN
cblr-2956	482	12	1	1	NUM
cblr-2956	482	13	compared	compare	VERB
cblr-2956	482	14	with	with	ADP
cblr-2956	482	15	those	those	PRON
cblr-2956	482	16	in	in	ADP
cblr-2956	482	17	table	table	NOUN
cblr-2956	482	18	2	2	NUM
cblr-2956	482	19	(	(	PUNCT
cblr-2956	482	20	and	and	CCONJ
cblr-2956	482	21	all	all	DET
cblr-2956	482	22	subsequent	subsequent	ADJ
cblr-2956	482	23	tables	table	NOUN
cblr-2956	482	24	)	)	PUNCT
cblr-2956	482	25	.	.	PUNCT
cblr-2956	483	1	with	with	ADP
cblr-2956	483	2	that	that	PRON
cblr-2956	483	3	in	in	ADP
cblr-2956	483	4	mind	mind	NOUN
cblr-2956	483	5	,	,	PUNCT
cblr-2956	483	6	as	as	SCONJ
cblr-2956	483	7	indicated	indicate	VERB
cblr-2956	483	8	earlier	early	ADV
cblr-2956	483	9	,	,	PUNCT
cblr-2956	483	10	whether	whether	SCONJ
cblr-2956	483	11	insurers	insurer	NOUN
cblr-2956	483	12	will	will	AUX
cblr-2956	483	13	choose	choose	VERB
cblr-2956	483	14	to	to	PART
cblr-2956	483	15	make	make	VERB
cblr-2956	483	16	an	an	DET
cblr-2956	483	17	early	early	ADJ
cblr-2956	483	18	offer	offer	NOUN
cblr-2956	483	19	and	and	CCONJ
cblr-2956	483	20	how	how	SCONJ
cblr-2956	483	21	much	much	ADV
cblr-2956	483	22	they	they	PRON
cblr-2956	483	23	will	will	AUX
cblr-2956	483	24	save	save	VERB
cblr-2956	483	25	relative	relative	ADV
cblr-2956	483	26	to	to	ADP
cblr-2956	483	27	the	the	DET
cblr-2956	483	28	[	[	X
cblr-2956	483	29	vol	vol	NOUN
cblr-2956	483	30	.	.	NOUN
cblr-2956	483	31	2008	2008	NUM
cblr-2956	483	32	current	current	ADJ
cblr-2956	483	33	product	product	NOUN
cblr-2956	483	34	liability	liability	NOUN
cblr-2956	483	35	regime	regime	NOUN
cblr-2956	483	36	depends	depend	VERB
cblr-2956	483	37	on	on	ADP
cblr-2956	483	38	the	the	DET
cblr-2956	483	39	maximum	maximum	ADJ
cblr-2956	483	40	amounts	amount	NOUN
cblr-2956	483	41	that	that	SCONJ
cblr-2956	483	42	they	they	PRON
cblr-2956	483	43	would	would	AUX
cblr-2956	483	44	be	be	AUX
cblr-2956	483	45	willing	willing	ADJ
cblr-2956	483	46	to	to	PART
cblr-2956	483	47	offer	offer	VERB
cblr-2956	483	48	under	under	ADP
cblr-2956	483	49	the	the	DET
cblr-2956	483	50	present	present	ADJ
cblr-2956	483	51	tort	tort	NOUN
cblr-2956	483	52	regime	regime	NOUN
cblr-2956	483	53	minus	minus	ADP
cblr-2956	483	54	the	the	DET
cblr-2956	483	55	amounts	amount	NOUN
cblr-2956	483	56	that	that	SCONJ
cblr-2956	483	57	they	they	PRON
cblr-2956	483	58	would	would	AUX
cblr-2956	483	59	have	have	VERB
cblr-2956	483	60	to	to	PART
cblr-2956	483	61	pay	pay	VERB
cblr-2956	483	62	under	under	ADP
cblr-2956	483	63	the	the	DET
cblr-2956	483	64	early	early	ADJ
cblr-2956	483	65	offer	offer	NOUN
cblr-2956	483	66	regime	regime	NOUN
cblr-2956	483	67	.	.	PUNCT
cblr-2956	484	1	we	we	PRON
cblr-2956	484	2	refer	refer	VERB
cblr-2956	484	3	to	to	ADP
cblr-2956	484	4	these	these	DET
cblr-2956	484	5	amounts	amount	NOUN
cblr-2956	484	6	in	in	ADP
cblr-2956	484	7	tables	table	NOUN
cblr-2956	484	8	2	2	NUM
cblr-2956	484	9	,	,	PUNCT
cblr-2956	484	10	3	3	NUM
cblr-2956	484	11	,	,	PUNCT
cblr-2956	484	12	6	6	NUM
cblr-2956	484	13	,	,	PUNCT
cblr-2956	484	14	10	10	NUM
cblr-2956	484	15	,	,	PUNCT
cblr-2956	484	16	14	14	NUM
cblr-2956	484	17	,	,	PUNCT
cblr-2956	484	18	and	and	CCONJ
cblr-2956	484	19	17	17	NUM
cblr-2956	484	20	as	as	ADP
cblr-2956	484	21	the	the	DET
cblr-2956	484	22	dollar	dollar	NOUN
cblr-2956	484	23	savings	saving	NOUN
cblr-2956	484	24	stemming	stem	VERB
cblr-2956	484	25	from	from	ADP
cblr-2956	484	26	the	the	DET
cblr-2956	484	27	early	early	ADJ
cblr-2956	484	28	offer	offer	NOUN
cblr-2956	484	29	plan	plan	NOUN
cblr-2956	484	30	,	,	PUNCT
cblr-2956	484	31	meaning	mean	VERB
cblr-2956	484	32	that	that	SCONJ
cblr-2956	484	33	compared	compare	VERB
cblr-2956	484	34	to	to	ADP
cblr-2956	484	35	the	the	DET
cblr-2956	484	36	current	current	ADJ
cblr-2956	484	37	system	system	NOUN
cblr-2956	484	38	,	,	PUNCT
cblr-2956	484	39	the	the	DET
cblr-2956	484	40	early	early	ADJ
cblr-2956	484	41	offer	offer	NOUN
cblr-2956	484	42	proposal	proposal	NOUN
cblr-2956	484	43	will	will	AUX
cblr-2956	484	44	save	save	VERB
cblr-2956	484	45	these	these	DET
cblr-2956	484	46	amounts	amount	NOUN
cblr-2956	484	47	.	.	PUNCT
cblr-2956	485	1	note	note	VERB
cblr-2956	485	2	that	that	DET
cblr-2956	485	3	table	table	NOUN
cblr-2956	485	4	3	3	NUM
cblr-2956	485	5	,	,	PUNCT
cblr-2956	485	6	for	for	ADP
cblr-2956	485	7	example	example	NOUN
cblr-2956	485	8	,	,	PUNCT
cblr-2956	485	9	deducts	deduct	VERB
cblr-2956	485	10	collateral	collateral	ADJ
cblr-2956	485	11	sources	source	NOUN
cblr-2956	485	12	to	to	PART
cblr-2956	485	13	calculate	calculate	VERB
cblr-2956	485	14	net	net	ADJ
cblr-2956	485	15	economic	economic	ADJ
cblr-2956	485	16	damages	damage	NOUN
cblr-2956	485	17	,	,	PUNCT
cblr-2956	485	18	whereas	whereas	SCONJ
cblr-2956	485	19	table	table	NOUN
cblr-2956	485	20	2	2	NUM
cblr-2956	485	21	does	do	VERB
cblr-2956	485	22	not	not	PART
cblr-2956	485	23	.	.	PUNCT
cblr-2956	486	1	the	the	DET
cblr-2956	486	2	columns	column	NOUN
cblr-2956	486	3	in	in	ADP
cblr-2956	486	4	all	all	DET
cblr-2956	486	5	tables	table	NOUN
cblr-2956	486	6	calculating	calculate	VERB
cblr-2956	486	7	savings	saving	NOUN
cblr-2956	486	8	report	report	NOUN
cblr-2956	486	9	savings	saving	NOUN
cblr-2956	486	10	computed	compute	VERB
cblr-2956	486	11	from	from	ADP
cblr-2956	486	12	different	different	ADJ
cblr-2956	486	13	assumptions	assumption	NOUN
cblr-2956	486	14	about	about	ADP
cblr-2956	486	15	the	the	DET
cblr-2956	486	16	insurer	insurer	NOUN
cblr-2956	486	17	's	's	PART
cblr-2956	486	18	expected	expect	VERB
cblr-2956	486	19	costs	cost	NOUN
cblr-2956	486	20	.	.	PUNCT
cblr-2956	487	1	in	in	ADP
cblr-2956	487	2	column	column	NOUN
cblr-2956	487	3	1	1	NUM
cblr-2956	487	4	of	of	ADP
cblr-2956	487	5	each	each	DET
cblr-2956	487	6	table	table	NOUN
cblr-2956	487	7	,	,	PUNCT
cblr-2956	487	8	the	the	DET
cblr-2956	487	9	savings	saving	NOUN
cblr-2956	487	10	are	be	AUX
cblr-2956	487	11	calculated	calculate	VERB
cblr-2956	487	12	using	use	VERB
cblr-2956	487	13	initial	initial	ADJ
cblr-2956	487	14	reserves	reserve	NOUN
cblr-2956	487	15	;	;	PUNCT
cblr-2956	487	16	in	in	ADP
cblr-2956	487	17	column	column	NOUN
cblr-2956	487	18	2	2	NUM
cblr-2956	487	19	,	,	PUNCT
cblr-2956	487	20	the	the	DET
cblr-2956	487	21	savings	saving	NOUN
cblr-2956	487	22	are	be	AUX
cblr-2956	487	23	calculated	calculate	VERB
cblr-2956	487	24	using	use	VERB
cblr-2956	487	25	projected	project	VERB
cblr-2956	487	26	final	final	ADJ
cblr-2956	487	27	reserves	reserve	NOUN
cblr-2956	487	28	;	;	PUNCT
cblr-2956	487	29	and	and	CCONJ
cblr-2956	487	30	in	in	ADP
cblr-2956	487	31	column	column	NOUN
cblr-2956	487	32	3	3	NUM
cblr-2956	487	33	,	,	PUNCT
cblr-2956	487	34	the	the	DET
cblr-2956	487	35	savings	saving	NOUN
cblr-2956	487	36	are	be	AUX
cblr-2956	487	37	calculated	calculate	VERB
cblr-2956	487	38	using	use	VERB
cblr-2956	487	39	the	the	DET
cblr-2956	487	40	actual	actual	ADJ
cblr-2956	487	41	total	total	ADJ
cblr-2956	487	42	settlements	settlement	NOUN
cblr-2956	487	43	or	or	CCONJ
cblr-2956	487	44	court	court	NOUN
cblr-2956	487	45	awards	award	NOUN
cblr-2956	487	46	.	.	PUNCT
cblr-2956	488	1	in	in	ADP
cblr-2956	488	2	calculating	calculate	VERB
cblr-2956	488	3	economic	economic	ADJ
cblr-2956	488	4	loss	loss	NOUN
cblr-2956	488	5	plus	plus	CCONJ
cblr-2956	488	6	legal	legal	ADJ
cblr-2956	488	7	fees	fee	NOUN
cblr-2956	488	8	,	,	PUNCT
cblr-2956	488	9	we	we	PRON
cblr-2956	488	10	assume	assume	VERB
cblr-2956	488	11	,	,	PUNCT
cblr-2956	488	12	as	as	SCONJ
cblr-2956	488	13	pointed	point	VERB
cblr-2956	488	14	out	out	ADP
cblr-2956	488	15	above	above	ADV
cblr-2956	488	16	,	,	PUNCT
cblr-2956	488	17	that	that	SCONJ
cblr-2956	488	18	the	the	DET
cblr-2956	488	19	early	early	ADJ
cblr-2956	488	20	offer	offer	NOUN
cblr-2956	488	21	plan	plan	NOUN
cblr-2956	488	22	sets	set	VERB
cblr-2956	488	23	legal	legal	ADJ
cblr-2956	488	24	fees	fee	NOUN
cblr-2956	488	25	of	of	ADP
cblr-2956	488	26	the	the	DET
cblr-2956	488	27	claimant	claimant	NOUN
cblr-2956	488	28	at	at	ADP
cblr-2956	488	29	10	10	NUM
cblr-2956	488	30	percent	percent	NOUN
cblr-2956	488	31	of	of	ADP
cblr-2956	488	32	the	the	DET
cblr-2956	488	33	value	value	NOUN
cblr-2956	488	34	of	of	ADP
cblr-2956	488	35	the	the	DET
cblr-2956	488	36	tendered	tender	VERB
cblr-2956	488	37	economic	economic	ADJ
cblr-2956	488	38	loss	loss	NOUN
cblr-2956	488	39	.	.	PUNCT
cblr-2956	489	1	thus	thus	ADV
cblr-2956	489	2	,	,	PUNCT
cblr-2956	489	3	the	the	DET
cblr-2956	489	4	legal	legal	ADJ
cblr-2956	489	5	fee	fee	NOUN
cblr-2956	489	6	payment	payment	NOUN
cblr-2956	489	7	is	be	AUX
cblr-2956	489	8	in	in	ADP
cblr-2956	489	9	addition	addition	NOUN
cblr-2956	489	10	to	to	ADP
cblr-2956	489	11	economic	economic	ADJ
cblr-2956	489	12	loss	loss	NOUN
cblr-2956	489	13	rather	rather	ADV
cblr-2956	489	14	than	than	ADP
cblr-2956	489	15	being	be	AUX
cblr-2956	489	16	deducted	deduct	VERB
cblr-2956	489	17	from	from	ADP
cblr-2956	489	18	the	the	DET
cblr-2956	489	19	payee	payee	NOUN
cblr-2956	489	20	's	's	PART
cblr-2956	489	21	loss	loss	NOUN
cblr-2956	489	22	payment	payment	NOUN
cblr-2956	489	23	as	as	SCONJ
cblr-2956	489	24	is	be	AUX
cblr-2956	489	25	done	do	VERB
cblr-2956	489	26	under	under	ADP
cblr-2956	489	27	the	the	DET
cblr-2956	489	28	current	current	ADJ
cblr-2956	489	29	tort	tort	NOUN
cblr-2956	489	30	regime	regime	NOUN
cblr-2956	489	31	.	.	PUNCT
cblr-2956	490	1	table	table	NOUN
cblr-2956	490	2	2	2	NUM
cblr-2956	490	3	reports	report	VERB
cblr-2956	490	4	the	the	DET
cblr-2956	490	5	average	average	ADJ
cblr-2956	490	6	savings	saving	NOUN
cblr-2956	490	7	when	when	SCONJ
cblr-2956	490	8	they	they	PRON
cblr-2956	490	9	are	be	AUX
cblr-2956	490	10	positive	positive	ADJ
cblr-2956	490	11	(	(	PUNCT
cblr-2956	490	12	or	or	CCONJ
cblr-2956	490	13	zero	zero	NUM
cblr-2956	490	14	)	)	PUNCT
cblr-2956	490	15	based	base	VERB
cblr-2956	490	16	on	on	ADP
cblr-2956	490	17	the	the	DET
cblr-2956	490	18	following	following	ADJ
cblr-2956	490	19	calculations	calculation	NOUN
cblr-2956	490	20	:	:	PUNCT
cblr-2956	490	21	"	"	PUNCT
cblr-2956	490	22	column	column	NOUN
cblr-2956	490	23	(	(	PUNCT
cblr-2956	490	24	1	1	NUM
cblr-2956	490	25	)	)	PUNCT
cblr-2956	490	26	,	,	PUNCT
cblr-2956	490	27	rows	row	VERB
cblr-2956	490	28	a	a	DET
cblr-2956	490	29	-	-	PUNCT
cblr-2956	490	30	d	d	NOUN
cblr-2956	490	31	:	:	PUNCT
cblr-2956	491	1	savings	saving	NOUN
cblr-2956	491	2	=	=	NOUN
cblr-2956	491	3	projected	project	VERB
cblr-2956	491	4	initial	initial	ADJ
cblr-2956	491	5	damages	damage	NOUN
cblr-2956	491	6	reserve	reserve	VERB
cblr-2956	491	7	+	+	CCONJ
cblr-2956	491	8	23/33	23/33	NUM
cblr-2956	491	9	initial	initial	ADJ
cblr-2956	491	10	defense	defense	NOUN
cblr-2956	491	11	expense	expense	NOUN
cblr-2956	491	12	reserve	reserve	NOUN
cblr-2956	491	13	1.1	1.1	NUM
cblr-2956	491	14	economic	economic	ADJ
cblr-2956	491	15	loss	loss	NOUN
cblr-2956	491	16	column	column	NOUN
cblr-2956	491	17	(	(	PUNCT
cblr-2956	491	18	2	2	NUM
cblr-2956	491	19	)	)	PUNCT
cblr-2956	491	20	,	,	PUNCT
cblr-2956	491	21	rows	row	VERB
cblr-2956	491	22	a	a	DET
cblr-2956	491	23	-	-	PUNCT
cblr-2956	491	24	d	d	NOUN
cblr-2956	491	25	:	:	PUNCT
cblr-2956	491	26	savings	saving	NOUN
cblr-2956	491	27	=	=	SYM
cblr-2956	491	28	projected	project	VERB
cblr-2956	491	29	final	final	ADJ
cblr-2956	491	30	damages	damage	NOUN
cblr-2956	491	31	reserve	reserve	NOUN
cblr-2956	491	32	+	+	CCONJ
cblr-2956	491	33	23/33	23/33	NUM
cblr-2956	491	34	final	final	ADJ
cblr-2956	491	35	expense	expense	NOUN
cblr-2956	491	36	reserve	reserve	NOUN
cblr-2956	491	37	1.1	1.1	NUM
cblr-2956	491	38	economic	economic	ADJ
cblr-2956	491	39	loss	loss	NOUN
cblr-2956	491	40	column	column	NOUN
cblr-2956	491	41	(	(	PUNCT
cblr-2956	491	42	3	3	NUM
cblr-2956	491	43	)	)	PUNCT
cblr-2956	491	44	,	,	PUNCT
cblr-2956	491	45	rows	row	VERB
cblr-2956	491	46	a	a	DET
cblr-2956	491	47	-	-	PUNCT
cblr-2956	491	48	d	d	NOUN
cblr-2956	491	49	:	:	PUNCT
cblr-2956	491	50	savings	saving	NOUN
cblr-2956	491	51	=	=	SYM
cblr-2956	491	52	total	total	ADJ
cblr-2956	491	53	settlement	settlement	NOUN
cblr-2956	491	54	or	or	CCONJ
cblr-2956	491	55	court	court	NOUN
cblr-2956	491	56	award	award	NOUN
cblr-2956	491	57	+	+	CCONJ
cblr-2956	491	58	23/33	23/33	NUM
cblr-2956	491	59	total	total	ADJ
cblr-2956	491	60	allocated	allocate	VERB
cblr-2956	491	61	loss	loss	NOUN
cblr-2956	491	62	adjustment	adjustment	NOUN
cblr-2956	491	63	expenses	expense	VERB
cblr-2956	491	64	1.1	1.1	NUM
cblr-2956	491	65	economic	economic	ADJ
cblr-2956	491	66	loss	loss	NOUN
cblr-2956	491	67	20	20	NUM
cblr-2956	491	68	for	for	ADP
cblr-2956	491	69	a	a	DET
cblr-2956	491	70	numerical	numerical	ADJ
cblr-2956	491	71	example	example	NOUN
cblr-2956	491	72	,	,	PUNCT
cblr-2956	491	73	see	see	VERB
cblr-2956	491	74	table	table	NOUN
cblr-2956	491	75	20	20	NUM
cblr-2956	491	76	.	.	PUNCT
cblr-2956	492	1	no	no	INTJ
cblr-2956	492	2	.	.	PUNCT
cblr-2956	493	1	2:423	2:423	NUM
cblr-2956	493	2	]	]	X
cblr-2956	493	3	earl	earl	PROPN
cblr-2956	493	4	y	y	PROPN
cblr-2956	493	5	offers	offer	VERB
cblr-2956	493	6	reform	reform	NOUN
cblr-2956	493	7	we	we	PRON
cblr-2956	493	8	also	also	ADV
cblr-2956	493	9	calculate	calculate	VERB
cblr-2956	493	10	in	in	ADP
cblr-2956	493	11	the	the	DET
cblr-2956	493	12	tables	table	NOUN
cblr-2956	493	13	savings	saving	NOUN
cblr-2956	493	14	based	base	VERB
cblr-2956	493	15	on	on	ADP
cblr-2956	493	16	the	the	DET
cblr-2956	493	17	assumption	assumption	NOUN
cblr-2956	493	18	of	of	ADP
cblr-2956	493	19	a	a	DET
cblr-2956	493	20	minimum	minimum	ADJ
cblr-2956	493	21	payment	payment	NOUN
cblr-2956	493	22	of	of	ADP
cblr-2956	493	23	$	$	SYM
cblr-2956	493	24	100,000	100,000	NUM
cblr-2956	493	25	,	,	PUNCT
cblr-2956	493	26	$	$	SYM
cblr-2956	493	27	250,000	250,000	NUM
cblr-2956	493	28	,	,	PUNCT
cblr-2956	493	29	or	or	CCONJ
cblr-2956	493	30	$	$	SYM
cblr-2956	493	31	500,000	500,000	NUM
cblr-2956	493	32	for	for	ADP
cblr-2956	493	33	fatalities	fatality	NOUN
cblr-2956	493	34	and	and	CCONJ
cblr-2956	493	35	severe	severe	ADJ
cblr-2956	493	36	nonfatal	nonfatal	ADJ
cblr-2956	493	37	injuries	injury	NOUN
cblr-2956	493	38	,	,	PUNCT
cblr-2956	493	39	with	with	ADP
cblr-2956	493	40	these	these	DET
cblr-2956	493	41	values	value	NOUN
cblr-2956	493	42	reported	report	VERB
cblr-2956	493	43	in	in	ADP
cblr-2956	493	44	rows	row	NOUN
cblr-2956	493	45	e	e	PROPN
cblr-2956	493	46	-	-	PROPN
cblr-2956	493	47	j	j	PROPN
cblr-2956	493	48	of	of	ADP
cblr-2956	493	49	panel	panel	PROPN
cblr-2956	493	50	b	b	PROPN
cblr-2956	493	51	in	in	ADP
cblr-2956	493	52	tables	table	NOUN
cblr-2956	493	53	2	2	NUM
cblr-2956	493	54	-	-	SYM
cblr-2956	493	55	7	7	NUM
cblr-2956	493	56	.	.	PUNCT
cblr-2956	494	1	in	in	ADP
cblr-2956	494	2	these	these	DET
cblr-2956	494	3	tables	table	NOUN
cblr-2956	494	4	the	the	DET
cblr-2956	494	5	bracketed	bracketed	ADJ
cblr-2956	494	6	values	value	NOUN
cblr-2956	494	7	refer	refer	VERB
cblr-2956	494	8	to	to	ADP
cblr-2956	494	9	sample	sample	NOUN
cblr-2956	494	10	size	size	NOUN
cblr-2956	494	11	,	,	PUNCT
cblr-2956	494	12	and	and	CCONJ
cblr-2956	494	13	the	the	DET
cblr-2956	494	14	dollar	dollar	NOUN
cblr-2956	494	15	numbers	number	NOUN
cblr-2956	494	16	in	in	ADP
cblr-2956	494	17	each	each	DET
cblr-2956	494	18	entry	entry	NOUN
cblr-2956	494	19	correspond	correspond	NOUN
cblr-2956	494	20	to	to	ADP
cblr-2956	494	21	the	the	DET
cblr-2956	494	22	average	average	ADJ
cblr-2956	494	23	savings	saving	NOUN
cblr-2956	494	24	under	under	ADP
cblr-2956	494	25	the	the	DET
cblr-2956	494	26	early	early	ADJ
cblr-2956	494	27	offer	offer	NOUN
cblr-2956	494	28	plan	plan	NOUN
cblr-2956	494	29	for	for	ADP
cblr-2956	494	30	the	the	DET
cblr-2956	494	31	category	category	NOUN
cblr-2956	494	32	conditional	conditional	NOUN
cblr-2956	494	33	on	on	ADP
cblr-2956	494	34	it	it	PRON
cblr-2956	494	35	being	be	AUX
cblr-2956	494	36	desirable	desirable	ADJ
cblr-2956	494	37	for	for	SCONJ
cblr-2956	494	38	the	the	DET
cblr-2956	494	39	insurer	insurer	NOUN
cblr-2956	494	40	to	to	PART
cblr-2956	494	41	make	make	VERB
cblr-2956	494	42	an	an	DET
cblr-2956	494	43	early	early	ADJ
cblr-2956	494	44	offer	offer	NOUN
cblr-2956	494	45	.	.	PUNCT
cblr-2956	495	1	for	for	ADP
cblr-2956	495	2	example	example	NOUN
cblr-2956	495	3	,	,	PUNCT
cblr-2956	495	4	in	in	ADP
cblr-2956	495	5	table	table	NOUN
cblr-2956	495	6	7	7	NUM
cblr-2956	495	7	,	,	PUNCT
cblr-2956	495	8	panel	panel	NOUN
cblr-2956	495	9	a	a	NOUN
cblr-2956	495	10	,	,	PUNCT
cblr-2956	495	11	dealing	deal	VERB
cblr-2956	495	12	with	with	ADP
cblr-2956	495	13	claims	claim	NOUN
cblr-2956	495	14	not	not	PART
cblr-2956	495	15	involving	involve	VERB
cblr-2956	495	16	workers	worker	NOUN
cblr-2956	495	17	'	'	PART
cblr-2956	495	18	compensation	compensation	NOUN
cblr-2956	495	19	,	,	PUNCT
cblr-2956	495	20	the	the	DET
cblr-2956	495	21	entry	entry	NOUN
cblr-2956	495	22	in	in	ADP
cblr-2956	495	23	row	row	NOUN
cblr-2956	495	24	c	c	NOUN
cblr-2956	495	25	,	,	PUNCT
cblr-2956	495	26	column	column	NOUN
cblr-2956	495	27	1	1	NUM
cblr-2956	495	28	,	,	PUNCT
cblr-2956	495	29	deducting	deduct	VERB
cblr-2956	495	30	collateral	collateral	ADJ
cblr-2956	495	31	sources	source	NOUN
cblr-2956	495	32	,	,	PUNCT
cblr-2956	495	33	indicates	indicate	VERB
cblr-2956	495	34	that	that	SCONJ
cblr-2956	495	35	based	base	VERB
cblr-2956	495	36	on	on	ADP
cblr-2956	495	37	the	the	DET
cblr-2956	495	38	initial	initial	ADJ
cblr-2956	495	39	reserve	reserve	NOUN
cblr-2956	495	40	,	,	PUNCT
cblr-2956	495	41	it	it	PRON
cblr-2956	495	42	is	be	AUX
cblr-2956	495	43	desirable	desirable	ADJ
cblr-2956	495	44	for	for	SCONJ
cblr-2956	495	45	the	the	DET
cblr-2956	495	46	insurer	insurer	NOUN
cblr-2956	495	47	to	to	PART
cblr-2956	495	48	make	make	VERB
cblr-2956	495	49	an	an	DET
cblr-2956	495	50	early	early	ADJ
cblr-2956	495	51	offer	offer	NOUN
cblr-2956	495	52	in	in	ADP
cblr-2956	495	53	2273	2273	NUM
cblr-2956	495	54	of	of	ADP
cblr-2956	495	55	the	the	DET
cblr-2956	495	56	4523	4523	NUM
cblr-2956	495	57	cases	case	NOUN
cblr-2956	495	58	in	in	ADP
cblr-2956	495	59	this	this	DET
cblr-2956	495	60	category	category	NOUN
cblr-2956	495	61	(	(	PUNCT
cblr-2956	495	62	claims	claim	NOUN
cblr-2956	495	63	with	with	ADP
cblr-2956	495	64	no	no	DET
cblr-2956	495	65	punitive	punitive	ADJ
cblr-2956	495	66	damages	damage	NOUN
cblr-2956	495	67	reporting	report	VERB
cblr-2956	495	68	positive	positive	ADJ
cblr-2956	495	69	economic	economic	ADJ
cblr-2956	495	70	damages	damage	NOUN
cblr-2956	495	71	)	)	PUNCT
cblr-2956	496	1	[	[	X
cblr-2956	496	2	7ac(1	7ac(1	NOUN
cblr-2956	496	3	)	)	PUNCT
cblr-2956	496	4	]	]	PUNCT
cblr-2956	496	5	.	.	PUNCT
cblr-2956	497	1	if	if	SCONJ
cblr-2956	497	2	the	the	DET
cblr-2956	497	3	claimants	claimant	NOUN
cblr-2956	497	4	were	be	AUX
cblr-2956	497	5	to	to	PART
cblr-2956	497	6	accept	accept	VERB
cblr-2956	497	7	,	,	PUNCT
cblr-2956	497	8	the	the	DET
cblr-2956	497	9	average	average	ADJ
cblr-2956	497	10	savings	saving	NOUN
cblr-2956	497	11	compared	compare	VERB
cblr-2956	497	12	to	to	ADP
cblr-2956	497	13	the	the	DET
cblr-2956	497	14	current	current	ADJ
cblr-2956	497	15	product	product	NOUN
cblr-2956	497	16	liability	liability	NOUN
cblr-2956	497	17	payout	payout	NOUN
cblr-2956	497	18	would	would	AUX
cblr-2956	497	19	be	be	AUX
cblr-2956	497	20	$	$	SYM
cblr-2956	497	21	213,777	213,777	NUM
cblr-2956	497	22	based	base	VERB
cblr-2956	497	23	on	on	ADP
cblr-2956	497	24	the	the	DET
cblr-2956	497	25	initial	initial	ADJ
cblr-2956	497	26	reserve	reserve	NOUN
cblr-2956	497	27	.	.	PUNCT
cblr-2956	498	1	row	row	NOUN
cblr-2956	498	2	e	e	PROPN
cblr-2956	498	3	in	in	ADP
cblr-2956	498	4	panel	panel	NOUN
cblr-2956	498	5	a	a	PRON
cblr-2956	498	6	of	of	ADP
cblr-2956	498	7	all	all	DET
cblr-2956	498	8	the	the	DET
cblr-2956	498	9	tables	table	NOUN
cblr-2956	498	10	showing	show	VERB
cblr-2956	498	11	dollar	dollar	NOUN
cblr-2956	498	12	savings	saving	NOUN
cblr-2956	498	13	provides	provide	VERB
cblr-2956	498	14	a	a	DET
cblr-2956	498	15	summary	summary	NOUN
cblr-2956	498	16	of	of	ADP
cblr-2956	498	17	statistics	statistic	NOUN
cblr-2956	498	18	for	for	ADP
cblr-2956	498	19	all	all	DET
cblr-2956	498	20	claims	claim	NOUN
cblr-2956	498	21	.	.	PUNCT
cblr-2956	499	1	for	for	ADP
cblr-2956	499	2	example	example	NOUN
cblr-2956	499	3	,	,	PUNCT
cblr-2956	499	4	in	in	ADP
cblr-2956	499	5	table	table	NOUN
cblr-2956	499	6	3	3	NUM
cblr-2956	499	7	,	,	PUNCT
cblr-2956	499	8	panel	panel	NOUN
cblr-2956	499	9	a	a	PRON
cblr-2956	499	10	,	,	PUNCT
cblr-2956	499	11	row	row	NOUN
cblr-2956	499	12	e	e	NOUN
cblr-2956	499	13	,	,	PUNCT
cblr-2956	499	14	out	out	ADP
cblr-2956	499	15	of	of	ADP
cblr-2956	499	16	the	the	DET
cblr-2956	499	17	39,553	39,553	NUM
cblr-2956	499	18	tort	tort	NOUN
cblr-2956	499	19	claims	claim	NOUN
cblr-2956	499	20	,	,	PUNCT
cblr-2956	499	21	making	make	VERB
cblr-2956	499	22	an	an	DET
cblr-2956	499	23	early	early	ADJ
cblr-2956	499	24	offer	offer	NOUN
cblr-2956	499	25	is	be	AUX
cblr-2956	499	26	desirable	desirable	ADJ
cblr-2956	499	27	for	for	ADP
cblr-2956	499	28	29,915	29,915	NUM
cblr-2956	499	29	of	of	ADP
cblr-2956	499	30	them	they	PRON
cblr-2956	499	31	based	base	VERB
cblr-2956	499	32	on	on	ADP
cblr-2956	499	33	the	the	DET
cblr-2956	499	34	initial	initial	ADJ
cblr-2956	499	35	reserve	reserve	NOUN
cblr-2956	499	36	amount	amount	NOUN
cblr-2956	499	37	,	,	PUNCT
cblr-2956	499	38	for	for	ADP
cblr-2956	499	39	38,826	38,826	NUM
cblr-2956	499	40	claims	claim	NOUN
cblr-2956	499	41	based	base	VERB
cblr-2956	499	42	on	on	ADP
cblr-2956	499	43	the	the	DET
cblr-2956	499	44	final	final	ADJ
cblr-2956	499	45	reserve	reserve	NOUN
cblr-2956	499	46	amount	amount	NOUN
cblr-2956	499	47	,	,	PUNCT
cblr-2956	499	48	and	and	CCONJ
cblr-2956	499	49	for	for	ADP
cblr-2956	499	50	all	all	DET
cblr-2956	499	51	39,553	39,553	NUM
cblr-2956	499	52	claims	claim	NOUN
cblr-2956	499	53	based	base	VERB
cblr-2956	499	54	on	on	ADP
cblr-2956	499	55	the	the	DET
cblr-2956	499	56	actual	actual	ADJ
cblr-2956	499	57	award	award	NOUN
cblr-2956	499	58	or	or	CCONJ
cblr-2956	499	59	settlement	settlement	NOUN
cblr-2956	499	60	[	[	X
cblr-2956	499	61	3ae(1)(2)(3	3ae(1)(2)(3	NUM
cblr-2956	499	62	)	)	PUNCT
cblr-2956	499	63	]	]	PUNCT
cblr-2956	499	64	.	.	PUNCT
cblr-2956	500	1	the	the	DET
cblr-2956	500	2	greatest	great	ADJ
cblr-2956	500	3	insurer	insurer	NOUN
cblr-2956	500	4	savings	saving	NOUN
cblr-2956	500	5	are	be	AUX
cblr-2956	500	6	for	for	ADP
cblr-2956	500	7	the	the	DET
cblr-2956	500	8	projected	project	VERB
cblr-2956	500	9	final	final	ADJ
cblr-2956	500	10	reserve	reserve	NOUN
cblr-2956	500	11	approach	approach	NOUN
cblr-2956	500	12	,	,	PUNCT
cblr-2956	500	13	where	where	SCONJ
cblr-2956	500	14	for	for	ADP
cblr-2956	500	15	the	the	DET
cblr-2956	500	16	claims	claim	NOUN
cblr-2956	500	17	in	in	ADP
cblr-2956	500	18	which	which	PRON
cblr-2956	500	19	an	an	DET
cblr-2956	500	20	offer	offer	NOUN
cblr-2956	500	21	is	be	AUX
cblr-2956	500	22	desirable	desirable	ADJ
cblr-2956	500	23	the	the	DET
cblr-2956	500	24	average	average	ADJ
cblr-2956	500	25	savings	saving	NOUN
cblr-2956	500	26	are	be	AUX
cblr-2956	500	27	$	$	SYM
cblr-2956	500	28	256,854	256,854	NUM
cblr-2956	500	29	[	[	X
cblr-2956	500	30	3ae(2	3ae(2	NOUN
cblr-2956	500	31	)	)	PUNCT
cblr-2956	500	32	]	]	PUNCT
cblr-2956	500	33	.	.	PUNCT
cblr-2956	501	1	panel	panel	NOUN
cblr-2956	501	2	b	b	PROPN
cblr-2956	501	3	of	of	ADP
cblr-2956	501	4	all	all	DET
cblr-2956	501	5	the	the	DET
cblr-2956	501	6	tables	table	NOUN
cblr-2956	501	7	showing	show	VERB
cblr-2956	501	8	dollar	dollar	NOUN
cblr-2956	501	9	savings	saving	NOUN
cblr-2956	501	10	provides	provide	VERB
cblr-2956	501	11	information	information	NOUN
cblr-2956	501	12	for	for	ADP
cblr-2956	501	13	the	the	DET
cblr-2956	501	14	same	same	ADJ
cblr-2956	501	15	columns	column	NOUN
cblr-2956	501	16	of	of	ADP
cblr-2956	501	17	early	early	ADJ
cblr-2956	501	18	offer	offer	NOUN
cblr-2956	501	19	scenarios	scenario	NOUN
cblr-2956	501	20	by	by	ADP
cblr-2956	501	21	nature	nature	NOUN
cblr-2956	501	22	of	of	ADP
cblr-2956	501	23	injury	injury	NOUN
cblr-2956	501	24	,	,	PUNCT
cblr-2956	501	25	excluding	exclude	VERB
cblr-2956	501	26	claims	claim	NOUN
cblr-2956	501	27	reporting	report	VERB
cblr-2956	501	28	punitive	punitive	ADJ
cblr-2956	501	29	damage	damage	NOUN
cblr-2956	501	30	,	,	PUNCT
cblr-2956	501	31	but	but	CCONJ
cblr-2956	501	32	including	include	VERB
cblr-2956	501	33	a	a	DET
cblr-2956	501	34	variant	variant	NOUN
cblr-2956	501	35	of	of	ADP
cblr-2956	501	36	the	the	DET
cblr-2956	501	37	analysis	analysis	NOUN
cblr-2956	501	38	in	in	ADP
cblr-2956	501	39	which	which	PRON
cblr-2956	501	40	there	there	PRON
cblr-2956	501	41	is	be	VERB
cblr-2956	501	42	a	a	DET
cblr-2956	501	43	minimum	minimum	ADJ
cblr-2956	501	44	payment	payment	NOUN
cblr-2956	501	45	of	of	ADP
cblr-2956	501	46	$	$	SYM
cblr-2956	501	47	100,000	100,000	NUM
cblr-2956	501	48	,	,	PUNCT
cblr-2956	501	49	$	$	SYM
cblr-2956	501	50	250,000	250,000	NUM
cblr-2956	501	51	,	,	PUNCT
cblr-2956	501	52	or	or	CCONJ
cblr-2956	501	53	$	$	SYM
cblr-2956	501	54	500,000	500,000	NUM
cblr-2956	501	55	for	for	ADP
cblr-2956	501	56	death	death	NOUN
cblr-2956	501	57	or	or	CCONJ
cblr-2956	501	58	severe	severe	ADJ
cblr-2956	501	59	injury	injury	NOUN
cblr-2956	501	60	.	.	PUNCT
cblr-2956	502	1	as	as	SCONJ
cblr-2956	502	2	seen	see	VERB
cblr-2956	502	3	,	,	PUNCT
cblr-2956	502	4	the	the	DET
cblr-2956	502	5	effect	effect	NOUN
cblr-2956	502	6	of	of	ADP
cblr-2956	502	7	the	the	DET
cblr-2956	502	8	minimum	minimum	ADJ
cblr-2956	502	9	payment	payment	NOUN
cblr-2956	502	10	on	on	ADP
cblr-2956	502	11	the	the	DET
cblr-2956	502	12	desirability	desirability	NOUN
cblr-2956	502	13	of	of	ADP
cblr-2956	502	14	making	make	VERB
cblr-2956	502	15	an	an	DET
cblr-2956	502	16	early	early	ADJ
cblr-2956	502	17	offer	offer	NOUN
cblr-2956	502	18	is	be	AUX
cblr-2956	502	19	substantial	substantial	ADJ
cblr-2956	502	20	.	.	PUNCT
cblr-2956	503	1	for	for	ADP
cblr-2956	503	2	example	example	NOUN
cblr-2956	503	3	,	,	PUNCT
cblr-2956	503	4	for	for	ADP
cblr-2956	503	5	severe	severe	ADJ
cblr-2956	503	6	nonfatal	nonfatal	ADJ
cblr-2956	503	7	injuries	injury	NOUN
cblr-2956	503	8	based	base	VERB
cblr-2956	503	9	on	on	ADP
cblr-2956	503	10	the	the	DET
cblr-2956	503	11	initial	initial	ADJ
cblr-2956	503	12	reserve	reserve	NOUN
cblr-2956	503	13	amount	amount	NOUN
cblr-2956	503	14	,	,	PUNCT
cblr-2956	503	15	which	which	PRON
cblr-2956	503	16	is	be	AUX
cblr-2956	503	17	reflected	reflect	VERB
cblr-2956	503	18	in	in	ADP
cblr-2956	503	19	table	table	NOUN
cblr-2956	503	20	7	7	NUM
cblr-2956	503	21	for	for	ADP
cblr-2956	503	22	all	all	DET
cblr-2956	503	23	claims	claim	NOUN
cblr-2956	503	24	except	except	SCONJ
cblr-2956	503	25	those	those	PRON
cblr-2956	503	26	involving	involve	VERB
cblr-2956	503	27	workers	worker	NOUN
cblr-2956	503	28	'	'	PART
cblr-2956	503	29	compensation	compensation	NOUN
cblr-2956	503	30	,	,	PUNCT
cblr-2956	503	31	an	an	DET
cblr-2956	503	32	early	early	ADJ
cblr-2956	503	33	offer	offer	NOUN
cblr-2956	503	34	is	be	AUX
cblr-2956	503	35	desirable	desirable	ADJ
cblr-2956	503	36	for	for	ADP
cblr-2956	503	37	457	457	NUM
cblr-2956	503	38	cases	case	NOUN
cblr-2956	503	39	out	out	ADP
cblr-2956	503	40	of	of	ADP
cblr-2956	503	41	the	the	DET
cblr-2956	503	42	822	822	NUM
cblr-2956	503	43	cases	case	NOUN
cblr-2956	503	44	[	[	X
cblr-2956	503	45	7bb(1	7bb(1	NUM
cblr-2956	503	46	)	)	PUNCT
cblr-2956	503	47	]	]	PUNCT
cblr-2956	503	48	.	.	PUNCT
cblr-2956	504	1	but	but	CCONJ
cblr-2956	504	2	as	as	SCONJ
cblr-2956	504	3	the	the	DET
cblr-2956	504	4	results	result	NOUN
cblr-2956	504	5	in	in	ADP
cblr-2956	504	6	row	row	NOUN
cblr-2956	504	7	f	f	PROPN
cblr-2956	504	8	indicate	indicate	VERB
cblr-2956	504	9	,	,	PUNCT
cblr-2956	504	10	coluama	coluama	PROPN
cblr-2956	505	1	b	b	PROPN
cblr-2956	505	2	usiness	usiness	NOUN
cblr-2956	505	3	la	la	PROPN
cblr-2956	505	4	w	w	PROPN
cblr-2956	505	5	re	re	PROPN
cblr-2956	505	6	vie	vie	PROPN
cblr-2956	505	7	w	w	PROPN
cblr-2956	506	1	[	[	X
cblr-2956	506	2	vol	vol	NOUN
cblr-2956	506	3	.	.	PUNCT
cblr-2956	506	4	2008	2008	NUM
cblr-2956	506	5	early	early	ADV
cblr-2956	506	6	offers	offer	VERB
cblr-2956	506	7	reform	reform	NOUN
cblr-2956	506	8	with	with	ADP
cblr-2956	506	9	a	a	DET
cblr-2956	506	10	$	$	SYM
cblr-2956	506	11	250,000	250,000	NUM
cblr-2956	506	12	minimum	minimum	NOUN
cblr-2956	506	13	an	an	DET
cblr-2956	506	14	early	early	ADJ
cblr-2956	506	15	offer	offer	NOUN
cblr-2956	506	16	is	be	AUX
cblr-2956	506	17	attractive	attractive	ADJ
cblr-2956	506	18	to	to	ADP
cblr-2956	506	19	insurers	insurer	NOUN
cblr-2956	506	20	in	in	ADP
cblr-2956	506	21	only	only	ADV
cblr-2956	506	22	180	180	NUM
cblr-2956	506	23	cases	case	NOUN
cblr-2956	507	1	[	[	X
cblr-2956	507	2	7bf(1	7bf(1	NOUN
cblr-2956	507	3	)	)	PUNCT
cblr-2956	507	4	]	]	PUNCT
cblr-2956	507	5	.	.	PUNCT
cblr-2956	508	1	lowering	lower	VERB
cblr-2956	508	2	the	the	DET
cblr-2956	508	3	minimum	minimum	ADJ
cblr-2956	508	4	payment	payment	NOUN
cblr-2956	508	5	to	to	ADP
cblr-2956	508	6	$	$	SYM
cblr-2956	508	7	100,000	100,000	NUM
cblr-2956	508	8	raises	raise	VERB
cblr-2956	508	9	the	the	DET
cblr-2956	508	10	number	number	NOUN
cblr-2956	508	11	of	of	ADP
cblr-2956	508	12	claims	claim	NOUN
cblr-2956	508	13	for	for	ADP
cblr-2956	508	14	which	which	PRON
cblr-2956	508	15	an	an	DET
cblr-2956	508	16	early	early	ADJ
cblr-2956	508	17	offer	offer	NOUN
cblr-2956	508	18	is	be	AUX
cblr-2956	508	19	attractive	attractive	ADJ
cblr-2956	508	20	to	to	ADP
cblr-2956	508	21	insurers	insurer	NOUN
cblr-2956	508	22	to	to	ADP
cblr-2956	508	23	274	274	NUM
cblr-2956	508	24	claims	claim	NOUN
cblr-2956	508	25	[	[	X
cblr-2956	508	26	7bh(1	7bh(1	NOUN
cblr-2956	508	27	)	)	PUNCT
cblr-2956	508	28	]	]	PUNCT
cblr-2956	508	29	.	.	PUNCT
cblr-2956	509	1	interestingly	interestingly	ADV
cblr-2956	509	2	,	,	PUNCT
cblr-2956	509	3	the	the	DET
cblr-2956	509	4	imposition	imposition	NOUN
cblr-2956	509	5	of	of	ADP
cblr-2956	509	6	the	the	DET
cblr-2956	509	7	minimum	minimum	ADJ
cblr-2956	509	8	payment	payment	NOUN
cblr-2956	509	9	increases	increase	VERB
cblr-2956	509	10	the	the	DET
cblr-2956	509	11	average	average	ADJ
cblr-2956	509	12	savings	saving	NOUN
cblr-2956	509	13	per	per	ADP
cblr-2956	509	14	case	case	NOUN
cblr-2956	509	15	.	.	PUNCT
cblr-2956	510	1	that	that	DET
cblr-2956	510	2	seemingly	seemingly	ADV
cblr-2956	510	3	paradoxical	paradoxical	ADJ
cblr-2956	510	4	result	result	NOUN
cblr-2956	510	5	can	can	AUX
cblr-2956	510	6	be	be	AUX
cblr-2956	510	7	traced	trace	VERB
cblr-2956	510	8	to	to	ADP
cblr-2956	510	9	the	the	DET
cblr-2956	510	10	change	change	NOUN
cblr-2956	510	11	in	in	ADP
cblr-2956	510	12	the	the	DET
cblr-2956	510	13	mix	mix	NOUN
cblr-2956	510	14	of	of	ADP
cblr-2956	510	15	claims	claim	NOUN
cblr-2956	510	16	for	for	ADP
cblr-2956	510	17	which	which	PRON
cblr-2956	510	18	an	an	DET
cblr-2956	510	19	early	early	ADJ
cblr-2956	510	20	offer	offer	NOUN
cblr-2956	510	21	is	be	AUX
cblr-2956	510	22	desirable	desirable	ADJ
cblr-2956	510	23	.	.	PUNCT
cblr-2956	511	1	as	as	SCONJ
cblr-2956	511	2	the	the	DET
cblr-2956	511	3	minimum	minimum	ADJ
cblr-2956	511	4	payment	payment	NOUN
cblr-2956	511	5	amount	amount	NOUN
cblr-2956	511	6	is	be	AUX
cblr-2956	511	7	increased	increase	VERB
cblr-2956	511	8	,	,	PUNCT
cblr-2956	511	9	it	it	PRON
cblr-2956	511	10	is	be	AUX
cblr-2956	511	11	desirable	desirable	ADJ
cblr-2956	511	12	for	for	SCONJ
cblr-2956	511	13	insurers	insurer	NOUN
cblr-2956	511	14	to	to	PART
cblr-2956	511	15	make	make	VERB
cblr-2956	511	16	an	an	DET
cblr-2956	511	17	early	early	ADJ
cblr-2956	511	18	offer	offer	NOUN
cblr-2956	511	19	for	for	ADP
cblr-2956	511	20	fewer	few	ADJ
cblr-2956	511	21	claims	claim	NOUN
cblr-2956	511	22	.	.	PUNCT
cblr-2956	512	1	once	once	ADV
cblr-2956	512	2	a	a	DET
cblr-2956	512	3	$	$	SYM
cblr-2956	512	4	250,000	250,000	NUM
cblr-2956	512	5	or	or	CCONJ
cblr-2956	512	6	even	even	ADV
cblr-2956	512	7	a	a	DET
cblr-2956	512	8	$	$	SYM
cblr-2956	512	9	100,000	100,000	NUM
cblr-2956	512	10	minimum	minimum	NOUN
cblr-2956	512	11	is	be	AUX
cblr-2956	512	12	imposed	impose	VERB
cblr-2956	512	13	,	,	PUNCT
cblr-2956	512	14	it	it	PRON
cblr-2956	512	15	is	be	AUX
cblr-2956	512	16	only	only	ADV
cblr-2956	512	17	higher	high	ADJ
cblr-2956	512	18	stakes	stake	NOUN
cblr-2956	512	19	claims	claim	NOUN
cblr-2956	512	20	for	for	ADP
cblr-2956	512	21	which	which	PRON
cblr-2956	512	22	the	the	DET
cblr-2956	512	23	insurer	insurer	NOUN
cblr-2956	512	24	will	will	AUX
cblr-2956	512	25	find	find	VERB
cblr-2956	512	26	an	an	DET
cblr-2956	512	27	early	early	ADJ
cblr-2956	512	28	offer	offer	NOUN
cblr-2956	512	29	attractive	attractive	ADJ
cblr-2956	512	30	.	.	PUNCT
cblr-2956	513	1	raising	raise	VERB
cblr-2956	513	2	the	the	DET
cblr-2956	513	3	payment	payment	NOUN
cblr-2956	513	4	minimum	minimum	NOUN
cblr-2956	513	5	consequently	consequently	ADV
cblr-2956	513	6	reduces	reduce	VERB
cblr-2956	513	7	the	the	DET
cblr-2956	513	8	number	number	NOUN
cblr-2956	513	9	of	of	ADP
cblr-2956	513	10	claims	claim	NOUN
cblr-2956	513	11	in	in	ADP
cblr-2956	513	12	which	which	PRON
cblr-2956	513	13	an	an	DET
cblr-2956	513	14	early	early	ADJ
cblr-2956	513	15	offer	offer	NOUN
cblr-2956	513	16	will	will	AUX
cblr-2956	513	17	be	be	AUX
cblr-2956	513	18	made	make	VERB
cblr-2956	513	19	but	but	CCONJ
cblr-2956	513	20	increases	increase	VERB
cblr-2956	513	21	the	the	DET
cblr-2956	513	22	average	average	ADJ
cblr-2956	513	23	savings	saving	NOUN
cblr-2956	513	24	for	for	ADP
cblr-2956	513	25	this	this	DET
cblr-2956	513	26	altered	alter	VERB
cblr-2956	513	27	mix	mix	NOUN
cblr-2956	513	28	of	of	ADP
cblr-2956	513	29	cases	case	NOUN
cblr-2956	513	30	.	.	PUNCT
cblr-2956	514	1	these	these	PRON
cblr-2956	514	2	are	be	AUX
cblr-2956	514	3	the	the	DET
cblr-2956	514	4	claims	claim	NOUN
cblr-2956	514	5	that	that	PRON
cblr-2956	514	6	have	have	VERB
cblr-2956	514	7	a	a	DET
cblr-2956	514	8	large	large	ADJ
cblr-2956	514	9	level	level	NOUN
cblr-2956	514	10	of	of	ADP
cblr-2956	514	11	noneconomic	noneconomic	ADJ
cblr-2956	514	12	damages	damage	NOUN
cblr-2956	514	13	,	,	PUNCT
cblr-2956	514	14	while	while	SCONJ
cblr-2956	514	15	under	under	ADP
cblr-2956	514	16	the	the	DET
cblr-2956	514	17	early	early	ADJ
cblr-2956	514	18	offer	offer	NOUN
cblr-2956	514	19	regime	regime	NOUN
cblr-2956	514	20	the	the	DET
cblr-2956	514	21	insurer	insurer	NOUN
cblr-2956	514	22	only	only	ADV
cblr-2956	514	23	pays	pay	VERB
cblr-2956	514	24	net	net	ADJ
cblr-2956	514	25	economic	economic	ADJ
cblr-2956	514	26	damages	damage	NOUN
cblr-2956	514	27	,	,	PUNCT
cblr-2956	514	28	subject	subject	ADJ
cblr-2956	514	29	to	to	ADP
cblr-2956	514	30	a	a	DET
cblr-2956	514	31	minimum	minimum	NOUN
cblr-2956	514	32	,	,	PUNCT
cblr-2956	514	33	plus	plus	CCONJ
cblr-2956	514	34	an	an	DET
cblr-2956	514	35	allowance	allowance	NOUN
cblr-2956	514	36	for	for	ADP
cblr-2956	514	37	attorneys	attorney	NOUN
cblr-2956	514	38	'	'	PART
cblr-2956	514	39	fees	fee	NOUN
cblr-2956	514	40	.	.	PUNCT
cblr-2956	515	1	(	(	PUNCT
cblr-2956	515	2	the	the	DET
cblr-2956	515	3	same	same	ADJ
cblr-2956	515	4	phenomenon	phenomenon	NOUN
cblr-2956	515	5	applies	apply	VERB
cblr-2956	515	6	to	to	ADP
cblr-2956	515	7	the	the	DET
cblr-2956	515	8	effect	effect	NOUN
cblr-2956	515	9	of	of	ADP
cblr-2956	515	10	minimum	minimum	ADJ
cblr-2956	515	11	payments	payment	NOUN
cblr-2956	515	12	on	on	ADP
cblr-2956	515	13	claimant	claimant	ADJ
cblr-2956	515	14	losses	loss	NOUN
cblr-2956	515	15	recorded	record	VERB
cblr-2956	515	16	in	in	ADP
cblr-2956	515	17	other	other	ADJ
cblr-2956	515	18	tables	table	NOUN
cblr-2956	515	19	.	.	PUNCT
cblr-2956	515	20	)	)	PUNCT
cblr-2956	516	1	tables	table	VERB
cblr-2956	516	2	4	4	NUM
cblr-2956	516	3	and	and	CCONJ
cblr-2956	516	4	6	6	NUM
cblr-2956	516	5	repeat	repeat	VERB
cblr-2956	516	6	the	the	DET
cblr-2956	516	7	analysis	analysis	NOUN
cblr-2956	516	8	of	of	ADP
cblr-2956	516	9	the	the	DET
cblr-2956	516	10	tables	table	NOUN
cblr-2956	516	11	showing	show	VERB
cblr-2956	516	12	dollar	dollar	NOUN
cblr-2956	516	13	savings	saving	NOUN
cblr-2956	516	14	but	but	CCONJ
cblr-2956	516	15	without	without	ADP
cblr-2956	516	16	deducting	deduct	VERB
cblr-2956	516	17	imputed	impute	VERB
cblr-2956	516	18	collateral	collateral	ADJ
cblr-2956	516	19	sources	source	NOUN
cblr-2956	516	20	from	from	ADP
cblr-2956	516	21	economic	economic	ADJ
cblr-2956	516	22	loss	loss	NOUN
cblr-2956	516	23	.	.	PUNCT
cblr-2956	517	1	when	when	SCONJ
cblr-2956	517	2	those	those	DET
cblr-2956	517	3	tables	table	NOUN
cblr-2956	517	4	are	be	AUX
cblr-2956	517	5	compared	compare	VERB
cblr-2956	517	6	to	to	ADP
cblr-2956	517	7	tables	table	NOUN
cblr-2956	517	8	2	2	NUM
cblr-2956	517	9	,	,	PUNCT
cblr-2956	517	10	5	5	NUM
cblr-2956	517	11	,	,	PUNCT
cblr-2956	517	12	and	and	CCONJ
cblr-2956	517	13	7	7	NUM
cblr-2956	517	14	,	,	PUNCT
cblr-2956	517	15	naturally	naturally	ADV
cblr-2956	517	16	enough	enough	ADV
cblr-2956	517	17	,	,	PUNCT
cblr-2956	517	18	the	the	DET
cblr-2956	517	19	early	early	ADJ
cblr-2956	517	20	offer	offer	NOUN
cblr-2956	517	21	proposal	proposal	NOUN
cblr-2956	517	22	will	will	AUX
cblr-2956	517	23	be	be	AUX
cblr-2956	517	24	attractive	attractive	ADJ
cblr-2956	517	25	to	to	ADP
cblr-2956	517	26	insurers	insurer	NOUN
cblr-2956	517	27	more	more	ADV
cblr-2956	517	28	often	often	ADV
cblr-2956	517	29	when	when	SCONJ
cblr-2956	517	30	collateral	collateral	ADJ
cblr-2956	517	31	sources	source	NOUN
cblr-2956	517	32	are	be	AUX
cblr-2956	517	33	offset	offset	VERB
cblr-2956	517	34	from	from	ADP
cblr-2956	517	35	economic	economic	ADJ
cblr-2956	517	36	loss	loss	NOUN
cblr-2956	517	37	.	.	PUNCT
cblr-2956	518	1	(	(	PUNCT
cblr-2956	518	2	the	the	DET
cblr-2956	518	3	opposite	opposite	ADJ
cblr-2956	518	4	results	result	NOUN
cblr-2956	518	5	for	for	ADP
cblr-2956	518	6	savings	saving	NOUN
cblr-2956	518	7	based	base	VERB
cblr-2956	518	8	on	on	ADP
cblr-2956	518	9	initial	initial	ADJ
cblr-2956	518	10	reserves	reserve	NOUN
cblr-2956	518	11	reflect	reflect	VERB
cblr-2956	518	12	very	very	ADV
cblr-2956	518	13	different	different	ADJ
cblr-2956	518	14	numbers	number	NOUN
cblr-2956	518	15	of	of	ADP
cblr-2956	518	16	cases	case	NOUN
cblr-2956	518	17	when	when	SCONJ
cblr-2956	518	18	based	base	VERB
cblr-2956	518	19	thereon	thereon	NOUN
cblr-2956	518	20	.	.	PUNCT
cblr-2956	518	21	)	)	PUNCT
cblr-2956	519	1	this	this	PRON
cblr-2956	519	2	is	be	AUX
cblr-2956	519	3	especially	especially	ADV
cblr-2956	519	4	so	so	ADV
cblr-2956	519	5	when	when	SCONJ
cblr-2956	519	6	workers	worker	NOUN
cblr-2956	519	7	'	'	PART
cblr-2956	519	8	compensation	compensation	NOUN
cblr-2956	519	9	benefits	benefit	NOUN
cblr-2956	519	10	are	be	AUX
cblr-2956	519	11	deducted	deduct	VERB
cblr-2956	519	12	.	.	PUNCT
cblr-2956	520	1	it	it	PRON
cblr-2956	520	2	will	will	AUX
cblr-2956	520	3	be	be	AUX
cblr-2956	520	4	recalled	recall	VERB
cblr-2956	520	5	that	that	SCONJ
cblr-2956	520	6	we	we	PRON
cblr-2956	520	7	estimate	estimate	VERB
cblr-2956	520	8	an	an	DET
cblr-2956	520	9	offset	offset	NOUN
cblr-2956	520	10	of	of	ADP
cblr-2956	520	11	about	about	ADV
cblr-2956	520	12	26	26	NUM
cblr-2956	520	13	percent	percent	NOUN
cblr-2956	520	14	in	in	ADP
cblr-2956	520	15	non	non	ADJ
cblr-2956	520	16	workers	worker	NOUN
cblr-2956	520	17	'	'	PART
cblr-2956	520	18	compensation	compensation	NOUN
cblr-2956	520	19	cases	case	NOUN
cblr-2956	520	20	versus	versus	ADP
cblr-2956	520	21	60	60	NUM
cblr-2956	520	22	percent	percent	NOUN
cblr-2956	520	23	in	in	ADP
cblr-2956	520	24	workers	worker	NOUN
cblr-2956	520	25	'	'	PART
cblr-2956	520	26	compensation	compensation	NOUN
cblr-2956	520	27	cases	case	NOUN
cblr-2956	520	28	.	.	PUNCT
cblr-2956	521	1	6c	6c	NOUN
cblr-2956	521	2	.	.	PUNCT
cblr-2956	522	1	time	time	NOUN
cblr-2956	522	2	saved	save	VERB
cblr-2956	522	3	tables	table	NOUN
cblr-2956	522	4	8	8	NUM
cblr-2956	522	5	,	,	PUNCT
cblr-2956	522	6	9	9	NUM
cblr-2956	522	7	,	,	PUNCT
cblr-2956	522	8	10	10	NUM
cblr-2956	522	9	,	,	PUNCT
cblr-2956	522	10	and	and	CCONJ
cblr-2956	522	11	11	11	NUM
cblr-2956	522	12	report	report	NOUN
cblr-2956	522	13	time	time	NOUN
cblr-2956	522	14	saved	save	VERB
cblr-2956	522	15	by	by	ADP
cblr-2956	522	16	acceptance	acceptance	NOUN
cblr-2956	522	17	of	of	ADP
cblr-2956	522	18	the	the	DET
cblr-2956	522	19	early	early	ADJ
cblr-2956	522	20	offer	offer	NOUN
cblr-2956	522	21	proposal	proposal	NOUN
cblr-2956	522	22	under	under	ADP
cblr-2956	522	23	the	the	DET
cblr-2956	522	24	assumption	assumption	NOUN
cblr-2956	522	25	that	that	SCONJ
cblr-2956	522	26	offers	offer	VERB
cblr-2956	522	27	will	will	AUX
cblr-2956	522	28	be	be	AUX
cblr-2956	522	29	made	make	VERB
cblr-2956	522	30	and	and	CCONJ
cblr-2956	522	31	accepted	accept	VERB
cblr-2956	522	32	in	in	ADP
cblr-2956	522	33	i80	i80	NOUN
cblr-2956	522	34	days	day	NOUN
cblr-2956	522	35	.	.	PUNCT
cblr-2956	523	1	claimants	claimant	NOUN
cblr-2956	523	2	will	will	AUX
cblr-2956	523	3	obviously	obviously	ADV
cblr-2956	523	4	benefit	benefit	VERB
cblr-2956	523	5	from	from	ADP
cblr-2956	523	6	quicker	quick	ADJ
cblr-2956	523	7	payment	payment	NOUN
cblr-2956	523	8	.	.	PUNCT
cblr-2956	524	1	the	the	DET
cblr-2956	524	2	early	early	ADJ
cblr-2956	524	3	offer	offer	NOUN
cblr-2956	524	4	proposal	proposal	NOUN
cblr-2956	524	5	is	be	AUX
cblr-2956	524	6	no	no	PRON
cblr-2956	524	7	.	.	PUNCT
cblr-2956	525	1	2:423	2:423	NUM
cblr-2956	525	2	]	]	PUNCT
cblr-2956	525	3	conservatively	conservatively	ADV
cblr-2956	525	4	shown	show	VERB
cblr-2956	525	5	as	as	ADP
cblr-2956	525	6	expediting	expedite	VERB
cblr-2956	525	7	payments	payment	NOUN
cblr-2956	525	8	by	by	ADP
cblr-2956	525	9	about	about	ADV
cblr-2956	525	10	two	two	NUM
cblr-2956	525	11	and	and	CCONJ
cblr-2956	525	12	a	a	DET
cblr-2956	525	13	half	half	NOUN
cblr-2956	525	14	years	year	NOUN
cblr-2956	525	15	,	,	PUNCT
cblr-2956	525	16	measured	measure	VERB
cblr-2956	525	17	from	from	ADP
cblr-2956	525	18	the	the	DET
cblr-2956	525	19	time	time	NOUN
cblr-2956	525	20	of	of	ADP
cblr-2956	525	21	present	present	ADJ
cblr-2956	525	22	tort	tort	NOUN
cblr-2956	525	23	claims.2	claims.2	NOUN
cblr-2956	525	24	6d	6d	NUM
cblr-2956	525	25	.	.	PUNCT
cblr-2956	526	1	litigation	litigation	NOUN
cblr-2956	526	2	cost	cost	VERB
cblr-2956	526	3	savings	saving	NOUN
cblr-2956	526	4	the	the	DET
cblr-2956	526	5	main	main	ADJ
cblr-2956	526	6	quantifiable	quantifiable	ADJ
cblr-2956	526	7	gain	gain	NOUN
cblr-2956	526	8	in	in	ADP
cblr-2956	526	9	efficiency	efficiency	NOUN
cblr-2956	526	10	from	from	ADP
cblr-2956	526	11	the	the	DET
cblr-2956	526	12	early	early	ADJ
cblr-2956	526	13	offer	offer	NOUN
cblr-2956	526	14	proposal	proposal	NOUN
cblr-2956	526	15	is	be	AUX
cblr-2956	526	16	the	the	DET
cblr-2956	526	17	savings	saving	NOUN
cblr-2956	526	18	in	in	ADP
cblr-2956	526	19	litigation	litigation	NOUN
cblr-2956	526	20	costs	cost	NOUN
cblr-2956	526	21	.	.	PUNCT
cblr-2956	527	1	there	there	PRON
cblr-2956	527	2	are	be	VERB
cblr-2956	527	3	of	of	ADP
cblr-2956	527	4	course	course	NOUN
cblr-2956	527	5	other	other	ADJ
cblr-2956	527	6	efficiency	efficiency	NOUN
cblr-2956	527	7	gains	gain	NOUN
cblr-2956	527	8	that	that	PRON
cblr-2956	527	9	are	be	AUX
cblr-2956	527	10	more	more	ADV
cblr-2956	527	11	difficult	difficult	ADJ
cblr-2956	527	12	to	to	PART
cblr-2956	527	13	assess	assess	VERB
cblr-2956	527	14	,	,	PUNCT
cblr-2956	527	15	such	such	ADJ
cblr-2956	527	16	as	as	ADP
cblr-2956	527	17	the	the	DET
cblr-2956	527	18	benefit	benefit	NOUN
cblr-2956	527	19	of	of	ADP
cblr-2956	527	20	reduced	reduced	ADJ
cblr-2956	527	21	uncertainty	uncertainty	NOUN
cblr-2956	527	22	of	of	ADP
cblr-2956	527	23	payment	payment	NOUN
cblr-2956	527	24	.	.	PUNCT
cblr-2956	528	1	as	as	SCONJ
cblr-2956	528	2	discussed	discuss	VERB
cblr-2956	528	3	in	in	ADP
cblr-2956	528	4	section	section	NOUN
cblr-2956	528	5	2b	2b	NOUN
cblr-2956	528	6	,	,	PUNCT
cblr-2956	528	7	for	for	ADP
cblr-2956	528	8	insurers	insurer	NOUN
cblr-2956	528	9	we	we	PRON
cblr-2956	528	10	estimate	estimate	VERB
cblr-2956	528	11	the	the	DET
cblr-2956	528	12	litigation	litigation	NOUN
cblr-2956	528	13	cost	cost	NOUN
cblr-2956	528	14	savings	saving	NOUN
cblr-2956	528	15	based	base	VERB
cblr-2956	528	16	on	on	ADP
cblr-2956	528	17	the	the	DET
cblr-2956	528	18	fraction	fraction	NOUN
cblr-2956	528	19	23/33	23/33	NUM
cblr-2956	528	20	of	of	ADP
cblr-2956	528	21	the	the	DET
cblr-2956	528	22	reserve	reserve	NOUN
cblr-2956	528	23	for	for	ADP
cblr-2956	528	24	legal	legal	ADJ
cblr-2956	528	25	expenses	expense	NOUN
cblr-2956	528	26	or	or	CCONJ
cblr-2956	528	27	actual	actual	ADJ
cblr-2956	528	28	legal	legal	ADJ
cblr-2956	528	29	expenses	expense	NOUN
cblr-2956	528	30	,	,	PUNCT
cblr-2956	528	31	depending	depend	VERB
cblr-2956	528	32	on	on	ADP
cblr-2956	528	33	whether	whether	SCONJ
cblr-2956	528	34	the	the	DET
cblr-2956	528	35	calculations	calculation	NOUN
cblr-2956	528	36	in	in	ADP
cblr-2956	528	37	the	the	DET
cblr-2956	528	38	pertinent	pertinent	ADJ
cblr-2956	528	39	table	table	NOUN
cblr-2956	528	40	are	be	AUX
cblr-2956	528	41	based	base	VERB
cblr-2956	528	42	on	on	ADP
cblr-2956	528	43	reserves	reserve	NOUN
cblr-2956	528	44	(	(	PUNCT
cblr-2956	528	45	columns	column	NOUN
cblr-2956	528	46	1	1	NUM
cblr-2956	528	47	and	and	CCONJ
cblr-2956	528	48	2	2	NUM
cblr-2956	528	49	)	)	PUNCT
cblr-2956	528	50	or	or	CCONJ
cblr-2956	528	51	actual	actual	ADJ
cblr-2956	528	52	payout	payout	NOUN
cblr-2956	528	53	(	(	PUNCT
cblr-2956	528	54	column	column	NOUN
cblr-2956	528	55	3	3	NUM
cblr-2956	528	56	)	)	PUNCT
cblr-2956	528	57	.	.	PUNCT
cblr-2956	529	1	the	the	DET
cblr-2956	529	2	initial	initial	ADJ
cblr-2956	529	3	reserve	reserve	NOUN
cblr-2956	529	4	for	for	ADP
cblr-2956	529	5	legal	legal	ADJ
cblr-2956	529	6	expenses	expense	NOUN
cblr-2956	529	7	does	do	AUX
cblr-2956	529	8	not	not	PART
cblr-2956	529	9	account	account	VERB
cblr-2956	529	10	for	for	ADP
cblr-2956	529	11	the	the	DET
cblr-2956	529	12	fact	fact	NOUN
cblr-2956	529	13	that	that	SCONJ
cblr-2956	529	14	incurring	incur	VERB
cblr-2956	529	15	these	these	DET
cblr-2956	529	16	expenses	expense	NOUN
cblr-2956	529	17	will	will	AUX
cblr-2956	529	18	not	not	PART
cblr-2956	529	19	be	be	AUX
cblr-2956	529	20	immediate	immediate	ADJ
cblr-2956	529	21	.	.	PUNCT
cblr-2956	530	1	we	we	PRON
cblr-2956	530	2	convert	convert	VERB
cblr-2956	530	3	these	these	DET
cblr-2956	530	4	estimates	estimate	NOUN
cblr-2956	530	5	to	to	ADP
cblr-2956	530	6	a	a	DET
cblr-2956	530	7	present	present	ADJ
cblr-2956	530	8	value	value	NOUN
cblr-2956	530	9	(	(	PUNCT
cblr-2956	530	10	pv	pv	NOUN
cblr-2956	530	11	)	)	PUNCT
cblr-2956	530	12	assuming	assume	VERB
cblr-2956	530	13	a	a	DET
cblr-2956	530	14	3	3	NUM
cblr-2956	530	15	percent	percent	NOUN
cblr-2956	530	16	interest	interest	NOUN
cblr-2956	530	17	rate	rate	NOUN
cblr-2956	530	18	and	and	CCONJ
cblr-2956	530	19	a	a	DET
cblr-2956	530	20	time	time	NOUN
cblr-2956	530	21	period	period	NOUN
cblr-2956	530	22	equal	equal	ADJ
cblr-2956	530	23	to	to	ADP
cblr-2956	530	24	the	the	DET
cblr-2956	530	25	time	time	NOUN
cblr-2956	530	26	period	period	NOUN
cblr-2956	530	27	savings	saving	NOUN
cblr-2956	530	28	under	under	ADP
cblr-2956	530	29	the	the	DET
cblr-2956	530	30	early	early	ADJ
cblr-2956	530	31	offer	offer	NOUN
cblr-2956	530	32	proposal	proposal	NOUN
cblr-2956	530	33	.	.	PUNCT
cblr-2956	531	1	for	for	ADP
cblr-2956	531	2	the	the	DET
cblr-2956	531	3	other	other	ADJ
cblr-2956	531	4	litigation	litigation	NOUN
cblr-2956	531	5	cost	cost	NOUN
cblr-2956	531	6	estimates	estimate	NOUN
cblr-2956	531	7	,	,	PUNCT
cblr-2956	531	8	we	we	PRON
cblr-2956	531	9	assume	assume	VERB
cblr-2956	531	10	that	that	SCONJ
cblr-2956	531	11	no	no	DET
cblr-2956	531	12	discounting	discounting	NOUN
cblr-2956	531	13	is	be	AUX
cblr-2956	531	14	needed	need	VERB
cblr-2956	531	15	.	.	PUNCT
cblr-2956	532	1	in	in	ADP
cblr-2956	532	2	all	all	DET
cblr-2956	532	3	cases	case	NOUN
cblr-2956	532	4	,	,	PUNCT
cblr-2956	532	5	for	for	ADP
cblr-2956	532	6	claimants	claimant	NOUN
cblr-2956	532	7	we	we	PRON
cblr-2956	532	8	estimate	estimate	VERB
cblr-2956	532	9	the	the	DET
cblr-2956	532	10	litigation	litigation	NOUN
cblr-2956	532	11	cost	cost	VERB
cblr-2956	532	12	savings	saving	NOUN
cblr-2956	532	13	as	as	ADP
cblr-2956	532	14	0.23	0.23	NUM
cblr-2956	532	15	of	of	ADP
cblr-2956	532	16	what	what	PRON
cblr-2956	532	17	the	the	DET
cblr-2956	532	18	total	total	ADJ
cblr-2956	532	19	settlement	settlement	NOUN
cblr-2956	532	20	or	or	CCONJ
cblr-2956	532	21	award	award	NOUN
cblr-2956	532	22	would	would	AUX
cblr-2956	532	23	have	have	AUX
cblr-2956	532	24	been	be	AUX
cblr-2956	532	25	in	in	ADP
cblr-2956	532	26	the	the	DET
cblr-2956	532	27	absence	absence	NOUN
cblr-2956	532	28	of	of	ADP
cblr-2956	532	29	the	the	DET
cblr-2956	532	30	early	early	ADJ
cblr-2956	532	31	offer	offer	NOUN
cblr-2956	532	32	proposal	proposal	NOUN
cblr-2956	532	33	.	.	PUNCT
cblr-2956	533	1	the	the	DET
cblr-2956	533	2	specific	specific	ADJ
cblr-2956	533	3	equations	equation	NOUN
cblr-2956	533	4	used	use	VERB
cblr-2956	533	5	to	to	PART
cblr-2956	533	6	calculate	calculate	VERB
cblr-2956	533	7	litigation	litigation	NOUN
cblr-2956	533	8	cost	cost	NOUN
cblr-2956	533	9	savings	saving	NOUN
cblr-2956	533	10	reported	report	VERB
cblr-2956	533	11	in	in	ADP
cblr-2956	533	12	tables	table	NOUN
cblr-2956	533	13	12	12	NUM
cblr-2956	533	14	-	-	SYM
cblr-2956	533	15	15	15	NUM
cblr-2956	533	16	are	be	AUX
cblr-2956	533	17	as	as	SCONJ
cblr-2956	533	18	follows	follow	VERB
cblr-2956	533	19	:	:	PUNCT
cblr-2956	533	20	column	column	NOUN
cblr-2956	533	21	(	(	PUNCT
cblr-2956	533	22	1	1	NUM
cblr-2956	533	23	)	)	PUNCT
cblr-2956	533	24	,	,	PUNCT
cblr-2956	533	25	rows	row	VERB
cblr-2956	533	26	a	a	DET
cblr-2956	533	27	-	-	PUNCT
cblr-2956	533	28	d	d	NOUN
cblr-2956	533	29	:	:	PUNCT
cblr-2956	533	30	litigation	litigation	NOUN
cblr-2956	533	31	cost	cost	NOUN
cblr-2956	533	32	savings	saving	NOUN
cblr-2956	533	33	=	=	SYM
cblr-2956	533	34	0.23	0.23	NUM
cblr-2956	533	35	total	total	ADJ
cblr-2956	533	36	settlement	settlement	NOUN
cblr-2956	533	37	or	or	CCONJ
cblr-2956	533	38	court	court	NOUN
cblr-2956	533	39	award	award	NOUN
cblr-2956	533	40	+	+	CCONJ
cblr-2956	533	41	(	(	PUNCT
cblr-2956	533	42	pv	pv	NOUN
cblr-2956	533	43	23/33	23/33	NUM
cblr-2956	533	44	initial	initial	ADJ
cblr-2956	533	45	expense	expense	NOUN
cblr-2956	533	46	reserve	reserve	NOUN
cblr-2956	533	47	)	)	PUNCT
cblr-2956	533	48	.	.	PUNCT
cblr-2956	534	1	column	column	NOUN
cblr-2956	534	2	(	(	PUNCT
cblr-2956	534	3	2	2	NUM
cblr-2956	534	4	)	)	PUNCT
cblr-2956	534	5	,	,	PUNCT
cblr-2956	534	6	rows	row	VERB
cblr-2956	534	7	a	a	DET
cblr-2956	534	8	-	-	PUNCT
cblr-2956	534	9	d	d	NOUN
cblr-2956	534	10	:	:	PUNCT
cblr-2956	534	11	litigation	litigation	NOUN
cblr-2956	534	12	cost	cost	NOUN
cblr-2956	534	13	savings	saving	NOUN
cblr-2956	534	14	=	=	SYM
cblr-2956	534	15	0.23	0.23	NUM
cblr-2956	534	16	total	total	ADJ
cblr-2956	534	17	settlement	settlement	NOUN
cblr-2956	534	18	or	or	CCONJ
cblr-2956	534	19	court	court	NOUN
cblr-2956	534	20	award	award	NOUN
cblr-2956	534	21	+	+	CCONJ
cblr-2956	534	22	23/33	23/33	NUM
cblr-2956	534	23	final	final	ADJ
cblr-2956	534	24	expense	expense	NOUN
cblr-2956	534	25	reserve	reserve	NOUN
cblr-2956	534	26	.	.	PUNCT
cblr-2956	535	1	column	column	NOUN
cblr-2956	535	2	(	(	PUNCT
cblr-2956	535	3	3	3	NUM
cblr-2956	535	4	)	)	PUNCT
cblr-2956	535	5	,	,	PUNCT
cblr-2956	535	6	rows	row	VERB
cblr-2956	535	7	a	a	DET
cblr-2956	535	8	-	-	PUNCT
cblr-2956	535	9	d	d	NOUN
cblr-2956	535	10	:	:	PUNCT
cblr-2956	535	11	litigation	litigation	NOUN
cblr-2956	535	12	cost	cost	NOUN
cblr-2956	535	13	savings	saving	NOUN
cblr-2956	535	14	=	=	SYM
cblr-2956	535	15	0.23	0.23	NUM
cblr-2956	535	16	total	total	ADJ
cblr-2956	535	17	settlement	settlement	NOUN
cblr-2956	535	18	or	or	CCONJ
cblr-2956	535	19	court	court	NOUN
cblr-2956	535	20	award	award	NOUN
cblr-2956	535	21	+	+	CCONJ
cblr-2956	535	22	23/33	23/33	NUM
cblr-2956	535	23	attorney	attorney	NOUN
cblr-2956	535	24	expenses	expense	NOUN
cblr-2956	535	25	.	.	PUNCT
cblr-2956	536	1	21	21	NUM
cblr-2956	536	2	claimants	claimant	NOUN
cblr-2956	536	3	will	will	AUX
cblr-2956	536	4	in	in	ADP
cblr-2956	536	5	all	all	DET
cblr-2956	536	6	likelihood	likelihood	NOUN
cblr-2956	536	7	make	make	VERB
cblr-2956	536	8	claims	claim	NOUN
cblr-2956	536	9	much	much	ADV
cblr-2956	536	10	earlier	early	ADV
cblr-2956	536	11	to	to	PART
cblr-2956	536	12	trigger	trigger	VERB
cblr-2956	536	13	the	the	DET
cblr-2956	536	14	early	early	ADJ
cblr-2956	536	15	offer	offer	NOUN
cblr-2956	536	16	's	's	PART
cblr-2956	536	17	180	180	NUM
cblr-2956	536	18	-	-	PUNCT
cblr-2956	536	19	day	day	NOUN
cblr-2956	536	20	period	period	NOUN
cblr-2956	536	21	compared	compare	VERB
cblr-2956	536	22	to	to	ADP
cblr-2956	536	23	today	today	NOUN
cblr-2956	536	24	's	's	PART
cblr-2956	536	25	practices	practice	NOUN
cblr-2956	536	26	.	.	PUNCT
cblr-2956	537	1	[	[	X
cblr-2956	537	2	vol	vol	NOUN
cblr-2956	537	3	.	.	PUNCT
cblr-2956	537	4	2008col	2008col	NUM
cblr-2956	537	5	umbia	umbia	NOUN
cblr-2956	537	6	b	b	PROPN
cblr-2956	537	7	usiness	usiness	PROPN
cblr-2956	537	8	la	la	PROPN
cblr-2956	537	9	w	w	PROPN
cblr-2956	537	10	re	re	PROPN
cblr-2956	537	11	vie	vie	PROPN
cblr-2956	537	12	w	w	PROPN
cblr-2956	537	13	no	no	PROPN
cblr-2956	537	14	.	.	PUNCT
cblr-2956	538	1	2:423	2:423	NUM
cblr-2956	538	2	]	]	X
cblr-2956	538	3	early	early	ADV
cblr-2956	538	4	offers	offer	VERB
cblr-2956	538	5	reform	reform	NOUN
cblr-2956	538	6	as	as	SCONJ
cblr-2956	538	7	the	the	DET
cblr-2956	538	8	estimates	estimate	NOUN
cblr-2956	538	9	in	in	ADP
cblr-2956	538	10	tables	table	NOUN
cblr-2956	538	11	12	12	NUM
cblr-2956	538	12	,	,	PUNCT
cblr-2956	538	13	13	13	NUM
cblr-2956	538	14	,	,	PUNCT
cblr-2956	538	15	14	14	NUM
cblr-2956	538	16	,	,	PUNCT
cblr-2956	538	17	and	and	CCONJ
cblr-2956	538	18	15	15	NUM
cblr-2956	538	19	indicate	indicate	VERB
cblr-2956	538	20	,	,	PUNCT
cblr-2956	538	21	the	the	DET
cblr-2956	538	22	litigation	litigation	NOUN
cblr-2956	538	23	cost	cost	NOUN
cblr-2956	538	24	savings	saving	NOUN
cblr-2956	538	25	are	be	AUX
cblr-2956	538	26	substantial	substantial	ADJ
cblr-2956	538	27	,	,	PUNCT
cblr-2956	538	28	often	often	ADV
cblr-2956	538	29	way	way	NOUN
cblr-2956	538	30	over	over	ADP
cblr-2956	538	31	$	$	SYM
cblr-2956	538	32	100,000	100,000	NUM
cblr-2956	538	33	per	per	ADP
cblr-2956	538	34	claim	claim	NOUN
cblr-2956	538	35	.	.	PUNCT
cblr-2956	539	1	cases	case	NOUN
cblr-2956	539	2	for	for	ADP
cblr-2956	539	3	which	which	PRON
cblr-2956	539	4	the	the	DET
cblr-2956	539	5	litigation	litigation	NOUN
cblr-2956	539	6	cost	cost	VERB
cblr-2956	539	7	savings	saving	NOUN
cblr-2956	539	8	,	,	PUNCT
cblr-2956	539	9	for	for	ADP
cblr-2956	539	10	example	example	NOUN
cblr-2956	539	11	,	,	PUNCT
cblr-2956	539	12	are	be	AUX
cblr-2956	539	13	under	under	ADP
cblr-2956	539	14	$	$	SYM
cblr-2956	539	15	100,000	100,000	NUM
cblr-2956	539	16	are	be	AUX
cblr-2956	539	17	for	for	ADP
cblr-2956	539	18	the	the	DET
cblr-2956	539	19	nonfatal	nonfatal	ADJ
cblr-2956	539	20	injuries	injury	NOUN
cblr-2956	539	21	that	that	PRON
cblr-2956	539	22	are	be	AUX
cblr-2956	539	23	not	not	PART
cblr-2956	539	24	severe	severe	ADJ
cblr-2956	539	25	(	(	PUNCT
cblr-2956	539	26	as	as	SCONJ
cblr-2956	539	27	defined	define	VERB
cblr-2956	539	28	in	in	ADP
cblr-2956	539	29	section	section	NOUN
cblr-2956	539	30	4a	4a	NOUN
cblr-2956	539	31	)	)	PUNCT
cblr-2956	539	32	and	and	CCONJ
cblr-2956	539	33	claims	claim	NOUN
cblr-2956	539	34	reported	report	VERB
cblr-2956	539	35	on	on	ADP
cblr-2956	539	36	the	the	DET
cblr-2956	539	37	short	short	ADJ
cblr-2956	539	38	form	form	NOUN
cblr-2956	539	39	(	(	PUNCT
cblr-2956	539	40	which	which	PRON
cblr-2956	539	41	are	be	AUX
cblr-2956	539	42	for	for	ADP
cblr-2956	539	43	claims	claim	NOUN
cblr-2956	539	44	under	under	ADP
cblr-2956	539	45	$	$	SYM
cblr-2956	539	46	25,000	25,000	NUM
cblr-2956	539	47	)	)	PUNCT
cblr-2956	539	48	.	.	PUNCT
cblr-2956	540	1	6e	6e	NOUN
cblr-2956	540	2	.	.	PUNCT
cblr-2956	541	1	gains	gain	NOUN
cblr-2956	541	2	or	or	CCONJ
cblr-2956	541	3	losses	loss	NOUN
cblr-2956	541	4	to	to	PART
cblr-2956	541	5	claimants	claimant	VERB
cblr-2956	541	6	the	the	DET
cblr-2956	541	7	effect	effect	NOUN
cblr-2956	541	8	of	of	ADP
cblr-2956	541	9	different	different	ADJ
cblr-2956	541	10	early	early	ADJ
cblr-2956	541	11	offer	offer	NOUN
cblr-2956	541	12	proposal	proposal	NOUN
cblr-2956	541	13	structures	structure	NOUN
cblr-2956	541	14	on	on	ADP
cblr-2956	541	15	different	different	ADJ
cblr-2956	541	16	categories	category	NOUN
cblr-2956	541	17	of	of	ADP
cblr-2956	541	18	claims	claim	NOUN
cblr-2956	541	19	is	be	AUX
cblr-2956	541	20	assessed	assess	VERB
cblr-2956	541	21	as	as	ADV
cblr-2956	541	22	well	well	ADV
cblr-2956	541	23	.	.	PUNCT
cblr-2956	542	1	under	under	ADP
cblr-2956	542	2	the	the	DET
cblr-2956	542	3	current	current	ADJ
cblr-2956	542	4	tort	tort	NOUN
cblr-2956	542	5	system	system	NOUN
cblr-2956	542	6	,	,	PUNCT
cblr-2956	542	7	we	we	PRON
cblr-2956	542	8	assume	assume	VERB
cblr-2956	542	9	that	that	SCONJ
cblr-2956	542	10	claimants	claimant	NOUN
cblr-2956	542	11	receive	receive	VERB
cblr-2956	542	12	twothirds	twothird	NOUN
cblr-2956	542	13	of	of	ADP
cblr-2956	542	14	the	the	DET
cblr-2956	542	15	total	total	ADJ
cblr-2956	542	16	settlement	settlement	NOUN
cblr-2956	542	17	or	or	CCONJ
cblr-2956	542	18	award	award	NOUN
cblr-2956	542	19	,	,	PUNCT
cblr-2956	542	20	with	with	ADP
cblr-2956	542	21	the	the	DET
cblr-2956	542	22	remaining	remain	VERB
cblr-2956	542	23	one	one	NUM
cblr-2956	542	24	-	-	PUNCT
cblr-2956	542	25	third	third	NOUN
cblr-2956	542	26	going	go	VERB
cblr-2956	542	27	to	to	ADP
cblr-2956	542	28	attorneys	attorney	NOUN
cblr-2956	542	29	'	'	PART
cblr-2956	542	30	fees	fee	NOUN
cblr-2956	542	31	.	.	PUNCT
cblr-2956	543	1	the	the	DET
cblr-2956	543	2	early	early	ADJ
cblr-2956	543	3	offer	offer	NOUN
cblr-2956	543	4	plan	plan	NOUN
cblr-2956	543	5	compensates	compensate	NOUN
cblr-2956	543	6	claimants	claimant	NOUN
cblr-2956	543	7	for	for	ADP
cblr-2956	543	8	net	net	ADJ
cblr-2956	543	9	economic	economic	ADJ
cblr-2956	543	10	damages	damage	NOUN
cblr-2956	543	11	,	,	PUNCT
cblr-2956	543	12	which	which	PRON
cblr-2956	543	13	must	must	AUX
cblr-2956	543	14	in	in	ADP
cblr-2956	543	15	turn	turn	NOUN
cblr-2956	543	16	be	be	AUX
cblr-2956	543	17	inflated	inflate	VERB
cblr-2956	543	18	to	to	PART
cblr-2956	543	19	account	account	VERB
cblr-2956	543	20	for	for	ADP
cblr-2956	543	21	their	their	PRON
cblr-2956	543	22	quicker	quick	ADJ
cblr-2956	543	23	payment	payment	NOUN
cblr-2956	543	24	,	,	PUNCT
cblr-2956	543	25	which	which	PRON
cblr-2956	543	26	,	,	PUNCT
cblr-2956	543	27	as	as	SCONJ
cblr-2956	543	28	indicated	indicate	VERB
cblr-2956	543	29	,	,	PUNCT
cblr-2956	543	30	we	we	PRON
cblr-2956	543	31	do	do	AUX
cblr-2956	543	32	using	use	VERB
cblr-2956	543	33	a	a	DET
cblr-2956	543	34	3	3	NUM
cblr-2956	543	35	percent	percent	NOUN
cblr-2956	543	36	interest	interest	NOUN
cblr-2956	543	37	rate	rate	NOUN
cblr-2956	543	38	.	.	PUNCT
cblr-2956	544	1	tables	table	NOUN
cblr-2956	544	2	16	16	NUM
cblr-2956	544	3	,	,	PUNCT
cblr-2956	544	4	17	17	NUM
cblr-2956	544	5	,	,	PUNCT
cblr-2956	544	6	and	and	CCONJ
cblr-2956	544	7	18	18	NUM
cblr-2956	544	8	indicate	indicate	VERB
cblr-2956	544	9	the	the	DET
cblr-2956	544	10	effect	effect	NOUN
cblr-2956	544	11	of	of	ADP
cblr-2956	544	12	early	early	ADJ
cblr-2956	544	13	offers	offer	NOUN
cblr-2956	544	14	on	on	ADP
cblr-2956	544	15	claimants	claimant	NOUN
cblr-2956	544	16	in	in	ADP
cblr-2956	544	17	terms	term	NOUN
cblr-2956	544	18	of	of	ADP
cblr-2956	544	19	the	the	DET
cblr-2956	544	20	average	average	ADJ
cblr-2956	544	21	net	net	ADJ
cblr-2956	544	22	gain	gain	NOUN
cblr-2956	544	23	or	or	CCONJ
cblr-2956	544	24	loss	loss	NOUN
cblr-2956	544	25	in	in	ADP
cblr-2956	544	26	dollars	dollar	NOUN
cblr-2956	544	27	paid	pay	VERB
cblr-2956	544	28	.	.	PUNCT
cblr-2956	545	1	each	each	DET
cblr-2956	545	2	cell	cell	NOUN
cblr-2956	545	3	also	also	ADV
cblr-2956	545	4	provides	provide	VERB
cblr-2956	545	5	in	in	ADP
cblr-2956	545	6	parentheses	parenthesis	NOUN
cblr-2956	545	7	the	the	DET
cblr-2956	545	8	percentage	percentage	NOUN
cblr-2956	545	9	of	of	ADP
cblr-2956	545	10	claimants	claimant	NOUN
cblr-2956	545	11	in	in	ADP
cblr-2956	545	12	each	each	DET
cblr-2956	545	13	group	group	NOUN
cblr-2956	545	14	who	who	PRON
cblr-2956	545	15	will	will	AUX
cblr-2956	545	16	gain	gain	VERB
cblr-2956	545	17	from	from	ADP
cblr-2956	545	18	the	the	DET
cblr-2956	545	19	early	early	ADJ
cblr-2956	545	20	offer	offer	NOUN
cblr-2956	545	21	approach	approach	NOUN
cblr-2956	545	22	.	.	PUNCT
cblr-2956	546	1	consider	consider	VERB
cblr-2956	546	2	the	the	DET
cblr-2956	546	3	effect	effect	NOUN
cblr-2956	546	4	on	on	ADP
cblr-2956	546	5	all	all	DET
cblr-2956	546	6	claims	claim	NOUN
cblr-2956	546	7	in	in	ADP
cblr-2956	546	8	row	row	NOUN
cblr-2956	546	9	e	e	PROPN
cblr-2956	546	10	of	of	ADP
cblr-2956	546	11	panel	panel	NOUN
cblr-2956	546	12	a	a	DET
cblr-2956	546	13	in	in	ADP
cblr-2956	546	14	table	table	NOUN
cblr-2956	546	15	16	16	NUM
cblr-2956	546	16	.	.	PUNCT
cblr-2956	547	1	the	the	DET
cblr-2956	547	2	percentage	percentage	NOUN
cblr-2956	547	3	of	of	ADP
cblr-2956	547	4	claimants	claimant	NOUN
cblr-2956	547	5	who	who	PRON
cblr-2956	547	6	gain	gain	VERB
cblr-2956	547	7	in	in	ADP
cblr-2956	547	8	dollar	dollar	NOUN
cblr-2956	547	9	payout	payout	NOUN
cblr-2956	547	10	is	be	AUX
cblr-2956	547	11	3.1	3.1	NUM
cblr-2956	547	12	percent	percent	NOUN
cblr-2956	547	13	or	or	CCONJ
cblr-2956	547	14	less	less	ADJ
cblr-2956	547	15	,	,	PUNCT
cblr-2956	547	16	with	with	ADP
cblr-2956	547	17	an	an	DET
cblr-2956	547	18	average	average	ADJ
cblr-2956	547	19	loss	loss	NOUN
cblr-2956	547	20	of	of	ADP
cblr-2956	547	21	$	$	SYM
cblr-2956	547	22	53,864	53,864	NUM
cblr-2956	547	23	to	to	PART
cblr-2956	547	24	$	$	SYM
cblr-2956	547	25	67,691	67,691	NUM
cblr-2956	547	26	,	,	PUNCT
cblr-2956	547	27	but	but	CCONJ
cblr-2956	547	28	the	the	DET
cblr-2956	547	29	results	result	NOUN
cblr-2956	547	30	in	in	ADP
cblr-2956	547	31	panel	panel	NOUN
cblr-2956	547	32	b	b	PROPN
cblr-2956	547	33	of	of	ADP
cblr-2956	547	34	table	table	NOUN
cblr-2956	547	35	16	16	NUM
cblr-2956	547	36	indicate	indicate	VERB
cblr-2956	547	37	that	that	SCONJ
cblr-2956	547	38	the	the	DET
cblr-2956	547	39	imposition	imposition	NOUN
cblr-2956	547	40	of	of	ADP
cblr-2956	547	41	a	a	DET
cblr-2956	547	42	minimum	minimum	ADJ
cblr-2956	547	43	payment	payment	NOUN
cblr-2956	547	44	amount	amount	NOUN
cblr-2956	547	45	can	can	AUX
cblr-2956	547	46	substantially	substantially	ADV
cblr-2956	547	47	increase	increase	VERB
cblr-2956	547	48	the	the	DET
cblr-2956	547	49	percentage	percentage	NOUN
cblr-2956	547	50	of	of	ADP
cblr-2956	547	51	claimants	claimant	NOUN
cblr-2956	547	52	who	who	PRON
cblr-2956	547	53	gain	gain	VERB
cblr-2956	547	54	.	.	PUNCT
cblr-2956	548	1	for	for	ADP
cblr-2956	548	2	example	example	NOUN
cblr-2956	548	3	,	,	PUNCT
cblr-2956	548	4	based	base	VERB
cblr-2956	548	5	on	on	ADP
cblr-2956	548	6	the	the	DET
cblr-2956	548	7	initial	initial	ADJ
cblr-2956	548	8	reserve	reserve	NOUN
cblr-2956	548	9	,	,	PUNCT
cblr-2956	548	10	the	the	DET
cblr-2956	548	11	percentage	percentage	NOUN
cblr-2956	548	12	of	of	ADP
cblr-2956	548	13	cases	case	NOUN
cblr-2956	548	14	involving	involve	VERB
cblr-2956	548	15	a	a	DET
cblr-2956	548	16	fatal	fatal	ADJ
cblr-2956	548	17	injury	injury	NOUN
cblr-2956	548	18	that	that	PRON
cblr-2956	548	19	would	would	AUX
cblr-2956	548	20	be	be	AUX
cblr-2956	548	21	better	well	ADJ
cblr-2956	548	22	off	off	ADP
cblr-2956	548	23	under	under	ADP
cblr-2956	548	24	the	the	DET
cblr-2956	548	25	early	early	ADJ
cblr-2956	548	26	offer	offer	NOUN
cblr-2956	548	27	proposal	proposal	NOUN
cblr-2956	548	28	is	be	AUX
cblr-2956	548	29	as	as	ADV
cblr-2956	548	30	high	high	ADJ
cblr-2956	548	31	as	as	ADP
cblr-2956	548	32	38	38	NUM
cblr-2956	548	33	percent	percent	NOUN
cblr-2956	548	34	for	for	ADP
cblr-2956	548	35	a	a	DET
cblr-2956	548	36	$	$	SYM
cblr-2956	548	37	250,000	250,000	NUM
cblr-2956	548	38	minimum	minimum	NOUN
cblr-2956	548	39	and	and	CCONJ
cblr-2956	548	40	45	45	NUM
cblr-2956	548	41	percent	percent	NOUN
cblr-2956	548	42	for	for	ADP
cblr-2956	548	43	a	a	DET
cblr-2956	548	44	$	$	SYM
cblr-2956	548	45	500,000	500,000	NUM
cblr-2956	548	46	minimum	minimum	NOUN
cblr-2956	548	47	[	[	X
cblr-2956	548	48	16be	16be	ADJ
cblr-2956	548	49	,	,	PUNCT
cblr-2956	548	50	i(1	i(1	PROPN
cblr-2956	548	51	)	)	PUNCT
cblr-2956	548	52	]	]	PUNCT
cblr-2956	548	53	.	.	PUNCT
cblr-2956	549	1	no	no	INTJ
cblr-2956	549	2	.	.	PUNCT
cblr-2956	550	1	2:423	2:423	NUM
cblr-2956	550	2	]	]	X
cblr-2956	550	3	early	early	ADV
cblr-2956	550	4	offers	offer	VERB
cblr-2956	550	5	reform	reform	NOUN
cblr-2956	550	6	6f	6f	NUM
cblr-2956	550	7	.	.	PUNCT
cblr-2956	551	1	the	the	DET
cblr-2956	551	2	results	result	NOUN
cblr-2956	551	3	separating	separate	VERB
cblr-2956	551	4	claims	claim	NOUN
cblr-2956	551	5	involving	involve	VERB
cblr-2956	551	6	and	and	CCONJ
cblr-2956	551	7	not	not	PART
cblr-2956	551	8	involving	involve	VERB
cblr-2956	551	9	workers	worker	NOUN
cblr-2956	551	10	'	'	PART
cblr-2956	551	11	compensation	compensation	NOUN
cblr-2956	551	12	here	here	ADV
cblr-2956	551	13	,	,	PUNCT
cblr-2956	551	14	unlike	unlike	ADP
cblr-2956	551	15	in	in	ADP
cblr-2956	551	16	section	section	NOUN
cblr-2956	551	17	3c	3c	NUM
cblr-2956	551	18	,	,	PUNCT
cblr-2956	551	19	we	we	PRON
cblr-2956	551	20	break	break	VERB
cblr-2956	551	21	down	down	ADP
cblr-2956	551	22	those	those	DET
cblr-2956	551	23	personal	personal	ADJ
cblr-2956	551	24	injury	injury	NOUN
cblr-2956	551	25	liability	liability	NOUN
cblr-2956	551	26	claims	claim	NOUN
cblr-2956	551	27	already	already	ADV
cblr-2956	551	28	covered	cover	VERB
cblr-2956	551	29	by	by	ADP
cblr-2956	551	30	workers	worker	NOUN
cblr-2956	551	31	'	'	PART
cblr-2956	551	32	compensation	compensation	NOUN
cblr-2956	551	33	and	and	CCONJ
cblr-2956	551	34	those	those	PRON
cblr-2956	551	35	not	not	PART
cblr-2956	551	36	so	so	ADV
cblr-2956	551	37	covered	cover	VERB
cblr-2956	551	38	,	,	PUNCT
cblr-2956	551	39	in	in	ADP
cblr-2956	551	40	each	each	DET
cblr-2956	551	41	case	case	NOUN
cblr-2956	551	42	deducting	deduct	VERB
cblr-2956	551	43	collateral	collateral	ADJ
cblr-2956	551	44	sources	source	NOUN
cblr-2956	551	45	.	.	PUNCT
cblr-2956	552	1	we	we	PRON
cblr-2956	552	2	start	start	VERB
cblr-2956	552	3	with	with	ADP
cblr-2956	552	4	the	the	DET
cblr-2956	552	5	latter	latter	ADJ
cblr-2956	552	6	:	:	PUNCT
cblr-2956	552	7	a.	a.	NOUN
cblr-2956	552	8	claimants	claimant	NOUN
cblr-2956	552	9	not	not	PART
cblr-2956	552	10	also	also	ADV
cblr-2956	552	11	receiving	receive	VERB
cblr-2956	552	12	workers	worker	NOUN
cblr-2956	552	13	'	'	PART
cblr-2956	552	14	compensation	compensation	NOUN
cblr-2956	552	15	basing	base	VERB
cblr-2956	552	16	the	the	DET
cblr-2956	552	17	insurers	insurer	NOUN
cblr-2956	552	18	'	'	PART
cblr-2956	552	19	decision	decision	NOUN
cblr-2956	552	20	on	on	ADP
cblr-2956	552	21	their	their	PRON
cblr-2956	552	22	initial	initial	ADJ
cblr-2956	552	23	reserves	reserve	NOUN
cblr-2956	552	24	,	,	PUNCT
cblr-2956	552	25	of	of	ADP
cblr-2956	552	26	the	the	DET
cblr-2956	552	27	822	822	NUM
cblr-2956	552	28	such	such	ADJ
cblr-2956	552	29	claimants	claimant	NOUN
cblr-2956	552	30	in	in	ADP
cblr-2956	552	31	the	the	DET
cblr-2956	552	32	study	study	NOUN
cblr-2956	552	33	suffering	suffer	VERB
cblr-2956	552	34	severe	severe	ADJ
cblr-2956	552	35	nonfatal	nonfatal	ADJ
cblr-2956	552	36	product	product	NOUN
cblr-2956	552	37	injuries	injury	NOUN
cblr-2956	552	38	paid	pay	VERB
cblr-2956	552	39	under	under	ADP
cblr-2956	552	40	tort	tort	NOUN
cblr-2956	552	41	law	law	NOUN
cblr-2956	552	42	,	,	PUNCT
cblr-2956	552	43	457	457	NUM
cblr-2956	552	44	(	(	PUNCT
cblr-2956	552	45	or	or	CCONJ
cblr-2956	552	46	55	55	NUM
cblr-2956	552	47	percent	percent	NOUN
cblr-2956	552	48	)	)	PUNCT
cblr-2956	552	49	would	would	AUX
cblr-2956	552	50	be	be	AUX
cblr-2956	552	51	tendered	tender	VERB
cblr-2956	552	52	early	early	ADJ
cblr-2956	552	53	offers	offer	NOUN
cblr-2956	552	54	under	under	ADP
cblr-2956	552	55	the	the	DET
cblr-2956	552	56	proposed	propose	VERB
cblr-2956	552	57	statute	statute	NOUN
cblr-2956	552	58	[	[	X
cblr-2956	552	59	7bb(1	7bb(1	NUM
cblr-2956	552	60	)	)	PUNCT
cblr-2956	552	61	]	]	PUNCT
cblr-2956	552	62	.	.	PUNCT
cblr-2956	553	1	the	the	DET
cblr-2956	553	2	cost	cost	NOUN
cblr-2956	553	3	savings	saving	NOUN
cblr-2956	553	4	from	from	ADP
cblr-2956	553	5	paying	pay	VERB
cblr-2956	553	6	such	such	ADJ
cblr-2956	553	7	claimants	claimant	NOUN
cblr-2956	553	8	with	with	ADP
cblr-2956	553	9	early	early	ADJ
cblr-2956	553	10	offers	offer	NOUN
cblr-2956	553	11	would	would	AUX
cblr-2956	553	12	average	average	VERB
cblr-2956	553	13	$	$	SYM
cblr-2956	553	14	635,840	635,840	NUM
cblr-2956	553	15	per	per	ADP
cblr-2956	553	16	claim	claim	NOUN
cblr-2956	553	17	[	[	X
cblr-2956	553	18	7bb(1	7bb(1	NUM
cblr-2956	553	19	)	)	PUNCT
cblr-2956	553	20	]	]	PUNCT
cblr-2956	553	21	.	.	PUNCT
cblr-2956	554	1	claimants	claimant	NOUN
cblr-2956	554	2	would	would	AUX
cblr-2956	554	3	be	be	AUX
cblr-2956	554	4	paid	pay	VERB
cblr-2956	554	5	on	on	ADP
cblr-2956	554	6	average	average	ADJ
cblr-2956	554	7	2.38	2.38	NUM
cblr-2956	554	8	years	year	NOUN
cblr-2956	554	9	faster	fast	ADV
cblr-2956	554	10	than	than	ADP
cblr-2956	554	11	under	under	ADP
cblr-2956	554	12	tort	tort	NOUN
cblr-2956	554	13	law	law	NOUN
cblr-2956	555	1	[	[	X
cblr-2956	555	2	8bb(1	8bb(1	NUM
cblr-2956	555	3	)	)	PUNCT
cblr-2956	555	4	]	]	X
cblr-2956	555	5	,	,	PUNCT
cblr-2956	555	6	with	with	ADP
cblr-2956	555	7	total	total	ADJ
cblr-2956	555	8	litigation	litigation	NOUN
cblr-2956	555	9	costs	cost	NOUN
cblr-2956	555	10	reduced	reduce	VERB
cblr-2956	555	11	by	by	ADP
cblr-2956	555	12	an	an	DET
cblr-2956	555	13	average	average	NOUN
cblr-2956	555	14	of	of	ADP
cblr-2956	555	15	$	$	SYM
cblr-2956	555	16	197,073	197,073	NUM
cblr-2956	555	17	per	per	ADP
cblr-2956	555	18	claim	claim	NOUN
cblr-2956	555	19	[	[	X
cblr-2956	555	20	15bb(1	15bb(1	NUM
cblr-2956	555	21	)	)	PUNCT
cblr-2956	555	22	]	]	PUNCT
cblr-2956	555	23	.	.	PUNCT
cblr-2956	556	1	on	on	ADP
cblr-2956	556	2	the	the	DET
cblr-2956	556	3	debit	debit	NOUN
cblr-2956	556	4	side	side	NOUN
cblr-2956	556	5	,	,	PUNCT
cblr-2956	556	6	this	this	DET
cblr-2956	556	7	average	average	ADJ
cblr-2956	556	8	payment	payment	NOUN
cblr-2956	556	9	would	would	AUX
cblr-2956	556	10	reduce	reduce	VERB
cblr-2956	556	11	payment	payment	NOUN
cblr-2956	556	12	by	by	ADP
cblr-2956	556	13	$	$	SYM
cblr-2956	556	14	266,501	266,501	NUM
cblr-2956	556	15	per	per	ADP
cblr-2956	556	16	claim	claim	NOUN
cblr-2956	556	17	,	,	PUNCT
cblr-2956	556	18	with	with	ADP
cblr-2956	556	19	only	only	ADV
cblr-2956	556	20	2.26	2.26	NUM
cblr-2956	556	21	percent	percent	NOUN
cblr-2956	556	22	of	of	ADP
cblr-2956	556	23	claimants	claimant	NOUN
cblr-2956	556	24	receiving	receive	VERB
cblr-2956	556	25	more	more	ADV
cblr-2956	556	26	under	under	ADP
cblr-2956	556	27	an	an	DET
cblr-2956	556	28	early	early	ADJ
cblr-2956	556	29	offer	offer	NOUN
cblr-2956	556	30	than	than	ADP
cblr-2956	556	31	under	under	ADP
cblr-2956	556	32	a	a	DET
cblr-2956	556	33	tort	tort	NOUN
cblr-2956	556	34	claim	claim	NOUN
cblr-2956	556	35	[	[	X
cblr-2956	556	36	l8bb(1	l8bb(1	NOUN
cblr-2956	556	37	)	)	PUNCT
cblr-2956	556	38	]	]	PUNCT
cblr-2956	556	39	.	.	PUNCT
cblr-2956	557	1	under	under	ADP
cblr-2956	557	2	a	a	DET
cblr-2956	557	3	minimum	minimum	ADJ
cblr-2956	557	4	payment	payment	NOUN
cblr-2956	557	5	of	of	ADP
cblr-2956	557	6	$	$	SYM
cblr-2956	557	7	250,000	250,000	NUM
cblr-2956	557	8	for	for	ADP
cblr-2956	557	9	severely	severely	ADV
cblr-2956	557	10	injured	injure	VERB
cblr-2956	557	11	claimants	claimant	NOUN
cblr-2956	557	12	,	,	PUNCT
cblr-2956	557	13	the	the	DET
cblr-2956	557	14	percentage	percentage	NOUN
cblr-2956	557	15	of	of	ADP
cblr-2956	557	16	claimants	claimant	NOUN
cblr-2956	557	17	gaining	gain	VERB
cblr-2956	557	18	in	in	ADP
cblr-2956	557	19	compensation	compensation	NOUN
cblr-2956	557	20	rises	rise	VERB
cblr-2956	557	21	from	from	ADP
cblr-2956	557	22	2.26	2.26	NUM
cblr-2956	557	23	percent	percent	NOUN
cblr-2956	557	24	[	[	X
cblr-2956	557	25	18bb(1	18bb(1	NOUN
cblr-2956	557	26	)	)	PUNCT
cblr-2956	557	27	]	]	PUNCT
cblr-2956	557	28	to	to	ADP
cblr-2956	557	29	33.9	33.9	NUM
cblr-2956	557	30	percent	percent	NOUN
cblr-2956	558	1	[	[	X
cblr-2956	558	2	18bf(1	18bf(1	NOUN
cblr-2956	558	3	)	)	PUNCT
cblr-2956	558	4	]	]	PUNCT
cblr-2956	558	5	.	.	PUNCT
cblr-2956	559	1	on	on	ADP
cblr-2956	559	2	the	the	DET
cblr-2956	559	3	other	other	ADJ
cblr-2956	559	4	hand	hand	NOUN
cblr-2956	559	5	,	,	PUNCT
cblr-2956	559	6	the	the	DET
cblr-2956	559	7	number	number	NOUN
cblr-2956	559	8	of	of	ADP
cblr-2956	559	9	such	such	ADJ
cblr-2956	559	10	injury	injury	NOUN
cblr-2956	559	11	cases	case	NOUN
cblr-2956	559	12	receiving	receive	VERB
cblr-2956	559	13	early	early	ADJ
cblr-2956	559	14	offers	offer	NOUN
cblr-2956	559	15	would	would	AUX
cblr-2956	559	16	be	be	AUX
cblr-2956	559	17	reduced	reduce	VERB
cblr-2956	559	18	from	from	ADP
cblr-2956	559	19	398	398	NUM
cblr-2956	559	20	[	[	X
cblr-2956	559	21	18bb(1	18bb(1	NOUN
cblr-2956	559	22	)	)	PUNCT
cblr-2956	559	23	]	]	PUNCT
cblr-2956	559	24	to	to	ADP
cblr-2956	559	25	171	171	NUM
cblr-2956	560	1	[	[	X
cblr-2956	560	2	18bf(1	18bf(1	NOUN
cblr-2956	560	3	)	)	PUNCT
cblr-2956	560	4	]	]	PUNCT
cblr-2956	560	5	,	,	PUNCT
cblr-2956	560	6	with	with	ADP
cblr-2956	560	7	the	the	DET
cblr-2956	560	8	remaining	remain	VERB
cblr-2956	560	9	claimants	claimant	NOUN
cblr-2956	560	10	consigned	consign	VERB
cblr-2956	560	11	to	to	ADP
cblr-2956	560	12	the	the	DET
cblr-2956	560	13	current	current	ADJ
cblr-2956	560	14	tort	tort	NOUN
cblr-2956	560	15	system	system	NOUN
cblr-2956	560	16	.	.	PUNCT
cblr-2956	561	1	here	here	ADV
cblr-2956	561	2	too	too	ADP
cblr-2956	561	3	insurers	insurer	NOUN
cblr-2956	561	4	'	'	PART
cblr-2956	561	5	initial	initial	ADJ
cblr-2956	561	6	dollar	dollar	NOUN
cblr-2956	561	7	reserve	reserve	NOUN
cblr-2956	561	8	allocated	allocate	VERB
cblr-2956	561	9	to	to	PART
cblr-2956	561	10	pay	pay	VERB
cblr-2956	561	11	a	a	DET
cblr-2956	561	12	typical	typical	ADJ
cblr-2956	561	13	claim	claim	NOUN
cblr-2956	561	14	often	often	ADV
cblr-2956	561	15	turns	turn	VERB
cblr-2956	561	16	out	out	ADP
cblr-2956	561	17	to	to	PART
cblr-2956	561	18	underestimate	underestimate	VERB
cblr-2956	561	19	a	a	DET
cblr-2956	561	20	claim	claim	NOUN
cblr-2956	561	21	's	's	PART
cblr-2956	561	22	ultimate	ultimate	ADJ
cblr-2956	561	23	value	value	NOUN
cblr-2956	561	24	.	.	PUNCT
cblr-2956	562	1	as	as	SCONJ
cblr-2956	562	2	opposed	oppose	VERB
cblr-2956	562	3	to	to	PART
cblr-2956	562	4	average	average	ADJ
cblr-2956	562	5	savings	saving	NOUN
cblr-2956	562	6	per	per	ADP
cblr-2956	562	7	case	case	NOUN
cblr-2956	562	8	of	of	ADP
cblr-2956	562	9	$	$	SYM
cblr-2956	562	10	635,840	635,840	NUM
cblr-2956	562	11	using	use	VERB
cblr-2956	562	12	initial	initial	ADJ
cblr-2956	562	13	reserves	reserve	NOUN
cblr-2956	562	14	as	as	ADP
cblr-2956	562	15	the	the	DET
cblr-2956	562	16	base	base	NOUN
cblr-2956	562	17	,	,	PUNCT
cblr-2956	562	18	savings	saving	NOUN
cblr-2956	562	19	would	would	AUX
cblr-2956	562	20	equal	equal	VERB
cblr-2956	562	21	$	$	SYM
cblr-2956	562	22	1,055,544	1,055,544	NUM
cblr-2956	562	23	per	per	ADP
cblr-2956	562	24	case	case	NOUN
cblr-2956	562	25	using	use	VERB
cblr-2956	562	26	final	final	ADJ
cblr-2956	562	27	reserves	reserve	NOUN
cblr-2956	562	28	and	and	CCONJ
cblr-2956	562	29	$	$	SYM
cblr-2956	562	30	893,782	893,782	NUM
cblr-2956	562	31	using	use	VERB
cblr-2956	562	32	actual	actual	ADJ
cblr-2956	562	33	payouts	payout	NOUN
cblr-2956	562	34	respectively	respectively	ADV
cblr-2956	562	35	as	as	ADP
cblr-2956	562	36	the	the	DET
cblr-2956	562	37	base	base	NOUN
cblr-2956	562	38	[	[	X
cblr-2956	562	39	7bb(1)(2)(3	7bb(1)(2)(3	NOUN
cblr-2956	562	40	)	)	PUNCT
cblr-2956	562	41	]	]	PUNCT
cblr-2956	562	42	.	.	PUNCT
cblr-2956	563	1	similarly	similarly	ADV
cblr-2956	563	2	,	,	PUNCT
cblr-2956	563	3	average	average	ADJ
cblr-2956	563	4	litigation	litigation	NOUN
cblr-2956	563	5	costs	cost	NOUN
cblr-2956	563	6	which	which	PRON
cblr-2956	563	7	drop	drop	VERB
cblr-2956	563	8	by	by	ADP
cblr-2956	563	9	$	$	SYM
cblr-2956	563	10	197,073	197,073	NUM
cblr-2956	563	11	per	per	ADP
cblr-2956	563	12	case	case	NOUN
cblr-2956	563	13	based	base	VERB
cblr-2956	563	14	on	on	ADP
cblr-2956	563	15	initial	initial	ADJ
cblr-2956	563	16	reserves	reserve	NOUN
cblr-2956	563	17	drop	drop	VERB
cblr-2956	563	18	by	by	ADP
cblr-2956	563	19	$	$	SYM
cblr-2956	563	20	246,045	246,045	NUM
cblr-2956	563	21	and	and	CCONJ
cblr-2956	563	22	$	$	SYM
cblr-2956	563	23	418,348	418,348	NUM
cblr-2956	563	24	under	under	ADP
cblr-2956	563	25	final	final	ADJ
cblr-2956	563	26	reserves	reserve	NOUN
cblr-2956	563	27	and	and	CCONJ
cblr-2956	563	28	payouts	payout	NOUN
cblr-2956	563	29	respectively	respectively	ADV
cblr-2956	563	30	[	[	X
cblr-2956	563	31	vol	vol	NOUN
cblr-2956	563	32	.	.	PUNCT
cblr-2956	564	1	2008col	2008col	NUM
cblr-2956	564	2	umbia	umbia	NOUN
cblr-2956	564	3	b	b	PROPN
cblr-2956	565	1	usiness	usiness	PROPN
cblr-2956	565	2	la	la	PROPN
cblr-2956	565	3	w	w	PROPN
cblr-2956	565	4	re	re	PROPN
cblr-2956	565	5	vie	vie	PROPN
cblr-2956	565	6	w	w	PROPN
cblr-2956	566	1	[	[	X
cblr-2956	566	2	15bb(1)(2)(3	15bb(1)(2)(3	NUM
cblr-2956	566	3	)	)	PUNCT
cblr-2956	566	4	]	]	PUNCT
cblr-2956	566	5	.	.	PUNCT
cblr-2956	567	1	also	also	ADV
cblr-2956	567	2	,	,	PUNCT
cblr-2956	567	3	the	the	DET
cblr-2956	567	4	number	number	NOUN
cblr-2956	567	5	of	of	ADP
cblr-2956	567	6	injured	injure	VERB
cblr-2956	567	7	patients	patient	NOUN
cblr-2956	567	8	receiving	receive	VERB
cblr-2956	567	9	early	early	ADJ
cblr-2956	567	10	offers	offer	NOUN
cblr-2956	567	11	grows	grow	VERB
cblr-2956	567	12	from	from	ADP
cblr-2956	567	13	457	457	NUM
cblr-2956	567	14	,	,	PUNCT
cblr-2956	567	15	based	base	VERB
cblr-2956	567	16	on	on	ADP
cblr-2956	567	17	initial	initial	ADJ
cblr-2956	567	18	reserve	reserve	NOUN
cblr-2956	567	19	,	,	PUNCT
cblr-2956	567	20	out	out	ADP
cblr-2956	567	21	of	of	ADP
cblr-2956	567	22	the	the	DET
cblr-2956	567	23	possible	possible	ADJ
cblr-2956	567	24	822	822	NUM
cblr-2956	567	25	cases	case	NOUN
cblr-2956	567	26	to	to	ADP
cblr-2956	567	27	789	789	NUM
cblr-2956	567	28	and	and	CCONJ
cblr-2956	567	29	822	822	NUM
cblr-2956	567	30	,	,	PUNCT
cblr-2956	567	31	based	base	VERB
cblr-2956	567	32	on	on	ADP
cblr-2956	567	33	final	final	ADJ
cblr-2956	567	34	reserve	reserve	NOUN
cblr-2956	567	35	and	and	CCONJ
cblr-2956	567	36	payouts	payout	NOUN
cblr-2956	567	37	respectively	respectively	ADV
cblr-2956	567	38	[	[	X
cblr-2956	567	39	7bb(1)(2)(3	7bb(1)(2)(3	NOUN
cblr-2956	567	40	)	)	PUNCT
cblr-2956	567	41	]	]	PUNCT
cblr-2956	567	42	.	.	PUNCT
cblr-2956	568	1	the	the	DET
cblr-2956	568	2	same	same	ADJ
cblr-2956	568	3	is	be	AUX
cblr-2956	568	4	also	also	ADV
cblr-2956	568	5	true	true	ADJ
cblr-2956	568	6	for	for	ADP
cblr-2956	568	7	fatalities	fatality	NOUN
cblr-2956	568	8	and	and	CCONJ
cblr-2956	568	9	for	for	ADP
cblr-2956	568	10	all	all	DET
cblr-2956	568	11	cases	case	NOUN
cblr-2956	568	12	,	,	PUNCT
cblr-2956	568	13	including	include	VERB
cblr-2956	568	14	less	less	ADV
cblr-2956	568	15	serious	serious	ADJ
cblr-2956	568	16	injuries	injury	NOUN
cblr-2956	568	17	.	.	PUNCT
cblr-2956	569	1	for	for	ADP
cblr-2956	569	2	example	example	NOUN
cblr-2956	569	3	,	,	PUNCT
cblr-2956	569	4	for	for	ADP
cblr-2956	569	5	the	the	DET
cblr-2956	569	6	1565	1565	NUM
cblr-2956	569	7	death	death	NOUN
cblr-2956	569	8	cases	case	NOUN
cblr-2956	569	9	,	,	PUNCT
cblr-2956	569	10	the	the	DET
cblr-2956	569	11	average	average	ADJ
cblr-2956	569	12	savings	saving	NOUN
cblr-2956	569	13	per	per	ADP
cblr-2956	569	14	case	case	NOUN
cblr-2956	569	15	would	would	AUX
cblr-2956	569	16	be	be	AUX
cblr-2956	569	17	$	$	SYM
cblr-2956	569	18	417,162	417,162	NUM
cblr-2956	569	19	based	base	VERB
cblr-2956	569	20	on	on	ADP
cblr-2956	569	21	the	the	DET
cblr-2956	569	22	early	early	ADJ
cblr-2956	569	23	reserve	reserve	NOUN
cblr-2956	569	24	and	and	CCONJ
cblr-2956	569	25	$	$	SYM
cblr-2956	569	26	721,914	721,914	NUM
cblr-2956	569	27	based	base	VERB
cblr-2956	569	28	on	on	ADP
cblr-2956	569	29	the	the	DET
cblr-2956	569	30	final	final	ADJ
cblr-2956	569	31	reserve	reserve	NOUN
cblr-2956	570	1	[	[	X
cblr-2956	571	1	7ba(1)(2	7ba(1)(2	NUM
cblr-2956	571	2	)	)	PUNCT
cblr-2956	571	3	]	]	PUNCT
cblr-2956	571	4	,	,	PUNCT
cblr-2956	571	5	with	with	SCONJ
cblr-2956	571	6	average	average	ADJ
cblr-2956	571	7	litigation	litigation	NOUN
cblr-2956	571	8	costs	cost	NOUN
cblr-2956	571	9	per	per	ADP
cblr-2956	571	10	case	case	NOUN
cblr-2956	571	11	reduced	reduce	VERB
cblr-2956	571	12	respectively	respectively	ADV
cblr-2956	571	13	by	by	ADP
cblr-2956	571	14	$	$	SYM
cblr-2956	571	15	136,492	136,492	NUM
cblr-2956	571	16	and	and	CCONJ
cblr-2956	571	17	$	$	SYM
cblr-2956	571	18	187,869	187,869	NUM
cblr-2956	571	19	[	[	NOUN
cblr-2956	571	20	15ba(1)(2	15ba(1)(2	NUM
cblr-2956	571	21	)	)	PUNCT
cblr-2956	571	22	]	]	PUNCT
cblr-2956	571	23	.	.	PUNCT
cblr-2956	572	1	for	for	ADP
cblr-2956	572	2	all	all	DET
cblr-2956	572	3	cases	case	NOUN
cblr-2956	572	4	together	together	ADV
cblr-2956	572	5	,	,	PUNCT
cblr-2956	572	6	i.e.	i.e.	X
cblr-2956	572	7	,	,	PUNCT
cblr-2956	572	8	larger	large	ADJ
cblr-2956	572	9	,	,	PUNCT
cblr-2956	572	10	smaller	small	ADJ
cblr-2956	572	11	and	and	CCONJ
cblr-2956	572	12	of	of	ADP
cblr-2956	572	13	medium	medium	ADJ
cblr-2956	572	14	size	size	NOUN
cblr-2956	572	15	,	,	PUNCT
cblr-2956	572	16	equaling	equal	VERB
cblr-2956	572	17	a	a	DET
cblr-2956	572	18	total	total	NOUN
cblr-2956	572	19	of	of	ADP
cblr-2956	572	20	30,947	30,947	NUM
cblr-2956	572	21	in	in	ADP
cblr-2956	572	22	number	number	NOUN
cblr-2956	572	23	,	,	PUNCT
cblr-2956	572	24	the	the	DET
cblr-2956	572	25	average	average	ADJ
cblr-2956	572	26	savings	saving	NOUN
cblr-2956	572	27	per	per	ADP
cblr-2956	572	28	case	case	NOUN
cblr-2956	572	29	would	would	AUX
cblr-2956	572	30	be	be	AUX
cblr-2956	572	31	$	$	SYM
cblr-2956	572	32	75,227	75,227	NUM
cblr-2956	572	33	based	base	VERB
cblr-2956	572	34	on	on	ADP
cblr-2956	572	35	the	the	DET
cblr-2956	572	36	early	early	ADJ
cblr-2956	572	37	reserve	reserve	NOUN
cblr-2956	572	38	and	and	CCONJ
cblr-2956	572	39	$	$	SYM
cblr-2956	572	40	164,614	164,614	NUM
cblr-2956	572	41	based	base	VERB
cblr-2956	572	42	on	on	ADP
cblr-2956	572	43	the	the	DET
cblr-2956	572	44	final	final	ADJ
cblr-2956	572	45	reserve	reserve	NOUN
cblr-2956	572	46	[	[	X
cblr-2956	572	47	7ae(1)(2	7ae(1)(2	NUM
cblr-2956	572	48	)	)	PUNCT
cblr-2956	572	49	]	]	PUNCT
cblr-2956	572	50	,	,	PUNCT
cblr-2956	572	51	with	with	SCONJ
cblr-2956	572	52	average	average	ADJ
cblr-2956	572	53	litigation	litigation	NOUN
cblr-2956	572	54	costs	cost	NOUN
cblr-2956	572	55	per	per	ADP
cblr-2956	572	56	case	case	NOUN
cblr-2956	572	57	reduced	reduce	VERB
cblr-2956	572	58	respectively	respectively	ADV
cblr-2956	572	59	by	by	ADP
cblr-2956	572	60	$	$	SYM
cblr-2956	572	61	26,885	26,885	NUM
cblr-2956	572	62	and	and	CCONJ
cblr-2956	572	63	$	$	SYM
cblr-2956	572	64	41,561	41,561	NUM
cblr-2956	573	1	[	[	X
cblr-2956	573	2	15ae(1)(2	15ae(1)(2	NUM
cblr-2956	573	3	)	)	PUNCT
cblr-2956	573	4	]	]	PUNCT
cblr-2956	573	5	.	.	PUNCT
cblr-2956	574	1	b.	b.	PROPN
cblr-2956	574	2	claimants	claimants	PROPN
cblr-2956	574	3	also	also	ADV
cblr-2956	574	4	receiving	receive	VERB
cblr-2956	574	5	workers	worker	NOUN
cblr-2956	574	6	'	'	PART
cblr-2956	574	7	compensation	compensation	NOUN
cblr-2956	574	8	turning	turn	VERB
cblr-2956	574	9	next	next	ADV
cblr-2956	574	10	to	to	ADP
cblr-2956	574	11	liability	liability	NOUN
cblr-2956	574	12	cases	case	NOUN
cblr-2956	574	13	brought	bring	VERB
cblr-2956	574	14	against	against	ADP
cblr-2956	574	15	third	third	ADJ
cblr-2956	574	16	parties	party	NOUN
cblr-2956	574	17	by	by	ADP
cblr-2956	574	18	those	those	PRON
cblr-2956	574	19	already	already	ADV
cblr-2956	574	20	paid	pay	VERB
cblr-2956	574	21	by	by	ADP
cblr-2956	574	22	workers	worker	NOUN
cblr-2956	574	23	'	'	PART
cblr-2956	574	24	compensation	compensation	NOUN
cblr-2956	574	25	from	from	ADP
cblr-2956	574	26	their	their	PRON
cblr-2956	574	27	employers	employer	NOUN
cblr-2956	574	28	,	,	PUNCT
cblr-2956	574	29	these	these	DET
cblr-2956	574	30	claims	claim	NOUN
cblr-2956	574	31	constitute	constitute	VERB
cblr-2956	574	32	about	about	ADV
cblr-2956	574	33	20	20	NUM
cblr-2956	574	34	percent	percent	NOUN
cblr-2956	574	35	of	of	ADP
cblr-2956	574	36	all	all	DET
cblr-2956	574	37	product	product	NOUN
cblr-2956	574	38	liability	liability	NOUN
cblr-2956	574	39	claims	claim	NOUN
cblr-2956	574	40	.	.	PUNCT
cblr-2956	575	1	the	the	DET
cblr-2956	575	2	pattern	pattern	NOUN
cblr-2956	575	3	is	be	AUX
cblr-2956	575	4	similar	similar	ADJ
cblr-2956	575	5	to	to	ADP
cblr-2956	575	6	other	other	ADJ
cblr-2956	575	7	liability	liability	NOUN
cblr-2956	575	8	claims	claim	NOUN
cblr-2956	575	9	but	but	CCONJ
cblr-2956	575	10	they	they	PRON
cblr-2956	575	11	are	be	AUX
cblr-2956	575	12	larger	large	ADJ
cblr-2956	575	13	.	.	PUNCT
cblr-2956	576	1	also	also	ADV
cblr-2956	576	2	,	,	PUNCT
cblr-2956	576	3	the	the	DET
cblr-2956	576	4	deductions	deduction	NOUN
cblr-2956	576	5	for	for	ADP
cblr-2956	576	6	collateral	collateral	ADJ
cblr-2956	576	7	services	service	NOUN
cblr-2956	576	8	,	,	PUNCT
cblr-2956	576	9	including	include	VERB
cblr-2956	576	10	by	by	ADP
cblr-2956	576	11	definition	definition	NOUN
cblr-2956	576	12	workers	worker	NOUN
cblr-2956	576	13	'	'	PART
cblr-2956	576	14	compensation	compensation	NOUN
cblr-2956	576	15	benefits	benefit	NOUN
cblr-2956	576	16	,	,	PUNCT
cblr-2956	576	17	we	we	PRON
cblr-2956	576	18	conservatively	conservatively	ADV
cblr-2956	576	19	estimate	estimate	VERB
cblr-2956	576	20	to	to	PART
cblr-2956	576	21	be	be	AUX
cblr-2956	576	22	over	over	ADV
cblr-2956	576	23	twice	twice	ADV
cblr-2956	576	24	as	as	ADV
cblr-2956	576	25	big	big	ADJ
cblr-2956	576	26	(	(	PUNCT
cblr-2956	576	27	60	60	NUM
cblr-2956	576	28	percent	percent	NOUN
cblr-2956	576	29	versus	versus	ADP
cblr-2956	576	30	25	25	NUM
cblr-2956	576	31	percent	percent	NOUN
cblr-2956	576	32	)	)	PUNCT
cblr-2956	576	33	,	,	PUNCT
cblr-2956	576	34	based	base	VERB
cblr-2956	576	35	,	,	PUNCT
cblr-2956	576	36	as	as	SCONJ
cblr-2956	576	37	seen	see	VERB
cblr-2956	576	38	,	,	PUNCT
cblr-2956	576	39	on	on	ADP
cblr-2956	576	40	the	the	DET
cblr-2956	576	41	comparative	comparative	ADJ
cblr-2956	576	42	generosity	generosity	NOUN
cblr-2956	576	43	of	of	ADP
cblr-2956	576	44	workers	worker	NOUN
cblr-2956	576	45	'	'	PART
cblr-2956	576	46	compensation	compensation	NOUN
cblr-2956	576	47	benefits	benefit	NOUN
cblr-2956	576	48	.	.	PUNCT
cblr-2956	577	1	here	here	ADV
cblr-2956	577	2	too	too	ADV
cblr-2956	577	3	one	one	NOUN
cblr-2956	577	4	finds	find	VERB
cblr-2956	577	5	average	average	ADJ
cblr-2956	577	6	savings	saving	NOUN
cblr-2956	577	7	per	per	ADP
cblr-2956	577	8	severe	severe	ADJ
cblr-2956	577	9	injury	injury	NOUN
cblr-2956	577	10	case	case	NOUN
cblr-2956	577	11	of	of	ADP
cblr-2956	577	12	$	$	SYM
cblr-2956	577	13	709,673	709,673	NUM
cblr-2956	577	14	using	use	VERB
cblr-2956	577	15	initial	initial	ADJ
cblr-2956	577	16	reserves	reserve	NOUN
cblr-2956	577	17	as	as	ADP
cblr-2956	577	18	the	the	DET
cblr-2956	577	19	base	base	NOUN
cblr-2956	577	20	,	,	PUNCT
cblr-2956	577	21	but	but	CCONJ
cblr-2956	577	22	using	use	VERB
cblr-2956	577	23	final	final	ADJ
cblr-2956	577	24	reserves	reserve	NOUN
cblr-2956	577	25	they	they	PRON
cblr-2956	577	26	rise	rise	VERB
cblr-2956	577	27	to	to	ADP
cblr-2956	577	28	$	$	SYM
cblr-2956	577	29	1,207,147	1,207,147	NUM
cblr-2956	577	30	per	per	ADP
cblr-2956	577	31	case	case	NOUN
cblr-2956	577	32	[	[	X
cblr-2956	577	33	5bb(1)(2	5bb(1)(2	NUM
cblr-2956	577	34	)	)	PUNCT
cblr-2956	577	35	]	]	PUNCT
cblr-2956	577	36	.	.	PUNCT
cblr-2956	578	1	similarly	similarly	ADV
cblr-2956	578	2	,	,	PUNCT
cblr-2956	578	3	average	average	ADJ
cblr-2956	578	4	litigation	litigation	NOUN
cblr-2956	578	5	costs	cost	NOUN
cblr-2956	578	6	which	which	PRON
cblr-2956	578	7	drop	drop	VERB
cblr-2956	578	8	by	by	ADP
cblr-2956	578	9	$	$	SYM
cblr-2956	578	10	226,551	226,551	NUM
cblr-2956	578	11	per	per	ADP
cblr-2956	578	12	case	case	NOUN
cblr-2956	578	13	based	base	VERB
cblr-2956	578	14	on	on	ADP
cblr-2956	578	15	initial	initial	ADJ
cblr-2956	578	16	reserves	reserve	NOUN
cblr-2956	578	17	drop	drop	VERB
cblr-2956	578	18	by	by	ADP
cblr-2956	578	19	$	$	SYM
cblr-2956	578	20	285,416	285,416	NUM
cblr-2956	578	21	using	use	VERB
cblr-2956	578	22	final	final	ADJ
cblr-2956	578	23	reserves	reserve	NOUN
cblr-2956	579	1	[	[	X
cblr-2956	579	2	14bb(1)(2	14bb(1)(2	NUM
cblr-2956	579	3	)	)	PUNCT
cblr-2956	579	4	]	]	PUNCT
cblr-2956	579	5	.	.	PUNCT
cblr-2956	580	1	delays	delay	NOUN
cblr-2956	580	2	in	in	ADP
cblr-2956	580	3	payment	payment	NOUN
cblr-2956	580	4	are	be	AUX
cblr-2956	580	5	cut	cut	VERB
cblr-2956	580	6	by	by	ADP
cblr-2956	580	7	2.4	2.4	NUM
cblr-2956	580	8	years	year	NOUN
cblr-2956	580	9	[	[	X
cblr-2956	580	10	10bb(1	10bb(1	NUM
cblr-2956	580	11	)	)	PUNCT
cblr-2956	580	12	]	]	PUNCT
cblr-2956	580	13	.	.	PUNCT
cblr-2956	581	1	the	the	DET
cblr-2956	581	2	same	same	ADJ
cblr-2956	581	3	pattern	pattern	NOUN
cblr-2956	581	4	holds	hold	VERB
cblr-2956	581	5	for	for	ADP
cblr-2956	581	6	fatalities	fatality	NOUN
cblr-2956	581	7	and	and	CCONJ
cblr-2956	581	8	for	for	ADP
cblr-2956	581	9	all	all	DET
cblr-2956	581	10	general	general	ADJ
cblr-2956	581	11	liability	liability	NOUN
cblr-2956	581	12	/	/	SYM
cblr-2956	581	13	workers	worker	NOUN
cblr-2956	581	14	'	'	PART
cblr-2956	581	15	compensation	compensation	NOUN
cblr-2956	581	16	cases	case	NOUN
cblr-2956	581	17	,	,	PUNCT
cblr-2956	581	18	including	include	VERB
cblr-2956	581	19	less	less	ADV
cblr-2956	581	20	severe	severe	ADJ
cblr-2956	581	21	injuries	injury	NOUN
cblr-2956	581	22	.	.	PUNCT
cblr-2956	582	1	for	for	ADP
cblr-2956	582	2	example	example	NOUN
cblr-2956	582	3	,	,	PUNCT
cblr-2956	582	4	in	in	ADP
cblr-2956	582	5	death	death	NOUN
cblr-2956	582	6	cases	case	NOUN
cblr-2956	582	7	the	the	DET
cblr-2956	582	8	average	average	ADJ
cblr-2956	582	9	savings	saving	NOUN
cblr-2956	582	10	no	no	NOUN
cblr-2956	582	11	.	.	PUNCT
cblr-2956	583	1	2:4231	2:4231	NUM
cblr-2956	584	1	early	early	ADJ
cblr-2956	584	2	offers	offer	VERB
cblr-2956	584	3	reform	reform	PROPN
cblr-2956	584	4	columbia	columbia	PROPN
cblr-2956	584	5	business	business	PROPN
cblr-2956	584	6	law	law	PROPN
cblr-2956	584	7	review	review	NOUN
cblr-2956	584	8	per	per	ADP
cblr-2956	584	9	case	case	NOUN
cblr-2956	584	10	depending	depend	VERB
cblr-2956	584	11	on	on	ADP
cblr-2956	584	12	the	the	DET
cblr-2956	584	13	base	base	NOUN
cblr-2956	584	14	would	would	AUX
cblr-2956	584	15	be	be	AUX
cblr-2956	584	16	$	$	SYM
cblr-2956	584	17	890,915	890,915	NUM
cblr-2956	584	18	and	and	CCONJ
cblr-2956	584	19	$	$	SYM
cblr-2956	584	20	1,550,422	1,550,422	NUM
cblr-2956	584	21	for	for	ADP
cblr-2956	584	22	early	early	ADJ
cblr-2956	584	23	and	and	CCONJ
cblr-2956	584	24	final	final	ADJ
cblr-2956	584	25	reserves	reserve	NOUN
cblr-2956	584	26	respectively	respectively	ADV
cblr-2956	584	27	[	[	X
cblr-2956	584	28	5ba(1)(2	5ba(1)(2	NUM
cblr-2956	584	29	)	)	PUNCT
cblr-2956	584	30	]	]	PUNCT
cblr-2956	584	31	and	and	CCONJ
cblr-2956	584	32	with	with	SCONJ
cblr-2956	584	33	average	average	ADJ
cblr-2956	584	34	litigation	litigation	NOUN
cblr-2956	584	35	costs	cost	NOUN
cblr-2956	584	36	per	per	ADP
cblr-2956	584	37	case	case	NOUN
cblr-2956	584	38	reduced	reduce	VERB
cblr-2956	584	39	respectively	respectively	ADV
cblr-2956	584	40	by	by	ADP
cblr-2956	584	41	$	$	SYM
cblr-2956	584	42	206,851	206,851	NUM
cblr-2956	584	43	and	and	CCONJ
cblr-2956	584	44	$	$	SYM
cblr-2956	584	45	256,777	256,777	NUM
cblr-2956	584	46	[	[	X
cblr-2956	584	47	14ba(1)(2	14ba(1)(2	NUM
cblr-2956	584	48	)	)	PUNCT
cblr-2956	584	49	]	]	PUNCT
cblr-2956	584	50	.	.	PUNCT
cblr-2956	585	1	for	for	ADP
cblr-2956	585	2	all	all	DET
cblr-2956	585	3	cases	case	NOUN
cblr-2956	585	4	together	together	ADV
cblr-2956	585	5	,	,	PUNCT
cblr-2956	585	6	i.e.	i.e.	X
cblr-2956	585	7	,	,	PUNCT
cblr-2956	585	8	larger	large	ADJ
cblr-2956	585	9	,	,	PUNCT
cblr-2956	585	10	smaller	small	ADJ
cblr-2956	585	11	and	and	CCONJ
cblr-2956	585	12	of	of	ADP
cblr-2956	585	13	medium	medium	ADJ
cblr-2956	585	14	size	size	NOUN
cblr-2956	585	15	,	,	PUNCT
cblr-2956	585	16	the	the	DET
cblr-2956	585	17	average	average	ADJ
cblr-2956	585	18	savings	saving	NOUN
cblr-2956	585	19	per	per	ADP
cblr-2956	585	20	case	case	NOUN
cblr-2956	585	21	would	would	AUX
cblr-2956	585	22	be	be	AUX
cblr-2956	585	23	$	$	SYM
cblr-2956	585	24	348,954	348,954	NUM
cblr-2956	585	25	based	base	VERB
cblr-2956	585	26	on	on	ADP
cblr-2956	585	27	the	the	DET
cblr-2956	585	28	early	early	ADJ
cblr-2956	585	29	reserve	reserve	NOUN
cblr-2956	585	30	and	and	CCONJ
cblr-2956	585	31	$	$	SYM
cblr-2956	585	32	589,140	589,140	NUM
cblr-2956	585	33	based	base	VERB
cblr-2956	585	34	on	on	ADP
cblr-2956	585	35	the	the	DET
cblr-2956	585	36	final	final	ADJ
cblr-2956	585	37	reserve	reserve	NOUN
cblr-2956	585	38	[	[	X
cblr-2956	585	39	5ae(1)(2	5ae(1)(2	NUM
cblr-2956	585	40	)	)	PUNCT
cblr-2956	585	41	]	]	PUNCT
cblr-2956	585	42	,	,	PUNCT
cblr-2956	585	43	with	with	ADP
cblr-2956	585	44	average	average	ADJ
cblr-2956	585	45	litigation	litigation	NOUN
cblr-2956	585	46	costs	cost	NOUN
cblr-2956	585	47	per	per	ADP
cblr-2956	585	48	case	case	NOUN
cblr-2956	585	49	reduced	reduce	VERB
cblr-2956	585	50	respectively	respectively	ADV
cblr-2956	585	51	by	by	ADP
cblr-2956	585	52	$	$	SYM
cblr-2956	585	53	97,754	97,754	NUM
cblr-2956	585	54	and	and	CCONJ
cblr-2956	585	55	$	$	SYM
cblr-2956	585	56	123,964	123,964	NUM
cblr-2956	585	57	[	[	X
cblr-2956	585	58	14ae(1)(2	14ae(1)(2	NUM
cblr-2956	585	59	)	)	PUNCT
cblr-2956	585	60	]	]	PUNCT
cblr-2956	585	61	.	.	PUNCT
cblr-2956	586	1	7	7	X
cblr-2956	586	2	.	.	PUNCT
cblr-2956	586	3	effects	effect	NOUN
cblr-2956	586	4	on	on	ADP
cblr-2956	586	5	the	the	DET
cblr-2956	586	6	number	number	NOUN
cblr-2956	586	7	of	of	ADP
cblr-2956	586	8	claims	claim	NOUN
cblr-2956	586	9	and	and	CCONJ
cblr-2956	586	10	deterrence	deterrence	NOUN
cblr-2956	586	11	will	will	AUX
cblr-2956	586	12	more	more	ADV
cblr-2956	586	13	or	or	CCONJ
cblr-2956	586	14	fewer	few	ADJ
cblr-2956	586	15	claims	claim	NOUN
cblr-2956	586	16	be	be	AUX
cblr-2956	586	17	paid	pay	VERB
cblr-2956	586	18	under	under	ADP
cblr-2956	586	19	an	an	DET
cblr-2956	586	20	early	early	ADJ
cblr-2956	586	21	offers	offer	NOUN
cblr-2956	586	22	regime	regime	NOUN
cblr-2956	586	23	?	?	PUNCT
cblr-2956	587	1	one	one	NUM
cblr-2956	587	2	is	be	AUX
cblr-2956	587	3	not	not	PART
cblr-2956	587	4	able	able	ADJ
cblr-2956	587	5	to	to	PART
cblr-2956	587	6	answer	answer	VERB
cblr-2956	587	7	this	this	DET
cblr-2956	587	8	question	question	NOUN
cblr-2956	587	9	partly	partly	ADV
cblr-2956	587	10	because	because	SCONJ
cblr-2956	587	11	the	the	DET
cblr-2956	587	12	texas	texas	PROPN
cblr-2956	587	13	data	datum	NOUN
cblr-2956	587	14	are	be	AUX
cblr-2956	587	15	limited	limit	VERB
cblr-2956	587	16	to	to	ADP
cblr-2956	587	17	paid	pay	VERB
cblr-2956	587	18	claims	claim	NOUN
cblr-2956	587	19	,	,	PUNCT
cblr-2956	587	20	so	so	SCONJ
cblr-2956	587	21	one	one	PRON
cblr-2956	587	22	does	do	AUX
cblr-2956	587	23	not	not	PART
cblr-2956	587	24	have	have	VERB
cblr-2956	587	25	a	a	DET
cblr-2956	587	26	basis	basis	NOUN
cblr-2956	587	27	for	for	ADP
cblr-2956	587	28	analyzing	analyze	VERB
cblr-2956	587	29	the	the	DET
cblr-2956	587	30	number	number	NOUN
cblr-2956	587	31	of	of	ADP
cblr-2956	587	32	claims	claim	NOUN
cblr-2956	587	33	unpaid	unpaid	VERB
cblr-2956	587	34	at	at	ADP
cblr-2956	587	35	common	common	ADJ
cblr-2956	587	36	law	law	NOUN
cblr-2956	587	37	that	that	PRON
cblr-2956	587	38	are	be	AUX
cblr-2956	587	39	likely	likely	ADV
cblr-2956	587	40	payable	payable	ADJ
cblr-2956	587	41	by	by	ADP
cblr-2956	587	42	early	early	ADJ
cblr-2956	587	43	offers	offer	NOUN
cblr-2956	587	44	.	.	PUNCT
cblr-2956	588	1	in	in	ADP
cblr-2956	588	2	this	this	DET
cblr-2956	588	3	section	section	NOUN
cblr-2956	588	4	,	,	PUNCT
cblr-2956	588	5	we	we	PRON
cblr-2956	588	6	discuss	discuss	VERB
cblr-2956	588	7	some	some	PRON
cblr-2956	588	8	of	of	ADP
cblr-2956	588	9	the	the	DET
cblr-2956	588	10	issues	issue	NOUN
cblr-2956	588	11	that	that	PRON
cblr-2956	588	12	affect	affect	VERB
cblr-2956	588	13	the	the	DET
cblr-2956	588	14	number	number	NOUN
cblr-2956	588	15	of	of	ADP
cblr-2956	588	16	claims	claim	NOUN
cblr-2956	588	17	under	under	ADP
cblr-2956	588	18	early	early	ADJ
cblr-2956	588	19	offers	offer	NOUN
cblr-2956	588	20	relative	relative	ADJ
cblr-2956	588	21	to	to	ADP
cblr-2956	588	22	the	the	DET
cblr-2956	588	23	number	number	NOUN
cblr-2956	588	24	of	of	ADP
cblr-2956	588	25	claims	claim	NOUN
cblr-2956	588	26	under	under	ADP
cblr-2956	588	27	the	the	DET
cblr-2956	588	28	current	current	ADJ
cblr-2956	588	29	tort	tort	NOUN
cblr-2956	588	30	regime	regime	NOUN
cblr-2956	588	31	.	.	PUNCT
cblr-2956	589	1	from	from	ADP
cblr-2956	589	2	the	the	DET
cblr-2956	589	3	standpoint	standpoint	NOUN
cblr-2956	589	4	of	of	ADP
cblr-2956	589	5	defendants	defendant	NOUN
cblr-2956	589	6	'	'	PART
cblr-2956	589	7	incentives	incentive	NOUN
cblr-2956	589	8	,	,	PUNCT
cblr-2956	589	9	compared	compare	VERB
cblr-2956	589	10	to	to	ADP
cblr-2956	589	11	the	the	DET
cblr-2956	589	12	present	present	ADJ
cblr-2956	589	13	system	system	NOUN
cblr-2956	589	14	,	,	PUNCT
cblr-2956	589	15	the	the	DET
cblr-2956	589	16	early	early	ADJ
cblr-2956	589	17	offer	offer	NOUN
cblr-2956	589	18	regime	regime	NOUN
cblr-2956	589	19	will	will	AUX
cblr-2956	589	20	reduce	reduce	VERB
cblr-2956	589	21	the	the	DET
cblr-2956	589	22	costs	cost	NOUN
cblr-2956	589	23	of	of	ADP
cblr-2956	589	24	settling	settle	VERB
cblr-2956	589	25	a	a	DET
cblr-2956	589	26	claim	claim	NOUN
cblr-2956	589	27	,	,	PUNCT
cblr-2956	589	28	including	include	VERB
cblr-2956	589	29	defense	defense	NOUN
cblr-2956	589	30	costs	cost	NOUN
cblr-2956	589	31	.	.	PUNCT
cblr-2956	590	1	claimants	claimant	NOUN
cblr-2956	590	2	will	will	AUX
cblr-2956	590	3	also	also	ADV
cblr-2956	590	4	be	be	AUX
cblr-2956	590	5	more	more	ADV
cblr-2956	590	6	willing	willing	ADJ
cblr-2956	590	7	to	to	PART
cblr-2956	590	8	settle	settle	VERB
cblr-2956	590	9	than	than	ADP
cblr-2956	590	10	under	under	ADP
cblr-2956	590	11	the	the	DET
cblr-2956	590	12	present	present	ADJ
cblr-2956	590	13	regime	regime	NOUN
cblr-2956	590	14	so	so	SCONJ
cblr-2956	590	15	that	that	SCONJ
cblr-2956	590	16	in	in	ADP
cblr-2956	590	17	terms	term	NOUN
cblr-2956	590	18	of	of	ADP
cblr-2956	590	19	the	the	DET
cblr-2956	590	20	theoretical	theoretical	ADJ
cblr-2956	590	21	structure	structure	NOUN
cblr-2956	590	22	of	of	ADP
cblr-2956	590	23	the	the	DET
cblr-2956	590	24	settlement	settlement	NOUN
cblr-2956	590	25	process	process	NOUN
cblr-2956	590	26	,	,	PUNCT
cblr-2956	590	27	settlement	settlement	NOUN
cblr-2956	590	28	of	of	ADP
cblr-2956	590	29	any	any	DET
cblr-2956	590	30	given	give	VERB
cblr-2956	590	31	claim	claim	NOUN
cblr-2956	590	32	should	should	AUX
cblr-2956	590	33	be	be	AUX
cblr-2956	590	34	more	more	ADV
cblr-2956	590	35	likely	likely	ADJ
cblr-2956	590	36	than	than	ADP
cblr-2956	590	37	at	at	ADP
cblr-2956	590	38	present	present	NOUN
cblr-2956	590	39	.	.	PUNCT
cblr-2956	591	1	but	but	CCONJ
cblr-2956	591	2	a	a	DET
cblr-2956	591	3	premise	premise	NOUN
cblr-2956	591	4	of	of	ADP
cblr-2956	591	5	the	the	DET
cblr-2956	591	6	early	early	ADJ
cblr-2956	591	7	offer	offer	NOUN
cblr-2956	591	8	regime	regime	NOUN
cblr-2956	591	9	is	be	AUX
cblr-2956	591	10	that	that	SCONJ
cblr-2956	591	11	defendants	defendant	NOUN
cblr-2956	591	12	are	be	AUX
cblr-2956	591	13	not	not	PART
cblr-2956	591	14	required	require	VERB
cblr-2956	591	15	to	to	PART
cblr-2956	591	16	make	make	VERB
cblr-2956	591	17	an	an	DET
cblr-2956	591	18	offer	offer	NOUN
cblr-2956	591	19	for	for	ADP
cblr-2956	591	20	any	any	DET
cblr-2956	591	21	claim	claim	NOUN
cblr-2956	591	22	,	,	PUNCT
cblr-2956	591	23	including	include	VERB
cblr-2956	591	24	claims	claim	NOUN
cblr-2956	591	25	not	not	PART
cblr-2956	591	26	likely	likely	ADJ
cblr-2956	591	27	to	to	PART
cblr-2956	591	28	be	be	AUX
cblr-2956	591	29	paid	pay	VERB
cblr-2956	591	30	now	now	ADV
cblr-2956	591	31	.	.	PUNCT
cblr-2956	592	1	data	datum	NOUN
cblr-2956	592	2	other	other	ADJ
cblr-2956	592	3	than	than	ADP
cblr-2956	592	4	our	our	PRON
cblr-2956	592	5	own	own	ADJ
cblr-2956	592	6	indicate	indicate	VERB
cblr-2956	592	7	that	that	SCONJ
cblr-2956	592	8	some	some	DET
cblr-2956	592	9	60	60	NUM
cblr-2956	592	10	percent	percent	NOUN
cblr-2956	592	11	of	of	ADP
cblr-2956	592	12	medical	medical	ADJ
cblr-2956	592	13	malpractice	malpractice	NOUN
cblr-2956	592	14	claims	claim	NOUN
cblr-2956	592	15	now	now	ADV
cblr-2956	592	16	brought	bring	VERB
cblr-2956	592	17	are	be	AUX
cblr-2956	592	18	closed	close	VERB
cblr-2956	592	19	without	without	ADP
cblr-2956	592	20	payment.2	payment.2	NOUN
cblr-2956	592	21	our	our	PRON
cblr-2956	592	22	sample	sample	NOUN
cblr-2956	592	23	shows	show	NOUN
cblr-2956	592	24	,	,	PUNCT
cblr-2956	592	25	for	for	ADP
cblr-2956	592	26	example	example	NOUN
cblr-2956	592	27	,	,	PUNCT
cblr-2956	592	28	that	that	SCONJ
cblr-2956	592	29	25	25	NUM
cblr-2956	592	30	percent	percent	NOUN
cblr-2956	592	31	of	of	ADP
cblr-2956	592	32	all	all	DET
cblr-2956	592	33	cases	case	NOUN
cblr-2956	592	34	now	now	ADV
cblr-2956	592	35	being	be	AUX
cblr-2956	592	36	paid	pay	VERB
cblr-2956	592	37	will	will	AUX
cblr-2956	592	38	not	not	PART
cblr-2956	592	39	lead	lead	VERB
cblr-2956	592	40	insurers	insurer	NOUN
cblr-2956	592	41	to	to	PART
cblr-2956	592	42	make	make	VERB
cblr-2956	592	43	an	an	DET
cblr-2956	592	44	early	early	ADJ
cblr-2956	592	45	offer	offer	NOUN
cblr-2956	592	46	based	base	VERB
cblr-2956	592	47	on	on	ADP
cblr-2956	592	48	the	the	DET
cblr-2956	592	49	analysis	analysis	NOUN
cblr-2956	592	50	using	use	VERB
cblr-2956	592	51	initial	initial	ADJ
cblr-2956	592	52	reserves	reserve	NOUN
cblr-2956	592	53	[	[	X
cblr-2956	592	54	3ae(1	3ae(1	NUM
cblr-2956	592	55	)	)	PUNCT
cblr-2956	592	56	]	]	X
cblr-2956	592	57	;	;	PUNCT
cblr-2956	592	58	(	(	PUNCT
cblr-2956	592	59	29,915	29,915	NUM
cblr-2956	592	60	+	+	CCONJ
cblr-2956	592	61	39,553	39,553	NUM
cblr-2956	592	62	=	=	SYM
cblr-2956	592	63	0.756	0.756	NUM
cblr-2956	592	64	)	)	PUNCT
cblr-2956	592	65	.	.	PUNCT
cblr-2956	593	1	(	(	PUNCT
cblr-2956	593	2	if	if	SCONJ
cblr-2956	593	3	early	early	ADJ
cblr-2956	593	4	offers	offer	NOUN
cblr-2956	593	5	are	be	AUX
cblr-2956	593	6	calculated	calculate	VERB
cblr-2956	593	7	on	on	ADP
cblr-2956	593	8	the	the	DET
cblr-2956	593	9	basis	basis	NOUN
cblr-2956	593	10	of	of	ADP
cblr-2956	593	11	final	final	ADJ
cblr-2956	593	12	22	22	NUM
cblr-2956	593	13	don	don	NOUN
cblr-2956	593	14	dewees	dewee	NOUN
cblr-2956	593	15	et	et	PROPN
cblr-2956	593	16	al	al	PROPN
cblr-2956	593	17	.	.	PROPN
cblr-2956	593	18	,	,	PUNCT
cblr-2956	593	19	exploring	explore	VERB
cblr-2956	593	20	the	the	DET
cblr-2956	593	21	domain	domain	NOUN
cblr-2956	593	22	of	of	ADP
cblr-2956	593	23	accident	accident	NOUN
cblr-2956	593	24	law	law	NOUN
cblr-2956	593	25	:	:	PUNCT
cblr-2956	593	26	taking	take	VERB
cblr-2956	593	27	the	the	DET
cblr-2956	593	28	facts	fact	NOUN
cblr-2956	593	29	seriously	seriously	ADV
cblr-2956	593	30	425	425	NUM
cblr-2956	593	31	(	(	PUNCT
cblr-2956	593	32	1996	1996	NUM
cblr-2956	593	33	)	)	PUNCT
cblr-2956	593	34	.	.	PUNCT
cblr-2956	594	1	[	[	X
cblr-2956	594	2	vol	vol	NOUN
cblr-2956	594	3	.	.	NOUN
cblr-2956	594	4	2008	2008	NUM
cblr-2956	594	5	reserves	reserve	NOUN
cblr-2956	594	6	or	or	CCONJ
cblr-2956	594	7	actual	actual	ADJ
cblr-2956	594	8	payout	payout	NOUN
cblr-2956	594	9	,	,	PUNCT
cblr-2956	594	10	the	the	DET
cblr-2956	594	11	percentage	percentage	NOUN
cblr-2956	594	12	of	of	ADP
cblr-2956	594	13	claims	claim	NOUN
cblr-2956	594	14	now	now	ADV
cblr-2956	594	15	paid	pay	VERB
cblr-2956	594	16	that	that	PRON
cblr-2956	594	17	would	would	AUX
cblr-2956	594	18	also	also	ADV
cblr-2956	594	19	be	be	AUX
cblr-2956	594	20	paid	pay	VERB
cblr-2956	594	21	under	under	ADP
cblr-2956	594	22	early	early	ADJ
cblr-2956	594	23	offers	offer	NOUN
cblr-2956	594	24	rises	rise	VERB
cblr-2956	594	25	to	to	ADP
cblr-2956	594	26	98	98	NUM
cblr-2956	594	27	percent	percent	NOUN
cblr-2956	594	28	and	and	CCONJ
cblr-2956	594	29	100	100	NUM
cblr-2956	594	30	percent	percent	NOUN
cblr-2956	594	31	respectively	respectively	ADV
cblr-2956	594	32	[	[	X
cblr-2956	594	33	3ae(2)(3	3ae(2)(3	NUM
cblr-2956	594	34	)	)	PUNCT
cblr-2956	594	35	]	]	PUNCT
cblr-2956	594	36	.	.	PUNCT
cblr-2956	594	37	)	)	PUNCT
cblr-2956	595	1	a	a	DET
cblr-2956	595	2	key	key	ADJ
cblr-2956	595	3	factor	factor	NOUN
cblr-2956	595	4	that	that	PRON
cblr-2956	595	5	will	will	AUX
cblr-2956	595	6	affect	affect	VERB
cblr-2956	595	7	the	the	DET
cblr-2956	595	8	attractiveness	attractiveness	NOUN
cblr-2956	595	9	of	of	ADP
cblr-2956	595	10	making	make	VERB
cblr-2956	595	11	early	early	ADJ
cblr-2956	595	12	offers	offer	NOUN
cblr-2956	595	13	would	would	AUX
cblr-2956	595	14	be	be	AUX
cblr-2956	595	15	high	high	ADJ
cblr-2956	595	16	litigation	litigation	NOUN
cblr-2956	595	17	costs	cost	NOUN
cblr-2956	595	18	,	,	PUNCT
cblr-2956	595	19	especially	especially	ADV
cblr-2956	595	20	for	for	ADP
cblr-2956	595	21	severe	severe	ADJ
cblr-2956	595	22	non	non	ADJ
cblr-2956	595	23	-	-	ADJ
cblr-2956	595	24	fatal	fatal	ADJ
cblr-2956	595	25	injuries	injury	NOUN
cblr-2956	595	26	[	[	X
cblr-2956	595	27	12bb(1)(2)(3	12bb(1)(2)(3	NOUN
cblr-2956	595	28	)	)	PUNCT
cblr-2956	595	29	]	]	PUNCT
cblr-2956	595	30	,	,	PUNCT
cblr-2956	595	31	as	as	SCONJ
cblr-2956	595	32	discussed	discuss	VERB
cblr-2956	595	33	in	in	ADP
cblr-2956	595	34	section	section	NOUN
cblr-2956	595	35	3b	3b	NUM
cblr-2956	595	36	.	.	PUNCT
cblr-2956	596	1	if	if	SCONJ
cblr-2956	596	2	any	any	DET
cblr-2956	596	3	claim	claim	NOUN
cblr-2956	596	4	is	be	AUX
cblr-2956	596	5	severe	severe	ADJ
cblr-2956	596	6	enough	enough	ADV
cblr-2956	596	7	that	that	SCONJ
cblr-2956	596	8	defense	defense	NOUN
cblr-2956	596	9	costs	cost	NOUN
cblr-2956	596	10	,	,	PUNCT
cblr-2956	596	11	coupled	couple	VERB
cblr-2956	596	12	with	with	ADP
cblr-2956	596	13	even	even	ADV
cblr-2956	596	14	a	a	DET
cblr-2956	596	15	relatively	relatively	ADV
cblr-2956	596	16	small	small	ADJ
cblr-2956	596	17	risk	risk	NOUN
cblr-2956	596	18	of	of	ADP
cblr-2956	596	19	an	an	DET
cblr-2956	596	20	adverse	adverse	ADJ
cblr-2956	596	21	verdict	verdict	NOUN
cblr-2956	596	22	,	,	PUNCT
cblr-2956	596	23	exceed	exceed	VERB
cblr-2956	596	24	the	the	DET
cblr-2956	596	25	claimant	claimant	NOUN
cblr-2956	596	26	's	's	PART
cblr-2956	596	27	net	net	ADJ
cblr-2956	596	28	economic	economic	ADJ
cblr-2956	596	29	loss	loss	NOUN
cblr-2956	596	30	,	,	PUNCT
cblr-2956	596	31	an	an	DET
cblr-2956	596	32	early	early	ADJ
cblr-2956	596	33	offer	offer	NOUN
cblr-2956	596	34	might	might	AUX
cblr-2956	596	35	be	be	AUX
cblr-2956	596	36	forthcoming	forthcoming	ADJ
cblr-2956	596	37	.	.	PUNCT
cblr-2956	597	1	but	but	CCONJ
cblr-2956	597	2	insurers	insurer	NOUN
cblr-2956	597	3	may	may	AUX
cblr-2956	597	4	be	be	AUX
cblr-2956	597	5	reluctant	reluctant	ADJ
cblr-2956	597	6	to	to	PART
cblr-2956	597	7	make	make	VERB
cblr-2956	597	8	offers	offer	NOUN
cblr-2956	597	9	based	base	VERB
cblr-2956	597	10	primarily	primarily	ADV
cblr-2956	597	11	on	on	ADP
cblr-2956	597	12	avoiding	avoid	VERB
cblr-2956	597	13	defense	defense	NOUN
cblr-2956	597	14	costs	cost	NOUN
cblr-2956	597	15	because	because	SCONJ
cblr-2956	597	16	that	that	PRON
cblr-2956	597	17	may	may	AUX
cblr-2956	597	18	affect	affect	VERB
cblr-2956	597	19	their	their	PRON
cblr-2956	597	20	bargaining	bargaining	NOUN
cblr-2956	597	21	position	position	NOUN
cblr-2956	597	22	for	for	ADP
cblr-2956	597	23	other	other	ADJ
cblr-2956	597	24	claims	claim	NOUN
cblr-2956	597	25	.	.	PUNCT
cblr-2956	598	1	on	on	ADP
cblr-2956	598	2	the	the	DET
cblr-2956	598	3	other	other	ADJ
cblr-2956	598	4	hand	hand	NOUN
cblr-2956	598	5	,	,	PUNCT
cblr-2956	598	6	two	two	NUM
cblr-2956	598	7	informal	informal	ADJ
cblr-2956	598	8	estimates	estimate	NOUN
cblr-2956	598	9	by	by	ADP
cblr-2956	598	10	medical	medical	ADJ
cblr-2956	598	11	malpractice	malpractice	NOUN
cblr-2956	598	12	defense	defense	NOUN
cblr-2956	598	13	counsel	counsel	NOUN
cblr-2956	598	14	,	,	PUNCT
cblr-2956	598	15	one	one	NUM
cblr-2956	598	16	in	in	ADP
cblr-2956	598	17	a	a	DET
cblr-2956	598	18	big	big	ADJ
cblr-2956	598	19	firm	firm	NOUN
cblr-2956	598	20	,	,	PUNCT
cblr-2956	598	21	the	the	DET
cblr-2956	598	22	other	other	ADJ
cblr-2956	598	23	in	in	ADP
cblr-2956	598	24	a	a	DET
cblr-2956	598	25	small	small	ADJ
cblr-2956	598	26	one	one	NOUN
cblr-2956	598	27	,	,	PUNCT
cblr-2956	598	28	indicate	indicate	VERB
cblr-2956	598	29	they	they	PRON
cblr-2956	598	30	.	.	PUNCT
cblr-2956	599	1	would	would	AUX
cblr-2956	599	2	be	be	AUX
cblr-2956	599	3	inclined	incline	VERB
cblr-2956	599	4	to	to	PART
cblr-2956	599	5	recommend	recommend	VERB
cblr-2956	599	6	early	early	ADJ
cblr-2956	599	7	offers	offer	NOUN
cblr-2956	599	8	in	in	ADP
cblr-2956	599	9	about	about	ADV
cblr-2956	599	10	80	80	NUM
cblr-2956	599	11	percent	percent	NOUN
cblr-2956	599	12	of	of	ADP
cblr-2956	599	13	the	the	DET
cblr-2956	599	14	cases	case	NOUN
cblr-2956	599	15	they	they	PRON
cblr-2956	599	16	were	be	AUX
cblr-2956	599	17	currently	currently	ADV
cblr-2956	599	18	defending.23	defending.23	VERB
cblr-2956	599	19	from	from	ADP
cblr-2956	599	20	the	the	DET
cblr-2956	599	21	claimant	claimant	NOUN
cblr-2956	599	22	's	's	PART
cblr-2956	599	23	perspective	perspective	NOUN
cblr-2956	599	24	,	,	PUNCT
cblr-2956	599	25	any	any	DET
cblr-2956	599	26	claim	claim	NOUN
cblr-2956	599	27	not	not	PART
cblr-2956	599	28	likely	likely	ADJ
cblr-2956	599	29	to	to	PART
cblr-2956	599	30	have	have	AUX
cblr-2956	599	31	been	be	AUX
cblr-2956	599	32	initiated	initiate	VERB
cblr-2956	599	33	prior	prior	ADV
cblr-2956	599	34	to	to	ADP
cblr-2956	599	35	the	the	DET
cblr-2956	599	36	early	early	ADJ
cblr-2956	599	37	offer	offer	NOUN
cblr-2956	599	38	regime	regime	NOUN
cblr-2956	599	39	where	where	SCONJ
cblr-2956	599	40	the	the	DET
cblr-2956	599	41	claimant	claimant	NOUN
cblr-2956	599	42	's	's	PART
cblr-2956	599	43	attorney	attorney	NOUN
cblr-2956	599	44	received	receive	VERB
cblr-2956	599	45	a	a	DET
cblr-2956	599	46	one	one	NUM
cblr-2956	599	47	-	-	PUNCT
cblr-2956	599	48	third	third	NOUN
cblr-2956	599	49	share	share	NOUN
cblr-2956	599	50	of	of	ADP
cblr-2956	599	51	a	a	DET
cblr-2956	599	52	full	full	ADJ
cblr-2956	599	53	award	award	NOUN
cblr-2956	599	54	can	can	AUX
cblr-2956	599	55	be	be	AUX
cblr-2956	599	56	seen	see	VERB
cblr-2956	599	57	as	as	ADP
cblr-2956	599	58	relatively	relatively	ADV
cblr-2956	599	59	unattractive	unattractive	ADJ
cblr-2956	599	60	when	when	SCONJ
cblr-2956	599	61	the	the	DET
cblr-2956	599	62	payment	payment	NOUN
cblr-2956	599	63	of	of	ADP
cblr-2956	599	64	legal	legal	ADJ
cblr-2956	599	65	fees	fee	NOUN
cblr-2956	599	66	is	be	AUX
cblr-2956	599	67	limited	limit	VERB
cblr-2956	599	68	to	to	ADP
cblr-2956	599	69	10	10	NUM
cblr-2956	599	70	percent	percent	NOUN
cblr-2956	599	71	of	of	ADP
cblr-2956	599	72	only	only	ADV
cblr-2956	599	73	the	the	DET
cblr-2956	599	74	economic	economic	ADJ
cblr-2956	599	75	loss	loss	NOUN
cblr-2956	599	76	.	.	PUNCT
cblr-2956	600	1	the	the	DET
cblr-2956	600	2	main	main	ADJ
cblr-2956	600	3	offsetting	offset	VERB
cblr-2956	600	4	influence	influence	NOUN
cblr-2956	600	5	is	be	AUX
cblr-2956	600	6	that	that	SCONJ
cblr-2956	600	7	payments	payment	NOUN
cblr-2956	600	8	to	to	ADP
cblr-2956	600	9	attorneys	attorney	NOUN
cblr-2956	600	10	will	will	AUX
cblr-2956	600	11	be	be	AUX
cblr-2956	600	12	more	more	ADV
cblr-2956	600	13	immediate	immediate	ADJ
cblr-2956	600	14	and	and	CCONJ
cblr-2956	600	15	entail	entail	VERB
cblr-2956	600	16	less	less	ADJ
cblr-2956	600	17	work	work	NOUN
cblr-2956	600	18	.	.	PUNCT
cblr-2956	601	1	on	on	ADP
cblr-2956	601	2	this	this	DET
cblr-2956	601	3	subject	subject	NOUN
cblr-2956	601	4	of	of	ADP
cblr-2956	601	5	more	more	ADJ
cblr-2956	601	6	claims	claim	NOUN
cblr-2956	601	7	under	under	ADP
cblr-2956	601	8	early	early	ADJ
cblr-2956	601	9	offers	offer	NOUN
cblr-2956	601	10	,	,	PUNCT
cblr-2956	601	11	it	it	PRON
cblr-2956	601	12	is	be	AUX
cblr-2956	601	13	important	important	ADJ
cblr-2956	601	14	to	to	PART
cblr-2956	601	15	re	re	VERB
cblr-2956	601	16	-	-	VERB
cblr-2956	601	17	emplasize	emplasize	VERB
cblr-2956	601	18	that	that	SCONJ
cblr-2956	601	19	a	a	DET
cblr-2956	601	20	key	key	ADJ
cblr-2956	601	21	premise	premise	NOUN
cblr-2956	601	22	of	of	ADP
cblr-2956	601	23	an	an	DET
cblr-2956	601	24	early	early	ADJ
cblr-2956	601	25	offer	offer	NOUN
cblr-2956	601	26	regime	regime	NOUN
cblr-2956	601	27	is	be	AUX
cblr-2956	601	28	to	to	PART
cblr-2956	601	29	make	make	VERB
cblr-2956	601	30	better	well	ADJ
cblr-2956	601	31	use	use	NOUN
cblr-2956	601	32	of	of	ADP
cblr-2956	601	33	product	product	NOUN
cblr-2956	601	34	liability	liability	NOUN
cblr-2956	601	35	dollars	dollar	NOUN
cblr-2956	601	36	now	now	ADV
cblr-2956	601	37	being	be	AUX
cblr-2956	601	38	expended	expend	VERB
cblr-2956	601	39	,	,	PUNCT
cblr-2956	601	40	not	not	PART
cblr-2956	601	41	to	to	PART
cblr-2956	601	42	increase	increase	VERB
cblr-2956	601	43	them	they	PRON
cblr-2956	601	44	.	.	PUNCT
cblr-2956	602	1	the	the	DET
cblr-2956	602	2	issue	issue	NOUN
cblr-2956	602	3	of	of	ADP
cblr-2956	602	4	more	more	ADJ
cblr-2956	602	5	-	-	PUNCT
cblr-2956	602	6	or	or	CCONJ
cblr-2956	602	7	fewer	few	ADJ
cblr-2956	602	8	-	-	PUNCT
cblr-2956	602	9	claims	claim	NOUN
cblr-2956	602	10	,	,	PUNCT
cblr-2956	602	11	along	along	ADP
cblr-2956	602	12	with	with	ADP
cblr-2956	602	13	reduced	reduced	ADJ
cblr-2956	602	14	costs	cost	NOUN
cblr-2956	602	15	,	,	PUNCT
cblr-2956	602	16	raises	raise	VERB
cblr-2956	602	17	the	the	DET
cblr-2956	602	18	question	question	NOUN
cblr-2956	602	19	of	of	ADP
cblr-2956	602	20	whether	whether	SCONJ
cblr-2956	602	21	there	there	PRON
cblr-2956	602	22	will	will	AUX
cblr-2956	602	23	be	be	AUX
cblr-2956	602	24	more	more	ADV
cblr-2956	602	25	or	or	CCONJ
cblr-2956	602	26	less	less	ADJ
cblr-2956	602	27	deterrence	deterrence	NOUN
cblr-2956	602	28	of	of	ADP
cblr-2956	602	29	unsafe	unsafe	ADJ
cblr-2956	602	30	conduct	conduct	NOUN
cblr-2956	602	31	or	or	CCONJ
cblr-2956	602	32	products	product	NOUN
cblr-2956	602	33	under	under	ADP
cblr-2956	602	34	an	an	DET
cblr-2956	602	35	early	early	ADJ
cblr-2956	602	36	offer	offer	NOUN
cblr-2956	602	37	regime	regime	NOUN
cblr-2956	602	38	.	.	PUNCT
cblr-2956	603	1	in	in	ADP
cblr-2956	603	2	the	the	DET
cblr-2956	603	3	first	first	ADJ
cblr-2956	603	4	place	place	NOUN
cblr-2956	603	5	there	there	PRON
cblr-2956	603	6	is	be	VERB
cblr-2956	603	7	currently	currently	ADV
cblr-2956	603	8	no	no	DET
cblr-2956	603	9	consensus	consensus	NOUN
cblr-2956	603	10	regarding	regard	VERB
cblr-2956	603	11	whether	whether	SCONJ
cblr-2956	603	12	the	the	DET
cblr-2956	603	13	present	present	ADJ
cblr-2956	603	14	tort	tort	NOUN
cblr-2956	603	15	regime	regime	NOUN
cblr-2956	603	16	,	,	PUNCT
cblr-2956	603	17	for	for	ADP
cblr-2956	603	18	all	all	DET
cblr-2956	603	19	its	its	PRON
cblr-2956	603	20	various	various	ADJ
cblr-2956	603	21	burdens	burden	NOUN
cblr-2956	603	22	,	,	PUNCT
cblr-2956	603	23	effectively	effectively	ADV
cblr-2956	603	24	deters	deter	VERB
cblr-2956	603	25	lapses	lapse	NOUN
cblr-2956	603	26	by	by	ADP
cblr-2956	603	27	providers	provider	NOUN
cblr-2956	603	28	of	of	ADP
cblr-2956	603	29	23	23	NUM
cblr-2956	603	30	one	one	NUM
cblr-2956	603	31	discussion	discussion	NOUN
cblr-2956	603	32	was	be	AUX
cblr-2956	603	33	with	with	ADP
cblr-2956	603	34	william	william	PROPN
cblr-2956	603	35	ginsburg	ginsburg	PROPN
cblr-2956	603	36	,	,	PUNCT
cblr-2956	603	37	esq	esq	PROPN
cblr-2956	603	38	.	.	PROPN
cblr-2956	603	39	,	,	PUNCT
cblr-2956	603	40	at	at	ADP
cblr-2956	603	41	durham	durham	PROPN
cblr-2956	603	42	,	,	PUNCT
cblr-2956	603	43	n.c	n.c	PROPN
cblr-2956	603	44	.	.	PROPN
cblr-2956	603	45	(	(	PUNCT
cblr-2956	603	46	apr	apr	PROPN
cblr-2956	603	47	.	.	NOUN
cblr-2956	603	48	1996	1996	NUM
cblr-2956	603	49	)	)	PUNCT
cblr-2956	603	50	;	;	PUNCT
cblr-2956	603	51	the	the	DET
cblr-2956	603	52	other	other	ADJ
cblr-2956	603	53	anonymous	anonymous	NOUN
cblr-2956	603	54	.	.	PUNCT
cblr-2956	604	1	the	the	DET
cblr-2956	604	2	model	model	NOUN
cblr-2956	604	3	in	in	ADP
cblr-2956	604	4	o'connell	o'connell	PROPN
cblr-2956	604	5	et	et	PROPN
cblr-2956	604	6	al	al	PROPN
cblr-2956	604	7	.	.	PROPN
cblr-2956	604	8	,	,	PUNCT
cblr-2956	604	9	supra	supra	PROPN
cblr-2956	604	10	note	note	PROPN
cblr-2956	604	11	11	11	NUM
cblr-2956	604	12	,	,	PUNCT
cblr-2956	604	13	indicates	indicate	VERB
cblr-2956	604	14	that	that	SCONJ
cblr-2956	604	15	more	more	ADJ
cblr-2956	604	16	malpractice	malpractice	NOUN
cblr-2956	604	17	claims	claim	NOUN
cblr-2956	604	18	will	will	AUX
cblr-2956	604	19	be	be	AUX
cblr-2956	604	20	paid	pay	VERB
cblr-2956	604	21	under	under	ADP
cblr-2956	604	22	an	an	DET
cblr-2956	604	23	early	early	ADJ
cblr-2956	604	24	offers	offer	NOUN
cblr-2956	604	25	regime	regime	NOUN
cblr-2956	604	26	but	but	CCONJ
cblr-2956	604	27	"	"	PUNCT
cblr-2956	604	28	the	the	DET
cblr-2956	604	29	increase	increase	NOUN
cblr-2956	604	30	...	...	PUNCT
cblr-2956	604	31	will	will	AUX
cblr-2956	604	32	be	be	AUX
cblr-2956	604	33	too	too	ADV
cblr-2956	604	34	small	small	ADJ
cblr-2956	604	35	to	to	PART
cblr-2956	604	36	effect	effect	VERB
cblr-2956	604	37	the	the	DET
cblr-2956	604	38	[	[	X
cblr-2956	604	39	projected	project	VERB
cblr-2956	604	40	]	]	X
cblr-2956	604	41	savings	saving	NOUN
cblr-2956	604	42	....	....	PUNCT
cblr-2956	604	43	"	"	PUNCT
cblr-2956	605	1	i	i	PRON
cblr-2956	605	2	d.	d.	PROPN
cblr-2956	605	3	at	at	ADP
cblr-2956	605	4	37	37	NUM
cblr-2956	605	5	,	,	PUNCT
cblr-2956	605	6	nn.126	nn.126	PROPN
cblr-2956	605	7	&	&	CCONJ
cblr-2956	605	8	127	127	NUM
cblr-2956	605	9	.	.	PUNCT
cblr-2956	606	1	no	no	INTJ
cblr-2956	606	2	.	.	NOUN
cblr-2956	607	1	2:4231	2:4231	NUM
cblr-2956	607	2	earl	earl	PROPN
cblr-2956	607	3	y	y	PROPN
cblr-2956	607	4	offers	offer	VERB
cblr-2956	607	5	reform	reform	NOUN
cblr-2956	607	6	goods	good	NOUN
cblr-2956	607	7	or	or	CCONJ
cblr-2956	607	8	services.24	services.24	NOUN
cblr-2956	607	9	at	at	ADP
cblr-2956	607	10	least	least	ADJ
cblr-2956	607	11	the	the	DET
cblr-2956	607	12	early	early	ADJ
cblr-2956	607	13	offer	offer	NOUN
cblr-2956	607	14	approach	approach	NOUN
cblr-2956	607	15	should	should	AUX
cblr-2956	607	16	improve	improve	VERB
cblr-2956	607	17	the	the	DET
cblr-2956	607	18	present	present	ADJ
cblr-2956	607	19	system	system	NOUN
cblr-2956	607	20	in	in	ADP
cblr-2956	607	21	providing	provide	VERB
cblr-2956	607	22	more	more	ADV
cblr-2956	607	23	timely	timely	ADJ
cblr-2956	607	24	and	and	CCONJ
cblr-2956	607	25	certain	certain	ADJ
cblr-2956	607	26	compensation	compensation	NOUN
cblr-2956	607	27	with	with	ADP
cblr-2956	607	28	lower	low	ADJ
cblr-2956	607	29	litigation	litigation	NOUN
cblr-2956	607	30	costs	cost	NOUN
cblr-2956	607	31	,	,	PUNCT
cblr-2956	607	32	goals	goal	NOUN
cblr-2956	607	33	much	much	ADV
cblr-2956	607	34	more	more	ADV
cblr-2956	607	35	readily	readily	ADV
cblr-2956	607	36	accomplished	accomplish	VERB
cblr-2956	607	37	than	than	ADP
cblr-2956	607	38	improved	improved	ADJ
cblr-2956	607	39	deterrence	deterrence	NOUN
cblr-2956	607	40	.	.	PUNCT
cblr-2956	608	1	incentives	incentive	NOUN
cblr-2956	608	2	for	for	ADP
cblr-2956	608	3	safety	safety	NOUN
cblr-2956	608	4	will	will	AUX
cblr-2956	608	5	arguably	arguably	ADV
cblr-2956	608	6	be	be	AUX
cblr-2956	608	7	provided	provide	VERB
cblr-2956	608	8	as	as	ADV
cblr-2956	608	9	long	long	ADV
cblr-2956	608	10	as	as	SCONJ
cblr-2956	608	11	there	there	PRON
cblr-2956	608	12	is	be	VERB
cblr-2956	608	13	substantial	substantial	ADJ
cblr-2956	608	14	internalization	internalization	NOUN
cblr-2956	608	15	of	of	ADP
cblr-2956	608	16	the	the	DET
cblr-2956	608	17	costs	cost	NOUN
cblr-2956	608	18	of	of	ADP
cblr-2956	608	19	unsafe	unsafe	ADJ
cblr-2956	608	20	conduct	conduct	NOUN
cblr-2956	608	21	or	or	CCONJ
cblr-2956	608	22	products	product	NOUN
cblr-2956	608	23	.	.	PUNCT
cblr-2956	609	1	the	the	DET
cblr-2956	609	2	certainty	certainty	NOUN
cblr-2956	609	3	and	and	CCONJ
cblr-2956	609	4	greater	great	ADJ
cblr-2956	609	5	promptitude	promptitude	NOUN
cblr-2956	609	6	of	of	ADP
cblr-2956	609	7	these	these	DET
cblr-2956	609	8	internalizing	internalize	VERB
cblr-2956	609	9	payments	payment	NOUN
cblr-2956	609	10	under	under	ADP
cblr-2956	609	11	early	early	ADJ
cblr-2956	609	12	offers	offer	NOUN
cblr-2956	609	13	will	will	AUX
cblr-2956	609	14	also	also	ADV
cblr-2956	609	15	enhance	enhance	VERB
cblr-2956	609	16	deterrence	deterrence	NOUN
cblr-2956	609	17	compared	compare	VERB
cblr-2956	609	18	to	to	ADP
cblr-2956	609	19	the	the	DET
cblr-2956	609	20	current	current	ADJ
cblr-2956	609	21	system	system	NOUN
cblr-2956	609	22	in	in	ADP
cblr-2956	609	23	that	that	DET
cblr-2956	609	24	deterrence	deterrence	NOUN
cblr-2956	609	25	to	to	PART
cblr-2956	609	26	be	be	AUX
cblr-2956	609	27	effective	effective	ADJ
cblr-2956	609	28	must	must	AUX
cblr-2956	609	29	be	be	AUX
cblr-2956	609	30	swift	swift	ADJ
cblr-2956	609	31	and	and	CCONJ
cblr-2956	609	32	certain	certain	ADJ
cblr-2956	609	33	,	,	PUNCT
cblr-2956	609	34	two	two	NUM
cblr-2956	609	35	qualities	quality	NOUN
cblr-2956	609	36	the	the	DET
cblr-2956	609	37	present	present	ADJ
cblr-2956	609	38	tort	tort	NOUN
cblr-2956	609	39	system	system	NOUN
cblr-2956	609	40	surely	surely	ADV
cblr-2956	609	41	lacks	lack	VERB
cblr-2956	609	42	.	.	PUNCT
cblr-2956	610	1	8	8	X
cblr-2956	610	2	.	.	X
cblr-2956	610	3	conclusion	conclusion	NOUN
cblr-2956	610	4	this	this	DET
cblr-2956	610	5	report	report	NOUN
cblr-2956	610	6	has	have	AUX
cblr-2956	610	7	analyzed	analyze	VERB
cblr-2956	610	8	the	the	DET
cblr-2956	610	9	quantifiable	quantifiable	ADJ
cblr-2956	610	10	effects	effect	NOUN
cblr-2956	610	11	of	of	ADP
cblr-2956	610	12	the	the	DET
cblr-2956	610	13	early	early	ADJ
cblr-2956	610	14	offer	offer	NOUN
cblr-2956	610	15	reform	reform	NOUN
cblr-2956	610	16	of	of	ADP
cblr-2956	610	17	general	general	ADJ
cblr-2956	610	18	liability	liability	NOUN
cblr-2956	610	19	insurance	insurance	NOUN
cblr-2956	610	20	in	in	ADP
cblr-2956	610	21	samples	sample	NOUN
cblr-2956	610	22	of	of	ADP
cblr-2956	610	23	cases	case	NOUN
cblr-2956	610	24	involving	involve	VERB
cblr-2956	610	25	claims	claim	NOUN
cblr-2956	610	26	of	of	ADP
cblr-2956	610	27	recipients	recipient	NOUN
cblr-2956	610	28	of	of	ADP
cblr-2956	610	29	workers	worker	NOUN
cblr-2956	610	30	'	'	PART
cblr-2956	610	31	compensation	compensation	NOUN
cblr-2956	610	32	,	,	PUNCT
cblr-2956	610	33	of	of	ADP
cblr-2956	610	34	claims	claim	NOUN
cblr-2956	610	35	not	not	PART
cblr-2956	610	36	receiving	receive	VERB
cblr-2956	610	37	such	such	ADJ
cblr-2956	610	38	,	,	PUNCT
cblr-2956	610	39	as	as	ADV
cblr-2956	610	40	well	well	ADV
cblr-2956	610	41	as	as	ADP
cblr-2956	610	42	combining	combine	VERB
cblr-2956	610	43	the	the	DET
cblr-2956	610	44	two	two	NUM
cblr-2956	610	45	.	.	PUNCT
cblr-2956	611	1	the	the	DET
cblr-2956	611	2	early	early	ADJ
cblr-2956	611	3	offers	offer	NOUN
cblr-2956	611	4	approach	approach	NOUN
cblr-2956	611	5	will	will	AUX
cblr-2956	611	6	greatly	greatly	ADV
cblr-2956	611	7	reduce	reduce	VERB
cblr-2956	611	8	overall	overall	ADJ
cblr-2956	611	9	costs	cost	NOUN
cblr-2956	611	10	,	,	PUNCT
cblr-2956	611	11	and	and	CCONJ
cblr-2956	611	12	provide	provide	VERB
cblr-2956	611	13	payments	payment	NOUN
cblr-2956	611	14	to	to	ADP
cblr-2956	611	15	injured	injure	VERB
cblr-2956	611	16	parties	party	NOUN
cblr-2956	611	17	much	much	ADV
cblr-2956	611	18	more	more	ADV
cblr-2956	611	19	effectively	effectively	ADV
cblr-2956	611	20	and	and	CCONJ
cblr-2956	611	21	quickly	quickly	ADV
cblr-2956	611	22	,	,	PUNCT
cblr-2956	611	23	with	with	ADP
cblr-2956	611	24	much	much	ADV
cblr-2956	611	25	lower	low	ADJ
cblr-2956	611	26	transaction	transaction	NOUN
cblr-2956	611	27	costs	cost	NOUN
cblr-2956	611	28	.	.	PUNCT
cblr-2956	612	1	5	5	NUM
cblr-2956	612	2	the	the	DET
cblr-2956	612	3	report	report	NOUN
cblr-2956	612	4	has	have	AUX
cblr-2956	612	5	analyzed	analyze	VERB
cblr-2956	612	6	the	the	DET
cblr-2956	612	7	effect	effect	NOUN
cblr-2956	612	8	of	of	ADP
cblr-2956	612	9	a	a	DET
cblr-2956	612	10	particular	particular	ADJ
cblr-2956	612	11	early	early	ADJ
cblr-2956	612	12	offer	offer	NOUN
cblr-2956	612	13	proposal	proposal	NOUN
cblr-2956	612	14	under	under	ADP
cblr-2956	612	15	three	three	NUM
cblr-2956	612	16	different	different	ADJ
cblr-2956	612	17	assumptions	assumption	NOUN
cblr-2956	612	18	regarding	regard	VERB
cblr-2956	612	19	its	its	PRON
cblr-2956	612	20	expected	expect	VERB
cblr-2956	612	21	costs	cost	NOUN
cblr-2956	612	22	based	base	VERB
cblr-2956	612	23	on	on	ADP
cblr-2956	612	24	insurers	insurer	NOUN
cblr-2956	612	25	'	'	PART
cblr-2956	612	26	initial	initial	ADJ
cblr-2956	612	27	reserves	reserve	NOUN
cblr-2956	612	28	,	,	PUNCT
cblr-2956	612	29	final	final	ADJ
cblr-2956	612	30	reserves	reserve	NOUN
cblr-2956	612	31	,	,	PUNCT
cblr-2956	612	32	and	and	CCONJ
cblr-2956	612	33	actual	actual	ADJ
cblr-2956	612	34	awards	award	NOUN
cblr-2956	612	35	or	or	CCONJ
cblr-2956	612	36	settlements	settlement	NOUN
cblr-2956	612	37	.	.	PUNCT
cblr-2956	613	1	we	we	PRON
cblr-2956	613	2	explored	explore	VERB
cblr-2956	613	3	the	the	DET
cblr-2956	613	4	effect	effect	NOUN
cblr-2956	613	5	of	of	ADP
cblr-2956	613	6	subtracting	subtract	VERB
cblr-2956	613	7	collateral	collateral	NOUN
cblr-2956	613	8	24	24	NUM
cblr-2956	613	9	for	for	ADP
cblr-2956	613	10	a	a	DET
cblr-2956	613	11	decidedly	decidedly	ADV
cblr-2956	613	12	mixed	mixed	ADJ
cblr-2956	613	13	view	view	NOUN
cblr-2956	613	14	at	at	ADP
cblr-2956	613	15	best	good	ADJ
cblr-2956	613	16	of	of	ADP
cblr-2956	613	17	the	the	DET
cblr-2956	613	18	deterrent	deterrent	NOUN
cblr-2956	613	19	effects	effect	NOUN
cblr-2956	613	20	of	of	ADP
cblr-2956	613	21	current	current	ADJ
cblr-2956	613	22	product	product	NOUN
cblr-2956	613	23	liability	liability	NOUN
cblr-2956	613	24	law	law	NOUN
cblr-2956	613	25	,	,	PUNCT
cblr-2956	613	26	see	see	VERB
cblr-2956	613	27	1	1	NUM
cblr-2956	613	28	am	am	NOUN
cblr-2956	613	29	.	.	PUNCT
cblr-2956	614	1	l.	l.	PROPN
cblr-2956	614	2	inst	inst	PROPN
cblr-2956	614	3	.	.	PROPN
cblr-2956	614	4	,	,	PUNCT
cblr-2956	614	5	reporters	reporter	NOUN
cblr-2956	614	6	'	'	PART
cblr-2956	614	7	study	study	NOUN
cblr-2956	614	8	on	on	ADP
cblr-2956	614	9	enterprise	enterprise	NOUN
cblr-2956	614	10	responsibility	responsibility	NOUN
cblr-2956	614	11	for	for	ADP
cblr-2956	614	12	personal	personal	ADJ
cblr-2956	614	13	injury	injury	NOUN
cblr-2956	614	14	263	263	NUM
cblr-2956	614	15	-	-	SYM
cblr-2956	614	16	78	78	NUM
cblr-2956	614	17	(	(	PUNCT
cblr-2956	614	18	1991	1991	NUM
cblr-2956	614	19	)	)	PUNCT
cblr-2956	614	20	.	.	PUNCT
cblr-2956	615	1	25	25	NUM
cblr-2956	615	2	as	as	SCONJ
cblr-2956	615	3	may	may	AUX
cblr-2956	615	4	be	be	AUX
cblr-2956	615	5	apparent	apparent	ADJ
cblr-2956	615	6	,	,	PUNCT
cblr-2956	615	7	the	the	DET
cblr-2956	615	8	early	early	ADJ
cblr-2956	615	9	offers	offer	NOUN
cblr-2956	615	10	proposal	proposal	NOUN
cblr-2956	615	11	analyzed	analyze	VERB
cblr-2956	615	12	here	here	ADV
cblr-2956	615	13	could	could	AUX
cblr-2956	615	14	be	be	AUX
cblr-2956	615	15	applied	apply	VERB
cblr-2956	615	16	both	both	CCONJ
cblr-2956	615	17	more	more	ADV
cblr-2956	615	18	narrowly	narrowly	ADV
cblr-2956	615	19	or	or	CCONJ
cblr-2956	615	20	broadly	broadly	ADV
cblr-2956	615	21	than	than	ADP
cblr-2956	615	22	to	to	PART
cblr-2956	615	23	,	,	PUNCT
cblr-2956	615	24	say	say	INTJ
cblr-2956	615	25	,	,	PUNCT
cblr-2956	615	26	product	product	NOUN
cblr-2956	615	27	liability	liability	NOUN
cblr-2956	615	28	claims	claim	NOUN
cblr-2956	615	29	,	,	PUNCT
cblr-2956	615	30	e.g.	e.g.	ADV
cblr-2956	615	31	,	,	PUNCT
cblr-2956	615	32	to	to	ADP
cblr-2956	615	33	only	only	ADV
cblr-2956	615	34	some	some	DET
cblr-2956	615	35	medical	medical	ADJ
cblr-2956	615	36	malpractice	malpractice	NOUN
cblr-2956	615	37	cases	case	NOUN
cblr-2956	615	38	or	or	CCONJ
cblr-2956	615	39	to	to	ADP
cblr-2956	615	40	all	all	DET
cblr-2956	615	41	personal	personal	ADJ
cblr-2956	615	42	injury	injury	NOUN
cblr-2956	615	43	claims	claim	NOUN
cblr-2956	615	44	.	.	PUNCT
cblr-2956	616	1	for	for	ADP
cblr-2956	616	2	a	a	DET
cblr-2956	616	3	report	report	NOUN
cblr-2956	616	4	similar	similar	ADJ
cblr-2956	616	5	to	to	ADP
cblr-2956	616	6	this	this	DET
cblr-2956	616	7	one	one	NOUN
cblr-2956	616	8	on	on	ADP
cblr-2956	616	9	the	the	DET
cblr-2956	616	10	effect	effect	NOUN
cblr-2956	616	11	of	of	ADP
cblr-2956	616	12	early	early	ADJ
cblr-2956	616	13	offers	offer	NOUN
cblr-2956	616	14	on	on	ADP
cblr-2956	616	15	medical	medical	ADJ
cblr-2956	616	16	malpractice	malpractice	NOUN
cblr-2956	616	17	claims	claim	NOUN
cblr-2956	616	18	,	,	PUNCT
cblr-2956	616	19	also	also	ADV
cblr-2956	616	20	using	use	VERB
cblr-2956	616	21	the	the	DET
cblr-2956	616	22	texas	texas	PROPN
cblr-2956	616	23	and	and	CCONJ
cblr-2956	616	24	florida	florida	PROPN
cblr-2956	616	25	data	data	PROPN
cblr-2956	616	26	,	,	PUNCT
cblr-2956	616	27	see	see	VERB
cblr-2956	616	28	joni	joni	PROPN
cblr-2956	616	29	hersch	hersch	PROPN
cblr-2956	616	30	,	,	PUNCT
cblr-2956	616	31	jeffrey	jeffrey	PROPN
cblr-2956	616	32	o'connell	o'connell	PROPN
cblr-2956	616	33	&	&	CCONJ
cblr-2956	616	34	kip	kip	PROPN
cblr-2956	616	35	viscusi	viscusi	PROPN
cblr-2956	616	36	,	,	PUNCT
cblr-2956	616	37	u.s	u.s	PROPN
cblr-2956	616	38	.	.	PROPN
cblr-2956	616	39	dep't	dep't	NOUN
cblr-2956	616	40	of	of	ADP
cblr-2956	616	41	health	health	PROPN
cblr-2956	616	42	&	&	CCONJ
cblr-2956	616	43	human	human	PROPN
cblr-2956	616	44	servs	servs	PROPN
cblr-2956	616	45	.	.	PUNCT
cblr-2956	616	46	,	,	PUNCT
cblr-2956	616	47	evaluation	evaluation	NOUN
cblr-2956	616	48	of	of	ADP
cblr-2956	616	49	early	early	ADJ
cblr-2956	616	50	offer	offer	NOUN
cblr-2956	616	51	reform	reform	NOUN
cblr-2956	616	52	of	of	ADP
cblr-2956	616	53	medical	medical	ADJ
cblr-2956	616	54	malpractice	malpractice	NOUN
cblr-2956	616	55	claims	claim	VERB
cblr-2956	616	56	:	:	PUNCT
cblr-2956	616	57	final	final	ADJ
cblr-2956	616	58	report	report	NOUN
cblr-2956	616	59	(	(	PUNCT
cblr-2956	616	60	2006	2006	NUM
cblr-2956	616	61	)	)	PUNCT
cblr-2956	616	62	,	,	PUNCT
cblr-2956	616	63	available	available	ADJ
cblr-2956	616	64	at	at	ADP
cblr-2956	616	65	http://aspe.hhs.gov/daltcp/reports/2006/medmalcl.htm	http://aspe.hhs.gov/daltcp/reports/2006/medmalcl.htm	PROPN
cblr-2956	616	66	;	;	PUNCT
cblr-2956	616	67	see	see	VERB
cblr-2956	616	68	also	also	ADV
cblr-2956	616	69	joni	joni	PROPN
cblr-2956	616	70	hersch	hersch	PROPN
cblr-2956	616	71	,	,	PUNCT
cblr-2956	616	72	jeffrey	jeffrey	PROPN
cblr-2956	616	73	o'connell	o'connell	PROPN
cblr-2956	616	74	&	&	CCONJ
cblr-2956	616	75	kip	kip	PROPN
cblr-2956	616	76	viscusi	viscusi	PROPN
cblr-2956	616	77	,	,	PUNCT
cblr-2956	616	78	an	an	DET
cblr-2956	616	79	empirical	empirical	ADJ
cblr-2956	616	80	assessment	assessment	NOUN
cblr-2956	616	81	of	of	ADP
cblr-2956	616	82	early	early	ADJ
cblr-2956	616	83	offer	offer	NOUN
cblr-2956	616	84	reform	reform	NOUN
cblr-2956	616	85	for	for	ADP
cblr-2956	616	86	medical	medical	ADJ
cblr-2956	616	87	malpractice	malpractice	NOUN
cblr-2956	616	88	,	,	PUNCT
cblr-2956	616	89	36	36	NUM
cblr-2956	616	90	j.	j.	PROPN
cblr-2956	616	91	legal	legal	ADJ
cblr-2956	616	92	stud	stud	NOUN
cblr-2956	616	93	.	.	PUNCT
cblr-2956	617	1	231	231	NUM
cblr-2956	617	2	(	(	PUNCT
cblr-2956	617	3	supp	supp	NOUN
cblr-2956	617	4	.	.	PUNCT
cblr-2956	617	5	2007	2007	NUM
cblr-2956	617	6	)	)	PUNCT
cblr-2956	617	7	.	.	PUNCT
cblr-2956	618	1	coluami	coluami	NOUN
cblr-2956	619	1	b	b	X
cblr-2956	619	2	usiness	usiness	NOUN
cblr-2956	619	3	la	la	PROPN
cblr-2956	619	4	w	w	PROPN
cblr-2956	619	5	re	re	PROPN
cblr-2956	619	6	vie	vie	PROPN
cblr-2956	619	7	w	w	PROPN
cblr-2956	620	1	[	[	X
cblr-2956	620	2	vol	vol	NOUN
cblr-2956	620	3	.	.	NOUN
cblr-2956	620	4	2008	2008	NUM
cblr-2956	620	5	no	no	NOUN
cblr-2956	620	6	.	.	PUNCT
cblr-2956	621	1	2:423	2:423	NUM
cblr-2956	621	2	]	]	X
cblr-2956	621	3	earl	earl	PROPN
cblr-2956	621	4	y	y	PROPN
cblr-2956	621	5	offers	offer	VERB
cblr-2956	621	6	reform	reform	NOUN
cblr-2956	621	7	467	467	NUM
cblr-2956	621	8	payments	payment	NOUN
cblr-2956	621	9	or	or	CCONJ
cblr-2956	621	10	not	not	PART
cblr-2956	621	11	,	,	PUNCT
cblr-2956	621	12	as	as	ADV
cblr-2956	621	13	well	well	ADV
cblr-2956	621	14	as	as	ADP
cblr-2956	621	15	the	the	DET
cblr-2956	621	16	introduction	introduction	NOUN
cblr-2956	621	17	of	of	ADP
cblr-2956	621	18	different	different	ADJ
cblr-2956	621	19	minimum	minimum	ADJ
cblr-2956	621	20	payments	payment	NOUN
cblr-2956	621	21	ranging	range	VERB
cblr-2956	621	22	from	from	ADP
cblr-2956	621	23	$	$	SYM
cblr-2956	621	24	100,000	100,000	NUM
cblr-2956	621	25	to	to	PART
cblr-2956	621	26	$	$	SYM
cblr-2956	621	27	500,000	500,000	NUM
cblr-2956	621	28	for	for	ADP
cblr-2956	621	29	fatalities	fatality	NOUN
cblr-2956	621	30	and	and	CCONJ
cblr-2956	621	31	severe	severe	ADJ
cblr-2956	621	32	injuries	injury	NOUN
cblr-2956	621	33	.	.	PUNCT
cblr-2956	622	1	these	these	DET
cblr-2956	622	2	differences	difference	NOUN
cblr-2956	622	3	influence	influence	VERB
cblr-2956	622	4	the	the	DET
cblr-2956	622	5	net	net	ADJ
cblr-2956	622	6	gains	gain	NOUN
cblr-2956	622	7	or	or	CCONJ
cblr-2956	622	8	losses	loss	NOUN
cblr-2956	622	9	of	of	ADP
cblr-2956	622	10	the	the	DET
cblr-2956	622	11	parties	party	NOUN
cblr-2956	622	12	,	,	PUNCT
cblr-2956	622	13	with	with	ADP
cblr-2956	622	14	these	these	DET
cblr-2956	622	15	effects	effect	NOUN
cblr-2956	622	16	varying	vary	VERB
cblr-2956	622	17	by	by	ADP
cblr-2956	622	18	injury	injury	NOUN
cblr-2956	622	19	type	type	NOUN
cblr-2956	622	20	.	.	PUNCT
cblr-2956	623	1	but	but	CCONJ
cblr-2956	623	2	claimants	claimant	NOUN
cblr-2956	623	3	with	with	ADP
cblr-2956	623	4	severe	severe	ADJ
cblr-2956	623	5	injuries	injury	NOUN
cblr-2956	623	6	and	and	CCONJ
cblr-2956	623	7	great	great	ADJ
cblr-2956	623	8	financial	financial	ADJ
cblr-2956	623	9	need	need	NOUN
cblr-2956	623	10	,	,	PUNCT
cblr-2956	623	11	for	for	ADP
cblr-2956	623	12	whom	whom	PRON
cblr-2956	623	13	we	we	PRON
cblr-2956	623	14	re	re	VERB
cblr-2956	623	15	-	-	VERB
cblr-2956	623	16	emphasize	emphasize	VERB
cblr-2956	623	17	,	,	PUNCT
cblr-2956	623	18	any	any	DET
cblr-2956	623	19	insurance	insurance	NOUN
cblr-2956	623	20	mechanism	mechanism	NOUN
cblr-2956	623	21	should	should	AUX
cblr-2956	623	22	be	be	AUX
cblr-2956	623	23	particularly	particularly	ADV
cblr-2956	623	24	concerned	concern	VERB
cblr-2956	623	25	,	,	PUNCT
cblr-2956	623	26	will	will	AUX
cblr-2956	623	27	especially	especially	ADV
cblr-2956	623	28	benefit	benefit	VERB
cblr-2956	623	29	from	from	ADP
cblr-2956	623	30	the	the	DET
cblr-2956	623	31	early	early	ADJ
cblr-2956	623	32	offer	offer	NOUN
cblr-2956	623	33	payment	payment	NOUN
cblr-2956	623	34	.	.	PUNCT
cblr-2956	624	1	columbia	columbia	PROPN
cblr-2956	624	2	business	business	PROPN
cblr-2956	624	3	la	la	PROPN
cblr-2956	624	4	wreview	wreview	VERB
cblr-2956	624	5	[	[	X
cblr-2956	624	6	vol	vol	NOUN
cblr-2956	624	7	.	.	NOUN
cblr-2956	624	8	2008	2008	NUM
cblr-2956	624	9	table	table	NOUN
cblr-2956	624	10	1	1	NUM
cblr-2956	624	11	:	:	PUNCT
cblr-2956	624	12	projected	project	VERB
cblr-2956	624	13	reserve	reserve	PROPN
cblr-2956	624	14	,	,	PUNCT
cblr-2956	624	15	total	total	ADJ
cblr-2956	624	16	settlement	settlement	NOUN
cblr-2956	624	17	or	or	CCONJ
cblr-2956	624	18	court	court	NOUN
cblr-2956	624	19	awards	award	NOUN
cblr-2956	624	20	,	,	PUNCT
cblr-2956	624	21	and	and	CCONJ
cblr-2956	624	22	economic	economic	ADJ
cblr-2956	624	23	loss	loss	NOUN
cblr-2956	624	24	panel	panel	NOUN
cblr-2956	624	25	a	a	X
cblr-2956	624	26	:	:	PUNCT
cblr-2956	624	27	by	by	ADP
cblr-2956	624	28	damages	damage	NOUN
cblr-2956	624	29	category	category	NOUN
cblr-2956	624	30	(	(	PUNCT
cblr-2956	624	31	1	1	NUM
cblr-2956	624	32	)	)	PUNCT
cblr-2956	624	33	(	(	PUNCT
cblr-2956	624	34	2	2	NUM
cblr-2956	624	35	)	)	PUNCT
cblr-2956	624	36	(	(	PUNCT
cblr-2956	624	37	3	3	X
cblr-2956	624	38	)	)	PUNCT
cblr-2956	624	39	(	(	PUNCT
cblr-2956	624	40	4	4	NUM
cblr-2956	624	41	)	)	PUNCT
cblr-2956	624	42	(	(	PUNCT
cblr-2956	624	43	5	5	X
cblr-2956	624	44	)	)	PUNCT
cblr-2956	624	45	projected	project	VERB
cblr-2956	624	46	projected	project	VERB
cblr-2956	624	47	total	total	ADJ
cblr-2956	624	48	economic	economic	ADJ
cblr-2956	624	49	n	n	CCONJ
cblr-2956	624	50	total	total	ADJ
cblr-2956	624	51	total	total	ADJ
cblr-2956	624	52	settlement	settlement	NOUN
cblr-2956	624	53	loss	loss	NOUN
cblr-2956	624	54	initial	initial	ADJ
cblr-2956	624	55	final	final	ADJ
cblr-2956	624	56	or	or	CCONJ
cblr-2956	624	57	court	court	NOUN
cblr-2956	624	58	(	(	PUNCT
cblr-2956	624	59	s	s	NOUN
cblr-2956	624	60	)	)	PUNCT
cblr-2956	624	61	reserve	reserve	PROPN
cblr-2956	624	62	reserve	reserve	PROPN
cblr-2956	624	63	award	award	PROPN
cblr-2956	624	64	(	(	PUNCT
cblr-2956	624	65	$	$	SYM
cblr-2956	624	66	)	)	PUNCT
cblr-2956	624	67	(	(	PUNCT
cblr-2956	624	68	)	)	PUNCT
cblr-2956	624	69	(	(	PUNCT
cblr-2956	624	70	$	$	SYM
cblr-2956	624	71	)	)	PUNCT
cblr-2956	624	72	a.	a.	NOUN
cblr-2956	624	73	exemplary	exemplary	ADJ
cblr-2956	624	74	damages	damage	NOUN
cblr-2956	624	75	reported	report	VERB
cblr-2956	624	76	429,454	429,454	NUM
cblr-2956	624	77	1,051,005	1,051,005	NUM
cblr-2956	624	78	730,621	730,621	NUM
cblr-2956	624	79	151,821	151,821	NUM
cblr-2956	624	80	1,607	1,607	NUM
cblr-2956	624	81	b.	b.	NOUN
cblr-2956	625	1	no	no	DET
cblr-2956	625	2	exemplary	exemplary	ADJ
cblr-2956	625	3	damages	damage	NOUN
cblr-2956	625	4	,	,	PUNCT
cblr-2956	625	5	economic	economic	ADJ
cblr-2956	625	6	damages	damage	NOUN
cblr-2956	625	7	reported	report	VERB
cblr-2956	625	8	as	as	ADP
cblr-2956	625	9	zero	zero	NUM
cblr-2956	625	10	7,734	7,734	NUM
cblr-2956	625	11	43,938	43,938	NUM
cblr-2956	625	12	39,868	39,868	NUM
cblr-2956	625	13	0	0	NUM
cblr-2956	625	14	7,046	7,046	NUM
cblr-2956	625	15	c.	c.	NOUN
cblr-2956	625	16	no	no	PRON
cblr-2956	625	17	exemplary	exemplary	ADJ
cblr-2956	625	18	damages	damage	NOUN
cblr-2956	625	19	,	,	PUNCT
cblr-2956	625	20	positive	positive	ADJ
cblr-2956	625	21	economic	economic	ADJ
cblr-2956	625	22	damages	damage	NOUN
cblr-2956	625	23	reported	report	VERB
cblr-2956	625	24	174,108	174,108	NUM
cblr-2956	625	25	463,052	463,052	NUM
cblr-2956	625	26	330,079	330,079	NUM
cblr-2956	625	27	108,907	108,907	NUM
cblr-2956	625	28	7,405	7,405	NUM
cblr-2956	625	29	d.	d.	NOUN
cblr-2956	625	30	imputed	impute	VERB
cblr-2956	625	31	economic	economic	ADJ
cblr-2956	625	32	damages	damage	NOUN
cblr-2956	625	33	127,276	127,276	NUM
cblr-2956	625	34	281,140	281,140	NUM
cblr-2956	625	35	184,761	184,761	NUM
cblr-2956	625	36	59,988	59,988	NUM
cblr-2956	625	37	23,495	23,495	NUM
cblr-2956	625	38	e.	e.	PROPN
cblr-2956	626	1	all	all	PRON
cblr-2956	626	2	claims	claim	VERB
cblr-2956	626	3	127,026	127,026	NUM
cblr-2956	626	4	304,220	304,220	NUM
cblr-2956	626	5	208,333	208,333	NUM
cblr-2956	626	6	62,191	62,191	NUM
cblr-2956	626	7	39,553	39,553	NUM
cblr-2956	626	8	panel	panel	NOUN
cblr-2956	626	9	b	b	NOUN
cblr-2956	626	10	:	:	PUNCT
cblr-2956	626	11	by	by	ADP
cblr-2956	626	12	injury	injury	NOUN
cblr-2956	626	13	type	type	NOUN
cblr-2956	626	14	,	,	PUNCT
cblr-2956	626	15	excluding	exclude	VERB
cblr-2956	626	16	claims	claim	NOUN
cblr-2956	626	17	reporting	reporting	NOUN
cblr-2956	626	18	exemplary	exemplary	ADJ
cblr-2956	626	19	dama	dama	NOUN
cblr-2956	626	20	'	'	PUNCT
cblr-2956	626	21	es	es	X
cblr-2956	626	22	(	(	PUNCT
cblr-2956	626	23	1	1	NUM
cblr-2956	626	24	)	)	PUNCT
cblr-2956	626	25	(	(	PUNCT
cblr-2956	626	26	2	2	NUM
cblr-2956	626	27	)	)	PUNCT
cblr-2956	626	28	(	(	PUNCT
cblr-2956	626	29	3	3	X
cblr-2956	626	30	)	)	PUNCT
cblr-2956	626	31	(	(	PUNCT
cblr-2956	626	32	4	4	NUM
cblr-2956	626	33	)	)	PUNCT
cblr-2956	626	34	(	(	PUNCT
cblr-2956	626	35	5	5	X
cblr-2956	626	36	)	)	PUNCT
cblr-2956	626	37	projected	project	VERB
cblr-2956	626	38	projected	project	VERB
cblr-2956	626	39	total	total	ADJ
cblr-2956	626	40	economic	economic	ADJ
cblr-2956	626	41	n	n	CCONJ
cblr-2956	626	42	total	total	ADJ
cblr-2956	626	43	total	total	ADJ
cblr-2956	626	44	settlement	settlement	NOUN
cblr-2956	626	45	loss	loss	NOUN
cblr-2956	626	46	initial	initial	ADJ
cblr-2956	626	47	final	final	ADJ
cblr-2956	626	48	or	or	CCONJ
cblr-2956	626	49	court	court	NOUN
cblr-2956	626	50	(	(	PUNCT
cblr-2956	626	51	)	)	PUNCT
cblr-2956	626	52	reserve	reserve	PROPN
cblr-2956	626	53	reserve	reserve	PROPN
cblr-2956	626	54	award	award	PROPN
cblr-2956	626	55	(	(	PUNCT
cblr-2956	626	56	)	)	PUNCT
cblr-2956	626	57	(	(	PUNCT
cblr-2956	626	58	$	$	NOUN
cblr-2956	626	59	)	)	PUNCT
cblr-2956	626	60	(	(	PUNCT
cblr-2956	626	61	)	)	PUNCT
cblr-2956	626	62	a.	a.	NOUN
cblr-2956	626	63	fatality	fatality	NOUN
cblr-2956	626	64	533,203	533,203	NUM
cblr-2956	626	65	1,190,446	1,190,446	NUM
cblr-2956	626	66	755,442	755,442	NUM
cblr-2956	626	67	224,112	224,112	NUM
cblr-2956	626	68	2,388	2,388	NUM
cblr-2956	626	69	b.	b.	NOUN
cblr-2956	626	70	serious	serious	ADJ
cblr-2956	626	71	nonfatal	nonfatal	ADJ
cblr-2956	626	72	injury	injury	NOUN
cblr-2956	626	73	543,365	543,365	NUM
cblr-2956	626	74	1,347,422	1,347,422	NUM
cblr-2956	626	75	992,514	992,514	NUM
cblr-2956	626	76	337,151	337,151	NUM
cblr-2956	626	77	1,429	1,429	NUM
cblr-2956	626	78	c.	c.	NOUN
cblr-2956	626	79	other	other	ADJ
cblr-2956	626	80	nonfatal	nonfatal	ADJ
cblr-2956	626	81	injuries	injury	NOUN
cblr-2956	626	82	and	and	CCONJ
cblr-2956	626	83	short	short	ADJ
cblr-2956	626	84	form	form	NOUN
cblr-2956	626	85	claims	claim	VERB
cblr-2956	626	86	66,933	66,933	NUM
cblr-2956	626	87	163,369	163,369	NUM
cblr-2956	626	88	112,626	112,626	NUM
cblr-2956	626	89	35,128	35,128	NUM
cblr-2956	626	90	34,129	34,129	NUM
cblr-2956	626	91	(	(	PUNCT
cblr-2956	626	92	continued	continue	VERB
cblr-2956	626	93	on	on	ADP
cblr-2956	626	94	next	next	ADJ
cblr-2956	626	95	page	page	NOUN
cblr-2956	626	96	)	)	PUNCT
cblr-2956	626	97	col	col	PROPN
cblr-2956	626	98	umbia	umbia	PROPN
cblr-2956	626	99	b	b	PROPN
cblr-2956	627	1	usiness	usiness	PROPN
cblr-2956	627	2	la	la	PROPN
cblr-2956	627	3	w	w	PROPN
cblr-2956	627	4	re	re	PROPN
cblr-2956	627	5	vie	vie	PROPN
cblr-2956	627	6	w	w	PROPN
cblr-2956	628	1	[	[	X
cblr-2956	628	2	vol	vol	NOUN
cblr-2956	628	3	.	.	PUNCT
cblr-2956	628	4	2008	2008	NUM
cblr-2956	628	5	early	early	ADV
cblr-2956	628	6	offers	offer	VERB
cblr-2956	628	7	reform	reform	NOUN
cblr-2956	628	8	(	(	PUNCT
cblr-2956	628	9	continued	continue	VERB
cblr-2956	628	10	from	from	ADP
cblr-2956	628	11	previous	previous	ADJ
cblr-2956	628	12	page	page	NOUN
cblr-2956	628	13	)	)	PUNCT
cblr-2956	629	1	d.	d.	PROPN
cblr-2956	629	2	all	all	PRON
cblr-2956	629	3	claims	claim	VERB
cblr-2956	629	4	without	without	ADP
cblr-2956	629	5	exemplary	exemplary	ADJ
cblr-2956	629	6	damages	damage	NOUN
cblr-2956	629	7	114,218	114,218	NUM
cblr-2956	629	8	272,594	272,594	NUM
cblr-2956	629	9	186,215	186,215	NUM
cblr-2956	629	10	58,395	58,395	NUM
cblr-2956	629	11	37,946	37,946	NUM
cblr-2956	629	12	panel	panel	NOUN
cblr-2956	629	13	c	c	NOUN
cblr-2956	629	14	:	:	PUNCT
cblr-2956	629	15	distribution	distribution	NOUN
cblr-2956	629	16	of	of	ADP
cblr-2956	629	17	damages	damage	NOUN
cblr-2956	629	18	for	for	ADP
cblr-2956	629	19	claims	claim	NOUN
cblr-2956	629	20	in	in	ADP
cblr-2956	629	21	which	which	PRON
cblr-2956	629	22	breakdown	breakdown	NOUN
cblr-2956	629	23	is	be	AUX
cblr-2956	629	24	reported	report	VERB
cblr-2956	629	25	(	(	PUNCT
cblr-2956	629	26	n	n	NOUN
cblr-2956	629	27	=	=	SYM
cblr-2956	629	28	16,058	16,058	NUM
cblr-2956	629	29	)	)	PUNCT
cblr-2956	629	30	(	(	PUNCT
cblr-2956	629	31	1	1	X
cblr-2956	629	32	)	)	PUNCT
cblr-2956	629	33	(	(	PUNCT
cblr-2956	629	34	2	2	NUM
cblr-2956	629	35	)	)	PUNCT
cblr-2956	629	36	(	(	PUNCT
cblr-2956	629	37	3	3	X
cblr-2956	629	38	)	)	PUNCT
cblr-2956	629	39	(	(	PUNCT
cblr-2956	629	40	4	4	NUM
cblr-2956	629	41	)	)	PUNCT
cblr-2956	629	42	(	(	PUNCT
cblr-2956	629	43	5	5	X
cblr-2956	629	44	)	)	PUNCT
cblr-2956	629	45	distributional	distributional	ADJ
cblr-2956	629	46	economic	economic	ADJ
cblr-2956	629	47	nonexemplary	nonexemplary	PROPN
cblr-2956	629	48	pretotal	pretotal	PROPN
cblr-2956	629	49	characteristics	characteristic	NOUN
cblr-2956	629	50	damages	damage	VERB
cblr-2956	629	51	economic	economic	ADJ
cblr-2956	629	52	damages	damage	NOUN
cblr-2956	629	53	judgment	judgment	NOUN
cblr-2956	629	54	settle(s	settle(s	PROPN
cblr-2956	629	55	)	)	PUNCT
cblr-2956	629	56	damages	damage	NOUN
cblr-2956	629	57	(	(	PUNCT
cblr-2956	629	58	$	$	SYM
cblr-2956	629	59	)	)	PUNCT
cblr-2956	629	60	interest	interest	NOUN
cblr-2956	629	61	ment	ment	NOUN
cblr-2956	629	62	or	or	CCONJ
cblr-2956	629	63	(	(	PUNCT
cblr-2956	629	64	$	$	NOUN
cblr-2956	629	65	)	)	PUNCT
cblr-2956	629	66	(	(	PUNCT
cblr-2956	629	67	$	$	SYM
cblr-2956	629	68	)	)	PUNCT
cblr-2956	629	69	court	court	NOUN
cblr-2956	629	70	award	award	NOUN
cblr-2956	629	71	(	(	PUNCT
cblr-2956	629	72	$	$	SYM
cblr-2956	629	73	)	)	PUNCT
cblr-2956	629	74	10	10	NUM
cblr-2956	629	75	"	"	PUNCT
cblr-2956	629	76	'	'	PUNCT
cblr-2956	629	77	percentile	percentile	ADJ
cblr-2956	629	78	0	0	NUM
cblr-2956	629	79	14,457	14,457	NUM
cblr-2956	629	80	0	0	NUM
cblr-2956	629	81	0	0	NUM
cblr-2956	629	82	20,249	20,249	NUM
cblr-2956	629	83	25	25	NUM
cblr-2956	629	84	"	"	PUNCT
cblr-2956	629	85	percentile	percentile	ADJ
cblr-2956	629	86	0	0	NUM
cblr-2956	629	87	20,249	20,249	NUM
cblr-2956	629	88	0	0	NUM
cblr-2956	629	89	0	0	NUM
cblr-2956	629	90	20,913	20,913	NUM
cblr-2956	629	91	50	50	NUM
cblr-2956	629	92	'	'	PART
cblr-2956	629	93	percentile	percentile	NOUN
cblr-2956	629	94	7,226	7,226	NUM
cblr-2956	629	95	28,755	28,755	NUM
cblr-2956	629	96	0	0	NUM
cblr-2956	629	97	0	0	NUM
cblr-2956	629	98	48,707	48,707	NUM
cblr-2956	629	99	75	75	NUM
cblr-2956	629	100	"	"	PUNCT
cblr-2956	629	101	percentile	percentile	ADJ
cblr-2956	629	102	38,063	38,063	NUM
cblr-2956	629	103	79,469	79,469	NUM
cblr-2956	629	104	0	0	NUM
cblr-2956	629	105	0	0	NUM
cblr-2956	629	106	138,693	138,693	NUM
cblr-2956	629	107	90	90	NUM
cblr-2956	629	108	'	'	PUNCT
cblr-2956	629	109	percentile	percentile	NOUN
cblr-2956	629	110	134,640	134,640	NUM
cblr-2956	629	111	254,926	254,926	NUM
cblr-2956	629	112	305	305	NUM
cblr-2956	629	113	11,769	11,769	NUM
cblr-2956	629	114	490,732	490,732	NUM
cblr-2956	629	115	mean	mean	NOUN
cblr-2956	630	1	65,414	65,414	NUM
cblr-2956	630	2	137,976	137,976	NUM
cblr-2956	630	3	29,039	29,039	NUM
cblr-2956	630	4	10,394	10,394	NUM
cblr-2956	630	5	242,823	242,823	NUM
cblr-2956	630	6	standard	standard	ADJ
cblr-2956	630	7	deviation	deviation	NOUN
cblr-2956	630	8	266,411	266,411	NUM
cblr-2956	630	9	526,430	526,430	NUM
cblr-2956	630	10	325,758	325,758	NUM
cblr-2956	630	11	70,625	70,625	NUM
cblr-2956	630	12	877,010	877,010	NUM
cblr-2956	630	13	panel	panel	NOUN
cblr-2956	630	14	d	d	NOUN
cblr-2956	630	15	:	:	PUNCT
cblr-2956	630	16	reserves	reserve	NOUN
cblr-2956	630	17	,	,	PUNCT
cblr-2956	630	18	total	total	ADJ
cblr-2956	630	19	settlement	settlement	NOUN
cblr-2956	630	20	or	or	CCONJ
cblr-2956	630	21	court	court	NOUN
cblr-2956	630	22	awards	award	NOUN
cblr-2956	630	23	,	,	PUNCT
cblr-2956	630	24	legal	legal	ADJ
cblr-2956	630	25	expenses	expense	NOUN
cblr-2956	630	26	,	,	PUNCT
cblr-2956	630	27	and	and	CCONJ
cblr-2956	630	28	economic	economic	ADJ
cblr-2956	630	29	loss	loss	NOUN
cblr-2956	630	30	for	for	ADP
cblr-2956	630	31	claims	claim	NOUN
cblr-2956	630	32	paid	pay	VERB
cblr-2956	630	33	entirely	entirely	ADV
cblr-2956	630	34	by	by	ADP
cblr-2956	630	35	carrier	carrier	NOUN
cblr-2956	630	36	(	(	PUNCT
cblr-2956	630	37	1	1	NUM
cblr-2956	630	38	)	)	PUNCT
cblr-2956	630	39	(	(	PUNCT
cblr-2956	630	40	2	2	NUM
cblr-2956	630	41	)	)	PUNCT
cblr-2956	630	42	(	(	PUNCT
cblr-2956	630	43	3	3	X
cblr-2956	630	44	)	)	PUNCT
cblr-2956	630	45	(	(	PUNCT
cblr-2956	630	46	4	4	NUM
cblr-2956	630	47	)	)	PUNCT
cblr-2956	630	48	(	(	PUNCT
cblr-2956	630	49	5	5	NUM
cblr-2956	630	50	)	)	PUNCT
cblr-2956	630	51	(	(	PUNCT
cblr-2956	630	52	6	6	NUM
cblr-2956	630	53	)	)	PUNCT
cblr-2956	630	54	total	total	ADJ
cblr-2956	630	55	total	total	ADJ
cblr-2956	630	56	final	final	ADJ
cblr-2956	630	57	total	total	ADJ
cblr-2956	630	58	legal	legal	ADJ
cblr-2956	630	59	economic	economic	ADJ
cblr-2956	630	60	n	n	CCONJ
cblr-2956	630	61	initial	initial	ADJ
cblr-2956	630	62	reserve	reserve	NOUN
cblr-2956	630	63	settlement	settlement	NOUN
cblr-2956	630	64	expenses	expense	VERB
cblr-2956	630	65	loss	loss	NOUN
cblr-2956	630	66	reserve	reserve	NOUN
cblr-2956	630	67	(	(	PUNCT
cblr-2956	630	68	$	$	SYM
cblr-2956	630	69	)	)	PUNCT
cblr-2956	630	70	or	or	CCONJ
cblr-2956	630	71	court	court	NOUN
cblr-2956	630	72	(	(	PUNCT
cblr-2956	630	73	$	$	SYM
cblr-2956	630	74	)	)	PUNCT
cblr-2956	630	75	(	(	PUNCT
cblr-2956	630	76	$	$	SYM
cblr-2956	630	77	)	)	PUNCT
cblr-2956	630	78	(	(	PUNCT
cblr-2956	630	79	$	$	SYM
cblr-2956	630	80	)	)	PUNCT
cblr-2956	630	81	award	award	NOUN
cblr-2956	630	82	(	(	PUNCT
cblr-2956	630	83	$	$	SYM
cblr-2956	630	84	)	)	PUNCT
cblr-2956	630	85	_	_	PUNCT
cblr-2956	631	1	_	_	PUNCT
cblr-2956	632	1	_	_	PUNCT
cblr-2956	632	2	a.	a.	NOUN
cblr-2956	632	3	exemplary	exemplary	ADJ
cblr-2956	632	4	damages	damage	NOUN
cblr-2956	632	5	reported	report	VERB
cblr-2956	632	6	135,495	135,495	NUM
cblr-2956	632	7	334,142	334,142	NUM
cblr-2956	632	8	308,427	308,427	NUM
cblr-2956	632	9	37,7251	37,7251	NUM
cblr-2956	632	10	69,223	69,223	NUM
cblr-2956	632	11	1,062	1,062	NUM
cblr-2956	632	12	b.	b.	NOUN
cblr-2956	633	1	no	no	DET
cblr-2956	633	2	exemplary	exemplary	ADJ
cblr-2956	633	3	damages	damage	NOUN
cblr-2956	633	4	,	,	PUNCT
cblr-2956	633	5	economic	economic	ADJ
cblr-2956	633	6	damages	damage	NOUN
cblr-2956	633	7	reported	report	VERB
cblr-2956	633	8	as	as	ADP
cblr-2956	633	9	zero	zero	NUM
cblr-2956	633	10	1,915	1,915	NUM
cblr-2956	633	11	36,727	36,727	NUM
cblr-2956	633	12	35,560	35,560	NUM
cblr-2956	633	13	5,995	5,995	NUM
cblr-2956	633	14	0	0	NUM
cblr-2956	633	15	7,007	7,007	NUM
cblr-2956	633	16	c.	c.	NOUN
cblr-2956	633	17	no	no	DET
cblr-2956	633	18	exemplary	exemplary	ADJ
cblr-2956	633	19	damages	damage	NOUN
cblr-2956	633	20	,	,	PUNCT
cblr-2956	633	21	positive	positive	ADJ
cblr-2956	633	22	economic	economic	ADJ
cblr-2956	633	23	damages	damage	NOUN
cblr-2956	633	24	reported	report	VERB
cblr-2956	633	25	61,751	61,751	NUM
cblr-2956	633	26	197,179	197,179	NUM
cblr-2956	633	27	166,706	166,706	NUM
cblr-2956	633	28	28,915	28,915	NUM
cblr-2956	633	29	60,898	60,898	NUM
cblr-2956	633	30	5,151	5,151	NUM
cblr-2956	633	31	d.	d.	NOUN
cblr-2956	633	32	imputed	impute	VERB
cblr-2956	633	33	economic	economic	ADJ
cblr-2956	633	34	damages	damage	NOUN
cblr-2956	633	35	47,968	47,968	NUM
cblr-2956	633	36	121,286	121,286	NUM
cblr-2956	633	37	97,200	97,200	NUM
cblr-2956	633	38	21,795	21,795	NUM
cblr-2956	633	39	29,758	29,758	NUM
cblr-2956	633	40	19,257	19,257	NUM
cblr-2956	633	41	e.	e.	PROPN
cblr-2956	634	1	all	all	PRON
cblr-2956	634	2	claims	claim	VERB
cblr-2956	634	3	1	1	NUM
cblr-2956	634	4	43080	43080	NUM
cblr-2956	634	5	122,040	122,040	NUM
cblr-2956	634	6	101,832	101,832	NUM
cblr-2956	634	7	20,037	20,037	NUM
cblr-2956	634	8	29,567	29,567	NUM
cblr-2956	634	9	32,477	32,477	NUM
cblr-2956	634	10	no	no	NOUN
cblr-2956	634	11	.	.	PUNCT
cblr-2956	635	1	2:423	2:423	NUM
cblr-2956	635	2	]	]	X
cblr-2956	635	3	columbia	columbia	PROPN
cblr-2956	635	4	business	business	PROPN
cblr-2956	635	5	law	law	PROPN
cblr-2956	635	6	review	review	NOUN
cblr-2956	635	7	[	[	X
cblr-2956	635	8	vol	vol	NOUN
cblr-2956	635	9	.	.	NOUN
cblr-2956	635	10	2008	2008	NUM
cblr-2956	635	11	table	table	NOUN
cblr-2956	635	12	2	2	NUM
cblr-2956	635	13	:	:	PUNCT
cblr-2956	635	14	average	average	ADJ
cblr-2956	635	15	savings	saving	NOUN
cblr-2956	635	16	from	from	ADP
cblr-2956	635	17	early	early	ADJ
cblr-2956	635	18	offer	offer	NOUN
cblr-2956	635	19	proposal	proposal	NOUN
cblr-2956	635	20	panel	panel	NOUN
cblr-2956	635	21	a	a	X
cblr-2956	635	22	:	:	PUNCT
cblr-2956	635	23	by	by	ADP
cblr-2956	635	24	type	type	NOUN
cblr-2956	635	25	of	of	ADP
cblr-2956	635	26	damages	damage	NOUN
cblr-2956	635	27	(	(	PUNCT
cblr-2956	635	28	1	1	NUM
cblr-2956	635	29	)	)	PUNCT
cblr-2956	635	30	(	(	PUNCT
cblr-2956	635	31	2	2	NUM
cblr-2956	635	32	)	)	PUNCT
cblr-2956	635	33	(	(	PUNCT
cblr-2956	635	34	3	3	X
cblr-2956	635	35	)	)	PUNCT
cblr-2956	635	36	savings	saving	NOUN
cblr-2956	635	37	based	base	VERB
cblr-2956	635	38	savings	saving	NOUN
cblr-2956	635	39	based	base	VERB
cblr-2956	635	40	savings	saving	NOUN
cblr-2956	635	41	based	base	VERB
cblr-2956	635	42	on	on	ADP
cblr-2956	635	43	initial	initial	ADJ
cblr-2956	635	44	on	on	ADP
cblr-2956	635	45	final	final	ADJ
cblr-2956	635	46	reserve	reserve	NOUN
cblr-2956	635	47	on	on	ADP
cblr-2956	635	48	total	total	ADJ
cblr-2956	635	49	reserve	reserve	NOUN
cblr-2956	635	50	if	if	SCONJ
cblr-2956	635	51	if	if	SCONJ
cblr-2956	635	52	settlement	settlement	NOUN
cblr-2956	635	53	or	or	CCONJ
cblr-2956	635	54	positive	positive	ADJ
cblr-2956	635	55	cs	cs	PROPN
cblr-2956	635	56	)	)	PUNCT
cblr-2956	635	57	[	[	X
cblr-2956	635	58	n	n	X
cblr-2956	635	59	]	]	X
cblr-2956	635	60	positive	positive	ADJ
cblr-2956	635	61	(	(	PUNCT
cblr-2956	635	62	)	)	PUNCT
cblr-2956	636	1	[	[	X
cblr-2956	636	2	n	n	CCONJ
cblr-2956	636	3	]	]	X
cblr-2956	636	4	court	court	NOUN
cblr-2956	636	5	award	award	NOUN
cblr-2956	636	6	if	if	SCONJ
cblr-2956	636	7	positive	positive	ADJ
cblr-2956	636	8	(	(	PUNCT
cblr-2956	636	9	)	)	PUNCT
cblr-2956	637	1	[	[	X
cblr-2956	637	2	n	n	X
cblr-2956	637	3	]	]	PUNCT
cblr-2956	637	4	a.	a.	NOUN
cblr-2956	637	5	exemplary	exemplary	NOUN
cblr-2956	637	6	damages	damage	VERB
cblr-2956	637	7	524,285	524,285	NUM
cblr-2956	637	8	866,566	866,566	NUM
cblr-2956	637	9	720,567	720,567	NUM
cblr-2956	637	10	reported	report	VERB
cblr-2956	637	11	[	[	X
cblr-2956	637	12	1,607	1,607	NUM
cblr-2956	637	13	]	]	PUNCT
cblr-2956	638	1	[	[	X
cblr-2956	638	2	9641	9641	NUM
cblr-2956	638	3	[	[	X
cblr-2956	638	4	1,564	1,564	NUM
cblr-2956	638	5	]	]	X
cblr-2956	639	1	[	[	X
cblr-2956	639	2	1,607	1,607	NUM
cblr-2956	639	3	]	]	PUNCT
cblr-2956	639	4	b.	b.	NOUN
cblr-2956	640	1	no	no	DET
cblr-2956	640	2	exemplary	exemplary	ADJ
cblr-2956	640	3	damages	damage	NOUN
cblr-2956	640	4	,	,	PUNCT
cblr-2956	640	5	economic	economic	ADJ
cblr-2956	640	6	damages	damage	NOUN
cblr-2956	640	7	reported	report	VERB
cblr-2956	640	8	7,324	7,324	NUM
cblr-2956	640	9	43,281	43,281	NUM
cblr-2956	640	10	45,260	45,260	NUM
cblr-2956	640	11	as	as	ADP
cblr-2956	640	12	zero	zero	NUM
cblr-2956	640	13	[	[	X
cblr-2956	640	14	7,046	7,046	NUM
cblr-2956	640	15	]	]	PUNCT
cblr-2956	641	1	[	[	X
cblr-2956	641	2	7,046	7,046	NUM
cblr-2956	641	3	]	]	PUNCT
cblr-2956	641	4	[	[	X
cblr-2956	641	5	7,046	7,046	NUM
cblr-2956	641	6	]	]	PUNCT
cblr-2956	641	7	[	[	X
cblr-2956	641	8	7,046	7,046	NUM
cblr-2956	641	9	]	]	PUNCT
cblr-2956	641	10	c.	c.	NOUN
cblr-2956	641	11	no	no	PRON
cblr-2956	641	12	exemplary	exemplary	ADJ
cblr-2956	641	13	damages	damage	NOUN
cblr-2956	641	14	,	,	PUNCT
cblr-2956	641	15	positive	positive	ADJ
cblr-2956	641	16	economic	economic	ADJ
cblr-2956	641	17	damages	damage	NOUN
cblr-2956	641	18	261,984	261,984	NUM
cblr-2956	641	19	345,925	345,925	NUM
cblr-2956	641	20	280,075	280,075	NUM
cblr-2956	641	21	reported	report	VERB
cblr-2956	641	22	[	[	X
cblr-2956	641	23	7,405	7,405	NUM
cblr-2956	641	24	]	]	PUNCT
cblr-2956	642	1	[	[	X
cblr-2956	642	2	3,112	3,112	NUM
cblr-2956	642	3	]	]	PUNCT
cblr-2956	642	4	[	[	X
cblr-2956	642	5	6,995	6,995	NUM
cblr-2956	642	6	]	]	X
cblr-2956	642	7	[	[	X
cblr-2956	642	8	7,373	7,373	NUM
cblr-2956	642	9	]	]	X
cblr-2956	642	10	d.	d.	PROPN
cblr-2956	642	11	imputed	impute	VERB
cblr-2956	642	12	economic	economic	ADJ
cblr-2956	642	13	124,800	124,800	NUM
cblr-2956	642	14	208,892	208,892	NUM
cblr-2956	642	15	165,014	165,014	NUM
cblr-2956	642	16	damages	damage	NOUN
cblr-2956	642	17	[	[	X
cblr-2956	642	18	23,495	23,495	NUM
cblr-2956	642	19	]	]	PUNCT
cblr-2956	643	1	[	[	X
cblr-2956	643	2	15,847	15,847	NUM
cblr-2956	643	3	]	]	PUNCT
cblr-2956	644	1	[	[	X
cblr-2956	644	2	22,834	22,834	NUM
cblr-2956	644	3	]	]	PUNCT
cblr-2956	645	1	[	[	X
cblr-2956	645	2	23,495	23,495	NUM
cblr-2956	645	3	]	]	PUNCT
cblr-2956	645	4	e.	e.	PROPN
cblr-2956	645	5	all	all	PRON
cblr-2956	645	6	claims	claim	VERB
cblr-2956	645	7	124,217	124,217	NUM
cblr-2956	645	8	230,232	230,232	NUM
cblr-2956	645	9	187,719	187,719	NUM
cblr-2956	646	1	[	[	X
cblr-2956	646	2	39,553	39,553	NUM
cblr-2956	646	3	]	]	PUNCT
cblr-2956	647	1	[	[	X
cblr-2956	647	2	26,969	26,969	X
cblr-2956	647	3	]	]	X
cblr-2956	648	1	[	[	X
cblr-2956	648	2	38,4391	38,4391	NUM
cblr-2956	648	3	[	[	X
cblr-2956	648	4	39,521	39,521	NUM
cblr-2956	648	5	]	]	PUNCT
cblr-2956	648	6	panel	panel	NOUN
cblr-2956	648	7	b	b	NOUN
cblr-2956	648	8	:	:	PUNCT
cblr-2956	648	9	by	by	ADP
cblr-2956	648	10	injury	injury	NOUN
cblr-2956	648	11	type	type	NOUN
cblr-2956	648	12	,	,	PUNCT
cblr-2956	648	13	excluding	exclude	VERB
cblr-2956	648	14	claims	claim	NOUN
cblr-2956	648	15	reporting	reporting	NOUN
cblr-2956	648	16	exemplary	exemplary	ADJ
cblr-2956	648	17	damages	damage	NOUN
cblr-2956	648	18	(	(	PUNCT
cblr-2956	648	19	1	1	NUM
cblr-2956	648	20	)	)	PUNCT
cblr-2956	648	21	(	(	PUNCT
cblr-2956	648	22	2	2	NUM
cblr-2956	648	23	)	)	PUNCT
cblr-2956	648	24	(	(	PUNCT
cblr-2956	648	25	3	3	X
cblr-2956	648	26	)	)	PUNCT
cblr-2956	648	27	savings	saving	NOUN
cblr-2956	648	28	based	base	VERB
cblr-2956	648	29	savings	saving	NOUN
cblr-2956	648	30	based	base	VERB
cblr-2956	648	31	savings	saving	NOUN
cblr-2956	648	32	based	base	VERB
cblr-2956	648	33	on	on	ADP
cblr-2956	648	34	initial	initial	ADJ
cblr-2956	648	35	on	on	ADP
cblr-2956	648	36	final	final	ADJ
cblr-2956	648	37	reserve	reserve	NOUN
cblr-2956	648	38	on	on	ADP
cblr-2956	648	39	total	total	ADJ
cblr-2956	648	40	reserve	reserve	NOUN
cblr-2956	649	1	if	if	SCONJ
cblr-2956	649	2	if	if	SCONJ
cblr-2956	649	3	settlement	settlement	NOUN
cblr-2956	649	4	or	or	CCONJ
cblr-2956	649	5	positive	positive	ADJ
cblr-2956	649	6	(	(	PUNCT
cblr-2956	649	7	)	)	PUNCT
cblr-2956	649	8	[	[	X
cblr-2956	649	9	n	n	X
cblr-2956	649	10	]	]	X
cblr-2956	649	11	positive	positive	ADJ
cblr-2956	649	12	(	(	PUNCT
cblr-2956	649	13	)	)	PUNCT
cblr-2956	649	14	[	[	X
cblr-2956	649	15	n	n	CCONJ
cblr-2956	649	16	]	]	X
cblr-2956	649	17	court	court	NOUN
cblr-2956	649	18	award	award	NOUN
cblr-2956	649	19	if	if	SCONJ
cblr-2956	649	20	positive	positive	ADJ
cblr-2956	649	21	(	(	PUNCT
cblr-2956	649	22	$	$	SYM
cblr-2956	649	23	)	)	PUNCT
cblr-2956	650	1	[	[	X
cblr-2956	650	2	n	n	X
cblr-2956	650	3	]	]	X
cblr-2956	650	4	595,597	595,597	NUM
cblr-2956	650	5	920,527	920,527	NUM
cblr-2956	650	6	707,540	707,540	NUM
cblr-2956	650	7	a.	a.	NOUN
cblr-2956	650	8	fatality	fatality	NOUN
cblr-2956	651	1	[	[	X
cblr-2956	651	2	2,388	2,388	NUM
cblr-2956	651	3	]	]	X
cblr-2956	652	1	[	[	X
cblr-2956	652	2	1,472	1,472	NUM
cblr-2956	652	3	]	]	PUNCT
cblr-2956	652	4	[	[	X
cblr-2956	652	5	2,284	2,284	NUM
cblr-2956	652	6	]	]	PUNCT
cblr-2956	652	7	[	[	X
cblr-2956	652	8	2,379	2,379	NUM
cblr-2956	652	9	]	]	X
cblr-2956	652	10	b.	b.	NOUN
cblr-2956	652	11	serious	serious	ADJ
cblr-2956	652	12	nonfatal	nonfatal	ADJ
cblr-2956	652	13	716,207	716,207	NUM
cblr-2956	652	14	995,581	995,581	NUM
cblr-2956	652	15	826,356	826,356	NUM
cblr-2956	652	16	injury	injury	NOUN
cblr-2956	652	17	[	[	X
cblr-2956	652	18	1,429	1,429	NUM
cblr-2956	652	19	]	]	PUNCT
cblr-2956	653	1	[	[	X
cblr-2956	653	2	673	673	NUM
cblr-2956	653	3	]	]	X
cblr-2956	653	4	[	[	X
cblr-2956	653	5	1,350	1,350	NUM
cblr-2956	653	6	]	]	PUNCT
cblr-2956	653	7	[	[	X
cblr-2956	653	8	1,424	1,424	NUM
cblr-2956	653	9	]	]	PUNCT
cblr-2956	653	10	c.	c.	NOUN
cblr-2956	653	11	other	other	ADJ
cblr-2956	653	12	nonfatal	nonfatal	ADJ
cblr-2956	653	13	injuries	injury	NOUN
cblr-2956	653	14	and	and	CCONJ
cblr-2956	653	15	short	short	ADJ
cblr-2956	653	16	form	form	NOUN
cblr-2956	653	17	62,275	62,275	NUM
cblr-2956	653	18	121,779	121,779	NUM
cblr-2956	653	19	99,701	99,701	NUM
cblr-2956	653	20	claims	claim	NOUN
cblr-2956	653	21	[	[	X
cblr-2956	653	22	34,129	34,129	NUM
cblr-2956	653	23	]	]	PUNCT
cblr-2956	653	24	(	(	PUNCT
cblr-2956	653	25	23,860	23,860	NUM
cblr-2956	653	26	]	]	PUNCT
cblr-2956	654	1	[	[	X
cblr-2956	654	2	33,241	33,241	NUM
cblr-2956	654	3	]	]	PUNCT
cblr-2956	655	1	[	[	X
cblr-2956	655	2	34,111	34,111	NUM
cblr-2956	655	3	]	]	PUNCT
cblr-2956	655	4	d.	d.	PROPN
cblr-2956	655	5	all	all	PRON
cblr-2956	655	6	claims	claim	VERB
cblr-2956	655	7	without	without	ADP
cblr-2956	655	8	exemplary	exemplary	ADJ
cblr-2956	655	9	damages	damage	NOUN
cblr-2956	655	10	109,387	109,387	NUM
cblr-2956	655	11	203,242	203,242	NUM
cblr-2956	655	12	165,134	165,134	NUM
cblr-2956	656	1	[	[	X
cblr-2956	656	2	37,946	37,946	NUM
cblr-2956	656	3	]	]	PUNCT
cblr-2956	656	4	[	[	X
cblr-2956	656	5	26,005	26,005	X
cblr-2956	656	6	]	]	PUNCT
cblr-2956	657	1	[	[	X
cblr-2956	657	2	36,875	36,875	NUM
cblr-2956	657	3	]	]	PUNCT
cblr-2956	657	4	[	[	X
cblr-2956	657	5	37,914	37,914	NUM
cblr-2956	657	6	]	]	PUNCT
cblr-2956	657	7	e.	e.	PROPN
cblr-2956	657	8	fatality	fatality	PROPN
cblr-2956	657	9	minimum	minimum	VERB
cblr-2956	657	10	1,146,558	1,146,558	NUM
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cblr-2956	657	12	1,044,260	1,044,260	NUM
cblr-2956	657	13	$	$	SYM
cblr-2956	657	14	250,000	250,000	NUM
cblr-2956	657	15	[	[	X
cblr-2956	657	16	2,388	2,388	NUM
cblr-2956	657	17	]	]	PUNCT
cblr-2956	658	1	[	[	X
cblr-2956	658	2	650	650	NUM
cblr-2956	658	3	]	]	X
cblr-2956	659	1	[	[	X
cblr-2956	659	2	1,435	1,435	NUM
cblr-2956	659	3	]	]	X
cblr-2956	659	4	[	[	X
cblr-2956	659	5	1,592	1,592	NUM
cblr-2956	659	6	]	]	PUNCT
cblr-2956	659	7	(	(	PUNCT
cblr-2956	659	8	continued	continue	VERB
cblr-2956	659	9	on	on	ADP
cblr-2956	659	10	next	next	ADJ
cblr-2956	659	11	page	page	NOUN
cblr-2956	659	12	)	)	PUNCT
cblr-2956	659	13	col	col	PROPN
cblr-2956	659	14	umbia	umbia	PROPN
cblr-2956	659	15	b	b	PROPN
cblr-2956	659	16	usiness	usiness	PROPN
cblr-2956	659	17	la	la	PROPN
cblr-2956	659	18	w	w	PROPN
cblr-2956	659	19	re	re	PROPN
cblr-2956	659	20	vie	vie	PROPN
cblr-2956	659	21	w	w	PROPN
cblr-2956	660	1	[	[	X
cblr-2956	660	2	vol	vol	NOUN
cblr-2956	660	3	.	.	NOUN
cblr-2956	660	4	2008	2008	NUM
cblr-2956	660	5	(	(	PUNCT
cblr-2956	660	6	continued	continue	VERB
cblr-2956	660	7	from	from	ADP
cblr-2956	660	8	previous	previous	ADJ
cblr-2956	660	9	page	page	NOUN
cblr-2956	660	10	)	)	PUNCT
cblr-2956	661	1	f.	f.	PROPN
cblr-2956	661	2	serious	serious	ADJ
cblr-2956	661	3	nonfatal	nonfatal	ADJ
cblr-2956	661	4	injury	injury	NOUN
cblr-2956	661	5	minimum	minimum	NOUN
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cblr-2956	661	7	1,458,329	1,458,329	NUM
cblr-2956	661	8	1,294,465	1,294,465	NUM
cblr-2956	661	9	$	$	SYM
cblr-2956	661	10	250,000	250,000	NUM
cblr-2956	661	11	[	[	SYM
cblr-2956	661	12	1,429	1,429	NUM
cblr-2956	661	13	]	]	PUNCT
cblr-2956	662	1	[	[	X
cblr-2956	662	2	313	313	NUM
cblr-2956	662	3	]	]	X
cblr-2956	662	4	[	[	X
cblr-2956	662	5	844	844	NUM
cblr-2956	662	6	]	]	X
cblr-2956	662	7	[	[	X
cblr-2956	662	8	826	826	NUM
cblr-2956	662	9	]	]	PUNCT
cblr-2956	662	10	g.	g.	NOUN
cblr-2956	662	11	fatality	fatality	PROPN
cblr-2956	662	12	minimum	minimum	NOUN
cblr-2956	662	13	811,596	811,596	NUM
cblr-2956	662	14	1,044,242	1,044,242	NUM
cblr-2956	662	15	824,782	824,782	NUM
cblr-2956	662	16	$	$	SYM
cblr-2956	662	17	100,000	100,000	NUM
cblr-2956	662	18	(	(	PUNCT
cblr-2956	662	19	2,388	2,388	NUM
cblr-2956	662	20	]	]	PUNCT
cblr-2956	663	1	[	[	X
cblr-2956	663	2	1,015	1,015	NUM
cblr-2956	663	3	]	]	PUNCT
cblr-2956	663	4	[	[	X
cblr-2956	663	5	1,934	1,934	NUM
cblr-2956	663	6	]	]	X
cblr-2956	663	7	[	[	X
cblr-2956	663	8	1,9391	1,9391	PROPN
cblr-2956	663	9	h.	h.	NOUN
cblr-2956	663	10	serious	serious	ADJ
cblr-2956	663	11	nonfatal	nonfatal	ADJ
cblr-2956	663	12	injuryminimum	injuryminimum	ADJ
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cblr-2956	663	15	992,566	992,566	NUM
cblr-2956	663	16	$	$	SYM
cblr-2956	663	17	100,000	100,000	NUM
cblr-2956	663	18	[	[	X
cblr-2956	663	19	1,429	1,429	NUM
cblr-2956	663	20	]	]	PUNCT
cblr-2956	664	1	[	[	X
cblr-2956	664	2	456	456	X
cblr-2956	664	3	]	]	PUNCT
cblr-2956	665	1	[	[	X
cblr-2956	665	2	1,123	1,123	NUM
cblr-2956	665	3	]	]	X
cblr-2956	665	4	[	[	X
cblr-2956	665	5	1,1501	1,1501	NUM
cblr-2956	665	6	i.	i.	NOUN
cblr-2956	665	7	fatality	fatality	NOUN
cblr-2956	665	8	minimum	minimum	NOUN
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cblr-2956	665	12	$	$	SYM
cblr-2956	665	13	500,000	500,000	NUM
cblr-2956	665	14	[	[	X
cblr-2956	665	15	2,388	2,388	NUM
cblr-2956	665	16	]	]	PUNCT
cblr-2956	666	1	[	[	X
cblr-2956	666	2	419	419	NUM
cblr-2956	666	3	]	]	PUNCT
cblr-2956	667	1	[	[	X
cblr-2956	667	2	973	973	NUM
cblr-2956	667	3	]	]	X
cblr-2956	668	1	[	[	X
cblr-2956	668	2	9131	9131	NUM
cblr-2956	668	3	j.	j.	PROPN
cblr-2956	668	4	serious	serious	ADJ
cblr-2956	668	5	nonfatal	nonfatal	ADJ
cblr-2956	668	6	injury	injury	NOUN
cblr-2956	668	7	minimum	minimum	NOUN
cblr-2956	668	8	1,871,183	1,871,183	NUM
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cblr-2956	668	10	1,681,579	1,681,579	NUM
cblr-2956	668	11	$	$	SYM
cblr-2956	668	12	500,000	500,000	NUM
cblr-2956	668	13	[	[	NOUN
cblr-2956	668	14	1,429	1,429	NUM
cblr-2956	668	15	]	]	PUNCT
cblr-2956	669	1	[	[	X
cblr-2956	669	2	211	211	NUM
cblr-2956	669	3	]	]	PUNCT
cblr-2956	669	4	[	[	X
cblr-2956	669	5	593	593	NUM
cblr-2956	669	6	]	]	PUNCT
cblr-2956	669	7	[	[	X
cblr-2956	669	8	572	572	NUM
cblr-2956	669	9	]	]	PUNCT
cblr-2956	669	10	note	note	NOUN
cblr-2956	669	11	:	:	PUNCT
cblr-2956	669	12	savings	saving	NOUN
cblr-2956	669	13	calculated	calculate	VERB
cblr-2956	669	14	as	as	ADP
cblr-2956	669	15	:	:	PUNCT
cblr-2956	669	16	(	(	PUNCT
cblr-2956	669	17	1	1	X
cblr-2956	669	18	)	)	PUNCT
cblr-2956	669	19	projected	project	VERB
cblr-2956	669	20	(	(	PUNCT
cblr-2956	669	21	initial	initial	ADJ
cblr-2956	669	22	indemnity	indemnity	NOUN
cblr-2956	669	23	reserve	reserve	NOUN
cblr-2956	669	24	+	+	CCONJ
cblr-2956	669	25	23/33	23/33	NUM
cblr-2956	669	26	initial	initial	ADJ
cblr-2956	669	27	expense	expense	NOUN
cblr-2956	669	28	reserve	reserve	NOUN
cblr-2956	669	29	)	)	PUNCT
cblr-2956	669	30	1.1	1.1	NUM
cblr-2956	669	31	economic	economic	ADJ
cblr-2956	669	32	loss	loss	NOUN
cblr-2956	669	33	.	.	PUNCT
cblr-2956	670	1	(	(	PUNCT
cblr-2956	670	2	2	2	X
cblr-2956	670	3	)	)	PUNCT
cblr-2956	670	4	projected	project	VERB
cblr-2956	670	5	(	(	PUNCT
cblr-2956	670	6	final	final	ADJ
cblr-2956	670	7	indemnity	indemnity	NOUN
cblr-2956	670	8	reserve	reserve	NOUN
cblr-2956	670	9	+	+	CCONJ
cblr-2956	670	10	23/33	23/33	NUM
cblr-2956	670	11	final	final	ADJ
cblr-2956	670	12	expense	expense	NOUN
cblr-2956	670	13	reserve	reserve	NOUN
cblr-2956	670	14	)	)	PUNCT
cblr-2956	670	15	1.1	1.1	NUM
cblr-2956	670	16	economic	economic	ADJ
cblr-2956	670	17	loss	loss	NOUN
cblr-2956	670	18	.	.	PUNCT
cblr-2956	671	1	(	(	PUNCT
cblr-2956	671	2	3	3	X
cblr-2956	671	3	)	)	PUNCT
cblr-2956	671	4	total	total	ADJ
cblr-2956	671	5	settlement	settlement	NOUN
cblr-2956	671	6	or	or	CCONJ
cblr-2956	671	7	court	court	NOUN
cblr-2956	671	8	award	award	NOUN
cblr-2956	671	9	+	+	CCONJ
cblr-2956	671	10	23/33	23/33	NUM
cblr-2956	671	11	total	total	ADJ
cblr-2956	671	12	allocated	allocate	VERB
cblr-2956	671	13	loss	loss	NOUN
cblr-2956	671	14	adjustment	adjustment	NOUN
cblr-2956	671	15	expenses	expense	VERB
cblr-2956	671	16	1.1	1.1	NUM
cblr-2956	671	17	economic	economic	ADJ
cblr-2956	671	18	loss	loss	NOUN
cblr-2956	671	19	.	.	PUNCT
cblr-2956	672	1	no	no	INTJ
cblr-2956	672	2	.	.	NOUN
cblr-2956	673	1	2:4231	2:4231	NUM
cblr-2956	674	1	early	early	ADJ
cblr-2956	674	2	offers	offer	VERB
cblr-2956	674	3	reform	reform	PROPN
cblr-2956	674	4	columbia	columbia	PROPN
cblr-2956	674	5	business	business	PROPN
cblr-2956	674	6	la	la	PROPN
cblr-2956	674	7	wreview	wreview	VERB
cblr-2956	674	8	[	[	X
cblr-2956	674	9	vol	vol	NOUN
cblr-2956	674	10	.	.	NOUN
cblr-2956	674	11	2008	2008	NUM
cblr-2956	674	12	table	table	NOUN
cblr-2956	674	13	3	3	NUM
cblr-2956	674	14	:	:	PUNCT
cblr-2956	674	15	average	average	ADJ
cblr-2956	674	16	savings	saving	NOUN
cblr-2956	674	17	from	from	ADP
cblr-2956	674	18	early	early	ADJ
cblr-2956	674	19	offer	offer	NOUN
cblr-2956	674	20	proposal	proposal	NOUN
cblr-2956	674	21	,	,	PUNCT
cblr-2956	674	22	deducting	deduct	VERB
cblr-2956	674	23	collateral	collateral	ADJ
cblr-2956	674	24	sources	source	NOUN
cblr-2956	674	25	panel	panel	NOUN
cblr-2956	674	26	a	a	X
cblr-2956	674	27	:	:	PUNCT
cblr-2956	674	28	by	by	ADP
cblr-2956	674	29	type	type	NOUN
cblr-2956	674	30	of	of	ADP
cblr-2956	674	31	damages	damage	NOUN
cblr-2956	674	32	(	(	PUNCT
cblr-2956	674	33	1	1	NUM
cblr-2956	674	34	)	)	PUNCT
cblr-2956	674	35	(	(	PUNCT
cblr-2956	674	36	2	2	NUM
cblr-2956	674	37	)	)	PUNCT
cblr-2956	674	38	(	(	PUNCT
cblr-2956	674	39	3	3	X
cblr-2956	674	40	)	)	PUNCT
cblr-2956	674	41	savings	saving	NOUN
cblr-2956	674	42	based	base	VERB
cblr-2956	674	43	savings	saving	NOUN
cblr-2956	674	44	based	base	VERB
cblr-2956	674	45	savings	saving	NOUN
cblr-2956	674	46	based	base	VERB
cblr-2956	674	47	on	on	ADP
cblr-2956	674	48	initial	initial	ADJ
cblr-2956	674	49	on	on	ADP
cblr-2956	674	50	final	final	ADJ
cblr-2956	674	51	reserve	reserve	NOUN
cblr-2956	674	52	on	on	ADP
cblr-2956	674	53	total	total	ADJ
cblr-2956	674	54	reserve	reserve	NOUN
cblr-2956	675	1	if	if	SCONJ
cblr-2956	675	2	if	if	SCONJ
cblr-2956	675	3	settlement	settlement	NOUN
cblr-2956	675	4	or	or	CCONJ
cblr-2956	675	5	positive	positive	ADJ
cblr-2956	675	6	(	(	PUNCT
cblr-2956	675	7	)	)	PUNCT
cblr-2956	675	8	[	[	X
cblr-2956	675	9	n	n	X
cblr-2956	675	10	]	]	X
cblr-2956	675	11	positive	positive	ADJ
cblr-2956	675	12	(	(	PUNCT
cblr-2956	675	13	)	)	PUNCT
cblr-2956	675	14	[	[	X
cblr-2956	675	15	n	n	CCONJ
cblr-2956	675	16	]	]	X
cblr-2956	675	17	court	court	NOUN
cblr-2956	675	18	award	award	NOUN
cblr-2956	675	19	if	if	SCONJ
cblr-2956	675	20	positive	positive	ADJ
cblr-2956	675	21	(	(	PUNCT
cblr-2956	675	22	)	)	PUNCT
cblr-2956	676	1	[	[	X
cblr-2956	676	2	n	n	X
cblr-2956	676	3	]	]	PUNCT
cblr-2956	676	4	a.	a.	NOUN
cblr-2956	676	5	exemplary	exemplary	NOUN
cblr-2956	676	6	damages	damage	VERB
cblr-2956	676	7	505,584	505,584	NUM
cblr-2956	676	8	928,979	928,979	NUM
cblr-2956	676	9	796,690	796,690	NUM
cblr-2956	676	10	reported	report	VERB
cblr-2956	676	11	[	[	X
cblr-2956	676	12	1,607	1,607	NUM
cblr-2956	676	13	]	]	PUNCT
cblr-2956	676	14	(	(	PUNCT
cblr-2956	676	15	1,119	1,119	NUM
cblr-2956	676	16	]	]	PUNCT
cblr-2956	677	1	[	[	X
cblr-2956	677	2	1,582	1,582	NUM
cblr-2956	677	3	]	]	X
cblr-2956	678	1	[	[	X
cblr-2956	678	2	1,6071	1,6071	PROPN
cblr-2956	678	3	b.	b.	NOUN
cblr-2956	679	1	no	no	DET
cblr-2956	679	2	exemplary	exemplary	ADJ
cblr-2956	679	3	damages	damage	NOUN
cblr-2956	679	4	,	,	PUNCT
cblr-2956	679	5	economic	economic	ADJ
cblr-2956	679	6	damages	damage	NOUN
cblr-2956	679	7	reported	report	VERB
cblr-2956	679	8	as	as	ADP
cblr-2956	679	9	zero	zero	NUM
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cblr-2956	680	1	[	[	X
cblr-2956	680	2	7,046	7,046	NUM
cblr-2956	680	3	]	]	PUNCT
cblr-2956	680	4	[	[	X
cblr-2956	680	5	7,046	7,046	NUM
cblr-2956	680	6	]	]	PUNCT
cblr-2956	680	7	[	[	X
cblr-2956	680	8	7,046	7,046	NUM
cblr-2956	680	9	]	]	PUNCT
cblr-2956	680	10	[	[	X
cblr-2956	680	11	7,046	7,046	NUM
cblr-2956	680	12	]	]	PUNCT
cblr-2956	680	13	c.	c.	NOUN
cblr-2956	680	14	no	no	PRON
cblr-2956	680	15	exemplary	exemplary	ADJ
cblr-2956	680	16	damages	damage	NOUN
cblr-2956	680	17	,	,	PUNCT
cblr-2956	680	18	positive	positive	ADJ
cblr-2956	680	19	economic	economic	ADJ
cblr-2956	680	20	damages	damage	NOUN
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cblr-2956	680	24	reported	report	VERB
cblr-2956	680	25	[	[	X
cblr-2956	680	26	7,405	7,405	NUM
cblr-2956	680	27	]	]	PUNCT
cblr-2956	681	1	[	[	X
cblr-2956	681	2	4,055	4,055	X
cblr-2956	681	3	]	]	X
cblr-2956	682	1	[	[	X
cblr-2956	682	2	7,182	7,182	NUM
cblr-2956	682	3	]	]	X
cblr-2956	683	1	[	[	X
cblr-2956	683	2	7,405	7,405	NUM
cblr-2956	683	3	]	]	X
cblr-2956	683	4	d.	d.	PROPN
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cblr-2956	683	6	economic	economic	ADJ
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cblr-2956	683	10	damages	damage	NOUN
cblr-2956	683	11	[	[	X
cblr-2956	683	12	23,495	23,495	NUM
cblr-2956	683	13	]	]	PUNCT
cblr-2956	684	1	[	[	X
cblr-2956	684	2	17,695	17,695	NUM
cblr-2956	684	3	]	]	PUNCT
cblr-2956	685	1	[	[	X
cblr-2956	685	2	23,016	23,016	NUM
cblr-2956	685	3	]	]	PUNCT
cblr-2956	686	1	[	[	X
cblr-2956	686	2	23,495	23,495	NUM
cblr-2956	686	3	]	]	PUNCT
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cblr-2956	686	10	[	[	X
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cblr-2956	686	12	[	[	X
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cblr-2956	686	14	]	]	X
cblr-2956	687	1	[	[	X
cblr-2956	687	2	38,826	38,826	NUM
cblr-2956	687	3	]	]	PUNCT
cblr-2956	688	1	[	[	X
cblr-2956	688	2	39,553	39,553	NUM
cblr-2956	688	3	]	]	PUNCT
cblr-2956	688	4	panel	panel	NOUN
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cblr-2956	688	10	,	,	PUNCT
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cblr-2956	688	12	claims	claim	NOUN
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cblr-2956	688	14	exemplary	exemplary	ADJ
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cblr-2956	688	16	(	(	PUNCT
cblr-2956	688	17	1	1	NUM
cblr-2956	688	18	)	)	PUNCT
cblr-2956	688	19	(	(	PUNCT
cblr-2956	688	20	2	2	NUM
cblr-2956	688	21	)	)	PUNCT
cblr-2956	688	22	(	(	PUNCT
cblr-2956	688	23	3	3	X
cblr-2956	688	24	)	)	PUNCT
cblr-2956	688	25	savings	saving	NOUN
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cblr-2956	688	28	based	base	VERB
cblr-2956	688	29	savings	saving	NOUN
cblr-2956	688	30	based	base	VERB
cblr-2956	688	31	on	on	ADP
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cblr-2956	688	33	on	on	ADP
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cblr-2956	688	35	reserve	reserve	NOUN
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cblr-2956	688	38	reserve	reserve	NOUN
cblr-2956	689	1	if	if	SCONJ
cblr-2956	689	2	if	if	SCONJ
cblr-2956	689	3	settlement	settlement	NOUN
cblr-2956	689	4	or	or	CCONJ
cblr-2956	689	5	positive	positive	ADJ
cblr-2956	689	6	(	(	PUNCT
cblr-2956	689	7	)	)	PUNCT
cblr-2956	689	8	[	[	X
cblr-2956	689	9	n	n	X
cblr-2956	689	10	]	]	X
cblr-2956	689	11	positive	positive	ADJ
cblr-2956	689	12	(	(	PUNCT
cblr-2956	689	13	)	)	PUNCT
cblr-2956	689	14	[	[	X
cblr-2956	689	15	n	n	CCONJ
cblr-2956	689	16	]	]	X
cblr-2956	689	17	court	court	NOUN
cblr-2956	689	18	award	award	NOUN
cblr-2956	689	19	if	if	SCONJ
cblr-2956	689	20	positive	positive	ADJ
cblr-2956	689	21	cs	cs	NOUN
cblr-2956	689	22	)	)	PUNCT
cblr-2956	689	23	[	[	X
cblr-2956	689	24	n	n	X
cblr-2956	689	25	]	]	PUNCT
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cblr-2956	689	29	a.	a.	NOUN
cblr-2956	689	30	fatality	fatality	NOUN
cblr-2956	690	1	[	[	X
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cblr-2956	690	3	]	]	X
cblr-2956	691	1	[	[	X
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cblr-2956	691	3	]	]	X
cblr-2956	692	1	[	[	X
cblr-2956	692	2	2,315	2,315	NUM
cblr-2956	692	3	]	]	PUNCT
cblr-2956	693	1	[	[	X
cblr-2956	693	2	2,388	2,388	NUM
cblr-2956	693	3	]	]	X
cblr-2956	693	4	b.	b.	NOUN
cblr-2956	694	1	serious	serious	ADJ
cblr-2956	694	2	nonfatal	nonfatal	ADJ
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cblr-2956	694	6	injury	injury	NOUN
cblr-2956	695	1	[	[	X
cblr-2956	695	2	1,429	1,429	NUM
cblr-2956	695	3	]	]	PUNCT
cblr-2956	695	4	[	[	X
cblr-2956	695	5	853	853	NUM
cblr-2956	695	6	]	]	PUNCT
cblr-2956	695	7	[	[	X
cblr-2956	695	8	1,386	1,386	NUM
cblr-2956	695	9	]	]	PUNCT
cblr-2956	695	10	[	[	X
cblr-2956	695	11	1,429	1,429	NUM
cblr-2956	695	12	]	]	PUNCT
cblr-2956	695	13	c.	c.	NOUN
cblr-2956	695	14	other	other	ADJ
cblr-2956	695	15	nonfatal	nonfatal	ADJ
cblr-2956	695	16	injuries	injury	NOUN
cblr-2956	695	17	and	and	CCONJ
cblr-2956	695	18	short	short	ADJ
cblr-2956	695	19	form	form	NOUN
cblr-2956	695	20	65,740	65,740	NUM
cblr-2956	695	21	137,449	137,449	NUM
cblr-2956	695	22	117,055	117,055	NUM
cblr-2956	695	23	claims	claim	NOUN
cblr-2956	696	1	[	[	X
cblr-2956	696	2	34,129	34,129	NUM
cblr-2956	696	3	]	]	PUNCT
cblr-2956	697	1	[	[	X
cblr-2956	697	2	26,250	26,250	NUM
cblr-2956	697	3	]	]	PUNCT
cblr-2956	698	1	[	[	X
cblr-2956	698	2	33,543	33,543	NUM
cblr-2956	698	3	]	]	PUNCT
cblr-2956	698	4	[	[	X
cblr-2956	698	5	34,129	34,129	NUM
cblr-2956	698	6	]	]	PUNCT
cblr-2956	698	7	d.	d.	PROPN
cblr-2956	698	8	all	all	PRON
cblr-2956	698	9	claims	claim	VERB
cblr-2956	698	10	without	without	ADP
cblr-2956	698	11	exemplary	exemplary	ADJ
cblr-2956	698	12	114,274	114,274	NUM
cblr-2956	698	13	228,304	228,304	NUM
cblr-2956	698	14	193,168	193,168	NUM
cblr-2956	698	15	damages	damage	NOUN
cblr-2956	698	16	[	[	X
cblr-2956	698	17	37,946	37,946	NUM
cblr-2956	698	18	]	]	PUNCT
cblr-2956	699	1	[	[	X
cblr-2956	699	2	28,796	28,796	NUM
cblr-2956	699	3	]	]	SYM
cblr-2956	699	4	1	1	NUM
cblr-2956	700	1	[	[	X
cblr-2956	700	2	37,244	37,244	NUM
cblr-2956	700	3	]	]	PUNCT
cblr-2956	700	4	[	[	X
cblr-2956	700	5	37,946	37,946	NUM
cblr-2956	700	6	]	]	PUNCT
cblr-2956	700	7	(	(	PUNCT
cblr-2956	700	8	continued	continue	VERB
cblr-2956	700	9	on	on	ADP
cblr-2956	700	10	next	next	ADJ
cblr-2956	700	11	page	page	NOUN
cblr-2956	700	12	)	)	PUNCT
cblr-2956	700	13	col	col	PROPN
cblr-2956	700	14	umbia	umbia	PROPN
cblr-2956	700	15	b	b	PROPN
cblr-2956	700	16	usiness	usiness	PROPN
cblr-2956	700	17	la	la	PROPN
cblr-2956	700	18	w	w	PROPN
cblr-2956	700	19	re	re	PROPN
cblr-2956	700	20	vie	vie	PROPN
cblr-2956	700	21	w	w	PROPN
cblr-2956	701	1	[	[	X
cblr-2956	701	2	vol	vol	NOUN
cblr-2956	701	3	.	.	NOUN
cblr-2956	701	4	2008	2008	NUM
cblr-2956	701	5	(	(	PUNCT
cblr-2956	701	6	continued	continue	VERB
cblr-2956	701	7	from	from	ADP
cblr-2956	701	8	previous	previous	ADJ
cblr-2956	701	9	page	page	NOUN
cblr-2956	701	10	)	)	PUNCT
cblr-2956	701	11	e.	e.	PROPN
cblr-2956	701	12	fatality	fatality	PROPN
cblr-2956	701	13	minimum	minimum	PROPN
cblr-2956	701	14	1,160,594	1,160,594	NUM
cblr-2956	701	15	1,402,412	1,402,412	NUM
cblr-2956	701	16	1,164,914	1,164,914	NUM
cblr-2956	701	17	$	$	SYM
cblr-2956	701	18	250,000	250,000	NUM
cblr-2956	701	19	[	[	X
cblr-2956	701	20	2,388	2,388	NUM
cblr-2956	701	21	]	]	X
cblr-2956	702	1	[	[	X
cblr-2956	702	2	704	704	NUM
cblr-2956	702	3	]	]	PUNCT
cblr-2956	703	1	[	[	X
cblr-2956	703	2	1,447	1,447	NUM
cblr-2956	703	3	]	]	X
cblr-2956	703	4	[	[	X
cblr-2956	703	5	1,401	1,401	NUM
cblr-2956	703	6	]	]	PUNCT
cblr-2956	703	7	f.	f.	NOUN
cblr-2956	703	8	serious	serious	ADJ
cblr-2956	703	9	nonfatal	nonfatal	ADJ
cblr-2956	703	10	injury	injury	NOUN
cblr-2956	703	11	minimum	minimum	NOUN
cblr-2956	703	12	1,431,944	1,431,944	NUM
cblr-2956	703	13	1,622,086	1,622,086	NUM
cblr-2956	703	14	1,499,698	1,499,698	NUM
cblr-2956	703	15	$	$	SYM
cblr-2956	703	16	250,000	250,000	NUM
cblr-2956	703	17	[	[	SYM
cblr-2956	703	18	1,429	1,429	NUM
cblr-2956	703	19	]	]	PUNCT
cblr-2956	704	1	[	[	X
cblr-2956	704	2	350	350	NUM
cblr-2956	704	3	]	]	PUNCT
cblr-2956	704	4	[	[	X
cblr-2956	704	5	858	858	NUM
cblr-2956	704	6	]	]	X
cblr-2956	704	7	[	[	X
cblr-2956	704	8	829	829	NUM
cblr-2956	704	9	]	]	PUNCT
cblr-2956	704	10	g.	g.	NOUN
cblr-2956	704	11	fatality	fatality	PROPN
cblr-2956	704	12	minimum	minimum	ADJ
cblr-2956	704	13	820,138	820,138	NUM
cblr-2956	704	14	1,140,026	1,140,026	NUM
cblr-2956	704	15	935,811	935,811	NUM
cblr-2956	704	16	$	$	SYM
cblr-2956	704	17	100,000	100,000	NUM
cblr-2956	704	18	[	[	X
cblr-2956	704	19	2,388	2,388	NUM
cblr-2956	704	20	]	]	PUNCT
cblr-2956	705	1	[	[	X
cblr-2956	705	2	1,123	1,123	NUM
cblr-2956	705	3	]	]	PUNCT
cblr-2956	705	4	[	[	X
cblr-2956	705	5	1,956	1,956	NUM
cblr-2956	705	6	]	]	X
cblr-2956	705	7	[	[	X
cblr-2956	705	8	1,948	1,948	NUM
cblr-2956	705	9	]	]	PUNCT
cblr-2956	705	10	h.	h.	NOUN
cblr-2956	705	11	serious	serious	ADJ
cblr-2956	705	12	nonfatal	nonfatal	ADJ
cblr-2956	705	13	injury	injury	NOUN
cblr-2956	705	14	minimum	minimum	NOUN
cblr-2956	705	15	1,022,180	1,022,180	NUM
cblr-2956	705	16	1,312,025	1,312,025	NUM
cblr-2956	705	17	1,167,183	1,167,183	NUM
cblr-2956	705	18	$	$	SYM
cblr-2956	705	19	100,000	100,000	NUM
cblr-2956	705	20	[	[	X
cblr-2956	705	21	1,429	1,429	NUM
cblr-2956	705	22	]	]	PUNCT
cblr-2956	706	1	[	[	X
cblr-2956	706	2	533	533	NUM
cblr-2956	706	3	]	]	X
cblr-2956	707	1	[	[	X
cblr-2956	707	2	1,143	1,143	NUM
cblr-2956	707	3	]	]	PUNCT
cblr-2956	708	1	[	[	X
cblr-2956	708	2	1,154	1,154	NUM
cblr-2956	708	3	]	]	PUNCT
cblr-2956	708	4	i.	i.	NOUN
cblr-2956	708	5	fatality	fatality	PROPN
cblr-2956	708	6	minimum	minimum	NOUN
cblr-2956	708	7	1,565,244	1,565,244	NUM
cblr-2956	708	8	1,780,935	1,780,935	NUM
cblr-2956	708	9	1,493,905	1,493,905	NUM
cblr-2956	708	10	$	$	SYM
cblr-2956	708	11	500,000	500,000	NUM
cblr-2956	708	12	[	[	X
cblr-2956	708	13	2,388	2,388	NUM
cblr-2956	708	14	]	]	X
cblr-2956	709	1	[	[	X
cblr-2956	709	2	441	441	NUM
cblr-2956	709	3	]	]	PUNCT
cblr-2956	710	1	[	[	X
cblr-2956	710	2	983	983	NUM
cblr-2956	710	3	]	]	PUNCT
cblr-2956	711	1	[	[	X
cblr-2956	711	2	920	920	NUM
cblr-2956	711	3	]	]	PUNCT
cblr-2956	711	4	j.	j.	PROPN
cblr-2956	711	5	serious	serious	ADJ
cblr-2956	711	6	nonfatal	nonfatal	ADJ
cblr-2956	711	7	injury	injury	NOUN
cblr-2956	711	8	minimum	minimum	NOUN
cblr-2956	711	9	1,919,656	1,919,656	NUM
cblr-2956	711	10	2,066,946	2,066,946	NUM
cblr-2956	711	11	1,920,206	1,920,206	NUM
cblr-2956	711	12	$	$	SYM
cblr-2956	711	13	500,000	500,000	NUM
cblr-2956	711	14	[	[	SYM
cblr-2956	711	15	1,429	1,429	NUM
cblr-2956	711	16	]	]	PUNCT
cblr-2956	712	1	[	[	X
cblr-2956	712	2	232	232	X
cblr-2956	712	3	]	]	X
cblr-2956	713	1	[	[	X
cblr-2956	713	2	601	601	NUM
cblr-2956	713	3	]	]	X
cblr-2956	713	4	[	[	X
cblr-2956	713	5	574	574	NUM
cblr-2956	713	6	]	]	PUNCT
cblr-2956	713	7	note	note	NOUN
cblr-2956	713	8	:	:	PUNCT
cblr-2956	714	1	savings	saving	NOUN
cblr-2956	714	2	calculated	calculate	VERB
cblr-2956	714	3	as	as	ADP
cblr-2956	714	4	:	:	PUNCT
cblr-2956	714	5	(	(	PUNCT
cblr-2956	714	6	1	1	X
cblr-2956	714	7	)	)	PUNCT
cblr-2956	714	8	projected	project	VERB
cblr-2956	714	9	(	(	PUNCT
cblr-2956	714	10	initial	initial	ADJ
cblr-2956	714	11	indemnity	indemnity	NOUN
cblr-2956	714	12	reserve	reserve	NOUN
cblr-2956	714	13	+	+	CCONJ
cblr-2956	714	14	23/33	23/33	NUM
cblr-2956	714	15	initial	initial	ADJ
cblr-2956	714	16	expense	expense	NOUN
cblr-2956	714	17	reserve	reserve	NOUN
cblr-2956	714	18	)	)	PUNCT
cblr-2956	714	19	1.1	1.1	NUM
cblr-2956	714	20	economic	economic	ADJ
cblr-2956	714	21	loss	loss	NOUN
cblr-2956	714	22	.	.	PUNCT
cblr-2956	715	1	(	(	PUNCT
cblr-2956	715	2	2	2	X
cblr-2956	715	3	)	)	PUNCT
cblr-2956	715	4	projected	project	VERB
cblr-2956	715	5	(	(	PUNCT
cblr-2956	715	6	final	final	ADJ
cblr-2956	715	7	indemnity	indemnity	NOUN
cblr-2956	715	8	reserve,+	reserve,+	NOUN
cblr-2956	715	9	23/33	23/33	NUM
cblr-2956	715	10	final	final	ADJ
cblr-2956	715	11	expense	expense	NOUN
cblr-2956	715	12	reserve	reserve	NOUN
cblr-2956	715	13	)	)	PUNCT
cblr-2956	715	14	1.1	1.1	NUM
cblr-2956	715	15	economic	economic	ADJ
cblr-2956	715	16	loss	loss	NOUN
cblr-2956	715	17	.	.	PUNCT
cblr-2956	716	1	(	(	PUNCT
cblr-2956	716	2	3	3	X
cblr-2956	716	3	)	)	PUNCT
cblr-2956	716	4	total	total	ADJ
cblr-2956	716	5	settlement	settlement	NOUN
cblr-2956	716	6	or	or	CCONJ
cblr-2956	716	7	court	court	NOUN
cblr-2956	716	8	award	award	NOUN
cblr-2956	716	9	+	+	CCONJ
cblr-2956	716	10	23/33	23/33	NUM
cblr-2956	716	11	total	total	ADJ
cblr-2956	716	12	allocated	allocate	VERB
cblr-2956	716	13	loss	loss	NOUN
cblr-2956	716	14	adjustment	adjustment	NOUN
cblr-2956	716	15	expenses	expense	VERB
cblr-2956	716	16	1.1	1.1	NUM
cblr-2956	716	17	economic	economic	ADJ
cblr-2956	716	18	loss	loss	NOUN
cblr-2956	716	19	.	.	PUNCT
cblr-2956	717	1	no	no	INTJ
cblr-2956	717	2	.	.	NOUN
cblr-2956	718	1	2:4231	2:4231	NUM
cblr-2956	718	2	earl	earl	PROPN
cblr-2956	718	3	y	y	PROPN
cblr-2956	718	4	offers	offer	VERB
cblr-2956	718	5	reform	reform	PROPN
cblr-2956	718	6	columbia	columbia	PROPN
cblr-2956	718	7	business	business	PROPN
cblr-2956	718	8	law	law	PROPN
cblr-2956	718	9	re	re	AUX
cblr-2956	718	10	view	view	VERB
cblr-2956	718	11	table	table	NOUN
cblr-2956	718	12	4	4	NUM
cblr-2956	718	13	:	:	PUNCT
cblr-2956	718	14	average	average	ADJ
cblr-2956	718	15	savings	saving	NOUN
cblr-2956	718	16	from	from	ADP
cblr-2956	718	17	early	early	ADJ
cblr-2956	718	18	offer	offer	NOUN
cblr-2956	718	19	proposal	proposal	NOUN
cblr-2956	718	20	,	,	PUNCT
cblr-2956	718	21	only	only	ADV
cblr-2956	718	22	claims	claim	NOUN
cblr-2956	718	23	involving	involve	VERB
cblr-2956	718	24	workers	worker	NOUN
cblr-2956	718	25	'	'	PART
cblr-2956	718	26	compensation	compensation	NOUN
cblr-2956	718	27	panel	panel	NOUN
cblr-2956	718	28	a	a	X
cblr-2956	718	29	:	:	PUNCT
cblr-2956	718	30	by	by	ADP
cblr-2956	718	31	type	type	NOUN
cblr-2956	718	32	of	of	ADP
cblr-2956	718	33	damages	damage	NOUN
cblr-2956	718	34	(	(	PUNCT
cblr-2956	718	35	1	1	NUM
cblr-2956	718	36	)	)	PUNCT
cblr-2956	718	37	(	(	PUNCT
cblr-2956	718	38	2	2	NUM
cblr-2956	718	39	)	)	PUNCT
cblr-2956	718	40	(	(	PUNCT
cblr-2956	718	41	3	3	X
cblr-2956	718	42	)	)	PUNCT
cblr-2956	718	43	savings	saving	NOUN
cblr-2956	718	44	based	base	VERB
cblr-2956	718	45	savings	saving	NOUN
cblr-2956	718	46	based	base	VERB
cblr-2956	718	47	savings	saving	NOUN
cblr-2956	718	48	based	base	VERB
cblr-2956	718	49	on	on	ADP
cblr-2956	718	50	initial	initial	ADJ
cblr-2956	718	51	on	on	ADP
cblr-2956	718	52	final	final	ADJ
cblr-2956	718	53	reserve	reserve	NOUN
cblr-2956	718	54	on	on	ADP
cblr-2956	718	55	total	total	ADJ
cblr-2956	718	56	reserve	reserve	NOUN
cblr-2956	719	1	if	if	SCONJ
cblr-2956	719	2	if	if	SCONJ
cblr-2956	719	3	settlement	settlement	NOUN
cblr-2956	719	4	or	or	CCONJ
cblr-2956	719	5	positive	positive	ADJ
cblr-2956	719	6	(	(	PUNCT
cblr-2956	719	7	)	)	PUNCT
cblr-2956	719	8	[	[	X
cblr-2956	719	9	n	n	X
cblr-2956	719	10	]	]	X
cblr-2956	719	11	positive	positive	ADJ
cblr-2956	719	12	(	(	PUNCT
cblr-2956	719	13	$	$	SYM
cblr-2956	719	14	)	)	PUNCT
cblr-2956	719	15	[	[	X
cblr-2956	719	16	n	n	CCONJ
cblr-2956	719	17	]	]	X
cblr-2956	719	18	court	court	NOUN
cblr-2956	719	19	award	award	NOUN
cblr-2956	719	20	if	if	SCONJ
cblr-2956	719	21	positive	positive	ADJ
cblr-2956	719	22	(	(	PUNCT
cblr-2956	719	23	$	$	SYM
cblr-2956	719	24	)	)	PUNCT
cblr-2956	720	1	[	[	X
cblr-2956	720	2	n	n	CCONJ
cblr-2956	720	3	]	]	PUNCT
cblr-2956	720	4	a.	a.	NOUN
cblr-2956	720	5	exemplary	exemplary	ADJ
cblr-2956	720	6	damages	damage	NOUN
cblr-2956	720	7	983,621	983,621	NUM
cblr-2956	720	8	1,436,062	1,436,062	NUM
cblr-2956	720	9	1,175,016	1,175,016	NUM
cblr-2956	720	10	reported	report	VERB
cblr-2956	720	11	[	[	X
cblr-2956	720	12	463	463	NUM
cblr-2956	720	13	]	]	PUNCT
cblr-2956	721	1	[	[	X
cblr-2956	721	2	234	234	NUM
cblr-2956	721	3	]	]	X
cblr-2956	722	1	[	[	X
cblr-2956	722	2	4471	4471	NUM
cblr-2956	722	3	[	[	X
cblr-2956	722	4	463	463	NUM
cblr-2956	722	5	]	]	PUNCT
cblr-2956	722	6	b.	b.	NOUN
cblr-2956	723	1	no	no	DET
cblr-2956	723	2	exemplary	exemplary	ADJ
cblr-2956	723	3	damages	damage	NOUN
cblr-2956	723	4	,	,	PUNCT
cblr-2956	723	5	economic	economic	ADJ
cblr-2956	723	6	damages	damage	NOUN
cblr-2956	723	7	reported	report	VERB
cblr-2956	723	8	34,088	34,088	NUM
cblr-2956	723	9	102,141	102,141	NUM
cblr-2956	723	10	108,180	108,180	NUM
cblr-2956	723	11	as	as	ADP
cblr-2956	723	12	zero	zero	NUM
cblr-2956	723	13	[	[	X
cblr-2956	723	14	669	669	NUM
cblr-2956	723	15	]	]	X
cblr-2956	724	1	[	[	X
cblr-2956	724	2	669	669	NUM
cblr-2956	724	3	]	]	X
cblr-2956	725	1	[	[	X
cblr-2956	725	2	669	669	NUM
cblr-2956	725	3	]	]	X
cblr-2956	725	4	[	[	X
cblr-2956	725	5	669	669	NUM
cblr-2956	725	6	]	]	X
cblr-2956	725	7	c.	c.	NOUN
cblr-2956	725	8	no	no	PRON
cblr-2956	725	9	exemplary	exemplary	ADJ
cblr-2956	725	10	damages	damage	NOUN
cblr-2956	725	11	,	,	PUNCT
cblr-2956	725	12	positive	positive	ADJ
cblr-2956	725	13	economic	economic	ADJ
cblr-2956	725	14	damages	damage	NOUN
cblr-2956	725	15	309,445	309,445	NUM
cblr-2956	725	16	430,542	430,542	NUM
cblr-2956	725	17	372,225	372,225	NUM
cblr-2956	725	18	reported	report	VERB
cblr-2956	725	19	[	[	X
cblr-2956	725	20	2,882	2,882	NUM
cblr-2956	725	21	]	]	X
cblr-2956	726	1	[	[	X
cblr-2956	726	2	1,171	1,171	X
cblr-2956	726	3	]	]	X
cblr-2956	727	1	[	[	X
cblr-2956	727	2	2,278	2,278	NUM
cblr-2956	727	3	]	]	X
cblr-2956	727	4	[	[	X
cblr-2956	727	5	2,873	2,873	NUM
cblr-2956	727	6	]	]	PUNCT
cblr-2956	727	7	d.	d.	PROPN
cblr-2956	727	8	imputed	impute	VERB
cblr-2956	727	9	economic	economic	ADJ
cblr-2956	727	10	501,877	501,877	NUM
cblr-2956	727	11	518,646	518,646	NUM
cblr-2956	727	12	356,516	356,516	NUM
cblr-2956	727	13	damages	damage	NOUN
cblr-2956	727	14	[	[	X
cblr-2956	727	15	4,592	4,592	NUM
cblr-2956	727	16	]	]	PUNCT
cblr-2956	728	1	[	[	X
cblr-2956	728	2	2,107	2,107	NUM
cblr-2956	728	3	]	]	PUNCT
cblr-2956	729	1	[	[	X
cblr-2956	729	2	4,376	4,376	X
cblr-2956	729	3	]	]	PUNCT
cblr-2956	730	1	[	[	X
cblr-2956	730	2	4,592	4,592	NUM
cblr-2956	730	3	]	]	PUNCT
cblr-2956	730	4	400,093	400,093	NUM
cblr-2956	730	5	505,397	505,397	NUM
cblr-2956	730	6	386,522	386,522	NUM
cblr-2956	730	7	e.	e.	PROPN
cblr-2956	730	8	all	all	DET
cblr-2956	730	9	claims	claim	VERB
cblr-2956	731	1	[	[	X
cblr-2956	731	2	8,606	8,606	NUM
cblr-2956	731	3	]	]	PUNCT
cblr-2956	731	4	[	[	X
cblr-2956	731	5	4,181	4,181	NUM
cblr-2956	731	6	]	]	PUNCT
cblr-2956	731	7	[	[	X
cblr-2956	731	8	8,220	8,220	NUM
cblr-2956	731	9	]	]	X
cblr-2956	731	10	[	[	X
cblr-2956	731	11	8,5971	8,5971	NUM
cblr-2956	731	12	panel	panel	NOUN
cblr-2956	731	13	b	b	NOUN
cblr-2956	731	14	:	:	PUNCT
cblr-2956	731	15	by	by	ADP
cblr-2956	731	16	injury	injury	NOUN
cblr-2956	731	17	type	type	NOUN
cblr-2956	731	18	,	,	PUNCT
cblr-2956	731	19	excluding	exclude	VERB
cblr-2956	731	20	claims	claim	NOUN
cblr-2956	731	21	reporting	reporting	NOUN
cblr-2956	731	22	exemplary	exemplary	ADJ
cblr-2956	731	23	damages	damage	NOUN
cblr-2956	731	24	(	(	PUNCT
cblr-2956	731	25	1	1	NUM
cblr-2956	731	26	)	)	PUNCT
cblr-2956	731	27	(	(	PUNCT
cblr-2956	731	28	2	2	NUM
cblr-2956	731	29	)	)	PUNCT
cblr-2956	731	30	(	(	PUNCT
cblr-2956	731	31	3	3	X
cblr-2956	731	32	)	)	PUNCT
cblr-2956	731	33	savings	saving	NOUN
cblr-2956	731	34	based	base	VERB
cblr-2956	731	35	savings	saving	NOUN
cblr-2956	731	36	based	base	VERB
cblr-2956	731	37	savings	saving	NOUN
cblr-2956	731	38	based	base	VERB
cblr-2956	731	39	on	on	ADP
cblr-2956	731	40	initial	initial	ADJ
cblr-2956	731	41	on	on	ADP
cblr-2956	731	42	final	final	ADJ
cblr-2956	731	43	reserve	reserve	NOUN
cblr-2956	731	44	on	on	ADP
cblr-2956	731	45	total	total	ADJ
cblr-2956	731	46	reserve	reserve	NOUN
cblr-2956	731	47	if	if	SCONJ
cblr-2956	731	48	if	if	SCONJ
cblr-2956	731	49	settlement	settlement	NOUN
cblr-2956	731	50	or	or	CCONJ
cblr-2956	731	51	positive	positive	ADJ
cblr-2956	731	52	(	(	PUNCT
cblr-2956	731	53	$	$	SYM
cblr-2956	731	54	)	)	PUNCT
cblr-2956	732	1	[	[	X
cblr-2956	732	2	n	n	CCONJ
cblr-2956	732	3	]	]	X
cblr-2956	732	4	positive	positive	ADJ
cblr-2956	732	5	(	(	PUNCT
cblr-2956	732	6	)	)	PUNCT
cblr-2956	733	1	[	[	X
cblr-2956	733	2	n	n	CCONJ
cblr-2956	733	3	]	]	X
cblr-2956	733	4	court	court	NOUN
cblr-2956	733	5	award	award	NOUN
cblr-2956	733	6	if	if	SCONJ
cblr-2956	733	7	positive	positive	ADJ
cblr-2956	733	8	(	(	PUNCT
cblr-2956	733	9	$	$	SYM
cblr-2956	733	10	)	)	PUNCT
cblr-2956	734	1	[	[	X
cblr-2956	734	2	n	n	X
cblr-2956	734	3	]	]	PUNCT
cblr-2956	734	4	987,950	987,950	NUM
cblr-2956	734	5	1,376,333	1,376,333	NUM
cblr-2956	734	6	918,206	918,206	NUM
cblr-2956	734	7	a.	a.	NOUN
cblr-2956	734	8	fatality	fatality	NOUN
cblr-2956	735	1	[	[	X
cblr-2956	735	2	823	823	NUM
cblr-2956	735	3	]	]	X
cblr-2956	736	1	[	[	X
cblr-2956	736	2	464	464	NUM
cblr-2956	736	3	]	]	X
cblr-2956	737	1	[	[	X
cblr-2956	737	2	788	788	NUM
cblr-2956	737	3	]	]	PUNCT
cblr-2956	737	4	[	[	X
cblr-2956	737	5	8211	8211	NUM
cblr-2956	737	6	b.	b.	NOUN
cblr-2956	737	7	serious	serious	ADJ
cblr-2956	737	8	nonfatal	nonfatal	ADJ
cblr-2956	737	9	789,154	789,154	NUM
cblr-2956	737	10	1,006,914	1,006,914	NUM
cblr-2956	737	11	848,722	848,722	NUM
cblr-2956	737	12	injury	injury	NOUN
cblr-2956	737	13	[	[	X
cblr-2956	737	14	607	607	NUM
cblr-2956	737	15	]	]	PUNCT
cblr-2956	738	1	[	[	X
cblr-2956	738	2	275	275	NUM
cblr-2956	738	3	]	]	X
cblr-2956	739	1	[	[	X
cblr-2956	739	2	573	573	NUM
cblr-2956	739	3	]	]	PUNCT
cblr-2956	739	4	[	[	X
cblr-2956	739	5	605	605	X
cblr-2956	739	6	]	]	X
cblr-2956	739	7	c.	c.	NOUN
cblr-2956	739	8	other	other	ADJ
cblr-2956	739	9	nonfatal	nonfatal	ADJ
cblr-2956	739	10	injuries	injury	NOUN
cblr-2956	739	11	and	and	CCONJ
cblr-2956	739	12	short	short	ADJ
cblr-2956	739	13	form	form	NOUN
cblr-2956	739	14	239,151	239,151	NUM
cblr-2956	739	15	288,667	288,667	NUM
cblr-2956	739	16	225,339	225,339	NUM
cblr-2956	739	17	claims	claim	NOUN
cblr-2956	740	1	[	[	X
cblr-2956	740	2	6,713	6,713	NUM
cblr-2956	740	3	]	]	PUNCT
cblr-2956	741	1	[	[	X
cblr-2956	741	2	3,208	3,208	NUM
cblr-2956	741	3	]	]	PUNCT
cblr-2956	741	4	[	[	X
cblr-2956	741	5	6,412	6,412	NUM
cblr-2956	741	6	]	]	X
cblr-2956	741	7	[	[	X
cblr-2956	741	8	6,708	6,708	NUM
cblr-2956	741	9	]	]	PUNCT
cblr-2956	741	10	d.	d.	PROPN
cblr-2956	741	11	all	all	PRON
cblr-2956	741	12	claims	claim	VERB
cblr-2956	741	13	without	without	ADP
cblr-2956	741	14	exemplary	exemplary	ADJ
cblr-2956	741	15	damages	damage	NOUN
cblr-2956	741	16	365,498	365,498	NUM
cblr-2956	741	17	451,878	451,878	NUM
cblr-2956	741	18	341,640	341,640	NUM
cblr-2956	742	1	[	[	X
cblr-2956	742	2	8,143	8,143	NUM
cblr-2956	742	3	]	]	X
cblr-2956	743	1	[	[	X
cblr-2956	743	2	3,947	3,947	NUM
cblr-2956	743	3	]	]	PUNCT
cblr-2956	743	4	[	[	X
cblr-2956	743	5	7,773	7,773	NUM
cblr-2956	743	6	]	]	X
cblr-2956	743	7	[	[	X
cblr-2956	743	8	8,134	8,134	NUM
cblr-2956	743	9	]	]	PUNCT
cblr-2956	743	10	(	(	PUNCT
cblr-2956	743	11	continued	continue	VERB
cblr-2956	743	12	on	on	ADP
cblr-2956	743	13	next	next	ADJ
cblr-2956	743	14	page	page	NOUN
cblr-2956	743	15	)	)	PUNCT
cblr-2956	744	1	[	[	X
cblr-2956	744	2	vol	vol	NOUN
cblr-2956	744	3	.	.	NOUN
cblr-2956	744	4	2008	2008	NUM
cblr-2956	744	5	(	(	PUNCT
cblr-2956	744	6	continued	continue	VERB
cblr-2956	744	7	from	from	ADP
cblr-2956	744	8	previous	previous	ADJ
cblr-2956	744	9	page	page	NOUN
cblr-2956	744	10	)	)	PUNCT
cblr-2956	744	11	e.	e.	PROPN
cblr-2956	744	12	fatality	fatality	PROPN
cblr-2956	744	13	minimum	minimum	PROPN
cblr-2956	744	14	1,598,156	1,598,156	NUM
cblr-2956	744	15	1,733,011	1,733,011	NUM
cblr-2956	744	16	1,188,745	1,188,745	NUM
cblr-2956	744	17	$	$	SYM
cblr-2956	744	18	250,000	250,000	NUM
cblr-2956	744	19	[	[	PUNCT
cblr-2956	744	20	823	823	NUM
cblr-2956	744	21	]	]	PUNCT
cblr-2956	745	1	[	[	X
cblr-2956	745	2	265	265	NUM
cblr-2956	745	3	]	]	PUNCT
cblr-2956	746	1	[	[	X
cblr-2956	746	2	588	588	NUM
cblr-2956	746	3	]	]	X
cblr-2956	746	4	[	[	X
cblr-2956	746	5	581	581	NUM
cblr-2956	746	6	]	]	PUNCT
cblr-2956	746	7	f.	f.	NOUN
cblr-2956	746	8	serious	serious	ADJ
cblr-2956	746	9	nonfatal	nonfatal	ADJ
cblr-2956	746	10	injury	injury	NOUN
cblr-2956	746	11	minimum	minimum	NOUN
cblr-2956	746	12	1,407,772	1,407,772	NUM
cblr-2956	746	13	1,353,760	1,353,760	NUM
cblr-2956	746	14	1,232,092	1,232,092	NUM
cblr-2956	746	15	$	$	SYM
cblr-2956	746	16	250,000	250,000	NUM
cblr-2956	746	17	[	[	SYM
cblr-2956	746	18	6071	6071	NUM
cblr-2956	746	19	[	[	X
cblr-2956	746	20	142	142	NUM
cblr-2956	746	21	]	]	PUNCT
cblr-2956	747	1	[	[	X
cblr-2956	747	2	394	394	NUM
cblr-2956	747	3	]	]	X
cblr-2956	747	4	[	[	X
cblr-2956	747	5	3841	3841	NUM
cblr-2956	747	6	g.	g.	NOUN
cblr-2956	747	7	fatality	fatality	NOUN
cblr-2956	747	8	minimum	minimum	ADJ
cblr-2956	747	9	1,230,144	1,230,144	NUM
cblr-2956	747	10	1,507,076	1,507,076	NUM
cblr-2956	747	11	1,014,500	1,014,500	NUM
cblr-2956	747	12	$	$	SYM
cblr-2956	747	13	100,000	100,000	NUM
cblr-2956	747	14	[	[	PUNCT
cblr-2956	747	15	823	823	NUM
cblr-2956	747	16	]	]	X
cblr-2956	748	1	[	[	X
cblr-2956	748	2	363	363	NUM
cblr-2956	748	3	]	]	PUNCT
cblr-2956	748	4	[	[	X
cblr-2956	748	5	707	707	NUM
cblr-2956	748	6	]	]	X
cblr-2956	748	7	[	[	X
cblr-2956	748	8	724	724	NUM
cblr-2956	748	9	]	]	PUNCT
cblr-2956	748	10	h.	h.	NOUN
cblr-2956	748	11	serious	serious	ADJ
cblr-2956	748	12	nonfatal	nonfatal	ADJ
cblr-2956	748	13	injury	injury	NOUN
cblr-2956	748	14	minimum	minimum	NOUN
cblr-2956	748	15	1,026,184	1,026,184	NUM
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cblr-2956	748	17	959,095	959,095	NUM
cblr-2956	748	18	$	$	SYM
cblr-2956	748	19	100,000	100,000	NUM
cblr-2956	748	20	[	[	X
cblr-2956	748	21	627	627	NUM
cblr-2956	748	22	]	]	PUNCT
cblr-2956	749	1	[	[	X
cblr-2956	749	2	206	206	NUM
cblr-2956	749	3	]	]	PUNCT
cblr-2956	750	1	[	[	X
cblr-2956	750	2	510	510	NUM
cblr-2956	750	3	]	]	PUNCT
cblr-2956	750	4	[	[	X
cblr-2956	750	5	523	523	NUM
cblr-2956	750	6	]	]	PUNCT
cblr-2956	750	7	i.	i.	NOUN
cblr-2956	750	8	fatality	fatality	NOUN
cblr-2956	750	9	minimum	minimum	VERB
cblr-2956	750	10	2,091,836	2,091,836	NUM
cblr-2956	750	11	2,165,258	2,165,258	NUM
cblr-2956	750	12	1,494,274	1,494,274	NUM
cblr-2956	750	13	$	$	SYM
cblr-2956	750	14	500,000	500,000	NUM
cblr-2956	750	15	[	[	PUNCT
cblr-2956	750	16	823	823	NUM
cblr-2956	750	17	]	]	PUNCT
cblr-2956	751	1	[	[	X
cblr-2956	751	2	184	184	NUM
cblr-2956	751	3	]	]	X
cblr-2956	752	1	[	[	X
cblr-2956	752	2	430	430	NUM
cblr-2956	752	3	]	]	PUNCT
cblr-2956	753	1	[	[	X
cblr-2956	753	2	408	408	NUM
cblr-2956	753	3	]	]	X
cblr-2956	753	4	j.	j.	PROPN
cblr-2956	753	5	serious	serious	ADJ
cblr-2956	753	6	nonfatal	nonfatal	ADJ
cblr-2956	753	7	injury	injury	NOUN
cblr-2956	753	8	minimum	minimum	ADJ
cblr-2956	753	9	1,883,661	1,883,661	NUM
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cblr-2956	753	11	1,513,519	1,513,519	NUM
cblr-2956	753	12	$	$	SYM
cblr-2956	753	13	500,000	500,000	NUM
cblr-2956	753	14	[	[	X
cblr-2956	753	15	627	627	NUM
cblr-2956	753	16	]	]	PUNCT
cblr-2956	754	1	[	[	X
cblr-2956	754	2	96	96	NUM
cblr-2956	754	3	]	]	X
cblr-2956	755	1	[	[	X
cblr-2956	755	2	291	291	NUM
cblr-2956	755	3	]	]	PUNCT
cblr-2956	756	1	[	[	X
cblr-2956	756	2	280	280	NUM
cblr-2956	756	3	]	]	PUNCT
cblr-2956	756	4	note	note	NOUN
cblr-2956	756	5	:	:	PUNCT
cblr-2956	756	6	savings	saving	NOUN
cblr-2956	756	7	calculated	calculate	VERB
cblr-2956	756	8	as	as	ADP
cblr-2956	756	9	:	:	PUNCT
cblr-2956	756	10	(	(	PUNCT
cblr-2956	756	11	1	1	X
cblr-2956	756	12	)	)	PUNCT
cblr-2956	756	13	projected	project	VERB
cblr-2956	756	14	(	(	PUNCT
cblr-2956	756	15	initial	initial	ADJ
cblr-2956	756	16	indemnity	indemnity	NOUN
cblr-2956	756	17	reserve	reserve	NOUN
cblr-2956	756	18	+	+	CCONJ
cblr-2956	756	19	23/33	23/33	NUM
cblr-2956	756	20	initial	initial	ADJ
cblr-2956	756	21	expense	expense	NOUN
cblr-2956	756	22	reserve	reserve	NOUN
cblr-2956	756	23	)	)	PUNCT
cblr-2956	756	24	1.1	1.1	NUM
cblr-2956	756	25	economic	economic	ADJ
cblr-2956	756	26	loss	loss	NOUN
cblr-2956	756	27	.	.	PUNCT
cblr-2956	757	1	(	(	PUNCT
cblr-2956	757	2	2	2	X
cblr-2956	757	3	)	)	PUNCT
cblr-2956	757	4	projected	project	VERB
cblr-2956	757	5	(	(	PUNCT
cblr-2956	757	6	final	final	ADJ
cblr-2956	757	7	indemnity	indemnity	NOUN
cblr-2956	757	8	reserve	reserve	NOUN
cblr-2956	757	9	+	+	CCONJ
cblr-2956	757	10	23/33	23/33	NUM
cblr-2956	757	11	final	final	ADJ
cblr-2956	757	12	expense	expense	NOUN
cblr-2956	757	13	reserve	reserve	NOUN
cblr-2956	757	14	)	)	PUNCT
cblr-2956	757	15	1.1	1.1	NUM
cblr-2956	757	16	economic	economic	ADJ
cblr-2956	757	17	loss	loss	NOUN
cblr-2956	757	18	.	.	PUNCT
cblr-2956	758	1	(	(	PUNCT
cblr-2956	758	2	3	3	X
cblr-2956	758	3	)	)	PUNCT
cblr-2956	758	4	total	total	ADJ
cblr-2956	758	5	settlement	settlement	NOUN
cblr-2956	758	6	or	or	CCONJ
cblr-2956	758	7	court	court	NOUN
cblr-2956	758	8	award	award	NOUN
cblr-2956	758	9	+	+	CCONJ
cblr-2956	758	10	23/33	23/33	NUM
cblr-2956	758	11	total	total	ADJ
cblr-2956	758	12	allocated	allocate	VERB
cblr-2956	758	13	loss	loss	NOUN
cblr-2956	758	14	adjustment	adjustment	NOUN
cblr-2956	758	15	expenses	expense	VERB
cblr-2956	758	16	1.1	1.1	NUM
cblr-2956	758	17	economic	economic	ADJ
cblr-2956	758	18	loss	loss	NOUN
cblr-2956	758	19	.	.	PUNCT
cblr-2956	759	1	no	no	INTJ
cblr-2956	759	2	.	.	PUNCT
cblr-2956	760	1	2:423	2:423	NUM
cblr-2956	760	2	]	]	X
cblr-2956	760	3	early	early	ADV
cblr-2956	760	4	offers	offer	VERB
cblr-2956	760	5	reform	reform	PROPN
cblr-2956	760	6	columbia	columbia	PROPN
cblr-2956	760	7	business	business	PROPN
cblr-2956	761	1	la	la	PROPN
cblr-2956	761	2	wreview	wreview	VERB
cblr-2956	761	3	[	[	X
cblr-2956	761	4	vol	vol	NOUN
cblr-2956	761	5	.	.	NOUN
cblr-2956	761	6	2008	2008	NUM
cblr-2956	761	7	table	table	NOUN
cblr-2956	761	8	5	5	NUM
cblr-2956	761	9	:	:	PUNCT
cblr-2956	761	10	average	average	ADJ
cblr-2956	761	11	savings	saving	NOUN
cblr-2956	761	12	from	from	ADP
cblr-2956	761	13	early	early	ADJ
cblr-2956	761	14	offer	offer	NOUN
cblr-2956	761	15	proposal	proposal	NOUN
cblr-2956	761	16	,	,	PUNCT
cblr-2956	761	17	deducting	deduct	VERB
cblr-2956	761	18	collateral	collateral	ADJ
cblr-2956	761	19	sources	source	NOUN
cblr-2956	761	20	,	,	PUNCT
cblr-2956	761	21	only	only	ADV
cblr-2956	761	22	claims	claim	NOUN
cblr-2956	761	23	involving	involve	VERB
cblr-2956	761	24	workers	worker	NOUN
cblr-2956	761	25	'	'	PART
cblr-2956	761	26	compensation	compensation	NOUN
cblr-2956	761	27	panel	panel	NOUN
cblr-2956	761	28	a	a	X
cblr-2956	761	29	:	:	PUNCT
cblr-2956	761	30	by	by	ADP
cblr-2956	761	31	type	type	NOUN
cblr-2956	761	32	of	of	ADP
cblr-2956	761	33	damages	damage	NOUN
cblr-2956	761	34	(	(	PUNCT
cblr-2956	761	35	1	1	NUM
cblr-2956	761	36	)	)	PUNCT
cblr-2956	761	37	(	(	PUNCT
cblr-2956	761	38	2	2	NUM
cblr-2956	761	39	)	)	PUNCT
cblr-2956	761	40	(	(	PUNCT
cblr-2956	761	41	3	3	X
cblr-2956	761	42	)	)	PUNCT
cblr-2956	761	43	savings	saving	NOUN
cblr-2956	761	44	based	base	VERB
cblr-2956	761	45	savings	saving	NOUN
cblr-2956	761	46	based	base	VERB
cblr-2956	761	47	savings	saving	NOUN
cblr-2956	761	48	based	base	VERB
cblr-2956	761	49	on	on	ADP
cblr-2956	761	50	initial	initial	ADJ
cblr-2956	761	51	on	on	ADP
cblr-2956	761	52	final	final	ADJ
cblr-2956	761	53	reserve	reserve	NOUN
cblr-2956	761	54	on	on	ADP
cblr-2956	761	55	total	total	ADJ
cblr-2956	761	56	reserve	reserve	NOUN
cblr-2956	761	57	if	if	SCONJ
cblr-2956	761	58	if	if	SCONJ
cblr-2956	761	59	settlement	settlement	NOUN
cblr-2956	761	60	or	or	CCONJ
cblr-2956	761	61	positive	positive	ADJ
cblr-2956	761	62	(	(	PUNCT
cblr-2956	761	63	$	$	SYM
cblr-2956	761	64	)	)	PUNCT
cblr-2956	762	1	[	[	X
cblr-2956	762	2	n	n	CCONJ
cblr-2956	762	3	]	]	X
cblr-2956	762	4	positive	positive	ADJ
cblr-2956	762	5	cs	cs	PROPN
cblr-2956	762	6	)	)	PUNCT
cblr-2956	762	7	[	[	X
cblr-2956	762	8	n	n	CCONJ
cblr-2956	762	9	]	]	X
cblr-2956	762	10	court	court	NOUN
cblr-2956	762	11	award	award	NOUN
cblr-2956	762	12	if	if	SCONJ
cblr-2956	762	13	positive	positive	ADJ
cblr-2956	762	14	(	(	PUNCT
cblr-2956	762	15	)	)	PUNCT
cblr-2956	763	1	[	[	X
cblr-2956	763	2	n	n	X
cblr-2956	763	3	]	]	PUNCT
cblr-2956	763	4	a.	a.	NOUN
cblr-2956	763	5	exemplary	exemplary	PROPN
cblr-2956	763	6	damages	damage	NOUN
cblr-2956	763	7	838,098	838,098	NUM
cblr-2956	763	8	1,589595	1,589595	NUM
cblr-2956	763	9	1,375,315	1,375,315	NUM
cblr-2956	763	10	reported	report	VERB
cblr-2956	763	11	[	[	X
cblr-2956	763	12	463	463	NUM
cblr-2956	763	13	]	]	PUNCT
cblr-2956	764	1	[	[	X
cblr-2956	764	2	327	327	NUM
cblr-2956	764	3	]	]	X
cblr-2956	765	1	[	[	X
cblr-2956	765	2	458	458	X
cblr-2956	765	3	]	]	PUNCT
cblr-2956	766	1	[	[	X
cblr-2956	766	2	463	463	NUM
cblr-2956	766	3	]	]	PUNCT
cblr-2956	766	4	b.	b.	NOUN
cblr-2956	767	1	no	no	DET
cblr-2956	767	2	exemplary	exemplary	ADJ
cblr-2956	767	3	damages	damage	NOUN
cblr-2956	767	4	,	,	PUNCT
cblr-2956	767	5	economic	economic	ADJ
cblr-2956	767	6	damages	damage	NOUN
cblr-2956	767	7	reported	report	VERB
cblr-2956	767	8	34,088	34,088	NUM
cblr-2956	767	9	102,141	102,141	NUM
cblr-2956	767	10	108,180	108,180	NUM
cblr-2956	767	11	as	as	ADP
cblr-2956	767	12	zero	zero	NUM
cblr-2956	767	13	[	[	X
cblr-2956	767	14	669	669	NUM
cblr-2956	767	15	]	]	X
cblr-2956	768	1	[	[	X
cblr-2956	768	2	669	669	NUM
cblr-2956	768	3	]	]	X
cblr-2956	769	1	[	[	X
cblr-2956	769	2	669	669	NUM
cblr-2956	769	3	]	]	X
cblr-2956	769	4	[	[	X
cblr-2956	769	5	669	669	NUM
cblr-2956	769	6	]	]	X
cblr-2956	769	7	c.	c.	NOUN
cblr-2956	769	8	no	no	PRON
cblr-2956	769	9	exemplary	exemplary	ADJ
cblr-2956	769	10	damages	damage	NOUN
cblr-2956	769	11	,	,	PUNCT
cblr-2956	769	12	positive	positive	ADJ
cblr-2956	769	13	economic	economic	ADJ
cblr-2956	769	14	damages	damage	NOUN
cblr-2956	769	15	263,173	263,173	NUM
cblr-2956	769	16	515,324	515,324	NUM
cblr-2956	769	17	472,744	472,744	NUM
cblr-2956	769	18	reported	report	VERB
cblr-2956	769	19	[	[	X
cblr-2956	769	20	2,882	2,882	NUM
cblr-2956	769	21	]	]	X
cblr-2956	770	1	[	[	X
cblr-2956	770	2	1,782	1,782	NUM
cblr-2956	770	3	]	]	X
cblr-2956	770	4	[	[	X
cblr-2956	770	5	2,826	2,826	NUM
cblr-2956	770	6	]	]	PUNCT
cblr-2956	771	1	[	[	X
cblr-2956	771	2	2,882	2,882	NUM
cblr-2956	771	3	]	]	X
cblr-2956	771	4	d.	d.	PROPN
cblr-2956	771	5	imputed	impute	VERB
cblr-2956	771	6	economic	economic	ADJ
cblr-2956	771	7	414,852	414,852	NUM
cblr-2956	771	8	606,137	606,137	NUM
cblr-2956	771	9	460,610	460,610	NUM
cblr-2956	771	10	damages	damage	NOUN
cblr-2956	771	11	[	[	X
cblr-2956	771	12	4,592	4,592	NUM
cblr-2956	771	13	]	]	PUNCT
cblr-2956	772	1	[	[	X
cblr-2956	772	2	3,089	3,089	NUM
cblr-2956	772	3	]	]	PUNCT
cblr-2956	773	1	[	[	X
cblr-2956	773	2	4,4831	4,4831	X
cblr-2956	773	3	[	[	X
cblr-2956	773	4	4,592	4,592	NUM
cblr-2956	773	5	]	]	PUNCT
cblr-2956	773	6	348,954	348,954	NUM
cblr-2956	773	7	589,140	589,140	NUM
cblr-2956	773	8	486,488	486,488	NUM
cblr-2956	773	9	e.	e.	PROPN
cblr-2956	773	10	all	all	PRON
cblr-2956	773	11	claims	claim	VERB
cblr-2956	774	1	[	[	X
cblr-2956	774	2	8,606	8,606	NUM
cblr-2956	774	3	]	]	PUNCT
cblr-2956	775	1	[	[	X
cblr-2956	775	2	5,867	5,867	NUM
cblr-2956	775	3	]	]	PUNCT
cblr-2956	776	1	[	[	X
cblr-2956	776	2	8,436	8,436	NUM
cblr-2956	776	3	]	]	X
cblr-2956	777	1	[	[	X
cblr-2956	777	2	8,606	8,606	NUM
cblr-2956	777	3	]	]	PUNCT
cblr-2956	777	4	panel	panel	NOUN
cblr-2956	777	5	b	b	NOUN
cblr-2956	777	6	:	:	PUNCT
cblr-2956	777	7	by	by	ADP
cblr-2956	777	8	injury	injury	NOUN
cblr-2956	777	9	type	type	NOUN
cblr-2956	777	10	,	,	PUNCT
cblr-2956	777	11	excluding	exclude	VERB
cblr-2956	777	12	claims	claim	NOUN
cblr-2956	777	13	reporting	reporting	NOUN
cblr-2956	777	14	exemplary	exemplary	ADJ
cblr-2956	777	15	damages	damage	NOUN
cblr-2956	777	16	(	(	PUNCT
cblr-2956	777	17	1	1	NUM
cblr-2956	777	18	)	)	PUNCT
cblr-2956	777	19	(	(	PUNCT
cblr-2956	777	20	2	2	NUM
cblr-2956	777	21	)	)	PUNCT
cblr-2956	777	22	(	(	PUNCT
cblr-2956	777	23	3	3	X
cblr-2956	777	24	)	)	PUNCT
cblr-2956	777	25	savings	saving	NOUN
cblr-2956	777	26	based	base	VERB
cblr-2956	777	27	savings	saving	NOUN
cblr-2956	777	28	based	base	VERB
cblr-2956	777	29	savings	saving	NOUN
cblr-2956	777	30	based	base	VERB
cblr-2956	777	31	on	on	ADP
cblr-2956	777	32	initial	initial	ADJ
cblr-2956	777	33	on	on	ADP
cblr-2956	777	34	final	final	ADJ
cblr-2956	777	35	reserve	reserve	NOUN
cblr-2956	777	36	on	on	ADP
cblr-2956	777	37	total	total	ADJ
cblr-2956	777	38	reserve	reserve	NOUN
cblr-2956	777	39	if	if	SCONJ
cblr-2956	777	40	if	if	SCONJ
cblr-2956	777	41	settlement	settlement	NOUN
cblr-2956	777	42	or	or	CCONJ
cblr-2956	777	43	positive	positive	ADJ
cblr-2956	777	44	(	(	PUNCT
cblr-2956	777	45	$	$	SYM
cblr-2956	777	46	)	)	PUNCT
cblr-2956	778	1	[	[	X
cblr-2956	778	2	n	n	CCONJ
cblr-2956	778	3	]	]	X
cblr-2956	778	4	positive	positive	ADJ
cblr-2956	778	5	(	(	PUNCT
cblr-2956	778	6	)	)	PUNCT
cblr-2956	779	1	[	[	X
cblr-2956	779	2	n	n	CCONJ
cblr-2956	779	3	]	]	X
cblr-2956	779	4	court	court	NOUN
cblr-2956	779	5	award	award	NOUN
cblr-2956	779	6	if	if	SCONJ
cblr-2956	779	7	positive	positive	ADJ
cblr-2956	779	8	(	(	PUNCT
cblr-2956	779	9	$	$	SYM
cblr-2956	779	10	)	)	PUNCT
cblr-2956	780	1	[	[	X
cblr-2956	780	2	n	n	X
cblr-2956	780	3	]	]	PUNCT
cblr-2956	780	4	a.	a.	NOUN
cblr-2956	780	5	fatality	fatality	NOUN
cblr-2956	781	1	[	[	X
cblr-2956	781	2	823	823	NUM
cblr-2956	781	3	]	]	SYM
cblr-2956	781	4	890,915	890,915	NUM
cblr-2956	781	5	1,550,422	1,550,422	NUM
cblr-2956	781	6	1,128,375	1,128,375	NUM
cblr-2956	782	1	[	[	X
cblr-2956	782	2	606	606	NUM
cblr-2956	782	3	]	]	X
cblr-2956	782	4	[	[	X
cblr-2956	782	5	806	806	NUM
cblr-2956	782	6	]	]	X
cblr-2956	782	7	[	[	X
cblr-2956	782	8	823	823	NUM
cblr-2956	782	9	]	]	PUNCT
cblr-2956	782	10	b.	b.	NOUN
cblr-2956	782	11	serious	serious	ADJ
cblr-2956	782	12	nonfatal	nonfatal	ADJ
cblr-2956	782	13	709,673	709,673	NUM
cblr-2956	782	14	1,207,147	1,207,147	NUM
cblr-2956	782	15	1,097,781	1,097,781	NUM
cblr-2956	782	16	injury	injury	NOUN
cblr-2956	783	1	[	[	X
cblr-2956	783	2	607	607	NUM
cblr-2956	783	3	]	]	X
cblr-2956	784	1	[	[	X
cblr-2956	784	2	396	396	NUM
cblr-2956	784	3	]	]	X
cblr-2956	785	1	[	[	X
cblr-2956	785	2	597	597	NUM
cblr-2956	785	3	]	]	X
cblr-2956	785	4	[	[	X
cblr-2956	785	5	607	607	NUM
cblr-2956	785	6	]	]	PUNCT
cblr-2956	785	7	c.	c.	NOUN
cblr-2956	785	8	other	other	ADJ
cblr-2956	785	9	nonfatal	nonfatal	ADJ
cblr-2956	785	10	injuries	injury	NOUN
cblr-2956	785	11	and	and	CCONJ
cblr-2956	785	12	short	short	ADJ
cblr-2956	785	13	form	form	NOUN
cblr-2956	785	14	209,857	209,857	NUM
cblr-2956	785	15	345,497	345,497	NUM
cblr-2956	785	16	291,216	291,216	NUM
cblr-2956	785	17	claims	claim	NOUN
cblr-2956	786	1	[	[	X
cblr-2956	786	2	6,713	6,713	NUM
cblr-2956	786	3	]	]	PUNCT
cblr-2956	787	1	[	[	X
cblr-2956	787	2	4,538	4,538	X
cblr-2956	787	3	]	]	X
cblr-2956	788	1	[	[	X
cblr-2956	788	2	6,575	6,575	NUM
cblr-2956	788	3	]	]	PUNCT
cblr-2956	789	1	[	[	X
cblr-2956	789	2	6,713	6,713	NUM
cblr-2956	789	3	]	]	PUNCT
cblr-2956	789	4	d.	d.	PROPN
cblr-2956	789	5	all	all	PRON
cblr-2956	789	6	claims	claim	VERB
cblr-2956	789	7	without	without	ADP
cblr-2956	789	8	exemplary	exemplary	ADJ
cblr-2956	789	9	damages	damage	NOUN
cblr-2956	789	10	320,083	320,083	NUM
cblr-2956	789	11	531,706	531,706	NUM
cblr-2956	789	12	435,950	435,950	NUM
cblr-2956	789	13	[	[	X
cblr-2956	789	14	8,143	8,143	NUM
cblr-2956	789	15	]	]	X
cblr-2956	790	1	[	[	X
cblr-2956	790	2	5,540	5,540	NUM
cblr-2956	790	3	]	]	X
cblr-2956	790	4	[	[	X
cblr-2956	790	5	7,978	7,978	NUM
cblr-2956	790	6	]	]	PUNCT
cblr-2956	790	7	[	[	X
cblr-2956	790	8	8,143	8,143	NUM
cblr-2956	790	9	]	]	X
cblr-2956	790	10	(	(	PUNCT
cblr-2956	790	11	continued	continue	VERB
cblr-2956	790	12	on	on	ADP
cblr-2956	790	13	next	next	ADJ
cblr-2956	790	14	page	page	NOUN
cblr-2956	790	15	)	)	PUNCT
cblr-2956	790	16	col	col	PROPN
cblr-2956	791	1	umia	umia	PROPN
cblr-2956	791	2	b	b	PROPN
cblr-2956	791	3	usiness	usiness	PROPN
cblr-2956	791	4	la	la	PROPN
cblr-2956	791	5	w	w	PROPN
cblr-2956	791	6	revie	revie	PROPN
cblr-2956	791	7	w	w	PROPN
cblr-2956	792	1	[	[	X
cblr-2956	792	2	vol	vol	NOUN
cblr-2956	792	3	.	.	NOUN
cblr-2956	792	4	2008	2008	NUM
cblr-2956	792	5	(	(	PUNCT
cblr-2956	792	6	continued	continue	VERB
cblr-2956	792	7	from	from	ADP
cblr-2956	792	8	previous	previous	ADJ
cblr-2956	792	9	page	page	NOUN
cblr-2956	792	10	)	)	PUNCT
cblr-2956	792	11	e.	e.	PROPN
cblr-2956	792	12	fatality	fatality	PROPN
cblr-2956	792	13	minimum	minimum	ADJ
cblr-2956	792	14	1,561,517	1,561,517	NUM
cblr-2956	792	15	1,920,972	1,920,972	NUM
cblr-2956	792	16	1,401,765	1,401,765	NUM
cblr-2956	792	17	$	$	SYM
cblr-2956	792	18	250,000	250,000	NUM
cblr-2956	792	19	[	[	PUNCT
cblr-2956	792	20	823	823	NUM
cblr-2956	792	21	]	]	PUNCT
cblr-2956	793	1	[	[	X
cblr-2956	793	2	304	304	NUM
cblr-2956	793	3	]	]	X
cblr-2956	794	1	[	[	X
cblr-2956	794	2	592	592	NUM
cblr-2956	794	3	]	]	PUNCT
cblr-2956	795	1	[	[	X
cblr-2956	795	2	583	583	NUM
cblr-2956	795	3	]	]	X
cblr-2956	795	4	f.	f.	NOUN
cblr-2956	795	5	serious	serious	ADJ
cblr-2956	795	6	nonfatal	nonfatal	ADJ
cblr-2956	795	7	injury	injury	NOUN
cblr-2956	795	8	minimum	minimum	NOUN
cblr-2956	795	9	1,442,285	1,442,285	NUM
cblr-2956	795	10	1,579,983	1,579,983	NUM
cblr-2956	795	11	1,530,651	1,530,651	NUM
cblr-2956	795	12	$	$	SYM
cblr-2956	795	13	250,000	250,000	NUM
cblr-2956	795	14	[	[	NOUN
cblr-2956	795	15	607	607	NUM
cblr-2956	795	16	]	]	PUNCT
cblr-2956	796	1	[	[	X
cblr-2956	796	2	170	170	NUM
cblr-2956	796	3	]	]	X
cblr-2956	796	4	[	[	X
cblr-2956	796	5	406	406	NUM
cblr-2956	796	6	]	]	PUNCT
cblr-2956	796	7	[	[	X
cblr-2956	796	8	385	385	NUM
cblr-2956	796	9	]	]	PUNCT
cblr-2956	796	10	g.	g.	NOUN
cblr-2956	796	11	fatality	fatality	PROPN
cblr-2956	796	12	minimum	minimum	ADJ
cblr-2956	796	13	1,165,793	1,165,793	NUM
cblr-2956	796	14	1,687,851	1,687,851	NUM
cblr-2956	796	15	1,230,901	1,230,901	NUM
cblr-2956	796	16	$	$	SYM
cblr-2956	796	17	100,000	100,000	NUM
cblr-2956	796	18	[	[	PUNCT
cblr-2956	796	19	823	823	NUM
cblr-2956	796	20	]	]	PUNCT
cblr-2956	797	1	[	[	X
cblr-2956	797	2	443	443	NUM
cblr-2956	797	3	]	]	X
cblr-2956	797	4	[	[	X
cblr-2956	797	5	720	720	X
cblr-2956	797	6	]	]	X
cblr-2956	797	7	[	[	X
cblr-2956	797	8	726	726	NUM
cblr-2956	797	9	]	]	X
cblr-2956	797	10	h.	h.	NOUN
cblr-2956	797	11	serious	serious	ADJ
cblr-2956	797	12	nonfatal	nonfatal	ADJ
cblr-2956	797	13	injury	injury	NOUN
cblr-2956	797	14	minimum	minimum	NOUN
cblr-2956	797	15	1,033,987	1,033,987	NUM
cblr-2956	797	16	1,322,989	1,322,989	NUM
cblr-2956	797	17	1,221,783	1,221,783	NUM
cblr-2956	797	18	$	$	SYM
cblr-2956	797	19	100,000	100,000	NUM
cblr-2956	797	20	[	[	X
cblr-2956	797	21	627	627	NUM
cblr-2956	797	22	]	]	PUNCT
cblr-2956	798	1	[	[	X
cblr-2956	798	2	259	259	NUM
cblr-2956	798	3	]	]	X
cblr-2956	798	4	[	[	X
cblr-2956	798	5	526	526	NUM
cblr-2956	798	6	]	]	PUNCT
cblr-2956	798	7	[	[	X
cblr-2956	798	8	525	525	NUM
cblr-2956	798	9	]	]	PUNCT
cblr-2956	798	10	i.	i.	NOUN
cblr-2956	798	11	fatality	fatality	PROPN
cblr-2956	798	12	minimum	minimum	ADJ
cblr-2956	798	13	2,092,017	2,092,017	NUM
cblr-2956	798	14	2,338,579	2,338,579	NUM
cblr-2956	798	15	1,707,541	1,707,541	NUM
cblr-2956	798	16	$	$	SYM
cblr-2956	798	17	500,000	500,000	NUM
cblr-2956	798	18	[	[	PUNCT
cblr-2956	798	19	823	823	NUM
cblr-2956	798	20	]	]	PUNCT
cblr-2956	799	1	[	[	X
cblr-2956	799	2	199	199	NUM
cblr-2956	799	3	]	]	X
cblr-2956	799	4	[	[	X
cblr-2956	799	5	433	433	NUM
cblr-2956	799	6	]	]	PUNCT
cblr-2956	799	7	[	[	X
cblr-2956	799	8	409	409	NUM
cblr-2956	799	9	]	]	X
cblr-2956	799	10	j.	j.	PROPN
cblr-2956	799	11	serious	serious	ADJ
cblr-2956	799	12	nonfatal	nonfatal	ADJ
cblr-2956	799	13	injury	injury	NOUN
cblr-2956	799	14	minimum	minimum	NOUN
cblr-2956	799	15	1,946,952	1,946,952	NUM
cblr-2956	799	16	1,889,261	1,889,261	NUM
cblr-2956	799	17	1,833,232	1,833,232	NUM
cblr-2956	799	18	$	$	SYM
cblr-2956	799	19	500,000	500,000	NUM
cblr-2956	799	20	[	[	X
cblr-2956	799	21	627	627	NUM
cblr-2956	799	22	]	]	X
cblr-2956	800	1	[	[	X
cblr-2956	800	2	111	111	NUM
cblr-2956	800	3	]	]	PUNCT
cblr-2956	800	4	[	[	X
cblr-2956	800	5	298	298	NUM
cblr-2956	800	6	]	]	X
cblr-2956	800	7	[	[	X
cblr-2956	800	8	2811	2811	NUM
cblr-2956	800	9	note	note	NOUN
cblr-2956	800	10	:	:	PUNCT
cblr-2956	800	11	savings	saving	NOUN
cblr-2956	800	12	calculated	calculate	VERB
cblr-2956	800	13	as	as	ADP
cblr-2956	800	14	:	:	PUNCT
cblr-2956	800	15	(	(	PUNCT
cblr-2956	800	16	1	1	X
cblr-2956	800	17	)	)	PUNCT
cblr-2956	800	18	projected	project	VERB
cblr-2956	800	19	(	(	PUNCT
cblr-2956	800	20	initial	initial	ADJ
cblr-2956	800	21	indemnity	indemnity	NOUN
cblr-2956	800	22	reserve	reserve	NOUN
cblr-2956	800	23	+	+	CCONJ
cblr-2956	800	24	23/33	23/33	NUM
cblr-2956	800	25	initial	initial	ADJ
cblr-2956	800	26	expense	expense	NOUN
cblr-2956	800	27	reserve	reserve	NOUN
cblr-2956	800	28	)	)	PUNCT
cblr-2956	800	29	1.1	1.1	NUM
cblr-2956	800	30	economic	economic	ADJ
cblr-2956	800	31	loss	loss	NOUN
cblr-2956	800	32	.	.	PUNCT
cblr-2956	801	1	(	(	PUNCT
cblr-2956	801	2	2	2	X
cblr-2956	801	3	)	)	PUNCT
cblr-2956	801	4	projected	project	VERB
cblr-2956	801	5	(	(	PUNCT
cblr-2956	801	6	final	final	ADJ
cblr-2956	801	7	indemnity	indemnity	NOUN
cblr-2956	801	8	reserve	reserve	NOUN
cblr-2956	801	9	+	+	CCONJ
cblr-2956	801	10	23/33	23/33	NUM
cblr-2956	801	11	final	final	ADJ
cblr-2956	801	12	expense	expense	NOUN
cblr-2956	801	13	reserve	reserve	NOUN
cblr-2956	801	14	)	)	PUNCT
cblr-2956	801	15	1.1	1.1	NUM
cblr-2956	801	16	economic	economic	ADJ
cblr-2956	801	17	loss	loss	NOUN
cblr-2956	801	18	.	.	PUNCT
cblr-2956	802	1	(	(	PUNCT
cblr-2956	802	2	3	3	X
cblr-2956	802	3	)	)	PUNCT
cblr-2956	802	4	total	total	ADJ
cblr-2956	802	5	settlement	settlement	NOUN
cblr-2956	802	6	or	or	CCONJ
cblr-2956	802	7	court	court	NOUN
cblr-2956	802	8	award	award	NOUN
cblr-2956	802	9	+	+	CCONJ
cblr-2956	802	10	23/33	23/33	NUM
cblr-2956	802	11	total	total	ADJ
cblr-2956	802	12	allocated	allocate	VERB
cblr-2956	802	13	loss	loss	NOUN
cblr-2956	802	14	adjustment	adjustment	NOUN
cblr-2956	802	15	expenses	expense	VERB
cblr-2956	802	16	1.1	1.1	NUM
cblr-2956	802	17	economic	economic	ADJ
cblr-2956	802	18	loss	loss	NOUN
cblr-2956	802	19	.	.	PUNCT
cblr-2956	803	1	no	no	INTJ
cblr-2956	803	2	.	.	NOUN
cblr-2956	804	1	2:4231	2:4231	NUM
cblr-2956	805	1	early	early	ADJ
cblr-2956	805	2	offers	offer	VERB
cblr-2956	805	3	reform	reform	PROPN
cblr-2956	805	4	columbia	columbia	PROPN
cblr-2956	805	5	business	business	PROPN
cblr-2956	805	6	law	law	PROPN
cblr-2956	805	7	review	review	NOUN
cblr-2956	805	8	table	table	NOUN
cblr-2956	805	9	6	6	NUM
cblr-2956	805	10	:	:	PUNCT
cblr-2956	805	11	average	average	ADJ
cblr-2956	805	12	savings	saving	NOUN
cblr-2956	805	13	from	from	ADP
cblr-2956	805	14	early	early	ADJ
cblr-2956	805	15	offer	offer	NOUN
cblr-2956	805	16	proposal	proposal	NOUN
cblr-2956	805	17	,	,	PUNCT
cblr-2956	805	18	only	only	ADV
cblr-2956	805	19	claims	claim	NOUN
cblr-2956	805	20	not	not	PART
cblr-2956	805	21	involving	involve	VERB
cblr-2956	805	22	workers	worker	NOUN
cblr-2956	805	23	'	'	PART
cblr-2956	805	24	compensation	compensation	NOUN
cblr-2956	805	25	panel	panel	NOUN
cblr-2956	805	26	a	a	X
cblr-2956	805	27	:	:	PUNCT
cblr-2956	805	28	by	by	ADP
cblr-2956	805	29	type	type	NOUN
cblr-2956	805	30	of	of	ADP
cblr-2956	805	31	damages	damage	NOUN
cblr-2956	805	32	(	(	PUNCT
cblr-2956	805	33	1	1	NUM
cblr-2956	805	34	)	)	PUNCT
cblr-2956	805	35	(	(	PUNCT
cblr-2956	805	36	2	2	NUM
cblr-2956	805	37	)	)	PUNCT
cblr-2956	805	38	(	(	PUNCT
cblr-2956	805	39	3	3	X
cblr-2956	805	40	)	)	PUNCT
cblr-2956	805	41	savings	saving	NOUN
cblr-2956	805	42	based	base	VERB
cblr-2956	805	43	savings	saving	NOUN
cblr-2956	805	44	based	base	VERB
cblr-2956	805	45	savings	saving	NOUN
cblr-2956	805	46	based	base	VERB
cblr-2956	805	47	on	on	ADP
cblr-2956	805	48	initial	initial	ADJ
cblr-2956	805	49	on	on	ADP
cblr-2956	805	50	final	final	ADJ
cblr-2956	805	51	reserve	reserve	NOUN
cblr-2956	805	52	on	on	ADP
cblr-2956	805	53	total	total	ADJ
cblr-2956	805	54	reserve	reserve	NOUN
cblr-2956	805	55	if	if	SCONJ
cblr-2956	805	56	if	if	SCONJ
cblr-2956	805	57	settlement	settlement	NOUN
cblr-2956	805	58	or	or	CCONJ
cblr-2956	805	59	positive	positive	ADJ
cblr-2956	805	60	(	(	PUNCT
cblr-2956	805	61	$	$	SYM
cblr-2956	805	62	)	)	PUNCT
cblr-2956	806	1	[	[	X
cblr-2956	806	2	n	n	CCONJ
cblr-2956	806	3	]	]	X
cblr-2956	806	4	positive	positive	ADJ
cblr-2956	806	5	(	(	PUNCT
cblr-2956	806	6	$	$	SYM
cblr-2956	806	7	)	)	PUNCT
cblr-2956	807	1	[	[	X
cblr-2956	807	2	n	n	CCONJ
cblr-2956	807	3	]	]	X
cblr-2956	807	4	court	court	NOUN
cblr-2956	807	5	award	award	NOUN
cblr-2956	807	6	if	if	SCONJ
cblr-2956	807	7	positive	positive	ADJ
cblr-2956	807	8	(	(	PUNCT
cblr-2956	807	9	$	$	SYM
cblr-2956	807	10	)	)	PUNCT
cblr-2956	808	1	[	[	X
cblr-2956	808	2	n	n	CCONJ
cblr-2956	808	3	]	]	PUNCT
cblr-2956	808	4	a.	a.	NOUN
cblr-2956	808	5	exemplary	exemplary	NOUN
cblr-2956	808	6	damages	damage	NOUN
cblr-2956	808	7	377,046	377,046	NUM
cblr-2956	808	8	638,666	638,666	NUM
cblr-2956	808	9	536,643	536,643	NUM
cblr-2956	808	10	reported	report	VERB
cblr-2956	808	11	[	[	X
cblr-2956	808	12	1,144	1,144	NUM
cblr-2956	808	13	]	]	PUNCT
cblr-2956	809	1	[	[	X
cblr-2956	809	2	730	730	NUM
cblr-2956	809	3	]	]	X
cblr-2956	809	4	[	[	X
cblr-2956	809	5	1,117	1,117	NUM
cblr-2956	809	6	]	]	X
cblr-2956	809	7	[	[	X
cblr-2956	809	8	1,144	1,144	NUM
cblr-2956	809	9	]	]	PUNCT
cblr-2956	809	10	b.	b.	NOUN
cblr-2956	810	1	no	no	DET
cblr-2956	810	2	exemplary	exemplary	ADJ
cblr-2956	810	3	damages	damage	NOUN
cblr-2956	810	4	,	,	PUNCT
cblr-2956	810	5	economic	economic	ADJ
cblr-2956	810	6	damages	damage	NOUN
cblr-2956	810	7	reported	report	VERB
cblr-2956	810	8	4,517	4,517	NUM
cblr-2956	810	9	37,106	37,106	NUM
cblr-2956	810	10	38,659	38,659	NUM
cblr-2956	810	11	as	as	ADP
cblr-2956	810	12	zero	zero	NUM
cblr-2956	810	13	[	[	X
cblr-2956	810	14	6,377	6,377	NUM
cblr-2956	810	15	]	]	PUNCT
cblr-2956	811	1	[	[	X
cblr-2956	811	2	6,377	6,377	NUM
cblr-2956	811	3	]	]	PUNCT
cblr-2956	811	4	[	[	X
cblr-2956	811	5	6,377	6,377	NUM
cblr-2956	811	6	]	]	PUNCT
cblr-2956	811	7	[	[	X
cblr-2956	811	8	6,377	6,377	NUM
cblr-2956	811	9	]	]	X
cblr-2956	811	10	c.	c.	NOUN
cblr-2956	811	11	no	no	DET
cblr-2956	811	12	exemplary	exemplary	ADJ
cblr-2956	811	13	damages	damage	NOUN
cblr-2956	811	14	,	,	PUNCT
cblr-2956	811	15	positive	positive	ADJ
cblr-2956	811	16	economic	economic	ADJ
cblr-2956	811	17	damages	damage	NOUN
cblr-2956	811	18	233,351	233,351	NUM
cblr-2956	811	19	291,827	291,827	NUM
cblr-2956	811	20	221,242	221,242	NUM
cblr-2956	811	21	reported	report	VERB
cblr-2956	811	22	[	[	X
cblr-2956	811	23	4,523	4,523	NUM
cblr-2956	811	24	]	]	X
cblr-2956	812	1	[	[	X
cblr-2956	812	2	1,941	1,941	NUM
cblr-2956	812	3	]	]	PUNCT
cblr-2956	813	1	[	[	X
cblr-2956	813	2	4,267	4,267	X
cblr-2956	813	3	]	]	PUNCT
cblr-2956	814	1	[	[	X
cblr-2956	814	2	4,500	4,500	NUM
cblr-2956	814	3	]	]	X
cblr-2956	814	4	d.	d.	PROPN
cblr-2956	814	5	imputed	impute	VERB
cblr-2956	814	6	economic	economic	ADJ
cblr-2956	814	7	66,977	66,977	NUM
cblr-2956	814	8	135,457	135,457	NUM
cblr-2956	814	9	118,493	118,493	NUM
cblr-2956	814	10	damages	damage	NOUN
cblr-2956	814	11	[	[	X
cblr-2956	814	12	18,903	18,903	NUM
cblr-2956	814	13	]	]	PUNCT
cblr-2956	815	1	[	[	X
cblr-2956	815	2	13,740	13,740	NUM
cblr-2956	815	3	]	]	PUNCT
cblr-2956	816	1	[	[	X
cblr-2956	816	2	18,458	18,458	NUM
cblr-2956	816	3	]	]	X
cblr-2956	817	1	[	[	X
cblr-2956	817	2	18,903	18,903	NUM
cblr-2956	817	3	]	]	PUNCT
cblr-2956	817	4	e.	e.	PROPN
cblr-2956	817	5	all	all	PRON
cblr-2956	817	6	claims	claim	VERB
cblr-2956	817	7	73,601	73,601	NUM
cblr-2956	817	8	155,383	155,383	NUM
cblr-2956	817	9	132,451	132,451	NUM
cblr-2956	817	10	[	[	X
cblr-2956	817	11	30,947	30,947	NUM
cblr-2956	817	12	]	]	PUNCT
cblr-2956	818	1	[	[	X
cblr-2956	818	2	22,788	22,788	NUM
cblr-2956	818	3	]	]	PUNCT
cblr-2956	818	4	[	[	X
cblr-2956	818	5	30,219	30,219	NUM
cblr-2956	818	6	]	]	X
cblr-2956	818	7	[	[	X
cblr-2956	818	8	30,924	30,924	NUM
cblr-2956	818	9	]	]	PUNCT
cblr-2956	818	10	panel	panel	NOUN
cblr-2956	818	11	b	b	NOUN
cblr-2956	818	12	:	:	PUNCT
cblr-2956	818	13	by	by	ADP
cblr-2956	818	14	injury	injury	NOUN
cblr-2956	818	15	type	type	NOUN
cblr-2956	818	16	,	,	PUNCT
cblr-2956	818	17	excluding	exclude	VERB
cblr-2956	818	18	claims	claim	NOUN
cblr-2956	818	19	reporting	reporting	NOUN
cblr-2956	818	20	exemplary	exemplary	ADJ
cblr-2956	818	21	damages	damage	NOUN
cblr-2956	818	22	(	(	PUNCT
cblr-2956	818	23	1	1	NUM
cblr-2956	818	24	)	)	PUNCT
cblr-2956	818	25	(	(	PUNCT
cblr-2956	818	26	2	2	NUM
cblr-2956	818	27	)	)	PUNCT
cblr-2956	818	28	(	(	PUNCT
cblr-2956	818	29	3	3	X
cblr-2956	818	30	)	)	PUNCT
cblr-2956	818	31	savings	saving	NOUN
cblr-2956	818	32	based	base	VERB
cblr-2956	818	33	savings	saving	NOUN
cblr-2956	818	34	based	base	VERB
cblr-2956	818	35	savings	saving	NOUN
cblr-2956	818	36	based	base	VERB
cblr-2956	818	37	on	on	ADP
cblr-2956	818	38	initial	initial	ADJ
cblr-2956	818	39	on	on	ADP
cblr-2956	818	40	final	final	ADJ
cblr-2956	818	41	reserve	reserve	NOUN
cblr-2956	818	42	on	on	ADP
cblr-2956	818	43	total	total	ADJ
cblr-2956	818	44	reserve	reserve	NOUN
cblr-2956	818	45	if	if	SCONJ
cblr-2956	818	46	if	if	SCONJ
cblr-2956	818	47	settlement	settlement	NOUN
cblr-2956	818	48	or	or	CCONJ
cblr-2956	818	49	positive	positive	ADJ
cblr-2956	818	50	(	(	PUNCT
cblr-2956	818	51	$	$	SYM
cblr-2956	818	52	)	)	PUNCT
cblr-2956	819	1	[	[	X
cblr-2956	819	2	n	n	CCONJ
cblr-2956	819	3	]	]	X
cblr-2956	819	4	positive	positive	ADJ
cblr-2956	819	5	(	(	PUNCT
cblr-2956	819	6	$	$	SYM
cblr-2956	819	7	)	)	PUNCT
cblr-2956	820	1	[	[	X
cblr-2956	820	2	n	n	CCONJ
cblr-2956	820	3	]	]	X
cblr-2956	820	4	court	court	NOUN
cblr-2956	820	5	award	award	NOUN
cblr-2956	820	6	if	if	SCONJ
cblr-2956	820	7	positive	positive	ADJ
cblr-2956	820	8	(	(	PUNCT
cblr-2956	820	9	$	$	SYM
cblr-2956	820	10	)	)	PUNCT
cblr-2956	821	1	[	[	X
cblr-2956	821	2	n	n	X
cblr-2956	821	3	]	]	PUNCT
cblr-2956	821	4	414,990	414,990	NUM
cblr-2956	821	5	680,436	680,436	NUM
cblr-2956	821	6	596,528	596,528	NUM
cblr-2956	821	7	a.	a.	NOUN
cblr-2956	821	8	fatality	fatality	NOUN
cblr-2956	822	1	[	[	X
cblr-2956	822	2	1,565	1,565	NUM
cblr-2956	822	3	]	]	X
cblr-2956	822	4	[	[	X
cblr-2956	822	5	1,008	1,008	NUM
cblr-2956	822	6	]	]	X
cblr-2956	822	7	[	[	X
cblr-2956	822	8	1,496	1,496	NUM
cblr-2956	822	9	]	]	X
cblr-2956	822	10	[	[	X
cblr-2956	822	11	1,558	1,558	NUM
cblr-2956	822	12	]	]	PUNCT
cblr-2956	822	13	b.	b.	NOUN
cblr-2956	822	14	serious	serious	ADJ
cblr-2956	822	15	nonfatal	nonfatal	ADJ
cblr-2956	822	16	665,804	665,804	NUM
cblr-2956	822	17	987,224	987,224	NUM
cblr-2956	822	18	809,835	809,835	NUM
cblr-2956	822	19	injury	injury	NOUN
cblr-2956	823	1	[	[	X
cblr-2956	823	2	822	822	NUM
cblr-2956	823	3	]	]	PUNCT
cblr-2956	824	1	[	[	X
cblr-2956	824	2	398	398	NUM
cblr-2956	824	3	]	]	PUNCT
cblr-2956	824	4	[	[	X
cblr-2956	824	5	777	777	NUM
cblr-2956	824	6	]	]	PUNCT
cblr-2956	824	7	[	[	X
cblr-2956	824	8	819	819	NUM
cblr-2956	824	9	]	]	X
cblr-2956	824	10	c.	c.	NOUN
cblr-2956	824	11	other	other	ADJ
cblr-2956	824	12	nonfatal	nonfatal	ADJ
cblr-2956	824	13	injuries	injury	NOUN
cblr-2956	824	14	and	and	CCONJ
cblr-2956	824	15	short	short	ADJ
cblr-2956	824	16	form	form	NOUN
cblr-2956	824	17	34,800	34,800	NUM
cblr-2956	824	18	81,893	81,893	NUM
cblr-2956	824	19	68,947	68,947	NUM
cblr-2956	824	20	claims	claim	NOUN
cblr-2956	824	21	[	[	X
cblr-2956	824	22	27,416	27,416	NUM
cblr-2956	824	23	]	]	PUNCT
cblr-2956	825	1	[	[	X
cblr-2956	825	2	20,652	20,652	NUM
cblr-2956	825	3	]	]	PUNCT
cblr-2956	826	1	[	[	X
cblr-2956	826	2	26,289	26,289	X
cblr-2956	826	3	]	]	PUNCT
cblr-2956	827	1	[	[	X
cblr-2956	827	2	27,403	27,403	NUM
cblr-2956	827	3	]	]	PUNCT
cblr-2956	827	4	d.	d.	PROPN
cblr-2956	827	5	all	all	PRON
cblr-2956	827	6	claims	claim	VERB
cblr-2956	827	7	without	without	ADP
cblr-2956	827	8	exemplary	exemplary	ADJ
cblr-2956	827	9	damages	damage	NOUN
cblr-2956	827	10	63,559	63,559	NUM
cblr-2956	827	11	136,833	136,833	NUM
cblr-2956	827	12	116,924	116,924	NUM
cblr-2956	828	1	[	[	X
cblr-2956	828	2	29,803	29,803	NUM
cblr-2956	828	3	]	]	PUNCT
cblr-2956	829	1	[	[	X
cblr-2956	829	2	22,058	22,058	NUM
cblr-2956	829	3	]	]	X
cblr-2956	830	1	[	[	X
cblr-2956	830	2	29,102	29,102	NUM
cblr-2956	830	3	]	]	PUNCT
cblr-2956	831	1	[	[	X
cblr-2956	831	2	29,780	29,780	NUM
cblr-2956	831	3	]	]	PUNCT
cblr-2956	831	4	(	(	PUNCT
cblr-2956	831	5	continued	continue	VERB
cblr-2956	831	6	on	on	ADP
cblr-2956	831	7	next	next	ADJ
cblr-2956	831	8	page	page	NOUN
cblr-2956	831	9	)	)	PUNCT
cblr-2956	832	1	[	[	X
cblr-2956	832	2	vol	vol	NOUN
cblr-2956	832	3	.	.	PUNCT
cblr-2956	832	4	2008	2008	NUM
cblr-2956	832	5	early	early	ADV
cblr-2956	832	6	offers	offer	VERB
cblr-2956	832	7	reform	reform	NOUN
cblr-2956	832	8	(	(	PUNCT
cblr-2956	832	9	continued	continue	VERB
cblr-2956	832	10	from	from	ADP
cblr-2956	832	11	previous	previous	ADJ
cblr-2956	832	12	page	page	NOUN
cblr-2956	832	13	)	)	PUNCT
cblr-2956	832	14	e.	e.	PROPN
cblr-2956	832	15	fatality	fatality	PROPN
cblr-2956	832	16	minimum	minimum	PROPN
cblr-2956	832	17	835,718	835,718	NUM
cblr-2956	832	18	996,335	996,335	NUM
cblr-2956	832	19	940,751	940,751	NUM
cblr-2956	832	20	$	$	SYM
cblr-2956	832	21	250,000	250,000	NUM
cblr-2956	832	22	[	[	NOUN
cblr-2956	832	23	1,565	1,565	NUM
cblr-2956	832	24	]	]	PUNCT
cblr-2956	833	1	[	[	X
cblr-2956	833	2	385	385	NUM
cblr-2956	833	3	]	]	X
cblr-2956	833	4	[	[	X
cblr-2956	833	5	847	847	NUM
cblr-2956	833	6	]	]	X
cblr-2956	833	7	[	[	X
cblr-2956	833	8	811	811	NUM
cblr-2956	833	9	]	]	PUNCT
cblr-2956	833	10	f.	f.	PROPN
cblr-2956	833	11	serious	serious	ADJ
cblr-2956	833	12	nonfatal	nonfatal	ADJ
cblr-2956	833	13	injury	injury	NOUN
cblr-2956	833	14	minimum	minimum	NOUN
cblr-2956	833	15	1,383,539	1,383,539	NUM
cblr-2956	833	16	1,549,884	1,549,884	NUM
cblr-2956	833	17	1,348,653	1,348,653	NUM
cblr-2956	833	18	$	$	SYM
cblr-2956	833	19	250,000	250,000	NUM
cblr-2956	833	20	[	[	X
cblr-2956	833	21	8221	8221	NUM
cblr-2956	833	22	[	[	X
cblr-2956	833	23	171	171	NUM
cblr-2956	833	24	]	]	X
cblr-2956	834	1	[	[	X
cblr-2956	834	2	450	450	NUM
cblr-2956	834	3	]	]	PUNCT
cblr-2956	834	4	[	[	X
cblr-2956	834	5	442	442	NUM
cblr-2956	834	6	]	]	PUNCT
cblr-2956	834	7	g.	g.	NOUN
cblr-2956	834	8	fatality	fatality	PROPN
cblr-2956	834	9	minimum	minimum	NOUN
cblr-2956	834	10	578,569	578,569	NUM
cblr-2956	834	11	777,557	777,557	NUM
cblr-2956	834	12	711,733	711,733	NUM
cblr-2956	834	13	$	$	SYM
cblr-2956	834	14	100,000	100,000	NUM
cblr-2956	834	15	[	[	X
cblr-2956	834	16	1,565	1,565	NUM
cblr-2956	834	17	]	]	PUNCT
cblr-2956	835	1	[	[	X
cblr-2956	835	2	652	652	NUM
cblr-2956	835	3	]	]	PUNCT
cblr-2956	835	4	[	[	X
cblr-2956	835	5	1,227	1,227	NUM
cblr-2956	835	6	]	]	PUNCT
cblr-2956	835	7	[	[	X
cblr-2956	835	8	1,215	1,215	NUM
cblr-2956	835	9	]	]	X
cblr-2956	835	10	h.	h.	NOUN
cblr-2956	835	11	serious	serious	ADJ
cblr-2956	835	12	nonfatal	nonfatal	ADJ
cblr-2956	835	13	injury	injury	NOUN
cblr-2956	835	14	minimum	minimum	NOUN
cblr-2956	835	15	1,017,629	1,017,629	NUM
cblr-2956	835	16	1,213,010	1,213,010	NUM
cblr-2956	835	17	1,020,486	1,020,486	NUM
cblr-2956	835	18	$	$	SYM
cblr-2956	835	19	100,000	100,000	NUM
cblr-2956	835	20	[	[	X
cblr-2956	835	21	822	822	NUM
cblr-2956	835	22	]	]	PUNCT
cblr-2956	836	1	[	[	X
cblr-2956	836	2	250	250	NUM
cblr-2956	836	3	]	]	PUNCT
cblr-2956	836	4	[	[	X
cblr-2956	836	5	613	613	NUM
cblr-2956	836	6	]	]	X
cblr-2956	836	7	[	[	X
cblr-2956	836	8	627	627	NUM
cblr-2956	836	9	]	]	PUNCT
cblr-2956	836	10	i.	i.	NOUN
cblr-2956	836	11	fatality	fatality	PROPN
cblr-2956	836	12	minimum	minimum	ADJ
cblr-2956	836	13	1,102,397	1,102,397	NUM
cblr-2956	836	14	1,294,210	1,294,210	NUM
cblr-2956	836	15	1,262,056	1,262,056	NUM
cblr-2956	836	16	$	$	SYM
cblr-2956	836	17	500,000	500,000	NUM
cblr-2956	836	18	[	[	ADP
cblr-2956	836	19	1,565	1,565	NUM
cblr-2956	836	20	]	]	PUNCT
cblr-2956	837	1	[	[	X
cblr-2956	837	2	235	235	NUM
cblr-2956	837	3	]	]	X
cblr-2956	837	4	[	[	X
cblr-2956	837	5	543	543	NUM
cblr-2956	837	6	]	]	X
cblr-2956	837	7	[	[	X
cblr-2956	837	8	505	505	NUM
cblr-2956	837	9	]	]	X
cblr-2956	837	10	j.	j.	PROPN
cblr-2956	837	11	serious	serious	ADJ
cblr-2956	837	12	nonfatal	nonfatal	ADJ
cblr-2956	837	13	injury	injury	NOUN
cblr-2956	837	14	minimum	minimum	NOUN
cblr-2956	837	15	1,860,766	1,860,766	NUM
cblr-2956	837	16	2,100,909	2,100,909	NUM
cblr-2956	837	17	1,842,732	1,842,732	NUM
cblr-2956	837	18	$	$	SYM
cblr-2956	837	19	500,000	500,000	NUM
cblr-2956	837	20	[	[	X
cblr-2956	837	21	822	822	NUM
cblr-2956	837	22	]	]	PUNCT
cblr-2956	838	1	[	[	X
cblr-2956	838	2	115	115	NUM
cblr-2956	838	3	]	]	PUNCT
cblr-2956	838	4	[	[	X
cblr-2956	838	5	302	302	NUM
cblr-2956	838	6	]	]	X
cblr-2956	838	7	[	[	X
cblr-2956	838	8	292	292	NUM
cblr-2956	838	9	]	]	PUNCT
cblr-2956	838	10	note	note	NOUN
cblr-2956	838	11	:	:	PUNCT
cblr-2956	838	12	savings	saving	NOUN
cblr-2956	838	13	calculated	calculate	VERB
cblr-2956	838	14	as	as	ADP
cblr-2956	838	15	:	:	PUNCT
cblr-2956	838	16	(	(	PUNCT
cblr-2956	838	17	1	1	X
cblr-2956	838	18	)	)	PUNCT
cblr-2956	838	19	projected	project	VERB
cblr-2956	838	20	(	(	PUNCT
cblr-2956	838	21	initial	initial	ADJ
cblr-2956	838	22	indemnity	indemnity	NOUN
cblr-2956	838	23	reserve	reserve	NOUN
cblr-2956	838	24	+	+	CCONJ
cblr-2956	838	25	23/33	23/33	NUM
cblr-2956	838	26	initial	initial	ADJ
cblr-2956	838	27	expense	expense	NOUN
cblr-2956	838	28	reserve	reserve	NOUN
cblr-2956	838	29	)	)	PUNCT
cblr-2956	838	30	1.1	1.1	NUM
cblr-2956	838	31	economic	economic	ADJ
cblr-2956	838	32	loss	loss	NOUN
cblr-2956	838	33	.	.	PUNCT
cblr-2956	839	1	(	(	PUNCT
cblr-2956	839	2	2	2	X
cblr-2956	839	3	)	)	PUNCT
cblr-2956	839	4	projected	project	VERB
cblr-2956	839	5	(	(	PUNCT
cblr-2956	839	6	final	final	ADJ
cblr-2956	839	7	indemnity	indemnity	NOUN
cblr-2956	839	8	reserve	reserve	NOUN
cblr-2956	839	9	+	+	CCONJ
cblr-2956	839	10	23/33	23/33	NUM
cblr-2956	839	11	final	final	ADJ
cblr-2956	839	12	expense	expense	NOUN
cblr-2956	839	13	reserve	reserve	NOUN
cblr-2956	839	14	)	)	PUNCT
cblr-2956	839	15	1.1	1.1	NUM
cblr-2956	839	16	economic	economic	ADJ
cblr-2956	839	17	loss	loss	NOUN
cblr-2956	839	18	.	.	PUNCT
cblr-2956	840	1	(	(	PUNCT
cblr-2956	840	2	3	3	X
cblr-2956	840	3	)	)	PUNCT
cblr-2956	840	4	total	total	ADJ
cblr-2956	840	5	settlement	settlement	NOUN
cblr-2956	840	6	or	or	CCONJ
cblr-2956	840	7	court	court	NOUN
cblr-2956	840	8	award	award	NOUN
cblr-2956	840	9	+	+	CCONJ
cblr-2956	840	10	23/33	23/33	NUM
cblr-2956	840	11	total	total	ADJ
cblr-2956	840	12	allocated	allocate	VERB
cblr-2956	840	13	loss	loss	NOUN
cblr-2956	840	14	adjustment	adjustment	NOUN
cblr-2956	840	15	expenses	expense	VERB
cblr-2956	840	16	1.1	1.1	NUM
cblr-2956	840	17	economic	economic	ADJ
cblr-2956	840	18	loss	loss	NOUN
cblr-2956	840	19	.	.	PUNCT
cblr-2956	841	1	no	no	INTJ
cblr-2956	841	2	.	.	PUNCT
cblr-2956	842	1	2:423	2:423	NUM
cblr-2956	842	2	]	]	X
cblr-2956	842	3	columbia	columbia	PROPN
cblr-2956	842	4	business	business	PROPN
cblr-2956	842	5	la	la	PROPN
cblr-2956	842	6	wreview	wreview	VERB
cblr-2956	842	7	[	[	X
cblr-2956	842	8	vol	vol	NOUN
cblr-2956	842	9	.	.	NOUN
cblr-2956	842	10	2008	2008	NUM
cblr-2956	842	11	table	table	NOUN
cblr-2956	842	12	7	7	NUM
cblr-2956	842	13	:	:	PUNCT
cblr-2956	842	14	average	average	ADJ
cblr-2956	842	15	savings	saving	NOUN
cblr-2956	842	16	from	from	ADP
cblr-2956	842	17	early	early	ADJ
cblr-2956	842	18	offer	offer	NOUN
cblr-2956	842	19	proposal	proposal	NOUN
cblr-2956	842	20	,	,	PUNCT
cblr-2956	842	21	deducting	deduct	VERB
cblr-2956	842	22	collateral	collateral	ADJ
cblr-2956	842	23	sources	source	NOUN
cblr-2956	842	24	,	,	PUNCT
cblr-2956	842	25	only	only	ADV
cblr-2956	842	26	claims	claim	NOUN
cblr-2956	842	27	not	not	PART
cblr-2956	842	28	involving	involve	VERB
cblr-2956	842	29	workers	worker	NOUN
cblr-2956	842	30	'	'	PART
cblr-2956	842	31	compensation	compensation	NOUN
cblr-2956	842	32	panel	panel	NOUN
cblr-2956	842	33	a	a	X
cblr-2956	842	34	:	:	PUNCT
cblr-2956	842	35	by	by	ADP
cblr-2956	842	36	type	type	NOUN
cblr-2956	842	37	of	of	ADP
cblr-2956	842	38	damages	damage	NOUN
cblr-2956	842	39	(	(	PUNCT
cblr-2956	842	40	1	1	NUM
cblr-2956	842	41	)	)	PUNCT
cblr-2956	842	42	(	(	PUNCT
cblr-2956	842	43	2	2	NUM
cblr-2956	842	44	)	)	PUNCT
cblr-2956	842	45	(	(	PUNCT
cblr-2956	842	46	3	3	X
cblr-2956	842	47	)	)	PUNCT
cblr-2956	842	48	savings	saving	NOUN
cblr-2956	842	49	based	base	VERB
cblr-2956	842	50	savings	saving	NOUN
cblr-2956	842	51	based	base	VERB
cblr-2956	842	52	savings	saving	NOUN
cblr-2956	842	53	based	base	VERB
cblr-2956	842	54	on	on	ADP
cblr-2956	842	55	initial	initial	ADJ
cblr-2956	842	56	on	on	ADP
cblr-2956	842	57	final	final	ADJ
cblr-2956	842	58	reserve	reserve	NOUN
cblr-2956	842	59	on	on	ADP
cblr-2956	842	60	total	total	ADJ
cblr-2956	842	61	reserve	reserve	NOUN
cblr-2956	842	62	if	if	SCONJ
cblr-2956	842	63	if	if	SCONJ
cblr-2956	842	64	settlement	settlement	NOUN
cblr-2956	842	65	or	or	CCONJ
cblr-2956	842	66	positive	positive	ADJ
cblr-2956	842	67	(	(	PUNCT
cblr-2956	842	68	$	$	SYM
cblr-2956	842	69	)	)	PUNCT
cblr-2956	843	1	[	[	X
cblr-2956	843	2	n	n	CCONJ
cblr-2956	843	3	]	]	X
cblr-2956	843	4	positive	positive	ADJ
cblr-2956	843	5	(	(	PUNCT
cblr-2956	843	6	$	$	SYM
cblr-2956	843	7	)	)	PUNCT
cblr-2956	844	1	[	[	X
cblr-2956	844	2	n	n	CCONJ
cblr-2956	844	3	]	]	X
cblr-2956	844	4	court	court	NOUN
cblr-2956	844	5	award	award	NOUN
cblr-2956	844	6	if	if	SCONJ
cblr-2956	844	7	positive	positive	ADJ
cblr-2956	844	8	cs	cs	NOUN
cblr-2956	844	9	)	)	PUNCT
cblr-2956	844	10	[	[	X
cblr-2956	844	11	n	n	X
cblr-2956	844	12	]	]	PUNCT
cblr-2956	844	13	a.	a.	NOUN
cblr-2956	844	14	exemplary	exemplary	PROPN
cblr-2956	844	15	damages	damage	NOUN
cblr-2956	844	16	368,296	368,296	NUM
cblr-2956	844	17	659,795	659,795	NUM
cblr-2956	844	18	562,509	562,509	NUM
cblr-2956	844	19	reported	report	VERB
cblr-2956	844	20	[	[	X
cblr-2956	844	21	1,144	1,144	NUM
cblr-2956	844	22	]	]	PUNCT
cblr-2956	845	1	[	[	X
cblr-2956	845	2	7921	7921	NUM
cblr-2956	845	3	[	[	X
cblr-2956	845	4	1,124	1,124	NUM
cblr-2956	845	5	]	]	PUNCT
cblr-2956	845	6	[	[	X
cblr-2956	845	7	1,1441	1,1441	PROPN
cblr-2956	845	8	b.	b.	NOUN
cblr-2956	845	9	no	no	DET
cblr-2956	845	10	exemplary	exemplary	ADJ
cblr-2956	845	11	damages	damage	NOUN
cblr-2956	845	12	,	,	PUNCT
cblr-2956	845	13	economic	economic	ADJ
cblr-2956	845	14	damages	damage	NOUN
cblr-2956	845	15	reported	report	VERB
cblr-2956	845	16	4,517	4,517	NUM
cblr-2956	845	17	37,105	37,105	NUM
cblr-2956	845	18	38,659	38,659	NUM
cblr-2956	845	19	as	as	ADP
cblr-2956	845	20	zero	zero	NUM
cblr-2956	845	21	[	[	X
cblr-2956	845	22	6,377	6,377	NUM
cblr-2956	845	23	]	]	PUNCT
cblr-2956	846	1	[	[	X
cblr-2956	846	2	6,377	6,377	NUM
cblr-2956	846	3	]	]	PUNCT
cblr-2956	846	4	[	[	X
cblr-2956	846	5	6,377	6,377	NUM
cblr-2956	846	6	]	]	PUNCT
cblr-2956	846	7	[	[	X
cblr-2956	846	8	6,377	6,377	NUM
cblr-2956	846	9	]	]	X
cblr-2956	846	10	c.	c.	NOUN
cblr-2956	846	11	no	no	DET
cblr-2956	846	12	exemplary	exemplary	ADJ
cblr-2956	846	13	damages	damage	NOUN
cblr-2956	846	14	,	,	PUNCT
cblr-2956	846	15	positive	positive	ADJ
cblr-2956	846	16	economic	economic	ADJ
cblr-2956	846	17	damages	damage	NOUN
cblr-2956	846	18	213,777	213,777	NUM
cblr-2956	846	19	307,778	307,778	NUM
cblr-2956	846	20	242,681	242,681	NUM
cblr-2956	846	21	reported	report	VERB
cblr-2956	846	22	[	[	X
cblr-2956	846	23	4,523	4,523	NUM
cblr-2956	846	24	]	]	PUNCT
cblr-2956	847	1	[	[	X
cblr-2956	847	2	2,273	2,273	NUM
cblr-2956	847	3	]	]	PUNCT
cblr-2956	847	4	[	[	X
cblr-2956	847	5	4,356	4,356	NUM
cblr-2956	847	6	]	]	X
cblr-2956	847	7	[	[	X
cblr-2956	847	8	4,5231	4,5231	PROPN
cblr-2956	847	9	d.	d.	PROPN
cblr-2956	847	10	imputed	impute	VERB
cblr-2956	847	11	economic	economic	ADJ
cblr-2956	847	12	68,647	68,647	NUM
cblr-2956	847	13	144,807	144,807	NUM
cblr-2956	847	14	128,859	128,859	NUM
cblr-2956	847	15	damages	damage	NOUN
cblr-2956	847	16	[	[	X
cblr-2956	847	17	18,903	18,903	NUM
cblr-2956	847	18	]	]	PUNCT
cblr-2956	848	1	[	[	X
cblr-2956	848	2	14,606	14,606	X
cblr-2956	848	3	]	]	X
cblr-2956	849	1	[	[	X
cblr-2956	849	2	18,533	18,533	NUM
cblr-2956	849	3	]	]	PUNCT
cblr-2956	850	1	[	[	X
cblr-2956	850	2	18,903	18,903	NUM
cblr-2956	850	3	]	]	PUNCT
cblr-2956	850	4	e.	e.	PROPN
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cblr-2956	850	6	claims	claim	VERB
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cblr-2956	851	1	[	[	X
cblr-2956	851	2	30,947	30,947	NUM
cblr-2956	851	3	]	]	PUNCT
cblr-2956	851	4	[	[	X
cblr-2956	851	5	24,048	24,048	NUM
cblr-2956	851	6	]	]	X
cblr-2956	851	7	[	[	X
cblr-2956	851	8	30,390	30,390	NUM
cblr-2956	851	9	]	]	PUNCT
cblr-2956	851	10	[	[	X
cblr-2956	851	11	30,947	30,947	NUM
cblr-2956	851	12	]	]	PUNCT
cblr-2956	851	13	panel	panel	NOUN
cblr-2956	851	14	b	b	NOUN
cblr-2956	851	15	:	:	PUNCT
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cblr-2956	851	17	injury	injury	NOUN
cblr-2956	851	18	type	type	NOUN
cblr-2956	851	19	,	,	PUNCT
cblr-2956	851	20	excluding	exclude	VERB
cblr-2956	851	21	claims	claim	NOUN
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cblr-2956	851	23	exemplary	exemplary	ADJ
cblr-2956	851	24	damages	damage	NOUN
cblr-2956	851	25	(	(	PUNCT
cblr-2956	851	26	1	1	NUM
cblr-2956	851	27	)	)	PUNCT
cblr-2956	851	28	(	(	PUNCT
cblr-2956	851	29	2	2	NUM
cblr-2956	851	30	)	)	PUNCT
cblr-2956	851	31	(	(	PUNCT
cblr-2956	851	32	3	3	X
cblr-2956	851	33	)	)	PUNCT
cblr-2956	851	34	savings	saving	NOUN
cblr-2956	851	35	based	base	VERB
cblr-2956	851	36	savings	saving	NOUN
cblr-2956	851	37	based	base	VERB
cblr-2956	851	38	savings	saving	NOUN
cblr-2956	851	39	based	base	VERB
cblr-2956	851	40	on	on	ADP
cblr-2956	851	41	initial	initial	ADJ
cblr-2956	851	42	on	on	ADP
cblr-2956	851	43	final	final	ADJ
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cblr-2956	851	45	on	on	ADP
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cblr-2956	852	1	if	if	SCONJ
cblr-2956	852	2	if	if	SCONJ
cblr-2956	852	3	settlement	settlement	NOUN
cblr-2956	852	4	or	or	CCONJ
cblr-2956	852	5	positive	positive	ADJ
cblr-2956	852	6	(	(	PUNCT
cblr-2956	852	7	)	)	PUNCT
cblr-2956	852	8	[	[	X
cblr-2956	852	9	n	n	X
cblr-2956	852	10	]	]	X
cblr-2956	852	11	positive	positive	ADJ
cblr-2956	852	12	(	(	PUNCT
cblr-2956	852	13	)	)	PUNCT
cblr-2956	852	14	[	[	X
cblr-2956	852	15	n	n	CCONJ
cblr-2956	852	16	]	]	X
cblr-2956	852	17	court	court	NOUN
cblr-2956	852	18	award	award	NOUN
cblr-2956	852	19	if	if	SCONJ
cblr-2956	852	20	positive	positive	ADJ
cblr-2956	852	21	(	(	PUNCT
cblr-2956	852	22	$	$	SYM
cblr-2956	852	23	)	)	PUNCT
cblr-2956	853	1	[	[	X
cblr-2956	853	2	n	n	X
cblr-2956	853	3	]	]	PUNCT
cblr-2956	853	4	a.	a.	NOUN
cblr-2956	853	5	fatality	fatality	NOUN
cblr-2956	854	1	[	[	X
cblr-2956	854	2	1,565	1,565	NUM
cblr-2956	854	3	]	]	PUNCT
cblr-2956	854	4	417,162	417,162	NUM
cblr-2956	854	5	721,914	721,914	NUM
cblr-2956	854	6	642,350	642,350	NUM
cblr-2956	855	1	[	[	X
cblr-2956	855	2	1,087	1,087	NUM
cblr-2956	855	3	]	]	X
cblr-2956	856	1	[	[	X
cblr-2956	856	2	1,509	1,509	NUM
cblr-2956	856	3	]	]	X
cblr-2956	856	4	[	[	X
cblr-2956	856	5	1,565	1,565	NUM
cblr-2956	856	6	]	]	X
cblr-2956	856	7	b.	b.	NOUN
cblr-2956	856	8	serious	serious	ADJ
cblr-2956	856	9	nonfatal	nonfatal	ADJ
cblr-2956	856	10	635,840	635,840	NUM
cblr-2956	856	11	1,055,544	1,055,544	NUM
cblr-2956	856	12	893,782	893,782	NUM
cblr-2956	856	13	injury	injury	NOUN
cblr-2956	857	1	[	[	X
cblr-2956	857	2	822	822	NUM
cblr-2956	857	3	]	]	PUNCT
cblr-2956	857	4	[	[	X
cblr-2956	857	5	457	457	NUM
cblr-2956	857	6	]	]	X
cblr-2956	857	7	[	[	X
cblr-2956	857	8	789	789	NUM
cblr-2956	857	9	]	]	PUNCT
cblr-2956	857	10	[	[	X
cblr-2956	857	11	822	822	NUM
cblr-2956	857	12	]	]	PUNCT
cblr-2956	857	13	c.	c.	NOUN
cblr-2956	857	14	other	other	ADJ
cblr-2956	857	15	nonfatal	nonfatal	ADJ
cblr-2956	857	16	injuries	injury	NOUN
cblr-2956	857	17	and	and	CCONJ
cblr-2956	857	18	short	short	ADJ
cblr-2956	857	19	form	form	NOUN
cblr-2956	857	20	35,618	35,618	NUM
cblr-2956	857	21	86,726	86,726	NUM
cblr-2956	857	22	74,410	74,410	NUM
cblr-2956	857	23	claims	claim	NOUN
cblr-2956	857	24	[	[	X
cblr-2956	857	25	27,416	27,416	NUM
cblr-2956	857	26	]	]	PUNCT
cblr-2956	858	1	[	[	X
cblr-2956	858	2	21,712	21,712	NUM
cblr-2956	858	3	]	]	PUNCT
cblr-2956	859	1	[	[	X
cblr-2956	859	2	26,968	26,968	NUM
cblr-2956	859	3	]	]	PUNCT
cblr-2956	859	4	[	[	X
cblr-2956	859	5	27,4161	27,4161	NUM
cblr-2956	859	6	d.	d.	NOUN
cblr-2956	859	7	all	all	PRON
cblr-2956	859	8	claims	claim	VERB
cblr-2956	859	9	without	without	ADP
cblr-2956	859	10	exemplary	exemplary	ADJ
cblr-2956	859	11	damages	damage	NOUN
cblr-2956	859	12	65,246	65,246	NUM
cblr-2956	859	13	145,596	145,596	NUM
cblr-2956	859	14	126,833	126,833	NUM
cblr-2956	860	1	[	[	X
cblr-2956	860	2	29,803	29,803	NUM
cblr-2956	860	3	]	]	PUNCT
cblr-2956	861	1	[	[	X
cblr-2956	861	2	23,256	23,256	NUM
cblr-2956	861	3	]	]	PUNCT
cblr-2956	862	1	[	[	X
cblr-2956	862	2	29,266	29,266	NUM
cblr-2956	862	3	]	]	PUNCT
cblr-2956	862	4	[	[	X
cblr-2956	862	5	29,803	29,803	NUM
cblr-2956	862	6	]	]	PUNCT
cblr-2956	862	7	(	(	PUNCT
cblr-2956	862	8	continued	continue	VERB
cblr-2956	862	9	on	on	ADP
cblr-2956	862	10	next	next	ADJ
cblr-2956	862	11	page	page	NOUN
cblr-2956	862	12	)	)	PUNCT
cblr-2956	862	13	col	col	PROPN
cblr-2956	862	14	umi	umi	PROPN
cblr-2956	862	15	b	b	PROPN
cblr-2956	862	16	usiness	usiness	PROPN
cblr-2956	862	17	la	la	PROPN
cblr-2956	862	18	w	w	PROPN
cblr-2956	862	19	re	re	PROPN
cblr-2956	862	20	vie	vie	PROPN
cblr-2956	862	21	w	w	PROPN
cblr-2956	863	1	[	[	X
cblr-2956	863	2	vol	vol	NOUN
cblr-2956	863	3	.	.	NOUN
cblr-2956	863	4	2008	2008	NUM
cblr-2956	863	5	(	(	PUNCT
cblr-2956	863	6	continued	continue	VERB
cblr-2956	863	7	from	from	ADP
cblr-2956	863	8	previous	previous	ADJ
cblr-2956	863	9	page	page	NOUN
cblr-2956	863	10	)	)	PUNCT
cblr-2956	863	11	e.	e.	PROPN
cblr-2956	863	12	fatality	fatality	PROPN
cblr-2956	863	13	minimum	minimum	ADJ
cblr-2956	863	14	855,893	855,893	NUM
cblr-2956	863	15	1,043,363	1,043,363	NUM
cblr-2956	863	16	996,108	996,108	NUM
cblr-2956	863	17	$	$	SYM
cblr-2956	863	18	250,000	250,000	NUM
cblr-2956	863	19	[	[	NOUN
cblr-2956	863	20	1,565	1,565	NUM
cblr-2956	863	21	]	]	PUNCT
cblr-2956	864	1	[	[	X
cblr-2956	864	2	400	400	NUM
cblr-2956	864	3	]	]	PUNCT
cblr-2956	865	1	[	[	X
cblr-2956	865	2	855	855	NUM
cblr-2956	865	3	]	]	PUNCT
cblr-2956	865	4	[	[	X
cblr-2956	865	5	818	818	NUM
cblr-2956	865	6	]	]	PUNCT
cblr-2956	865	7	f.	f.	NOUN
cblr-2956	865	8	serious	serious	ADJ
cblr-2956	865	9	nonfatal	nonfatal	ADJ
cblr-2956	865	10	injury	injury	NOUN
cblr-2956	865	11	minimum	minimum	NOUN
cblr-2956	865	12	1,422,178	1,422,178	NUM
cblr-2956	865	13	1,659,903	1,659,903	NUM
cblr-2956	865	14	1,472,859	1,472,859	NUM
cblr-2956	865	15	$	$	SYM
cblr-2956	865	16	250,000	250,000	NUM
cblr-2956	865	17	[	[	SYM
cblr-2956	865	18	8221	8221	NUM
cblr-2956	865	19	[	[	X
cblr-2956	865	20	1801	1801	NUM
cblr-2956	865	21	[	[	X
cblr-2956	865	22	4521	4521	NUM
cblr-2956	865	23	[	[	X
cblr-2956	865	24	4441	4441	NUM
cblr-2956	865	25	g.	g.	NOUN
cblr-2956	865	26	fatality	fatality	NOUN
cblr-2956	865	27	minimum	minimum	NOUN
cblr-2956	865	28	594,955	594,955	NUM
cblr-2956	865	29	820,905	820,905	NUM
cblr-2956	865	30	760,495	760,495	NUM
cblr-2956	865	31	$	$	SYM
cblr-2956	865	32	100,000	100,000	NUM
cblr-2956	865	33	[	[	X
cblr-2956	865	34	1,565	1,565	NUM
cblr-2956	865	35	]	]	PUNCT
cblr-2956	866	1	[	[	X
cblr-2956	866	2	680	680	NUM
cblr-2956	866	3	]	]	X
cblr-2956	867	1	[	[	X
cblr-2956	867	2	1,236	1,236	NUM
cblr-2956	867	3	]	]	X
cblr-2956	867	4	[	[	X
cblr-2956	867	5	1,222	1,222	NUM
cblr-2956	867	6	]	]	PUNCT
cblr-2956	867	7	h.	h.	NOUN
cblr-2956	867	8	serious	serious	ADJ
cblr-2956	867	9	nonfatal	nonfatal	ADJ
cblr-2956	867	10	injury	injury	NOUN
cblr-2956	867	11	minimum	minimum	NOUN
cblr-2956	867	12	1,011,020	1,011,020	NUM
cblr-2956	867	13	1,302,678	1,302,678	NUM
cblr-2956	867	14	1,121,610	1,121,610	NUM
cblr-2956	867	15	$	$	SYM
cblr-2956	867	16	100,000	100,000	NUM
cblr-2956	867	17	[	[	X
cblr-2956	867	18	8221	8221	NUM
cblr-2956	867	19	[	[	X
cblr-2956	867	20	274	274	NUM
cblr-2956	867	21	]	]	X
cblr-2956	868	1	[	[	X
cblr-2956	868	2	617	617	NUM
cblr-2956	868	3	]	]	X
cblr-2956	868	4	[	[	X
cblr-2956	868	5	629	629	NUM
cblr-2956	868	6	]	]	PUNCT
cblr-2956	868	7	i.	i.	NOUN
cblr-2956	868	8	fatality	fatality	NOUN
cblr-2956	868	9	minimum	minimum	VERB
cblr-2956	868	10	1,132,071	1,132,071	NUM
cblr-2956	868	11	1,341,918	1,341,918	NUM
cblr-2956	868	12	1,322,912	1,322,912	NUM
cblr-2956	868	13	$	$	SYM
cblr-2956	868	14	500,000	500,000	NUM
cblr-2956	868	15	[	[	NOUN
cblr-2956	868	16	1,565	1,565	NUM
cblr-2956	868	17	]	]	PUNCT
cblr-2956	869	1	[	[	X
cblr-2956	869	2	242	242	NUM
cblr-2956	869	3	]	]	X
cblr-2956	870	1	[	[	X
cblr-2956	870	2	550	550	NUM
cblr-2956	870	3	]	]	PUNCT
cblr-2956	870	4	[	[	X
cblr-2956	870	5	511	511	NUM
cblr-2956	870	6	]	]	X
cblr-2956	870	7	j.	j.	PROPN
cblr-2956	870	8	serious	serious	ADJ
cblr-2956	870	9	nonfatal	nonfatal	ADJ
cblr-2956	870	10	injury	injury	NOUN
cblr-2956	870	11	minimum	minimum	NOUN
cblr-2956	870	12	1,894,616	1,894,616	NUM
cblr-2956	870	13	2,241,699	2,241,699	NUM
cblr-2956	870	14	2,003,617	2,003,617	NUM
cblr-2956	870	15	$	$	SYM
cblr-2956	870	16	500,000	500,000	NUM
cblr-2956	870	17	[	[	X
cblr-2956	870	18	822	822	NUM
cblr-2956	870	19	]	]	PUNCT
cblr-2956	871	1	[	[	X
cblr-2956	871	2	121	121	NUM
cblr-2956	871	3	]	]	X
cblr-2956	871	4	[	[	X
cblr-2956	871	5	303	303	NUM
cblr-2956	871	6	]	]	X
cblr-2956	871	7	[	[	X
cblr-2956	871	8	293	293	NUM
cblr-2956	871	9	]	]	PUNCT
cblr-2956	871	10	note	note	NOUN
cblr-2956	871	11	:	:	PUNCT
cblr-2956	871	12	savings	saving	NOUN
cblr-2956	871	13	calculated	calculate	VERB
cblr-2956	871	14	as	as	ADP
cblr-2956	871	15	:	:	PUNCT
cblr-2956	871	16	(	(	PUNCT
cblr-2956	871	17	1	1	X
cblr-2956	871	18	)	)	PUNCT
cblr-2956	871	19	projected	project	VERB
cblr-2956	871	20	(	(	PUNCT
cblr-2956	871	21	initial	initial	ADJ
cblr-2956	871	22	indemnity	indemnity	NOUN
cblr-2956	871	23	reserve	reserve	NOUN
cblr-2956	871	24	+	+	CCONJ
cblr-2956	871	25	23/33	23/33	NUM
cblr-2956	871	26	initial	initial	ADJ
cblr-2956	871	27	expense	expense	NOUN
cblr-2956	871	28	reserve	reserve	NOUN
cblr-2956	871	29	)	)	PUNCT
cblr-2956	871	30	1.1	1.1	NUM
cblr-2956	871	31	economic	economic	ADJ
cblr-2956	871	32	loss	loss	NOUN
cblr-2956	871	33	.	.	PUNCT
cblr-2956	872	1	(	(	PUNCT
cblr-2956	872	2	2	2	X
cblr-2956	872	3	)	)	PUNCT
cblr-2956	872	4	projected	project	VERB
cblr-2956	872	5	(	(	PUNCT
cblr-2956	872	6	final	final	ADJ
cblr-2956	872	7	indemnity	indemnity	NOUN
cblr-2956	872	8	reserve	reserve	NOUN
cblr-2956	872	9	+	+	CCONJ
cblr-2956	872	10	23/33	23/33	NUM
cblr-2956	872	11	final	final	ADJ
cblr-2956	872	12	expense	expense	NOUN
cblr-2956	872	13	reserve	reserve	NOUN
cblr-2956	872	14	)	)	PUNCT
cblr-2956	872	15	1.1	1.1	NUM
cblr-2956	872	16	economic	economic	ADJ
cblr-2956	872	17	loss	loss	NOUN
cblr-2956	872	18	.	.	PUNCT
cblr-2956	873	1	(	(	PUNCT
cblr-2956	873	2	3	3	X
cblr-2956	873	3	)	)	PUNCT
cblr-2956	873	4	total	total	ADJ
cblr-2956	873	5	settlement	settlement	NOUN
cblr-2956	873	6	or	or	CCONJ
cblr-2956	873	7	court	court	NOUN
cblr-2956	873	8	award	award	NOUN
cblr-2956	873	9	+	+	CCONJ
cblr-2956	873	10	23/33	23/33	NUM
cblr-2956	873	11	total	total	ADJ
cblr-2956	873	12	allocated	allocate	VERB
cblr-2956	873	13	loss	loss	NOUN
cblr-2956	873	14	adjustment	adjustment	NOUN
cblr-2956	873	15	expenses	expense	VERB
cblr-2956	873	16	1.1	1.1	NUM
cblr-2956	873	17	economic	economic	ADJ
cblr-2956	873	18	loss	loss	NOUN
cblr-2956	873	19	.	.	PUNCT
cblr-2956	874	1	earl	earl	PROPN
cblr-2956	874	2	y	y	PROPN
cblr-2956	874	3	offers	offer	VERB
cblr-2956	874	4	reformno	reformno	NOUN
cblr-2956	874	5	.	.	PUNCT
cblr-2956	875	1	2:423	2:423	NUM
cblr-2956	875	2	)	)	PUNCT
cblr-2956	875	3	columbia	columbia	PROPN
cblr-2956	875	4	business	business	NOUN
cblr-2956	875	5	la	la	PROPN
cblr-2956	875	6	wreview	wreview	VERB
cblr-2956	875	7	[	[	X
cblr-2956	875	8	vol	vol	NOUN
cblr-2956	875	9	.	.	NOUN
cblr-2956	875	10	2008	2008	NUM
cblr-2956	875	11	table	table	NOUN
cblr-2956	875	12	8	8	NUM
cblr-2956	875	13	:	:	PUNCT
cblr-2956	875	14	average	average	ADJ
cblr-2956	875	15	time	time	NOUN
cblr-2956	875	16	saved	save	VERB
cblr-2956	875	17	in	in	ADP
cblr-2956	875	18	days	day	NOUN
cblr-2956	875	19	from	from	ADP
cblr-2956	875	20	early	early	ADJ
cblr-2956	875	21	offer	offer	NOUN
cblr-2956	875	22	proposal	proposal	NOUN
cblr-2956	875	23	panel	panel	NOUN
cblr-2956	875	24	a	a	X
cblr-2956	875	25	:	:	PUNCT
cblr-2956	875	26	by	by	ADP
cblr-2956	875	27	type	type	NOUN
cblr-2956	875	28	of	of	ADP
cblr-2956	875	29	damages	damage	NOUN
cblr-2956	875	30	(	(	PUNCT
cblr-2956	875	31	1	1	NUM
cblr-2956	875	32	)	)	PUNCT
cblr-2956	875	33	(	(	PUNCT
cblr-2956	875	34	2	2	NUM
cblr-2956	875	35	)	)	PUNCT
cblr-2956	875	36	(	(	PUNCT
cblr-2956	875	37	3	3	X
cblr-2956	875	38	)	)	PUNCT
cblr-2956	875	39	days	day	NOUN
cblr-2956	875	40	saved	save	VERB
cblr-2956	875	41	if	if	SCONJ
cblr-2956	875	42	days	day	NOUN
cblr-2956	875	43	saved	save	VERB
cblr-2956	875	44	if	if	SCONJ
cblr-2956	875	45	days	day	NOUN
cblr-2956	875	46	saved	save	VERB
cblr-2956	875	47	if	if	SCONJ
cblr-2956	875	48	early	early	ADJ
cblr-2956	875	49	early	early	ADJ
cblr-2956	875	50	early	early	ADJ
cblr-2956	875	51	offer	offer	NOUN
cblr-2956	875	52	based	base	VERB
cblr-2956	875	53	on	on	ADP
cblr-2956	875	54	offer	offer	NOUN
cblr-2956	875	55	based	base	VERB
cblr-2956	875	56	on	on	ADP
cblr-2956	875	57	offer	offer	NOUN
cblr-2956	875	58	based	base	VERB
cblr-2956	875	59	on	on	ADP
cblr-2956	875	60	initial	initial	ADJ
cblr-2956	875	61	final	final	ADJ
cblr-2956	875	62	total	total	NOUN
cblr-2956	875	63	reserve	reserve	NOUN
cblr-2956	875	64	[	[	X
cblr-2956	875	65	n	n	CCONJ
cblr-2956	875	66	]	]	X
cblr-2956	875	67	reserve	reserve	NOUN
cblr-2956	875	68	[	[	X
cblr-2956	875	69	n	n	CCONJ
cblr-2956	875	70	]	]	X
cblr-2956	875	71	settlement	settlement	NOUN
cblr-2956	875	72	or	or	CCONJ
cblr-2956	875	73	court	court	NOUN
cblr-2956	875	74	award	award	NOUN
cblr-2956	875	75	[	[	X
cblr-2956	875	76	n	n	CCONJ
cblr-2956	875	77	]	]	PUNCT
cblr-2956	875	78	a.	a.	NOUN
cblr-2956	875	79	exemplary	exemplary	PROPN
cblr-2956	875	80	damages	damage	NOUN
cblr-2956	875	81	979	979	NUM
cblr-2956	875	82	818	818	NUM
cblr-2956	875	83	819	819	NUM
cblr-2956	875	84	reported	report	VERB
cblr-2956	875	85	[	[	X
cblr-2956	875	86	1,607	1,607	NUM
cblr-2956	875	87	]	]	X
cblr-2956	876	1	[	[	X
cblr-2956	876	2	964	964	NUM
cblr-2956	876	3	]	]	X
cblr-2956	877	1	[	[	X
cblr-2956	877	2	1,564	1,564	NUM
cblr-2956	877	3	]	]	X
cblr-2956	878	1	[	[	X
cblr-2956	878	2	1,607	1,607	NUM
cblr-2956	878	3	]	]	PUNCT
cblr-2956	878	4	b.	b.	NOUN
cblr-2956	879	1	no	no	DET
cblr-2956	879	2	exemplary	exemplary	ADJ
cblr-2956	879	3	damages	damage	NOUN
cblr-2956	879	4	,	,	PUNCT
cblr-2956	879	5	economic	economic	ADJ
cblr-2956	879	6	damages	damage	NOUN
cblr-2956	879	7	reported	report	VERB
cblr-2956	879	8	1,616	1,616	NUM
cblr-2956	879	9	1,617	1,617	NUM
cblr-2956	879	10	1,617	1,617	NUM
cblr-2956	879	11	as	as	ADP
cblr-2956	879	12	zero	zero	NUM
cblr-2956	879	13	[	[	X
cblr-2956	879	14	7,046	7,046	NUM
cblr-2956	879	15	]	]	PUNCT
cblr-2956	880	1	[	[	X
cblr-2956	880	2	7046	7046	NUM
cblr-2956	880	3	]	]	PUNCT
cblr-2956	881	1	[	[	X
cblr-2956	881	2	7,046	7,046	NUM
cblr-2956	881	3	]	]	PUNCT
cblr-2956	881	4	[	[	X
cblr-2956	881	5	7,046	7,046	NUM
cblr-2956	881	6	]	]	PUNCT
cblr-2956	881	7	c.	c.	NOUN
cblr-2956	881	8	no	no	PRON
cblr-2956	881	9	exemplary	exemplary	ADJ
cblr-2956	881	10	damages	damage	NOUN
cblr-2956	881	11	,	,	PUNCT
cblr-2956	881	12	positive	positive	ADJ
cblr-2956	881	13	economic	economic	ADJ
cblr-2956	881	14	damages	damage	NOUN
cblr-2956	881	15	797	797	NUM
cblr-2956	881	16	840	840	NUM
cblr-2956	881	17	837	837	NUM
cblr-2956	881	18	reported	report	VERB
cblr-2956	881	19	[	[	X
cblr-2956	881	20	7,405	7,405	NUM
cblr-2956	881	21	]	]	PUNCT
cblr-2956	882	1	[	[	X
cblr-2956	882	2	3,112	3,112	NUM
cblr-2956	882	3	]	]	PUNCT
cblr-2956	882	4	[	[	X
cblr-2956	882	5	6,995	6,995	NUM
cblr-2956	882	6	]	]	X
cblr-2956	882	7	[	[	X
cblr-2956	882	8	7,373	7,373	NUM
cblr-2956	882	9	]	]	X
cblr-2956	882	10	d.	d.	PROPN
cblr-2956	882	11	imputed	impute	VERB
cblr-2956	882	12	economic	economic	ADJ
cblr-2956	882	13	645	645	NUM
cblr-2956	882	14	686	686	NUM
cblr-2956	882	15	685	685	NUM
cblr-2956	882	16	damages	damage	NOUN
cblr-2956	882	17	[	[	X
cblr-2956	882	18	23,495	23,495	NUM
cblr-2956	882	19	]	]	PUNCT
cblr-2956	883	1	[	[	X
cblr-2956	883	2	15,847	15,847	NUM
cblr-2956	883	3	]	]	PUNCT
cblr-2956	884	1	[	[	X
cblr-2956	884	2	22,834	22,834	NUM
cblr-2956	884	3	]	]	PUNCT
cblr-2956	885	1	[	[	X
cblr-2956	885	2	23,495	23,495	NUM
cblr-2956	885	3	]	]	PUNCT
cblr-2956	885	4	e.	e.	PROPN
cblr-2956	885	5	all	all	PRON
cblr-2956	885	6	claims	claim	VERB
cblr-2956	885	7	922	922	NUM
cblr-2956	885	8	890	890	NUM
cblr-2956	885	9	885	885	NUM
cblr-2956	886	1	[	[	X
cblr-2956	886	2	39,553	39,553	NUM
cblr-2956	886	3	]	]	PUNCT
cblr-2956	887	1	[	[	X
cblr-2956	887	2	26,969	26,969	X
cblr-2956	887	3	]	]	PUNCT
cblr-2956	888	1	[	[	X
cblr-2956	888	2	38,439	38,439	NUM
cblr-2956	888	3	]	]	PUNCT
cblr-2956	888	4	[	[	X
cblr-2956	888	5	39,521	39,521	NUM
cblr-2956	888	6	]	]	PUNCT
cblr-2956	888	7	panel	panel	NOUN
cblr-2956	888	8	b	b	NOUN
cblr-2956	888	9	:	:	PUNCT
cblr-2956	888	10	time	time	NOUN
cblr-2956	888	11	saved	save	VERB
cblr-2956	888	12	by	by	ADP
cblr-2956	888	13	injury	injury	NOUN
cblr-2956	888	14	type	type	NOUN
cblr-2956	888	15	,	,	PUNCT
cblr-2956	888	16	excluding	exclude	VERB
cblr-2956	888	17	claims	claim	NOUN
cblr-2956	888	18	reporting	reporting	NOUN
cblr-2956	888	19	exemplary	exemplary	ADJ
cblr-2956	888	20	damages	damage	NOUN
cblr-2956	888	21	(	(	PUNCT
cblr-2956	888	22	1	1	NUM
cblr-2956	888	23	)	)	PUNCT
cblr-2956	888	24	(	(	PUNCT
cblr-2956	888	25	2	2	NUM
cblr-2956	888	26	)	)	PUNCT
cblr-2956	888	27	(	(	PUNCT
cblr-2956	888	28	3	3	X
cblr-2956	888	29	)	)	PUNCT
cblr-2956	888	30	days	day	NOUN
cblr-2956	888	31	saved	save	VERB
cblr-2956	888	32	if	if	SCONJ
cblr-2956	888	33	days	day	NOUN
cblr-2956	888	34	saved	save	VERB
cblr-2956	888	35	if	if	SCONJ
cblr-2956	888	36	days	day	NOUN
cblr-2956	888	37	saved	save	VERB
cblr-2956	888	38	if	if	SCONJ
cblr-2956	888	39	early	early	ADJ
cblr-2956	888	40	early	early	ADJ
cblr-2956	888	41	early	early	ADJ
cblr-2956	888	42	offer	offer	NOUN
cblr-2956	888	43	based	base	VERB
cblr-2956	888	44	on	on	ADP
cblr-2956	888	45	offer	offer	NOUN
cblr-2956	888	46	based	base	VERB
cblr-2956	888	47	on	on	ADP
cblr-2956	888	48	offer	offer	NOUN
cblr-2956	888	49	based	base	VERB
cblr-2956	888	50	on	on	ADP
cblr-2956	888	51	initial	initial	ADJ
cblr-2956	888	52	final	final	ADJ
cblr-2956	888	53	total	total	NOUN
cblr-2956	888	54	reserve	reserve	NOUN
cblr-2956	888	55	[	[	X
cblr-2956	888	56	n	n	CCONJ
cblr-2956	888	57	]	]	X
cblr-2956	888	58	reserve	reserve	NOUN
cblr-2956	888	59	[	[	X
cblr-2956	888	60	n	n	CCONJ
cblr-2956	888	61	]	]	X
cblr-2956	888	62	settlement	settlement	NOUN
cblr-2956	888	63	or	or	CCONJ
cblr-2956	888	64	court	court	NOUN
cblr-2956	888	65	award	award	NOUN
cblr-2956	888	66	[	[	X
cblr-2956	888	67	n	n	CCONJ
cblr-2956	888	68	]	]	SYM
cblr-2956	888	69	865	865	NUM
cblr-2956	888	70	892	892	NUM
cblr-2956	888	71	891	891	NUM
cblr-2956	888	72	a.	a.	NOUN
cblr-2956	888	73	fatality	fatality	NOUN
cblr-2956	889	1	[	[	X
cblr-2956	889	2	2,388	2,388	NUM
cblr-2956	889	3	]	]	X
cblr-2956	890	1	[	[	X
cblr-2956	890	2	1,472	1,472	NUM
cblr-2956	890	3	]	]	PUNCT
cblr-2956	890	4	[	[	X
cblr-2956	890	5	2,284	2,284	NUM
cblr-2956	890	6	]	]	PUNCT
cblr-2956	890	7	[	[	X
cblr-2956	890	8	2,379	2,379	NUM
cblr-2956	890	9	]	]	X
cblr-2956	890	10	b.	b.	NOUN
cblr-2956	890	11	serious	serious	ADJ
cblr-2956	890	12	nonfatal	nonfatal	ADJ
cblr-2956	890	13	861	861	NUM
cblr-2956	890	14	891	891	NUM
cblr-2956	890	15	881	881	NUM
cblr-2956	890	16	injury	injury	NOUN
cblr-2956	890	17	[	[	X
cblr-2956	890	18	1,429	1,429	NUM
cblr-2956	890	19	]	]	PUNCT
cblr-2956	891	1	[	[	X
cblr-2956	891	2	672	672	NUM
cblr-2956	891	3	]	]	PUNCT
cblr-2956	891	4	[	[	X
cblr-2956	891	5	1,3501	1,3501	NUM
cblr-2956	891	6	[	[	SYM
cblr-2956	891	7	1,424	1,424	NUM
cblr-2956	891	8	]	]	PUNCT
cblr-2956	891	9	c.	c.	NOUN
cblr-2956	891	10	other	other	ADJ
cblr-2956	891	11	nonfatal	nonfatal	ADJ
cblr-2956	891	12	injuries	injury	NOUN
cblr-2956	891	13	and	and	CCONJ
cblr-2956	891	14	short	short	ADJ
cblr-2956	891	15	form	form	NOUN
cblr-2956	891	16	932	932	NUM
cblr-2956	891	17	893	893	NUM
cblr-2956	891	18	888	888	NUM
cblr-2956	891	19	claims	claim	NOUN
cblr-2956	891	20	[	[	X
cblr-2956	891	21	34,129	34,129	NUM
cblr-2956	891	22	]	]	PUNCT
cblr-2956	892	1	[	[	X
cblr-2956	892	2	23,860	23,860	NUM
cblr-2956	892	3	]	]	PUNCT
cblr-2956	893	1	[	[	X
cblr-2956	893	2	33,241	33,241	NUM
cblr-2956	893	3	]	]	PUNCT
cblr-2956	894	1	[	[	X
cblr-2956	894	2	34,111	34,111	NUM
cblr-2956	894	3	]	]	PUNCT
cblr-2956	894	4	(	(	PUNCT
cblr-2956	894	5	continued	continue	VERB
cblr-2956	894	6	on	on	ADP
cblr-2956	894	7	next	next	ADJ
cblr-2956	894	8	page	page	NOUN
cblr-2956	894	9	)	)	PUNCT
cblr-2956	894	10	col	col	PROPN
cblr-2956	894	11	umbia	umbia	PROPN
cblr-2956	894	12	b	b	PROPN
cblr-2956	894	13	usiness	usiness	PROPN
cblr-2956	894	14	la	la	PROPN
cblr-2956	894	15	w	w	PROPN
cblr-2956	894	16	re	re	PROPN
cblr-2956	894	17	vie	vie	PROPN
cblr-2956	894	18	w	w	PROPN
cblr-2956	895	1	[	[	X
cblr-2956	895	2	vol	vol	NOUN
cblr-2956	895	3	.	.	NOUN
cblr-2956	895	4	2008	2008	NUM
cblr-2956	895	5	earl	earl	PROPN
cblr-2956	895	6	y	y	PROPN
cblr-2956	895	7	offers	offer	VERB
cblr-2956	895	8	reform	reform	NOUN
cblr-2956	895	9	(	(	PUNCT
cblr-2956	895	10	continued	continue	VERB
cblr-2956	895	11	from	from	ADP
cblr-2956	895	12	previous	previous	ADJ
cblr-2956	895	13	page	page	NOUN
cblr-2956	895	14	)	)	PUNCT
cblr-2956	895	15	d.	d.	PROPN
cblr-2956	896	1	all	all	PRON
cblr-2956	896	2	claims	claim	VERB
cblr-2956	896	3	without	without	ADP
cblr-2956	896	4	exemplary	exemplary	ADJ
cblr-2956	896	5	damages	damage	NOUN
cblr-2956	896	6	927	927	NUM
cblr-2956	896	7	893	893	NUM
cblr-2956	896	8	888	888	NUM
cblr-2956	896	9	[	[	X
cblr-2956	896	10	37,946	37,946	NUM
cblr-2956	896	11	]	]	PUNCT
cblr-2956	897	1	[	[	X
cblr-2956	897	2	26,005	26,005	X
cblr-2956	897	3	]	]	PUNCT
cblr-2956	898	1	[	[	X
cblr-2956	898	2	36,875	36,875	NUM
cblr-2956	898	3	]	]	PUNCT
cblr-2956	898	4	[	[	X
cblr-2956	898	5	37,914	37,914	NUM
cblr-2956	898	6	]	]	PUNCT
cblr-2956	898	7	e.	e.	PROPN
cblr-2956	898	8	fatality	fatality	PROPN
cblr-2956	898	9	minimum	minimum	NOUN
cblr-2956	898	10	820	820	NUM
cblr-2956	898	11	880	880	NUM
cblr-2956	898	12	899	899	NUM
cblr-2956	898	13	$	$	SYM
cblr-2956	898	14	250,000	250,000	NUM
cblr-2956	898	15	[	[	X
cblr-2956	898	16	2,388	2,388	NUM
cblr-2956	898	17	]	]	PUNCT
cblr-2956	899	1	[	[	X
cblr-2956	899	2	650	650	NUM
cblr-2956	899	3	]	]	X
cblr-2956	900	1	[	[	X
cblr-2956	900	2	1,435	1,435	NUM
cblr-2956	900	3	]	]	X
cblr-2956	900	4	[	[	X
cblr-2956	900	5	1,3921	1,3921	NUM
cblr-2956	900	6	f.	f.	PROPN
cblr-2956	900	7	serious	serious	ADJ
cblr-2956	900	8	nonfatal	nonfatal	ADJ
cblr-2956	900	9	injury	injury	NOUN
cblr-2956	900	10	minimum	minimum	NOUN
cblr-2956	900	11	883	883	NUM
cblr-2956	900	12	936	936	NUM
cblr-2956	900	13	927	927	NUM
cblr-2956	900	14	$	$	SYM
cblr-2956	900	15	250,000	250,000	NUM
cblr-2956	900	16	[	[	SYM
cblr-2956	900	17	1,429	1,429	NUM
cblr-2956	900	18	]	]	PUNCT
cblr-2956	901	1	[	[	X
cblr-2956	901	2	313	313	NUM
cblr-2956	901	3	]	]	X
cblr-2956	901	4	[	[	X
cblr-2956	901	5	844	844	NUM
cblr-2956	901	6	]	]	X
cblr-2956	901	7	[	[	X
cblr-2956	901	8	826	826	NUM
cblr-2956	901	9	]	]	PUNCT
cblr-2956	901	10	g.	g.	NOUN
cblr-2956	901	11	fatality	fatality	PROPN
cblr-2956	901	12	minimum	minimum	ADJ
cblr-2956	901	13	866	866	NUM
cblr-2956	901	14	888	888	NUM
cblr-2956	901	15	891	891	NUM
cblr-2956	901	16	$	$	SYM
cblr-2956	901	17	100,000	100,000	NUM
cblr-2956	902	1	[	[	X
cblr-2956	902	2	2,388	2,388	NUM
cblr-2956	902	3	]	]	PUNCT
cblr-2956	902	4	.	.	PUNCT
cblr-2956	903	1	[	[	X
cblr-2956	903	2	1,015	1,015	NUM
cblr-2956	903	3	]	]	PUNCT
cblr-2956	903	4	[	[	X
cblr-2956	903	5	1,934	1,934	NUM
cblr-2956	903	6	]	]	X
cblr-2956	903	7	[	[	X
cblr-2956	903	8	1,9391	1,9391	PROPN
cblr-2956	903	9	h.	h.	NOUN
cblr-2956	903	10	serious	serious	ADJ
cblr-2956	903	11	nonfatal	nonfatal	ADJ
cblr-2956	903	12	injury	injury	NOUN
cblr-2956	903	13	minimum	minimum	NOUN
cblr-2956	903	14	906	906	NUM
cblr-2956	903	15	926	926	NUM
cblr-2956	903	16	922	922	NUM
cblr-2956	903	17	$	$	SYM
cblr-2956	903	18	100,000	100,000	NUM
cblr-2956	904	1	[	[	X
cblr-2956	904	2	1,4291	1,4291	PROPN
cblr-2956	904	3	[	[	X
cblr-2956	904	4	456	456	NUM
cblr-2956	904	5	]	]	PUNCT
cblr-2956	905	1	[	[	X
cblr-2956	905	2	1,123	1,123	NUM
cblr-2956	905	3	]	]	PUNCT
cblr-2956	905	4	[	[	X
cblr-2956	905	5	1,150	1,150	NUM
cblr-2956	905	6	]	]	PUNCT
cblr-2956	905	7	i.	i.	NOUN
cblr-2956	905	8	fatality	fatality	PROPN
cblr-2956	905	9	minimum	minimum	ADJ
cblr-2956	905	10	825	825	NUM
cblr-2956	905	11	886	886	NUM
cblr-2956	905	12	891	891	NUM
cblr-2956	905	13	$	$	SYM
cblr-2956	905	14	500,000	500,000	NUM
cblr-2956	905	15	[	[	X
cblr-2956	905	16	2,388	2,388	NUM
cblr-2956	905	17	]	]	PUNCT
cblr-2956	906	1	[	[	X
cblr-2956	906	2	419	419	NUM
cblr-2956	906	3	]	]	PUNCT
cblr-2956	907	1	[	[	X
cblr-2956	907	2	973	973	NUM
cblr-2956	907	3	]	]	X
cblr-2956	908	1	[	[	X
cblr-2956	908	2	913	913	NUM
cblr-2956	908	3	]	]	X
cblr-2956	908	4	j.	j.	PROPN
cblr-2956	908	5	serious	serious	ADJ
cblr-2956	908	6	nonfatal	nonfatal	ADJ
cblr-2956	908	7	injury	injury	NOUN
cblr-2956	908	8	minimum	minimum	NOUN
cblr-2956	908	9	852	852	NUM
cblr-2956	908	10	933	933	NUM
cblr-2956	908	11	934	934	NUM
cblr-2956	908	12	$	$	SYM
cblr-2956	908	13	500,000	500,000	NUM
cblr-2956	908	14	[	[	SYM
cblr-2956	908	15	1,429	1,429	NUM
cblr-2956	908	16	]	]	PUNCT
cblr-2956	909	1	[	[	X
cblr-2956	909	2	211	211	NUM
cblr-2956	909	3	]	]	PUNCT
cblr-2956	910	1	[	[	X
cblr-2956	910	2	593	593	NUM
cblr-2956	910	3	]	]	PUNCT
cblr-2956	910	4	[	[	X
cblr-2956	910	5	572	572	NUM
cblr-2956	910	6	]	]	X
cblr-2956	910	7	no	no	NOUN
cblr-2956	910	8	.	.	PUNCT
cblr-2956	911	1	2:423	2:423	NUM
cblr-2956	911	2	]	]	X
cblr-2956	911	3	columbia	columbia	PROPN
cblr-2956	911	4	business	business	PROPN
cblr-2956	911	5	la	la	PROPN
cblr-2956	911	6	w	w	PROPN
cblr-2956	911	7	review	review	NOUN
cblr-2956	911	8	table	table	NOUN
cblr-2956	911	9	9	9	NUM
cblr-2956	911	10	:	:	PUNCT
cblr-2956	911	11	average	average	ADJ
cblr-2956	911	12	time	time	NOUN
cblr-2956	911	13	saved	save	VERB
cblr-2956	911	14	in	in	ADP
cblr-2956	911	15	days	day	NOUN
cblr-2956	911	16	from	from	ADP
cblr-2956	911	17	early	early	ADJ
cblr-2956	911	18	offer	offer	NOUN
cblr-2956	911	19	proposal	proposal	NOUN
cblr-2956	911	20	,	,	PUNCT
cblr-2956	911	21	deducting	deduct	VERB
cblr-2956	911	22	collateral	collateral	ADJ
cblr-2956	911	23	sources	source	NOUN
cblr-2956	911	24	panel	panel	NOUN
cblr-2956	911	25	a	a	X
cblr-2956	911	26	:	:	PUNCT
cblr-2956	911	27	by	by	ADP
cblr-2956	911	28	type	type	NOUN
cblr-2956	911	29	of	of	ADP
cblr-2956	911	30	damages	damage	NOUN
cblr-2956	911	31	(	(	PUNCT
cblr-2956	911	32	1	1	NUM
cblr-2956	911	33	)	)	PUNCT
cblr-2956	911	34	(	(	PUNCT
cblr-2956	911	35	2	2	NUM
cblr-2956	911	36	)	)	PUNCT
cblr-2956	911	37	(	(	PUNCT
cblr-2956	911	38	3	3	X
cblr-2956	911	39	)	)	PUNCT
cblr-2956	911	40	days	day	NOUN
cblr-2956	911	41	saved	save	VERB
cblr-2956	911	42	if	if	SCONJ
cblr-2956	911	43	days	day	NOUN
cblr-2956	911	44	saved	save	VERB
cblr-2956	911	45	if	if	SCONJ
cblr-2956	911	46	days	day	NOUN
cblr-2956	911	47	saved	save	VERB
cblr-2956	911	48	if	if	SCONJ
cblr-2956	911	49	early	early	ADJ
cblr-2956	911	50	early	early	ADJ
cblr-2956	911	51	early	early	ADJ
cblr-2956	911	52	offer	offer	NOUN
cblr-2956	911	53	based	base	VERB
cblr-2956	911	54	on	on	ADP
cblr-2956	911	55	offer	offer	NOUN
cblr-2956	911	56	based	base	VERB
cblr-2956	911	57	on	on	ADP
cblr-2956	911	58	offer	offer	NOUN
cblr-2956	911	59	based	base	VERB
cblr-2956	911	60	on	on	ADP
cblr-2956	911	61	initial	initial	ADJ
cblr-2956	911	62	final	final	ADJ
cblr-2956	911	63	total	total	NOUN
cblr-2956	911	64	reserve	reserve	NOUN
cblr-2956	911	65	[	[	X
cblr-2956	911	66	n	n	CCONJ
cblr-2956	911	67	]	]	X
cblr-2956	911	68	reserve	reserve	NOUN
cblr-2956	911	69	[	[	X
cblr-2956	911	70	n	n	CCONJ
cblr-2956	911	71	]	]	X
cblr-2956	911	72	settlement	settlement	NOUN
cblr-2956	911	73	or	or	CCONJ
cblr-2956	911	74	court	court	NOUN
cblr-2956	911	75	award	award	NOUN
cblr-2956	911	76	[	[	X
cblr-2956	911	77	n	n	CCONJ
cblr-2956	911	78	]	]	PUNCT
cblr-2956	911	79	a.	a.	NOUN
cblr-2956	911	80	exemplary	exemplary	PROPN
cblr-2956	911	81	damages	damage	NOUN
cblr-2956	911	82	807	807	NUM
cblr-2956	911	83	819	819	NUM
cblr-2956	911	84	819	819	NUM
cblr-2956	911	85	reported	report	VERB
cblr-2956	911	86	[	[	X
cblr-2956	911	87	1,607	1,607	NUM
cblr-2956	911	88	]	]	X
cblr-2956	912	1	[	[	X
cblr-2956	912	2	1119	1119	NUM
cblr-2956	912	3	]	]	X
cblr-2956	912	4	[	[	X
cblr-2956	912	5	1,582	1,582	NUM
cblr-2956	912	6	]	]	X
cblr-2956	912	7	[	[	X
cblr-2956	912	8	1,607	1,607	NUM
cblr-2956	912	9	]	]	PUNCT
cblr-2956	912	10	b.	b.	NOUN
cblr-2956	913	1	no	no	DET
cblr-2956	913	2	exemplary	exemplary	ADJ
cblr-2956	913	3	damages	damage	NOUN
cblr-2956	913	4	,	,	PUNCT
cblr-2956	913	5	economic	economic	ADJ
cblr-2956	913	6	damages	damage	NOUN
cblr-2956	913	7	reported	report	VERB
cblr-2956	913	8	1,616	1,616	NUM
cblr-2956	913	9	1,617	1,617	NUM
cblr-2956	913	10	1,616	1,616	NUM
cblr-2956	913	11	as	as	ADP
cblr-2956	913	12	zero	zero	NUM
cblr-2956	913	13	[	[	X
cblr-2956	913	14	7,046	7,046	NUM
cblr-2956	913	15	]	]	PUNCT
cblr-2956	914	1	[	[	X
cblr-2956	914	2	7,046	7,046	NUM
cblr-2956	914	3	]	]	PUNCT
cblr-2956	914	4	[	[	X
cblr-2956	914	5	7,046	7,046	NUM
cblr-2956	914	6	]	]	PUNCT
cblr-2956	914	7	[	[	X
cblr-2956	914	8	7,046	7,046	NUM
cblr-2956	914	9	]	]	PUNCT
cblr-2956	914	10	c.	c.	NOUN
cblr-2956	914	11	no	no	PRON
cblr-2956	914	12	exemplary	exemplary	ADJ
cblr-2956	914	13	damages	damage	NOUN
cblr-2956	914	14	,	,	PUNCT
cblr-2956	914	15	positive	positive	ADJ
cblr-2956	914	16	economic	economic	ADJ
cblr-2956	914	17	damages	damage	NOUN
cblr-2956	914	18	821	821	NUM
cblr-2956	914	19	840	840	NUM
cblr-2956	914	20	836	836	NUM
cblr-2956	914	21	reported	report	VERB
cblr-2956	914	22	[	[	X
cblr-2956	914	23	7,405	7,405	NUM
cblr-2956	914	24	]	]	PUNCT
cblr-2956	915	1	[	[	X
cblr-2956	915	2	4,0551	4,0551	X
cblr-2956	915	3	[	[	X
cblr-2956	915	4	7,1821	7,1821	PROPN
cblr-2956	915	5	[	[	X
cblr-2956	915	6	7,405	7,405	NUM
cblr-2956	915	7	]	]	X
cblr-2956	915	8	d.	d.	PROPN
cblr-2956	915	9	imputed	impute	VERB
cblr-2956	915	10	economic	economic	ADJ
cblr-2956	915	11	658	658	NUM
cblr-2956	915	12	686	686	NUM
cblr-2956	915	13	685	685	NUM
cblr-2956	915	14	damages	damage	NOUN
cblr-2956	915	15	[	[	X
cblr-2956	915	16	23,495	23,495	NUM
cblr-2956	915	17	]	]	PUNCT
cblr-2956	916	1	[	[	X
cblr-2956	916	2	17,695	17,695	NUM
cblr-2956	916	3	]	]	PUNCT
cblr-2956	917	1	[	[	X
cblr-2956	917	2	23,016	23,016	NUM
cblr-2956	917	3	]	]	PUNCT
cblr-2956	918	1	[	[	X
cblr-2956	918	2	23,495	23,495	NUM
cblr-2956	918	3	]	]	PUNCT
cblr-2956	918	4	e.	e.	PROPN
cblr-2956	918	5	all	all	PRON
cblr-2956	918	6	claims	claim	VERB
cblr-2956	918	7	912	912	NUM
cblr-2956	918	8	889	889	NUM
cblr-2956	918	9	885	885	NUM
cblr-2956	919	1	[	[	X
cblr-2956	919	2	39,553	39,553	NUM
cblr-2956	919	3	]	]	PUNCT
cblr-2956	920	1	[	[	X
cblr-2956	920	2	29,9151	29,9151	NUM
cblr-2956	920	3	[	[	X
cblr-2956	920	4	38,826	38,826	NUM
cblr-2956	920	5	]	]	PUNCT
cblr-2956	921	1	[	[	X
cblr-2956	921	2	39,553	39,553	NUM
cblr-2956	921	3	]	]	PUNCT
cblr-2956	921	4	panel	panel	NOUN
cblr-2956	921	5	b	b	NOUN
cblr-2956	921	6	:	:	PUNCT
cblr-2956	921	7	by	by	ADP
cblr-2956	921	8	injury	injury	NOUN
cblr-2956	921	9	type	type	NOUN
cblr-2956	921	10	,	,	PUNCT
cblr-2956	921	11	excluding	exclude	VERB
cblr-2956	921	12	claims	claim	NOUN
cblr-2956	921	13	reporting	reporting	NOUN
cblr-2956	921	14	exemplary	exemplary	ADJ
cblr-2956	921	15	damages	damage	NOUN
cblr-2956	921	16	(	(	PUNCT
cblr-2956	921	17	1	1	NUM
cblr-2956	921	18	)	)	PUNCT
cblr-2956	921	19	(	(	PUNCT
cblr-2956	921	20	2	2	NUM
cblr-2956	921	21	)	)	PUNCT
cblr-2956	921	22	(	(	PUNCT
cblr-2956	921	23	3	3	X
cblr-2956	921	24	)	)	PUNCT
cblr-2956	921	25	days	day	NOUN
cblr-2956	921	26	saved	save	VERB
cblr-2956	921	27	if	if	SCONJ
cblr-2956	921	28	days	day	NOUN
cblr-2956	921	29	saved	save	VERB
cblr-2956	921	30	if	if	SCONJ
cblr-2956	921	31	days	day	NOUN
cblr-2956	921	32	saved	save	VERB
cblr-2956	921	33	if	if	SCONJ
cblr-2956	921	34	early	early	ADJ
cblr-2956	921	35	early	early	ADJ
cblr-2956	921	36	early	early	ADJ
cblr-2956	921	37	offer	offer	NOUN
cblr-2956	921	38	based	base	VERB
cblr-2956	921	39	on	on	ADP
cblr-2956	921	40	offer	offer	NOUN
cblr-2956	921	41	based	base	VERB
cblr-2956	921	42	on	on	ADP
cblr-2956	921	43	offer	offer	NOUN
cblr-2956	921	44	based	base	VERB
cblr-2956	921	45	on	on	ADP
cblr-2956	921	46	initial	initial	ADJ
cblr-2956	921	47	final	final	ADJ
cblr-2956	921	48	total	total	NOUN
cblr-2956	921	49	reserve	reserve	NOUN
cblr-2956	921	50	[	[	X
cblr-2956	921	51	n	n	CCONJ
cblr-2956	921	52	]	]	X
cblr-2956	921	53	reserve	reserve	NOUN
cblr-2956	921	54	[	[	X
cblr-2956	921	55	n	n	CCONJ
cblr-2956	921	56	]	]	X
cblr-2956	921	57	settlement	settlement	NOUN
cblr-2956	921	58	or	or	CCONJ
cblr-2956	921	59	court	court	NOUN
cblr-2956	921	60	award	award	NOUN
cblr-2956	921	61	[	[	X
cblr-2956	921	62	n	n	CCONJ
cblr-2956	921	63	]	]	PUNCT
cblr-2956	921	64	880	880	NUM
cblr-2956	921	65	891	891	NUM
cblr-2956	921	66	890	890	NUM
cblr-2956	921	67	a.	a.	NOUN
cblr-2956	921	68	fatality	fatality	NOUN
cblr-2956	922	1	[	[	X
cblr-2956	922	2	2,388	2,388	NUM
cblr-2956	922	3	]	]	X
cblr-2956	923	1	[	[	X
cblr-2956	923	2	1,675	1,675	NUM
cblr-2956	923	3	]	]	PUNCT
cblr-2956	924	1	[	[	X
cblr-2956	924	2	2,315	2,315	NUM
cblr-2956	924	3	]	]	PUNCT
cblr-2956	925	1	[	[	X
cblr-2956	925	2	2,388	2,388	NUM
cblr-2956	925	3	]	]	X
cblr-2956	925	4	b.	b.	NOUN
cblr-2956	926	1	serious	serious	ADJ
cblr-2956	926	2	nonfatal	nonfatal	ADJ
cblr-2956	926	3	860	860	NUM
cblr-2956	926	4	884	884	NUM
cblr-2956	926	5	880	880	NUM
cblr-2956	926	6	injury	injury	NOUN
cblr-2956	927	1	[	[	X
cblr-2956	927	2	1,429	1,429	NUM
cblr-2956	927	3	]	]	PUNCT
cblr-2956	928	1	[	[	X
cblr-2956	928	2	837	837	NUM
cblr-2956	928	3	]	]	PUNCT
cblr-2956	929	1	[	[	X
cblr-2956	929	2	1,383	1,383	NUM
cblr-2956	929	3	]	]	PUNCT
cblr-2956	930	1	[	[	X
cblr-2956	930	2	1,429	1,429	NUM
cblr-2956	930	3	]	]	PUNCT
cblr-2956	930	4	c.	c.	NOUN
cblr-2956	930	5	other	other	ADJ
cblr-2956	930	6	nonfatal	nonfatal	ADJ
cblr-2956	930	7	injuries	injury	NOUN
cblr-2956	930	8	and	and	CCONJ
cblr-2956	930	9	short	short	ADJ
cblr-2956	930	10	form	form	NOUN
cblr-2956	930	11	916	916	NUM
cblr-2956	930	12	892	892	NUM
cblr-2956	930	13	888	888	NUM
cblr-2956	930	14	claims	claim	NOUN
cblr-2956	931	1	[	[	X
cblr-2956	931	2	34,129	34,129	NUM
cblr-2956	931	3	]	]	PUNCT
cblr-2956	932	1	[	[	X
cblr-2956	932	2	26,069	26,069	NUM
cblr-2956	932	3	]	]	PUNCT
cblr-2956	933	1	[	[	X
cblr-2956	933	2	33,510	33,510	NUM
cblr-2956	933	3	]	]	PUNCT
cblr-2956	934	1	[	[	X
cblr-2956	934	2	34,129	34,129	NUM
cblr-2956	934	3	]	]	PUNCT
cblr-2956	934	4	(	(	PUNCT
cblr-2956	934	5	continued	continue	VERB
cblr-2956	934	6	on	on	ADP
cblr-2956	934	7	next	next	ADJ
cblr-2956	934	8	page	page	NOUN
cblr-2956	934	9	)	)	PUNCT
cblr-2956	935	1	[	[	X
cblr-2956	935	2	vol	vol	NOUN
cblr-2956	935	3	.	.	PUNCT
cblr-2956	935	4	2008	2008	NUM
cblr-2956	935	5	early	early	ADV
cblr-2956	935	6	offers	offer	VERB
cblr-2956	935	7	reform	reform	NOUN
cblr-2956	935	8	(	(	PUNCT
cblr-2956	935	9	continued	continue	VERB
cblr-2956	935	10	from	from	ADP
cblr-2956	935	11	previous	previous	ADJ
cblr-2956	935	12	page	page	NOUN
cblr-2956	935	13	)	)	PUNCT
cblr-2956	936	1	d.	d.	PROPN
cblr-2956	936	2	all	all	PRON
cblr-2956	936	3	claims	claim	VERB
cblr-2956	936	4	without	without	ADP
cblr-2956	936	5	exemplary	exemplary	ADJ
cblr-2956	936	6	damages	damage	NOUN
cblr-2956	936	7	912	912	NUM
cblr-2956	936	8	891	891	NUM
cblr-2956	936	9	888	888	NUM
cblr-2956	937	1	[	[	X
cblr-2956	937	2	37,946	37,946	NUM
cblr-2956	937	3	]	]	PUNCT
cblr-2956	938	1	[	[	X
cblr-2956	938	2	28,581	28,581	NUM
cblr-2956	938	3	]	]	PUNCT
cblr-2956	939	1	[	[	X
cblr-2956	939	2	37,2081	37,2081	NUM
cblr-2956	939	3	[	[	X
cblr-2956	939	4	37,946	37,946	NUM
cblr-2956	939	5	]	]	PUNCT
cblr-2956	939	6	e.	e.	PROPN
cblr-2956	939	7	fatality	fatality	PROPN
cblr-2956	939	8	minimum	minimum	PROPN
cblr-2956	939	9	825	825	NUM
cblr-2956	939	10	878	878	NUM
cblr-2956	939	11	896	896	NUM
cblr-2956	939	12	$	$	SYM
cblr-2956	939	13	250,000	250,000	NUM
cblr-2956	939	14	[	[	X
cblr-2956	939	15	2,388	2,388	NUM
cblr-2956	939	16	]	]	X
cblr-2956	940	1	[	[	X
cblr-2956	940	2	704	704	NUM
cblr-2956	940	3	]	]	PUNCT
cblr-2956	941	1	[	[	X
cblr-2956	941	2	1,447	1,447	NUM
cblr-2956	941	3	]	]	X
cblr-2956	941	4	[	[	X
cblr-2956	941	5	1,401	1,401	NUM
cblr-2956	941	6	]	]	PUNCT
cblr-2956	941	7	f.	f.	NOUN
cblr-2956	941	8	serious	serious	ADJ
cblr-2956	941	9	nonfatal	nonfatal	ADJ
cblr-2956	941	10	injury	injury	NOUN
cblr-2956	941	11	minimum	minimum	NOUN
cblr-2956	941	12	881	881	NUM
cblr-2956	941	13	933	933	NUM
cblr-2956	941	14	926	926	NUM
cblr-2956	941	15	$	$	SYM
cblr-2956	941	16	250,000	250,000	NUM
cblr-2956	941	17	[	[	SYM
cblr-2956	941	18	1,429	1,429	NUM
cblr-2956	941	19	]	]	PUNCT
cblr-2956	942	1	[	[	X
cblr-2956	942	2	350	350	NUM
cblr-2956	942	3	]	]	PUNCT
cblr-2956	943	1	[	[	X
cblr-2956	943	2	8581	8581	NUM
cblr-2956	943	3	[	[	PUNCT
cblr-2956	943	4	8291	8291	NUM
cblr-2956	943	5	g.	g.	NOUN
cblr-2956	943	6	fatality	fatality	NOUN
cblr-2956	943	7	minimum	minimum	NOUN
cblr-2956	943	8	873	873	NUM
cblr-2956	943	9	887	887	NUM
cblr-2956	943	10	889	889	NUM
cblr-2956	943	11	$	$	SYM
cblr-2956	943	12	100,000	100,000	NUM
cblr-2956	944	1	[	[	X
cblr-2956	944	2	2,388	2,388	NUM
cblr-2956	944	3	]	]	PUNCT
cblr-2956	945	1	[	[	X
cblr-2956	945	2	1,123	1,123	NUM
cblr-2956	945	3	]	]	PUNCT
cblr-2956	945	4	[	[	X
cblr-2956	945	5	1,956	1,956	NUM
cblr-2956	945	6	]	]	X
cblr-2956	945	7	[	[	X
cblr-2956	945	8	1,948	1,948	NUM
cblr-2956	945	9	]	]	PUNCT
cblr-2956	945	10	h.	h.	NOUN
cblr-2956	945	11	serious	serious	ADJ
cblr-2956	945	12	nonfatal	nonfatal	ADJ
cblr-2956	945	13	injury	injury	NOUN
cblr-2956	945	14	-minimum	-minimum	ADJ
cblr-2956	945	15	908	908	NUM
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cblr-2956	945	18	$	$	SYM
cblr-2956	945	19	100,000	100,000	NUM
cblr-2956	945	20	[	[	X
cblr-2956	945	21	1,429	1,429	NUM
cblr-2956	945	22	]	]	PUNCT
cblr-2956	945	23	[	[	X
cblr-2956	945	24	533	533	NUM
cblr-2956	945	25	]	]	X
cblr-2956	945	26	[	[	X
cblr-2956	945	27	1,1431	1,1431	NUM
cblr-2956	945	28	[	[	X
cblr-2956	945	29	1,154	1,154	NUM
cblr-2956	945	30	]	]	PUNCT
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cblr-2956	945	32	fatality	fatality	PROPN
cblr-2956	945	33	minimum	minimum	PROPN
cblr-2956	945	34	825	825	NUM
cblr-2956	945	35	884	884	NUM
cblr-2956	945	36	887	887	NUM
cblr-2956	945	37	$	$	SYM
cblr-2956	945	38	500,000	500,000	NUM
cblr-2956	945	39	[	[	X
cblr-2956	945	40	2,388	2,388	NUM
cblr-2956	945	41	]	]	X
cblr-2956	946	1	[	[	X
cblr-2956	946	2	441	441	NUM
cblr-2956	946	3	]	]	PUNCT
cblr-2956	947	1	[	[	X
cblr-2956	947	2	983	983	NUM
cblr-2956	947	3	]	]	PUNCT
cblr-2956	948	1	[	[	X
cblr-2956	948	2	920	920	NUM
cblr-2956	948	3	]	]	PUNCT
cblr-2956	948	4	j.	j.	PROPN
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cblr-2956	948	6	nonfatal	nonfatal	ADJ
cblr-2956	948	7	injury	injury	NOUN
cblr-2956	948	8	minimum	minimum	NOUN
cblr-2956	948	9	826	826	NUM
cblr-2956	948	10	926	926	NUM
cblr-2956	948	11	932	932	NUM
cblr-2956	948	12	$	$	SYM
cblr-2956	948	13	500,000	500,000	NUM
cblr-2956	948	14	[	[	SYM
cblr-2956	948	15	1,429	1,429	NUM
cblr-2956	948	16	]	]	PUNCT
cblr-2956	949	1	[	[	X
cblr-2956	949	2	232	232	X
cblr-2956	949	3	]	]	X
cblr-2956	950	1	[	[	X
cblr-2956	950	2	6011	6011	NUM
cblr-2956	950	3	[	[	X
cblr-2956	950	4	574	574	NUM
cblr-2956	950	5	]	]	PUNCT
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cblr-2956	950	7	.	.	PUNCT
cblr-2956	951	1	2:423	2:423	NUM
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cblr-2956	951	3	columbia	columbia	PROPN
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cblr-2956	951	7	[	[	X
cblr-2956	951	8	vol	vol	NOUN
cblr-2956	951	9	.	.	NOUN
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cblr-2956	951	13	:	:	PUNCT
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cblr-2956	951	20	early	early	ADJ
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cblr-2956	951	23	,	,	PUNCT
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cblr-2956	951	35	a	a	X
cblr-2956	951	36	:	:	PUNCT
cblr-2956	951	37	by	by	ADP
cblr-2956	951	38	type	type	NOUN
cblr-2956	951	39	of	of	ADP
cblr-2956	951	40	damages	damage	NOUN
cblr-2956	951	41	(	(	PUNCT
cblr-2956	951	42	1	1	NUM
cblr-2956	951	43	)	)	PUNCT
cblr-2956	951	44	(	(	PUNCT
cblr-2956	951	45	2	2	NUM
cblr-2956	951	46	)	)	PUNCT
cblr-2956	951	47	(	(	PUNCT
cblr-2956	951	48	3	3	X
cblr-2956	951	49	)	)	PUNCT
cblr-2956	951	50	days	day	NOUN
cblr-2956	951	51	saved	save	VERB
cblr-2956	951	52	if	if	SCONJ
cblr-2956	951	53	days	day	NOUN
cblr-2956	951	54	saved	save	VERB
cblr-2956	951	55	if	if	SCONJ
cblr-2956	951	56	days	day	NOUN
cblr-2956	951	57	saved	save	VERB
cblr-2956	951	58	if	if	SCONJ
cblr-2956	951	59	early	early	ADJ
cblr-2956	951	60	early	early	ADJ
cblr-2956	951	61	early	early	ADJ
cblr-2956	951	62	offer	offer	NOUN
cblr-2956	951	63	based	base	VERB
cblr-2956	951	64	on	on	ADP
cblr-2956	951	65	offer	offer	NOUN
cblr-2956	951	66	based	base	VERB
cblr-2956	951	67	on	on	ADP
cblr-2956	951	68	offer	offer	NOUN
cblr-2956	951	69	based	base	VERB
cblr-2956	951	70	on	on	ADP
cblr-2956	951	71	initial	initial	ADJ
cblr-2956	951	72	final	final	ADJ
cblr-2956	951	73	total	total	NOUN
cblr-2956	951	74	reserve	reserve	NOUN
cblr-2956	951	75	[	[	X
cblr-2956	951	76	n	n	CCONJ
cblr-2956	951	77	]	]	X
cblr-2956	951	78	reserve	reserve	NOUN
cblr-2956	951	79	[	[	X
cblr-2956	951	80	n	n	CCONJ
cblr-2956	951	81	]	]	X
cblr-2956	951	82	settlement	settlement	NOUN
cblr-2956	951	83	or	or	CCONJ
cblr-2956	951	84	court	court	NOUN
cblr-2956	951	85	award	award	NOUN
cblr-2956	951	86	[	[	X
cblr-2956	951	87	n	n	CCONJ
cblr-2956	951	88	]	]	PUNCT
cblr-2956	951	89	a.	a.	NOUN
cblr-2956	951	90	exemplary	exemplary	PROPN
cblr-2956	951	91	damages	damage	VERB
cblr-2956	951	92	930	930	NUM
cblr-2956	951	93	947	947	NUM
cblr-2956	951	94	941	941	NUM
cblr-2956	951	95	reported	report	VERB
cblr-2956	951	96	[	[	X
cblr-2956	951	97	463	463	NUM
cblr-2956	951	98	]	]	PUNCT
cblr-2956	952	1	[	[	X
cblr-2956	952	2	327	327	NUM
cblr-2956	952	3	]	]	X
cblr-2956	953	1	[	[	X
cblr-2956	953	2	458	458	X
cblr-2956	953	3	]	]	PUNCT
cblr-2956	954	1	[	[	X
cblr-2956	954	2	463	463	NUM
cblr-2956	954	3	]	]	PUNCT
cblr-2956	954	4	b.	b.	NOUN
cblr-2956	955	1	no	no	DET
cblr-2956	955	2	exemplary	exemplary	ADJ
cblr-2956	955	3	damages	damage	NOUN
cblr-2956	955	4	,	,	PUNCT
cblr-2956	955	5	economic	economic	ADJ
cblr-2956	955	6	damages	damage	NOUN
cblr-2956	955	7	reported	report	VERB
cblr-2956	955	8	1,701	1,701	NUM
cblr-2956	955	9	1,701	1,701	NUM
cblr-2956	955	10	1,701	1,701	NUM
cblr-2956	955	11	as	as	ADP
cblr-2956	955	12	zero	zero	NUM
cblr-2956	955	13	[	[	X
cblr-2956	955	14	669	669	NUM
cblr-2956	955	15	]	]	X
cblr-2956	956	1	[	[	X
cblr-2956	956	2	669	669	NUM
cblr-2956	956	3	]	]	X
cblr-2956	956	4	[	[	X
cblr-2956	956	5	6691	6691	NUM
cblr-2956	956	6	[	[	X
cblr-2956	956	7	669	669	NUM
cblr-2956	956	8	]	]	X
cblr-2956	956	9	c.	c.	NOUN
cblr-2956	956	10	no	no	DET
cblr-2956	956	11	exemplary	exemplary	ADJ
cblr-2956	956	12	damages	damage	NOUN
cblr-2956	956	13	,	,	PUNCT
cblr-2956	956	14	positive	positive	ADJ
cblr-2956	956	15	economic	economic	ADJ
cblr-2956	956	16	damages	damage	NOUN
cblr-2956	956	17	929	929	NUM
cblr-2956	956	18	935	935	NUM
cblr-2956	956	19	932	932	NUM
cblr-2956	956	20	reported	report	VERB
cblr-2956	956	21	[	[	X
cblr-2956	956	22	2,882	2,882	NUM
cblr-2956	956	23	]	]	X
cblr-2956	957	1	[	[	X
cblr-2956	957	2	1,782	1,782	NUM
cblr-2956	957	3	]	]	X
cblr-2956	957	4	[	[	X
cblr-2956	957	5	2,826	2,826	NUM
cblr-2956	957	6	]	]	PUNCT
cblr-2956	958	1	[	[	X
cblr-2956	958	2	2,882	2,882	NUM
cblr-2956	958	3	]	]	X
cblr-2956	958	4	d.	d.	PROPN
cblr-2956	958	5	imputed	impute	VERB
cblr-2956	958	6	economic	economic	ADJ
cblr-2956	958	7	860	860	NUM
cblr-2956	958	8	874	874	NUM
cblr-2956	958	9	872	872	NUM
cblr-2956	958	10	damages	damage	NOUN
cblr-2956	958	11	[	[	X
cblr-2956	958	12	4,592	4,592	NUM
cblr-2956	958	13	]	]	PUNCT
cblr-2956	959	1	[	[	X
cblr-2956	959	2	3,089	3,089	NUM
cblr-2956	959	3	]	]	PUNCT
cblr-2956	960	1	[	[	X
cblr-2956	960	2	4,4831	4,4831	X
cblr-2956	960	3	[	[	X
cblr-2956	960	4	4,592	4,592	NUM
cblr-2956	960	5	]	]	PUNCT
cblr-2956	960	6	981	981	NUM
cblr-2956	960	7	964	964	NUM
cblr-2956	960	8	960	960	NUM
cblr-2956	960	9	e.	e.	PROPN
cblr-2956	960	10	all	all	DET
cblr-2956	960	11	claims	claim	VERB
cblr-2956	961	1	[	[	X
cblr-2956	961	2	8,606	8,606	NUM
cblr-2956	961	3	]	]	PUNCT
cblr-2956	961	4	[	[	X
cblr-2956	961	5	5,867	5,867	NUM
cblr-2956	961	6	]	]	PUNCT
cblr-2956	961	7	[	[	X
cblr-2956	961	8	8,4361	8,4361	NOUN
cblr-2956	961	9	[	[	SYM
cblr-2956	961	10	8,606	8,606	NUM
cblr-2956	961	11	]	]	PUNCT
cblr-2956	961	12	panel	panel	NOUN
cblr-2956	961	13	b	b	NOUN
cblr-2956	961	14	:	:	PUNCT
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cblr-2956	961	16	injury	injury	NOUN
cblr-2956	961	17	type	type	NOUN
cblr-2956	961	18	,	,	PUNCT
cblr-2956	961	19	excluding	exclude	VERB
cblr-2956	961	20	claims	claim	NOUN
cblr-2956	961	21	reporting	reporting	NOUN
cblr-2956	961	22	exemplary	exemplary	ADJ
cblr-2956	961	23	damages	damage	NOUN
cblr-2956	961	24	(	(	PUNCT
cblr-2956	961	25	1	1	NUM
cblr-2956	961	26	)	)	PUNCT
cblr-2956	961	27	(	(	PUNCT
cblr-2956	961	28	2	2	NUM
cblr-2956	961	29	)	)	PUNCT
cblr-2956	961	30	(	(	PUNCT
cblr-2956	961	31	3	3	X
cblr-2956	961	32	)	)	PUNCT
cblr-2956	961	33	days	day	NOUN
cblr-2956	961	34	saved	save	VERB
cblr-2956	961	35	if	if	SCONJ
cblr-2956	961	36	days	day	NOUN
cblr-2956	961	37	saved	save	VERB
cblr-2956	961	38	if	if	SCONJ
cblr-2956	961	39	days	day	NOUN
cblr-2956	961	40	saved	save	VERB
cblr-2956	961	41	if	if	SCONJ
cblr-2956	961	42	early	early	ADJ
cblr-2956	961	43	early	early	ADJ
cblr-2956	961	44	early	early	ADJ
cblr-2956	961	45	offer	offer	NOUN
cblr-2956	961	46	based	base	VERB
cblr-2956	961	47	on	on	ADP
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cblr-2956	961	49	based	base	VERB
cblr-2956	961	50	on	on	ADP
cblr-2956	961	51	offer	offer	NOUN
cblr-2956	961	52	based	base	VERB
cblr-2956	961	53	on	on	ADP
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cblr-2956	961	57	reserve	reserve	NOUN
cblr-2956	961	58	[	[	X
cblr-2956	961	59	n	n	CCONJ
cblr-2956	961	60	]	]	X
cblr-2956	961	61	reserve	reserve	NOUN
cblr-2956	961	62	[	[	X
cblr-2956	961	63	n	n	CCONJ
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cblr-2956	961	65	settlement	settlement	NOUN
cblr-2956	961	66	or	or	CCONJ
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cblr-2956	961	69	[	[	X
cblr-2956	961	70	n	n	CCONJ
cblr-2956	961	71	]	]	SYM
cblr-2956	961	72	979	979	NUM
cblr-2956	961	73	992	992	NUM
cblr-2956	961	74	996	996	NUM
cblr-2956	961	75	a.	a.	NOUN
cblr-2956	961	76	fatality	fatality	NOUN
cblr-2956	962	1	[	[	X
cblr-2956	962	2	823	823	NUM
cblr-2956	962	3	]	]	X
cblr-2956	962	4	[	[	X
cblr-2956	962	5	606	606	NUM
cblr-2956	962	6	]	]	X
cblr-2956	962	7	[	[	X
cblr-2956	962	8	806	806	NUM
cblr-2956	962	9	]	]	X
cblr-2956	962	10	[	[	X
cblr-2956	962	11	823	823	NUM
cblr-2956	962	12	]	]	PUNCT
cblr-2956	962	13	b.	b.	NOUN
cblr-2956	962	14	serious	serious	ADJ
cblr-2956	962	15	nonfatal	nonfatal	ADJ
cblr-2956	962	16	886	886	NUM
cblr-2956	962	17	902	902	NUM
cblr-2956	962	18	898	898	NUM
cblr-2956	962	19	injury	injury	NOUN
cblr-2956	963	1	[	[	X
cblr-2956	963	2	607	607	NUM
cblr-2956	963	3	]	]	X
cblr-2956	964	1	[	[	X
cblr-2956	964	2	396	396	NUM
cblr-2956	964	3	]	]	X
cblr-2956	965	1	[	[	X
cblr-2956	965	2	597	597	NUM
cblr-2956	965	3	]	]	X
cblr-2956	965	4	[	[	X
cblr-2956	965	5	607	607	NUM
cblr-2956	965	6	]	]	PUNCT
cblr-2956	965	7	c.	c.	NOUN
cblr-2956	965	8	other	other	ADJ
cblr-2956	965	9	nonfatal	nonfatal	ADJ
cblr-2956	965	10	injuries	injury	NOUN
cblr-2956	965	11	and	and	CCONJ
cblr-2956	965	12	short	short	ADJ
cblr-2956	965	13	form	form	NOUN
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cblr-2956	965	15	967	967	NUM
cblr-2956	965	16	963	963	NUM
cblr-2956	965	17	claims	claim	NOUN
cblr-2956	965	18	[	[	X
cblr-2956	965	19	6,713	6,713	NUM
cblr-2956	965	20	]	]	PUNCT
cblr-2956	966	1	[	[	X
cblr-2956	966	2	4,538	4,538	X
cblr-2956	966	3	]	]	X
cblr-2956	967	1	[	[	X
cblr-2956	967	2	6,575	6,575	NUM
cblr-2956	967	3	]	]	PUNCT
cblr-2956	968	1	[	[	X
cblr-2956	968	2	6,713	6,713	NUM
cblr-2956	968	3	]	]	PUNCT
cblr-2956	968	4	(	(	PUNCT
cblr-2956	968	5	continued	continue	VERB
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cblr-2956	968	8	page	page	NOUN
cblr-2956	968	9	)	)	PUNCT
cblr-2956	968	10	col	col	PROPN
cblr-2956	968	11	umbia	umbia	PROPN
cblr-2956	968	12	b	b	PROPN
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cblr-2956	969	2	la	la	PROPN
cblr-2956	969	3	w	w	PROPN
cblr-2956	969	4	re	re	PROPN
cblr-2956	969	5	vie	vie	PROPN
cblr-2956	969	6	w	w	PROPN
cblr-2956	970	1	[	[	X
cblr-2956	970	2	vol	vol	NOUN
cblr-2956	970	3	.	.	PUNCT
cblr-2956	970	4	2008	2008	NUM
cblr-2956	970	5	early	early	ADV
cblr-2956	970	6	offers	offer	VERB
cblr-2956	970	7	reform	reform	NOUN
cblr-2956	970	8	(	(	PUNCT
cblr-2956	970	9	continued	continue	VERB
cblr-2956	970	10	from	from	ADP
cblr-2956	970	11	previous	previous	ADJ
cblr-2956	970	12	page	page	NOUN
cblr-2956	970	13	)	)	PUNCT
cblr-2956	971	1	d.	d.	PROPN
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cblr-2956	971	3	claims	claim	VERB
cblr-2956	971	4	without	without	ADP
cblr-2956	971	5	exemplary	exemplary	ADJ
cblr-2956	971	6	damages	damage	NOUN
cblr-2956	971	7	984	984	NUM
cblr-2956	971	8	965	965	NUM
cblr-2956	971	9	961	961	NUM
cblr-2956	972	1	[	[	X
cblr-2956	972	2	8,143	8,143	NUM
cblr-2956	972	3	]	]	X
cblr-2956	973	1	[	[	X
cblr-2956	973	2	5,540	5,540	NUM
cblr-2956	973	3	]	]	X
cblr-2956	973	4	[	[	X
cblr-2956	973	5	7,978	7,978	NUM
cblr-2956	973	6	]	]	PUNCT
cblr-2956	973	7	[	[	X
cblr-2956	973	8	8,143	8,143	X
cblr-2956	973	9	]	]	X
cblr-2956	973	10	e.	e.	PROPN
cblr-2956	973	11	fatality	fatality	PROPN
cblr-2956	973	12	minimum	minimum	ADJ
cblr-2956	973	13	906	906	NUM
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cblr-2956	973	15	958	958	NUM
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cblr-2956	973	17	250,000	250,000	NUM
cblr-2956	973	18	[	[	SYM
cblr-2956	973	19	823	823	NUM
cblr-2956	973	20	]	]	PUNCT
cblr-2956	974	1	[	[	X
cblr-2956	975	1	3041	3041	NUM
cblr-2956	975	2	[	[	X
cblr-2956	975	3	592	592	NUM
cblr-2956	975	4	]	]	PUNCT
cblr-2956	975	5	[	[	X
cblr-2956	975	6	583	583	NUM
cblr-2956	975	7	]	]	X
cblr-2956	975	8	f.	f.	NOUN
cblr-2956	975	9	serious	serious	ADJ
cblr-2956	975	10	nonfatal	nonfatal	ADJ
cblr-2956	975	11	injury	injury	NOUN
cblr-2956	975	12	minimum	minimum	NOUN
cblr-2956	975	13	870	870	NUM
cblr-2956	975	14	924	924	NUM
cblr-2956	975	15	914	914	NUM
cblr-2956	975	16	$	$	SYM
cblr-2956	975	17	250,000	250,000	NUM
cblr-2956	975	18	[	[	NOUN
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cblr-2956	975	20	]	]	PUNCT
cblr-2956	976	1	[	[	X
cblr-2956	976	2	170	170	NUM
cblr-2956	976	3	]	]	X
cblr-2956	976	4	[	[	X
cblr-2956	976	5	406	406	NUM
cblr-2956	976	6	]	]	PUNCT
cblr-2956	976	7	[	[	X
cblr-2956	976	8	385	385	NUM
cblr-2956	976	9	]	]	PUNCT
cblr-2956	976	10	g.	g.	NOUN
cblr-2956	976	11	fatality	fatality	PROPN
cblr-2956	976	12	minimum	minimum	ADJ
cblr-2956	976	13	942	942	NUM
cblr-2956	976	14	975	975	NUM
cblr-2956	976	15	975	975	NUM
cblr-2956	976	16	$	$	SYM
cblr-2956	976	17	100,000	100,000	NUM
cblr-2956	976	18	[	[	PUNCT
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cblr-2956	976	20	]	]	PUNCT
cblr-2956	977	1	[	[	X
cblr-2956	977	2	4431	4431	NUM
cblr-2956	977	3	[	[	X
cblr-2956	977	4	720	720	X
cblr-2956	977	5	]	]	X
cblr-2956	977	6	[	[	X
cblr-2956	977	7	726	726	NUM
cblr-2956	977	8	]	]	X
cblr-2956	977	9	h.	h.	NOUN
cblr-2956	977	10	serious	serious	ADJ
cblr-2956	977	11	nonfatal	nonfatal	ADJ
cblr-2956	977	12	injury	injury	NOUN
cblr-2956	977	13	minimum	minimum	NOUN
cblr-2956	977	14	891	891	NUM
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cblr-2956	977	17	$	$	SYM
cblr-2956	977	18	100,000	100,000	NUM
cblr-2956	977	19	[	[	SYM
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cblr-2956	978	2	2591	2591	NUM
cblr-2956	978	3	[	[	X
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cblr-2956	978	6	[	[	X
cblr-2956	978	7	5251	5251	NUM
cblr-2956	978	8	i.	i.	NOUN
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cblr-2956	978	10	minimum	minimum	NOUN
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cblr-2956	978	14	$	$	SYM
cblr-2956	978	15	500,000	500,000	NUM
cblr-2956	978	16	[	[	PUNCT
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cblr-2956	979	1	[	[	X
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cblr-2956	979	3	]	]	X
cblr-2956	979	4	[	[	X
cblr-2956	979	5	433	433	NUM
cblr-2956	979	6	]	]	PUNCT
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cblr-2956	980	8	minimum	minimum	NOUN
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cblr-2956	980	12	$	$	SYM
cblr-2956	980	13	500,000	500,000	NUM
cblr-2956	980	14	[	[	X
cblr-2956	980	15	627	627	NUM
cblr-2956	980	16	]	]	X
cblr-2956	981	1	[	[	X
cblr-2956	981	2	111	111	NUM
cblr-2956	981	3	]	]	PUNCT
cblr-2956	981	4	[	[	X
cblr-2956	981	5	2981	2981	NUM
cblr-2956	981	6	[	[	X
cblr-2956	981	7	281	281	NUM
cblr-2956	981	8	]	]	X
cblr-2956	981	9	no	no	INTJ
cblr-2956	981	10	.	.	PUNCT
cblr-2956	982	1	2:423	2:423	NUM
cblr-2956	982	2	]	]	X
cblr-2956	982	3	columbia	columbia	PROPN
cblr-2956	982	4	business	business	PROPN
cblr-2956	982	5	la	la	PROPN
cblr-2956	982	6	w	w	PROPN
cblr-2956	982	7	review	review	NOUN
cblr-2956	982	8	table	table	NOUN
cblr-2956	982	9	11	11	NUM
cblr-2956	982	10	:	:	PUNCT
cblr-2956	982	11	average	average	ADJ
cblr-2956	982	12	time	time	NOUN
cblr-2956	982	13	saved	save	VERB
cblr-2956	982	14	in	in	ADP
cblr-2956	982	15	days	day	NOUN
cblr-2956	982	16	from	from	ADP
cblr-2956	982	17	early	early	ADJ
cblr-2956	982	18	offer	offer	NOUN
cblr-2956	982	19	proposal	proposal	NOUN
cblr-2956	982	20	,	,	PUNCT
cblr-2956	982	21	deducting	deduct	VERB
cblr-2956	982	22	collateral	collateral	ADJ
cblr-2956	982	23	sources	source	NOUN
cblr-2956	982	24	,	,	PUNCT
cblr-2956	982	25	only	only	ADV
cblr-2956	982	26	claims	claim	NOUN
cblr-2956	982	27	not	not	PART
cblr-2956	982	28	involving	involve	VERB
cblr-2956	982	29	workers	worker	NOUN
cblr-2956	982	30	'	'	PART
cblr-2956	982	31	compensation	compensation	NOUN
cblr-2956	982	32	panel	panel	NOUN
cblr-2956	982	33	a	a	X
cblr-2956	982	34	:	:	PUNCT
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cblr-2956	982	37	of	of	ADP
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cblr-2956	982	39	(	(	PUNCT
cblr-2956	982	40	1	1	NUM
cblr-2956	982	41	)	)	PUNCT
cblr-2956	982	42	(	(	PUNCT
cblr-2956	982	43	2	2	NUM
cblr-2956	982	44	)	)	PUNCT
cblr-2956	982	45	(	(	PUNCT
cblr-2956	982	46	3	3	X
cblr-2956	982	47	)	)	PUNCT
cblr-2956	982	48	days	day	NOUN
cblr-2956	982	49	saved	save	VERB
cblr-2956	982	50	if	if	SCONJ
cblr-2956	982	51	days	day	NOUN
cblr-2956	982	52	saved	save	VERB
cblr-2956	982	53	if	if	SCONJ
cblr-2956	982	54	days	day	NOUN
cblr-2956	982	55	saved	save	VERB
cblr-2956	982	56	if	if	SCONJ
cblr-2956	982	57	early	early	ADJ
cblr-2956	982	58	early	early	ADJ
cblr-2956	982	59	early	early	ADJ
cblr-2956	982	60	offer	offer	NOUN
cblr-2956	982	61	based	base	VERB
cblr-2956	982	62	on	on	ADP
cblr-2956	982	63	offer	offer	NOUN
cblr-2956	982	64	based	base	VERB
cblr-2956	982	65	on	on	ADP
cblr-2956	982	66	offer	offer	NOUN
cblr-2956	982	67	based	base	VERB
cblr-2956	982	68	on	on	ADP
cblr-2956	982	69	initial	initial	ADJ
cblr-2956	982	70	final	final	ADJ
cblr-2956	982	71	total	total	NOUN
cblr-2956	982	72	reserve	reserve	NOUN
cblr-2956	982	73	[	[	X
cblr-2956	982	74	n	n	CCONJ
cblr-2956	982	75	]	]	X
cblr-2956	982	76	reserve	reserve	NOUN
cblr-2956	982	77	[	[	X
cblr-2956	982	78	n	n	CCONJ
cblr-2956	982	79	]	]	X
cblr-2956	982	80	settlement	settlement	NOUN
cblr-2956	982	81	or	or	CCONJ
cblr-2956	982	82	court	court	NOUN
cblr-2956	982	83	award	award	NOUN
cblr-2956	982	84	[	[	X
cblr-2956	982	85	n	n	CCONJ
cblr-2956	982	86	]	]	PUNCT
cblr-2956	982	87	a.	a.	NOUN
cblr-2956	982	88	exemplary	exemplary	PROPN
cblr-2956	982	89	damages	damage	VERB
cblr-2956	982	90	756	756	NUM
cblr-2956	982	91	767	767	NUM
cblr-2956	982	92	769	769	NUM
cblr-2956	982	93	reported	report	VERB
cblr-2956	982	94	[	[	X
cblr-2956	982	95	1,144	1,144	NUM
cblr-2956	982	96	]	]	X
cblr-2956	983	1	[	[	X
cblr-2956	983	2	792	792	NUM
cblr-2956	983	3	]	]	X
cblr-2956	984	1	[	[	X
cblr-2956	984	2	1,124	1,124	NUM
cblr-2956	984	3	]	]	PUNCT
cblr-2956	985	1	[	[	X
cblr-2956	985	2	1,144	1,144	NUM
cblr-2956	985	3	]	]	PUNCT
cblr-2956	985	4	b.	b.	NOUN
cblr-2956	986	1	no	no	DET
cblr-2956	986	2	exemplary	exemplary	ADJ
cblr-2956	986	3	damages	damage	NOUN
cblr-2956	986	4	,	,	PUNCT
cblr-2956	986	5	economic	economic	ADJ
cblr-2956	986	6	damages	damage	NOUN
cblr-2956	986	7	reported	report	VERB
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cblr-2956	986	9	1,608	1,608	NUM
cblr-2956	986	10	1,608	1,608	NUM
cblr-2956	986	11	as	as	ADP
cblr-2956	986	12	zero	zero	NUM
cblr-2956	986	13	[	[	X
cblr-2956	986	14	6,377	6,377	NUM
cblr-2956	986	15	]	]	PUNCT
cblr-2956	987	1	[	[	X
cblr-2956	987	2	6,377	6,377	NUM
cblr-2956	987	3	]	]	PUNCT
cblr-2956	987	4	[	[	X
cblr-2956	987	5	6,377	6,377	NUM
cblr-2956	987	6	]	]	PUNCT
cblr-2956	988	1	[	[	X
cblr-2956	988	2	6,3771	6,3771	NUM
cblr-2956	988	3	c.	c.	NOUN
cblr-2956	988	4	no	no	PRON
cblr-2956	988	5	exemplary	exemplary	ADJ
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cblr-2956	988	7	,	,	PUNCT
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cblr-2956	988	9	economic	economic	ADJ
cblr-2956	988	10	damages	damage	NOUN
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cblr-2956	988	14	reported	report	VERB
cblr-2956	988	15	[	[	X
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cblr-2956	988	17	]	]	PUNCT
cblr-2956	989	1	[	[	X
cblr-2956	989	2	2,273	2,273	NUM
cblr-2956	989	3	]	]	PUNCT
cblr-2956	989	4	[	[	X
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cblr-2956	989	6	[	[	X
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cblr-2956	989	8	]	]	X
cblr-2956	989	9	d.	d.	PROPN
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cblr-2956	989	11	economic	economic	ADJ
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cblr-2956	989	15	damages	damage	NOUN
cblr-2956	989	16	[	[	X
cblr-2956	989	17	18,903	18,903	NUM
cblr-2956	989	18	]	]	PUNCT
cblr-2956	990	1	[	[	X
cblr-2956	990	2	14,606	14,606	X
cblr-2956	990	3	]	]	X
cblr-2956	991	1	[	[	X
cblr-2956	991	2	18,533	18,533	NUM
cblr-2956	991	3	]	]	PUNCT
cblr-2956	992	1	[	[	X
cblr-2956	992	2	18,903	18,903	NUM
cblr-2956	992	3	]	]	PUNCT
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cblr-2956	992	6	claims	claim	VERB
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cblr-2956	993	1	[	[	X
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cblr-2956	993	3	]	]	PUNCT
cblr-2956	993	4	[	[	X
cblr-2956	993	5	24,048	24,048	NUM
cblr-2956	993	6	]	]	X
cblr-2956	993	7	[	[	X
cblr-2956	993	8	30,390	30,390	NUM
cblr-2956	993	9	]	]	PUNCT
cblr-2956	993	10	[	[	X
cblr-2956	993	11	30,947	30,947	NUM
cblr-2956	993	12	]	]	PUNCT
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cblr-2956	993	19	,	,	PUNCT
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cblr-2956	993	25	(	(	PUNCT
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cblr-2956	993	28	(	(	PUNCT
cblr-2956	993	29	2	2	NUM
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cblr-2956	993	31	(	(	PUNCT
cblr-2956	993	32	3	3	X
cblr-2956	993	33	)	)	PUNCT
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cblr-2956	993	36	if	if	SCONJ
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cblr-2956	993	38	saved	save	VERB
cblr-2956	993	39	if	if	SCONJ
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cblr-2956	993	41	saved	save	VERB
cblr-2956	993	42	if	if	SCONJ
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cblr-2956	993	45	early	early	ADJ
cblr-2956	993	46	offer	offer	NOUN
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cblr-2956	993	48	on	on	ADP
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cblr-2956	993	50	based	base	VERB
cblr-2956	993	51	on	on	ADP
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cblr-2956	993	54	on	on	ADP
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cblr-2956	993	59	[	[	X
cblr-2956	993	60	n	n	CCONJ
cblr-2956	993	61	]	]	X
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cblr-2956	993	63	[	[	X
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cblr-2956	993	65	]	]	X
cblr-2956	993	66	settlement	settlement	NOUN
cblr-2956	993	67	or	or	CCONJ
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cblr-2956	993	70	[	[	X
cblr-2956	993	71	n	n	CCONJ
cblr-2956	993	72	]	]	PUNCT
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cblr-2956	993	75	834	834	NUM
cblr-2956	993	76	a.	a.	NOUN
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cblr-2956	994	1	[	[	X
cblr-2956	994	2	1,565	1,565	NUM
cblr-2956	994	3	]	]	PUNCT
cblr-2956	995	1	[	[	X
cblr-2956	995	2	1,087	1,087	NUM
cblr-2956	995	3	]	]	X
cblr-2956	996	1	[	[	X
cblr-2956	996	2	1,509	1,509	NUM
cblr-2956	996	3	]	]	X
cblr-2956	996	4	[	[	X
cblr-2956	996	5	1,565	1,565	NUM
cblr-2956	996	6	]	]	X
cblr-2956	996	7	b.	b.	NOUN
cblr-2956	996	8	serious	serious	ADJ
cblr-2956	996	9	nonfatal	nonfatal	ADJ
cblr-2956	996	10	870	870	NUM
cblr-2956	996	11	873	873	NUM
cblr-2956	996	12	867	867	NUM
cblr-2956	996	13	injury	injury	NOUN
cblr-2956	996	14	[	[	X
cblr-2956	996	15	822	822	NUM
cblr-2956	996	16	]	]	PUNCT
cblr-2956	997	1	[	[	X
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cblr-2956	997	3	]	]	X
cblr-2956	997	4	[	[	X
cblr-2956	997	5	789	789	NUM
cblr-2956	997	6	]	]	PUNCT
cblr-2956	997	7	[	[	X
cblr-2956	997	8	822	822	NUM
cblr-2956	997	9	]	]	PUNCT
cblr-2956	997	10	c.	c.	NOUN
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cblr-2956	997	13	injuries	injury	NOUN
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cblr-2956	997	21	[	[	X
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cblr-2956	997	23	]	]	PUNCT
cblr-2956	998	1	[	[	X
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cblr-2956	998	3	]	]	PUNCT
cblr-2956	999	1	[	[	X
cblr-2956	999	2	26,968	26,968	NUM
cblr-2956	999	3	]	]	PUNCT
cblr-2956	999	4	[	[	X
cblr-2956	999	5	27,416	27,416	NUM
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cblr-2956	999	8	continued	continue	VERB
cblr-2956	999	9	on	on	ADP
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cblr-2956	1000	1	[	[	X
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cblr-2956	1000	11	d.	d.	PROPN
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cblr-2956	1001	2	claims	claim	VERB
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cblr-2956	1001	4	exemplary	exemplary	ADJ
cblr-2956	1001	5	damages	damage	NOUN
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cblr-2956	1002	1	[	[	X
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cblr-2956	1002	3	]	]	PUNCT
cblr-2956	1003	1	[	[	X
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cblr-2956	1003	3	]	]	PUNCT
cblr-2956	1004	1	[	[	X
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cblr-2956	1004	3	[	[	SYM
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cblr-2956	1004	5	e.	e.	PROPN
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cblr-2956	1004	13	[	[	NOUN
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cblr-2956	1004	15	]	]	PUNCT
cblr-2956	1005	1	[	[	X
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cblr-2956	1005	3	]	]	PUNCT
cblr-2956	1006	1	[	[	X
cblr-2956	1006	2	855	855	NUM
cblr-2956	1006	3	]	]	PUNCT
cblr-2956	1006	4	[	[	X
cblr-2956	1006	5	818	818	NUM
cblr-2956	1006	6	]	]	PUNCT
cblr-2956	1006	7	f.	f.	NOUN
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cblr-2956	1006	9	nonfatal	nonfatal	ADJ
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cblr-2956	1006	11	minimum	minimum	NOUN
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cblr-2956	1006	15	$	$	SYM
cblr-2956	1006	16	250,000	250,000	NUM
cblr-2956	1006	17	[	[	X
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cblr-2956	1006	19	]	]	PUNCT
cblr-2956	1007	1	[	[	X
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cblr-2956	1007	3	]	]	PUNCT
cblr-2956	1007	4	[	[	X
cblr-2956	1007	5	452	452	NUM
cblr-2956	1007	6	]	]	PUNCT
cblr-2956	1007	7	[	[	X
cblr-2956	1007	8	444	444	NUM
cblr-2956	1007	9	]	]	PUNCT
cblr-2956	1007	10	g.	g.	NOUN
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cblr-2956	1007	16	$	$	SYM
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cblr-2956	1008	1	[	[	X
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cblr-2956	1009	3	]	]	X
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cblr-2956	1010	3	]	]	X
cblr-2956	1010	4	[	[	X
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cblr-2956	1010	6	]	]	PUNCT
cblr-2956	1010	7	h.	h.	NOUN
cblr-2956	1010	8	serious	serious	ADJ
cblr-2956	1010	9	nonfatal	nonfatal	ADJ
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cblr-2956	1010	11	minimum	minimum	NOUN
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cblr-2956	1010	17	[	[	X
cblr-2956	1010	18	822	822	NUM
cblr-2956	1010	19	]	]	PUNCT
cblr-2956	1011	1	[	[	X
cblr-2956	1011	2	274	274	NUM
cblr-2956	1011	3	]	]	X
cblr-2956	1011	4	[	[	X
cblr-2956	1011	5	617	617	NUM
cblr-2956	1011	6	]	]	X
cblr-2956	1011	7	[	[	X
cblr-2956	1011	8	629	629	NUM
cblr-2956	1011	9	]	]	PUNCT
cblr-2956	1011	10	i.	i.	NOUN
cblr-2956	1011	11	fatality	fatality	PROPN
cblr-2956	1011	12	minimum	minimum	NOUN
cblr-2956	1011	13	774	774	NUM
cblr-2956	1011	14	838	838	NUM
cblr-2956	1011	15	841	841	NUM
cblr-2956	1011	16	$	$	SYM
cblr-2956	1011	17	500,000	500,000	NUM
cblr-2956	1011	18	[	[	ADP
cblr-2956	1011	19	1,565	1,565	NUM
cblr-2956	1011	20	]	]	PUNCT
cblr-2956	1012	1	[	[	X
cblr-2956	1012	2	242	242	NUM
cblr-2956	1012	3	]	]	X
cblr-2956	1013	1	[	[	X
cblr-2956	1013	2	550	550	NUM
cblr-2956	1013	3	]	]	PUNCT
cblr-2956	1013	4	[	[	X
cblr-2956	1013	5	511	511	NUM
cblr-2956	1013	6	]	]	X
cblr-2956	1013	7	j.	j.	PROPN
cblr-2956	1013	8	serious	serious	ADJ
cblr-2956	1013	9	nonfatal	nonfatal	PROPN
cblr-2956	1013	10	injury	injury	NOUN
cblr-2956	1013	11	minimum	minimum	NOUN
cblr-2956	1013	12	843	843	NUM
cblr-2956	1013	13	937	937	NUM
cblr-2956	1013	14	940	940	NUM
cblr-2956	1013	15	$	$	SYM
cblr-2956	1013	16	500,000	500,000	NUM
cblr-2956	1013	17	[	[	X
cblr-2956	1013	18	822	822	NUM
cblr-2956	1013	19	]	]	PUNCT
cblr-2956	1014	1	[	[	X
cblr-2956	1014	2	121	121	NUM
cblr-2956	1014	3	]	]	X
cblr-2956	1015	1	[	[	X
cblr-2956	1015	2	303	303	NUM
cblr-2956	1015	3	]	]	X
cblr-2956	1016	1	[	[	X
cblr-2956	1016	2	293	293	NUM
cblr-2956	1016	3	]	]	SYM
cblr-2956	1016	4	no	no	NOUN
cblr-2956	1016	5	.	.	PUNCT
cblr-2956	1017	1	2:4231	2:4231	NUM
cblr-2956	1017	2	earl	earl	PROPN
cblr-2956	1017	3	y	y	PROPN
cblr-2956	1017	4	offers	offer	VERB
cblr-2956	1017	5	reform	reform	PROPN
cblr-2956	1017	6	columbia	columbia	PROPN
cblr-2956	1017	7	business	business	PROPN
cblr-2956	1017	8	law	law	PROPN
cblr-2956	1017	9	review	review	NOUN
cblr-2956	1017	10	table	table	NOUN
cblr-2956	1017	11	12	12	NUM
cblr-2956	1017	12	:	:	PUNCT
cblr-2956	1017	13	average	average	ADJ
cblr-2956	1017	14	litigation	litigation	NOUN
cblr-2956	1017	15	cost	cost	VERB
cblr-2956	1017	16	savings	saving	NOUN
cblr-2956	1017	17	from	from	ADP
cblr-2956	1017	18	early	early	ADJ
cblr-2956	1017	19	offer	offer	NOUN
cblr-2956	1017	20	proposal	proposal	NOUN
cblr-2956	1017	21	panel	panel	NOUN
cblr-2956	1017	22	a	a	X
cblr-2956	1017	23	:	:	PUNCT
cblr-2956	1017	24	by	by	ADP
cblr-2956	1017	25	type	type	NOUN
cblr-2956	1017	26	of	of	ADP
cblr-2956	1017	27	damages	damage	NOUN
cblr-2956	1017	28	(	(	PUNCT
cblr-2956	1017	29	1	1	NUM
cblr-2956	1017	30	)	)	PUNCT
cblr-2956	1017	31	.	.	PUNCT
cblr-2956	1018	1	(	(	PUNCT
cblr-2956	1018	2	2	2	X
cblr-2956	1018	3	)	)	PUNCT
cblr-2956	1018	4	(	(	PUNCT
cblr-2956	1018	5	3	3	X
cblr-2956	1018	6	)	)	PUNCT
cblr-2956	1018	7	litigation	litigation	NOUN
cblr-2956	1018	8	costs	cost	VERB
cblr-2956	1018	9	litigation	litigation	NOUN
cblr-2956	1018	10	costs	cost	VERB
cblr-2956	1018	11	litigation	litigation	NOUN
cblr-2956	1018	12	costs	cost	NOUN
cblr-2956	1018	13	reduced	reduce	VERB
cblr-2956	1018	14	reduced	reduced	ADJ
cblr-2956	1018	15	reduced	reduce	VERB
cblr-2956	1018	16	if	if	SCONJ
cblr-2956	1018	17	savings	saving	NOUN
cblr-2956	1018	18	if	if	SCONJ
cblr-2956	1018	19	savings	saving	NOUN
cblr-2956	1018	20	based	base	VERB
cblr-2956	1018	21	if	if	SCONJ
cblr-2956	1018	22	savings	saving	NOUN
cblr-2956	1018	23	based	base	VERB
cblr-2956	1018	24	based	base	VERB
cblr-2956	1018	25	on	on	ADP
cblr-2956	1018	26	final	final	ADJ
cblr-2956	1018	27	reserve	reserve	NOUN
cblr-2956	1018	28	on	on	ADP
cblr-2956	1018	29	total	total	NOUN
cblr-2956	1018	30	on	on	ADP
cblr-2956	1018	31	initial	initial	ADJ
cblr-2956	1018	32	are	be	AUX
cblr-2956	1018	33	settlement	settlement	NOUN
cblr-2956	1018	34	or	or	CCONJ
cblr-2956	1018	35	reserve	reserve	NOUN
cblr-2956	1018	36	are	be	AUX
cblr-2956	1018	37	positive	positive	ADJ
cblr-2956	1018	38	(	(	PUNCT
cblr-2956	1018	39	)	)	PUNCT
cblr-2956	1019	1	[	[	X
cblr-2956	1019	2	n	n	CCONJ
cblr-2956	1019	3	]	]	X
cblr-2956	1019	4	court	court	NOUN
cblr-2956	1019	5	award	award	NOUN
cblr-2956	1019	6	are	be	AUX
cblr-2956	1019	7	positive	positive	ADJ
cblr-2956	1019	8	(	(	PUNCT
cblr-2956	1019	9	)	)	PUNCT
cblr-2956	1020	1	[	[	X
cblr-2956	1020	2	n	n	X
cblr-2956	1020	3	]	]	X
cblr-2956	1020	4	positive	positive	ADJ
cblr-2956	1020	5	(	(	PUNCT
cblr-2956	1020	6	)	)	PUNCT
cblr-2956	1020	7	a.	a.	NOUN
cblr-2956	1020	8	exemplary	exemplary	NOUN
cblr-2956	1020	9	damages	damage	NOUN
cblr-2956	1020	10	172,601	172,601	NUM
cblr-2956	1020	11	188,312	188,312	NUM
cblr-2956	1020	12	324,992	324,992	NUM
cblr-2956	1020	13	reported	report	VERB
cblr-2956	1020	14	[	[	X
cblr-2956	1020	15	1,607	1,607	NUM
cblr-2956	1020	16	]	]	X
cblr-2956	1021	1	[	[	X
cblr-2956	1021	2	964	964	NUM
cblr-2956	1021	3	]	]	X
cblr-2956	1022	1	[	[	X
cblr-2956	1022	2	1,564	1,564	NUM
cblr-2956	1022	3	]	]	X
cblr-2956	1023	1	[	[	X
cblr-2956	1023	2	1,607	1,607	NUM
cblr-2956	1023	3	]	]	PUNCT
cblr-2956	1023	4	b.	b.	NOUN
cblr-2956	1024	1	no	no	DET
cblr-2956	1024	2	exemplary	exemplary	ADJ
cblr-2956	1024	3	damages	damage	NOUN
cblr-2956	1024	4	,	,	PUNCT
cblr-2956	1024	5	economic	economic	ADJ
cblr-2956	1024	6	damages	damage	NOUN
cblr-2956	1024	7	reported	report	VERB
cblr-2956	1024	8	9,349	9,349	NUM
cblr-2956	1024	9	9,852	9,852	NUM
cblr-2956	1024	10	14,562	14,562	NUM
cblr-2956	1024	11	as	as	ADP
cblr-2956	1024	12	zero	zero	NUM
cblr-2956	1024	13	[	[	X
cblr-2956	1024	14	7,046	7,046	NUM
cblr-2956	1024	15	]	]	PUNCT
cblr-2956	1025	1	[	[	X
cblr-2956	1025	2	7046	7046	NUM
cblr-2956	1025	3	]	]	PUNCT
cblr-2956	1026	1	[	[	X
cblr-2956	1026	2	7,046	7,046	NUM
cblr-2956	1026	3	]	]	PUNCT
cblr-2956	1026	4	[	[	X
cblr-2956	1026	5	7,046	7,046	NUM
cblr-2956	1026	6	]	]	PUNCT
cblr-2956	1026	7	c.	c.	NOUN
cblr-2956	1026	8	no	no	PRON
cblr-2956	1026	9	exemplary	exemplary	ADJ
cblr-2956	1026	10	damages	damage	NOUN
cblr-2956	1026	11	,	,	PUNCT
cblr-2956	1026	12	positive	positive	ADJ
cblr-2956	1026	13	economic	economic	ADJ
cblr-2956	1026	14	damages	damage	NOUN
cblr-2956	1026	15	82,006	82,006	NUM
cblr-2956	1026	16	93,539	93,539	NUM
cblr-2956	1026	17	144,211	144,211	NUM
cblr-2956	1026	18	reported	report	VERB
cblr-2956	1026	19	[	[	X
cblr-2956	1026	20	7,405	7,405	NUM
cblr-2956	1026	21	]	]	PUNCT
cblr-2956	1027	1	[	[	X
cblr-2956	1027	2	3,112	3,112	NUM
cblr-2956	1027	3	]	]	PUNCT
cblr-2956	1027	4	[	[	X
cblr-2956	1027	5	6,995	6,995	NUM
cblr-2956	1027	6	]	]	X
cblr-2956	1027	7	[	[	X
cblr-2956	1027	8	7,373	7,373	NUM
cblr-2956	1027	9	]	]	X
cblr-2956	1027	10	d.	d.	PROPN
cblr-2956	1027	11	imputed	impute	VERB
cblr-2956	1027	12	economic	economic	ADJ
cblr-2956	1027	13	32,061	32,061	NUM
cblr-2956	1027	14	54,495	54,495	NUM
cblr-2956	1027	15	88,734	88,734	NUM
cblr-2956	1027	16	damages	damage	NOUN
cblr-2956	1027	17	[	[	X
cblr-2956	1027	18	23,495	23,495	NUM
cblr-2956	1027	19	]	]	PUNCT
cblr-2956	1028	1	[	[	X
cblr-2956	1028	2	15,847	15,847	NUM
cblr-2956	1028	3	]	]	PUNCT
cblr-2956	1029	1	[	[	X
cblr-2956	1029	2	22,834	22,834	NUM
cblr-2956	1029	3	]	]	PUNCT
cblr-2956	1030	1	[	[	X
cblr-2956	1030	2	23,4951	23,4951	NUM
cblr-2956	1030	3	e.	e.	PROPN
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cblr-2956	1030	5	claims	claim	VERB
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cblr-2956	1030	7	58,861	58,861	NUM
cblr-2956	1030	8	95,467	95,467	NUM
cblr-2956	1030	9	[	[	X
cblr-2956	1030	10	39,553	39,553	NUM
cblr-2956	1030	11	]	]	PUNCT
cblr-2956	1031	1	[	[	X
cblr-2956	1031	2	26,969	26,969	X
cblr-2956	1031	3	]	]	PUNCT
cblr-2956	1032	1	[	[	X
cblr-2956	1032	2	38,439	38,439	NUM
cblr-2956	1032	3	]	]	PUNCT
cblr-2956	1032	4	[	[	X
cblr-2956	1032	5	39,521	39,521	NUM
cblr-2956	1032	6	]	]	PUNCT
cblr-2956	1032	7	panel	panel	NOUN
cblr-2956	1032	8	b	b	NOUN
cblr-2956	1032	9	:	:	PUNCT
cblr-2956	1032	10	by	by	ADP
cblr-2956	1032	11	injury	injury	NOUN
cblr-2956	1032	12	type	type	NOUN
cblr-2956	1032	13	,	,	PUNCT
cblr-2956	1032	14	excluding	exclude	VERB
cblr-2956	1032	15	claims	claim	NOUN
cblr-2956	1032	16	reporting	reporting	NOUN
cblr-2956	1032	17	exemplary	exemplary	ADJ
cblr-2956	1032	18	damages	damage	NOUN
cblr-2956	1032	19	(	(	PUNCT
cblr-2956	1032	20	1	1	NUM
cblr-2956	1032	21	)	)	PUNCT
cblr-2956	1032	22	(	(	PUNCT
cblr-2956	1032	23	2	2	NUM
cblr-2956	1032	24	)	)	PUNCT
cblr-2956	1032	25	(	(	PUNCT
cblr-2956	1032	26	3	3	X
cblr-2956	1032	27	)	)	PUNCT
cblr-2956	1032	28	litigation	litigation	NOUN
cblr-2956	1032	29	costs	cost	VERB
cblr-2956	1032	30	litigation	litigation	NOUN
cblr-2956	1032	31	costs	cost	VERB
cblr-2956	1032	32	litigation	litigation	NOUN
cblr-2956	1032	33	costs	cost	NOUN
cblr-2956	1032	34	reduced	reduce	VERB
cblr-2956	1032	35	reduced	reduced	ADJ
cblr-2956	1032	36	reduced	reduce	VERB
cblr-2956	1032	37	if	if	SCONJ
cblr-2956	1032	38	savings	saving	NOUN
cblr-2956	1032	39	if	if	SCONJ
cblr-2956	1032	40	savings	saving	NOUN
cblr-2956	1032	41	based	base	VERB
cblr-2956	1032	42	if	if	SCONJ
cblr-2956	1032	43	savings	saving	NOUN
cblr-2956	1032	44	based	base	VERB
cblr-2956	1032	45	based	base	VERB
cblr-2956	1032	46	on	on	ADP
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cblr-2956	1032	48	reserve	reserve	NOUN
cblr-2956	1032	49	on	on	ADP
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cblr-2956	1032	51	on	on	ADP
cblr-2956	1032	52	initial	initial	ADJ
cblr-2956	1032	53	are	be	AUX
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cblr-2956	1032	55	or	or	CCONJ
cblr-2956	1032	56	reserve	reserve	NOUN
cblr-2956	1032	57	are	be	AUX
cblr-2956	1032	58	positive	positive	ADJ
cblr-2956	1032	59	(	(	PUNCT
cblr-2956	1032	60	)	)	PUNCT
cblr-2956	1033	1	[	[	X
cblr-2956	1033	2	n	n	CCONJ
cblr-2956	1033	3	]	]	X
cblr-2956	1033	4	court	court	NOUN
cblr-2956	1033	5	award	award	NOUN
cblr-2956	1033	6	are	be	AUX
cblr-2956	1033	7	positive	positive	ADJ
cblr-2956	1033	8	(	(	PUNCT
cblr-2956	1033	9	$	$	SYM
cblr-2956	1033	10	)	)	PUNCT
cblr-2956	1034	1	[	[	X
cblr-2956	1034	2	n	n	CCONJ
cblr-2956	1034	3	]	]	X
cblr-2956	1034	4	positive	positive	ADJ
cblr-2956	1034	5	cs	cs	PROPN
cblr-2956	1034	6	)	)	PUNCT
cblr-2956	1035	1	[	[	X
cblr-2956	1035	2	n	n	X
cblr-2956	1035	3	]	]	PUNCT
cblr-2956	1035	4	155,112	155,112	NUM
cblr-2956	1035	5	211,415	211,415	NUM
cblr-2956	1035	6	368,906	368,906	NUM
cblr-2956	1035	7	a.	a.	NOUN
cblr-2956	1035	8	fatality	fatality	NOUN
cblr-2956	1036	1	[	[	X
cblr-2956	1036	2	2,388	2,388	NUM
cblr-2956	1036	3	]	]	X
cblr-2956	1037	1	[	[	X
cblr-2956	1037	2	1,472	1,472	NUM
cblr-2956	1037	3	]	]	PUNCT
cblr-2956	1037	4	[	[	X
cblr-2956	1037	5	2,284	2,284	NUM
cblr-2956	1037	6	]	]	PUNCT
cblr-2956	1037	7	[	[	X
cblr-2956	1037	8	2,379	2,379	NUM
cblr-2956	1037	9	]	]	X
cblr-2956	1037	10	b.	b.	NOUN
cblr-2956	1037	11	serious	serious	ADJ
cblr-2956	1037	12	nonfatal	nonfatal	ADJ
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cblr-2956	1037	15	431,063	431,063	NUM
cblr-2956	1037	16	injury	injury	NOUN
cblr-2956	1037	17	[	[	X
cblr-2956	1037	18	1,429	1,429	NUM
cblr-2956	1037	19	]	]	PUNCT
cblr-2956	1037	20	.	.	PUNCT
cblr-2956	1038	1	[	[	X
cblr-2956	1038	2	672	672	NUM
cblr-2956	1038	3	]	]	PUNCT
cblr-2956	1038	4	[	[	X
cblr-2956	1038	5	1,350	1,350	NUM
cblr-2956	1038	6	]	]	PUNCT
cblr-2956	1038	7	[	[	X
cblr-2956	1038	8	1,424	1,424	NUM
cblr-2956	1038	9	]	]	PUNCT
cblr-2956	1038	10	c.	c.	NOUN
cblr-2956	1038	11	other	other	ADJ
cblr-2956	1038	12	nonfatal	nonfatal	ADJ
cblr-2956	1038	13	injuries	injury	NOUN
cblr-2956	1038	14	and	and	CCONJ
cblr-2956	1038	15	short	short	ADJ
cblr-2956	1038	16	form	form	NOUN
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cblr-2956	1038	18	34,163	34,163	NUM
cblr-2956	1038	19	51,573	51,573	NUM
cblr-2956	1038	20	claims	claim	NOUN
cblr-2956	1038	21	[	[	X
cblr-2956	1038	22	34,129	34,129	NUM
cblr-2956	1038	23	]	]	PUNCT
cblr-2956	1039	1	[	[	X
cblr-2956	1039	2	23,860	23,860	NUM
cblr-2956	1039	3	]	]	PUNCT
cblr-2956	1040	1	[	[	X
cblr-2956	1040	2	33,241	33,241	NUM
cblr-2956	1040	3	]	]	PUNCT
cblr-2956	1041	1	[	[	X
cblr-2956	1041	2	34,111	34,111	NUM
cblr-2956	1041	3	]	]	PUNCT
cblr-2956	1041	4	(	(	PUNCT
cblr-2956	1041	5	continued	continue	VERB
cblr-2956	1041	6	on	on	ADP
cblr-2956	1041	7	next	next	ADJ
cblr-2956	1041	8	page	page	NOUN
cblr-2956	1041	9	)	)	PUNCT
cblr-2956	1042	1	[	[	X
cblr-2956	1042	2	vol	vol	NOUN
cblr-2956	1042	3	.	.	NOUN
cblr-2956	1042	4	2008	2008	NUM
cblr-2956	1042	5	(	(	PUNCT
cblr-2956	1042	6	continued	continue	VERB
cblr-2956	1042	7	from	from	ADP
cblr-2956	1042	8	previous	previous	ADJ
cblr-2956	1042	9	page	page	NOUN
cblr-2956	1042	10	)	)	PUNCT
cblr-2956	1042	11	d.	d.	PROPN
cblr-2956	1043	1	all	all	PRON
cblr-2956	1043	2	claims	claim	VERB
cblr-2956	1043	3	without	without	ADP
cblr-2956	1043	4	exemplary	exemplary	ADJ
cblr-2956	1043	5	damages	damage	NOUN
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cblr-2956	1043	7	53,371	53,371	NUM
cblr-2956	1043	8	85,738	85,738	NUM
cblr-2956	1043	9	[	[	X
cblr-2956	1043	10	37,946	37,946	NUM
cblr-2956	1043	11	]	]	PUNCT
cblr-2956	1044	1	[	[	X
cblr-2956	1044	2	26,005	26,005	X
cblr-2956	1044	3	]	]	PUNCT
cblr-2956	1045	1	[	[	X
cblr-2956	1045	2	36,875	36,875	NUM
cblr-2956	1045	3	]	]	PUNCT
cblr-2956	1045	4	[	[	X
cblr-2956	1045	5	37,914	37,914	NUM
cblr-2956	1045	6	]	]	PUNCT
cblr-2956	1045	7	e.	e.	PROPN
cblr-2956	1045	8	fatality	fatality	PROPN
cblr-2956	1045	9	minimum	minimum	PROPN
cblr-2956	1045	10	282,336	282,336	NUM
cblr-2956	1045	11	312,118	312,118	NUM
cblr-2956	1045	12	593,122	593,122	NUM
cblr-2956	1045	13	$	$	SYM
cblr-2956	1045	14	250,000	250,000	NUM
cblr-2956	1045	15	[	[	X
cblr-2956	1045	16	2,3881	2,3881	NUM
cblr-2956	1045	17	[	[	SYM
cblr-2956	1045	18	650	650	NUM
cblr-2956	1045	19	]	]	PUNCT
cblr-2956	1046	1	[	[	X
cblr-2956	1046	2	1,435	1,435	NUM
cblr-2956	1046	3	]	]	X
cblr-2956	1046	4	[	[	X
cblr-2956	1046	5	1,392	1,392	NUM
cblr-2956	1046	6	]	]	X
cblr-2956	1046	7	f.	f.	NOUN
cblr-2956	1046	8	serious	serious	ADJ
cblr-2956	1046	9	nonfatal	nonfatal	ADJ
cblr-2956	1046	10	injury	injury	NOUN
cblr-2956	1046	11	minimum	minimum	NOUN
cblr-2956	1046	12	397,076	397,076	NUM
cblr-2956	1046	13	391,928	391,928	NUM
cblr-2956	1046	14	707,204	707,204	NUM
cblr-2956	1046	15	$	$	SYM
cblr-2956	1046	16	250,000	250,000	NUM
cblr-2956	1046	17	[	[	SYM
cblr-2956	1046	18	1,429	1,429	NUM
cblr-2956	1046	19	]	]	PUNCT
cblr-2956	1047	1	[	[	X
cblr-2956	1047	2	313	313	NUM
cblr-2956	1047	3	]	]	X
cblr-2956	1047	4	[	[	X
cblr-2956	1047	5	844	844	NUM
cblr-2956	1047	6	]	]	X
cblr-2956	1047	7	[	[	X
cblr-2956	1047	8	826	826	NUM
cblr-2956	1047	9	]	]	X
cblr-2956	1047	10	g.	g.	PROPN
cblr-2956	1047	11	fatalityminimum	fatalityminimum	PROPN
cblr-2956	1047	12	207,240	207,240	NUM
cblr-2956	1047	13	245,371	245,371	NUM
cblr-2956	1047	14	446,000	446,000	NUM
cblr-2956	1047	15	$	$	SYM
cblr-2956	1047	16	100,000	100,000	NUM
cblr-2956	1048	1	[	[	X
cblr-2956	1048	2	2,388	2,388	NUM
cblr-2956	1048	3	]	]	PUNCT
cblr-2956	1049	1	[	[	X
cblr-2956	1049	2	1,015	1,015	NUM
cblr-2956	1049	3	]	]	PUNCT
cblr-2956	1049	4	[	[	X
cblr-2956	1049	5	1,934	1,934	NUM
cblr-2956	1049	6	]	]	X
cblr-2956	1049	7	[	[	X
cblr-2956	1049	8	1,939	1,939	NUM
cblr-2956	1049	9	]	]	X
cblr-2956	1049	10	h.	h.	NOUN
cblr-2956	1049	11	serious	serious	ADJ
cblr-2956	1049	12	nonfatal	nonfatal	ADJ
cblr-2956	1049	13	injury	injury	NOUN
cblr-2956	1049	14	minimum	minimum	NOUN
cblr-2956	1049	15	293,188	293,188	NUM
cblr-2956	1049	16	306,700	306,700	NUM
cblr-2956	1049	17	527,468	527,468	NUM
cblr-2956	1049	18	$	$	SYM
cblr-2956	1049	19	100,000	100,000	NUM
cblr-2956	1049	20	[	[	X
cblr-2956	1049	21	1,429	1,429	NUM
cblr-2956	1049	22	]	]	PUNCT
cblr-2956	1050	1	[	[	X
cblr-2956	1050	2	456	456	X
cblr-2956	1050	3	]	]	PUNCT
cblr-2956	1051	1	[	[	X
cblr-2956	1051	2	1,123	1,123	NUM
cblr-2956	1051	3	]	]	PUNCT
cblr-2956	1051	4	[	[	X
cblr-2956	1051	5	1,150	1,150	NUM
cblr-2956	1051	6	]	]	PUNCT
cblr-2956	1051	7	i.	i.	NOUN
cblr-2956	1051	8	fatality	fatality	PROPN
cblr-2956	1051	9	minimum	minimum	NOUN
cblr-2956	1051	10	377,522	377,522	NUM
cblr-2956	1051	11	411,602	411,602	NUM
cblr-2956	1051	12	828,770	828,770	NUM
cblr-2956	1051	13	$	$	SYM
cblr-2956	1051	14	500,000	500,000	NUM
cblr-2956	1051	15	[	[	X
cblr-2956	1051	16	2,388	2,388	NUM
cblr-2956	1051	17	]	]	PUNCT
cblr-2956	1052	1	[	[	X
cblr-2956	1052	2	419	419	NUM
cblr-2956	1052	3	]	]	PUNCT
cblr-2956	1053	1	[	[	X
cblr-2956	1053	2	973	973	NUM
cblr-2956	1053	3	]	]	X
cblr-2956	1054	1	[	[	X
cblr-2956	1054	2	913	913	NUM
cblr-2956	1054	3	]	]	X
cblr-2956	1054	4	j.	j.	PROPN
cblr-2956	1054	5	serious	serious	ADJ
cblr-2956	1054	6	nonfatal	nonfatal	ADJ
cblr-2956	1054	7	injury	injury	NOUN
cblr-2956	1054	8	minimum	minimum	NOUN
cblr-2956	1054	9	524,111	524,111	NUM
cblr-2956	1054	10	517,595	517,595	NUM
cblr-2956	1054	11	958,056	958,056	NUM
cblr-2956	1054	12	$	$	SYM
cblr-2956	1054	13	500,000	500,000	NUM
cblr-2956	1054	14	[	[	SYM
cblr-2956	1054	15	1,429	1,429	NUM
cblr-2956	1054	16	]	]	PUNCT
cblr-2956	1055	1	[	[	X
cblr-2956	1055	2	211	211	NUM
cblr-2956	1055	3	]	]	PUNCT
cblr-2956	1056	1	[	[	X
cblr-2956	1056	2	593	593	NUM
cblr-2956	1056	3	]	]	PUNCT
cblr-2956	1056	4	[	[	X
cblr-2956	1056	5	572	572	NUM
cblr-2956	1056	6	]	]	PUNCT
cblr-2956	1056	7	note	note	NOUN
cblr-2956	1056	8	:	:	PUNCT
cblr-2956	1056	9	litigation	litigation	NOUN
cblr-2956	1056	10	costs	cost	NOUN
cblr-2956	1056	11	saved	save	VERB
cblr-2956	1056	12	calculated	calculate	VERB
cblr-2956	1056	13	as	as	ADP
cblr-2956	1056	14	:	:	PUNCT
cblr-2956	1056	15	(	(	PUNCT
cblr-2956	1056	16	1	1	X
cblr-2956	1056	17	)	)	PUNCT
cblr-2956	1056	18	0.23	0.23	NUM
cblr-2956	1056	19	total	total	ADJ
cblr-2956	1056	20	settlement	settlement	NOUN
cblr-2956	1056	21	or	or	CCONJ
cblr-2956	1056	22	court	court	NOUN
cblr-2956	1056	23	award	award	NOUN
cblr-2956	1056	24	+	+	CCONJ
cblr-2956	1056	25	(	(	PUNCT
cblr-2956	1056	26	pv	pv	NOUN
cblr-2956	1056	27	23/33	23/33	NUM
cblr-2956	1056	28	initial	initial	ADJ
cblr-2956	1056	29	expense	expense	NOUN
cblr-2956	1056	30	reserve	reserve	NOUN
cblr-2956	1056	31	)	)	PUNCT
cblr-2956	1056	32	.	.	PUNCT
cblr-2956	1057	1	(	(	PUNCT
cblr-2956	1057	2	2	2	X
cblr-2956	1057	3	)	)	PUNCT
cblr-2956	1057	4	0.23	0.23	NUM
cblr-2956	1057	5	total	total	ADJ
cblr-2956	1057	6	settlement	settlement	NOUN
cblr-2956	1057	7	or	or	CCONJ
cblr-2956	1057	8	court	court	NOUN
cblr-2956	1057	9	award	award	NOUN
cblr-2956	1057	10	+	+	CCONJ
cblr-2956	1057	11	23/33	23/33	NUM
cblr-2956	1057	12	final	final	ADJ
cblr-2956	1057	13	expense	expense	NOUN
cblr-2956	1057	14	reserve	reserve	NOUN
cblr-2956	1057	15	.	.	PUNCT
cblr-2956	1058	1	(	(	PUNCT
cblr-2956	1058	2	3	3	X
cblr-2956	1058	3	)	)	PUNCT
cblr-2956	1058	4	0.23	0.23	NUM
cblr-2956	1058	5	total	total	ADJ
cblr-2956	1058	6	settlement	settlement	NOUN
cblr-2956	1058	7	or	or	CCONJ
cblr-2956	1058	8	court	court	NOUN
cblr-2956	1058	9	award	award	NOUN
cblr-2956	1058	10	+	+	CCONJ
cblr-2956	1058	11	23/33	23/33	NUM
cblr-2956	1058	12	attorney	attorney	NOUN
cblr-2956	1058	13	expenses	expense	NOUN
cblr-2956	1058	14	.	.	PUNCT
cblr-2956	1059	1	no	no	INTJ
cblr-2956	1059	2	.	.	PUNCT
cblr-2956	1060	1	2:423	2:423	NUM
cblr-2956	1060	2	]	]	X
cblr-2956	1060	3	ea	ea	NOUN
cblr-2956	1060	4	rly	rly	ADV
cblr-2956	1060	5	offers	offer	VERB
cblr-2956	1060	6	reform	reform	PROPN
cblr-2956	1060	7	columbia	columbia	PROPN
cblr-2956	1060	8	business	business	PROPN
cblr-2956	1060	9	la	la	PROPN
cblr-2956	1060	10	w	w	PROPN
cblr-2956	1060	11	review	review	PROPN
cblr-2956	1060	12	table	table	NOUN
cblr-2956	1060	13	13	13	NUM
cblr-2956	1060	14	:	:	PUNCT
cblr-2956	1060	15	average	average	ADJ
cblr-2956	1060	16	litigation	litigation	NOUN
cblr-2956	1060	17	cost	cost	VERB
cblr-2956	1060	18	savings	saving	NOUN
cblr-2956	1060	19	from	from	ADP
cblr-2956	1060	20	early	early	ADJ
cblr-2956	1060	21	offer	offer	NOUN
cblr-2956	1060	22	proposal	proposal	NOUN
cblr-2956	1060	23	,	,	PUNCT
cblr-2956	1060	24	deducting	deduct	VERB
cblr-2956	1060	25	collateral	collateral	ADJ
cblr-2956	1060	26	sources	source	NOUN
cblr-2956	1060	27	panel	panel	NOUN
cblr-2956	1060	28	a	a	X
cblr-2956	1060	29	:	:	PUNCT
cblr-2956	1060	30	by	by	ADP
cblr-2956	1060	31	type	type	NOUN
cblr-2956	1060	32	of	of	ADP
cblr-2956	1060	33	damages	damage	NOUN
cblr-2956	1060	34	(	(	PUNCT
cblr-2956	1060	35	1	1	NUM
cblr-2956	1060	36	)	)	PUNCT
cblr-2956	1060	37	(	(	PUNCT
cblr-2956	1060	38	2	2	NUM
cblr-2956	1060	39	)	)	PUNCT
cblr-2956	1060	40	(	(	PUNCT
cblr-2956	1060	41	3	3	X
cblr-2956	1060	42	)	)	PUNCT
cblr-2956	1060	43	litigation	litigation	NOUN
cblr-2956	1060	44	costs	cost	VERB
cblr-2956	1060	45	litigation	litigation	NOUN
cblr-2956	1060	46	costs	cost	VERB
cblr-2956	1060	47	litigation	litigation	NOUN
cblr-2956	1060	48	costs	cost	NOUN
cblr-2956	1060	49	reduced	reduce	VERB
cblr-2956	1060	50	reduced	reduced	ADJ
cblr-2956	1060	51	reduced	reduce	VERB
cblr-2956	1060	52	if	if	SCONJ
cblr-2956	1060	53	savings	saving	NOUN
cblr-2956	1060	54	if	if	SCONJ
cblr-2956	1060	55	savings	saving	NOUN
cblr-2956	1060	56	based	base	VERB
cblr-2956	1060	57	if	if	SCONJ
cblr-2956	1060	58	savings	saving	NOUN
cblr-2956	1060	59	based	base	VERB
cblr-2956	1060	60	based	base	VERB
cblr-2956	1060	61	on	on	ADP
cblr-2956	1060	62	final	final	ADJ
cblr-2956	1060	63	reserve	reserve	NOUN
cblr-2956	1060	64	on	on	ADP
cblr-2956	1060	65	total	total	NOUN
cblr-2956	1060	66	on	on	ADP
cblr-2956	1060	67	initial	initial	ADJ
cblr-2956	1060	68	are	be	AUX
cblr-2956	1060	69	settlement	settlement	NOUN
cblr-2956	1060	70	or	or	CCONJ
cblr-2956	1060	71	reserve	reserve	NOUN
cblr-2956	1060	72	are	be	AUX
cblr-2956	1060	73	positive	positive	ADJ
cblr-2956	1060	74	(	(	PUNCT
cblr-2956	1060	75	$	$	SYM
cblr-2956	1060	76	)	)	PUNCT
cblr-2956	1061	1	[	[	X
cblr-2956	1061	2	n	n	CCONJ
cblr-2956	1061	3	]	]	X
cblr-2956	1061	4	court	court	NOUN
cblr-2956	1061	5	award	award	NOUN
cblr-2956	1061	6	are	be	AUX
cblr-2956	1061	7	positive	positive	ADJ
cblr-2956	1061	8	(	(	PUNCT
cblr-2956	1061	9	$	$	SYM
cblr-2956	1061	10	)	)	PUNCT
cblr-2956	1062	1	[	[	X
cblr-2956	1062	2	n	n	CCONJ
cblr-2956	1062	3	]	]	X
cblr-2956	1062	4	positive	positive	ADJ
cblr-2956	1062	5	(	(	PUNCT
cblr-2956	1062	6	$	$	SYM
cblr-2956	1062	7	)	)	PUNCT
cblr-2956	1063	1	[	[	X
cblr-2956	1063	2	n	n	CCONJ
cblr-2956	1063	3	]	]	PUNCT
cblr-2956	1063	4	a.	a.	NOUN
cblr-2956	1063	5	exemplary	exemplary	PROPN
cblr-2956	1063	6	damages	damage	NOUN
cblr-2956	1063	7	171,524	171,524	NUM
cblr-2956	1063	8	188,916	188,916	NUM
cblr-2956	1063	9	324,992	324,992	NUM
cblr-2956	1063	10	reported	report	VERB
cblr-2956	1063	11	[	[	X
cblr-2956	1063	12	1,607	1,607	NUM
cblr-2956	1063	13	]	]	PUNCT
cblr-2956	1064	1	[	[	X
cblr-2956	1064	2	1,1191	1,1191	NUM
cblr-2956	1064	3	[	[	X
cblr-2956	1064	4	1,582	1,582	NUM
cblr-2956	1064	5	]	]	X
cblr-2956	1064	6	[	[	X
cblr-2956	1064	7	1,607	1,607	NUM
cblr-2956	1064	8	]	]	PUNCT
cblr-2956	1064	9	b.	b.	NOUN
cblr-2956	1065	1	no	no	DET
cblr-2956	1065	2	exemplary	exemplary	ADJ
cblr-2956	1065	3	damages	damage	NOUN
cblr-2956	1065	4	,	,	PUNCT
cblr-2956	1065	5	economic	economic	ADJ
cblr-2956	1065	6	damages	damage	NOUN
cblr-2956	1065	7	reported	report	VERB
cblr-2956	1065	8	1,616	1,616	NUM
cblr-2956	1065	9	1,616	1,616	NUM
cblr-2956	1065	10	1,616	1,616	NUM
cblr-2956	1065	11	as	as	ADP
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cblr-2956	1065	13	[	[	X
cblr-2956	1065	14	7,0461	7,0461	NUM
cblr-2956	1065	15	[	[	X
cblr-2956	1065	16	7,046	7,046	NUM
cblr-2956	1065	17	]	]	PUNCT
cblr-2956	1066	1	[	[	X
cblr-2956	1066	2	7,046	7,046	NUM
cblr-2956	1066	3	]	]	PUNCT
cblr-2956	1066	4	[	[	X
cblr-2956	1066	5	7,046	7,046	NUM
cblr-2956	1066	6	]	]	PUNCT
cblr-2956	1066	7	c.	c.	NOUN
cblr-2956	1066	8	no	no	PRON
cblr-2956	1066	9	exemplary	exemplary	ADJ
cblr-2956	1066	10	damages	damage	NOUN
cblr-2956	1066	11	,	,	PUNCT
cblr-2956	1066	12	positive	positive	ADJ
cblr-2956	1066	13	economic	economic	ADJ
cblr-2956	1066	14	damages	damage	NOUN
cblr-2956	1066	15	82,170	82,170	NUM
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cblr-2956	1066	17	144,268	144,268	NUM
cblr-2956	1066	18	reported	report	VERB
cblr-2956	1066	19	[	[	X
cblr-2956	1066	20	7,405	7,405	NUM
cblr-2956	1066	21	]	]	PUNCT
cblr-2956	1067	1	[	[	X
cblr-2956	1067	2	4,055	4,055	X
cblr-2956	1067	3	]	]	X
cblr-2956	1068	1	[	[	X
cblr-2956	1068	2	7,182	7,182	NUM
cblr-2956	1068	3	]	]	X
cblr-2956	1069	1	[	[	X
cblr-2956	1069	2	7,405	7,405	NUM
cblr-2956	1069	3	]	]	X
cblr-2956	1069	4	d.	d.	PROPN
cblr-2956	1069	5	imputed	impute	VERB
cblr-2956	1069	6	economic	economic	ADJ
cblr-2956	1069	7	35,549	35,549	NUM
cblr-2956	1069	8	55,098	55,098	NUM
cblr-2956	1069	9	88,734	88,734	NUM
cblr-2956	1069	10	damages	damage	NOUN
cblr-2956	1069	11	[	[	X
cblr-2956	1069	12	23,495	23,495	NUM
cblr-2956	1069	13	]	]	PUNCT
cblr-2956	1070	1	[	[	X
cblr-2956	1070	2	17,6951	17,6951	NUM
cblr-2956	1070	3	[	[	X
cblr-2956	1070	4	23,016	23,016	NUM
cblr-2956	1070	5	]	]	PUNCT
cblr-2956	1071	1	[	[	X
cblr-2956	1071	2	23,4951	23,4951	NUM
cblr-2956	1071	3	e.	e.	PROPN
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cblr-2956	1071	5	claims	claim	VERB
cblr-2956	1071	6	40,784	40,784	NUM
cblr-2956	1071	7	59,465	59,465	NUM
cblr-2956	1071	8	95,517	95,517	NUM
cblr-2956	1072	1	[	[	X
cblr-2956	1072	2	39,553	39,553	NUM
cblr-2956	1072	3	]	]	PUNCT
cblr-2956	1073	1	[	[	X
cblr-2956	1073	2	29,915	29,915	NUM
cblr-2956	1073	3	]	]	X
cblr-2956	1074	1	[	[	X
cblr-2956	1074	2	38,826	38,826	NUM
cblr-2956	1074	3	]	]	PUNCT
cblr-2956	1075	1	[	[	X
cblr-2956	1075	2	39,553	39,553	NUM
cblr-2956	1075	3	]	]	PUNCT
cblr-2956	1075	4	panel	panel	NOUN
cblr-2956	1075	5	b	b	NOUN
cblr-2956	1075	6	:	:	PUNCT
cblr-2956	1075	7	by	by	ADP
cblr-2956	1075	8	injury	injury	NOUN
cblr-2956	1075	9	type	type	NOUN
cblr-2956	1075	10	,	,	PUNCT
cblr-2956	1075	11	excluding	exclude	VERB
cblr-2956	1075	12	claims	claim	NOUN
cblr-2956	1075	13	reporting	reporting	NOUN
cblr-2956	1075	14	exemplary	exemplary	ADJ
cblr-2956	1075	15	damages	damage	NOUN
cblr-2956	1075	16	(	(	PUNCT
cblr-2956	1075	17	1	1	NUM
cblr-2956	1075	18	)	)	PUNCT
cblr-2956	1075	19	(	(	PUNCT
cblr-2956	1075	20	2	2	NUM
cblr-2956	1075	21	)	)	PUNCT
cblr-2956	1075	22	(	(	PUNCT
cblr-2956	1075	23	3	3	X
cblr-2956	1075	24	)	)	PUNCT
cblr-2956	1075	25	litigation	litigation	NOUN
cblr-2956	1075	26	costs	cost	VERB
cblr-2956	1075	27	litigation	litigation	NOUN
cblr-2956	1075	28	costs	cost	VERB
cblr-2956	1075	29	litigation	litigation	NOUN
cblr-2956	1075	30	costs	cost	NOUN
cblr-2956	1075	31	reduced	reduce	VERB
cblr-2956	1075	32	reduced	reduced	ADJ
cblr-2956	1075	33	reduced	reduce	VERB
cblr-2956	1075	34	if	if	SCONJ
cblr-2956	1075	35	savings	saving	NOUN
cblr-2956	1075	36	if	if	SCONJ
cblr-2956	1075	37	savings	saving	NOUN
cblr-2956	1075	38	based	base	VERB
cblr-2956	1075	39	if	if	SCONJ
cblr-2956	1075	40	savings	saving	NOUN
cblr-2956	1075	41	based	base	VERB
cblr-2956	1075	42	based	base	VERB
cblr-2956	1075	43	on	on	ADP
cblr-2956	1075	44	final	final	ADJ
cblr-2956	1075	45	reserve	reserve	NOUN
cblr-2956	1075	46	on	on	ADP
cblr-2956	1075	47	total	total	NOUN
cblr-2956	1075	48	on	on	ADP
cblr-2956	1075	49	initial	initial	ADJ
cblr-2956	1075	50	are	be	AUX
cblr-2956	1075	51	settlement	settlement	NOUN
cblr-2956	1075	52	or	or	CCONJ
cblr-2956	1075	53	reserve	reserve	NOUN
cblr-2956	1075	54	are	be	AUX
cblr-2956	1075	55	positive	positive	ADJ
cblr-2956	1075	56	(	(	PUNCT
cblr-2956	1075	57	$	$	SYM
cblr-2956	1075	58	)	)	PUNCT
cblr-2956	1076	1	[	[	X
cblr-2956	1076	2	n	n	CCONJ
cblr-2956	1076	3	]	]	X
cblr-2956	1076	4	court	court	NOUN
cblr-2956	1076	5	award	award	NOUN
cblr-2956	1076	6	are	be	AUX
cblr-2956	1076	7	positive	positive	ADJ
cblr-2956	1076	8	(	(	PUNCT
cblr-2956	1076	9	$	$	SYM
cblr-2956	1076	10	)	)	PUNCT
cblr-2956	1077	1	[	[	X
cblr-2956	1077	2	n	n	CCONJ
cblr-2956	1077	3	]	]	X
cblr-2956	1077	4	positive	positive	ADJ
cblr-2956	1077	5	(	(	PUNCT
cblr-2956	1077	6	$	$	SYM
cblr-2956	1077	7	)	)	PUNCT
cblr-2956	1078	1	[	[	X
cblr-2956	1078	2	n	n	X
cblr-2956	1078	3	]	]	SYM
cblr-2956	1078	4	161,677	161,677	NUM
cblr-2956	1078	5	211,861	211,861	NUM
cblr-2956	1078	6	369,088	369,088	NUM
cblr-2956	1078	7	a.	a.	NOUN
cblr-2956	1078	8	fatality	fatality	NOUN
cblr-2956	1079	1	[	[	X
cblr-2956	1079	2	2,3881	2,3881	NUM
cblr-2956	1079	3	[	[	SYM
cblr-2956	1079	4	1,693	1,693	NUM
cblr-2956	1079	5	]	]	PUNCT
cblr-2956	1080	1	[	[	X
cblr-2956	1080	2	2,315	2,315	NUM
cblr-2956	1080	3	]	]	PUNCT
cblr-2956	1081	1	[	[	X
cblr-2956	1081	2	2,388	2,388	NUM
cblr-2956	1081	3	]	]	X
cblr-2956	1081	4	b.	b.	NOUN
cblr-2956	1082	1	serious	serious	ADJ
cblr-2956	1082	2	nonfatal	nonfatal	ADJ
cblr-2956	1082	3	210,758	210,758	NUM
cblr-2956	1082	4	263,003	263,003	NUM
cblr-2956	1082	5	429,981	429,981	NUM
cblr-2956	1082	6	injury	injury	NOUN
cblr-2956	1083	1	[	[	X
cblr-2956	1083	2	1,429	1,429	NUM
cblr-2956	1083	3	]	]	PUNCT
cblr-2956	1083	4	[	[	X
cblr-2956	1083	5	853	853	NUM
cblr-2956	1083	6	]	]	PUNCT
cblr-2956	1084	1	[	[	X
cblr-2956	1084	2	1,386	1,386	NUM
cblr-2956	1084	3	]	]	PUNCT
cblr-2956	1084	4	[	[	X
cblr-2956	1084	5	1,429	1,429	NUM
cblr-2956	1084	6	]	]	PUNCT
cblr-2956	1084	7	c.	c.	NOUN
cblr-2956	1084	8	other	other	ADJ
cblr-2956	1084	9	nonfatal	nonfatal	ADJ
cblr-2956	1084	10	injuries	injury	NOUN
cblr-2956	1084	11	and	and	CCONJ
cblr-2956	1084	12	short	short	ADJ
cblr-2956	1084	13	form	form	NOUN
cblr-2956	1084	14	21,890	21,890	NUM
cblr-2956	1084	15	34,432	34,432	NUM
cblr-2956	1084	16	51,566	51,566	NUM
cblr-2956	1084	17	claims	claim	NOUN
cblr-2956	1084	18	[	[	X
cblr-2956	1084	19	34,129	34,129	NUM
cblr-2956	1084	20	]	]	PUNCT
cblr-2956	1085	1	[	[	X
cblr-2956	1085	2	26,250	26,250	NUM
cblr-2956	1085	3	]	]	PUNCT
cblr-2956	1086	1	[	[	X
cblr-2956	1086	2	33,543	33,543	NUM
cblr-2956	1086	3	]	]	PUNCT
cblr-2956	1086	4	[	[	X
cblr-2956	1086	5	34,129	34,129	NUM
cblr-2956	1086	6	]	]	PUNCT
cblr-2956	1086	7	(	(	PUNCT
cblr-2956	1086	8	continued	continue	VERB
cblr-2956	1086	9	on	on	ADP
cblr-2956	1086	10	next	next	ADJ
cblr-2956	1086	11	page	page	NOUN
cblr-2956	1086	12	)	)	PUNCT
cblr-2956	1087	1	[	[	X
cblr-2956	1087	2	vol	vol	NOUN
cblr-2956	1087	3	.	.	NOUN
cblr-2956	1087	4	2008	2008	NUM
cblr-2956	1087	5	(	(	PUNCT
cblr-2956	1087	6	continued	continue	VERB
cblr-2956	1087	7	from	from	ADP
cblr-2956	1087	8	previous	previous	ADJ
cblr-2956	1087	9	page	page	NOUN
cblr-2956	1087	10	)	)	PUNCT
cblr-2956	1087	11	d.	d.	PROPN
cblr-2956	1088	1	all	all	PRON
cblr-2956	1088	2	claims	claim	VERB
cblr-2956	1088	3	without	without	ADP
cblr-2956	1088	4	exemplary	exemplary	ADJ
cblr-2956	1088	5	damages	damage	NOUN
cblr-2956	1088	6	35,704	35,704	NUM
cblr-2956	1088	7	53,967	53,967	NUM
cblr-2956	1088	8	85,799	85,799	NUM
cblr-2956	1089	1	[	[	X
cblr-2956	1089	2	37,946	37,946	NUM
cblr-2956	1089	3	]	]	PUNCT
cblr-2956	1090	1	[	[	X
cblr-2956	1090	2	28,796	28,796	NUM
cblr-2956	1090	3	]	]	PUNCT
cblr-2956	1091	1	[	[	X
cblr-2956	1091	2	37,244	37,244	NUM
cblr-2956	1091	3	]	]	PUNCT
cblr-2956	1092	1	[	[	X
cblr-2956	1092	2	37,946	37,946	NUM
cblr-2956	1092	3	]	]	PUNCT
cblr-2956	1092	4	e.	e.	PROPN
cblr-2956	1092	5	fatality	fatality	PROPN
cblr-2956	1092	6	minimum	minimum	ADJ
cblr-2956	1092	7	304,513	304,513	NUM
cblr-2956	1092	8	313,273	313,273	NUM
cblr-2956	1092	9	591,994	591,994	NUM
cblr-2956	1092	10	$	$	SYM
cblr-2956	1092	11	250,000	250,000	NUM
cblr-2956	1092	12	[	[	X
cblr-2956	1092	13	2,388	2,388	NUM
cblr-2956	1092	14	]	]	X
cblr-2956	1093	1	[	[	X
cblr-2956	1093	2	704	704	NUM
cblr-2956	1093	3	]	]	PUNCT
cblr-2956	1094	1	[	[	X
cblr-2956	1094	2	1,447	1,447	NUM
cblr-2956	1094	3	]	]	X
cblr-2956	1094	4	[	[	X
cblr-2956	1094	5	1,401	1,401	NUM
cblr-2956	1094	6	]	]	PUNCT
cblr-2956	1094	7	f.	f.	NOUN
cblr-2956	1094	8	serious	serious	ADJ
cblr-2956	1094	9	nonfatal	nonfatal	ADJ
cblr-2956	1094	10	injury	injury	NOUN
cblr-2956	1094	11	minimum	minimum	NOUN
cblr-2956	1094	12	436,233	436,233	NUM
cblr-2956	1094	13	401,554	401,554	NUM
cblr-2956	1094	14	705,310	705,310	NUM
cblr-2956	1094	15	$	$	SYM
cblr-2956	1094	16	250,000	250,000	NUM
cblr-2956	1094	17	[	[	SYM
cblr-2956	1094	18	1,429	1,429	NUM
cblr-2956	1094	19	]	]	PUNCT
cblr-2956	1095	1	[	[	X
cblr-2956	1095	2	350	350	NUM
cblr-2956	1095	3	]	]	PUNCT
cblr-2956	1095	4	[	[	X
cblr-2956	1095	5	858	858	NUM
cblr-2956	1095	6	]	]	X
cblr-2956	1095	7	[	[	X
cblr-2956	1095	8	829	829	NUM
cblr-2956	1095	9	]	]	PUNCT
cblr-2956	1095	10	g.	g.	NOUN
cblr-2956	1095	11	fatality	fatality	PROPN
cblr-2956	1095	12	minimum	minimum	NOUN
cblr-2956	1095	13	222,744	222,744	NUM
cblr-2956	1095	14	246,372	246,372	NUM
cblr-2956	1095	15	445,868	445,868	NUM
cblr-2956	1095	16	$	$	SYM
cblr-2956	1095	17	100,000	100,000	NUM
cblr-2956	1096	1	[	[	X
cblr-2956	1096	2	2,388	2,388	NUM
cblr-2956	1096	3	]	]	PUNCT
cblr-2956	1097	1	[	[	X
cblr-2956	1097	2	1,123	1,123	NUM
cblr-2956	1097	3	]	]	PUNCT
cblr-2956	1097	4	[	[	X
cblr-2956	1097	5	1,956	1,956	NUM
cblr-2956	1097	6	]	]	X
cblr-2956	1097	7	[	[	X
cblr-2956	1097	8	1,948	1,948	NUM
cblr-2956	1097	9	]	]	PUNCT
cblr-2956	1097	10	h.	h.	NOUN
cblr-2956	1097	11	serious	serious	ADJ
cblr-2956	1097	12	nonfatal	nonfatal	ADJ
cblr-2956	1097	13	injury	injury	NOUN
cblr-2956	1097	14	minimum	minimum	NOUN
cblr-2956	1097	15	317,286	317,286	NUM
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cblr-2956	1097	17	526,160	526,160	NUM
cblr-2956	1097	18	$	$	SYM
cblr-2956	1097	19	100,000	100,000	NUM
cblr-2956	1097	20	[	[	X
cblr-2956	1097	21	1,429	1,429	NUM
cblr-2956	1097	22	]	]	PUNCT
cblr-2956	1098	1	[	[	X
cblr-2956	1098	2	533	533	NUM
cblr-2956	1098	3	]	]	X
cblr-2956	1099	1	[	[	X
cblr-2956	1099	2	1,143	1,143	NUM
cblr-2956	1099	3	]	]	PUNCT
cblr-2956	1099	4	[	[	X
cblr-2956	1099	5	1,154	1,154	NUM
cblr-2956	1099	6	]	]	PUNCT
cblr-2956	1099	7	i.	i.	NOUN
cblr-2956	1099	8	fatality	fatality	PROPN
cblr-2956	1099	9	minimum	minimum	NOUN
cblr-2956	1099	10	402,433	402,433	NUM
cblr-2956	1099	11	412,431	412,431	NUM
cblr-2956	1099	12	826,356	826,356	NUM
cblr-2956	1099	13	$	$	SYM
cblr-2956	1099	14	500,000	500,000	NUM
cblr-2956	1099	15	[	[	X
cblr-2956	1099	16	2,388	2,388	NUM
cblr-2956	1099	17	]	]	X
cblr-2956	1100	1	[	[	X
cblr-2956	1100	2	441	441	NUM
cblr-2956	1100	3	]	]	PUNCT
cblr-2956	1101	1	[	[	X
cblr-2956	1101	2	983	983	NUM
cblr-2956	1101	3	]	]	PUNCT
cblr-2956	1102	1	[	[	X
cblr-2956	1102	2	920	920	NUM
cblr-2956	1102	3	]	]	PUNCT
cblr-2956	1102	4	j.	j.	PROPN
cblr-2956	1102	5	serious	serious	ADJ
cblr-2956	1102	6	nonfatal	nonfatal	ADJ
cblr-2956	1102	7	injury	injury	NOUN
cblr-2956	1102	8	minimum	minimum	NOUN
cblr-2956	1102	9	577,265	577,265	NUM
cblr-2956	1102	10	530,281	530,281	NUM
cblr-2956	1102	11	955,449	955,449	NUM
cblr-2956	1102	12	$	$	SYM
cblr-2956	1102	13	500,000	500,000	NUM
cblr-2956	1102	14	[	[	SYM
cblr-2956	1102	15	1,429	1,429	NUM
cblr-2956	1102	16	]	]	PUNCT
cblr-2956	1103	1	[	[	X
cblr-2956	1103	2	232	232	X
cblr-2956	1103	3	]	]	X
cblr-2956	1104	1	[	[	X
cblr-2956	1104	2	601	601	NUM
cblr-2956	1104	3	]	]	X
cblr-2956	1104	4	[	[	X
cblr-2956	1104	5	574	574	NUM
cblr-2956	1104	6	]	]	PUNCT
cblr-2956	1104	7	note	note	NOUN
cblr-2956	1104	8	:	:	PUNCT
cblr-2956	1104	9	litigation	litigation	NOUN
cblr-2956	1104	10	costs	cost	NOUN
cblr-2956	1104	11	saved	save	VERB
cblr-2956	1104	12	calculated	calculate	VERB
cblr-2956	1104	13	as	as	ADP
cblr-2956	1104	14	:	:	PUNCT
cblr-2956	1104	15	(	(	PUNCT
cblr-2956	1104	16	1	1	X
cblr-2956	1104	17	)	)	PUNCT
cblr-2956	1104	18	0.23	0.23	NUM
cblr-2956	1104	19	total	total	ADJ
cblr-2956	1104	20	settlement	settlement	NOUN
cblr-2956	1104	21	or	or	CCONJ
cblr-2956	1104	22	court	court	NOUN
cblr-2956	1104	23	award	award	NOUN
cblr-2956	1104	24	+	+	CCONJ
cblr-2956	1104	25	(	(	PUNCT
cblr-2956	1104	26	pv	pv	NOUN
cblr-2956	1104	27	23/33	23/33	NUM
cblr-2956	1104	28	initial	initial	ADJ
cblr-2956	1104	29	expense	expense	NOUN
cblr-2956	1104	30	reserve	reserve	NOUN
cblr-2956	1104	31	)	)	PUNCT
cblr-2956	1104	32	.	.	PUNCT
cblr-2956	1105	1	(	(	PUNCT
cblr-2956	1105	2	2	2	X
cblr-2956	1105	3	)	)	PUNCT
cblr-2956	1105	4	0.23	0.23	NUM
cblr-2956	1105	5	total	total	ADJ
cblr-2956	1105	6	settlement	settlement	NOUN
cblr-2956	1105	7	or	or	CCONJ
cblr-2956	1105	8	court	court	NOUN
cblr-2956	1105	9	award	award	NOUN
cblr-2956	1105	10	+	+	CCONJ
cblr-2956	1105	11	23/33	23/33	NUM
cblr-2956	1105	12	final	final	ADJ
cblr-2956	1105	13	expense	expense	NOUN
cblr-2956	1105	14	reserve	reserve	NOUN
cblr-2956	1105	15	.	.	PUNCT
cblr-2956	1106	1	(	(	PUNCT
cblr-2956	1106	2	3	3	X
cblr-2956	1106	3	)	)	PUNCT
cblr-2956	1106	4	0.23	0.23	NUM
cblr-2956	1106	5	total	total	ADJ
cblr-2956	1106	6	settlement	settlement	NOUN
cblr-2956	1106	7	or	or	CCONJ
cblr-2956	1106	8	court	court	NOUN
cblr-2956	1106	9	award	award	NOUN
cblr-2956	1106	10	+	+	CCONJ
cblr-2956	1106	11	23/33	23/33	NUM
cblr-2956	1106	12	attorney	attorney	NOUN
cblr-2956	1106	13	expenses	expense	NOUN
cblr-2956	1106	14	.	.	PUNCT
cblr-2956	1107	1	no	no	INTJ
cblr-2956	1107	2	.	.	NOUN
cblr-2956	1108	1	2:4231	2:4231	NUM
cblr-2956	1109	1	early	early	ADJ
cblr-2956	1109	2	offers	offer	VERB
cblr-2956	1109	3	reform	reform	PROPN
cblr-2956	1109	4	columbia	columbia	PROPN
cblr-2956	1109	5	business	business	PROPN
cblr-2956	1109	6	la	la	PROPN
cblr-2956	1109	7	wreview	wreview	VERB
cblr-2956	1109	8	[	[	X
cblr-2956	1109	9	vol	vol	NOUN
cblr-2956	1109	10	.	.	NOUN
cblr-2956	1109	11	2008	2008	NUM
cblr-2956	1109	12	table	table	NOUN
cblr-2956	1109	13	14	14	NUM
cblr-2956	1109	14	:	:	PUNCT
cblr-2956	1109	15	average	average	ADJ
cblr-2956	1109	16	litigation	litigation	NOUN
cblr-2956	1109	17	cost	cost	VERB
cblr-2956	1109	18	savings	saving	NOUN
cblr-2956	1109	19	from	from	ADP
cblr-2956	1109	20	early	early	ADJ
cblr-2956	1109	21	offer	offer	NOUN
cblr-2956	1109	22	proposal	proposal	NOUN
cblr-2956	1109	23	,	,	PUNCT
cblr-2956	1109	24	deducting	deduct	VERB
cblr-2956	1109	25	collateral	collateral	ADJ
cblr-2956	1109	26	sources	source	NOUN
cblr-2956	1109	27	,	,	PUNCT
cblr-2956	1109	28	only	only	ADV
cblr-2956	1109	29	claims	claim	NOUN
cblr-2956	1109	30	involving	involve	VERB
cblr-2956	1109	31	workers	worker	NOUN
cblr-2956	1109	32	'	'	PART
cblr-2956	1109	33	compensation	compensation	NOUN
cblr-2956	1109	34	panel	panel	NOUN
cblr-2956	1109	35	a	a	X
cblr-2956	1109	36	:	:	PUNCT
cblr-2956	1109	37	by	by	ADP
cblr-2956	1109	38	type	type	NOUN
cblr-2956	1109	39	of	of	ADP
cblr-2956	1109	40	damages	damage	NOUN
cblr-2956	1109	41	(	(	PUNCT
cblr-2956	1109	42	1	1	NUM
cblr-2956	1109	43	)	)	PUNCT
cblr-2956	1109	44	(	(	PUNCT
cblr-2956	1109	45	2	2	NUM
cblr-2956	1109	46	)	)	PUNCT
cblr-2956	1109	47	(	(	PUNCT
cblr-2956	1109	48	3	3	X
cblr-2956	1109	49	)	)	PUNCT
cblr-2956	1109	50	litigation	litigation	NOUN
cblr-2956	1109	51	costs	cost	VERB
cblr-2956	1109	52	litigation	litigation	NOUN
cblr-2956	1109	53	costs	cost	VERB
cblr-2956	1109	54	litigation	litigation	NOUN
cblr-2956	1109	55	costs	cost	NOUN
cblr-2956	1109	56	reduced	reduce	VERB
cblr-2956	1109	57	reduced	reduced	ADJ
cblr-2956	1109	58	reduced	reduce	VERB
cblr-2956	1109	59	if	if	SCONJ
cblr-2956	1109	60	savings	saving	NOUN
cblr-2956	1109	61	if	if	SCONJ
cblr-2956	1109	62	savings	saving	NOUN
cblr-2956	1109	63	based	base	VERB
cblr-2956	1109	64	if	if	SCONJ
cblr-2956	1109	65	savings	saving	NOUN
cblr-2956	1109	66	based	base	VERB
cblr-2956	1109	67	based	base	VERB
cblr-2956	1109	68	on	on	ADP
cblr-2956	1109	69	final	final	ADJ
cblr-2956	1109	70	reserve	reserve	NOUN
cblr-2956	1109	71	on	on	ADP
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cblr-2956	1109	73	on	on	ADP
cblr-2956	1109	74	initial	initial	ADJ
cblr-2956	1109	75	are	be	AUX
cblr-2956	1109	76	settlement	settlement	NOUN
cblr-2956	1109	77	or	or	CCONJ
cblr-2956	1109	78	reserve	reserve	NOUN
cblr-2956	1109	79	are	be	AUX
cblr-2956	1109	80	positive	positive	ADJ
cblr-2956	1109	81	(	(	PUNCT
cblr-2956	1109	82	$	$	SYM
cblr-2956	1109	83	)	)	PUNCT
cblr-2956	1110	1	[	[	X
cblr-2956	1110	2	n	n	CCONJ
cblr-2956	1110	3	]	]	X
cblr-2956	1110	4	court	court	NOUN
cblr-2956	1110	5	award	award	NOUN
cblr-2956	1110	6	are	be	AUX
cblr-2956	1110	7	positive	positive	ADJ
cblr-2956	1110	8	(	(	PUNCT
cblr-2956	1110	9	$	$	SYM
cblr-2956	1110	10	)	)	PUNCT
cblr-2956	1111	1	[	[	X
cblr-2956	1111	2	n	n	CCONJ
cblr-2956	1111	3	]	]	X
cblr-2956	1111	4	positive	positive	ADJ
cblr-2956	1111	5	(	(	PUNCT
cblr-2956	1111	6	$	$	SYM
cblr-2956	1111	7	)	)	PUNCT
cblr-2956	1112	1	[	[	X
cblr-2956	1112	2	n	n	CCONJ
cblr-2956	1112	3	]	]	PUNCT
cblr-2956	1112	4	a.	a.	NOUN
cblr-2956	1112	5	exemplary	exemplary	NOUN
cblr-2956	1112	6	damages	damage	VERB
cblr-2956	1112	7	270,608	270,608	NUM
cblr-2956	1112	8	305,597	305,597	NUM
cblr-2956	1112	9	534,339	534,339	NUM
cblr-2956	1112	10	reported	report	VERB
cblr-2956	1112	11	[	[	X
cblr-2956	1112	12	463	463	NUM
cblr-2956	1112	13	]	]	PUNCT
cblr-2956	1113	1	[	[	X
cblr-2956	1113	2	327	327	NUM
cblr-2956	1113	3	]	]	X
cblr-2956	1114	1	[	[	X
cblr-2956	1114	2	458	458	X
cblr-2956	1114	3	]	]	PUNCT
cblr-2956	1115	1	[	[	X
cblr-2956	1115	2	463	463	NUM
cblr-2956	1115	3	]	]	PUNCT
cblr-2956	1115	4	b.	b.	NOUN
cblr-2956	1116	1	no	no	DET
cblr-2956	1116	2	exemplary	exemplary	ADJ
cblr-2956	1116	3	damages	damage	NOUN
cblr-2956	1116	4	,	,	PUNCT
cblr-2956	1116	5	economic	economic	ADJ
cblr-2956	1116	6	damages	damage	NOUN
cblr-2956	1116	7	reported	report	VERB
cblr-2956	1116	8	21,643	21,643	NUM
cblr-2956	1116	9	22,595	22,595	NUM
cblr-2956	1116	10	37,507	37,507	NUM
cblr-2956	1116	11	as	as	ADP
cblr-2956	1116	12	zero	zero	NUM
cblr-2956	1116	13	[	[	X
cblr-2956	1116	14	669	669	NUM
cblr-2956	1116	15	]	]	X
cblr-2956	1117	1	[	[	X
cblr-2956	1117	2	669	669	NUM
cblr-2956	1117	3	]	]	X
cblr-2956	1117	4	[	[	X
cblr-2956	1117	5	6691	6691	NUM
cblr-2956	1117	6	[	[	X
cblr-2956	1117	7	669	669	NUM
cblr-2956	1117	8	]	]	X
cblr-2956	1117	9	c.	c.	NOUN
cblr-2956	1117	10	no	no	PRON
cblr-2956	1117	11	exemplary	exemplary	ADJ
cblr-2956	1117	12	damages	damage	NOUN
cblr-2956	1117	13	,	,	PUNCT
cblr-2956	1117	14	positive	positive	ADJ
cblr-2956	1117	15	economic	economic	ADJ
cblr-2956	1117	16	damages	damage	NOUN
cblr-2956	1117	17	103,227	103,227	NUM
cblr-2956	1117	18	124,690	124,690	NUM
cblr-2956	1117	19	197,145	197,145	NUM
cblr-2956	1117	20	reported	report	VERB
cblr-2956	1117	21	[	[	X
cblr-2956	1117	22	2,882	2,882	NUM
cblr-2956	1117	23	]	]	X
cblr-2956	1118	1	[	[	X
cblr-2956	1118	2	1,782	1,782	NUM
cblr-2956	1118	3	]	]	X
cblr-2956	1118	4	[	[	X
cblr-2956	1118	5	2,826	2,826	NUM
cblr-2956	1118	6	]	]	PUNCT
cblr-2956	1119	1	[	[	X
cblr-2956	1119	2	2,882	2,882	NUM
cblr-2956	1119	3	]	]	X
cblr-2956	1119	4	d.	d.	PROPN
cblr-2956	1119	5	imputed	impute	VERB
cblr-2956	1119	6	economic	economic	ADJ
cblr-2956	1119	7	92,782	92,782	NUM
cblr-2956	1119	8	120,077	120,077	NUM
cblr-2956	1119	9	211,328	211,328	NUM
cblr-2956	1119	10	damages	damage	NOUN
cblr-2956	1119	11	[	[	X
cblr-2956	1119	12	4,592	4,592	NUM
cblr-2956	1119	13	]	]	PUNCT
cblr-2956	1120	1	[	[	X
cblr-2956	1120	2	3,089	3,089	NUM
cblr-2956	1120	3	]	]	PUNCT
cblr-2956	1120	4	[	[	X
cblr-2956	1120	5	4,483	4,483	NUM
cblr-2956	1120	6	]	]	X
cblr-2956	1120	7	[	[	X
cblr-2956	1120	8	4,592	4,592	NUM
cblr-2956	1120	9	]	]	PUNCT
cblr-2956	1120	10	97,754	97,754	NUM
cblr-2956	1120	11	123,964	123,964	NUM
cblr-2956	1120	12	210,444	210,444	NUM
cblr-2956	1120	13	e.	e.	PROPN
cblr-2956	1120	14	all	all	DET
cblr-2956	1120	15	claims	claim	VERB
cblr-2956	1121	1	[	[	X
cblr-2956	1121	2	8,606	8,606	NUM
cblr-2956	1121	3	]	]	PUNCT
cblr-2956	1122	1	[	[	X
cblr-2956	1122	2	5,867	5,867	NUM
cblr-2956	1122	3	]	]	PUNCT
cblr-2956	1123	1	[	[	X
cblr-2956	1123	2	8,436	8,436	NUM
cblr-2956	1123	3	]	]	X
cblr-2956	1124	1	[	[	X
cblr-2956	1124	2	8,606	8,606	NUM
cblr-2956	1124	3	]	]	PUNCT
cblr-2956	1124	4	panel	panel	NOUN
cblr-2956	1124	5	b	b	NOUN
cblr-2956	1124	6	:	:	PUNCT
cblr-2956	1124	7	by	by	ADP
cblr-2956	1124	8	injury	injury	NOUN
cblr-2956	1124	9	type	type	NOUN
cblr-2956	1124	10	,	,	PUNCT
cblr-2956	1124	11	excluding	exclude	VERB
cblr-2956	1124	12	claims	claim	NOUN
cblr-2956	1124	13	reporting	reporting	NOUN
cblr-2956	1124	14	exemplary	exemplary	ADJ
cblr-2956	1124	15	damages	damage	NOUN
cblr-2956	1124	16	(	(	PUNCT
cblr-2956	1124	17	1	1	NUM
cblr-2956	1124	18	)	)	PUNCT
cblr-2956	1124	19	(	(	PUNCT
cblr-2956	1124	20	2	2	NUM
cblr-2956	1124	21	)	)	PUNCT
cblr-2956	1124	22	(	(	PUNCT
cblr-2956	1124	23	3	3	X
cblr-2956	1124	24	)	)	PUNCT
cblr-2956	1124	25	litigation	litigation	NOUN
cblr-2956	1124	26	costs	cost	VERB
cblr-2956	1124	27	litigation	litigation	NOUN
cblr-2956	1124	28	costs	cost	VERB
cblr-2956	1124	29	litigation	litigation	NOUN
cblr-2956	1124	30	costs	cost	NOUN
cblr-2956	1124	31	reduced	reduce	VERB
cblr-2956	1124	32	reduced	reduced	ADJ
cblr-2956	1124	33	reduced	reduce	VERB
cblr-2956	1124	34	if	if	SCONJ
cblr-2956	1124	35	savings	saving	NOUN
cblr-2956	1124	36	if	if	SCONJ
cblr-2956	1124	37	savings	saving	NOUN
cblr-2956	1124	38	based	base	VERB
cblr-2956	1124	39	if	if	SCONJ
cblr-2956	1124	40	savings	saving	NOUN
cblr-2956	1124	41	based	base	VERB
cblr-2956	1124	42	based	base	VERB
cblr-2956	1124	43	on	on	ADP
cblr-2956	1124	44	final	final	ADJ
cblr-2956	1124	45	reserve	reserve	NOUN
cblr-2956	1124	46	on	on	ADP
cblr-2956	1124	47	total	total	NOUN
cblr-2956	1124	48	on	on	ADP
cblr-2956	1124	49	initial	initial	ADJ
cblr-2956	1124	50	are	be	AUX
cblr-2956	1124	51	settlement	settlement	NOUN
cblr-2956	1124	52	or	or	CCONJ
cblr-2956	1124	53	reserve	reserve	NOUN
cblr-2956	1124	54	are	be	AUX
cblr-2956	1124	55	positive	positive	ADJ
cblr-2956	1124	56	(	(	PUNCT
cblr-2956	1124	57	)	)	PUNCT
cblr-2956	1125	1	[	[	X
cblr-2956	1125	2	n	n	CCONJ
cblr-2956	1125	3	]	]	X
cblr-2956	1125	4	court	court	NOUN
cblr-2956	1125	5	award	award	NOUN
cblr-2956	1125	6	are	be	AUX
cblr-2956	1125	7	positive	positive	ADJ
cblr-2956	1125	8	(	(	PUNCT
cblr-2956	1125	9	)	)	PUNCT
cblr-2956	1126	1	[	[	X
cblr-2956	1126	2	n	n	X
cblr-2956	1126	3	]	]	X
cblr-2956	1126	4	positive	positive	ADJ
cblr-2956	1126	5	(	(	PUNCT
cblr-2956	1126	6	$	$	SYM
cblr-2956	1126	7	)	)	PUNCT
cblr-2956	1127	1	[	[	X
cblr-2956	1127	2	n	n	X
cblr-2956	1127	3	]	]	PUNCT
cblr-2956	1127	4	206,851	206,851	NUM
cblr-2956	1127	5	256,777	256,777	NUM
cblr-2956	1127	6	529,555	529,555	NUM
cblr-2956	1127	7	a.	a.	NOUN
cblr-2956	1127	8	fatality	fatality	NOUN
cblr-2956	1128	1	[	[	X
cblr-2956	1128	2	823	823	NUM
cblr-2956	1128	3	]	]	X
cblr-2956	1129	1	[	[	X
cblr-2956	1129	2	606	606	NUM
cblr-2956	1129	3	]	]	X
cblr-2956	1129	4	[	[	X
cblr-2956	1129	5	806	806	NUM
cblr-2956	1129	6	]	]	X
cblr-2956	1129	7	[	[	X
cblr-2956	1129	8	823	823	NUM
cblr-2956	1129	9	]	]	PUNCT
cblr-2956	1129	10	b.	b.	NOUN
cblr-2956	1129	11	serious	serious	ADJ
cblr-2956	1129	12	nonfatal	nonfatal	ADJ
cblr-2956	1129	13	226,551	226,551	NUM
cblr-2956	1129	14	285,416	285,416	NUM
cblr-2956	1129	15	445,733	445,733	NUM
cblr-2956	1129	16	injury	injury	NOUN
cblr-2956	1130	1	[	[	X
cblr-2956	1130	2	607	607	NUM
cblr-2956	1130	3	]	]	PUNCT
cblr-2956	1131	1	[	[	X
cblr-2956	1131	2	396	396	NUM
cblr-2956	1131	3	]	]	X
cblr-2956	1132	1	[	[	X
cblr-2956	1132	2	597	597	NUM
cblr-2956	1132	3	]	]	X
cblr-2956	1132	4	[	[	X
cblr-2956	1132	5	607	607	NUM
cblr-2956	1132	6	]	]	PUNCT
cblr-2956	1132	7	(	(	PUNCT
cblr-2956	1132	8	continued	continue	VERB
cblr-2956	1132	9	on	on	ADP
cblr-2956	1132	10	next	next	ADJ
cblr-2956	1132	11	page	page	NOUN
cblr-2956	1132	12	)	)	PUNCT
cblr-2956	1132	13	coluama	coluama	PROPN
cblr-2956	1133	1	b	b	NUM
cblr-2956	1133	2	usiness	usiness	NOUN
cblr-2956	1133	3	la	la	PROPN
cblr-2956	1133	4	w	w	PROPN
cblr-2956	1133	5	re	re	PROPN
cblr-2956	1133	6	vie	vie	PROPN
cblr-2956	1133	7	w	w	PROPN
cblr-2956	1134	1	[	[	X
cblr-2956	1134	2	vol	vol	NOUN
cblr-2956	1134	3	.	.	PUNCT
cblr-2956	1134	4	2008	2008	NUM
cblr-2956	1134	5	early	early	ADV
cblr-2956	1134	6	offers	offer	VERB
cblr-2956	1134	7	reform	reform	NOUN
cblr-2956	1134	8	(	(	PUNCT
cblr-2956	1134	9	continued	continue	VERB
cblr-2956	1134	10	from	from	ADP
cblr-2956	1134	11	previous	previous	ADJ
cblr-2956	1134	12	page	page	NOUN
cblr-2956	1134	13	)	)	PUNCT
cblr-2956	1134	14	c.	c.	NOUN
cblr-2956	1134	15	other	other	ADJ
cblr-2956	1134	16	nonfatal	nonfatal	ADJ
cblr-2956	1134	17	injuries	injury	NOUN
cblr-2956	1134	18	and	and	CCONJ
cblr-2956	1134	19	short	short	ADJ
cblr-2956	1134	20	form	form	NOUN
cblr-2956	1134	21	59,490	59,490	NUM
cblr-2956	1134	22	80,371	80,371	NUM
cblr-2956	1134	23	127,707	127,707	NUM
cblr-2956	1134	24	claims	claim	NOUN
cblr-2956	1134	25	[	[	X
cblr-2956	1134	26	6,713	6,713	NUM
cblr-2956	1134	27	]	]	PUNCT
cblr-2956	1135	1	[	[	X
cblr-2956	1135	2	4,538	4,538	X
cblr-2956	1135	3	]	]	X
cblr-2956	1136	1	[	[	X
cblr-2956	1136	2	6,575	6,575	NUM
cblr-2956	1136	3	]	]	PUNCT
cblr-2956	1137	1	[	[	X
cblr-2956	1137	2	6,713	6,713	NUM
cblr-2956	1137	3	]	]	PUNCT
cblr-2956	1137	4	d.	d.	PROPN
cblr-2956	1137	5	all	all	PRON
cblr-2956	1137	6	claims	claim	VERB
cblr-2956	1137	7	without	without	ADP
cblr-2956	1137	8	exemplary	exemplary	ADJ
cblr-2956	1137	9	damages	damage	NOUN
cblr-2956	1137	10	87,551	87,551	NUM
cblr-2956	1137	11	113,536	113,536	NUM
cblr-2956	1137	12	192,027	192,027	NUM
cblr-2956	1138	1	[	[	X
cblr-2956	1138	2	8,143	8,143	NUM
cblr-2956	1138	3	]	]	X
cblr-2956	1139	1	[	[	X
cblr-2956	1139	2	5,540	5,540	NUM
cblr-2956	1139	3	]	]	X
cblr-2956	1139	4	[	[	X
cblr-2956	1139	5	7,978	7,978	NUM
cblr-2956	1139	6	]	]	PUNCT
cblr-2956	1139	7	[	[	X
cblr-2956	1139	8	8,143	8,143	X
cblr-2956	1139	9	]	]	X
cblr-2956	1139	10	e.	e.	PROPN
cblr-2956	1139	11	fatality	fatality	PROPN
cblr-2956	1139	12	minimum	minimum	NOUN
cblr-2956	1139	13	335,566	335,566	NUM
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cblr-2956	1139	15	723,823	723,823	NUM
cblr-2956	1139	16	$	$	SYM
cblr-2956	1139	17	250,000	250,000	NUM
cblr-2956	1139	18	[	[	PUNCT
cblr-2956	1139	19	823	823	NUM
cblr-2956	1139	20	]	]	PUNCT
cblr-2956	1140	1	[	[	X
cblr-2956	1140	2	304	304	NUM
cblr-2956	1140	3	]	]	X
cblr-2956	1141	1	[	[	X
cblr-2956	1141	2	592	592	NUM
cblr-2956	1141	3	]	]	PUNCT
cblr-2956	1142	1	[	[	X
cblr-2956	1142	2	583	583	NUM
cblr-2956	1142	3	]	]	X
cblr-2956	1142	4	f.	f.	NOUN
cblr-2956	1142	5	serious	serious	ADJ
cblr-2956	1142	6	nonfatal	nonfatal	ADJ
cblr-2956	1142	7	injury	injury	NOUN
cblr-2956	1142	8	minimum	minimum	NOUN
cblr-2956	1142	9	440,915	440,915	NUM
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cblr-2956	1142	12	$	$	SYM
cblr-2956	1142	13	250,000	250,000	NUM
cblr-2956	1142	14	[	[	SYM
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cblr-2956	1143	3	]	]	X
cblr-2956	1143	4	[	[	X
cblr-2956	1143	5	406	406	NUM
cblr-2956	1143	6	]	]	PUNCT
cblr-2956	1143	7	[	[	X
cblr-2956	1143	8	385	385	NUM
cblr-2956	1143	9	]	]	PUNCT
cblr-2956	1143	10	g.	g.	NOUN
cblr-2956	1143	11	fatality	fatality	PROPN
cblr-2956	1143	12	minimum	minimum	NOUN
cblr-2956	1143	13	262,951	262,951	NUM
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cblr-2956	1143	16	$	$	SYM
cblr-2956	1143	17	100,000	100,000	NUM
cblr-2956	1143	18	[	[	PUNCT
cblr-2956	1143	19	823	823	NUM
cblr-2956	1143	20	]	]	PUNCT
cblr-2956	1144	1	[	[	X
cblr-2956	1144	2	443	443	NUM
cblr-2956	1144	3	]	]	X
cblr-2956	1144	4	[	[	X
cblr-2956	1144	5	720	720	X
cblr-2956	1144	6	]	]	X
cblr-2956	1144	7	[	[	X
cblr-2956	1144	8	726	726	NUM
cblr-2956	1144	9	]	]	X
cblr-2956	1144	10	h.	h.	NOUN
cblr-2956	1144	11	serious	serious	ADJ
cblr-2956	1144	12	nonfatal	nonfatal	ADJ
cblr-2956	1144	13	injury	injury	NOUN
cblr-2956	1144	14	mihimum	mihimum	NOUN
cblr-2956	1144	15	325,299	325,299	NUM
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cblr-2956	1144	18	$	$	SYM
cblr-2956	1144	19	100,000	100,000	NUM
cblr-2956	1144	20	[	[	X
cblr-2956	1144	21	627	627	NUM
cblr-2956	1144	22	]	]	PUNCT
cblr-2956	1145	1	[	[	X
cblr-2956	1145	2	259	259	NUM
cblr-2956	1145	3	]	]	X
cblr-2956	1145	4	[	[	X
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cblr-2956	1145	6	]	]	PUNCT
cblr-2956	1145	7	[	[	X
cblr-2956	1145	8	525	525	NUM
cblr-2956	1145	9	]	]	PUNCT
cblr-2956	1145	10	i.	i.	NOUN
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cblr-2956	1145	16	$	$	SYM
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cblr-2956	1145	18	[	[	PUNCT
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cblr-2956	1145	20	]	]	PUNCT
cblr-2956	1146	1	[	[	X
cblr-2956	1146	2	199	199	NUM
cblr-2956	1146	3	]	]	X
cblr-2956	1146	4	[	[	X
cblr-2956	1146	5	433	433	NUM
cblr-2956	1146	6	]	]	PUNCT
cblr-2956	1146	7	[	[	X
cblr-2956	1146	8	409	409	NUM
cblr-2956	1146	9	]	]	X
cblr-2956	1146	10	j.	j.	PROPN
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cblr-2956	1146	12	nonfatal	nonfatal	ADJ
cblr-2956	1146	13	injury	injury	NOUN
cblr-2956	1146	14	minimum	minimum	NOUN
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cblr-2956	1146	17	864,867	864,867	NUM
cblr-2956	1146	18	$	$	SYM
cblr-2956	1146	19	500,000	500,000	NUM
cblr-2956	1146	20	[	[	X
cblr-2956	1146	21	627	627	NUM
cblr-2956	1146	22	]	]	X
cblr-2956	1147	1	[	[	X
cblr-2956	1147	2	111	111	NUM
cblr-2956	1147	3	]	]	PUNCT
cblr-2956	1147	4	[	[	X
cblr-2956	1147	5	298	298	NUM
cblr-2956	1147	6	]	]	X
cblr-2956	1147	7	[	[	X
cblr-2956	1147	8	281	281	NUM
cblr-2956	1147	9	]	]	PUNCT
cblr-2956	1147	10	note	note	NOUN
cblr-2956	1147	11	:	:	PUNCT
cblr-2956	1147	12	litigation	litigation	NOUN
cblr-2956	1147	13	costs	cost	NOUN
cblr-2956	1147	14	saved	save	VERB
cblr-2956	1147	15	calculated	calculate	VERB
cblr-2956	1147	16	as	as	ADP
cblr-2956	1147	17	:	:	PUNCT
cblr-2956	1147	18	(	(	PUNCT
cblr-2956	1147	19	1	1	X
cblr-2956	1147	20	)	)	PUNCT
cblr-2956	1147	21	0.23	0.23	NUM
cblr-2956	1147	22	total	total	ADJ
cblr-2956	1147	23	settlement	settlement	NOUN
cblr-2956	1147	24	or	or	CCONJ
cblr-2956	1147	25	court	court	NOUN
cblr-2956	1147	26	award	award	NOUN
cblr-2956	1147	27	+	+	CCONJ
cblr-2956	1147	28	(	(	PUNCT
cblr-2956	1147	29	pv	pv	NOUN
cblr-2956	1147	30	23/33	23/33	NUM
cblr-2956	1147	31	initial	initial	ADJ
cblr-2956	1147	32	expense	expense	NOUN
cblr-2956	1147	33	reserve	reserve	NOUN
cblr-2956	1147	34	)	)	PUNCT
cblr-2956	1147	35	.	.	PUNCT
cblr-2956	1148	1	(	(	PUNCT
cblr-2956	1148	2	2	2	X
cblr-2956	1148	3	)	)	PUNCT
cblr-2956	1148	4	0.23	0.23	NUM
cblr-2956	1148	5	total	total	ADJ
cblr-2956	1148	6	settlement	settlement	NOUN
cblr-2956	1148	7	or	or	CCONJ
cblr-2956	1148	8	court	court	NOUN
cblr-2956	1148	9	award	award	NOUN
cblr-2956	1148	10	+	+	CCONJ
cblr-2956	1148	11	23/33	23/33	NUM
cblr-2956	1148	12	final	final	ADJ
cblr-2956	1148	13	expense	expense	NOUN
cblr-2956	1148	14	reserve	reserve	NOUN
cblr-2956	1148	15	.	.	PUNCT
cblr-2956	1149	1	(	(	PUNCT
cblr-2956	1149	2	3	3	X
cblr-2956	1149	3	)	)	PUNCT
cblr-2956	1149	4	0.23	0.23	NUM
cblr-2956	1149	5	total	total	ADJ
cblr-2956	1149	6	settlement	settlement	NOUN
cblr-2956	1149	7	or	or	CCONJ
cblr-2956	1149	8	court	court	NOUN
cblr-2956	1149	9	award	award	NOUN
cblr-2956	1149	10	+	+	CCONJ
cblr-2956	1149	11	23/33	23/33	NUM
cblr-2956	1149	12	attorney	attorney	NOUN
cblr-2956	1149	13	expenses	expense	NOUN
cblr-2956	1149	14	.	.	PUNCT
cblr-2956	1150	1	no	no	INTJ
cblr-2956	1150	2	.	.	PUNCT
cblr-2956	1151	1	2:423	2:423	NUM
cblr-2956	1151	2	]	]	X
cblr-2956	1151	3	columbia	columbia	PROPN
cblr-2956	1151	4	b	b	PROPN
cblr-2956	1151	5	usiness	usiness	PROPN
cblr-2956	1151	6	law	law	PROPN
cblr-2956	1151	7	re	re	PROPN
cblr-2956	1151	8	vie	vie	PROPN
cblr-2956	1151	9	w	w	PROPN
cblr-2956	1151	10	table	table	NOUN
cblr-2956	1151	11	15	15	NUM
cblr-2956	1151	12	:	:	PUNCT
cblr-2956	1151	13	average	average	ADJ
cblr-2956	1151	14	litigation	litigation	NOUN
cblr-2956	1151	15	cost	cost	VERB
cblr-2956	1151	16	savings	saving	NOUN
cblr-2956	1151	17	from	from	ADP
cblr-2956	1151	18	early	early	ADJ
cblr-2956	1151	19	offer	offer	NOUN
cblr-2956	1151	20	proposal	proposal	NOUN
cblr-2956	1151	21	,	,	PUNCT
cblr-2956	1151	22	deducting	deduct	VERB
cblr-2956	1151	23	collateral	collateral	ADJ
cblr-2956	1151	24	sources	source	NOUN
cblr-2956	1151	25	,	,	PUNCT
cblr-2956	1151	26	only	only	ADV
cblr-2956	1151	27	claims	claim	NOUN
cblr-2956	1151	28	not	not	PART
cblr-2956	1151	29	involving	involve	VERB
cblr-2956	1151	30	workers	worker	NOUN
cblr-2956	1151	31	'	'	PART
cblr-2956	1151	32	compensation	compensation	NOUN
cblr-2956	1151	33	panel	panel	NOUN
cblr-2956	1151	34	a	a	X
cblr-2956	1151	35	:	:	PUNCT
cblr-2956	1151	36	by	by	ADP
cblr-2956	1151	37	type	type	NOUN
cblr-2956	1151	38	of	of	ADP
cblr-2956	1151	39	damages	damage	NOUN
cblr-2956	1151	40	(	(	PUNCT
cblr-2956	1151	41	1	1	NUM
cblr-2956	1151	42	)	)	PUNCT
cblr-2956	1151	43	(	(	PUNCT
cblr-2956	1151	44	2	2	NUM
cblr-2956	1151	45	)	)	PUNCT
cblr-2956	1151	46	(	(	PUNCT
cblr-2956	1151	47	3	3	X
cblr-2956	1151	48	)	)	PUNCT
cblr-2956	1151	49	litigation	litigation	NOUN
cblr-2956	1151	50	costs	cost	VERB
cblr-2956	1151	51	litigation	litigation	NOUN
cblr-2956	1151	52	costs	cost	VERB
cblr-2956	1151	53	litigation	litigation	NOUN
cblr-2956	1151	54	costs	cost	NOUN
cblr-2956	1151	55	reduced	reduce	VERB
cblr-2956	1151	56	reduced	reduced	ADJ
cblr-2956	1151	57	reduced	reduce	VERB
cblr-2956	1151	58	if	if	SCONJ
cblr-2956	1151	59	savings	saving	NOUN
cblr-2956	1151	60	if	if	SCONJ
cblr-2956	1151	61	savings	saving	NOUN
cblr-2956	1151	62	based	base	VERB
cblr-2956	1151	63	if	if	SCONJ
cblr-2956	1151	64	savings	saving	NOUN
cblr-2956	1151	65	based	base	VERB
cblr-2956	1151	66	based	base	VERB
cblr-2956	1151	67	on	on	ADP
cblr-2956	1151	68	final	final	ADJ
cblr-2956	1151	69	reserve	reserve	NOUN
cblr-2956	1151	70	on	on	ADP
cblr-2956	1151	71	total	total	NOUN
cblr-2956	1151	72	on	on	ADP
cblr-2956	1151	73	initial	initial	ADJ
cblr-2956	1151	74	are	be	AUX
cblr-2956	1151	75	settlement	settlement	NOUN
cblr-2956	1151	76	or	or	CCONJ
cblr-2956	1151	77	reserve	reserve	NOUN
cblr-2956	1151	78	are	be	AUX
cblr-2956	1151	79	positive	positive	ADJ
cblr-2956	1151	80	(	(	PUNCT
cblr-2956	1151	81	$	$	SYM
cblr-2956	1151	82	)	)	PUNCT
cblr-2956	1152	1	[	[	X
cblr-2956	1152	2	n	n	CCONJ
cblr-2956	1152	3	]	]	X
cblr-2956	1152	4	court	court	NOUN
cblr-2956	1152	5	award	award	NOUN
cblr-2956	1152	6	are	be	AUX
cblr-2956	1152	7	positive	positive	ADJ
cblr-2956	1152	8	(	(	PUNCT
cblr-2956	1152	9	$	$	SYM
cblr-2956	1152	10	)	)	PUNCT
cblr-2956	1153	1	[	[	X
cblr-2956	1153	2	n	n	X
cblr-2956	1153	3	]	]	X
cblr-2956	1153	4	positive	positive	ADJ
cblr-2956	1153	5	[	[	X
cblr-2956	1153	6	(	(	PUNCT
cblr-2956	1153	7	$	$	SYM
cblr-2956	1153	8	)	)	PUNCT
cblr-2956	1153	9	n	n	CCONJ
cblr-2956	1153	10	]	]	PUNCT
cblr-2956	1153	11	a.	a.	NOUN
cblr-2956	1153	12	exemplary	exemplary	PROPN
cblr-2956	1153	13	damages	damage	NOUN
cblr-2956	1153	14	130,614	130,614	NUM
cblr-2956	1153	15	141,371	141,371	NUM
cblr-2956	1153	16	240,265	240,265	NUM
cblr-2956	1153	17	reported	report	VERB
cblr-2956	1153	18	[	[	X
cblr-2956	1153	19	1,144	1,144	NUM
cblr-2956	1153	20	]	]	X
cblr-2956	1154	1	[	[	X
cblr-2956	1154	2	792	792	NUM
cblr-2956	1154	3	]	]	X
cblr-2956	1155	1	[	[	X
cblr-2956	1155	2	1,124	1,124	NUM
cblr-2956	1155	3	]	]	PUNCT
cblr-2956	1156	1	[	[	X
cblr-2956	1156	2	1,144	1,144	NUM
cblr-2956	1156	3	]	]	PUNCT
cblr-2956	1156	4	b.	b.	NOUN
cblr-2956	1157	1	no	no	DET
cblr-2956	1157	2	exemplary	exemplary	ADJ
cblr-2956	1157	3	damages	damage	NOUN
cblr-2956	1157	4	,	,	PUNCT
cblr-2956	1157	5	economic	economic	ADJ
cblr-2956	1157	6	damages	damage	NOUN
cblr-2956	1157	7	reported	report	VERB
cblr-2956	1157	8	8,060	8,060	NUM
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cblr-2956	1157	11	as	as	ADP
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cblr-2956	1157	13	[	[	X
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cblr-2956	1157	15	]	]	PUNCT
cblr-2956	1158	1	[	[	X
cblr-2956	1158	2	6,377	6,377	NUM
cblr-2956	1158	3	]	]	PUNCT
cblr-2956	1158	4	[	[	X
cblr-2956	1158	5	6,377	6,377	NUM
cblr-2956	1158	6	]	]	PUNCT
cblr-2956	1158	7	[	[	X
cblr-2956	1158	8	6,377	6,377	NUM
cblr-2956	1158	9	]	]	X
cblr-2956	1158	10	c.	c.	NOUN
cblr-2956	1158	11	no	no	DET
cblr-2956	1158	12	exemplary	exemplary	ADJ
cblr-2956	1158	13	damages	damage	NOUN
cblr-2956	1158	14	,	,	PUNCT
cblr-2956	1158	15	positive	positive	ADJ
cblr-2956	1158	16	economic	economic	ADJ
cblr-2956	1158	17	damages	damage	NOUN
cblr-2956	1158	18	65,662	65,662	NUM
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cblr-2956	1158	21	reported	report	VERB
cblr-2956	1158	22	[	[	X
cblr-2956	1158	23	4,523	4,523	NUM
cblr-2956	1158	24	]	]	PUNCT
cblr-2956	1159	1	[	[	X
cblr-2956	1159	2	2,273	2,273	NUM
cblr-2956	1159	3	]	]	PUNCT
cblr-2956	1159	4	[	[	X
cblr-2956	1159	5	4,356	4,356	NUM
cblr-2956	1159	6	]	]	X
cblr-2956	1159	7	[	[	X
cblr-2956	1159	8	4,523	4,523	NUM
cblr-2956	1159	9	]	]	X
cblr-2956	1159	10	d.	d.	PROPN
cblr-2956	1159	11	imputed	impute	VERB
cblr-2956	1159	12	economic	economic	ADJ
cblr-2956	1159	13	23,445	23,445	NUM
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cblr-2956	1159	15	58,953	58,953	NUM
cblr-2956	1159	16	damages	damage	NOUN
cblr-2956	1159	17	[	[	X
cblr-2956	1159	18	18,903	18,903	NUM
cblr-2956	1159	19	]	]	PUNCT
cblr-2956	1160	1	[	[	X
cblr-2956	1160	2	14,606	14,606	X
cblr-2956	1160	3	]	]	X
cblr-2956	1161	1	[	[	X
cblr-2956	1161	2	18,533	18,533	NUM
cblr-2956	1161	3	]	]	PUNCT
cblr-2956	1162	1	[	[	X
cblr-2956	1162	2	18,903	18,903	NUM
cblr-2956	1162	3	]	]	PUNCT
cblr-2956	1162	4	e.	e.	PROPN
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cblr-2956	1162	6	claims	claim	VERB
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cblr-2956	1163	1	[	[	X
cblr-2956	1163	2	30,947	30,947	NUM
cblr-2956	1163	3	]	]	PUNCT
cblr-2956	1163	4	[	[	X
cblr-2956	1163	5	24,048	24,048	NUM
cblr-2956	1163	6	]	]	X
cblr-2956	1163	7	[	[	X
cblr-2956	1163	8	30,390	30,390	NUM
cblr-2956	1163	9	]	]	PUNCT
cblr-2956	1163	10	[	[	X
cblr-2956	1163	11	30,947	30,947	NUM
cblr-2956	1163	12	]	]	PUNCT
cblr-2956	1163	13	panel	panel	NOUN
cblr-2956	1163	14	b	b	NOUN
cblr-2956	1163	15	:	:	PUNCT
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cblr-2956	1163	19	,	,	PUNCT
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cblr-2956	1163	21	claims	claim	NOUN
cblr-2956	1163	22	reporting	reporting	NOUN
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cblr-2956	1163	24	damages	damage	NOUN
cblr-2956	1163	25	(	(	PUNCT
cblr-2956	1163	26	1	1	NUM
cblr-2956	1163	27	)	)	PUNCT
cblr-2956	1163	28	(	(	PUNCT
cblr-2956	1163	29	2	2	NUM
cblr-2956	1163	30	)	)	PUNCT
cblr-2956	1163	31	(	(	PUNCT
cblr-2956	1163	32	3	3	X
cblr-2956	1163	33	)	)	PUNCT
cblr-2956	1163	34	litigation	litigation	NOUN
cblr-2956	1163	35	costs	cost	VERB
cblr-2956	1163	36	litigation	litigation	NOUN
cblr-2956	1163	37	costs	cost	VERB
cblr-2956	1163	38	litigation	litigation	NOUN
cblr-2956	1163	39	costs	cost	NOUN
cblr-2956	1163	40	reduced	reduce	VERB
cblr-2956	1163	41	reduced	reduced	ADJ
cblr-2956	1163	42	reduced	reduce	VERB
cblr-2956	1163	43	if	if	SCONJ
cblr-2956	1163	44	savings	saving	NOUN
cblr-2956	1163	45	if	if	SCONJ
cblr-2956	1163	46	savings	saving	NOUN
cblr-2956	1163	47	based	base	VERB
cblr-2956	1163	48	if	if	SCONJ
cblr-2956	1163	49	savings	saving	NOUN
cblr-2956	1163	50	based	base	VERB
cblr-2956	1163	51	based	base	VERB
cblr-2956	1163	52	on	on	ADP
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cblr-2956	1163	55	on	on	ADP
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cblr-2956	1163	57	on	on	ADP
cblr-2956	1163	58	initial	initial	ADJ
cblr-2956	1163	59	are	be	AUX
cblr-2956	1163	60	settlement	settlement	NOUN
cblr-2956	1163	61	or	or	CCONJ
cblr-2956	1163	62	reserve	reserve	NOUN
cblr-2956	1163	63	are	be	AUX
cblr-2956	1163	64	positive	positive	ADJ
cblr-2956	1163	65	(	(	PUNCT
cblr-2956	1163	66	$	$	SYM
cblr-2956	1163	67	)	)	PUNCT
cblr-2956	1164	1	[	[	X
cblr-2956	1164	2	n	n	CCONJ
cblr-2956	1164	3	]	]	X
cblr-2956	1164	4	court	court	NOUN
cblr-2956	1164	5	award	award	NOUN
cblr-2956	1164	6	are	be	AUX
cblr-2956	1164	7	positive	positive	ADJ
cblr-2956	1164	8	(	(	PUNCT
cblr-2956	1164	9	$	$	SYM
cblr-2956	1164	10	)	)	PUNCT
cblr-2956	1165	1	[	[	X
cblr-2956	1165	2	n	n	CCONJ
cblr-2956	1165	3	]	]	X
cblr-2956	1165	4	positive	positive	ADJ
cblr-2956	1165	5	(	(	PUNCT
cblr-2956	1165	6	$	$	SYM
cblr-2956	1165	7	)	)	PUNCT
cblr-2956	1166	1	[	[	X
cblr-2956	1166	2	n	n	X
cblr-2956	1166	3	]	]	PUNCT
cblr-2956	1166	4	136,492	136,492	NUM
cblr-2956	1166	5	187,869	187,869	NUM
cblr-2956	1166	6	284,702	284,702	NUM
cblr-2956	1166	7	a.	a.	NOUN
cblr-2956	1166	8	fatality	fatality	NOUN
cblr-2956	1167	1	[	[	X
cblr-2956	1167	2	1,5651	1,5651	NOUN
cblr-2956	1167	3	[	[	X
cblr-2956	1167	4	1,087	1,087	NUM
cblr-2956	1167	5	]	]	X
cblr-2956	1168	1	[	[	X
cblr-2956	1168	2	1,509	1,509	NUM
cblr-2956	1168	3	]	]	X
cblr-2956	1168	4	[	[	X
cblr-2956	1168	5	1,565	1,565	NUM
cblr-2956	1168	6	]	]	X
cblr-2956	1168	7	b.	b.	NOUN
cblr-2956	1169	1	serious	serious	ADJ
cblr-2956	1169	2	nonfatal	nonfatal	ADJ
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cblr-2956	1169	5	418,348	418,348	NUM
cblr-2956	1169	6	injury	injury	NOUN
cblr-2956	1170	1	[	[	X
cblr-2956	1170	2	822	822	NUM
cblr-2956	1170	3	]	]	PUNCT
cblr-2956	1170	4	[	[	X
cblr-2956	1170	5	457	457	NUM
cblr-2956	1170	6	]	]	X
cblr-2956	1170	7	[	[	X
cblr-2956	1170	8	789	789	NUM
cblr-2956	1170	9	]	]	PUNCT
cblr-2956	1170	10	[	[	X
cblr-2956	1170	11	822	822	NUM
cblr-2956	1170	12	]	]	X
cblr-2956	1170	13	(	(	PUNCT
cblr-2956	1170	14	continued	continue	VERB
cblr-2956	1170	15	on	on	ADP
cblr-2956	1170	16	next	next	ADJ
cblr-2956	1170	17	page	page	NOUN
cblr-2956	1170	18	)	)	PUNCT
cblr-2956	1171	1	[	[	X
cblr-2956	1171	2	vol	vol	NOUN
cblr-2956	1171	3	.	.	NOUN
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cblr-2956	1171	7	offers	offer	VERB
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cblr-2956	1171	9	(	(	PUNCT
cblr-2956	1171	10	continued	continue	VERB
cblr-2956	1171	11	from	from	ADP
cblr-2956	1171	12	previous	previous	ADJ
cblr-2956	1171	13	page	page	NOUN
cblr-2956	1171	14	)	)	PUNCT
cblr-2956	1171	15	c.	c.	NOUN
cblr-2956	1171	16	other	other	ADJ
cblr-2956	1171	17	nonfatal	nonfatal	ADJ
cblr-2956	1171	18	injuries	injury	NOUN
cblr-2956	1171	19	and	and	CCONJ
cblr-2956	1171	20	short	short	ADJ
cblr-2956	1171	21	form	form	NOUN
cblr-2956	1171	22	14,032	14,032	NUM
cblr-2956	1171	23	23,232	23,232	NUM
cblr-2956	1171	24	32,922	32,922	NUM
cblr-2956	1171	25	claims	claim	NOUN
cblr-2956	1171	26	[	[	X
cblr-2956	1171	27	27,416	27,416	NUM
cblr-2956	1171	28	]	]	PUNCT
cblr-2956	1172	1	[	[	X
cblr-2956	1172	2	21,712	21,712	NUM
cblr-2956	1172	3	]	]	PUNCT
cblr-2956	1173	1	[	[	X
cblr-2956	1173	2	26,968	26,968	NUM
cblr-2956	1173	3	]	]	PUNCT
cblr-2956	1173	4	[	[	X
cblr-2956	1173	5	27,416	27,416	NUM
cblr-2956	1173	6	]	]	PUNCT
cblr-2956	1173	7	d.	d.	PROPN
cblr-2956	1173	8	all	all	PRON
cblr-2956	1173	9	claims	claim	VERB
cblr-2956	1173	10	without	without	ADP
cblr-2956	1173	11	exemplary	exemplary	ADJ
cblr-2956	1173	12	damages	damage	NOUN
cblr-2956	1173	13	23,353	23,353	NUM
cblr-2956	1173	14	37,728	37,728	NUM
cblr-2956	1173	15	56,774	56,774	NUM
cblr-2956	1173	16	[	[	X
cblr-2956	1173	17	29,803	29,803	NUM
cblr-2956	1173	18	]	]	PUNCT
cblr-2956	1174	1	[	[	X
cblr-2956	1174	2	23,256	23,256	NUM
cblr-2956	1174	3	]	]	PUNCT
cblr-2956	1175	1	[	[	X
cblr-2956	1175	2	29,266	29,266	NUM
cblr-2956	1175	3	]	]	PUNCT
cblr-2956	1175	4	[	[	X
cblr-2956	1175	5	29,803	29,803	NUM
cblr-2956	1175	6	]	]	PUNCT
cblr-2956	1175	7	e.	e.	PROPN
cblr-2956	1175	8	fatality	fatality	PROPN
cblr-2956	1175	9	minimum	minimum	NOUN
cblr-2956	1175	10	280,913	280,913	NUM
cblr-2956	1175	11	300,516	300,516	NUM
cblr-2956	1175	12	498,037	498,037	NUM
cblr-2956	1175	13	$	$	SYM
cblr-2956	1175	14	250,000	250,000	NUM
cblr-2956	1175	15	[	[	NOUN
cblr-2956	1175	16	1,565	1,565	NUM
cblr-2956	1175	17	]	]	PUNCT
cblr-2956	1176	1	[	[	X
cblr-2956	1176	2	400	400	NUM
cblr-2956	1176	3	]	]	PUNCT
cblr-2956	1177	1	[	[	X
cblr-2956	1177	2	855	855	NUM
cblr-2956	1177	3	]	]	PUNCT
cblr-2956	1177	4	[	[	X
cblr-2956	1177	5	818	818	NUM
cblr-2956	1177	6	]	]	PUNCT
cblr-2956	1177	7	f.	f.	NOUN
cblr-2956	1177	8	serious	serious	ADJ
cblr-2956	1177	9	nonfatal	nonfatal	ADJ
cblr-2956	1177	10	injury	injury	NOUN
cblr-2956	1177	11	minimum	minimum	NOUN
cblr-2956	1177	12	431,810	431,810	NUM
cblr-2956	1177	13	403,279	403,279	NUM
cblr-2956	1177	14	735,319	735,319	NUM
cblr-2956	1177	15	$	$	SYM
cblr-2956	1177	16	250,000	250,000	NUM
cblr-2956	1177	17	[	[	X
cblr-2956	1177	18	822	822	NUM
cblr-2956	1177	19	]	]	PUNCT
cblr-2956	1178	1	[	[	X
cblr-2956	1178	2	180	180	NUM
cblr-2956	1178	3	]	]	PUNCT
cblr-2956	1178	4	[	[	X
cblr-2956	1178	5	452	452	NUM
cblr-2956	1178	6	]	]	PUNCT
cblr-2956	1179	1	[	[	X
cblr-2956	1179	2	444	444	NUM
cblr-2956	1179	3	]	]	PUNCT
cblr-2956	1179	4	g.	g.	NOUN
cblr-2956	1179	5	fatality	fatality	PROPN
cblr-2956	1179	6	minimum	minimum	NOUN
cblr-2956	1179	7	196,551	196,551	NUM
cblr-2956	1179	8	224,264	224,264	NUM
cblr-2956	1179	9	356,584	356,584	NUM
cblr-2956	1179	10	$	$	SYM
cblr-2956	1179	11	100,000	100,000	NUM
cblr-2956	1179	12	[	[	X
cblr-2956	1179	13	1,565	1,565	NUM
cblr-2956	1179	14	]	]	PUNCT
cblr-2956	1180	1	[	[	X
cblr-2956	1180	2	680	680	NUM
cblr-2956	1180	3	]	]	X
cblr-2956	1181	1	[	[	X
cblr-2956	1181	2	1,236	1,236	NUM
cblr-2956	1181	3	]	]	X
cblr-2956	1182	1	[	[	X
cblr-2956	1182	2	1,2221	1,2221	NUM
cblr-2956	1182	3	h.	h.	NOUN
cblr-2956	1182	4	serious	serious	ADJ
cblr-2956	1182	5	nonfatal	nonfatal	ADJ
cblr-2956	1182	6	injury	injury	NOUN
cblr-2956	1182	7	minimum	minimum	NOUN
cblr-2956	1182	8	309,711	309,711	NUM
cblr-2956	1182	9	308,397	308,397	NUM
cblr-2956	1182	10	539,180	539,180	NUM
cblr-2956	1182	11	$	$	SYM
cblr-2956	1182	12	100,000	100,000	NUM
cblr-2956	1182	13	[	[	X
cblr-2956	1182	14	822	822	NUM
cblr-2956	1182	15	]	]	PUNCT
cblr-2956	1183	1	[	[	X
cblr-2956	1183	2	274	274	NUM
cblr-2956	1183	3	]	]	X
cblr-2956	1183	4	[	[	X
cblr-2956	1183	5	617	617	NUM
cblr-2956	1183	6	]	]	X
cblr-2956	1183	7	[	[	X
cblr-2956	1183	8	629	629	NUM
cblr-2956	1183	9	]	]	PUNCT
cblr-2956	1183	10	i.	i.	NOUN
cblr-2956	1183	11	fatality	fatality	PROPN
cblr-2956	1183	12	minimum	minimum	VERB
cblr-2956	1183	13	385,754	385,754	NUM
cblr-2956	1183	14	411,113	411,113	NUM
cblr-2956	1183	15	714,196	714,196	NUM
cblr-2956	1183	16	$	$	SYM
cblr-2956	1183	17	500,000	500,000	NUM
cblr-2956	1183	18	[	[	NOUN
cblr-2956	1183	19	1,565	1,565	NUM
cblr-2956	1183	20	]	]	PUNCT
cblr-2956	1184	1	[	[	X
cblr-2956	1184	2	2421	2421	NUM
cblr-2956	1184	3	[	[	NOUN
cblr-2956	1184	4	550	550	NUM
cblr-2956	1184	5	]	]	PUNCT
cblr-2956	1184	6	[	[	X
cblr-2956	1184	7	511	511	NUM
cblr-2956	1184	8	]	]	X
cblr-2956	1184	9	j.	j.	PROPN
cblr-2956	1184	10	serious	serious	ADJ
cblr-2956	1184	11	nonfatal	nonfatal	ADJ
cblr-2956	1184	12	injury	injury	NOUN
cblr-2956	1184	13	minimum	minimum	NOUN
cblr-2956	1184	14	584,739	584,739	NUM
cblr-2956	1184	15	554,858	554,858	NUM
cblr-2956	1184	16	1,042,321	1,042,321	NUM
cblr-2956	1184	17	$	$	SYM
cblr-2956	1184	18	500,000	500,000	NUM
cblr-2956	1184	19	[	[	X
cblr-2956	1184	20	822	822	NUM
cblr-2956	1184	21	]	]	PUNCT
cblr-2956	1184	22	[	[	X
cblr-2956	1184	23	121	121	NUM
cblr-2956	1184	24	]	]	X
cblr-2956	1184	25	[	[	X
cblr-2956	1184	26	303	303	NUM
cblr-2956	1184	27	]	]	X
cblr-2956	1184	28	[	[	X
cblr-2956	1184	29	293	293	NUM
cblr-2956	1184	30	]	]	PUNCT
cblr-2956	1184	31	note	note	NOUN
cblr-2956	1184	32	:	:	PUNCT
cblr-2956	1184	33	litigation	litigation	NOUN
cblr-2956	1184	34	costs	cost	NOUN
cblr-2956	1184	35	saved	save	VERB
cblr-2956	1184	36	calculated	calculate	VERB
cblr-2956	1184	37	as	as	ADP
cblr-2956	1184	38	:	:	PUNCT
cblr-2956	1184	39	(	(	PUNCT
cblr-2956	1184	40	1	1	X
cblr-2956	1184	41	)	)	PUNCT
cblr-2956	1184	42	0.23	0.23	NUM
cblr-2956	1184	43	total	total	ADJ
cblr-2956	1184	44	settlement	settlement	NOUN
cblr-2956	1184	45	or	or	CCONJ
cblr-2956	1184	46	court	court	NOUN
cblr-2956	1184	47	award	award	NOUN
cblr-2956	1184	48	+	+	CCONJ
cblr-2956	1184	49	(	(	PUNCT
cblr-2956	1184	50	pv	pv	NOUN
cblr-2956	1184	51	23/33	23/33	NUM
cblr-2956	1184	52	initial	initial	ADJ
cblr-2956	1184	53	expense	expense	NOUN
cblr-2956	1184	54	reserve	reserve	NOUN
cblr-2956	1184	55	)	)	PUNCT
cblr-2956	1184	56	.	.	PUNCT
cblr-2956	1185	1	(	(	PUNCT
cblr-2956	1185	2	2	2	X
cblr-2956	1185	3	)	)	PUNCT
cblr-2956	1185	4	0.23	0.23	NUM
cblr-2956	1185	5	total	total	ADJ
cblr-2956	1185	6	settlement	settlement	NOUN
cblr-2956	1185	7	or	or	CCONJ
cblr-2956	1185	8	court	court	NOUN
cblr-2956	1185	9	award	award	NOUN
cblr-2956	1185	10	+	+	CCONJ
cblr-2956	1185	11	23/33	23/33	NUM
cblr-2956	1185	12	final	final	ADJ
cblr-2956	1185	13	expense	expense	NOUN
cblr-2956	1185	14	reserve	reserve	NOUN
cblr-2956	1185	15	.	.	PUNCT
cblr-2956	1186	1	(	(	PUNCT
cblr-2956	1186	2	3	3	X
cblr-2956	1186	3	)	)	PUNCT
cblr-2956	1186	4	0.23	0.23	NUM
cblr-2956	1186	5	total	total	ADJ
cblr-2956	1186	6	settlement	settlement	NOUN
cblr-2956	1186	7	or	or	CCONJ
cblr-2956	1186	8	court	court	NOUN
cblr-2956	1186	9	award	award	NOUN
cblr-2956	1186	10	+	+	CCONJ
cblr-2956	1186	11	23/33	23/33	NUM
cblr-2956	1186	12	attorney	attorney	NOUN
cblr-2956	1186	13	expenses	expense	NOUN
cblr-2956	1186	14	.	.	PUNCT
cblr-2956	1187	1	no	no	INTJ
cblr-2956	1187	2	.	.	PUNCT
cblr-2956	1188	1	2:423	2:423	NUM
cblr-2956	1188	2	]	]	X
cblr-2956	1188	3	columbia	columbia	PROPN
cblr-2956	1188	4	business	business	PROPN
cblr-2956	1188	5	law	law	PROPN
cblr-2956	1188	6	review	review	NOUN
cblr-2956	1188	7	table	table	NOUN
cblr-2956	1188	8	16	16	NUM
cblr-2956	1188	9	:	:	PUNCT
cblr-2956	1188	10	average	average	ADJ
cblr-2956	1188	11	gains	gain	NOUN
cblr-2956	1188	12	or	or	CCONJ
cblr-2956	1188	13	losses	loss	NOUN
cblr-2956	1188	14	to	to	ADP
cblr-2956	1188	15	claimants	claimant	NOUN
cblr-2956	1188	16	from	from	ADP
cblr-2956	1188	17	acceptance	acceptance	NOUN
cblr-2956	1188	18	of	of	ADP
cblr-2956	1188	19	early	early	ADJ
cblr-2956	1188	20	offer	offer	NOUN
cblr-2956	1188	21	panel	panel	NOUN
cblr-2956	1188	22	a	a	X
cblr-2956	1188	23	:	:	PUNCT
cblr-2956	1188	24	by	by	ADP
cblr-2956	1188	25	type	type	NOUN
cblr-2956	1188	26	of	of	ADP
cblr-2956	1188	27	damages	damage	NOUN
cblr-2956	1188	28	(	(	PUNCT
cblr-2956	1188	29	1	1	NUM
cblr-2956	1188	30	)	)	PUNCT
cblr-2956	1188	31	(	(	PUNCT
cblr-2956	1188	32	2	2	NUM
cblr-2956	1188	33	)	)	PUNCT
cblr-2956	1188	34	(	(	PUNCT
cblr-2956	1188	35	3	3	X
cblr-2956	1188	36	)	)	PUNCT
cblr-2956	1188	37	claimant	claimant	NOUN
cblr-2956	1188	38	gain	gain	NOUN
cblr-2956	1188	39	claimant	claimant	NOUN
cblr-2956	1188	40	gain	gain	NOUN
cblr-2956	1188	41	or	or	CCONJ
cblr-2956	1188	42	claimant	claimant	ADJ
cblr-2956	1188	43	gain	gain	NOUN
cblr-2956	1188	44	or	or	CCONJ
cblr-2956	1188	45	or	or	CCONJ
cblr-2956	1188	46	loss	loss	NOUN
cblr-2956	1188	47	if	if	SCONJ
cblr-2956	1188	48	loss	loss	NOUN
cblr-2956	1188	49	if	if	SCONJ
cblr-2956	1188	50	loss	loss	NOUN
cblr-2956	1188	51	if	if	SCONJ
cblr-2956	1188	52	early	early	ADJ
cblr-2956	1188	53	offer	offer	VERB
cblr-2956	1188	54	early	early	ADV
cblr-2956	1188	55	offer	offer	NOUN
cblr-2956	1188	56	early	early	ADJ
cblr-2956	1188	57	offer	offer	NOUN
cblr-2956	1188	58	decision	decision	NOUN
cblr-2956	1188	59	decision	decision	NOUN
cblr-2956	1188	60	decision	decision	NOUN
cblr-2956	1188	61	based	base	VERB
cblr-2956	1188	62	on	on	ADP
cblr-2956	1188	63	initial	initial	ADJ
cblr-2956	1188	64	based	base	VERB
cblr-2956	1188	65	on	on	ADP
cblr-2956	1188	66	final	final	ADJ
cblr-2956	1188	67	based	base	VERB
cblr-2956	1188	68	on	on	ADP
cblr-2956	1188	69	total	total	PROPN
cblr-2956	1188	70	reserve	reserve	PROPN
cblr-2956	1188	71	reserve	reserve	PROPN
cblr-2956	1188	72	settlement	settlement	PROPN
cblr-2956	1188	73	or	or	CCONJ
cblr-2956	1188	74	(	(	PUNCT
cblr-2956	1188	75	$	$	SYM
cblr-2956	1188	76	)	)	PUNCT
cblr-2956	1189	1	[	[	X
cblr-2956	1189	2	n	n	X
cblr-2956	1189	3	]	]	X
cblr-2956	1189	4	(	(	PUNCT
cblr-2956	1189	5	$	$	SYM
cblr-2956	1189	6	)	)	PUNCT
cblr-2956	1190	1	[	[	X
cblr-2956	1190	2	n	n	CCONJ
cblr-2956	1190	3	]	]	X
cblr-2956	1190	4	court	court	NOUN
cblr-2956	1190	5	(	(	PUNCT
cblr-2956	1190	6	percent	percent	NOUN
cblr-2956	1190	7	(	(	PUNCT
cblr-2956	1190	8	percent	percent	NOUN
cblr-2956	1190	9	positive	positive	ADJ
cblr-2956	1190	10	)	)	PUNCT
cblr-2956	1190	11	award	award	NOUN
cblr-2956	1190	12	(	(	PUNCT
cblr-2956	1190	13	$	$	SYM
cblr-2956	1190	14	)	)	PUNCT
cblr-2956	1191	1	[	[	X
cblr-2956	1191	2	n	n	CCONJ
cblr-2956	1191	3	]	]	X
cblr-2956	1191	4	positive	positive	ADJ
cblr-2956	1191	5	)	)	PUNCT
cblr-2956	1191	6	(	(	PUNCT
cblr-2956	1191	7	percent	percent	NOUN
cblr-2956	1191	8	positive	positive	ADJ
cblr-2956	1191	9	)	)	PUNCT
cblr-2956	1191	10	a.	a.	NOUN
cblr-2956	1191	11	exemplary	exemplary	NOUN
cblr-2956	1191	12	-319,694	-319,694	PUNCT
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cblr-2956	1191	14	-303,342	-303,342	PUNCT
cblr-2956	1191	15	damages	damage	NOUN
cblr-2956	1191	16	[	[	X
cblr-2956	1191	17	964	964	NUM
cblr-2956	1191	18	]	]	X
cblr-2956	1192	1	[	[	X
cblr-2956	1192	2	1,564	1,564	NUM
cblr-2956	1192	3	]	]	X
cblr-2956	1192	4	[	[	X
cblr-2956	1192	5	1,607	1,607	NUM
cblr-2956	1192	6	]	]	PUNCT
cblr-2956	1192	7	reported	report	VERB
cblr-2956	1192	8	[	[	X
cblr-2956	1192	9	1,607	1,607	NUM
cblr-2956	1192	10	]	]	PUNCT
cblr-2956	1192	11	(	(	PUNCT
cblr-2956	1192	12	4.77	4.77	NUM
cblr-2956	1192	13	%	%	NOUN
cblr-2956	1192	14	)	)	PUNCT
cblr-2956	1192	15	(	(	PUNCT
cblr-2956	1192	16	7.8	7.8	NUM
cblr-2956	1192	17	%	%	NOUN
cblr-2956	1192	18	)	)	PUNCT
cblr-2956	1192	19	(	(	PUNCT
cblr-2956	1192	20	7.97	7.97	NUM
cblr-2956	1192	21	%	%	NOUN
cblr-2956	1192	22	)	)	PUNCT
cblr-2956	1192	23	b.	b.	PROPN
cblr-2956	1193	1	no	no	DET
cblr-2956	1193	2	exemplary	exemplary	ADJ
cblr-2956	1193	3	damages	damage	NOUN
cblr-2956	1193	4	,	,	PUNCT
cblr-2956	1193	5	economic	economic	ADJ
cblr-2956	1193	6	-23,495	-23,495	ADJ
cblr-2956	1193	7	-23,495	-23,495	PROPN
cblr-2956	1193	8	-23,495	-23,495	PROPN
cblr-2956	1193	9	damages	damage	NOUN
cblr-2956	1193	10	reported	report	VERB
cblr-2956	1193	11	[	[	X
cblr-2956	1193	12	7046	7046	NUM
cblr-2956	1193	13	]	]	PUNCT
cblr-2956	1194	1	[	[	X
cblr-2956	1194	2	7,0461	7,0461	NUM
cblr-2956	1194	3	[	[	X
cblr-2956	1194	4	7,046	7,046	NUM
cblr-2956	1194	5	]	]	PUNCT
cblr-2956	1194	6	as	as	ADP
cblr-2956	1194	7	zero	zero	NUM
cblr-2956	1194	8	[	[	X
cblr-2956	1194	9	7,046	7,046	NUM
cblr-2956	1194	10	]	]	PUNCT
cblr-2956	1194	11	(	(	PUNCT
cblr-2956	1194	12	0.00	0.00	NUM
cblr-2956	1194	13	%	%	NOUN
cblr-2956	1194	14	)	)	PUNCT
cblr-2956	1194	15	(	(	PUNCT
cblr-2956	1194	16	0.00	0.00	NUM
cblr-2956	1194	17	%	%	NOUN
cblr-2956	1194	18	)	)	PUNCT
cblr-2956	1194	19	(	(	PUNCT
cblr-2956	1194	20	0.00	0.00	NUM
cblr-2956	1194	21	%	%	NOUN
cblr-2956	1194	22	)	)	PUNCT
cblr-2956	1194	23	c.	c.	NOUN
cblr-2956	1195	1	no	no	DET
cblr-2956	1195	2	exemplary	exemplary	ADJ
cblr-2956	1195	3	damages	damage	NOUN
cblr-2956	1195	4	,	,	PUNCT
cblr-2956	1195	5	positive	positive	ADJ
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cblr-2956	1195	8	-97,833	-97,833	PROPN
cblr-2956	1195	9	economic	economic	ADJ
cblr-2956	1195	10	damages	damage	NOUN
cblr-2956	1196	1	[	[	X
cblr-2956	1196	2	3,112	3,112	NUM
cblr-2956	1196	3	]	]	PUNCT
cblr-2956	1196	4	[	[	X
cblr-2956	1196	5	6,995	6,995	NUM
cblr-2956	1196	6	]	]	X
cblr-2956	1196	7	[	[	X
cblr-2956	1196	8	7,373	7,373	NUM
cblr-2956	1196	9	]	]	PUNCT
cblr-2956	1196	10	reported	report	VERB
cblr-2956	1196	11	[	[	X
cblr-2956	1196	12	7,405	7,405	NUM
cblr-2956	1196	13	]	]	PUNCT
cblr-2956	1196	14	(	(	PUNCT
cblr-2956	1196	15	8.26	8.26	NUM
cblr-2956	1196	16	%	%	NOUN
cblr-2956	1196	17	)	)	PUNCT
cblr-2956	1196	18	(	(	PUNCT
cblr-2956	1196	19	14.21	14.21	NUM
cblr-2956	1196	20	%	%	NOUN
cblr-2956	1196	21	)	)	PUNCT
cblr-2956	1196	22	(	(	PUNCT
cblr-2956	1196	23	14.88	14.88	NUM
cblr-2956	1196	24	%	%	NOUN
cblr-2956	1196	25	)	)	PUNCT
cblr-2956	1196	26	d.	d.	PROPN
cblr-2956	1196	27	imputed	impute	VERB
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cblr-2956	1196	30	-55,369	-55,369	PUNCT
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cblr-2956	1197	1	[	[	X
cblr-2956	1197	2	15,847	15,847	NUM
cblr-2956	1197	3	]	]	PUNCT
cblr-2956	1198	1	[	[	X
cblr-2956	1198	2	22,834	22,834	NUM
cblr-2956	1198	3	]	]	PUNCT
cblr-2956	1199	1	[	[	X
cblr-2956	1199	2	23,495	23,495	NUM
cblr-2956	1199	3	]	]	PUNCT
cblr-2956	1199	4	damages	damage	NOUN
cblr-2956	1199	5	[	[	X
cblr-2956	1199	6	23,495	23,495	NUM
cblr-2956	1199	7	]	]	PUNCT
cblr-2956	1199	8	(	(	PUNCT
cblr-2956	1199	9	0.00	0.00	NUM
cblr-2956	1199	10	%	%	NOUN
cblr-2956	1199	11	)	)	PUNCT
cblr-2956	1199	12	(	(	PUNCT
cblr-2956	1199	13	0.00	0.00	NUM
cblr-2956	1199	14	%	%	NOUN
cblr-2956	1199	15	)	)	PUNCT
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cblr-2956	1199	17	0.00	0.00	NUM
cblr-2956	1199	18	%	%	NOUN
cblr-2956	1199	19	)	)	PUNCT
cblr-2956	1200	1	e.	e.	PROPN
cblr-2956	1201	1	all	all	DET
cblr-2956	1201	2	claims	claim	NOUN
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cblr-2956	1201	6	e.	e.	PROPN
cblr-2956	1202	1	[	[	X
cblr-2956	1202	2	26,969	26,969	X
cblr-2956	1202	3	]	]	PUNCT
cblr-2956	1203	1	[	[	X
cblr-2956	1203	2	38,439	38,439	NUM
cblr-2956	1203	3	]	]	PUNCT
cblr-2956	1203	4	[	[	X
cblr-2956	1203	5	39,521	39,521	NUM
cblr-2956	1203	6	]	]	PUNCT
cblr-2956	1203	7	[	[	X
cblr-2956	1203	8	39,553	39,553	NUM
cblr-2956	1203	9	]	]	PUNCT
cblr-2956	1203	10	(	(	PUNCT
cblr-2956	1203	11	1.12	1.12	NUM
cblr-2956	1203	12	%	%	NOUN
cblr-2956	1203	13	)	)	PUNCT
cblr-2956	1203	14	(	(	PUNCT
cblr-2956	1203	15	2.9	2.9	NUM
cblr-2956	1203	16	%	%	NOUN
cblr-2956	1203	17	)	)	PUNCT
cblr-2956	1203	18	(	(	PUNCT
cblr-2956	1203	19	3.10	3.10	NUM
cblr-2956	1203	20	%	%	NOUN
cblr-2956	1203	21	)	)	PUNCT
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cblr-2956	1203	23	b	b	NOUN
cblr-2956	1203	24	:	:	PUNCT
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cblr-2956	1203	26	injury	injury	NOUN
cblr-2956	1203	27	type	type	NOUN
cblr-2956	1203	28	,	,	PUNCT
cblr-2956	1203	29	excluding	exclude	VERB
cblr-2956	1203	30	claims	claim	NOUN
cblr-2956	1203	31	reporting	reporting	NOUN
cblr-2956	1203	32	exemplary	exemplary	ADJ
cblr-2956	1203	33	damages	damage	NOUN
cblr-2956	1203	34	(	(	PUNCT
cblr-2956	1203	35	1	1	NUM
cblr-2956	1203	36	)	)	PUNCT
cblr-2956	1203	37	(	(	PUNCT
cblr-2956	1203	38	2	2	NUM
cblr-2956	1203	39	)	)	PUNCT
cblr-2956	1203	40	(	(	PUNCT
cblr-2956	1203	41	3	3	X
cblr-2956	1203	42	)	)	PUNCT
cblr-2956	1203	43	claimant	claimant	NOUN
cblr-2956	1203	44	gain	gain	NOUN
cblr-2956	1203	45	claimant	claimant	NOUN
cblr-2956	1203	46	gain	gain	NOUN
cblr-2956	1203	47	or	or	CCONJ
cblr-2956	1203	48	claimant	claimant	ADJ
cblr-2956	1203	49	gain	gain	NOUN
cblr-2956	1203	50	or	or	CCONJ
cblr-2956	1203	51	or	or	CCONJ
cblr-2956	1203	52	loss	loss	NOUN
cblr-2956	1203	53	if	if	SCONJ
cblr-2956	1203	54	loss	loss	NOUN
cblr-2956	1203	55	if	if	SCONJ
cblr-2956	1203	56	loss	loss	NOUN
cblr-2956	1203	57	if	if	SCONJ
cblr-2956	1203	58	early	early	ADJ
cblr-2956	1203	59	offer	offer	VERB
cblr-2956	1203	60	early	early	ADV
cblr-2956	1203	61	offer	offer	NOUN
cblr-2956	1203	62	early	early	ADJ
cblr-2956	1203	63	offer	offer	NOUN
cblr-2956	1203	64	decision	decision	NOUN
cblr-2956	1203	65	decision	decision	NOUN
cblr-2956	1203	66	decision	decision	NOUN
cblr-2956	1203	67	based	base	VERB
cblr-2956	1203	68	on	on	ADP
cblr-2956	1203	69	initial	initial	ADJ
cblr-2956	1203	70	based	base	VERB
cblr-2956	1203	71	on	on	ADP
cblr-2956	1203	72	final	final	ADJ
cblr-2956	1203	73	based	base	VERB
cblr-2956	1203	74	on	on	ADP
cblr-2956	1203	75	total	total	PROPN
cblr-2956	1203	76	reserve	reserve	PROPN
cblr-2956	1203	77	reserve	reserve	PROPN
cblr-2956	1203	78	settlement	settlement	PROPN
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cblr-2956	1203	80	(	(	PUNCT
cblr-2956	1203	81	$	$	SYM
cblr-2956	1203	82	)	)	PUNCT
cblr-2956	1204	1	[	[	X
cblr-2956	1204	2	n	n	X
cblr-2956	1204	3	]	]	X
cblr-2956	1204	4	(	(	PUNCT
cblr-2956	1204	5	$	$	SYM
cblr-2956	1204	6	)	)	PUNCT
cblr-2956	1205	1	[	[	X
cblr-2956	1205	2	n	n	CCONJ
cblr-2956	1205	3	]	]	X
cblr-2956	1205	4	court	court	NOUN
cblr-2956	1205	5	(	(	PUNCT
cblr-2956	1205	6	percent	percent	NOUN
cblr-2956	1205	7	(	(	PUNCT
cblr-2956	1205	8	percent	percent	NOUN
cblr-2956	1205	9	positive	positive	ADJ
cblr-2956	1205	10	)	)	PUNCT
cblr-2956	1205	11	award	award	NOUN
cblr-2956	1205	12	(	(	PUNCT
cblr-2956	1205	13	$	$	SYM
cblr-2956	1205	14	)	)	PUNCT
cblr-2956	1206	1	[	[	X
cblr-2956	1206	2	n	n	CCONJ
cblr-2956	1206	3	]	]	X
cblr-2956	1206	4	positive	positive	ADJ
cblr-2956	1206	5	)	)	PUNCT
cblr-2956	1206	6	(	(	PUNCT
cblr-2956	1206	7	percent	percent	NOUN
cblr-2956	1206	8	positive	positive	ADJ
cblr-2956	1206	9	)	)	PUNCT
cblr-2956	1206	10	-224,095	-224,095	PUNCT
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cblr-2956	1206	12	-250,852	-250,852	PUNCT
cblr-2956	1206	13	a.	a.	NOUN
cblr-2956	1206	14	fatality	fatality	NOUN
cblr-2956	1207	1	[	[	X
cblr-2956	1207	2	2,388	2,388	NUM
cblr-2956	1207	3	]	]	X
cblr-2956	1208	1	[	[	X
cblr-2956	1208	2	1,472	1,472	NUM
cblr-2956	1208	3	]	]	PUNCT
cblr-2956	1209	1	[	[	X
cblr-2956	1209	2	2,2841	2,2841	PROPN
cblr-2956	1209	3	[	[	X
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cblr-2956	1209	5	]	]	X
cblr-2956	1209	6	(	(	PUNCT
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cblr-2956	1209	8	%	%	NOUN
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cblr-2956	1209	10	(	(	PUNCT
cblr-2956	1209	11	3.68	3.68	NUM
cblr-2956	1209	12	%	%	NOUN
cblr-2956	1209	13	)	)	PUNCT
cblr-2956	1209	14	(	(	PUNCT
cblr-2956	1209	15	3.83	3.83	NUM
cblr-2956	1209	16	%	%	NOUN
cblr-2956	1209	17	)	)	PUNCT
cblr-2956	1209	18	(	(	PUNCT
cblr-2956	1209	19	continued	continue	VERB
cblr-2956	1209	20	on	on	ADP
cblr-2956	1209	21	next	next	ADJ
cblr-2956	1209	22	page	page	NOUN
cblr-2956	1209	23	)	)	PUNCT
cblr-2956	1210	1	[	[	X
cblr-2956	1210	2	vol	vol	NOUN
cblr-2956	1210	3	.	.	NOUN
cblr-2956	1210	4	2008	2008	NUM
cblr-2956	1210	5	(	(	PUNCT
cblr-2956	1210	6	continued	continue	VERB
cblr-2956	1210	7	from	from	ADP
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cblr-2956	1210	9	page	page	NOUN
cblr-2956	1210	10	)	)	PUNCT
cblr-2956	1210	11	b.	b.	PROPN
cblr-2956	1211	1	serious	serious	ADJ
cblr-2956	1211	2	nonfatal	nonfatal	ADJ
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cblr-2956	1211	4	-281,109	-281,109	INTJ
cblr-2956	1211	5	-285,194	-285,194	INTJ
cblr-2956	1211	6	ius	ius	PROPN
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cblr-2956	1211	8	[	[	X
cblr-2956	1211	9	672	672	NUM
cblr-2956	1211	10	]	]	PUNCT
cblr-2956	1212	1	[	[	X
cblr-2956	1212	2	1,350	1,350	NUM
cblr-2956	1212	3	]	]	PUNCT
cblr-2956	1212	4	[	[	X
cblr-2956	1212	5	1,424	1,424	NUM
cblr-2956	1212	6	]	]	PUNCT
cblr-2956	1212	7	injury	injury	NOUN
cblr-2956	1212	8	[	[	X
cblr-2956	1212	9	1,429	1,429	NUM
cblr-2956	1212	10	]	]	PUNCT
cblr-2956	1212	11	(	(	PUNCT
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cblr-2956	1212	13	%	%	NOUN
cblr-2956	1212	14	)	)	PUNCT
cblr-2956	1212	15	(	(	PUNCT
cblr-2956	1212	16	5.19	5.19	NUM
cblr-2956	1212	17	%	%	NOUN
cblr-2956	1212	18	)	)	PUNCT
cblr-2956	1212	19	(	(	PUNCT
cblr-2956	1212	20	5.06	5.06	NUM
cblr-2956	1212	21	%	%	NOUN
cblr-2956	1212	22	)	)	PUNCT
cblr-2956	1212	23	c.	c.	NOUN
cblr-2956	1212	24	other	other	ADJ
cblr-2956	1212	25	nonfatal	nonfatal	ADJ
cblr-2956	1212	26	injuries	injury	NOUN
cblr-2956	1212	27	-26,362	-26,362	PUNCT
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cblr-2956	1212	30	and	and	CCONJ
cblr-2956	1212	31	short	short	ADJ
cblr-2956	1212	32	form	form	NOUN
cblr-2956	1212	33	[	[	X
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cblr-2956	1212	35	]	]	PUNCT
cblr-2956	1213	1	[	[	X
cblr-2956	1213	2	33,241	33,241	NUM
cblr-2956	1213	3	]	]	PUNCT
cblr-2956	1213	4	[	[	X
cblr-2956	1213	5	34,111	34,111	NUM
cblr-2956	1213	6	]	]	PUNCT
cblr-2956	1213	7	claims	claim	VERB
cblr-2956	1214	1	[	[	X
cblr-2956	1214	2	34,1291	34,1291	NUM
cblr-2956	1214	3	(	(	PUNCT
cblr-2956	1214	4	0.88	0.88	NUM
cblr-2956	1214	5	%	%	NOUN
cblr-2956	1214	6	)	)	PUNCT
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cblr-2956	1215	1	(	(	PUNCT
cblr-2956	1215	2	2.53	2.53	NUM
cblr-2956	1215	3	%	%	NOUN
cblr-2956	1215	4	)	)	PUNCT
cblr-2956	1215	5	(	(	PUNCT
cblr-2956	1215	6	2.74	2.74	NUM
cblr-2956	1215	7	%	%	NOUN
cblr-2956	1215	8	)	)	PUNCT
cblr-2956	1216	1	d.	d.	PROPN
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cblr-2956	1216	3	claims	claim	VERB
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cblr-2956	1217	1	[	[	X
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cblr-2956	1217	3	]	]	PUNCT
cblr-2956	1218	1	[	[	X
cblr-2956	1218	2	36,875	36,875	NUM
cblr-2956	1218	3	]	]	PUNCT
cblr-2956	1219	1	[	[	X
cblr-2956	1219	2	37,9141	37,9141	NUM
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cblr-2956	1219	4	[	[	X
cblr-2956	1219	5	37,946	37,946	NUM
cblr-2956	1219	6	]	]	PUNCT
cblr-2956	1219	7	(	(	PUNCT
cblr-2956	1219	8	0.99	0.99	NUM
cblr-2956	1219	9	%	%	NOUN
cblr-2956	1219	10	)	)	PUNCT
cblr-2956	1219	11	(	(	PUNCT
cblr-2956	1219	12	2.70	2.70	NUM
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cblr-2956	1219	15	(	(	PUNCT
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cblr-2956	1220	1	e.	e.	PROPN
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cblr-2956	1221	4	(	(	PUNCT
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cblr-2956	1221	6	]	]	PUNCT
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cblr-2956	1222	3	]	]	X
cblr-2956	1222	4	[	[	X
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cblr-2956	1222	6	]	]	SYM
cblr-2956	1222	7	$	$	SYM
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cblr-2956	1223	1	[	[	X
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cblr-2956	1223	3	]	]	PUNCT
cblr-2956	1223	4	(	(	PUNCT
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cblr-2956	1223	6	%	%	NOUN
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cblr-2956	1223	8	(	(	PUNCT
cblr-2956	1223	9	37.84	37.84	NUM
cblr-2956	1223	10	%	%	NOUN
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cblr-2956	1223	12	(	(	PUNCT
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cblr-2956	1224	1	f.	f.	PROPN
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cblr-2956	1224	3	nonfatal	nonfatal	ADJ
cblr-2956	1224	4	injury	injury	NOUN
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cblr-2956	1225	4	[	[	X
cblr-2956	1225	5	844	844	NUM
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cblr-2956	1225	7	[	[	X
cblr-2956	1225	8	826	826	NUM
cblr-2956	1225	9	]	]	SYM
cblr-2956	1225	10	$	$	SYM
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cblr-2956	1225	12	[	[	SYM
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cblr-2956	1225	14	]	]	SYM
cblr-2956	1225	15	(	(	PUNCT
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cblr-2956	1225	19	(	(	PUNCT
cblr-2956	1225	20	34.72	34.72	NUM
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cblr-2956	1225	23	(	(	PUNCT
cblr-2956	1225	24	28.21	28.21	NUM
cblr-2956	1225	25	%	%	NOUN
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cblr-2956	1226	1	[	[	X
cblr-2956	1226	2	1,015	1,015	NUM
cblr-2956	1226	3	]	]	PUNCT
cblr-2956	1226	4	[	[	X
cblr-2956	1226	5	1,934	1,934	NUM
cblr-2956	1226	6	]	]	X
cblr-2956	1226	7	[	[	X
cblr-2956	1226	8	1,939	1,939	NUM
cblr-2956	1226	9	]	]	SYM
cblr-2956	1226	10	$	$	SYM
cblr-2956	1226	11	100,000	100,000	NUM
cblr-2956	1227	1	[	[	X
cblr-2956	1227	2	2,388	2,388	NUM
cblr-2956	1227	3	]	]	PUNCT
cblr-2956	1227	4	(	(	PUNCT
cblr-2956	1227	5	26.70	26.70	NUM
cblr-2956	1227	6	%	%	NOUN
cblr-2956	1227	7	)	)	PUNCT
cblr-2956	1227	8	(	(	PUNCT
cblr-2956	1227	9	27.66	27.66	NUM
cblr-2956	1227	10	%	%	NOUN
cblr-2956	1227	11	)	)	PUNCT
cblr-2956	1227	12	(	(	PUNCT
cblr-2956	1227	13	24.34	24.34	NUM
cblr-2956	1227	14	%	%	NOUN
cblr-2956	1227	15	)	)	PUNCT
cblr-2956	1228	1	h.	h.	PROPN
cblr-2956	1229	1	serious	serious	ADJ
cblr-2956	1229	2	nonfatal	nonfatal	ADJ
cblr-2956	1229	3	-368,503	-368,503	INTJ
cblr-2956	1229	4	-314,122	-314,122	PUNCT
cblr-2956	1229	5	-331,939	-331,939	PROPN
cblr-2956	1229	6	injury	injury	NOUN
cblr-2956	1229	7	minimum	minimum	NOUN
cblr-2956	1230	1	[	[	X
cblr-2956	1230	2	456	456	X
cblr-2956	1230	3	]	]	PUNCT
cblr-2956	1231	1	[	[	X
cblr-2956	1231	2	1,123	1,123	NUM
cblr-2956	1231	3	]	]	PUNCT
cblr-2956	1231	4	[	[	X
cblr-2956	1231	5	1,150	1,150	NUM
cblr-2956	1231	6	]	]	SYM
cblr-2956	1231	7	$	$	SYM
cblr-2956	1231	8	100,000	100,000	NUM
cblr-2956	1231	9	[	[	X
cblr-2956	1231	10	1,429	1,429	NUM
cblr-2956	1231	11	]	]	PUNCT
cblr-2956	1231	12	(	(	PUNCT
cblr-2956	1231	13	25.22	25.22	NUM
cblr-2956	1231	14	%	%	NOUN
cblr-2956	1231	15	)	)	PUNCT
cblr-2956	1231	16	(	(	PUNCT
cblr-2956	1231	17	26.63	26.63	NUM
cblr-2956	1231	18	%	%	NOUN
cblr-2956	1231	19	)	)	PUNCT
cblr-2956	1231	20	(	(	PUNCT
cblr-2956	1231	21	23.30	23.30	NUM
cblr-2956	1231	22	%	%	NOUN
cblr-2956	1231	23	)	)	PUNCT
cblr-2956	1231	24	i.	i.	NOUN
cblr-2956	1231	25	fatality	fatality	NOUN
cblr-2956	1231	26	-293,941	-293,941	PUNCT
cblr-2956	1232	1	-269,244	-269,244	NUM
cblr-2956	1232	2	-361,868	-361,868	PUNCT
cblr-2956	1232	3	minimum	minimum	NOUN
cblr-2956	1233	1	[	[	X
cblr-2956	1233	2	419	419	NUM
cblr-2956	1233	3	]	]	PUNCT
cblr-2956	1234	1	[	[	X
cblr-2956	1234	2	973	973	NUM
cblr-2956	1234	3	]	]	X
cblr-2956	1235	1	[	[	X
cblr-2956	1235	2	913	913	NUM
cblr-2956	1235	3	]	]	SYM
cblr-2956	1235	4	$	$	SYM
cblr-2956	1235	5	500,000	500,000	NUM
cblr-2956	1236	1	[	[	X
cblr-2956	1236	2	2,388	2,388	NUM
cblr-2956	1236	3	]	]	X
cblr-2956	1236	4	(	(	PUNCT
cblr-2956	1236	5	45.58	45.58	NUM
cblr-2956	1236	6	%	%	NOUN
cblr-2956	1236	7	)	)	PUNCT
cblr-2956	1237	1	(	(	PUNCT
cblr-2956	1237	2	46.76	46.76	NUM
cblr-2956	1237	3	%	%	NOUN
cblr-2956	1237	4	)	)	PUNCT
cblr-2956	1237	5	(	(	PUNCT
cblr-2956	1237	6	39.54	39.54	NUM
cblr-2956	1237	7	%	%	NOUN
cblr-2956	1237	8	)	)	PUNCT
cblr-2956	1238	1	j.	j.	PROPN
cblr-2956	1238	2	serious	serious	ADJ
cblr-2956	1238	3	nonfatal	nonfatal	ADJ
cblr-2956	1238	4	injury	injury	NOUN
cblr-2956	1238	5	-519,296	-519,296	PUNCT
cblr-2956	1238	6	-405,190	-405,190	PUNCT
cblr-2956	1238	7	-493,594	-493,594	PUNCT
cblr-2956	1238	8	minimum	minimum	NOUN
cblr-2956	1238	9	[	[	X
cblr-2956	1238	10	211	211	NUM
cblr-2956	1238	11	]	]	PUNCT
cblr-2956	1239	1	[	[	X
cblr-2956	1239	2	593	593	NUM
cblr-2956	1239	3	]	]	PUNCT
cblr-2956	1239	4	[	[	X
cblr-2956	1239	5	572	572	NUM
cblr-2956	1239	6	]	]	SYM
cblr-2956	1239	7	$	$	SYM
cblr-2956	1239	8	500,000	500,000	NUM
cblr-2956	1239	9	[	[	SYM
cblr-2956	1239	10	1,429	1,429	NUM
cblr-2956	1239	11	]	]	PUNCT
cblr-2956	1239	12	(	(	PUNCT
cblr-2956	1239	13	39.34	39.34	NUM
cblr-2956	1239	14	%	%	NOUN
cblr-2956	1239	15	)	)	PUNCT
cblr-2956	1239	16	(	(	PUNCT
cblr-2956	1239	17	43.00	43.00	NUM
cblr-2956	1239	18	%	%	NOUN
cblr-2956	1239	19	)	)	PUNCT
cblr-2956	1239	20	(	(	PUNCT
cblr-2956	1239	21	36.36	36.36	NUM
cblr-2956	1239	22	%	%	NOUN
cblr-2956	1239	23	)	)	PUNCT
cblr-2956	1240	1	no	no	INTJ
cblr-2956	1240	2	.	.	NOUN
cblr-2956	1241	1	2:4231	2:4231	NUM
cblr-2956	1242	1	early	early	ADJ
cblr-2956	1242	2	offers	offer	VERB
cblr-2956	1242	3	reform	reform	PROPN
cblr-2956	1242	4	columbia	columbia	PROPN
cblr-2956	1242	5	business	business	PROPN
cblr-2956	1242	6	la	la	PROPN
cblr-2956	1242	7	wreview	wreview	VERB
cblr-2956	1242	8	[	[	X
cblr-2956	1242	9	vol	vol	NOUN
cblr-2956	1242	10	.	.	NOUN
cblr-2956	1242	11	2008	2008	NUM
cblr-2956	1242	12	table	table	NOUN
cblr-2956	1242	13	17	17	NUM
cblr-2956	1242	14	:	:	PUNCT
cblr-2956	1242	15	average	average	ADJ
cblr-2956	1242	16	gains	gain	NOUN
cblr-2956	1242	17	or	or	CCONJ
cblr-2956	1242	18	losses	loss	NOUN
cblr-2956	1242	19	to	to	ADP
cblr-2956	1242	20	claimants	claimant	NOUN
cblr-2956	1242	21	from	from	ADP
cblr-2956	1242	22	acceptance	acceptance	NOUN
cblr-2956	1242	23	of	of	ADP
cblr-2956	1242	24	early	early	ADJ
cblr-2956	1242	25	offer	offer	NOUN
cblr-2956	1242	26	,	,	PUNCT
cblr-2956	1242	27	only	only	ADV
cblr-2956	1242	28	claims	claim	NOUN
cblr-2956	1242	29	involving	involve	VERB
cblr-2956	1242	30	workers	worker	NOUN
cblr-2956	1242	31	'	'	PART
cblr-2956	1242	32	compensation	compensation	NOUN
cblr-2956	1242	33	panel	panel	NOUN
cblr-2956	1242	34	a	a	X
cblr-2956	1242	35	:	:	PUNCT
cblr-2956	1242	36	by	by	ADP
cblr-2956	1242	37	type	type	NOUN
cblr-2956	1242	38	of	of	ADP
cblr-2956	1242	39	damages	damage	NOUN
cblr-2956	1242	40	(	(	PUNCT
cblr-2956	1242	41	1	1	NUM
cblr-2956	1242	42	)	)	PUNCT
cblr-2956	1242	43	(	(	PUNCT
cblr-2956	1242	44	2	2	NUM
cblr-2956	1242	45	)	)	PUNCT
cblr-2956	1242	46	(	(	PUNCT
cblr-2956	1242	47	3	3	X
cblr-2956	1242	48	)	)	PUNCT
cblr-2956	1242	49	claimant	claimant	ADJ
cblr-2956	1242	50	gain	gain	NOUN
cblr-2956	1242	51	or	or	CCONJ
cblr-2956	1242	52	claimant	claimant	ADJ
cblr-2956	1242	53	gain	gain	NOUN
cblr-2956	1242	54	or	or	CCONJ
cblr-2956	1242	55	claimant	claimant	ADJ
cblr-2956	1242	56	gain	gain	NOUN
cblr-2956	1242	57	or	or	CCONJ
cblr-2956	1242	58	loss	loss	NOUN
cblr-2956	1242	59	if	if	SCONJ
cblr-2956	1242	60	loss	loss	NOUN
cblr-2956	1242	61	if	if	SCONJ
cblr-2956	1242	62	loss	loss	NOUN
cblr-2956	1242	63	if	if	SCONJ
cblr-2956	1242	64	early	early	ADJ
cblr-2956	1242	65	offer	offer	VERB
cblr-2956	1242	66	early	early	ADV
cblr-2956	1242	67	offer	offer	NOUN
cblr-2956	1242	68	early	early	ADJ
cblr-2956	1242	69	offer	offer	NOUN
cblr-2956	1242	70	decision	decision	NOUN
cblr-2956	1242	71	decision	decision	NOUN
cblr-2956	1242	72	decision	decision	NOUN
cblr-2956	1242	73	based	base	VERB
cblr-2956	1242	74	on	on	ADP
cblr-2956	1242	75	initial	initial	ADJ
cblr-2956	1242	76	based	base	VERB
cblr-2956	1242	77	on	on	ADP
cblr-2956	1242	78	final	final	ADJ
cblr-2956	1242	79	based	base	VERB
cblr-2956	1242	80	on	on	ADP
cblr-2956	1242	81	total	total	PROPN
cblr-2956	1242	82	reserve	reserve	PROPN
cblr-2956	1242	83	reserve	reserve	PROPN
cblr-2956	1242	84	settlement	settlement	PROPN
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cblr-2956	1242	86	(	(	PUNCT
cblr-2956	1242	87	$	$	SYM
cblr-2956	1242	88	)	)	PUNCT
cblr-2956	1243	1	[	[	X
cblr-2956	1243	2	n	n	X
cblr-2956	1243	3	]	]	X
cblr-2956	1243	4	(	(	PUNCT
cblr-2956	1243	5	$	$	SYM
cblr-2956	1243	6	)	)	PUNCT
cblr-2956	1244	1	[	[	X
cblr-2956	1244	2	n	n	CCONJ
cblr-2956	1244	3	]	]	X
cblr-2956	1244	4	court	court	NOUN
cblr-2956	1244	5	(	(	PUNCT
cblr-2956	1244	6	percent	percent	NOUN
cblr-2956	1244	7	positive	positive	ADJ
cblr-2956	1244	8	)	)	PUNCT
cblr-2956	1244	9	(	(	PUNCT
cblr-2956	1244	10	percent	percent	NOUN
cblr-2956	1244	11	positive	positive	ADJ
cblr-2956	1244	12	)	)	PUNCT
cblr-2956	1244	13	award	award	NOUN
cblr-2956	1244	14	(	(	PUNCT
cblr-2956	1244	15	)	)	PUNCT
cblr-2956	1245	1	[	[	X
cblr-2956	1245	2	n	n	X
cblr-2956	1245	3	]	]	X
cblr-2956	1245	4	(	(	PUNCT
cblr-2956	1245	5	percent	percent	NOUN
cblr-2956	1245	6	positive	positive	ADJ
cblr-2956	1245	7	)	)	PUNCT
cblr-2956	1245	8	a.	a.	NOUN
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cblr-2956	1245	10	-479,658	-479,658	PUNCT
cblr-2956	1245	11	-445,366	-445,366	PUNCT
cblr-2956	1246	1	-485,106	-485,106	PUNCT
cblr-2956	1246	2	damages	damage	NOUN
cblr-2956	1246	3	[	[	X
cblr-2956	1246	4	234	234	NUM
cblr-2956	1246	5	]	]	X
cblr-2956	1247	1	[	[	X
cblr-2956	1247	2	447	447	NUM
cblr-2956	1247	3	]	]	X
cblr-2956	1248	1	[	[	X
cblr-2956	1248	2	463	463	NUM
cblr-2956	1248	3	]	]	PUNCT
cblr-2956	1248	4	reported	report	VERB
cblr-2956	1248	5	[	[	X
cblr-2956	1248	6	463	463	NUM
cblr-2956	1248	7	]	]	PUNCT
cblr-2956	1248	8	(	(	PUNCT
cblr-2956	1248	9	7.69	7.69	NUM
cblr-2956	1248	10	%	%	NOUN
cblr-2956	1248	11	)	)	PUNCT
cblr-2956	1248	12	(	(	PUNCT
cblr-2956	1248	13	11.41	11.41	NUM
cblr-2956	1248	14	%	%	NOUN
cblr-2956	1248	15	)	)	PUNCT
cblr-2956	1248	16	(	(	PUNCT
cblr-2956	1248	17	11.45	11.45	NUM
cblr-2956	1248	18	%	%	NOUN
cblr-2956	1248	19	)	)	PUNCT
cblr-2956	1248	20	b.	b.	PROPN
cblr-2956	1249	1	no	no	DET
cblr-2956	1249	2	exemplary	exemplary	ADJ
cblr-2956	1249	3	damages	damage	NOUN
cblr-2956	1249	4	,	,	PUNCT
cblr-2956	1249	5	economic	economic	ADJ
cblr-2956	1249	6	damages	damage	NOUN
cblr-2956	1249	7	-53,751	-53,751	PUNCT
cblr-2956	1249	8	-53,751	-53,751	NOUN
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cblr-2956	1249	10	reported	report	VERB
cblr-2956	1249	11	as	as	ADP
cblr-2956	1249	12	zero	zero	NUM
cblr-2956	1249	13	[	[	X
cblr-2956	1249	14	669	669	NUM
cblr-2956	1249	15	]	]	X
cblr-2956	1250	1	[	[	X
cblr-2956	1250	2	669	669	NUM
cblr-2956	1250	3	]	]	X
cblr-2956	1251	1	[	[	X
cblr-2956	1251	2	6691	6691	NUM
cblr-2956	1251	3	[	[	X
cblr-2956	1251	4	669	669	NUM
cblr-2956	1251	5	]	]	PUNCT
cblr-2956	1251	6	(	(	PUNCT
cblr-2956	1251	7	0.00	0.00	NUM
cblr-2956	1251	8	%	%	NOUN
cblr-2956	1251	9	)	)	PUNCT
cblr-2956	1251	10	(	(	PUNCT
cblr-2956	1251	11	0.00	0.00	NUM
cblr-2956	1251	12	%	%	NOUN
cblr-2956	1251	13	)	)	PUNCT
cblr-2956	1251	14	(	(	PUNCT
cblr-2956	1251	15	0.00	0.00	NUM
cblr-2956	1251	16	%	%	NOUN
cblr-2956	1251	17	)	)	PUNCT
cblr-2956	1251	18	c.	c.	NOUN
cblr-2956	1251	19	no	no	DET
cblr-2956	1251	20	exemplary	exemplary	ADJ
cblr-2956	1251	21	damages	damage	NOUN
cblr-2956	1251	22	,	,	PUNCT
cblr-2956	1251	23	positive	positive	ADJ
cblr-2956	1251	24	-162,404	-162,404	PROPN
cblr-2956	1251	25	-125,528	-125,528	PUNCT
cblr-2956	1251	26	-122,499	-122,499	ADP
cblr-2956	1251	27	economic	economic	ADJ
cblr-2956	1251	28	damages	damage	NOUN
cblr-2956	1252	1	[	[	X
cblr-2956	1252	2	1,171	1,171	X
cblr-2956	1252	3	]	]	X
cblr-2956	1253	1	[	[	X
cblr-2956	1253	2	2,728	2,728	NUM
cblr-2956	1253	3	]	]	PUNCT
cblr-2956	1254	1	[	[	X
cblr-2956	1254	2	2,873	2,873	NUM
cblr-2956	1254	3	]	]	PUNCT
cblr-2956	1254	4	reported	report	VERB
cblr-2956	1254	5	[	[	X
cblr-2956	1254	6	2,882	2,882	NUM
cblr-2956	1254	7	]	]	X
cblr-2956	1254	8	(	(	PUNCT
cblr-2956	1254	9	11.53	11.53	NUM
cblr-2956	1254	10	%	%	NOUN
cblr-2956	1254	11	)	)	PUNCT
cblr-2956	1254	12	(	(	PUNCT
cblr-2956	1254	13	17.52	17.52	NUM
cblr-2956	1254	14	%	%	NOUN
cblr-2956	1254	15	)	)	PUNCT
cblr-2956	1254	16	(	(	PUNCT
cblr-2956	1254	17	18.34	18.34	NUM
cblr-2956	1254	18	%	%	NOUN
cblr-2956	1254	19	)	)	PUNCT
cblr-2956	1254	20	d.	d.	PROPN
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cblr-2956	1254	25	economic	economic	ADJ
cblr-2956	1255	1	[	[	X
cblr-2956	1255	2	2,107	2,107	NUM
cblr-2956	1255	3	]	]	PUNCT
cblr-2956	1256	1	[	[	X
cblr-2956	1256	2	4,376	4,376	X
cblr-2956	1256	3	]	]	PUNCT
cblr-2956	1257	1	[	[	X
cblr-2956	1257	2	4,592	4,592	NUM
cblr-2956	1257	3	]	]	PUNCT
cblr-2956	1257	4	damages	damage	NOUN
cblr-2956	1258	1	[	[	PUNCT
cblr-2956	1258	2	4,5921	4,5921	X
cblr-2956	1258	3	(	(	PUNCT
cblr-2956	1258	4	0.00	0.00	NUM
cblr-2956	1258	5	%	%	NOUN
cblr-2956	1258	6	)	)	PUNCT
cblr-2956	1258	7	(	(	PUNCT
cblr-2956	1258	8	0.00	0.00	NUM
cblr-2956	1258	9	%	%	NOUN
cblr-2956	1258	10	)	)	PUNCT
cblr-2956	1258	11	(	(	PUNCT
cblr-2956	1258	12	0.00	0.00	NUM
cblr-2956	1258	13	%	%	NOUN
cblr-2956	1258	14	)	)	PUNCT
cblr-2956	1259	1	e.	e.	PROPN
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cblr-2956	1262	1	[	[	X
cblr-2956	1262	2	4,181	4,181	X
cblr-2956	1262	3	]	]	PUNCT
cblr-2956	1263	1	[	[	X
cblr-2956	1263	2	8,220	8,220	NUM
cblr-2956	1263	3	]	]	X
cblr-2956	1263	4	[	[	X
cblr-2956	1263	5	8,597	8,597	NUM
cblr-2956	1263	6	]	]	SYM
cblr-2956	1263	7	(	(	PUNCT
cblr-2956	1263	8	3.66	3.66	NUM
cblr-2956	1263	9	%	%	NOUN
cblr-2956	1263	10	)	)	PUNCT
cblr-2956	1263	11	(	(	PUNCT
cblr-2956	1263	12	6.44	6.44	NUM
cblr-2956	1263	13	%	%	NOUN
cblr-2956	1263	14	)	)	PUNCT
cblr-2956	1263	15	(	(	PUNCT
cblr-2956	1263	16	6.75	6.75	NUM
cblr-2956	1263	17	%	%	NOUN
cblr-2956	1263	18	)	)	PUNCT
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cblr-2956	1263	21	:	:	PUNCT
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cblr-2956	1263	29	exemplary	exemplary	ADJ
cblr-2956	1263	30	damages	damage	NOUN
cblr-2956	1263	31	(	(	PUNCT
cblr-2956	1263	32	1	1	NUM
cblr-2956	1263	33	)	)	PUNCT
cblr-2956	1263	34	(	(	PUNCT
cblr-2956	1263	35	2	2	NUM
cblr-2956	1263	36	)	)	PUNCT
cblr-2956	1263	37	(	(	PUNCT
cblr-2956	1263	38	3	3	X
cblr-2956	1263	39	)	)	PUNCT
cblr-2956	1263	40	claimant	claimant	ADJ
cblr-2956	1263	41	gain	gain	NOUN
cblr-2956	1263	42	or	or	CCONJ
cblr-2956	1263	43	claimant	claimant	ADJ
cblr-2956	1263	44	gain	gain	NOUN
cblr-2956	1263	45	or	or	CCONJ
cblr-2956	1263	46	claimant	claimant	ADJ
cblr-2956	1263	47	gain	gain	NOUN
cblr-2956	1263	48	or	or	CCONJ
cblr-2956	1263	49	loss	loss	NOUN
cblr-2956	1263	50	if	if	SCONJ
cblr-2956	1263	51	loss	loss	NOUN
cblr-2956	1263	52	if	if	SCONJ
cblr-2956	1263	53	loss	loss	NOUN
cblr-2956	1263	54	if	if	SCONJ
cblr-2956	1263	55	early	early	ADJ
cblr-2956	1263	56	offer	offer	VERB
cblr-2956	1263	57	early	early	ADV
cblr-2956	1263	58	offer	offer	NOUN
cblr-2956	1263	59	early	early	ADJ
cblr-2956	1263	60	offer	offer	NOUN
cblr-2956	1263	61	decision	decision	NOUN
cblr-2956	1263	62	decision	decision	NOUN
cblr-2956	1263	63	decision	decision	NOUN
cblr-2956	1263	64	based	base	VERB
cblr-2956	1263	65	on	on	ADP
cblr-2956	1263	66	initial	initial	ADJ
cblr-2956	1263	67	based	base	VERB
cblr-2956	1263	68	on	on	ADP
cblr-2956	1263	69	final	final	ADJ
cblr-2956	1263	70	based	base	VERB
cblr-2956	1263	71	on	on	ADP
cblr-2956	1263	72	total	total	PROPN
cblr-2956	1263	73	reserve	reserve	PROPN
cblr-2956	1263	74	reserve	reserve	PROPN
cblr-2956	1263	75	settlement	settlement	PROPN
cblr-2956	1263	76	or	or	CCONJ
cblr-2956	1263	77	(	(	PUNCT
cblr-2956	1263	78	)	)	PUNCT
cblr-2956	1263	79	in	in	ADP
cblr-2956	1263	80	]	]	X
cblr-2956	1263	81	(	(	PUNCT
cblr-2956	1263	82	$	$	SYM
cblr-2956	1263	83	)	)	PUNCT
cblr-2956	1264	1	[	[	X
cblr-2956	1264	2	n	n	CCONJ
cblr-2956	1264	3	]	]	X
cblr-2956	1264	4	court	court	NOUN
cblr-2956	1264	5	(	(	PUNCT
cblr-2956	1264	6	percent	percent	NOUN
cblr-2956	1264	7	positive	positive	ADJ
cblr-2956	1264	8	)	)	PUNCT
cblr-2956	1264	9	(	(	PUNCT
cblr-2956	1264	10	percent	percent	NOUN
cblr-2956	1264	11	positive	positive	ADJ
cblr-2956	1264	12	)	)	PUNCT
cblr-2956	1264	13	award	award	NOUN
cblr-2956	1264	14	(	(	PUNCT
cblr-2956	1264	15	$	$	SYM
cblr-2956	1264	16	)	)	PUNCT
cblr-2956	1265	1	[	[	X
cblr-2956	1265	2	n	n	X
cblr-2956	1265	3	]	]	X
cblr-2956	1265	4	(	(	PUNCT
cblr-2956	1265	5	percent	percent	NOUN
cblr-2956	1265	6	positive	positive	ADJ
cblr-2956	1265	7	)	)	PUNCT
cblr-2956	1265	8	-269,655	-269,655	PUNCT
cblr-2956	1266	1	-271,235	-271,235	PUNCT
cblr-2956	1266	2	-276,458	-276,458	NUM
cblr-2956	1266	3	a.	a.	NOUN
cblr-2956	1266	4	fatality	fatality	NOUN
cblr-2956	1267	1	[	[	X
cblr-2956	1267	2	823	823	NUM
cblr-2956	1267	3	]	]	X
cblr-2956	1268	1	[	[	X
cblr-2956	1268	2	464	464	NUM
cblr-2956	1268	3	]	]	X
cblr-2956	1269	1	[	[	X
cblr-2956	1269	2	788	788	NUM
cblr-2956	1269	3	]	]	PUNCT
cblr-2956	1269	4	[	[	X
cblr-2956	1269	5	821	821	NUM
cblr-2956	1269	6	]	]	SYM
cblr-2956	1269	7	(	(	PUNCT
cblr-2956	1269	8	1.51	1.51	NUM
cblr-2956	1269	9	%	%	NOUN
cblr-2956	1269	10	)	)	PUNCT
cblr-2956	1269	11	(	(	PUNCT
cblr-2956	1269	12	5.46	5.46	NUM
cblr-2956	1269	13	%	%	NOUN
cblr-2956	1269	14	)	)	PUNCT
cblr-2956	1269	15	(	(	PUNCT
cblr-2956	1269	16	5.36	5.36	NUM
cblr-2956	1269	17	%	%	NOUN
cblr-2956	1269	18	)	)	PUNCT
cblr-2956	1269	19	(	(	PUNCT
cblr-2956	1269	20	continued	continue	VERB
cblr-2956	1269	21	on	on	ADP
cblr-2956	1269	22	next	next	ADJ
cblr-2956	1269	23	page	page	NOUN
cblr-2956	1269	24	)	)	PUNCT
cblr-2956	1269	25	col	col	PROPN
cblr-2956	1269	26	umbia	umbia	PROPN
cblr-2956	1269	27	b	b	PROPN
cblr-2956	1270	1	usiness	usiness	PROPN
cblr-2956	1270	2	la	la	PROPN
cblr-2956	1270	3	w	w	PROPN
cblr-2956	1270	4	re	re	PROPN
cblr-2956	1270	5	vie	vie	PROPN
cblr-2956	1270	6	w	w	PROPN
cblr-2956	1271	1	[	[	X
cblr-2956	1271	2	vol	vol	NOUN
cblr-2956	1271	3	.	.	NOUN
cblr-2956	1271	4	2008	2008	NUM
cblr-2956	1271	5	(	(	PUNCT
cblr-2956	1271	6	continued	continue	VERB
cblr-2956	1271	7	from	from	ADP
cblr-2956	1271	8	previous	previous	ADJ
cblr-2956	1271	9	page	page	NOUN
cblr-2956	1271	10	)	)	PUNCT
cblr-2956	1271	11	b.	b.	NOUN
cblr-2956	1272	1	serious	serious	ADJ
cblr-2956	1272	2	-289,293	-289,293	PUNCT
cblr-2956	1273	1	-275,978	-275,978	INTJ
cblr-2956	1273	2	-285,940	-285,940	NUM
cblr-2956	1273	3	nonfatal	nonfatal	ADJ
cblr-2956	1274	1	[	[	X
cblr-2956	1274	2	275	275	NUM
cblr-2956	1274	3	]	]	PUNCT
cblr-2956	1274	4	[	[	X
cblr-2956	1274	5	573	573	NUM
cblr-2956	1274	6	]	]	PUNCT
cblr-2956	1274	7	[	[	X
cblr-2956	1274	8	605	605	NUM
cblr-2956	1274	9	]	]	X
cblr-2956	1274	10	injury	injury	NOUN
cblr-2956	1275	1	[	[	X
cblr-2956	1275	2	607	607	NUM
cblr-2956	1275	3	]	]	PUNCT
cblr-2956	1275	4	(	(	PUNCT
cblr-2956	1275	5	6.18	6.18	NUM
cblr-2956	1275	6	%	%	NOUN
cblr-2956	1275	7	)	)	PUNCT
cblr-2956	1275	8	(	(	PUNCT
cblr-2956	1275	9	6.63	6.63	NUM
cblr-2956	1275	10	%	%	NOUN
cblr-2956	1275	11	)	)	PUNCT
cblr-2956	1275	12	(	(	PUNCT
cblr-2956	1275	13	6.61	6.61	NUM
cblr-2956	1275	14	%	%	NOUN
cblr-2956	1275	15	)	)	PUNCT
cblr-2956	1275	16	c.	c.	NOUN
cblr-2956	1275	17	other	other	ADJ
cblr-2956	1275	18	nonfatal	nonfatal	ADJ
cblr-2956	1275	19	injuries	injury	NOUN
cblr-2956	1275	20	-62,468	-62,468	PUNCT
cblr-2956	1275	21	-65,845	-65,845	PUNCT
cblr-2956	1275	22	-66,022	-66,022	NOUN
cblr-2956	1275	23	and	and	CCONJ
cblr-2956	1275	24	short	short	ADJ
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cblr-2956	1276	1	[	[	X
cblr-2956	1276	2	3,208	3,208	NUM
cblr-2956	1276	3	]	]	PUNCT
cblr-2956	1276	4	[	[	X
cblr-2956	1276	5	6,412	6,412	NUM
cblr-2956	1276	6	]	]	X
cblr-2956	1276	7	[	[	X
cblr-2956	1276	8	6,708	6,708	NUM
cblr-2956	1276	9	]	]	PUNCT
cblr-2956	1276	10	claims	claim	VERB
cblr-2956	1277	1	[	[	X
cblr-2956	1277	2	6,713	6,713	NUM
cblr-2956	1277	3	]	]	PUNCT
cblr-2956	1277	4	(	(	PUNCT
cblr-2956	1277	5	3.46	3.46	NUM
cblr-2956	1277	6	%	%	NOUN
cblr-2956	1277	7	)	)	PUNCT
cblr-2956	1277	8	(	(	PUNCT
cblr-2956	1277	9	6.19	6.19	NUM
cblr-2956	1277	10	%	%	NOUN
cblr-2956	1277	11	)	)	PUNCT
cblr-2956	1277	12	(	(	PUNCT
cblr-2956	1277	13	6.60	6.60	NUM
cblr-2956	1277	14	%	%	NOUN
cblr-2956	1277	15	)	)	PUNCT
cblr-2956	1278	1	d.	d.	PROPN
cblr-2956	1278	2	all	all	PRON
cblr-2956	1278	3	claims	claim	VERB
cblr-2956	1278	4	without	without	ADP
cblr-2956	1278	5	-102,628	-102,628	PUNCT
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cblr-2956	1278	7	-103,620	-103,620	PROPN
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cblr-2956	1279	1	[	[	X
cblr-2956	1279	2	3,947	3,947	NUM
cblr-2956	1279	3	]	]	PUNCT
cblr-2956	1280	1	[	[	X
cblr-2956	1280	2	7,773	7,773	NUM
cblr-2956	1280	3	]	]	X
cblr-2956	1280	4	[	[	X
cblr-2956	1280	5	8,134	8,134	NUM
cblr-2956	1280	6	]	]	PUNCT
cblr-2956	1280	7	damages	damage	NOUN
cblr-2956	1280	8	[	[	X
cblr-2956	1280	9	8,143	8,143	NUM
cblr-2956	1280	10	]	]	X
cblr-2956	1280	11	(	(	PUNCT
cblr-2956	1280	12	3.42	3.42	NUM
cblr-2956	1280	13	%	%	NOUN
cblr-2956	1280	14	)	)	PUNCT
cblr-2956	1280	15	(	(	PUNCT
cblr-2956	1280	16	6.15	6.15	NUM
cblr-2956	1280	17	%	%	NOUN
cblr-2956	1280	18	)	)	PUNCT
cblr-2956	1280	19	(	(	PUNCT
cblr-2956	1280	20	6.48	6.48	NUM
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cblr-2956	1280	22	)	)	PUNCT
cblr-2956	1281	1	e.	e.	PROPN
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cblr-2956	1282	1	-317,069	-317,069	PUNCT
cblr-2956	1282	2	minimum	minimum	NOUN
cblr-2956	1283	1	[	[	X
cblr-2956	1283	2	265	265	NUM
cblr-2956	1283	3	]	]	PUNCT
cblr-2956	1284	1	[	[	X
cblr-2956	1284	2	588	588	NUM
cblr-2956	1284	3	]	]	X
cblr-2956	1284	4	[	[	X
cblr-2956	1284	5	581	581	NUM
cblr-2956	1284	6	]	]	SYM
cblr-2956	1284	7	$	$	SYM
cblr-2956	1284	8	250,000	250,000	NUM
cblr-2956	1284	9	[	[	PUNCT
cblr-2956	1284	10	823	823	NUM
cblr-2956	1284	11	]	]	PUNCT
cblr-2956	1284	12	(	(	PUNCT
cblr-2956	1284	13	34.34	34.34	NUM
cblr-2956	1284	14	%	%	NOUN
cblr-2956	1284	15	)	)	PUNCT
cblr-2956	1284	16	(	(	PUNCT
cblr-2956	1284	17	33.84	33.84	NUM
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cblr-2956	1284	19	)	)	PUNCT
cblr-2956	1284	20	(	(	PUNCT
cblr-2956	1284	21	29.09	29.09	NUM
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cblr-2956	1284	23	)	)	PUNCT
cblr-2956	1285	1	f.	f.	PROPN
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cblr-2956	1285	4	injury	injury	NOUN
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cblr-2956	1285	8	minimum	minimum	PROPN
cblr-2956	1286	1	[	[	X
cblr-2956	1286	2	142	142	NUM
cblr-2956	1286	3	]	]	PUNCT
cblr-2956	1286	4	[	[	X
cblr-2956	1286	5	394	394	NUM
cblr-2956	1286	6	]	]	X
cblr-2956	1287	1	[	[	X
cblr-2956	1287	2	384	384	NUM
cblr-2956	1287	3	]	]	SYM
cblr-2956	1287	4	$	$	SYM
cblr-2956	1287	5	250,000	250,000	NUM
cblr-2956	1287	6	[	[	NOUN
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cblr-2956	1287	8	]	]	PUNCT
cblr-2956	1287	9	(	(	PUNCT
cblr-2956	1287	10	30.28	30.28	NUM
cblr-2956	1287	11	%	%	NOUN
cblr-2956	1287	12	)	)	PUNCT
cblr-2956	1287	13	(	(	PUNCT
cblr-2956	1287	14	32.74	32.74	NUM
cblr-2956	1287	15	%	%	NOUN
cblr-2956	1287	16	)	)	PUNCT
cblr-2956	1287	17	(	(	PUNCT
cblr-2956	1287	18	25.78	25.78	NUM
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cblr-2956	1287	20	)	)	PUNCT
cblr-2956	1288	1	g.	g.	NOUN
cblr-2956	1288	2	fatality	fatality	NOUN
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cblr-2956	1288	5	-293,647	-293,647	PUNCT
cblr-2956	1288	6	minimum	minimum	NOUN
cblr-2956	1289	1	[	[	X
cblr-2956	1289	2	363	363	NUM
cblr-2956	1289	3	]	]	PUNCT
cblr-2956	1290	1	[	[	X
cblr-2956	1290	2	707	707	NUM
cblr-2956	1290	3	]	]	X
cblr-2956	1290	4	[	[	X
cblr-2956	1290	5	724	724	NUM
cblr-2956	1290	6	]	]	SYM
cblr-2956	1290	7	$	$	SYM
cblr-2956	1290	8	100,000	100,000	NUM
cblr-2956	1290	9	[	[	PUNCT
cblr-2956	1290	10	823	823	NUM
cblr-2956	1290	11	]	]	PUNCT
cblr-2956	1290	12	(	(	PUNCT
cblr-2956	1290	13	19.01	19.01	NUM
cblr-2956	1290	14	%	%	NOUN
cblr-2956	1290	15	)	)	PUNCT
cblr-2956	1290	16	(	(	PUNCT
cblr-2956	1290	17	22.49	22.49	NUM
cblr-2956	1290	18	%	%	NOUN
cblr-2956	1290	19	)	)	PUNCT
cblr-2956	1290	20	(	(	PUNCT
cblr-2956	1290	21	20.30	20.30	NUM
cblr-2956	1290	22	%	%	NOUN
cblr-2956	1290	23	)	)	PUNCT
cblr-2956	1290	24	h.	h.	PROPN
cblr-2956	1291	1	serious	serious	ADJ
cblr-2956	1291	2	nonfatal	nonfatal	ADJ
cblr-2956	1291	3	injury	injury	NOUN
cblr-2956	1291	4	-360,151	-360,151	PUNCT
cblr-2956	1291	5	-292,308	-292,308	PUNCT
cblr-2956	1291	6	-315,175	-315,175	PUNCT
cblr-2956	1291	7	minimum	minimum	NOUN
cblr-2956	1292	1	[	[	X
cblr-2956	1292	2	206	206	NUM
cblr-2956	1292	3	]	]	PUNCT
cblr-2956	1292	4	[	[	X
cblr-2956	1292	5	510	510	NUM
cblr-2956	1292	6	]	]	PUNCT
cblr-2956	1292	7	[	[	X
cblr-2956	1292	8	523	523	NUM
cblr-2956	1292	9	]	]	SYM
cblr-2956	1292	10	$	$	SYM
cblr-2956	1292	11	100,000	100,000	NUM
cblr-2956	1292	12	[	[	X
cblr-2956	1292	13	627	627	NUM
cblr-2956	1292	14	]	]	X
cblr-2956	1292	15	(	(	PUNCT
cblr-2956	1292	16	24.27	24.27	NUM
cblr-2956	1292	17	%	%	NOUN
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cblr-2956	1292	19	(	(	PUNCT
cblr-2956	1292	20	25.10	25.10	NUM
cblr-2956	1292	21	%	%	NOUN
cblr-2956	1292	22	)	)	PUNCT
cblr-2956	1292	23	(	(	PUNCT
cblr-2956	1292	24	22.56	22.56	NUM
cblr-2956	1292	25	%	%	NOUN
cblr-2956	1292	26	)	)	PUNCT
cblr-2956	1292	27	i.	i.	NOUN
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cblr-2956	1292	29	-303,678	-303,678	PUNCT
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cblr-2956	1293	1	[	[	X
cblr-2956	1293	2	184	184	NUM
cblr-2956	1293	3	]	]	X
cblr-2956	1294	1	[	[	X
cblr-2956	1294	2	430	430	NUM
cblr-2956	1294	3	]	]	PUNCT
cblr-2956	1295	1	[	[	X
cblr-2956	1295	2	408	408	NUM
cblr-2956	1295	3	]	]	SYM
cblr-2956	1295	4	$	$	SYM
cblr-2956	1295	5	500,000	500,000	NUM
cblr-2956	1295	6	[	[	PUNCT
cblr-2956	1295	7	823	823	NUM
cblr-2956	1295	8	]	]	PUNCT
cblr-2956	1295	9	(	(	PUNCT
cblr-2956	1295	10	42.93	42.93	NUM
cblr-2956	1295	11	%	%	NOUN
cblr-2956	1295	12	)	)	PUNCT
cblr-2956	1295	13	(	(	PUNCT
cblr-2956	1295	14	44.88	44.88	NUM
cblr-2956	1295	15	%	%	NOUN
cblr-2956	1295	16	)	)	PUNCT
cblr-2956	1295	17	(	(	PUNCT
cblr-2956	1295	18	38.73	38.73	NUM
cblr-2956	1295	19	%	%	NOUN
cblr-2956	1295	20	)	)	PUNCT
cblr-2956	1296	1	j.	j.	PROPN
cblr-2956	1296	2	serious	serious	ADJ
cblr-2956	1296	3	nonfatal	nonfatal	ADJ
cblr-2956	1296	4	injury	injury	NOUN
cblr-2956	1296	5	-469,924	-469,924	PUNCT
cblr-2956	1296	6	-338,255	-338,255	PUNCT
cblr-2956	1296	7	-432,663	-432,663	PUNCT
cblr-2956	1296	8	minimum	minimum	NOUN
cblr-2956	1297	1	[	[	X
cblr-2956	1297	2	96	96	NUM
cblr-2956	1297	3	]	]	X
cblr-2956	1298	1	[	[	X
cblr-2956	1298	2	291	291	NUM
cblr-2956	1298	3	]	]	PUNCT
cblr-2956	1299	1	[	[	X
cblr-2956	1299	2	280	280	NUM
cblr-2956	1299	3	]	]	SYM
cblr-2956	1299	4	$	$	SYM
cblr-2956	1299	5	500,000	500,000	NUM
cblr-2956	1299	6	[	[	X
cblr-2956	1299	7	627	627	NUM
cblr-2956	1299	8	]	]	X
cblr-2956	1299	9	(	(	PUNCT
cblr-2956	1299	10	41.67	41.67	NUM
cblr-2956	1299	11	%	%	NOUN
cblr-2956	1299	12	)	)	PUNCT
cblr-2956	1299	13	(	(	PUNCT
cblr-2956	1299	14	45.70	45.70	NUM
cblr-2956	1299	15	%	%	NOUN
cblr-2956	1299	16	)	)	PUNCT
cblr-2956	1299	17	(	(	PUNCT
cblr-2956	1299	18	38.57	38.57	NUM
cblr-2956	1299	19	%	%	NOUN
cblr-2956	1299	20	)	)	PUNCT
cblr-2956	1300	1	no	no	INTJ
cblr-2956	1300	2	.	.	PUNCT
cblr-2956	1301	1	2:423	2:423	NUM
cblr-2956	1301	2	]	]	X
cblr-2956	1301	3	early	early	ADV
cblr-2956	1301	4	offers	offer	VERB
cblr-2956	1301	5	reform	reform	PROPN
cblr-2956	1301	6	columbia	columbia	PROPN
cblr-2956	1301	7	business	business	PROPN
cblr-2956	1302	1	la	la	PROPN
cblr-2956	1302	2	wreview	wreview	VERB
cblr-2956	1302	3	[	[	X
cblr-2956	1302	4	vol	vol	NOUN
cblr-2956	1302	5	.	.	NOUN
cblr-2956	1302	6	2008	2008	NUM
cblr-2956	1302	7	table	table	NOUN
cblr-2956	1302	8	18	18	NUM
cblr-2956	1302	9	:	:	PUNCT
cblr-2956	1302	10	average	average	ADJ
cblr-2956	1302	11	gains	gain	NOUN
cblr-2956	1302	12	or	or	CCONJ
cblr-2956	1302	13	losses	loss	NOUN
cblr-2956	1302	14	to	to	ADP
cblr-2956	1302	15	claimants	claimant	NOUN
cblr-2956	1302	16	from	from	ADP
cblr-2956	1302	17	acceptance	acceptance	NOUN
cblr-2956	1302	18	of	of	ADP
cblr-2956	1302	19	early	early	ADJ
cblr-2956	1302	20	offer	offer	NOUN
cblr-2956	1302	21	,	,	PUNCT
cblr-2956	1302	22	only	only	ADV
cblr-2956	1302	23	claims	claim	NOUN
cblr-2956	1302	24	not	not	PART
cblr-2956	1302	25	involving	involve	VERB
cblr-2956	1302	26	workers	worker	NOUN
cblr-2956	1302	27	'	'	PART
cblr-2956	1302	28	compensation	compensation	NOUN
cblr-2956	1302	29	panel	panel	NOUN
cblr-2956	1302	30	a	a	X
cblr-2956	1302	31	:	:	PUNCT
cblr-2956	1302	32	by	by	ADP
cblr-2956	1302	33	type	type	NOUN
cblr-2956	1302	34	of	of	ADP
cblr-2956	1302	35	damages	damage	NOUN
cblr-2956	1302	36	(	(	PUNCT
cblr-2956	1302	37	1	1	NUM
cblr-2956	1302	38	)	)	PUNCT
cblr-2956	1302	39	(	(	PUNCT
cblr-2956	1302	40	2	2	NUM
cblr-2956	1302	41	)	)	PUNCT
cblr-2956	1302	42	(	(	PUNCT
cblr-2956	1302	43	3	3	X
cblr-2956	1302	44	)	)	PUNCT
cblr-2956	1302	45	claimant	claimant	ADJ
cblr-2956	1302	46	gain	gain	NOUN
cblr-2956	1302	47	or	or	CCONJ
cblr-2956	1302	48	claimant	claimant	ADJ
cblr-2956	1302	49	gain	gain	NOUN
cblr-2956	1302	50	or	or	CCONJ
cblr-2956	1302	51	claimant	claimant	ADJ
cblr-2956	1302	52	gain	gain	NOUN
cblr-2956	1302	53	or	or	CCONJ
cblr-2956	1302	54	loss	loss	NOUN
cblr-2956	1302	55	if	if	SCONJ
cblr-2956	1302	56	loss	loss	NOUN
cblr-2956	1302	57	if	if	SCONJ
cblr-2956	1302	58	loss	loss	NOUN
cblr-2956	1302	59	if	if	SCONJ
cblr-2956	1302	60	early	early	ADJ
cblr-2956	1302	61	offer	offer	VERB
cblr-2956	1302	62	early	early	ADV
cblr-2956	1302	63	offer	offer	NOUN
cblr-2956	1302	64	early	early	ADJ
cblr-2956	1302	65	offer	offer	NOUN
cblr-2956	1302	66	decision	decision	NOUN
cblr-2956	1302	67	decision	decision	NOUN
cblr-2956	1302	68	decision	decision	NOUN
cblr-2956	1302	69	based	base	VERB
cblr-2956	1302	70	on	on	ADP
cblr-2956	1302	71	initial	initial	ADJ
cblr-2956	1302	72	based	base	VERB
cblr-2956	1302	73	on	on	ADP
cblr-2956	1302	74	final	final	ADJ
cblr-2956	1302	75	based	base	VERB
cblr-2956	1302	76	on	on	ADP
cblr-2956	1302	77	total	total	PROPN
cblr-2956	1302	78	reserve	reserve	PROPN
cblr-2956	1302	79	reserve	reserve	PROPN
cblr-2956	1302	80	settlement	settlement	PROPN
cblr-2956	1302	81	or	or	CCONJ
cblr-2956	1302	82	(	(	PUNCT
cblr-2956	1302	83	$	$	SYM
cblr-2956	1302	84	)	)	PUNCT
cblr-2956	1303	1	[	[	X
cblr-2956	1303	2	in	in	ADP
cblr-2956	1303	3	]	]	PUNCT
cblr-2956	1303	4	(	(	PUNCT
cblr-2956	1303	5	$	$	SYM
cblr-2956	1303	6	)	)	PUNCT
cblr-2956	1303	7	[	[	X
cblr-2956	1303	8	n	n	CCONJ
cblr-2956	1303	9	]	]	X
cblr-2956	1303	10	court	court	NOUN
cblr-2956	1303	11	(	(	PUNCT
cblr-2956	1303	12	percent	percent	NOUN
cblr-2956	1303	13	positive	positive	ADJ
cblr-2956	1303	14	)	)	PUNCT
cblr-2956	1303	15	(	(	PUNCT
cblr-2956	1303	16	percent	percent	NOUN
cblr-2956	1303	17	positive	positive	ADJ
cblr-2956	1303	18	)	)	PUNCT
cblr-2956	1303	19	award	award	NOUN
cblr-2956	1303	20	(	(	PUNCT
cblr-2956	1303	21	$	$	SYM
cblr-2956	1303	22	)	)	PUNCT
cblr-2956	1303	23	in	in	ADP
cblr-2956	1303	24	]	]	PUNCT
cblr-2956	1303	25	(	(	PUNCT
cblr-2956	1303	26	percent	percent	NOUN
cblr-2956	1303	27	positive	positive	ADJ
cblr-2956	1303	28	)	)	PUNCT
cblr-2956	1303	29	a.	a.	NOUN
cblr-2956	1303	30	exemplary	exemplary	NOUN
cblr-2956	1303	31	-268,418	-268,418	PUNCT
cblr-2956	1303	32	-232,113	-232,113	PUNCT
cblr-2956	1303	33	-229,778	-229,778	PUNCT
cblr-2956	1303	34	damages	damage	NOUN
cblr-2956	1303	35	[	[	X
cblr-2956	1303	36	730	730	NUM
cblr-2956	1303	37	]	]	X
cblr-2956	1304	1	[	[	X
cblr-2956	1304	2	1,117	1,117	NUM
cblr-2956	1304	3	]	]	X
cblr-2956	1304	4	[	[	X
cblr-2956	1304	5	1,144	1,144	NUM
cblr-2956	1304	6	]	]	PUNCT
cblr-2956	1304	7	reported	report	VERB
cblr-2956	1304	8	[	[	X
cblr-2956	1304	9	1,144	1,144	NUM
cblr-2956	1304	10	]	]	PUNCT
cblr-2956	1304	11	(	(	PUNCT
cblr-2956	1304	12	3.84	3.84	NUM
cblr-2956	1304	13	%	%	NOUN
cblr-2956	1304	14	)	)	PUNCT
cblr-2956	1304	15	(	(	PUNCT
cblr-2956	1304	16	6.36	6.36	NUM
cblr-2956	1304	17	%	%	NOUN
cblr-2956	1304	18	)	)	PUNCT
cblr-2956	1304	19	(	(	PUNCT
cblr-2956	1304	20	6.56	6.56	NUM
cblr-2956	1304	21	%	%	NOUN
cblr-2956	1304	22	)	)	PUNCT
cblr-2956	1304	23	b.	b.	PROPN
cblr-2956	1305	1	no	no	DET
cblr-2956	1305	2	exemplary	exemplary	ADJ
cblr-2956	1305	3	damages	damage	NOUN
cblr-2956	1305	4	,	,	PUNCT
cblr-2956	1305	5	economic	economic	ADJ
cblr-2956	1305	6	damages	damage	NOUN
cblr-2956	1305	7	-20,320	-20,320	PRON
cblr-2956	1305	8	-20,320	-20,320	X
cblr-2956	1305	9	-20,030	-20,030	PROPN
cblr-2956	1305	10	reported	report	VERB
cblr-2956	1305	11	as	as	ADP
cblr-2956	1305	12	zero	zero	NUM
cblr-2956	1305	13	[	[	X
cblr-2956	1305	14	6,377	6,377	NUM
cblr-2956	1305	15	]	]	PUNCT
cblr-2956	1306	1	[	[	X
cblr-2956	1306	2	6,377	6,377	NUM
cblr-2956	1306	3	]	]	PUNCT
cblr-2956	1306	4	[	[	X
cblr-2956	1306	5	6,377	6,377	NUM
cblr-2956	1306	6	]	]	PUNCT
cblr-2956	1306	7	[	[	X
cblr-2956	1306	8	6,377	6,377	NUM
cblr-2956	1306	9	]	]	PUNCT
cblr-2956	1306	10	(	(	PUNCT
cblr-2956	1306	11	0.00	0.00	NUM
cblr-2956	1306	12	%	%	NOUN
cblr-2956	1306	13	)	)	PUNCT
cblr-2956	1306	14	(	(	PUNCT
cblr-2956	1306	15	0.00	0.00	NUM
cblr-2956	1306	16	%	%	NOUN
cblr-2956	1306	17	)	)	PUNCT
cblr-2956	1306	18	(	(	PUNCT
cblr-2956	1306	19	0.00	0.00	NUM
cblr-2956	1306	20	%	%	NOUN
cblr-2956	1306	21	)	)	PUNCT
cblr-2956	1307	1	c.	c.	NOUN
cblr-2956	1307	2	no	no	DET
cblr-2956	1307	3	exemplary	exemplary	ADJ
cblr-2956	1307	4	damages	damage	NOUN
cblr-2956	1307	5	,	,	PUNCT
cblr-2956	1307	6	positive	positive	ADJ
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cblr-2956	1307	9	-82,085	-82,085	NOUN
cblr-2956	1307	10	economic	economic	ADJ
cblr-2956	1307	11	damages	damage	NOUN
cblr-2956	1307	12	[	[	X
cblr-2956	1307	13	1,941	1,941	NUM
cblr-2956	1307	14	]	]	PUNCT
cblr-2956	1308	1	[	[	X
cblr-2956	1308	2	4,267	4,267	X
cblr-2956	1308	3	]	]	PUNCT
cblr-2956	1309	1	[	[	X
cblr-2956	1309	2	4,500	4,500	NUM
cblr-2956	1309	3	]	]	PUNCT
cblr-2956	1309	4	reported	report	VERB
cblr-2956	1309	5	[	[	X
cblr-2956	1309	6	4,523	4,523	NUM
cblr-2956	1309	7	]	]	X
cblr-2956	1309	8	(	(	PUNCT
cblr-2956	1309	9	6.29	6.29	NUM
cblr-2956	1309	10	%	%	NOUN
cblr-2956	1309	11	)	)	PUNCT
cblr-2956	1309	12	(	(	PUNCT
cblr-2956	1309	13	12.09	12.09	NUM
cblr-2956	1309	14	%	%	NOUN
cblr-2956	1309	15	)	)	PUNCT
cblr-2956	1309	16	(	(	PUNCT
cblr-2956	1309	17	12.67	12.67	NUM
cblr-2956	1309	18	%	%	NOUN
cblr-2956	1309	19	)	)	PUNCT
cblr-2956	1309	20	d.	d.	PROPN
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cblr-2956	1309	22	-28,881	-28,881	PUNCT
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cblr-2956	1309	24	-44,752	-44,752	ADV
cblr-2956	1309	25	economic	economic	ADJ
cblr-2956	1310	1	[	[	X
cblr-2956	1310	2	13,7401	13,7401	NUM
cblr-2956	1311	1	[	[	X
cblr-2956	1311	2	18,458	18,458	NUM
cblr-2956	1311	3	]	]	X
cblr-2956	1312	1	[	[	X
cblr-2956	1312	2	18,903	18,903	NUM
cblr-2956	1312	3	]	]	PUNCT
cblr-2956	1312	4	damages	damage	NOUN
cblr-2956	1312	5	[	[	X
cblr-2956	1312	6	18,903	18,903	NUM
cblr-2956	1312	7	]	]	PUNCT
cblr-2956	1312	8	(	(	PUNCT
cblr-2956	1312	9	0.00	0.00	NUM
cblr-2956	1312	10	%	%	NOUN
cblr-2956	1312	11	)	)	PUNCT
cblr-2956	1312	12	(	(	PUNCT
cblr-2956	1312	13	0.00	0.00	NUM
cblr-2956	1312	14	%	%	NOUN
cblr-2956	1312	15	)	)	PUNCT
cblr-2956	1312	16	(	(	PUNCT
cblr-2956	1312	17	0.00	0.00	NUM
cblr-2956	1312	18	%	%	NOUN
cblr-2956	1312	19	)	)	PUNCT
cblr-2956	1312	20	e.	e.	PROPN
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cblr-2956	1314	1	[	[	X
cblr-2956	1314	2	30,947e	30,947e	NUM
cblr-2956	1314	3	[	[	X
cblr-2956	1314	4	22,788	22,788	NUM
cblr-2956	1314	5	]	]	PUNCT
cblr-2956	1314	6	[	[	X
cblr-2956	1314	7	30,219	30,219	NUM
cblr-2956	1314	8	]	]	X
cblr-2956	1315	1	[	[	X
cblr-2956	1315	2	30,924	30,924	NUM
cblr-2956	1315	3	]	]	PUNCT
cblr-2956	1315	4	(	(	PUNCT
cblr-2956	1315	5	0.66	0.66	NUM
cblr-2956	1315	6	%	%	NOUN
cblr-2956	1315	7	)	)	PUNCT
cblr-2956	1315	8	(	(	PUNCT
cblr-2956	1315	9	1.94	1.94	NUM
cblr-2956	1315	10	%	%	NOUN
cblr-2956	1315	11	)	)	PUNCT
cblr-2956	1315	12	(	(	PUNCT
cblr-2956	1315	13	2.09	2.09	NUM
cblr-2956	1315	14	%	%	NOUN
cblr-2956	1315	15	)	)	PUNCT
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cblr-2956	1315	17	b	b	NOUN
cblr-2956	1315	18	:	:	PUNCT
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cblr-2956	1315	21	type	type	NOUN
cblr-2956	1315	22	,	,	PUNCT
cblr-2956	1315	23	excluding	exclude	VERB
cblr-2956	1315	24	claims	claim	NOUN
cblr-2956	1315	25	reporting	reporting	NOUN
cblr-2956	1315	26	exemplary	exemplary	ADJ
cblr-2956	1315	27	damages	damage	NOUN
cblr-2956	1315	28	(	(	PUNCT
cblr-2956	1315	29	1	1	NUM
cblr-2956	1315	30	)	)	PUNCT
cblr-2956	1315	31	(	(	PUNCT
cblr-2956	1315	32	2	2	NUM
cblr-2956	1315	33	)	)	PUNCT
cblr-2956	1315	34	(	(	PUNCT
cblr-2956	1315	35	3	3	X
cblr-2956	1315	36	)	)	PUNCT
cblr-2956	1315	37	claimant	claimant	ADJ
cblr-2956	1315	38	gain	gain	NOUN
cblr-2956	1315	39	or	or	CCONJ
cblr-2956	1315	40	claimant	claimant	ADJ
cblr-2956	1315	41	gain	gain	NOUN
cblr-2956	1315	42	or	or	CCONJ
cblr-2956	1315	43	claimant	claimant	ADJ
cblr-2956	1315	44	gain	gain	NOUN
cblr-2956	1315	45	or	or	CCONJ
cblr-2956	1315	46	loss	loss	NOUN
cblr-2956	1315	47	if	if	SCONJ
cblr-2956	1315	48	loss	loss	NOUN
cblr-2956	1315	49	if	if	SCONJ
cblr-2956	1315	50	loss	loss	NOUN
cblr-2956	1315	51	if	if	SCONJ
cblr-2956	1315	52	early	early	ADJ
cblr-2956	1315	53	offer	offer	VERB
cblr-2956	1315	54	early	early	ADV
cblr-2956	1315	55	offer	offer	NOUN
cblr-2956	1315	56	early	early	ADJ
cblr-2956	1315	57	offer	offer	NOUN
cblr-2956	1315	58	decision	decision	NOUN
cblr-2956	1315	59	decision	decision	NOUN
cblr-2956	1315	60	decision	decision	NOUN
cblr-2956	1315	61	based	base	VERB
cblr-2956	1315	62	on	on	ADP
cblr-2956	1315	63	initial	initial	ADJ
cblr-2956	1315	64	based	base	VERB
cblr-2956	1315	65	on	on	ADP
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cblr-2956	1315	67	based	base	VERB
cblr-2956	1315	68	on	on	ADP
cblr-2956	1315	69	total	total	PROPN
cblr-2956	1315	70	reserve	reserve	PROPN
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cblr-2956	1315	72	settlement	settlement	PROPN
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cblr-2956	1315	74	(	(	PUNCT
cblr-2956	1315	75	$	$	SYM
cblr-2956	1315	76	)	)	PUNCT
cblr-2956	1316	1	[	[	X
cblr-2956	1316	2	n	n	X
cblr-2956	1316	3	]	]	X
cblr-2956	1316	4	(	(	PUNCT
cblr-2956	1316	5	$	$	SYM
cblr-2956	1316	6	)	)	PUNCT
cblr-2956	1317	1	[	[	X
cblr-2956	1317	2	n	n	CCONJ
cblr-2956	1317	3	]	]	X
cblr-2956	1317	4	court	court	NOUN
cblr-2956	1317	5	(	(	PUNCT
cblr-2956	1317	6	percent	percent	NOUN
cblr-2956	1317	7	positive	positive	ADJ
cblr-2956	1317	8	)	)	PUNCT
cblr-2956	1317	9	(	(	PUNCT
cblr-2956	1317	10	percent	percent	NOUN
cblr-2956	1317	11	positive	positive	ADJ
cblr-2956	1317	12	)	)	PUNCT
cblr-2956	1317	13	award	award	NOUN
cblr-2956	1317	14	(	(	PUNCT
cblr-2956	1317	15	$	$	SYM
cblr-2956	1317	16	)	)	PUNCT
cblr-2956	1317	17	in	in	ADP
cblr-2956	1317	18	]	]	X
cblr-2956	1318	1	i	i	PRON
cblr-2956	1318	2	(	(	PUNCT
cblr-2956	1318	3	percent	percent	NOUN
cblr-2956	1318	4	positive	positive	ADJ
cblr-2956	1318	5	)	)	PUNCT
cblr-2956	1318	6	-203,122	-203,122	PUNCT
cblr-2956	1318	7	-233,454	-233,454	PUNCT
cblr-2956	1318	8	-237,358	-237,358	NOUN
cblr-2956	1318	9	a.	a.	NOUN
cblr-2956	1318	10	fatality	fatality	NOUN
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cblr-2956	1319	3	]	]	X
cblr-2956	1320	1	[	[	X
cblr-2956	1320	2	1,008	1,008	NUM
cblr-2956	1320	3	]	]	X
cblr-2956	1320	4	[	[	X
cblr-2956	1320	5	1,496	1,496	NUM
cblr-2956	1320	6	]	]	X
cblr-2956	1320	7	[	[	X
cblr-2956	1320	8	1,558	1,558	NUM
cblr-2956	1320	9	]	]	SYM
cblr-2956	1320	10	-(1.39	-(1.39	NUM
cblr-2956	1320	11	%	%	NOUN
cblr-2956	1320	12	)	)	PUNCT
cblr-2956	1320	13	(	(	PUNCT
cblr-2956	1320	14	2.74	2.74	NUM
cblr-2956	1320	15	%	%	NOUN
cblr-2956	1320	16	)	)	PUNCT
cblr-2956	1320	17	(	(	PUNCT
cblr-2956	1320	18	3.02	3.02	NUM
cblr-2956	1320	19	%	%	NOUN
cblr-2956	1320	20	)	)	PUNCT
cblr-2956	1320	21	(	(	PUNCT
cblr-2956	1320	22	continued	continue	VERB
cblr-2956	1320	23	on	on	ADP
cblr-2956	1320	24	next	next	ADJ
cblr-2956	1320	25	page	page	NOUN
cblr-2956	1320	26	)	)	PUNCT
cblr-2956	1320	27	coluama	coluama	PROPN
cblr-2956	1321	1	b	b	NUM
cblr-2956	1321	2	usiness	usiness	NOUN
cblr-2956	1321	3	la	la	PROPN
cblr-2956	1321	4	w	w	PROPN
cblr-2956	1321	5	re	re	PROPN
cblr-2956	1321	6	vie	vie	PROPN
cblr-2956	1321	7	w	w	PROPN
cblr-2956	1322	1	[	[	X
cblr-2956	1322	2	vol	vol	NOUN
cblr-2956	1322	3	.	.	NOUN
cblr-2956	1322	4	2008	2008	NUM
cblr-2956	1322	5	(	(	PUNCT
cblr-2956	1322	6	continued	continue	VERB
cblr-2956	1322	7	from	from	ADP
cblr-2956	1322	8	previous	previous	ADJ
cblr-2956	1322	9	page	page	NOUN
cblr-2956	1322	10	)	)	PUNCT
cblr-2956	1322	11	b.	b.	PROPN
cblr-2956	1323	1	serious	serious	ADJ
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cblr-2956	1323	4	-284,642	-284,642	PUNCT
cblr-2956	1323	5	nonfatal	nonfatal	ADJ
cblr-2956	1324	1	[	[	X
cblr-2956	1324	2	398	398	NUM
cblr-2956	1324	3	]	]	PUNCT
cblr-2956	1325	1	[	[	X
cblr-2956	1325	2	777	777	NUM
cblr-2956	1325	3	]	]	PUNCT
cblr-2956	1325	4	[	[	X
cblr-2956	1325	5	819	819	NUM
cblr-2956	1325	6	]	]	X
cblr-2956	1325	7	injury	injury	NOUN
cblr-2956	1326	1	[	[	X
cblr-2956	1326	2	822	822	NUM
cblr-2956	1326	3	]	]	X
cblr-2956	1326	4	(	(	PUNCT
cblr-2956	1326	5	2.26	2.26	NUM
cblr-2956	1326	6	%	%	NOUN
cblr-2956	1326	7	)	)	PUNCT
cblr-2956	1326	8	(	(	PUNCT
cblr-2956	1326	9	4.12	4.12	NUM
cblr-2956	1326	10	%	%	NOUN
cblr-2956	1326	11	)	)	PUNCT
cblr-2956	1326	12	(	(	PUNCT
cblr-2956	1326	13	3.91	3.91	NUM
cblr-2956	1326	14	%	%	NOUN
cblr-2956	1326	15	)	)	PUNCT
cblr-2956	1326	16	c.	c.	NOUN
cblr-2956	1326	17	other	other	ADJ
cblr-2956	1326	18	nonfatal	nonfatal	ADJ
cblr-2956	1326	19	injuries	injury	NOUN
cblr-2956	1326	20	-20,753	-20,753	SYM
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cblr-2956	1326	22	-27,077	-27,077	PUNCT
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cblr-2956	1326	24	short	short	ADJ
cblr-2956	1326	25	form	form	NOUN
cblr-2956	1326	26	[	[	X
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cblr-2956	1326	28	]	]	PUNCT
cblr-2956	1327	1	[	[	X
cblr-2956	1327	2	26,829	26,829	NUM
cblr-2956	1327	3	]	]	PUNCT
cblr-2956	1327	4	[	[	X
cblr-2956	1327	5	27,403	27,403	NUM
cblr-2956	1327	6	]	]	PUNCT
cblr-2956	1327	7	claims	claim	VERB
cblr-2956	1328	1	[	[	X
cblr-2956	1328	2	27,416	27,416	NUM
cblr-2956	1328	3	]	]	PUNCT
cblr-2956	1328	4	(	(	PUNCT
cblr-2956	1328	5	0.48	0.48	NUM
cblr-2956	1328	6	%	%	NOUN
cblr-2956	1328	7	)	)	PUNCT
cblr-2956	1328	8	(	(	PUNCT
cblr-2956	1328	9	1.65	1.65	NUM
cblr-2956	1328	10	%	%	NOUN
cblr-2956	1328	11	)	)	PUNCT
cblr-2956	1328	12	(	(	PUNCT
cblr-2956	1328	13	1.79	1.79	NUM
cblr-2956	1328	14	%	%	NOUN
cblr-2956	1328	15	)	)	PUNCT
cblr-2956	1329	1	d.	d.	PROPN
cblr-2956	1329	2	all	all	PRON
cblr-2956	1329	3	claims	claim	VERB
cblr-2956	1329	4	without	without	ADP
cblr-2956	1329	5	-33,521	-33,521	NOUN
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cblr-2956	1329	8	exemplary	exemplary	NOUN
cblr-2956	1329	9	[	[	X
cblr-2956	1329	10	22,058	22,058	NUM
cblr-2956	1329	11	]	]	X
cblr-2956	1330	1	[	[	X
cblr-2956	1330	2	29,102	29,102	NUM
cblr-2956	1330	3	]	]	PUNCT
cblr-2956	1331	1	[	[	X
cblr-2956	1331	2	29,780	29,780	NUM
cblr-2956	1331	3	]	]	PUNCT
cblr-2956	1331	4	damages	damage	NOUN
cblr-2956	1331	5	[	[	X
cblr-2956	1331	6	29,803	29,803	NUM
cblr-2956	1331	7	]	]	PUNCT
cblr-2956	1331	8	(	(	PUNCT
cblr-2956	1331	9	0.55	0.55	NUM
cblr-2956	1331	10	%	%	NOUN
cblr-2956	1331	11	)	)	PUNCT
cblr-2956	1331	12	(	(	PUNCT
cblr-2956	1331	13	1.77	1.77	NUM
cblr-2956	1331	14	%	%	NOUN
cblr-2956	1331	15	)	)	PUNCT
cblr-2956	1331	16	(	(	PUNCT
cblr-2956	1331	17	1.91	1.91	NUM
cblr-2956	1331	18	%	%	NOUN
cblr-2956	1331	19	)	)	PUNCT
cblr-2956	1332	1	e.	e.	PROPN
cblr-2956	1332	2	fatality	fatality	PROPN
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cblr-2956	1333	1	minimum	minimum	PROPN
cblr-2956	1334	1	[	[	X
cblr-2956	1334	2	385	385	NUM
cblr-2956	1334	3	]	]	X
cblr-2956	1335	1	[	[	X
cblr-2956	1335	2	847	847	NUM
cblr-2956	1335	3	]	]	X
cblr-2956	1336	1	[	[	X
cblr-2956	1336	2	8111	8111	NUM
cblr-2956	1336	3	$	$	SYM
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cblr-2956	1336	5	[	[	SYM
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cblr-2956	1336	7	]	]	PUNCT
cblr-2956	1336	8	(	(	PUNCT
cblr-2956	1336	9	40.78	40.78	NUM
cblr-2956	1336	10	%	%	NOUN
cblr-2956	1336	11	)	)	PUNCT
cblr-2956	1336	12	(	(	PUNCT
cblr-2956	1336	13	40.61	40.61	NUM
cblr-2956	1336	14	%	%	NOUN
cblr-2956	1336	15	)	)	PUNCT
cblr-2956	1336	16	(	(	PUNCT
cblr-2956	1336	17	35.02	35.02	NUM
cblr-2956	1336	18	%	%	NOUN
cblr-2956	1336	19	)	)	PUNCT
cblr-2956	1337	1	f.	f.	PROPN
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cblr-2956	1337	4	injury	injury	NOUN
cblr-2956	1337	5	-467,371	-467,371	PUNCT
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cblr-2956	1338	2	minimum	minimum	NOUN
cblr-2956	1339	1	[	[	X
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cblr-2956	1339	3	]	]	X
cblr-2956	1340	1	[	[	X
cblr-2956	1340	2	450	450	NUM
cblr-2956	1340	3	]	]	PUNCT
cblr-2956	1340	4	[	[	X
cblr-2956	1340	5	442	442	NUM
cblr-2956	1340	6	]	]	SYM
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cblr-2956	1340	9	[	[	X
cblr-2956	1340	10	822	822	NUM
cblr-2956	1340	11	]	]	X
cblr-2956	1340	12	(	(	PUNCT
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cblr-2956	1340	14	%	%	NOUN
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cblr-2956	1340	16	(	(	PUNCT
cblr-2956	1340	17	36.44	36.44	NUM
cblr-2956	1340	18	%	%	NOUN
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cblr-2956	1340	20	(	(	PUNCT
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cblr-2956	1340	23	)	)	PUNCT
cblr-2956	1341	1	g.	g.	NOUN
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cblr-2956	1342	1	[	[	X
cblr-2956	1342	2	652	652	NUM
cblr-2956	1342	3	]	]	PUNCT
cblr-2956	1342	4	[	[	X
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cblr-2956	1342	6	]	]	PUNCT
cblr-2956	1342	7	[	[	X
cblr-2956	1342	8	1,215	1,215	NUM
cblr-2956	1342	9	]	]	SYM
cblr-2956	1342	10	$	$	SYM
cblr-2956	1342	11	100,000	100,000	NUM
cblr-2956	1342	12	[	[	X
cblr-2956	1342	13	1,565	1,565	NUM
cblr-2956	1342	14	]	]	PUNCT
cblr-2956	1342	15	(	(	PUNCT
cblr-2956	1342	16	30.98	30.98	NUM
cblr-2956	1342	17	%	%	NOUN
cblr-2956	1342	18	)	)	PUNCT
cblr-2956	1342	19	(	(	PUNCT
cblr-2956	1342	20	30.64	30.64	NUM
cblr-2956	1342	21	%	%	NOUN
cblr-2956	1342	22	)	)	PUNCT
cblr-2956	1342	23	(	(	PUNCT
cblr-2956	1342	24	26.75	26.75	NUM
cblr-2956	1342	25	%	%	NOUN
cblr-2956	1342	26	)	)	PUNCT
cblr-2956	1343	1	h.	h.	PROPN
cblr-2956	1343	2	serious	serious	ADJ
cblr-2956	1343	3	nonfatal	nonfatal	ADJ
cblr-2956	1343	4	injury	injury	NOUN
cblr-2956	1343	5	-375,386	-375,386	DET
cblr-2956	1343	6	-332,272	-332,272	INTJ
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cblr-2956	1343	8	minimum	minimum	NOUN
cblr-2956	1344	1	[	[	X
cblr-2956	1344	2	250	250	NUM
cblr-2956	1344	3	]	]	PUNCT
cblr-2956	1345	1	[	[	X
cblr-2956	1345	2	613	613	NUM
cblr-2956	1345	3	]	]	X
cblr-2956	1345	4	[	[	X
cblr-2956	1345	5	6271	6271	NUM
cblr-2956	1345	6	$	$	SYM
cblr-2956	1345	7	100,000	100,000	NUM
cblr-2956	1345	8	[	[	X
cblr-2956	1345	9	822	822	NUM
cblr-2956	1345	10	]	]	X
cblr-2956	1345	11	(	(	PUNCT
cblr-2956	1345	12	26.00	26.00	NUM
cblr-2956	1345	13	%	%	NOUN
cblr-2956	1345	14	)	)	PUNCT
cblr-2956	1345	15	(	(	PUNCT
cblr-2956	1345	16	27.90	27.90	NUM
cblr-2956	1345	17	%	%	NOUN
cblr-2956	1345	18	)	)	PUNCT
cblr-2956	1345	19	(	(	PUNCT
cblr-2956	1345	20	23.92	23.92	NUM
cblr-2956	1345	21	%	%	NOUN
cblr-2956	1345	22	)	)	PUNCT
cblr-2956	1345	23	i.	i.	NOUN
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cblr-2956	1345	29	[	[	X
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cblr-2956	1345	31	]	]	PUNCT
cblr-2956	1346	1	[	[	X
cblr-2956	1346	2	543	543	NUM
cblr-2956	1346	3	]	]	X
cblr-2956	1346	4	[	[	X
cblr-2956	1346	5	505	505	NUM
cblr-2956	1346	6	]	]	SYM
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cblr-2956	1346	9	[	[	NOUN
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cblr-2956	1346	11	]	]	PUNCT
cblr-2956	1346	12	(	(	PUNCT
cblr-2956	1346	13	47.66	47.66	NUM
cblr-2956	1346	14	%	%	NOUN
cblr-2956	1346	15	)	)	PUNCT
cblr-2956	1346	16	(	(	PUNCT
cblr-2956	1346	17	48.25	48.25	NUM
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cblr-2956	1346	19	)	)	PUNCT
cblr-2956	1346	20	(	(	PUNCT
cblr-2956	1346	21	40.20	40.20	NUM
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cblr-2956	1346	23	)	)	PUNCT
cblr-2956	1347	1	j.	j.	PROPN
cblr-2956	1347	2	serious	serious	ADJ
cblr-2956	1347	3	nonfatal	nonfatal	ADJ
cblr-2956	1347	4	injury	injury	NOUN
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cblr-2956	1348	2	minimum	minimum	NOUN
cblr-2956	1349	1	[	[	X
cblr-2956	1349	2	115	115	NUM
cblr-2956	1349	3	]	]	PUNCT
cblr-2956	1350	1	[	[	X
cblr-2956	1350	2	302	302	NUM
cblr-2956	1350	3	]	]	X
cblr-2956	1350	4	[	[	X
cblr-2956	1350	5	292	292	NUM
cblr-2956	1350	6	]	]	SYM
cblr-2956	1350	7	$	$	SYM
cblr-2956	1350	8	500,000	500,000	NUM
cblr-2956	1350	9	[	[	X
cblr-2956	1350	10	822	822	NUM
cblr-2956	1350	11	]	]	X
cblr-2956	1350	12	(	(	PUNCT
cblr-2956	1350	13	37.39	37.39	NUM
cblr-2956	1350	14	%	%	NOUN
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cblr-2956	1350	16	(	(	PUNCT
cblr-2956	1350	17	40.40	40.40	NUM
cblr-2956	1350	18	%	%	NOUN
cblr-2956	1350	19	)	)	PUNCT
cblr-2956	1350	20	(	(	PUNCT
cblr-2956	1350	21	34.25	34.25	NUM
cblr-2956	1350	22	%	%	NOUN
cblr-2956	1350	23	)	)	PUNCT
cblr-2956	1351	1	no	no	INTJ
cblr-2956	1351	2	.	.	NOUN
cblr-2956	1352	1	2:4231	2:4231	NUM
cblr-2956	1353	1	early	early	ADJ
cblr-2956	1353	2	offers	offer	VERB
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cblr-2956	1353	5	business	business	PROPN
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cblr-2956	1353	10	:	:	PUNCT
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cblr-2956	1353	14	a	a	DET
cblr-2956	1353	15	:	:	PUNCT
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cblr-2956	1353	19	percent	percent	NOUN
cblr-2956	1353	20	a.	a.	NOUN
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cblr-2956	1353	22	form	form	VERB
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cblr-2956	1353	33	of	of	ADP
cblr-2956	1353	34	claims	claim	NOUN
cblr-2956	1354	1	39,553	39,553	NUM
cblr-2956	1354	2	100.00	100.00	NUM
cblr-2956	1354	3	d.	d.	PROPN
cblr-2956	1354	4	damages	damage	NOUN
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cblr-2956	1354	6	reported	report	VERB
cblr-2956	1354	7	16,058	16,058	NUM
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cblr-2956	1354	9	e.	e.	PROPN
cblr-2956	1354	10	exemplary	exemplary	PROPN
cblr-2956	1354	11	damages	damage	NOUN
cblr-2956	1354	12	reported	report	VERB
cblr-2956	1354	13	1607	1607	PROPN
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cblr-2956	1354	19	=	=	PUNCT
cblr-2956	1354	20	total	total	NOUN
cblr-2956	1354	21	30,308	30,308	NUM
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cblr-2956	1354	23	settlement	settlement	NOUN
cblr-2956	1354	24	or	or	CCONJ
cblr-2956	1354	25	court	court	NOUN
cblr-2956	1354	26	award	award	NOUN
cblr-2956	1354	27	g.	g.	PROPN
cblr-2956	1354	28	primary	primary	ADJ
cblr-2956	1354	29	insurer	insurer	NOUN
cblr-2956	1354	30	payment	payment	NOUN
cblr-2956	1354	31	+	+	CCONJ
cblr-2956	1354	32	deductible	deductible	ADJ
cblr-2956	1354	33	=	=	SYM
cblr-2956	1354	34	total	total	ADJ
cblr-2956	1354	35	settlement	settlement	NOUN
cblr-2956	1354	36	or	or	CCONJ
cblr-2956	1354	37	32,477	32,477	NUM
cblr-2956	1354	38	82.11	82.11	NUM
cblr-2956	1354	39	court	court	NOUN
cblr-2956	1354	40	award	award	PROPN
cblr-2956	1354	41	h.	h.	PROPN
cblr-2956	1354	42	multiparty	multiparty	PROPN
cblr-2956	1354	43	claim	claim	VERB
cblr-2956	1354	44	16,593	16,593	NUM
cblr-2956	1354	45	41.95	41.95	NUM
cblr-2956	1354	46	i.	i.	NOUN
cblr-2956	1354	47	duplicate	duplicate	PROPN
cblr-2956	1354	48	report	report	NOUN
cblr-2956	1354	49	within	within	ADP
cblr-2956	1354	50	same	same	ADJ
cblr-2956	1354	51	year	year	NOUN
cblr-2956	1354	52	669	669	NUM
cblr-2956	1354	53	1.69	1.69	NUM
cblr-2956	1354	54	panel	panel	NOUN
cblr-2956	1354	55	b	b	NOUN
cblr-2956	1354	56	:	:	PUNCT
cblr-2956	1354	57	age	age	NOUN
cblr-2956	1354	58	and	and	CCONJ
cblr-2956	1354	59	injury	injury	NOUN
cblr-2956	1354	60	characteristics	characteristic	NOUN
cblr-2956	1354	61	long	long	ADJ
cblr-2956	1354	62	form	form	NOUN
cblr-2956	1354	63	claims	claim	VERB
cblr-2956	1354	64	all	all	DET
cblr-2956	1354	65	cases	case	NOUN
cblr-2956	1354	66	death	death	VERB
cblr-2956	1354	67	serious	serious	ADJ
cblr-2956	1354	68	injury	injury	NOUN
cblr-2956	1354	69	n	n	DET
cblr-2956	1354	70	percent	percent	NOUN
cblr-2956	1354	71	n	n	PRON
cblr-2956	1354	72	percent	percent	NOUN
cblr-2956	1354	73	n	n	DET
cblr-2956	1354	74	percent	percent	NOUN
cblr-2956	1354	75	all	all	DET
cblr-2956	1354	76	ages	age	NOUN
cblr-2956	1354	77	23,013	23,013	NUM
cblr-2956	1354	78	100.0	100.0	NUM
cblr-2956	1354	79	2,701	2,701	NUM
cblr-2956	1354	80	11.74	11.74	NUM
cblr-2956	1354	81	1,549	1,549	NUM
cblr-2956	1354	82	6.73	6.73	NUM
cblr-2956	1354	83	age	age	NOUN
cblr-2956	1354	84	<	<	X
cblr-2956	1354	85	18	18	NUM
cblr-2956	1354	86	1,923	1,923	NUM
cblr-2956	1354	87	8.36	8.36	NUM
cblr-2956	1354	88	429	429	NUM
cblr-2956	1354	89	15.88	15.88	NUM
cblr-2956	1354	90	270	270	NUM
cblr-2956	1354	91	17.43	17.43	NUM
cblr-2956	1354	92	age	age	NOUN
cblr-2956	1354	93	18	18	NUM
cblr-2956	1354	94	or	or	CCONJ
cblr-2956	1354	95	21,090	21,090	NUM
cblr-2956	1354	96	91.64	91.64	NUM
cblr-2956	1354	97	2,272	2,272	NUM
cblr-2956	1354	98	84.12	84.12	NUM
cblr-2956	1354	99	1,279	1,279	NUM
cblr-2956	1354	100	82.57	82.57	NUM
cblr-2956	1354	101	-older	-older	NOUN
cblr-2956	1354	102	panel	panel	NOUN
cblr-2956	1354	103	c	c	NOUN
cblr-2956	1354	104	:	:	PUNCT
cblr-2956	1354	105	distribution	distribution	NOUN
cblr-2956	1354	106	of	of	ADP
cblr-2956	1354	107	total	total	ADJ
cblr-2956	1354	108	settlements	settlement	NOUN
cblr-2956	1354	109	or	or	CCONJ
cblr-2956	1354	110	court	court	NOUN
cblr-2956	1354	111	awards	award	NOUN
cblr-2956	1354	112	*	*	PUNCT
cblr-2956	1354	113	percent	percent	NOUN
cblr-2956	1355	1	$	$	SYM
cblr-2956	1355	2	10,000	10,000	NUM
cblr-2956	1355	3	$	$	SYM
cblr-2956	1355	4	100,000	100,000	NUM
cblr-2956	1355	5	72.39	72.39	NUM
cblr-2956	1355	6	$	$	SYM
cblr-2956	1355	7	100,001	100,001	NUM
cblr-2956	1355	8	$	$	SYM
cblr-2956	1355	9	500,000	500,000	NUM
cblr-2956	1355	10	19.47	19.47	NUM
cblr-2956	1355	11	$	$	SYM
cblr-2956	1355	12	500,001	500,001	NUM
cblr-2956	1355	13	$	$	SYM
cblr-2956	1355	14	1,000,000	1,000,000	NUM
cblr-2956	1355	15	4.21	4.21	NUM
cblr-2956	1355	16	$	$	SYM
cblr-2956	1355	17	1,000,001	1,000,001	NUM
cblr-2956	1355	18	-$5,000,000	-$5,000,000	NUM
cblr-2956	1355	19	3.50	3.50	NUM
cblr-2956	1355	20	>	>	SYM
cblr-2956	1355	21	$	$	SYM
cblr-2956	1355	22	5,000,000	5,000,000	NUM
cblr-2956	1355	23	0.43	0.43	NUM
cblr-2956	1355	24	*	*	PUNCT
cblr-2956	1355	25	median	median	ADJ
cblr-2956	1355	26	settlement	settlement	NOUN
cblr-2956	1355	27	or	or	CCONJ
cblr-2956	1355	28	court	court	NOUN
cblr-2956	1355	29	award	award	NOUN
cblr-2956	1355	30	is	be	AUX
cblr-2956	1355	31	$	$	SYM
cblr-2956	1355	32	39,919	39,919	NUM
cblr-2956	1355	33	.	.	PUNCT
cblr-2956	1356	1	mean	mean	VERB
cblr-2956	1356	2	settlement	settlement	NOUN
cblr-2956	1356	3	or	or	CCONJ
cblr-2956	1356	4	court	court	NOUN
cblr-2956	1356	5	award	award	NOUN
cblr-2956	1356	6	is	be	AUX
cblr-2956	1356	7	$	$	SYM
cblr-2956	1356	8	208,333	208,333	NUM
cblr-2956	1356	9	.	.	PUNCT
cblr-2956	1357	1	[	[	X
cblr-2956	1357	2	vol	vol	NOUN
cblr-2956	1357	3	.	.	NOUN
cblr-2956	1357	4	2008	2008	NUM
cblr-2956	1358	1	no	no	NOUN
cblr-2956	1358	2	.	.	PUNCT
cblr-2956	1359	1	2:423	2:423	NUM
cblr-2956	1359	2	]	]	X
cblr-2956	1359	3	early	early	ADV
cblr-2956	1359	4	offers	offer	VERB
cblr-2956	1359	5	reform	reform	NOUN
cblr-2956	1359	6	table	table	NOUN
cblr-2956	1359	7	20	20	NUM
cblr-2956	1359	8	:	:	PUNCT
cblr-2956	1359	9	comparison	comparison	NOUN
cblr-2956	1359	10	of	of	ADP
cblr-2956	1359	11	all	all	PRON
cblr-2956	1359	12	paid	pay	VERB
cblr-2956	1359	13	tort	tort	NOUN
cblr-2956	1359	14	claims	claim	NOUN
cblr-2956	1359	15	with	with	ADP
cblr-2956	1359	16	claims	claim	NOUN
cblr-2956	1359	17	to	to	PART
cblr-2956	1359	18	be	be	AUX
cblr-2956	1359	19	paid	pay	VERB
cblr-2956	1359	20	by	by	ADP
cblr-2956	1359	21	early	early	ADJ
cblr-2956	1359	22	offers	offer	NOUN
cblr-2956	1359	23	this	this	DET
cblr-2956	1359	24	example	example	NOUN
cblr-2956	1359	25	is	be	AUX
cblr-2956	1359	26	based	base	VERB
cblr-2956	1359	27	on	on	ADP
cblr-2956	1359	28	severe	severe	ADJ
cblr-2956	1359	29	non	non	ADJ
cblr-2956	1359	30	-	-	ADJ
cblr-2956	1359	31	fatal	fatal	ADJ
cblr-2956	1359	32	injuries	injury	NOUN
cblr-2956	1359	33	(	(	PUNCT
cblr-2956	1359	34	excluding	exclude	VERB
cblr-2956	1359	35	claims	claim	NOUN
cblr-2956	1359	36	reporting	reporting	NOUN
cblr-2956	1359	37	exemplary	exemplary	ADJ
cblr-2956	1359	38	damages	damage	NOUN
cblr-2956	1359	39	)	)	PUNCT
cblr-2956	1359	40	and	and	CCONJ
cblr-2956	1359	41	calculations	calculation	NOUN
cblr-2956	1359	42	using	use	VERB
cblr-2956	1359	43	the	the	DET
cblr-2956	1359	44	initial	initial	ADJ
cblr-2956	1359	45	reserve	reserve	NOUN
cblr-2956	1359	46	amount	amount	NOUN
cblr-2956	1359	47	.	.	PUNCT
cblr-2956	1360	1	(	(	PUNCT
cblr-2956	1360	2	1	1	X
cblr-2956	1360	3	)	)	PUNCT
cblr-2956	1360	4	(	(	PUNCT
cblr-2956	1360	5	2	2	X
cblr-2956	1360	6	)	)	PUNCT
cblr-2956	1360	7	all	all	DET
cblr-2956	1360	8	severe	severe	ADJ
cblr-2956	1360	9	severe	severe	ADJ
cblr-2956	1360	10	nonfatal	nonfatal	ADJ
cblr-2956	1360	11	nonfatal	nonfatal	ADJ
cblr-2956	1360	12	injury	injury	NOUN
cblr-2956	1360	13	claims	claim	NOUN
cblr-2956	1360	14	injury	injury	NOUN
cblr-2956	1360	15	claims	claim	NOUN
cblr-2956	1360	16	resulting	result	VERB
cblr-2956	1360	17	in	in	ADP
cblr-2956	1360	18	early	early	ADJ
cblr-2956	1360	19	(	(	PUNCT
cblr-2956	1360	20	table	table	NOUN
cblr-2956	1360	21	1	1	NUM
cblr-2956	1360	22	)	)	PUNCT
cblr-2956	1360	23	offers	offer	NOUN
cblr-2956	1360	24	based	base	VERB
cblr-2956	1360	25	on	on	ADP
cblr-2956	1360	26	initial	initial	ADJ
cblr-2956	1360	27	reserve	reserve	NOUN
cblr-2956	1360	28	(	(	PUNCT
cblr-2956	1360	29	table	table	NOUN
cblr-2956	1360	30	2	2	NUM
cblr-2956	1360	31	)	)	PUNCT
cblr-2956	1360	32	a.	a.	NOUN
cblr-2956	1360	33	number	number	NOUN
cblr-2956	1360	34	of	of	ADP
cblr-2956	1360	35	claims	claim	NOUN
cblr-2956	1360	36	1,429	1,429	NUM
cblr-2956	1360	37	'	'	SYM
cblr-2956	1360	38	6736	6736	NUM
cblr-2956	1360	39	b.	b.	PROPN
cblr-2956	1360	40	projected	project	VERB
cblr-2956	1360	41	average	average	ADJ
cblr-2956	1360	42	total	total	ADJ
cblr-2956	1360	43	543,365	543,365	NUM
cblr-2956	1360	44	'	'	PART
cblr-2956	1360	45	initial	initial	ADJ
cblr-2956	1360	46	reserve	reserve	PROPN
cblr-2956	1360	47	c.	c.	PROPN
cblr-2956	1360	48	projected	project	VERB
cblr-2956	1360	49	average	average	ADJ
cblr-2956	1360	50	initial	initial	ADJ
cblr-2956	1360	51	486,5083	486,5083	NUM
cblr-2956	1360	52	915,2088	915,2088	NUM
cblr-2956	1360	53	indemnity	indemnity	NOUN
cblr-2956	1360	54	reserve	reserve	PROPN
cblr-2956	1360	55	d.	d.	PROPN
cblr-2956	1360	56	projected	project	VERB
cblr-2956	1360	57	average	average	ADJ
cblr-2956	1360	58	initial	initial	ADJ
cblr-2956	1360	59	56,857	56,857	NUM
cblr-2956	1360	60	'	'	NOUN
cblr-2956	1361	1	101,7609	101,7609	NUM
cblr-2956	1361	2	expense	expense	NOUN
cblr-2956	1361	3	reserve	reserve	PROPN
cblr-2956	1361	4	e.	e.	PROPN
cblr-2956	1361	5	economic	economic	PROPN
cblr-2956	1361	6	loss	loss	PROPN
cblr-2956	1361	7	337,151	337,151	NUM
cblr-2956	1361	8	'	'	NOUN
cblr-2956	1361	9	245,286	245,286	NUM
cblr-2956	1361	10	'	'	NUM
cblr-2956	1361	11	0	0	NUM
cblr-2956	1361	12	f.	f.	PROPN
cblr-2956	1361	13	average	average	ADJ
cblr-2956	1361	14	savings	saving	NOUN
cblr-2956	1361	15	716,207	716,207	NUM
cblr-2956	1361	16	"	"	PUNCT
cblr-2956	1361	17	ibb(5	ibb(5	PROPN
cblr-2956	1361	18	)	)	PUNCT
cblr-2956	1361	19	2	2	NUM
cblr-2956	1361	20	1bb(1	1bb(1	NUM
cblr-2956	1361	21	)	)	PUNCT
cblr-2956	1361	22	'	'	PUNCT
cblr-2956	1361	23	calculated	calculate	VERB
cblr-2956	1361	24	from	from	ADP
cblr-2956	1361	25	tdi	tdi	PROPN
cblr-2956	1361	26	data	datum	NOUN
cblr-2956	1361	27	,	,	PUNCT
cblr-2956	1361	28	not	not	PART
cblr-2956	1361	29	appearing	appear	VERB
cblr-2956	1361	30	in	in	ADP
cblr-2956	1361	31	the	the	DET
cblr-2956	1361	32	foregoing	foregoing	NOUN
cblr-2956	1361	33	calculated	calculate	VERB
cblr-2956	1361	34	from	from	ADP
cblr-2956	1361	35	tdi	tdi	PROPN
cblr-2956	1361	36	data	datum	NOUN
cblr-2956	1361	37	,	,	PUNCT
cblr-2956	1361	38	not	not	PART
cblr-2956	1361	39	appearing	appear	VERB
cblr-2956	1361	40	in	in	ADP
cblr-2956	1361	41	the	the	DET
cblr-2956	1361	42	foregoing	forego	VERB
cblr-2956	1361	43	6	6	NUM
cblr-2956	1361	44	lbb(4	lbb(4	NOUN
cblr-2956	1361	45	)	)	PUNCT
cblr-2956	1361	46	6	6	NUM
cblr-2956	1361	47	2bb(1	2bb(1	NUM
cblr-2956	1361	48	)	)	PUNCT
cblr-2956	1361	49	'	'	PUNCT
cblr-2956	1361	50	calculated	calculate	VERB
cblr-2956	1361	51	from	from	ADP
cblr-2956	1361	52	tdi	tdi	PROPN
cblr-2956	1361	53	data	datum	NOUN
cblr-2956	1361	54	,	,	PUNCT
cblr-2956	1361	55	not	not	PART
cblr-2956	1361	56	appearing	appear	VERB
cblr-2956	1361	57	in	in	ADP
cblr-2956	1361	58	the	the	DET
cblr-2956	1361	59	foregoing	foregoing	NOUN
cblr-2956	1361	60	'	'	PUNCT
cblr-2956	1361	61	calculated	calculate	VERB
cblr-2956	1361	62	from	from	ADP
cblr-2956	1361	63	tdi	tdi	PROPN
cblr-2956	1361	64	data	datum	NOUN
cblr-2956	1361	65	,	,	PUNCT
cblr-2956	1361	66	not	not	PART
cblr-2956	1361	67	appearing	appear	VERB
cblr-2956	1361	68	in	in	ADP
cblr-2956	1361	69	the	the	DET
cblr-2956	1361	70	foregoing	foregoing	NOUN
cblr-2956	1361	71	'	'	PUNCT
cblr-2956	1361	72	calculated	calculate	VERB
cblr-2956	1361	73	from	from	ADP
cblr-2956	1361	74	tdi	tdi	PROPN
cblr-2956	1361	75	data	datum	NOUN
cblr-2956	1361	76	,	,	PUNCT
cblr-2956	1361	77	not	not	PART
cblr-2956	1361	78	appearing	appear	VERB
cblr-2956	1361	79	in	in	ADP
cblr-2956	1361	80	the	the	DET
cblr-2956	1361	81	foregoing	foregoing	NOUN
cblr-2956	1361	82	'	'	X
cblr-2956	1361	83	0	0	NUM
cblr-2956	1361	84	calculated	calculate	VERB
cblr-2956	1361	85	from	from	ADP
cblr-2956	1361	86	tdi	tdi	PROPN
cblr-2956	1361	87	data	datum	NOUN
cblr-2956	1361	88	,	,	PUNCT
cblr-2956	1361	89	not	not	PART
cblr-2956	1361	90	appearing	appear	VERB
cblr-2956	1361	91	in	in	ADP
cblr-2956	1361	92	the	the	DET
cblr-2956	1361	93	foregoing	forego	VERB
cblr-2956	1361	94	"	"	PUNCT
cblr-2956	1361	95	2bb(1	2bb(1	NOUN
cblr-2956	1361	96	)	)	PUNCT
cblr-2956	1361	97	note	note	NOUN
cblr-2956	1361	98	:	:	PUNCT
cblr-2956	1361	99	savings	saving	NOUN
cblr-2956	1361	100	=	=	NOUN
cblr-2956	1361	101	projected	project	VERB
cblr-2956	1361	102	initial	initial	ADJ
cblr-2956	1361	103	loss	loss	NOUN
cblr-2956	1361	104	reserve	reserve	NOUN
cblr-2956	1361	105	+	+	CCONJ
cblr-2956	1361	106	23/33	23/33	NUM
cblr-2956	1361	107	initial	initial	ADJ
cblr-2956	1361	108	expense	expense	NOUN
cblr-2956	1361	109	reserve	reserve	NOUN
cblr-2956	1361	110	1.1	1.1	NUM
cblr-2956	1361	111	economic	economic	ADJ
cblr-2956	1361	112	loss	loss	NOUN
cblr-2956	1361	113	.	.	PUNCT
cblr-2956	1362	1	inserting	insert	VERB
cblr-2956	1362	2	numbers	number	NOUN
cblr-2956	1362	3	from	from	ADP
cblr-2956	1362	4	column	column	NOUN
cblr-2956	1362	5	2	2	NUM
cblr-2956	1362	6	:	:	PUNCT
cblr-2956	1362	7	savings	saving	NOUN
cblr-2956	1362	8	=	=	SYM
cblr-2956	1362	9	$	$	SYM
cblr-2956	1362	10	915,208	915,208	NUM
cblr-2956	1362	11	+	+	CCONJ
cblr-2956	1362	12	(	(	PUNCT
cblr-2956	1362	13	(	(	PUNCT
cblr-2956	1362	14	23/33	23/33	NUM
cblr-2956	1362	15	)	)	PUNCT
cblr-2956	1362	16	x	x	SYM
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cblr-2956	1362	20	1.1	1.1	NUM
cblr-2956	1362	21	x	x	SYM
cblr-2956	1362	22	$	$	SYM
cblr-2956	1362	23	245,286	245,286	NUM
cblr-2956	1362	24	)	)	PUNCT
cblr-2956	1362	25	=	=	PUNCT
cblr-2956	1362	26	$	$	SYM
cblr-2956	1362	27	915,208	915,208	NUM
cblr-2956	1362	28	+	+	CCONJ
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cblr-2956	1362	30	269,815	269,815	NUM
cblr-2956	1362	31	=	=	SYM
cblr-2956	1362	32	$	$	SYM
cblr-2956	1362	33	716,317	716,317	NUM
cblr-2956	1362	34	no	no	NOUN
cblr-2956	1362	35	.	.	PUNCT
cblr-2956	1363	1	2:423	2:423	NUM
cblr-2956	1363	2	]	]	X
cblr-2956	1363	3	earl	earl	PROPN
cblr-2956	1363	4	y	y	PROPN
cblr-2956	1363	5	offers	offer	VERB
cblr-2956	1363	6	reform	reform	PROPN
cblr-2956	1363	7	columbia	columbia	PROPN
cblr-2956	1363	8	business	business	PROPN
cblr-2956	1363	9	law	law	PROPN
cblr-2956	1363	10	review	review	NOUN
cblr-2956	1363	11	[	[	X
cblr-2956	1363	12	vol	vol	NOUN
cblr-2956	1363	13	.	.	PUNCT
cblr-2956	1363	14	2008	2008	NUM
cblr-2956	1363	15	appendix	appendix	PROPN
cblr-2956	1363	16	a.	a.	PROPN
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cblr-2956	1363	19	claim	claim	NOUN
cblr-2956	1363	20	reporting	report	VERB
cblr-2956	1363	21	forms	form	NOUN
cblr-2956	1363	22	long	long	ADJ
cblr-2956	1363	23	form	form	NOUN
cblr-2956	1363	24	texas	texas	PROPN
cblr-2956	1363	25	department	department	PROPN
cblr-2956	1363	26	of	of	ADP
cblr-2956	1363	27	insurance	insurance	PROPN
cblr-2956	1363	28	texas	texas	PROPN
cblr-2956	1363	29	commercial	commercial	PROPN
cblr-2956	1363	30	liability	liability	NOUN
cblr-2956	1363	31	insurance	insurance	NOUN
cblr-2956	1363	32	closed	close	VERB
cblr-2956	1363	33	claim	claim	NOUN
cblr-2956	1363	34	report	report	VERB
cblr-2956	1363	35	indemnity	indemnity	NOUN
cblr-2956	1363	36	payments	payment	NOUN
cblr-2956	1363	37	of	of	ADP
cblr-2956	1363	38	$	$	SYM
cblr-2956	1363	39	25,000	25,000	NUM
cblr-2956	1363	40	or	or	CCONJ
cblr-2956	1363	41	more	more	ADJ
cblr-2956	1363	42	company	company	NOUN
cblr-2956	1363	43	name	name	NOUN
cblr-2956	1363	44	&	&	CCONJ
cblr-2956	1363	45	address	address	PROPN
cblr-2956	1363	46	:	:	PUNCT
cblr-2956	1363	47	naic	naic	PROPN
cblr-2956	1363	48	company	company	PROPN
cblr-2956	1363	49	code	code	PROPN
cblr-2956	1363	50	:	:	PUNCT
cblr-2956	1363	51	naic	naic	PROPN
cblr-2956	1363	52	gi	gi	PROPN
cblr-2956	1363	53	claim	claim	NOUN
cblr-2956	1363	54	file	file	NOUN
cblr-2956	1363	55	identification	identification	NOUN
cblr-2956	1363	56	:	:	PUNCT
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cblr-2956	1363	58	completed	complete	VERB
cblr-2956	1363	59	by	by	ADP
cblr-2956	1363	60	:	:	PUNCT
cblr-2956	1363	61	form	form	NOUN
cblr-2956	1363	62	reviewed	review	VERB
cblr-2956	1363	63	by	by	ADP
cblr-2956	1363	64	(	(	PUNCT
cblr-2956	1363	65	cooriate	cooriate	PROPN
cblr-2956	1363	66	):	):	PUNCT
cblr-2956	1363	67	roup	roup	PROPN
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cblr-2956	1363	69	:	:	PUNCT
cblr-2956	1364	1	tel	tel	ADP
cblr-2956	1364	2	:	:	PUNCT
cblr-2956	1364	3	tel	tel	NOUN
cblr-2956	1364	4	:	:	PUNCT
cblr-2956	1364	5	always	always	ADV
cblr-2956	1364	6	complete	complete	ADJ
cblr-2956	1364	7	always	always	ADV
cblr-2956	1364	8	complete	complete	ADJ
cblr-2956	1364	9	always	always	ADV
cblr-2956	1364	10	complete	complete	ADJ
cblr-2956	1364	11	always	always	ADV
cblr-2956	1364	12	complete	complete	ADJ
cblr-2956	1364	13	col	col	PROPN
cblr-2956	1364	14	umal	umal	PROPN
cblr-2956	1364	15	business	business	PROPN
cblr-2956	1364	16	la	la	PROPN
cblr-2956	1364	17	w	w	PROPN
cblr-2956	1364	18	re	re	PROPN
cblr-2956	1364	19	vie	vie	PROPN
cblr-2956	1364	20	w	w	PROPN
cblr-2956	1365	1	[	[	X
cblr-2956	1365	2	vol	vol	NOUN
cblr-2956	1365	3	.	.	NOUN
cblr-2956	1365	4	2008	2008	NUM
cblr-2956	1365	5	no	no	NOUN
cblr-2956	1365	6	.	.	PUNCT
cblr-2956	1366	1	2:423	2:423	NUM
cblr-2956	1366	2	]	]	X
cblr-2956	1366	3	early	early	ADV
cblr-2956	1366	4	offers	offer	VERB
cblr-2956	1366	5	reform	reform	NOUN
cblr-2956	1366	6	long	long	ADJ
cblr-2956	1366	7	form	form	PROPN
cblr-2956	1366	8	texas	texas	PROPN
cblr-2956	1366	9	closed	closed	ADJ
cblr-2956	1366	10	claim	claim	NOUN
cblr-2956	1366	11	report	report	VERB
cblr-2956	1366	12	indemnity	indemnity	NOUN
cblr-2956	1366	13	payments	payment	NOUN
cblr-2956	1366	14	of	of	ADP
cblr-2956	1366	15	$	$	SYM
cblr-2956	1366	16	25,000	25,000	NUM
cblr-2956	1366	17	or	or	CCONJ
cblr-2956	1366	18	more	more	ADJ
cblr-2956	1366	19	naic	naic	PROPN
cblr-2956	1366	20	company	company	NOUN
cblr-2956	1366	21	code	code	PROPN
cblr-2956	1366	22	:	:	PUNCT
cblr-2956	1366	23	naic	naic	PROPN
cblr-2956	1366	24	group	group	PROPN
cblr-2956	1366	25	code	code	PROPN
cblr-2956	1366	26	:	:	PUNCT
cblr-2956	1366	27	1	1	X
cblr-2956	1366	28	.	.	PUNCT
cblr-2956	1366	29	a.	a.	NOUN
cblr-2956	1366	30	date	date	NOUN
cblr-2956	1366	31	of	of	ADP
cblr-2956	1366	32	injury	injury	NOUN
cblr-2956	1366	33	"	"	PUNCT
cblr-2956	1366	34	"	"	PUNCT
cblr-2956	1366	35	~alwys	~alwys	NUM
cblr-2956	1366	36	complete	complete	ADJ
cblr-2956	1366	37	mm	mm	PROPN
cblr-2956	1366	38	dd	dd	PROPN
cblr-2956	1366	39	yyyy	yyyy	PROPN
cblr-2956	1366	40	b.	b.	PROPN
cblr-2956	1366	41	date	date	PROPN
cblr-2956	1366	42	reported	report	VERB
cblr-2956	1366	43	to	to	PART
cblr-2956	1366	44	insurer	insurer	VERB
cblr-2956	1366	45	a	a	DET
cblr-2956	1366	46	ays	ays	NOUN
cblr-2956	1366	47	complete	complete	ADJ
cblr-2956	1366	48	mm	mm	PROPN
cblr-2956	1366	49	dd	dd	PROPN
cblr-2956	1366	50	yyyy	yyyy	PROPN
cblr-2956	1366	51	c.	c.	PROPN
cblr-2956	1366	52	date	date	PROPN
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cblr-2956	1366	54	filed	file	VERB
cblr-2956	1366	55	i	i	PRON
cblr-2956	1366	56	/	/	SYM
cblr-2956	1366	57	complete	complete	ADJ
cblr-2956	1366	58	if	if	SCONJ
cblr-2956	1366	59	suit	suit	VERB
cblr-2956	1366	60	i	i	PRON
cblr-2956	1366	61	'	'	PUNCT
cblr-2956	1367	1	mm	mm	INTJ
cblr-2956	1367	2	dd	dd	PROPN
cblr-2956	1367	3	yyyy	yyyy	PROPN
cblr-2956	1367	4	d.	d.	PROPN
cblr-2956	1367	5	date	date	PROPN
cblr-2956	1367	6	of	of	ADP
cblr-2956	1367	7	trial	trial	NOUN
cblr-2956	1367	8	or	or	CCONJ
cblr-2956	1367	9	final	final	ADJ
cblr-2956	1367	10	trial	trial	NOUN
cblr-2956	1367	11	setting	set	VERB
cblr-2956	1367	12	complete	complete	ADJ
cblr-2956	1367	13	if	if	SCONJ
cblr-2956	1367	14	trialt	trialt	VERB
cblr-2956	1367	15	he	he	PRON
cblr-2956	1367	16	mm	mm	INTJ
cblr-2956	1368	1	dd	dd	PROPN
cblr-2956	1368	2	yyyy	yyyy	PROPN
cblr-2956	1368	3	a.	a.	NOUN
cblr-2956	1368	4	date	date	NOUN
cblr-2956	1368	5	of	of	ADP
cblr-2956	1368	6	settlement	settlement	NOUN
cblr-2956	1368	7	aays	aay	VERB
cblr-2956	1368	8	complete	complete	VERB
cblr-2956	1368	9	mm	mm	PROPN
cblr-2956	1368	10	dd	dd	PROPN
cblr-2956	1368	11	yyyy	yyyy	PROPN
cblr-2956	1368	12	i.	i.	PROPN
cblr-2956	1368	13	date	date	PROPN
cblr-2956	1368	14	of	of	ADP
cblr-2956	1368	15	jury	jury	NOUN
cblr-2956	1368	16	award	award	NOUN
cblr-2956	1368	17	i	i	PRON
cblr-2956	1368	18	complete	complete	VERB
cblr-2956	1368	19	if	if	SCONJ
cblr-2956	1368	20	rend	rend	VERB
cblr-2956	1368	21	.	.	PUNCT
cblr-2956	1369	1	mm	mm	PROPN
cblr-2956	1369	2	dd	dd	PROPN
cblr-2956	1369	3	yyyy	yyyy	PROPN
cblr-2956	1369	4	g.	g.	PROPN
cblr-2956	1369	5	date	date	PROPN
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cblr-2956	1369	8	c	c	X
cblr-2956	1369	9	/	/	SYM
cblr-2956	1369	10	osed	osed	ADJ
cblr-2956	1369	11	...................	...................	PUNCT
cblr-2956	1370	1	a	a	X
cblr-2956	1370	2	-	-	PUNCT
cblr-2956	1370	3	ieays	ieay	NOUN
cblr-2956	1370	4	complete	complete	VERB
cblr-2956	1370	5	mm	mm	PROPN
cblr-2956	1370	6	dd	dd	NOUN
cblr-2956	1370	7	yyyy	yyyy	NOUN
cblr-2956	1370	8	age	age	NOUN
cblr-2956	1370	9	of	of	ADP
cblr-2956	1370	10	injured	injure	VERB
cblr-2956	1370	11	person	person	NOUN
cblr-2956	1370	12	at	at	ADP
cblr-2956	1370	13	the	the	DET
cblr-2956	1370	14	time	time	NOUN
cblr-2956	1370	15	of	of	ADP
cblr-2956	1370	16	the	the	DET
cblr-2956	1370	17	injury	injury	NOUN
cblr-2956	1370	18	:	:	PUNCT
cblr-2956	1370	19	tinieta	tinieta	NOUN
cblr-2956	1371	1	om	om	PROPN
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cblr-2956	1371	3	y	y	PROPN
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cblr-2956	1371	5	as	as	ADP
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cblr-2956	1371	8	p	p	X
cblr-2956	1371	9	eer	eer	NOUN
cblr-2956	1371	10	of	of	ADP
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cblr-2956	1371	12	)	)	PUNCT
cblr-2956	1372	1	_	_	PUNCT
cblr-2956	1372	2	(	(	PUNCT
cblr-2956	1372	3	dkid	dkid	VERB
cblr-2956	1372	4	always	always	ADV
cblr-2956	1372	5	complete	complete	ADJ
cblr-2956	1372	6	a.	a.	NOUN
cblr-2956	1372	7	was	be	AUX
cblr-2956	1372	8	injured	injure	VERB
cblr-2956	1372	9	person	person	NOUN
cblr-2956	1372	10	employed	employ	VERB
cblr-2956	1372	11	at	at	ADP
cblr-2956	1372	12	the	the	DET
cblr-2956	1372	13	time	time	NOUN
cblr-2956	1372	14	of	of	ADP
cblr-2956	1372	15	the	the	DET
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cblr-2956	1372	17	?	?	PUNCT
cblr-2956	1373	1	yin	yin	PROPN
cblr-2956	1373	2	b.	b.	PROPN
cblr-2956	1374	1	if	if	SCONJ
cblr-2956	1374	2	3.a	3.a	NUM
cblr-2956	1374	3	if	if	SCONJ
cblr-2956	1374	4	"	"	PUNCT
cblr-2956	1374	5	y	y	NOUN
cblr-2956	1374	6	"	"	PUNCT
cblr-2956	1374	7	,	,	PUNCT
cblr-2956	1374	8	was	be	AUX
cblr-2956	1374	9	the	the	DET
cblr-2956	1374	10	injury	injury	NOUN
cblr-2956	1374	11	work	work	NOUN
cblr-2956	1374	12	-	-	PUNCT
cblr-2956	1374	13	related	relate	VERB
cblr-2956	1374	14	?	?	PUNCT
cblr-2956	1375	1	4	4	X
cblr-2956	1375	2	.	.	X
cblr-2956	1375	3	type	type	NOUN
cblr-2956	1375	4	of	of	ADP
cblr-2956	1375	5	injury	injury	NOUN
cblr-2956	1375	6	:	:	PUNCT
cblr-2956	1375	7	select	select	VERB
cblr-2956	1375	8	all	all	DET
cblr-2956	1375	9	that	that	DET
cblr-2956	1375	10	appl	appl	PROPN
cblr-2956	1375	11	a.	a.	PROPN
cblr-2956	1375	12	death	death	PROPN
cblr-2956	1375	13	b.	b.	PROPN
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cblr-2956	1375	16	sums	sum	NOUN
cblr-2956	1375	17	(	(	PUNCT
cblr-2956	1375	18	hieat	hieat	NOUN
cblr-2956	1375	19	d.	d.	NOUN
cblr-2956	1375	20	bums	bum	NOUN
cblr-2956	1375	21	(	(	PUNCT
cblr-2956	1375	22	leme	leme	PROPN
cblr-2956	1376	1	i	i	PRON
cblr-2956	1376	2	e.	e.	PROPN
cblr-2956	1376	3	systemic	systemic	ADJ
cblr-2956	1376	4	poisoning	poisoning	PROPN
cblr-2956	1376	5	(	(	PUNCT
cblr-2956	1376	6	toa	toa	PROPN
cblr-2956	1376	7	steole	steole	PROPN
cblr-2956	1376	8	)	)	PUNCT
cblr-2956	1377	1	f.	f.	PROPN
cblr-2956	1377	2	systemic	systemic	ADJ
cblr-2956	1377	3	poisoning	poisoning	NOUN
cblr-2956	1377	4	(	(	PUNCT
cblr-2956	1377	5	oiwi	oiwi	NOUN
cblr-2956	1377	6	_	_	PUNCT
cblr-2956	1377	7	_	_	PUNCT
cblr-2956	1378	1	g.	g.	PROPN
cblr-2956	1378	2	eye	eye	PROPN
cblr-2956	1378	3	injury	injury	PROPN
cblr-2956	1378	4	l	l	PROPN
cblr-2956	1378	5	(	(	PUNCT
cblr-2956	1378	6	,	,	PUNCT
cblr-2956	1378	7	--a	--a	PROPN
cblr-2956	1378	8	_	_	PUNCT
cblr-2956	1378	9	)	)	PUNCT
cblr-2956	1379	1	h.	h.	NOUN
cblr-2956	1379	2	respiratory	respiratory	ADJ
cblr-2956	1379	3	condition	condition	NOUN
cblr-2956	1379	4	(	(	PUNCT
cblr-2956	1379	5	ooation	ooation	NOUN
cblr-2956	1379	6	"	"	PUNCT
cblr-2956	1379	7	ia	ia	PROPN
cblr-2956	1379	8	o	o	NOUN
cblr-2956	1379	9	o	o	NOUN
cblr-2956	1379	10	,	,	PUNCT
cblr-2956	1379	11	page	page	NOUN
cblr-2956	1379	12	2	2	NUM
cblr-2956	1379	13	)	)	PUNCT
cblr-2956	1379	14	always	always	ADV
cblr-2956	1379	15	complete	complete	ADJ
cblr-2956	1379	16	do	do	AUX
cblr-2956	1379	17	not	not	PART
cblr-2956	1379	18	respond	respond	VERB
cblr-2956	1379	19	i	i	PRON
cblr-2956	1379	20	3a	3a	NUM
cblr-2956	1379	21	is	be	AUX
cblr-2956	1379	22	n	n	PRON
cblr-2956	1379	23	always	always	ADV
cblr-2956	1379	24	complete	complete	VERB
cblr-2956	1379	25	vane	vane	NOUN
cblr-2956	1379	26	tout	tout	NOUN
cblr-2956	1379	27	iwareataoo.noe	iwareataoo.noe	PROPN
cblr-2956	1379	28	minteayurni	minteayurni	PROPN
cblr-2956	1379	29	ed	ed	PROPN
cblr-2956	1379	30	page	page	NOUN
cblr-2956	1379	31	l	l	NOUN
cblr-2956	1379	32	of	of	ADP
cblr-2956	1379	33	11	11	NUM
cblr-2956	1379	34	(=	(=	NOUN
cblr-2956	1379	35	nnei	nnei	PROPN
cblr-2956	1380	1	d	d	PROPN
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cblr-2956	1380	3	oi	oi	PROPN
cblr-2956	1380	4	'	'	PUNCT
cblr-2956	1380	5	may	may	PROPN
cblr-2956	1380	6	2003	2003	NUM
cblr-2956	1380	7	)	)	PUNCT
cblr-2956	1380	8	columbia	columbia	PROPN
cblr-2956	1380	9	business	business	NOUN
cblr-2956	1380	10	law	law	PROPN
cblr-2956	1380	11	re	re	AUX
cblr-2956	1380	12	view	view	VERB
cblr-2956	1380	13	long	long	ADJ
cblr-2956	1380	14	form	form	PROPN
cblr-2956	1380	15	texas	texas	PROPN
cblr-2956	1380	16	closed	closed	ADJ
cblr-2956	1380	17	claim	claim	NOUN
cblr-2956	1380	18	report	report	VERB
cblr-2956	1380	19	indemnity	indemnity	NOUN
cblr-2956	1380	20	payments	payment	NOUN
cblr-2956	1380	21	of	of	ADP
cblr-2956	1380	22	$	$	SYM
cblr-2956	1380	23	25,000	25,000	NUM
cblr-2956	1380	24	or	or	CCONJ
cblr-2956	1380	25	more	more	ADJ
cblr-2956	1380	26	naic	naic	PROPN
cblr-2956	1380	27	comoanv	comoanv	PROPN
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cblr-2956	1380	29	:	:	PUNCT
cblr-2956	1380	30	naic	naic	PROPN
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cblr-2956	1380	33	:	:	PUNCT
cblr-2956	1380	34	(	(	PUNCT
cblr-2956	1380	35	questuo	questuo	PROPN
cblr-2956	1380	36	n	n	CCONJ
cblr-2956	1380	37	"	"	PUNCT
cblr-2956	1380	38	waued	waue	VERB
cblr-2956	1380	39	)	)	PUNCT
cblr-2956	1381	1	i.	i.	PROPN
cblr-2956	1381	2	nervous	nervous	ADJ
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cblr-2956	1381	9	_	_	PUNCT
cblr-2956	1382	1	_	_	PUNCT
cblr-2956	1383	1	_	_	PUNCT
cblr-2956	1384	1	_	_	PUNCT
cblr-2956	1384	2	_	_	PUNCT
cblr-2956	1385	1	k.	k.	PROPN
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cblr-2956	1385	4	.	.	PUNCT
cblr-2956	1386	1	multiple	multiple	ADJ
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cblr-2956	1386	3	(	(	PUNCT
cblr-2956	1386	4	roen	roen	PROPN
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cblr-2956	1386	6	,	,	PUNCT
cblr-2956	1386	7	toorao	toorao	NOUN
cblr-2956	1386	8	n.	n.	PROPN
cblr-2956	1386	9	o	o	PROPN
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cblr-2956	1386	11	......	......	PUNCT
cblr-2956	1387	1	m.	m.	NOUN
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cblr-2956	1387	4	.	.	PUNCT
cblr-2956	1388	1	..	..	PUNCT
cblr-2956	1389	1	n.	n.	NOUN
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cblr-2956	1389	7	...	...	PUNCT
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cblr-2956	1390	3	-----	-----	PROPN
cblr-2956	1390	4	......	......	PUNCT
cblr-2956	1390	5	...	...	PUNCT
cblr-2956	1390	6	..	..	PUNCT
cblr-2956	1391	1	-------q	-------q	X
cblr-2956	1391	2	.	.	PUNCT
cblr-2956	1392	1	spinal	spinal	ADJ
cblr-2956	1392	2	cord	cord	NOUN
cblr-2956	1392	3	injuries	injury	NOUN
cblr-2956	1392	4	"	"	PUNCT
cblr-2956	1392	5	win	win	VERB
cblr-2956	1392	6	paraplegi	paraplegi	PRON
cblr-2956	1392	7	and	and	CCONJ
cblr-2956	1392	8	quaddpsgia	quaddpsgia	NOUN
cblr-2956	1392	9	.	.	PUNCT
cblr-2956	1393	1	r.	r.	PROPN
cblr-2956	1393	2	other	other	PROPN
cblr-2956	1393	3	(	(	PUNCT
cblr-2956	1393	4	give	give	VERB
cblr-2956	1393	5	bief	bief	NOUN
cblr-2956	1393	6	descripion	descripion	NOUN
cblr-2956	1393	7	)	)	PUNCT
cblr-2956	1393	8	5	5	NUM
cblr-2956	1393	9	.	.	PUNCT
cblr-2956	1394	1	how	how	SCONJ
cblr-2956	1394	2	did	do	AUX
cblr-2956	1394	3	the	the	DET
cblr-2956	1394	4	injury	injury	NOUN
cblr-2956	1394	5	occur	occur	VERB
cblr-2956	1394	6	?	?	PUNCT
cblr-2956	1395	1	select	select	VERB
cblr-2956	1395	2	all	all	DET
cblr-2956	1395	3	that	that	DET
cblr-2956	1395	4	aoly	aoly	ADJ
cblr-2956	1395	5	a.	a.	NOUN
cblr-2956	1395	6	off	off	ADP
cblr-2956	1395	7	road	road	NOUN
cblr-2956	1395	8	vehicle	vehicle	NOUN
cblr-2956	1395	9	...................................................................	...................................................................	PUNCT
cblr-2956	1395	10	b.	b.	PROPN
cblr-2956	1395	11	air	air	PROPN
cblr-2956	1395	12	transportation	transportation	PROPN
cblr-2956	1395	13	..	..	PUNCT
cblr-2956	1396	1	c.	c.	PROPN
cblr-2956	1396	2	r	r	NOUN
cblr-2956	1396	3	ailway	ailway	NOUN
cblr-2956	1396	4	................................................................................	................................................................................	PUNCT
cblr-2956	1397	1	d.	d.	PROPN
cblr-2956	1397	2	other	other	ADJ
cblr-2956	1397	3	motor	motor	NOUN
cblr-2956	1397	4	vehicle	vehicle	NOUN
cblr-2956	1397	5	.....	.....	PUNCT
cblr-2956	1397	6	.	.	PUNCT
cblr-2956	1397	7	.	.	PUNCT
cblr-2956	1397	8	.	.	PUNCT
cblr-2956	1397	9	.	.	PUNCT
cblr-2956	1398	1	...	...	PUNCT
cblr-2956	1398	2	..	..	PUNCT
cblr-2956	1398	3	.	.	PUNCT
cblr-2956	1399	1	a.	a.	NOUN
cblr-2956	1399	2	complications	complication	NOUN
cblr-2956	1399	3	,	,	PUNCT
cblr-2956	1399	4	misadventures	misadventure	NOUN
cblr-2956	1399	5	of	of	ADP
cblr-2956	1399	6	surgical	surgical	ADJ
cblr-2956	1399	7	/	/	SYM
cblr-2956	1399	8	medical	medical	ADJ
cblr-2956	1399	9	care	care	NOUN
cblr-2956	1399	10	.--i	.--i	PROPN
cblr-2956	1399	11	.	.	PUNCT
cblr-2956	1400	1	falls	fall	VERB
cblr-2956	1400	2	....................................................................................	....................................................................................	PUNCT
cblr-2956	1401	1	g.	g.	PROPN
cblr-2956	1401	2	d	d	PROPN
cblr-2956	1401	3	row	row	NOUN
cblr-2956	1401	4	ning	ning	PROPN
cblr-2956	1401	5	..............................................................................	..............................................................................	PUNCT
cblr-2956	1402	1	h.	h.	PROPN
cblr-2956	1402	2	use	use	NOUN
cblr-2956	1402	3	of	of	ADP
cblr-2956	1402	4	defective	defective	ADJ
cblr-2956	1402	5	product-	product-	NOUN
cblr-2956	1402	6	......	......	PUNCT
cblr-2956	1402	7	-.-	-.-	PROPN
cblr-2956	1402	8	..	..	PUNCT
cblr-2956	1402	9	-----	-----	PROPN
cblr-2956	1402	10	.....	.....	PUNCT
cblr-2956	1402	11	i.	i.	PROPN
cblr-2956	1402	12	fire	fire	PROPN
cblr-2956	1402	13	-	-	PUNCT
cblr-2956	1402	14	.	.	PUNCT
cblr-2956	1402	15	.	.	PUNCT
cblr-2956	1402	16	.	.	PUNCT
cblr-2956	1402	17	.	.	PUNCT
cblr-2956	1402	18	.	.	PUNCT
cblr-2956	1402	19	.	.	PUNCT
cblr-2956	1402	20	.	.	PUNCT
cblr-2956	1402	21	.	.	PUNCT
cblr-2956	1402	22	.	.	PUNCT
cblr-2956	1402	23	.	.	PUNCT
cblr-2956	1402	24	.	.	PUNCT
cblr-2956	1402	25	.	.	PUNCT
cblr-2956	1402	26	.	.	PUNCT
cblr-2956	1403	1	j.	j.	PROPN
cblr-2956	1403	2	firearm	firearm	PROPN
cblr-2956	1403	3	......	......	PUNCT
cblr-2956	1403	4	.	.	PUNCT
cblr-2956	1404	1	.....	.....	PUNCT
cblr-2956	1404	2	..	..	PUNCT
cblr-2956	1404	3	.	.	PUNCT
cblr-2956	1404	4	..	..	PUNCT
cblr-2956	1404	5	.	.	PUNCT
cblr-2956	1405	1	k.	k.	PROPN
cblr-2956	1405	2	pollution	pollution	PROPN
cblr-2956	1405	3	or	or	CCONJ
cblr-2956	1405	4	long	long	ADJ
cblr-2956	1405	5	-	-	PUNCT
cblr-2956	1405	6	term	term	NOUN
cblr-2956	1405	7	exposure	exposure	NOUN
cblr-2956	1405	8	to	to	ADP
cblr-2956	1405	9	toxic	toxic	ADJ
cblr-2956	1405	10	material	material	NOUN
cblr-2956	1405	11	.---i	.---i	PROPN
cblr-2956	1405	12	.	.	PUNCT
cblr-2956	1406	1	explosons	exploson	NOUN
cblr-2956	1406	2	.	.	PUNCT
cblr-2956	1407	1	_	_	PUNCT
cblr-2956	1408	1	_	_	PUNCT
cblr-2956	1409	1	_	_	PUNCT
cblr-2956	1410	1	_	_	PUNCT
cblr-2956	1411	1	_	_	PUNCT
cblr-2956	1412	1	_	_	PUNCT
cblr-2956	1413	1	_	_	PUNCT
cblr-2956	1413	2	m.	m.	NOUN
cblr-2956	1413	3	use	use	NOUN
cblr-2956	1413	4	of	of	ADP
cblr-2956	1413	5	agricultural	agricultural	ADJ
cblr-2956	1413	6	machinery	machinery	NOUN
cblr-2956	1413	7	n.	n.	PROPN
cblr-2956	1413	8	oil	oil	PROPN
cblr-2956	1413	9	&	&	CCONJ
cblr-2956	1413	10	gas	gas	NOUN
cblr-2956	1413	11	extractions	extraction	NOUN
cblr-2956	1413	12	-------------o	-------------o	PUNCT
cblr-2956	1413	13	.	.	PUNCT
cblr-2956	1414	1	other	other	ADJ
cblr-2956	1414	2	(	(	PUNCT
cblr-2956	1414	3	give	give	VERB
cblr-2956	1414	4	bntef	bntef	NOUN
cblr-2956	1414	5	descrption	descrption	NOUN
cblr-2956	1414	6	)	)	PUNCT
cblr-2956	1414	7	6	6	NUM
cblr-2956	1414	8	.	.	PUNCT
cblr-2956	1414	9	a.	a.	NOUN
cblr-2956	1414	10	where	where	SCONJ
cblr-2956	1414	11	did	do	AUX
cblr-2956	1414	12	the	the	DET
cblr-2956	1414	13	injury	injury	NOUN
cblr-2956	1414	14	occur	occur	VERB
cblr-2956	1414	15	?	?	PUNCT
cblr-2956	1415	1	(	(	PUNCT
cblr-2956	1415	2	choose	choose	VERB
cblr-2956	1415	3	eiter	eiter	PROPN
cblr-2956	1415	4	1	1	NUM
cblr-2956	1415	5	or	or	CCONJ
cblr-2956	1415	6	2	2	NUM
cblr-2956	1415	7	and	and	CCONJ
cblr-2956	1415	8	then	then	ADV
cblr-2956	1415	9	cm"epe"ffe	cm"epe"ffe	VERB
cblr-2956	1415	10	-at	-at	ADJ
cblr-2956	1415	11	-	-	NOUN
cblr-2956	1415	12	pthlltum-1-	pthlltum-1-	NOUN
cblr-2956	1415	13	..	..	PUNCT
cblr-2956	1415	14	enter	enter	VERB
cblr-2956	1415	15	eier	eier	NOUN
cblr-2956	1415	16	1	1	NUM
cblr-2956	1415	17	or	or	CCONJ
cblr-2956	1415	18	2	2	NUM
cblr-2956	1415	19	1	1	NUM
cblr-2956	1415	20	.	.	PUNCT
cblr-2956	1415	21	texas	texas	PROPN
cblr-2956	1415	22	_	_	PUNCT
cblr-2956	1416	1	_	_	PUNCT
cblr-2956	1417	1	_	_	PUNCT
cblr-2956	1418	1	_	_	PUNCT
cblr-2956	1419	1	_	_	PUNCT
cblr-2956	1420	1	_	_	PUNCT
cblr-2956	1421	1	_	_	PUNCT
cblr-2956	1422	1	_	_	PUNCT
cblr-2956	1422	2	county	county	NOUN
cblr-2956	1422	3	2	2	NUM
cblr-2956	1422	4	.	.	PUNCT
cblr-2956	1423	1	other	other	ADJ
cblr-2956	1423	2	(	(	PUNCT
cblr-2956	1423	3	brief	brief	ADJ
cblr-2956	1423	4	location	location	NOUN
cblr-2956	1423	5	,	,	PUNCT
cblr-2956	1423	6	le	le	X
cblr-2956	1423	7	:	:	PUNCT
cblr-2956	1423	8	off	off	ADV
cblr-2956	1423	9	-	-	PUNCT
cblr-2956	1423	10	hore	hore	NOUN
cblr-2956	1423	11	.	.	PUNCT
cblr-2956	1424	1	name	name	NOUN
cblr-2956	1424	2	state	state	PROPN
cblr-2956	1424	3	,	,	PUNCT
cblr-2956	1424	4	w.	w.	PROPN
cblr-2956	1424	5	)	)	PUNCT
cblr-2956	1424	6	b.	b.	PROPN
cblr-2956	1425	1	if	if	SCONJ
cblr-2956	1425	2	texas	texas	PROPN
cblr-2956	1425	3	,	,	PUNCT
cblr-2956	1425	4	enter	enter	VERB
cblr-2956	1425	5	county	county	NOUN
cblr-2956	1425	6	code	code	NOUN
cblr-2956	1425	7	where	where	SCONJ
cblr-2956	1425	8	the	the	DET
cblr-2956	1425	9	injury	injury	NOUN
cblr-2956	1425	10	occurred	occur	VERB
cblr-2956	1425	11	c.	c.	NOUN
cblr-2956	1425	12	enter	enter	VERB
cblr-2956	1425	13	the	the	DET
cblr-2956	1425	14	county	county	NOUN
cblr-2956	1425	15	code	code	NOUN
cblr-2956	1425	16	where	where	SCONJ
cblr-2956	1425	17	suit	suit	NOUN
cblr-2956	1425	18	was	be	AUX
cblr-2956	1425	19	initially	initially	ADV
cblr-2956	1425	20	filed	file	VERB
cblr-2956	1425	21	(	(	PUNCT
cblr-2956	1425	22	question	question	NOUN
cblr-2956	1425	23	is	be	AUX
cblr-2956	1425	24	continued	continue	VERB
cblr-2956	1425	25	on	on	ADP
cblr-2956	1425	26	pave	pave	NOUN
cblr-2956	1425	27	3	3	NUM
cblr-2956	1425	28	)	)	PUNCT
cblr-2956	1425	29	(	(	PUNCT
cblr-2956	1425	30	,	,	PUNCT
cblr-2956	1425	31	nneentnd	nneentnd	PROPN
cblr-2956	1425	32	verimovi	verimovi	PROPN
cblr-2956	1425	33	a	a	PRON
cblr-2956	1425	34	,	,	PUNCT
cblr-2956	1425	35	of	of	ADP
cblr-2956	1425	36	may	may	PROPN
cblr-2956	1425	37	2003	2003	NUM
cblr-2956	1425	38	)	)	PUNCT
cblr-2956	1426	1	[	[	X
cblr-2956	1426	2	vol	vol	NOUN
cblr-2956	1426	3	.	.	PUNCT
cblr-2956	1426	4	2008	2008	NUM
cblr-2956	1426	5	always	always	ADV
cblr-2956	1426	6	complete	complete	VERB
cblr-2956	1426	7	always	always	ADV
cblr-2956	1426	8	comnplete	comnplete	VERB
cblr-2956	1426	9	complete	complete	ADJ
cblr-2956	1426	10	if	if	SCONJ
cblr-2956	1426	11	tenas	tena	NOUN
cblr-2956	1426	12	complete	complete	VERB
cblr-2956	1426	13	if	if	SCONJ
cblr-2956	1426	14	not	not	PART
cblr-2956	1426	15	texas	texas	NOUN
cblr-2956	1426	16	complete	complete	ADJ
cblr-2956	1426	17	if	if	SCONJ
cblr-2956	1426	18	6.a	6.a	NUM
cblr-2956	1426	19	.	.	PUNCT
cblr-2956	1426	20	is	be	AUX
cblr-2956	1426	21	'	'	PUNCT
cblr-2956	1426	22	1	1	NUM
cblr-2956	1426	23	complete	complete	ADJ
cblr-2956	1426	24	i	i	PRON
cblr-2956	1426	25	suit	suit	NOUN
cblr-2956	1426	26	filed	file	VERB
cblr-2956	1426	27	naic	naic	PROPN
cblr-2956	1426	28	company	company	PROPN
cblr-2956	1426	29	code	code	PROPN
cblr-2956	1426	30	:	:	PUNCT
cblr-2956	1426	31	naic	naic	PROPN
cblr-2956	1426	32	group	group	PROPN
cblr-2956	1426	33	code	code	PROPN
cblr-2956	1426	34	:	:	PUNCT
cblr-2956	1426	35	page	page	NOUN
cblr-2956	1426	36	2	2	NUM
cblr-2956	1426	37	of	of	ADP
cblr-2956	1426	38	i1i	i1i	PROPN
cblr-2956	1426	39	no	no	NOUN
cblr-2956	1426	40	.	.	PUNCT
cblr-2956	1427	1	2:423	2:423	NUM
cblr-2956	1427	2	]	]	X
cblr-2956	1427	3	early	early	ADV
cblr-2956	1427	4	offers	offer	VERB
cblr-2956	1427	5	reform	reform	NOUN
cblr-2956	1427	6	509	509	NUM
cblr-2956	1427	7	long	long	ADJ
cblr-2956	1427	8	form	form	NOUN
cblr-2956	1427	9	texas	texas	PROPN
cblr-2956	1427	10	closed	closed	ADJ
cblr-2956	1427	11	claim	claim	NOUN
cblr-2956	1427	12	report	report	VERB
cblr-2956	1427	13	indemnity	indemnity	NOUN
cblr-2956	1427	14	payments	payment	NOUN
cblr-2956	1427	15	of	of	ADP
cblr-2956	1427	16	$	$	SYM
cblr-2956	1427	17	25,000	25,000	NUM
cblr-2956	1427	18	or	or	CCONJ
cblr-2956	1427	19	more	more	ADJ
cblr-2956	1427	20	naic	naic	PROPN
cblr-2956	1427	21	company	company	NOUN
cblr-2956	1427	22	code	code	PROPN
cblr-2956	1427	23	:	:	PUNCT
cblr-2956	1427	24	naic	naic	PROPN
cblr-2956	1427	25	group	group	PROPN
cblr-2956	1427	26	code	code	PROPN
cblr-2956	1427	27	:	:	PUNCT
cblr-2956	1427	28	d.	d.	PROPN
cblr-2956	1427	29	enter	enter	VERB
cblr-2956	1427	30	the	the	DET
cblr-2956	1427	31	county	county	NOUN
cblr-2956	1427	32	code	code	NOUN
cblr-2956	1427	33	where	where	SCONJ
cblr-2956	1427	34	the	the	DET
cblr-2956	1427	35	case	case	NOUN
cblr-2956	1427	36	was	be	AUX
cblr-2956	1427	37	tried	try	VERB
cblr-2956	1427	38	cmpkte	cmpkte	NOUN
cblr-2956	1427	39	itfaarted	itfaarte	VERB
cblr-2956	1427	40	7	7	NUM
cblr-2956	1427	41	.	.	PUNCT
cblr-2956	1427	42	policy	policy	NOUN
cblr-2956	1427	43	information	information	NOUN
cblr-2956	1427	44	a.	a.	NOUN
cblr-2956	1427	45	policy	policy	NOUN
cblr-2956	1427	46	type	type	NOUN
cblr-2956	1427	47	aways	away	NOUN
cblr-2956	1427	48	complete	complete	ADJ
cblr-2956	1427	49	choose	choose	VERB
cblr-2956	1427	50	one	one	NUM
cblr-2956	1427	51	1	1	NUM
cblr-2956	1427	52	.	.	PUNCT
cblr-2956	1428	1	mono	mono	NOUN
cblr-2956	1428	2	-	-	PUNCT
cblr-2956	1428	3	line	line	NOUN
cblr-2956	1428	4	general	general	ADJ
cblr-2956	1428	5	liability	liability	NOUN
cblr-2956	1428	6	2	2	NUM
cblr-2956	1428	7	.	.	PUNCT
cblr-2956	1428	8	commercial	commercial	ADJ
cblr-2956	1428	9	auto	auto	NOUN
cblr-2956	1428	10	liability	liability	NOUN
cblr-2956	1428	11	3	3	NUM
cblr-2956	1428	12	.	.	PUNCT
cblr-2956	1428	13	texas	texas	PROPN
cblr-2956	1428	14	commercial	commercial	PROPN
cblr-2956	1428	15	multipentl	multipentl	PROPN
cblr-2956	1428	16	(	(	PUNCT
cblr-2956	1428	17	sm	sm	PROPN
cblr-2956	1428	18	.	.	PUNCT
cblr-2956	1429	1	o	o	INTJ
cblr-2956	1429	2	.	.	PUNCT
cblr-2956	1430	1	;	;	PUNCT
cblr-2956	1430	2	ha	ha	INTJ
cblr-2956	1430	3	tcpp	tcpp	PROPN
cblr-2956	1430	4	&	&	CCONJ
cblr-2956	1430	5	tmop	tmop	PROPN
cblr-2956	1430	6	)	)	PUNCT
cblr-2956	1430	7	4	4	NUM
cblr-2956	1430	8	.	.	PUNCT
cblr-2956	1431	1	medical	medical	ADJ
cblr-2956	1431	2	professional	professional	ADJ
cblr-2956	1431	3	liability	liability	NOUN
cblr-2956	1431	4	5	5	NUM
cblr-2956	1431	5	.	.	PUNCT
cblr-2956	1432	1	other	other	ADJ
cblr-2956	1432	2	professional	professional	ADJ
cblr-2956	1432	3	liability	liability	NOUN
cblr-2956	1432	4	b.	b.	PROPN
cblr-2956	1432	5	policy	policy	NOUN
cblr-2956	1432	6	form	form	NOUN
cblr-2956	1432	7	a_ys	a_ys	PROPN
cblr-2956	1432	8	cemplete	cemplete	NOUN
cblr-2956	1432	9	choose	choose	VERB
cblr-2956	1432	10	one	one	NUM
cblr-2956	1432	11	1	1	NUM
cblr-2956	1432	12	.	.	PUNCT
cblr-2956	1433	1	occurrence	occurrence	NOUN
cblr-2956	1433	2	2	2	NUM
cblr-2956	1433	3	.	.	PUNCT
cblr-2956	1433	4	claims	claim	NOUN
cblr-2956	1433	5	made	make	VERB
cblr-2956	1433	6	c.	c.	PROPN
cblr-2956	1433	7	business	business	NOUN
cblr-2956	1433	8	class	class	NOUN
cblr-2956	1433	9	always	always	ADV
cblr-2956	1433	10	cemplete	cemplete	PROPN
cblr-2956	1433	11	choose	choose	VERB
cblr-2956	1433	12	one	one	NUM
cblr-2956	1433	13	1	1	NUM
cblr-2956	1433	14	.	.	PUNCT
cblr-2956	1434	1	agriculture	agriculture	NOUN
cblr-2956	1434	2	2	2	NUM
cblr-2956	1434	3	.	.	PUNCT
cblr-2956	1435	1	mining	mine	VERB
cblr-2956	1435	2	3	3	NUM
cblr-2956	1435	3	.	.	PUNCT
cblr-2956	1435	4	manufacturer	manufacturer	NOUN
cblr-2956	1435	5	of	of	ADP
cblr-2956	1435	6	chemical	chemical	PROPN
cblr-2956	1435	7	&	&	CCONJ
cblr-2956	1435	8	allied	ally	VERB
cblr-2956	1435	9	products	product	NOUN
cblr-2956	1435	10	4	4	NUM
cblr-2956	1435	11	.	.	PUNCT
cblr-2956	1435	12	medical	medical	ADJ
cblr-2956	1435	13	products	product	NOUN
cblr-2956	1435	14	manufacturers	manufacturer	NOUN
cblr-2956	1435	15	5	5	NUM
cblr-2956	1435	16	.	.	PUNCT
cblr-2956	1435	17	drug	drug	NOUN
cblr-2956	1435	18	manufacturers	manufacturer	NOUN
cblr-2956	1435	19	6	6	NUM
cblr-2956	1435	20	.	.	PUNCT
cblr-2956	1436	1	other	other	ADJ
cblr-2956	1436	2	products	product	NOUN
cblr-2956	1436	3	manufacturers	manufacturer	NOUN
cblr-2956	1436	4	7	7	NUM
cblr-2956	1436	5	.	.	PUNCT
cblr-2956	1436	6	transportation	transportation	NOUN
cblr-2956	1436	7	8	8	NUM
cblr-2956	1436	8	.	.	PUNCT
cblr-2956	1436	9	wholesale	wholesale	ADJ
cblr-2956	1436	10	-	-	PUNCT
cblr-2956	1436	11	retail	retail	ADJ
cblr-2956	1436	12	trade	trade	NOUN
cblr-2956	1436	13	9	9	NUM
cblr-2956	1436	14	.	.	PUNCT
cblr-2956	1436	15	municipal	municipal	ADJ
cblr-2956	1436	16	/	/	SYM
cblr-2956	1436	17	public	public	ADJ
cblr-2956	1436	18	liability	liability	NOUN
cblr-2956	1436	19	10	10	NUM
cblr-2956	1436	20	.	.	PUNCT
cblr-2956	1437	1	schools	school	NOUN
cblr-2956	1437	2	(	(	PUNCT
cblr-2956	1437	3	public	public	ADJ
cblr-2956	1437	4	&	&	CCONJ
cblr-2956	1437	5	private	private	ADJ
cblr-2956	1437	6	)	)	PUNCT
cblr-2956	1437	7	11	11	NUM
cblr-2956	1437	8	.	.	PUNCT
cblr-2956	1438	1	daycare	daycare	NOUN
cblr-2956	1438	2	centers	center	NOUN
cblr-2956	1438	3	12	12	NUM
cblr-2956	1438	4	.	.	PUNCT
cblr-2956	1439	1	liquor	liquor	NOUN
cblr-2956	1439	2	liability	liability	NOUN
cblr-2956	1439	3	13	13	NUM
cblr-2956	1439	4	.	.	PUNCT
cblr-2956	1440	1	non	non	ADJ
cblr-2956	1440	2	-	-	ADJ
cblr-2956	1440	3	profit	profit	ADJ
cblr-2956	1440	4	organizations	organization	NOUN
cblr-2956	1440	5	14	14	NUM
cblr-2956	1440	6	.	.	PUNCT
cblr-2956	1441	1	construction	construction	NOUN
cblr-2956	1441	2	firms	firm	NOUN
cblr-2956	1441	3	15	15	NUM
cblr-2956	1441	4	.	.	PUNCT
cblr-2956	1442	1	oil	oil	NOUN
cblr-2956	1442	2	wells	well	NOUN
cblr-2956	1442	3	&	&	CCONJ
cblr-2956	1442	4	drillings	drillings	PROPN
cblr-2956	1442	5	16	16	NUM
cblr-2956	1442	6	.	.	PUNCT
cblr-2956	1443	1	apartments	apartment	NOUN
cblr-2956	1443	2	,	,	PUNCT
cblr-2956	1443	3	townhouse	townhouse	NOUN
cblr-2956	1443	4	&	&	CCONJ
cblr-2956	1443	5	condominiums	condominium	NOUN
cblr-2956	1443	6	17	17	NUM
cblr-2956	1443	7	.	.	PUNCT
cblr-2956	1444	1	office	office	NOUN
cblr-2956	1444	2	18	18	NUM
cblr-2956	1444	3	.	.	PUNCT
cblr-2956	1445	1	churches	church	NOUN
cblr-2956	1445	2	(	(	PUNCT
cblr-2956	1445	3	o	o	NOUN
cblr-2956	1445	4	-	-	NOUN
cblr-2956	1445	5	ism	ism	NOUN
cblr-2956	1445	6	a	a	NOUN
cblr-2956	1445	7	?	?	PUNCT
cblr-2956	1446	1	#	#	SYM
cblr-2956	1446	2	7	7	NUM
cblr-2956	1446	3	xii	xii	NUM
cblr-2956	1446	4	rag	rag	NOUN
cblr-2956	1446	5	.	.	PUNCT
cblr-2956	1447	1	4	4	NUM
cblr-2956	1447	2	)	)	PUNCT
cblr-2956	1447	3	mae	mae	PROPN
cblr-2956	1447	4	3	3	NUM
cblr-2956	1447	5	m	m	PROPN
cblr-2956	1447	6	ii	ii	NOUN
cblr-2956	1447	7	prage	prage	NOUN
cblr-2956	1447	8	3	3	NUM
cblr-2956	1447	9	of	of	ADP
cblr-2956	1447	10	11	11	NUM
cblr-2956	1447	11	(	(	PUNCT
cblr-2956	1447	12	_	_	PUNCT
cblr-2956	1447	13	oz	oz	X
cblr-2956	1447	14	-~mo	-~mo	SYM
cblr-2956	1447	15	0	0	NUM
cblr-2956	1447	16	imy	imy	NOUN
cblr-2956	1447	17	ztup	ztup	NUM
cblr-2956	1447	18	510	510	NUM
cblr-2956	1447	19	columbia	columbia	PROPN
cblr-2956	1447	20	business	business	PROPN
cblr-2956	1447	21	law	law	PROPN
cblr-2956	1447	22	re	re	PROPN
cblr-2956	1447	23	vie	vie	PROPN
cblr-2956	1447	24	w	w	PROPN
cblr-2956	1448	1	[	[	X
cblr-2956	1448	2	vol	vol	NOUN
cblr-2956	1448	3	.	.	NOUN
cblr-2956	1448	4	2008	2008	NUM
cblr-2956	1448	5	long	long	ADJ
cblr-2956	1448	6	form	form	PROPN
cblr-2956	1448	7	texas	texas	PROPN
cblr-2956	1448	8	closed	closed	ADJ
cblr-2956	1448	9	claim	claim	NOUN
cblr-2956	1448	10	report	report	VERB
cblr-2956	1448	11	indemnity	indemnity	NOUN
cblr-2956	1448	12	payments	payment	NOUN
cblr-2956	1448	13	of	of	ADP
cblr-2956	1448	14	$	$	SYM
cblr-2956	1448	15	25,000	25,000	NUM
cblr-2956	1448	16	or	or	CCONJ
cblr-2956	1448	17	more	more	ADJ
cblr-2956	1448	18	naic	naic	PROPN
cblr-2956	1448	19	company	company	NOUN
cblr-2956	1448	20	code	code	PROPN
cblr-2956	1448	21	:	:	PUNCT
cblr-2956	1448	22	naic	naic	PROPN
cblr-2956	1448	23	group	group	PROPN
cblr-2956	1448	24	code	code	PROPN
cblr-2956	1448	25	:	:	PUNCT
cblr-2956	1448	26	(	(	PUNCT
cblr-2956	1448	27	oeesson	oeesson	NOUN
cblr-2956	1448	28	7	7	NUM
cblr-2956	1448	29	comwed	comwe	VERB
cblr-2956	1448	30	)	)	PUNCT
cblr-2956	1448	31	19	19	NUM
cblr-2956	1448	32	.	.	PUNCT
cblr-2956	1449	1	physicians	physician	NOUN
cblr-2956	1449	2	&	&	CCONJ
cblr-2956	1449	3	surgeons	surgeon	NOUN
cblr-2956	1449	4	20	20	NUM
cblr-2956	1449	5	.	.	PUNCT
cblr-2956	1450	1	dentists	dentist	NOUN
cblr-2956	1450	2	21	21	NUM
cblr-2956	1450	3	.	.	PUNCT
cblr-2956	1451	1	oral	oral	ADJ
cblr-2956	1451	2	surgeons	surgeon	NOUN
cblr-2956	1451	3	22	22	NUM
cblr-2956	1451	4	.	.	PUNCT
cblr-2956	1452	1	hospital	hospital	NOUN
cblr-2956	1452	2	23	23	NUM
cblr-2956	1452	3	.	.	PUNCT
cblr-2956	1453	1	nursing	nursing	NOUN
cblr-2956	1453	2	home	home	NOUN
cblr-2956	1453	3	24	24	NUM
cblr-2956	1453	4	.	.	PUNCT
cblr-2956	1454	1	professionals	professional	NOUN
cblr-2956	1454	2	lawyers	lawyer	NOUN
cblr-2956	1454	3	25	25	NUM
cblr-2956	1454	4	.	.	PUNCT
cblr-2956	1455	1	professionals	professional	NOUN
cblr-2956	1455	2	d&o	d&o	VERB
cblr-2956	1455	3	26	26	NUM
cblr-2956	1455	4	.	.	PUNCT
cblr-2956	1456	1	other	other	ADJ
cblr-2956	1456	2	(	(	PUNCT
cblr-2956	1456	3	gv	gv	ADP
cblr-2956	1456	4	brief	brief	ADJ
cblr-2956	1456	5	description	description	NOUN
cblr-2956	1456	6	)	)	PUNCT
cblr-2956	1456	7	d.	d.	PROPN
cblr-2956	1456	8	policy	policy	NOUN
cblr-2956	1456	9	limits	limit	NOUN
cblr-2956	1456	10	for	for	ADP
cblr-2956	1456	11	bodily	bodily	ADJ
cblr-2956	1456	12	injury	injury	NOUN
cblr-2956	1456	13	:	:	PUNCT
cblr-2956	1456	14	always	always	ADV
cblr-2956	1456	15	complete	complete	ADJ
cblr-2956	1456	16	indicate	indicate	VERB
cblr-2956	1456	17	the	the	DET
cblr-2956	1456	18	limit	limit	NOUN
cblr-2956	1456	19	for	for	ADP
cblr-2956	1456	20	indmdual	indmdual	ADJ
cblr-2956	1456	21	bodily	bodily	ADJ
cblr-2956	1456	22	injuries	injury	NOUN
cblr-2956	1456	23	with	with	ADP
cblr-2956	1456	24	all	all	DET
cblr-2956	1456	25	zernes	zerne	NOUN
cblr-2956	1456	26	shown	show	VERB
cblr-2956	1456	27	in	in	ADP
cblr-2956	1456	28	the	the	DET
cblr-2956	1456	29	response	response	NOUN
cblr-2956	1456	30	.	.	PUNCT
cblr-2956	1457	1	do	do	AUX
cblr-2956	1457	2	not	not	PART
cblr-2956	1457	3	use	use	VERB
cblr-2956	1457	4	slashes	slash	NOUN
cblr-2956	1457	5	or	or	CCONJ
cblr-2956	1457	6	abbreviations	abbreviation	NOUN
cblr-2956	1457	7	in	in	ADP
cblr-2956	1457	8	the	the	DET
cblr-2956	1457	9	response	response	NOUN
cblr-2956	1457	10	comolete	comolete	NOUN
cblr-2956	1457	11	all	all	PRON
cblr-2956	1457	12	that	that	PRON
cblr-2956	1457	13	apply	apply	VERB
cblr-2956	1457	14	:	:	PUNCT
cblr-2956	1457	15	1	1	X
cblr-2956	1457	16	.	.	X
cblr-2956	1457	17	per	per	ADP
cblr-2956	1457	18	person	person	NOUN
cblr-2956	1457	19	(	(	PUNCT
cblr-2956	1457	20	commercial	commercial	ADJ
cblr-2956	1457	21	auto	auto	NOUN
cblr-2956	1457	22	only	only	ADV
cblr-2956	1457	23	)	)	PUNCT
cblr-2956	1457	24	....................................	....................................	PUNCT
cblr-2956	1458	1	$	$	SYM
cblr-2956	1458	2	2	2	NUM
cblr-2956	1458	3	.	.	PUNCT
cblr-2956	1458	4	per	per	ADP
cblr-2956	1458	5	occurrence	occurrence	NOUN
cblr-2956	1458	6	/	/	SYM
cblr-2956	1458	7	accident	accident	NOUN
cblr-2956	1458	8	................................................	................................................	PUNCT
cblr-2956	1458	9	$	$	SYM
cblr-2956	1458	10	3	3	NUM
cblr-2956	1458	11	.	.	PUNCT
cblr-2956	1458	12	combined	combine	VERB
cblr-2956	1458	13	single	single	ADJ
cblr-2956	1458	14	limit	limit	NOUN
cblr-2956	1458	15	8	8	NUM
cblr-2956	1458	16	.	.	PUNCT
cblr-2956	1458	17	a.	a.	NOUN
cblr-2956	1458	18	indicate	indicate	VERB
cblr-2956	1458	19	the	the	DET
cblr-2956	1458	20	initial	initial	ADJ
cblr-2956	1458	21	reserve	reserve	NOUN
cblr-2956	1458	22	first	first	ADV
cblr-2956	1458	23	established	establish	VERB
cblr-2956	1458	24	for	for	ADP
cblr-2956	1458	25	the	the	DET
cblr-2956	1458	26	answer	answer	NOUN
cblr-2956	1458	27	ba	ba	PROPN
cblr-2956	1458	28	af	af	PROPN
cblr-2956	1458	29	indemnity	indemnity	NOUN
cblr-2956	1458	30	portion	portion	NOUN
cblr-2956	1458	31	of	of	ADP
cblr-2956	1458	32	the	the	DET
cblr-2956	1458	33	claim	claim	NOUN
cblr-2956	1458	34	after	after	ADP
cblr-2956	1458	35	investigation	investigation	NOUN
cblr-2956	1458	36	of	of	ADP
cblr-2956	1458	37	in	in	ADP
cblr-2956	1458	38	whole	whole	ADJ
cblr-2956	1458	39	dollars	dollar	NOUN
cblr-2956	1458	40	the	the	DET
cblr-2956	1458	41	claim	claim	NOUN
cblr-2956	1458	42	or	or	CCONJ
cblr-2956	1458	43	review	review	NOUN
cblr-2956	1458	44	of	of	ADP
cblr-2956	1458	45	the	the	DET
cblr-2956	1458	46	file	file	NOUN
cblr-2956	1458	47	.	.	PUNCT
cblr-2956	1459	1	do	do	AUX
cblr-2956	1459	2	not	not	PART
cblr-2956	1459	3	report	report	VERB
cblr-2956	1459	4	formula	formula	NOUN
cblr-2956	1459	5	or	or	CCONJ
cblr-2956	1459	6	fast	fast	ADJ
cblr-2956	1459	7	track	track	NOUN
cblr-2956	1459	8	reserves	reserve	NOUN
cblr-2956	1459	9	$	$	SYM
cblr-2956	1459	10	lasconmpiete	lasconmpiete	NOUN
cblr-2956	1459	11	b.	b.	PROPN
cblr-2956	1459	12	indicate	indicate	VERB
cblr-2956	1459	13	the	the	DET
cblr-2956	1459	14	initial	initial	ADJ
cblr-2956	1459	15	reserve	reserve	NOUN
cblr-2956	1459	16	first	first	ADV
cblr-2956	1459	17	established	establish	VERB
cblr-2956	1459	18	for	for	ADP
cblr-2956	1459	19	expenses	expense	NOUN
cblr-2956	1459	20	relating	relate	VERB
cblr-2956	1459	21	to	to	ADP
cblr-2956	1459	22	the	the	DET
cblr-2956	1459	23	claim	claim	NOUN
cblr-2956	1459	24	after	after	ADP
cblr-2956	1459	25	investigation	investigation	NOUN
cblr-2956	1459	26	of	of	ADP
cblr-2956	1459	27	the	the	DET
cblr-2956	1459	28	claim	claim	NOUN
cblr-2956	1459	29	or	or	CCONJ
cblr-2956	1459	30	review	review	NOUN
cblr-2956	1459	31	of	of	ADP
cblr-2956	1459	32	the	the	DET
cblr-2956	1459	33	reserves	reserve	NOUN
cblr-2956	1459	34	.	.	PUNCT
cblr-2956	1460	1	_	_	PUNCT
cblr-2956	1461	1	_	_	PUNCT
cblr-2956	1462	1	_	_	PUNCT
cblr-2956	1463	1	$	$	SYM
cblr-2956	1463	2	always	always	ADV
cblr-2956	1463	3	complete	complete	VERB
cblr-2956	1463	4	c.	c.	PROPN
cblr-2956	1463	5	indicate	indicate	VERB
cblr-2956	1463	6	(	(	PUNCT
cblr-2956	1463	7	a	a	DET
cblr-2956	1463	8	b)$	b)$	NOUN
cblr-2956	1463	9	always	always	ADV
cblr-2956	1463	10	complete	complete	ADJ
cblr-2956	1463	11	d.	d.	PROPN
cblr-2956	1463	12	indicate	indicate	VERB
cblr-2956	1463	13	the	the	DET
cblr-2956	1463	14	reserve	reserve	NOUN
cblr-2956	1463	15	for	for	ADP
cblr-2956	1463	16	the	the	DET
cblr-2956	1463	17	indemni	indemni	ADJ
cblr-2956	1463	18	portion	portion	NOUN
cblr-2956	1463	19	of	of	ADP
cblr-2956	1463	20	the	the	DET
cblr-2956	1463	21	claim	claim	NOUN
cblr-2956	1463	22	just	just	ADV
cblr-2956	1463	23	before	before	SCONJ
cblr-2956	1463	24	the	the	DET
cblr-2956	1463	25	file	file	NOUN
cblr-2956	1463	26	was	be	AUX
cblr-2956	1463	27	closed	close	VERB
cblr-2956	1463	28	_	_	PUNCT
cblr-2956	1463	29	_	_	PUNCT
cblr-2956	1464	1	_	_	PUNCT
cblr-2956	1464	2	always	always	ADV
cblr-2956	1464	3	complete	complete	ADJ
cblr-2956	1464	4	e.	e.	PROPN
cblr-2956	1464	5	indicate	indicate	VERB
cblr-2956	1464	6	the	the	DET
cblr-2956	1464	7	reserve	reserve	NOUN
cblr-2956	1464	8	for	for	ADP
cblr-2956	1464	9	expenses	expense	NOUN
cblr-2956	1464	10	relating	relate	VERB
cblr-2956	1464	11	to	to	ADP
cblr-2956	1464	12	the	the	DET
cblr-2956	1464	13	claim	claim	NOUN
cblr-2956	1464	14	just	just	ADV
cblr-2956	1464	15	before	before	SCONJ
cblr-2956	1464	16	the	the	DET
cblr-2956	1464	17	file	file	NOUN
cblr-2956	1464	18	was	be	AUX
cblr-2956	1464	19	closed	close	VERB
cblr-2956	1465	1	..................................	..................................	PUNCT
cblr-2956	1465	2	s	s	VERB
cblr-2956	1465	3	always	always	ADV
cblr-2956	1465	4	complete	complete	ADJ
cblr-2956	1465	5	f.	f.	PROPN
cblr-2956	1465	6	indicate	indicate	VERB
cblr-2956	1465	7	(	(	PUNCT
cblr-2956	1465	8	d	d	X
cblr-2956	1465	9	+	+	PROPN
cblr-2956	1465	10	el	el	PROPN
cblr-2956	1465	11	...................................................................	...................................................................	PUNCT
cblr-2956	1465	12	$	$	SYM
cblr-2956	1465	13	adways	adway	NOUN
cblr-2956	1465	14	comlete	comlete	NOUN
cblr-2956	1465	15	9	9	NUM
cblr-2956	1465	16	.	.	PUNCT
cblr-2956	1465	17	a.	a.	NOUN
cblr-2956	1465	18	was	be	AUX
cblr-2956	1465	19	an	an	DET
cblr-2956	1465	20	attomey	attomey	NOUN
cblr-2956	1465	21	employed	employ	VERB
cblr-2956	1465	22	by	by	ADP
cblr-2956	1465	23	the	the	DET
cblr-2956	1465	24	plaintiff	plaintiff	NOUN
cblr-2956	1465	25	?	?	PUNCT
cblr-2956	1466	1	(	(	PUNCT
cblr-2956	1466	2	yin	yin	NOUN
cblr-2956	1466	3	)	)	PUNCT
cblr-2956	1466	4	always	always	ADV
cblr-2956	1466	5	complete	complete	PROPN
cblr-2956	1466	6	b.	b.	PROPN
cblr-2956	1466	7	was	be	AUX
cblr-2956	1466	8	an	an	DET
cblr-2956	1466	9	attorney	attorney	NOUN
cblr-2956	1466	10	(	(	PUNCT
cblr-2956	1466	11	outside	outside	ADV
cblr-2956	1466	12	or	or	CCONJ
cblr-2956	1466	13	in	in	ADP
cblr-2956	1466	14	-	-	PUNCT
cblr-2956	1466	15	house	house	NOUN
cblr-2956	1466	16	)	)	PUNCT
cblr-2956	1466	17	employed	employ	VERB
cblr-2956	1466	18	by	by	ADP
cblr-2956	1466	19	the	the	DET
cblr-2956	1466	20	insurer	insurer	NOUN
cblr-2956	1466	21	?	?	PUNCT
cblr-2956	1467	1	always	always	ADV
cblr-2956	1467	2	complete	complete	ADJ
cblr-2956	1467	3	(	(	PUNCT
cblr-2956	1467	4	y	y	NOUN
cblr-2956	1467	5	/	/	SYM
cblr-2956	1467	6	n	n	CCONJ
cblr-2956	1467	7	)	)	PUNCT
cblr-2956	1467	8	c.	c.	NOUN
cblr-2956	1467	9	was	be	AUX
cblr-2956	1467	10	an	an	DET
cblr-2956	1467	11	attorney	attorney	NOUN
cblr-2956	1467	12	employed	employ	VERB
cblr-2956	1467	13	by	by	ADP
cblr-2956	1467	14	the	the	DET
cblr-2956	1467	15	insured	insure	VERB
cblr-2956	1467	16	?	?	PUNCT
cblr-2956	1468	1	always	always	ADV
cblr-2956	1468	2	complete	complete	ADJ
cblr-2956	1468	3	(	(	PUNCT
cblr-2956	1468	4	yin	yin	NOUN
cblr-2956	1468	5	)	)	PUNCT
cblr-2956	1468	6	pafinuat	pafinuat	VERB
cblr-2956	1468	7	11	11	NUM
cblr-2956	1468	8	imn.swnase	imn.swnase	NOUN
cblr-2956	1468	9	mavujjui	mavujjui	NOUN
cblr-2956	1468	10	(	(	PUNCT
cblr-2956	1468	11	wolahol	wolahol	NOUN
cblr-2956	1468	12	-0	-0	PUNCT
cblr-2956	1468	13	.	.	PUNCT
cblr-2956	1469	1	as	as	ADP
cblr-2956	1469	2	of	of	ADP
cblr-2956	1469	3	may	may	PROPN
cblr-2956	1469	4	2003)page	2003)page	NUM
cblr-2956	1469	5	4	4	NUM
cblr-2956	1469	6	of	of	ADP
cblr-2956	1469	7	'	'	PUNCT
cblr-2956	1469	8	i1	i1	PROPN
cblr-2956	1469	9	no	no	PROPN
cblr-2956	1469	10	.	.	PUNCT
cblr-2956	1470	1	2:423	2:423	NUM
cblr-2956	1470	2	]	]	X
cblr-2956	1470	3	early	early	ADV
cblr-2956	1470	4	offers	offer	VERB
cblr-2956	1470	5	reform	reform	NOUN
cblr-2956	1470	6	511	511	NUM
cblr-2956	1470	7	long	long	ADJ
cblr-2956	1470	8	form	form	NOUN
cblr-2956	1470	9	texas	texas	PROPN
cblr-2956	1470	10	closed	closed	ADJ
cblr-2956	1470	11	claim	claim	NOUN
cblr-2956	1470	12	report	report	VERB
cblr-2956	1470	13	indemnity	indemnity	NOUN
cblr-2956	1470	14	payments	payment	NOUN
cblr-2956	1470	15	of	of	ADP
cblr-2956	1470	16	$	$	SYM
cblr-2956	1470	17	25,000	25,000	NUM
cblr-2956	1470	18	or	or	CCONJ
cblr-2956	1470	19	more	more	ADJ
cblr-2956	1470	20	naic	naic	PROPN
cblr-2956	1470	21	company	company	NOUN
cblr-2956	1470	22	code	code	PROPN
cblr-2956	1470	23	:	:	PUNCT
cblr-2956	1470	24	naic	naic	PROPN
cblr-2956	1470	25	group	group	PROPN
cblr-2956	1470	26	code	code	PROPN
cblr-2956	1470	27	:	:	PUNCT
cblr-2956	1470	28	10	10	NUM
cblr-2956	1470	29	.	.	PUNCT
cblr-2956	1471	1	a.	a.	NOUN
cblr-2956	1471	2	at	at	ADP
cblr-2956	1471	3	what	what	DET
cblr-2956	1471	4	stage	stage	NOUN
cblr-2956	1471	5	of	of	ADP
cblr-2956	1471	6	the	the	DET
cblr-2956	1471	7	legal	legal	ADJ
cblr-2956	1471	8	system	system	NOUN
cblr-2956	1471	9	was	be	AUX
cblr-2956	1471	10	a	a	DET
cblr-2956	1471	11	settlement	settlement	NOUN
cblr-2956	1471	12	reached	reach	VERB
cblr-2956	1471	13	or	or	CCONJ
cblr-2956	1471	14	an	an	DET
cblr-2956	1471	15	award	award	NOUN
cblr-2956	1471	16	made	make	VERB
cblr-2956	1471	17	?	?	PUNCT
cblr-2956	1472	1	.....................	.....................	PUNCT
cblr-2956	1472	2	aoays	aoays	PROPN
cblr-2956	1473	1	complete	complete	ADV
cblr-2956	1473	2	choose	choose	VERB
cblr-2956	1473	3	one	one	NUM
cblr-2956	1473	4	1	1	NUM
cblr-2956	1473	5	.	.	PUNCT
cblr-2956	1473	6	alternative	alternative	ADJ
cblr-2956	1473	7	dispute	dispute	NOUN
cblr-2956	1473	8	resolution	resolution	NOUN
cblr-2956	1473	9	with	with	ADP
cblr-2956	1473	10	no	no	DET
cblr-2956	1473	11	suit	suit	NOUN
cblr-2956	1473	12	filed	file	VERB
cblr-2956	1473	13	2	2	NUM
cblr-2956	1473	14	.	.	PUNCT
cblr-2956	1474	1	no	no	DET
cblr-2956	1474	2	suit	suit	NOUN
cblr-2956	1474	3	flied	flie	VERB
cblr-2956	1474	4	3	3	NUM
cblr-2956	1474	5	.	.	NOUN
cblr-2956	1474	6	altemative	altemative	ADJ
cblr-2956	1474	7	dispute	dispute	NOUN
cblr-2956	1474	8	resolution	resolution	NOUN
cblr-2956	1474	9	after	after	SCONJ
cblr-2956	1474	10	suit	suit	NOUN
cblr-2956	1474	11	filed	file	VERB
cblr-2956	1474	12	4	4	NUM
cblr-2956	1474	13	.	.	PUNCT
cblr-2956	1474	14	suit	suit	NOUN
cblr-2956	1474	15	filed	file	VERB
cblr-2956	1474	16	but	but	CCONJ
cblr-2956	1474	17	settlement	settlement	NOUN
cblr-2956	1474	18	reached	reach	VERB
cblr-2956	1474	19	before	before	ADP
cblr-2956	1474	20	trial	trial	NOUN
cblr-2956	1474	21	ity	ity	PROPN
cblr-2956	1474	22	ou	ou	X
cblr-2956	1474	23	e	e	PROPN
cblr-2956	1474	24	1	1	NUM
cblr-2956	1474	25	.	.	PUNCT
cblr-2956	1475	1	2,3	2,3	NUM
cblr-2956	1475	2	o	o	NOUN
cblr-2956	1475	3	4	4	NUM
cblr-2956	1475	4	,	,	PUNCT
cblr-2956	1475	5	opl	opl	NOUN
cblr-2956	1475	6	te	te	ADP
cblr-2956	1475	7	ifem	ifem	ADJ
cblr-2956	1475	8	1	1	NUM
cblr-2956	1475	9	.a1	.a1	NOUN
cblr-2956	1475	10	,	,	PUNCT
cblr-2956	1475	11	1	1	NUM
cblr-2956	1475	12	1,12a	1,12a	NUM
cblr-2956	1475	13	.	.	PUNCT
cblr-2956	1476	1	12	12	NUM
cblr-2956	1476	2	c	c	NOUN
cblr-2956	1476	3	,	,	PUNCT
cblr-2956	1476	4	13o	13o	NOUN
cblr-2956	1476	5	'	'	PART
cblr-2956	1476	6	13d	13d	NOUN
cblr-2956	1476	7	,	,	PUNCT
cblr-2956	1476	8	13.e	13.e	NUM
cblr-2956	1476	9	,	,	PUNCT
cblr-2956	1476	10	14,15.16	14,15.16	PROPN
cblr-2956	1476	11	n11	n11	PROPN
cblr-2956	1476	12	17	17	NUM
cblr-2956	1476	13	.	.	PUNCT
cblr-2956	1477	1	5	5	NUM
cblr-2956	1477	2	.	.	NOUN
cblr-2956	1478	1	during	during	ADP
cblr-2956	1478	2	trial	trial	NOUN
cblr-2956	1478	3	,	,	PUNCT
cblr-2956	1478	4	but	but	CCONJ
cblr-2956	1478	5	before	before	ADP
cblr-2956	1478	6	court	court	NOUN
cblr-2956	1478	7	verdict	verdict	NOUN
cblr-2956	1478	8	if	if	SCONJ
cblr-2956	1478	9	y	y	PROPN
cblr-2956	1478	10	coose	coose	PROPN
cblr-2956	1478	11	5	5	NUM
cblr-2956	1478	12	.	.	PUNCT
cblr-2956	1478	13	;	;	PUNCT
cblr-2956	1478	14	an	an	DET
cblr-2956	1478	15	et	et	NOUN
cblr-2956	1478	16	itams	itam	VERB
cblr-2956	1478	17	10	10	NUM
cblr-2956	1478	18	c	c	NOUN
cblr-2956	1478	19	,	,	PUNCT
cblr-2956	1478	20	11	11	NUM
cblr-2956	1478	21	,	,	PUNCT
cblr-2956	1478	22	11	11	NUM
cblr-2956	1478	23	,	,	PUNCT
cblr-2956	1478	24	,	,	PUNCT
cblr-2956	1478	25	12a	12a	NUM
cblr-2956	1478	26	.	.	PUNCT
cblr-2956	1479	1	12.c	12.c	NUM
cblr-2956	1479	2	.	.	PUNCT
cblr-2956	1479	3	13c	13c	NOUN
cblr-2956	1479	4	.	.	X
cblr-2956	1480	1	13	13	NUM
cblr-2956	1480	2	.	.	NOUN
cblr-2956	1480	3	13	13	NUM
cblr-2956	1480	4	,	,	PUNCT
cblr-2956	1480	5	.	.	PUNCT
cblr-2956	1480	6	,	,	PUNCT
cblr-2956	1480	7	14.15.16and	14.15.16and	NUM
cblr-2956	1480	8	17	17	NUM
cblr-2956	1480	9	.	.	PUNCT
cblr-2956	1481	1	6	6	NUM
cblr-2956	1481	2	.	.	X
cblr-2956	1481	3	court	court	NOUN
cblr-2956	1481	4	verdict	verdict	NOUN
cblr-2956	1481	5	iiyoucoose5	iiyoucoose5	PROPN
cblr-2956	1481	6	i.apieiei	i.apieiei	PROPN
cblr-2956	1481	7	10b	10b	NOUN
cblr-2956	1481	8	10.c	10.c	NUM
cblr-2956	1481	9	,	,	PUNCT
cblr-2956	1481	10	10a.11,,1b	10a.11,,1b	NOUN
cblr-2956	1481	11	.	.	PUNCT
cblr-2956	1482	1	12,12,c,13a,13,b.130,14.15,16&17	12,12,c,13a,13,b.130,14.15,16&17	NUM
cblr-2956	1482	2	,	,	PUNCT
cblr-2956	1482	3	7	7	X
cblr-2956	1482	4	.	.	PUNCT
cblr-2956	1482	5	settlement	settlement	NOUN
cblr-2956	1482	6	reached	reach	VERB
cblr-2956	1482	7	after	after	SCONJ
cblr-2956	1482	8	court	court	NOUN
cblr-2956	1482	9	verdict	verdict	NOUN
cblr-2956	1482	10	lf	lf	PROPN
cblr-2956	1482	11	cou	cou	PROPN
cblr-2956	1483	1	so	so	ADV
cblr-2956	1483	2	7	7	NUM
cblr-2956	1483	3	.	.	NOUN
cblr-2956	1483	4	-opiate	-opiate	NOUN
cblr-2956	1483	5	itoe	itoe	NOUN
cblr-2956	1483	6	10.1	10.1	NUM
cblr-2956	1483	7	,	,	PUNCT
cblr-2956	1483	8	10ac	10ac	NOUN
cblr-2956	1483	9	,	,	PUNCT
cblr-2956	1483	10	too	too	ADV
cblr-2956	1483	11	,	,	PUNCT
cblr-2956	1483	12	11a	11a	NUM
cblr-2956	1483	13	,	,	PUNCT
cblr-2956	1483	14	11,b	11,b	NUM
cblr-2956	1483	15	,	,	PUNCT
cblr-2956	1483	16	ia11	ia11	PROPN
cblr-2956	1483	17	,	,	PUNCT
cblr-2956	1483	18	an	an	DET
cblr-2956	1483	19	d	d	NOUN
cblr-2956	1483	20	,	,	PUNCT
cblr-2956	1483	21	also	also	ADV
cblr-2956	1483	22	8	8	NUM
cblr-2956	1483	23	p2elt	p2elt	NOUN
cblr-2956	1483	24	o	o	NOUN
cblr-2956	1483	25	12	12	NUM
cblr-2956	1483	26	12c	12c	NOUN
cblr-2956	1483	27	.	.	PUNCT
cblr-2956	1484	1	13	13	NUM
cblr-2956	1484	2	9.13	9.13	NUM
cblr-2956	1484	3	b.	b.	PROPN
cblr-2956	1484	4	13a	13a	PROPN
cblr-2956	1484	5	.	.	PUNCT
cblr-2956	1485	1	14,1516w	14,1516w	NUM
cblr-2956	1485	2	17	17	NUM
cblr-2956	1485	3	,	,	PUNCT
cblr-2956	1485	4	8	8	NUM
cblr-2956	1485	5	.	.	PUNCT
cblr-2956	1485	6	settlement	settlement	NOUN
cblr-2956	1485	7	reached	reach	VERB
cblr-2956	1485	8	after	after	SCONJ
cblr-2956	1485	9	appeal	appeal	NOUN
cblr-2956	1485	10	was	be	AUX
cblr-2956	1485	11	filed	file	VERB
cblr-2956	1485	12	if	if	SCONJ
cblr-2956	1485	13	you	you	PRON
cblr-2956	1485	14	4,oo	4,oo	NOUN
cblr-2956	1485	15	.	.	PUNCT
cblr-2956	1486	1	8	8	NUM
cblr-2956	1486	2	,	,	PUNCT
cblr-2956	1486	3	clpiet	clpiet	NOUN
cblr-2956	1486	4	flems	flem	NOUN
cblr-2956	1486	5	10.b	10.b	NUM
cblr-2956	1486	6	through	through	ADP
cblr-2956	1486	7	1.1.8	1.1.8	NUM
cblr-2956	1486	8	a	a	PRON
cblr-2956	1486	9	11,a	11,a	PRON
cblr-2956	1486	10	fa	fa	NOUN
cblr-2956	1486	11	gh	gh	PROPN
cblr-2956	1486	12	11,c	11,c	NUM
cblr-2956	1486	13	.	.	PUNCT
cblr-2956	1487	1	i	i	PRON
cblr-2956	1487	2	"	"	PUNCT
cblr-2956	1487	3	11.ci	11.ci	NUM
cblr-2956	1487	4	,	,	PUNCT
cblr-2956	1487	5	tn	tn	PROPN
cblr-2956	1487	6	cuoiot	cuoiot	NOUN
cblr-2956	1487	7	11.d	11.d	NUM
cblr-2956	1487	8	.	.	PUNCT
cblr-2956	1488	1	as	as	ADP
cblr-2956	1488	2	c7n7ete	c7n7ete	PROPN
cblr-2956	1488	3	12	12	NUM
cblr-2956	1488	4	.	.	PUNCT
cblr-2956	1488	5	12c	12c	NUM
cblr-2956	1488	6	.	.	X
cblr-2956	1488	7	13	13	NUM
cblr-2956	1488	8	a13	a13	PROPN
cblr-2956	1488	9	b	b	NUM
cblr-2956	1488	10	,	,	PUNCT
cblr-2956	1488	11	13a	13a	PROPN
cblr-2956	1488	12	,	,	PUNCT
cblr-2956	1488	13	14,15.16	14,15.16	PROPN
cblr-2956	1488	14	42	42	NUM
cblr-2956	1488	15	17	17	NUM
cblr-2956	1488	16	.	.	PUNCT
cblr-2956	1488	17	9	9	X
cblr-2956	1488	18	.	.	X
cblr-2956	1488	19	case	case	NOUN
cblr-2956	1488	20	dismissed	dismiss	VERB
cblr-2956	1488	21	or	or	CCONJ
cblr-2956	1488	22	summary	summary	VERB
cblr-2956	1488	23	judgment	judgment	NOUN
cblr-2956	1488	24	it	it	PRON
cblr-2956	1488	25	y	y	PROPN
cblr-2956	1488	26	1	1	NUM
cblr-2956	1488	27	c	c	NOUN
cblr-2956	1488	28	os	os	NOUN
cblr-2956	1488	29	9	9	NUM
cblr-2956	1488	30	.	.	PUNCT
cblr-2956	1488	31	onotact	onotact	VERB
cblr-2956	1488	32	tho	tho	INTJ
cblr-2956	1488	33	te	te	PROPN
cblr-2956	1488	34	s	s	PART
cblr-2956	1488	35	depaltmant	depaltmant	NOUN
cblr-2956	1488	36	of	of	ADP
cblr-2956	1488	37	i8r1nc2	i8r1nc2	PUNCT
cblr-2956	1488	38	b.	b.	NOUN
cblr-2956	1488	39	if	if	SCONJ
cblr-2956	1488	40	a	a	DET
cblr-2956	1488	41	court	court	NOUN
cblr-2956	1488	42	verdict	verdict	NOUN
cblr-2956	1488	43	is	be	AUX
cblr-2956	1488	44	indicated	indicate	VERB
cblr-2956	1488	45	,	,	PUNCT
cblr-2956	1488	46	indicate	indicate	VERB
cblr-2956	1488	47	the	the	DET
cblr-2956	1488	48	result	result	NOUN
cblr-2956	1488	49	by	by	ADP
cblr-2956	1488	50	choosing	choose	VERB
cblr-2956	1488	51	one	one	NUM
cblr-2956	1488	52	of	of	ADP
cblr-2956	1488	53	the	the	DET
cblr-2956	1488	54	following	following	NOUN
cblr-2956	1488	55	.....................................	.....................................	PUNCT
cblr-2956	1489	1	choose	choose	VERB
cblr-2956	1489	2	one	one	NUM
cblr-2956	1489	3	1	1	NUM
cblr-2956	1489	4	.	.	PUNCT
cblr-2956	1489	5	directed	direct	VERB
cblr-2956	1489	6	verdict	verdict	NOUN
cblr-2956	1489	7	for	for	ADP
cblr-2956	1489	8	the	the	DET
cblr-2956	1489	9	plaintiff	plaintiff	NOUN
cblr-2956	1489	10	2	2	NUM
cblr-2956	1489	11	.	.	PUNCT
cblr-2956	1489	12	directed	direct	VERB
cblr-2956	1489	13	verdict	verdict	NOUN
cblr-2956	1489	14	for	for	ADP
cblr-2956	1489	15	the	the	DET
cblr-2956	1489	16	defendant	defendant	NOUN
cblr-2956	1489	17	3	3	X
cblr-2956	1489	18	.	.	PUNCT
cblr-2956	1489	19	judgment	judgment	NOUN
cblr-2956	1489	20	not	not	PART
cblr-2956	1489	21	withstanding	withstand	VERB
cblr-2956	1489	22	the	the	DET
cblr-2956	1489	23	verdict	verdict	NOUN
cblr-2956	1489	24	for	for	ADP
cblr-2956	1489	25	the	the	DET
cblr-2956	1489	26	plaintiff	plaintiff	NOUN
cblr-2956	1489	27	4	4	X
cblr-2956	1489	28	.	.	PUNCT
cblr-2956	1489	29	judgment	judgment	NOUN
cblr-2956	1489	30	not	not	PART
cblr-2956	1489	31	withstanding	withstand	VERB
cblr-2956	1489	32	the	the	DET
cblr-2956	1489	33	verdict	verdict	NOUN
cblr-2956	1489	34	for	for	ADP
cblr-2956	1489	35	the	the	DET
cblr-2956	1489	36	defendant	defendant	NOUN
cblr-2956	1489	37	5	5	NUM
cblr-2956	1489	38	.	.	PUNCT
cblr-2956	1490	1	judgment	judgment	NOUN
cblr-2956	1490	2	for	for	ADP
cblr-2956	1490	3	the	the	DET
cblr-2956	1490	4	plaintiff	plaintiff	NOUN
cblr-2956	1490	5	6	6	NUM
cblr-2956	1490	6	.	.	PUNCT
cblr-2956	1490	7	judgment	judgment	NOUN
cblr-2956	1490	8	for	for	ADP
cblr-2956	1490	9	the	the	DET
cblr-2956	1490	10	defendant	defendant	NOUN
cblr-2956	1490	11	7	7	NUM
cblr-2956	1490	12	.	.	X
cblr-2956	1490	13	for	for	ADP
cblr-2956	1490	14	plaintiff	plaintiff	NOUN
cblr-2956	1490	15	,	,	PUNCT
cblr-2956	1490	16	after	after	ADP
cblr-2956	1490	17	appeal	appeal	NOUN
cblr-2956	1490	18	8	8	NUM
cblr-2956	1490	19	.	.	PUNCT
cblr-2956	1491	1	for	for	ADP
cblr-2956	1491	2	defendant	defendant	NOUN
cblr-2956	1491	3	,	,	PUNCT
cblr-2956	1491	4	after	after	ADP
cblr-2956	1491	5	appeal	appeal	NOUN
cblr-2956	1491	6	9	9	NUM
cblr-2956	1491	7	.	.	PUNCT
cblr-2956	1492	1	all	all	DET
cblr-2956	1492	2	others	other	NOUN
cblr-2956	1492	3	c.	c.	NOUN
cblr-2956	1492	4	if	if	SCONJ
cblr-2956	1492	5	the	the	DET
cblr-2956	1492	6	case	case	NOUN
cblr-2956	1492	7	went	go	VERB
cblr-2956	1492	8	to	to	ADP
cblr-2956	1492	9	trial	trial	NOUN
cblr-2956	1492	10	,	,	PUNCT
cblr-2956	1492	11	was	be	AUX
cblr-2956	1492	12	it	it	PRON
cblr-2956	1492	13	choose	choose	VERB
cblr-2956	1492	14	one	one	NUM
cblr-2956	1492	15	1	1	NUM
cblr-2956	1492	16	.	.	PUNCT
cblr-2956	1492	17	thal	thal	PROPN
cblr-2956	1492	18	by	by	ADP
cblr-2956	1492	19	judge	judge	NOUN
cblr-2956	1492	20	and	and	CCONJ
cblr-2956	1492	21	jury	jury	NOUN
cblr-2956	1492	22	2	2	NUM
cblr-2956	1492	23	.	.	PUNCT
cblr-2956	1492	24	trial	trial	NOUN
cblr-2956	1492	25	by	by	ADP
cblr-2956	1492	26	judge	judge	PROPN
cblr-2956	1492	27	alone	alone	PROPN
cblr-2956	1492	28	d.	d.	PROPN
cblr-2956	1492	29	if	if	SCONJ
cblr-2956	1492	30	appealed	appeal	VERB
cblr-2956	1492	31	,	,	PUNCT
cblr-2956	1492	32	who	who	PRON
cblr-2956	1492	33	requested	request	VERB
cblr-2956	1492	34	the	the	DET
cblr-2956	1492	35	appeal	appeal	NOUN
cblr-2956	1492	36	choose	choose	VERB
cblr-2956	1492	37	one	one	NUM
cblr-2956	1492	38	1	1	NUM
cblr-2956	1492	39	.	.	PUNCT
cblr-2956	1492	40	plaintiff	plaintiff	NOUN
cblr-2956	1492	41	2	2	NUM
cblr-2956	1492	42	.	.	PUNCT
cblr-2956	1492	43	defendant	defendant	NOUN
cblr-2956	1492	44	(	(	PUNCT
cblr-2956	1492	45	aue.stu0	aue.stu0	PROPN
cblr-2956	1493	1	10	10	NUM
cblr-2956	1493	2	.i	.i	PROPN
cblr-2956	1493	3	1.nt1ued	1.nt1ue	VERB
cblr-2956	1493	4	m	m	NOUN
cblr-2956	1493	5	page	page	NOUN
cblr-2956	1493	6	6	6	NUM
cblr-2956	1493	7	)	)	PUNCT
cblr-2956	1493	8	(	(	PUNCT
cblr-2956	1493	9	anwta	anwta	NOUN
cblr-2956	1493	10	v	v	ADP
cblr-2956	1493	11	o	o	NOUN
cblr-2956	1493	12	as	as	ADP
cblr-2956	1493	13	of	of	ADP
cblr-2956	1493	14	may	may	PROPN
cblr-2956	1493	15	2003)page	2003)page	NUM
cblr-2956	1493	16	5	5	NUM
cblr-2956	1493	17	of	of	ADP
cblr-2956	1493	18	if	if	SCONJ
cblr-2956	1493	19	512	512	NUM
cblr-2956	1493	20	columbia	columbia	PROPN
cblr-2956	1493	21	business	business	PROPN
cblr-2956	1493	22	la	la	PROPN
cblr-2956	1493	23	w	w	PROPN
cblr-2956	1493	24	re	re	PROPN
cblr-2956	1493	25	vie	vie	PROPN
cblr-2956	1493	26	w	w	PROPN
cblr-2956	1494	1	[	[	X
cblr-2956	1494	2	vol	vol	NOUN
cblr-2956	1494	3	.	.	NOUN
cblr-2956	1494	4	2008	2008	NUM
cblr-2956	1494	5	long	long	ADJ
cblr-2956	1494	6	form	form	PROPN
cblr-2956	1494	7	texas	texas	PROPN
cblr-2956	1494	8	closed	closed	ADJ
cblr-2956	1494	9	claim	claim	NOUN
cblr-2956	1494	10	report	report	VERB
cblr-2956	1494	11	indemnity	indemnity	NOUN
cblr-2956	1494	12	payments	payment	NOUN
cblr-2956	1494	13	of	of	ADP
cblr-2956	1494	14	$	$	SYM
cblr-2956	1494	15	25,000	25,000	NUM
cblr-2956	1494	16	or	or	CCONJ
cblr-2956	1494	17	more	more	ADJ
cblr-2956	1494	18	naic	naic	PROPN
cblr-2956	1494	19	company	company	NOUN
cblr-2956	1494	20	code	code	NOUN
cblr-2956	1494	21	:	:	PUNCT
cblr-2956	1494	22	_	_	PUNCT
cblr-2956	1495	1	naic	naic	PROPN
cblr-2956	1495	2	group	group	PROPN
cblr-2956	1495	3	code	code	PROPN
cblr-2956	1495	4	:	:	PUNCT
cblr-2956	1495	5	_	_	PUNCT
cblr-2956	1495	6	(	(	PUNCT
cblr-2956	1495	7	qufsdne	qufsdne	NOUN
cblr-2956	1495	8	#	#	SYM
cblr-2956	1495	9	ounfued	ounfued	ADJ
cblr-2956	1495	10	)	)	PUNCT
cblr-2956	1495	11	a.	a.	NOUN
cblr-2956	1495	12	did	do	VERB
cblr-2956	1495	13	the	the	DET
cblr-2956	1495	14	court	court	NOUN
cblr-2956	1495	15	order	order	NOUN
cblr-2956	1495	16	a	a	DET
cblr-2956	1495	17	remittitur	remittitur	NOUN
cblr-2956	1495	18	?	?	PUNCT
cblr-2956	1496	1	y	y	X
cblr-2956	1496	2	/	/	SYM
cblr-2956	1496	3	n	n	PROPN
cblr-2956	1496	4	f.	f.	NOUN
cblr-2956	1497	1	if	if	SCONJ
cblr-2956	1497	2	yes	yes	ADV
cblr-2956	1497	3	,	,	PUNCT
cblr-2956	1497	4	indicate	indicate	VERB
cblr-2956	1497	5	the	the	DET
cblr-2956	1497	6	amount	amount	NOUN
cblr-2956	1497	7	by	by	ADP
cblr-2956	1497	8	which	which	PRON
cblr-2956	1497	9	the	the	DET
cblr-2956	1497	10	original	original	ADJ
cblr-2956	1497	11	award	award	NOUN
cblr-2956	1497	12	was	be	AUX
cblr-2956	1497	13	reduced	reduce	VERB
cblr-2956	1497	14	.	.	PUNCT
cblr-2956	1498	1	11	11	X
cblr-2956	1498	2	.	.	PUNCT
cblr-2956	1498	3	a.	a.	NOUN
cblr-2956	1498	4	indicate	indicate	VERB
cblr-2956	1498	5	the	the	DET
cblr-2956	1498	6	amount	amount	NOUN
cblr-2956	1498	7	of	of	ADP
cblr-2956	1498	8	the	the	DET
cblr-2956	1498	9	final	final	ADJ
cblr-2956	1498	10	demand	demand	NOUN
cblr-2956	1498	11	by	by	ADP
cblr-2956	1498	12	claimant	claimant	NOUN
cblr-2956	1498	13	or	or	CCONJ
cblr-2956	1498	14	attomey	attomey	ADJ
cblr-2956	1498	15	for	for	ADP
cblr-2956	1498	16	claimant	claimant	NOUN
cblr-2956	1498	17	.	.	PUNCT
cblr-2956	1499	1	_	_	PUNCT
cblr-2956	1500	1	_	_	PUNCT
cblr-2956	1501	1	_	_	PUNCT
cblr-2956	1502	1	_	_	PUNCT
cblr-2956	1503	1	_	_	PUNCT
cblr-2956	1504	1	$	$	SYM
cblr-2956	1504	2	always	always	ADV
cblr-2956	1504	3	complete	complete	VERB
cblr-2956	1504	4	b.	b.	PROPN
cblr-2956	1504	5	1	1	NUM
cblr-2956	1504	6	.	.	PUNCT
cblr-2956	1505	1	if	if	SCONJ
cblr-2956	1505	2	the	the	DET
cblr-2956	1505	3	case	case	NOUN
cblr-2956	1505	4	was	be	AUX
cblr-2956	1505	5	closed	close	VERB
cblr-2956	1505	6	as	as	ADP
cblr-2956	1505	7	a	a	DET
cblr-2956	1505	8	result	result	NOUN
cblr-2956	1505	9	of	of	ADP
cblr-2956	1505	10	a	a	DET
cblr-2956	1505	11	court	court	NOUN
cblr-2956	1505	12	verdict	verdict	NOUN
cblr-2956	1505	13	or	or	CCONJ
cblr-2956	1505	14	settled	settle	VERB
cblr-2956	1505	15	ater	ater	NOUN
cblr-2956	1505	16	a	a	DET
cblr-2956	1505	17	court	court	NOUN
cblr-2956	1505	18	verdict	verdict	NOUN
cblr-2956	1505	19	,	,	PUNCT
cblr-2956	1505	20	what	what	PRON
cblr-2956	1505	21	was	be	AUX
cblr-2956	1505	22	if	if	SCONJ
cblr-2956	1505	23	them	they	PRON
cblr-2956	1505	24	is	be	AUX
cblr-2956	1505	25	no	no	DET
cblr-2956	1505	26	court	court	NOUN
cblr-2956	1505	27	verdict	verdict	NOUN
cblr-2956	1505	28	,	,	PUNCT
cblr-2956	1505	29	the	the	DET
cblr-2956	1505	30	amount	amount	NOUN
cblr-2956	1505	31	of	of	ADP
cblr-2956	1505	32	the	the	DET
cblr-2956	1505	33	court	court	NOUN
cblr-2956	1505	34	verdict	verdict	NOUN
cblr-2956	1505	35	?	?	PUNCT
cblr-2956	1506	1	$	$	SYM
cblr-2956	1506	2	please	please	INTJ
cblr-2956	1506	3	skip	skip	VERB
cblr-2956	1506	4	to	to	PART
cblr-2956	1506	5	item	item	VERB
cblr-2956	1506	6	1.e	1.e	NUM
cblr-2956	1506	7	.	.	PUNCT
cblr-2956	1507	1	2	2	NUM
cblr-2956	1507	2	.	.	X
cblr-2956	1507	3	how	how	SCONJ
cblr-2956	1507	4	was	be	AUX
cblr-2956	1507	5	this	this	DET
cblr-2956	1507	6	amount	amount	NOUN
cblr-2956	1507	7	distributed	distribute	VERB
cblr-2956	1507	8	between	between	ADP
cblr-2956	1507	9	:	:	PUNCT
cblr-2956	1507	10	round	round	NOUN
cblr-2956	1507	11	to	to	ADP
cblr-2956	1507	12	whole	whole	ADJ
cblr-2956	1507	13	dollas	dolla	NOUN
cblr-2956	1507	14	complete	complete	VERB
cblr-2956	1507	15	all	all	PRON
cblr-2956	1507	16	that	that	PRON
cblr-2956	1507	17	apply	apply	VERB
cblr-2956	1507	18	a.	a.	NOUN
cblr-2956	1507	19	economic	economic	ADJ
cblr-2956	1507	20	losses	loss	NOUN
cblr-2956	1507	21	$	$	PROPN
cblr-2956	1507	22	b.	b.	NOUN
cblr-2956	1507	23	non	non	ADJ
cblr-2956	1507	24	-	-	ADJ
cblr-2956	1507	25	economic	economic	ADJ
cblr-2956	1507	26	$	$	SYM
cblr-2956	1507	27	osses	osse	NOUN
cblr-2956	1507	28	$	$	SYM
cblr-2956	1507	29	c.	c.	NOUN
cblr-2956	1507	30	exemplary	exemplary	NOUN
cblr-2956	1507	31	damages--	damages--	VERB
cblr-2956	1507	32	_	_	PUNCT
cblr-2956	1507	33	$	$	SYM
cblr-2956	1507	34	d.	d.	NOUN
cblr-2956	1507	35	prejudgment	prejudgment	NOUN
cblr-2956	1507	36	interest	interest	NOUN
cblr-2956	1507	37	.	.	PUNCT
cblr-2956	1508	1	.$	.$	PROPN
cblr-2956	1509	1	e.	e.	PROPN
cblr-2956	1509	2	total	total	PROPN
cblr-2956	1509	3	----$	----$	PROPN
cblr-2956	1509	4	was	be	AUX
cblr-2956	1509	5	the	the	DET
cblr-2956	1509	6	total	total	ADJ
cblr-2956	1509	7	amount	amount	NOUN
cblr-2956	1509	8	paid	pay	VERB
cblr-2956	1509	9	as	as	ADP
cblr-2956	1509	10	a	a	DET
cblr-2956	1509	11	result	result	NOUN
cblr-2956	1509	12	of	of	ADP
cblr-2956	1509	13	the	the	DET
cblr-2956	1509	14	settlement	settlement	NOUN
cblr-2956	1509	15	after	after	ADP
cblr-2956	1509	16	a	a	DET
cblr-2956	1509	17	court	court	NOUN
cblr-2956	1509	18	verdict	verdict	NOUN
cblr-2956	1509	19	different	different	ADJ
cblr-2956	1509	20	from	from	ADP
cblr-2956	1509	21	the	the	DET
cblr-2956	1509	22	amount	amount	NOUN
cblr-2956	1509	23	stated	state	VERB
cblr-2956	1509	24	in	in	ADP
cblr-2956	1509	25	the	the	DET
cblr-2956	1509	26	court	court	NOUN
cblr-2956	1509	27	verdict	verdict	NOUN
cblr-2956	1509	28	?	?	PUNCT
cblr-2956	1510	1	(	(	PUNCT
cblr-2956	1510	2	y	y	NOUN
cblr-2956	1510	3	/	/	SYM
cblr-2956	1510	4	n	n	CCONJ
cblr-2956	1510	5	)	)	PUNCT
cblr-2956	1510	6	d	d	NOUN
cblr-2956	1510	7	1	1	X
cblr-2956	1510	8	.	.	PUNCT
cblr-2956	1511	1	if	if	SCONJ
cblr-2956	1511	2	"	"	PUNCT
cblr-2956	1511	3	r	r	NOUN
cblr-2956	1511	4	,	,	PUNCT
cblr-2956	1511	5	what	what	PRON
cblr-2956	1511	6	was	be	AUX
cblr-2956	1511	7	the	the	DET
cblr-2956	1511	8	amount	amount	NOUN
cblr-2956	1511	9	of	of	ADP
cblr-2956	1511	10	the	the	DET
cblr-2956	1511	11	settlement	settlement	NOUN
cblr-2956	1511	12	after	after	SCONJ
cblr-2956	1511	13	the	the	DET
cblr-2956	1511	14	court	court	NOUN
cblr-2956	1511	15	verdict	verdict	NOUN
cblr-2956	1511	16	?	?	PUNCT
cblr-2956	1512	1	$	$	SYM
cblr-2956	1512	2	2	2	NUM
cblr-2956	1512	3	.	.	PUNCT
cblr-2956	1512	4	was	be	AUX
cblr-2956	1512	5	this	this	DET
cblr-2956	1512	6	settlement	settlement	NOUN
cblr-2956	1512	7	influenced	influence	VERB
cblr-2956	1512	8	by	by	ADP
cblr-2956	1512	9	a	a	DET
cblr-2956	1512	10	demand	demand	NOUN
cblr-2956	1512	11	for	for	ADP
cblr-2956	1512	12	or	or	CCONJ
cblr-2956	1512	13	possible	possible	ADJ
cblr-2956	1512	14	award	award	NOUN
cblr-2956	1512	15	of	of	ADP
cblr-2956	1512	16	non	non	ADJ
cblr-2956	1512	17	-	-	ADJ
cblr-2956	1512	18	economic	economic	ADJ
cblr-2956	1512	19	,	,	PUNCT
cblr-2956	1512	20	exemplary	exemplary	ADJ
cblr-2956	1512	21	damages	damage	NOUN
cblr-2956	1512	22	,	,	PUNCT
cblr-2956	1512	23	or	or	CCONJ
cblr-2956	1512	24	prejudgment	prejudgment	NOUN
cblr-2956	1512	25	interest	interest	NOUN
cblr-2956	1512	26	?	?	PUNCT
cblr-2956	1513	1	(	(	PUNCT
cblr-2956	1513	2	y	y	NOUN
cblr-2956	1513	3	/	/	SYM
cblr-2956	1513	4	n	n	CCONJ
cblr-2956	1513	5	)	)	PUNCT
cblr-2956	1513	6	3	3	X
cblr-2956	1513	7	.	.	X
cblr-2956	1514	1	if	if	SCONJ
cblr-2956	1514	2	yes	yes	ADV
cblr-2956	1514	3	,	,	PUNCT
cblr-2956	1514	4	estimate	estimate	VERB
cblr-2956	1514	5	the	the	DET
cblr-2956	1514	6	amount	amount	NOUN
cblr-2956	1514	7	of	of	ADP
cblr-2956	1514	8	the	the	DET
cblr-2956	1514	9	following	following	NOUN
cblr-2956	1514	10	as	as	SCONJ
cblr-2956	1514	11	contemplated	contemplate	VERB
cblr-2956	1514	12	in	in	ADP
cblr-2956	1514	13	your	your	PRON
cblr-2956	1514	14	settlement	settlement	NOUN
cblr-2956	1514	15	:	:	PUNCT
cblr-2956	1514	16	rund	rund	VERB
cblr-2956	1514	17	to	to	ADP
cblr-2956	1514	18	whole	whole	ADJ
cblr-2956	1514	19	dollar	dollar	NOUN
cblr-2956	1514	20	complete	complete	VERB
cblr-2956	1514	21	all	all	DET
cblr-2956	1514	22	that	that	PRON
cblr-2956	1514	23	apply	apply	VERB
cblr-2956	1514	24	a.	a.	NOUN
cblr-2956	1514	25	economic	economic	ADJ
cblr-2956	1514	26	losses	loss	NOUN
cblr-2956	1514	27	$	$	PROPN
cblr-2956	1514	28	b.	b.	NOUN
cblr-2956	1514	29	non	non	ADJ
cblr-2956	1514	30	-	-	ADJ
cblr-2956	1514	31	economic	economic	ADJ
cblr-2956	1514	32	losses$	losses$	PROPN
cblr-2956	1514	33	c.	c.	PROPN
cblr-2956	1514	34	exemplary	exemplary	PROPN
cblr-2956	1514	35	damages-$	damages-$	PROPN
cblr-2956	1514	36	d.	d.	PROPN
cblr-2956	1514	37	prejudgment	prejudgment	PROPN
cblr-2956	1514	38	interest	interest	VERB
cblr-2956	1514	39	$	$	PROPN
cblr-2956	1514	40	e.	e.	PROPN
cblr-2956	1514	41	total	total	PROPN
cblr-2956	1514	42	$	$	PROPN
cblr-2956	1514	43	indicates	indicate	VERB
cblr-2956	1514	44	that	that	SCONJ
cblr-2956	1514	45	the	the	DET
cblr-2956	1514	46	questin	questin	NOUN
cblr-2956	1514	47	calls	call	VERB
cblr-2956	1514	48	e	e	VERB
cblr-2956	1514	49	you	you	PRON
cblr-2956	1514	50	most	most	ADV
cblr-2956	1514	51	candid	candid	ADJ
cblr-2956	1514	52	enpert	enpert	ADJ
cblr-2956	1514	53	opinion	opinion	NOUN
cblr-2956	1514	54	(	(	PUNCT
cblr-2956	1514	55	quest	quest	NOUN
cblr-2956	1514	56	011	011	NUM
cblr-2956	1514	57	ei	ei	NOUN
cblr-2956	1514	58	cotnued	cotnue	VERB
cblr-2956	1514	59	on	on	ADP
cblr-2956	1514	60	pae	pae	NOUN
cblr-2956	1514	61	7	7	NUM
cblr-2956	1514	62	)	)	PUNCT
cblr-2956	1514	63	page	page	NOUN
cblr-2956	1514	64	6	6	NUM
cblr-2956	1514	65	of	of	ADP
cblr-2956	1514	66	11	11	NUM
cblr-2956	1514	67	(	(	PUNCT
cblr-2956	1514	68	anntotated	anntotate	VERB
cblr-2956	1514	69	aersion	aersion	NOUN
cblr-2956	1514	70	as	as	ADP
cblr-2956	1514	71	of	of	ADP
cblr-2956	1514	72	may	may	PROPN
cblr-2956	1514	73	2003	2003	NUM
cblr-2956	1514	74	)	)	PUNCT
cblr-2956	1515	1	no	no	INTJ
cblr-2956	1515	2	.	.	NOUN
cblr-2956	1516	1	2:4231	2:4231	NUM
cblr-2956	1517	1	early	early	ADJ
cblr-2956	1517	2	offers	offer	VERB
cblr-2956	1517	3	reform	reform	NOUN
cblr-2956	1517	4	long	long	ADJ
cblr-2956	1517	5	form	form	PROPN
cblr-2956	1517	6	texas	texas	PROPN
cblr-2956	1517	7	closed	closed	ADJ
cblr-2956	1517	8	claim	claim	NOUN
cblr-2956	1517	9	report	report	VERB
cblr-2956	1517	10	indemnity	indemnity	NOUN
cblr-2956	1517	11	payments	payment	NOUN
cblr-2956	1517	12	of	of	ADP
cblr-2956	1517	13	$	$	SYM
cblr-2956	1517	14	25,000	25,000	NUM
cblr-2956	1517	15	or	or	CCONJ
cblr-2956	1517	16	more	more	ADJ
cblr-2956	1517	17	naic	naic	PROPN
cblr-2956	1517	18	company	company	NOUN
cblr-2956	1517	19	code	code	PROPN
cblr-2956	1517	20	:	:	PUNCT
cblr-2956	1518	1	naic	naic	PROPN
cblr-2956	1518	2	group	group	PROPN
cblr-2956	1518	3	code	code	PROPN
cblr-2956	1518	4	:	:	PUNCT
cblr-2956	1518	5	e.	e.	PROPN
cblr-2956	1518	6	1	1	X
cblr-2956	1518	7	.	.	PUNCT
cblr-2956	1519	1	if	if	SCONJ
cblr-2956	1519	2	no	no	DET
cblr-2956	1519	3	suit	suit	NOUN
cblr-2956	1519	4	was	be	AUX
cblr-2956	1519	5	filed	file	VERB
cblr-2956	1519	6	or	or	CCONJ
cblr-2956	1519	7	the	the	DET
cblr-2956	1519	8	claim	claim	NOUN
cblr-2956	1519	9	was	be	AUX
cblr-2956	1519	10	dosed	dose	VERB
cblr-2956	1519	11	before	before	ADP
cblr-2956	1519	12	reaching	reach	VERB
cblr-2956	1519	13	court	court	NOUN
cblr-2956	1519	14	or	or	CCONJ
cblr-2956	1519	15	before	before	ADP
cblr-2956	1519	16	reaching	reach	VERB
cblr-2956	1519	17	a	a	DET
cblr-2956	1519	18	court	court	NOUN
cblr-2956	1519	19	decision	decision	NOUN
cblr-2956	1519	20	,	,	PUNCT
cblr-2956	1519	21	what	what	PRON
cblr-2956	1519	22	was	be	AUX
cblr-2956	1519	23	the	the	DET
cblr-2956	1519	24	amount	amount	NOUN
cblr-2956	1519	25	of	of	ADP
cblr-2956	1519	26	the	the	DET
cblr-2956	1519	27	settlement	settlement	NOUN
cblr-2956	1519	28	?	?	PUNCT
cblr-2956	1520	1	.....................	.....................	PUNCT
cblr-2956	1521	1	$	$	SYM
cblr-2956	1521	2	2	2	NUM
cblr-2956	1521	3	.	.	PUNCT
cblr-2956	1521	4	was	be	AUX
cblr-2956	1521	5	this	this	DET
cblr-2956	1521	6	settlement	settlement	NOUN
cblr-2956	1521	7	influenced	influence	VERB
cblr-2956	1521	8	by	by	ADP
cblr-2956	1521	9	a	a	DET
cblr-2956	1521	10	demand	demand	NOUN
cblr-2956	1521	11	for	for	ADP
cblr-2956	1521	12	or	or	CCONJ
cblr-2956	1521	13	possible	possible	ADJ
cblr-2956	1521	14	award	award	NOUN
cblr-2956	1521	15	of	of	ADP
cblr-2956	1521	16	non	non	ADJ
cblr-2956	1521	17	-	-	ADJ
cblr-2956	1521	18	economic	economic	ADJ
cblr-2956	1521	19	exemplary	exemplary	ADJ
cblr-2956	1521	20	damages	damage	NOUN
cblr-2956	1521	21	or	or	CCONJ
cblr-2956	1521	22	prejudgment	prejudgment	NOUN
cblr-2956	1521	23	interest	interest	NOUN
cblr-2956	1521	24	?	?	PUNCT
cblr-2956	1521	25	...............................	...............................	PUNCT
cblr-2956	1522	1	(	(	PUNCT
cblr-2956	1522	2	y	y	NOUN
cblr-2956	1522	3	/	/	SYM
cblr-2956	1522	4	n	n	CCONJ
cblr-2956	1522	5	)	)	PUNCT
cblr-2956	1522	6	3	3	X
cblr-2956	1522	7	.	.	X
cblr-2956	1523	1	if	if	SCONJ
cblr-2956	1523	2	yes	yes	ADV
cblr-2956	1523	3	,	,	PUNCT
cblr-2956	1523	4	estimate	estimate	VERB
cblr-2956	1523	5	the	the	DET
cblr-2956	1523	6	amount	amount	NOUN
cblr-2956	1523	7	of	of	ADP
cblr-2956	1523	8	the	the	DET
cblr-2956	1523	9	following	following	NOUN
cblr-2956	1523	10	as	as	SCONJ
cblr-2956	1523	11	contemplated	contemplate	VERB
cblr-2956	1523	12	in	in	ADP
cblr-2956	1523	13	your	your	PRON
cblr-2956	1523	14	settlement	settlement	NOUN
cblr-2956	1523	15	:	:	PUNCT
cblr-2956	1523	16	complete	complete	VERB
cblr-2956	1523	17	all	all	DET
cblr-2956	1523	18	that	that	DET
cblr-2956	1523	19	apal	apal	ADJ
cblr-2956	1523	20	a.	a.	PROPN
cblr-2956	1523	21	economic	economic	PROPN
cblr-2956	1523	22	losses	loss	NOUN
cblr-2956	1523	23	$	$	PROPN
cblr-2956	1523	24	b.	b.	NOUN
cblr-2956	1523	25	non	non	ADJ
cblr-2956	1523	26	-	-	ADJ
cblr-2956	1523	27	economic	economic	ADJ
cblr-2956	1523	28	losses-----$	losses-----$	PROPN
cblr-2956	1523	29	c.	c.	PROPN
cblr-2956	1523	30	exemplary	exemplary	PROPN
cblr-2956	1523	31	damages	damage	NOUN
cblr-2956	1523	32	$	$	SYM
cblr-2956	1523	33	d.	d.	NOUN
cblr-2956	1523	34	prejudgment	prejudgment	NOUN
cblr-2956	1523	35	interest	interest	NOUN
cblr-2956	1523	36	$	$	PROPN
cblr-2956	1523	37	e.	e.	PROPN
cblr-2956	1523	38	total	total	VERB
cblr-2956	1523	39	_	_	NOUN
cblr-2956	1523	40	$	$	SYM
cblr-2956	1523	41	12	12	NUM
cblr-2956	1523	42	.	.	PUNCT
cblr-2956	1524	1	a.	a.	NOUN
cblr-2956	1524	2	please	please	INTJ
cblr-2956	1524	3	indicate	indicate	VERB
cblr-2956	1524	4	the	the	DET
cblr-2956	1524	5	following	follow	VERB
cblr-2956	1524	6	dollar	dollar	NOUN
cblr-2956	1524	7	amounts	amount	NOUN
cblr-2956	1524	8	as	as	ADP
cblr-2956	1524	9	applicable	applicable	ADJ
cblr-2956	1524	10	to	to	ADP
cblr-2956	1524	11	this	this	DET
cblr-2956	1524	12	claim	claim	NOUN
cblr-2956	1524	13	complete	complete	VERB
cblr-2956	1524	14	all	all	DET
cblr-2956	1524	15	that	that	PRON
cblr-2956	1524	16	apal	apal	ADJ
cblr-2956	1524	17	1	1	NUM
cblr-2956	1524	18	.	.	PUNCT
cblr-2956	1524	19	amount	amount	NOUN
cblr-2956	1524	20	paid	pay	VERB
cblr-2956	1524	21	by	by	ADP
cblr-2956	1524	22	the	the	DET
cblr-2956	1524	23	primary	primary	ADJ
cblr-2956	1524	24	carrier	carrier	NOUN
cblr-2956	1524	25	................................	................................	PUNCT
cblr-2956	1525	1	2	2	X
cblr-2956	1525	2	.	.	X
cblr-2956	1525	3	amount	amount	NOUN
cblr-2956	1525	4	paid	pay	VERB
cblr-2956	1525	5	by	by	ADP
cblr-2956	1525	6	the	the	DET
cblr-2956	1525	7	insured	insure	VERB
cblr-2956	1525	8	,	,	PUNCT
cblr-2956	1525	9	due	due	ADP
cblr-2956	1525	10	to	to	PART
cblr-2956	1525	11	deductible	deductible	VERB
cblr-2956	1525	12	...........................................................	...........................................................	PUNCT
cblr-2956	1525	13	$	$	SYM
cblr-2956	1525	14	3	3	NUM
cblr-2956	1525	15	.	.	PUNCT
cblr-2956	1525	16	amount	amount	NOUN
cblr-2956	1525	17	paid	pay	VERB
cblr-2956	1525	18	by	by	ADP
cblr-2956	1525	19	the	the	DET
cblr-2956	1525	20	excess	excess	ADJ
cblr-2956	1525	21	carier	carier	NOUN
cblr-2956	1525	22	(	(	PUNCT
cblr-2956	1525	23	wicst	wicst	PROPN
cblr-2956	1525	24	u	u	PROPN
cblr-2956	1525	25	mar	mar	PROPN
cblr-2956	1525	26	o	o	PROPN
cblr-2956	1525	27	c.	c.	PROPN
cblr-2956	1525	28	"	"	PUNCT
cblr-2956	1525	29	when	when	SCONJ
cblr-2956	1525	30	e	e	PROPN
cblr-2956	1525	31	x	x	X
cblr-2956	1525	32	lic	lic	PROPN
cblr-2956	1525	33	)	)	PUNCT
cblr-2956	1525	34	.............................................	.............................................	PUNCT
cblr-2956	1526	1	4	4	X
cblr-2956	1526	2	.	.	X
cblr-2956	1526	3	amount	amount	NOUN
cblr-2956	1526	4	paid	pay	VERB
cblr-2956	1526	5	by	by	ADP
cblr-2956	1526	6	the	the	DET
cblr-2956	1526	7	insured	insure	VERB
cblr-2956	1526	8	due	due	ADJ
cblr-2956	1526	9	to	to	ADP
cblr-2956	1526	10	settlement	settlement	NOUN
cblr-2956	1526	11	or	or	CCONJ
cblr-2956	1526	12	award	award	NOUN
cblr-2956	1526	13	in	in	ADP
cblr-2956	1526	14	excess	excess	NOUN
cblr-2956	1526	15	of	of	ADP
cblr-2956	1526	16	policy	policy	NOUN
cblr-2956	1526	17	limits	limit	NOUN
cblr-2956	1526	18	(	(	PUNCT
cblr-2956	1526	19	-nf	-nf	X
cblr-2956	1526	20	i	i	PRON
cblr-2956	1526	21	-e	-e	PROPN
cblr-2956	1526	22	ow	ow	INTJ
cblr-2956	1526	23	"	"	PUNCT
cblr-2956	1526	24	ae	ae	PROPN
cblr-2956	1526	25	appc	appc	PROPN
cblr-2956	1526	26	uei)u	uei)u	PROPN
cblr-2956	1526	27	................................................	................................................	PUNCT
cblr-2956	1526	28	$	$	SYM
cblr-2956	1526	29	5	5	NUM
cblr-2956	1526	30	.	.	PUNCT
cblr-2956	1526	31	amount	amount	NOUN
cblr-2956	1526	32	paid	pay	VERB
cblr-2956	1526	33	by	by	ADP
cblr-2956	1526	34	other	other	ADJ
cblr-2956	1526	35	insurers	insurer	NOUN
cblr-2956	1526	36	on	on	ADP
cblr-2956	1526	37	behalf	behalf	NOUN
cblr-2956	1526	38	of	of	ADP
cblr-2956	1526	39	the	the	DET
cblr-2956	1526	40	other	other	ADJ
cblr-2956	1526	41	defendants	defendant	NOUN
cblr-2956	1526	42	arxar	arxar	NOUN
cblr-2956	1526	43	"	"	PUNCT
cblr-2956	1526	44	iaioei	iaioei	PRON
cblr-2956	1526	45	aim	aim	VERB
cblr-2956	1526	46	-pew	-pew	PUNCT
cblr-2956	1526	47	x	x	X
cblr-2956	1526	48	)	)	PUNCT
cblr-2956	1526	49	................................................	................................................	PUNCT
cblr-2956	1526	50	$	$	SYM
cblr-2956	1526	51	6	6	NUM
cblr-2956	1526	52	.	.	PUNCT
cblr-2956	1526	53	amount	amount	NOUN
cblr-2956	1526	54	paid	pay	VERB
cblr-2956	1526	55	by	by	ADP
cblr-2956	1526	56	other	other	ADJ
cblr-2956	1526	57	defendants	defendant	NOUN
cblr-2956	1526	58	that	that	PRON
cblr-2956	1526	59	were	be	AUX
cblr-2956	1526	60	not	not	PART
cblr-2956	1526	61	insured	insure	VERB
cblr-2956	1526	62	7	7	NUM
cblr-2956	1526	63	.	.	PUNCT
cblr-2956	1526	64	total	total	ADJ
cblr-2956	1526	65	amount	amount	NOUN
cblr-2956	1526	66	of	of	ADP
cblr-2956	1526	67	settlement	settlement	NOUN
cblr-2956	1526	68	or	or	CCONJ
cblr-2956	1526	69	court	court	NOUN
cblr-2956	1526	70	award	award	NOUN
cblr-2956	1526	71	....................	....................	PUNCT
cblr-2956	1527	1	$	$	SYM
cblr-2956	1527	2	*	*	PUNCT
cblr-2956	1527	3	indixatac	indixatac	PROPN
cblr-2956	1527	4	iat	iat	NOUN
cblr-2956	1527	5	the	the	DET
cblr-2956	1527	6	questi	questi	NOUN
cblr-2956	1527	7	n	n	PRON
cblr-2956	1527	8	relic	relic	NOUN
cblr-2956	1527	9	for	for	ADP
cblr-2956	1527	10	yur	yur	PROPN
cblr-2956	1527	11	rot	rot	VERB
cblr-2956	1527	12	candid	candid	ADJ
cblr-2956	1527	13	expert	expert	NOUN
cblr-2956	1527	14	opinio	opinio	NOUN
cblr-2956	1527	15	(	(	PUNCT
cblr-2956	1527	16	,	,	PUNCT
cblr-2956	1527	17	,	,	PUNCT
cblr-2956	1527	18	..	..	PUNCT
cblr-2956	1527	19	tu	tu	PROPN
cblr-2956	1527	20	#	#	SYM
cblr-2956	1527	21	12	12	NUM
cblr-2956	1527	22	iui	iui	NOUN
cblr-2956	1527	23	nt	not	PART
cblr-2956	1527	24	on	on	ADP
cblr-2956	1527	25	pa	pa	PROPN
cblr-2956	1527	26	8)	8)	NUM
cblr-2956	1527	27	faux	faux	ADJ
cblr-2956	1527	28	7	7	NUM
cblr-2956	1527	29	xiii	xiii	NOUN
cblr-2956	1528	1	immata	immata	PROPN
cblr-2956	1528	2	ream	ream	NOUN
cblr-2956	1528	3	ccix	ccix	PROPN
cblr-2956	1528	4	may	may	AUX
cblr-2956	1528	5	lust	lust	VERB
cblr-2956	1528	6	item	item	NOUN
cblr-2956	1528	7	ii.e.1	ii.e.1	PRON
cblr-2956	1528	8	must	must	AUX
cblr-2956	1528	9	agree	agree	VERB
cblr-2956	1528	10	with	with	ADP
cblr-2956	1528	11	item	item	NOUN
cblr-2956	1528	12	12.a.7	12.a.7	NUM
cblr-2956	1528	13	if	if	SCONJ
cblr-2956	1528	14	them	they	PRON
cblr-2956	1528	15	is	be	AUX
cblr-2956	1528	16	no	no	DET
cblr-2956	1528	17	court	court	NOUN
cblr-2956	1528	18	verdit	verdit	NOUN
cblr-2956	1528	19	it	it	PRON
cblr-2956	1528	20	item	item	VERB
cblr-2956	1528	21	1i.e.2	1i.e.2	NUM
cblr-2956	1528	22	is	be	AUX
cblr-2956	1528	23	"	"	PUNCT
cblr-2956	1528	24	n	n	CCONJ
cblr-2956	1528	25	"	"	PUNCT
cblr-2956	1528	26	do	do	AUX
cblr-2956	1528	27	not	not	PART
cblr-2956	1528	28	respond	respond	VERB
cblr-2956	1528	29	to	to	ADP
cblr-2956	1528	30	item	item	VERB
cblr-2956	1528	31	11,es.3	11,es.3	NUM
cblr-2956	1528	32	round	round	NOUN
cblr-2956	1528	33	to	to	ADP
cblr-2956	1528	34	whole	whole	ADJ
cblr-2956	1528	35	dollars	dollar	NOUN
cblr-2956	1528	36	a	a	DET
cblr-2956	1528	37	response	response	NOUN
cblr-2956	1528	38	is	be	AUX
cblr-2956	1528	39	required	require	VERB
cblr-2956	1528	40	in	in	ADP
cblr-2956	1528	41	item	item	NOUN
cblr-2956	1528	42	12c1	12c1	NUM
cblr-2956	1528	43	or	or	CCONJ
cblr-2956	1528	44	12.a.2	12.a.2	NUM
cblr-2956	1528	45	.	.	PUNCT
cblr-2956	1529	1	round	round	NOUN
cblr-2956	1529	2	to	to	ADP
cblr-2956	1529	3	whole	whole	ADJ
cblr-2956	1529	4	dollars	dollar	NOUN
cblr-2956	1529	5	item	item	PROPN
cblr-2956	1529	6	12.a.7	12.a.7	NUM
cblr-2956	1529	7	requires	require	VERB
cblr-2956	1529	8	a	a	DET
cblr-2956	1529	9	respos	respos	NOUN
cblr-2956	1529	10	.	.	PUNCT
cblr-2956	1530	1	do	do	AUX
cblr-2956	1530	2	not	not	PART
cblr-2956	1530	3	include	include	VERB
cblr-2956	1530	4	uinknmown	uinknmown	ADJ
cblr-2956	1530	5	.	.	PUNCT
cblr-2956	1531	1	p	p	X
cblr-2956	1531	2	~	~	PROPN
cblr-2956	1531	3	ge7	ge7	PROPN
cblr-2956	1531	4	ori	ori	X
cblr-2956	1531	5	(	(	PUNCT
cblr-2956	1532	1	_	_	PUNCT
cblr-2956	1532	2	_	_	PUNCT
cblr-2956	1533	1	ast4vo	ast4vo	ADJ
cblr-2956	1533	2	o	o	X
cblr-2956	1533	3	r	r	NOUN
cblr-2956	1533	4	u	u	NOUN
cblr-2956	1533	5	o	o	X
cblr-2956	1533	6	sy	sy	PROPN
cblr-2956	1533	7	zoo	zoo	PROPN
cblr-2956	1533	8	)	)	PUNCT
cblr-2956	1533	9	columbia	columbia	PROPN
cblr-2956	1533	10	business	business	PROPN
cblr-2956	1533	11	law	law	PROPN
cblr-2956	1533	12	review	review	PROPN
cblr-2956	1533	13	naic	naic	PROPN
cblr-2956	1533	14	co.	co.	PROPN
cblr-2956	1533	15	number	number	NOUN
cblr-2956	1533	16	[	[	X
cblr-2956	1533	17	vol	vol	NOUN
cblr-2956	1533	18	.	.	NOUN
cblr-2956	1533	19	2008	2008	NUM
cblr-2956	1533	20	long	long	ADJ
cblr-2956	1533	21	form	form	PROPN
cblr-2956	1533	22	texas	texas	PROPN
cblr-2956	1533	23	closed	closed	ADJ
cblr-2956	1533	24	claim	claim	NOUN
cblr-2956	1533	25	report	report	VERB
cblr-2956	1533	26	indemnity	indemnity	NOUN
cblr-2956	1533	27	payments	payment	NOUN
cblr-2956	1533	28	of	of	ADP
cblr-2956	1533	29	$	$	SYM
cblr-2956	1533	30	25,000	25,000	NUM
cblr-2956	1533	31	or	or	CCONJ
cblr-2956	1533	32	more	more	ADJ
cblr-2956	1533	33	naic	naic	PROPN
cblr-2956	1533	34	company	company	NOUN
cblr-2956	1533	35	code	code	PROPN
cblr-2956	1533	36	:	:	PUNCT
cblr-2956	1533	37	naic	naic	PROPN
cblr-2956	1533	38	grup	grup	PROPN
cblr-2956	1533	39	code	code	PROPN
cblr-2956	1533	40	:	:	PUNCT
cblr-2956	1533	41	(	(	PUNCT
cblr-2956	1533	42	qttlwon	qttlwon	VERB
cblr-2956	1533	43	#	#	SYM
cblr-2956	1533	44	12	12	NUM
cblr-2956	1533	45	contiued	contiue	VERB
cblr-2956	1533	46	)	)	PUNCT
cblr-2956	1533	47	b.	b.	PROPN
cblr-2956	1534	1	please	please	INTJ
cblr-2956	1534	2	provide	provide	VERB
cblr-2956	1534	3	the	the	DET
cblr-2956	1534	4	following	follow	VERB
cblr-2956	1534	5	information	information	NOUN
cblr-2956	1534	6	for	for	ADP
cblr-2956	1534	7	each	each	PRON
cblr-2956	1534	8	of	of	ADP
cblr-2956	1534	9	the	the	DET
cblr-2956	1534	10	other	other	ADJ
cblr-2956	1534	11	insurers	insurer	NOUN
cblr-2956	1534	12	contributing	contribute	VERB
cblr-2956	1534	13	to	to	ADP
cblr-2956	1534	14	the	the	DET
cblr-2956	1534	15	total	total	ADJ
cblr-2956	1534	16	settlement	settlement	NOUN
cblr-2956	1534	17	in	in	ADP
cblr-2956	1534	18	this	this	DET
cblr-2956	1534	19	claim	claim	NOUN
cblr-2956	1534	20	:	:	PUNCT
cblr-2956	1534	21	company	company	NOUN
cblr-2956	1534	22	name	name	VERB
cblr-2956	1534	23	1	1	NUM
cblr-2956	1534	24	.	.	NOUN
cblr-2956	1534	25	2	2	NUM
cblr-2956	1534	26	.	.	NOUN
cblr-2956	1534	27	3	3	NUM
cblr-2956	1534	28	.	.	X
cblr-2956	1534	29	c.	c.	NOUN
cblr-2956	1534	30	are	be	AUX
cblr-2956	1534	31	any	any	DET
cblr-2956	1534	32	other	other	ADJ
cblr-2956	1534	33	defendants	defendant	NOUN
cblr-2956	1534	34	still	still	ADV
cblr-2956	1534	35	in	in	ADP
cblr-2956	1534	36	litigation	litigation	NOUN
cblr-2956	1534	37	relative	relative	ADJ
cblr-2956	1534	38	to	to	ADP
cblr-2956	1534	39	this	this	DET
cblr-2956	1534	40	claim	claim	NOUN
cblr-2956	1534	41	?	?	PUNCT
cblr-2956	1534	42	.	.	PUNCT
cblr-2956	1534	43	.	.	PUNCT
cblr-2956	1535	1	_	_	PUNCT
cblr-2956	1536	1	_	_	PUNCT
cblr-2956	1536	2	(	(	PUNCT
cblr-2956	1536	3	yin	yin	PROPN
cblr-2956	1536	4	)	)	PUNCT
cblr-2956	1536	5	13	13	NUM
cblr-2956	1536	6	.	.	PUNCT
cblr-2956	1537	1	a.	a.	NOUN
cblr-2956	1537	2	in	in	ADP
cblr-2956	1537	3	cases	case	NOUN
cblr-2956	1537	4	that	that	PRON
cblr-2956	1537	5	closed	close	VERB
cblr-2956	1537	6	due	due	ADP
cblr-2956	1537	7	to	to	ADP
cblr-2956	1537	8	a	a	DET
cblr-2956	1537	9	court	court	NOUN
cblr-2956	1537	10	verdict	verdict	NOUN
cblr-2956	1537	11	or	or	CCONJ
cblr-2956	1537	12	settlement	settlement	NOUN
cblr-2956	1537	13	after	after	ADP
cblr-2956	1537	14	a	a	DET
cblr-2956	1537	15	court	court	NOUN
cblr-2956	1537	16	verdict	verdict	NOUN
cblr-2956	1537	17	,	,	PUNCT
cblr-2956	1537	18	did	do	AUX
cblr-2956	1537	19	the	the	DET
cblr-2956	1537	20	judgment	judgment	NOUN
cblr-2956	1537	21	provide	provide	VERB
cblr-2956	1537	22	or	or	CCONJ
cblr-2956	1537	23	joint	joint	ADJ
cblr-2956	1537	24	and	and	CCONJ
cblr-2956	1537	25	several	several	ADJ
cblr-2956	1537	26	liability	liability	NOUN
cblr-2956	1537	27	in	in	ADP
cblr-2956	1537	28	regard	regard	NOUN
cblr-2956	1537	29	to	to	ADP
cblr-2956	1537	30	any	any	DET
cblr-2956	1537	31	defendant?(y	defendant?(y	PROPN
cblr-2956	1537	32	/	/	SYM
cblr-2956	1537	33	n	n	CCONJ
cblr-2956	1537	34	)	)	PUNCT
cblr-2956	1537	35	b.	b.	PROPN
cblr-2956	1537	36	complete	complete	VERB
cblr-2956	1537	37	the	the	DET
cblr-2956	1537	38	following	follow	VERB
cblr-2956	1537	39	table	table	NOUN
cblr-2956	1537	40	for	for	ADP
cblr-2956	1537	41	cases	case	NOUN
cblr-2956	1537	42	that	that	PRON
cblr-2956	1537	43	closed	close	VERB
cblr-2956	1537	44	due	due	ADP
cblr-2956	1537	45	to	to	ADP
cblr-2956	1537	46	a	a	DET
cblr-2956	1537	47	court	court	NOUN
cblr-2956	1537	48	verdict	verdict	NOUN
cblr-2956	1537	49	or	or	CCONJ
cblr-2956	1537	50	settlement	settlement	NOUN
cblr-2956	1537	51	reached	reach	VERB
cblr-2956	1537	52	after	after	ADP
cblr-2956	1537	53	a	a	DET
cblr-2956	1537	54	amount	amount	NOUN
cblr-2956	1537	55	paid	pay	VERB
cblr-2956	1537	56	$	$	SYM
cblr-2956	1537	57	$	$	NUM
cblr-2956	1537	58	aways	away	NOUN
cblr-2956	1537	59	complete	complete	ADJ
cblr-2956	1537	60	complete	complete	ADJ
cblr-2956	1537	61	hems	hem	NOUN
cblr-2956	1537	62	13	13	NUM
cblr-2956	1537	63	a	a	PRON
cblr-2956	1537	64	and	and	CCONJ
cblr-2956	1537	65	13.1	13.1	NUM
cblr-2956	1537	66	only	only	ADV
cblr-2956	1537	67	if	if	SCONJ
cblr-2956	1537	68	them	they	PRON
cblr-2956	1537	69	is	be	AUX
cblr-2956	1537	70	a	a	DET
cblr-2956	1537	71	crt	crt	ADJ
cblr-2956	1537	72	verdict	verdict	NOUN
cblr-2956	1537	73	court	court	NOUN
cblr-2956	1537	74	verdict	verdict	NOUN
cblr-2956	1537	75	:	:	PUNCT
cblr-2956	1537	76	round	round	NOUN
cblr-2956	1537	77	to	to	ADP
cblr-2956	1537	78	whle	whle	ADJ
cblr-2956	1537	79	dollars	dollar	NOUN
cblr-2956	1537	80	percent	percent	NOUN
cblr-2956	1537	81	of	of	ADP
cblr-2956	1537	82	total	total	ADJ
cblr-2956	1537	83	amount	amount	NOUN
cblr-2956	1537	84	paid	pay	VERB
cblr-2956	1537	85	total	total	ADJ
cblr-2956	1537	86	amount	amount	NOUN
cblr-2956	1537	87	paid	pay	VERB
cblr-2956	1537	88	fault	fault	NOUN
cblr-2956	1537	89	assigned	assign	VERB
cblr-2956	1537	90	by	by	ADP
cblr-2956	1537	91	or	or	CCONJ
cblr-2956	1537	92	awarded	award	VERB
cblr-2956	1537	93	by	by	ADP
cblr-2956	1537	94	a	a	DET
cblr-2956	1537	95	in	in	ADP
cblr-2956	1537	96	settlement	settlement	NOUN
cblr-2956	1537	97	court	court	NOUN
cblr-2956	1537	98	verdict	verdict	NOUN
cblr-2956	1537	99	to	to	ADP
cblr-2956	1537	100	court	court	NOUN
cblr-2956	1537	101	verdict	verdict	NOUN
cblr-2956	1537	102	after	after	ADP
cblr-2956	1537	103	verdict	verdict	NOUN
cblr-2956	1537	104	1	1	NUM
cblr-2956	1537	105	.	.	PUNCT
cblr-2956	1538	1	injured	injure	VERB
cblr-2956	1538	2	party	party	NOUN
cblr-2956	1538	3	%	%	NOUN
cblr-2956	1538	4	n	n	CCONJ
cblr-2956	1538	5	/	/	SYM
cblr-2956	1538	6	a-	a-	PROPN
cblr-2956	1538	7	.	.	PUNCT
cblr-2956	1538	8	n	n	CCONJ
cblr-2956	1538	9	/	/	SYM
cblr-2956	1538	10	a2	a2	PROPN
cblr-2956	1538	11	.	.	PUNCT
cblr-2956	1539	1	your	your	PRON
cblr-2956	1539	2	insured	insured	ADJ
cblr-2956	1539	3	%	%	NOUN
cblr-2956	1539	4	$	$	SYM
cblr-2956	1539	5	$	$	SYM
cblr-2956	1539	6	3	3	NUM
cblr-2956	1539	7	.	.	PUNCT
cblr-2956	1540	1	other	other	ADJ
cblr-2956	1540	2	insured	insure	VERB
cblr-2956	1540	3	defendants	defendant	NOUN
cblr-2956	1540	4	%	%	VERB
cblr-2956	1540	5	$	$	SYM
cblr-2956	1540	6	4	4	NUM
cblr-2956	1540	7	.	.	PUNCT
cblr-2956	1541	1	other	other	ADJ
cblr-2956	1541	2	uninsured	uninsured	ADJ
cblr-2956	1541	3	defendants	defendant	NOUN
cblr-2956	1541	4	%	%	NOUN
cblr-2956	1541	5	s	s	VERB
cblr-2956	1541	6	$	$	SYM
cblr-2956	1541	7	5	5	NUM
cblr-2956	1541	8	.	.	PUNCT
cblr-2956	1541	9	total	total	ADJ
cblr-2956	1541	10	verdict	verdict	NOUN
cblr-2956	1541	11	amount	amount	NOUN
cblr-2956	1541	12	...................................................	...................................................	PUNCT
cblr-2956	1542	1	6	6	X
cblr-2956	1542	2	.	.	X
cblr-2956	1542	3	total	total	ADJ
cblr-2956	1542	4	pay	pay	VERB
cblr-2956	1542	5	out	out	ADP
cblr-2956	1542	6	amount	amount	NOUN
cblr-2956	1542	7	in	in	ADP
cblr-2956	1542	8	settlement	settlement	NOUN
cblr-2956	1542	9	after	after	ADP
cblr-2956	1542	10	verdict	verdict	NOUN
cblr-2956	1542	11	..................................................	..................................................	PUNCT
cblr-2956	1542	12	$	$	SYM
cblr-2956	1542	13	c.	c.	NOUN
cblr-2956	1542	14	in	in	ADP
cblr-2956	1542	15	cases	case	NOUN
cblr-2956	1542	16	that	that	PRON
cblr-2956	1542	17	were	be	AUX
cblr-2956	1542	18	settled	settle	VERB
cblr-2956	1542	19	before	before	ADP
cblr-2956	1542	20	a	a	DET
cblr-2956	1542	21	court	court	NOUN
cblr-2956	1542	22	verdict	verdict	NOUN
cblr-2956	1542	23	,	,	PUNCT
cblr-2956	1542	24	did	do	VERB
cblr-2956	1542	25	the	the	DET
cblr-2956	1542	26	doctrine	doctrine	NOUN
cblr-2956	1542	27	of	of	ADP
cblr-2956	1542	28	joint	joint	ADJ
cblr-2956	1542	29	and	and	CCONJ
cblr-2956	1542	30	several	several	ADJ
cblr-2956	1542	31	liability	liability	NOUN
cblr-2956	1542	32	impact	impact	NOUN
cblr-2956	1542	33	the	the	DET
cblr-2956	1542	34	settemef2	settemef2	NOUN
cblr-2956	1542	35	(	(	PUNCT
cblr-2956	1542	36	yn)there	yn)there	NOUN
cblr-2956	1542	37	is	be	AUX
cblr-2956	1542	38	not	not	PART
cblr-2956	1542	39	a	a	DET
cblr-2956	1542	40	urt	urt	NOUN
cblr-2956	1542	41	verdict	verdict	NOUN
cblr-2956	1542	42	(	(	PUNCT
cblr-2956	1542	43	i0eton	i0eton	NOUN
cblr-2956	1542	44	013	013	NUM
cblr-2956	1542	45	is	be	AUX
cblr-2956	1542	46	coniiued	coniiue	VERB
cblr-2956	1542	47	on	on	ADP
cblr-2956	1542	48	ene	ene	PROPN
cblr-2956	1542	49	9	9	NUM
cblr-2956	1542	50	)	)	PUNCT
cblr-2956	1542	51	(	(	PUNCT
cblr-2956	1542	52	"	"	PUNCT
cblr-2956	1542	53	gti	gti	NOUN
cblr-2956	1542	54	arroise	arroise	NOUN
cblr-2956	1542	55	as	as	ADP
cblr-2956	1542	56	o	o	PROPN
cblr-2956	1542	57	may	may	AUX
cblr-2956	1542	58	2003)page	2003)page	NUM
cblr-2956	1542	59	8	8	NUM
cblr-2956	1542	60	of	of	ADP
cblr-2956	1542	61	11	11	NUM
cblr-2956	1542	62	no	no	NOUN
cblr-2956	1542	63	.	.	PUNCT
cblr-2956	1543	1	2:423	2:423	NUM
cblr-2956	1543	2	]	]	X
cblr-2956	1543	3	early	early	ADV
cblr-2956	1543	4	offers	offer	VERB
cblr-2956	1543	5	reform	reform	NOUN
cblr-2956	1543	6	long	long	ADJ
cblr-2956	1543	7	form	form	PROPN
cblr-2956	1543	8	texas	texas	PROPN
cblr-2956	1543	9	closed	closed	ADJ
cblr-2956	1543	10	claim	claim	NOUN
cblr-2956	1543	11	report	report	VERB
cblr-2956	1543	12	indemnity	indemnity	NOUN
cblr-2956	1543	13	payments	payment	NOUN
cblr-2956	1543	14	of	of	ADP
cblr-2956	1543	15	$	$	SYM
cblr-2956	1543	16	25,000	25,000	NUM
cblr-2956	1543	17	or	or	CCONJ
cblr-2956	1543	18	more	more	ADJ
cblr-2956	1543	19	naic	naic	PROPN
cblr-2956	1543	20	company	company	NOUN
cblr-2956	1543	21	code	code	PROPN
cblr-2956	1543	22	:	:	PUNCT
cblr-2956	1543	23	naic	naic	PROPN
cblr-2956	1543	24	group	group	PROPN
cblr-2956	1543	25	code	code	PROPN
cblr-2956	1543	26	:	:	PUNCT
cblr-2956	1543	27	(	(	PUNCT
cblr-2956	1543	28	0,w	0,w	NUM
cblr-2956	1543	29	0e	0e	X
cblr-2956	1544	1	13euwnad	13euwnad	PROPN
cblr-2956	1545	1	d.	d.	PROPN
cblr-2956	1545	2	indicate	indicate	VERB
cblr-2956	1545	3	the	the	DET
cblr-2956	1545	4	following	follow	VERB
cblr-2956	1545	5	for	for	ADP
cblr-2956	1545	6	cases	case	NOUN
cblr-2956	1545	7	that	that	PRON
cblr-2956	1545	8	were	be	AUX
cblr-2956	1545	9	settled	settle	VERB
cblr-2956	1545	10	before	before	ADP
cblr-2956	1545	11	a	a	DET
cblr-2956	1545	12	court	court	NOUN
cblr-2956	1545	13	verdict	verdict	NOUN
cblr-2956	1545	14	.	.	PUNCT
cblr-2956	1546	1	estimated	estimate	VERB
cblr-2956	1546	2	%	%	NOUN
cblr-2956	1546	3	of	of	ADP
cblr-2956	1546	4	fault	fault	NOUN
cblr-2956	1546	5	assigned	assign	VERB
cblr-2956	1546	6	to	to	ADP
cblr-2956	1546	7	1	1	NUM
cblr-2956	1546	8	.	.	PUNCT
cblr-2956	1547	1	injured	injure	VERB
cblr-2956	1547	2	party	party	NOUN
cblr-2956	1547	3	2	2	NUM
cblr-2956	1547	4	.	.	PUNCT
cblr-2956	1548	1	your	your	PRON
cblr-2956	1548	2	insured	insured	ADJ
cblr-2956	1548	3	%	%	NOUN
cblr-2956	1548	4	"	"	PUNCT
cblr-2956	1548	5	3	3	NUM
cblr-2956	1548	6	.	.	X
cblr-2956	1548	7	other	other	ADJ
cblr-2956	1548	8	insured	insure	VERB
cblr-2956	1548	9	defendants	defendant	NOUN
cblr-2956	1548	10	%	%	NOUN
cblr-2956	1548	11	"	"	PUNCT
cblr-2956	1548	12	4	4	NUM
cblr-2956	1548	13	.	.	X
cblr-2956	1548	14	other	other	ADJ
cblr-2956	1548	15	uninsured	uninsured	ADJ
cblr-2956	1548	16	defendants	defendant	NOUN
cblr-2956	1548	17	*	*	PUNCT
cblr-2956	1548	18	5	5	X
cblr-2956	1548	19	.	.	PUNCT
cblr-2956	1548	20	total	total	ADJ
cblr-2956	1548	21	payout	payout	NOUN
cblr-2956	1548	22	....................................................................	....................................................................	PUNCT
cblr-2956	1548	23	total	total	ADJ
cblr-2956	1548	24	amount	amount	NOUN
cblr-2956	1548	25	paid	pay	VERB
cblr-2956	1548	26	in	in	ADP
cblr-2956	1548	27	settlement	settlement	NOUN
cblr-2956	1548	28	-n	-n	NOUN
cblr-2956	1548	29	/	/	SYM
cblr-2956	1548	30	a	a	DET
cblr-2956	1548	31	e.	e.	PROPN
cblr-2956	1548	32	1	1	NUM
cblr-2956	1548	33	.	.	PUNCT
cblr-2956	1549	1	how	how	SCONJ
cblr-2956	1549	2	many	many	ADJ
cblr-2956	1549	3	other	other	ADJ
cblr-2956	1549	4	defendants	defendant	NOUN
cblr-2956	1549	5	were	be	AUX
cblr-2956	1549	6	there	there	ADV
cblr-2956	1549	7	?	?	PUNCT
cblr-2956	1550	1	(	(	PUNCT
cblr-2956	1550	2	enter	enter	VERB
cblr-2956	1550	3	the	the	DET
cblr-2956	1550	4	applicable	applicable	ADJ
cblr-2956	1550	5	alpha	alpha	NOUN
cblr-2956	1550	6	character	character	NOUN
cblr-2956	1550	7	fron	fron	VERB
cblr-2956	1550	8	below	below	ADV
cblr-2956	1550	9	in	in	ADP
cblr-2956	1550	10	the	the	DET
cblr-2956	1550	11	space	space	NOUN
cblr-2956	1550	12	pmvad	pmvad	NOUN
cblr-2956	1550	13	)	)	PUNCT
cblr-2956	1550	14	....	....	PUNCT
cblr-2956	1551	1	choose	choose	VERB
cblr-2956	1551	2	one	one	NUM
cblr-2956	1551	3	a.	a.	NOUN
cblr-2956	1551	4	one	one	NUM
cblr-2956	1551	5	b.	b.	PROPN
cblr-2956	1551	6	two	two	NUM
cblr-2956	1551	7	c.	c.	PROPN
cblr-2956	1551	8	three	three	NUM
cblr-2956	1551	9	d.	d.	PROPN
cblr-2956	1551	10	four	four	NUM
cblr-2956	1551	11	e.	e.	PROPN
cblr-2956	1551	12	five	five	NUM
cblr-2956	1551	13	f.	f.	PROPN
cblr-2956	1551	14	six	six	NUM
cblr-2956	1551	15	g.	g.	NOUN
cblr-2956	1551	16	more	more	ADJ
cblr-2956	1551	17	than	than	ADP
cblr-2956	1551	18	six	six	NUM
cblr-2956	1551	19	2	2	NUM
cblr-2956	1551	20	.	.	PUNCT
cblr-2956	1551	21	indicate	indicate	VERB
cblr-2956	1551	22	the	the	DET
cblr-2956	1551	23	following	follow	VERB
cblr-2956	1551	24	for	for	ADP
cblr-2956	1551	25	the	the	DET
cblr-2956	1551	26	other	other	ADJ
cblr-2956	1551	27	defendants	defendant	NOUN
cblr-2956	1551	28	:	:	PUNCT
cblr-2956	1551	29	complete	complete	VERB
cblr-2956	1551	30	all	all	DET
cblr-2956	1551	31	that	that	DET
cblr-2956	1551	32	aeppl	aeppl	NOUN
cblr-2956	1551	33	how	how	SCONJ
cblr-2956	1551	34	many	many	ADJ
cblr-2956	1551	35	how	how	SCONJ
cblr-2956	1551	36	many	many	ADJ
cblr-2956	1551	37	insured	insured	ADJ
cblr-2956	1551	38	uninsured	uninsured	ADJ
cblr-2956	1551	39	defendants	defendant	NOUN
cblr-2956	1551	40	?	?	PUNCT
cblr-2956	1552	1	defendants	defendant	NOUN
cblr-2956	1552	2	?	?	PUNCT
cblr-2956	1553	1	a.	a.	PROPN
cblr-2956	1553	2	municipal	municipal	PROPN
cblr-2956	1553	3	b.	b.	PROPN
cblr-2956	1553	4	govemment	govemment	PROPN
cblr-2956	1553	5	other	other	ADJ
cblr-2956	1553	6	than	than	ADP
cblr-2956	1554	1	municipal	municipal	ADJ
cblr-2956	1554	2	c.	c.	PROPN
cblr-2956	1554	3	business	business	PROPN
cblr-2956	1554	4	d.	d.	PROPN
cblr-2956	1554	5	industrial	industrial	PROPN
cblr-2956	1554	6	e.	e.	PROPN
cblr-2956	1555	1	non	non	ADJ
cblr-2956	1555	2	-	-	ADJ
cblr-2956	1555	3	profit	profit	ADJ
cblr-2956	1555	4	organizations	organization	NOUN
cblr-2956	1555	5	f.	f.	PROPN
cblr-2956	1555	6	hospital	hospital	PROPN
cblr-2956	1555	7	g.	g.	PROPN
cblr-2956	1555	8	physicians	physicians	PROPN
cblr-2956	1555	9	&	&	CCONJ
cblr-2956	1555	10	surgeons	surgeon	NOUN
cblr-2956	1555	11	_	_	PUNCT
cblr-2956	1556	1	h.	h.	PROPN
cblr-2956	1556	2	other	other	ADJ
cblr-2956	1556	3	health	health	NOUN
cblr-2956	1556	4	care	care	NOUN
cblr-2956	1556	5	providers	provider	NOUN
cblr-2956	1556	6	i.	i.	VERB
cblr-2956	1556	7	all	all	DET
cblr-2956	1556	8	others	other	NOUN
cblr-2956	1556	9	indicats	indicat	VERB
cblr-2956	1556	10	that	that	SCONJ
cblr-2956	1556	11	the	the	DET
cblr-2956	1556	12	question	question	NOUN
cblr-2956	1556	13	cab	cab	NOUN
cblr-2956	1556	14	for	for	ADP
cblr-2956	1556	15	yo	yo	PROPN
cblr-2956	1556	16	r	r	PROPN
cblr-2956	1556	17	mt	mt	PROPN
cblr-2956	1556	18	c	c	PROPN
cblr-2956	1556	19	d	d	PROPN
cblr-2956	1556	20	expert	expert	PROPN
cblr-2956	1556	21	ota	ota	PROPN
cblr-2956	1556	22	nn	nn	PROPN
cblr-2956	1556	23	comptea	comptea	PROPN
cblr-2956	1556	24	tem	tem	PROPN
cblr-2956	1556	25	13,d	13,d	NUM
cblr-2956	1556	26	ii	ii	NOUN
cblr-2956	1556	27	thee	thee	NOUN
cblr-2956	1556	28	is	be	AUX
cblr-2956	1556	29	no	no	DET
cblr-2956	1556	30	a	a	DET
cblr-2956	1556	31	xre	xre	PROPN
cblr-2956	1556	32	-edicl	-edicl	PROPN
cblr-2956	1556	33	.	.	PUNCT
cblr-2956	1557	1	rund	rund	VERB
cblr-2956	1557	2	to	to	ADP
cblr-2956	1557	3	whole	whole	ADJ
cblr-2956	1557	4	doanas	doana	NOUN
cblr-2956	1557	5	if	if	SCONJ
cblr-2956	1557	6	thene	thene	NOUN
cblr-2956	1557	7	re2nther	re2nther	VERB
cblr-2956	1557	8	defendants	defendant	NOUN
cblr-2956	1557	9	.	.	PUNCT
cblr-2956	1558	1	then	then	ADV
cblr-2956	1558	2	leave	leave	VERB
cblr-2956	1558	3	blnk	blnk	ADJ
cblr-2956	1558	4	comlete	comlete	NOUN
cblr-2956	1558	5	if	if	SCONJ
cblr-2956	1558	6	13.a.1	13.a.1	NUM
cblr-2956	1558	7	is	be	AUX
cblr-2956	1558	8	answere	answere	ADV
cblr-2956	1558	9	please	please	INTJ
cblr-2956	1558	10	indlcata	indlcata	ADJ
cblr-2956	1558	11	numbers	number	NOUN
cblr-2956	1558	12	.	.	PUNCT
cblr-2956	1559	1	do	do	AUX
cblr-2956	1559	2	not	not	PART
cblr-2956	1559	3	use	use	VERB
cblr-2956	1559	4	mark	mark	NOUN
cblr-2956	1559	5	or	or	CCONJ
cblr-2956	1559	6	check	check	VERB
cblr-2956	1559	7	marks	mark	NOUN
cblr-2956	1559	8	.	.	PUNCT
cblr-2956	1560	1	psuanutti	psuanutti	PROPN
cblr-2956	1560	2	l.	l.	PROPN
cblr-2956	1560	3	'awed	'awed	AUX
cblr-2956	1560	4	emlee	emlee	PROPN
cblr-2956	1560	5	at	at	ADP
cblr-2956	1560	6	man	man	NOUN
cblr-2956	1560	7	2111131	2111131	NUM
cblr-2956	1560	8	page	page	NOUN
cblr-2956	1560	9	ifof	ifof	NOUN
cblr-2956	1560	10	11	11	NUM
cblr-2956	1560	11	(	(	PUNCT
cblr-2956	1560	12	annxisaa	annxisaa	PROPN
cblr-2956	1560	13	-w	-w	SYM
cblr-2956	1560	14	n	n	PROPN
cblr-2956	1560	15	.	.	PUNCT
cblr-2956	1561	1	w	w	PROPN
cblr-2956	1561	2	may	may	PROPN
cblr-2956	1561	3	2003	2003	NUM
cblr-2956	1561	4	)	)	PUNCT
cblr-2956	1561	5	516	516	NUM
cblr-2956	1561	6	columbia	columbia	PROPN
cblr-2956	1561	7	b	b	PROPN
cblr-2956	1561	8	usiness	usiness	PROPN
cblr-2956	1561	9	law	law	PROPN
cblr-2956	1561	10	re	re	PROPN
cblr-2956	1561	11	vie	vie	PROPN
cblr-2956	1561	12	w	w	PROPN
cblr-2956	1562	1	[	[	X
cblr-2956	1562	2	vol	vol	NOUN
cblr-2956	1562	3	.	.	NOUN
cblr-2956	1562	4	2008	2008	NUM
cblr-2956	1562	5	long	long	ADJ
cblr-2956	1562	6	form	form	PROPN
cblr-2956	1562	7	texas	texas	PROPN
cblr-2956	1562	8	closed	closed	ADJ
cblr-2956	1562	9	claim	claim	NOUN
cblr-2956	1562	10	report	report	VERB
cblr-2956	1562	11	indemnity	indemnity	NOUN
cblr-2956	1562	12	payments	payment	NOUN
cblr-2956	1562	13	of	of	ADP
cblr-2956	1562	14	$	$	SYM
cblr-2956	1562	15	25,000	25,000	NUM
cblr-2956	1562	16	or	or	CCONJ
cblr-2956	1562	17	more	more	ADJ
cblr-2956	1562	18	naic	naic	PROPN
cblr-2956	1562	19	company	company	NOUN
cblr-2956	1562	20	code	code	NOUN
cblr-2956	1562	21	:	:	PUNCT
cblr-2956	1562	22	_	_	PUNCT
cblr-2956	1563	1	naic	naic	PROPN
cblr-2956	1563	2	group	group	PROPN
cblr-2956	1563	3	code	code	PROPN
cblr-2956	1563	4	:	:	PUNCT
cblr-2956	1563	5	14	14	NUM
cblr-2956	1563	6	.	.	PUNCT
cblr-2956	1564	1	a.	a.	PROPN
cblr-2956	1564	2	was	be	AUX
cblr-2956	1564	3	workers	worker	NOUN
cblr-2956	1564	4	'	'	PART
cblr-2956	1564	5	compensation	compensation	NOUN
cblr-2956	1564	6	available	available	ADJ
cblr-2956	1564	7	to	to	ADP
cblr-2956	1564	8	the	the	DET
cblr-2956	1564	9	injured	injured	ADJ
cblr-2956	1564	10	party	party	NOUN
cblr-2956	1564	11	?	?	PUNCT
cblr-2956	1565	1	always	always	ADV
cblr-2956	1565	2	complete(yin	complete(yin	PROPN
cblr-2956	1565	3	)	)	PUNCT
cblr-2956	1565	4	b.	b.	PROPN
cblr-2956	1565	5	are	be	AUX
cblr-2956	1565	6	you	you	PRON
cblr-2956	1565	7	aware	aware	ADJ
cblr-2956	1565	8	of	of	ADP
cblr-2956	1565	9	any	any	DET
cblr-2956	1565	10	other	other	ADJ
cblr-2956	1565	11	collateral	collateral	ADJ
cblr-2956	1565	12	sources	source	NOUN
cblr-2956	1565	13	available	available	ADJ
cblr-2956	1565	14	to	to	ADP
cblr-2956	1565	15	the	the	DET
cblr-2956	1565	16	injured	injured	ADJ
cblr-2956	1565	17	party	party	NOUN
cblr-2956	1565	18	?	?	PUNCT
cblr-2956	1565	19	........................................	........................................	PUNCT
cblr-2956	1566	1	............	............	PUNCT
cblr-2956	1567	1	(	(	PUNCT
cblr-2956	1567	2	yin	yin	NOUN
cblr-2956	1567	3	)	)	PUNCT
cblr-2956	1567	4	alwys	alwy	VERB
cblr-2956	1567	5	complete	complete	ADJ
cblr-2956	1567	6	c.	c.	PROPN
cblr-2956	1567	7	if	if	SCONJ
cblr-2956	1567	8	14.b	14.b	NUM
cblr-2956	1567	9	is	be	AUX
cblr-2956	1567	10	*	*	PROPN
cblr-2956	1567	11	y	y	PROPN
cblr-2956	1567	12	,	,	PUNCT
cblr-2956	1567	13	indicate	indicate	VERB
cblr-2956	1567	14	which	which	PRON
cblr-2956	1567	15	of	of	ADP
cblr-2956	1567	16	the	the	DET
cblr-2956	1567	17	following	follow	VERB
cblr-2956	1567	18	sources	source	NOUN
cblr-2956	1567	19	were	be	AUX
cblr-2956	1567	20	available	available	ADJ
cblr-2956	1567	21	:	:	PUNCT
cblr-2956	1567	22	select	select	VERB
cblr-2956	1567	23	all	all	PRON
cblr-2956	1567	24	that	that	PRON
cblr-2956	1567	25	apply	apply	VERB
cblr-2956	1567	26	1	1	NUM
cblr-2956	1567	27	.	.	PUNCT
cblr-2956	1568	1	medical	medical	ADJ
cblr-2956	1568	2	insurance	insurance	NOUN
cblr-2956	1568	3	2	2	NUM
cblr-2956	1568	4	.	.	PUNCT
cblr-2956	1568	5	disability	disability	NOUN
cblr-2956	1568	6	insurance	insurance	NOUN
cblr-2956	1568	7	3	3	NUM
cblr-2956	1568	8	.	.	PUNCT
cblr-2956	1568	9	social	social	ADJ
cblr-2956	1568	10	security	security	NOUN
cblr-2956	1568	11	disability	disability	NOUN
cblr-2956	1568	12	/	/	SYM
cblr-2956	1568	13	supplementary	supplementary	ADJ
cblr-2956	1568	14	security	security	NOUN
cblr-2956	1568	15	benefits	benefit	VERB
cblr-2956	1568	16	4	4	NUM
cblr-2956	1568	17	.	.	PUNCT
cblr-2956	1569	1	medicare	medicare	PROPN
cblr-2956	1569	2	,	,	PUNCT
cblr-2956	1569	3	medicaid	medicaid	PROPN
cblr-2956	1569	4	5	5	NUM
cblr-2956	1569	5	.	.	PUNCT
cblr-2956	1569	6	sick	sick	ADJ
cblr-2956	1569	7	leave	leave	VERB
cblr-2956	1569	8	6	6	NUM
cblr-2956	1569	9	.	.	PUNCT
cblr-2956	1570	1	other	other	ADJ
cblr-2956	1570	2	15	15	NUM
cblr-2956	1570	3	.	.	PUNCT
cblr-2956	1571	1	a.	a.	NOUN
cblr-2956	1571	2	are	be	AUX
cblr-2956	1571	3	you	you	PRON
cblr-2956	1571	4	aware	aware	ADJ
cblr-2956	1571	5	of	of	ADP
cblr-2956	1571	6	any	any	DET
cblr-2956	1571	7	lawsuit(s	lawsuit(s	NOUN
cblr-2956	1571	8	)	)	PUNCT
cblr-2956	1571	9	which	which	PRON
cblr-2956	1571	10	has	have	AUX
cblr-2956	1571	11	(	(	PUNCT
cblr-2956	1571	12	have	have	AUX
cblr-2956	1571	13	)	)	PUNCT
cblr-2956	1571	14	been	be	AUX
cblr-2956	1571	15	filed	file	VERB
cblr-2956	1571	16	under	under	ADP
cblr-2956	1571	17	rights	right	NOUN
cblr-2956	1571	18	of	of	ADP
cblr-2956	1571	19	subrogation	subrogation	NOUN
cblr-2956	1571	20	,	,	PUNCT
cblr-2956	1571	21	contribution	contribution	NOUN
cblr-2956	1571	22	or	or	CCONJ
cblr-2956	1571	23	indemnification	indemnification	NOUN
cblr-2956	1571	24	in	in	ADP
cblr-2956	1571	25	connection	connection	NOUN
cblr-2956	1571	26	with	with	ADP
cblr-2956	1571	27	this	this	DET
cblr-2956	1571	28	claim	claim	NOUN
cblr-2956	1571	29	?	?	PUNCT
cblr-2956	1572	1	always	always	ADV
cblr-2956	1572	2	complete	complete	ADJ
cblr-2956	1572	3	(	(	PUNCT
cblr-2956	1572	4	y	y	NOUN
cblr-2956	1572	5	/	/	SYM
cblr-2956	1572	6	n	n	CCONJ
cblr-2956	1572	7	)	)	PUNCT
cblr-2956	1572	8	b.	b.	NOUN
cblr-2956	1572	9	if	if	SCONJ
cblr-2956	1572	10	15.a	15.a	NUM
cblr-2956	1572	11	is	be	AUX
cblr-2956	1572	12	y	y	PROPN
cblr-2956	1572	13	'	'	PUNCT
cblr-2956	1572	14	,	,	PUNCT
cblr-2956	1572	15	indicate	indicate	VERB
cblr-2956	1572	16	your	your	PRON
cblr-2956	1572	17	status	status	NOUN
cblr-2956	1572	18	in	in	ADP
cblr-2956	1572	19	that	that	DET
cblr-2956	1572	20	suit	suit	NOUN
cblr-2956	1572	21	:	:	PUNCT
cblr-2956	1572	22	choose	choose	VERB
cblr-2956	1572	23	one	one	NUM
cblr-2956	1572	24	1	1	NUM
cblr-2956	1572	25	.	.	PUNCT
cblr-2956	1572	26	plaintiff	plaintiff	NOUN
cblr-2956	1572	27	2	2	NUM
cblr-2956	1572	28	.	.	PUNCT
cblr-2956	1572	29	defendant	defendant	PROPN
cblr-2956	1572	30	3	3	NUM
cblr-2956	1572	31	.	.	PUNCT
cblr-2956	1572	32	not	not	PART
cblr-2956	1572	33	involved	involve	VERB
cblr-2956	1572	34	4	4	NUM
cblr-2956	1572	35	.	.	PUNCT
cblr-2956	1573	1	both	both	DET
cblr-2956	1573	2	16	16	NUM
cblr-2956	1573	3	.	.	PUNCT
cblr-2956	1574	1	a.	a.	PROPN
cblr-2956	1574	2	was	be	AUX
cblr-2956	1574	3	a	a	DET
cblr-2956	1574	4	structured	structured	ADJ
cblr-2956	1574	5	settlement	settlement	NOUN
cblr-2956	1574	6	used	use	VERB
cblr-2956	1574	7	in	in	ADP
cblr-2956	1574	8	closing	close	VERB
cblr-2956	1574	9	the	the	DET
cblr-2956	1574	10	claim	claim	NOUN
cblr-2956	1574	11	?	?	PUNCT
cblr-2956	1574	12	............................................................................	............................................................................	PUNCT
cblr-2956	1575	1	always	always	ADV
cblr-2956	1575	2	complete	complete	ADJ
cblr-2956	1575	3	(	(	PUNCT
cblr-2956	1575	4	y	y	NOUN
cblr-2956	1575	5	/	/	SYM
cblr-2956	1575	6	n	n	CCONJ
cblr-2956	1575	7	)	)	PUNCT
cblr-2956	1575	8	b.	b.	NOUN
cblr-2956	1575	9	if	if	SCONJ
cblr-2956	1575	10	16.a	16.a	NUM
cblr-2956	1575	11	is	be	AUX
cblr-2956	1575	12	"	"	PUNCT
cblr-2956	1575	13	y	y	PROPN
cblr-2956	1575	14	,	,	PUNCT
cblr-2956	1575	15	please	please	INTJ
cblr-2956	1575	16	complete	complete	VERB
cblr-2956	1575	17	the	the	DET
cblr-2956	1575	18	following	following	NOUN
cblr-2956	1575	19	:	:	PUNCT
cblr-2956	1575	20	round	round	ADV
cblr-2956	1575	21	to	to	ADP
cblr-2956	1575	22	whole	whole	ADJ
cblr-2956	1575	23	doliars	doliar	NOUN
cblr-2956	1575	24	1	1	NUM
cblr-2956	1575	25	.	.	PUNCT
cblr-2956	1575	26	immediate	immediate	ADJ
cblr-2956	1575	27	payment	payment	NOUN
cblr-2956	1575	28	...............................................	...............................................	PUNCT
cblr-2956	1575	29	$	$	SYM
cblr-2956	1575	30	2	2	NUM
cblr-2956	1575	31	.	.	PUNCT
cblr-2956	1575	32	present	present	ADJ
cblr-2956	1575	33	value	value	NOUN
cblr-2956	1575	34	of	of	ADP
cblr-2956	1575	35	projected	project	VERB
cblr-2956	1575	36	total	total	ADJ
cblr-2956	1575	37	future	future	ADJ
cblr-2956	1575	38	payment	payment	NOUN
cblr-2956	1575	39	(	(	PUNCT
cblr-2956	1575	40	price	price	NOUN
cblr-2956	1575	41	of	of	ADP
cblr-2956	1575	42	an	an	DET
cblr-2956	1575	43	annuity	annuity	NOUN
cblr-2956	1575	44	if	if	SCONJ
cblr-2956	1575	45	purchased	purchase	VERB
cblr-2956	1575	46	)	)	PUNCT
cblr-2956	1575	47	$	$	SYM
cblr-2956	1575	48	3	3	NUM
cblr-2956	1575	49	.	.	PUNCT
cblr-2956	1575	50	total	total	ADJ
cblr-2956	1575	51	award	award	PROPN
cblr-2956	1575	52	or	or	CCONJ
cblr-2956	1575	53	settlement	settlement	NOUN
cblr-2956	1575	54	(	(	PUNCT
cblr-2956	1575	55	1	1	NUM
cblr-2956	1575	56	+	+	NUM
cblr-2956	1575	57	2	2	NUM
cblr-2956	1575	58	)	)	PUNCT
cblr-2956	1575	59	'	'	PUNCT
cblr-2956	1575	60	.,3	.,3	PRON
cblr-2956	1575	61	must	must	AUX
cblr-2956	1575	62	equai	equai	VERB
cblr-2956	1575	63	tew	tew	PROPN
cblr-2956	1575	64	4	4	NUM
cblr-2956	1575	65	.	.	PUNCT
cblr-2956	1575	66	indicate	indicate	VERB
cblr-2956	1575	67	the	the	DET
cblr-2956	1575	68	total	total	ADJ
cblr-2956	1575	69	projected	project	VERB
cblr-2956	1575	70	future	future	ADJ
cblr-2956	1575	71	pay	pay	NOUN
cblr-2956	1575	72	outc	outc	X
cblr-2956	1575	73	.	.	PUNCT
cblr-2956	1576	1	was	be	AUX
cblr-2956	1576	2	a	a	DET
cblr-2956	1576	3	structured	structured	ADJ
cblr-2956	1576	4	settlement	settlement	NOUN
cblr-2956	1576	5	used	use	VERB
cblr-2956	1576	6	to	to	PART
cblr-2956	1576	7	pay	pay	VERB
cblr-2956	1576	8	the	the	DET
cblr-2956	1576	9	a	a	DET
cblr-2956	1576	10	plaintiff	plaintiff	NOUN
cblr-2956	1576	11	's	's	PART
cblr-2956	1576	12	attorneys	attorney	NOUN
cblr-2956	1576	13	fee	fee	NOUN
cblr-2956	1576	14	?	?	PUNCT
cblr-2956	1577	1	(	(	PUNCT
cblr-2956	1577	2	y	y	NOUN
cblr-2956	1577	3	/	/	SYM
cblr-2956	1577	4	n	n	CCONJ
cblr-2956	1577	5	)	)	PUNCT
cblr-2956	1577	6	page	page	NOUN
cblr-2956	1577	7	leer	leer	NOUN
cblr-2956	1577	8	ti	ti	NOUN
cblr-2956	1577	9	womaot	womaot	PROPN
cblr-2956	1577	10	e.n0e	e.n0e	PROPN
cblr-2956	1577	11	of	of	ADP
cblr-2956	1577	12	uey	uey	PROPN
cblr-2956	1577	13	20031	20031	NUM
cblr-2956	1577	14	page	page	NOUN
cblr-2956	1577	15	10	10	NUM
cblr-2956	1577	16	of	of	ADP
cblr-2956	1577	17	11	11	NUM
cblr-2956	1577	18	(	(	PUNCT
cblr-2956	1577	19	a	a	DET
cblr-2956	1577	20	~	~	PROPN
cblr-2956	1577	21	asi	asi	NOUN
cblr-2956	1577	22	ves	f	NOUN
cblr-2956	1577	23	as	as	ADP
cblr-2956	1577	24	of	of	ADP
cblr-2956	1577	25	may	may	PROPN
cblr-2956	1577	26	2003	2003	NUM
cblr-2956	1577	27	)	)	PUNCT
cblr-2956	1577	28	early	early	ADV
cblr-2956	1577	29	offers	offer	VERB
cblr-2956	1577	30	reform	reform	NOUN
cblr-2956	1577	31	long	long	ADJ
cblr-2956	1577	32	form	form	PROPN
cblr-2956	1577	33	texas	texas	PROPN
cblr-2956	1577	34	closed	closed	ADJ
cblr-2956	1577	35	claim	claim	NOUN
cblr-2956	1577	36	report	report	VERB
cblr-2956	1577	37	indemnity	indemnity	NOUN
cblr-2956	1577	38	payments	payment	NOUN
cblr-2956	1577	39	of	of	ADP
cblr-2956	1577	40	$	$	SYM
cblr-2956	1577	41	25,000	25,000	NUM
cblr-2956	1577	42	or	or	CCONJ
cblr-2956	1577	43	more	more	ADJ
cblr-2956	1577	44	naic	naic	PROPN
cblr-2956	1577	45	company	company	NOUN
cblr-2956	1577	46	code	code	PROPN
cblr-2956	1577	47	:	:	PUNCT
cblr-2956	1577	48	naic	naic	PROPN
cblr-2956	1577	49	group	group	PROPN
cblr-2956	1577	50	code	code	PROPN
cblr-2956	1577	51	:	:	PUNCT
cblr-2956	1577	52	17	17	NUM
cblr-2956	1577	53	.	.	PUNCT
cblr-2956	1577	54	a.	a.	NOUN
cblr-2956	1577	55	indicate	indicate	VERB
cblr-2956	1577	56	the	the	DET
cblr-2956	1577	57	amount	amount	NOUN
cblr-2956	1577	58	paid	pay	VERB
cblr-2956	1577	59	to	to	ADP
cblr-2956	1577	60	outside	outside	ADJ
cblr-2956	1577	61	defense	defense	NOUN
cblr-2956	1577	62	counsel	counsel	PROPN
cblr-2956	1577	63	b.	b.	PROPN
cblr-2956	1577	64	indicate	indicate	VERB
cblr-2956	1577	65	any	any	DET
cblr-2956	1577	66	allocated	allocate	VERB
cblr-2956	1577	67	expense	expense	NOUN
cblr-2956	1577	68	for	for	ADP
cblr-2956	1577	69	in	in	ADP
cblr-2956	1577	70	-	-	PUNCT
cblr-2956	1577	71	house	house	NOUN
cblr-2956	1577	72	defense	defense	NOUN
cblr-2956	1577	73	counsel	counsel	NOUN
cblr-2956	1577	74	.........................................................	.........................................................	PUNCT
cblr-2956	1578	1	c.	c.	PROPN
cblr-2956	1578	2	indicate	indicate	VERB
cblr-2956	1578	3	the	the	DET
cblr-2956	1578	4	amount	amount	NOUN
cblr-2956	1578	5	of	of	ADP
cblr-2956	1578	6	other	other	ADJ
cblr-2956	1578	7	allocated	allocate	VERB
cblr-2956	1578	8	loss	loss	NOUN
cblr-2956	1578	9	adjustment	adjustment	NOUN
cblr-2956	1578	10	expenses	expense	NOUN
cblr-2956	1578	11	,	,	PUNCT
cblr-2956	1578	12	such	such	ADJ
cblr-2956	1578	13	as	as	ADP
cblr-2956	1578	14	court	court	NOUN
cblr-2956	1578	15	costs	cost	NOUN
cblr-2956	1578	16	and	and	CCONJ
cblr-2956	1578	17	stenographers	stenographer	NOUN
cblr-2956	1578	18	d.	d.	PROPN
cblr-2956	1578	19	indicate	indicate	VERB
cblr-2956	1578	20	the	the	DET
cblr-2956	1578	21	total	total	ADJ
cblr-2956	1578	22	allocated	allocate	VERB
cblr-2956	1578	23	loss	loss	NOUN
cblr-2956	1578	24	adjustment	adjustment	NOUN
cblr-2956	1578	25	expense	expense	NOUN
cblr-2956	1578	26	(	(	PUNCT
cblr-2956	1578	27	a	a	DET
cblr-2956	1578	28	+	+	NOUN
cblr-2956	1578	29	b	b	NOUN
cblr-2956	1578	30	+	+	CCONJ
cblr-2956	1578	31	c)$	c)$	NOUN
cblr-2956	1578	32	round	round	VERB
cblr-2956	1578	33	a	a	DET
cblr-2956	1578	34	whole	whole	ADJ
cblr-2956	1578	35	dlam	dlam	NOUN
cblr-2956	1578	36	.	.	PUNCT
cblr-2956	1579	1	17.d	17.d	NUM
cblr-2956	1579	2	must	must	AUX
cblr-2956	1579	3	equal	equal	VERB
cblr-2956	1579	4	the	the	DET
cblr-2956	1579	5	sum	sum	NOUN
cblr-2956	1579	6	of	of	ADP
cblr-2956	1579	7	items	item	NOUN
cblr-2956	1579	8	17.a	17.a	NUM
cblr-2956	1579	9	.	.	PUNCT
cblr-2956	1580	1	thmugh	thmugh	NOUN
cblr-2956	1580	2	17.c	17.c	NUM
cblr-2956	1580	3	.	.	PUNCT
cblr-2956	1581	1	additional	additional	ADJ
cblr-2956	1581	2	comments	comment	NOUN
cblr-2956	1581	3	(	(	PUNCT
cblr-2956	1581	4	optional	optional	ADJ
cblr-2956	1581	5	):	):	PUNCT
cblr-2956	1581	6	pea	pea	NOUN
cblr-2956	1581	7	,	,	PUNCT
cblr-2956	1581	8	it	it	PRON
cblr-2956	1581	9	at	at	ADP
cblr-2956	1581	10	ii	ii	PROPN
cblr-2956	1581	11	l.emeeussinnatmesaaasl	l.emeeussinnatmesaaasl	NOUN
cblr-2956	1581	12	no	no	INTJ
cblr-2956	1581	13	.	.	PUNCT
cblr-2956	1582	1	2:423	2:423	NUM
cblr-2956	1582	2	]	]	PUNCT
cblr-2956	1582	3	page	page	NOUN
cblr-2956	1582	4	11	11	NUM
cblr-2956	1582	5	of	of	ADP
cblr-2956	1582	6	11	11	NUM
cblr-2956	1582	7	(=	(=	NOUN
cblr-2956	1582	8	toued	toue	VERB
cblr-2956	1582	9	as	as	ADP
cblr-2956	1582	10	.1	.1	PROPN
cblr-2956	1582	11	m	m	PROPN
cblr-2956	1582	12	i0	i0	PROPN
cblr-2956	1582	13	)	)	PUNCT
cblr-2956	1582	14	columbia	columbia	PROPN
cblr-2956	1582	15	business	business	NOUN
cblr-2956	1582	16	law	law	PROPN
cblr-2956	1582	17	review	review	VERB
cblr-2956	1582	18	short	short	ADJ
cblr-2956	1582	19	form	form	PROPN
cblr-2956	1582	20	texas	texas	PROPN
cblr-2956	1582	21	department	department	PROPN
cblr-2956	1582	22	of	of	ADP
cblr-2956	1582	23	insurance	insurance	PROPN
cblr-2956	1582	24	texas	texas	PROPN
cblr-2956	1582	25	commercial	commercial	PROPN
cblr-2956	1582	26	liability	liability	NOUN
cblr-2956	1582	27	insurance	insurance	NOUN
cblr-2956	1582	28	closed	close	VERB
cblr-2956	1582	29	claim	claim	NOUN
cblr-2956	1582	30	report	report	VERB
cblr-2956	1582	31	indemnity	indemnity	NOUN
cblr-2956	1582	32	payments	payment	NOUN
cblr-2956	1582	33	over	over	ADP
cblr-2956	1582	34	$	$	SYM
cblr-2956	1582	35	10,000	10,000	NUM
cblr-2956	1582	36	but	but	CCONJ
cblr-2956	1582	37	less	less	ADJ
cblr-2956	1582	38	than	than	ADP
cblr-2956	1582	39	$	$	SYM
cblr-2956	1582	40	25,000	25,000	NUM
cblr-2956	1582	41	company	company	NOUN
cblr-2956	1582	42	name	name	NOUN
cblr-2956	1582	43	&	&	CCONJ
cblr-2956	1582	44	address	address	PROPN
cblr-2956	1582	45	:	:	PUNCT
cblr-2956	1582	46	always	always	ADV
cblr-2956	1582	47	co	co	VERB
cblr-2956	1582	48	'	'	PROPN
cblr-2956	1582	49	naic	naic	PROPN
cblr-2956	1582	50	company	company	PROPN
cblr-2956	1582	51	code	code	PROPN
cblr-2956	1582	52	:	:	PUNCT
cblr-2956	1582	53	naic	naic	PROPN
cblr-2956	1582	54	gr	gr	PROPN
cblr-2956	1582	55	claim	claim	NOUN
cblr-2956	1582	56	file	file	NOUN
cblr-2956	1582	57	identification	identification	NOUN
cblr-2956	1582	58	:	:	PUNCT
cblr-2956	1582	59	form	form	NOUN
cblr-2956	1582	60	completed	complete	VERB
cblr-2956	1582	61	by	by	ADP
cblr-2956	1582	62	:	:	PUNCT
cblr-2956	1582	63	form	form	NOUN
cblr-2956	1582	64	reviewed	review	VERB
cblr-2956	1582	65	by	by	ADP
cblr-2956	1582	66	(	(	PUNCT
cblr-2956	1582	67	coordinator	coordinator	NOUN
cblr-2956	1582	68	):	):	PUNCT
cblr-2956	1582	69	roup	roup	PROPN
cblr-2956	1582	70	code	code	PROPN
cblr-2956	1582	71	:	:	PUNCT
cblr-2956	1582	72	mplete	mplete	NOUN
cblr-2956	1582	73	always	always	ADV
cblr-2956	1582	74	complete	complete	VERB
cblr-2956	1582	75	aways	away	NOUN
cblr-2956	1582	76	complete	complete	ADJ
cblr-2956	1582	77	always	always	ADV
cblr-2956	1582	78	complte	complte	ADJ
cblr-2956	1582	79	[	[	X
cblr-2956	1582	80	vol	vol	NOUN
cblr-2956	1582	81	.	.	NOUN
cblr-2956	1582	82	2008	2008	NUM
cblr-2956	1583	1	no	no	NOUN
cblr-2956	1583	2	.	.	PUNCT
cblr-2956	1584	1	2:423	2:423	NUM
cblr-2956	1584	2	]	]	X
cblr-2956	1584	3	early	early	ADV
cblr-2956	1584	4	offers	offer	VERB
cblr-2956	1584	5	reform	reform	NOUN
cblr-2956	1584	6	519	519	NUM
cblr-2956	1584	7	short	short	ADJ
cblr-2956	1584	8	form	form	NOUN
cblr-2956	1584	9	texas	texas	PROPN
cblr-2956	1584	10	closed	closed	ADJ
cblr-2956	1584	11	claim	claim	NOUN
cblr-2956	1584	12	report	report	VERB
cblr-2956	1584	13	indemnity	indemnity	NOUN
cblr-2956	1584	14	payments	payment	NOUN
cblr-2956	1584	15	over	over	ADP
cblr-2956	1584	16	$	$	SYM
cblr-2956	1584	17	10,000	10,000	NUM
cblr-2956	1584	18	but	but	CCONJ
cblr-2956	1584	19	less	less	ADJ
cblr-2956	1584	20	than	than	ADP
cblr-2956	1584	21	$	$	SYM
cblr-2956	1584	22	25,000	25,000	NUM
cblr-2956	1584	23	naic	naic	PROPN
cblr-2956	1584	24	company	company	NOUN
cblr-2956	1584	25	code	code	PROPN
cblr-2956	1584	26	:	:	PUNCT
cblr-2956	1584	27	naic	naic	PROPN
cblr-2956	1584	28	group	group	PROPN
cblr-2956	1584	29	code	code	PROPN
cblr-2956	1584	30	:	:	PUNCT
cblr-2956	1584	31	1	1	X
cblr-2956	1584	32	.	.	PUNCT
cblr-2956	1584	33	a.	a.	NOUN
cblr-2956	1584	34	date	date	NOUN
cblr-2956	1584	35	of	of	ADP
cblr-2956	1584	36	injury	injury	NOUN
cblr-2956	1584	37	alays	alay	VERB
cblr-2956	1584	38	complete	complete	ADJ
cblr-2956	1584	39	b.~~~	b.~~~	NOUN
cblr-2956	1584	40	daerpre	daerpre	VERB
cblr-2956	1585	1	oisr	oisr	ADJ
cblr-2956	1585	2	ahways	ahway	NOUN
cblr-2956	1585	3	completemm	completemm	VERB
cblr-2956	1585	4	do	do	AUX
cblr-2956	1585	5	yyyy	yyyy	PROPN
cblr-2956	1585	6	b.	b.	PROPN
cblr-2956	1585	7	date	date	PROPN
cblr-2956	1585	8	reported	report	VERB
cblr-2956	1585	9	to	to	PART
cblr-2956	1585	10	insurer	insurer	VERB
cblr-2956	1585	11	_	_	PUNCT
cblr-2956	1585	12	_	_	PUNCT
cblr-2956	1586	1	ajis	ajis	ADV
cblr-2956	1586	2	co	co	VERB
cblr-2956	1586	3	flte	flte	PROPN
cblr-2956	1586	4	mm	mm	PROPN
cblr-2956	1586	5	dd	dd	PROPN
cblr-2956	1586	6	yyyy	yyyy	PROPN
cblr-2956	1586	7	c.	c.	PROPN
cblr-2956	1586	8	date	date	PROPN
cblr-2956	1586	9	suit	suit	NOUN
cblr-2956	1586	10	fied	fie	VERB
cblr-2956	1586	11	_	_	PUNCT
cblr-2956	1587	1	_	_	PUNCT
cblr-2956	1588	1	_	_	PUNCT
cblr-2956	1589	1	_	_	PUNCT
cblr-2956	1589	2	l	l	NOUN
cblr-2956	1589	3	s	s	VERB
cblr-2956	1589	4	complete	complete	ADJ
cblr-2956	1589	5	if	if	SCONJ
cblr-2956	1589	6	out	out	ADV
cblr-2956	1589	7	filed	file	VERB
cblr-2956	1589	8	mm	mm	PROPN
cblr-2956	1589	9	dd	dd	PROPN
cblr-2956	1589	10	yyyy	yyyy	PROPN
cblr-2956	1589	11	d.	d.	PROPN
cblr-2956	1589	12	date	date	PROPN
cblr-2956	1589	13	of	of	ADP
cblr-2956	1589	14	stial	stial	ADJ
cblr-2956	1589	15	or	or	CCONJ
cblr-2956	1589	16	teat	teat	NOUN
cblr-2956	1589	17	trial	trial	NOUN
cblr-2956	1589	18	settin	settin	NOUN
cblr-2956	1589	19	0	0	PUNCT
cblr-2956	1590	1	c	c	PROPN
cblr-2956	1590	2	e/	e/	PROPN
cblr-2956	1590	3	ompl	ompl	PROPN
cblr-2956	1590	4	hoel	hoel	PROPN
cblr-2956	1590	5	mm	mm	PROPN
cblr-2956	1590	6	dd	dd	PROPN
cblr-2956	1590	7	yyyy	yyyy	PROPN
cblr-2956	1590	8	e.	e.	PROPN
cblr-2956	1590	9	date	date	PROPN
cblr-2956	1590	10	of	of	ADP
cblr-2956	1590	11	settlement	settlement	PROPN
cblr-2956	1590	12	ifa	ifa	PROPN
cblr-2956	1590	13	cenpote	cenpote	VERB
cblr-2956	1590	14	mm	mm	PROPN
cblr-2956	1590	15	dd	dd	PROPN
cblr-2956	1590	16	yyyy	yyyy	PROPN
cblr-2956	1590	17	f.	f.	PROPN
cblr-2956	1590	18	date	date	PROPN
cblr-2956	1591	1	ot	ot	PROPN
cblr-2956	1591	2	jury	jury	NOUN
cblr-2956	1591	3	award	award	NOUN
cblr-2956	1591	4	/	/	SYM
cblr-2956	1591	5	complete	complete	ADJ
cblr-2956	1591	6	itrende	itrende	NOUN
cblr-2956	1591	7	mm	mm	INTJ
cblr-2956	1591	8	dd	dd	NOUN
cblr-2956	1591	9	yyyy	yyyy	PROPN
cblr-2956	1591	10	g.	g.	PROPN
cblr-2956	1591	11	date	date	PROPN
cblr-2956	1591	12	claim	claim	NOUN
cblr-2956	1591	13	was	be	AUX
cblr-2956	1591	14	closed	close	VERB
cblr-2956	1591	15	..................	..................	PUNCT
cblr-2956	1592	1	......	......	PUNCT
cblr-2956	1593	1	atiwayn	atiwayn	VERB
cblr-2956	1593	2	comptlete	comptlete	ADJ
cblr-2956	1593	3	mm	mm	PROPN
cblr-2956	1593	4	dd	dd	PROPN
cblr-2956	1593	5	yyyy	yyyy	PROPN
cblr-2956	1593	6	(	(	PUNCT
cblr-2956	1593	7	questions	question	NOUN
cblr-2956	1593	8	2	2	NUM
cblr-2956	1593	9	through	through	ADP
cblr-2956	1593	10	5	5	NUM
cblr-2956	1593	11	omitted	omit	VERB
cblr-2956	1593	12	)	)	PUNCT
cblr-2956	1593	13	6	6	NUM
cblr-2956	1593	14	.	.	PUNCT
cblr-2956	1594	1	a.	a.	NOUN
cblr-2956	1594	2	where	where	SCONJ
cblr-2956	1594	3	did	do	AUX
cblr-2956	1594	4	the	the	DET
cblr-2956	1594	5	injury	injury	NOUN
cblr-2956	1594	6	occur	occur	VERB
cblr-2956	1594	7	?	?	PUNCT
cblr-2956	1594	8	.	.	PUNCT
cblr-2956	1595	1	aways	aways	PROPN
cblr-2956	1595	2	complete	complete	ADJ
cblr-2956	1595	3	(	(	PUNCT
cblr-2956	1595	4	choose	choose	VERB
cblr-2956	1595	5	either	either	PRON
cblr-2956	1595	6	1	1	NUM
cblr-2956	1595	7	or	or	CCONJ
cblr-2956	1595	8	2	2	NUM
cblr-2956	1595	9	and	and	CCONJ
cblr-2956	1595	10	then	then	ADV
cblr-2956	1595	11	omiplete	omiplete	VERB
cblr-2956	1595	12	the	the	DET
cblr-2956	1595	13	applicable	applicable	ADJ
cblr-2956	1595	14	item	item	NOUN
cblr-2956	1595	15	below	below	ADV
cblr-2956	1595	16	)	)	PUNCT
cblr-2956	1595	17	enter	enter	VERB
cblr-2956	1595	18	either	either	PRON
cblr-2956	1595	19	1	1	NUM
cblr-2956	1595	20	or	or	CCONJ
cblr-2956	1595	21	2	2	NUM
cblr-2956	1595	22	1	1	NUM
cblr-2956	1595	23	.	.	PUNCT
cblr-2956	1596	1	texas	texas	PROPN
cblr-2956	1596	2	county	county	PROPN
cblr-2956	1596	3	_	_	PROPN
cblr-2956	1596	4	.	.	PUNCT
cblr-2956	1597	1	complete	complete	ADJ
cblr-2956	1597	2	if	if	SCONJ
cblr-2956	1597	3	texas	texas	PROPN
cblr-2956	1597	4	(	(	PUNCT
cblr-2956	1597	5	ciy	ciy	PROPN
cblr-2956	1597	6	name	name	PROPN
cblr-2956	1597	7	)	)	PUNCT
cblr-2956	1597	8	(	(	PUNCT
cblr-2956	1597	9	county	county	NOUN
cblr-2956	1597	10	na0e	na0e	NOUN
cblr-2956	1597	11	)	)	PUNCT
cblr-2956	1597	12	2	2	NUM
cblr-2956	1597	13	.	.	X
cblr-2956	1597	14	other	other	ADJ
cblr-2956	1597	15	complete	complete	ADJ
cblr-2956	1597	16	if	if	SCONJ
cblr-2956	1597	17	not	not	PART
cblr-2956	1597	18	texas	texas	PROPN
cblr-2956	1597	19	(	(	PUNCT
cblr-2956	1597	20	bnef	bnef	PROPN
cblr-2956	1597	21	lu	lu	PROPN
cblr-2956	1597	22	en	en	PROPN
cblr-2956	1597	23	.	.	PUNCT
cblr-2956	1598	1	l.	l.	PROPN
cblr-2956	1598	2	,	,	PUNCT
cblr-2956	1598	3	offoe	offoe	VERB
cblr-2956	1598	4	,	,	PUNCT
cblr-2956	1598	5	none	none	NOUN
cblr-2956	1598	6	of	of	ADP
cblr-2956	1598	7	saw	saw	NOUN
cblr-2956	1598	8	.	.	PUNCT
cblr-2956	1598	9	.tt	.tt	PUNCT
cblr-2956	1599	1	b.	b.	PROPN
cblr-2956	1600	1	if	if	SCONJ
cblr-2956	1600	2	texas	texas	PROPN
cblr-2956	1600	3	,	,	PUNCT
cblr-2956	1600	4	enter	enter	VERB
cblr-2956	1600	5	county	county	NOUN
cblr-2956	1600	6	code	code	NOUN
cblr-2956	1600	7	where	where	SCONJ
cblr-2956	1600	8	the	the	DET
cblr-2956	1600	9	injury	injury	NOUN
cblr-2956	1600	10	occurred	occur	VERB
cblr-2956	1600	11	complete	complete	ADJ
cblr-2956	1600	12	if	if	SCONJ
cblr-2956	1600	13	.	.	PUNCT
cblr-2956	1600	14	is	be	AUX
cblr-2956	1600	15	.	.	PUNCT
cblr-2956	1601	1	c.	c.	PROPN
cblr-2956	1601	2	enter	enter	VERB
cblr-2956	1601	3	the	the	DET
cblr-2956	1601	4	county	county	NOUN
cblr-2956	1601	5	code	code	NOUN
cblr-2956	1601	6	where	where	SCONJ
cblr-2956	1601	7	suit	suit	NOUN
cblr-2956	1601	8	was	be	AUX
cblr-2956	1601	9	initially	initially	ADV
cblr-2956	1601	10	filed	file	VERB
cblr-2956	1601	11	complete	complete	ADJ
cblr-2956	1601	12	if	if	SCONJ
cblr-2956	1601	13	suit	suit	NOUN
cblr-2956	1601	14	filed	file	VERB
cblr-2956	1601	15	d.	d.	PROPN
cblr-2956	1601	16	enter	enter	VERB
cblr-2956	1601	17	the	the	DET
cblr-2956	1601	18	county	county	NOUN
cblr-2956	1601	19	code	code	NOUN
cblr-2956	1601	20	where	where	SCONJ
cblr-2956	1601	21	the	the	DET
cblr-2956	1601	22	case	case	NOUN
cblr-2956	1601	23	was	be	AUX
cblr-2956	1601	24	tried	try	VERB
cblr-2956	1601	25	complete	complete	ADJ
cblr-2956	1601	26	if	if	SCONJ
cblr-2956	1601	27	trial	trial	NOUN
cblr-2956	1601	28	started	start	VERB
cblr-2956	1601	29	7	7	NUM
cblr-2956	1601	30	.	.	PUNCT
cblr-2956	1602	1	policy	policy	NOUN
cblr-2956	1602	2	information	information	NOUN
cblr-2956	1602	3	a.	a.	NOUN
cblr-2956	1602	4	policy	policy	NOUN
cblr-2956	1602	5	typ	typ	NOUN
cblr-2956	1602	6	e	e	NOUN
cblr-2956	1602	7	always	always	ADV
cblr-2956	1602	8	complete	complete	ADV
cblr-2956	1602	9	choose	choose	VERB
cblr-2956	1602	10	one	one	NUM
cblr-2956	1602	11	1	1	NUM
cblr-2956	1602	12	.	.	PUNCT
cblr-2956	1603	1	mono	mono	NOUN
cblr-2956	1603	2	-	-	PUNCT
cblr-2956	1603	3	line	line	NOUN
cblr-2956	1603	4	general	general	ADJ
cblr-2956	1603	5	tiability	tiability	NOUN
cblr-2956	1603	6	2	2	NUM
cblr-2956	1603	7	.	.	PUNCT
cblr-2956	1603	8	commercial	commercial	ADJ
cblr-2956	1603	9	auto	auto	NOUN
cblr-2956	1603	10	liability	liability	NOUN
cblr-2956	1603	11	3	3	NUM
cblr-2956	1603	12	.	.	PUNCT
cblr-2956	1603	13	texas	texas	PROPN
cblr-2956	1603	14	commercial	commercial	ADJ
cblr-2956	1603	15	multiperil	multiperil	NOUN
cblr-2956	1603	16	(	(	PUNCT
cblr-2956	1603	17	s	s	X
cblr-2956	1603	18	..	..	X
cblr-2956	1603	19	vet.:ia.owde	vet.:ia.owde	PROPN
cblr-2956	1603	20	tcpp&atop	tcpp&atop	NOUN
cblr-2956	1603	21	)	)	PUNCT
cblr-2956	1603	22	4	4	NUM
cblr-2956	1603	23	.	.	PUNCT
cblr-2956	1604	1	medical	medical	ADJ
cblr-2956	1604	2	professional	professional	ADJ
cblr-2956	1604	3	liability	liability	NOUN
cblr-2956	1604	4	5	5	NUM
cblr-2956	1604	5	.	.	PUNCT
cblr-2956	1605	1	other	other	ADJ
cblr-2956	1605	2	professional	professional	ADJ
cblr-2956	1605	3	liability	liability	NOUN
cblr-2956	1605	4	(	(	PUNCT
cblr-2956	1605	5	tou	tou	PROPN
cblr-2956	1605	6	07	07	NUM
cblr-2956	1605	7	is	be	AUX
cblr-2956	1605	8	oorunusd	oorunusd	NOUN
cblr-2956	1605	9	0	0	NUM
cblr-2956	1605	10	onal	onal	ADJ
cblr-2956	1605	11	2	2	NUM
cblr-2956	1605	12	)	)	PUNCT
cblr-2956	1605	13	page	page	NOUN
cblr-2956	1605	14	i	i	PRON
cblr-2956	1605	15	of	of	ADP
cblr-2956	1605	16	7	7	NUM
cblr-2956	1605	17	(	(	PUNCT
cblr-2956	1605	18	a	a	DET
cblr-2956	1605	19	-=	-=	NOUN
cblr-2956	1605	20	-wa	-wa	NOUN
cblr-2956	1605	21	s	s	PROPN
cblr-2956	1605	22	.=	.=	PROPN
cblr-2956	1605	23	.	.	PUNCT
cblr-2956	1606	1	,	,	PUNCT
cblr-2956	1606	2	-=	-=	PROPN
cblr-2956	1606	3	23	23	NUM
cblr-2956	1606	4	)	)	PUNCT
cblr-2956	1606	5	520	520	NUM
cblr-2956	1606	6	columbia	columbia	PROPN
cblr-2956	1606	7	business	business	NOUN
cblr-2956	1606	8	law	law	PROPN
cblr-2956	1606	9	re	re	PROPN
cblr-2956	1606	10	vie	vie	PROPN
cblr-2956	1606	11	w	w	PROPN
cblr-2956	1607	1	[	[	X
cblr-2956	1607	2	vol	vol	NOUN
cblr-2956	1607	3	.	.	NOUN
cblr-2956	1607	4	2008	2008	NUM
cblr-2956	1607	5	short	short	ADJ
cblr-2956	1607	6	form	form	PROPN
cblr-2956	1607	7	texas	texas	PROPN
cblr-2956	1607	8	closed	closed	ADJ
cblr-2956	1607	9	claim	claim	NOUN
cblr-2956	1607	10	report	report	VERB
cblr-2956	1607	11	indemnity	indemnity	NOUN
cblr-2956	1607	12	payments	payment	NOUN
cblr-2956	1607	13	over	over	ADP
cblr-2956	1607	14	$	$	SYM
cblr-2956	1607	15	10,000	10,000	NUM
cblr-2956	1607	16	but	but	CCONJ
cblr-2956	1607	17	less	less	ADJ
cblr-2956	1607	18	than	than	ADP
cblr-2956	1607	19	$	$	SYM
cblr-2956	1607	20	25,000	25,000	NUM
cblr-2956	1607	21	naic	naic	PROPN
cblr-2956	1607	22	company	company	NOUN
cblr-2956	1607	23	code	code	PROPN
cblr-2956	1607	24	:	:	PUNCT
cblr-2956	1607	25	naic	naic	PROPN
cblr-2956	1607	26	group	group	PROPN
cblr-2956	1607	27	code	code	PROPN
cblr-2956	1607	28	:	:	PUNCT
cblr-2956	1607	29	(	(	PUNCT
cblr-2956	1607	30	oues#on#7	oues#on#7	NOUN
cblr-2956	1607	31	b	b	NOUN
cblr-2956	1607	32	=	=	SYM
cblr-2956	1607	33	d	d	NOUN
cblr-2956	1607	34	)	)	PUNCT
cblr-2956	1607	35	b.	b.	NOUN
cblr-2956	1607	36	policy	policy	NOUN
cblr-2956	1607	37	form	form	NOUN
cblr-2956	1607	38	aays	aay	VERB
cblr-2956	1607	39	completo	completo	NOUN
cblr-2956	1607	40	choose	choose	VERB
cblr-2956	1607	41	one	one	NUM
cblr-2956	1607	42	1	1	NUM
cblr-2956	1607	43	.	.	PUNCT
cblr-2956	1608	1	occurrence	occurrence	NOUN
cblr-2956	1608	2	2	2	NUM
cblr-2956	1608	3	.	.	PUNCT
cblr-2956	1608	4	claims	claim	NOUN
cblr-2956	1608	5	made	make	VERB
cblr-2956	1608	6	c.	c.	PROPN
cblr-2956	1608	7	business	business	NOUN
cblr-2956	1608	8	class	class	PROPN
cblr-2956	1608	9	aways	aways	PROPN
cblr-2956	1608	10	compniet	compniet	PROPN
cblr-2956	1608	11	choose	choose	VERB
cblr-2956	1608	12	one	one	NUM
cblr-2956	1608	13	1	1	NUM
cblr-2956	1608	14	.	.	PUNCT
cblr-2956	1609	1	agriculture	agriculture	NOUN
cblr-2956	1609	2	2	2	NUM
cblr-2956	1609	3	.	.	PUNCT
cblr-2956	1610	1	mining	mine	VERB
cblr-2956	1610	2	3	3	NUM
cblr-2956	1610	3	.	.	PUNCT
cblr-2956	1610	4	manufacturer	manufacturer	NOUN
cblr-2956	1610	5	of	of	ADP
cblr-2956	1610	6	chemical	chemical	PROPN
cblr-2956	1610	7	&	&	CCONJ
cblr-2956	1610	8	allied	ally	VERB
cblr-2956	1610	9	products	product	NOUN
cblr-2956	1610	10	4	4	NUM
cblr-2956	1610	11	.	.	PUNCT
cblr-2956	1610	12	medical	medical	ADJ
cblr-2956	1610	13	products	product	NOUN
cblr-2956	1610	14	manufacturers	manufacturer	NOUN
cblr-2956	1610	15	5	5	NUM
cblr-2956	1610	16	.	.	PUNCT
cblr-2956	1610	17	drug	drug	NOUN
cblr-2956	1610	18	manufacturers	manufacturer	NOUN
cblr-2956	1610	19	6	6	NUM
cblr-2956	1610	20	.	.	PUNCT
cblr-2956	1611	1	other	other	ADJ
cblr-2956	1611	2	products	product	NOUN
cblr-2956	1611	3	manufacturers	manufacturer	NOUN
cblr-2956	1611	4	7	7	NUM
cblr-2956	1611	5	.	.	PUNCT
cblr-2956	1611	6	transportation	transportation	NOUN
cblr-2956	1611	7	8	8	NUM
cblr-2956	1611	8	.	.	PUNCT
cblr-2956	1611	9	wholesale	wholesale	ADJ
cblr-2956	1611	10	-	-	PUNCT
cblr-2956	1611	11	retail	retail	ADJ
cblr-2956	1611	12	trade	trade	NOUN
cblr-2956	1611	13	9	9	NUM
cblr-2956	1611	14	.	.	PUNCT
cblr-2956	1611	15	municipal	municipal	ADJ
cblr-2956	1611	16	/	/	SYM
cblr-2956	1611	17	public	public	ADJ
cblr-2956	1611	18	liability	liability	NOUN
cblr-2956	1611	19	10	10	NUM
cblr-2956	1611	20	.	.	PUNCT
cblr-2956	1612	1	schools	school	NOUN
cblr-2956	1612	2	(	(	PUNCT
cblr-2956	1612	3	public	public	ADJ
cblr-2956	1612	4	&	&	CCONJ
cblr-2956	1612	5	private	private	ADJ
cblr-2956	1612	6	)	)	PUNCT
cblr-2956	1612	7	11	11	NUM
cblr-2956	1612	8	.	.	PUNCT
cblr-2956	1613	1	daycare	daycare	NOUN
cblr-2956	1613	2	centers	center	NOUN
cblr-2956	1613	3	12	12	NUM
cblr-2956	1613	4	.	.	PUNCT
cblr-2956	1614	1	liquor	liquor	NOUN
cblr-2956	1614	2	liability	liability	NOUN
cblr-2956	1614	3	13	13	NUM
cblr-2956	1614	4	.	.	PUNCT
cblr-2956	1615	1	non	non	ADJ
cblr-2956	1615	2	-	-	ADJ
cblr-2956	1615	3	profit	profit	ADJ
cblr-2956	1615	4	organizations	organization	NOUN
cblr-2956	1615	5	14	14	NUM
cblr-2956	1615	6	.	.	PUNCT
cblr-2956	1616	1	construction	construction	NOUN
cblr-2956	1616	2	firms	firm	NOUN
cblr-2956	1616	3	15	15	NUM
cblr-2956	1616	4	.	.	PUNCT
cblr-2956	1617	1	oil	oil	NOUN
cblr-2956	1617	2	wells	well	NOUN
cblr-2956	1617	3	&	&	CCONJ
cblr-2956	1617	4	drillings	drillings	PROPN
cblr-2956	1617	5	16	16	NUM
cblr-2956	1617	6	.	.	PUNCT
cblr-2956	1618	1	apartments	apartment	NOUN
cblr-2956	1618	2	,	,	PUNCT
cblr-2956	1618	3	townhouse	townhouse	NOUN
cblr-2956	1618	4	&	&	CCONJ
cblr-2956	1618	5	condominiums	condominium	NOUN
cblr-2956	1618	6	17	17	NUM
cblr-2956	1618	7	.	.	PUNCT
cblr-2956	1619	1	office	office	NOUN
cblr-2956	1619	2	18	18	NUM
cblr-2956	1619	3	.	.	PUNCT
cblr-2956	1620	1	churches	church	NOUN
cblr-2956	1620	2	19	19	NUM
cblr-2956	1620	3	.	.	PUNCT
cblr-2956	1621	1	physicians	physician	NOUN
cblr-2956	1621	2	&	&	CCONJ
cblr-2956	1621	3	surgeons	surgeon	NOUN
cblr-2956	1621	4	20	20	NUM
cblr-2956	1621	5	.	.	PUNCT
cblr-2956	1622	1	dentists	dentist	NOUN
cblr-2956	1622	2	21	21	NUM
cblr-2956	1622	3	.	.	PUNCT
cblr-2956	1623	1	oral	oral	ADJ
cblr-2956	1623	2	surgeons	surgeon	NOUN
cblr-2956	1623	3	22	22	NUM
cblr-2956	1623	4	.	.	PUNCT
cblr-2956	1624	1	hospital	hospital	NOUN
cblr-2956	1624	2	23	23	NUM
cblr-2956	1624	3	.	.	PUNCT
cblr-2956	1625	1	nursing	nursing	NOUN
cblr-2956	1625	2	home	home	NOUN
cblr-2956	1625	3	24	24	NUM
cblr-2956	1625	4	.	.	PUNCT
cblr-2956	1626	1	professionals	professional	NOUN
cblr-2956	1626	2	lawyers	lawyer	NOUN
cblr-2956	1626	3	25	25	NUM
cblr-2956	1626	4	.	.	PUNCT
cblr-2956	1627	1	professionals	professional	NOUN
cblr-2956	1627	2	d&o	d&o	VERB
cblr-2956	1627	3	26	26	NUM
cblr-2956	1627	4	.	.	PUNCT
cblr-2956	1628	1	other	other	ADJ
cblr-2956	1628	2	(	(	PUNCT
cblr-2956	1628	3	gie	gie	NOUN
cblr-2956	1628	4	brief	brief	ADJ
cblr-2956	1628	5	desiptio	desiptio	PROPN
cblr-2956	1628	6	)	)	PUNCT
cblr-2956	1628	7	d.	d.	PROPN
cblr-2956	1628	8	policy	policy	NOUN
cblr-2956	1628	9	limits	limit	NOUN
cblr-2956	1628	10	for	for	ADP
cblr-2956	1628	11	bodily	bodily	ADJ
cblr-2956	1628	12	injury	injury	NOUN
cblr-2956	1628	13	:	:	PUNCT
cblr-2956	1628	14	aways	away	VERB
cblr-2956	1628	15	comaple	comaple	PROPN
cblr-2956	1628	16	irdae	irdae	PROPN
cblr-2956	1628	17	th	th	PROPN
cblr-2956	1628	18	se	se	PROPN
cblr-2956	1628	19	mt	mt	PROPN
cblr-2956	1629	1	a	a	DET
cblr-2956	1629	2	ndduad	ndduad	ADJ
cblr-2956	1629	3	bodily	bodily	ADJ
cblr-2956	1629	4	injuries	injury	NOUN
cblr-2956	1629	5	i	i	PRON
cblr-2956	1629	6	mth	mth	VERB
cblr-2956	1629	7	au	au	PROPN
cblr-2956	1629	8	e	e	PROPN
cblr-2956	1629	9	sw	sw	PROPN
cblr-2956	1629	10	in	in	ADP
cblr-2956	1629	11	the	the	DET
cblr-2956	1629	12	respoae	respoae	NOUN
cblr-2956	1629	13	.	.	PUNCT
cblr-2956	1630	1	do	do	AUX
cblr-2956	1630	2	mo	mo	PROPN
cblr-2956	1630	3	te	te	PROPN
cblr-2956	1630	4	usn	usn	PROPN
cblr-2956	1630	5	wah	wah	PROPN
cblr-2956	1630	6	or	or	CCONJ
cblr-2956	1630	7	abtneviansm	abtneviansm	NOUN
cblr-2956	1630	8	in	in	ADP
cblr-2956	1630	9	the	the	DET
cblr-2956	1630	10	response	response	NOUN
cblr-2956	1630	11	comolete	comolete	NOUN
cblr-2956	1630	12	all	all	PRON
cblr-2956	1630	13	that	that	PRON
cblr-2956	1630	14	apply	apply	VERB
cblr-2956	1630	15	:	:	PUNCT
cblr-2956	1630	16	1	1	X
cblr-2956	1630	17	.	.	X
cblr-2956	1630	18	per	per	ADP
cblr-2956	1630	19	person	person	NOUN
cblr-2956	1630	20	(	(	PUNCT
cblr-2956	1630	21	commercial	commercial	ADJ
cblr-2956	1630	22	auto	auto	NOUN
cblr-2956	1630	23	only	only	ADV
cblr-2956	1630	24	)	)	PUNCT
cblr-2956	1630	25	........................	........................	PUNCT
cblr-2956	1630	26	$	$	SYM
cblr-2956	1630	27	2	2	NUM
cblr-2956	1630	28	.	.	PUNCT
cblr-2956	1630	29	per	per	ADP
cblr-2956	1630	30	occurrence	occurrence	NOUN
cblr-2956	1630	31	/	/	SYM
cblr-2956	1630	32	accident	accident	NOUN
cblr-2956	1630	33	........................	........................	PUNCT
cblr-2956	1630	34	$	$	SYM
cblr-2956	1630	35	3	3	NUM
cblr-2956	1630	36	.	.	PUNCT
cblr-2956	1630	37	combined	combine	VERB
cblr-2956	1630	38	single	single	ADJ
cblr-2956	1630	39	limit	limit	NOUN
cblr-2956	1630	40	$	$	SYM
cblr-2956	1630	41	page	page	NOUN
cblr-2956	1630	42	2	2	NUM
cblr-2956	1630	43	of	of	ADP
cblr-2956	1630	44	7	7	NUM
cblr-2956	1630	45	(	(	PUNCT
cblr-2956	1630	46	noated	noate	VERB
cblr-2956	1630	47	.	.	PUNCT
cblr-2956	1631	1	d	d	X
cblr-2956	1631	2	as	as	ADP
cblr-2956	1631	3	of	of	ADP
cblr-2956	1631	4	may	may	PROPN
cblr-2956	1631	5	2003	2003	NUM
cblr-2956	1631	6	)	)	PUNCT
cblr-2956	1631	7	no	no	INTJ
cblr-2956	1631	8	.	.	PUNCT
cblr-2956	1632	1	2:423	2:423	NUM
cblr-2956	1632	2	]	]	X
cblr-2956	1632	3	earl	earl	PROPN
cblr-2956	1632	4	y	y	PROPN
cblr-2956	1632	5	offers	offer	VERB
cblr-2956	1632	6	reform	reform	NOUN
cblr-2956	1632	7	521	521	NUM
cblr-2956	1632	8	short	short	ADJ
cblr-2956	1632	9	form	form	NOUN
cblr-2956	1632	10	texas	texas	PROPN
cblr-2956	1632	11	closed	closed	ADJ
cblr-2956	1632	12	claim	claim	NOUN
cblr-2956	1632	13	report	report	VERB
cblr-2956	1632	14	indemnity	indemnity	NOUN
cblr-2956	1632	15	payments	payment	NOUN
cblr-2956	1632	16	over	over	ADP
cblr-2956	1632	17	$	$	SYM
cblr-2956	1632	18	10,000	10,000	NUM
cblr-2956	1632	19	but	but	CCONJ
cblr-2956	1632	20	less	less	ADJ
cblr-2956	1632	21	than	than	ADP
cblr-2956	1632	22	$	$	SYM
cblr-2956	1632	23	25,000	25,000	NUM
cblr-2956	1632	24	naic	naic	PROPN
cblr-2956	1632	25	company	company	NOUN
cblr-2956	1632	26	code	code	PROPN
cblr-2956	1632	27	:	:	PUNCT
cblr-2956	1632	28	naic	naic	PROPN
cblr-2956	1632	29	group	group	PROPN
cblr-2956	1632	30	code	code	PROPN
cblr-2956	1632	31	:	:	PUNCT
cblr-2956	1632	32	a	a	PRON
cblr-2956	1632	33	indicate	indicate	VERB
cblr-2956	1632	34	the	the	DET
cblr-2956	1632	35	initial	initial	ADJ
cblr-2956	1632	36	reserve	reserve	NOUN
cblr-2956	1632	37	first	first	ADV
cblr-2956	1632	38	established	establish	VERB
cblr-2956	1632	39	for	for	ADP
cblr-2956	1632	40	the	the	DET
cblr-2956	1632	41	answer	answer	NOUN
cblr-2956	1632	42	a.	a.	NOUN
cblr-2956	1632	43	of	of	ADP
cblr-2956	1632	44	indemnity	indemnity	NOUN
cblr-2956	1632	45	portion	portion	NOUN
cblr-2956	1632	46	of	of	ADP
cblr-2956	1632	47	the	the	DET
cblr-2956	1632	48	claim	claim	NOUN
cblr-2956	1632	49	after	after	ADP
cblr-2956	1632	50	investigation	investigation	NOUN
cblr-2956	1632	51	of	of	ADP
cblr-2956	1632	52	in	in	ADP
cblr-2956	1632	53	whole	whole	ADJ
cblr-2956	1632	54	dollas	dolla	NOUN
cblr-2956	1632	55	the	the	DET
cblr-2956	1632	56	claim	claim	NOUN
cblr-2956	1632	57	or	or	CCONJ
cblr-2956	1632	58	review	review	NOUN
cblr-2956	1632	59	of	of	ADP
cblr-2956	1632	60	the	the	DET
cblr-2956	1632	61	file	file	NOUN
cblr-2956	1632	62	.	.	PUNCT
cblr-2956	1633	1	do	do	AUX
cblr-2956	1633	2	not	not	PART
cblr-2956	1633	3	report	report	VERB
cblr-2956	1633	4	formula	formula	NOUN
cblr-2956	1633	5	or	or	CCONJ
cblr-2956	1633	6	fast	fast	ADJ
cblr-2956	1633	7	track	track	NOUN
cblr-2956	1633	8	reserves	reserve	NOUN
cblr-2956	1633	9	$	$	SYM
cblr-2956	1633	10	alway	alway	ADV
cblr-2956	1633	11	.	.	PUNCT
cblr-2956	1634	1	complete	complete	PROPN
cblr-2956	1634	2	b.	b.	PROPN
cblr-2956	1634	3	indicate	indicate	VERB
cblr-2956	1634	4	the	the	DET
cblr-2956	1634	5	initial	initial	ADJ
cblr-2956	1634	6	reserve	reserve	NOUN
cblr-2956	1634	7	first	first	ADV
cblr-2956	1634	8	established	establish	VERB
cblr-2956	1634	9	for	for	ADP
cblr-2956	1634	10	expenses	expense	NOUN
cblr-2956	1634	11	relating	relate	VERB
cblr-2956	1634	12	to	to	ADP
cblr-2956	1634	13	the	the	DET
cblr-2956	1634	14	claim	claim	NOUN
cblr-2956	1634	15	after	after	ADP
cblr-2956	1634	16	investigation	investigation	NOUN
cblr-2956	1634	17	of	of	ADP
cblr-2956	1634	18	the	the	DET
cblr-2956	1634	19	claim	claim	NOUN
cblr-2956	1634	20	or	or	CCONJ
cblr-2956	1634	21	review	review	NOUN
cblr-2956	1634	22	of	of	ADP
cblr-2956	1634	23	the	the	DET
cblr-2956	1634	24	reserves$	reserves$	PROPN
cblr-2956	1634	25	always	always	ADV
cblr-2956	1634	26	complete	complete	VERB
cblr-2956	1634	27	c.	c.	PROPN
cblr-2956	1634	28	indicate	indicate	VERB
cblr-2956	1634	29	(	(	PUNCT
cblr-2956	1634	30	a	a	DET
cblr-2956	1634	31	$	$	SYM
cblr-2956	1634	32	b)$always	b)$always	PROPN
cblr-2956	1634	33	complete	complete	ADJ
cblr-2956	1634	34	d.	d.	PROPN
cblr-2956	1634	35	indicate	indicate	VERB
cblr-2956	1634	36	the	the	DET
cblr-2956	1634	37	reserve	reserve	NOUN
cblr-2956	1634	38	for	for	ADP
cblr-2956	1634	39	the	the	DET
cblr-2956	1634	40	indemni	indemni	ADJ
cblr-2956	1634	41	portion	portion	NOUN
cblr-2956	1634	42	of	of	ADP
cblr-2956	1634	43	the	the	DET
cblr-2956	1634	44	claim	claim	NOUN
cblr-2956	1634	45	just	just	ADV
cblr-2956	1634	46	before	before	SCONJ
cblr-2956	1634	47	the	the	DET
cblr-2956	1634	48	file	file	NOUN
cblr-2956	1634	49	was	be	AUX
cblr-2956	1634	50	dosed	dose	VERB
cblr-2956	1634	51	.	.	PUNCT
cblr-2956	1635	1	-l	-l	NUM
cblr-2956	1635	2	...	...	PUNCT
cblr-2956	1635	3	.always	.always	X
cblr-2956	1635	4	complete	complete	ADJ
cblr-2956	1635	5	a.	a.	NOUN
cblr-2956	1635	6	indicate	indicate	VERB
cblr-2956	1635	7	the	the	DET
cblr-2956	1635	8	reserve	reserve	NOUN
cblr-2956	1635	9	for	for	ADP
cblr-2956	1635	10	expenses	expense	NOUN
cblr-2956	1635	11	relating	relate	VERB
cblr-2956	1635	12	to	to	ADP
cblr-2956	1635	13	the	the	DET
cblr-2956	1635	14	claim	claim	NOUN
cblr-2956	1635	15	just	just	ADV
cblr-2956	1635	16	before	before	SCONJ
cblr-2956	1635	17	the	the	DET
cblr-2956	1635	18	tile	tile	NOUN
cblr-2956	1635	19	was	be	AUX
cblr-2956	1635	20	closed	close	VERB
cblr-2956	1635	21	...........................	...........................	PUNCT
cblr-2956	1635	22	s	s	VERB
cblr-2956	1635	23	always	always	ADV
cblr-2956	1635	24	complete	complete	ADJ
cblr-2956	1635	25	f	f	X
cblr-2956	1635	26	,	,	PUNCT
cblr-2956	1635	27	indicate	indicate	VERB
cblr-2956	1635	28	(	(	PUNCT
cblr-2956	1635	29	d	d	X
cblr-2956	1635	30	+	+	CCONJ
cblr-2956	1635	31	e	e	NOUN
cblr-2956	1635	32	)	)	PUNCT
cblr-2956	1635	33	.........................................................	.........................................................	PUNCT
cblr-2956	1636	1	$	$	SYM
cblr-2956	1636	2	alws	alws	ADJ
cblr-2956	1636	3	comnlete	comnlete	NOUN
cblr-2956	1636	4	9	9	NUM
cblr-2956	1636	5	.	.	PUNCT
cblr-2956	1636	6	a.	a.	NOUN
cblr-2956	1636	7	was	be	AUX
cblr-2956	1636	8	an	an	DET
cblr-2956	1636	9	attorney	attorney	NOUN
cblr-2956	1636	10	employed	employ	VERB
cblr-2956	1636	11	by	by	ADP
cblr-2956	1636	12	the	the	DET
cblr-2956	1636	13	plaintiff	plaintiff	NOUN
cblr-2956	1636	14	?	?	PUNCT
cblr-2956	1637	1	(	(	PUNCT
cblr-2956	1637	2	yin)auaecwee	yin)auaecwee	PROPN
cblr-2956	1637	3	b.	b.	PROPN
cblr-2956	1637	4	was	be	AUX
cblr-2956	1637	5	an	an	DET
cblr-2956	1637	6	attorney	attorney	NOUN
cblr-2956	1637	7	(	(	PUNCT
cblr-2956	1637	8	outside	outside	ADV
cblr-2956	1637	9	or	or	CCONJ
cblr-2956	1637	10	in	in	ADP
cblr-2956	1637	11	-	-	PUNCT
cblr-2956	1637	12	house	house	NOUN
cblr-2956	1637	13	)	)	PUNCT
cblr-2956	1637	14	employed	employ	VERB
cblr-2956	1637	15	by	by	ADP
cblr-2956	1637	16	the	the	DET
cblr-2956	1637	17	insurers	insurer	NOUN
cblr-2956	1637	18	.	.	PUNCT
cblr-2956	1638	1	always	always	ADV
cblr-2956	1638	2	complete	complete	VERB
cblr-2956	1638	3	c.	c.	PROPN
cblr-2956	1638	4	was	be	AUX
cblr-2956	1638	5	an	an	DET
cblr-2956	1638	6	attorney	attorney	NOUN
cblr-2956	1638	7	employed	employ	VERB
cblr-2956	1638	8	by	by	ADP
cblr-2956	1638	9	the	the	DET
cblr-2956	1638	10	insured	insure	VERB
cblr-2956	1638	11	?	?	PUNCT
cblr-2956	1638	12	..	..	PUNCT
cblr-2956	1639	1	.always	.always	X
cblr-2956	1640	1	complete	complete	ADJ
cblr-2956	1640	2	(	(	PUNCT
cblr-2956	1640	3	y	y	NOUN
cblr-2956	1640	4	/	/	SYM
cblr-2956	1640	5	n)ahvecwee	n)ahvecwee	NOUN
cblr-2956	1640	6	10	10	NUM
cblr-2956	1640	7	.	.	PUNCT
cblr-2956	1641	1	a	a	PRON
cblr-2956	1641	2	,	,	PUNCT
cblr-2956	1641	3	at	at	ADP
cblr-2956	1641	4	what	what	DET
cblr-2956	1641	5	stage	stage	NOUN
cblr-2956	1641	6	of	of	ADP
cblr-2956	1641	7	the	the	DET
cblr-2956	1641	8	legal	legal	ADJ
cblr-2956	1641	9	system	system	NOUN
cblr-2956	1641	10	was	be	AUX
cblr-2956	1641	11	a	a	DET
cblr-2956	1641	12	settlement	settlement	NOUN
cblr-2956	1641	13	reached	reach	VERB
cblr-2956	1641	14	or	or	CCONJ
cblr-2956	1641	15	an	an	DET
cblr-2956	1641	16	award	award	NOUN
cblr-2956	1641	17	made	make	VERB
cblr-2956	1641	18	?	?	PUNCT
cblr-2956	1642	1	always	always	ADV
cblr-2956	1642	2	complete	complete	ADJ
cblr-2956	1642	3	choose	choose	VERB
cblr-2956	1642	4	one	one	NUM
cblr-2956	1642	5	1	1	NUM
cblr-2956	1642	6	.	.	PUNCT
cblr-2956	1642	7	alternative	alternative	ADJ
cblr-2956	1642	8	dispute	dispute	NOUN
cblr-2956	1642	9	resolution	resolution	NOUN
cblr-2956	1642	10	with	with	ADP
cblr-2956	1642	11	no	no	DET
cblr-2956	1642	12	suit	suit	NOUN
cblr-2956	1642	13	filed	file	VERB
cblr-2956	1642	14	2	2	NUM
cblr-2956	1642	15	.	.	PUNCT
cblr-2956	1643	1	no	no	DET
cblr-2956	1643	2	suit	suit	NOUN
cblr-2956	1643	3	filed	file	VERB
cblr-2956	1643	4	3	3	NUM
cblr-2956	1643	5	.	.	NOUN
cblr-2956	1643	6	altemative	altemative	ADJ
cblr-2956	1643	7	dispute	dispute	NOUN
cblr-2956	1643	8	resolution	resolution	NOUN
cblr-2956	1643	9	after	after	SCONJ
cblr-2956	1643	10	suit	suit	NOUN
cblr-2956	1643	11	filed	file	VERB
cblr-2956	1643	12	4	4	NUM
cblr-2956	1643	13	.	.	PUNCT
cblr-2956	1643	14	suit	suit	NOUN
cblr-2956	1643	15	filed	file	VERB
cblr-2956	1643	16	but	but	CCONJ
cblr-2956	1643	17	settlement	settlement	NOUN
cblr-2956	1643	18	reached	reach	VERB
cblr-2956	1643	19	before	before	ADP
cblr-2956	1643	20	trial	trial	NOUN
cblr-2956	1643	21	it	it	PRON
cblr-2956	1643	22	ywo	ywo	NOUN
cblr-2956	1643	23	looe	looe	NOUN
cblr-2956	1643	24	1	1	NUM
cblr-2956	1643	25	.	.	PUNCT
cblr-2956	1644	1	2,3	2,3	NUM
cblr-2956	1644	2	om	om	PROPN
cblr-2956	1644	3	4	4	NUM
cblr-2956	1644	4	,	,	PUNCT
cblr-2956	1644	5	c	c	PROPN
cblr-2956	1644	6	pete	pete	PROPN
cblr-2956	1644	7	items	item	NOUN
cblr-2956	1644	8	1a	1a	PROPN
cblr-2956	1644	9	.	.	PUNCT
cblr-2956	1645	1	le	le	PROPN
cblr-2956	1645	2	12.a	12.a	NUM
cblr-2956	1645	3	.	.	PUNCT
cblr-2956	1646	1	12.c	12.c	NUM
cblr-2956	1646	2	,	,	PUNCT
cblr-2956	1646	3	131	131	NUM
cblr-2956	1646	4	,	,	PUNCT
cblr-2956	1646	5	13	13	NUM
cblr-2956	1646	6	,	,	PUNCT
cblr-2956	1646	7	13	13	NUM
cblr-2956	1646	8	.	.	NOUN
cblr-2956	1646	9	14	14	NUM
cblr-2956	1646	10	,	,	PUNCT
cblr-2956	1646	11	15	15	NUM
cblr-2956	1646	12	.	.	PUNCT
cblr-2956	1647	1	1unid	1unid	NUM
cblr-2956	1647	2	17	17	NUM
cblr-2956	1647	3	.	.	PUNCT
cblr-2956	1648	1	5	5	NUM
cblr-2956	1648	2	.	.	NOUN
cblr-2956	1649	1	during	during	ADP
cblr-2956	1649	2	trial	trial	NOUN
cblr-2956	1649	3	,	,	PUNCT
cblr-2956	1649	4	but	but	CCONJ
cblr-2956	1649	5	before	before	ADP
cblr-2956	1649	6	court	court	NOUN
cblr-2956	1649	7	verdict	verdict	NOUN
cblr-2956	1649	8	if	if	SCONJ
cblr-2956	1649	9	you	you	PRON
cblr-2956	1649	10	cons	con	VERB
cblr-2956	1649	11	5	5	NUM
cblr-2956	1649	12	,	,	PUNCT
cblr-2956	1649	13	compl	compl	PROPN
cblr-2956	1649	14	iem	iem	PROPN
cblr-2956	1649	15	0.c	0.c	NOUN
cblr-2956	1649	16	,	,	PUNCT
cblr-2956	1649	17	11	11	NUM
cblr-2956	1649	18	,	,	PUNCT
cblr-2956	1649	19	i1	i1	PROPN
cblr-2956	1649	20	,	,	PUNCT
cblr-2956	1649	21	,	,	PUNCT
cblr-2956	1649	22	12a	12a	NUM
cblr-2956	1649	23	,	,	PUNCT
cblr-2956	1649	24	12	12	NUM
cblr-2956	1649	25	.	.	NUM
cblr-2956	1649	26	,	,	PUNCT
cblr-2956	1649	27	13	13	NUM
cblr-2956	1649	28	.	.	PUNCT
cblr-2956	1649	29	,	,	PUNCT
cblr-2956	1649	30	134	134	NUM
cblr-2956	1649	31	,	,	PUNCT
cblr-2956	1649	32	13	13	NUM
cblr-2956	1649	33	e	e	NOUN
cblr-2956	1649	34	,	,	PUNCT
cblr-2956	1649	35	14.15	14.15	NUM
cblr-2956	1649	36	.	.	NOUN
cblr-2956	1649	37	1	1	NUM
cblr-2956	1649	38	and	and	CCONJ
cblr-2956	1649	39	17	17	NUM
cblr-2956	1649	40	.	.	NOUN
cblr-2956	1649	41	6	6	NUM
cblr-2956	1649	42	.	.	X
cblr-2956	1649	43	court	court	NOUN
cblr-2956	1649	44	verdict	verdict	NOUN
cblr-2956	1650	1	lfyo	lfyo	PROPN
cblr-2956	1650	2	o	o	X
cblr-2956	1650	3	,	,	PUNCT
cblr-2956	1650	4	wo	will	AUX
cblr-2956	1650	5	a	a	DET
cblr-2956	1650	6	6	6	NUM
cblr-2956	1650	7	.	.	PUNCT
cblr-2956	1650	8	plet	plet	NOUN
cblr-2956	1650	9	ilems	ilem	NOUN
cblr-2956	1650	10	l	l	PROPN
cblr-2956	1651	1	0,b	0,b	PROPN
cblr-2956	1651	2	,	,	PUNCT
cblr-2956	1651	3	t1c	t1c	PRON
cblr-2956	1651	4	,	,	PUNCT
cblr-2956	1651	5	1oe	1oe	NOUN
cblr-2956	1651	6	,	,	PUNCT
cblr-2956	1651	7	1	1	NUM
cblr-2956	1651	8	i.	i.	NOUN
cblr-2956	1651	9	,	,	PUNCT
cblr-2956	1651	10	11.b	11.b	NUM
cblr-2956	1651	11	,	,	PUNCT
cblr-2956	1651	12	12	12	NUM
cblr-2956	1651	13	.	.	PUNCT
cblr-2956	1651	14	12	12	NUM
cblr-2956	1651	15	.	.	NUM
cblr-2956	1651	16	,	,	PUNCT
cblr-2956	1651	17	13	13	NUM
cblr-2956	1651	18	3	3	NUM
cblr-2956	1651	19	,	,	PUNCT
cblr-2956	1651	20	13a	13a	PROPN
cblr-2956	1651	21	13	13	NUM
cblr-2956	1651	22	,	,	PUNCT
cblr-2956	1651	23	14.15,16	14.15,16	NUM
cblr-2956	1651	24	&	&	CCONJ
cblr-2956	1651	25	17	17	NUM
cblr-2956	1651	26	.	.	PUNCT
cblr-2956	1652	1	7	7	X
cblr-2956	1652	2	.	.	X
cblr-2956	1652	3	settlement	settlement	NOUN
cblr-2956	1652	4	reached	reach	VERB
cblr-2956	1652	5	after	after	ADP
cblr-2956	1652	6	court	court	NOUN
cblr-2956	1652	7	verdict	verdict	NOUN
cblr-2956	1652	8	y	y	PROPN
cblr-2956	1652	9	uu	uu	PROPN
cblr-2956	1652	10	7	7	NUM
cblr-2956	1652	11	,	,	PUNCT
cblr-2956	1652	12	complete	complete	ADJ
cblr-2956	1652	13	ifms	ifms	NOUN
cblr-2956	1652	14	ob	ob	NOUN
cblr-2956	1652	15	,	,	PUNCT
cblr-2956	1652	16	i	i	PRON
cblr-2956	1652	17	.	.	PUNCT
cblr-2956	1653	1	10	10	NUM
cblr-2956	1653	2	.	.	PUNCT
cblr-2956	1654	1	11,a	11,a	X
cblr-2956	1654	2	.	.	NOUN
cblr-2956	1655	1	11	11	NUM
cblr-2956	1655	2	0	0	NUM
cblr-2956	1655	3	.	.	NOUN
cblr-2956	1655	4	1	1	NUM
cblr-2956	1655	5	,	,	PUNCT
cblr-2956	1655	6	cmndl	cmndl	NOUN
cblr-2956	1655	7	i	i	PROPN
cblr-2956	1655	8	jd	jd	PROPN
cblr-2956	1655	9	.	.	PUNCT
cblr-2956	1655	10	also	also	ADV
cblr-2956	1655	11	ompelte	ompelte	PROPN
cblr-2956	1655	12	12a	12a	NOUN
cblr-2956	1655	13	,	,	PUNCT
cblr-2956	1655	14	12.c	12.c	NUM
cblr-2956	1655	15	.	.	PUNCT
cblr-2956	1656	1	138,13	138,13	NUM
cblr-2956	1656	2	,	,	PUNCT
cblr-2956	1656	3	,	,	PUNCT
cblr-2956	1656	4	13a	13a	NUM
cblr-2956	1656	5	,	,	PUNCT
cblr-2956	1656	6	14,15	14,15	NUM
cblr-2956	1656	7	ad	ad	NOUN
cblr-2956	1656	8	17	17	NUM
cblr-2956	1656	9	.	.	NOUN
cblr-2956	1656	10	8	8	NUM
cblr-2956	1656	11	.	.	X
cblr-2956	1656	12	settlement	settlement	NOUN
cblr-2956	1656	13	reached	reach	VERB
cblr-2956	1656	14	after	after	SCONJ
cblr-2956	1656	15	appeal	appeal	NOUN
cblr-2956	1656	16	was	be	AUX
cblr-2956	1656	17	filed	file	VERB
cblr-2956	1656	18	if	if	SCONJ
cblr-2956	1656	19	yo	yo	PROPN
cblr-2956	1656	20	choos4e	choos4e	PROPN
cblr-2956	1656	21	8	8	NUM
cblr-2956	1656	22	omploal	omploal	NOUN
cblr-2956	1656	23	items	item	NOUN
cblr-2956	1656	24	10b	10b	NOUN
cblr-2956	1656	25	11u0	11u0	NUM
cblr-2956	1656	26	10	10	NUM
cblr-2956	1656	27	.	.	PUNCT
cblr-2956	1657	1	and	and	CCONJ
cblr-2956	1657	2	i	i	PRON
cblr-2956	1657	3	i.e	i.e	VERB
cblr-2956	1657	4	through	through	ADP
cblr-2956	1657	5	lc	lc	PROPN
cblr-2956	1657	6	.	.	PUNCT
cblr-2956	1658	1	it	it	PRON
cblr-2956	1658	2	item	item	VERB
cblr-2956	1658	3	1	1	NUM
cblr-2956	1659	1	i	i	PRON
cblr-2956	1659	2	i	i	PRON
cblr-2956	1659	3	,	,	PUNCT
cblr-2956	1659	4	an	an	DET
cblr-2956	1659	5	complte	complte	ADJ
cblr-2956	1659	6	1i.d	1i.d	NUM
cblr-2956	1659	7	.	.	PUNCT
cblr-2956	1660	1	also	also	ADV
cblr-2956	1660	2	o	o	PROPN
cblr-2956	1660	3	n	n	ADJ
cblr-2956	1660	4	et	et	NOUN
cblr-2956	1660	5	12	12	NUM
cblr-2956	1660	6	,	,	PUNCT
cblr-2956	1660	7	12.c	12.c	NUM
cblr-2956	1660	8	,	,	PUNCT
cblr-2956	1660	9	13a	13a	PROPN
cblr-2956	1660	10	.	.	PUNCT
cblr-2956	1660	11	13b	13b	NUM
cblr-2956	1660	12	.	.	PUNCT
cblr-2956	1661	1	13,e	13,e	NUM
cblr-2956	1661	2	.	.	X
cblr-2956	1662	1	14	14	NUM
cblr-2956	1662	2	.	.	X
cblr-2956	1662	3	15,18	15,18	NUM
cblr-2956	1662	4	and	and	CCONJ
cblr-2956	1662	5	17	17	NUM
cblr-2956	1662	6	.	.	NOUN
cblr-2956	1663	1	9	9	NUM
cblr-2956	1663	2	.	.	X
cblr-2956	1663	3	case	case	NOUN
cblr-2956	1663	4	dismissed	dismiss	VERB
cblr-2956	1663	5	or	or	CCONJ
cblr-2956	1663	6	summary	summary	VERB
cblr-2956	1663	7	judgment	judgment	NOUN
cblr-2956	1663	8	if	if	SCONJ
cblr-2956	1663	9	yoa	yoa	PROPN
cblr-2956	1663	10	chono	chono	PROPN
cblr-2956	1663	11	9	9	NUM
cblr-2956	1663	12	,	,	PUNCT
cblr-2956	1663	13	-aua	-aua	PUNCT
cblr-2956	1663	14	the	the	DET
cblr-2956	1663	15	ts	ts	ADJ
cblr-2956	1663	16	depaonwedl	depaonwedl	PROPN
cblr-2956	1663	17	of	of	ADP
cblr-2956	1663	18	ibulu	ibulu	VERB
cblr-2956	1663	19	ioiu.tlioe	ioiu.tlioe	ADJ
cblr-2956	1663	20	ntiuo	ntiuo	NOUN
cblr-2956	1663	21	pe4	pe4	NOUN
cblr-2956	1663	22	)	)	PUNCT
cblr-2956	1663	23	p	p	X
cblr-2956	1663	24	~	~	NOUN
cblr-2956	1663	25	age	age	NOUN
cblr-2956	1663	26	3	3	NUM
cblr-2956	1663	27	of	of	ADP
cblr-2956	1663	28	7	7	NUM
cblr-2956	1663	29	(	(	PUNCT
cblr-2956	1663	30	annoa	annoa	NOUN
cblr-2956	1663	31	-	-	PUNCT
cblr-2956	1663	32	te	te	NOUN
cblr-2956	1663	33	wr	wr	X
cblr-2956	1663	34	~	~	X
cblr-2956	1663	35	oo	oo	INTJ
cblr-2956	1663	36	as	as	ADP
cblr-2956	1663	37	of	of	ADP
cblr-2956	1663	38	m	m	PRON
cblr-2956	1663	39	iy20	iy20	PROPN
cblr-2956	1663	40	)	)	PUNCT
cblr-2956	1663	41	522	522	NUM
cblr-2956	1663	42	columbia	columbia	PROPN
cblr-2956	1663	43	business	business	NOUN
cblr-2956	1663	44	law	law	PROPN
cblr-2956	1663	45	re	re	PROPN
cblr-2956	1663	46	vie	vie	PROPN
cblr-2956	1663	47	w	w	PROPN
cblr-2956	1664	1	[	[	X
cblr-2956	1664	2	vol	vol	NOUN
cblr-2956	1664	3	.	.	NOUN
cblr-2956	1664	4	2008	2008	NUM
cblr-2956	1664	5	short	short	ADJ
cblr-2956	1664	6	form	form	PROPN
cblr-2956	1664	7	texas	texas	PROPN
cblr-2956	1664	8	closed	closed	ADJ
cblr-2956	1664	9	claim	claim	NOUN
cblr-2956	1664	10	report	report	VERB
cblr-2956	1664	11	indemnity	indemnity	NOUN
cblr-2956	1664	12	payments	payment	NOUN
cblr-2956	1664	13	over	over	ADP
cblr-2956	1664	14	$	$	SYM
cblr-2956	1664	15	10,000	10,000	NUM
cblr-2956	1664	16	but	but	CCONJ
cblr-2956	1664	17	less	less	ADJ
cblr-2956	1664	18	than	than	ADP
cblr-2956	1664	19	$	$	SYM
cblr-2956	1664	20	25,000	25,000	NUM
cblr-2956	1664	21	naic	naic	PROPN
cblr-2956	1664	22	company	company	NOUN
cblr-2956	1664	23	code	code	PROPN
cblr-2956	1664	24	:	:	PUNCT
cblr-2956	1664	25	naic	naic	PROPN
cblr-2956	1664	26	group	group	PROPN
cblr-2956	1664	27	code	code	PROPN
cblr-2956	1664	28	:	:	PUNCT
cblr-2956	1664	29	(	(	PUNCT
cblr-2956	1664	30	0	0	NUM
cblr-2956	1664	31	-	-	PUNCT
cblr-2956	1664	32	dun	dun	NOUN
cblr-2956	1664	33	eeriowd	eeriowd	NOUN
cblr-2956	1664	34	)	)	PUNCT
cblr-2956	1664	35	b.	b.	NOUN
cblr-2956	1665	1	if	if	SCONJ
cblr-2956	1665	2	a	a	DET
cblr-2956	1665	3	court	court	NOUN
cblr-2956	1665	4	verdict	verdict	NOUN
cblr-2956	1665	5	is	be	AUX
cblr-2956	1665	6	indicated	indicate	VERB
cblr-2956	1665	7	,	,	PUNCT
cblr-2956	1665	8	indicate	indicate	VERB
cblr-2956	1665	9	the	the	DET
cblr-2956	1665	10	resutt	resutt	NOUN
cblr-2956	1665	11	by	by	ADP
cblr-2956	1665	12	choosing	choose	VERB
cblr-2956	1665	13	one	one	NUM
cblr-2956	1665	14	of	of	ADP
cblr-2956	1665	15	the	the	DET
cblr-2956	1665	16	following	following	NOUN
cblr-2956	1665	17	choose	choose	VERB
cblr-2956	1665	18	one	one	NUM
cblr-2956	1665	19	1	1	NUM
cblr-2956	1665	20	directed	direct	VERB
cblr-2956	1665	21	verdict	verdict	NOUN
cblr-2956	1665	22	for	for	ADP
cblr-2956	1665	23	the	the	DET
cblr-2956	1665	24	plaintiff	plaintiff	NOUN
cblr-2956	1665	25	2	2	NUM
cblr-2956	1665	26	.	.	PUNCT
cblr-2956	1665	27	directed	direct	VERB
cblr-2956	1665	28	verdict	verdict	NOUN
cblr-2956	1665	29	for	for	ADP
cblr-2956	1665	30	the	the	DET
cblr-2956	1665	31	defendant	defendant	NOUN
cblr-2956	1665	32	3	3	X
cblr-2956	1665	33	.	.	PUNCT
cblr-2956	1665	34	judgment	judgment	NOUN
cblr-2956	1665	35	not	not	PART
cblr-2956	1665	36	withstanding	withstand	VERB
cblr-2956	1665	37	the	the	DET
cblr-2956	1665	38	verdict	verdict	NOUN
cblr-2956	1665	39	for	for	ADP
cblr-2956	1665	40	the	the	DET
cblr-2956	1665	41	plaintiff	plaintiff	NOUN
cblr-2956	1665	42	4	4	X
cblr-2956	1665	43	.	.	PUNCT
cblr-2956	1665	44	judgment	judgment	NOUN
cblr-2956	1665	45	not	not	PART
cblr-2956	1665	46	withstanding	withstand	VERB
cblr-2956	1665	47	the	the	DET
cblr-2956	1665	48	verdict	verdict	NOUN
cblr-2956	1665	49	for	for	ADP
cblr-2956	1665	50	the	the	DET
cblr-2956	1665	51	defendant	defendant	NOUN
cblr-2956	1665	52	5	5	NUM
cblr-2956	1665	53	.	.	PUNCT
cblr-2956	1665	54	judgment	judgment	NOUN
cblr-2956	1665	55	for	for	ADP
cblr-2956	1665	56	the	the	DET
cblr-2956	1665	57	plaintiff	plaintiff	NOUN
cblr-2956	1665	58	6	6	NUM
cblr-2956	1665	59	.	.	PUNCT
cblr-2956	1665	60	judgment	judgment	NOUN
cblr-2956	1665	61	for	for	ADP
cblr-2956	1665	62	the	the	DET
cblr-2956	1665	63	defendant	defendant	NOUN
cblr-2956	1665	64	7	7	NUM
cblr-2956	1665	65	.	.	X
cblr-2956	1666	1	for	for	ADP
cblr-2956	1666	2	plaintiff	plaintiff	NOUN
cblr-2956	1666	3	,	,	PUNCT
cblr-2956	1666	4	after	after	ADP
cblr-2956	1666	5	appeal	appeal	NOUN
cblr-2956	1666	6	8	8	NUM
cblr-2956	1666	7	.	.	PUNCT
cblr-2956	1667	1	for	for	ADP
cblr-2956	1667	2	defendant	defendant	NOUN
cblr-2956	1667	3	,	,	PUNCT
cblr-2956	1667	4	after	after	ADP
cblr-2956	1667	5	appeal	appeal	NOUN
cblr-2956	1667	6	9	9	NUM
cblr-2956	1667	7	.	.	PUNCT
cblr-2956	1668	1	all	all	DET
cblr-2956	1668	2	others	other	NOUN
cblr-2956	1668	3	c.	c.	NOUN
cblr-2956	1668	4	if	if	SCONJ
cblr-2956	1668	5	the	the	DET
cblr-2956	1668	6	case	case	NOUN
cblr-2956	1668	7	went	go	VERB
cblr-2956	1668	8	to	to	ADP
cblr-2956	1668	9	trial	trial	NOUN
cblr-2956	1668	10	,	,	PUNCT
cblr-2956	1668	11	was	be	AUX
cblr-2956	1668	12	it	it	PRON
cblr-2956	1668	13	choose	choose	VERB
cblr-2956	1668	14	one	one	NUM
cblr-2956	1668	15	1	1	NUM
cblr-2956	1668	16	.	.	PUNCT
cblr-2956	1668	17	trial	trial	NOUN
cblr-2956	1668	18	by	by	ADP
cblr-2956	1668	19	judge	judge	NOUN
cblr-2956	1668	20	and	and	CCONJ
cblr-2956	1668	21	jury	jury	NOUN
cblr-2956	1668	22	2	2	NUM
cblr-2956	1668	23	.	.	PUNCT
cblr-2956	1668	24	trial	trial	NOUN
cblr-2956	1668	25	by	by	ADP
cblr-2956	1668	26	judge	judge	PROPN
cblr-2956	1668	27	alone	alone	PROPN
cblr-2956	1668	28	d.	d.	PROPN
cblr-2956	1668	29	if	if	SCONJ
cblr-2956	1668	30	appealed	appeal	VERB
cblr-2956	1668	31	,	,	PUNCT
cblr-2956	1668	32	who	who	PRON
cblr-2956	1668	33	requested	request	VERB
cblr-2956	1668	34	the	the	DET
cblr-2956	1668	35	appeal	appeal	NOUN
cblr-2956	1668	36	.....................	.....................	PUNCT
cblr-2956	1668	37	choose	choose	VERB
cblr-2956	1668	38	one	one	NUM
cblr-2956	1668	39	1	1	NUM
cblr-2956	1668	40	.	.	PUNCT
cblr-2956	1668	41	plaintiff	plaintiff	NOUN
cblr-2956	1668	42	2	2	NUM
cblr-2956	1668	43	.	.	PUNCT
cblr-2956	1668	44	defendant	defendant	PROPN
cblr-2956	1668	45	e	e	PROPN
cblr-2956	1668	46	,	,	PUNCT
cblr-2956	1668	47	did	do	VERB
cblr-2956	1668	48	the	the	DET
cblr-2956	1668	49	court	court	NOUN
cblr-2956	1668	50	order	order	NOUN
cblr-2956	1668	51	a	a	DET
cblr-2956	1668	52	remittitur	remittitur	NOUN
cblr-2956	1668	53	?	?	PUNCT
cblr-2956	1668	54	....................................	....................................	PUNCT
cblr-2956	1669	1	yin	yin	PROPN
cblr-2956	1670	1	f	f	X
cblr-2956	1670	2	,	,	PUNCT
cblr-2956	1670	3	if	if	SCONJ
cblr-2956	1670	4	yes	yes	ADV
cblr-2956	1670	5	,	,	PUNCT
cblr-2956	1670	6	indicate	indicate	VERB
cblr-2956	1670	7	the	the	DET
cblr-2956	1670	8	amount	amount	NOUN
cblr-2956	1670	9	by	by	ADP
cblr-2956	1670	10	which	which	PRON
cblr-2956	1670	11	the	the	DET
cblr-2956	1670	12	original	original	ADJ
cblr-2956	1670	13	award	award	NOUN
cblr-2956	1670	14	was	be	AUX
cblr-2956	1670	15	reduced	reduce	VERB
cblr-2956	1670	16	_	_	PRON
cblr-2956	1670	17	11	11	NUM
cblr-2956	1670	18	.	.	PUNCT
cblr-2956	1671	1	a.	a.	NOUN
cblr-2956	1671	2	indicate	indicate	VERB
cblr-2956	1671	3	the	the	DET
cblr-2956	1671	4	amount	amount	NOUN
cblr-2956	1671	5	of	of	ADP
cblr-2956	1671	6	the	the	DET
cblr-2956	1671	7	final	final	ADJ
cblr-2956	1671	8	demand	demand	NOUN
cblr-2956	1671	9	by	by	ADP
cblr-2956	1671	10	claimant	claimant	NOUN
cblr-2956	1671	11	or	or	CCONJ
cblr-2956	1671	12	attorney	attorney	NOUN
cblr-2956	1671	13	for	for	ADP
cblr-2956	1671	14	claimant	claimant	NOUN
cblr-2956	1671	15	.......	.......	PUNCT
cblr-2956	1671	16	.........	.........	PUNCT
cblr-2956	1671	17	$	$	SYM
cblr-2956	1671	18	aha	aha	INTJ
cblr-2956	1671	19	cmplete	cmplete	PROPN
cblr-2956	1671	20	b.	b.	PROPN
cblr-2956	1672	1	1	1	NUM
cblr-2956	1672	2	.	.	PUNCT
cblr-2956	1673	1	if	if	SCONJ
cblr-2956	1673	2	the	the	DET
cblr-2956	1673	3	case	case	NOUN
cblr-2956	1673	4	was	be	AUX
cblr-2956	1673	5	dosed	dose	VERB
cblr-2956	1673	6	as	as	ADP
cblr-2956	1673	7	a	a	DET
cblr-2956	1673	8	result	result	NOUN
cblr-2956	1673	9	of	of	ADP
cblr-2956	1673	10	a	a	DET
cblr-2956	1673	11	court	court	NOUN
cblr-2956	1673	12	verdict	verdict	NOUN
cblr-2956	1673	13	or	or	CCONJ
cblr-2956	1673	14	settled	settle	VERB
cblr-2956	1673	15	after	after	ADP
cblr-2956	1673	16	a	a	DET
cblr-2956	1673	17	court	court	NOUN
cblr-2956	1673	18	verdict	verdict	NOUN
cblr-2956	1673	19	,	,	PUNCT
cblr-2956	1673	20	what	what	PRON
cblr-2956	1673	21	was	be	AUX
cblr-2956	1673	22	if	if	SCONJ
cblr-2956	1673	23	therem	therem	VERB
cblr-2956	1673	24	i	i	PRON
cblr-2956	1673	25	un	un	VERB
cblr-2956	1673	26	wirerdk	wirerdk	VERB
cblr-2956	1673	27	the	the	DET
cblr-2956	1673	28	amount	amount	NOUN
cblr-2956	1673	29	of	of	ADP
cblr-2956	1673	30	the	the	DET
cblr-2956	1673	31	court	court	NOUN
cblr-2956	1673	32	verdict	verdict	NOUN
cblr-2956	1673	33	?	?	PUNCT
cblr-2956	1673	34	..........................	..........................	PUNCT
cblr-2956	1674	1	$	$	SYM
cblr-2956	1674	2	plese	plese	NOUN
cblr-2956	1674	3	skip	skip	NOUN
cblr-2956	1674	4	to	to	ADP
cblr-2956	1674	5	it	it	PRON
cblr-2956	1674	6	e	e	NOUN
cblr-2956	1674	7	a	a	DET
cblr-2956	1674	8	.e	.e	NOUN
cblr-2956	1674	9	.	.	PUNCT
cblr-2956	1675	1	0oieernw11	0oieernw11	NOUN
cblr-2956	1675	2	is	be	AUX
cblr-2956	1675	3	.dhrrind	.dhrrind	ADV
cblr-2956	1675	4	w	w	NOUN
cblr-2956	1675	5	poee	poee	ADJ
cblr-2956	1675	6	5	5	NUM
cblr-2956	1675	7	)	)	PUNCT
cblr-2956	1675	8	(	(	PUNCT
cblr-2956	1675	9	pagsoeed	pagsoeed	VERB
cblr-2956	1675	10	tea	tea	NOUN
cblr-2956	1675	11	wn	wn	PROPN
cblr-2956	1675	12	n	n	PROPN
cblr-2956	1675	13	of	of	ADP
cblr-2956	1675	14	may	may	PROPN
cblr-2956	1675	15	2003)peg	2003)peg	NUM
cblr-2956	1675	16	.	.	PUNCT
cblr-2956	1676	1	4	4	NUM
cblr-2956	1676	2	of	of	ADP
cblr-2956	1676	3	7	7	NUM
cblr-2956	1676	4	no	no	NOUN
cblr-2956	1676	5	.	.	PUNCT
cblr-2956	1677	1	2:423	2:423	NUM
cblr-2956	1677	2	]	]	X
cblr-2956	1677	3	early	early	ADV
cblr-2956	1677	4	offers	offer	VERB
cblr-2956	1677	5	reform	reform	NOUN
cblr-2956	1677	6	523	523	NUM
cblr-2956	1677	7	short	short	ADJ
cblr-2956	1677	8	form	form	NOUN
cblr-2956	1677	9	texas	texas	PROPN
cblr-2956	1677	10	closed	closed	ADJ
cblr-2956	1677	11	claim	claim	NOUN
cblr-2956	1677	12	report	report	VERB
cblr-2956	1677	13	indemnity	indemnity	NOUN
cblr-2956	1677	14	payments	payment	NOUN
cblr-2956	1677	15	over	over	ADP
cblr-2956	1677	16	$	$	SYM
cblr-2956	1677	17	10,000	10,000	NUM
cblr-2956	1677	18	but	but	CCONJ
cblr-2956	1677	19	less	less	ADJ
cblr-2956	1677	20	than	than	ADP
cblr-2956	1677	21	$	$	SYM
cblr-2956	1677	22	25,000	25,000	NUM
cblr-2956	1677	23	naic	naic	PROPN
cblr-2956	1677	24	company	company	NOUN
cblr-2956	1677	25	code	code	PROPN
cblr-2956	1677	26	:	:	PUNCT
cblr-2956	1677	27	naic	naic	PROPN
cblr-2956	1677	28	group	group	PROPN
cblr-2956	1677	29	code	code	PROPN
cblr-2956	1677	30	:	:	PUNCT
cblr-2956	1677	31	(	(	PUNCT
cblr-2956	1677	32	o.e.uiom	o.e.uiom	ADJ
cblr-2956	1677	33	mk	mk	PROPN
cblr-2956	1677	34	ooaled	ooale	VERB
cblr-2956	1677	35	2	2	NUM
cblr-2956	1677	36	.	.	PUNCT
cblr-2956	1678	1	how	how	SCONJ
cblr-2956	1678	2	was	be	AUX
cblr-2956	1678	3	this	this	DET
cblr-2956	1678	4	amount	amount	NOUN
cblr-2956	1678	5	distributed	distribute	VERB
cblr-2956	1678	6	between	between	ADP
cblr-2956	1678	7	:	:	PUNCT
cblr-2956	1678	8	round	round	NOUN
cblr-2956	1678	9	ta	ta	ADP
cblr-2956	1678	10	whole	whole	ADJ
cblr-2956	1678	11	doam	doam	ADJ
cblr-2956	1678	12	complete	complete	ADJ
cblr-2956	1678	13	all	all	DET
cblr-2956	1678	14	that	that	PRON
cblr-2956	1678	15	eov	eov	NOUN
cblr-2956	1678	16	a.	a.	NOUN
cblr-2956	1678	17	economic	economic	ADJ
cblr-2956	1678	18	losses	loss	NOUN
cblr-2956	1678	19	$	$	PROPN
cblr-2956	1678	20	b.	b.	NOUN
cblr-2956	1678	21	non	non	ADJ
cblr-2956	1678	22	-	-	ADJ
cblr-2956	1678	23	economic	economic	ADJ
cblr-2956	1678	24	losses	loss	NOUN
cblr-2956	1678	25	$	$	PROPN
cblr-2956	1678	26	c.	c.	NOUN
cblr-2956	1678	27	exemplary	exemplary	ADJ
cblr-2956	1678	28	damages	damage	NOUN
cblr-2956	1678	29	$	$	SYM
cblr-2956	1678	30	d.	d.	NOUN
cblr-2956	1678	31	prejudgment	prejudgment	NOUN
cblr-2956	1678	32	interest	interest	NOUN
cblr-2956	1678	33	$	$	PROPN
cblr-2956	1678	34	e.	e.	PROPN
cblr-2956	1678	35	total	total	PROPN
cblr-2956	1678	36	$	$	PROPN
cblr-2956	1678	37	c.	c.	NOUN
cblr-2956	1678	38	was	be	AUX
cblr-2956	1678	39	the	the	DET
cblr-2956	1678	40	total	total	ADJ
cblr-2956	1678	41	amount	amount	NOUN
cblr-2956	1678	42	paid	pay	VERB
cblr-2956	1678	43	as	as	ADP
cblr-2956	1678	44	a	a	DET
cblr-2956	1678	45	result	result	NOUN
cblr-2956	1678	46	of	of	ADP
cblr-2956	1678	47	the	the	DET
cblr-2956	1678	48	settlement	settlement	NOUN
cblr-2956	1678	49	after	after	ADP
cblr-2956	1678	50	a	a	DET
cblr-2956	1678	51	court	court	NOUN
cblr-2956	1678	52	verdict	verdict	NOUN
cblr-2956	1678	53	different	different	ADJ
cblr-2956	1678	54	from	from	ADP
cblr-2956	1678	55	the	the	DET
cblr-2956	1678	56	amount	amount	NOUN
cblr-2956	1678	57	stated	state	VERB
cblr-2956	1678	58	in	in	ADP
cblr-2956	1678	59	the	the	DET
cblr-2956	1678	60	court	court	NOUN
cblr-2956	1678	61	verdict	verdict	NOUN
cblr-2956	1678	62	?	?	PUNCT
cblr-2956	1679	1	_	_	PRON
cblr-2956	1679	2	(	(	PUNCT
cblr-2956	1679	3	yin	yin	PROPN
cblr-2956	1679	4	)	)	PUNCT
cblr-2956	1679	5	d.	d.	PROPN
cblr-2956	1679	6	1	1	NUM
cblr-2956	1679	7	.	.	PUNCT
cblr-2956	1680	1	if	if	SCONJ
cblr-2956	1680	2	"	"	PUNCT
cblr-2956	1680	3	y	y	NOUN
cblr-2956	1680	4	,	,	PUNCT
cblr-2956	1680	5	what	what	PRON
cblr-2956	1680	6	was	be	AUX
cblr-2956	1680	7	the	the	DET
cblr-2956	1680	8	amount	amount	NOUN
cblr-2956	1680	9	of	of	ADP
cblr-2956	1680	10	the	the	DET
cblr-2956	1680	11	settlement	settlement	NOUN
cblr-2956	1680	12	after	after	ADP
cblr-2956	1680	13	the	the	DET
cblr-2956	1680	14	court	court	NOUN
cblr-2956	1680	15	verdict	verdict	NOUN
cblr-2956	1680	16	?	?	PUNCT
cblr-2956	1680	17	.	.	PUNCT
cblr-2956	1681	1	$	$	SYM
cblr-2956	1681	2	2	2	NUM
cblr-2956	1681	3	.	.	PUNCT
cblr-2956	1681	4	was	be	AUX
cblr-2956	1681	5	the	the	DET
cblr-2956	1681	6	settlement	settlement	NOUN
cblr-2956	1681	7	influenced	influence	VERB
cblr-2956	1681	8	by	by	ADP
cblr-2956	1681	9	a	a	DET
cblr-2956	1681	10	demand	demand	NOUN
cblr-2956	1681	11	for	for	ADP
cblr-2956	1681	12	or	or	CCONJ
cblr-2956	1681	13	possible	possible	ADJ
cblr-2956	1681	14	award	award	NOUN
cblr-2956	1681	15	of	of	ADP
cblr-2956	1681	16	exemplary	exemplary	ADJ
cblr-2956	1681	17	damages	damage	NOUN
cblr-2956	1681	18	?	?	PUNCT
cblr-2956	1682	1	(	(	PUNCT
cblr-2956	1682	2	yin	yin	PROPN
cblr-2956	1682	3	)	)	PUNCT
cblr-2956	1683	1	3	3	X
cblr-2956	1683	2	.	.	X
cblr-2956	1684	1	if	if	SCONJ
cblr-2956	1684	2	yes	yes	ADV
cblr-2956	1684	3	,	,	PUNCT
cblr-2956	1684	4	estimate	estimate	VERB
cblr-2956	1684	5	the	the	DET
cblr-2956	1684	6	amount	amount	NOUN
cblr-2956	1684	7	of	of	ADP
cblr-2956	1684	8	the	the	DET
cblr-2956	1684	9	following	following	NOUN
cblr-2956	1684	10	as	as	SCONJ
cblr-2956	1684	11	contemplated	contemplate	VERB
cblr-2956	1684	12	in	in	ADP
cblr-2956	1684	13	your	your	PRON
cblr-2956	1684	14	settlement	settlement	NOUN
cblr-2956	1684	15	:	:	PUNCT
cblr-2956	1684	16	roimd	roimd	NOUN
cblr-2956	1684	17	to	to	ADP
cblr-2956	1684	18	who	who	PRON
cblr-2956	1684	19	dollars	dollars	AUX
cblr-2956	1684	20	complete	complete	VERB
cblr-2956	1684	21	all	all	DET
cblr-2956	1684	22	that	that	PRON
cblr-2956	1684	23	apply	apply	VERB
cblr-2956	1684	24	a.	a.	NOUN
cblr-2956	1684	25	economic	economic	ADJ
cblr-2956	1684	26	losses	loss	NOUN
cblr-2956	1684	27	$	$	PROPN
cblr-2956	1684	28	b.	b.	NOUN
cblr-2956	1684	29	non	non	ADJ
cblr-2956	1684	30	-	-	ADJ
cblr-2956	1684	31	economic	economic	ADJ
cblr-2956	1684	32	losses	loss	NOUN
cblr-2956	1684	33	$	$	PROPN
cblr-2956	1684	34	c.	c.	NOUN
cblr-2956	1684	35	exemplary	exemplary	ADJ
cblr-2956	1684	36	damages	damage	NOUN
cblr-2956	1684	37	$	$	SYM
cblr-2956	1684	38	d.	d.	NOUN
cblr-2956	1684	39	prejudgment	prejudgment	NOUN
cblr-2956	1684	40	interest	interest	NOUN
cblr-2956	1684	41	$	$	SYM
cblr-2956	1684	42	a.	a.	NOUN
cblr-2956	1684	43	total	total	NOUN
cblr-2956	1685	1	$	$	SYM
cblr-2956	1685	2	a.	a.	NOUN
cblr-2956	1685	3	1	1	NUM
cblr-2956	1685	4	.	.	PUNCT
cblr-2956	1686	1	if	if	SCONJ
cblr-2956	1686	2	no	no	DET
cblr-2956	1686	3	suit	suit	NOUN
cblr-2956	1686	4	was	be	AUX
cblr-2956	1686	5	filed	file	VERB
cblr-2956	1686	6	or	or	CCONJ
cblr-2956	1686	7	the	the	DET
cblr-2956	1686	8	claim	claim	NOUN
cblr-2956	1686	9	was	be	AUX
cblr-2956	1686	10	dosed	dose	VERB
cblr-2956	1686	11	before	before	ADP
cblr-2956	1686	12	no	no	DET
cblr-2956	1686	13	11.0.1	11.0.1	PROPN
cblr-2956	1686	14	mut	mut	NOUN
cblr-2956	1686	15	agree	agree	VERB
cblr-2956	1686	16	reaching	reach	VERB
cblr-2956	1686	17	court	court	NOUN
cblr-2956	1686	18	or	or	CCONJ
cblr-2956	1686	19	before	before	ADP
cblr-2956	1686	20	reaching	reach	VERB
cblr-2956	1686	21	a	a	DET
cblr-2956	1686	22	court	court	NOUN
cblr-2956	1686	23	decision	decision	NOUN
cblr-2956	1686	24	,	,	PUNCT
cblr-2956	1686	25	with	with	ADP
cblr-2956	1686	26	item	item	NOUN
cblr-2956	1686	27	12ec.7	12ec.7	PROPN
cblr-2956	1686	28	if	if	SCONJ
cblr-2956	1686	29	there	there	PRON
cblr-2956	1686	30	is	be	VERB
cblr-2956	1686	31	what	what	PRON
cblr-2956	1686	32	was	be	AUX
cblr-2956	1686	33	the	the	DET
cblr-2956	1686	34	amount	amount	NOUN
cblr-2956	1686	35	of	of	ADP
cblr-2956	1686	36	the	the	DET
cblr-2956	1686	37	settlement	settlement	NOUN
cblr-2956	1686	38	?	?	PUNCT
cblr-2956	1687	1	$	$	SYM
cblr-2956	1687	2	ricourt	ricourt	NOUN
cblr-2956	1687	3	vedic	vedic	NOUN
cblr-2956	1687	4	2	2	NUM
cblr-2956	1687	5	.	.	PUNCT
cblr-2956	1687	6	was	be	AUX
cblr-2956	1687	7	this	this	DET
cblr-2956	1687	8	settlement	settlement	NOUN
cblr-2956	1687	9	influenced	influence	VERB
cblr-2956	1687	10	by	by	ADP
cblr-2956	1687	11	a	a	DET
cblr-2956	1687	12	demand	demand	NOUN
cblr-2956	1687	13	for	for	ADP
cblr-2956	1687	14	or	or	CCONJ
cblr-2956	1687	15	possible	possible	ADJ
cblr-2956	1687	16	award	award	NOUN
cblr-2956	1687	17	of	of	ADP
cblr-2956	1687	18	exemplary	exemplary	ADJ
cblr-2956	1687	19	damages	damage	NOUN
cblr-2956	1687	20	?	?	PUNCT
cblr-2956	1688	1	_	_	PUNCT
cblr-2956	1688	2	_	_	PUNCT
cblr-2956	1689	1	if	if	SCONJ
cblr-2956	1689	2	item	item	NOUN
cblr-2956	1689	3	11e.2	11e.2	PROPN
cblr-2956	1689	4	is	be	AUX
cblr-2956	1689	5	n	n	CCONJ
cblr-2956	1689	6	"	"	PUNCT
cblr-2956	1689	7	do	do	AUX
cblr-2956	1689	8	not	not	PART
cblr-2956	1689	9	(	(	PUNCT
cblr-2956	1689	10	y	y	NOUN
cblr-2956	1689	11	/	/	SYM
cblr-2956	1689	12	n	n	CCONJ
cblr-2956	1689	13	)	)	PUNCT
cblr-2956	1689	14	respond	respond	VERB
cblr-2956	1689	15	to	to	PART
cblr-2956	1689	16	htem	htem	VERB
cblr-2956	1689	17	,	,	PUNCT
cblr-2956	1689	18	.e.3	.e.3	PROPN
cblr-2956	1690	1	3	3	X
cblr-2956	1690	2	.	.	X
cblr-2956	1690	3	if	if	SCONJ
cblr-2956	1690	4	yes	yes	ADV
cblr-2956	1690	5	,	,	PUNCT
cblr-2956	1690	6	estimate	estimate	VERB
cblr-2956	1690	7	the	the	DET
cblr-2956	1690	8	amount	amount	NOUN
cblr-2956	1690	9	of	of	ADP
cblr-2956	1690	10	the	the	DET
cblr-2956	1690	11	following	following	NOUN
cblr-2956	1690	12	as	as	SCONJ
cblr-2956	1690	13	contemplated	contemplate	VERB
cblr-2956	1690	14	in	in	ADP
cblr-2956	1690	15	your	your	PRON
cblr-2956	1690	16	settlement	settlement	NOUN
cblr-2956	1690	17	:	:	PUNCT
cblr-2956	1690	18	rund	rund	VERB
cblr-2956	1690	19	a	a	DET
cblr-2956	1690	20	whole	whole	ADJ
cblr-2956	1690	21	duilan	duilan	NOUN
cblr-2956	1690	22	complete	complete	VERB
cblr-2956	1690	23	all	all	DET
cblr-2956	1690	24	that	that	PRON
cblr-2956	1690	25	apply	apply	VERB
cblr-2956	1690	26	a.	a.	NOUN
cblr-2956	1690	27	economic	economic	ADJ
cblr-2956	1690	28	losses	loss	NOUN
cblr-2956	1690	29	$	$	PROPN
cblr-2956	1690	30	b.	b.	NOUN
cblr-2956	1690	31	non	non	ADJ
cblr-2956	1690	32	-	-	ADJ
cblr-2956	1690	33	economic	economic	ADJ
cblr-2956	1690	34	losses	loss	NOUN
cblr-2956	1690	35	$	$	PROPN
cblr-2956	1690	36	c.	c.	NOUN
cblr-2956	1690	37	exemplary	exemplary	ADJ
cblr-2956	1690	38	damage	damage	NOUN
cblr-2956	1690	39	.	.	PUNCT
cblr-2956	1691	1	$	$	SYM
cblr-2956	1691	2	d.	d.	NOUN
cblr-2956	1691	3	prejudgment	prejudgment	PROPN
cblr-2956	1691	4	interest	interest	NOUN
cblr-2956	1691	5	$	$	PROPN
cblr-2956	1691	6	e.	e.	PROPN
cblr-2956	1691	7	total	total	PROPN
cblr-2956	1691	8	$	$	PROPN
cblr-2956	1691	9	indicates	indicate	VERB
cblr-2956	1691	10	that	that	SCONJ
cblr-2956	1691	11	the	the	DET
cblr-2956	1691	12	question	question	NOUN
cblr-2956	1691	13	calls	call	VERB
cblr-2956	1691	14	fo	fo	ADP
cblr-2956	1691	15	your	your	PRON
cblr-2956	1691	16	most	most	ADV
cblr-2956	1691	17	candid	candid	ADJ
cblr-2956	1691	18	exper	exper	NOUN
cblr-2956	1691	19	opinion	opinion	NOUN
cblr-2956	1691	20	page	page	NOUN
cblr-2956	1691	21	5	5	NUM
cblr-2956	1691	22	of	of	ADP
cblr-2956	1691	23	7	7	NUM
cblr-2956	1691	24	(	(	PUNCT
cblr-2956	1691	25	annouded	annouded	ADJ
cblr-2956	1691	26	-oin	-oin	NOUN
cblr-2956	1691	27	"	"	PUNCT
cblr-2956	1691	28	of	of	ADP
cblr-2956	1691	29	may	may	PROPN
cblr-2956	1691	30	2003	2003	NUM
cblr-2956	1691	31	)	)	PUNCT
cblr-2956	1691	32	524	524	NUM
cblr-2956	1691	33	columbia	columbia	PROPN
cblr-2956	1691	34	business	business	PROPN
cblr-2956	1691	35	law	law	PROPN
cblr-2956	1691	36	re	re	PROPN
cblr-2956	1691	37	vie	vie	PROPN
cblr-2956	1691	38	w	w	PROPN
cblr-2956	1692	1	[	[	X
cblr-2956	1692	2	vol	vol	NOUN
cblr-2956	1692	3	.	.	NOUN
cblr-2956	1692	4	2008	2008	NUM
cblr-2956	1692	5	short	short	ADJ
cblr-2956	1692	6	form	form	PROPN
cblr-2956	1692	7	texas	texas	PROPN
cblr-2956	1692	8	closed	closed	ADJ
cblr-2956	1692	9	claim	claim	NOUN
cblr-2956	1692	10	report	report	VERB
cblr-2956	1692	11	indemnity	indemnity	NOUN
cblr-2956	1692	12	payments	payment	NOUN
cblr-2956	1692	13	over	over	ADP
cblr-2956	1692	14	$	$	SYM
cblr-2956	1692	15	10,000	10,000	NUM
cblr-2956	1692	16	but	but	CCONJ
cblr-2956	1692	17	less	less	ADJ
cblr-2956	1692	18	than	than	ADP
cblr-2956	1692	19	$	$	SYM
cblr-2956	1692	20	25,000	25,000	NUM
cblr-2956	1692	21	naic	naic	PROPN
cblr-2956	1692	22	company	company	NOUN
cblr-2956	1692	23	code	code	PROPN
cblr-2956	1692	24	:	:	PUNCT
cblr-2956	1692	25	naic	naic	PROPN
cblr-2956	1692	26	group	group	PROPN
cblr-2956	1692	27	code	code	PROPN
cblr-2956	1692	28	:	:	PUNCT
cblr-2956	1692	29	12	12	NUM
cblr-2956	1692	30	.	.	PUNCT
cblr-2956	1693	1	a.	a.	NOUN
cblr-2956	1693	2	please	please	INTJ
cblr-2956	1693	3	indicate	indicate	VERB
cblr-2956	1693	4	the	the	DET
cblr-2956	1693	5	following	follow	VERB
cblr-2956	1693	6	dollar	dollar	NOUN
cblr-2956	1693	7	amounts	amount	NOUN
cblr-2956	1693	8	as	as	ADP
cblr-2956	1693	9	aresponseisrequirdin	aresponseisrequirdin	NOUN
cblr-2956	1693	10	applicable	applicable	ADJ
cblr-2956	1693	11	to	to	ADP
cblr-2956	1693	12	this	this	DET
cblr-2956	1693	13	claim	claim	NOUN
cblr-2956	1693	14	ten	ten	NUM
cblr-2956	1693	15	12.a.1	12.a.1	NUM
cblr-2956	1693	16	or	or	CCONJ
cblr-2956	1693	17	12.a.2	12.a.2	NUM
cblr-2956	1693	18	.	.	PUNCT
cblr-2956	1694	1	complete	complete	ADJ
cblr-2956	1694	2	all	all	PRON
cblr-2956	1694	3	that	that	PRON
cblr-2956	1694	4	apply	apply	VERB
cblr-2956	1694	5	round	round	ADV
cblr-2956	1694	6	to	to	ADP
cblr-2956	1694	7	whole	whole	ADJ
cblr-2956	1694	8	dollar	dollar	NOUN
cblr-2956	1694	9	1	1	NUM
cblr-2956	1694	10	.	.	PUNCT
cblr-2956	1695	1	amount	amount	NOUN
cblr-2956	1695	2	paid	pay	VERB
cblr-2956	1695	3	by	by	ADP
cblr-2956	1695	4	the	the	DET
cblr-2956	1695	5	primary	primary	ADJ
cblr-2956	1695	6	carer	carer	NOUN
cblr-2956	1695	7	................................	................................	PUNCT
cblr-2956	1696	1	2	2	X
cblr-2956	1696	2	.	.	X
cblr-2956	1696	3	amount	amount	NOUN
cblr-2956	1696	4	paid	pay	VERB
cblr-2956	1696	5	by	by	ADP
cblr-2956	1696	6	the	the	DET
cblr-2956	1696	7	insured	insure	VERB
cblr-2956	1696	8	.	.	PUNCT
cblr-2956	1697	1	due	due	ADP
cblr-2956	1697	2	to	to	PART
cblr-2956	1697	3	deductible	deductible	VERB
cblr-2956	1697	4	..........................................................	..........................................................	PUNCT
cblr-2956	1697	5	$	$	SYM
cblr-2956	1697	6	3	3	NUM
cblr-2956	1697	7	.	.	PUNCT
cblr-2956	1697	8	amount	amount	NOUN
cblr-2956	1697	9	paid	pay	VERB
cblr-2956	1697	10	by	by	ADP
cblr-2956	1697	11	the	the	DET
cblr-2956	1697	12	excess	excess	ADJ
cblr-2956	1697	13	carrier	carrier	NOUN
cblr-2956	1697	14	(	(	PUNCT
cblr-2956	1697	15	rdioa	rdioa	PROPN
cblr-2956	1697	16	.	.	PUNCT
cblr-2956	1698	1	lturnin	lturnin	ADJ
cblr-2956	1698	2	o	o	NOUN
cblr-2956	1698	3	l	l	NOUN
cblr-2956	1698	4	whenappicoso	whenappicoso	NOUN
cblr-2956	1698	5	)	)	PUNCT
cblr-2956	1698	6	$	$	SYM
cblr-2956	1698	7	.	.	PUNCT
cblr-2956	1698	8	.	.	PUNCT
cblr-2956	1699	1	..	..	PUNCT
cblr-2956	1699	2	...	...	PUNCT
cblr-2956	1700	1	4	4	X
cblr-2956	1700	2	.	.	X
cblr-2956	1700	3	amount	amount	NOUN
cblr-2956	1700	4	paid	pay	VERB
cblr-2956	1700	5	by	by	ADP
cblr-2956	1700	6	the	the	DET
cblr-2956	1700	7	insured	insure	VERB
cblr-2956	1700	8	due	due	ADJ
cblr-2956	1700	9	to	to	ADP
cblr-2956	1700	10	settlement	settlement	NOUN
cblr-2956	1700	11	or	or	CCONJ
cblr-2956	1700	12	award	award	NOUN
cblr-2956	1700	13	in	in	ADP
cblr-2956	1700	14	excess	excess	NOUN
cblr-2956	1700	15	of	of	ADP
cblr-2956	1700	16	policy	policy	NOUN
cblr-2956	1700	17	limits	limit	NOUN
cblr-2956	1700	18	(	(	PUNCT
cblr-2956	1700	19	da	da	NOUN
cblr-2956	1700	20	te	te	PROPN
cblr-2956	1700	21	"	"	PUNCT
cblr-2956	1700	22	k	k	PROPN
cblr-2956	1700	23	n	n	PROPN
cblr-2956	1700	24	en	en	X
cblr-2956	1700	25	app	app	X
cblr-2956	1700	26	a	a	PRON
cblr-2956	1700	27	)	)	PUNCT
cblr-2956	1700	28	................................................	................................................	PUNCT
cblr-2956	1701	1	5	5	X
cblr-2956	1701	2	.	.	X
cblr-2956	1701	3	amount	amount	NOUN
cblr-2956	1701	4	paid	pay	VERB
cblr-2956	1701	5	by	by	ADP
cblr-2956	1701	6	other	other	ADJ
cblr-2956	1701	7	insurers	insurer	NOUN
cblr-2956	1701	8	on	on	ADP
cblr-2956	1701	9	behalf	behalf	NOUN
cblr-2956	1701	10	of	of	ADP
cblr-2956	1701	11	the	the	DET
cblr-2956	1701	12	other	other	ADJ
cblr-2956	1701	13	defendants	defendant	NOUN
cblr-2956	1701	14	lonai	lonai	NOUN
cblr-2956	1701	15	,	,	PUNCT
cblr-2956	1701	16	fnaonol	fnaonol	NOUN
cblr-2956	1701	17	aw	aw	INTJ
cblr-2956	1701	18	..............................	..............................	PUNCT
cblr-2956	1701	19	$	$	SYM
cblr-2956	1701	20	6	6	NUM
cblr-2956	1701	21	.	.	PUNCT
cblr-2956	1701	22	amount	amount	NOUN
cblr-2956	1701	23	paid	pay	VERB
cblr-2956	1701	24	by	by	ADP
cblr-2956	1701	25	other	other	ADJ
cblr-2956	1701	26	defendants	defendant	NOUN
cblr-2956	1701	27	that	that	PRON
cblr-2956	1701	28	were	be	AUX
cblr-2956	1701	29	not	not	PART
cblr-2956	1701	30	insured	insure	VERB
cblr-2956	1701	31	(	(	PUNCT
cblr-2956	1701	32	indicate	indicate	VERB
cblr-2956	1701	33	"	"	PUNCT
cblr-2956	1701	34	unk	unk	NOUN
cblr-2956	1701	35	n	n	NOUN
cblr-2956	1701	36	appl	appl	NOUN
cblr-2956	1701	37	l	l	PROPN
cblr-2956	1701	38	e	e	PROPN
cblr-2956	1701	39	)	)	PUNCT
cblr-2956	1701	40	................................................	................................................	PUNCT
cblr-2956	1701	41	iten	iten	VERB
cblr-2956	1701	42	12.a.7	12.a.7	NUM
cblr-2956	1701	43	niui	niui	NOUN
cblr-2956	1701	44	e	e	X
cblr-2956	1701	45	7	7	NUM
cblr-2956	1701	46	.	.	PUNCT
cblr-2956	1701	47	total	total	ADJ
cblr-2956	1701	48	amount	amount	NOUN
cblr-2956	1701	49	of	of	ADP
cblr-2956	1701	50	settlement	settlement	NOUN
cblr-2956	1701	51	or	or	CCONJ
cblr-2956	1701	52	court	court	NOUN
cblr-2956	1701	53	award-	award-	NOUN
cblr-2956	1701	54	.................	.................	PUNCT
cblr-2956	1701	55	$	$	SYM
cblr-2956	1701	56	renionn	renionn	VERB
cblr-2956	1701	57	mono	mono	NOUN
cblr-2956	1701	58	inlude	inlude	ADJ
cblr-2956	1701	59	_	_	PUNCT
cblr-2956	1702	1	_	_	PUNCT
cblr-2956	1703	1	_	_	PUNCT
cblr-2956	1704	1	_	_	PUNCT
cblr-2956	1705	1	_	_	PUNCT
cblr-2956	1706	1	_	_	PUNCT
cblr-2956	1707	1	_	_	PUNCT
cblr-2956	1708	1	_	_	PUNCT
cblr-2956	1709	1	_	_	PUNCT
cblr-2956	1710	1	_	_	PUNCT
cblr-2956	1711	1	_	_	PUNCT
cblr-2956	1712	1	_	_	PUNCT
cblr-2956	1713	1	_	_	PUNCT
cblr-2956	1714	1	_	_	PUNCT
cblr-2956	1715	1	_	_	PUNCT
cblr-2956	1715	2	"	"	PUNCT
cblr-2956	1715	3	unkrnown	unkrnown	PROPN
cblr-2956	1715	4	'	'	PUNCT
cblr-2956	1715	5	b.	b.	NOUN
cblr-2956	1715	6	please	please	AUX
cblr-2956	1715	7	provide	provide	VERB
cblr-2956	1715	8	the	the	DET
cblr-2956	1715	9	following	follow	VERB
cblr-2956	1715	10	information	information	NOUN
cblr-2956	1715	11	for	for	ADP
cblr-2956	1715	12	each	each	PRON
cblr-2956	1715	13	of	of	ADP
cblr-2956	1715	14	the	the	DET
cblr-2956	1715	15	other	other	ADJ
cblr-2956	1715	16	insurers	insurer	NOUN
cblr-2956	1715	17	contnbuting	contnbute	VERB
cblr-2956	1715	18	to	to	ADP
cblr-2956	1715	19	the	the	DET
cblr-2956	1715	20	total	total	ADJ
cblr-2956	1715	21	settlement	settlement	NOUN
cblr-2956	1715	22	in	in	ADP
cblr-2956	1715	23	this	this	DET
cblr-2956	1715	24	claim	claim	NOUN
cblr-2956	1715	25	:	:	PUNCT
cblr-2956	1715	26	naic	naic	PROPN
cblr-2956	1715	27	co.	co.	PROPN
cblr-2956	1715	28	amount	amount	NOUN
cblr-2956	1715	29	paid	pay	VERB
cblr-2956	1715	30	company	company	NOUN
cblr-2956	1715	31	name	name	NOUN
cblr-2956	1715	32	number	number	NOUN
cblr-2956	1715	33	1	1	NUM
cblr-2956	1715	34	.	.	PUNCT
cblr-2956	1716	1	_	_	PRON
cblr-2956	1717	1	2	2	NUM
cblr-2956	1717	2	.	.	SYM
cblr-2956	1717	3	$	$	SYM
cblr-2956	1717	4	3	3	NUM
cblr-2956	1717	5	.	.	PUNCT
cblr-2956	1717	6	$	$	SYM
cblr-2956	1717	7	4	4	NUM
cblr-2956	1717	8	.	.	PUNCT
cblr-2956	1717	9	$	$	SYM
cblr-2956	1717	10	5	5	NUM
cblr-2956	1717	11	.	.	PUNCT
cblr-2956	1717	12	$	$	SYM
cblr-2956	1717	13	6	6	NUM
cblr-2956	1717	14	.	.	PUNCT
cblr-2956	1717	15	$	$	SYM
cblr-2956	1717	16	c.	c.	NOUN
cblr-2956	1717	17	are	be	AUX
cblr-2956	1717	18	any	any	DET
cblr-2956	1717	19	other	other	ADJ
cblr-2956	1717	20	defendants	defendant	NOUN
cblr-2956	1717	21	still	still	ADV
cblr-2956	1717	22	in	in	ADP
cblr-2956	1717	23	litigation	litigation	NOUN
cblr-2956	1717	24	always	always	ADV
cblr-2956	1717	25	copetle	copetle	VERB
cblr-2956	1717	26	relative	relative	ADJ
cblr-2956	1717	27	to	to	ADP
cblr-2956	1717	28	this	this	DET
cblr-2956	1717	29	claim	claim	NOUN
cblr-2956	1717	30	?	?	PUNCT
cblr-2956	1718	1	(	(	PUNCT
cblr-2956	1718	2	yin	yin	PROPN
cblr-2956	1718	3	)	)	PUNCT
cblr-2956	1718	4	(	(	PUNCT
cblr-2956	1718	5	quesbions	quesbion	NOUN
cblr-2956	1718	6	13	13	NUM
cblr-2956	1718	7	through	through	ADP
cblr-2956	1718	8	1	1	NUM
cblr-2956	1718	9	6	6	NUM
cblr-2956	1718	10	omitted	omit	VERB
cblr-2956	1718	11	)	)	PUNCT
cblr-2956	1718	12	page	page	NOUN
cblr-2956	1718	13	e	e	NOUN
cblr-2956	1718	14	o	o	NOUN
cblr-2956	1718	15	;	;	PUNCT
cblr-2956	1718	16	,	,	PUNCT
cblr-2956	1718	17	(	(	PUNCT
cblr-2956	1718	18	annolee	annolee	PROPN
cblr-2956	1718	19	velon	velon	NOUN
cblr-2956	1718	20	.	.	PUNCT
cblr-2956	1719	1	of	of	ADP
cblr-2956	1719	2	me	i	PRON
cblr-2956	1719	3	y	y	PROPN
cblr-2956	1719	4	200	200	NUM
cblr-2956	1719	5	g	g	NOUN
cblr-2956	1719	6	)	)	PUNCT
cblr-2956	1719	7	early	early	ADV
cblr-2956	1719	8	offers	offer	VERB
cblr-2956	1719	9	reform	reform	NOUN
cblr-2956	1719	10	short	short	ADJ
cblr-2956	1719	11	form	form	NOUN
cblr-2956	1719	12	texas	texas	PROPN
cblr-2956	1719	13	closed	closed	ADJ
cblr-2956	1719	14	claim	claim	NOUN
cblr-2956	1719	15	report	report	VERB
cblr-2956	1719	16	indemnity	indemnity	NOUN
cblr-2956	1719	17	payments	payment	NOUN
cblr-2956	1719	18	over	over	ADP
cblr-2956	1719	19	$	$	SYM
cblr-2956	1719	20	10,000	10,000	NUM
cblr-2956	1719	21	but	but	CCONJ
cblr-2956	1719	22	less	less	ADJ
cblr-2956	1719	23	than	than	ADP
cblr-2956	1719	24	$	$	SYM
cblr-2956	1719	25	25,000	25,000	NUM
cblr-2956	1719	26	naic	naic	PROPN
cblr-2956	1719	27	company	company	NOUN
cblr-2956	1719	28	code	code	PROPN
cblr-2956	1719	29	:	:	PUNCT
cblr-2956	1719	30	naic	naic	PROPN
cblr-2956	1719	31	group	group	PROPN
cblr-2956	1719	32	code	code	PROPN
cblr-2956	1719	33	:	:	PUNCT
cblr-2956	1720	1	17	17	NUM
cblr-2956	1720	2	.	.	PUNCT
cblr-2956	1720	3	a.	a.	NOUN
cblr-2956	1720	4	indicate	indicate	VERB
cblr-2956	1720	5	the	the	DET
cblr-2956	1720	6	amount	amount	NOUN
cblr-2956	1720	7	paid	pay	VERB
cblr-2956	1720	8	to	to	ADP
cblr-2956	1720	9	outside	outside	ADJ
cblr-2956	1720	10	defense	defense	NOUN
cblr-2956	1720	11	counsel	counsel	PROPN
cblr-2956	1720	12	b.	b.	PROPN
cblr-2956	1720	13	indicate	indicate	VERB
cblr-2956	1720	14	any	any	DET
cblr-2956	1720	15	allocated	allocate	VERB
cblr-2956	1720	16	expense	expense	NOUN
cblr-2956	1720	17	for	for	ADP
cblr-2956	1720	18	in	in	ADP
cblr-2956	1720	19	-	-	PUNCT
cblr-2956	1720	20	house	house	NOUN
cblr-2956	1720	21	defense	defense	NOUN
cblr-2956	1720	22	counsel	counsel	NOUN
cblr-2956	1720	23	.	.	PUNCT
cblr-2956	1721	1	.........................................................	.........................................................	PUNCT
cblr-2956	1722	1	$	$	SYM
cblr-2956	1722	2	c.	c.	NOUN
cblr-2956	1722	3	indicate	indicate	VERB
cblr-2956	1722	4	the	the	DET
cblr-2956	1722	5	amount	amount	NOUN
cblr-2956	1722	6	of	of	ADP
cblr-2956	1722	7	other	other	ADJ
cblr-2956	1722	8	allocated	allocate	VERB
cblr-2956	1722	9	loss	loss	NOUN
cblr-2956	1722	10	adjustment	adjustment	NOUN
cblr-2956	1722	11	expenses	expense	NOUN
cblr-2956	1722	12	,	,	PUNCT
cblr-2956	1722	13	such	such	ADJ
cblr-2956	1722	14	as	as	ADP
cblr-2956	1722	15	court	court	NOUN
cblr-2956	1722	16	costs	cost	NOUN
cblr-2956	1722	17	and	and	CCONJ
cblr-2956	1722	18	stenographers-	stenographers-	NOUN
cblr-2956	1722	19	.	.	PUNCT
cblr-2956	1723	1	d.	d.	PROPN
cblr-2956	1723	2	indicate	indicate	VERB
cblr-2956	1723	3	the	the	DET
cblr-2956	1723	4	total	total	ADJ
cblr-2956	1723	5	allocated	allocate	VERB
cblr-2956	1723	6	loss	loss	NOUN
cblr-2956	1723	7	adjustment	adjustment	NOUN
cblr-2956	1723	8	expense	expense	NOUN
cblr-2956	1723	9	(	(	PUNCT
cblr-2956	1723	10	a	a	DET
cblr-2956	1723	11	+	+	NOUN
cblr-2956	1723	12	b	b	NOUN
cblr-2956	1723	13	+	+	CCONJ
cblr-2956	1723	14	c	c	NOUN
cblr-2956	1723	15	)	)	PUNCT
cblr-2956	1723	16	$	$	SYM
cblr-2956	1723	17	17.d	17.d	NUM
cblr-2956	1723	18	must	must	AUX
cblr-2956	1723	19	equal	equal	VERB
cblr-2956	1723	20	the	the	DET
cblr-2956	1723	21	us	us	PROPN
cblr-2956	1723	22	of	of	ADP
cblr-2956	1723	23	trmns	trmn	NOUN
cblr-2956	1723	24	7.a	7.a	NUM
cblr-2956	1723	25	.	.	PUNCT
cblr-2956	1724	1	through	through	ADP
cblr-2956	1724	2	17.c	17.c	NUM
cblr-2956	1724	3	.	.	PUNCT
cblr-2956	1725	1	round	round	NOUN
cblr-2956	1725	2	to	to	ADP
cblr-2956	1725	3	whole	whole	ADJ
cblr-2956	1725	4	dollas	dolla	NOUN
cblr-2956	1725	5	.	.	PUNCT
cblr-2956	1726	1	additional	additional	ADJ
cblr-2956	1726	2	comments	comment	NOUN
cblr-2956	1726	3	(	(	PUNCT
cblr-2956	1726	4	optional	optional	ADJ
cblr-2956	1726	5	):	):	PUNCT
cblr-2956	1726	6	(	(	PUNCT
cblr-2956	1726	7	pag	pag	PROPN
cblr-2956	1726	8	van	van	PROPN
cblr-2956	1726	9	ndea=	ndea=	PROPN
cblr-2956	1726	10	of	of	ADP
cblr-2956	1726	11	may	may	PROPN
cblr-2956	1726	12	2003	2003	NUM
cblr-2956	1726	13	)	)	PUNCT
cblr-2956	1727	1	no	no	INTJ
cblr-2956	1727	2	.	.	PUNCT
cblr-2956	1728	1	2:423	2:423	NUM
cblr-2956	1728	2	]	]	X
cblr-2956	1728	3	page7	page7	PROPN
cblr-2956	1728	4	of7	of7	PROPN
cblr-2956	1728	5	columbia	columbia	PROPN
cblr-2956	1728	6	business	business	PROPN
cblr-2956	1728	7	law	law	PROPN
cblr-2956	1728	8	review	review	VERB
cblr-2956	1728	9	appendix	appendix	ADJ
cblr-2956	1728	10	b	b	NOUN
cblr-2956	1728	11	:	:	PUNCT
cblr-2956	1728	12	additional	additional	ADJ
cblr-2956	1728	13	information	information	NOUN
cblr-2956	1728	14	on	on	ADP
cblr-2956	1728	15	variable	variable	ADJ
cblr-2956	1728	16	construction	construction	NOUN
cblr-2956	1728	17	from	from	ADP
cblr-2956	1728	18	the	the	DET
cblr-2956	1728	19	tdi	tdi	PROPN
cblr-2956	1728	20	table	table	NOUN
cblr-2956	1728	21	d1	d1	NOUN
cblr-2956	1728	22	:	:	PUNCT
cblr-2956	1728	23	variable	variable	ADJ
cblr-2956	1728	24	construction	construction	NOUN
cblr-2956	1728	25	variable	variable	ADJ
cblr-2956	1728	26	question	question	NOUN
cblr-2956	1728	27	comments	comment	NOUN
cblr-2956	1728	28	/	/	SYM
cblr-2956	1728	29	explanations	explanation	NOUN
cblr-2956	1728	30	number	number	NOUN
cblr-2956	1728	31	type	type	NOUN
cblr-2956	1728	32	of	of	ADP
cblr-2956	1728	33	4	4	NUM
cblr-2956	1728	34	injuries	injury	NOUN
cblr-2956	1728	35	are	be	AUX
cblr-2956	1728	36	grouped	group	VERB
cblr-2956	1728	37	into	into	ADP
cblr-2956	1728	38	three	three	NUM
cblr-2956	1728	39	categories	category	NOUN
cblr-2956	1728	40	by	by	ADP
cblr-2956	1728	41	injury	injury	NOUN
cblr-2956	1728	42	(	(	PUNCT
cblr-2956	1728	43	long	long	ADJ
cblr-2956	1728	44	form	form	NOUN
cblr-2956	1728	45	severity	severity	NOUN
cblr-2956	1728	46	:	:	PUNCT
cblr-2956	1728	47	fatalities	fatality	NOUN
cblr-2956	1728	48	;	;	PUNCT
cblr-2956	1728	49	serious	serious	ADJ
cblr-2956	1728	50	injuries	injury	NOUN
cblr-2956	1728	51	(	(	PUNCT
cblr-2956	1728	52	amputation	amputation	NOUN
cblr-2956	1728	53	,	,	PUNCT
cblr-2956	1728	54	only	only	ADV
cblr-2956	1728	55	)	)	PUNCT
cblr-2956	1728	56	brain	brain	NOUN
cblr-2956	1728	57	damage	damage	NOUN
cblr-2956	1728	58	,	,	PUNCT
cblr-2956	1728	59	or	or	CCONJ
cblr-2956	1728	60	spinal	spinal	ADJ
cblr-2956	1728	61	cord	cord	NOUN
cblr-2956	1728	62	injury	injury	NOUN
cblr-2956	1728	63	)	)	PUNCT
cblr-2956	1728	64	;	;	PUNCT
cblr-2956	1728	65	all	all	DET
cblr-2956	1728	66	other	other	ADJ
cblr-2956	1728	67	nonfatal	nonfatal	ADJ
cblr-2956	1728	68	,	,	PUNCT
cblr-2956	1728	69	non	non	ADJ
cblr-2956	1728	70	-	-	ADJ
cblr-2956	1728	71	serious	serious	ADJ
cblr-2956	1728	72	injuries	injury	NOUN
cblr-2956	1728	73	.	.	PUNCT
cblr-2956	1729	1	because	because	SCONJ
cblr-2956	1729	2	multiple	multiple	ADJ
cblr-2956	1729	3	injuries	injury	NOUN
cblr-2956	1729	4	can	can	AUX
cblr-2956	1729	5	be	be	AUX
cblr-2956	1729	6	reported	report	VERB
cblr-2956	1729	7	,	,	PUNCT
cblr-2956	1729	8	some	some	DET
cblr-2956	1729	9	cases	case	NOUN
cblr-2956	1729	10	reporting	report	VERB
cblr-2956	1729	11	death	death	NOUN
cblr-2956	1729	12	or	or	CCONJ
cblr-2956	1729	13	serious	serious	ADJ
cblr-2956	1729	14	injury	injury	NOUN
cblr-2956	1729	15	also	also	ADV
cblr-2956	1729	16	report	report	VERB
cblr-2956	1729	17	other	other	ADJ
cblr-2956	1729	18	injuries	injury	NOUN
cblr-2956	1729	19	.	.	PUNCT
cblr-2956	1730	1	as	as	SCONJ
cblr-2956	1730	2	reported	report	VERB
cblr-2956	1730	3	in	in	ADP
cblr-2956	1730	4	the	the	DET
cblr-2956	1730	5	2005	2005	NUM
cblr-2956	1730	6	annual	annual	ADJ
cblr-2956	1730	7	report	report	NOUN
cblr-2956	1730	8	of	of	ADP
cblr-2956	1730	9	tdi	tdi	PROPN
cblr-2956	1730	10	(	(	PUNCT
cblr-2956	1730	11	p.	p.	NOUN
cblr-2956	1730	12	13	13	NUM
cblr-2956	1730	13	)	)	PUNCT
cblr-2956	1730	14	,	,	PUNCT
cblr-2956	1730	15	the	the	DET
cblr-2956	1730	16	injury	injury	NOUN
cblr-2956	1730	17	types	type	NOUN
cblr-2956	1730	18	with	with	ADP
cblr-2956	1730	19	the	the	DET
cblr-2956	1730	20	largest	large	ADJ
cblr-2956	1730	21	median	median	ADJ
cblr-2956	1730	22	settlement	settlement	NOUN
cblr-2956	1730	23	amount	amount	NOUN
cblr-2956	1730	24	are	be	AUX
cblr-2956	1730	25	brain	brain	NOUN
cblr-2956	1730	26	damage	damage	NOUN
cblr-2956	1730	27	(	(	PUNCT
cblr-2956	1730	28	$	$	SYM
cblr-2956	1730	29	400,000	400,000	NUM
cblr-2956	1730	30	)	)	PUNCT
cblr-2956	1730	31	,	,	PUNCT
cblr-2956	1730	32	death	death	NOUN
cblr-2956	1730	33	(	(	PUNCT
cblr-2956	1730	34	$	$	SYM
cblr-2956	1730	35	250,000	250,000	NUM
cblr-2956	1730	36	)	)	PUNCT
cblr-2956	1730	37	,	,	PUNCT
cblr-2956	1730	38	spinal	spinal	ADJ
cblr-2956	1730	39	cord	cord	NOUN
cblr-2956	1730	40	injuries	injury	NOUN
cblr-2956	1730	41	(	(	PUNCT
cblr-2956	1730	42	$	$	SYM
cblr-2956	1730	43	205,000	205,000	NUM
cblr-2956	1730	44	)	)	PUNCT
cblr-2956	1730	45	,	,	PUNCT
cblr-2956	1730	46	and	and	CCONJ
cblr-2956	1730	47	amputation	amputation	NOUN
cblr-2956	1730	48	(	(	PUNCT
cblr-2956	1730	49	$	$	SYM
cblr-2956	1730	50	180,000	180,000	NUM
cblr-2956	1730	51	)	)	PUNCT
cblr-2956	1730	52	.	.	PUNCT
cblr-2956	1731	1	because	because	SCONJ
cblr-2956	1731	2	injury	injury	NOUN
cblr-2956	1731	3	type	type	NOUN
cblr-2956	1731	4	is	be	AUX
cblr-2956	1731	5	not	not	PART
cblr-2956	1731	6	reported	report	VERB
cblr-2956	1731	7	on	on	ADP
cblr-2956	1731	8	the	the	DET
cblr-2956	1731	9	short	short	ADJ
cblr-2956	1731	10	form	form	NOUN
cblr-2956	1731	11	,	,	PUNCT
cblr-2956	1731	12	we	we	PRON
cblr-2956	1731	13	group	group	VERB
cblr-2956	1731	14	short	short	ADJ
cblr-2956	1731	15	form	form	NOUN
cblr-2956	1731	16	claims	claim	NOUN
cblr-2956	1731	17	in	in	ADP
cblr-2956	1731	18	the	the	DET
cblr-2956	1731	19	early	early	ADJ
cblr-2956	1731	20	offer	offer	NOUN
cblr-2956	1731	21	analysis	analysis	NOUN
cblr-2956	1731	22	with	with	ADP
cblr-2956	1731	23	nonfatal	nonfatal	ADJ
cblr-2956	1731	24	,	,	PUNCT
cblr-2956	1731	25	nonserious	nonserious	ADJ
cblr-2956	1731	26	injuries	injury	NOUN
cblr-2956	1731	27	.	.	PUNCT
cblr-2956	1732	1	given	give	VERB
cblr-2956	1732	2	the	the	DET
cblr-2956	1732	3	indemnity	indemnity	NOUN
cblr-2956	1732	4	cap	cap	NOUN
cblr-2956	1732	5	of	of	ADP
cblr-2956	1732	6	$	$	SYM
cblr-2956	1732	7	25,000	25,000	NUM
cblr-2956	1732	8	for	for	ADP
cblr-2956	1732	9	short	short	ADJ
cblr-2956	1732	10	form	form	NOUN
cblr-2956	1732	11	reports	report	NOUN
cblr-2956	1732	12	,	,	PUNCT
cblr-2956	1732	13	the	the	DET
cblr-2956	1732	14	injuries	injury	NOUN
cblr-2956	1732	15	are	be	AUX
cblr-2956	1732	16	unlikely	unlikely	ADJ
cblr-2956	1732	17	to	to	PART
cblr-2956	1732	18	be	be	AUX
cblr-2956	1732	19	death	death	NOUN
cblr-2956	1732	20	or	or	CCONJ
cblr-2956	1732	21	serious	serious	ADJ
cblr-2956	1732	22	injury	injury	NOUN
cblr-2956	1732	23	.	.	PUNCT
cblr-2956	1733	1	policy	policy	NOUN
cblr-2956	1733	2	type	type	NOUN
cblr-2956	1733	3	7a4	7a4	NUM
cblr-2956	1733	4	cases	case	NOUN
cblr-2956	1733	5	are	be	AUX
cblr-2956	1733	6	selected	select	VERB
cblr-2956	1733	7	if	if	SCONJ
cblr-2956	1733	8	policy	policy	NOUN
cblr-2956	1733	9	type	type	NOUN
cblr-2956	1733	10	is	be	AUX
cblr-2956	1733	11	monoline	monoline	ADJ
cblr-2956	1733	12	general	general	ADJ
cblr-2956	1733	13	liability	liability	NOUN
cblr-2956	1733	14	.	.	PUNCT
cblr-2956	1734	1	reserves	reserve	NOUN
cblr-2956	1734	2	8a	8a	NUM
cblr-2956	1734	3	-8f	-8f	ADJ
cblr-2956	1734	4	primary	primary	ADJ
cblr-2956	1734	5	carriers	carrier	NOUN
cblr-2956	1734	6	report	report	VERB
cblr-2956	1734	7	the	the	DET
cblr-2956	1734	8	initial	initial	ADJ
cblr-2956	1734	9	and	and	CCONJ
cblr-2956	1734	10	final	final	ADJ
cblr-2956	1734	11	reserves	reserve	NOUN
cblr-2956	1734	12	for	for	ADP
cblr-2956	1734	13	indemnity	indemnity	NOUN
cblr-2956	1734	14	and	and	CCONJ
cblr-2956	1734	15	expenses	expense	NOUN
cblr-2956	1734	16	corresponding	correspond	VERB
cblr-2956	1734	17	to	to	ADP
cblr-2956	1734	18	their	their	PRON
cblr-2956	1734	19	payment	payment	NOUN
cblr-2956	1734	20	reported	report	VERB
cblr-2956	1734	21	in	in	ADP
cblr-2956	1734	22	question	question	NOUN
cblr-2956	1734	23	12al	12al	NOUN
cblr-2956	1734	24	.	.	PUNCT
cblr-2956	1735	1	as	as	SCONJ
cblr-2956	1735	2	reported	report	VERB
cblr-2956	1735	3	in	in	ADP
cblr-2956	1735	4	the	the	DET
cblr-2956	1735	5	2005	2005	NUM
cblr-2956	1735	6	annual	annual	ADJ
cblr-2956	1735	7	report	report	NOUN
cblr-2956	1735	8	(	(	PUNCT
cblr-2956	1735	9	p.	p.	NOUN
cblr-2956	1735	10	11	11	NUM
cblr-2956	1735	11	)	)	PUNCT
cblr-2956	1735	12	,	,	PUNCT
cblr-2956	1735	13	some	some	DET
cblr-2956	1735	14	insurers	insurer	NOUN
cblr-2956	1735	15	include	include	VERB
cblr-2956	1735	16	expense	expense	NOUN
cblr-2956	1735	17	reserves	reserve	NOUN
cblr-2956	1735	18	with	with	ADP
cblr-2956	1735	19	indemnity	indemnity	NOUN
cblr-2956	1735	20	reserves	reserve	NOUN
cblr-2956	1735	21	.	.	PUNCT
cblr-2956	1736	1	this	this	PRON
cblr-2956	1736	2	means	mean	VERB
cblr-2956	1736	3	that	that	SCONJ
cblr-2956	1736	4	total	total	ADJ
cblr-2956	1736	5	reserves	reserve	NOUN
cblr-2956	1736	6	reported	report	VERB
cblr-2956	1736	7	in	in	ADP
cblr-2956	1736	8	8c	8c	NUM
cblr-2956	1736	9	and	and	CCONJ
cblr-2956	1736	10	8f	8f	NOUN
cblr-2956	1736	11	may	may	AUX
cblr-2956	1736	12	be	be	AUX
cblr-2956	1736	13	more	more	ADV
cblr-2956	1736	14	reliable	reliable	ADJ
cblr-2956	1736	15	than	than	ADP
cblr-2956	1736	16	the	the	DET
cblr-2956	1736	17	components	component	NOUN
cblr-2956	1736	18	reported	report	VERB
cblr-2956	1736	19	in	in	ADP
cblr-2956	1736	20	8a	8a	NUM
cblr-2956	1736	21	,	,	PUNCT
cblr-2956	1736	22	8b	8b	NUM
cblr-2956	1736	23	,	,	PUNCT
cblr-2956	1736	24	8d	8d	NUM
cblr-2956	1736	25	,	,	PUNCT
cblr-2956	1736	26	and	and	CCONJ
cblr-2956	1736	27	8e	8e	NUM
cblr-2956	1736	28	.	.	PUNCT
cblr-2956	1737	1	for	for	ADP
cblr-2956	1737	2	cases	case	NOUN
cblr-2956	1737	3	in	in	ADP
cblr-2956	1737	4	which	which	PRON
cblr-2956	1737	5	primary	primary	ADJ
cblr-2956	1737	6	carrier	carrier	NOUN
cblr-2956	1737	7	reports	report	VERB
cblr-2956	1737	8	zero	zero	NUM
cblr-2956	1737	9	payment	payment	NOUN
cblr-2956	1737	10	in	in	ADP
cblr-2956	1737	11	12al	12al	NOUN
cblr-2956	1737	12	,	,	PUNCT
cblr-2956	1737	13	reserves	reserve	NOUN
cblr-2956	1737	14	correspond	correspond	VERB
cblr-2956	1737	15	to	to	ADP
cblr-2956	1737	16	payment	payment	NOUN
cblr-2956	1737	17	reported	report	VERB
cblr-2956	1737	18	in	in	ADP
cblr-2956	1737	19	12a2	12a2	NUM
cblr-2956	1737	20	.	.	PUNCT
cblr-2956	1738	1	for	for	ADP
cblr-2956	1738	2	cases	case	NOUN
cblr-2956	1738	3	involving	involve	VERB
cblr-2956	1738	4	a	a	DET
cblr-2956	1738	5	self	self	NOUN
cblr-2956	1738	6	-	-	PUNCT
cblr-2956	1738	7	insured	insure	VERB
cblr-2956	1738	8	entity	entity	NOUN
cblr-2956	1738	9	,	,	PUNCT
cblr-2956	1738	10	reserves	reserve	NOUN
cblr-2956	1738	11	correspond	correspond	VERB
cblr-2956	1738	12	to	to	ADP
cblr-2956	1738	13	the	the	DET
cblr-2956	1738	14	sum	sum	NOUN
cblr-2956	1738	15	of	of	ADP
cblr-2956	1738	16	12al	12al	NOUN
cblr-2956	1738	17	and	and	CCONJ
cblr-2956	1738	18	12a2	12a2	NUM
cblr-2956	1738	19	.	.	PUNCT
cblr-2956	1739	1	per	per	ADP
cblr-2956	1739	2	conversation	conversation	NOUN
cblr-2956	1739	3	with	with	ADP
cblr-2956	1739	4	tdi	tdi	PROPN
cblr-2956	1739	5	staff	staff	NOUN
cblr-2956	1739	6	,	,	PUNCT
cblr-2956	1739	7	the	the	DET
cblr-2956	1739	8	relevant	relevant	ADJ
cblr-2956	1739	9	comparison	comparison	NOUN
cblr-2956	1739	10	of	of	ADP
cblr-2956	1739	11	reserves	reserve	NOUN
cblr-2956	1739	12	in	in	ADP
cblr-2956	1739	13	8a	8a	NUM
cblr-2956	1739	14	8f	8f	NOUN
cblr-2956	1739	15	is	be	AUX
cblr-2956	1739	16	to	to	ADP
cblr-2956	1739	17	the	the	DET
cblr-2956	1739	18	sum	sum	NOUN
cblr-2956	1739	19	of	of	ADP
cblr-2956	1739	20	12al	12al	NOUN
cblr-2956	1739	21	and	and	CCONJ
cblr-2956	1739	22	12a2	12a2	NUM
cblr-2956	1739	23	for	for	ADP
cblr-2956	1739	24	all	all	DET
cblr-2956	1739	25	claims	claim	NOUN
cblr-2956	1739	26	.	.	PUNCT
cblr-2956	1740	1	attorney	attorney	NOUN
cblr-2956	1740	2	9	9	NUM
cblr-2956	1740	3	attorneys	attorney	NOUN
cblr-2956	1740	4	were	be	AUX
cblr-2956	1740	5	employed	employ	VERB
cblr-2956	1740	6	by	by	ADP
cblr-2956	1740	7	the	the	DET
cblr-2956	1740	8	plaintiff	plaintiff	NOUN
cblr-2956	1740	9	in	in	ADP
cblr-2956	1740	10	99	99	NUM
cblr-2956	1740	11	employed	employ	VERB
cblr-2956	1740	12	percent	percent	NOUN
cblr-2956	1740	13	of	of	ADP
cblr-2956	1740	14	the	the	DET
cblr-2956	1740	15	claims	claim	NOUN
cblr-2956	1740	16	and	and	CCONJ
cblr-2956	1740	17	by	by	ADP
cblr-2956	1740	18	the	the	DET
cblr-2956	1740	19	insurer	insurer	NOUN
cblr-2956	1740	20	in	in	ADP
cblr-2956	1740	21	95	95	NUM
cblr-2956	1740	22	[	[	X
cblr-2956	1740	23	vol	vol	NOUN
cblr-2956	1740	24	.	.	NOUN
cblr-2956	1740	25	2008	2008	NUM
cblr-2956	1740	26	percent	percent	NOUN
cblr-2956	1740	27	of	of	ADP
cblr-2956	1740	28	the	the	DET
cblr-2956	1740	29	claims	claim	NOUN
cblr-2956	1740	30	.	.	PUNCT
cblr-2956	1741	1	for	for	ADP
cblr-2956	1741	2	simplicity	simplicity	NOUN
cblr-2956	1741	3	,	,	PUNCT
cblr-2956	1741	4	we	we	PRON
cblr-2956	1741	5	assume	assume	VERB
cblr-2956	1741	6	all	all	DET
cblr-2956	1741	7	claims	claim	NOUN
cblr-2956	1741	8	will	will	AUX
cblr-2956	1741	9	employ	employ	VERB
cblr-2956	1741	10	an	an	DET
cblr-2956	1741	11	attorney	attorney	NOUN
cblr-2956	1741	12	.	.	PUNCT
cblr-2956	1742	1	legal	legal	ADJ
cblr-2956	1742	2	stage	stage	NOUN
cblr-2956	1742	3	10a	10a	NOUN
cblr-2956	1742	4	the	the	DET
cblr-2956	1742	5	question	question	NOUN
cblr-2956	1742	6	identifies	identify	VERB
cblr-2956	1742	7	stage	stage	NOUN
cblr-2956	1742	8	of	of	ADP
cblr-2956	1742	9	legal	legal	ADJ
cblr-2956	1742	10	system	system	NOUN
cblr-2956	1742	11	at	at	ADP
cblr-2956	1742	12	which	which	PRON
cblr-2956	1742	13	a	a	DET
cblr-2956	1742	14	settlement	settlement	NOUN
cblr-2956	1742	15	was	be	AUX
cblr-2956	1742	16	reached	reach	VERB
cblr-2956	1742	17	or	or	CCONJ
cblr-2956	1742	18	an	an	DET
cblr-2956	1742	19	award	award	NOUN
cblr-2956	1742	20	made	make	VERB
cblr-2956	1742	21	.	.	PUNCT
cblr-2956	1743	1	11	11	NUM
cblr-2956	1743	2	b2	b2	NOUN
cblr-2956	1743	3	a	a	DET
cblr-2956	1743	4	e	e	NOUN
cblr-2956	1743	5	,	,	PUNCT
cblr-2956	1743	6	11	11	NUM
cblr-2956	1743	7	d3	d3	PROPN
cblr-2956	1743	8	a	a	DET
cblr-2956	1743	9	e	e	NOUN
cblr-2956	1743	10	,	,	PUNCT
cblr-2956	1743	11	11e3	11e3	NUM
cblr-2956	1743	12	a	a	DET
cblr-2956	1743	13	e	e	NOUN
cblr-2956	1743	14	12al	12al	NOUN
cblr-2956	1743	15	7	7	NUM
cblr-2956	1743	16	damage	damage	NOUN
cblr-2956	1743	17	components	component	NOUN
cblr-2956	1743	18	for	for	ADP
cblr-2956	1743	19	some	some	DET
cblr-2956	1743	20	claims	claim	NOUN
cblr-2956	1743	21	,	,	PUNCT
cblr-2956	1743	22	total	total	ADJ
cblr-2956	1743	23	damage	damage	NOUN
cblr-2956	1743	24	amounts	amount	NOUN
cblr-2956	1743	25	are	be	AUX
cblr-2956	1743	26	reported	report	VERB
cblr-2956	1743	27	in	in	ADP
cblr-2956	1743	28	four	four	NUM
cblr-2956	1743	29	components	component	NOUN
cblr-2956	1743	30	:	:	PUNCT
cblr-2956	1743	31	economic	economic	ADJ
cblr-2956	1743	32	losses	loss	NOUN
cblr-2956	1743	33	,	,	PUNCT
cblr-2956	1743	34	noneconomic	noneconomic	ADJ
cblr-2956	1743	35	losses	loss	NOUN
cblr-2956	1743	36	,	,	PUNCT
cblr-2956	1743	37	exemplary	exemplary	ADJ
cblr-2956	1743	38	damages	damage	NOUN
cblr-2956	1743	39	,	,	PUNCT
cblr-2956	1743	40	and	and	CCONJ
cblr-2956	1743	41	prejudgment	prejudgment	NOUN
cblr-2956	1743	42	interest	interest	NOUN
cblr-2956	1743	43	.	.	PUNCT
cblr-2956	1744	1	claims	claim	NOUN
cblr-2956	1744	2	settled	settle	VERB
cblr-2956	1744	3	by	by	ADP
cblr-2956	1744	4	court	court	NOUN
cblr-2956	1744	5	verdict	verdict	NOUN
cblr-2956	1744	6	or	or	CCONJ
cblr-2956	1744	7	settled	settle	VERB
cblr-2956	1744	8	after	after	SCONJ
cblr-2956	1744	9	a	a	DET
cblr-2956	1744	10	court	court	NOUN
cblr-2956	1744	11	verdict	verdict	NOUN
cblr-2956	1744	12	are	be	AUX
cblr-2956	1744	13	required	require	VERB
cblr-2956	1744	14	to	to	PART
cblr-2956	1744	15	report	report	VERB
cblr-2956	1744	16	this	this	DET
cblr-2956	1744	17	breakdown	breakdown	NOUN
cblr-2956	1744	18	.	.	PUNCT
cblr-2956	1745	1	claims	claim	NOUN
cblr-2956	1745	2	settled	settle	VERB
cblr-2956	1745	3	out	out	ADP
cblr-2956	1745	4	of	of	ADP
cblr-2956	1745	5	court	court	NOUN
cblr-2956	1745	6	report	report	NOUN
cblr-2956	1745	7	the	the	DET
cblr-2956	1745	8	breakdown	breakdown	NOUN
cblr-2956	1745	9	only	only	ADV
cblr-2956	1745	10	if	if	SCONJ
cblr-2956	1745	11	,	,	PUNCT
cblr-2956	1745	12	in	in	ADP
cblr-2956	1745	13	the	the	DET
cblr-2956	1745	14	opinion	opinion	NOUN
cblr-2956	1745	15	of	of	ADP
cblr-2956	1745	16	the	the	DET
cblr-2956	1745	17	individual	individual	NOUN
cblr-2956	1745	18	completing	complete	VERB
cblr-2956	1745	19	the	the	DET
cblr-2956	1745	20	form	form	NOUN
cblr-2956	1745	21	,	,	PUNCT
cblr-2956	1745	22	the	the	DET
cblr-2956	1745	23	settlement	settlement	NOUN
cblr-2956	1745	24	was	be	AUX
cblr-2956	1745	25	influenced	influence	VERB
cblr-2956	1745	26	by	by	ADP
cblr-2956	1745	27	a	a	DET
cblr-2956	1745	28	demand	demand	NOUN
cblr-2956	1745	29	for	for	ADP
cblr-2956	1745	30	or	or	CCONJ
cblr-2956	1745	31	possible	possible	ADJ
cblr-2956	1745	32	award	award	NOUN
cblr-2956	1745	33	of	of	ADP
cblr-2956	1745	34	noneconomic	noneconomic	ADJ
cblr-2956	1745	35	,	,	PUNCT
cblr-2956	1745	36	exemplary	exemplary	ADJ
cblr-2956	1745	37	damages	damage	NOUN
cblr-2956	1745	38	,	,	PUNCT
cblr-2956	1745	39	or	or	CCONJ
cblr-2956	1745	40	prejudgment	prejudgment	NOUN
cblr-2956	1745	41	interest	interest	NOUN
cblr-2956	1745	42	.	.	PUNCT
cblr-2956	1746	1	for	for	ADP
cblr-2956	1746	2	these	these	DET
cblr-2956	1746	3	amounts	amount	NOUN
cblr-2956	1746	4	,	,	PUNCT
cblr-2956	1746	5	we	we	PRON
cblr-2956	1746	6	use	use	VERB
cblr-2956	1746	7	the	the	DET
cblr-2956	1746	8	tdi	tdi	PROPN
cblr-2956	1746	9	-	-	PUNCT
cblr-2956	1746	10	calculated	calculate	VERB
cblr-2956	1746	11	variables	variable	NOUN
cblr-2956	1746	12	reported	report	VERB
cblr-2956	1746	13	in	in	ADP
cblr-2956	1746	14	columns	column	NOUN
cblr-2956	1746	15	184	184	NUM
cblr-2956	1746	16	188	188	NUM
cblr-2956	1746	17	of	of	ADP
cblr-2956	1746	18	the	the	DET
cblr-2956	1746	19	raw	raw	ADJ
cblr-2956	1746	20	data	datum	NOUN
cblr-2956	1746	21	,	,	PUNCT
cblr-2956	1746	22	labeled	label	VERB
cblr-2956	1746	23	economic	economic	ADJ
cblr-2956	1746	24	,	,	PUNCT
cblr-2956	1746	25	noneco	noneco	PROPN
cblr-2956	1746	26	,	,	PUNCT
cblr-2956	1746	27	exemp	exemp	NOUN
cblr-2956	1746	28	,	,	PUNCT
cblr-2956	1746	29	and	and	CCONJ
cblr-2956	1746	30	interest	interest	NOUN
cblr-2956	1746	31	.	.	PUNCT
cblr-2956	1747	1	for	for	ADP
cblr-2956	1747	2	the	the	DET
cblr-2956	1747	3	long	long	ADJ
cblr-2956	1747	4	form	form	NOUN
cblr-2956	1747	5	claims	claim	NOUN
cblr-2956	1747	6	not	not	PART
cblr-2956	1747	7	reporting	report	VERB
cblr-2956	1747	8	the	the	DET
cblr-2956	1747	9	breakdown	breakdown	NOUN
cblr-2956	1747	10	,	,	PUNCT
cblr-2956	1747	11	we	we	PRON
cblr-2956	1747	12	use	use	VERB
cblr-2956	1747	13	similar	similar	ADJ
cblr-2956	1747	14	claims	claim	NOUN
cblr-2956	1747	15	to	to	PART
cblr-2956	1747	16	impute	impute	VERB
cblr-2956	1747	17	economic	economic	ADJ
cblr-2956	1747	18	loss	loss	NOUN
cblr-2956	1747	19	as	as	ADP
cblr-2956	1747	20	a	a	DET
cblr-2956	1747	21	fraction	fraction	NOUN
cblr-2956	1747	22	of	of	ADP
cblr-2956	1747	23	the	the	DET
cblr-2956	1747	24	total	total	ADJ
cblr-2956	1747	25	court	court	NOUN
cblr-2956	1747	26	award	award	PROPN
cblr-2956	1747	27	or	or	CCONJ
cblr-2956	1747	28	settlement	settlement	NOUN
cblr-2956	1747	29	amount	amount	NOUN
cblr-2956	1747	30	.	.	PUNCT
cblr-2956	1748	1	we	we	PRON
cblr-2956	1748	2	distinguish	distinguish	VERB
cblr-2956	1748	3	between	between	ADP
cblr-2956	1748	4	fatal	fatal	ADJ
cblr-2956	1748	5	and	and	CCONJ
cblr-2956	1748	6	nonfatal	nonfatal	ADJ
cblr-2956	1748	7	cases	case	NOUN
cblr-2956	1748	8	,	,	PUNCT
cblr-2956	1748	9	and	and	CCONJ
cblr-2956	1748	10	between	between	ADP
cblr-2956	1748	11	cases	case	NOUN
cblr-2956	1748	12	with	with	ADP
cblr-2956	1748	13	and	and	CCONJ
cblr-2956	1748	14	without	without	ADP
cblr-2956	1748	15	workers	worker	NOUN
cblr-2956	1748	16	'	'	PART
cblr-2956	1748	17	compensation	compensation	NOUN
cblr-2956	1748	18	(	(	PUNCT
cblr-2956	1748	19	wc	wc	PROPN
cblr-2956	1748	20	)	)	PUNCT
cblr-2956	1748	21	as	as	ADP
cblr-2956	1748	22	a	a	DET
cblr-2956	1748	23	collateral	collateral	ADJ
cblr-2956	1748	24	source	source	NOUN
cblr-2956	1748	25	.	.	PUNCT
cblr-2956	1749	1	the	the	DET
cblr-2956	1749	2	fractions	fraction	NOUN
cblr-2956	1749	3	are	be	AUX
cblr-2956	1749	4	as	as	SCONJ
cblr-2956	1749	5	follows	follow	VERB
cblr-2956	1749	6	:	:	PUNCT
cblr-2956	1749	7	0.318	0.318	NUM
cblr-2956	1749	8	,	,	PUNCT
cblr-2956	1749	9	nonfatal	nonfatal	ADJ
cblr-2956	1749	10	with	with	ADP
cblr-2956	1749	11	no	no	DET
cblr-2956	1749	12	wc	wc	NOUN
cblr-2956	1749	13	;	;	PUNCT
cblr-2956	1749	14	0.388	0.388	NUM
cblr-2956	1749	15	,	,	PUNCT
cblr-2956	1749	16	nonfatal	nonfatal	ADJ
cblr-2956	1749	17	with	with	ADP
cblr-2956	1749	18	wc	wc	PROPN
cblr-2956	1749	19	;	;	PUNCT
cblr-2956	1749	20	0.270	0.270	NUM
cblr-2956	1749	21	,	,	PUNCT
cblr-2956	1749	22	fatal	fatal	ADJ
cblr-2956	1749	23	with	with	ADP
cblr-2956	1749	24	no	no	DET
cblr-2956	1749	25	wc	wc	NOUN
cblr-2956	1749	26	;	;	PUNCT
cblr-2956	1749	27	0.361	0.361	NUM
cblr-2956	1749	28	,	,	PUNCT
cblr-2956	1749	29	fatal	fatal	ADJ
cblr-2956	1749	30	with	with	ADP
cblr-2956	1749	31	wc	wc	PROPN
cblr-2956	1749	32	.	.	PROPN
cblr-2956	1750	1	for	for	ADP
cblr-2956	1750	2	all	all	DET
cblr-2956	1750	3	short	short	ADJ
cblr-2956	1750	4	form	form	NOUN
cblr-2956	1750	5	claims	claim	NOUN
cblr-2956	1750	6	not	not	PART
cblr-2956	1750	7	reporting	report	VERB
cblr-2956	1750	8	the	the	DET
cblr-2956	1750	9	breakdown	breakdown	NOUN
cblr-2956	1750	10	,	,	PUNCT
cblr-2956	1750	11	we	we	PRON
cblr-2956	1750	12	use	use	VERB
cblr-2956	1750	13	the	the	DET
cblr-2956	1750	14	mean	mean	ADJ
cblr-2956	1750	15	economic	economic	ADJ
cblr-2956	1750	16	share	share	NOUN
cblr-2956	1750	17	for	for	ADP
cblr-2956	1750	18	all	all	DET
cblr-2956	1750	19	short	short	ADJ
cblr-2956	1750	20	claims	claim	NOUN
cblr-2956	1750	21	that	that	PRON
cblr-2956	1750	22	reported	report	VERB
cblr-2956	1750	23	the	the	DET
cblr-2956	1750	24	breakdown	breakdown	NOUN
cblr-2956	1750	25	,	,	PUNCT
cblr-2956	1750	26	0.053	0.053	NUM
cblr-2956	1750	27	.	.	PUNCT
cblr-2956	1751	1	note	note	VERB
cblr-2956	1751	2	that	that	SCONJ
cblr-2956	1751	3	it	it	PRON
cblr-2956	1751	4	was	be	AUX
cblr-2956	1751	5	not	not	PART
cblr-2956	1751	6	possible	possible	ADJ
cblr-2956	1751	7	to	to	PART
cblr-2956	1751	8	differentiate	differentiate	VERB
cblr-2956	1751	9	across	across	ADP
cblr-2956	1751	10	injury	injury	NOUN
cblr-2956	1751	11	type	type	NOUN
cblr-2956	1751	12	or	or	CCONJ
cblr-2956	1751	13	collateral	collateral	NOUN
cblr-2956	1751	14	sources	source	NOUN
cblr-2956	1751	15	since	since	SCONJ
cblr-2956	1751	16	these	these	PRON
cblr-2956	1751	17	are	be	AUX
cblr-2956	1751	18	not	not	PART
cblr-2956	1751	19	available	available	ADJ
cblr-2956	1751	20	in	in	ADP
cblr-2956	1751	21	the	the	DET
cblr-2956	1751	22	short	short	ADJ
cblr-2956	1751	23	form	form	NOUN
cblr-2956	1751	24	cases	case	NOUN
cblr-2956	1751	25	.	.	PUNCT
cblr-2956	1752	1	payments	payment	NOUN
cblr-2956	1752	2	are	be	AUX
cblr-2956	1752	3	reported	report	VERB
cblr-2956	1752	4	by	by	ADP
cblr-2956	1752	5	the	the	DET
cblr-2956	1752	6	primary	primary	ADJ
cblr-2956	1752	7	carrier	carrier	NOUN
cblr-2956	1752	8	and	and	CCONJ
cblr-2956	1752	9	are	be	AUX
cblr-2956	1752	10	reported	report	VERB
cblr-2956	1752	11	as	as	ADP
cblr-2956	1752	12	amount	amount	NOUN
cblr-2956	1752	13	paid	pay	VERB
cblr-2956	1752	14	by	by	ADP
cblr-2956	1752	15	primary	primary	ADJ
cblr-2956	1752	16	carrier	carrier	NOUN
cblr-2956	1752	17	(	(	PUNCT
cblr-2956	1752	18	12al	12al	NOUN
cblr-2956	1752	19	)	)	PUNCT
cblr-2956	1752	20	;	;	PUNCT
cblr-2956	1752	21	amount	amount	NOUN
cblr-2956	1752	22	paid	pay	VERB
cblr-2956	1752	23	by	by	ADP
cblr-2956	1752	24	the	the	DET
cblr-2956	1752	25	insured	insure	VERB
cblr-2956	1752	26	,	,	PUNCT
cblr-2956	1752	27	due	due	ADP
cblr-2956	1752	28	to	to	PART
cblr-2956	1752	29	deductible	deductible	ADJ
cblr-2956	1752	30	(	(	PUNCT
cblr-2956	1752	31	12a2	12a2	NUM
cblr-2956	1752	32	)	)	PUNCT
cblr-2956	1752	33	;	;	PUNCT
cblr-2956	1752	34	amount	amount	NOUN
cblr-2956	1752	35	paid	pay	VERB
cblr-2956	1752	36	by	by	ADP
cblr-2956	1752	37	excess	excess	ADJ
cblr-2956	1752	38	carrier	carrier	NOUN
cblr-2956	1752	39	(	(	PUNCT
cblr-2956	1752	40	12a3	12a3	NUM
cblr-2956	1752	41	)	)	PUNCT
cblr-2956	1752	42	;	;	PUNCT
cblr-2956	1752	43	amount	amount	NOUN
cblr-2956	1752	44	paid	pay	VERB
cblr-2956	1752	45	by	by	ADP
cblr-2956	1752	46	the	the	DET
cblr-2956	1752	47	insured	insure	VERB
cblr-2956	1752	48	due	due	ADJ
cblr-2956	1752	49	to	to	ADP
cblr-2956	1752	50	settlement	settlement	NOUN
cblr-2956	1752	51	or	or	CCONJ
cblr-2956	1752	52	award	award	NOUN
cblr-2956	1752	53	in	in	ADP
cblr-2956	1752	54	excess	excess	NOUN
cblr-2956	1752	55	of	of	ADP
cblr-2956	1752	56	policy	policy	NOUN
cblr-2956	1752	57	limits	limit	NOUN
cblr-2956	1752	58	(	(	PUNCT
cblr-2956	1752	59	12a4	12a4	NUM
cblr-2956	1752	60	)	)	PUNCT
cblr-2956	1752	61	;	;	PUNCT
cblr-2956	1752	62	amount	amount	NOUN
cblr-2956	1752	63	paid	pay	VERB
cblr-2956	1752	64	by	by	ADP
cblr-2956	1752	65	other	other	ADJ
cblr-2956	1752	66	insurers	insurer	NOUN
cblr-2956	1752	67	on	on	ADP
cblr-2956	1752	68	behalf	behalf	NOUN
cblr-2956	1752	69	of	of	ADP
cblr-2956	1752	70	other	other	ADJ
cblr-2956	1752	71	defendants	defendant	NOUN
cblr-2956	1752	72	(	(	PUNCT
cblr-2956	1752	73	12a5	12a5	NUM
cblr-2956	1752	74	)	)	PUNCT
cblr-2956	1752	75	;	;	PUNCT
cblr-2956	1752	76	amount	amount	NOUN
cblr-2956	1752	77	paid	pay	VERB
cblr-2956	1752	78	by	by	ADP
cblr-2956	1752	79	other	other	ADJ
cblr-2956	1752	80	defendants	defendant	NOUN
cblr-2956	1752	81	that	that	PRON
cblr-2956	1752	82	were	be	AUX
cblr-2956	1752	83	not	not	PART
cblr-2956	1752	84	insured	insure	VERB
cblr-2956	1752	85	(	(	PUNCT
cblr-2956	1752	86	12a6	12a6	NUM
cblr-2956	1752	87	)	)	PUNCT
cblr-2956	1752	88	.	.	PUNCT
cblr-2956	1753	1	the	the	DET
cblr-2956	1753	2	total	total	ADJ
cblr-2956	1753	3	amount	amount	NOUN
cblr-2956	1753	4	of	of	ADP
cblr-2956	1753	5	settlement	settlement	NOUN
cblr-2956	1753	6	or	or	CCONJ
cblr-2956	1753	7	court	court	NOUN
cblr-2956	1753	8	award	award	NOUN
cblr-2956	1753	9	is	be	AUX
cblr-2956	1753	10	reported	report	VERB
cblr-2956	1753	11	in	in	ADP
cblr-2956	1753	12	12a7	12a7	PROPN
cblr-2956	1753	13	and	and	CCONJ
cblr-2956	1753	14	is	be	AUX
cblr-2956	1753	15	the	the	DET
cblr-2956	1753	16	sum	sum	NOUN
cblr-2956	1753	17	of	of	ADP
cblr-2956	1753	18	the	the	DET
cblr-2956	1753	19	numbers	number	NOUN
cblr-2956	1753	20	reported	report	VERB
cblr-2956	1753	21	in	in	ADP
cblr-2956	1753	22	12al	12al	NOUN
cblr-2956	1753	23	12a6	12a6	NUM
cblr-2956	1753	24	.	.	PUNCT
cblr-2956	1754	1	as	as	SCONJ
cblr-2956	1754	2	reported	report	VERB
cblr-2956	1754	3	in	in	ADP
cblr-2956	1754	4	the	the	DET
cblr-2956	1754	5	2005	2005	NUM
cblr-2956	1754	6	annual	annual	ADJ
cblr-2956	1754	7	report	report	NOUN
cblr-2956	1754	8	(	(	PUNCT
cblr-2956	1754	9	p.	p.	NOUN
cblr-2956	1754	10	2	2	NUM
cblr-2956	1754	11	-	-	SYM
cblr-2956	1754	12	3	3	NUM
cblr-2956	1754	13	)	)	PUNCT
cblr-2956	1754	14	,	,	PUNCT
cblr-2956	1754	15	the	the	DET
cblr-2956	1754	16	total	total	ADJ
cblr-2956	1754	17	settlement	settlement	NOUN
cblr-2956	1754	18	amount	amount	NOUN
cblr-2956	1754	19	may	may	AUX
cblr-2956	1754	20	be	be	AUX
cblr-2956	1754	21	incomplete	incomplete	ADJ
cblr-2956	1754	22	because	because	SCONJ
cblr-2956	1754	23	carriers	carrier	NOUN
cblr-2956	1754	24	reoort	reoort	VERB
cblr-2956	1754	25	only	only	ADV
cblr-2956	1754	26	known	know	VERB
cblr-2956	1754	27	settlement	settlement	NOUN
cblr-2956	1754	28	payments	payment	NOUN
cblr-2956	1754	29	a	a	DET
cblr-2956	1754	30	v	v	NOUN
cblr-2956	1754	31	no	no	NOUN
cblr-2956	1754	32	.	.	PUNCT
cblr-2956	1755	1	2:4231	2:4231	NUM
cblr-2956	1755	2	earl	earl	PROPN
cblr-2956	1755	3	y	y	PROPN
cblr-2956	1755	4	offers	offer	VERB
cblr-2956	1755	5	reform	reform	NOUN
cblr-2956	1755	6	amounts	amount	NOUN
cblr-2956	1755	7	paid	pay	VERB
cblr-2956	1755	8	to	to	ADP
cblr-2956	1755	9	the	the	DET
cblr-2956	1755	10	claimant	claimant	NOUN
cblr-2956	1755	11	.	.	PUNCT
cblr-2956	1756	1	specifically	specifically	ADV
cblr-2956	1756	2	,	,	PUNCT
cblr-2956	1756	3	p.	p.	NOUN
cblr-2956	1756	4	3	3	NUM
cblr-2956	1756	5	states	state	NOUN
cblr-2956	1756	6	:	:	PUNCT
cblr-2956	1756	7	"	"	PUNCT
cblr-2956	1756	8	reports	report	NOUN
cblr-2956	1756	9	indicating	indicate	VERB
cblr-2956	1756	10	involvement	involvement	NOUN
cblr-2956	1756	11	of	of	ADP
cblr-2956	1756	12	other	other	ADJ
cblr-2956	1756	13	contributing	contribute	VERB
cblr-2956	1756	14	parties	party	NOUN
cblr-2956	1756	15	may	may	AUX
cblr-2956	1756	16	not	not	PART
cblr-2956	1756	17	have	have	AUX
cblr-2956	1756	18	included	include	VERB
cblr-2956	1756	19	the	the	DET
cblr-2956	1756	20	other	other	ADJ
cblr-2956	1756	21	contributing	contribute	VERB
cblr-2956	1756	22	parties	party	NOUN
cblr-2956	1756	23	'	'	PART
cblr-2956	1756	24	payments	payment	NOUN
cblr-2956	1756	25	in	in	ADP
cblr-2956	1756	26	the	the	DET
cblr-2956	1756	27	total	total	ADJ
cblr-2956	1756	28	settlement	settlement	NOUN
cblr-2956	1756	29	amount	amount	NOUN
cblr-2956	1756	30	.	.	PUNCT
cblr-2956	1756	31	"	"	PUNCT
cblr-2956	1757	1	respondents	respondent	NOUN
cblr-2956	1757	2	were	be	AUX
cblr-2956	1757	3	asked	ask	VERB
cblr-2956	1757	4	to	to	PART
cblr-2956	1757	5	indicate	indicate	VERB
cblr-2956	1757	6	"	"	PUNCT
cblr-2956	1757	7	unknown	unknown	ADJ
cblr-2956	1757	8	"	"	PUNCT
cblr-2956	1757	9	when	when	SCONJ
cblr-2956	1757	10	they	they	PRON
cblr-2956	1757	11	did	do	AUX
cblr-2956	1757	12	not	not	PART
cblr-2956	1757	13	know	know	VERB
cblr-2956	1757	14	amount	amount	NOUN
cblr-2956	1757	15	paid	pay	VERB
cblr-2956	1757	16	by	by	ADP
cblr-2956	1757	17	other	other	ADJ
cblr-2956	1757	18	parties	party	NOUN
cblr-2956	1757	19	.	.	PUNCT
cblr-2956	1758	1	as	as	ADP
cblr-2956	1758	2	an	an	DET
cblr-2956	1758	3	example	example	NOUN
cblr-2956	1758	4	,	,	PUNCT
cblr-2956	1758	5	our	our	PRON
cblr-2956	1758	6	calculations	calculation	NOUN
cblr-2956	1758	7	show	show	VERB
cblr-2956	1758	8	that	that	SCONJ
cblr-2956	1758	9	the	the	DET
cblr-2956	1758	10	amount	amount	NOUN
cblr-2956	1758	11	paid	pay	VERB
cblr-2956	1758	12	by	by	ADP
cblr-2956	1758	13	other	other	ADJ
cblr-2956	1758	14	insurers	insurer	NOUN
cblr-2956	1758	15	on	on	ADP
cblr-2956	1758	16	behalf	behalf	NOUN
cblr-2956	1758	17	of	of	ADP
cblr-2956	1758	18	other	other	ADJ
cblr-2956	1758	19	defendants	defendant	NOUN
cblr-2956	1758	20	was	be	AUX
cblr-2956	1758	21	reported	report	VERB
cblr-2956	1758	22	as	as	ADP
cblr-2956	1758	23	"	"	PUNCT
cblr-2956	1758	24	unknown	unknown	ADJ
cblr-2956	1758	25	"	"	PUNCT
cblr-2956	1758	26	for	for	ADP
cblr-2956	1758	27	7823	7823	NUM
cblr-2956	1758	28	claims	claim	NOUN
cblr-2956	1758	29	.	.	PUNCT
cblr-2956	1759	1	collateral	collateral	ADJ
cblr-2956	1759	2	14a	14a	NOUN
cblr-2956	1759	3	,	,	PUNCT
cblr-2956	1759	4	b	b	NOUN
cblr-2956	1759	5	,	,	PUNCT
cblr-2956	1759	6	cl	cl	INTJ
cblr-2956	1759	7	the	the	DET
cblr-2956	1759	8	form	form	NOUN
cblr-2956	1759	9	asked	ask	VERB
cblr-2956	1759	10	whether	whether	SCONJ
cblr-2956	1759	11	workers	worker	NOUN
cblr-2956	1759	12	'	'	PART
cblr-2956	1759	13	compensation	compensation	NOUN
cblr-2956	1759	14	sources	source	NOUN
cblr-2956	1759	15	c6	c6	PROPN
cblr-2956	1759	16	,	,	PUNCT
cblr-2956	1759	17	long	long	ADV
cblr-2956	1759	18	was	be	AUX
cblr-2956	1759	19	available	available	ADJ
cblr-2956	1759	20	to	to	ADP
cblr-2956	1759	21	the	the	DET
cblr-2956	1759	22	injured	injure	VERB
cblr-2956	1759	23	party	party	NOUN
cblr-2956	1759	24	(	(	PUNCT
cblr-2956	1759	25	14a	14a	NOUN
cblr-2956	1759	26	)	)	PUNCT
cblr-2956	1759	27	;	;	PUNCT
cblr-2956	1759	28	whether	whether	SCONJ
cblr-2956	1759	29	form	form	NOUN
cblr-2956	1759	30	only	only	ADV
cblr-2956	1759	31	the	the	DET
cblr-2956	1759	32	respondent	respondent	NOUN
cblr-2956	1759	33	was	be	AUX
cblr-2956	1759	34	aware	aware	ADJ
cblr-2956	1759	35	of	of	ADP
cblr-2956	1759	36	any	any	DET
cblr-2956	1759	37	other	other	ADJ
cblr-2956	1759	38	collateral	collateral	ADJ
cblr-2956	1759	39	sources	source	NOUN
cblr-2956	1759	40	available	available	ADJ
cblr-2956	1759	41	to	to	ADP
cblr-2956	1759	42	the	the	DET
cblr-2956	1759	43	injured	injure	VERB
cblr-2956	1759	44	party	party	NOUN
cblr-2956	1759	45	(	(	PUNCT
cblr-2956	1759	46	14b	14b	NUM
cblr-2956	1759	47	)	)	PUNCT
cblr-2956	1759	48	;	;	PUNCT
cblr-2956	1759	49	and	and	CCONJ
cblr-2956	1759	50	for	for	ADP
cblr-2956	1759	51	those	those	PRON
cblr-2956	1759	52	indicating	indicate	VERB
cblr-2956	1759	53	yes	yes	INTJ
cblr-2956	1759	54	to	to	ADP
cblr-2956	1759	55	14b	14b	NUM
cblr-2956	1759	56	,	,	PUNCT
cblr-2956	1759	57	to	to	PART
cblr-2956	1759	58	select	select	VERB
cblr-2956	1759	59	those	those	DET
cblr-2956	1759	60	sources	source	NOUN
cblr-2956	1759	61	that	that	PRON
cblr-2956	1759	62	were	be	AUX
cblr-2956	1759	63	available	available	ADJ
cblr-2956	1759	64	from	from	ADP
cblr-2956	1759	65	a	a	DET
cblr-2956	1759	66	list	list	NOUN
cblr-2956	1759	67	of	of	ADP
cblr-2956	1759	68	collateral	collateral	ADJ
cblr-2956	1759	69	sources	source	NOUN
cblr-2956	1759	70	(	(	PUNCT
cblr-2956	1759	71	medical	medical	ADJ
cblr-2956	1759	72	insurance	insurance	NOUN
cblr-2956	1759	73	;	;	PUNCT
cblr-2956	1759	74	disability	disability	NOUN
cblr-2956	1759	75	insurance	insurance	NOUN
cblr-2956	1759	76	;	;	PUNCT
cblr-2956	1759	77	social	social	ADJ
cblr-2956	1759	78	security	security	NOUN
cblr-2956	1759	79	disability/	disability/	NUM
cblr-2956	1759	80	supplementary	supplementary	ADJ
cblr-2956	1759	81	security	security	NOUN
cblr-2956	1759	82	benefits	benefit	NOUN
cblr-2956	1759	83	;	;	PUNCT
cblr-2956	1759	84	medicare	medicare	PROPN
cblr-2956	1759	85	,	,	PUNCT
cblr-2956	1759	86	medicaid	medicaid	PROPN
cblr-2956	1759	87	;	;	PUNCT
cblr-2956	1759	88	sick	sick	ADJ
cblr-2956	1759	89	leave	leave	NOUN
cblr-2956	1759	90	;	;	PUNCT
cblr-2956	1759	91	other	other	ADJ
cblr-2956	1759	92	)	)	PUNCT
cblr-2956	1759	93	.	.	PUNCT
cblr-2956	1760	1	the	the	DET
cblr-2956	1760	2	values	value	NOUN
cblr-2956	1760	3	of	of	ADP
cblr-2956	1760	4	these	these	DET
cblr-2956	1760	5	collateral	collateral	ADJ
cblr-2956	1760	6	sources	source	NOUN
cblr-2956	1760	7	are	be	AUX
cblr-2956	1760	8	not	not	PART
cblr-2956	1760	9	reported	report	VERB
cblr-2956	1760	10	.	.	PUNCT
cblr-2956	1761	1	furthermore	furthermore	ADV
cblr-2956	1761	2	,	,	PUNCT
cblr-2956	1761	3	as	as	SCONJ
cblr-2956	1761	4	reported	report	VERB
cblr-2956	1761	5	in	in	ADP
cblr-2956	1761	6	the	the	DET
cblr-2956	1761	7	2005	2005	NUM
cblr-2956	1761	8	annual	annual	ADJ
cblr-2956	1761	9	report	report	NOUN
cblr-2956	1761	10	(	(	PUNCT
cblr-2956	1761	11	p.	p.	NOUN
cblr-2956	1761	12	6	6	NUM
cblr-2956	1761	13	)	)	PUNCT
cblr-2956	1761	14	,	,	PUNCT
cblr-2956	1761	15	claimants	claimant	NOUN
cblr-2956	1761	16	were	be	AUX
cblr-2956	1761	17	not	not	PART
cblr-2956	1761	18	required	require	VERB
cblr-2956	1761	19	to	to	PART
cblr-2956	1761	20	make	make	VERB
cblr-2956	1761	21	collateral	collateral	ADJ
cblr-2956	1761	22	source	source	NOUN
cblr-2956	1761	23	information	information	NOUN
cblr-2956	1761	24	available	available	ADJ
cblr-2956	1761	25	to	to	ADP
cblr-2956	1761	26	insurers	insurer	NOUN
cblr-2956	1761	27	,	,	PUNCT
cblr-2956	1761	28	so	so	ADV
cblr-2956	1761	29	the	the	DET
cblr-2956	1761	30	data	datum	NOUN
cblr-2956	1761	31	may	may	AUX
cblr-2956	1761	32	not	not	PART
cblr-2956	1761	33	report	report	VERB
cblr-2956	1761	34	all	all	DET
cblr-2956	1761	35	cases	case	NOUN
cblr-2956	1761	36	when	when	SCONJ
cblr-2956	1761	37	collateral	collateral	ADJ
cblr-2956	1761	38	sources	source	NOUN
cblr-2956	1761	39	were	be	AUX
cblr-2956	1761	40	available	available	ADJ
cblr-2956	1761	41	,	,	PUNCT
cblr-2956	1761	42	leading	lead	VERB
cblr-2956	1761	43	to	to	ADP
cblr-2956	1761	44	a	a	DET
cblr-2956	1761	45	lower	low	ADJ
cblr-2956	1761	46	than	than	ADP
cblr-2956	1761	47	accurate	accurate	ADJ
cblr-2956	1761	48	value	value	NOUN
cblr-2956	1761	49	of	of	ADP
cblr-2956	1761	50	the	the	DET
cblr-2956	1761	51	role	role	NOUN
cblr-2956	1761	52	of	of	ADP
cblr-2956	1761	53	collateral	collateral	ADJ
cblr-2956	1761	54	sources	source	NOUN
cblr-2956	1761	55	.	.	PUNCT
cblr-2956	1762	1	we	we	PRON
cblr-2956	1762	2	impute	impute	VERB
cblr-2956	1762	3	collateral	collateral	ADJ
cblr-2956	1762	4	sources	source	NOUN
cblr-2956	1762	5	offset	offset	VERB
cblr-2956	1762	6	as	as	SCONJ
cblr-2956	1762	7	follows	follow	VERB
cblr-2956	1762	8	:	:	PUNCT
cblr-2956	1762	9	60	60	NUM
cblr-2956	1762	10	percent	percent	NOUN
cblr-2956	1762	11	for	for	ADP
cblr-2956	1762	12	cases	case	NOUN
cblr-2956	1762	13	involving	involve	VERB
cblr-2956	1762	14	workers	worker	NOUN
cblr-2956	1762	15	'	'	PART
cblr-2956	1762	16	compensation	compensation	NOUN
cblr-2956	1762	17	as	as	ADP
cblr-2956	1762	18	a	a	DET
cblr-2956	1762	19	collateral	collateral	ADJ
cblr-2956	1762	20	source	source	NOUN
cblr-2956	1762	21	,	,	PUNCT
cblr-2956	1762	22	26	26	NUM
cblr-2956	1762	23	percent	percent	NOUN
cblr-2956	1762	24	otherwise	otherwise	ADV
cblr-2956	1762	25	.	.	PUNCT
cblr-2956	1763	1	legal	legal	ADJ
cblr-2956	1763	2	17a	17a	NOUN
cblr-2956	1763	3	17d	17d	NOUN
cblr-2956	1763	4	the	the	DET
cblr-2956	1763	5	amount	amount	NOUN
cblr-2956	1763	6	paid	pay	VERB
cblr-2956	1763	7	to	to	ADP
cblr-2956	1763	8	outside	outside	ADJ
cblr-2956	1763	9	defense	defense	NOUN
cblr-2956	1763	10	counsel	counsel	NOUN
cblr-2956	1763	11	is	be	AUX
cblr-2956	1763	12	expenses	expense	NOUN
cblr-2956	1763	13	reported	report	VERB
cblr-2956	1763	14	in	in	ADP
cblr-2956	1763	15	17a	17a	NOUN
cblr-2956	1763	16	,	,	PUNCT
cblr-2956	1763	17	allocated	allocate	VERB
cblr-2956	1763	18	expense	expense	NOUN
cblr-2956	1763	19	for	for	ADP
cblr-2956	1763	20	in	in	ADP
cblr-2956	1763	21	-	-	PUNCT
cblr-2956	1763	22	house	house	NOUN
cblr-2956	1763	23	counsel	counsel	NOUN
cblr-2956	1763	24	is	be	AUX
cblr-2956	1763	25	reported	report	VERB
cblr-2956	1763	26	in	in	ADP
cblr-2956	1763	27	17b	17b	NUM
cblr-2956	1763	28	,	,	PUNCT
cblr-2956	1763	29	allocated	allocate	VERB
cblr-2956	1763	30	loss	loss	NOUN
cblr-2956	1763	31	adjustment	adjustment	NOUN
cblr-2956	1763	32	expenses	expense	NOUN
cblr-2956	1763	33	such	such	ADJ
cblr-2956	1763	34	as	as	ADP
cblr-2956	1763	35	court	court	NOUN
cblr-2956	1763	36	costs	cost	NOUN
cblr-2956	1763	37	and	and	CCONJ
cblr-2956	1763	38	stenographers	stenographer	NOUN
cblr-2956	1763	39	are	be	AUX
cblr-2956	1763	40	reported	report	VERB
cblr-2956	1763	41	in	in	ADP
cblr-2956	1763	42	17c	17c	NUM
cblr-2956	1763	43	,	,	PUNCT
cblr-2956	1763	44	with	with	ADP
cblr-2956	1763	45	the	the	DET
cblr-2956	1763	46	total	total	ADJ
cblr-2956	1763	47	allocated	allocate	VERB
cblr-2956	1763	48	loss	loss	NOUN
cblr-2956	1763	49	adjustment	adjustment	NOUN
cblr-2956	1763	50	expense	expense	NOUN
cblr-2956	1763	51	reported	report	VERB
cblr-2956	1763	52	in	in	ADP
cblr-2956	1763	53	17d	17d	NUM
cblr-2956	1763	54	.	.	PUNCT
cblr-2956	1764	1	as	as	SCONJ
cblr-2956	1764	2	reported	report	VERB
cblr-2956	1764	3	in	in	ADP
cblr-2956	1764	4	the	the	DET
cblr-2956	1764	5	2005	2005	NUM
cblr-2956	1764	6	annual	annual	ADJ
cblr-2956	1764	7	tdi	tdi	PROPN
cblr-2956	1764	8	report	report	NOUN
cblr-2956	1764	9	(	(	PUNCT
cblr-2956	1764	10	p.	p.	NOUN
cblr-2956	1764	11	7	7	NUM
cblr-2956	1764	12	)	)	PUNCT
cblr-2956	1764	13	,	,	PUNCT
cblr-2956	1764	14	cost	cost	NOUN
cblr-2956	1764	15	containment	containment	NOUN
cblr-2956	1764	16	expenses	expense	NOUN
cblr-2956	1764	17	are	be	AUX
cblr-2956	1764	18	not	not	PART
cblr-2956	1764	19	reported	report	VERB
cblr-2956	1764	20	on	on	ADP
cblr-2956	1764	21	the	the	DET
cblr-2956	1764	22	closed	closed	ADJ
cblr-2956	1764	23	claim	claim	NOUN
cblr-2956	1764	24	forms	form	NOUN
cblr-2956	1764	25	and	and	CCONJ
cblr-2956	1764	26	so	so	ADV
cblr-2956	1764	27	the	the	DET
cblr-2956	1764	28	expenses	expense	NOUN
cblr-2956	1764	29	incurred	incur	VERB
cblr-2956	1764	30	to	to	PART
cblr-2956	1764	31	settle	settle	VERB
cblr-2956	1764	32	the	the	DET
cblr-2956	1764	33	claim	claim	NOUN
cblr-2956	1764	34	are	be	AUX
cblr-2956	1764	35	understated	understate	VERB
cblr-2956	1764	36	.	.	PUNCT
cblr-2956	1765	1	elapsed	elapse	VERB
cblr-2956	1765	2	time	time	NOUN
cblr-2956	1765	3	et1b1	et1b1	DET
cblr-2956	1765	4	g	g	NOUN
cblr-2956	1765	5	elapsed	elapse	VERB
cblr-2956	1765	6	time	time	NOUN
cblr-2956	1765	7	between	between	ADP
cblr-2956	1765	8	date	date	NOUN
cblr-2956	1765	9	reported	report	VERB
cblr-2956	1765	10	to	to	PART
cblr-2956	1765	11	insurer	insurer	NOUN
cblr-2956	1765	12	and	and	CCONJ
cblr-2956	1765	13	date	date	NOUN
cblr-2956	1765	14	claim	claim	NOUN
cblr-2956	1765	15	closed	close	VERB
cblr-2956	1765	16	,	,	PUNCT
cblr-2956	1765	17	calculated	calculate	VERB
cblr-2956	1765	18	by	by	ADP
cblr-2956	1765	19	tdi	tdi	PROPN
cblr-2956	1765	20	from	from	ADP
cblr-2956	1765	21	lb	lb	NUM
cblr-2956	1765	22	and	and	CCONJ
cblr-2956	1765	23	1	1	NUM
cblr-2956	1765	24	g.	g.	PROPN
cblr-2956	1765	25	col	col	PROPN
cblr-2956	1765	26	umbia	umbia	PROPN
cblr-2956	1765	27	b	b	PROPN
cblr-2956	1766	1	usiness	usiness	PROPN
cblr-2956	1766	2	la	la	PROPN
cblr-2956	1766	3	wre	wre	PROPN
cblr-2956	1766	4	vie	vie	PROPN
cblr-2956	1766	5	w	w	PROPN
cblr-2956	1767	1	[	[	X
cblr-2956	1767	2	vol	vol	NOUN
cblr-2956	1767	3	.	.	NOUN
cblr-2956	1767	4	2008	2008	NUM