id	sid	tid	token	lemma	pos
cblr-3008	1	1	in	in	ADP
cblr-3008	1	2	re	re	PROPN
cblr-3008	1	3	visa	visa	NOUN
cblr-3008	1	4	check	check	VERB
cblr-3008	1	5	/	/	SYM
cblr-3008	1	6	mastermoney	mastermoney	ADJ
cblr-3008	1	7	antitrust	antitrust	ADJ
cblr-3008	1	8	litigation	litigation	NOUN
cblr-3008	1	9	:	:	PUNCT
cblr-3008	1	10	a	a	DET
cblr-3008	1	11	study	study	NOUN
cblr-3008	1	12	of	of	ADP
cblr-3008	1	13	market	market	NOUN
cblr-3008	1	14	failure	failure	NOUN
cblr-3008	1	15	in	in	ADP
cblr-3008	1	16	a	a	DET
cblr-3008	1	17	two	two	NUM
cblr-3008	1	18	-	-	PUNCT
cblr-3008	1	19	sided	sided	ADJ
cblr-3008	1	20	market	market	NOUN
cblr-3008	1	21	in	in	ADP
cblr-3008	1	22	re	re	PROPN
cblr-3008	1	23	visa	visa	NOUN
cblr-3008	1	24	check	check	VERB
cblr-3008	1	25	/	/	SYM
cblr-3008	1	26	mastermoney	mastermoney	ADJ
cblr-3008	1	27	antitrust	antitrust	ADJ
cblr-3008	1	28	litigation	litigation	NOUN
cblr-3008	1	29	:	:	PUNCT
cblr-3008	1	30	a	a	DET
cblr-3008	1	31	study	study	NOUN
cblr-3008	1	32	of	of	ADP
cblr-3008	1	33	market	market	NOUN
cblr-3008	1	34	failure	failure	NOUN
cblr-3008	1	35	in	in	ADP
cblr-3008	1	36	a	a	DET
cblr-3008	1	37	two	two	NUM
cblr-3008	1	38	-	-	PUNCT
cblr-3008	1	39	sided	sided	ADJ
cblr-3008	1	40	market	market	NOUN
cblr-3008	1	41	lloyd	lloyd	PROPN
cblr-3008	1	42	constantine	constantine	PROPN
cblr-3008	1	43	*	*	PROPN
cblr-3008	1	44	jeffrey	jeffrey	PROPN
cblr-3008	1	45	i.	i.	PROPN
cblr-3008	1	46	shinder	shinder	PROPN
cblr-3008	1	47	*	*	PROPN
cblr-3008	1	48	kerin	kerin	PROPN
cblr-3008	1	49	e.	e.	PROPN
cblr-3008	1	50	coughlin	coughlin	PROPN
cblr-3008	1	51	*	*	PROPN
cblr-3008	1	52	i.	i.	PROPN
cblr-3008	1	53	introduction	introduction	NOUN
cblr-3008	1	54	................................................................	................................................................	PUNCT
cblr-3008	1	55	599	599	NUM
cblr-3008	1	56	ii	ii	NOUN
cblr-3008	1	57	.	.	PUNCT
cblr-3008	2	1	what	what	PRON
cblr-3008	2	2	is	be	AUX
cblr-3008	2	3	a	a	DET
cblr-3008	2	4	two	two	NUM
cblr-3008	2	5	-	-	PUNCT
cblr-3008	2	6	sided	sided	ADJ
cblr-3008	2	7	market	market	NOUN
cblr-3008	2	8	?	?	PUNCT
cblr-3008	3	1	...................	...................	PUNCT
cblr-3008	4	1	................	................	PUNCT
cblr-3008	5	1	600	600	NUM
cblr-3008	5	2	a.	a.	NOUN
cblr-3008	5	3	getting	get	VERB
cblr-3008	5	4	both	both	DET
cblr-3008	5	5	sides	side	NOUN
cblr-3008	5	6	on	on	ADP
cblr-3008	5	7	board	board	NOUN
cblr-3008	5	8	:	:	PUNCT
cblr-3008	5	9	the	the	DET
cblr-3008	5	10	"	"	PUNCT
cblr-3008	5	11	chicken	chicken	NOUN
cblr-3008	5	12	and	and	CCONJ
cblr-3008	5	13	egg	egg	NOUN
cblr-3008	5	14	"	"	PUNCT
cblr-3008	5	15	problem	problem	NOUN
cblr-3008	5	16	................................................	................................................	PUNCT
cblr-3008	5	17	602	602	NUM
cblr-3008	5	18	b	b	NOUN
cblr-3008	5	19	.	.	PUNCT
cblr-3008	6	1	m	m	VERB
cblr-3008	7	1	ultihom	ultihom	ADJ
cblr-3008	7	2	ing	ing	ADJ
cblr-3008	7	3	........................................................	........................................................	PUNCT
cblr-3008	7	4	603	603	NUM
cblr-3008	7	5	iii	iii	NOUN
cblr-3008	7	6	.	.	PUNCT
cblr-3008	7	7	implications	implication	NOUN
cblr-3008	7	8	for	for	ADP
cblr-3008	7	9	antitrust	antitrust	ADJ
cblr-3008	7	10	analysis	analysis	NOUN
cblr-3008	7	11	..........................	..........................	PUNCT
cblr-3008	7	12	604	604	NUM
cblr-3008	7	13	a.	a.	NOUN
cblr-3008	7	14	a	a	DET
cblr-3008	7	15	case	case	NOUN
cblr-3008	7	16	study	study	NOUN
cblr-3008	7	17	of	of	ADP
cblr-3008	7	18	antitrust	antitrust	ADJ
cblr-3008	7	19	injury	injury	NOUN
cblr-3008	7	20	in	in	ADP
cblr-3008	7	21	a	a	DET
cblr-3008	7	22	twosided	twoside	VERB
cblr-3008	7	23	market	market	NOUN
cblr-3008	7	24	:	:	PUNCT
cblr-3008	7	25	in	in	ADP
cblr-3008	7	26	re	re	VERB
cblr-3008	7	27	visa	visa	NOUN
cblr-3008	7	28	check	check	VERB
cblr-3008	7	29	..........................	..........................	PUNCT
cblr-3008	8	1	605	605	NUM
cblr-3008	8	2	1	1	NUM
cblr-3008	8	3	.	.	PUNCT
cblr-3008	9	1	the	the	DET
cblr-3008	9	2	merchants	merchant	NOUN
cblr-3008	9	3	'	'	PART
cblr-3008	9	4	antitrust	antitrust	ADJ
cblr-3008	9	5	injury	injury	NOUN
cblr-3008	9	6	and	and	CCONJ
cblr-3008	9	7	dam	dam	NOUN
cblr-3008	9	8	ages	age	NOUN
cblr-3008	9	9	theory	theory	NOUN
cblr-3008	9	10	.............................................	.............................................	PUNCT
cblr-3008	9	11	605	605	NUM
cblr-3008	9	12	2	2	NUM
cblr-3008	9	13	.	.	PUNCT
cblr-3008	9	14	visa	visa	PROPN
cblr-3008	9	15	's	's	PART
cblr-3008	9	16	and	and	CCONJ
cblr-3008	9	17	mastercard	mastercard	NOUN
cblr-3008	9	18	's	's	PART
cblr-3008	9	19	counterarguments	counterargument	NOUN
cblr-3008	9	20	610	610	NUM
cblr-3008	9	21	3	3	NUM
cblr-3008	9	22	.	.	PUNCT
cblr-3008	10	1	why	why	SCONJ
cblr-3008	10	2	visa	visa	NOUN
cblr-3008	10	3	's	's	PART
cblr-3008	10	4	and	and	CCONJ
cblr-3008	10	5	mastercard	mastercard	NOUN
cblr-3008	10	6	's	's	PART
cblr-3008	10	7	counterarguments	counterargument	NOUN
cblr-3008	10	8	are	be	AUX
cblr-3008	10	9	wrong	wrong	ADJ
cblr-3008	10	10	......................	......................	PUNCT
cblr-3008	10	11	612	612	NUM
cblr-3008	10	12	iv	iv	NOUN
cblr-3008	10	13	.	.	PUNCT
cblr-3008	11	1	c	c	PROPN
cblr-3008	11	2	onclusion	onclusion	NOUN
cblr-3008	11	3	..................................................................	..................................................................	PUNCT
cblr-3008	11	4	615	615	NUM
cblr-3008	11	5	i.	i.	NOUN
cblr-3008	11	6	introduction	introduction	NOUN
cblr-3008	11	7	in	in	ADP
cblr-3008	11	8	the	the	DET
cblr-3008	11	9	wake	wake	NOUN
cblr-3008	11	10	of	of	ADP
cblr-3008	11	11	landmark	landmark	NOUN
cblr-3008	11	12	antitrust	antitrust	ADJ
cblr-3008	11	13	litigation	litigation	NOUN
cblr-3008	11	14	in	in	ADP
cblr-3008	11	15	the	the	DET
cblr-3008	11	16	high	high	ADJ
cblr-3008	11	17	technology	technology	NOUN
cblr-3008	11	18	and	and	CCONJ
cblr-3008	11	19	payment	payment	NOUN
cblr-3008	11	20	systems	system	NOUN
cblr-3008	11	21	industries	industry	NOUN
cblr-3008	11	22	,	,	PUNCT
cblr-3008	11	23	antitrust	antitrust	ADJ
cblr-3008	11	24	commentators	commentator	NOUN
cblr-3008	11	25	and	and	CCONJ
cblr-3008	11	26	economists	economist	NOUN
cblr-3008	11	27	have	have	AUX
cblr-3008	11	28	increasingly	increasingly	ADV
cblr-3008	11	29	focused	focus	VERB
cblr-3008	11	30	on	on	ADP
cblr-3008	11	31	the	the	DET
cblr-3008	11	32	unique	unique	ADJ
cblr-3008	11	33	issues	issue	NOUN
cblr-3008	11	34	raised	raise	VERB
cblr-3008	11	35	by	by	ADP
cblr-3008	11	36	two	two	NUM
cblr-3008	11	37	-	-	PUNCT
cblr-3008	11	38	sided	sided	ADJ
cblr-3008	11	39	markets	market	NOUN
cblr-3008	11	40	.	.	PUNCT
cblr-3008	12	1	this	this	PRON
cblr-3008	12	2	*	*	PUNCT
cblr-3008	12	3	messrs	messrs	PROPN
cblr-3008	12	4	.	.	PUNCT
cblr-3008	12	5	constantine	constantine	PROPN
cblr-3008	12	6	and	and	CCONJ
cblr-3008	12	7	shinder	shinder	NOUN
cblr-3008	12	8	are	be	AUX
cblr-3008	12	9	partners	partner	NOUN
cblr-3008	12	10	in	in	ADP
cblr-3008	12	11	the	the	DET
cblr-3008	12	12	firm	firm	NOUN
cblr-3008	12	13	of	of	ADP
cblr-3008	12	14	constantine	constantine	PROPN
cblr-3008	12	15	cannon	cannon	PROPN
cblr-3008	12	16	,	,	PUNCT
cblr-3008	12	17	p.c	p.c	PROPN
cblr-3008	12	18	.	.	PROPN
cblr-3008	12	19	(	(	PUNCT
cblr-3008	12	20	formerly	formerly	ADV
cblr-3008	12	21	constantine	constantine	PROPN
cblr-3008	12	22	&	&	CCONJ
cblr-3008	12	23	partners	partner	NOUN
cblr-3008	12	24	)	)	PUNCT
cblr-3008	12	25	,	,	PUNCT
cblr-3008	12	26	and	and	CCONJ
cblr-3008	12	27	served	serve	VERB
cblr-3008	12	28	as	as	ADP
cblr-3008	12	29	lead	lead	NOUN
cblr-3008	12	30	counsel	counsel	NOUN
cblr-3008	12	31	for	for	ADP
cblr-3008	12	32	the	the	DET
cblr-3008	12	33	plaintiff	plaintiff	NOUN
cblr-3008	12	34	class	class	NOUN
cblr-3008	12	35	in	in	ADP
cblr-3008	12	36	in	in	ADP
cblr-3008	12	37	re	re	PROPN
cblr-3008	12	38	visa	visa	NOUN
cblr-3008	12	39	check	check	VERB
cblr-3008	12	40	/	/	SYM
cblr-3008	12	41	mastermoney	mastermoney	ADJ
cblr-3008	12	42	antitrust	antitrust	ADJ
cblr-3008	12	43	litigation	litigation	NOUN
cblr-3008	12	44	.	.	PUNCT
cblr-3008	13	1	ms	ms	PROPN
cblr-3008	13	2	.	.	PROPN
cblr-3008	13	3	coughlin	coughlin	PROPN
cblr-3008	13	4	is	be	AUX
cblr-3008	13	5	an	an	DET
cblr-3008	13	6	associate	associate	NOUN
cblr-3008	13	7	with	with	ADP
cblr-3008	13	8	the	the	DET
cblr-3008	13	9	firm	firm	NOUN
cblr-3008	13	10	.	.	PUNCT
cblr-3008	14	1	mr	mr	PROPN
cblr-3008	14	2	.	.	PROPN
cblr-3008	14	3	constantine	constantine	PROPN
cblr-3008	14	4	and	and	CCONJ
cblr-3008	14	5	ms	ms	PROPN
cblr-3008	14	6	.	.	PROPN
cblr-3008	14	7	coughlin	coughlin	PROPN
cblr-3008	14	8	are	be	AUX
cblr-3008	14	9	graduates	graduate	NOUN
cblr-3008	14	10	of	of	ADP
cblr-3008	14	11	columbia	columbia	PROPN
cblr-3008	14	12	law	law	PROPN
cblr-3008	14	13	school	school	PROPN
cblr-3008	14	14	.	.	PUNCT
cblr-3008	15	1	columbia	columbia	PROPN
cblr-3008	15	2	business	business	PROPN
cblr-3008	15	3	la	la	PROPN
cblr-3008	15	4	w	w	PROPN
cblr-3008	15	5	re	re	VERB
cblr-3008	15	6	view	view	VERB
cblr-3008	15	7	attention	attention	NOUN
cblr-3008	15	8	intensified	intensify	VERB
cblr-3008	15	9	following	follow	VERB
cblr-3008	15	10	the	the	DET
cblr-3008	15	11	merchant	merchant	NOUN
cblr-3008	15	12	class	class	NOUN
cblr-3008	15	13	action	action	NOUN
cblr-3008	15	14	against	against	ADP
cblr-3008	15	15	visa	visa	NOUN
cblr-3008	15	16	and	and	CCONJ
cblr-3008	15	17	mastercard	mastercard	NOUN
cblr-3008	15	18	,	,	PUNCT
cblr-3008	15	19	in	in	ADP
cblr-3008	15	20	re	re	VERB
cblr-3008	15	21	visa	visa	NOUN
cblr-3008	15	22	check	check	VERB
cblr-3008	15	23	/	/	SYM
cblr-3008	15	24	mastermoney	mastermoney	ADJ
cblr-3008	15	25	antitrust	antitrust	ADJ
cblr-3008	15	26	litigation	litigation	NOUN
cblr-3008	15	27	(	(	PUNCT
cblr-3008	15	28	"	"	PUNCT
cblr-3008	15	29	in	in	ADP
cblr-3008	15	30	re	re	VERB
cblr-3008	15	31	visa	visa	NOUN
cblr-3008	15	32	check	check	NOUN
cblr-3008	15	33	"	"	PUNCT
cblr-3008	15	34	)	)	PUNCT
cblr-3008	15	35	,	,	PUNCT
cblr-3008	15	36	'	'	PUNCT
cblr-3008	15	37	in	in	ADP
cblr-3008	15	38	which	which	PRON
cblr-3008	15	39	the	the	DET
cblr-3008	15	40	defendants	defendant	NOUN
cblr-3008	15	41	unsuccessfully	unsuccessfully	ADV
cblr-3008	15	42	contended	contend	VERB
cblr-3008	15	43	that	that	SCONJ
cblr-3008	15	44	the	the	DET
cblr-3008	15	45	merchants	merchant	NOUN
cblr-3008	15	46	could	could	AUX
cblr-3008	15	47	not	not	PART
cblr-3008	15	48	prove	prove	VERB
cblr-3008	15	49	antitrust	antitrust	ADJ
cblr-3008	15	50	injury	injury	NOUN
cblr-3008	15	51	because	because	SCONJ
cblr-3008	15	52	their	their	PRON
cblr-3008	15	53	damage	damage	NOUN
cblr-3008	15	54	theory	theory	NOUN
cblr-3008	15	55	supposedly	supposedly	ADV
cblr-3008	15	56	did	do	AUX
cblr-3008	15	57	not	not	PART
cblr-3008	15	58	account	account	VERB
cblr-3008	15	59	for	for	ADP
cblr-3008	15	60	the	the	DET
cblr-3008	15	61	twosided	twoside	VERB
cblr-3008	15	62	nature	nature	NOUN
cblr-3008	15	63	of	of	ADP
cblr-3008	15	64	the	the	DET
cblr-3008	15	65	payment	payment	NOUN
cblr-3008	15	66	card	card	NOUN
cblr-3008	15	67	market	market	NOUN
cblr-3008	15	68	.	.	PUNCT
cblr-3008	16	1	visa	visa	NOUN
cblr-3008	16	2	and	and	CCONJ
cblr-3008	16	3	mastercard	mastercard	PROPN
cblr-3008	16	4	argued	argue	VERB
cblr-3008	16	5	that	that	SCONJ
cblr-3008	16	6	to	to	PART
cblr-3008	16	7	assert	assert	VERB
cblr-3008	16	8	a	a	DET
cblr-3008	16	9	damage	damage	NOUN
cblr-3008	16	10	claim	claim	NOUN
cblr-3008	16	11	in	in	ADP
cblr-3008	16	12	a	a	DET
cblr-3008	16	13	twosided	twoside	VERB
cblr-3008	16	14	market	market	NOUN
cblr-3008	16	15	,	,	PUNCT
cblr-3008	16	16	buyers	buyer	NOUN
cblr-3008	16	17	must	must	AUX
cblr-3008	16	18	show	show	VERB
cblr-3008	16	19	an	an	DET
cblr-3008	16	20	overcharge	overcharge	NOUN
cblr-3008	16	21	impacting	impact	VERB
cblr-3008	16	22	both	both	DET
cblr-3008	16	23	sides	side	NOUN
cblr-3008	16	24	of	of	ADP
cblr-3008	16	25	the	the	DET
cblr-3008	16	26	market	market	NOUN
cblr-3008	16	27	,	,	PUNCT
cblr-3008	16	28	regardless	regardless	ADV
cblr-3008	16	29	of	of	ADP
cblr-3008	16	30	which	which	DET
cblr-3008	16	31	side	side	NOUN
cblr-3008	16	32	they	they	PRON
cblr-3008	16	33	are	be	AUX
cblr-3008	16	34	on	on	ADP
cblr-3008	16	35	.	.	PUNCT
cblr-3008	17	1	according	accord	VERB
cblr-3008	17	2	to	to	ADP
cblr-3008	17	3	visa	visa	NOUN
cblr-3008	17	4	and	and	CCONJ
cblr-3008	17	5	mastercard	mastercard	PROPN
cblr-3008	17	6	,	,	PUNCT
cblr-3008	17	7	the	the	DET
cblr-3008	17	8	merchants	merchant	NOUN
cblr-3008	17	9	had	have	AUX
cblr-3008	17	10	not	not	PART
cblr-3008	17	11	done	do	VERB
cblr-3008	17	12	so	so	ADV
cblr-3008	17	13	and	and	CCONJ
cblr-3008	17	14	,	,	PUNCT
cblr-3008	17	15	therefore	therefore	ADV
cblr-3008	17	16	,	,	PUNCT
cblr-3008	17	17	their	their	PRON
cblr-3008	17	18	claims	claim	NOUN
cblr-3008	17	19	should	should	AUX
cblr-3008	17	20	have	have	AUX
cblr-3008	17	21	been	be	AUX
cblr-3008	17	22	dismissed	dismiss	VERB
cblr-3008	17	23	on	on	ADP
cblr-3008	17	24	summary	summary	NOUN
cblr-3008	17	25	judgment.2	judgment.2	NOUN
cblr-3008	17	26	this	this	DET
cblr-3008	17	27	paper	paper	NOUN
cblr-3008	17	28	explains	explain	VERB
cblr-3008	17	29	why	why	SCONJ
cblr-3008	17	30	,	,	PUNCT
cblr-3008	17	31	contrary	contrary	ADV
cblr-3008	17	32	to	to	ADP
cblr-3008	17	33	visa	visa	NOUN
cblr-3008	17	34	's	's	PART
cblr-3008	17	35	and	and	CCONJ
cblr-3008	17	36	mastercard	mastercard	NOUN
cblr-3008	17	37	's	's	PART
cblr-3008	17	38	spin	spin	NOUN
cblr-3008	17	39	,	,	PUNCT
cblr-3008	17	40	in	in	ADP
cblr-3008	17	41	re	re	PRON
cblr-3008	17	42	visa	visa	NOUN
cblr-3008	17	43	check	check	NOUN
cblr-3008	17	44	provides	provide	VERB
cblr-3008	17	45	an	an	DET
cblr-3008	17	46	example	example	NOUN
cblr-3008	17	47	of	of	ADP
cblr-3008	17	48	a	a	DET
cblr-3008	17	49	strong	strong	ADJ
cblr-3008	17	50	antitrust	antitrust	ADJ
cblr-3008	17	51	damages	damage	NOUN
cblr-3008	17	52	claim	claim	NOUN
cblr-3008	17	53	in	in	ADP
cblr-3008	17	54	a	a	DET
cblr-3008	17	55	two	two	NUM
cblr-3008	17	56	-	-	PUNCT
cblr-3008	17	57	sided	sided	ADJ
cblr-3008	17	58	market	market	NOUN
cblr-3008	17	59	.	.	PUNCT
cblr-3008	18	1	in	in	ADP
cblr-3008	18	2	fact	fact	NOUN
cblr-3008	18	3	,	,	PUNCT
cblr-3008	18	4	the	the	DET
cblr-3008	18	5	case	case	NOUN
cblr-3008	18	6	demonstrates	demonstrate	VERB
cblr-3008	18	7	that	that	SCONJ
cblr-3008	18	8	subverting	subvert	VERB
cblr-3008	18	9	competition	competition	NOUN
cblr-3008	18	10	on	on	ADP
cblr-3008	18	11	one	one	NUM
cblr-3008	18	12	side	side	NOUN
cblr-3008	18	13	of	of	ADP
cblr-3008	18	14	the	the	DET
cblr-3008	18	15	market	market	NOUN
cblr-3008	18	16	can	can	AUX
cblr-3008	18	17	facilitate	facilitate	VERB
cblr-3008	18	18	and	and	CCONJ
cblr-3008	18	19	exacerbate	exacerbate	VERB
cblr-3008	18	20	the	the	DET
cblr-3008	18	21	cartelization	cartelization	NOUN
cblr-3008	18	22	of	of	ADP
cblr-3008	18	23	the	the	DET
cblr-3008	18	24	other	other	ADJ
cblr-3008	18	25	.	.	PUNCT
cblr-3008	19	1	consequently	consequently	ADV
cblr-3008	19	2	,	,	PUNCT
cblr-3008	19	3	buyers	buyer	NOUN
cblr-3008	19	4	on	on	ADP
cblr-3008	19	5	either	either	DET
cblr-3008	19	6	side	side	NOUN
cblr-3008	19	7	of	of	ADP
cblr-3008	19	8	the	the	DET
cblr-3008	19	9	market	market	NOUN
cblr-3008	19	10	have	have	AUX
cblr-3008	19	11	suffered	suffer	VERB
cblr-3008	19	12	antitrust	antitrust	ADJ
cblr-3008	19	13	injury	injury	NOUN
cblr-3008	19	14	and	and	CCONJ
cblr-3008	19	15	need	need	AUX
cblr-3008	19	16	not	not	PART
cblr-3008	19	17	prove	prove	VERB
cblr-3008	19	18	an	an	DET
cblr-3008	19	19	overcharge	overcharge	NOUN
cblr-3008	19	20	affecting	affect	VERB
cblr-3008	19	21	both	both	DET
cblr-3008	19	22	sides	side	NOUN
cblr-3008	19	23	to	to	PART
cblr-3008	19	24	prevail	prevail	VERB
cblr-3008	19	25	.	.	PUNCT
cblr-3008	20	1	before	before	ADP
cblr-3008	20	2	examining	examine	VERB
cblr-3008	20	3	in	in	ADP
cblr-3008	20	4	re	re	ADP
cblr-3008	20	5	visa	visa	NOUN
cblr-3008	20	6	check	check	VERB
cblr-3008	20	7	in	in	ADP
cblr-3008	20	8	more	more	ADJ
cblr-3008	20	9	detail	detail	NOUN
cblr-3008	20	10	,	,	PUNCT
cblr-3008	20	11	this	this	DET
cblr-3008	20	12	article	article	NOUN
cblr-3008	20	13	will	will	AUX
cblr-3008	20	14	explain	explain	VERB
cblr-3008	20	15	the	the	DET
cblr-3008	20	16	characteristics	characteristic	NOUN
cblr-3008	20	17	of	of	ADP
cblr-3008	20	18	two	two	NUM
cblr-3008	20	19	-	-	PUNCT
cblr-3008	20	20	sided	sided	ADJ
cblr-3008	20	21	markets	market	NOUN
cblr-3008	20	22	and	and	CCONJ
cblr-3008	20	23	outline	outline	VERB
cblr-3008	20	24	why	why	SCONJ
cblr-3008	20	25	these	these	DET
cblr-3008	20	26	markets	market	NOUN
cblr-3008	20	27	sometimes	sometimes	ADV
cblr-3008	20	28	raise	raise	VERB
cblr-3008	20	29	unique	unique	ADJ
cblr-3008	20	30	issues	issue	NOUN
cblr-3008	20	31	.	.	PUNCT
cblr-3008	21	1	ii	ii	X
cblr-3008	21	2	.	.	PUNCT
cblr-3008	22	1	what	what	PRON
cblr-3008	22	2	is	be	AUX
cblr-3008	22	3	a	a	DET
cblr-3008	22	4	two	two	NUM
cblr-3008	22	5	-	-	PUNCT
cblr-3008	22	6	sided	sided	ADJ
cblr-3008	22	7	market	market	NOUN
cblr-3008	22	8	?	?	PUNCT
cblr-3008	23	1	a	a	DET
cblr-3008	23	2	"	"	PUNCT
cblr-3008	23	3	two	two	NUM
cblr-3008	23	4	-	-	PUNCT
cblr-3008	23	5	sided	sided	ADJ
cblr-3008	23	6	market	market	NOUN
cblr-3008	23	7	"	"	PUNCT
cblr-3008	23	8	is	be	AUX
cblr-3008	23	9	a	a	DET
cblr-3008	23	10	market	market	NOUN
cblr-3008	23	11	in	in	ADP
cblr-3008	23	12	which	which	PRON
cblr-3008	23	13	two	two	NUM
cblr-3008	23	14	seemingly	seemingly	ADV
cblr-3008	23	15	distinct	distinct	ADJ
cblr-3008	23	16	groups	group	NOUN
cblr-3008	23	17	of	of	ADP
cblr-3008	23	18	customers	customer	NOUN
cblr-3008	23	19	need	need	VERB
cblr-3008	23	20	each	each	DET
cblr-3008	23	21	other	other	ADJ
cblr-3008	23	22	in	in	ADP
cblr-3008	23	23	some	some	DET
cblr-3008	23	24	way	way	NOUN
cblr-3008	23	25	,	,	PUNCT
cblr-3008	23	26	such	such	ADJ
cblr-3008	23	27	that	that	SCONJ
cblr-3008	23	28	each	each	DET
cblr-3008	23	29	group	group	NOUN
cblr-3008	23	30	's	's	PART
cblr-3008	23	31	demand	demand	NOUN
cblr-3008	23	32	for	for	ADP
cblr-3008	23	33	a	a	DET
cblr-3008	23	34	product	product	NOUN
cblr-3008	23	35	is	be	AUX
cblr-3008	23	36	dependent	dependent	ADJ
cblr-3008	23	37	on	on	ADP
cblr-3008	23	38	the	the	DET
cblr-3008	23	39	other	other	ADJ
cblr-3008	23	40	group	group	NOUN
cblr-3008	23	41	's	's	PART
cblr-3008	23	42	demand	demand	NOUN
cblr-3008	23	43	for	for	ADP
cblr-3008	23	44	the	the	DET
cblr-3008	23	45	same	same	ADJ
cblr-3008	23	46	(	(	PUNCT
cblr-3008	23	47	or	or	CCONJ
cblr-3008	23	48	a	a	DET
cblr-3008	23	49	related	related	ADJ
cblr-3008	23	50	)	)	PUNCT
cblr-3008	23	51	297	297	NUM
cblr-3008	23	52	f.	f.	PROPN
cblr-3008	23	53	supp	supp	PROPN
cblr-3008	23	54	.	.	PUNCT
cblr-3008	24	1	2d	2d	PROPN
cblr-3008	24	2	503	503	NUM
cblr-3008	24	3	(	(	PUNCT
cblr-3008	24	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	24	5	.	.	NOUN
cblr-3008	24	6	2003	2003	NUM
cblr-3008	24	7	)	)	PUNCT
cblr-3008	24	8	,	,	PUNCT
cblr-3008	24	9	affd	affd	PROPN
cblr-3008	24	10	sub	sub	PROPN
cblr-3008	24	11	nom	nom	PROPN
cblr-3008	24	12	.	.	PROPN
cblr-3008	24	13	wal	wal	PROPN
cblr-3008	24	14	-	-	PUNCT
cblr-3008	24	15	mart	mart	PROPN
cblr-3008	24	16	stores	stores	PROPN
cblr-3008	24	17	,	,	PUNCT
cblr-3008	24	18	inc	inc	PROPN
cblr-3008	24	19	.	.	PROPN
cblr-3008	24	20	v.	v.	ADP
cblr-3008	24	21	visa	visa	PROPN
cblr-3008	24	22	u.s.a	u.s.a	PROPN
cblr-3008	24	23	.	.	PROPN
cblr-3008	24	24	,	,	PUNCT
cblr-3008	24	25	inc	inc	PROPN
cblr-3008	24	26	.	.	PROPN
cblr-3008	24	27	,	,	PUNCT
cblr-3008	24	28	396	396	NUM
cblr-3008	24	29	f.3d	f.3d	NUM
cblr-3008	24	30	96	96	NUM
cblr-3008	24	31	(	(	PUNCT
cblr-3008	24	32	2d	2d	NUM
cblr-3008	24	33	cir	cir	NOUN
cblr-3008	24	34	.	.	PROPN
cblr-3008	24	35	2005	2005	NUM
cblr-3008	24	36	)	)	PUNCT
cblr-3008	24	37	,	,	PUNCT
cblr-3008	24	38	cert	cert	PROPN
cblr-3008	24	39	.	.	PUNCT
cblr-3008	24	40	denied	deny	VERB
cblr-3008	24	41	sub	sub	PROPN
cblr-3008	24	42	nom	nom	PROPN
cblr-3008	24	43	.	.	PROPN
cblr-3008	24	44	leonardo	leonardo	PROPN
cblr-3008	24	45	's	's	PART
cblr-3008	24	46	pizza	pizza	NOUN
cblr-3008	24	47	by	by	ADP
cblr-3008	24	48	the	the	DET
cblr-3008	24	49	slice	slice	PROPN
cblr-3008	24	50	,	,	PUNCT
cblr-3008	24	51	inc	inc	PROPN
cblr-3008	24	52	.	.	PROPN
cblr-3008	24	53	v.	v.	ADP
cblr-3008	24	54	wal	wal	PROPN
cblr-3008	24	55	-	-	PROPN
cblr-3008	24	56	mart	mart	PROPN
cblr-3008	24	57	stores	stores	PROPN
cblr-3008	24	58	,	,	PUNCT
cblr-3008	24	59	inc	inc	PROPN
cblr-3008	24	60	.	.	PROPN
cblr-3008	24	61	,	,	PUNCT
cblr-3008	24	62	125	125	NUM
cblr-3008	24	63	s.	s.	PROPN
cblr-3008	24	64	ct	ct	PROPN
cblr-3008	24	65	.	.	PROPN
cblr-3008	24	66	2277	2277	NUM
cblr-3008	24	67	(	(	PUNCT
cblr-3008	24	68	2005	2005	NUM
cblr-3008	24	69	)	)	PUNCT
cblr-3008	24	70	.	.	PUNCT
cblr-3008	25	1	in	in	ADP
cblr-3008	25	2	re	re	PROPN
cblr-3008	25	3	visa	visa	NOUN
cblr-3008	25	4	check	check	NOUN
cblr-3008	25	5	,	,	PUNCT
cblr-3008	25	6	no	no	INTJ
cblr-3008	25	7	.	.	NOUN
cblr-3008	25	8	96	96	NUM
cblr-3008	25	9	-	-	PUNCT
cblr-3008	25	10	cv-5238	cv-5238	NOUN
cblr-3008	25	11	,	,	PUNCT
cblr-3008	25	12	2003	2003	NUM
cblr-3008	25	13	wl	wl	NOUN
cblr-3008	25	14	1712568	1712568	NUM
cblr-3008	25	15	,	,	PUNCT
cblr-3008	25	16	at	at	ADP
cblr-3008	25	17	*	*	NOUN
cblr-3008	25	18	8	8	NUM
cblr-3008	25	19	(	(	PUNCT
cblr-3008	25	20	e.d.n.y	e.d.n.y	PROPN
cblr-3008	25	21	.	.	PUNCT
cblr-3008	25	22	apr	apr	PROPN
cblr-3008	25	23	.	.	PROPN
cblr-3008	25	24	1	1	NUM
cblr-3008	25	25	,	,	PUNCT
cblr-3008	25	26	2003	2003	NUM
cblr-3008	25	27	)	)	PUNCT
cblr-3008	25	28	;	;	PUNCT
cblr-3008	25	29	defs	defs	PROPN
cblr-3008	25	30	.	.	PUNCT
cblr-3008	25	31	'	'	PUNCT
cblr-3008	26	1	mem	mem	ADJ
cblr-3008	26	2	.	.	PUNCT
cblr-3008	26	3	supp	supp	PROPN
cblr-3008	26	4	.	.	PUNCT
cblr-3008	27	1	mot	mot	PROPN
cblr-3008	27	2	.	.	PUNCT
cblr-3008	28	1	summ	summ	PROPN
cblr-3008	28	2	.	.	PUNCT
cblr-3008	29	1	j.	j.	PROPN
cblr-3008	29	2	or	or	CCONJ
cblr-3008	29	3	partial	partial	ADJ
cblr-3008	29	4	summ	summ	PROPN
cblr-3008	29	5	.	.	PUNCT
cblr-3008	30	1	j.	j.	PROPN
cblr-3008	31	1	at	at	ADP
cblr-3008	31	2	6163	6163	NUM
cblr-3008	31	3	,	,	PUNCT
cblr-3008	31	4	in	in	ADP
cblr-3008	31	5	re	re	VERB
cblr-3008	31	6	visa	visa	NOUN
cblr-3008	31	7	check	check	PROPN
cblr-3008	31	8	,	,	PUNCT
cblr-3008	31	9	297	297	NUM
cblr-3008	31	10	f.	f.	PROPN
cblr-3008	31	11	supp	supp	PROPN
cblr-3008	31	12	.	.	PUNCT
cblr-3008	32	1	2d	2d	PROPN
cblr-3008	32	2	503	503	NUM
cblr-3008	32	3	(	(	PUNCT
cblr-3008	32	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	32	5	.	.	NOUN
cblr-3008	32	6	2003	2003	NUM
cblr-3008	32	7	)	)	PUNCT
cblr-3008	32	8	(	(	PUNCT
cblr-3008	32	9	no	no	INTJ
cblr-3008	32	10	.	.	NOUN
cblr-3008	33	1	96	96	NUM
cblr-3008	33	2	-	-	PUNCT
cblr-3008	33	3	cv5238	cv5238	NOUN
cblr-3008	33	4	)	)	PUNCT
cblr-3008	34	1	[	[	X
cblr-3008	34	2	hereinafter	hereinafter	NOUN
cblr-3008	34	3	visa	visa	NOUN
cblr-3008	34	4	/	/	SYM
cblr-3008	34	5	mastercard	mastercard	PROPN
cblr-3008	34	6	summ	summ	PROPN
cblr-3008	34	7	.	.	PUNCT
cblr-3008	35	1	j.	j.	PROPN
cblr-3008	35	2	br	br	PROPN
cblr-3008	35	3	.	.	PROPN
cblr-3008	35	4	]	]	PUNCT
cblr-3008	35	5	.	.	PUNCT
cblr-3008	36	1	600	600	NUM
cblr-3008	37	1	[	[	NOUN
cblr-3008	37	2	vol	vol	NOUN
cblr-3008	37	3	.	.	PUNCT
cblr-3008	37	4	2005	2005	NUM
cblr-3008	37	5	no	no	NOUN
cblr-3008	37	6	.	.	PUNCT
cblr-3008	38	1	3:599	3:599	NUM
cblr-3008	38	2	]	]	X
cblr-3008	38	3	in	in	ADP
cblr-3008	38	4	re	re	PROPN
cblr-3008	38	5	visa	visa	PROPN
cblr-3008	38	6	checkimastermoney	checkimastermoney	PROPN
cblr-3008	38	7	antitrust	antitrust	ADJ
cblr-3008	38	8	litigation	litigation	NOUN
cblr-3008	38	9	601	601	NUM
cblr-3008	38	10	product	product	NOUN
cblr-3008	38	11	.	.	PUNCT
cblr-3008	38	12	'	'	PUNCT
cblr-3008	39	1	one	one	NUM
cblr-3008	39	2	example	example	NOUN
cblr-3008	39	3	of	of	ADP
cblr-3008	39	4	a	a	DET
cblr-3008	39	5	two	two	NUM
cblr-3008	39	6	-	-	PUNCT
cblr-3008	39	7	sided	sided	ADJ
cblr-3008	39	8	market	market	NOUN
cblr-3008	39	9	is	be	AUX
cblr-3008	39	10	the	the	DET
cblr-3008	39	11	market	market	NOUN
cblr-3008	39	12	for	for	ADP
cblr-3008	39	13	dating	date	VERB
cblr-3008	39	14	services	service	NOUN
cblr-3008	39	15	.	.	PUNCT
cblr-3008	40	1	there	there	ADV
cblr-3008	40	2	,	,	PUNCT
cblr-3008	40	3	men	man	NOUN
cblr-3008	40	4	and	and	CCONJ
cblr-3008	40	5	women	woman	NOUN
cblr-3008	40	6	have	have	VERB
cblr-3008	40	7	interdependent	interdependent	ADJ
cblr-3008	40	8	demand	demand	NOUN
cblr-3008	40	9	as	as	ADP
cblr-3008	40	10	neither	neither	CCONJ
cblr-3008	40	11	will	will	AUX
cblr-3008	40	12	be	be	AUX
cblr-3008	40	13	interested	interested	ADJ
cblr-3008	40	14	in	in	ADP
cblr-3008	40	15	such	such	ADJ
cblr-3008	40	16	services	service	NOUN
cblr-3008	40	17	if	if	SCONJ
cblr-3008	40	18	members	member	NOUN
cblr-3008	40	19	of	of	ADP
cblr-3008	40	20	the	the	DET
cblr-3008	40	21	other	other	ADJ
cblr-3008	40	22	group	group	NOUN
cblr-3008	40	23	do	do	AUX
cblr-3008	40	24	not	not	PART
cblr-3008	40	25	participate	participate	VERB
cblr-3008	40	26	.	.	PUNCT
cblr-3008	41	1	payment	payment	NOUN
cblr-3008	41	2	card	card	NOUN
cblr-3008	41	3	system	system	NOUN
cblr-3008	41	4	markets	market	NOUN
cblr-3008	41	5	have	have	VERB
cblr-3008	41	6	similar	similar	ADJ
cblr-3008	41	7	features	feature	NOUN
cblr-3008	41	8	.	.	PUNCT
cblr-3008	42	1	in	in	ADP
cblr-3008	42	2	these	these	DET
cblr-3008	42	3	markets	market	NOUN
cblr-3008	42	4	,	,	PUNCT
cblr-3008	42	5	the	the	DET
cblr-3008	42	6	buyers	buyer	NOUN
cblr-3008	42	7	with	with	ADP
cblr-3008	42	8	interdependent	interdependent	ADJ
cblr-3008	42	9	demand	demand	NOUN
cblr-3008	42	10	are	be	AUX
cblr-3008	42	11	consumers	consumer	NOUN
cblr-3008	42	12	and	and	CCONJ
cblr-3008	42	13	merchants	merchant	NOUN
cblr-3008	42	14	.	.	PUNCT
cblr-3008	43	1	consumers	consumer	NOUN
cblr-3008	43	2	need	need	VERB
cblr-3008	43	3	merchants	merchant	NOUN
cblr-3008	43	4	from	from	ADP
cblr-3008	43	5	whom	whom	PRON
cblr-3008	43	6	to	to	PART
cblr-3008	43	7	purchase	purchase	VERB
cblr-3008	43	8	goods	good	NOUN
cblr-3008	43	9	,	,	PUNCT
cblr-3008	43	10	and	and	CCONJ
cblr-3008	43	11	merchants	merchant	NOUN
cblr-3008	43	12	need	need	VERB
cblr-3008	43	13	consumers	consumer	NOUN
cblr-3008	43	14	to	to	PART
cblr-3008	43	15	whom	whom	PRON
cblr-3008	43	16	they	they	PRON
cblr-3008	43	17	can	can	AUX
cblr-3008	43	18	sell	sell	VERB
cblr-3008	43	19	their	their	PRON
cblr-3008	43	20	goods	good	NOUN
cblr-3008	43	21	.	.	PUNCT
cblr-3008	44	1	their	their	PRON
cblr-3008	44	2	respective	respective	ADJ
cblr-3008	44	3	demands	demand	NOUN
cblr-3008	44	4	are	be	AUX
cblr-3008	44	5	interdependent	interdependent	ADJ
cblr-3008	44	6	because	because	SCONJ
cblr-3008	44	7	the	the	DET
cblr-3008	44	8	consumer	consumer	NOUN
cblr-3008	44	9	can	can	AUX
cblr-3008	44	10	only	only	ADV
cblr-3008	44	11	make	make	VERB
cblr-3008	44	12	a	a	DET
cblr-3008	44	13	purchase	purchase	NOUN
cblr-3008	44	14	with	with	ADP
cblr-3008	44	15	a	a	DET
cblr-3008	44	16	payment	payment	NOUN
cblr-3008	44	17	card	card	NOUN
cblr-3008	44	18	that	that	PRON
cblr-3008	44	19	the	the	DET
cblr-3008	44	20	merchant	merchant	NOUN
cblr-3008	44	21	accepts	accept	VERB
cblr-3008	44	22	,	,	PUNCT
cblr-3008	44	23	and	and	CCONJ
cblr-3008	44	24	the	the	DET
cblr-3008	44	25	merchant	merchant	NOUN
cblr-3008	44	26	can	can	AUX
cblr-3008	44	27	only	only	ADV
cblr-3008	44	28	make	make	VERB
cblr-3008	44	29	a	a	DET
cblr-3008	44	30	sale	sale	NOUN
cblr-3008	44	31	if	if	SCONJ
cblr-3008	44	32	she	she	PRON
cblr-3008	44	33	accepts	accept	VERB
cblr-3008	44	34	the	the	DET
cblr-3008	44	35	payment	payment	NOUN
cblr-3008	44	36	form	form	NOUN
cblr-3008	44	37	proffered	proffer	VERB
cblr-3008	44	38	by	by	ADP
cblr-3008	44	39	the	the	DET
cblr-3008	44	40	consumer	consumer	NOUN
cblr-3008	44	41	.	.	PUNCT
cblr-3008	44	42	'	'	PUNCT
cblr-3008	45	1	the	the	DET
cblr-3008	45	2	supreme	supreme	PROPN
cblr-3008	45	3	court	court	PROPN
cblr-3008	45	4	has	have	AUX
cblr-3008	45	5	observed	observe	VERB
cblr-3008	45	6	two	two	NUM
cblr-3008	45	7	-	-	PUNCT
cblr-3008	45	8	sided	sided	ADJ
cblr-3008	45	9	market	market	NOUN
cblr-3008	45	10	features	feature	NOUN
cblr-3008	45	11	in	in	ADP
cblr-3008	45	12	the	the	DET
cblr-3008	45	13	newspaper	newspaper	NOUN
cblr-3008	45	14	market	market	NOUN
cblr-3008	45	15	:	:	PUNCT
cblr-3008	45	16	"	"	PUNCT
cblr-3008	45	17	[	[	X
cblr-3008	45	18	e]very	e]very	ADP
cblr-3008	45	19	newspaper	newspaper	NOUN
cblr-3008	45	20	is	be	AUX
cblr-3008	45	21	a	a	DET
cblr-3008	45	22	dual	dual	ADJ
cblr-3008	45	23	trader	trader	NOUN
cblr-3008	45	24	in	in	ADP
cblr-3008	45	25	separate	separate	ADJ
cblr-3008	45	26	though	though	SCONJ
cblr-3008	45	27	interdependent	interdependent	ADJ
cblr-3008	45	28	markets	market	NOUN
cblr-3008	45	29	;	;	PUNCT
cblr-3008	45	30	it	it	PRON
cblr-3008	45	31	sells	sell	VERB
cblr-3008	45	32	the	the	DET
cblr-3008	45	33	paper	paper	NOUN
cblr-3008	45	34	's	's	PART
cblr-3008	45	35	news	news	NOUN
cblr-3008	45	36	and	and	CCONJ
cblr-3008	45	37	advertising	advertising	NOUN
cblr-3008	45	38	content	content	NOUN
cblr-3008	45	39	to	to	ADP
cblr-3008	45	40	its	its	PRON
cblr-3008	45	41	readers	reader	NOUN
cblr-3008	45	42	;	;	PUNCT
cblr-3008	45	43	in	in	ADP
cblr-3008	45	44	effect	effect	NOUN
cblr-3008	45	45	that	that	DET
cblr-3008	45	46	readership	readership	NOUN
cblr-3008	45	47	is	be	AUX
cblr-3008	45	48	in	in	ADP
cblr-3008	45	49	turn	turn	NOUN
cblr-3008	45	50	sold	sell	VERB
cblr-3008	45	51	to	to	ADP
cblr-3008	45	52	the	the	DET
cblr-3008	45	53	buyers	buyer	NOUN
cblr-3008	45	54	of	of	ADP
cblr-3008	45	55	advertising	advertising	NOUN
cblr-3008	45	56	space	space	NOUN
cblr-3008	45	57	.	.	PUNCT
cblr-3008	46	1	"5	"5	VERB
cblr-3008	46	2	other	other	ADJ
cblr-3008	46	3	examples	example	NOUN
cblr-3008	46	4	of	of	ADP
cblr-3008	46	5	two	two	NUM
cblr-3008	46	6	-	-	PUNCT
cblr-3008	46	7	sided	side	VERB
cblr-3008	46	8	markets	market	NOUN
cblr-3008	46	9	include	include	VERB
cblr-3008	46	10	television	television	NOUN
cblr-3008	46	11	(	(	PUNCT
cblr-3008	46	12	viewers	viewer	NOUN
cblr-3008	46	13	and	and	CCONJ
cblr-3008	46	14	advertisers),6	advertisers),6	PROPN
cblr-3008	46	15	video	video	NOUN
cblr-3008	46	16	games	game	NOUN
cblr-3008	46	17	(	(	PUNCT
cblr-3008	46	18	players	player	NOUN
cblr-3008	46	19	'	'	PART
cblr-3008	46	20	see	see	VERB
cblr-3008	46	21	marc	marc	PROPN
cblr-3008	46	22	rysman	rysman	PROPN
cblr-3008	46	23	,	,	PUNCT
cblr-3008	46	24	an	an	DET
cblr-3008	46	25	empirical	empirical	ADJ
cblr-3008	46	26	analysis	analysis	NOUN
cblr-3008	46	27	of	of	ADP
cblr-3008	46	28	payment	payment	NOUN
cblr-3008	46	29	card	card	NOUN
cblr-3008	46	30	usage	usage	NOUN
cblr-3008	46	31	12	12	NUM
cblr-3008	46	32	(	(	PUNCT
cblr-3008	46	33	may	may	PROPN
cblr-3008	46	34	11	11	NUM
cblr-3008	46	35	,	,	PUNCT
cblr-3008	46	36	2004	2004	NUM
cblr-3008	46	37	)	)	PUNCT
cblr-3008	46	38	(	(	PUNCT
cblr-3008	46	39	working	work	VERB
cblr-3008	46	40	paper	paper	NOUN
cblr-3008	46	41	,	,	PUNCT
cblr-3008	46	42	available	available	ADJ
cblr-3008	46	43	at	at	ADP
cblr-3008	46	44	http://econ.bu.edu/	http://econ.bu.edu/	PROPN
cblr-3008	46	45	rysmanlresearch	rysmanlresearch	PROPN
cblr-3008	46	46	/	/	SYM
cblr-3008	46	47	determinantsofpaymentcardusage.pdf	determinantsofpaymentcardusage.pdf	PROPN
cblr-3008	46	48	)	)	PUNCT
cblr-3008	46	49	;	;	PUNCT
cblr-3008	47	1	jean	jean	PROPN
cblr-3008	47	2	-	-	PUNCT
cblr-3008	47	3	charles	charles	PROPN
cblr-3008	47	4	rochet	rochet	PROPN
cblr-3008	47	5	&	&	CCONJ
cblr-3008	47	6	jean	jean	PROPN
cblr-3008	47	7	tirole	tirole	PROPN
cblr-3008	47	8	,	,	PUNCT
cblr-3008	47	9	platform	platform	NOUN
cblr-3008	47	10	competition	competition	NOUN
cblr-3008	47	11	in	in	ADP
cblr-3008	47	12	two	two	NUM
cblr-3008	47	13	-	-	PUNCT
cblr-3008	47	14	sided	sided	ADJ
cblr-3008	47	15	markets	market	NOUN
cblr-3008	47	16	,	,	PUNCT
cblr-3008	47	17	1	1	NUM
cblr-3008	47	18	j.	j.	PROPN
cblr-3008	47	19	eur	eur	PROPN
cblr-3008	47	20	.	.	PUNCT
cblr-3008	47	21	econ	econ	PROPN
cblr-3008	47	22	.	.	PUNCT
cblr-3008	48	1	ass'n	ass'n	PROPN
cblr-3008	48	2	990	990	NUM
cblr-3008	48	3	,	,	PUNCT
cblr-3008	48	4	990	990	NUM
cblr-3008	48	5	(	(	PUNCT
cblr-3008	48	6	2003	2003	NUM
cblr-3008	48	7	)	)	PUNCT
cblr-3008	48	8	.	.	PUNCT
cblr-3008	49	1	see	see	VERB
cblr-3008	49	2	rysman	rysman	NOUN
cblr-3008	49	3	,	,	PUNCT
cblr-3008	49	4	supra	supra	PROPN
cblr-3008	49	5	note	note	NOUN
cblr-3008	49	6	3	3	NUM
cblr-3008	49	7	,	,	PUNCT
cblr-3008	49	8	at	at	ADP
cblr-3008	49	9	1	1	NUM
cblr-3008	49	10	-	-	SYM
cblr-3008	49	11	2	2	NUM
cblr-3008	49	12	.	.	PUNCT
cblr-3008	50	1	times	time	NOUN
cblr-3008	50	2	-	-	PUNCT
cblr-3008	50	3	picayune	picayune	PROPN
cblr-3008	50	4	publ'g	publ'g	PROPN
cblr-3008	50	5	co.	co.	PROPN
cblr-3008	50	6	v.	v.	PROPN
cblr-3008	50	7	united	united	PROPN
cblr-3008	50	8	states	states	PROPN
cblr-3008	50	9	,	,	PUNCT
cblr-3008	50	10	345	345	NUM
cblr-3008	50	11	u.s	u.s	PROPN
cblr-3008	50	12	.	.	PROPN
cblr-3008	50	13	594	594	NUM
cblr-3008	50	14	,	,	PUNCT
cblr-3008	50	15	610	610	NUM
cblr-3008	50	16	(	(	PUNCT
cblr-3008	50	17	1953	1953	NUM
cblr-3008	50	18	)	)	PUNCT
cblr-3008	50	19	.	.	PUNCT
cblr-3008	51	1	see	see	VERB
cblr-3008	51	2	also	also	ADV
cblr-3008	51	3	cmty	cmty	NOUN
cblr-3008	51	4	.	.	PUNCT
cblr-3008	52	1	publishers	publisher	NOUN
cblr-3008	52	2	,	,	PUNCT
cblr-3008	52	3	inc	inc	PROPN
cblr-3008	52	4	.	.	PROPN
cblr-3008	52	5	v.	v.	PROPN
cblr-3008	52	6	dr	dr	PROPN
cblr-3008	52	7	partners	partners	PROPN
cblr-3008	52	8	,	,	PUNCT
cblr-3008	52	9	139	139	NUM
cblr-3008	52	10	f.3d	f.3d	NUM
cblr-3008	52	11	1180	1180	NUM
cblr-3008	52	12	,	,	PUNCT
cblr-3008	52	13	1184	1184	NUM
cblr-3008	52	14	(	(	PUNCT
cblr-3008	52	15	8th	8th	ADJ
cblr-3008	52	16	cir	cir	NOUN
cblr-3008	52	17	.	.	PUNCT
cblr-3008	52	18	1998	1998	NUM
cblr-3008	52	19	)	)	PUNCT
cblr-3008	52	20	(	(	PUNCT
cblr-3008	52	21	"	"	PUNCT
cblr-3008	52	22	[	[	X
cblr-3008	52	23	t]he	t]he	ADV
cblr-3008	52	24	local	local	ADJ
cblr-3008	52	25	daily	daily	ADJ
cblr-3008	52	26	newspaper	newspaper	NOUN
cblr-3008	52	27	market	market	NOUN
cblr-3008	52	28	...	...	PUNCT
cblr-3008	53	1	[	[	X
cblr-3008	53	2	is	be	AUX
cblr-3008	53	3	]	]	PUNCT
cblr-3008	53	4	in	in	ADP
cblr-3008	53	5	fact	fact	NOUN
cblr-3008	53	6	two	two	NUM
cblr-3008	53	7	markets	market	NOUN
cblr-3008	53	8	:	:	PUNCT
cblr-3008	53	9	one	one	NUM
cblr-3008	53	10	for	for	ADP
cblr-3008	53	11	readers	reader	NOUN
cblr-3008	53	12	and	and	CCONJ
cblr-3008	53	13	one	one	NUM
cblr-3008	53	14	for	for	ADP
cblr-3008	53	15	advertisers	advertiser	NOUN
cblr-3008	53	16	.	.	PUNCT
cblr-3008	53	17	"	"	PUNCT
cblr-3008	53	18	)	)	PUNCT
cblr-3008	53	19	;	;	PUNCT
cblr-3008	53	20	berlyn	berlyn	NOUN
cblr-3008	53	21	,	,	PUNCT
cblr-3008	53	22	inc	inc	PROPN
cblr-3008	53	23	.	.	PROPN
cblr-3008	53	24	v.	v.	ADP
cblr-3008	53	25	gazette	gazette	PROPN
cblr-3008	53	26	newspapers	newspapers	PROPN
cblr-3008	53	27	,	,	PUNCT
cblr-3008	53	28	inc	inc	PROPN
cblr-3008	53	29	.	.	PROPN
cblr-3008	53	30	,	,	PUNCT
cblr-3008	53	31	157	157	NUM
cblr-3008	53	32	f.	f.	PROPN
cblr-3008	53	33	supp	supp	PROPN
cblr-3008	53	34	.	.	PUNCT
cblr-3008	54	1	2d	2d	PROPN
cblr-3008	54	2	609	609	NUM
cblr-3008	54	3	,	,	PUNCT
cblr-3008	54	4	616	616	NUM
cblr-3008	54	5	-	-	SYM
cblr-3008	54	6	17	17	NUM
cblr-3008	54	7	(	(	PUNCT
cblr-3008	54	8	d.	d.	PROPN
cblr-3008	54	9	md	md	PROPN
cblr-3008	54	10	.	.	PROPN
cblr-3008	54	11	2001	2001	NUM
cblr-3008	54	12	)	)	PUNCT
cblr-3008	55	1	(	(	PUNCT
cblr-3008	55	2	quoting	quote	VERB
cblr-3008	55	3	cmty	cmty	NOUN
cblr-3008	55	4	.	.	PUNCT
cblr-3008	56	1	publishers	publisher	NOUN
cblr-3008	56	2	,	,	PUNCT
cblr-3008	56	3	139	139	NUM
cblr-3008	56	4	f.3d	f.3d	NUM
cblr-3008	56	5	at	at	ADP
cblr-3008	56	6	1184	1184	NUM
cblr-3008	56	7	;	;	PUNCT
cblr-3008	56	8	times	time	NOUN
cblr-3008	56	9	-	-	PUNCT
cblr-3008	56	10	picayune	picayune	NOUN
cblr-3008	56	11	,	,	PUNCT
cblr-3008	56	12	345	345	NUM
cblr-3008	56	13	u.s	u.s	PROPN
cblr-3008	56	14	.	.	PROPN
cblr-3008	56	15	at	at	ADP
cblr-3008	56	16	610	610	NUM
cblr-3008	56	17	)	)	PUNCT
cblr-3008	56	18	.	.	PUNCT
cblr-3008	57	1	6	6	NUM
cblr-3008	57	2	courts	court	NOUN
cblr-3008	57	3	have	have	AUX
cblr-3008	57	4	also	also	ADV
cblr-3008	57	5	addressed	address	VERB
cblr-3008	57	6	the	the	DET
cblr-3008	57	7	two	two	NUM
cblr-3008	57	8	-	-	PUNCT
cblr-3008	57	9	sided	sided	ADJ
cblr-3008	57	10	nature	nature	NOUN
cblr-3008	57	11	of	of	ADP
cblr-3008	57	12	the	the	DET
cblr-3008	57	13	television	television	NOUN
cblr-3008	57	14	market	market	NOUN
cblr-3008	57	15	.	.	PUNCT
cblr-3008	58	1	see	see	VERB
cblr-3008	58	2	chicago	chicago	PROPN
cblr-3008	58	3	profl	profl	PROPN
cblr-3008	58	4	sports	sports	PROPN
cblr-3008	58	5	ltd	ltd	PROPN
cblr-3008	58	6	.	.	PROPN
cblr-3008	58	7	p'ship	p'ship	PROPN
cblr-3008	58	8	v.	v.	PROPN
cblr-3008	58	9	nba	nba	PROPN
cblr-3008	58	10	,	,	PUNCT
cblr-3008	58	11	95	95	NUM
cblr-3008	58	12	f.3d	f.3d	NUM
cblr-3008	58	13	593	593	NUM
cblr-3008	58	14	,	,	PUNCT
cblr-3008	58	15	600	600	NUM
cblr-3008	58	16	-	-	SYM
cblr-3008	58	17	01	01	NUM
cblr-3008	58	18	(	(	PUNCT
cblr-3008	58	19	7th	7th	ADJ
cblr-3008	58	20	cir	cir	NOUN
cblr-3008	58	21	.	.	PUNCT
cblr-3008	58	22	1996	1996	NUM
cblr-3008	58	23	)	)	PUNCT
cblr-3008	59	1	(	(	PUNCT
cblr-3008	59	2	stating	state	VERB
cblr-3008	59	3	"	"	PUNCT
cblr-3008	59	4	buyers	buyer	NOUN
cblr-3008	59	5	"	"	PUNCT
cblr-3008	59	6	of	of	ADP
cblr-3008	59	7	televised	televise	VERB
cblr-3008	59	8	basketball	basketball	NOUN
cblr-3008	59	9	games	game	NOUN
cblr-3008	59	10	could	could	AUX
cblr-3008	59	11	be	be	AUX
cblr-3008	59	12	understood	understand	VERB
cblr-3008	59	13	as	as	ADP
cblr-3008	59	14	either	either	PRON
cblr-3008	59	15	viewers	viewer	NOUN
cblr-3008	59	16	or	or	CCONJ
cblr-3008	59	17	advertisers	advertiser	NOUN
cblr-3008	59	18	)	)	PUNCT
cblr-3008	59	19	;	;	PUNCT
cblr-3008	59	20	lerma	lerma	PROPN
cblr-3008	59	21	v.	v.	PROPN
cblr-3008	59	22	univision	univision	PROPN
cblr-3008	59	23	commc'ns	commc'ns	PROPN
cblr-3008	59	24	,	,	PUNCT
cblr-3008	59	25	inc	inc	PROPN
cblr-3008	59	26	.	.	PROPN
cblr-3008	59	27	,	,	PUNCT
cblr-3008	59	28	52	52	NUM
cblr-3008	59	29	f.	f.	PROPN
cblr-3008	59	30	supp	supp	PROPN
cblr-3008	59	31	.	.	PUNCT
cblr-3008	60	1	2d	2d	NOUN
cblr-3008	60	2	1011	1011	NUM
cblr-3008	60	3	,	,	PUNCT
cblr-3008	60	4	1017	1017	NUM
cblr-3008	60	5	-	-	SYM
cblr-3008	60	6	18	18	NUM
cblr-3008	60	7	(	(	PUNCT
cblr-3008	60	8	e.d	e.d	PROPN
cblr-3008	60	9	.	.	PROPN
cblr-3008	60	10	wis	wis	PROPN
cblr-3008	60	11	.	.	PROPN
cblr-3008	60	12	1999	1999	NUM
cblr-3008	60	13	)	)	PUNCT
cblr-3008	60	14	;	;	PUNCT
cblr-3008	60	15	n.y	n.y	PROPN
cblr-3008	60	16	.	.	PROPN
cblr-3008	60	17	citizens	citizen	NOUN
cblr-3008	60	18	comm	comm	NOUN
cblr-3008	60	19	.	.	PUNCT
cblr-3008	61	1	on	on	ADP
cblr-3008	61	2	cable	cable	NOUN
cblr-3008	61	3	tv	tv	NOUN
cblr-3008	61	4	v.	v.	ADP
cblr-3008	61	5	manhattan	manhattan	PROPN
cblr-3008	61	6	cable	cable	PROPN
cblr-3008	61	7	tv	tv	PROPN
cblr-3008	61	8	,	,	PUNCT
cblr-3008	61	9	inc	inc	PROPN
cblr-3008	61	10	.	.	PROPN
cblr-3008	61	11	,	,	PUNCT
cblr-3008	61	12	651	651	NUM
cblr-3008	61	13	f.	f.	PROPN
cblr-3008	61	14	supp	supp	PROPN
cblr-3008	61	15	.	.	PUNCT
cblr-3008	62	1	802	802	NUM
cblr-3008	62	2	,	,	PUNCT
cblr-3008	62	3	807	807	NUM
cblr-3008	62	4	(	(	PUNCT
cblr-3008	62	5	s.d.n.y	s.d.n.y	PROPN
cblr-3008	62	6	.	.	PROPN
cblr-3008	62	7	1986	1986	NUM
cblr-3008	62	8	)	)	PUNCT
cblr-3008	62	9	;	;	PUNCT
cblr-3008	62	10	action	action	NOUN
cblr-3008	62	11	publ'ns	publ'ns	NOUN
cblr-3008	62	12	,	,	PUNCT
cblr-3008	62	13	inc	inc	PROPN
cblr-3008	62	14	.	.	PROPN
cblr-3008	63	1	v.	v.	PROPN
cblr-3008	63	2	panax	panax	PROPN
cblr-3008	63	3	corp	corp	PROPN
cblr-3008	63	4	.	.	PROPN
cblr-3008	63	5	,	,	PUNCT
cblr-3008	63	6	no	no	INTJ
cblr-3008	63	7	.	.	PUNCT
cblr-3008	64	1	m80177	m80177	NUM
cblr-3008	64	2	,	,	PUNCT
cblr-3008	64	3	1984	1984	NUM
cblr-3008	64	4	wl	wl	NOUN
cblr-3008	64	5	2268	2268	NUM
cblr-3008	64	6	,	,	PUNCT
cblr-3008	64	7	at	at	ADP
cblr-3008	64	8	*	*	NUM
cblr-3008	64	9	7	7	NUM
cblr-3008	64	10	n.7	n.7	X
cblr-3008	64	11	(	(	PUNCT
cblr-3008	64	12	w.d	w.d	PROPN
cblr-3008	64	13	.	.	PROPN
cblr-3008	64	14	mich	mich	PROPN
cblr-3008	64	15	.	.	PUNCT
cblr-3008	65	1	nov	nov	PROPN
cblr-3008	65	2	.	.	PROPN
cblr-3008	65	3	30	30	NUM
cblr-3008	65	4	,	,	PUNCT
cblr-3008	65	5	1984	1984	NUM
cblr-3008	65	6	)	)	PUNCT
cblr-3008	65	7	.	.	PUNCT
cblr-3008	66	1	and	and	CCONJ
cblr-3008	66	2	designers),7	designers),7	NOUN
cblr-3008	66	3	and	and	CCONJ
cblr-3008	66	4	computer	computer	NOUN
cblr-3008	66	5	operating	operating	NOUN
cblr-3008	66	6	systems	system	NOUN
cblr-3008	66	7	(	(	PUNCT
cblr-3008	66	8	end	end	NOUN
cblr-3008	66	9	-	-	PUNCT
cblr-3008	66	10	users	user	NOUN
cblr-3008	66	11	and	and	CCONJ
cblr-3008	66	12	applications	application	NOUN
cblr-3008	66	13	developers).8	developers).8	NOUN
cblr-3008	66	14	two	two	NUM
cblr-3008	66	15	-	-	PUNCT
cblr-3008	66	16	sided	sided	ADJ
cblr-3008	66	17	markets	market	NOUN
cblr-3008	66	18	are	be	AUX
cblr-3008	66	19	characterized	characterize	VERB
cblr-3008	66	20	by	by	ADP
cblr-3008	66	21	"	"	PUNCT
cblr-3008	66	22	network	network	NOUN
cblr-3008	66	23	effects	effect	NOUN
cblr-3008	66	24	,	,	PUNCT
cblr-3008	66	25	"	"	PUNCT
cblr-3008	66	26	which	which	PRON
cblr-3008	66	27	are	be	AUX
cblr-3008	66	28	present	present	ADJ
cblr-3008	66	29	when	when	SCONJ
cblr-3008	66	30	customers	customer	NOUN
cblr-3008	66	31	on	on	ADP
cblr-3008	66	32	both	both	DET
cblr-3008	66	33	sides	side	NOUN
cblr-3008	66	34	of	of	ADP
cblr-3008	66	35	the	the	DET
cblr-3008	66	36	market	market	NOUN
cblr-3008	66	37	benefit	benefit	NOUN
cblr-3008	66	38	from	from	ADP
cblr-3008	66	39	having	have	VERB
cblr-3008	66	40	their	their	PRON
cblr-3008	66	41	demands	demand	NOUN
cblr-3008	66	42	coordinated.9	coordinated.9	PROPN
cblr-3008	66	43	in	in	ADP
cblr-3008	66	44	the	the	DET
cblr-3008	66	45	dating	date	VERB
cblr-3008	66	46	services	service	NOUN
cblr-3008	66	47	market	market	NOUN
cblr-3008	66	48	,	,	PUNCT
cblr-3008	66	49	for	for	ADP
cblr-3008	66	50	example	example	NOUN
cblr-3008	66	51	,	,	PUNCT
cblr-3008	66	52	women	woman	NOUN
cblr-3008	66	53	benefit	benefit	VERB
cblr-3008	66	54	from	from	ADP
cblr-3008	66	55	having	have	VERB
cblr-3008	66	56	their	their	PRON
cblr-3008	66	57	desire	desire	NOUN
cblr-3008	66	58	for	for	ADP
cblr-3008	66	59	romance	romance	NOUN
cblr-3008	66	60	coordinated	coordinate	VERB
cblr-3008	66	61	with	with	ADP
cblr-3008	66	62	men	man	NOUN
cblr-3008	66	63	desiring	desire	VERB
cblr-3008	66	64	the	the	DET
cblr-3008	66	65	same	same	ADJ
cblr-3008	66	66	.	.	PUNCT
cblr-3008	67	1	in	in	ADP
cblr-3008	67	2	the	the	DET
cblr-3008	67	3	payment	payment	NOUN
cblr-3008	67	4	systems	system	NOUN
cblr-3008	67	5	market	market	NOUN
cblr-3008	67	6	,	,	PUNCT
cblr-3008	67	7	consumers	consumer	NOUN
cblr-3008	67	8	benefit	benefit	VERB
cblr-3008	67	9	from	from	ADP
cblr-3008	67	10	having	have	VERB
cblr-3008	67	11	their	their	PRON
cblr-3008	67	12	interest	interest	NOUN
cblr-3008	67	13	in	in	ADP
cblr-3008	67	14	using	use	VERB
cblr-3008	67	15	a	a	DET
cblr-3008	67	16	particular	particular	ADJ
cblr-3008	67	17	payment	payment	NOUN
cblr-3008	67	18	method	method	NOUN
cblr-3008	67	19	coordinated	coordinate	VERB
cblr-3008	67	20	with	with	ADP
cblr-3008	67	21	merchants	merchant	NOUN
cblr-3008	67	22	'	'	PART
cblr-3008	67	23	need	need	NOUN
cblr-3008	67	24	to	to	PART
cblr-3008	67	25	accept	accept	VERB
cblr-3008	67	26	payment	payment	NOUN
cblr-3008	67	27	forms	form	NOUN
cblr-3008	67	28	that	that	PRON
cblr-3008	67	29	consumers	consumer	NOUN
cblr-3008	67	30	carry	carry	VERB
cblr-3008	67	31	.	.	PUNCT
cblr-3008	68	1	as	as	ADP
cblr-3008	68	2	a	a	DET
cblr-3008	68	3	result	result	NOUN
cblr-3008	68	4	of	of	ADP
cblr-3008	68	5	this	this	DET
cblr-3008	68	6	coordination	coordination	NOUN
cblr-3008	68	7	,	,	PUNCT
cblr-3008	68	8	the	the	DET
cblr-3008	68	9	extent	extent	NOUN
cblr-3008	68	10	to	to	PART
cblr-3008	68	11	which	which	PRON
cblr-3008	68	12	a	a	DET
cblr-3008	68	13	customer	customer	NOUN
cblr-3008	68	14	on	on	ADP
cblr-3008	68	15	one	one	NUM
cblr-3008	68	16	side	side	NOUN
cblr-3008	68	17	values	value	NOUN
cblr-3008	68	18	a	a	DET
cblr-3008	68	19	product	product	NOUN
cblr-3008	68	20	or	or	CCONJ
cblr-3008	68	21	service	service	NOUN
cblr-3008	68	22	increases	increase	VERB
cblr-3008	68	23	the	the	DET
cblr-3008	68	24	value	value	NOUN
cblr-3008	68	25	of	of	ADP
cblr-3008	68	26	that	that	DET
cblr-3008	68	27	product	product	NOUN
cblr-3008	68	28	or	or	CCONJ
cblr-3008	68	29	service	service	NOUN
cblr-3008	68	30	to	to	ADP
cblr-3008	68	31	customers	customer	NOUN
cblr-3008	68	32	on	on	ADP
cblr-3008	68	33	the	the	DET
cblr-3008	68	34	other	other	ADJ
cblr-3008	68	35	side	side	NOUN
cblr-3008	68	36	.	.	PUNCT
cblr-3008	69	1	10	10	NUM
cblr-3008	69	2	for	for	ADP
cblr-3008	69	3	example	example	NOUN
cblr-3008	69	4	,	,	PUNCT
cblr-3008	69	5	in	in	ADP
cblr-3008	69	6	the	the	DET
cblr-3008	69	7	market	market	NOUN
cblr-3008	69	8	for	for	ADP
cblr-3008	69	9	video	video	NOUN
cblr-3008	69	10	games	game	NOUN
cblr-3008	69	11	,	,	PUNCT
cblr-3008	69	12	game	game	NOUN
cblr-3008	69	13	developers	developer	NOUN
cblr-3008	69	14	value	value	VERB
cblr-3008	69	15	consoles	console	NOUN
cblr-3008	69	16	more	more	ADV
cblr-3008	69	17	when	when	SCONJ
cblr-3008	69	18	they	they	PRON
cblr-3008	69	19	have	have	VERB
cblr-3008	69	20	more	more	ADJ
cblr-3008	69	21	users	user	NOUN
cblr-3008	69	22	,	,	PUNCT
cblr-3008	69	23	and	and	CCONJ
cblr-3008	69	24	users	user	NOUN
cblr-3008	69	25	value	value	VERB
cblr-3008	69	26	consoles	console	VERB
cblr-3008	69	27	more	more	ADV
cblr-3008	69	28	when	when	SCONJ
cblr-3008	69	29	they	they	PRON
cblr-3008	69	30	have	have	VERB
cblr-3008	69	31	more	more	ADJ
cblr-3008	69	32	games	game	NOUN
cblr-3008	69	33	.	.	PUNCT
cblr-3008	69	34	"	"	PUNCT
cblr-3008	70	1	a.	a.	NOUN
cblr-3008	70	2	getting	get	VERB
cblr-3008	70	3	both	both	DET
cblr-3008	70	4	sides	side	NOUN
cblr-3008	70	5	on	on	ADP
cblr-3008	70	6	board	board	NOUN
cblr-3008	70	7	:	:	PUNCT
cblr-3008	70	8	the	the	DET
cblr-3008	70	9	"	"	PUNCT
cblr-3008	70	10	chicken	chicken	NOUN
cblr-3008	70	11	and	and	CCONJ
cblr-3008	70	12	egg	egg	NOUN
cblr-3008	70	13	"	"	PUNCT
cblr-3008	70	14	problem	problem	NOUN
cblr-3008	70	15	the	the	DET
cblr-3008	70	16	interdependence	interdependence	NOUN
cblr-3008	70	17	of	of	ADP
cblr-3008	70	18	demand	demand	NOUN
cblr-3008	70	19	between	between	ADP
cblr-3008	70	20	the	the	DET
cblr-3008	70	21	customers	customer	NOUN
cblr-3008	70	22	on	on	ADP
cblr-3008	70	23	the	the	DET
cblr-3008	70	24	two	two	NUM
cblr-3008	70	25	sides	side	NOUN
cblr-3008	70	26	of	of	ADP
cblr-3008	70	27	the	the	DET
cblr-3008	70	28	market	market	NOUN
cblr-3008	70	29	creates	create	VERB
cblr-3008	70	30	a	a	DET
cblr-3008	70	31	dilemma	dilemma	NOUN
cblr-3008	70	32	for	for	ADP
cblr-3008	70	33	firms	firm	NOUN
cblr-3008	70	34	that	that	PRON
cblr-3008	70	35	provide	provide	VERB
cblr-3008	70	36	the	the	DET
cblr-3008	70	37	platforms	platform	NOUN
cblr-3008	70	38	on	on	ADP
cblr-3008	70	39	which	which	PRON
cblr-3008	70	40	they	they	PRON
cblr-3008	70	41	meet	meet	VERB
cblr-3008	70	42	.	.	PUNCT
cblr-3008	71	1	in	in	ADP
cblr-3008	71	2	the	the	DET
cblr-3008	71	3	payment	payment	NOUN
cblr-3008	71	4	systems	system	NOUN
cblr-3008	71	5	market	market	NOUN
cblr-3008	71	6	,	,	PUNCT
cblr-3008	71	7	for	for	ADP
cblr-3008	71	8	example	example	NOUN
cblr-3008	71	9	,	,	PUNCT
cblr-3008	71	10	consumers	consumer	NOUN
cblr-3008	71	11	will	will	AUX
cblr-3008	71	12	not	not	PART
cblr-3008	71	13	demand	demand	VERB
cblr-3008	71	14	payment	payment	NOUN
cblr-3008	71	15	cards	card	NOUN
cblr-3008	71	16	that	that	PRON
cblr-3008	71	17	merchants	merchant	NOUN
cblr-3008	71	18	do	do	AUX
cblr-3008	71	19	not	not	PART
cblr-3008	71	20	accept	accept	VERB
cblr-3008	71	21	,	,	PUNCT
cblr-3008	71	22	and	and	CCONJ
cblr-3008	71	23	merchants	merchant	NOUN
cblr-3008	71	24	are	be	AUX
cblr-3008	71	25	reluctant	reluctant	ADJ
cblr-3008	71	26	to	to	PART
cblr-3008	71	27	accept	accept	VERB
cblr-3008	71	28	cards	card	NOUN
cblr-3008	71	29	that	that	PRON
cblr-3008	71	30	consumers	consumer	NOUN
cblr-3008	71	31	generally	generally	ADV
cblr-3008	71	32	do	do	AUX
cblr-3008	71	33	not	not	PART
cblr-3008	71	34	carry	carry	VERB
cblr-3008	71	35	.	.	PUNCT
cblr-3008	72	1	2	2	NUM
cblr-3008	72	2	similarly	similarly	ADV
cblr-3008	72	3	,	,	PUNCT
cblr-3008	72	4	in	in	ADP
cblr-3008	72	5	the	the	DET
cblr-3008	72	6	dating	date	VERB
cblr-3008	72	7	services	service	NOUN
cblr-3008	72	8	market	market	NOUN
cblr-3008	72	9	,	,	PUNCT
cblr-3008	72	10	neither	neither	CCONJ
cblr-3008	72	11	men	man	NOUN
cblr-3008	72	12	nor	nor	CCONJ
cblr-3008	72	13	women	woman	NOUN
cblr-3008	72	14	would	would	AUX
cblr-3008	72	15	use	use	VERB
cblr-3008	72	16	a	a	DET
cblr-3008	72	17	service	service	NOUN
cblr-3008	72	18	in	in	ADP
cblr-3008	72	19	which	which	PRON
cblr-3008	72	20	the	the	DET
cblr-3008	72	21	other	other	ADJ
cblr-3008	72	22	was	be	AUX
cblr-3008	72	23	not	not	PART
cblr-3008	72	24	involved	involve	VERB
cblr-3008	72	25	.	.	PUNCT
cblr-3008	73	1	this	this	PRON
cblr-3008	73	2	is	be	AUX
cblr-3008	73	3	known	know	VERB
cblr-3008	73	4	as	as	ADP
cblr-3008	73	5	the	the	DET
cblr-3008	73	6	"	"	PUNCT
cblr-3008	73	7	chicken	chicken	NOUN
cblr-3008	73	8	and	and	CCONJ
cblr-3008	73	9	egg	egg	NOUN
cblr-3008	73	10	"	"	PUNCT
cblr-3008	73	11	problem	problem	NOUN
cblr-3008	73	12	.	.	PUNCT
cblr-3008	74	1	3	3	NUM
cblr-3008	74	2	in	in	ADP
cblr-3008	74	3	order	order	NOUN
cblr-3008	74	4	to	to	PART
cblr-3008	74	5	be	be	AUX
cblr-3008	74	6	successful	successful	ADJ
cblr-3008	74	7	,	,	PUNCT
cblr-3008	74	8	firms	firm	NOUN
cblr-3008	74	9	'	'	PART
cblr-3008	74	10	see	see	VERB
cblr-3008	74	11	rochet	rochet	NOUN
cblr-3008	74	12	&	&	CCONJ
cblr-3008	74	13	tirole	tirole	PROPN
cblr-3008	74	14	,	,	PUNCT
cblr-3008	74	15	supra	supra	PROPN
cblr-3008	74	16	note	note	NOUN
cblr-3008	74	17	3	3	NUM
cblr-3008	74	18	,	,	PUNCT
cblr-3008	74	19	at	at	ADP
cblr-3008	74	20	1015	1015	NUM
cblr-3008	74	21	-	-	SYM
cblr-3008	74	22	16	16	NUM
cblr-3008	74	23	.	.	NOUN
cblr-3008	74	24	8	8	NUM
cblr-3008	75	1	i	i	PRON
cblr-3008	75	2	d.	d.	NOUN
cblr-3008	75	3	at	at	ADP
cblr-3008	75	4	1017	1017	NUM
cblr-3008	75	5	.	.	PUNCT
cblr-3008	76	1	9	9	NUM
cblr-3008	76	2	see	see	VERB
cblr-3008	76	3	marc	marc	PROPN
cblr-3008	76	4	rysman	rysman	PROPN
cblr-3008	76	5	,	,	PUNCT
cblr-3008	76	6	competition	competition	NOUN
cblr-3008	76	7	between	between	ADP
cblr-3008	76	8	networks	network	NOUN
cblr-3008	76	9	:	:	PUNCT
cblr-3008	76	10	a	a	DET
cblr-3008	76	11	study	study	NOUN
cblr-3008	76	12	of	of	ADP
cblr-3008	76	13	the	the	DET
cblr-3008	76	14	market	market	NOUN
cblr-3008	76	15	for	for	ADP
cblr-3008	76	16	yellow	yellow	ADJ
cblr-3008	76	17	pages	page	NOUN
cblr-3008	76	18	,	,	PUNCT
cblr-3008	76	19	71	71	NUM
cblr-3008	76	20	rev	rev	X
cblr-3008	76	21	.	.	PROPN
cblr-3008	76	22	econ	econ	PROPN
cblr-3008	76	23	.	.	PUNCT
cblr-3008	76	24	stud	stud	PROPN
cblr-3008	76	25	.	.	PUNCT
cblr-3008	77	1	483	483	NUM
cblr-3008	77	2	,	,	PUNCT
cblr-3008	77	3	483	483	NUM
cblr-3008	77	4	(	(	PUNCT
cblr-3008	77	5	2004	2004	NUM
cblr-3008	77	6	)	)	PUNCT
cblr-3008	77	7	.	.	PUNCT
cblr-3008	78	1	'	'	PUNCT
cblr-3008	78	2	o	o	INTJ
cblr-3008	78	3	see	see	VERB
cblr-3008	78	4	rysman	rysman	NOUN
cblr-3008	78	5	,	,	PUNCT
cblr-3008	78	6	supra	supra	PROPN
cblr-3008	78	7	note	note	NOUN
cblr-3008	78	8	3	3	NUM
cblr-3008	78	9	,	,	PUNCT
cblr-3008	78	10	at	at	ADP
cblr-3008	78	11	1	1	NUM
cblr-3008	78	12	-	-	SYM
cblr-3008	78	13	2	2	NUM
cblr-3008	78	14	.	.	PUNCT
cblr-3008	79	1	n	n	PRON
cblr-3008	79	2	see	see	VERB
cblr-3008	79	3	rochet	rochet	NOUN
cblr-3008	79	4	&	&	CCONJ
cblr-3008	79	5	tirole	tirole	PROPN
cblr-3008	79	6	,	,	PUNCT
cblr-3008	79	7	supra	supra	PROPN
cblr-3008	79	8	note	note	NOUN
cblr-3008	79	9	3	3	NUM
cblr-3008	79	10	,	,	PUNCT
cblr-3008	79	11	at	at	ADP
cblr-3008	79	12	990	990	NUM
cblr-3008	79	13	-	-	SYM
cblr-3008	79	14	91	91	NUM
cblr-3008	79	15	,	,	PUNCT
cblr-3008	79	16	992	992	NUM
cblr-3008	79	17	tbl.1	tbl.1	ADV
cblr-3008	79	18	.	.	PUNCT
cblr-3008	80	1	12	12	NUM
cblr-3008	80	2	see	see	VERB
cblr-3008	80	3	i	i	PRON
cblr-3008	80	4	d.	d.	PROPN
cblr-3008	80	5	at	at	ADP
cblr-3008	80	6	990	990	NUM
cblr-3008	80	7	.	.	PUNCT
cblr-3008	81	1	1i	1i	NOUN
cblr-3008	82	1	i	i	PRON
cblr-3008	82	2	d.	d.	PROPN
cblr-3008	82	3	col	col	PROPN
cblr-3008	82	4	umbia	umbia	PROPN
cblr-3008	82	5	b	b	PROPN
cblr-3008	83	1	usiness	usiness	PROPN
cblr-3008	83	2	la	la	PROPN
cblr-3008	83	3	w	w	PROPN
cblr-3008	83	4	re	re	PROPN
cblr-3008	83	5	vie	vie	PROPN
cblr-3008	83	6	w	w	PROPN
cblr-3008	84	1	[	[	X
cblr-3008	84	2	vol	vol	NOUN
cblr-3008	84	3	.	.	PUNCT
cblr-3008	84	4	2005	2005	NUM
cblr-3008	84	5	no	no	NOUN
cblr-3008	84	6	.	.	PUNCT
cblr-3008	85	1	3:599	3:599	NUM
cblr-3008	85	2	]	]	X
cblr-3008	85	3	inre	inre	PROPN
cblr-3008	85	4	visa	visa	PROPN
cblr-3008	85	5	check	check	PROPN
cblr-3008	85	6	/	/	SYM
cblr-3008	85	7	mastermoneyantitrustlitgation	mastermoneyantitrustlitgation	NOUN
cblr-3008	85	8	603	603	NUM
cblr-3008	85	9	competing	compete	VERB
cblr-3008	85	10	in	in	ADP
cblr-3008	85	11	a	a	DET
cblr-3008	85	12	two	two	NUM
cblr-3008	85	13	-	-	PUNCT
cblr-3008	85	14	sided	sided	ADJ
cblr-3008	85	15	market	market	NOUN
cblr-3008	85	16	must	must	AUX
cblr-3008	85	17	figure	figure	VERB
cblr-3008	85	18	out	out	ADP
cblr-3008	85	19	how	how	SCONJ
cblr-3008	85	20	to	to	PART
cblr-3008	85	21	"	"	PUNCT
cblr-3008	85	22	get	get	VERB
cblr-3008	85	23	both	both	DET
cblr-3008	85	24	sides	side	NOUN
cblr-3008	85	25	on	on	ADP
cblr-3008	85	26	board	board	NOUN
cblr-3008	85	27	.	.	PUNCT
cblr-3008	85	28	"	"	PUNCT
cblr-3008	86	1	4	4	NUM
cblr-3008	86	2	doing	do	VERB
cblr-3008	86	3	so	so	ADV
cblr-3008	86	4	requires	require	VERB
cblr-3008	86	5	determining	determine	VERB
cblr-3008	86	6	the	the	DET
cblr-3008	86	7	optimal	optimal	ADJ
cblr-3008	86	8	pricing	pricing	NOUN
cblr-3008	86	9	level	level	NOUN
cblr-3008	86	10	that	that	PRON
cblr-3008	86	11	balances	balance	VERB
cblr-3008	86	12	the	the	DET
cblr-3008	86	13	relative	relative	ADJ
cblr-3008	86	14	demands	demand	NOUN
cblr-3008	86	15	of	of	ADP
cblr-3008	86	16	the	the	DET
cblr-3008	86	17	two	two	NUM
cblr-3008	86	18	customer	customer	NOUN
cblr-3008	86	19	groups	group	NOUN
cblr-3008	86	20	involved	involve	VERB
cblr-3008	86	21	.	.	PUNCT
cblr-3008	86	22	"	"	PUNCT
cblr-3008	87	1	most	most	ADJ
cblr-3008	87	2	firms	firm	NOUN
cblr-3008	87	3	that	that	PRON
cblr-3008	87	4	operate	operate	VERB
cblr-3008	87	5	in	in	ADP
cblr-3008	87	6	two	two	NUM
cblr-3008	87	7	-	-	PUNCT
cblr-3008	87	8	sided	sided	ADJ
cblr-3008	87	9	markets	market	NOUN
cblr-3008	87	10	set	set	VERB
cblr-3008	87	11	prices	price	NOUN
cblr-3008	87	12	in	in	ADP
cblr-3008	87	13	a	a	DET
cblr-3008	87	14	manner	manner	NOUN
cblr-3008	87	15	that	that	PRON
cblr-3008	87	16	skews	skew	VERB
cblr-3008	87	17	the	the	DET
cblr-3008	87	18	costs	cost	NOUN
cblr-3008	87	19	toward	toward	ADP
cblr-3008	87	20	one	one	NUM
cblr-3008	87	21	side	side	NOUN
cblr-3008	87	22	.	.	PUNCT
cblr-3008	88	1	6	6	NUM
cblr-3008	88	2	that	that	ADV
cblr-3008	88	3	is	be	AUX
cblr-3008	88	4	,	,	PUNCT
cblr-3008	88	5	they	they	PRON
cblr-3008	88	6	set	set	VERB
cblr-3008	88	7	their	their	PRON
cblr-3008	88	8	pricing	pricing	NOUN
cblr-3008	88	9	so	so	SCONJ
cblr-3008	88	10	that	that	SCONJ
cblr-3008	88	11	the	the	DET
cblr-3008	88	12	majority	majority	NOUN
cblr-3008	88	13	of	of	ADP
cblr-3008	88	14	their	their	PRON
cblr-3008	88	15	revenue	revenue	NOUN
cblr-3008	88	16	comes	come	VERB
cblr-3008	88	17	from	from	ADP
cblr-3008	88	18	one	one	NUM
cblr-3008	88	19	group	group	NOUN
cblr-3008	88	20	of	of	ADP
cblr-3008	88	21	customers	customer	NOUN
cblr-3008	88	22	.	.	PUNCT
cblr-3008	89	1	for	for	ADP
cblr-3008	89	2	example	example	NOUN
cblr-3008	89	3	,	,	PUNCT
cblr-3008	89	4	real	real	ADJ
cblr-3008	89	5	estate	estate	NOUN
cblr-3008	89	6	brokers	broker	NOUN
cblr-3008	89	7	derive	derive	VERB
cblr-3008	89	8	most	most	ADJ
cblr-3008	89	9	of	of	ADP
cblr-3008	89	10	their	their	PRON
cblr-3008	89	11	earnings	earning	NOUN
cblr-3008	89	12	from	from	ADP
cblr-3008	89	13	sellers	seller	NOUN
cblr-3008	89	14	by	by	ADP
cblr-3008	89	15	charging	charge	VERB
cblr-3008	89	16	commissions	commission	NOUN
cblr-3008	89	17	.	.	PUNCT
cblr-3008	90	1	7	7	NUM
cblr-3008	90	2	some	some	DET
cblr-3008	90	3	two	two	NUM
cblr-3008	90	4	-	-	PUNCT
cblr-3008	90	5	sided	sided	ADJ
cblr-3008	90	6	firms	firm	NOUN
cblr-3008	90	7	confront	confront	VERB
cblr-3008	90	8	the	the	DET
cblr-3008	90	9	chicken	chicken	NOUN
cblr-3008	90	10	and	and	CCONJ
cblr-3008	90	11	egg	egg	NOUN
cblr-3008	90	12	problem	problem	NOUN
cblr-3008	90	13	by	by	ADP
cblr-3008	90	14	investing	invest	VERB
cblr-3008	90	15	heavily	heavily	ADV
cblr-3008	90	16	in	in	ADP
cblr-3008	90	17	one	one	NUM
cblr-3008	90	18	side	side	NOUN
cblr-3008	90	19	of	of	ADP
cblr-3008	90	20	the	the	DET
cblr-3008	90	21	market	market	NOUN
cblr-3008	90	22	,	,	PUNCT
cblr-3008	90	23	thereby	thereby	ADV
cblr-3008	90	24	lowering	lower	VERB
cblr-3008	90	25	the	the	DET
cblr-3008	90	26	costs	cost	NOUN
cblr-3008	90	27	for	for	ADP
cblr-3008	90	28	customers	customer	NOUN
cblr-3008	90	29	on	on	ADP
cblr-3008	90	30	that	that	DET
cblr-3008	90	31	side	side	NOUN
cblr-3008	90	32	.	.	PUNCT
cblr-3008	91	1	8	8	NUM
cblr-3008	91	2	this	this	DET
cblr-3008	91	3	strategy	strategy	NOUN
cblr-3008	91	4	not	not	PART
cblr-3008	91	5	only	only	ADV
cblr-3008	91	6	benefits	benefit	VERB
cblr-3008	91	7	the	the	DET
cblr-3008	91	8	groups	group	NOUN
cblr-3008	91	9	whose	whose	DET
cblr-3008	91	10	costs	cost	NOUN
cblr-3008	91	11	are	be	AUX
cblr-3008	91	12	lowered	lower	VERB
cblr-3008	91	13	,	,	PUNCT
cblr-3008	91	14	but	but	CCONJ
cblr-3008	91	15	also	also	ADV
cblr-3008	91	16	encourages	encourage	VERB
cblr-3008	91	17	the	the	DET
cblr-3008	91	18	unsubsidized	unsubsidized	ADJ
cblr-3008	91	19	group	group	NOUN
cblr-3008	91	20	to	to	PART
cblr-3008	91	21	participate	participate	VERB
cblr-3008	91	22	.	.	PUNCT
cblr-3008	92	1	for	for	ADP
cblr-3008	92	2	example	example	NOUN
cblr-3008	92	3	,	,	PUNCT
cblr-3008	92	4	when	when	SCONJ
cblr-3008	92	5	microsoft	microsoft	PROPN
cblr-3008	92	6	invests	invest	VERB
cblr-3008	92	7	in	in	ADP
cblr-3008	92	8	companies	company	NOUN
cblr-3008	92	9	that	that	PRON
cblr-3008	92	10	write	write	VERB
cblr-3008	92	11	applications	application	NOUN
cblr-3008	92	12	,	,	PUNCT
cblr-3008	92	13	the	the	DET
cblr-3008	92	14	resulting	result	VERB
cblr-3008	92	15	increase	increase	NOUN
cblr-3008	92	16	in	in	ADP
cblr-3008	92	17	the	the	DET
cblr-3008	92	18	quality	quality	NOUN
cblr-3008	92	19	and	and	CCONJ
cblr-3008	92	20	quantity	quantity	NOUN
cblr-3008	92	21	of	of	ADP
cblr-3008	92	22	its	its	PRON
cblr-3008	92	23	software	software	NOUN
cblr-3008	92	24	entices	entice	VERB
cblr-3008	92	25	end	end	NOUN
cblr-3008	92	26	-	-	PUNCT
cblr-3008	92	27	users	user	NOUN
cblr-3008	92	28	to	to	PART
cblr-3008	92	29	buy	buy	VERB
cblr-3008	92	30	microsoft	microsoft	PROPN
cblr-3008	92	31	's	's	PART
cblr-3008	92	32	products	product	NOUN
cblr-3008	92	33	.	.	PUNCT
cblr-3008	93	1	9	9	NUM
cblr-3008	93	2	b.	b.	NOUN
cblr-3008	93	3	multihoming	multihome	VERB
cblr-3008	93	4	another	another	DET
cblr-3008	93	5	characteristic	characteristic	ADJ
cblr-3008	93	6	prevalent	prevalent	NOUN
cblr-3008	93	7	in	in	ADP
cblr-3008	93	8	two	two	NUM
cblr-3008	93	9	-	-	PUNCT
cblr-3008	93	10	sided	sided	ADJ
cblr-3008	93	11	markets	market	NOUN
cblr-3008	93	12	is	be	AUX
cblr-3008	93	13	"	"	PUNCT
cblr-3008	93	14	multihoming	multihome	VERB
cblr-3008	93	15	,	,	PUNCT
cblr-3008	93	16	"	"	PUNCT
cblr-3008	93	17	or	or	CCONJ
cblr-3008	93	18	the	the	DET
cblr-3008	93	19	simultaneous	simultaneous	ADJ
cblr-3008	93	20	use	use	NOUN
cblr-3008	93	21	of	of	ADP
cblr-3008	93	22	several	several	ADJ
cblr-3008	93	23	competing	compete	VERB
cblr-3008	93	24	platforms	platform	NOUN
cblr-3008	93	25	.	.	PUNCT
cblr-3008	94	1	0	0	PUNCT
cblr-3008	95	1	multihoming	multihome	VERB
cblr-3008	95	2	is	be	AUX
cblr-3008	95	3	evident	evident	ADJ
cblr-3008	95	4	in	in	ADP
cblr-3008	95	5	the	the	DET
cblr-3008	95	6	payment	payment	NOUN
cblr-3008	95	7	systems	system	NOUN
cblr-3008	95	8	market	market	NOUN
cblr-3008	95	9	,	,	PUNCT
cblr-3008	95	10	as	as	SCONJ
cblr-3008	95	11	most	most	ADJ
cblr-3008	95	12	merchants	merchant	NOUN
cblr-3008	95	13	accept	accept	VERB
cblr-3008	95	14	several	several	ADJ
cblr-3008	95	15	different	different	ADJ
cblr-3008	95	16	payment	payment	NOUN
cblr-3008	95	17	cards	card	NOUN
cblr-3008	95	18	and	and	CCONJ
cblr-3008	95	19	most	most	ADJ
cblr-3008	95	20	consumers	consumer	NOUN
cblr-3008	95	21	carry	carry	VERB
cblr-3008	95	22	cards	card	NOUN
cblr-3008	95	23	from	from	ADP
cblr-3008	95	24	more	more	ADJ
cblr-3008	95	25	than	than	ADP
cblr-3008	95	26	one	one	NUM
cblr-3008	95	27	issuer.2	issuer.2	NOUN
cblr-3008	95	28	economists	economist	NOUN
cblr-3008	95	29	contend	contend	VERB
cblr-3008	95	30	that	that	SCONJ
cblr-3008	95	31	multihoming	multihoming	NOUN
cblr-3008	95	32	has	have	VERB
cblr-3008	95	33	an	an	DET
cblr-3008	95	34	effect	effect	NOUN
cblr-3008	95	35	on	on	ADP
cblr-3008	95	36	both	both	DET
cblr-3008	95	37	pricing	pricing	NOUN
cblr-3008	95	38	levels	level	NOUN
cblr-3008	95	39	and	and	CCONJ
cblr-3008	95	40	structures	structure	NOUN
cblr-3008	95	41	.	.	PUNCT
cblr-3008	96	1	in	in	ADP
cblr-3008	96	2	their	their	PRON
cblr-3008	96	3	view	view	NOUN
cblr-3008	96	4	,	,	PUNCT
cblr-3008	96	5	prices	price	NOUN
cblr-3008	96	6	tend	tend	VERB
cblr-3008	96	7	14	14	NUM
cblr-3008	96	8	i	i	PROPN
cblr-3008	96	9	d.	d.	PROPN
cblr-3008	96	10	"	"	PUNCT
cblr-3008	96	11	see	see	VERB
cblr-3008	96	12	julian	julian	PROPN
cblr-3008	96	13	wright	wright	PROPN
cblr-3008	96	14	,	,	PUNCT
cblr-3008	96	15	the	the	DET
cblr-3008	96	16	determinants	determinant	NOUN
cblr-3008	96	17	of	of	ADP
cblr-3008	96	18	optimal	optimal	ADJ
cblr-3008	96	19	interchange	interchange	NOUN
cblr-3008	96	20	fees	fee	NOUN
cblr-3008	96	21	in	in	ADP
cblr-3008	96	22	payment	payment	NOUN
cblr-3008	96	23	systems	system	NOUN
cblr-3008	96	24	,	,	PUNCT
cblr-3008	96	25	52	52	NUM
cblr-3008	96	26	j.	j.	PROPN
cblr-3008	96	27	indus	indus	PROPN
cblr-3008	96	28	.	.	PUNCT
cblr-3008	97	1	econ	econ	PROPN
cblr-3008	97	2	.	.	PROPN
cblr-3008	98	1	1	1	NUM
cblr-3008	98	2	,	,	PUNCT
cblr-3008	98	3	2	2	NUM
cblr-3008	98	4	-	-	SYM
cblr-3008	98	5	4	4	NUM
cblr-3008	98	6	(	(	PUNCT
cblr-3008	98	7	2004	2004	NUM
cblr-3008	98	8	)	)	PUNCT
cblr-3008	98	9	.	.	PUNCT
cblr-3008	99	1	16	16	NUM
cblr-3008	99	2	see	see	VERB
cblr-3008	99	3	i	i	PRON
cblr-3008	99	4	d.	d.	PROPN
cblr-3008	99	5	at	at	ADP
cblr-3008	99	6	3	3	NUM
cblr-3008	99	7	-	-	SYM
cblr-3008	99	8	4	4	NUM
cblr-3008	99	9	.	.	NUM
cblr-3008	99	10	17	17	NUM
cblr-3008	99	11	see	see	VERB
cblr-3008	99	12	rochet	rochet	NOUN
cblr-3008	99	13	&	&	CCONJ
cblr-3008	99	14	tirole	tirole	PROPN
cblr-3008	99	15	,	,	PUNCT
cblr-3008	99	16	supra	supra	PROPN
cblr-3008	99	17	note	note	NOUN
cblr-3008	99	18	3	3	NUM
cblr-3008	99	19	,	,	PUNCT
cblr-3008	99	20	at	at	ADP
cblr-3008	99	21	991	991	NUM
cblr-3008	99	22	-	-	SYM
cblr-3008	99	23	92	92	NUM
cblr-3008	99	24	.	.	PUNCT
cblr-3008	100	1	'	'	NUM
cblr-3008	100	2	6	6	NUM
cblr-3008	100	3	see	see	VERB
cblr-3008	100	4	i	i	PRON
cblr-3008	100	5	d.	d.	PROPN
cblr-3008	100	6	19	19	NUM
cblr-3008	100	7	see	see	VERB
cblr-3008	100	8	i	i	PRON
cblr-3008	100	9	d.	d.	PROPN
cblr-3008	100	10	at	at	ADP
cblr-3008	100	11	992	992	NUM
cblr-3008	100	12	tbl.1	tbl.1	NUM
cblr-3008	100	13	.	.	PUNCT
cblr-3008	101	1	21	21	NUM
cblr-3008	101	2	see	see	VERB
cblr-3008	101	3	rysman	rysman	NOUN
cblr-3008	101	4	,	,	PUNCT
cblr-3008	101	5	supra	supra	PROPN
cblr-3008	101	6	note	note	NOUN
cblr-3008	101	7	3	3	NUM
cblr-3008	101	8	,	,	PUNCT
cblr-3008	101	9	at	at	ADP
cblr-3008	101	10	6	6	NUM
cblr-3008	101	11	-	-	SYM
cblr-3008	101	12	7	7	NUM
cblr-3008	101	13	.	.	NUM
cblr-3008	101	14	21	21	NUM
cblr-3008	101	15	see	see	VERB
cblr-3008	101	16	i	i	PRON
cblr-3008	101	17	d.	d.	PROPN
cblr-3008	101	18	at	at	ADP
cblr-3008	101	19	6	6	NUM
cblr-3008	101	20	.	.	PUNCT
cblr-3008	101	21	to	to	PART
cblr-3008	101	22	drop	drop	VERB
cblr-3008	101	23	in	in	ADP
cblr-3008	101	24	markets	market	NOUN
cblr-3008	101	25	with	with	ADP
cblr-3008	101	26	multihoming.22	multihoming.22	NOUN
cblr-3008	101	27	in	in	ADP
cblr-3008	101	28	contrast	contrast	NOUN
cblr-3008	101	29	,	,	PUNCT
cblr-3008	101	30	visa	visa	NOUN
cblr-3008	101	31	and	and	CCONJ
cblr-3008	101	32	mastercard	mastercard	PROPN
cblr-3008	101	33	have	have	AUX
cblr-3008	101	34	repeatedly	repeatedly	ADV
cblr-3008	101	35	raised	raise	VERB
cblr-3008	101	36	their	their	PRON
cblr-3008	101	37	interchange	interchange	NOUN
cblr-3008	101	38	rates	rate	NOUN
cblr-3008	101	39	,	,	PUNCT
cblr-3008	101	40	even	even	ADV
cblr-3008	101	41	though	though	SCONJ
cblr-3008	101	42	merchants	merchant	NOUN
cblr-3008	101	43	accept	accept	VERB
cblr-3008	101	44	,	,	PUNCT
cblr-3008	101	45	and	and	CCONJ
cblr-3008	101	46	consumers	consumer	NOUN
cblr-3008	101	47	carry	carry	VERB
cblr-3008	101	48	,	,	PUNCT
cblr-3008	101	49	other	other	ADJ
cblr-3008	101	50	forms	form	NOUN
cblr-3008	101	51	of	of	ADP
cblr-3008	101	52	payment.23	payment.23	ADJ
cblr-3008	101	53	economic	economic	ADJ
cblr-3008	101	54	apologists	apologist	NOUN
cblr-3008	101	55	consistently	consistently	ADV
cblr-3008	101	56	ignore	ignore	VERB
cblr-3008	101	57	this	this	DET
cblr-3008	101	58	powerful	powerful	ADJ
cblr-3008	101	59	evidence	evidence	NOUN
cblr-3008	101	60	of	of	ADP
cblr-3008	101	61	visa	visa	NOUN
cblr-3008	101	62	's	's	PART
cblr-3008	101	63	and	and	CCONJ
cblr-3008	101	64	mastercard	mastercard	NOUN
cblr-3008	101	65	's	's	PART
cblr-3008	101	66	individual	individual	ADJ
cblr-3008	101	67	and	and	CCONJ
cblr-3008	101	68	joint	joint	ADJ
cblr-3008	101	69	market	market	NOUN
cblr-3008	101	70	power	power	NOUN
cblr-3008	101	71	when	when	SCONJ
cblr-3008	101	72	they	they	PRON
cblr-3008	101	73	analyze	analyze	VERB
cblr-3008	101	74	the	the	DET
cblr-3008	101	75	payment	payment	NOUN
cblr-3008	101	76	systems	system	NOUN
cblr-3008	101	77	industry	industry	NOUN
cblr-3008	101	78	.	.	PUNCT
cblr-3008	102	1	iii	iii	X
cblr-3008	102	2	.	.	PUNCT
cblr-3008	102	3	implications	implication	NOUN
cblr-3008	102	4	for	for	ADP
cblr-3008	102	5	antitrust	antitrust	ADJ
cblr-3008	102	6	analysis	analysis	NOUN
cblr-3008	102	7	because	because	SCONJ
cblr-3008	102	8	two	two	NUM
cblr-3008	102	9	-	-	PUNCT
cblr-3008	102	10	sided	sided	ADJ
cblr-3008	102	11	markets	market	NOUN
cblr-3008	102	12	possess	possess	VERB
cblr-3008	102	13	unique	unique	ADJ
cblr-3008	102	14	features	feature	NOUN
cblr-3008	102	15	,	,	PUNCT
cblr-3008	102	16	some	some	DET
cblr-3008	102	17	economists	economist	NOUN
cblr-3008	102	18	have	have	AUX
cblr-3008	102	19	suggested	suggest	VERB
cblr-3008	102	20	that	that	SCONJ
cblr-3008	102	21	aggressive	aggressive	ADJ
cblr-3008	102	22	antitrust	antitrust	ADJ
cblr-3008	102	23	enforcement	enforcement	NOUN
cblr-3008	102	24	in	in	ADP
cblr-3008	102	25	these	these	DET
cblr-3008	102	26	industries	industry	NOUN
cblr-3008	102	27	can	can	AUX
cblr-3008	102	28	lead	lead	VERB
cblr-3008	102	29	to	to	ADP
cblr-3008	102	30	false	false	ADJ
cblr-3008	102	31	positives	positive	NOUN
cblr-3008	102	32	and	and	CCONJ
cblr-3008	102	33	actually	actually	ADV
cblr-3008	102	34	harm	harm	VERB
cblr-3008	102	35	competition.24	competition.24	NOUN
cblr-3008	102	36	in	in	ADP
cblr-3008	102	37	their	their	PRON
cblr-3008	102	38	view	view	NOUN
cblr-3008	102	39	,	,	PUNCT
cblr-3008	102	40	certain	certain	ADJ
cblr-3008	102	41	fundamental	fundamental	ADJ
cblr-3008	102	42	aspects	aspect	NOUN
cblr-3008	102	43	of	of	ADP
cblr-3008	102	44	these	these	DET
cblr-3008	102	45	markets	market	NOUN
cblr-3008	102	46	must	must	AUX
cblr-3008	102	47	be	be	AUX
cblr-3008	102	48	considered	consider	VERB
cblr-3008	102	49	in	in	ADP
cblr-3008	102	50	determining	determine	VERB
cblr-3008	102	51	the	the	DET
cblr-3008	102	52	consumer	consumer	NOUN
cblr-3008	102	53	welfare	welfare	NOUN
cblr-3008	102	54	effects	effect	NOUN
cblr-3008	102	55	of	of	ADP
cblr-3008	102	56	any	any	DET
cblr-3008	102	57	purported	purport	VERB
cblr-3008	102	58	antitrust	antitrust	ADJ
cblr-3008	102	59	violation	violation	NOUN
cblr-3008	102	60	.	.	PUNCT
cblr-3008	103	1	for	for	ADP
cblr-3008	103	2	example	example	NOUN
cblr-3008	103	3	,	,	PUNCT
cblr-3008	103	4	these	these	DET
cblr-3008	103	5	commentators	commentator	NOUN
cblr-3008	103	6	contend	contend	VERB
cblr-3008	103	7	that	that	SCONJ
cblr-3008	103	8	prices	price	NOUN
cblr-3008	103	9	charged	charge	VERB
cblr-3008	103	10	on	on	ADP
cblr-3008	103	11	each	each	DET
cblr-3008	103	12	side	side	NOUN
cblr-3008	103	13	of	of	ADP
cblr-3008	103	14	the	the	DET
cblr-3008	103	15	market	market	NOUN
cblr-3008	103	16	do	do	AUX
cblr-3008	103	17	not	not	PART
cblr-3008	103	18	necessarily	necessarily	ADV
cblr-3008	103	19	correspond	correspond	VERB
cblr-3008	103	20	to	to	ADP
cblr-3008	103	21	the	the	DET
cblr-3008	103	22	respective	respective	ADJ
cblr-3008	103	23	costs	cost	NOUN
cblr-3008	103	24	or	or	CCONJ
cblr-3008	103	25	demands	demand	NOUN
cblr-3008	103	26	of	of	ADP
cblr-3008	103	27	each	each	DET
cblr-3008	103	28	side	side	NOUN
cblr-3008	103	29	.	.	PUNCT
cblr-3008	104	1	they	they	PRON
cblr-3008	104	2	also	also	ADV
cblr-3008	104	3	assert	assert	VERB
cblr-3008	104	4	that	that	SCONJ
cblr-3008	104	5	any	any	DET
cblr-3008	104	6	change	change	NOUN
cblr-3008	104	7	in	in	ADP
cblr-3008	104	8	demand	demand	NOUN
cblr-3008	104	9	or	or	CCONJ
cblr-3008	104	10	cost	cost	NOUN
cblr-3008	104	11	on	on	ADP
cblr-3008	104	12	either	either	DET
cblr-3008	104	13	side	side	NOUN
cblr-3008	104	14	might	might	AUX
cblr-3008	104	15	affect	affect	VERB
cblr-3008	104	16	prices	price	NOUN
cblr-3008	104	17	on	on	ADP
cblr-3008	104	18	the	the	DET
cblr-3008	104	19	other	other	ADJ
cblr-3008	104	20	side	side	NOUN
cblr-3008	104	21	of	of	ADP
cblr-3008	104	22	the	the	DET
cblr-3008	104	23	market	market	NOUN
cblr-3008	104	24	.	.	PUNCT
cblr-3008	105	1	as	as	ADP
cblr-3008	105	2	a	a	DET
cblr-3008	105	3	result	result	NOUN
cblr-3008	105	4	,	,	PUNCT
cblr-3008	105	5	they	they	PRON
cblr-3008	105	6	contend	contend	VERB
cblr-3008	105	7	that	that	SCONJ
cblr-3008	105	8	one	one	PRON
cblr-3008	105	9	can	can	AUX
cblr-3008	105	10	not	not	PART
cblr-3008	105	11	determine	determine	VERB
cblr-3008	105	12	the	the	DET
cblr-3008	105	13	overall	overall	ADJ
cblr-3008	105	14	effect	effect	NOUN
cblr-3008	105	15	of	of	ADP
cblr-3008	105	16	a	a	DET
cblr-3008	105	17	price	price	NOUN
cblr-3008	105	18	change	change	NOUN
cblr-3008	105	19	without	without	ADP
cblr-3008	105	20	also	also	ADV
cblr-3008	105	21	considering	consider	VERB
cblr-3008	105	22	its	its	PRON
cblr-3008	105	23	"	"	PUNCT
cblr-3008	105	24	crossover	crossover	NOUN
cblr-3008	105	25	effects	effect	NOUN
cblr-3008	105	26	,	,	PUNCT
cblr-3008	105	27	"	"	PUNCT
cblr-3008	105	28	or	or	CCONJ
cblr-3008	105	29	the	the	DET
cblr-3008	105	30	effects	effect	NOUN
cblr-3008	105	31	that	that	PRON
cblr-3008	105	32	it	it	PRON
cblr-3008	105	33	has	have	VERB
cblr-3008	105	34	on	on	ADP
cblr-3008	105	35	the	the	DET
cblr-3008	105	36	other	other	ADJ
cblr-3008	105	37	side	side	NOUN
cblr-3008	105	38	22	22	NUM
cblr-3008	105	39	see	see	VERB
cblr-3008	105	40	rochet	rochet	NOUN
cblr-3008	105	41	&	&	CCONJ
cblr-3008	105	42	tirole	tirole	PROPN
cblr-3008	105	43	,	,	PUNCT
cblr-3008	105	44	supra	supra	PROPN
cblr-3008	105	45	note	note	NOUN
cblr-3008	105	46	3	3	NUM
cblr-3008	105	47	,	,	PUNCT
cblr-3008	105	48	at	at	ADP
cblr-3008	105	49	992	992	NUM
cblr-3008	105	50	-	-	SYM
cblr-3008	105	51	93	93	NUM
cblr-3008	105	52	.	.	PUNCT
cblr-3008	106	1	23	23	NUM
cblr-3008	106	2	see	see	VERB
cblr-3008	106	3	united	united	PROPN
cblr-3008	106	4	states	states	PROPN
cblr-3008	106	5	v.	v.	ADP
cblr-3008	106	6	visa	visa	PROPN
cblr-3008	106	7	u.s.a	u.s.a	PROPN
cblr-3008	106	8	.	.	PROPN
cblr-3008	106	9	,	,	PUNCT
cblr-3008	106	10	inc	inc	PROPN
cblr-3008	106	11	.	.	PROPN
cblr-3008	106	12	,	,	PUNCT
cblr-3008	106	13	344	344	NUM
cblr-3008	106	14	f.3d	f.3d	NUM
cblr-3008	106	15	229	229	NUM
cblr-3008	106	16	,	,	PUNCT
cblr-3008	106	17	239	239	NUM
cblr-3008	106	18	-	-	SYM
cblr-3008	106	19	40	40	NUM
cblr-3008	106	20	(	(	PUNCT
cblr-3008	106	21	2d	2d	NUM
cblr-3008	106	22	cir	cir	NOUN
cblr-3008	106	23	.	.	PROPN
cblr-3008	106	24	2003	2003	NUM
cblr-3008	106	25	)	)	PUNCT
cblr-3008	106	26	,	,	PUNCT
cblr-3008	106	27	cert	cert	PROPN
cblr-3008	106	28	.	.	PUNCT
cblr-3008	107	1	denied	deny	VERB
cblr-3008	107	2	,	,	PUNCT
cblr-3008	107	3	125	125	NUM
cblr-3008	107	4	s.	s.	PROPN
cblr-3008	107	5	ct	ct	PROPN
cblr-3008	107	6	.	.	PROPN
cblr-3008	108	1	45	45	NUM
cblr-3008	108	2	(	(	PUNCT
cblr-3008	108	3	2004	2004	NUM
cblr-3008	108	4	)	)	PUNCT
cblr-3008	108	5	(	(	PUNCT
cblr-3008	108	6	"	"	PUNCT
cblr-3008	108	7	visa	visa	NOUN
cblr-3008	108	8	u.s.a	u.s.a	NOUN
cblr-3008	108	9	.	.	PROPN
cblr-3008	108	10	and	and	CCONJ
cblr-3008	108	11	mastercard	mastercard	PROPN
cblr-3008	108	12	,	,	PUNCT
cblr-3008	108	13	jointly	jointly	ADV
cblr-3008	108	14	and	and	CCONJ
cblr-3008	108	15	separately	separately	ADV
cblr-3008	108	16	,	,	PUNCT
cblr-3008	108	17	have	have	VERB
cblr-3008	108	18	power	power	NOUN
cblr-3008	108	19	within	within	ADP
cblr-3008	108	20	the	the	DET
cblr-3008	108	21	market	market	NOUN
cblr-3008	108	22	for	for	ADP
cblr-3008	108	23	network	network	NOUN
cblr-3008	108	24	services	service	NOUN
cblr-3008	108	25	....	....	PUNCT
cblr-3008	109	1	indeed	indeed	ADV
cblr-3008	109	2	,	,	PUNCT
cblr-3008	109	3	despite	despite	SCONJ
cblr-3008	109	4	recent	recent	ADJ
cblr-3008	109	5	increases	increase	NOUN
cblr-3008	109	6	in	in	ADP
cblr-3008	109	7	both	both	DET
cblr-3008	109	8	networks	network	NOUN
cblr-3008	109	9	'	'	PART
cblr-3008	109	10	interchange	interchange	NOUN
cblr-3008	109	11	fees	fee	NOUN
cblr-3008	109	12	,	,	PUNCT
cblr-3008	109	13	no	no	DET
cblr-3008	109	14	merchant	merchant	NOUN
cblr-3008	109	15	had	have	AUX
cblr-3008	109	16	discontinued	discontinue	VERB
cblr-3008	109	17	acceptance	acceptance	NOUN
cblr-3008	109	18	of	of	ADP
cblr-3008	109	19	their	their	PRON
cblr-3008	109	20	cards	card	NOUN
cblr-3008	109	21	.	.	PUNCT
cblr-3008	110	1	"	"	PUNCT
cblr-3008	110	2	)	)	PUNCT
cblr-3008	110	3	.	.	PUNCT
cblr-3008	111	1	24	24	NUM
cblr-3008	111	2	see	see	VERB
cblr-3008	111	3	david	david	PROPN
cblr-3008	111	4	s.	s.	PROPN
cblr-3008	111	5	evans	evans	PROPN
cblr-3008	111	6	,	,	PUNCT
cblr-3008	111	7	the	the	DET
cblr-3008	111	8	antitrust	antitrust	ADJ
cblr-3008	111	9	economics	economic	NOUN
cblr-3008	111	10	of	of	ADP
cblr-3008	111	11	multi	multi	ADJ
cblr-3008	111	12	-	-	ADJ
cblr-3008	111	13	sided	sided	ADJ
cblr-3008	111	14	platform	platform	NOUN
cblr-3008	111	15	markets	market	NOUN
cblr-3008	111	16	,	,	PUNCT
cblr-3008	111	17	20	20	NUM
cblr-3008	111	18	yale	yale	PROPN
cblr-3008	111	19	j.	j.	PROPN
cblr-3008	111	20	on	on	ADP
cblr-3008	111	21	reg	reg	PROPN
cblr-3008	111	22	.	.	PUNCT
cblr-3008	112	1	325	325	NUM
cblr-3008	112	2	,	,	PUNCT
cblr-3008	112	3	379	379	NUM
cblr-3008	112	4	-	-	SYM
cblr-3008	112	5	80	80	NUM
cblr-3008	112	6	(	(	PUNCT
cblr-3008	112	7	2003	2003	NUM
cblr-3008	112	8	)	)	PUNCT
cblr-3008	112	9	;	;	PUNCT
cblr-3008	112	10	see	see	AUX
cblr-3008	112	11	generally	generally	ADV
cblr-3008	112	12	mark	mark	VERB
cblr-3008	112	13	armstrong	armstrong	PROPN
cblr-3008	112	14	&	&	CCONJ
cblr-3008	112	15	julian	julian	PROPN
cblr-3008	112	16	wright	wright	PROPN
cblr-3008	112	17	,	,	PUNCT
cblr-3008	112	18	two	two	NUM
cblr-3008	112	19	-	-	PUNCT
cblr-3008	112	20	sided	sided	ADJ
cblr-3008	112	21	markets	market	NOUN
cblr-3008	112	22	,	,	PUNCT
cblr-3008	112	23	competitive	competitive	ADJ
cblr-3008	112	24	bottlenecks	bottleneck	NOUN
cblr-3008	112	25	and	and	CCONJ
cblr-3008	112	26	exclusive	exclusive	ADJ
cblr-3008	112	27	contracts	contract	NOUN
cblr-3008	112	28	(	(	PUNCT
cblr-3008	112	29	nov	nov	PROPN
cblr-3008	112	30	.	.	PROPN
cblr-3008	112	31	2004	2004	NUM
cblr-3008	112	32	)	)	PUNCT
cblr-3008	113	1	(	(	PUNCT
cblr-3008	113	2	working	work	VERB
cblr-3008	113	3	paper	paper	NOUN
cblr-3008	113	4	,	,	PUNCT
cblr-3008	113	5	available	available	ADJ
cblr-3008	113	6	at	at	ADP
cblr-3008	113	7	http://ssrn.com/abstract=654187	http://ssrn.com/abstract=654187	PROPN
cblr-3008	113	8	)	)	PUNCT
cblr-3008	113	9	;	;	PUNCT
cblr-3008	113	10	richard	richard	PROPN
cblr-3008	113	11	schmalensee	schmalensee	PROPN
cblr-3008	113	12	,	,	PUNCT
cblr-3008	113	13	payment	payment	NOUN
cblr-3008	113	14	systems	system	NOUN
cblr-3008	113	15	and	and	CCONJ
cblr-3008	113	16	interchange	interchange	NOUN
cblr-3008	113	17	fees	fee	NOUN
cblr-3008	113	18	,	,	PUNCT
cblr-3008	113	19	j.	j.	PROPN
cblr-3008	113	20	indus	indus	PROPN
cblr-3008	113	21	.	.	PUNCT
cblr-3008	114	1	econ	econ	PROPN
cblr-3008	114	2	.	.	PROPN
cblr-3008	114	3	,	,	PUNCT
cblr-3008	114	4	june	june	PROPN
cblr-3008	114	5	2002	2002	NUM
cblr-3008	114	6	,	,	PUNCT
cblr-3008	114	7	at	at	ADP
cblr-3008	114	8	103	103	NUM
cblr-3008	114	9	;	;	PUNCT
cblr-3008	114	10	joshua	joshua	PROPN
cblr-3008	114	11	s.	s.	PROPN
cblr-3008	114	12	gans	gans	PROPN
cblr-3008	114	13	&	&	CCONJ
cblr-3008	114	14	stephen	stephen	PROPN
cblr-3008	114	15	p.	p.	PROPN
cblr-3008	114	16	king	king	PROPN
cblr-3008	114	17	,	,	PUNCT
cblr-3008	114	18	the	the	DET
cblr-3008	114	19	neutrality	neutrality	NOUN
cblr-3008	114	20	of	of	ADP
cblr-3008	114	21	interchange	interchange	NOUN
cblr-3008	114	22	fees	fee	NOUN
cblr-3008	114	23	in	in	ADP
cblr-3008	114	24	payment	payment	NOUN
cblr-3008	114	25	systems	system	NOUN
cblr-3008	114	26	(	(	PUNCT
cblr-3008	114	27	melbourne	melbourne	PROPN
cblr-3008	114	28	business	business	NOUN
cblr-3008	114	29	school	school	NOUN
cblr-3008	114	30	,	,	PUNCT
cblr-3008	114	31	working	work	VERB
cblr-3008	114	32	paper	paper	NOUN
cblr-3008	114	33	no	no	INTJ
cblr-3008	114	34	.	.	NOUN
cblr-3008	114	35	3	3	NUM
cblr-3008	114	36	,	,	PUNCT
cblr-3008	114	37	2001	2001	NUM
cblr-3008	114	38	)	)	PUNCT
cblr-3008	114	39	,	,	PUNCT
cblr-3008	114	40	available	available	ADJ
cblr-3008	114	41	at	at	ADP
cblr-3008	114	42	http://ssrn.com/abstract=276228	http://ssrn.com/abstract=276228	PROPN
cblr-3008	114	43	.	.	PROPN
cblr-3008	114	44	col	col	PROPN
cblr-3008	114	45	umbia	umbia	PROPN
cblr-3008	114	46	b	b	PROPN
cblr-3008	115	1	usiness	usiness	PROPN
cblr-3008	115	2	la	la	PROPN
cblr-3008	115	3	w	w	PROPN
cblr-3008	115	4	re	re	PROPN
cblr-3008	115	5	vie	vie	PROPN
cblr-3008	115	6	w	w	PROPN
cblr-3008	116	1	[	[	X
cblr-3008	116	2	vol	vol	NOUN
cblr-3008	116	3	.	.	PUNCT
cblr-3008	116	4	2005	2005	NUM
cblr-3008	116	5	no	no	NOUN
cblr-3008	116	6	.	.	PUNCT
cblr-3008	117	1	3:599	3:599	NUM
cblr-3008	117	2	]	]	X
cblr-3008	117	3	inre	inre	PROPN
cblr-3008	117	4	visa	visa	PROPN
cblr-3008	117	5	check	check	PROPN
cblr-3008	117	6	/	/	SYM
cblr-3008	117	7	mastermoneyantitrustlitigation	mastermoneyantitrustlitigation	NOUN
cblr-3008	117	8	605	605	NUM
cblr-3008	117	9	of	of	ADP
cblr-3008	117	10	the	the	DET
cblr-3008	117	11	market.2	market.2	PROPN
cblr-3008	117	12	5	5	NUM
cblr-3008	117	13	finally	finally	ADV
cblr-3008	117	14	,	,	PUNCT
cblr-3008	117	15	they	they	PRON
cblr-3008	117	16	emphasize	emphasize	VERB
cblr-3008	117	17	the	the	DET
cblr-3008	117	18	fact	fact	NOUN
cblr-3008	117	19	that	that	SCONJ
cblr-3008	117	20	twosided	twoside	VERB
cblr-3008	117	21	platforms	platform	NOUN
cblr-3008	117	22	can	can	AUX
cblr-3008	117	23	not	not	PART
cblr-3008	117	24	exist	exist	VERB
cblr-3008	117	25	unless	unless	SCONJ
cblr-3008	117	26	both	both	DET
cblr-3008	117	27	sides	side	NOUN
cblr-3008	117	28	participate	participate	VERB
cblr-3008	117	29	in	in	ADP
cblr-3008	117	30	the	the	DET
cblr-3008	117	31	arrangement	arrangement	NOUN
cblr-3008	117	32	.	.	PUNCT
cblr-3008	118	1	thus	thus	ADV
cblr-3008	118	2	,	,	PUNCT
cblr-3008	118	3	they	they	PRON
cblr-3008	118	4	claim	claim	VERB
cblr-3008	118	5	that	that	SCONJ
cblr-3008	118	6	business	business	NOUN
cblr-3008	118	7	strategies	strategy	NOUN
cblr-3008	118	8	commonly	commonly	ADV
cblr-3008	118	9	used	use	VERB
cblr-3008	118	10	in	in	ADP
cblr-3008	118	11	two	two	NUM
cblr-3008	118	12	-	-	PUNCT
cblr-3008	118	13	sided	sided	ADJ
cblr-3008	118	14	markets	market	NOUN
cblr-3008	118	15	might	might	AUX
cblr-3008	118	16	appear	appear	VERB
cblr-3008	118	17	anticompetitive	anticompetitive	ADJ
cblr-3008	118	18	when	when	SCONJ
cblr-3008	118	19	considered	consider	VERB
cblr-3008	118	20	in	in	ADP
cblr-3008	118	21	a	a	DET
cblr-3008	118	22	different	different	ADJ
cblr-3008	118	23	context.26	context.26	ADJ
cblr-3008	118	24	they	they	PRON
cblr-3008	118	25	assert	assert	VERB
cblr-3008	118	26	,	,	PUNCT
cblr-3008	118	27	for	for	ADP
cblr-3008	118	28	example	example	NOUN
cblr-3008	118	29	,	,	PUNCT
cblr-3008	118	30	that	that	SCONJ
cblr-3008	118	31	one	one	NUM
cblr-3008	118	32	side	side	NOUN
cblr-3008	118	33	of	of	ADP
cblr-3008	118	34	a	a	DET
cblr-3008	118	35	two	two	NUM
cblr-3008	118	36	-	-	PUNCT
cblr-3008	118	37	sided	sided	ADJ
cblr-3008	118	38	firm	firm	NOUN
cblr-3008	118	39	might	might	AUX
cblr-3008	118	40	have	have	VERB
cblr-3008	118	41	an	an	DET
cblr-3008	118	42	"	"	PUNCT
cblr-3008	118	43	efficient	efficient	ADJ
cblr-3008	118	44	"	"	PUNCT
cblr-3008	118	45	price	price	NOUN
cblr-3008	118	46	that	that	PRON
cblr-3008	118	47	is	be	AUX
cblr-3008	118	48	below	below	ADP
cblr-3008	118	49	its	its	PRON
cblr-3008	118	50	marginal	marginal	ADJ
cblr-3008	118	51	cost	cost	NOUN
cblr-3008	118	52	,	,	PUNCT
cblr-3008	118	53	and	and	CCONJ
cblr-3008	118	54	that	that	SCONJ
cblr-3008	118	55	it	it	PRON
cblr-3008	118	56	would	would	AUX
cblr-3008	118	57	be	be	AUX
cblr-3008	118	58	a	a	DET
cblr-3008	118	59	mistake	mistake	NOUN
cblr-3008	118	60	to	to	PART
cblr-3008	118	61	condemn	condemn	VERB
cblr-3008	118	62	that	that	DET
cblr-3008	118	63	condition	condition	NOUN
cblr-3008	118	64	as	as	ADP
cblr-3008	118	65	predatory	predatory	ADJ
cblr-3008	118	66	pricing	pricing	NOUN
cblr-3008	118	67	.	.	PUNCT
cblr-3008	119	1	7	7	NUM
cblr-3008	119	2	some	some	PRON
cblr-3008	119	3	of	of	ADP
cblr-3008	119	4	these	these	DET
cblr-3008	119	5	arguments	argument	NOUN
cblr-3008	119	6	appear	appear	VERB
cblr-3008	119	7	to	to	PART
cblr-3008	119	8	be	be	AUX
cblr-3008	119	9	nothing	nothing	PRON
cblr-3008	119	10	more	more	ADJ
cblr-3008	119	11	than	than	ADP
cblr-3008	119	12	economic	economic	ADJ
cblr-3008	119	13	pretexts	pretext	NOUN
cblr-3008	119	14	to	to	PART
cblr-3008	119	15	legitimize	legitimize	VERB
cblr-3008	119	16	anticompetitive	anticompetitive	ADJ
cblr-3008	119	17	conduct	conduct	NOUN
cblr-3008	119	18	that	that	PRON
cblr-3008	119	19	occurs	occur	VERB
cblr-3008	119	20	in	in	ADP
cblr-3008	119	21	a	a	DET
cblr-3008	119	22	two	two	NUM
cblr-3008	119	23	-	-	PUNCT
cblr-3008	119	24	sided	sided	ADJ
cblr-3008	119	25	market	market	NOUN
cblr-3008	119	26	.	.	PUNCT
cblr-3008	120	1	for	for	ADP
cblr-3008	120	2	example	example	NOUN
cblr-3008	120	3	,	,	PUNCT
cblr-3008	120	4	if	if	SCONJ
cblr-3008	120	5	an	an	DET
cblr-3008	120	6	increase	increase	NOUN
cblr-3008	120	7	in	in	ADP
cblr-3008	120	8	price	price	NOUN
cblr-3008	120	9	on	on	ADP
cblr-3008	120	10	one	one	NUM
cblr-3008	120	11	side	side	NOUN
cblr-3008	120	12	of	of	ADP
cblr-3008	120	13	a	a	DET
cblr-3008	120	14	market	market	NOUN
cblr-3008	120	15	will	will	AUX
cblr-3008	120	16	necessarily	necessarily	ADV
cblr-3008	120	17	have	have	VERB
cblr-3008	120	18	crossover	crossover	ADP
cblr-3008	120	19	effects	effect	NOUN
cblr-3008	120	20	on	on	ADP
cblr-3008	120	21	the	the	DET
cblr-3008	120	22	other	other	ADJ
cblr-3008	120	23	side	side	NOUN
cblr-3008	120	24	,	,	PUNCT
cblr-3008	120	25	the	the	DET
cblr-3008	120	26	arguments	argument	NOUN
cblr-3008	120	27	above	above	ADV
cblr-3008	120	28	would	would	AUX
cblr-3008	120	29	make	make	VERB
cblr-3008	120	30	it	it	PRON
cblr-3008	120	31	virtually	virtually	ADV
cblr-3008	120	32	impossible	impossible	ADJ
cblr-3008	120	33	for	for	ADP
cblr-3008	120	34	a	a	DET
cblr-3008	120	35	buyer	buyer	NOUN
cblr-3008	120	36	to	to	PART
cblr-3008	120	37	assert	assert	VERB
cblr-3008	120	38	an	an	DET
cblr-3008	120	39	overcharge	overcharge	NOUN
cblr-3008	120	40	theory	theory	NOUN
cblr-3008	120	41	due	due	ADP
cblr-3008	120	42	to	to	ADP
cblr-3008	120	43	supracompetitive	supracompetitive	ADJ
cblr-3008	120	44	prices	price	NOUN
cblr-3008	120	45	on	on	ADP
cblr-3008	120	46	one	one	NUM
cblr-3008	120	47	side	side	NOUN
cblr-3008	120	48	of	of	ADP
cblr-3008	120	49	the	the	DET
cblr-3008	120	50	market	market	NOUN
cblr-3008	120	51	.	.	PUNCT
cblr-3008	121	1	as	as	SCONJ
cblr-3008	121	2	in	in	ADP
cblr-3008	121	3	re	re	NOUN
cblr-3008	121	4	visa	visa	NOUN
cblr-3008	121	5	check	check	NOUN
cblr-3008	121	6	demonstrates	demonstrate	NOUN
cblr-3008	121	7	,	,	PUNCT
cblr-3008	121	8	however	however	ADV
cblr-3008	121	9	,	,	PUNCT
cblr-3008	121	10	there	there	PRON
cblr-3008	121	11	is	be	VERB
cblr-3008	121	12	no	no	DET
cblr-3008	121	13	reason	reason	NOUN
cblr-3008	121	14	to	to	PART
cblr-3008	121	15	assume	assume	VERB
cblr-3008	121	16	a	a	DET
cblr-3008	121	17	crossover	crossover	NOUN
cblr-3008	121	18	or	or	CCONJ
cblr-3008	121	19	offset	offset	VERB
cblr-3008	121	20	effect	effect	NOUN
cblr-3008	121	21	simply	simply	ADV
cblr-3008	121	22	because	because	SCONJ
cblr-3008	121	23	the	the	DET
cblr-3008	121	24	overcharge	overcharge	NOUN
cblr-3008	121	25	has	have	AUX
cblr-3008	121	26	been	be	AUX
cblr-3008	121	27	imposed	impose	VERB
cblr-3008	121	28	on	on	ADP
cblr-3008	121	29	one	one	NUM
cblr-3008	121	30	of	of	ADP
cblr-3008	121	31	the	the	DET
cblr-3008	121	32	two	two	NUM
cblr-3008	121	33	sides	side	NOUN
cblr-3008	121	34	.	.	PUNCT
cblr-3008	122	1	also	also	ADV
cblr-3008	122	2	,	,	PUNCT
cblr-3008	122	3	in	in	ADP
cblr-3008	122	4	re	re	NOUN
cblr-3008	122	5	visa	visa	NOUN
cblr-3008	122	6	check	check	NOUN
cblr-3008	122	7	demonstrates	demonstrate	VERB
cblr-3008	122	8	that	that	PRON
cblr-3008	122	9	supracompetitive	supracompetitive	ADJ
cblr-3008	122	10	pricing	pricing	NOUN
cblr-3008	122	11	on	on	ADP
cblr-3008	122	12	one	one	NUM
cblr-3008	122	13	side	side	NOUN
cblr-3008	122	14	of	of	ADP
cblr-3008	122	15	the	the	DET
cblr-3008	122	16	market	market	NOUN
cblr-3008	122	17	can	can	AUX
cblr-3008	122	18	facilitate	facilitate	VERB
cblr-3008	122	19	the	the	DET
cblr-3008	122	20	cartelization	cartelization	NOUN
cblr-3008	122	21	of	of	ADP
cblr-3008	122	22	the	the	DET
cblr-3008	122	23	other	other	ADJ
cblr-3008	122	24	side	side	NOUN
cblr-3008	122	25	.	.	PUNCT
cblr-3008	123	1	a.	a.	NOUN
cblr-3008	123	2	a	a	DET
cblr-3008	123	3	case	case	NOUN
cblr-3008	123	4	study	study	NOUN
cblr-3008	123	5	of	of	ADP
cblr-3008	123	6	antitrust	antitrust	ADJ
cblr-3008	123	7	injury	injury	NOUN
cblr-3008	123	8	in	in	ADP
cblr-3008	123	9	a	a	DET
cblr-3008	123	10	two	two	NUM
cblr-3008	123	11	-	-	PUNCT
cblr-3008	123	12	sided	sided	ADJ
cblr-3008	123	13	market	market	NOUN
cblr-3008	123	14	:	:	PUNCT
cblr-3008	123	15	in	in	ADP
cblr-3008	123	16	re	re	ADP
cblr-3008	123	17	visa	visa	NOUN
cblr-3008	123	18	check	check	VERB
cblr-3008	123	19	1	1	NUM
cblr-3008	123	20	.	.	PUNCT
cblr-3008	124	1	the	the	DET
cblr-3008	124	2	merchants	merchant	NOUN
cblr-3008	124	3	'	'	PART
cblr-3008	124	4	antitrust	antitrust	ADJ
cblr-3008	124	5	injury	injury	NOUN
cblr-3008	124	6	and	and	CCONJ
cblr-3008	124	7	damages	damage	NOUN
cblr-3008	124	8	theory	theory	NOUN
cblr-3008	124	9	in	in	ADP
cblr-3008	124	10	in	in	ADP
cblr-3008	124	11	re	re	PROPN
cblr-3008	124	12	visa	visa	NOUN
cblr-3008	124	13	check	check	NOUN
cblr-3008	124	14	,	,	PUNCT
cblr-3008	124	15	the	the	DET
cblr-3008	124	16	defendants	defendant	NOUN
cblr-3008	124	17	used	use	VERB
cblr-3008	124	18	tying	tie	VERB
cblr-3008	124	19	arrangements	arrangement	NOUN
cblr-3008	124	20	in	in	ADP
cblr-3008	124	21	a	a	DET
cblr-3008	124	22	two	two	NUM
cblr-3008	124	23	-	-	PUNCT
cblr-3008	124	24	sided	sided	ADJ
cblr-3008	124	25	market	market	NOUN
cblr-3008	124	26	to	to	PART
cblr-3008	124	27	foreclose	foreclose	VERB
cblr-3008	124	28	competition	competition	NOUN
cblr-3008	124	29	,	,	PUNCT
cblr-3008	124	30	and	and	CCONJ
cblr-3008	124	31	,	,	PUNCT
cblr-3008	124	32	in	in	ADP
cblr-3008	124	33	the	the	DET
cblr-3008	124	34	process	process	NOUN
cblr-3008	124	35	,	,	PUNCT
cblr-3008	124	36	caused	cause	VERB
cblr-3008	124	37	an	an	DET
cblr-3008	124	38	inferior	inferior	ADJ
cblr-3008	124	39	product	product	NOUN
cblr-3008	124	40	to	to	PART
cblr-3008	124	41	dominate	dominate	VERB
cblr-3008	124	42	the	the	DET
cblr-3008	124	43	market	market	NOUN
cblr-3008	124	44	at	at	ADP
cblr-3008	124	45	great	great	ADJ
cblr-3008	124	46	cost	cost	NOUN
cblr-3008	124	47	to	to	ADP
cblr-3008	124	48	consumer	consumer	NOUN
cblr-3008	124	49	welfare	welfare	NOUN
cblr-3008	124	50	.	.	PUNCT
cblr-3008	125	1	the	the	DET
cblr-3008	125	2	inferior	inferior	ADJ
cblr-3008	125	3	product	product	NOUN
cblr-3008	125	4	in	in	ADP
cblr-3008	125	5	question	question	NOUN
cblr-3008	125	6	was	be	AUX
cblr-3008	125	7	visa	visa	NOUN
cblr-3008	125	8	/	/	SYM
cblr-3008	125	9	mastercard	mastercard	PROPN
cblr-3008	125	10	signature	signature	NOUN
cblr-3008	125	11	debit	debit	NOUN
cblr-3008	125	12	(	(	PUNCT
cblr-3008	125	13	commonly	commonly	ADV
cblr-3008	125	14	known	know	VERB
cblr-3008	125	15	as	as	ADP
cblr-3008	125	16	the	the	DET
cblr-3008	125	17	visa	visa	NOUN
cblr-3008	125	18	check	check	NOUN
cblr-3008	125	19	card	card	NOUN
cblr-3008	125	20	and	and	CCONJ
cblr-3008	125	21	debit	debit	VERB
cblr-3008	125	22	2	2	NUM
cblr-3008	125	23	evans	evan	NOUN
cblr-3008	125	24	,	,	PUNCT
cblr-3008	125	25	supra	supra	PROPN
cblr-3008	125	26	note	note	PROPN
cblr-3008	125	27	24	24	NUM
cblr-3008	125	28	,	,	PUNCT
cblr-3008	125	29	at	at	ADP
cblr-3008	125	30	329	329	NUM
cblr-3008	125	31	,	,	PUNCT
cblr-3008	125	32	355	355	NUM
cblr-3008	125	33	.	.	X
cblr-3008	126	1	26	26	NUM
cblr-3008	127	1	i	i	PRON
cblr-3008	127	2	d.	d.	PROPN
cblr-3008	127	3	at	at	ADP
cblr-3008	127	4	355	355	NUM
cblr-3008	127	5	-	-	SYM
cblr-3008	127	6	56	56	NUM
cblr-3008	127	7	.	.	NOUN
cblr-3008	127	8	27	27	NUM
cblr-3008	128	1	i	i	PRON
cblr-3008	128	2	d.	d.	PROPN
cblr-3008	128	3	at	at	ADP
cblr-3008	128	4	328	328	NUM
cblr-3008	128	5	.	.	PUNCT
cblr-3008	129	1	mastercard	mastercard	PROPN
cblr-3008	129	2	)	)	PUNCT
cblr-3008	129	3	,	,	PUNCT
cblr-3008	129	4	which	which	PRON
cblr-3008	129	5	utilizes	utilize	VERB
cblr-3008	129	6	the	the	DET
cblr-3008	129	7	inefficient	inefficient	ADJ
cblr-3008	129	8	dual	dual	ADJ
cblr-3008	129	9	-	-	PUNCT
cblr-3008	129	10	message	message	NOUN
cblr-3008	129	11	processing	processing	NOUN
cblr-3008	129	12	system	system	NOUN
cblr-3008	129	13	and	and	CCONJ
cblr-3008	129	14	is	be	AUX
cblr-3008	129	15	prone	prone	ADJ
cblr-3008	129	16	to	to	ADP
cblr-3008	129	17	fraud	fraud	VERB
cblr-3008	129	18	because	because	SCONJ
cblr-3008	129	19	it	it	PRON
cblr-3008	129	20	is	be	AUX
cblr-3008	129	21	typically	typically	ADV
cblr-3008	129	22	authenticated	authenticate	VERB
cblr-3008	129	23	with	with	ADP
cblr-3008	129	24	a	a	DET
cblr-3008	129	25	signature.2	signature.2	PROPN
cblr-3008	129	26	"	"	PUNCT
cblr-3008	129	27	the	the	DET
cblr-3008	129	28	superior	superior	ADJ
cblr-3008	129	29	product	product	NOUN
cblr-3008	129	30	is	be	AUX
cblr-3008	129	31	pin	pin	NOUN
cblr-3008	129	32	debit	debit	NOUN
cblr-3008	129	33	,	,	PUNCT
cblr-3008	129	34	which	which	PRON
cblr-3008	129	35	uses	use	VERB
cblr-3008	129	36	the	the	DET
cblr-3008	129	37	more	more	ADV
cblr-3008	129	38	efficient	efficient	ADJ
cblr-3008	129	39	singlemessage	singlemessage	NOUN
cblr-3008	129	40	system	system	NOUN
cblr-3008	129	41	and	and	CCONJ
cblr-3008	129	42	is	be	AUX
cblr-3008	129	43	much	much	ADV
cblr-3008	129	44	more	more	ADV
cblr-3008	129	45	secure	secure	ADJ
cblr-3008	129	46	because	because	SCONJ
cblr-3008	129	47	transactions	transaction	NOUN
cblr-3008	129	48	are	be	AUX
cblr-3008	129	49	authenticated	authenticate	VERB
cblr-3008	129	50	with	with	ADP
cblr-3008	129	51	a	a	DET
cblr-3008	129	52	personal	personal	ADJ
cblr-3008	129	53	identification	identification	NOUN
cblr-3008	129	54	number	number	NOUN
cblr-3008	129	55	(	(	PUNCT
cblr-3008	129	56	"	"	PUNCT
cblr-3008	129	57	pin").29	pin").29	VERB
cblr-3008	129	58	the	the	DET
cblr-3008	129	59	lynchpin	lynchpin	NOUN
cblr-3008	129	60	of	of	ADP
cblr-3008	129	61	visa	visa	NOUN
cblr-3008	129	62	's	's	PART
cblr-3008	129	63	and	and	CCONJ
cblr-3008	129	64	mastercard	mastercard	NOUN
cblr-3008	129	65	's	's	PART
cblr-3008	129	66	strategy	strategy	NOUN
cblr-3008	129	67	to	to	PART
cblr-3008	129	68	dominate	dominate	VERB
cblr-3008	129	69	the	the	DET
cblr-3008	129	70	debit	debit	NOUN
cblr-3008	129	71	card	card	NOUN
cblr-3008	129	72	market	market	NOUN
cblr-3008	129	73	was	be	AUX
cblr-3008	129	74	their	their	PRON
cblr-3008	129	75	honor	honor	NOUN
cblr-3008	129	76	all	all	DET
cblr-3008	129	77	cards	card	NOUN
cblr-3008	129	78	rules	rule	NOUN
cblr-3008	129	79	(	(	PUNCT
cblr-3008	129	80	"	"	PUNCT
cblr-3008	129	81	hac	hac	X
cblr-3008	129	82	"	"	PUNCT
cblr-3008	129	83	or	or	CCONJ
cblr-3008	129	84	"	"	PUNCT
cblr-3008	129	85	tying	tie	VERB
cblr-3008	129	86	"	"	PUNCT
cblr-3008	129	87	rules	rule	NOUN
cblr-3008	129	88	)	)	PUNCT
cblr-3008	129	89	,	,	PUNCT
cblr-3008	129	90	which	which	PRON
cblr-3008	129	91	forced	force	VERB
cblr-3008	129	92	merchants	merchant	NOUN
cblr-3008	129	93	to	to	PART
cblr-3008	129	94	accept	accept	VERB
cblr-3008	129	95	visa	visa	NOUN
cblr-3008	129	96	/	/	SYM
cblr-3008	129	97	mastercard	mastercard	PROPN
cblr-3008	129	98	signature	signature	NOUN
cblr-3008	129	99	debit	debit	NOUN
cblr-3008	129	100	transactions	transaction	NOUN
cblr-3008	129	101	as	as	ADP
cblr-3008	129	102	a	a	DET
cblr-3008	129	103	condition	condition	NOUN
cblr-3008	129	104	of	of	ADP
cblr-3008	129	105	accepting	accept	VERB
cblr-3008	129	106	visa	visa	NOUN
cblr-3008	129	107	/	/	SYM
cblr-3008	129	108	mastercard	mastercard	PROPN
cblr-3008	129	109	dominant	dominant	ADJ
cblr-3008	129	110	credit	credit	NOUN
cblr-3008	129	111	cards	card	NOUN
cblr-3008	129	112	.	.	PUNCT
cblr-3008	130	1	this	this	DET
cblr-3008	130	2	tie	tie	NOUN
cblr-3008	130	3	gave	give	VERB
cblr-3008	130	4	visa	visa	NOUN
cblr-3008	130	5	and	and	CCONJ
cblr-3008	130	6	mastercard	mastercard	VERB
cblr-3008	130	7	the	the	DET
cblr-3008	130	8	ability	ability	NOUN
cblr-3008	130	9	to	to	PART
cblr-3008	130	10	charge	charge	VERB
cblr-3008	130	11	credit	credit	NOUN
cblr-3008	130	12	card	card	NOUN
cblr-3008	130	13	-	-	PUNCT
cblr-3008	130	14	style	style	NOUN
cblr-3008	130	15	interchange	interchange	NOUN
cblr-3008	130	16	rates	rate	NOUN
cblr-3008	130	17	for	for	ADP
cblr-3008	130	18	their	their	PRON
cblr-3008	130	19	signature	signature	NOUN
cblr-3008	130	20	debit	debit	NOUN
cblr-3008	130	21	products	product	NOUN
cblr-3008	130	22	.	.	PUNCT
cblr-3008	131	1	numerous	numerous	ADJ
cblr-3008	131	2	merchants	merchant	NOUN
cblr-3008	131	3	complained	complain	VERB
cblr-3008	131	4	that	that	SCONJ
cblr-3008	131	5	the	the	DET
cblr-3008	131	6	prices	price	NOUN
cblr-3008	131	7	they	they	PRON
cblr-3008	131	8	paid	pay	VERB
cblr-3008	131	9	for	for	ADP
cblr-3008	131	10	visa	visa	NOUN
cblr-3008	131	11	's	's	PART
cblr-3008	131	12	and	and	CCONJ
cblr-3008	131	13	mastercard	mastercard	PROPN
cblr-3008	131	14	's	's	PART
cblr-3008	131	15	signature	signature	NOUN
cblr-3008	131	16	debit	debit	NOUN
cblr-3008	131	17	products	product	NOUN
cblr-3008	131	18	were	be	AUX
cblr-3008	131	19	substantially	substantially	ADV
cblr-3008	131	20	greater	great	ADJ
cblr-3008	131	21	-	-	PUNCT
cblr-3008	131	22	in	in	ADP
cblr-3008	131	23	many	many	ADJ
cblr-3008	131	24	cases	case	NOUN
cblr-3008	131	25	ten	ten	NUM
cblr-3008	131	26	to	to	PART
cblr-3008	131	27	twelve	twelve	NUM
cblr-3008	131	28	times	time	NOUN
cblr-3008	131	29	greater	great	ADJ
cblr-3008	131	30	-	-	PUNCT
cblr-3008	131	31	than	than	ADP
cblr-3008	131	32	the	the	DET
cblr-3008	131	33	prices	price	NOUN
cblr-3008	131	34	they	they	PRON
cblr-3008	131	35	paid	pay	VERB
cblr-3008	131	36	for	for	ADP
cblr-3008	131	37	the	the	DET
cblr-3008	131	38	superior	superior	ADJ
cblr-3008	131	39	pin	pin	NOUN
cblr-3008	131	40	debit	debit	NOUN
cblr-3008	131	41	products	product	NOUN
cblr-3008	131	42	.	.	PUNCT
cblr-3008	132	1	but	but	CCONJ
cblr-3008	132	2	since	since	SCONJ
cblr-3008	132	3	virtually	virtually	ADV
cblr-3008	132	4	all	all	DET
cblr-3008	132	5	merchants	merchant	NOUN
cblr-3008	132	6	needed	need	VERB
cblr-3008	132	7	to	to	PART
cblr-3008	132	8	accept	accept	VERB
cblr-3008	132	9	visa	visa	NOUN
cblr-3008	132	10	's	's	PART
cblr-3008	132	11	and	and	CCONJ
cblr-3008	132	12	mastercard	mastercard	NOUN
cblr-3008	132	13	's	's	PART
cblr-3008	132	14	dominant	dominant	ADJ
cblr-3008	132	15	credit	credit	NOUN
cblr-3008	132	16	cards	card	NOUN
cblr-3008	132	17	in	in	ADP
cblr-3008	132	18	order	order	NOUN
cblr-3008	132	19	to	to	PART
cblr-3008	132	20	remain	remain	VERB
cblr-3008	132	21	competitive	competitive	ADJ
cblr-3008	132	22	,	,	PUNCT
cblr-3008	132	23	they	they	PRON
cblr-3008	132	24	had	have	VERB
cblr-3008	132	25	no	no	DET
cblr-3008	132	26	choice	choice	NOUN
cblr-3008	132	27	but	but	SCONJ
cblr-3008	132	28	to	to	PART
cblr-3008	132	29	accept	accept	VERB
cblr-3008	132	30	visa	visa	NOUN
cblr-3008	132	31	/	/	SYM
cblr-3008	132	32	mastercard	mastercard	PROPN
cblr-3008	132	33	debit	debit	NOUN
cblr-3008	132	34	transactions	transaction	NOUN
cblr-3008	132	35	at	at	ADP
cblr-3008	132	36	supracompetitive	supracompetitive	ADJ
cblr-3008	132	37	prices	price	NOUN
cblr-3008	132	38	.	.	PUNCT
cblr-3008	133	1	28	28	NUM
cblr-3008	133	2	in	in	ADP
cblr-3008	133	3	a	a	DET
cblr-3008	133	4	dual	dual	ADJ
cblr-3008	133	5	-	-	PUNCT
cblr-3008	133	6	message	message	NOUN
cblr-3008	133	7	system	system	NOUN
cblr-3008	133	8	,	,	PUNCT
cblr-3008	133	9	transactions	transaction	NOUN
cblr-3008	133	10	are	be	AUX
cblr-3008	133	11	authorized	authorize	VERB
cblr-3008	133	12	,	,	PUNCT
cblr-3008	133	13	settled	settle	VERB
cblr-3008	133	14	,	,	PUNCT
cblr-3008	133	15	and	and	CCONJ
cblr-3008	133	16	cleared	clear	VERB
cblr-3008	133	17	in	in	ADP
cblr-3008	133	18	separate	separate	ADJ
cblr-3008	133	19	electronic	electronic	ADJ
cblr-3008	133	20	messages	message	NOUN
cblr-3008	133	21	that	that	PRON
cblr-3008	133	22	can	can	AUX
cblr-3008	133	23	be	be	AUX
cblr-3008	133	24	days	day	NOUN
cblr-3008	133	25	apart	apart	ADV
cblr-3008	133	26	.	.	PUNCT
cblr-3008	134	1	in	in	ADP
cblr-3008	134	2	a	a	DET
cblr-3008	134	3	single	single	ADJ
cblr-3008	134	4	-	-	PUNCT
cblr-3008	134	5	message	message	NOUN
cblr-3008	134	6	system	system	NOUN
cblr-3008	134	7	,	,	PUNCT
cblr-3008	134	8	authorization	authorization	NOUN
cblr-3008	134	9	and	and	CCONJ
cblr-3008	134	10	settlement	settlement	NOUN
cblr-3008	134	11	take	take	VERB
cblr-3008	134	12	place	place	NOUN
cblr-3008	134	13	in	in	ADP
cblr-3008	134	14	a	a	DET
cblr-3008	134	15	single	single	ADJ
cblr-3008	134	16	electronic	electronic	ADJ
cblr-3008	134	17	message	message	NOUN
cblr-3008	134	18	.	.	PUNCT
cblr-3008	135	1	29	29	NUM
cblr-3008	136	1	the	the	DET
cblr-3008	136	2	in	in	ADP
cblr-3008	136	3	re	re	PROPN
cblr-3008	136	4	visa	visa	NOUN
cblr-3008	136	5	check	check	NOUN
cblr-3008	136	6	record	record	NOUN
cblr-3008	136	7	included	include	VERB
cblr-3008	136	8	evidence	evidence	NOUN
cblr-3008	136	9	that	that	SCONJ
cblr-3008	136	10	signatures	signature	NOUN
cblr-3008	136	11	are	be	AUX
cblr-3008	136	12	virtually	virtually	ADV
cblr-3008	136	13	worthless	worthless	ADJ
cblr-3008	136	14	as	as	ADP
cblr-3008	136	15	an	an	DET
cblr-3008	136	16	authentication	authentication	NOUN
cblr-3008	136	17	device	device	NOUN
cblr-3008	136	18	because	because	SCONJ
cblr-3008	136	19	sales	sale	NOUN
cblr-3008	136	20	clerks	clerk	NOUN
cblr-3008	136	21	are	be	AUX
cblr-3008	136	22	not	not	PART
cblr-3008	136	23	handwriting	handwrite	VERB
cblr-3008	136	24	experts	expert	NOUN
cblr-3008	136	25	and	and	CCONJ
cblr-3008	136	26	signatures	signature	NOUN
cblr-3008	136	27	are	be	AUX
cblr-3008	136	28	rarely	rarely	ADV
cblr-3008	136	29	checked	check	VERB
cblr-3008	136	30	in	in	ADP
cblr-3008	136	31	any	any	DET
cblr-3008	136	32	event	event	NOUN
cblr-3008	136	33	.	.	PUNCT
cblr-3008	137	1	by	by	ADP
cblr-3008	137	2	contrast	contrast	NOUN
cblr-3008	137	3	,	,	PUNCT
cblr-3008	137	4	a	a	DET
cblr-3008	137	5	pin	pin	NOUN
cblr-3008	137	6	provides	provide	VERB
cblr-3008	137	7	a	a	DET
cblr-3008	137	8	much	much	ADV
cblr-3008	137	9	more	more	ADV
cblr-3008	137	10	secure	secure	ADJ
cblr-3008	137	11	means	mean	NOUN
cblr-3008	137	12	of	of	ADP
cblr-3008	137	13	authentication	authentication	NOUN
cblr-3008	137	14	.	.	PUNCT
cblr-3008	138	1	see	see	VERB
cblr-3008	138	2	expert	expert	NOUN
cblr-3008	138	3	report	report	NOUN
cblr-3008	138	4	of	of	ADP
cblr-3008	138	5	james	james	PROPN
cblr-3008	138	6	brown	brown	PROPN
cblr-3008	138	7	at	at	ADP
cblr-3008	138	8	9	9	NUM
cblr-3008	138	9	,	,	PUNCT
cblr-3008	138	10	in	in	ADP
cblr-3008	138	11	re	re	VERB
cblr-3008	138	12	visa	visa	NOUN
cblr-3008	138	13	check	check	PROPN
cblr-3008	138	14	,	,	PUNCT
cblr-3008	138	15	297	297	NUM
cblr-3008	138	16	f.	f.	PROPN
cblr-3008	138	17	supp	supp	PROPN
cblr-3008	138	18	.	.	PUNCT
cblr-3008	139	1	2d	2d	PROPN
cblr-3008	139	2	503	503	NUM
cblr-3008	139	3	(	(	PUNCT
cblr-3008	139	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	139	5	.	.	NOUN
cblr-3008	139	6	2003	2003	NUM
cblr-3008	139	7	)	)	PUNCT
cblr-3008	139	8	(	(	PUNCT
cblr-3008	139	9	no	no	INTJ
cblr-3008	139	10	.	.	NOUN
cblr-3008	140	1	96	96	NUM
cblr-3008	140	2	-	-	PUNCT
cblr-3008	140	3	cv-5238	cv-5238	NOUN
cblr-3008	140	4	)	)	PUNCT
cblr-3008	140	5	(	(	PUNCT
cblr-3008	140	6	quoting	quote	VERB
cblr-3008	140	7	deposition	deposition	NOUN
cblr-3008	140	8	testimony	testimony	NOUN
cblr-3008	140	9	of	of	ADP
cblr-3008	140	10	mastercard	mastercard	PROPN
cblr-3008	140	11	ceo	ceo	PROPN
cblr-3008	140	12	that	that	SCONJ
cblr-3008	140	13	signature	signature	NOUN
cblr-3008	140	14	identification	identification	NOUN
cblr-3008	140	15	has	have	VERB
cblr-3008	140	16	"	"	PUNCT
cblr-3008	140	17	very	very	ADV
cblr-3008	140	18	limited	limited	ADJ
cblr-3008	140	19	value	value	NOUN
cblr-3008	140	20	[	[	PUNCT
cblr-3008	140	21	.	.	PUNCT
cblr-3008	140	22	.	.	PUNCT
cblr-3008	141	1	•	•	NUM
cblr-3008	142	1	[	[	X
cblr-3008	142	2	b]ecause	b]ecause	NOUN
cblr-3008	142	3	a	a	DET
cblr-3008	142	4	19	19	NUM
cblr-3008	142	5	-	-	PUNCT
cblr-3008	142	6	year	year	NOUN
cblr-3008	142	7	-	-	PUNCT
cblr-3008	142	8	old	old	ADJ
cblr-3008	142	9	clerk	clerk	NOUN
cblr-3008	142	10	is	be	AUX
cblr-3008	142	11	not	not	PART
cblr-3008	142	12	someone	someone	PRON
cblr-3008	142	13	you	you	PRON
cblr-3008	142	14	could	could	AUX
cblr-3008	142	15	count	count	VERB
cblr-3008	142	16	on	on	ADP
cblr-3008	142	17	to	to	PART
cblr-3008	142	18	make	make	VERB
cblr-3008	142	19	an	an	DET
cblr-3008	142	20	intelligent	intelligent	ADJ
cblr-3008	142	21	judgment	judgment	NOUN
cblr-3008	142	22	around	around	ADP
cblr-3008	142	23	whether	whether	SCONJ
cblr-3008	142	24	a	a	DET
cblr-3008	142	25	signature	signature	NOUN
cblr-3008	142	26	looks	look	VERB
cblr-3008	142	27	like	like	ADP
cblr-3008	142	28	the	the	DET
cblr-3008	142	29	other	other	ADJ
cblr-3008	142	30	signature	signature	NOUN
cblr-3008	142	31	that	that	PRON
cblr-3008	142	32	is	be	AUX
cblr-3008	142	33	presented	present	VERB
cblr-3008	142	34	on	on	ADP
cblr-3008	142	35	the	the	DET
cblr-3008	142	36	back	back	NOUN
cblr-3008	142	37	of	of	ADP
cblr-3008	142	38	the	the	DET
cblr-3008	142	39	card	card	NOUN
cblr-3008	142	40	"	"	PUNCT
cblr-3008	142	41	)	)	PUNCT
cblr-3008	142	42	.	.	PUNCT
cblr-3008	143	1	see	see	VERB
cblr-3008	143	2	i	i	PRON
cblr-3008	143	3	d.	d.	PROPN
cblr-3008	143	4	at	at	ADP
cblr-3008	143	5	9	9	NUM
cblr-3008	143	6	-	-	SYM
cblr-3008	143	7	18	18	NUM
cblr-3008	143	8	for	for	ADP
cblr-3008	143	9	a	a	DET
cblr-3008	143	10	discussion	discussion	NOUN
cblr-3008	143	11	of	of	ADP
cblr-3008	143	12	the	the	DET
cblr-3008	143	13	various	various	ADJ
cblr-3008	143	14	risks	risk	NOUN
cblr-3008	143	15	and	and	CCONJ
cblr-3008	143	16	inefficiencies	inefficiency	NOUN
cblr-3008	143	17	associated	associate	VERB
cblr-3008	143	18	with	with	ADP
cblr-3008	143	19	signature	signature	NOUN
cblr-3008	143	20	debit	debit	NOUN
cblr-3008	143	21	.	.	PUNCT
cblr-3008	144	1	col	col	PROPN
cblr-3008	144	2	umbia	umbia	PROPN
cblr-3008	144	3	b	b	PROPN
cblr-3008	144	4	usiness	usiness	PROPN
cblr-3008	144	5	la	la	PROPN
cblr-3008	144	6	w	w	PROPN
cblr-3008	144	7	re	re	PROPN
cblr-3008	144	8	vie	vie	PROPN
cblr-3008	144	9	w	w	PROPN
cblr-3008	145	1	[	[	X
cblr-3008	145	2	vol	vol	NOUN
cblr-3008	145	3	.	.	PUNCT
cblr-3008	145	4	2005	2005	NUM
cblr-3008	145	5	no	no	NOUN
cblr-3008	145	6	.	.	PUNCT
cblr-3008	146	1	3:599	3:599	NUM
cblr-3008	146	2	]	]	X
cblr-3008	146	3	inre	inre	PROPN
cblr-3008	146	4	visa	visa	PROPN
cblr-3008	146	5	checkmastermoneyantitrustlitgation	checkmastermoneyantitrustlitgation	NOUN
cblr-3008	146	6	607	607	NUM
cblr-3008	146	7	the	the	DET
cblr-3008	146	8	evidence	evidence	NOUN
cblr-3008	146	9	in	in	ADP
cblr-3008	146	10	the	the	DET
cblr-3008	146	11	in	in	ADP
cblr-3008	146	12	re	re	NOUN
cblr-3008	146	13	visa	visa	NOUN
cblr-3008	146	14	check	check	NOUN
cblr-3008	146	15	case	case	NOUN
cblr-3008	146	16	supported	support	VERB
cblr-3008	146	17	the	the	DET
cblr-3008	146	18	merchants	merchant	NOUN
cblr-3008	146	19	'	'	PART
cblr-3008	146	20	position	position	NOUN
cblr-3008	146	21	that	that	SCONJ
cblr-3008	146	22	,	,	PUNCT
cblr-3008	146	23	but	but	CCONJ
cblr-3008	146	24	for	for	ADP
cblr-3008	146	25	the	the	DET
cblr-3008	146	26	tying	tie	VERB
cblr-3008	146	27	rules	rule	NOUN
cblr-3008	146	28	,	,	PUNCT
cblr-3008	146	29	visa	visa	NOUN
cblr-3008	146	30	and	and	CCONJ
cblr-3008	146	31	mastercard	mastercard	PROPN
cblr-3008	146	32	could	could	AUX
cblr-3008	146	33	not	not	PART
cblr-3008	146	34	have	have	AUX
cblr-3008	146	35	charged	charge	VERB
cblr-3008	146	36	credit	credit	NOUN
cblr-3008	146	37	card	card	NOUN
cblr-3008	146	38	-	-	PUNCT
cblr-3008	146	39	style	style	NOUN
cblr-3008	146	40	interchange	interchange	NOUN
cblr-3008	146	41	fees	fee	NOUN
cblr-3008	146	42	for	for	ADP
cblr-3008	146	43	their	their	PRON
cblr-3008	146	44	debit	debit	NOUN
cblr-3008	146	45	products	product	NOUN
cblr-3008	146	46	.	.	PUNCT
cblr-3008	147	1	for	for	ADP
cblr-3008	147	2	instance	instance	NOUN
cblr-3008	147	3	,	,	PUNCT
cblr-3008	147	4	visa	visa	NOUN
cblr-3008	147	5	's	's	PART
cblr-3008	147	6	longstanding	longstanding	ADJ
cblr-3008	147	7	debit	debit	NOUN
cblr-3008	147	8	consultant	consultant	NOUN
cblr-3008	147	9	,	,	PUNCT
cblr-3008	147	10	andersen	andersen	PROPN
cblr-3008	147	11	consulting	consulting	PROPN
cblr-3008	147	12	,	,	PUNCT
cblr-3008	147	13	warned	warn	VERB
cblr-3008	147	14	visa	visa	NOUN
cblr-3008	147	15	in	in	ADP
cblr-3008	147	16	1997	1997	NUM
cblr-3008	147	17	that	that	SCONJ
cblr-3008	147	18	if	if	SCONJ
cblr-3008	147	19	the	the	DET
cblr-3008	147	20	hac	hac	NOUN
cblr-3008	147	21	rules	rule	NOUN
cblr-3008	147	22	were	be	AUX
cblr-3008	147	23	eliminated	eliminate	VERB
cblr-3008	147	24	,	,	PUNCT
cblr-3008	147	25	approximately	approximately	ADV
cblr-3008	147	26	80	80	NUM
cblr-3008	147	27	%	%	NOUN
cblr-3008	147	28	of	of	ADP
cblr-3008	147	29	visa	visa	NOUN
cblr-3008	147	30	's	's	PART
cblr-3008	147	31	debit	debit	NOUN
cblr-3008	147	32	volume	volume	NOUN
cblr-3008	147	33	would	would	AUX
cblr-3008	147	34	be	be	AUX
cblr-3008	147	35	at	at	ADP
cblr-3008	147	36	risk	risk	NOUN
cblr-3008	147	37	;	;	PUNCT
cblr-3008	147	38	in	in	ADP
cblr-3008	147	39	such	such	ADJ
cblr-3008	147	40	event	event	NOUN
cblr-3008	147	41	,	,	PUNCT
cblr-3008	147	42	visa	visa	NOUN
cblr-3008	147	43	would	would	AUX
cblr-3008	147	44	have	have	VERB
cblr-3008	147	45	to	to	PART
cblr-3008	147	46	reduce	reduce	VERB
cblr-3008	147	47	its	its	PRON
cblr-3008	147	48	signature	signature	NOUN
cblr-3008	147	49	debit	debit	NOUN
cblr-3008	147	50	interchange	interchange	NOUN
cblr-3008	147	51	fees	fee	NOUN
cblr-3008	147	52	to	to	PART
cblr-3008	147	53	pin	pin	NOUN
cblr-3008	147	54	debit	debit	NOUN
cblr-3008	147	55	levels	level	NOUN
cblr-3008	147	56	in	in	ADP
cblr-3008	147	57	order	order	NOUN
cblr-3008	147	58	to	to	PART
cblr-3008	147	59	preserve	preserve	VERB
cblr-3008	147	60	debit	debit	NOUN
cblr-3008	147	61	card	card	NOUN
cblr-3008	147	62	acceptance	acceptance	NOUN
cblr-3008	147	63	.	.	PUNCT
cblr-3008	147	64	"	"	PUNCT
cblr-3008	148	1	a	a	DET
cblr-3008	148	2	1997	1997	NUM
cblr-3008	148	3	study	study	NOUN
cblr-3008	148	4	prepared	prepare	VERB
cblr-3008	148	5	by	by	ADP
cblr-3008	148	6	industry	industry	NOUN
cblr-3008	148	7	analysts	analyst	NOUN
cblr-3008	148	8	dove	dive	VERB
cblr-3008	148	9	associates	associate	NOUN
cblr-3008	148	10	came	come	VERB
cblr-3008	148	11	to	to	ADP
cblr-3008	148	12	essentially	essentially	ADV
cblr-3008	148	13	the	the	DET
cblr-3008	148	14	same	same	ADJ
cblr-3008	148	15	conclusion	conclusion	NOUN
cblr-3008	148	16	:	:	PUNCT
cblr-3008	148	17	if	if	SCONJ
cblr-3008	148	18	the	the	DET
cblr-3008	148	19	merchants	merchant	NOUN
cblr-3008	148	20	win	win	VERB
cblr-3008	148	21	the	the	DET
cblr-3008	148	22	suit	suit	NOUN
cblr-3008	148	23	,	,	PUNCT
cblr-3008	148	24	and	and	CCONJ
cblr-3008	148	25	the	the	DET
cblr-3008	148	26	tying	tie	VERB
cblr-3008	148	27	arrangement	arrangement	NOUN
cblr-3008	148	28	is	be	AUX
cblr-3008	148	29	removed	remove	VERB
cblr-3008	148	30	,	,	PUNCT
cblr-3008	148	31	then	then	ADV
cblr-3008	148	32	practically	practically	ADV
cblr-3008	148	33	all	all	DET
cblr-3008	148	34	retailers	retailer	NOUN
cblr-3008	148	35	would	would	AUX
cblr-3008	148	36	abandon	abandon	VERB
cblr-3008	148	37	off	off	ADP
cblr-3008	148	38	-	-	PUNCT
cblr-3008	148	39	line	line	NOUN
cblr-3008	148	40	debit	debit	NOUN
cblr-3008	148	41	under	under	ADP
cblr-3008	148	42	its	its	PRON
cblr-3008	148	43	present	present	ADJ
cblr-3008	148	44	pricing	pricing	NOUN
cblr-3008	148	45	structure	structure	NOUN
cblr-3008	148	46	.	.	PUNCT
cblr-3008	149	1	the	the	DET
cblr-3008	149	2	card	card	NOUN
cblr-3008	149	3	associations	association	NOUN
cblr-3008	149	4	would	would	AUX
cblr-3008	149	5	be	be	AUX
cblr-3008	149	6	forced	force	VERB
cblr-3008	149	7	to	to	PART
cblr-3008	149	8	rethink	rethink	VERB
cblr-3008	149	9	their	their	PRON
cblr-3008	149	10	interchange	interchange	NOUN
cblr-3008	149	11	fees	fee	NOUN
cblr-3008	149	12	,	,	PUNCT
cblr-3008	149	13	and	and	CCONJ
cblr-3008	149	14	come	come	VERB
cblr-3008	149	15	up	up	ADP
cblr-3008	149	16	with	with	ADP
cblr-3008	149	17	a	a	DET
cblr-3008	149	18	new	new	ADJ
cblr-3008	149	19	pricing	pricing	NOUN
cblr-3008	149	20	schedule	schedule	NOUN
cblr-3008	149	21	that	that	PRON
cblr-3008	149	22	could	could	AUX
cblr-3008	149	23	compete	compete	VERB
cblr-3008	149	24	with	with	ADP
cblr-3008	149	25	on	on	ADP
cblr-3008	149	26	-	-	PUNCT
cblr-3008	149	27	line	line	NOUN
cblr-3008	150	1	[	[	X
cblr-3008	150	2	pin	pin	X
cblr-3008	150	3	]	]	X
cblr-3008	150	4	debit	debit	NOUN
cblr-3008	150	5	....	....	PUNCT
cblr-3008	150	6	31	31	NUM
cblr-3008	150	7	notably	notably	ADV
cblr-3008	150	8	,	,	PUNCT
cblr-3008	150	9	all	all	DET
cblr-3008	150	10	shoppers	shopper	NOUN
cblr-3008	150	11	,	,	PUNCT
cblr-3008	150	12	including	include	VERB
cblr-3008	150	13	those	those	PRON
cblr-3008	150	14	who	who	PRON
cblr-3008	150	15	did	do	AUX
cblr-3008	150	16	not	not	PART
cblr-3008	150	17	use	use	VERB
cblr-3008	150	18	visa	visa	NOUN
cblr-3008	150	19	and	and	CCONJ
cblr-3008	150	20	mastercard	mastercard	PROPN
cblr-3008	150	21	signature	signature	NOUN
cblr-3008	150	22	debit	debit	NOUN
cblr-3008	150	23	cards	card	NOUN
cblr-3008	150	24	,	,	PUNCT
cblr-3008	150	25	were	be	AUX
cblr-3008	150	26	forced	force	VERB
cblr-3008	150	27	to	to	PART
cblr-3008	150	28	pay	pay	VERB
cblr-3008	150	29	these	these	DET
cblr-3008	150	30	overcharges	overcharge	NOUN
cblr-3008	150	31	in	in	ADP
cblr-3008	150	32	the	the	DET
cblr-3008	150	33	form	form	NOUN
cblr-3008	150	34	of	of	ADP
cblr-3008	150	35	higher	high	ADJ
cblr-3008	150	36	retail	retail	ADJ
cblr-3008	150	37	prices	price	NOUN
cblr-3008	150	38	.	.	PUNCT
cblr-3008	151	1	the	the	DET
cblr-3008	151	2	evidence	evidence	NOUN
cblr-3008	151	3	also	also	ADV
cblr-3008	151	4	indicated	indicate	VERB
cblr-3008	151	5	that	that	SCONJ
cblr-3008	151	6	the	the	DET
cblr-3008	151	7	supracompetitive	supracompetitive	ADJ
cblr-3008	151	8	interchange	interchange	NOUN
cblr-3008	151	9	fees	fee	NOUN
cblr-3008	151	10	,	,	PUNCT
cblr-3008	151	11	enabled	enable	VERB
cblr-3008	151	12	by	by	ADP
cblr-3008	151	13	the	the	DET
cblr-3008	151	14	tying	tie	VERB
cblr-3008	151	15	rules	rule	NOUN
cblr-3008	151	16	,	,	PUNCT
cblr-3008	151	17	distorted	distort	VERB
cblr-3008	151	18	the	the	DET
cblr-3008	151	19	development	development	NOUN
cblr-3008	151	20	of	of	ADP
cblr-3008	151	21	debit	debit	NOUN
cblr-3008	151	22	in	in	ADP
cblr-3008	151	23	the	the	DET
cblr-3008	151	24	united	united	PROPN
cblr-3008	151	25	states	states	PROPN
cblr-3008	151	26	by	by	ADP
cblr-3008	151	27	motivating	motivate	VERB
cblr-3008	151	28	30	30	NUM
cblr-3008	151	29	andersen	andersen	PROPN
cblr-3008	151	30	consulting	consulting	NOUN
cblr-3008	151	31	,	,	PUNCT
cblr-3008	151	32	report	report	NOUN
cblr-3008	151	33	prepared	prepare	VERB
cblr-3008	151	34	for	for	ADP
cblr-3008	151	35	visa	visa	NOUN
cblr-3008	151	36	regarding	regard	VERB
cblr-3008	151	37	the	the	DET
cblr-3008	151	38	hac	hac	NOUN
cblr-3008	151	39	rules	rule	NOUN
cblr-3008	151	40	,	,	PUNCT
cblr-3008	151	41	at	at	ADP
cblr-3008	151	42	10	10	NUM
cblr-3008	151	43	,	,	PUNCT
cblr-3008	151	44	ex	ex	NOUN
cblr-3008	151	45	.	.	NOUN
cblr-3008	151	46	820	820	NUM
cblr-3008	151	47	to	to	ADP
cblr-3008	151	48	decl	decl	PROPN
cblr-3008	151	49	.	.	PUNCT
cblr-3008	152	1	g.	g.	PROPN
cblr-3008	152	2	schnell	schnell	PROPN
cblr-3008	152	3	supp	supp	PROPN
cblr-3008	152	4	.	.	PUNCT
cblr-3008	153	1	pls	pls	INTJ
cblr-3008	153	2	.	.	PUNCT
cblr-3008	153	3	'	'	PUNCT
cblr-3008	154	1	opp'n	opp'n	PROPN
cblr-3008	154	2	defs	defs	PROPN
cblr-3008	154	3	.	.	PUNCT
cblr-3008	154	4	'	'	PUNCT
cblr-3008	155	1	mot	mot	NOUN
cblr-3008	155	2	.	.	PUNCT
cblr-3008	156	1	summ	summ	PROPN
cblr-3008	156	2	.	.	PUNCT
cblr-3008	157	1	j.	j.	PROPN
cblr-3008	157	2	,	,	PUNCT
cblr-3008	157	3	in	in	ADP
cblr-3008	157	4	re	re	VERB
cblr-3008	157	5	visa	visa	NOUN
cblr-3008	157	6	check	check	PROPN
cblr-3008	157	7	,	,	PUNCT
cblr-3008	157	8	297	297	NUM
cblr-3008	157	9	f.	f.	PROPN
cblr-3008	157	10	supp	supp	PROPN
cblr-3008	157	11	.	.	PUNCT
cblr-3008	158	1	2d	2d	PROPN
cblr-3008	158	2	503	503	NUM
cblr-3008	158	3	(	(	PUNCT
cblr-3008	158	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	158	5	.	.	NOUN
cblr-3008	158	6	2003	2003	NUM
cblr-3008	158	7	)	)	PUNCT
cblr-3008	158	8	(	(	PUNCT
cblr-3008	158	9	no	no	INTJ
cblr-3008	158	10	.	.	PUNCT
cblr-3008	158	11	96cv-5238	96cv-5238	NUM
cblr-3008	158	12	)	)	PUNCT
cblr-3008	159	1	[	[	X
cblr-3008	159	2	hereinafter	hereinafter	NOUN
cblr-3008	159	3	andersen	andersen	PROPN
cblr-3008	159	4	hac	hac	PROPN
cblr-3008	159	5	report	report	NOUN
cblr-3008	159	6	]	]	PUNCT
cblr-3008	159	7	.	.	PUNCT
cblr-3008	160	1	the	the	DET
cblr-3008	160	2	in	in	ADP
cblr-3008	160	3	re	re	PROPN
cblr-3008	160	4	visa	visa	NOUN
cblr-3008	160	5	check	check	NOUN
cblr-3008	160	6	court	court	NOUN
cblr-3008	160	7	made	make	VERB
cblr-3008	160	8	this	this	DET
cblr-3008	160	9	document	document	NOUN
cblr-3008	160	10	public	public	NOUN
cblr-3008	160	11	when	when	SCONJ
cblr-3008	160	12	it	it	PRON
cblr-3008	160	13	unsealed	unseal	VERB
cblr-3008	160	14	substantial	substantial	ADJ
cblr-3008	160	15	portions	portion	NOUN
cblr-3008	160	16	of	of	ADP
cblr-3008	160	17	the	the	DET
cblr-3008	160	18	record	record	NOUN
cblr-3008	160	19	.	.	PUNCT
cblr-3008	161	1	"	"	PUNCT
cblr-3008	161	2	dove	dove	PROPN
cblr-3008	161	3	associates	associates	PROPN
cblr-3008	161	4	inc	inc	PROPN
cblr-3008	161	5	.	.	PROPN
cblr-3008	161	6	,	,	PUNCT
cblr-3008	161	7	the	the	DET
cblr-3008	161	8	future	future	NOUN
cblr-3008	161	9	of	of	ADP
cblr-3008	161	10	use	use	NOUN
cblr-3008	161	11	of	of	ADP
cblr-3008	161	12	atms	atms	NOUN
cblr-3008	161	13	:	:	PUNCT
cblr-3008	161	14	an	an	DET
cblr-3008	161	15	examination	examination	NOUN
cblr-3008	161	16	of	of	ADP
cblr-3008	161	17	the	the	DET
cblr-3008	161	18	current	current	ADJ
cblr-3008	161	19	and	and	CCONJ
cblr-3008	161	20	future	future	ADJ
cblr-3008	161	21	state	state	NOUN
cblr-3008	161	22	of	of	ADP
cblr-3008	161	23	the	the	DET
cblr-3008	161	24	atm	atm	PROPN
cblr-3008	161	25	business	business	NOUN
cblr-3008	161	26	,	,	PUNCT
cblr-3008	161	27	at	at	ADP
cblr-3008	161	28	84	84	NUM
cblr-3008	161	29	(	(	PUNCT
cblr-3008	161	30	1997	1997	NUM
cblr-3008	161	31	)	)	PUNCT
cblr-3008	161	32	(	(	PUNCT
cblr-3008	161	33	report	report	NOUN
cblr-3008	161	34	prepared	prepare	VERB
cblr-3008	161	35	for	for	ADP
cblr-3008	161	36	the	the	DET
cblr-3008	161	37	pulse	pulse	NOUN
cblr-3008	161	38	eft	eft	PROPN
cblr-3008	161	39	association	association	PROPN
cblr-3008	161	40	,	,	PUNCT
cblr-3008	161	41	a	a	DET
cblr-3008	161	42	nationwide	nationwide	ADJ
cblr-3008	161	43	electronic	electronic	ADJ
cblr-3008	161	44	funds	fund	NOUN
cblr-3008	161	45	transfer	transfer	NOUN
cblr-3008	161	46	network	network	NOUN
cblr-3008	161	47	)	)	PUNCT
cblr-3008	161	48	,	,	PUNCT
cblr-3008	161	49	ex	ex	NOUN
cblr-3008	161	50	.	.	NOUN
cblr-3008	161	51	1	1	NUM
cblr-3008	161	52	to	to	ADP
cblr-3008	161	53	deel	deel	PROPN
cblr-3008	161	54	.	.	PUNCT
cblr-3008	162	1	g.	g.	PROPN
cblr-3008	162	2	schnell	schnell	PROPN
cblr-3008	162	3	supp	supp	PROPN
cblr-3008	162	4	.	.	PUNCT
cblr-3008	163	1	pls	pls	INTJ
cblr-3008	163	2	.	.	PUNCT
cblr-3008	163	3	'	'	PUNCT
cblr-3008	164	1	opp'n	opp'n	PROPN
cblr-3008	164	2	defs	defs	PROPN
cblr-3008	164	3	.	.	PUNCT
cblr-3008	164	4	'	'	PUNCT
cblr-3008	165	1	mot	mot	NOUN
cblr-3008	165	2	.	.	PUNCT
cblr-3008	166	1	summ	summ	PROPN
cblr-3008	166	2	.	.	PUNCT
cblr-3008	167	1	j.	j.	PROPN
cblr-3008	167	2	,	,	PUNCT
cblr-3008	167	3	in	in	ADP
cblr-3008	167	4	re	re	VERB
cblr-3008	167	5	visa	visa	NOUN
cblr-3008	167	6	check	check	PROPN
cblr-3008	167	7	,	,	PUNCT
cblr-3008	167	8	297	297	NUM
cblr-3008	167	9	f.	f.	PROPN
cblr-3008	167	10	supp	supp	PROPN
cblr-3008	167	11	.	.	PUNCT
cblr-3008	168	1	2d	2d	PROPN
cblr-3008	168	2	503	503	NUM
cblr-3008	168	3	(	(	PUNCT
cblr-3008	168	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	168	5	.	.	NOUN
cblr-3008	168	6	2003	2003	NUM
cblr-3008	168	7	)	)	PUNCT
cblr-3008	168	8	(	(	PUNCT
cblr-3008	168	9	no	no	INTJ
cblr-3008	168	10	.	.	PUNCT
cblr-3008	168	11	96cv-5238	96cv-5238	NUM
cblr-3008	168	12	)	)	PUNCT
cblr-3008	168	13	.	.	PUNCT
cblr-3008	169	1	an	an	DET
cblr-3008	169	2	online	online	ADJ
cblr-3008	169	3	summary	summary	NOUN
cblr-3008	169	4	of	of	ADP
cblr-3008	169	5	this	this	DET
cblr-3008	169	6	report	report	NOUN
cblr-3008	169	7	is	be	AUX
cblr-3008	169	8	available	available	ADJ
cblr-3008	169	9	at	at	ADP
cblr-3008	169	10	http://www.doveconsulting.com/articledownload/rs1997	http://www.doveconsulting.com/articledownload/rs1997	PROPN
cblr-3008	169	11	futureuseatm.pdf	futureuseatm.pdf	NOUN
cblr-3008	169	12	(	(	PUNCT
cblr-3008	169	13	last	last	ADV
cblr-3008	169	14	visited	visit	VERB
cblr-3008	169	15	nov	nov	PROPN
cblr-3008	169	16	.	.	PROPN
cblr-3008	169	17	6	6	NUM
cblr-3008	169	18	,	,	PUNCT
cblr-3008	169	19	2005	2005	NUM
cblr-3008	169	20	)	)	PUNCT
cblr-3008	169	21	.	.	PUNCT
cblr-3008	170	1	columbia	columbia	PROPN
cblr-3008	170	2	business	business	PROPN
cblr-3008	170	3	la	la	PROPN
cblr-3008	170	4	w	w	PROPN
cblr-3008	170	5	review	review	NOUN
cblr-3008	170	6	banks	bank	NOUN
cblr-3008	170	7	to	to	PART
cblr-3008	170	8	suppress	suppress	VERB
cblr-3008	170	9	the	the	DET
cblr-3008	170	10	superior	superior	ADJ
cblr-3008	170	11	pin	pin	NOUN
cblr-3008	170	12	debit	debit	NOUN
cblr-3008	170	13	product	product	NOUN
cblr-3008	170	14	.	.	PUNCT
cblr-3008	171	1	to	to	PART
cblr-3008	171	2	illustrate	illustrate	VERB
cblr-3008	171	3	the	the	DET
cblr-3008	171	4	full	full	ADJ
cblr-3008	171	5	consumer	consumer	NOUN
cblr-3008	171	6	welfare	welfare	NOUN
cblr-3008	171	7	effects	effect	NOUN
cblr-3008	171	8	of	of	ADP
cblr-3008	171	9	this	this	DET
cblr-3008	171	10	distortion	distortion	NOUN
cblr-3008	171	11	,	,	PUNCT
cblr-3008	171	12	it	it	PRON
cblr-3008	171	13	is	be	AUX
cblr-3008	171	14	helpful	helpful	ADJ
cblr-3008	171	15	to	to	PART
cblr-3008	171	16	recount	recount	VERB
cblr-3008	171	17	briefly	briefly	ADV
cblr-3008	171	18	the	the	DET
cblr-3008	171	19	history	history	NOUN
cblr-3008	171	20	of	of	ADP
cblr-3008	171	21	debit	debit	NOUN
cblr-3008	171	22	products	product	NOUN
cblr-3008	171	23	in	in	ADP
cblr-3008	171	24	the	the	DET
cblr-3008	171	25	united	united	PROPN
cblr-3008	171	26	states	states	PROPN
cblr-3008	171	27	.	.	PUNCT
cblr-3008	172	1	2	2	NUM
cblr-3008	172	2	visa	visa	NOUN
cblr-3008	172	3	and	and	CCONJ
cblr-3008	172	4	mastercard	mastercard	PROPN
cblr-3008	172	5	created	create	VERB
cblr-3008	172	6	their	their	PRON
cblr-3008	172	7	signature	signature	NOUN
cblr-3008	172	8	debit	debit	NOUN
cblr-3008	172	9	products	product	NOUN
cblr-3008	172	10	in	in	ADP
cblr-3008	172	11	the	the	DET
cblr-3008	172	12	mid	mid	NOUN
cblr-3008	172	13	-	-	PUNCT
cblr-3008	172	14	to	to	ADP
cblr-3008	172	15	-	-	PUNCT
cblr-3008	172	16	late	late	ADJ
cblr-3008	172	17	1970s	1970	NOUN
cblr-3008	172	18	and	and	CCONJ
cblr-3008	172	19	immediately	immediately	ADV
cblr-3008	172	20	employed	employ	VERB
cblr-3008	172	21	their	their	PRON
cblr-3008	172	22	hac	hac	NOUN
cblr-3008	172	23	rules	rule	NOUN
cblr-3008	172	24	to	to	PART
cblr-3008	172	25	require	require	VERB
cblr-3008	172	26	merchants	merchant	NOUN
cblr-3008	172	27	that	that	PRON
cblr-3008	172	28	accepted	accept	VERB
cblr-3008	172	29	their	their	PRON
cblr-3008	172	30	credit	credit	NOUN
cblr-3008	172	31	cards	card	NOUN
cblr-3008	172	32	to	to	PART
cblr-3008	172	33	accept	accept	VERB
cblr-3008	172	34	their	their	PRON
cblr-3008	172	35	debit	debit	NOUN
cblr-3008	172	36	products	product	NOUN
cblr-3008	172	37	as	as	ADV
cblr-3008	172	38	well	well	ADV
cblr-3008	172	39	.3	.3	NUM
cblr-3008	173	1	despite	despite	SCONJ
cblr-3008	173	2	this	this	DET
cblr-3008	173	3	instantaneous	instantaneous	ADJ
cblr-3008	173	4	and	and	CCONJ
cblr-3008	173	5	widespread	widespread	ADJ
cblr-3008	173	6	acceptance	acceptance	NOUN
cblr-3008	173	7	by	by	ADP
cblr-3008	173	8	merchants	merchant	NOUN
cblr-3008	173	9	,	,	PUNCT
cblr-3008	173	10	the	the	DET
cblr-3008	173	11	hac	hac	NOUN
cblr-3008	173	12	rules	rule	NOUN
cblr-3008	173	13	had	have	VERB
cblr-3008	173	14	little	little	ADJ
cblr-3008	173	15	effect	effect	NOUN
cblr-3008	173	16	on	on	ADP
cblr-3008	173	17	the	the	DET
cblr-3008	173	18	debit	debit	NOUN
cblr-3008	173	19	market	market	NOUN
cblr-3008	173	20	in	in	ADP
cblr-3008	173	21	those	those	DET
cblr-3008	173	22	years	year	NOUN
cblr-3008	173	23	.	.	PUNCT
cblr-3008	174	1	4	4	NUM
cblr-3008	174	2	banks	bank	NOUN
cblr-3008	174	3	were	be	AUX
cblr-3008	174	4	reluctant	reluctant	ADJ
cblr-3008	174	5	to	to	PART
cblr-3008	174	6	issue	issue	VERB
cblr-3008	174	7	visa	visa	NOUN
cblr-3008	174	8	's	's	PART
cblr-3008	174	9	and	and	CCONJ
cblr-3008	174	10	mastercard	mastercard	PROPN
cblr-3008	174	11	's	's	PART
cblr-3008	174	12	signature	signature	NOUN
cblr-3008	174	13	debit	debit	NOUN
cblr-3008	174	14	products	product	NOUN
cblr-3008	174	15	because	because	SCONJ
cblr-3008	174	16	of	of	ADP
cblr-3008	174	17	their	their	PRON
cblr-3008	174	18	inherent	inherent	ADJ
cblr-3008	174	19	inefficiency	inefficiency	NOUN
cblr-3008	174	20	and	and	CCONJ
cblr-3008	174	21	security	security	NOUN
cblr-3008	174	22	risks	risk	NOUN
cblr-3008	174	23	.	.	PUNCT
cblr-3008	175	1	5	5	NUM
cblr-3008	175	2	in	in	ADP
cblr-3008	175	3	the	the	DET
cblr-3008	175	4	mid-1970s	mid-1970	NOUN
cblr-3008	175	5	,	,	PUNCT
cblr-3008	175	6	the	the	DET
cblr-3008	175	7	first	first	ADJ
cblr-3008	175	8	regional	regional	ADJ
cblr-3008	175	9	automated	automate	VERB
cblr-3008	175	10	teller	teller	NOUN
cblr-3008	175	11	machine	machine	NOUN
cblr-3008	175	12	(	(	PUNCT
cblr-3008	175	13	"	"	PUNCT
cblr-3008	175	14	atm	atm	ADJ
cblr-3008	175	15	"	"	PUNCT
cblr-3008	175	16	)	)	PUNCT
cblr-3008	175	17	network	network	NOUN
cblr-3008	175	18	emerged	emerge	VERB
cblr-3008	175	19	.	.	PUNCT
cblr-3008	176	1	6	6	NUM
cblr-3008	176	2	regional	regional	ADJ
cblr-3008	176	3	atm	atm	NOUN
cblr-3008	176	4	networks	network	NOUN
cblr-3008	176	5	proliferated	proliferate	VERB
cblr-3008	176	6	throughout	throughout	ADP
cblr-3008	176	7	the	the	DET
cblr-3008	176	8	united	united	PROPN
cblr-3008	176	9	states	states	PROPN
cblr-3008	176	10	in	in	ADP
cblr-3008	176	11	the	the	DET
cblr-3008	176	12	1980s	1980	NOUN
cblr-3008	176	13	,	,	PUNCT
cblr-3008	176	14	37	37	NUM
cblr-3008	176	15	and	and	CCONJ
cblr-3008	176	16	,	,	PUNCT
cblr-3008	176	17	in	in	ADP
cblr-3008	176	18	an	an	DET
cblr-3008	176	19	effort	effort	NOUN
cblr-3008	176	20	to	to	PART
cblr-3008	176	21	generate	generate	VERB
cblr-3008	176	22	a	a	DET
cblr-3008	176	23	large	large	ADJ
cblr-3008	176	24	base	base	NOUN
cblr-3008	176	25	of	of	ADP
cblr-3008	176	26	pin	pin	NOUN
cblr-3008	176	27	debit	debit	NOUN
cblr-3008	176	28	cardholders	cardholder	NOUN
cblr-3008	176	29	,	,	PUNCT
cblr-3008	176	30	many	many	ADJ
cblr-3008	176	31	of	of	ADP
cblr-3008	176	32	them	they	PRON
cblr-3008	176	33	adopted	adopt	VERB
cblr-3008	176	34	mandatory	mandatory	ADJ
cblr-3008	176	35	participation	participation	NOUN
cblr-3008	176	36	rules	rule	NOUN
cblr-3008	176	37	that	that	PRON
cblr-3008	176	38	automatically	automatically	ADV
cblr-3008	176	39	converted	convert	VERB
cblr-3008	176	40	"	"	PUNCT
cblr-3008	176	41	vanilla	vanilla	NOUN
cblr-3008	176	42	"	"	PUNCT
cblr-3008	176	43	32	32	NUM
cblr-3008	176	44	for	for	ADP
cblr-3008	176	45	a	a	DET
cblr-3008	176	46	more	more	ADV
cblr-3008	176	47	detailed	detailed	ADJ
cblr-3008	176	48	overview	overview	NOUN
cblr-3008	176	49	of	of	ADP
cblr-3008	176	50	the	the	DET
cblr-3008	176	51	history	history	NOUN
cblr-3008	176	52	of	of	ADP
cblr-3008	176	53	debit	debit	NOUN
cblr-3008	176	54	products	product	NOUN
cblr-3008	176	55	in	in	ADP
cblr-3008	176	56	the	the	DET
cblr-3008	176	57	united	united	PROPN
cblr-3008	176	58	states	states	PROPN
cblr-3008	176	59	,	,	PUNCT
cblr-3008	176	60	see	see	VERB
cblr-3008	176	61	fumiko	fumiko	PROPN
cblr-3008	176	62	hayashi	hayashi	PROPN
cblr-3008	176	63	et	et	PROPN
cblr-3008	176	64	al	al	PROPN
cblr-3008	176	65	.	.	PROPN
cblr-3008	176	66	,	,	PUNCT
cblr-3008	176	67	federal	federal	PROPN
cblr-3008	176	68	reserve	reserve	PROPN
cblr-3008	176	69	bank	bank	PROPN
cblr-3008	176	70	of	of	ADP
cblr-3008	176	71	kansas	kansas	PROPN
cblr-3008	176	72	city	city	PROPN
cblr-3008	176	73	,	,	PUNCT
cblr-3008	176	74	a	a	DET
cblr-3008	176	75	guide	guide	NOUN
cblr-3008	176	76	to	to	ADP
cblr-3008	176	77	the	the	DET
cblr-3008	176	78	atm	atm	NOUN
cblr-3008	176	79	and	and	CCONJ
cblr-3008	176	80	debit	debit	NOUN
cblr-3008	176	81	card	card	NOUN
cblr-3008	176	82	industry	industry	NOUN
cblr-3008	176	83	12	12	NUM
cblr-3008	176	84	-	-	SYM
cblr-3008	176	85	15	15	NUM
cblr-3008	176	86	,	,	PUNCT
cblr-3008	176	87	41	41	NUM
cblr-3008	176	88	-	-	SYM
cblr-3008	176	89	68	68	NUM
cblr-3008	176	90	(	(	PUNCT
cblr-3008	176	91	2003	2003	NUM
cblr-3008	176	92	)	)	PUNCT
cblr-3008	176	93	;	;	PUNCT
cblr-3008	176	94	donald	donald	PROPN
cblr-3008	176	95	i.	i.	PROPN
cblr-3008	176	96	baker	baker	PROPN
cblr-3008	176	97	&	&	CCONJ
cblr-3008	176	98	roland	roland	PROPN
cblr-3008	176	99	e.	e.	PROPN
cblr-3008	176	100	brandel	brandel	PROPN
cblr-3008	176	101	,	,	PUNCT
cblr-3008	176	102	the	the	DET
cblr-3008	176	103	law	law	NOUN
cblr-3008	176	104	of	of	ADP
cblr-3008	176	105	electronic	electronic	ADJ
cblr-3008	176	106	fund	fund	NOUN
cblr-3008	176	107	transfer	transfer	NOUN
cblr-3008	176	108	systems	system	NOUN
cblr-3008	176	109	1.01	1.01	NUM
cblr-3008	176	110	-	-	SYM
cblr-3008	176	111	1.03[9	1.03[9	NUM
cblr-3008	176	112	]	]	PUNCT
cblr-3008	176	113	,	,	PUNCT
cblr-3008	176	114	1	1	NUM
cblr-3008	176	115	-	-	SYM
cblr-3008	176	116	1	1	NUM
cblr-3008	176	117	to	to	PART
cblr-3008	176	118	1	1	NUM
cblr-3008	176	119	-	-	SYM
cblr-3008	176	120	29	29	NUM
cblr-3008	176	121	(	(	PUNCT
cblr-3008	176	122	2d	2d	NUM
cblr-3008	176	123	ed	ed	NOUN
cblr-3008	176	124	.	.	PROPN
cblr-3008	176	125	1988	1988	NUM
cblr-3008	176	126	)	)	PUNCT
cblr-3008	176	127	.	.	PUNCT
cblr-3008	176	128	"	"	PUNCT
cblr-3008	177	1	in	in	ADP
cblr-3008	177	2	re	re	VERB
cblr-3008	177	3	visa	visa	NOUN
cblr-3008	177	4	check	check	VERB
cblr-3008	177	5	/	/	SYM
cblr-3008	177	6	mastermoney	mastermoney	ADJ
cblr-3008	177	7	antitrust	antitrust	ADJ
cblr-3008	177	8	litigation	litigation	NOUN
cblr-3008	177	9	,	,	PUNCT
cblr-3008	177	10	192	192	NUM
cblr-3008	177	11	f.r.d	f.r.d	NOUN
cblr-3008	177	12	.	.	PROPN
cblr-3008	177	13	68	68	NUM
cblr-3008	177	14	,	,	PUNCT
cblr-3008	177	15	73	73	NUM
cblr-3008	177	16	(	(	PUNCT
cblr-3008	177	17	e.d.n.y	e.d.n.y	PROPN
cblr-3008	177	18	.	.	NOUN
cblr-3008	177	19	2000	2000	NUM
cblr-3008	177	20	)	)	PUNCT
cblr-3008	177	21	(	(	PUNCT
cblr-3008	177	22	granting	grant	VERB
cblr-3008	177	23	plaintiffs	plaintiff	NOUN
cblr-3008	177	24	'	'	PART
cblr-3008	177	25	motion	motion	NOUN
cblr-3008	177	26	for	for	ADP
cblr-3008	177	27	class	class	NOUN
cblr-3008	177	28	certification	certification	NOUN
cblr-3008	177	29	)	)	PUNCT
cblr-3008	177	30	,	,	PUNCT
cblr-3008	177	31	affd	affd	PROPN
cblr-3008	177	32	,	,	PUNCT
cblr-3008	177	33	280	280	NUM
cblr-3008	177	34	f.3d	f.3d	NUM
cblr-3008	177	35	124	124	NUM
cblr-3008	177	36	(	(	PUNCT
cblr-3008	177	37	2d	2d	NUM
cblr-3008	177	38	cir	cir	NOUN
cblr-3008	177	39	.	.	PROPN
cblr-3008	177	40	2001	2001	NUM
cblr-3008	177	41	)	)	PUNCT
cblr-3008	177	42	,	,	PUNCT
cblr-3008	177	43	cert	cert	PROPN
cblr-3008	177	44	.	.	PUNCT
cblr-3008	177	45	denied	deny	VERB
cblr-3008	177	46	sub	sub	PROPN
cblr-3008	177	47	nom	nom	PROPN
cblr-3008	177	48	.	.	PROPN
cblr-3008	177	49	visa	visa	PROPN
cblr-3008	177	50	u.s.a	u.s.a	PROPN
cblr-3008	177	51	.	.	PROPN
cblr-3008	177	52	,	,	PUNCT
cblr-3008	177	53	inc	inc	PROPN
cblr-3008	177	54	.	.	PROPN
cblr-3008	178	1	v.	v.	PROPN
cblr-3008	178	2	walmart	walmart	PROPN
cblr-3008	178	3	stores	stores	PROPN
cblr-3008	178	4	,	,	PUNCT
cblr-3008	178	5	inc	inc	PROPN
cblr-3008	178	6	.	.	PROPN
cblr-3008	178	7	,	,	PUNCT
cblr-3008	178	8	536	536	NUM
cblr-3008	178	9	u.s	u.s	PROPN
cblr-3008	178	10	.	.	PROPN
cblr-3008	178	11	917	917	NUM
cblr-3008	178	12	(	(	PUNCT
cblr-3008	178	13	2002	2002	NUM
cblr-3008	178	14	)	)	PUNCT
cblr-3008	178	15	.	.	PUNCT
cblr-3008	179	1	34	34	NUM
cblr-3008	179	2	see	see	VERB
cblr-3008	179	3	baker	baker	PROPN
cblr-3008	179	4	&	&	CCONJ
cblr-3008	179	5	brandel	brandel	PROPN
cblr-3008	179	6	,	,	PUNCT
cblr-3008	179	7	supra	supra	PROPN
cblr-3008	179	8	note	note	NOUN
cblr-3008	179	9	32	32	NUM
cblr-3008	179	10	,	,	PUNCT
cblr-3008	179	11	7.02[1][b	7.02[1][b	NUM
cblr-3008	179	12	,	,	PUNCT
cblr-3008	179	13	at	at	ADP
cblr-3008	179	14	7	7	NUM
cblr-3008	179	15	-	-	SYM
cblr-3008	179	16	5	5	NUM
cblr-3008	179	17	to	to	PART
cblr-3008	179	18	7	7	NUM
cblr-3008	179	19	-	-	SYM
cblr-3008	179	20	6	6	NUM
cblr-3008	179	21	;	;	PUNCT
cblr-3008	179	22	public	public	ADJ
cblr-3008	179	23	version	version	NOUN
cblr-3008	179	24	of	of	ADP
cblr-3008	179	25	expert	expert	ADJ
cblr-3008	179	26	report	report	NOUN
cblr-3008	179	27	of	of	ADP
cblr-3008	179	28	kenneth	kenneth	PROPN
cblr-3008	179	29	j.	j.	PROPN
cblr-3008	179	30	morrison	morrison	PROPN
cblr-3008	179	31	at	at	ADP
cblr-3008	179	32	22	22	NUM
cblr-3008	179	33	,	,	PUNCT
cblr-3008	179	34	in	in	ADP
cblr-3008	179	35	re	re	VERB
cblr-3008	179	36	visa	visa	NOUN
cblr-3008	179	37	check	check	PROPN
cblr-3008	179	38	,	,	PUNCT
cblr-3008	179	39	297	297	NUM
cblr-3008	179	40	f.	f.	PROPN
cblr-3008	179	41	supp	supp	PROPN
cblr-3008	179	42	.	.	PUNCT
cblr-3008	180	1	2d	2d	PROPN
cblr-3008	180	2	503	503	NUM
cblr-3008	180	3	(	(	PUNCT
cblr-3008	180	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	180	5	.	.	NOUN
cblr-3008	180	6	2003	2003	NUM
cblr-3008	180	7	)	)	PUNCT
cblr-3008	180	8	(	(	PUNCT
cblr-3008	180	9	no	no	INTJ
cblr-3008	180	10	.	.	NOUN
cblr-3008	181	1	96	96	NUM
cblr-3008	181	2	-	-	PUNCT
cblr-3008	181	3	cv-5238	cv-5238	NOUN
cblr-3008	181	4	)	)	PUNCT
cblr-3008	182	1	[	[	X
cblr-3008	182	2	hereinafter	hereinafter	NOUN
cblr-3008	182	3	morrison	morrison	PROPN
cblr-3008	182	4	report	report	PROPN
cblr-3008	182	5	]	]	PUNCT
cblr-3008	182	6	;	;	PUNCT
cblr-3008	182	7	see	see	VERB
cblr-3008	182	8	also	also	ADV
cblr-3008	182	9	in	in	ADP
cblr-3008	182	10	re	re	VERB
cblr-3008	182	11	visa	visa	NOUN
cblr-3008	182	12	check	check	VERB
cblr-3008	182	13	/	/	SYM
cblr-3008	182	14	mastermoney	mastermoney	ADJ
cblr-3008	182	15	antitrust	antitrust	ADJ
cblr-3008	182	16	litigation	litigation	NOUN
cblr-3008	182	17	,	,	PUNCT
cblr-3008	182	18	192	192	NUM
cblr-3008	182	19	f.r.d	f.r.d	NOUN
cblr-3008	182	20	.	.	PUNCT
cblr-3008	183	1	at	at	ADP
cblr-3008	183	2	73	73	NUM
cblr-3008	183	3	.	.	PUNCT
cblr-3008	183	4	"	"	PUNCT
cblr-3008	183	5	see	see	VERB
cblr-3008	183	6	morrison	morrison	PROPN
cblr-3008	183	7	report	report	PROPN
cblr-3008	183	8	,	,	PUNCT
cblr-3008	183	9	supra	supra	PROPN
cblr-3008	183	10	note	note	PROPN
cblr-3008	183	11	34	34	NUM
cblr-3008	183	12	,	,	PUNCT
cblr-3008	183	13	at	at	ADP
cblr-3008	183	14	10	10	NUM
cblr-3008	183	15	-	-	SYM
cblr-3008	183	16	11	11	NUM
cblr-3008	183	17	.	.	PUNCT
cblr-3008	184	1	36	36	NUM
cblr-3008	184	2	see	see	VERB
cblr-3008	184	3	baker	baker	PROPN
cblr-3008	184	4	&	&	CCONJ
cblr-3008	184	5	brandel	brandel	PROPN
cblr-3008	184	6	,	,	PUNCT
cblr-3008	184	7	supra	supra	PROPN
cblr-3008	184	8	note	note	NOUN
cblr-3008	184	9	32	32	NUM
cblr-3008	184	10	,	,	PUNCT
cblr-3008	184	11	7.02[1	7.02[1	NUM
cblr-3008	184	12	]	]	X
cblr-3008	185	1	[	[	X
cblr-3008	185	2	b	b	X
cblr-3008	185	3	]	]	X
cblr-3008	185	4	,	,	PUNCT
cblr-3008	185	5	at	at	ADP
cblr-3008	185	6	7	7	NUM
cblr-3008	185	7	-	-	SYM
cblr-3008	185	8	4	4	NUM
cblr-3008	185	9	;	;	PUNCT
cblr-3008	185	10	kerin	kerin	PROPN
cblr-3008	185	11	e.	e.	PROPN
cblr-3008	185	12	coughlin	coughlin	PROPN
cblr-3008	185	13	,	,	PUNCT
cblr-3008	185	14	note	note	VERB
cblr-3008	185	15	,	,	PUNCT
cblr-3008	185	16	atm	atm	PROPN
cblr-3008	185	17	surcharges	surcharge	NOUN
cblr-3008	185	18	violate	violate	VERB
cblr-3008	185	19	the	the	DET
cblr-3008	185	20	public	public	ADJ
cblr-3008	185	21	policies	policy	NOUN
cblr-3008	185	22	that	that	PRON
cblr-3008	185	23	underlie	underlie	VERB
cblr-3008	185	24	the	the	DET
cblr-3008	185	25	antitrust	antitrust	ADJ
cblr-3008	185	26	laws	law	NOUN
cblr-3008	185	27	,	,	PUNCT
cblr-3008	185	28	35	35	NUM
cblr-3008	185	29	colum	colum	NOUN
cblr-3008	185	30	.	.	PUNCT
cblr-3008	186	1	j.l	j.l	PROPN
cblr-3008	186	2	.	.	PROPN
cblr-3008	186	3	&	&	CCONJ
cblr-3008	186	4	soc	soc	PROPN
cblr-3008	186	5	.	.	PUNCT
cblr-3008	187	1	probs	probs	PROPN
cblr-3008	187	2	.	.	PUNCT
cblr-3008	188	1	217	217	NUM
cblr-3008	188	2	,	,	PUNCT
cblr-3008	188	3	223	223	NUM
cblr-3008	188	4	(	(	PUNCT
cblr-3008	188	5	2002	2002	NUM
cblr-3008	188	6	)	)	PUNCT
cblr-3008	188	7	.	.	PUNCT
cblr-3008	189	1	3	3	X
cblr-3008	189	2	'	'	PUNCT
cblr-3008	189	3	see	see	VERB
cblr-3008	189	4	baker	baker	PROPN
cblr-3008	189	5	&	&	CCONJ
cblr-3008	189	6	brandel	brandel	PROPN
cblr-3008	189	7	,	,	PUNCT
cblr-3008	189	8	supra	supra	PROPN
cblr-3008	189	9	note	note	NOUN
cblr-3008	189	10	32	32	NUM
cblr-3008	189	11	,	,	PUNCT
cblr-3008	189	12	7.02[1	7.02[1	NUM
cblr-3008	189	13	]	]	X
cblr-3008	190	1	[	[	X
cblr-3008	190	2	b	b	X
cblr-3008	190	3	]	]	X
cblr-3008	190	4	,	,	PUNCT
cblr-3008	190	5	at	at	ADP
cblr-3008	190	6	7	7	NUM
cblr-3008	190	7	-	-	SYM
cblr-3008	190	8	5	5	NUM
cblr-3008	190	9	;	;	PUNCT
cblr-3008	190	10	coughlin	coughlin	PROPN
cblr-3008	190	11	,	,	PUNCT
cblr-3008	190	12	supra	supra	PROPN
cblr-3008	190	13	note	note	PROPN
cblr-3008	190	14	36	36	NUM
cblr-3008	190	15	,	,	PUNCT
cblr-3008	190	16	at	at	ADP
cblr-3008	190	17	224	224	NUM
cblr-3008	190	18	.	.	PUNCT
cblr-3008	191	1	[	[	X
cblr-3008	191	2	vol	vol	NOUN
cblr-3008	191	3	.	.	PUNCT
cblr-3008	191	4	2005	2005	NUM
cblr-3008	191	5	no	no	NOUN
cblr-3008	191	6	.	.	PUNCT
cblr-3008	192	1	3:599	3:599	NUM
cblr-3008	192	2	]	]	X
cblr-3008	192	3	in	in	ADP
cblr-3008	192	4	re	re	PROPN
cblr-3008	192	5	visa	visa	NOUN
cblr-3008	192	6	check	check	VERB
cblr-3008	192	7	/	/	SYM
cblr-3008	192	8	mastermoney	mastermoney	ADJ
cblr-3008	192	9	antitrust	antitrust	ADJ
cblr-3008	192	10	litigation	litigation	NOUN
cblr-3008	192	11	609	609	NUM
cblr-3008	192	12	atm	atm	NOUN
cblr-3008	192	13	cards	card	NOUN
cblr-3008	192	14	into	into	ADP
cblr-3008	192	15	point	point	NOUN
cblr-3008	192	16	of	of	ADP
cblr-3008	192	17	sale	sale	NOUN
cblr-3008	192	18	debit	debit	NOUN
cblr-3008	192	19	cards	card	NOUN
cblr-3008	192	20	.	.	PUNCT
cblr-3008	193	1	8	8	NUM
cblr-3008	193	2	during	during	ADP
cblr-3008	193	3	this	this	DET
cblr-3008	193	4	time	time	NOUN
cblr-3008	193	5	,	,	PUNCT
cblr-3008	193	6	pin	pin	NOUN
cblr-3008	193	7	debit	debit	NOUN
cblr-3008	193	8	blossomed	blossom	VERB
cblr-3008	193	9	as	as	SCONJ
cblr-3008	193	10	many	many	ADJ
cblr-3008	193	11	banks	bank	NOUN
cblr-3008	193	12	were	be	AUX
cblr-3008	193	13	attracted	attract	VERB
cblr-3008	193	14	to	to	ADP
cblr-3008	193	15	its	its	PRON
cblr-3008	193	16	safety	safety	NOUN
cblr-3008	193	17	and	and	CCONJ
cblr-3008	193	18	efficiency	efficiency	NOUN
cblr-3008	193	19	.	.	PUNCT
cblr-3008	194	1	9	9	NUM
cblr-3008	194	2	pin	pin	NOUN
cblr-3008	194	3	debit	debit	NOUN
cblr-3008	194	4	also	also	ADV
cblr-3008	194	5	flourished	flourish	VERB
cblr-3008	194	6	because	because	SCONJ
cblr-3008	194	7	the	the	DET
cblr-3008	194	8	regional	regional	ADJ
cblr-3008	194	9	networks	network	NOUN
cblr-3008	194	10	priced	price	VERB
cblr-3008	194	11	it	it	PRON
cblr-3008	194	12	at	at	ADP
cblr-3008	194	13	par	par	NOUN
cblr-3008	194	14	(	(	PUNCT
cblr-3008	194	15	i.e.	i.e.	X
cblr-3008	194	16	,	,	PUNCT
cblr-3008	194	17	merchants	merchant	NOUN
cblr-3008	194	18	paid	pay	VERB
cblr-3008	194	19	no	no	DET
cblr-3008	194	20	interchange	interchange	NOUN
cblr-3008	194	21	fee	fee	NOUN
cblr-3008	194	22	)	)	PUNCT
cblr-3008	194	23	,	,	PUNCT
cblr-3008	194	24	thus	thus	ADV
cblr-3008	194	25	maximizing	maximize	VERB
cblr-3008	194	26	merchant	merchant	NOUN
cblr-3008	194	27	incentives	incentive	NOUN
cblr-3008	194	28	to	to	PART
cblr-3008	194	29	install	install	VERB
cblr-3008	194	30	the	the	DET
cblr-3008	194	31	pin	pin	NOUN
cblr-3008	194	32	pads	pad	NOUN
cblr-3008	194	33	that	that	PRON
cblr-3008	194	34	they	they	PRON
cblr-3008	194	35	needed	need	VERB
cblr-3008	194	36	to	to	PART
cblr-3008	194	37	accept	accept	VERB
cblr-3008	194	38	pin	pin	NOUN
cblr-3008	194	39	debit	debit	NOUN
cblr-3008	194	40	transactions	transaction	NOUN
cblr-3008	194	41	.0	.0	NUM
cblr-3008	194	42	by	by	ADP
cblr-3008	194	43	the	the	DET
cblr-3008	194	44	early	early	ADJ
cblr-3008	194	45	1990s	1990	NOUN
cblr-3008	194	46	,	,	PUNCT
cblr-3008	194	47	visa	visa	NOUN
cblr-3008	194	48	(	(	PUNCT
cblr-3008	194	49	and	and	CCONJ
cblr-3008	194	50	later	later	ADV
cblr-3008	194	51	mastercard	mastercard	NOUN
cblr-3008	194	52	)	)	PUNCT
cblr-3008	194	53	recognized	recognize	VERB
cblr-3008	194	54	that	that	SCONJ
cblr-3008	194	55	the	the	DET
cblr-3008	194	56	continued	continued	ADJ
cblr-3008	194	57	success	success	NOUN
cblr-3008	194	58	of	of	ADP
cblr-3008	194	59	the	the	DET
cblr-3008	194	60	regional	regional	ADJ
cblr-3008	194	61	networks	network	NOUN
cblr-3008	194	62	'	'	PART
cblr-3008	194	63	at	at	ADP
cblr-3008	194	64	-	-	PUNCT
cblr-3008	194	65	par	par	NOUN
cblr-3008	194	66	pricing	pricing	NOUN
cblr-3008	194	67	model	model	NOUN
cblr-3008	194	68	threatened	threaten	VERB
cblr-3008	194	69	to	to	PART
cblr-3008	194	70	destroy	destroy	VERB
cblr-3008	194	71	their	their	PRON
cblr-3008	194	72	signature	signature	NOUN
cblr-3008	194	73	debit	debit	NOUN
cblr-3008	194	74	products	product	NOUN
cblr-3008	194	75	and	and	CCONJ
cblr-3008	194	76	to	to	PART
cblr-3008	194	77	undermine	undermine	VERB
cblr-3008	194	78	their	their	PRON
cblr-3008	194	79	credit	credit	NOUN
cblr-3008	194	80	card	card	NOUN
cblr-3008	194	81	interchange	interchange	NOUN
cblr-3008	194	82	fees	fee	NOUN
cblr-3008	194	83	.	.	PUNCT
cblr-3008	194	84	"	"	PUNCT
cblr-3008	194	85	to	to	PART
cblr-3008	194	86	blunt	blunt	VERB
cblr-3008	194	87	this	this	DET
cblr-3008	194	88	threat	threat	NOUN
cblr-3008	194	89	,	,	PUNCT
cblr-3008	194	90	andersen	andersen	PROPN
cblr-3008	194	91	recommended	recommend	VERB
cblr-3008	194	92	that	that	SCONJ
cblr-3008	194	93	visa	visa	NOUN
cblr-3008	194	94	"	"	PUNCT
cblr-3008	194	95	contain	contain	VERB
cblr-3008	194	96	"	"	PUNCT
cblr-3008	194	97	pin	pin	NOUN
cblr-3008	194	98	debit	debit	NOUN
cblr-3008	194	99	by	by	ADP
cblr-3008	194	100	,	,	PUNCT
cblr-3008	194	101	among	among	ADP
cblr-3008	194	102	other	other	ADJ
cblr-3008	194	103	things	thing	NOUN
cblr-3008	194	104	,	,	PUNCT
cblr-3008	194	105	using	use	VERB
cblr-3008	194	106	its	its	PRON
cblr-3008	194	107	hac	hac	NOUN
cblr-3008	194	108	rule	rule	NOUN
cblr-3008	194	109	to	to	PART
cblr-3008	194	110	encourage	encourage	VERB
cblr-3008	194	111	the	the	DET
cblr-3008	194	112	issuance	issuance	NOUN
cblr-3008	194	113	of	of	ADP
cblr-3008	194	114	the	the	DET
cblr-3008	194	115	slower	slow	ADJ
cblr-3008	194	116	,	,	PUNCT
cblr-3008	194	117	more	more	ADJ
cblr-3008	194	118	fraud	fraud	NOUN
cblr-3008	194	119	prone	prone	ADJ
cblr-3008	194	120	,	,	PUNCT
cblr-3008	194	121	and	and	CCONJ
cblr-3008	194	122	more	more	ADV
cblr-3008	194	123	expensive	expensive	ADJ
cblr-3008	194	124	signature	signature	NOUN
cblr-3008	194	125	debit	debit	NOUN
cblr-3008	194	126	products.42	products.42	ADP
cblr-3008	194	127	this	this	DET
cblr-3008	194	128	strategy	strategy	NOUN
cblr-3008	194	129	worked	work	VERB
cblr-3008	194	130	.	.	PUNCT
cblr-3008	195	1	the	the	DET
cblr-3008	195	2	vast	vast	ADJ
cblr-3008	195	3	pricing	pricing	NOUN
cblr-3008	195	4	gap	gap	NOUN
cblr-3008	195	5	between	between	ADP
cblr-3008	195	6	signature	signature	NOUN
cblr-3008	195	7	and	and	CCONJ
cblr-3008	195	8	pin	pin	NOUN
cblr-3008	195	9	debit	debit	VERB
cblr-3008	195	10	completely	completely	ADV
cblr-3008	195	11	distorted	distort	VERB
cblr-3008	195	12	the	the	DET
cblr-3008	195	13	incentives	incentive	NOUN
cblr-3008	195	14	of	of	ADP
cblr-3008	195	15	banks	bank	NOUN
cblr-3008	195	16	in	in	ADP
cblr-3008	195	17	their	their	PRON
cblr-3008	195	18	debit	debit	NOUN
cblr-3008	195	19	issuance	issuance	NOUN
cblr-3008	195	20	and	and	CCONJ
cblr-3008	195	21	promotion	promotion	NOUN
cblr-3008	195	22	practices	practice	NOUN
cblr-3008	195	23	.	.	PUNCT
cblr-3008	196	1	3	3	NUM
cblr-3008	196	2	after	after	ADP
cblr-3008	196	3	initially	initially	ADV
cblr-3008	196	4	preferring	prefer	VERB
cblr-3008	196	5	pin	pin	NOUN
cblr-3008	196	6	debit	debit	NOUN
cblr-3008	196	7	,	,	PUNCT
cblr-3008	196	8	many	many	ADJ
cblr-3008	196	9	banks	bank	NOUN
cblr-3008	196	10	performed	perform	VERB
cblr-3008	196	11	an	an	DET
cblr-3008	196	12	about	about	ADP
cblr-3008	196	13	face	face	NOUN
cblr-3008	196	14	and	and	CCONJ
cblr-3008	196	15	aggressively	aggressively	ADV
cblr-3008	196	16	pushed	push	VERB
cblr-3008	196	17	signature	signature	NOUN
cblr-3008	196	18	debit	debit	NOUN
cblr-3008	196	19	"	"	PUNCT
cblr-3008	196	20	public	public	ADJ
cblr-3008	196	21	version	version	NOUN
cblr-3008	196	22	of	of	ADP
cblr-3008	196	23	rebuttal	rebuttal	ADJ
cblr-3008	196	24	expert	expert	NOUN
cblr-3008	196	25	report	report	NOUN
cblr-3008	196	26	of	of	ADP
cblr-3008	196	27	franklin	franklin	PROPN
cblr-3008	196	28	m.	m.	PROPN
cblr-3008	196	29	fisher	fisher	PROPN
cblr-3008	196	30	at	at	ADP
cblr-3008	196	31	35	35	NUM
cblr-3008	196	32	n.130	n.130	NUM
cblr-3008	196	33	,	,	PUNCT
cblr-3008	196	34	in	in	ADP
cblr-3008	196	35	re	re	VERB
cblr-3008	196	36	visa	visa	NOUN
cblr-3008	196	37	check	check	PROPN
cblr-3008	196	38	,	,	PUNCT
cblr-3008	196	39	297	297	NUM
cblr-3008	196	40	f.	f.	PROPN
cblr-3008	196	41	supp	supp	PROPN
cblr-3008	196	42	.	.	PUNCT
cblr-3008	197	1	2d	2d	PROPN
cblr-3008	197	2	503	503	NUM
cblr-3008	197	3	(	(	PUNCT
cblr-3008	197	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	197	5	.	.	NOUN
cblr-3008	197	6	2003	2003	NUM
cblr-3008	197	7	)	)	PUNCT
cblr-3008	197	8	(	(	PUNCT
cblr-3008	197	9	no	no	INTJ
cblr-3008	197	10	.	.	PUNCT
cblr-3008	197	11	96cv-5238	96cv-5238	NUM
cblr-3008	197	12	)	)	PUNCT
cblr-3008	197	13	;	;	PUNCT
cblr-3008	197	14	see	see	VERB
cblr-3008	197	15	also	also	ADV
cblr-3008	197	16	public	public	ADJ
cblr-3008	197	17	version	version	NOUN
cblr-3008	197	18	of	of	ADP
cblr-3008	197	19	pls	pls	INTJ
cblr-3008	197	20	.	.	PUNCT
cblr-3008	197	21	'	'	PUNCT
cblr-3008	198	1	mem	mem	ADJ
cblr-3008	198	2	.	.	PUNCT
cblr-3008	198	3	law	law	NOUN
cblr-3008	198	4	in	in	ADP
cblr-3008	198	5	opp'n	opp'n	NOUN
cblr-3008	198	6	defs	def	NOUN
cblr-3008	198	7	.	.	PUNCT
cblr-3008	198	8	'	'	PUNCT
cblr-3008	198	9	mots	mot	NOUN
cblr-3008	198	10	.	.	PUNCT
cblr-3008	199	1	summ	summ	PROPN
cblr-3008	199	2	.	.	PUNCT
cblr-3008	200	1	j.	j.	PROPN
cblr-3008	200	2	and	and	CCONJ
cblr-3008	200	3	partial	partial	ADJ
cblr-3008	200	4	summ	summ	PROPN
cblr-3008	200	5	.	.	PUNCT
cblr-3008	201	1	j.	j.	PROPN
cblr-3008	202	1	at	at	ADP
cblr-3008	202	2	50	50	NUM
cblr-3008	202	3	,	,	PUNCT
cblr-3008	202	4	in	in	ADP
cblr-3008	202	5	re	re	VERB
cblr-3008	202	6	visa	visa	NOUN
cblr-3008	202	7	check	check	PROPN
cblr-3008	202	8	,	,	PUNCT
cblr-3008	202	9	297	297	NUM
cblr-3008	202	10	f.	f.	PROPN
cblr-3008	202	11	supp	supp	PROPN
cblr-3008	202	12	.	.	PUNCT
cblr-3008	203	1	2d	2d	PROPN
cblr-3008	203	2	503	503	NUM
cblr-3008	203	3	(	(	PUNCT
cblr-3008	203	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	203	5	.	.	NOUN
cblr-3008	203	6	2003	2003	NUM
cblr-3008	203	7	)	)	PUNCT
cblr-3008	203	8	(	(	PUNCT
cblr-3008	203	9	no	no	INTJ
cblr-3008	203	10	.	.	NOUN
cblr-3008	204	1	96	96	NUM
cblr-3008	204	2	-	-	PUNCT
cblr-3008	204	3	cv-5238	cv-5238	NOUN
cblr-3008	204	4	)	)	PUNCT
cblr-3008	205	1	[	[	X
cblr-3008	205	2	hereinafter	hereinafter	NOUN
cblr-3008	205	3	pls	pls	INTJ
cblr-3008	205	4	.	.	PUNCT
cblr-3008	205	5	'	'	PUNCT
cblr-3008	206	1	mem	mem	PROPN
cblr-3008	206	2	.	.	PUNCT
cblr-3008	206	3	opp'n	opp'n	PROPN
cblr-3008	206	4	]	]	PUNCT
cblr-3008	206	5	;	;	PUNCT
cblr-3008	206	6	public	public	ADJ
cblr-3008	206	7	version	version	NOUN
cblr-3008	206	8	of	of	ADP
cblr-3008	206	9	supplemental	supplemental	ADJ
cblr-3008	206	10	mem	mem	PROPN
cblr-3008	206	11	.	.	PUNCT
cblr-3008	206	12	law	law	NOUN
cblr-3008	206	13	supp	supp	NOUN
cblr-3008	206	14	.	.	PUNCT
cblr-3008	207	1	of	of	ADP
cblr-3008	207	2	pls	pls	INTJ
cblr-3008	207	3	.	.	PUNCT
cblr-3008	207	4	'	'	PUNCT
cblr-3008	208	1	mot	mot	NOUN
cblr-3008	208	2	.	.	PUNCT
cblr-3008	209	1	for	for	ADP
cblr-3008	209	2	summ	summ	PROPN
cblr-3008	209	3	.	.	PUNCT
cblr-3008	210	1	j.	j.	PROPN
cblr-3008	210	2	and	and	CCONJ
cblr-3008	210	3	in	in	ADP
cblr-3008	210	4	opp'n	opp'n	NOUN
cblr-3008	210	5	to	to	ADP
cblr-3008	210	6	defs	defs	PROPN
cblr-3008	210	7	'	'	PART
cblr-3008	210	8	.	.	PUNCT
cblr-3008	211	1	mot	mot	NOUN
cblr-3008	211	2	.	.	PUNCT
cblr-3008	212	1	for	for	ADP
cblr-3008	212	2	summ	summ	PROPN
cblr-3008	212	3	.	.	PUNCT
cblr-3008	213	1	j.	j.	PROPN
cblr-3008	214	1	at	at	ADP
cblr-3008	214	2	35	35	NUM
cblr-3008	214	3	,	,	PUNCT
cblr-3008	214	4	in	in	ADP
cblr-3008	214	5	re	re	VERB
cblr-3008	214	6	visa	visa	NOUN
cblr-3008	214	7	check	check	PROPN
cblr-3008	214	8	,	,	PUNCT
cblr-3008	214	9	297	297	NUM
cblr-3008	214	10	f.	f.	PROPN
cblr-3008	214	11	supp	supp	PROPN
cblr-3008	214	12	.	.	PUNCT
cblr-3008	215	1	2d	2d	PROPN
cblr-3008	215	2	503	503	NUM
cblr-3008	215	3	(	(	PUNCT
cblr-3008	215	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	215	5	.	.	NOUN
cblr-3008	215	6	2003	2003	NUM
cblr-3008	215	7	)	)	PUNCT
cblr-3008	215	8	(	(	PUNCT
cblr-3008	215	9	no	no	INTJ
cblr-3008	215	10	.	.	NOUN
cblr-3008	216	1	96	96	NUM
cblr-3008	216	2	-	-	PUNCT
cblr-3008	216	3	cv-5238	cv-5238	NOUN
cblr-3008	216	4	)	)	PUNCT
cblr-3008	217	1	[	[	X
cblr-3008	217	2	hereinafter	hereinafter	NOUN
cblr-3008	217	3	pls	pls	INTJ
cblr-3008	217	4	.	.	PUNCT
cblr-3008	217	5	'	'	PUNCT
cblr-3008	218	1	supp	supp	PROPN
cblr-3008	218	2	.	.	PUNCT
cblr-3008	219	1	summ	summ	PROPN
cblr-3008	219	2	.	.	PUNCT
cblr-3008	220	1	j.	j.	PROPN
cblr-3008	220	2	mem	mem	PROPN
cblr-3008	220	3	.	.	PROPN
cblr-3008	220	4	]	]	PUNCT
cblr-3008	220	5	.	.	PUNCT
cblr-3008	221	1	"	"	PUNCT
cblr-3008	221	2	see	see	VERB
cblr-3008	221	3	morrison	morrison	PROPN
cblr-3008	221	4	report	report	PROPN
cblr-3008	221	5	,	,	PUNCT
cblr-3008	221	6	supra	supra	PROPN
cblr-3008	221	7	note	note	PROPN
cblr-3008	221	8	34	34	NUM
cblr-3008	221	9	,	,	PUNCT
cblr-3008	221	10	at	at	ADP
cblr-3008	221	11	10	10	NUM
cblr-3008	221	12	.	.	PUNCT
cblr-3008	222	1	41	41	NUM
cblr-3008	222	2	see	see	VERB
cblr-3008	222	3	i	i	PRON
cblr-3008	222	4	d.	d.	PROPN
cblr-3008	222	5	at	at	ADP
cblr-3008	222	6	32	32	NUM
cblr-3008	222	7	.	.	PUNCT
cblr-3008	223	1	"	"	PUNCT
cblr-3008	223	2	'	'	PUNCT
cblr-3008	223	3	see	see	VERB
cblr-3008	223	4	andersen	andersen	PROPN
cblr-3008	223	5	consulting	consulting	PROPN
cblr-3008	223	6	,	,	PUNCT
cblr-3008	223	7	financial	financial	ADJ
cblr-3008	223	8	impact	impact	NOUN
cblr-3008	223	9	of	of	ADP
cblr-3008	223	10	direct	direct	ADJ
cblr-3008	223	11	debit	debit	NOUN
cblr-3008	223	12	evolution	evolution	NOUN
cblr-3008	223	13	,	,	PUNCT
cblr-3008	223	14	at	at	ADP
cblr-3008	223	15	1018583	1018583	NUM
cblr-3008	223	16	-	-	SYM
cblr-3008	223	17	612	612	NUM
cblr-3008	223	18	(	(	PUNCT
cblr-3008	223	19	prepared	prepare	VERB
cblr-3008	223	20	for	for	ADP
cblr-3008	223	21	the	the	DET
cblr-3008	223	22	product	product	NOUN
cblr-3008	223	23	development	development	NOUN
cblr-3008	223	24	and	and	CCONJ
cblr-3008	223	25	marketing	marketing	NOUN
cblr-3008	223	26	committee	committee	NOUN
cblr-3008	223	27	of	of	ADP
cblr-3008	223	28	the	the	DET
cblr-3008	223	29	visa	visa	NOUN
cblr-3008	223	30	u.s.a	u.s.a	PROPN
cblr-3008	223	31	.	.	PROPN
cblr-3008	223	32	board	board	NOUN
cblr-3008	223	33	of	of	ADP
cblr-3008	223	34	directors	director	NOUN
cblr-3008	223	35	)	)	PUNCT
cblr-3008	223	36	,	,	PUNCT
cblr-3008	223	37	ex	ex	X
cblr-3008	223	38	.	.	NOUN
cblr-3008	223	39	299	299	NUM
cblr-3008	223	40	to	to	ADP
cblr-3008	223	41	decl	decl	NOUN
cblr-3008	223	42	.	.	PUNCT
cblr-3008	224	1	g.	g.	PROPN
cblr-3008	224	2	schnell	schnell	PROPN
cblr-3008	224	3	supp	supp	PROPN
cblr-3008	224	4	.	.	PUNCT
cblr-3008	225	1	pls	pls	INTJ
cblr-3008	225	2	.	.	PUNCT
cblr-3008	225	3	'	'	PUNCT
cblr-3008	226	1	opp'n	opp'n	PROPN
cblr-3008	226	2	defs	defs	PROPN
cblr-3008	226	3	.	.	PUNCT
cblr-3008	226	4	'	'	PUNCT
cblr-3008	227	1	mot	mot	NOUN
cblr-3008	227	2	.	.	PUNCT
cblr-3008	228	1	summ	summ	PROPN
cblr-3008	228	2	.	.	PUNCT
cblr-3008	229	1	j.	j.	PROPN
cblr-3008	229	2	,	,	PUNCT
cblr-3008	229	3	in	in	ADP
cblr-3008	229	4	re	re	VERB
cblr-3008	229	5	visa	visa	NOUN
cblr-3008	229	6	check	check	PROPN
cblr-3008	229	7	,	,	PUNCT
cblr-3008	229	8	297	297	NUM
cblr-3008	229	9	f.	f.	PROPN
cblr-3008	229	10	supp	supp	PROPN
cblr-3008	229	11	.	.	PUNCT
cblr-3008	230	1	2d	2d	PROPN
cblr-3008	230	2	503	503	NUM
cblr-3008	230	3	(	(	PUNCT
cblr-3008	230	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	230	5	.	.	NOUN
cblr-3008	230	6	2003	2003	NUM
cblr-3008	230	7	)	)	PUNCT
cblr-3008	230	8	(	(	PUNCT
cblr-3008	230	9	no	no	INTJ
cblr-3008	230	10	.	.	NOUN
cblr-3008	231	1	96	96	NUM
cblr-3008	231	2	-	-	PUNCT
cblr-3008	231	3	cv-5238	cv-5238	NOUN
cblr-3008	231	4	)	)	PUNCT
cblr-3008	232	1	[	[	X
cblr-3008	232	2	hereinafter	hereinafter	NOUN
cblr-3008	232	3	anderson	anderson	PROPN
cblr-3008	232	4	debit	debit	PROPN
cblr-3008	232	5	report	report	PROPN
cblr-3008	232	6	]	]	X
cblr-3008	232	7	;	;	PUNCT
cblr-3008	232	8	morrison	morrison	PROPN
cblr-3008	232	9	report	report	PROPN
cblr-3008	232	10	,	,	PUNCT
cblr-3008	232	11	supra	supra	PROPN
cblr-3008	232	12	note	note	PROPN
cblr-3008	232	13	34	34	NUM
cblr-3008	232	14	,	,	PUNCT
cblr-3008	232	15	at	at	ADP
cblr-3008	232	16	33	33	NUM
cblr-3008	232	17	.	.	PUNCT
cblr-3008	233	1	42	42	NUM
cblr-3008	233	2	see	see	VERB
cblr-3008	233	3	andersen	andersen	PROPN
cblr-3008	233	4	debit	debit	NOUN
cblr-3008	233	5	report	report	NOUN
cblr-3008	233	6	,	,	PUNCT
cblr-3008	233	7	supra	supra	PROPN
cblr-3008	233	8	note	note	NOUN
cblr-3008	233	9	41	41	NUM
cblr-3008	233	10	,	,	PUNCT
cblr-3008	233	11	at	at	ADP
cblr-3008	233	12	1018613	1018613	NUM
cblr-3008	233	13	-	-	SYM
cblr-3008	233	14	15	15	NUM
cblr-3008	233	15	.	.	NOUN
cblr-3008	234	1	41	41	NUM
cblr-3008	234	2	see	see	VERB
cblr-3008	234	3	morrison	morrison	PROPN
cblr-3008	234	4	report	report	PROPN
cblr-3008	234	5	,	,	PUNCT
cblr-3008	234	6	supra	supra	PROPN
cblr-3008	234	7	note	note	PROPN
cblr-3008	234	8	34	34	NUM
cblr-3008	234	9	,	,	PUNCT
cblr-3008	234	10	at	at	ADP
cblr-3008	234	11	38	38	NUM
cblr-3008	234	12	-	-	SYM
cblr-3008	234	13	39	39	NUM
cblr-3008	234	14	.	.	PUNCT
cblr-3008	235	1	columbia	columbia	PROPN
cblr-3008	235	2	business	business	PROPN
cblr-3008	235	3	law	law	PROPN
cblr-3008	235	4	review	review	NOUN
cblr-3008	235	5	products	product	NOUN
cblr-3008	235	6	.	.	PUNCT
cblr-3008	236	1	4	4	NUM
cblr-3008	236	2	'	'	PUNCT
cblr-3008	236	3	not	not	PART
cblr-3008	236	4	only	only	ADV
cblr-3008	236	5	did	do	AUX
cblr-3008	236	6	they	they	PRON
cblr-3008	236	7	now	now	ADV
cblr-3008	236	8	favor	favor	VERB
cblr-3008	236	9	the	the	DET
cblr-3008	236	10	riskier	risky	ADJ
cblr-3008	236	11	,	,	PUNCT
cblr-3008	236	12	more	more	ADV
cblr-3008	236	13	costly	costly	ADJ
cblr-3008	236	14	,	,	PUNCT
cblr-3008	236	15	slower	slow	ADJ
cblr-3008	236	16	and	and	CCONJ
cblr-3008	236	17	less	less	ADV
cblr-3008	236	18	efficient	efficient	ADJ
cblr-3008	236	19	signature	signature	NOUN
cblr-3008	236	20	debit	debit	NOUN
cblr-3008	236	21	product	product	NOUN
cblr-3008	236	22	,	,	PUNCT
cblr-3008	236	23	but	but	CCONJ
cblr-3008	236	24	they	they	PRON
cblr-3008	236	25	also	also	ADV
cblr-3008	236	26	took	take	VERB
cblr-3008	236	27	active	active	ADJ
cblr-3008	236	28	steps	step	NOUN
cblr-3008	236	29	to	to	PART
cblr-3008	236	30	suppress	suppress	VERB
cblr-3008	236	31	pin	pin	NOUN
cblr-3008	236	32	debit	debit	NOUN
cblr-3008	236	33	altogether	altogether	ADV
cblr-3008	236	34	.	.	PUNCT
cblr-3008	237	1	they	they	PRON
cblr-3008	237	2	relegated	relegate	VERB
cblr-3008	237	3	pin	pin	NOUN
cblr-3008	237	4	debit	debit	VERB
cblr-3008	237	5	marks	mark	NOUN
cblr-3008	237	6	to	to	ADP
cblr-3008	237	7	the	the	DET
cblr-3008	237	8	back	back	NOUN
cblr-3008	237	9	of	of	ADP
cblr-3008	237	10	debit	debit	NOUN
cblr-3008	237	11	cards	card	NOUN
cblr-3008	237	12	and	and	CCONJ
cblr-3008	237	13	did	do	VERB
cblr-3008	237	14	virtually	virtually	ADV
cblr-3008	237	15	nothing	nothing	PRON
cblr-3008	237	16	to	to	PART
cblr-3008	237	17	promote	promote	VERB
cblr-3008	237	18	pin	pin	NOUN
cblr-3008	237	19	debit	debit	NOUN
cblr-3008	237	20	's	's	PART
cblr-3008	237	21	superior	superior	ADJ
cblr-3008	237	22	features	feature	NOUN
cblr-3008	237	23	.	.	PUNCT
cblr-3008	238	1	in	in	ADP
cblr-3008	238	2	addition	addition	NOUN
cblr-3008	238	3	,	,	PUNCT
cblr-3008	238	4	they	they	PRON
cblr-3008	238	5	imposed	impose	VERB
cblr-3008	238	6	financial	financial	ADJ
cblr-3008	238	7	penalties	penalty	NOUN
cblr-3008	238	8	on	on	ADP
cblr-3008	238	9	their	their	PRON
cblr-3008	238	10	cardholders	cardholder	NOUN
cblr-3008	238	11	who	who	PRON
cblr-3008	238	12	made	make	VERB
cblr-3008	238	13	pin	pin	NOUN
cblr-3008	238	14	debit	debit	NOUN
cblr-3008	238	15	transactions	transaction	NOUN
cblr-3008	238	16	,	,	PUNCT
cblr-3008	238	17	and	and	CCONJ
cblr-3008	238	18	they	they	PRON
cblr-3008	238	19	adopted	adopt	VERB
cblr-3008	238	20	rewards	reward	VERB
cblr-3008	238	21	programs	program	NOUN
cblr-3008	238	22	-	-	PUNCT
cblr-3008	238	23	such	such	ADJ
cblr-3008	238	24	as	as	ADP
cblr-3008	238	25	prize	prize	NOUN
cblr-3008	238	26	sweepstakes	sweepstake	NOUN
cblr-3008	238	27	,	,	PUNCT
cblr-3008	238	28	airline	airline	NOUN
cblr-3008	238	29	miles	mile	NOUN
cblr-3008	238	30	,	,	PUNCT
cblr-3008	238	31	and	and	CCONJ
cblr-3008	238	32	cash	cash	NOUN
cblr-3008	238	33	rebates	rebate	NOUN
cblr-3008	238	34	-	-	PUNCT
cblr-3008	238	35	for	for	ADP
cblr-3008	238	36	which	which	PRON
cblr-3008	238	37	only	only	ADV
cblr-3008	238	38	signature	signature	NOUN
cblr-3008	238	39	debit	debit	NOUN
cblr-3008	238	40	transactions	transaction	NOUN
cblr-3008	238	41	qualified	qualified	ADJ
cblr-3008	238	42	and	and	CCONJ
cblr-3008	238	43	from	from	ADP
cblr-3008	238	44	which	which	PRON
cblr-3008	238	45	pin	pin	NOUN
cblr-3008	238	46	debit	debit	NOUN
cblr-3008	238	47	was	be	AUX
cblr-3008	238	48	excluded	exclude	VERB
cblr-3008	238	49	or	or	CCONJ
cblr-3008	238	50	even	even	ADV
cblr-3008	238	51	vilified	vilify	VERB
cblr-3008	238	52	(	(	PUNCT
cblr-3008	238	53	e.g.	e.g.	ADV
cblr-3008	238	54	,	,	PUNCT
cblr-3008	238	55	commerce	commerce	PROPN
cblr-3008	238	56	bank	bank	NOUN
cblr-3008	238	57	's	's	PART
cblr-3008	238	58	"	"	PUNCT
cblr-3008	238	59	skip	skip	VERB
cblr-3008	238	60	the	the	DET
cblr-3008	238	61	pin	pin	NOUN
cblr-3008	238	62	,	,	PUNCT
cblr-3008	238	63	sign	sign	NOUN
cblr-3008	238	64	and	and	CCONJ
cblr-3008	238	65	win	win	NOUN
cblr-3008	238	66	!	!	PUNCT
cblr-3008	238	67	"	"	PUNCT
cblr-3008	239	1	campaign).45	campaign).45	ADJ
cblr-3008	239	2	as	as	SCONJ
cblr-3008	239	3	if	if	SCONJ
cblr-3008	239	4	that	that	PRON
cblr-3008	239	5	were	be	AUX
cblr-3008	239	6	not	not	PART
cblr-3008	239	7	enough	enough	ADJ
cblr-3008	239	8	,	,	PUNCT
cblr-3008	239	9	banks	bank	NOUN
cblr-3008	239	10	also	also	ADV
cblr-3008	239	11	sent	send	VERB
cblr-3008	239	12	their	their	PRON
cblr-3008	239	13	cardholders	cardholder	NOUN
cblr-3008	239	14	materials	material	NOUN
cblr-3008	239	15	directing	direct	VERB
cblr-3008	239	16	them	they	PRON
cblr-3008	239	17	only	only	ADV
cblr-3008	239	18	to	to	PART
cblr-3008	239	19	sign	sign	VERB
cblr-3008	239	20	for	for	ADP
cblr-3008	239	21	their	their	PRON
cblr-3008	239	22	debit	debit	NOUN
cblr-3008	239	23	purchases	purchase	NOUN
cblr-3008	239	24	.	.	PUNCT
cblr-3008	240	1	one	one	NUM
cblr-3008	240	2	issuer	issuer	NOUN
cblr-3008	240	3	,	,	PUNCT
cblr-3008	240	4	fifth	fifth	ADJ
cblr-3008	240	5	third	third	ADJ
cblr-3008	240	6	bank	bank	NOUN
cblr-3008	240	7	,	,	PUNCT
cblr-3008	240	8	even	even	ADV
cblr-3008	240	9	put	put	VERB
cblr-3008	240	10	a	a	DET
cblr-3008	240	11	sticker	sticker	NOUN
cblr-3008	240	12	on	on	ADP
cblr-3008	240	13	its	its	PRON
cblr-3008	240	14	debit	debit	NOUN
cblr-3008	240	15	cards	card	NOUN
cblr-3008	240	16	warning	warn	VERB
cblr-3008	240	17	cardholders	cardholder	NOUN
cblr-3008	240	18	to	to	PART
cblr-3008	240	19	"	"	PUNCT
cblr-3008	240	20	not	not	PART
cblr-3008	240	21	input	input	VERB
cblr-3008	240	22	your	your	PRON
cblr-3008	240	23	pin	pin	NOUN
cblr-3008	240	24	.	.	PUNCT
cblr-3008	241	1	"4	"4	ADJ
cblr-3008	241	2	"	"	PUNCT
cblr-3008	241	3	unsurprisingly	unsurprisingly	ADV
cblr-3008	241	4	,	,	PUNCT
cblr-3008	241	5	these	these	DET
cblr-3008	241	6	tactics	tactic	NOUN
cblr-3008	241	7	had	have	VERB
cblr-3008	241	8	a	a	DET
cblr-3008	241	9	profoundly	profoundly	ADV
cblr-3008	241	10	negative	negative	ADJ
cblr-3008	241	11	impact	impact	NOUN
cblr-3008	241	12	on	on	ADP
cblr-3008	241	13	pin	pin	PROPN
cblr-3008	241	14	debit	debit	NOUN
cblr-3008	241	15	's	's	PART
cblr-3008	241	16	share	share	NOUN
cblr-3008	241	17	of	of	ADP
cblr-3008	241	18	the	the	DET
cblr-3008	241	19	debit	debit	NOUN
cblr-3008	241	20	card	card	NOUN
cblr-3008	241	21	market	market	NOUN
cblr-3008	241	22	.	.	PUNCT
cblr-3008	242	1	between	between	ADP
cblr-3008	242	2	1993	1993	NUM
cblr-3008	242	3	and	and	CCONJ
cblr-3008	242	4	2001	2001	NUM
cblr-3008	242	5	,	,	PUNCT
cblr-3008	242	6	pin	pin	NOUN
cblr-3008	242	7	debit	debit	NOUN
cblr-3008	242	8	declined	decline	VERB
cblr-3008	242	9	from	from	ADP
cblr-3008	242	10	a	a	DET
cblr-3008	242	11	61	61	NUM
cblr-3008	242	12	%	%	NOUN
cblr-3008	242	13	share	share	NOUN
cblr-3008	242	14	of	of	ADP
cblr-3008	242	15	debit	debit	NOUN
cblr-3008	242	16	transactions	transaction	NOUN
cblr-3008	242	17	to	to	ADP
cblr-3008	242	18	a	a	DET
cblr-3008	242	19	36	36	NUM
cblr-3008	242	20	%	%	NOUN
cblr-3008	242	21	share	share	NOUN
cblr-3008	242	22	.	.	PUNCT
cblr-3008	243	1	at	at	ADP
cblr-3008	243	2	the	the	DET
cblr-3008	243	3	same	same	ADJ
cblr-3008	243	4	time	time	NOUN
cblr-3008	243	5	,	,	PUNCT
cblr-3008	243	6	signature	signature	NOUN
cblr-3008	243	7	debit	debit	NOUN
cblr-3008	243	8	grew	grow	VERB
cblr-3008	243	9	from	from	ADP
cblr-3008	243	10	a	a	DET
cblr-3008	243	11	38	38	NUM
cblr-3008	243	12	%	%	NOUN
cblr-3008	243	13	share	share	NOUN
cblr-3008	243	14	to	to	ADP
cblr-3008	243	15	a	a	DET
cblr-3008	243	16	dominant	dominant	ADJ
cblr-3008	243	17	64	64	NUM
cblr-3008	243	18	%	%	NOUN
cblr-3008	243	19	share.47	share.47	NOUN
cblr-3008	243	20	this	this	DET
cblr-3008	243	21	massive	massive	ADJ
cblr-3008	243	22	market	market	NOUN
cblr-3008	243	23	share	share	NOUN
cblr-3008	243	24	shift	shift	NOUN
cblr-3008	243	25	occurred	occur	VERB
cblr-3008	243	26	even	even	ADV
cblr-3008	243	27	though	though	SCONJ
cblr-3008	243	28	most	most	ADJ
cblr-3008	243	29	industry	industry	NOUN
cblr-3008	243	30	observers	observer	NOUN
cblr-3008	243	31	believed	believe	VERB
cblr-3008	243	32	that	that	SCONJ
cblr-3008	243	33	pin	pin	NOUN
cblr-3008	243	34	debit	debit	NOUN
cblr-3008	243	35	was	be	AUX
cblr-3008	243	36	a	a	DET
cblr-3008	243	37	superior	superior	ADJ
cblr-3008	243	38	product.4	product.4	PROPN
cblr-3008	243	39	as	as	ADP
cblr-3008	243	40	a	a	DET
cblr-3008	243	41	result	result	NOUN
cblr-3008	243	42	,	,	PUNCT
cblr-3008	243	43	merchants	merchant	NOUN
cblr-3008	243	44	(	(	PUNCT
cblr-3008	243	45	and	and	CCONJ
cblr-3008	243	46	their	their	PRON
cblr-3008	243	47	customers	customer	NOUN
cblr-3008	243	48	)	)	PUNCT
cblr-3008	243	49	were	be	AUX
cblr-3008	243	50	forced	force	VERB
cblr-3008	243	51	to	to	PART
cblr-3008	243	52	pay	pay	VERB
cblr-3008	243	53	substantial	substantial	ADJ
cblr-3008	243	54	overcharges	overcharge	NOUN
cblr-3008	243	55	for	for	ADP
cblr-3008	243	56	signature	signature	NOUN
cblr-3008	243	57	and	and	CCONJ
cblr-3008	243	58	pin	pin	NOUN
cblr-3008	243	59	debit	debit	NOUN
cblr-3008	243	60	transactions	transaction	NOUN
cblr-3008	243	61	.	.	PUNCT
cblr-3008	244	1	2	2	X
cblr-3008	244	2	.	.	X
cblr-3008	244	3	visa	visa	PROPN
cblr-3008	244	4	's	's	PART
cblr-3008	244	5	and	and	CCONJ
cblr-3008	244	6	mastercard	mastercard	NOUN
cblr-3008	244	7	's	's	PART
cblr-3008	244	8	counterarguments	counterargument	NOUN
cblr-3008	244	9	visa	visa	NOUN
cblr-3008	244	10	and	and	CCONJ
cblr-3008	244	11	mastercard	mastercard	PROPN
cblr-3008	244	12	countered	counter	VERB
cblr-3008	244	13	the	the	DET
cblr-3008	244	14	merchants	merchant	NOUN
cblr-3008	244	15	'	'	PART
cblr-3008	244	16	damage	damage	NOUN
cblr-3008	244	17	theory	theory	NOUN
cblr-3008	244	18	by	by	ADP
cblr-3008	244	19	,	,	PUNCT
cblr-3008	244	20	among	among	ADP
cblr-3008	244	21	other	other	ADJ
cblr-3008	244	22	things	thing	NOUN
cblr-3008	244	23	,	,	PUNCT
cblr-3008	244	24	asserting	assert	VERB
cblr-3008	244	25	that	that	SCONJ
cblr-3008	244	26	it	it	PRON
cblr-3008	244	27	did	do	AUX
cblr-3008	244	28	not	not	PART
cblr-3008	244	29	account	account	VERB
cblr-3008	244	30	for	for	ADP
cblr-3008	244	31	the	the	DET
cblr-3008	244	32	two	two	NUM
cblr-3008	244	33	-	-	PUNCT
cblr-3008	244	34	sided	sided	ADJ
cblr-3008	244	35	nature	nature	NOUN
cblr-3008	244	36	of	of	ADP
cblr-3008	244	37	the	the	DET
cblr-3008	244	38	payment	payment	NOUN
cblr-3008	244	39	systems	system	NOUN
cblr-3008	244	40	market	market	NOUN
cblr-3008	244	41	.	.	PUNCT
cblr-3008	245	1	in	in	ADP
cblr-3008	245	2	their	their	PRON
cblr-3008	245	3	view	view	NOUN
cblr-3008	245	4	,	,	PUNCT
cblr-3008	245	5	as	as	ADP
cblr-3008	245	6	a	a	DET
cblr-3008	245	7	matter	matter	NOUN
cblr-3008	245	8	of	of	ADP
cblr-3008	245	9	law	law	NOUN
cblr-3008	245	10	,	,	PUNCT
cblr-3008	245	11	the	the	DET
cblr-3008	245	12	court	court	NOUN
cblr-3008	245	13	could	could	AUX
cblr-3008	245	14	not	not	PART
cblr-3008	245	15	4	4	NUM
cblr-3008	245	16	see	see	VERB
cblr-3008	245	17	i	i	PRON
cblr-3008	245	18	d.	d.	PROPN
cblr-3008	245	19	4	4	NUM
cblr-3008	245	20	see	see	VERB
cblr-3008	245	21	pls	pls	INTJ
cblr-3008	245	22	.	.	PUNCT
cblr-3008	245	23	'	'	PUNCT
cblr-3008	246	1	supp	supp	PROPN
cblr-3008	246	2	.	.	PUNCT
cblr-3008	247	1	summ	summ	PROPN
cblr-3008	247	2	.	.	PUNCT
cblr-3008	248	1	j.	j.	PROPN
cblr-3008	248	2	mem	mem	PROPN
cblr-3008	248	3	.	.	PROPN
cblr-3008	248	4	,	,	PUNCT
cblr-3008	248	5	supra	supra	PROPN
cblr-3008	248	6	note	note	VERB
cblr-3008	248	7	38	38	NUM
cblr-3008	248	8	,	,	PUNCT
cblr-3008	248	9	at	at	ADP
cblr-3008	248	10	10	10	NUM
cblr-3008	248	11	,	,	PUNCT
cblr-3008	248	12	20	20	NUM
cblr-3008	248	13	.	.	PUNCT
cblr-3008	249	1	see	see	VERB
cblr-3008	249	2	i	i	PRON
cblr-3008	249	3	d.	d.	PROPN
cblr-3008	249	4	at	at	ADP
cblr-3008	249	5	20	20	NUM
cblr-3008	249	6	.	.	PUNCT
cblr-3008	250	1	41	41	NUM
cblr-3008	250	2	see	see	VERB
cblr-3008	250	3	i	i	PRON
cblr-3008	250	4	d.	d.	PROPN
cblr-3008	250	5	at	at	ADP
cblr-3008	250	6	11	11	NUM
cblr-3008	250	7	.	.	PUNCT
cblr-3008	251	1	48	48	NUM
cblr-3008	251	2	see	see	NOUN
cblr-3008	251	3	hayashi	hayashi	PROPN
cblr-3008	251	4	,	,	PUNCT
cblr-3008	251	5	supra	supra	PROPN
cblr-3008	251	6	note	note	PROPN
cblr-3008	251	7	32	32	NUM
cblr-3008	251	8	,	,	PUNCT
cblr-3008	251	9	at	at	ADP
cblr-3008	251	10	43	43	NUM
cblr-3008	251	11	;	;	PUNCT
cblr-3008	251	12	see	see	VERB
cblr-3008	251	13	also	also	ADV
cblr-3008	251	14	morrison	morrison	PROPN
cblr-3008	251	15	report	report	PROPN
cblr-3008	251	16	,	,	PUNCT
cblr-3008	251	17	supra	supra	PROPN
cblr-3008	251	18	note	note	PROPN
cblr-3008	251	19	34	34	NUM
cblr-3008	251	20	,	,	PUNCT
cblr-3008	251	21	at	at	ADP
cblr-3008	251	22	10	10	NUM
cblr-3008	251	23	.	.	PUNCT
cblr-3008	252	1	[	[	X
cblr-3008	252	2	vol	vol	NOUN
cblr-3008	252	3	.	.	PUNCT
cblr-3008	252	4	2005	2005	NUM
cblr-3008	252	5	no	no	NOUN
cblr-3008	252	6	.	.	PUNCT
cblr-3008	253	1	3:599	3:599	NUM
cblr-3008	253	2	]	]	X
cblr-3008	253	3	inre	inre	PROPN
cblr-3008	253	4	visa	visa	PROPN
cblr-3008	253	5	check	check	PROPN
cblr-3008	253	6	/	/	SYM
cblr-3008	253	7	mastermoneyantitrustlitigation	mastermoneyantitrustlitigation	NOUN
cblr-3008	253	8	611	611	NUM
cblr-3008	253	9	find	find	VERB
cblr-3008	253	10	antitrust	antitrust	ADJ
cblr-3008	253	11	injury	injury	NOUN
cblr-3008	253	12	in	in	ADP
cblr-3008	253	13	the	the	DET
cblr-3008	253	14	merchant	merchant	NOUN
cblr-3008	253	15	side	side	NOUN
cblr-3008	253	16	of	of	ADP
cblr-3008	253	17	the	the	DET
cblr-3008	253	18	market	market	NOUN
cblr-3008	253	19	without	without	ADP
cblr-3008	253	20	also	also	ADV
cblr-3008	253	21	examining	examine	VERB
cblr-3008	253	22	prices	price	NOUN
cblr-3008	253	23	in	in	ADP
cblr-3008	253	24	the	the	DET
cblr-3008	253	25	cardholder	cardholder	NOUN
cblr-3008	253	26	side	side	NOUN
cblr-3008	253	27	of	of	ADP
cblr-3008	253	28	the	the	DET
cblr-3008	253	29	market	market	NOUN
cblr-3008	253	30	.	.	PUNCT
cblr-3008	254	1	they	they	PRON
cblr-3008	254	2	also	also	ADV
cblr-3008	254	3	asserted	assert	VERB
cblr-3008	254	4	that	that	SCONJ
cblr-3008	254	5	the	the	DET
cblr-3008	254	6	merchants	merchant	NOUN
cblr-3008	254	7	'	'	PART
cblr-3008	254	8	damages	damage	NOUN
cblr-3008	254	9	case	case	NOUN
cblr-3008	254	10	was	be	AUX
cblr-3008	254	11	really	really	ADV
cblr-3008	254	12	about	about	ADP
cblr-3008	254	13	competing	compete	VERB
cblr-3008	254	14	business	business	NOUN
cblr-3008	254	15	models	model	NOUN
cblr-3008	254	16	and	and	CCONJ
cblr-3008	254	17	not	not	PART
cblr-3008	254	18	antitrust	antitrust	ADJ
cblr-3008	254	19	injury.49	injury.49	NOUN
cblr-3008	254	20	this	this	DET
cblr-3008	254	21	line	line	NOUN
cblr-3008	254	22	of	of	ADP
cblr-3008	254	23	reasoning	reasoning	NOUN
cblr-3008	254	24	can	can	AUX
cblr-3008	254	25	be	be	AUX
cblr-3008	254	26	summarized	summarize	VERB
cblr-3008	254	27	as	as	ADP
cblr-3008	254	28	follows	follow	NOUN
cblr-3008	254	29	.	.	PUNCT
cblr-3008	255	1	visa	visa	NOUN
cblr-3008	255	2	and	and	CCONJ
cblr-3008	255	3	mastercard	mastercard	PROPN
cblr-3008	255	4	used	use	VERB
cblr-3008	255	5	the	the	DET
cblr-3008	255	6	hac	hac	NOUN
cblr-3008	255	7	rules	rule	NOUN
cblr-3008	255	8	to	to	PART
cblr-3008	255	9	solve	solve	VERB
cblr-3008	255	10	the	the	DET
cblr-3008	255	11	chicken	chicken	NOUN
cblr-3008	255	12	and	and	CCONJ
cblr-3008	255	13	egg	egg	NOUN
cblr-3008	255	14	problem	problem	NOUN
cblr-3008	255	15	by	by	ADP
cblr-3008	255	16	minimizing	minimize	VERB
cblr-3008	255	17	,	,	PUNCT
cblr-3008	255	18	if	if	SCONJ
cblr-3008	255	19	not	not	PART
cblr-3008	255	20	eliminating	eliminate	VERB
cblr-3008	255	21	,	,	PUNCT
cblr-3008	255	22	the	the	DET
cblr-3008	255	23	cost	cost	NOUN
cblr-3008	255	24	of	of	ADP
cblr-3008	255	25	building	build	VERB
cblr-3008	255	26	a	a	DET
cblr-3008	255	27	merchant	merchant	NOUN
cblr-3008	255	28	acceptance	acceptance	NOUN
cblr-3008	255	29	network	network	NOUN
cblr-3008	255	30	.	.	PUNCT
cblr-3008	256	1	when	when	SCONJ
cblr-3008	256	2	visa	visa	NOUN
cblr-3008	256	3	and	and	CCONJ
cblr-3008	256	4	mastercard	mastercard	PROPN
cblr-3008	256	5	introduced	introduce	VERB
cblr-3008	256	6	signature	signature	NOUN
cblr-3008	256	7	debit	debit	NOUN
cblr-3008	256	8	in	in	ADP
cblr-3008	256	9	the	the	DET
cblr-3008	256	10	late	late	ADJ
cblr-3008	256	11	1970s	1970	NOUN
cblr-3008	256	12	,	,	PUNCT
cblr-3008	256	13	their	their	PRON
cblr-3008	256	14	credit	credit	NOUN
cblr-3008	256	15	cards	card	NOUN
cblr-3008	256	16	were	be	AUX
cblr-3008	256	17	already	already	ADV
cblr-3008	256	18	widely	widely	ADV
cblr-3008	256	19	accepted.5	accepted.5	VERB
cblr-3008	256	20	"	"	PUNCT
cblr-3008	256	21	by	by	ADP
cblr-3008	256	22	applying	apply	VERB
cblr-3008	256	23	the	the	DET
cblr-3008	256	24	hac	hac	NOUN
cblr-3008	256	25	rules	rule	NOUN
cblr-3008	256	26	to	to	ADP
cblr-3008	256	27	signature	signature	NOUN
cblr-3008	256	28	debit	debit	NOUN
cblr-3008	256	29	products	product	NOUN
cblr-3008	256	30	,	,	PUNCT
cblr-3008	256	31	these	these	DET
cblr-3008	256	32	cards	card	NOUN
cblr-3008	256	33	immediately	immediately	ADV
cblr-3008	256	34	gained	gain	VERB
cblr-3008	256	35	widespread	widespread	ADJ
cblr-3008	256	36	acceptance	acceptance	NOUN
cblr-3008	256	37	among	among	ADP
cblr-3008	256	38	merchants	merchant	NOUN
cblr-3008	256	39	,	,	PUNCT
cblr-3008	256	40	thereby	thereby	ADV
cblr-3008	256	41	surmounting	surmount	VERB
cblr-3008	256	42	one	one	NUM
cblr-3008	256	43	aspect	aspect	NOUN
cblr-3008	256	44	of	of	ADP
cblr-3008	256	45	the	the	DET
cblr-3008	256	46	chicken	chicken	NOUN
cblr-3008	256	47	and	and	CCONJ
cblr-3008	256	48	egg	egg	NOUN
cblr-3008	256	49	problem	problem	NOUN
cblr-3008	256	50	.	.	PUNCT
cblr-3008	256	51	"	"	PUNCT
cblr-3008	257	1	this	this	DET
cblr-3008	257	2	merchant	merchant	NOUN
cblr-3008	257	3	acceptance	acceptance	NOUN
cblr-3008	257	4	could	could	AUX
cblr-3008	257	5	then	then	ADV
cblr-3008	257	6	be	be	AUX
cblr-3008	257	7	used	use	VERB
cblr-3008	257	8	to	to	PART
cblr-3008	257	9	solve	solve	VERB
cblr-3008	257	10	the	the	DET
cblr-3008	257	11	other	other	ADJ
cblr-3008	257	12	half	half	NOUN
cblr-3008	257	13	of	of	ADP
cblr-3008	257	14	the	the	DET
cblr-3008	257	15	problem	problem	NOUN
cblr-3008	257	16	,	,	PUNCT
cblr-3008	257	17	as	as	SCONJ
cblr-3008	257	18	it	it	PRON
cblr-3008	257	19	attracted	attract	VERB
cblr-3008	257	20	issuers	issuer	NOUN
cblr-3008	257	21	and	and	CCONJ
cblr-3008	257	22	cardholders	cardholder	NOUN
cblr-3008	257	23	.	.	PUNCT
cblr-3008	258	1	according	accord	VERB
cblr-3008	258	2	to	to	ADP
cblr-3008	258	3	visa	visa	NOUN
cblr-3008	258	4	and	and	CCONJ
cblr-3008	258	5	mastercard	mastercard	NOUN
cblr-3008	258	6	,	,	PUNCT
cblr-3008	258	7	it	it	PRON
cblr-3008	258	8	would	would	AUX
cblr-3008	258	9	be	be	AUX
cblr-3008	258	10	inefficient	inefficient	ADJ
cblr-3008	258	11	to	to	PART
cblr-3008	258	12	prevent	prevent	VERB
cblr-3008	258	13	them	they	PRON
cblr-3008	258	14	from	from	ADP
cblr-3008	258	15	leveraging	leverage	VERB
cblr-3008	258	16	their	their	PRON
cblr-3008	258	17	installed	instal	VERB
cblr-3008	258	18	base	base	NOUN
cblr-3008	258	19	of	of	ADP
cblr-3008	258	20	merchants	merchant	NOUN
cblr-3008	258	21	,	,	PUNCT
cblr-3008	258	22	as	as	SCONJ
cblr-3008	258	23	that	that	PRON
cblr-3008	258	24	would	would	AUX
cblr-3008	258	25	force	force	VERB
cblr-3008	258	26	them	they	PRON
cblr-3008	258	27	to	to	PART
cblr-3008	258	28	rebuild	rebuild	VERB
cblr-3008	258	29	a	a	DET
cblr-3008	258	30	merchant	merchant	NOUN
cblr-3008	258	31	acceptance	acceptance	NOUN
cblr-3008	258	32	network	network	NOUN
cblr-3008	258	33	each	each	DET
cblr-3008	258	34	time	time	NOUN
cblr-3008	258	35	they	they	PRON
cblr-3008	258	36	introduced	introduce	VERB
cblr-3008	258	37	a	a	DET
cblr-3008	258	38	new	new	ADJ
cblr-3008	258	39	product.52	product.52	NOUN
cblr-3008	258	40	to	to	PART
cblr-3008	258	41	further	far	ADV
cblr-3008	258	42	buttress	buttress	VERB
cblr-3008	258	43	their	their	PRON
cblr-3008	258	44	argument	argument	NOUN
cblr-3008	258	45	,	,	PUNCT
cblr-3008	258	46	visa	visa	NOUN
cblr-3008	258	47	and	and	CCONJ
cblr-3008	258	48	mastercard	mastercard	PROPN
cblr-3008	258	49	compared	compare	VERB
cblr-3008	258	50	their	their	PRON
cblr-3008	258	51	hac	hac	VERB
cblr-3008	258	52	rules	rule	NOUN
cblr-3008	258	53	with	with	ADP
cblr-3008	258	54	the	the	DET
cblr-3008	258	55	atm	atm	PROPN
cblr-3008	258	56	networks	network	NOUN
cblr-3008	258	57	'	'	PART
cblr-3008	258	58	mandatory	mandatory	ADJ
cblr-3008	258	59	participation	participation	NOUN
cblr-3008	258	60	rules	rule	NOUN
cblr-3008	258	61	as	as	ADP
cblr-3008	258	62	a	a	DET
cblr-3008	258	63	means	means	NOUN
cblr-3008	258	64	of	of	ADP
cblr-3008	258	65	promoting	promote	VERB
cblr-3008	258	66	pin	pin	NOUN
cblr-3008	258	67	debit.53	debit.53	VERB
cblr-3008	258	68	unlike	unlike	ADP
cblr-3008	258	69	visa	visa	NOUN
cblr-3008	258	70	and	and	CCONJ
cblr-3008	258	71	mastercard	mastercard	PROPN
cblr-3008	258	72	,	,	PUNCT
cblr-3008	258	73	which	which	PRON
cblr-3008	258	74	had	have	VERB
cblr-3008	258	75	massive	massive	ADJ
cblr-3008	258	76	merchant	merchant	NOUN
cblr-3008	258	77	acceptance	acceptance	NOUN
cblr-3008	258	78	but	but	CCONJ
cblr-3008	258	79	few	few	ADJ
cblr-3008	258	80	debit	debit	NOUN
cblr-3008	258	81	cardholders	cardholder	NOUN
cblr-3008	258	82	,	,	PUNCT
cblr-3008	258	83	the	the	DET
cblr-3008	258	84	atm	atm	NOUN
cblr-3008	258	85	networks	network	NOUN
cblr-3008	258	86	had	have	VERB
cblr-3008	258	87	millions	million	NOUN
cblr-3008	258	88	of	of	ADP
cblr-3008	258	89	cardholders	cardholder	NOUN
cblr-3008	258	90	but	but	CCONJ
cblr-3008	258	91	few	few	ADJ
cblr-3008	258	92	merchants	merchant	NOUN
cblr-3008	258	93	.	.	PUNCT
cblr-3008	259	1	to	to	PART
cblr-3008	259	2	solve	solve	VERB
cblr-3008	259	3	their	their	PRON
cblr-3008	259	4	chicken	chicken	NOUN
cblr-3008	259	5	and	and	CCONJ
cblr-3008	259	6	egg	egg	NOUN
cblr-3008	259	7	problem	problem	NOUN
cblr-3008	259	8	,	,	PUNCT
cblr-3008	259	9	the	the	DET
cblr-3008	259	10	regional	regional	ADJ
cblr-3008	259	11	networks	network	NOUN
cblr-3008	259	12	used	use	VERB
cblr-3008	259	13	mandatory	mandatory	ADJ
cblr-3008	259	14	participation	participation	NOUN
cblr-3008	259	15	rules	rule	NOUN
cblr-3008	259	16	to	to	PART
cblr-3008	259	17	turn	turn	VERB
cblr-3008	259	18	atm	atm	NOUN
cblr-3008	259	19	cards	card	NOUN
cblr-3008	259	20	into	into	ADP
cblr-3008	259	21	point	point	NOUN
cblr-3008	259	22	of	of	ADP
cblr-3008	259	23	sale	sale	NOUN
cblr-3008	259	24	debit	debit	NOUN
cblr-3008	259	25	cards	card	NOUN
cblr-3008	259	26	with	with	ADP
cblr-3008	259	27	pin	pin	NOUN
cblr-3008	259	28	debit	debit	NOUN
cblr-3008	259	29	functionality	functionality	NOUN
cblr-3008	259	30	.	.	PUNCT
cblr-3008	260	1	4	4	NUM
cblr-3008	260	2	they	they	PRON
cblr-3008	260	3	"	"	PUNCT
cblr-3008	260	4	visa	visa	PROPN
cblr-3008	260	5	/	/	SYM
cblr-3008	260	6	mastercard	mastercard	PROPN
cblr-3008	260	7	summ	summ	PROPN
cblr-3008	260	8	.	.	PUNCT
cblr-3008	261	1	j.	j.	PROPN
cblr-3008	261	2	brief	brief	PROPN
cblr-3008	261	3	,	,	PUNCT
cblr-3008	261	4	supra	supra	ADJ
cblr-3008	261	5	note	note	NOUN
cblr-3008	261	6	2	2	NUM
cblr-3008	261	7	,	,	PUNCT
cblr-3008	261	8	at	at	ADP
cblr-3008	261	9	61	61	NUM
cblr-3008	261	10	;	;	PUNCT
cblr-3008	261	11	morrison	morrison	PROPN
cblr-3008	261	12	report	report	PROPN
cblr-3008	261	13	,	,	PUNCT
cblr-3008	261	14	supra	supra	PROPN
cblr-3008	261	15	note	note	PROPN
cblr-3008	261	16	34	34	NUM
cblr-3008	261	17	,	,	PUNCT
cblr-3008	261	18	at	at	ADP
cblr-3008	261	19	10	10	NUM
cblr-3008	261	20	.	.	PUNCT
cblr-3008	262	1	50	50	NUM
cblr-3008	262	2	visa	visa	NOUN
cblr-3008	262	3	/	/	SYM
cblr-3008	262	4	mastercard	mastercard	PROPN
cblr-3008	262	5	summ	summ	PROPN
cblr-3008	262	6	.	.	PUNCT
cblr-3008	263	1	j.	j.	PROPN
cblr-3008	263	2	brief	brief	PROPN
cblr-3008	263	3	,	,	PUNCT
cblr-3008	263	4	supra	supra	ADJ
cblr-3008	263	5	note	note	NOUN
cblr-3008	263	6	2	2	NUM
cblr-3008	263	7	,	,	PUNCT
cblr-3008	263	8	at	at	ADP
cblr-3008	263	9	61	61	NUM
cblr-3008	263	10	-	-	SYM
cblr-3008	263	11	62	62	NUM
cblr-3008	263	12	;	;	PUNCT
cblr-3008	263	13	morrison	morrison	PROPN
cblr-3008	263	14	report	report	PROPN
cblr-3008	263	15	,	,	PUNCT
cblr-3008	263	16	supra	supra	PROPN
cblr-3008	263	17	note	note	PROPN
cblr-3008	263	18	34	34	NUM
cblr-3008	263	19	,	,	PUNCT
cblr-3008	263	20	at	at	ADP
cblr-3008	263	21	8	8	NUM
cblr-3008	263	22	-	-	SYM
cblr-3008	263	23	9	9	NUM
cblr-3008	263	24	.	.	NOUN
cblr-3008	263	25	5	5	NUM
cblr-3008	263	26	visa	visa	NOUN
cblr-3008	263	27	/	/	SYM
cblr-3008	263	28	mastercard	mastercard	PROPN
cblr-3008	263	29	summ	summ	PROPN
cblr-3008	263	30	.	.	PUNCT
cblr-3008	264	1	j.	j.	PROPN
cblr-3008	264	2	brief	brief	PROPN
cblr-3008	264	3	,	,	PUNCT
cblr-3008	264	4	supra	supra	ADJ
cblr-3008	264	5	note	note	NOUN
cblr-3008	264	6	2	2	NUM
cblr-3008	264	7	,	,	PUNCT
cblr-3008	264	8	at	at	ADP
cblr-3008	264	9	61	61	NUM
cblr-3008	264	10	-	-	SYM
cblr-3008	264	11	62	62	NUM
cblr-3008	264	12	;	;	PUNCT
cblr-3008	264	13	morrison	morrison	PROPN
cblr-3008	264	14	report	report	PROPN
cblr-3008	264	15	,	,	PUNCT
cblr-3008	264	16	supra	supra	PROPN
cblr-3008	264	17	note	note	PROPN
cblr-3008	264	18	34	34	NUM
cblr-3008	264	19	,	,	PUNCT
cblr-3008	264	20	at	at	ADP
cblr-3008	264	21	9	9	NUM
cblr-3008	264	22	.	.	NOUN
cblr-3008	264	23	5	5	NUM
cblr-3008	264	24	visa	visa	NOUN
cblr-3008	264	25	/	/	SYM
cblr-3008	264	26	mastercard	mastercard	PROPN
cblr-3008	264	27	summ	summ	PROPN
cblr-3008	264	28	.	.	PUNCT
cblr-3008	265	1	j.	j.	PROPN
cblr-3008	265	2	br	br	PROPN
cblr-3008	265	3	.	.	PROPN
cblr-3008	265	4	,	,	PUNCT
cblr-3008	265	5	supra	supra	PROPN
cblr-3008	265	6	note	note	NOUN
cblr-3008	265	7	2	2	NUM
cblr-3008	265	8	,	,	PUNCT
cblr-3008	265	9	at	at	ADP
cblr-3008	265	10	61	61	NUM
cblr-3008	265	11	-	-	SYM
cblr-3008	265	12	63	63	NUM
cblr-3008	265	13	.	.	PUNCT
cblr-3008	266	1	53	53	NUM
cblr-3008	266	2	i	i	PROPN
cblr-3008	266	3	d.	d.	PROPN
cblr-3008	266	4	at	at	ADP
cblr-3008	266	5	62	62	NUM
cblr-3008	266	6	-	-	SYM
cblr-3008	266	7	63	63	NUM
cblr-3008	266	8	.	.	PUNCT
cblr-3008	267	1	54	54	NUM
cblr-3008	268	1	i	i	PRON
cblr-3008	268	2	d.	d.	VERB
cblr-3008	268	3	at	at	ADP
cblr-3008	268	4	62	62	NUM
cblr-3008	268	5	.	.	PUNCT
cblr-3008	269	1	then	then	ADV
cblr-3008	269	2	used	use	VERB
cblr-3008	269	3	their	their	PRON
cblr-3008	269	4	cardholder	cardholder	NOUN
cblr-3008	269	5	base	base	NOUN
cblr-3008	269	6	and	and	CCONJ
cblr-3008	269	7	low	low	ADJ
cblr-3008	269	8	merchant	merchant	NOUN
cblr-3008	269	9	pricing	pricing	NOUN
cblr-3008	269	10	to	to	PART
cblr-3008	269	11	gain	gain	VERB
cblr-3008	269	12	merchant	merchant	NOUN
cblr-3008	269	13	acceptance.55	acceptance.55	PROPN
cblr-3008	269	14	in	in	ADP
cblr-3008	269	15	short	short	ADJ
cblr-3008	269	16	,	,	PUNCT
cblr-3008	269	17	visa	visa	NOUN
cblr-3008	269	18	and	and	CCONJ
cblr-3008	269	19	mastercard	mastercard	PROPN
cblr-3008	269	20	asserted	assert	VERB
cblr-3008	269	21	that	that	SCONJ
cblr-3008	269	22	their	their	PRON
cblr-3008	269	23	use	use	NOUN
cblr-3008	269	24	of	of	ADP
cblr-3008	269	25	the	the	DET
cblr-3008	269	26	hac	hac	PROPN
cblr-3008	269	27	rules	rule	NOUN
cblr-3008	269	28	to	to	PART
cblr-3008	269	29	address	address	VERB
cblr-3008	269	30	the	the	DET
cblr-3008	269	31	chicken	chicken	NOUN
cblr-3008	269	32	and	and	CCONJ
cblr-3008	269	33	egg	egg	NOUN
cblr-3008	269	34	problem	problem	NOUN
cblr-3008	269	35	was	be	AUX
cblr-3008	269	36	,	,	PUNCT
cblr-3008	269	37	from	from	ADP
cblr-3008	269	38	a	a	DET
cblr-3008	269	39	consumer	consumer	NOUN
cblr-3008	269	40	welfare	welfare	NOUN
cblr-3008	269	41	perspective	perspective	NOUN
cblr-3008	269	42	,	,	PUNCT
cblr-3008	269	43	no	no	ADV
cblr-3008	269	44	different	different	ADJ
cblr-3008	269	45	from	from	ADP
cblr-3008	269	46	the	the	DET
cblr-3008	269	47	regional	regional	ADJ
cblr-3008	269	48	networks	network	NOUN
cblr-3008	269	49	'	'	PART
cblr-3008	269	50	use	use	NOUN
cblr-3008	269	51	of	of	ADP
cblr-3008	269	52	mandatory	mandatory	ADJ
cblr-3008	269	53	participation	participation	NOUN
cblr-3008	269	54	rules	rule	NOUN
cblr-3008	269	55	to	to	PART
cblr-3008	269	56	generate	generate	VERB
cblr-3008	269	57	a	a	DET
cblr-3008	269	58	large	large	ADJ
cblr-3008	269	59	cardholder	cardholder	NOUN
cblr-3008	269	60	base	base	NOUN
cblr-3008	269	61	.	.	PUNCT
cblr-3008	270	1	3	3	X
cblr-3008	270	2	.	.	X
cblr-3008	270	3	why	why	SCONJ
cblr-3008	270	4	visa	visa	NOUN
cblr-3008	270	5	's	's	PART
cblr-3008	270	6	and	and	CCONJ
cblr-3008	270	7	mastercard	mastercard	NOUN
cblr-3008	270	8	's	's	PART
cblr-3008	270	9	counterarguments	counterargument	NOUN
cblr-3008	270	10	are	be	AUX
cblr-3008	270	11	wrong	wrong	ADJ
cblr-3008	270	12	visa	visa	NOUN
cblr-3008	270	13	's	's	PART
cblr-3008	270	14	and	and	CCONJ
cblr-3008	270	15	mastercard	mastercard	NOUN
cblr-3008	270	16	's	's	PART
cblr-3008	270	17	arguments	argument	NOUN
cblr-3008	270	18	can	can	AUX
cblr-3008	270	19	not	not	PART
cblr-3008	270	20	withstand	withstand	VERB
cblr-3008	270	21	factual	factual	ADJ
cblr-3008	270	22	or	or	CCONJ
cblr-3008	270	23	legal	legal	ADJ
cblr-3008	270	24	scrutiny	scrutiny	NOUN
cblr-3008	270	25	.	.	PUNCT
cblr-3008	271	1	as	as	ADP
cblr-3008	271	2	an	an	DET
cblr-3008	271	3	initial	initial	ADJ
cblr-3008	271	4	matter	matter	NOUN
cblr-3008	271	5	,	,	PUNCT
cblr-3008	271	6	their	their	PRON
cblr-3008	271	7	contention	contention	NOUN
cblr-3008	271	8	that	that	SCONJ
cblr-3008	271	9	the	the	DET
cblr-3008	271	10	merchants	merchant	NOUN
cblr-3008	271	11	ignored	ignore	VERB
cblr-3008	271	12	the	the	DET
cblr-3008	271	13	two	two	NUM
cblr-3008	271	14	-	-	PUNCT
cblr-3008	271	15	sided	sided	ADJ
cblr-3008	271	16	nature	nature	NOUN
cblr-3008	271	17	of	of	ADP
cblr-3008	271	18	the	the	DET
cblr-3008	271	19	market	market	NOUN
cblr-3008	271	20	is	be	AUX
cblr-3008	271	21	not	not	PART
cblr-3008	271	22	credible	credible	ADJ
cblr-3008	271	23	.	.	PUNCT
cblr-3008	272	1	while	while	SCONJ
cblr-3008	272	2	the	the	DET
cblr-3008	272	3	merchants	merchant	NOUN
cblr-3008	272	4	asserted	assert	VERB
cblr-3008	272	5	massive	massive	ADJ
cblr-3008	272	6	overcharges	overcharge	NOUN
cblr-3008	272	7	affecting	affect	VERB
cblr-3008	272	8	one	one	NUM
cblr-3008	272	9	side	side	NOUN
cblr-3008	272	10	of	of	ADP
cblr-3008	272	11	the	the	DET
cblr-3008	272	12	market	market	NOUN
cblr-3008	272	13	,	,	PUNCT
cblr-3008	272	14	their	their	PRON
cblr-3008	272	15	damages	damage	NOUN
cblr-3008	272	16	theory	theory	NOUN
cblr-3008	272	17	was	be	AUX
cblr-3008	272	18	premised	premise	VERB
cblr-3008	272	19	on	on	ADP
cblr-3008	272	20	the	the	DET
cblr-3008	272	21	two	two	NUM
cblr-3008	272	22	-	-	PUNCT
cblr-3008	272	23	sided	sided	ADJ
cblr-3008	272	24	nature	nature	NOUN
cblr-3008	272	25	of	of	ADP
cblr-3008	272	26	the	the	DET
cblr-3008	272	27	market	market	NOUN
cblr-3008	272	28	.	.	PUNCT
cblr-3008	273	1	that	that	PRON
cblr-3008	273	2	is	is	ADV
cblr-3008	273	3	,	,	PUNCT
cblr-3008	273	4	they	they	PRON
cblr-3008	273	5	asserted	assert	VERB
cblr-3008	273	6	that	that	SCONJ
cblr-3008	273	7	the	the	DET
cblr-3008	273	8	supracompetitive	supracompetitive	ADJ
cblr-3008	273	9	interchange	interchange	NOUN
cblr-3008	273	10	fees	fee	NOUN
cblr-3008	273	11	for	for	ADP
cblr-3008	273	12	signature	signature	NOUN
cblr-3008	273	13	debit	debit	NOUN
cblr-3008	273	14	distorted	distort	VERB
cblr-3008	273	15	the	the	DET
cblr-3008	273	16	evolution	evolution	NOUN
cblr-3008	273	17	of	of	ADP
cblr-3008	273	18	debit	debit	NOUN
cblr-3008	273	19	on	on	ADP
cblr-3008	273	20	the	the	DET
cblr-3008	273	21	issuer	issuer	NOUN
cblr-3008	273	22	/	/	SYM
cblr-3008	273	23	cardholder	cardholder	NOUN
cblr-3008	273	24	side	side	NOUN
cblr-3008	273	25	of	of	ADP
cblr-3008	273	26	the	the	DET
cblr-3008	273	27	market	market	NOUN
cblr-3008	273	28	,	,	PUNCT
cblr-3008	273	29	which	which	PRON
cblr-3008	273	30	resulted	result	VERB
cblr-3008	273	31	in	in	ADP
cblr-3008	273	32	the	the	DET
cblr-3008	273	33	suppression	suppression	NOUN
cblr-3008	273	34	of	of	ADP
cblr-3008	273	35	the	the	DET
cblr-3008	273	36	safer	safe	ADJ
cblr-3008	273	37	,	,	PUNCT
cblr-3008	273	38	cheaper	cheap	ADJ
cblr-3008	273	39	,	,	PUNCT
cblr-3008	273	40	and	and	CCONJ
cblr-3008	273	41	more	more	ADV
cblr-3008	273	42	efficient	efficient	ADJ
cblr-3008	273	43	pin	pin	NOUN
cblr-3008	273	44	debit	debit	VERB
cblr-3008	273	45	product.5	product.5	NOUN
cblr-3008	273	46	6	6	NUM
cblr-3008	273	47	this	this	DET
cblr-3008	273	48	theory	theory	NOUN
cblr-3008	273	49	was	be	AUX
cblr-3008	273	50	supported	support	VERB
cblr-3008	273	51	by	by	ADP
cblr-3008	273	52	substantial	substantial	ADJ
cblr-3008	273	53	evidence	evidence	NOUN
cblr-3008	273	54	that	that	SCONJ
cblr-3008	273	55	the	the	DET
cblr-3008	273	56	u.s	u.s	PROPN
cblr-3008	273	57	.	.	PROPN
cblr-3008	273	58	banking	banking	NOUN
cblr-3008	273	59	industry	industry	NOUN
cblr-3008	273	60	had	have	AUX
cblr-3008	273	61	shifted	shift	VERB
cblr-3008	273	62	its	its	PRON
cblr-3008	273	63	emphasis	emphasis	NOUN
cblr-3008	273	64	from	from	ADP
cblr-3008	273	65	pin	pin	NOUN
cblr-3008	273	66	to	to	ADP
cblr-3008	273	67	signature	signature	NOUN
cblr-3008	273	68	debit	debit	NOUN
cblr-3008	273	69	,	,	PUNCT
cblr-3008	273	70	even	even	ADV
cblr-3008	273	71	though	though	SCONJ
cblr-3008	273	72	most	most	ADJ
cblr-3008	273	73	banks	bank	NOUN
cblr-3008	273	74	recognized	recognize	VERB
cblr-3008	273	75	that	that	SCONJ
cblr-3008	273	76	pin	pin	NOUN
cblr-3008	273	77	debit	debit	NOUN
cblr-3008	273	78	was	be	AUX
cblr-3008	273	79	superior	superior	ADJ
cblr-3008	273	80	.	.	PUNCT
cblr-3008	274	1	7	7	NUM
cblr-3008	274	2	the	the	DET
cblr-3008	274	3	merchants	merchant	NOUN
cblr-3008	274	4	also	also	ADV
cblr-3008	274	5	marshaled	marshal	VERB
cblr-3008	274	6	evidence	evidence	NOUN
cblr-3008	274	7	that	that	SCONJ
cblr-3008	274	8	the	the	DET
cblr-3008	274	9	overcharges	overcharge	NOUN
cblr-3008	274	10	enabled	enable	VERB
cblr-3008	274	11	by	by	ADP
cblr-3008	274	12	the	the	DET
cblr-3008	274	13	hac	hac	PROPN
cblr-3008	274	14	rules	rule	NOUN
cblr-3008	274	15	facilitated	facilitate	VERB
cblr-3008	274	16	the	the	DET
cblr-3008	274	17	cartelization	cartelization	NOUN
cblr-3008	274	18	of	of	ADP
cblr-3008	274	19	the	the	DET
cblr-3008	274	20	issuing	issue	VERB
cblr-3008	274	21	side	side	NOUN
cblr-3008	274	22	of	of	ADP
cblr-3008	274	23	the	the	DET
cblr-3008	274	24	market	market	NOUN
cblr-3008	274	25	.	.	PUNCT
cblr-3008	275	1	for	for	ADP
cblr-3008	275	2	example	example	NOUN
cblr-3008	275	3	,	,	PUNCT
cblr-3008	275	4	visa	visa	NOUN
cblr-3008	275	5	hired	hire	VERB
cblr-3008	275	6	andersen	andersen	PROPN
cblr-3008	275	7	consulting	consulting	NOUN
cblr-3008	275	8	to	to	PART
cblr-3008	275	9	prepare	prepare	VERB
cblr-3008	275	10	an	an	DET
cblr-3008	275	11	analysis	analysis	NOUN
cblr-3008	275	12	for	for	SCONJ
cblr-3008	275	13	bank	bank	PROPN
cblr-3008	275	14	of	of	ADP
cblr-3008	275	15	america	america	PROPN
cblr-3008	275	16	designed	design	VERB
cblr-3008	275	17	to	to	PART
cblr-3008	275	18	convince	convince	VERB
cblr-3008	275	19	it	it	PRON
cblr-3008	275	20	to	to	PART
cblr-3008	275	21	remove	remove	VERB
cblr-3008	275	22	regional	regional	ADJ
cblr-3008	275	23	pin	pin	NOUN
cblr-3008	275	24	debit	debit	NOUN
cblr-3008	275	25	marks	mark	NOUN
cblr-3008	275	26	from	from	ADP
cblr-3008	275	27	its	its	PRON
cblr-3008	275	28	debit	debit	NOUN
cblr-3008	275	29	cards	card	NOUN
cblr-3008	275	30	.	.	PUNCT
cblr-3008	276	1	bank	bank	PROPN
cblr-3008	276	2	of	of	ADP
cblr-3008	276	3	america	america	PROPN
cblr-3008	276	4	,	,	PUNCT
cblr-3008	276	5	notably	notably	ADV
cblr-3008	276	6	,	,	PUNCT
cblr-3008	276	7	did	do	AUX
cblr-3008	276	8	not	not	PART
cblr-3008	276	9	object	object	VERB
cblr-3008	276	10	to	to	ADP
cblr-3008	276	11	this	this	DET
cblr-3008	276	12	analysis	analysis	NOUN
cblr-3008	276	13	being	be	AUX
cblr-3008	276	14	shared	share	VERB
cblr-3008	276	15	with	with	ADP
cblr-3008	276	16	its	its	PRON
cblr-3008	276	17	see	see	NOUN
cblr-3008	276	18	i	i	PRON
cblr-3008	276	19	d.	d.	PROPN
cblr-3008	276	20	56	56	NUM
cblr-3008	276	21	see	see	VERB
cblr-3008	276	22	pls	pls	INTJ
cblr-3008	276	23	.	.	PUNCT
cblr-3008	276	24	'	'	PUNCT
cblr-3008	277	1	mem	mem	PROPN
cblr-3008	277	2	.	.	PUNCT
cblr-3008	277	3	opp'n	opp'n	NOUN
cblr-3008	277	4	,	,	PUNCT
cblr-3008	277	5	supra	supra	PROPN
cblr-3008	277	6	note	note	PROPN
cblr-3008	277	7	38	38	NUM
cblr-3008	277	8	,	,	PUNCT
cblr-3008	277	9	at	at	ADP
cblr-3008	277	10	49	49	NUM
cblr-3008	277	11	-	-	SYM
cblr-3008	277	12	50	50	NUM
cblr-3008	277	13	.	.	PUNCT
cblr-3008	277	14	5	5	NUM
cblr-3008	277	15	'	'	PUNCT
cblr-3008	277	16	see	see	VERB
cblr-3008	277	17	pls	pls	INTJ
cblr-3008	277	18	.	.	PUNCT
cblr-3008	277	19	'	'	PUNCT
cblr-3008	278	1	supp	supp	PROPN
cblr-3008	278	2	.	.	PUNCT
cblr-3008	279	1	summ	summ	PROPN
cblr-3008	279	2	.	.	PUNCT
cblr-3008	280	1	j.	j.	PROPN
cblr-3008	280	2	mem	mem	PROPN
cblr-3008	280	3	.	.	PROPN
cblr-3008	280	4	,	,	PUNCT
cblr-3008	280	5	supra	supra	PROPN
cblr-3008	280	6	note	note	VERB
cblr-3008	280	7	38	38	NUM
cblr-3008	280	8	,	,	PUNCT
cblr-3008	280	9	at	at	ADP
cblr-3008	280	10	20	20	NUM
cblr-3008	280	11	-	-	SYM
cblr-3008	280	12	22	22	NUM
cblr-3008	280	13	,	,	PUNCT
cblr-3008	280	14	34	34	NUM
cblr-3008	280	15	-	-	SYM
cblr-3008	280	16	35	35	NUM
cblr-3008	280	17	.	.	PUNCT
cblr-3008	281	1	[	[	X
cblr-3008	281	2	vol	vol	NOUN
cblr-3008	281	3	.	.	PUNCT
cblr-3008	282	1	2005col	2005col	NUM
cblr-3008	282	2	umbia	umbia	NOUN
cblr-3008	283	1	b	b	PROPN
cblr-3008	284	1	usiness	usiness	PROPN
cblr-3008	284	2	la	la	PROPN
cblr-3008	284	3	w	w	PROPN
cblr-3008	284	4	re	re	PROPN
cblr-3008	284	5	vie	vie	PROPN
cblr-3008	284	6	w	w	PROPN
cblr-3008	284	7	no	no	PROPN
cblr-3008	284	8	.	.	PUNCT
cblr-3008	285	1	3:599	3:599	NUM
cblr-3008	285	2	]	]	X
cblr-3008	285	3	in	in	ADP
cblr-3008	285	4	re	re	PROPN
cblr-3008	285	5	visa	visa	PROPN
cblr-3008	285	6	checkimastermoney	checkimastermoney	PROPN
cblr-3008	285	7	antitrust	antitrust	ADJ
cblr-3008	285	8	litigation	litigation	NOUN
cblr-3008	285	9	613	613	NUM
cblr-3008	285	10	competitors	competitor	NOUN
cblr-3008	285	11	,	,	PUNCT
cblr-3008	285	12	who	who	PRON
cblr-3008	285	13	were	be	AUX
cblr-3008	285	14	also	also	ADV
cblr-3008	285	15	entertaining	entertain	VERB
cblr-3008	285	16	strategies	strategy	NOUN
cblr-3008	285	17	to	to	PART
cblr-3008	285	18	suppress	suppress	VERB
cblr-3008	285	19	pin	pin	NOUN
cblr-3008	285	20	debit.58	debit.58	PROPN
cblr-3008	285	21	moreover	moreover	ADV
cblr-3008	285	22	,	,	PUNCT
cblr-3008	285	23	to	to	PART
cblr-3008	285	24	show	show	VERB
cblr-3008	285	25	the	the	DET
cblr-3008	285	26	extent	extent	NOUN
cblr-3008	285	27	to	to	PART
cblr-3008	285	28	which	which	PRON
cblr-3008	285	29	the	the	DET
cblr-3008	285	30	hac	hac	NOUN
cblr-3008	285	31	rules	rule	NOUN
cblr-3008	285	32	distorted	distort	VERB
cblr-3008	285	33	the	the	DET
cblr-3008	285	34	development	development	NOUN
cblr-3008	285	35	of	of	ADP
cblr-3008	285	36	debit	debit	NOUN
cblr-3008	285	37	payment	payment	NOUN
cblr-3008	285	38	systems	system	NOUN
cblr-3008	285	39	in	in	ADP
cblr-3008	285	40	the	the	DET
cblr-3008	285	41	united	united	PROPN
cblr-3008	285	42	states	states	PROPN
cblr-3008	285	43	,	,	PUNCT
cblr-3008	285	44	the	the	DET
cblr-3008	285	45	merchants	merchant	NOUN
cblr-3008	285	46	highlighted	highlight	VERB
cblr-3008	285	47	the	the	DET
cblr-3008	285	48	tremendous	tremendous	ADJ
cblr-3008	285	49	success	success	NOUN
cblr-3008	285	50	of	of	ADP
cblr-3008	285	51	pin	pin	NOUN
cblr-3008	285	52	debit	debit	NOUN
cblr-3008	285	53	in	in	ADP
cblr-3008	285	54	canada.59	canada.59	NOUN
cblr-3008	285	55	the	the	DET
cblr-3008	285	56	canadian	canadian	ADJ
cblr-3008	285	57	banks	bank	NOUN
cblr-3008	285	58	did	do	AUX
cblr-3008	285	59	not	not	PART
cblr-3008	285	60	tie	tie	VERB
cblr-3008	285	61	debit	debit	NOUN
cblr-3008	285	62	acceptance	acceptance	NOUN
cblr-3008	285	63	to	to	ADP
cblr-3008	285	64	credit	credit	NOUN
cblr-3008	285	65	acceptance	acceptance	NOUN
cblr-3008	285	66	,	,	PUNCT
cblr-3008	285	67	and	and	CCONJ
cblr-3008	285	68	thus	thus	ADV
cblr-3008	285	69	pin	pin	NOUN
cblr-3008	285	70	debit	debit	NOUN
cblr-3008	285	71	has	have	AUX
cblr-3008	285	72	flourished	flourish	VERB
cblr-3008	285	73	north	north	ADV
cblr-3008	285	74	of	of	ADP
cblr-3008	285	75	the	the	DET
cblr-3008	285	76	49th	49th	ADJ
cblr-3008	285	77	parallel	parallel	NOUN
cblr-3008	285	78	with	with	ADP
cblr-3008	285	79	no	no	DET
cblr-3008	285	80	interchange	interchange	NOUN
cblr-3008	285	81	fees	fee	NOUN
cblr-3008	285	82	.	.	PUNCT
cblr-3008	286	1	even	even	ADV
cblr-3008	286	2	though	though	SCONJ
cblr-3008	286	3	debit	debit	NOUN
cblr-3008	286	4	was	be	AUX
cblr-3008	286	5	introduced	introduce	VERB
cblr-3008	286	6	in	in	ADP
cblr-3008	286	7	canada	canada	PROPN
cblr-3008	286	8	a	a	DET
cblr-3008	286	9	decade	decade	NOUN
cblr-3008	286	10	after	after	SCONJ
cblr-3008	286	11	it	it	PRON
cblr-3008	286	12	first	first	ADV
cblr-3008	286	13	emerged	emerge	VERB
cblr-3008	286	14	in	in	ADP
cblr-3008	286	15	the	the	DET
cblr-3008	286	16	united	united	PROPN
cblr-3008	286	17	states	states	PROPN
cblr-3008	286	18	,	,	PUNCT
cblr-3008	286	19	per	per	ADP
cblr-3008	286	20	capita	capita	NOUN
cblr-3008	286	21	debit	debit	NOUN
cblr-3008	286	22	card	card	NOUN
cblr-3008	286	23	usage	usage	NOUN
cblr-3008	286	24	in	in	ADP
cblr-3008	286	25	canada	canada	PROPN
cblr-3008	286	26	greatly	greatly	ADV
cblr-3008	286	27	exceeds	exceed	VERB
cblr-3008	286	28	that	that	SCONJ
cblr-3008	286	29	in	in	ADP
cblr-3008	286	30	the	the	DET
cblr-3008	286	31	united	united	PROPN
cblr-3008	286	32	states.6	states.6	PROPN
cblr-3008	286	33	"	"	PUNCT
cblr-3008	286	34	in	in	ADP
cblr-3008	286	35	fact	fact	NOUN
cblr-3008	286	36	,	,	PUNCT
cblr-3008	286	37	debit	debit	NOUN
cblr-3008	286	38	card	card	NOUN
cblr-3008	286	39	use	use	NOUN
cblr-3008	286	40	has	have	AUX
cblr-3008	286	41	far	far	ADV
cblr-3008	286	42	surpassed	surpass	VERB
cblr-3008	286	43	the	the	DET
cblr-3008	286	44	use	use	NOUN
cblr-3008	286	45	of	of	ADP
cblr-3008	286	46	checks	check	NOUN
cblr-3008	286	47	in	in	ADP
cblr-3008	286	48	canada,61	canada,61	NOUN
cblr-3008	286	49	whereas	whereas	SCONJ
cblr-3008	286	50	check	check	NOUN
cblr-3008	286	51	use	use	NOUN
cblr-3008	286	52	has	have	AUX
cblr-3008	286	53	remained	remain	VERB
cblr-3008	286	54	strong	strong	ADJ
cblr-3008	286	55	in	in	ADP
cblr-3008	286	56	the	the	DET
cblr-3008	286	57	united	united	PROPN
cblr-3008	286	58	states	states	PROPN
cblr-3008	286	59	(	(	PUNCT
cblr-3008	286	60	even	even	ADV
cblr-3008	286	61	in	in	ADP
cblr-3008	286	62	light	light	NOUN
cblr-3008	286	63	of	of	ADP
cblr-3008	286	64	recent	recent	ADJ
cblr-3008	286	65	declines).62	declines).62	NOUN
cblr-3008	286	66	largely	largely	ADV
cblr-3008	286	67	because	because	SCONJ
cblr-3008	286	68	of	of	ADP
cblr-3008	286	69	these	these	DET
cblr-3008	286	70	differences	difference	NOUN
cblr-3008	286	71	,	,	PUNCT
cblr-3008	286	72	retail	retail	ADJ
cblr-3008	286	73	banking	banking	NOUN
cblr-3008	286	74	prices	price	NOUN
cblr-3008	286	75	are	be	AUX
cblr-3008	286	76	generally	generally	ADV
cblr-3008	286	77	lower	low	ADJ
cblr-3008	286	78	in	in	ADP
cblr-3008	286	79	canada	canada	PROPN
cblr-3008	286	80	than	than	SCONJ
cblr-3008	286	81	they	they	PRON
cblr-3008	286	82	are	be	AUX
cblr-3008	286	83	in	in	ADP
cblr-3008	286	84	the	the	DET
cblr-3008	286	85	united	united	PROPN
cblr-3008	286	86	states.63	states.63	PROPN
cblr-3008	286	87	visa	visa	PROPN
cblr-3008	286	88	's	's	PART
cblr-3008	286	89	and	and	CCONJ
cblr-3008	286	90	mastercard	mastercard	NOUN
cblr-3008	286	91	's	's	PART
cblr-3008	286	92	argument	argument	NOUN
cblr-3008	286	93	that	that	SCONJ
cblr-3008	286	94	in	in	ADP
cblr-3008	286	95	re	re	ADP
cblr-3008	286	96	visa	visa	NOUN
cblr-3008	286	97	check	check	NOUN
cblr-3008	286	98	was	be	AUX
cblr-3008	286	99	simply	simply	ADV
cblr-3008	286	100	about	about	ADV
cblr-3008	286	101	two	two	NUM
cblr-3008	286	102	competing	compete	VERB
cblr-3008	286	103	business	business	NOUN
cblr-3008	286	104	models	model	NOUN
cblr-3008	286	105	also	also	ADV
cblr-3008	286	106	is	be	AUX
cblr-3008	286	107	baseless	baseless	ADJ
cblr-3008	286	108	.	.	PUNCT
cblr-3008	287	1	the	the	DET
cblr-3008	287	2	hac	hac	PROPN
cblr-3008	287	3	rules	rule	NOUN
cblr-3008	287	4	externalized	externalize	VERB
cblr-3008	287	5	the	the	DET
cblr-3008	287	6	cost	cost	NOUN
cblr-3008	287	7	of	of	ADP
cblr-3008	287	8	surmounting	surmount	VERB
cblr-3008	287	9	the	the	DET
cblr-3008	287	10	chicken	chicken	NOUN
cblr-3008	287	11	and	and	CCONJ
cblr-3008	287	12	egg	egg	NOUN
cblr-3008	287	13	problem	problem	NOUN
cblr-3008	287	14	by	by	ADP
cblr-3008	287	15	forcing	force	VERB
cblr-3008	287	16	merchants	merchant	NOUN
cblr-3008	287	17	,	,	PUNCT
cblr-3008	287	18	and	and	CCONJ
cblr-3008	287	19	ultimately	ultimately	ADV
cblr-3008	287	20	all	all	DET
cblr-3008	287	21	consumers	consumer	NOUN
cblr-3008	287	22	,	,	PUNCT
cblr-3008	287	23	to	to	PART
cblr-3008	287	24	bear	bear	VERB
cblr-3008	287	25	those	those	DET
cblr-3008	287	26	costs	cost	NOUN
cblr-3008	287	27	.	.	PUNCT
cblr-3008	288	1	by	by	ADP
cblr-3008	288	2	contrast	contrast	NOUN
cblr-3008	288	3	,	,	PUNCT
cblr-3008	288	4	the	the	DET
cblr-3008	288	5	mandatory	mandatory	ADJ
cblr-3008	288	6	participation	participation	NOUN
cblr-3008	288	7	rules	rule	NOUN
cblr-3008	288	8	internalized	internalize	VERB
cblr-3008	288	9	this	this	DET
cblr-3008	288	10	cost	cost	NOUN
cblr-3008	288	11	by	by	ADP
cblr-3008	288	12	imposing	impose	VERB
cblr-3008	288	13	it	it	PRON
cblr-3008	288	14	on	on	ADP
cblr-3008	288	15	the	the	DET
cblr-3008	288	16	regional	regional	ADJ
cblr-3008	288	17	networks	network	NOUN
cblr-3008	288	18	'	'	PART
cblr-3008	288	19	own	own	ADJ
cblr-3008	288	20	"	"	PUNCT
cblr-3008	288	21	8	8	NUM
cblr-3008	288	22	see	see	VERB
cblr-3008	288	23	public	public	ADJ
cblr-3008	288	24	version	version	NOUN
cblr-3008	288	25	of	of	ADP
cblr-3008	288	26	pls	pls	INTJ
cblr-3008	288	27	.	.	PUNCT
cblr-3008	288	28	'	'	PUNCT
cblr-3008	289	1	mem	mem	ADJ
cblr-3008	289	2	.	.	PUNCT
cblr-3008	289	3	law	law	NOUN
cblr-3008	289	4	supp	supp	NOUN
cblr-3008	289	5	.	.	PUNCT
cblr-3008	290	1	pls	pls	INTJ
cblr-3008	290	2	.	.	PUNCT
cblr-3008	290	3	'	'	PUNCT
cblr-3008	291	1	mot	mot	NOUN
cblr-3008	291	2	.	.	PUNCT
cblr-3008	292	1	summ	summ	PROPN
cblr-3008	292	2	.	.	PUNCT
cblr-3008	293	1	j.	j.	PROPN
cblr-3008	294	1	at	at	ADP
cblr-3008	294	2	45	45	NUM
cblr-3008	294	3	n.87	n.87	ADJ
cblr-3008	294	4	,	,	PUNCT
cblr-3008	294	5	in	in	ADP
cblr-3008	294	6	re	re	VERB
cblr-3008	294	7	visa	visa	NOUN
cblr-3008	294	8	check	check	PROPN
cblr-3008	294	9	,	,	PUNCT
cblr-3008	294	10	297	297	NUM
cblr-3008	294	11	f.	f.	PROPN
cblr-3008	294	12	supp	supp	PROPN
cblr-3008	294	13	.	.	PUNCT
cblr-3008	295	1	2d	2d	PROPN
cblr-3008	295	2	503	503	NUM
cblr-3008	295	3	(	(	PUNCT
cblr-3008	295	4	e.d.n.y	e.d.n.y	PROPN
cblr-3008	295	5	.	.	NOUN
cblr-3008	295	6	2003	2003	NUM
cblr-3008	295	7	)	)	PUNCT
cblr-3008	295	8	(	(	PUNCT
cblr-3008	295	9	no	no	INTJ
cblr-3008	295	10	.	.	NOUN
cblr-3008	296	1	96	96	NUM
cblr-3008	296	2	-	-	PUNCT
cblr-3008	296	3	cv5238	cv5238	NOUN
cblr-3008	296	4	)	)	PUNCT
cblr-3008	296	5	.	.	PUNCT
cblr-3008	296	6	"	"	PUNCT
cblr-3008	297	1	see	see	VERB
cblr-3008	297	2	morrison	morrison	PROPN
cblr-3008	297	3	report	report	PROPN
cblr-3008	297	4	,	,	PUNCT
cblr-3008	297	5	supra	supra	PROPN
cblr-3008	297	6	note	note	PROPN
cblr-3008	297	7	34	34	NUM
cblr-3008	297	8	,	,	PUNCT
cblr-3008	297	9	at	at	ADP
cblr-3008	297	10	24	24	NUM
cblr-3008	297	11	-	-	SYM
cblr-3008	297	12	29	29	NUM
cblr-3008	297	13	.	.	PUNCT
cblr-3008	298	1	mr	mr	PROPN
cblr-3008	298	2	.	.	PROPN
cblr-3008	298	3	morrison	morrison	PROPN
cblr-3008	298	4	,	,	PUNCT
cblr-3008	298	5	the	the	DET
cblr-3008	298	6	merchants	merchant	NOUN
cblr-3008	298	7	'	'	PART
cblr-3008	298	8	expert	expert	NOUN
cblr-3008	298	9	on	on	ADP
cblr-3008	298	10	payment	payment	NOUN
cblr-3008	298	11	systems	system	NOUN
cblr-3008	298	12	and	and	CCONJ
cblr-3008	298	13	the	the	DET
cblr-3008	298	14	canadian	canadian	ADJ
cblr-3008	298	15	market	market	NOUN
cblr-3008	298	16	,	,	PUNCT
cblr-3008	298	17	provides	provide	VERB
cblr-3008	298	18	a	a	DET
cblr-3008	298	19	detailed	detailed	ADJ
cblr-3008	298	20	comparison	comparison	NOUN
cblr-3008	298	21	of	of	ADP
cblr-3008	298	22	the	the	DET
cblr-3008	298	23	development	development	NOUN
cblr-3008	298	24	of	of	ADP
cblr-3008	298	25	debit	debit	NOUN
cblr-3008	298	26	in	in	ADP
cblr-3008	298	27	canada	canada	PROPN
cblr-3008	298	28	and	and	CCONJ
cblr-3008	298	29	the	the	DET
cblr-3008	298	30	united	united	PROPN
cblr-3008	298	31	states	states	PROPN
cblr-3008	298	32	.	.	PUNCT
cblr-3008	299	1	these	these	DET
cblr-3008	299	2	reports	report	NOUN
cblr-3008	299	3	are	be	AUX
cblr-3008	299	4	in	in	ADP
cblr-3008	299	5	the	the	DET
cblr-3008	299	6	in	in	NOUN
cblr-3008	299	7	re	re	NOUN
cblr-3008	299	8	visa	visa	NOUN
cblr-3008	299	9	check	check	NOUN
cblr-3008	299	10	record	record	NOUN
cblr-3008	299	11	,	,	PUNCT
cblr-3008	299	12	and	and	CCONJ
cblr-3008	299	13	their	their	PRON
cblr-3008	299	14	relevant	relevant	ADJ
cblr-3008	299	15	portions	portion	NOUN
cblr-3008	299	16	have	have	AUX
cblr-3008	299	17	been	be	AUX
cblr-3008	299	18	unsealed	unseal	VERB
cblr-3008	299	19	by	by	ADP
cblr-3008	299	20	the	the	DET
cblr-3008	299	21	court	court	NOUN
cblr-3008	299	22	in	in	ADP
cblr-3008	299	23	that	that	DET
cblr-3008	299	24	action	action	NOUN
cblr-3008	299	25	.	.	PUNCT
cblr-3008	300	1	o	o	X
cblr-3008	300	2	in	in	ADP
cblr-3008	300	3	1998	1998	NUM
cblr-3008	300	4	,	,	PUNCT
cblr-3008	300	5	canada	canada	PROPN
cblr-3008	300	6	had	have	VERB
cblr-3008	300	7	more	more	ADV
cblr-3008	300	8	than	than	ADP
cblr-3008	300	9	double	double	DET
cblr-3008	300	10	the	the	DET
cblr-3008	300	11	per	per	X
cblr-3008	300	12	capita	capita	NOUN
cblr-3008	300	13	debit	debit	NOUN
cblr-3008	300	14	transaction	transaction	NOUN
cblr-3008	300	15	rate	rate	NOUN
cblr-3008	300	16	of	of	ADP
cblr-3008	300	17	the	the	DET
cblr-3008	300	18	united	united	PROPN
cblr-3008	300	19	states	states	PROPN
cblr-3008	300	20	:	:	PUNCT
cblr-3008	300	21	44.6	44.6	NUM
cblr-3008	300	22	%	%	NOUN
cblr-3008	300	23	compared	compare	VERB
cblr-3008	300	24	to	to	ADP
cblr-3008	300	25	21.2	21.2	NUM
cblr-3008	300	26	%	%	NOUN
cblr-3008	300	27	.	.	PUNCT
cblr-3008	301	1	i	i	PRON
cblr-3008	301	2	d.	d.	PROPN
cblr-3008	301	3	at	at	ADP
cblr-3008	301	4	49	49	NUM
cblr-3008	301	5	tbl.4	tbl.4	NUM
cblr-3008	301	6	.	.	PUNCT
cblr-3008	302	1	61	61	NUM
cblr-3008	302	2	in	in	ADP
cblr-3008	302	3	1998	1998	NUM
cblr-3008	302	4	,	,	PUNCT
cblr-3008	302	5	31	31	NUM
cblr-3008	302	6	%	%	NOUN
cblr-3008	302	7	of	of	ADP
cblr-3008	302	8	canadian	canadian	ADJ
cblr-3008	302	9	consumers	consumer	NOUN
cblr-3008	302	10	preferred	prefer	VERB
cblr-3008	302	11	to	to	PART
cblr-3008	302	12	pay	pay	VERB
cblr-3008	302	13	with	with	ADP
cblr-3008	302	14	debit	debit	NOUN
cblr-3008	302	15	,	,	PUNCT
cblr-3008	302	16	while	while	SCONJ
cblr-3008	302	17	only	only	ADV
cblr-3008	302	18	5	5	NUM
cblr-3008	302	19	%	%	NOUN
cblr-3008	302	20	preferred	prefer	VERB
cblr-3008	302	21	to	to	PART
cblr-3008	302	22	pay	pay	VERB
cblr-3008	302	23	with	with	ADP
cblr-3008	302	24	checks	check	NOUN
cblr-3008	302	25	.	.	PUNCT
cblr-3008	303	1	i	i	PRON
cblr-3008	303	2	d.	d.	PROPN
cblr-3008	303	3	at	at	ADP
cblr-3008	303	4	47	47	NUM
cblr-3008	303	5	tbl.2	tbl.2	PROPN
cblr-3008	303	6	.	.	PUNCT
cblr-3008	304	1	62	62	NUM
cblr-3008	304	2	in	in	ADP
cblr-3008	304	3	1997	1997	NUM
cblr-3008	304	4	,	,	PUNCT
cblr-3008	304	5	checks	check	NOUN
cblr-3008	304	6	were	be	AUX
cblr-3008	304	7	still	still	ADV
cblr-3008	304	8	used	use	VERB
cblr-3008	304	9	for	for	ADP
cblr-3008	304	10	73	73	NUM
cblr-3008	304	11	%	%	NOUN
cblr-3008	304	12	of	of	ADP
cblr-3008	304	13	non	non	ADJ
cblr-3008	304	14	-	-	ADJ
cblr-3008	304	15	cash	cash	ADJ
cblr-3008	304	16	payments	payment	NOUN
cblr-3008	304	17	in	in	ADP
cblr-3008	304	18	the	the	DET
cblr-3008	304	19	united	united	PROPN
cblr-3008	304	20	states	states	PROPN
cblr-3008	304	21	,	,	PUNCT
cblr-3008	304	22	down	down	ADV
cblr-3008	304	23	from	from	ADP
cblr-3008	304	24	82	82	NUM
cblr-3008	304	25	%	%	NOUN
cblr-3008	304	26	in	in	ADP
cblr-3008	304	27	1990	1990	NUM
cblr-3008	304	28	.	.	PUNCT
cblr-3008	305	1	i	i	PRON
cblr-3008	305	2	d.	d.	PROPN
cblr-3008	305	3	at	at	ADP
cblr-3008	305	4	50	50	NUM
cblr-3008	305	5	tbl.5	tbl.5	NOUN
cblr-3008	305	6	.	.	PUNCT
cblr-3008	306	1	63	63	NUM
cblr-3008	306	2	i	i	PRON
cblr-3008	306	3	d.	d.	PROPN
cblr-3008	306	4	at	at	ADP
cblr-3008	306	5	50	50	NUM
cblr-3008	306	6	-	-	SYM
cblr-3008	306	7	51	51	NUM
cblr-3008	306	8	.	.	PUNCT
cblr-3008	307	1	members	member	NOUN
cblr-3008	307	2	.	.	PUNCT
cblr-3008	308	1	visa	visa	PROPN
cblr-3008	308	2	's	's	PART
cblr-3008	308	3	and	and	CCONJ
cblr-3008	308	4	mastercard	mastercard	NOUN
cblr-3008	308	5	's	's	PART
cblr-3008	308	6	argument	argument	NOUN
cblr-3008	308	7	completely	completely	ADV
cblr-3008	308	8	ignores	ignore	VERB
cblr-3008	308	9	this	this	DET
cblr-3008	308	10	crucial	crucial	ADJ
cblr-3008	308	11	economic	economic	ADJ
cblr-3008	308	12	distinction	distinction	NOUN
cblr-3008	308	13	.	.	PUNCT
cblr-3008	309	1	it	it	PRON
cblr-3008	309	2	also	also	ADV
cblr-3008	309	3	ignores	ignore	VERB
cblr-3008	309	4	the	the	DET
cblr-3008	309	5	fact	fact	NOUN
cblr-3008	309	6	that	that	SCONJ
cblr-3008	309	7	several	several	ADJ
cblr-3008	309	8	pin	pin	NOUN
cblr-3008	309	9	debit	debit	NOUN
cblr-3008	309	10	networks	network	NOUN
cblr-3008	309	11	,	,	PUNCT
cblr-3008	309	12	including	include	VERB
cblr-3008	309	13	the	the	DET
cblr-3008	309	14	two	two	NUM
cblr-3008	309	15	leading	lead	VERB
cblr-3008	309	16	pin	pin	NOUN
cblr-3008	309	17	debit	debit	NOUN
cblr-3008	309	18	networks	network	NOUN
cblr-3008	309	19	,	,	PUNCT
cblr-3008	309	20	star	star	NOUN
cblr-3008	309	21	and	and	CCONJ
cblr-3008	309	22	visa	visa	NOUN
cblr-3008	309	23	's	's	PART
cblr-3008	309	24	interlink	interlink	NOUN
cblr-3008	309	25	network	network	NOUN
cblr-3008	309	26	,	,	PUNCT
cblr-3008	309	27	did	do	AUX
cblr-3008	309	28	not	not	PART
cblr-3008	309	29	even	even	ADV
cblr-3008	309	30	employ	employ	VERB
cblr-3008	309	31	mandatory	mandatory	ADJ
cblr-3008	309	32	participation	participation	NOUN
cblr-3008	309	33	rules	rule	NOUN
cblr-3008	309	34	.	.	PUNCT
cblr-3008	310	1	further	far	ADV
cblr-3008	310	2	,	,	PUNCT
cblr-3008	310	3	the	the	DET
cblr-3008	310	4	use	use	NOUN
cblr-3008	310	5	of	of	ADP
cblr-3008	310	6	hac	hac	NOUN
cblr-3008	310	7	rules	rule	NOUN
cblr-3008	310	8	to	to	PART
cblr-3008	310	9	propel	propel	VERB
cblr-3008	310	10	signature	signature	NOUN
cblr-3008	310	11	debit	debit	NOUN
cblr-3008	310	12	was	be	AUX
cblr-3008	310	13	inefficient	inefficient	ADJ
cblr-3008	310	14	.	.	PUNCT
cblr-3008	311	1	visa	visa	NOUN
cblr-3008	311	2	and	and	CCONJ
cblr-3008	311	3	mastercard	mastercard	PROPN
cblr-3008	311	4	admitted	admit	VERB
cblr-3008	311	5	that	that	SCONJ
cblr-3008	311	6	if	if	SCONJ
cblr-3008	311	7	they	they	PRON
cblr-3008	311	8	could	could	AUX
cblr-3008	311	9	not	not	PART
cblr-3008	311	10	have	have	AUX
cblr-3008	311	11	used	use	VERB
cblr-3008	311	12	their	their	PRON
cblr-3008	311	13	hac	hac	NOUN
cblr-3008	311	14	rules	rule	NOUN
cblr-3008	311	15	to	to	PART
cblr-3008	311	16	launch	launch	VERB
cblr-3008	311	17	signature	signature	NOUN
cblr-3008	311	18	debit	debit	NOUN
cblr-3008	311	19	,	,	PUNCT
cblr-3008	311	20	then	then	ADV
cblr-3008	311	21	they	they	PRON
cblr-3008	311	22	would	would	AUX
cblr-3008	311	23	not	not	PART
cblr-3008	311	24	have	have	AUX
cblr-3008	311	25	offered	offer	VERB
cblr-3008	311	26	the	the	DET
cblr-3008	311	27	product	product	NOUN
cblr-3008	311	28	at	at	ADV
cblr-3008	311	29	all	all	ADV
cblr-3008	311	30	.	.	PUNCT
cblr-3008	311	31	4	4	NUM
cblr-3008	311	32	in	in	ADP
cblr-3008	311	33	doing	do	VERB
cblr-3008	311	34	so	so	ADV
cblr-3008	311	35	,	,	PUNCT
cblr-3008	311	36	they	they	PRON
cblr-3008	311	37	essentially	essentially	ADV
cblr-3008	311	38	conceded	concede	VERB
cblr-3008	311	39	its	its	PRON
cblr-3008	311	40	inferiority	inferiority	NOUN
cblr-3008	311	41	.	.	PUNCT
cblr-3008	312	1	stated	state	VERB
cblr-3008	312	2	differently	differently	ADV
cblr-3008	312	3	,	,	PUNCT
cblr-3008	312	4	if	if	SCONJ
cblr-3008	312	5	visa	visa	NOUN
cblr-3008	312	6	and	and	CCONJ
cblr-3008	312	7	mastercard	mastercard	PROPN
cblr-3008	312	8	were	be	AUX
cblr-3008	312	9	forced	force	VERB
cblr-3008	312	10	to	to	PART
cblr-3008	312	11	reduce	reduce	VERB
cblr-3008	312	12	the	the	DET
cblr-3008	312	13	interchange	interchange	NOUN
cblr-3008	312	14	fees	fee	NOUN
cblr-3008	312	15	associated	associate	VERB
cblr-3008	312	16	with	with	ADP
cblr-3008	312	17	signature	signature	NOUN
cblr-3008	312	18	debit	debit	NOUN
cblr-3008	312	19	in	in	ADP
cblr-3008	312	20	order	order	NOUN
cblr-3008	312	21	to	to	PART
cblr-3008	312	22	attract	attract	VERB
cblr-3008	312	23	merchants	merchant	NOUN
cblr-3008	312	24	,	,	PUNCT
cblr-3008	312	25	the	the	DET
cblr-3008	312	26	banks	bank	NOUN
cblr-3008	312	27	would	would	AUX
cblr-3008	312	28	have	have	AUX
cblr-3008	312	29	declined	decline	VERB
cblr-3008	312	30	to	to	PART
cblr-3008	312	31	issue	issue	VERB
cblr-3008	312	32	the	the	DET
cblr-3008	312	33	cards	card	NOUN
cblr-3008	312	34	because	because	SCONJ
cblr-3008	312	35	of	of	ADP
cblr-3008	312	36	their	their	PRON
cblr-3008	312	37	high	high	ADJ
cblr-3008	312	38	fraud	fraud	NOUN
cblr-3008	312	39	rates	rate	NOUN
cblr-3008	312	40	and	and	CCONJ
cblr-3008	312	41	relative	relative	ADJ
cblr-3008	312	42	inefficiency	inefficiency	NOUN
cblr-3008	312	43	.	.	PUNCT
cblr-3008	313	1	this	this	PRON
cblr-3008	313	2	reinforces	reinforce	VERB
cblr-3008	313	3	the	the	DET
cblr-3008	313	4	conclusion	conclusion	NOUN
cblr-3008	313	5	that	that	SCONJ
cblr-3008	313	6	the	the	DET
cblr-3008	313	7	tying	tie	VERB
cblr-3008	313	8	rules	rule	NOUN
cblr-3008	313	9	enabled	enable	VERB
cblr-3008	313	10	the	the	DET
cblr-3008	313	11	success	success	NOUN
cblr-3008	313	12	of	of	ADP
cblr-3008	313	13	an	an	DET
cblr-3008	313	14	inferior	inferior	ADJ
cblr-3008	313	15	product	product	NOUN
cblr-3008	313	16	,	,	PUNCT
cblr-3008	313	17	while	while	SCONJ
cblr-3008	313	18	motivating	motivate	VERB
cblr-3008	313	19	the	the	DET
cblr-3008	313	20	suppression	suppression	NOUN
cblr-3008	313	21	of	of	ADP
cblr-3008	313	22	a	a	DET
cblr-3008	313	23	superior	superior	ADJ
cblr-3008	313	24	product	product	NOUN
cblr-3008	313	25	.	.	PUNCT
cblr-3008	314	1	visa	visa	NOUN
cblr-3008	314	2	's	's	PART
cblr-3008	314	3	consultant	consultant	NOUN
cblr-3008	314	4	,	,	PUNCT
cblr-3008	314	5	andersen	andersen	PROPN
cblr-3008	314	6	,	,	PUNCT
cblr-3008	314	7	apparently	apparently	ADV
cblr-3008	314	8	shared	share	VERB
cblr-3008	314	9	this	this	DET
cblr-3008	314	10	conclusion	conclusion	NOUN
cblr-3008	314	11	.	.	PUNCT
cblr-3008	315	1	it	it	PRON
cblr-3008	315	2	stated	state	VERB
cblr-3008	315	3	,	,	PUNCT
cblr-3008	315	4	in	in	ADP
cblr-3008	315	5	an	an	DET
cblr-3008	315	6	analysis	analysis	NOUN
cblr-3008	315	7	of	of	ADP
cblr-3008	315	8	the	the	DET
cblr-3008	315	9	impact	impact	NOUN
cblr-3008	315	10	of	of	ADP
cblr-3008	315	11	rescinding	rescind	VERB
cblr-3008	315	12	the	the	DET
cblr-3008	315	13	hac	hac	NOUN
cblr-3008	315	14	rules	rule	NOUN
cblr-3008	315	15	,	,	PUNCT
cblr-3008	315	16	that	that	SCONJ
cblr-3008	315	17	the	the	DET
cblr-3008	315	18	rules	rule	NOUN
cblr-3008	315	19	created	create	VERB
cblr-3008	315	20	a	a	DET
cblr-3008	315	21	"	"	PUNCT
cblr-3008	315	22	major	major	ADJ
cblr-3008	315	23	competitive	competitive	ADJ
cblr-3008	315	24	advantage	advantage	NOUN
cblr-3008	315	25	,	,	PUNCT
cblr-3008	315	26	"	"	PUNCT
cblr-3008	315	27	erected	erect	VERB
cblr-3008	315	28	a	a	DET
cblr-3008	315	29	"	"	PUNCT
cblr-3008	315	30	significant	significant	ADJ
cblr-3008	315	31	entry	entry	NOUN
cblr-3008	315	32	barrier	barrier	NOUN
cblr-3008	315	33	for	for	ADP
cblr-3008	315	34	new	new	ADJ
cblr-3008	315	35	players	player	NOUN
cblr-3008	315	36	,	,	PUNCT
cblr-3008	315	37	"	"	PUNCT
cblr-3008	315	38	and	and	CCONJ
cblr-3008	315	39	weakened	weaken	VERB
cblr-3008	315	40	the	the	DET
cblr-3008	315	41	"	"	PUNCT
cblr-3008	315	42	relative	relative	ADJ
cblr-3008	315	43	position	position	NOUN
cblr-3008	315	44	"	"	PUNCT
cblr-3008	315	45	of	of	ADP
cblr-3008	315	46	the	the	DET
cblr-3008	315	47	pin	pin	NOUN
cblr-3008	315	48	debit	debit	NOUN
cblr-3008	315	49	networks	network	NOUN
cblr-3008	315	50	.	.	PUNCT
cblr-3008	316	1	5	5	NUM
cblr-3008	316	2	finally	finally	ADV
cblr-3008	316	3	,	,	PUNCT
cblr-3008	316	4	visa	visa	NOUN
cblr-3008	316	5	's	's	PART
cblr-3008	316	6	and	and	CCONJ
cblr-3008	316	7	mastercard	mastercard	NOUN
cblr-3008	316	8	's	's	PART
cblr-3008	316	9	argument	argument	NOUN
cblr-3008	316	10	fails	fail	VERB
cblr-3008	316	11	as	as	ADP
cblr-3008	316	12	a	a	DET
cblr-3008	316	13	matter	matter	NOUN
cblr-3008	316	14	of	of	ADP
cblr-3008	316	15	law	law	NOUN
cblr-3008	316	16	.	.	PUNCT
cblr-3008	317	1	in	in	ADP
cblr-3008	317	2	times	times	PROPN
cblr-3008	317	3	picayune	picayune	PROPN
cblr-3008	317	4	publishing	publishing	PROPN
cblr-3008	317	5	co.	co.	PROPN
cblr-3008	317	6	v.	v.	PROPN
cblr-3008	317	7	united	united	PROPN
cblr-3008	317	8	states,6	states,6	PROPN
cblr-3008	317	9	"	"	PUNCT
cblr-3008	317	10	the	the	DET
cblr-3008	317	11	supreme	supreme	PROPN
cblr-3008	317	12	court	court	PROPN
cblr-3008	317	13	was	be	AUX
cblr-3008	317	14	faced	face	VERB
cblr-3008	317	15	with	with	ADP
cblr-3008	317	16	a	a	DET
cblr-3008	317	17	two	two	NUM
cblr-3008	317	18	-	-	PUNCT
cblr-3008	317	19	sided	sided	ADJ
cblr-3008	317	20	market	market	NOUN
cblr-3008	317	21	-	-	PUNCT
cblr-3008	317	22	newspapers	newspaper	NOUN
cblr-3008	317	23	-	-	PUNCT
cblr-3008	317	24	featuring	feature	VERB
cblr-3008	317	25	two	two	NUM
cblr-3008	317	26	sets	set	NOUN
cblr-3008	317	27	of	of	ADP
cblr-3008	317	28	interdependent	interdependent	ADJ
cblr-3008	317	29	consumers	consumer	NOUN
cblr-3008	317	30	,	,	PUNCT
cblr-3008	317	31	readers	reader	NOUN
cblr-3008	317	32	and	and	CCONJ
cblr-3008	317	33	advertisers	advertiser	NOUN
cblr-3008	317	34	.	.	PUNCT
cblr-3008	317	35	"	"	PUNCT
cblr-3008	318	1	the	the	DET
cblr-3008	318	2	court	court	NOUN
cblr-3008	318	3	held	hold	VERB
cblr-3008	318	4	that	that	SCONJ
cblr-3008	318	5	both	both	DET
cblr-3008	318	6	sides	side	NOUN
cblr-3008	318	7	represent	represent	VERB
cblr-3008	318	8	"	"	PUNCT
cblr-3008	318	9	separate	separate	ADJ
cblr-3008	318	10	though	though	SCONJ
cblr-3008	318	11	interdependent	interdependent	ADJ
cblr-3008	318	12	markets	market	NOUN
cblr-3008	318	13	"	"	PUNCT
cblr-3008	318	14	and	and	CCONJ
cblr-3008	318	15	that	that	SCONJ
cblr-3008	318	16	the	the	DET
cblr-3008	318	17	case	case	NOUN
cblr-3008	318	18	before	before	ADP
cblr-3008	318	19	it	it	PRON
cblr-3008	318	20	"	"	PUNCT
cblr-3008	318	21	concern[ed	concern[ed	PROPN
cblr-3008	318	22	]	]	PUNCT
cblr-3008	318	23	solely	solely	ADV
cblr-3008	318	24	one	one	NUM
cblr-3008	318	25	see	see	VERB
cblr-3008	318	26	visa	visa	NOUN
cblr-3008	318	27	/	/	SYM
cblr-3008	318	28	mastercard	mastercard	PROPN
cblr-3008	318	29	summ	summ	PROPN
cblr-3008	318	30	.	.	PUNCT
cblr-3008	319	1	j.	j.	PROPN
cblr-3008	319	2	br	br	PROPN
cblr-3008	319	3	.	.	PROPN
cblr-3008	319	4	,	,	PUNCT
cblr-3008	319	5	supra	supra	PROPN
cblr-3008	319	6	note	note	NOUN
cblr-3008	319	7	2	2	NUM
cblr-3008	319	8	,	,	PUNCT
cblr-3008	319	9	at	at	ADP
cblr-3008	319	10	24	24	NUM
cblr-3008	319	11	.	.	PUNCT
cblr-3008	320	1	65	65	NUM
cblr-3008	320	2	andersen	andersen	PROPN
cblr-3008	320	3	hac	hac	PROPN
cblr-3008	320	4	report	report	PROPN
cblr-3008	320	5	,	,	PUNCT
cblr-3008	320	6	supra	supra	PROPN
cblr-3008	320	7	note	note	NOUN
cblr-3008	320	8	30	30	NUM
cblr-3008	320	9	,	,	PUNCT
cblr-3008	320	10	at	at	ADP
cblr-3008	320	11	9	9	NUM
cblr-3008	320	12	.	.	PUNCT
cblr-3008	320	13	345	345	NUM
cblr-3008	320	14	u.s	u.s	PROPN
cblr-3008	320	15	.	.	PROPN
cblr-3008	320	16	594	594	NUM
cblr-3008	320	17	(	(	PUNCT
cblr-3008	320	18	1953	1953	NUM
cblr-3008	320	19	)	)	PUNCT
cblr-3008	320	20	.	.	PUNCT
cblr-3008	321	1	6	6	NUM
cblr-3008	321	2	see	see	VERB
cblr-3008	321	3	also	also	ADV
cblr-3008	321	4	action	action	NOUN
cblr-3008	321	5	publ'ns	publ'ns	NOUN
cblr-3008	321	6	,	,	PUNCT
cblr-3008	321	7	inc	inc	PROPN
cblr-3008	321	8	.	.	PROPN
cblr-3008	321	9	v.	v.	PROPN
cblr-3008	321	10	panax	panax	PROPN
cblr-3008	321	11	corp	corp	PROPN
cblr-3008	321	12	.	.	PROPN
cblr-3008	321	13	,	,	PUNCT
cblr-3008	321	14	no	no	PROPN
cblr-3008	321	15	.	.	PUNCT
cblr-3008	321	16	m80	m80	PROPN
cblr-3008	321	17	-	-	PUNCT
cblr-3008	321	18	177	177	NUM
cblr-3008	321	19	ca2	ca2	PROPN
cblr-3008	321	20	,	,	PUNCT
cblr-3008	321	21	1984	1984	NUM
cblr-3008	321	22	wl	wl	NOUN
cblr-3008	321	23	2268	2268	NUM
cblr-3008	321	24	,	,	PUNCT
cblr-3008	321	25	at	at	ADP
cblr-3008	321	26	*	*	PROPN
cblr-3008	321	27	7	7	NUM
cblr-3008	321	28	,	,	PUNCT
cblr-3008	321	29	*	*	NOUN
cblr-3008	321	30	7	7	NUM
cblr-3008	321	31	n.7	n.7	X
cblr-3008	321	32	(	(	PUNCT
cblr-3008	321	33	w.d	w.d	PROPN
cblr-3008	321	34	.	.	PROPN
cblr-3008	321	35	mich	mich	PROPN
cblr-3008	321	36	.	.	PUNCT
cblr-3008	322	1	nov	nov	PROPN
cblr-3008	322	2	.	.	PROPN
cblr-3008	322	3	30	30	NUM
cblr-3008	322	4	,	,	PUNCT
cblr-3008	322	5	1984	1984	NUM
cblr-3008	322	6	)	)	PUNCT
cblr-3008	322	7	(	(	PUNCT
cblr-3008	322	8	"	"	PUNCT
cblr-3008	322	9	[	[	X
cblr-3008	322	10	aldvertising	aldvertising	NOUN
cblr-3008	322	11	is	be	AUX
cblr-3008	322	12	the	the	DET
cblr-3008	322	13	economic	economic	ADJ
cblr-3008	322	14	mainstay	mainstay	NOUN
cblr-3008	322	15	of	of	ADP
cblr-3008	322	16	the	the	DET
cblr-3008	322	17	newspaper	newspaper	NOUN
cblr-3008	322	18	business	business	NOUN
cblr-3008	323	1	[	[	X
cblr-3008	323	2	]	]	X
cblr-3008	323	3	'	'	PUNCT
cblr-3008	323	4	....	....	PUNCT
cblr-3008	324	1	[	[	X
cblr-3008	324	2	m]any	m]any	NOUN
cblr-3008	324	3	people	people	NOUN
cblr-3008	324	4	may	may	AUX
cblr-3008	324	5	purchase	purchase	VERB
cblr-3008	324	6	a	a	DET
cblr-3008	324	7	paper	paper	NOUN
cblr-3008	324	8	in	in	ADP
cblr-3008	324	9	order	order	NOUN
cblr-3008	324	10	to	to	PART
cblr-3008	324	11	have	have	AUX
cblr-3008	324	12	a	a	DET
cblr-3008	324	13	copy	copy	NOUN
cblr-3008	324	14	of	of	ADP
cblr-3008	324	15	the	the	DET
cblr-3008	324	16	advertisements	advertisement	NOUN
cblr-3008	324	17	and	and	CCONJ
cblr-3008	324	18	coupons	coupon	NOUN
cblr-3008	324	19	contained	contain	VERB
cblr-3008	324	20	therein	therein	ADV
cblr-3008	324	21	.	.	PUNCT
cblr-3008	324	22	"	"	PUNCT
cblr-3008	324	23	)	)	PUNCT
cblr-3008	324	24	(	(	PUNCT
cblr-3008	324	25	quoting	quote	VERB
cblr-3008	324	26	times	time	NOUN
cblr-3008	324	27	-	-	PUNCT
cblr-3008	324	28	picayune	picayune	NOUN
cblr-3008	324	29	,	,	PUNCT
cblr-3008	324	30	345	345	NUM
cblr-3008	324	31	u.s	u.s	PROPN
cblr-3008	324	32	.	.	PROPN
cblr-3008	324	33	at	at	ADP
cblr-3008	324	34	604	604	NUM
cblr-3008	324	35	)	)	PUNCT
cblr-3008	324	36	.	.	PUNCT
cblr-3008	325	1	col	col	PROPN
cblr-3008	325	2	umbia	umbia	PROPN
cblr-3008	325	3	b	b	PROPN
cblr-3008	325	4	usiness	usiness	PROPN
cblr-3008	325	5	la	la	PROPN
cblr-3008	325	6	w	w	PROPN
cblr-3008	325	7	re	re	PROPN
cblr-3008	325	8	vie	vie	PROPN
cblr-3008	325	9	w	w	PROPN
cblr-3008	326	1	[	[	X
cblr-3008	326	2	vol	vol	NOUN
cblr-3008	326	3	.	.	PUNCT
cblr-3008	326	4	2005	2005	NUM
cblr-3008	326	5	no	no	NOUN
cblr-3008	326	6	.	.	PUNCT
cblr-3008	327	1	3:599	3:599	NUM
cblr-3008	327	2	]	]	X
cblr-3008	327	3	in	in	ADP
cblr-3008	327	4	re	re	PROPN
cblr-3008	327	5	visa	visa	NOUN
cblr-3008	327	6	check	check	PROPN
cblr-3008	327	7	/	/	SYM
cblr-3008	327	8	mastermoneyantitrustlitigation	mastermoneyantitrustlitigation	NOUN
cblr-3008	327	9	of	of	ADP
cblr-3008	327	10	these	these	DET
cblr-3008	327	11	markets	market	NOUN
cblr-3008	327	12	.	.	PUNCT
cblr-3008	328	1	"68	"68	NOUN
cblr-3008	328	2	simply	simply	ADV
cblr-3008	328	3	put	put	VERB
cblr-3008	328	4	,	,	PUNCT
cblr-3008	328	5	the	the	DET
cblr-3008	328	6	argument	argument	NOUN
cblr-3008	328	7	advanced	advance	VERB
cblr-3008	328	8	by	by	ADP
cblr-3008	328	9	visa	visa	NOUN
cblr-3008	328	10	and	and	CCONJ
cblr-3008	328	11	mastercard	mastercard	NOUN
cblr-3008	328	12	-	-	PUNCT
cblr-3008	328	13	that	that	DET
cblr-3008	328	14	one	one	PRON
cblr-3008	328	15	can	can	AUX
cblr-3008	328	16	not	not	PART
cblr-3008	328	17	show	show	VERB
cblr-3008	328	18	antitrust	antitrust	ADJ
cblr-3008	328	19	injury	injury	NOUN
cblr-3008	328	20	by	by	ADP
cblr-3008	328	21	reference	reference	NOUN
cblr-3008	328	22	to	to	ADP
cblr-3008	328	23	only	only	ADV
cblr-3008	328	24	one	one	NUM
cblr-3008	328	25	side	side	NOUN
cblr-3008	328	26	of	of	ADP
cblr-3008	328	27	a	a	DET
cblr-3008	328	28	two	two	NUM
cblr-3008	328	29	-	-	PUNCT
cblr-3008	328	30	sided	sided	ADJ
cblr-3008	328	31	market	market	NOUN
cblr-3008	328	32	-	-	PUNCT
cblr-3008	328	33	has	have	AUX
cblr-3008	328	34	been	be	AUX
cblr-3008	328	35	squarely	squarely	ADV
cblr-3008	328	36	rejected	reject	VERB
cblr-3008	328	37	by	by	ADP
cblr-3008	328	38	the	the	DET
cblr-3008	328	39	supreme	supreme	PROPN
cblr-3008	328	40	court.69	court.69	PROPN
cblr-3008	328	41	given	give	VERB
cblr-3008	328	42	the	the	DET
cblr-3008	328	43	factual	factual	ADJ
cblr-3008	328	44	and	and	CCONJ
cblr-3008	328	45	legal	legal	ADJ
cblr-3008	328	46	support	support	NOUN
cblr-3008	328	47	for	for	ADP
cblr-3008	328	48	the	the	DET
cblr-3008	328	49	merchants	merchant	NOUN
cblr-3008	328	50	'	'	PART
cblr-3008	328	51	damages	damage	NOUN
cblr-3008	328	52	theory	theory	NOUN
cblr-3008	328	53	,	,	PUNCT
cblr-3008	328	54	visa	visa	NOUN
cblr-3008	328	55	's	's	PART
cblr-3008	328	56	and	and	CCONJ
cblr-3008	328	57	mastercard	mastercard	NOUN
cblr-3008	328	58	's	's	PART
cblr-3008	328	59	arguments	argument	NOUN
cblr-3008	328	60	were	be	AUX
cblr-3008	328	61	rejected	reject	VERB
cblr-3008	328	62	by	by	ADP
cblr-3008	328	63	the	the	DET
cblr-3008	328	64	in	in	ADP
cblr-3008	328	65	re	re	PROPN
cblr-3008	328	66	visa	visa	NOUN
cblr-3008	328	67	check	check	NOUN
cblr-3008	328	68	court	court	NOUN
cblr-3008	328	69	,	,	PUNCT
cblr-3008	328	70	which	which	PRON
cblr-3008	328	71	found	find	VERB
cblr-3008	328	72	"	"	PUNCT
cblr-3008	328	73	that	that	SCONJ
cblr-3008	328	74	the	the	DET
cblr-3008	328	75	merchants	merchant	NOUN
cblr-3008	328	76	have	have	AUX
cblr-3008	328	77	presented	present	VERB
cblr-3008	328	78	a	a	DET
cblr-3008	328	79	sufficiently	sufficiently	ADV
cblr-3008	328	80	compelling	compelling	ADJ
cblr-3008	328	81	(	(	PUNCT
cblr-3008	328	82	and	and	CCONJ
cblr-3008	328	83	factually	factually	ADV
cblr-3008	328	84	supported	support	VERB
cblr-3008	328	85	)	)	PUNCT
cblr-3008	328	86	theory	theory	NOUN
cblr-3008	328	87	of	of	ADP
cblr-3008	328	88	damages	damage	NOUN
cblr-3008	328	89	to	to	PART
cblr-3008	328	90	warrant	warrant	VERB
cblr-3008	328	91	a	a	DET
cblr-3008	328	92	trial	trial	NOUN
cblr-3008	328	93	of	of	ADP
cblr-3008	328	94	the	the	DET
cblr-3008	328	95	issue	issue	NOUN
cblr-3008	328	96	.	.	PUNCT
cblr-3008	329	1	"	"	PUNCT
cblr-3008	329	2	"	"	PUNCT
cblr-3008	329	3	iv	iv	X
cblr-3008	329	4	.	.	PUNCT
cblr-3008	329	5	conclusion	conclusion	PROPN
cblr-3008	329	6	visa	visa	PROPN
cblr-3008	329	7	's	's	PART
cblr-3008	329	8	and	and	CCONJ
cblr-3008	329	9	mastercard	mastercard	NOUN
cblr-3008	329	10	's	's	PART
cblr-3008	329	11	"	"	PUNCT
cblr-3008	329	12	two	two	NUM
cblr-3008	329	13	-	-	PUNCT
cblr-3008	329	14	sided	sided	ADJ
cblr-3008	329	15	market	market	NOUN
cblr-3008	329	16	"	"	PUNCT
cblr-3008	329	17	argument	argument	NOUN
cblr-3008	329	18	was	be	AUX
cblr-3008	329	19	nothing	nothing	PRON
cblr-3008	329	20	more	more	ADJ
cblr-3008	329	21	than	than	ADP
cblr-3008	329	22	an	an	DET
cblr-3008	329	23	attempt	attempt	NOUN
cblr-3008	329	24	to	to	PART
cblr-3008	329	25	distract	distract	VERB
cblr-3008	329	26	the	the	DET
cblr-3008	329	27	court	court	NOUN
cblr-3008	329	28	from	from	ADP
cblr-3008	329	29	the	the	DET
cblr-3008	329	30	powerful	powerful	ADJ
cblr-3008	329	31	antitrust	antitrust	ADJ
cblr-3008	329	32	injury	injury	NOUN
cblr-3008	329	33	narrative	narrative	NOUN
cblr-3008	329	34	in	in	ADP
cblr-3008	329	35	in	in	ADP
cblr-3008	329	36	re	re	PROPN
cblr-3008	329	37	visa	visa	NOUN
cblr-3008	329	38	check	check	NOUN
cblr-3008	329	39	.	.	PUNCT
cblr-3008	330	1	this	this	DET
cblr-3008	330	2	case	case	NOUN
cblr-3008	330	3	demonstrates	demonstrate	VERB
cblr-3008	330	4	how	how	SCONJ
cblr-3008	330	5	the	the	DET
cblr-3008	330	6	elimination	elimination	NOUN
cblr-3008	330	7	of	of	ADP
cblr-3008	330	8	competition	competition	NOUN
cblr-3008	330	9	on	on	ADP
cblr-3008	330	10	one	one	NUM
cblr-3008	330	11	side	side	NOUN
cblr-3008	330	12	of	of	ADP
cblr-3008	330	13	a	a	DET
cblr-3008	330	14	market	market	NOUN
cblr-3008	330	15	can	can	AUX
cblr-3008	330	16	cartelize	cartelize	VERB
cblr-3008	330	17	and	and	CCONJ
cblr-3008	330	18	subvert	subvert	VERB
cblr-3008	330	19	competition	competition	NOUN
cblr-3008	330	20	on	on	ADP
cblr-3008	330	21	the	the	DET
cblr-3008	330	22	other	other	ADJ
cblr-3008	330	23	.	.	PUNCT
cblr-3008	331	1	the	the	DET
cblr-3008	331	2	merchants	merchant	NOUN
cblr-3008	331	3	'	'	PART
cblr-3008	331	4	case	case	NOUN
cblr-3008	331	5	was	be	AUX
cblr-3008	331	6	premised	premise	VERB
cblr-3008	331	7	on	on	ADP
cblr-3008	331	8	the	the	DET
cblr-3008	331	9	twosided	twoside	VERB
cblr-3008	331	10	characteristics	characteristic	NOUN
cblr-3008	331	11	of	of	ADP
cblr-3008	331	12	the	the	DET
cblr-3008	331	13	market	market	NOUN
cblr-3008	331	14	because	because	SCONJ
cblr-3008	331	15	it	it	PRON
cblr-3008	331	16	demonstrated	demonstrate	VERB
cblr-3008	331	17	how	how	SCONJ
cblr-3008	331	18	a	a	DET
cblr-3008	331	19	tying	tie	VERB
cblr-3008	331	20	arrangement	arrangement	NOUN
cblr-3008	331	21	can	can	AUX
cblr-3008	331	22	foreclose	foreclose	VERB
cblr-3008	331	23	competition	competition	NOUN
cblr-3008	331	24	on	on	ADP
cblr-3008	331	25	both	both	DET
cblr-3008	331	26	sides	side	NOUN
cblr-3008	331	27	of	of	ADP
cblr-3008	331	28	the	the	DET
cblr-3008	331	29	market	market	NOUN
cblr-3008	331	30	.	.	PUNCT
cblr-3008	332	1	specifically	specifically	ADV
cblr-3008	332	2	,	,	PUNCT
cblr-3008	332	3	it	it	PRON
cblr-3008	332	4	showed	show	VERB
cblr-3008	332	5	how	how	SCONJ
cblr-3008	332	6	the	the	DET
cblr-3008	332	7	hac	hac	NOUN
cblr-3008	332	8	rules	rule	NOUN
cblr-3008	332	9	enabled	enable	VERB
cblr-3008	332	10	supracompetitive	supracompetitive	ADJ
cblr-3008	332	11	interchange	interchange	NOUN
cblr-3008	332	12	fees	fee	NOUN
cblr-3008	332	13	that	that	PRON
cblr-3008	332	14	prevented	prevent	VERB
cblr-3008	332	15	debit	debit	NOUN
cblr-3008	332	16	network	network	NOUN
cblr-3008	332	17	competitors	competitor	NOUN
cblr-3008	332	18	from	from	ADP
cblr-3008	332	19	fairly	fairly	ADV
cblr-3008	332	20	competing	compete	VERB
cblr-3008	332	21	for	for	ADP
cblr-3008	332	22	(	(	PUNCT
cblr-3008	332	23	i	i	NOUN
cblr-3008	332	24	)	)	PUNCT
cblr-3008	332	25	merchant	merchant	NOUN
cblr-3008	332	26	acceptance	acceptance	NOUN
cblr-3008	332	27	(	(	PUNCT
cblr-3008	332	28	as	as	SCONJ
cblr-3008	332	29	merchants	merchant	NOUN
cblr-3008	332	30	would	would	AUX
cblr-3008	332	31	have	have	AUX
cblr-3008	332	32	dropped	drop	VERB
cblr-3008	332	33	pin	pin	NOUN
cblr-3008	332	34	debit	debit	NOUN
cblr-3008	332	35	or	or	CCONJ
cblr-3008	332	36	declined	decline	VERB
cblr-3008	332	37	to	to	PART
cblr-3008	332	38	install	install	VERB
cblr-3008	332	39	pin	pin	NOUN
cblr-3008	332	40	pads	pad	NOUN
cblr-3008	332	41	if	if	SCONJ
cblr-3008	332	42	the	the	DET
cblr-3008	332	43	fees	fee	NOUN
cblr-3008	332	44	were	be	AUX
cblr-3008	332	45	too	too	ADV
cblr-3008	332	46	high	high	ADJ
cblr-3008	332	47	)	)	PUNCT
cblr-3008	332	48	,	,	PUNCT
cblr-3008	332	49	and	and	CCONJ
cblr-3008	332	50	(	(	PUNCT
cblr-3008	332	51	ii	ii	NOUN
cblr-3008	332	52	)	)	PUNCT
cblr-3008	332	53	bank	bank	NOUN
cblr-3008	332	54	issuance	issuance	NOUN
cblr-3008	332	55	and	and	CCONJ
cblr-3008	332	56	promotion	promotion	NOUN
cblr-3008	332	57	(	(	PUNCT
cblr-3008	332	58	as	as	ADP
cblr-3008	332	59	68	68	NUM
cblr-3008	332	60	times	time	NOUN
cblr-3008	332	61	-	-	PUNCT
cblr-3008	332	62	picayune	picayune	NOUN
cblr-3008	332	63	,	,	PUNCT
cblr-3008	332	64	345	345	NUM
cblr-3008	332	65	u.s	u.s	PROPN
cblr-3008	332	66	.	.	PROPN
cblr-3008	332	67	at	at	ADP
cblr-3008	332	68	610	610	NUM
cblr-3008	332	69	.	.	PUNCT
cblr-3008	332	70	69	69	NUM
cblr-3008	332	71	see	see	VERB
cblr-3008	332	72	also	also	ADV
cblr-3008	332	73	cmty	cmty	NOUN
cblr-3008	332	74	.	.	PUNCT
cblr-3008	333	1	publishers	publisher	NOUN
cblr-3008	333	2	,	,	PUNCT
cblr-3008	333	3	inc	inc	PROPN
cblr-3008	333	4	.	.	PROPN
cblr-3008	333	5	v.	v.	PROPN
cblr-3008	333	6	dr	dr	PROPN
cblr-3008	333	7	partners	partners	PROPN
cblr-3008	333	8	,	,	PUNCT
cblr-3008	333	9	139	139	NUM
cblr-3008	333	10	f.3d	f.3d	NUM
cblr-3008	333	11	1180	1180	NUM
cblr-3008	333	12	,	,	PUNCT
cblr-3008	333	13	1183	1183	NUM
cblr-3008	333	14	(	(	PUNCT
cblr-3008	333	15	8th	8th	ADJ
cblr-3008	333	16	cir	cir	NOUN
cblr-3008	333	17	.	.	PUNCT
cblr-3008	333	18	1998	1998	NUM
cblr-3008	333	19	)	)	PUNCT
cblr-3008	333	20	(	(	PUNCT
cblr-3008	333	21	increase	increase	VERB
cblr-3008	333	22	in	in	ADP
cblr-3008	333	23	advertising	advertising	NOUN
cblr-3008	333	24	rates	rate	NOUN
cblr-3008	333	25	constituted	constitute	VERB
cblr-3008	333	26	antitrust	antitrust	ADJ
cblr-3008	333	27	injury	injury	NOUN
cblr-3008	333	28	as	as	ADP
cblr-3008	333	29	a	a	DET
cblr-3008	333	30	result	result	NOUN
cblr-3008	333	31	of	of	ADP
cblr-3008	333	32	combination	combination	NOUN
cblr-3008	333	33	of	of	ADP
cblr-3008	333	34	newspapers	newspaper	NOUN
cblr-3008	333	35	)	)	PUNCT
cblr-3008	333	36	;	;	PUNCT
cblr-3008	333	37	berlyn	berlyn	NOUN
cblr-3008	333	38	,	,	PUNCT
cblr-3008	333	39	inc	inc	PROPN
cblr-3008	333	40	.	.	PROPN
cblr-3008	334	1	v.	v.	ADP
cblr-3008	334	2	gazette	gazette	PROPN
cblr-3008	334	3	newspapers	newspapers	PROPN
cblr-3008	334	4	,	,	PUNCT
cblr-3008	334	5	inc	inc	PROPN
cblr-3008	334	6	.	.	PROPN
cblr-3008	334	7	,	,	PUNCT
cblr-3008	334	8	157	157	NUM
cblr-3008	334	9	f.	f.	PROPN
cblr-3008	334	10	supp	supp	PROPN
cblr-3008	334	11	.	.	PUNCT
cblr-3008	335	1	2d	2d	PROPN
cblr-3008	335	2	609	609	NUM
cblr-3008	335	3	,	,	PUNCT
cblr-3008	335	4	618	618	NUM
cblr-3008	335	5	(	(	PUNCT
cblr-3008	335	6	d.	d.	PROPN
cblr-3008	335	7	md	md	PROPN
cblr-3008	335	8	.	.	PROPN
cblr-3008	335	9	2001	2001	NUM
cblr-3008	335	10	)	)	PUNCT
cblr-3008	336	1	(	(	PUNCT
cblr-3008	336	2	claim	claim	VERB
cblr-3008	336	3	that	that	SCONJ
cblr-3008	336	4	newspapers	newspaper	NOUN
cblr-3008	336	5	'	'	PART
cblr-3008	336	6	"	"	PUNCT
cblr-3008	336	7	numerous	numerous	ADJ
cblr-3008	336	8	acquisitions	acquisition	NOUN
cblr-3008	336	9	,	,	PUNCT
cblr-3008	336	10	and	and	CCONJ
cblr-3008	336	11	.	.	PUNCT
cblr-3008	336	12	.	.	PUNCT
cblr-3008	336	13	.	.	PUNCT
cblr-3008	337	1	improper	improper	ADJ
cblr-3008	337	2	undercutting	undercutting	NOUN
cblr-3008	337	3	of	of	ADP
cblr-3008	337	4	advertising	advertising	NOUN
cblr-3008	337	5	rates	rate	NOUN
cblr-3008	337	6	,	,	PUNCT
cblr-3008	337	7	have	have	AUX
cblr-3008	337	8	damaged	damage	VERB
cblr-3008	337	9	competition	competition	NOUN
cblr-3008	337	10	for	for	ADP
cblr-3008	337	11	advertisers	advertiser	NOUN
cblr-3008	337	12	"	"	PUNCT
cblr-3008	337	13	was	be	AUX
cblr-3008	337	14	sufficient	sufficient	ADJ
cblr-3008	337	15	allegation	allegation	NOUN
cblr-3008	337	16	of	of	ADP
cblr-3008	337	17	antitrust	antitrust	ADJ
cblr-3008	337	18	injury	injury	NOUN
cblr-3008	337	19	)	)	PUNCT
cblr-3008	337	20	;	;	PUNCT
cblr-3008	337	21	n.y	n.y	PROPN
cblr-3008	337	22	.	.	PROPN
cblr-3008	337	23	citizens	citizen	NOUN
cblr-3008	337	24	comm	comm	NOUN
cblr-3008	337	25	.	.	PUNCT
cblr-3008	338	1	on	on	ADP
cblr-3008	338	2	cable	cable	NOUN
cblr-3008	338	3	tv	tv	NOUN
cblr-3008	338	4	v.	v.	ADP
cblr-3008	338	5	manhattan	manhattan	PROPN
cblr-3008	338	6	cable	cable	PROPN
cblr-3008	338	7	tv	tv	PROPN
cblr-3008	338	8	,	,	PUNCT
cblr-3008	338	9	inc	inc	PROPN
cblr-3008	338	10	.	.	PROPN
cblr-3008	338	11	,	,	PUNCT
cblr-3008	338	12	651	651	NUM
cblr-3008	338	13	f.	f.	PROPN
cblr-3008	338	14	supp	supp	PROPN
cblr-3008	338	15	.	.	PUNCT
cblr-3008	339	1	802	802	NUM
cblr-3008	339	2	,	,	PUNCT
cblr-3008	339	3	807	807	NUM
cblr-3008	339	4	(	(	PUNCT
cblr-3008	339	5	s.d.n.y	s.d.n.y	PROPN
cblr-3008	339	6	.	.	PROPN
cblr-3008	339	7	1986	1986	NUM
cblr-3008	339	8	)	)	PUNCT
cblr-3008	340	1	(	(	PUNCT
cblr-3008	340	2	"	"	PUNCT
cblr-3008	340	3	[	[	X
cblr-3008	340	4	a	a	X
cblr-3008	340	5	]	]	X
cblr-3008	340	6	distinct	distinct	ADJ
cblr-3008	340	7	injury	injury	NOUN
cblr-3008	340	8	to	to	ADP
cblr-3008	340	9	competition	competition	NOUN
cblr-3008	340	10	has	have	AUX
cblr-3008	340	11	been	be	AUX
cblr-3008	340	12	alleged	allege	VERB
cblr-3008	340	13	,	,	PUNCT
cblr-3008	340	14	the	the	DET
cblr-3008	340	15	injury	injury	NOUN
cblr-3008	340	16	to	to	ADP
cblr-3008	340	17	consumers	consumer	NOUN
cblr-3008	340	18	resulting	result	VERB
cblr-3008	340	19	from	from	ADP
cblr-3008	340	20	the	the	DET
cblr-3008	340	21	improper	improper	ADJ
cblr-3008	340	22	exclusion	exclusion	NOUN
cblr-3008	340	23	of	of	ADP
cblr-3008	340	24	all	all	PRON
cblr-3008	340	25	but	but	SCONJ
cblr-3008	340	26	one	one	NUM
cblr-3008	340	27	pay	pay	NOUN
cblr-3008	340	28	television	television	NOUN
cblr-3008	340	29	service	service	NOUN
cblr-3008	340	30	.	.	PUNCT
cblr-3008	341	1	"	"	PUNCT
cblr-3008	341	2	)	)	PUNCT
cblr-3008	341	3	.	.	PUNCT
cblr-3008	342	1	70	70	NUM
cblr-3008	342	2	2003	2003	NUM
cblr-3008	342	3	wl	wl	NOUN
cblr-3008	342	4	1712568	1712568	NUM
cblr-3008	342	5	,	,	PUNCT
cblr-3008	342	6	at	at	ADP
cblr-3008	342	7	*	*	NOUN
cblr-3008	342	8	8	8	NUM
cblr-3008	342	9	.	.	NOUN
cblr-3008	342	10	615	615	NUM
cblr-3008	342	11	616	616	NUM
cblr-3008	342	12	columbia	columbia	PROPN
cblr-3008	342	13	busipess	busipess	PROPN
cblr-3008	342	14	law	law	PROPN
cblr-3008	342	15	review	review	NOUN
cblr-3008	343	1	[	[	X
cblr-3008	343	2	vol	vol	NOUN
cblr-3008	343	3	.	.	PUNCT
cblr-3008	343	4	2005	2005	NUM
cblr-3008	343	5	banks	bank	NOUN
cblr-3008	343	6	favored	favor	VERB
cblr-3008	343	7	the	the	DET
cblr-3008	343	8	higher	high	ADJ
cblr-3008	343	9	signature	signature	NOUN
cblr-3008	343	10	debit	debit	NOUN
cblr-3008	343	11	fees	fee	NOUN
cblr-3008	343	12	)	)	PUNCT
cblr-3008	343	13	,	,	PUNCT
cblr-3008	343	14	resulting	result	VERB
cblr-3008	343	15	in	in	ADP
cblr-3008	343	16	both	both	CCONJ
cblr-3008	343	17	the	the	DET
cblr-3008	343	18	massive	massive	ADJ
cblr-3008	343	19	foreclosure	foreclosure	NOUN
cblr-3008	343	20	of	of	ADP
cblr-3008	343	21	a	a	DET
cblr-3008	343	22	superior	superior	ADJ
cblr-3008	343	23	product	product	NOUN
cblr-3008	343	24	and	and	CCONJ
cblr-3008	343	25	substantial	substantial	ADJ
cblr-3008	343	26	overcharges	overcharge	NOUN
cblr-3008	343	27	to	to	ADP
cblr-3008	343	28	merchants	merchant	NOUN
cblr-3008	343	29	and	and	CCONJ
cblr-3008	343	30	,	,	PUNCT
cblr-3008	343	31	ultimately	ultimately	ADV
cblr-3008	343	32	,	,	PUNCT
cblr-3008	343	33	consumers	consumer	NOUN
cblr-3008	343	34	.	.	PUNCT