id	sid	tid	token	lemma	pos
cblr-3012	1	1	multilateral	multilateral	ADJ
cblr-3012	1	2	interchange	interchange	NOUN
cblr-3012	1	3	fees	fee	NOUN
cblr-3012	1	4	under	under	ADP
cblr-3012	1	5	e.u	e.u	PROPN
cblr-3012	1	6	.	.	PUNCT
cblr-3012	1	7	antitrust	antitrust	ADJ
cblr-3012	1	8	law	law	NOUN
cblr-3012	1	9	:	:	PUNCT
cblr-3012	1	10	a	a	DET
cblr-3012	1	11	one	one	NUM
cblr-3012	1	12	-	-	PUNCT
cblr-3012	1	13	sided	sided	ADJ
cblr-3012	1	14	view	view	NOUN
cblr-3012	1	15	on	on	ADP
cblr-3012	1	16	a	a	DET
cblr-3012	1	17	two	two	NUM
cblr-3012	1	18	-	-	PUNCT
cblr-3012	1	19	sided	sided	ADJ
cblr-3012	1	20	market	market	NOUN
cblr-3012	1	21	multilateral	multilateral	ADJ
cblr-3012	1	22	interchange	interchange	NOUN
cblr-3012	1	23	fees	fee	NOUN
cblr-3012	1	24	under	under	ADP
cblr-3012	1	25	e.u	e.u	PROPN
cblr-3012	1	26	.	.	PUNCT
cblr-3012	2	1	antitrust	antitrust	ADJ
cblr-3012	2	2	law	law	NOUN
cblr-3012	2	3	:	:	PUNCT
cblr-3012	2	4	a	a	DET
cblr-3012	2	5	onesided	onesided	ADJ
cblr-3012	2	6	view	view	NOUN
cblr-3012	2	7	on	on	ADP
cblr-3012	2	8	a	a	DET
cblr-3012	2	9	two	two	NUM
cblr-3012	2	10	-	-	PUNCT
cblr-3012	2	11	sided	sided	ADJ
cblr-3012	2	12	market	market	NOUN
cblr-3012	2	13	?	?	PUNCT
cblr-3012	3	1	luc	luc	PROPN
cblr-3012	3	2	gyselen	gyselen	PROPN
cblr-3012	3	3	*	*	PUNCT
cblr-3012	3	4	i.	i.	PROPN
cblr-3012	3	5	introduction	introduction	NOUN
cblr-3012	3	6	................................................................	................................................................	PUNCT
cblr-3012	3	7	704	704	NUM
cblr-3012	3	8	ii	ii	NOUN
cblr-3012	3	9	.	.	PUNCT
cblr-3012	4	1	the	the	DET
cblr-3012	4	2	visa	visa	NOUN
cblr-3012	4	3	international	international	ADJ
cblr-3012	4	4	decision	decision	NOUN
cblr-3012	4	5	:	:	PUNCT
cblr-3012	4	6	summary	summary	NOUN
cblr-3012	4	7	of	of	ADP
cblr-3012	4	8	the	the	DET
cblr-3012	4	9	legal	legal	ADJ
cblr-3012	4	10	reasoning	reasoning	NOUN
cblr-3012	4	11	.........................................................	.........................................................	PUNCT
cblr-3012	4	12	705	705	NUM
cblr-3012	4	13	a.	a.	NOUN
cblr-3012	4	14	the	the	DET
cblr-3012	4	15	prelude	prelude	NOUN
cblr-3012	4	16	to	to	ADP
cblr-3012	4	17	the	the	DET
cblr-3012	4	18	visa	visa	NOUN
cblr-3012	4	19	international	international	ADJ
cblr-3012	4	20	decision	decision	NOUN
cblr-3012	4	21	.	.	PUNCT
cblr-3012	5	1	706	706	NUM
cblr-3012	5	2	b.	b.	PROPN
cblr-3012	5	3	the	the	DET
cblr-3012	5	4	visa	visa	NOUN
cblr-3012	5	5	international	international	ADJ
cblr-3012	5	6	decision	decision	NOUN
cblr-3012	5	7	.........................	.........................	PUNCT
cblr-3012	5	8	707	707	NUM
cblr-3012	5	9	1	1	NUM
cblr-3012	5	10	.	.	PUNCT
cblr-3012	6	1	the	the	DET
cblr-3012	6	2	commission	commission	NOUN
cblr-3012	6	3	's	's	PART
cblr-3012	6	4	three	three	NUM
cblr-3012	6	5	-	-	PUNCT
cblr-3012	6	6	tiered	tiere	VERB
cblr-3012	6	7	reasoning	reasoning	NOUN
cblr-3012	6	8	..	..	PUNCT
cblr-3012	7	1	709	709	NUM
cblr-3012	7	2	a.	a.	NOUN
cblr-3012	7	3	the	the	DET
cblr-3012	7	4	original	original	ADJ
cblr-3012	7	5	mif	mif	NOUN
cblr-3012	7	6	is	be	AUX
cblr-3012	7	7	not	not	PART
cblr-3012	7	8	necessary	necessary	ADJ
cblr-3012	7	9	for	for	ADP
cblr-3012	7	10	the	the	DET
cblr-3012	7	11	operation	operation	NOUN
cblr-3012	7	12	of	of	ADP
cblr-3012	7	13	the	the	DET
cblr-3012	7	14	visa	visa	NOUN
cblr-3012	7	15	system	system	NOUN
cblr-3012	7	16	............	............	PUNCT
cblr-3012	7	17	710	710	NUM
cblr-3012	7	18	b.	b.	NOUN
cblr-3012	7	19	the	the	DET
cblr-3012	7	20	original	original	ADJ
cblr-3012	7	21	mif	mif	PROPN
cblr-3012	7	22	restricts	restrict	VERB
cblr-3012	7	23	competition	competition	NOUN
cblr-3012	7	24	within	within	ADP
cblr-3012	7	25	the	the	DET
cblr-3012	7	26	meaning	meaning	NOUN
cblr-3012	7	27	of	of	ADP
cblr-3012	7	28	art	art	NOUN
cblr-3012	7	29	.	.	PUNCT
cblr-3012	8	1	81	81	NUM
cblr-3012	8	2	-	-	SYM
cblr-3012	8	3	1	1	NUM
cblr-3012	8	4	ec	ec	NOUN
cblr-3012	8	5	.......	.......	PUNCT
cblr-3012	8	6	711	711	NUM
cblr-3012	8	7	c.	c.	NOUN
cblr-3012	8	8	the	the	DET
cblr-3012	8	9	amended	amend	VERB
cblr-3012	8	10	mif	mif	PROPN
cblr-3012	8	11	meets	meet	VERB
cblr-3012	8	12	the	the	DET
cblr-3012	8	13	conditions	condition	NOUN
cblr-3012	8	14	set	set	VERB
cblr-3012	8	15	forth	forth	ADP
cblr-3012	8	16	in	in	ADP
cblr-3012	8	17	art	art	NOUN
cblr-3012	8	18	.	.	PUNCT
cblr-3012	9	1	81	81	NUM
cblr-3012	9	2	-	-	SYM
cblr-3012	9	3	3	3	NUM
cblr-3012	9	4	ec	ec	PROPN
cblr-3012	9	5	......	......	PUNCT
cblr-3012	9	6	713	713	NUM
cblr-3012	9	7	2	2	NUM
cblr-3012	9	8	.	.	PUNCT
cblr-3012	9	9	contribution	contribution	NOUN
cblr-3012	9	10	to	to	PART
cblr-3012	9	11	progress	progress	VERB
cblr-3012	9	12	(	(	PUNCT
cblr-3012	9	13	first	first	ADJ
cblr-3012	9	14	condition	condition	NOUN
cblr-3012	9	15	of	of	ADP
cblr-3012	9	16	art	art	NOUN
cblr-3012	9	17	.	.	PUNCT
cblr-3012	10	1	81	81	NUM
cblr-3012	10	2	-	-	SYM
cblr-3012	10	3	3	3	NUM
cblr-3012	10	4	ec	ec	PROPN
cblr-3012	10	5	):	):	PUNCT
cblr-3012	10	6	the	the	DET
cblr-3012	10	7	impact	impact	NOUN
cblr-3012	10	8	of	of	ADP
cblr-3012	10	9	the	the	DET
cblr-3012	10	10	amended	amend	VERB
cblr-3012	10	11	mif	mif	NOUN
cblr-3012	10	12	on	on	ADP
cblr-3012	10	13	competition	competition	NOUN
cblr-3012	10	14	in	in	ADP
cblr-3012	10	15	the	the	DET
cblr-3012	10	16	acquiring	acquire	VERB
cblr-3012	10	17	m	m	PROPN
cblr-3012	10	18	arket	arket	NOUN
cblr-3012	10	19	.............................................................	.............................................................	PUNCT
cblr-3012	10	20	713	713	NUM
cblr-3012	10	21	3	3	X
cblr-3012	10	22	.	.	PUNCT
cblr-3012	10	23	indispensable	indispensable	ADJ
cblr-3012	10	24	contribution	contribution	NOUN
cblr-3012	10	25	to	to	PART
cblr-3012	10	26	progress	progress	VERB
cblr-3012	10	27	(	(	PUNCT
cblr-3012	10	28	third	third	ADJ
cblr-3012	10	29	condition	condition	NOUN
cblr-3012	10	30	of	of	ADP
cblr-3012	10	31	art	art	NOUN
cblr-3012	10	32	.	.	PUNCT
cblr-3012	11	1	81	81	NUM
cblr-3012	11	2	-	-	SYM
cblr-3012	11	3	3	3	NUM
cblr-3012	11	4	ec	ec	PROPN
cblr-3012	11	5	):	):	PUNCT
cblr-3012	11	6	the	the	DET
cblr-3012	11	7	impact	impact	NOUN
cblr-3012	11	8	of	of	ADP
cblr-3012	11	9	the	the	DET
cblr-3012	11	10	amended	amend	VERB
cblr-3012	11	11	mif	mif	NOUN
cblr-3012	11	12	on	on	ADP
cblr-3012	11	13	competition	competition	NOUN
cblr-3012	11	14	in	in	ADP
cblr-3012	11	15	the	the	DET
cblr-3012	11	16	issuing	issue	VERB
cblr-3012	11	17	market	market	NOUN
cblr-3012	11	18	...............	...............	PUNCT
cblr-3012	11	19	715	715	NUM
cblr-3012	11	20	iii	iii	NOUN
cblr-3012	11	21	.	.	PUNCT
cblr-3012	12	1	the	the	DET
cblr-3012	12	2	visa	visa	NOUN
cblr-3012	12	3	international	international	ADJ
cblr-3012	12	4	decision	decision	NOUN
cblr-3012	12	5	:	:	PUNCT
cblr-3012	12	6	appraisal	appraisal	NOUN
cblr-3012	12	7	of	of	ADP
cblr-3012	12	8	the	the	DET
cblr-3012	12	9	theory	theory	NOUN
cblr-3012	12	10	of	of	ADP
cblr-3012	12	11	h	h	NOUN
cblr-3012	12	12	arm	arm	NOUN
cblr-3012	12	13	..........................................................	..........................................................	PUNCT
cblr-3012	12	14	716	716	NUM
cblr-3012	12	15	iv	iv	NOUN
cblr-3012	12	16	.	.	PUNCT
cblr-3012	13	1	c	c	PROPN
cblr-3012	13	2	onclusion	onclusion	NOUN
cblr-3012	13	3	..................................................................	..................................................................	PUNCT
cblr-3012	14	1	719	719	NUM
cblr-3012	14	2	*	*	PUNCT
cblr-3012	14	3	partner	partner	NOUN
cblr-3012	14	4	,	,	PUNCT
cblr-3012	14	5	arnold	arnold	PROPN
cblr-3012	14	6	&	&	CCONJ
cblr-3012	14	7	porter	porter	PROPN
cblr-3012	14	8	llp	llp	PROPN
cblr-3012	14	9	since	since	SCONJ
cblr-3012	14	10	july	july	PROPN
cblr-3012	14	11	2004	2004	NUM
cblr-3012	14	12	.	.	PUNCT
cblr-3012	15	1	previously	previously	ADV
cblr-3012	15	2	,	,	PUNCT
cblr-3012	15	3	the	the	DET
cblr-3012	15	4	author	author	NOUN
cblr-3012	15	5	was	be	AUX
cblr-3012	15	6	a	a	DET
cblr-3012	15	7	european	european	ADJ
cblr-3012	15	8	commission	commission	PROPN
cblr-3012	15	9	official	official	NOUN
cblr-3012	15	10	.	.	PUNCT
cblr-3012	16	1	between	between	ADP
cblr-3012	16	2	1994	1994	NUM
cblr-3012	16	3	and	and	CCONJ
cblr-3012	16	4	1999	1999	NUM
cblr-3012	16	5	,	,	PUNCT
cblr-3012	16	6	he	he	PRON
cblr-3012	16	7	was	be	AUX
cblr-3012	16	8	the	the	DET
cblr-3012	16	9	head	head	NOUN
cblr-3012	16	10	of	of	ADP
cblr-3012	16	11	the	the	DET
cblr-3012	16	12	unit	unit	NOUN
cblr-3012	16	13	in	in	ADP
cblr-3012	16	14	charge	charge	NOUN
cblr-3012	16	15	of	of	ADP
cblr-3012	16	16	financial	financial	ADJ
cblr-3012	16	17	services	service	NOUN
cblr-3012	16	18	at	at	ADP
cblr-3012	16	19	the	the	DET
cblr-3012	16	20	commission	commission	NOUN
cblr-3012	16	21	's	's	PART
cblr-3012	16	22	directorate	directorate	ADJ
cblr-3012	16	23	general	general	NOUN
cblr-3012	16	24	for	for	ADP
cblr-3012	16	25	competition	competition	NOUN
cblr-3012	16	26	.	.	PUNCT
cblr-3012	17	1	arnold	arnold	PROPN
cblr-3012	17	2	&	&	CCONJ
cblr-3012	17	3	porter	porter	PROPN
cblr-3012	17	4	llp	llp	PROPN
cblr-3012	17	5	represents	represent	VERB
cblr-3012	17	6	visa	visa	NOUN
cblr-3012	17	7	usa	usa	PROPN
cblr-3012	17	8	in	in	ADP
cblr-3012	17	9	numerous	numerous	ADJ
cblr-3012	17	10	matters	matter	NOUN
cblr-3012	17	11	,	,	PUNCT
cblr-3012	17	12	including	include	VERB
cblr-3012	17	13	those	those	PRON
cblr-3012	17	14	involving	involve	VERB
cblr-3012	17	15	interchange	interchange	NOUN
cblr-3012	17	16	fees	fee	NOUN
cblr-3012	17	17	.	.	PUNCT
cblr-3012	18	1	i.	i.	PROPN
cblr-3012	18	2	introduction	introduction	NOUN
cblr-3012	18	3	many	many	ADJ
cblr-3012	18	4	payment	payment	NOUN
cblr-3012	18	5	systems	system	NOUN
cblr-3012	18	6	,	,	PUNCT
cblr-3012	18	7	whether	whether	SCONJ
cblr-3012	18	8	set	set	VERB
cblr-3012	18	9	up	up	ADP
cblr-3012	18	10	for	for	ADP
cblr-3012	18	11	the	the	DET
cblr-3012	18	12	purpose	purpose	NOUN
cblr-3012	18	13	of	of	ADP
cblr-3012	18	14	handling	handle	VERB
cblr-3012	18	15	remote	remote	ADJ
cblr-3012	18	16	payments	payment	NOUN
cblr-3012	18	17	(	(	PUNCT
cblr-3012	18	18	e.g.	e.g.	ADV
cblr-3012	18	19	,	,	PUNCT
cblr-3012	18	20	debit	debit	NOUN
cblr-3012	18	21	or	or	CCONJ
cblr-3012	18	22	credit	credit	NOUN
cblr-3012	18	23	transfers	transfer	NOUN
cblr-3012	18	24	)	)	PUNCT
cblr-3012	18	25	or	or	CCONJ
cblr-3012	18	26	for	for	ADP
cblr-3012	18	27	face	face	NOUN
cblr-3012	18	28	-	-	PUNCT
cblr-3012	18	29	to	to	ADP
cblr-3012	18	30	-	-	PUNCT
cblr-3012	18	31	face	face	NOUN
cblr-3012	18	32	payments	payment	NOUN
cblr-3012	18	33	(	(	PUNCT
cblr-3012	18	34	e.g.	e.g.	ADV
cblr-3012	18	35	,	,	PUNCT
cblr-3012	18	36	debit	debit	NOUN
cblr-3012	18	37	,	,	PUNCT
cblr-3012	18	38	charge	charge	NOUN
cblr-3012	18	39	or	or	CCONJ
cblr-3012	18	40	credit	credit	NOUN
cblr-3012	18	41	card	card	NOUN
cblr-3012	18	42	transactions	transaction	NOUN
cblr-3012	18	43	)	)	PUNCT
cblr-3012	18	44	,	,	PUNCT
cblr-3012	18	45	contain	contain	VERB
cblr-3012	18	46	interchange	interchange	NOUN
cblr-3012	18	47	fee	fee	NOUN
cblr-3012	18	48	arrangements	arrangement	NOUN
cblr-3012	18	49	.	.	PUNCT
cblr-3012	19	1	in	in	ADP
cblr-3012	19	2	card	card	NOUN
cblr-3012	19	3	payment	payment	NOUN
cblr-3012	19	4	systems	system	NOUN
cblr-3012	19	5	,	,	PUNCT
cblr-3012	19	6	the	the	DET
cblr-3012	19	7	merchant	merchant	NOUN
cblr-3012	19	8	/	/	SYM
cblr-3012	19	9	creditor	creditor	NOUN
cblr-3012	19	10	's	's	PART
cblr-3012	19	11	bank	bank	NOUN
cblr-3012	19	12	often	often	ADV
cblr-3012	19	13	must	must	AUX
cblr-3012	19	14	pay	pay	VERB
cblr-3012	19	15	a	a	DET
cblr-3012	19	16	uniform	uniform	ADJ
cblr-3012	19	17	fee	fee	NOUN
cblr-3012	19	18	to	to	ADP
cblr-3012	19	19	the	the	DET
cblr-3012	19	20	cardholder	cardholder	NOUN
cblr-3012	19	21	/	/	SYM
cblr-3012	19	22	debtor	debtor	NOUN
cblr-3012	19	23	's	's	PART
cblr-3012	19	24	bank	bank	NOUN
cblr-3012	19	25	for	for	ADP
cblr-3012	19	26	handling	handle	VERB
cblr-3012	19	27	the	the	DET
cblr-3012	19	28	payment	payment	NOUN
cblr-3012	19	29	.	.	PUNCT
cblr-3012	20	1	in	in	ADP
cblr-3012	20	2	addition	addition	NOUN
cblr-3012	20	3	,	,	PUNCT
cblr-3012	20	4	cardholders	cardholder	NOUN
cblr-3012	20	5	frequently	frequently	ADV
cblr-3012	20	6	encounter	encounter	VERB
cblr-3012	20	7	interchange	interchange	NOUN
cblr-3012	20	8	fees	fee	NOUN
cblr-3012	20	9	when	when	SCONJ
cblr-3012	20	10	withdrawing	withdraw	VERB
cblr-3012	20	11	cash	cash	NOUN
cblr-3012	20	12	from	from	ADP
cblr-3012	20	13	automated	automate	VERB
cblr-3012	20	14	teller	teller	NOUN
cblr-3012	20	15	machines	machine	NOUN
cblr-3012	20	16	(	(	PUNCT
cblr-3012	20	17	"	"	PUNCT
cblr-3012	20	18	atms	atms	NOUN
cblr-3012	20	19	"	"	PUNCT
cblr-3012	20	20	)	)	PUNCT
cblr-3012	20	21	operated	operate	VERB
cblr-3012	20	22	by	by	ADP
cblr-3012	20	23	another	another	DET
cblr-3012	20	24	bank	bank	NOUN
cblr-3012	20	25	.	.	PUNCT
cblr-3012	21	1	in	in	ADP
cblr-3012	21	2	this	this	DET
cblr-3012	21	3	three	three	NUM
cblr-3012	21	4	-	-	PUNCT
cblr-3012	21	5	party	party	NOUN
cblr-3012	21	6	situation	situation	NOUN
cblr-3012	21	7	,	,	PUNCT
cblr-3012	21	8	the	the	DET
cblr-3012	21	9	cardholder	cardholder	NOUN
cblr-3012	21	10	's	's	PART
cblr-3012	21	11	bank	bank	NOUN
cblr-3012	21	12	pays	pay	VERB
cblr-3012	21	13	the	the	DET
cblr-3012	21	14	fee	fee	NOUN
cblr-3012	21	15	to	to	ADP
cblr-3012	21	16	the	the	DET
cblr-3012	21	17	atm	atm	ADV
cblr-3012	21	18	-	-	PUNCT
cblr-3012	21	19	operating	operate	VERB
cblr-3012	21	20	bank	bank	NOUN
cblr-3012	21	21	.	.	PUNCT
cblr-3012	22	1	an	an	DET
cblr-3012	22	2	interchange	interchange	NOUN
cblr-3012	22	3	fee	fee	NOUN
cblr-3012	22	4	arrangement	arrangement	NOUN
cblr-3012	22	5	is	be	AUX
cblr-3012	22	6	multilateral	multilateral	ADJ
cblr-3012	22	7	when	when	SCONJ
cblr-3012	22	8	all	all	DET
cblr-3012	22	9	banks	bank	NOUN
cblr-3012	22	10	participating	participate	VERB
cblr-3012	22	11	in	in	ADP
cblr-3012	22	12	a	a	DET
cblr-3012	22	13	given	give	VERB
cblr-3012	22	14	payment	payment	NOUN
cblr-3012	22	15	system	system	NOUN
cblr-3012	22	16	-	-	PUNCT
cblr-3012	22	17	often	often	ADV
cblr-3012	22	18	hundreds	hundred	NOUN
cblr-3012	22	19	or	or	CCONJ
cblr-3012	22	20	thousands	thousand	NOUN
cblr-3012	22	21	of	of	ADP
cblr-3012	22	22	them	they	PRON
cblr-3012	22	23	-	-	PUNCT
cblr-3012	22	24	have	have	AUX
cblr-3012	22	25	agreed	agree	VERB
cblr-3012	22	26	upon	upon	SCONJ
cblr-3012	22	27	an	an	DET
cblr-3012	22	28	interchange	interchange	NOUN
cblr-3012	22	29	fee	fee	NOUN
cblr-3012	22	30	ex	ex	X
cblr-3012	22	31	ante	ante	NOUN
cblr-3012	22	32	(	(	PUNCT
cblr-3012	22	33	i.e.	i.e.	X
cblr-3012	22	34	,	,	PUNCT
cblr-3012	22	35	when	when	SCONJ
cblr-3012	22	36	they	they	PRON
cblr-3012	22	37	join	join	VERB
cblr-3012	22	38	that	that	DET
cblr-3012	22	39	system	system	NOUN
cblr-3012	22	40	)	)	PUNCT
cblr-3012	22	41	.	.	PUNCT
cblr-3012	23	1	the	the	DET
cblr-3012	23	2	european	european	PROPN
cblr-3012	23	3	commission	commission	PROPN
cblr-3012	23	4	(	(	PUNCT
cblr-3012	23	5	"	"	PUNCT
cblr-3012	23	6	commission	commission	NOUN
cblr-3012	23	7	"	"	PUNCT
cblr-3012	23	8	)	)	PUNCT
cblr-3012	23	9	has	have	AUX
cblr-3012	23	10	consistently	consistently	ADV
cblr-3012	23	11	taken	take	VERB
cblr-3012	23	12	the	the	DET
cblr-3012	23	13	view	view	NOUN
cblr-3012	23	14	that	that	SCONJ
cblr-3012	23	15	multilateral	multilateral	ADJ
cblr-3012	23	16	interchange	interchange	NOUN
cblr-3012	23	17	fees	fee	NOUN
cblr-3012	23	18	(	(	PUNCT
cblr-3012	23	19	"	"	PUNCT
cblr-3012	23	20	mifs	mif	NOUN
cblr-3012	23	21	"	"	PUNCT
cblr-3012	23	22	)	)	PUNCT
cblr-3012	23	23	restrict	restrict	VERB
cblr-3012	23	24	competition	competition	NOUN
cblr-3012	23	25	because	because	SCONJ
cblr-3012	23	26	they	they	PRON
cblr-3012	23	27	produce	produce	VERB
cblr-3012	23	28	a	a	DET
cblr-3012	23	29	"	"	PUNCT
cblr-3012	23	30	knock	knock	VERB
cblr-3012	23	31	-	-	PUNCT
cblr-3012	23	32	on	on	ADP
cblr-3012	23	33	"	"	PUNCT
cblr-3012	23	34	effect	effect	NOUN
cblr-3012	23	35	in	in	ADP
cblr-3012	23	36	the	the	DET
cblr-3012	23	37	bank	bank	NOUN
cblr-3012	23	38	-	-	PUNCT
cblr-3012	23	39	customer	customer	NOUN
cblr-3012	23	40	relationship	relationship	NOUN
cblr-3012	23	41	.	.	PUNCT
cblr-3012	23	42	'	'	PUNCT
cblr-3012	24	1	according	accord	VERB
cblr-3012	24	2	to	to	ADP
cblr-3012	24	3	the	the	DET
cblr-3012	24	4	commission	commission	NOUN
cblr-3012	24	5	,	,	PUNCT
cblr-3012	24	6	this	this	PRON
cblr-3012	24	7	occurs	occur	VERB
cblr-3012	24	8	because	because	SCONJ
cblr-3012	24	9	the	the	DET
cblr-3012	24	10	bank	bank	NOUN
cblr-3012	24	11	that	that	PRON
cblr-3012	24	12	pays	pay	VERB
cblr-3012	24	13	the	the	DET
cblr-3012	24	14	interchange	interchange	NOUN
cblr-3012	24	15	fee	fee	NOUN
cblr-3012	24	16	typically	typically	ADV
cblr-3012	24	17	passes	pass	VERB
cblr-3012	24	18	this	this	DET
cblr-3012	24	19	cost	cost	NOUN
cblr-3012	24	20	along	along	ADP
cblr-3012	24	21	to	to	ADP
cblr-3012	24	22	its	its	PRON
cblr-3012	24	23	customers	customer	NOUN
cblr-3012	24	24	.	.	PUNCT
cblr-3012	25	1	in	in	ADP
cblr-3012	25	2	a	a	DET
cblr-3012	25	3	credit	credit	NOUN
cblr-3012	25	4	card	card	NOUN
cblr-3012	25	5	system	system	NOUN
cblr-3012	25	6	like	like	ADP
cblr-3012	25	7	visa	visa	NOUN
cblr-3012	25	8	international	international	PROPN
cblr-3012	25	9	's	's	PART
cblr-3012	25	10	(	(	PUNCT
cblr-3012	25	11	"	"	PUNCT
cblr-3012	25	12	visa	visa	NOUN
cblr-3012	25	13	"	"	PUNCT
cblr-3012	25	14	)	)	PUNCT
cblr-3012	25	15	,	,	PUNCT
cblr-3012	25	16	the	the	DET
cblr-3012	25	17	merchant	merchant	NOUN
cblr-3012	25	18	's	's	PART
cblr-3012	25	19	bank	bank	NOUN
cblr-3012	25	20	(	(	PUNCT
cblr-3012	25	21	hereinafter	hereinafter	VERB
cblr-3012	25	22	the	the	DET
cblr-3012	25	23	"	"	PUNCT
cblr-3012	25	24	acquiring	acquire	VERB
cblr-3012	25	25	bank	bank	NOUN
cblr-3012	25	26	"	"	PUNCT
cblr-3012	25	27	)	)	PUNCT
cblr-3012	25	28	will	will	AUX
cblr-3012	25	29	pay	pay	VERB
cblr-3012	25	30	the	the	DET
cblr-3012	25	31	mif	mif	NOUN
cblr-3012	25	32	to	to	ADP
cblr-3012	25	33	the	the	DET
cblr-3012	25	34	card	card	NOUN
cblr-3012	25	35	-	-	PUNCT
cblr-3012	25	36	issuing	issue	VERB
cblr-3012	25	37	bank	bank	NOUN
cblr-3012	25	38	and	and	CCONJ
cblr-3012	25	39	pass	pass	VERB
cblr-3012	25	40	the	the	DET
cblr-3012	25	41	cost	cost	NOUN
cblr-3012	25	42	along	along	ADP
cblr-3012	25	43	to	to	ADP
cblr-3012	25	44	the	the	DET
cblr-3012	25	45	merchant	merchant	NOUN
cblr-3012	25	46	.	.	PUNCT
cblr-3012	26	1	in	in	ADP
cblr-3012	26	2	its	its	PRON
cblr-3012	26	3	visa	visa	NOUN
cblr-3012	26	4	international	international	ADJ
cblr-3012	26	5	decision	decision	NOUN
cblr-3012	26	6	,	,	PUNCT
cblr-3012	26	7	the	the	DET
cblr-3012	26	8	commission	commission	NOUN
cblr-3012	26	9	concluded	conclude	VERB
cblr-3012	26	10	that	that	SCONJ
cblr-3012	26	11	,	,	PUNCT
cblr-3012	26	12	due	due	ADP
cblr-3012	26	13	to	to	ADP
cblr-3012	26	14	this	this	DET
cblr-3012	26	15	"	"	PUNCT
cblr-3012	26	16	knock	knock	VERB
cblr-3012	26	17	-	-	PUNCT
cblr-3012	26	18	on	on	ADP
cblr-3012	26	19	"	"	PUNCT
cblr-3012	26	20	effect	effect	NOUN
cblr-3012	26	21	,	,	PUNCT
cblr-3012	26	22	visa	visa	NOUN
cblr-3012	26	23	's	's	PART
cblr-3012	26	24	original	original	ADJ
cblr-3012	26	25	mif	mif	NOUN
cblr-3012	26	26	for	for	ADP
cblr-3012	26	27	cross	cross	ADJ
cblr-3012	26	28	-	-	ADJ
cblr-3012	26	29	border	border	ADJ
cblr-3012	26	30	card	card	NOUN
cblr-3012	26	31	payments	payment	NOUN
cblr-3012	26	32	restricted	restrict	VERB
cblr-3012	26	33	competition	competition	NOUN
cblr-3012	26	34	within	within	ADP
cblr-3012	26	35	the	the	DET
cblr-3012	26	36	meaning	meaning	NOUN
cblr-3012	26	37	of	of	ADP
cblr-3012	26	38	the	the	DET
cblr-3012	26	39	first	first	ADJ
cblr-3012	26	40	paragraph	paragraph	NOUN
cblr-3012	26	41	of	of	ADP
cblr-3012	26	42	article	article	NOUN
cblr-3012	26	43	81	81	NUM
cblr-3012	26	44	of	of	ADP
cblr-3012	26	45	the	the	DET
cblr-3012	26	46	european	european	ADJ
cblr-3012	26	47	community	community	NOUN
cblr-3012	26	48	(	(	PUNCT
cblr-3012	26	49	"	"	PUNCT
cblr-3012	26	50	ec	ec	PROPN
cblr-3012	26	51	"	"	PUNCT
cblr-3012	26	52	)	)	PUNCT
cblr-3012	26	53	treaty	treaty	NOUN
cblr-3012	26	54	(	(	PUNCT
cblr-3012	26	55	"	"	PUNCT
cblr-3012	26	56	art	art	NOUN
cblr-3012	26	57	.	.	PUNCT
cblr-3012	27	1	81	81	NUM
cblr-3012	27	2	-	-	SYM
cblr-3012	27	3	1	1	NUM
cblr-3012	27	4	ec	ec	PROPN
cblr-3012	27	5	"	"	PUNCT
cblr-3012	27	6	)	)	PUNCT
cblr-3012	27	7	.	.	PUNCT
cblr-3012	28	1	2	2	NUM
cblr-3012	28	2	however	however	ADV
cblr-3012	28	3	,	,	PUNCT
cblr-3012	28	4	pursuant	pursuant	ADJ
cblr-3012	28	5	to	to	ADP
cblr-3012	28	6	the	the	PRON
cblr-3012	28	7	'	'	PUNCT
cblr-3012	28	8	for	for	ADP
cblr-3012	28	9	a	a	DET
cblr-3012	28	10	historic	historic	ADJ
cblr-3012	28	11	overview	overview	NOUN
cblr-3012	28	12	of	of	ADP
cblr-3012	28	13	the	the	DET
cblr-3012	28	14	cases	case	NOUN
cblr-3012	28	15	concerning	concern	VERB
cblr-3012	28	16	mifs	mif	NOUN
cblr-3012	28	17	,	,	PUNCT
cblr-3012	28	18	see	see	VERB
cblr-3012	28	19	luc	luc	PROPN
cblr-3012	28	20	gyselen	gyselen	PROPN
cblr-3012	28	21	,	,	PUNCT
cblr-3012	28	22	eu	eu	PROPN
cblr-3012	28	23	antitrust	antitrust	ADJ
cblr-3012	28	24	law	law	NOUN
cblr-3012	28	25	in	in	ADP
cblr-3012	28	26	the	the	DET
cblr-3012	28	27	area	area	NOUN
cblr-3012	28	28	of	of	ADP
cblr-3012	28	29	financial	financial	ADJ
cblr-3012	28	30	services	service	NOUN
cblr-3012	28	31	-	-	PUNCT
cblr-3012	28	32	capita	capita	NOUN
cblr-3012	28	33	selecta	selecta	NOUN
cblr-3012	28	34	for	for	ADP
cblr-3012	28	35	the	the	DET
cblr-3012	28	36	cautious	cautious	ADJ
cblr-3012	28	37	shaping	shaping	NOUN
cblr-3012	28	38	of	of	ADP
cblr-3012	28	39	a	a	DET
cblr-3012	28	40	policy	policy	NOUN
cblr-3012	28	41	,	,	PUNCT
cblr-3012	28	42	in	in	ADP
cblr-3012	28	43	fordham	fordham	PROPN
cblr-3012	28	44	corporate	corporate	PROPN
cblr-3012	28	45	law	law	PROPN
cblr-3012	28	46	institute	institute	NOUN
cblr-3012	28	47	,	,	PUNCT
cblr-3012	28	48	23	23	NUM
cblr-3012	28	49	"	"	PUNCT
cblr-3012	28	50	annual	annual	ADJ
cblr-3012	28	51	conference	conference	NOUN
cblr-3012	28	52	on	on	ADP
cblr-3012	28	53	international	international	ADJ
cblr-3012	28	54	antitrust	antitrust	ADJ
cblr-3012	28	55	law	law	NOUN
cblr-3012	28	56	and	and	CCONJ
cblr-3012	28	57	policy	policy	NOUN
cblr-3012	28	58	329	329	NUM
cblr-3012	28	59	(	(	PUNCT
cblr-3012	28	60	barry	barry	PROPN
cblr-3012	28	61	hawk	hawk	PROPN
cblr-3012	28	62	ed	ed	PROPN
cblr-3012	28	63	.	.	PROPN
cblr-3012	28	64	,	,	PUNCT
cblr-3012	28	65	1997	1997	NUM
cblr-3012	28	66	)	)	PUNCT
cblr-3012	28	67	.	.	PUNCT
cblr-3012	29	1	2	2	NUM
cblr-3012	29	2	commission	commission	NOUN
cblr-3012	29	3	decision	decision	NOUN
cblr-3012	29	4	of	of	ADP
cblr-3012	29	5	24	24	NUM
cblr-3012	29	6	july	july	PROPN
cblr-3012	29	7	2002	2002	NUM
cblr-3012	29	8	relating	relate	VERB
cblr-3012	29	9	to	to	ADP
cblr-3012	29	10	a	a	DET
cblr-3012	29	11	proceeding	proceeding	NOUN
cblr-3012	29	12	under	under	ADP
cblr-3012	29	13	article	article	NOUN
cblr-3012	29	14	81	81	NUM
cblr-3012	29	15	of	of	ADP
cblr-3012	29	16	the	the	DET
cblr-3012	29	17	ec	ec	PROPN
cblr-3012	29	18	treaty	treaty	NOUN
cblr-3012	29	19	and	and	CCONJ
cblr-3012	29	20	article	article	NOUN
cblr-3012	29	21	53	53	NUM
cblr-3012	29	22	of	of	ADP
cblr-3012	29	23	the	the	DET
cblr-3012	29	24	eea	eea	PROPN
cblr-3012	29	25	agreement	agreement	NOUN
cblr-3012	29	26	(	(	PUNCT
cblr-3012	29	27	case	case	NOUN
cblr-3012	29	28	no	no	DET
cblr-3012	29	29	col	col	PROPN
cblr-3012	29	30	umbia	umbia	PROPN
cblr-3012	29	31	b	b	PROPN
cblr-3012	30	1	usiness	usiness	PROPN
cblr-3012	30	2	la	la	PROPN
cblr-3012	30	3	w	w	PROPN
cblr-3012	30	4	re	re	PROPN
cblr-3012	30	5	vie	vie	PROPN
cblr-3012	30	6	w	w	PROPN
cblr-3012	31	1	[	[	X
cblr-3012	31	2	vol	vol	NOUN
cblr-3012	31	3	.	.	PUNCT
cblr-3012	31	4	2005	2005	NUM
cblr-3012	31	5	no	no	NOUN
cblr-3012	31	6	.	.	PUNCT
cblr-3012	32	1	3:703	3:703	NUM
cblr-3012	32	2	]	]	X
cblr-3012	32	3	multilateral	multilateral	ADJ
cblr-3012	32	4	interchange	interchange	NOUN
cblr-3012	32	5	fees	fee	NOUN
cblr-3012	32	6	in	in	ADP
cblr-3012	32	7	the	the	DET
cblr-3012	32	8	e.u	e.u	PROPN
cblr-3012	32	9	.	.	PROPN
cblr-3012	32	10	705	705	NUM
cblr-3012	32	11	third	third	ADJ
cblr-3012	32	12	paragraph	paragraph	NOUN
cblr-3012	32	13	of	of	ADP
cblr-3012	32	14	article	article	NOUN
cblr-3012	32	15	81	81	NUM
cblr-3012	32	16	of	of	ADP
cblr-3012	32	17	the	the	DET
cblr-3012	32	18	ec	ec	PROPN
cblr-3012	32	19	treaty	treaty	NOUN
cblr-3012	32	20	(	(	PUNCT
cblr-3012	32	21	"	"	PUNCT
cblr-3012	32	22	art	art	NOUN
cblr-3012	32	23	.	.	PUNCT
cblr-3012	33	1	81	81	NUM
cblr-3012	33	2	-	-	SYM
cblr-3012	33	3	3	3	NUM
cblr-3012	33	4	ec	ec	PROPN
cblr-3012	33	5	"	"	PUNCT
cblr-3012	33	6	)	)	PUNCT
cblr-3012	33	7	,	,	PUNCT
cblr-3012	33	8	the	the	DET
cblr-3012	33	9	commission	commission	NOUN
cblr-3012	33	10	permitted	permit	VERB
cblr-3012	33	11	visa	visa	NOUN
cblr-3012	33	12	's	's	PART
cblr-3012	33	13	amended	amend	VERB
cblr-3012	33	14	mif	mif	NOUN
cblr-3012	33	15	because	because	SCONJ
cblr-3012	33	16	it	it	PRON
cblr-3012	33	17	:	:	PUNCT
cblr-3012	33	18	(	(	PUNCT
cblr-3012	33	19	i	i	NOUN
cblr-3012	33	20	)	)	PUNCT
cblr-3012	33	21	contributed	contribute	VERB
cblr-3012	33	22	to	to	ADP
cblr-3012	33	23	"	"	PUNCT
cblr-3012	33	24	technical	technical	ADJ
cblr-3012	33	25	and	and	CCONJ
cblr-3012	33	26	economic	economic	ADJ
cblr-3012	33	27	progress	progress	NOUN
cblr-3012	33	28	;	;	PUNCT
cblr-3012	33	29	"	"	PUNCT
cblr-3012	33	30	(	(	PUNCT
cblr-3012	33	31	ii	ii	NOUN
cblr-3012	33	32	)	)	PUNCT
cblr-3012	33	33	enabled	enable	VERB
cblr-3012	33	34	consumers	consumer	NOUN
cblr-3012	33	35	to	to	PART
cblr-3012	33	36	receive	receive	VERB
cblr-3012	33	37	a	a	DET
cblr-3012	33	38	"	"	PUNCT
cblr-3012	33	39	fair	fair	ADJ
cblr-3012	33	40	share	share	NOUN
cblr-3012	33	41	of	of	ADP
cblr-3012	33	42	the	the	DET
cblr-3012	33	43	resulting	result	VERB
cblr-3012	33	44	benefit	benefit	NOUN
cblr-3012	33	45	;	;	PUNCT
cblr-3012	33	46	"	"	PUNCT
cblr-3012	33	47	(	(	PUNCT
cblr-3012	33	48	iii	iii	NOUN
cblr-3012	33	49	)	)	PUNCT
cblr-3012	33	50	was	be	AUX
cblr-3012	33	51	"	"	PUNCT
cblr-3012	33	52	indispensable	indispensable	ADJ
cblr-3012	33	53	to	to	ADP
cblr-3012	33	54	the	the	DET
cblr-3012	33	55	attainment	attainment	NOUN
cblr-3012	33	56	of	of	ADP
cblr-3012	33	57	these	these	DET
cblr-3012	33	58	objectives	objective	NOUN
cblr-3012	33	59	;	;	PUNCT
cblr-3012	33	60	"	"	PUNCT
cblr-3012	33	61	and	and	CCONJ
cblr-3012	33	62	(	(	PUNCT
cblr-3012	33	63	iv	iv	X
cblr-3012	33	64	)	)	PUNCT
cblr-3012	33	65	did	do	AUX
cblr-3012	33	66	not	not	PART
cblr-3012	33	67	afford	afford	VERB
cblr-3012	33	68	banks	bank	NOUN
cblr-3012	33	69	"	"	PUNCT
cblr-3012	33	70	the	the	DET
cblr-3012	33	71	possibility	possibility	NOUN
cblr-3012	33	72	of	of	ADP
cblr-3012	33	73	eliminating	eliminate	VERB
cblr-3012	33	74	competition	competition	NOUN
cblr-3012	33	75	in	in	ADP
cblr-3012	33	76	respect	respect	NOUN
cblr-3012	33	77	of	of	ADP
cblr-3012	33	78	a	a	DET
cblr-3012	33	79	substantial	substantial	ADJ
cblr-3012	33	80	part	part	NOUN
cblr-3012	33	81	of	of	ADP
cblr-3012	33	82	the	the	DET
cblr-3012	33	83	products	product	NOUN
cblr-3012	33	84	in	in	ADP
cblr-3012	33	85	question	question	NOUN
cblr-3012	33	86	.	.	PUNCT
cblr-3012	34	1	"3	"3	NOUN
cblr-3012	34	2	put	put	VERB
cblr-3012	34	3	another	another	DET
cblr-3012	34	4	way	way	NOUN
cblr-3012	34	5	,	,	PUNCT
cblr-3012	34	6	the	the	DET
cblr-3012	34	7	commission	commission	NOUN
cblr-3012	34	8	believed	believe	VERB
cblr-3012	34	9	that	that	SCONJ
cblr-3012	34	10	the	the	DET
cblr-3012	34	11	amended	amend	VERB
cblr-3012	34	12	mif	mif	PROPN
cblr-3012	34	13	did	do	AUX
cblr-3012	34	14	not	not	PART
cblr-3012	34	15	substantially	substantially	ADV
cblr-3012	34	16	lessen	lessen	VERB
cblr-3012	34	17	competition	competition	NOUN
cblr-3012	34	18	.	.	PUNCT
cblr-3012	35	1	in	in	ADP
cblr-3012	35	2	section	section	PROPN
cblr-3012	35	3	ii	ii	PROPN
cblr-3012	35	4	,	,	PUNCT
cblr-3012	35	5	this	this	DET
cblr-3012	35	6	article	article	NOUN
cblr-3012	35	7	attempts	attempt	VERB
cblr-3012	35	8	to	to	PART
cblr-3012	35	9	explain	explain	VERB
cblr-3012	35	10	the	the	DET
cblr-3012	35	11	commission	commission	NOUN
cblr-3012	35	12	's	's	PART
cblr-3012	35	13	legal	legal	ADJ
cblr-3012	35	14	reasoning	reasoning	NOUN
cblr-3012	35	15	in	in	ADP
cblr-3012	35	16	visa	visa	NOUN
cblr-3012	35	17	international	international	ADJ
cblr-3012	35	18	against	against	ADP
cblr-3012	35	19	the	the	DET
cblr-3012	35	20	somewhat	somewhat	ADV
cblr-3012	35	21	idiosyncratic	idiosyncratic	ADJ
cblr-3012	35	22	,	,	PUNCT
cblr-3012	35	23	dualist	dualist	ADJ
cblr-3012	35	24	structure	structure	NOUN
cblr-3012	35	25	of	of	ADP
cblr-3012	35	26	article	article	NOUN
cblr-3012	35	27	81	81	NUM
cblr-3012	35	28	of	of	ADP
cblr-3012	35	29	the	the	DET
cblr-3012	35	30	ec	ec	PROPN
cblr-3012	35	31	treaty	treaty	NOUN
cblr-3012	35	32	(	(	PUNCT
cblr-3012	35	33	"	"	PUNCT
cblr-3012	35	34	art	art	NOUN
cblr-3012	35	35	.	.	PUNCT
cblr-3012	36	1	81	81	NUM
cblr-3012	36	2	ec	ec	PROPN
cblr-3012	36	3	"	"	PUNCT
cblr-3012	36	4	)	)	PUNCT
cblr-3012	36	5	.	.	PUNCT
cblr-3012	37	1	next	next	ADV
cblr-3012	37	2	,	,	PUNCT
cblr-3012	37	3	section	section	NOUN
cblr-3012	37	4	iii	iii	NUM
cblr-3012	37	5	comments	comment	NOUN
cblr-3012	37	6	on	on	ADP
cblr-3012	37	7	the	the	DET
cblr-3012	37	8	commission	commission	NOUN
cblr-3012	37	9	's	's	PART
cblr-3012	37	10	theory	theory	NOUN
cblr-3012	37	11	of	of	ADP
cblr-3012	37	12	harm	harm	NOUN
cblr-3012	37	13	.	.	PUNCT
cblr-3012	38	1	finally	finally	ADV
cblr-3012	38	2	,	,	PUNCT
cblr-3012	38	3	section	section	NOUN
cblr-3012	38	4	iv	iv	NUM
cblr-3012	38	5	concludes	conclude	VERB
cblr-3012	38	6	that	that	SCONJ
cblr-3012	38	7	this	this	DET
cblr-3012	38	8	theory	theory	NOUN
cblr-3012	38	9	is	be	AUX
cblr-3012	38	10	a	a	DET
cblr-3012	38	11	narrow	narrow	ADJ
cblr-3012	38	12	one	one	NOUN
cblr-3012	38	13	,	,	PUNCT
cblr-3012	38	14	but	but	CCONJ
cblr-3012	38	15	that	that	SCONJ
cblr-3012	38	16	the	the	DET
cblr-3012	38	17	commission	commission	NOUN
cblr-3012	38	18	may	may	AUX
cblr-3012	38	19	develop	develop	VERB
cblr-3012	38	20	,	,	PUNCT
cblr-3012	38	21	refine	refine	VERB
cblr-3012	38	22	,	,	PUNCT
cblr-3012	38	23	or	or	CCONJ
cblr-3012	38	24	revise	revise	VERB
cblr-3012	38	25	it	it	PRON
cblr-3012	38	26	following	follow	VERB
cblr-3012	38	27	further	further	ADJ
cblr-3012	38	28	fact	fact	NOUN
cblr-3012	38	29	-	-	PUNCT
cblr-3012	38	30	finding	finding	NOUN
cblr-3012	38	31	,	,	PUNCT
cblr-3012	38	32	which	which	PRON
cblr-3012	38	33	is	be	AUX
cblr-3012	38	34	currently	currently	ADV
cblr-3012	38	35	underway	underway	ADJ
cblr-3012	38	36	within	within	ADP
cblr-3012	38	37	the	the	DET
cblr-3012	38	38	framework	framework	NOUN
cblr-3012	38	39	of	of	ADP
cblr-3012	38	40	its	its	PRON
cblr-3012	38	41	sector	sector	NOUN
cblr-3012	38	42	inquiry	inquiry	NOUN
cblr-3012	38	43	.	.	PUNCT
cblr-3012	39	1	one	one	NUM
cblr-3012	39	2	point	point	NOUN
cblr-3012	39	3	of	of	ADP
cblr-3012	39	4	clarification	clarification	NOUN
cblr-3012	39	5	should	should	AUX
cblr-3012	39	6	be	be	AUX
cblr-3012	39	7	made	make	VERB
cblr-3012	39	8	explicit	explicit	ADJ
cblr-3012	39	9	:	:	PUNCT
cblr-3012	39	10	while	while	SCONJ
cblr-3012	39	11	the	the	DET
cblr-3012	39	12	commission	commission	NOUN
cblr-3012	39	13	seems	seem	VERB
cblr-3012	39	14	to	to	PART
cblr-3012	39	15	accept	accept	VERB
cblr-3012	39	16	that	that	SCONJ
cblr-3012	39	17	"	"	PUNCT
cblr-3012	39	18	interdependent	interdependent	ADJ
cblr-3012	39	19	demand	demand	NOUN
cblr-3012	39	20	from	from	ADP
cblr-3012	39	21	merchants	merchant	NOUN
cblr-3012	39	22	and	and	CCONJ
cblr-3012	39	23	cardholders	cardholder	NOUN
cblr-3012	39	24	"	"	PUNCT
cblr-3012	39	25	exists	exist	VERB
cblr-3012	39	26	within	within	ADP
cblr-3012	39	27	four	four	NUM
cblr-3012	39	28	-	-	PUNCT
cblr-3012	39	29	party	party	NOUN
cblr-3012	39	30	card	card	NOUN
cblr-3012	39	31	systems	system	NOUN
cblr-3012	39	32	,	,	PUNCT
cblr-3012	39	33	it	it	PRON
cblr-3012	39	34	has	have	AUX
cblr-3012	39	35	denied	deny	VERB
cblr-3012	39	36	that	that	SCONJ
cblr-3012	39	37	there	there	PRON
cblr-3012	39	38	is	be	VERB
cblr-3012	39	39	a	a	DET
cblr-3012	39	40	"	"	PUNCT
cblr-3012	39	41	joint	joint	ADJ
cblr-3012	39	42	supply	supply	NOUN
cblr-3012	39	43	of	of	ADP
cblr-3012	39	44	a	a	DET
cblr-3012	39	45	single	single	ADJ
cblr-3012	39	46	product	product	NOUN
cblr-3012	39	47	"	"	PUNCT
cblr-3012	39	48	to	to	ADP
cblr-3012	39	49	them.4	them.4	PROPN
cblr-3012	39	50	in	in	ADP
cblr-3012	39	51	other	other	ADJ
cblr-3012	39	52	words	word	NOUN
cblr-3012	39	53	,	,	PUNCT
cblr-3012	39	54	the	the	DET
cblr-3012	39	55	commission	commission	NOUN
cblr-3012	39	56	has	have	AUX
cblr-3012	39	57	not	not	PART
cblr-3012	39	58	adhered	adhere	VERB
cblr-3012	39	59	to	to	ADP
cblr-3012	39	60	the	the	DET
cblr-3012	39	61	economic	economic	ADJ
cblr-3012	39	62	theory	theory	NOUN
cblr-3012	39	63	of	of	ADP
cblr-3012	39	64	two	two	NUM
cblr-3012	39	65	-	-	PUNCT
cblr-3012	39	66	sided	sided	ADJ
cblr-3012	39	67	markets	market	NOUN
cblr-3012	39	68	.	.	PUNCT
cblr-3012	40	1	irrespective	irrespective	ADV
cblr-3012	40	2	of	of	ADP
cblr-3012	40	3	the	the	DET
cblr-3012	40	4	merits	merit	NOUN
cblr-3012	40	5	of	of	ADP
cblr-3012	40	6	its	its	PRON
cblr-3012	40	7	theory	theory	NOUN
cblr-3012	40	8	of	of	ADP
cblr-3012	40	9	harm	harm	NOUN
cblr-3012	40	10	,	,	PUNCT
cblr-3012	40	11	this	this	PRON
cblr-3012	40	12	is	be	AUX
cblr-3012	40	13	the	the	DET
cblr-3012	40	14	fundamental	fundamental	ADJ
cblr-3012	40	15	premise	premise	NOUN
cblr-3012	40	16	that	that	PRON
cblr-3012	40	17	underpins	underpin	VERB
cblr-3012	40	18	the	the	DET
cblr-3012	40	19	commission	commission	NOUN
cblr-3012	40	20	's	's	PART
cblr-3012	40	21	legal	legal	ADJ
cblr-3012	40	22	reasoning	reasoning	NOUN
cblr-3012	40	23	for	for	ADP
cblr-3012	40	24	assessing	assess	VERB
cblr-3012	40	25	mifs	mif	NOUN
cblr-3012	40	26	under	under	ADP
cblr-3012	40	27	art	art	NOUN
cblr-3012	40	28	.	.	PUNCT
cblr-3012	41	1	81	81	NUM
cblr-3012	41	2	ec	ec	PROPN
cblr-3012	41	3	.	.	PUNCT
cblr-3012	41	4	ii	ii	PROPN
cblr-3012	41	5	.	.	PUNCT
cblr-3012	42	1	the	the	DET
cblr-3012	42	2	visa	visa	NOUN
cblr-3012	42	3	international	international	ADJ
cblr-3012	42	4	decision	decision	NOUN
cblr-3012	42	5	:	:	PUNCT
cblr-3012	42	6	summary	summary	NOUN
cblr-3012	42	7	of	of	ADP
cblr-3012	42	8	the	the	DET
cblr-3012	42	9	legal	legal	ADJ
cblr-3012	42	10	reasoning	reasoning	NOUN
cblr-3012	42	11	the	the	DET
cblr-3012	42	12	visa	visa	NOUN
cblr-3012	42	13	international	international	ADJ
cblr-3012	42	14	decision	decision	NOUN
cblr-3012	42	15	provisionally	provisionally	ADV
cblr-3012	42	16	ended	end	VERB
cblr-3012	42	17	a	a	DET
cblr-3012	42	18	twenty	twenty	NUM
cblr-3012	42	19	-	-	PUNCT
cblr-3012	42	20	five	five	NUM
cblr-3012	42	21	year	year	NOUN
cblr-3012	42	22	old	old	ADJ
cblr-3012	42	23	saga	saga	NOUN
cblr-3012	42	24	that	that	PRON
cblr-3012	42	25	concerned	concerned	ADJ
cblr-3012	42	26	visa	visa	NOUN
cblr-3012	42	27	's	's	PART
cblr-3012	42	28	mif	mif	NOUN
cblr-3012	42	29	for	for	ADP
cblr-3012	42	30	comp/29.373	comp/29.373	NOUN
cblr-3012	42	31	-	-	PUNCT
cblr-3012	42	32	visa	visa	NOUN
cblr-3012	42	33	international	international	ADJ
cblr-3012	42	34	-	-	PUNCT
cblr-3012	42	35	multilateral	multilateral	ADJ
cblr-3012	42	36	interchange	interchange	NOUN
cblr-3012	42	37	fee	fee	NOUN
cblr-3012	42	38	)	)	PUNCT
cblr-3012	42	39	,	,	PUNCT
cblr-3012	42	40	2002	2002	NUM
cblr-3012	42	41	o.j	o.j	PROPN
cblr-3012	42	42	.	.	PUNCT
cblr-3012	43	1	(	(	PUNCT
cblr-3012	43	2	l	l	NOUN
cblr-3012	43	3	318	318	NUM
cblr-3012	43	4	)	)	PUNCT
cblr-3012	43	5	17	17	NUM
cblr-3012	44	1	[	[	X
cblr-3012	44	2	hereinafter	hereinafter	NOUN
cblr-3012	44	3	visa	visa	NOUN
cblr-3012	44	4	int'l	int'l	PROPN
cblr-3012	44	5	iii	iii	PROPN
cblr-3012	44	6	.	.	PUNCT
cblr-3012	44	7	treaty	treaty	NOUN
cblr-3012	44	8	establishing	establish	VERB
cblr-3012	44	9	the	the	DET
cblr-3012	44	10	european	european	PROPN
cblr-3012	44	11	community	community	PROPN
cblr-3012	44	12	,	,	PUNCT
cblr-3012	44	13	dec	dec	PROPN
cblr-3012	44	14	.	.	PROPN
cblr-3012	44	15	24	24	NUM
cblr-3012	44	16	,	,	PUNCT
cblr-3012	44	17	2002	2002	NUM
cblr-3012	44	18	,	,	PUNCT
cblr-3012	44	19	2002	2002	NUM
cblr-3012	44	20	o.j	o.j	PROPN
cblr-3012	44	21	.	.	PUNCT
cblr-3012	45	1	(	(	PUNCT
cblr-3012	45	2	c	c	NOUN
cblr-3012	45	3	325	325	NUM
cblr-3012	45	4	)	)	PUNCT
cblr-3012	45	5	81	81	NUM
cblr-3012	46	1	[	[	X
cblr-3012	46	2	hereinafter	hereinafter	NOUN
cblr-3012	46	3	ec	ec	PROPN
cblr-3012	46	4	treaty	treaty	PROPN
cblr-3012	46	5	]	]	PUNCT
cblr-3012	46	6	.	.	PUNCT
cblr-3012	47	1	4	4	NUM
cblr-3012	47	2	visa	visa	NOUN
cblr-3012	47	3	int'l	int'l	PROPN
cblr-3012	47	4	ii	ii	PROPN
cblr-3012	47	5	,	,	PUNCT
cblr-3012	47	6	65	65	NUM
cblr-3012	47	7	(	(	PUNCT
cblr-3012	47	8	emphasis	emphasis	NOUN
cblr-3012	47	9	added	add	VERB
cblr-3012	47	10	)	)	PUNCT
cblr-3012	47	11	.	.	PUNCT
cblr-3012	48	1	cross	cross	ADJ
cblr-3012	48	2	-	-	ADJ
cblr-3012	48	3	border	border	ADJ
cblr-3012	48	4	card	card	NOUN
cblr-3012	48	5	payments	payment	NOUN
cblr-3012	48	6	within	within	ADP
cblr-3012	48	7	the	the	DET
cblr-3012	48	8	european	european	ADJ
cblr-3012	48	9	economic	economic	ADJ
cblr-3012	48	10	area	area	NOUN
cblr-3012	48	11	(	(	PUNCT
cblr-3012	48	12	"	"	PUNCT
cblr-3012	48	13	eea	eea	PROPN
cblr-3012	48	14	"	"	PUNCT
cblr-3012	48	15	)	)	PUNCT
cblr-3012	48	16	.	.	PUNCT
cblr-3012	49	1	5	5	NUM
cblr-3012	49	2	visa	visa	NOUN
cblr-3012	49	3	has	have	AUX
cblr-3012	49	4	consistently	consistently	ADV
cblr-3012	49	5	argued	argue	VERB
cblr-3012	49	6	that	that	SCONJ
cblr-3012	49	7	it	it	PRON
cblr-3012	49	8	is	be	AUX
cblr-3012	49	9	entitled	entitle	VERB
cblr-3012	49	10	to	to	PART
cblr-3012	49	11	use	use	VERB
cblr-3012	49	12	an	an	DET
cblr-3012	49	13	mif	mif	NOUN
cblr-3012	49	14	as	as	ADP
cblr-3012	49	15	cost	cost	NOUN
cblr-3012	49	16	allocation	allocation	NOUN
cblr-3012	49	17	device	device	NOUN
cblr-3012	49	18	in	in	ADP
cblr-3012	49	19	order	order	NOUN
cblr-3012	49	20	to	to	PART
cblr-3012	49	21	optimize	optimize	VERB
cblr-3012	49	22	the	the	DET
cblr-3012	49	23	two	two	NUM
cblr-3012	49	24	-	-	PUNCT
cblr-3012	49	25	sided	sided	ADJ
cblr-3012	49	26	demand	demand	NOUN
cblr-3012	49	27	of	of	ADP
cblr-3012	49	28	cardholders	cardholder	NOUN
cblr-3012	49	29	and	and	CCONJ
cblr-3012	49	30	merchants	merchant	NOUN
cblr-3012	49	31	for	for	ADP
cblr-3012	49	32	its	its	PRON
cblr-3012	49	33	credit	credit	NOUN
cblr-3012	49	34	card.6	card.6	PROPN
cblr-3012	49	35	however	however	ADV
cblr-3012	49	36	,	,	PUNCT
cblr-3012	49	37	consistent	consistent	ADJ
cblr-3012	49	38	with	with	ADP
cblr-3012	49	39	earlier	early	ADJ
cblr-3012	49	40	decisions	decision	NOUN
cblr-3012	49	41	,	,	PUNCT
cblr-3012	49	42	the	the	DET
cblr-3012	49	43	commission	commission	NOUN
cblr-3012	49	44	did	do	AUX
cblr-3012	49	45	not	not	PART
cblr-3012	49	46	consider	consider	VERB
cblr-3012	49	47	the	the	DET
cblr-3012	49	48	mif	mif	PROPN
cblr-3012	49	49	as	as	ADP
cblr-3012	49	50	a	a	DET
cblr-3012	49	51	legitimate	legitimate	ADJ
cblr-3012	49	52	cost	cost	NOUN
cblr-3012	49	53	transfer	transfer	NOUN
cblr-3012	49	54	device	device	NOUN
cblr-3012	49	55	.	.	PUNCT
cblr-3012	49	56	'	'	PUNCT
cblr-3012	50	1	as	as	ADP
cblr-3012	50	2	a	a	DET
cblr-3012	50	3	matter	matter	NOUN
cblr-3012	50	4	of	of	ADP
cblr-3012	50	5	fact	fact	NOUN
cblr-3012	50	6	,	,	PUNCT
cblr-3012	50	7	it	it	PRON
cblr-3012	50	8	objected	object	VERB
cblr-3012	50	9	to	to	ADP
cblr-3012	50	10	visa	visa	NOUN
cblr-3012	50	11	's	's	PART
cblr-3012	50	12	mif	mif	NOUN
cblr-3012	50	13	under	under	ADP
cblr-3012	50	14	art	art	NOUN
cblr-3012	50	15	.	.	PUNCT
cblr-3012	51	1	81	81	NUM
cblr-3012	51	2	-	-	SYM
cblr-3012	51	3	1	1	NUM
cblr-3012	51	4	ec	ec	NOUN
cblr-3012	51	5	precisely	precisely	ADV
cblr-3012	51	6	because	because	SCONJ
cblr-3012	51	7	it	it	PRON
cblr-3012	51	8	shifted	shift	VERB
cblr-3012	51	9	costs	cost	NOUN
cblr-3012	51	10	from	from	ADP
cblr-3012	51	11	the	the	DET
cblr-3012	51	12	debit	debit	NOUN
cblr-3012	51	13	side	side	NOUN
cblr-3012	51	14	of	of	ADP
cblr-3012	51	15	the	the	DET
cblr-3012	51	16	market	market	NOUN
cblr-3012	51	17	to	to	ADP
cblr-3012	51	18	the	the	DET
cblr-3012	51	19	credit	credit	NOUN
cblr-3012	51	20	side	side	NOUN
cblr-3012	51	21	and	and	CCONJ
cblr-3012	51	22	produced	produce	VERB
cblr-3012	51	23	a	a	DET
cblr-3012	51	24	"	"	PUNCT
cblr-3012	51	25	knock	knock	VERB
cblr-3012	51	26	-	-	PUNCT
cblr-3012	51	27	on	on	ADP
cblr-3012	51	28	"	"	PUNCT
cblr-3012	51	29	effect	effect	NOUN
cblr-3012	51	30	on	on	ADP
cblr-3012	51	31	merchants	merchant	NOUN
cblr-3012	51	32	.	.	PUNCT
cblr-3012	51	33	"	"	PUNCT
cblr-3012	52	1	nevertheless	nevertheless	ADV
cblr-3012	52	2	,	,	PUNCT
cblr-3012	52	3	the	the	DET
cblr-3012	52	4	commission	commission	NOUN
cblr-3012	52	5	ultimately	ultimately	ADV
cblr-3012	52	6	accepted	accept	VERB
cblr-3012	52	7	visa	visa	NOUN
cblr-3012	52	8	's	's	PART
cblr-3012	52	9	amended	amend	VERB
cblr-3012	52	10	mif	mif	NOUN
cblr-3012	52	11	under	under	ADP
cblr-3012	52	12	art	art	NOUN
cblr-3012	52	13	.	.	PUNCT
cblr-3012	53	1	81	81	NUM
cblr-3012	53	2	-	-	SYM
cblr-3012	53	3	3	3	NUM
cblr-3012	53	4	ec	ec	NOUN
cblr-3012	53	5	because	because	SCONJ
cblr-3012	53	6	it	it	PRON
cblr-3012	53	7	reflected	reflect	VERB
cblr-3012	53	8	the	the	DET
cblr-3012	53	9	actual	actual	ADJ
cblr-3012	53	10	costs	cost	NOUN
cblr-3012	53	11	that	that	SCONJ
cblr-3012	53	12	issuing	issue	VERB
cblr-3012	53	13	banks	bank	NOUN
cblr-3012	53	14	incurred	incur	VERB
cblr-3012	53	15	in	in	ADP
cblr-3012	53	16	providing	provide	VERB
cblr-3012	53	17	services	service	NOUN
cblr-3012	53	18	to	to	ADP
cblr-3012	53	19	those	those	DET
cblr-3012	53	20	merchants	merchant	NOUN
cblr-3012	53	21	that	that	PRON
cblr-3012	53	22	suffered	suffer	VERB
cblr-3012	53	23	from	from	ADP
cblr-3012	53	24	the	the	DET
cblr-3012	53	25	mif	mif	PROPN
cblr-3012	53	26	's	's	PART
cblr-3012	53	27	"	"	PUNCT
cblr-3012	53	28	knock	knock	VERB
cblr-3012	53	29	-	-	PUNCT
cblr-3012	53	30	on	on	ADP
cblr-3012	53	31	"	"	PUNCT
cblr-3012	53	32	effect.9	effect.9	NOUN
cblr-3012	53	33	the	the	DET
cblr-3012	53	34	commission	commission	NOUN
cblr-3012	53	35	approved	approve	VERB
cblr-3012	53	36	this	this	DET
cblr-3012	53	37	cost	cost	NOUN
cblr-3012	53	38	-	-	PUNCT
cblr-3012	53	39	based	base	VERB
cblr-3012	53	40	mif	mif	NOUN
cblr-3012	53	41	for	for	ADP
cblr-3012	53	42	a	a	DET
cblr-3012	53	43	limited	limited	ADJ
cblr-3012	53	44	period	period	NOUN
cblr-3012	53	45	of	of	ADP
cblr-3012	53	46	time	time	NOUN
cblr-3012	53	47	,	,	PUNCT
cblr-3012	53	48	10	10	NUM
cblr-3012	53	49	so	so	ADV
cblr-3012	53	50	as	as	SCONJ
cblr-3012	53	51	to	to	PART
cblr-3012	53	52	afford	afford	VERB
cblr-3012	53	53	it	it	PRON
cblr-3012	53	54	the	the	DET
cblr-3012	53	55	opportunity	opportunity	NOUN
cblr-3012	53	56	to	to	PART
cblr-3012	53	57	"	"	PUNCT
cblr-3012	53	58	re	re	VERB
cblr-3012	53	59	-	-	VERB
cblr-3012	53	60	examine	examine	VERB
cblr-3012	53	61	the	the	DET
cblr-3012	53	62	practical	practical	ADJ
cblr-3012	53	63	impact	impact	NOUN
cblr-3012	53	64	of	of	ADP
cblr-3012	53	65	the	the	DET
cblr-3012	53	66	modified	modify	VERB
cblr-3012	53	67	visa	visa	NOUN
cblr-3012	53	68	scheme	scheme	NOUN
cblr-3012	53	69	on	on	ADP
cblr-3012	53	70	the	the	DET
cblr-3012	53	71	market	market	NOUN
cblr-3012	53	72	,	,	PUNCT
cblr-3012	53	73	and	and	CCONJ
cblr-3012	53	74	in	in	ADP
cblr-3012	53	75	particular	particular	ADJ
cblr-3012	53	76	its	its	PRON
cblr-3012	53	77	expected	expect	VERB
cblr-3012	53	78	effect	effect	NOUN
cblr-3012	53	79	on	on	ADP
cblr-3012	53	80	merchant	merchant	NOUN
cblr-3012	53	81	fees	fee	NOUN
cblr-3012	53	82	.	.	PUNCT
cblr-3012	54	1	"	"	PUNCT
cblr-3012	54	2	"	"	PUNCT
cblr-3012	54	3	a.	a.	NOUN
cblr-3012	54	4	the	the	DET
cblr-3012	54	5	prelude	prelude	NOUN
cblr-3012	54	6	to	to	ADP
cblr-3012	54	7	the	the	DET
cblr-3012	54	8	visa	visa	NOUN
cblr-3012	54	9	international	international	ADJ
cblr-3012	54	10	decision	decision	NOUN
cblr-3012	54	11	prior	prior	ADV
cblr-3012	54	12	to	to	ADP
cblr-3012	54	13	the	the	DET
cblr-3012	54	14	visa	visa	NOUN
cblr-3012	54	15	international	international	ADJ
cblr-3012	54	16	case	case	NOUN
cblr-3012	54	17	,	,	PUNCT
cblr-3012	54	18	the	the	DET
cblr-3012	54	19	commission	commission	NOUN
cblr-3012	54	20	had	have	AUX
cblr-3012	54	21	already	already	ADV
cblr-3012	54	22	identified	identify	VERB
cblr-3012	54	23	the	the	DET
cblr-3012	54	24	cost	cost	NOUN
cblr-3012	54	25	-	-	PUNCT
cblr-3012	54	26	based	base	VERB
cblr-3012	54	27	nature	nature	NOUN
cblr-3012	54	28	of	of	ADP
cblr-3012	54	29	mifs	mif	NOUN
cblr-3012	54	30	as	as	ADP
cblr-3012	54	31	a	a	DET
cblr-3012	54	32	key	key	ADJ
cblr-3012	54	33	issue	issue	NOUN
cblr-3012	54	34	in	in	ADP
cblr-3012	54	35	analyzing	analyze	VERB
cblr-3012	54	36	art	art	NOUN
cblr-3012	54	37	.	.	PUNCT
cblr-3012	55	1	81	81	NUM
cblr-3012	55	2	ec	ec	PROPN
cblr-3012	55	3	.	.	PUNCT
cblr-3012	56	1	first	first	ADV
cblr-3012	56	2	,	,	PUNCT
cblr-3012	56	3	in	in	ADP
cblr-3012	56	4	its	its	PRON
cblr-3012	56	5	1995	1995	NUM
cblr-3012	56	6	notice	notice	NOUN
cblr-3012	56	7	on	on	ADP
cblr-3012	56	8	the	the	DET
cblr-3012	56	9	application	application	NOUN
cblr-3012	56	10	of	of	ADP
cblr-3012	56	11	the	the	DET
cblr-3012	56	12	ec	ec	PROPN
cblr-3012	56	13	competition	competition	NOUN
cblr-3012	56	14	rules	rule	NOUN
cblr-3012	56	15	to	to	ADP
cblr-3012	56	16	cross	cross	ADJ
cblr-3012	56	17	-	-	ADJ
cblr-3012	56	18	border	border	ADJ
cblr-3012	56	19	credit	credit	NOUN
cblr-3012	56	20	transfers	transfer	NOUN
cblr-3012	56	21	,	,	PUNCT
cblr-3012	56	22	the	the	DET
cblr-3012	56	23	commission	commission	NOUN
cblr-3012	56	24	accepted	accept	VERB
cblr-3012	56	25	mifs	mif	NOUN
cblr-3012	56	26	for	for	ADP
cblr-3012	56	27	socalled	socalle	VERB
cblr-3012	56	28	our	our	PRON
cblr-3012	56	29	-	-	PUNCT
cblr-3012	56	30	transfers	transfer	NOUN
cblr-3012	56	31	(	(	PUNCT
cblr-3012	56	32	remote	remote	ADJ
cblr-3012	56	33	payments	payment	NOUN
cblr-3012	56	34	for	for	ADP
cblr-3012	56	35	which	which	PRON
cblr-3012	56	36	all	all	DET
cblr-3012	56	37	costs	cost	NOUN
cblr-3012	56	38	'	'	PART
cblr-3012	56	39	visa	visa	NOUN
cblr-3012	56	40	sought	seek	VERB
cblr-3012	56	41	to	to	PART
cblr-3012	56	42	obtain	obtain	VERB
cblr-3012	56	43	the	the	DET
cblr-3012	56	44	commission	commission	NOUN
cblr-3012	56	45	's	's	PART
cblr-3012	56	46	approval	approval	NOUN
cblr-3012	56	47	of	of	ADP
cblr-3012	56	48	the	the	DET
cblr-3012	56	49	mif	mif	PROPN
cblr-3012	56	50	and	and	CCONJ
cblr-3012	56	51	other	other	ADJ
cblr-3012	56	52	possible	possible	ADJ
cblr-3012	56	53	restrictions	restriction	NOUN
cblr-3012	56	54	on	on	ADP
cblr-3012	56	55	competition	competition	NOUN
cblr-3012	56	56	in	in	ADP
cblr-3012	56	57	1977	1977	NUM
cblr-3012	56	58	.	.	PUNCT
cblr-3012	57	1	6	6	NUM
cblr-3012	58	1	i	i	NOUN
cblr-3012	58	2	d.	d.	PROPN
cblr-3012	58	3	61	61	NUM
cblr-3012	58	4	n.2	n.2	NOUN
cblr-3012	58	5	.	.	PROPN
cblr-3012	58	6	7	7	NUM
cblr-3012	59	1	i	i	PROPN
cblr-3012	59	2	d.	d.	PROPN
cblr-3012	59	3	$	$	SYM
cblr-3012	59	4	65	65	NUM
cblr-3012	59	5	n.35	n.35	X
cblr-3012	59	6	.	.	PROPN
cblr-3012	59	7	8	8	NUM
cblr-3012	60	1	i	i	PRON
cblr-3012	60	2	d.	d.	PROPN
cblr-3012	60	3	168	168	NUM
cblr-3012	60	4	.	.	PUNCT
cblr-3012	61	1	9	9	NUM
cblr-3012	61	2	i	i	PROPN
cblr-3012	61	3	d.	d.	PROPN
cblr-3012	61	4	t	t	PROPN
cblr-3012	61	5	92	92	NUM
cblr-3012	61	6	.	.	PUNCT
cblr-3012	61	7	"	"	PUNCT
cblr-3012	62	1	the	the	DET
cblr-3012	62	2	amended	amend	VERB
cblr-3012	62	3	mif	mif	PROPN
cblr-3012	62	4	will	will	AUX
cblr-3012	62	5	remain	remain	VERB
cblr-3012	62	6	in	in	ADP
cblr-3012	62	7	effect	effect	NOUN
cblr-3012	62	8	until	until	ADP
cblr-3012	62	9	december	december	PROPN
cblr-3012	62	10	31	31	NUM
cblr-3012	62	11	,	,	PUNCT
cblr-3012	62	12	2007	2007	NUM
cblr-3012	62	13	.	.	PUNCT
cblr-3012	63	1	see	see	VERB
cblr-3012	63	2	i	i	PRON
cblr-3012	63	3	d.	d.	PROPN
cblr-3012	63	4	35	35	NUM
cblr-3012	63	5	(	(	PUNCT
cblr-3012	63	6	art	art	NOUN
cblr-3012	63	7	.	.	PUNCT
cblr-3012	64	1	1	1	NUM
cblr-3012	64	2	for	for	ADP
cblr-3012	64	3	point	point	NOUN
cblr-3012	64	4	of	of	ADP
cblr-3012	64	5	sale	sale	NOUN
cblr-3012	64	6	transactions	transaction	NOUN
cblr-3012	64	7	and	and	CCONJ
cblr-3012	64	8	art	art	NOUN
cblr-3012	64	9	.	.	PUNCT
cblr-3012	65	1	2	2	NUM
cblr-3012	65	2	for	for	ADP
cblr-3012	65	3	mail	mail	NOUN
cblr-3012	65	4	and	and	CCONJ
cblr-3012	65	5	telephone	telephone	NOUN
cblr-3012	65	6	transactions	transaction	NOUN
cblr-3012	65	7	)	)	PUNCT
cblr-3012	65	8	.	.	PUNCT
cblr-3012	66	1	11	11	NUM
cblr-3012	67	1	i	i	PRON
cblr-3012	67	2	d.	d.	PROPN
cblr-3012	67	3	109	109	NUM
cblr-3012	67	4	.	.	PUNCT
cblr-3012	68	1	columbia	columbia	PROPN
cblr-3012	68	2	business	business	PROPN
cblr-3012	68	3	la	la	PROPN
cblr-3012	68	4	w	w	PROPN
cblr-3012	68	5	re	re	VERB
cblr-3012	68	6	view	view	NOUN
cblr-3012	68	7	[	[	X
cblr-3012	68	8	vol	vol	NOUN
cblr-3012	68	9	.	.	PUNCT
cblr-3012	69	1	2005	2005	NUM
cblr-3012	69	2	no	no	NOUN
cblr-3012	69	3	.	.	PUNCT
cblr-3012	70	1	3:703	3:703	NUM
cblr-3012	70	2	]	]	X
cblr-3012	70	3	multila	multila	PROPN
cblr-3012	70	4	teral	teral	ADJ
cblr-3012	70	5	interchange	interchange	NOUN
cblr-3012	70	6	fees	fee	NOUN
cblr-3012	70	7	in	in	ADP
cblr-3012	70	8	the	the	DET
cblr-3012	70	9	e.	e.	PROPN
cblr-3012	70	10	u.	u.	PROPN
cblr-3012	70	11	are	be	AUX
cblr-3012	70	12	imposed	impose	VERB
cblr-3012	70	13	upon	upon	SCONJ
cblr-3012	70	14	on	on	ADP
cblr-3012	70	15	the	the	DET
cblr-3012	70	16	sender),'2	sender),'2	NOUN
cblr-3012	70	17	provided	provide	VERB
cblr-3012	70	18	that	that	SCONJ
cblr-3012	70	19	:	:	PUNCT
cblr-3012	70	20	(	(	PUNCT
cblr-3012	70	21	i	i	NOUN
cblr-3012	70	22	)	)	PUNCT
cblr-3012	70	23	the	the	DET
cblr-3012	70	24	recipient	recipient	NOUN
cblr-3012	70	25	of	of	ADP
cblr-3012	70	26	the	the	DET
cblr-3012	70	27	mif	mif	PROPN
cblr-3012	70	28	,	,	PUNCT
cblr-3012	70	29	i.e.	i.e.	X
cblr-3012	70	30	,	,	PUNCT
cblr-3012	70	31	the	the	DET
cblr-3012	70	32	beneficiary	beneficiary	NOUN
cblr-3012	70	33	's	's	PART
cblr-3012	70	34	bank	bank	NOUN
cblr-3012	70	35	,	,	PUNCT
cblr-3012	70	36	would	would	AUX
cblr-3012	70	37	carry	carry	VERB
cblr-3012	70	38	out	out	ADP
cblr-3012	70	39	one	one	NUM
cblr-3012	70	40	or	or	CCONJ
cblr-3012	70	41	more	more	ADJ
cblr-3012	70	42	services	service	NOUN
cblr-3012	70	43	linked	link	VERB
cblr-3012	70	44	to	to	ADP
cblr-3012	70	45	the	the	DET
cblr-3012	70	46	cross	cross	ADJ
cblr-3012	70	47	-	-	ADJ
cblr-3012	70	48	border	border	ADJ
cblr-3012	70	49	nature	nature	NOUN
cblr-3012	70	50	of	of	ADP
cblr-3012	70	51	the	the	DET
cblr-3012	70	52	credit	credit	NOUN
cblr-3012	70	53	transfer	transfer	NOUN
cblr-3012	70	54	;	;	PUNCT
cblr-3012	70	55	and	and	CCONJ
cblr-3012	70	56	(	(	PUNCT
cblr-3012	70	57	ii	ii	NOUN
cblr-3012	70	58	)	)	PUNCT
cblr-3012	70	59	the	the	DET
cblr-3012	70	60	mif	mif	PROPN
cblr-3012	70	61	would	would	AUX
cblr-3012	70	62	reflect	reflect	VERB
cblr-3012	70	63	the	the	DET
cblr-3012	70	64	average	average	ADJ
cblr-3012	70	65	cost	cost	NOUN
cblr-3012	70	66	of	of	ADP
cblr-3012	70	67	these	these	DET
cblr-3012	70	68	services	service	NOUN
cblr-3012	70	69	as	as	SCONJ
cblr-3012	70	70	supplied	supply	VERB
cblr-3012	70	71	to	to	ADP
cblr-3012	70	72	all	all	DET
cblr-3012	70	73	beneficiary	beneficiary	ADJ
cblr-3012	70	74	banks	bank	NOUN
cblr-3012	70	75	involved	involve	VERB
cblr-3012	70	76	in	in	ADP
cblr-3012	70	77	the	the	DET
cblr-3012	70	78	system.13	system.13	NOUN
cblr-3012	70	79	second	second	ADJ
cblr-3012	70	80	,	,	PUNCT
cblr-3012	70	81	in	in	ADP
cblr-3012	70	82	accept	accept	NOUN
cblr-3012	70	83	-	-	PUNCT
cblr-3012	70	84	giro	giro	NOUN
cblr-3012	70	85	,	,	PUNCT
cblr-3012	70	86	a	a	DET
cblr-3012	70	87	case	case	NOUN
cblr-3012	70	88	concerning	concern	VERB
cblr-3012	70	89	a	a	DET
cblr-3012	70	90	dutch	dutch	ADJ
cblr-3012	70	91	domestic	domestic	ADJ
cblr-3012	70	92	remote	remote	ADJ
cblr-3012	70	93	payment	payment	NOUN
cblr-3012	70	94	system	system	NOUN
cblr-3012	70	95	,	,	PUNCT
cblr-3012	70	96	the	the	DET
cblr-3012	70	97	commission	commission	NOUN
cblr-3012	70	98	issued	issue	VERB
cblr-3012	70	99	a	a	DET
cblr-3012	70	100	notice	notice	NOUN
cblr-3012	70	101	announcing	announce	VERB
cblr-3012	70	102	that	that	SCONJ
cblr-3012	70	103	credit	credit	NOUN
cblr-3012	70	104	banks	bank	NOUN
cblr-3012	70	105	could	could	AUX
cblr-3012	70	106	permissibly	permissibly	ADV
cblr-3012	70	107	pay	pay	VERB
cblr-3012	70	108	an	an	DET
cblr-3012	70	109	mif	mif	NOUN
cblr-3012	70	110	to	to	ADP
cblr-3012	70	111	the	the	DET
cblr-3012	70	112	debit	debit	NOUN
cblr-3012	70	113	banks	bank	NOUN
cblr-3012	70	114	because	because	SCONJ
cblr-3012	70	115	this	this	DET
cblr-3012	70	116	fee	fee	NOUN
cblr-3012	70	117	was	be	AUX
cblr-3012	70	118	based	base	VERB
cblr-3012	70	119	on	on	ADP
cblr-3012	70	120	the	the	DET
cblr-3012	70	121	cost	cost	NOUN
cblr-3012	70	122	of	of	ADP
cblr-3012	70	123	processing	process	VERB
cblr-3012	70	124	the	the	DET
cblr-3012	70	125	payment	payment	NOUN
cblr-3012	70	126	as	as	SCONJ
cblr-3012	70	127	incurred	incur	VERB
cblr-3012	70	128	by	by	ADP
cblr-3012	70	129	the	the	DET
cblr-3012	70	130	most	most	ADV
cblr-3012	70	131	efficient	efficient	ADJ
cblr-3012	70	132	debit	debit	NOUN
cblr-3012	70	133	bank	bank	NOUN
cblr-3012	70	134	.	.	PUNCT
cblr-3012	71	1	14	14	NUM
cblr-3012	71	2	incidentally	incidentally	ADV
cblr-3012	71	3	,	,	PUNCT
cblr-3012	71	4	the	the	DET
cblr-3012	71	5	mif	mif	PROPN
cblr-3012	71	6	covered	cover	VERB
cblr-3012	71	7	only	only	ADV
cblr-3012	71	8	half	half	NOUN
cblr-3012	71	9	of	of	ADP
cblr-3012	71	10	these	these	DET
cblr-3012	71	11	costs	cost	NOUN
cblr-3012	71	12	,	,	PUNCT
cblr-3012	71	13	as	as	SCONJ
cblr-3012	71	14	debit	debit	VERB
cblr-3012	71	15	banks	bank	NOUN
cblr-3012	71	16	themselves	themselves	PRON
cblr-3012	71	17	bore	bear	VERB
cblr-3012	71	18	the	the	DET
cblr-3012	71	19	other	other	ADJ
cblr-3012	71	20	half	half	NOUN
cblr-3012	71	21	.	.	PUNCT
cblr-3012	72	1	in	in	ADP
cblr-3012	72	2	other	other	ADJ
cblr-3012	72	3	words	word	NOUN
cblr-3012	72	4	,	,	PUNCT
cblr-3012	72	5	in	in	ADP
cblr-3012	72	6	accept	accept	NOUN
cblr-3012	72	7	-	-	PUNCT
cblr-3012	72	8	giro	giro	NOUN
cblr-3012	72	9	,	,	PUNCT
cblr-3012	72	10	the	the	DET
cblr-3012	72	11	mif	mif	PROPN
cblr-3012	72	12	allocated	allocate	VERB
cblr-3012	72	13	costs	cost	NOUN
cblr-3012	72	14	equally	equally	ADV
cblr-3012	72	15	between	between	ADP
cblr-3012	72	16	the	the	DET
cblr-3012	72	17	two	two	NUM
cblr-3012	72	18	sides	side	NOUN
cblr-3012	72	19	of	of	ADP
cblr-3012	72	20	the	the	DET
cblr-3012	72	21	market	market	NOUN
cblr-3012	72	22	,	,	PUNCT
cblr-3012	72	23	as	as	ADP
cblr-3012	72	24	in	in	ADP
cblr-3012	72	25	a	a	DET
cblr-3012	72	26	sharetransfer	sharetransfer	NOUN
cblr-3012	72	27	.	.	PUNCT
cblr-3012	72	28	"	"	PUNCT
cblr-3012	72	29	b.	b.	PROPN
cblr-3012	72	30	the	the	DET
cblr-3012	72	31	visa	visa	NOUN
cblr-3012	72	32	international	international	ADJ
cblr-3012	72	33	decision	decision	NOUN
cblr-3012	72	34	to	to	PART
cblr-3012	72	35	gain	gain	VERB
cblr-3012	72	36	a	a	DET
cblr-3012	72	37	complete	complete	ADJ
cblr-3012	72	38	understanding	understanding	NOUN
cblr-3012	72	39	of	of	ADP
cblr-3012	72	40	the	the	DET
cblr-3012	72	41	commission	commission	NOUN
cblr-3012	72	42	's	's	PART
cblr-3012	72	43	decision	decision	NOUN
cblr-3012	72	44	,	,	PUNCT
cblr-3012	72	45	one	one	PRON
cblr-3012	72	46	must	must	AUX
cblr-3012	72	47	bear	bear	VERB
cblr-3012	72	48	in	in	ADP
cblr-3012	72	49	mind	mind	NOUN
cblr-3012	72	50	the	the	DET
cblr-3012	72	51	dualistic	dualistic	ADJ
cblr-3012	72	52	structure	structure	NOUN
cblr-3012	72	53	of	of	ADP
cblr-3012	72	54	art	art	NOUN
cblr-3012	72	55	.	.	PUNCT
cblr-3012	73	1	81	81	NUM
cblr-3012	73	2	ec	ec	PROPN
cblr-3012	73	3	.	.	PUNCT
cblr-3012	74	1	in	in	ADP
cblr-3012	74	2	1957	1957	NUM
cblr-3012	74	3	,	,	PUNCT
cblr-3012	74	4	the	the	DET
cblr-3012	74	5	ec	ec	PROPN
cblr-3012	74	6	's	's	PART
cblr-3012	74	7	founding	found	VERB
cblr-3012	74	8	fathers	father	NOUN
cblr-3012	74	9	drafted	draft	VERB
cblr-3012	74	10	art	art	NOUN
cblr-3012	74	11	.	.	PUNCT
cblr-3012	75	1	81	81	NUM
cblr-3012	75	2	ec	ec	PROPN
cblr-3012	75	3	to	to	PART
cblr-3012	75	4	embody	embody	VERB
cblr-3012	75	5	this	this	DET
cblr-3012	75	6	dualism	dualism	NOUN
cblr-3012	75	7	.	.	PUNCT
cblr-3012	76	1	in	in	ADP
cblr-3012	76	2	essence	essence	NOUN
cblr-3012	76	3	,	,	PUNCT
cblr-3012	76	4	art	art	NOUN
cblr-3012	76	5	.	.	PUNCT
cblr-3012	77	1	81	81	NUM
cblr-3012	77	2	-	-	SYM
cblr-3012	77	3	1	1	NUM
cblr-3012	77	4	ec	ec	PROPN
cblr-3012	77	5	prohibits	prohibit	VERB
cblr-3012	77	6	any	any	DET
cblr-3012	77	7	agreement	agreement	NOUN
cblr-3012	77	8	whereby	whereby	SCONJ
cblr-3012	77	9	parties	party	NOUN
cblr-3012	77	10	restrict	restrict	VERB
cblr-3012	77	11	their	their	PRON
cblr-3012	77	12	12	12	NUM
cblr-3012	77	13	share	share	NOUN
cblr-3012	77	14	-	-	PUNCT
cblr-3012	77	15	transfers	transfer	NOUN
cblr-3012	77	16	,	,	PUNCT
cblr-3012	77	17	in	in	ADP
cblr-3012	77	18	which	which	PRON
cblr-3012	77	19	the	the	DET
cblr-3012	77	20	sender	sender	NOUN
cblr-3012	77	21	and	and	CCONJ
cblr-3012	77	22	beneficiary	beneficiary	NOUN
cblr-3012	77	23	share	share	NOUN
cblr-3012	77	24	all	all	DET
cblr-3012	77	25	costs	cost	NOUN
cblr-3012	77	26	,	,	PUNCT
cblr-3012	77	27	are	be	AUX
cblr-3012	77	28	compared	compare	VERB
cblr-3012	77	29	with	with	ADP
cblr-3012	77	30	ben	ben	PROPN
cblr-3012	77	31	-	-	PUNCT
cblr-3012	77	32	transfers	transfer	NOUN
cblr-3012	77	33	,	,	PUNCT
cblr-3012	77	34	in	in	ADP
cblr-3012	77	35	which	which	PRON
cblr-3012	77	36	the	the	DET
cblr-3012	77	37	beneficiary	beneficiary	NOUN
cblr-3012	77	38	incurs	incur	VERB
cblr-3012	77	39	all	all	DET
cblr-3012	77	40	costs	cost	NOUN
cblr-3012	77	41	.	.	PUNCT
cblr-3012	78	1	'	'	PUNCT
cblr-3012	78	2	3	3	NUM
cblr-3012	78	3	see	see	VERB
cblr-3012	78	4	1995	1995	NUM
cblr-3012	78	5	o.j	o.j	PROPN
cblr-3012	78	6	.	.	PUNCT
cblr-3012	79	1	(	(	PUNCT
cblr-3012	79	2	c	c	NOUN
cblr-3012	79	3	251	251	NUM
cblr-3012	79	4	)	)	PUNCT
cblr-3012	79	5	3	3	NUM
cblr-3012	79	6	h	h	NOUN
cblr-3012	79	7	53	53	NUM
cblr-3012	79	8	-	-	SYM
cblr-3012	79	9	56	56	NUM
cblr-3012	79	10	.	.	PUNCT
cblr-3012	80	1	for	for	ADP
cblr-3012	80	2	a	a	DET
cblr-3012	80	3	commentary	commentary	NOUN
cblr-3012	80	4	,	,	PUNCT
cblr-3012	80	5	see	see	VERB
cblr-3012	80	6	h.	h.	PROPN
cblr-3012	80	7	piffaut	piffaut	PROPN
cblr-3012	80	8	&	&	CCONJ
cblr-3012	80	9	c.	c.	PROPN
cblr-3012	80	10	williams	williams	PROPN
cblr-3012	80	11	,	,	PUNCT
cblr-3012	80	12	financial	financial	ADJ
cblr-3012	80	13	services	service	NOUN
cblr-3012	80	14	,	,	PUNCT
cblr-3012	80	15	in	in	ADP
cblr-3012	80	16	the	the	DET
cblr-3012	80	17	ec	ec	PROPN
cblr-3012	80	18	law	law	NOUN
cblr-3012	80	19	of	of	ADP
cblr-3012	80	20	competition	competition	NOUN
cblr-3012	80	21	635	635	NUM
cblr-3012	80	22	(	(	PUNCT
cblr-3012	80	23	faull	faull	PROPN
cblr-3012	80	24	&	&	CCONJ
cblr-3012	80	25	nikpay	nikpay	VERB
cblr-3012	80	26	eds	ed	NOUN
cblr-3012	80	27	.	.	PROPN
cblr-3012	80	28	,	,	PUNCT
cblr-3012	80	29	oxford	oxford	PROPN
cblr-3012	80	30	univ	univ	PROPN
cblr-3012	80	31	.	.	PUNCT
cblr-3012	81	1	press	press	PROPN
cblr-3012	81	2	1999	1999	NUM
cblr-3012	81	3	)	)	PUNCT
cblr-3012	81	4	.	.	PUNCT
cblr-3012	82	1	although	although	SCONJ
cblr-3012	82	2	it	it	PRON
cblr-3012	82	3	focuses	focus	VERB
cblr-3012	82	4	on	on	ADP
cblr-3012	82	5	our	our	PRON
cblr-3012	82	6	-	-	PUNCT
cblr-3012	82	7	transfers	transfer	NOUN
cblr-3012	82	8	,	,	PUNCT
cblr-3012	82	9	this	this	DET
cblr-3012	82	10	notice	notice	NOUN
cblr-3012	82	11	was	be	AUX
cblr-3012	82	12	never	never	ADV
cblr-3012	82	13	meant	mean	VERB
cblr-3012	82	14	to	to	PART
cblr-3012	82	15	imply	imply	VERB
cblr-3012	82	16	that	that	SCONJ
cblr-3012	82	17	the	the	DET
cblr-3012	82	18	commission	commission	NOUN
cblr-3012	82	19	would	would	AUX
cblr-3012	82	20	only	only	ADV
cblr-3012	82	21	accept	accept	VERB
cblr-3012	82	22	mifs	mif	NOUN
cblr-3012	82	23	that	that	PRON
cblr-3012	82	24	shifted	shift	VERB
cblr-3012	82	25	costs	cost	NOUN
cblr-3012	82	26	to	to	ADP
cblr-3012	82	27	the	the	DET
cblr-3012	82	28	debit	debit	NOUN
cblr-3012	82	29	side	side	NOUN
cblr-3012	82	30	.	.	PUNCT
cblr-3012	83	1	as	as	ADP
cblr-3012	83	2	a	a	DET
cblr-3012	83	3	matter	matter	NOUN
cblr-3012	83	4	of	of	ADP
cblr-3012	83	5	fact	fact	NOUN
cblr-3012	83	6	,	,	PUNCT
cblr-3012	83	7	in	in	ADP
cblr-3012	83	8	most	most	ADJ
cblr-3012	83	9	cases	case	NOUN
cblr-3012	83	10	the	the	DET
cblr-3012	83	11	mif	mif	PROPN
cblr-3012	83	12	shifts	shift	NOUN
cblr-3012	83	13	costs	cost	VERB
cblr-3012	83	14	to	to	ADP
cblr-3012	83	15	the	the	DET
cblr-3012	83	16	credit	credit	NOUN
cblr-3012	83	17	side	side	NOUN
cblr-3012	83	18	.	.	PUNCT
cblr-3012	84	1	the	the	DET
cblr-3012	84	2	notice	notice	NOUN
cblr-3012	84	3	focused	focus	VERB
cblr-3012	84	4	only	only	ADV
cblr-3012	84	5	on	on	ADP
cblr-3012	84	6	our	our	PRON
cblr-3012	84	7	-	-	PUNCT
cblr-3012	84	8	transfers	transfer	NOUN
cblr-3012	84	9	because	because	SCONJ
cblr-3012	84	10	it	it	PRON
cblr-3012	84	11	accompanied	accompany	VERB
cblr-3012	84	12	a	a	DET
cblr-3012	84	13	draft	draft	NOUN
cblr-3012	84	14	council	council	NOUN
cblr-3012	84	15	directive	directive	NOUN
cblr-3012	84	16	that	that	PRON
cblr-3012	84	17	qualified	qualify	VERB
cblr-3012	84	18	these	these	DET
cblr-3012	84	19	transfers	transfer	NOUN
cblr-3012	84	20	as	as	ADP
cblr-3012	84	21	the	the	DET
cblr-3012	84	22	(	(	PUNCT
cblr-3012	84	23	preferred	preferred	ADJ
cblr-3012	84	24	)	)	PUNCT
cblr-3012	84	25	default	default	NOUN
cblr-3012	84	26	situation	situation	NOUN
cblr-3012	84	27	.	.	PUNCT
cblr-3012	85	1	14	14	NUM
cblr-3012	85	2	see	see	VERB
cblr-3012	85	3	1997	1997	NUM
cblr-3012	85	4	o.j	o.j	PROPN
cblr-3012	85	5	.	.	PUNCT
cblr-3012	86	1	(	(	PUNCT
cblr-3012	86	2	c	c	NOUN
cblr-3012	86	3	273	273	NUM
cblr-3012	86	4	)	)	PUNCT
cblr-3012	86	5	12	12	NUM
cblr-3012	86	6	20	20	NUM
cblr-3012	86	7	&	&	CCONJ
cblr-3012	86	8	24	24	NUM
cblr-3012	86	9	.	.	PUNCT
cblr-3012	87	1	in	in	ADP
cblr-3012	87	2	the	the	DET
cblr-3012	87	3	end	end	NOUN
cblr-3012	87	4	,	,	PUNCT
cblr-3012	87	5	the	the	DET
cblr-3012	87	6	commission	commission	NOUN
cblr-3012	87	7	concluded	conclude	VERB
cblr-3012	87	8	that	that	SCONJ
cblr-3012	87	9	art	art	NOUN
cblr-3012	87	10	.	.	PUNCT
cblr-3012	88	1	81	81	NUM
cblr-3012	88	2	-	-	SYM
cblr-3012	88	3	1	1	NUM
cblr-3012	88	4	ec	ec	NOUN
cblr-3012	88	5	did	do	AUX
cblr-3012	88	6	not	not	PART
cblr-3012	88	7	even	even	ADV
cblr-3012	88	8	apply	apply	VERB
cblr-3012	88	9	to	to	ADP
cblr-3012	88	10	the	the	DET
cblr-3012	88	11	accept	accept	VERB
cblr-3012	88	12	-	-	PUNCT
cblr-3012	88	13	giro	giro	NOUN
cblr-3012	88	14	agreement	agreement	NOUN
cblr-3012	88	15	because	because	SCONJ
cblr-3012	88	16	it	it	PRON
cblr-3012	88	17	did	do	AUX
cblr-3012	88	18	not	not	PART
cblr-3012	88	19	affect	affect	VERB
cblr-3012	88	20	trade	trade	NOUN
cblr-3012	88	21	between	between	ADP
cblr-3012	88	22	member	member	NOUN
cblr-3012	88	23	states	state	NOUN
cblr-3012	88	24	to	to	ADP
cblr-3012	88	25	an	an	DET
cblr-3012	88	26	appreciable	appreciable	ADJ
cblr-3012	88	27	extent	extent	NOUN
cblr-3012	88	28	.	.	PUNCT
cblr-3012	89	1	15	15	NUM
cblr-3012	90	1	i	i	PRON
cblr-3012	90	2	d.	d.	PROPN
cblr-3012	90	3	commercial	commercial	ADJ
cblr-3012	90	4	freedom	freedom	NOUN
cblr-3012	90	5	in	in	ADP
cblr-3012	90	6	the	the	DET
cblr-3012	90	7	marketplace	marketplace	NOUN
cblr-3012	90	8	.	.	PUNCT
cblr-3012	91	1	16	16	NUM
cblr-3012	91	2	however	however	ADV
cblr-3012	91	3	,	,	PUNCT
cblr-3012	91	4	under	under	ADP
cblr-3012	91	5	art	art	NOUN
cblr-3012	91	6	.	.	PUNCT
cblr-3012	92	1	81	81	NUM
cblr-3012	92	2	-	-	SYM
cblr-3012	92	3	3	3	NUM
cblr-3012	92	4	ec	ec	PROPN
cblr-3012	92	5	,	,	PUNCT
cblr-3012	92	6	parties	party	NOUN
cblr-3012	92	7	may	may	AUX
cblr-3012	92	8	avoid	avoid	VERB
cblr-3012	92	9	the	the	DET
cblr-3012	92	10	prohibition	prohibition	NOUN
cblr-3012	92	11	of	of	ADP
cblr-3012	92	12	art	art	NOUN
cblr-3012	92	13	.	.	PUNCT
cblr-3012	93	1	81	81	NUM
cblr-3012	93	2	-	-	SYM
cblr-3012	93	3	1	1	NUM
cblr-3012	93	4	ec	ec	NOUN
cblr-3012	93	5	if	if	SCONJ
cblr-3012	93	6	their	their	PRON
cblr-3012	93	7	agreement	agreement	NOUN
cblr-3012	93	8	satisfies	satisfy	VERB
cblr-3012	93	9	four	four	NUM
cblr-3012	93	10	criteria	criterion	NOUN
cblr-3012	93	11	:	:	PUNCT
cblr-3012	93	12	(	(	PUNCT
cblr-3012	93	13	i	i	NOUN
cblr-3012	93	14	)	)	PUNCT
cblr-3012	93	15	the	the	DET
cblr-3012	93	16	agreement	agreement	NOUN
cblr-3012	93	17	must	must	AUX
cblr-3012	93	18	contribute	contribute	VERB
cblr-3012	93	19	to	to	ADP
cblr-3012	93	20	technical	technical	ADJ
cblr-3012	93	21	or	or	CCONJ
cblr-3012	93	22	economic	economic	ADJ
cblr-3012	93	23	progress	progress	NOUN
cblr-3012	93	24	;	;	PUNCT
cblr-3012	93	25	(	(	PUNCT
cblr-3012	93	26	ii	ii	X
cblr-3012	93	27	)	)	PUNCT
cblr-3012	93	28	consumers	consumer	NOUN
cblr-3012	93	29	must	must	AUX
cblr-3012	93	30	get	get	VERB
cblr-3012	93	31	a	a	DET
cblr-3012	93	32	fair	fair	ADJ
cblr-3012	93	33	share	share	NOUN
cblr-3012	93	34	of	of	ADP
cblr-3012	93	35	the	the	DET
cblr-3012	93	36	resulting	result	VERB
cblr-3012	93	37	benefit	benefit	NOUN
cblr-3012	93	38	;	;	PUNCT
cblr-3012	93	39	(	(	PUNCT
cblr-3012	93	40	iii	iii	X
cblr-3012	93	41	)	)	PUNCT
cblr-3012	93	42	the	the	DET
cblr-3012	93	43	restriction	restriction	NOUN
cblr-3012	93	44	on	on	ADP
cblr-3012	93	45	competition	competition	NOUN
cblr-3012	93	46	must	must	AUX
cblr-3012	93	47	be	be	AUX
cblr-3012	93	48	necessary	necessary	ADJ
cblr-3012	93	49	to	to	PART
cblr-3012	93	50	secure	secure	VERB
cblr-3012	93	51	the	the	DET
cblr-3012	93	52	attainment	attainment	NOUN
cblr-3012	93	53	of	of	ADP
cblr-3012	93	54	these	these	DET
cblr-3012	93	55	objectives	objective	NOUN
cblr-3012	93	56	;	;	PUNCT
cblr-3012	93	57	and	and	CCONJ
cblr-3012	93	58	(	(	PUNCT
cblr-3012	93	59	iv	iv	X
cblr-3012	93	60	)	)	PUNCT
cblr-3012	93	61	the	the	DET
cblr-3012	93	62	restriction	restriction	NOUN
cblr-3012	93	63	must	must	AUX
cblr-3012	93	64	not	not	PART
cblr-3012	93	65	lead	lead	VERB
cblr-3012	93	66	to	to	ADP
cblr-3012	93	67	a	a	DET
cblr-3012	93	68	substantial	substantial	ADJ
cblr-3012	93	69	lessening	lessening	NOUN
cblr-3012	93	70	of	of	ADP
cblr-3012	93	71	competition	competition	NOUN
cblr-3012	93	72	.	.	PUNCT
cblr-3012	94	1	17	17	NUM
cblr-3012	94	2	a	a	DET
cblr-3012	94	3	lot	lot	NOUN
cblr-3012	94	4	of	of	ADP
cblr-3012	94	5	ink	ink	NOUN
cblr-3012	94	6	has	have	AUX
cblr-3012	94	7	already	already	ADV
cblr-3012	94	8	been	be	AUX
cblr-3012	94	9	spilled	spill	VERB
cblr-3012	94	10	over	over	ADP
cblr-3012	94	11	this	this	DET
cblr-3012	94	12	dualism	dualism	NOUN
cblr-3012	94	13	.	.	PUNCT
cblr-3012	95	1	was	be	AUX
cblr-3012	95	2	art	art	NOUN
cblr-3012	95	3	.	.	PUNCT
cblr-3012	96	1	81	81	NUM
cblr-3012	96	2	-	-	SYM
cblr-3012	96	3	3	3	NUM
cblr-3012	96	4	ec	ec	PROPN
cblr-3012	96	5	the	the	DET
cblr-3012	96	6	ec	ec	PROPN
cblr-3012	96	7	's	's	PART
cblr-3012	96	8	equivalent	equivalent	NOUN
cblr-3012	96	9	of	of	ADP
cblr-3012	96	10	the	the	DET
cblr-3012	96	11	american	american	ADJ
cblr-3012	96	12	"	"	PUNCT
cblr-3012	96	13	rule	rule	NOUN
cblr-3012	96	14	of	of	ADP
cblr-3012	96	15	reason	reason	NOUN
cblr-3012	96	16	,	,	PUNCT
cblr-3012	96	17	"	"	PUNCT
cblr-3012	96	18	whereby	whereby	SCONJ
cblr-3012	96	19	antitrust	antitrust	ADJ
cblr-3012	96	20	enforcers	enforcer	NOUN
cblr-3012	96	21	must	must	AUX
cblr-3012	96	22	balance	balance	VERB
cblr-3012	96	23	the	the	DET
cblr-3012	96	24	procompetitive	procompetitive	ADJ
cblr-3012	96	25	and	and	CCONJ
cblr-3012	96	26	anticompetitive	anticompetitive	ADJ
cblr-3012	96	27	effects	effect	NOUN
cblr-3012	96	28	of	of	ADP
cblr-3012	96	29	an	an	DET
cblr-3012	96	30	agreement	agreement	NOUN
cblr-3012	96	31	?	?	PUNCT
cblr-3012	97	1	or	or	CCONJ
cblr-3012	97	2	,	,	PUNCT
cblr-3012	97	3	could	could	AUX
cblr-3012	97	4	art	art	VERB
cblr-3012	97	5	.	.	PUNCT
cblr-3012	98	1	81	81	NUM
cblr-3012	98	2	-	-	SYM
cblr-3012	98	3	3	3	NUM
cblr-3012	98	4	ec	ec	NOUN
cblr-3012	98	5	serve	serve	VERB
cblr-3012	98	6	as	as	ADP
cblr-3012	98	7	a	a	DET
cblr-3012	98	8	basis	basis	NOUN
cblr-3012	98	9	for	for	ADP
cblr-3012	98	10	clearing	clear	VERB
cblr-3012	98	11	anticompetitive	anticompetitive	ADJ
cblr-3012	98	12	agreements	agreement	NOUN
cblr-3012	98	13	on	on	ADP
cblr-3012	98	14	grounds	ground	NOUN
cblr-3012	98	15	unrelated	unrelated	ADJ
cblr-3012	98	16	to	to	PART
cblr-3012	98	17	orthodox	orthodox	VERB
cblr-3012	98	18	antitrust	antitrust	ADJ
cblr-3012	98	19	policy	policy	NOUN
cblr-3012	98	20	(	(	PUNCT
cblr-3012	98	21	e.g.	e.g.	ADV
cblr-3012	98	22	,	,	PUNCT
cblr-3012	98	23	employment	employment	NOUN
cblr-3012	98	24	,	,	PUNCT
cblr-3012	98	25	environmental	environmental	ADJ
cblr-3012	98	26	or	or	CCONJ
cblr-3012	98	27	industrial	industrial	ADJ
cblr-3012	98	28	policy	policy	NOUN
cblr-3012	98	29	grounds	ground	NOUN
cblr-3012	98	30	)	)	PUNCT
cblr-3012	98	31	?	?	PUNCT
cblr-3012	99	1	recently	recently	ADV
cblr-3012	99	2	,	,	PUNCT
cblr-3012	99	3	the	the	DET
cblr-3012	99	4	commission	commission	NOUN
cblr-3012	99	5	has	have	AUX
cblr-3012	99	6	clarified	clarify	VERB
cblr-3012	99	7	that	that	SCONJ
cblr-3012	99	8	under	under	ADP
cblr-3012	99	9	art	art	NOUN
cblr-3012	99	10	.	.	PUNCT
cblr-3012	100	1	81	81	NUM
cblr-3012	100	2	-	-	SYM
cblr-3012	100	3	3	3	NUM
cblr-3012	100	4	ec	ec	PROPN
cblr-3012	100	5	,	,	PUNCT
cblr-3012	100	6	it	it	PRON
cblr-3012	100	7	will	will	AUX
cblr-3012	100	8	assess	assess	VERB
cblr-3012	100	9	agreements	agreement	NOUN
cblr-3012	100	10	by	by	ADP
cblr-3012	100	11	balancing	balance	VERB
cblr-3012	100	12	their	their	PRON
cblr-3012	100	13	procompetitive	procompetitive	ADJ
cblr-3012	100	14	and	and	CCONJ
cblr-3012	100	15	anticompetitive	anticompetitive	ADJ
cblr-3012	100	16	effects	effect	NOUN
cblr-3012	100	17	.	.	PUNCT
cblr-3012	100	18	'	'	PUNCT
cblr-3012	101	1	although	although	SCONJ
cblr-3012	101	2	this	this	DET
cblr-3012	101	3	proposition	proposition	NOUN
cblr-3012	101	4	sounds	sound	VERB
cblr-3012	101	5	like	like	ADP
cblr-3012	101	6	a	a	DET
cblr-3012	101	7	"	"	PUNCT
cblr-3012	101	8	rule	rule	NOUN
cblr-3012	101	9	of	of	ADP
cblr-3012	101	10	reason	reason	NOUN
cblr-3012	101	11	,	,	PUNCT
cblr-3012	101	12	"	"	PUNCT
cblr-3012	101	13	the	the	DET
cblr-3012	101	14	results	result	NOUN
cblr-3012	101	15	may	may	AUX
cblr-3012	101	16	play	play	VERB
cblr-3012	101	17	out	out	ADP
cblr-3012	101	18	differently	differently	ADV
cblr-3012	101	19	on	on	ADP
cblr-3012	101	20	the	the	DET
cblr-3012	101	21	ground	ground	NOUN
cblr-3012	101	22	.	.	PUNCT
cblr-3012	102	1	under	under	ADP
cblr-3012	102	2	art	art	NOUN
cblr-3012	102	3	.	.	PUNCT
cblr-3012	103	1	81	81	NUM
cblr-3012	103	2	-	-	SYM
cblr-3012	103	3	1	1	NUM
cblr-3012	103	4	ec	ec	PROPN
cblr-3012	103	5	,	,	PUNCT
cblr-3012	103	6	the	the	DET
cblr-3012	103	7	commission	commission	NOUN
cblr-3012	103	8	usually	usually	ADV
cblr-3012	103	9	examines	examine	VERB
cblr-3012	103	10	the	the	DET
cblr-3012	103	11	extent	extent	NOUN
cblr-3012	103	12	to	to	PART
cblr-3012	103	13	which	which	PRON
cblr-3012	103	14	agreements	agreement	NOUN
cblr-3012	103	15	may	may	AUX
cblr-3012	103	16	distort	distort	VERB
cblr-3012	103	17	the	the	DET
cblr-3012	103	18	process	process	NOUN
cblr-3012	103	19	of	of	ADP
cblr-3012	103	20	competition	competition	NOUN
cblr-3012	103	21	between	between	ADP
cblr-3012	103	22	suppliers	supplier	NOUN
cblr-3012	103	23	in	in	ADP
cblr-3012	103	24	one	one	NUM
cblr-3012	103	25	or	or	CCONJ
cblr-3012	103	26	more	more	ADV
cblr-3012	103	27	relevant	relevant	ADJ
cblr-3012	103	28	markets	market	NOUN
cblr-3012	103	29	.	.	PUNCT
cblr-3012	104	1	19	19	NUM
cblr-3012	104	2	agreements	agreement	NOUN
cblr-3012	104	3	that	that	PRON
cblr-3012	104	4	distort	distort	VERB
cblr-3012	104	5	this	this	DET
cblr-3012	104	6	process	process	NOUN
cblr-3012	104	7	to	to	ADP
cblr-3012	104	8	an	an	DET
cblr-3012	104	9	appreciable	appreciable	ADJ
cblr-3012	104	10	extent	extent	NOUN
cblr-3012	104	11	are	be	AUX
cblr-3012	104	12	,	,	PUNCT
cblr-3012	104	13	in	in	ADP
cblr-3012	104	14	principle	principle	NOUN
cblr-3012	104	15	,	,	PUNCT
cblr-3012	104	16	prohibited	prohibit	VERB
cblr-3012	104	17	.	.	PUNCT
cblr-3012	105	1	however	however	ADV
cblr-3012	105	2	,	,	PUNCT
cblr-3012	105	3	these	these	DET
cblr-3012	105	4	agreements	agreement	NOUN
cblr-3012	105	5	will	will	AUX
cblr-3012	105	6	escape	escape	VERB
cblr-3012	105	7	this	this	DET
cblr-3012	105	8	prohibition	prohibition	NOUN
cblr-3012	105	9	pursuant	pursuant	ADJ
cblr-3012	105	10	to	to	ADP
cblr-3012	105	11	art	art	NOUN
cblr-3012	105	12	.	.	PUNCT
cblr-3012	106	1	81	81	NUM
cblr-3012	106	2	-	-	SYM
cblr-3012	106	3	3	3	NUM
cblr-3012	106	4	ec	ec	NOUN
cblr-3012	106	5	if	if	SCONJ
cblr-3012	106	6	they	they	PRON
cblr-3012	106	7	give	give	VERB
cblr-3012	106	8	rise	rise	NOUN
cblr-3012	106	9	to	to	ADP
cblr-3012	106	10	efficiencies	efficiency	NOUN
cblr-3012	106	11	that	that	PRON
cblr-3012	106	12	outweigh	outweigh	VERB
cblr-3012	106	13	the	the	DET
cblr-3012	106	14	distortion	distortion	NOUN
cblr-3012	106	15	of	of	ADP
cblr-3012	106	16	the	the	DET
cblr-3012	106	17	competitive	competitive	ADJ
cblr-3012	106	18	process	process	NOUN
cblr-3012	106	19	.	.	PUNCT
cblr-3012	107	1	20	20	NUM
cblr-3012	107	2	to	to	PART
cblr-3012	107	3	fully	fully	ADV
cblr-3012	107	4	appreciate	appreciate	VERB
cblr-3012	107	5	the	the	DET
cblr-3012	107	6	dichotomy	dichotomy	NOUN
cblr-3012	107	7	between	between	ADP
cblr-3012	107	8	art	art	NOUN
cblr-3012	107	9	.	.	PUNCT
cblr-3012	108	1	81	81	NUM
cblr-3012	108	2	-	-	SYM
cblr-3012	108	3	1	1	NUM
cblr-3012	108	4	ec	ec	PROPN
cblr-3012	108	5	's	's	PART
cblr-3012	108	6	process	process	NOUN
cblr-3012	108	7	-	-	PUNCT
cblr-3012	108	8	oriented	orient	VERB
cblr-3012	108	9	view	view	NOUN
cblr-3012	108	10	of	of	ADP
cblr-3012	108	11	competition	competition	NOUN
cblr-3012	108	12	and	and	CCONJ
cblr-3012	108	13	art	art	NOUN
cblr-3012	108	14	.	.	PUNCT
cblr-3012	109	1	81	81	NUM
cblr-3012	109	2	-	-	SYM
cblr-3012	109	3	3	3	NUM
cblr-3012	109	4	ec	ec	PROPN
cblr-3012	109	5	's	's	PART
cblr-3012	109	6	result	result	NOUN
cblr-3012	109	7	-	-	PUNCT
cblr-3012	109	8	oriented	orient	VERB
cblr-3012	109	9	view	view	NOUN
cblr-3012	109	10	of	of	ADP
cblr-3012	109	11	competition	competition	NOUN
cblr-3012	109	12	,	,	PUNCT
cblr-3012	109	13	one	one	PRON
cblr-3012	109	14	should	should	AUX
cblr-3012	109	15	consider	consider	VERB
cblr-3012	109	16	the	the	DET
cblr-3012	109	17	16	16	NUM
cblr-3012	109	18	see	see	NOUN
cblr-3012	109	19	communication	communication	NOUN
cblr-3012	109	20	from	from	ADP
cblr-3012	109	21	the	the	DET
cblr-3012	109	22	commission	commission	NOUN
cblr-3012	109	23	,	,	PUNCT
cblr-3012	109	24	guidelines	guideline	NOUN
cblr-3012	109	25	on	on	ADP
cblr-3012	109	26	the	the	DET
cblr-3012	109	27	application	application	NOUN
cblr-3012	109	28	of	of	ADP
cblr-3012	109	29	art	art	NOUN
cblr-3012	109	30	.	.	PUNCT
cblr-3012	110	1	81(3	81(3	NUM
cblr-3012	110	2	)	)	PUNCT
cblr-3012	110	3	of	of	ADP
cblr-3012	110	4	the	the	DET
cblr-3012	110	5	treaty	treaty	NOUN
cblr-3012	110	6	,	,	PUNCT
cblr-3012	110	7	2004	2004	NUM
cblr-3012	110	8	o.j	o.j	PROPN
cblr-3012	110	9	.	.	PUNCT
cblr-3012	111	1	(	(	PUNCT
cblr-3012	111	2	c	c	NOUN
cblr-3012	111	3	101	101	NUM
cblr-3012	111	4	)	)	PUNCT
cblr-3012	111	5	97	97	NUM
cblr-3012	111	6	.	.	NUM
cblr-3012	111	7	17	17	NUM
cblr-3012	112	1	i	i	PRON
cblr-3012	112	2	d.	d.	PROPN
cblr-3012	112	3	34	34	NUM
cblr-3012	112	4	.	.	PROPN
cblr-3012	112	5	18	18	NUM
cblr-3012	113	1	i	i	PROPN
cblr-3012	113	2	d.	d.	PROPN
cblr-3012	113	3	33	33	NUM
cblr-3012	113	4	.	.	PUNCT
cblr-3012	113	5	19	19	NUM
cblr-3012	114	1	i	i	PRON
cblr-3012	114	2	d.	d.	PROPN
cblr-3012	114	3	15	15	NUM
cblr-3012	114	4	.	.	PROPN
cblr-3012	115	1	20	20	NUM
cblr-3012	116	1	i	i	PRON
cblr-3012	116	2	d.	d.	PROPN
cblr-3012	116	3	9	9	NUM
cblr-3012	116	4	43	43	NUM
cblr-3012	116	5	.	.	PUNCT
cblr-3012	117	1	col	col	PROPN
cblr-3012	117	2	umbia	umbia	PROPN
cblr-3012	117	3	b	b	PROPN
cblr-3012	117	4	usiness	usiness	PROPN
cblr-3012	117	5	la	la	PROPN
cblr-3012	117	6	w	w	PROPN
cblr-3012	117	7	re	re	PROPN
cblr-3012	117	8	vie	vie	PROPN
cblr-3012	117	9	w	w	PROPN
cblr-3012	118	1	[	[	X
cblr-3012	118	2	vol	vol	NOUN
cblr-3012	118	3	.	.	PUNCT
cblr-3012	118	4	2005	2005	NUM
cblr-3012	118	5	no	no	NOUN
cblr-3012	118	6	.	.	PUNCT
cblr-3012	119	1	3:703	3:703	NUM
cblr-3012	119	2	]	]	X
cblr-3012	119	3	multilateral	multilateral	ADJ
cblr-3012	119	4	interchange	interchange	NOUN
cblr-3012	119	5	fees	fee	NOUN
cblr-3012	119	6	in	in	ADP
cblr-3012	119	7	the	the	DET
cblr-3012	119	8	e.	e.	PROPN
cblr-3012	119	9	u.	u.	PROPN
cblr-3012	119	10	following	follow	VERB
cblr-3012	119	11	passage	passage	NOUN
cblr-3012	119	12	from	from	ADP
cblr-3012	119	13	the	the	DET
cblr-3012	119	14	commission	commission	NOUN
cblr-3012	119	15	's	's	PART
cblr-3012	119	16	notice	notice	NOUN
cblr-3012	119	17	that	that	PRON
cblr-3012	119	18	contains	contain	VERB
cblr-3012	119	19	guidelines	guideline	NOUN
cblr-3012	119	20	on	on	ADP
cblr-3012	119	21	the	the	DET
cblr-3012	119	22	application	application	NOUN
cblr-3012	119	23	of	of	ADP
cblr-3012	119	24	art	art	NOUN
cblr-3012	119	25	.	.	PUNCT
cblr-3012	120	1	81	81	NUM
cblr-3012	120	2	-	-	SYM
cblr-3012	120	3	3	3	NUM
cblr-3012	120	4	ec	ec	NOUN
cblr-3012	120	5	(	(	PUNCT
cblr-3012	120	6	"	"	PUNCT
cblr-3012	120	7	guidelines	guideline	NOUN
cblr-3012	120	8	on	on	ADP
cblr-3012	120	9	art	art	NOUN
cblr-3012	120	10	.	.	PUNCT
cblr-3012	121	1	81	81	NUM
cblr-3012	121	2	-	-	SYM
cblr-3012	121	3	3	3	NUM
cblr-3012	121	4	"	"	PUNCT
cblr-3012	121	5	):	):	PUNCT
cblr-3012	121	6	agreements	agreement	NOUN
cblr-3012	121	7	that	that	PRON
cblr-3012	121	8	restrict	restrict	VERB
cblr-3012	121	9	competition	competition	NOUN
cblr-3012	121	10	may	may	AUX
cblr-3012	121	11	at	at	ADP
cblr-3012	121	12	the	the	DET
cblr-3012	121	13	same	same	ADJ
cblr-3012	121	14	time	time	NOUN
cblr-3012	121	15	have	have	VERB
cblr-3012	121	16	pro	pro	ADJ
cblr-3012	121	17	-	-	ADJ
cblr-3012	121	18	competitive	competitive	ADJ
cblr-3012	121	19	effects	effect	NOUN
cblr-3012	121	20	by	by	ADP
cblr-3012	121	21	way	way	NOUN
cblr-3012	121	22	of	of	ADP
cblr-3012	121	23	efficiency	efficiency	NOUN
cblr-3012	121	24	gains	gain	NOUN
cblr-3012	121	25	....	....	PUNCT
cblr-3012	122	1	when	when	SCONJ
cblr-3012	122	2	the	the	DET
cblr-3012	122	3	pro	pro	ADJ
cblr-3012	122	4	-	-	ADJ
cblr-3012	122	5	competitive	competitive	ADJ
cblr-3012	122	6	effects	effect	NOUN
cblr-3012	122	7	of	of	ADP
cblr-3012	122	8	an	an	DET
cblr-3012	122	9	agreement	agreement	NOUN
cblr-3012	122	10	outweigh	outweigh	VERB
cblr-3012	122	11	its	its	PRON
cblr-3012	122	12	anti	anti	ADJ
cblr-3012	122	13	-	-	ADJ
cblr-3012	122	14	competitive	competitive	ADJ
cblr-3012	122	15	effects	effect	NOUN
cblr-3012	122	16	the	the	DET
cblr-3012	122	17	agreement	agreement	NOUN
cblr-3012	122	18	is	be	AUX
cblr-3012	122	19	on	on	ADP
cblr-3012	122	20	balance	balance	NOUN
cblr-3012	122	21	pro	pro	ADJ
cblr-3012	122	22	-	-	ADJ
cblr-3012	122	23	competitive	competitive	ADJ
cblr-3012	122	24	and	and	CCONJ
cblr-3012	122	25	compatible	compatible	ADJ
cblr-3012	122	26	with	with	ADP
cblr-3012	122	27	the	the	DET
cblr-3012	122	28	objectives	objective	NOUN
cblr-3012	122	29	of	of	ADP
cblr-3012	122	30	the	the	DET
cblr-3012	122	31	community	community	NOUN
cblr-3012	122	32	competition	competition	NOUN
cblr-3012	122	33	rules	rule	NOUN
cblr-3012	122	34	.	.	PUNCT
cblr-3012	123	1	the	the	DET
cblr-3012	123	2	net	net	ADJ
cblr-3012	123	3	effect	effect	NOUN
cblr-3012	123	4	of	of	ADP
cblr-3012	123	5	such	such	ADJ
cblr-3012	123	6	agreements	agreement	NOUN
cblr-3012	123	7	is	be	AUX
cblr-3012	123	8	to	to	PART
cblr-3012	123	9	promote	promote	VERB
cblr-3012	123	10	the	the	DET
cblr-3012	123	11	very	very	ADJ
cblr-3012	123	12	essence	essence	NOUN
cblr-3012	123	13	of	of	ADP
cblr-3012	123	14	the	the	DET
cblr-3012	123	15	competitive	competitive	ADJ
cblr-3012	123	16	process	process	NOUN
cblr-3012	123	17	,	,	PUNCT
cblr-3012	123	18	namely	namely	ADV
cblr-3012	123	19	to	to	PART
cblr-3012	123	20	win	win	VERB
cblr-3012	123	21	customers	customer	NOUN
cblr-3012	123	22	by	by	ADP
cblr-3012	123	23	offering	offer	VERB
cblr-3012	123	24	better	well	ADJ
cblr-3012	123	25	products	product	NOUN
cblr-3012	123	26	or	or	CCONJ
cblr-3012	123	27	better	well	ADJ
cblr-3012	123	28	prices	price	NOUN
cblr-3012	123	29	than	than	ADP
cblr-3012	123	30	those	those	PRON
cblr-3012	123	31	offered	offer	VERB
cblr-3012	123	32	by	by	ADP
cblr-3012	123	33	rivals	rival	NOUN
cblr-3012	123	34	.	.	PUNCT
cblr-3012	124	1	this	this	DET
cblr-3012	124	2	analytical	analytical	ADJ
cblr-3012	124	3	framework	framework	NOUN
cblr-3012	124	4	is	be	AUX
cblr-3012	124	5	reflected	reflect	VERB
cblr-3012	124	6	in	in	ADP
cblr-3012	124	7	article	article	NOUN
cblr-3012	124	8	81(1	81(1	NUM
cblr-3012	124	9	)	)	PUNCT
cblr-3012	124	10	and	and	CCONJ
cblr-3012	124	11	article	article	NOUN
cblr-3012	124	12	81(3	81(3	NUM
cblr-3012	124	13	)	)	PUNCT
cblr-3012	124	14	.	.	PUNCT
cblr-3012	125	1	the	the	DET
cblr-3012	125	2	latter	latter	ADJ
cblr-3012	125	3	provision	provision	NOUN
cblr-3012	125	4	expressly	expressly	ADV
cblr-3012	125	5	acknowledges	acknowledge	VERB
cblr-3012	125	6	that	that	SCONJ
cblr-3012	125	7	restrictive	restrictive	ADJ
cblr-3012	125	8	agreements	agreement	NOUN
cblr-3012	125	9	may	may	AUX
cblr-3012	125	10	generate	generate	VERB
cblr-3012	125	11	objective	objective	ADJ
cblr-3012	125	12	economic	economic	ADJ
cblr-3012	125	13	benefits	benefit	NOUN
cblr-3012	125	14	so	so	SCONJ
cblr-3012	125	15	as	as	SCONJ
cblr-3012	125	16	to	to	PART
cblr-3012	125	17	outweigh	outweigh	VERB
cblr-3012	125	18	the	the	DET
cblr-3012	125	19	negative	negative	ADJ
cblr-3012	125	20	effects	effect	NOUN
cblr-3012	125	21	of	of	ADP
cblr-3012	125	22	the	the	DET
cblr-3012	125	23	restriction	restriction	NOUN
cblr-3012	125	24	of	of	ADP
cblr-3012	125	25	competition	competition	NOUN
cblr-3012	125	26	.	.	PUNCT
cblr-3012	126	1	21	21	NUM
cblr-3012	126	2	1	1	NUM
cblr-3012	126	3	.	.	PUNCT
cblr-3012	127	1	the	the	DET
cblr-3012	127	2	commission	commission	NOUN
cblr-3012	127	3	's	's	PART
cblr-3012	127	4	three	three	NUM
cblr-3012	127	5	-	-	PUNCT
cblr-3012	127	6	tiered	tiere	VERB
cblr-3012	127	7	reasoning	reasoning	NOUN
cblr-3012	127	8	the	the	DET
cblr-3012	127	9	visa	visa	NOUN
cblr-3012	127	10	international	international	ADJ
cblr-3012	127	11	decision	decision	NOUN
cblr-3012	127	12	reflects	reflect	VERB
cblr-3012	127	13	the	the	DET
cblr-3012	127	14	dualism	dualism	NOUN
cblr-3012	127	15	that	that	PRON
cblr-3012	127	16	is	be	AUX
cblr-3012	127	17	embedded	embed	VERB
cblr-3012	127	18	in	in	ADP
cblr-3012	127	19	art	art	NOUN
cblr-3012	127	20	.	.	PUNCT
cblr-3012	128	1	81	81	NUM
cblr-3012	128	2	ec	ec	PROPN
cblr-3012	128	3	.	.	PUNCT
cblr-3012	129	1	at	at	ADP
cblr-3012	129	2	the	the	DET
cblr-3012	129	3	outset	outset	NOUN
cblr-3012	129	4	,	,	PUNCT
cblr-3012	129	5	the	the	DET
cblr-3012	129	6	commission	commission	NOUN
cblr-3012	129	7	stated	state	VERB
cblr-3012	129	8	that	that	SCONJ
cblr-3012	129	9	visa	visa	NOUN
cblr-3012	129	10	's	's	PART
cblr-3012	129	11	original	original	ADJ
cblr-3012	129	12	mif	mif	NOUN
cblr-3012	129	13	was	be	AUX
cblr-3012	129	14	not	not	PART
cblr-3012	129	15	critical	critical	ADJ
cblr-3012	129	16	to	to	ADP
cblr-3012	129	17	the	the	DET
cblr-3012	129	18	operation	operation	NOUN
cblr-3012	129	19	of	of	ADP
cblr-3012	129	20	the	the	DET
cblr-3012	129	21	visa	visa	NOUN
cblr-3012	129	22	system	system	NOUN
cblr-3012	129	23	.	.	PUNCT
cblr-3012	130	1	moreover	moreover	ADV
cblr-3012	130	2	,	,	PUNCT
cblr-3012	130	3	in	in	ADP
cblr-3012	130	4	applying	apply	VERB
cblr-3012	130	5	art	art	NOUN
cblr-3012	130	6	.	.	PUNCT
cblr-3012	131	1	811	811	NUM
cblr-3012	131	2	ec	ec	PROPN
cblr-3012	131	3	,	,	PUNCT
cblr-3012	131	4	the	the	DET
cblr-3012	131	5	commission	commission	NOUN
cblr-3012	131	6	explained	explain	VERB
cblr-3012	131	7	that	that	SCONJ
cblr-3012	131	8	the	the	DET
cblr-3012	131	9	mif	mif	PROPN
cblr-3012	131	10	restricted	restrict	VERB
cblr-3012	131	11	competition	competition	NOUN
cblr-3012	131	12	because	because	SCONJ
cblr-3012	131	13	it	it	PRON
cblr-3012	131	14	caused	cause	VERB
cblr-3012	131	15	a	a	DET
cblr-3012	131	16	"	"	PUNCT
cblr-3012	131	17	knock	knock	VERB
cblr-3012	131	18	-	-	PUNCT
cblr-3012	131	19	on	on	ADP
cblr-3012	131	20	"	"	PUNCT
cblr-3012	131	21	effect	effect	NOUN
cblr-3012	131	22	between	between	ADP
cblr-3012	131	23	acquiring	acquire	VERB
cblr-3012	131	24	banks	bank	NOUN
cblr-3012	131	25	and	and	CCONJ
cblr-3012	131	26	merchants	merchant	NOUN
cblr-3012	131	27	.	.	PUNCT
cblr-3012	132	1	next	next	ADV
cblr-3012	132	2	,	,	PUNCT
cblr-3012	132	3	the	the	DET
cblr-3012	132	4	commission	commission	NOUN
cblr-3012	132	5	assessed	assess	VERB
cblr-3012	132	6	visa	visa	NOUN
cblr-3012	132	7	's	's	PART
cblr-3012	132	8	amended	amend	VERB
cblr-3012	132	9	mif	mif	NOUN
cblr-3012	132	10	under	under	ADP
cblr-3012	132	11	art	art	NOUN
cblr-3012	132	12	.	.	PUNCT
cblr-3012	133	1	81	81	NUM
cblr-3012	133	2	-	-	SYM
cblr-3012	133	3	3	3	NUM
cblr-3012	133	4	ec	ec	PROPN
cblr-3012	133	5	.	.	PUNCT
cblr-3012	134	1	like	like	ADP
cblr-3012	134	2	the	the	DET
cblr-3012	134	3	original	original	ADJ
cblr-3012	134	4	mif	mif	PROPN
cblr-3012	134	5	,	,	PUNCT
cblr-3012	134	6	the	the	DET
cblr-3012	134	7	amended	amend	VERB
cblr-3012	134	8	mif	mif	PROPN
cblr-3012	134	9	did	do	AUX
cblr-3012	134	10	produce	produce	VERB
cblr-3012	134	11	a	a	DET
cblr-3012	134	12	"	"	PUNCT
cblr-3012	134	13	knock	knock	VERB
cblr-3012	134	14	-	-	PUNCT
cblr-3012	134	15	on	on	ADP
cblr-3012	134	16	"	"	PUNCT
cblr-3012	134	17	effect	effect	NOUN
cblr-3012	134	18	on	on	ADP
cblr-3012	134	19	merchants	merchant	NOUN
cblr-3012	134	20	.	.	PUNCT
cblr-3012	135	1	however	however	ADV
cblr-3012	135	2	,	,	PUNCT
cblr-3012	135	3	the	the	DET
cblr-3012	135	4	commission	commission	NOUN
cblr-3012	135	5	allowed	allow	VERB
cblr-3012	135	6	the	the	DET
cblr-3012	135	7	amended	amend	VERB
cblr-3012	135	8	mif	mif	PROPN
cblr-3012	135	9	because	because	SCONJ
cblr-3012	135	10	it	it	PRON
cblr-3012	135	11	was	be	AUX
cblr-3012	135	12	cost	cost	NOUN
cblr-3012	135	13	-	-	PUNCT
cblr-3012	135	14	based	base	VERB
cblr-3012	135	15	,	,	PUNCT
cblr-3012	135	16	and	and	CCONJ
cblr-3012	135	17	therefore	therefore	ADV
cblr-3012	135	18	,	,	PUNCT
cblr-3012	135	19	mitigated	mitigate	VERB
cblr-3012	135	20	the	the	DET
cblr-3012	135	21	impact	impact	NOUN
cblr-3012	135	22	of	of	ADP
cblr-3012	135	23	this	this	DET
cblr-3012	135	24	"	"	PUNCT
cblr-3012	135	25	knock	knock	VERB
cblr-3012	135	26	-	-	PUNCT
cblr-3012	135	27	on	on	ADP
cblr-3012	135	28	"	"	PUNCT
cblr-3012	135	29	effect	effect	NOUN
cblr-3012	135	30	.	.	PUNCT
cblr-3012	136	1	the	the	DET
cblr-3012	136	2	following	follow	VERB
cblr-3012	136	3	sections	section	NOUN
cblr-3012	136	4	examine	examine	VERB
cblr-3012	136	5	each	each	DET
cblr-3012	136	6	step	step	NOUN
cblr-3012	136	7	of	of	ADP
cblr-3012	136	8	this	this	DET
cblr-3012	136	9	three	three	NUM
cblr-3012	136	10	-	-	PUNCT
cblr-3012	136	11	tiered	tiere	VERB
cblr-3012	136	12	reasoning	reasoning	NOUN
cblr-3012	136	13	.	.	PUNCT
cblr-3012	137	1	2	2	NUM
cblr-3012	138	1	i	i	PRON
cblr-3012	138	2	d.	d.	PROPN
cblr-3012	138	3	33	33	NUM
cblr-3012	138	4	(	(	PUNCT
cblr-3012	138	5	emphasis	emphasis	NOUN
cblr-3012	138	6	added	add	VERB
cblr-3012	138	7	)	)	PUNCT
cblr-3012	138	8	.	.	PUNCT
cblr-3012	139	1	a.	a.	NOUN
cblr-3012	140	1	the	the	DET
cblr-3012	140	2	original	original	ADJ
cblr-3012	140	3	mif	mif	NOUN
cblr-3012	140	4	is	be	AUX
cblr-3012	140	5	not	not	PART
cblr-3012	140	6	necessary	necessary	ADJ
cblr-3012	140	7	for	for	ADP
cblr-3012	140	8	the	the	DET
cblr-3012	140	9	operation	operation	NOUN
cblr-3012	140	10	of	of	ADP
cblr-3012	140	11	the	the	DET
cblr-3012	140	12	visa	visa	NOUN
cblr-3012	140	13	system	system	NOUN
cblr-3012	140	14	as	as	ADP
cblr-3012	140	15	a	a	DET
cblr-3012	140	16	matter	matter	NOUN
cblr-3012	140	17	of	of	ADP
cblr-3012	140	18	principle	principle	NOUN
cblr-3012	140	19	,	,	PUNCT
cblr-3012	140	20	the	the	DET
cblr-3012	140	21	commission	commission	NOUN
cblr-3012	140	22	concedes	concede	VERB
cblr-3012	140	23	that	that	SCONJ
cblr-3012	140	24	art	art	NOUN
cblr-3012	140	25	.	.	PUNCT
cblr-3012	141	1	81	81	NUM
cblr-3012	141	2	-	-	SYM
cblr-3012	141	3	1	1	NUM
cblr-3012	141	4	ec	ec	NOUN
cblr-3012	141	5	does	do	AUX
cblr-3012	141	6	not	not	PART
cblr-3012	141	7	apply	apply	VERB
cblr-3012	141	8	to	to	ADP
cblr-3012	141	9	ancillary	ancillary	ADJ
cblr-3012	141	10	restraints	restraint	NOUN
cblr-3012	141	11	,	,	PUNCT
cblr-3012	141	12	i.e.	i.e.	X
cblr-3012	141	13	,	,	PUNCT
cblr-3012	141	14	restrictive	restrictive	ADJ
cblr-3012	141	15	practices	practice	NOUN
cblr-3012	141	16	"	"	PUNCT
cblr-3012	141	17	directly	directly	ADV
cblr-3012	141	18	related	relate	VERB
cblr-3012	141	19	and	and	CCONJ
cblr-3012	141	20	necessary	necessary	ADJ
cblr-3012	141	21	to	to	ADP
cblr-3012	141	22	the	the	DET
cblr-3012	141	23	implementation	implementation	NOUN
cblr-3012	141	24	of	of	ADP
cblr-3012	141	25	a	a	DET
cblr-3012	141	26	main	main	ADJ
cblr-3012	141	27	non	non	ADJ
cblr-3012	141	28	-	-	ADJ
cblr-3012	141	29	restrictive	restrictive	ADJ
cblr-3012	141	30	transaction	transaction	NOUN
cblr-3012	141	31	and	and	CCONJ
cblr-3012	141	32	proportionate	proportionate	ADJ
cblr-3012	141	33	to	to	ADP
cblr-3012	141	34	it	it	PRON
cblr-3012	141	35	.	.	PUNCT
cblr-3012	141	36	"	"	PUNCT
cblr-3012	142	1	2	2	NUM
cblr-3012	142	2	2	2	NUM
cblr-3012	142	3	regardless	regardless	ADV
cblr-3012	142	4	,	,	PUNCT
cblr-3012	142	5	it	it	PRON
cblr-3012	142	6	refused	refuse	VERB
cblr-3012	142	7	to	to	PART
cblr-3012	142	8	grant	grant	VERB
cblr-3012	142	9	visa	visa	NOUN
cblr-3012	142	10	's	's	PART
cblr-3012	142	11	original	original	ADJ
cblr-3012	142	12	mif	mif	NOUN
cblr-3012	142	13	"	"	PUNCT
cblr-3012	142	14	ancillary	ancillary	ADJ
cblr-3012	142	15	restraint	restraint	NOUN
cblr-3012	142	16	"	"	PUNCT
cblr-3012	142	17	status	status	NOUN
cblr-3012	142	18	under	under	ADP
cblr-3012	142	19	art	art	NOUN
cblr-3012	142	20	.	.	PUNCT
cblr-3012	143	1	81	81	NUM
cblr-3012	143	2	-	-	SYM
cblr-3012	143	3	1	1	NUM
cblr-3012	143	4	ec.23	ec.23	NOUN
cblr-3012	143	5	the	the	DET
cblr-3012	143	6	commission	commission	NOUN
cblr-3012	143	7	rejected	reject	VERB
cblr-3012	143	8	visa	visa	NOUN
cblr-3012	143	9	's	's	PART
cblr-3012	143	10	argument	argument	NOUN
cblr-3012	143	11	that	that	SCONJ
cblr-3012	143	12	its	its	PRON
cblr-3012	143	13	mif	mif	PROPN
cblr-3012	143	14	contributed	contribute	VERB
cblr-3012	143	15	to	to	ADP
cblr-3012	143	16	the	the	DET
cblr-3012	143	17	scale	scale	NOUN
cblr-3012	143	18	of	of	ADP
cblr-3012	143	19	its	its	PRON
cblr-3012	143	20	operations	operation	NOUN
cblr-3012	143	21	,	,	PUNCT
cblr-3012	143	22	and	and	CCONJ
cblr-3012	143	23	thus	thus	ADV
cblr-3012	143	24	,	,	PUNCT
cblr-3012	143	25	to	to	ADP
cblr-3012	143	26	its	its	PRON
cblr-3012	143	27	commercial	commercial	ADJ
cblr-3012	143	28	success	success	NOUN
cblr-3012	143	29	.	.	PUNCT
cblr-3012	144	1	4	4	NUM
cblr-3012	144	2	rather	rather	ADV
cblr-3012	144	3	,	,	PUNCT
cblr-3012	144	4	the	the	DET
cblr-3012	144	5	commission	commission	NOUN
cblr-3012	144	6	observed	observe	VERB
cblr-3012	144	7	that	that	SCONJ
cblr-3012	144	8	such	such	DET
cblr-3012	144	9	an	an	DET
cblr-3012	144	10	argument	argument	NOUN
cblr-3012	144	11	should	should	AUX
cblr-3012	144	12	"	"	PUNCT
cblr-3012	144	13	be	be	AUX
cblr-3012	144	14	considered	consider	VERB
cblr-3012	144	15	under	under	ADP
cblr-3012	144	16	art	art	NOUN
cblr-3012	144	17	.	.	PUNCT
cblr-3012	145	1	81	81	NUM
cblr-3012	145	2	-	-	SYM
cblr-3012	145	3	3	3	NUM
cblr-3012	145	4	ec	ec	NOUN
cblr-3012	145	5	and	and	CCONJ
cblr-3012	145	6	not	not	PART
cblr-3012	145	7	under	under	ADP
cblr-3012	145	8	art	art	NOUN
cblr-3012	145	9	.	.	PUNCT
cblr-3012	146	1	81	81	NUM
cblr-3012	146	2	-	-	SYM
cblr-3012	146	3	1	1	NUM
cblr-3012	146	4	ec	ec	NOUN
cblr-3012	146	5	;	;	PUNCT
cblr-3012	146	6	where	where	SCONJ
cblr-3012	146	7	the	the	DET
cblr-3012	146	8	question	question	NOUN
cblr-3012	146	9	is	be	AUX
cblr-3012	146	10	whether	whether	SCONJ
cblr-3012	146	11	the	the	DET
cblr-3012	146	12	clause	clause	NOUN
cblr-3012	146	13	is	be	AUX
cblr-3012	146	14	technically	technically	ADV
cblr-3012	146	15	necessary	necessary	ADJ
cblr-3012	146	16	for	for	ADP
cblr-3012	146	17	the	the	DET
cblr-3012	146	18	operation	operation	NOUN
cblr-3012	146	19	of	of	ADP
cblr-3012	146	20	the	the	DET
cblr-3012	146	21	visa	visa	NOUN
cblr-3012	146	22	payment	payment	NOUN
cblr-3012	146	23	system	system	NOUN
cblr-3012	146	24	.	.	PUNCT
cblr-3012	147	1	"2	"2	PROPN
cblr-3012	147	2	5	5	NUM
cblr-3012	147	3	in	in	ADP
cblr-3012	147	4	the	the	DET
cblr-3012	147	5	commission	commission	NOUN
cblr-3012	147	6	's	's	PART
cblr-3012	147	7	view	view	NOUN
cblr-3012	147	8	,	,	PUNCT
cblr-3012	147	9	the	the	DET
cblr-3012	147	10	only	only	ADJ
cblr-3012	147	11	restrictions	restriction	NOUN
cblr-3012	147	12	that	that	PRON
cblr-3012	147	13	are	be	AUX
cblr-3012	147	14	absolutely	absolutely	ADV
cblr-3012	147	15	necessary	necessary	ADJ
cblr-3012	147	16	for	for	SCONJ
cblr-3012	147	17	the	the	DET
cblr-3012	147	18	proper	proper	ADJ
cblr-3012	147	19	functioning	functioning	NOUN
cblr-3012	147	20	of	of	ADP
cblr-3012	147	21	visa	visa	NOUN
cblr-3012	147	22	's	's	PART
cblr-3012	147	23	payment	payment	NOUN
cblr-3012	147	24	system	system	NOUN
cblr-3012	147	25	are	be	AUX
cblr-3012	147	26	:	:	PUNCT
cblr-3012	147	27	(	(	PUNCT
cblr-3012	147	28	i	i	NOUN
cblr-3012	147	29	)	)	PUNCT
cblr-3012	147	30	technical	technical	ADJ
cblr-3012	147	31	arrangements	arrangement	NOUN
cblr-3012	147	32	for	for	ADP
cblr-3012	147	33	processing	process	VERB
cblr-3012	147	34	the	the	DET
cblr-3012	147	35	card	card	NOUN
cblr-3012	147	36	payments	payment	NOUN
cblr-3012	147	37	;	;	PUNCT
cblr-3012	147	38	(	(	PUNCT
cblr-3012	147	39	ii	ii	X
cblr-3012	147	40	)	)	PUNCT
cblr-3012	147	41	the	the	DET
cblr-3012	147	42	acquiring	acquire	VERB
cblr-3012	147	43	banks	bank	NOUN
cblr-3012	147	44	'	'	PART
cblr-3012	147	45	obligation	obligation	NOUN
cblr-3012	147	46	to	to	PART
cblr-3012	147	47	accept	accept	VERB
cblr-3012	147	48	all	all	DET
cblr-3012	147	49	payments	payment	NOUN
cblr-3012	147	50	validly	validly	ADV
cblr-3012	147	51	entered	enter	VERB
cblr-3012	147	52	into	into	ADP
cblr-3012	147	53	the	the	DET
cblr-3012	147	54	system	system	NOUN
cblr-3012	147	55	;	;	PUNCT
cblr-3012	147	56	and	and	CCONJ
cblr-3012	147	57	(	(	PUNCT
cblr-3012	147	58	iii	iii	X
cblr-3012	147	59	)	)	PUNCT
cblr-3012	147	60	the	the	DET
cblr-3012	147	61	issuing	issue	VERB
cblr-3012	147	62	banks	bank	NOUN
cblr-3012	147	63	'	'	PART
cblr-3012	147	64	obligation	obligation	NOUN
cblr-3012	147	65	to	to	PART
cblr-3012	147	66	decide	decide	VERB
cblr-3012	147	67	ex	ex	PRON
cblr-3012	147	68	ante	ante	VERB
cblr-3012	147	69	how	how	SCONJ
cblr-3012	147	70	they	they	PRON
cblr-3012	147	71	will	will	AUX
cblr-3012	147	72	recoup	recoup	VERB
cblr-3012	147	73	their	their	PRON
cblr-3012	147	74	costs	cost	NOUN
cblr-3012	147	75	.	.	PUNCT
cblr-3012	148	1	2	2	NUM
cblr-3012	148	2	6	6	NUM
cblr-3012	148	3	the	the	DET
cblr-3012	148	4	issuing	issue	VERB
cblr-3012	148	5	banks	bank	NOUN
cblr-3012	148	6	do	do	AUX
cblr-3012	148	7	not	not	PART
cblr-3012	148	8	need	need	VERB
cblr-3012	148	9	to	to	PART
cblr-3012	148	10	set	set	VERB
cblr-3012	148	11	an	an	DET
cblr-3012	148	12	mif	mif	PROPN
cblr-3012	148	13	ex	ex	PRON
cblr-3012	148	14	ante	ante	NOUN
cblr-3012	148	15	in	in	ADP
cblr-3012	148	16	order	order	NOUN
cblr-3012	148	17	to	to	PART
cblr-3012	148	18	honor	honor	VERB
cblr-3012	148	19	the	the	DET
cblr-3012	148	20	latter	latter	ADJ
cblr-3012	148	21	obligation	obligation	NOUN
cblr-3012	148	22	and	and	CCONJ
cblr-3012	148	23	to	to	PART
cblr-3012	148	24	refrain	refrain	VERB
cblr-3012	148	25	from	from	ADP
cblr-3012	148	26	engaging	engage	VERB
cblr-3012	148	27	in	in	ADP
cblr-3012	148	28	what	what	PRON
cblr-3012	148	29	the	the	DET
cblr-3012	148	30	commission	commission	NOUN
cblr-3012	148	31	describes	describe	VERB
cblr-3012	148	32	as	as	ADP
cblr-3012	148	33	"	"	PUNCT
cblr-3012	148	34	ex	ex	ADJ
cblr-3012	148	35	post	post	NOUN
cblr-3012	148	36	pricing	pricing	NOUN
cblr-3012	148	37	.	.	PUNCT
cblr-3012	149	1	"27	"27	PROPN
cblr-3012	149	2	indeed	indeed	ADV
cblr-3012	149	3	,	,	PUNCT
cblr-3012	149	4	issuing	issue	VERB
cblr-3012	149	5	banks	bank	NOUN
cblr-3012	149	6	may	may	AUX
cblr-3012	149	7	charge	charge	VERB
cblr-3012	149	8	cardholders	cardholder	NOUN
cblr-3012	149	9	directly	directly	ADV
cblr-3012	149	10	,	,	PUNCT
cblr-3012	149	11	in	in	ADP
cblr-3012	149	12	whole	whole	NOUN
cblr-3012	149	13	or	or	CCONJ
cblr-3012	149	14	in	in	ADP
cblr-3012	149	15	part	part	NOUN
cblr-3012	149	16	,	,	PUNCT
cblr-3012	149	17	for	for	ADP
cblr-3012	149	18	these	these	DET
cblr-3012	149	19	costs	cost	NOUN
cblr-3012	149	20	.	.	PUNCT
cblr-3012	150	1	28	28	NUM
cblr-3012	150	2	however	however	ADV
cblr-3012	150	3	,	,	PUNCT
cblr-3012	150	4	the	the	DET
cblr-3012	150	5	commission	commission	NOUN
cblr-3012	150	6	does	do	AUX
cblr-3012	150	7	not	not	PART
cblr-3012	150	8	examine	examine	VERB
cblr-3012	150	9	22	22	NUM
cblr-3012	151	1	i	i	PRON
cblr-3012	151	2	d.	d.	PROPN
cblr-3012	151	3	%	%	NOUN
cblr-3012	151	4	29	29	NUM
cblr-3012	151	5	(	(	PUNCT
cblr-3012	151	6	emphasis	emphasis	NOUN
cblr-3012	151	7	added	add	VERB
cblr-3012	151	8	)	)	PUNCT
cblr-3012	151	9	.	.	PUNCT
cblr-3012	152	1	23	23	NUM
cblr-3012	152	2	visa	visa	NOUN
cblr-3012	152	3	int'l	int'l	ADP
cblr-3012	152	4	1	1	NUM
cblr-3012	152	5	,	,	PUNCT
cblr-3012	152	6	60	60	NUM
cblr-3012	152	7	.	.	X
cblr-3012	152	8	24	24	NUM
cblr-3012	153	1	i	i	PRON
cblr-3012	153	2	d.	d.	PROPN
cblr-3012	153	3	59	59	NUM
cblr-3012	153	4	.	.	PUNCT
cblr-3012	154	1	25	25	NUM
cblr-3012	155	1	i	i	PROPN
cblr-3012	155	2	d.	d.	PROPN
cblr-3012	155	3	(	(	PUNCT
cblr-3012	155	4	emphasis	emphasis	NOUN
cblr-3012	155	5	added	add	VERB
cblr-3012	155	6	)	)	PUNCT
cblr-3012	155	7	.	.	PUNCT
cblr-3012	156	1	later	later	ADV
cblr-3012	156	2	in	in	ADP
cblr-3012	156	3	the	the	DET
cblr-3012	156	4	decision	decision	NOUN
cblr-3012	156	5	,	,	PUNCT
cblr-3012	156	6	the	the	DET
cblr-3012	156	7	commission	commission	NOUN
cblr-3012	156	8	actually	actually	ADV
cblr-3012	156	9	concedes	concede	VERB
cblr-3012	156	10	that	that	SCONJ
cblr-3012	156	11	the	the	DET
cblr-3012	156	12	mif	mif	PROPN
cblr-3012	156	13	contributes	contribute	VERB
cblr-3012	156	14	to	to	ADP
cblr-3012	156	15	the	the	DET
cblr-3012	156	16	proper	proper	ADJ
cblr-3012	156	17	functioning	functioning	NOUN
cblr-3012	156	18	of	of	ADP
cblr-3012	156	19	visa	visa	NOUN
cblr-3012	156	20	's	's	PART
cblr-3012	156	21	payment	payment	NOUN
cblr-3012	156	22	system	system	NOUN
cblr-3012	156	23	.	.	PUNCT
cblr-3012	157	1	i	i	PRON
cblr-3012	157	2	d.	d.	PROPN
cblr-3012	157	3	69	69	NUM
cblr-3012	157	4	.	.	PUNCT
cblr-3012	158	1	26	26	NUM
cblr-3012	159	1	i	i	PRON
cblr-3012	159	2	d.	d.	PROPN
cblr-3012	159	3	59	59	NUM
cblr-3012	159	4	.	.	PUNCT
cblr-3012	159	5	27	27	NUM
cblr-3012	160	1	i	i	PRON
cblr-3012	160	2	d.	d.	PROPN
cblr-3012	160	3	28	28	NUM
cblr-3012	161	1	i	i	PRON
cblr-3012	161	2	d.	d.	PROPN
cblr-3012	161	3	1	1	NUM
cblr-3012	161	4	$	$	SYM
cblr-3012	161	5	59	59	NUM
cblr-3012	161	6	,	,	PUNCT
cblr-3012	161	7	79	79	NUM
cblr-3012	161	8	(	(	PUNCT
cblr-3012	161	9	indicating	indicate	VERB
cblr-3012	161	10	that	that	SCONJ
cblr-3012	161	11	"	"	PUNCT
cblr-3012	161	12	[	[	X
cblr-3012	161	13	tihe	tihe	ADJ
cblr-3012	161	14	absence	absence	NOUN
cblr-3012	161	15	of	of	ADP
cblr-3012	161	16	some	some	DET
cblr-3012	161	17	sort	sort	NOUN
cblr-3012	161	18	of	of	ADP
cblr-3012	161	19	default	default	NOUN
cblr-3012	161	20	rule	rule	NOUN
cblr-3012	161	21	on	on	ADP
cblr-3012	161	22	the	the	DET
cblr-3012	161	23	terms	term	NOUN
cblr-3012	161	24	of	of	ADP
cblr-3012	161	25	settlement	settlement	NOUN
cblr-3012	161	26	could	could	AUX
cblr-3012	161	27	lead	lead	VERB
cblr-3012	161	28	to	to	ADP
cblr-3012	161	29	abuse	abuse	NOUN
cblr-3012	161	30	by	by	ADP
cblr-3012	161	31	the	the	DET
cblr-3012	161	32	issuing	issue	VERB
cblr-3012	161	33	bank	bank	NOUN
cblr-3012	161	34	,	,	PUNCT
cblr-3012	161	35	which	which	PRON
cblr-3012	161	36	is	be	AUX
cblr-3012	161	37	in	in	ADP
cblr-3012	161	38	a	a	DET
cblr-3012	161	39	position	position	NOUN
cblr-3012	161	40	of	of	ADP
cblr-3012	161	41	monopsony	monopsony	NOUN
cblr-3012	161	42	as	as	SCONJ
cblr-3012	161	43	regards	regard	VERB
cblr-3012	161	44	the	the	DET
cblr-3012	161	45	acquiring	acquire	VERB
cblr-3012	161	46	bank	bank	NOUN
cblr-3012	161	47	for	for	ADP
cblr-3012	161	48	the	the	DET
cblr-3012	161	49	col	col	PROPN
cblr-3012	161	50	umbia	umbia	PROPN
cblr-3012	161	51	b	b	PROPN
cblr-3012	162	1	usiness	usiness	PROPN
cblr-3012	162	2	la	la	PROPN
cblr-3012	162	3	w	w	PROPN
cblr-3012	162	4	re	re	PROPN
cblr-3012	162	5	vie	vie	PROPN
cblr-3012	162	6	w	w	PROPN
cblr-3012	163	1	[	[	X
cblr-3012	163	2	vol	vol	NOUN
cblr-3012	163	3	.	.	PUNCT
cblr-3012	163	4	2005	2005	NUM
cblr-3012	163	5	no	no	NOUN
cblr-3012	163	6	.	.	PUNCT
cblr-3012	164	1	3:703	3:703	NUM
cblr-3012	164	2	]	]	X
cblr-3012	164	3	multilateral	multilateral	ADJ
cblr-3012	164	4	interchange	interchange	NOUN
cblr-3012	164	5	fees	fee	NOUN
cblr-3012	164	6	in	in	ADP
cblr-3012	164	7	the	the	DET
cblr-3012	164	8	e.	e.	PROPN
cblr-3012	164	9	u.	u.	PROPN
cblr-3012	164	10	711	711	NUM
cblr-3012	164	11	whether	whether	SCONJ
cblr-3012	164	12	direct	direct	ADJ
cblr-3012	164	13	charging	charging	NOUN
cblr-3012	164	14	is	be	AUX
cblr-3012	164	15	commercially	commercially	ADV
cblr-3012	164	16	feasible	feasible	ADJ
cblr-3012	164	17	.	.	PUNCT
cblr-3012	165	1	this	this	DET
cblr-3012	165	2	recognition	recognition	NOUN
cblr-3012	165	3	illustrates	illustrate	VERB
cblr-3012	165	4	the	the	DET
cblr-3012	165	5	commission	commission	NOUN
cblr-3012	165	6	's	's	PART
cblr-3012	165	7	tendency	tendency	NOUN
cblr-3012	165	8	to	to	PART
cblr-3012	165	9	adopt	adopt	VERB
cblr-3012	165	10	a	a	DET
cblr-3012	165	11	rather	rather	ADV
cblr-3012	165	12	formalistic	formalistic	ADJ
cblr-3012	165	13	approach	approach	NOUN
cblr-3012	165	14	under	under	ADP
cblr-3012	165	15	art	art	NOUN
cblr-3012	165	16	.	.	PUNCT
cblr-3012	166	1	81	81	NUM
cblr-3012	166	2	-	-	SYM
cblr-3012	166	3	1	1	NUM
cblr-3012	166	4	ec	ec	PROPN
cblr-3012	166	5	.	.	PUNCT
cblr-3012	167	1	ultimately	ultimately	ADV
cblr-3012	167	2	,	,	PUNCT
cblr-3012	167	3	the	the	DET
cblr-3012	167	4	commission	commission	NOUN
cblr-3012	167	5	actually	actually	ADV
cblr-3012	167	6	conceded	concede	VERB
cblr-3012	167	7	that	that	SCONJ
cblr-3012	167	8	direct	direct	ADJ
cblr-3012	167	9	charging	charging	NOUN
cblr-3012	167	10	is	be	AUX
cblr-3012	167	11	unlikely	unlikely	ADJ
cblr-3012	167	12	to	to	PART
cblr-3012	167	13	be	be	AUX
cblr-3012	167	14	commercially	commercially	ADV
cblr-3012	167	15	feasible	feasible	ADJ
cblr-3012	167	16	under	under	ADP
cblr-3012	167	17	art	art	NOUN
cblr-3012	167	18	.	.	PUNCT
cblr-3012	168	1	81	81	NUM
cblr-3012	168	2	-	-	SYM
cblr-3012	168	3	3	3	NUM
cblr-3012	168	4	ec.29	ec.29	NOUN
cblr-3012	168	5	it	it	PRON
cblr-3012	168	6	is	be	AUX
cblr-3012	168	7	difficult	difficult	ADJ
cblr-3012	168	8	to	to	PART
cblr-3012	168	9	reconcile	reconcile	VERB
cblr-3012	168	10	the	the	DET
cblr-3012	168	11	commission	commission	NOUN
cblr-3012	168	12	's	's	PART
cblr-3012	168	13	focus	focus	NOUN
cblr-3012	168	14	on	on	ADP
cblr-3012	168	15	the	the	DET
cblr-3012	168	16	technical	technical	NOUN
cblr-3012	168	17	,	,	PUNCT
cblr-3012	168	18	as	as	SCONJ
cblr-3012	168	19	opposed	oppose	VERB
cblr-3012	168	20	to	to	ADP
cblr-3012	168	21	the	the	DET
cblr-3012	168	22	commercial	commercial	ADJ
cblr-3012	168	23	,	,	PUNCT
cblr-3012	168	24	necessity	necessity	NOUN
cblr-3012	168	25	of	of	ADP
cblr-3012	168	26	the	the	DET
cblr-3012	168	27	alleged	allege	VERB
cblr-3012	168	28	restriction	restriction	NOUN
cblr-3012	168	29	on	on	ADP
cblr-3012	168	30	competition	competition	NOUN
cblr-3012	168	31	with	with	ADP
cblr-3012	168	32	the	the	DET
cblr-3012	168	33	european	european	PROPN
cblr-3012	168	34	court	court	PROPN
cblr-3012	168	35	of	of	ADP
cblr-3012	168	36	justice	justice	PROPN
cblr-3012	168	37	's	's	PART
cblr-3012	168	38	(	(	PUNCT
cblr-3012	168	39	"	"	PUNCT
cblr-3012	168	40	ecj	ecj	PROPN
cblr-3012	168	41	"	"	PUNCT
cblr-3012	168	42	)	)	PUNCT
cblr-3012	168	43	judgment	judgment	NOUN
cblr-3012	168	44	in	in	ADP
cblr-3012	168	45	gottrup	gottrup	NOUN
cblr-3012	168	46	klim.30	klim.30	VERB
cblr-3012	168	47	in	in	ADP
cblr-3012	168	48	this	this	DET
cblr-3012	168	49	case	case	NOUN
cblr-3012	168	50	,	,	PUNCT
cblr-3012	168	51	the	the	DET
cblr-3012	168	52	ecj	ecj	NOUN
cblr-3012	168	53	held	hold	VERB
cblr-3012	168	54	that	that	SCONJ
cblr-3012	168	55	a	a	DET
cblr-3012	168	56	contract	contract	NOUN
cblr-3012	168	57	clause	clause	NOUN
cblr-3012	168	58	falls	fall	VERB
cblr-3012	168	59	outside	outside	ADP
cblr-3012	168	60	the	the	DET
cblr-3012	168	61	scope	scope	NOUN
cblr-3012	168	62	of	of	ADP
cblr-3012	168	63	art	art	NOUN
cblr-3012	168	64	.	.	PUNCT
cblr-3012	169	1	81	81	NUM
cblr-3012	169	2	-	-	SYM
cblr-3012	169	3	1	1	NUM
cblr-3012	169	4	ec	ec	NOUN
cblr-3012	169	5	if	if	SCONJ
cblr-3012	169	6	it	it	PRON
cblr-3012	169	7	is	be	AUX
cblr-3012	169	8	commercially	commercially	ADV
cblr-3012	169	9	indispensable	indispensable	ADJ
cblr-3012	169	10	for	for	ADP
cblr-3012	169	11	the	the	DET
cblr-3012	169	12	operation	operation	NOUN
cblr-3012	169	13	of	of	ADP
cblr-3012	169	14	a	a	DET
cblr-3012	169	15	given	give	VERB
cblr-3012	169	16	type	type	NOUN
cblr-3012	169	17	of	of	ADP
cblr-3012	169	18	legitimate	legitimate	ADJ
cblr-3012	169	19	business	business	NOUN
cblr-3012	169	20	.	.	PUNCT
cblr-3012	170	1	in	in	ADP
cblr-3012	170	2	the	the	DET
cblr-3012	170	3	ecj	ecj	PROPN
cblr-3012	170	4	's	's	PART
cblr-3012	170	5	view	view	NOUN
cblr-3012	170	6	,	,	PUNCT
cblr-3012	170	7	a	a	DET
cblr-3012	170	8	provision	provision	NOUN
cblr-3012	170	9	in	in	ADP
cblr-3012	170	10	the	the	DET
cblr-3012	170	11	bylaws	bylaw	NOUN
cblr-3012	170	12	of	of	ADP
cblr-3012	170	13	a	a	DET
cblr-3012	170	14	cooperative	cooperative	ADJ
cblr-3012	170	15	purchasing	purchasing	NOUN
cblr-3012	170	16	association	association	NOUN
cblr-3012	170	17	,	,	PUNCT
cblr-3012	170	18	which	which	PRON
cblr-3012	170	19	forbids	forbid	VERB
cblr-3012	170	20	its	its	PRON
cblr-3012	170	21	members	member	NOUN
cblr-3012	170	22	from	from	ADP
cblr-3012	170	23	participating	participate	VERB
cblr-3012	170	24	in	in	ADP
cblr-3012	170	25	any	any	DET
cblr-3012	170	26	other	other	ADJ
cblr-3012	170	27	organized	organize	VERB
cblr-3012	170	28	cooperation	cooperation	NOUN
cblr-3012	170	29	that	that	PRON
cblr-3012	170	30	directly	directly	ADV
cblr-3012	170	31	competes	compete	VERB
cblr-3012	170	32	with	with	ADP
cblr-3012	170	33	it	it	PRON
cblr-3012	170	34	,	,	PUNCT
cblr-3012	170	35	is	be	AUX
cblr-3012	170	36	not	not	PART
cblr-3012	170	37	rendered	render	VERB
cblr-3012	170	38	unlawful	unlawful	ADJ
cblr-3012	170	39	by	by	ADP
cblr-3012	170	40	the	the	DET
cblr-3012	170	41	prohibition	prohibition	NOUN
cblr-3012	170	42	set	set	VERB
cblr-3012	170	43	forth	forth	ADP
cblr-3012	170	44	in	in	ADP
cblr-3012	170	45	art	art	NOUN
cblr-3012	170	46	.	.	PUNCT
cblr-3012	171	1	81	81	NUM
cblr-3012	171	2	-	-	SYM
cblr-3012	171	3	1	1	NUM
cblr-3012	171	4	ec	ec	NOUN
cblr-3012	171	5	"	"	PUNCT
cblr-3012	171	6	so	so	ADV
cblr-3012	171	7	long	long	ADV
cblr-3012	171	8	as	as	SCONJ
cblr-3012	171	9	the	the	DET
cblr-3012	171	10	above	above	ADV
cblr-3012	171	11	mentioned	mention	VERB
cblr-3012	171	12	provision	provision	NOUN
cblr-3012	171	13	is	be	AUX
cblr-3012	171	14	restricted	restrict	VERB
cblr-3012	171	15	to	to	ADP
cblr-3012	171	16	what	what	PRON
cblr-3012	171	17	is	be	AUX
cblr-3012	171	18	necessary	necessary	ADJ
cblr-3012	171	19	to	to	PART
cblr-3012	171	20	ensure	ensure	VERB
cblr-3012	171	21	that	that	SCONJ
cblr-3012	171	22	the	the	DET
cblr-3012	171	23	cooperative	cooperative	ADJ
cblr-3012	171	24	functions	function	NOUN
cblr-3012	171	25	properly	properly	ADV
cblr-3012	171	26	and	and	CCONJ
cblr-3012	171	27	maintains	maintain	VERB
cblr-3012	171	28	its	its	PRON
cblr-3012	171	29	contractual	contractual	ADJ
cblr-3012	171	30	power	power	NOUN
cblr-3012	171	31	in	in	ADP
cblr-3012	171	32	relation	relation	NOUN
cblr-3012	171	33	to	to	ADP
cblr-3012	171	34	producers	producer	NOUN
cblr-3012	171	35	.	.	PUNCT
cblr-3012	171	36	"	"	PUNCT
cblr-3012	172	1	31	31	NUM
cblr-3012	172	2	b.	b.	X
cblr-3012	172	3	the	the	DET
cblr-3012	172	4	original	original	ADJ
cblr-3012	172	5	mif	mif	PROPN
cblr-3012	172	6	restricts	restrict	VERB
cblr-3012	172	7	competition	competition	NOUN
cblr-3012	172	8	within	within	ADP
cblr-3012	172	9	the	the	DET
cblr-3012	172	10	meaning	meaning	NOUN
cblr-3012	172	11	of	of	ADP
cblr-3012	172	12	art	art	NOUN
cblr-3012	172	13	.	.	PUNCT
cblr-3012	173	1	81	81	NUM
cblr-3012	173	2	-	-	SYM
cblr-3012	173	3	1	1	NUM
cblr-3012	173	4	ec	ec	PROPN
cblr-3012	173	5	the	the	DET
cblr-3012	173	6	commission	commission	NOUN
cblr-3012	173	7	accepts	accept	VERB
cblr-3012	173	8	that	that	SCONJ
cblr-3012	173	9	the	the	DET
cblr-3012	173	10	mif	mif	PROPN
cblr-3012	173	11	is	be	AUX
cblr-3012	173	12	not	not	PART
cblr-3012	173	13	a	a	DET
cblr-3012	173	14	per	per	X
cblr-3012	173	15	se	se	X
cblr-3012	173	16	unlawful	unlawful	ADJ
cblr-3012	173	17	price	price	NOUN
cblr-3012	173	18	cartel	cartel	NOUN
cblr-3012	173	19	.	.	PUNCT
cblr-3012	174	1	in	in	ADP
cblr-3012	174	2	"	"	PUNCT
cblr-3012	174	3	eurospeak	eurospeak	NOUN
cblr-3012	174	4	,	,	PUNCT
cblr-3012	174	5	"	"	PUNCT
cblr-3012	174	6	it	it	PRON
cblr-3012	174	7	"	"	PUNCT
cblr-3012	174	8	does	do	AUX
cblr-3012	174	9	not	not	PART
cblr-3012	174	10	consider	consider	VERB
cblr-3012	174	11	the	the	DET
cblr-3012	174	12	mif	mif	PROPN
cblr-3012	174	13	agreement	agreement	NOUN
cblr-3012	174	14	to	to	PART
cblr-3012	174	15	be	be	AUX
cblr-3012	174	16	a	a	DET
cblr-3012	174	17	restriction	restriction	NOUN
cblr-3012	174	18	of	of	ADP
cblr-3012	174	19	competition	competition	NOUN
cblr-3012	174	20	by	by	ADP
cblr-3012	174	21	object	object	NOUN
cblr-3012	174	22	.	.	PUNCT
cblr-3012	175	1	"32	"32	PROPN
cblr-3012	176	1	thus	thus	ADV
cblr-3012	176	2	,	,	PUNCT
cblr-3012	176	3	the	the	DET
cblr-3012	176	4	commission	commission	NOUN
cblr-3012	176	5	concedes	concede	VERB
cblr-3012	176	6	that	that	SCONJ
cblr-3012	176	7	art	art	NOUN
cblr-3012	176	8	.	.	PUNCT
cblr-3012	177	1	81	81	NUM
cblr-3012	177	2	-	-	SYM
cblr-3012	177	3	1	1	NUM
cblr-3012	177	4	ec	ec	PROPN
cblr-3012	177	5	applies	apply	VERB
cblr-3012	177	6	only	only	ADV
cblr-3012	177	7	if	if	SCONJ
cblr-3012	177	8	the	the	DET
cblr-3012	177	9	mif	mif	PROPN
cblr-3012	177	10	somehow	somehow	ADV
cblr-3012	177	11	produces	produce	VERB
cblr-3012	177	12	anticompetitive	anticompetitive	ADJ
cblr-3012	177	13	effects	effect	NOUN
cblr-3012	177	14	.	.	PUNCT
cblr-3012	178	1	although	although	SCONJ
cblr-3012	178	2	it	it	PRON
cblr-3012	178	3	acknowledged	acknowledge	VERB
cblr-3012	178	4	the	the	DET
cblr-3012	178	5	existence	existence	NOUN
cblr-3012	178	6	of	of	ADP
cblr-3012	178	7	"	"	PUNCT
cblr-3012	178	8	interdependent	interdependent	ADJ
cblr-3012	178	9	demand	demand	NOUN
cblr-3012	178	10	from	from	ADP
cblr-3012	178	11	merchants	merchant	NOUN
cblr-3012	178	12	and	and	CCONJ
cblr-3012	178	13	cardholders	cardholder	NOUN
cblr-3012	178	14	"	"	PUNCT
cblr-3012	178	15	settlement	settlement	NOUN
cblr-3012	178	16	of	of	ADP
cblr-3012	178	17	an	an	DET
cblr-3012	178	18	individual	individual	ADJ
cblr-3012	178	19	payment	payment	NOUN
cblr-3012	178	20	transaction	transaction	NOUN
cblr-3012	178	21	.	.	PUNCT
cblr-3012	179	1	thus	thus	ADV
cblr-3012	179	2	,	,	PUNCT
cblr-3012	179	3	some	some	DET
cblr-3012	179	4	kind	kind	NOUN
cblr-3012	179	5	of	of	ADP
cblr-3012	179	6	default	default	NOUN
cblr-3012	179	7	arrangement	arrangement	NOUN
cblr-3012	179	8	is	be	AUX
cblr-3012	179	9	necessary	necessary	ADJ
cblr-3012	179	10	,	,	PUNCT
cblr-3012	179	11	but	but	CCONJ
cblr-3012	179	12	the	the	DET
cblr-3012	179	13	question	question	NOUN
cblr-3012	179	14	of	of	ADP
cblr-3012	179	15	whether	whether	SCONJ
cblr-3012	179	16	it	it	PRON
cblr-3012	179	17	qualifies	qualify	VERB
cblr-3012	179	18	for	for	ADP
cblr-3012	179	19	exemption	exemption	NOUN
cblr-3012	179	20	or	or	CCONJ
cblr-3012	179	21	not	not	PART
cblr-3012	179	22	will	will	AUX
cblr-3012	179	23	depend	depend	VERB
cblr-3012	179	24	on	on	ADP
cblr-3012	179	25	the	the	DET
cblr-3012	179	26	details	detail	NOUN
cblr-3012	179	27	of	of	ADP
cblr-3012	179	28	the	the	DET
cblr-3012	179	29	arrangement	arrangement	NOUN
cblr-3012	179	30	.	.	PUNCT
cblr-3012	180	1	"	"	PUNCT
cblr-3012	180	2	)	)	PUNCT
cblr-3012	180	3	.	.	PUNCT
cblr-3012	181	1	29	29	NUM
cblr-3012	182	1	i	i	PRON
cblr-3012	182	2	d.	d.	PROPN
cblr-3012	182	3	102	102	NUM
cblr-3012	182	4	.	.	PUNCT
cblr-3012	182	5	31	31	NUM
cblr-3012	182	6	case	case	NOUN
cblr-3012	182	7	c-250/92	c-250/92	NOUN
cblr-3012	182	8	,	,	PUNCT
cblr-3012	182	9	gottrup	gottrup	NOUN
cblr-3012	182	10	-	-	PUNCT
cblr-3012	182	11	klim	klim	PROPN
cblr-3012	182	12	e.a	e.a	PROPN
cblr-3012	182	13	.	.	PROPN
cblr-3012	182	14	grovvareforeninger	grovvareforeninger	PROPN
cblr-3012	182	15	v.	v.	ADP
cblr-3012	182	16	dansk	dansk	PROPN
cblr-3012	182	17	landbrugs	landbrugs	PROPN
cblr-3012	182	18	grovvareselskab	grovvareselskab	PROPN
cblr-3012	182	19	amba	amba	PROPN
cblr-3012	182	20	,	,	PUNCT
cblr-3012	182	21	1994	1994	NUM
cblr-3012	182	22	e.c.r	e.c.r	ADJ
cblr-3012	182	23	.	.	PUNCT
cblr-3012	183	1	1	1	NUM
cblr-3012	183	2	-	-	SYM
cblr-3012	183	3	5641	5641	NUM
cblr-3012	183	4	.	.	PUNCT
cblr-3012	184	1	31	31	NUM
cblr-3012	184	2	visa	visa	NOUN
cblr-3012	184	3	int'l	int'l	PROPN
cblr-3012	184	4	ii	ii	PROPN
cblr-3012	184	5	,	,	PUNCT
cblr-3012	184	6	45	45	NUM
cblr-3012	184	7	.	.	NOUN
cblr-3012	184	8	32	32	NUM
cblr-3012	185	1	i	i	PRON
cblr-3012	185	2	d.	d.	PROPN
cblr-3012	185	3	69	69	NUM
cblr-3012	185	4	(	(	PUNCT
cblr-3012	185	5	emphasis	emphasis	NOUN
cblr-3012	185	6	added	add	VERB
cblr-3012	185	7	)	)	PUNCT
cblr-3012	185	8	.	.	PUNCT
cblr-3012	186	1	columbia	columbia	PROPN
cblr-3012	186	2	business	business	PROPN
cblr-3012	186	3	law	law	PROPN
cblr-3012	186	4	review	review	NOUN
cblr-3012	186	5	in	in	ADP
cblr-3012	186	6	four	four	NUM
cblr-3012	186	7	-	-	PUNCT
cblr-3012	186	8	party	party	NOUN
cblr-3012	186	9	card	card	NOUN
cblr-3012	186	10	systems	system	NOUN
cblr-3012	186	11	,	,	PUNCT
cblr-3012	186	12	the	the	DET
cblr-3012	186	13	commission	commission	NOUN
cblr-3012	186	14	takes	take	VERB
cblr-3012	186	15	the	the	DET
cblr-3012	186	16	view	view	NOUN
cblr-3012	186	17	that	that	SCONJ
cblr-3012	186	18	"	"	PUNCT
cblr-3012	186	19	visa	visa	NOUN
cblr-3012	186	20	issuers	issuer	NOUN
cblr-3012	186	21	and	and	CCONJ
cblr-3012	186	22	acquirers	acquirer	NOUN
cblr-3012	186	23	each	each	PRON
cblr-3012	186	24	offer	offer	VERB
cblr-3012	186	25	a	a	DET
cblr-3012	186	26	distinct	distinct	ADJ
cblr-3012	186	27	service	service	NOUN
cblr-3012	186	28	to	to	ADP
cblr-3012	186	29	a	a	DET
cblr-3012	186	30	distinct	distinct	ADJ
cblr-3012	186	31	customer	customer	NOUN
cblr-3012	186	32	.	.	PUNCT
cblr-3012	187	1	3	3	NUM
cblr-3012	187	2	3	3	NUM
cblr-3012	187	3	accordingly	accordingly	ADV
cblr-3012	187	4	,	,	PUNCT
cblr-3012	187	5	the	the	DET
cblr-3012	187	6	commission	commission	NOUN
cblr-3012	187	7	concluded	conclude	VERB
cblr-3012	187	8	that	that	SCONJ
cblr-3012	187	9	the	the	DET
cblr-3012	187	10	mif	mif	PROPN
cblr-3012	187	11	"	"	PUNCT
cblr-3012	187	12	distort[ed	distort[ed	PROPN
cblr-3012	187	13	]	]	PUNCT
cblr-3012	187	14	the	the	DET
cblr-3012	187	15	conditions	condition	NOUN
cblr-3012	187	16	of	of	ADP
cblr-3012	187	17	competition	competition	NOUN
cblr-3012	187	18	on	on	ADP
cblr-3012	187	19	the	the	DET
cblr-3012	187	20	visa	visa	NOUN
cblr-3012	187	21	issuing	issue	VERB
cblr-3012	187	22	and	and	CCONJ
cblr-3012	187	23	acquiring	acquire	VERB
cblr-3012	187	24	markets	market	NOUN
cblr-3012	187	25	.	.	PUNCT
cblr-3012	188	1	"34	"34	NOUN
cblr-3012	188	2	in	in	ADP
cblr-3012	188	3	the	the	DET
cblr-3012	188	4	acquiring	acquire	VERB
cblr-3012	188	5	market	market	NOUN
cblr-3012	188	6	,	,	PUNCT
cblr-3012	188	7	the	the	DET
cblr-3012	188	8	mif	mif	PROPN
cblr-3012	188	9	represents	represent	VERB
cblr-3012	188	10	about	about	ADV
cblr-3012	188	11	80	80	NUM
cblr-3012	188	12	%	%	NOUN
cblr-3012	188	13	of	of	ADP
cblr-3012	188	14	the	the	DET
cblr-3012	188	15	so	so	ADV
cblr-3012	188	16	-	-	PUNCT
cblr-3012	188	17	called	call	VERB
cblr-3012	188	18	merchant	merchant	NOUN
cblr-3012	188	19	service	service	NOUN
cblr-3012	188	20	charge	charge	NOUN
cblr-3012	188	21	(	(	PUNCT
cblr-3012	188	22	"	"	PUNCT
cblr-3012	188	23	msc	msc	NOUN
cblr-3012	188	24	"	"	PUNCT
cblr-3012	188	25	)	)	PUNCT
cblr-3012	188	26	that	that	SCONJ
cblr-3012	188	27	merchants	merchant	NOUN
cblr-3012	188	28	pay	pay	VERB
cblr-3012	188	29	to	to	ADP
cblr-3012	188	30	their	their	PRON
cblr-3012	188	31	banks	bank	NOUN
cblr-3012	188	32	.	.	PUNCT
cblr-3012	189	1	consequently	consequently	ADV
cblr-3012	189	2	,	,	PUNCT
cblr-3012	189	3	the	the	DET
cblr-3012	189	4	mif	mif	PROPN
cblr-3012	189	5	"	"	PUNCT
cblr-3012	189	6	effectively	effectively	ADV
cblr-3012	189	7	impos[es	impos[e	VERB
cblr-3012	189	8	]	]	PUNCT
cblr-3012	189	9	a	a	DET
cblr-3012	189	10	floor	floor	NOUN
cblr-3012	189	11	to	to	ADP
cblr-3012	189	12	the	the	DET
cblr-3012	189	13	msc	msc	NOUN
cblr-3012	189	14	.	.	PUNCT
cblr-3012	190	1	"35	"35	X
cblr-3012	191	1	in	in	ADP
cblr-3012	191	2	the	the	DET
cblr-3012	191	3	commission	commission	NOUN
cblr-3012	191	4	's	's	PART
cblr-3012	191	5	eyes	eye	NOUN
cblr-3012	191	6	,	,	PUNCT
cblr-3012	191	7	the	the	DET
cblr-3012	191	8	problem	problem	NOUN
cblr-3012	191	9	is	be	AUX
cblr-3012	191	10	,	,	PUNCT
cblr-3012	191	11	therefore	therefore	ADV
cblr-3012	191	12	,	,	PUNCT
cblr-3012	191	13	that	that	SCONJ
cblr-3012	191	14	the	the	DET
cblr-3012	191	15	mif	mif	PROPN
cblr-3012	191	16	significantly	significantly	ADV
cblr-3012	191	17	reduces	reduce	VERB
cblr-3012	191	18	the	the	DET
cblr-3012	191	19	margin	margin	NOUN
cblr-3012	191	20	within	within	ADP
cblr-3012	191	21	which	which	PRON
cblr-3012	191	22	acquiring	acquire	VERB
cblr-3012	191	23	banks	bank	NOUN
cblr-3012	191	24	compete	compete	VERB
cblr-3012	191	25	on	on	ADP
cblr-3012	191	26	price	price	NOUN
cblr-3012	191	27	with	with	ADP
cblr-3012	191	28	each	each	DET
cblr-3012	191	29	other	other	ADJ
cblr-3012	191	30	.	.	PUNCT
cblr-3012	192	1	in	in	ADP
cblr-3012	192	2	the	the	DET
cblr-3012	192	3	issuing	issue	VERB
cblr-3012	192	4	market	market	NOUN
cblr-3012	192	5	,	,	PUNCT
cblr-3012	192	6	the	the	DET
cblr-3012	192	7	mif	mif	PROPN
cblr-3012	192	8	"	"	PUNCT
cblr-3012	192	9	may	may	AUX
cblr-3012	192	10	discourage	discourage	VERB
cblr-3012	192	11	innovation	innovation	NOUN
cblr-3012	192	12	and	and	CCONJ
cblr-3012	192	13	efficiency	efficiency	NOUN
cblr-3012	192	14	..	..	PUNCT
cblr-3012	192	15	,	,	PUNCT
cblr-3012	192	16	and	and	CCONJ
cblr-3012	192	17	may	may	AUX
cblr-3012	192	18	lead	lead	VERB
cblr-3012	192	19	to	to	ADP
cblr-3012	192	20	the	the	DET
cblr-3012	192	21	oversupply	oversupply	NOUN
cblr-3012	192	22	of	of	ADP
cblr-3012	192	23	cards	card	NOUN
cblr-3012	192	24	.	.	PUNCT
cblr-3012	193	1	"36	"36	PUNCT
cblr-3012	194	1	the	the	DET
cblr-3012	194	2	commission	commission	NOUN
cblr-3012	194	3	probably	probably	ADV
cblr-3012	194	4	assumes	assume	VERB
cblr-3012	194	5	that	that	SCONJ
cblr-3012	194	6	oversupply	oversupply	NOUN
cblr-3012	194	7	is	be	AUX
cblr-3012	194	8	inevitable	inevitable	ADJ
cblr-3012	194	9	if	if	SCONJ
cblr-3012	194	10	issuing	issue	VERB
cblr-3012	194	11	banks	bank	NOUN
cblr-3012	194	12	do	do	AUX
cblr-3012	194	13	not	not	PART
cblr-3012	194	14	charge	charge	VERB
cblr-3012	194	15	cardholders	cardholder	NOUN
cblr-3012	194	16	to	to	PART
cblr-3012	194	17	use	use	VERB
cblr-3012	194	18	their	their	PRON
cblr-3012	194	19	credit	credit	NOUN
cblr-3012	194	20	cards	card	NOUN
cblr-3012	194	21	,	,	PUNCT
cblr-3012	194	22	but	but	CCONJ
cblr-3012	194	23	shift	shift	VERB
cblr-3012	194	24	most	most	ADJ
cblr-3012	194	25	of	of	ADP
cblr-3012	194	26	their	their	PRON
cblr-3012	194	27	costs	cost	NOUN
cblr-3012	194	28	from	from	ADP
cblr-3012	194	29	the	the	DET
cblr-3012	194	30	debit	debit	NOUN
cblr-3012	194	31	side	side	NOUN
cblr-3012	194	32	to	to	ADP
cblr-3012	194	33	the	the	DET
cblr-3012	194	34	credit	credit	NOUN
cblr-3012	194	35	side	side	NOUN
cblr-3012	194	36	.	.	PUNCT
cblr-3012	195	1	in	in	ADP
cblr-3012	195	2	addition	addition	NOUN
cblr-3012	195	3	,	,	PUNCT
cblr-3012	195	4	the	the	DET
cblr-3012	195	5	commission	commission	NOUN
cblr-3012	195	6	appears	appear	VERB
cblr-3012	195	7	to	to	PART
cblr-3012	195	8	assume	assume	VERB
cblr-3012	195	9	that	that	SCONJ
cblr-3012	195	10	the	the	DET
cblr-3012	195	11	lack	lack	NOUN
cblr-3012	195	12	of	of	ADP
cblr-3012	195	13	price	price	NOUN
cblr-3012	195	14	competition	competition	NOUN
cblr-3012	195	15	will	will	AUX
cblr-3012	195	16	also	also	ADV
cblr-3012	195	17	lessen	lessen	VERB
cblr-3012	195	18	competition	competition	NOUN
cblr-3012	195	19	for	for	ADP
cblr-3012	195	20	innovation	innovation	NOUN
cblr-3012	195	21	.	.	PUNCT
cblr-3012	196	1	in	in	ADP
cblr-3012	196	2	sum	sum	NOUN
cblr-3012	196	3	,	,	PUNCT
cblr-3012	196	4	the	the	DET
cblr-3012	196	5	commission	commission	NOUN
cblr-3012	196	6	concludes	conclude	VERB
cblr-3012	196	7	that	that	SCONJ
cblr-3012	196	8	visa	visa	NOUN
cblr-3012	196	9	's	's	PART
cblr-3012	196	10	mif	mif	NOUN
cblr-3012	196	11	produced	produce	VERB
cblr-3012	196	12	anticompetitive	anticompetitive	ADJ
cblr-3012	196	13	effects	effect	NOUN
cblr-3012	196	14	in	in	ADP
cblr-3012	196	15	two	two	NUM
cblr-3012	196	16	distinct	distinct	ADJ
cblr-3012	196	17	intrasystem	intrasystem	NOUN
cblr-3012	196	18	markets	market	NOUN
cblr-3012	196	19	.	.	PUNCT
cblr-3012	197	1	however	however	ADV
cblr-3012	197	2	,	,	PUNCT
cblr-3012	197	3	it	it	PRON
cblr-3012	197	4	acknowledged	acknowledge	VERB
cblr-3012	197	5	that	that	SCONJ
cblr-3012	197	6	the	the	DET
cblr-3012	197	7	mif	mif	PROPN
cblr-3012	197	8	"	"	PUNCT
cblr-3012	197	9	has	have	VERB
cblr-3012	197	10	as	as	ADP
cblr-3012	197	11	its	its	PRON
cblr-3012	197	12	objective	objective	NOUN
cblr-3012	197	13	to	to	PART
cblr-3012	197	14	increase	increase	VERB
cblr-3012	197	15	the	the	DET
cblr-3012	197	16	stability	stability	NOUN
cblr-3012	197	17	and	and	CCONJ
cblr-3012	197	18	efficiency	efficiency	NOUN
cblr-3012	197	19	of	of	ADP
cblr-3012	197	20	operation	operation	NOUN
cblr-3012	197	21	of	of	ADP
cblr-3012	197	22	[	[	PUNCT
cblr-3012	197	23	its	its	PRON
cblr-3012	197	24	payment	payment	NOUN
cblr-3012	197	25	]	]	PUNCT
cblr-3012	197	26	system	system	NOUN
cblr-3012	197	27	and	and	CCONJ
cblr-3012	197	28	indirectly	indirectly	ADV
cblr-3012	197	29	to	to	PART
cblr-3012	197	30	strengthen	strengthen	VERB
cblr-3012	197	31	competition	competition	NOUN
cblr-3012	197	32	between	between	ADP
cblr-3012	197	33	payment	payment	NOUN
cblr-3012	197	34	systems	system	NOUN
cblr-3012	197	35	by	by	ADP
cblr-3012	197	36	thus	thus	ADV
cblr-3012	197	37	allowing	allow	VERB
cblr-3012	197	38	fourparty	fourparty	NOUN
cblr-3012	197	39	systems	system	NOUN
cblr-3012	197	40	to	to	PART
cblr-3012	197	41	compete	compete	VERB
cblr-3012	197	42	more	more	ADV
cblr-3012	197	43	effectively	effectively	ADV
cblr-3012	197	44	with	with	ADP
cblr-3012	197	45	three	three	NUM
cblr-3012	197	46	-	-	PUNCT
cblr-3012	197	47	party	party	NOUN
cblr-3012	197	48	systems	system	NOUN
cblr-3012	197	49	.	.	PUNCT
cblr-3012	198	1	"37	"37	PROPN
cblr-3012	198	2	it	it	PRON
cblr-3012	198	3	is	be	AUX
cblr-3012	198	4	remarkable	remarkable	ADJ
cblr-3012	198	5	that	that	SCONJ
cblr-3012	198	6	the	the	DET
cblr-3012	198	7	commission	commission	NOUN
cblr-3012	198	8	does	do	AUX
cblr-3012	198	9	not	not	PART
cblr-3012	198	10	examine	examine	VERB
cblr-3012	198	11	whether	whether	SCONJ
cblr-3012	198	12	the	the	DET
cblr-3012	198	13	procompetitive	procompetitive	ADJ
cblr-3012	198	14	effects	effect	NOUN
cblr-3012	198	15	of	of	ADP
cblr-3012	198	16	the	the	DET
cblr-3012	198	17	mif	mif	NOUN
cblr-3012	198	18	at	at	ADP
cblr-3012	198	19	the	the	DET
cblr-3012	198	20	"	"	PUNCT
cblr-3012	198	21	i	i	PROPN
cblr-3012	198	22	d.	d.	PROPN
cblr-3012	198	23	65	65	NUM
cblr-3012	198	24	(	(	PUNCT
cblr-3012	198	25	emphasis	emphasis	NOUN
cblr-3012	198	26	added	add	VERB
cblr-3012	198	27	)	)	PUNCT
cblr-3012	198	28	.	.	PUNCT
cblr-3012	199	1	see	see	VERB
cblr-3012	199	2	also	also	ADV
cblr-3012	199	3	i	i	PROPN
cblr-3012	199	4	d.	d.	PROPN
cblr-3012	199	5	82	82	NUM
cblr-3012	199	6	(	(	PUNCT
cblr-3012	199	7	describing	describe	VERB
cblr-3012	199	8	the	the	DET
cblr-3012	199	9	interdependent	interdependent	ADJ
cblr-3012	199	10	nature	nature	NOUN
cblr-3012	199	11	of	of	ADP
cblr-3012	199	12	the	the	DET
cblr-3012	199	13	demand	demand	NOUN
cblr-3012	199	14	in	in	ADP
cblr-3012	199	15	observing	observe	VERB
cblr-3012	199	16	that	that	SCONJ
cblr-3012	199	17	each	each	DET
cblr-3012	199	18	type	type	NOUN
cblr-3012	199	19	of	of	ADP
cblr-3012	199	20	consumer	consumer	NOUN
cblr-3012	199	21	-	-	PUNCT
cblr-3012	199	22	cardholders	cardholder	NOUN
cblr-3012	199	23	and	and	CCONJ
cblr-3012	199	24	merchants-"would	merchants-"would	AUX
cblr-3012	199	25	prefer	prefer	VERB
cblr-3012	199	26	the	the	DET
cblr-3012	199	27	costs	cost	NOUN
cblr-3012	199	28	of	of	ADP
cblr-3012	199	29	the	the	DET
cblr-3012	199	30	system	system	NOUN
cblr-3012	199	31	to	to	PART
cblr-3012	199	32	be	be	AUX
cblr-3012	199	33	paid	pay	VERB
cblr-3012	199	34	by	by	ADP
cblr-3012	199	35	the	the	DET
cblr-3012	199	36	other	other	ADJ
cblr-3012	199	37	user	user	NOUN
cblr-3012	199	38	"	"	PUNCT
cblr-3012	199	39	)	)	PUNCT
cblr-3012	199	40	.	.	PUNCT
cblr-3012	200	1	34	34	NUM
cblr-3012	201	1	i	i	PRON
cblr-3012	201	2	d.	d.	PROPN
cblr-3012	201	3	66	66	NUM
cblr-3012	201	4	.	.	PUNCT
cblr-3012	201	5	"	"	PUNCT
cblr-3012	202	1	i	i	PRON
cblr-3012	202	2	d.	d.	PROPN
cblr-3012	202	3	71	71	NUM
cblr-3012	202	4	.	.	PUNCT
cblr-3012	203	1	see	see	VERB
cblr-3012	203	2	also	also	ADV
cblr-3012	203	3	i	i	PROPN
cblr-3012	203	4	d.	d.	PROPN
cblr-3012	203	5	68	68	NUM
cblr-3012	203	6	(	(	PUNCT
cblr-3012	203	7	commission	commission	NOUN
cblr-3012	203	8	is	be	AUX
cblr-3012	203	9	more	more	ADV
cblr-3012	203	10	cautious	cautious	ADJ
cblr-3012	203	11	when	when	SCONJ
cblr-3012	203	12	stating	state	VERB
cblr-3012	203	13	that	that	SCONJ
cblr-3012	203	14	the	the	DET
cblr-3012	203	15	mif	mif	PROPN
cblr-3012	203	16	"	"	PUNCT
cblr-3012	203	17	is	be	AUX
cblr-3012	203	18	likely	likely	ADJ
cblr-3012	203	19	to	to	PART
cblr-3012	203	20	constitute	constitute	VERB
cblr-3012	203	21	a	a	DET
cblr-3012	203	22	de	de	X
cblr-3012	203	23	facto	facto	X
cblr-3012	203	24	floor	floor	NOUN
cblr-3012	203	25	"	"	PUNCT
cblr-3012	203	26	for	for	ADP
cblr-3012	203	27	the	the	DET
cblr-3012	203	28	msc	msc	PROPN
cblr-3012	203	29	(	(	PUNCT
cblr-3012	203	30	emphasis	emphasis	NOUN
cblr-3012	203	31	added	add	VERB
cblr-3012	203	32	)	)	PUNCT
cblr-3012	203	33	)	)	PUNCT
cblr-3012	203	34	.	.	PUNCT
cblr-3012	204	1	36	36	NUM
cblr-3012	205	1	i	i	PRON
cblr-3012	205	2	d.	d.	PROPN
cblr-3012	205	3	71	71	NUM
cblr-3012	205	4	.	.	PUNCT
cblr-3012	206	1	37	37	NUM
cblr-3012	207	1	i	i	PROPN
cblr-3012	207	2	d.	d.	PROPN
cblr-3012	207	3	t	t	PROPN
cblr-3012	207	4	69	69	NUM
cblr-3012	207	5	.	.	PUNCT
cblr-3012	208	1	[	[	X
cblr-3012	208	2	vol	vol	NOUN
cblr-3012	208	3	.	.	PUNCT
cblr-3012	208	4	2005	2005	NUM
cblr-3012	208	5	no	no	NOUN
cblr-3012	208	6	.	.	PUNCT
cblr-3012	209	1	3:703	3:703	NUM
cblr-3012	209	2	]	]	X
cblr-3012	209	3	multila	multila	PROPN
cblr-3012	209	4	teral	teral	ADJ
cblr-3012	209	5	interchange	interchange	NOUN
cblr-3012	209	6	fees	fee	NOUN
cblr-3012	209	7	in	in	ADP
cblr-3012	209	8	the	the	DET
cblr-3012	209	9	e.	e.	PROPN
cblr-3012	209	10	u.	u.	PROPN
cblr-3012	209	11	713	713	NUM
cblr-3012	209	12	level	level	NOUN
cblr-3012	209	13	of	of	ADP
cblr-3012	209	14	intersystem	intersystem	NOUN
cblr-3012	209	15	competition	competition	NOUN
cblr-3012	209	16	between	between	ADP
cblr-3012	209	17	four	four	NUM
cblr-3012	209	18	-	-	PUNCT
cblr-3012	209	19	party	party	NOUN
cblr-3012	209	20	and	and	CCONJ
cblr-3012	209	21	three	three	NUM
cblr-3012	209	22	-	-	PUNCT
cblr-3012	209	23	party	party	NOUN
cblr-3012	209	24	payment	payment	NOUN
cblr-3012	209	25	systems	system	NOUN
cblr-3012	209	26	outweigh	outweigh	VERB
cblr-3012	209	27	the	the	DET
cblr-3012	209	28	anticompetitive	anticompetitive	ADJ
cblr-3012	209	29	effects	effect	NOUN
cblr-3012	209	30	at	at	ADP
cblr-3012	209	31	the	the	DET
cblr-3012	209	32	level	level	NOUN
cblr-3012	209	33	of	of	ADP
cblr-3012	209	34	intrasystem	intrasystem	NOUN
cblr-3012	209	35	competition	competition	NOUN
cblr-3012	209	36	between	between	ADP
cblr-3012	209	37	banks	bank	NOUN
cblr-3012	209	38	.	.	PUNCT
cblr-3012	210	1	c.	c.	PROPN
cblr-3012	211	1	the	the	DET
cblr-3012	211	2	amended	amend	VERB
cblr-3012	211	3	mif	mif	PROPN
cblr-3012	211	4	meets	meet	VERB
cblr-3012	211	5	the	the	DET
cblr-3012	211	6	conditions	condition	NOUN
cblr-3012	211	7	set	set	VERB
cblr-3012	211	8	forth	forth	ADP
cblr-3012	211	9	in	in	ADP
cblr-3012	211	10	art	art	NOUN
cblr-3012	211	11	.	.	PUNCT
cblr-3012	212	1	81	81	NUM
cblr-3012	212	2	-	-	SYM
cblr-3012	212	3	3	3	NUM
cblr-3012	212	4	ec	ec	NOUN
cblr-3012	212	5	under	under	ADP
cblr-3012	212	6	art	art	NOUN
cblr-3012	212	7	.	.	PUNCT
cblr-3012	213	1	81	81	NUM
cblr-3012	213	2	-	-	SYM
cblr-3012	213	3	3	3	NUM
cblr-3012	213	4	ec	ec	PROPN
cblr-3012	213	5	,	,	PUNCT
cblr-3012	213	6	the	the	DET
cblr-3012	213	7	commission	commission	NOUN
cblr-3012	213	8	maintained	maintain	VERB
cblr-3012	213	9	the	the	DET
cblr-3012	213	10	distinction	distinction	NOUN
cblr-3012	213	11	between	between	ADP
cblr-3012	213	12	intrasystem	intrasystem	NOUN
cblr-3012	213	13	acquiring	acquire	VERB
cblr-3012	213	14	and	and	CCONJ
cblr-3012	213	15	issuing	issue	VERB
cblr-3012	213	16	markets	market	NOUN
cblr-3012	213	17	.	.	PUNCT
cblr-3012	214	1	although	although	SCONJ
cblr-3012	214	2	the	the	DET
cblr-3012	214	3	amended	amend	VERB
cblr-3012	214	4	mif	mif	PROPN
cblr-3012	214	5	did	do	AUX
cblr-3012	214	6	not	not	PART
cblr-3012	214	7	differ	differ	VERB
cblr-3012	214	8	fundamentally	fundamentally	ADV
cblr-3012	214	9	from	from	ADP
cblr-3012	214	10	the	the	DET
cblr-3012	214	11	original	original	ADJ
cblr-3012	214	12	mif	mif	NOUN
cblr-3012	214	13	,	,	PUNCT
cblr-3012	214	14	the	the	DET
cblr-3012	214	15	commission	commission	NOUN
cblr-3012	214	16	concluded	conclude	VERB
cblr-3012	214	17	that	that	SCONJ
cblr-3012	214	18	it	it	PRON
cblr-3012	214	19	met	meet	VERB
cblr-3012	214	20	the	the	DET
cblr-3012	214	21	conditions	condition	NOUN
cblr-3012	214	22	of	of	ADP
cblr-3012	214	23	art	art	NOUN
cblr-3012	214	24	.	.	PUNCT
cblr-3012	215	1	81	81	NUM
cblr-3012	215	2	-	-	SYM
cblr-3012	215	3	3	3	NUM
cblr-3012	215	4	ec.38	ec.38	NOUN
cblr-3012	215	5	according	accord	VERB
cblr-3012	215	6	to	to	ADP
cblr-3012	215	7	the	the	DET
cblr-3012	215	8	commission	commission	NOUN
cblr-3012	215	9	,	,	PUNCT
cblr-3012	215	10	the	the	DET
cblr-3012	215	11	amended	amend	VERB
cblr-3012	215	12	mif	mif	PROPN
cblr-3012	215	13	contributes	contribute	VERB
cblr-3012	215	14	to	to	ADP
cblr-3012	215	15	economic	economic	ADJ
cblr-3012	215	16	or	or	CCONJ
cblr-3012	215	17	technical	technical	ADJ
cblr-3012	215	18	progress	progress	NOUN
cblr-3012	215	19	for	for	ADP
cblr-3012	215	20	the	the	DET
cblr-3012	215	21	benefit	benefit	NOUN
cblr-3012	215	22	of	of	ADP
cblr-3012	215	23	consumers	consumer	NOUN
cblr-3012	215	24	solely	solely	ADV
cblr-3012	215	25	because	because	SCONJ
cblr-3012	215	26	its	its	PRON
cblr-3012	215	27	cost	cost	NOUN
cblr-3012	215	28	-	-	PUNCT
cblr-3012	215	29	based	base	VERB
cblr-3012	215	30	nature	nature	NOUN
cblr-3012	215	31	mitigates	mitigate	VERB
cblr-3012	215	32	the	the	DET
cblr-3012	215	33	negative	negative	ADJ
cblr-3012	215	34	"	"	PUNCT
cblr-3012	215	35	knock	knock	VERB
cblr-3012	215	36	-	-	PUNCT
cblr-3012	215	37	on	on	ADP
cblr-3012	215	38	"	"	PUNCT
cblr-3012	215	39	effect	effect	NOUN
cblr-3012	215	40	that	that	SCONJ
cblr-3012	215	41	the	the	DET
cblr-3012	215	42	original	original	ADJ
cblr-3012	215	43	mif	mif	NOUN
cblr-3012	215	44	had	have	AUX
cblr-3012	215	45	on	on	ADP
cblr-3012	215	46	merchants	merchant	NOUN
cblr-3012	215	47	in	in	ADP
cblr-3012	215	48	the	the	DET
cblr-3012	215	49	acquiring	acquire	VERB
cblr-3012	215	50	market.39	market.39	NOUN
cblr-3012	215	51	in	in	ADP
cblr-3012	215	52	fact	fact	NOUN
cblr-3012	215	53	,	,	PUNCT
cblr-3012	215	54	the	the	DET
cblr-3012	215	55	sole	sole	ADJ
cblr-3012	215	56	benefit	benefit	NOUN
cblr-3012	215	57	of	of	ADP
cblr-3012	215	58	the	the	DET
cblr-3012	215	59	amended	amend	VERB
cblr-3012	215	60	,	,	PUNCT
cblr-3012	215	61	cost	cost	NOUN
cblr-3012	215	62	-	-	PUNCT
cblr-3012	215	63	based	base	VERB
cblr-3012	215	64	mif	mif	NOUN
cblr-3012	215	65	is	be	AUX
cblr-3012	215	66	that	that	SCONJ
cblr-3012	215	67	it	it	PRON
cblr-3012	215	68	causes	cause	VERB
cblr-3012	215	69	less	less	ADJ
cblr-3012	215	70	harm	harm	NOUN
cblr-3012	215	71	to	to	ADP
cblr-3012	215	72	the	the	DET
cblr-3012	215	73	merchants	merchant	NOUN
cblr-3012	215	74	than	than	ADP
cblr-3012	215	75	the	the	DET
cblr-3012	215	76	original	original	ADJ
cblr-3012	215	77	mif	mif	PROPN
cblr-3012	215	78	.	.	PUNCT
cblr-3012	216	1	the	the	DET
cblr-3012	216	2	commission	commission	NOUN
cblr-3012	216	3	also	also	ADV
cblr-3012	216	4	admitted	admit	VERB
cblr-3012	216	5	that	that	SCONJ
cblr-3012	216	6	the	the	DET
cblr-3012	216	7	amended	amend	VERB
cblr-3012	216	8	mif	mif	NOUN
cblr-3012	216	9	was	be	AUX
cblr-3012	216	10	indispensable	indispensable	ADJ
cblr-3012	216	11	to	to	ADP
cblr-3012	216	12	achieving	achieve	VERB
cblr-3012	216	13	this	this	DET
cblr-3012	216	14	benefit.40	benefit.40	PROPN
cblr-3012	216	15	bilateral	bilateral	ADJ
cblr-3012	216	16	interchange	interchange	NOUN
cblr-3012	216	17	fee	fee	NOUN
cblr-3012	216	18	arrangements	arrangement	NOUN
cblr-3012	216	19	are	be	AUX
cblr-3012	216	20	not	not	PART
cblr-3012	216	21	an	an	DET
cblr-3012	216	22	option.4'1	option.4'1	NOUN
cblr-3012	216	23	in	in	ADP
cblr-3012	216	24	addition	addition	NOUN
cblr-3012	216	25	,	,	PUNCT
cblr-3012	216	26	in	in	ADP
cblr-3012	216	27	the	the	DET
cblr-3012	216	28	absence	absence	NOUN
cblr-3012	216	29	of	of	ADP
cblr-3012	216	30	an	an	DET
cblr-3012	216	31	mif	mif	PROPN
cblr-3012	216	32	,	,	PUNCT
cblr-3012	216	33	issuing	issue	VERB
cblr-3012	216	34	banks	bank	NOUN
cblr-3012	216	35	would	would	AUX
cblr-3012	216	36	have	have	VERB
cblr-3012	216	37	to	to	ADP
cblr-3012	216	38	either	either	CCONJ
cblr-3012	216	39	cross	cross	VERB
cblr-3012	216	40	-	-	NOUN
cblr-3012	216	41	subsidize	subsidize	VERB
cblr-3012	216	42	their	their	PRON
cblr-3012	216	43	card	card	NOUN
cblr-3012	216	44	issuing	issue	VERB
cblr-3012	216	45	activity	activity	NOUN
cblr-3012	216	46	or	or	CCONJ
cblr-3012	216	47	charge	charge	VERB
cblr-3012	216	48	their	their	PRON
cblr-3012	216	49	cardholders	cardholder	NOUN
cblr-3012	216	50	directly	directly	ADV
cblr-3012	216	51	for	for	ADP
cblr-3012	216	52	using	use	VERB
cblr-3012	216	53	their	their	PRON
cblr-3012	216	54	cards.4	cards.4	PROPN
cblr-3012	216	55	2	2	NUM
cblr-3012	216	56	in	in	ADP
cblr-3012	216	57	fact	fact	NOUN
cblr-3012	216	58	,	,	PUNCT
cblr-3012	216	59	the	the	DET
cblr-3012	216	60	commission	commission	NOUN
cblr-3012	216	61	's	's	PART
cblr-3012	216	62	reasoning	reasoning	NOUN
cblr-3012	216	63	is	be	AUX
cblr-3012	216	64	valid	valid	ADJ
cblr-3012	216	65	for	for	ADP
cblr-3012	216	66	all	all	DET
cblr-3012	216	67	mifs	mif	NOUN
cblr-3012	216	68	,	,	PUNCT
cblr-3012	216	69	whether	whether	SCONJ
cblr-3012	216	70	or	or	CCONJ
cblr-3012	216	71	not	not	PART
cblr-3012	216	72	they	they	PRON
cblr-3012	216	73	are	be	AUX
cblr-3012	216	74	cost	cost	NOUN
cblr-3012	216	75	-	-	PUNCT
cblr-3012	216	76	based	base	VERB
cblr-3012	216	77	.	.	PROPN
cblr-3012	217	1	2	2	X
cblr-3012	217	2	.	.	X
cblr-3012	217	3	contribution	contribution	NOUN
cblr-3012	217	4	to	to	PART
cblr-3012	217	5	progress	progress	VERB
cblr-3012	217	6	(	(	PUNCT
cblr-3012	217	7	first	first	ADJ
cblr-3012	217	8	condition	condition	NOUN
cblr-3012	217	9	of	of	ADP
cblr-3012	217	10	art	art	NOUN
cblr-3012	217	11	.	.	PUNCT
cblr-3012	218	1	81	81	NUM
cblr-3012	218	2	-	-	SYM
cblr-3012	218	3	3	3	NUM
cblr-3012	218	4	ec	ec	PROPN
cblr-3012	218	5	):	):	PUNCT
cblr-3012	218	6	the	the	DET
cblr-3012	218	7	impact	impact	NOUN
cblr-3012	218	8	of	of	ADP
cblr-3012	218	9	the	the	DET
cblr-3012	218	10	amended	amend	VERB
cblr-3012	218	11	mif	mif	NOUN
cblr-3012	218	12	on	on	ADP
cblr-3012	218	13	competition	competition	NOUN
cblr-3012	218	14	in	in	ADP
cblr-3012	218	15	the	the	DET
cblr-3012	218	16	acquiring	acquire	VERB
cblr-3012	218	17	market	market	NOUN
cblr-3012	218	18	the	the	DET
cblr-3012	218	19	commission	commission	NOUN
cblr-3012	218	20	first	first	ADV
cblr-3012	218	21	developed	develop	VERB
cblr-3012	218	22	its	its	PRON
cblr-3012	218	23	argument	argument	NOUN
cblr-3012	218	24	under	under	ADP
cblr-3012	218	25	art	art	NOUN
cblr-3012	218	26	.	.	PUNCT
cblr-3012	219	1	81	81	NUM
cblr-3012	219	2	-	-	SYM
cblr-3012	219	3	1	1	NUM
cblr-3012	219	4	ec	ec	PROPN
cblr-3012	219	5	,	,	PUNCT
cblr-3012	219	6	by	by	ADP
cblr-3012	219	7	contending	contend	VERB
cblr-3012	219	8	that	that	PRON
cblr-3012	219	9	visa	visa	NOUN
cblr-3012	219	10	's	's	PART
cblr-3012	219	11	original	original	ADJ
cblr-3012	219	12	mif	mif	NOUN
cblr-3012	219	13	produced	produce	VERB
cblr-3012	219	14	a	a	DET
cblr-3012	219	15	38	38	NUM
cblr-3012	219	16	i	i	PRON
cblr-3012	219	17	d.	d.	NOUN
cblr-3012	219	18	1	1	NUM
cblr-3012	219	19	91	91	NUM
cblr-3012	219	20	.	.	PUNCT
cblr-3012	219	21	39	39	NUM
cblr-3012	220	1	i	i	PRON
cblr-3012	220	2	d.	d.	PROPN
cblr-3012	220	3	40	40	NUM
cblr-3012	221	1	i	i	PRON
cblr-3012	221	2	d.	d.	PROPN
cblr-3012	221	3	103	103	NUM
cblr-3012	221	4	.	.	PUNCT
cblr-3012	222	1	41	41	NUM
cblr-3012	223	1	i	i	PRON
cblr-3012	223	2	d.	d.	PROPN
cblr-3012	223	3	101	101	NUM
cblr-3012	223	4	.	.	PUNCT
cblr-3012	224	1	42	42	NUM
cblr-3012	225	1	i	i	PRON
cblr-3012	225	2	d.	d.	PROPN
cblr-3012	225	3	102	102	NUM
cblr-3012	225	4	.	.	PUNCT
cblr-3012	226	1	negative	negative	ADJ
cblr-3012	226	2	"	"	PUNCT
cblr-3012	226	3	knock	knock	VERB
cblr-3012	226	4	-	-	PUNCT
cblr-3012	226	5	on	on	ADP
cblr-3012	226	6	"	"	PUNCT
cblr-3012	226	7	effect	effect	NOUN
cblr-3012	226	8	on	on	ADP
cblr-3012	226	9	competition	competition	NOUN
cblr-3012	226	10	in	in	ADP
cblr-3012	226	11	the	the	DET
cblr-3012	226	12	acquiring	acquire	VERB
cblr-3012	226	13	market	market	NOUN
cblr-3012	226	14	.	.	PUNCT
cblr-3012	227	1	it	it	PRON
cblr-3012	227	2	observed	observe	VERB
cblr-3012	227	3	that	that	SCONJ
cblr-3012	227	4	merchants	merchant	NOUN
cblr-3012	227	5	have	have	VERB
cblr-3012	227	6	no	no	DET
cblr-3012	227	7	effective	effective	ADJ
cblr-3012	227	8	power	power	NOUN
cblr-3012	227	9	to	to	PART
cblr-3012	227	10	negotiate	negotiate	VERB
cblr-3012	227	11	the	the	DET
cblr-3012	227	12	msc	msc	PROPN
cblr-3012	227	13	with	with	ADP
cblr-3012	227	14	the	the	DET
cblr-3012	227	15	acquiring	acquire	VERB
cblr-3012	227	16	banks	bank	NOUN
cblr-3012	227	17	for	for	ADP
cblr-3012	227	18	several	several	ADJ
cblr-3012	227	19	reasons	reason	NOUN
cblr-3012	227	20	.	.	PUNCT
cblr-3012	228	1	first	first	ADV
cblr-3012	228	2	,	,	PUNCT
cblr-3012	228	3	the	the	DET
cblr-3012	228	4	original	original	ADJ
cblr-3012	228	5	mif	mif	NOUN
cblr-3012	228	6	is	be	AUX
cblr-3012	228	7	"	"	PUNCT
cblr-3012	228	8	a	a	DET
cblr-3012	228	9	business	business	NOUN
cblr-3012	228	10	secret	secret	NOUN
cblr-3012	228	11	.	.	PUNCT
cblr-3012	229	1	"43	"43	PUNCT
cblr-3012	230	1	second	second	ADJ
cblr-3012	230	2	,	,	PUNCT
cblr-3012	230	3	most	most	ADJ
cblr-3012	230	4	issuing	issue	VERB
cblr-3012	230	5	banks	bank	NOUN
cblr-3012	230	6	are	be	AUX
cblr-3012	230	7	members	member	NOUN
cblr-3012	230	8	of	of	ADP
cblr-3012	230	9	both	both	CCONJ
cblr-3012	230	10	the	the	DET
cblr-3012	230	11	visa	visa	NOUN
cblr-3012	230	12	and	and	CCONJ
cblr-3012	230	13	eurocard	eurocard	PROPN
cblr-3012	230	14	/	/	SYM
cblr-3012	230	15	mastercard	mastercard	PROPN
cblr-3012	230	16	systems	system	NOUN
cblr-3012	230	17	,	,	PUNCT
cblr-3012	230	18	and	and	CCONJ
cblr-3012	230	19	therefore	therefore	ADV
cblr-3012	230	20	,	,	PUNCT
cblr-3012	230	21	are	be	AUX
cblr-3012	230	22	"	"	PUNCT
cblr-3012	230	23	likely	likely	ADJ
cblr-3012	230	24	to	to	PART
cblr-3012	230	25	issue	issue	VERB
cblr-3012	230	26	whichever	whichever	PRON
cblr-3012	230	27	of	of	ADP
cblr-3012	230	28	the	the	DET
cblr-3012	230	29	two	two	NUM
cblr-3012	230	30	brands	brand	NOUN
cblr-3012	230	31	had	have	VERB
cblr-3012	230	32	the	the	DET
cblr-3012	230	33	higher	high	ADJ
cblr-3012	230	34	mif	mif	NOUN
cblr-3012	230	35	.	.	PUNCT
cblr-3012	230	36	"44	"44	PROPN
cblr-3012	231	1	third	third	ADJ
cblr-3012	231	2	,	,	PUNCT
cblr-3012	231	3	merchants	merchant	NOUN
cblr-3012	231	4	are	be	AUX
cblr-3012	231	5	better	well	ADJ
cblr-3012	231	6	off	off	ADP
cblr-3012	231	7	if	if	SCONJ
cblr-3012	231	8	they	they	PRON
cblr-3012	231	9	incorporate	incorporate	VERB
cblr-3012	231	10	the	the	DET
cblr-3012	231	11	msc	msc	PROPN
cblr-3012	231	12	in	in	ADP
cblr-3012	231	13	the	the	DET
cblr-3012	231	14	retail	retail	ADJ
cblr-3012	231	15	prices	price	NOUN
cblr-3012	231	16	of	of	ADP
cblr-3012	231	17	their	their	PRON
cblr-3012	231	18	goods	good	NOUN
cblr-3012	231	19	than	than	SCONJ
cblr-3012	231	20	if	if	SCONJ
cblr-3012	231	21	they	they	PRON
cblr-3012	231	22	cease	cease	VERB
cblr-3012	231	23	accepting	accept	VERB
cblr-3012	231	24	visa	visa	NOUN
cblr-3012	231	25	cards	card	NOUN
cblr-3012	231	26	because	because	SCONJ
cblr-3012	231	27	visa	visa	NOUN
cblr-3012	231	28	's	's	PART
cblr-3012	231	29	msc	msc	PROPN
cblr-3012	231	30	is	be	AUX
cblr-3012	231	31	too	too	ADV
cblr-3012	231	32	high.45	high.45	NOUN
cblr-3012	231	33	the	the	DET
cblr-3012	231	34	commission	commission	NOUN
cblr-3012	231	35	then	then	ADV
cblr-3012	231	36	acknowledged	acknowledge	VERB
cblr-3012	231	37	that	that	SCONJ
cblr-3012	231	38	visa	visa	NOUN
cblr-3012	231	39	's	's	PART
cblr-3012	231	40	proposal	proposal	NOUN
cblr-3012	231	41	to	to	PART
cblr-3012	231	42	link	link	VERB
cblr-3012	231	43	the	the	DET
cblr-3012	231	44	mif	mif	PROPN
cblr-3012	231	45	to	to	ADP
cblr-3012	231	46	the	the	DET
cblr-3012	231	47	cost	cost	NOUN
cblr-3012	231	48	of	of	ADP
cblr-3012	231	49	three	three	NUM
cblr-3012	231	50	services	service	NOUN
cblr-3012	231	51	supplied	supply	VERB
cblr-3012	231	52	by	by	ADP
cblr-3012	231	53	the	the	DET
cblr-3012	231	54	issuing	issue	VERB
cblr-3012	231	55	banks	bank	NOUN
cblr-3012	231	56	to	to	ADP
cblr-3012	231	57	the	the	DET
cblr-3012	231	58	merchants	merchant	NOUN
cblr-3012	231	59	"	"	PUNCT
cblr-3012	231	60	mitigated	mitigate	VERB
cblr-3012	231	61	"	"	PUNCT
cblr-3012	231	62	its	its	PRON
cblr-3012	231	63	concerns	concern	NOUN
cblr-3012	231	64	over	over	ADP
cblr-3012	231	65	the	the	DET
cblr-3012	231	66	lack	lack	NOUN
cblr-3012	231	67	of	of	ADP
cblr-3012	231	68	competition	competition	NOUN
cblr-3012	231	69	in	in	ADP
cblr-3012	231	70	the	the	DET
cblr-3012	231	71	acquiring	acquire	VERB
cblr-3012	231	72	market.46	market.46	NOUN
cblr-3012	231	73	these	these	DET
cblr-3012	231	74	services	service	NOUN
cblr-3012	231	75	include	include	VERB
cblr-3012	231	76	:	:	PUNCT
cblr-3012	231	77	(	(	PUNCT
cblr-3012	231	78	i	i	NOUN
cblr-3012	231	79	)	)	PUNCT
cblr-3012	231	80	processing	process	VERB
cblr-3012	231	81	the	the	DET
cblr-3012	231	82	card	card	NOUN
cblr-3012	231	83	payment	payment	NOUN
cblr-3012	231	84	;	;	PUNCT
cblr-3012	231	85	(	(	PUNCT
cblr-3012	231	86	ii	ii	NOUN
cblr-3012	231	87	)	)	PUNCT
cblr-3012	231	88	guaranteeing	guarantee	VERB
cblr-3012	231	89	the	the	DET
cblr-3012	231	90	card	card	NOUN
cblr-3012	231	91	payment	payment	NOUN
cblr-3012	231	92	;	;	PUNCT
cblr-3012	231	93	and	and	CCONJ
cblr-3012	231	94	(	(	PUNCT
cblr-3012	231	95	iii	iii	X
cblr-3012	231	96	)	)	PUNCT
cblr-3012	231	97	offering	offer	VERB
cblr-3012	231	98	a	a	DET
cblr-3012	231	99	free	free	ADJ
cblr-3012	231	100	funding	funding	NOUN
cblr-3012	231	101	period	period	NOUN
cblr-3012	231	102	.	.	PUNCT
cblr-3012	232	1	the	the	DET
cblr-3012	232	2	commission	commission	NOUN
cblr-3012	232	3	acknowledged	acknowledge	VERB
cblr-3012	232	4	that	that	SCONJ
cblr-3012	232	5	the	the	DET
cblr-3012	232	6	amended	amend	VERB
cblr-3012	232	7	mif	mif	NOUN
cblr-3012	232	8	would	would	AUX
cblr-3012	232	9	not	not	PART
cblr-3012	232	10	exceed	exceed	VERB
cblr-3012	232	11	the	the	DET
cblr-3012	232	12	costs	cost	NOUN
cblr-3012	232	13	of	of	ADP
cblr-3012	232	14	these	these	DET
cblr-3012	232	15	services	service	NOUN
cblr-3012	232	16	,	,	PUNCT
cblr-3012	232	17	47	47	NUM
cblr-3012	232	18	and	and	CCONJ
cblr-3012	232	19	that	that	SCONJ
cblr-3012	232	20	the	the	DET
cblr-3012	232	21	services	service	NOUN
cblr-3012	232	22	"	"	PUNCT
cblr-3012	232	23	can	can	AUX
cblr-3012	232	24	all	all	PRON
cblr-3012	232	25	be	be	AUX
cblr-3012	232	26	said	say	VERB
cblr-3012	232	27	today	today	NOUN
cblr-3012	232	28	to	to	PART
cblr-3012	232	29	be	be	AUX
cblr-3012	232	30	,	,	PUNCT
cblr-3012	232	31	at	at	ADP
cblr-3012	232	32	least	least	ADJ
cblr-3012	232	33	in	in	ADP
cblr-3012	232	34	part	part	NOUN
cblr-3012	232	35	,	,	PUNCT
cblr-3012	232	36	to	to	ADP
cblr-3012	232	37	the	the	DET
cblr-3012	232	38	benefit	benefit	NOUN
cblr-3012	232	39	of	of	ADP
cblr-3012	232	40	the	the	DET
cblr-3012	232	41	merchant	merchant	NOUN
cblr-3012	232	42	.	.	PUNCT
cblr-3012	232	43	"	"	PUNCT
cblr-3012	233	1	48	48	NUM
cblr-3012	233	2	however	however	ADV
cblr-3012	233	3	,	,	PUNCT
cblr-3012	233	4	the	the	DET
cblr-3012	233	5	commission	commission	NOUN
cblr-3012	233	6	adapted	adapt	VERB
cblr-3012	233	7	its	its	PRON
cblr-3012	233	8	language	language	NOUN
cblr-3012	233	9	for	for	ADP
cblr-3012	233	10	each	each	DET
cblr-3012	233	11	service	service	NOUN
cblr-3012	233	12	.	.	PUNCT
cblr-3012	234	1	with	with	ADP
cblr-3012	234	2	regard	regard	NOUN
cblr-3012	234	3	to	to	ADP
cblr-3012	234	4	the	the	DET
cblr-3012	234	5	first	first	ADJ
cblr-3012	234	6	service	service	NOUN
cblr-3012	234	7	,	,	PUNCT
cblr-3012	234	8	the	the	DET
cblr-3012	234	9	commission	commission	NOUN
cblr-3012	234	10	stated	state	VERB
cblr-3012	234	11	that	that	SCONJ
cblr-3012	234	12	"	"	PUNCT
cblr-3012	234	13	there	there	PRON
cblr-3012	234	14	is	be	VERB
cblr-3012	234	15	no	no	DET
cblr-3012	234	16	doubt	doubt	NOUN
cblr-3012	234	17	that	that	SCONJ
cblr-3012	234	18	the	the	DET
cblr-3012	234	19	merchant	merchant	NOUN
cblr-3012	234	20	benefits	benefit	NOUN
cblr-3012	234	21	"	"	PUNCT
cblr-3012	234	22	from	from	ADP
cblr-3012	234	23	the	the	DET
cblr-3012	234	24	processing	processing	NOUN
cblr-3012	234	25	fee	fee	NOUN
cblr-3012	234	26	.	.	PUNCT
cblr-3012	235	1	on	on	ADP
cblr-3012	235	2	the	the	DET
cblr-3012	235	3	other	other	ADJ
cblr-3012	235	4	hand	hand	NOUN
cblr-3012	235	5	,	,	PUNCT
cblr-3012	235	6	regarding	regard	VERB
cblr-3012	235	7	the	the	DET
cblr-3012	235	8	two	two	NUM
cblr-3012	235	9	other	other	ADJ
cblr-3012	235	10	services	service	NOUN
cblr-3012	235	11	,	,	PUNCT
cblr-3012	235	12	the	the	DET
cblr-3012	235	13	commission	commission	NOUN
cblr-3012	235	14	recognized	recognize	VERB
cblr-3012	235	15	that	that	SCONJ
cblr-3012	235	16	guaranteeing	guarantee	VERB
cblr-3012	235	17	the	the	DET
cblr-3012	235	18	card	card	NOUN
cblr-3012	235	19	payment	payment	NOUN
cblr-3012	235	20	is	be	AUX
cblr-3012	235	21	a	a	DET
cblr-3012	235	22	service	service	NOUN
cblr-3012	235	23	for	for	ADP
cblr-3012	235	24	which	which	PRON
cblr-3012	235	25	"	"	PUNCT
cblr-3012	235	26	[	[	X
cblr-3012	235	27	n]o	n]o	NOUN
cblr-3012	235	28	evidence	evidence	NOUN
cblr-3012	235	29	has	have	AUX
cblr-3012	235	30	been	be	AUX
cblr-3012	235	31	provided	provide	VERB
cblr-3012	235	32	...	...	PUNCT
cblr-3012	235	33	to	to	PART
cblr-3012	235	34	suggest	suggest	VERB
cblr-3012	235	35	that	that	PRON
cblr-3012	235	36	.	.	PUNCT
cblr-3012	235	37	.	.	PUNCT
cblr-3012	236	1	.insurance	.insurance	VERB
cblr-3012	236	2	against	against	ADP
cblr-3012	236	3	fraud	fraud	NOUN
cblr-3012	236	4	and	and	CCONJ
cblr-3012	236	5	credit	credit	NOUN
cblr-3012	236	6	losses	loss	NOUN
cblr-3012	236	7	linked	link	VERB
cblr-3012	236	8	to	to	ADP
cblr-3012	236	9	international	international	ADJ
cblr-3012	236	10	card	card	NOUN
cblr-3012	236	11	payments	payment	NOUN
cblr-3012	236	12	would	would	AUX
cblr-3012	236	13	be	be	AUX
cblr-3012	236	14	widely	widely	ADV
cblr-3012	236	15	4	4	NUM
cblr-3012	236	16	i	i	PRON
cblr-3012	236	17	d.	d.	VERB
cblr-3012	236	18	it	it	PRON
cblr-3012	236	19	80	80	NUM
cblr-3012	236	20	.	.	PUNCT
cblr-3012	237	1	44	44	NUM
cblr-3012	238	1	i	i	PRON
cblr-3012	238	2	d.	d.	PROPN
cblr-3012	238	3	45	45	NUM
cblr-3012	239	1	i	i	PRON
cblr-3012	239	2	d.	d.	PROPN
cblr-3012	239	3	46	46	NUM
cblr-3012	240	1	i	i	PRON
cblr-3012	240	2	d.	d.	PROPN
cblr-3012	240	3	4	4	NUM
cblr-3012	240	4	'	'	PUNCT
cblr-3012	240	5	i	i	PRON
cblr-3012	240	6	d.	d.	PROPN
cblr-3012	240	7	92	92	NUM
cblr-3012	240	8	.	.	PUNCT
cblr-3012	241	1	note	note	VERB
cblr-3012	241	2	that	that	SCONJ
cblr-3012	241	3	the	the	DET
cblr-3012	241	4	commission	commission	NOUN
cblr-3012	241	5	demonstrates	demonstrate	VERB
cblr-3012	241	6	a	a	DET
cblr-3012	241	7	deferential	deferential	ADJ
cblr-3012	241	8	attitude	attitude	NOUN
cblr-3012	241	9	in	in	ADP
cblr-3012	241	10	trusting	trust	VERB
cblr-3012	241	11	that	that	SCONJ
cblr-3012	241	12	the	the	DET
cblr-3012	241	13	amended	amend	VERB
cblr-3012	241	14	mif	mif	NOUN
cblr-3012	241	15	will	will	AUX
cblr-3012	241	16	not	not	PART
cblr-3012	241	17	exceed	exceed	VERB
cblr-3012	241	18	the	the	DET
cblr-3012	241	19	cost	cost	NOUN
cblr-3012	241	20	of	of	ADP
cblr-3012	241	21	these	these	DET
cblr-3012	241	22	three	three	NUM
cblr-3012	241	23	services	service	NOUN
cblr-3012	241	24	.	.	PUNCT
cblr-3012	242	1	it	it	PRON
cblr-3012	242	2	also	also	ADV
cblr-3012	242	3	points	point	VERB
cblr-3012	242	4	to	to	ADP
cblr-3012	242	5	a	a	DET
cblr-3012	242	6	cost	cost	NOUN
cblr-3012	242	7	study	study	NOUN
cblr-3012	242	8	using	use	VERB
cblr-3012	242	9	a	a	DET
cblr-3012	242	10	representative	representative	ADJ
cblr-3012	242	11	sample	sample	NOUN
cblr-3012	242	12	of	of	ADP
cblr-3012	242	13	visa	visa	NOUN
cblr-3012	242	14	members	member	NOUN
cblr-3012	242	15	audited	audit	VERB
cblr-3012	242	16	by	by	ADP
cblr-3012	242	17	an	an	DET
cblr-3012	242	18	independent	independent	ADJ
cblr-3012	242	19	expert	expert	NOUN
cblr-3012	242	20	in	in	ADP
cblr-3012	242	21	order	order	NOUN
cblr-3012	242	22	to	to	PART
cblr-3012	242	23	guarantee	guarantee	VERB
cblr-3012	242	24	such	such	DET
cblr-3012	242	25	a	a	DET
cblr-3012	242	26	result	result	NOUN
cblr-3012	242	27	.	.	PUNCT
cblr-3012	243	1	41	41	NUM
cblr-3012	244	1	i	i	PRON
cblr-3012	244	2	d.	d.	PROPN
cblr-3012	244	3	85	85	NUM
cblr-3012	244	4	(	(	PUNCT
cblr-3012	244	5	emphasis	emphasis	NOUN
cblr-3012	244	6	added	add	VERB
cblr-3012	244	7	)	)	PUNCT
cblr-3012	244	8	.	.	PUNCT
cblr-3012	245	1	col	col	PROPN
cblr-3012	245	2	umbia	umbia	PROPN
cblr-3012	245	3	b	b	PROPN
cblr-3012	245	4	usiness	usiness	PROPN
cblr-3012	245	5	la	la	PROPN
cblr-3012	245	6	w	w	PROPN
cblr-3012	245	7	re	re	PROPN
cblr-3012	245	8	vie	vie	PROPN
cblr-3012	245	9	w	w	PROPN
cblr-3012	246	1	[	[	X
cblr-3012	246	2	vol	vol	NOUN
cblr-3012	246	3	.	.	PUNCT
cblr-3012	246	4	2005	2005	NUM
cblr-3012	246	5	no	no	NOUN
cblr-3012	246	6	.	.	PUNCT
cblr-3012	247	1	3:703	3:703	NUM
cblr-3012	247	2	]	]	X
cblr-3012	247	3	multilateral	multilateral	ADJ
cblr-3012	247	4	interchange	interchange	NOUN
cblr-3012	247	5	fees	fee	NOUN
cblr-3012	247	6	in	in	ADP
cblr-3012	247	7	the	the	DET
cblr-3012	247	8	e.	e.	PROPN
cblr-3012	247	9	u	u	PROPN
cblr-3012	247	10	715	715	PROPN
cblr-3012	247	11	available	available	ADJ
cblr-3012	247	12	to	to	ADP
cblr-3012	247	13	retailers	retailer	NOUN
cblr-3012	247	14	.	.	PUNCT
cblr-3012	247	15	"	"	PUNCT
cblr-3012	248	1	,	,	PUNCT
cblr-3012	248	2	9	9	NUM
cblr-3012	248	3	in	in	ADP
cblr-3012	248	4	this	this	DET
cblr-3012	248	5	respect	respect	NOUN
cblr-3012	248	6	,	,	PUNCT
cblr-3012	248	7	it	it	PRON
cblr-3012	248	8	observed	observe	VERB
cblr-3012	248	9	that	that	SCONJ
cblr-3012	248	10	the	the	DET
cblr-3012	248	11	likelihood	likelihood	NOUN
cblr-3012	248	12	of	of	ADP
cblr-3012	248	13	fraud	fraud	NOUN
cblr-3012	248	14	is	be	AUX
cblr-3012	248	15	much	much	ADV
cblr-3012	248	16	higher	high	ADJ
cblr-3012	248	17	for	for	ADP
cblr-3012	248	18	cross	cross	ADJ
cblr-3012	248	19	-	-	ADJ
cblr-3012	248	20	border	border	ADJ
cblr-3012	248	21	than	than	ADP
cblr-3012	248	22	for	for	ADP
cblr-3012	248	23	domestic	domestic	ADJ
cblr-3012	248	24	transactions.5	transactions.5	PROPN
cblr-3012	248	25	0	0	NUM
cblr-3012	248	26	with	with	ADP
cblr-3012	248	27	regard	regard	NOUN
cblr-3012	248	28	to	to	ADP
cblr-3012	248	29	the	the	DET
cblr-3012	248	30	free	free	ADJ
cblr-3012	248	31	funding	funding	NOUN
cblr-3012	248	32	period	period	NOUN
cblr-3012	248	33	,	,	PUNCT
cblr-3012	248	34	the	the	DET
cblr-3012	248	35	commission	commission	NOUN
cblr-3012	248	36	also	also	ADV
cblr-3012	248	37	focused	focus	VERB
cblr-3012	248	38	on	on	ADP
cblr-3012	248	39	the	the	DET
cblr-3012	248	40	benefits	benefit	NOUN
cblr-3012	248	41	to	to	ADP
cblr-3012	248	42	merchants	merchant	NOUN
cblr-3012	248	43	for	for	ADP
cblr-3012	248	44	international	international	ADJ
cblr-3012	248	45	card	card	NOUN
cblr-3012	248	46	payments	payment	NOUN
cblr-3012	248	47	and	and	CCONJ
cblr-3012	248	48	added	add	VERB
cblr-3012	248	49	that	that	SCONJ
cblr-3012	248	50	it	it	PRON
cblr-3012	248	51	"	"	PUNCT
cblr-3012	248	52	might	might	AUX
cblr-3012	248	53	conceivably	conceivably	ADV
cblr-3012	248	54	reach	reach	VERB
cblr-3012	248	55	a	a	DET
cblr-3012	248	56	different	different	ADJ
cblr-3012	248	57	conclusion	conclusion	NOUN
cblr-3012	248	58	"	"	PUNCT
cblr-3012	248	59	in	in	ADP
cblr-3012	248	60	the	the	DET
cblr-3012	248	61	case	case	NOUN
cblr-3012	248	62	of	of	ADP
cblr-3012	248	63	domestic	domestic	ADJ
cblr-3012	248	64	card	card	NOUN
cblr-3012	248	65	payments.51	payments.51	NOUN
cblr-3012	248	66	3	3	X
cblr-3012	248	67	.	.	PUNCT
cblr-3012	248	68	indispensable	indispensable	ADJ
cblr-3012	248	69	contribution	contribution	NOUN
cblr-3012	248	70	to	to	PART
cblr-3012	248	71	progress	progress	VERB
cblr-3012	248	72	(	(	PUNCT
cblr-3012	248	73	third	third	ADJ
cblr-3012	248	74	condition	condition	NOUN
cblr-3012	248	75	of	of	ADP
cblr-3012	248	76	art	art	NOUN
cblr-3012	248	77	.	.	PUNCT
cblr-3012	249	1	81	81	NUM
cblr-3012	249	2	-	-	SYM
cblr-3012	249	3	3	3	NUM
cblr-3012	249	4	ec	ec	PROPN
cblr-3012	249	5	):	):	PUNCT
cblr-3012	249	6	the	the	DET
cblr-3012	249	7	impact	impact	NOUN
cblr-3012	249	8	of	of	ADP
cblr-3012	249	9	the	the	DET
cblr-3012	249	10	amended	amend	VERB
cblr-3012	249	11	mif	mif	NOUN
cblr-3012	249	12	on	on	ADP
cblr-3012	249	13	competition	competition	NOUN
cblr-3012	249	14	in	in	ADP
cblr-3012	249	15	the	the	DET
cblr-3012	249	16	issuing	issue	VERB
cblr-3012	249	17	market	market	NOUN
cblr-3012	249	18	the	the	DET
cblr-3012	249	19	commission	commission	NOUN
cblr-3012	249	20	began	begin	VERB
cblr-3012	249	21	by	by	ADP
cblr-3012	249	22	stating	state	VERB
cblr-3012	249	23	credit	credit	NOUN
cblr-3012	249	24	card	card	NOUN
cblr-3012	249	25	companies	company	NOUN
cblr-3012	249	26	may	may	AUX
cblr-3012	249	27	not	not	PART
cblr-3012	249	28	use	use	VERB
cblr-3012	249	29	bilateral	bilateral	ADJ
cblr-3012	249	30	interchange	interchange	NOUN
cblr-3012	249	31	fee	fee	NOUN
cblr-3012	249	32	arrangements	arrangement	NOUN
cblr-3012	249	33	.	.	PUNCT
cblr-3012	250	1	with	with	ADP
cblr-3012	250	2	several	several	ADJ
cblr-3012	250	3	thousand	thousand	NUM
cblr-3012	250	4	banks	bank	NOUN
cblr-3012	250	5	operating	operate	VERB
cblr-3012	250	6	in	in	ADP
cblr-3012	250	7	visa	visa	NOUN
cblr-3012	250	8	's	's	PART
cblr-3012	250	9	eu	eu	PROPN
cblr-3012	250	10	region	region	NOUN
cblr-3012	250	11	,	,	PUNCT
cblr-3012	250	12	such	such	ADJ
cblr-3012	250	13	arrangements	arrangement	NOUN
cblr-3012	250	14	would	would	AUX
cblr-3012	250	15	increase	increase	VERB
cblr-3012	250	16	the	the	DET
cblr-3012	250	17	"	"	PUNCT
cblr-3012	250	18	negotiation	negotiation	NOUN
cblr-3012	250	19	and	and	CCONJ
cblr-3012	250	20	transaction	transaction	NOUN
cblr-3012	250	21	costs	cost	NOUN
cblr-3012	250	22	"	"	PUNCT
cblr-3012	250	23	and	and	CCONJ
cblr-3012	250	24	"	"	PUNCT
cblr-3012	250	25	result	result	VERB
cblr-3012	250	26	in	in	ADP
cblr-3012	250	27	higher	high	ADJ
cblr-3012	250	28	and	and	CCONJ
cblr-3012	250	29	less	less	ADV
cblr-3012	250	30	transparent	transparent	ADJ
cblr-3012	250	31	fees	fee	NOUN
cblr-3012	250	32	.	.	PUNCT
cblr-3012	250	33	"	"	PUNCT
cblr-3012	251	1	52	52	NUM
cblr-3012	251	2	however	however	ADV
cblr-3012	251	3	,	,	PUNCT
cblr-3012	251	4	the	the	DET
cblr-3012	251	5	commission	commission	NOUN
cblr-3012	251	6	added	add	VERB
cblr-3012	251	7	that	that	SCONJ
cblr-3012	251	8	this	this	DET
cblr-3012	251	9	conclusion	conclusion	NOUN
cblr-3012	251	10	does	do	AUX
cblr-3012	251	11	not	not	PART
cblr-3012	251	12	necessarily	necessarily	ADV
cblr-3012	251	13	apply	apply	VERB
cblr-3012	251	14	in	in	ADP
cblr-3012	251	15	a	a	DET
cblr-3012	251	16	domestic	domestic	ADJ
cblr-3012	251	17	context	context	NOUN
cblr-3012	251	18	"	"	PUNCT
cblr-3012	251	19	where	where	SCONJ
cblr-3012	251	20	the	the	DET
cblr-3012	251	21	number	number	NOUN
cblr-3012	251	22	of	of	ADP
cblr-3012	251	23	banks	bank	NOUN
cblr-3012	251	24	may	may	AUX
cblr-3012	251	25	well	well	ADV
cblr-3012	251	26	be	be	AUX
cblr-3012	251	27	far	far	ADV
cblr-3012	251	28	fewer	few	ADJ
cblr-3012	251	29	and	and	CCONJ
cblr-3012	251	30	the	the	DET
cblr-3012	251	31	efficiency	efficiency	NOUN
cblr-3012	251	32	gains	gain	NOUN
cblr-3012	251	33	of	of	ADP
cblr-3012	251	34	a	a	DET
cblr-3012	251	35	multilateral	multilateral	ADJ
cblr-3012	251	36	agreement	agreement	NOUN
cblr-3012	251	37	vis	vis	X
cblr-3012	251	38	-	-	PUNCT
cblr-3012	251	39	a	a	PRON
cblr-3012	251	40	-	-	PUNCT
cblr-3012	251	41	vis	vis	X
cblr-3012	251	42	bilateral	bilateral	ADJ
cblr-3012	251	43	agreements	agreement	NOUN
cblr-3012	251	44	may	may	AUX
cblr-3012	251	45	not	not	PART
cblr-3012	251	46	outweigh	outweigh	VERB
cblr-3012	251	47	the	the	DET
cblr-3012	251	48	disadvantage	disadvantage	NOUN
cblr-3012	251	49	of	of	ADP
cblr-3012	251	50	the	the	DET
cblr-3012	251	51	creation	creation	NOUN
cblr-3012	251	52	of	of	ADP
cblr-3012	251	53	a	a	DET
cblr-3012	251	54	restriction	restriction	NOUN
cblr-3012	251	55	of	of	ADP
cblr-3012	251	56	competition	competition	NOUN
cblr-3012	251	57	.	.	PUNCT
cblr-3012	252	1	"5	"5	NOUN
cblr-3012	252	2	3	3	NUM
cblr-3012	252	3	in	in	ADP
cblr-3012	252	4	focusing	focus	VERB
cblr-3012	252	5	on	on	ADP
cblr-3012	252	6	the	the	DET
cblr-3012	252	7	issuing	issue	VERB
cblr-3012	252	8	market	market	NOUN
cblr-3012	252	9	,	,	PUNCT
cblr-3012	252	10	the	the	DET
cblr-3012	252	11	commission	commission	NOUN
cblr-3012	252	12	submitted	submit	VERB
cblr-3012	252	13	that	that	SCONJ
cblr-3012	252	14	"	"	PUNCT
cblr-3012	252	15	in	in	ADP
cblr-3012	252	16	the	the	DET
cblr-3012	252	17	absence	absence	NOUN
cblr-3012	252	18	of	of	ADP
cblr-3012	252	19	an	an	DET
cblr-3012	252	20	interchange	interchange	NOUN
cblr-3012	252	21	agreement	agreement	NOUN
cblr-3012	252	22	,	,	PUNCT
cblr-3012	252	23	the	the	DET
cblr-3012	252	24	issuing	issue	VERB
cblr-3012	252	25	banks	bank	NOUN
cblr-3012	252	26	would	would	AUX
cblr-3012	252	27	have	have	VERB
cblr-3012	252	28	to	to	PART
cblr-3012	252	29	absorb	absorb	VERB
cblr-3012	252	30	the	the	DET
cblr-3012	252	31	costs	cost	NOUN
cblr-3012	252	32	of	of	ADP
cblr-3012	252	33	such	such	ADJ
cblr-3012	252	34	services	service	NOUN
cblr-3012	252	35	or	or	CCONJ
cblr-3012	252	36	charge	charge	VERB
cblr-3012	252	37	them	they	PRON
cblr-3012	252	38	directly	directly	ADV
cblr-3012	252	39	in	in	ADP
cblr-3012	252	40	whole	whole	ADJ
cblr-3012	252	41	or	or	CCONJ
cblr-3012	252	42	in	in	ADP
cblr-3012	252	43	part	part	NOUN
cblr-3012	252	44	to	to	ADP
cblr-3012	252	45	the	the	DET
cblr-3012	252	46	cardholder	cardholder	NOUN
cblr-3012	252	47	.	.	PUNCT
cblr-3012	253	1	"54	"54	VERB
cblr-3012	253	2	in	in	ADP
cblr-3012	253	3	the	the	DET
cblr-3012	253	4	case	case	NOUN
cblr-3012	253	5	of	of	ADP
cblr-3012	253	6	cost	cost	NOUN
cblr-3012	253	7	absorption	absorption	NOUN
cblr-3012	253	8	,	,	PUNCT
cblr-3012	253	9	the	the	DET
cblr-3012	253	10	absence	absence	NOUN
cblr-3012	253	11	of	of	ADP
cblr-3012	253	12	an	an	DET
cblr-3012	253	13	interchange	interchange	NOUN
cblr-3012	253	14	fee	fee	NOUN
cblr-3012	253	15	"	"	PUNCT
cblr-3012	253	16	would	would	AUX
cblr-3012	253	17	probably	probably	ADV
cblr-3012	253	18	lead	lead	VERB
cblr-3012	253	19	to	to	ADP
cblr-3012	253	20	them	they	PRON
cblr-3012	253	21	being	be	AUX
cblr-3012	253	22	recovered	recover	VERB
cblr-3012	253	23	by	by	ADP
cblr-3012	253	24	higher	high	ADJ
cblr-3012	253	25	fees	fee	NOUN
cblr-3012	253	26	for	for	ADP
cblr-3012	253	27	unrelated	unrelated	ADJ
cblr-3012	253	28	services	service	NOUN
cblr-3012	253	29	(	(	PUNCT
cblr-3012	253	30	crosssubsidi[z]ation)."55	crosssubsidi[z]ation)."55	NUM
cblr-3012	253	31	direct	direct	ADJ
cblr-3012	253	32	charges	charge	NOUN
cblr-3012	253	33	"	"	PUNCT
cblr-3012	253	34	might	might	AUX
cblr-3012	253	35	destabili[z]e	destabili[z]e	ADV
cblr-3012	253	36	the	the	DET
cblr-3012	253	37	49	49	NUM
cblr-3012	253	38	i	i	PRON
cblr-3012	253	39	d.	d.	PROPN
cblr-3012	253	40	1	1	NUM
cblr-3012	253	41	86	86	NUM
cblr-3012	253	42	.	.	PUNCT
cblr-3012	254	1	50	50	NUM
cblr-3012	255	1	i	i	PRON
cblr-3012	255	2	d.	d.	NOUN
cblr-3012	255	3	5	5	NUM
cblr-3012	255	4	'	'	PUNCT
cblr-3012	255	5	i	i	PRON
cblr-3012	255	6	d.	d.	PROPN
cblr-3012	255	7	89	89	NUM
cblr-3012	255	8	.	.	PUNCT
cblr-3012	256	1	52	52	NUM
cblr-3012	257	1	i	i	PRON
cblr-3012	257	2	d.	d.	PROPN
cblr-3012	257	3	101	101	NUM
cblr-3012	257	4	.	.	PUNCT
cblr-3012	258	1	53	53	NUM
cblr-3012	258	2	i	i	PROPN
cblr-3012	258	3	d.	d.	PROPN
cblr-3012	258	4	1	1	NUM
cblr-3012	258	5	101	101	NUM
cblr-3012	258	6	n.45	n.45	NOUN
cblr-3012	258	7	.	.	PROPN
cblr-3012	259	1	54	54	NUM
cblr-3012	260	1	i	i	PRON
cblr-3012	260	2	d.	d.	PROPN
cblr-3012	260	3	102	102	NUM
cblr-3012	260	4	.	.	PUNCT
cblr-3012	261	1	55	55	NUM
cblr-3012	262	1	i	i	PROPN
cblr-3012	262	2	d.	d.	PROPN
cblr-3012	262	3	visa	visa	NOUN
cblr-3012	262	4	system	system	NOUN
cblr-3012	262	5	because	because	SCONJ
cblr-3012	262	6	cardholders	cardholder	NOUN
cblr-3012	262	7	could	could	AUX
cblr-3012	262	8	make	make	VERB
cblr-3012	262	9	less	less	ADJ
cblr-3012	262	10	use	use	NOUN
cblr-3012	262	11	of	of	ADP
cblr-3012	262	12	their	their	PRON
cblr-3012	262	13	visa	visa	NOUN
cblr-3012	262	14	cards	card	NOUN
cblr-3012	262	15	,	,	PUNCT
cblr-3012	262	16	considering	consider	VERB
cblr-3012	262	17	the	the	DET
cblr-3012	262	18	price	price	NOUN
cblr-3012	262	19	now	now	ADV
cblr-3012	262	20	to	to	PART
cblr-3012	262	21	be	be	AUX
cblr-3012	262	22	excessive	excessive	ADJ
cblr-3012	262	23	,	,	PUNCT
cblr-3012	262	24	"	"	PUNCT
cblr-3012	262	25	and	and	CCONJ
cblr-3012	262	26	"	"	PUNCT
cblr-3012	262	27	this	this	DET
cblr-3012	262	28	reduction	reduction	NOUN
cblr-3012	262	29	in	in	ADP
cblr-3012	262	30	the	the	DET
cblr-3012	262	31	use	use	NOUN
cblr-3012	262	32	of	of	ADP
cblr-3012	262	33	visa	visa	NOUN
cblr-3012	262	34	cards	card	NOUN
cblr-3012	262	35	could	could	AUX
cblr-3012	262	36	in	in	ADP
cblr-3012	262	37	turn	turn	NOUN
cblr-3012	262	38	make	make	VERB
cblr-3012	262	39	the	the	DET
cblr-3012	262	40	card	card	NOUN
cblr-3012	262	41	less	less	ADV
cblr-3012	262	42	attractive	attractive	ADJ
cblr-3012	262	43	to	to	ADP
cblr-3012	262	44	merchants	merchant	NOUN
cblr-3012	262	45	,	,	PUNCT
cblr-3012	262	46	thus	thus	ADV
cblr-3012	262	47	setting	set	VERB
cblr-3012	262	48	off	off	ADP
cblr-3012	262	49	a	a	DET
cblr-3012	262	50	downward	downward	ADJ
cblr-3012	262	51	spiral	spiral	NOUN
cblr-3012	262	52	in	in	ADP
cblr-3012	262	53	the	the	DET
cblr-3012	262	54	use	use	NOUN
cblr-3012	262	55	of	of	ADP
cblr-3012	262	56	the	the	DET
cblr-3012	262	57	visa	visa	NOUN
cblr-3012	262	58	system	system	NOUN
cblr-3012	262	59	.	.	PUNCT
cblr-3012	263	1	"56	"56	PROPN
cblr-3012	263	2	clearly	clearly	ADV
cblr-3012	263	3	,	,	PUNCT
cblr-3012	263	4	the	the	DET
cblr-3012	263	5	commission	commission	NOUN
cblr-3012	263	6	's	's	PART
cblr-3012	263	7	reasoning	reasoning	NOUN
cblr-3012	263	8	on	on	ADP
cblr-3012	263	9	indispensability	indispensability	NOUN
cblr-3012	263	10	is	be	AUX
cblr-3012	263	11	not	not	PART
cblr-3012	263	12	limited	limit	VERB
cblr-3012	263	13	to	to	ADP
cblr-3012	263	14	cost	cost	NOUN
cblr-3012	263	15	-	-	PUNCT
cblr-3012	263	16	based	base	VERB
cblr-3012	263	17	mifs	mif	NOUN
cblr-3012	263	18	alone	alone	ADV
cblr-3012	263	19	.	.	PUNCT
cblr-3012	264	1	it	it	PRON
cblr-3012	264	2	also	also	ADV
cblr-3012	264	3	applies	apply	VERB
cblr-3012	264	4	when	when	SCONJ
cblr-3012	264	5	issuing	issue	VERB
cblr-3012	264	6	banks	bank	NOUN
cblr-3012	264	7	charge	charge	VERB
cblr-3012	264	8	a	a	DET
cblr-3012	264	9	zero	zero	NUM
cblr-3012	264	10	mif	mif	NOUN
cblr-3012	264	11	57	57	NUM
cblr-3012	264	12	or	or	CCONJ
cblr-3012	264	13	an	an	DET
cblr-3012	264	14	mif	mif	NOUN
cblr-3012	264	15	that	that	PRON
cblr-3012	264	16	only	only	ADV
cblr-3012	264	17	partly	partly	ADV
cblr-3012	264	18	covers	cover	VERB
cblr-3012	264	19	the	the	DET
cblr-3012	264	20	cost	cost	NOUN
cblr-3012	264	21	of	of	ADP
cblr-3012	264	22	the	the	DET
cblr-3012	264	23	respective	respective	ADJ
cblr-3012	264	24	services	service	NOUN
cblr-3012	264	25	.	.	PUNCT
cblr-3012	265	1	iii	iii	X
cblr-3012	265	2	.	.	PUNCT
cblr-3012	266	1	the	the	DET
cblr-3012	266	2	visa	visa	NOUN
cblr-3012	266	3	international	international	ADJ
cblr-3012	266	4	decision	decision	NOUN
cblr-3012	266	5	:	:	PUNCT
cblr-3012	266	6	appraisal	appraisal	NOUN
cblr-3012	266	7	of	of	ADP
cblr-3012	266	8	the	the	DET
cblr-3012	266	9	theory	theory	NOUN
cblr-3012	266	10	of	of	ADP
cblr-3012	266	11	harm	harm	NOUN
cblr-3012	266	12	recall	recall	VERB
cblr-3012	266	13	that	that	SCONJ
cblr-3012	266	14	the	the	DET
cblr-3012	266	15	commission	commission	NOUN
cblr-3012	266	16	objected	object	VERB
cblr-3012	266	17	to	to	ADP
cblr-3012	266	18	visa	visa	NOUN
cblr-3012	266	19	's	's	PART
cblr-3012	266	20	original	original	ADJ
cblr-3012	266	21	mif	mif	NOUN
cblr-3012	266	22	because	because	SCONJ
cblr-3012	266	23	it	it	PRON
cblr-3012	266	24	caused	cause	VERB
cblr-3012	266	25	a	a	DET
cblr-3012	266	26	"	"	PUNCT
cblr-3012	266	27	knock	knock	VERB
cblr-3012	266	28	-	-	PUNCT
cblr-3012	266	29	on	on	ADP
cblr-3012	266	30	"	"	PUNCT
cblr-3012	266	31	effect	effect	NOUN
cblr-3012	266	32	in	in	ADP
cblr-3012	266	33	the	the	DET
cblr-3012	266	34	relationship	relationship	NOUN
cblr-3012	266	35	between	between	ADP
cblr-3012	266	36	acquiring	acquire	VERB
cblr-3012	266	37	banks	bank	NOUN
cblr-3012	266	38	and	and	CCONJ
cblr-3012	266	39	merchants	merchant	NOUN
cblr-3012	266	40	by	by	ADP
cblr-3012	266	41	raising	raise	VERB
cblr-3012	266	42	the	the	DET
cblr-3012	266	43	costs	cost	NOUN
cblr-3012	266	44	to	to	ADP
cblr-3012	266	45	merchants	merchant	NOUN
cblr-3012	266	46	.	.	PUNCT
cblr-3012	267	1	however	however	ADV
cblr-3012	267	2	,	,	PUNCT
cblr-3012	267	3	the	the	DET
cblr-3012	267	4	commission	commission	NOUN
cblr-3012	267	5	's	's	PART
cblr-3012	267	6	theory	theory	NOUN
cblr-3012	267	7	of	of	ADP
cblr-3012	267	8	harm	harm	NOUN
cblr-3012	267	9	is	be	AUX
cblr-3012	267	10	deficient	deficient	ADJ
cblr-3012	267	11	for	for	ADP
cblr-3012	267	12	a	a	DET
cblr-3012	267	13	number	number	NOUN
cblr-3012	267	14	of	of	ADP
cblr-3012	267	15	reasons	reason	NOUN
cblr-3012	267	16	.	.	PUNCT
cblr-3012	268	1	first	first	ADV
cblr-3012	268	2	,	,	PUNCT
cblr-3012	268	3	the	the	DET
cblr-3012	268	4	commission	commission	NOUN
cblr-3012	268	5	accepted	accept	VERB
cblr-3012	268	6	that	that	SCONJ
cblr-3012	268	7	the	the	DET
cblr-3012	268	8	mif	mif	PROPN
cblr-3012	268	9	did	do	AUX
cblr-3012	268	10	not	not	PART
cblr-3012	268	11	substantially	substantially	ADV
cblr-3012	268	12	lessen	lessen	VERB
cblr-3012	268	13	the	the	DET
cblr-3012	268	14	intersystem	intersystem	NOUN
cblr-3012	268	15	competition	competition	NOUN
cblr-3012	268	16	between	between	ADP
cblr-3012	268	17	visa	visa	NOUN
cblr-3012	268	18	and	and	CCONJ
cblr-3012	268	19	its	its	PRON
cblr-3012	268	20	competitors	competitor	NOUN
cblr-3012	268	21	,	,	PUNCT
cblr-3012	268	22	particularly	particularly	ADV
cblr-3012	268	23	europay	europay	NOUN
cblr-3012	268	24	.	.	PUNCT
cblr-3012	269	1	58	58	NUM
cblr-3012	269	2	by	by	ADP
cblr-3012	269	3	assessing	assess	VERB
cblr-3012	269	4	the	the	DET
cblr-3012	269	5	mif	mif	NOUN
cblr-3012	269	6	under	under	ADP
cblr-3012	269	7	the	the	DET
cblr-3012	269	8	fourth	fourth	ADJ
cblr-3012	269	9	condition	condition	NOUN
cblr-3012	269	10	of	of	ADP
cblr-3012	269	11	art	art	NOUN
cblr-3012	269	12	.	.	PUNCT
cblr-3012	270	1	81	81	NUM
cblr-3012	270	2	-	-	SYM
cblr-3012	270	3	3	3	NUM
cblr-3012	270	4	ec	ec	PROPN
cblr-3012	270	5	,	,	PUNCT
cblr-3012	270	6	it	it	PRON
cblr-3012	270	7	eschewed	eschew	VERB
cblr-3012	270	8	the	the	DET
cblr-3012	270	9	european	european	ADJ
cblr-3012	270	10	merchants	merchant	NOUN
cblr-3012	270	11	'	'	PART
cblr-3012	270	12	suggestion	suggestion	NOUN
cblr-3012	270	13	that	that	SCONJ
cblr-3012	270	14	visa	visa	NOUN
cblr-3012	270	15	formed	form	VERB
cblr-3012	270	16	a	a	DET
cblr-3012	270	17	near	near	ADJ
cblr-3012	270	18	duopoly	duopoly	ADJ
cblr-3012	270	19	with	with	ADP
cblr-3012	270	20	europay	europay	NOUN
cblr-3012	270	21	and	and	CCONJ
cblr-3012	270	22	that	that	DET
cblr-3012	270	23	collusion	collusion	NOUN
cblr-3012	270	24	existed	exist	VERB
cblr-3012	270	25	between	between	ADP
cblr-3012	270	26	the	the	DET
cblr-3012	270	27	two	two	NUM
cblr-3012	270	28	card	card	NOUN
cblr-3012	270	29	payment	payment	NOUN
cblr-3012	270	30	systems.59	systems.59	NOUN
cblr-3012	270	31	according	accord	VERB
cblr-3012	270	32	to	to	ADP
cblr-3012	270	33	the	the	DET
cblr-3012	270	34	commission	commission	NOUN
cblr-3012	270	35	,	,	PUNCT
cblr-3012	270	36	there	there	PRON
cblr-3012	270	37	was	be	VERB
cblr-3012	270	38	no	no	DET
cblr-3012	270	39	evidence	evidence	NOUN
cblr-3012	270	40	of	of	ADP
cblr-3012	270	41	any	any	DET
cblr-3012	270	42	such	such	ADJ
cblr-3012	270	43	collusion.60	collusion.60	NOUN
cblr-3012	270	44	it	it	PRON
cblr-3012	270	45	follows	follow	VERB
cblr-3012	270	46	that	that	SCONJ
cblr-3012	270	47	,	,	PUNCT
cblr-3012	270	48	whatever	whatever	DET
cblr-3012	270	49	harm	harm	NOUN
cblr-3012	270	50	the	the	DET
cblr-3012	270	51	original	original	ADJ
cblr-3012	270	52	mif	mif	PROPN
cblr-3012	270	53	might	might	AUX
cblr-3012	270	54	have	have	AUX
cblr-3012	270	55	caused	cause	VERB
cblr-3012	270	56	to	to	PART
cblr-3012	270	57	intrasystem	intrasystem	VERB
cblr-3012	270	58	competition	competition	NOUN
cblr-3012	270	59	at	at	ADP
cblr-3012	270	60	the	the	DET
cblr-3012	270	61	acquiring	acquire	VERB
cblr-3012	270	62	side	side	NOUN
cblr-3012	270	63	,	,	PUNCT
cblr-3012	270	64	the	the	DET
cblr-3012	270	65	commission	commission	NOUN
cblr-3012	270	66	acknowledged	acknowledge	VERB
cblr-3012	270	67	that	that	SCONJ
cblr-3012	270	68	it	it	PRON
cblr-3012	270	69	did	do	AUX
cblr-3012	270	70	not	not	PART
cblr-3012	270	71	restrict	restrict	VERB
cblr-3012	270	72	,	,	PUNCT
cblr-3012	270	73	either	either	CCONJ
cblr-3012	270	74	alone	alone	ADJ
cblr-3012	270	75	or	or	CCONJ
cblr-3012	270	76	in	in	ADP
cblr-3012	270	77	combination	combination	NOUN
cblr-3012	270	78	with	with	ADP
cblr-3012	270	79	the	the	DET
cblr-3012	270	80	mif	mif	NOUN
cblr-3012	270	81	of	of	ADP
cblr-3012	270	82	another	another	DET
cblr-3012	270	83	competitor	competitor	NOUN
cblr-3012	270	84	,	,	PUNCT
cblr-3012	270	85	intersystem	intersystem	NOUN
cblr-3012	270	86	competition	competition	NOUN
cblr-3012	270	87	.	.	PUNCT
cblr-3012	271	1	second	second	ADV
cblr-3012	271	2	,	,	PUNCT
cblr-3012	271	3	the	the	DET
cblr-3012	271	4	commission	commission	NOUN
cblr-3012	271	5	recognized	recognize	VERB
cblr-3012	271	6	that	that	SCONJ
cblr-3012	271	7	the	the	DET
cblr-3012	271	8	cost	cost	NOUN
cblr-3012	271	9	-	-	PUNCT
cblr-3012	271	10	based	base	VERB
cblr-3012	271	11	mif	mif	PROPN
cblr-3012	271	12	would	would	AUX
cblr-3012	271	13	merely	merely	ADV
cblr-3012	271	14	mitigate	mitigate	VERB
cblr-3012	271	15	its	its	PRON
cblr-3012	271	16	concerns	concern	NOUN
cblr-3012	271	17	about	about	ADP
cblr-3012	271	18	the	the	DET
cblr-3012	271	19	original	original	ADJ
cblr-3012	271	20	mif	mif	PROPN
cblr-3012	271	21	's	's	PART
cblr-3012	271	22	"	"	PUNCT
cblr-3012	271	23	knock	knock	VERB
cblr-3012	271	24	-	-	PUNCT
cblr-3012	271	25	on	on	ADP
cblr-3012	271	26	"	"	PUNCT
cblr-3012	271	27	effect	effect	NOUN
cblr-3012	271	28	in	in	ADP
cblr-3012	271	29	the	the	DET
cblr-3012	271	30	relationship	relationship	NOUN
cblr-3012	271	31	between	between	ADP
cblr-3012	271	32	the	the	DET
cblr-3012	271	33	56	56	NUM
cblr-3012	271	34	visa	visa	NOUN
cblr-3012	271	35	int'l	int'l	PROPN
cblr-3012	271	36	ii	ii	PROPN
cblr-3012	271	37	,	,	PUNCT
cblr-3012	271	38	102	102	NUM
cblr-3012	271	39	.	.	NOUN
cblr-3012	271	40	7	7	NUM
cblr-3012	271	41	in	in	ADP
cblr-3012	271	42	"	"	PUNCT
cblr-3012	271	43	interchange	interchange	NOUN
cblr-3012	271	44	"	"	PUNCT
cblr-3012	271	45	jargon	jargon	NOUN
cblr-3012	271	46	,	,	PUNCT
cblr-3012	271	47	they	they	PRON
cblr-3012	271	48	charge	charge	VERB
cblr-3012	271	49	an	an	DET
cblr-3012	271	50	mif	mif	NOUN
cblr-3012	271	51	"	"	PUNCT
cblr-3012	271	52	at	at	ADP
cblr-3012	271	53	par	par	NOUN
cblr-3012	271	54	.	.	PUNCT
cblr-3012	271	55	"	"	PUNCT
cblr-3012	272	1	56	56	NUM
cblr-3012	272	2	visa	visa	NOUN
cblr-3012	272	3	int'l	int'l	ADP
cblr-3012	272	4	1	1	NUM
cblr-3012	272	5	,	,	PUNCT
cblr-3012	272	6	106	106	NUM
cblr-3012	272	7	.	.	PUNCT
cblr-3012	272	8	59	59	NUM
cblr-3012	273	1	i	i	NOUN
cblr-3012	273	2	d.	d.	PROPN
cblr-3012	273	3	60	60	NUM
cblr-3012	274	1	i	i	PROPN
cblr-3012	274	2	d.	d.	PROPN
cblr-3012	274	3	col	col	PROPN
cblr-3012	274	4	umbia	umbia	PROPN
cblr-3012	274	5	b	b	PROPN
cblr-3012	275	1	usiness	usiness	PROPN
cblr-3012	275	2	la	la	PROPN
cblr-3012	275	3	w	w	PROPN
cblr-3012	275	4	re	re	PROPN
cblr-3012	275	5	vie	vie	PROPN
cblr-3012	275	6	w	w	PROPN
cblr-3012	276	1	[	[	X
cblr-3012	276	2	vol	vol	NOUN
cblr-3012	276	3	.	.	PUNCT
cblr-3012	276	4	2005	2005	NUM
cblr-3012	276	5	no	no	NOUN
cblr-3012	276	6	.	.	PUNCT
cblr-3012	277	1	3:703	3:703	NUM
cblr-3012	277	2	]	]	X
cblr-3012	277	3	multilateral	multilateral	ADJ
cblr-3012	277	4	interchange	interchange	NOUN
cblr-3012	277	5	fees	fee	NOUN
cblr-3012	277	6	in	in	ADP
cblr-3012	277	7	the	the	DET
cblr-3012	277	8	e.	e.	PROPN
cblr-3012	277	9	u	u	PROPN
cblr-3012	277	10	717	717	NUM
cblr-3012	277	11	acquiring	acquire	VERB
cblr-3012	277	12	bank	bank	NOUN
cblr-3012	277	13	and	and	CCONJ
cblr-3012	277	14	the	the	DET
cblr-3012	277	15	merchant	merchant	NOUN
cblr-3012	277	16	.	.	PUNCT
cblr-3012	278	1	however	however	ADV
cblr-3012	278	2	,	,	PUNCT
cblr-3012	278	3	the	the	DET
cblr-3012	278	4	commission	commission	NOUN
cblr-3012	278	5	failed	fail	VERB
cblr-3012	278	6	to	to	PART
cblr-3012	278	7	explain	explain	VERB
cblr-3012	278	8	how	how	SCONJ
cblr-3012	278	9	a	a	DET
cblr-3012	278	10	cost	cost	NOUN
cblr-3012	278	11	-	-	PUNCT
cblr-3012	278	12	based	base	VERB
cblr-3012	278	13	mif	mif	PROPN
cblr-3012	278	14	,	,	PUNCT
cblr-3012	278	15	as	as	SCONJ
cblr-3012	278	16	opposed	oppose	VERB
cblr-3012	278	17	to	to	ADP
cblr-3012	278	18	the	the	DET
cblr-3012	278	19	originally	originally	ADV
cblr-3012	278	20	proposed	propose	VERB
cblr-3012	278	21	mif	mif	PROPN
cblr-3012	278	22	,	,	PUNCT
cblr-3012	278	23	contributed	contribute	VERB
cblr-3012	278	24	to	to	ADP
cblr-3012	278	25	consumer	consumer	NOUN
cblr-3012	278	26	welfare	welfare	NOUN
cblr-3012	278	27	.	.	PUNCT
cblr-3012	279	1	third	third	ADJ
cblr-3012	279	2	,	,	PUNCT
cblr-3012	279	3	the	the	DET
cblr-3012	279	4	commission	commission	NOUN
cblr-3012	279	5	did	do	AUX
cblr-3012	279	6	not	not	PART
cblr-3012	279	7	explain	explain	VERB
cblr-3012	279	8	its	its	PRON
cblr-3012	279	9	concern	concern	NOUN
cblr-3012	279	10	about	about	ADP
cblr-3012	279	11	the	the	DET
cblr-3012	279	12	merchants	merchant	NOUN
cblr-3012	279	13	'	'	PART
cblr-3012	279	14	practice	practice	NOUN
cblr-3012	279	15	of	of	ADP
cblr-3012	279	16	incorporating	incorporate	VERB
cblr-3012	279	17	the	the	DET
cblr-3012	279	18	msc	msc	NOUN
cblr-3012	279	19	(	(	PUNCT
cblr-3012	279	20	including	include	VERB
cblr-3012	279	21	the	the	DET
cblr-3012	279	22	mif	mif	PROPN
cblr-3012	279	23	)	)	PUNCT
cblr-3012	279	24	into	into	ADP
cblr-3012	279	25	their	their	PRON
cblr-3012	279	26	general	general	ADJ
cblr-3012	279	27	overhead	overhead	ADJ
cblr-3012	279	28	costs	cost	NOUN
cblr-3012	279	29	.	.	PUNCT
cblr-3012	280	1	does	do	AUX
cblr-3012	280	2	the	the	DET
cblr-3012	280	3	commission	commission	NOUN
cblr-3012	280	4	suggest	suggest	VERB
cblr-3012	280	5	that	that	SCONJ
cblr-3012	280	6	non	non	ADJ
cblr-3012	280	7	-	-	ADJ
cblr-3012	280	8	card	card	ADJ
cblr-3012	280	9	paying	pay	VERB
cblr-3012	280	10	customers	customer	NOUN
cblr-3012	280	11	crosssubsidize	crosssubsidize	VERB
cblr-3012	280	12	the	the	DET
cblr-3012	280	13	merchants	merchant	NOUN
cblr-3012	280	14	'	'	PART
cblr-3012	280	15	acceptance	acceptance	NOUN
cblr-3012	280	16	of	of	ADP
cblr-3012	280	17	visa	visa	NOUN
cblr-3012	280	18	cards	card	NOUN
cblr-3012	280	19	?	?	PUNCT
cblr-3012	281	1	if	if	SCONJ
cblr-3012	281	2	so	so	ADV
cblr-3012	281	3	,	,	PUNCT
cblr-3012	281	4	it	it	PRON
cblr-3012	281	5	is	be	AUX
cblr-3012	281	6	far	far	ADV
cblr-3012	281	7	from	from	ADP
cblr-3012	281	8	clear	clear	ADJ
cblr-3012	281	9	whether	whether	SCONJ
cblr-3012	281	10	this	this	DET
cblr-3012	281	11	theory	theory	NOUN
cblr-3012	281	12	is	be	AUX
cblr-3012	281	13	correct	correct	ADJ
cblr-3012	281	14	because	because	SCONJ
cblr-3012	281	15	every	every	DET
cblr-3012	281	16	means	mean	NOUN
cblr-3012	281	17	of	of	ADP
cblr-3012	281	18	payment	payment	NOUN
cblr-3012	281	19	imposes	impose	VERB
cblr-3012	281	20	costs	cost	NOUN
cblr-3012	281	21	on	on	ADP
cblr-3012	281	22	merchants	merchant	NOUN
cblr-3012	281	23	.	.	PUNCT
cblr-3012	282	1	for	for	ADP
cblr-3012	282	2	example	example	NOUN
cblr-3012	282	3	,	,	PUNCT
cblr-3012	282	4	when	when	SCONJ
cblr-3012	282	5	consumers	consumer	NOUN
cblr-3012	282	6	pay	pay	VERB
cblr-3012	282	7	with	with	ADP
cblr-3012	282	8	cash	cash	NOUN
cblr-3012	282	9	,	,	PUNCT
cblr-3012	282	10	large	large	ADJ
cblr-3012	282	11	merchants	merchant	NOUN
cblr-3012	282	12	will	will	AUX
cblr-3012	282	13	pay	pay	VERB
cblr-3012	282	14	security	security	NOUN
cblr-3012	282	15	agents	agent	NOUN
cblr-3012	282	16	to	to	PART
cblr-3012	282	17	collect	collect	VERB
cblr-3012	282	18	the	the	DET
cblr-3012	282	19	cash	cash	NOUN
cblr-3012	282	20	several	several	ADJ
cblr-3012	282	21	times	time	NOUN
cblr-3012	282	22	a	a	DET
cblr-3012	282	23	day	day	NOUN
cblr-3012	282	24	.	.	PUNCT
cblr-3012	283	1	thus	thus	ADV
cblr-3012	283	2	,	,	PUNCT
cblr-3012	283	3	they	they	PRON
cblr-3012	283	4	may	may	AUX
cblr-3012	283	5	even	even	ADV
cblr-3012	283	6	accept	accept	VERB
cblr-3012	283	7	card	card	NOUN
cblr-3012	283	8	payments	payment	NOUN
cblr-3012	283	9	for	for	ADP
cblr-3012	283	10	an	an	DET
cblr-3012	283	11	amount	amount	NOUN
cblr-3012	283	12	higher	high	ADJ
cblr-3012	283	13	than	than	ADP
cblr-3012	283	14	the	the	DET
cblr-3012	283	15	cost	cost	NOUN
cblr-3012	283	16	of	of	ADP
cblr-3012	283	17	the	the	DET
cblr-3012	283	18	purchased	purchase	VERB
cblr-3012	283	19	goods	good	NOUN
cblr-3012	283	20	and	and	CCONJ
cblr-3012	283	21	pay	pay	VERB
cblr-3012	283	22	out	out	ADP
cblr-3012	283	23	the	the	DET
cblr-3012	283	24	excess	excess	NOUN
cblr-3012	283	25	in	in	ADP
cblr-3012	283	26	cash	cash	NOUN
cblr-3012	283	27	to	to	ADP
cblr-3012	283	28	customers	customer	NOUN
cblr-3012	283	29	.	.	PUNCT
cblr-3012	284	1	this	this	DET
cblr-3012	284	2	practice	practice	NOUN
cblr-3012	284	3	indeed	indeed	ADV
cblr-3012	284	4	reduces	reduce	VERB
cblr-3012	284	5	the	the	DET
cblr-3012	284	6	security	security	NOUN
cblr-3012	284	7	risk	risk	NOUN
cblr-3012	284	8	of	of	ADP
cblr-3012	284	9	carrying	carry	VERB
cblr-3012	284	10	too	too	ADV
cblr-3012	284	11	much	much	ADJ
cblr-3012	284	12	cash	cash	NOUN
cblr-3012	284	13	.	.	PUNCT
cblr-3012	285	1	as	as	ADP
cblr-3012	285	2	a	a	DET
cblr-3012	285	3	result	result	NOUN
cblr-3012	285	4	,	,	PUNCT
cblr-3012	285	5	merchants	merchant	NOUN
cblr-3012	285	6	usually	usually	ADV
cblr-3012	285	7	incorporate	incorporate	VERB
cblr-3012	285	8	all	all	DET
cblr-3012	285	9	costs	cost	NOUN
cblr-3012	285	10	related	relate	VERB
cblr-3012	285	11	to	to	ADP
cblr-3012	285	12	the	the	DET
cblr-3012	285	13	various	various	ADJ
cblr-3012	285	14	payment	payment	NOUN
cblr-3012	285	15	methods	method	NOUN
cblr-3012	285	16	into	into	ADP
cblr-3012	285	17	their	their	PRON
cblr-3012	285	18	general	general	ADJ
cblr-3012	285	19	retail	retail	ADJ
cblr-3012	285	20	prices	price	NOUN
cblr-3012	285	21	.	.	PUNCT
cblr-3012	286	1	the	the	DET
cblr-3012	286	2	commission	commission	NOUN
cblr-3012	286	3	has	have	AUX
cblr-3012	286	4	failed	fail	VERB
cblr-3012	286	5	to	to	PART
cblr-3012	286	6	demonstrate	demonstrate	VERB
cblr-3012	286	7	that	that	SCONJ
cblr-3012	286	8	the	the	DET
cblr-3012	286	9	incorporation	incorporation	NOUN
cblr-3012	286	10	of	of	ADP
cblr-3012	286	11	costs	cost	NOUN
cblr-3012	286	12	related	relate	VERB
cblr-3012	286	13	to	to	ADP
cblr-3012	286	14	the	the	DET
cblr-3012	286	15	acceptance	acceptance	NOUN
cblr-3012	286	16	of	of	ADP
cblr-3012	286	17	visa	visa	NOUN
cblr-3012	286	18	cards	card	NOUN
cblr-3012	286	19	diminishes	diminish	VERB
cblr-3012	286	20	consumer	consumer	NOUN
cblr-3012	286	21	welfare	welfare	NOUN
cblr-3012	286	22	.	.	PUNCT
cblr-3012	287	1	if	if	SCONJ
cblr-3012	287	2	cross	cros	NOUN
cblr-3012	287	3	-	-	NOUN
cblr-3012	287	4	subsidization	subsidization	NOUN
cblr-3012	287	5	is	be	AUX
cblr-3012	287	6	the	the	DET
cblr-3012	287	7	issue	issue	NOUN
cblr-3012	287	8	,	,	PUNCT
cblr-3012	287	9	it	it	PRON
cblr-3012	287	10	should	should	AUX
cblr-3012	287	11	have	have	AUX
cblr-3012	287	12	examined	examine	VERB
cblr-3012	287	13	whether	whether	SCONJ
cblr-3012	287	14	these	these	DET
cblr-3012	287	15	cards	card	NOUN
cblr-3012	287	16	are	be	AUX
cblr-3012	287	17	more	more	ADV
cblr-3012	287	18	expensive	expensive	ADJ
cblr-3012	287	19	than	than	ADP
cblr-3012	287	20	other	other	ADJ
cblr-3012	287	21	means	mean	NOUN
cblr-3012	287	22	of	of	ADP
cblr-3012	287	23	payment	payment	NOUN
cblr-3012	287	24	.	.	PUNCT
cblr-3012	288	1	more	more	ADV
cblr-3012	288	2	generally	generally	ADV
cblr-3012	288	3	,	,	PUNCT
cblr-3012	288	4	there	there	PRON
cblr-3012	288	5	seems	seem	VERB
cblr-3012	288	6	to	to	PART
cblr-3012	288	7	be	be	AUX
cblr-3012	288	8	only	only	ADV
cblr-3012	288	9	one	one	NUM
cblr-3012	288	10	remedy	remedy	NOUN
cblr-3012	288	11	that	that	PRON
cblr-3012	288	12	would	would	AUX
cblr-3012	288	13	directly	directly	ADV
cblr-3012	288	14	address	address	VERB
cblr-3012	288	15	a	a	DET
cblr-3012	288	16	cross	cross	ADJ
cblr-3012	288	17	-	-	ADJ
cblr-3012	288	18	subsidization	subsidization	ADJ
cblr-3012	288	19	problem	problem	NOUN
cblr-3012	288	20	:	:	PUNCT
cblr-3012	288	21	giving	give	VERB
cblr-3012	288	22	merchants	merchant	NOUN
cblr-3012	288	23	the	the	DET
cblr-3012	288	24	freedom	freedom	NOUN
cblr-3012	288	25	to	to	PART
cblr-3012	288	26	charge	charge	VERB
cblr-3012	288	27	a	a	DET
cblr-3012	288	28	fee	fee	NOUN
cblr-3012	288	29	to	to	ADP
cblr-3012	288	30	customers	customer	NOUN
cblr-3012	288	31	who	who	PRON
cblr-3012	288	32	use	use	VERB
cblr-3012	288	33	an	an	DET
cblr-3012	288	34	"	"	PUNCT
cblr-3012	288	35	expensive	expensive	ADJ
cblr-3012	288	36	"	"	PUNCT
cblr-3012	288	37	means	mean	NOUN
cblr-3012	288	38	of	of	ADP
cblr-3012	288	39	payment	payment	NOUN
cblr-3012	288	40	or	or	CCONJ
cblr-3012	288	41	to	to	PART
cblr-3012	288	42	offer	offer	VERB
cblr-3012	288	43	rebates	rebate	NOUN
cblr-3012	288	44	to	to	ADP
cblr-3012	288	45	customers	customer	NOUN
cblr-3012	288	46	that	that	PRON
cblr-3012	288	47	use	use	VERB
cblr-3012	288	48	a	a	DET
cblr-3012	288	49	less	less	ADV
cblr-3012	288	50	expensive	expensive	ADJ
cblr-3012	288	51	means	mean	NOUN
cblr-3012	288	52	of	of	ADP
cblr-3012	288	53	payment	payment	NOUN
cblr-3012	288	54	.	.	PUNCT
cblr-3012	289	1	however	however	ADV
cblr-3012	289	2	,	,	PUNCT
cblr-3012	289	3	the	the	DET
cblr-3012	289	4	commission	commission	NOUN
cblr-3012	289	5	cleared	clear	VERB
cblr-3012	289	6	visa	visa	NOUN
cblr-3012	289	7	's	's	PART
cblr-3012	289	8	no	no	DET
cblr-3012	289	9	-	-	PUNCT
cblr-3012	289	10	discrimination	discrimination	NOUN
cblr-3012	289	11	rule	rule	NOUN
cblr-3012	289	12	(	(	PUNCT
cblr-3012	289	13	or	or	CCONJ
cblr-3012	289	14	"	"	PUNCT
cblr-3012	289	15	ban	ban	NOUN
cblr-3012	289	16	on	on	ADP
cblr-3012	289	17	surcharging	surcharge	VERB
cblr-3012	289	18	"	"	PUNCT
cblr-3012	289	19	)	)	PUNCT
cblr-3012	289	20	in	in	ADP
cblr-3012	289	21	a	a	DET
cblr-3012	289	22	separate	separate	ADJ
cblr-3012	289	23	proceeding	proceeding	NOUN
cblr-3012	289	24	under	under	ADP
cblr-3012	289	25	art	art	NOUN
cblr-3012	289	26	.	.	PUNCT
cblr-3012	290	1	81	81	NUM
cblr-3012	290	2	-	-	SYM
cblr-3012	290	3	1	1	NUM
cblr-3012	290	4	ec	ec	PROPN
cblr-3012	290	5	.	.	PUNCT
cblr-3012	291	1	61	61	NUM
cblr-3012	291	2	fourth	fourth	ADJ
cblr-3012	291	3	,	,	PUNCT
cblr-3012	291	4	and	and	CCONJ
cblr-3012	291	5	more	more	ADV
cblr-3012	291	6	fundamentally	fundamentally	ADV
cblr-3012	291	7	,	,	PUNCT
cblr-3012	291	8	there	there	PRON
cblr-3012	291	9	is	be	VERB
cblr-3012	291	10	a	a	DET
cblr-3012	291	11	"	"	PUNCT
cblr-3012	291	12	positive	positive	ADJ
cblr-3012	291	13	story	story	NOUN
cblr-3012	291	14	"	"	PUNCT
cblr-3012	291	15	for	for	ADP
cblr-3012	291	16	all	all	DET
cblr-3012	291	17	mifs	mif	NOUN
cblr-3012	291	18	that	that	PRON
cblr-3012	291	19	shift	shift	VERB
cblr-3012	291	20	costs	cost	NOUN
cblr-3012	291	21	to	to	ADP
cblr-3012	291	22	the	the	DET
cblr-3012	291	23	credit	credit	NOUN
cblr-3012	291	24	side	side	NOUN
cblr-3012	291	25	,	,	PUNCT
cblr-3012	291	26	whether	whether	SCONJ
cblr-3012	291	27	61	61	NUM
cblr-3012	291	28	commission	commission	NOUN
cblr-3012	291	29	decision	decision	NOUN
cblr-3012	291	30	of	of	ADP
cblr-3012	291	31	9	9	NUM
cblr-3012	291	32	august	august	PROPN
cblr-3012	291	33	2001	2001	NUM
cblr-3012	291	34	relating	relate	VERB
cblr-3012	291	35	to	to	ADP
cblr-3012	291	36	a	a	DET
cblr-3012	291	37	proceeding	proceeding	NOUN
cblr-3012	291	38	under	under	ADP
cblr-3012	291	39	article	article	NOUN
cblr-3012	291	40	81	81	NUM
cblr-3012	291	41	of	of	ADP
cblr-3012	291	42	the	the	DET
cblr-3012	291	43	ec	ec	PROPN
cblr-3012	291	44	treaty	treaty	NOUN
cblr-3012	291	45	and	and	CCONJ
cblr-3012	291	46	article	article	NOUN
cblr-3012	291	47	53	53	NUM
cblr-3012	291	48	of	of	ADP
cblr-3012	291	49	the	the	DET
cblr-3012	291	50	eea	eea	PROPN
cblr-3012	291	51	agreement	agreement	NOUN
cblr-3012	291	52	,	,	PUNCT
cblr-3012	291	53	(	(	PUNCT
cblr-3012	291	54	case	case	NOUN
cblr-3012	291	55	no	no	DET
cblr-3012	291	56	comp/29.373)-visa	comp/29.373)-visa	PROPN
cblr-3012	291	57	international	international	ADJ
cblr-3012	291	58	,	,	PUNCT
cblr-3012	291	59	2001	2001	NUM
cblr-3012	291	60	o.j	o.j	PROPN
cblr-3012	291	61	.	.	PUNCT
cblr-3012	292	1	(	(	PUNCT
cblr-3012	292	2	l	l	NOUN
cblr-3012	292	3	293	293	NUM
cblr-3012	292	4	)	)	PUNCT
cblr-3012	292	5	24	24	NUM
cblr-3012	293	1	[	[	X
cblr-3012	293	2	hereinafter	hereinafter	NOUN
cblr-3012	293	3	visa	visa	NOUN
cblr-3012	293	4	int'l	int'l	ADP
cblr-3012	293	5	i	i	PROPN
cblr-3012	293	6	]	]	X
cblr-3012	293	7	.	.	PUNCT
cblr-3012	294	1	here	here	ADV
cblr-3012	294	2	,	,	PUNCT
cblr-3012	294	3	the	the	DET
cblr-3012	294	4	commission	commission	NOUN
cblr-3012	294	5	acknowledged	acknowledge	VERB
cblr-3012	294	6	that	that	SCONJ
cblr-3012	294	7	this	this	DET
cblr-3012	294	8	rule	rule	NOUN
cblr-3012	294	9	did	do	AUX
cblr-3012	294	10	not	not	PART
cblr-3012	294	11	appreciably	appreciably	ADV
cblr-3012	294	12	restrict	restrict	VERB
cblr-3012	294	13	competition	competition	NOUN
cblr-3012	294	14	.	.	PUNCT
cblr-3012	295	1	columbia	columbia	PROPN
cblr-3012	295	2	business	business	PROPN
cblr-3012	295	3	la	la	PROPN
cblr-3012	295	4	w	w	PROPN
cblr-3012	295	5	review	review	NOUN
cblr-3012	295	6	they	they	PRON
cblr-3012	295	7	are	be	AUX
cblr-3012	295	8	cost	cost	NOUN
cblr-3012	295	9	-	-	PUNCT
cblr-3012	295	10	based	base	VERB
cblr-3012	295	11	or	or	CCONJ
cblr-3012	295	12	not	not	PART
cblr-3012	295	13	.	.	PUNCT
cblr-3012	296	1	the	the	DET
cblr-3012	296	2	commission	commission	NOUN
cblr-3012	296	3	explicitly	explicitly	ADV
cblr-3012	296	4	recognized	recognize	VERB
cblr-3012	296	5	that	that	SCONJ
cblr-3012	296	6	"	"	PUNCT
cblr-3012	296	7	without	without	ADP
cblr-3012	296	8	some	some	DET
cblr-3012	296	9	kind	kind	NOUN
cblr-3012	296	10	of	of	ADP
cblr-3012	296	11	mif	mif	PROPN
cblr-3012	296	12	arrangement	arrangement	NOUN
cblr-3012	296	13	,	,	PUNCT
cblr-3012	296	14	it	it	PRON
cblr-3012	296	15	would	would	AUX
cblr-3012	296	16	not	not	PART
cblr-3012	296	17	be	be	AUX
cblr-3012	296	18	possible	possible	ADJ
cblr-3012	296	19	for	for	SCONJ
cblr-3012	296	20	issuers	issuer	NOUN
cblr-3012	296	21	to	to	PART
cblr-3012	296	22	recover	recover	VERB
cblr-3012	296	23	from	from	ADP
cblr-3012	296	24	merchants	merchant	NOUN
cblr-3012	296	25	the	the	DET
cblr-3012	296	26	costs	cost	NOUN
cblr-3012	296	27	of	of	ADP
cblr-3012	296	28	services	service	NOUN
cblr-3012	296	29	which	which	PRON
cblr-3012	296	30	are	be	AUX
cblr-3012	296	31	provided	provide	VERB
cblr-3012	296	32	ultimately	ultimately	ADV
cblr-3012	296	33	to	to	ADP
cblr-3012	296	34	the	the	DET
cblr-3012	296	35	benefit	benefit	NOUN
cblr-3012	296	36	of	of	ADP
cblr-3012	296	37	merchants	merchant	NOUN
cblr-3012	296	38	,	,	PUNCT
cblr-3012	296	39	and	and	CCONJ
cblr-3012	296	40	this	this	PRON
cblr-3012	296	41	would	would	AUX
cblr-3012	296	42	lead	lead	VERB
cblr-3012	296	43	to	to	ADP
cblr-3012	296	44	negative	negative	ADJ
cblr-3012	296	45	consequences	consequence	NOUN
cblr-3012	296	46	,	,	PUNCT
cblr-3012	296	47	to	to	ADP
cblr-3012	296	48	the	the	DET
cblr-3012	296	49	detriment	detriment	NOUN
cblr-3012	296	50	of	of	ADP
cblr-3012	296	51	the	the	DET
cblr-3012	296	52	entire	entire	ADJ
cblr-3012	296	53	system	system	NOUN
cblr-3012	296	54	and	and	CCONJ
cblr-3012	296	55	all	all	PRON
cblr-3012	296	56	of	of	ADP
cblr-3012	296	57	its	its	PRON
cblr-3012	296	58	users	user	NOUN
cblr-3012	296	59	.	.	PUNCT
cblr-3012	296	60	"62	"62	PROPN
cblr-3012	297	1	because	because	SCONJ
cblr-3012	297	2	issuing	issue	VERB
cblr-3012	297	3	banks	bank	NOUN
cblr-3012	297	4	will	will	AUX
cblr-3012	297	5	cross	cross	VERB
cblr-3012	297	6	-	-	VERB
cblr-3012	297	7	subsidize	subsidize	VERB
cblr-3012	297	8	the	the	DET
cblr-3012	297	9	costs	cost	NOUN
cblr-3012	297	10	of	of	ADP
cblr-3012	297	11	cards	card	NOUN
cblr-3012	297	12	by	by	ADP
cblr-3012	297	13	raising	raise	VERB
cblr-3012	297	14	the	the	DET
cblr-3012	297	15	tariffs	tariff	NOUN
cblr-3012	297	16	on	on	ADP
cblr-3012	297	17	its	its	PRON
cblr-3012	297	18	other	other	ADJ
cblr-3012	297	19	banking	banking	NOUN
cblr-3012	297	20	services	service	NOUN
cblr-3012	297	21	or	or	CCONJ
cblr-3012	297	22	by	by	ADP
cblr-3012	297	23	charging	charge	VERB
cblr-3012	297	24	cardholders	cardholder	NOUN
cblr-3012	297	25	each	each	DET
cblr-3012	297	26	time	time	NOUN
cblr-3012	297	27	they	they	PRON
cblr-3012	297	28	use	use	VERB
cblr-3012	297	29	their	their	PRON
cblr-3012	297	30	cards	card	NOUN
cblr-3012	297	31	,	,	PUNCT
cblr-3012	297	32	it	it	PRON
cblr-3012	297	33	follows	follow	VERB
cblr-3012	297	34	that	that	SCONJ
cblr-3012	297	35	there	there	PRON
cblr-3012	297	36	may	may	AUX
cblr-3012	297	37	be	be	AUX
cblr-3012	297	38	a	a	DET
cblr-3012	297	39	"	"	PUNCT
cblr-3012	297	40	positive	positive	ADJ
cblr-3012	297	41	story	story	NOUN
cblr-3012	297	42	"	"	PUNCT
cblr-3012	297	43	about	about	ADP
cblr-3012	297	44	the	the	DET
cblr-3012	297	45	presence	presence	NOUN
cblr-3012	297	46	of	of	ADP
cblr-3012	297	47	an	an	DET
cblr-3012	297	48	mif	mif	PROPN
cblr-3012	297	49	,	,	PUNCT
cblr-3012	297	50	whether	whether	SCONJ
cblr-3012	297	51	cost	cost	NOUN
cblr-3012	297	52	-	-	PUNCT
cblr-3012	297	53	based	base	VERB
cblr-3012	297	54	or	or	CCONJ
cblr-3012	297	55	not	not	PART
cblr-3012	297	56	.	.	PUNCT
cblr-3012	298	1	mifs	mif	NOUN
cblr-3012	298	2	avoid	avoid	VERB
cblr-3012	298	3	cross	cross	NOUN
cblr-3012	298	4	-	-	NOUN
cblr-3012	298	5	subsidization	subsidization	NOUN
cblr-3012	298	6	by	by	ADP
cblr-3012	298	7	the	the	DET
cblr-3012	298	8	issuing	issue	VERB
cblr-3012	298	9	banks	bank	NOUN
cblr-3012	298	10	,	,	PUNCT
cblr-3012	298	11	and	and	CCONJ
cblr-3012	298	12	consequently	consequently	ADV
cblr-3012	298	13	,	,	PUNCT
cblr-3012	298	14	may	may	AUX
cblr-3012	298	15	offset	offset	VERB
cblr-3012	298	16	the	the	DET
cblr-3012	298	17	"	"	PUNCT
cblr-3012	298	18	evil	evil	NOUN
cblr-3012	298	19	"	"	PUNCT
cblr-3012	298	20	of	of	ADP
cblr-3012	298	21	cross	cross	ADJ
cblr-3012	298	22	-	-	ADJ
cblr-3012	298	23	subsidization	subsidization	NOUN
cblr-3012	298	24	perpetrated	perpetrate	VERB
cblr-3012	298	25	by	by	ADP
cblr-3012	298	26	the	the	DET
cblr-3012	298	27	merchant	merchant	NOUN
cblr-3012	298	28	.	.	PUNCT
cblr-3012	299	1	mifs	mifs	PROPN
cblr-3012	299	2	also	also	ADV
cblr-3012	299	3	avoid	avoid	VERB
cblr-3012	299	4	direct	direct	ADJ
cblr-3012	299	5	charges	charge	NOUN
cblr-3012	299	6	to	to	ADP
cblr-3012	299	7	cardholders	cardholder	NOUN
cblr-3012	299	8	,	,	PUNCT
cblr-3012	299	9	and	and	CCONJ
cblr-3012	299	10	thus	thus	ADV
cblr-3012	299	11	,	,	PUNCT
cblr-3012	299	12	may	may	AUX
cblr-3012	299	13	offset	offset	VERB
cblr-3012	299	14	the	the	DET
cblr-3012	299	15	"	"	PUNCT
cblr-3012	299	16	knock	knock	VERB
cblr-3012	299	17	-	-	PUNCT
cblr-3012	299	18	on	on	ADP
cblr-3012	299	19	"	"	PUNCT
cblr-3012	299	20	effect	effect	NOUN
cblr-3012	299	21	of	of	ADP
cblr-3012	299	22	mifs	mif	NOUN
cblr-3012	299	23	in	in	ADP
cblr-3012	299	24	the	the	DET
cblr-3012	299	25	acquiring	acquire	VERB
cblr-3012	299	26	market	market	NOUN
cblr-3012	299	27	.	.	PUNCT
cblr-3012	300	1	the	the	DET
cblr-3012	300	2	commission	commission	NOUN
cblr-3012	300	3	seems	seem	VERB
cblr-3012	300	4	to	to	PART
cblr-3012	300	5	acknowledge	acknowledge	VERB
cblr-3012	300	6	this	this	DET
cblr-3012	300	7	result	result	NOUN
cblr-3012	300	8	in	in	ADP
cblr-3012	300	9	stating	state	VERB
cblr-3012	300	10	that	that	SCONJ
cblr-3012	300	11	the	the	DET
cblr-3012	300	12	visa	visa	NOUN
cblr-3012	300	13	mif	mif	AUX
cblr-3012	300	14	avoided	avoid	VERB
cblr-3012	300	15	"	"	PUNCT
cblr-3012	300	16	a	a	DET
cblr-3012	300	17	downward	downward	ADJ
cblr-3012	300	18	spiral	spiral	NOUN
cblr-3012	300	19	in	in	ADP
cblr-3012	300	20	the	the	DET
cblr-3012	300	21	use	use	NOUN
cblr-3012	300	22	of	of	ADP
cblr-3012	300	23	the	the	DET
cblr-3012	300	24	visa	visa	NOUN
cblr-3012	300	25	system	system	NOUN
cblr-3012	300	26	"	"	PUNCT
cblr-3012	300	27	that	that	PRON
cblr-3012	300	28	would	would	AUX
cblr-3012	300	29	otherwise	otherwise	ADV
cblr-3012	300	30	result	result	VERB
cblr-3012	300	31	from	from	ADP
cblr-3012	300	32	direct	direct	ADJ
cblr-3012	300	33	charging.6	charging.6	PROPN
cblr-3012	300	34	3	3	NUM
cblr-3012	300	35	by	by	ADP
cblr-3012	300	36	accepting	accept	VERB
cblr-3012	300	37	that	that	SCONJ
cblr-3012	300	38	such	such	ADJ
cblr-3012	300	39	direct	direct	ADJ
cblr-3012	300	40	charges	charge	NOUN
cblr-3012	300	41	"	"	PUNCT
cblr-3012	300	42	might	might	AUX
cblr-3012	300	43	destabili[zle	destabili[zle	VERB
cblr-3012	300	44	the	the	DET
cblr-3012	300	45	visa	visa	NOUN
cblr-3012	300	46	system,"64	system,"64	NOUN
cblr-3012	300	47	the	the	DET
cblr-3012	300	48	commission	commission	NOUN
cblr-3012	300	49	really	really	ADV
cblr-3012	300	50	suggested	suggest	VERB
cblr-3012	300	51	that	that	SCONJ
cblr-3012	300	52	the	the	DET
cblr-3012	300	53	mif	mif	PROPN
cblr-3012	300	54	was	be	AUX
cblr-3012	300	55	indispensable	indispensable	ADJ
cblr-3012	300	56	both	both	CCONJ
cblr-3012	300	57	for	for	ADP
cblr-3012	300	58	the	the	DET
cblr-3012	300	59	achievement	achievement	NOUN
cblr-3012	300	60	of	of	ADP
cblr-3012	300	61	technical	technical	ADJ
cblr-3012	300	62	and	and	CCONJ
cblr-3012	300	63	economic	economic	ADJ
cblr-3012	300	64	progress	progress	NOUN
cblr-3012	300	65	within	within	ADP
cblr-3012	300	66	the	the	DET
cblr-3012	300	67	meaning	meaning	NOUN
cblr-3012	300	68	of	of	ADP
cblr-3012	300	69	art	art	NOUN
cblr-3012	300	70	.	.	PUNCT
cblr-3012	301	1	81	81	NUM
cblr-3012	301	2	-	-	SYM
cblr-3012	301	3	3	3	NUM
cblr-3012	301	4	ec	ec	NOUN
cblr-3012	301	5	and	and	CCONJ
cblr-3012	301	6	for	for	ADP
cblr-3012	301	7	the	the	DET
cblr-3012	301	8	operation	operation	NOUN
cblr-3012	301	9	of	of	ADP
cblr-3012	301	10	the	the	DET
cblr-3012	301	11	visa	visa	NOUN
cblr-3012	301	12	system	system	NOUN
cblr-3012	301	13	.	.	PUNCT
cblr-3012	302	1	if	if	SCONJ
cblr-3012	302	2	this	this	DET
cblr-3012	302	3	analysis	analysis	NOUN
cblr-3012	302	4	is	be	AUX
cblr-3012	302	5	correct	correct	ADJ
cblr-3012	302	6	,	,	PUNCT
cblr-3012	302	7	the	the	DET
cblr-3012	302	8	commission	commission	NOUN
cblr-3012	302	9	implicitly	implicitly	ADV
cblr-3012	302	10	admitted	admit	VERB
cblr-3012	302	11	that	that	SCONJ
cblr-3012	302	12	the	the	DET
cblr-3012	302	13	mif	mif	PROPN
cblr-3012	302	14	was	be	AUX
cblr-3012	302	15	an	an	DET
cblr-3012	302	16	ancillary	ancillary	ADJ
cblr-3012	302	17	restraint	restraint	NOUN
cblr-3012	302	18	that	that	PRON
cblr-3012	302	19	falls	fall	VERB
cblr-3012	302	20	outside	outside	ADP
cblr-3012	302	21	the	the	DET
cblr-3012	302	22	scope	scope	NOUN
cblr-3012	302	23	of	of	ADP
cblr-3012	302	24	art	art	NOUN
cblr-3012	302	25	.	.	PUNCT
cblr-3012	303	1	81	81	NUM
cblr-3012	303	2	-	-	SYM
cblr-3012	303	3	1	1	NUM
cblr-3012	303	4	ec	ec	PROPN
cblr-3012	303	5	.	.	PUNCT
cblr-3012	304	1	fifth	fifth	PROPN
cblr-3012	304	2	,	,	PUNCT
cblr-3012	304	3	the	the	DET
cblr-3012	304	4	commission	commission	NOUN
cblr-3012	304	5	did	do	AUX
cblr-3012	304	6	not	not	PART
cblr-3012	304	7	pretend	pretend	VERB
cblr-3012	304	8	that	that	SCONJ
cblr-3012	304	9	its	its	PRON
cblr-3012	304	10	theory	theory	NOUN
cblr-3012	304	11	about	about	ADP
cblr-3012	304	12	the	the	DET
cblr-3012	304	13	cost	cost	NOUN
cblr-3012	304	14	-	-	PUNCT
cblr-3012	304	15	based	base	VERB
cblr-3012	304	16	nature	nature	NOUN
cblr-3012	304	17	of	of	ADP
cblr-3012	304	18	visa	visa	NOUN
cblr-3012	304	19	's	's	PART
cblr-3012	304	20	mif	mif	NOUN
cblr-3012	304	21	is	be	AUX
cblr-3012	304	22	particularly	particularly	ADV
cblr-3012	304	23	refined	refine	VERB
cblr-3012	304	24	.	.	PUNCT
cblr-3012	305	1	indeed	indeed	ADV
cblr-3012	305	2	,	,	PUNCT
cblr-3012	305	3	it	it	PRON
cblr-3012	305	4	only	only	ADV
cblr-3012	305	5	referred	refer	VERB
cblr-3012	305	6	to	to	ADP
cblr-3012	305	7	services	service	NOUN
cblr-3012	305	8	that	that	PRON
cblr-3012	305	9	were	be	AUX
cblr-3012	305	10	"	"	PUNCT
cblr-3012	305	11	at	at	ADP
cblr-3012	305	12	least	least	ADJ
cblr-3012	305	13	in	in	ADP
cblr-3012	305	14	part	part	NOUN
cblr-3012	305	15	,	,	PUNCT
cblr-3012	305	16	to	to	ADP
cblr-3012	305	17	the	the	DET
cblr-3012	305	18	benefit	benefit	NOUN
cblr-3012	305	19	of	of	ADP
cblr-3012	305	20	the	the	DET
cblr-3012	305	21	merchant	merchant	NOUN
cblr-3012	305	22	.	.	PUNCT
cblr-3012	306	1	"65	"65	PROPN
cblr-3012	306	2	also	also	ADV
cblr-3012	306	3	,	,	PUNCT
cblr-3012	306	4	"	"	PUNCT
cblr-3012	306	5	given	give	VERB
cblr-3012	306	6	62	62	NUM
cblr-3012	306	7	visa	visa	NOUN
cblr-3012	306	8	int'l	int'l	ADP
cblr-3012	306	9	h	h	NOUN
cblr-3012	306	10	,	,	PUNCT
cblr-3012	306	11	t	t	PROPN
cblr-3012	306	12	98	98	NUM
cblr-3012	306	13	n.2	n.2	NOUN
cblr-3012	306	14	(	(	PUNCT
cblr-3012	306	15	emphasis	emphasis	NOUN
cblr-3012	306	16	added	add	VERB
cblr-3012	306	17	)	)	PUNCT
cblr-3012	306	18	.	.	PUNCT
cblr-3012	307	1	63	63	NUM
cblr-3012	308	1	i	i	PRON
cblr-3012	308	2	d.	d.	PROPN
cblr-3012	308	3	102	102	NUM
cblr-3012	308	4	.	.	PUNCT
cblr-3012	309	1	64	64	NUM
cblr-3012	310	1	i	i	PRON
cblr-3012	310	2	d.	d.	PROPN
cblr-3012	310	3	65	65	NUM
cblr-3012	311	1	i	i	PRON
cblr-3012	311	2	d.	d.	PROPN
cblr-3012	311	3	85	85	NUM
cblr-3012	311	4	(	(	PUNCT
cblr-3012	311	5	emphasis	emphasis	NOUN
cblr-3012	311	6	added	add	VERB
cblr-3012	311	7	)	)	PUNCT
cblr-3012	311	8	.	.	PUNCT
cblr-3012	312	1	see	see	VERB
cblr-3012	312	2	also	also	ADV
cblr-3012	312	3	i	i	PROPN
cblr-3012	312	4	d.	d.	PROPN
cblr-3012	312	5	92	92	NUM
cblr-3012	312	6	(	(	PUNCT
cblr-3012	312	7	stating	state	VERB
cblr-3012	312	8	"	"	PUNCT
cblr-3012	312	9	the	the	DET
cblr-3012	312	10	cost	cost	NOUN
cblr-3012	312	11	of	of	ADP
cblr-3012	312	12	services	service	NOUN
cblr-3012	312	13	which	which	PRON
cblr-3012	312	14	issuing	issue	VERB
cblr-3012	312	15	banks	bank	NOUN
cblr-3012	312	16	provide	provide	VERB
cblr-3012	312	17	wholly	wholly	ADV
cblr-3012	312	18	or	or	CCONJ
cblr-3012	312	19	partly	partly	ADV
cblr-3012	312	20	to	to	ADP
cblr-3012	312	21	the	the	DET
cblr-3012	312	22	benefit	benefit	NOUN
cblr-3012	312	23	of	of	ADP
cblr-3012	312	24	merchants	merchant	NOUN
cblr-3012	312	25	"	"	PUNCT
cblr-3012	312	26	)	)	PUNCT
cblr-3012	312	27	.	.	PUNCT
cblr-3012	313	1	[	[	X
cblr-3012	313	2	vol	vol	NOUN
cblr-3012	313	3	.	.	PUNCT
cblr-3012	313	4	2005	2005	NUM
cblr-3012	313	5	no	no	NOUN
cblr-3012	313	6	.	.	PUNCT
cblr-3012	314	1	3:703	3:703	NUM
cblr-3012	314	2	]	]	X
cblr-3012	314	3	multilateral	multilateral	ADJ
cblr-3012	314	4	interchange	interchange	NOUN
cblr-3012	314	5	fees	fee	NOUN
cblr-3012	314	6	in	in	ADP
cblr-3012	314	7	the	the	DET
cblr-3012	314	8	e.	e.	PROPN
cblr-3012	314	9	u.	u.	PROPN
cblr-3012	314	10	the	the	DET
cblr-3012	314	11	difficulties	difficulty	NOUN
cblr-3012	314	12	of	of	ADP
cblr-3012	314	13	measuring	measure	VERB
cblr-3012	314	14	the	the	DET
cblr-3012	314	15	average	average	ADJ
cblr-3012	314	16	marginal	marginal	ADJ
cblr-3012	314	17	utility	utility	NOUN
cblr-3012	314	18	of	of	ADP
cblr-3012	314	19	a	a	DET
cblr-3012	314	20	visa	visa	NOUN
cblr-3012	314	21	card	card	NOUN
cblr-3012	314	22	payment	payment	NOUN
cblr-3012	314	23	to	to	ADP
cblr-3012	314	24	each	each	DET
cblr-3012	314	25	category	category	NOUN
cblr-3012	314	26	of	of	ADP
cblr-3012	314	27	user	user	NOUN
cblr-3012	314	28	,	,	PUNCT
cblr-3012	314	29	"	"	PUNCT
cblr-3012	314	30	the	the	DET
cblr-3012	314	31	commission	commission	NOUN
cblr-3012	314	32	's	's	PART
cblr-3012	314	33	sole	sole	ADJ
cblr-3012	314	34	ambition	ambition	NOUN
cblr-3012	314	35	was	be	AUX
cblr-3012	314	36	to	to	PART
cblr-3012	314	37	find	find	VERB
cblr-3012	314	38	"	"	PUNCT
cblr-3012	314	39	some	some	DET
cblr-3012	314	40	acceptable	acceptable	ADJ
cblr-3012	314	41	proxy	proxy	NOUN
cblr-3012	314	42	for	for	ADP
cblr-3012	314	43	this	this	PRON
cblr-3012	314	44	.	.	PUNCT
cblr-3012	315	1	"66	"66	NOUN
cblr-3012	315	2	therefore	therefore	ADV
cblr-3012	315	3	,	,	PUNCT
cblr-3012	315	4	the	the	DET
cblr-3012	315	5	commission	commission	NOUN
cblr-3012	315	6	seemed	seem	VERB
cblr-3012	315	7	to	to	PART
cblr-3012	315	8	concede	concede	VERB
cblr-3012	315	9	implicitly	implicitly	ADV
cblr-3012	315	10	that	that	SCONJ
cblr-3012	315	11	its	its	PRON
cblr-3012	315	12	theory	theory	NOUN
cblr-3012	315	13	about	about	ADP
cblr-3012	315	14	specific	specific	ADJ
cblr-3012	315	15	services	service	NOUN
cblr-3012	315	16	for	for	ADP
cblr-3012	315	17	the	the	DET
cblr-3012	315	18	benefit	benefit	NOUN
cblr-3012	315	19	of	of	ADP
cblr-3012	315	20	a	a	DET
cblr-3012	315	21	distinct	distinct	ADJ
cblr-3012	315	22	category	category	NOUN
cblr-3012	315	23	of	of	ADP
cblr-3012	315	24	customers	customer	NOUN
cblr-3012	315	25	(	(	PUNCT
cblr-3012	315	26	i.e.	i.e.	X
cblr-3012	315	27	,	,	PUNCT
cblr-3012	315	28	the	the	DET
cblr-3012	315	29	merchants	merchant	NOUN
cblr-3012	315	30	)	)	PUNCT
cblr-3012	315	31	was	be	AUX
cblr-3012	315	32	rather	rather	ADV
cblr-3012	315	33	futile	futile	ADJ
cblr-3012	315	34	.	.	PUNCT
cblr-3012	316	1	all	all	ADV
cblr-3012	316	2	in	in	ADP
cblr-3012	316	3	all	all	PRON
cblr-3012	316	4	,	,	PUNCT
cblr-3012	316	5	the	the	DET
cblr-3012	316	6	commission	commission	NOUN
cblr-3012	316	7	drew	draw	VERB
cblr-3012	316	8	limited	limited	ADJ
cblr-3012	316	9	lessons	lesson	NOUN
cblr-3012	316	10	from	from	ADP
cblr-3012	316	11	the	the	DET
cblr-3012	316	12	concept	concept	NOUN
cblr-3012	316	13	of	of	ADP
cblr-3012	316	14	"	"	PUNCT
cblr-3012	316	15	interdependent	interdependent	ADJ
cblr-3012	316	16	demand	demand	NOUN
cblr-3012	316	17	from	from	ADP
cblr-3012	316	18	merchants	merchant	NOUN
cblr-3012	316	19	and	and	CCONJ
cblr-3012	316	20	cardholders	cardholder	NOUN
cblr-3012	316	21	.	.	PUNCT
cblr-3012	316	22	"	"	PUNCT
cblr-3012	317	1	67	67	NUM
cblr-3012	317	2	had	have	VERB
cblr-3012	317	3	the	the	DET
cblr-3012	317	4	commission	commission	NOUN
cblr-3012	317	5	accepted	accept	VERB
cblr-3012	317	6	that	that	SCONJ
cblr-3012	317	7	issuing	issue	VERB
cblr-3012	317	8	and	and	CCONJ
cblr-3012	317	9	acquiring	acquire	VERB
cblr-3012	317	10	banks	bank	NOUN
cblr-3012	317	11	jointly	jointly	ADV
cblr-3012	317	12	supply	supply	VERB
cblr-3012	317	13	a	a	DET
cblr-3012	317	14	single	single	ADJ
cblr-3012	317	15	product	product	NOUN
cblr-3012	317	16	,	,	PUNCT
cblr-3012	317	17	it	it	PRON
cblr-3012	317	18	could	could	AUX
cblr-3012	317	19	have	have	AUX
cblr-3012	317	20	permitted	permit	VERB
cblr-3012	317	21	the	the	DET
cblr-3012	317	22	mif	mif	PROPN
cblr-3012	317	23	as	as	ADP
cblr-3012	317	24	a	a	DET
cblr-3012	317	25	cost	cost	NOUN
cblr-3012	317	26	allocation	allocation	NOUN
cblr-3012	317	27	device	device	NOUN
cblr-3012	317	28	under	under	ADP
cblr-3012	317	29	art	art	NOUN
cblr-3012	317	30	.	.	PUNCT
cblr-3012	318	1	81	81	NUM
cblr-3012	318	2	-	-	SYM
cblr-3012	318	3	1	1	NUM
cblr-3012	318	4	ec	ec	NOUN
cblr-3012	318	5	on	on	ADP
cblr-3012	318	6	the	the	DET
cblr-3012	318	7	ground	ground	NOUN
cblr-3012	318	8	that	that	SCONJ
cblr-3012	318	9	it	it	PRON
cblr-3012	318	10	was	be	AUX
cblr-3012	318	11	either	either	CCONJ
cblr-3012	318	12	an	an	DET
cblr-3012	318	13	ancillary	ancillary	ADJ
cblr-3012	318	14	restriction	restriction	NOUN
cblr-3012	318	15	or	or	CCONJ
cblr-3012	318	16	a	a	DET
cblr-3012	318	17	nonrestrictive	nonrestrictive	ADJ
cblr-3012	318	18	price	price	NOUN
cblr-3012	318	19	arrangement	arrangement	NOUN
cblr-3012	318	20	.	.	PUNCT
cblr-3012	319	1	instead	instead	ADV
cblr-3012	319	2	,	,	PUNCT
cblr-3012	319	3	the	the	DET
cblr-3012	319	4	commission	commission	NOUN
cblr-3012	319	5	conducted	conduct	VERB
cblr-3012	319	6	a	a	DET
cblr-3012	319	7	needless	needless	ADJ
cblr-3012	319	8	cost	cost	NOUN
cblr-3012	319	9	analysis	analysis	NOUN
cblr-3012	319	10	and	and	CCONJ
cblr-3012	319	11	ultimately	ultimately	ADV
cblr-3012	319	12	acted	act	VERB
cblr-3012	319	13	as	as	ADP
cblr-3012	319	14	a	a	DET
cblr-3012	319	15	mere	mere	ADJ
cblr-3012	319	16	price	price	NOUN
cblr-3012	319	17	regulator	regulator	NOUN
cblr-3012	319	18	by	by	ADP
cblr-3012	319	19	dictating	dictate	VERB
cblr-3012	319	20	the	the	DET
cblr-3012	319	21	level	level	NOUN
cblr-3012	319	22	at	at	ADP
cblr-3012	319	23	which	which	PRON
cblr-3012	319	24	the	the	DET
cblr-3012	319	25	mif	mif	PROPN
cblr-3012	319	26	becomes	become	VERB
cblr-3012	319	27	a	a	DET
cblr-3012	319	28	legitimate	legitimate	ADJ
cblr-3012	319	29	cost	cost	NOUN
cblr-3012	319	30	allocation	allocation	NOUN
cblr-3012	319	31	device	device	NOUN
cblr-3012	319	32	.	.	PUNCT
cblr-3012	320	1	iv	iv	X
cblr-3012	320	2	.	.	PUNCT
cblr-3012	320	3	conclusion	conclusion	NOUN
cblr-3012	320	4	in	in	ADP
cblr-3012	320	5	sum	sum	NOUN
cblr-3012	321	1	,	,	PUNCT
cblr-3012	321	2	the	the	DET
cblr-3012	321	3	commission	commission	NOUN
cblr-3012	321	4	's	's	PART
cblr-3012	321	5	exemption	exemption	NOUN
cblr-3012	321	6	of	of	ADP
cblr-3012	321	7	visa	visa	NOUN
cblr-3012	321	8	's	's	PART
cblr-3012	321	9	amended	amend	VERB
cblr-3012	321	10	mif	mif	NOUN
cblr-3012	321	11	represents	represent	VERB
cblr-3012	321	12	a	a	DET
cblr-3012	321	13	piece	piece	NOUN
cblr-3012	321	14	of	of	ADP
cblr-3012	321	15	rather	rather	ADV
cblr-3012	321	16	interventionist	interventionist	NOUN
cblr-3012	321	17	,	,	PUNCT
cblr-3012	321	18	and	and	CCONJ
cblr-3012	321	19	by	by	ADP
cblr-3012	321	20	its	its	PRON
cblr-3012	321	21	own	own	ADJ
cblr-3012	321	22	admission	admission	NOUN
cblr-3012	321	23	,	,	PUNCT
cblr-3012	321	24	unsophisticated	unsophisticated	ADJ
cblr-3012	321	25	price	price	NOUN
cblr-3012	321	26	regulation	regulation	NOUN
cblr-3012	321	27	.	.	PUNCT
cblr-3012	322	1	on	on	ADP
cblr-3012	322	2	the	the	DET
cblr-3012	322	3	other	other	ADJ
cblr-3012	322	4	hand	hand	NOUN
cblr-3012	322	5	,	,	PUNCT
cblr-3012	322	6	the	the	DET
cblr-3012	322	7	commission	commission	NOUN
cblr-3012	322	8	recognized	recognize	VERB
cblr-3012	322	9	the	the	DET
cblr-3012	322	10	utility	utility	NOUN
cblr-3012	322	11	of	of	ADP
cblr-3012	322	12	mifs	mif	NOUN
cblr-3012	322	13	(	(	PUNCT
cblr-3012	322	14	cost	cost	NOUN
cblr-3012	322	15	-	-	PUNCT
cblr-3012	322	16	based	base	VERB
cblr-3012	322	17	or	or	CCONJ
cblr-3012	322	18	not	not	PART
cblr-3012	322	19	)	)	PUNCT
cblr-3012	322	20	as	as	ADP
cblr-3012	322	21	devices	device	NOUN
cblr-3012	322	22	that	that	PRON
cblr-3012	322	23	shift	shift	VERB
cblr-3012	322	24	costs	cost	NOUN
cblr-3012	322	25	from	from	ADP
cblr-3012	322	26	the	the	DET
cblr-3012	322	27	debit	debit	NOUN
cblr-3012	322	28	to	to	ADP
cblr-3012	322	29	the	the	DET
cblr-3012	322	30	credit	credit	NOUN
cblr-3012	322	31	side	side	NOUN
cblr-3012	322	32	of	of	ADP
cblr-3012	322	33	the	the	DET
cblr-3012	322	34	market	market	NOUN
cblr-3012	322	35	in	in	ADP
cblr-3012	322	36	view	view	NOUN
cblr-3012	322	37	of	of	ADP
cblr-3012	322	38	the	the	DET
cblr-3012	322	39	elastic	elastic	ADJ
cblr-3012	322	40	nature	nature	NOUN
cblr-3012	322	41	of	of	ADP
cblr-3012	322	42	cardholders	cardholder	NOUN
cblr-3012	322	43	'	'	PART
cblr-3012	322	44	demand	demand	NOUN
cblr-3012	322	45	.	.	PUNCT
cblr-3012	323	1	indeed	indeed	ADV
cblr-3012	323	2	,	,	PUNCT
cblr-3012	323	3	the	the	DET
cblr-3012	323	4	commission	commission	NOUN
cblr-3012	323	5	acknowledged	acknowledge	VERB
cblr-3012	323	6	that	that	SCONJ
cblr-3012	323	7	direct	direct	ADJ
cblr-3012	323	8	charging	charging	NOUN
cblr-3012	323	9	of	of	ADP
cblr-3012	323	10	cardholders	cardholder	NOUN
cblr-3012	323	11	"	"	PUNCT
cblr-3012	323	12	might	might	AUX
cblr-3012	323	13	destabili[zje	destabili[zje	VERB
cblr-3012	323	14	the	the	DET
cblr-3012	323	15	visa	visa	NOUN
cblr-3012	323	16	system	system	NOUN
cblr-3012	323	17	.	.	PUNCT
cblr-3012	324	1	"	"	PUNCT
cblr-3012	324	2	"	"	PUNCT
cblr-3012	324	3	nevertheless	nevertheless	ADV
cblr-3012	324	4	,	,	PUNCT
cblr-3012	324	5	the	the	DET
cblr-3012	324	6	commission	commission	NOUN
cblr-3012	324	7	tried	try	VERB
cblr-3012	324	8	to	to	PART
cblr-3012	324	9	regulate	regulate	VERB
cblr-3012	324	10	the	the	DET
cblr-3012	324	11	level	level	NOUN
cblr-3012	324	12	of	of	ADP
cblr-3012	324	13	the	the	DET
cblr-3012	324	14	mif	mif	NOUN
cblr-3012	324	15	in	in	ADP
cblr-3012	324	16	view	view	NOUN
cblr-3012	324	17	of	of	ADP
cblr-3012	324	18	the	the	DET
cblr-3012	324	19	inelastic	inelastic	ADJ
cblr-3012	324	20	nature	nature	NOUN
cblr-3012	324	21	of	of	ADP
cblr-3012	324	22	the	the	DET
cblr-3012	324	23	merchants	merchant	NOUN
cblr-3012	324	24	'	'	PART
cblr-3012	324	25	demand	demand	NOUN
cblr-3012	324	26	.	.	PUNCT
cblr-3012	325	1	consequently	consequently	ADV
cblr-3012	325	2	,	,	PUNCT
cblr-3012	325	3	the	the	DET
cblr-3012	325	4	commission	commission	NOUN
cblr-3012	325	5	acknowledged	acknowledge	VERB
cblr-3012	325	6	that	that	SCONJ
cblr-3012	325	7	"	"	PUNCT
cblr-3012	325	8	the	the	DET
cblr-3012	325	9	possibility	possibility	NOUN
cblr-3012	325	10	of	of	ADP
cblr-3012	325	11	merchants	merchant	NOUN
cblr-3012	325	12	ceasing	cease	VERB
cblr-3012	325	13	to	to	PART
cblr-3012	325	14	accept	accept	VERB
cblr-3012	325	15	visa	visa	NOUN
cblr-3012	325	16	cards	card	NOUN
cblr-3012	325	17	if	if	SCONJ
cblr-3012	325	18	the	the	DET
cblr-3012	325	19	visa	visa	NOUN
cblr-3012	325	20	mif	mif	PROPN
cblr-3012	325	21	was	be	AUX
cblr-3012	325	22	too	too	ADV
cblr-3012	325	23	high	high	ADJ
cblr-3012	325	24	,	,	PUNCT
cblr-3012	325	25	was	be	AUX
cblr-3012	325	26	not	not	PART
cblr-3012	325	27	sufficiently	sufficiently	ADV
cblr-3012	325	28	strong	strong	ADJ
cblr-3012	325	29	to	to	PART
cblr-3012	325	30	constrain	constrain	VERB
cblr-3012	325	31	[	[	X
cblr-3012	325	32	the	the	X
cblr-3012	325	33	]	]	X
cblr-3012	325	34	upward	upward	ADJ
cblr-3012	325	35	pressure	pressure	NOUN
cblr-3012	325	36	[	[	X
cblr-3012	325	37	on	on	ADP
cblr-3012	325	38	the	the	DET
cblr-3012	325	39	level	level	NOUN
cblr-3012	325	40	of	of	ADP
cblr-3012	325	41	that	that	DET
cblr-3012	325	42	mif	mif	PROPN
cblr-3012	325	43	.	.	PUNCT
cblr-3012	326	1	"	"	PUNCT
cblr-3012	326	2	69	69	NUM
cblr-3012	326	3	6	6	NUM
cblr-3012	326	4	i	i	PROPN
cblr-3012	326	5	d.	d.	PROPN
cblr-3012	326	6	83	83	NUM
cblr-3012	326	7	.	.	PUNCT
cblr-3012	327	1	67	67	NUM
cblr-3012	328	1	i	i	PRON
cblr-3012	328	2	d.	d.	PROPN
cblr-3012	328	3	102	102	NUM
cblr-3012	328	4	.	.	PUNCT
cblr-3012	329	1	68	68	NUM
cblr-3012	330	1	i	i	PRON
cblr-3012	330	2	d.	d.	PROPN
cblr-3012	330	3	69	69	NUM
cblr-3012	331	1	i	i	PRON
cblr-3012	331	2	d.	d.	PROPN
cblr-3012	331	3	t	t	PROPN
cblr-3012	331	4	80	80	NUM
cblr-3012	331	5	.	.	PUNCT
cblr-3012	332	1	on	on	ADP
cblr-3012	332	2	balance	balance	NOUN
cblr-3012	332	3	,	,	PUNCT
cblr-3012	332	4	the	the	DET
cblr-3012	332	5	commission	commission	NOUN
cblr-3012	332	6	did	do	AUX
cblr-3012	332	7	not	not	PART
cblr-3012	332	8	grant	grant	VERB
cblr-3012	332	9	visa	visa	NOUN
cblr-3012	332	10	the	the	DET
cblr-3012	332	11	discretion	discretion	NOUN
cblr-3012	332	12	to	to	PART
cblr-3012	332	13	allocate	allocate	VERB
cblr-3012	332	14	costs	cost	NOUN
cblr-3012	332	15	between	between	ADP
cblr-3012	332	16	the	the	DET
cblr-3012	332	17	two	two	NUM
cblr-3012	332	18	sides	side	NOUN
cblr-3012	332	19	of	of	ADP
cblr-3012	332	20	the	the	DET
cblr-3012	332	21	market	market	NOUN
cblr-3012	332	22	as	as	SCONJ
cblr-3012	332	23	it	it	PRON
cblr-3012	332	24	sees	see	VERB
cblr-3012	332	25	fit	fit	ADJ
cblr-3012	332	26	.	.	PUNCT
cblr-3012	333	1	rather	rather	ADV
cblr-3012	333	2	,	,	PUNCT
cblr-3012	333	3	it	it	PRON
cblr-3012	333	4	reallocated	reallocate	VERB
cblr-3012	333	5	these	these	DET
cblr-3012	333	6	costs	cost	NOUN
cblr-3012	333	7	on	on	ADP
cblr-3012	333	8	the	the	DET
cblr-3012	333	9	basis	basis	NOUN
cblr-3012	333	10	of	of	ADP
cblr-3012	333	11	a	a	DET
cblr-3012	333	12	sense	sense	NOUN
cblr-3012	333	13	of	of	ADP
cblr-3012	333	14	fairness	fairness	NOUN
cblr-3012	333	15	towards	towards	ADP
cblr-3012	333	16	the	the	DET
cblr-3012	333	17	merchants	merchant	NOUN
cblr-3012	333	18	.	.	PUNCT
cblr-3012	334	1	optimization	optimization	NOUN
cblr-3012	334	2	of	of	ADP
cblr-3012	334	3	demand	demand	NOUN
cblr-3012	334	4	was	be	AUX
cblr-3012	334	5	not	not	PART
cblr-3012	334	6	its	its	PRON
cblr-3012	334	7	concern	concern	NOUN
cblr-3012	334	8	.	.	PUNCT
cblr-3012	335	1	thus	thus	ADV
cblr-3012	335	2	,	,	PUNCT
cblr-3012	335	3	the	the	DET
cblr-3012	335	4	analysis	analysis	NOUN
cblr-3012	335	5	returned	return	VERB
cblr-3012	335	6	to	to	ADP
cblr-3012	335	7	the	the	DET
cblr-3012	335	8	starting	starting	NOUN
cblr-3012	335	9	point	point	NOUN
cblr-3012	335	10	.	.	PUNCT
cblr-3012	336	1	while	while	SCONJ
cblr-3012	336	2	the	the	DET
cblr-3012	336	3	commission	commission	NOUN
cblr-3012	336	4	accepted	accept	VERB
cblr-3012	336	5	that	that	SCONJ
cblr-3012	336	6	the	the	DET
cblr-3012	336	7	two	two	NUM
cblr-3012	336	8	sides	side	NOUN
cblr-3012	336	9	of	of	ADP
cblr-3012	336	10	market	market	NOUN
cblr-3012	336	11	are	be	AUX
cblr-3012	336	12	interdependent	interdependent	ADJ
cblr-3012	336	13	,	,	PUNCT
cblr-3012	336	14	it	it	PRON
cblr-3012	336	15	did	do	AUX
cblr-3012	336	16	not	not	PART
cblr-3012	336	17	accept	accept	VERB
cblr-3012	336	18	that	that	SCONJ
cblr-3012	336	19	visa	visa	NOUN
cblr-3012	336	20	members	member	NOUN
cblr-3012	336	21	jointly	jointly	ADV
cblr-3012	336	22	supply	supply	VERB
cblr-3012	336	23	a	a	DET
cblr-3012	336	24	single	single	ADJ
cblr-3012	336	25	product	product	NOUN
cblr-3012	336	26	to	to	ADP
cblr-3012	336	27	cardholders	cardholder	NOUN
cblr-3012	336	28	and	and	CCONJ
cblr-3012	336	29	merchants	merchant	NOUN
cblr-3012	336	30	.	.	PUNCT
cblr-3012	337	1	in	in	ADP
cblr-3012	337	2	addition	addition	NOUN
cblr-3012	337	3	,	,	PUNCT
cblr-3012	337	4	it	it	PRON
cblr-3012	337	5	did	do	AUX
cblr-3012	337	6	not	not	PART
cblr-3012	337	7	explain	explain	VERB
cblr-3012	337	8	why	why	SCONJ
cblr-3012	337	9	market	market	NOUN
cblr-3012	337	10	forces	force	NOUN
cblr-3012	337	11	,	,	PUNCT
cblr-3012	337	12	at	at	ADP
cblr-3012	337	13	the	the	DET
cblr-3012	337	14	level	level	NOUN
cblr-3012	337	15	of	of	ADP
cblr-3012	337	16	intersystem	intersystem	NOUN
cblr-3012	337	17	competition	competition	NOUN
cblr-3012	337	18	,	,	PUNCT
cblr-3012	337	19	are	be	AUX
cblr-3012	337	20	unable	unable	ADJ
cblr-3012	337	21	to	to	PART
cblr-3012	337	22	correct	correct	VERB
cblr-3012	337	23	the	the	DET
cblr-3012	337	24	misallocation	misallocation	NOUN
cblr-3012	337	25	of	of	ADP
cblr-3012	337	26	costs	cost	NOUN
cblr-3012	337	27	that	that	PRON
cblr-3012	337	28	the	the	DET
cblr-3012	337	29	mif	mif	PROPN
cblr-3012	337	30	might	might	AUX
cblr-3012	337	31	cause	cause	VERB
cblr-3012	337	32	.	.	PUNCT
cblr-3012	338	1	the	the	DET
cblr-3012	338	2	office	office	NOUN
cblr-3012	338	3	of	of	ADP
cblr-3012	338	4	fair	fair	ADJ
cblr-3012	338	5	trading	trading	NOUN
cblr-3012	338	6	(	(	PUNCT
cblr-3012	338	7	"	"	PUNCT
cblr-3012	338	8	oft	oft	ADJ
cblr-3012	338	9	"	"	PUNCT
cblr-3012	338	10	)	)	PUNCT
cblr-3012	338	11	,	,	PUNCT
cblr-3012	338	12	the	the	DET
cblr-3012	338	13	competent	competent	ADJ
cblr-3012	338	14	united	united	ADJ
cblr-3012	338	15	kingdom	kingdom	PROPN
cblr-3012	338	16	competition	competition	NOUN
cblr-3012	338	17	authority	authority	NOUN
cblr-3012	338	18	,	,	PUNCT
cblr-3012	338	19	has	have	AUX
cblr-3012	338	20	recently	recently	ADV
cblr-3012	338	21	issued	issue	VERB
cblr-3012	338	22	objection	objection	NOUN
cblr-3012	338	23	statements	statement	NOUN
cblr-3012	338	24	against	against	ADP
cblr-3012	338	25	both	both	DET
cblr-3012	338	26	mastercard	mastercard	NOUN
cblr-3012	338	27	's	's	PART
cblr-3012	338	28	and	and	CCONJ
cblr-3012	338	29	visa	visa	NOUN
cblr-3012	338	30	's	's	PART
cblr-3012	338	31	mifs	mif	NOUN
cblr-3012	338	32	for	for	ADP
cblr-3012	338	33	domestic	domestic	ADJ
cblr-3012	338	34	card	card	NOUN
cblr-3012	338	35	transactions	transaction	NOUN
cblr-3012	338	36	.	.	PUNCT
cblr-3012	338	37	0	0	PUNCT
cblr-3012	339	1	by	by	ADP
cblr-3012	339	2	and	and	CCONJ
cblr-3012	339	3	large	large	ADJ
cblr-3012	339	4	,	,	PUNCT
cblr-3012	339	5	the	the	DET
cblr-3012	339	6	oft	oft	ADV
cblr-3012	339	7	follows	follow	VERB
cblr-3012	339	8	the	the	DET
cblr-3012	339	9	commission	commission	NOUN
cblr-3012	339	10	's	's	PART
cblr-3012	339	11	theory	theory	NOUN
cblr-3012	339	12	of	of	ADP
cblr-3012	339	13	harm	harm	NOUN
cblr-3012	339	14	on	on	ADP
cblr-3012	339	15	intra	intra	ADJ
cblr-3012	339	16	-	-	ADJ
cblr-3012	339	17	system	system	NOUN
cblr-3012	339	18	competition	competition	NOUN
cblr-3012	339	19	.	.	PUNCT
cblr-3012	340	1	in	in	ADP
cblr-3012	340	2	its	its	PRON
cblr-3012	340	3	view	view	NOUN
cblr-3012	340	4	,	,	PUNCT
cblr-3012	340	5	the	the	DET
cblr-3012	340	6	domestic	domestic	ADJ
cblr-3012	340	7	mifs	mif	NOUN
cblr-3012	340	8	should	should	AUX
cblr-3012	340	9	be	be	AUX
cblr-3012	340	10	a	a	DET
cblr-3012	340	11	costbased	costbase	VERB
cblr-3012	340	12	price	price	NOUN
cblr-3012	340	13	for	for	ADP
cblr-3012	340	14	services	service	NOUN
cblr-3012	340	15	supplied	supply	VERB
cblr-3012	340	16	to	to	ADP
cblr-3012	340	17	the	the	DET
cblr-3012	340	18	merchants	merchant	NOUN
cblr-3012	340	19	,	,	PUNCT
cblr-3012	340	20	but	but	CCONJ
cblr-3012	340	21	they	they	PRON
cblr-3012	340	22	are	be	AUX
cblr-3012	340	23	not.71	not.71	VERB
cblr-3012	340	24	however	however	ADV
cblr-3012	340	25	,	,	PUNCT
cblr-3012	340	26	the	the	DET
cblr-3012	340	27	oft	oft	NOUN
cblr-3012	340	28	also	also	ADV
cblr-3012	340	29	mentioned	mention	VERB
cblr-3012	340	30	harm	harm	NOUN
cblr-3012	340	31	to	to	ADP
cblr-3012	340	32	intersystem	intersystem	NOUN
cblr-3012	340	33	competition	competition	NOUN
cblr-3012	340	34	.	.	PUNCT
cblr-3012	341	1	in	in	ADP
cblr-3012	341	2	essence	essence	NOUN
cblr-3012	341	3	,	,	PUNCT
cblr-3012	341	4	it	it	PRON
cblr-3012	341	5	suggested	suggest	VERB
cblr-3012	341	6	that	that	SCONJ
cblr-3012	341	7	the	the	DET
cblr-3012	341	8	issuing	issue	VERB
cblr-3012	341	9	banks	bank	NOUN
cblr-3012	341	10	use	use	VERB
cblr-3012	341	11	the	the	DET
cblr-3012	341	12	mif	mif	PROPN
cblr-3012	341	13	revenue	revenue	NOUN
cblr-3012	341	14	to	to	PART
cblr-3012	341	15	offer	offer	VERB
cblr-3012	341	16	loyalty	loyalty	NOUN
cblr-3012	341	17	discounts	discount	NOUN
cblr-3012	341	18	that	that	PRON
cblr-3012	341	19	distort	distort	VERB
cblr-3012	341	20	competition	competition	NOUN
cblr-3012	341	21	between	between	ADP
cblr-3012	341	22	the	the	DET
cblr-3012	341	23	cards	card	NOUN
cblr-3012	341	24	in	in	ADP
cblr-3012	341	25	question	question	NOUN
cblr-3012	341	26	and	and	CCONJ
cblr-3012	341	27	other	other	ADJ
cblr-3012	341	28	means	mean	NOUN
cblr-3012	341	29	of	of	ADP
cblr-3012	341	30	payment	payment	NOUN
cblr-3012	341	31	.	.	PUNCT
cblr-3012	342	1	72	72	NUM
cblr-3012	342	2	'	'	SYM
cblr-3012	342	3	0	0	NUM
cblr-3012	342	4	compare	compare	ADJ
cblr-3012	342	5	press	press	NOUN
cblr-3012	342	6	release	release	NOUN
cblr-3012	342	7	,	,	PUNCT
cblr-3012	342	8	office	office	NOUN
cblr-3012	342	9	of	of	ADP
cblr-3012	342	10	fair	fair	ADJ
cblr-3012	342	11	trading	trading	NOUN
cblr-3012	342	12	,	,	PUNCT
cblr-3012	342	13	mastercard	mastercard	PROPN
cblr-3012	342	14	agreement	agreement	NOUN
cblr-3012	342	15	anti	anti	ADJ
cblr-3012	342	16	-	-	ADJ
cblr-3012	342	17	competitive	competitive	ADJ
cblr-3012	342	18	,	,	PUNCT
cblr-3012	342	19	rules	rule	NOUN
cblr-3012	342	20	oft	oft	ADV
cblr-3012	342	21	(	(	PUNCT
cblr-3012	342	22	sept	sept	PROPN
cblr-3012	342	23	.	.	PROPN
cblr-3012	342	24	6	6	NUM
cblr-3012	342	25	,	,	PUNCT
cblr-3012	342	26	2005	2005	NUM
cblr-3012	342	27	)	)	PUNCT
cblr-3012	342	28	,	,	PUNCT
cblr-3012	342	29	available	available	ADJ
cblr-3012	342	30	at	at	ADP
cblr-3012	342	31	http://www.oft.gov.uk/	http://www.oft.gov.uk/	NOUN
cblr-3012	342	32	news	news	NOUN
cblr-3012	342	33	/	/	SYM
cblr-3012	342	34	press+releases/2005/168	press+releases/2005/168	PROPN
cblr-3012	342	35	-	-	PUNCT
cblr-3012	342	36	05.htm	05.htm	PUNCT
cblr-3012	343	1	[	[	X
cblr-3012	343	2	hereinafter	hereinafter	NOUN
cblr-3012	343	3	mastercard	mastercard	PROPN
cblr-3012	343	4	press	press	PROPN
cblr-3012	343	5	release	release	NOUN
cblr-3012	343	6	]	]	PUNCT
cblr-3012	343	7	with	with	ADP
cblr-3012	343	8	press	press	NOUN
cblr-3012	343	9	release	release	NOUN
cblr-3012	343	10	,	,	PUNCT
cblr-3012	343	11	office	office	NOUN
cblr-3012	343	12	of	of	ADP
cblr-3012	343	13	fair	fair	ADJ
cblr-3012	343	14	trading	trading	NOUN
cblr-3012	343	15	,	,	PUNCT
cblr-3012	343	16	oft	oft	ADV
cblr-3012	343	17	issues	issue	NOUN
cblr-3012	343	18	statement	statement	NOUN
cblr-3012	343	19	of	of	ADP
cblr-3012	343	20	objections	objection	NOUN
cblr-3012	343	21	on	on	ADP
cblr-3012	343	22	visa	visa	NOUN
cblr-3012	343	23	agreement	agreement	NOUN
cblr-3012	343	24	(	(	PUNCT
cblr-3012	343	25	oct	oct	PROPN
cblr-3012	343	26	.	.	PROPN
cblr-3012	343	27	19	19	NUM
cblr-3012	343	28	,	,	PUNCT
cblr-3012	343	29	2005	2005	NUM
cblr-3012	343	30	)	)	PUNCT
cblr-3012	343	31	,	,	PUNCT
cblr-3012	343	32	available	available	ADJ
cblr-3012	343	33	at	at	ADP
cblr-3012	343	34	http://www.oft.gov.uk/news/press+releases/2005/195-05.htm	http://www.oft.gov.uk/news/press+releases/2005/195-05.htm	PROPN
cblr-3012	344	1	[	[	X
cblr-3012	344	2	hereinafter	hereinafter	NOUN
cblr-3012	344	3	visa	visa	NOUN
cblr-3012	344	4	press	press	NOUN
cblr-3012	344	5	release	release	NOUN
cblr-3012	344	6	]	]	PUNCT
cblr-3012	344	7	.	.	PUNCT
cblr-3012	344	8	"	"	PUNCT
cblr-3012	344	9	see	see	VERB
cblr-3012	344	10	mastercard	mastercard	PROPN
cblr-3012	344	11	press	press	NOUN
cblr-3012	344	12	release	release	NOUN
cblr-3012	344	13	(	(	PUNCT
cblr-3012	344	14	noting	note	VERB
cblr-3012	344	15	that	that	SCONJ
cblr-3012	344	16	"	"	PUNCT
cblr-3012	344	17	recovering	recover	VERB
cblr-3012	344	18	extraneous	extraneous	ADJ
cblr-3012	344	19	costs	cost	NOUN
cblr-3012	344	20	through	through	ADP
cblr-3012	344	21	[	[	X
cblr-3012	344	22	mastercard	mastercard	NOUN
cblr-3012	344	23	's	's	PART
cblr-3012	344	24	mif	mif	PROPN
cblr-3012	344	25	]	]	PUNCT
cblr-3012	344	26	resulted	result	VERB
cblr-3012	344	27	in	in	ADP
cblr-3012	344	28	merchant	merchant	NOUN
cblr-3012	344	29	acquirers	acquirer	NOUN
cblr-3012	344	30	paying	pay	VERB
cblr-3012	344	31	a	a	DET
cblr-3012	344	32	higher	high	ADJ
cblr-3012	344	33	interchange	interchange	NOUN
cblr-3012	344	34	fee	fee	NOUN
cblr-3012	344	35	to	to	PART
cblr-3012	344	36	card	card	VERB
cblr-3012	344	37	issuers	issuer	NOUN
cblr-3012	344	38	than	than	SCONJ
cblr-3012	344	39	if	if	SCONJ
cblr-3012	344	40	the	the	DET
cblr-3012	344	41	[	[	X
cblr-3012	344	42	mif	mif	X
cblr-3012	344	43	]	]	PUNCT
cblr-3012	344	44	had	have	AUX
cblr-3012	344	45	been	be	AUX
cblr-3012	344	46	used	use	VERB
cblr-3012	344	47	just	just	ADV
cblr-3012	344	48	to	to	PART
cblr-3012	344	49	recover	recover	VERB
cblr-3012	344	50	the	the	DET
cblr-3012	344	51	costs	cost	NOUN
cblr-3012	344	52	of	of	ADP
cblr-3012	344	53	the	the	DET
cblr-3012	344	54	payment	payment	NOUN
cblr-3012	344	55	transmission	transmission	NOUN
cblr-3012	344	56	mechanism	mechanism	NOUN
cblr-3012	344	57	"	"	PUNCT
cblr-3012	344	58	)	)	PUNCT
cblr-3012	344	59	.	.	PUNCT
cblr-3012	345	1	72	72	NUM
cblr-3012	345	2	see	see	VERB
cblr-3012	345	3	mastercard	mastercard	PROPN
cblr-3012	345	4	press	press	NOUN
cblr-3012	345	5	release	release	NOUN
cblr-3012	345	6	(	(	PUNCT
cblr-3012	345	7	indicating	indicate	VERB
cblr-3012	345	8	that	that	SCONJ
cblr-3012	345	9	"	"	PUNCT
cblr-3012	345	10	[	[	X
cblr-3012	345	11	tihe	tihe	ADJ
cblr-3012	345	12	inclusion	inclusion	NOUN
cblr-3012	345	13	of	of	ADP
cblr-3012	345	14	extraneous	extraneous	ADJ
cblr-3012	345	15	costs	cost	NOUN
cblr-3012	345	16	in	in	ADP
cblr-3012	345	17	the	the	DET
cblr-3012	345	18	[	[	X
cblr-3012	345	19	mastercard	mastercard	NOUN
cblr-3012	345	20	mif	mif	PROPN
cblr-3012	345	21	]	]	PUNCT
cblr-3012	345	22	provided	provide	VERB
cblr-3012	345	23	a	a	DET
cblr-3012	345	24	large	large	ADJ
cblr-3012	345	25	flow	flow	NOUN
cblr-3012	345	26	of	of	ADP
cblr-3012	345	27	revenue	revenue	NOUN
cblr-3012	345	28	to	to	PART
cblr-3012	345	29	card	card	VERB
cblr-3012	345	30	issuers	issuer	NOUN
cblr-3012	345	31	and	and	CCONJ
cblr-3012	345	32	the	the	DET
cblr-3012	345	33	incentive	incentive	NOUN
cblr-3012	345	34	to	to	PART
cblr-3012	345	35	induce	induce	VERB
cblr-3012	345	36	customers	customer	NOUN
cblr-3012	345	37	to	to	PART
cblr-3012	345	38	hold	hold	VERB
cblr-3012	345	39	and	and	CCONJ
cblr-3012	345	40	use	use	VERB
cblr-3012	345	41	mastercard	mastercard	PROPN
cblr-3012	345	42	cards	card	NOUN
cblr-3012	345	43	,	,	PUNCT
cblr-3012	345	44	for	for	ADP
cblr-3012	345	45	example	example	NOUN
cblr-3012	345	46	,	,	PUNCT
cblr-3012	345	47	through	through	ADP
cblr-3012	345	48	loyalty	loyalty	NOUN
cblr-3012	345	49	schemes	scheme	NOUN
cblr-3012	345	50	.	.	PUNCT
cblr-3012	345	51	.	.	PUNCT
cblr-3012	345	52	.	.	PUNCT
cblr-3012	346	1	[	[	X
cblr-3012	346	2	tihis	tihis	PRON
cblr-3012	346	3	distorted	distorted	ADJ
cblr-3012	346	4	competition	competition	NOUN
cblr-3012	346	5	between	between	ADP
cblr-3012	346	6	the	the	DET
cblr-3012	346	7	mastercard	mastercard	PROPN
cblr-3012	346	8	scheme	scheme	NOUN
cblr-3012	346	9	and	and	CCONJ
cblr-3012	346	10	alternative	alternative	ADJ
cblr-3012	346	11	[	[	X
cblr-3012	346	12	vol	vol	NOUN
cblr-3012	346	13	.	.	PUNCT
cblr-3012	347	1	2005col	2005col	NUM
cblr-3012	347	2	umbia	umbia	NOUN
cblr-3012	348	1	b	b	PROPN
cblr-3012	349	1	usiness	usiness	PROPN
cblr-3012	349	2	la	la	PROPN
cblr-3012	349	3	w	w	PROPN
cblr-3012	349	4	re	re	PROPN
cblr-3012	349	5	vie	vie	PROPN
cblr-3012	349	6	w	w	PROPN
cblr-3012	349	7	no	no	PROPN
cblr-3012	349	8	.	.	PUNCT
cblr-3012	350	1	3:703	3:703	NUM
cblr-3012	350	2	]	]	X
cblr-3012	350	3	multilateral	multilateral	ADJ
cblr-3012	350	4	interchange	interchange	NOUN
cblr-3012	350	5	fees	fee	NOUN
cblr-3012	350	6	in	in	ADP
cblr-3012	350	7	the	the	DET
cblr-3012	350	8	e.	e.	PROPN
cblr-3012	350	9	u.	u.	PROPN
cblr-3012	350	10	721	721	NUM
cblr-3012	350	11	the	the	DET
cblr-3012	350	12	commission	commission	NOUN
cblr-3012	350	13	is	be	AUX
cblr-3012	350	14	likely	likely	ADJ
cblr-3012	350	15	to	to	PART
cblr-3012	350	16	challenge	challenge	VERB
cblr-3012	350	17	mastercard	mastercard	PROPN
cblr-3012	350	18	international	international	PROPN
cblr-3012	350	19	's	's	PART
cblr-3012	350	20	mif	mif	NOUN
cblr-3012	350	21	for	for	ADP
cblr-3012	350	22	cross	cross	ADJ
cblr-3012	350	23	-	-	ADJ
cblr-3012	350	24	border	border	ADJ
cblr-3012	350	25	credit	credit	NOUN
cblr-3012	350	26	card	card	NOUN
cblr-3012	350	27	transactions	transaction	NOUN
cblr-3012	350	28	on	on	ADP
cblr-3012	350	29	grounds	ground	NOUN
cblr-3012	350	30	similar	similar	ADJ
cblr-3012	350	31	to	to	ADP
cblr-3012	350	32	those	those	PRON
cblr-3012	350	33	expressed	express	VERB
cblr-3012	350	34	in	in	ADP
cblr-3012	350	35	its	its	PRON
cblr-3012	350	36	visa	visa	NOUN
cblr-3012	350	37	international	international	ADJ
cblr-3012	350	38	decision.13	decision.13	PROPN
cblr-3012	350	39	however	however	ADV
cblr-3012	350	40	,	,	PUNCT
cblr-3012	350	41	the	the	DET
cblr-3012	350	42	commission	commission	NOUN
cblr-3012	350	43	may	may	AUX
cblr-3012	350	44	develop	develop	VERB
cblr-3012	350	45	a	a	DET
cblr-3012	350	46	theory	theory	NOUN
cblr-3012	350	47	of	of	ADP
cblr-3012	350	48	harm	harm	NOUN
cblr-3012	350	49	that	that	PRON
cblr-3012	350	50	refers	refer	VERB
cblr-3012	350	51	to	to	ADP
cblr-3012	350	52	inter	inter	ADJ
cblr-3012	350	53	-	-	ADJ
cblr-3012	350	54	system	system	NOUN
cblr-3012	350	55	competition	competition	NOUN
cblr-3012	350	56	.	.	PUNCT
cblr-3012	351	1	in	in	ADP
cblr-3012	351	2	this	this	DET
cblr-3012	351	3	respect	respect	NOUN
cblr-3012	351	4	,	,	PUNCT
cblr-3012	351	5	one	one	PRON
cblr-3012	351	6	should	should	AUX
cblr-3012	351	7	recall	recall	VERB
cblr-3012	351	8	that	that	PRON
cblr-3012	351	9	in	in	ADP
cblr-3012	351	10	june	june	PROPN
cblr-3012	351	11	of	of	ADP
cblr-3012	351	12	2005	2005	NUM
cblr-3012	351	13	,	,	PUNCT
cblr-3012	351	14	the	the	DET
cblr-3012	351	15	commission	commission	NOUN
cblr-3012	351	16	launched	launch	VERB
cblr-3012	351	17	an	an	DET
cblr-3012	351	18	eu	eu	ADJ
cblr-3012	351	19	-	-	ADJ
cblr-3012	351	20	wide	wide	ADJ
cblr-3012	351	21	sector	sector	NOUN
cblr-3012	351	22	inquiry	inquiry	NOUN
cblr-3012	351	23	into	into	ADP
cblr-3012	351	24	the	the	DET
cblr-3012	351	25	payment	payment	NOUN
cblr-3012	351	26	cards	card	NOUN
cblr-3012	351	27	business	business	NOUN
cblr-3012	351	28	.	.	PUNCT
cblr-3012	351	29	'	'	PUNCT
cblr-3012	352	1	we	we	PRON
cblr-3012	352	2	might	might	AUX
cblr-3012	352	3	have	have	VERB
cblr-3012	352	4	to	to	PART
cblr-3012	352	5	await	await	VERB
cblr-3012	352	6	the	the	DET
cblr-3012	352	7	outcome	outcome	NOUN
cblr-3012	352	8	of	of	ADP
cblr-3012	352	9	this	this	DET
cblr-3012	352	10	inquiry	inquiry	NOUN
cblr-3012	352	11	to	to	PART
cblr-3012	352	12	find	find	VERB
cblr-3012	352	13	out	out	ADP
cblr-3012	352	14	whether	whether	SCONJ
cblr-3012	352	15	the	the	DET
cblr-3012	352	16	commission	commission	NOUN
cblr-3012	352	17	will	will	AUX
cblr-3012	352	18	develop	develop	VERB
cblr-3012	352	19	,	,	PUNCT
cblr-3012	352	20	refine	refine	VERB
cblr-3012	352	21	,	,	PUNCT
cblr-3012	352	22	or	or	CCONJ
cblr-3012	352	23	revise	revise	VERB
cblr-3012	352	24	the	the	DET
cblr-3012	352	25	theory	theory	NOUN
cblr-3012	352	26	of	of	ADP
cblr-3012	352	27	harm	harm	NOUN
cblr-3012	352	28	that	that	PRON
cblr-3012	352	29	focuses	focus	VERB
cblr-3012	352	30	on	on	ADP
cblr-3012	352	31	intra	intra	ADJ
cblr-3012	352	32	-	-	ADJ
cblr-3012	352	33	system	system	NOUN
cblr-3012	352	34	competition	competition	NOUN
cblr-3012	352	35	and	and	CCONJ
cblr-3012	352	36	underpins	underpin	VERB
cblr-3012	352	37	its	its	PRON
cblr-3012	352	38	visa	visa	NOUN
cblr-3012	352	39	international	international	ADJ
cblr-3012	352	40	decision	decision	NOUN
cblr-3012	352	41	.	.	PUNCT
cblr-3012	353	1	methods	method	NOUN
cblr-3012	353	2	of	of	ADP
cblr-3012	353	3	payment	payment	NOUN
cblr-3012	353	4	such	such	ADJ
cblr-3012	353	5	as	as	ADP
cblr-3012	353	6	debit	debit	NOUN
cblr-3012	353	7	cards	card	NOUN
cblr-3012	353	8	,	,	PUNCT
cblr-3012	353	9	cheques	cheque	NOUN
cblr-3012	353	10	or	or	CCONJ
cblr-3012	353	11	cash	cash	NOUN
cblr-3012	353	12	"	"	PUNCT
cblr-3012	353	13	)	)	PUNCT
cblr-3012	353	14	.	.	PUNCT
cblr-3012	353	15	"	"	PUNCT
cblr-3012	354	1	see	see	VERB
cblr-3012	354	2	eu	eu	PROPN
cblr-3012	354	3	may	may	AUX
cblr-3012	354	4	accuse	accuse	VERB
cblr-3012	354	5	mastercard	mastercard	PROPN
cblr-3012	354	6	of	of	ADP
cblr-3012	354	7	overcharging	overcharging	PROPN
cblr-3012	354	8	customers	customer	NOUN
cblr-3012	354	9	,	,	PUNCT
cblr-3012	354	10	people	people	NOUN
cblr-3012	354	11	say	say	VERB
cblr-3012	354	12	,	,	PUNCT
cblr-3012	354	13	bloomberg	bloomberg	PROPN
cblr-3012	354	14	,	,	PUNCT
cblr-3012	354	15	oct	oct	PROPN
cblr-3012	354	16	.	.	PROPN
cblr-3012	354	17	27	27	NUM
cblr-3012	354	18	,	,	PUNCT
cblr-3012	354	19	2005	2005	NUM
cblr-3012	354	20	,	,	PUNCT
cblr-3012	354	21	http://www.shanghaidaily.com/art/2005/10/	http://www.shanghaidaily.com/art/2005/10/	NOUN
cblr-3012	354	22	28/208476	28/208476	NUM
cblr-3012	354	23	/	/	SYM
cblr-3012	354	24	mastercard	mastercard	NOUN
cblr-3012	354	25	-	-	PUNCT
cblr-3012	354	26	faces	face	NOUN
cblr-3012	354	27	-	-	PUNCT
cblr-3012	354	28	fee	fee	NOUN
cblr-3012	354	29	-	-	PUNCT
cblr-3012	354	30	charges.htm	charges.htm	NOUN
cblr-3012	354	31	.	.	PUNCT
cblr-3012	354	32	"	"	PUNCT
cblr-3012	355	1	see	see	VERB
cblr-3012	355	2	press	press	NOUN
cblr-3012	355	3	release	release	NOUN
cblr-3012	355	4	,	,	PUNCT
cblr-3012	355	5	european	european	PROPN
cblr-3012	355	6	commission	commission	PROPN
cblr-3012	355	7	,	,	PUNCT
cblr-3012	355	8	competition	competition	NOUN
cblr-3012	355	9	:	:	PUNCT
cblr-3012	355	10	commission	commission	NOUN
cblr-3012	355	11	opens	open	VERB
cblr-3012	355	12	sector	sector	NOUN
cblr-3012	355	13	inquiries	inquiry	NOUN
cblr-3012	355	14	into	into	ADP
cblr-3012	355	15	retail	retail	ADJ
cblr-3012	355	16	banking	banking	NOUN
cblr-3012	355	17	and	and	CCONJ
cblr-3012	355	18	business	business	NOUN
cblr-3012	355	19	insurance	insurance	NOUN
cblr-3012	355	20	(	(	PUNCT
cblr-3012	355	21	june	june	PROPN
cblr-3012	355	22	13	13	NUM
cblr-3012	355	23	,	,	PUNCT
cblr-3012	355	24	2005	2005	NUM
cblr-3012	355	25	)	)	PUNCT
cblr-3012	355	26	,	,	PUNCT
cblr-3012	355	27	available	available	ADJ
cblr-3012	355	28	at	at	ADP
cblr-3012	355	29	http://europa.eu.int/rapid/	http://europa.eu.int/rapid/	PROPN
cblr-3012	355	30	pressreleasesaction.do?reference=ip/05/719&format=	pressreleasesaction.do?reference=ip/05/719&format=	PROPN
cblr-3012	355	31	html&aged=0	html&aged=0	PROPN
cblr-3012	355	32	)	)	PUNCT
cblr-3012	355	33	.	.	PUNCT