id	sid	tid	token	lemma	pos
cblr-7161	1	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	1	2	(	(	PUNCT
cblr-7161	1	3	do	do	AUX
cblr-7161	1	4	not	not	PART
cblr-7161	1	5	delete	delete	VERB
cblr-7161	1	6	)	)	PUNCT
cblr-7161	1	7	10/7/2020	10/7/2020	NUM
cblr-7161	1	8	6:42	6:42	NUM
cblr-7161	1	9	pm	pm	NOUN
cblr-7161	1	10	the	the	DET
cblr-7161	1	11	treacherous	treacherous	ADJ
cblr-7161	1	12	landscape	landscape	NOUN
cblr-7161	1	13	for	for	ADP
cblr-7161	1	14	foreign	foreign	ADJ
cblr-7161	1	15	g	g	NOUN
cblr-7161	1	16	-	-	PUNCT
cblr-7161	1	17	sibs	sib	NOUN
cblr-7161	1	18	:	:	PUNCT
cblr-7161	1	19	the	the	DET
cblr-7161	1	20	ihc	ihc	PROPN
cblr-7161	1	21	framework	framework	NOUN
cblr-7161	1	22	and	and	CCONJ
cblr-7161	1	23	financial	financial	ADJ
cblr-7161	1	24	stability	stability	NOUN
cblr-7161	1	25	mackenzie	mackenzie	NOUN
cblr-7161	1	26	humble	humble	PROPN
cblr-7161	1	27	*	*	PROPN
cblr-7161	1	28	in	in	ADP
cblr-7161	1	29	2010	2010	NUM
cblr-7161	1	30	,	,	PUNCT
cblr-7161	1	31	the	the	DET
cblr-7161	1	32	dodd	dodd	PROPN
cblr-7161	1	33	-	-	PUNCT
cblr-7161	1	34	frank	frank	PROPN
cblr-7161	1	35	wall	wall	PROPN
cblr-7161	1	36	street	street	PROPN
cblr-7161	1	37	reform	reform	PROPN
cblr-7161	1	38	and	and	CCONJ
cblr-7161	1	39	consumer	consumer	NOUN
cblr-7161	1	40	protection	protection	NOUN
cblr-7161	1	41	act	act	NOUN
cblr-7161	1	42	restructured	restructure	VERB
cblr-7161	1	43	the	the	DET
cblr-7161	1	44	regulatory	regulatory	ADJ
cblr-7161	1	45	regime	regime	NOUN
cblr-7161	1	46	for	for	ADP
cblr-7161	1	47	financial	financial	ADJ
cblr-7161	1	48	institutions	institution	NOUN
cblr-7161	1	49	in	in	ADP
cblr-7161	1	50	the	the	DET
cblr-7161	1	51	united	united	PROPN
cblr-7161	1	52	states	states	PROPN
cblr-7161	1	53	by	by	ADP
cblr-7161	1	54	mandating	mandate	VERB
cblr-7161	1	55	corporate	corporate	ADJ
cblr-7161	1	56	governance	governance	NOUN
cblr-7161	1	57	reforms	reform	NOUN
cblr-7161	1	58	and	and	CCONJ
cblr-7161	1	59	requiring	require	VERB
cblr-7161	1	60	that	that	SCONJ
cblr-7161	1	61	firms	firm	NOUN
cblr-7161	1	62	maintain	maintain	VERB
cblr-7161	1	63	high	high	ADJ
cblr-7161	1	64	levels	level	NOUN
cblr-7161	1	65	of	of	ADP
cblr-7161	1	66	high	high	ADJ
cblr-7161	1	67	-	-	PUNCT
cblr-7161	1	68	quality	quality	NOUN
cblr-7161	1	69	capital	capital	NOUN
cblr-7161	1	70	reserves	reserve	NOUN
cblr-7161	1	71	in	in	ADP
cblr-7161	1	72	their	their	PRON
cblr-7161	1	73	u.s	u.s	PROPN
cblr-7161	1	74	.	.	PROPN
cblr-7161	1	75	legal	legal	ADJ
cblr-7161	1	76	entities	entity	NOUN
cblr-7161	1	77	.	.	PUNCT
cblr-7161	2	1	likely	likely	ADV
cblr-7161	2	2	the	the	DET
cblr-7161	2	3	most	most	ADV
cblr-7161	2	4	consequential	consequential	NOUN
cblr-7161	2	5	of	of	ADP
cblr-7161	2	6	the	the	DET
cblr-7161	2	7	statute	statute	NOUN
cblr-7161	2	8	’s	’s	PART
cblr-7161	2	9	provisions	provision	NOUN
cblr-7161	2	10	was	be	AUX
cblr-7161	2	11	that	that	PRON
cblr-7161	2	12	which	which	PRON
cblr-7161	2	13	authorized	authorize	VERB
cblr-7161	2	14	regulation	regulation	NOUN
cblr-7161	2	15	yy	yy	PROPN
cblr-7161	2	16	,	,	PUNCT
cblr-7161	2	17	a	a	DET
cblr-7161	2	18	landmark	landmark	NOUN
cblr-7161	2	19	regulation	regulation	NOUN
cblr-7161	2	20	that	that	PRON
cblr-7161	2	21	transformed	transform	VERB
cblr-7161	2	22	capital	capital	NOUN
cblr-7161	2	23	planning	planning	NOUN
cblr-7161	2	24	and	and	CCONJ
cblr-7161	2	25	risk	risk	NOUN
cblr-7161	2	26	management	management	NOUN
cblr-7161	2	27	processes	process	NOUN
cblr-7161	2	28	among	among	ADP
cblr-7161	2	29	financial	financial	ADJ
cblr-7161	2	30	institutions	institution	NOUN
cblr-7161	2	31	in	in	ADP
cblr-7161	2	32	the	the	DET
cblr-7161	2	33	united	united	PROPN
cblr-7161	2	34	states	states	PROPN
cblr-7161	2	35	.	.	PUNCT
cblr-7161	3	1	along	along	ADP
cblr-7161	3	2	with	with	ADP
cblr-7161	3	3	implementing	implement	VERB
cblr-7161	3	4	enhanced	enhance	VERB
cblr-7161	3	5	prudential	prudential	ADJ
cblr-7161	3	6	standards	standard	NOUN
cblr-7161	3	7	for	for	ADP
cblr-7161	3	8	the	the	DET
cblr-7161	3	9	u.s	u.s	PROPN
cblr-7161	3	10	.	.	PROPN
cblr-7161	3	11	operations	operation	NOUN
cblr-7161	3	12	of	of	ADP
cblr-7161	3	13	large	large	ADJ
cblr-7161	3	14	,	,	PUNCT
cblr-7161	3	15	complex	complex	ADJ
cblr-7161	3	16	financial	financial	ADJ
cblr-7161	3	17	institutions	institution	NOUN
cblr-7161	3	18	,	,	PUNCT
cblr-7161	3	19	regulation	regulation	NOUN
cblr-7161	3	20	yy	yy	PROPN
cblr-7161	3	21	altered	alter	VERB
cblr-7161	3	22	the	the	DET
cblr-7161	3	23	corporate	corporate	ADJ
cblr-7161	3	24	structure	structure	NOUN
cblr-7161	3	25	of	of	ADP
cblr-7161	3	26	foreign	foreign	ADJ
cblr-7161	3	27	banking	banking	NOUN
cblr-7161	3	28	organizations	organization	NOUN
cblr-7161	3	29	(	(	PUNCT
cblr-7161	3	30	“	"	PUNCT
cblr-7161	3	31	fbos	fbo	NOUN
cblr-7161	3	32	”	"	PUNCT
cblr-7161	3	33	)	)	PUNCT
cblr-7161	3	34	by	by	ADP
cblr-7161	3	35	requiring	require	VERB
cblr-7161	3	36	large	large	ADJ
cblr-7161	3	37	foreign	foreign	ADJ
cblr-7161	3	38	banking	banking	NOUN
cblr-7161	3	39	institutions	institution	NOUN
cblr-7161	3	40	to	to	PART
cblr-7161	3	41	establish	establish	VERB
cblr-7161	3	42	a	a	DET
cblr-7161	3	43	new	new	ADJ
cblr-7161	3	44	legal	legal	ADJ
cblr-7161	3	45	entity	entity	NOUN
cblr-7161	3	46	,	,	PUNCT
cblr-7161	3	47	called	call	VERB
cblr-7161	3	48	an	an	DET
cblr-7161	3	49	intermediate	intermediate	ADJ
cblr-7161	3	50	holding	hold	VERB
cblr-7161	3	51	company	company	NOUN
cblr-7161	3	52	(	(	PUNCT
cblr-7161	3	53	“	"	PUNCT
cblr-7161	3	54	ihc	ihc	PROPN
cblr-7161	3	55	”	"	PUNCT
cblr-7161	3	56	)	)	PUNCT
cblr-7161	3	57	.	.	PUNCT
cblr-7161	4	1	put	put	VERB
cblr-7161	4	2	simply	simply	ADV
cblr-7161	4	3	,	,	PUNCT
cblr-7161	4	4	ihcs	ihc	NOUN
cblr-7161	4	5	were	be	AUX
cblr-7161	4	6	created	create	VERB
cblr-7161	4	7	to	to	PART
cblr-7161	4	8	reorganize	reorganize	VERB
cblr-7161	4	9	and	and	CCONJ
cblr-7161	4	10	capture	capture	VERB
cblr-7161	4	11	,	,	PUNCT
cblr-7161	4	12	in	in	ADP
cblr-7161	4	13	one	one	NUM
cblr-7161	4	14	umbrella	umbrella	NOUN
cblr-7161	4	15	legal	legal	ADJ
cblr-7161	4	16	entity	entity	NOUN
cblr-7161	4	17	,	,	PUNCT
cblr-7161	4	18	all	all	DET
cblr-7161	4	19	non	non	ADJ
cblr-7161	4	20	-	-	ADJ
cblr-7161	4	21	branch	branch	ADJ
cblr-7161	4	22	u.s	u.s	PROPN
cblr-7161	4	23	.	.	PROPN
cblr-7161	4	24	operations	operation	NOUN
cblr-7161	4	25	of	of	ADP
cblr-7161	4	26	fbos	fbo	NOUN
cblr-7161	4	27	.	.	PUNCT
cblr-7161	5	1	further	far	ADV
cblr-7161	5	2	,	,	PUNCT
cblr-7161	5	3	to	to	PART
cblr-7161	5	4	ensure	ensure	VERB
cblr-7161	5	5	robust	robust	ADJ
cblr-7161	5	6	,	,	PUNCT
cblr-7161	5	7	localized	localized	ADJ
cblr-7161	5	8	oversight	oversight	NOUN
cblr-7161	5	9	of	of	ADP
cblr-7161	5	10	u.s	u.s	PROPN
cblr-7161	5	11	.	.	PROPN
cblr-7161	5	12	operations	operation	NOUN
cblr-7161	5	13	,	,	PUNCT
cblr-7161	5	14	each	each	DET
cblr-7161	5	15	ihc	ihc	PROPN
cblr-7161	5	16	is	be	AUX
cblr-7161	5	17	required	require	VERB
cblr-7161	5	18	to	to	PART
cblr-7161	5	19	establish	establish	VERB
cblr-7161	5	20	their	their	PRON
cblr-7161	5	21	own	own	ADJ
cblr-7161	5	22	board	board	NOUN
cblr-7161	5	23	of	of	ADP
cblr-7161	5	24	directors	director	NOUN
cblr-7161	5	25	and	and	CCONJ
cblr-7161	5	26	risk	risk	NOUN
cblr-7161	5	27	committee	committee	NOUN
cblr-7161	5	28	,	,	PUNCT
cblr-7161	5	29	separate	separate	ADJ
cblr-7161	5	30	and	and	CCONJ
cblr-7161	5	31	apart	apart	ADV
cblr-7161	5	32	from	from	ADP
cblr-7161	5	33	the	the	DET
cblr-7161	5	34	board	board	NOUN
cblr-7161	5	35	and	and	CCONJ
cblr-7161	5	36	committees	committee	NOUN
cblr-7161	5	37	of	of	ADP
cblr-7161	5	38	the	the	DET
cblr-7161	5	39	broader	broad	ADJ
cblr-7161	5	40	organization	organization	NOUN
cblr-7161	5	41	.	.	PUNCT
cblr-7161	6	1	ihcs	ihc	NOUN
cblr-7161	6	2	are	be	AUX
cblr-7161	6	3	also	also	ADV
cblr-7161	6	4	required	require	VERB
cblr-7161	6	5	to	to	PART
cblr-7161	6	6	comply	comply	VERB
cblr-7161	6	7	with	with	ADP
cblr-7161	6	8	both	both	CCONJ
cblr-7161	6	9	the	the	DET
cblr-7161	6	10	capital	capital	NOUN
cblr-7161	6	11	and	and	CCONJ
cblr-7161	6	12	leverage	leverage	NOUN
cblr-7161	6	13	ratio	ratio	NOUN
cblr-7161	6	14	requirements	requirement	NOUN
cblr-7161	6	15	applied	apply	VERB
cblr-7161	6	16	to	to	ADP
cblr-7161	6	17	similarly	similarly	ADV
cblr-7161	6	18	large	large	ADJ
cblr-7161	6	19	domestic	domestic	ADJ
cblr-7161	6	20	financial	financial	ADJ
cblr-7161	6	21	institutions	institution	NOUN
cblr-7161	6	22	,	,	PUNCT
cblr-7161	6	23	and	and	CCONJ
cblr-7161	6	24	the	the	DET
cblr-7161	6	25	programmatic	programmatic	ADJ
cblr-7161	6	26	requirements	requirement	NOUN
cblr-7161	6	27	associated	associate	VERB
cblr-7161	6	28	with	with	ADP
cblr-7161	6	29	firms	firm	NOUN
cblr-7161	6	30	of	of	ADP
cblr-7161	6	31	that	that	DET
cblr-7161	6	32	size	size	NOUN
cblr-7161	6	33	(	(	PUNCT
cblr-7161	6	34	resolution	resolution	NOUN
cblr-7161	6	35	planning	planning	NOUN
cblr-7161	6	36	,	,	PUNCT
cblr-7161	6	37	ccar	ccar	NOUN
cblr-7161	6	38	,	,	PUNCT
cblr-7161	6	39	clar	clar	NOUN
cblr-7161	6	40	)	)	PUNCT
cblr-7161	6	41	.	.	PUNCT
cblr-7161	7	1	*	*	PUNCT
cblr-7161	7	2	j.d	j.d	PROPN
cblr-7161	7	3	.	.	PROPN
cblr-7161	7	4	candidate	candidate	PROPN
cblr-7161	7	5	2020	2020	NUM
cblr-7161	7	6	,	,	PUNCT
cblr-7161	7	7	columbia	columbia	PROPN
cblr-7161	7	8	law	law	PROPN
cblr-7161	7	9	school	school	NOUN
cblr-7161	7	10	;	;	PUNCT
cblr-7161	7	11	b.a	b.a	PROPN
cblr-7161	7	12	.	.	PROPN
cblr-7161	7	13	2015	2015	NUM
cblr-7161	7	14	,	,	PUNCT
cblr-7161	7	15	university	university	NOUN
cblr-7161	7	16	of	of	ADP
cblr-7161	7	17	michigan	michigan	PROPN
cblr-7161	7	18	.	.	PUNCT
cblr-7161	8	1	my	my	PRON
cblr-7161	8	2	sincerest	sincere	ADJ
cblr-7161	8	3	thanks	thank	NOUN
cblr-7161	8	4	to	to	ADP
cblr-7161	8	5	professor	professor	PROPN
cblr-7161	8	6	jeffery	jeffery	PROPN
cblr-7161	8	7	gordon	gordon	PROPN
cblr-7161	8	8	,	,	PUNCT
cblr-7161	8	9	who	who	PRON
cblr-7161	8	10	was	be	AUX
cblr-7161	8	11	very	very	ADV
cblr-7161	8	12	helpful	helpful	ADJ
cblr-7161	8	13	in	in	ADP
cblr-7161	8	14	directing	direct	VERB
cblr-7161	8	15	the	the	DET
cblr-7161	8	16	formulation	formulation	NOUN
cblr-7161	8	17	of	of	ADP
cblr-7161	8	18	the	the	DET
cblr-7161	8	19	topic	topic	NOUN
cblr-7161	8	20	of	of	ADP
cblr-7161	8	21	this	this	DET
cblr-7161	8	22	note	note	NOUN
cblr-7161	8	23	.	.	PUNCT
cblr-7161	9	1	additional	additional	ADJ
cblr-7161	9	2	thanks	thank	NOUN
cblr-7161	9	3	to	to	ADP
cblr-7161	9	4	my	my	PRON
cblr-7161	9	5	editorial	editorial	ADJ
cblr-7161	9	6	staff	staff	NOUN
cblr-7161	9	7	at	at	ADP
cblr-7161	9	8	the	the	DET
cblr-7161	9	9	columbia	columbia	PROPN
cblr-7161	9	10	business	business	PROPN
cblr-7161	9	11	law	law	PROPN
cblr-7161	9	12	review	review	NOUN
cblr-7161	9	13	for	for	ADP
cblr-7161	9	14	their	their	PRON
cblr-7161	9	15	diligent	diligent	ADJ
cblr-7161	9	16	attention	attention	NOUN
cblr-7161	9	17	and	and	CCONJ
cblr-7161	9	18	wonderful	wonderful	ADJ
cblr-7161	9	19	work	work	NOUN
cblr-7161	9	20	over	over	ADP
cblr-7161	9	21	the	the	DET
cblr-7161	9	22	past	past	ADJ
cblr-7161	9	23	year	year	NOUN
cblr-7161	9	24	.	.	PUNCT
cblr-7161	10	1	i	i	PRON
cblr-7161	10	2	dedicate	dedicate	VERB
cblr-7161	10	3	this	this	DET
cblr-7161	10	4	note	note	NOUN
cblr-7161	10	5	,	,	PUNCT
cblr-7161	10	6	as	as	SCONJ
cblr-7161	10	7	i	i	PRON
cblr-7161	10	8	do	do	VERB
cblr-7161	10	9	all	all	DET
cblr-7161	10	10	my	my	PRON
cblr-7161	10	11	work	work	NOUN
cblr-7161	10	12	,	,	PUNCT
cblr-7161	10	13	to	to	ADP
cblr-7161	10	14	my	my	PRON
cblr-7161	10	15	mother	mother	NOUN
cblr-7161	10	16	anita	anita	PROPN
cblr-7161	10	17	.	.	PUNCT
cblr-7161	11	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	11	2	(	(	PUNCT
cblr-7161	11	3	do	do	AUX
cblr-7161	11	4	not	not	PART
cblr-7161	11	5	delete	delete	VERB
cblr-7161	11	6	)	)	PUNCT
cblr-7161	11	7	10/7/2020	10/7/2020	NUM
cblr-7161	11	8	6:42	6:42	NUM
cblr-7161	11	9	pm	pm	NOUN
cblr-7161	11	10	no	no	INTJ
cblr-7161	11	11	.	.	PUNCT
cblr-7161	12	1	1:336	1:336	NUM
cblr-7161	12	2	]	]	X
cblr-7161	12	3	treacherous	treacherous	ADJ
cblr-7161	12	4	landscape	landscape	NOUN
cblr-7161	12	5	337	337	NUM
cblr-7161	12	6	there	there	PRON
cblr-7161	12	7	is	be	VERB
cblr-7161	12	8	another	another	DET
cblr-7161	12	9	regulation	regulation	NOUN
cblr-7161	12	10	,	,	PUNCT
cblr-7161	12	11	though	though	ADV
cblr-7161	12	12	,	,	PUNCT
cblr-7161	12	13	that	that	SCONJ
cblr-7161	12	14	when	when	SCONJ
cblr-7161	12	15	coupled	couple	VERB
cblr-7161	12	16	with	with	ADP
cblr-7161	12	17	the	the	DET
cblr-7161	12	18	far	far	ADV
cblr-7161	12	19	-	-	PUNCT
cblr-7161	12	20	reaching	reach	VERB
cblr-7161	12	21	implications	implication	NOUN
cblr-7161	12	22	of	of	ADP
cblr-7161	12	23	regulation	regulation	NOUN
cblr-7161	12	24	yy	yy	PROPN
cblr-7161	12	25	has	have	AUX
cblr-7161	12	26	disparately	disparately	ADV
cblr-7161	12	27	impacted	impact	VERB
cblr-7161	12	28	foreign	foreign	ADJ
cblr-7161	12	29	banking	banking	NOUN
cblr-7161	12	30	organizations	organization	NOUN
cblr-7161	12	31	.	.	PUNCT
cblr-7161	13	1	that	that	DET
cblr-7161	13	2	regulation	regulation	NOUN
cblr-7161	13	3	is	be	AUX
cblr-7161	13	4	regulation	regulation	NOUN
cblr-7161	13	5	w	w	PROPN
cblr-7161	13	6	,	,	PUNCT
cblr-7161	13	7	a	a	DET
cblr-7161	13	8	longstanding	longstanding	ADJ
cblr-7161	13	9	regulation	regulation	NOUN
cblr-7161	13	10	that	that	PRON
cblr-7161	13	11	limits	limit	VERB
cblr-7161	13	12	the	the	DET
cblr-7161	13	13	amount	amount	NOUN
cblr-7161	13	14	of	of	ADP
cblr-7161	13	15	intracompany	intracompany	ADJ
cblr-7161	13	16	transactions	transaction	NOUN
cblr-7161	13	17	banking	banking	NOUN
cblr-7161	13	18	organizations	organization	NOUN
cblr-7161	13	19	can	can	AUX
cblr-7161	13	20	engage	engage	VERB
cblr-7161	13	21	in	in	ADP
cblr-7161	13	22	.	.	PUNCT
cblr-7161	14	1	following	follow	VERB
cblr-7161	14	2	the	the	DET
cblr-7161	14	3	enactment	enactment	NOUN
cblr-7161	14	4	of	of	ADP
cblr-7161	14	5	dodd	dodd	PROPN
cblr-7161	14	6	-	-	PUNCT
cblr-7161	14	7	frank	frank	ADJ
cblr-7161	14	8	,	,	PUNCT
cblr-7161	14	9	regulation	regulation	NOUN
cblr-7161	14	10	w	w	NOUN
cblr-7161	14	11	was	be	AUX
cblr-7161	14	12	amended	amend	VERB
cblr-7161	14	13	in	in	ADP
cblr-7161	14	14	several	several	ADJ
cblr-7161	14	15	ways	way	NOUN
cblr-7161	14	16	which	which	PRON
cblr-7161	14	17	limited	limit	VERB
cblr-7161	14	18	specifically	specifically	ADV
cblr-7161	14	19	the	the	DET
cblr-7161	14	20	types	type	NOUN
cblr-7161	14	21	of	of	ADP
cblr-7161	14	22	transactions	transaction	NOUN
cblr-7161	14	23	that	that	PRON
cblr-7161	14	24	fbos	fbo	VERB
cblr-7161	14	25	often	often	ADV
cblr-7161	14	26	engage	engage	VERB
cblr-7161	14	27	in	in	ADP
cblr-7161	14	28	with	with	ADP
cblr-7161	14	29	their	their	PRON
cblr-7161	14	30	affiliates	affiliate	NOUN
cblr-7161	14	31	to	to	PART
cblr-7161	14	32	manage	manage	VERB
cblr-7161	14	33	their	their	PRON
cblr-7161	14	34	liquidity	liquidity	NOUN
cblr-7161	14	35	risk	risk	NOUN
cblr-7161	14	36	and	and	CCONJ
cblr-7161	14	37	to	to	PART
cblr-7161	14	38	absorb	absorb	VERB
cblr-7161	14	39	liquidity	liquidity	NOUN
cblr-7161	14	40	shocks	shock	NOUN
cblr-7161	14	41	.	.	PUNCT
cblr-7161	15	1	the	the	DET
cblr-7161	15	2	post	post	ADJ
cblr-7161	15	3	-	-	ADJ
cblr-7161	15	4	crisis	crisis	ADJ
cblr-7161	15	5	changes	change	NOUN
cblr-7161	15	6	made	make	VERB
cblr-7161	15	7	to	to	ADP
cblr-7161	15	8	regulation	regulation	VERB
cblr-7161	15	9	w	w	NOUN
cblr-7161	15	10	have	have	AUX
cblr-7161	15	11	already	already	ADV
cblr-7161	15	12	begun	begin	VERB
cblr-7161	15	13	to	to	PART
cblr-7161	15	14	be	be	AUX
cblr-7161	15	15	rolled	roll	VERB
cblr-7161	15	16	back	back	ADV
cblr-7161	15	17	by	by	ADP
cblr-7161	15	18	u.s	u.s	PROPN
cblr-7161	15	19	.	.	PROPN
cblr-7161	15	20	regulators	regulator	NOUN
cblr-7161	15	21	,	,	PUNCT
cblr-7161	15	22	however	however	ADV
cblr-7161	15	23	there	there	PRON
cblr-7161	15	24	has	have	AUX
cblr-7161	15	25	not	not	PART
cblr-7161	15	26	yet	yet	ADV
cblr-7161	15	27	been	be	AUX
cblr-7161	15	28	a	a	DET
cblr-7161	15	29	detailed	detailed	ADJ
cblr-7161	15	30	analysis	analysis	NOUN
cblr-7161	15	31	of	of	ADP
cblr-7161	15	32	how	how	SCONJ
cblr-7161	15	33	specifically	specifically	ADV
cblr-7161	15	34	the	the	DET
cblr-7161	15	35	interaction	interaction	NOUN
cblr-7161	15	36	between	between	ADP
cblr-7161	15	37	regulation	regulation	NOUN
cblr-7161	15	38	yy	yy	PROPN
cblr-7161	15	39	and	and	CCONJ
cblr-7161	15	40	regulation	regulation	NOUN
cblr-7161	15	41	w	w	NOUN
cblr-7161	15	42	undermines	undermine	VERB
cblr-7161	15	43	global	global	ADJ
cblr-7161	15	44	financial	financial	ADJ
cblr-7161	15	45	stability	stability	NOUN
cblr-7161	15	46	.	.	PUNCT
cblr-7161	16	1	the	the	DET
cblr-7161	16	2	specific	specific	ADJ
cblr-7161	16	3	aim	aim	NOUN
cblr-7161	16	4	of	of	ADP
cblr-7161	16	5	this	this	DET
cblr-7161	16	6	note	note	NOUN
cblr-7161	16	7	is	be	AUX
cblr-7161	16	8	to	to	PART
cblr-7161	16	9	evaluate	evaluate	VERB
cblr-7161	16	10	whether	whether	SCONJ
cblr-7161	16	11	regulation	regulation	NOUN
cblr-7161	16	12	yy	yy	NOUN
cblr-7161	16	13	and	and	CCONJ
cblr-7161	16	14	regulation	regulation	NOUN
cblr-7161	16	15	w	w	VERB
cblr-7161	16	16	have	have	AUX
cblr-7161	16	17	destabilized	destabilize	VERB
cblr-7161	16	18	the	the	DET
cblr-7161	16	19	global	global	ADJ
cblr-7161	16	20	financial	financial	ADJ
cblr-7161	16	21	system	system	NOUN
cblr-7161	16	22	.	.	PUNCT
cblr-7161	17	1	institutions	institution	NOUN
cblr-7161	17	2	’	'	PUNCT
cblr-7161	17	3	2018	2018	NUM
cblr-7161	17	4	and	and	CCONJ
cblr-7161	17	5	2019	2019	NUM
cblr-7161	17	6	ccar	ccar	NOUN
cblr-7161	17	7	results	result	NOUN
cblr-7161	17	8	will	will	AUX
cblr-7161	17	9	be	be	AUX
cblr-7161	17	10	the	the	DET
cblr-7161	17	11	lens	lens	NOUN
cblr-7161	17	12	through	through	ADP
cblr-7161	17	13	which	which	PRON
cblr-7161	17	14	the	the	DET
cblr-7161	17	15	impact	impact	NOUN
cblr-7161	17	16	of	of	ADP
cblr-7161	17	17	the	the	DET
cblr-7161	17	18	regulations	regulation	NOUN
cblr-7161	17	19	is	be	AUX
cblr-7161	17	20	evaluated	evaluate	VERB
cblr-7161	17	21	.	.	PUNCT
cblr-7161	18	1	specifically	specifically	ADV
cblr-7161	18	2	,	,	PUNCT
cblr-7161	18	3	we	we	PRON
cblr-7161	18	4	look	look	VERB
cblr-7161	18	5	at	at	ADP
cblr-7161	18	6	both	both	DET
cblr-7161	18	7	institutions	institution	NOUN
cblr-7161	18	8	’	'	PUNCT
cblr-7161	18	9	tier	tier	NOUN
cblr-7161	18	10	1	1	NUM
cblr-7161	18	11	capital	capital	NOUN
cblr-7161	18	12	ratios	ratio	NOUN
cblr-7161	18	13	and	and	CCONJ
cblr-7161	18	14	tier	tier	NOUN
cblr-7161	18	15	1	1	NUM
cblr-7161	18	16	leverage	leverage	NOUN
cblr-7161	18	17	ratios	ratio	NOUN
cblr-7161	18	18	to	to	PART
cblr-7161	18	19	assess	assess	VERB
cblr-7161	18	20	how	how	SCONJ
cblr-7161	18	21	specifically	specifically	ADV
cblr-7161	18	22	the	the	DET
cblr-7161	18	23	ihcs	ihcs	NOUN
cblr-7161	18	24	have	have	AUX
cblr-7161	18	25	positioned	position	VERB
cblr-7161	18	26	their	their	PRON
cblr-7161	18	27	liquid	liquid	ADJ
cblr-7161	18	28	capital	capital	NOUN
cblr-7161	18	29	and	and	CCONJ
cblr-7161	18	30	adjusted	adjust	VERB
cblr-7161	18	31	their	their	PRON
cblr-7161	18	32	business	business	NOUN
cblr-7161	18	33	model	model	NOUN
cblr-7161	18	34	in	in	ADP
cblr-7161	18	35	response	response	NOUN
cblr-7161	18	36	to	to	ADP
cblr-7161	18	37	regulation	regulation	VERB
cblr-7161	18	38	yy	yy	NOUN
cblr-7161	18	39	reorganization	reorganization	NOUN
cblr-7161	18	40	.	.	PUNCT
cblr-7161	19	1	ultimately	ultimately	ADV
cblr-7161	19	2	,	,	PUNCT
cblr-7161	19	3	we	we	PRON
cblr-7161	19	4	conclude	conclude	VERB
cblr-7161	19	5	that	that	SCONJ
cblr-7161	19	6	the	the	DET
cblr-7161	19	7	interaction	interaction	NOUN
cblr-7161	19	8	between	between	ADP
cblr-7161	19	9	regulation	regulation	NOUN
cblr-7161	19	10	yy	yy	PROPN
cblr-7161	19	11	and	and	CCONJ
cblr-7161	19	12	the	the	DET
cblr-7161	19	13	revised	revise	VERB
cblr-7161	19	14	regulation	regulation	NOUN
cblr-7161	19	15	w	w	NOUN
cblr-7161	19	16	has	have	AUX
cblr-7161	19	17	dramatically	dramatically	ADV
cblr-7161	19	18	fragmented	fragment	VERB
cblr-7161	19	19	the	the	DET
cblr-7161	19	20	global	global	ADJ
cblr-7161	19	21	flow	flow	NOUN
cblr-7161	19	22	of	of	ADP
cblr-7161	19	23	capital	capital	NOUN
cblr-7161	19	24	among	among	ADP
cblr-7161	19	25	fbos	fbo	NOUN
cblr-7161	19	26	.	.	PUNCT
cblr-7161	20	1	regulation	regulation	NOUN
cblr-7161	20	2	yy	yy	PROPN
cblr-7161	20	3	’s	’s	PART
cblr-7161	20	4	ihc	ihc	PROPN
cblr-7161	20	5	reorganization	reorganization	NOUN
cblr-7161	20	6	mandate	mandate	NOUN
cblr-7161	20	7	largely	largely	ADV
cblr-7161	20	8	cabins	cabin	VERB
cblr-7161	20	9	foreign	foreign	ADJ
cblr-7161	20	10	banks	bank	NOUN
cblr-7161	20	11	’	'	PUNCT
cblr-7161	20	12	ability	ability	NOUN
cblr-7161	20	13	to	to	PART
cblr-7161	20	14	absorb	absorb	VERB
cblr-7161	20	15	liquidity	liquidity	NOUN
cblr-7161	20	16	shocks	shock	NOUN
cblr-7161	20	17	through	through	ADP
cblr-7161	20	18	their	their	PRON
cblr-7161	20	19	organizations	organization	NOUN
cblr-7161	20	20	—	—	PUNCT
cblr-7161	20	21	a	a	DET
cblr-7161	20	22	result	result	NOUN
cblr-7161	20	23	that	that	PRON
cblr-7161	20	24	may	may	AUX
cblr-7161	20	25	pose	pose	VERB
cblr-7161	20	26	a	a	DET
cblr-7161	20	27	serious	serious	ADJ
cblr-7161	20	28	threat	threat	NOUN
cblr-7161	20	29	to	to	ADP
cblr-7161	20	30	global	global	ADJ
cblr-7161	20	31	financial	financial	ADJ
cblr-7161	20	32	stability	stability	NOUN
cblr-7161	20	33	.	.	PUNCT
cblr-7161	21	1	that	that	PRON
cblr-7161	21	2	is	be	AUX
cblr-7161	21	3	,	,	PUNCT
cblr-7161	21	4	the	the	DET
cblr-7161	21	5	fundamental	fundamental	ADJ
cblr-7161	21	6	disruption	disruption	NOUN
cblr-7161	21	7	of	of	ADP
cblr-7161	21	8	institutions	institution	NOUN
cblr-7161	21	9	’	'	PUNCT
cblr-7161	21	10	ability	ability	NOUN
cblr-7161	21	11	to	to	PART
cblr-7161	21	12	funnel	funnel	VERB
cblr-7161	21	13	liquidity	liquidity	NOUN
cblr-7161	21	14	to	to	ADP
cblr-7161	21	15	their	their	PRON
cblr-7161	21	16	network	network	NOUN
cblr-7161	21	17	of	of	ADP
cblr-7161	21	18	legal	legal	ADJ
cblr-7161	21	19	entities	entity	NOUN
cblr-7161	21	20	around	around	ADP
cblr-7161	21	21	the	the	DET
cblr-7161	21	22	world	world	NOUN
cblr-7161	21	23	raises	raise	VERB
cblr-7161	21	24	a	a	DET
cblr-7161	21	25	significant	significant	ADJ
cblr-7161	21	26	concern	concern	NOUN
cblr-7161	21	27	regarding	regard	VERB
cblr-7161	21	28	their	their	PRON
cblr-7161	21	29	resiliency	resiliency	NOUN
cblr-7161	21	30	during	during	ADP
cblr-7161	21	31	periods	period	NOUN
cblr-7161	21	32	of	of	ADP
cblr-7161	21	33	stress	stress	NOUN
cblr-7161	21	34	,	,	PUNCT
cblr-7161	21	35	particularly	particularly	ADV
cblr-7161	21	36	for	for	ADP
cblr-7161	21	37	those	those	DET
cblr-7161	21	38	systemically	systemically	ADV
cblr-7161	21	39	important	important	ADJ
cblr-7161	21	40	firms	firm	NOUN
cblr-7161	21	41	who	who	PRON
cblr-7161	21	42	experienced	experience	VERB
cblr-7161	21	43	pervasive	pervasive	ADJ
cblr-7161	21	44	liquidity	liquidity	NOUN
cblr-7161	21	45	issues	issue	NOUN
cblr-7161	21	46	in	in	ADP
cblr-7161	21	47	the	the	DET
cblr-7161	21	48	most	most	ADV
cblr-7161	21	49	recent	recent	ADJ
cblr-7161	21	50	crisis	crisis	NOUN
cblr-7161	21	51	.	.	PUNCT
cblr-7161	22	1	i.	i.	PROPN
cblr-7161	22	2	introduction	introduction	NOUN
cblr-7161	22	3	...............................................................	...............................................................	PUNCT
cblr-7161	22	4	338	338	NUM
cblr-7161	22	5	ii	ii	NOUN
cblr-7161	22	6	.	.	PUNCT
cblr-7161	23	1	the	the	DET
cblr-7161	23	2	regulatory	regulatory	ADJ
cblr-7161	23	3	environment	environment	NOUN
cblr-7161	23	4	for	for	ADP
cblr-7161	23	5	large	large	ADJ
cblr-7161	23	6	,	,	PUNCT
cblr-7161	23	7	complex	complex	ADJ
cblr-7161	23	8	,	,	PUNCT
cblr-7161	23	9	financial	financial	ADJ
cblr-7161	23	10	institutions	institution	NOUN
cblr-7161	23	11	................................................	................................................	PUNCT
cblr-7161	23	12	347	347	NUM
cblr-7161	23	13	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	23	14	(	(	PUNCT
cblr-7161	23	15	do	do	AUX
cblr-7161	23	16	not	not	PART
cblr-7161	23	17	delte	delte	VERB
cblr-7161	23	18	)	)	PUNCT
cblr-7161	23	19	10/7/2020	10/7/2020	NUM
cblr-7161	23	20	6:42	6:42	NUM
cblr-7161	23	21	pm	pm	NOUN
cblr-7161	23	22	338	338	NUM
cblr-7161	23	23	columbia	columbia	PROPN
cblr-7161	23	24	business	business	NOUN
cblr-7161	23	25	law	law	PROPN
cblr-7161	23	26	review	review	NOUN
cblr-7161	23	27	[	[	X
cblr-7161	23	28	vol	vol	NOUN
cblr-7161	23	29	.	.	PUNCT
cblr-7161	23	30	2020	2020	NUM
cblr-7161	23	31	a.	a.	NOUN
cblr-7161	23	32	brief	brief	PROPN
cblr-7161	23	33	history	history	NOUN
cblr-7161	23	34	of	of	ADP
cblr-7161	23	35	foreign	foreign	ADJ
cblr-7161	23	36	banking	banking	NOUN
cblr-7161	23	37	organizations	organization	NOUN
cblr-7161	23	38	in	in	ADP
cblr-7161	23	39	the	the	DET
cblr-7161	23	40	united	united	PROPN
cblr-7161	23	41	states	states	PROPN
cblr-7161	23	42	.................................................	.................................................	PUNCT
cblr-7161	24	1	347	347	NUM
cblr-7161	24	2	b.	b.	PROPN
cblr-7161	24	3	modern	modern	ADJ
cblr-7161	24	4	regulatory	regulatory	ADJ
cblr-7161	24	5	paradigm	paradigm	NOUN
cblr-7161	24	6	for	for	ADP
cblr-7161	24	7	international	international	ADJ
cblr-7161	24	8	banking	banking	NOUN
cblr-7161	24	9	organizations	organization	NOUN
cblr-7161	24	10	.......................................	.......................................	PUNCT
cblr-7161	24	11	354	354	NUM
cblr-7161	24	12	c.	c.	NOUN
cblr-7161	24	13	regulation	regulation	PROPN
cblr-7161	24	14	yy	yy	PROPN
cblr-7161	24	15	,	,	PUNCT
cblr-7161	24	16	regulation	regulation	NOUN
cblr-7161	24	17	w	w	NOUN
cblr-7161	24	18	,	,	PUNCT
cblr-7161	24	19	and	and	CCONJ
cblr-7161	24	20	ihc	ihc	PROPN
cblr-7161	24	21	reorganization	reorganization	NOUN
cblr-7161	24	22	.....................................................	.....................................................	PUNCT
cblr-7161	24	23	360	360	NUM
cblr-7161	24	24	1	1	NUM
cblr-7161	24	25	.	.	PUNCT
cblr-7161	25	1	regulation	regulation	NOUN
cblr-7161	25	2	yy	yy	INTJ
cblr-7161	25	3	subpart	subpart	NOUN
cblr-7161	25	4	o	o	NOUN
cblr-7161	25	5	and	and	CCONJ
cblr-7161	25	6	the	the	DET
cblr-7161	25	7	structure	structure	NOUN
cblr-7161	25	8	of	of	ADP
cblr-7161	25	9	international	international	ADJ
cblr-7161	25	10	banking	banking	NOUN
cblr-7161	25	11	organizations	organization	NOUN
cblr-7161	25	12	..	..	PUNCT
cblr-7161	26	1	362	362	NUM
cblr-7161	26	2	2	2	NUM
cblr-7161	26	3	.	.	PUNCT
cblr-7161	26	4	regulation	regulation	NOUN
cblr-7161	26	5	w	w	NOUN
cblr-7161	26	6	and	and	CCONJ
cblr-7161	26	7	intrabank	intrabank	NOUN
cblr-7161	26	8	funding	funding	NOUN
cblr-7161	26	9	.....	.....	PUNCT
cblr-7161	26	10	367	367	NUM
cblr-7161	26	11	iii	iii	NOUN
cblr-7161	26	12	.	.	PUNCT
cblr-7161	27	1	the	the	DET
cblr-7161	27	2	impact	impact	NOUN
cblr-7161	27	3	of	of	ADP
cblr-7161	27	4	regulation	regulation	NOUN
cblr-7161	27	5	yy	yy	NOUN
cblr-7161	27	6	and	and	CCONJ
cblr-7161	27	7	regulation	regulation	NOUN
cblr-7161	27	8	w	w	NOUN
cblr-7161	27	9	on	on	ADP
cblr-7161	27	10	ihc	ihc	PROPN
cblr-7161	27	11	capital	capital	NOUN
cblr-7161	27	12	................................................................	................................................................	PUNCT
cblr-7161	27	13	375	375	NUM
cblr-7161	27	14	a.	a.	NOUN
cblr-7161	27	15	2018	2018	NUM
cblr-7161	27	16	ccar	ccar	NOUN
cblr-7161	27	17	results	result	NOUN
cblr-7161	27	18	.............................................	.............................................	PUNCT
cblr-7161	27	19	376	376	NUM
cblr-7161	27	20	b.	b.	NOUN
cblr-7161	27	21	2019	2019	NUM
cblr-7161	27	22	ccar	ccar	NOUN
cblr-7161	27	23	results	result	NOUN
cblr-7161	27	24	.............................................	.............................................	PUNCT
cblr-7161	27	25	382	382	NUM
cblr-7161	27	26	iv	iv	NUM
cblr-7161	27	27	.	.	PUNCT
cblr-7161	27	28	proposed	propose	VERB
cblr-7161	27	29	amendments	amendment	NOUN
cblr-7161	27	30	to	to	PART
cblr-7161	27	31	regulation	regulation	VERB
cblr-7161	27	32	w	w	PROPN
cblr-7161	27	33	...................	...................	PROPN
cblr-7161	27	34	386	386	NUM
cblr-7161	27	35	v.	v.	ADP
cblr-7161	27	36	conclusion	conclusion	NOUN
cblr-7161	27	37	..................................................................	..................................................................	PUNCT
cblr-7161	27	38	394	394	NUM
cblr-7161	27	39	i.	i.	NOUN
cblr-7161	27	40	introduction	introduction	NOUN
cblr-7161	27	41	in	in	ADP
cblr-7161	27	42	the	the	DET
cblr-7161	27	43	ten	ten	NUM
cblr-7161	27	44	years	year	NOUN
cblr-7161	27	45	since	since	SCONJ
cblr-7161	27	46	the	the	DET
cblr-7161	27	47	close	close	NOUN
cblr-7161	27	48	of	of	ADP
cblr-7161	27	49	the	the	DET
cblr-7161	27	50	2007–2009	2007–2009	NUM
cblr-7161	27	51	financial	financial	ADJ
cblr-7161	27	52	crisis	crisis	NOUN
cblr-7161	27	53	(	(	PUNCT
cblr-7161	27	54	“	"	PUNCT
cblr-7161	27	55	the	the	DET
cblr-7161	27	56	crisis	crisis	NOUN
cblr-7161	27	57	”	"	PUNCT
cblr-7161	27	58	or	or	CCONJ
cblr-7161	27	59	“	"	PUNCT
cblr-7161	27	60	the	the	DET
cblr-7161	27	61	great	great	ADJ
cblr-7161	27	62	recession	recession	NOUN
cblr-7161	27	63	”	"	PUNCT
cblr-7161	27	64	)	)	PUNCT
cblr-7161	27	65	,	,	PUNCT
cblr-7161	27	66	much	much	ADJ
cblr-7161	27	67	of	of	ADP
cblr-7161	27	68	the	the	DET
cblr-7161	27	69	conversation	conversation	NOUN
cblr-7161	27	70	among	among	ADP
cblr-7161	27	71	economists	economist	NOUN
cblr-7161	27	72	,	,	PUNCT
cblr-7161	27	73	policymakers	policymaker	NOUN
cblr-7161	27	74	,	,	PUNCT
cblr-7161	27	75	and	and	CCONJ
cblr-7161	27	76	legal	legal	ADJ
cblr-7161	27	77	academics	academic	NOUN
cblr-7161	27	78	has	have	AUX
cblr-7161	27	79	revolved	revolve	VERB
cblr-7161	27	80	around	around	ADP
cblr-7161	27	81	the	the	DET
cblr-7161	27	82	regulatory	regulatory	ADJ
cblr-7161	27	83	and	and	CCONJ
cblr-7161	27	84	economic	economic	ADJ
cblr-7161	27	85	impact	impact	NOUN
cblr-7161	27	86	of	of	ADP
cblr-7161	27	87	the	the	DET
cblr-7161	27	88	crisis	crisis	NOUN
cblr-7161	27	89	within	within	ADP
cblr-7161	27	90	the	the	DET
cblr-7161	27	91	united	united	PROPN
cblr-7161	27	92	states	states	PROPN
cblr-7161	27	93	.	.	PUNCT
cblr-7161	28	1	these	these	DET
cblr-7161	28	2	discussions	discussion	NOUN
cblr-7161	28	3	have	have	AUX
cblr-7161	28	4	been	be	AUX
cblr-7161	28	5	held	hold	VERB
cblr-7161	28	6	for	for	ADP
cblr-7161	28	7	good	good	ADJ
cblr-7161	28	8	reason	reason	NOUN
cblr-7161	28	9	;	;	PUNCT
cblr-7161	28	10	the	the	DET
cblr-7161	28	11	congressional	congressional	ADJ
cblr-7161	28	12	legislation	legislation	NOUN
cblr-7161	28	13	passed	pass	VERB
cblr-7161	28	14	in	in	ADP
cblr-7161	28	15	response	response	NOUN
cblr-7161	28	16	to	to	ADP
cblr-7161	28	17	the	the	DET
cblr-7161	28	18	crisis	crisis	NOUN
cblr-7161	28	19	has	have	AUX
cblr-7161	28	20	now	now	ADV
cblr-7161	28	21	forced	force	VERB
cblr-7161	28	22	many	many	ADJ
cblr-7161	28	23	financial	financial	ADJ
cblr-7161	28	24	institutions	institution	NOUN
cblr-7161	28	25	to	to	PART
cblr-7161	28	26	fundamentally	fundamentally	ADV
cblr-7161	28	27	alter	alter	VERB
cblr-7161	28	28	their	their	PRON
cblr-7161	28	29	risk	risk	NOUN
cblr-7161	28	30	profiles	profile	NOUN
cblr-7161	28	31	and	and	CCONJ
cblr-7161	28	32	business	business	NOUN
cblr-7161	28	33	models	model	NOUN
cblr-7161	28	34	.	.	PUNCT
cblr-7161	29	1	more	more	ADV
cblr-7161	29	2	specifically	specifically	ADV
cblr-7161	29	3	,	,	PUNCT
cblr-7161	29	4	the	the	DET
cblr-7161	29	5	dodd	dodd	PROPN
cblr-7161	29	6	-	-	PUNCT
cblr-7161	29	7	frank	frank	PROPN
cblr-7161	29	8	wall	wall	PROPN
cblr-7161	29	9	street	street	PROPN
cblr-7161	29	10	reform	reform	PROPN
cblr-7161	29	11	and	and	CCONJ
cblr-7161	29	12	consumer	consumer	NOUN
cblr-7161	29	13	protection	protection	NOUN
cblr-7161	29	14	act	act	NOUN
cblr-7161	29	15	(	(	PUNCT
cblr-7161	29	16	“	"	PUNCT
cblr-7161	29	17	dodd	dodd	PROPN
cblr-7161	29	18	-	-	PUNCT
cblr-7161	29	19	frank	frank	PROPN
cblr-7161	29	20	”	"	PUNCT
cblr-7161	29	21	)	)	PUNCT
cblr-7161	29	22	transformed	transform	VERB
cblr-7161	29	23	the	the	DET
cblr-7161	29	24	way	way	NOUN
cblr-7161	29	25	banking	banking	NOUN
cblr-7161	29	26	organizations	organization	NOUN
cblr-7161	29	27	price	price	NOUN
cblr-7161	29	28	,	,	PUNCT
cblr-7161	29	29	oversee	oversee	ADJ
cblr-7161	29	30	,	,	PUNCT
cblr-7161	29	31	and	and	CCONJ
cblr-7161	29	32	structure	structure	VERB
cblr-7161	29	33	their	their	PRON
cblr-7161	29	34	own	own	ADJ
cblr-7161	29	35	investment	investment	NOUN
cblr-7161	29	36	activities	activity	NOUN
cblr-7161	29	37	by	by	ADP
cblr-7161	29	38	introducing	introduce	VERB
cblr-7161	29	39	new	new	ADJ
cblr-7161	29	40	prudential	prudential	ADJ
cblr-7161	29	41	risk	risk	NOUN
cblr-7161	29	42	management	management	NOUN
cblr-7161	29	43	standards	standard	NOUN
cblr-7161	29	44	and	and	CCONJ
cblr-7161	29	45	financial	financial	ADJ
cblr-7161	29	46	measures	measure	NOUN
cblr-7161	29	47	of	of	ADP
cblr-7161	29	48	soundness	soundness	NOUN
cblr-7161	29	49	that	that	SCONJ
cblr-7161	29	50	financial	financial	ADJ
cblr-7161	29	51	institutions	institution	NOUN
cblr-7161	29	52	must	must	AUX
cblr-7161	29	53	now	now	ADV
cblr-7161	29	54	meet	meet	VERB
cblr-7161	29	55	to	to	PART
cblr-7161	29	56	maintain	maintain	VERB
cblr-7161	29	57	their	their	PRON
cblr-7161	29	58	bank	bank	NOUN
cblr-7161	29	59	charter.1	charter.1	NOUN
cblr-7161	29	60	these	these	DET
cblr-7161	29	61	qualitative	qualitative	ADJ
cblr-7161	29	62	and	and	CCONJ
cblr-7161	29	63	quantitative	quantitative	ADJ
cblr-7161	29	64	expectations	expectation	NOUN
cblr-7161	29	65	are	be	AUX
cblr-7161	29	66	not	not	PART
cblr-7161	29	67	static	static	ADJ
cblr-7161	29	68	for	for	ADP
cblr-7161	29	69	all	all	DET
cblr-7161	29	70	financial	financial	ADJ
cblr-7161	29	71	institutions	institution	NOUN
cblr-7161	29	72	;	;	PUNCT
cblr-7161	29	73	indeed	indeed	ADV
cblr-7161	29	74	,	,	PUNCT
cblr-7161	29	75	a	a	DET
cblr-7161	29	76	central	central	ADJ
cblr-7161	29	77	piece	piece	NOUN
cblr-7161	29	78	of	of	ADP
cblr-7161	29	79	dodd	dodd	PROPN
cblr-7161	29	80	-	-	PUNCT
cblr-7161	29	81	frank	frank	PROPN
cblr-7161	29	82	’s	’s	PART
cblr-7161	29	83	statutory	statutory	ADJ
cblr-7161	29	84	scheme	scheme	NOUN
cblr-7161	29	85	is	be	AUX
cblr-7161	29	86	tailoring	tailor	VERB
cblr-7161	29	87	regulators	regulator	NOUN
cblr-7161	29	88	’	'	PUNCT
cblr-7161	29	89	qualitative	qualitative	ADJ
cblr-7161	29	90	risk	risk	NOUN
cblr-7161	29	91	management	management	NOUN
cblr-7161	29	92	expectations	expectation	NOUN
cblr-7161	29	93	and	and	CCONJ
cblr-7161	29	94	1	1	NUM
cblr-7161	29	95	see	see	VERB
cblr-7161	29	96	generally	generally	ADV
cblr-7161	29	97	dodd	dodd	PROPN
cblr-7161	29	98	-	-	PUNCT
cblr-7161	29	99	frank	frank	PROPN
cblr-7161	29	100	wall	wall	PROPN
cblr-7161	29	101	street	street	PROPN
cblr-7161	29	102	reform	reform	PROPN
cblr-7161	29	103	and	and	CCONJ
cblr-7161	29	104	consumer	consumer	NOUN
cblr-7161	29	105	protection	protection	NOUN
cblr-7161	29	106	(	(	PUNCT
cblr-7161	29	107	dodd	dodd	PROPN
cblr-7161	29	108	-	-	PUNCT
cblr-7161	29	109	frank	frank	ADJ
cblr-7161	29	110	)	)	PUNCT
cblr-7161	29	111	act	act	PROPN
cblr-7161	29	112	,	,	PUNCT
cblr-7161	29	113	pub	pub	NOUN
cblr-7161	29	114	.	.	PUNCT
cblr-7161	30	1	l.	l.	PROPN
cblr-7161	30	2	no	no	INTJ
cblr-7161	30	3	.	.	PROPN
cblr-7161	30	4	111	111	NUM
cblr-7161	30	5	-	-	SYM
cblr-7161	30	6	203	203	NUM
cblr-7161	30	7	,	,	PUNCT
cblr-7161	30	8	124	124	NUM
cblr-7161	30	9	stat	stat	NOUN
cblr-7161	30	10	.	.	PUNCT
cblr-7161	31	1	1376	1376	NUM
cblr-7161	31	2	(	(	PUNCT
cblr-7161	31	3	2010	2010	NUM
cblr-7161	31	4	)	)	PUNCT
cblr-7161	31	5	.	.	PUNCT
cblr-7161	32	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	32	2	(	(	PUNCT
cblr-7161	32	3	do	do	AUX
cblr-7161	32	4	not	not	PART
cblr-7161	32	5	delete	delete	VERB
cblr-7161	32	6	)	)	PUNCT
cblr-7161	32	7	10/7/2020	10/7/2020	NUM
cblr-7161	32	8	6:42	6:42	NUM
cblr-7161	32	9	pm	pm	NOUN
cblr-7161	32	10	no	no	INTJ
cblr-7161	32	11	.	.	PUNCT
cblr-7161	33	1	1:336	1:336	NUM
cblr-7161	33	2	]	]	X
cblr-7161	33	3	treacherous	treacherous	ADJ
cblr-7161	33	4	landscape	landscape	NOUN
cblr-7161	33	5	339	339	NUM
cblr-7161	33	6	quantitative	quantitative	ADJ
cblr-7161	33	7	financial	financial	ADJ
cblr-7161	33	8	benchmarks	benchmark	NOUN
cblr-7161	33	9	to	to	ADP
cblr-7161	33	10	financial	financial	ADJ
cblr-7161	33	11	institutions	institution	NOUN
cblr-7161	33	12	’	'	PUNCT
cblr-7161	33	13	size.2	size.2	PROPN
cblr-7161	33	14	tailoring	tailor	VERB
cblr-7161	33	15	regulatory	regulatory	ADJ
cblr-7161	33	16	expectations	expectation	NOUN
cblr-7161	33	17	to	to	ADP
cblr-7161	33	18	institutions	institution	NOUN
cblr-7161	33	19	’	'	PUNCT
cblr-7161	33	20	relative	relative	ADJ
cblr-7161	33	21	asset	asset	NOUN
cblr-7161	33	22	size3	size3	NOUN
cblr-7161	33	23	in	in	ADP
cblr-7161	33	24	this	this	DET
cblr-7161	33	25	way	way	NOUN
cblr-7161	33	26	was	be	AUX
cblr-7161	33	27	meant	mean	VERB
cblr-7161	33	28	to	to	PART
cblr-7161	33	29	offer	offer	VERB
cblr-7161	33	30	a	a	DET
cblr-7161	33	31	risk	risk	NOUN
cblr-7161	33	32	-	-	PUNCT
cblr-7161	33	33	weighted	weight	VERB
cblr-7161	33	34	regulatory	regulatory	ADJ
cblr-7161	33	35	framework	framework	NOUN
cblr-7161	33	36	for	for	ADP
cblr-7161	33	37	all	all	DET
cblr-7161	33	38	financial	financial	ADJ
cblr-7161	33	39	institutions	institution	NOUN
cblr-7161	33	40	to	to	PART
cblr-7161	33	41	operate	operate	VERB
cblr-7161	33	42	within	within	ADV
cblr-7161	33	43	,	,	PUNCT
cblr-7161	33	44	acknowledging	acknowledge	VERB
cblr-7161	33	45	specifically	specifically	ADV
cblr-7161	33	46	the	the	DET
cblr-7161	33	47	unique	unique	ADJ
cblr-7161	33	48	role	role	NOUN
cblr-7161	33	49	of	of	ADP
cblr-7161	33	50	community	community	NOUN
cblr-7161	33	51	banks	bank	NOUN
cblr-7161	33	52	and	and	CCONJ
cblr-7161	33	53	their	their	PRON
cblr-7161	33	54	higher	high	ADJ
cblr-7161	33	55	cost	cost	NOUN
cblr-7161	33	56	of	of	ADP
cblr-7161	33	57	capital	capital	NOUN
cblr-7161	33	58	when	when	SCONJ
cblr-7161	33	59	compared	compare	VERB
cblr-7161	33	60	to	to	ADP
cblr-7161	33	61	the	the	DET
cblr-7161	33	62	largest	large	ADJ
cblr-7161	33	63	financial	financial	ADJ
cblr-7161	33	64	institutions	institution	NOUN
cblr-7161	33	65	in	in	ADP
cblr-7161	33	66	the	the	DET
cblr-7161	33	67	world.4	world.4	NOUN
cblr-7161	33	68	this	this	DET
cblr-7161	33	69	approach	approach	NOUN
cblr-7161	33	70	2	2	NUM
cblr-7161	33	71	see	see	VERB
cblr-7161	33	72	dodd	dodd	PROPN
cblr-7161	33	73	-	-	PUNCT
cblr-7161	33	74	frank	frank	PROPN
cblr-7161	33	75	act	act	PROPN
cblr-7161	33	76	§	§	PROPN
cblr-7161	33	77	§	§	PROPN
cblr-7161	33	78	116	116	NUM
cblr-7161	33	79	,	,	PUNCT
cblr-7161	33	80	121	121	NUM
cblr-7161	33	81	,	,	PUNCT
cblr-7161	33	82	163–65	163–65	NUM
cblr-7161	33	83	,	,	PUNCT
cblr-7161	33	84	171	171	NUM
cblr-7161	33	85	,	,	PUNCT
cblr-7161	33	86	210	210	NUM
cblr-7161	33	87	,	,	PUNCT
cblr-7161	33	88	622	622	NUM
cblr-7161	33	89	.	.	PUNCT
cblr-7161	34	1	see	see	VERB
cblr-7161	34	2	also	also	ADV
cblr-7161	34	3	daniel	daniel	PROPN
cblr-7161	34	4	k.	k.	PROPN
cblr-7161	34	5	tarullo	tarullo	PROPN
cblr-7161	34	6	,	,	PUNCT
cblr-7161	34	7	governor	governor	NOUN
cblr-7161	34	8	,	,	PUNCT
cblr-7161	34	9	fed	fed	PROPN
cblr-7161	35	1	.	.	PUNCT
cblr-7161	35	2	reserve	reserve	PROPN
cblr-7161	35	3	bd	bd	PROPN
cblr-7161	35	4	.	.	PROPN
cblr-7161	35	5	,	,	PUNCT
cblr-7161	35	6	speech	speech	NOUN
cblr-7161	35	7	at	at	ADP
cblr-7161	35	8	the	the	DET
cblr-7161	35	9	community	community	NOUN
cblr-7161	35	10	bankers	banker	NOUN
cblr-7161	35	11	symposium	symposium	NOUN
cblr-7161	35	12	:	:	PUNCT
cblr-7161	35	13	a	a	DET
cblr-7161	35	14	tiered	tiered	ADJ
cblr-7161	35	15	approach	approach	NOUN
cblr-7161	35	16	to	to	ADP
cblr-7161	35	17	regulation	regulation	NOUN
cblr-7161	35	18	and	and	CCONJ
cblr-7161	35	19	supervision	supervision	NOUN
cblr-7161	35	20	of	of	ADP
cblr-7161	35	21	community	community	NOUN
cblr-7161	35	22	banks	bank	NOUN
cblr-7161	35	23	2	2	NUM
cblr-7161	35	24	(	(	PUNCT
cblr-7161	35	25	nov	nov	PROPN
cblr-7161	35	26	.	.	PROPN
cblr-7161	35	27	7	7	NUM
cblr-7161	35	28	,	,	PUNCT
cblr-7161	35	29	2014	2014	NUM
cblr-7161	35	30	)	)	PUNCT
cblr-7161	35	31	,	,	PUNCT
cblr-7161	35	32	https://www.federalreserve.gov/newsevents/speech/files/tarullo20141107a.pdf	https://www.federalreserve.gov/newsevents/speech/files/tarullo20141107a.pdf	PROPN
cblr-7161	36	1	[	[	X
cblr-7161	36	2	https://perma.cc/tkc2-rjnl	https://perma.cc/tkc2-rjnl	PROPN
cblr-7161	36	3	]	]	PUNCT
cblr-7161	36	4	;	;	PUNCT
cblr-7161	36	5	david	david	PROPN
cblr-7161	36	6	w.	w.	PROPN
cblr-7161	36	7	perkins	perkins	PROPN
cblr-7161	36	8	,	,	PUNCT
cblr-7161	36	9	cong	cong	PROPN
cblr-7161	36	10	.	.	PUNCT
cblr-7161	37	1	research	research	NOUN
cblr-7161	37	2	serv	serv	PROPN
cblr-7161	37	3	.	.	PROPN
cblr-7161	37	4	,	,	PUNCT
cblr-7161	37	5	r45051	r45051	ADJ
cblr-7161	37	6	,	,	PUNCT
cblr-7161	37	7	tailoring	tailor	VERB
cblr-7161	37	8	bank	bank	NOUN
cblr-7161	37	9	regulations	regulation	NOUN
cblr-7161	37	10	:	:	PUNCT
cblr-7161	37	11	differences	difference	NOUN
cblr-7161	37	12	in	in	ADP
cblr-7161	37	13	bank	bank	NOUN
cblr-7161	37	14	size	size	NOUN
cblr-7161	37	15	,	,	PUNCT
cblr-7161	37	16	activities	activity	NOUN
cblr-7161	37	17	,	,	PUNCT
cblr-7161	37	18	and	and	CCONJ
cblr-7161	37	19	capital	capital	NOUN
cblr-7161	37	20	levels	level	NOUN
cblr-7161	37	21	1–2	1–2	NUM
cblr-7161	37	22	(	(	PUNCT
cblr-7161	37	23	2017	2017	NUM
cblr-7161	37	24	)	)	PUNCT
cblr-7161	37	25	.	.	PUNCT
cblr-7161	38	1	3	3	NUM
cblr-7161	38	2	for	for	ADP
cblr-7161	38	3	purposes	purpose	NOUN
cblr-7161	38	4	of	of	ADP
cblr-7161	38	5	establishing	establish	VERB
cblr-7161	38	6	most	most	ADV
cblr-7161	38	7	enhanced	enhance	VERB
cblr-7161	38	8	prudential	prudential	ADJ
cblr-7161	38	9	risk	risk	NOUN
cblr-7161	38	10	management	management	NOUN
cblr-7161	38	11	standards	standard	NOUN
cblr-7161	38	12	,	,	PUNCT
cblr-7161	38	13	a	a	DET
cblr-7161	38	14	fbo	fbo	NOUN
cblr-7161	38	15	’s	’s	PART
cblr-7161	38	16	size	size	NOUN
cblr-7161	38	17	is	be	AUX
cblr-7161	38	18	to	to	PART
cblr-7161	38	19	be	be	AUX
cblr-7161	38	20	measured	measure	VERB
cblr-7161	38	21	by	by	ADP
cblr-7161	38	22	its	its	PRON
cblr-7161	38	23	combined	combined	ADJ
cblr-7161	38	24	u.s	u.s	PROPN
cblr-7161	38	25	.	.	PROPN
cblr-7161	38	26	assets	asset	NOUN
cblr-7161	38	27	(	(	PUNCT
cblr-7161	38	28	also	also	ADV
cblr-7161	38	29	commonly	commonly	ADV
cblr-7161	38	30	referred	refer	VERB
cblr-7161	38	31	to	to	ADP
cblr-7161	38	32	as	as	ADP
cblr-7161	38	33	its	its	PRON
cblr-7161	38	34	“	"	PUNCT
cblr-7161	38	35	cuso	cuso	NOUN
cblr-7161	38	36	”	"	PUNCT
cblr-7161	38	37	)	)	PUNCT
cblr-7161	38	38	.	.	PUNCT
cblr-7161	39	1	see	see	VERB
cblr-7161	39	2	prudential	prudential	ADJ
cblr-7161	39	3	standards	standard	NOUN
cblr-7161	39	4	for	for	ADP
cblr-7161	39	5	large	large	ADJ
cblr-7161	39	6	bank	bank	NOUN
cblr-7161	39	7	holding	hold	VERB
cblr-7161	39	8	companies	company	NOUN
cblr-7161	39	9	,	,	PUNCT
cblr-7161	39	10	savings	saving	NOUN
cblr-7161	39	11	and	and	CCONJ
cblr-7161	39	12	loan	loan	NOUN
cblr-7161	39	13	holding	hold	VERB
cblr-7161	39	14	companies	company	NOUN
cblr-7161	39	15	,	,	PUNCT
cblr-7161	39	16	and	and	CCONJ
cblr-7161	39	17	foreign	foreign	ADJ
cblr-7161	39	18	banking	banking	NOUN
cblr-7161	39	19	organizations	organization	NOUN
cblr-7161	39	20	,	,	PUNCT
cblr-7161	39	21	84	84	NUM
cblr-7161	39	22	fed	feed	VERB
cblr-7161	39	23	.	.	PUNCT
cblr-7161	40	1	reg	reg	PROPN
cblr-7161	40	2	.	.	PUNCT
cblr-7161	41	1	59,032	59,032	NUM
cblr-7161	41	2	,	,	PUNCT
cblr-7161	41	3	59,033	59,033	NUM
cblr-7161	41	4	(	(	PUNCT
cblr-7161	41	5	nov	nov	PROPN
cblr-7161	41	6	.	.	PROPN
cblr-7161	41	7	1	1	NUM
cblr-7161	41	8	,	,	PUNCT
cblr-7161	41	9	2019	2019	NUM
cblr-7161	41	10	)	)	PUNCT
cblr-7161	41	11	(	(	PUNCT
cblr-7161	41	12	to	to	PART
cblr-7161	41	13	be	be	AUX
cblr-7161	41	14	codified	codify	VERB
cblr-7161	41	15	at	at	ADP
cblr-7161	41	16	12	12	NUM
cblr-7161	41	17	c.f.r	c.f.r	NOUN
cblr-7161	41	18	.	.	PUNCT
cblr-7161	42	1	pts	pts	ADP
cblr-7161	42	2	217	217	NUM
cblr-7161	42	3	,	,	PUNCT
cblr-7161	42	4	225	225	NUM
cblr-7161	42	5	,	,	PUNCT
cblr-7161	42	6	238	238	NUM
cblr-7161	42	7	,	,	PUNCT
cblr-7161	42	8	242	242	NUM
cblr-7161	42	9	and	and	CCONJ
cblr-7161	42	10	252	252	NUM
cblr-7161	42	11	)	)	PUNCT
cblr-7161	42	12	.	.	PUNCT
cblr-7161	43	1	importantly	importantly	ADV
cblr-7161	43	2	,	,	PUNCT
cblr-7161	43	3	though	though	ADV
cblr-7161	43	4	,	,	PUNCT
cblr-7161	43	5	apart	apart	ADV
cblr-7161	43	6	from	from	ADP
cblr-7161	43	7	the	the	DET
cblr-7161	43	8	enhanced	enhance	VERB
cblr-7161	43	9	prudential	prudential	ADJ
cblr-7161	43	10	standards	standard	NOUN
cblr-7161	43	11	of	of	ADP
cblr-7161	43	12	doddfrank	doddfrank	NOUN
cblr-7161	43	13	,	,	PUNCT
cblr-7161	43	14	for	for	ADP
cblr-7161	43	15	intermediate	intermediate	ADJ
cblr-7161	43	16	holding	hold	VERB
cblr-7161	43	17	company	company	NOUN
cblr-7161	43	18	(	(	PUNCT
cblr-7161	43	19	“	"	PUNCT
cblr-7161	43	20	ihc	ihc	PROPN
cblr-7161	43	21	”	"	PUNCT
cblr-7161	43	22	)	)	PUNCT
cblr-7161	43	23	reorganization	reorganization	NOUN
cblr-7161	43	24	institutions	institution	NOUN
cblr-7161	43	25	’	'	PUNCT
cblr-7161	43	26	size	size	NOUN
cblr-7161	43	27	is	be	AUX
cblr-7161	43	28	measured	measure	VERB
cblr-7161	43	29	by	by	ADP
cblr-7161	43	30	their	their	PRON
cblr-7161	43	31	non	non	ADJ
cblr-7161	43	32	-	-	ADJ
cblr-7161	43	33	branch	branch	ADJ
cblr-7161	43	34	u.s	u.s	PROPN
cblr-7161	43	35	.	.	PROPN
cblr-7161	43	36	assets	asset	NOUN
cblr-7161	43	37	.	.	PUNCT
cblr-7161	44	1	see	see	VERB
cblr-7161	44	2	12	12	NUM
cblr-7161	44	3	c.f.r	c.f.r	NOUN
cblr-7161	44	4	.	.	PUNCT
cblr-7161	45	1	§	§	PROPN
cblr-7161	45	2	252.153	252.153	NUM
cblr-7161	45	3	(	(	PUNCT
cblr-7161	45	4	2020	2020	NUM
cblr-7161	45	5	)	)	PUNCT
cblr-7161	45	6	.	.	PUNCT
cblr-7161	46	1	thus	thus	ADV
cblr-7161	46	2	,	,	PUNCT
cblr-7161	46	3	while	while	SCONJ
cblr-7161	46	4	the	the	DET
cblr-7161	46	5	dollar	dollar	NOUN
cblr-7161	46	6	threshold	threshold	VERB
cblr-7161	46	7	for	for	ADP
cblr-7161	46	8	each	each	PRON
cblr-7161	46	9	of	of	ADP
cblr-7161	46	10	these	these	DET
cblr-7161	46	11	two	two	NUM
cblr-7161	46	12	standards	standard	NOUN
cblr-7161	46	13	is	be	AUX
cblr-7161	46	14	the	the	DET
cblr-7161	46	15	same	same	ADJ
cblr-7161	46	16	,	,	PUNCT
cblr-7161	46	17	their	their	PRON
cblr-7161	46	18	measurement	measurement	NOUN
cblr-7161	46	19	of	of	ADP
cblr-7161	46	20	an	an	DET
cblr-7161	46	21	institution	institution	NOUN
cblr-7161	46	22	’s	’s	PART
cblr-7161	46	23	“	"	PUNCT
cblr-7161	46	24	size	size	NOUN
cblr-7161	46	25	”	"	PUNCT
cblr-7161	46	26	is	be	AUX
cblr-7161	46	27	different	different	ADJ
cblr-7161	46	28	.	.	PUNCT
cblr-7161	47	1	see	see	VERB
cblr-7161	47	2	daniel	daniel	PROPN
cblr-7161	47	3	k.	k.	PROPN
cblr-7161	47	4	tarullo	tarullo	PROPN
cblr-7161	47	5	,	,	PUNCT
cblr-7161	47	6	member	member	NOUN
cblr-7161	47	7	,	,	PUNCT
cblr-7161	47	8	bd	bd	PROPN
cblr-7161	47	9	.	.	PROPN
cblr-7161	47	10	of	of	ADP
cblr-7161	47	11	governors	governor	NOUN
cblr-7161	47	12	of	of	ADP
cblr-7161	47	13	the	the	DET
cblr-7161	47	14	fed	fed	PROPN
cblr-7161	47	15	.	.	PUNCT
cblr-7161	48	1	reserve	reserve	PROPN
cblr-7161	48	2	sys	sys	PROPN
cblr-7161	48	3	.	.	PROPN
cblr-7161	48	4	,	,	PUNCT
cblr-7161	48	5	remarks	remark	VERB
cblr-7161	48	6	at	at	ADP
cblr-7161	48	7	the	the	DET
cblr-7161	48	8	harvard	harvard	PROPN
cblr-7161	48	9	law	law	PROPN
cblr-7161	48	10	school	school	NOUN
cblr-7161	48	11	symposium	symposium	NOUN
cblr-7161	48	12	:	:	PUNCT
cblr-7161	48	13	regulating	regulate	VERB
cblr-7161	48	14	large	large	ADJ
cblr-7161	48	15	foreign	foreign	ADJ
cblr-7161	48	16	banking	banking	NOUN
cblr-7161	48	17	associations	association	NOUN
cblr-7161	48	18	13–14	13–14	NUM
cblr-7161	48	19	(	(	PUNCT
cblr-7161	48	20	mar	mar	PROPN
cblr-7161	48	21	.	.	PROPN
cblr-7161	48	22	27	27	NUM
cblr-7161	48	23	,	,	PUNCT
cblr-7161	48	24	2014	2014	NUM
cblr-7161	48	25	)	)	PUNCT
cblr-7161	48	26	,	,	PUNCT
cblr-7161	48	27	https://www.federalreserve.gov/newsevents/speech/files/tarullo20140327a.pdf	https://www.federalreserve.gov/newsevents/speech/files/tarullo20140327a.pdf	PROPN
cblr-7161	49	1	[	[	X
cblr-7161	49	2	https://perma.cc/q9an-hlfl	https://perma.cc/q9an-hlfl	X
cblr-7161	49	3	]	]	X
cblr-7161	49	4	.	.	PUNCT
cblr-7161	50	1	however	however	ADV
cblr-7161	50	2	,	,	PUNCT
cblr-7161	50	3	note	note	VERB
cblr-7161	50	4	that	that	SCONJ
cblr-7161	50	5	for	for	ADP
cblr-7161	50	6	some	some	DET
cblr-7161	50	7	select	select	ADJ
cblr-7161	50	8	enhanced	enhance	VERB
cblr-7161	50	9	prudential	prudential	PROPN
cblr-7161	50	10	standards	standard	NOUN
cblr-7161	50	11	a	a	DET
cblr-7161	50	12	fbo	fbo	NOUN
cblr-7161	50	13	’s	’s	PART
cblr-7161	50	14	size	size	NOUN
cblr-7161	50	15	is	be	AUX
cblr-7161	50	16	measured	measure	VERB
cblr-7161	50	17	by	by	ADP
cblr-7161	50	18	its	its	PRON
cblr-7161	50	19	non	non	ADJ
cblr-7161	50	20	-	-	ADJ
cblr-7161	50	21	branch	branch	ADJ
cblr-7161	50	22	u.s	u.s	PROPN
cblr-7161	50	23	.	.	PROPN
cblr-7161	50	24	assets	asset	NOUN
cblr-7161	50	25	.	.	PUNCT
cblr-7161	51	1	see	see	VERB
cblr-7161	51	2	prudential	prudential	ADJ
cblr-7161	51	3	standards	standard	NOUN
cblr-7161	51	4	for	for	ADP
cblr-7161	51	5	large	large	ADJ
cblr-7161	51	6	bank	bank	NOUN
cblr-7161	51	7	holding	hold	VERB
cblr-7161	51	8	companies	company	NOUN
cblr-7161	51	9	,	,	PUNCT
cblr-7161	51	10	savings	saving	NOUN
cblr-7161	51	11	and	and	CCONJ
cblr-7161	51	12	loan	loan	NOUN
cblr-7161	51	13	holding	hold	VERB
cblr-7161	51	14	companies	company	NOUN
cblr-7161	51	15	,	,	PUNCT
cblr-7161	51	16	and	and	CCONJ
cblr-7161	51	17	foreign	foreign	ADJ
cblr-7161	51	18	banking	banking	NOUN
cblr-7161	51	19	organizations	organization	NOUN
cblr-7161	51	20	,	,	PUNCT
cblr-7161	51	21	84	84	NUM
cblr-7161	51	22	fed	feed	VERB
cblr-7161	51	23	.	.	PUNCT
cblr-7161	52	1	reg	reg	PROPN
cblr-7161	52	2	.	.	PUNCT
cblr-7161	53	1	at	at	ADP
cblr-7161	53	2	59,034	59,034	NUM
cblr-7161	53	3	.	.	PUNCT
cblr-7161	54	1	4	4	NUM
cblr-7161	54	2	see	see	VERB
cblr-7161	54	3	,	,	PUNCT
cblr-7161	54	4	e.g.	e.g.	ADV
cblr-7161	54	5	,	,	PUNCT
cblr-7161	54	6	strengthening	strengthen	VERB
cblr-7161	54	7	and	and	CCONJ
cblr-7161	54	8	streamlining	streamline	VERB
cblr-7161	54	9	prudential	prudential	PROPN
cblr-7161	54	10	bank	bank	PROPN
cblr-7161	54	11	supervision	supervision	NOUN
cblr-7161	54	12	:	:	PUNCT
cblr-7161	54	13	hearing	hear	VERB
cblr-7161	54	14	before	before	ADP
cblr-7161	54	15	the	the	DET
cblr-7161	54	16	s.	s.	PROPN
cblr-7161	54	17	comm	comm	NOUN
cblr-7161	54	18	.	.	PUNCT
cblr-7161	55	1	on	on	ADP
cblr-7161	55	2	banking	banking	NOUN
cblr-7161	55	3	,	,	PUNCT
cblr-7161	55	4	hous	hous	ADJ
cblr-7161	55	5	.	.	PUNCT
cblr-7161	55	6	,	,	PUNCT
cblr-7161	55	7	&	&	CCONJ
cblr-7161	55	8	urban	urban	PROPN
cblr-7161	55	9	affairs	affairs	PROPN
cblr-7161	55	10	,	,	PUNCT
cblr-7161	55	11	111th	111th	ADJ
cblr-7161	55	12	cong	cong	NOUN
cblr-7161	55	13	.	.	PUNCT
cblr-7161	56	1	3–4	3–4	NUM
cblr-7161	56	2	(	(	PUNCT
cblr-7161	56	3	2009	2009	NUM
cblr-7161	56	4	)	)	PUNCT
cblr-7161	56	5	(	(	PUNCT
cblr-7161	56	6	statement	statement	NOUN
cblr-7161	56	7	of	of	ADP
cblr-7161	56	8	sheila	sheila	PROPN
cblr-7161	56	9	c.	c.	PROPN
cblr-7161	56	10	bair	bair	PROPN
cblr-7161	56	11	,	,	PUNCT
cblr-7161	56	12	chairman	chairman	NOUN
cblr-7161	56	13	,	,	PUNCT
cblr-7161	56	14	federal	federal	ADJ
cblr-7161	56	15	deposit	deposit	NOUN
cblr-7161	56	16	insurance	insurance	NOUN
cblr-7161	56	17	corporation	corporation	NOUN
cblr-7161	56	18	)	)	PUNCT
cblr-7161	56	19	;	;	PUNCT
cblr-7161	56	20	tarullo	tarullo	PROPN
cblr-7161	56	21	,	,	PUNCT
cblr-7161	56	22	supra	supra	PROPN
cblr-7161	56	23	note	note	NOUN
cblr-7161	56	24	2	2	NUM
cblr-7161	56	25	,	,	PUNCT
cblr-7161	56	26	at	at	ADP
cblr-7161	56	27	2–3	2–3	NUM
cblr-7161	56	28	.	.	PUNCT
cblr-7161	57	1	but	but	CCONJ
cblr-7161	57	2	see	see	VERB
cblr-7161	57	3	rep	rep	PROPN
cblr-7161	57	4	.	.	PROPN
cblr-7161	57	5	jeb	jeb	PROPN
cblr-7161	57	6	hensarling	hensarling	PROPN
cblr-7161	57	7	,	,	PUNCT
cblr-7161	57	8	address	address	NOUN
cblr-7161	57	9	at	at	ADP
cblr-7161	57	10	the	the	DET
cblr-7161	57	11	american	american	PROPN
cblr-7161	57	12	enterprise	enterprise	PROPN
cblr-7161	57	13	institute	institute	PROPN
cblr-7161	57	14	(	(	PUNCT
cblr-7161	57	15	july	july	PROPN
cblr-7161	57	16	21	21	NUM
cblr-7161	57	17	,	,	PUNCT
cblr-7161	57	18	2015	2015	NUM
cblr-7161	57	19	)	)	PUNCT
cblr-7161	57	20	,	,	PUNCT
cblr-7161	57	21	https://republicans-financialservices.house.gov/news/documentsingle.aspx?documentid=399392	https://republicans-financialservices.house.gov/news/documentsingle.aspx?documentid=399392	X
cblr-7161	58	1	[	[	X
cblr-7161	58	2	https://perma.cc/gn6d-fryg	https://perma.cc/gn6d-fryg	X
cblr-7161	58	3	]	]	X
cblr-7161	58	4	(	(	PUNCT
cblr-7161	58	5	describing	describe	VERB
cblr-7161	58	6	the	the	DET
cblr-7161	58	7	challenges	challenge	NOUN
cblr-7161	58	8	faced	face	VERB
cblr-7161	58	9	by	by	ADP
cblr-7161	58	10	community	community	NOUN
cblr-7161	58	11	banks	bank	NOUN
cblr-7161	58	12	as	as	ADP
cblr-7161	58	13	“	"	PUNCT
cblr-7161	58	14	an	an	DET
cblr-7161	58	15	intended	intended	ADJ
cblr-7161	58	16	consequence	consequence	NOUN
cblr-7161	58	17	of	of	ADP
cblr-7161	58	18	the	the	DET
cblr-7161	58	19	[	[	X
cblr-7161	58	20	dodd	dodd	PROPN
cblr-7161	58	21	-	-	PUNCT
cblr-7161	58	22	frank	frank	PROPN
cblr-7161	58	23	]	]	PUNCT
cblr-7161	58	24	act	act	PROPN
cblr-7161	58	25	.	.	PUNCT
cblr-7161	59	1	dodd	dodd	PROPN
cblr-7161	59	2	-	-	PUNCT
cblr-7161	59	3	frank	frank	PROPN
cblr-7161	59	4	concentrates	concentrate	VERB
cblr-7161	59	5	greater	great	ADJ
cblr-7161	59	6	assets	asset	NOUN
cblr-7161	59	7	in	in	ADP
cblr-7161	59	8	fewer	few	ADJ
cblr-7161	59	9	institutions	institution	NOUN
cblr-7161	59	10	”	"	PUNCT
cblr-7161	59	11	)	)	PUNCT
cblr-7161	59	12	.	.	PUNCT
cblr-7161	60	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	60	2	(	(	PUNCT
cblr-7161	60	3	do	do	AUX
cblr-7161	60	4	not	not	PART
cblr-7161	60	5	delte	delte	VERB
cblr-7161	60	6	)	)	PUNCT
cblr-7161	60	7	10/7/2020	10/7/2020	NUM
cblr-7161	60	8	6:42	6:42	NUM
cblr-7161	60	9	pm	pm	NOUN
cblr-7161	60	10	340	340	NUM
cblr-7161	60	11	columbia	columbia	PROPN
cblr-7161	60	12	business	business	NOUN
cblr-7161	60	13	law	law	PROPN
cblr-7161	60	14	review	review	NOUN
cblr-7161	60	15	[	[	X
cblr-7161	60	16	vol	vol	NOUN
cblr-7161	60	17	.	.	PUNCT
cblr-7161	60	18	2020	2020	NUM
cblr-7161	60	19	has	have	AUX
cblr-7161	60	20	been	be	AUX
cblr-7161	60	21	largely	largely	ADV
cblr-7161	60	22	accepted	accept	VERB
cblr-7161	60	23	as	as	ADP
cblr-7161	60	24	appropriate	appropriate	ADJ
cblr-7161	60	25	across	across	ADP
cblr-7161	60	26	the	the	DET
cblr-7161	60	27	political	political	ADJ
cblr-7161	60	28	spectrum	spectrum	NOUN
cblr-7161	60	29	,	,	PUNCT
cblr-7161	60	30	and	and	CCONJ
cblr-7161	60	31	in	in	ADP
cblr-7161	60	32	the	the	DET
cblr-7161	60	33	years	year	NOUN
cblr-7161	60	34	since	since	SCONJ
cblr-7161	60	35	the	the	DET
cblr-7161	60	36	law	law	NOUN
cblr-7161	60	37	’s	’s	PART
cblr-7161	60	38	enactment	enactment	NOUN
cblr-7161	60	39	bipartisan	bipartisan	ADJ
cblr-7161	60	40	political	political	ADJ
cblr-7161	60	41	blocs	bloc	NOUN
cblr-7161	60	42	have	have	AUX
cblr-7161	60	43	continued	continue	VERB
cblr-7161	60	44	to	to	PART
cblr-7161	60	45	lobby	lobby	VERB
cblr-7161	60	46	for	for	ADP
cblr-7161	60	47	increased	increase	VERB
cblr-7161	60	48	stratification	stratification	NOUN
cblr-7161	60	49	in	in	ADP
cblr-7161	60	50	financial	financial	ADJ
cblr-7161	60	51	regulatory	regulatory	NOUN
cblr-7161	60	52	thresholds.5	thresholds.5	PROPN
cblr-7161	60	53	to	to	PART
cblr-7161	60	54	apply	apply	VERB
cblr-7161	60	55	these	these	DET
cblr-7161	60	56	quantitative	quantitative	ADJ
cblr-7161	60	57	and	and	CCONJ
cblr-7161	60	58	qualitative	qualitative	ADJ
cblr-7161	60	59	standards	standard	NOUN
cblr-7161	60	60	to	to	ADP
cblr-7161	60	61	the	the	DET
cblr-7161	60	62	largest	large	ADJ
cblr-7161	60	63	financial	financial	ADJ
cblr-7161	60	64	institutions	institution	NOUN
cblr-7161	60	65	in	in	ADP
cblr-7161	60	66	the	the	DET
cblr-7161	60	67	united	united	PROPN
cblr-7161	60	68	states	states	PROPN
cblr-7161	60	69	,	,	PUNCT
cblr-7161	60	70	doddfrank	doddfrank	PROPN
cblr-7161	60	71	introduced	introduce	VERB
cblr-7161	60	72	an	an	DET
cblr-7161	60	73	entirely	entirely	ADV
cblr-7161	60	74	new	new	ADJ
cblr-7161	60	75	concept	concept	NOUN
cblr-7161	60	76	in	in	ADP
cblr-7161	60	77	banking	banking	NOUN
cblr-7161	60	78	supervision	supervision	NOUN
cblr-7161	60	79	—	—	PUNCT
cblr-7161	60	80	the	the	DET
cblr-7161	60	81	annual	annual	ADJ
cblr-7161	60	82	,	,	PUNCT
cblr-7161	60	83	uniform	uniform	NOUN
cblr-7161	60	84	,	,	PUNCT
cblr-7161	60	85	publicly	publicly	ADV
cblr-7161	60	86	-	-	PUNCT
cblr-7161	60	87	filed	file	VERB
cblr-7161	60	88	stress	stress	NOUN
cblr-7161	60	89	test.6	test.6	PROPN
cblr-7161	60	90	known	know	VERB
cblr-7161	60	91	as	as	ADP
cblr-7161	60	92	the	the	DET
cblr-7161	60	93	comprehensive	comprehensive	ADJ
cblr-7161	60	94	capital	capital	NOUN
cblr-7161	60	95	annual	annual	ADJ
cblr-7161	60	96	review	review	NOUN
cblr-7161	60	97	(	(	PUNCT
cblr-7161	60	98	“	"	PUNCT
cblr-7161	60	99	ccar	ccar	NOUN
cblr-7161	60	100	”	"	PUNCT
cblr-7161	60	101	)	)	PUNCT
cblr-7161	60	102	,	,	PUNCT
cblr-7161	60	103	this	this	DET
cblr-7161	60	104	program	program	NOUN
cblr-7161	60	105	,	,	PUNCT
cblr-7161	60	106	initially	initially	ADV
cblr-7161	60	107	the	the	DET
cblr-7161	60	108	brainchild	brainchild	NOUN
cblr-7161	60	109	of	of	ADP
cblr-7161	60	110	regulators	regulator	NOUN
cblr-7161	60	111	’	’	PART
cblr-7161	60	112	improvisation	improvisation	NOUN
cblr-7161	60	113	during	during	ADP
cblr-7161	60	114	the	the	DET
cblr-7161	60	115	financial	financial	ADJ
cblr-7161	60	116	crisis,7	crisis,7	NOUN
cblr-7161	60	117	emerged	emerge	VERB
cblr-7161	60	118	as	as	ADP
cblr-7161	60	119	the	the	DET
cblr-7161	60	120	foundation	foundation	NOUN
cblr-7161	60	121	of	of	ADP
cblr-7161	60	122	large	large	ADJ
cblr-7161	60	123	,	,	PUNCT
cblr-7161	60	124	complex	complex	ADJ
cblr-7161	60	125	financial	financial	ADJ
cblr-7161	60	126	institution	institution	NOUN
cblr-7161	60	127	supervision	supervision	NOUN
cblr-7161	60	128	in	in	ADP
cblr-7161	60	129	the	the	DET
cblr-7161	60	130	post	post	ADJ
cblr-7161	60	131	-	-	ADJ
cblr-7161	60	132	recession	recession	ADJ
cblr-7161	60	133	era	era	NOUN
cblr-7161	60	134	.	.	PUNCT
cblr-7161	61	1	although	although	SCONJ
cblr-7161	61	2	intensely	intensely	ADV
cblr-7161	61	3	nuanced	nuanced	ADJ
cblr-7161	61	4	and	and	CCONJ
cblr-7161	61	5	complicated	complicated	ADJ
cblr-7161	61	6	,	,	PUNCT
cblr-7161	61	7	at	at	ADP
cblr-7161	61	8	a	a	DET
cblr-7161	61	9	high	high	ADJ
cblr-7161	61	10	-	-	PUNCT
cblr-7161	61	11	level	level	NOUN
cblr-7161	61	12	ccar	ccar	NOUN
cblr-7161	61	13	offers	offer	VERB
cblr-7161	61	14	a	a	DET
cblr-7161	61	15	point	point	NOUN
cblr-7161	61	16	in	in	ADP
cblr-7161	61	17	time	time	NOUN
cblr-7161	61	18	snapshot	snapshot	NOUN
cblr-7161	61	19	of	of	ADP
cblr-7161	61	20	the	the	DET
cblr-7161	61	21	financial	financial	ADJ
cblr-7161	61	22	condition	condition	NOUN
cblr-7161	61	23	and	and	CCONJ
cblr-7161	61	24	risk	risk	NOUN
cblr-7161	61	25	management	management	NOUN
cblr-7161	61	26	practices	practice	NOUN
cblr-7161	61	27	of	of	ADP
cblr-7161	61	28	the	the	DET
cblr-7161	61	29	largest	large	ADJ
cblr-7161	61	30	financial	financial	ADJ
cblr-7161	61	31	institutions	institution	NOUN
cblr-7161	61	32	in	in	ADP
cblr-7161	61	33	the	the	DET
cblr-7161	61	34	united	united	PROPN
cblr-7161	61	35	states	states	PROPN
cblr-7161	61	36	,	,	PUNCT
cblr-7161	61	37	and	and	CCONJ
cblr-7161	61	38	ultimately	ultimately	ADV
cblr-7161	61	39	determines	determine	VERB
cblr-7161	61	40	if	if	SCONJ
cblr-7161	61	41	they	they	PRON
cblr-7161	61	42	meet	meet	VERB
cblr-7161	61	43	both	both	CCONJ
cblr-7161	61	44	the	the	DET
cblr-7161	61	45	qualitative	qualitative	ADJ
cblr-7161	61	46	and	and	CCONJ
cblr-7161	61	47	quantitative	quantitative	ADJ
cblr-7161	61	48	capital	capital	NOUN
cblr-7161	61	49	planning	planning	NOUN
cblr-7161	61	50	benchmarks	benchmark	NOUN
cblr-7161	61	51	otherwise	otherwise	ADV
cblr-7161	61	52	established	establish	VERB
cblr-7161	61	53	by	by	ADP
cblr-7161	61	54	section	section	NOUN
cblr-7161	61	55	165	165	NUM
cblr-7161	61	56	of	of	ADP
cblr-7161	61	57	dodd	dodd	NOUN
cblr-7161	61	58	-	-	PUNCT
cblr-7161	61	59	frank.8	frank.8	PROPN
cblr-7161	61	60	it	it	PRON
cblr-7161	61	61	is	be	AUX
cblr-7161	61	62	important	important	ADJ
cblr-7161	61	63	to	to	PART
cblr-7161	61	64	note	note	VERB
cblr-7161	61	65	at	at	ADP
cblr-7161	61	66	the	the	DET
cblr-7161	61	67	outset	outset	NOUN
cblr-7161	61	68	that	that	SCONJ
cblr-7161	61	69	these	these	DET
cblr-7161	61	70	programs	program	NOUN
cblr-7161	61	71	have	have	AUX
cblr-7161	61	72	been	be	AUX
cblr-7161	61	73	extraordinarily	extraordinarily	ADV
cblr-7161	61	74	controversial	controversial	ADJ
cblr-7161	61	75	and	and	CCONJ
cblr-7161	61	76	costly	costly	ADJ
cblr-7161	61	77	for	for	ADP
cblr-7161	61	78	affected	affect	VERB
cblr-7161	61	79	financial	financial	ADJ
cblr-7161	61	80	institutions,9	institutions,9	NOUN
cblr-7161	61	81	5	5	NUM
cblr-7161	61	82	see	see	VERB
cblr-7161	61	83	scott	scott	PROPN
cblr-7161	61	84	heitkamp	heitkamp	PROPN
cblr-7161	61	85	,	,	PUNCT
cblr-7161	61	86	political	political	ADJ
cblr-7161	61	87	foes	foe	NOUN
cblr-7161	61	88	agree	agree	VERB
cblr-7161	61	89	:	:	PUNCT
cblr-7161	61	90	banks	bank	NOUN
cblr-7161	61	91	pounded	pound	VERB
cblr-7161	61	92	by	by	ADP
cblr-7161	61	93	doddfrank	doddfrank	PROPN
cblr-7161	61	94	,	,	PUNCT
cblr-7161	61	95	hill	hill	PROPN
cblr-7161	61	96	(	(	PUNCT
cblr-7161	61	97	june	june	PROPN
cblr-7161	61	98	27	27	NUM
cblr-7161	61	99	,	,	PUNCT
cblr-7161	61	100	2017	2017	NUM
cblr-7161	61	101	)	)	PUNCT
cblr-7161	61	102	,	,	PUNCT
cblr-7161	61	103	https://thehill.com/blogs/pundits-blog/finance/339693-helping-small-banks-is-something-we-can-all-agree-on	https://thehill.com/blogs/pundits-blog/finance/339693-helping-small-banks-is-something-we-can-all-agree-on	X
cblr-7161	62	1	[	[	X
cblr-7161	62	2	https://perma.cc/zb3c-flet	https://perma.cc/zb3c-flet	X
cblr-7161	62	3	]	]	PUNCT
cblr-7161	62	4	.	.	PUNCT
cblr-7161	63	1	see	see	VERB
cblr-7161	63	2	also	also	ADV
cblr-7161	63	3	economic	economic	ADJ
cblr-7161	63	4	growth	growth	NOUN
cblr-7161	63	5	,	,	PUNCT
cblr-7161	63	6	regulatory	regulatory	ADJ
cblr-7161	63	7	relief	relief	NOUN
cblr-7161	63	8	,	,	PUNCT
cblr-7161	63	9	and	and	CCONJ
cblr-7161	63	10	consumer	consumer	NOUN
cblr-7161	63	11	protection	protection	PROPN
cblr-7161	63	12	act	act	PROPN
cblr-7161	63	13	,	,	PUNCT
cblr-7161	63	14	pub	pub	NOUN
cblr-7161	63	15	.	.	PUNCT
cblr-7161	64	1	l.	l.	PROPN
cblr-7161	64	2	no	no	INTJ
cblr-7161	64	3	.	.	PROPN
cblr-7161	65	1	115	115	NUM
cblr-7161	65	2	-	-	SYM
cblr-7161	65	3	174	174	NUM
cblr-7161	65	4	,	,	PUNCT
cblr-7161	65	5	132	132	NUM
cblr-7161	65	6	stat	stat	NOUN
cblr-7161	65	7	.	.	PUNCT
cblr-7161	66	1	1296	1296	NUM
cblr-7161	66	2	(	(	PUNCT
cblr-7161	66	3	2018	2018	NUM
cblr-7161	66	4	)	)	PUNCT
cblr-7161	66	5	.	.	PUNCT
cblr-7161	67	1	6	6	NUM
cblr-7161	67	2	see	see	VERB
cblr-7161	67	3	dodd	dodd	PROPN
cblr-7161	67	4	-	-	PUNCT
cblr-7161	67	5	frank	frank	PROPN
cblr-7161	67	6	act	act	PROPN
cblr-7161	67	7	§	§	PROPN
cblr-7161	67	8	165(i	165(i	PROPN
cblr-7161	67	9	)	)	PUNCT
cblr-7161	67	10	.	.	PUNCT
cblr-7161	68	1	7	7	NUM
cblr-7161	68	2	see	see	VERB
cblr-7161	68	3	beverly	beverly	ADV
cblr-7161	68	4	hirtle	hirtle	NOUN
cblr-7161	68	5	,	,	PUNCT
cblr-7161	68	6	exec	exec	NOUN
cblr-7161	68	7	.	.	PUNCT
cblr-7161	69	1	vice	vice	PROPN
cblr-7161	69	2	president	president	NOUN
cblr-7161	69	3	,	,	PUNCT
cblr-7161	69	4	fed	fed	PROPN
cblr-7161	69	5	.	.	PROPN
cblr-7161	69	6	reserve	reserve	PROPN
cblr-7161	69	7	bank	bank	PROPN
cblr-7161	69	8	of	of	ADP
cblr-7161	69	9	n.y	n.y	PROPN
cblr-7161	69	10	.	.	PROPN
cblr-7161	69	11	,	,	PUNCT
cblr-7161	69	12	remarks	remark	VERB
cblr-7161	69	13	at	at	ADP
cblr-7161	69	14	the	the	DET
cblr-7161	69	15	effects	effect	NOUN
cblr-7161	69	16	of	of	ADP
cblr-7161	69	17	post	post	NOUN
cblr-7161	69	18	crisis	crisis	NOUN
cblr-7161	69	19	banking	banking	NOUN
cblr-7161	69	20	reforms	reform	NOUN
cblr-7161	69	21	conference	conference	NOUN
cblr-7161	69	22	:	:	PUNCT
cblr-7161	69	23	structural	structural	ADJ
cblr-7161	69	24	and	and	CCONJ
cblr-7161	69	25	cyclical	cyclical	ADJ
cblr-7161	69	26	macroprudential	macroprudential	ADJ
cblr-7161	69	27	objectives	objective	NOUN
cblr-7161	69	28	in	in	ADP
cblr-7161	69	29	supervisory	supervisory	ADJ
cblr-7161	69	30	stress	stress	NOUN
cblr-7161	69	31	testing	testing	NOUN
cblr-7161	69	32	(	(	PUNCT
cblr-7161	69	33	june	june	PROPN
cblr-7161	69	34	22	22	NUM
cblr-7161	69	35	,	,	PUNCT
cblr-7161	69	36	2018	2018	NUM
cblr-7161	69	37	)	)	PUNCT
cblr-7161	69	38	,	,	PUNCT
cblr-7161	69	39	https://www.bis.org/review/r180718d.pdf	https://www.bis.org/review/r180718d.pdf	PROPN
cblr-7161	70	1	[	[	X
cblr-7161	70	2	https://perma.cc/t3r3-hj7v	https://perma.cc/t3r3-hj7v	X
cblr-7161	70	3	]	]	X
cblr-7161	70	4	;	;	PUNCT
cblr-7161	70	5	daniel	daniel	PROPN
cblr-7161	70	6	k.	k.	PROPN
cblr-7161	70	7	tarullo	tarullo	PROPN
cblr-7161	70	8	,	,	PUNCT
cblr-7161	70	9	member	member	NOUN
cblr-7161	70	10	,	,	PUNCT
cblr-7161	70	11	bd	bd	PROPN
cblr-7161	70	12	.	.	PROPN
cblr-7161	70	13	of	of	ADP
cblr-7161	70	14	governors	governor	NOUN
cblr-7161	70	15	of	of	ADP
cblr-7161	70	16	the	the	DET
cblr-7161	70	17	fed	fed	PROPN
cblr-7161	70	18	.	.	PUNCT
cblr-7161	71	1	reserve	reserve	PROPN
cblr-7161	71	2	sys	sys	PROPN
cblr-7161	71	3	.	.	PROPN
cblr-7161	71	4	,	,	PUNCT
cblr-7161	71	5	remarks	remark	VERB
cblr-7161	71	6	at	at	ADP
cblr-7161	71	7	the	the	DET
cblr-7161	71	8	stress	stress	NOUN
cblr-7161	71	9	test	test	NOUN
cblr-7161	71	10	modeling	model	VERB
cblr-7161	71	11	symposium	symposium	NOUN
cblr-7161	71	12	:	:	PUNCT
cblr-7161	71	13	stress	stress	NOUN
cblr-7161	71	14	testing	testing	NOUN
cblr-7161	71	15	after	after	ADP
cblr-7161	71	16	five	five	NUM
cblr-7161	71	17	years	year	NOUN
cblr-7161	71	18	2–8	2–8	NUM
cblr-7161	71	19	(	(	PUNCT
cblr-7161	71	20	june	june	PROPN
cblr-7161	71	21	25	25	NUM
cblr-7161	71	22	,	,	PUNCT
cblr-7161	71	23	2014	2014	NUM
cblr-7161	71	24	)	)	PUNCT
cblr-7161	71	25	,	,	PUNCT
cblr-7161	71	26	https://www.federalreserve.gov/newsevents/speech/files/tarullo20140625a.pdf	https://www.federalreserve.gov/newsevents/speech/files/tarullo20140625a.pdf	NOUN
cblr-7161	71	27	[	[	X
cblr-7161	71	28	https://perma.cc/7mtk-pzd6	https://perma.cc/7mtk-pzd6	PROPN
cblr-7161	71	29	]	]	PUNCT
cblr-7161	71	30	.	.	PUNCT
cblr-7161	71	31	8	8	NUM
cblr-7161	71	32	see	see	VERB
cblr-7161	71	33	capital	capital	NOUN
cblr-7161	71	34	planning	planning	NOUN
cblr-7161	71	35	,	,	PUNCT
cblr-7161	71	36	12	12	NUM
cblr-7161	71	37	c.f.r	c.f.r	NOUN
cblr-7161	71	38	.	.	PUNCT
cblr-7161	72	1	§	§	PROPN
cblr-7161	72	2	225.8	225.8	NUM
cblr-7161	72	3	(	(	PUNCT
cblr-7161	72	4	2020	2020	NUM
cblr-7161	72	5	)	)	PUNCT
cblr-7161	72	6	.	.	PUNCT
cblr-7161	73	1	9	9	NUM
cblr-7161	73	2	see	see	VERB
cblr-7161	73	3	,	,	PUNCT
cblr-7161	73	4	e.g.	e.g.	ADV
cblr-7161	73	5	,	,	PUNCT
cblr-7161	73	6	u.s	u.s	PROPN
cblr-7161	73	7	.	.	PROPN
cblr-7161	73	8	gov’t	gov’t	PROPN
cblr-7161	73	9	accountability	accountability	NOUN
cblr-7161	73	10	office	office	NOUN
cblr-7161	73	11	,	,	PUNCT
cblr-7161	73	12	gao-17	gao-17	NOUN
cblr-7161	73	13	-	-	SYM
cblr-7161	73	14	48	48	NUM
cblr-7161	73	15	,	,	PUNCT
cblr-7161	73	16	federal	federal	ADJ
cblr-7161	73	17	reserve	reserve	NOUN
cblr-7161	73	18	:	:	PUNCT
cblr-7161	73	19	additional	additional	ADJ
cblr-7161	73	20	actions	action	NOUN
cblr-7161	73	21	could	could	AUX
cblr-7161	73	22	help	help	VERB
cblr-7161	73	23	ensure	ensure	VERB
cblr-7161	73	24	the	the	DET
cblr-7161	73	25	achievement	achievement	NOUN
cblr-7161	73	26	of	of	ADP
cblr-7161	73	27	stress	stress	NOUN
cblr-7161	73	28	test	test	NOUN
cblr-7161	73	29	goals	goal	NOUN
cblr-7161	73	30	30	30	NUM
cblr-7161	73	31	(	(	PUNCT
cblr-7161	73	32	2016	2016	NUM
cblr-7161	73	33	)	)	PUNCT
cblr-7161	73	34	(	(	PUNCT
cblr-7161	73	35	surveying	survey	VERB
cblr-7161	73	36	large	large	ADJ
cblr-7161	73	37	financial	financial	ADJ
cblr-7161	73	38	institutions	institution	NOUN
cblr-7161	73	39	and	and	CCONJ
cblr-7161	73	40	finding	find	VERB
cblr-7161	73	41	that	that	SCONJ
cblr-7161	73	42	fifty	fifty	NUM
cblr-7161	73	43	percent	percent	NOUN
cblr-7161	73	44	of	of	ADP
cblr-7161	73	45	firms	firm	NOUN
cblr-7161	73	46	estimated	estimate	VERB
cblr-7161	73	47	their	their	PRON
cblr-7161	73	48	ccar	ccar	NOUN
cblr-7161	73	49	compliance	compliance	NOUN
cblr-7161	73	50	costs	cost	VERB
cblr-7161	73	51	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	73	52	(	(	PUNCT
cblr-7161	73	53	do	do	AUX
cblr-7161	73	54	not	not	PART
cblr-7161	73	55	delete	delete	VERB
cblr-7161	73	56	)	)	PUNCT
cblr-7161	73	57	10/7/2020	10/7/2020	NUM
cblr-7161	73	58	6:42	6:42	NUM
cblr-7161	73	59	pm	pm	NOUN
cblr-7161	73	60	no	no	INTJ
cblr-7161	73	61	.	.	PUNCT
cblr-7161	74	1	1:336	1:336	NUM
cblr-7161	74	2	]	]	X
cblr-7161	74	3	treacherous	treacherous	ADJ
cblr-7161	74	4	landscape	landscape	NOUN
cblr-7161	74	5	341	341	NUM
cblr-7161	74	6	although	although	SCONJ
cblr-7161	74	7	key	key	ADJ
cblr-7161	74	8	regulators	regulator	NOUN
cblr-7161	74	9	have	have	AUX
cblr-7161	74	10	responded	respond	VERB
cblr-7161	74	11	by	by	ADP
cblr-7161	74	12	pointing	point	VERB
cblr-7161	74	13	to	to	ADP
cblr-7161	74	14	the	the	DET
cblr-7161	74	15	significant	significant	ADJ
cblr-7161	74	16	increase	increase	NOUN
cblr-7161	74	17	in	in	ADP
cblr-7161	74	18	affected	affected	ADJ
cblr-7161	74	19	institutions	institution	NOUN
cblr-7161	74	20	’	'	PUNCT
cblr-7161	74	21	capital	capital	NOUN
cblr-7161	74	22	and	and	CCONJ
cblr-7161	74	23	liquidity	liquidity	NOUN
cblr-7161	74	24	buffers	buffer	NOUN
cblr-7161	74	25	since	since	SCONJ
cblr-7161	74	26	ccar	ccar	NOUN
cblr-7161	74	27	began	begin	VERB
cblr-7161	74	28	in	in	ADP
cblr-7161	74	29	2010.10	2010.10	NUM
cblr-7161	74	30	still	still	ADV
cblr-7161	74	31	,	,	PUNCT
cblr-7161	74	32	the	the	DET
cblr-7161	74	33	push	push	NOUN
cblr-7161	74	34	against	against	ADP
cblr-7161	74	35	these	these	DET
cblr-7161	74	36	regulatory	regulatory	ADJ
cblr-7161	74	37	programs	program	NOUN
cblr-7161	74	38	has	have	AUX
cblr-7161	74	39	recently	recently	ADV
cblr-7161	74	40	achieved	achieve	VERB
cblr-7161	74	41	a	a	DET
cblr-7161	74	42	large	large	ADJ
cblr-7161	74	43	victory	victory	NOUN
cblr-7161	74	44	with	with	ADP
cblr-7161	74	45	the	the	DET
cblr-7161	74	46	passage	passage	NOUN
cblr-7161	74	47	of	of	ADP
cblr-7161	74	48	the	the	DET
cblr-7161	74	49	economic	economic	ADJ
cblr-7161	74	50	growth	growth	NOUN
cblr-7161	74	51	,	,	PUNCT
cblr-7161	74	52	regulatory	regulatory	ADJ
cblr-7161	74	53	relief	relief	NOUN
cblr-7161	74	54	,	,	PUNCT
cblr-7161	74	55	and	and	CCONJ
cblr-7161	74	56	consumer	consumer	NOUN
cblr-7161	74	57	protection	protection	NOUN
cblr-7161	74	58	act	act	NOUN
cblr-7161	74	59	(	(	PUNCT
cblr-7161	74	60	“	"	PUNCT
cblr-7161	74	61	the	the	DET
cblr-7161	74	62	egrrcpa	egrrcpa	NOUN
cblr-7161	74	63	”	"	PUNCT
cblr-7161	74	64	)	)	PUNCT
cblr-7161	74	65	in	in	ADP
cblr-7161	74	66	2018.11	2018.11	NUM
cblr-7161	74	67	with	with	ADP
cblr-7161	74	68	this	this	DET
cblr-7161	74	69	new	new	ADJ
cblr-7161	74	70	law	law	NOUN
cblr-7161	74	71	,	,	PUNCT
cblr-7161	74	72	the	the	DET
cblr-7161	74	73	number	number	NOUN
cblr-7161	74	74	of	of	ADP
cblr-7161	74	75	institutions	institution	NOUN
cblr-7161	74	76	required	require	VERB
cblr-7161	74	77	to	to	PART
cblr-7161	74	78	participate	participate	VERB
cblr-7161	74	79	in	in	ADP
cblr-7161	74	80	ccar	ccar	NOUN
cblr-7161	74	81	and	and	CCONJ
cblr-7161	74	82	comply	comply	VERB
cblr-7161	74	83	with	with	ADP
cblr-7161	74	84	the	the	DET
cblr-7161	74	85	most	most	ADV
cblr-7161	74	86	stringent	stringent	ADJ
cblr-7161	74	87	enhanced	enhance	VERB
cblr-7161	74	88	prudential	prudential	ADJ
cblr-7161	74	89	standards	standard	NOUN
cblr-7161	74	90	allowed	allow	VERB
cblr-7161	74	91	by	by	ADP
cblr-7161	74	92	dodd	dodd	PROPN
cblr-7161	74	93	-	-	PUNCT
cblr-7161	74	94	frank	frank	PROPN
cblr-7161	74	95	was	be	AUX
cblr-7161	74	96	reduced	reduce	VERB
cblr-7161	74	97	by	by	ADP
cblr-7161	74	98	increasing	increase	VERB
cblr-7161	74	99	the	the	DET
cblr-7161	74	100	qualifying	qualify	VERB
cblr-7161	74	101	asset	asset	NOUN
cblr-7161	74	102	threshold	threshold	NOUN
cblr-7161	74	103	from	from	ADP
cblr-7161	74	104	$	$	SYM
cblr-7161	74	105	50	50	NUM
cblr-7161	74	106	billion	billion	NUM
cblr-7161	74	107	to	to	PART
cblr-7161	74	108	$	$	SYM
cblr-7161	74	109	250	250	NUM
cblr-7161	74	110	billion.12	billion.12	NOUN
cblr-7161	74	111	this	this	DET
cblr-7161	74	112	threshold	threshold	NOUN
cblr-7161	74	113	shift	shift	NOUN
cblr-7161	74	114	was	be	AUX
cblr-7161	74	115	completed	complete	VERB
cblr-7161	74	116	in	in	ADP
cblr-7161	74	117	two	two	NUM
cblr-7161	74	118	stages	stage	NOUN
cblr-7161	74	119	.	.	PUNCT
cblr-7161	75	1	first	first	ADV
cblr-7161	75	2	,	,	PUNCT
cblr-7161	75	3	immediately	immediately	ADV
cblr-7161	75	4	following	follow	VERB
cblr-7161	75	5	the	the	DET
cblr-7161	75	6	egrrcpa	egrrcpa	PROPN
cblr-7161	75	7	’s	’s	PART
cblr-7161	75	8	enactment	enactment	NOUN
cblr-7161	75	9	,	,	PUNCT
cblr-7161	75	10	financial	financial	ADJ
cblr-7161	75	11	institutions	institution	NOUN
cblr-7161	75	12	with	with	ADP
cblr-7161	75	13	consolidated	consolidated	ADJ
cblr-7161	75	14	assets	asset	NOUN
cblr-7161	75	15	of	of	ADP
cblr-7161	75	16	less	less	ADJ
cblr-7161	75	17	than	than	ADP
cblr-7161	75	18	$	$	SYM
cblr-7161	75	19	100	100	NUM
cblr-7161	75	20	billion	billion	NUM
cblr-7161	75	21	were	be	AUX
cblr-7161	75	22	exempt	exempt	ADJ
cblr-7161	75	23	from	from	ADP
cblr-7161	75	24	section	section	NOUN
cblr-7161	75	25	165	165	NUM
cblr-7161	75	26	of	of	ADP
cblr-7161	75	27	doddfrank.13	doddfrank.13	PROPN
cblr-7161	75	28	eighteen	eighteen	NUM
cblr-7161	75	29	months	month	NOUN
cblr-7161	75	30	after	after	SCONJ
cblr-7161	75	31	the	the	DET
cblr-7161	75	32	date	date	NOUN
cblr-7161	75	33	of	of	ADP
cblr-7161	75	34	the	the	DET
cblr-7161	75	35	eggrcpa	eggrcpa	NOUN
cblr-7161	75	36	’s	’s	NOUN
cblr-7161	75	37	to	to	PART
cblr-7161	75	38	be	be	AUX
cblr-7161	75	39	between	between	ADP
cblr-7161	75	40	$	$	SYM
cblr-7161	75	41	15	15	NUM
cblr-7161	75	42	million	million	NUM
cblr-7161	75	43	and	and	CCONJ
cblr-7161	75	44	$	$	SYM
cblr-7161	75	45	30	30	NUM
cblr-7161	75	46	million	million	NUM
cblr-7161	75	47	annually	annually	ADV
cblr-7161	75	48	)	)	PUNCT
cblr-7161	75	49	;	;	PUNCT
cblr-7161	75	50	letter	letter	NOUN
cblr-7161	75	51	from	from	ADP
cblr-7161	75	52	jamie	jamie	PROPN
cblr-7161	75	53	dimon	dimon	PROPN
cblr-7161	75	54	,	,	PUNCT
cblr-7161	75	55	chief	chief	ADJ
cblr-7161	75	56	exec	exec	NOUN
cblr-7161	75	57	.	.	PUNCT
cblr-7161	76	1	officer	officer	PROPN
cblr-7161	76	2	&	&	CCONJ
cblr-7161	76	3	chairman	chairman	PROPN
cblr-7161	76	4	,	,	PUNCT
cblr-7161	76	5	j.p	j.p	PROPN
cblr-7161	76	6	.	.	PROPN
cblr-7161	76	7	morgan	morgan	PROPN
cblr-7161	76	8	chase	chase	PROPN
cblr-7161	76	9	&	&	CCONJ
cblr-7161	76	10	co.	co.	PROPN
cblr-7161	76	11	,	,	PUNCT
cblr-7161	76	12	to	to	ADP
cblr-7161	76	13	j.p	j.p	PROPN
cblr-7161	76	14	.	.	PROPN
cblr-7161	76	15	morgan	morgan	PROPN
cblr-7161	76	16	chase	chase	PROPN
cblr-7161	76	17	&	&	CCONJ
cblr-7161	76	18	co.	co.	PROPN
cblr-7161	76	19	shareholders	shareholder	NOUN
cblr-7161	76	20	(	(	PUNCT
cblr-7161	76	21	apr	apr	PROPN
cblr-7161	76	22	.	.	PROPN
cblr-7161	76	23	4	4	NUM
cblr-7161	76	24	,	,	PUNCT
cblr-7161	76	25	2019	2019	NUM
cblr-7161	76	26	)	)	PUNCT
cblr-7161	76	27	,	,	PUNCT
cblr-7161	76	28	https://reports.jpmorganchase.com/investor-relations/2018/ar-ceo-letters.htm?a=1	https://reports.jpmorganchase.com/investor-relations/2018/ar-ceo-letters.htm?a=1	NOUN
cblr-7161	77	1	[	[	X
cblr-7161	77	2	https://perma.cc/c76n-drr7	https://perma.cc/c76n-drr7	NOUN
cblr-7161	77	3	]	]	PUNCT
cblr-7161	77	4	;	;	PUNCT
cblr-7161	77	5	matthew	matthew	PROPN
cblr-7161	77	6	c.	c.	PROPN
cblr-7161	77	7	turk	turk	PROPN
cblr-7161	77	8	,	,	PUNCT
cblr-7161	77	9	stress	stress	NOUN
cblr-7161	77	10	testing	test	VERB
cblr-7161	77	11	the	the	DET
cblr-7161	77	12	banking	banking	NOUN
cblr-7161	77	13	agencies	agency	NOUN
cblr-7161	77	14	,	,	PUNCT
cblr-7161	77	15	105	105	NUM
cblr-7161	77	16	iowa	iowa	PROPN
cblr-7161	77	17	l.	l.	PROPN
cblr-7161	77	18	rev	rev	PROPN
cblr-7161	77	19	.	.	PUNCT
cblr-7161	78	1	(	(	PUNCT
cblr-7161	78	2	forthcoming	forthcoming	ADJ
cblr-7161	78	3	may	may	NOUN
cblr-7161	78	4	2020	2020	NUM
cblr-7161	78	5	)	)	PUNCT
cblr-7161	78	6	(	(	PUNCT
cblr-7161	78	7	manuscript	manuscript	NOUN
cblr-7161	78	8	at	at	ADP
cblr-7161	78	9	20	20	NUM
cblr-7161	78	10	–	–	PUNCT
cblr-7161	78	11	23	23	NUM
cblr-7161	78	12	)	)	PUNCT
cblr-7161	78	13	,	,	PUNCT
cblr-7161	78	14	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3367546	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3367546	PROPN
cblr-7161	78	15	[	[	X
cblr-7161	78	16	https://perma.cc/m356-qgvb	https://perma.cc/m356-qgvb	X
cblr-7161	78	17	]	]	X
cblr-7161	78	18	.	.	PUNCT
cblr-7161	79	1	10	10	NUM
cblr-7161	79	2	see	see	VERB
cblr-7161	79	3	tarullo	tarullo	NOUN
cblr-7161	79	4	,	,	PUNCT
cblr-7161	79	5	supra	supra	PROPN
cblr-7161	79	6	note	note	PROPN
cblr-7161	79	7	7	7	NUM
cblr-7161	79	8	,	,	PUNCT
cblr-7161	79	9	at	at	ADP
cblr-7161	79	10	6	6	NUM
cblr-7161	79	11	;	;	PUNCT
cblr-7161	79	12	daniel	daniel	PROPN
cblr-7161	79	13	k.	k.	PROPN
cblr-7161	79	14	tarullo	tarullo	PROPN
cblr-7161	79	15	,	,	PUNCT
cblr-7161	79	16	member	member	NOUN
cblr-7161	79	17	,	,	PUNCT
cblr-7161	79	18	bd	bd	PROPN
cblr-7161	79	19	.	.	PROPN
cblr-7161	79	20	of	of	ADP
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cblr-7161	79	22	of	of	ADP
cblr-7161	79	23	the	the	DET
cblr-7161	79	24	fed	fed	PROPN
cblr-7161	79	25	.	.	PUNCT
cblr-7161	80	1	reserve	reserve	PROPN
cblr-7161	80	2	sys	sys	PROPN
cblr-7161	80	3	.	.	PROPN
cblr-7161	80	4	,	,	PUNCT
cblr-7161	80	5	remarks	remark	VERB
cblr-7161	80	6	at	at	ADP
cblr-7161	80	7	the	the	DET
cblr-7161	80	8	clearing	clearing	NOUN
cblr-7161	80	9	house	house	NOUN
cblr-7161	80	10	2014	2014	NUM
cblr-7161	80	11	annual	annual	ADJ
cblr-7161	80	12	conference	conference	NOUN
cblr-7161	80	13	:	:	PUNCT
cblr-7161	80	14	liquidity	liquidity	NOUN
cblr-7161	80	15	regulation	regulation	NOUN
cblr-7161	80	16	17	17	NUM
cblr-7161	80	17	(	(	PUNCT
cblr-7161	80	18	nov	nov	PROPN
cblr-7161	80	19	.	.	PROPN
cblr-7161	80	20	20	20	NUM
cblr-7161	80	21	,	,	PUNCT
cblr-7161	80	22	2014	2014	NUM
cblr-7161	80	23	)	)	PUNCT
cblr-7161	80	24	,	,	PUNCT
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cblr-7161	80	26	[	[	X
cblr-7161	80	27	https://perma.cc/a52e-7ys5	https://perma.cc/a52e-7ys5	X
cblr-7161	80	28	]	]	X
cblr-7161	80	29	.	.	PUNCT
cblr-7161	81	1	11	11	NUM
cblr-7161	81	2	economic	economic	ADJ
cblr-7161	81	3	growth	growth	NOUN
cblr-7161	81	4	,	,	PUNCT
cblr-7161	81	5	regulatory	regulatory	ADJ
cblr-7161	81	6	relief	relief	NOUN
cblr-7161	81	7	,	,	PUNCT
cblr-7161	81	8	and	and	CCONJ
cblr-7161	81	9	consumer	consumer	NOUN
cblr-7161	81	10	protection	protection	PROPN
cblr-7161	81	11	act	act	PROPN
cblr-7161	81	12	,	,	PUNCT
cblr-7161	81	13	pub	pub	NOUN
cblr-7161	81	14	.	.	PUNCT
cblr-7161	82	1	l.	l.	PROPN
cblr-7161	82	2	no	no	INTJ
cblr-7161	82	3	.	.	PUNCT
cblr-7161	83	1	115–174	115–174	NUM
cblr-7161	83	2	,	,	PUNCT
cblr-7161	83	3	132	132	NUM
cblr-7161	83	4	stat	stat	NOUN
cblr-7161	83	5	.	.	PUNCT
cblr-7161	84	1	1296	1296	NUM
cblr-7161	84	2	(	(	PUNCT
cblr-7161	84	3	2018	2018	NUM
cblr-7161	84	4	)	)	PUNCT
cblr-7161	84	5	.	.	PUNCT
cblr-7161	85	1	12	12	NUM
cblr-7161	86	1	i	i	PROPN
cblr-7161	86	2	d.	d.	PROPN
cblr-7161	86	3	§	§	PROPN
cblr-7161	86	4	401(a	401(a	PROPN
cblr-7161	86	5	)	)	PUNCT
cblr-7161	86	6	.	.	PUNCT
cblr-7161	87	1	13	13	NUM
cblr-7161	88	1	i	i	PRON
cblr-7161	88	2	d.	d.	PROPN
cblr-7161	88	3	§	§	PROPN
cblr-7161	88	4	401(d	401(d	PROPN
cblr-7161	88	5	)	)	PUNCT
cblr-7161	88	6	.	.	PUNCT
cblr-7161	89	1	although	although	SCONJ
cblr-7161	89	2	they	they	PRON
cblr-7161	89	3	are	be	AUX
cblr-7161	89	4	exempt	exempt	ADJ
cblr-7161	89	5	from	from	ADP
cblr-7161	89	6	participating	participate	VERB
cblr-7161	89	7	in	in	ADP
cblr-7161	89	8	the	the	DET
cblr-7161	89	9	annual	annual	ADJ
cblr-7161	89	10	ccar	ccar	NOUN
cblr-7161	89	11	exercise	exercise	NOUN
cblr-7161	89	12	,	,	PUNCT
cblr-7161	89	13	under	under	ADP
cblr-7161	89	14	the	the	DET
cblr-7161	89	15	egrrcpa	egrrcpa	NOUN
cblr-7161	89	16	the	the	DET
cblr-7161	89	17	federal	federal	PROPN
cblr-7161	89	18	reserve	reserve	PROPN
cblr-7161	89	19	retains	retain	VERB
cblr-7161	89	20	the	the	DET
cblr-7161	89	21	discretion	discretion	NOUN
cblr-7161	89	22	to	to	PART
cblr-7161	89	23	require	require	VERB
cblr-7161	89	24	institutions	institution	NOUN
cblr-7161	89	25	with	with	ADP
cblr-7161	89	26	over	over	ADP
cblr-7161	89	27	$	$	SYM
cblr-7161	89	28	100	100	NUM
cblr-7161	89	29	billion	billion	NUM
cblr-7161	89	30	in	in	ADP
cblr-7161	89	31	assets	asset	NOUN
cblr-7161	89	32	to	to	PART
cblr-7161	89	33	comply	comply	VERB
cblr-7161	89	34	with	with	ADP
cblr-7161	89	35	the	the	DET
cblr-7161	89	36	enhanced	enhance	VERB
cblr-7161	89	37	prudential	prudential	ADJ
cblr-7161	89	38	standards	standard	NOUN
cblr-7161	89	39	that	that	PRON
cblr-7161	89	40	only	only	ADJ
cblr-7161	89	41	institutions	institution	NOUN
cblr-7161	89	42	with	with	ADP
cblr-7161	89	43	over	over	ADP
cblr-7161	89	44	$	$	SYM
cblr-7161	89	45	250	250	NUM
cblr-7161	89	46	billion	billion	NUM
cblr-7161	89	47	in	in	ADP
cblr-7161	89	48	consolidated	consolidated	ADJ
cblr-7161	89	49	assets	asset	NOUN
cblr-7161	89	50	are	be	AUX
cblr-7161	89	51	required	require	VERB
cblr-7161	89	52	to	to	PART
cblr-7161	89	53	comply	comply	VERB
cblr-7161	89	54	with	with	ADP
cblr-7161	89	55	.	.	PUNCT
cblr-7161	90	1	see	see	VERB
cblr-7161	90	2	i	i	PRON
cblr-7161	90	3	d.	d.	PROPN
cblr-7161	90	4	§	§	PROPN
cblr-7161	90	5	401(a)(1)(b)(iii	401(a)(1)(b)(iii	PROPN
cblr-7161	90	6	)	)	PUNCT
cblr-7161	90	7	.	.	PUNCT
cblr-7161	91	1	the	the	DET
cblr-7161	91	2	federal	federal	PROPN
cblr-7161	91	3	reserve	reserve	PROPN
cblr-7161	91	4	does	do	AUX
cblr-7161	91	5	not	not	PART
cblr-7161	91	6	retain	retain	VERB
cblr-7161	91	7	this	this	DET
cblr-7161	91	8	discretion	discretion	NOUN
cblr-7161	91	9	for	for	ADP
cblr-7161	91	10	institutions	institution	NOUN
cblr-7161	91	11	with	with	ADP
cblr-7161	91	12	between	between	ADP
cblr-7161	91	13	$	$	SYM
cblr-7161	91	14	50	50	NUM
cblr-7161	91	15	billion	billion	NUM
cblr-7161	91	16	and	and	CCONJ
cblr-7161	91	17	$	$	SYM
cblr-7161	91	18	100	100	NUM
cblr-7161	91	19	billion	billion	NUM
cblr-7161	91	20	in	in	ADP
cblr-7161	91	21	assets	asset	NOUN
cblr-7161	91	22	;	;	PUNCT
cblr-7161	91	23	the	the	DET
cblr-7161	91	24	only	only	ADJ
cblr-7161	91	25	“	"	PUNCT
cblr-7161	91	26	enhanced	enhanced	ADJ
cblr-7161	91	27	standard	standard	NOUN
cblr-7161	91	28	”	"	PUNCT
cblr-7161	91	29	those	those	DET
cblr-7161	91	30	institutions	institution	NOUN
cblr-7161	91	31	may	may	AUX
cblr-7161	91	32	be	be	AUX
cblr-7161	91	33	required	require	VERB
cblr-7161	91	34	to	to	PART
cblr-7161	91	35	comply	comply	VERB
cblr-7161	91	36	with	with	ADP
cblr-7161	91	37	is	be	AUX
cblr-7161	91	38	the	the	DET
cblr-7161	91	39	risk	risk	NOUN
cblr-7161	91	40	committee	committee	NOUN
cblr-7161	91	41	requirement	requirement	NOUN
cblr-7161	91	42	of	of	ADP
cblr-7161	91	43	section	section	NOUN
cblr-7161	91	44	165(h	165(h	PROPN
cblr-7161	91	45	)	)	PUNCT
cblr-7161	91	46	of	of	ADP
cblr-7161	91	47	dodd	dodd	PROPN
cblr-7161	91	48	-	-	PUNCT
cblr-7161	91	49	frank	frank	PROPN
cblr-7161	91	50	.	.	PUNCT
cblr-7161	92	1	see	see	VERB
cblr-7161	92	2	i	i	PRON
cblr-7161	92	3	d.	d.	PROPN
cblr-7161	92	4	§	§	PROPN
cblr-7161	92	5	401(a)(4	401(a)(4	PROPN
cblr-7161	92	6	)	)	PUNCT
cblr-7161	92	7	.	.	PUNCT
cblr-7161	93	1	see	see	VERB
cblr-7161	93	2	also	also	ADV
cblr-7161	93	3	risk	risk	NOUN
cblr-7161	93	4	committee	committee	NOUN
cblr-7161	93	5	requirement	requirement	NOUN
cblr-7161	93	6	for	for	ADP
cblr-7161	93	7	bank	bank	NOUN
cblr-7161	93	8	holding	hold	VERB
cblr-7161	93	9	companies	company	NOUN
cblr-7161	93	10	with	with	ADP
cblr-7161	93	11	total	total	ADJ
cblr-7161	93	12	consolidated	consolidated	ADJ
cblr-7161	93	13	assets	asset	NOUN
cblr-7161	93	14	of	of	ADP
cblr-7161	93	15	$	$	SYM
cblr-7161	93	16	50	50	NUM
cblr-7161	93	17	billion	billion	NUM
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cblr-7161	93	20	,	,	PUNCT
cblr-7161	93	21	12	12	NUM
cblr-7161	93	22	c.f.r	c.f.r	NOUN
cblr-7161	93	23	.	.	PUNCT
cblr-7161	94	1	§	§	PROPN
cblr-7161	94	2	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	94	3	(	(	PUNCT
cblr-7161	94	4	do	do	AUX
cblr-7161	94	5	not	not	PART
cblr-7161	94	6	delte	delte	VERB
cblr-7161	94	7	)	)	PUNCT
cblr-7161	94	8	10/7/2020	10/7/2020	NUM
cblr-7161	94	9	6:42	6:42	NUM
cblr-7161	94	10	pm	pm	NOUN
cblr-7161	94	11	342	342	NUM
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cblr-7161	94	13	business	business	NOUN
cblr-7161	94	14	law	law	PROPN
cblr-7161	94	15	review	review	NOUN
cblr-7161	94	16	[	[	X
cblr-7161	94	17	vol	vol	NOUN
cblr-7161	94	18	.	.	PUNCT
cblr-7161	94	19	2020	2020	NUM
cblr-7161	94	20	enactment	enactment	NOUN
cblr-7161	94	21	,	,	PUNCT
cblr-7161	94	22	the	the	DET
cblr-7161	94	23	exemption	exemption	NOUN
cblr-7161	94	24	threshold	threshold	NOUN
cblr-7161	94	25	was	be	AUX
cblr-7161	94	26	raised	raise	VERB
cblr-7161	94	27	to	to	ADP
cblr-7161	94	28	$	$	SYM
cblr-7161	94	29	250	250	NUM
cblr-7161	94	30	billion.14	billion.14	NOUN
cblr-7161	94	31	this	this	DET
cblr-7161	94	32	move	move	NOUN
cblr-7161	94	33	was	be	AUX
cblr-7161	94	34	the	the	DET
cblr-7161	94	35	first	first	ADJ
cblr-7161	94	36	significant	significant	ADJ
cblr-7161	94	37	blow	blow	NOUN
cblr-7161	94	38	to	to	PART
cblr-7161	94	39	doddfrank	doddfrank	VERB
cblr-7161	94	40	’s	’s	PART
cblr-7161	94	41	regulatory	regulatory	ADJ
cblr-7161	94	42	paradigm	paradigm	NOUN
cblr-7161	94	43	,	,	PUNCT
cblr-7161	94	44	and	and	CCONJ
cblr-7161	94	45	was	be	AUX
cblr-7161	94	46	intended	intend	VERB
cblr-7161	94	47	to	to	PART
cblr-7161	94	48	“	"	PUNCT
cblr-7161	94	49	simplify	simplify	VERB
cblr-7161	94	50	and	and	CCONJ
cblr-7161	94	51	improve	improve	VERB
cblr-7161	94	52	the	the	DET
cblr-7161	94	53	regulatory	regulatory	ADJ
cblr-7161	94	54	regime	regime	NOUN
cblr-7161	94	55	for	for	ADP
cblr-7161	94	56	.	.	PUNCT
cblr-7161	94	57	.	.	PUNCT
cblr-7161	94	58	.	.	PUNCT
cblr-7161	95	1	midsize	midsize	VERB
cblr-7161	95	2	banks	bank	NOUN
cblr-7161	95	3	and	and	CCONJ
cblr-7161	95	4	regional	regional	ADJ
cblr-7161	95	5	banks	bank	NOUN
cblr-7161	95	6	to	to	PART
cblr-7161	95	7	promote	promote	VERB
cblr-7161	95	8	economic	economic	ADJ
cblr-7161	95	9	growth	growth	NOUN
cblr-7161	95	10	.	.	PUNCT
cblr-7161	96	1	”15	”15	ADJ
cblr-7161	96	2	despite	despite	SCONJ
cblr-7161	96	3	all	all	DET
cblr-7161	96	4	the	the	DET
cblr-7161	96	5	paradigm	paradigm	NOUN
cblr-7161	96	6	-	-	PUNCT
cblr-7161	96	7	shifting	shift	VERB
cblr-7161	96	8	developments	development	NOUN
cblr-7161	96	9	that	that	PRON
cblr-7161	96	10	took	take	VERB
cblr-7161	96	11	place	place	NOUN
cblr-7161	96	12	in	in	ADP
cblr-7161	96	13	the	the	DET
cblr-7161	96	14	united	united	PROPN
cblr-7161	96	15	states	states	PROPN
cblr-7161	96	16	following	follow	VERB
cblr-7161	96	17	the	the	DET
cblr-7161	96	18	crisis	crisis	NOUN
cblr-7161	96	19	,	,	PUNCT
cblr-7161	96	20	the	the	DET
cblr-7161	96	21	economic	economic	ADJ
cblr-7161	96	22	and	and	CCONJ
cblr-7161	96	23	regulatory	regulatory	ADJ
cblr-7161	96	24	consequences	consequence	NOUN
cblr-7161	96	25	of	of	ADP
cblr-7161	96	26	the	the	DET
cblr-7161	96	27	great	great	ADJ
cblr-7161	96	28	recession	recession	NOUN
cblr-7161	96	29	reached	reach	VERB
cblr-7161	96	30	much	much	ADV
cblr-7161	96	31	farther	far	ADV
cblr-7161	96	32	than	than	ADP
cblr-7161	96	33	just	just	ADV
cblr-7161	96	34	the	the	DET
cblr-7161	96	35	financial	financial	ADJ
cblr-7161	96	36	markets	market	NOUN
cblr-7161	96	37	in	in	ADP
cblr-7161	96	38	the	the	DET
cblr-7161	96	39	u.s	u.s	PROPN
cblr-7161	96	40	.	.	PROPN
cblr-7161	96	41	indeed	indeed	ADV
cblr-7161	96	42	,	,	PUNCT
cblr-7161	96	43	the	the	DET
cblr-7161	96	44	economic	economic	ADJ
cblr-7161	96	45	consequences	consequence	NOUN
cblr-7161	96	46	and	and	CCONJ
cblr-7161	96	47	market	market	NOUN
cblr-7161	96	48	impact	impact	NOUN
cblr-7161	96	49	of	of	ADP
cblr-7161	96	50	the	the	DET
cblr-7161	96	51	crisis	crisis	NOUN
cblr-7161	96	52	in	in	ADP
cblr-7161	96	53	european	european	ADJ
cblr-7161	96	54	and	and	CCONJ
cblr-7161	96	55	south	south	ADJ
cblr-7161	96	56	american	american	ADJ
cblr-7161	96	57	countries	country	NOUN
cblr-7161	96	58	have	have	AUX
cblr-7161	96	59	been	be	AUX
cblr-7161	96	60	acknowledged	acknowledge	VERB
cblr-7161	96	61	by	by	ADP
cblr-7161	96	62	economists	economist	NOUN
cblr-7161	96	63	as	as	ADP
cblr-7161	96	64	being	be	AUX
cblr-7161	96	65	the	the	DET
cblr-7161	96	66	most	most	ADJ
cblr-7161	96	67	severe.16	severe.16	NOUN
cblr-7161	96	68	in	in	ADP
cblr-7161	96	69	252.22	252.22	NUM
cblr-7161	96	70	(	(	PUNCT
cblr-7161	96	71	2019	2019	NUM
cblr-7161	96	72	)	)	PUNCT
cblr-7161	96	73	.	.	PUNCT
cblr-7161	97	1	importantly	importantly	ADV
cblr-7161	97	2	,	,	PUNCT
cblr-7161	97	3	the	the	DET
cblr-7161	97	4	federal	federal	PROPN
cblr-7161	97	5	reserve	reserve	PROPN
cblr-7161	97	6	has	have	AUX
cblr-7161	97	7	publicly	publicly	ADV
cblr-7161	97	8	stated	state	VERB
cblr-7161	97	9	that	that	SCONJ
cblr-7161	97	10	although	although	SCONJ
cblr-7161	97	11	endowed	endow	VERB
cblr-7161	97	12	with	with	ADP
cblr-7161	97	13	this	this	DET
cblr-7161	97	14	discretion	discretion	NOUN
cblr-7161	97	15	under	under	ADP
cblr-7161	97	16	the	the	DET
cblr-7161	97	17	egrrcpa	egrrcpa	NOUN
cblr-7161	97	18	,	,	PUNCT
cblr-7161	97	19	the	the	DET
cblr-7161	97	20	board	board	NOUN
cblr-7161	97	21	will	will	AUX
cblr-7161	97	22	not	not	PART
cblr-7161	97	23	take	take	VERB
cblr-7161	97	24	action	action	NOUN
cblr-7161	97	25	to	to	PART
cblr-7161	97	26	require	require	VERB
cblr-7161	97	27	bank	bank	NOUN
cblr-7161	97	28	holding	hold	VERB
cblr-7161	97	29	companies	company	NOUN
cblr-7161	97	30	with	with	ADP
cblr-7161	97	31	less	less	ADJ
cblr-7161	97	32	than	than	ADP
cblr-7161	97	33	$	$	SYM
cblr-7161	97	34	100	100	NUM
cblr-7161	97	35	billion	billion	NUM
cblr-7161	97	36	in	in	ADP
cblr-7161	97	37	total	total	ADJ
cblr-7161	97	38	consolidated	consolidated	ADJ
cblr-7161	97	39	assets	asset	NOUN
cblr-7161	97	40	to	to	PART
cblr-7161	97	41	comply	comply	VERB
cblr-7161	97	42	with	with	ADP
cblr-7161	97	43	certain	certain	ADJ
cblr-7161	97	44	existing	exist	VERB
cblr-7161	97	45	regulatory	regulatory	ADJ
cblr-7161	97	46	requirements	requirement	NOUN
cblr-7161	97	47	.	.	PUNCT
cblr-7161	98	1	these	these	DET
cblr-7161	98	2	requirements	requirement	NOUN
cblr-7161	98	3	include	include	VERB
cblr-7161	98	4	the	the	DET
cblr-7161	98	5	enhanced	enhance	VERB
cblr-7161	98	6	prudential	prudential	ADJ
cblr-7161	98	7	standards	standard	NOUN
cblr-7161	98	8	in	in	ADP
cblr-7161	98	9	the	the	DET
cblr-7161	98	10	board	board	NOUN
cblr-7161	98	11	’s	’s	PART
cblr-7161	98	12	regulation	regulation	PROPN
cblr-7161	98	13	yy	yy	PROPN
cblr-7161	98	14	,	,	PUNCT
cblr-7161	98	15	the	the	DET
cblr-7161	98	16	liquidity	liquidity	NOUN
cblr-7161	98	17	coverage	coverage	NOUN
cblr-7161	98	18	ratio	ratio	NOUN
cblr-7161	98	19	requirements	requirement	NOUN
cblr-7161	98	20	in	in	ADP
cblr-7161	98	21	the	the	DET
cblr-7161	98	22	board	board	NOUN
cblr-7161	98	23	’s	’s	PART
cblr-7161	98	24	regulation	regulation	NOUN
cblr-7161	98	25	ww	ww	PROPN
cblr-7161	98	26	,	,	PUNCT
cblr-7161	98	27	and	and	CCONJ
cblr-7161	98	28	the	the	DET
cblr-7161	98	29	capital	capital	NOUN
cblr-7161	98	30	planning	planning	NOUN
cblr-7161	98	31	requirements	requirement	NOUN
cblr-7161	98	32	in	in	ADP
cblr-7161	98	33	the	the	DET
cblr-7161	98	34	board	board	NOUN
cblr-7161	98	35	’s	’s	PART
cblr-7161	98	36	regulation	regulation	NOUN
cblr-7161	98	37	y.	y.	NOUN
cblr-7161	98	38	.	.	PUNCT
cblr-7161	98	39	.	.	PUNCT
cblr-7161	98	40	.	.	PUNCT
cblr-7161	99	1	[	[	X
cblr-7161	99	2	additionally	additionally	ADV
cblr-7161	99	3	,	,	PUNCT
cblr-7161	99	4	]	]	PUNCT
cblr-7161	99	5	the	the	DET
cblr-7161	99	6	board	board	NOUN
cblr-7161	99	7	will	will	AUX
cblr-7161	99	8	not	not	PART
cblr-7161	99	9	take	take	VERB
cblr-7161	99	10	action	action	NOUN
cblr-7161	99	11	to	to	PART
cblr-7161	99	12	require	require	VERB
cblr-7161	99	13	[	[	X
cblr-7161	99	14	b]ank	b]ank	NOUN
cblr-7161	99	15	holding	hold	VERB
cblr-7161	99	16	companies	company	NOUN
cblr-7161	99	17	with	with	ADP
cblr-7161	99	18	total	total	ADJ
cblr-7161	99	19	consolidated	consolidated	ADJ
cblr-7161	99	20	assets	asset	NOUN
cblr-7161	99	21	of	of	ADP
cblr-7161	99	22	less	less	ADJ
cblr-7161	99	23	than	than	ADP
cblr-7161	99	24	$	$	SYM
cblr-7161	99	25	50	50	NUM
cblr-7161	99	26	billion	billion	NUM
cblr-7161	99	27	to	to	PART
cblr-7161	99	28	comply	comply	VERB
cblr-7161	99	29	with	with	ADP
cblr-7161	99	30	.	.	PUNCT
cblr-7161	99	31	.	.	PUNCT
cblr-7161	99	32	.	.	PUNCT
cblr-7161	100	1	regulation	regulation	NOUN
cblr-7161	100	2	yy	yy	PROPN
cblr-7161	100	3	,	,	PUNCT
cblr-7161	100	4	[	[	X
cblr-7161	100	5	or	or	CCONJ
cblr-7161	100	6	]	]	PUNCT
cblr-7161	100	7	subpart	subpart	NOUN
cblr-7161	100	8	c	c	NOUN
cblr-7161	100	9	(	(	PUNCT
cblr-7161	100	10	[	[	X
cblr-7161	100	11	the	the	DET
cblr-7161	100	12	]	]	X
cblr-7161	100	13	risk	risk	NOUN
cblr-7161	100	14	committee	committee	NOUN
cblr-7161	101	1	[	[	X
cblr-7161	101	2	requirement	requirement	NOUN
cblr-7161	101	3	]	]	X
cblr-7161	101	4	)	)	PUNCT
cblr-7161	101	5	.	.	PUNCT
cblr-7161	101	6	.	.	PUNCT
cblr-7161	101	7	.	.	PUNCT
cblr-7161	101	8	.	.	PUNCT
cblr-7161	102	1	press	press	NOUN
cblr-7161	102	2	release	release	NOUN
cblr-7161	102	3	,	,	PUNCT
cblr-7161	102	4	bd	bd	PROPN
cblr-7161	102	5	.	.	PROPN
cblr-7161	102	6	of	of	ADP
cblr-7161	102	7	governors	governor	NOUN
cblr-7161	102	8	of	of	ADP
cblr-7161	102	9	the	the	DET
cblr-7161	102	10	fed	fed	PROPN
cblr-7161	102	11	.	.	PUNCT
cblr-7161	103	1	reserve	reserve	PROPN
cblr-7161	103	2	sys	sys	PROPN
cblr-7161	103	3	.	.	PROPN
cblr-7161	103	4	,	,	PUNCT
cblr-7161	103	5	statement	statement	NOUN
cblr-7161	103	6	regarding	regard	VERB
cblr-7161	103	7	the	the	DET
cblr-7161	103	8	impact	impact	NOUN
cblr-7161	103	9	of	of	ADP
cblr-7161	103	10	the	the	DET
cblr-7161	103	11	economic	economic	ADJ
cblr-7161	103	12	growth	growth	NOUN
cblr-7161	103	13	,	,	PUNCT
cblr-7161	103	14	regulatory	regulatory	ADJ
cblr-7161	103	15	relief	relief	NOUN
cblr-7161	103	16	,	,	PUNCT
cblr-7161	103	17	and	and	CCONJ
cblr-7161	103	18	consumer	consumer	NOUN
cblr-7161	103	19	protection	protection	PROPN
cblr-7161	103	20	act	act	PROPN
cblr-7161	103	21	(	(	PUNCT
cblr-7161	103	22	egrrcpa	egrrcpa	PROPN
cblr-7161	103	23	)	)	PUNCT
cblr-7161	103	24	(	(	PUNCT
cblr-7161	103	25	july	july	PROPN
cblr-7161	103	26	6	6	NUM
cblr-7161	103	27	,	,	PUNCT
cblr-7161	103	28	2018	2018	NUM
cblr-7161	103	29	)	)	PUNCT
cblr-7161	103	30	,	,	PUNCT
cblr-7161	104	1	https://www.federalreserve.gov/newsevents/pressreleases/files/bcreg20180706b1.pdf	https://www.federalreserve.gov/newsevents/pressreleases/files/bcreg20180706b1.pdf	NOUN
cblr-7161	105	1	[	[	X
cblr-7161	105	2	https://perma.cc/7tec-3cca	https://perma.cc/7tec-3cca	X
cblr-7161	105	3	]	]	PUNCT
cblr-7161	105	4	.	.	PUNCT
cblr-7161	106	1	14	14	NUM
cblr-7161	106	2	economic	economic	ADJ
cblr-7161	106	3	growth	growth	NOUN
cblr-7161	106	4	,	,	PUNCT
cblr-7161	106	5	regulatory	regulatory	ADJ
cblr-7161	106	6	relief	relief	NOUN
cblr-7161	106	7	,	,	PUNCT
cblr-7161	106	8	and	and	CCONJ
cblr-7161	106	9	consumer	consumer	NOUN
cblr-7161	106	10	protection	protection	PROPN
cblr-7161	106	11	act	act	NOUN
cblr-7161	106	12	§	§	PROPN
cblr-7161	106	13	401(d	401(d	PROPN
cblr-7161	106	14	)	)	PUNCT
cblr-7161	106	15	.	.	PUNCT
cblr-7161	107	1	15	15	NUM
cblr-7161	107	2	implementation	implementation	NOUN
cblr-7161	107	3	of	of	ADP
cblr-7161	107	4	the	the	DET
cblr-7161	107	5	economic	economic	ADJ
cblr-7161	107	6	growth	growth	NOUN
cblr-7161	107	7	,	,	PUNCT
cblr-7161	107	8	regulatory	regulatory	ADJ
cblr-7161	107	9	relief	relief	NOUN
cblr-7161	107	10	,	,	PUNCT
cblr-7161	107	11	and	and	CCONJ
cblr-7161	107	12	consumer	consumer	NOUN
cblr-7161	107	13	protection	protection	PROPN
cblr-7161	107	14	act	act	PROPN
cblr-7161	107	15	:	:	PUNCT
cblr-7161	107	16	hearing	hear	VERB
cblr-7161	107	17	before	before	ADP
cblr-7161	107	18	the	the	DET
cblr-7161	107	19	s.	s.	PROPN
cblr-7161	107	20	comm	comm	NOUN
cblr-7161	107	21	.	.	PUNCT
cblr-7161	108	1	on	on	ADP
cblr-7161	108	2	banking	banking	NOUN
cblr-7161	108	3	,	,	PUNCT
cblr-7161	108	4	hous	hous	ADJ
cblr-7161	108	5	.	.	PUNCT
cblr-7161	108	6	,	,	PUNCT
cblr-7161	108	7	&	&	CCONJ
cblr-7161	108	8	urban	urban	PROPN
cblr-7161	108	9	affairs	affairs	PROPN
cblr-7161	108	10	,	,	PUNCT
cblr-7161	108	11	115th	115th	ADJ
cblr-7161	108	12	cong	cong	NOUN
cblr-7161	108	13	.	.	PROPN
cblr-7161	108	14	1	1	NUM
cblr-7161	108	15	(	(	PUNCT
cblr-7161	108	16	2018	2018	NUM
cblr-7161	108	17	)	)	PUNCT
cblr-7161	108	18	(	(	PUNCT
cblr-7161	108	19	statement	statement	NOUN
cblr-7161	108	20	of	of	ADP
cblr-7161	108	21	sen	sen	PROPN
cblr-7161	108	22	.	.	PROPN
cblr-7161	108	23	mike	mike	PROPN
cblr-7161	108	24	crapo	crapo	PROPN
cblr-7161	108	25	)	)	PUNCT
cblr-7161	108	26	.	.	PUNCT
cblr-7161	109	1	as	as	ADP
cblr-7161	109	2	of	of	ADP
cblr-7161	109	3	june	june	PROPN
cblr-7161	109	4	2017	2017	NUM
cblr-7161	109	5	,	,	PUNCT
cblr-7161	109	6	twenty	twenty	NUM
cblr-7161	109	7	-	-	PUNCT
cblr-7161	109	8	seven	seven	NUM
cblr-7161	109	9	institutions	institution	NOUN
cblr-7161	109	10	had	have	VERB
cblr-7161	109	11	between	between	ADP
cblr-7161	109	12	$	$	SYM
cblr-7161	109	13	50	50	NUM
cblr-7161	109	14	billion	billion	NUM
cblr-7161	109	15	and	and	CCONJ
cblr-7161	109	16	$	$	SYM
cblr-7161	109	17	250	250	NUM
cblr-7161	109	18	billion	billion	NUM
cblr-7161	109	19	in	in	ADP
cblr-7161	109	20	consolidated	consolidated	ADJ
cblr-7161	109	21	assets	asset	NOUN
cblr-7161	109	22	.	.	PUNCT
cblr-7161	110	1	fifteen	fifteen	NUM
cblr-7161	110	2	institutions	institution	NOUN
cblr-7161	110	3	had	have	VERB
cblr-7161	110	4	above	above	ADP
cblr-7161	110	5	$	$	SYM
cblr-7161	110	6	250	250	NUM
cblr-7161	110	7	billion	billion	NUM
cblr-7161	110	8	in	in	ADP
cblr-7161	110	9	consolidated	consolidated	ADJ
cblr-7161	110	10	assets	asset	NOUN
cblr-7161	110	11	.	.	PUNCT
cblr-7161	111	1	see	see	VERB
cblr-7161	111	2	perkins	perkins	PROPN
cblr-7161	111	3	,	,	PUNCT
cblr-7161	111	4	supra	supra	PROPN
cblr-7161	111	5	note	note	NOUN
cblr-7161	111	6	2	2	NUM
cblr-7161	111	7	,	,	PUNCT
cblr-7161	111	8	at	at	ADP
cblr-7161	111	9	9	9	NUM
cblr-7161	111	10	tbl.1	tbl.1	NUM
cblr-7161	111	11	.	.	PUNCT
cblr-7161	112	1	16	16	NUM
cblr-7161	112	2	see	see	VERB
cblr-7161	112	3	,	,	PUNCT
cblr-7161	112	4	e.g.	e.g.	ADV
cblr-7161	112	5	,	,	PUNCT
cblr-7161	112	6	maria	maria	PROPN
cblr-7161	112	7	a.	a.	PROPN
cblr-7161	112	8	arias	arias	PROPN
cblr-7161	112	9	&	&	CCONJ
cblr-7161	112	10	yi	yi	PROPN
cblr-7161	112	11	wen	wen	PROPN
cblr-7161	112	12	,	,	PUNCT
cblr-7161	112	13	recovery	recovery	NOUN
cblr-7161	112	14	from	from	ADP
cblr-7161	112	15	the	the	DET
cblr-7161	112	16	great	great	ADJ
cblr-7161	112	17	recession	recession	NOUN
cblr-7161	112	18	has	have	AUX
cblr-7161	112	19	varied	vary	VERB
cblr-7161	112	20	around	around	ADP
cblr-7161	112	21	the	the	DET
cblr-7161	112	22	world	world	NOUN
cblr-7161	112	23	,	,	PUNCT
cblr-7161	112	24	regional	regional	ADJ
cblr-7161	112	25	economist	economist	NOUN
cblr-7161	112	26	,	,	PUNCT
cblr-7161	112	27	oct	oct	PROPN
cblr-7161	112	28	.	.	PROPN
cblr-7161	112	29	2015	2015	NUM
cblr-7161	112	30	,	,	PUNCT
cblr-7161	112	31	at	at	ADP
cblr-7161	112	32	10	10	NUM
cblr-7161	112	33	,	,	PUNCT
cblr-7161	112	34	11	11	NUM
cblr-7161	112	35	;	;	PUNCT
cblr-7161	112	36	shimelse	shimelse	PROPN
cblr-7161	112	37	ali	ali	PROPN
cblr-7161	112	38	et	et	PROPN
cblr-7161	112	39	al	al	PROPN
cblr-7161	112	40	.	.	PROPN
cblr-7161	112	41	,	,	PUNCT
cblr-7161	112	42	financial	financial	ADJ
cblr-7161	112	43	transmission	transmission	NOUN
cblr-7161	112	44	of	of	ADP
cblr-7161	112	45	the	the	DET
cblr-7161	112	46	crisis	crisis	NOUN
cblr-7161	112	47	:	:	PUNCT
cblr-7161	112	48	what	what	PRON
cblr-7161	112	49	’s	’	VERB
cblr-7161	112	50	the	the	DET
cblr-7161	112	51	lesson	lesson	NOUN
cblr-7161	112	52	?	?	PUNCT
cblr-7161	112	53	,	,	PUNCT
cblr-7161	112	54	carnegie	carnegie	NOUN
cblr-7161	112	55	endowment	endowment	NOUN
cblr-7161	112	56	for	for	ADP
cblr-7161	112	57	int’l	int’l	NUM
cblr-7161	112	58	peace	peace	NOUN
cblr-7161	112	59	(	(	PUNCT
cblr-7161	112	60	june	june	PROPN
cblr-7161	112	61	17	17	NUM
cblr-7161	112	62	,	,	PUNCT
cblr-7161	112	63	2009	2009	NUM
cblr-7161	112	64	)	)	PUNCT
cblr-7161	112	65	,	,	PUNCT
cblr-7161	112	66	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	112	67	(	(	PUNCT
cblr-7161	112	68	do	do	AUX
cblr-7161	112	69	not	not	PART
cblr-7161	112	70	delete	delete	VERB
cblr-7161	112	71	)	)	PUNCT
cblr-7161	112	72	10/7/2020	10/7/2020	NUM
cblr-7161	112	73	6:42	6:42	NUM
cblr-7161	112	74	pm	pm	NOUN
cblr-7161	112	75	no	no	INTJ
cblr-7161	112	76	.	.	PUNCT
cblr-7161	113	1	1:336	1:336	NUM
cblr-7161	113	2	]	]	X
cblr-7161	113	3	treacherous	treacherous	ADJ
cblr-7161	113	4	landscape	landscape	NOUN
cblr-7161	113	5	343	343	NUM
cblr-7161	113	6	response	response	NOUN
cblr-7161	113	7	,	,	PUNCT
cblr-7161	113	8	just	just	ADV
cblr-7161	113	9	as	as	SCONJ
cblr-7161	113	10	policymakers	policymaker	NOUN
cblr-7161	113	11	in	in	ADP
cblr-7161	113	12	the	the	DET
cblr-7161	113	13	united	united	PROPN
cblr-7161	113	14	states	states	PROPN
cblr-7161	113	15	restructured	restructure	VERB
cblr-7161	113	16	the	the	DET
cblr-7161	113	17	regulatory	regulatory	ADJ
cblr-7161	113	18	paradigm	paradigm	NOUN
cblr-7161	113	19	for	for	ADP
cblr-7161	113	20	financial	financial	ADJ
cblr-7161	113	21	institutions	institution	NOUN
cblr-7161	113	22	within	within	ADP
cblr-7161	113	23	their	their	PRON
cblr-7161	113	24	borders	border	NOUN
cblr-7161	113	25	,	,	PUNCT
cblr-7161	113	26	global	global	ADJ
cblr-7161	113	27	regulators	regulator	NOUN
cblr-7161	113	28	have	have	AUX
cblr-7161	113	29	reformed	reform	VERB
cblr-7161	113	30	their	their	PRON
cblr-7161	113	31	systems	system	NOUN
cblr-7161	113	32	of	of	ADP
cblr-7161	113	33	financial	financial	ADJ
cblr-7161	113	34	regulation	regulation	NOUN
cblr-7161	113	35	.	.	PUNCT
cblr-7161	114	1	globally	globally	ADV
cblr-7161	114	2	,	,	PUNCT
cblr-7161	114	3	the	the	DET
cblr-7161	114	4	most	most	ADV
cblr-7161	114	5	dramatic	dramatic	ADJ
cblr-7161	114	6	of	of	ADP
cblr-7161	114	7	these	these	DET
cblr-7161	114	8	regulatory	regulatory	ADJ
cblr-7161	114	9	redirections	redirection	NOUN
cblr-7161	114	10	was	be	AUX
cblr-7161	114	11	that	that	SCONJ
cblr-7161	114	12	adopted	adopt	VERB
cblr-7161	114	13	in	in	ADP
cblr-7161	114	14	the	the	DET
cblr-7161	114	15	european	european	PROPN
cblr-7161	114	16	union	union	PROPN
cblr-7161	114	17	.	.	PUNCT
cblr-7161	115	1	the	the	DET
cblr-7161	115	2	most	most	ADV
cblr-7161	115	3	meaningful	meaningful	ADJ
cblr-7161	115	4	regulation	regulation	NOUN
cblr-7161	115	5	adopted	adopt	VERB
cblr-7161	115	6	in	in	ADP
cblr-7161	115	7	the	the	DET
cblr-7161	115	8	eu	eu	PROPN
cblr-7161	115	9	following	follow	VERB
cblr-7161	115	10	the	the	DET
cblr-7161	115	11	crisis	crisis	NOUN
cblr-7161	115	12	was	be	AUX
cblr-7161	115	13	that	that	PRON
cblr-7161	115	14	which	which	PRON
cblr-7161	115	15	created	create	VERB
cblr-7161	115	16	the	the	DET
cblr-7161	115	17	european	european	ADJ
cblr-7161	115	18	system	system	NOUN
cblr-7161	115	19	of	of	ADP
cblr-7161	115	20	financial	financial	ADJ
cblr-7161	115	21	supervisors	supervisor	NOUN
cblr-7161	115	22	(	(	PUNCT
cblr-7161	115	23	“	"	PUNCT
cblr-7161	115	24	the	the	DET
cblr-7161	115	25	esfs”),17	esfs”),17	NOUN
cblr-7161	115	26	a	a	DET
cblr-7161	115	27	body	body	NOUN
cblr-7161	115	28	that	that	PRON
cblr-7161	115	29	provided	provide	VERB
cblr-7161	115	30	an	an	DET
cblr-7161	115	31	entirely	entirely	ADV
cblr-7161	115	32	new	new	ADJ
cblr-7161	115	33	framework	framework	NOUN
cblr-7161	115	34	for	for	ADP
cblr-7161	115	35	financial	financial	ADJ
cblr-7161	115	36	supervision	supervision	NOUN
cblr-7161	115	37	in	in	ADP
cblr-7161	115	38	the	the	DET
cblr-7161	115	39	european	european	PROPN
cblr-7161	115	40	union	union	PROPN
cblr-7161	115	41	.	.	PUNCT
cblr-7161	116	1	there	there	PRON
cblr-7161	116	2	are	be	VERB
cblr-7161	116	3	numerous	numerous	ADJ
cblr-7161	116	4	regulatory	regulatory	ADJ
cblr-7161	116	5	agencies	agency	NOUN
cblr-7161	116	6	that	that	PRON
cblr-7161	116	7	operate	operate	VERB
cblr-7161	116	8	under	under	ADP
cblr-7161	116	9	the	the	DET
cblr-7161	116	10	esfs	esfs	ADJ
cblr-7161	116	11	framework	framework	NOUN
cblr-7161	116	12	,	,	PUNCT
cblr-7161	116	13	however	however	ADV
cblr-7161	116	14	two	two	NUM
cblr-7161	116	15	supervisory	supervisory	ADJ
cblr-7161	116	16	authorities	authority	NOUN
cblr-7161	116	17	are	be	AUX
cblr-7161	116	18	especially	especially	ADV
cblr-7161	116	19	relevant	relevant	ADJ
cblr-7161	116	20	for	for	ADP
cblr-7161	116	21	our	our	PRON
cblr-7161	116	22	purposes	purpose	NOUN
cblr-7161	116	23	here	here	ADV
cblr-7161	116	24	:	:	PUNCT
cblr-7161	116	25	the	the	DET
cblr-7161	116	26	european	european	PROPN
cblr-7161	116	27	banking	banking	NOUN
cblr-7161	116	28	authority	authority	NOUN
cblr-7161	116	29	,	,	PUNCT
cblr-7161	116	30	which	which	PRON
cblr-7161	116	31	executes	execute	VERB
cblr-7161	116	32	microprudential	microprudential	ADJ
cblr-7161	116	33	supervisory	supervisory	ADJ
cblr-7161	116	34	tasks	task	NOUN
cblr-7161	116	35	for	for	ADP
cblr-7161	116	36	europe	europe	PROPN
cblr-7161	116	37	’s	’s	PART
cblr-7161	116	38	financial	financial	ADJ
cblr-7161	116	39	institutions,18	institutions,18	NOUN
cblr-7161	116	40	and	and	CCONJ
cblr-7161	116	41	the	the	DET
cblr-7161	116	42	european	european	ADJ
cblr-7161	116	43	systemic	systemic	ADJ
cblr-7161	116	44	risk	risk	NOUN
cblr-7161	116	45	board	board	NOUN
cblr-7161	116	46	,	,	PUNCT
cblr-7161	116	47	which	which	PRON
cblr-7161	116	48	is	be	AUX
cblr-7161	116	49	tasked	task	VERB
cblr-7161	116	50	with	with	ADP
cblr-7161	116	51	preventing	prevent	VERB
cblr-7161	116	52	and	and	CCONJ
cblr-7161	116	53	mitigating	mitigate	VERB
cblr-7161	116	54	systemic	systemic	ADJ
cblr-7161	116	55	risk	risk	NOUN
cblr-7161	116	56	in	in	ADP
cblr-7161	116	57	the	the	DET
cblr-7161	116	58	eurozone.19	eurozone.19	NOUN
cblr-7161	116	59	parallel	parallel	NOUN
cblr-7161	116	60	to	to	ADP
cblr-7161	116	61	the	the	DET
cblr-7161	116	62	operations	operation	NOUN
cblr-7161	116	63	and	and	CCONJ
cblr-7161	116	64	responsibilities	responsibility	NOUN
cblr-7161	116	65	of	of	ADP
cblr-7161	116	66	the	the	DET
cblr-7161	116	67	esfs	esfs	NOUN
cblr-7161	116	68	,	,	PUNCT
cblr-7161	116	69	in	in	ADP
cblr-7161	116	70	november	november	PROPN
cblr-7161	116	71	2012	2012	NUM
cblr-7161	116	72	the	the	DET
cblr-7161	116	73	european	european	ADJ
cblr-7161	116	74	parliament	parliament	NOUN
cblr-7161	116	75	adopted	adopt	VERB
cblr-7161	116	76	a	a	DET
cblr-7161	116	77	resolution	resolution	NOUN
cblr-7161	116	78	recommending	recommend	VERB
cblr-7161	116	79	that	that	SCONJ
cblr-7161	116	80	the	the	DET
cblr-7161	116	81	european	european	PROPN
cblr-7161	116	82	commission	commission	PROPN
cblr-7161	116	83	establish	establish	VERB
cblr-7161	116	84	a	a	DET
cblr-7161	116	85	banking	banking	NOUN
cblr-7161	116	86	union.20	union.20	NOUN
cblr-7161	116	87	the	the	DET
cblr-7161	116	88	european	european	PROPN
cblr-7161	116	89	parliament	parliament	PROPN
cblr-7161	116	90	has	have	AUX
cblr-7161	116	91	followed	follow	VERB
cblr-7161	116	92	this	this	DET
cblr-7161	116	93	recommendation	recommendation	NOUN
cblr-7161	116	94	,	,	PUNCT
cblr-7161	116	95	and	and	CCONJ
cblr-7161	116	96	has	have	AUX
cblr-7161	116	97	,	,	PUNCT
cblr-7161	116	98	in	in	ADP
cblr-7161	116	99	its	its	PRON
cblr-7161	116	100	own	own	ADJ
cblr-7161	116	101	words	word	NOUN
cblr-7161	116	102	,	,	PUNCT
cblr-7161	116	103	“	"	PUNCT
cblr-7161	116	104	contributed	contribute	VERB
cblr-7161	116	105	significantly	significantly	ADV
cblr-7161	116	106	to	to	ADP
cblr-7161	116	107	establishing	establish	VERB
cblr-7161	116	108	a	a	DET
cblr-7161	116	109	real	real	ADJ
cblr-7161	116	110	banking	banking	NOUN
cblr-7161	116	111	union	union	NOUN
cblr-7161	116	112	.	.	PUNCT
cblr-7161	117	1	”21	”21	PROPN
cblr-7161	117	2	the	the	DET
cblr-7161	117	3	first	first	ADJ
cblr-7161	117	4	large	large	ADJ
cblr-7161	117	5	step	step	NOUN
cblr-7161	117	6	parliament	parliament	NOUN
cblr-7161	117	7	took	take	VERB
cblr-7161	117	8	toward	toward	ADP
cblr-7161	117	9	achieving	achieve	VERB
cblr-7161	117	10	a	a	DET
cblr-7161	117	11	banking	banking	NOUN
cblr-7161	117	12	union	union	NOUN
cblr-7161	117	13	occurred	occur	VERB
cblr-7161	117	14	in	in	ADP
cblr-7161	117	15	2013	2013	NUM
cblr-7161	117	16	,	,	PUNCT
cblr-7161	117	17	when	when	SCONJ
cblr-7161	117	18	it	it	PRON
cblr-7161	117	19	established	establish	VERB
cblr-7161	117	20	what	what	PRON
cblr-7161	117	21	is	be	AUX
cblr-7161	117	22	commonly	commonly	ADV
cblr-7161	117	23	known	know	VERB
cblr-7161	117	24	as	as	ADP
cblr-7161	117	25	“	"	PUNCT
cblr-7161	117	26	the	the	DET
cblr-7161	117	27	first	first	ADJ
cblr-7161	117	28	pillar	pillar	NOUN
cblr-7161	117	29	of	of	ADP
cblr-7161	117	30	the	the	DET
cblr-7161	117	31	banking	banking	NOUN
cblr-7161	117	32	union	union	NOUN
cblr-7161	117	33	,	,	PUNCT
cblr-7161	117	34	”	"	PUNCT
cblr-7161	117	35	https://carnegieendowment.org/2009/06/17/financial-transmission-of-crisiswhat-s-lesson-pub-23284	https://carnegieendowment.org/2009/06/17/financial-transmission-of-crisiswhat-s-lesson-pub-23284	NOUN
cblr-7161	118	1	[	[	X
cblr-7161	118	2	https://perma.cc/eer2-j5ss	https://perma.cc/eer2-j5ss	NOUN
cblr-7161	118	3	]	]	PUNCT
cblr-7161	118	4	.	.	PUNCT
cblr-7161	119	1	17	17	NUM
cblr-7161	119	2	see	see	VERB
cblr-7161	119	3	council	council	NOUN
cblr-7161	119	4	regulation	regulation	NOUN
cblr-7161	119	5	1092/2010	1092/2010	NUM
cblr-7161	119	6	,	,	PUNCT
cblr-7161	119	7	art	art	NOUN
cblr-7161	119	8	.	.	PUNCT
cblr-7161	120	1	1	1	NUM
cblr-7161	120	2	,	,	PUNCT
cblr-7161	120	3	2010	2010	NUM
cblr-7161	120	4	o.j	o.j	PROPN
cblr-7161	120	5	.	.	PUNCT
cblr-7161	121	1	(	(	PUNCT
cblr-7161	121	2	l	l	NOUN
cblr-7161	121	3	331	331	NUM
cblr-7161	121	4	)	)	PUNCT
cblr-7161	121	5	1	1	NUM
cblr-7161	121	6	.	.	X
cblr-7161	121	7	18	18	NUM
cblr-7161	121	8	see	see	VERB
cblr-7161	121	9	council	council	NOUN
cblr-7161	121	10	regulation	regulation	NOUN
cblr-7161	121	11	1093/2010	1093/2010	NUM
cblr-7161	121	12	,	,	PUNCT
cblr-7161	121	13	art	art	NOUN
cblr-7161	121	14	.	.	PUNCT
cblr-7161	122	1	2	2	NUM
cblr-7161	122	2	,	,	PUNCT
cblr-7161	122	3	2010	2010	NUM
cblr-7161	122	4	o.j	o.j	PROPN
cblr-7161	122	5	.	.	PUNCT
cblr-7161	122	6	(	(	PUNCT
cblr-7161	122	7	l	l	NOUN
cblr-7161	122	8	331	331	NUM
cblr-7161	122	9	)	)	PUNCT
cblr-7161	122	10	12	12	NUM
cblr-7161	122	11	.	.	PUNCT
cblr-7161	123	1	the	the	DET
cblr-7161	123	2	european	european	PROPN
cblr-7161	123	3	banking	banking	PROPN
cblr-7161	123	4	authority	authority	NOUN
cblr-7161	123	5	maintains	maintain	VERB
cblr-7161	123	6	the	the	DET
cblr-7161	123	7	authority	authority	NOUN
cblr-7161	123	8	to	to	PART
cblr-7161	123	9	compel	compel	VERB
cblr-7161	123	10	national	national	ADJ
cblr-7161	123	11	regulators	regulator	NOUN
cblr-7161	123	12	to	to	PART
cblr-7161	123	13	take	take	VERB
cblr-7161	123	14	the	the	DET
cblr-7161	123	15	regulatory	regulatory	ADJ
cblr-7161	123	16	actions	action	NOUN
cblr-7161	123	17	it	it	PRON
cblr-7161	123	18	deems	deem	VERB
cblr-7161	123	19	necessary	necessary	ADJ
cblr-7161	123	20	in	in	ADP
cblr-7161	123	21	emergency	emergency	NOUN
cblr-7161	123	22	situations	situation	NOUN
cblr-7161	123	23	.	.	PUNCT
cblr-7161	124	1	see	see	VERB
cblr-7161	124	2	council	council	NOUN
cblr-7161	124	3	regulation	regulation	NOUN
cblr-7161	124	4	1093/2010	1093/2010	NUM
cblr-7161	124	5	,	,	PUNCT
cblr-7161	124	6	supra	supra	PROPN
cblr-7161	124	7	note	note	PROPN
cblr-7161	124	8	18	18	NUM
cblr-7161	124	9	,	,	PUNCT
cblr-7161	124	10	art	art	NOUN
cblr-7161	124	11	.	.	PUNCT
cblr-7161	125	1	18	18	NUM
cblr-7161	125	2	19	19	NUM
cblr-7161	125	3	see	see	VERB
cblr-7161	125	4	council	council	NOUN
cblr-7161	125	5	regulation	regulation	NOUN
cblr-7161	125	6	1092/2010	1092/2010	NUM
cblr-7161	125	7	,	,	PUNCT
cblr-7161	125	8	supra	supra	PROPN
cblr-7161	125	9	note	note	PROPN
cblr-7161	125	10	17	17	NUM
cblr-7161	125	11	,	,	PUNCT
cblr-7161	125	12	arts	art	NOUN
cblr-7161	125	13	.	.	PUNCT
cblr-7161	126	1	1	1	NUM
cblr-7161	126	2	,	,	PUNCT
cblr-7161	126	3	3	3	NUM
cblr-7161	126	4	.	.	NUM
cblr-7161	126	5	included	include	VERB
cblr-7161	126	6	on	on	ADP
cblr-7161	126	7	the	the	DET
cblr-7161	126	8	european	european	ADJ
cblr-7161	126	9	systemic	systemic	ADJ
cblr-7161	126	10	risk	risk	NOUN
cblr-7161	126	11	board	board	NOUN
cblr-7161	126	12	are	be	AUX
cblr-7161	126	13	ecb	ecb	PROPN
cblr-7161	126	14	representatives	representative	NOUN
cblr-7161	126	15	along	along	ADP
cblr-7161	126	16	with	with	ADP
cblr-7161	126	17	representatives	representative	NOUN
cblr-7161	126	18	from	from	ADP
cblr-7161	126	19	the	the	DET
cblr-7161	126	20	national	national	ADJ
cblr-7161	126	21	central	central	ADJ
cblr-7161	126	22	banks	bank	NOUN
cblr-7161	126	23	of	of	ADP
cblr-7161	126	24	eu	eu	PROPN
cblr-7161	126	25	member	member	PROPN
cblr-7161	126	26	states	states	PROPN
cblr-7161	126	27	.	.	PUNCT
cblr-7161	127	1	see	see	VERB
cblr-7161	127	2	council	council	NOUN
cblr-7161	127	3	regulation	regulation	NOUN
cblr-7161	127	4	1092/2010	1092/2010	NUM
cblr-7161	127	5	,	,	PUNCT
cblr-7161	127	6	supra	supra	PROPN
cblr-7161	127	7	note	note	PROPN
cblr-7161	127	8	17	17	NUM
cblr-7161	127	9	,	,	PUNCT
cblr-7161	127	10	art	art	NOUN
cblr-7161	127	11	.	.	PUNCT
cblr-7161	128	1	6	6	NUM
cblr-7161	128	2	.	.	SYM
cblr-7161	128	3	20	20	NUM
cblr-7161	128	4	see	see	VERB
cblr-7161	128	5	eur	eur	PROPN
cblr-7161	128	6	.	.	PUNCT
cblr-7161	129	1	parl	parl	PROPN
cblr-7161	129	2	.	.	PUNCT
cblr-7161	130	1	doc	doc	PROPN
cblr-7161	130	2	.	.	PROPN
cblr-7161	130	3	t7	t7	PROPN
cblr-7161	130	4	-	-	PUNCT
cblr-7161	130	5	0430	0430	NUM
cblr-7161	130	6	(	(	PUNCT
cblr-7161	130	7	2012	2012	NUM
cblr-7161	130	8	)	)	PUNCT
cblr-7161	130	9	.	.	PUNCT
cblr-7161	131	1	21	21	NUM
cblr-7161	131	2	see	see	VERB
cblr-7161	131	3	fact	fact	NOUN
cblr-7161	131	4	sheets	sheet	NOUN
cblr-7161	131	5	on	on	ADP
cblr-7161	131	6	the	the	DET
cblr-7161	131	7	european	european	PROPN
cblr-7161	131	8	union	union	PROPN
cblr-7161	131	9	:	:	PUNCT
cblr-7161	131	10	banking	banking	NOUN
cblr-7161	131	11	union	union	PROPN
cblr-7161	131	12	,	,	PUNCT
cblr-7161	131	13	european	european	ADJ
cblr-7161	131	14	parliament	parliament	NOUN
cblr-7161	131	15	(	(	PUNCT
cblr-7161	131	16	dec	dec	PROPN
cblr-7161	131	17	.	.	PROPN
cblr-7161	131	18	1	1	NUM
cblr-7161	131	19	,	,	PUNCT
cblr-7161	131	20	2019	2019	NUM
cblr-7161	131	21	)	)	PUNCT
cblr-7161	131	22	,	,	PUNCT
cblr-7161	131	23	https://www.europarl.europa.eu/factsheets/en/sheet/88/banking-union	https://www.europarl.europa.eu/factsheets/en/sheet/88/banking-union	PROPN
cblr-7161	132	1	[	[	X
cblr-7161	132	2	https://perma.cc/csm7-3ush	https://perma.cc/csm7-3ush	NOUN
cblr-7161	132	3	]	]	PUNCT
cblr-7161	132	4	.	.	PUNCT
cblr-7161	133	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	133	2	(	(	PUNCT
cblr-7161	133	3	do	do	AUX
cblr-7161	133	4	not	not	PART
cblr-7161	133	5	delte	delte	VERB
cblr-7161	133	6	)	)	PUNCT
cblr-7161	133	7	10/7/2020	10/7/2020	NUM
cblr-7161	133	8	6:42	6:42	NUM
cblr-7161	133	9	pm	pm	NOUN
cblr-7161	133	10	344	344	NUM
cblr-7161	133	11	columbia	columbia	PROPN
cblr-7161	133	12	business	business	NOUN
cblr-7161	133	13	law	law	PROPN
cblr-7161	133	14	review	review	NOUN
cblr-7161	133	15	[	[	X
cblr-7161	133	16	vol	vol	NOUN
cblr-7161	133	17	.	.	PUNCT
cblr-7161	133	18	2020	2020	NUM
cblr-7161	134	1	the	the	DET
cblr-7161	134	2	single	single	ADJ
cblr-7161	134	3	supervisory	supervisory	ADJ
cblr-7161	134	4	mechanism	mechanism	NOUN
cblr-7161	134	5	(	(	PUNCT
cblr-7161	134	6	“	"	PUNCT
cblr-7161	134	7	the	the	DET
cblr-7161	134	8	ssm”).22	ssm”).22	NOUN
cblr-7161	134	9	the	the	DET
cblr-7161	134	10	ssm	ssm	PROPN
cblr-7161	134	11	removed	remove	VERB
cblr-7161	134	12	primary	primary	ADJ
cblr-7161	134	13	responsibility	responsibility	NOUN
cblr-7161	134	14	for	for	ADP
cblr-7161	134	15	“	"	PUNCT
cblr-7161	134	16	significant	significant	ADJ
cblr-7161	134	17	”	"	PUNCT
cblr-7161	134	18	financial	financial	ADJ
cblr-7161	134	19	institution	institution	NOUN
cblr-7161	134	20	regulation	regulation	NOUN
cblr-7161	134	21	from	from	ADP
cblr-7161	134	22	the	the	DET
cblr-7161	134	23	institutions	institution	NOUN
cblr-7161	134	24	’	'	PUNCT
cblr-7161	134	25	home	home	NOUN
cblr-7161	134	26	country	country	NOUN
cblr-7161	134	27	regulatory	regulatory	ADJ
cblr-7161	134	28	agency	agency	NOUN
cblr-7161	134	29	(	(	PUNCT
cblr-7161	134	30	“	"	PUNCT
cblr-7161	134	31	the	the	DET
cblr-7161	134	32	member	member	NOUN
cblr-7161	134	33	state	state	NOUN
cblr-7161	134	34	regulator	regulator	NOUN
cblr-7161	134	35	”	"	PUNCT
cblr-7161	134	36	)	)	PUNCT
cblr-7161	134	37	,	,	PUNCT
cblr-7161	134	38	instead	instead	ADV
cblr-7161	134	39	effectively	effectively	ADV
cblr-7161	134	40	centralizing	centralize	VERB
cblr-7161	134	41	the	the	DET
cblr-7161	134	42	decisive	decisive	ADJ
cblr-7161	134	43	regulatory	regulatory	ADJ
cblr-7161	134	44	authority	authority	NOUN
cblr-7161	134	45	for	for	ADP
cblr-7161	134	46	such	such	ADJ
cblr-7161	134	47	institutions	institution	NOUN
cblr-7161	134	48	within	within	ADP
cblr-7161	134	49	the	the	DET
cblr-7161	134	50	european	european	PROPN
cblr-7161	134	51	central	central	PROPN
cblr-7161	134	52	bank	bank	PROPN
cblr-7161	134	53	(	(	PUNCT
cblr-7161	134	54	“	"	PUNCT
cblr-7161	134	55	the	the	DET
cblr-7161	134	56	ecb”).23	ecb”).23	NOUN
cblr-7161	134	57	under	under	ADP
cblr-7161	134	58	this	this	DET
cblr-7161	134	59	framework	framework	NOUN
cblr-7161	134	60	,	,	PUNCT
cblr-7161	134	61	although	although	SCONJ
cblr-7161	134	62	member	member	NOUN
cblr-7161	134	63	state	state	NOUN
cblr-7161	134	64	regulators	regulator	NOUN
cblr-7161	134	65	maintain	maintain	VERB
cblr-7161	134	66	a	a	DET
cblr-7161	134	67	regulatory	regulatory	ADJ
cblr-7161	134	68	role	role	NOUN
cblr-7161	134	69	in	in	ADP
cblr-7161	134	70	supervising	supervise	VERB
cblr-7161	134	71	the	the	DET
cblr-7161	134	72	financial	financial	ADJ
cblr-7161	134	73	institutions	institution	NOUN
cblr-7161	134	74	operating	operate	VERB
cblr-7161	134	75	within	within	ADP
cblr-7161	134	76	their	their	PRON
cblr-7161	134	77	borders	border	NOUN
cblr-7161	134	78	,	,	PUNCT
cblr-7161	134	79	direct	direct	ADJ
cblr-7161	134	80	supervision	supervision	NOUN
cblr-7161	134	81	for	for	ADP
cblr-7161	134	82	significant	significant	ADJ
cblr-7161	134	83	institutions	institution	NOUN
cblr-7161	134	84	is	be	AUX
cblr-7161	134	85	delegated	delegate	VERB
cblr-7161	134	86	to	to	ADP
cblr-7161	134	87	the	the	DET
cblr-7161	134	88	centralized	centralized	ADJ
cblr-7161	134	89	ssm.24	ssm.24	NOUN
cblr-7161	134	90	the	the	DET
cblr-7161	134	91	criteria	criterion	NOUN
cblr-7161	134	92	for	for	ADP
cblr-7161	134	93	determining	determine	VERB
cblr-7161	134	94	whether	whether	SCONJ
cblr-7161	134	95	a	a	DET
cblr-7161	134	96	financial	financial	ADJ
cblr-7161	134	97	institution	institution	NOUN
cblr-7161	134	98	is	be	AUX
cblr-7161	134	99	considered	consider	VERB
cblr-7161	134	100	significant	significant	ADJ
cblr-7161	134	101	—	—	PUNCT
cblr-7161	134	102	and	and	CCONJ
cblr-7161	134	103	therefore	therefore	ADV
cblr-7161	134	104	falls	fall	VERB
cblr-7161	134	105	under	under	ADP
cblr-7161	134	106	the	the	DET
cblr-7161	134	107	ecb	ecb	NOUN
cblr-7161	134	108	’s	’s	PART
cblr-7161	134	109	direct	direct	ADJ
cblr-7161	134	110	supervision	supervision	NOUN
cblr-7161	134	111	—	—	PUNCT
cblr-7161	134	112	is	be	AUX
cblr-7161	134	113	set	set	VERB
cblr-7161	134	114	out	out	ADP
cblr-7161	134	115	in	in	ADP
cblr-7161	134	116	two	two	NUM
cblr-7161	134	117	separate	separate	ADJ
cblr-7161	134	118	regulations	regulation	NOUN
cblr-7161	134	119	,	,	PUNCT
cblr-7161	134	120	and	and	CCONJ
cblr-7161	134	121	relates	relate	VERB
cblr-7161	134	122	to	to	ADP
cblr-7161	134	123	a	a	DET
cblr-7161	134	124	bank	bank	NOUN
cblr-7161	134	125	’s	’s	PART
cblr-7161	134	126	size	size	NOUN
cblr-7161	134	127	,	,	PUNCT
cblr-7161	134	128	economic	economic	ADJ
cblr-7161	134	129	importance	importance	NOUN
cblr-7161	134	130	,	,	PUNCT
cblr-7161	134	131	cross	cross	ADJ
cblr-7161	134	132	-	-	ADJ
cblr-7161	134	133	border	border	ADJ
cblr-7161	134	134	activities	activity	NOUN
cblr-7161	134	135	and	and	CCONJ
cblr-7161	134	136	reliance	reliance	NOUN
cblr-7161	134	137	on	on	ADP
cblr-7161	134	138	public	public	ADJ
cblr-7161	134	139	“	"	PUNCT
cblr-7161	134	140	bailout	bailout	NOUN
cblr-7161	134	141	funds	fund	NOUN
cblr-7161	134	142	.	.	PUNCT
cblr-7161	135	1	”25	”25	ADJ
cblr-7161	135	2	outside	outside	ADP
cblr-7161	135	3	the	the	DET
cblr-7161	135	4	scope	scope	NOUN
cblr-7161	135	5	of	of	ADP
cblr-7161	135	6	the	the	DET
cblr-7161	135	7	eurozone	eurozone	NOUN
cblr-7161	135	8	and	and	CCONJ
cblr-7161	135	9	purview	purview	NOUN
cblr-7161	135	10	of	of	ADP
cblr-7161	135	11	the	the	DET
cblr-7161	135	12	esfs	esfs	ADJ
cblr-7161	135	13	and	and	CCONJ
cblr-7161	135	14	banking	banking	NOUN
cblr-7161	135	15	union	union	NOUN
cblr-7161	135	16	,	,	PUNCT
cblr-7161	135	17	financial	financial	ADJ
cblr-7161	135	18	institutions	institution	NOUN
cblr-7161	135	19	in	in	ADP
cblr-7161	135	20	the	the	DET
cblr-7161	135	21	united	united	PROPN
cblr-7161	135	22	kingdom	kingdom	PROPN
cblr-7161	135	23	were	be	AUX
cblr-7161	135	24	also	also	ADV
cblr-7161	135	25	confronted	confront	VERB
cblr-7161	135	26	with	with	ADP
cblr-7161	135	27	unique	unique	ADJ
cblr-7161	135	28	and	and	CCONJ
cblr-7161	135	29	unprecedently	unprecedently	ADV
cblr-7161	135	30	aggressive	aggressive	ADJ
cblr-7161	135	31	regulations	regulation	NOUN
cblr-7161	135	32	in	in	ADP
cblr-7161	135	33	the	the	DET
cblr-7161	135	34	wake	wake	NOUN
cblr-7161	135	35	of	of	ADP
cblr-7161	135	36	the	the	DET
cblr-7161	135	37	financial	financial	ADJ
cblr-7161	135	38	crisis	crisis	NOUN
cblr-7161	135	39	.	.	PUNCT
cblr-7161	136	1	in	in	ADP
cblr-7161	136	2	enacting	enact	VERB
cblr-7161	136	3	the	the	DET
cblr-7161	136	4	financial	financial	ADJ
cblr-7161	136	5	services	service	NOUN
cblr-7161	136	6	(	(	PUNCT
cblr-7161	136	7	banking	banking	NOUN
cblr-7161	136	8	reform	reform	NOUN
cblr-7161	136	9	)	)	PUNCT
cblr-7161	136	10	act	act	PROPN
cblr-7161	136	11	,	,	PUNCT
cblr-7161	136	12	the	the	DET
cblr-7161	136	13	english	english	ADJ
cblr-7161	136	14	parliament	parliament	NOUN
cblr-7161	136	15	imposed	impose	VERB
cblr-7161	136	16	new	new	ADJ
cblr-7161	136	17	funding	funding	NOUN
cblr-7161	136	18	regulations	regulation	NOUN
cblr-7161	136	19	and	and	CCONJ
cblr-7161	136	20	enhanced	enhance	VERB
cblr-7161	136	21	risk	risk	NOUN
cblr-7161	136	22	management	management	NOUN
cblr-7161	136	23	standards	standard	NOUN
cblr-7161	136	24	on	on	ADP
cblr-7161	136	25	large	large	ADJ
cblr-7161	136	26	banking	banking	NOUN
cblr-7161	136	27	institutions,26	institutions,26	NOUN
cblr-7161	136	28	and	and	CCONJ
cblr-7161	136	29	,	,	PUNCT
cblr-7161	136	30	critically	critically	ADV
cblr-7161	136	31	,	,	PUNCT
cblr-7161	136	32	also	also	ADV
cblr-7161	136	33	mandated	mandate	VERB
cblr-7161	136	34	that	that	SCONJ
cblr-7161	136	35	banks	bank	NOUN
cblr-7161	136	36	with	with	ADP
cblr-7161	136	37	more	more	ADJ
cblr-7161	136	38	than	than	ADP
cblr-7161	136	39	£	£	SYM
cblr-7161	136	40	25	25	NUM
cblr-7161	136	41	billion	billion	NUM
cblr-7161	136	42	in	in	ADP
cblr-7161	136	43	core	core	NOUN
cblr-7161	136	44	deposits	deposit	NOUN
cblr-7161	136	45	be	be	VERB
cblr-7161	136	46	ring	ring	NOUN
cblr-7161	136	47	-	-	PUNCT
cblr-7161	136	48	fenced.27	fenced.27	NOUN
cblr-7161	136	49	although	although	SCONJ
cblr-7161	136	50	22	22	NUM
cblr-7161	136	51	see	see	VERB
cblr-7161	136	52	council	council	NOUN
cblr-7161	136	53	regulation	regulation	NOUN
cblr-7161	136	54	1024/2013	1024/2013	NUM
cblr-7161	136	55	,	,	PUNCT
cblr-7161	136	56	art	art	NOUN
cblr-7161	136	57	.	.	PUNCT
cblr-7161	137	1	6	6	NUM
cblr-7161	137	2	,	,	PUNCT
cblr-7161	137	3	2013	2013	NUM
cblr-7161	137	4	o.j	o.j	PROPN
cblr-7161	137	5	.	.	PUNCT
cblr-7161	137	6	(	(	PUNCT
cblr-7161	137	7	l	l	NOUN
cblr-7161	137	8	287	287	NUM
cblr-7161	137	9	)	)	PUNCT
cblr-7161	137	10	63	63	NUM
cblr-7161	137	11	.	.	PUNCT
cblr-7161	137	12	23	23	NUM
cblr-7161	137	13	see	see	VERB
cblr-7161	137	14	i	i	PRON
cblr-7161	137	15	d.	d.	PROPN
cblr-7161	137	16	24	24	NUM
cblr-7161	137	17	see	see	VERB
cblr-7161	137	18	i	i	PROPN
cblr-7161	137	19	d.	d.	PROPN
cblr-7161	137	20	;	;	PUNCT
cblr-7161	137	21	european	european	PROPN
cblr-7161	137	22	central	central	PROPN
cblr-7161	137	23	bank	bank	PROPN
cblr-7161	137	24	regulation	regulation	PROPN
cblr-7161	137	25	468/2014	468/2014	NUM
cblr-7161	137	26	,	,	PUNCT
cblr-7161	137	27	art	art	NOUN
cblr-7161	137	28	.	.	PUNCT
cblr-7161	138	1	5	5	NUM
cblr-7161	138	2	,	,	PUNCT
cblr-7161	138	3	2014	2014	NUM
cblr-7161	138	4	o.j	o.j	PROPN
cblr-7161	138	5	.	.	PUNCT
cblr-7161	139	1	(	(	PUNCT
cblr-7161	139	2	l	l	NOUN
cblr-7161	139	3	141	141	NUM
cblr-7161	139	4	)	)	SYM
cblr-7161	139	5	1	1	NUM
cblr-7161	139	6	(	(	PUNCT
cblr-7161	139	7	eu	eu	NOUN
cblr-7161	139	8	)	)	PUNCT
cblr-7161	139	9	.	.	PUNCT
cblr-7161	140	1	25	25	NUM
cblr-7161	140	2	see	see	VERB
cblr-7161	140	3	council	council	NOUN
cblr-7161	140	4	regulation	regulation	NOUN
cblr-7161	140	5	1024/2013	1024/2013	NUM
cblr-7161	140	6	,	,	PUNCT
cblr-7161	140	7	supra	supra	PROPN
cblr-7161	140	8	note	note	NOUN
cblr-7161	140	9	22	22	NUM
cblr-7161	140	10	,	,	PUNCT
cblr-7161	140	11	art	art	NOUN
cblr-7161	140	12	.	.	PUNCT
cblr-7161	141	1	6	6	NUM
cblr-7161	141	2	;	;	PUNCT
cblr-7161	141	3	european	european	ADJ
cblr-7161	141	4	central	central	PROPN
cblr-7161	141	5	bank	bank	PROPN
cblr-7161	141	6	regulation	regulation	PROPN
cblr-7161	141	7	468/2014	468/2014	NUM
cblr-7161	141	8	,	,	PUNCT
cblr-7161	141	9	supra	supra	ADJ
cblr-7161	141	10	note	note	NOUN
cblr-7161	141	11	24	24	NUM
cblr-7161	141	12	,	,	PUNCT
cblr-7161	141	13	arts	art	NOUN
cblr-7161	141	14	.	.	PUNCT
cblr-7161	142	1	39–44	39–44	NUM
cblr-7161	142	2	.	.	NOUN
cblr-7161	142	3	26	26	NUM
cblr-7161	142	4	financial	financial	ADJ
cblr-7161	142	5	services	service	NOUN
cblr-7161	142	6	(	(	PUNCT
cblr-7161	142	7	banking	banking	NOUN
cblr-7161	142	8	reform	reform	NOUN
cblr-7161	142	9	)	)	PUNCT
cblr-7161	142	10	act	act	NOUN
cblr-7161	142	11	2013	2013	NUM
cblr-7161	142	12	,	,	PUNCT
cblr-7161	142	13	c.	c.	PROPN
cblr-7161	142	14	33	33	NUM
cblr-7161	142	15	,	,	PUNCT
cblr-7161	142	16	§	§	PROPN
cblr-7161	142	17	§	§	PROPN
cblr-7161	142	18	4	4	NUM
cblr-7161	142	19	,	,	PUNCT
cblr-7161	142	20	18–35	18–35	NUM
cblr-7161	142	21	(	(	PUNCT
cblr-7161	142	22	eng	eng	PROPN
cblr-7161	142	23	.	.	PUNCT
cblr-7161	142	24	)	)	PUNCT
cblr-7161	142	25	.	.	PUNCT
cblr-7161	143	1	27	27	NUM
cblr-7161	143	2	see	see	VERB
cblr-7161	143	3	i	i	PRON
cblr-7161	143	4	d.	d.	PROPN
cblr-7161	143	5	§	§	PROPN
cblr-7161	143	6	4	4	NUM
cblr-7161	143	7	;	;	PUNCT
cblr-7161	143	8	financial	financial	ADJ
cblr-7161	143	9	services	service	NOUN
cblr-7161	143	10	and	and	CCONJ
cblr-7161	143	11	markets	market	NOUN
cblr-7161	143	12	act	act	VERB
cblr-7161	143	13	2000	2000	NUM
cblr-7161	143	14	,	,	PUNCT
cblr-7161	143	15	si	si	PROPN
cblr-7161	143	16	2014/1960	2014/1960	NUM
cblr-7161	143	17	,	,	PUNCT
cblr-7161	143	18	art	art	NOUN
cblr-7161	143	19	.	.	PUNCT
cblr-7161	144	1	3	3	NUM
cblr-7161	144	2	,	,	PUNCT
cblr-7161	144	3	¶	¶	NOUN
cblr-7161	144	4	12	12	NUM
cblr-7161	144	5	(	(	PUNCT
cblr-7161	144	6	eng	eng	PROPN
cblr-7161	144	7	.	.	PUNCT
cblr-7161	144	8	)	)	PUNCT
cblr-7161	144	9	.	.	PUNCT
cblr-7161	145	1	following	follow	VERB
cblr-7161	145	2	the	the	DET
cblr-7161	145	3	enactment	enactment	NOUN
cblr-7161	145	4	of	of	ADP
cblr-7161	145	5	the	the	DET
cblr-7161	145	6	banking	banking	NOUN
cblr-7161	145	7	reform	reform	PROPN
cblr-7161	145	8	act	act	PROPN
cblr-7161	145	9	,	,	PUNCT
cblr-7161	145	10	the	the	DET
cblr-7161	145	11	hm	hm	INTJ
cblr-7161	145	12	treasury	treasury	PROPN
cblr-7161	145	13	issued	issue	VERB
cblr-7161	145	14	an	an	DET
cblr-7161	145	15	order	order	NOUN
cblr-7161	145	16	which	which	PRON
cblr-7161	145	17	clarified	clarify	VERB
cblr-7161	145	18	the	the	DET
cblr-7161	145	19	definition	definition	NOUN
cblr-7161	145	20	of	of	ADP
cblr-7161	145	21	“	"	PUNCT
cblr-7161	145	22	core	core	ADJ
cblr-7161	145	23	deposit	deposit	NOUN
cblr-7161	145	24	.	.	PUNCT
cblr-7161	145	25	”	"	PUNCT
cblr-7161	146	1	specifically	specifically	ADV
cblr-7161	146	2	,	,	PUNCT
cblr-7161	146	3	that	that	DET
cblr-7161	146	4	order	order	NOUN
cblr-7161	146	5	noted	note	VERB
cblr-7161	146	6	that	that	SCONJ
cblr-7161	146	7	“	"	PUNCT
cblr-7161	146	8	[	[	X
cblr-7161	146	9	a	a	X
cblr-7161	146	10	]	]	X
cblr-7161	146	11	deposit	deposit	NOUN
cblr-7161	146	12	is	be	AUX
cblr-7161	146	13	a	a	DET
cblr-7161	146	14	core	core	NOUN
cblr-7161	146	15	deposit	deposit	NOUN
cblr-7161	146	16	if	if	SCONJ
cblr-7161	146	17	it	it	PRON
cblr-7161	146	18	is	be	AUX
cblr-7161	146	19	held	hold	VERB
cblr-7161	146	20	with	with	ADP
cblr-7161	146	21	the	the	DET
cblr-7161	146	22	uk	uk	PROPN
cblr-7161	146	23	deposit	deposit	NOUN
cblr-7161	146	24	-	-	PUNCT
cblr-7161	146	25	taker	taker	NOUN
cblr-7161	146	26	in	in	ADP
cblr-7161	146	27	an	an	DET
cblr-7161	146	28	[	[	X
cblr-7161	146	29	european	european	ADJ
cblr-7161	146	30	economic	economic	ADJ
cblr-7161	146	31	area	area	NOUN
cblr-7161	146	32	]	]	PUNCT
cblr-7161	147	1	account	account	NOUN
cblr-7161	147	2	except	except	SCONJ
cblr-7161	147	3	where	where	SCONJ
cblr-7161	147	4	one	one	NUM
cblr-7161	147	5	or	or	CCONJ
cblr-7161	147	6	more	more	ADJ
cblr-7161	147	7	of	of	ADP
cblr-7161	147	8	the	the	DET
cblr-7161	147	9	account	account	NOUN
cblr-7161	147	10	holders	holder	NOUN
cblr-7161	147	11	is—(a	is—(a	NOUN
cblr-7161	147	12	)	)	PUNCT
cblr-7161	147	13	a	a	DET
cblr-7161	147	14	relevant	relevant	ADJ
cblr-7161	147	15	financial	financial	ADJ
cblr-7161	147	16	institution	institution	NOUN
cblr-7161	147	17	;	;	PUNCT
cblr-7161	147	18	(	(	PUNCT
cblr-7161	147	19	b	b	X
cblr-7161	147	20	)	)	PUNCT
cblr-7161	147	21	a	a	DET
cblr-7161	147	22	qualifying	qualify	VERB
cblr-7161	147	23	organisation	organisation	NOUN
cblr-7161	147	24	;	;	PUNCT
cblr-7161	147	25	(	(	PUNCT
cblr-7161	147	26	c	c	X
cblr-7161	147	27	)	)	PUNCT
cblr-7161	147	28	a	a	DET
cblr-7161	147	29	qualifying	qualify	VERB
cblr-7161	147	30	group	group	NOUN
cblr-7161	147	31	member	member	NOUN
cblr-7161	147	32	;	;	PUNCT
cblr-7161	147	33	or	or	CCONJ
cblr-7161	147	34	(	(	PUNCT
cblr-7161	147	35	d	d	X
cblr-7161	147	36	)	)	PUNCT
cblr-7161	147	37	an	an	DET
cblr-7161	147	38	eligible	eligible	ADJ
cblr-7161	147	39	individual	individual	NOUN
cblr-7161	147	40	.	.	PUNCT
cblr-7161	147	41	”	"	PUNCT
cblr-7161	148	1	financial	financial	ADJ
cblr-7161	148	2	services	service	NOUN
cblr-7161	148	3	and	and	CCONJ
cblr-7161	148	4	markets	market	NOUN
cblr-7161	148	5	act	act	VERB
cblr-7161	148	6	2000	2000	NUM
cblr-7161	148	7	,	,	PUNCT
cblr-7161	148	8	si	si	PROPN
cblr-7161	148	9	2014/1960	2014/1960	NUM
cblr-7161	148	10	,	,	PUNCT
cblr-7161	148	11	supra	supra	PROPN
cblr-7161	148	12	note	note	NOUN
cblr-7161	148	13	27	27	NUM
cblr-7161	148	14	,	,	PUNCT
cblr-7161	148	15	art	art	NOUN
cblr-7161	148	16	.	.	PUNCT
cblr-7161	149	1	2	2	NUM
cblr-7161	149	2	,	,	PUNCT
cblr-7161	149	3	¶	¶	NOUN
cblr-7161	149	4	2	2	NUM
cblr-7161	149	5	.	.	PUNCT
cblr-7161	149	6	as	as	ADP
cblr-7161	149	7	of	of	ADP
cblr-7161	149	8	2019	2019	NUM
cblr-7161	149	9	,	,	PUNCT
cblr-7161	149	10	seven	seven	NUM
cblr-7161	149	11	institutions	institution	NOUN
cblr-7161	149	12	exceeded	exceed	VERB
cblr-7161	149	13	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	149	14	(	(	PUNCT
cblr-7161	149	15	do	do	AUX
cblr-7161	149	16	not	not	PART
cblr-7161	149	17	delete	delete	VERB
cblr-7161	149	18	)	)	PUNCT
cblr-7161	149	19	10/7/2020	10/7/2020	NUM
cblr-7161	149	20	6:42	6:42	NUM
cblr-7161	149	21	pm	pm	NOUN
cblr-7161	149	22	no	no	INTJ
cblr-7161	149	23	.	.	PUNCT
cblr-7161	150	1	1:336	1:336	NUM
cblr-7161	150	2	]	]	X
cblr-7161	150	3	treacherous	treacherous	ADJ
cblr-7161	150	4	landscape	landscape	NOUN
cblr-7161	150	5	345	345	NUM
cblr-7161	150	6	notably	notably	ADV
cblr-7161	150	7	ill	ill	ADV
cblr-7161	150	8	-	-	PUNCT
cblr-7161	150	9	defined,28	defined,28	NOUN
cblr-7161	150	10	the	the	DET
cblr-7161	150	11	operative	operative	ADJ
cblr-7161	150	12	definition	definition	NOUN
cblr-7161	150	13	of	of	ADP
cblr-7161	150	14	ring	ring	NOUN
cblr-7161	150	15	-	-	PUNCT
cblr-7161	150	16	fencing	fencing	NOUN
cblr-7161	150	17	relevant	relevant	ADJ
cblr-7161	150	18	to	to	ADP
cblr-7161	150	19	the	the	DET
cblr-7161	150	20	banking	banking	NOUN
cblr-7161	150	21	reform	reform	NOUN
cblr-7161	150	22	act	act	NOUN
cblr-7161	150	23	is	be	AUX
cblr-7161	150	24	the	the	DET
cblr-7161	150	25	requirement	requirement	NOUN
cblr-7161	150	26	that	that	SCONJ
cblr-7161	150	27	financial	financial	ADJ
cblr-7161	150	28	institutions	institution	NOUN
cblr-7161	150	29	separate	separate	VERB
cblr-7161	150	30	their	their	PRON
cblr-7161	150	31	holding	hold	VERB
cblr-7161	150	32	company	company	NOUN
cblr-7161	150	33	that	that	PRON
cblr-7161	150	34	offers	offer	VERB
cblr-7161	150	35	core	core	NOUN
cblr-7161	150	36	deposits	deposit	NOUN
cblr-7161	150	37	from	from	ADP
cblr-7161	150	38	those	those	DET
cblr-7161	150	39	entities	entity	NOUN
cblr-7161	150	40	that	that	PRON
cblr-7161	150	41	provide	provide	VERB
cblr-7161	150	42	other	other	ADJ
cblr-7161	150	43	services	service	NOUN
cblr-7161	150	44	,	,	PUNCT
cblr-7161	150	45	such	such	ADJ
cblr-7161	150	46	as	as	ADP
cblr-7161	150	47	investment	investment	NOUN
cblr-7161	150	48	and	and	CCONJ
cblr-7161	150	49	international	international	ADJ
cblr-7161	150	50	banking	banking	NOUN
cblr-7161	150	51	services.29	services.29	NOUN
cblr-7161	150	52	in	in	ADP
cblr-7161	150	53	other	other	ADJ
cblr-7161	150	54	words	word	NOUN
cblr-7161	150	55	,	,	PUNCT
cblr-7161	150	56	banking	banking	NOUN
cblr-7161	150	57	institutions	institution	NOUN
cblr-7161	150	58	in	in	ADP
cblr-7161	150	59	the	the	DET
cblr-7161	150	60	u.k	u.k	PROPN
cblr-7161	150	61	.	.	PROPN
cblr-7161	150	62	with	with	ADP
cblr-7161	150	63	over	over	ADP
cblr-7161	150	64	£	£	SYM
cblr-7161	150	65	25	25	NUM
cblr-7161	150	66	billion	billion	NUM
cblr-7161	150	67	in	in	ADP
cblr-7161	150	68	core	core	ADJ
cblr-7161	150	69	retail	retail	ADJ
cblr-7161	150	70	deposits	deposit	NOUN
cblr-7161	150	71	are	be	AUX
cblr-7161	150	72	now	now	ADV
cblr-7161	150	73	required	require	VERB
cblr-7161	150	74	to	to	PART
cblr-7161	150	75	establish	establish	VERB
cblr-7161	150	76	a	a	DET
cblr-7161	150	77	distinct	distinct	ADJ
cblr-7161	150	78	holding	hold	VERB
cblr-7161	150	79	company	company	NOUN
cblr-7161	150	80	encapsulating	encapsulate	VERB
cblr-7161	150	81	all	all	DET
cblr-7161	150	82	core	core	ADJ
cblr-7161	150	83	retail	retail	ADJ
cblr-7161	150	84	deposits	deposit	NOUN
cblr-7161	150	85	collected	collect	VERB
cblr-7161	150	86	in	in	ADP
cblr-7161	150	87	the	the	DET
cblr-7161	150	88	eurozone.30	eurozone.30	NOUN
cblr-7161	150	89	the	the	DET
cblr-7161	150	90	purpose	purpose	NOUN
cblr-7161	150	91	of	of	ADP
cblr-7161	150	92	imposing	impose	VERB
cblr-7161	150	93	such	such	DET
cblr-7161	150	94	a	a	DET
cblr-7161	150	95	regulation	regulation	NOUN
cblr-7161	150	96	,	,	PUNCT
cblr-7161	150	97	as	as	SCONJ
cblr-7161	150	98	explained	explain	VERB
cblr-7161	150	99	by	by	ADP
cblr-7161	150	100	the	the	DET
cblr-7161	150	101	bank	bank	PROPN
cblr-7161	150	102	of	of	ADP
cblr-7161	150	103	england	england	PROPN
cblr-7161	150	104	,	,	PUNCT
cblr-7161	150	105	is	be	AUX
cblr-7161	150	106	to	to	PART
cblr-7161	150	107	:	:	PUNCT
cblr-7161	150	108	reduce	reduce	VERB
cblr-7161	150	109	the	the	DET
cblr-7161	150	110	potential	potential	NOUN
cblr-7161	150	111	for	for	ADP
cblr-7161	150	112	risks	risk	NOUN
cblr-7161	150	113	which	which	PRON
cblr-7161	150	114	originate	originate	VERB
cblr-7161	150	115	elsewhere	elsewhere	ADV
cblr-7161	150	116	in	in	ADP
cblr-7161	150	117	a	a	DET
cblr-7161	150	118	banking	banking	NOUN
cblr-7161	150	119	group	group	NOUN
cblr-7161	150	120	.	.	PUNCT
cblr-7161	150	121	.	.	PUNCT
cblr-7161	150	122	.	.	PUNCT
cblr-7161	151	1	ensure	ensure	VERB
cblr-7161	151	2	[	[	X
cblr-7161	151	3	affected	affected	ADJ
cblr-7161	151	4	banking	banking	NOUN
cblr-7161	151	5	institutions	institution	NOUN
cblr-7161	151	6	]	]	PUNCT
cblr-7161	151	7	are	be	AUX
cblr-7161	151	8	able	able	ADJ
cblr-7161	151	9	to	to	PART
cblr-7161	151	10	take	take	VERB
cblr-7161	151	11	decisions	decision	NOUN
cblr-7161	151	12	independently	independently	ADV
cblr-7161	151	13	of	of	ADP
cblr-7161	151	14	the	the	DET
cblr-7161	151	15	rest	rest	NOUN
cblr-7161	151	16	of	of	ADP
cblr-7161	151	17	their	their	PRON
cblr-7161	151	18	banking	banking	NOUN
cblr-7161	151	19	groups	group	NOUN
cblr-7161	151	20	.	.	PUNCT
cblr-7161	151	21	.	.	PUNCT
cblr-7161	152	1	.	.	PUNCT
cblr-7161	153	1	reduce	reduce	VERB
cblr-7161	153	2	[	[	X
cblr-7161	153	3	affected	affected	ADJ
cblr-7161	153	4	banking	banking	NOUN
cblr-7161	153	5	institutions	institution	NOUN
cblr-7161	153	6	’	'	PUNCT
cblr-7161	153	7	]	]	PUNCT
cblr-7161	153	8	dependency	dependency	NOUN
cblr-7161	153	9	on	on	ADP
cblr-7161	153	10	financial	financial	ADJ
cblr-7161	153	11	or	or	CCONJ
cblr-7161	153	12	other	other	ADJ
cblr-7161	153	13	resources	resource	NOUN
cblr-7161	153	14	provided	provide	VERB
cblr-7161	153	15	[	[	X
cblr-7161	153	16	]	]	X
cblr-7161	153	17	from	from	ADP
cblr-7161	153	18	other	other	ADJ
cblr-7161	153	19	members	member	NOUN
cblr-7161	153	20	of	of	ADP
cblr-7161	153	21	the	the	DET
cblr-7161	153	22	banking	banking	NOUN
cblr-7161	153	23	group	group	NOUN
cblr-7161	153	24	.	.	PUNCT
cblr-7161	153	25	.	.	PUNCT
cblr-7161	153	26	.	.	PUNCT
cblr-7161	154	1	and	and	CCONJ
cblr-7161	154	2	ensure	ensure	VERB
cblr-7161	154	3	[	[	X
cblr-7161	154	4	affected	affected	ADJ
cblr-7161	154	5	banking	banking	NOUN
cblr-7161	154	6	institutions	institution	NOUN
cblr-7161	154	7	]	]	PUNCT
cblr-7161	154	8	are	be	AUX
cblr-7161	154	9	able	able	ADJ
cblr-7161	154	10	to	to	PART
cblr-7161	154	11	carry	carry	VERB
cblr-7161	154	12	on	on	ADP
cblr-7161	154	13	their	their	PRON
cblr-7161	154	14	business	business	NOUN
cblr-7161	154	15	even	even	ADV
cblr-7161	154	16	if	if	SCONJ
cblr-7161	154	17	other	other	ADJ
cblr-7161	154	18	group	group	NOUN
cblr-7161	154	19	members	member	NOUN
cblr-7161	154	20	fail.31	fail.31	VERB
cblr-7161	154	21	the	the	DET
cblr-7161	154	22	£	£	SYM
cblr-7161	154	23	25	25	NUM
cblr-7161	154	24	billion	billion	NUM
cblr-7161	154	25	threshold	threshold	NOUN
cblr-7161	154	26	.	.	PUNCT
cblr-7161	155	1	see	see	VERB
cblr-7161	155	2	james	james	PROPN
cblr-7161	155	3	proudman	proudman	PROPN
cblr-7161	155	4	,	,	PUNCT
cblr-7161	155	5	exec	exec	NOUN
cblr-7161	155	6	.	.	PUNCT
cblr-7161	156	1	dir	dir	PROPN
cblr-7161	156	2	.	.	PROPN
cblr-7161	156	3	,	,	PUNCT
cblr-7161	156	4	uk	uk	PROPN
cblr-7161	156	5	deposit	deposit	PROPN
cblr-7161	156	6	takers	taker	NOUN
cblr-7161	156	7	supervision	supervision	PROPN
cblr-7161	156	8	,	,	PUNCT
cblr-7161	156	9	from	from	ADP
cblr-7161	156	10	construction	construction	NOUN
cblr-7161	156	11	to	to	ADP
cblr-7161	156	12	maintenance	maintenance	NOUN
cblr-7161	156	13	:	:	PUNCT
cblr-7161	156	14	patrolling	patrol	VERB
cblr-7161	156	15	the	the	DET
cblr-7161	156	16	ringfence	ringfence	ADJ
cblr-7161	156	17	3	3	NUM
cblr-7161	156	18	(	(	PUNCT
cblr-7161	156	19	nov	nov	PROPN
cblr-7161	156	20	.	.	PROPN
cblr-7161	156	21	26	26	NUM
cblr-7161	156	22	,	,	PUNCT
cblr-7161	156	23	2018	2018	NUM
cblr-7161	156	24	)	)	PUNCT
cblr-7161	156	25	,	,	PUNCT
cblr-7161	156	26	https://www.bis.org/review/r181127g.pdf	https://www.bis.org/review/r181127g.pdf	PROPN
cblr-7161	157	1	[	[	X
cblr-7161	157	2	https://perma.cc/j6er-jk9	https://perma.cc/j6er-jk9	PROPN
cblr-7161	157	3	t	t	PROPN
cblr-7161	157	4	]	]	PUNCT
cblr-7161	157	5	.	.	PUNCT
cblr-7161	158	1	28	28	NUM
cblr-7161	158	2	see	see	VERB
cblr-7161	158	3	steven	steven	PROPN
cblr-7161	158	4	l.	l.	PROPN
cblr-7161	158	5	schwarcz	schwarcz	PROPN
cblr-7161	158	6	,	,	PUNCT
cblr-7161	158	7	ring	ring	NOUN
cblr-7161	158	8	-	-	PUNCT
cblr-7161	158	9	fencing	fencing	NOUN
cblr-7161	158	10	,	,	PUNCT
cblr-7161	158	11	87	87	NUM
cblr-7161	158	12	s.	s.	PROPN
cblr-7161	158	13	cal	cal	PROPN
cblr-7161	158	14	.	.	PUNCT
cblr-7161	159	1	l.	l.	PROPN
cblr-7161	159	2	rev	rev	PROPN
cblr-7161	159	3	.	.	PROPN
cblr-7161	159	4	69	69	NUM
cblr-7161	159	5	,	,	PUNCT
cblr-7161	159	6	71–72	71–72	NUM
cblr-7161	159	7	(	(	PUNCT
cblr-7161	159	8	2013	2013	NUM
cblr-7161	159	9	)	)	PUNCT
cblr-7161	159	10	(	(	PUNCT
cblr-7161	159	11	“	"	PUNCT
cblr-7161	159	12	because	because	SCONJ
cblr-7161	159	13	it	it	PRON
cblr-7161	159	14	is	be	AUX
cblr-7161	159	15	proposed	propose	VERB
cblr-7161	159	16	in	in	ADP
cblr-7161	159	17	different	different	ADJ
cblr-7161	159	18	contexts	context	NOUN
cblr-7161	159	19	as	as	ADP
cblr-7161	159	20	a	a	DET
cblr-7161	159	21	solution	solution	NOUN
cblr-7161	159	22	to	to	PART
cblr-7161	159	23	ostensibly	ostensibly	ADV
cblr-7161	159	24	different	different	ADJ
cblr-7161	159	25	problems	problem	NOUN
cblr-7161	159	26	,	,	PUNCT
cblr-7161	159	27	ring	ring	NOUN
cblr-7161	159	28	-	-	PUNCT
cblr-7161	159	29	fencing	fencing	NOUN
cblr-7161	159	30	is	be	AUX
cblr-7161	159	31	inconsistently	inconsistently	ADV
cblr-7161	159	32	defined	define	VERB
cblr-7161	159	33	.	.	PUNCT
cblr-7161	159	34	.	.	PUNCT
cblr-7161	159	35	.	.	PUNCT
cblr-7161	159	36	.	.	PUNCT
cblr-7161	159	37	”	"	PUNCT
cblr-7161	159	38	)	)	PUNCT
cblr-7161	159	39	.	.	PUNCT
cblr-7161	160	1	29	29	NUM
cblr-7161	160	2	see	see	VERB
cblr-7161	160	3	financial	financial	ADJ
cblr-7161	160	4	services	service	NOUN
cblr-7161	160	5	(	(	PUNCT
cblr-7161	160	6	banking	banking	NOUN
cblr-7161	160	7	reform	reform	NOUN
cblr-7161	160	8	)	)	PUNCT
cblr-7161	160	9	act	act	NOUN
cblr-7161	160	10	2013	2013	NUM
cblr-7161	160	11	§	§	PROPN
cblr-7161	160	12	4	4	NUM
cblr-7161	160	13	.	.	PUNCT
cblr-7161	160	14	cf	cf	NOUN
cblr-7161	160	15	.	.	PUNCT
cblr-7161	161	1	katie	katie	PROPN
cblr-7161	161	2	britton	britton	PROPN
cblr-7161	161	3	et	et	PROPN
cblr-7161	161	4	al	al	PROPN
cblr-7161	161	5	.	.	PROPN
cblr-7161	161	6	,	,	PUNCT
cblr-7161	161	7	ring	ring	NOUN
cblr-7161	161	8	-	-	PUNCT
cblr-7161	161	9	fencing	fencing	NOUN
cblr-7161	161	10	:	:	PUNCT
cblr-7161	161	11	what	what	PRON
cblr-7161	161	12	is	be	AUX
cblr-7161	161	13	it	it	PRON
cblr-7161	161	14	and	and	CCONJ
cblr-7161	161	15	how	how	SCONJ
cblr-7161	161	16	will	will	AUX
cblr-7161	161	17	it	it	PRON
cblr-7161	161	18	affect	affect	VERB
cblr-7161	161	19	banks	bank	NOUN
cblr-7161	161	20	and	and	CCONJ
cblr-7161	161	21	their	their	PRON
cblr-7161	161	22	customers	customer	NOUN
cblr-7161	161	23	?	?	PUNCT
cblr-7161	161	24	,	,	PUNCT
cblr-7161	161	25	2016	2016	NUM
cblr-7161	161	26	bank	bank	PROPN
cblr-7161	161	27	eng	eng	PROPN
cblr-7161	161	28	.	.	PUNCT
cblr-7161	161	29	q.	q.	PROPN
cblr-7161	161	30	bull	bull	PROPN
cblr-7161	161	31	.	.	PUNCT
cblr-7161	162	1	164	164	NUM
cblr-7161	162	2	,	,	PUNCT
cblr-7161	162	3	165	165	NUM
cblr-7161	162	4	(	(	PUNCT
cblr-7161	162	5	2016	2016	NUM
cblr-7161	162	6	)	)	PUNCT
cblr-7161	162	7	(	(	PUNCT
cblr-7161	162	8	“	"	PUNCT
cblr-7161	162	9	but	but	CCONJ
cblr-7161	162	10	ringfencing	ringfencing	NOUN
cblr-7161	162	11	does	do	AUX
cblr-7161	162	12	not	not	PART
cblr-7161	162	13	prevent	prevent	VERB
cblr-7161	162	14	rfbs	rfbs	NOUN
cblr-7161	162	15	being	be	AUX
cblr-7161	162	16	owned	own	VERB
cblr-7161	162	17	by	by	ADP
cblr-7161	162	18	a	a	DET
cblr-7161	162	19	parent	parent	NOUN
cblr-7161	162	20	company	company	NOUN
cblr-7161	162	21	that	that	PRON
cblr-7161	162	22	also	also	ADV
cblr-7161	162	23	owns	own	VERB
cblr-7161	162	24	a	a	DET
cblr-7161	162	25	bank	bank	NOUN
cblr-7161	162	26	that	that	PRON
cblr-7161	162	27	undertakes	undertake	VERB
cblr-7161	162	28	prohibited	prohibit	VERB
cblr-7161	162	29	or	or	CCONJ
cblr-7161	162	30	excluded	exclude	VERB
cblr-7161	162	31	activities	activity	NOUN
cblr-7161	162	32	;	;	PUNCT
cblr-7161	162	33	such	such	ADJ
cblr-7161	162	34	entities	entity	NOUN
cblr-7161	162	35	can	can	AUX
cblr-7161	162	36	sit	sit	VERB
cblr-7161	162	37	within	within	ADP
cblr-7161	162	38	the	the	DET
cblr-7161	162	39	same	same	ADJ
cblr-7161	162	40	banking	banking	NOUN
cblr-7161	162	41	group	group	NOUN
cblr-7161	162	42	.	.	PUNCT
cblr-7161	162	43	.	.	PUNCT
cblr-7161	162	44	.	.	PUNCT
cblr-7161	162	45	.	.	PUNCT
cblr-7161	162	46	”	"	PUNCT
cblr-7161	162	47	)	)	PUNCT
cblr-7161	162	48	.	.	PUNCT
cblr-7161	163	1	30	30	NUM
cblr-7161	163	2	see	see	VERB
cblr-7161	163	3	financial	financial	ADJ
cblr-7161	163	4	services	service	NOUN
cblr-7161	163	5	(	(	PUNCT
cblr-7161	163	6	banking	banking	NOUN
cblr-7161	163	7	reform	reform	NOUN
cblr-7161	163	8	)	)	PUNCT
cblr-7161	163	9	act	act	NOUN
cblr-7161	163	10	2013	2013	NUM
cblr-7161	163	11	,	,	PUNCT
cblr-7161	163	12	§	§	PROPN
cblr-7161	163	13	4	4	NUM
cblr-7161	163	14	;	;	PUNCT
cblr-7161	163	15	financial	financial	ADJ
cblr-7161	163	16	services	service	NOUN
cblr-7161	163	17	and	and	CCONJ
cblr-7161	163	18	markets	market	NOUN
cblr-7161	163	19	act	act	VERB
cblr-7161	163	20	2000	2000	NUM
cblr-7161	163	21	,	,	PUNCT
cblr-7161	163	22	si	si	PROPN
cblr-7161	163	23	2014/1960	2014/1960	NUM
cblr-7161	163	24	,	,	PUNCT
cblr-7161	163	25	supra	supra	PROPN
cblr-7161	163	26	note	note	NOUN
cblr-7161	163	27	27	27	NUM
cblr-7161	163	28	,	,	PUNCT
cblr-7161	163	29	art	art	NOUN
cblr-7161	163	30	.	.	PUNCT
cblr-7161	164	1	2	2	NUM
cblr-7161	164	2	,	,	PUNCT
cblr-7161	164	3	¶	¶	NOUN
cblr-7161	164	4	2	2	NUM
cblr-7161	164	5	.	.	PUNCT
cblr-7161	165	1	note	note	NOUN
cblr-7161	165	2	,	,	PUNCT
cblr-7161	165	3	however	however	ADV
cblr-7161	165	4	,	,	PUNCT
cblr-7161	165	5	that	that	SCONJ
cblr-7161	165	6	the	the	DET
cblr-7161	165	7	banking	banking	NOUN
cblr-7161	165	8	reform	reform	NOUN
cblr-7161	165	9	act	act	NOUN
cblr-7161	165	10	“	"	PUNCT
cblr-7161	165	11	does	do	AUX
cblr-7161	165	12	not	not	PART
cblr-7161	165	13	mandate	mandate	VERB
cblr-7161	165	14	what	what	PRON
cblr-7161	165	15	sort	sort	NOUN
cblr-7161	165	16	of	of	ADP
cblr-7161	165	17	entity	entity	NOUN
cblr-7161	165	18	may	may	AUX
cblr-7161	165	19	carry	carry	VERB
cblr-7161	165	20	out	out	ADP
cblr-7161	165	21	activities	activity	NOUN
cblr-7161	165	22	such	such	ADJ
cblr-7161	165	23	as	as	ADP
cblr-7161	165	24	mortgage	mortgage	NOUN
cblr-7161	165	25	lending	lending	NOUN
cblr-7161	165	26	or	or	CCONJ
cblr-7161	165	27	taking	take	VERB
cblr-7161	165	28	deposits	deposit	NOUN
cblr-7161	165	29	from	from	ADP
cblr-7161	165	30	large	large	ADJ
cblr-7161	165	31	corporates	corporate	NOUN
cblr-7161	165	32	.	.	PUNCT
cblr-7161	166	1	some	some	DET
cblr-7161	166	2	banking	banking	NOUN
cblr-7161	166	3	groups	group	NOUN
cblr-7161	166	4	will	will	AUX
cblr-7161	166	5	place	place	VERB
cblr-7161	166	6	such	such	ADJ
cblr-7161	166	7	activities	activity	NOUN
cblr-7161	166	8	in	in	ADP
cblr-7161	166	9	their	their	PRON
cblr-7161	166	10	rfbs	rfbs	NOUN
cblr-7161	166	11	,	,	PUNCT
cblr-7161	166	12	alongside	alongside	ADP
cblr-7161	166	13	their	their	PRON
cblr-7161	166	14	retail	retail	ADJ
cblr-7161	166	15	deposit	deposit	NOUN
cblr-7161	166	16	-	-	PUNCT
cblr-7161	166	17	taking	take	VERB
cblr-7161	166	18	operations	operation	NOUN
cblr-7161	166	19	,	,	PUNCT
cblr-7161	166	20	but	but	CCONJ
cblr-7161	166	21	others	other	NOUN
cblr-7161	166	22	may	may	AUX
cblr-7161	166	23	not	not	PART
cblr-7161	166	24	.	.	PUNCT
cblr-7161	166	25	”	"	PUNCT
cblr-7161	167	1	katie	katie	PROPN
cblr-7161	167	2	britton	britton	PROPN
cblr-7161	167	3	et	et	PROPN
cblr-7161	167	4	al	al	PROPN
cblr-7161	167	5	.	.	PROPN
cblr-7161	167	6	,	,	PUNCT
cblr-7161	167	7	supra	supra	PROPN
cblr-7161	167	8	note	note	PROPN
cblr-7161	167	9	29	29	NUM
cblr-7161	167	10	,	,	PUNCT
cblr-7161	167	11	at	at	ADP
cblr-7161	167	12	166	166	NUM
cblr-7161	167	13	.	.	PUNCT
cblr-7161	167	14	31	31	NUM
cblr-7161	168	1	katie	katie	PROPN
cblr-7161	168	2	britton	britton	PROPN
cblr-7161	168	3	et	et	PROPN
cblr-7161	168	4	al	al	PROPN
cblr-7161	168	5	.	.	PROPN
cblr-7161	168	6	,	,	PUNCT
cblr-7161	168	7	supra	supra	PROPN
cblr-7161	168	8	note	note	PROPN
cblr-7161	168	9	29	29	NUM
cblr-7161	168	10	,	,	PUNCT
cblr-7161	168	11	at	at	ADP
cblr-7161	168	12	168	168	NUM
cblr-7161	168	13	.	.	PUNCT
cblr-7161	169	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	169	2	(	(	PUNCT
cblr-7161	169	3	do	do	AUX
cblr-7161	169	4	not	not	PART
cblr-7161	169	5	delte	delte	VERB
cblr-7161	169	6	)	)	PUNCT
cblr-7161	169	7	10/7/2020	10/7/2020	NUM
cblr-7161	169	8	6:42	6:42	NUM
cblr-7161	169	9	pm	pm	NOUN
cblr-7161	169	10	346	346	NUM
cblr-7161	169	11	columbia	columbia	PROPN
cblr-7161	169	12	business	business	NOUN
cblr-7161	169	13	law	law	NOUN
cblr-7161	169	14	review	review	NOUN
cblr-7161	169	15	[	[	X
cblr-7161	169	16	vol	vol	NOUN
cblr-7161	169	17	.	.	PUNCT
cblr-7161	169	18	2020	2020	NUM
cblr-7161	170	1	thus	thus	ADV
cblr-7161	170	2	,	,	PUNCT
cblr-7161	170	3	it	it	PRON
cblr-7161	170	4	should	should	AUX
cblr-7161	170	5	be	be	AUX
cblr-7161	170	6	gathered	gather	VERB
cblr-7161	170	7	that	that	SCONJ
cblr-7161	170	8	the	the	DET
cblr-7161	170	9	global	global	ADJ
cblr-7161	170	10	regulatory	regulatory	ADJ
cblr-7161	170	11	overhaul	overhaul	NOUN
cblr-7161	170	12	following	follow	VERB
cblr-7161	170	13	the	the	DET
cblr-7161	170	14	financial	financial	ADJ
cblr-7161	170	15	crisis	crisis	NOUN
cblr-7161	170	16	was	be	AUX
cblr-7161	170	17	dramatic	dramatic	ADJ
cblr-7161	170	18	,	,	PUNCT
cblr-7161	170	19	but	but	CCONJ
cblr-7161	170	20	fragmented	fragmented	ADJ
cblr-7161	170	21	,	,	PUNCT
cblr-7161	170	22	around	around	ADP
cblr-7161	170	23	the	the	DET
cblr-7161	170	24	world	world	NOUN
cblr-7161	170	25	.	.	PUNCT
cblr-7161	171	1	this	this	DET
cblr-7161	171	2	fragmentation	fragmentation	NOUN
cblr-7161	171	3	has	have	AUX
cblr-7161	171	4	imposed	impose	VERB
cblr-7161	171	5	a	a	DET
cblr-7161	171	6	dynamic	dynamic	ADJ
cblr-7161	171	7	and	and	CCONJ
cblr-7161	171	8	complicated	complicated	ADJ
cblr-7161	171	9	regulatory	regulatory	ADJ
cblr-7161	171	10	environment	environment	NOUN
cblr-7161	171	11	for	for	ADP
cblr-7161	171	12	international	international	ADJ
cblr-7161	171	13	banking	banking	NOUN
cblr-7161	171	14	organizations	organization	NOUN
cblr-7161	171	15	with	with	ADP
cblr-7161	171	16	large	large	ADJ
cblr-7161	171	17	-	-	PUNCT
cblr-7161	171	18	scale	scale	NOUN
cblr-7161	171	19	operations	operation	NOUN
cblr-7161	171	20	in	in	ADP
cblr-7161	171	21	many	many	ADJ
cblr-7161	171	22	countries	country	NOUN
cblr-7161	171	23	,	,	PUNCT
cblr-7161	171	24	ultimately	ultimately	ADV
cblr-7161	171	25	resulting	result	VERB
cblr-7161	171	26	in	in	ADP
cblr-7161	171	27	extraordinarily	extraordinarily	ADV
cblr-7161	171	28	high	high	ADJ
cblr-7161	171	29	compliance	compliance	NOUN
cblr-7161	171	30	costs.32	costs.32	AUX
cblr-7161	171	31	the	the	DET
cblr-7161	171	32	central	central	ADJ
cblr-7161	171	33	focus	focus	NOUN
cblr-7161	171	34	of	of	ADP
cblr-7161	171	35	this	this	DET
cblr-7161	171	36	note	note	NOUN
cblr-7161	171	37	is	be	AUX
cblr-7161	171	38	to	to	PART
cblr-7161	171	39	analyze	analyze	VERB
cblr-7161	171	40	the	the	DET
cblr-7161	171	41	position	position	NOUN
cblr-7161	171	42	of	of	ADP
cblr-7161	171	43	foreign	foreign	ADJ
cblr-7161	171	44	banking	banking	NOUN
cblr-7161	171	45	organizations	organization	NOUN
cblr-7161	171	46	(	(	PUNCT
cblr-7161	171	47	“	"	PUNCT
cblr-7161	171	48	fbos	fbo	NOUN
cblr-7161	171	49	”	"	PUNCT
cblr-7161	171	50	)	)	PUNCT
cblr-7161	171	51	with	with	ADP
cblr-7161	171	52	consolidated	consolidated	PROPN
cblr-7161	171	53	u.s	u.s	PROPN
cblr-7161	171	54	.	.	PROPN
cblr-7161	171	55	assets	asset	NOUN
cblr-7161	171	56	over	over	ADP
cblr-7161	171	57	$	$	SYM
cblr-7161	171	58	50	50	NUM
cblr-7161	171	59	billion,33	billion,33	NOUN
cblr-7161	171	60	and	and	CCONJ
cblr-7161	171	61	their	their	PRON
cblr-7161	171	62	response	response	NOUN
cblr-7161	171	63	to	to	ADP
cblr-7161	171	64	the	the	DET
cblr-7161	171	65	regulatory	regulatory	ADJ
cblr-7161	171	66	overhaul	overhaul	NOUN
cblr-7161	171	67	implemented	implement	VERB
cblr-7161	171	68	by	by	ADP
cblr-7161	171	69	dodd	dodd	PROPN
cblr-7161	171	70	-	-	PUNCT
cblr-7161	171	71	frank	frank	PROPN
cblr-7161	171	72	.	.	PUNCT
cblr-7161	172	1	specifically	specifically	ADV
cblr-7161	172	2	,	,	PUNCT
cblr-7161	172	3	part	part	NOUN
cblr-7161	172	4	ii	ii	PROPN
cblr-7161	172	5	will	will	AUX
cblr-7161	172	6	begin	begin	VERB
cblr-7161	172	7	by	by	ADP
cblr-7161	172	8	offering	offer	VERB
cblr-7161	172	9	a	a	DET
cblr-7161	172	10	brief	brief	ADJ
cblr-7161	172	11	history	history	NOUN
cblr-7161	172	12	of	of	ADP
cblr-7161	172	13	fbos	fbo	NOUN
cblr-7161	172	14	in	in	ADP
cblr-7161	172	15	the	the	DET
cblr-7161	172	16	united	united	PROPN
cblr-7161	172	17	states	states	PROPN
cblr-7161	172	18	and	and	CCONJ
cblr-7161	172	19	will	will	AUX
cblr-7161	172	20	then	then	ADV
cblr-7161	172	21	describe	describe	VERB
cblr-7161	172	22	how	how	SCONJ
cblr-7161	172	23	fbos	fbo	NOUN
cblr-7161	172	24	generally	generally	ADV
cblr-7161	172	25	organize	organize	VERB
cblr-7161	172	26	their	their	PRON
cblr-7161	172	27	u.s	u.s	PROPN
cblr-7161	172	28	.	.	PROPN
cblr-7161	172	29	activities	activity	NOUN
cblr-7161	172	30	.	.	PUNCT
cblr-7161	173	1	part	part	PROPN
cblr-7161	173	2	ii	ii	PROPN
cblr-7161	173	3	also	also	ADV
cblr-7161	173	4	introduces	introduce	VERB
cblr-7161	173	5	and	and	CCONJ
cblr-7161	173	6	describes	describe	VERB
cblr-7161	173	7	the	the	DET
cblr-7161	173	8	regulatory	regulatory	ADJ
cblr-7161	173	9	rules	rule	NOUN
cblr-7161	173	10	promulgated	promulgate	VERB
cblr-7161	173	11	out	out	ADP
cblr-7161	173	12	of	of	ADP
cblr-7161	173	13	dodd	dodd	PROPN
cblr-7161	173	14	-	-	PUNCT
cblr-7161	173	15	frank	frank	PROPN
cblr-7161	173	16	that	that	PRON
cblr-7161	173	17	will	will	AUX
cblr-7161	173	18	be	be	AUX
cblr-7161	173	19	the	the	DET
cblr-7161	173	20	anchor	anchor	NOUN
cblr-7161	173	21	guiding	guide	VERB
cblr-7161	173	22	our	our	PRON
cblr-7161	173	23	discussion	discussion	NOUN
cblr-7161	173	24	.	.	PUNCT
cblr-7161	174	1	part	part	NOUN
cblr-7161	174	2	iii	iii	X
cblr-7161	174	3	will	will	AUX
cblr-7161	174	4	present	present	VERB
cblr-7161	174	5	and	and	CCONJ
cblr-7161	174	6	discuss	discuss	VERB
cblr-7161	174	7	the	the	DET
cblr-7161	174	8	results	result	NOUN
cblr-7161	174	9	of	of	ADP
cblr-7161	174	10	the	the	DET
cblr-7161	174	11	2018	2018	NUM
cblr-7161	174	12	and	and	CCONJ
cblr-7161	174	13	2019	2019	NUM
cblr-7161	174	14	ccar	ccar	NOUN
cblr-7161	174	15	exercises	exercise	NOUN
cblr-7161	174	16	,	,	PUNCT
cblr-7161	174	17	comparing	compare	VERB
cblr-7161	174	18	the	the	DET
cblr-7161	174	19	ihcs	ihc	NOUN
cblr-7161	174	20	’	'	PUNCT
cblr-7161	174	21	results	result	NOUN
cblr-7161	174	22	to	to	ADP
cblr-7161	174	23	those	those	PRON
cblr-7161	174	24	of	of	ADP
cblr-7161	174	25	similarly	similarly	ADV
cblr-7161	174	26	sized	sized	ADJ
cblr-7161	174	27	institutions	institution	NOUN
cblr-7161	174	28	headquartered	headquarter	VERB
cblr-7161	174	29	in	in	ADP
cblr-7161	174	30	the	the	DET
cblr-7161	174	31	united	united	PROPN
cblr-7161	174	32	states	states	PROPN
cblr-7161	174	33	.	.	PUNCT
cblr-7161	175	1	finally	finally	ADV
cblr-7161	175	2	,	,	PUNCT
cblr-7161	175	3	given	give	VERB
cblr-7161	175	4	the	the	DET
cblr-7161	175	5	findings	finding	NOUN
cblr-7161	175	6	of	of	ADP
cblr-7161	175	7	part	part	PROPN
cblr-7161	175	8	iii	iii	PROPN
cblr-7161	175	9	’s	’s	PART
cblr-7161	175	10	analysis	analysis	NOUN
cblr-7161	175	11	,	,	PUNCT
cblr-7161	175	12	part	part	NOUN
cblr-7161	175	13	iv	iv	NUM
cblr-7161	175	14	will	will	AUX
cblr-7161	175	15	argue	argue	VERB
cblr-7161	175	16	for	for	ADP
cblr-7161	175	17	the	the	DET
cblr-7161	175	18	reinstatement	reinstatement	NOUN
cblr-7161	175	19	of	of	ADP
cblr-7161	175	20	a	a	DET
cblr-7161	175	21	limited	limited	ADJ
cblr-7161	175	22	exception	exception	NOUN
cblr-7161	175	23	to	to	ADP
cblr-7161	175	24	regulation	regulation	NOUN
cblr-7161	175	25	32	32	NUM
cblr-7161	175	26	see	see	NOUN
cblr-7161	175	27	matthias	matthias	PROPN
cblr-7161	175	28	lehmann	lehmann	PROPN
cblr-7161	175	29	,	,	PUNCT
cblr-7161	175	30	legal	legal	ADJ
cblr-7161	175	31	fragmentation	fragmentation	NOUN
cblr-7161	175	32	,	,	PUNCT
cblr-7161	175	33	extraterritoriality	extraterritoriality	NOUN
cblr-7161	175	34	and	and	CCONJ
cblr-7161	175	35	uncertainty	uncertainty	NOUN
cblr-7161	175	36	in	in	ADP
cblr-7161	175	37	global	global	ADJ
cblr-7161	175	38	financial	financial	ADJ
cblr-7161	175	39	regulation	regulation	NOUN
cblr-7161	175	40	,	,	PUNCT
cblr-7161	175	41	37	37	NUM
cblr-7161	175	42	oxford	oxford	PROPN
cblr-7161	175	43	j.	j.	PROPN
cblr-7161	175	44	legal	legal	ADJ
cblr-7161	175	45	stud	stud	NOUN
cblr-7161	175	46	.	.	PUNCT
cblr-7161	176	1	406	406	NUM
cblr-7161	176	2	,	,	PUNCT
cblr-7161	176	3	419–21	419–21	NOUN
cblr-7161	176	4	(	(	PUNCT
cblr-7161	176	5	2017	2017	NUM
cblr-7161	176	6	)	)	PUNCT
cblr-7161	176	7	.	.	PUNCT
cblr-7161	177	1	see	see	VERB
cblr-7161	177	2	also	also	ADV
cblr-7161	177	3	int’l	int’l	NUM
cblr-7161	177	4	fed’n	fed’n	NUM
cblr-7161	177	5	of	of	ADP
cblr-7161	177	6	accountants	accountant	NOUN
cblr-7161	177	7	&	&	CCONJ
cblr-7161	177	8	bus	bus	NOUN
cblr-7161	177	9	.	.	PUNCT
cblr-7161	178	1	at	at	ADP
cblr-7161	178	2	the	the	DET
cblr-7161	178	3	oecd	oecd	PROPN
cblr-7161	178	4	,	,	PUNCT
cblr-7161	178	5	regulatory	regulatory	ADJ
cblr-7161	178	6	divergence	divergence	NOUN
cblr-7161	178	7	:	:	PUNCT
cblr-7161	178	8	costs	cost	NOUN
cblr-7161	178	9	,	,	PUNCT
cblr-7161	178	10	risks	risk	NOUN
cblr-7161	178	11	,	,	PUNCT
cblr-7161	178	12	impacts	impact	VERB
cblr-7161	178	13	4	4	NUM
cblr-7161	178	14	(	(	PUNCT
cblr-7161	178	15	2018	2018	NUM
cblr-7161	178	16	)	)	PUNCT
cblr-7161	178	17	,	,	PUNCT
cblr-7161	178	18	https://www.ifac.org/system/files/publications/files/ifac-oecd-regulatory-divergence.pdf	https://www.ifac.org/system/files/publications/files/ifac-oecd-regulatory-divergence.pdf	PROPN
cblr-7161	179	1	[	[	X
cblr-7161	179	2	https://perma.cc/ql66-nkt9	https://perma.cc/ql66-nkt9	X
cblr-7161	179	3	]	]	PUNCT
cblr-7161	179	4	(	(	PUNCT
cblr-7161	179	5	finding	find	VERB
cblr-7161	179	6	that	that	SCONJ
cblr-7161	179	7	the	the	DET
cblr-7161	179	8	current	current	ADJ
cblr-7161	179	9	system	system	NOUN
cblr-7161	179	10	of	of	ADP
cblr-7161	179	11	piecemeal	piecemeal	ADJ
cblr-7161	179	12	global	global	ADJ
cblr-7161	179	13	financial	financial	ADJ
cblr-7161	179	14	regulation	regulation	NOUN
cblr-7161	179	15	costs	cost	VERB
cblr-7161	179	16	the	the	DET
cblr-7161	179	17	global	global	ADJ
cblr-7161	179	18	economy	economy	NOUN
cblr-7161	179	19	more	more	ADJ
cblr-7161	179	20	than	than	ADP
cblr-7161	179	21	$	$	SYM
cblr-7161	179	22	780	780	NUM
cblr-7161	179	23	billion	billion	NUM
cblr-7161	179	24	each	each	DET
cblr-7161	179	25	year	year	NOUN
cblr-7161	179	26	)	)	PUNCT
cblr-7161	179	27	.	.	PUNCT
cblr-7161	180	1	33	33	NUM
cblr-7161	180	2	despite	despite	SCONJ
cblr-7161	180	3	the	the	DET
cblr-7161	180	4	egrrcpa	egrrcpa	PROPN
cblr-7161	180	5	’s	’s	PART
cblr-7161	180	6	change	change	NOUN
cblr-7161	180	7	of	of	ADP
cblr-7161	180	8	ccar	ccar	NOUN
cblr-7161	180	9	’s	’s	PART
cblr-7161	180	10	consolidated	consolidated	PROPN
cblr-7161	180	11	u.s	u.s	PROPN
cblr-7161	180	12	.	.	PROPN
cblr-7161	180	13	asset	asset	NOUN
cblr-7161	180	14	threshold	threshold	NOUN
cblr-7161	180	15	from	from	ADP
cblr-7161	180	16	$	$	SYM
cblr-7161	180	17	50	50	NUM
cblr-7161	180	18	billion	billion	NUM
cblr-7161	180	19	to	to	PART
cblr-7161	180	20	$	$	SYM
cblr-7161	180	21	250	250	NUM
cblr-7161	180	22	billion	billion	NUM
cblr-7161	180	23	,	,	PUNCT
cblr-7161	180	24	in	in	ADP
cblr-7161	180	25	the	the	DET
cblr-7161	180	26	interest	interest	NOUN
cblr-7161	180	27	of	of	ADP
cblr-7161	180	28	leveraging	leverage	VERB
cblr-7161	180	29	as	as	ADV
cblr-7161	180	30	much	much	ADJ
cblr-7161	180	31	relevant	relevant	ADJ
cblr-7161	180	32	data	datum	NOUN
cblr-7161	180	33	as	as	ADP
cblr-7161	180	34	possible	possible	ADJ
cblr-7161	180	35	to	to	PART
cblr-7161	180	36	determine	determine	VERB
cblr-7161	180	37	the	the	DET
cblr-7161	180	38	impact	impact	NOUN
cblr-7161	180	39	of	of	ADP
cblr-7161	180	40	regulation	regulation	NOUN
cblr-7161	180	41	yy	yy	PROPN
cblr-7161	180	42	,	,	PUNCT
cblr-7161	180	43	all	all	DET
cblr-7161	180	44	institutional	institutional	ADJ
cblr-7161	180	45	data	datum	NOUN
cblr-7161	180	46	above	above	ADP
cblr-7161	180	47	$	$	SYM
cblr-7161	180	48	50	50	NUM
cblr-7161	180	49	billion	billion	NUM
cblr-7161	180	50	will	will	AUX
cblr-7161	180	51	be	be	AUX
cblr-7161	180	52	included	include	VERB
cblr-7161	180	53	in	in	ADP
cblr-7161	180	54	the	the	DET
cblr-7161	180	55	empirical	empirical	ADJ
cblr-7161	180	56	analysis	analysis	NOUN
cblr-7161	180	57	of	of	ADP
cblr-7161	180	58	part	part	NOUN
cblr-7161	180	59	iv	iv	NUM
cblr-7161	180	60	.	.	PUNCT
cblr-7161	181	1	because	because	SCONJ
cblr-7161	181	2	the	the	DET
cblr-7161	181	3	egrrcpa	egrrcpa	NOUN
cblr-7161	181	4	was	be	AUX
cblr-7161	181	5	not	not	PART
cblr-7161	181	6	signed	sign	VERB
cblr-7161	181	7	into	into	ADP
cblr-7161	181	8	law	law	NOUN
cblr-7161	181	9	until	until	ADP
cblr-7161	181	10	may	may	PROPN
cblr-7161	181	11	2018	2018	NUM
cblr-7161	181	12	,	,	PUNCT
cblr-7161	181	13	institutions	institution	NOUN
cblr-7161	181	14	with	with	ADP
cblr-7161	181	15	consolidated	consolidated	ADJ
cblr-7161	181	16	assets	asset	NOUN
cblr-7161	181	17	of	of	ADP
cblr-7161	181	18	more	more	ADJ
cblr-7161	181	19	than	than	ADP
cblr-7161	181	20	$	$	SYM
cblr-7161	181	21	50	50	NUM
cblr-7161	181	22	billion	billion	NUM
cblr-7161	181	23	were	be	AUX
cblr-7161	181	24	required	require	VERB
cblr-7161	181	25	to	to	PART
cblr-7161	181	26	participate	participate	VERB
cblr-7161	181	27	in	in	ADP
cblr-7161	181	28	the	the	DET
cblr-7161	181	29	exercise	exercise	NOUN
cblr-7161	181	30	in	in	ADP
cblr-7161	181	31	2018	2018	NUM
cblr-7161	181	32	.	.	PUNCT
cblr-7161	182	1	see	see	VERB
cblr-7161	182	2	economic	economic	ADJ
cblr-7161	182	3	growth	growth	NOUN
cblr-7161	182	4	,	,	PUNCT
cblr-7161	182	5	regulatory	regulatory	ADJ
cblr-7161	182	6	relief	relief	NOUN
cblr-7161	182	7	,	,	PUNCT
cblr-7161	182	8	and	and	CCONJ
cblr-7161	182	9	consumer	consumer	NOUN
cblr-7161	182	10	protection	protection	PROPN
cblr-7161	182	11	act	act	PROPN
cblr-7161	182	12	,	,	PUNCT
cblr-7161	182	13	pub	pub	NOUN
cblr-7161	182	14	.	.	PUNCT
cblr-7161	183	1	l.	l.	PROPN
cblr-7161	183	2	no	no	INTJ
cblr-7161	183	3	.	.	PROPN
cblr-7161	184	1	115	115	NUM
cblr-7161	184	2	-	-	SYM
cblr-7161	184	3	174	174	NUM
cblr-7161	184	4	,	,	PUNCT
cblr-7161	184	5	132	132	NUM
cblr-7161	184	6	stat	stat	NOUN
cblr-7161	184	7	.	.	PUNCT
cblr-7161	185	1	1296	1296	NUM
cblr-7161	185	2	(	(	PUNCT
cblr-7161	185	3	2018	2018	NUM
cblr-7161	185	4	)	)	PUNCT
cblr-7161	185	5	.	.	PUNCT
cblr-7161	186	1	although	although	SCONJ
cblr-7161	186	2	the	the	DET
cblr-7161	186	3	role	role	NOUN
cblr-7161	186	4	of	of	ADP
cblr-7161	186	5	the	the	DET
cblr-7161	186	6	egrrcpa	egrrcpa	PROPN
cblr-7161	186	7	’s	’s	PART
cblr-7161	186	8	threshold	threshold	NOUN
cblr-7161	186	9	increase	increase	NOUN
cblr-7161	186	10	will	will	AUX
cblr-7161	186	11	no	no	ADV
cblr-7161	186	12	doubt	doubt	ADV
cblr-7161	186	13	be	be	AUX
cblr-7161	186	14	a	a	DET
cblr-7161	186	15	ripe	ripe	ADJ
cblr-7161	186	16	topic	topic	NOUN
cblr-7161	186	17	for	for	ADP
cblr-7161	186	18	further	further	ADJ
cblr-7161	186	19	academic	academic	ADJ
cblr-7161	186	20	debate	debate	NOUN
cblr-7161	186	21	,	,	PUNCT
cblr-7161	186	22	it	it	PRON
cblr-7161	186	23	will	will	AUX
cblr-7161	186	24	only	only	ADV
cblr-7161	186	25	be	be	AUX
cblr-7161	186	26	a	a	DET
cblr-7161	186	27	peripheral	peripheral	ADJ
cblr-7161	186	28	point	point	NOUN
cblr-7161	186	29	in	in	ADP
cblr-7161	186	30	this	this	DET
cblr-7161	186	31	note	note	NOUN
cblr-7161	186	32	.	.	PUNCT
cblr-7161	187	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	187	2	(	(	PUNCT
cblr-7161	187	3	do	do	AUX
cblr-7161	187	4	not	not	PART
cblr-7161	187	5	delete	delete	VERB
cblr-7161	187	6	)	)	PUNCT
cblr-7161	187	7	10/7/2020	10/7/2020	NUM
cblr-7161	187	8	6:42	6:42	NUM
cblr-7161	187	9	pm	pm	NOUN
cblr-7161	187	10	no	no	INTJ
cblr-7161	187	11	.	.	PUNCT
cblr-7161	188	1	1:336	1:336	NUM
cblr-7161	188	2	]	]	X
cblr-7161	188	3	treacherous	treacherous	ADJ
cblr-7161	188	4	landscape	landscape	NOUN
cblr-7161	188	5	347	347	NUM
cblr-7161	188	6	w	w	NOUN
cblr-7161	188	7	that	that	PRON
cblr-7161	188	8	existed	exist	VERB
cblr-7161	188	9	prior	prior	ADV
cblr-7161	188	10	to	to	ADP
cblr-7161	188	11	dodd	dodd	PROPN
cblr-7161	188	12	-	-	PUNCT
cblr-7161	188	13	frank	frank	PROPN
cblr-7161	188	14	’s	’s	PART
cblr-7161	188	15	enactment	enactment	NOUN
cblr-7161	188	16	.	.	PUNCT
cblr-7161	189	1	part	part	NOUN
cblr-7161	189	2	v	v	NOUN
cblr-7161	189	3	concludes	conclude	VERB
cblr-7161	189	4	.	.	PUNCT
cblr-7161	190	1	ii	ii	X
cblr-7161	190	2	.	.	PUNCT
cblr-7161	191	1	the	the	DET
cblr-7161	191	2	regulatory	regulatory	ADJ
cblr-7161	191	3	environment	environment	NOUN
cblr-7161	191	4	for	for	ADP
cblr-7161	191	5	large	large	ADJ
cblr-7161	191	6	,	,	PUNCT
cblr-7161	191	7	complex	complex	ADJ
cblr-7161	191	8	,	,	PUNCT
cblr-7161	191	9	financial	financial	ADJ
cblr-7161	191	10	institutions	institution	NOUN
cblr-7161	191	11	to	to	PART
cblr-7161	191	12	assess	assess	VERB
cblr-7161	191	13	the	the	DET
cblr-7161	191	14	efficacy	efficacy	NOUN
cblr-7161	191	15	of	of	ADP
cblr-7161	191	16	the	the	DET
cblr-7161	191	17	united	united	PROPN
cblr-7161	191	18	states	states	PROPN
cblr-7161	191	19	’	'	PUNCT
cblr-7161	191	20	financial	financial	ADJ
cblr-7161	191	21	regulatory	regulatory	ADJ
cblr-7161	191	22	regime	regime	NOUN
cblr-7161	191	23	in	in	ADP
cblr-7161	191	24	supervising	supervise	VERB
cblr-7161	191	25	foreign	foreign	ADJ
cblr-7161	191	26	banking	banking	NOUN
cblr-7161	191	27	organizations	organization	NOUN
cblr-7161	191	28	and	and	CCONJ
cblr-7161	191	29	reducing	reduce	VERB
cblr-7161	191	30	global	global	ADJ
cblr-7161	191	31	systemic	systemic	ADJ
cblr-7161	191	32	risk	risk	NOUN
cblr-7161	191	33	,	,	PUNCT
cblr-7161	191	34	this	this	DET
cblr-7161	191	35	note	note	NOUN
cblr-7161	191	36	will	will	AUX
cblr-7161	191	37	center	center	VERB
cblr-7161	191	38	its	its	PRON
cblr-7161	191	39	discussion	discussion	NOUN
cblr-7161	191	40	around	around	ADP
cblr-7161	191	41	the	the	DET
cblr-7161	191	42	regulatory	regulatory	ADJ
cblr-7161	191	43	rules	rule	NOUN
cblr-7161	191	44	promulgated	promulgate	VERB
cblr-7161	191	45	out	out	ADP
cblr-7161	191	46	of	of	ADP
cblr-7161	191	47	doddfrank	doddfrank	NOUN
cblr-7161	191	48	.	.	PUNCT
cblr-7161	192	1	specifically	specifically	ADV
cblr-7161	192	2	with	with	ADP
cblr-7161	192	3	respect	respect	NOUN
cblr-7161	192	4	to	to	ADP
cblr-7161	192	5	foreign	foreign	ADJ
cblr-7161	192	6	banking	banking	NOUN
cblr-7161	192	7	organizations	organization	NOUN
cblr-7161	192	8	,	,	PUNCT
cblr-7161	192	9	the	the	DET
cblr-7161	192	10	crucial	crucial	ADJ
cblr-7161	192	11	regulatory	regulatory	ADJ
cblr-7161	192	12	changes	change	NOUN
cblr-7161	192	13	that	that	PRON
cblr-7161	192	14	emerged	emerge	VERB
cblr-7161	192	15	out	out	ADP
cblr-7161	192	16	of	of	ADP
cblr-7161	192	17	dodd	dodd	PROPN
cblr-7161	192	18	-	-	PUNCT
cblr-7161	192	19	frank	frank	PROPN
cblr-7161	192	20	were	be	AUX
cblr-7161	192	21	promulgated	promulgate	VERB
cblr-7161	192	22	under	under	ADP
cblr-7161	192	23	regulation	regulation	NOUN
cblr-7161	192	24	yy	yy	NOUN
cblr-7161	192	25	and	and	CCONJ
cblr-7161	192	26	regulation	regulation	NOUN
cblr-7161	192	27	w.34	w.34	ADV
cblr-7161	192	28	together	together	ADV
cblr-7161	192	29	,	,	PUNCT
cblr-7161	192	30	these	these	DET
cblr-7161	192	31	rules	rule	NOUN
cblr-7161	192	32	require	require	VERB
cblr-7161	192	33	that	that	SCONJ
cblr-7161	192	34	foreign	foreign	ADJ
cblr-7161	192	35	banking	banking	NOUN
cblr-7161	192	36	organizations	organization	NOUN
cblr-7161	192	37	fundamentally	fundamentally	ADV
cblr-7161	192	38	restructure	restructure	VERB
cblr-7161	192	39	their	their	PRON
cblr-7161	192	40	global	global	ADJ
cblr-7161	192	41	legal	legal	ADJ
cblr-7161	192	42	entity	entity	NOUN
cblr-7161	192	43	framework	framework	NOUN
cblr-7161	192	44	and	and	CCONJ
cblr-7161	192	45	,	,	PUNCT
cblr-7161	192	46	as	as	ADP
cblr-7161	192	47	a	a	DET
cblr-7161	192	48	result	result	NOUN
cblr-7161	192	49	,	,	PUNCT
cblr-7161	192	50	their	their	PRON
cblr-7161	192	51	funding	funding	NOUN
cblr-7161	192	52	strategy	strategy	NOUN
cblr-7161	192	53	.	.	PUNCT
cblr-7161	193	1	given	give	VERB
cblr-7161	193	2	that	that	SCONJ
cblr-7161	193	3	the	the	DET
cblr-7161	193	4	ihcs	ihcs	NOUN
cblr-7161	193	5	submitted	submit	VERB
cblr-7161	193	6	their	their	PRON
cblr-7161	193	7	first	first	ADJ
cblr-7161	193	8	public	public	ADJ
cblr-7161	193	9	stress	stress	NOUN
cblr-7161	193	10	test	test	NOUN
cblr-7161	193	11	results	result	NOUN
cblr-7161	193	12	in	in	ADP
cblr-7161	193	13	the	the	DET
cblr-7161	193	14	summer	summer	NOUN
cblr-7161	193	15	of	of	ADP
cblr-7161	193	16	2018,35	2018,35	NUM
cblr-7161	193	17	the	the	DET
cblr-7161	193	18	impact	impact	NOUN
cblr-7161	193	19	of	of	ADP
cblr-7161	193	20	the	the	DET
cblr-7161	193	21	ihc	ihc	PROPN
cblr-7161	193	22	paradigm	paradigm	NOUN
cblr-7161	193	23	has	have	VERB
cblr-7161	193	24	yet	yet	ADV
cblr-7161	193	25	to	to	PART
cblr-7161	193	26	be	be	AUX
cblr-7161	193	27	assessed	assess	VERB
cblr-7161	193	28	comprehensively	comprehensively	ADV
cblr-7161	193	29	.	.	PUNCT
cblr-7161	194	1	however	however	ADV
cblr-7161	194	2	,	,	PUNCT
cblr-7161	194	3	before	before	ADP
cblr-7161	194	4	reaching	reach	VERB
cblr-7161	194	5	our	our	PRON
cblr-7161	194	6	evaluation	evaluation	NOUN
cblr-7161	194	7	of	of	ADP
cblr-7161	194	8	regulation	regulation	NOUN
cblr-7161	194	9	yy	yy	PROPN
cblr-7161	194	10	and	and	CCONJ
cblr-7161	194	11	regulation	regulation	NOUN
cblr-7161	194	12	w	w	PROPN
cblr-7161	194	13	,	,	PUNCT
cblr-7161	194	14	it	it	PRON
cblr-7161	194	15	is	be	AUX
cblr-7161	194	16	first	first	ADV
cblr-7161	194	17	necessary	necessary	ADJ
cblr-7161	194	18	to	to	PART
cblr-7161	194	19	explain	explain	VERB
cblr-7161	194	20	the	the	DET
cblr-7161	194	21	history	history	NOUN
cblr-7161	194	22	of	of	ADP
cblr-7161	194	23	foreign	foreign	ADJ
cblr-7161	194	24	banking	banking	NOUN
cblr-7161	194	25	organizations	organization	NOUN
cblr-7161	194	26	in	in	ADP
cblr-7161	194	27	the	the	DET
cblr-7161	194	28	united	united	PROPN
cblr-7161	194	29	states	states	PROPN
cblr-7161	194	30	and	and	CCONJ
cblr-7161	194	31	how	how	SCONJ
cblr-7161	194	32	that	that	DET
cblr-7161	194	33	historical	historical	ADJ
cblr-7161	194	34	context	context	NOUN
cblr-7161	194	35	informs	inform	VERB
cblr-7161	194	36	current	current	ADJ
cblr-7161	194	37	fbo	fbo	NOUN
cblr-7161	194	38	regulation	regulation	NOUN
cblr-7161	194	39	.	.	PUNCT
cblr-7161	195	1	a.	a.	PROPN
cblr-7161	195	2	brief	brief	PROPN
cblr-7161	195	3	history	history	NOUN
cblr-7161	195	4	of	of	ADP
cblr-7161	195	5	foreign	foreign	ADJ
cblr-7161	195	6	banking	banking	NOUN
cblr-7161	195	7	organizations	organization	NOUN
cblr-7161	195	8	in	in	ADP
cblr-7161	195	9	the	the	DET
cblr-7161	195	10	united	united	PROPN
cblr-7161	195	11	states	states	PROPN
cblr-7161	195	12	the	the	DET
cblr-7161	195	13	global	global	ADJ
cblr-7161	195	14	financial	financial	ADJ
cblr-7161	195	15	system	system	NOUN
cblr-7161	195	16	is	be	AUX
cblr-7161	195	17	largely	largely	ADV
cblr-7161	195	18	an	an	DET
cblr-7161	195	19	advent	advent	NOUN
cblr-7161	195	20	of	of	ADP
cblr-7161	195	21	the	the	DET
cblr-7161	195	22	past	past	ADJ
cblr-7161	195	23	thirty	thirty	NUM
cblr-7161	195	24	years	year	NOUN
cblr-7161	195	25	.	.	PUNCT
cblr-7161	196	1	indeed	indeed	ADV
cblr-7161	196	2	,	,	PUNCT
cblr-7161	196	3	while	while	SCONJ
cblr-7161	196	4	there	there	PRON
cblr-7161	196	5	was	be	VERB
cblr-7161	196	6	certainly	certainly	ADV
cblr-7161	196	7	cross	cross	ADJ
cblr-7161	196	8	-	-	ADJ
cblr-7161	196	9	border	border	ADJ
cblr-7161	196	10	banking	banking	NOUN
cblr-7161	196	11	activity	activity	NOUN
cblr-7161	196	12	before	before	ADP
cblr-7161	196	13	the	the	DET
cblr-7161	196	14	1980s	1980s	NUM
cblr-7161	196	15	,	,	PUNCT
cblr-7161	196	16	“	"	PUNCT
cblr-7161	196	17	the	the	DET
cblr-7161	196	18	scale	scale	NOUN
cblr-7161	196	19	of	of	ADP
cblr-7161	196	20	international	international	ADJ
cblr-7161	196	21	banking	banking	NOUN
cblr-7161	196	22	changed	change	VERB
cblr-7161	196	23	dramatically	dramatically	ADV
cblr-7161	196	24	between	between	ADP
cblr-7161	196	25	1985	1985	NUM
cblr-7161	196	26	and	and	CCONJ
cblr-7161	196	27	2009.”36	2009.”36	NOUN
cblr-7161	196	28	34	34	NUM
cblr-7161	196	29	see	see	VERB
cblr-7161	196	30	enhanced	enhance	VERB
cblr-7161	196	31	prudential	prudential	ADJ
cblr-7161	196	32	standards	standard	NOUN
cblr-7161	196	33	(	(	PUNCT
cblr-7161	196	34	regulation	regulation	NOUN
cblr-7161	196	35	yy	yy	PROPN
cblr-7161	196	36	)	)	PUNCT
cblr-7161	196	37	,	,	PUNCT
cblr-7161	196	38	12	12	NUM
cblr-7161	196	39	c.f.r	c.f.r	NOUN
cblr-7161	196	40	.	.	PUNCT
cblr-7161	197	1	§	§	PROPN
cblr-7161	197	2	252	252	NUM
cblr-7161	197	3	(	(	PUNCT
cblr-7161	197	4	2020	2020	NUM
cblr-7161	197	5	)	)	PUNCT
cblr-7161	197	6	;	;	PUNCT
cblr-7161	197	7	transactions	transaction	NOUN
cblr-7161	197	8	between	between	ADP
cblr-7161	197	9	member	member	NOUN
cblr-7161	197	10	banks	bank	NOUN
cblr-7161	197	11	and	and	CCONJ
cblr-7161	197	12	their	their	PRON
cblr-7161	197	13	affiliates	affiliate	NOUN
cblr-7161	197	14	(	(	PUNCT
cblr-7161	197	15	regulation	regulation	NOUN
cblr-7161	197	16	w	w	NOUN
cblr-7161	197	17	)	)	PUNCT
cblr-7161	197	18	,	,	PUNCT
cblr-7161	197	19	12	12	NUM
cblr-7161	197	20	c.f.r	c.f.r	NOUN
cblr-7161	197	21	.	.	PUNCT
cblr-7161	198	1	§	§	PROPN
cblr-7161	198	2	223	223	NUM
cblr-7161	198	3	(	(	PUNCT
cblr-7161	198	4	2020	2020	NUM
cblr-7161	198	5	)	)	PUNCT
cblr-7161	198	6	.	.	PUNCT
cblr-7161	199	1	35	35	NUM
cblr-7161	199	2	see	see	VERB
cblr-7161	199	3	press	press	NOUN
cblr-7161	199	4	release	release	NOUN
cblr-7161	199	5	,	,	PUNCT
cblr-7161	199	6	bd	bd	PROPN
cblr-7161	199	7	.	.	PROPN
cblr-7161	199	8	of	of	ADP
cblr-7161	199	9	governors	governor	NOUN
cblr-7161	199	10	of	of	ADP
cblr-7161	199	11	the	the	DET
cblr-7161	199	12	fed	fed	PROPN
cblr-7161	199	13	.	.	PUNCT
cblr-7161	200	1	reserve	reserve	PROPN
cblr-7161	200	2	sys	sys	PROPN
cblr-7161	200	3	.	.	PROPN
cblr-7161	200	4	,	,	PUNCT
cblr-7161	200	5	federal	federal	PROPN
cblr-7161	200	6	reserve	reserve	NOUN
cblr-7161	200	7	releases	release	VERB
cblr-7161	200	8	results	result	NOUN
cblr-7161	200	9	of	of	ADP
cblr-7161	200	10	comprehensive	comprehensive	ADJ
cblr-7161	200	11	capital	capital	NOUN
cblr-7161	200	12	analysis	analysis	NOUN
cblr-7161	200	13	and	and	CCONJ
cblr-7161	200	14	review	review	NOUN
cblr-7161	200	15	(	(	PUNCT
cblr-7161	200	16	ccar	ccar	NOUN
cblr-7161	200	17	)	)	PUNCT
cblr-7161	200	18	(	(	PUNCT
cblr-7161	200	19	june	june	PROPN
cblr-7161	200	20	28	28	NUM
cblr-7161	200	21	,	,	PUNCT
cblr-7161	200	22	2018	2018	NUM
cblr-7161	200	23	)	)	PUNCT
cblr-7161	200	24	,	,	PUNCT
cblr-7161	200	25	https://www.federalreserve.gov/newsevents/pressreleases/bcreg20180628a.htm	https://www.federalreserve.gov/newsevents/pressreleases/bcreg20180628a.htm	PROPN
cblr-7161	201	1	[	[	X
cblr-7161	201	2	https://perma.cc/9glr-r8nw	https://perma.cc/9glr-r8nw	X
cblr-7161	201	3	]	]	X
cblr-7161	201	4	.	.	PUNCT
cblr-7161	202	1	36	36	NUM
cblr-7161	202	2	comm	comm	NOUN
cblr-7161	202	3	.	.	PUNCT
cblr-7161	203	1	on	on	ADP
cblr-7161	203	2	the	the	DET
cblr-7161	203	3	glob	glob	NOUN
cblr-7161	203	4	.	.	PUNCT
cblr-7161	204	1	fin	fin	PROPN
cblr-7161	204	2	.	.	PUNCT
cblr-7161	205	1	sys	sys	PROPN
cblr-7161	205	2	.	.	PROPN
cblr-7161	205	3	,	,	PUNCT
cblr-7161	205	4	long	long	ADJ
cblr-7161	205	5	-	-	PUNCT
cblr-7161	205	6	term	term	NOUN
cblr-7161	205	7	issues	issue	NOUN
cblr-7161	205	8	in	in	ADP
cblr-7161	205	9	international	international	ADJ
cblr-7161	205	10	banking	banking	NOUN
cblr-7161	205	11	6	6	NUM
cblr-7161	205	12	(	(	PUNCT
cblr-7161	205	13	2010	2010	NUM
cblr-7161	205	14	)	)	PUNCT
cblr-7161	205	15	,	,	PUNCT
cblr-7161	205	16	https://www.bis.org/publ/cgfs41.pdf	https://www.bis.org/publ/cgfs41.pdf	NOUN
cblr-7161	205	17	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	205	18	(	(	PUNCT
cblr-7161	205	19	do	do	AUX
cblr-7161	205	20	not	not	PART
cblr-7161	205	21	delte	delte	VERB
cblr-7161	205	22	)	)	PUNCT
cblr-7161	205	23	10/7/2020	10/7/2020	NUM
cblr-7161	205	24	6:42	6:42	NUM
cblr-7161	205	25	pm	pm	NOUN
cblr-7161	205	26	348	348	NUM
cblr-7161	205	27	columbia	columbia	PROPN
cblr-7161	205	28	business	business	NOUN
cblr-7161	205	29	law	law	PROPN
cblr-7161	205	30	review	review	NOUN
cblr-7161	206	1	[	[	X
cblr-7161	206	2	vol	vol	NOUN
cblr-7161	206	3	.	.	PUNCT
cblr-7161	206	4	2020	2020	NUM
cblr-7161	206	5	that	that	PRON
cblr-7161	206	6	is	be	AUX
cblr-7161	206	7	,	,	PUNCT
cblr-7161	206	8	in	in	ADP
cblr-7161	206	9	the	the	DET
cblr-7161	206	10	years	year	NOUN
cblr-7161	206	11	leading	lead	VERB
cblr-7161	206	12	up	up	ADP
cblr-7161	206	13	to	to	ADP
cblr-7161	206	14	the	the	DET
cblr-7161	206	15	financial	financial	ADJ
cblr-7161	206	16	crisis	crisis	NOUN
cblr-7161	206	17	global	global	ADJ
cblr-7161	206	18	banks	bank	NOUN
cblr-7161	206	19	’	'	PUNCT
cblr-7161	206	20	cross	cross	ADJ
cblr-7161	206	21	-	-	ADJ
cblr-7161	206	22	border	border	ADJ
cblr-7161	206	23	and	and	CCONJ
cblr-7161	206	24	foreign	foreign	ADJ
cblr-7161	206	25	currency	currency	NOUN
cblr-7161	206	26	claims	claim	NOUN
cblr-7161	206	27	increased	increase	VERB
cblr-7161	206	28	precipitously.37	precipitously.37	VERB
cblr-7161	206	29	one	one	NUM
cblr-7161	206	30	driver	driver	NOUN
cblr-7161	206	31	of	of	ADP
cblr-7161	206	32	this	this	DET
cblr-7161	206	33	growth	growth	NOUN
cblr-7161	206	34	in	in	ADP
cblr-7161	206	35	international	international	ADJ
cblr-7161	206	36	banking	banking	NOUN
cblr-7161	206	37	was	be	AUX
cblr-7161	206	38	the	the	DET
cblr-7161	206	39	globalization	globalization	NOUN
cblr-7161	206	40	of	of	ADP
cblr-7161	206	41	the	the	DET
cblr-7161	206	42	world	world	NOUN
cblr-7161	206	43	’s	’s	PART
cblr-7161	206	44	economy	economy	NOUN
cblr-7161	206	45	generally	generally	ADV
cblr-7161	206	46	,	,	PUNCT
cblr-7161	206	47	however	however	ADV
cblr-7161	206	48	international	international	ADJ
cblr-7161	206	49	banking	banking	NOUN
cblr-7161	206	50	activity	activity	NOUN
cblr-7161	206	51	has	have	AUX
cblr-7161	206	52	significantly	significantly	ADV
cblr-7161	206	53	outpaced	outpace	VERB
cblr-7161	206	54	international	international	ADJ
cblr-7161	206	55	trade38	trade38	NOUN
cblr-7161	206	56	in	in	ADP
cblr-7161	206	57	the	the	DET
cblr-7161	206	58	twenty	twenty	NUM
cblr-7161	206	59	-	-	PUNCT
cblr-7161	206	60	first	first	ADJ
cblr-7161	206	61	century.39	century.39	PROPN
cblr-7161	206	62	the	the	DET
cblr-7161	206	63	commonly	commonly	ADV
cblr-7161	206	64	accepted	accept	VERB
cblr-7161	206	65	explanation	explanation	NOUN
cblr-7161	206	66	among	among	ADP
cblr-7161	206	67	financial	financial	ADJ
cblr-7161	206	68	economists	economist	NOUN
cblr-7161	206	69	as	as	ADP
cblr-7161	206	70	to	to	ADP
cblr-7161	206	71	what	what	PRON
cblr-7161	206	72	has	have	AUX
cblr-7161	206	73	driven	drive	VERB
cblr-7161	206	74	the	the	DET
cblr-7161	206	75	rise	rise	NOUN
cblr-7161	206	76	of	of	ADP
cblr-7161	206	77	international	international	ADJ
cblr-7161	206	78	banking	banking	NOUN
cblr-7161	206	79	,	,	PUNCT
cblr-7161	206	80	particularly	particularly	ADV
cblr-7161	206	81	over	over	ADP
cblr-7161	206	82	the	the	DET
cblr-7161	206	83	past	past	ADJ
cblr-7161	206	84	twenty	twenty	NUM
cblr-7161	206	85	years	year	NOUN
cblr-7161	206	86	,	,	PUNCT
cblr-7161	206	87	is	be	AUX
cblr-7161	206	88	the	the	DET
cblr-7161	206	89	emergence	emergence	NOUN
cblr-7161	206	90	of	of	ADP
cblr-7161	206	91	fbos	fbo	NOUN
cblr-7161	206	92	as	as	ADP
cblr-7161	206	93	“	"	PUNCT
cblr-7161	206	94	market	market	NOUN
cblr-7161	206	95	intermediaries	intermediary	NOUN
cblr-7161	206	96	.	.	PUNCT
cblr-7161	207	1	”40	”40	PROPN
cblr-7161	207	2	briefly	briefly	ADV
cblr-7161	207	3	,	,	PUNCT
cblr-7161	207	4	the	the	DET
cblr-7161	207	5	market	market	NOUN
cblr-7161	207	6	intermediary	intermediary	NOUN
cblr-7161	207	7	function	function	NOUN
cblr-7161	207	8	of	of	ADP
cblr-7161	207	9	foreign	foreign	ADJ
cblr-7161	207	10	banking	banking	NOUN
cblr-7161	207	11	organizations	organization	NOUN
cblr-7161	207	12	refers	refer	VERB
cblr-7161	207	13	to	to	ADP
cblr-7161	207	14	the	the	DET
cblr-7161	207	15	active	active	ADJ
cblr-7161	207	16	role	role	NOUN
cblr-7161	207	17	fbos	fbo	NOUN
cblr-7161	207	18	have	have	AUX
cblr-7161	207	19	recently	recently	ADV
cblr-7161	207	20	taken	take	VERB
cblr-7161	207	21	in	in	ADP
cblr-7161	207	22	global	global	ADJ
cblr-7161	207	23	capital	capital	NOUN
cblr-7161	207	24	markets.41	markets.41	PROPN
cblr-7161	207	25	specifically	specifically	ADV
cblr-7161	207	26	,	,	PUNCT
cblr-7161	207	27	the	the	DET
cblr-7161	207	28	evolution	evolution	NOUN
cblr-7161	207	29	of	of	ADP
cblr-7161	207	30	[	[	X
cblr-7161	207	31	https://perma.cc/hs7n-hhzb	https://perma.cc/hs7n-hhzb	X
cblr-7161	207	32	]	]	PUNCT
cblr-7161	207	33	.	.	PUNCT
cblr-7161	208	1	see	see	VERB
cblr-7161	208	2	also	also	ADV
cblr-7161	208	3	mitchell	mitchell	PROPN
cblr-7161	208	4	berlin	berlin	PROPN
cblr-7161	208	5	,	,	PUNCT
cblr-7161	208	6	new	new	ADJ
cblr-7161	208	7	rules	rule	NOUN
cblr-7161	208	8	for	for	ADP
cblr-7161	208	9	foreign	foreign	ADJ
cblr-7161	208	10	banks	bank	NOUN
cblr-7161	208	11	:	:	PUNCT
cblr-7161	208	12	what	what	PRON
cblr-7161	208	13	’s	’	VERB
cblr-7161	208	14	at	at	ADP
cblr-7161	208	15	stake	stake	NOUN
cblr-7161	208	16	?	?	PUNCT
cblr-7161	208	17	,	,	PUNCT
cblr-7161	208	18	bus	bus	NOUN
cblr-7161	208	19	.	.	PUNCT
cblr-7161	209	1	rev	rev	PROPN
cblr-7161	209	2	.	.	PROPN
cblr-7161	209	3	,	,	PUNCT
cblr-7161	209	4	first	first	ADJ
cblr-7161	209	5	quarter	quarter	NOUN
cblr-7161	209	6	2015	2015	NUM
cblr-7161	209	7	,	,	PUNCT
cblr-7161	209	8	at	at	ADP
cblr-7161	209	9	1	1	NUM
cblr-7161	209	10	,	,	PUNCT
cblr-7161	209	11	1–2	1–2	NUM
cblr-7161	209	12	;	;	PUNCT
cblr-7161	209	13	john	john	PROPN
cblr-7161	209	14	c.	c.	PROPN
cblr-7161	209	15	dugan	dugan	VERB
cblr-7161	209	16	et	et	PROPN
cblr-7161	209	17	al	al	PROPN
cblr-7161	209	18	.	.	PROPN
cblr-7161	209	19	,	,	PUNCT
cblr-7161	209	20	forms	form	NOUN
cblr-7161	209	21	of	of	ADP
cblr-7161	209	22	entry	entry	NOUN
cblr-7161	209	23	and	and	CCONJ
cblr-7161	209	24	operation	operation	NOUN
cblr-7161	209	25	in	in	ADP
cblr-7161	209	26	the	the	DET
cblr-7161	209	27	united	united	PROPN
cblr-7161	209	28	states	states	PROPN
cblr-7161	209	29	,	,	PUNCT
cblr-7161	209	30	in	in	ADP
cblr-7161	209	31	regulation	regulation	NOUN
cblr-7161	209	32	of	of	ADP
cblr-7161	209	33	foreign	foreign	ADJ
cblr-7161	209	34	banks	bank	NOUN
cblr-7161	209	35	&	&	CCONJ
cblr-7161	209	36	affiliates	affiliate	NOUN
cblr-7161	209	37	1	1	NUM
cblr-7161	209	38	,	,	PUNCT
cblr-7161	209	39	4–6	4–6	PROPN
cblr-7161	209	40	(	(	PUNCT
cblr-7161	209	41	randall	randall	PROPN
cblr-7161	209	42	d.	d.	PROPN
cblr-7161	209	43	guynn	guynn	PROPN
cblr-7161	209	44	ed	ed	PROPN
cblr-7161	209	45	.	.	PROPN
cblr-7161	209	46	,	,	PUNCT
cblr-7161	210	1	9th	9th	ADJ
cblr-7161	210	2	ed	ed	NOUN
cblr-7161	210	3	.	.	PROPN
cblr-7161	210	4	2016	2016	NUM
cblr-7161	210	5	)	)	PUNCT
cblr-7161	210	6	.	.	PUNCT
cblr-7161	211	1	37	37	NUM
cblr-7161	211	2	see	see	VERB
cblr-7161	211	3	patrick	patrick	PROPN
cblr-7161	211	4	mcguire	mcguire	PROPN
cblr-7161	211	5	et	et	PROPN
cblr-7161	211	6	al	al	PROPN
cblr-7161	211	7	.	.	PROPN
cblr-7161	211	8	,	,	PUNCT
cblr-7161	211	9	highlights	highlight	NOUN
cblr-7161	211	10	of	of	ADP
cblr-7161	211	11	international	international	ADJ
cblr-7161	211	12	banking	banking	NOUN
cblr-7161	211	13	and	and	CCONJ
cblr-7161	211	14	financial	financial	ADJ
cblr-7161	211	15	market	market	NOUN
cblr-7161	211	16	activity	activity	NOUN
cblr-7161	211	17	,	,	PUNCT
cblr-7161	211	18	2008	2008	NUM
cblr-7161	211	19	bis	bis	PROPN
cblr-7161	211	20	q.	q.	PROPN
cblr-7161	211	21	rev	rev	PROPN
cblr-7161	211	22	.	.	PROPN
cblr-7161	211	23	17	17	NUM
cblr-7161	211	24	,	,	PUNCT
cblr-7161	211	25	24	24	NUM
cblr-7161	211	26	(	(	PUNCT
cblr-7161	211	27	2008	2008	NUM
cblr-7161	211	28	)	)	PUNCT
cblr-7161	211	29	.	.	PUNCT
cblr-7161	212	1	38	38	NUM
cblr-7161	212	2	international	international	ADJ
cblr-7161	212	3	trade	trade	NOUN
cblr-7161	212	4	activity	activity	NOUN
cblr-7161	212	5	is	be	AUX
cblr-7161	212	6	generally	generally	ADV
cblr-7161	212	7	accepted	accept	VERB
cblr-7161	212	8	as	as	ADP
cblr-7161	212	9	a	a	DET
cblr-7161	212	10	proxy	proxy	NOUN
cblr-7161	212	11	to	to	PART
cblr-7161	212	12	measure	measure	VERB
cblr-7161	212	13	the	the	DET
cblr-7161	212	14	globalization	globalization	NOUN
cblr-7161	212	15	of	of	ADP
cblr-7161	212	16	the	the	DET
cblr-7161	212	17	world	world	NOUN
cblr-7161	212	18	’s	’s	PART
cblr-7161	212	19	economy	economy	NOUN
cblr-7161	212	20	.	.	PUNCT
cblr-7161	213	1	see	see	VERB
cblr-7161	213	2	,	,	PUNCT
cblr-7161	213	3	e.g.	e.g.	ADV
cblr-7161	213	4	,	,	PUNCT
cblr-7161	213	5	oecd	oecd	PROPN
cblr-7161	213	6	,	,	PUNCT
cblr-7161	213	7	measuring	measure	VERB
cblr-7161	213	8	globalisation	globalisation	NOUN
cblr-7161	213	9	:	:	PUNCT
cblr-7161	213	10	oecd	oecd	PROPN
cblr-7161	213	11	economic	economic	ADJ
cblr-7161	213	12	globalisation	globalisation	NOUN
cblr-7161	213	13	indicators	indicator	NOUN
cblr-7161	213	14	40	40	NUM
cblr-7161	213	15	(	(	PUNCT
cblr-7161	213	16	2010	2010	NUM
cblr-7161	213	17	)	)	PUNCT
cblr-7161	213	18	,	,	PUNCT
cblr-7161	214	1	https://unstats.un.org/unsd/econstatkb/knowledgebasearticle10422.aspx	https://unstats.un.org/unsd/econstatkb/knowledgebasearticle10422.aspx	NOUN
cblr-7161	214	2	[	[	X
cblr-7161	214	3	https://perma.cc/pa6x-37ws	https://perma.cc/pa6x-37ws	X
cblr-7161	214	4	]	]	X
cblr-7161	214	5	;	;	PUNCT
cblr-7161	214	6	petra	petra	PROPN
cblr-7161	214	7	vujakovic	vujakovic	PROPN
cblr-7161	214	8	,	,	PUNCT
cblr-7161	214	9	how	how	SCONJ
cblr-7161	214	10	to	to	PART
cblr-7161	214	11	measure	measure	VERB
cblr-7161	214	12	globalization	globalization	NOUN
cblr-7161	214	13	?	?	PUNCT
cblr-7161	215	1	a	a	DET
cblr-7161	215	2	new	new	ADJ
cblr-7161	215	3	globalization	globalization	NOUN
cblr-7161	215	4	index	index	NOUN
cblr-7161	215	5	(	(	PUNCT
cblr-7161	215	6	ngi	ngi	PROPN
cblr-7161	215	7	)	)	PUNCT
cblr-7161	215	8	,	,	PUNCT
cblr-7161	215	9	38	38	NUM
cblr-7161	215	10	atlantic	atlantic	PROPN
cblr-7161	215	11	econ	econ	NOUN
cblr-7161	215	12	.	.	PUNCT
cblr-7161	216	1	j.	j.	PROPN
cblr-7161	216	2	237	237	NUM
cblr-7161	216	3	(	(	PUNCT
cblr-7161	216	4	2010	2010	NUM
cblr-7161	216	5	)	)	PUNCT
cblr-7161	216	6	.	.	PUNCT
cblr-7161	217	1	39	39	NUM
cblr-7161	217	2	see	see	VERB
cblr-7161	217	3	comm	comm	NOUN
cblr-7161	217	4	.	.	PUNCT
cblr-7161	218	1	on	on	ADP
cblr-7161	218	2	the	the	DET
cblr-7161	218	3	glob	glob	NOUN
cblr-7161	218	4	.	.	PUNCT
cblr-7161	219	1	fin	fin	PROPN
cblr-7161	219	2	.	.	PUNCT
cblr-7161	220	1	sys	sys	PROPN
cblr-7161	220	2	.	.	PROPN
cblr-7161	220	3	,	,	PUNCT
cblr-7161	220	4	supra	supra	PROPN
cblr-7161	220	5	note	note	PROPN
cblr-7161	220	6	36	36	NUM
cblr-7161	220	7	,	,	PUNCT
cblr-7161	220	8	at	at	ADP
cblr-7161	220	9	6–7	6–7	NOUN
cblr-7161	220	10	.	.	PUNCT
cblr-7161	221	1	growth	growth	NOUN
cblr-7161	221	2	in	in	ADP
cblr-7161	221	3	international	international	ADJ
cblr-7161	221	4	banking	banking	NOUN
cblr-7161	221	5	activity	activity	NOUN
cblr-7161	221	6	largely	largely	ADV
cblr-7161	221	7	mirrored	mirror	VERB
cblr-7161	221	8	international	international	ADJ
cblr-7161	221	9	trade	trade	NOUN
cblr-7161	221	10	growth	growth	NOUN
cblr-7161	221	11	from	from	ADP
cblr-7161	221	12	1986	1986	NUM
cblr-7161	221	13	to	to	ADP
cblr-7161	221	14	2000	2000	NUM
cblr-7161	221	15	.	.	PUNCT
cblr-7161	222	1	see	see	VERB
cblr-7161	222	2	comm	comm	NOUN
cblr-7161	222	3	.	.	PUNCT
cblr-7161	223	1	on	on	ADP
cblr-7161	223	2	the	the	DET
cblr-7161	223	3	glob	glob	NOUN
cblr-7161	223	4	.	.	PUNCT
cblr-7161	224	1	fin	fin	PROPN
cblr-7161	224	2	.	.	PUNCT
cblr-7161	225	1	sys	sys	PROPN
cblr-7161	225	2	.	.	PROPN
cblr-7161	225	3	,	,	PUNCT
cblr-7161	225	4	supra	supra	PROPN
cblr-7161	225	5	note	note	PROPN
cblr-7161	225	6	36	36	NUM
cblr-7161	225	7	,	,	PUNCT
cblr-7161	225	8	at	at	ADP
cblr-7161	225	9	7	7	NUM
cblr-7161	225	10	tbl.2	tbl.2	PROPN
cblr-7161	225	11	.	.	PUNCT
cblr-7161	226	1	it	it	PRON
cblr-7161	226	2	can	can	AUX
cblr-7161	226	3	thus	thus	ADV
cblr-7161	226	4	be	be	AUX
cblr-7161	226	5	presumed	presume	VERB
cblr-7161	226	6	that	that	SCONJ
cblr-7161	226	7	,	,	PUNCT
cblr-7161	226	8	up	up	ADV
cblr-7161	226	9	until	until	ADP
cblr-7161	226	10	2000	2000	NUM
cblr-7161	226	11	,	,	PUNCT
cblr-7161	226	12	the	the	DET
cblr-7161	226	13	observed	observed	ADJ
cblr-7161	226	14	rise	rise	NOUN
cblr-7161	226	15	in	in	ADP
cblr-7161	226	16	international	international	ADJ
cblr-7161	226	17	banking	banking	NOUN
cblr-7161	226	18	activity	activity	NOUN
cblr-7161	226	19	was	be	AUX
cblr-7161	226	20	at	at	ADP
cblr-7161	226	21	least	least	ADJ
cblr-7161	226	22	in	in	ADP
cblr-7161	226	23	part	part	NOUN
cblr-7161	226	24	attributable	attributable	ADJ
cblr-7161	226	25	to	to	ADP
cblr-7161	226	26	the	the	DET
cblr-7161	226	27	globalization	globalization	NOUN
cblr-7161	226	28	of	of	ADP
cblr-7161	226	29	the	the	DET
cblr-7161	226	30	world	world	NOUN
cblr-7161	226	31	’s	’s	PART
cblr-7161	226	32	economy	economy	NOUN
cblr-7161	226	33	generally	generally	ADV
cblr-7161	226	34	.	.	PUNCT
cblr-7161	227	1	40	40	NUM
cblr-7161	227	2	see	see	VERB
cblr-7161	227	3	,	,	PUNCT
cblr-7161	227	4	e.g.	e.g.	ADV
cblr-7161	227	5	,	,	PUNCT
cblr-7161	227	6	comm	comm	NOUN
cblr-7161	227	7	.	.	PUNCT
cblr-7161	228	1	on	on	ADP
cblr-7161	228	2	the	the	DET
cblr-7161	228	3	glob	glob	NOUN
cblr-7161	228	4	.	.	PUNCT
cblr-7161	229	1	fin	fin	PROPN
cblr-7161	229	2	.	.	PUNCT
cblr-7161	230	1	sys	sys	PROPN
cblr-7161	230	2	.	.	PROPN
cblr-7161	230	3	,	,	PUNCT
cblr-7161	230	4	supra	supra	PROPN
cblr-7161	230	5	note	note	PROPN
cblr-7161	230	6	36	36	NUM
cblr-7161	230	7	,	,	PUNCT
cblr-7161	230	8	at	at	ADP
cblr-7161	230	9	7	7	NUM
cblr-7161	230	10	,	,	PUNCT
cblr-7161	230	11	18	18	NUM
cblr-7161	230	12	;	;	PUNCT
cblr-7161	230	13	berlin	berlin	PROPN
cblr-7161	230	14	,	,	PUNCT
cblr-7161	230	15	supra	supra	PROPN
cblr-7161	230	16	note	note	PROPN
cblr-7161	230	17	36	36	NUM
cblr-7161	230	18	,	,	PUNCT
cblr-7161	230	19	at	at	ADP
cblr-7161	230	20	2–3	2–3	NUM
cblr-7161	230	21	;	;	PUNCT
cblr-7161	230	22	katie	katie	PROPN
cblr-7161	230	23	kolchin	kolchin	PROPN
cblr-7161	230	24	,	,	PUNCT
cblr-7161	230	25	sifma	sifma	NOUN
cblr-7161	230	26	insights	insight	NOUN
cblr-7161	230	27	:	:	PUNCT
cblr-7161	230	28	the	the	DET
cblr-7161	230	29	importance	importance	NOUN
cblr-7161	230	30	of	of	ADP
cblr-7161	230	31	fbos	fbo	NOUN
cblr-7161	230	32	to	to	ADP
cblr-7161	230	33	us	us	PROPN
cblr-7161	230	34	capital	capital	NOUN
cblr-7161	230	35	markets	market	NOUN
cblr-7161	230	36	4	4	NUM
cblr-7161	230	37	(	(	PUNCT
cblr-7161	230	38	2019	2019	NUM
cblr-7161	230	39	)	)	PUNCT
cblr-7161	230	40	,	,	PUNCT
cblr-7161	230	41	https://www.sifma.org/wp-content/uploads/2019/04/sifma-insights-theimportance-of-fbos-to-us-capital-markets.pdf	https://www.sifma.org/wp-content/uploads/2019/04/sifma-insights-theimportance-of-fbos-to-us-capital-markets.pdf	NOUN
cblr-7161	231	1	[	[	X
cblr-7161	231	2	https://perma.cc/r4vbvj68	https://perma.cc/r4vbvj68	X
cblr-7161	231	3	]	]	X
cblr-7161	231	4	.	.	PUNCT
cblr-7161	232	1	41	41	NUM
cblr-7161	232	2	see	see	VERB
cblr-7161	232	3	,	,	PUNCT
cblr-7161	232	4	e.g.	e.g.	ADV
cblr-7161	232	5	,	,	PUNCT
cblr-7161	232	6	comm	comm	NOUN
cblr-7161	232	7	.	.	PUNCT
cblr-7161	233	1	on	on	ADP
cblr-7161	233	2	the	the	DET
cblr-7161	233	3	glob	glob	NOUN
cblr-7161	233	4	.	.	PUNCT
cblr-7161	234	1	fin	fin	PROPN
cblr-7161	234	2	.	.	PUNCT
cblr-7161	235	1	sys	sys	PROPN
cblr-7161	235	2	.	.	PROPN
cblr-7161	235	3	,	,	PUNCT
cblr-7161	235	4	supra	supra	PROPN
cblr-7161	235	5	note	note	PROPN
cblr-7161	235	6	36	36	NUM
cblr-7161	235	7	,	,	PUNCT
cblr-7161	235	8	at	at	ADP
cblr-7161	235	9	18	18	NUM
cblr-7161	235	10	;	;	PUNCT
cblr-7161	235	11	semyon	semyon	NOUN
cblr-7161	235	12	malamud	malamud	PROPN
cblr-7161	235	13	&	&	CCONJ
cblr-7161	235	14	andreas	andreas	PROPN
cblr-7161	235	15	schrimpf	schrimpf	NOUN
cblr-7161	235	16	,	,	PUNCT
cblr-7161	235	17	an	an	DET
cblr-7161	235	18	intermediation	intermediation	NOUN
cblr-7161	235	19	-	-	PUNCT
cblr-7161	235	20	based	base	VERB
cblr-7161	235	21	model	model	NOUN
cblr-7161	235	22	of	of	ADP
cblr-7161	235	23	exchange	exchange	NOUN
cblr-7161	235	24	rates	rate	NOUN
cblr-7161	235	25	2	2	NUM
cblr-7161	235	26	n.1	n.1	NOUN
cblr-7161	235	27	(	(	PUNCT
cblr-7161	235	28	bank	bank	NOUN
cblr-7161	235	29	for	for	ADP
cblr-7161	235	30	int’l	int’l	NUM
cblr-7161	235	31	settlements	settlement	NOUN
cblr-7161	235	32	,	,	PUNCT
cblr-7161	235	33	working	work	VERB
cblr-7161	235	34	paper	paper	NOUN
cblr-7161	235	35	no	no	INTJ
cblr-7161	235	36	.	.	PROPN
cblr-7161	235	37	743	743	NUM
cblr-7161	235	38	,	,	PUNCT
cblr-7161	235	39	2018	2018	NUM
cblr-7161	235	40	)	)	PUNCT
cblr-7161	235	41	,	,	PUNCT
cblr-7161	235	42	https://www.bis.org/publ/work743.pdf	https://www.bis.org/publ/work743.pdf	X
cblr-7161	236	1	[	[	X
cblr-7161	236	2	https://perma.cc/6lavabaa	https://perma.cc/6lavabaa	PROPN
cblr-7161	236	3	]	]	X
cblr-7161	236	4	.	.	PUNCT
cblr-7161	237	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	237	2	(	(	PUNCT
cblr-7161	237	3	do	do	AUX
cblr-7161	237	4	not	not	PART
cblr-7161	237	5	delete	delete	VERB
cblr-7161	237	6	)	)	PUNCT
cblr-7161	237	7	10/7/2020	10/7/2020	NUM
cblr-7161	237	8	6:42	6:42	NUM
cblr-7161	237	9	pm	pm	NOUN
cblr-7161	237	10	no	no	INTJ
cblr-7161	237	11	.	.	PUNCT
cblr-7161	238	1	1:336	1:336	NUM
cblr-7161	238	2	]	]	X
cblr-7161	238	3	treacherous	treacherous	ADJ
cblr-7161	238	4	landscape	landscape	NOUN
cblr-7161	238	5	349	349	NUM
cblr-7161	238	6	fbos	fbo	NOUN
cblr-7161	238	7	into	into	ADP
cblr-7161	238	8	market	market	NOUN
cblr-7161	238	9	intermediaries	intermediary	NOUN
cblr-7161	238	10	has	have	AUX
cblr-7161	238	11	largely	largely	ADV
cblr-7161	238	12	been	be	AUX
cblr-7161	238	13	driven	drive	VERB
cblr-7161	238	14	by	by	ADP
cblr-7161	238	15	their	their	PRON
cblr-7161	238	16	expansion	expansion	NOUN
cblr-7161	238	17	into	into	ADP
cblr-7161	238	18	derivatives	derivative	NOUN
cblr-7161	238	19	and	and	CCONJ
cblr-7161	238	20	interbank	interbank	NOUN
cblr-7161	238	21	lending	lending	NOUN
cblr-7161	238	22	markets.42	markets.42	NOUN
cblr-7161	238	23	to	to	PART
cblr-7161	238	24	illustrate	illustrate	VERB
cblr-7161	238	25	the	the	DET
cblr-7161	238	26	impact	impact	NOUN
cblr-7161	238	27	this	this	DET
cblr-7161	238	28	change	change	NOUN
cblr-7161	238	29	has	have	AUX
cblr-7161	238	30	had	have	VERB
cblr-7161	238	31	on	on	ADP
cblr-7161	238	32	the	the	DET
cblr-7161	238	33	funding	funding	NOUN
cblr-7161	238	34	strategy	strategy	NOUN
cblr-7161	238	35	of	of	ADP
cblr-7161	238	36	fbos	fbos	PROPN
cblr-7161	238	37	,	,	PUNCT
cblr-7161	238	38	it	it	PRON
cblr-7161	238	39	is	be	AUX
cblr-7161	238	40	helpful	helpful	ADJ
cblr-7161	238	41	to	to	PART
cblr-7161	238	42	describe	describe	VERB
cblr-7161	238	43	one	one	NUM
cblr-7161	238	44	type	type	NOUN
cblr-7161	238	45	of	of	ADP
cblr-7161	238	46	fee	fee	NOUN
cblr-7161	238	47	-	-	PUNCT
cblr-7161	238	48	generating	generate	VERB
cblr-7161	238	49	transaction	transaction	NOUN
cblr-7161	238	50	that	that	PRON
cblr-7161	238	51	fbos	fbo	VERB
cblr-7161	238	52	routinely	routinely	ADV
cblr-7161	238	53	engage	engage	VERB
cblr-7161	238	54	in	in	ADP
cblr-7161	238	55	:	:	PUNCT
cblr-7161	238	56	asset	asset	NOUN
cblr-7161	238	57	-	-	PUNCT
cblr-7161	238	58	backed	back	VERB
cblr-7161	238	59	securitizations	securitization	NOUN
cblr-7161	238	60	.	.	PUNCT
cblr-7161	239	1	by	by	ADP
cblr-7161	239	2	way	way	NOUN
cblr-7161	239	3	of	of	ADP
cblr-7161	239	4	background	background	NOUN
cblr-7161	239	5	,	,	PUNCT
cblr-7161	239	6	asset	asset	NOUN
cblr-7161	239	7	-	-	PUNCT
cblr-7161	239	8	backed	back	VERB
cblr-7161	239	9	securitizations	securitization	NOUN
cblr-7161	239	10	are	be	AUX
cblr-7161	239	11	financial	financial	ADJ
cblr-7161	239	12	products	product	NOUN
cblr-7161	239	13	that	that	PRON
cblr-7161	239	14	allow	allow	VERB
cblr-7161	239	15	banks	bank	NOUN
cblr-7161	239	16	to	to	PART
cblr-7161	239	17	sell	sell	VERB
cblr-7161	239	18	their	their	PRON
cblr-7161	239	19	loans	loan	NOUN
cblr-7161	239	20	by	by	ADP
cblr-7161	239	21	bundling	bundle	VERB
cblr-7161	239	22	them	they	PRON
cblr-7161	239	23	together	together	ADV
cblr-7161	239	24	into	into	ADP
cblr-7161	239	25	a	a	DET
cblr-7161	239	26	tradeable	tradeable	ADJ
cblr-7161	239	27	bond	bond	NOUN
cblr-7161	239	28	and	and	CCONJ
cblr-7161	239	29	selling	sell	VERB
cblr-7161	239	30	them	they	PRON
cblr-7161	239	31	to	to	ADP
cblr-7161	239	32	other	other	ADJ
cblr-7161	239	33	financial	financial	ADJ
cblr-7161	239	34	institutions.43	institutions.43	NOUN
cblr-7161	239	35	in	in	ADP
cblr-7161	239	36	the	the	DET
cblr-7161	239	37	lifecycle	lifecycle	NOUN
cblr-7161	239	38	of	of	ADP
cblr-7161	239	39	a	a	DET
cblr-7161	239	40	securitization	securitization	NOUN
cblr-7161	239	41	large	large	ADJ
cblr-7161	239	42	global	global	ADJ
cblr-7161	239	43	banks	bank	NOUN
cblr-7161	239	44	serve	serve	VERB
cblr-7161	239	45	as	as	ADP
cblr-7161	239	46	middlemen	middleman	NOUN
cblr-7161	239	47	,	,	PUNCT
cblr-7161	239	48	buying	buy	VERB
cblr-7161	239	49	loans	loan	NOUN
cblr-7161	239	50	from	from	ADP
cblr-7161	239	51	commercial	commercial	ADJ
cblr-7161	239	52	banks	bank	NOUN
cblr-7161	239	53	and	and	CCONJ
cblr-7161	239	54	packaging	package	VERB
cblr-7161	239	55	them	they	PRON
cblr-7161	239	56	into	into	ADP
cblr-7161	239	57	securitized	securitized	ADJ
cblr-7161	239	58	tranches	tranche	NOUN
cblr-7161	239	59	to	to	PART
cblr-7161	239	60	be	be	AUX
cblr-7161	239	61	sold	sell	VERB
cblr-7161	239	62	to	to	ADP
cblr-7161	239	63	investors.44	investors.44	NOUN
cblr-7161	239	64	that	that	PRON
cblr-7161	239	65	is	be	AUX
cblr-7161	239	66	,	,	PUNCT
cblr-7161	239	67	by	by	ADP
cblr-7161	239	68	design	design	NOUN
cblr-7161	239	69	middlemen	middleman	NOUN
cblr-7161	239	70	banks	bank	NOUN
cblr-7161	239	71	are	be	AUX
cblr-7161	239	72	not	not	PART
cblr-7161	239	73	intended	intend	VERB
cblr-7161	239	74	to	to	PART
cblr-7161	239	75	retain	retain	VERB
cblr-7161	239	76	exposure	exposure	NOUN
cblr-7161	239	77	to	to	ADP
cblr-7161	239	78	the	the	DET
cblr-7161	239	79	securitized	securitize	VERB
cblr-7161	239	80	products	product	NOUN
cblr-7161	239	81	they	they	PRON
cblr-7161	239	82	create	create	VERB
cblr-7161	239	83	,	,	PUNCT
cblr-7161	239	84	they	they	PRON
cblr-7161	239	85	are	be	AUX
cblr-7161	239	86	meant	mean	VERB
cblr-7161	239	87	to	to	PART
cblr-7161	239	88	transfer	transfer	VERB
cblr-7161	239	89	credit	credit	NOUN
cblr-7161	239	90	risk	risk	NOUN
cblr-7161	239	91	from	from	ADP
cblr-7161	239	92	one	one	NUM
cblr-7161	239	93	party	party	NOUN
cblr-7161	239	94	(	(	PUNCT
cblr-7161	239	95	the	the	DET
cblr-7161	239	96	original	original	ADJ
cblr-7161	239	97	lending	lending	NOUN
cblr-7161	239	98	commercial	commercial	ADJ
cblr-7161	239	99	bank	bank	NOUN
cblr-7161	239	100	)	)	PUNCT
cblr-7161	239	101	to	to	ADP
cblr-7161	239	102	another	another	PRON
cblr-7161	239	103	(	(	PUNCT
cblr-7161	239	104	the	the	DET
cblr-7161	239	105	securitization	securitization	NOUN
cblr-7161	239	106	investor).45	investor).45	PUNCT
cblr-7161	239	107	initially	initially	ADV
cblr-7161	239	108	,	,	PUNCT
cblr-7161	239	109	when	when	SCONJ
cblr-7161	239	110	securitizations	securitization	NOUN
cblr-7161	239	111	became	became	AUX
cblr-7161	239	112	popularized	popularize	VERB
cblr-7161	239	113	in	in	ADP
cblr-7161	239	114	the	the	DET
cblr-7161	239	115	1970s	1970	NOUN
cblr-7161	239	116	,	,	PUNCT
cblr-7161	239	117	they	they	PRON
cblr-7161	239	118	were	be	AUX
cblr-7161	239	119	thought	think	VERB
cblr-7161	239	120	to	to	PART
cblr-7161	239	121	be	be	AUX
cblr-7161	239	122	a	a	DET
cblr-7161	239	123	force	force	NOUN
cblr-7161	239	124	for	for	ADP
cblr-7161	239	125	stability	stability	NOUN
cblr-7161	239	126	given	give	VERB
cblr-7161	239	127	that	that	SCONJ
cblr-7161	239	128	they	they	PRON
cblr-7161	239	129	offered	offer	VERB
cblr-7161	239	130	liquidity	liquidity	NOUN
cblr-7161	239	131	to	to	ADP
cblr-7161	239	132	commercial	commercial	ADJ
cblr-7161	239	133	banks	bank	NOUN
cblr-7161	239	134	,	,	PUNCT
cblr-7161	239	135	whose	whose	DET
cblr-7161	239	136	balance	balance	NOUN
cblr-7161	239	137	sheets	sheet	NOUN
cblr-7161	239	138	were	be	AUX
cblr-7161	239	139	otherwise	otherwise	ADV
cblr-7161	239	140	inflexible	inflexible	ADJ
cblr-7161	239	141	,	,	PUNCT
cblr-7161	239	142	and	and	CCONJ
cblr-7161	239	143	diversified	diversified	ADJ
cblr-7161	239	144	risk	risk	NOUN
cblr-7161	239	145	around	around	ADP
cblr-7161	239	146	the	the	DET
cblr-7161	239	147	financial	financial	ADJ
cblr-7161	239	148	system.46	system.46	NOUN
cblr-7161	239	149	at	at	ADP
cblr-7161	239	150	face	face	NOUN
cblr-7161	239	151	value	value	NOUN
cblr-7161	239	152	this	this	DET
cblr-7161	239	153	understanding	understanding	NOUN
cblr-7161	239	154	of	of	ADP
cblr-7161	239	155	securitizations	securitization	NOUN
cblr-7161	239	156	is	be	AUX
cblr-7161	239	157	true	true	ADJ
cblr-7161	239	158	,	,	PUNCT
cblr-7161	239	159	and	and	CCONJ
cblr-7161	239	160	indeed	indeed	ADV
cblr-7161	239	161	,	,	PUNCT
cblr-7161	239	162	there	there	PRON
cblr-7161	239	163	is	be	VERB
cblr-7161	239	164	nothing	nothing	PRON
cblr-7161	239	165	inherently	inherently	ADV
cblr-7161	239	166	unstable	unstable	ADJ
cblr-7161	239	167	about	about	ADP
cblr-7161	239	168	securitized	securitized	ADJ
cblr-7161	239	169	products	product	NOUN
cblr-7161	239	170	.	.	PUNCT
cblr-7161	240	1	practically	practically	ADV
cblr-7161	240	2	,	,	PUNCT
cblr-7161	240	3	however	however	ADV
cblr-7161	240	4	,	,	PUNCT
cblr-7161	240	5	the	the	DET
cblr-7161	240	6	transfer	transfer	NOUN
cblr-7161	240	7	of	of	ADP
cblr-7161	240	8	credit	credit	NOUN
cblr-7161	240	9	risk	risk	NOUN
cblr-7161	240	10	associated	associate	VERB
cblr-7161	240	11	with	with	ADP
cblr-7161	240	12	securitized	securitized	ADJ
cblr-7161	240	13	transactions	transaction	NOUN
cblr-7161	240	14	is	be	AUX
cblr-7161	240	15	often	often	ADV
cblr-7161	240	16	“	"	PUNCT
cblr-7161	240	17	not	not	PART
cblr-7161	240	18	complete	complete	ADJ
cblr-7161	240	19	for	for	ADP
cblr-7161	240	20	various	various	ADJ
cblr-7161	240	21	reasons	reason	NOUN
cblr-7161	240	22	,	,	PUNCT
cblr-7161	240	23	either	either	CCONJ
cblr-7161	240	24	because	because	SCONJ
cblr-7161	240	25	banks	bank	NOUN
cblr-7161	240	26	provided	provide	VERB
cblr-7161	240	27	explicit	explicit	ADJ
cblr-7161	240	28	or	or	CCONJ
cblr-7161	240	29	42	42	NUM
cblr-7161	240	30	see	see	NOUN
cblr-7161	240	31	comm	comm	NOUN
cblr-7161	240	32	.	.	PUNCT
cblr-7161	241	1	on	on	ADP
cblr-7161	241	2	the	the	DET
cblr-7161	241	3	glob	glob	NOUN
cblr-7161	241	4	.	.	PUNCT
cblr-7161	242	1	fin	fin	PROPN
cblr-7161	242	2	.	.	PUNCT
cblr-7161	243	1	sys	sys	PROPN
cblr-7161	243	2	.	.	PROPN
cblr-7161	243	3	,	,	PUNCT
cblr-7161	243	4	supra	supra	PROPN
cblr-7161	243	5	note	note	PROPN
cblr-7161	243	6	36	36	NUM
cblr-7161	243	7	,	,	PUNCT
cblr-7161	243	8	at	at	ADP
cblr-7161	243	9	13–14	13–14	NUM
cblr-7161	243	10	,	,	PUNCT
cblr-7161	243	11	17	17	NUM
cblr-7161	243	12	tbl.6	tbl.6	PROPN
cblr-7161	243	13	.	.	PUNCT
cblr-7161	244	1	see	see	VERB
cblr-7161	244	2	also	also	ADV
cblr-7161	244	3	kolchin	kolchin	ADJ
cblr-7161	244	4	,	,	PUNCT
cblr-7161	244	5	supra	supra	PROPN
cblr-7161	244	6	note	note	NOUN
cblr-7161	244	7	40	40	NUM
cblr-7161	244	8	,	,	PUNCT
cblr-7161	244	9	at	at	ADP
cblr-7161	244	10	11	11	NUM
cblr-7161	244	11	;	;	PUNCT
cblr-7161	244	12	mcguire	mcguire	PROPN
cblr-7161	244	13	et	et	PROPN
cblr-7161	244	14	al	al	PROPN
cblr-7161	244	15	.	.	PROPN
cblr-7161	244	16	,	,	PUNCT
cblr-7161	244	17	supra	supra	PROPN
cblr-7161	244	18	note	note	VERB
cblr-7161	244	19	37	37	NUM
cblr-7161	244	20	,	,	PUNCT
cblr-7161	244	21	at	at	ADP
cblr-7161	244	22	17	17	NUM
cblr-7161	244	23	–	–	SYM
cblr-7161	244	24	19	19	NUM
cblr-7161	244	25	.	.	NOUN
cblr-7161	244	26	43	43	NUM
cblr-7161	244	27	see	see	VERB
cblr-7161	244	28	suleman	suleman	PROPN
cblr-7161	244	29	baig	baig	PROPN
cblr-7161	244	30	&	&	CCONJ
cblr-7161	244	31	moorad	moorad	PROPN
cblr-7161	244	32	choudhry	choudhry	PROPN
cblr-7161	244	33	,	,	PUNCT
cblr-7161	244	34	the	the	DET
cblr-7161	244	35	mechanics	mechanic	NOUN
cblr-7161	244	36	of	of	ADP
cblr-7161	244	37	securitization	securitization	NOUN
cblr-7161	244	38	:	:	PUNCT
cblr-7161	244	39	a	a	DET
cblr-7161	244	40	practical	practical	ADJ
cblr-7161	244	41	guide	guide	NOUN
cblr-7161	244	42	to	to	ADP
cblr-7161	244	43	structuring	structure	VERB
cblr-7161	244	44	and	and	CCONJ
cblr-7161	244	45	closing	close	VERB
cblr-7161	244	46	asset	asset	NOUN
cblr-7161	244	47	-	-	PUNCT
cblr-7161	244	48	backed	back	VERB
cblr-7161	244	49	security	security	NOUN
cblr-7161	244	50	transactions	transaction	NOUN
cblr-7161	244	51	3	3	NUM
cblr-7161	244	52	(	(	PUNCT
cblr-7161	244	53	2013	2013	NUM
cblr-7161	244	54	)	)	PUNCT
cblr-7161	244	55	.	.	PUNCT
cblr-7161	245	1	44	44	NUM
cblr-7161	245	2	see	see	VERB
cblr-7161	245	3	,	,	PUNCT
cblr-7161	245	4	e.g.	e.g.	ADV
cblr-7161	245	5	,	,	PUNCT
cblr-7161	245	6	nicola	nicola	PROPN
cblr-7161	245	7	cetorelli	cetorelli	PROPN
cblr-7161	245	8	&	&	CCONJ
cblr-7161	245	9	stavros	stavros	PROPN
cblr-7161	245	10	peristiani	peristiani	PROPN
cblr-7161	245	11	,	,	PUNCT
cblr-7161	245	12	the	the	DET
cblr-7161	245	13	role	role	NOUN
cblr-7161	245	14	of	of	ADP
cblr-7161	245	15	banks	bank	NOUN
cblr-7161	245	16	in	in	ADP
cblr-7161	245	17	asset	asset	NOUN
cblr-7161	245	18	securitization	securitization	NOUN
cblr-7161	245	19	,	,	PUNCT
cblr-7161	245	20	frbny	frbny	PROPN
cblr-7161	245	21	econ	econ	PROPN
cblr-7161	245	22	.	.	PUNCT
cblr-7161	246	1	pol’y	pol’y	NOUN
cblr-7161	246	2	rev	rev	VERB
cblr-7161	246	3	.	.	PROPN
cblr-7161	246	4	,	,	PUNCT
cblr-7161	246	5	july	july	PROPN
cblr-7161	246	6	2012	2012	NUM
cblr-7161	246	7	,	,	PUNCT
cblr-7161	246	8	at	at	ADP
cblr-7161	246	9	47	47	NUM
cblr-7161	246	10	,	,	PUNCT
cblr-7161	246	11	48–50	48–50	NUM
cblr-7161	246	12	;	;	PUNCT
cblr-7161	246	13	gary	gary	PROPN
cblr-7161	246	14	gorton	gorton	PROPN
cblr-7161	246	15	&	&	CCONJ
cblr-7161	246	16	andrew	andrew	PROPN
cblr-7161	246	17	metrick	metrick	PROPN
cblr-7161	246	18	,	,	PUNCT
cblr-7161	246	19	securitized	securitized	ADJ
cblr-7161	246	20	banking	banking	NOUN
cblr-7161	246	21	and	and	CCONJ
cblr-7161	246	22	the	the	DET
cblr-7161	246	23	run	run	NOUN
cblr-7161	246	24	on	on	ADP
cblr-7161	246	25	repo	repo	NOUN
cblr-7161	246	26	,	,	PUNCT
cblr-7161	246	27	104	104	NUM
cblr-7161	246	28	j.	j.	PROPN
cblr-7161	246	29	fin	fin	PROPN
cblr-7161	246	30	.	.	PUNCT
cblr-7161	246	31	econ	econ	PROPN
cblr-7161	246	32	.	.	PUNCT
cblr-7161	247	1	425	425	NUM
cblr-7161	247	2	,	,	PUNCT
cblr-7161	247	3	426–28	426–28	X
cblr-7161	247	4	(	(	PUNCT
cblr-7161	247	5	2012	2012	NUM
cblr-7161	247	6	)	)	PUNCT
cblr-7161	247	7	.	.	PUNCT
cblr-7161	248	1	45	45	NUM
cblr-7161	248	2	see	see	VERB
cblr-7161	248	3	viral	viral	ADJ
cblr-7161	248	4	v.	v.	ADP
cblr-7161	248	5	acharya	acharya	PROPN
cblr-7161	248	6	et	et	PROPN
cblr-7161	248	7	al	al	PROPN
cblr-7161	248	8	.	.	PROPN
cblr-7161	248	9	,	,	PUNCT
cblr-7161	248	10	securitization	securitization	NOUN
cblr-7161	248	11	without	without	ADP
cblr-7161	248	12	risk	risk	NOUN
cblr-7161	248	13	transfer	transfer	NOUN
cblr-7161	248	14	,	,	PUNCT
cblr-7161	248	15	107	107	NUM
cblr-7161	248	16	j.	j.	PROPN
cblr-7161	248	17	fin	fin	PROPN
cblr-7161	248	18	.	.	PUNCT
cblr-7161	248	19	econ	econ	PROPN
cblr-7161	248	20	.	.	PUNCT
cblr-7161	249	1	515	515	NUM
cblr-7161	249	2	,	,	PUNCT
cblr-7161	249	3	515	515	NUM
cblr-7161	249	4	(	(	PUNCT
cblr-7161	249	5	2013	2013	NUM
cblr-7161	249	6	)	)	PUNCT
cblr-7161	249	7	.	.	PUNCT
cblr-7161	250	1	46	46	NUM
cblr-7161	250	2	see	see	VERB
cblr-7161	250	3	s.l	s.l	PROPN
cblr-7161	250	4	.	.	PROPN
cblr-7161	250	5	schwarcz	schwarcz	NOUN
cblr-7161	250	6	,	,	PUNCT
cblr-7161	250	7	securitization	securitization	NOUN
cblr-7161	250	8	and	and	CCONJ
cblr-7161	250	9	structured	structured	ADJ
cblr-7161	250	10	finance	finance	NOUN
cblr-7161	250	11	,	,	PUNCT
cblr-7161	250	12	in	in	ADP
cblr-7161	250	13	handbook	handbook	NOUN
cblr-7161	250	14	of	of	ADP
cblr-7161	250	15	key	key	ADJ
cblr-7161	250	16	global	global	ADJ
cblr-7161	250	17	financial	financial	ADJ
cblr-7161	250	18	markets	market	NOUN
cblr-7161	250	19	,	,	PUNCT
cblr-7161	250	20	institutions	institution	NOUN
cblr-7161	250	21	,	,	PUNCT
cblr-7161	250	22	and	and	CCONJ
cblr-7161	250	23	infrastructures	infrastructure	NOUN
cblr-7161	250	24	565	565	NUM
cblr-7161	250	25	,	,	PUNCT
cblr-7161	250	26	566	566	NUM
cblr-7161	250	27	(	(	PUNCT
cblr-7161	250	28	gerard	gerard	PROPN
cblr-7161	250	29	caprio	caprio	PROPN
cblr-7161	250	30	et	et	PROPN
cblr-7161	250	31	al	al	PROPN
cblr-7161	250	32	.	.	PUNCT
cblr-7161	251	1	eds	eds	PROPN
cblr-7161	251	2	.	.	PROPN
cblr-7161	251	3	,	,	PUNCT
cblr-7161	251	4	2013	2013	NUM
cblr-7161	251	5	)	)	PUNCT
cblr-7161	251	6	.	.	PUNCT
cblr-7161	252	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	252	2	(	(	PUNCT
cblr-7161	252	3	do	do	AUX
cblr-7161	252	4	not	not	PART
cblr-7161	252	5	delte	delte	VERB
cblr-7161	252	6	)	)	PUNCT
cblr-7161	252	7	10/7/2020	10/7/2020	NUM
cblr-7161	252	8	6:42	6:42	NUM
cblr-7161	252	9	pm	pm	NOUN
cblr-7161	252	10	350	350	NUM
cblr-7161	252	11	columbia	columbia	PROPN
cblr-7161	252	12	business	business	NOUN
cblr-7161	252	13	law	law	PROPN
cblr-7161	252	14	review	review	NOUN
cblr-7161	252	15	[	[	X
cblr-7161	252	16	vol	vol	NOUN
cblr-7161	252	17	.	.	PUNCT
cblr-7161	252	18	2020	2020	NUM
cblr-7161	252	19	implicit	implicit	ADJ
cblr-7161	252	20	support	support	NOUN
cblr-7161	252	21	to	to	ADP
cblr-7161	252	22	special	special	ADJ
cblr-7161	252	23	purpose	purpose	NOUN
cblr-7161	252	24	vehicles	vehicle	NOUN
cblr-7161	252	25	,	,	PUNCT
cblr-7161	252	26	or	or	CCONJ
cblr-7161	252	27	because	because	SCONJ
cblr-7161	252	28	banks	bank	NOUN
cblr-7161	252	29	retained	retain	VERB
cblr-7161	252	30	on	on	ADP
cblr-7161	252	31	[	[	PUNCT
cblr-7161	252	32	their	their	PRON
cblr-7161	252	33	]	]	PUNCT
cblr-7161	252	34	balance	balance	NOUN
cblr-7161	252	35	sheet	sheet	NOUN
cblr-7161	252	36	some	some	DET
cblr-7161	252	37	tranches	tranche	NOUN
cblr-7161	252	38	of	of	ADP
cblr-7161	252	39	their	their	PRON
cblr-7161	252	40	structured	structured	ADJ
cblr-7161	252	41	issuances	issuance	NOUN
cblr-7161	252	42	.	.	PUNCT
cblr-7161	253	1	”47	”47	PROPN
cblr-7161	253	2	in	in	ADP
cblr-7161	253	3	the	the	DET
cblr-7161	253	4	years	year	NOUN
cblr-7161	253	5	leading	lead	VERB
cblr-7161	253	6	up	up	ADP
cblr-7161	253	7	to	to	ADP
cblr-7161	253	8	the	the	DET
cblr-7161	253	9	crisis	crisis	NOUN
cblr-7161	253	10	many	many	ADJ
cblr-7161	253	11	large	large	ADJ
cblr-7161	253	12	foreign48	foreign48	ADJ
cblr-7161	253	13	banks	bank	NOUN
cblr-7161	253	14	retained	retain	VERB
cblr-7161	253	15	remnants	remnant	NOUN
cblr-7161	253	16	of	of	ADP
cblr-7161	253	17	their	their	PRON
cblr-7161	253	18	previously	previously	ADV
cblr-7161	253	19	structured	structured	ADJ
cblr-7161	253	20	issuances	issuance	NOUN
cblr-7161	253	21	on	on	ADP
cblr-7161	253	22	their	their	PRON
cblr-7161	253	23	balance	balance	NOUN
cblr-7161	253	24	sheet.49	sheet.49	NOUN
cblr-7161	253	25	commentators	commentator	NOUN
cblr-7161	253	26	have	have	AUX
cblr-7161	253	27	offered	offer	VERB
cblr-7161	253	28	several	several	ADJ
cblr-7161	253	29	strategic	strategic	ADJ
cblr-7161	253	30	explanations	explanation	NOUN
cblr-7161	253	31	as	as	SCONJ
cblr-7161	253	32	to	to	ADP
cblr-7161	253	33	why	why	SCONJ
cblr-7161	253	34	foreign	foreign	ADJ
cblr-7161	253	35	banking	banking	NOUN
cblr-7161	253	36	organizations	organization	NOUN
cblr-7161	253	37	retained	retain	VERB
cblr-7161	253	38	these	these	DET
cblr-7161	253	39	exposures	exposure	NOUN
cblr-7161	253	40	leading	lead	VERB
cblr-7161	253	41	up	up	ADP
cblr-7161	253	42	to	to	ADP
cblr-7161	253	43	the	the	DET
cblr-7161	253	44	financial	financial	ADJ
cblr-7161	253	45	crisis,50	crisis,50	NOUN
cblr-7161	253	46	however	however	ADV
cblr-7161	253	47	the	the	DET
cblr-7161	253	48	structural	structural	ADJ
cblr-7161	253	49	explanation	explanation	NOUN
cblr-7161	253	50	lies	lie	VERB
cblr-7161	253	51	in	in	ADP
cblr-7161	253	52	the	the	DET
cblr-7161	253	53	presence	presence	NOUN
cblr-7161	253	54	of	of	ADP
cblr-7161	253	55	“	"	PUNCT
cblr-7161	253	56	credit	credit	NOUN
cblr-7161	253	57	enhancements	enhancement	NOUN
cblr-7161	253	58	”	"	PUNCT
cblr-7161	253	59	in	in	ADP
cblr-7161	253	60	pre	pre	ADJ
cblr-7161	253	61	-	-	ADJ
cblr-7161	253	62	crisis	crisis	ADJ
cblr-7161	253	63	securitizations.51	securitizations.51	NOUN
cblr-7161	253	64	credit	credit	NOUN
cblr-7161	253	65	enhancements	enhancement	NOUN
cblr-7161	253	66	are	be	AUX
cblr-7161	253	67	defined	define	VERB
cblr-7161	253	68	as	as	ADP
cblr-7161	253	69	“	"	PUNCT
cblr-7161	253	70	contractual	contractual	ADJ
cblr-7161	253	71	arrangements	arrangement	NOUN
cblr-7161	253	72	in	in	ADP
cblr-7161	253	73	which	which	PRON
cblr-7161	253	74	a	a	DET
cblr-7161	253	75	bank	bank	NOUN
cblr-7161	253	76	retains	retain	VERB
cblr-7161	253	77	or	or	CCONJ
cblr-7161	253	78	assumes	assume	VERB
cblr-7161	253	79	[	[	X
cblr-7161	253	80	securitized	securitize	VERB
cblr-7161	253	81	]	]	X
cblr-7161	253	82	exposure	exposure	NOUN
cblr-7161	253	83	and	and	CCONJ
cblr-7161	253	84	,	,	PUNCT
cblr-7161	253	85	in	in	ADP
cblr-7161	253	86	substance	substance	NOUN
cblr-7161	253	87	,	,	PUNCT
cblr-7161	253	88	provides	provide	VERB
cblr-7161	253	89	some	some	DET
cblr-7161	253	90	degree	degree	NOUN
cblr-7161	253	91	of	of	ADP
cblr-7161	253	92	added	add	VERB
cblr-7161	253	93	protection	protection	NOUN
cblr-7161	253	94	to	to	ADP
cblr-7161	253	95	other	other	ADJ
cblr-7161	253	96	parties	party	NOUN
cblr-7161	253	97	in	in	ADP
cblr-7161	253	98	the	the	DET
cblr-7161	253	99	transaction	transaction	NOUN
cblr-7161	253	100	.	.	PUNCT
cblr-7161	254	1	”52	”52	PUNCT
cblr-7161	254	2	in	in	ADP
cblr-7161	254	3	effect	effect	NOUN
cblr-7161	254	4	,	,	PUNCT
cblr-7161	254	5	the	the	DET
cblr-7161	254	6	47	47	NUM
cblr-7161	254	7	alessandro	alessandro	PROPN
cblr-7161	254	8	diego	diego	PROPN
cblr-7161	254	9	scopelliti	scopelliti	PROPN
cblr-7161	254	10	,	,	PUNCT
cblr-7161	254	11	securitisation	securitisation	NOUN
cblr-7161	254	12	,	,	PUNCT
cblr-7161	254	13	bank	bank	NOUN
cblr-7161	254	14	capital	capital	NOUN
cblr-7161	254	15	and	and	CCONJ
cblr-7161	254	16	financial	financial	ADJ
cblr-7161	254	17	regulation	regulation	NOUN
cblr-7161	254	18	:	:	PUNCT
cblr-7161	254	19	evidence	evidence	NOUN
cblr-7161	254	20	from	from	ADP
cblr-7161	254	21	european	european	ADJ
cblr-7161	254	22	banks	bank	NOUN
cblr-7161	254	23	2	2	NUM
cblr-7161	254	24	(	(	PUNCT
cblr-7161	254	25	mar	mar	PROPN
cblr-7161	254	26	.	.	PROPN
cblr-7161	254	27	1	1	NUM
cblr-7161	254	28	,	,	PUNCT
cblr-7161	254	29	2016	2016	NUM
cblr-7161	254	30	)	)	PUNCT
cblr-7161	254	31	(	(	PUNCT
cblr-7161	254	32	unpublished	unpublished	ADJ
cblr-7161	254	33	manuscript	manuscript	NOUN
cblr-7161	254	34	)	)	PUNCT
cblr-7161	254	35	(	(	PUNCT
cblr-7161	254	36	citations	citation	NOUN
cblr-7161	254	37	omitted	omit	VERB
cblr-7161	254	38	)	)	PUNCT
cblr-7161	254	39	,	,	PUNCT
cblr-7161	254	40	https://www.ecb.europa.eu/pub/conferences/ecbforum/shared/pdf/2016/scopelliti_paper.pdf	https://www.ecb.europa.eu/pub/conferences/ecbforum/shared/pdf/2016/scopelliti_paper.pdf	X
cblr-7161	254	41	[	[	X
cblr-7161	254	42	https://perma.cc/ma9v-8vu2	https://perma.cc/ma9v-8vu2	X
cblr-7161	254	43	]	]	X
cblr-7161	254	44	.	.	PUNCT
cblr-7161	255	1	48	48	NUM
cblr-7161	255	2	although	although	SCONJ
cblr-7161	255	3	there	there	PRON
cblr-7161	255	4	is	be	VERB
cblr-7161	255	5	some	some	DET
cblr-7161	255	6	evidence	evidence	NOUN
cblr-7161	255	7	that	that	SCONJ
cblr-7161	255	8	foreign	foreign	ADJ
cblr-7161	255	9	banking	banking	NOUN
cblr-7161	255	10	organizations	organization	NOUN
cblr-7161	255	11	outside	outside	ADP
cblr-7161	255	12	europe	europe	PROPN
cblr-7161	255	13	retained	retain	VERB
cblr-7161	255	14	their	their	PRON
cblr-7161	255	15	securitized	securitized	ADJ
cblr-7161	255	16	exposures	exposure	NOUN
cblr-7161	255	17	in	in	ADP
cblr-7161	255	18	the	the	DET
cblr-7161	255	19	pre	pre	ADJ
cblr-7161	255	20	-	-	ADJ
cblr-7161	255	21	crisis	crisis	ADJ
cblr-7161	255	22	period	period	NOUN
cblr-7161	255	23	,	,	PUNCT
cblr-7161	255	24	european	european	ADJ
cblr-7161	255	25	banks	bank	NOUN
cblr-7161	255	26	did	do	VERB
cblr-7161	255	27	so	so	ADV
cblr-7161	255	28	in	in	ADP
cblr-7161	255	29	much	much	ADV
cblr-7161	255	30	greater	great	ADJ
cblr-7161	255	31	quantities	quantity	NOUN
cblr-7161	255	32	.	.	PUNCT
cblr-7161	256	1	see	see	VERB
cblr-7161	256	2	robert	robert	PROPN
cblr-7161	256	3	mccauley	mccauley	PROPN
cblr-7161	256	4	,	,	PUNCT
cblr-7161	256	5	the	the	DET
cblr-7161	256	6	2008	2008	NUM
cblr-7161	256	7	crisis	crisis	NOUN
cblr-7161	256	8	:	:	PUNCT
cblr-7161	256	9	transpacific	transpacific	NOUN
cblr-7161	256	10	or	or	CCONJ
cblr-7161	256	11	transatlantic	transatlantic	ADJ
cblr-7161	256	12	?	?	PUNCT
cblr-7161	256	13	,	,	PUNCT
cblr-7161	256	14	2018	2018	NUM
cblr-7161	256	15	bis	bis	PROPN
cblr-7161	256	16	q.	q.	PROPN
cblr-7161	256	17	rev	rev	PROPN
cblr-7161	256	18	.	.	PROPN
cblr-7161	256	19	39	39	NUM
cblr-7161	256	20	,	,	PUNCT
cblr-7161	256	21	41–42	41–42	NUM
cblr-7161	256	22	(	(	PUNCT
cblr-7161	256	23	2018	2018	NUM
cblr-7161	256	24	)	)	PUNCT
cblr-7161	256	25	.	.	PUNCT
cblr-7161	257	1	additionally	additionally	ADV
cblr-7161	257	2	,	,	PUNCT
cblr-7161	257	3	because	because	SCONJ
cblr-7161	257	4	eight	eight	NUM
cblr-7161	257	5	out	out	ADP
cblr-7161	257	6	of	of	ADP
cblr-7161	257	7	the	the	DET
cblr-7161	257	8	twelve	twelve	NUM
cblr-7161	257	9	ihcs	ihcs	NOUN
cblr-7161	257	10	are	be	AUX
cblr-7161	257	11	headquartered	headquarter	VERB
cblr-7161	257	12	in	in	ADP
cblr-7161	257	13	europe	europe	PROPN
cblr-7161	257	14	,	,	PUNCT
cblr-7161	257	15	european	european	ADJ
cblr-7161	257	16	banks	bank	NOUN
cblr-7161	257	17	generally	generally	ADV
cblr-7161	257	18	are	be	AUX
cblr-7161	257	19	afforded	afford	VERB
cblr-7161	257	20	the	the	DET
cblr-7161	257	21	most	most	ADJ
cblr-7161	257	22	attention	attention	NOUN
cblr-7161	257	23	in	in	ADP
cblr-7161	257	24	academic	academic	ADJ
cblr-7161	257	25	studies	study	NOUN
cblr-7161	257	26	.	.	PUNCT
cblr-7161	258	1	see	see	VERB
cblr-7161	258	2	infra	infra	NOUN
cblr-7161	258	3	table	table	NOUN
cblr-7161	258	4	1	1	NUM
cblr-7161	258	5	.	.	NUM
cblr-7161	258	6	49	49	NUM
cblr-7161	258	7	see	see	VERB
cblr-7161	258	8	scopelliti	scopelliti	PROPN
cblr-7161	258	9	,	,	PUNCT
cblr-7161	258	10	supra	supra	PROPN
cblr-7161	258	11	note	note	PROPN
cblr-7161	258	12	47	47	NUM
cblr-7161	258	13	,	,	PUNCT
cblr-7161	258	14	at	at	ADP
cblr-7161	258	15	38	38	NUM
cblr-7161	258	16	;	;	PUNCT
cblr-7161	258	17	comm	comm	NOUN
cblr-7161	258	18	.	.	PUNCT
cblr-7161	259	1	on	on	ADP
cblr-7161	259	2	the	the	DET
cblr-7161	259	3	glob	glob	NOUN
cblr-7161	259	4	.	.	PUNCT
cblr-7161	260	1	fin	fin	PROPN
cblr-7161	260	2	.	.	PUNCT
cblr-7161	261	1	sys	sys	PROPN
cblr-7161	261	2	.	.	PROPN
cblr-7161	261	3	,	,	PUNCT
cblr-7161	261	4	supra	supra	PROPN
cblr-7161	261	5	note	note	PROPN
cblr-7161	261	6	36	36	NUM
cblr-7161	261	7	,	,	PUNCT
cblr-7161	261	8	at	at	ADP
cblr-7161	261	9	21	21	NUM
cblr-7161	261	10	fig.11	fig.11	NOUN
cblr-7161	261	11	.	.	PROPN
cblr-7161	262	1	50	50	NUM
cblr-7161	262	2	see	see	VERB
cblr-7161	262	3	i	i	PRON
cblr-7161	262	4	d.	d.	PROPN
cblr-7161	262	5	at	at	ADP
cblr-7161	262	6	30	30	NUM
cblr-7161	262	7	,	,	PUNCT
cblr-7161	262	8	38	38	NUM
cblr-7161	262	9	(	(	PUNCT
cblr-7161	262	10	arguing	argue	VERB
cblr-7161	262	11	that	that	SCONJ
cblr-7161	262	12	european	european	ADJ
cblr-7161	262	13	banks	bank	NOUN
cblr-7161	262	14	retained	retain	VERB
cblr-7161	262	15	securitized	securitized	ADJ
cblr-7161	262	16	exposures	exposure	NOUN
cblr-7161	262	17	on	on	ADP
cblr-7161	262	18	their	their	PRON
cblr-7161	262	19	balance	balance	NOUN
cblr-7161	262	20	sheets	sheet	NOUN
cblr-7161	262	21	as	as	ADP
cblr-7161	262	22	a	a	DET
cblr-7161	262	23	means	means	NOUN
cblr-7161	262	24	of	of	ADP
cblr-7161	262	25	regulatory	regulatory	ADJ
cblr-7161	262	26	arbitrage	arbitrage	NOUN
cblr-7161	262	27	)	)	PUNCT
cblr-7161	262	28	;	;	PUNCT
cblr-7161	262	29	santiago	santiago	PROPN
cblr-7161	262	30	carbó	carbó	PROPN
cblr-7161	262	31	-	-	PUNCT
cblr-7161	262	32	valverde	valverde	PROPN
cblr-7161	262	33	et	et	PROPN
cblr-7161	262	34	al	al	PROPN
cblr-7161	262	35	.	.	PROPN
cblr-7161	262	36	,	,	PUNCT
cblr-7161	262	37	securitization	securitization	NOUN
cblr-7161	262	38	,	,	PUNCT
cblr-7161	262	39	risk	risk	NOUN
cblr-7161	262	40	transferring	transferring	NOUN
cblr-7161	262	41	and	and	CCONJ
cblr-7161	262	42	financial	financial	ADJ
cblr-7161	262	43	instability	instability	NOUN
cblr-7161	262	44	:	:	PUNCT
cblr-7161	262	45	the	the	DET
cblr-7161	262	46	case	case	NOUN
cblr-7161	262	47	of	of	ADP
cblr-7161	262	48	spain	spain	PROPN
cblr-7161	262	49	,	,	PUNCT
cblr-7161	262	50	31	31	NUM
cblr-7161	262	51	j.	j.	PROPN
cblr-7161	262	52	int’l	int’l	NUM
cblr-7161	262	53	money	money	NOUN
cblr-7161	262	54	&	&	CCONJ
cblr-7161	262	55	fin	fin	PROPN
cblr-7161	262	56	.	.	PROPN
cblr-7161	263	1	80	80	NUM
cblr-7161	263	2	,	,	PUNCT
cblr-7161	263	3	93	93	NUM
cblr-7161	263	4	(	(	PUNCT
cblr-7161	263	5	2012	2012	NUM
cblr-7161	263	6	)	)	PUNCT
cblr-7161	264	1	(	(	PUNCT
cblr-7161	264	2	arguing	argue	VERB
cblr-7161	264	3	that	that	SCONJ
cblr-7161	264	4	foreign	foreign	ADJ
cblr-7161	264	5	banks	bank	NOUN
cblr-7161	264	6	retained	retain	VERB
cblr-7161	264	7	portions	portion	NOUN
cblr-7161	264	8	of	of	ADP
cblr-7161	264	9	their	their	PRON
cblr-7161	264	10	securitized	securitized	ADJ
cblr-7161	264	11	issuances	issuance	NOUN
cblr-7161	264	12	to	to	PART
cblr-7161	264	13	leverage	leverage	NOUN
cblr-7161	264	14	as	as	ADP
cblr-7161	264	15	collateral	collateral	NOUN
cblr-7161	264	16	in	in	ADP
cblr-7161	264	17	their	their	PRON
cblr-7161	264	18	transactions	transaction	NOUN
cblr-7161	264	19	with	with	ADP
cblr-7161	264	20	central	central	ADJ
cblr-7161	264	21	banks	bank	NOUN
cblr-7161	264	22	)	)	PUNCT
cblr-7161	264	23	.	.	PUNCT
cblr-7161	265	1	51	51	NUM
cblr-7161	265	2	see	see	VERB
cblr-7161	265	3	anna	anna	PROPN
cblr-7161	265	4	sarkisyan	sarkisyan	PROPN
cblr-7161	265	5	&	&	CCONJ
cblr-7161	265	6	barbara	barbara	PROPN
cblr-7161	265	7	casu	casu	PROPN
cblr-7161	265	8	,	,	PUNCT
cblr-7161	265	9	retained	retain	VERB
cblr-7161	265	10	interests	interest	NOUN
cblr-7161	265	11	in	in	ADP
cblr-7161	265	12	securitisations	securitisation	NOUN
cblr-7161	265	13	and	and	CCONJ
cblr-7161	265	14	implications	implication	NOUN
cblr-7161	265	15	for	for	ADP
cblr-7161	265	16	bank	bank	NOUN
cblr-7161	265	17	solvency	solvency	NOUN
cblr-7161	265	18	2	2	NUM
cblr-7161	265	19	(	(	PUNCT
cblr-7161	265	20	european	european	ADJ
cblr-7161	265	21	cent	cent	NOUN
cblr-7161	265	22	.	.	PUNCT
cblr-7161	266	1	bank	bank	PROPN
cblr-7161	266	2	,	,	PUNCT
cblr-7161	266	3	working	work	VERB
cblr-7161	266	4	paper	paper	NOUN
cblr-7161	266	5	no	no	NOUN
cblr-7161	266	6	.	.	PROPN
cblr-7161	266	7	1538	1538	NUM
cblr-7161	266	8	,	,	PUNCT
cblr-7161	266	9	2013	2013	NUM
cblr-7161	266	10	)	)	PUNCT
cblr-7161	266	11	,	,	PUNCT
cblr-7161	267	1	https://www.ecb.europa.eu/pub/pdf/scpwps/ecbwp1538.pdf	https://www.ecb.europa.eu/pub/pdf/scpwps/ecbwp1538.pdf	PROPN
cblr-7161	267	2	[	[	X
cblr-7161	267	3	https://perma.cc/lwe5-e65r	https://perma.cc/lwe5-e65r	X
cblr-7161	267	4	]	]	X
cblr-7161	267	5	.	.	PUNCT
cblr-7161	268	1	52	52	NUM
cblr-7161	268	2	see	see	VERB
cblr-7161	268	3	i	i	PRON
cblr-7161	268	4	d.	d.	PROPN
cblr-7161	268	5	at	at	ADP
cblr-7161	268	6	4	4	NUM
cblr-7161	268	7	.	.	PUNCT
cblr-7161	268	8	credit	credit	NOUN
cblr-7161	268	9	enhancements	enhancement	NOUN
cblr-7161	268	10	are	be	AUX
cblr-7161	268	11	often	often	ADV
cblr-7161	268	12	used	use	VERB
cblr-7161	268	13	to	to	PART
cblr-7161	268	14	achieve	achieve	VERB
cblr-7161	268	15	a	a	DET
cblr-7161	268	16	specific	specific	ADJ
cblr-7161	268	17	credit	credit	NOUN
cblr-7161	268	18	rating	rating	NOUN
cblr-7161	268	19	for	for	ADP
cblr-7161	268	20	securitizations	securitization	NOUN
cblr-7161	268	21	and	and	CCONJ
cblr-7161	268	22	to	to	PART
cblr-7161	268	23	signal	signal	VERB
cblr-7161	268	24	the	the	DET
cblr-7161	268	25	strength	strength	NOUN
cblr-7161	268	26	of	of	ADP
cblr-7161	268	27	securitizations	securitization	NOUN
cblr-7161	268	28	to	to	ADP
cblr-7161	268	29	investors	investor	NOUN
cblr-7161	268	30	.	.	PUNCT
cblr-7161	269	1	see	see	VERB
cblr-7161	269	2	i	i	PRON
cblr-7161	269	3	d.	d.	PROPN
cblr-7161	269	4	at	at	ADP
cblr-7161	269	5	4	4	NUM
cblr-7161	269	6	;	;	PUNCT
cblr-7161	269	7	benjamin	benjamin	PROPN
cblr-7161	269	8	h.	h.	PROPN
cblr-7161	269	9	mandel	mandel	PROPN
cblr-7161	269	10	et	et	PROPN
cblr-7161	269	11	al	al	PROPN
cblr-7161	269	12	.	.	PROPN
cblr-7161	269	13	,	,	PUNCT
cblr-7161	269	14	the	the	DET
cblr-7161	269	15	role	role	NOUN
cblr-7161	269	16	of	of	ADP
cblr-7161	269	17	bank	bank	NOUN
cblr-7161	269	18	credit	credit	NOUN
cblr-7161	269	19	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	269	20	(	(	PUNCT
cblr-7161	269	21	do	do	AUX
cblr-7161	269	22	not	not	PART
cblr-7161	269	23	delete	delete	VERB
cblr-7161	269	24	)	)	PUNCT
cblr-7161	269	25	10/7/2020	10/7/2020	NUM
cblr-7161	269	26	6:42	6:42	NUM
cblr-7161	269	27	pm	pm	NOUN
cblr-7161	269	28	no	no	INTJ
cblr-7161	269	29	.	.	PUNCT
cblr-7161	270	1	1:336	1:336	NUM
cblr-7161	270	2	]	]	X
cblr-7161	270	3	treacherous	treacherous	ADJ
cblr-7161	270	4	landscape	landscape	NOUN
cblr-7161	270	5	351	351	NUM
cblr-7161	270	6	kind	kind	NOUN
cblr-7161	270	7	of	of	ADP
cblr-7161	270	8	internal	internal	ADJ
cblr-7161	270	9	credit	credit	NOUN
cblr-7161	270	10	enhancements	enhancement	NOUN
cblr-7161	270	11	that	that	PRON
cblr-7161	270	12	were	be	AUX
cblr-7161	270	13	leveraged	leverage	VERB
cblr-7161	270	14	by	by	ADP
cblr-7161	270	15	fbos	fbo	NOUN
cblr-7161	270	16	leading	lead	VERB
cblr-7161	270	17	up	up	ADP
cblr-7161	270	18	to	to	ADP
cblr-7161	270	19	the	the	DET
cblr-7161	270	20	crisis	crisis	NOUN
cblr-7161	270	21	required	require	VERB
cblr-7161	270	22	them	they	PRON
cblr-7161	270	23	to	to	PART
cblr-7161	270	24	retain	retain	VERB
cblr-7161	270	25	junior	junior	ADJ
cblr-7161	270	26	interests	interest	NOUN
cblr-7161	270	27	in	in	ADP
cblr-7161	270	28	the	the	DET
cblr-7161	270	29	securitized	securitized	ADJ
cblr-7161	270	30	products	product	NOUN
cblr-7161	270	31	they	they	PRON
cblr-7161	270	32	issued.53	issued.53	VERB
cblr-7161	270	33	although	although	SCONJ
cblr-7161	270	34	there	there	PRON
cblr-7161	270	35	is	be	VERB
cblr-7161	270	36	nothing	nothing	PRON
cblr-7161	270	37	inherently	inherently	ADV
cblr-7161	270	38	wrong	wrong	ADJ
cblr-7161	270	39	with	with	ADP
cblr-7161	270	40	banks	bank	NOUN
cblr-7161	270	41	retaining	retain	VERB
cblr-7161	270	42	exposure	exposure	NOUN
cblr-7161	270	43	to	to	ADP
cblr-7161	270	44	securitized	securitize	VERB
cblr-7161	270	45	products,54	products,54	NOUN
cblr-7161	270	46	the	the	DET
cblr-7161	270	47	credit	credit	NOUN
cblr-7161	270	48	enhancements	enhancement	NOUN
cblr-7161	270	49	employed	employ	VERB
cblr-7161	270	50	in	in	ADP
cblr-7161	270	51	the	the	DET
cblr-7161	270	52	pre	pre	NOUN
cblr-7161	270	53	-	-	NOUN
cblr-7161	270	54	crisis	crisis	ADJ
cblr-7161	270	55	period	period	NOUN
cblr-7161	270	56	were	be	AUX
cblr-7161	270	57	particularly	particularly	ADV
cblr-7161	270	58	problematic	problematic	ADJ
cblr-7161	270	59	because	because	SCONJ
cblr-7161	270	60	of	of	ADP
cblr-7161	270	61	the	the	DET
cblr-7161	270	62	“	"	PUNCT
cblr-7161	270	63	first	first	ADJ
cblr-7161	270	64	-	-	PUNCT
cblr-7161	270	65	loss	loss	NOUN
cblr-7161	270	66	”	"	PUNCT
cblr-7161	270	67	position	position	NOUN
cblr-7161	270	68	they	they	PRON
cblr-7161	270	69	put	put	VERB
cblr-7161	270	70	issuers	issuer	NOUN
cblr-7161	270	71	in.55	in.55	NOUN
cblr-7161	270	72	it	it	PRON
cblr-7161	270	73	is	be	AUX
cblr-7161	270	74	all	all	ADV
cblr-7161	270	75	important	important	ADJ
cblr-7161	270	76	to	to	PART
cblr-7161	270	77	note	note	VERB
cblr-7161	270	78	that	that	SCONJ
cblr-7161	270	79	,	,	PUNCT
cblr-7161	270	80	in	in	ADP
cblr-7161	270	81	addition	addition	NOUN
cblr-7161	270	82	to	to	ADP
cblr-7161	270	83	retaining	retain	VERB
cblr-7161	270	84	junior	junior	ADJ
cblr-7161	270	85	tranches	tranche	NOUN
cblr-7161	270	86	in	in	ADP
cblr-7161	270	87	the	the	DET
cblr-7161	270	88	years	year	NOUN
cblr-7161	270	89	leading	lead	VERB
cblr-7161	270	90	up	up	ADP
cblr-7161	270	91	to	to	ADP
cblr-7161	270	92	the	the	DET
cblr-7161	270	93	crisis	crisis	NOUN
cblr-7161	270	94	,	,	PUNCT
cblr-7161	270	95	fbos	fbo	NOUN
cblr-7161	270	96	financed	finance	VERB
cblr-7161	270	97	their	their	PRON
cblr-7161	270	98	securitization	securitization	NOUN
cblr-7161	270	99	activities	activity	NOUN
cblr-7161	270	100	almost	almost	ADV
cblr-7161	270	101	exclusively	exclusively	ADV
cblr-7161	270	102	with	with	SCONJ
cblr-7161	270	103	dollar	dollar	NOUN
cblr-7161	270	104	denominated	denominate	VERB
cblr-7161	270	105	,	,	PUNCT
cblr-7161	270	106	short	short	ADJ
cblr-7161	270	107	-	-	PUNCT
cblr-7161	270	108	term	term	NOUN
cblr-7161	270	109	wholesale	wholesale	ADJ
cblr-7161	270	110	funding.56	funding.56	NOUN
cblr-7161	270	111	that	that	PRON
cblr-7161	270	112	is	be	AUX
cblr-7161	270	113	,	,	PUNCT
cblr-7161	270	114	fbos	fbo	NOUN
cblr-7161	270	115	,	,	PUNCT
cblr-7161	270	116	while	while	SCONJ
cblr-7161	270	117	retaining	retain	VERB
cblr-7161	270	118	long	long	ADJ
cblr-7161	270	119	-	-	PUNCT
cblr-7161	270	120	term	term	NOUN
cblr-7161	270	121	,	,	PUNCT
cblr-7161	270	122	illiquid	illiquid	ADJ
cblr-7161	270	123	assets	asset	NOUN
cblr-7161	270	124	on	on	ADP
cblr-7161	270	125	their	their	PRON
cblr-7161	270	126	balance	balance	NOUN
cblr-7161	270	127	sheets	sheet	NOUN
cblr-7161	270	128	in	in	ADP
cblr-7161	270	129	the	the	DET
cblr-7161	270	130	form	form	NOUN
cblr-7161	270	131	of	of	ADP
cblr-7161	270	132	securitized	securitized	ADJ
cblr-7161	270	133	products	product	NOUN
cblr-7161	270	134	,	,	PUNCT
cblr-7161	270	135	were	be	AUX
cblr-7161	270	136	funding	fund	VERB
cblr-7161	270	137	their	their	PRON
cblr-7161	270	138	operations	operation	NOUN
cblr-7161	270	139	with	with	ADP
cblr-7161	270	140	short	short	ADJ
cblr-7161	270	141	-	-	PUNCT
cblr-7161	270	142	term	term	NOUN
cblr-7161	270	143	,	,	PUNCT
cblr-7161	270	144	market	market	NOUN
cblr-7161	270	145	-	-	PUNCT
cblr-7161	270	146	based	base	VERB
cblr-7161	270	147	funding.57	funding.57	PROPN
cblr-7161	270	148	this	this	DET
cblr-7161	270	149	funding	funding	NOUN
cblr-7161	270	150	strategy	strategy	NOUN
cblr-7161	270	151	is	be	AUX
cblr-7161	270	152	a	a	DET
cblr-7161	270	153	classic	classic	ADJ
cblr-7161	270	154	“	"	PUNCT
cblr-7161	270	155	maturity	maturity	NOUN
cblr-7161	270	156	mismatch	mismatch	NOUN
cblr-7161	270	157	,	,	PUNCT
cblr-7161	270	158	”	"	PUNCT
cblr-7161	270	159	and	and	CCONJ
cblr-7161	270	160	ultimately	ultimately	ADV
cblr-7161	270	161	led	lead	VERB
cblr-7161	270	162	to	to	PART
cblr-7161	270	163	disaster.58	disaster.58	VERB
cblr-7161	270	164	as	as	SCONJ
cblr-7161	270	165	junior	junior	ADJ
cblr-7161	270	166	tranches	tranche	NOUN
cblr-7161	270	167	began	begin	VERB
cblr-7161	270	168	to	to	ADP
cblr-7161	270	169	enhancements	enhancement	NOUN
cblr-7161	270	170	in	in	ADP
cblr-7161	270	171	securitization	securitization	NOUN
cblr-7161	270	172	,	,	PUNCT
cblr-7161	270	173	frbny	frbny	PROPN
cblr-7161	270	174	econ	econ	PROPN
cblr-7161	270	175	.	.	PUNCT
cblr-7161	271	1	pol’y	pol’y	NOUN
cblr-7161	271	2	rev	rev	VERB
cblr-7161	271	3	.	.	PROPN
cblr-7161	271	4	,	,	PUNCT
cblr-7161	271	5	july	july	PROPN
cblr-7161	271	6	2012	2012	NUM
cblr-7161	271	7	,	,	PUNCT
cblr-7161	271	8	at	at	ADP
cblr-7161	271	9	35	35	NUM
cblr-7161	271	10	,	,	PUNCT
cblr-7161	271	11	36	36	NUM
cblr-7161	271	12	.	.	X
cblr-7161	272	1	53	53	NUM
cblr-7161	272	2	see	see	VERB
cblr-7161	272	3	sarkisyan	sarkisyan	PROPN
cblr-7161	272	4	&	&	CCONJ
cblr-7161	272	5	casu	casu	PROPN
cblr-7161	272	6	,	,	PUNCT
cblr-7161	272	7	supra	supra	PROPN
cblr-7161	272	8	note	note	PROPN
cblr-7161	272	9	51	51	NUM
cblr-7161	272	10	,	,	PUNCT
cblr-7161	272	11	at	at	ADP
cblr-7161	272	12	17–18	17–18	NUM
cblr-7161	272	13	.	.	PROPN
cblr-7161	272	14	54	54	NUM
cblr-7161	272	15	in	in	ADP
cblr-7161	272	16	fact	fact	NOUN
cblr-7161	272	17	,	,	PUNCT
cblr-7161	272	18	following	follow	VERB
cblr-7161	272	19	the	the	DET
cblr-7161	272	20	crisis	crisis	NOUN
cblr-7161	272	21	u.s	u.s	PROPN
cblr-7161	272	22	.	.	PROPN
cblr-7161	272	23	regulators	regulator	NOUN
cblr-7161	272	24	promulgated	promulgate	VERB
cblr-7161	272	25	a	a	DET
cblr-7161	272	26	rule	rule	NOUN
cblr-7161	272	27	which	which	PRON
cblr-7161	272	28	now	now	ADV
cblr-7161	272	29	requires	require	VERB
cblr-7161	272	30	securitized	securitized	ADJ
cblr-7161	272	31	issuers	issuer	NOUN
cblr-7161	272	32	to	to	PART
cblr-7161	272	33	retain	retain	VERB
cblr-7161	272	34	five	five	NUM
cblr-7161	272	35	percent	percent	NOUN
cblr-7161	272	36	of	of	ADP
cblr-7161	272	37	the	the	DET
cblr-7161	272	38	credit	credit	NOUN
cblr-7161	272	39	risk	risk	NOUN
cblr-7161	272	40	of	of	ADP
cblr-7161	272	41	the	the	DET
cblr-7161	272	42	assets	asset	NOUN
cblr-7161	272	43	collateralizing	collateralize	VERB
cblr-7161	272	44	their	their	PRON
cblr-7161	272	45	issuances	issuance	NOUN
cblr-7161	272	46	.	.	PUNCT
cblr-7161	273	1	see	see	VERB
cblr-7161	273	2	standard	standard	ADJ
cblr-7161	273	3	risk	risk	NOUN
cblr-7161	273	4	retention	retention	NOUN
cblr-7161	273	5	,	,	PUNCT
cblr-7161	273	6	17	17	NUM
cblr-7161	273	7	c.f.r	c.f.r	NOUN
cblr-7161	273	8	.	.	PUNCT
cblr-7161	274	1	§	§	PROPN
cblr-7161	274	2	246.4	246.4	NUM
cblr-7161	274	3	(	(	PUNCT
cblr-7161	274	4	2020	2020	NUM
cblr-7161	274	5	)	)	PUNCT
cblr-7161	274	6	.	.	PUNCT
cblr-7161	275	1	55	55	NUM
cblr-7161	275	2	see	see	VERB
cblr-7161	275	3	sarkisyan	sarkisyan	PROPN
cblr-7161	275	4	&	&	CCONJ
cblr-7161	275	5	casu	casu	PROPN
cblr-7161	275	6	,	,	PUNCT
cblr-7161	275	7	supra	supra	PROPN
cblr-7161	275	8	note	note	PROPN
cblr-7161	275	9	51	51	NUM
cblr-7161	275	10	,	,	PUNCT
cblr-7161	275	11	at	at	ADP
cblr-7161	275	12	2–3	2–3	NUM
cblr-7161	275	13	.	.	PROPN
cblr-7161	275	14	56	56	NUM
cblr-7161	275	15	see	see	NOUN
cblr-7161	275	16	,	,	PUNCT
cblr-7161	275	17	e.g.	e.g.	ADV
cblr-7161	275	18	,	,	PUNCT
cblr-7161	275	19	daniel	daniel	PROPN
cblr-7161	275	20	k.	k.	PROPN
cblr-7161	275	21	tarullo	tarullo	PROPN
cblr-7161	275	22	,	,	PUNCT
cblr-7161	275	23	member	member	NOUN
cblr-7161	275	24	,	,	PUNCT
cblr-7161	275	25	bd	bd	PROPN
cblr-7161	275	26	.	.	PROPN
cblr-7161	275	27	of	of	ADP
cblr-7161	275	28	governors	governor	NOUN
cblr-7161	275	29	of	of	ADP
cblr-7161	275	30	the	the	DET
cblr-7161	275	31	fed	fed	PROPN
cblr-7161	275	32	.	.	PUNCT
cblr-7161	276	1	reserve	reserve	PROPN
cblr-7161	276	2	sys	sys	PROPN
cblr-7161	276	3	.	.	PROPN
cblr-7161	276	4	,	,	PUNCT
cblr-7161	276	5	remarks	remark	VERB
cblr-7161	276	6	at	at	ADP
cblr-7161	276	7	the	the	DET
cblr-7161	276	8	yale	yale	PROPN
cblr-7161	276	9	school	school	PROPN
cblr-7161	276	10	of	of	ADP
cblr-7161	276	11	management	management	NOUN
cblr-7161	276	12	leaders	leader	NOUN
cblr-7161	276	13	forum	forum	VERB
cblr-7161	276	14	:	:	PUNCT
cblr-7161	276	15	regulation	regulation	NOUN
cblr-7161	276	16	of	of	ADP
cblr-7161	276	17	foreign	foreign	ADJ
cblr-7161	276	18	banking	banking	NOUN
cblr-7161	276	19	organizations	organization	NOUN
cblr-7161	276	20	5–6	5–6	NOUN
cblr-7161	276	21	(	(	PUNCT
cblr-7161	276	22	nov	nov	PROPN
cblr-7161	276	23	.	.	PROPN
cblr-7161	276	24	28	28	NUM
cblr-7161	276	25	,	,	PUNCT
cblr-7161	276	26	2012	2012	NUM
cblr-7161	276	27	)	)	PUNCT
cblr-7161	276	28	,	,	PUNCT
cblr-7161	276	29	https://www.federalreserve.gov/newsevents/speech/files/tarullo20121128a.pdf	https://www.federalreserve.gov/newsevents/speech/files/tarullo20121128a.pdf	PROPN
cblr-7161	277	1	[	[	AUX
cblr-7161	277	2	https://perma.cc/9z5e-lv79	https://perma.cc/9z5e-lv79	NOUN
cblr-7161	277	3	]	]	X
cblr-7161	277	4	;	;	PUNCT
cblr-7161	277	5	rita	rita	PROPN
cblr-7161	277	6	babihuga	babihuga	PROPN
cblr-7161	277	7	&	&	CCONJ
cblr-7161	277	8	marco	marco	PROPN
cblr-7161	277	9	spaltro	spaltro	PROPN
cblr-7161	277	10	,	,	PUNCT
cblr-7161	277	11	bank	bank	NOUN
cblr-7161	277	12	funding	funding	NOUN
cblr-7161	277	13	costs	cost	NOUN
cblr-7161	277	14	for	for	ADP
cblr-7161	277	15	international	international	ADJ
cblr-7161	277	16	banks	bank	NOUN
cblr-7161	277	17	3	3	NUM
cblr-7161	277	18	(	(	PUNCT
cblr-7161	277	19	int’l	int’l	NUM
cblr-7161	277	20	monetary	monetary	ADJ
cblr-7161	277	21	fund	fund	NOUN
cblr-7161	277	22	,	,	PUNCT
cblr-7161	277	23	working	working	NOUN
cblr-7161	277	24	paper	paper	NOUN
cblr-7161	277	25	no	no	INTJ
cblr-7161	277	26	.	.	PUNCT
cblr-7161	278	1	14/71	14/71	NUM
cblr-7161	278	2	,	,	PUNCT
cblr-7161	278	3	2014	2014	NUM
cblr-7161	278	4	)	)	PUNCT
cblr-7161	278	5	,	,	PUNCT
cblr-7161	278	6	https://www.imf.org/external/pubs/ft/wp/2014/wp1471.pdf	https://www.imf.org/external/pubs/ft/wp/2014/wp1471.pdf	PUNCT
cblr-7161	279	1	[	[	X
cblr-7161	279	2	https://perma.cc/6csy-bt75	https://perma.cc/6csy-bt75	X
cblr-7161	279	3	]	]	X
cblr-7161	279	4	;	;	PUNCT
cblr-7161	279	5	eric	eric	PROPN
cblr-7161	279	6	s.	s.	PROPN
cblr-7161	279	7	rosengren	rosengren	PROPN
cblr-7161	279	8	,	,	PUNCT
cblr-7161	279	9	president	president	NOUN
cblr-7161	279	10	,	,	PUNCT
cblr-7161	279	11	fed	fed	PROPN
cblr-7161	279	12	.	.	PUNCT
cblr-7161	279	13	reserve	reserve	PROPN
cblr-7161	279	14	bank	bank	PROPN
cblr-7161	279	15	of	of	ADP
cblr-7161	279	16	bos	bos	PROPN
cblr-7161	279	17	.	.	PROPN
cblr-7161	279	18	,	,	PUNCT
cblr-7161	279	19	short	short	ADJ
cblr-7161	279	20	-	-	PUNCT
cblr-7161	279	21	term	term	NOUN
cblr-7161	279	22	wholesale	wholesale	ADJ
cblr-7161	279	23	funding	funding	NOUN
cblr-7161	279	24	risks	risk	NOUN
cblr-7161	279	25	5–6	5–6	NUM
cblr-7161	279	26	(	(	PUNCT
cblr-7161	279	27	nov	nov	PROPN
cblr-7161	279	28	.	.	PROPN
cblr-7161	279	29	5	5	NUM
cblr-7161	279	30	,	,	PUNCT
cblr-7161	279	31	2014	2014	NUM
cblr-7161	279	32	)	)	PUNCT
cblr-7161	279	33	,	,	PUNCT
cblr-7161	279	34	https://www.bostonfed.org/news-andevents/speeches/short-term-wholesale-funding-risks.aspx	https://www.bostonfed.org/news-andevents/speeches/short-term-wholesale-funding-risks.aspx	PROPN
cblr-7161	280	1	[	[	X
cblr-7161	280	2	https://perma.cc/2z6a-2b22	https://perma.cc/2z6a-2b22	PROPN
cblr-7161	280	3	]	]	X
cblr-7161	280	4	.	.	PUNCT
cblr-7161	281	1	57	57	NUM
cblr-7161	281	2	see	see	VERB
cblr-7161	281	3	babihuga	babihuga	NOUN
cblr-7161	281	4	&	&	CCONJ
cblr-7161	281	5	spaltro	spaltro	VERB
cblr-7161	281	6	,	,	PUNCT
cblr-7161	281	7	supra	supra	PROPN
cblr-7161	281	8	note	note	PROPN
cblr-7161	281	9	56	56	NUM
cblr-7161	281	10	,	,	PUNCT
cblr-7161	281	11	at	at	ADP
cblr-7161	281	12	3	3	NUM
cblr-7161	281	13	.	.	NOUN
cblr-7161	281	14	58	58	NUM
cblr-7161	281	15	see	see	VERB
cblr-7161	281	16	william	william	PROPN
cblr-7161	281	17	c.	c.	PROPN
cblr-7161	281	18	dudley	dudley	PROPN
cblr-7161	281	19	,	,	PUNCT
cblr-7161	281	20	president	president	NOUN
cblr-7161	281	21	,	,	PUNCT
cblr-7161	281	22	fed	fed	PROPN
cblr-7161	281	23	.	.	PROPN
cblr-7161	281	24	reserve	reserve	PROPN
cblr-7161	281	25	bank	bank	PROPN
cblr-7161	281	26	of	of	ADP
cblr-7161	281	27	n.y	n.y	PROPN
cblr-7161	281	28	.	.	PROPN
cblr-7161	281	29	,	,	PUNCT
cblr-7161	281	30	remarks	remark	VERB
cblr-7161	281	31	at	at	ADP
cblr-7161	281	32	the	the	DET
cblr-7161	281	33	new	new	PROPN
cblr-7161	281	34	york	york	PROPN
cblr-7161	281	35	bankers	bankers	PROPN
cblr-7161	281	36	association	association	PROPN
cblr-7161	281	37	annual	annual	ADJ
cblr-7161	281	38	meeting	meeting	NOUN
cblr-7161	281	39	:	:	PUNCT
cblr-7161	281	40	fixing	fix	VERB
cblr-7161	281	41	wholesale	wholesale	ADJ
cblr-7161	281	42	funding	funding	NOUN
cblr-7161	281	43	to	to	PART
cblr-7161	281	44	build	build	VERB
cblr-7161	281	45	a	a	DET
cblr-7161	281	46	more	more	ADV
cblr-7161	281	47	stable	stable	ADJ
cblr-7161	281	48	financial	financial	ADJ
cblr-7161	281	49	system	system	NOUN
cblr-7161	281	50	2	2	NUM
cblr-7161	281	51	(	(	PUNCT
cblr-7161	281	52	feb	feb	X
cblr-7161	281	53	.	.	PROPN
cblr-7161	281	54	1	1	NUM
cblr-7161	281	55	,	,	PUNCT
cblr-7161	281	56	2013	2013	NUM
cblr-7161	281	57	)	)	PUNCT
cblr-7161	281	58	,	,	PUNCT
cblr-7161	281	59	https://www.newyorkfed.org/newsevents/speeches/2013/dud130201.html	https://www.newyorkfed.org/newsevents/speeches/2013/dud130201.html	VERB
cblr-7161	282	1	[	[	X
cblr-7161	282	2	https://perma.cc/afz6agwj	https://perma.cc/afz6agwj	NUM
cblr-7161	282	3	]	]	X
cblr-7161	282	4	.	.	PUNCT
cblr-7161	283	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	283	2	(	(	PUNCT
cblr-7161	283	3	do	do	AUX
cblr-7161	283	4	not	not	PART
cblr-7161	283	5	delte	delte	VERB
cblr-7161	283	6	)	)	PUNCT
cblr-7161	283	7	10/7/2020	10/7/2020	NUM
cblr-7161	283	8	6:42	6:42	NUM
cblr-7161	283	9	pm	pm	NOUN
cblr-7161	283	10	352	352	NUM
cblr-7161	283	11	columbia	columbia	PROPN
cblr-7161	283	12	business	business	NOUN
cblr-7161	283	13	law	law	PROPN
cblr-7161	283	14	review	review	NOUN
cblr-7161	283	15	[	[	X
cblr-7161	283	16	vol	vol	NOUN
cblr-7161	283	17	.	.	PUNCT
cblr-7161	283	18	2020	2020	NUM
cblr-7161	283	19	default	default	NOUN
cblr-7161	283	20	in	in	ADP
cblr-7161	283	21	2008	2008	NUM
cblr-7161	283	22	,	,	PUNCT
cblr-7161	283	23	fbos	fbos	PROPN
cblr-7161	283	24	were	be	AUX
cblr-7161	283	25	left	leave	VERB
cblr-7161	283	26	with	with	ADP
cblr-7161	283	27	a	a	DET
cblr-7161	283	28	shortfall	shortfall	NOUN
cblr-7161	283	29	;	;	PUNCT
cblr-7161	283	30	they	they	PRON
cblr-7161	283	31	did	do	AUX
cblr-7161	283	32	not	not	PART
cblr-7161	283	33	have	have	VERB
cblr-7161	283	34	a	a	DET
cblr-7161	283	35	“	"	PUNCT
cblr-7161	283	36	natural	natural	ADJ
cblr-7161	283	37	base	base	NOUN
cblr-7161	283	38	”	"	PUNCT
cblr-7161	283	39	of	of	ADP
cblr-7161	283	40	dollar	dollar	NOUN
cblr-7161	283	41	deposits	deposit	NOUN
cblr-7161	283	42	like	like	ADP
cblr-7161	283	43	their	their	PRON
cblr-7161	283	44	u.s	u.s	PROPN
cblr-7161	283	45	.	.	PROPN
cblr-7161	283	46	counterparts	counterpart	NOUN
cblr-7161	283	47	,	,	PUNCT
cblr-7161	283	48	and	and	CCONJ
cblr-7161	283	49	desperately	desperately	ADV
cblr-7161	283	50	needed	need	VERB
cblr-7161	283	51	dollar	dollar	NOUN
cblr-7161	283	52	funding	funding	NOUN
cblr-7161	283	53	to	to	PART
cblr-7161	283	54	support	support	VERB
cblr-7161	283	55	their	their	PRON
cblr-7161	283	56	dollar	dollar	NOUN
cblr-7161	283	57	-	-	PUNCT
cblr-7161	283	58	denominated	denominate	VERB
cblr-7161	283	59	securitized	securitize	VERB
cblr-7161	283	60	assets.59	assets.59	NOUN
cblr-7161	283	61	as	as	ADP
cblr-7161	283	62	a	a	DET
cblr-7161	283	63	result	result	NOUN
cblr-7161	283	64	of	of	ADP
cblr-7161	283	65	the	the	DET
cblr-7161	283	66	growing	grow	VERB
cblr-7161	283	67	insecurities	insecurity	NOUN
cblr-7161	283	68	of	of	ADP
cblr-7161	283	69	all	all	DET
cblr-7161	283	70	banking	banking	NOUN
cblr-7161	283	71	organizations	organization	NOUN
cblr-7161	283	72	,	,	PUNCT
cblr-7161	283	73	both	both	CCONJ
cblr-7161	283	74	domestic	domestic	ADJ
cblr-7161	283	75	and	and	CCONJ
cblr-7161	283	76	foreign	foreign	ADJ
cblr-7161	283	77	banks	bank	NOUN
cblr-7161	283	78	largely	largely	ADV
cblr-7161	283	79	stopped	stop	VERB
cblr-7161	283	80	lending	lend	VERB
cblr-7161	283	81	dollars	dollar	NOUN
cblr-7161	283	82	in	in	ADP
cblr-7161	283	83	the	the	DET
cblr-7161	283	84	interbank	interbank	NOUN
cblr-7161	283	85	market	market	NOUN
cblr-7161	283	86	after	after	ADP
cblr-7161	283	87	the	the	DET
cblr-7161	283	88	collapse	collapse	NOUN
cblr-7161	283	89	of	of	ADP
cblr-7161	283	90	lehman	lehman	PROPN
cblr-7161	283	91	brothers.60	brothers.60	PROPN
cblr-7161	283	92	additionally	additionally	ADV
cblr-7161	283	93	,	,	PUNCT
cblr-7161	283	94	short	short	ADJ
cblr-7161	283	95	-	-	PUNCT
cblr-7161	283	96	term	term	NOUN
cblr-7161	283	97	dollar	dollar	NOUN
cblr-7161	283	98	funding	funding	NOUN
cblr-7161	283	99	(	(	PUNCT
cblr-7161	283	100	largely	largely	ADV
cblr-7161	283	101	provided	provide	VERB
cblr-7161	283	102	by	by	ADP
cblr-7161	283	103	money	money	NOUN
cblr-7161	283	104	market	market	NOUN
cblr-7161	283	105	funds	fund	NOUN
cblr-7161	283	106	in	in	ADP
cblr-7161	283	107	the	the	DET
cblr-7161	283	108	u.s	u.s	PROPN
cblr-7161	283	109	.	.	PROPN
cblr-7161	283	110	)	)	PUNCT
cblr-7161	283	111	dried	dry	VERB
cblr-7161	283	112	up	up	ADP
cblr-7161	283	113	following	follow	VERB
cblr-7161	283	114	lehman	lehman	PROPN
cblr-7161	283	115	’s	’s	PART
cblr-7161	283	116	failure.61	failure.61	NOUN
cblr-7161	283	117	the	the	DET
cblr-7161	283	118	stress	stress	NOUN
cblr-7161	283	119	in	in	ADP
cblr-7161	283	120	dollar	dollar	NOUN
cblr-7161	283	121	funding	funding	NOUN
cblr-7161	283	122	markets	market	NOUN
cblr-7161	283	123	forced	force	VERB
cblr-7161	283	124	fbos	fbo	NOUN
cblr-7161	283	125	to	to	PART
cblr-7161	283	126	sell	sell	VERB
cblr-7161	283	127	their	their	PRON
cblr-7161	283	128	dollar	dollar	NOUN
cblr-7161	283	129	-	-	PUNCT
cblr-7161	283	130	denominated	denominate	VERB
cblr-7161	283	131	assets	asset	NOUN
cblr-7161	283	132	and	and	CCONJ
cblr-7161	283	133	reduce	reduce	VERB
cblr-7161	283	134	lending	lend	VERB
cblr-7161	283	135	rapidly	rapidly	ADV
cblr-7161	283	136	—	—	PUNCT
cblr-7161	283	137	actions	action	NOUN
cblr-7161	283	138	that	that	PRON
cblr-7161	283	139	further	far	ADV
cblr-7161	283	140	aggravated	aggravate	VERB
cblr-7161	283	141	the	the	DET
cblr-7161	283	142	stress	stress	NOUN
cblr-7161	283	143	in	in	ADP
cblr-7161	283	144	global	global	ADJ
cblr-7161	283	145	credit	credit	NOUN
cblr-7161	283	146	markets.62	markets.62	NOUN
cblr-7161	283	147	the	the	DET
cblr-7161	283	148	federal	federal	PROPN
cblr-7161	283	149	reserve	reserve	PROPN
cblr-7161	283	150	responded	respond	VERB
cblr-7161	283	151	to	to	ADP
cblr-7161	283	152	the	the	DET
cblr-7161	283	153	widespread	widespread	ADJ
cblr-7161	283	154	disruption	disruption	NOUN
cblr-7161	283	155	in	in	ADP
cblr-7161	283	156	funding	funding	NOUN
cblr-7161	283	157	markets	market	NOUN
cblr-7161	283	158	by	by	ADP
cblr-7161	283	159	introducing	introduce	VERB
cblr-7161	283	160	the	the	DET
cblr-7161	283	161	term	term	NOUN
cblr-7161	283	162	auction	auction	NOUN
cblr-7161	283	163	facility	facility	NOUN
cblr-7161	283	164	(	(	PUNCT
cblr-7161	283	165	“	"	PUNCT
cblr-7161	283	166	taf	taf	X
cblr-7161	283	167	”	"	PUNCT
cblr-7161	283	168	)	)	PUNCT
cblr-7161	283	169	,	,	PUNCT
cblr-7161	283	170	which	which	PRON
cblr-7161	283	171	allowed	allow	VERB
cblr-7161	283	172	institutions	institution	NOUN
cblr-7161	283	173	experiencing	experience	VERB
cblr-7161	283	174	liquidity	liquidity	NOUN
cblr-7161	283	175	pressures	pressure	NOUN
cblr-7161	283	176	to	to	PART
cblr-7161	283	177	borrow	borrow	VERB
cblr-7161	283	178	from	from	ADP
cblr-7161	283	179	the	the	DET
cblr-7161	283	180	federal	federal	PROPN
cblr-7161	283	181	reserve	reserve	NOUN
cblr-7161	283	182	at	at	ADP
cblr-7161	283	183	depressed	depressed	ADJ
cblr-7161	283	184	interest	interest	NOUN
cblr-7161	283	185	rates.63	rates.63	NOUN
cblr-7161	283	186	for	for	ADP
cblr-7161	283	187	their	their	PRON
cblr-7161	283	188	part	part	NOUN
cblr-7161	283	189	,	,	PUNCT
cblr-7161	283	190	“	"	PUNCT
cblr-7161	283	191	foreign	foreign	ADJ
cblr-7161	283	192	banks	bank	NOUN
cblr-7161	283	193	in	in	ADP
cblr-7161	283	194	the	the	DET
cblr-7161	283	195	united	united	PROPN
cblr-7161	283	196	states	states	PROPN
cblr-7161	283	197	loaned	loan	VERB
cblr-7161	283	198	relatively	relatively	ADV
cblr-7161	283	199	less	less	ADV
cblr-7161	283	200	in	in	ADP
cblr-7161	283	201	overnight	overnight	ADJ
cblr-7161	283	202	interbank	interbank	NOUN
cblr-7161	283	203	markets	market	NOUN
cblr-7161	283	204	[	[	X
cblr-7161	283	205	and	and	CCONJ
cblr-7161	283	206	]	]	PUNCT
cblr-7161	283	207	borrowed	borrow	VERB
cblr-7161	283	208	more	more	ADJ
cblr-7161	283	209	from	from	ADP
cblr-7161	283	210	the	the	DET
cblr-7161	283	211	federal	federal	PROPN
cblr-7161	283	212	reserve	reserve	PROPN
cblr-7161	283	213	’s	’s	PART
cblr-7161	283	214	term	term	NOUN
cblr-7161	283	215	auction	auction	NOUN
cblr-7161	283	216	59	59	NUM
cblr-7161	283	217	see	see	VERB
cblr-7161	283	218	niall	niall	PROPN
cblr-7161	283	219	coffey	coffey	PROPN
cblr-7161	283	220	et	et	PROPN
cblr-7161	283	221	.	.	PUNCT
cblr-7161	284	1	al	al	PROPN
cblr-7161	284	2	,	,	PUNCT
cblr-7161	284	3	the	the	DET
cblr-7161	284	4	global	global	ADJ
cblr-7161	284	5	financial	financial	ADJ
cblr-7161	284	6	crisis	crisis	NOUN
cblr-7161	284	7	and	and	CCONJ
cblr-7161	284	8	offshore	offshore	ADJ
cblr-7161	284	9	dollar	dollar	NOUN
cblr-7161	284	10	markets	market	NOUN
cblr-7161	284	11	,	,	PUNCT
cblr-7161	284	12	current	current	ADJ
cblr-7161	284	13	issues	issue	NOUN
cblr-7161	284	14	in	in	ADP
cblr-7161	284	15	econ	econ	PROPN
cblr-7161	284	16	.	.	PUNCT
cblr-7161	284	17	&	&	CCONJ
cblr-7161	284	18	fin	fin	PROPN
cblr-7161	284	19	.	.	PROPN
cblr-7161	284	20	,	,	PUNCT
cblr-7161	284	21	oct	oct	PROPN
cblr-7161	284	22	.	.	PROPN
cblr-7161	284	23	2009	2009	NUM
cblr-7161	284	24	,	,	PUNCT
cblr-7161	284	25	at	at	ADP
cblr-7161	284	26	1	1	NUM
cblr-7161	284	27	,	,	PUNCT
cblr-7161	284	28	1	1	NUM
cblr-7161	284	29	.	.	PUNCT
cblr-7161	284	30	banking	banking	NOUN
cblr-7161	284	31	organizations	organization	NOUN
cblr-7161	284	32	finance	finance	VERB
cblr-7161	284	33	their	their	PRON
cblr-7161	284	34	assets	asset	NOUN
cblr-7161	284	35	with	with	ADP
cblr-7161	284	36	the	the	DET
cblr-7161	284	37	currency	currency	NOUN
cblr-7161	284	38	they	they	PRON
cblr-7161	284	39	are	be	AUX
cblr-7161	284	40	denominated	denominate	VERB
cblr-7161	284	41	in	in	ADP
cblr-7161	284	42	to	to	PART
cblr-7161	284	43	maintain	maintain	VERB
cblr-7161	284	44	a	a	DET
cblr-7161	284	45	“	"	PUNCT
cblr-7161	284	46	currency	currency	NOUN
cblr-7161	284	47	-	-	PUNCT
cblr-7161	284	48	matched	match	VERB
cblr-7161	284	49	book	book	NOUN
cblr-7161	284	50	”	"	PUNCT
cblr-7161	284	51	and	and	CCONJ
cblr-7161	284	52	reduce	reduce	VERB
cblr-7161	284	53	their	their	PRON
cblr-7161	284	54	currency	currency	NOUN
cblr-7161	284	55	risk	risk	NOUN
cblr-7161	284	56	.	.	PUNCT
cblr-7161	285	1	see	see	VERB
cblr-7161	285	2	comm	comm	NOUN
cblr-7161	285	3	.	.	PUNCT
cblr-7161	286	1	on	on	ADP
cblr-7161	286	2	the	the	DET
cblr-7161	286	3	glob	glob	NOUN
cblr-7161	286	4	.	.	PUNCT
cblr-7161	287	1	fin	fin	PROPN
cblr-7161	287	2	.	.	PUNCT
cblr-7161	288	1	sys	sys	PROPN
cblr-7161	288	2	.	.	PROPN
cblr-7161	288	3	,	,	PUNCT
cblr-7161	288	4	us	us	PROPN
cblr-7161	288	5	dollar	dollar	NOUN
cblr-7161	288	6	funding	funding	NOUN
cblr-7161	288	7	:	:	PUNCT
cblr-7161	288	8	an	an	DET
cblr-7161	288	9	international	international	ADJ
cblr-7161	288	10	perspective	perspective	NOUN
cblr-7161	288	11	61	61	NUM
cblr-7161	288	12	(	(	PUNCT
cblr-7161	288	13	2020	2020	NUM
cblr-7161	288	14	)	)	PUNCT
cblr-7161	288	15	,	,	PUNCT
cblr-7161	288	16	https://www.bis.org/publ/cgfs65.pdf	https://www.bis.org/publ/cgfs65.pdf	NOUN
cblr-7161	289	1	[	[	X
cblr-7161	289	2	https://perma.cc/ns54-nqmu	https://perma.cc/ns54-nqmu	X
cblr-7161	289	3	]	]	PUNCT
cblr-7161	289	4	.	.	PUNCT
cblr-7161	290	1	60	60	NUM
cblr-7161	290	2	see	see	VERB
cblr-7161	290	3	,	,	PUNCT
cblr-7161	290	4	e.g.	e.g.	ADV
cblr-7161	290	5	,	,	PUNCT
cblr-7161	290	6	niall	niall	PROPN
cblr-7161	290	7	coffey	coffey	PROPN
cblr-7161	290	8	et	et	PROPN
cblr-7161	290	9	al	al	PROPN
cblr-7161	290	10	.	.	PROPN
cblr-7161	290	11	,	,	PUNCT
cblr-7161	290	12	supra	supra	PROPN
cblr-7161	290	13	note	note	VERB
cblr-7161	290	14	59	59	NUM
cblr-7161	290	15	,	,	PUNCT
cblr-7161	290	16	at	at	ADP
cblr-7161	290	17	1	1	NUM
cblr-7161	290	18	;	;	PUNCT
cblr-7161	290	19	naohiko	naohiko	NOUN
cblr-7161	290	20	baba	baba	PROPN
cblr-7161	290	21	et	et	PROPN
cblr-7161	291	1	al	al	PROPN
cblr-7161	291	2	.	.	PROPN
cblr-7161	291	3	,	,	PUNCT
cblr-7161	291	4	us	us	PROPN
cblr-7161	291	5	dollar	dollar	NOUN
cblr-7161	291	6	money	money	NOUN
cblr-7161	291	7	market	market	NOUN
cblr-7161	291	8	funds	fund	NOUN
cblr-7161	291	9	and	and	CCONJ
cblr-7161	291	10	non	non	ADJ
cblr-7161	291	11	-	-	ADJ
cblr-7161	291	12	us	us	ADJ
cblr-7161	291	13	banks	bank	NOUN
cblr-7161	291	14	,	,	PUNCT
cblr-7161	291	15	2009	2009	NUM
cblr-7161	291	16	bis	bis	PROPN
cblr-7161	291	17	q.	q.	PROPN
cblr-7161	291	18	rev	rev	PROPN
cblr-7161	291	19	.	.	PROPN
cblr-7161	291	20	65	65	NUM
cblr-7161	291	21	,	,	PUNCT
cblr-7161	291	22	66	66	NUM
cblr-7161	291	23	(	(	PUNCT
cblr-7161	291	24	2009	2009	NUM
cblr-7161	291	25	)	)	PUNCT
cblr-7161	291	26	.	.	PUNCT
cblr-7161	292	1	61	61	NUM
cblr-7161	292	2	see	see	VERB
cblr-7161	292	3	niall	niall	PROPN
cblr-7161	292	4	coffey	coffey	PROPN
cblr-7161	292	5	et	et	PROPN
cblr-7161	292	6	al	al	PROPN
cblr-7161	292	7	.	.	PROPN
cblr-7161	292	8	,	,	PUNCT
cblr-7161	292	9	supra	supra	PROPN
cblr-7161	292	10	note	note	VERB
cblr-7161	292	11	59	59	NUM
cblr-7161	292	12	,	,	PUNCT
cblr-7161	292	13	at	at	ADP
cblr-7161	292	14	2	2	NUM
cblr-7161	292	15	.	.	NOUN
cblr-7161	293	1	62	62	NUM
cblr-7161	293	2	see	see	VERB
cblr-7161	293	3	,	,	PUNCT
cblr-7161	293	4	e.g.	e.g.	ADV
cblr-7161	293	5	,	,	PUNCT
cblr-7161	293	6	dudley	dudley	PROPN
cblr-7161	293	7	,	,	PUNCT
cblr-7161	293	8	supra	supra	PROPN
cblr-7161	293	9	note	note	PROPN
cblr-7161	293	10	58	58	NUM
cblr-7161	293	11	,	,	PUNCT
cblr-7161	293	12	at	at	ADP
cblr-7161	293	13	2–3	2–3	NUM
cblr-7161	293	14	;	;	PUNCT
cblr-7161	293	15	governor	governor	PROPN
cblr-7161	293	16	jeremy	jeremy	PROPN
cblr-7161	293	17	c.	c.	PROPN
cblr-7161	293	18	stein	stein	PROPN
cblr-7161	293	19	,	,	PUNCT
cblr-7161	293	20	address	address	NOUN
cblr-7161	293	21	at	at	ADP
cblr-7161	293	22	the	the	DET
cblr-7161	293	23	meeting	meeting	NOUN
cblr-7161	293	24	of	of	ADP
cblr-7161	293	25	the	the	DET
cblr-7161	293	26	board	board	NOUN
cblr-7161	293	27	of	of	ADP
cblr-7161	293	28	governors	governor	NOUN
cblr-7161	293	29	of	of	ADP
cblr-7161	293	30	the	the	DET
cblr-7161	293	31	federal	federal	PROPN
cblr-7161	293	32	reserve	reserve	PROPN
cblr-7161	293	33	system	system	NOUN
cblr-7161	293	34	(	(	PUNCT
cblr-7161	293	35	dec	dec	PROPN
cblr-7161	293	36	.	.	PROPN
cblr-7161	293	37	14	14	NUM
cblr-7161	293	38	,	,	PUNCT
cblr-7161	293	39	2012	2012	NUM
cblr-7161	293	40	)	)	PUNCT
cblr-7161	293	41	,	,	PUNCT
cblr-7161	293	42	https://www.federalreserve.gov/newsevents/press/bcreg/stein20121214a.htm	https://www.federalreserve.gov/newsevents/press/bcreg/stein20121214a.htm	PROPN
cblr-7161	293	43	.	.	PUNCT
cblr-7161	294	1	[	[	X
cblr-7161	294	2	https://perma.cc/2zau-xx89	https://perma.cc/2zau-xx89	X
cblr-7161	294	3	]	]	X
cblr-7161	294	4	.	.	PUNCT
cblr-7161	295	1	63	63	NUM
cblr-7161	295	2	see	see	VERB
cblr-7161	295	3	press	press	NOUN
cblr-7161	295	4	release	release	NOUN
cblr-7161	295	5	,	,	PUNCT
cblr-7161	295	6	bd	bd	PROPN
cblr-7161	295	7	.	.	PROPN
cblr-7161	295	8	of	of	ADP
cblr-7161	295	9	governors	governor	NOUN
cblr-7161	295	10	of	of	ADP
cblr-7161	295	11	the	the	DET
cblr-7161	295	12	fed	fed	PROPN
cblr-7161	295	13	.	.	PUNCT
cblr-7161	296	1	reserve	reserve	PROPN
cblr-7161	296	2	sys	sys	PROPN
cblr-7161	296	3	.	.	PROPN
cblr-7161	296	4	,	,	PUNCT
cblr-7161	296	5	monetary	monetary	ADJ
cblr-7161	296	6	policy	policy	NOUN
cblr-7161	296	7	release	release	NOUN
cblr-7161	296	8	(	(	PUNCT
cblr-7161	296	9	dec	dec	PROPN
cblr-7161	296	10	.	.	PROPN
cblr-7161	296	11	12	12	NUM
cblr-7161	296	12	,	,	PUNCT
cblr-7161	296	13	2007	2007	NUM
cblr-7161	296	14	)	)	PUNCT
cblr-7161	296	15	,	,	PUNCT
cblr-7161	296	16	https://www.federalreserve.gov/monetarypolicy/20071212a.htm	https://www.federalreserve.gov/monetarypolicy/20071212a.htm	X
cblr-7161	297	1	[	[	X
cblr-7161	297	2	https://perma.cc/q6gv-z85h	https://perma.cc/q6gv-z85h	NOUN
cblr-7161	297	3	]	]	X
cblr-7161	297	4	.	.	PUNCT
cblr-7161	298	1	the	the	DET
cblr-7161	298	2	federal	federal	PROPN
cblr-7161	298	3	reserve	reserve	PROPN
cblr-7161	298	4	also	also	ADV
cblr-7161	298	5	established	establish	VERB
cblr-7161	298	6	swap	swap	NOUN
cblr-7161	298	7	lines	line	NOUN
cblr-7161	298	8	with	with	ADP
cblr-7161	298	9	foreign	foreign	ADJ
cblr-7161	298	10	central	central	ADJ
cblr-7161	298	11	banks	bank	NOUN
cblr-7161	298	12	during	during	ADP
cblr-7161	298	13	the	the	DET
cblr-7161	298	14	crisis	crisis	NOUN
cblr-7161	298	15	to	to	PART
cblr-7161	298	16	offer	offer	VERB
cblr-7161	298	17	dollar	dollar	NOUN
cblr-7161	298	18	liquidity	liquidity	NOUN
cblr-7161	298	19	throughout	throughout	ADP
cblr-7161	298	20	global	global	ADJ
cblr-7161	298	21	capital	capital	NOUN
cblr-7161	298	22	markets	market	NOUN
cblr-7161	298	23	.	.	PUNCT
cblr-7161	299	1	see	see	VERB
cblr-7161	299	2	i	i	PRON
cblr-7161	299	3	d.	d.	PROPN
cblr-7161	299	4	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	299	5	(	(	PUNCT
cblr-7161	299	6	do	do	AUX
cblr-7161	299	7	not	not	PART
cblr-7161	299	8	delete	delete	VERB
cblr-7161	299	9	)	)	PUNCT
cblr-7161	299	10	10/7/2020	10/7/2020	NUM
cblr-7161	299	11	6:42	6:42	NUM
cblr-7161	299	12	pm	pm	NOUN
cblr-7161	299	13	no	no	INTJ
cblr-7161	299	14	.	.	PUNCT
cblr-7161	300	1	1:336	1:336	NUM
cblr-7161	300	2	]	]	X
cblr-7161	300	3	treacherous	treacherous	ADJ
cblr-7161	300	4	landscape	landscape	NOUN
cblr-7161	300	5	353	353	NUM
cblr-7161	300	6	facility	facility	NOUN
cblr-7161	300	7	.	.	PUNCT
cblr-7161	301	1	”64	”64	PROPN
cblr-7161	301	2	although	although	SCONJ
cblr-7161	301	3	the	the	DET
cblr-7161	301	4	assistance	assistance	NOUN
cblr-7161	301	5	the	the	DET
cblr-7161	301	6	united	united	PROPN
cblr-7161	301	7	states	states	PROPN
cblr-7161	301	8	offered	offer	VERB
cblr-7161	301	9	foreign	foreign	ADJ
cblr-7161	301	10	banks	bank	NOUN
cblr-7161	301	11	during	during	ADP
cblr-7161	301	12	the	the	DET
cblr-7161	301	13	financial	financial	ADJ
cblr-7161	301	14	crisis	crisis	NOUN
cblr-7161	301	15	sparked	spark	VERB
cblr-7161	301	16	outrage	outrage	NOUN
cblr-7161	301	17	among	among	ADP
cblr-7161	301	18	some	some	DET
cblr-7161	301	19	industry	industry	NOUN
cblr-7161	301	20	commentators,65	commentators,65	NOUN
cblr-7161	301	21	others	other	NOUN
cblr-7161	301	22	have	have	AUX
cblr-7161	301	23	noted	note	VERB
cblr-7161	301	24	that	that	SCONJ
cblr-7161	301	25	without	without	ADP
cblr-7161	301	26	u.s	u.s	PROPN
cblr-7161	301	27	.	.	PROPN
cblr-7161	301	28	rescue	rescue	NOUN
cblr-7161	301	29	programs	program	NOUN
cblr-7161	301	30	,	,	PUNCT
cblr-7161	301	31	“	"	PUNCT
cblr-7161	301	32	a	a	DET
cblr-7161	301	33	fair	fair	ADJ
cblr-7161	301	34	number	number	NOUN
cblr-7161	301	35	of	of	ADP
cblr-7161	301	36	foreign	foreign	ADJ
cblr-7161	301	37	banks	bank	NOUN
cblr-7161	301	38	operating	operate	VERB
cblr-7161	301	39	in	in	ADP
cblr-7161	301	40	the	the	DET
cblr-7161	301	41	u.s	u.s	PROPN
cblr-7161	301	42	.	.	PROPN
cblr-7161	301	43	likely	likely	PROPN
cblr-7161	301	44	would	would	AUX
cblr-7161	301	45	have	have	AUX
cblr-7161	301	46	failed	fail	VERB
cblr-7161	301	47	,	,	PUNCT
cblr-7161	301	48	triggering	trigger	VERB
cblr-7161	301	49	a	a	DET
cblr-7161	301	50	cascading	cascade	VERB
cblr-7161	301	51	crisis	crisis	NOUN
cblr-7161	301	52	that	that	PRON
cblr-7161	301	53	would	would	AUX
cblr-7161	301	54	have	have	AUX
cblr-7161	301	55	been	be	AUX
cblr-7161	301	56	disastrous	disastrous	ADJ
cblr-7161	301	57	.	.	PUNCT
cblr-7161	302	1	”66	”66	PUNCT
cblr-7161	302	2	thus	thus	ADV
cblr-7161	302	3	,	,	PUNCT
cblr-7161	302	4	largely	largely	ADV
cblr-7161	302	5	as	as	ADP
cblr-7161	302	6	a	a	DET
cblr-7161	302	7	result	result	NOUN
cblr-7161	302	8	of	of	ADP
cblr-7161	302	9	their	their	PRON
cblr-7161	302	10	role	role	NOUN
cblr-7161	302	11	in	in	ADP
cblr-7161	302	12	u.s	u.s	PROPN
cblr-7161	302	13	.	.	PROPN
cblr-7161	302	14	capital	capital	NOUN
cblr-7161	302	15	markets	market	NOUN
cblr-7161	302	16	,	,	PUNCT
cblr-7161	302	17	it	it	PRON
cblr-7161	302	18	is	be	AUX
cblr-7161	302	19	safe	safe	ADJ
cblr-7161	302	20	to	to	PART
cblr-7161	302	21	say	say	VERB
cblr-7161	302	22	that	that	SCONJ
cblr-7161	302	23	fbos	fbos	PROPN
cblr-7161	302	24	now	now	ADV
cblr-7161	302	25	pose	pose	VERB
cblr-7161	302	26	a	a	DET
cblr-7161	302	27	significant	significant	ADJ
cblr-7161	302	28	risk	risk	NOUN
cblr-7161	302	29	to	to	ADP
cblr-7161	302	30	the	the	DET
cblr-7161	302	31	stability	stability	NOUN
cblr-7161	302	32	of	of	ADP
cblr-7161	302	33	the	the	DET
cblr-7161	302	34	u.s	u.s	PROPN
cblr-7161	302	35	.	.	PROPN
cblr-7161	302	36	financial	financial	ADJ
cblr-7161	302	37	system	system	NOUN
cblr-7161	302	38	.	.	PUNCT
cblr-7161	303	1	the	the	DET
cblr-7161	303	2	risks	risk	NOUN
cblr-7161	303	3	posed	pose	VERB
cblr-7161	303	4	by	by	ADP
cblr-7161	303	5	fbos	fbo	NOUN
cblr-7161	303	6	are	be	AUX
cblr-7161	303	7	often	often	ADV
cblr-7161	303	8	spoken	speak	VERB
cblr-7161	303	9	on	on	ADP
cblr-7161	303	10	by	by	ADP
cblr-7161	303	11	policymakers	policymaker	NOUN
cblr-7161	303	12	,	,	PUNCT
cblr-7161	303	13	with	with	ADP
cblr-7161	303	14	governor	governor	PROPN
cblr-7161	303	15	brainard	brainard	PROPN
cblr-7161	303	16	recently	recently	ADV
cblr-7161	303	17	noting	note	VERB
cblr-7161	303	18	that	that	SCONJ
cblr-7161	303	19	“	"	PUNCT
cblr-7161	303	20	[	[	X
cblr-7161	303	21	t]he	t]he	ADJ
cblr-7161	303	22	crisis	crisis	NOUN
cblr-7161	303	23	demonstrated	demonstrate	VERB
cblr-7161	303	24	clearly	clearly	ADV
cblr-7161	303	25	that	that	SCONJ
cblr-7161	303	26	the	the	DET
cblr-7161	303	27	combined	combined	ADJ
cblr-7161	303	28	u.s	u.s	PROPN
cblr-7161	303	29	.	.	PROPN
cblr-7161	303	30	operations	operation	NOUN
cblr-7161	303	31	of	of	ADP
cblr-7161	303	32	foreign	foreign	ADJ
cblr-7161	303	33	banks	bank	NOUN
cblr-7161	303	34	can	can	AUX
cblr-7161	303	35	pose	pose	VERB
cblr-7161	303	36	important	important	ADJ
cblr-7161	303	37	risks	risk	NOUN
cblr-7161	303	38	to	to	ADP
cblr-7161	303	39	u.s	u.s	PROPN
cblr-7161	303	40	.	.	PROPN
cblr-7161	303	41	financial	financial	ADJ
cblr-7161	303	42	stability	stability	NOUN
cblr-7161	303	43	because	because	SCONJ
cblr-7161	303	44	of	of	ADP
cblr-7161	303	45	their	their	PRON
cblr-7161	303	46	reliance	reliance	NOUN
cblr-7161	303	47	on	on	ADP
cblr-7161	303	48	dollar	dollar	NOUN
cblr-7161	303	49	-	-	PUNCT
cblr-7161	303	50	denominated	denominate	VERB
cblr-7161	303	51	short	short	ADJ
cblr-7161	303	52	-	-	PUNCT
cblr-7161	303	53	term	term	NOUN
cblr-7161	303	54	wholesale	wholesale	ADJ
cblr-7161	303	55	funding	funding	NOUN
cblr-7161	303	56	from	from	ADP
cblr-7161	303	57	the	the	DET
cblr-7161	303	58	united	united	PROPN
cblr-7161	303	59	states	states	PROPN
cblr-7161	303	60	to	to	PART
cblr-7161	303	61	fund	fund	VERB
cblr-7161	303	62	the	the	DET
cblr-7161	303	63	banks	bank	NOUN
cblr-7161	303	64	’	’	PART
cblr-7161	303	65	global	global	ADJ
cblr-7161	303	66	activities	activity	NOUN
cblr-7161	303	67	.	.	PUNCT
cblr-7161	304	1	”67	”67	PUNCT
cblr-7161	304	2	thus	thus	ADV
cblr-7161	304	3	,	,	PUNCT
cblr-7161	304	4	beyond	beyond	ADP
cblr-7161	304	5	the	the	DET
cblr-7161	304	6	poor	poor	ADJ
cblr-7161	304	7	optics	optic	NOUN
cblr-7161	304	8	of	of	ADP
cblr-7161	304	9	the	the	DET
cblr-7161	304	10	federal	federal	PROPN
cblr-7161	304	11	reserve	reserve	PROPN
cblr-7161	304	12	providing	provide	VERB
cblr-7161	304	13	financial	financial	ADJ
cblr-7161	304	14	assistance	assistance	NOUN
cblr-7161	304	15	to	to	ADP
cblr-7161	304	16	foreign	foreign	ADJ
cblr-7161	304	17	-	-	PUNCT
cblr-7161	304	18	owned	own	VERB
cblr-7161	304	19	financial	financial	ADJ
cblr-7161	304	20	institutions	institution	NOUN
cblr-7161	304	21	,	,	PUNCT
cblr-7161	304	22	it	it	PRON
cblr-7161	304	23	is	be	AUX
cblr-7161	304	24	clear	clear	ADJ
cblr-7161	304	25	that	that	SCONJ
cblr-7161	304	26	,	,	PUNCT
cblr-7161	304	27	should	should	AUX
cblr-7161	304	28	another	another	DET
cblr-7161	304	29	crisis	crisis	NOUN
cblr-7161	304	30	hit	hit	NOUN
cblr-7161	304	31	,	,	PUNCT
cblr-7161	304	32	u.s	u.s	PROPN
cblr-7161	304	33	.	.	PROPN
cblr-7161	304	34	regulators	regulator	NOUN
cblr-7161	304	35	will	will	AUX
cblr-7161	304	36	have	have	VERB
cblr-7161	304	37	little	little	ADJ
cblr-7161	304	38	choice	choice	NOUN
cblr-7161	304	39	but	but	SCONJ
cblr-7161	304	40	to	to	PART
cblr-7161	304	41	rescue	rescue	VERB
cblr-7161	304	42	fbos	fbo	NOUN
cblr-7161	304	43	again	again	ADV
cblr-7161	304	44	.	.	PUNCT
cblr-7161	305	1	64	64	NUM
cblr-7161	305	2	nicola	nicola	PROPN
cblr-7161	305	3	cetorelli	cetorelli	PROPN
cblr-7161	305	4	&	&	CCONJ
cblr-7161	305	5	linda	linda	PROPN
cblr-7161	305	6	s.	s.	PROPN
cblr-7161	305	7	goldberg	goldberg	PROPN
cblr-7161	305	8	,	,	PUNCT
cblr-7161	305	9	foreign	foreign	ADJ
cblr-7161	305	10	banks	bank	NOUN
cblr-7161	305	11	in	in	ADP
cblr-7161	305	12	the	the	DET
cblr-7161	305	13	great	great	ADJ
cblr-7161	305	14	recession	recession	NOUN
cblr-7161	305	15	:	:	PUNCT
cblr-7161	305	16	diversity	diversity	NOUN
cblr-7161	305	17	in	in	ADP
cblr-7161	305	18	internal	internal	ADJ
cblr-7161	305	19	and	and	CCONJ
cblr-7161	305	20	external	external	ADJ
cblr-7161	305	21	lending	lending	NOUN
cblr-7161	305	22	2–3	2–3	NUM
cblr-7161	305	23	(	(	PUNCT
cblr-7161	305	24	dec	dec	PROPN
cblr-7161	305	25	.	.	PROPN
cblr-7161	305	26	26	26	NUM
cblr-7161	305	27	,	,	PUNCT
cblr-7161	305	28	2011	2011	NUM
cblr-7161	305	29	)	)	PUNCT
cblr-7161	305	30	(	(	PUNCT
cblr-7161	305	31	unpublished	unpublished	ADJ
cblr-7161	305	32	manuscript	manuscript	NOUN
cblr-7161	305	33	)	)	PUNCT
cblr-7161	305	34	,	,	PUNCT
cblr-7161	305	35	https://www.aeaweb.org/conference/2012/retrieve.php?pdfid=513	https://www.aeaweb.org/conference/2012/retrieve.php?pdfid=513	PROPN
cblr-7161	306	1	[	[	X
cblr-7161	306	2	https://perma.cc/zgf5-bdll	https://perma.cc/zgf5-bdll	X
cblr-7161	306	3	]	]	PUNCT
cblr-7161	306	4	.	.	PUNCT
cblr-7161	307	1	see	see	AUX
cblr-7161	307	2	also	also	ADV
cblr-7161	307	3	efraim	efraim	VERB
cblr-7161	307	4	benmelech	benmelech	NOUN
cblr-7161	307	5	,	,	PUNCT
cblr-7161	307	6	an	an	DET
cblr-7161	307	7	empirical	empirical	ADJ
cblr-7161	307	8	analysis	analysis	NOUN
cblr-7161	307	9	of	of	ADP
cblr-7161	307	10	the	the	DET
cblr-7161	307	11	fed	fed	PROPN
cblr-7161	307	12	’s	’s	PART
cblr-7161	307	13	term	term	NOUN
cblr-7161	307	14	auction	auction	NOUN
cblr-7161	307	15	facility	facility	NOUN
cblr-7161	307	16	,	,	PUNCT
cblr-7161	307	17	2	2	NUM
cblr-7161	307	18	cato	cato	PROPN
cblr-7161	307	19	papers	paper	NOUN
cblr-7161	307	20	on	on	ADP
cblr-7161	307	21	pub	pub	NOUN
cblr-7161	307	22	.	.	PUNCT
cblr-7161	308	1	pol’y	pol’y	NOUN
cblr-7161	308	2	57	57	NUM
cblr-7161	308	3	,	,	PUNCT
cblr-7161	308	4	60	60	NUM
cblr-7161	308	5	(	(	PUNCT
cblr-7161	308	6	2012	2012	NUM
cblr-7161	308	7	)	)	PUNCT
cblr-7161	308	8	(	(	PUNCT
cblr-7161	308	9	finding	find	VERB
cblr-7161	308	10	that	that	SCONJ
cblr-7161	308	11	foreign	foreign	ADJ
cblr-7161	308	12	banks	bank	NOUN
cblr-7161	308	13	accounted	account	VERB
cblr-7161	308	14	for	for	ADP
cblr-7161	308	15	fifty	fifty	NUM
cblr-7161	308	16	-	-	PUNCT
cblr-7161	308	17	eight	eight	NUM
cblr-7161	308	18	percent	percent	NOUN
cblr-7161	308	19	of	of	ADP
cblr-7161	308	20	taf	taf	PROPN
cblr-7161	308	21	lending	lending	NOUN
cblr-7161	308	22	during	during	ADP
cblr-7161	308	23	the	the	DET
cblr-7161	308	24	financial	financial	ADJ
cblr-7161	308	25	crisis	crisis	NOUN
cblr-7161	308	26	)	)	PUNCT
cblr-7161	308	27	.	.	PUNCT
cblr-7161	309	1	65	65	NUM
cblr-7161	309	2	see	see	VERB
cblr-7161	309	3	robin	robin	PROPN
cblr-7161	309	4	harding	harding	PROPN
cblr-7161	309	5	&	&	CCONJ
cblr-7161	309	6	tom	tom	PROPN
cblr-7161	309	7	braithwaite	braithwaite	PROPN
cblr-7161	309	8	,	,	PUNCT
cblr-7161	309	9	european	european	ADJ
cblr-7161	309	10	banks	bank	NOUN
cblr-7161	309	11	took	take	VERB
cblr-7161	309	12	big	big	ADJ
cblr-7161	309	13	slice	slice	NOUN
cblr-7161	309	14	of	of	ADP
cblr-7161	309	15	fed	fed	PROPN
cblr-7161	309	16	aid	aid	NOUN
cblr-7161	309	17	,	,	PUNCT
cblr-7161	309	18	fin	fin	PROPN
cblr-7161	309	19	.	.	PUNCT
cblr-7161	310	1	times	times	PROPN
cblr-7161	310	2	(	(	PUNCT
cblr-7161	310	3	dec	dec	PROPN
cblr-7161	310	4	.	.	PROPN
cblr-7161	310	5	1	1	NUM
cblr-7161	310	6	,	,	PUNCT
cblr-7161	310	7	2010	2010	NUM
cblr-7161	310	8	)	)	PUNCT
cblr-7161	310	9	,	,	PUNCT
cblr-7161	310	10	https://www.ft.com/content/4dd95e42-fd6d-11df-a049-00144feab49a	https://www.ft.com/content/4dd95e42-fd6d-11df-a049-00144feab49a	X
cblr-7161	311	1	[	[	X
cblr-7161	311	2	https://perma.cc/9dx8v8tf	https://perma.cc/9dx8v8tf	PROPN
cblr-7161	311	3	]	]	PUNCT
cblr-7161	311	4	.	.	PUNCT
cblr-7161	311	5	66	66	NUM
cblr-7161	311	6	better	well	ADJ
cblr-7161	311	7	markets	market	NOUN
cblr-7161	311	8	,	,	PUNCT
cblr-7161	311	9	comment	comment	NOUN
cblr-7161	311	10	letter	letter	NOUN
cblr-7161	311	11	on	on	ADP
cblr-7161	311	12	proposed	propose	VERB
cblr-7161	311	13	prudential	prudential	ADJ
cblr-7161	311	14	standards	standard	NOUN
cblr-7161	311	15	for	for	ADP
cblr-7161	311	16	large	large	ADJ
cblr-7161	311	17	foreign	foreign	ADJ
cblr-7161	311	18	banking	banking	NOUN
cblr-7161	311	19	organizations	organization	NOUN
cblr-7161	311	20	(	(	PUNCT
cblr-7161	311	21	june	june	PROPN
cblr-7161	311	22	21	21	NUM
cblr-7161	311	23	,	,	PUNCT
cblr-7161	311	24	2019	2019	NUM
cblr-7161	311	25	)	)	PUNCT
cblr-7161	311	26	,	,	PUNCT
cblr-7161	311	27	https://bettermarkets.com/sites/default/files/better%20markets%20cl%20fed%20fbos%20enhanced%20prudential%20standards%206-21-2019.pdf	https://bettermarkets.com/sites/default/files/better%20markets%20cl%20fed%20fbos%20enhanced%20prudential%20standards%206-21-2019.pdf	X
cblr-7161	311	28	[	[	X
cblr-7161	311	29	https://perma.cc/sh4b-en6u	https://perma.cc/sh4b-en6u	NOUN
cblr-7161	311	30	]	]	X
cblr-7161	311	31	.	.	PUNCT
cblr-7161	311	32	67	67	NUM
cblr-7161	311	33	press	press	NOUN
cblr-7161	311	34	release	release	NOUN
cblr-7161	311	35	,	,	PUNCT
cblr-7161	311	36	bd	bd	PROPN
cblr-7161	311	37	.	.	PROPN
cblr-7161	311	38	of	of	ADP
cblr-7161	311	39	governors	governor	NOUN
cblr-7161	311	40	of	of	ADP
cblr-7161	311	41	the	the	DET
cblr-7161	311	42	fed	fed	PROPN
cblr-7161	311	43	.	.	PUNCT
cblr-7161	311	44	reserve	reserve	PROPN
cblr-7161	311	45	sys	sys	PROPN
cblr-7161	311	46	.	.	PROPN
cblr-7161	311	47	,	,	PUNCT
cblr-7161	311	48	statement	statement	NOUN
cblr-7161	311	49	by	by	ADP
cblr-7161	311	50	governor	governor	PROPN
cblr-7161	311	51	lael	lael	PROPN
cblr-7161	311	52	brainard	brainard	PROPN
cblr-7161	311	53	(	(	PUNCT
cblr-7161	311	54	oct	oct	PROPN
cblr-7161	311	55	.	.	PROPN
cblr-7161	311	56	10	10	NUM
cblr-7161	311	57	,	,	PUNCT
cblr-7161	311	58	2019	2019	NUM
cblr-7161	311	59	)	)	PUNCT
cblr-7161	311	60	,	,	PUNCT
cblr-7161	311	61	https://www.federalreserve.gov/newsevents/pressreleases/brainard-statement-20191010.htm	https://www.federalreserve.gov/newsevents/pressreleases/brainard-statement-20191010.htm	X
cblr-7161	312	1	[	[	X
cblr-7161	312	2	https://perma.cc/m4cn-6n6a	https://perma.cc/m4cn-6n6a	PROPN
cblr-7161	312	3	]	]	X
cblr-7161	312	4	.	.	PUNCT
cblr-7161	313	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	313	2	(	(	PUNCT
cblr-7161	313	3	do	do	AUX
cblr-7161	313	4	not	not	PART
cblr-7161	313	5	delte	delte	VERB
cblr-7161	313	6	)	)	PUNCT
cblr-7161	313	7	10/7/2020	10/7/2020	NUM
cblr-7161	313	8	6:42	6:42	NUM
cblr-7161	313	9	pm	pm	NOUN
cblr-7161	313	10	354	354	NUM
cblr-7161	313	11	columbia	columbia	PROPN
cblr-7161	313	12	business	business	NOUN
cblr-7161	313	13	law	law	PROPN
cblr-7161	313	14	review	review	NOUN
cblr-7161	313	15	[	[	X
cblr-7161	313	16	vol	vol	NOUN
cblr-7161	313	17	.	.	PUNCT
cblr-7161	313	18	2020	2020	NUM
cblr-7161	313	19	b.	b.	PROPN
cblr-7161	313	20	modern	modern	ADJ
cblr-7161	313	21	regulatory	regulatory	ADJ
cblr-7161	313	22	paradigm	paradigm	NOUN
cblr-7161	313	23	for	for	ADP
cblr-7161	313	24	international	international	ADJ
cblr-7161	313	25	banking	banking	NOUN
cblr-7161	313	26	organizations	organization	NOUN
cblr-7161	313	27	before	before	ADP
cblr-7161	313	28	delving	delve	VERB
cblr-7161	313	29	into	into	ADP
cblr-7161	313	30	the	the	DET
cblr-7161	313	31	enhanced	enhanced	ADJ
cblr-7161	313	32	regulatory	regulatory	ADJ
cblr-7161	313	33	standards	standard	NOUN
cblr-7161	313	34	certain	certain	ADJ
cblr-7161	313	35	foreign	foreign	ADJ
cblr-7161	313	36	banking	banking	NOUN
cblr-7161	313	37	organizations	organization	NOUN
cblr-7161	313	38	are	be	AUX
cblr-7161	313	39	now	now	ADV
cblr-7161	313	40	tasked	task	VERB
cblr-7161	313	41	with	with	ADP
cblr-7161	313	42	complying	comply	VERB
cblr-7161	313	43	with	with	ADP
cblr-7161	313	44	,	,	PUNCT
cblr-7161	313	45	it	it	PRON
cblr-7161	313	46	is	be	AUX
cblr-7161	313	47	first	first	ADV
cblr-7161	313	48	necessary	necessary	ADJ
cblr-7161	313	49	to	to	PART
cblr-7161	313	50	outline	outline	VERB
cblr-7161	313	51	the	the	DET
cblr-7161	313	52	relevant	relevant	ADJ
cblr-7161	313	53	regulatory	regulatory	ADJ
cblr-7161	313	54	actors	actor	NOUN
cblr-7161	313	55	in	in	ADP
cblr-7161	313	56	the	the	DET
cblr-7161	313	57	united	united	PROPN
cblr-7161	313	58	states	states	PROPN
cblr-7161	313	59	and	and	CCONJ
cblr-7161	313	60	how	how	SCONJ
cblr-7161	313	61	they	they	PRON
cblr-7161	313	62	are	be	AUX
cblr-7161	313	63	each	each	DET
cblr-7161	313	64	assigned	assign	VERB
cblr-7161	313	65	responsibility	responsibility	NOUN
cblr-7161	313	66	under	under	ADP
cblr-7161	313	67	the	the	DET
cblr-7161	313	68	dodd	dodd	PROPN
cblr-7161	313	69	-	-	PUNCT
cblr-7161	313	70	frank	frank	ADJ
cblr-7161	313	71	paradigm	paradigm	NOUN
cblr-7161	313	72	.	.	PUNCT
cblr-7161	314	1	the	the	DET
cblr-7161	314	2	u.s	u.s	PROPN
cblr-7161	314	3	.	.	PROPN
cblr-7161	314	4	financial	financial	ADJ
cblr-7161	314	5	regulatory	regulatory	ADJ
cblr-7161	314	6	framework	framework	NOUN
cblr-7161	314	7	has	have	AUX
cblr-7161	314	8	been	be	AUX
cblr-7161	314	9	heralded	herald	VERB
cblr-7161	314	10	by	by	ADP
cblr-7161	314	11	outsiders	outsider	NOUN
cblr-7161	314	12	as	as	ADP
cblr-7161	314	13	being	be	AUX
cblr-7161	314	14	extraordinarily	extraordinarily	ADV
cblr-7161	314	15	complicated,68	complicated,68	ADJ
cblr-7161	314	16	and	and	CCONJ
cblr-7161	314	17	thus	thus	ADV
cblr-7161	314	18	for	for	ADP
cblr-7161	314	19	our	our	PRON
cblr-7161	314	20	purposes	purpose	NOUN
cblr-7161	314	21	here	here	ADV
cblr-7161	314	22	the	the	DET
cblr-7161	314	23	discussion	discussion	NOUN
cblr-7161	314	24	will	will	AUX
cblr-7161	314	25	be	be	AUX
cblr-7161	314	26	greatly	greatly	ADV
cblr-7161	314	27	simplified	simplify	VERB
cblr-7161	314	28	,	,	PUNCT
cblr-7161	314	29	with	with	ADP
cblr-7161	314	30	an	an	DET
cblr-7161	314	31	intention	intention	NOUN
cblr-7161	314	32	to	to	PART
cblr-7161	314	33	only	only	ADV
cblr-7161	314	34	discuss	discuss	VERB
cblr-7161	314	35	those	those	DET
cblr-7161	314	36	regulators	regulator	NOUN
cblr-7161	314	37	who	who	PRON
cblr-7161	314	38	have	have	VERB
cblr-7161	314	39	some	some	DET
cblr-7161	314	40	insight	insight	NOUN
cblr-7161	314	41	into	into	ADP
cblr-7161	314	42	and	and	CCONJ
cblr-7161	314	43	peripheral	peripheral	ADJ
cblr-7161	314	44	responsibility	responsibility	NOUN
cblr-7161	314	45	under	under	ADP
cblr-7161	314	46	regulation	regulation	NOUN
cblr-7161	314	47	yy	yy	PROPN
cblr-7161	314	48	and	and	CCONJ
cblr-7161	314	49	regulation	regulation	PROPN
cblr-7161	314	50	w.	w.	PROPN
cblr-7161	314	51	there	there	PRON
cblr-7161	314	52	are	be	VERB
cblr-7161	314	53	three	three	NUM
cblr-7161	314	54	leading	lead	VERB
cblr-7161	314	55	regulators	regulator	NOUN
cblr-7161	314	56	of	of	ADP
cblr-7161	314	57	banking	banking	NOUN
cblr-7161	314	58	organizations	organization	NOUN
cblr-7161	314	59	in	in	ADP
cblr-7161	314	60	the	the	DET
cblr-7161	314	61	united	united	PROPN
cblr-7161	314	62	states	states	PROPN
cblr-7161	314	63	:	:	PUNCT
cblr-7161	314	64	the	the	DET
cblr-7161	314	65	federal	federal	PROPN
cblr-7161	314	66	reserve	reserve	NOUN
cblr-7161	314	67	system	system	NOUN
cblr-7161	314	68	(	(	PUNCT
cblr-7161	314	69	“	"	PUNCT
cblr-7161	314	70	the	the	DET
cblr-7161	314	71	frs	frs	PROPN
cblr-7161	314	72	”	"	PUNCT
cblr-7161	314	73	)	)	PUNCT
cblr-7161	314	74	,	,	PUNCT
cblr-7161	314	75	the	the	DET
cblr-7161	314	76	federal	federal	ADJ
cblr-7161	314	77	deposit	deposit	NOUN
cblr-7161	314	78	insurance	insurance	NOUN
cblr-7161	314	79	corporation	corporation	NOUN
cblr-7161	314	80	(	(	PUNCT
cblr-7161	314	81	“	"	PUNCT
cblr-7161	314	82	the	the	DET
cblr-7161	314	83	fdic	fdic	PROPN
cblr-7161	314	84	”	"	PUNCT
cblr-7161	314	85	)	)	PUNCT
cblr-7161	314	86	,	,	PUNCT
cblr-7161	314	87	and	and	CCONJ
cblr-7161	314	88	the	the	DET
cblr-7161	314	89	office	office	NOUN
cblr-7161	314	90	of	of	ADP
cblr-7161	314	91	the	the	DET
cblr-7161	314	92	comptroller	comptroller	NOUN
cblr-7161	314	93	of	of	ADP
cblr-7161	314	94	the	the	DET
cblr-7161	314	95	currency	currency	NOUN
cblr-7161	314	96	(	(	PUNCT
cblr-7161	314	97	“	"	PUNCT
cblr-7161	314	98	the	the	DET
cblr-7161	314	99	occ”).69	occ”).69	NOUN
cblr-7161	314	100	although	although	SCONJ
cblr-7161	314	101	each	each	PRON
cblr-7161	314	102	is	be	AUX
cblr-7161	314	103	tasked	task	VERB
cblr-7161	314	104	with	with	ADP
cblr-7161	314	105	a	a	DET
cblr-7161	314	106	broad	broad	ADJ
cblr-7161	314	107	mandate	mandate	NOUN
cblr-7161	314	108	,	,	PUNCT
cblr-7161	314	109	the	the	DET
cblr-7161	314	110	relevant	relevant	ADJ
cblr-7161	314	111	responsibilities	responsibility	NOUN
cblr-7161	314	112	of	of	ADP
cblr-7161	314	113	each	each	PRON
cblr-7161	314	114	changed	change	VERB
cblr-7161	314	115	significantly	significantly	ADV
cblr-7161	314	116	with	with	ADP
cblr-7161	314	117	the	the	DET
cblr-7161	314	118	passage	passage	NOUN
cblr-7161	314	119	of	of	ADP
cblr-7161	314	120	dodd	dodd	PROPN
cblr-7161	314	121	-	-	PUNCT
cblr-7161	314	122	frank	frank	PROPN
cblr-7161	314	123	and	and	CCONJ
cblr-7161	314	124	the	the	DET
cblr-7161	314	125	advent	advent	NOUN
cblr-7161	314	126	of	of	ADP
cblr-7161	314	127	a	a	DET
cblr-7161	314	128	new	new	ADJ
cblr-7161	314	129	regulatory	regulatory	ADJ
cblr-7161	314	130	paradigm	paradigm	NOUN
cblr-7161	314	131	for	for	ADP
cblr-7161	314	132	financial	financial	ADJ
cblr-7161	314	133	institutions	institution	NOUN
cblr-7161	314	134	in	in	ADP
cblr-7161	314	135	the	the	DET
cblr-7161	314	136	united	united	PROPN
cblr-7161	314	137	states	states	PROPN
cblr-7161	314	138	.	.	PUNCT
cblr-7161	315	1	first	first	ADV
cblr-7161	315	2	,	,	PUNCT
cblr-7161	315	3	the	the	DET
cblr-7161	315	4	federal	federal	PROPN
cblr-7161	315	5	reserve	reserve	NOUN
cblr-7161	315	6	system	system	NOUN
cblr-7161	315	7	is	be	AUX
cblr-7161	315	8	the	the	DET
cblr-7161	315	9	relevant	relevant	ADJ
cblr-7161	315	10	“	"	PUNCT
cblr-7161	315	11	owner	owner	NOUN
cblr-7161	315	12	”	"	PUNCT
cblr-7161	315	13	of	of	ADP
cblr-7161	315	14	regulation	regulation	NOUN
cblr-7161	315	15	yy	yy	PROPN
cblr-7161	315	16	.	.	PUNCT
cblr-7161	316	1	that	that	PRON
cblr-7161	316	2	is	is	ADV
cblr-7161	316	3	,	,	PUNCT
cblr-7161	316	4	the	the	DET
cblr-7161	316	5	federal	federal	PROPN
cblr-7161	316	6	reserve	reserve	PROPN
cblr-7161	316	7	is	be	AUX
cblr-7161	316	8	the	the	DET
cblr-7161	316	9	agency	agency	NOUN
cblr-7161	316	10	tasked	task	VERB
cblr-7161	316	11	with	with	ADP
cblr-7161	316	12	implementing	implement	VERB
cblr-7161	316	13	the	the	DET
cblr-7161	316	14	stress	stress	NOUN
cblr-7161	316	15	tests	test	NOUN
cblr-7161	316	16	and	and	CCONJ
cblr-7161	316	17	enhanced	enhance	VERB
cblr-7161	316	18	prudential	prudential	ADJ
cblr-7161	316	19	standards	standard	NOUN
cblr-7161	316	20	of	of	ADP
cblr-7161	316	21	regulation	regulation	NOUN
cblr-7161	316	22	yy	yy	PROPN
cblr-7161	316	23	and	and	CCONJ
cblr-7161	316	24	ensuring	ensure	VERB
cblr-7161	316	25	that	that	SCONJ
cblr-7161	316	26	the	the	DET
cblr-7161	316	27	mechanical	mechanical	ADJ
cblr-7161	316	28	transformations	transformation	NOUN
cblr-7161	316	29	of	of	ADP
cblr-7161	316	30	the	the	DET
cblr-7161	316	31	regulation	regulation	NOUN
cblr-7161	316	32	(	(	PUNCT
cblr-7161	316	33	including	include	VERB
cblr-7161	316	34	ihc	ihc	PROPN
cblr-7161	316	35	68	68	NUM
cblr-7161	316	36	see	see	NOUN
cblr-7161	316	37	,	,	PUNCT
cblr-7161	316	38	e.g.	e.g.	ADV
cblr-7161	316	39	,	,	PUNCT
cblr-7161	316	40	chester	chester	PROPN
cblr-7161	316	41	s.	s.	PROPN
cblr-7161	316	42	spatt	spatt	PROPN
cblr-7161	316	43	,	,	PUNCT
cblr-7161	316	44	complexity	complexity	NOUN
cblr-7161	316	45	of	of	ADP
cblr-7161	316	46	regulation	regulation	NOUN
cblr-7161	316	47	,	,	PUNCT
cblr-7161	316	48	3	3	NUM
cblr-7161	316	49	harv	harv	NOUN
cblr-7161	316	50	.	.	PUNCT
cblr-7161	317	1	bus	bus	NOUN
cblr-7161	317	2	.	.	PUNCT
cblr-7161	318	1	l.	l.	PROPN
cblr-7161	318	2	rev	rev	PROPN
cblr-7161	318	3	.	.	PROPN
cblr-7161	319	1	online	online	PROPN
cblr-7161	319	2	1–9	1–9	NUM
cblr-7161	319	3	(	(	PUNCT
cblr-7161	319	4	2012	2012	NUM
cblr-7161	319	5	)	)	PUNCT
cblr-7161	319	6	;	;	PUNCT
cblr-7161	320	1	andrew	andrew	PROPN
cblr-7161	320	2	g.	g.	PROPN
cblr-7161	320	3	haldane	haldane	PROPN
cblr-7161	320	4	&	&	CCONJ
cblr-7161	320	5	vasileios	vasileios	PROPN
cblr-7161	320	6	madouros	madouro	NOUN
cblr-7161	320	7	,	,	PUNCT
cblr-7161	320	8	address	address	NOUN
cblr-7161	320	9	at	at	ADP
cblr-7161	320	10	the	the	DET
cblr-7161	320	11	federal	federal	PROPN
cblr-7161	320	12	reserve	reserve	PROPN
cblr-7161	320	13	bank	bank	PROPN
cblr-7161	320	14	of	of	ADP
cblr-7161	320	15	kansas	kansas	PROPN
cblr-7161	320	16	city	city	PROPN
cblr-7161	320	17	’s	’s	PART
cblr-7161	320	18	economic	economic	ADJ
cblr-7161	320	19	policy	policy	NOUN
cblr-7161	320	20	symposium	symposium	NOUN
cblr-7161	320	21	:	:	PUNCT
cblr-7161	320	22	the	the	DET
cblr-7161	320	23	dog	dog	NOUN
cblr-7161	320	24	and	and	CCONJ
cblr-7161	320	25	the	the	DET
cblr-7161	320	26	frisbee	frisbee	NOUN
cblr-7161	320	27	24	24	NUM
cblr-7161	320	28	(	(	PUNCT
cblr-7161	320	29	aug	aug	PROPN
cblr-7161	320	30	.	.	PROPN
cblr-7161	320	31	31	31	NUM
cblr-7161	320	32	,	,	PUNCT
cblr-7161	320	33	2012	2012	NUM
cblr-7161	320	34	)	)	PUNCT
cblr-7161	320	35	,	,	PUNCT
cblr-7161	320	36	https://www.bankofengland.co.uk/-/media/boe/files/paper/2012/the-dog-and-the-frisbee.pdf?la=en&hash=4deaa2e6d1698a1a0891153a6b4ce70f308351d	https://www.bankofengland.co.uk/-/media/boe/files/paper/2012/the-dog-and-the-frisbee.pdf?la=en&hash=4deaa2e6d1698a1a0891153a6b4ce70f308351d	NOUN
cblr-7161	320	37	7	7	NUM
cblr-7161	321	1	[	[	X
cblr-7161	321	2	https://perma.cc/u2k2-q7r6	https://perma.cc/u2k2-q7r6	NOUN
cblr-7161	321	3	]	]	PUNCT
cblr-7161	321	4	.	.	PUNCT
cblr-7161	322	1	69	69	NUM
cblr-7161	322	2	see	see	VERB
cblr-7161	322	3	marc	marc	PROPN
cblr-7161	322	4	labonte	labonte	PROPN
cblr-7161	322	5	,	,	PUNCT
cblr-7161	322	6	cong	cong	PROPN
cblr-7161	322	7	.	.	PUNCT
cblr-7161	323	1	research	research	NOUN
cblr-7161	323	2	serv	serv	PROPN
cblr-7161	323	3	.	.	PUNCT
cblr-7161	323	4	,	,	PUNCT
cblr-7161	323	5	r44918	r44918	NOUN
cblr-7161	323	6	,	,	PUNCT
cblr-7161	323	7	who	who	PRON
cblr-7161	323	8	regulates	regulate	VERB
cblr-7161	323	9	whom	whom	PRON
cblr-7161	323	10	?	?	PUNCT
cblr-7161	324	1	an	an	DET
cblr-7161	324	2	overview	overview	NOUN
cblr-7161	324	3	of	of	ADP
cblr-7161	324	4	the	the	DET
cblr-7161	324	5	u.s	u.s	PROPN
cblr-7161	324	6	.	.	PROPN
cblr-7161	324	7	financial	financial	ADJ
cblr-7161	324	8	regulatory	regulatory	ADJ
cblr-7161	324	9	framework	framework	NOUN
cblr-7161	324	10	8	8	NUM
cblr-7161	324	11	tbl.1	tbl.1	NOUN
cblr-7161	324	12	(	(	PUNCT
cblr-7161	324	13	2020	2020	NUM
cblr-7161	324	14	)	)	PUNCT
cblr-7161	324	15	.	.	PUNCT
cblr-7161	325	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	325	2	(	(	PUNCT
cblr-7161	325	3	do	do	AUX
cblr-7161	325	4	not	not	PART
cblr-7161	325	5	delete	delete	VERB
cblr-7161	325	6	)	)	PUNCT
cblr-7161	325	7	10/7/2020	10/7/2020	NUM
cblr-7161	325	8	6:42	6:42	NUM
cblr-7161	325	9	pm	pm	NOUN
cblr-7161	325	10	no	no	INTJ
cblr-7161	325	11	.	.	PUNCT
cblr-7161	326	1	1:336	1:336	NUM
cblr-7161	326	2	]	]	X
cblr-7161	326	3	treacherous	treacherous	ADJ
cblr-7161	326	4	landscape	landscape	NOUN
cblr-7161	326	5	355	355	NUM
cblr-7161	326	6	reorganization	reorganization	NOUN
cblr-7161	326	7	)	)	PUNCT
cblr-7161	326	8	are	be	AUX
cblr-7161	326	9	completed	complete	VERB
cblr-7161	326	10	in	in	ADP
cblr-7161	326	11	a	a	DET
cblr-7161	326	12	timely	timely	ADJ
cblr-7161	326	13	manner.70	manner.70	NOUN
cblr-7161	326	14	although	although	SCONJ
cblr-7161	326	15	the	the	DET
cblr-7161	326	16	federal	federal	PROPN
cblr-7161	326	17	reserve	reserve	PROPN
cblr-7161	326	18	has	have	AUX
cblr-7161	326	19	played	play	VERB
cblr-7161	326	20	a	a	DET
cblr-7161	326	21	role	role	NOUN
cblr-7161	326	22	in	in	ADP
cblr-7161	326	23	financial	financial	ADJ
cblr-7161	326	24	institution	institution	NOUN
cblr-7161	326	25	supervision	supervision	NOUN
cblr-7161	326	26	since	since	SCONJ
cblr-7161	326	27	the	the	DET
cblr-7161	326	28	passage	passage	NOUN
cblr-7161	326	29	of	of	ADP
cblr-7161	326	30	the	the	DET
cblr-7161	326	31	federal	federal	PROPN
cblr-7161	326	32	reserve	reserve	PROPN
cblr-7161	326	33	act	act	PROPN
cblr-7161	326	34	in	in	ADP
cblr-7161	326	35	1913,71	1913,71	PROPN
cblr-7161	326	36	dodd	dodd	PROPN
cblr-7161	326	37	-	-	PUNCT
cblr-7161	326	38	frank	frank	PROPN
cblr-7161	326	39	fundamentally	fundamentally	ADV
cblr-7161	326	40	changed	change	VERB
cblr-7161	326	41	the	the	DET
cblr-7161	326	42	supervisory	supervisory	ADJ
cblr-7161	326	43	role	role	NOUN
cblr-7161	326	44	of	of	ADP
cblr-7161	326	45	the	the	DET
cblr-7161	326	46	central	central	ADJ
cblr-7161	326	47	bank	bank	NOUN
cblr-7161	326	48	,	,	PUNCT
cblr-7161	326	49	and	and	CCONJ
cblr-7161	326	50	as	as	ADP
cblr-7161	326	51	result	result	NOUN
cblr-7161	326	52	,	,	PUNCT
cblr-7161	326	53	the	the	DET
cblr-7161	326	54	tone	tone	NOUN
cblr-7161	326	55	of	of	ADP
cblr-7161	326	56	financial	financial	ADJ
cblr-7161	326	57	institution	institution	NOUN
cblr-7161	326	58	regulation	regulation	NOUN
cblr-7161	326	59	in	in	ADP
cblr-7161	326	60	the	the	DET
cblr-7161	326	61	united	united	PROPN
cblr-7161	326	62	states.72	states.72	PROPN
cblr-7161	326	63	in	in	ADP
cblr-7161	326	64	the	the	DET
cblr-7161	326	65	regulation	regulation	NOUN
cblr-7161	326	66	w	w	NOUN
cblr-7161	326	67	context	context	NOUN
cblr-7161	326	68	,	,	PUNCT
cblr-7161	326	69	the	the	DET
cblr-7161	326	70	federal	federal	PROPN
cblr-7161	326	71	reserve	reserve	PROPN
cblr-7161	326	72	maintains	maintain	VERB
cblr-7161	326	73	its	its	PRON
cblr-7161	326	74	primary	primary	ADJ
cblr-7161	326	75	ownership	ownership	NOUN
cblr-7161	326	76	status	status	NOUN
cblr-7161	326	77	in	in	ADP
cblr-7161	326	78	ensuring	ensure	VERB
cblr-7161	326	79	institutions	institution	NOUN
cblr-7161	326	80	’	'	PUNCT
cblr-7161	326	81	ongoing	ongoing	ADJ
cblr-7161	326	82	compliance	compliance	NOUN
cblr-7161	326	83	with	with	ADP
cblr-7161	326	84	internal	internal	ADJ
cblr-7161	326	85	transaction	transaction	NOUN
cblr-7161	326	86	limits	limit	NOUN
cblr-7161	326	87	and	and	CCONJ
cblr-7161	326	88	collateral	collateral	ADJ
cblr-7161	326	89	requirements,73	requirements,73	NOUN
cblr-7161	326	90	however	however	ADV
cblr-7161	326	91	the	the	DET
cblr-7161	326	92	federal	federal	PROPN
cblr-7161	326	93	reserve	reserve	PROPN
cblr-7161	326	94	’s	’s	PART
cblr-7161	326	95	regulation	regulation	NOUN
cblr-7161	326	96	w	w	PROPN
cblr-7161	326	97	authority	authority	NOUN
cblr-7161	326	98	has	have	AUX
cblr-7161	326	99	been	be	AUX
cblr-7161	326	100	substantially	substantially	ADV
cblr-7161	326	101	diluted	dilute	VERB
cblr-7161	326	102	under	under	ADP
cblr-7161	326	103	dodd	dodd	PROPN
cblr-7161	326	104	-	-	PUNCT
cblr-7161	326	105	frank	frank	PROPN
cblr-7161	326	106	.	.	PUNCT
cblr-7161	327	1	that	that	DET
cblr-7161	327	2	dilution	dilution	NOUN
cblr-7161	327	3	of	of	ADP
cblr-7161	327	4	frs	frs	PROPN
cblr-7161	327	5	authority	authority	NOUN
cblr-7161	327	6	is	be	AUX
cblr-7161	327	7	a	a	DET
cblr-7161	327	8	result	result	NOUN
cblr-7161	327	9	of	of	ADP
cblr-7161	327	10	section	section	NOUN
cblr-7161	327	11	608	608	NUM
cblr-7161	327	12	of	of	ADP
cblr-7161	327	13	dodd	dodd	NOUN
cblr-7161	327	14	-	-	PUNCT
cblr-7161	327	15	frank,74	frank,74	NOUN
cblr-7161	327	16	which	which	PRON
cblr-7161	327	17	vests	vest	VERB
cblr-7161	327	18	the	the	DET
cblr-7161	327	19	occ	occ	NOUN
cblr-7161	327	20	and	and	CCONJ
cblr-7161	327	21	fdic	fdic	PROPN
cblr-7161	327	22	with	with	ADP
cblr-7161	327	23	the	the	DET
cblr-7161	327	24	“	"	PUNCT
cblr-7161	327	25	statutory	statutory	ADJ
cblr-7161	327	26	power	power	NOUN
cblr-7161	327	27	to	to	PART
cblr-7161	327	28	grant	grant	VERB
cblr-7161	327	29	exemptions	exemption	NOUN
cblr-7161	327	30	from	from	ADP
cblr-7161	327	31	the	the	DET
cblr-7161	327	32	requirements	requirement	NOUN
cblr-7161	327	33	of	of	ADP
cblr-7161	327	34	section	section	NOUN
cblr-7161	327	35	23a	23a	NOUN
cblr-7161	327	36	to	to	ADP
cblr-7161	327	37	institutions	institution	NOUN
cblr-7161	327	38	under	under	ADP
cblr-7161	327	39	their	their	PRON
cblr-7161	327	40	respective	respective	ADJ
cblr-7161	327	41	supervision	supervision	NOUN
cblr-7161	327	42	.	.	PUNCT
cblr-7161	328	1	”75	”75	PROPN
cblr-7161	328	2	even	even	ADV
cblr-7161	328	3	in	in	ADP
cblr-7161	328	4	articulating	articulating	ADJ
cblr-7161	328	5	official	official	ADJ
cblr-7161	328	6	interpretations	interpretation	NOUN
cblr-7161	328	7	of	of	ADP
cblr-7161	328	8	the	the	DET
cblr-7161	328	9	regulation	regulation	NOUN
cblr-7161	328	10	“	"	PUNCT
cblr-7161	328	11	the	the	DET
cblr-7161	328	12	[	[	X
cblr-7161	328	13	federal	federal	ADJ
cblr-7161	328	14	reserve	reserve	PROPN
cblr-7161	328	15	]	]	PUNCT
cblr-7161	328	16	board	board	NOUN
cblr-7161	328	17	[	[	X
cblr-7161	328	18	now	now	ADV
cblr-7161	328	19	]	]	PUNCT
cblr-7161	328	20	must	must	AUX
cblr-7161	328	21	act	act	VERB
cblr-7161	328	22	jointly	jointly	ADV
cblr-7161	328	23	with	with	ADP
cblr-7161	328	24	the	the	DET
cblr-7161	328	25	federal	federal	ADJ
cblr-7161	328	26	banking	banking	NOUN
cblr-7161	328	27	agency	agency	NOUN
cblr-7161	328	28	,	,	PUNCT
cblr-7161	328	29	either	either	CCONJ
cblr-7161	328	30	the	the	DET
cblr-7161	328	31	occ	occ	NOUN
cblr-7161	328	32	or	or	CCONJ
cblr-7161	328	33	the	the	DET
cblr-7161	328	34	fdic	fdic	PROPN
cblr-7161	328	35	,	,	PUNCT
cblr-7161	328	36	which	which	PRON
cblr-7161	328	37	directly	directly	ADV
cblr-7161	328	38	regulates	regulate	VERB
cblr-7161	328	39	and	and	CCONJ
cblr-7161	328	40	supervises	supervise	VERB
cblr-7161	328	41	such	such	ADJ
cblr-7161	328	42	entities	entity	NOUN
cblr-7161	328	43	[	[	PUNCT
cblr-7161	328	44	affected	affect	VERB
cblr-7161	328	45	by	by	ADP
cblr-7161	328	46	the	the	DET
cblr-7161	328	47	interpretation].”76	interpretation].”76	PROPN
cblr-7161	328	48	generally	generally	ADV
cblr-7161	328	49	speaking	speak	VERB
cblr-7161	328	50	,	,	PUNCT
cblr-7161	328	51	the	the	DET
cblr-7161	328	52	fdic	fdic	PROPN
cblr-7161	328	53	plays	play	VERB
cblr-7161	328	54	a	a	DET
cblr-7161	328	55	smaller	small	ADJ
cblr-7161	328	56	role	role	NOUN
cblr-7161	328	57	in	in	ADP
cblr-7161	328	58	the	the	DET
cblr-7161	328	59	dodd	dodd	PROPN
cblr-7161	328	60	-	-	PUNCT
cblr-7161	328	61	frank	frank	ADJ
cblr-7161	328	62	regulatory	regulatory	ADJ
cblr-7161	328	63	regime	regime	NOUN
cblr-7161	328	64	,	,	PUNCT
cblr-7161	328	65	however	however	ADV
cblr-7161	328	66	in	in	ADP
cblr-7161	328	67	several	several	ADJ
cblr-7161	328	68	contexts	context	NOUN
cblr-7161	328	69	the	the	DET
cblr-7161	328	70	fdic	fdic	PROPN
cblr-7161	328	71	has	have	VERB
cblr-7161	328	72	an	an	DET
cblr-7161	328	73	outsized	outsized	ADJ
cblr-7161	328	74	influence	influence	NOUN
cblr-7161	328	75	as	as	ADP
cblr-7161	328	76	a	a	DET
cblr-7161	328	77	result	result	NOUN
cblr-7161	328	78	of	of	ADP
cblr-7161	328	79	the	the	DET
cblr-7161	328	80	agency	agency	NOUN
cblr-7161	328	81	’s	’s	PART
cblr-7161	328	82	chief	chief	ADJ
cblr-7161	328	83	responsibility	responsibility	NOUN
cblr-7161	328	84	of	of	ADP
cblr-7161	328	85	overseeing	oversee	VERB
cblr-7161	328	86	the	the	DET
cblr-7161	328	87	federal	federal	ADJ
cblr-7161	328	88	deposit	deposit	NOUN
cblr-7161	328	89	insurance	insurance	NOUN
cblr-7161	328	90	70	70	NUM
cblr-7161	328	91	see	see	VERB
cblr-7161	328	92	enhanced	enhance	VERB
cblr-7161	328	93	prudential	prudential	ADJ
cblr-7161	328	94	standards	standard	NOUN
cblr-7161	328	95	(	(	PUNCT
cblr-7161	328	96	regulation	regulation	NOUN
cblr-7161	328	97	yy	yy	PROPN
cblr-7161	328	98	)	)	PUNCT
cblr-7161	328	99	,	,	PUNCT
cblr-7161	328	100	12	12	NUM
cblr-7161	328	101	c.f.r	c.f.r	NOUN
cblr-7161	328	102	.	.	PUNCT
cblr-7161	329	1	§	§	PROPN
cblr-7161	329	2	252.1	252.1	NUM
cblr-7161	329	3	(	(	PUNCT
cblr-7161	329	4	2020	2020	NUM
cblr-7161	329	5	)	)	PUNCT
cblr-7161	329	6	.	.	PUNCT
cblr-7161	330	1	71	71	NUM
cblr-7161	330	2	federal	federal	PROPN
cblr-7161	330	3	reserve	reserve	PROPN
cblr-7161	330	4	act	act	PROPN
cblr-7161	330	5	,	,	PUNCT
cblr-7161	330	6	pub	pub	NOUN
cblr-7161	330	7	.	.	PUNCT
cblr-7161	331	1	l.	l.	PROPN
cblr-7161	331	2	no	no	INTJ
cblr-7161	331	3	.	.	PROPN
cblr-7161	332	1	63	63	NUM
cblr-7161	332	2	-	-	SYM
cblr-7161	332	3	43	43	NUM
cblr-7161	332	4	,	,	PUNCT
cblr-7161	332	5	§	§	PROPN
cblr-7161	332	6	21	21	NUM
cblr-7161	332	7	,	,	PUNCT
cblr-7161	332	8	38	38	NUM
cblr-7161	332	9	stat	stat	NOUN
cblr-7161	332	10	.	.	PUNCT
cblr-7161	333	1	251	251	NUM
cblr-7161	333	2	,	,	PUNCT
cblr-7161	333	3	271	271	NUM
cblr-7161	333	4	(	(	PUNCT
cblr-7161	333	5	1913	1913	NUM
cblr-7161	333	6	)	)	PUNCT
cblr-7161	333	7	(	(	PUNCT
cblr-7161	333	8	codified	codify	VERB
cblr-7161	333	9	as	as	SCONJ
cblr-7161	333	10	amended	amend	VERB
cblr-7161	333	11	in	in	ADP
cblr-7161	333	12	scattered	scatter	VERB
cblr-7161	333	13	sections	section	NOUN
cblr-7161	333	14	of	of	ADP
cblr-7161	333	15	12	12	NUM
cblr-7161	333	16	u.s.c	u.s.c	ADJ
cblr-7161	333	17	.	.	PUNCT
cblr-7161	333	18	)	)	PUNCT
cblr-7161	333	19	.	.	PUNCT
cblr-7161	334	1	72	72	NUM
cblr-7161	335	1	it	it	PRON
cblr-7161	335	2	is	be	AUX
cblr-7161	335	3	important	important	ADJ
cblr-7161	335	4	to	to	PART
cblr-7161	335	5	note	note	VERB
cblr-7161	335	6	,	,	PUNCT
cblr-7161	335	7	for	for	ADP
cblr-7161	335	8	those	those	PRON
cblr-7161	335	9	not	not	PART
cblr-7161	335	10	familiar	familiar	ADJ
cblr-7161	335	11	with	with	ADP
cblr-7161	335	12	the	the	DET
cblr-7161	335	13	framework	framework	NOUN
cblr-7161	335	14	of	of	ADP
cblr-7161	335	15	banking	banking	NOUN
cblr-7161	335	16	supervision	supervision	NOUN
cblr-7161	335	17	in	in	ADP
cblr-7161	335	18	the	the	DET
cblr-7161	335	19	united	united	PROPN
cblr-7161	335	20	states	states	PROPN
cblr-7161	335	21	,	,	PUNCT
cblr-7161	335	22	that	that	SCONJ
cblr-7161	335	23	the	the	DET
cblr-7161	335	24	supervisory	supervisory	ADJ
cblr-7161	335	25	responsibility	responsibility	NOUN
cblr-7161	335	26	of	of	ADP
cblr-7161	335	27	the	the	DET
cblr-7161	335	28	federal	federal	PROPN
cblr-7161	335	29	reserve	reserve	PROPN
cblr-7161	335	30	is	be	AUX
cblr-7161	335	31	in	in	ADP
cblr-7161	335	32	addition	addition	NOUN
cblr-7161	335	33	to	to	ADP
cblr-7161	335	34	,	,	PUNCT
cblr-7161	335	35	and	and	CCONJ
cblr-7161	335	36	separate	separate	VERB
cblr-7161	335	37	from	from	ADP
cblr-7161	335	38	,	,	PUNCT
cblr-7161	335	39	its	its	PRON
cblr-7161	335	40	wellknown	wellknown	ADJ
cblr-7161	335	41	role	role	NOUN
cblr-7161	335	42	in	in	ADP
cblr-7161	335	43	executing	execute	VERB
cblr-7161	335	44	monetary	monetary	ADJ
cblr-7161	335	45	policy	policy	NOUN
cblr-7161	335	46	.	.	PUNCT
cblr-7161	336	1	73	73	NUM
cblr-7161	336	2	transactions	transaction	NOUN
cblr-7161	336	3	between	between	ADP
cblr-7161	336	4	member	member	NOUN
cblr-7161	336	5	banks	bank	NOUN
cblr-7161	336	6	and	and	CCONJ
cblr-7161	336	7	their	their	PRON
cblr-7161	336	8	affiliates	affiliate	NOUN
cblr-7161	336	9	(	(	PUNCT
cblr-7161	336	10	regulation	regulation	NOUN
cblr-7161	336	11	w	w	NOUN
cblr-7161	336	12	)	)	PUNCT
cblr-7161	336	13	,	,	PUNCT
cblr-7161	336	14	12	12	NUM
cblr-7161	336	15	c.f.r	c.f.r	NOUN
cblr-7161	336	16	.	.	PUNCT
cblr-7161	337	1	§	§	PROPN
cblr-7161	337	2	223.1	223.1	NUM
cblr-7161	337	3	(	(	PUNCT
cblr-7161	337	4	2020	2020	NUM
cblr-7161	337	5	)	)	PUNCT
cblr-7161	337	6	.	.	PUNCT
cblr-7161	338	1	74	74	NUM
cblr-7161	338	2	dodd	dodd	PROPN
cblr-7161	338	3	-	-	PUNCT
cblr-7161	338	4	frank	frank	PROPN
cblr-7161	338	5	act	act	PROPN
cblr-7161	338	6	,	,	PUNCT
cblr-7161	338	7	pub	pub	NOUN
cblr-7161	338	8	.	.	PUNCT
cblr-7161	339	1	l.	l.	PROPN
cblr-7161	339	2	no	no	INTJ
cblr-7161	339	3	.	.	PROPN
cblr-7161	340	1	111	111	NUM
cblr-7161	340	2	-	-	SYM
cblr-7161	340	3	203	203	NUM
cblr-7161	340	4	,	,	PUNCT
cblr-7161	340	5	§	§	PROPN
cblr-7161	340	6	608	608	NUM
cblr-7161	340	7	,	,	PUNCT
cblr-7161	340	8	124	124	NUM
cblr-7161	340	9	stat	stat	NOUN
cblr-7161	340	10	.	.	PUNCT
cblr-7161	341	1	1376	1376	NUM
cblr-7161	341	2	,	,	PUNCT
cblr-7161	341	3	1608	1608	NUM
cblr-7161	341	4	(	(	PUNCT
cblr-7161	341	5	2010	2010	NUM
cblr-7161	341	6	)	)	PUNCT
cblr-7161	341	7	(	(	PUNCT
cblr-7161	341	8	codified	codify	VERB
cblr-7161	341	9	at	at	ADP
cblr-7161	341	10	12	12	NUM
cblr-7161	341	11	u.s.c	u.s.c	ADJ
cblr-7161	341	12	.	.	PUNCT
cblr-7161	342	1	§	§	PROPN
cblr-7161	342	2	371c	371c	PROPN
cblr-7161	342	3	(	(	PUNCT
cblr-7161	342	4	2018	2018	NUM
cblr-7161	342	5	)	)	PUNCT
cblr-7161	342	6	)	)	PUNCT
cblr-7161	342	7	.	.	PUNCT
cblr-7161	343	1	75	75	NUM
cblr-7161	343	2	saule	saule	PROPN
cblr-7161	343	3	t.	t.	PROPN
cblr-7161	343	4	omarova	omarova	PROPN
cblr-7161	343	5	,	,	PUNCT
cblr-7161	343	6	from	from	ADP
cblr-7161	343	7	gramm	gramm	NOUN
cblr-7161	343	8	-	-	PUNCT
cblr-7161	343	9	leach	leach	NOUN
cblr-7161	343	10	-	-	PUNCT
cblr-7161	343	11	bliley	bliley	NOUN
cblr-7161	343	12	to	to	ADP
cblr-7161	343	13	dodd	dodd	PROPN
cblr-7161	343	14	-	-	PUNCT
cblr-7161	343	15	frank	frank	PROPN
cblr-7161	343	16	:	:	PUNCT
cblr-7161	343	17	the	the	DET
cblr-7161	343	18	unfulfilled	unfulfilled	ADJ
cblr-7161	343	19	promise	promise	NOUN
cblr-7161	343	20	of	of	ADP
cblr-7161	343	21	section	section	NOUN
cblr-7161	343	22	23a	23a	NOUN
cblr-7161	343	23	of	of	ADP
cblr-7161	343	24	the	the	DET
cblr-7161	343	25	federal	federal	PROPN
cblr-7161	343	26	reserve	reserve	PROPN
cblr-7161	343	27	act	act	PROPN
cblr-7161	343	28	,	,	PUNCT
cblr-7161	343	29	89	89	NUM
cblr-7161	343	30	n.c	n.c	PROPN
cblr-7161	343	31	.	.	PROPN
cblr-7161	343	32	l.	l.	PROPN
cblr-7161	343	33	rev	rev	PROPN
cblr-7161	343	34	.	.	PROPN
cblr-7161	343	35	1683	1683	NUM
cblr-7161	343	36	,	,	PUNCT
cblr-7161	343	37	1766	1766	NUM
cblr-7161	343	38	(	(	PUNCT
cblr-7161	343	39	2011	2011	NUM
cblr-7161	343	40	)	)	PUNCT
cblr-7161	343	41	.	.	PUNCT
cblr-7161	344	1	76	76	NUM
cblr-7161	345	1	i	i	PRON
cblr-7161	345	2	d.	d.	PROPN
cblr-7161	345	3	at	at	ADP
cblr-7161	345	4	1767	1767	NUM
cblr-7161	345	5	.	.	PUNCT
cblr-7161	346	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	346	2	(	(	PUNCT
cblr-7161	346	3	do	do	AUX
cblr-7161	346	4	not	not	PART
cblr-7161	346	5	delte	delte	VERB
cblr-7161	346	6	)	)	PUNCT
cblr-7161	346	7	10/7/2020	10/7/2020	NUM
cblr-7161	346	8	6:42	6:42	NUM
cblr-7161	346	9	pm	pm	NOUN
cblr-7161	346	10	356	356	NUM
cblr-7161	346	11	columbia	columbia	PROPN
cblr-7161	346	12	business	business	NOUN
cblr-7161	346	13	law	law	PROPN
cblr-7161	346	14	review	review	NOUN
cblr-7161	346	15	[	[	X
cblr-7161	346	16	vol	vol	NOUN
cblr-7161	346	17	.	.	PUNCT
cblr-7161	346	18	2020	2020	NUM
cblr-7161	346	19	fund.77	fund.77	PROPN
cblr-7161	346	20	as	as	SCONJ
cblr-7161	346	21	was	be	AUX
cblr-7161	346	22	previously	previously	ADV
cblr-7161	346	23	alluded	allude	VERB
cblr-7161	346	24	to	to	ADP
cblr-7161	346	25	,	,	PUNCT
cblr-7161	346	26	the	the	DET
cblr-7161	346	27	fdic	fdic	PROPN
cblr-7161	346	28	plays	play	VERB
cblr-7161	346	29	a	a	DET
cblr-7161	346	30	secondary	secondary	ADJ
cblr-7161	346	31	role	role	NOUN
cblr-7161	346	32	in	in	ADP
cblr-7161	346	33	executing	execute	VERB
cblr-7161	346	34	on	on	ADP
cblr-7161	346	35	the	the	DET
cblr-7161	346	36	supervisory	supervisory	ADJ
cblr-7161	346	37	responsibilities	responsibility	NOUN
cblr-7161	346	38	introduced	introduce	VERB
cblr-7161	346	39	by	by	ADP
cblr-7161	346	40	regulation	regulation	NOUN
cblr-7161	346	41	yy	yy	PROPN
cblr-7161	346	42	.	.	PUNCT
cblr-7161	347	1	that	that	PRON
cblr-7161	347	2	is	be	AUX
cblr-7161	347	3	,	,	PUNCT
cblr-7161	347	4	although	although	SCONJ
cblr-7161	347	5	the	the	DET
cblr-7161	347	6	fdic	fdic	PROPN
cblr-7161	347	7	acts	act	VERB
cblr-7161	347	8	as	as	ADP
cblr-7161	347	9	an	an	DET
cblr-7161	347	10	independent	independent	ADJ
cblr-7161	347	11	actor	actor	NOUN
cblr-7161	347	12	in	in	ADP
cblr-7161	347	13	regulation	regulation	NOUN
cblr-7161	347	14	yy	yy	PROPN
cblr-7161	347	15	analyses	analysis	NOUN
cblr-7161	347	16	,	,	PUNCT
cblr-7161	347	17	the	the	DET
cblr-7161	347	18	federal	federal	PROPN
cblr-7161	347	19	reserve	reserve	PROPN
cblr-7161	347	20	maintains	maintain	VERB
cblr-7161	347	21	its	its	PRON
cblr-7161	347	22	role	role	NOUN
cblr-7161	347	23	as	as	ADP
cblr-7161	347	24	the	the	DET
cblr-7161	347	25	final	final	ADJ
cblr-7161	347	26	decisionmaker	decisionmaker	NOUN
cblr-7161	347	27	,	,	PUNCT
cblr-7161	347	28	and	and	CCONJ
cblr-7161	347	29	may	may	AUX
cblr-7161	347	30	overrule	overrule	VERB
cblr-7161	347	31	the	the	DET
cblr-7161	347	32	input	input	NOUN
cblr-7161	347	33	of	of	ADP
cblr-7161	347	34	fdic	fdic	PROPN
cblr-7161	347	35	examiners.78	examiners.78	PROPN
cblr-7161	347	36	with	with	ADP
cblr-7161	347	37	respect	respect	NOUN
cblr-7161	347	38	to	to	ADP
cblr-7161	347	39	regulation	regulation	NOUN
cblr-7161	347	40	w	w	PROPN
cblr-7161	347	41	,	,	PUNCT
cblr-7161	347	42	however	however	ADV
cblr-7161	347	43	,	,	PUNCT
cblr-7161	347	44	the	the	DET
cblr-7161	347	45	fdic	fdic	PROPN
cblr-7161	347	46	plays	play	VERB
cblr-7161	347	47	a	a	DET
cblr-7161	347	48	much	much	ADV
cblr-7161	347	49	more	more	ADV
cblr-7161	347	50	active	active	ADJ
cblr-7161	347	51	role	role	NOUN
cblr-7161	347	52	.	.	PUNCT
cblr-7161	348	1	largely	largely	ADV
cblr-7161	348	2	as	as	ADP
cblr-7161	348	3	a	a	DET
cblr-7161	348	4	result	result	NOUN
cblr-7161	348	5	of	of	ADP
cblr-7161	348	6	the	the	DET
cblr-7161	348	7	use	use	NOUN
cblr-7161	348	8	of	of	ADP
cblr-7161	348	9	regulation	regulation	NOUN
cblr-7161	348	10	w	w	NOUN
cblr-7161	348	11	during	during	ADP
cblr-7161	348	12	the	the	DET
cblr-7161	348	13	financial	financial	ADJ
cblr-7161	348	14	crisis,79	crisis,79	PROPN
cblr-7161	348	15	dodd	dodd	PROPN
cblr-7161	348	16	-	-	PUNCT
cblr-7161	348	17	frank	frank	PROPN
cblr-7161	348	18	for	for	ADP
cblr-7161	348	19	the	the	DET
cblr-7161	348	20	first	first	ADJ
cblr-7161	348	21	time	time	NOUN
cblr-7161	348	22	gave	give	VERB
cblr-7161	348	23	the	the	DET
cblr-7161	348	24	fdic	fdic	PROPN
cblr-7161	348	25	absolute	absolute	PROPN
cblr-7161	348	26	authority	authority	NOUN
cblr-7161	348	27	to	to	PART
cblr-7161	348	28	prevent	prevent	VERB
cblr-7161	348	29	exemptions	exemption	NOUN
cblr-7161	348	30	under	under	ADP
cblr-7161	348	31	section	section	NOUN
cblr-7161	348	32	23a	23a	NOUN
cblr-7161	348	33	“	"	PUNCT
cblr-7161	348	34	if	if	SCONJ
cblr-7161	348	35	the	the	DET
cblr-7161	348	36	fdic	fdic	PROPN
cblr-7161	348	37	determines	determine	VERB
cblr-7161	348	38	that	that	SCONJ
cblr-7161	348	39	such	such	ADJ
cblr-7161	348	40	exemption	exemption	NOUN
cblr-7161	348	41	presents	present	VERB
cblr-7161	348	42	an	an	DET
cblr-7161	348	43	unacceptable	unacceptable	ADJ
cblr-7161	348	44	risk	risk	NOUN
cblr-7161	348	45	to	to	ADP
cblr-7161	348	46	the	the	DET
cblr-7161	348	47	federal	federal	ADJ
cblr-7161	348	48	deposit	deposit	NOUN
cblr-7161	348	49	insurance	insurance	NOUN
cblr-7161	348	50	fund	fund	NOUN
cblr-7161	348	51	.	.	PUNCT
cblr-7161	349	1	”80	”80	NOUN
cblr-7161	349	2	in	in	ADP
cblr-7161	349	3	other	other	ADJ
cblr-7161	349	4	words	word	NOUN
cblr-7161	349	5	,	,	PUNCT
cblr-7161	349	6	under	under	ADP
cblr-7161	349	7	dodd	dodd	PROPN
cblr-7161	349	8	-	-	PUNCT
cblr-7161	349	9	frank	frank	PROPN
cblr-7161	349	10	the	the	DET
cblr-7161	349	11	fdic	fdic	PROPN
cblr-7161	349	12	holds	hold	VERB
cblr-7161	349	13	final	final	ADJ
cblr-7161	349	14	decision	decision	NOUN
cblr-7161	349	15	making	make	VERB
cblr-7161	349	16	authority	authority	NOUN
cblr-7161	349	17	on	on	ADP
cblr-7161	349	18	regulation	regulation	NOUN
cblr-7161	349	19	w	w	NOUN
cblr-7161	349	20	exceptions	exception	NOUN
cblr-7161	349	21	,	,	PUNCT
cblr-7161	349	22	although	although	SCONJ
cblr-7161	349	23	is	be	AUX
cblr-7161	349	24	not	not	PART
cblr-7161	349	25	considered	consider	VERB
cblr-7161	349	26	the	the	DET
cblr-7161	349	27	regulation	regulation	NOUN
cblr-7161	349	28	’s	’s	PART
cblr-7161	349	29	primary	primary	ADJ
cblr-7161	349	30	owner	owner	NOUN
cblr-7161	349	31	given	give	VERB
cblr-7161	349	32	that	that	SCONJ
cblr-7161	349	33	it	it	PRON
cblr-7161	349	34	is	be	AUX
cblr-7161	349	35	not	not	PART
cblr-7161	349	36	held	hold	VERB
cblr-7161	349	37	responsible	responsible	ADJ
cblr-7161	349	38	for	for	ADP
cblr-7161	349	39	its	its	PRON
cblr-7161	349	40	implementation	implementation	NOUN
cblr-7161	349	41	or	or	CCONJ
cblr-7161	349	42	ensuring	ensure	VERB
cblr-7161	349	43	compliance	compliance	NOUN
cblr-7161	349	44	with	with	ADP
cblr-7161	349	45	its	its	PRON
cblr-7161	349	46	provisions	provision	NOUN
cblr-7161	349	47	.	.	PUNCT
cblr-7161	350	1	the	the	DET
cblr-7161	350	2	fdic	fdic	PROPN
cblr-7161	350	3	was	be	AUX
cblr-7161	350	4	delegated	delegate	VERB
cblr-7161	350	5	primary	primary	ADJ
cblr-7161	350	6	authority	authority	NOUN
cblr-7161	350	7	as	as	ADP
cblr-7161	350	8	to	to	ADP
cblr-7161	350	9	one	one	NUM
cblr-7161	350	10	crucial	crucial	ADJ
cblr-7161	350	11	provision	provision	NOUN
cblr-7161	350	12	of	of	ADP
cblr-7161	350	13	dodd	dodd	PROPN
cblr-7161	350	14	-	-	PUNCT
cblr-7161	350	15	frank	frank	PROPN
cblr-7161	350	16	,	,	PUNCT
cblr-7161	350	17	that	that	PRON
cblr-7161	350	18	which	which	PRON
cblr-7161	350	19	mandates	mandate	VERB
cblr-7161	350	20	bank	bank	NOUN
cblr-7161	350	21	holding	hold	VERB
cblr-7161	350	22	companies	company	NOUN
cblr-7161	350	23	with	with	ADP
cblr-7161	350	24	over	over	ADP
cblr-7161	350	25	$	$	SYM
cblr-7161	350	26	50	50	NUM
cblr-7161	350	27	billion	billion	NUM
cblr-7161	350	28	in	in	ADP
cblr-7161	350	29	non	non	ADJ
cblr-7161	350	30	-	-	ADJ
cblr-7161	350	31	branch	branch	ADJ
cblr-7161	350	32	u.s	u.s	PROPN
cblr-7161	350	33	.	.	PROPN
cblr-7161	350	34	assets	asset	NOUN
cblr-7161	350	35	submit	submit	VERB
cblr-7161	350	36	resolution	resolution	NOUN
cblr-7161	350	37	plans	plan	NOUN
cblr-7161	350	38	for	for	ADP
cblr-7161	350	39	their	their	PRON
cblr-7161	350	40	orderly	orderly	ADJ
cblr-7161	350	41	liquidation	liquidation	NOUN
cblr-7161	350	42	,	,	PUNCT
cblr-7161	350	43	an	an	DET
cblr-7161	350	44	exercise	exercise	NOUN
cblr-7161	350	45	popularly	popularly	ADV
cblr-7161	350	46	known	know	VERB
cblr-7161	350	47	as	as	ADP
cblr-7161	350	48	“	"	PUNCT
cblr-7161	350	49	resolution	resolution	NOUN
cblr-7161	350	50	planning	planning	NOUN
cblr-7161	350	51	.	.	PUNCT
cblr-7161	351	1	”81	”81	PROPN
cblr-7161	351	2	under	under	ADP
cblr-7161	351	3	dodd	dodd	PROPN
cblr-7161	351	4	77	77	NUM
cblr-7161	351	5	federal	federal	ADJ
cblr-7161	351	6	deposit	deposit	NOUN
cblr-7161	351	7	insurance	insurance	PROPN
cblr-7161	351	8	act	act	PROPN
cblr-7161	351	9	,	,	PUNCT
cblr-7161	351	10	pub	pub	NOUN
cblr-7161	351	11	.	.	PUNCT
cblr-7161	352	1	l.	l.	PROPN
cblr-7161	352	2	no	no	INTJ
cblr-7161	352	3	.	.	PROPN
cblr-7161	353	1	81	81	NUM
cblr-7161	353	2	-	-	PUNCT
cblr-7161	353	3	797	797	NUM
cblr-7161	353	4	,	,	PUNCT
cblr-7161	353	5	§	§	PROPN
cblr-7161	353	6	1	1	NUM
cblr-7161	353	7	,	,	PUNCT
cblr-7161	353	8	64	64	NUM
cblr-7161	353	9	stat	stat	NOUN
cblr-7161	353	10	.	.	PUNCT
cblr-7161	354	1	873	873	NUM
cblr-7161	354	2	,	,	PUNCT
cblr-7161	354	3	873	873	NUM
cblr-7161	354	4	(	(	PUNCT
cblr-7161	354	5	1950	1950	NUM
cblr-7161	354	6	)	)	PUNCT
cblr-7161	354	7	(	(	PUNCT
cblr-7161	354	8	codified	codify	VERB
cblr-7161	354	9	as	as	SCONJ
cblr-7161	354	10	amended	amend	VERB
cblr-7161	354	11	at	at	ADP
cblr-7161	354	12	12	12	NUM
cblr-7161	354	13	u.s.c	u.s.c	ADJ
cblr-7161	354	14	.	.	PUNCT
cblr-7161	355	1	§	§	PROPN
cblr-7161	355	2	1811	1811	NUM
cblr-7161	355	3	(	(	PUNCT
cblr-7161	355	4	2018	2018	NUM
cblr-7161	355	5	)	)	PUNCT
cblr-7161	355	6	)	)	PUNCT
cblr-7161	355	7	.	.	PUNCT
cblr-7161	356	1	78	78	NUM
cblr-7161	356	2	see	see	VERB
cblr-7161	356	3	labonte	labonte	PROPN
cblr-7161	356	4	,	,	PUNCT
cblr-7161	356	5	supra	supra	PROPN
cblr-7161	356	6	note	note	PROPN
cblr-7161	356	7	69	69	NUM
cblr-7161	356	8	,	,	PUNCT
cblr-7161	356	9	at	at	ADP
cblr-7161	356	10	12	12	NUM
cblr-7161	356	11	.	.	PUNCT
cblr-7161	357	1	see	see	AUX
cblr-7161	357	2	also	also	ADV
cblr-7161	357	3	enhanced	enhance	VERB
cblr-7161	357	4	prudential	prudential	ADJ
cblr-7161	357	5	standards	standard	NOUN
cblr-7161	357	6	(	(	PUNCT
cblr-7161	357	7	regulation	regulation	NOUN
cblr-7161	357	8	yy	yy	PROPN
cblr-7161	357	9	)	)	PUNCT
cblr-7161	357	10	,	,	PUNCT
cblr-7161	357	11	12	12	NUM
cblr-7161	357	12	c.f.r	c.f.r	NOUN
cblr-7161	357	13	.	.	PUNCT
cblr-7161	358	1	§	§	PROPN
cblr-7161	358	2	252.1	252.1	NUM
cblr-7161	358	3	(	(	PUNCT
cblr-7161	358	4	2020	2020	NUM
cblr-7161	358	5	)	)	PUNCT
cblr-7161	358	6	.	.	PUNCT
cblr-7161	359	1	79	79	NUM
cblr-7161	359	2	see	see	VERB
cblr-7161	359	3	omarova	omarova	PROPN
cblr-7161	359	4	,	,	PUNCT
cblr-7161	359	5	supra	supra	PROPN
cblr-7161	359	6	note	note	NOUN
cblr-7161	359	7	75	75	NUM
cblr-7161	359	8	,	,	PUNCT
cblr-7161	359	9	at	at	ADP
cblr-7161	359	10	1690	1690	NUM
cblr-7161	359	11	(	(	PUNCT
cblr-7161	359	12	“	"	PUNCT
cblr-7161	359	13	[	[	X
cblr-7161	359	14	d]uring	d]ure	VERB
cblr-7161	359	15	the	the	DET
cblr-7161	359	16	crisis	crisis	NOUN
cblr-7161	359	17	,	,	PUNCT
cblr-7161	359	18	the	the	DET
cblr-7161	359	19	board	board	NOUN
cblr-7161	359	20	effectively	effectively	ADV
cblr-7161	359	21	rendered	render	VERB
cblr-7161	359	22	section	section	NOUN
cblr-7161	359	23	23a	23a	NOUN
cblr-7161	359	24	irrelevant	irrelevant	ADJ
cblr-7161	359	25	by	by	ADP
cblr-7161	359	26	repeatedly	repeatedly	ADV
cblr-7161	359	27	allowing	allow	VERB
cblr-7161	359	28	depository	depository	ADJ
cblr-7161	359	29	institutions	institution	NOUN
cblr-7161	359	30	to	to	PART
cblr-7161	359	31	provide	provide	VERB
cblr-7161	359	32	financing	financing	NOUN
cblr-7161	359	33	to	to	ADP
cblr-7161	359	34	their	their	PRON
cblr-7161	359	35	affiliated	affiliate	VERB
cblr-7161	359	36	securities	security	NOUN
cblr-7161	359	37	firms	firm	NOUN
cblr-7161	359	38	,	,	PUNCT
cblr-7161	359	39	derivatives	derivative	NOUN
cblr-7161	359	40	dealers	dealer	NOUN
cblr-7161	359	41	,	,	PUNCT
cblr-7161	359	42	money	money	NOUN
cblr-7161	359	43	market	market	NOUN
cblr-7161	359	44	funds	fund	NOUN
cblr-7161	359	45	,	,	PUNCT
cblr-7161	359	46	and	and	CCONJ
cblr-7161	359	47	even	even	ADV
cblr-7161	359	48	automotive	automotive	ADJ
cblr-7161	359	49	companies	company	NOUN
cblr-7161	359	50	.	.	PUNCT
cblr-7161	359	51	.	.	PUNCT
cblr-7161	359	52	.	.	PUNCT
cblr-7161	359	53	.	.	PUNCT
cblr-7161	359	54	”	"	PUNCT
cblr-7161	359	55	)	)	PUNCT
cblr-7161	359	56	.	.	PUNCT
cblr-7161	360	1	80	80	NUM
cblr-7161	361	1	i	i	PRON
cblr-7161	361	2	d.	d.	PROPN
cblr-7161	361	3	at	at	ADP
cblr-7161	361	4	1766	1766	NUM
cblr-7161	361	5	(	(	PUNCT
cblr-7161	361	6	describing	describe	VERB
cblr-7161	361	7	dodd	dodd	PROPN
cblr-7161	361	8	-	-	PUNCT
cblr-7161	361	9	frank	frank	PROPN
cblr-7161	361	10	act	act	PROPN
cblr-7161	361	11	,	,	PUNCT
cblr-7161	361	12	pub	pub	NOUN
cblr-7161	361	13	.	.	PUNCT
cblr-7161	362	1	l.	l.	PROPN
cblr-7161	362	2	no	no	INTJ
cblr-7161	362	3	.	.	PROPN
cblr-7161	363	1	111	111	NUM
cblr-7161	363	2	-	-	SYM
cblr-7161	363	3	203	203	NUM
cblr-7161	363	4	,	,	PUNCT
cblr-7161	364	1	§	§	PROPN
cblr-7161	364	2	608(a)(4)(a	608(a)(4)(a	PROPN
cblr-7161	364	3	)	)	PUNCT
cblr-7161	365	1	,	,	PUNCT
cblr-7161	365	2	124	124	NUM
cblr-7161	365	3	stat	stat	NOUN
cblr-7161	365	4	.	.	PUNCT
cblr-7161	366	1	1376	1376	NUM
cblr-7161	366	2	,	,	PUNCT
cblr-7161	366	3	1609	1609	NUM
cblr-7161	366	4	(	(	PUNCT
cblr-7161	366	5	2010	2010	NUM
cblr-7161	366	6	)	)	PUNCT
cblr-7161	366	7	(	(	PUNCT
cblr-7161	366	8	codified	codify	VERB
cblr-7161	366	9	at	at	ADP
cblr-7161	366	10	12	12	NUM
cblr-7161	366	11	u.s.c	u.s.c	NOUN
cblr-7161	366	12	.	.	PUNCT
cblr-7161	367	1	§	§	PROPN
cblr-7161	367	2	371c(f	371c(f	PROPN
cblr-7161	367	3	)	)	PUNCT
cblr-7161	367	4	(	(	PUNCT
cblr-7161	367	5	2018	2018	NUM
cblr-7161	367	6	)	)	PUNCT
cblr-7161	367	7	)	)	PUNCT
cblr-7161	367	8	.	.	PUNCT
cblr-7161	368	1	81	81	NUM
cblr-7161	368	2	see	see	VERB
cblr-7161	368	3	resolution	resolution	NOUN
cblr-7161	368	4	plans	plan	NOUN
cblr-7161	368	5	(	(	PUNCT
cblr-7161	368	6	regulation	regulation	NOUN
cblr-7161	368	7	qq	qq	NOUN
cblr-7161	368	8	)	)	PUNCT
cblr-7161	368	9	,	,	PUNCT
cblr-7161	368	10	12	12	NUM
cblr-7161	368	11	c.f.r	c.f.r	NOUN
cblr-7161	368	12	.	.	PUNCT
cblr-7161	369	1	§	§	PROPN
cblr-7161	369	2	243.1	243.1	NUM
cblr-7161	369	3	(	(	PUNCT
cblr-7161	369	4	2020	2020	NUM
cblr-7161	369	5	)	)	PUNCT
cblr-7161	369	6	.	.	PUNCT
cblr-7161	370	1	again	again	ADV
cblr-7161	370	2	,	,	PUNCT
cblr-7161	370	3	this	this	DET
cblr-7161	370	4	threshold	threshold	NOUN
cblr-7161	370	5	was	be	AUX
cblr-7161	370	6	altered	alter	VERB
cblr-7161	370	7	with	with	ADP
cblr-7161	370	8	the	the	DET
cblr-7161	370	9	passage	passage	NOUN
cblr-7161	370	10	of	of	ADP
cblr-7161	370	11	the	the	DET
cblr-7161	370	12	egrrcpa	egrrcpa	NOUN
cblr-7161	370	13	.	.	PUNCT
cblr-7161	371	1	immediately	immediately	ADV
cblr-7161	371	2	following	follow	VERB
cblr-7161	371	3	the	the	DET
cblr-7161	371	4	egrrcpa	egrrcpa	PROPN
cblr-7161	371	5	’s	’s	PART
cblr-7161	371	6	enactment	enactment	NOUN
cblr-7161	371	7	,	,	PUNCT
cblr-7161	371	8	financial	financial	ADJ
cblr-7161	371	9	institutions	institution	NOUN
cblr-7161	371	10	with	with	ADP
cblr-7161	371	11	consolidated	consolidated	ADJ
cblr-7161	371	12	assets	asset	NOUN
cblr-7161	371	13	of	of	ADP
cblr-7161	371	14	less	less	ADJ
cblr-7161	371	15	than	than	ADP
cblr-7161	371	16	$	$	SYM
cblr-7161	371	17	100	100	NUM
cblr-7161	371	18	billion	billion	NUM
cblr-7161	371	19	were	be	AUX
cblr-7161	371	20	exempt	exempt	ADJ
cblr-7161	371	21	from	from	ADP
cblr-7161	371	22	the	the	DET
cblr-7161	371	23	resolution	resolution	NOUN
cblr-7161	371	24	planning	planning	NOUN
cblr-7161	371	25	requirements	requirement	NOUN
cblr-7161	371	26	of	of	ADP
cblr-7161	371	27	section	section	NOUN
cblr-7161	371	28	165(d	165(d	PROPN
cblr-7161	371	29	)	)	PUNCT
cblr-7161	371	30	of	of	ADP
cblr-7161	371	31	dodd	dodd	PROPN
cblr-7161	371	32	-	-	PUNCT
cblr-7161	371	33	frank	frank	PROPN
cblr-7161	371	34	.	.	PUNCT
cblr-7161	372	1	eighteen	eighteen	NUM
cblr-7161	372	2	months	month	NOUN
cblr-7161	372	3	after	after	ADP
cblr-7161	372	4	the	the	DET
cblr-7161	372	5	eggrcpa	eggrcpa	NOUN
cblr-7161	372	6	’s	’s	PART
cblr-7161	372	7	enactment	enactment	NOUN
cblr-7161	372	8	,	,	PUNCT
cblr-7161	372	9	the	the	DET
cblr-7161	372	10	exemption	exemption	NOUN
cblr-7161	372	11	threshold	threshold	NOUN
cblr-7161	372	12	was	be	AUX
cblr-7161	372	13	raised	raise	VERB
cblr-7161	372	14	to	to	ADP
cblr-7161	372	15	$	$	SYM
cblr-7161	372	16	250	250	NUM
cblr-7161	372	17	billion	billion	NUM
cblr-7161	372	18	.	.	PUNCT
cblr-7161	373	1	see	see	VERB
cblr-7161	373	2	economic	economic	ADJ
cblr-7161	373	3	growth	growth	NOUN
cblr-7161	373	4	,	,	PUNCT
cblr-7161	373	5	regulatory	regulatory	ADJ
cblr-7161	373	6	relief	relief	NOUN
cblr-7161	373	7	,	,	PUNCT
cblr-7161	373	8	and	and	CCONJ
cblr-7161	373	9	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	373	10	(	(	PUNCT
cblr-7161	373	11	do	do	AUX
cblr-7161	373	12	not	not	PART
cblr-7161	373	13	delete	delete	VERB
cblr-7161	373	14	)	)	PUNCT
cblr-7161	373	15	10/7/2020	10/7/2020	NUM
cblr-7161	373	16	6:42	6:42	NUM
cblr-7161	373	17	pm	pm	NOUN
cblr-7161	373	18	no	no	INTJ
cblr-7161	373	19	.	.	PUNCT
cblr-7161	374	1	1:336	1:336	NUM
cblr-7161	374	2	]	]	X
cblr-7161	374	3	treacherous	treacherous	ADJ
cblr-7161	374	4	landscape	landscape	NOUN
cblr-7161	374	5	357	357	NUM
cblr-7161	374	6	frank	frank	ADJ
cblr-7161	374	7	,	,	PUNCT
cblr-7161	374	8	the	the	DET
cblr-7161	374	9	fdic	fdic	PROPN
cblr-7161	374	10	and	and	CCONJ
cblr-7161	374	11	the	the	DET
cblr-7161	374	12	frs	frs	PROPN
cblr-7161	374	13	are	be	AUX
cblr-7161	374	14	jointly	jointly	ADV
cblr-7161	374	15	primarily	primarily	ADV
cblr-7161	374	16	responsible	responsible	ADJ
cblr-7161	374	17	for	for	ADP
cblr-7161	374	18	implementing	implement	VERB
cblr-7161	374	19	regulation	regulation	NOUN
cblr-7161	374	20	qq	qq	NOUN
cblr-7161	374	21	,	,	PUNCT
cblr-7161	374	22	the	the	DET
cblr-7161	374	23	regulation	regulation	NOUN
cblr-7161	374	24	that	that	PRON
cblr-7161	374	25	mandates	mandate	VERB
cblr-7161	374	26	that	that	PRON
cblr-7161	374	27	institutions	institution	NOUN
cblr-7161	374	28	submit	submit	VERB
cblr-7161	374	29	resolution	resolution	NOUN
cblr-7161	374	30	plans	plan	NOUN
cblr-7161	374	31	,	,	PUNCT
cblr-7161	374	32	and	and	CCONJ
cblr-7161	374	33	making	make	VERB
cblr-7161	374	34	final	final	ADJ
cblr-7161	374	35	decisions	decision	NOUN
cblr-7161	374	36	as	as	ADP
cblr-7161	374	37	to	to	ADP
cblr-7161	374	38	a	a	DET
cblr-7161	374	39	resolution	resolution	NOUN
cblr-7161	374	40	plan	plan	NOUN
cblr-7161	374	41	’s	’s	PART
cblr-7161	374	42	adequacy.82	adequacy.82	VERB
cblr-7161	374	43	this	this	DET
cblr-7161	374	44	delegation	delegation	NOUN
cblr-7161	374	45	of	of	ADP
cblr-7161	374	46	responsibility	responsibility	NOUN
cblr-7161	374	47	to	to	ADP
cblr-7161	374	48	the	the	DET
cblr-7161	374	49	fdic	fdic	NOUN
cblr-7161	374	50	,	,	PUNCT
cblr-7161	374	51	although	although	SCONJ
cblr-7161	374	52	perhaps	perhaps	ADV
cblr-7161	374	53	seemingly	seemingly	ADV
cblr-7161	374	54	out	out	ADP
cblr-7161	374	55	of	of	ADP
cblr-7161	374	56	sync	sync	NOUN
cblr-7161	374	57	with	with	ADP
cblr-7161	374	58	the	the	DET
cblr-7161	374	59	rest	rest	NOUN
cblr-7161	374	60	of	of	ADP
cblr-7161	374	61	the	the	DET
cblr-7161	374	62	frs	frs	ADJ
cblr-7161	374	63	-	-	PUNCT
cblr-7161	374	64	centric	centric	ADJ
cblr-7161	374	65	paradigm	paradigm	NOUN
cblr-7161	374	66	of	of	ADP
cblr-7161	374	67	dodd	dodd	PROPN
cblr-7161	374	68	-	-	PUNCT
cblr-7161	374	69	frank	frank	PROPN
cblr-7161	374	70	,	,	PUNCT
cblr-7161	374	71	is	be	AUX
cblr-7161	374	72	likely	likely	ADJ
cblr-7161	374	73	a	a	DET
cblr-7161	374	74	result	result	NOUN
cblr-7161	374	75	of	of	ADP
cblr-7161	374	76	the	the	DET
cblr-7161	374	77	resolution	resolution	NOUN
cblr-7161	374	78	planning	planning	NOUN
cblr-7161	374	79	process	process	NOUN
cblr-7161	374	80	being	be	AUX
cblr-7161	374	81	derived	derive	VERB
cblr-7161	374	82	from	from	ADP
cblr-7161	374	83	the	the	DET
cblr-7161	374	84	fdic	fdic	PROPN
cblr-7161	374	85	’s	’s	PART
cblr-7161	374	86	existing	exist	VERB
cblr-7161	374	87	mandate	mandate	NOUN
cblr-7161	374	88	of	of	ADP
cblr-7161	374	89	“	"	PUNCT
cblr-7161	374	90	orderly	orderly	ADJ
cblr-7161	374	91	and	and	CCONJ
cblr-7161	374	92	efficiently	efficiently	ADV
cblr-7161	374	93	managing	manage	VERB
cblr-7161	374	94	and	and	CCONJ
cblr-7161	374	95	disposing	dispose	VERB
cblr-7161	374	96	of	of	ADP
cblr-7161	374	97	the	the	DET
cblr-7161	374	98	assets	asset	NOUN
cblr-7161	374	99	of	of	ADP
cblr-7161	374	100	failed	fail	VERB
cblr-7161	374	101	depository	depository	NOUN
cblr-7161	374	102	institutions	institution	NOUN
cblr-7161	374	103	.	.	PUNCT
cblr-7161	375	1	”83	”83	PROPN
cblr-7161	375	2	although	although	SCONJ
cblr-7161	375	3	delegated	delegate	VERB
cblr-7161	375	4	less	less	ADJ
cblr-7161	375	5	authority	authority	NOUN
cblr-7161	375	6	under	under	ADP
cblr-7161	375	7	dodd	dodd	PROPN
cblr-7161	375	8	-	-	PUNCT
cblr-7161	375	9	frank	frank	PROPN
cblr-7161	375	10	,	,	PUNCT
cblr-7161	375	11	the	the	DET
cblr-7161	375	12	occ	occ	NOUN
cblr-7161	375	13	“	"	PUNCT
cblr-7161	375	14	assumes	assume	VERB
cblr-7161	375	15	responsibility	responsibility	NOUN
cblr-7161	375	16	for	for	ADP
cblr-7161	375	17	the	the	DET
cblr-7161	375	18	ongoing	ongoing	ADJ
cblr-7161	375	19	examination	examination	NOUN
cblr-7161	375	20	,	,	PUNCT
cblr-7161	375	21	supervision	supervision	NOUN
cblr-7161	375	22	,	,	PUNCT
cblr-7161	375	23	and	and	CCONJ
cblr-7161	375	24	regulation	regulation	NOUN
cblr-7161	375	25	of	of	ADP
cblr-7161	375	26	federal	federal	ADJ
cblr-7161	375	27	savings	saving	NOUN
cblr-7161	375	28	associations”84	associations”84	PROPN
cblr-7161	375	29	under	under	ADP
cblr-7161	375	30	title	title	NOUN
cblr-7161	375	31	iii	iii	NUM
cblr-7161	375	32	of	of	ADP
cblr-7161	375	33	the	the	DET
cblr-7161	375	34	statute.85	statute.85	NOUN
cblr-7161	375	35	beyond	beyond	ADP
cblr-7161	375	36	its	its	PRON
cblr-7161	375	37	role	role	NOUN
cblr-7161	375	38	in	in	ADP
cblr-7161	375	39	supervising	supervise	VERB
cblr-7161	375	40	savings	saving	NOUN
cblr-7161	375	41	associations	association	NOUN
cblr-7161	375	42	,	,	PUNCT
cblr-7161	375	43	the	the	DET
cblr-7161	375	44	occ	occ	NOUN
cblr-7161	375	45	also	also	ADV
cblr-7161	375	46	maintains	maintain	VERB
cblr-7161	375	47	primary	primary	ADJ
cblr-7161	375	48	responsibility	responsibility	NOUN
cblr-7161	375	49	for	for	ADP
cblr-7161	375	50	federally	federally	ADV
cblr-7161	375	51	chartered	charter	VERB
cblr-7161	375	52	and	and	CCONJ
cblr-7161	375	53	licensed	license	VERB
cblr-7161	375	54	banks.86	banks.86	NOUN
cblr-7161	375	55	this	this	DET
cblr-7161	375	56	primary	primary	ADJ
cblr-7161	375	57	regulatory	regulatory	ADJ
cblr-7161	375	58	authority	authority	NOUN
cblr-7161	375	59	gives	give	VERB
cblr-7161	375	60	the	the	DET
cblr-7161	375	61	occ	occ	NUM
cblr-7161	375	62	unique	unique	ADJ
cblr-7161	375	63	insight	insight	NOUN
cblr-7161	375	64	into	into	ADP
cblr-7161	375	65	the	the	DET
cblr-7161	375	66	operations	operation	NOUN
cblr-7161	375	67	of	of	ADP
cblr-7161	375	68	fbos	fbo	NOUN
cblr-7161	375	69	,	,	PUNCT
cblr-7161	375	70	as	as	SCONJ
cblr-7161	375	71	u.s	u.s	PROPN
cblr-7161	375	72	.	.	PROPN
cblr-7161	375	73	branches	branch	NOUN
cblr-7161	375	74	of	of	ADP
cblr-7161	375	75	foreign	foreign	ADJ
cblr-7161	375	76	banking	banking	NOUN
cblr-7161	375	77	organizations	organization	NOUN
cblr-7161	375	78	are	be	AUX
cblr-7161	375	79	federally	federally	ADV
cblr-7161	375	80	licensed.87	licensed.87	ADJ
cblr-7161	375	81	u.s	u.s	PROPN
cblr-7161	375	82	.	.	PROPN
cblr-7161	375	83	branches	branch	NOUN
cblr-7161	375	84	are	be	AUX
cblr-7161	375	85	crucial	crucial	ADJ
cblr-7161	375	86	tools	tool	NOUN
cblr-7161	375	87	in	in	ADP
cblr-7161	375	88	fbos	fbo	NOUN
cblr-7161	375	89	’	'	PUNCT
cblr-7161	375	90	global	global	ADJ
cblr-7161	375	91	operations	operation	NOUN
cblr-7161	375	92	;	;	PUNCT
cblr-7161	375	93	they	they	PRON
cblr-7161	375	94	allow	allow	VERB
cblr-7161	375	95	international	international	ADJ
cblr-7161	375	96	banking	banking	NOUN
cblr-7161	375	97	organizations	organization	NOUN
cblr-7161	375	98	to	to	PART
cblr-7161	375	99	participate	participate	VERB
cblr-7161	375	100	in	in	ADP
cblr-7161	375	101	and	and	CCONJ
cblr-7161	375	102	clear	clear	ADJ
cblr-7161	375	103	dollar	dollar	NOUN
cblr-7161	375	104	-	-	PUNCT
cblr-7161	375	105	denominated	denominate	VERB
cblr-7161	375	106	transactions	transaction	NOUN
cblr-7161	375	107	in	in	ADP
cblr-7161	375	108	the	the	DET
cblr-7161	375	109	united	united	PROPN
cblr-7161	375	110	states	states	PROPN
cblr-7161	375	111	while	while	SCONJ
cblr-7161	375	112	not	not	PART
cblr-7161	375	113	requiring	require	VERB
cblr-7161	375	114	high	high	ADJ
cblr-7161	375	115	levels	level	NOUN
cblr-7161	375	116	of	of	ADP
cblr-7161	375	117	capital	capital	NOUN
cblr-7161	375	118	or	or	CCONJ
cblr-7161	375	119	liquidity	liquidity	NOUN
cblr-7161	375	120	to	to	PART
cblr-7161	375	121	be	be	AUX
cblr-7161	375	122	held	hold	VERB
cblr-7161	375	123	within	within	ADP
cblr-7161	375	124	the	the	DET
cblr-7161	375	125	legal	legal	ADJ
cblr-7161	375	126	consumer	consumer	NOUN
cblr-7161	375	127	protection	protection	NOUN
cblr-7161	375	128	act	act	PROPN
cblr-7161	375	129	,	,	PUNCT
cblr-7161	375	130	pub	pub	NOUN
cblr-7161	375	131	.	.	PUNCT
cblr-7161	376	1	l.	l.	PROPN
cblr-7161	376	2	no	no	INTJ
cblr-7161	376	3	.	.	PUNCT
cblr-7161	377	1	115–174	115–174	NUM
cblr-7161	377	2	,	,	PUNCT
cblr-7161	377	3	§	§	PROPN
cblr-7161	377	4	401(a	401(a	PROPN
cblr-7161	377	5	)	)	PUNCT
cblr-7161	377	6	,	,	PUNCT
cblr-7161	377	7	132	132	NUM
cblr-7161	377	8	stat	stat	NOUN
cblr-7161	377	9	.	.	PUNCT
cblr-7161	378	1	1296	1296	NUM
cblr-7161	378	2	,	,	PUNCT
cblr-7161	378	3	1356	1356	NUM
cblr-7161	378	4	(	(	PUNCT
cblr-7161	378	5	2018	2018	NUM
cblr-7161	378	6	)	)	PUNCT
cblr-7161	378	7	.	.	PUNCT
cblr-7161	379	1	see	see	AUX
cblr-7161	379	2	also	also	ADV
cblr-7161	379	3	resolution	resolution	NOUN
cblr-7161	379	4	plans	plan	NOUN
cblr-7161	379	5	required	require	VERB
cblr-7161	379	6	,	,	PUNCT
cblr-7161	379	7	84	84	NUM
cblr-7161	379	8	fed	feed	VERB
cblr-7161	379	9	.	.	PUNCT
cblr-7161	380	1	reg	reg	PROPN
cblr-7161	380	2	.	.	PUNCT
cblr-7161	381	1	59,194	59,194	NUM
cblr-7161	381	2	(	(	PUNCT
cblr-7161	381	3	nov	nov	PROPN
cblr-7161	381	4	.	.	PROPN
cblr-7161	381	5	1	1	NUM
cblr-7161	381	6	,	,	PUNCT
cblr-7161	381	7	2019	2019	NUM
cblr-7161	381	8	)	)	PUNCT
cblr-7161	381	9	(	(	PUNCT
cblr-7161	381	10	to	to	PART
cblr-7161	381	11	be	be	AUX
cblr-7161	381	12	codified	codify	VERB
cblr-7161	381	13	at	at	ADP
cblr-7161	381	14	12	12	NUM
cblr-7161	381	15	c.f.r	c.f.r	NOUN
cblr-7161	381	16	.	.	PUNCT
cblr-7161	382	1	pts	pts	PROPN
cblr-7161	382	2	.	.	PROPN
cblr-7161	382	3	243	243	NUM
cblr-7161	382	4	,	,	PUNCT
cblr-7161	382	5	381	381	NUM
cblr-7161	382	6	)	)	PUNCT
cblr-7161	382	7	.	.	PUNCT
cblr-7161	383	1	82	82	NUM
cblr-7161	383	2	see	see	VERB
cblr-7161	383	3	12	12	NUM
cblr-7161	383	4	c.f.r	c.f.r	NOUN
cblr-7161	383	5	.	.	PUNCT
cblr-7161	384	1	§	§	PROPN
cblr-7161	384	2	§	§	PROPN
cblr-7161	384	3	243.1	243.1	NUM
cblr-7161	384	4	,	,	PUNCT
cblr-7161	384	5	243.8	243.8	NUM
cblr-7161	384	6	.	.	NOUN
cblr-7161	384	7	83	83	NUM
cblr-7161	384	8	office	office	NOUN
cblr-7161	384	9	of	of	ADP
cblr-7161	384	10	inspector	inspector	NOUN
cblr-7161	384	11	gen	gen	PROPN
cblr-7161	384	12	.	.	PROPN
cblr-7161	384	13	,	,	PUNCT
cblr-7161	384	14	office	office	NOUN
cblr-7161	384	15	of	of	ADP
cblr-7161	384	16	audits	audits	NOUN
cblr-7161	384	17	&	&	CCONJ
cblr-7161	384	18	evaluations	evaluation	NOUN
cblr-7161	384	19	,	,	PUNCT
cblr-7161	384	20	eval-13	eval-13	NOUN
cblr-7161	384	21	-	-	PUNCT
cblr-7161	384	22	004	004	NOUN
cblr-7161	384	23	,	,	PUNCT
cblr-7161	384	24	the	the	DET
cblr-7161	384	25	fdic	fdic	PROPN
cblr-7161	384	26	’s	’s	PART
cblr-7161	384	27	resolution	resolution	NOUN
cblr-7161	384	28	planning	planning	NOUN
cblr-7161	384	29	process	process	NOUN
cblr-7161	384	30	i	i	PRON
cblr-7161	384	31	(	(	PUNCT
cblr-7161	384	32	2013	2013	NUM
cblr-7161	384	33	)	)	PUNCT
cblr-7161	384	34	.	.	PUNCT
cblr-7161	385	1	84	84	NUM
cblr-7161	385	2	press	press	NOUN
cblr-7161	385	3	release	release	NOUN
cblr-7161	385	4	,	,	PUNCT
cblr-7161	385	5	office	office	NOUN
cblr-7161	385	6	of	of	ADP
cblr-7161	385	7	the	the	DET
cblr-7161	385	8	comptroller	comptroller	NOUN
cblr-7161	385	9	of	of	ADP
cblr-7161	385	10	the	the	DET
cblr-7161	385	11	currency	currency	NOUN
cblr-7161	385	12	,	,	PUNCT
cblr-7161	385	13	occ	occ	PROPN
cblr-7161	385	14	issues	issue	NOUN
cblr-7161	385	15	final	final	ADJ
cblr-7161	385	16	rule	rule	NOUN
cblr-7161	385	17	to	to	PART
cblr-7161	385	18	implement	implement	VERB
cblr-7161	385	19	provisions	provision	NOUN
cblr-7161	385	20	of	of	ADP
cblr-7161	385	21	the	the	DET
cblr-7161	385	22	dodd	dodd	PROPN
cblr-7161	385	23	-	-	PUNCT
cblr-7161	385	24	frank	frank	PROPN
cblr-7161	385	25	act	act	PROPN
cblr-7161	385	26	(	(	PUNCT
cblr-7161	385	27	july	july	PROPN
cblr-7161	385	28	20	20	NUM
cblr-7161	385	29	,	,	PUNCT
cblr-7161	385	30	2011	2011	NUM
cblr-7161	385	31	)	)	PUNCT
cblr-7161	385	32	,	,	PUNCT
cblr-7161	385	33	https://www.occ.treas.gov/news-issuances/news-releases/2011/nr-occ-201195.html	https://www.occ.treas.gov/news-issuances/news-releases/2011/nr-occ-201195.html	PROPN
cblr-7161	386	1	[	[	X
cblr-7161	386	2	https://perma.cc/fst8-6rgn	https://perma.cc/fst8-6rgn	X
cblr-7161	386	3	]	]	PUNCT
cblr-7161	386	4	.	.	PUNCT
cblr-7161	386	5	85	85	NUM
cblr-7161	386	6	see	see	VERB
cblr-7161	386	7	dodd	dodd	PROPN
cblr-7161	386	8	-	-	PUNCT
cblr-7161	386	9	frank	frank	PROPN
cblr-7161	386	10	act	act	PROPN
cblr-7161	386	11	§	§	PROPN
cblr-7161	386	12	312(b)(2)(b	312(b)(2)(b	PROPN
cblr-7161	386	13	)	)	PUNCT
cblr-7161	386	14	.	.	PUNCT
cblr-7161	387	1	86	86	NUM
cblr-7161	387	2	see	see	VERB
cblr-7161	387	3	12	12	NUM
cblr-7161	387	4	u.s.c	u.s.c	ADJ
cblr-7161	387	5	.	.	PUNCT
cblr-7161	388	1	§	§	PROPN
cblr-7161	388	2	§	§	PROPN
cblr-7161	388	3	21	21	NUM
cblr-7161	388	4	,	,	PUNCT
cblr-7161	388	5	27	27	NUM
cblr-7161	388	6	(	(	PUNCT
cblr-7161	388	7	2018	2018	NUM
cblr-7161	388	8	)	)	PUNCT
cblr-7161	388	9	.	.	PUNCT
cblr-7161	389	1	87	87	NUM
cblr-7161	389	2	see	see	VERB
cblr-7161	389	3	12	12	NUM
cblr-7161	389	4	u.s.c	u.s.c	ADJ
cblr-7161	389	5	.	.	PUNCT
cblr-7161	390	1	§	§	PROPN
cblr-7161	390	2	3102	3102	NUM
cblr-7161	390	3	.	.	PUNCT
cblr-7161	391	1	see	see	VERB
cblr-7161	391	2	also	also	ADV
cblr-7161	391	3	international	international	ADJ
cblr-7161	391	4	banking	banking	NOUN
cblr-7161	391	5	activities	activity	NOUN
cblr-7161	391	6	,	,	PUNCT
cblr-7161	391	7	12	12	NUM
cblr-7161	391	8	c.f.r	c.f.r	NOUN
cblr-7161	391	9	.	.	PUNCT
cblr-7161	392	1	§	§	PROPN
cblr-7161	392	2	28.12(a)(2	28.12(a)(2	NUM
cblr-7161	392	3	)	)	PUNCT
cblr-7161	392	4	(	(	PUNCT
cblr-7161	392	5	2020	2020	NUM
cblr-7161	392	6	)	)	PUNCT
cblr-7161	392	7	(	(	PUNCT
cblr-7161	392	8	“	"	PUNCT
cblr-7161	392	9	a	a	DET
cblr-7161	392	10	foreign	foreign	ADJ
cblr-7161	392	11	bank	bank	NOUN
cblr-7161	392	12	must	must	AUX
cblr-7161	392	13	receive	receive	VERB
cblr-7161	392	14	a	a	DET
cblr-7161	392	15	license	license	NOUN
cblr-7161	392	16	from	from	ADP
cblr-7161	392	17	the	the	DET
cblr-7161	392	18	occ	occ	NOUN
cblr-7161	392	19	to	to	PART
cblr-7161	392	20	open	open	VERB
cblr-7161	392	21	and	and	CCONJ
cblr-7161	392	22	operate	operate	VERB
cblr-7161	392	23	its	its	PRON
cblr-7161	392	24	initial	initial	ADJ
cblr-7161	392	25	federal	federal	ADJ
cblr-7161	392	26	branch	branch	NOUN
cblr-7161	392	27	or	or	CCONJ
cblr-7161	392	28	agency	agency	NOUN
cblr-7161	392	29	in	in	ADP
cblr-7161	392	30	the	the	DET
cblr-7161	392	31	united	united	PROPN
cblr-7161	392	32	states	states	PROPN
cblr-7161	392	33	.	.	PUNCT
cblr-7161	392	34	”	"	PUNCT
cblr-7161	392	35	)	)	PUNCT
cblr-7161	392	36	.	.	PUNCT
cblr-7161	393	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	393	2	(	(	PUNCT
cblr-7161	393	3	do	do	AUX
cblr-7161	393	4	not	not	PART
cblr-7161	393	5	delte	delte	VERB
cblr-7161	393	6	)	)	PUNCT
cblr-7161	393	7	10/7/2020	10/7/2020	NUM
cblr-7161	393	8	6:42	6:42	NUM
cblr-7161	393	9	pm	pm	NOUN
cblr-7161	393	10	358	358	NUM
cblr-7161	393	11	columbia	columbia	PROPN
cblr-7161	393	12	business	business	NOUN
cblr-7161	393	13	law	law	PROPN
cblr-7161	393	14	review	review	NOUN
cblr-7161	393	15	[	[	X
cblr-7161	393	16	vol	vol	NOUN
cblr-7161	393	17	.	.	PUNCT
cblr-7161	393	18	2020	2020	NUM
cblr-7161	393	19	entity.88	entity.88	VERB
cblr-7161	393	20	the	the	DET
cblr-7161	393	21	centrality	centrality	NOUN
cblr-7161	393	22	of	of	ADP
cblr-7161	393	23	branches	branch	NOUN
cblr-7161	393	24	to	to	ADP
cblr-7161	393	25	fbos	fbo	NOUN
cblr-7161	393	26	’	'	PUNCT
cblr-7161	393	27	funding	funding	NOUN
cblr-7161	393	28	flows	flow	NOUN
cblr-7161	393	29	and	and	CCONJ
cblr-7161	393	30	broader	broad	ADJ
cblr-7161	393	31	business	business	NOUN
cblr-7161	393	32	strategies	strategy	NOUN
cblr-7161	393	33	has	have	AUX
cblr-7161	393	34	resulted	result	VERB
cblr-7161	393	35	in	in	ADP
cblr-7161	393	36	the	the	DET
cblr-7161	393	37	occ	occ	NOUN
cblr-7161	393	38	working	working	NOUN
cblr-7161	393	39	closely	closely	ADV
cblr-7161	393	40	with	with	ADP
cblr-7161	393	41	the	the	DET
cblr-7161	393	42	federal	federal	PROPN
cblr-7161	393	43	reserve	reserve	NOUN
cblr-7161	393	44	in	in	ADP
cblr-7161	393	45	regulating	regulate	VERB
cblr-7161	393	46	fbos	fbo	NOUN
cblr-7161	393	47	,	,	PUNCT
cblr-7161	393	48	and	and	CCONJ
cblr-7161	393	49	now	now	ADV
cblr-7161	393	50	,	,	PUNCT
cblr-7161	393	51	the	the	DET
cblr-7161	393	52	ihcs.89	ihcs.89	NOUN
cblr-7161	393	53	interestingly	interestingly	ADV
cblr-7161	393	54	,	,	PUNCT
cblr-7161	393	55	in	in	ADP
cblr-7161	393	56	imposing	impose	VERB
cblr-7161	393	57	its	its	PRON
cblr-7161	393	58	own	own	ADJ
cblr-7161	393	59	heightened	heighten	VERB
cblr-7161	393	60	risk	risk	NOUN
cblr-7161	393	61	management	management	NOUN
cblr-7161	393	62	standards	standard	NOUN
cblr-7161	393	63	in	in	ADP
cblr-7161	393	64	its	its	PRON
cblr-7161	393	65	capacity	capacity	NOUN
cblr-7161	393	66	as	as	ADP
cblr-7161	393	67	a	a	DET
cblr-7161	393	68	primary	primary	ADJ
cblr-7161	393	69	and	and	CCONJ
cblr-7161	393	70	secondary	secondary	ADJ
cblr-7161	393	71	regulator	regulator	NOUN
cblr-7161	393	72	,	,	PUNCT
cblr-7161	393	73	the	the	DET
cblr-7161	393	74	occ	occ	NOUN
cblr-7161	393	75	has	have	AUX
cblr-7161	393	76	mirrored	mirror	VERB
cblr-7161	393	77	many	many	ADJ
cblr-7161	393	78	of	of	ADP
cblr-7161	393	79	the	the	DET
cblr-7161	393	80	enhanced	enhance	VERB
cblr-7161	393	81	prudential	prudential	ADJ
cblr-7161	393	82	standards	standard	NOUN
cblr-7161	393	83	adopted	adopt	VERB
cblr-7161	393	84	by	by	ADP
cblr-7161	393	85	the	the	DET
cblr-7161	393	86	federal	federal	ADJ
cblr-7161	393	87	reserve.90	reserve.90	NOUN
cblr-7161	393	88	this	this	DET
cblr-7161	393	89	effort	effort	NOUN
cblr-7161	393	90	by	by	ADP
cblr-7161	393	91	the	the	DET
cblr-7161	393	92	occ	occ	NOUN
cblr-7161	393	93	illustrates	illustrate	VERB
cblr-7161	393	94	a	a	DET
cblr-7161	393	95	broader	broad	ADJ
cblr-7161	393	96	point	point	NOUN
cblr-7161	393	97	that	that	SCONJ
cblr-7161	393	98	,	,	PUNCT
cblr-7161	393	99	even	even	ADV
cblr-7161	393	100	beyond	beyond	ADP
cblr-7161	393	101	the	the	DET
cblr-7161	393	102	collaboration	collaboration	NOUN
cblr-7161	393	103	required	require	VERB
cblr-7161	393	104	by	by	ADP
cblr-7161	393	105	dodd	dodd	PROPN
cblr-7161	393	106	-	-	PUNCT
cblr-7161	393	107	frank	frank	PROPN
cblr-7161	393	108	,	,	PUNCT
cblr-7161	393	109	the	the	DET
cblr-7161	393	110	three	three	NUM
cblr-7161	393	111	main	main	ADJ
cblr-7161	393	112	financial	financial	ADJ
cblr-7161	393	113	regulators	regulator	NOUN
cblr-7161	393	114	in	in	ADP
cblr-7161	393	115	the	the	DET
cblr-7161	393	116	united	united	PROPN
cblr-7161	393	117	states	states	PROPN
cblr-7161	393	118	have	have	AUX
cblr-7161	393	119	made	make	VERB
cblr-7161	393	120	a	a	DET
cblr-7161	393	121	concerted	concerted	ADJ
cblr-7161	393	122	effort	effort	NOUN
cblr-7161	393	123	towards	towards	ADP
cblr-7161	393	124	uniformity	uniformity	NOUN
cblr-7161	393	125	in	in	ADP
cblr-7161	393	126	promulgating	promulgate	VERB
cblr-7161	393	127	their	their	PRON
cblr-7161	393	128	risk	risk	NOUN
cblr-7161	393	129	management	management	NOUN
cblr-7161	393	130	and	and	CCONJ
cblr-7161	393	131	corporate	corporate	ADJ
cblr-7161	393	132	governance	governance	NOUN
cblr-7161	393	133	standards	standard	NOUN
cblr-7161	393	134	to	to	PART
cblr-7161	393	135	ease	ease	VERB
cblr-7161	393	136	the	the	DET
cblr-7161	393	137	cost	cost	NOUN
cblr-7161	393	138	and	and	CCONJ
cblr-7161	393	139	complexity	complexity	NOUN
cblr-7161	393	140	associated	associate	VERB
cblr-7161	393	141	with	with	ADP
cblr-7161	393	142	compliance	compliance	NOUN
cblr-7161	393	143	for	for	ADP
cblr-7161	393	144	affected	affected	ADJ
cblr-7161	393	145	institutions.91	institutions.91	NOUN
cblr-7161	393	146	88	88	NUM
cblr-7161	393	147	see	see	VERB
cblr-7161	393	148	william	william	PROPN
cblr-7161	393	149	goulding	goulding	PROPN
cblr-7161	393	150	&	&	CCONJ
cblr-7161	393	151	daniel	daniel	PROPN
cblr-7161	393	152	e.	e.	PROPN
cblr-7161	393	153	nolle	nolle	PROPN
cblr-7161	393	154	,	,	PUNCT
cblr-7161	393	155	foreign	foreign	ADJ
cblr-7161	393	156	banks	bank	NOUN
cblr-7161	393	157	in	in	ADP
cblr-7161	393	158	the	the	DET
cblr-7161	393	159	u.s	u.s	PROPN
cblr-7161	393	160	.	.	PROPN
cblr-7161	393	161	:	:	PUNCT
cblr-7161	394	1	a	a	DET
cblr-7161	394	2	primer	primer	NOUN
cblr-7161	394	3	21–22	21–22	NUM
cblr-7161	394	4	,	,	PUNCT
cblr-7161	394	5	64	64	NUM
cblr-7161	394	6	(	(	PUNCT
cblr-7161	394	7	bd	bd	PROPN
cblr-7161	394	8	.	.	NOUN
cblr-7161	394	9	of	of	ADP
cblr-7161	394	10	governors	governor	NOUN
cblr-7161	394	11	of	of	ADP
cblr-7161	394	12	the	the	DET
cblr-7161	394	13	fed	fed	PROPN
cblr-7161	394	14	.	.	PUNCT
cblr-7161	394	15	reserve	reserve	PROPN
cblr-7161	394	16	sys	sys	PROPN
cblr-7161	394	17	.	.	PROPN
cblr-7161	394	18	,	,	PUNCT
cblr-7161	394	19	international	international	ADJ
cblr-7161	394	20	finance	finance	NOUN
cblr-7161	394	21	discussion	discussion	NOUN
cblr-7161	394	22	paper	paper	NOUN
cblr-7161	394	23	no	no	INTJ
cblr-7161	394	24	.	.	PUNCT
cblr-7161	394	25	1064r	1064r	NOUN
cblr-7161	394	26	,	,	PUNCT
cblr-7161	394	27	2012	2012	NUM
cblr-7161	394	28	)	)	PUNCT
cblr-7161	394	29	,	,	PUNCT
cblr-7161	394	30	https://www.federalreserve.gov/pubs/ifdp/2012/1064/revision/ifdp1064r.htm#foot106	https://www.federalreserve.gov/pubs/ifdp/2012/1064/revision/ifdp1064r.htm#foot106	NOUN
cblr-7161	395	1	[	[	X
cblr-7161	395	2	https://perma.cc/u2tp-c38c	https://perma.cc/u2tp-c38c	NOUN
cblr-7161	395	3	]	]	X
cblr-7161	395	4	.	.	PUNCT
cblr-7161	396	1	for	for	ADP
cblr-7161	396	2	an	an	DET
cblr-7161	396	3	illustration	illustration	NOUN
cblr-7161	396	4	of	of	ADP
cblr-7161	396	5	the	the	DET
cblr-7161	396	6	legal	legal	ADJ
cblr-7161	396	7	entity	entity	NOUN
cblr-7161	396	8	relationship	relationship	NOUN
cblr-7161	396	9	between	between	ADP
cblr-7161	396	10	ihcs	ihcs	NOUN
cblr-7161	396	11	and	and	CCONJ
cblr-7161	396	12	their	their	PRON
cblr-7161	396	13	u.s	u.s	PROPN
cblr-7161	396	14	.	.	PROPN
cblr-7161	396	15	branches	branch	NOUN
cblr-7161	396	16	,	,	PUNCT
cblr-7161	396	17	see	see	VERB
cblr-7161	396	18	figure	figure	NOUN
cblr-7161	396	19	2	2	NUM
cblr-7161	396	20	,	,	PUNCT
cblr-7161	396	21	infra	infra	NOUN
cblr-7161	396	22	.	.	PUNCT
cblr-7161	397	1	89	89	NUM
cblr-7161	397	2	see	see	VERB
cblr-7161	397	3	office	office	NOUN
cblr-7161	397	4	of	of	ADP
cblr-7161	397	5	the	the	DET
cblr-7161	397	6	comptroller	comptroller	NOUN
cblr-7161	397	7	of	of	ADP
cblr-7161	397	8	the	the	DET
cblr-7161	397	9	currency	currency	NOUN
cblr-7161	397	10	,	,	PUNCT
cblr-7161	397	11	approach	approach	NOUN
cblr-7161	397	12	to	to	ADP
cblr-7161	397	13	federal	federal	ADJ
cblr-7161	397	14	branch	branch	NOUN
cblr-7161	397	15	and	and	CCONJ
cblr-7161	397	16	agency	agency	NOUN
cblr-7161	397	17	supervision	supervision	NOUN
cblr-7161	397	18	6	6	NUM
cblr-7161	397	19	(	(	PUNCT
cblr-7161	397	20	2017	2017	NUM
cblr-7161	397	21	)	)	PUNCT
cblr-7161	397	22	,	,	PUNCT
cblr-7161	397	23	https://www.occ.gov/publications-and-resources/publications/banker-education/files/pub-approach-fed-branch-agency-sup.pdf	https://www.occ.gov/publications-and-resources/publications/banker-education/files/pub-approach-fed-branch-agency-sup.pdf	NOUN
cblr-7161	398	1	[	[	X
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cblr-7161	398	3	]	]	X
cblr-7161	398	4	.	.	PUNCT
cblr-7161	399	1	90	90	NUM
cblr-7161	399	2	see	see	VERB
cblr-7161	399	3	occ	occ	NOUN
cblr-7161	399	4	guidelines	guideline	NOUN
cblr-7161	399	5	establishing	establish	VERB
cblr-7161	399	6	heightened	heighten	VERB
cblr-7161	399	7	standards	standard	NOUN
cblr-7161	399	8	for	for	ADP
cblr-7161	399	9	certain	certain	ADJ
cblr-7161	399	10	large	large	ADJ
cblr-7161	399	11	insured	insured	ADJ
cblr-7161	399	12	national	national	ADJ
cblr-7161	399	13	banks	bank	NOUN
cblr-7161	399	14	,	,	PUNCT
cblr-7161	399	15	insured	insure	VERB
cblr-7161	399	16	federal	federal	ADJ
cblr-7161	399	17	savings	saving	NOUN
cblr-7161	399	18	associations	association	NOUN
cblr-7161	399	19	,	,	PUNCT
cblr-7161	399	20	and	and	CCONJ
cblr-7161	399	21	insured	insure	VERB
cblr-7161	399	22	federal	federal	ADJ
cblr-7161	399	23	branches	branch	NOUN
cblr-7161	399	24	;	;	PUNCT
cblr-7161	399	25	integration	integration	NOUN
cblr-7161	399	26	of	of	ADP
cblr-7161	399	27	regulations	regulation	NOUN
cblr-7161	399	28	,	,	PUNCT
cblr-7161	399	29	70	70	NUM
cblr-7161	399	30	fed	feed	VERB
cblr-7161	399	31	.	.	PUNCT
cblr-7161	400	1	reg	reg	PROPN
cblr-7161	400	2	.	.	PUNCT
cblr-7161	401	1	54,518	54,518	NUM
cblr-7161	401	2	(	(	PUNCT
cblr-7161	401	3	sept	sept	PROPN
cblr-7161	401	4	.	.	PROPN
cblr-7161	401	5	11	11	NUM
cblr-7161	401	6	,	,	PUNCT
cblr-7161	401	7	2014	2014	NUM
cblr-7161	401	8	)	)	PUNCT
cblr-7161	401	9	(	(	PUNCT
cblr-7161	401	10	to	to	PART
cblr-7161	401	11	be	be	AUX
cblr-7161	401	12	codified	codify	VERB
cblr-7161	401	13	at	at	ADP
cblr-7161	401	14	12	12	NUM
cblr-7161	401	15	c.f.r	c.f.r	NOUN
cblr-7161	401	16	.	.	PUNCT
cblr-7161	402	1	pts	pt	NOUN
cblr-7161	402	2	30	30	NUM
cblr-7161	402	3	,	,	PUNCT
cblr-7161	402	4	168	168	NUM
cblr-7161	402	5	,	,	PUNCT
cblr-7161	402	6	and	and	CCONJ
cblr-7161	402	7	170	170	NUM
cblr-7161	402	8	)	)	PUNCT
cblr-7161	402	9	.	.	PUNCT
cblr-7161	403	1	see	see	VERB
cblr-7161	403	2	also	also	ADV
cblr-7161	403	3	irena	irena	PROPN
cblr-7161	403	4	gecas	gecas	PROPN
cblr-7161	403	5	-	-	PUNCT
cblr-7161	403	6	mccarthy	mccarthy	PROPN
cblr-7161	403	7	et	et	PROPN
cblr-7161	403	8	al	al	PROPN
cblr-7161	403	9	.	.	PROPN
cblr-7161	403	10	,	,	PUNCT
cblr-7161	403	11	deloitte	deloitte	PROPN
cblr-7161	403	12	ctr	ctr	PROPN
cblr-7161	403	13	.	.	PUNCT
cblr-7161	404	1	for	for	ADP
cblr-7161	404	2	regulatory	regulatory	ADJ
cblr-7161	404	3	strategies	strategy	NOUN
cblr-7161	404	4	,	,	PUNCT
cblr-7161	404	5	stronger	strong	ADJ
cblr-7161	404	6	:	:	PUNCT
cblr-7161	404	7	occ	occ	PROPN
cblr-7161	404	8	’s	’s	PART
cblr-7161	404	9	heightened	heighten	VERB
cblr-7161	404	10	expectations	expectation	NOUN
cblr-7161	404	11	2	2	NUM
cblr-7161	404	12	(	(	PUNCT
cblr-7161	404	13	2014	2014	NUM
cblr-7161	404	14	)	)	PUNCT
cblr-7161	404	15	,	,	PUNCT
cblr-7161	404	16	https://www2.deloitte.com/content/dam/deloitte/us/documents/audit/usaers-occ-heightened-expectations-11-26-02-12042014.pdf	https://www2.deloitte.com/content/dam/deloitte/us/documents/audit/usaers-occ-heightened-expectations-11-26-02-12042014.pdf	X
cblr-7161	405	1	[	[	X
cblr-7161	405	2	https://perma.cc/t6kv-93vp	https://perma.cc/t6kv-93vp	X
cblr-7161	405	3	]	]	PUNCT
cblr-7161	405	4	(	(	PUNCT
cblr-7161	405	5	“	"	PUNCT
cblr-7161	405	6	the	the	DET
cblr-7161	405	7	occ	occ	NOUN
cblr-7161	405	8	has	have	AUX
cblr-7161	405	9	formalized	formalize	VERB
cblr-7161	405	10	its	its	PRON
cblr-7161	405	11	‘	'	PUNCT
cblr-7161	405	12	heightened	heightened	ADJ
cblr-7161	405	13	expectations	expectation	NOUN
cblr-7161	405	14	’	'	PUNCT
cblr-7161	405	15	for	for	ADP
cblr-7161	405	16	risk	risk	NOUN
cblr-7161	405	17	management	management	NOUN
cblr-7161	405	18	and	and	CCONJ
cblr-7161	405	19	governance	governance	NOUN
cblr-7161	405	20	.	.	PUNCT
cblr-7161	405	21	.	.	PUNCT
cblr-7161	405	22	.	.	PUNCT
cblr-7161	406	1	.	.	PUNCT
cblr-7161	407	1	these	these	DET
cblr-7161	407	2	proposed	propose	VERB
cblr-7161	407	3	standards	standard	NOUN
cblr-7161	407	4	apply	apply	VERB
cblr-7161	407	5	to	to	ADP
cblr-7161	407	6	large	large	ADJ
cblr-7161	407	7	national	national	ADJ
cblr-7161	407	8	banks	bank	NOUN
cblr-7161	407	9	and	and	CCONJ
cblr-7161	407	10	are	be	AUX
cblr-7161	407	11	consistent	consistent	ADJ
cblr-7161	407	12	with	with	ADP
cblr-7161	407	13	the	the	DET
cblr-7161	407	14	principles	principle	NOUN
cblr-7161	407	15	embedded	embed	VERB
cblr-7161	407	16	in	in	ADP
cblr-7161	407	17	the	the	DET
cblr-7161	407	18	federal	federal	PROPN
cblr-7161	407	19	reserve	reserve	PROPN
cblr-7161	407	20	’s	’s	PART
cblr-7161	407	21	expectations	expectation	NOUN
cblr-7161	407	22	for	for	ADP
cblr-7161	407	23	large	large	ADJ
cblr-7161	407	24	bank	bank	NOUN
cblr-7161	407	25	holding	hold	VERB
cblr-7161	407	26	companies	company	NOUN
cblr-7161	407	27	.	.	PUNCT
cblr-7161	407	28	”	"	PUNCT
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cblr-7161	407	30	.	.	PUNCT
cblr-7161	408	1	91	91	NUM
cblr-7161	408	2	see	see	VERB
cblr-7161	408	3	u.s	u.s	PROPN
cblr-7161	408	4	.	.	PROPN
cblr-7161	408	5	gov’t	gov’t	PROPN
cblr-7161	408	6	accountability	accountability	NOUN
cblr-7161	408	7	office	office	NOUN
cblr-7161	408	8	,	,	PUNCT
cblr-7161	408	9	gao-14	gao-14	NOUN
cblr-7161	408	10	-	-	SYM
cblr-7161	408	11	67	67	NUM
cblr-7161	408	12	,	,	PUNCT
cblr-7161	408	13	dodd	dodd	PROPN
cblr-7161	408	14	-	-	PUNCT
cblr-7161	408	15	frank	frank	PROPN
cblr-7161	408	16	regulations	regulation	NOUN
cblr-7161	408	17	:	:	PUNCT
cblr-7161	408	18	agencies	agency	NOUN
cblr-7161	408	19	conducted	conduct	VERB
cblr-7161	408	20	regulatory	regulatory	ADJ
cblr-7161	408	21	analyses	analysis	NOUN
cblr-7161	408	22	and	and	CCONJ
cblr-7161	408	23	coordinated	coordinate	VERB
cblr-7161	408	24	but	but	CCONJ
cblr-7161	408	25	could	could	AUX
cblr-7161	408	26	benefit	benefit	VERB
cblr-7161	408	27	from	from	ADP
cblr-7161	408	28	additional	additional	ADJ
cblr-7161	408	29	guidance	guidance	NOUN
cblr-7161	408	30	on	on	ADP
cblr-7161	408	31	major	major	ADJ
cblr-7161	408	32	rules	rule	NOUN
cblr-7161	408	33	23	23	NUM
cblr-7161	408	34	(	(	PUNCT
cblr-7161	408	35	2013	2013	NUM
cblr-7161	408	36	)	)	PUNCT
cblr-7161	408	37	(	(	PUNCT
cblr-7161	408	38	“	"	PUNCT
cblr-7161	408	39	for	for	ADP
cblr-7161	408	40	10	10	NUM
cblr-7161	408	41	of	of	ADP
cblr-7161	408	42	the	the	DET
cblr-7161	408	43	49	49	NUM
cblr-7161	408	44	rules	rule	NOUN
cblr-7161	408	45	,	,	PUNCT
cblr-7161	408	46	there	there	PRON
cblr-7161	408	47	was	be	VERB
cblr-7161	408	48	no	no	DET
cblr-7161	408	49	dodd	dodd	PROPN
cblr-7161	408	50	-	-	PUNCT
cblr-7161	408	51	frank	frank	ADJ
cblr-7161	408	52	requirement	requirement	NOUN
cblr-7161	408	53	to	to	ADP
cblr-7161	408	54	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	408	55	(	(	PUNCT
cblr-7161	408	56	do	do	AUX
cblr-7161	408	57	not	not	PART
cblr-7161	408	58	delete	delete	VERB
cblr-7161	408	59	)	)	PUNCT
cblr-7161	408	60	10/7/2020	10/7/2020	NUM
cblr-7161	408	61	6:42	6:42	NUM
cblr-7161	408	62	pm	pm	NOUN
cblr-7161	408	63	no	no	INTJ
cblr-7161	408	64	.	.	PUNCT
cblr-7161	409	1	1:336	1:336	NUM
cblr-7161	409	2	]	]	X
cblr-7161	409	3	treacherous	treacherous	ADJ
cblr-7161	409	4	landscape	landscape	NOUN
cblr-7161	409	5	359	359	NUM
cblr-7161	409	6	although	although	SCONJ
cblr-7161	409	7	not	not	PART
cblr-7161	409	8	directly	directly	ADV
cblr-7161	409	9	relevant	relevant	ADJ
cblr-7161	409	10	for	for	ADP
cblr-7161	409	11	our	our	PRON
cblr-7161	409	12	purposes	purpose	NOUN
cblr-7161	409	13	here	here	ADV
cblr-7161	409	14	,	,	PUNCT
cblr-7161	409	15	it	it	PRON
cblr-7161	409	16	is	be	AUX
cblr-7161	409	17	pertinent	pertinent	ADJ
cblr-7161	409	18	to	to	PART
cblr-7161	409	19	note	note	VERB
cblr-7161	409	20	in	in	ADP
cblr-7161	409	21	passing	pass	VERB
cblr-7161	409	22	the	the	DET
cblr-7161	409	23	existence	existence	NOUN
cblr-7161	409	24	of	of	ADP
cblr-7161	409	25	the	the	DET
cblr-7161	409	26	financial	financial	ADJ
cblr-7161	409	27	stability	stability	NOUN
cblr-7161	409	28	oversight	oversight	NOUN
cblr-7161	409	29	council	council	PROPN
cblr-7161	409	30	(	(	PUNCT
cblr-7161	409	31	“	"	PUNCT
cblr-7161	409	32	fsoc	fsoc	NOUN
cblr-7161	409	33	”	"	PUNCT
cblr-7161	409	34	)	)	PUNCT
cblr-7161	409	35	.	.	PUNCT
cblr-7161	410	1	fsoc	fsoc	PROPN
cblr-7161	410	2	was	be	AUX
cblr-7161	410	3	created	create	VERB
cblr-7161	410	4	by	by	ADP
cblr-7161	410	5	title	title	NOUN
cblr-7161	410	6	i	i	PROPN
cblr-7161	410	7	of	of	ADP
cblr-7161	410	8	dodd	dodd	PROPN
cblr-7161	410	9	-	-	PUNCT
cblr-7161	410	10	frank92	frank92	PROPN
cblr-7161	410	11	and	and	CCONJ
cblr-7161	410	12	,	,	PUNCT
cblr-7161	410	13	in	in	ADP
cblr-7161	410	14	addition	addition	NOUN
cblr-7161	410	15	to	to	ADP
cblr-7161	410	16	monitoring	monitor	VERB
cblr-7161	410	17	the	the	DET
cblr-7161	410	18	aggregate	aggregate	ADJ
cblr-7161	410	19	risk	risk	NOUN
cblr-7161	410	20	and	and	CCONJ
cblr-7161	410	21	stability	stability	NOUN
cblr-7161	410	22	of	of	ADP
cblr-7161	410	23	the	the	DET
cblr-7161	410	24	u.s	u.s	PROPN
cblr-7161	410	25	.	.	PROPN
cblr-7161	410	26	financial	financial	ADJ
cblr-7161	410	27	system	system	NOUN
cblr-7161	410	28	,	,	PUNCT
cblr-7161	410	29	is	be	AUX
cblr-7161	410	30	most	most	ADV
cblr-7161	410	31	importantly	importantly	ADV
cblr-7161	410	32	tasked	task	VERB
cblr-7161	410	33	with	with	ADP
cblr-7161	410	34	designating	designate	VERB
cblr-7161	410	35	institutions	institution	NOUN
cblr-7161	410	36	as	as	ADP
cblr-7161	410	37	“	"	PUNCT
cblr-7161	410	38	systemically	systemically	ADV
cblr-7161	410	39	important	important	ADJ
cblr-7161	410	40	financial	financial	ADJ
cblr-7161	410	41	institutions	institution	NOUN
cblr-7161	410	42	”	"	PUNCT
cblr-7161	410	43	(	(	PUNCT
cblr-7161	410	44	“	"	PUNCT
cblr-7161	410	45	sifis”).93	sifis”).93	VERB
cblr-7161	410	46	the	the	DET
cblr-7161	410	47	sifi	sifi	NOUN
cblr-7161	410	48	title	title	NOUN
cblr-7161	410	49	is	be	AUX
cblr-7161	410	50	incredibly	incredibly	ADV
cblr-7161	410	51	consequential	consequential	ADJ
cblr-7161	410	52	,	,	PUNCT
cblr-7161	410	53	as	as	SCONJ
cblr-7161	410	54	it	it	PRON
cblr-7161	410	55	gives	give	VERB
cblr-7161	410	56	fsoc	fsoc	NOUN
cblr-7161	410	57	the	the	DET
cblr-7161	410	58	authority	authority	NOUN
cblr-7161	410	59	to	to	PART
cblr-7161	410	60	require	require	VERB
cblr-7161	410	61	nonbanks	nonbank	NOUN
cblr-7161	410	62	to	to	PART
cblr-7161	410	63	comply	comply	VERB
cblr-7161	410	64	with	with	ADP
cblr-7161	410	65	regulation	regulation	NOUN
cblr-7161	410	66	yy	yy	PROPN
cblr-7161	410	67	standards	standard	NOUN
cblr-7161	410	68	and	and	CCONJ
cblr-7161	410	69	thus	thus	ADV
cblr-7161	410	70	be	be	AUX
cblr-7161	410	71	treated	treat	VERB
cblr-7161	410	72	,	,	PUNCT
cblr-7161	410	73	for	for	ADP
cblr-7161	410	74	regulatory	regulatory	ADJ
cblr-7161	410	75	purposes	purpose	NOUN
cblr-7161	410	76	,	,	PUNCT
cblr-7161	410	77	as	as	SCONJ
cblr-7161	410	78	banking	banking	NOUN
cblr-7161	410	79	organizations	organization	NOUN
cblr-7161	410	80	with	with	ADP
cblr-7161	410	81	more	more	ADJ
cblr-7161	410	82	than	than	ADP
cblr-7161	410	83	$	$	SYM
cblr-7161	410	84	50	50	NUM
cblr-7161	410	85	billion	billion	NUM
cblr-7161	410	86	in	in	ADP
cblr-7161	410	87	consolidated	consolidated	ADJ
cblr-7161	410	88	assets.94	assets.94	PROPN
cblr-7161	410	89	it	it	PRON
cblr-7161	410	90	is	be	AUX
cblr-7161	410	91	not	not	PART
cblr-7161	410	92	an	an	DET
cblr-7161	410	93	over	over	ADP
cblr-7161	410	94	-	-	PUNCT
cblr-7161	410	95	exaggeration	exaggeration	NOUN
cblr-7161	410	96	to	to	PART
cblr-7161	410	97	note	note	VERB
cblr-7161	410	98	that	that	SCONJ
cblr-7161	410	99	this	this	DET
cblr-7161	410	100	process	process	NOUN
cblr-7161	410	101	has	have	AUX
cblr-7161	410	102	been	be	AUX
cblr-7161	410	103	the	the	DET
cblr-7161	410	104	source	source	NOUN
cblr-7161	410	105	of	of	ADP
cblr-7161	410	106	extreme	extreme	ADJ
cblr-7161	410	107	outrage	outrage	NOUN
cblr-7161	410	108	in	in	ADP
cblr-7161	410	109	the	the	DET
cblr-7161	410	110	insurance	insurance	NOUN
cblr-7161	410	111	and	and	CCONJ
cblr-7161	410	112	asset	asset	NOUN
cblr-7161	410	113	management	management	NOUN
cblr-7161	410	114	communities,95	communities,95	VERB
cblr-7161	410	115	with	with	ADP
cblr-7161	410	116	several	several	ADJ
cblr-7161	410	117	large	large	ADJ
cblr-7161	410	118	insurers	insurer	NOUN
cblr-7161	410	119	obtaining	obtain	VERB
cblr-7161	410	120	the	the	DET
cblr-7161	410	121	designation	designation	NOUN
cblr-7161	410	122	in	in	ADP
cblr-7161	410	123	the	the	DET
cblr-7161	410	124	early	early	ADJ
cblr-7161	410	125	days	day	NOUN
cblr-7161	410	126	of	of	ADP
cblr-7161	410	127	fsoc	fsoc	NOUN
cblr-7161	410	128	’s	’s	PART
cblr-7161	410	129	existence.96	existence.96	CCONJ
cblr-7161	410	130	however	however	ADV
cblr-7161	410	131	,	,	PUNCT
cblr-7161	410	132	following	follow	VERB
cblr-7161	410	133	successful	successful	ADJ
cblr-7161	410	134	litigation	litigation	NOUN
cblr-7161	410	135	on	on	ADP
cblr-7161	410	136	the	the	DET
cblr-7161	410	137	part	part	NOUN
cblr-7161	410	138	of	of	ADP
cblr-7161	410	139	coordinate	coordinate	NOUN
cblr-7161	410	140	,	,	PUNCT
cblr-7161	410	141	but	but	CCONJ
cblr-7161	410	142	we	we	PRON
cblr-7161	410	143	found	find	VERB
cblr-7161	410	144	evidence	evidence	NOUN
cblr-7161	410	145	that	that	SCONJ
cblr-7161	410	146	the	the	DET
cblr-7161	410	147	agencies	agency	NOUN
cblr-7161	410	148	voluntarily	voluntarily	ADV
cblr-7161	410	149	coordinated	coordinate	VERB
cblr-7161	410	150	on	on	ADP
cblr-7161	410	151	the	the	DET
cblr-7161	410	152	rulemakings	rulemaking	NOUN
cblr-7161	410	153	.	.	PUNCT
cblr-7161	410	154	”	"	PUNCT
cblr-7161	410	155	)	)	PUNCT
cblr-7161	410	156	.	.	PUNCT
cblr-7161	411	1	92	92	NUM
cblr-7161	411	2	dodd	dodd	PROPN
cblr-7161	411	3	-	-	PUNCT
cblr-7161	411	4	frank	frank	PROPN
cblr-7161	411	5	act	act	PROPN
cblr-7161	411	6	,	,	PUNCT
cblr-7161	411	7	pub	pub	NOUN
cblr-7161	411	8	.	.	PUNCT
cblr-7161	412	1	l.	l.	PROPN
cblr-7161	412	2	no	no	INTJ
cblr-7161	412	3	.	.	PROPN
cblr-7161	413	1	111	111	NUM
cblr-7161	413	2	-	-	SYM
cblr-7161	413	3	203	203	NUM
cblr-7161	413	4	,	,	PUNCT
cblr-7161	413	5	§	§	PROPN
cblr-7161	413	6	111	111	NUM
cblr-7161	413	7	,	,	PUNCT
cblr-7161	413	8	124	124	NUM
cblr-7161	413	9	stat	stat	NOUN
cblr-7161	413	10	.	.	PUNCT
cblr-7161	414	1	1376	1376	NUM
cblr-7161	414	2	,	,	PUNCT
cblr-7161	414	3	1392	1392	NUM
cblr-7161	414	4	(	(	PUNCT
cblr-7161	414	5	2010	2010	NUM
cblr-7161	414	6	)	)	PUNCT
cblr-7161	414	7	(	(	PUNCT
cblr-7161	414	8	codified	codify	VERB
cblr-7161	414	9	as	as	SCONJ
cblr-7161	414	10	amended	amend	VERB
cblr-7161	414	11	at	at	ADP
cblr-7161	414	12	12	12	NUM
cblr-7161	414	13	u.s.c	u.s.c	ADJ
cblr-7161	414	14	.	.	PUNCT
cblr-7161	415	1	§	§	PROPN
cblr-7161	415	2	5321	5321	NUM
cblr-7161	415	3	(	(	PUNCT
cblr-7161	415	4	2018	2018	NUM
cblr-7161	415	5	)	)	PUNCT
cblr-7161	415	6	)	)	PUNCT
cblr-7161	415	7	.	.	PUNCT
cblr-7161	416	1	93	93	NUM
cblr-7161	416	2	see	see	VERB
cblr-7161	416	3	i	i	PRON
cblr-7161	416	4	d.	d.	PROPN
cblr-7161	416	5	§	§	PROPN
cblr-7161	416	6	§	§	PROPN
cblr-7161	416	7	112–13	112–13	NUM
cblr-7161	416	8	.	.	PUNCT
cblr-7161	417	1	94	94	NUM
cblr-7161	417	2	see	see	VERB
cblr-7161	417	3	i	i	PRON
cblr-7161	417	4	d.	d.	PROPN
cblr-7161	417	5	§	§	PROPN
cblr-7161	417	6	113	113	NUM
cblr-7161	417	7	.	.	PUNCT
cblr-7161	418	1	again	again	ADV
cblr-7161	418	2	,	,	PUNCT
cblr-7161	418	3	this	this	DET
cblr-7161	418	4	threshold	threshold	NOUN
cblr-7161	418	5	has	have	AUX
cblr-7161	418	6	shifted	shift	VERB
cblr-7161	418	7	with	with	ADP
cblr-7161	418	8	the	the	DET
cblr-7161	418	9	egrrcpa	egrrcpa	NOUN
cblr-7161	418	10	,	,	PUNCT
cblr-7161	418	11	but	but	CCONJ
cblr-7161	418	12	for	for	ADP
cblr-7161	418	13	consistency	consistency	NOUN
cblr-7161	418	14	(	(	PUNCT
cblr-7161	418	15	and	and	CCONJ
cblr-7161	418	16	because	because	SCONJ
cblr-7161	418	17	we	we	PRON
cblr-7161	418	18	are	be	AUX
cblr-7161	418	19	analyzing	analyze	VERB
cblr-7161	418	20	the	the	DET
cblr-7161	418	21	2018	2018	NUM
cblr-7161	418	22	ccar	ccar	NOUN
cblr-7161	418	23	filings	filing	NOUN
cblr-7161	418	24	,	,	PUNCT
cblr-7161	418	25	where	where	SCONJ
cblr-7161	418	26	institutions	institution	NOUN
cblr-7161	418	27	with	with	ADP
cblr-7161	418	28	$	$	SYM
cblr-7161	418	29	50	50	NUM
cblr-7161	418	30	billion	billion	NUM
cblr-7161	418	31	in	in	ADP
cblr-7161	418	32	consolidated	consolidated	ADJ
cblr-7161	418	33	assets	asset	NOUN
cblr-7161	418	34	were	be	AUX
cblr-7161	418	35	required	require	VERB
cblr-7161	418	36	to	to	PART
cblr-7161	418	37	participate	participate	VERB
cblr-7161	418	38	)	)	PUNCT
cblr-7161	418	39	,	,	PUNCT
cblr-7161	418	40	throughout	throughout	ADP
cblr-7161	418	41	this	this	DET
cblr-7161	418	42	note	note	NOUN
cblr-7161	418	43	the	the	DET
cblr-7161	418	44	$	$	SYM
cblr-7161	418	45	50	50	NUM
cblr-7161	418	46	billion	billion	NUM
cblr-7161	418	47	threshold	threshold	NOUN
cblr-7161	418	48	will	will	AUX
cblr-7161	418	49	be	be	AUX
cblr-7161	418	50	referenced	reference	VERB
cblr-7161	418	51	.	.	PUNCT
cblr-7161	419	1	see	see	VERB
cblr-7161	419	2	supra	supra	PROPN
cblr-7161	419	3	notes	note	NOUN
cblr-7161	419	4	12–15	12–15	NUM
cblr-7161	419	5	and	and	CCONJ
cblr-7161	419	6	accompanying	accompany	VERB
cblr-7161	419	7	text	text	NOUN
cblr-7161	419	8	for	for	ADP
cblr-7161	419	9	an	an	DET
cblr-7161	419	10	explanation	explanation	NOUN
cblr-7161	419	11	of	of	ADP
cblr-7161	419	12	the	the	DET
cblr-7161	419	13	modification	modification	NOUN
cblr-7161	419	14	of	of	ADP
cblr-7161	419	15	this	this	DET
cblr-7161	419	16	asset	asset	NOUN
cblr-7161	419	17	threshold	threshold	NOUN
cblr-7161	419	18	under	under	ADP
cblr-7161	419	19	the	the	DET
cblr-7161	419	20	egrrcpa	egrrcpa	NOUN
cblr-7161	419	21	.	.	PUNCT
cblr-7161	420	1	95	95	NUM
cblr-7161	420	2	see	see	VERB
cblr-7161	420	3	,	,	PUNCT
cblr-7161	420	4	e.g.	e.g.	ADV
cblr-7161	420	5	,	,	PUNCT
cblr-7161	420	6	press	press	NOUN
cblr-7161	420	7	release	release	NOUN
cblr-7161	420	8	,	,	PUNCT
cblr-7161	420	9	metlife	metlife	PROPN
cblr-7161	420	10	,	,	PUNCT
cblr-7161	420	11	inc	inc	PROPN
cblr-7161	420	12	.	.	PROPN
cblr-7161	420	13	,	,	PUNCT
cblr-7161	420	14	metlife	metlife	PROPN
cblr-7161	420	15	statement	statement	NOUN
cblr-7161	420	16	on	on	ADP
cblr-7161	420	17	final	final	ADJ
cblr-7161	420	18	sifi	sifi	NOUN
cblr-7161	420	19	designation	designation	NOUN
cblr-7161	420	20	(	(	PUNCT
cblr-7161	420	21	dec	dec	PROPN
cblr-7161	420	22	.	.	PROPN
cblr-7161	420	23	18	18	NUM
cblr-7161	420	24	,	,	PUNCT
cblr-7161	420	25	2014	2014	NUM
cblr-7161	420	26	)	)	PUNCT
cblr-7161	420	27	,	,	PUNCT
cblr-7161	420	28	https://investor.metlife.com/news-andevents/financial-press-releases/news-details/2014/metlife-statement-onfinal-sifi-designation/default.aspx	https://investor.metlife.com/news-andevents/financial-press-releases/news-details/2014/metlife-statement-onfinal-sifi-designation/default.aspx	X
cblr-7161	421	1	[	[	X
cblr-7161	421	2	https://perma.cc/lwt9-z6wz	https://perma.cc/lwt9-z6wz	X
cblr-7161	421	3	]	]	X
cblr-7161	421	4	;	;	PUNCT
cblr-7161	421	5	paul	paul	PROPN
cblr-7161	421	6	kupiec	kupiec	PROPN
cblr-7161	421	7	,	,	PUNCT
cblr-7161	421	8	opinion	opinion	NOUN
cblr-7161	421	9	,	,	PUNCT
cblr-7161	421	10	our	our	PRON
cblr-7161	421	11	worst	bad	ADJ
cblr-7161	421	12	fears	fear	NOUN
cblr-7161	421	13	about	about	ADP
cblr-7161	421	14	dodd	dodd	PROPN
cblr-7161	421	15	-	-	PUNCT
cblr-7161	421	16	frank	frank	PROPN
cblr-7161	421	17	’s	’s	PART
cblr-7161	421	18	fsoc	fsoc	NOUN
cblr-7161	421	19	are	be	AUX
cblr-7161	421	20	being	be	AUX
cblr-7161	421	21	confirmed	confirm	VERB
cblr-7161	421	22	,	,	PUNCT
cblr-7161	421	23	forbes	forbes	PROPN
cblr-7161	421	24	(	(	PUNCT
cblr-7161	421	25	nov	nov	PROPN
cblr-7161	421	26	.	.	PROPN
cblr-7161	421	27	26	26	NUM
cblr-7161	421	28	,	,	PUNCT
cblr-7161	421	29	2013	2013	NUM
cblr-7161	421	30	)	)	PUNCT
cblr-7161	421	31	,	,	PUNCT
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cblr-7161	422	1	[	[	X
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cblr-7161	422	4	.	.	PUNCT
cblr-7161	423	1	96	96	NUM
cblr-7161	423	2	see	see	VERB
cblr-7161	423	3	,	,	PUNCT
cblr-7161	423	4	e.g.	e.g.	ADV
cblr-7161	423	5	,	,	PUNCT
cblr-7161	423	6	james	james	PROPN
cblr-7161	423	7	o	o	NOUN
cblr-7161	423	8	’	'	PUNCT
cblr-7161	423	9	toole	toole	PROPN
cblr-7161	423	10	,	,	PUNCT
cblr-7161	423	11	aig	aig	PROPN
cblr-7161	423	12	,	,	PUNCT
cblr-7161	423	13	ge	ge	PROPN
cblr-7161	423	14	capital	capital	PROPN
cblr-7161	423	15	tagged	tag	VERB
cblr-7161	423	16	"	"	PUNCT
cblr-7161	423	17	systemically	systemically	ADV
cblr-7161	423	18	important	important	ADJ
cblr-7161	423	19	,	,	PUNCT
cblr-7161	423	20	"	"	PUNCT
cblr-7161	423	21	will	will	AUX
cblr-7161	423	22	face	face	VERB
cblr-7161	423	23	greater	great	ADJ
cblr-7161	423	24	regulation	regulation	NOUN
cblr-7161	423	25	,	,	PUNCT
cblr-7161	423	26	cnn	cnn	PROPN
cblr-7161	423	27	(	(	PUNCT
cblr-7161	423	28	july	july	PROPN
cblr-7161	423	29	9	9	NUM
cblr-7161	423	30	,	,	PUNCT
cblr-7161	423	31	2013	2013	NUM
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cblr-7161	424	1	[	[	X
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cblr-7161	424	4	;	;	PUNCT
cblr-7161	424	5	jim	jim	PROPN
cblr-7161	424	6	puzzanghera	puzzanghera	PROPN
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cblr-7161	424	14	,	,	PUNCT
cblr-7161	424	15	l.a	l.a	PROPN
cblr-7161	424	16	.	.	PROPN
cblr-7161	424	17	times	times	PROPN
cblr-7161	424	18	(	(	PUNCT
cblr-7161	424	19	dec	dec	PROPN
cblr-7161	424	20	.	.	PROPN
cblr-7161	424	21	19	19	NUM
cblr-7161	424	22	,	,	PUNCT
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cblr-7161	425	3	]	]	PUNCT
cblr-7161	425	4	.	.	PUNCT
cblr-7161	426	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	426	2	(	(	PUNCT
cblr-7161	426	3	do	do	AUX
cblr-7161	426	4	not	not	PART
cblr-7161	426	5	delte	delte	VERB
cblr-7161	426	6	)	)	PUNCT
cblr-7161	426	7	10/7/2020	10/7/2020	NUM
cblr-7161	426	8	6:42	6:42	NUM
cblr-7161	426	9	pm	pm	NOUN
cblr-7161	426	10	360	360	NUM
cblr-7161	426	11	columbia	columbia	PROPN
cblr-7161	426	12	business	business	NOUN
cblr-7161	426	13	law	law	PROPN
cblr-7161	426	14	review	review	NOUN
cblr-7161	427	1	[	[	X
cblr-7161	427	2	vol	vol	NOUN
cblr-7161	427	3	.	.	PUNCT
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cblr-7161	427	5	one	one	NUM
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cblr-7161	427	7	nonbank,97	nonbank,97	NOUN
cblr-7161	427	8	and	and	CCONJ
cblr-7161	427	9	a	a	DET
cblr-7161	427	10	new	new	ADJ
cblr-7161	427	11	policy	policy	NOUN
cblr-7161	427	12	direction	direction	NOUN
cblr-7161	427	13	on	on	ADP
cblr-7161	427	14	the	the	DET
cblr-7161	427	15	part	part	NOUN
cblr-7161	427	16	of	of	ADP
cblr-7161	427	17	the	the	DET
cblr-7161	427	18	trump	trump	NOUN
cblr-7161	427	19	administration,98	administration,98	PROPN
cblr-7161	427	20	fsoc	fsoc	PROPN
cblr-7161	427	21	’s	’s	PART
cblr-7161	427	22	use	use	NOUN
cblr-7161	427	23	of	of	ADP
cblr-7161	427	24	the	the	DET
cblr-7161	427	25	sifi	sifi	NOUN
cblr-7161	427	26	label	label	NOUN
cblr-7161	427	27	has	have	AUX
cblr-7161	427	28	now	now	ADV
cblr-7161	427	29	been	be	AUX
cblr-7161	427	30	removed	remove	VERB
cblr-7161	427	31	from	from	ADP
cblr-7161	427	32	all	all	DET
cblr-7161	427	33	nonbanks.99	nonbanks.99	NOUN
cblr-7161	427	34	given	give	VERB
cblr-7161	427	35	this	this	DET
cblr-7161	427	36	trend	trend	NOUN
cblr-7161	427	37	,	,	PUNCT
cblr-7161	427	38	it	it	PRON
cblr-7161	427	39	is	be	AUX
cblr-7161	427	40	increasingly	increasingly	ADV
cblr-7161	427	41	unlikely	unlikely	ADJ
cblr-7161	427	42	,	,	PUNCT
cblr-7161	427	43	although	although	SCONJ
cblr-7161	427	44	not	not	PART
cblr-7161	427	45	impossible	impossible	ADJ
cblr-7161	427	46	,	,	PUNCT
cblr-7161	427	47	that	that	SCONJ
cblr-7161	427	48	a	a	DET
cblr-7161	427	49	foreign	foreign	ADJ
cblr-7161	427	50	-	-	PUNCT
cblr-7161	427	51	headquartered	headquarter	VERB
cblr-7161	427	52	nonbank	nonbank	NOUN
cblr-7161	427	53	will	will	AUX
cblr-7161	427	54	be	be	AUX
cblr-7161	427	55	designated	designate	VERB
cblr-7161	427	56	as	as	ADP
cblr-7161	427	57	a	a	DET
cblr-7161	427	58	sifi	sifi	NOUN
cblr-7161	427	59	and	and	CCONJ
cblr-7161	427	60	thus	thus	ADV
cblr-7161	427	61	brought	bring	VERB
cblr-7161	427	62	into	into	ADP
cblr-7161	427	63	regulation	regulation	NOUN
cblr-7161	427	64	yy	yy	PROPN
cblr-7161	427	65	’s	’s	PART
cblr-7161	427	66	purview	purview	NOUN
cblr-7161	427	67	in	in	ADP
cblr-7161	427	68	the	the	DET
cblr-7161	427	69	near	near	ADJ
cblr-7161	427	70	future	future	NOUN
cblr-7161	427	71	.	.	PUNCT
cblr-7161	428	1	c.	c.	PROPN
cblr-7161	428	2	regulation	regulation	PROPN
cblr-7161	428	3	yy	yy	PROPN
cblr-7161	428	4	,	,	PUNCT
cblr-7161	428	5	regulation	regulation	NOUN
cblr-7161	428	6	w	w	NOUN
cblr-7161	428	7	,	,	PUNCT
cblr-7161	428	8	and	and	CCONJ
cblr-7161	428	9	ihc	ihc	PROPN
cblr-7161	428	10	reorganization	reorganization	NOUN
cblr-7161	428	11	now	now	ADV
cblr-7161	428	12	,	,	PUNCT
cblr-7161	428	13	before	before	ADP
cblr-7161	428	14	delving	delve	VERB
cblr-7161	428	15	into	into	ADP
cblr-7161	428	16	subpart	subpart	NOUN
cblr-7161	428	17	o	o	NOUN
cblr-7161	428	18	of	of	ADP
cblr-7161	428	19	regulation	regulation	NOUN
cblr-7161	428	20	yy	yy	PROPN
cblr-7161	428	21	and	and	CCONJ
cblr-7161	428	22	its	its	PRON
cblr-7161	428	23	implications	implication	NOUN
cblr-7161	428	24	for	for	ADP
cblr-7161	428	25	foreign	foreign	ADJ
cblr-7161	428	26	banking	banking	NOUN
cblr-7161	428	27	organizations	organization	NOUN
cblr-7161	428	28	,	,	PUNCT
cblr-7161	428	29	it	it	PRON
cblr-7161	428	30	is	be	AUX
cblr-7161	428	31	first	first	ADV
cblr-7161	428	32	necessary	necessary	ADJ
cblr-7161	428	33	to	to	PART
cblr-7161	428	34	outlay	outlay	VERB
cblr-7161	428	35	the	the	DET
cblr-7161	428	36	other	other	ADJ
cblr-7161	428	37	prudential	prudential	ADJ
cblr-7161	428	38	risk	risk	NOUN
cblr-7161	428	39	management	management	NOUN
cblr-7161	428	40	provisions	provision	NOUN
cblr-7161	428	41	of	of	ADP
cblr-7161	428	42	regulation	regulation	NOUN
cblr-7161	428	43	yy	yy	PROPN
cblr-7161	428	44	.	.	PUNCT
cblr-7161	429	1	beyond	beyond	ADP
cblr-7161	429	2	providing	provide	VERB
cblr-7161	429	3	helpful	helpful	ADJ
cblr-7161	429	4	context	context	NOUN
cblr-7161	429	5	for	for	ADP
cblr-7161	429	6	our	our	PRON
cblr-7161	429	7	analysis	analysis	NOUN
cblr-7161	429	8	,	,	PUNCT
cblr-7161	429	9	these	these	DET
cblr-7161	429	10	regulations	regulation	NOUN
cblr-7161	429	11	are	be	AUX
cblr-7161	429	12	applicable	applicable	ADJ
cblr-7161	429	13	to	to	ADP
cblr-7161	429	14	both	both	CCONJ
cblr-7161	429	15	ihcs	ihcs	NOUN
cblr-7161	429	16	and	and	CCONJ
cblr-7161	429	17	domestic	domestic	ADJ
cblr-7161	429	18	banking	banking	NOUN
cblr-7161	429	19	organizations	organization	NOUN
cblr-7161	429	20	with	with	ADP
cblr-7161	429	21	u.s	u.s	PROPN
cblr-7161	429	22	.	.	PROPN
cblr-7161	429	23	non	non	ADJ
cblr-7161	429	24	-	-	ADJ
cblr-7161	429	25	branch	branch	ADJ
cblr-7161	429	26	assets	asset	NOUN
cblr-7161	429	27	over	over	ADP
cblr-7161	429	28	$	$	SYM
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cblr-7161	429	34	clear	clear	ADJ
cblr-7161	429	35	later	later	ADV
cblr-7161	429	36	in	in	ADP
cblr-7161	429	37	this	this	DET
cblr-7161	429	38	analysis	analysis	NOUN
cblr-7161	429	39	,	,	PUNCT
cblr-7161	429	40	the	the	DET
cblr-7161	429	41	holistic	holistic	ADJ
cblr-7161	429	42	cost	cost	NOUN
cblr-7161	429	43	of	of	ADP
cblr-7161	429	44	compliance	compliance	NOUN
cblr-7161	429	45	with	with	ADP
cblr-7161	429	46	regulation	regulation	NOUN
cblr-7161	429	47	yy	yy	PROPN
cblr-7161	429	48	looms	loom	VERB
cblr-7161	429	49	large	large	ADJ
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cblr-7161	429	51	today	today	NOUN
cblr-7161	429	52	over	over	ADP
cblr-7161	429	53	the	the	DET
cblr-7161	429	54	business	business	NOUN
cblr-7161	429	55	decisions	decision	NOUN
cblr-7161	429	56	made	make	VERB
cblr-7161	429	57	by	by	ADP
cblr-7161	429	58	the	the	DET
cblr-7161	429	59	ihcs	ihcs	NOUN
cblr-7161	429	60	in	in	ADP
cblr-7161	429	61	restructuring	restructure	VERB
cblr-7161	429	62	their	their	PRON
cblr-7161	429	63	u.s	u.s	PROPN
cblr-7161	429	64	.	.	PROPN
cblr-7161	429	65	operations	operation	NOUN
cblr-7161	429	66	.	.	PUNCT
cblr-7161	430	1	undoubtedly	undoubtedly	ADV
cblr-7161	430	2	,	,	PUNCT
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cblr-7161	430	6	-	-	PUNCT
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cblr-7161	430	13	yy	yy	PROPN
cblr-7161	430	14	is	be	AUX
cblr-7161	430	15	the	the	DET
cblr-7161	430	16	capital	capital	NOUN
cblr-7161	430	17	stress	stress	NOUN
cblr-7161	430	18	test	test	NOUN
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cblr-7161	430	20	known	know	VERB
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cblr-7161	430	22	“	"	PUNCT
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cblr-7161	431	10	institutions	institution	NOUN
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cblr-7161	431	33	,	,	PUNCT
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cblr-7161	431	35	.	.	PROPN
cblr-7161	432	1	v.	v.	ADP
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cblr-7161	437	7	enhanced	enhance	VERB
cblr-7161	437	8	prudential	prudential	ADJ
cblr-7161	437	9	standards	standard	NOUN
cblr-7161	437	10	(	(	PUNCT
cblr-7161	437	11	regulation	regulation	NOUN
cblr-7161	437	12	yy	yy	PROPN
cblr-7161	437	13	)	)	PUNCT
cblr-7161	437	14	,	,	PUNCT
cblr-7161	437	15	12	12	NUM
cblr-7161	437	16	c.f.r	c.f.r	NOUN
cblr-7161	437	17	.	.	PUNCT
cblr-7161	438	1	§	§	PROPN
cblr-7161	438	2	252	252	NUM
cblr-7161	438	3	(	(	PUNCT
cblr-7161	438	4	2020	2020	NUM
cblr-7161	438	5	)	)	PUNCT
cblr-7161	438	6	.	.	PUNCT
cblr-7161	439	1	101	101	NUM
cblr-7161	439	2	see	see	VERB
cblr-7161	439	3	i	i	PROPN
cblr-7161	439	4	d.	d.	PROPN
cblr-7161	439	5	§	§	PROPN
cblr-7161	439	6	§	§	PROPN
cblr-7161	439	7	252.41–47	252.41–47	NUM
cblr-7161	439	8	,	,	PUNCT
cblr-7161	439	9	225.8	225.8	NUM
cblr-7161	439	10	.	.	PUNCT
cblr-7161	440	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	440	2	(	(	PUNCT
cblr-7161	440	3	do	do	AUX
cblr-7161	440	4	not	not	PART
cblr-7161	440	5	delete	delete	VERB
cblr-7161	440	6	)	)	PUNCT
cblr-7161	440	7	10/7/2020	10/7/2020	NUM
cblr-7161	440	8	6:42	6:42	NUM
cblr-7161	440	9	pm	pm	NOUN
cblr-7161	440	10	no	no	INTJ
cblr-7161	440	11	.	.	PUNCT
cblr-7161	441	1	1:336	1:336	NUM
cblr-7161	441	2	]	]	X
cblr-7161	441	3	treacherous	treacherous	ADJ
cblr-7161	441	4	landscape	landscape	NOUN
cblr-7161	441	5	361	361	NUM
cblr-7161	441	6	above	above	ADP
cblr-7161	441	7	the	the	DET
cblr-7161	441	8	regulatory	regulatory	ADJ
cblr-7161	441	9	minima.102	minima.102	NOUN
cblr-7161	441	10	additionally	additionally	ADV
cblr-7161	441	11	,	,	PUNCT
cblr-7161	441	12	the	the	DET
cblr-7161	441	13	exercise	exercise	NOUN
cblr-7161	441	14	requires	require	VERB
cblr-7161	441	15	that	that	SCONJ
cblr-7161	441	16	institutions	institution	NOUN
cblr-7161	441	17	demonstrate	demonstrate	VERB
cblr-7161	441	18	that	that	SCONJ
cblr-7161	441	19	they	they	PRON
cblr-7161	441	20	maintain	maintain	VERB
cblr-7161	441	21	appropriate	appropriate	ADJ
cblr-7161	441	22	contingency	contingency	NOUN
cblr-7161	441	23	plans	plan	NOUN
cblr-7161	441	24	to	to	PART
cblr-7161	441	25	obtain	obtain	VERB
cblr-7161	441	26	emergency	emergency	NOUN
cblr-7161	441	27	funding	funding	NOUN
cblr-7161	441	28	in	in	ADP
cblr-7161	441	29	the	the	DET
cblr-7161	441	30	event	event	NOUN
cblr-7161	441	31	of	of	ADP
cblr-7161	441	32	a	a	DET
cblr-7161	441	33	capital	capital	NOUN
cblr-7161	441	34	shortfall.103	shortfall.103	NOUN
cblr-7161	441	35	perhaps	perhaps	ADV
cblr-7161	441	36	the	the	DET
cblr-7161	441	37	most	most	ADV
cblr-7161	441	38	consequential	consequential	ADJ
cblr-7161	441	39	component	component	NOUN
cblr-7161	441	40	of	of	ADP
cblr-7161	441	41	the	the	DET
cblr-7161	441	42	ccar	ccar	NOUN
cblr-7161	441	43	exercise	exercise	NOUN
cblr-7161	441	44	is	be	AUX
cblr-7161	441	45	that	that	SCONJ
cblr-7161	441	46	its	its	PRON
cblr-7161	441	47	results	result	NOUN
cblr-7161	441	48	are	be	AUX
cblr-7161	441	49	made	make	VERB
cblr-7161	441	50	publicly	publicly	ADV
cblr-7161	441	51	available.104	available.104	PROPN
cblr-7161	441	52	by	by	ADP
cblr-7161	441	53	the	the	DET
cblr-7161	441	54	federal	federal	PROPN
cblr-7161	441	55	reserve	reserve	PROPN
cblr-7161	441	56	’s	’s	PART
cblr-7161	441	57	own	own	ADJ
cblr-7161	441	58	statements	statement	NOUN
cblr-7161	441	59	,	,	PUNCT
cblr-7161	441	60	the	the	DET
cblr-7161	441	61	rationale	rationale	NOUN
cblr-7161	441	62	behind	behind	ADP
cblr-7161	441	63	publicly	publicly	ADV
cblr-7161	441	64	disclosing	disclose	VERB
cblr-7161	441	65	the	the	DET
cblr-7161	441	66	results	result	NOUN
cblr-7161	441	67	of	of	ADP
cblr-7161	441	68	ccar	ccar	NOUN
cblr-7161	441	69	is	be	AUX
cblr-7161	441	70	to	to	PART
cblr-7161	441	71	“	"	PUNCT
cblr-7161	441	72	help	help	VERB
cblr-7161	441	73	the	the	DET
cblr-7161	441	74	public	public	NOUN
cblr-7161	441	75	understand	understand	VERB
cblr-7161	441	76	and	and	CCONJ
cblr-7161	441	77	interpret	interpret	VERB
cblr-7161	441	78	the	the	DET
cblr-7161	441	79	results	result	NOUN
cblr-7161	441	80	of	of	ADP
cblr-7161	441	81	the	the	DET
cblr-7161	441	82	supervisory	supervisory	ADJ
cblr-7161	441	83	stress	stress	NOUN
cblr-7161	441	84	test	test	NOUN
cblr-7161	441	85	,	,	PUNCT
cblr-7161	441	86	particularly	particularly	ADV
cblr-7161	441	87	with	with	ADP
cblr-7161	441	88	respect	respect	NOUN
cblr-7161	441	89	to	to	ADP
cblr-7161	441	90	the	the	DET
cblr-7161	441	91	condition	condition	NOUN
cblr-7161	441	92	and	and	CCONJ
cblr-7161	441	93	capital	capital	NOUN
cblr-7161	441	94	adequacy	adequacy	NOUN
cblr-7161	441	95	of	of	ADP
cblr-7161	441	96	participating	participate	VERB
cblr-7161	441	97	firms	firm	NOUN
cblr-7161	441	98	.	.	PUNCT
cblr-7161	441	99	.	.	PUNCT
cblr-7161	441	100	.	.	PUNCT
cblr-7161	442	1	[	[	X
cblr-7161	442	2	and	and	CCONJ
cblr-7161	442	3	]	]	AUX
cblr-7161	442	4	allow	allow	VERB
cblr-7161	442	5	[	[	X
cblr-7161	442	6	]	]	X
cblr-7161	442	7	the	the	DET
cblr-7161	442	8	public	public	NOUN
cblr-7161	442	9	to	to	PART
cblr-7161	442	10	make	make	VERB
cblr-7161	442	11	an	an	DET
cblr-7161	442	12	evaluation	evaluation	NOUN
cblr-7161	442	13	of	of	ADP
cblr-7161	442	14	the	the	DET
cblr-7161	442	15	quality	quality	NOUN
cblr-7161	442	16	of	of	ADP
cblr-7161	442	17	the	the	DET
cblr-7161	442	18	board	board	NOUN
cblr-7161	442	19	’s	’s	PART
cblr-7161	442	20	assessment	assessment	NOUN
cblr-7161	442	21	.	.	PUNCT
cblr-7161	443	1	”105	”105	ADJ
cblr-7161	443	2	beyond	beyond	ADP
cblr-7161	443	3	public	public	ADJ
cblr-7161	443	4	pressure	pressure	NOUN
cblr-7161	443	5	,	,	PUNCT
cblr-7161	443	6	however	however	ADV
cblr-7161	443	7	,	,	PUNCT
cblr-7161	443	8	compliance	compliance	NOUN
cblr-7161	443	9	with	with	ADP
cblr-7161	443	10	ccar	ccar	NOUN
cblr-7161	443	11	’s	’s	PART
cblr-7161	443	12	risk	risk	NOUN
cblr-7161	443	13	management	management	NOUN
cblr-7161	443	14	requirements	requirement	NOUN
cblr-7161	443	15	has	have	AUX
cblr-7161	443	16	become	become	VERB
cblr-7161	443	17	extremely	extremely	ADV
cblr-7161	443	18	costly	costly	ADJ
cblr-7161	443	19	,	,	PUNCT
cblr-7161	443	20	with	with	ADP
cblr-7161	443	21	the	the	DET
cblr-7161	443	22	approximate	approximate	ADJ
cblr-7161	443	23	aggregate	aggregate	ADJ
cblr-7161	443	24	annual	annual	ADJ
cblr-7161	443	25	cost	cost	NOUN
cblr-7161	443	26	to	to	ADP
cblr-7161	443	27	filers	filer	NOUN
cblr-7161	443	28	being	be	AUX
cblr-7161	443	29	in	in	ADP
cblr-7161	443	30	the	the	DET
cblr-7161	443	31	hundreds	hundred	NOUN
cblr-7161	443	32	of	of	ADP
cblr-7161	443	33	millions	million	NOUN
cblr-7161	443	34	of	of	ADP
cblr-7161	443	35	dollars.106	dollars.106	NOUN
cblr-7161	443	36	as	as	SCONJ
cblr-7161	443	37	noted	note	VERB
cblr-7161	443	38	in	in	ADP
cblr-7161	443	39	section	section	NOUN
cblr-7161	443	40	165	165	NUM
cblr-7161	443	41	of	of	ADP
cblr-7161	443	42	dodd	dodd	PROPN
cblr-7161	443	43	-	-	PUNCT
cblr-7161	443	44	frank	frank	PROPN
cblr-7161	443	45	,	,	PUNCT
cblr-7161	443	46	in	in	ADP
cblr-7161	443	47	designing	design	VERB
cblr-7161	443	48	the	the	DET
cblr-7161	443	49	enhanced	enhanced	ADJ
cblr-7161	443	50	risk	risk	NOUN
cblr-7161	443	51	management	management	NOUN
cblr-7161	443	52	standards	standard	NOUN
cblr-7161	443	53	of	of	ADP
cblr-7161	443	54	regulation	regulation	NOUN
cblr-7161	443	55	yy	yy	PROPN
cblr-7161	443	56	the	the	DET
cblr-7161	443	57	federal	federal	PROPN
cblr-7161	443	58	reserve	reserve	PROPN
cblr-7161	443	59	has	have	VERB
cblr-7161	443	60	the	the	DET
cblr-7161	443	61	authority	authority	NOUN
cblr-7161	443	62	to	to	PART
cblr-7161	443	63	“	"	PUNCT
cblr-7161	443	64	differentiate	differentiate	VERB
cblr-7161	443	65	among	among	ADP
cblr-7161	443	66	companies	company	NOUN
cblr-7161	443	67	on	on	ADP
cblr-7161	443	68	an	an	DET
cblr-7161	443	69	individual	individual	ADJ
cblr-7161	443	70	basis	basis	NOUN
cblr-7161	443	71	or	or	CCONJ
cblr-7161	443	72	by	by	ADP
cblr-7161	443	73	category	category	NOUN
cblr-7161	443	74	,	,	PUNCT
cblr-7161	443	75	taking	take	VERB
cblr-7161	443	76	into	into	ADP
cblr-7161	443	77	consideration	consideration	NOUN
cblr-7161	443	78	their	their	PRON
cblr-7161	443	79	capital	capital	NOUN
cblr-7161	443	80	structure	structure	NOUN
cblr-7161	443	81	,	,	PUNCT
cblr-7161	443	82	riskiness	riskiness	NOUN
cblr-7161	443	83	,	,	PUNCT
cblr-7161	443	84	complexity	complexity	NOUN
cblr-7161	443	85	,	,	PUNCT
cblr-7161	443	86	financial	financial	ADJ
cblr-7161	443	87	activities	activity	NOUN
cblr-7161	443	88	(	(	PUNCT
cblr-7161	443	89	including	include	VERB
cblr-7161	443	90	the	the	DET
cblr-7161	443	91	financial	financial	ADJ
cblr-7161	443	92	activities	activity	NOUN
cblr-7161	443	93	of	of	ADP
cblr-7161	443	94	their	their	PRON
cblr-7161	443	95	subsidiaries	subsidiary	NOUN
cblr-7161	443	96	)	)	PUNCT
cblr-7161	443	97	,	,	PUNCT
cblr-7161	443	98	size	size	NOUN
cblr-7161	443	99	,	,	PUNCT
cblr-7161	443	100	and	and	CCONJ
cblr-7161	443	101	any	any	DET
cblr-7161	443	102	other	other	ADJ
cblr-7161	443	103	risk	risk	NOUN
cblr-7161	443	104	-	-	PUNCT
cblr-7161	443	105	related	relate	VERB
cblr-7161	443	106	factors	factor	NOUN
cblr-7161	443	107	that	that	PRON
cblr-7161	443	108	the	the	DET
cblr-7161	443	109	board	board	NOUN
cblr-7161	443	110	of	of	ADP
cblr-7161	443	111	governors	governor	NOUN
cblr-7161	443	112	deems	deem	VERB
cblr-7161	443	113	appropriate	appropriate	ADJ
cblr-7161	443	114	.	.	PUNCT
cblr-7161	443	115	”107	”107	PUNCT
cblr-7161	444	1	as	as	SCONJ
cblr-7161	444	2	it	it	PRON
cblr-7161	444	3	relates	relate	VERB
cblr-7161	444	4	to	to	ADP
cblr-7161	444	5	corporate	corporate	ADJ
cblr-7161	444	6	governance	governance	NOUN
cblr-7161	444	7	,	,	PUNCT
cblr-7161	444	8	this	this	DET
cblr-7161	444	9	flexible	flexible	ADJ
cblr-7161	444	10	grant	grant	NOUN
cblr-7161	444	11	of	of	ADP
cblr-7161	444	12	authority	authority	NOUN
cblr-7161	444	13	to	to	ADP
cblr-7161	444	14	the	the	DET
cblr-7161	444	15	federal	federal	PROPN
cblr-7161	444	16	reserve	reserve	PROPN
cblr-7161	444	17	has	have	AUX
cblr-7161	444	18	resulted	result	VERB
cblr-7161	444	19	in	in	ADP
cblr-7161	444	20	institutions	institution	NOUN
cblr-7161	444	21	with	with	ADP
cblr-7161	444	22	over	over	ADP
cblr-7161	444	23	$	$	SYM
cblr-7161	444	24	50	50	NUM
cblr-7161	444	25	billion	billion	NUM
cblr-7161	444	26	102	102	NUM
cblr-7161	444	27	see	see	VERB
cblr-7161	444	28	i	i	PRON
cblr-7161	444	29	d.	d.	PROPN
cblr-7161	444	30	§	§	PROPN
cblr-7161	444	31	252.44	252.44	NUM
cblr-7161	444	32	.	.	PUNCT
cblr-7161	445	1	103	103	NUM
cblr-7161	445	2	see	see	VERB
cblr-7161	445	3	i	i	PROPN
cblr-7161	445	4	d.	d.	PROPN
cblr-7161	445	5	§	§	PROPN
cblr-7161	445	6	225.8	225.8	NUM
cblr-7161	445	7	.	.	PUNCT
cblr-7161	446	1	104	104	NUM
cblr-7161	446	2	see	see	VERB
cblr-7161	446	3	i	i	PRON
cblr-7161	446	4	d.	d.	PROPN
cblr-7161	446	5	§	§	PROPN
cblr-7161	446	6	252.46	252.46	NUM
cblr-7161	446	7	.	.	PUNCT
cblr-7161	447	1	105	105	NUM
cblr-7161	447	2	stress	stress	NOUN
cblr-7161	447	3	testing	testing	NOUN
cblr-7161	447	4	policy	policy	NOUN
cblr-7161	447	5	statement	statement	NOUN
cblr-7161	447	6	,	,	PUNCT
cblr-7161	447	7	84	84	NUM
cblr-7161	447	8	fed	feed	VERB
cblr-7161	447	9	.	.	PUNCT
cblr-7161	448	1	reg	reg	PROPN
cblr-7161	448	2	.	.	PUNCT
cblr-7161	449	1	6,664	6,664	NUM
cblr-7161	449	2	,	,	PUNCT
cblr-7161	449	3	6,669	6,669	NUM
cblr-7161	449	4	(	(	PUNCT
cblr-7161	449	5	feb	feb	PROPN
cblr-7161	449	6	.	.	PROPN
cblr-7161	449	7	28	28	NUM
cblr-7161	449	8	,	,	PUNCT
cblr-7161	449	9	2019	2019	NUM
cblr-7161	449	10	)	)	PUNCT
cblr-7161	449	11	(	(	PUNCT
cblr-7161	449	12	to	to	PART
cblr-7161	449	13	be	be	AUX
cblr-7161	449	14	codified	codify	VERB
cblr-7161	449	15	at	at	ADP
cblr-7161	449	16	12	12	NUM
cblr-7161	449	17	c.f.r	c.f.r	NOUN
cblr-7161	449	18	.	.	PUNCT
cblr-7161	450	1	pt	pt	PROPN
cblr-7161	450	2	252	252	NUM
cblr-7161	450	3	)	)	PUNCT
cblr-7161	450	4	.	.	PUNCT
cblr-7161	451	1	see	see	VERB
cblr-7161	451	2	also	also	ADV
cblr-7161	451	3	beverly	beverly	PROPN
cblr-7161	451	4	hirtle	hirtle	PROPN
cblr-7161	451	5	&	&	CCONJ
cblr-7161	451	6	andreas	andreas	PROPN
cblr-7161	451	7	lehnert	lehnert	PROPN
cblr-7161	451	8	,	,	PUNCT
cblr-7161	451	9	supervisory	supervisory	ADJ
cblr-7161	451	10	stress	stress	NOUN
cblr-7161	451	11	tests	test	VERB
cblr-7161	451	12	3	3	NUM
cblr-7161	451	13	(	(	PUNCT
cblr-7161	451	14	fed	fed	PROPN
cblr-7161	451	15	.	.	PUNCT
cblr-7161	451	16	reserve	reserve	PROPN
cblr-7161	451	17	bank	bank	PROPN
cblr-7161	451	18	of	of	ADP
cblr-7161	451	19	n.y	n.y	PROPN
cblr-7161	451	20	.	.	PROPN
cblr-7161	451	21	,	,	PUNCT
cblr-7161	451	22	paper	paper	NOUN
cblr-7161	451	23	no	no	NOUN
cblr-7161	451	24	.	.	NOUN
cblr-7161	451	25	696	696	NUM
cblr-7161	451	26	,	,	PUNCT
cblr-7161	451	27	2014	2014	NUM
cblr-7161	451	28	)	)	PUNCT
cblr-7161	451	29	,	,	PUNCT
cblr-7161	451	30	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr696.pdf	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr696.pdf	PROPN
cblr-7161	451	31	[	[	X
cblr-7161	451	32	https://perma.cc/2w79-gvnu	https://perma.cc/2w79-gvnu	X
cblr-7161	451	33	]	]	X
cblr-7161	451	34	(	(	PUNCT
cblr-7161	451	35	“	"	PUNCT
cblr-7161	451	36	a	a	DET
cblr-7161	451	37	commitment	commitment	NOUN
cblr-7161	451	38	by	by	ADP
cblr-7161	451	39	regulators	regulator	NOUN
cblr-7161	451	40	to	to	PART
cblr-7161	451	41	publish	publish	VERB
cblr-7161	451	42	the	the	DET
cblr-7161	451	43	results	result	NOUN
cblr-7161	451	44	of	of	ADP
cblr-7161	451	45	supervisory	supervisory	ADJ
cblr-7161	451	46	stress	stress	NOUN
cblr-7161	451	47	tests	test	NOUN
cblr-7161	451	48	and	and	CCONJ
cblr-7161	451	49	to	to	PART
cblr-7161	451	50	tie	tie	VERB
cblr-7161	451	51	certain	certain	ADJ
cblr-7161	451	52	actions	action	NOUN
cblr-7161	451	53	to	to	ADP
cblr-7161	451	54	firms	firm	NOUN
cblr-7161	451	55	’	'	PUNCT
cblr-7161	451	56	quantitative	quantitative	ADJ
cblr-7161	451	57	results	result	NOUN
cblr-7161	451	58	on	on	ADP
cblr-7161	451	59	those	those	DET
cblr-7161	451	60	stress	stress	NOUN
cblr-7161	451	61	tests	test	NOUN
cblr-7161	451	62	offers	offer	VERB
cblr-7161	451	63	a	a	DET
cblr-7161	451	64	potential	potential	ADJ
cblr-7161	451	65	mechanism	mechanism	NOUN
cblr-7161	451	66	to	to	PART
cblr-7161	451	67	increase	increase	VERB
cblr-7161	451	68	the	the	DET
cblr-7161	451	69	credibility	credibility	NOUN
cblr-7161	451	70	of	of	ADP
cblr-7161	451	71	the	the	DET
cblr-7161	451	72	regulatory	regulatory	ADJ
cblr-7161	451	73	regime	regime	NOUN
cblr-7161	451	74	and	and	CCONJ
cblr-7161	451	75	improve	improve	VERB
cblr-7161	451	76	communication	communication	NOUN
cblr-7161	451	77	with	with	ADP
cblr-7161	451	78	market	market	NOUN
cblr-7161	451	79	participants	participant	NOUN
cblr-7161	451	80	.	.	PUNCT
cblr-7161	451	81	”	"	PUNCT
cblr-7161	451	82	)	)	PUNCT
cblr-7161	451	83	.	.	PUNCT
cblr-7161	452	1	106	106	NUM
cblr-7161	452	2	see	see	VERB
cblr-7161	452	3	u.s	u.s	PROPN
cblr-7161	452	4	.	.	PROPN
cblr-7161	452	5	gov’t	gov’t	PROPN
cblr-7161	452	6	accountability	accountability	NOUN
cblr-7161	452	7	office	office	NOUN
cblr-7161	452	8	,	,	PUNCT
cblr-7161	452	9	supra	supra	PROPN
cblr-7161	452	10	note	note	NOUN
cblr-7161	452	11	9	9	NUM
cblr-7161	452	12	,	,	PUNCT
cblr-7161	452	13	at	at	ADP
cblr-7161	452	14	30	30	NUM
cblr-7161	452	15	.	.	PUNCT
cblr-7161	453	1	107	107	NUM
cblr-7161	453	2	dodd	dodd	PROPN
cblr-7161	453	3	-	-	PUNCT
cblr-7161	453	4	frank	frank	PROPN
cblr-7161	453	5	act	act	PROPN
cblr-7161	453	6	,	,	PUNCT
cblr-7161	453	7	pub	pub	NOUN
cblr-7161	453	8	.	.	PUNCT
cblr-7161	454	1	l.	l.	PROPN
cblr-7161	454	2	no	no	INTJ
cblr-7161	454	3	.	.	PROPN
cblr-7161	455	1	111	111	NUM
cblr-7161	455	2	-	-	SYM
cblr-7161	455	3	203	203	NUM
cblr-7161	455	4	,	,	PUNCT
cblr-7161	455	5	§	§	PROPN
cblr-7161	455	6	165(a)(2)(a	165(a)(2)(a	NUM
cblr-7161	455	7	)	)	PUNCT
cblr-7161	456	1	,	,	PUNCT
cblr-7161	456	2	124	124	NUM
cblr-7161	456	3	stat	stat	NOUN
cblr-7161	456	4	.	.	PUNCT
cblr-7161	457	1	1376	1376	NUM
cblr-7161	457	2	,	,	PUNCT
cblr-7161	457	3	1423–24	1423–24	NUM
cblr-7161	457	4	(	(	PUNCT
cblr-7161	457	5	2010	2010	NUM
cblr-7161	457	6	)	)	PUNCT
cblr-7161	457	7	(	(	PUNCT
cblr-7161	457	8	codified	codify	VERB
cblr-7161	457	9	as	as	SCONJ
cblr-7161	457	10	amended	amend	VERB
cblr-7161	457	11	at	at	ADP
cblr-7161	457	12	12	12	NUM
cblr-7161	457	13	u.s.c	u.s.c	ADJ
cblr-7161	457	14	.	.	PUNCT
cblr-7161	458	1	§	§	PROPN
cblr-7161	458	2	5365(a	5365(a	PROPN
cblr-7161	458	3	)	)	PUNCT
cblr-7161	458	4	(	(	PUNCT
cblr-7161	458	5	2018	2018	NUM
cblr-7161	458	6	)	)	PUNCT
cblr-7161	458	7	)	)	PUNCT
cblr-7161	458	8	.	.	PUNCT
cblr-7161	459	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	459	2	(	(	PUNCT
cblr-7161	459	3	do	do	AUX
cblr-7161	459	4	not	not	PART
cblr-7161	459	5	delte	delte	VERB
cblr-7161	459	6	)	)	PUNCT
cblr-7161	459	7	10/7/2020	10/7/2020	NUM
cblr-7161	459	8	6:42	6:42	NUM
cblr-7161	459	9	pm	pm	NOUN
cblr-7161	459	10	362	362	NUM
cblr-7161	459	11	columbia	columbia	PROPN
cblr-7161	459	12	business	business	NOUN
cblr-7161	459	13	law	law	PROPN
cblr-7161	459	14	review	review	NOUN
cblr-7161	459	15	[	[	X
cblr-7161	459	16	vol	vol	NOUN
cblr-7161	459	17	.	.	PUNCT
cblr-7161	459	18	2020	2020	NUM
cblr-7161	459	19	in	in	ADP
cblr-7161	459	20	consolidated	consolidated	ADJ
cblr-7161	459	21	u.s	u.s	PROPN
cblr-7161	459	22	.	.	PROPN
cblr-7161	459	23	assets	asset	NOUN
cblr-7161	459	24	being	be	AUX
cblr-7161	459	25	expected	expect	VERB
cblr-7161	459	26	to	to	PART
cblr-7161	459	27	have	have	VERB
cblr-7161	459	28	a	a	DET
cblr-7161	459	29	well	well	ADV
cblr-7161	459	30	-	-	PUNCT
cblr-7161	459	31	qualified	qualified	ADJ
cblr-7161	459	32	chief	chief	ADJ
cblr-7161	459	33	risk	risk	NOUN
cblr-7161	459	34	officer	officer	NOUN
cblr-7161	459	35	in	in	ADP
cblr-7161	459	36	the	the	DET
cblr-7161	459	37	united	united	PROPN
cblr-7161	459	38	states	states	PROPN
cblr-7161	459	39	and	and	CCONJ
cblr-7161	459	40	retain	retain	VERB
cblr-7161	459	41	a	a	DET
cblr-7161	459	42	local	local	ADJ
cblr-7161	459	43	board	board	NOUN
cblr-7161	459	44	risk	risk	NOUN
cblr-7161	459	45	committee	committee	NOUN
cblr-7161	459	46	to	to	PART
cblr-7161	459	47	maintain	maintain	VERB
cblr-7161	459	48	a	a	DET
cblr-7161	459	49	consolidated	consolidated	ADJ
cblr-7161	459	50	view	view	NOUN
cblr-7161	459	51	of	of	ADP
cblr-7161	459	52	the	the	DET
cblr-7161	459	53	institution	institution	NOUN
cblr-7161	459	54	’s	’s	PART
cblr-7161	459	55	risk	risk	NOUN
cblr-7161	459	56	across	across	ADP
cblr-7161	459	57	portfolios.108	portfolios.108	ADP
cblr-7161	459	58	regulatory	regulatory	ADJ
cblr-7161	459	59	expectations	expectation	NOUN
cblr-7161	459	60	as	as	ADP
cblr-7161	459	61	to	to	ADP
cblr-7161	459	62	the	the	DET
cblr-7161	459	63	management	management	NOUN
cblr-7161	459	64	of	of	ADP
cblr-7161	459	65	each	each	DET
cblr-7161	459	66	individual	individual	ADJ
cblr-7161	459	67	risk	risk	NOUN
cblr-7161	459	68	stripe	stripe	NOUN
cblr-7161	459	69	are	be	AUX
cblr-7161	459	70	largely	largely	ADV
cblr-7161	459	71	institution	institution	NOUN
cblr-7161	459	72	-	-	PUNCT
cblr-7161	459	73	specific	specific	ADJ
cblr-7161	459	74	,	,	PUNCT
cblr-7161	459	75	however	however	ADV
cblr-7161	459	76	there	there	PRON
cblr-7161	459	77	are	be	VERB
cblr-7161	459	78	several	several	ADJ
cblr-7161	459	79	broad	broad	ADJ
cblr-7161	459	80	themes	theme	NOUN
cblr-7161	459	81	consistent	consistent	ADJ
cblr-7161	459	82	across	across	ADP
cblr-7161	459	83	institutions	institution	NOUN
cblr-7161	459	84	that	that	PRON
cblr-7161	459	85	regulators	regulator	NOUN
cblr-7161	459	86	emphasize	emphasize	VERB
cblr-7161	459	87	when	when	SCONJ
cblr-7161	459	88	identifying	identify	VERB
cblr-7161	459	89	satisfactory	satisfactory	ADJ
cblr-7161	459	90	risk	risk	NOUN
cblr-7161	459	91	management	management	NOUN
cblr-7161	459	92	regimes	regime	NOUN
cblr-7161	459	93	.	.	PUNCT
cblr-7161	460	1	namely	namely	ADV
cblr-7161	460	2	,	,	PUNCT
cblr-7161	460	3	regulators	regulator	NOUN
cblr-7161	460	4	expect	expect	VERB
cblr-7161	460	5	that	that	SCONJ
cblr-7161	460	6	internal	internal	ADJ
cblr-7161	460	7	capital	capital	NOUN
cblr-7161	460	8	and	and	CCONJ
cblr-7161	460	9	liquidity	liquidity	NOUN
cblr-7161	460	10	stress	stress	NOUN
cblr-7161	460	11	tests	test	NOUN
cblr-7161	460	12	are	be	AUX
cblr-7161	460	13	performed	perform	VERB
cblr-7161	460	14	separate	separate	ADJ
cblr-7161	460	15	and	and	CCONJ
cblr-7161	460	16	apart	apart	ADV
cblr-7161	460	17	from	from	ADP
cblr-7161	460	18	the	the	DET
cblr-7161	460	19	ccar	ccar	NOUN
cblr-7161	460	20	exercise,109	exercise,109	VERB
cblr-7161	460	21	appropriate	appropriate	ADJ
cblr-7161	460	22	and	and	CCONJ
cblr-7161	460	23	timely	timely	ADJ
cblr-7161	460	24	management	management	NOUN
cblr-7161	460	25	reports	report	NOUN
cblr-7161	460	26	are	be	AUX
cblr-7161	460	27	produced	produce	VERB
cblr-7161	460	28	with	with	ADP
cblr-7161	460	29	key	key	ADJ
cblr-7161	460	30	summary	summary	NOUN
cblr-7161	460	31	statistics	statistic	NOUN
cblr-7161	460	32	as	as	SCONJ
cblr-7161	460	33	to	to	ADP
cblr-7161	460	34	the	the	DET
cblr-7161	460	35	aggregate	aggregate	ADJ
cblr-7161	460	36	risk	risk	NOUN
cblr-7161	460	37	in	in	ADP
cblr-7161	460	38	each	each	DET
cblr-7161	460	39	division,110	division,110	NOUN
cblr-7161	460	40	risk	risk	NOUN
cblr-7161	460	41	limits	limit	NOUN
cblr-7161	460	42	are	be	AUX
cblr-7161	460	43	established	establish	VERB
cblr-7161	460	44	and	and	CCONJ
cblr-7161	460	45	complied	comply	VERB
cblr-7161	460	46	with,111	with,111	PROPN
cblr-7161	460	47	and	and	CCONJ
cblr-7161	460	48	institutions	institution	NOUN
cblr-7161	460	49	’	'	PUNCT
cblr-7161	460	50	internal	internal	ADJ
cblr-7161	460	51	controls	control	NOUN
cblr-7161	460	52	and	and	CCONJ
cblr-7161	460	53	escalation	escalation	NOUN
cblr-7161	460	54	processes	process	NOUN
cblr-7161	460	55	are	be	AUX
cblr-7161	460	56	followed.112	followed.112	NOUN
cblr-7161	460	57	1	1	NUM
cblr-7161	460	58	.	.	PUNCT
cblr-7161	461	1	regulation	regulation	NOUN
cblr-7161	461	2	yy	yy	INTJ
cblr-7161	461	3	subpart	subpart	NOUN
cblr-7161	461	4	o	o	NOUN
cblr-7161	461	5	and	and	CCONJ
cblr-7161	461	6	the	the	DET
cblr-7161	461	7	structure	structure	NOUN
cblr-7161	461	8	of	of	ADP
cblr-7161	461	9	international	international	ADJ
cblr-7161	461	10	banking	banking	NOUN
cblr-7161	461	11	organizations	organization	NOUN
cblr-7161	461	12	certainly	certainly	ADV
cblr-7161	461	13	,	,	PUNCT
cblr-7161	461	14	as	as	SCONJ
cblr-7161	461	15	was	be	AUX
cblr-7161	461	16	previously	previously	ADV
cblr-7161	461	17	alluded	allude	VERB
cblr-7161	461	18	to	to	ADP
cblr-7161	461	19	,	,	PUNCT
cblr-7161	461	20	the	the	DET
cblr-7161	461	21	frictions	friction	NOUN
cblr-7161	461	22	associated	associate	VERB
cblr-7161	461	23	with	with	ADP
cblr-7161	461	24	coming	come	VERB
cblr-7161	461	25	into	into	ADP
cblr-7161	461	26	compliance	compliance	NOUN
cblr-7161	461	27	with	with	ADP
cblr-7161	461	28	the	the	DET
cblr-7161	461	29	enhanced	enhance	VERB
cblr-7161	461	30	prudential	prudential	ADJ
cblr-7161	461	31	standards	standard	NOUN
cblr-7161	461	32	of	of	ADP
cblr-7161	461	33	regulation	regulation	NOUN
cblr-7161	461	34	yy	yy	NOUN
cblr-7161	461	35	are	be	AUX
cblr-7161	461	36	similarly	similarly	ADV
cblr-7161	461	37	experienced	experience	VERB
cblr-7161	461	38	by	by	ADP
cblr-7161	461	39	both	both	CCONJ
cblr-7161	461	40	large	large	ADJ
cblr-7161	461	41	foreign	foreign	ADJ
cblr-7161	461	42	banking	banking	NOUN
cblr-7161	461	43	organizations	organization	NOUN
cblr-7161	461	44	and	and	CCONJ
cblr-7161	461	45	domestic	domestic	ADJ
cblr-7161	461	46	banking	banking	NOUN
cblr-7161	461	47	organizations	organization	NOUN
cblr-7161	461	48	.	.	PUNCT
cblr-7161	462	1	however	however	ADV
cblr-7161	462	2	,	,	PUNCT
cblr-7161	462	3	foreign	foreign	ADJ
cblr-7161	462	4	banking	banking	NOUN
cblr-7161	462	5	organizations	organization	NOUN
cblr-7161	462	6	face	face	VERB
cblr-7161	462	7	an	an	DET
cblr-7161	462	8	additional	additional	ADJ
cblr-7161	462	9	requirement	requirement	NOUN
cblr-7161	462	10	under	under	ADP
cblr-7161	462	11	regulation	regulation	NOUN
cblr-7161	462	12	yy	yy	PROPN
cblr-7161	462	13	:	:	PUNCT
cblr-7161	462	14	in	in	ADP
cblr-7161	462	15	accordance	accordance	NOUN
cblr-7161	462	16	with	with	ADP
cblr-7161	462	17	subpart	subpart	ADJ
cblr-7161	462	18	o	o	NOUN
cblr-7161	462	19	,	,	PUNCT
cblr-7161	462	20	fbos	fbos	PROPN
cblr-7161	462	21	with	with	ADP
cblr-7161	462	22	over	over	ADP
cblr-7161	462	23	$	$	SYM
cblr-7161	462	24	50	50	NUM
cblr-7161	462	25	billion	billion	NUM
cblr-7161	462	26	in	in	ADP
cblr-7161	462	27	consolidated	consolidated	ADJ
cblr-7161	462	28	u.s	u.s	PROPN
cblr-7161	462	29	.	.	PROPN
cblr-7161	462	30	assets	asset	NOUN
cblr-7161	462	31	were	be	AUX
cblr-7161	462	32	required	require	VERB
cblr-7161	462	33	to	to	PART
cblr-7161	462	34	reorganize	reorganize	VERB
cblr-7161	462	35	their	their	PRON
cblr-7161	462	36	legal	legal	ADJ
cblr-7161	462	37	entity	entity	NOUN
cblr-7161	462	38	structure	structure	NOUN
cblr-7161	462	39	to	to	PART
cblr-7161	462	40	establish	establish	VERB
cblr-7161	462	41	an	an	DET
cblr-7161	462	42	ihc	ihc	NOUN
cblr-7161	462	43	by	by	ADP
cblr-7161	462	44	the	the	DET
cblr-7161	462	45	compliance	compliance	NOUN
cblr-7161	462	46	date	date	NOUN
cblr-7161	462	47	of	of	ADP
cblr-7161	462	48	july	july	PROPN
cblr-7161	462	49	1	1	NUM
cblr-7161	462	50	,	,	PUNCT
cblr-7161	462	51	2016.113	2016.113	NUM
cblr-7161	462	52	this	this	DET
cblr-7161	462	53	process	process	NOUN
cblr-7161	462	54	of	of	ADP
cblr-7161	462	55	reorganization	reorganization	NOUN
cblr-7161	462	56	was	be	AUX
cblr-7161	462	57	extremely	extremely	ADV
cblr-7161	462	58	complex	complex	ADJ
cblr-7161	462	59	and	and	CCONJ
cblr-7161	462	60	resulted	result	VERB
cblr-7161	462	61	in	in	ADP
cblr-7161	462	62	affected	affected	ADJ
cblr-7161	462	63	institutions	institution	NOUN
cblr-7161	462	64	fundamentally	fundamentally	ADV
cblr-7161	462	65	restructuring	restructure	VERB
cblr-7161	462	66	their	their	PRON
cblr-7161	462	67	investment	investment	NOUN
cblr-7161	462	68	activities	activity	NOUN
cblr-7161	462	69	in	in	ADP
cblr-7161	462	70	the	the	DET
cblr-7161	462	71	u.s	u.s	PROPN
cblr-7161	462	72	.	.	PROPN
cblr-7161	462	73	and	and	CCONJ
cblr-7161	462	74	globally	globally	ADV
cblr-7161	462	75	,	,	PUNCT
cblr-7161	462	76	which	which	PRON
cblr-7161	462	77	will	will	AUX
cblr-7161	462	78	be	be	AUX
cblr-7161	462	79	succinctly	succinctly	ADV
cblr-7161	462	80	described	describe	VERB
cblr-7161	462	81	below	below	ADV
cblr-7161	462	82	.	.	PUNCT
cblr-7161	463	1	108	108	NUM
cblr-7161	463	2	see	see	VERB
cblr-7161	463	3	12	12	NUM
cblr-7161	463	4	c.f.r	c.f.r	NOUN
cblr-7161	463	5	.	.	PUNCT
cblr-7161	464	1	§	§	PROPN
cblr-7161	464	2	252.33	252.33	NUM
cblr-7161	464	3	.	.	PUNCT
cblr-7161	465	1	109	109	NUM
cblr-7161	465	2	see	see	VERB
cblr-7161	465	3	i	i	PROPN
cblr-7161	465	4	d.	d.	PROPN
cblr-7161	465	5	§	§	PROPN
cblr-7161	465	6	§	§	PROPN
cblr-7161	465	7	252.51–58	252.51–58	NUM
cblr-7161	465	8	.	.	PUNCT
cblr-7161	466	1	110	110	NUM
cblr-7161	466	2	see	see	VERB
cblr-7161	466	3	i	i	PROPN
cblr-7161	466	4	d.	d.	PROPN
cblr-7161	466	5	§	§	PROPN
cblr-7161	466	6	252.155(a)(2)(ii	252.155(a)(2)(ii	NUM
cblr-7161	466	7	)	)	PUNCT
cblr-7161	466	8	.	.	PUNCT
cblr-7161	467	1	111	111	NUM
cblr-7161	467	2	see	see	VERB
cblr-7161	467	3	i	i	PROPN
cblr-7161	467	4	d.	d.	PROPN
cblr-7161	467	5	§	§	PROPN
cblr-7161	467	6	§	§	PROPN
cblr-7161	467	7	252.70–78	252.70–78	NUM
cblr-7161	467	8	,	,	PUNCT
cblr-7161	467	9	252.33(b)(2)(i)(a	252.33(b)(2)(i)(a	NUM
cblr-7161	467	10	)	)	PUNCT
cblr-7161	467	11	,	,	PUNCT
cblr-7161	467	12	252.34(a)(1	252.34(a)(1	NUM
cblr-7161	467	13	)	)	PUNCT
cblr-7161	467	14	.	.	PUNCT
cblr-7161	468	1	112	112	NUM
cblr-7161	468	2	see	see	VERB
cblr-7161	468	3	i	i	PROPN
cblr-7161	468	4	d.	d.	PROPN
cblr-7161	468	5	§	§	PROPN
cblr-7161	468	6	252.33(a)(2	252.33(a)(2	NOUN
cblr-7161	468	7	)	)	PUNCT
cblr-7161	468	8	.	.	PUNCT
cblr-7161	469	1	113	113	NUM
cblr-7161	469	2	see	see	VERB
cblr-7161	469	3	enhanced	enhance	VERB
cblr-7161	469	4	prudential	prudential	ADJ
cblr-7161	469	5	standards	standard	NOUN
cblr-7161	469	6	for	for	ADP
cblr-7161	469	7	bank	bank	NOUN
cblr-7161	469	8	holding	hold	VERB
cblr-7161	469	9	companies	company	NOUN
cblr-7161	469	10	and	and	CCONJ
cblr-7161	469	11	foreign	foreign	ADJ
cblr-7161	469	12	banking	banking	NOUN
cblr-7161	469	13	organizations	organization	NOUN
cblr-7161	469	14	,	,	PUNCT
cblr-7161	469	15	79	79	NUM
cblr-7161	469	16	fed	feed	VERB
cblr-7161	469	17	.	.	PUNCT
cblr-7161	470	1	reg	reg	PROPN
cblr-7161	470	2	.	.	PROPN
cblr-7161	470	3	17,240	17,240	NUM
cblr-7161	470	4	,	,	PUNCT
cblr-7161	470	5	17,271	17,271	NUM
cblr-7161	470	6	(	(	PUNCT
cblr-7161	470	7	mar	mar	PROPN
cblr-7161	470	8	.	.	PROPN
cblr-7161	470	9	27	27	NUM
cblr-7161	470	10	,	,	PUNCT
cblr-7161	470	11	2014	2014	NUM
cblr-7161	470	12	)	)	PUNCT
cblr-7161	470	13	(	(	PUNCT
cblr-7161	470	14	codified	codify	VERB
cblr-7161	470	15	as	as	SCONJ
cblr-7161	470	16	amended	amend	VERB
cblr-7161	470	17	at	at	ADP
cblr-7161	470	18	12	12	NUM
cblr-7161	470	19	c.f.r	c.f.r	NOUN
cblr-7161	470	20	.	.	PUNCT
cblr-7161	471	1	pt	pt	PROPN
cblr-7161	471	2	252	252	NUM
cblr-7161	471	3	)	)	PUNCT
cblr-7161	471	4	.	.	PUNCT
cblr-7161	472	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	472	2	(	(	PUNCT
cblr-7161	472	3	do	do	AUX
cblr-7161	472	4	not	not	PART
cblr-7161	472	5	delete	delete	VERB
cblr-7161	472	6	)	)	PUNCT
cblr-7161	472	7	10/7/2020	10/7/2020	NUM
cblr-7161	472	8	6:42	6:42	NUM
cblr-7161	472	9	pm	pm	NOUN
cblr-7161	472	10	no	no	INTJ
cblr-7161	472	11	.	.	PUNCT
cblr-7161	473	1	1:336	1:336	NUM
cblr-7161	473	2	]	]	X
cblr-7161	473	3	treacherous	treacherous	ADJ
cblr-7161	473	4	landscape	landscape	NOUN
cblr-7161	473	5	363	363	NUM
cblr-7161	473	6	prior	prior	ADV
cblr-7161	473	7	to	to	ADP
cblr-7161	473	8	ihc	ihc	PROPN
cblr-7161	473	9	reorganization	reorganization	NOUN
cblr-7161	473	10	,	,	PUNCT
cblr-7161	473	11	large	large	ADJ
cblr-7161	473	12	foreign	foreign	ADJ
cblr-7161	473	13	financial	financial	ADJ
cblr-7161	473	14	institutions	institution	NOUN
cblr-7161	473	15	were	be	AUX
cblr-7161	473	16	only	only	ADV
cblr-7161	473	17	required	require	VERB
cblr-7161	473	18	to	to	PART
cblr-7161	473	19	hold	hold	VERB
cblr-7161	473	20	capital	capital	NOUN
cblr-7161	473	21	in	in	ADP
cblr-7161	473	22	the	the	DET
cblr-7161	473	23	united	united	PROPN
cblr-7161	473	24	states	states	PROPN
cblr-7161	473	25	to	to	ADP
cblr-7161	473	26	the	the	DET
cblr-7161	473	27	extent	extent	NOUN
cblr-7161	473	28	that	that	SCONJ
cblr-7161	473	29	they	they	PRON
cblr-7161	473	30	maintained	maintain	VERB
cblr-7161	473	31	a	a	DET
cblr-7161	473	32	chartered	chartered	ADJ
cblr-7161	473	33	u.s	u.s	PROPN
cblr-7161	473	34	.	.	PROPN
cblr-7161	473	35	banking	banking	NOUN
cblr-7161	473	36	entity.114	entity.114	PROPN
cblr-7161	473	37	before	before	SCONJ
cblr-7161	473	38	dodd	dodd	PROPN
cblr-7161	473	39	-	-	PUNCT
cblr-7161	473	40	frank	frank	PROPN
cblr-7161	473	41	was	be	AUX
cblr-7161	473	42	enacted	enact	VERB
cblr-7161	473	43	,	,	PUNCT
cblr-7161	473	44	a	a	DET
cblr-7161	473	45	foreign	foreign	ADJ
cblr-7161	473	46	banking	banking	NOUN
cblr-7161	473	47	organization	organization	NOUN
cblr-7161	473	48	was	be	AUX
cblr-7161	473	49	required	require	VERB
cblr-7161	473	50	to	to	PART
cblr-7161	473	51	establish	establish	VERB
cblr-7161	473	52	a	a	DET
cblr-7161	473	53	chartered	chartered	ADJ
cblr-7161	473	54	banking	banking	NOUN
cblr-7161	473	55	entity	entity	NOUN
cblr-7161	473	56	in	in	ADP
cblr-7161	473	57	the	the	DET
cblr-7161	473	58	united	united	PROPN
cblr-7161	473	59	states	states	PROPN
cblr-7161	473	60	only	only	ADV
cblr-7161	473	61	if	if	SCONJ
cblr-7161	473	62	the	the	DET
cblr-7161	473	63	institution	institution	NOUN
cblr-7161	473	64	intended	intend	VERB
cblr-7161	473	65	to	to	PART
cblr-7161	473	66	accept	accept	VERB
cblr-7161	473	67	retail	retail	ADJ
cblr-7161	473	68	deposits.115	deposits.115	NOUN
cblr-7161	473	69	thus	thus	ADV
cblr-7161	473	70	,	,	PUNCT
cblr-7161	473	71	because	because	SCONJ
cblr-7161	473	72	most	most	ADJ
cblr-7161	473	73	fbos	fbo	NOUN
cblr-7161	473	74	were	be	AUX
cblr-7161	473	75	not	not	PART
cblr-7161	473	76	involved	involve	VERB
cblr-7161	473	77	in	in	ADP
cblr-7161	473	78	retail	retail	ADJ
cblr-7161	473	79	banking	banking	NOUN
cblr-7161	473	80	activity	activity	NOUN
cblr-7161	473	81	in	in	ADP
cblr-7161	473	82	the	the	DET
cblr-7161	473	83	u.s	u.s	PROPN
cblr-7161	473	84	.	.	PROPN
cblr-7161	473	85	prior	prior	ADV
cblr-7161	473	86	to	to	ADP
cblr-7161	473	87	regulation	regulation	NOUN
cblr-7161	473	88	yy	yy	PROPN
cblr-7161	473	89	’s	’s	PART
cblr-7161	473	90	promulgation	promulgation	NOUN
cblr-7161	473	91	,	,	PUNCT
cblr-7161	473	92	most	most	ADJ
cblr-7161	473	93	did	do	AUX
cblr-7161	473	94	not	not	PART
cblr-7161	473	95	have	have	VERB
cblr-7161	473	96	a	a	DET
cblr-7161	473	97	chartered	chartered	ADJ
cblr-7161	473	98	u.s	u.s	PROPN
cblr-7161	473	99	.	.	PROPN
cblr-7161	473	100	banking	banking	NOUN
cblr-7161	473	101	entity	entity	NOUN
cblr-7161	473	102	,	,	PUNCT
cblr-7161	473	103	operating	operate	VERB
cblr-7161	473	104	instead	instead	ADV
cblr-7161	473	105	through	through	ADP
cblr-7161	473	106	a	a	DET
cblr-7161	473	107	“	"	PUNCT
cblr-7161	473	108	agency	agency	NOUN
cblr-7161	473	109	-	-	PUNCT
cblr-7161	473	110	branch	branch	NOUN
cblr-7161	473	111	”	"	PUNCT
cblr-7161	473	112	network.116	network.116	PROPN
cblr-7161	473	113	as	as	ADP
cblr-7161	473	114	a	a	DET
cblr-7161	473	115	result	result	NOUN
cblr-7161	473	116	of	of	ADP
cblr-7161	473	117	this	this	DET
cblr-7161	473	118	regulatory	regulatory	ADJ
cblr-7161	473	119	regime	regime	NOUN
cblr-7161	473	120	in	in	ADP
cblr-7161	473	121	the	the	DET
cblr-7161	473	122	united	united	PROPN
cblr-7161	473	123	states	states	PROPN
cblr-7161	473	124	,	,	PUNCT
cblr-7161	473	125	all	all	DET
cblr-7161	473	126	business	business	NOUN
cblr-7161	473	127	done	do	VERB
cblr-7161	473	128	by	by	ADP
cblr-7161	473	129	foreign	foreign	ADJ
cblr-7161	473	130	banking	banking	NOUN
cblr-7161	473	131	organizations	organization	NOUN
cblr-7161	473	132	in	in	ADP
cblr-7161	473	133	the	the	DET
cblr-7161	473	134	u.s	u.s	PROPN
cblr-7161	473	135	.	.	PROPN
cblr-7161	473	136	served	serve	VERB
cblr-7161	473	137	not	not	PART
cblr-7161	473	138	only	only	ADV
cblr-7161	473	139	to	to	PART
cblr-7161	473	140	accomplish	accomplish	VERB
cblr-7161	473	141	the	the	DET
cblr-7161	473	142	enterprise	enterprise	NOUN
cblr-7161	473	143	goals	goal	NOUN
cblr-7161	473	144	of	of	ADP
cblr-7161	473	145	the	the	DET
cblr-7161	473	146	institution	institution	NOUN
cblr-7161	473	147	,	,	PUNCT
cblr-7161	473	148	but	but	CCONJ
cblr-7161	473	149	also	also	ADV
cblr-7161	473	150	offered	offer	VERB
cblr-7161	473	151	liquidity	liquidity	NOUN
cblr-7161	473	152	to	to	ADP
cblr-7161	473	153	the	the	DET
cblr-7161	473	154	broader	broad	ADJ
cblr-7161	473	155	organization	organization	NOUN
cblr-7161	473	156	,	,	PUNCT
cblr-7161	473	157	particularly	particularly	ADV
cblr-7161	473	158	for	for	SCONJ
cblr-7161	473	159	those	those	DET
cblr-7161	473	160	business	business	NOUN
cblr-7161	473	161	lines	line	NOUN
cblr-7161	473	162	(	(	PUNCT
cblr-7161	473	163	retail	retail	ADJ
cblr-7161	473	164	banking	banking	NOUN
cblr-7161	473	165	,	,	PUNCT
cblr-7161	473	166	structured	structure	VERB
cblr-7161	473	167	finance	finance	NOUN
cblr-7161	473	168	)	)	PUNCT
cblr-7161	473	169	that	that	PRON
cblr-7161	473	170	are	be	AUX
cblr-7161	473	171	relatively	relatively	ADV
cblr-7161	473	172	illiquid.117	illiquid.117	ADJ
cblr-7161	473	173	that	that	PRON
cblr-7161	473	174	is	be	AUX
cblr-7161	473	175	,	,	PUNCT
cblr-7161	473	176	in	in	ADP
cblr-7161	473	177	the	the	DET
cblr-7161	473	178	pre	pre	ADJ
cblr-7161	473	179	-	-	ADJ
cblr-7161	473	180	crisis	crisis	ADJ
cblr-7161	473	181	era	era	NOUN
cblr-7161	473	182	funds	fund	NOUN
cblr-7161	473	183	could	could	AUX
cblr-7161	473	184	flow	flow	VERB
cblr-7161	473	185	freely	freely	ADV
cblr-7161	473	186	between	between	ADP
cblr-7161	473	187	fbos	fbo	NOUN
cblr-7161	473	188	’	'	PUNCT
cblr-7161	473	189	u.s	u.s	PROPN
cblr-7161	473	190	.	.	PROPN
cblr-7161	473	191	branches	branch	NOUN
cblr-7161	473	192	and	and	CCONJ
cblr-7161	473	193	their	their	PRON
cblr-7161	473	194	global	global	ADJ
cblr-7161	473	195	network	network	NOUN
cblr-7161	473	196	of	of	ADP
cblr-7161	473	197	legal	legal	ADJ
cblr-7161	473	198	entities	entity	NOUN
cblr-7161	473	199	,	,	PUNCT
cblr-7161	473	200	and	and	CCONJ
cblr-7161	473	201	there	there	ADV
cblr-7161	473	202	114	114	NUM
cblr-7161	473	203	see	see	VERB
cblr-7161	473	204	foreign	foreign	ADJ
cblr-7161	473	205	banks	bank	NOUN
cblr-7161	473	206	and	and	CCONJ
cblr-7161	473	207	the	the	DET
cblr-7161	473	208	federal	federal	PROPN
cblr-7161	473	209	reserve	reserve	PROPN
cblr-7161	473	210	,	,	PUNCT
cblr-7161	473	211	fed	fed	PROPN
cblr-7161	473	212	.	.	PUNCT
cblr-7161	474	1	res	res	PROPN
cblr-7161	474	2	.	.	PUNCT
cblr-7161	474	3	bank	bank	PROPN
cblr-7161	474	4	of	of	ADP
cblr-7161	474	5	n.y	n.y	PROPN
cblr-7161	474	6	.	.	PROPN
cblr-7161	474	7	(	(	PUNCT
cblr-7161	474	8	apr	apr	PROPN
cblr-7161	474	9	.	.	PROPN
cblr-7161	474	10	1	1	NUM
cblr-7161	474	11	,	,	PUNCT
cblr-7161	474	12	2007	2007	NUM
cblr-7161	474	13	)	)	PUNCT
cblr-7161	474	14	,	,	PUNCT
cblr-7161	474	15	https://www.newyorkfed.org/aboutthefed/fedpoint/fed26.html	https://www.newyorkfed.org/aboutthefed/fedpoint/fed26.html	PROPN
cblr-7161	475	1	[	[	X
cblr-7161	475	2	https://perma.cc/c3bd-t938	https://perma.cc/c3bd-t938	X
cblr-7161	475	3	]	]	PUNCT
cblr-7161	475	4	.	.	PUNCT
cblr-7161	476	1	see	see	VERB
cblr-7161	476	2	also	also	ADV
cblr-7161	476	3	tarullo	tarullo	PROPN
cblr-7161	476	4	,	,	PUNCT
cblr-7161	476	5	supra	supra	PROPN
cblr-7161	476	6	note	note	NOUN
cblr-7161	476	7	3	3	NUM
cblr-7161	476	8	,	,	PUNCT
cblr-7161	476	9	at	at	ADP
cblr-7161	476	10	11	11	NUM
cblr-7161	476	11	(	(	PUNCT
cblr-7161	476	12	“	"	PUNCT
cblr-7161	476	13	[	[	X
cblr-7161	476	14	t]he	t]he	ADV
cblr-7161	476	15	united	united	ADJ
cblr-7161	476	16	states	state	NOUN
cblr-7161	476	17	did	do	AUX
cblr-7161	476	18	not	not	PART
cblr-7161	476	19	—	—	PUNCT
cblr-7161	476	20	prior	prior	ADV
cblr-7161	476	21	to	to	ADP
cblr-7161	476	22	the	the	DET
cblr-7161	476	23	financial	financial	ADJ
cblr-7161	476	24	crisis	crisis	NOUN
cblr-7161	476	25	—	—	PUNCT
cblr-7161	476	26	require	require	VERB
cblr-7161	476	27	that	that	SCONJ
cblr-7161	476	28	all	all	DET
cblr-7161	476	29	broker	broker	NOUN
cblr-7161	476	30	-	-	PUNCT
cblr-7161	476	31	dealers	dealer	NOUN
cblr-7161	476	32	and	and	CCONJ
cblr-7161	476	33	investment	investment	NOUN
cblr-7161	476	34	banks	bank	NOUN
cblr-7161	476	35	meet	meet	VERB
cblr-7161	476	36	basel	basel	PROPN
cblr-7161	476	37	capital	capital	NOUN
cblr-7161	476	38	standards	standard	NOUN
cblr-7161	476	39	.	.	PUNCT
cblr-7161	476	40	”	"	PUNCT
cblr-7161	476	41	)	)	PUNCT
cblr-7161	476	42	.	.	PUNCT
cblr-7161	477	1	note	note	VERB
cblr-7161	477	2	that	that	SCONJ
cblr-7161	477	3	although	although	SCONJ
cblr-7161	477	4	branches	branch	NOUN
cblr-7161	477	5	are	be	AUX
cblr-7161	477	6	not	not	PART
cblr-7161	477	7	subject	subject	ADJ
cblr-7161	477	8	to	to	ADP
cblr-7161	477	9	u.s	u.s	PROPN
cblr-7161	477	10	.	.	PROPN
cblr-7161	477	11	capital	capital	NOUN
cblr-7161	477	12	adequacy	adequacy	NOUN
cblr-7161	477	13	requirements	requirement	NOUN
cblr-7161	477	14	,	,	PUNCT
cblr-7161	477	15	under	under	ADP
cblr-7161	477	16	the	the	DET
cblr-7161	477	17	international	international	ADJ
cblr-7161	477	18	banking	banking	NOUN
cblr-7161	477	19	act	act	NOUN
cblr-7161	477	20	they	they	PRON
cblr-7161	477	21	must	must	AUX
cblr-7161	477	22	maintain	maintain	VERB
cblr-7161	477	23	a	a	DET
cblr-7161	477	24	capital	capital	NOUN
cblr-7161	477	25	equivalency	equivalency	NOUN
cblr-7161	477	26	deposit	deposit	NOUN
cblr-7161	477	27	equal	equal	ADJ
cblr-7161	477	28	to	to	ADP
cblr-7161	477	29	five	five	NUM
cblr-7161	477	30	percent	percent	NOUN
cblr-7161	477	31	of	of	ADP
cblr-7161	477	32	their	their	PRON
cblr-7161	477	33	liabilities	liability	NOUN
cblr-7161	477	34	.	.	PUNCT
cblr-7161	478	1	see	see	VERB
cblr-7161	478	2	international	international	ADJ
cblr-7161	478	3	banking	banking	NOUN
cblr-7161	478	4	act	act	NOUN
cblr-7161	478	5	of	of	ADP
cblr-7161	478	6	1978	1978	NUM
cblr-7161	478	7	,	,	PUNCT
cblr-7161	478	8	pub	pub	NOUN
cblr-7161	478	9	.	.	PUNCT
cblr-7161	479	1	l.	l.	PROPN
cblr-7161	479	2	no	no	INTJ
cblr-7161	479	3	.	.	PROPN
cblr-7161	480	1	95	95	NUM
cblr-7161	480	2	-	-	SYM
cblr-7161	480	3	369	369	NUM
cblr-7161	480	4	,	,	PUNCT
cblr-7161	480	5	§	§	PROPN
cblr-7161	480	6	4(g	4(g	NUM
cblr-7161	480	7	)	)	PUNCT
cblr-7161	480	8	,	,	PUNCT
cblr-7161	480	9	92	92	NUM
cblr-7161	480	10	stat	stat	NOUN
cblr-7161	480	11	.	.	PUNCT
cblr-7161	481	1	607	607	NUM
cblr-7161	481	2	,	,	PUNCT
cblr-7161	481	3	611	611	NUM
cblr-7161	481	4	(	(	PUNCT
cblr-7161	481	5	codified	codify	VERB
cblr-7161	481	6	as	as	SCONJ
cblr-7161	481	7	amended	amend	VERB
cblr-7161	481	8	at	at	ADP
cblr-7161	481	9	12	12	NUM
cblr-7161	481	10	u.s.c	u.s.c	ADJ
cblr-7161	481	11	.	.	PUNCT
cblr-7161	482	1	§	§	PROPN
cblr-7161	482	2	3102(g	3102(g	NUM
cblr-7161	482	3	)	)	PUNCT
cblr-7161	482	4	(	(	PUNCT
cblr-7161	482	5	2018	2018	NUM
cblr-7161	482	6	)	)	PUNCT
cblr-7161	482	7	)	)	PUNCT
cblr-7161	482	8	.	.	PUNCT
cblr-7161	483	1	115	115	NUM
cblr-7161	483	2	see	see	VERB
cblr-7161	483	3	12	12	NUM
cblr-7161	483	4	u.s.c	u.s.c	ADJ
cblr-7161	483	5	.	.	PUNCT
cblr-7161	484	1	§	§	PROPN
cblr-7161	484	2	3102(d	3102(d	NUM
cblr-7161	484	3	)	)	PUNCT
cblr-7161	484	4	(	(	PUNCT
cblr-7161	484	5	2018	2018	NUM
cblr-7161	484	6	)	)	PUNCT
cblr-7161	484	7	.	.	PUNCT
cblr-7161	485	1	figure	figure	VERB
cblr-7161	485	2	1	1	NUM
cblr-7161	485	3	,	,	PUNCT
cblr-7161	485	4	infra	infra	NOUN
cblr-7161	485	5	,	,	PUNCT
cblr-7161	485	6	represents	represent	VERB
cblr-7161	485	7	a	a	DET
cblr-7161	485	8	case	case	NOUN
cblr-7161	485	9	where	where	SCONJ
cblr-7161	485	10	an	an	DET
cblr-7161	485	11	fbo	fbo	NOUN
cblr-7161	485	12	chooses	choose	VERB
cblr-7161	485	13	to	to	PART
cblr-7161	485	14	establish	establish	VERB
cblr-7161	485	15	a	a	DET
cblr-7161	485	16	chartered	chartered	ADJ
cblr-7161	485	17	banking	banking	NOUN
cblr-7161	485	18	entity	entity	NOUN
cblr-7161	485	19	under	under	ADP
cblr-7161	485	20	a	a	DET
cblr-7161	485	21	bank	bank	NOUN
cblr-7161	485	22	holding	hold	VERB
cblr-7161	485	23	company	company	NOUN
cblr-7161	485	24	.	.	PUNCT
cblr-7161	486	1	under	under	ADP
cblr-7161	486	2	that	that	DET
cblr-7161	486	3	illustration	illustration	NOUN
cblr-7161	486	4	,	,	PUNCT
cblr-7161	486	5	the	the	DET
cblr-7161	486	6	fbo	fbo	NOUN
cblr-7161	486	7	would	would	AUX
cblr-7161	486	8	be	be	AUX
cblr-7161	486	9	required	require	VERB
cblr-7161	486	10	to	to	PART
cblr-7161	486	11	hold	hold	VERB
cblr-7161	486	12	capital	capital	NOUN
cblr-7161	486	13	at	at	ADP
cblr-7161	486	14	both	both	CCONJ
cblr-7161	486	15	the	the	DET
cblr-7161	486	16	holding	hold	VERB
cblr-7161	486	17	company	company	NOUN
cblr-7161	486	18	and	and	CCONJ
cblr-7161	486	19	bank	bank	NOUN
cblr-7161	486	20	level	level	NOUN
cblr-7161	486	21	.	.	PUNCT
cblr-7161	487	1	see	see	VERB
cblr-7161	487	2	capital	capital	NOUN
cblr-7161	487	3	adequacy	adequacy	NOUN
cblr-7161	487	4	of	of	ADP
cblr-7161	487	5	bank	bank	NOUN
cblr-7161	487	6	holding	hold	VERB
cblr-7161	487	7	companies	company	NOUN
cblr-7161	487	8	,	,	PUNCT
cblr-7161	487	9	savings	saving	NOUN
cblr-7161	487	10	and	and	CCONJ
cblr-7161	487	11	loan	loan	NOUN
cblr-7161	487	12	holding	hold	VERB
cblr-7161	487	13	companies	company	NOUN
cblr-7161	487	14	,	,	PUNCT
cblr-7161	487	15	and	and	CCONJ
cblr-7161	487	16	state	state	NOUN
cblr-7161	487	17	member	member	NOUN
cblr-7161	487	18	banks	bank	NOUN
cblr-7161	487	19	(	(	PUNCT
cblr-7161	487	20	regulation	regulation	NOUN
cblr-7161	487	21	q	q	NOUN
cblr-7161	487	22	)	)	PUNCT
cblr-7161	487	23	,	,	PUNCT
cblr-7161	487	24	12	12	NUM
cblr-7161	487	25	c.f.r	c.f.r	NOUN
cblr-7161	487	26	.	.	PUNCT
cblr-7161	488	1	§	§	PROPN
cblr-7161	488	2	217	217	NUM
cblr-7161	488	3	(	(	PUNCT
cblr-7161	488	4	2020	2020	NUM
cblr-7161	488	5	)	)	PUNCT
cblr-7161	488	6	.	.	PUNCT
cblr-7161	489	1	116	116	NUM
cblr-7161	489	2	see	see	VERB
cblr-7161	489	3	goulding	goulding	NOUN
cblr-7161	489	4	&	&	CCONJ
cblr-7161	489	5	nolle	nolle	PROPN
cblr-7161	489	6	,	,	PUNCT
cblr-7161	489	7	supra	supra	PROPN
cblr-7161	489	8	note	note	PROPN
cblr-7161	489	9	88	88	NUM
cblr-7161	489	10	,	,	PUNCT
cblr-7161	489	11	at	at	ADP
cblr-7161	489	12	3–4	3–4	NUM
cblr-7161	489	13	,	,	PUNCT
cblr-7161	489	14	54	54	NUM
cblr-7161	489	15	tbl.1	tbl.1	ADV
cblr-7161	489	16	.	.	PUNCT
cblr-7161	490	1	recall	recall	VERB
cblr-7161	490	2	that	that	SCONJ
cblr-7161	490	3	branches	branch	NOUN
cblr-7161	490	4	of	of	ADP
cblr-7161	490	5	fbos	fbo	NOUN
cblr-7161	490	6	are	be	AUX
cblr-7161	490	7	not	not	PART
cblr-7161	490	8	chartered	charter	VERB
cblr-7161	490	9	banking	banking	NOUN
cblr-7161	490	10	entities	entity	NOUN
cblr-7161	490	11	,	,	PUNCT
cblr-7161	490	12	they	they	PRON
cblr-7161	490	13	are	be	AUX
cblr-7161	490	14	only	only	ADV
cblr-7161	490	15	federally	federally	ADV
cblr-7161	490	16	licensed	license	VERB
cblr-7161	490	17	.	.	PUNCT
cblr-7161	491	1	see	see	VERB
cblr-7161	491	2	supra	supra	PROPN
cblr-7161	491	3	note	note	PROPN
cblr-7161	491	4	87	87	NUM
cblr-7161	491	5	and	and	CCONJ
cblr-7161	491	6	accompanying	accompany	VERB
cblr-7161	491	7	text	text	NOUN
cblr-7161	491	8	.	.	PUNCT
cblr-7161	492	1	117	117	NUM
cblr-7161	492	2	see	see	VERB
cblr-7161	492	3	nicola	nicola	PROPN
cblr-7161	492	4	cetorelli	cetorelli	PROPN
cblr-7161	492	5	&	&	CCONJ
cblr-7161	492	6	linda	linda	PROPN
cblr-7161	492	7	goldberg	goldberg	PROPN
cblr-7161	492	8	,	,	PUNCT
cblr-7161	492	9	liquidity	liquidity	NOUN
cblr-7161	492	10	management	management	NOUN
cblr-7161	492	11	of	of	ADP
cblr-7161	492	12	u.s	u.s	PROPN
cblr-7161	492	13	.	.	PROPN
cblr-7161	492	14	global	global	ADJ
cblr-7161	492	15	banks	bank	NOUN
cblr-7161	492	16	:	:	PUNCT
cblr-7161	492	17	internal	internal	ADJ
cblr-7161	492	18	capital	capital	NOUN
cblr-7161	492	19	markets	market	NOUN
cblr-7161	492	20	in	in	ADP
cblr-7161	492	21	the	the	DET
cblr-7161	492	22	great	great	ADJ
cblr-7161	492	23	recession	recession	NOUN
cblr-7161	492	24	2	2	NUM
cblr-7161	492	25	(	(	PUNCT
cblr-7161	492	26	fed	fed	PROPN
cblr-7161	492	27	.	.	PUNCT
cblr-7161	492	28	reserve	reserve	PROPN
cblr-7161	492	29	bank	bank	PROPN
cblr-7161	492	30	of	of	ADP
cblr-7161	492	31	n.y	n.y	PROPN
cblr-7161	492	32	.	.	PROPN
cblr-7161	492	33	,	,	PUNCT
cblr-7161	492	34	paper	paper	NOUN
cblr-7161	492	35	no	no	NOUN
cblr-7161	492	36	.	.	PROPN
cblr-7161	492	37	511	511	NUM
cblr-7161	492	38	,	,	PUNCT
cblr-7161	492	39	2012	2012	NUM
cblr-7161	492	40	)	)	PUNCT
cblr-7161	492	41	,	,	PUNCT
cblr-7161	492	42	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr511.pdf	https://www.newyorkfed.org/medialibrary/media/research/staff_reports/sr511.pdf	PROPN
cblr-7161	493	1	[	[	X
cblr-7161	493	2	https://perma.cc/u3kz-hn8l	https://perma.cc/u3kz-hn8l	X
cblr-7161	493	3	]	]	X
cblr-7161	493	4	;	;	PUNCT
cblr-7161	493	5	berlin	berlin	PROPN
cblr-7161	493	6	,	,	PUNCT
cblr-7161	493	7	supra	supra	PROPN
cblr-7161	493	8	note	note	PROPN
cblr-7161	493	9	36	36	NUM
cblr-7161	493	10	,	,	PUNCT
cblr-7161	493	11	at	at	ADP
cblr-7161	493	12	3	3	NUM
cblr-7161	493	13	.	.	NOUN
cblr-7161	494	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	494	2	(	(	PUNCT
cblr-7161	494	3	do	do	AUX
cblr-7161	494	4	not	not	PART
cblr-7161	494	5	delte	delte	VERB
cblr-7161	494	6	)	)	PUNCT
cblr-7161	494	7	10/7/2020	10/7/2020	NUM
cblr-7161	494	8	6:42	6:42	NUM
cblr-7161	494	9	pm	pm	NOUN
cblr-7161	494	10	364	364	NUM
cblr-7161	494	11	columbia	columbia	PROPN
cblr-7161	494	12	business	business	NOUN
cblr-7161	494	13	law	law	PROPN
cblr-7161	494	14	review	review	NOUN
cblr-7161	494	15	[	[	X
cblr-7161	494	16	vol	vol	NOUN
cblr-7161	494	17	.	.	PUNCT
cblr-7161	494	18	2020	2020	NUM
cblr-7161	494	19	is	be	AUX
cblr-7161	494	20	evidence	evidence	NOUN
cblr-7161	494	21	to	to	PART
cblr-7161	494	22	suggest	suggest	VERB
cblr-7161	494	23	that	that	SCONJ
cblr-7161	494	24	fbos	fbo	NOUN
cblr-7161	494	25	have	have	AUX
cblr-7161	494	26	responded	respond	VERB
cblr-7161	494	27	to	to	ADP
cblr-7161	494	28	liquidity	liquidity	NOUN
cblr-7161	494	29	and	and	CCONJ
cblr-7161	494	30	capital	capital	NOUN
cblr-7161	494	31	shocks	shock	NOUN
cblr-7161	494	32	in	in	ADP
cblr-7161	494	33	the	the	DET
cblr-7161	494	34	past	past	NOUN
cblr-7161	494	35	by	by	ADP
cblr-7161	494	36	relying	rely	VERB
cblr-7161	494	37	on	on	ADP
cblr-7161	494	38	their	their	PRON
cblr-7161	494	39	“	"	PUNCT
cblr-7161	494	40	internal	internal	ADJ
cblr-7161	494	41	capital	capital	NOUN
cblr-7161	494	42	markets	market	NOUN
cblr-7161	494	43	.	.	PUNCT
cblr-7161	495	1	”118	”118	PROPN
cblr-7161	495	2	figure	figure	VERB
cblr-7161	495	3	1	1	NUM
cblr-7161	495	4	:	:	PUNCT
cblr-7161	495	5	pre	pre	ADJ
cblr-7161	495	6	-	-	NOUN
cblr-7161	495	7	regulation	regulation	ADJ
cblr-7161	495	8	yy	yy	PROPN
cblr-7161	495	9	international	international	PROPN
cblr-7161	495	10	bank	bank	PROPN
cblr-7161	495	11	structure119	structure119	PROPN
cblr-7161	495	12	with	with	ADP
cblr-7161	495	13	the	the	DET
cblr-7161	495	14	promulgation	promulgation	NOUN
cblr-7161	495	15	of	of	ADP
cblr-7161	495	16	subpart	subpart	ADJ
cblr-7161	495	17	o	o	NOUN
cblr-7161	495	18	,	,	PUNCT
cblr-7161	495	19	the	the	DET
cblr-7161	495	20	organizational	organizational	ADJ
cblr-7161	495	21	structure	structure	NOUN
cblr-7161	495	22	and	and	CCONJ
cblr-7161	495	23	funding	funding	NOUN
cblr-7161	495	24	strategy	strategy	NOUN
cblr-7161	495	25	of	of	ADP
cblr-7161	495	26	fbos	fbos	PROPN
cblr-7161	495	27	has	have	AUX
cblr-7161	495	28	been	be	AUX
cblr-7161	495	29	dramatically	dramatically	ADV
cblr-7161	495	30	118	118	NUM
cblr-7161	495	31	see	see	NOUN
cblr-7161	495	32	cetorelli	cetorelli	PROPN
cblr-7161	495	33	&	&	CCONJ
cblr-7161	495	34	goldberg	goldberg	PROPN
cblr-7161	495	35	,	,	PUNCT
cblr-7161	495	36	supra	supra	PROPN
cblr-7161	495	37	note	note	NOUN
cblr-7161	495	38	117	117	NUM
cblr-7161	495	39	.	.	PUNCT
cblr-7161	496	1	“	"	PUNCT
cblr-7161	496	2	internal	internal	ADJ
cblr-7161	496	3	capital	capital	NOUN
cblr-7161	496	4	markets	market	NOUN
cblr-7161	496	5	”	"	PUNCT
cblr-7161	496	6	refers	refer	VERB
cblr-7161	496	7	to	to	ADP
cblr-7161	496	8	the	the	DET
cblr-7161	496	9	funding	funding	NOUN
cblr-7161	496	10	banking	banking	NOUN
cblr-7161	496	11	organizations	organization	NOUN
cblr-7161	496	12	have	have	VERB
cblr-7161	496	13	access	access	NOUN
cblr-7161	496	14	to	to	ADP
cblr-7161	496	15	through	through	ADP
cblr-7161	496	16	their	their	PRON
cblr-7161	496	17	network	network	NOUN
cblr-7161	496	18	of	of	ADP
cblr-7161	496	19	parent	parent	NOUN
cblr-7161	496	20	companies	company	NOUN
cblr-7161	496	21	/	/	SYM
cblr-7161	496	22	legal	legal	ADJ
cblr-7161	496	23	entities	entity	NOUN
cblr-7161	496	24	.	.	PUNCT
cblr-7161	497	1	see	see	VERB
cblr-7161	497	2	berlin	berlin	PROPN
cblr-7161	497	3	,	,	PUNCT
cblr-7161	497	4	supra	supra	PROPN
cblr-7161	497	5	note	note	PROPN
cblr-7161	497	6	36	36	NUM
cblr-7161	497	7	,	,	PUNCT
cblr-7161	497	8	at	at	ADP
cblr-7161	497	9	3	3	NUM
cblr-7161	497	10	.	.	NOUN
cblr-7161	497	11	119	119	NUM
cblr-7161	497	12	see	see	VERB
cblr-7161	497	13	davis	davis	PROPN
cblr-7161	497	14	polk	polk	PROPN
cblr-7161	497	15	&	&	CCONJ
cblr-7161	497	16	wardwell	wardwell	PROPN
cblr-7161	497	17	llp	llp	PROPN
cblr-7161	497	18	,	,	PUNCT
cblr-7161	497	19	u.s	u.s	PROPN
cblr-7161	497	20	.	.	PROPN
cblr-7161	497	21	intermediate	intermediate	ADJ
cblr-7161	497	22	holding	hold	VERB
cblr-7161	497	23	company	company	NOUN
cblr-7161	497	24	:	:	PUNCT
cblr-7161	497	25	structuring	structuring	NOUN
cblr-7161	497	26	and	and	CCONJ
cblr-7161	497	27	regulatory	regulatory	ADJ
cblr-7161	497	28	considerations	consideration	NOUN
cblr-7161	497	29	for	for	ADP
cblr-7161	497	30	foreign	foreign	ADJ
cblr-7161	497	31	banks	bank	NOUN
cblr-7161	497	32	6	6	NUM
cblr-7161	497	33	(	(	PUNCT
cblr-7161	497	34	2014	2014	NUM
cblr-7161	497	35	)	)	PUNCT
cblr-7161	497	36	,	,	PUNCT
cblr-7161	497	37	https://www.davispolk.com/files/u.s.intermediate.holding.company.structuring.and_.regulatory.considerations.for_.foreign.banks_.pdf	https://www.davispolk.com/files/u.s.intermediate.holding.company.structuring.and_.regulatory.considerations.for_.foreign.banks_.pdf	X
cblr-7161	498	1	[	[	X
cblr-7161	498	2	https://perma.cc/ye4f-qs2w	https://perma.cc/ye4f-qs2w	X
cblr-7161	498	3	]	]	PUNCT
cblr-7161	498	4	.	.	PUNCT
cblr-7161	499	1	foreign	foreign	PROPN
cblr-7161	499	2	bank	bank	PROPN
cblr-7161	499	3	u.s	u.s	PROPN
cblr-7161	499	4	.	.	PROPN
cblr-7161	499	5	branch	branch	PROPN
cblr-7161	499	6	u.s	u.s	PROPN
cblr-7161	499	7	.	.	PROPN
cblr-7161	499	8	funding	funding	NOUN
cblr-7161	499	9	vehicle	vehicle	NOUN
cblr-7161	499	10	u.s	u.s	PROPN
cblr-7161	499	11	.	.	PROPN
cblr-7161	499	12	bank	bank	PROPN
cblr-7161	499	13	holding	hold	VERB
cblr-7161	499	14	company	company	NOUN
cblr-7161	499	15	u.s	u.s	PROPN
cblr-7161	499	16	.	.	PROPN
cblr-7161	499	17	broker	broker	PROPN
cblr-7161	499	18	dealer	dealer	PROPN
cblr-7161	499	19	u.s	u.s	PROPN
cblr-7161	499	20	.	.	PROPN
cblr-7161	499	21	financial	financial	PROPN
cblr-7161	499	22	co.	co.	PROPN
cblr-7161	499	23	u.s	u.s	PROPN
cblr-7161	499	24	.	.	PROPN
cblr-7161	499	25	commercial	commercial	PROPN
cblr-7161	499	26	co.	co.	PROPN
cblr-7161	499	27	u.s	u.s	PROPN
cblr-7161	499	28	.	.	PROPN
cblr-7161	499	29	bank	bank	PROPN
cblr-7161	499	30	non	non	PROPN
cblr-7161	499	31	-	-	ADJ
cblr-7161	499	32	u.s	u.s	PROPN
cblr-7161	499	33	.	.	PROPN
cblr-7161	499	34	company	company	PROPN
cblr-7161	499	35	non	non	PROPN
cblr-7161	499	36	-	-	ADJ
cblr-7161	499	37	u.s	u.s	PROPN
cblr-7161	499	38	.	.	PROPN
cblr-7161	499	39	company	company	PROPN
cblr-7161	499	40	edge	edge	PROPN
cblr-7161	499	41	act	act	PROPN
cblr-7161	499	42	subsidiary	subsidiary	PROPN
cblr-7161	499	43	u.s	u.s	PROPN
cblr-7161	499	44	.	.	PROPN
cblr-7161	499	45	operating	operate	VERB
cblr-7161	499	46	subsidiary	subsidiary	NOUN
cblr-7161	499	47	non	non	PROPN
cblr-7161	499	48	-	-	ADJ
cblr-7161	499	49	u.s	u.s	PROPN
cblr-7161	499	50	.	.	PROPN
cblr-7161	499	51	company	company	NOUN
cblr-7161	499	52	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	499	53	(	(	PUNCT
cblr-7161	499	54	do	do	AUX
cblr-7161	499	55	not	not	PART
cblr-7161	499	56	delete	delete	VERB
cblr-7161	499	57	)	)	PUNCT
cblr-7161	499	58	10/7/2020	10/7/2020	NUM
cblr-7161	499	59	6:42	6:42	NUM
cblr-7161	499	60	pm	pm	NOUN
cblr-7161	499	61	no	no	INTJ
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cblr-7161	500	1	1:336	1:336	NUM
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cblr-7161	500	3	treacherous	treacherous	ADJ
cblr-7161	500	4	landscape	landscape	NOUN
cblr-7161	500	5	365	365	NUM
cblr-7161	500	6	disrupted	disrupt	VERB
cblr-7161	500	7	.	.	PUNCT
cblr-7161	501	1	first	first	ADV
cblr-7161	501	2	and	and	CCONJ
cblr-7161	501	3	most	most	ADV
cblr-7161	501	4	fundamentally	fundamentally	ADV
cblr-7161	501	5	,	,	PUNCT
cblr-7161	501	6	fbos	fbo	NOUN
cblr-7161	501	7	are	be	AUX
cblr-7161	501	8	required	require	VERB
cblr-7161	501	9	under	under	ADP
cblr-7161	501	10	subpart	subpart	NOUN
cblr-7161	501	11	o	o	NOUN
cblr-7161	501	12	to	to	PART
cblr-7161	501	13	establish	establish	VERB
cblr-7161	501	14	a	a	DET
cblr-7161	501	15	chartered	chartered	ADJ
cblr-7161	501	16	banking	banking	NOUN
cblr-7161	501	17	entity	entity	NOUN
cblr-7161	501	18	,	,	PUNCT
cblr-7161	501	19	the	the	DET
cblr-7161	501	20	ihc	ihc	PROPN
cblr-7161	501	21	itself	itself	PRON
cblr-7161	501	22	,	,	PUNCT
cblr-7161	501	23	in	in	ADP
cblr-7161	501	24	the	the	DET
cblr-7161	501	25	united	united	PROPN
cblr-7161	501	26	states.120	states.120	PROPN
cblr-7161	501	27	under	under	ADP
cblr-7161	501	28	subpart	subpart	NOUN
cblr-7161	501	29	o	o	NOUN
cblr-7161	501	30	,	,	PUNCT
cblr-7161	501	31	there	there	PRON
cblr-7161	501	32	are	be	VERB
cblr-7161	501	33	several	several	ADJ
cblr-7161	501	34	entities	entity	NOUN
cblr-7161	501	35	that	that	PRON
cblr-7161	501	36	must	must	AUX
cblr-7161	501	37	be	be	AUX
cblr-7161	501	38	organized	organize	VERB
cblr-7161	501	39	under	under	ADP
cblr-7161	501	40	the	the	DET
cblr-7161	501	41	ihc	ihc	PROPN
cblr-7161	501	42	.	.	PUNCT
cblr-7161	502	1	first	first	ADV
cblr-7161	502	2	,	,	PUNCT
cblr-7161	502	3	any	any	DET
cblr-7161	502	4	u.s	u.s	PROPN
cblr-7161	502	5	.	.	PROPN
cblr-7161	502	6	company121	company121	PROPN
cblr-7161	502	7	controlled	control	VERB
cblr-7161	502	8	by	by	ADP
cblr-7161	502	9	a	a	DET
cblr-7161	502	10	fbo	fbo	NOUN
cblr-7161	502	11	with	with	ADP
cblr-7161	502	12	total	total	ADJ
cblr-7161	502	13	consolidated	consolidated	ADJ
cblr-7161	502	14	u.s	u.s	PROPN
cblr-7161	502	15	.	.	PROPN
cblr-7161	502	16	assets	asset	NOUN
cblr-7161	502	17	over	over	ADP
cblr-7161	502	18	$	$	SYM
cblr-7161	502	19	50	50	NUM
cblr-7161	502	20	billion	billion	NUM
cblr-7161	502	21	is	be	AUX
cblr-7161	502	22	required	require	VERB
cblr-7161	502	23	to	to	PART
cblr-7161	502	24	be	be	AUX
cblr-7161	502	25	organized	organize	VERB
cblr-7161	502	26	under	under	ADP
cblr-7161	502	27	the	the	DET
cblr-7161	502	28	ihc.122	ihc.122	NOUN
cblr-7161	502	29	any	any	DET
cblr-7161	502	30	non	non	PROPN
cblr-7161	502	31	-	-	ADJ
cblr-7161	502	32	u.s	u.s	PROPN
cblr-7161	502	33	.	.	PROPN
cblr-7161	502	34	company	company	NOUN
cblr-7161	502	35	controlled	control	VERB
cblr-7161	502	36	by	by	ADP
cblr-7161	502	37	the	the	DET
cblr-7161	502	38	u.s	u.s	PROPN
cblr-7161	502	39	.	.	PROPN
cblr-7161	502	40	company	company	NOUN
cblr-7161	502	41	also	also	ADV
cblr-7161	502	42	is	be	AUX
cblr-7161	502	43	mandated	mandate	VERB
cblr-7161	502	44	to	to	PART
cblr-7161	502	45	be	be	AUX
cblr-7161	502	46	organized	organize	VERB
cblr-7161	502	47	under	under	ADP
cblr-7161	502	48	the	the	DET
cblr-7161	502	49	ihc.123	ihc.123	NOUN
cblr-7161	502	50	the	the	DET
cblr-7161	502	51	relevant	relevant	ADJ
cblr-7161	502	52	statutory	statutory	ADJ
cblr-7161	502	53	definition	definition	NOUN
cblr-7161	502	54	states	state	VERB
cblr-7161	502	55	that	that	SCONJ
cblr-7161	502	56	control	control	NOUN
cblr-7161	502	57	can	can	AUX
cblr-7161	502	58	be	be	AUX
cblr-7161	502	59	achieved	achieve	VERB
cblr-7161	502	60	in	in	ADP
cblr-7161	502	61	three	three	NUM
cblr-7161	502	62	ways—(1	ways—(1	NOUN
cblr-7161	502	63	)	)	PUNCT
cblr-7161	502	64	through	through	ADP
cblr-7161	502	65	owning	owning	NOUN
cblr-7161	502	66	,	,	PUNCT
cblr-7161	502	67	controlling	control	VERB
cblr-7161	502	68	,	,	PUNCT
cblr-7161	502	69	or	or	CCONJ
cblr-7161	502	70	having	have	VERB
cblr-7161	502	71	the	the	DET
cblr-7161	502	72	power	power	NOUN
cblr-7161	502	73	to	to	PART
cblr-7161	502	74	vote	vote	VERB
cblr-7161	502	75	more	more	ADJ
cblr-7161	502	76	than	than	ADP
cblr-7161	502	77	twenty	twenty	NUM
cblr-7161	502	78	-	-	PUNCT
cblr-7161	502	79	five	five	NUM
cblr-7161	502	80	percent	percent	NOUN
cblr-7161	502	81	of	of	ADP
cblr-7161	502	82	any	any	DET
cblr-7161	502	83	class	class	NOUN
cblr-7161	502	84	of	of	ADP
cblr-7161	502	85	voting	vote	VERB
cblr-7161	502	86	securities	security	NOUN
cblr-7161	502	87	of	of	ADP
cblr-7161	502	88	the	the	DET
cblr-7161	502	89	company	company	NOUN
cblr-7161	502	90	;	;	PUNCT
cblr-7161	502	91	(	(	PUNCT
cblr-7161	502	92	2	2	X
cblr-7161	502	93	)	)	PUNCT
cblr-7161	502	94	by	by	ADP
cblr-7161	502	95	controlling	control	VERB
cblr-7161	502	96	in	in	ADP
cblr-7161	502	97	any	any	DET
cblr-7161	502	98	manner	manner	NOUN
cblr-7161	502	99	the	the	DET
cblr-7161	502	100	election	election	NOUN
cblr-7161	502	101	of	of	ADP
cblr-7161	502	102	a	a	DET
cblr-7161	502	103	majority	majority	NOUN
cblr-7161	502	104	of	of	ADP
cblr-7161	502	105	the	the	DET
cblr-7161	502	106	directors	director	NOUN
cblr-7161	502	107	or	or	CCONJ
cblr-7161	502	108	trustees	trustee	NOUN
cblr-7161	502	109	of	of	ADP
cblr-7161	502	110	the	the	DET
cblr-7161	502	111	company	company	NOUN
cblr-7161	502	112	;	;	PUNCT
cblr-7161	502	113	or	or	CCONJ
cblr-7161	502	114	(	(	PUNCT
cblr-7161	502	115	3	3	X
cblr-7161	502	116	)	)	PUNCT
cblr-7161	502	117	by	by	ADP
cblr-7161	502	118	directly	directly	ADV
cblr-7161	502	119	or	or	CCONJ
cblr-7161	502	120	indirectly	indirectly	ADV
cblr-7161	502	121	exercising	exercise	VERB
cblr-7161	502	122	a	a	DET
cblr-7161	502	123	controlling	control	VERB
cblr-7161	502	124	influence	influence	NOUN
cblr-7161	502	125	over	over	ADP
cblr-7161	502	126	the	the	DET
cblr-7161	502	127	management	management	NOUN
cblr-7161	502	128	or	or	CCONJ
cblr-7161	502	129	policies	policy	NOUN
cblr-7161	502	130	of	of	ADP
cblr-7161	502	131	the	the	DET
cblr-7161	502	132	company.124	company.124	NOUN
cblr-7161	502	133	branches	branch	NOUN
cblr-7161	502	134	are	be	AUX
cblr-7161	502	135	to	to	PART
cblr-7161	502	136	be	be	AUX
cblr-7161	502	137	considered	consider	VERB
cblr-7161	502	138	outside	outside	ADP
cblr-7161	502	139	this	this	DET
cblr-7161	502	140	control	control	NOUN
cblr-7161	502	141	determination	determination	NOUN
cblr-7161	502	142	,	,	PUNCT
cblr-7161	502	143	as	as	SCONJ
cblr-7161	502	144	they	they	PRON
cblr-7161	502	145	are	be	AUX
cblr-7161	502	146	explicitly	explicitly	ADV
cblr-7161	502	147	named	name	VERB
cblr-7161	502	148	in	in	ADP
cblr-7161	502	149	subpart	subpart	ADJ
cblr-7161	502	150	o	o	NOUN
cblr-7161	502	151	as	as	ADP
cblr-7161	502	152	not	not	PART
cblr-7161	502	153	being	be	AUX
cblr-7161	502	154	required	require	VERB
cblr-7161	502	155	to	to	PART
cblr-7161	502	156	be	be	AUX
cblr-7161	502	157	organized	organize	VERB
cblr-7161	502	158	under	under	ADP
cblr-7161	502	159	the	the	DET
cblr-7161	502	160	ihc.125	ihc.125	NOUN
cblr-7161	502	161	as	as	ADP
cblr-7161	502	162	a	a	DET
cblr-7161	502	163	result	result	NOUN
cblr-7161	502	164	of	of	ADP
cblr-7161	502	165	this	this	DET
cblr-7161	502	166	exception	exception	NOUN
cblr-7161	502	167	,	,	PUNCT
cblr-7161	502	168	affected	affect	VERB
cblr-7161	502	169	firms	firm	NOUN
cblr-7161	502	170	desperately	desperately	ADV
cblr-7161	502	171	attempted	attempt	VERB
cblr-7161	502	172	to	to	PART
cblr-7161	502	173	reorganize	reorganize	VERB
cblr-7161	502	174	their	their	PRON
cblr-7161	502	175	assets	asset	NOUN
cblr-7161	502	176	into	into	ADP
cblr-7161	502	177	their	their	PRON
cblr-7161	502	178	u.s	u.s	PROPN
cblr-7161	502	179	.	.	PROPN
cblr-7161	502	180	branch	branch	NOUN
cblr-7161	502	181	before	before	SCONJ
cblr-7161	502	182	the	the	DET
cblr-7161	502	183	ihc	ihc	PROPN
cblr-7161	502	184	reorganization	reorganization	NOUN
cblr-7161	502	185	compliance	compliance	NOUN
cblr-7161	502	186	date.126	date.126	VERB
cblr-7161	502	187	120	120	NUM
cblr-7161	502	188	see	see	VERB
cblr-7161	502	189	u.s	u.s	PROPN
cblr-7161	502	190	.	.	PROPN
cblr-7161	502	191	intermediate	intermediate	ADJ
cblr-7161	502	192	holding	hold	VERB
cblr-7161	502	193	company	company	NOUN
cblr-7161	502	194	requirement	requirement	NOUN
cblr-7161	502	195	for	for	ADP
cblr-7161	502	196	foreign	foreign	ADJ
cblr-7161	502	197	banking	banking	NOUN
cblr-7161	502	198	organizations	organization	NOUN
cblr-7161	502	199	with	with	ADP
cblr-7161	502	200	combined	combined	ADJ
cblr-7161	502	201	u.s	u.s	PROPN
cblr-7161	502	202	.	.	PROPN
cblr-7161	502	203	assets	asset	NOUN
cblr-7161	502	204	of	of	ADP
cblr-7161	502	205	$	$	SYM
cblr-7161	502	206	100	100	NUM
cblr-7161	502	207	billion	billion	NUM
cblr-7161	502	208	or	or	CCONJ
cblr-7161	502	209	more	more	ADJ
cblr-7161	502	210	and	and	CCONJ
cblr-7161	502	211	u.s	u.s	PROPN
cblr-7161	502	212	.	.	PROPN
cblr-7161	502	213	non	non	ADJ
cblr-7161	502	214	-	-	ADJ
cblr-7161	502	215	branch	branch	ADJ
cblr-7161	502	216	assets	asset	NOUN
cblr-7161	502	217	of	of	ADP
cblr-7161	502	218	$	$	SYM
cblr-7161	502	219	50	50	NUM
cblr-7161	502	220	billion	billion	NUM
cblr-7161	502	221	or	or	CCONJ
cblr-7161	502	222	more	more	ADJ
cblr-7161	502	223	,	,	PUNCT
cblr-7161	502	224	12	12	NUM
cblr-7161	502	225	c.f.r	c.f.r	NOUN
cblr-7161	502	226	.	.	PUNCT
cblr-7161	503	1	§	§	PROPN
cblr-7161	503	2	252.153(a)(1	252.153(a)(1	NUM
cblr-7161	503	3	)	)	PUNCT
cblr-7161	503	4	(	(	PUNCT
cblr-7161	503	5	2020	2020	NUM
cblr-7161	503	6	)	)	PUNCT
cblr-7161	503	7	.	.	PUNCT
cblr-7161	504	1	121	121	NUM
cblr-7161	504	2	a	a	DET
cblr-7161	504	3	“	"	PUNCT
cblr-7161	504	4	u.s	u.s	PROPN
cblr-7161	504	5	.	.	PROPN
cblr-7161	504	6	company	company	NOUN
cblr-7161	504	7	”	"	PUNCT
cblr-7161	504	8	is	be	AUX
cblr-7161	504	9	defined	define	VERB
cblr-7161	504	10	as	as	ADP
cblr-7161	504	11	a	a	DET
cblr-7161	504	12	“	"	PUNCT
cblr-7161	504	13	corporation	corporation	NOUN
cblr-7161	504	14	,	,	PUNCT
cblr-7161	504	15	partnership	partnership	NOUN
cblr-7161	504	16	,	,	PUNCT
cblr-7161	504	17	limited	limited	ADJ
cblr-7161	504	18	liability	liability	NOUN
cblr-7161	504	19	company	company	NOUN
cblr-7161	504	20	,	,	PUNCT
cblr-7161	504	21	business	business	NOUN
cblr-7161	504	22	trust	trust	PROPN
cblr-7161	504	23	,	,	PUNCT
cblr-7161	504	24	special	special	ADJ
cblr-7161	504	25	purpose	purpose	NOUN
cblr-7161	504	26	entity	entity	NOUN
cblr-7161	504	27	,	,	PUNCT
cblr-7161	504	28	association	association	NOUN
cblr-7161	504	29	or	or	CCONJ
cblr-7161	504	30	similar	similar	ADJ
cblr-7161	504	31	organization	organization	NOUN
cblr-7161	504	32	”	"	PUNCT
cblr-7161	504	33	that	that	PRON
cblr-7161	504	34	is	be	AUX
cblr-7161	504	35	incorporated	incorporate	VERB
cblr-7161	504	36	in	in	ADP
cblr-7161	504	37	or	or	CCONJ
cblr-7161	504	38	organized	organize	VERB
cblr-7161	504	39	under	under	ADP
cblr-7161	504	40	the	the	DET
cblr-7161	504	41	laws	law	NOUN
cblr-7161	504	42	of	of	ADP
cblr-7161	504	43	the	the	DET
cblr-7161	504	44	united	united	PROPN
cblr-7161	504	45	states	states	PROPN
cblr-7161	504	46	or	or	CCONJ
cblr-7161	504	47	in	in	ADP
cblr-7161	504	48	any	any	DET
cblr-7161	504	49	u.s	u.s	PROPN
cblr-7161	504	50	.	.	PROPN
cblr-7161	504	51	state	state	NOUN
cblr-7161	504	52	.	.	PUNCT
cblr-7161	505	1	12	12	NUM
cblr-7161	505	2	u.s.c	u.s.c	ADJ
cblr-7161	505	3	.	.	PUNCT
cblr-7161	506	1	§	§	PROPN
cblr-7161	506	2	1841(b	1841(b	PROPN
cblr-7161	506	3	)	)	PUNCT
cblr-7161	506	4	(	(	PUNCT
cblr-7161	506	5	2018	2018	NUM
cblr-7161	506	6	)	)	PUNCT
cblr-7161	506	7	.	.	PUNCT
cblr-7161	507	1	122	122	NUM
cblr-7161	507	2	see	see	VERB
cblr-7161	507	3	12	12	NUM
cblr-7161	507	4	c.f.r	c.f.r	NOUN
cblr-7161	507	5	.	.	PUNCT
cblr-7161	508	1	§	§	PROPN
cblr-7161	508	2	252.153(b)(1	252.153(b)(1	NUM
cblr-7161	508	3	)	)	PUNCT
cblr-7161	508	4	.	.	PUNCT
cblr-7161	509	1	123	123	NUM
cblr-7161	509	2	see	see	VERB
cblr-7161	509	3	i	i	PRON
cblr-7161	509	4	d.	d.	PROPN
cblr-7161	509	5	124	124	NUM
cblr-7161	509	6	see	see	VERB
cblr-7161	509	7	12	12	NUM
cblr-7161	509	8	u.s.c	u.s.c	ADJ
cblr-7161	509	9	.	.	PUNCT
cblr-7161	510	1	§	§	PROPN
cblr-7161	510	2	1841(a)(2	1841(a)(2	NOUN
cblr-7161	510	3	)	)	PUNCT
cblr-7161	510	4	.	.	PUNCT
cblr-7161	511	1	recently	recently	ADV
cblr-7161	511	2	,	,	PUNCT
cblr-7161	511	3	rules	rule	NOUN
cblr-7161	511	4	were	be	AUX
cblr-7161	511	5	finalized	finalize	VERB
cblr-7161	511	6	to	to	PART
cblr-7161	511	7	clarify	clarify	VERB
cblr-7161	511	8	what	what	PRON
cblr-7161	511	9	exactly	exactly	ADV
cblr-7161	511	10	a	a	DET
cblr-7161	511	11	“	"	PUNCT
cblr-7161	511	12	controlling	control	VERB
cblr-7161	511	13	influence	influence	NOUN
cblr-7161	511	14	”	"	PUNCT
cblr-7161	511	15	is	be	AUX
cblr-7161	511	16	under	under	ADP
cblr-7161	511	17	the	the	DET
cblr-7161	511	18	bank	bank	NOUN
cblr-7161	511	19	holding	hold	VERB
cblr-7161	511	20	company	company	NOUN
cblr-7161	511	21	act	act	NOUN
cblr-7161	511	22	.	.	PUNCT
cblr-7161	512	1	see	see	VERB
cblr-7161	512	2	control	control	NOUN
cblr-7161	512	3	and	and	CCONJ
cblr-7161	512	4	divestiture	divestiture	NOUN
cblr-7161	512	5	proceedings	proceeding	NOUN
cblr-7161	512	6	,	,	PUNCT
cblr-7161	512	7	85	85	NUM
cblr-7161	512	8	fed	feed	VERB
cblr-7161	512	9	.	.	PUNCT
cblr-7161	513	1	reg	reg	PROPN
cblr-7161	513	2	.	.	PUNCT
cblr-7161	514	1	12,398	12,398	NUM
cblr-7161	514	2	(	(	PUNCT
cblr-7161	514	3	mar	mar	PROPN
cblr-7161	514	4	.	.	PROPN
cblr-7161	514	5	2	2	NUM
cblr-7161	514	6	,	,	PUNCT
cblr-7161	514	7	2020	2020	NUM
cblr-7161	514	8	)	)	PUNCT
cblr-7161	514	9	(	(	PUNCT
cblr-7161	514	10	to	to	PART
cblr-7161	514	11	be	be	AUX
cblr-7161	514	12	codified	codify	VERB
cblr-7161	514	13	at	at	ADP
cblr-7161	514	14	12	12	NUM
cblr-7161	514	15	c.f.r	c.f.r	NOUN
cblr-7161	514	16	.	.	PUNCT
cblr-7161	515	1	pts	pt	NOUN
cblr-7161	515	2	225	225	NUM
cblr-7161	515	3	and	and	CCONJ
cblr-7161	515	4	238	238	NUM
cblr-7161	515	5	)	)	PUNCT
cblr-7161	515	6	.	.	PUNCT
cblr-7161	516	1	125	125	NUM
cblr-7161	516	2	see	see	VERB
cblr-7161	516	3	12	12	NUM
cblr-7161	516	4	c.f.r	c.f.r	NOUN
cblr-7161	516	5	.	.	PUNCT
cblr-7161	517	1	§	§	PROPN
cblr-7161	517	2	252.153(b)(1	252.153(b)(1	NUM
cblr-7161	517	3	)	)	PUNCT
cblr-7161	517	4	.	.	PUNCT
cblr-7161	518	1	126	126	NUM
cblr-7161	518	2	see	see	VERB
cblr-7161	518	3	james	james	PROPN
cblr-7161	518	4	disalvo	disalvo	PROPN
cblr-7161	518	5	,	,	PUNCT
cblr-7161	518	6	how	how	SCONJ
cblr-7161	518	7	foreign	foreign	ADJ
cblr-7161	518	8	banks	bank	NOUN
cblr-7161	518	9	changed	change	VERB
cblr-7161	518	10	after	after	ADP
cblr-7161	518	11	dodd	dodd	PROPN
cblr-7161	518	12	-	-	PUNCT
cblr-7161	518	13	frank	frank	PROPN
cblr-7161	518	14	,	,	PUNCT
cblr-7161	518	15	banking	banking	NOUN
cblr-7161	518	16	trends	trend	NOUN
cblr-7161	518	17	,	,	PUNCT
cblr-7161	518	18	third	third	ADJ
cblr-7161	518	19	quarter	quarter	NOUN
cblr-7161	518	20	2019	2019	NUM
cblr-7161	518	21	,	,	PUNCT
cblr-7161	518	22	at	at	ADP
cblr-7161	518	23	1	1	NUM
cblr-7161	518	24	,	,	PUNCT
cblr-7161	518	25	4	4	NUM
cblr-7161	518	26	,	,	PUNCT
cblr-7161	518	27	5	5	NUM
cblr-7161	518	28	fig.7	fig.7	ADJ
cblr-7161	518	29	(	(	PUNCT
cblr-7161	518	30	showing	show	VERB
cblr-7161	518	31	that	that	SCONJ
cblr-7161	518	32	,	,	PUNCT
cblr-7161	518	33	through	through	ADP
cblr-7161	518	34	their	their	PRON
cblr-7161	518	35	u.s	u.s	PROPN
cblr-7161	518	36	.	.	PROPN
cblr-7161	518	37	branches	branch	NOUN
cblr-7161	518	38	,	,	PUNCT
cblr-7161	518	39	fbos	fbos	PROPN
cblr-7161	518	40	“	"	PUNCT
cblr-7161	518	41	increased	increase	VERB
cblr-7161	518	42	their	their	PRON
cblr-7161	518	43	cash	cash	NOUN
cblr-7161	518	44	holdings	holding	NOUN
cblr-7161	518	45	dramatically	dramatically	ADV
cblr-7161	518	46	following	follow	VERB
cblr-7161	518	47	the	the	DET
cblr-7161	518	48	financial	financial	ADJ
cblr-7161	518	49	crisis	crisis	NOUN
cblr-7161	518	50	”	"	PUNCT
cblr-7161	518	51	)	)	PUNCT
cblr-7161	518	52	;	;	PUNCT
cblr-7161	518	53	lawrence	lawrence	PROPN
cblr-7161	518	54	l.	l.	PROPN
cblr-7161	518	55	kreicher	kreicher	PROPN
cblr-7161	518	56	&	&	CCONJ
cblr-7161	518	57	robert	robert	PROPN
cblr-7161	518	58	n.	n.	PROPN
cblr-7161	518	59	mccauley	mccauley	PROPN
cblr-7161	518	60	,	,	PUNCT
cblr-7161	518	61	the	the	DET
cblr-7161	518	62	new	new	ADJ
cblr-7161	518	63	us	us	PROPN
cblr-7161	518	64	intermediate	intermediate	ADJ
cblr-7161	518	65	holding	hold	VERB
cblr-7161	518	66	companies	company	NOUN
cblr-7161	518	67	:	:	PUNCT
cblr-7161	518	68	reducing	reduce	VERB
cblr-7161	518	69	or	or	CCONJ
cblr-7161	518	70	shifting	shift	VERB
cblr-7161	518	71	assets	asset	NOUN
cblr-7161	518	72	?	?	PUNCT
cblr-7161	518	73	,	,	PUNCT
cblr-7161	518	74	2018	2018	NUM
cblr-7161	518	75	bis	bis	PROPN
cblr-7161	518	76	q.	q.	PROPN
cblr-7161	518	77	rev	rev	PROPN
cblr-7161	518	78	.	.	PROPN
cblr-7161	518	79	10	10	NUM
cblr-7161	518	80	,	,	PUNCT
cblr-7161	518	81	11	11	NUM
cblr-7161	518	82	(	(	PUNCT
cblr-7161	518	83	2018	2018	NUM
cblr-7161	518	84	)	)	PUNCT
cblr-7161	518	85	(	(	PUNCT
cblr-7161	518	86	“	"	PUNCT
cblr-7161	518	87	from	from	ADP
cblr-7161	518	88	end-2015	end-2015	NOUN
cblr-7161	518	89	to	to	ADP
cblr-7161	518	90	september	september	PROPN
cblr-7161	518	91	2017	2017	NUM
cblr-7161	518	92	,	,	PUNCT
cblr-7161	518	93	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	518	94	(	(	PUNCT
cblr-7161	518	95	do	do	AUX
cblr-7161	518	96	not	not	PART
cblr-7161	518	97	delte	delte	VERB
cblr-7161	518	98	)	)	PUNCT
cblr-7161	518	99	10/7/2020	10/7/2020	NUM
cblr-7161	518	100	6:42	6:42	NUM
cblr-7161	518	101	pm	pm	NOUN
cblr-7161	518	102	366	366	NUM
cblr-7161	518	103	columbia	columbia	PROPN
cblr-7161	518	104	business	business	NOUN
cblr-7161	518	105	law	law	NOUN
cblr-7161	518	106	review	review	NOUN
cblr-7161	518	107	[	[	X
cblr-7161	518	108	vol	vol	NOUN
cblr-7161	518	109	.	.	PUNCT
cblr-7161	518	110	2020	2020	NUM
cblr-7161	518	111	beyond	beyond	ADP
cblr-7161	518	112	this	this	DET
cblr-7161	518	113	reorganization	reorganization	NOUN
cblr-7161	518	114	strategy	strategy	NOUN
cblr-7161	518	115	,	,	PUNCT
cblr-7161	518	116	every	every	DET
cblr-7161	518	117	fbo	fbo	NOUN
cblr-7161	518	118	subject	subject	ADJ
cblr-7161	518	119	to	to	ADP
cblr-7161	518	120	subpart	subpart	NOUN
cblr-7161	518	121	o	o	PROPN
cblr-7161	518	122	has	have	AUX
cblr-7161	518	123	sold	sell	VERB
cblr-7161	518	124	off	off	ADP
cblr-7161	518	125	assets	asset	NOUN
cblr-7161	518	126	from	from	ADP
cblr-7161	518	127	their	their	PRON
cblr-7161	518	128	u.s	u.s	PROPN
cblr-7161	518	129	.	.	PROPN
cblr-7161	518	130	businesses,127	businesses,127	NOUN
cblr-7161	518	131	a	a	DET
cblr-7161	518	132	trend	trend	NOUN
cblr-7161	518	133	that	that	PRON
cblr-7161	518	134	has	have	AUX
cblr-7161	518	135	been	be	AUX
cblr-7161	518	136	the	the	DET
cblr-7161	518	137	subject	subject	NOUN
cblr-7161	518	138	of	of	ADP
cblr-7161	518	139	recent	recent	ADJ
cblr-7161	518	140	congressional	congressional	ADJ
cblr-7161	518	141	hearings.128	hearings.128	ADP
cblr-7161	518	142	us	us	PROPN
cblr-7161	518	143	branch	branch	NOUN
cblr-7161	518	144	assets	asset	NOUN
cblr-7161	518	145	for	for	ADP
cblr-7161	518	146	fbos	fbo	NOUN
cblr-7161	518	147	with	with	ADP
cblr-7161	518	148	new	new	ADJ
cblr-7161	518	149	ihcs	ihcs	NOUN
cblr-7161	518	150	increased	increase	VERB
cblr-7161	518	151	by	by	ADP
cblr-7161	518	152	16	16	NUM
cblr-7161	518	153	%	%	NOUN
cblr-7161	518	154	.	.	PUNCT
cblr-7161	518	155	”	"	PUNCT
cblr-7161	518	156	)	)	PUNCT
cblr-7161	518	157	;	;	PUNCT
cblr-7161	518	158	laura	laura	PROPN
cblr-7161	518	159	noonan	noonan	PROPN
cblr-7161	518	160	,	,	PUNCT
cblr-7161	518	161	european	european	ADJ
cblr-7161	518	162	banks	bank	NOUN
cblr-7161	518	163	slash	slash	VERB
cblr-7161	518	164	$	$	SYM
cblr-7161	518	165	280bn	280bn	NOUN
cblr-7161	518	166	from	from	ADP
cblr-7161	518	167	main	main	ADJ
cblr-7161	518	168	us	us	PROPN
cblr-7161	518	169	businesses	business	NOUN
cblr-7161	518	170	,	,	PUNCT
cblr-7161	518	171	fin	fin	NOUN
cblr-7161	518	172	.	.	PUNCT
cblr-7161	519	1	times	times	PROPN
cblr-7161	519	2	(	(	PUNCT
cblr-7161	519	3	nov	nov	PROPN
cblr-7161	519	4	.	.	PROPN
cblr-7161	519	5	24	24	NUM
cblr-7161	519	6	,	,	PUNCT
cblr-7161	519	7	2019	2019	NUM
cblr-7161	519	8	)	)	PUNCT
cblr-7161	519	9	,	,	PUNCT
cblr-7161	519	10	https://www.ft.com/content/ef651618-0b08-11eabb52-34c8d9dc6d84	https://www.ft.com/content/ef651618-0b08-11eabb52-34c8d9dc6d84	PUNCT
cblr-7161	520	1	[	[	X
cblr-7161	520	2	https://perma.cc/7s9x-8c3f	https://perma.cc/7s9x-8c3f	X
cblr-7161	520	3	]	]	X
cblr-7161	520	4	.	.	PUNCT
cblr-7161	521	1	127	127	NUM
cblr-7161	521	2	see	see	VERB
cblr-7161	521	3	kreicher	kreicher	PROPN
cblr-7161	521	4	&	&	CCONJ
cblr-7161	521	5	mccauley	mccauley	PROPN
cblr-7161	521	6	,	,	PUNCT
cblr-7161	521	7	supra	supra	PROPN
cblr-7161	521	8	note	note	PROPN
cblr-7161	521	9	126	126	NUM
cblr-7161	521	10	,	,	PUNCT
cblr-7161	521	11	at	at	ADP
cblr-7161	521	12	10	10	NUM
cblr-7161	521	13	.	.	PUNCT
cblr-7161	521	14	128	128	NUM
cblr-7161	521	15	see	see	VERB
cblr-7161	521	16	fostering	foster	VERB
cblr-7161	521	17	economic	economic	ADJ
cblr-7161	521	18	growth	growth	NOUN
cblr-7161	521	19	:	:	PUNCT
cblr-7161	521	20	midsized	midsized	ADJ
cblr-7161	521	21	,	,	PUNCT
cblr-7161	521	22	regional	regional	ADJ
cblr-7161	521	23	,	,	PUNCT
cblr-7161	521	24	and	and	CCONJ
cblr-7161	521	25	large	large	ADJ
cblr-7161	521	26	institution	institution	NOUN
cblr-7161	521	27	perspective	perspective	NOUN
cblr-7161	521	28	:	:	PUNCT
cblr-7161	521	29	hearing	hear	VERB
cblr-7161	521	30	before	before	ADP
cblr-7161	521	31	the	the	DET
cblr-7161	521	32	s.	s.	PROPN
cblr-7161	521	33	comm	comm	NOUN
cblr-7161	521	34	.	.	PUNCT
cblr-7161	522	1	on	on	ADP
cblr-7161	522	2	banking	banking	NOUN
cblr-7161	522	3	,	,	PUNCT
cblr-7161	522	4	hous	hous	ADJ
cblr-7161	522	5	.	.	PUNCT
cblr-7161	522	6	,	,	PUNCT
cblr-7161	522	7	&	&	CCONJ
cblr-7161	522	8	urban	urban	PROPN
cblr-7161	522	9	affairs	affairs	PROPN
cblr-7161	522	10	,	,	PUNCT
cblr-7161	522	11	115th	115th	ADJ
cblr-7161	522	12	cong	cong	NOUN
cblr-7161	522	13	.	.	PUNCT
cblr-7161	523	1	32–50	32–50	NUM
cblr-7161	523	2	(	(	PUNCT
cblr-7161	523	3	2017	2017	NUM
cblr-7161	523	4	)	)	PUNCT
cblr-7161	523	5	(	(	PUNCT
cblr-7161	523	6	statement	statement	NOUN
cblr-7161	523	7	of	of	ADP
cblr-7161	523	8	greg	greg	PROPN
cblr-7161	523	9	baer	baer	PROPN
cblr-7161	523	10	,	,	PUNCT
cblr-7161	523	11	president	president	NOUN
cblr-7161	523	12	,	,	PUNCT
cblr-7161	523	13	clearing	clear	VERB
cblr-7161	523	14	house	house	PROPN
cblr-7161	523	15	association	association	PROPN
cblr-7161	523	16	)	)	PUNCT
cblr-7161	523	17	;	;	PUNCT
cblr-7161	523	18	semi	semi	ADJ
cblr-7161	523	19	-	-	ADJ
cblr-7161	523	20	annual	annual	ADJ
cblr-7161	523	21	testimony	testimony	NOUN
cblr-7161	523	22	on	on	ADP
cblr-7161	523	23	the	the	DET
cblr-7161	523	24	federal	federal	PROPN
cblr-7161	523	25	reserve	reserve	PROPN
cblr-7161	523	26	’s	’s	PART
cblr-7161	523	27	supervision	supervision	NOUN
cblr-7161	523	28	and	and	CCONJ
cblr-7161	523	29	regulation	regulation	NOUN
cblr-7161	523	30	of	of	ADP
cblr-7161	523	31	the	the	DET
cblr-7161	523	32	financial	financial	ADJ
cblr-7161	523	33	system	system	NOUN
cblr-7161	523	34	:	:	PUNCT
cblr-7161	523	35	hearing	hear	VERB
cblr-7161	523	36	before	before	ADP
cblr-7161	523	37	the	the	DET
cblr-7161	523	38	h.	h.	PROPN
cblr-7161	523	39	comm	comm	NOUN
cblr-7161	523	40	.	.	PUNCT
cblr-7161	524	1	on	on	ADP
cblr-7161	524	2	fin	fin	NOUN
cblr-7161	524	3	.	.	PUNCT
cblr-7161	525	1	servs	servs	PROPN
cblr-7161	525	2	.	.	PROPN
cblr-7161	525	3	,	,	PUNCT
cblr-7161	525	4	115th	115th	PROPN
cblr-7161	525	5	cong	cong	NOUN
cblr-7161	525	6	.	.	PUNCT
cblr-7161	526	1	22–23	22–23	NUM
cblr-7161	526	2	(	(	PUNCT
cblr-7161	526	3	2018	2018	NUM
cblr-7161	526	4	)	)	PUNCT
cblr-7161	526	5	(	(	PUNCT
cblr-7161	526	6	statement	statement	NOUN
cblr-7161	526	7	of	of	ADP
cblr-7161	526	8	rep	rep	PROPN
cblr-7161	526	9	.	.	PROPN
cblr-7161	526	10	andy	andy	PROPN
cblr-7161	526	11	barr	barr	PROPN
cblr-7161	526	12	)	)	PUNCT
cblr-7161	526	13	.	.	PUNCT
cblr-7161	527	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	527	2	(	(	PUNCT
cblr-7161	527	3	do	do	AUX
cblr-7161	527	4	not	not	PART
cblr-7161	527	5	delete	delete	VERB
cblr-7161	527	6	)	)	PUNCT
cblr-7161	527	7	10/7/2020	10/7/2020	NUM
cblr-7161	527	8	6:42	6:42	NUM
cblr-7161	527	9	pm	pm	NOUN
cblr-7161	527	10	no	no	INTJ
cblr-7161	527	11	.	.	PUNCT
cblr-7161	528	1	1:336	1:336	NUM
cblr-7161	528	2	]	]	X
cblr-7161	528	3	treacherous	treacherous	ADJ
cblr-7161	528	4	landscape	landscape	NOUN
cblr-7161	528	5	367	367	NUM
cblr-7161	528	6	figure	figure	NOUN
cblr-7161	528	7	2	2	NUM
cblr-7161	528	8	:	:	PUNCT
cblr-7161	528	9	post	post	ADJ
cblr-7161	528	10	-	-	ADJ
cblr-7161	528	11	regulation	regulation	ADJ
cblr-7161	528	12	yy	yy	PROPN
cblr-7161	528	13	international	international	PROPN
cblr-7161	528	14	bank	bank	PROPN
cblr-7161	528	15	structure129	structure129	PROPN
cblr-7161	528	16	2	2	NUM
cblr-7161	528	17	.	.	X
cblr-7161	529	1	regulation	regulation	NOUN
cblr-7161	529	2	w	w	NOUN
cblr-7161	529	3	and	and	CCONJ
cblr-7161	529	4	intrabank	intrabank	PROPN
cblr-7161	529	5	funding	funding	NOUN
cblr-7161	529	6	importantly	importantly	ADV
cblr-7161	529	7	,	,	PUNCT
cblr-7161	529	8	regulation	regulation	NOUN
cblr-7161	529	9	yy	yy	PROPN
cblr-7161	529	10	and	and	CCONJ
cblr-7161	529	11	all	all	DET
cblr-7161	529	12	its	its	PRON
cblr-7161	529	13	transformational	transformational	ADJ
cblr-7161	529	14	provisions	provision	NOUN
cblr-7161	529	15	do	do	AUX
cblr-7161	529	16	not	not	PART
cblr-7161	529	17	exist	exist	VERB
cblr-7161	529	18	in	in	ADP
cblr-7161	529	19	a	a	DET
cblr-7161	529	20	vacuum	vacuum	NOUN
cblr-7161	529	21	,	,	PUNCT
cblr-7161	529	22	and	and	CCONJ
cblr-7161	529	23	how	how	SCONJ
cblr-7161	529	24	they	they	PRON
cblr-7161	529	25	interact	interact	VERB
cblr-7161	529	26	with	with	ADP
cblr-7161	529	27	the	the	DET
cblr-7161	529	28	other	other	ADJ
cblr-7161	529	29	regulations	regulation	NOUN
cblr-7161	529	30	promulgated	promulgate	VERB
cblr-7161	529	31	out	out	ADP
cblr-7161	529	32	of	of	ADP
cblr-7161	529	33	dodd	dodd	PROPN
cblr-7161	529	34	-	-	PUNCT
cblr-7161	529	35	frank	frank	PROPN
cblr-7161	529	36	is	be	AUX
cblr-7161	529	37	important	important	ADJ
cblr-7161	529	38	to	to	PART
cblr-7161	529	39	describe	describe	VERB
cblr-7161	529	40	to	to	PART
cblr-7161	529	41	understand	understand	VERB
cblr-7161	529	42	the	the	DET
cblr-7161	529	43	unique	unique	ADJ
cblr-7161	529	44	challenges	challenge	NOUN
cblr-7161	529	45	faced	face	VERB
cblr-7161	529	46	by	by	ADP
cblr-7161	529	47	the	the	DET
cblr-7161	529	48	ihcs	ihc	NOUN
cblr-7161	529	49	.	.	PUNCT
cblr-7161	530	1	arguably	arguably	ADV
cblr-7161	530	2	the	the	DET
cblr-7161	530	3	most	most	ADV
cblr-7161	530	4	important	important	ADJ
cblr-7161	530	5	of	of	ADP
cblr-7161	530	6	these	these	DET
cblr-7161	530	7	other	other	ADJ
cblr-7161	530	8	regulations	regulation	NOUN
cblr-7161	530	9	is	be	AUX
cblr-7161	530	10	regulation	regulation	NOUN
cblr-7161	530	11	w	w	PROPN
cblr-7161	530	12	,	,	PUNCT
cblr-7161	530	13	which	which	PRON
cblr-7161	530	14	greatly	greatly	ADV
cblr-7161	530	15	impacts	impact	VERB
cblr-7161	530	16	the	the	DET
cblr-7161	530	17	ihcs	ihcs	NOUN
cblr-7161	530	18	and	and	CCONJ
cblr-7161	530	19	how	how	SCONJ
cblr-7161	530	20	they	they	PRON
cblr-7161	530	21	structure	structure	VERB
cblr-7161	530	22	and	and	CCONJ
cblr-7161	530	23	fund	fund	VERB
cblr-7161	530	24	their	their	PRON
cblr-7161	530	25	global	global	ADJ
cblr-7161	530	26	businesses.130	businesses.130	NOUN
cblr-7161	530	27	129	129	NUM
cblr-7161	530	28	see	see	VERB
cblr-7161	530	29	davis	davis	PROPN
cblr-7161	530	30	polk	polk	PROPN
cblr-7161	530	31	&	&	CCONJ
cblr-7161	530	32	wardwell	wardwell	PROPN
cblr-7161	530	33	llp	llp	PROPN
cblr-7161	530	34	,	,	PUNCT
cblr-7161	530	35	supra	supra	PROPN
cblr-7161	530	36	note	note	PROPN
cblr-7161	530	37	119	119	NUM
cblr-7161	530	38	,	,	PUNCT
cblr-7161	530	39	at	at	ADP
cblr-7161	530	40	7	7	NUM
cblr-7161	530	41	.	.	SYM
cblr-7161	530	42	130	130	NUM
cblr-7161	530	43	transactions	transaction	NOUN
cblr-7161	530	44	between	between	ADP
cblr-7161	530	45	member	member	NOUN
cblr-7161	530	46	banks	bank	NOUN
cblr-7161	530	47	and	and	CCONJ
cblr-7161	530	48	their	their	PRON
cblr-7161	530	49	affiliates	affiliate	NOUN
cblr-7161	530	50	(	(	PUNCT
cblr-7161	530	51	regulation	regulation	NOUN
cblr-7161	530	52	w	w	NOUN
cblr-7161	530	53	)	)	PUNCT
cblr-7161	530	54	,	,	PUNCT
cblr-7161	530	55	12	12	NUM
cblr-7161	530	56	c.f.r	c.f.r	NOUN
cblr-7161	530	57	.	.	PUNCT
cblr-7161	531	1	§	§	PROPN
cblr-7161	531	2	223	223	NUM
cblr-7161	531	3	(	(	PUNCT
cblr-7161	531	4	2020	2020	NUM
cblr-7161	531	5	)	)	PUNCT
cblr-7161	531	6	.	.	PUNCT
cblr-7161	532	1	foreign	foreign	PROPN
cblr-7161	532	2	bank	bank	PROPN
cblr-7161	532	3	u.s	u.s	PROPN
cblr-7161	532	4	.	.	PROPN
cblr-7161	532	5	branch	branch	PROPN
cblr-7161	532	6	ihc	ihc	PROPN
cblr-7161	532	7	u.s	u.s	PROPN
cblr-7161	532	8	.	.	PROPN
cblr-7161	532	9	bhc	bhc	PROPN
cblr-7161	532	10	u.s	u.s	PROPN
cblr-7161	532	11	.	.	PROPN
cblr-7161	532	12	broker	broker	PROPN
cblr-7161	532	13	dealer	dealer	PROPN
cblr-7161	532	14	u.s	u.s	PROPN
cblr-7161	532	15	.	.	PROPN
cblr-7161	532	16	commercial	commercial	PROPN
cblr-7161	532	17	co.	co.	PROPN
cblr-7161	532	18	u.s	u.s	PROPN
cblr-7161	532	19	.	.	PROPN
cblr-7161	532	20	financial	financial	PROPN
cblr-7161	532	21	co.	co.	PROPN
cblr-7161	532	22	u.s	u.s	PROPN
cblr-7161	532	23	.	.	PROPN
cblr-7161	532	24	bank	bank	PROPN
cblr-7161	532	25	edge	edge	PROPN
cblr-7161	532	26	act	act	PROPN
cblr-7161	532	27	subsidiary	subsidiary	PROPN
cblr-7161	532	28	non	non	PROPN
cblr-7161	532	29	-	-	ADJ
cblr-7161	532	30	u.s	u.s	PROPN
cblr-7161	532	31	.	.	PROPN
cblr-7161	532	32	company	company	PROPN
cblr-7161	532	33	u.s	u.s	PROPN
cblr-7161	532	34	.	.	PROPN
cblr-7161	532	35	funding	funding	NOUN
cblr-7161	532	36	vehicle	vehicle	NOUN
cblr-7161	532	37	u.s	u.s	PROPN
cblr-7161	532	38	.	.	PROPN
cblr-7161	532	39	operating	operate	VERB
cblr-7161	532	40	subsidiary	subsidiary	NOUN
cblr-7161	532	41	non	non	PROPN
cblr-7161	532	42	-	-	ADJ
cblr-7161	532	43	u.s	u.s	PROPN
cblr-7161	532	44	.	.	PROPN
cblr-7161	532	45	company	company	PROPN
cblr-7161	532	46	non	non	PROPN
cblr-7161	532	47	-	-	ADJ
cblr-7161	532	48	u.s	u.s	PROPN
cblr-7161	532	49	.	.	PROPN
cblr-7161	532	50	company	company	NOUN
cblr-7161	532	51	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	532	52	(	(	PUNCT
cblr-7161	532	53	do	do	AUX
cblr-7161	532	54	not	not	PART
cblr-7161	532	55	delte	delte	VERB
cblr-7161	532	56	)	)	PUNCT
cblr-7161	532	57	10/7/2020	10/7/2020	NUM
cblr-7161	532	58	6:42	6:42	NUM
cblr-7161	532	59	pm	pm	NOUN
cblr-7161	532	60	368	368	NUM
cblr-7161	532	61	columbia	columbia	PROPN
cblr-7161	532	62	business	business	NOUN
cblr-7161	532	63	law	law	PROPN
cblr-7161	532	64	review	review	NOUN
cblr-7161	532	65	[	[	X
cblr-7161	532	66	vol	vol	NOUN
cblr-7161	532	67	.	.	PUNCT
cblr-7161	532	68	2020	2020	NUM
cblr-7161	533	1	the	the	DET
cblr-7161	533	2	general	general	ADJ
cblr-7161	533	3	concept	concept	NOUN
cblr-7161	533	4	propelling	propel	VERB
cblr-7161	533	5	regulation	regulation	NOUN
cblr-7161	533	6	w	w	NOUN
cblr-7161	533	7	has	have	AUX
cblr-7161	533	8	been	be	AUX
cblr-7161	533	9	debated	debate	VERB
cblr-7161	533	10	for	for	ADP
cblr-7161	533	11	over	over	ADP
cblr-7161	533	12	eighty	eighty	NUM
cblr-7161	533	13	years,131	years,131	NOUN
cblr-7161	533	14	however	however	ADV
cblr-7161	533	15	the	the	DET
cblr-7161	533	16	specific	specific	ADJ
cblr-7161	533	17	changes	change	NOUN
cblr-7161	533	18	dodd	dodd	PROPN
cblr-7161	533	19	-	-	PUNCT
cblr-7161	533	20	frank	frank	PROPN
cblr-7161	533	21	has	have	AUX
cblr-7161	533	22	made	make	VERB
cblr-7161	533	23	to	to	ADP
cblr-7161	533	24	the	the	DET
cblr-7161	533	25	regulation	regulation	NOUN
cblr-7161	533	26	illustrate	illustrate	VERB
cblr-7161	533	27	how	how	SCONJ
cblr-7161	533	28	inapplicable	inapplicable	ADJ
cblr-7161	533	29	regulations	regulation	NOUN
cblr-7161	533	30	designed	design	VERB
cblr-7161	533	31	for	for	ADP
cblr-7161	533	32	domestic	domestic	ADJ
cblr-7161	533	33	financial	financial	ADJ
cblr-7161	533	34	institutions	institution	NOUN
cblr-7161	533	35	can	can	AUX
cblr-7161	533	36	be	be	AUX
cblr-7161	533	37	to	to	ADP
cblr-7161	533	38	foreign	foreign	ADJ
cblr-7161	533	39	financial	financial	ADJ
cblr-7161	533	40	institutions	institution	NOUN
cblr-7161	533	41	.	.	PUNCT
cblr-7161	534	1	while	while	SCONJ
cblr-7161	534	2	several	several	ADJ
cblr-7161	534	3	major	major	ADJ
cblr-7161	534	4	changes	change	NOUN
cblr-7161	534	5	have	have	AUX
cblr-7161	534	6	been	be	AUX
cblr-7161	534	7	made	make	VERB
cblr-7161	534	8	to	to	PART
cblr-7161	534	9	regulation	regulation	VERB
cblr-7161	534	10	w	w	NOUN
cblr-7161	534	11	since	since	SCONJ
cblr-7161	534	12	the	the	DET
cblr-7161	534	13	financial	financial	ADJ
cblr-7161	534	14	crisis	crisis	NOUN
cblr-7161	534	15	,	,	PUNCT
cblr-7161	534	16	we	we	PRON
cblr-7161	534	17	will	will	AUX
cblr-7161	534	18	specifically	specifically	ADV
cblr-7161	534	19	focus	focus	VERB
cblr-7161	534	20	on	on	ADP
cblr-7161	534	21	dodd	dodd	PROPN
cblr-7161	534	22	-	-	PUNCT
cblr-7161	534	23	frank	frank	PROPN
cblr-7161	534	24	’s	’s	PART
cblr-7161	534	25	elimination	elimination	NOUN
cblr-7161	534	26	of	of	ADP
cblr-7161	534	27	the	the	DET
cblr-7161	534	28	financial	financial	ADJ
cblr-7161	534	29	subsidiary	subsidiary	NOUN
cblr-7161	534	30	exemption132	exemption132	PROPN
cblr-7161	534	31	and	and	CCONJ
cblr-7161	534	32	the	the	DET
cblr-7161	534	33	derivatives	derivative	NOUN
cblr-7161	534	34	exception.133	exception.133	VERB
cblr-7161	534	35	together	together	ADV
cblr-7161	534	36	,	,	PUNCT
cblr-7161	534	37	these	these	DET
cblr-7161	534	38	amendments	amendment	NOUN
cblr-7161	534	39	to	to	AUX
cblr-7161	534	40	regulation	regulation	NOUN
cblr-7161	534	41	w	w	NOUN
cblr-7161	534	42	have	have	AUX
cblr-7161	534	43	drastically	drastically	ADV
cblr-7161	534	44	changed	change	VERB
cblr-7161	534	45	how	how	SCONJ
cblr-7161	534	46	financial	financial	ADJ
cblr-7161	534	47	institutions	institution	NOUN
cblr-7161	534	48	calculate	calculate	VERB
cblr-7161	534	49	their	their	PRON
cblr-7161	534	50	affiliate	affiliate	NOUN
cblr-7161	534	51	transactions	transaction	NOUN
cblr-7161	534	52	,	,	PUNCT
cblr-7161	534	53	and	and	CCONJ
cblr-7161	534	54	,	,	PUNCT
cblr-7161	534	55	as	as	ADP
cblr-7161	534	56	a	a	DET
cblr-7161	534	57	result	result	NOUN
cblr-7161	534	58	,	,	PUNCT
cblr-7161	534	59	have	have	AUX
cblr-7161	534	60	changed	change	VERB
cblr-7161	534	61	the	the	DET
cblr-7161	534	62	ways	way	NOUN
cblr-7161	534	63	in	in	ADP
cblr-7161	534	64	which	which	PRON
cblr-7161	534	65	fbos	fbo	NOUN
cblr-7161	534	66	take	take	VERB
cblr-7161	534	67	on	on	ADP
cblr-7161	534	68	and	and	CCONJ
cblr-7161	534	69	distribute	distribute	VERB
cblr-7161	534	70	risk	risk	NOUN
cblr-7161	534	71	through	through	ADP
cblr-7161	534	72	their	their	PRON
cblr-7161	534	73	global	global	ADJ
cblr-7161	534	74	organizations	organization	NOUN
cblr-7161	534	75	.	.	PUNCT
cblr-7161	535	1	first	first	ADV
cblr-7161	535	2	,	,	PUNCT
cblr-7161	535	3	we	we	PRON
cblr-7161	535	4	begin	begin	VERB
cblr-7161	535	5	with	with	ADP
cblr-7161	535	6	sections	section	NOUN
cblr-7161	535	7	23a134	23a134	NOUN
cblr-7161	535	8	and	and	CCONJ
cblr-7161	535	9	23b135	23b135	NOUN
cblr-7161	535	10	of	of	ADP
cblr-7161	535	11	the	the	DET
cblr-7161	535	12	federal	federal	PROPN
cblr-7161	535	13	reserve	reserve	PROPN
cblr-7161	535	14	act	act	PROPN
cblr-7161	535	15	,	,	PUNCT
cblr-7161	535	16	which	which	PRON
cblr-7161	535	17	introduced	introduce	VERB
cblr-7161	535	18	the	the	DET
cblr-7161	535	19	idea	idea	NOUN
cblr-7161	535	20	that	that	PRON
cblr-7161	535	21	intrabank	intrabank	NOUN
cblr-7161	535	22	transfers	transfer	NOUN
cblr-7161	535	23	of	of	ADP
cblr-7161	535	24	assets	asset	NOUN
cblr-7161	535	25	should	should	AUX
cblr-7161	535	26	be	be	AUX
cblr-7161	535	27	curtailed	curtail	VERB
cblr-7161	535	28	“	"	PUNCT
cblr-7161	535	29	based	base	VERB
cblr-7161	535	30	on	on	ADP
cblr-7161	535	31	the	the	DET
cblr-7161	535	32	amount	amount	NOUN
cblr-7161	535	33	of	of	ADP
cblr-7161	535	34	the	the	DET
cblr-7161	535	35	bank	bank	NOUN
cblr-7161	535	36	’s	’s	PART
cblr-7161	535	37	capital	capital	NOUN
cblr-7161	535	38	and	and	CCONJ
cblr-7161	535	39	surplus	surplus	NOUN
cblr-7161	535	40	.	.	PUNCT
cblr-7161	535	41	”136	”136	PUNCT
cblr-7161	536	1	that	that	PRON
cblr-7161	536	2	is	be	AUX
cblr-7161	536	3	,	,	PUNCT
cblr-7161	536	4	sections	section	NOUN
cblr-7161	536	5	23a	23a	NOUN
cblr-7161	536	6	and	and	CCONJ
cblr-7161	536	7	23b	23b	NUM
cblr-7161	536	8	state	state	NOUN
cblr-7161	536	9	that	that	SCONJ
cblr-7161	536	10	internal	internal	ADJ
cblr-7161	536	11	transactions	transaction	NOUN
cblr-7161	536	12	within	within	ADP
cblr-7161	536	13	banking	banking	NOUN
cblr-7161	536	14	organizations	organization	NOUN
cblr-7161	536	15	should	should	AUX
cblr-7161	536	16	be	be	AUX
cblr-7161	536	17	limited	limit	VERB
cblr-7161	536	18	and	and	CCONJ
cblr-7161	536	19	made	make	VERB
cblr-7161	536	20	on	on	ADP
cblr-7161	536	21	market	market	NOUN
cblr-7161	536	22	terms	term	NOUN
cblr-7161	536	23	to	to	PART
cblr-7161	536	24	prevent	prevent	VERB
cblr-7161	536	25	banking	banking	NOUN
cblr-7161	536	26	organizations	organization	NOUN
cblr-7161	536	27	from	from	ADP
cblr-7161	536	28	engaging	engage	VERB
cblr-7161	536	29	in	in	ADP
cblr-7161	536	30	excessive	excessive	ADJ
cblr-7161	536	31	risk	risk	NOUN
cblr-7161	536	32	-	-	PUNCT
cblr-7161	536	33	taking	taking	NOUN
cblr-7161	536	34	through	through	ADP
cblr-7161	536	35	their	their	PRON
cblr-7161	536	36	subsidiaries.137	subsidiaries.137	NOUN
cblr-7161	536	37	sections	section	NOUN
cblr-7161	536	38	23a	23a	NOUN
cblr-7161	536	39	and	and	CCONJ
cblr-7161	536	40	23b	23b	NOUN
cblr-7161	536	41	were	be	AUX
cblr-7161	536	42	amended	amend	VERB
cblr-7161	536	43	several	several	ADJ
cblr-7161	536	44	times	time	NOUN
cblr-7161	536	45	through	through	ADP
cblr-7161	536	46	the	the	DET
cblr-7161	536	47	twentieth	twentieth	ADJ
cblr-7161	536	48	century,138	century,138	PROPN
cblr-7161	536	49	and	and	CCONJ
cblr-7161	536	50	eventually	eventually	ADV
cblr-7161	536	51	,	,	PUNCT
cblr-7161	536	52	to	to	PART
cblr-7161	536	53	consolidate	consolidate	VERB
cblr-7161	536	54	all	all	DET
cblr-7161	536	55	the	the	DET
cblr-7161	536	56	rulemakings	rulemaking	NOUN
cblr-7161	536	57	which	which	PRON
cblr-7161	536	58	resulted	result	VERB
cblr-7161	536	59	from	from	ADP
cblr-7161	536	60	these	these	DET
cblr-7161	536	61	amendments	amendment	NOUN
cblr-7161	536	62	,	,	PUNCT
cblr-7161	536	63	in	in	ADP
cblr-7161	536	64	2002	2002	NUM
cblr-7161	536	65	the	the	DET
cblr-7161	536	66	federal	federal	PROPN
cblr-7161	536	67	reserve	reserve	PROPN
cblr-7161	536	68	issued	issue	VERB
cblr-7161	536	69	regulation	regulation	NOUN
cblr-7161	536	70	w.139	w.139	ADJ
cblr-7161	536	71	regulation	regulation	NOUN
cblr-7161	536	72	w	w	PROPN
cblr-7161	536	73	’s	’s	ADJ
cblr-7161	536	74	quantitative	quantitative	ADJ
cblr-7161	536	75	limits	limit	NOUN
cblr-7161	536	76	on	on	ADP
cblr-7161	536	77	131	131	NUM
cblr-7161	536	78	see	see	NOUN
cblr-7161	536	79	omarova	omarova	PROPN
cblr-7161	536	80	,	,	PUNCT
cblr-7161	536	81	supra	supra	PROPN
cblr-7161	536	82	note	note	NOUN
cblr-7161	536	83	75	75	NUM
cblr-7161	536	84	,	,	PUNCT
cblr-7161	536	85	at	at	ADP
cblr-7161	536	86	1692–1702	1692–1702	NUM
cblr-7161	536	87	.	.	PROPN
cblr-7161	537	1	132	132	NUM
cblr-7161	537	2	dodd	dodd	PROPN
cblr-7161	537	3	-	-	PUNCT
cblr-7161	537	4	frank	frank	PROPN
cblr-7161	537	5	act	act	PROPN
cblr-7161	537	6	,	,	PUNCT
cblr-7161	537	7	pub	pub	NOUN
cblr-7161	537	8	.	.	PUNCT
cblr-7161	538	1	l.	l.	PROPN
cblr-7161	538	2	no	no	INTJ
cblr-7161	538	3	.	.	PROPN
cblr-7161	539	1	111	111	NUM
cblr-7161	539	2	-	-	SYM
cblr-7161	539	3	203	203	NUM
cblr-7161	539	4	,	,	PUNCT
cblr-7161	539	5	§	§	PROPN
cblr-7161	539	6	609	609	NUM
cblr-7161	539	7	,	,	PUNCT
cblr-7161	539	8	124	124	NUM
cblr-7161	539	9	stat	stat	NOUN
cblr-7161	539	10	.	.	PUNCT
cblr-7161	540	1	1376	1376	NUM
cblr-7161	540	2	,	,	PUNCT
cblr-7161	540	3	1611	1611	NUM
cblr-7161	540	4	(	(	PUNCT
cblr-7161	540	5	2010	2010	NUM
cblr-7161	540	6	)	)	PUNCT
cblr-7161	540	7	(	(	PUNCT
cblr-7161	540	8	codified	codify	VERB
cblr-7161	540	9	at	at	ADP
cblr-7161	540	10	12	12	NUM
cblr-7161	540	11	u.s.c	u.s.c	NOUN
cblr-7161	540	12	.	.	PUNCT
cblr-7161	541	1	§	§	PROPN
cblr-7161	541	2	371c(e	371c(e	PROPN
cblr-7161	541	3	)	)	PUNCT
cblr-7161	541	4	(	(	PUNCT
cblr-7161	541	5	2018	2018	NUM
cblr-7161	541	6	)	)	PUNCT
cblr-7161	541	7	)	)	PUNCT
cblr-7161	541	8	.	.	PUNCT
cblr-7161	542	1	133	133	NUM
cblr-7161	543	1	i	i	PROPN
cblr-7161	543	2	d.	d.	PROPN
cblr-7161	543	3	§	§	PROPN
cblr-7161	543	4	610	610	NUM
cblr-7161	543	5	.	.	PUNCT
cblr-7161	543	6	134	134	NUM
cblr-7161	543	7	12	12	NUM
cblr-7161	543	8	u.s.c	u.s.c	NOUN
cblr-7161	543	9	.	.	PUNCT
cblr-7161	544	1	§	§	PROPN
cblr-7161	544	2	371c-1	371c-1	NUM
cblr-7161	544	3	(	(	PUNCT
cblr-7161	544	4	2018	2018	NUM
cblr-7161	544	5	)	)	PUNCT
cblr-7161	544	6	.	.	PUNCT
cblr-7161	545	1	135	135	NUM
cblr-7161	546	1	i	i	PRON
cblr-7161	546	2	d.	d.	PROPN
cblr-7161	546	3	136	136	NUM
cblr-7161	546	4	omarova	omarova	PROPN
cblr-7161	546	5	,	,	PUNCT
cblr-7161	546	6	supra	supra	PROPN
cblr-7161	546	7	note	note	NOUN
cblr-7161	546	8	75	75	NUM
cblr-7161	546	9	,	,	PUNCT
cblr-7161	546	10	at	at	ADP
cblr-7161	546	11	1692	1692	NUM
cblr-7161	546	12	.	.	PUNCT
cblr-7161	547	1	137	137	NUM
cblr-7161	547	2	12	12	NUM
cblr-7161	547	3	u.s.c	u.s.c	NOUN
cblr-7161	547	4	.	.	PUNCT
cblr-7161	548	1	§	§	PROPN
cblr-7161	548	2	371c-1	371c-1	PROPN
cblr-7161	548	3	.	.	PUNCT
cblr-7161	549	1	see	see	VERB
cblr-7161	549	2	also	also	ADV
cblr-7161	549	3	s.	s.	PROPN
cblr-7161	549	4	rep	rep	PROPN
cblr-7161	549	5	.	.	PROPN
cblr-7161	549	6	no	no	INTJ
cblr-7161	549	7	.	.	PUNCT
cblr-7161	550	1	73	73	NUM
cblr-7161	550	2	-	-	SYM
cblr-7161	550	3	77	77	NUM
cblr-7161	550	4	,	,	PUNCT
cblr-7161	550	5	at	at	ADP
cblr-7161	550	6	10	10	NUM
cblr-7161	550	7	(	(	PUNCT
cblr-7161	550	8	1933	1933	NUM
cblr-7161	550	9	)	)	PUNCT
cblr-7161	550	10	(	(	PUNCT
cblr-7161	550	11	“	"	PUNCT
cblr-7161	550	12	the	the	DET
cblr-7161	550	13	greatest	great	ADJ
cblr-7161	550	14	of	of	ADP
cblr-7161	550	15	such	such	ADJ
cblr-7161	550	16	dangers	danger	NOUN
cblr-7161	550	17	is	be	AUX
cblr-7161	550	18	seen	see	VERB
cblr-7161	550	19	in	in	ADP
cblr-7161	550	20	the	the	DET
cblr-7161	550	21	growth	growth	NOUN
cblr-7161	550	22	of	of	ADP
cblr-7161	550	23	‘	'	PUNCT
cblr-7161	550	24	bank	bank	NOUN
cblr-7161	550	25	affiliates	affiliate	NOUN
cblr-7161	550	26	’	'	PUNCT
cblr-7161	550	27	which	which	PRON
cblr-7161	550	28	devote	devote	VERB
cblr-7161	550	29	themselves	themselves	PRON
cblr-7161	550	30	in	in	ADP
cblr-7161	550	31	many	many	ADJ
cblr-7161	550	32	cases	case	NOUN
cblr-7161	550	33	to	to	ADP
cblr-7161	550	34	perilous	perilous	ADJ
cblr-7161	550	35	underwriting	underwriting	NOUN
cblr-7161	550	36	operations	operation	NOUN
cblr-7161	550	37	,	,	PUNCT
cblr-7161	550	38	stock	stock	NOUN
cblr-7161	550	39	speculation	speculation	NOUN
cblr-7161	550	40	,	,	PUNCT
cblr-7161	550	41	and	and	CCONJ
cblr-7161	550	42	maintaining	maintain	VERB
cblr-7161	550	43	a	a	DET
cblr-7161	550	44	market	market	NOUN
cblr-7161	550	45	for	for	ADP
cblr-7161	550	46	the	the	DET
cblr-7161	550	47	banks	bank	NOUN
cblr-7161	550	48	’	'	PUNCT
cblr-7161	550	49	own	own	ADJ
cblr-7161	550	50	stock	stock	NOUN
cblr-7161	550	51	often	often	ADV
cblr-7161	550	52	largely	largely	ADV
cblr-7161	550	53	with	with	ADP
cblr-7161	550	54	the	the	DET
cblr-7161	550	55	resources	resource	NOUN
cblr-7161	550	56	of	of	ADP
cblr-7161	550	57	the	the	DET
cblr-7161	550	58	parent	parent	NOUN
cblr-7161	550	59	bank	bank	NOUN
cblr-7161	550	60	.	.	PUNCT
cblr-7161	550	61	”	"	PUNCT
cblr-7161	550	62	)	)	PUNCT
cblr-7161	550	63	.	.	PUNCT
cblr-7161	551	1	138	138	NUM
cblr-7161	551	2	see	see	VERB
cblr-7161	551	3	omarova	omarova	PROPN
cblr-7161	551	4	,	,	PUNCT
cblr-7161	551	5	supra	supra	PROPN
cblr-7161	551	6	note	note	NOUN
cblr-7161	551	7	75	75	NUM
cblr-7161	551	8	,	,	PUNCT
cblr-7161	551	9	at	at	ADP
cblr-7161	551	10	1695–97	1695–97	NUM
cblr-7161	551	11	.	.	PUNCT
cblr-7161	552	1	139	139	NUM
cblr-7161	552	2	see	see	VERB
cblr-7161	552	3	press	press	NOUN
cblr-7161	552	4	release	release	NOUN
cblr-7161	552	5	,	,	PUNCT
cblr-7161	552	6	fed	fed	PROPN
cblr-7161	552	7	.	.	PUNCT
cblr-7161	552	8	reserve	reserve	PROPN
cblr-7161	552	9	bd	bd	PROPN
cblr-7161	552	10	.	.	PROPN
cblr-7161	552	11	of	of	ADP
cblr-7161	552	12	governors	governor	NOUN
cblr-7161	552	13	,	,	PUNCT
cblr-7161	552	14	final	final	ADJ
cblr-7161	552	15	regulation	regulation	NOUN
cblr-7161	552	16	w	w	NOUN
cblr-7161	552	17	(	(	PUNCT
cblr-7161	552	18	transactions	transaction	NOUN
cblr-7161	552	19	between	between	ADP
cblr-7161	552	20	banks	bank	NOUN
cblr-7161	552	21	and	and	CCONJ
cblr-7161	552	22	their	their	PRON
cblr-7161	552	23	affiliates	affiliate	NOUN
cblr-7161	552	24	)	)	PUNCT
cblr-7161	552	25	(	(	PUNCT
cblr-7161	552	26	nov	nov	PROPN
cblr-7161	552	27	.	.	PROPN
cblr-7161	552	28	27	27	NUM
cblr-7161	552	29	,	,	PUNCT
cblr-7161	552	30	2002	2002	NUM
cblr-7161	552	31	)	)	PUNCT
cblr-7161	552	32	,	,	PUNCT
cblr-7161	552	33	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	552	34	(	(	PUNCT
cblr-7161	552	35	do	do	AUX
cblr-7161	552	36	not	not	PART
cblr-7161	552	37	delete	delete	VERB
cblr-7161	552	38	)	)	PUNCT
cblr-7161	552	39	10/7/2020	10/7/2020	NUM
cblr-7161	552	40	6:42	6:42	NUM
cblr-7161	552	41	pm	pm	NOUN
cblr-7161	552	42	no	no	INTJ
cblr-7161	552	43	.	.	PUNCT
cblr-7161	553	1	1:336	1:336	NUM
cblr-7161	553	2	]	]	X
cblr-7161	553	3	treacherous	treacherous	ADJ
cblr-7161	553	4	landscape	landscape	NOUN
cblr-7161	553	5	369	369	NUM
cblr-7161	553	6	internal	internal	ADJ
cblr-7161	553	7	transactions	transaction	NOUN
cblr-7161	553	8	,	,	PUNCT
cblr-7161	553	9	which	which	PRON
cblr-7161	553	10	were	be	AUX
cblr-7161	553	11	not	not	PART
cblr-7161	553	12	altered	alter	VERB
cblr-7161	553	13	by	by	ADP
cblr-7161	553	14	dodd	dodd	PROPN
cblr-7161	553	15	-	-	PUNCT
cblr-7161	553	16	frank	frank	PROPN
cblr-7161	553	17	,	,	PUNCT
cblr-7161	553	18	are	be	AUX
cblr-7161	553	19	,	,	PUNCT
cblr-7161	553	20	as	as	ADP
cblr-7161	553	21	a	a	DET
cblr-7161	553	22	percentage	percentage	NOUN
cblr-7161	553	23	of	of	ADP
cblr-7161	553	24	an	an	DET
cblr-7161	553	25	institution	institution	NOUN
cblr-7161	553	26	’s	’s	PART
cblr-7161	553	27	capital	capital	NOUN
cblr-7161	553	28	and	and	CCONJ
cblr-7161	553	29	surplus	surplus	NOUN
cblr-7161	553	30	,	,	PUNCT
cblr-7161	553	31	ten	ten	NUM
cblr-7161	553	32	percent	percent	NOUN
cblr-7161	553	33	to	to	ADP
cblr-7161	553	34	a	a	DET
cblr-7161	553	35	single	single	ADJ
cblr-7161	553	36	affiliate	affiliate	NOUN
cblr-7161	553	37	,	,	PUNCT
cblr-7161	553	38	and	and	CCONJ
cblr-7161	553	39	an	an	DET
cblr-7161	553	40	aggregate	aggregate	ADJ
cblr-7161	553	41	maximum	maximum	NOUN
cblr-7161	553	42	of	of	ADP
cblr-7161	553	43	twenty	twenty	NUM
cblr-7161	553	44	percent	percent	NOUN
cblr-7161	553	45	to	to	ADP
cblr-7161	553	46	all	all	DET
cblr-7161	553	47	affiliates.140	affiliates.140	NOUN
cblr-7161	553	48	note	note	NOUN
cblr-7161	553	49	that	that	SCONJ
cblr-7161	553	50	regulation	regulation	NOUN
cblr-7161	553	51	w	w	NOUN
cblr-7161	553	52	is	be	AUX
cblr-7161	553	53	only	only	ADV
cblr-7161	553	54	concerned	concern	VERB
cblr-7161	553	55	with	with	ADP
cblr-7161	553	56	the	the	DET
cblr-7161	553	57	transfer	transfer	NOUN
cblr-7161	553	58	of	of	ADP
cblr-7161	553	59	cash	cash	NOUN
cblr-7161	553	60	or	or	CCONJ
cblr-7161	553	61	value	value	NOUN
cblr-7161	553	62	from	from	ADP
cblr-7161	553	63	a	a	DET
cblr-7161	553	64	banking	banking	NOUN
cblr-7161	553	65	organization	organization	NOUN
cblr-7161	553	66	to	to	ADP
cblr-7161	553	67	its	its	PRON
cblr-7161	553	68	affiliates	affiliate	NOUN
cblr-7161	553	69	,	,	PUNCT
cblr-7161	553	70	not	not	PART
cblr-7161	553	71	the	the	DET
cblr-7161	553	72	other	other	ADJ
cblr-7161	553	73	way	way	NOUN
cblr-7161	553	74	around.141	around.141	VERB
cblr-7161	553	75	so	so	ADV
cblr-7161	553	76	,	,	PUNCT
cblr-7161	553	77	while	while	SCONJ
cblr-7161	553	78	there	there	PRON
cblr-7161	553	79	are	be	VERB
cblr-7161	553	80	meaningful	meaningful	ADJ
cblr-7161	553	81	restrictions	restriction	NOUN
cblr-7161	553	82	in	in	ADP
cblr-7161	553	83	how	how	SCONJ
cblr-7161	553	84	the	the	DET
cblr-7161	553	85	ihcs	ihcs	NOUN
cblr-7161	553	86	may	may	AUX
cblr-7161	553	87	provide	provide	VERB
cblr-7161	553	88	liquidity	liquidity	NOUN
cblr-7161	553	89	to	to	ADP
cblr-7161	553	90	their	their	PRON
cblr-7161	553	91	affiliates	affiliate	NOUN
cblr-7161	553	92	around	around	ADP
cblr-7161	553	93	the	the	DET
cblr-7161	553	94	world	world	NOUN
cblr-7161	553	95	,	,	PUNCT
cblr-7161	553	96	there	there	PRON
cblr-7161	553	97	are	be	VERB
cblr-7161	553	98	virtually	virtually	ADV
cblr-7161	553	99	no	no	DET
cblr-7161	553	100	restrictions	restriction	NOUN
cblr-7161	553	101	on	on	ADP
cblr-7161	553	102	how	how	SCONJ
cblr-7161	553	103	they	they	PRON
cblr-7161	553	104	can	can	AUX
cblr-7161	553	105	accept	accept	VERB
cblr-7161	553	106	liquidity	liquidity	NOUN
cblr-7161	553	107	from	from	ADP
cblr-7161	553	108	their	their	PRON
cblr-7161	553	109	affiliates	affiliate	NOUN
cblr-7161	553	110	.	.	PUNCT
cblr-7161	554	1	it	it	PRON
cblr-7161	554	2	is	be	AUX
cblr-7161	554	3	all	all	ADV
cblr-7161	554	4	important	important	ADJ
cblr-7161	554	5	to	to	PART
cblr-7161	554	6	note	note	VERB
cblr-7161	554	7	that	that	SCONJ
cblr-7161	554	8	not	not	PART
cblr-7161	554	9	all	all	DET
cblr-7161	554	10	transactions	transaction	NOUN
cblr-7161	554	11	to	to	ADP
cblr-7161	554	12	affiliates	affiliate	NOUN
cblr-7161	554	13	are	be	AUX
cblr-7161	554	14	included	include	VERB
cblr-7161	554	15	in	in	ADP
cblr-7161	554	16	an	an	DET
cblr-7161	554	17	institution	institution	NOUN
cblr-7161	554	18	’s	’s	PART
cblr-7161	554	19	regulation	regulation	NOUN
cblr-7161	554	20	w	w	NOUN
cblr-7161	554	21	calculation	calculation	NOUN
cblr-7161	554	22	;	;	PUNCT
cblr-7161	554	23	only	only	ADV
cblr-7161	554	24	“	"	PUNCT
cblr-7161	554	25	covered	covered	ADJ
cblr-7161	554	26	transactions	transaction	NOUN
cblr-7161	554	27	”	"	PUNCT
cblr-7161	554	28	are	be	AUX
cblr-7161	554	29	included	include	VERB
cblr-7161	554	30	in	in	ADP
cblr-7161	554	31	the	the	DET
cblr-7161	554	32	computation.142	computation.142	PROPN
cblr-7161	554	33	this	this	DET
cblr-7161	554	34	term	term	NOUN
cblr-7161	554	35	has	have	AUX
cblr-7161	554	36	been	be	AUX
cblr-7161	554	37	historically	historically	ADV
cblr-7161	554	38	controversial,143	controversial,143	NOUN
cblr-7161	554	39	and	and	CCONJ
cblr-7161	554	40	prior	prior	ADV
cblr-7161	554	41	to	to	ADP
cblr-7161	554	42	the	the	DET
cblr-7161	554	43	financial	financial	ADJ
cblr-7161	554	44	crisis	crisis	NOUN
cblr-7161	554	45	,	,	PUNCT
cblr-7161	554	46	regulation	regulation	NOUN
cblr-7161	554	47	w	w	PROPN
cblr-7161	554	48	was	be	AUX
cblr-7161	554	49	notable	notable	ADJ
cblr-7161	554	50	for	for	ADP
cblr-7161	554	51	including	include	VERB
cblr-7161	554	52	several	several	ADJ
cblr-7161	554	53	important	important	ADJ
cblr-7161	554	54	exceptions	exception	NOUN
cblr-7161	554	55	to	to	ADP
cblr-7161	554	56	what	what	PRON
cblr-7161	554	57	is	be	AUX
cblr-7161	554	58	to	to	PART
cblr-7161	554	59	be	be	AUX
cblr-7161	554	60	considered	consider	VERB
cblr-7161	554	61	a	a	DET
cblr-7161	554	62	“	"	PUNCT
cblr-7161	554	63	covered	covered	ADJ
cblr-7161	554	64	transaction	transaction	NOUN
cblr-7161	554	65	.	.	PUNCT
cblr-7161	554	66	”	"	PUNCT
cblr-7161	555	1	namely	namely	ADV
cblr-7161	555	2	,	,	PUNCT
cblr-7161	555	3	before	before	SCONJ
cblr-7161	555	4	the	the	DET
cblr-7161	555	5	financial	financial	ADJ
cblr-7161	555	6	crisis	crisis	NOUN
cblr-7161	555	7	derivatives	derivative	NOUN
cblr-7161	555	8	transactions	transaction	NOUN
cblr-7161	555	9	were	be	AUX
cblr-7161	555	10	not	not	PART
cblr-7161	555	11	considered	consider	VERB
cblr-7161	555	12	“	"	PUNCT
cblr-7161	555	13	covered	covered	ADJ
cblr-7161	555	14	transactions	transaction	NOUN
cblr-7161	555	15	,	,	PUNCT
cblr-7161	555	16	”	"	PUNCT
cblr-7161	555	17	an	an	DET
cblr-7161	555	18	exception	exception	NOUN
cblr-7161	555	19	that	that	SCONJ
cblr-7161	555	20	,	,	PUNCT
cblr-7161	555	21	according	accord	VERB
cblr-7161	555	22	to	to	ADP
cblr-7161	555	23	some	some	PRON
cblr-7161	555	24	,	,	PUNCT
cblr-7161	555	25	ultimately	ultimately	ADV
cblr-7161	555	26	had	have	VERB
cblr-7161	555	27	disastrous	disastrous	ADJ
cblr-7161	555	28	consequences.144	consequences.144	NOUN
cblr-7161	555	29	although	although	SCONJ
cblr-7161	555	30	the	the	DET
cblr-7161	555	31	federal	federal	PROPN
cblr-7161	555	32	reserve	reserve	PROPN
cblr-7161	555	33	initially	initially	ADV
cblr-7161	555	34	justified	justify	VERB
cblr-7161	555	35	the	the	DET
cblr-7161	555	36	exception	exception	NOUN
cblr-7161	555	37	by	by	ADP
cblr-7161	555	38	pointing	point	VERB
cblr-7161	555	39	to	to	ADP
cblr-7161	555	40	the	the	DET
cblr-7161	555	41	funding	funding	NOUN
cblr-7161	555	42	benefits	benefit	NOUN
cblr-7161	555	43	that	that	PRON
cblr-7161	555	44	it	it	PRON
cblr-7161	555	45	would	would	AUX
cblr-7161	555	46	bring	bring	VERB
cblr-7161	555	47	for	for	ADP
cblr-7161	555	48	large	large	ADJ
cblr-7161	555	49	,	,	PUNCT
cblr-7161	555	50	complex	complex	ADJ
cblr-7161	555	51	,	,	PUNCT
cblr-7161	555	52	interconnected	interconnected	ADJ
cblr-7161	555	53	organizations,145	organizations,145	ADV
cblr-7161	555	54	many	many	ADJ
cblr-7161	555	55	have	have	AUX
cblr-7161	555	56	argued	argue	VERB
cblr-7161	555	57	that	that	SCONJ
cblr-7161	555	58	the	the	DET
cblr-7161	555	59	https://www.federalreserve.gov/boarddocs/press/bcreg/2002/20021127/default.htm#:~:text=frb%3a%20press%20release%20%2d%2d%20final,affiliates)%20%2d%2d%20november%2027%2c%202002&text=the%20federal%20reserve%20board%20o	https://www.federalreserve.gov/boarddocs/press/bcreg/2002/20021127/default.htm#:~:text=frb%3a%20press%20release%20%2d%2d%20final,affiliates)%20%2d%2d%20november%2027%2c%202002&text=the%20federal%20reserve%20board%20o	NOUN
cblr-7161	555	60	n	n	CCONJ
cblr-7161	555	61	,	,	PUNCT
cblr-7161	555	62	of%20the%20federal%20reserve%20act	of%20the%20federal%20reserve%20act	ADJ
cblr-7161	555	63	[	[	X
cblr-7161	555	64	https://perma.cc/3qzmcgem	https://perma.cc/3qzmcgem	X
cblr-7161	555	65	]	]	PUNCT
cblr-7161	555	66	.	.	PUNCT
cblr-7161	556	1	140	140	NUM
cblr-7161	556	2	see	see	VERB
cblr-7161	556	3	general	general	ADJ
cblr-7161	556	4	provisions	provision	NOUN
cblr-7161	556	5	of	of	ADP
cblr-7161	556	6	section	section	NOUN
cblr-7161	556	7	23a	23a	NOUN
cblr-7161	556	8	,	,	PUNCT
cblr-7161	556	9	12	12	NUM
cblr-7161	556	10	c.f.r	c.f.r	NOUN
cblr-7161	556	11	.	.	PUNCT
cblr-7161	557	1	§	§	PROPN
cblr-7161	557	2	223.11–12	223.11–12	PROPN
cblr-7161	557	3	(	(	PUNCT
cblr-7161	557	4	2020	2020	NUM
cblr-7161	557	5	)	)	PUNCT
cblr-7161	557	6	.	.	PUNCT
cblr-7161	558	1	141	141	NUM
cblr-7161	558	2	see	see	VERB
cblr-7161	558	3	michael	michael	PROPN
cblr-7161	558	4	s.	s.	PROPN
cblr-7161	558	5	barr	barr	PROPN
cblr-7161	558	6	et	et	PROPN
cblr-7161	558	7	al	al	PROPN
cblr-7161	558	8	.	.	PROPN
cblr-7161	558	9	,	,	PUNCT
cblr-7161	558	10	financial	financial	ADJ
cblr-7161	558	11	regulation	regulation	NOUN
cblr-7161	558	12	:	:	PUNCT
cblr-7161	558	13	law	law	NOUN
cblr-7161	558	14	and	and	CCONJ
cblr-7161	558	15	policy	policy	NOUN
cblr-7161	558	16	226	226	NUM
cblr-7161	558	17	(	(	PUNCT
cblr-7161	558	18	2016	2016	NUM
cblr-7161	558	19	)	)	PUNCT
cblr-7161	558	20	.	.	PUNCT
cblr-7161	559	1	142	142	NUM
cblr-7161	559	2	see	see	VERB
cblr-7161	559	3	12	12	NUM
cblr-7161	559	4	c.f.r	c.f.r	NOUN
cblr-7161	559	5	.	.	PUNCT
cblr-7161	560	1	§	§	PROPN
cblr-7161	560	2	223.11–12	223.11–12	PROPN
cblr-7161	560	3	.	.	PROPN
cblr-7161	561	1	143	143	NUM
cblr-7161	561	2	see	see	VERB
cblr-7161	561	3	veryl	veryl	PROPN
cblr-7161	561	4	victoria	victoria	PROPN
cblr-7161	561	5	miles	mile	NOUN
cblr-7161	561	6	,	,	PUNCT
cblr-7161	561	7	banking	banking	NOUN
cblr-7161	561	8	affiliate	affiliate	NOUN
cblr-7161	561	9	regulation	regulation	NOUN
cblr-7161	561	10	under	under	ADP
cblr-7161	561	11	section	section	NOUN
cblr-7161	561	12	23a	23a	NOUN
cblr-7161	561	13	of	of	ADP
cblr-7161	561	14	the	the	DET
cblr-7161	561	15	federal	federal	PROPN
cblr-7161	561	16	reserve	reserve	PROPN
cblr-7161	561	17	act	act	PROPN
cblr-7161	561	18	,	,	PUNCT
cblr-7161	561	19	105	105	NUM
cblr-7161	561	20	banking	banking	NOUN
cblr-7161	561	21	l.j	l.j	PROPN
cblr-7161	561	22	.	.	PROPN
cblr-7161	561	23	476	476	NUM
cblr-7161	561	24	,	,	PUNCT
cblr-7161	561	25	490–93	490–93	NUM
cblr-7161	561	26	(	(	PUNCT
cblr-7161	561	27	1988	1988	NUM
cblr-7161	561	28	)	)	PUNCT
cblr-7161	561	29	;	;	PUNCT
cblr-7161	561	30	omarova	omarova	PROPN
cblr-7161	561	31	,	,	PUNCT
cblr-7161	561	32	supra	supra	PROPN
cblr-7161	561	33	note	note	NOUN
cblr-7161	561	34	75	75	NUM
cblr-7161	561	35	,	,	PUNCT
cblr-7161	561	36	at	at	ADP
cblr-7161	561	37	1692–1702	1692–1702	NUM
cblr-7161	561	38	.	.	PUNCT
cblr-7161	562	1	144	144	NUM
cblr-7161	562	2	see	see	VERB
cblr-7161	562	3	omarova	omarova	PROPN
cblr-7161	562	4	,	,	PUNCT
cblr-7161	562	5	supra	supra	PROPN
cblr-7161	562	6	note	note	NOUN
cblr-7161	562	7	75	75	NUM
cblr-7161	562	8	,	,	PUNCT
cblr-7161	562	9	at	at	ADP
cblr-7161	562	10	1698–1700	1698–1700	NUM
cblr-7161	562	11	.	.	PUNCT
cblr-7161	563	1	145	145	NUM
cblr-7161	563	2	see	see	VERB
cblr-7161	563	3	transactions	transaction	NOUN
cblr-7161	563	4	between	between	ADP
cblr-7161	563	5	member	member	NOUN
cblr-7161	563	6	banks	bank	NOUN
cblr-7161	563	7	and	and	CCONJ
cblr-7161	563	8	their	their	PRON
cblr-7161	563	9	affiliates	affiliate	NOUN
cblr-7161	563	10	,	,	PUNCT
cblr-7161	563	11	67	67	NUM
cblr-7161	563	12	fed	feed	VERB
cblr-7161	563	13	.	.	PUNCT
cblr-7161	564	1	reg	reg	PROPN
cblr-7161	564	2	.	.	PUNCT
cblr-7161	565	1	76,560	76,560	NUM
cblr-7161	565	2	,	,	PUNCT
cblr-7161	565	3	76,587	76,587	NUM
cblr-7161	565	4	(	(	PUNCT
cblr-7161	565	5	dec	dec	PROPN
cblr-7161	565	6	.	.	PROPN
cblr-7161	565	7	12	12	NUM
cblr-7161	565	8	,	,	PUNCT
cblr-7161	565	9	2002	2002	NUM
cblr-7161	565	10	)	)	PUNCT
cblr-7161	565	11	(	(	PUNCT
cblr-7161	565	12	codified	codify	VERB
cblr-7161	565	13	as	as	SCONJ
cblr-7161	565	14	amended	amend	VERB
cblr-7161	565	15	at	at	ADP
cblr-7161	565	16	12	12	NUM
cblr-7161	565	17	c.f.r	c.f.r	NOUN
cblr-7161	565	18	.	.	PUNCT
cblr-7161	566	1	pt	pt	PROPN
cblr-7161	566	2	.	.	PROPN
cblr-7161	566	3	223	223	NUM
cblr-7161	566	4	)	)	PUNCT
cblr-7161	566	5	.	.	PUNCT
cblr-7161	567	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	567	2	(	(	PUNCT
cblr-7161	567	3	do	do	AUX
cblr-7161	567	4	not	not	PART
cblr-7161	567	5	delte	delte	VERB
cblr-7161	567	6	)	)	PUNCT
cblr-7161	567	7	10/7/2020	10/7/2020	NUM
cblr-7161	567	8	6:42	6:42	NUM
cblr-7161	567	9	pm	pm	NOUN
cblr-7161	567	10	370	370	NUM
cblr-7161	567	11	columbia	columbia	PROPN
cblr-7161	567	12	business	business	NOUN
cblr-7161	567	13	law	law	PROPN
cblr-7161	567	14	review	review	NOUN
cblr-7161	568	1	[	[	X
cblr-7161	568	2	vol	vol	NOUN
cblr-7161	568	3	.	.	PUNCT
cblr-7161	568	4	2020	2020	NUM
cblr-7161	568	5	exception	exception	NOUN
cblr-7161	568	6	contributed	contribute	VERB
cblr-7161	568	7	to	to	ADP
cblr-7161	568	8	the	the	DET
cblr-7161	568	9	undercapitalization	undercapitalization	NOUN
cblr-7161	568	10	of	of	ADP
cblr-7161	568	11	large	large	ADJ
cblr-7161	568	12	banks	bank	NOUN
cblr-7161	568	13	in	in	ADP
cblr-7161	568	14	the	the	DET
cblr-7161	568	15	most	most	ADV
cblr-7161	568	16	recent	recent	ADJ
cblr-7161	568	17	financial	financial	ADJ
cblr-7161	568	18	crisis.146	crisis.146	NOUN
cblr-7161	568	19	indeed	indeed	ADV
cblr-7161	568	20	,	,	PUNCT
cblr-7161	568	21	because	because	SCONJ
cblr-7161	568	22	many	many	ADJ
cblr-7161	568	23	regulation	regulation	NOUN
cblr-7161	568	24	w	w	NOUN
cblr-7161	568	25	waivers	waiver	NOUN
cblr-7161	568	26	were	be	AUX
cblr-7161	568	27	granted	grant	VERB
cblr-7161	568	28	by	by	ADP
cblr-7161	568	29	regulators	regulator	NOUN
cblr-7161	568	30	during	during	ADP
cblr-7161	568	31	the	the	DET
cblr-7161	568	32	financial	financial	ADJ
cblr-7161	568	33	crisis	crisis	NOUN
cblr-7161	568	34	to	to	PART
cblr-7161	568	35	allow	allow	VERB
cblr-7161	568	36	institutions	institution	NOUN
cblr-7161	568	37	to	to	PART
cblr-7161	568	38	provide	provide	VERB
cblr-7161	568	39	emergency	emergency	NOUN
cblr-7161	568	40	liquidity	liquidity	NOUN
cblr-7161	568	41	to	to	ADP
cblr-7161	568	42	their	their	PRON
cblr-7161	568	43	global	global	ADJ
cblr-7161	568	44	affiliates,147	affiliates,147	PROPN
cblr-7161	568	45	policymakers	policymaker	NOUN
cblr-7161	568	46	prioritized	prioritize	VERB
cblr-7161	568	47	changes	change	NOUN
cblr-7161	568	48	to	to	ADP
cblr-7161	568	49	the	the	DET
cblr-7161	568	50	regulation	regulation	NOUN
cblr-7161	568	51	in	in	ADP
cblr-7161	568	52	their	their	PRON
cblr-7161	568	53	drafting	drafting	NOUN
cblr-7161	568	54	of	of	ADP
cblr-7161	568	55	doddfrank.148	doddfrank.148	PROPN
cblr-7161	568	56	the	the	DET
cblr-7161	568	57	elimination	elimination	NOUN
cblr-7161	568	58	of	of	ADP
cblr-7161	568	59	the	the	DET
cblr-7161	568	60	derivatives	derivative	NOUN
cblr-7161	568	61	exception149	exception149	PRON
cblr-7161	568	62	has	have	AUX
cblr-7161	568	63	resulted	result	VERB
cblr-7161	568	64	in	in	ADP
cblr-7161	568	65	a	a	DET
cblr-7161	568	66	dramatic	dramatic	ADJ
cblr-7161	568	67	disruption	disruption	NOUN
cblr-7161	568	68	of	of	ADP
cblr-7161	568	69	fbos	fbo	NOUN
cblr-7161	568	70	’	’	PART
cblr-7161	568	71	funding	funding	NOUN
cblr-7161	568	72	strategies	strategy	NOUN
cblr-7161	568	73	.	.	PUNCT
cblr-7161	569	1	intracompany	intracompany	ADJ
cblr-7161	569	2	derivatives	derivative	NOUN
cblr-7161	569	3	transactions	transaction	NOUN
cblr-7161	569	4	are	be	AUX
cblr-7161	569	5	extremely	extremely	ADV
cblr-7161	569	6	important	important	ADJ
cblr-7161	569	7	liquidity	liquidity	NOUN
cblr-7161	569	8	risk	risk	NOUN
cblr-7161	569	9	management	management	NOUN
cblr-7161	569	10	tools	tool	NOUN
cblr-7161	569	11	for	for	ADP
cblr-7161	569	12	financial	financial	ADJ
cblr-7161	569	13	institutions	institution	NOUN
cblr-7161	569	14	,	,	PUNCT
cblr-7161	569	15	and	and	CCONJ
cblr-7161	569	16	have	have	AUX
cblr-7161	569	17	historically	historically	ADV
cblr-7161	569	18	afforded	afford	VERB
cblr-7161	569	19	large	large	ADJ
cblr-7161	569	20	financial	financial	ADJ
cblr-7161	569	21	institutions	institution	NOUN
cblr-7161	569	22	,	,	PUNCT
cblr-7161	569	23	particularly	particularly	ADV
cblr-7161	569	24	those	those	PRON
cblr-7161	569	25	with	with	ADP
cblr-7161	569	26	complex	complex	ADJ
cblr-7161	569	27	legal	legal	ADJ
cblr-7161	569	28	entity	entity	NOUN
cblr-7161	569	29	structures	structure	NOUN
cblr-7161	569	30	,	,	PUNCT
cblr-7161	569	31	the	the	DET
cblr-7161	569	32	ability	ability	NOUN
cblr-7161	569	33	to	to	PART
cblr-7161	569	34	hedge	hedge	VERB
cblr-7161	569	35	risks	risk	NOUN
cblr-7161	569	36	and	and	CCONJ
cblr-7161	569	37	absorb	absorb	VERB
cblr-7161	569	38	liquidity	liquidity	NOUN
cblr-7161	569	39	shocks	shock	NOUN
cblr-7161	569	40	across	across	ADP
cblr-7161	569	41	their	their	PRON
cblr-7161	569	42	organizations.150	organizations.150	NOUN
cblr-7161	569	43	now	now	ADV
cblr-7161	569	44	that	that	SCONJ
cblr-7161	569	45	the	the	DET
cblr-7161	569	46	exemption	exemption	NOUN
cblr-7161	569	47	has	have	AUX
cblr-7161	569	48	been	be	AUX
cblr-7161	569	49	eliminated	eliminate	VERB
cblr-7161	569	50	and	and	CCONJ
cblr-7161	569	51	intracompany	intracompany	ADJ
cblr-7161	569	52	derivatives	derivative	NOUN
cblr-7161	569	53	transactions	transaction	NOUN
cblr-7161	569	54	are	be	AUX
cblr-7161	569	55	limited	limit	VERB
cblr-7161	569	56	by	by	ADP
cblr-7161	569	57	the	the	DET
cblr-7161	569	58	ten	ten	NUM
cblr-7161	569	59	percent	percent	NOUN
cblr-7161	569	60	and	and	CCONJ
cblr-7161	569	61	twenty	twenty	NUM
cblr-7161	569	62	percent	percent	NOUN
cblr-7161	569	63	limits	limit	NOUN
cblr-7161	569	64	of	of	ADP
cblr-7161	569	65	regulation	regulation	NOUN
cblr-7161	569	66	w	w	PROPN
cblr-7161	569	67	,	,	PUNCT
cblr-7161	569	68	some	some	DET
cblr-7161	569	69	commentators	commentator	NOUN
cblr-7161	569	70	have	have	AUX
cblr-7161	569	71	noted	note	VERB
cblr-7161	569	72	that	that	SCONJ
cblr-7161	569	73	banks	bank	NOUN
cblr-7161	569	74	’	'	PUNCT
cblr-7161	569	75	ability	ability	NOUN
cblr-7161	569	76	to	to	PART
cblr-7161	569	77	manage	manage	VERB
cblr-7161	569	78	their	their	PRON
cblr-7161	569	79	risks	risk	NOUN
cblr-7161	569	80	is	be	AUX
cblr-7161	569	81	“	"	PUNCT
cblr-7161	569	82	totally	totally	ADV
cblr-7161	569	83	change[d].”151	change[d].”151	NOUN
cblr-7161	569	84	further	far	ADV
cblr-7161	569	85	,	,	PUNCT
cblr-7161	569	86	others	other	NOUN
cblr-7161	569	87	have	have	AUX
cblr-7161	569	88	shared	share	VERB
cblr-7161	569	89	concerns	concern	NOUN
cblr-7161	569	90	that	that	SCONJ
cblr-7161	569	91	the	the	DET
cblr-7161	569	92	elimination	elimination	NOUN
cblr-7161	569	93	of	of	ADP
cblr-7161	569	94	the	the	DET
cblr-7161	569	95	exception	exception	NOUN
cblr-7161	569	96	undermines	undermine	VERB
cblr-7161	569	97	146	146	NUM
cblr-7161	569	98	see	see	NOUN
cblr-7161	569	99	omarova	omarova	PROPN
cblr-7161	569	100	,	,	PUNCT
cblr-7161	569	101	supra	supra	PROPN
cblr-7161	569	102	note	note	NOUN
cblr-7161	569	103	75	75	NUM
cblr-7161	569	104	,	,	PUNCT
cblr-7161	569	105	at	at	ADP
cblr-7161	569	106	1727–28	1727–28	NOUN
cblr-7161	569	107	;	;	PUNCT
cblr-7161	569	108	letter	letter	NOUN
cblr-7161	569	109	from	from	ADP
cblr-7161	569	110	sen	sen	PROPN
cblr-7161	569	111	.	.	PROPN
cblr-7161	569	112	bob	bob	PROPN
cblr-7161	569	113	.	.	PROPN
cblr-7161	570	1	casey	casey	PROPN
cblr-7161	570	2	to	to	ADP
cblr-7161	570	3	ben	ben	PROPN
cblr-7161	570	4	s.	s.	PROPN
cblr-7161	570	5	bernanke	bernanke	PROPN
cblr-7161	570	6	,	,	PUNCT
cblr-7161	570	7	chairman	chairman	NOUN
cblr-7161	570	8	,	,	PUNCT
cblr-7161	570	9	bd	bd	PROPN
cblr-7161	570	10	.	.	PROPN
cblr-7161	570	11	of	of	ADP
cblr-7161	570	12	governors	governor	NOUN
cblr-7161	570	13	of	of	ADP
cblr-7161	570	14	the	the	DET
cblr-7161	570	15	fed	fed	PROPN
cblr-7161	571	1	.	.	PUNCT
cblr-7161	571	2	reserve	reserve	PROPN
cblr-7161	571	3	(	(	PUNCT
cblr-7161	571	4	oct	oct	PROPN
cblr-7161	571	5	.	.	PROPN
cblr-7161	571	6	27	27	NUM
cblr-7161	571	7	,	,	PUNCT
cblr-7161	571	8	2011	2011	NUM
cblr-7161	571	9	)	)	PUNCT
cblr-7161	571	10	,	,	PUNCT
cblr-7161	571	11	https://www.casey.senate.gov/newsroom/releases/casey-tofederal-bank-regulators-must-ensure-risky-behavior-by-banks-does-notthreaten-taxpayers	https://www.casey.senate.gov/newsroom/releases/casey-tofederal-bank-regulators-must-ensure-risky-behavior-by-banks-does-notthreaten-taxpayer	VERB
cblr-7161	572	1	[	[	X
cblr-7161	572	2	https://perma.cc/y5le-kfmd	https://perma.cc/y5le-kfmd	NOUN
cblr-7161	572	3	]	]	PUNCT
cblr-7161	572	4	.	.	PUNCT
cblr-7161	573	1	147	147	NUM
cblr-7161	573	2	see	see	VERB
cblr-7161	573	3	omarova	omarova	PROPN
cblr-7161	573	4	,	,	PUNCT
cblr-7161	573	5	supra	supra	PROPN
cblr-7161	573	6	note	note	NOUN
cblr-7161	573	7	75	75	NUM
cblr-7161	573	8	,	,	PUNCT
cblr-7161	573	9	at	at	ADP
cblr-7161	573	10	1769–70	1769–70	NUM
cblr-7161	573	11	;	;	PUNCT
cblr-7161	573	12	barr	barr	PROPN
cblr-7161	573	13	et	et	PROPN
cblr-7161	573	14	al	al	PROPN
cblr-7161	573	15	.	.	PROPN
cblr-7161	573	16	,	,	PUNCT
cblr-7161	573	17	supra	supra	PROPN
cblr-7161	573	18	note	note	NOUN
cblr-7161	573	19	141	141	NUM
cblr-7161	573	20	,	,	PUNCT
cblr-7161	573	21	at	at	ADP
cblr-7161	573	22	228	228	NUM
cblr-7161	573	23	.	.	PUNCT
cblr-7161	574	1	148	148	NUM
cblr-7161	574	2	see	see	VERB
cblr-7161	574	3	barr	barr	PROPN
cblr-7161	574	4	et	et	PROPN
cblr-7161	574	5	al	al	PROPN
cblr-7161	574	6	.	.	PROPN
cblr-7161	574	7	,	,	PUNCT
cblr-7161	574	8	supra	supra	PROPN
cblr-7161	574	9	note	note	NOUN
cblr-7161	574	10	141	141	NUM
cblr-7161	574	11	,	,	PUNCT
cblr-7161	574	12	at	at	ADP
cblr-7161	574	13	228	228	NUM
cblr-7161	574	14	.	.	NOUN
cblr-7161	574	15	149	149	NUM
cblr-7161	574	16	note	note	VERB
cblr-7161	574	17	that	that	SCONJ
cblr-7161	574	18	only	only	ADV
cblr-7161	574	19	derivative	derivative	ADJ
cblr-7161	574	20	transactions	transaction	NOUN
cblr-7161	574	21	that	that	PRON
cblr-7161	574	22	create	create	VERB
cblr-7161	574	23	a	a	DET
cblr-7161	574	24	“	"	PUNCT
cblr-7161	574	25	credit	credit	NOUN
cblr-7161	574	26	exposure	exposure	NOUN
cblr-7161	574	27	to	to	ADP
cblr-7161	574	28	the	the	DET
cblr-7161	574	29	affiliate	affiliate	NOUN
cblr-7161	574	30	”	"	PUNCT
cblr-7161	574	31	are	be	AUX
cblr-7161	574	32	included	include	VERB
cblr-7161	574	33	as	as	ADP
cblr-7161	574	34	covered	cover	VERB
cblr-7161	574	35	transactions	transaction	NOUN
cblr-7161	574	36	.	.	PUNCT
cblr-7161	575	1	see	see	VERB
cblr-7161	575	2	12	12	NUM
cblr-7161	575	3	u.s.c	u.s.c	ADJ
cblr-7161	575	4	.	.	PUNCT
cblr-7161	576	1	§	§	PROPN
cblr-7161	576	2	371c(b)(7)(g	371c(b)(7)(g	PROPN
cblr-7161	576	3	)	)	PUNCT
cblr-7161	576	4	(	(	PUNCT
cblr-7161	576	5	2018	2018	NUM
cblr-7161	576	6	)	)	PUNCT
cblr-7161	576	7	.	.	PUNCT
cblr-7161	577	1	150	150	NUM
cblr-7161	577	2	see	see	VERB
cblr-7161	577	3	patrick	patrick	PROPN
cblr-7161	577	4	d.	d.	PROPN
cblr-7161	577	5	morris	morris	PROPN
cblr-7161	577	6	,	,	PUNCT
cblr-7161	577	7	comment	comment	NOUN
cblr-7161	577	8	,	,	PUNCT
cblr-7161	577	9	hedging	hedge	VERB
cblr-7161	577	10	with	with	ADP
cblr-7161	577	11	“	"	PUNCT
cblr-7161	577	12	financial	financial	ADJ
cblr-7161	577	13	weapons	weapon	NOUN
cblr-7161	577	14	of	of	ADP
cblr-7161	577	15	mass	mass	ADJ
cblr-7161	577	16	destruction	destruction	NOUN
cblr-7161	577	17	”	"	PUNCT
cblr-7161	577	18	:	:	PUNCT
cblr-7161	577	19	cleaning	clean	VERB
cblr-7161	577	20	up	up	ADP
cblr-7161	577	21	the	the	DET
cblr-7161	577	22	fallout	fallout	NOUN
cblr-7161	577	23	of	of	ADP
cblr-7161	577	24	treating	treat	VERB
cblr-7161	577	25	all	all	DET
cblr-7161	577	26	derivative	derivative	ADJ
cblr-7161	577	27	transactions	transaction	NOUN
cblr-7161	577	28	between	between	ADP
cblr-7161	577	29	bank	bank	NOUN
cblr-7161	577	30	affiliates	affiliate	NOUN
cblr-7161	577	31	the	the	DET
cblr-7161	577	32	same	same	ADJ
cblr-7161	577	33	,	,	PUNCT
cblr-7161	577	34	22	22	NUM
cblr-7161	577	35	n.c	n.c	PROPN
cblr-7161	577	36	.	.	PROPN
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cblr-7161	577	38	inst	inst	PROPN
cblr-7161	577	39	.	.	PROPN
cblr-7161	578	1	381	381	NUM
cblr-7161	578	2	,	,	PUNCT
cblr-7161	578	3	383	383	NUM
cblr-7161	578	4	(	(	PUNCT
cblr-7161	578	5	2018	2018	NUM
cblr-7161	578	6	)	)	PUNCT
cblr-7161	578	7	;	;	PUNCT
cblr-7161	578	8	the	the	DET
cblr-7161	578	9	dodd	dodd	PROPN
cblr-7161	578	10	-	-	PUNCT
cblr-7161	578	11	frank	frank	PROPN
cblr-7161	578	12	act	act	PROPN
cblr-7161	578	13	’s	’s	PART
cblr-7161	578	14	impact	impact	NOUN
cblr-7161	578	15	on	on	ADP
cblr-7161	578	16	affiliate	affiliate	NOUN
cblr-7161	578	17	transactions	transaction	NOUN
cblr-7161	578	18	,	,	PUNCT
cblr-7161	578	19	cadwalader	cadwalader	NOUN
cblr-7161	578	20	(	(	PUNCT
cblr-7161	578	21	apr	apr	PROPN
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cblr-7161	578	23	21	21	NUM
cblr-7161	578	24	,	,	PUNCT
cblr-7161	578	25	2011	2011	NUM
cblr-7161	578	26	)	)	PUNCT
cblr-7161	578	27	,	,	PUNCT
cblr-7161	578	28	https://www.cadwalader.com/resources/clientsfriends-memos/the-dodd-frank-acts-impact-on-affiliate-transactions	https://www.cadwalader.com/resources/clientsfriends-memos/the-dodd-frank-acts-impact-on-affiliate-transaction	VERB
cblr-7161	579	1	[	[	X
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cblr-7161	580	7	in	in	ADP
cblr-7161	580	8	reg	reg	NOUN
cblr-7161	580	9	reform	reform	NOUN
cblr-7161	580	10	may	may	AUX
cblr-7161	580	11	have	have	VERB
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cblr-7161	580	13	impact	impact	NOUN
cblr-7161	580	14	,	,	PUNCT
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cblr-7161	581	1	.	.	PUNCT
cblr-7161	581	2	banker	banker	NOUN
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cblr-7161	581	7	,	,	PUNCT
cblr-7161	581	8	2010	2010	NUM
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cblr-7161	581	10	,	,	PUNCT
cblr-7161	581	11	https://www.americanbanker.com/news/obscure-provision-in-reg-reform-may-have-big-impactab1015477	https://www.americanbanker.com/news/obscure-provision-in-reg-reform-may-have-big-impactab1015477	PROPN
cblr-7161	582	1	[	[	X
cblr-7161	582	2	https://perma.cc/7vvw-evv3	https://perma.cc/7vvw-evv3	PROPN
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cblr-7161	582	4	.	.	PUNCT
cblr-7161	583	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	583	2	(	(	PUNCT
cblr-7161	583	3	do	do	AUX
cblr-7161	583	4	not	not	PART
cblr-7161	583	5	delete	delete	VERB
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cblr-7161	584	4	landscape	landscape	NOUN
cblr-7161	584	5	371	371	NUM
cblr-7161	584	6	global	global	ADJ
cblr-7161	584	7	financial	financial	ADJ
cblr-7161	584	8	stability	stability	NOUN
cblr-7161	584	9	as	as	ADP
cblr-7161	584	10	complex	complex	ADJ
cblr-7161	584	11	banking	banking	NOUN
cblr-7161	584	12	organizations	organization	NOUN
cblr-7161	584	13	,	,	PUNCT
cblr-7161	584	14	rather	rather	ADV
cblr-7161	584	15	than	than	ADP
cblr-7161	584	16	relying	rely	VERB
cblr-7161	584	17	on	on	ADP
cblr-7161	584	18	intracompany	intracompany	ADJ
cblr-7161	584	19	derivatives	derivative	NOUN
cblr-7161	584	20	to	to	PART
cblr-7161	584	21	hedge	hedge	VERB
cblr-7161	584	22	their	their	PRON
cblr-7161	584	23	risks	risk	NOUN
cblr-7161	584	24	,	,	PUNCT
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cblr-7161	584	26	now	now	ADV
cblr-7161	584	27	forced	force	VERB
cblr-7161	584	28	to	to	PART
cblr-7161	584	29	rely	rely	VERB
cblr-7161	584	30	on	on	ADP
cblr-7161	584	31	third	third	ADJ
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cblr-7161	584	35	increasing	increase	VERB
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cblr-7161	584	38	of	of	ADP
cblr-7161	584	39	the	the	DET
cblr-7161	584	40	financial	financial	ADJ
cblr-7161	584	41	system.152	system.152	PROPN
cblr-7161	584	42	amending	amend	VERB
cblr-7161	584	43	the	the	DET
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cblr-7161	584	45	of	of	ADP
cblr-7161	584	46	“	"	PUNCT
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cblr-7161	584	48	transactions	transaction	NOUN
cblr-7161	584	49	”	"	PUNCT
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cblr-7161	584	54	impactful	impactful	ADJ
cblr-7161	584	55	change	change	NOUN
cblr-7161	584	56	dodd	dodd	PROPN
cblr-7161	584	57	-	-	PUNCT
cblr-7161	584	58	frank	frank	PROPN
cblr-7161	584	59	made	make	VERB
cblr-7161	584	60	to	to	PART
cblr-7161	584	61	regulation	regulation	VERB
cblr-7161	584	62	w.	w.	PROPN
cblr-7161	584	63	indeed	indeed	ADV
cblr-7161	584	64	,	,	PUNCT
cblr-7161	584	65	the	the	DET
cblr-7161	584	66	statute	statute	NOUN
cblr-7161	584	67	also	also	ADV
cblr-7161	584	68	tackled	tackle	VERB
cblr-7161	584	69	the	the	DET
cblr-7161	584	70	financial	financial	ADJ
cblr-7161	584	71	subsidiary	subsidiary	NOUN
cblr-7161	584	72	exemption	exemption	NOUN
cblr-7161	584	73	,	,	PUNCT
cblr-7161	584	74	a	a	DET
cblr-7161	584	75	provision	provision	NOUN
cblr-7161	584	76	that	that	PRON
cblr-7161	584	77	was	be	AUX
cblr-7161	584	78	initially	initially	ADV
cblr-7161	584	79	promulgated	promulgate	VERB
cblr-7161	584	80	under	under	ADP
cblr-7161	584	81	the	the	DET
cblr-7161	584	82	gramm	gramm	NOUN
cblr-7161	584	83	-	-	PUNCT
cblr-7161	584	84	leach	leach	NOUN
cblr-7161	584	85	-	-	PUNCT
cblr-7161	584	86	bliley	bliley	NOUN
cblr-7161	584	87	act.153	act.153	NOUN
cblr-7161	584	88	although	although	SCONJ
cblr-7161	584	89	financial	financial	ADJ
cblr-7161	584	90	subsidiaries	subsidiary	NOUN
cblr-7161	584	91	have	have	AUX
cblr-7161	584	92	always	always	ADV
cblr-7161	584	93	been	be	AUX
cblr-7161	584	94	included	include	VERB
cblr-7161	584	95	as	as	ADP
cblr-7161	584	96	“	"	PUNCT
cblr-7161	584	97	affiliates	affiliate	NOUN
cblr-7161	584	98	”	"	PUNCT
cblr-7161	584	99	for	for	ADP
cblr-7161	584	100	purposes	purpose	NOUN
cblr-7161	584	101	of	of	ADP
cblr-7161	584	102	regulation	regulation	NOUN
cblr-7161	584	103	w,154	w,154	NOUN
cblr-7161	584	104	prior	prior	ADV
cblr-7161	584	105	to	to	ADP
cblr-7161	584	106	dodd	dodd	PROPN
cblr-7161	584	107	-	-	PUNCT
cblr-7161	584	108	frank	frank	PROPN
cblr-7161	584	109	’s	’s	PART
cblr-7161	584	110	enactment	enactment	NOUN
cblr-7161	584	111	they	they	PRON
cblr-7161	584	112	were	be	AUX
cblr-7161	584	113	excluded	exclude	VERB
cblr-7161	584	114	from	from	ADP
cblr-7161	584	115	some	some	PRON
cblr-7161	584	116	of	of	ADP
cblr-7161	584	117	the	the	DET
cblr-7161	584	118	regulation	regulation	NOUN
cblr-7161	584	119	’s	’s	PART
cblr-7161	584	120	requirements.155	requirements.155	NOUN
cblr-7161	584	121	specifically	specifically	ADV
cblr-7161	584	122	,	,	PUNCT
cblr-7161	584	123	“	"	PUNCT
cblr-7161	584	124	the	the	DET
cblr-7161	584	125	aggregate	aggregate	ADJ
cblr-7161	584	126	amount	amount	NOUN
cblr-7161	584	127	of	of	ADP
cblr-7161	584	128	covered	covered	ADJ
cblr-7161	584	129	transactions	transaction	NOUN
cblr-7161	584	130	between	between	ADP
cblr-7161	584	131	a	a	DET
cblr-7161	584	132	bank	bank	NOUN
cblr-7161	584	133	and	and	CCONJ
cblr-7161	584	134	any	any	DET
cblr-7161	584	135	one	one	NUM
cblr-7161	584	136	financial	financial	ADJ
cblr-7161	584	137	subsidiary	subsidiary	NOUN
cblr-7161	584	138	.	.	PUNCT
cblr-7161	584	139	.	.	PUNCT
cblr-7161	585	1	.	.	PUNCT
cblr-7161	586	1	was	be	AUX
cblr-7161	586	2	not	not	PART
cblr-7161	586	3	limited	limit	VERB
cblr-7161	586	4	to	to	ADP
cblr-7161	586	5	10	10	NUM
cblr-7161	586	6	%	%	NOUN
cblr-7161	586	7	of	of	ADP
cblr-7161	586	8	the	the	DET
cblr-7161	586	9	bank	bank	NOUN
cblr-7161	586	10	’s	’s	PART
cblr-7161	586	11	capital	capital	NOUN
cblr-7161	586	12	and	and	CCONJ
cblr-7161	586	13	surplus	surplus	NOUN
cblr-7161	586	14	,	,	PUNCT
cblr-7161	586	15	and	and	CCONJ
cblr-7161	586	16	the	the	DET
cblr-7161	586	17	retained	retain	VERB
cblr-7161	586	18	earnings	earning	NOUN
cblr-7161	586	19	of	of	ADP
cblr-7161	586	20	a	a	DET
cblr-7161	586	21	financial	financial	ADJ
cblr-7161	586	22	subsidiary	subsidiary	NOUN
cblr-7161	586	23	were	be	AUX
cblr-7161	586	24	excluded	exclude	VERB
cblr-7161	586	25	in	in	ADP
cblr-7161	586	26	calculating	calculate	VERB
cblr-7161	586	27	the	the	DET
cblr-7161	586	28	bank	bank	NOUN
cblr-7161	586	29	’s	’s	PART
cblr-7161	586	30	investment	investment	NOUN
cblr-7161	586	31	in	in	ADP
cblr-7161	586	32	the	the	DET
cblr-7161	586	33	financial	financial	ADJ
cblr-7161	586	34	subsidiary	subsidiary	NOUN
cblr-7161	586	35	(	(	PUNCT
cblr-7161	586	36	which	which	PRON
cblr-7161	586	37	is	be	AUX
cblr-7161	586	38	a	a	DET
cblr-7161	586	39	covered	covered	ADJ
cblr-7161	586	40	transaction).”156	transaction).”156	PROPN
cblr-7161	586	41	section	section	NOUN
cblr-7161	586	42	609	609	NUM
cblr-7161	586	43	of	of	ADP
cblr-7161	586	44	dodd	dodd	PROPN
cblr-7161	586	45	-	-	PUNCT
cblr-7161	586	46	frank	frank	PROPN
cblr-7161	586	47	eliminated	eliminate	VERB
cblr-7161	586	48	this	this	DET
cblr-7161	586	49	exemption	exemption	NOUN
cblr-7161	586	50	and	and	CCONJ
cblr-7161	586	51	brought	bring	VERB
cblr-7161	586	52	financial	financial	ADJ
cblr-7161	586	53	subsidiaries	subsidiary	NOUN
cblr-7161	586	54	fully	fully	ADV
cblr-7161	586	55	within	within	ADP
cblr-7161	586	56	the	the	DET
cblr-7161	586	57	boundaries	boundary	NOUN
cblr-7161	586	58	of	of	ADP
cblr-7161	586	59	regulation	regulation	NOUN
cblr-7161	586	60	w,157	w,157	VERB
cblr-7161	586	61	a	a	DET
cblr-7161	586	62	change	change	NOUN
cblr-7161	586	63	that	that	PRON
cblr-7161	586	64	many	many	ADJ
cblr-7161	586	65	have	have	AUX
cblr-7161	586	66	criticized	criticize	VERB
cblr-7161	586	67	as	as	ADP
cblr-7161	586	68	“	"	PUNCT
cblr-7161	586	69	limit[ing	limit[e	VERB
cblr-7161	586	70	]	]	PUNCT
cblr-7161	586	71	the	the	DET
cblr-7161	586	72	expansion	expansion	NOUN
cblr-7161	586	73	of	of	ADP
cblr-7161	586	74	any	any	DET
cblr-7161	586	75	financial	financial	ADJ
cblr-7161	586	76	subsidiary	subsidiary	NOUN
cblr-7161	586	77	of	of	ADP
cblr-7161	586	78	a	a	DET
cblr-7161	586	79	bank	bank	NOUN
cblr-7161	586	80	.	.	PUNCT
cblr-7161	587	1	”158	”158	PROPN
cblr-7161	588	1	152	152	NUM
cblr-7161	588	2	see	see	VERB
cblr-7161	588	3	i	i	PRON
cblr-7161	588	4	d.	d.	PROPN
cblr-7161	588	5	see	see	VERB
cblr-7161	588	6	also	also	ADV
cblr-7161	588	7	morris	morris	PROPN
cblr-7161	588	8	,	,	PUNCT
cblr-7161	588	9	supra	supra	PROPN
cblr-7161	588	10	note	note	PROPN
cblr-7161	588	11	150	150	NUM
cblr-7161	588	12	,	,	PUNCT
cblr-7161	588	13	at	at	ADP
cblr-7161	588	14	396–97	396–97	NUM
cblr-7161	588	15	.	.	PUNCT
cblr-7161	589	1	153	153	NUM
cblr-7161	589	2	see	see	VERB
cblr-7161	589	3	gramm	gramm	NOUN
cblr-7161	589	4	-	-	PUNCT
cblr-7161	589	5	leach	leach	NOUN
cblr-7161	589	6	-	-	PUNCT
cblr-7161	589	7	bliley	bliley	NOUN
cblr-7161	589	8	act	act	NOUN
cblr-7161	589	9	,	,	PUNCT
cblr-7161	589	10	pub	pub	NOUN
cblr-7161	589	11	.	.	PUNCT
cblr-7161	590	1	l.	l.	PROPN
cblr-7161	590	2	no	no	INTJ
cblr-7161	590	3	.	.	PROPN
cblr-7161	591	1	106	106	NUM
cblr-7161	591	2	-	-	SYM
cblr-7161	591	3	102	102	NUM
cblr-7161	591	4	,	,	PUNCT
cblr-7161	591	5	§	§	PROPN
cblr-7161	591	6	5136a(b	5136a(b	NUM
cblr-7161	591	7	)	)	PUNCT
cblr-7161	591	8	,	,	PUNCT
cblr-7161	591	9	113	113	NUM
cblr-7161	591	10	state	state	NOUN
cblr-7161	591	11	1338	1338	NUM
cblr-7161	591	12	,	,	PUNCT
cblr-7161	591	13	1373	1373	NUM
cblr-7161	591	14	(	(	PUNCT
cblr-7161	591	15	1999	1999	NUM
cblr-7161	591	16	)	)	PUNCT
cblr-7161	591	17	.	.	PUNCT
cblr-7161	592	1	see	see	VERB
cblr-7161	592	2	also	also	ADV
cblr-7161	592	3	transactions	transaction	NOUN
cblr-7161	592	4	between	between	ADP
cblr-7161	592	5	member	member	NOUN
cblr-7161	592	6	banks	bank	NOUN
cblr-7161	592	7	and	and	CCONJ
cblr-7161	592	8	their	their	PRON
cblr-7161	592	9	affiliates	affiliate	NOUN
cblr-7161	592	10	,	,	PUNCT
cblr-7161	592	11	67	67	NUM
cblr-7161	592	12	fed	feed	VERB
cblr-7161	592	13	.	.	PUNCT
cblr-7161	593	1	reg	reg	PROPN
cblr-7161	593	2	.	.	PUNCT
cblr-7161	594	1	76,560	76,560	NUM
cblr-7161	594	2	(	(	PUNCT
cblr-7161	594	3	dec	dec	PROPN
cblr-7161	594	4	.	.	PROPN
cblr-7161	594	5	12	12	NUM
cblr-7161	594	6	,	,	PUNCT
cblr-7161	594	7	2002	2002	NUM
cblr-7161	594	8	)	)	PUNCT
cblr-7161	594	9	(	(	PUNCT
cblr-7161	594	10	codified	codify	VERB
cblr-7161	594	11	as	as	SCONJ
cblr-7161	594	12	amended	amend	VERB
cblr-7161	594	13	at	at	ADP
cblr-7161	594	14	12	12	NUM
cblr-7161	594	15	c.f.r	c.f.r	NOUN
cblr-7161	594	16	.	.	PUNCT
cblr-7161	595	1	pt	pt	PROPN
cblr-7161	595	2	.	.	PROPN
cblr-7161	595	3	223	223	NUM
cblr-7161	595	4	)	)	PUNCT
cblr-7161	595	5	.	.	PUNCT
cblr-7161	596	1	“	"	PUNCT
cblr-7161	596	2	financial	financial	ADJ
cblr-7161	596	3	subsidiary	subsidiary	NOUN
cblr-7161	596	4	”	"	PUNCT
cblr-7161	596	5	is	be	AUX
cblr-7161	596	6	defined	define	VERB
cblr-7161	596	7	under	under	ADP
cblr-7161	596	8	regulation	regulation	NOUN
cblr-7161	596	9	w	w	NOUN
cblr-7161	596	10	to	to	PART
cblr-7161	596	11	mean	mean	VERB
cblr-7161	596	12	“	"	PUNCT
cblr-7161	596	13	any	any	DET
cblr-7161	596	14	subsidiary	subsidiary	NOUN
cblr-7161	596	15	of	of	ADP
cblr-7161	596	16	a	a	DET
cblr-7161	596	17	national	national	ADJ
cblr-7161	596	18	or	or	CCONJ
cblr-7161	596	19	state	state	NOUN
cblr-7161	596	20	bank	bank	NOUN
cblr-7161	596	21	that	that	PRON
cblr-7161	596	22	engage[s	engage[s	VERB
cblr-7161	596	23	]	]	PUNCT
cblr-7161	596	24	in	in	ADP
cblr-7161	596	25	an	an	DET
cblr-7161	596	26	activity	activity	NOUN
cblr-7161	596	27	that	that	PRON
cblr-7161	596	28	a	a	DET
cblr-7161	596	29	national	national	ADJ
cblr-7161	596	30	bank	bank	NOUN
cblr-7161	596	31	is	be	AUX
cblr-7161	596	32	not	not	PART
cblr-7161	596	33	permitted	permit	VERB
cblr-7161	596	34	to	to	PART
cblr-7161	596	35	engage	engage	VERB
cblr-7161	596	36	in	in	ADP
cblr-7161	596	37	directly	directly	ADV
cblr-7161	596	38	or	or	CCONJ
cblr-7161	596	39	that	that	PRON
cblr-7161	596	40	is	be	AUX
cblr-7161	596	41	conducted	conduct	VERB
cblr-7161	596	42	under	under	ADP
cblr-7161	596	43	terms	term	NOUN
cblr-7161	596	44	that	that	PRON
cblr-7161	596	45	differ	differ	VERB
cblr-7161	596	46	from	from	ADP
cblr-7161	596	47	those	those	PRON
cblr-7161	596	48	that	that	PRON
cblr-7161	596	49	govern	govern	VERB
cblr-7161	596	50	the	the	DET
cblr-7161	596	51	conduct	conduct	NOUN
cblr-7161	596	52	of	of	ADP
cblr-7161	596	53	the	the	DET
cblr-7161	596	54	activity	activity	NOUN
cblr-7161	596	55	by	by	ADP
cblr-7161	596	56	national	national	ADJ
cblr-7161	596	57	banks	bank	NOUN
cblr-7161	596	58	.	.	PUNCT
cblr-7161	596	59	”	"	PUNCT
cblr-7161	597	1	robert	robert	PROPN
cblr-7161	597	2	e.	e.	PROPN
cblr-7161	597	3	mannion	mannion	PROPN
cblr-7161	597	4	&	&	CCONJ
cblr-7161	597	5	tengfei	tengfei	PROPN
cblr-7161	597	6	(	(	PUNCT
cblr-7161	597	7	harry	harry	PROPN
cblr-7161	597	8	)	)	PUNCT
cblr-7161	597	9	wu	wu	PROPN
cblr-7161	597	10	,	,	PUNCT
cblr-7161	597	11	transactions	transaction	NOUN
cblr-7161	597	12	between	between	ADP
cblr-7161	597	13	foreign	foreign	ADJ
cblr-7161	597	14	banks	bank	NOUN
cblr-7161	597	15	and	and	CCONJ
cblr-7161	597	16	affiliated	affiliated	ADJ
cblr-7161	597	17	entities	entity	NOUN
cblr-7161	597	18	,	,	PUNCT
cblr-7161	597	19	in	in	ADP
cblr-7161	597	20	regulation	regulation	NOUN
cblr-7161	597	21	of	of	ADP
cblr-7161	597	22	foreign	foreign	ADJ
cblr-7161	597	23	banks	bank	NOUN
cblr-7161	597	24	&	&	CCONJ
cblr-7161	597	25	affiliates	affiliate	NOUN
cblr-7161	597	26	783	783	NUM
cblr-7161	597	27	,	,	PUNCT
cblr-7161	597	28	804	804	NUM
cblr-7161	597	29	(	(	PUNCT
cblr-7161	597	30	randall	randall	PROPN
cblr-7161	597	31	d.	d.	PROPN
cblr-7161	597	32	guynn	guynn	PROPN
cblr-7161	597	33	ed	ed	PROPN
cblr-7161	597	34	.	.	PROPN
cblr-7161	597	35	,	,	PUNCT
cblr-7161	597	36	9th	9th	ADJ
cblr-7161	597	37	ed	ed	NOUN
cblr-7161	597	38	.	.	PROPN
cblr-7161	597	39	2016	2016	NUM
cblr-7161	597	40	)	)	PUNCT
cblr-7161	597	41	.	.	PUNCT
cblr-7161	598	1	154	154	NUM
cblr-7161	598	2	see	see	VERB
cblr-7161	598	3	mannion	mannion	PROPN
cblr-7161	598	4	&	&	CCONJ
cblr-7161	598	5	wu	wu	PROPN
cblr-7161	598	6	,	,	PUNCT
cblr-7161	598	7	supra	supra	PROPN
cblr-7161	598	8	note	note	PROPN
cblr-7161	598	9	153	153	NUM
cblr-7161	598	10	,	,	PUNCT
cblr-7161	598	11	at	at	ADP
cblr-7161	598	12	805	805	NUM
cblr-7161	598	13	.	.	PUNCT
cblr-7161	599	1	155	155	NUM
cblr-7161	599	2	see	see	VERB
cblr-7161	599	3	i	i	PROPN
cblr-7161	599	4	d.	d.	PROPN
cblr-7161	599	5	156	156	NUM
cblr-7161	600	1	i	i	PRON
cblr-7161	600	2	d.	d.	PROPN
cblr-7161	600	3	157	157	NUM
cblr-7161	600	4	see	see	VERB
cblr-7161	600	5	dodd	dodd	PROPN
cblr-7161	600	6	-	-	PUNCT
cblr-7161	600	7	frank	frank	PROPN
cblr-7161	600	8	act	act	PROPN
cblr-7161	600	9	,	,	PUNCT
cblr-7161	600	10	pub	pub	NOUN
cblr-7161	600	11	.	.	PUNCT
cblr-7161	601	1	l.	l.	PROPN
cblr-7161	601	2	no	no	INTJ
cblr-7161	601	3	.	.	PROPN
cblr-7161	602	1	111	111	NUM
cblr-7161	602	2	-	-	SYM
cblr-7161	602	3	203	203	NUM
cblr-7161	602	4	,	,	PUNCT
cblr-7161	602	5	§	§	PROPN
cblr-7161	602	6	609(a	609(a	PROPN
cblr-7161	602	7	)	)	PUNCT
cblr-7161	602	8	,	,	PUNCT
cblr-7161	602	9	124	124	NUM
cblr-7161	602	10	stat	stat	NOUN
cblr-7161	602	11	.	.	PUNCT
cblr-7161	603	1	1376	1376	NUM
cblr-7161	603	2	,	,	PUNCT
cblr-7161	603	3	1611	1611	NUM
cblr-7161	603	4	(	(	PUNCT
cblr-7161	603	5	2010	2010	NUM
cblr-7161	603	6	)	)	PUNCT
cblr-7161	603	7	(	(	PUNCT
cblr-7161	603	8	codified	codify	VERB
cblr-7161	603	9	at	at	ADP
cblr-7161	603	10	12	12	NUM
cblr-7161	603	11	u.s.c	u.s.c	NOUN
cblr-7161	603	12	.	.	PUNCT
cblr-7161	604	1	§	§	PROPN
cblr-7161	604	2	371c(e	371c(e	PROPN
cblr-7161	604	3	)	)	PUNCT
cblr-7161	604	4	(	(	PUNCT
cblr-7161	604	5	2018	2018	NUM
cblr-7161	604	6	)	)	PUNCT
cblr-7161	604	7	)	)	PUNCT
cblr-7161	604	8	.	.	PUNCT
cblr-7161	605	1	158	158	NUM
cblr-7161	605	2	mannion	mannion	PROPN
cblr-7161	605	3	&	&	CCONJ
cblr-7161	605	4	wu	wu	PROPN
cblr-7161	605	5	,	,	PUNCT
cblr-7161	605	6	supra	supra	PROPN
cblr-7161	605	7	note	note	PROPN
cblr-7161	605	8	153	153	NUM
cblr-7161	605	9	,	,	PUNCT
cblr-7161	605	10	at	at	ADP
cblr-7161	605	11	805	805	NUM
cblr-7161	605	12	.	.	PUNCT
cblr-7161	606	1	see	see	VERB
cblr-7161	606	2	also	also	ADV
cblr-7161	606	3	douglas	douglas	PROPN
cblr-7161	606	4	landy	landy	PROPN
cblr-7161	606	5	et	et	PROPN
cblr-7161	606	6	al	al	PROPN
cblr-7161	606	7	.	.	PROPN
cblr-7161	606	8	,	,	PUNCT
cblr-7161	606	9	looking	look	VERB
cblr-7161	606	10	back	back	ADV
cblr-7161	606	11	while	while	SCONJ
cblr-7161	606	12	forging	forge	VERB
cblr-7161	606	13	ahead	ahead	ADV
cblr-7161	606	14	:	:	PUNCT
cblr-7161	606	15	what	what	PRON
cblr-7161	606	16	the	the	DET
cblr-7161	606	17	history	history	NOUN
cblr-7161	606	18	of	of	ADP
cblr-7161	606	19	restrictions	restriction	NOUN
cblr-7161	606	20	on	on	ADP
cblr-7161	606	21	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	606	22	(	(	PUNCT
cblr-7161	606	23	do	do	AUX
cblr-7161	606	24	not	not	PART
cblr-7161	606	25	delte	delte	VERB
cblr-7161	606	26	)	)	PUNCT
cblr-7161	606	27	10/7/2020	10/7/2020	NUM
cblr-7161	606	28	6:42	6:42	NUM
cblr-7161	606	29	pm	pm	NOUN
cblr-7161	606	30	372	372	NUM
cblr-7161	606	31	columbia	columbia	PROPN
cblr-7161	606	32	business	business	NOUN
cblr-7161	606	33	law	law	PROPN
cblr-7161	606	34	review	review	NOUN
cblr-7161	606	35	[	[	X
cblr-7161	606	36	vol	vol	NOUN
cblr-7161	606	37	.	.	PUNCT
cblr-7161	606	38	2020	2020	NUM
cblr-7161	607	1	it	it	PRON
cblr-7161	607	2	’s	’	VERB
cblr-7161	607	3	worth	worth	ADJ
cblr-7161	607	4	describing	describe	VERB
cblr-7161	607	5	,	,	PUNCT
cblr-7161	607	6	before	before	ADP
cblr-7161	607	7	discussing	discuss	VERB
cblr-7161	607	8	fbos	fbo	NOUN
cblr-7161	607	9	’	'	PUNCT
cblr-7161	607	10	ccar	ccar	NOUN
cblr-7161	607	11	results	result	NOUN
cblr-7161	607	12	and	and	CCONJ
cblr-7161	607	13	their	their	PRON
cblr-7161	607	14	implications	implication	NOUN
cblr-7161	607	15	,	,	PUNCT
cblr-7161	607	16	the	the	DET
cblr-7161	607	17	enormous	enormous	ADJ
cblr-7161	607	18	impact	impact	NOUN
cblr-7161	607	19	the	the	DET
cblr-7161	607	20	financial	financial	ADJ
cblr-7161	607	21	subsidiary	subsidiary	NOUN
cblr-7161	607	22	exemption	exemption	NOUN
cblr-7161	607	23	had	have	VERB
cblr-7161	607	24	on	on	ADP
cblr-7161	607	25	complex	complex	ADJ
cblr-7161	607	26	banking	banking	NOUN
cblr-7161	607	27	organizations	organization	NOUN
cblr-7161	607	28	’	'	PUNCT
cblr-7161	607	29	liquidity	liquidity	NOUN
cblr-7161	607	30	risk	risk	NOUN
cblr-7161	607	31	management	management	NOUN
cblr-7161	607	32	.	.	PUNCT
cblr-7161	608	1	we	we	PRON
cblr-7161	608	2	begin	begin	VERB
cblr-7161	608	3	with	with	ADP
cblr-7161	608	4	describing	describe	VERB
cblr-7161	608	5	the	the	DET
cblr-7161	608	6	basic	basic	ADJ
cblr-7161	608	7	funding	funding	NOUN
cblr-7161	608	8	strategy	strategy	NOUN
cblr-7161	608	9	of	of	ADP
cblr-7161	608	10	fbos	fbos	PROPN
cblr-7161	608	11	prior	prior	ADV
cblr-7161	608	12	to	to	ADP
cblr-7161	608	13	dodd	dodd	PROPN
cblr-7161	608	14	-	-	PUNCT
cblr-7161	608	15	frank	frank	PROPN
cblr-7161	608	16	’s	’s	PART
cblr-7161	608	17	enactment	enactment	NOUN
cblr-7161	608	18	.	.	PUNCT
cblr-7161	609	1	in	in	ADP
cblr-7161	609	2	the	the	DET
cblr-7161	609	3	pre	pre	ADJ
cblr-7161	609	4	-	-	ADJ
cblr-7161	609	5	crisis	crisis	ADJ
cblr-7161	609	6	period	period	NOUN
cblr-7161	609	7	banking	banking	NOUN
cblr-7161	609	8	organizations	organization	NOUN
cblr-7161	609	9	were	be	AUX
cblr-7161	609	10	able	able	ADJ
cblr-7161	609	11	to	to	PART
cblr-7161	609	12	funnel	funnel	VERB
cblr-7161	609	13	liquidity	liquidity	NOUN
cblr-7161	609	14	in	in	ADP
cblr-7161	609	15	the	the	DET
cblr-7161	609	16	form	form	NOUN
cblr-7161	609	17	of	of	ADP
cblr-7161	609	18	retained	retain	VERB
cblr-7161	609	19	earnings	earning	NOUN
cblr-7161	609	20	from	from	ADP
cblr-7161	609	21	a	a	DET
cblr-7161	609	22	profitable	profitable	ADJ
cblr-7161	609	23	financial	financial	ADJ
cblr-7161	609	24	subsidiary	subsidiary	NOUN
cblr-7161	609	25	(	(	PUNCT
cblr-7161	609	26	like	like	ADP
cblr-7161	609	27	their	their	PRON
cblr-7161	609	28	u.s	u.s	PROPN
cblr-7161	609	29	.	.	PROPN
cblr-7161	609	30	broker	broker	NOUN
cblr-7161	609	31	-	-	PUNCT
cblr-7161	609	32	dealer	dealer	NOUN
cblr-7161	609	33	,	,	PUNCT
cblr-7161	609	34	for	for	ADP
cblr-7161	609	35	example	example	NOUN
cblr-7161	609	36	)	)	PUNCT
cblr-7161	609	37	to	to	ADP
cblr-7161	609	38	an	an	DET
cblr-7161	609	39	entity	entity	NOUN
cblr-7161	609	40	that	that	PRON
cblr-7161	609	41	,	,	PUNCT
cblr-7161	609	42	because	because	SCONJ
cblr-7161	609	43	of	of	ADP
cblr-7161	609	44	the	the	DET
cblr-7161	609	45	nature	nature	NOUN
cblr-7161	609	46	of	of	ADP
cblr-7161	609	47	its	its	PRON
cblr-7161	609	48	business	business	NOUN
cblr-7161	609	49	,	,	PUNCT
cblr-7161	609	50	is	be	AUX
cblr-7161	609	51	relatively	relatively	ADV
cblr-7161	609	52	illiquid.159	illiquid.159	NOUN
cblr-7161	609	53	fbos	fbo	NOUN
cblr-7161	609	54	have	have	AUX
cblr-7161	609	55	made	make	VERB
cblr-7161	609	56	particular	particular	ADJ
cblr-7161	609	57	use	use	NOUN
cblr-7161	609	58	of	of	ADP
cblr-7161	609	59	this	this	DET
cblr-7161	609	60	funding	funding	NOUN
cblr-7161	609	61	strategy	strategy	NOUN
cblr-7161	609	62	,	,	PUNCT
cblr-7161	609	63	which	which	PRON
cblr-7161	609	64	in	in	ADP
cblr-7161	609	65	the	the	DET
cblr-7161	609	66	most	most	ADV
cblr-7161	609	67	recent	recent	ADJ
cblr-7161	609	68	financial	financial	ADJ
cblr-7161	609	69	crisis	crisis	NOUN
cblr-7161	609	70	resulted	result	VERB
cblr-7161	609	71	in	in	ADP
cblr-7161	609	72	their	their	PRON
cblr-7161	609	73	relatively	relatively	ADV
cblr-7161	609	74	efficient	efficient	ADJ
cblr-7161	609	75	absorption	absorption	NOUN
cblr-7161	609	76	of	of	ADP
cblr-7161	609	77	liquidity	liquidity	NOUN
cblr-7161	609	78	shocks	shock	NOUN
cblr-7161	609	79	globally.160	globally.160	VERB
cblr-7161	609	80	further	far	ADV
cblr-7161	609	81	,	,	PUNCT
cblr-7161	609	82	fbos	fbo	NOUN
cblr-7161	609	83	’	'	PUNCT
cblr-7161	609	84	relatively	relatively	ADV
cblr-7161	609	85	efficient	efficient	ADJ
cblr-7161	609	86	liquidity	liquidity	NOUN
cblr-7161	609	87	risk	risk	NOUN
cblr-7161	609	88	management	management	NOUN
cblr-7161	609	89	in	in	ADP
cblr-7161	609	90	2007–2008	2007–2008	NUM
cblr-7161	609	91	allowed	allow	VERB
cblr-7161	609	92	them	they	PRON
cblr-7161	609	93	to	to	PART
cblr-7161	609	94	support	support	VERB
cblr-7161	609	95	their	their	PRON
cblr-7161	609	96	legal	legal	ADJ
cblr-7161	609	97	entities	entity	NOUN
cblr-7161	609	98	operating	operate	VERB
cblr-7161	609	99	in	in	ADP
cblr-7161	609	100	struggling	struggle	VERB
cblr-7161	609	101	economic	economic	ADJ
cblr-7161	609	102	regions	region	NOUN
cblr-7161	609	103	more	more	ADV
cblr-7161	609	104	effectively	effectively	ADV
cblr-7161	609	105	during	during	ADP
cblr-7161	609	106	the	the	DET
cblr-7161	609	107	crisis.161	crisis.161	NOUN
cblr-7161	609	108	it	it	PRON
cblr-7161	609	109	is	be	AUX
cblr-7161	609	110	difficult	difficult	ADJ
cblr-7161	609	111	to	to	PART
cblr-7161	609	112	overstate	overstate	VERB
cblr-7161	609	113	how	how	SCONJ
cblr-7161	609	114	central	central	ADJ
cblr-7161	609	115	this	this	DET
cblr-7161	609	116	role	role	NOUN
cblr-7161	609	117	of	of	ADP
cblr-7161	609	118	fbos	fbos	PROPN
cblr-7161	609	119	is	be	AUX
cblr-7161	609	120	for	for	SCONJ
cblr-7161	609	121	global	global	ADJ
cblr-7161	609	122	financial	financial	PROPN
cblr-7161	609	123	bank	bank	PROPN
cblr-7161	609	124	affiliate	affiliate	NOUN
cblr-7161	609	125	transactions	transaction	NOUN
cblr-7161	609	126	may	may	AUX
cblr-7161	609	127	tell	tell	VERB
cblr-7161	609	128	us	we	PRON
cblr-7161	609	129	about	about	ADP
cblr-7161	609	130	the	the	DET
cblr-7161	609	131	impact	impact	NOUN
cblr-7161	609	132	of	of	ADP
cblr-7161	609	133	the	the	DET
cblr-7161	609	134	doddfrank	doddfrank	NOUN
cblr-7161	609	135	changes	change	NOUN
cblr-7161	609	136	,	,	PUNCT
cblr-7161	609	137	128	128	NUM
cblr-7161	609	138	banking	banking	NOUN
cblr-7161	609	139	l.j	l.j	PROPN
cblr-7161	609	140	.	.	PROPN
cblr-7161	609	141	588	588	NUM
cblr-7161	609	142	,	,	PUNCT
cblr-7161	609	143	596	596	NUM
cblr-7161	609	144	(	(	PUNCT
cblr-7161	609	145	2010	2010	NUM
cblr-7161	609	146	)	)	PUNCT
cblr-7161	609	147	.	.	PUNCT
cblr-7161	610	1	159	159	NUM
cblr-7161	610	2	see	see	VERB
cblr-7161	610	3	basel	basel	PROPN
cblr-7161	610	4	comm	comm	NOUN
cblr-7161	610	5	.	.	PUNCT
cblr-7161	611	1	on	on	ADP
cblr-7161	611	2	banking	banking	NOUN
cblr-7161	611	3	supervision	supervision	NOUN
cblr-7161	611	4	et	et	PROPN
cblr-7161	611	5	al	al	PROPN
cblr-7161	611	6	.	.	PROPN
cblr-7161	611	7	,	,	PUNCT
cblr-7161	611	8	the	the	DET
cblr-7161	611	9	management	management	NOUN
cblr-7161	611	10	of	of	ADP
cblr-7161	611	11	liquidity	liquidity	NOUN
cblr-7161	611	12	risk	risk	NOUN
cblr-7161	611	13	in	in	ADP
cblr-7161	611	14	financial	financial	ADJ
cblr-7161	611	15	groups	group	NOUN
cblr-7161	611	16	3	3	NUM
cblr-7161	611	17	(	(	PUNCT
cblr-7161	611	18	2006	2006	NUM
cblr-7161	611	19	)	)	PUNCT
cblr-7161	611	20	.	.	PUNCT
cblr-7161	612	1	160	160	NUM
cblr-7161	612	2	see	see	VERB
cblr-7161	612	3	daniel	daniel	PROPN
cblr-7161	612	4	belton	belton	PROPN
cblr-7161	612	5	et	et	PROPN
cblr-7161	612	6	al	al	PROPN
cblr-7161	612	7	.	.	PROPN
cblr-7161	612	8	,	,	PUNCT
cblr-7161	612	9	foreign	foreign	ADJ
cblr-7161	612	10	banks	bank	NOUN
cblr-7161	612	11	,	,	PUNCT
cblr-7161	612	12	liquidity	liquidity	NOUN
cblr-7161	612	13	shocks	shock	NOUN
cblr-7161	612	14	,	,	PUNCT
cblr-7161	612	15	and	and	CCONJ
cblr-7161	612	16	credit	credit	NOUN
cblr-7161	612	17	stability	stability	NOUN
cblr-7161	612	18	(	(	PUNCT
cblr-7161	612	19	bank	bank	NOUN
cblr-7161	612	20	for	for	ADP
cblr-7161	612	21	int’l	int’l	NUM
cblr-7161	612	22	settlements	settlement	NOUN
cblr-7161	612	23	,	,	PUNCT
cblr-7161	612	24	working	work	VERB
cblr-7161	612	25	paper	paper	NOUN
cblr-7161	612	26	no	no	INTJ
cblr-7161	612	27	.	.	PROPN
cblr-7161	612	28	845	845	NUM
cblr-7161	612	29	,	,	PUNCT
cblr-7161	612	30	2020	2020	NUM
cblr-7161	612	31	)	)	PUNCT
cblr-7161	612	32	,	,	PUNCT
cblr-7161	612	33	https://www.bis.org/publ/work845.pdf	https://www.bis.org/publ/work845.pdf	PUNCT
cblr-7161	613	1	[	[	X
cblr-7161	613	2	https://perma.cc/su64-4jny	https://perma.cc/su64-4jny	NOUN
cblr-7161	613	3	]	]	PUNCT
cblr-7161	613	4	.	.	PUNCT
cblr-7161	614	1	to	to	PART
cblr-7161	614	2	be	be	AUX
cblr-7161	614	3	clear	clear	ADJ
cblr-7161	614	4	,	,	PUNCT
cblr-7161	614	5	emphasis	emphasis	NOUN
cblr-7161	614	6	should	should	AUX
cblr-7161	614	7	be	be	AUX
cblr-7161	614	8	put	put	VERB
cblr-7161	614	9	on	on	ADP
cblr-7161	614	10	the	the	DET
cblr-7161	614	11	word	word	NOUN
cblr-7161	614	12	“	"	PUNCT
cblr-7161	614	13	relatively	relatively	ADV
cblr-7161	614	14	”	"	PUNCT
cblr-7161	614	15	in	in	ADP
cblr-7161	614	16	this	this	DET
cblr-7161	614	17	sentence	sentence	NOUN
cblr-7161	614	18	.	.	PUNCT
cblr-7161	615	1	fbos	fbo	NOUN
cblr-7161	615	2	,	,	PUNCT
cblr-7161	615	3	like	like	ADP
cblr-7161	615	4	their	their	PRON
cblr-7161	615	5	domestic	domestic	ADJ
cblr-7161	615	6	counterparts	counterpart	NOUN
cblr-7161	615	7	,	,	PUNCT
cblr-7161	615	8	struggled	struggle	VERB
cblr-7161	615	9	to	to	PART
cblr-7161	615	10	manage	manage	VERB
cblr-7161	615	11	liquidity	liquidity	NOUN
cblr-7161	615	12	shocks	shock	NOUN
cblr-7161	615	13	during	during	ADP
cblr-7161	615	14	the	the	DET
cblr-7161	615	15	crisis	crisis	NOUN
cblr-7161	615	16	;	;	PUNCT
cblr-7161	615	17	however	however	ADV
cblr-7161	615	18	there	there	PRON
cblr-7161	615	19	is	be	VERB
cblr-7161	615	20	a	a	DET
cblr-7161	615	21	plethora	plethora	NOUN
cblr-7161	615	22	of	of	ADP
cblr-7161	615	23	empirical	empirical	ADJ
cblr-7161	615	24	evidence	evidence	NOUN
cblr-7161	615	25	showing	show	VERB
cblr-7161	615	26	that	that	SCONJ
cblr-7161	615	27	their	their	PRON
cblr-7161	615	28	support	support	NOUN
cblr-7161	615	29	of	of	ADP
cblr-7161	615	30	their	their	PRON
cblr-7161	615	31	global	global	ADJ
cblr-7161	615	32	entities	entity	NOUN
cblr-7161	615	33	was	be	AUX
cblr-7161	615	34	more	more	ADV
cblr-7161	615	35	robust	robust	ADJ
cblr-7161	615	36	than	than	ADP
cblr-7161	615	37	that	that	PRON
cblr-7161	615	38	observed	observe	VERB
cblr-7161	615	39	by	by	ADP
cblr-7161	615	40	similarly	similarly	ADV
cblr-7161	615	41	large	large	ADJ
cblr-7161	615	42	u.s.-headquartered	u.s.-headquartered	ADJ
cblr-7161	615	43	institutions	institution	NOUN
cblr-7161	615	44	.	.	PUNCT
cblr-7161	616	1	see	see	VERB
cblr-7161	616	2	daniel	daniel	PROPN
cblr-7161	616	3	e.	e.	PROPN
cblr-7161	616	4	nolle	nolle	PROPN
cblr-7161	616	5	,	,	PUNCT
cblr-7161	616	6	foreign	foreign	ADJ
cblr-7161	616	7	-	-	PUNCT
cblr-7161	616	8	owned	own	VERB
cblr-7161	616	9	banks	bank	NOUN
cblr-7161	616	10	:	:	PUNCT
cblr-7161	616	11	(	(	PUNCT
cblr-7161	616	12	way	way	NOUN
cblr-7161	616	13	)	)	PUNCT
cblr-7161	616	14	underestimated	underestimate	VERB
cblr-7161	616	15	—	—	PUNCT
cblr-7161	616	16	and	and	CCONJ
cblr-7161	616	17	volatile	volatile	ADJ
cblr-7161	616	18	–	–	PUNCT
cblr-7161	616	19	participants	participant	NOUN
cblr-7161	616	20	in	in	ADP
cblr-7161	616	21	the	the	DET
cblr-7161	616	22	u.s	u.s	PROPN
cblr-7161	616	23	.	.	PROPN
cblr-7161	616	24	banking	banking	NOUN
cblr-7161	616	25	market	market	NOUN
cblr-7161	616	26	,	,	PUNCT
cblr-7161	616	27	1	1	NUM
cblr-7161	616	28	j.	j.	PROPN
cblr-7161	616	29	fin	fin	PROPN
cblr-7161	616	30	.	.	PUNCT
cblr-7161	617	1	persp	persp	PROPN
cblr-7161	617	2	.	.	PUNCT
cblr-7161	618	1	1	1	NUM
cblr-7161	618	2	,	,	PUNCT
cblr-7161	618	3	7–14	7–14	PROPN
cblr-7161	618	4	(	(	PUNCT
cblr-7161	618	5	2013	2013	NUM
cblr-7161	618	6	)	)	PUNCT
cblr-7161	618	7	;	;	PUNCT
cblr-7161	618	8	cornelia	cornelia	PROPN
cblr-7161	618	9	düwel	düwel	PROPN
cblr-7161	618	10	&	&	CCONJ
cblr-7161	618	11	rainer	rainer	PROPN
cblr-7161	618	12	frey	frey	PROPN
cblr-7161	618	13	,	,	PUNCT
cblr-7161	618	14	competition	competition	NOUN
cblr-7161	618	15	for	for	ADP
cblr-7161	618	16	internal	internal	ADJ
cblr-7161	618	17	funds	fund	NOUN
cblr-7161	618	18	within	within	ADP
cblr-7161	618	19	multinational	multinational	ADJ
cblr-7161	618	20	banks	bank	NOUN
cblr-7161	618	21	:	:	PUNCT
cblr-7161	618	22	foreign	foreign	ADJ
cblr-7161	618	23	affiliate	affiliate	NOUN
cblr-7161	618	24	lending	lending	NOUN
cblr-7161	618	25	in	in	ADP
cblr-7161	618	26	the	the	DET
cblr-7161	618	27	crisis	crisis	NOUN
cblr-7161	618	28	3	3	NUM
cblr-7161	618	29	(	(	PUNCT
cblr-7161	618	30	deutsche	deutsche	PROPN
cblr-7161	618	31	bundesbank	bundesbank	PROPN
cblr-7161	618	32	,	,	PUNCT
cblr-7161	618	33	paper	paper	NOUN
cblr-7161	618	34	no	no	INTJ
cblr-7161	618	35	.	.	PUNCT
cblr-7161	619	1	19/2012	19/2012	NUM
cblr-7161	619	2	,	,	PUNCT
cblr-7161	619	3	2012	2012	NUM
cblr-7161	619	4	)	)	PUNCT
cblr-7161	620	1	,	,	PUNCT
cblr-7161	620	2	https://www.bundesbank.de/resource/blob/618122/eb854427cb6625a2178a45ff5184d26b/ml/2012-08-28dkp-19-data.pdf	https://www.bundesbank.de/resource/blob/618122/eb854427cb6625a2178a45ff5184d26b/ml/2012-08-28dkp-19-data.pdf	PROPN
cblr-7161	620	3	[	[	X
cblr-7161	620	4	https://perma.cc/3t9e-d2yu	https://perma.cc/3t9e-d2yu	X
cblr-7161	620	5	]	]	X
cblr-7161	620	6	.	.	PUNCT
cblr-7161	621	1	161	161	NUM
cblr-7161	621	2	see	see	NOUN
cblr-7161	621	3	,	,	PUNCT
cblr-7161	621	4	e.g.	e.g.	ADV
cblr-7161	621	5	,	,	PUNCT
cblr-7161	621	6	nicola	nicola	PROPN
cblr-7161	621	7	cetorelli	cetorelli	PROPN
cblr-7161	621	8	&	&	CCONJ
cblr-7161	621	9	linda	linda	PROPN
cblr-7161	621	10	s.	s.	PROPN
cblr-7161	621	11	goldberg	goldberg	PROPN
cblr-7161	621	12	,	,	PUNCT
cblr-7161	621	13	banking	banking	NOUN
cblr-7161	621	14	globalization	globalization	NOUN
cblr-7161	621	15	and	and	CCONJ
cblr-7161	621	16	monetary	monetary	ADJ
cblr-7161	621	17	transmission	transmission	NOUN
cblr-7161	621	18	,	,	PUNCT
cblr-7161	621	19	67	67	NUM
cblr-7161	621	20	j.	j.	PROPN
cblr-7161	621	21	fin	fin	PROPN
cblr-7161	621	22	.	.	PUNCT
cblr-7161	621	23	1811	1811	NUM
cblr-7161	621	24	(	(	PUNCT
cblr-7161	621	25	2012	2012	NUM
cblr-7161	621	26	)	)	PUNCT
cblr-7161	621	27	;	;	PUNCT
cblr-7161	621	28	giorgia	giorgia	PROPN
cblr-7161	621	29	barboni	barboni	NOUN
cblr-7161	621	30	,	,	PUNCT
cblr-7161	621	31	foreign	foreign	ADJ
cblr-7161	621	32	banks	bank	NOUN
cblr-7161	621	33	as	as	ADP
cblr-7161	621	34	shock	shock	NOUN
cblr-7161	621	35	absorbers	absorber	NOUN
cblr-7161	621	36	in	in	ADP
cblr-7161	621	37	the	the	DET
cblr-7161	621	38	financial	financial	ADJ
cblr-7161	621	39	crisis	crisis	NOUN
cblr-7161	621	40	?	?	PUNCT
cblr-7161	622	1	(	(	PUNCT
cblr-7161	622	2	nat’l	nat’l	PROPN
cblr-7161	622	3	bank	bank	PROPN
cblr-7161	622	4	of	of	ADP
cblr-7161	622	5	belg	belg	PROPN
cblr-7161	622	6	.	.	PUNCT
cblr-7161	623	1	,	,	PUNCT
cblr-7161	623	2	working	work	VERB
cblr-7161	623	3	paper	paper	NOUN
cblr-7161	623	4	no	no	INTJ
cblr-7161	623	5	.	.	PROPN
cblr-7161	623	6	322	322	NUM
cblr-7161	623	7	,	,	PUNCT
cblr-7161	623	8	2017	2017	NUM
cblr-7161	623	9	)	)	PUNCT
cblr-7161	623	10	,	,	PUNCT
cblr-7161	624	1	https://www.nbb.be/doc/oc/repec/reswpp/wp322en.pdf	https://www.nbb.be/doc/oc/repec/reswpp/wp322en.pdf	PROPN
cblr-7161	624	2	[	[	X
cblr-7161	624	3	https://perma.cc/q67d-g5fa	https://perma.cc/q67d-g5fa	PROPN
cblr-7161	624	4	]	]	PUNCT
cblr-7161	624	5	.	.	PUNCT
cblr-7161	625	1	see	see	VERB
cblr-7161	625	2	also	also	ADV
cblr-7161	625	3	supra	supra	PROPN
cblr-7161	625	4	note	note	PROPN
cblr-7161	625	5	118	118	NUM
cblr-7161	625	6	and	and	CCONJ
cblr-7161	625	7	accompanying	accompany	VERB
cblr-7161	625	8	text	text	NOUN
cblr-7161	625	9	.	.	PUNCT
cblr-7161	626	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	626	2	(	(	PUNCT
cblr-7161	626	3	do	do	AUX
cblr-7161	626	4	not	not	PART
cblr-7161	626	5	delete	delete	VERB
cblr-7161	626	6	)	)	PUNCT
cblr-7161	626	7	10/7/2020	10/7/2020	NUM
cblr-7161	626	8	6:42	6:42	NUM
cblr-7161	626	9	pm	pm	NOUN
cblr-7161	626	10	no	no	INTJ
cblr-7161	626	11	.	.	PUNCT
cblr-7161	627	1	1:336	1:336	NUM
cblr-7161	627	2	]	]	X
cblr-7161	627	3	treacherous	treacherous	ADJ
cblr-7161	627	4	landscape	landscape	NOUN
cblr-7161	627	5	373	373	NUM
cblr-7161	627	6	stability	stability	NOUN
cblr-7161	627	7	.	.	PUNCT
cblr-7161	628	1	that	that	PRON
cblr-7161	628	2	is	be	AUX
cblr-7161	628	3	,	,	PUNCT
cblr-7161	628	4	large	large	ADJ
cblr-7161	628	5	fbos	fbo	NOUN
cblr-7161	628	6	often	often	ADV
cblr-7161	628	7	serve	serve	VERB
cblr-7161	628	8	as	as	ADP
cblr-7161	628	9	critical	critical	ADJ
cblr-7161	628	10	stabilizing	stabilizing	NOUN
cblr-7161	628	11	forces	force	NOUN
cblr-7161	628	12	in	in	ADP
cblr-7161	628	13	economies	economy	NOUN
cblr-7161	628	14	with	with	ADP
cblr-7161	628	15	less	less	ADV
cblr-7161	628	16	developed	developed	ADJ
cblr-7161	628	17	banking	banking	NOUN
cblr-7161	628	18	systems	system	NOUN
cblr-7161	628	19	,	,	PUNCT
cblr-7161	628	20	which	which	PRON
cblr-7161	628	21	in	in	ADP
cblr-7161	628	22	many	many	ADJ
cblr-7161	628	23	cases	case	NOUN
cblr-7161	628	24	prevents	prevent	VERB
cblr-7161	628	25	a	a	DET
cblr-7161	628	26	broadscale	broadscale	ADJ
cblr-7161	628	27	contraction	contraction	NOUN
cblr-7161	628	28	of	of	ADP
cblr-7161	628	29	credit	credit	NOUN
cblr-7161	628	30	in	in	ADP
cblr-7161	628	31	vulnerable	vulnerable	ADJ
cblr-7161	628	32	regions.162	regions.162	NOUN
cblr-7161	628	33	without	without	ADP
cblr-7161	628	34	their	their	PRON
cblr-7161	628	35	presence	presence	NOUN
cblr-7161	628	36	,	,	PUNCT
cblr-7161	628	37	developing	develop	VERB
cblr-7161	628	38	economics	economic	NOUN
cblr-7161	628	39	around	around	ADP
cblr-7161	628	40	the	the	DET
cblr-7161	628	41	world	world	NOUN
cblr-7161	628	42	would	would	AUX
cblr-7161	628	43	be	be	AUX
cblr-7161	628	44	left	leave	VERB
cblr-7161	628	45	significantly	significantly	ADV
cblr-7161	628	46	more	more	ADV
cblr-7161	628	47	vulnerable	vulnerable	ADJ
cblr-7161	628	48	to	to	ADP
cblr-7161	628	49	economic	economic	ADJ
cblr-7161	628	50	crises	crisis	NOUN
cblr-7161	628	51	,	,	PUNCT
cblr-7161	628	52	which	which	PRON
cblr-7161	628	53	,	,	PUNCT
cblr-7161	628	54	based	base	VERB
cblr-7161	628	55	on	on	ADP
cblr-7161	628	56	the	the	DET
cblr-7161	628	57	interconnectedness	interconnectedness	NOUN
cblr-7161	628	58	of	of	ADP
cblr-7161	628	59	the	the	DET
cblr-7161	628	60	global	global	ADJ
cblr-7161	628	61	financial	financial	ADJ
cblr-7161	628	62	system	system	NOUN
cblr-7161	628	63	,	,	PUNCT
cblr-7161	628	64	have	have	AUX
cblr-7161	628	65	historically	historically	ADV
cblr-7161	628	66	proven	prove	VERB
cblr-7161	628	67	capable	capable	ADJ
cblr-7161	628	68	of	of	ADP
cblr-7161	628	69	starting	start	VERB
cblr-7161	628	70	a	a	DET
cblr-7161	628	71	global	global	ADJ
cblr-7161	628	72	domino	domino	NOUN
cblr-7161	628	73	effect.163	effect.163	VERB
cblr-7161	628	74	now	now	ADV
cblr-7161	628	75	,	,	PUNCT
cblr-7161	628	76	with	with	ADP
cblr-7161	628	77	the	the	DET
cblr-7161	628	78	elimination	elimination	NOUN
cblr-7161	628	79	of	of	ADP
cblr-7161	628	80	the	the	DET
cblr-7161	628	81	financial	financial	ADJ
cblr-7161	628	82	subsidiary	subsidiary	NOUN
cblr-7161	628	83	exemption	exemption	NOUN
cblr-7161	628	84	,	,	PUNCT
cblr-7161	628	85	complex	complex	ADJ
cblr-7161	628	86	banking	banking	NOUN
cblr-7161	628	87	organizations	organization	NOUN
cblr-7161	628	88	have	have	AUX
cblr-7161	628	89	lost	lose	VERB
cblr-7161	628	90	control	control	NOUN
cblr-7161	628	91	over	over	ADP
cblr-7161	628	92	how	how	SCONJ
cblr-7161	628	93	they	they	PRON
cblr-7161	628	94	manage	manage	VERB
cblr-7161	628	95	their	their	PRON
cblr-7161	628	96	liquid	liquid	ADJ
cblr-7161	628	97	assets	asset	NOUN
cblr-7161	628	98	.	.	PUNCT
cblr-7161	629	1	including	include	VERB
cblr-7161	629	2	financial	financial	ADJ
cblr-7161	629	3	subsidiaries	subsidiary	NOUN
cblr-7161	629	4	’	'	PUNCT
cblr-7161	629	5	retained	retain	VERB
cblr-7161	629	6	earnings	earning	NOUN
cblr-7161	629	7	in	in	ADP
cblr-7161	629	8	the	the	DET
cblr-7161	629	9	revised	revised	ADJ
cblr-7161	629	10	definition	definition	NOUN
cblr-7161	629	11	of	of	ADP
cblr-7161	629	12	“	"	PUNCT
cblr-7161	629	13	covered	covered	ADJ
cblr-7161	629	14	transactions	transaction	NOUN
cblr-7161	629	15	”	"	PUNCT
cblr-7161	629	16	forces	force	NOUN
cblr-7161	629	17	fbos	fbo	NOUN
cblr-7161	629	18	to	to	PART
cblr-7161	629	19	either	either	CCONJ
cblr-7161	629	20	transmit	transmit	VERB
cblr-7161	629	21	a	a	DET
cblr-7161	629	22	percentage	percentage	NOUN
cblr-7161	629	23	of	of	ADP
cblr-7161	629	24	the	the	DET
cblr-7161	629	25	earnings	earning	NOUN
cblr-7161	629	26	of	of	ADP
cblr-7161	629	27	its	its	PRON
cblr-7161	629	28	u.s	u.s	PROPN
cblr-7161	629	29	.	.	PROPN
cblr-7161	629	30	financial	financial	ADJ
cblr-7161	629	31	subsidiaries	subsidiary	NOUN
cblr-7161	629	32	to	to	ADP
cblr-7161	629	33	the	the	DET
cblr-7161	629	34	ihc	ihc	PROPN
cblr-7161	629	35	parent	parent	NOUN
cblr-7161	629	36	,	,	PUNCT
cblr-7161	629	37	or	or	CCONJ
cblr-7161	629	38	to	to	PART
cblr-7161	629	39	reduce	reduce	VERB
cblr-7161	629	40	its	its	PRON
cblr-7161	629	41	intracompany	intracompany	ADJ
cblr-7161	629	42	transactions	transaction	NOUN
cblr-7161	629	43	in	in	ADP
cblr-7161	629	44	some	some	DET
cblr-7161	629	45	other	other	ADJ
cblr-7161	629	46	way	way	NOUN
cblr-7161	629	47	.	.	PUNCT
cblr-7161	630	1	in	in	ADP
cblr-7161	630	2	other	other	ADJ
cblr-7161	630	3	words	word	NOUN
cblr-7161	630	4	,	,	PUNCT
cblr-7161	630	5	“	"	PUNCT
cblr-7161	630	6	[	[	X
cblr-7161	630	7	a]s	a]	VERB
cblr-7161	630	8	the	the	DET
cblr-7161	630	9	retained	retain	VERB
cblr-7161	630	10	earnings	earning	NOUN
cblr-7161	630	11	of	of	ADP
cblr-7161	630	12	a	a	DET
cblr-7161	630	13	financial	financial	ADJ
cblr-7161	630	14	subsidiary	subsidiary	NOUN
cblr-7161	630	15	increases	increase	NOUN
cblr-7161	630	16	,	,	PUNCT
cblr-7161	630	17	the	the	DET
cblr-7161	630	18	value	value	NOUN
cblr-7161	630	19	of	of	ADP
cblr-7161	630	20	the	the	DET
cblr-7161	630	21	parent	parent	NOUN
cblr-7161	630	22	bank	bank	NOUN
cblr-7161	630	23	’s	’s	PART
cblr-7161	630	24	investment	investment	NOUN
cblr-7161	630	25	in	in	ADP
cblr-7161	630	26	the	the	DET
cblr-7161	630	27	financial	financial	ADJ
cblr-7161	630	28	subsidiary	subsidiary	NOUN
cblr-7161	630	29	increases	increase	NOUN
cblr-7161	630	30	.	.	PUNCT
cblr-7161	630	31	”164	”164	NOUN
cblr-7161	630	32	to	to	PART
cblr-7161	630	33	illustrate	illustrate	VERB
cblr-7161	630	34	,	,	PUNCT
cblr-7161	630	35	consider	consider	VERB
cblr-7161	630	36	an	an	DET
cblr-7161	630	37	organization	organization	NOUN
cblr-7161	630	38	similar	similar	ADJ
cblr-7161	630	39	to	to	ADP
cblr-7161	630	40	that	that	PRON
cblr-7161	630	41	presented	present	VERB
cblr-7161	630	42	in	in	ADP
cblr-7161	630	43	figure	figure	NOUN
cblr-7161	630	44	2	2	NUM
cblr-7161	630	45	.	.	PUNCT
cblr-7161	631	1	in	in	ADP
cblr-7161	631	2	that	that	DET
cblr-7161	631	3	case	case	NOUN
cblr-7161	631	4	,	,	PUNCT
cblr-7161	631	5	the	the	DET
cblr-7161	631	6	ihc	ihc	PROPN
cblr-7161	631	7	’s	’s	PART
cblr-7161	631	8	investment	investment	NOUN
cblr-7161	631	9	in	in	ADP
cblr-7161	631	10	its	its	PRON
cblr-7161	631	11	u.s	u.s	PROPN
cblr-7161	631	12	.	.	PROPN
cblr-7161	631	13	brokerdealer	brokerdealer	NOUN
cblr-7161	631	14	will	will	AUX
cblr-7161	631	15	increase	increase	VERB
cblr-7161	631	16	to	to	ADP
cblr-7161	631	17	a	a	DET
cblr-7161	631	18	level	level	NOUN
cblr-7161	631	19	over	over	ADP
cblr-7161	631	20	ten	ten	NUM
cblr-7161	631	21	percent	percent	NOUN
cblr-7161	631	22	“	"	PUNCT
cblr-7161	631	23	[	[	X
cblr-7161	631	24	u]nless	u]nless	NOUN
cblr-7161	631	25	the	the	DET
cblr-7161	631	26	growth	growth	NOUN
cblr-7161	631	27	of	of	ADP
cblr-7161	631	28	the	the	DET
cblr-7161	631	29	[	[	X
cblr-7161	631	30	ihc	ihc	PROPN
cblr-7161	631	31	’s	’s	X
cblr-7161	631	32	]	]	PUNCT
cblr-7161	631	33	capital	capital	NOUN
cblr-7161	631	34	and	and	CCONJ
cblr-7161	631	35	surplus	surplus	NOUN
cblr-7161	631	36	attributable	attributable	ADJ
cblr-7161	631	37	to	to	ADP
cblr-7161	631	38	other	other	ADJ
cblr-7161	631	39	business	business	NOUN
cblr-7161	631	40	activities	activity	NOUN
cblr-7161	631	41	of	of	ADP
cblr-7161	631	42	the	the	DET
cblr-7161	631	43	[	[	X
cblr-7161	631	44	ihc	ihc	X
cblr-7161	631	45	]	]	X
cblr-7161	631	46	outpaces	outpace	VERB
cblr-7161	631	47	that	that	SCONJ
cblr-7161	631	48	attributable	attributable	ADJ
cblr-7161	631	49	to	to	ADP
cblr-7161	631	50	the	the	DET
cblr-7161	631	51	financial	financial	ADJ
cblr-7161	631	52	subsidiary	subsidiary	NOUN
cblr-7161	631	53	.	.	PUNCT
cblr-7161	632	1	”165	”165	PUNCT
cblr-7161	632	2	this	this	DET
cblr-7161	632	3	outcome	outcome	NOUN
cblr-7161	632	4	,	,	PUNCT
cblr-7161	633	1	that	that	SCONJ
cblr-7161	633	2	the	the	DET
cblr-7161	633	3	growth	growth	NOUN
cblr-7161	633	4	of	of	ADP
cblr-7161	633	5	the	the	DET
cblr-7161	633	6	ihc	ihc	PROPN
cblr-7161	633	7	’s	’s	PART
cblr-7161	633	8	banking	banking	NOUN
cblr-7161	633	9	business	business	NOUN
cblr-7161	633	10	will	will	AUX
cblr-7161	633	11	outpace	outpace	VERB
cblr-7161	633	12	the	the	DET
cblr-7161	633	13	growth	growth	NOUN
cblr-7161	633	14	of	of	ADP
cblr-7161	633	15	its	its	PRON
cblr-7161	633	16	financial	financial	ADJ
cblr-7161	633	17	subsidiaries	subsidiary	NOUN
cblr-7161	633	18	,	,	PUNCT
cblr-7161	633	19	is	be	AUX
cblr-7161	633	20	extremely	extremely	ADV
cblr-7161	633	21	unlikely	unlikely	ADJ
cblr-7161	633	22	as	as	SCONJ
cblr-7161	633	23	virtually	virtually	ADV
cblr-7161	633	24	all	all	PRON
cblr-7161	633	25	of	of	ADP
cblr-7161	633	26	the	the	DET
cblr-7161	633	27	business	business	NOUN
cblr-7161	633	28	of	of	ADP
cblr-7161	633	29	the	the	DET
cblr-7161	633	30	ihcs	ihcs	NOUN
cblr-7161	633	31	is	be	AUX
cblr-7161	633	32	conducted	conduct	VERB
cblr-7161	633	33	through	through	ADP
cblr-7161	633	34	their	their	PRON
cblr-7161	633	35	financial	financial	ADJ
cblr-7161	633	36	162	162	NUM
cblr-7161	633	37	see	see	NOUN
cblr-7161	633	38	barboni	barboni	NOUN
cblr-7161	633	39	,	,	PUNCT
cblr-7161	633	40	supra	supra	PROPN
cblr-7161	633	41	note	note	PROPN
cblr-7161	633	42	161	161	NUM
cblr-7161	633	43	,	,	PUNCT
cblr-7161	633	44	at	at	ADP
cblr-7161	633	45	7	7	NUM
cblr-7161	633	46	;	;	PUNCT
cblr-7161	633	47	b.	b.	PROPN
cblr-7161	633	48	gerard	gerard	PROPN
cblr-7161	633	49	dages	dages	PROPN
cblr-7161	633	50	et	et	PROPN
cblr-7161	633	51	al	al	PROPN
cblr-7161	633	52	.	.	PROPN
cblr-7161	633	53	,	,	PUNCT
cblr-7161	633	54	foreign	foreign	ADJ
cblr-7161	633	55	and	and	CCONJ
cblr-7161	633	56	domestic	domestic	ADJ
cblr-7161	633	57	bank	bank	NOUN
cblr-7161	633	58	participation	participation	NOUN
cblr-7161	633	59	in	in	ADP
cblr-7161	633	60	emerging	emerge	VERB
cblr-7161	633	61	markets	market	NOUN
cblr-7161	633	62	:	:	PUNCT
cblr-7161	633	63	lessons	lesson	NOUN
cblr-7161	633	64	from	from	ADP
cblr-7161	633	65	mexico	mexico	PROPN
cblr-7161	633	66	and	and	CCONJ
cblr-7161	633	67	argentina	argentina	PROPN
cblr-7161	633	68	,	,	PUNCT
cblr-7161	633	69	frbny	frbny	PROPN
cblr-7161	633	70	econ	econ	PROPN
cblr-7161	633	71	.	.	PUNCT
cblr-7161	634	1	pol’y	pol’y	NOUN
cblr-7161	634	2	rev	rev	VERB
cblr-7161	634	3	.	.	PROPN
cblr-7161	634	4	,	,	PUNCT
cblr-7161	634	5	sept	sept	PROPN
cblr-7161	634	6	.	.	PROPN
cblr-7161	634	7	2000	2000	NUM
cblr-7161	634	8	,	,	PUNCT
cblr-7161	634	9	at	at	ADP
cblr-7161	634	10	17	17	NUM
cblr-7161	634	11	,	,	PUNCT
cblr-7161	634	12	21	21	NUM
cblr-7161	634	13	.	.	X
cblr-7161	634	14	163	163	NUM
cblr-7161	634	15	see	see	VERB
cblr-7161	634	16	simon	simon	PROPN
cblr-7161	634	17	romero	romero	PROPN
cblr-7161	634	18	,	,	PUNCT
cblr-7161	634	19	the	the	DET
cblr-7161	634	20	markets	market	NOUN
cblr-7161	634	21	:	:	PUNCT
cblr-7161	634	22	market	market	NOUN
cblr-7161	634	23	place	place	NOUN
cblr-7161	634	24	;	;	PUNCT
cblr-7161	634	25	an	an	DET
cblr-7161	634	26	argentine	argentine	ADJ
cblr-7161	634	27	‘	'	PUNCT
cblr-7161	634	28	domino	domino	NOUN
cblr-7161	634	29	effect	effect	NOUN
cblr-7161	634	30	’	'	PUNCT
cblr-7161	634	31	on	on	ADP
cblr-7161	634	32	brazilian	brazilian	ADJ
cblr-7161	634	33	stocks	stock	NOUN
cblr-7161	634	34	,	,	PUNCT
cblr-7161	634	35	n.y	n.y	PROPN
cblr-7161	634	36	.	.	PROPN
cblr-7161	634	37	times	times	PROPN
cblr-7161	634	38	(	(	PUNCT
cblr-7161	634	39	may	may	PROPN
cblr-7161	634	40	25	25	NUM
cblr-7161	634	41	,	,	PUNCT
cblr-7161	634	42	1999	1999	NUM
cblr-7161	634	43	)	)	PUNCT
cblr-7161	634	44	,	,	PUNCT
cblr-7161	634	45	https://www.nytimes.com/1999/05/25/business/the-markets-market-place-an-argentinedomino-effect-on-brazilian-stocks.html	https://www.nytimes.com/1999/05/25/business/the-markets-market-place-an-argentinedomino-effect-on-brazilian-stocks.html	VERB
cblr-7161	635	1	[	[	X
cblr-7161	635	2	https://perma.cc/gcx3-b3fy	https://perma.cc/gcx3-b3fy	NOUN
cblr-7161	635	3	]	]	PUNCT
cblr-7161	635	4	;	;	PUNCT
cblr-7161	635	5	david	david	PROPN
cblr-7161	635	6	faber	faber	PROPN
cblr-7161	635	7	,	,	PUNCT
cblr-7161	635	8	the	the	DET
cblr-7161	635	9	domino	domino	NOUN
cblr-7161	635	10	effect	effect	NOUN
cblr-7161	635	11	of	of	ADP
cblr-7161	635	12	greece	greece	PROPN
cblr-7161	635	13	,	,	PUNCT
cblr-7161	635	14	cnbc	cnbc	PROPN
cblr-7161	635	15	(	(	PUNCT
cblr-7161	635	16	apr	apr	PROPN
cblr-7161	635	17	.	.	PROPN
cblr-7161	635	18	22	22	NUM
cblr-7161	635	19	,	,	PUNCT
cblr-7161	635	20	2010	2010	NUM
cblr-7161	635	21	)	)	PUNCT
cblr-7161	635	22	,	,	PUNCT
cblr-7161	635	23	https://www.cnbc.com/2010/04/22/the-domino-effect-of-greece.html	https://www.cnbc.com/2010/04/22/the-domino-effect-of-greece.html	PROPN
cblr-7161	636	1	[	[	X
cblr-7161	636	2	https://perma.cc/5cz4-zr2w	https://perma.cc/5cz4-zr2w	X
cblr-7161	636	3	]	]	X
cblr-7161	636	4	.	.	PUNCT
cblr-7161	637	1	164	164	NUM
cblr-7161	637	2	mannion	mannion	PROPN
cblr-7161	637	3	&	&	CCONJ
cblr-7161	637	4	wu	wu	PROPN
cblr-7161	637	5	,	,	PUNCT
cblr-7161	637	6	supra	supra	PROPN
cblr-7161	637	7	note	note	PROPN
cblr-7161	637	8	153	153	NUM
cblr-7161	637	9	,	,	PUNCT
cblr-7161	637	10	at	at	ADP
cblr-7161	637	11	805	805	NUM
cblr-7161	637	12	.	.	PUNCT
cblr-7161	638	1	165	165	NUM
cblr-7161	639	1	i	i	PRON
cblr-7161	639	2	d.	d.	PROPN
cblr-7161	639	3	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	639	4	(	(	PUNCT
cblr-7161	639	5	do	do	AUX
cblr-7161	639	6	not	not	PART
cblr-7161	639	7	delte	delte	VERB
cblr-7161	639	8	)	)	PUNCT
cblr-7161	639	9	10/7/2020	10/7/2020	NUM
cblr-7161	639	10	6:42	6:42	NUM
cblr-7161	639	11	pm	pm	NOUN
cblr-7161	639	12	374	374	NUM
cblr-7161	639	13	columbia	columbia	PROPN
cblr-7161	639	14	business	business	NOUN
cblr-7161	639	15	law	law	PROPN
cblr-7161	639	16	review	review	NOUN
cblr-7161	639	17	[	[	X
cblr-7161	639	18	vol	vol	NOUN
cblr-7161	639	19	.	.	PUNCT
cblr-7161	639	20	2020	2020	NUM
cblr-7161	639	21	subsidiaries.166	subsidiaries.166	PROPN
cblr-7161	639	22	thus	thus	ADV
cblr-7161	639	23	,	,	PUNCT
cblr-7161	639	24	because	because	SCONJ
cblr-7161	639	25	ihcs	ihcs	ADJ
cblr-7161	639	26	’	'	PUNCT
cblr-7161	639	27	banking	banking	NOUN
cblr-7161	639	28	businesses	business	NOUN
cblr-7161	639	29	will	will	AUX
cblr-7161	639	30	likely	likely	ADV
cblr-7161	639	31	not	not	PART
cblr-7161	639	32	be	be	AUX
cblr-7161	639	33	able	able	ADJ
cblr-7161	639	34	to	to	PART
cblr-7161	639	35	keep	keep	VERB
cblr-7161	639	36	pace	pace	NOUN
cblr-7161	639	37	with	with	ADP
cblr-7161	639	38	the	the	DET
cblr-7161	639	39	growth	growth	NOUN
cblr-7161	639	40	of	of	ADP
cblr-7161	639	41	their	their	PRON
cblr-7161	639	42	financial	financial	ADJ
cblr-7161	639	43	subsidiaries	subsidiary	NOUN
cblr-7161	639	44	,	,	PUNCT
cblr-7161	639	45	every	every	DET
cblr-7161	639	46	subsidiary	subsidiary	NOUN
cblr-7161	639	47	whose	whose	DET
cblr-7161	639	48	growth	growth	NOUN
cblr-7161	639	49	threatens	threaten	VERB
cblr-7161	639	50	to	to	PART
cblr-7161	639	51	push	push	VERB
cblr-7161	639	52	an	an	DET
cblr-7161	639	53	ihc	ihc	NOUN
cblr-7161	639	54	over	over	ADP
cblr-7161	639	55	the	the	DET
cblr-7161	639	56	ten	ten	NUM
cblr-7161	639	57	percent	percent	NOUN
cblr-7161	639	58	single	single	ADJ
cblr-7161	639	59	affiliate	affiliate	NOUN
cblr-7161	639	60	limit	limit	NOUN
cblr-7161	639	61	“	"	PUNCT
cblr-7161	639	62	will	will	AUX
cblr-7161	639	63	have	have	VERB
cblr-7161	639	64	to	to	PART
cblr-7161	639	65	pay	pay	VERB
cblr-7161	639	66	out	out	ADP
cblr-7161	639	67	at	at	ADP
cblr-7161	639	68	least	least	ADJ
cblr-7161	639	69	some	some	PRON
cblr-7161	639	70	of	of	ADP
cblr-7161	639	71	its	its	PRON
cblr-7161	639	72	net	net	ADJ
cblr-7161	639	73	income	income	NOUN
cblr-7161	639	74	to	to	ADP
cblr-7161	639	75	the	the	DET
cblr-7161	639	76	parent	parent	NOUN
cblr-7161	639	77	bank	bank	NOUN
cblr-7161	639	78	as	as	ADP
cblr-7161	639	79	dividends	dividend	NOUN
cblr-7161	639	80	instead	instead	ADV
cblr-7161	639	81	of	of	ADP
cblr-7161	639	82	reinvesting	reinveste	VERB
cblr-7161	639	83	all	all	PRON
cblr-7161	639	84	of	of	ADP
cblr-7161	639	85	it	it	PRON
cblr-7161	639	86	in	in	ADP
cblr-7161	639	87	the	the	DET
cblr-7161	639	88	expansion	expansion	NOUN
cblr-7161	639	89	of	of	ADP
cblr-7161	639	90	the	the	DET
cblr-7161	639	91	financial	financial	ADJ
cblr-7161	639	92	subsidiary	subsidiary	NOUN
cblr-7161	639	93	.	.	PUNCT
cblr-7161	640	1	”167	”167	PROPN
cblr-7161	640	2	given	give	VERB
cblr-7161	640	3	the	the	DET
cblr-7161	640	4	number	number	NOUN
cblr-7161	640	5	of	of	ADP
cblr-7161	640	6	financial	financial	ADJ
cblr-7161	640	7	subsidiaries	subsidiary	NOUN
cblr-7161	640	8	observed	observe	VERB
cblr-7161	640	9	in	in	ADP
cblr-7161	640	10	figure	figure	NOUN
cblr-7161	640	11	2	2	NUM
cblr-7161	640	12	,	,	PUNCT
cblr-7161	640	13	and	and	CCONJ
cblr-7161	640	14	the	the	DET
cblr-7161	640	15	fact	fact	NOUN
cblr-7161	640	16	that	that	SCONJ
cblr-7161	640	17	the	the	DET
cblr-7161	640	18	retained	retain	VERB
cblr-7161	640	19	earnings	earning	NOUN
cblr-7161	640	20	of	of	ADP
cblr-7161	640	21	every	every	DET
cblr-7161	640	22	one	one	NOUN
cblr-7161	640	23	will	will	AUX
cblr-7161	640	24	now	now	ADV
cblr-7161	640	25	count	count	VERB
cblr-7161	640	26	toward	toward	ADP
cblr-7161	640	27	an	an	DET
cblr-7161	640	28	ihc	ihc	NOUN
cblr-7161	640	29	’s	’s	PART
cblr-7161	640	30	twenty	twenty	NUM
cblr-7161	640	31	percent	percent	NOUN
cblr-7161	640	32	intracompany	intracompany	ADJ
cblr-7161	640	33	transaction	transaction	NOUN
cblr-7161	640	34	limit	limit	NOUN
cblr-7161	640	35	,	,	PUNCT
cblr-7161	640	36	it	it	PRON
cblr-7161	640	37	is	be	AUX
cblr-7161	640	38	likely	likely	ADJ
cblr-7161	640	39	that	that	SCONJ
cblr-7161	640	40	liquid	liquid	ADJ
cblr-7161	640	41	capital	capital	NOUN
cblr-7161	640	42	will	will	AUX
cblr-7161	640	43	be	be	AUX
cblr-7161	640	44	unnecessarily	unnecessarily	ADV
cblr-7161	640	45	remitted	remit	VERB
cblr-7161	640	46	back	back	ADV
cblr-7161	640	47	to	to	ADP
cblr-7161	640	48	the	the	DET
cblr-7161	640	49	ihcs	ihc	NOUN
cblr-7161	640	50	.	.	PUNCT
cblr-7161	641	1	recall	recall	VERB
cblr-7161	641	2	that	that	SCONJ
cblr-7161	641	3	any	any	DET
cblr-7161	641	4	retained	retain	VERB
cblr-7161	641	5	earnings	earning	NOUN
cblr-7161	641	6	that	that	PRON
cblr-7161	641	7	are	be	AUX
cblr-7161	641	8	not	not	PART
cblr-7161	641	9	so	so	ADV
cblr-7161	641	10	remitted	remit	VERB
cblr-7161	641	11	will	will	AUX
cblr-7161	641	12	be	be	AUX
cblr-7161	641	13	counted	count	VERB
cblr-7161	641	14	toward	toward	ADP
cblr-7161	641	15	the	the	DET
cblr-7161	641	16	ten	ten	NUM
cblr-7161	641	17	percent	percent	NOUN
cblr-7161	641	18	and	and	CCONJ
cblr-7161	641	19	twenty	twenty	NUM
cblr-7161	641	20	percent	percent	NOUN
cblr-7161	641	21	limits	limit	NOUN
cblr-7161	641	22	of	of	ADP
cblr-7161	641	23	regulation	regulation	NOUN
cblr-7161	641	24	w.	w.	PROPN
cblr-7161	641	25	additionally	additionally	ADV
cblr-7161	641	26	,	,	PUNCT
cblr-7161	641	27	any	any	DET
cblr-7161	641	28	remittance	remittance	NOUN
cblr-7161	641	29	the	the	DET
cblr-7161	641	30	ihc	ihc	PROPN
cblr-7161	641	31	attempts	attempt	VERB
cblr-7161	641	32	to	to	PART
cblr-7161	641	33	make	make	VERB
cblr-7161	641	34	back	back	ADV
cblr-7161	641	35	to	to	ADP
cblr-7161	641	36	its	its	PRON
cblr-7161	641	37	u.s	u.s	PROPN
cblr-7161	641	38	.	.	PROPN
cblr-7161	641	39	financial	financial	ADJ
cblr-7161	641	40	subsidiaries	subsidiary	NOUN
cblr-7161	641	41	(	(	PUNCT
cblr-7161	641	42	or	or	CCONJ
cblr-7161	641	43	any	any	PRON
cblr-7161	641	44	of	of	ADP
cblr-7161	641	45	its	its	PRON
cblr-7161	641	46	subsidiaries	subsidiary	NOUN
cblr-7161	641	47	globally	globally	ADV
cblr-7161	641	48	)	)	PUNCT
cblr-7161	641	49	will	will	AUX
cblr-7161	641	50	be	be	AUX
cblr-7161	641	51	subject	subject	ADJ
cblr-7161	641	52	to	to	ADP
cblr-7161	641	53	the	the	DET
cblr-7161	641	54	ten	ten	NUM
cblr-7161	641	55	percent	percent	NOUN
cblr-7161	641	56	single	single	ADJ
cblr-7161	641	57	affiliate	affiliate	NOUN
cblr-7161	641	58	and	and	CCONJ
cblr-7161	641	59	twenty	twenty	NUM
cblr-7161	641	60	percent	percent	NOUN
cblr-7161	641	61	aggregate	aggregate	NOUN
cblr-7161	641	62	limits	limit	NOUN
cblr-7161	641	63	of	of	ADP
cblr-7161	641	64	regulation	regulation	NOUN
cblr-7161	641	65	w.	w.	NOUN
cblr-7161	641	66	as	as	SCONJ
cblr-7161	641	67	noted	note	VERB
cblr-7161	641	68	earlier	early	ADV
cblr-7161	641	69	,	,	PUNCT
cblr-7161	641	70	this	this	DET
cblr-7161	641	71	outcome	outcome	NOUN
cblr-7161	641	72	serves	serve	VERB
cblr-7161	641	73	not	not	PART
cblr-7161	641	74	only	only	ADV
cblr-7161	641	75	to	to	PART
cblr-7161	641	76	deprive	deprive	VERB
cblr-7161	641	77	liquid	liquid	ADJ
cblr-7161	641	78	capital	capital	NOUN
cblr-7161	641	79	from	from	ADP
cblr-7161	641	80	global	global	ADJ
cblr-7161	641	81	affiliates	affiliate	NOUN
cblr-7161	641	82	of	of	ADP
cblr-7161	641	83	fbos	fbo	NOUN
cblr-7161	641	84	,	,	PUNCT
cblr-7161	641	85	but	but	CCONJ
cblr-7161	641	86	it	it	PRON
cblr-7161	641	87	also	also	ADV
cblr-7161	641	88	puts	put	VERB
cblr-7161	641	89	u.s	u.s	PROPN
cblr-7161	641	90	.	.	PROPN
cblr-7161	641	91	financial	financial	ADJ
cblr-7161	641	92	subsidiaries	subsidiary	NOUN
cblr-7161	641	93	at	at	ADP
cblr-7161	641	94	risk	risk	NOUN
cblr-7161	641	95	.	.	PUNCT
cblr-7161	642	1	thus	thus	ADV
cblr-7161	642	2	,	,	PUNCT
cblr-7161	642	3	the	the	DET
cblr-7161	642	4	interaction	interaction	NOUN
cblr-7161	642	5	between	between	ADP
cblr-7161	642	6	regulation	regulation	NOUN
cblr-7161	642	7	w	w	NOUN
cblr-7161	642	8	and	and	CCONJ
cblr-7161	642	9	regulation	regulation	NOUN
cblr-7161	642	10	yy	yy	PROPN
cblr-7161	642	11	results	result	NOUN
cblr-7161	642	12	in	in	ADP
cblr-7161	642	13	capital	capital	NOUN
cblr-7161	642	14	being	be	AUX
cblr-7161	642	15	unnecessarily	unnecessarily	ADV
cblr-7161	642	16	herded	herd	VERB
cblr-7161	642	17	to	to	ADP
cblr-7161	642	18	one	one	NUM
cblr-7161	642	19	parent	parent	NOUN
cblr-7161	642	20	legal	legal	ADJ
cblr-7161	642	21	entity	entity	NOUN
cblr-7161	642	22	in	in	ADP
cblr-7161	642	23	the	the	DET
cblr-7161	642	24	united	united	PROPN
cblr-7161	642	25	states	states	PROPN
cblr-7161	642	26	,	,	PUNCT
cblr-7161	642	27	however	however	ADV
cblr-7161	642	28	that	that	SCONJ
cblr-7161	642	29	parent	parent	NOUN
cblr-7161	642	30	’s	’s	PART
cblr-7161	642	31	ability	ability	NOUN
cblr-7161	642	32	to	to	PART
cblr-7161	642	33	support	support	VERB
cblr-7161	642	34	its	its	PRON
cblr-7161	642	35	subsidiaries	subsidiary	NOUN
cblr-7161	642	36	,	,	PUNCT
cblr-7161	642	37	in	in	ADP
cblr-7161	642	38	the	the	DET
cblr-7161	642	39	u.s	u.s	PROPN
cblr-7161	642	40	.	.	PROPN
cblr-7161	642	41	and	and	CCONJ
cblr-7161	642	42	around	around	ADP
cblr-7161	642	43	the	the	DET
cblr-7161	642	44	world	world	NOUN
cblr-7161	642	45	,	,	PUNCT
cblr-7161	642	46	is	be	AUX
cblr-7161	642	47	significantly	significantly	ADV
cblr-7161	642	48	cabined	cabin	VERB
cblr-7161	642	49	.	.	PUNCT
cblr-7161	643	1	it	it	PRON
cblr-7161	643	2	is	be	AUX
cblr-7161	643	3	predictable	predictable	ADJ
cblr-7161	643	4	,	,	PUNCT
cblr-7161	643	5	then	then	ADV
cblr-7161	643	6	,	,	PUNCT
cblr-7161	643	7	that	that	SCONJ
cblr-7161	643	8	the	the	DET
cblr-7161	643	9	elimination	elimination	NOUN
cblr-7161	643	10	of	of	ADP
cblr-7161	643	11	the	the	DET
cblr-7161	643	12	financial	financial	ADJ
cblr-7161	643	13	subsidiary	subsidiary	NOUN
cblr-7161	643	14	exemption	exemption	NOUN
cblr-7161	643	15	has	have	AUX
cblr-7161	643	16	resulted	result	VERB
cblr-7161	643	17	in	in	ADP
cblr-7161	643	18	fbos	fbo	NOUN
cblr-7161	643	19	winding	wind	VERB
cblr-7161	643	20	down	down	ADP
cblr-7161	643	21	a	a	DET
cblr-7161	643	22	significant	significant	ADJ
cblr-7161	643	23	amount	amount	NOUN
cblr-7161	643	24	of	of	ADP
cblr-7161	643	25	the	the	DET
cblr-7161	643	26	business	business	NOUN
cblr-7161	643	27	they	they	PRON
cblr-7161	643	28	conduct	conduct	VERB
cblr-7161	643	29	in	in	ADP
cblr-7161	643	30	the	the	DET
cblr-7161	643	31	united	united	PROPN
cblr-7161	643	32	166	166	NUM
cblr-7161	643	33	see	see	NOUN
cblr-7161	643	34	,	,	PUNCT
cblr-7161	643	35	e.g.	e.g.	ADV
cblr-7161	643	36	,	,	PUNCT
cblr-7161	643	37	barclays	barclay	VERB
cblr-7161	643	38	us	us	PROPN
cblr-7161	643	39	llc	llc	PROPN
cblr-7161	643	40	,	,	PUNCT
cblr-7161	643	41	parent	parent	NOUN
cblr-7161	643	42	company	company	NOUN
cblr-7161	643	43	only	only	ADV
cblr-7161	643	44	financial	financial	ADJ
cblr-7161	643	45	statements	statement	NOUN
cblr-7161	643	46	for	for	ADP
cblr-7161	643	47	large	large	ADJ
cblr-7161	643	48	holding	hold	VERB
cblr-7161	643	49	companies	company	NOUN
cblr-7161	643	50	(	(	PUNCT
cblr-7161	643	51	form	form	VERB
cblr-7161	643	52	fr	fr	PROPN
cblr-7161	643	53	y-9lp	y-9lp	PROPN
cblr-7161	643	54	)	)	PUNCT
cblr-7161	643	55	2	2	NUM
cblr-7161	643	56	(	(	PUNCT
cblr-7161	643	57	feb	feb	PROPN
cblr-7161	643	58	.	.	PROPN
cblr-7161	643	59	28	28	NUM
cblr-7161	643	60	,	,	PUNCT
cblr-7161	643	61	2019	2019	NUM
cblr-7161	643	62	)	)	PUNCT
cblr-7161	643	63	;	;	PUNCT
cblr-7161	643	64	credit	credit	NOUN
cblr-7161	643	65	suisse	suisse	NOUN
cblr-7161	643	66	holdings	holding	NOUN
cblr-7161	643	67	(	(	PUNCT
cblr-7161	643	68	usa	usa	PROPN
cblr-7161	643	69	)	)	PUNCT
cblr-7161	643	70	,	,	PUNCT
cblr-7161	643	71	inc	inc	PROPN
cblr-7161	643	72	.	.	PROPN
cblr-7161	643	73	,	,	PUNCT
cblr-7161	643	74	parent	parent	NOUN
cblr-7161	643	75	company	company	NOUN
cblr-7161	643	76	only	only	ADV
cblr-7161	643	77	financial	financial	ADJ
cblr-7161	643	78	statements	statement	NOUN
cblr-7161	643	79	for	for	ADP
cblr-7161	643	80	large	large	ADJ
cblr-7161	643	81	holding	hold	VERB
cblr-7161	643	82	companies	company	NOUN
cblr-7161	643	83	(	(	PUNCT
cblr-7161	643	84	form	form	VERB
cblr-7161	643	85	fr	fr	PROPN
cblr-7161	643	86	y-9lp	y-9lp	PROPN
cblr-7161	643	87	)	)	PUNCT
cblr-7161	643	88	2	2	NUM
cblr-7161	643	89	(	(	PUNCT
cblr-7161	643	90	mar	mar	PROPN
cblr-7161	643	91	.	.	PROPN
cblr-7161	643	92	31	31	NUM
cblr-7161	643	93	,	,	PUNCT
cblr-7161	643	94	2020	2020	NUM
cblr-7161	643	95	)	)	PUNCT
cblr-7161	643	96	;	;	PUNCT
cblr-7161	643	97	ubs	ubs	PROPN
cblr-7161	643	98	americas	americas	PROPN
cblr-7161	643	99	holding	hold	VERB
cblr-7161	643	100	llc	llc	PROPN
cblr-7161	643	101	,	,	PUNCT
cblr-7161	643	102	parent	parent	NOUN
cblr-7161	643	103	company	company	NOUN
cblr-7161	643	104	only	only	ADV
cblr-7161	643	105	financial	financial	ADJ
cblr-7161	643	106	statements	statement	NOUN
cblr-7161	643	107	for	for	ADP
cblr-7161	643	108	large	large	ADJ
cblr-7161	643	109	holding	hold	VERB
cblr-7161	643	110	companies	company	NOUN
cblr-7161	643	111	(	(	PUNCT
cblr-7161	643	112	form	form	VERB
cblr-7161	643	113	fr	fr	PROPN
cblr-7161	643	114	y-9lp	y-9lp	PROPN
cblr-7161	643	115	)	)	PUNCT
cblr-7161	643	116	2	2	NUM
cblr-7161	643	117	(	(	PUNCT
cblr-7161	643	118	feb	feb	PROPN
cblr-7161	643	119	.	.	PROPN
cblr-7161	643	120	14	14	NUM
cblr-7161	643	121	,	,	PUNCT
cblr-7161	643	122	2019	2019	NUM
cblr-7161	643	123	)	)	PUNCT
cblr-7161	643	124	;	;	PUNCT
cblr-7161	643	125	db	db	PROPN
cblr-7161	643	126	usa	usa	PROPN
cblr-7161	643	127	corp	corp	PROPN
cblr-7161	643	128	.	.	PROPN
cblr-7161	643	129	,	,	PUNCT
cblr-7161	643	130	parent	parent	NOUN
cblr-7161	643	131	company	company	NOUN
cblr-7161	643	132	only	only	ADV
cblr-7161	643	133	financial	financial	ADJ
cblr-7161	643	134	statements	statement	NOUN
cblr-7161	643	135	for	for	ADP
cblr-7161	643	136	large	large	ADJ
cblr-7161	643	137	holding	hold	VERB
cblr-7161	643	138	companies	company	NOUN
cblr-7161	643	139	(	(	PUNCT
cblr-7161	643	140	form	form	VERB
cblr-7161	643	141	fr	fr	PROPN
cblr-7161	643	142	y-9lp	y-9lp	PROPN
cblr-7161	643	143	)	)	PUNCT
cblr-7161	643	144	2	2	NUM
cblr-7161	643	145	(	(	PUNCT
cblr-7161	643	146	feb	feb	PROPN
cblr-7161	643	147	.	.	PROPN
cblr-7161	643	148	14	14	NUM
cblr-7161	643	149	,	,	PUNCT
cblr-7161	643	150	2019	2019	NUM
cblr-7161	643	151	)	)	PUNCT
cblr-7161	643	152	.	.	PUNCT
cblr-7161	644	1	note	note	VERB
cblr-7161	644	2	that	that	SCONJ
cblr-7161	644	3	the	the	DET
cblr-7161	644	4	extent	extent	NOUN
cblr-7161	644	5	of	of	ADP
cblr-7161	644	6	reliance	reliance	NOUN
cblr-7161	644	7	on	on	ADP
cblr-7161	644	8	financial	financial	ADJ
cblr-7161	644	9	subsidiaries	subsidiary	NOUN
cblr-7161	644	10	varies	vary	VERB
cblr-7161	644	11	by	by	ADP
cblr-7161	644	12	ihc	ihc	PROPN
cblr-7161	644	13	.	.	PUNCT
cblr-7161	645	1	see	see	VERB
cblr-7161	645	2	td	td	PROPN
cblr-7161	645	3	group	group	NOUN
cblr-7161	645	4	us	us	PROPN
cblr-7161	645	5	holdings	holdings	PROPN
cblr-7161	645	6	llc	llc	PROPN
cblr-7161	645	7	,	,	PUNCT
cblr-7161	645	8	parent	parent	NOUN
cblr-7161	645	9	company	company	NOUN
cblr-7161	645	10	only	only	ADV
cblr-7161	645	11	financial	financial	ADJ
cblr-7161	645	12	statements	statement	NOUN
cblr-7161	645	13	for	for	ADP
cblr-7161	645	14	large	large	ADJ
cblr-7161	645	15	holding	hold	VERB
cblr-7161	645	16	companies	company	NOUN
cblr-7161	645	17	(	(	PUNCT
cblr-7161	645	18	form	form	VERB
cblr-7161	645	19	fr	fr	PROPN
cblr-7161	645	20	y-9lp	y-9lp	PROPN
cblr-7161	645	21	)	)	PUNCT
cblr-7161	645	22	2	2	NUM
cblr-7161	645	23	(	(	PUNCT
cblr-7161	645	24	feb	feb	PROPN
cblr-7161	645	25	.	.	PROPN
cblr-7161	645	26	12	12	NUM
cblr-7161	645	27	,	,	PUNCT
cblr-7161	645	28	2019	2019	NUM
cblr-7161	645	29	)	)	PUNCT
cblr-7161	645	30	.	.	PUNCT
cblr-7161	646	1	167	167	NUM
cblr-7161	646	2	mannion	mannion	PROPN
cblr-7161	646	3	&	&	CCONJ
cblr-7161	646	4	wu	wu	PROPN
cblr-7161	646	5	,	,	PUNCT
cblr-7161	646	6	supra	supra	PROPN
cblr-7161	646	7	note	note	PROPN
cblr-7161	646	8	153	153	NUM
cblr-7161	646	9	,	,	PUNCT
cblr-7161	646	10	at	at	ADP
cblr-7161	646	11	805	805	NUM
cblr-7161	646	12	.	.	PUNCT
cblr-7161	647	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	647	2	(	(	PUNCT
cblr-7161	647	3	do	do	AUX
cblr-7161	647	4	not	not	PART
cblr-7161	647	5	delete	delete	VERB
cblr-7161	647	6	)	)	PUNCT
cblr-7161	647	7	10/7/2020	10/7/2020	NUM
cblr-7161	647	8	6:42	6:42	NUM
cblr-7161	647	9	pm	pm	NOUN
cblr-7161	647	10	no	no	INTJ
cblr-7161	647	11	.	.	PUNCT
cblr-7161	648	1	1:336	1:336	NUM
cblr-7161	648	2	]	]	X
cblr-7161	648	3	treacherous	treacherous	ADJ
cblr-7161	648	4	landscape	landscape	NOUN
cblr-7161	648	5	375	375	NUM
cblr-7161	648	6	states.168	states.168	NOUN
cblr-7161	648	7	beyond	beyond	ADP
cblr-7161	648	8	the	the	DET
cblr-7161	648	9	economic	economic	ADJ
cblr-7161	648	10	implications	implication	NOUN
cblr-7161	648	11	of	of	ADP
cblr-7161	648	12	this	this	DET
cblr-7161	648	13	trend	trend	NOUN
cblr-7161	648	14	in	in	ADP
cblr-7161	648	15	the	the	DET
cblr-7161	648	16	u.s	u.s	PROPN
cblr-7161	648	17	.	.	PROPN
cblr-7161	648	18	,	,	PUNCT
cblr-7161	648	19	fbos	fbos	PROPN
cblr-7161	648	20	now	now	ADV
cblr-7161	648	21	do	do	AUX
cblr-7161	648	22	not	not	PART
cblr-7161	648	23	have	have	VERB
cblr-7161	648	24	the	the	DET
cblr-7161	648	25	excess	excess	ADJ
cblr-7161	648	26	liquidity	liquidity	NOUN
cblr-7161	648	27	to	to	PART
cblr-7161	648	28	spare	spare	VERB
cblr-7161	648	29	to	to	PART
cblr-7161	648	30	direct	direct	VERB
cblr-7161	648	31	to	to	ADP
cblr-7161	648	32	targeted	target	VERB
cblr-7161	648	33	entities	entity	NOUN
cblr-7161	648	34	in	in	ADP
cblr-7161	648	35	times	time	NOUN
cblr-7161	648	36	of	of	ADP
cblr-7161	648	37	stress	stress	NOUN
cblr-7161	648	38	.	.	PUNCT
cblr-7161	649	1	this	this	DET
cblr-7161	649	2	reality	reality	NOUN
cblr-7161	649	3	,	,	PUNCT
cblr-7161	649	4	a	a	DET
cblr-7161	649	5	problem	problem	NOUN
cblr-7161	649	6	of	of	ADP
cblr-7161	649	7	u.s	u.s	PROPN
cblr-7161	649	8	.	.	PROPN
cblr-7161	649	9	regulators	regulator	NOUN
cblr-7161	649	10	’	'	PUNCT
cblr-7161	649	11	own	own	ADJ
cblr-7161	649	12	creation	creation	NOUN
cblr-7161	649	13	,	,	PUNCT
cblr-7161	649	14	poses	pose	VERB
cblr-7161	649	15	a	a	DET
cblr-7161	649	16	significant	significant	ADJ
cblr-7161	649	17	and	and	CCONJ
cblr-7161	649	18	meaningful	meaningful	ADJ
cblr-7161	649	19	threat	threat	NOUN
cblr-7161	649	20	to	to	ADP
cblr-7161	649	21	global	global	ADJ
cblr-7161	649	22	financial	financial	PROPN
cblr-7161	649	23	stability.169	stability.169	PROPN
cblr-7161	649	24	iii	iii	PROPN
cblr-7161	649	25	.	.	PUNCT
cblr-7161	650	1	the	the	DET
cblr-7161	650	2	impact	impact	NOUN
cblr-7161	650	3	of	of	ADP
cblr-7161	650	4	regulation	regulation	NOUN
cblr-7161	650	5	yy	yy	NOUN
cblr-7161	650	6	and	and	CCONJ
cblr-7161	650	7	regulation	regulation	NOUN
cblr-7161	650	8	w	w	NOUN
cblr-7161	650	9	on	on	ADP
cblr-7161	650	10	ihc	ihc	PROPN
cblr-7161	650	11	capital	capital	NOUN
cblr-7161	650	12	to	to	PART
cblr-7161	650	13	evaluate	evaluate	VERB
cblr-7161	650	14	the	the	DET
cblr-7161	650	15	efficacy	efficacy	NOUN
cblr-7161	650	16	of	of	ADP
cblr-7161	650	17	regulation	regulation	NOUN
cblr-7161	650	18	yy	yy	PROPN
cblr-7161	650	19	,	,	PUNCT
cblr-7161	650	20	specifically	specifically	ADV
cblr-7161	650	21	when	when	SCONJ
cblr-7161	650	22	coupled	couple	VERB
cblr-7161	650	23	with	with	ADP
cblr-7161	650	24	the	the	DET
cblr-7161	650	25	recent	recent	ADJ
cblr-7161	650	26	changes	change	NOUN
cblr-7161	650	27	to	to	ADP
cblr-7161	650	28	regulation	regulation	NOUN
cblr-7161	650	29	w	w	NOUN
cblr-7161	650	30	,	,	PUNCT
cblr-7161	650	31	we	we	PRON
cblr-7161	650	32	now	now	ADV
cblr-7161	650	33	turn	turn	VERB
cblr-7161	650	34	to	to	ADP
cblr-7161	650	35	the	the	DET
cblr-7161	650	36	2018	2018	NUM
cblr-7161	650	37	ccar	ccar	NOUN
cblr-7161	650	38	filings	filing	NOUN
cblr-7161	650	39	of	of	ADP
cblr-7161	650	40	the	the	DET
cblr-7161	650	41	ihcs	ihc	NOUN
cblr-7161	650	42	.	.	PUNCT
cblr-7161	651	1	as	as	ADP
cblr-7161	651	2	a	a	DET
cblr-7161	651	3	level	level	NOUN
cblr-7161	651	4	set	set	NOUN
cblr-7161	651	5	,	,	PUNCT
cblr-7161	651	6	as	as	ADP
cblr-7161	651	7	of	of	ADP
cblr-7161	651	8	2018	2018	NUM
cblr-7161	651	9	there	there	PRON
cblr-7161	651	10	were	be	VERB
cblr-7161	651	11	twelve	twelve	NUM
cblr-7161	651	12	ihcs	ihc	NOUN
cblr-7161	651	13	,	,	PUNCT
cblr-7161	651	14	reflected	reflect	VERB
cblr-7161	651	15	along	along	ADV
cblr-7161	651	16	with	with	ADP
cblr-7161	651	17	their	their	PRON
cblr-7161	651	18	total	total	ADJ
cblr-7161	651	19	u.s	u.s	PROPN
cblr-7161	651	20	.	.	PROPN
cblr-7161	651	21	consolidated	consolidated	ADJ
cblr-7161	651	22	asset	asset	NOUN
cblr-7161	651	23	size	size	NOUN
cblr-7161	651	24	in	in	ADP
cblr-7161	651	25	table	table	NOUN
cblr-7161	651	26	1.170	1.170	NUM
cblr-7161	651	27	throughout	throughout	ADP
cblr-7161	651	28	this	this	DET
cblr-7161	651	29	empirical	empirical	ADJ
cblr-7161	651	30	analysis	analysis	NOUN
cblr-7161	651	31	,	,	PUNCT
cblr-7161	651	32	we	we	PRON
cblr-7161	651	33	will	will	AUX
cblr-7161	651	34	largely	largely	ADV
cblr-7161	651	35	consider	consider	VERB
cblr-7161	651	36	the	the	DET
cblr-7161	651	37	ihcs	ihcs	NOUN
cblr-7161	651	38	together	together	ADV
cblr-7161	651	39	as	as	ADP
cblr-7161	651	40	a	a	DET
cblr-7161	651	41	means	means	NOUN
cblr-7161	651	42	to	to	PART
cblr-7161	651	43	categorically	categorically	ADV
cblr-7161	651	44	compare	compare	VERB
cblr-7161	651	45	them	they	PRON
cblr-7161	651	46	to	to	ADP
cblr-7161	651	47	the	the	DET
cblr-7161	651	48	domestic	domestic	ADJ
cblr-7161	651	49	financial	financial	ADJ
cblr-7161	651	50	institutions	institution	NOUN
cblr-7161	651	51	subject	subject	ADJ
cblr-7161	651	52	to	to	ADP
cblr-7161	651	53	ccar.171	ccar.171	PRON
cblr-7161	651	54	however	however	ADV
cblr-7161	651	55	,	,	PUNCT
cblr-7161	651	56	it	it	PRON
cblr-7161	651	57	is	be	AUX
cblr-7161	651	58	important	important	ADJ
cblr-7161	651	59	to	to	PART
cblr-7161	651	60	keep	keep	VERB
cblr-7161	651	61	in	in	ADP
cblr-7161	651	62	mind	mind	NOUN
cblr-7161	651	63	the	the	DET
cblr-7161	651	64	intrinsic	intrinsic	ADJ
cblr-7161	651	65	differences	difference	NOUN
cblr-7161	651	66	in	in	ADP
cblr-7161	651	67	the	the	DET
cblr-7161	651	68	strategies	strategy	NOUN
cblr-7161	651	69	and	and	CCONJ
cblr-7161	651	70	business	business	NOUN
cblr-7161	651	71	models	model	NOUN
cblr-7161	651	72	of	of	ADP
cblr-7161	651	73	the	the	DET
cblr-7161	651	74	individual	individual	ADJ
cblr-7161	651	75	firms	firm	NOUN
cblr-7161	651	76	.	.	PUNCT
cblr-7161	652	1	to	to	PART
cblr-7161	652	2	highlight	highlight	VERB
cblr-7161	652	3	this	this	DET
cblr-7161	652	4	point	point	NOUN
cblr-7161	652	5	,	,	PUNCT
cblr-7161	652	6	and	and	CCONJ
cblr-7161	652	7	also	also	ADV
cblr-7161	652	8	to	to	PART
cblr-7161	652	9	specifically	specifically	ADV
cblr-7161	652	10	exemplify	exemplify	VERB
cblr-7161	652	11	broader	broad	ADJ
cblr-7161	652	12	thematic	thematic	ADJ
cblr-7161	652	13	takeaways	takeaway	NOUN
cblr-7161	652	14	,	,	PUNCT
cblr-7161	652	15	institution	institution	NOUN
cblr-7161	652	16	-	-	PUNCT
cblr-7161	652	17	specific	specific	ADJ
cblr-7161	652	18	data	datum	NOUN
cblr-7161	652	19	will	will	AUX
cblr-7161	652	20	be	be	AUX
cblr-7161	652	21	cited	cite	VERB
cblr-7161	652	22	throughout	throughout	ADP
cblr-7161	652	23	this	this	DET
cblr-7161	652	24	analysis	analysis	NOUN
cblr-7161	652	25	.	.	PUNCT
cblr-7161	653	1	168	168	NUM
cblr-7161	653	2	see	see	VERB
cblr-7161	653	3	noonan	noonan	PROPN
cblr-7161	653	4	,	,	PUNCT
cblr-7161	653	5	supra	supra	PROPN
cblr-7161	653	6	note	note	PROPN
cblr-7161	653	7	126	126	NUM
cblr-7161	653	8	.	.	NOUN
cblr-7161	653	9	169	169	NUM
cblr-7161	653	10	see	see	VERB
cblr-7161	653	11	examining	examine	VERB
cblr-7161	653	12	capital	capital	NOUN
cblr-7161	653	13	regimes	regime	NOUN
cblr-7161	653	14	for	for	ADP
cblr-7161	653	15	financial	financial	ADJ
cblr-7161	653	16	institutions	institution	NOUN
cblr-7161	653	17	:	:	PUNCT
cblr-7161	653	18	hearing	hear	VERB
cblr-7161	653	19	before	before	ADP
cblr-7161	653	20	the	the	DET
cblr-7161	653	21	subcomm	subcomm	NOUN
cblr-7161	653	22	.	.	PUNCT
cblr-7161	654	1	on	on	ADP
cblr-7161	654	2	fin	fin	NOUN
cblr-7161	654	3	.	.	PUNCT
cblr-7161	655	1	insts	inst	NOUN
cblr-7161	655	2	.	.	PUNCT
cblr-7161	656	1	&	&	CCONJ
cblr-7161	656	2	consumer	consumer	NOUN
cblr-7161	656	3	credit	credit	NOUN
cblr-7161	656	4	of	of	ADP
cblr-7161	656	5	the	the	DET
cblr-7161	656	6	h.	h.	PROPN
cblr-7161	656	7	comm	comm	NOUN
cblr-7161	656	8	.	.	PUNCT
cblr-7161	657	1	on	on	ADP
cblr-7161	657	2	fin	fin	NOUN
cblr-7161	657	3	.	.	PUNCT
cblr-7161	658	1	servs	servs	PROPN
cblr-7161	658	2	.	.	PROPN
cblr-7161	658	3	,	,	PUNCT
cblr-7161	658	4	115th	115th	ADJ
cblr-7161	658	5	cong	cong	NOUN
cblr-7161	658	6	.	.	PUNCT
cblr-7161	659	1	84–100	84–100	NUM
cblr-7161	659	2	(	(	PUNCT
cblr-7161	659	3	statement	statement	NOUN
cblr-7161	659	4	of	of	ADP
cblr-7161	659	5	keith	keith	PROPN
cblr-7161	659	6	a.	a.	PROPN
cblr-7161	659	7	noreika	noreika	PROPN
cblr-7161	659	8	,	,	PUNCT
cblr-7161	659	9	partner	partner	NOUN
cblr-7161	659	10	,	,	PUNCT
cblr-7161	659	11	simpson	simpson	PROPN
cblr-7161	659	12	,	,	PUNCT
cblr-7161	659	13	thacher	thacher	NOUN
cblr-7161	659	14	,	,	PUNCT
cblr-7161	659	15	&	&	CCONJ
cblr-7161	659	16	bartlett	bartlett	PROPN
cblr-7161	659	17	)	)	PUNCT
cblr-7161	659	18	.	.	PUNCT
cblr-7161	660	1	170	170	NUM
cblr-7161	660	2	see	see	VERB
cblr-7161	660	3	bd	bd	PROPN
cblr-7161	660	4	.	.	PROPN
cblr-7161	660	5	of	of	ADP
cblr-7161	660	6	governors	governor	NOUN
cblr-7161	660	7	of	of	ADP
cblr-7161	660	8	the	the	DET
cblr-7161	660	9	fed	fed	PROPN
cblr-7161	660	10	.	.	PUNCT
cblr-7161	661	1	reserve	reserve	PROPN
cblr-7161	661	2	sys	sys	PROPN
cblr-7161	661	3	.	.	PROPN
cblr-7161	661	4	,	,	PUNCT
cblr-7161	661	5	comprehensive	comprehensive	ADJ
cblr-7161	661	6	capital	capital	NOUN
cblr-7161	661	7	analysis	analysis	NOUN
cblr-7161	661	8	and	and	CCONJ
cblr-7161	661	9	review	review	VERB
cblr-7161	661	10	2018	2018	NUM
cblr-7161	661	11	:	:	PUNCT
cblr-7161	661	12	assessment	assessment	NOUN
cblr-7161	661	13	framework	framework	NOUN
cblr-7161	661	14	and	and	CCONJ
cblr-7161	661	15	results	result	NOUN
cblr-7161	661	16	(	(	PUNCT
cblr-7161	661	17	2018	2018	NUM
cblr-7161	661	18	)	)	PUNCT
cblr-7161	661	19	,	,	PUNCT
cblr-7161	661	20	https://www.federalreserve.gov/publications/files/2018-ccar-assessment-framework-results-20180628.pdf	https://www.federalreserve.gov/publications/files/2018-ccar-assessment-framework-results-20180628.pdf	PROPN
cblr-7161	662	1	[	[	X
cblr-7161	662	2	https://perma.cc/je9n-nw7	https://perma.cc/je9n-nw7	X
cblr-7161	662	3	t	t	X
cblr-7161	662	4	]	]	PUNCT
cblr-7161	662	5	.	.	PUNCT
cblr-7161	663	1	171	171	NUM
cblr-7161	663	2	as	as	ADP
cblr-7161	663	3	of	of	ADP
cblr-7161	663	4	the	the	DET
cblr-7161	663	5	date	date	NOUN
cblr-7161	663	6	of	of	ADP
cblr-7161	663	7	the	the	DET
cblr-7161	663	8	ccar	ccar	NOUN
cblr-7161	663	9	2018	2018	NUM
cblr-7161	663	10	filing	filing	NOUN
cblr-7161	663	11	,	,	PUNCT
cblr-7161	663	12	there	there	PRON
cblr-7161	663	13	were	be	VERB
cblr-7161	663	14	twenty	twenty	NUM
cblr-7161	663	15	-	-	PUNCT
cblr-7161	663	16	three	three	NUM
cblr-7161	663	17	domestic	domestic	ADJ
cblr-7161	663	18	filers	filer	NOUN
cblr-7161	663	19	.	.	PUNCT
cblr-7161	664	1	see	see	VERB
cblr-7161	664	2	i	i	PRON
cblr-7161	664	3	d.	d.	PROPN
cblr-7161	664	4	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	664	5	(	(	PUNCT
cblr-7161	664	6	do	do	AUX
cblr-7161	664	7	not	not	PART
cblr-7161	664	8	delte	delte	VERB
cblr-7161	664	9	)	)	PUNCT
cblr-7161	664	10	10/7/2020	10/7/2020	NUM
cblr-7161	664	11	6:42	6:42	NUM
cblr-7161	664	12	pm	pm	NOUN
cblr-7161	664	13	376	376	NUM
cblr-7161	664	14	columbia	columbia	PROPN
cblr-7161	664	15	business	business	NOUN
cblr-7161	664	16	law	law	PROPN
cblr-7161	664	17	review	review	NOUN
cblr-7161	665	1	[	[	X
cblr-7161	665	2	vol	vol	NOUN
cblr-7161	665	3	.	.	PUNCT
cblr-7161	665	4	2020	2020	NUM
cblr-7161	665	5	table	table	NOUN
cblr-7161	665	6	1	1	NUM
cblr-7161	665	7	:	:	PUNCT
cblr-7161	665	8	list	list	NOUN
cblr-7161	665	9	of	of	ADP
cblr-7161	665	10	ihcs172	ihcs172	PROPN
cblr-7161	665	11	institution	institution	NOUN
cblr-7161	665	12	name	name	NOUN
cblr-7161	665	13	u.s	u.s	PROPN
cblr-7161	665	14	.	.	PROPN
cblr-7161	665	15	consolidated	consolidated	ADJ
cblr-7161	665	16	assets	asset	NOUN
cblr-7161	665	17	q417	q417	PROPN
cblr-7161	665	18	(	(	PUNCT
cblr-7161	665	19	$	$	SYM
cblr-7161	665	20	bn	bn	NOUN
cblr-7161	665	21	)	)	PUNCT
cblr-7161	665	22	u.s	u.s	PROPN
cblr-7161	665	23	.	.	PROPN
cblr-7161	665	24	consolidated	consolidated	ADJ
cblr-7161	665	25	assets	asset	NOUN
cblr-7161	665	26	q418	q418	PROPN
cblr-7161	665	27	(	(	PUNCT
cblr-7161	665	28	$	$	SYM
cblr-7161	665	29	bn	bn	NOUN
cblr-7161	665	30	)	)	PUNCT
cblr-7161	665	31	toronto	toronto	PROPN
cblr-7161	665	32	dominion	dominion	NOUN
cblr-7161	665	33	378	378	NUM
cblr-7161	665	34	382	382	NUM
cblr-7161	665	35	hsbc	hsbc	NOUN
cblr-7161	665	36	273	273	NUM
cblr-7161	665	37	272	272	NUM
cblr-7161	665	38	credit	credit	NOUN
cblr-7161	665	39	suisse	suisse	NOUN
cblr-7161	665	40	228	228	NUM
cblr-7161	665	41	134	134	NUM
cblr-7161	665	42	barclays	barclay	NOUN
cblr-7161	665	43	192	192	NUM
cblr-7161	665	44	172	172	NUM
cblr-7161	665	45	deutsche	deutsche	PROPN
cblr-7161	665	46	bank	bank	PROPN
cblr-7161	665	47	159	159	NUM
cblr-7161	665	48	137	137	NUM
cblr-7161	665	49	ubs	ubs	NOUN
cblr-7161	665	50	147	147	NUM
cblr-7161	665	51	137	137	NUM
cblr-7161	665	52	bnp	bnp	PROPN
cblr-7161	665	53	paribas	paribas	PROPN
cblr-7161	665	54	145	145	NUM
cblr-7161	665	55	127	127	NUM
cblr-7161	665	56	mufg	mufg	PROPN
cblr-7161	665	57	159	159	NUM
cblr-7161	665	58	165	165	NUM
cblr-7161	665	59	rbc	rbc	PROPN
cblr-7161	665	60	140	140	NUM
cblr-7161	665	61	n	n	NOUN
cblr-7161	665	62	/	/	SYM
cblr-7161	665	63	a173	a173	PROPN
cblr-7161	665	64	santander	santander	NOUN
cblr-7161	665	65	130	130	NUM
cblr-7161	665	66	135	135	NUM
cblr-7161	665	67	bmo	bmo	NOUN
cblr-7161	665	68	132	132	NUM
cblr-7161	665	69	158	158	NUM
cblr-7161	665	70	bbva	bbva	PROPN
cblr-7161	665	71	87	87	NUM
cblr-7161	665	72	92	92	NUM
cblr-7161	665	73	a.	a.	NOUN
cblr-7161	665	74	2018	2018	NUM
cblr-7161	665	75	ccar	ccar	NOUN
cblr-7161	665	76	results	result	VERB
cblr-7161	665	77	first	first	ADV
cblr-7161	665	78	,	,	PUNCT
cblr-7161	665	79	to	to	PART
cblr-7161	665	80	fully	fully	ADV
cblr-7161	665	81	understand	understand	VERB
cblr-7161	665	82	the	the	DET
cblr-7161	665	83	ccar	ccar	NOUN
cblr-7161	665	84	results	result	VERB
cblr-7161	665	85	as	as	SCONJ
cblr-7161	665	86	they	they	PRON
cblr-7161	665	87	are	be	AUX
cblr-7161	665	88	reported	report	VERB
cblr-7161	665	89	,	,	PUNCT
cblr-7161	665	90	it	it	PRON
cblr-7161	665	91	is	be	AUX
cblr-7161	665	92	necessary	necessary	ADJ
cblr-7161	665	93	to	to	PART
cblr-7161	665	94	briefly	briefly	ADV
cblr-7161	665	95	describe	describe	VERB
cblr-7161	665	96	the	the	DET
cblr-7161	665	97	metrics	metric	NOUN
cblr-7161	665	98	this	this	DET
cblr-7161	665	99	analysis	analysis	NOUN
cblr-7161	665	100	will	will	AUX
cblr-7161	665	101	focus	focus	VERB
cblr-7161	665	102	on	on	ADP
cblr-7161	665	103	:	:	PUNCT
cblr-7161	665	104	institutions	institution	NOUN
cblr-7161	665	105	’	'	PUNCT
cblr-7161	665	106	tier	tier	NOUN
cblr-7161	665	107	1	1	NUM
cblr-7161	665	108	capital	capital	NOUN
cblr-7161	665	109	ratio	ratio	NOUN
cblr-7161	665	110	and	and	CCONJ
cblr-7161	665	111	tier	tier	NOUN
cblr-7161	665	112	1	1	NUM
cblr-7161	665	113	leverage	leverage	NOUN
cblr-7161	665	114	ratio	ratio	NOUN
cblr-7161	665	115	.	.	PUNCT
cblr-7161	666	1	an	an	DET
cblr-7161	666	2	institution	institution	NOUN
cblr-7161	666	3	’s	’s	PART
cblr-7161	666	4	tier	tier	NOUN
cblr-7161	666	5	1	1	NUM
cblr-7161	666	6	capital	capital	NOUN
cblr-7161	666	7	ratio	ratio	NOUN
cblr-7161	666	8	is	be	AUX
cblr-7161	666	9	defined	define	VERB
cblr-7161	666	10	as	as	SCONJ
cblr-7161	666	11	its	its	PRON
cblr-7161	666	12	tier	tier	NOUN
cblr-7161	666	13	1	1	NUM
cblr-7161	666	14	capital	capital	NOUN
cblr-7161	666	15	divided	divide	VERB
cblr-7161	666	16	by	by	ADP
cblr-7161	666	17	its	its	PRON
cblr-7161	666	18	total	total	ADJ
cblr-7161	666	19	risk	risk	NOUN
cblr-7161	666	20	weighted	weight	VERB
cblr-7161	666	21	assets	asset	NOUN
cblr-7161	666	22	(	(	PUNCT
cblr-7161	666	23	“	"	PUNCT
cblr-7161	666	24	rwas”).174	rwas”).174	CCONJ
cblr-7161	666	25	the	the	DET
cblr-7161	666	26	denominator	denominator	NOUN
cblr-7161	666	27	of	of	ADP
cblr-7161	666	28	this	this	DET
cblr-7161	666	29	equation	equation	NOUN
cblr-7161	666	30	,	,	PUNCT
cblr-7161	666	31	risk	risk	NOUN
cblr-7161	666	32	-	-	PUNCT
cblr-7161	666	33	weighted	weight	VERB
cblr-7161	666	34	assets	asset	NOUN
cblr-7161	666	35	,	,	PUNCT
cblr-7161	666	36	is	be	AUX
cblr-7161	666	37	a	a	DET
cblr-7161	666	38	sum	sum	NOUN
cblr-7161	666	39	of	of	ADP
cblr-7161	666	40	a	a	DET
cblr-7161	666	41	bank	bank	NOUN
cblr-7161	666	42	’s	’s	PART
cblr-7161	666	43	assets	asset	NOUN
cblr-7161	666	44	after	after	SCONJ
cblr-7161	666	45	they	they	PRON
cblr-7161	666	46	are	be	AUX
cblr-7161	666	47	multiplied	multiply	VERB
cblr-7161	666	48	by	by	ADP
cblr-7161	666	49	172	172	NUM
cblr-7161	666	50	the	the	DET
cblr-7161	666	51	data	datum	NOUN
cblr-7161	666	52	is	be	AUX
cblr-7161	666	53	sourced	source	VERB
cblr-7161	666	54	through	through	ADP
cblr-7161	666	55	the	the	DET
cblr-7161	666	56	public	public	ADJ
cblr-7161	666	57	consolidated	consolidated	ADJ
cblr-7161	666	58	financial	financial	ADJ
cblr-7161	666	59	statements	statement	NOUN
cblr-7161	666	60	for	for	ADP
cblr-7161	666	61	bhcs	bhcs	NOUN
cblr-7161	666	62	(	(	PUNCT
cblr-7161	666	63	form	form	VERB
cblr-7161	666	64	fr	fr	PROPN
cblr-7161	666	65	y-9c	y-9c	PROPN
cblr-7161	666	66	)	)	PUNCT
cblr-7161	666	67	for	for	ADP
cblr-7161	666	68	each	each	DET
cblr-7161	666	69	ihc	ihc	PROPN
cblr-7161	666	70	.	.	PUNCT
cblr-7161	667	1	see	see	VERB
cblr-7161	667	2	consolidated	consolidated	ADJ
cblr-7161	667	3	financial	financial	ADJ
cblr-7161	667	4	statements	statement	NOUN
cblr-7161	667	5	for	for	ADP
cblr-7161	667	6	bhcs	bhcs	NOUN
cblr-7161	667	7	(	(	PUNCT
cblr-7161	667	8	fr	fr	PROPN
cblr-7161	667	9	y-9c	y-9c	PROPN
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cblr-7161	667	11	,	,	PUNCT
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cblr-7161	667	13	info	info	NOUN
cblr-7161	667	14	.	.	PUNCT
cblr-7161	668	1	ctr	ctr	PROPN
cblr-7161	668	2	.	.	PROPN
cblr-7161	668	3	,	,	PUNCT
cblr-7161	669	1	https://www.ffiec.gov/npw	https://www.ffiec.gov/npw	PROPN
cblr-7161	669	2	[	[	X
cblr-7161	669	3	https://perma.cc/sm3m-6jgl	https://perma.cc/sm3m-6jgl	X
cblr-7161	669	4	]	]	X
cblr-7161	669	5	(	(	PUNCT
cblr-7161	669	6	last	last	ADJ
cblr-7161	669	7	visited	visit	VERB
cblr-7161	669	8	apr	apr	NOUN
cblr-7161	669	9	.	.	PROPN
cblr-7161	669	10	1	1	NUM
cblr-7161	669	11	,	,	PUNCT
cblr-7161	669	12	2020	2020	NUM
cblr-7161	669	13	)	)	PUNCT
cblr-7161	669	14	.	.	PUNCT
cblr-7161	670	1	173	173	NUM
cblr-7161	670	2	there	there	PRON
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cblr-7161	670	4	no	no	DET
cblr-7161	670	5	data	data	NOUN
cblr-7161	670	6	for	for	ADP
cblr-7161	670	7	royal	royal	PROPN
cblr-7161	670	8	bank	bank	PROPN
cblr-7161	670	9	of	of	ADP
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cblr-7161	670	11	’s	’s	PART
cblr-7161	670	12	ihc	ihc	PROPN
cblr-7161	670	13	past	past	PROPN
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cblr-7161	670	15	of	of	ADP
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cblr-7161	670	17	,	,	PUNCT
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cblr-7161	670	19	rbc	rbc	PROPN
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cblr-7161	670	21	a	a	DET
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cblr-7161	670	23	reorganization	reorganization	NOUN
cblr-7161	670	24	in	in	ADP
cblr-7161	670	25	2018	2018	NUM
cblr-7161	670	26	and	and	CCONJ
cblr-7161	670	27	is	be	AUX
cblr-7161	670	28	now	now	ADV
cblr-7161	670	29	not	not	PART
cblr-7161	670	30	considered	consider	VERB
cblr-7161	670	31	to	to	PART
cblr-7161	670	32	have	have	VERB
cblr-7161	670	33	an	an	DET
cblr-7161	670	34	“	"	PUNCT
cblr-7161	670	35	active	active	ADJ
cblr-7161	670	36	”	"	PUNCT
cblr-7161	670	37	ihc	ihc	PROPN
cblr-7161	670	38	.	.	PUNCT
cblr-7161	671	1	see	see	VERB
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cblr-7161	671	6	:	:	PUNCT
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cblr-7161	671	8	,	,	PUNCT
cblr-7161	671	9	nat’l	nat’l	NOUN
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cblr-7161	671	11	.	.	PUNCT
cblr-7161	672	1	ctr	ctr	PROPN
cblr-7161	672	2	.	.	PROPN
cblr-7161	672	3	,	,	PUNCT
cblr-7161	672	4	https://www.ffiec.gov/npw/institution/profile/3226762?dt=20160701	https://www.ffiec.gov/npw/institution/profile/3226762?dt=20160701	PROPN
cblr-7161	673	1	[	[	X
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cblr-7161	673	3	]	]	PUNCT
cblr-7161	673	4	(	(	PUNCT
cblr-7161	673	5	last	last	ADJ
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cblr-7161	673	7	apr	apr	NOUN
cblr-7161	673	8	.	.	PROPN
cblr-7161	673	9	1	1	NUM
cblr-7161	673	10	,	,	PUNCT
cblr-7161	673	11	2020	2020	NUM
cblr-7161	673	12	)	)	PUNCT
cblr-7161	673	13	.	.	PUNCT
cblr-7161	674	1	174	174	NUM
cblr-7161	674	2	see	see	VERB
cblr-7161	674	3	bd	bd	PROPN
cblr-7161	674	4	.	.	PROPN
cblr-7161	674	5	of	of	ADP
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cblr-7161	674	7	of	of	ADP
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cblr-7161	674	10	.	.	PUNCT
cblr-7161	675	1	reserve	reserve	PROPN
cblr-7161	675	2	sys	sys	PROPN
cblr-7161	675	3	.	.	PROPN
cblr-7161	675	4	,	,	PUNCT
cblr-7161	675	5	a	a	DET
cblr-7161	675	6	user	user	NOUN
cblr-7161	675	7	’s	’s	PART
cblr-7161	675	8	guide	guide	NOUN
cblr-7161	675	9	for	for	ADP
cblr-7161	675	10	the	the	DET
cblr-7161	675	11	bank	bank	NOUN
cblr-7161	675	12	holding	hold	VERB
cblr-7161	675	13	company	company	NOUN
cblr-7161	675	14	performance	performance	NOUN
cblr-7161	675	15	report	report	NOUN
cblr-7161	675	16	3–66	3–66	PROPN
cblr-7161	675	17	(	(	PUNCT
cblr-7161	675	18	2013	2013	NUM
cblr-7161	675	19	)	)	PUNCT
cblr-7161	675	20	.	.	PUNCT
cblr-7161	676	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	676	2	(	(	PUNCT
cblr-7161	676	3	do	do	AUX
cblr-7161	676	4	not	not	PART
cblr-7161	676	5	delete	delete	VERB
cblr-7161	676	6	)	)	PUNCT
cblr-7161	676	7	10/7/2020	10/7/2020	NUM
cblr-7161	676	8	6:42	6:42	NUM
cblr-7161	676	9	pm	pm	NOUN
cblr-7161	676	10	no	no	INTJ
cblr-7161	676	11	.	.	PUNCT
cblr-7161	677	1	1:336	1:336	NUM
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cblr-7161	677	3	treacherous	treacherous	ADJ
cblr-7161	677	4	landscape	landscape	NOUN
cblr-7161	677	5	377	377	NUM
cblr-7161	677	6	their	their	PRON
cblr-7161	677	7	“	"	PUNCT
cblr-7161	677	8	risk	risk	NOUN
cblr-7161	677	9	-	-	PUNCT
cblr-7161	677	10	weight	weight	NOUN
cblr-7161	677	11	,	,	PUNCT
cblr-7161	677	12	”	"	PUNCT
cblr-7161	677	13	a	a	DET
cblr-7161	677	14	multiplier	multipli	ADJ
cblr-7161	677	15	-	-	PUNCT
cblr-7161	677	16	system	system	NOUN
cblr-7161	677	17	created	create	VERB
cblr-7161	677	18	to	to	PART
cblr-7161	677	19	more	more	ADV
cblr-7161	677	20	accurately	accurately	ADV
cblr-7161	677	21	reflect	reflect	VERB
cblr-7161	677	22	the	the	DET
cblr-7161	677	23	risk	risk	NOUN
cblr-7161	677	24	on	on	ADP
cblr-7161	677	25	an	an	DET
cblr-7161	677	26	institution	institution	NOUN
cblr-7161	677	27	’s	’s	PART
cblr-7161	677	28	balance	balance	NOUN
cblr-7161	677	29	sheet.175	sheet.175	PROPN
cblr-7161	677	30	institutions	institution	NOUN
cblr-7161	677	31	’	'	PUNCT
cblr-7161	677	32	tier	tier	NOUN
cblr-7161	677	33	1	1	NUM
cblr-7161	677	34	capital	capital	NOUN
cblr-7161	677	35	ratios	ratio	NOUN
cblr-7161	677	36	are	be	AUX
cblr-7161	677	37	widely	widely	ADV
cblr-7161	677	38	used	use	VERB
cblr-7161	677	39	in	in	ADP
cblr-7161	677	40	the	the	DET
cblr-7161	677	41	regulatory	regulatory	ADJ
cblr-7161	677	42	community	community	NOUN
cblr-7161	677	43	to	to	PART
cblr-7161	677	44	indicate	indicate	VERB
cblr-7161	677	45	the	the	DET
cblr-7161	677	46	appropriateness	appropriateness	NOUN
cblr-7161	677	47	of	of	ADP
cblr-7161	677	48	a	a	DET
cblr-7161	677	49	firm	firm	NOUN
cblr-7161	677	50	’s	’s	PART
cblr-7161	677	51	capital	capital	NOUN
cblr-7161	677	52	planning	planning	NOUN
cblr-7161	677	53	,	,	PUNCT
cblr-7161	677	54	given	give	VERB
cblr-7161	677	55	that	that	SCONJ
cblr-7161	677	56	the	the	DET
cblr-7161	677	57	measure	measure	NOUN
cblr-7161	677	58	reflects	reflect	VERB
cblr-7161	677	59	the	the	DET
cblr-7161	677	60	size	size	NOUN
cblr-7161	677	61	of	of	ADP
cblr-7161	677	62	a	a	DET
cblr-7161	677	63	firm	firm	NOUN
cblr-7161	677	64	’s	’s	PART
cblr-7161	677	65	high	high	ADJ
cblr-7161	677	66	quality	quality	NOUN
cblr-7161	677	67	capital	capital	NOUN
cblr-7161	677	68	stock	stock	NOUN
cblr-7161	677	69	as	as	ADP
cblr-7161	677	70	a	a	DET
cblr-7161	677	71	percentage	percentage	NOUN
cblr-7161	677	72	of	of	ADP
cblr-7161	677	73	the	the	DET
cblr-7161	677	74	riskadjusted	riskadjusted	ADJ
cblr-7161	677	75	size	size	NOUN
cblr-7161	677	76	of	of	ADP
cblr-7161	677	77	its	its	PRON
cblr-7161	677	78	balance	balance	NOUN
cblr-7161	677	79	sheet.176	sheet.176	NOUN
cblr-7161	677	80	an	an	DET
cblr-7161	677	81	institution	institution	NOUN
cblr-7161	677	82	’s	’s	PART
cblr-7161	677	83	tier	tier	NOUN
cblr-7161	677	84	1	1	NUM
cblr-7161	677	85	leverage	leverage	NOUN
cblr-7161	677	86	ratio	ratio	NOUN
cblr-7161	677	87	,	,	PUNCT
cblr-7161	677	88	on	on	ADP
cblr-7161	677	89	the	the	DET
cblr-7161	677	90	other	other	ADJ
cblr-7161	677	91	hand	hand	NOUN
cblr-7161	677	92	,	,	PUNCT
cblr-7161	677	93	is	be	AUX
cblr-7161	677	94	defined	define	VERB
cblr-7161	677	95	as	as	SCONJ
cblr-7161	677	96	its	its	PRON
cblr-7161	677	97	tier	tier	NOUN
cblr-7161	677	98	1	1	NUM
cblr-7161	677	99	capital	capital	NOUN
cblr-7161	677	100	divided	divide	VERB
cblr-7161	677	101	by	by	ADP
cblr-7161	677	102	its	its	PRON
cblr-7161	677	103	average	average	ADJ
cblr-7161	677	104	total	total	NOUN
cblr-7161	677	105	consolidated	consolidate	VERB
cblr-7161	677	106	assets.177	assets.177	ADP
cblr-7161	677	107	this	this	DET
cblr-7161	677	108	measure	measure	NOUN
cblr-7161	677	109	,	,	PUNCT
cblr-7161	677	110	constructed	construct	VERB
cblr-7161	677	111	to	to	PART
cblr-7161	677	112	“	"	PUNCT
cblr-7161	677	113	measure	measure	VERB
cblr-7161	677	114	the	the	DET
cblr-7161	677	115	extent	extent	NOUN
cblr-7161	677	116	to	to	PART
cblr-7161	677	117	which	which	PRON
cblr-7161	677	118	a	a	DET
cblr-7161	677	119	bank	bank	NOUN
cblr-7161	677	120	has	have	AUX
cblr-7161	677	121	financed	finance	VERB
cblr-7161	677	122	its	its	PRON
cblr-7161	677	123	assets	asset	NOUN
cblr-7161	677	124	with	with	ADP
cblr-7161	677	125	equity[,]”178	equity[,]”178	NOUN
cblr-7161	677	126	reflects	reflect	VERB
cblr-7161	677	127	how	how	SCONJ
cblr-7161	677	128	reliant	reliant	ADJ
cblr-7161	677	129	an	an	DET
cblr-7161	677	130	institution	institution	NOUN
cblr-7161	677	131	is	be	AUX
cblr-7161	677	132	on	on	ADP
cblr-7161	677	133	external	external	ADJ
cblr-7161	677	134	debt.179	debt.179	NOUN
cblr-7161	677	135	a	a	DET
cblr-7161	677	136	certain	certain	ADJ
cblr-7161	677	137	degree	degree	NOUN
cblr-7161	677	138	of	of	ADP
cblr-7161	677	139	reliance	reliance	NOUN
cblr-7161	677	140	on	on	ADP
cblr-7161	677	141	external	external	ADJ
cblr-7161	677	142	debt	debt	NOUN
cblr-7161	677	143	is	be	AUX
cblr-7161	677	144	important	important	ADJ
cblr-7161	677	145	to	to	ADP
cblr-7161	677	146	the	the	DET
cblr-7161	677	147	healthy	healthy	ADJ
cblr-7161	677	148	functioning	functioning	NOUN
cblr-7161	677	149	of	of	ADP
cblr-7161	677	150	the	the	DET
cblr-7161	677	151	financial	financial	ADJ
cblr-7161	677	152	system	system	NOUN
cblr-7161	677	153	,	,	PUNCT
cblr-7161	677	154	however	however	ADV
cblr-7161	677	155	if	if	SCONJ
cblr-7161	677	156	banking	banking	NOUN
cblr-7161	677	157	organizations	organization	NOUN
cblr-7161	677	158	are	be	AUX
cblr-7161	677	159	too	too	ADV
cblr-7161	677	160	overleveraged	overleverage	VERB
cblr-7161	677	161	liquidity	liquidity	NOUN
cblr-7161	677	162	and	and	CCONJ
cblr-7161	677	163	credit	credit	NOUN
cblr-7161	677	164	crises	crisis	NOUN
cblr-7161	677	165	can	can	AUX
cblr-7161	677	166	result.180	result.180	VERB
cblr-7161	677	167	these	these	DET
cblr-7161	677	168	two	two	NUM
cblr-7161	677	169	metrics	metric	NOUN
cblr-7161	677	170	have	have	AUX
cblr-7161	677	171	been	be	AUX
cblr-7161	677	172	heralded	herald	VERB
cblr-7161	677	173	by	by	ADP
cblr-7161	677	174	both	both	DET
cblr-7161	677	175	u.s	u.s	PROPN
cblr-7161	677	176	.	.	PROPN
cblr-7161	677	177	and	and	CCONJ
cblr-7161	677	178	global	global	ADJ
cblr-7161	677	179	regulators	regulator	NOUN
cblr-7161	677	180	as	as	ADP
cblr-7161	677	181	being	be	AUX
cblr-7161	677	182	the	the	DET
cblr-7161	677	183	most	most	ADV
cblr-7161	677	184	accurate	accurate	ADJ
cblr-7161	677	185	high	high	ADJ
cblr-7161	677	186	-	-	PUNCT
cblr-7161	677	187	level	level	NOUN
cblr-7161	677	188	175	175	NUM
cblr-7161	677	189	see	see	NOUN
cblr-7161	677	190	john	john	PROPN
cblr-7161	677	191	walter	walter	PROPN
cblr-7161	677	192	,	,	PUNCT
cblr-7161	677	193	us	us	PROPN
cblr-7161	677	194	bank	bank	NOUN
cblr-7161	677	195	capital	capital	NOUN
cblr-7161	677	196	regulation	regulation	NOUN
cblr-7161	677	197	:	:	PUNCT
cblr-7161	677	198	history	history	NOUN
cblr-7161	677	199	and	and	CCONJ
cblr-7161	677	200	changes	change	NOUN
cblr-7161	677	201	since	since	SCONJ
cblr-7161	677	202	the	the	DET
cblr-7161	677	203	financial	financial	ADJ
cblr-7161	677	204	crisis	crisis	NOUN
cblr-7161	677	205	,	,	PUNCT
cblr-7161	677	206	105	105	NUM
cblr-7161	677	207	econ	econ	X
cblr-7161	677	208	.	.	PUNCT
cblr-7161	678	1	q.	q.	PROPN
cblr-7161	678	2	1	1	NUM
cblr-7161	678	3	,	,	PUNCT
cblr-7161	678	4	10–11	10–11	NUM
cblr-7161	678	5	(	(	PUNCT
cblr-7161	678	6	2019	2019	NUM
cblr-7161	678	7	)	)	PUNCT
cblr-7161	678	8	.	.	PUNCT
cblr-7161	679	1	176	176	NUM
cblr-7161	679	2	see	see	VERB
cblr-7161	679	3	risk	risk	NOUN
cblr-7161	679	4	-	-	PUNCT
cblr-7161	679	5	based	base	VERB
cblr-7161	679	6	capital	capital	NOUN
cblr-7161	679	7	ratios	ratio	NOUN
cblr-7161	679	8	at	at	ADP
cblr-7161	679	9	us	us	PROPN
cblr-7161	679	10	banks	bank	NOUN
cblr-7161	679	11	,	,	PUNCT
cblr-7161	679	12	fed	fed	PROPN
cblr-7161	679	13	.	.	PUNCT
cblr-7161	680	1	res	res	PROPN
cblr-7161	680	2	.	.	PUNCT
cblr-7161	680	3	bank	bank	PROPN
cblr-7161	680	4	of	of	ADP
cblr-7161	680	5	cleveland	cleveland	PROPN
cblr-7161	680	6	(	(	PUNCT
cblr-7161	680	7	dec	dec	PROPN
cblr-7161	680	8	.	.	PROPN
cblr-7161	680	9	9	9	NUM
cblr-7161	680	10	,	,	PUNCT
cblr-7161	680	11	2013	2013	NUM
cblr-7161	680	12	)	)	PUNCT
cblr-7161	680	13	,	,	PUNCT
cblr-7161	680	14	https://www.clevelandfed.org/en/newsroom-andevents/publications/economic-trends/2013-economic-trends/et-20131209risk-based-capital-ratios-at-usbanks.aspx#:~:text=tier%2d1%20risk%20based%20capital,to%20its%20risk%2dweighted%20assets.&text=regulators%20consider%20banks%20well%2dcapitalized,at%202%20percent%20or%20below	https://www.clevelandfed.org/en/newsroom-andevents/publications/economic-trends/2013-economic-trends/et-20131209risk-based-capital-ratios-at-usbanks.aspx#:~:text=tier%2d1%20risk%20based%20capital,to%20its%20risk%2dweighted%20assets.&text=regulators%20consider%20banks%20well%2dcapitalized,at%202%20percent%20or%20below	NOUN
cblr-7161	681	1	[	[	X
cblr-7161	681	2	https://perma.cc/3749-sj7	https://perma.cc/3749-sj7	NOUN
cblr-7161	681	3	m	m	X
cblr-7161	681	4	]	]	X
cblr-7161	681	5	.	.	PUNCT
cblr-7161	682	1	177	177	NUM
cblr-7161	682	2	see	see	VERB
cblr-7161	682	3	minimum	minimum	ADJ
cblr-7161	682	4	capital	capital	NOUN
cblr-7161	682	5	requirements	requirement	NOUN
cblr-7161	682	6	,	,	PUNCT
cblr-7161	682	7	12	12	NUM
cblr-7161	682	8	c.f.r	c.f.r	NOUN
cblr-7161	682	9	.	.	PUNCT
cblr-7161	683	1	§	§	PROPN
cblr-7161	683	2	217.10(b)(4	217.10(b)(4	PROPN
cblr-7161	683	3	)	)	PUNCT
cblr-7161	683	4	(	(	PUNCT
cblr-7161	683	5	2020	2020	NUM
cblr-7161	683	6	)	)	PUNCT
cblr-7161	683	7	.	.	PUNCT
cblr-7161	684	1	178	178	NUM
cblr-7161	684	2	see	see	VERB
cblr-7161	684	3	stefan	stefan	PROPN
cblr-7161	684	4	ingves	ingve	NOUN
cblr-7161	684	5	,	,	PUNCT
cblr-7161	684	6	chairman	chairman	NOUN
cblr-7161	684	7	,	,	PUNCT
cblr-7161	684	8	basel	basel	PROPN
cblr-7161	684	9	comm	comm	NOUN
cblr-7161	684	10	.	.	PUNCT
cblr-7161	685	1	on	on	ADP
cblr-7161	685	2	banking	banking	NOUN
cblr-7161	685	3	supervision	supervision	NOUN
cblr-7161	685	4	,	,	PUNCT
cblr-7161	685	5	keynote	keynote	ADJ
cblr-7161	685	6	address	address	NOUN
cblr-7161	685	7	at	at	ADP
cblr-7161	685	8	the	the	DET
cblr-7161	685	9	asia	asia	PROPN
cblr-7161	685	10	-	-	PUNCT
cblr-7161	685	11	pacific	pacific	ADJ
cblr-7161	685	12	high	high	ADJ
cblr-7161	685	13	-	-	PUNCT
cblr-7161	685	14	level	level	NOUN
cblr-7161	685	15	meeting	meeting	NOUN
cblr-7161	685	16	on	on	ADP
cblr-7161	685	17	banking	banking	NOUN
cblr-7161	685	18	supervision	supervision	NOUN
cblr-7161	685	19	:	:	PUNCT
cblr-7161	685	20	banking	banking	NOUN
cblr-7161	685	21	on	on	ADP
cblr-7161	685	22	leverage	leverage	NOUN
cblr-7161	685	23	(	(	PUNCT
cblr-7161	685	24	feb	feb	PROPN
cblr-7161	685	25	.	.	PROPN
cblr-7161	685	26	27	27	NUM
cblr-7161	685	27	,	,	PUNCT
cblr-7161	685	28	2014	2014	NUM
cblr-7161	685	29	)	)	PUNCT
cblr-7161	685	30	,	,	PUNCT
cblr-7161	685	31	https://www.bis.org/speeches/sp140226.pdf	https://www.bis.org/speeches/sp140226.pdf	NOUN
cblr-7161	686	1	[	[	X
cblr-7161	687	1	https://perma.cc/57uy-7d96	https://perma.cc/57uy-7d96	NOUN
cblr-7161	687	2	]	]	X
cblr-7161	687	3	.	.	PUNCT
cblr-7161	688	1	179	179	NUM
cblr-7161	688	2	see	see	VERB
cblr-7161	688	3	emilios	emilio	NOUN
cblr-7161	688	4	avgouleas	avgouleas	PROPN
cblr-7161	688	5	,	,	PUNCT
cblr-7161	688	6	bank	bank	NOUN
cblr-7161	688	7	leverage	leverage	NOUN
cblr-7161	688	8	ratios	ratio	NOUN
cblr-7161	688	9	and	and	CCONJ
cblr-7161	688	10	financial	financial	ADJ
cblr-7161	688	11	stability	stability	NOUN
cblr-7161	688	12	:	:	PUNCT
cblr-7161	688	13	a	a	DET
cblr-7161	688	14	microand	microand	ADJ
cblr-7161	688	15	macroprudential	macroprudential	ADJ
cblr-7161	688	16	perspective	perspective	NOUN
cblr-7161	688	17	(	(	PUNCT
cblr-7161	688	18	levy	levy	NOUN
cblr-7161	688	19	econ	econ	X
cblr-7161	688	20	.	.	PUNCT
cblr-7161	688	21	inst	inst	PROPN
cblr-7161	688	22	.	.	PROPN
cblr-7161	688	23	of	of	ADP
cblr-7161	688	24	bard	bard	PROPN
cblr-7161	688	25	coll	coll	PROPN
cblr-7161	688	26	.	.	PROPN
cblr-7161	688	27	,	,	PUNCT
cblr-7161	688	28	working	working	NOUN
cblr-7161	688	29	paper	paper	NOUN
cblr-7161	688	30	no	no	INTJ
cblr-7161	688	31	.	.	PROPN
cblr-7161	688	32	849	849	NUM
cblr-7161	688	33	,	,	PUNCT
cblr-7161	688	34	2015	2015	NUM
cblr-7161	688	35	)	)	PUNCT
cblr-7161	688	36	,	,	PUNCT
cblr-7161	688	37	https://www.econstor.eu/bitstream/10419/146977/1/840973446.pdf	https://www.econstor.eu/bitstream/10419/146977/1/840973446.pdf	NOUN
cblr-7161	689	1	[	[	X
cblr-7161	689	2	https://perma.cc/a3wd-r5mk	https://perma.cc/a3wd-r5mk	X
cblr-7161	689	3	]	]	X
cblr-7161	689	4	(	(	PUNCT
cblr-7161	689	5	“	"	PUNCT
cblr-7161	689	6	banks	bank	NOUN
cblr-7161	689	7	typically	typically	ADV
cblr-7161	689	8	leverage	leverage	VERB
cblr-7161	689	9	themselves	themselves	PRON
cblr-7161	689	10	by	by	ADP
cblr-7161	689	11	borrowing	borrow	VERB
cblr-7161	689	12	to	to	PART
cblr-7161	689	13	acquire	acquire	VERB
cblr-7161	689	14	more	more	ADJ
cblr-7161	689	15	assets	asset	NOUN
cblr-7161	689	16	,	,	PUNCT
cblr-7161	689	17	with	with	ADP
cblr-7161	689	18	the	the	DET
cblr-7161	689	19	aim	aim	NOUN
cblr-7161	689	20	of	of	ADP
cblr-7161	689	21	increasing	increase	VERB
cblr-7161	689	22	their	their	PRON
cblr-7161	689	23	return	return	NOUN
cblr-7161	689	24	on	on	ADP
cblr-7161	689	25	equity	equity	NOUN
cblr-7161	689	26	.	.	PUNCT
cblr-7161	690	1	economic	economic	ADJ
cblr-7161	690	2	leverage	leverage	NOUN
cblr-7161	690	3	means	mean	VERB
cblr-7161	690	4	that	that	SCONJ
cblr-7161	690	5	a	a	DET
cblr-7161	690	6	bank	bank	NOUN
cblr-7161	690	7	is	be	AUX
cblr-7161	690	8	exposed	expose	VERB
cblr-7161	690	9	to	to	ADP
cblr-7161	690	10	a	a	DET
cblr-7161	690	11	change	change	NOUN
cblr-7161	690	12	in	in	ADP
cblr-7161	690	13	the	the	DET
cblr-7161	690	14	value	value	NOUN
cblr-7161	690	15	of	of	ADP
cblr-7161	690	16	a	a	DET
cblr-7161	690	17	position	position	NOUN
cblr-7161	690	18	by	by	ADP
cblr-7161	690	19	an	an	DET
cblr-7161	690	20	amount	amount	NOUN
cblr-7161	690	21	that	that	PRON
cblr-7161	690	22	exceeds	exceed	VERB
cblr-7161	690	23	what	what	PRON
cblr-7161	690	24	the	the	DET
cblr-7161	690	25	bank	bank	NOUN
cblr-7161	690	26	paid	pay	VERB
cblr-7161	690	27	for	for	ADP
cblr-7161	690	28	it	it	PRON
cblr-7161	690	29	.	.	PUNCT
cblr-7161	690	30	”	"	PUNCT
cblr-7161	690	31	)	)	PUNCT
cblr-7161	690	32	.	.	PUNCT
cblr-7161	691	1	180	180	NUM
cblr-7161	691	2	see	see	VERB
cblr-7161	691	3	i	i	PRON
cblr-7161	691	4	d.	d.	PROPN
cblr-7161	691	5	at	at	ADP
cblr-7161	691	6	5–6	5–6	NUM
cblr-7161	691	7	.	.	PUNCT
cblr-7161	692	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	692	2	(	(	PUNCT
cblr-7161	692	3	do	do	AUX
cblr-7161	692	4	not	not	PART
cblr-7161	692	5	delte	delte	VERB
cblr-7161	692	6	)	)	PUNCT
cblr-7161	692	7	10/7/2020	10/7/2020	NUM
cblr-7161	692	8	6:42	6:42	NUM
cblr-7161	692	9	pm	pm	NOUN
cblr-7161	692	10	378	378	NUM
cblr-7161	692	11	columbia	columbia	PROPN
cblr-7161	692	12	business	business	NOUN
cblr-7161	692	13	law	law	PROPN
cblr-7161	692	14	review	review	NOUN
cblr-7161	692	15	[	[	X
cblr-7161	692	16	vol	vol	NOUN
cblr-7161	692	17	.	.	PUNCT
cblr-7161	692	18	2020	2020	NUM
cblr-7161	692	19	summaries	summary	NOUN
cblr-7161	692	20	of	of	ADP
cblr-7161	692	21	complex	complex	ADJ
cblr-7161	692	22	financial	financial	ADJ
cblr-7161	692	23	institutions	institution	NOUN
cblr-7161	692	24	’	'	PUNCT
cblr-7161	692	25	safety	safety	NOUN
cblr-7161	692	26	and	and	CCONJ
cblr-7161	692	27	soundness.181	soundness.181	VERB
cblr-7161	692	28	although	although	SCONJ
cblr-7161	692	29	academics	academic	NOUN
cblr-7161	692	30	have	have	VERB
cblr-7161	692	31	a	a	DET
cblr-7161	692	32	variety	variety	NOUN
cblr-7161	692	33	of	of	ADP
cblr-7161	692	34	conceptions	conception	NOUN
cblr-7161	692	35	as	as	ADP
cblr-7161	692	36	to	to	ADP
cblr-7161	692	37	what	what	PRON
cblr-7161	692	38	constitutes	constitute	VERB
cblr-7161	692	39	financial	financial	ADJ
cblr-7161	692	40	stability,182	stability,182	NOUN
cblr-7161	692	41	it	it	PRON
cblr-7161	692	42	is	be	AUX
cblr-7161	692	43	universally	universally	ADV
cblr-7161	692	44	agreed	agree	VERB
cblr-7161	692	45	that	that	SCONJ
cblr-7161	692	46	high	high	ADJ
cblr-7161	692	47	capital	capital	NOUN
cblr-7161	692	48	ratios	ratio	NOUN
cblr-7161	692	49	are	be	AUX
cblr-7161	692	50	a	a	DET
cblr-7161	692	51	prudent	prudent	ADJ
cblr-7161	692	52	buffer	buffer	NOUN
cblr-7161	692	53	against	against	ADP
cblr-7161	692	54	risk	risk	NOUN
cblr-7161	692	55	taking.183	taking.183	PROPN
cblr-7161	692	56	181	181	NUM
cblr-7161	692	57	see	see	VERB
cblr-7161	692	58	,	,	PUNCT
cblr-7161	692	59	e.g.	e.g.	ADV
cblr-7161	692	60	,	,	PUNCT
cblr-7161	692	61	martin	martin	PROPN
cblr-7161	692	62	j.	j.	PROPN
cblr-7161	692	63	gruenberg	gruenberg	PROPN
cblr-7161	692	64	,	,	PUNCT
cblr-7161	692	65	member	member	NOUN
cblr-7161	692	66	,	,	PUNCT
cblr-7161	692	67	bd	bd	PROPN
cblr-7161	692	68	.	.	PROPN
cblr-7161	692	69	of	of	ADP
cblr-7161	692	70	dirs	dir	NOUN
cblr-7161	692	71	.	.	PUNCT
cblr-7161	692	72	,	,	PUNCT
cblr-7161	692	73	fed	fed	PROPN
cblr-7161	692	74	.	.	PUNCT
cblr-7161	693	1	deposit	deposit	PROPN
cblr-7161	693	2	ins	ins	PROPN
cblr-7161	693	3	.	.	PUNCT
cblr-7161	693	4	corp	corp	PROPN
cblr-7161	693	5	.	.	PROPN
cblr-7161	693	6	,	,	PUNCT
cblr-7161	693	7	remarks	remark	VERB
cblr-7161	693	8	at	at	ADP
cblr-7161	693	9	the	the	DET
cblr-7161	693	10	peterson	peterson	PROPN
cblr-7161	693	11	institute	institute	PROPN
cblr-7161	693	12	for	for	ADP
cblr-7161	693	13	international	international	ADJ
cblr-7161	693	14	economics	economic	NOUN
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cblr-7161	693	16	an	an	DET
cblr-7161	693	17	essential	essential	ADJ
cblr-7161	693	18	post	post	ADJ
cblr-7161	693	19	-	-	ADJ
cblr-7161	693	20	crisis	crisis	ADJ
cblr-7161	693	21	reform	reform	NOUN
cblr-7161	693	22	should	should	AUX
cblr-7161	693	23	not	not	PART
cblr-7161	693	24	be	be	AUX
cblr-7161	693	25	weakened	weaken	VERB
cblr-7161	693	26	(	(	PUNCT
cblr-7161	693	27	sept	sept	PROPN
cblr-7161	693	28	.	.	PROPN
cblr-7161	693	29	6	6	NUM
cblr-7161	693	30	,	,	PUNCT
cblr-7161	693	31	2018	2018	NUM
cblr-7161	693	32	)	)	PUNCT
cblr-7161	693	33	,	,	PUNCT
cblr-7161	693	34	https://www.fdic.gov/news/speeches/spsep0618.html	https://www.fdic.gov/news/speeches/spsep0618.html	VERB
cblr-7161	694	1	[	[	X
cblr-7161	694	2	https://perma.cc/5xdm-fgff	https://perma.cc/5xdm-fgff	X
cblr-7161	694	3	]	]	X
cblr-7161	694	4	;	;	PUNCT
cblr-7161	694	5	daniel	daniel	PROPN
cblr-7161	694	6	k.	k.	PROPN
cblr-7161	694	7	tarullo	tarullo	PROPN
cblr-7161	694	8	,	,	PUNCT
cblr-7161	694	9	member	member	NOUN
cblr-7161	694	10	,	,	PUNCT
cblr-7161	694	11	bd	bd	PROPN
cblr-7161	694	12	.	.	PROPN
cblr-7161	694	13	of	of	ADP
cblr-7161	694	14	governors	governor	NOUN
cblr-7161	694	15	of	of	ADP
cblr-7161	694	16	the	the	DET
cblr-7161	694	17	fed	fed	PROPN
cblr-7161	694	18	.	.	PUNCT
cblr-7161	694	19	reserve	reserve	PROPN
cblr-7161	694	20	sys	sys	PROPN
cblr-7161	694	21	.	.	PROPN
cblr-7161	694	22	,	,	PUNCT
cblr-7161	694	23	remarks	remark	VERB
cblr-7161	694	24	at	at	ADP
cblr-7161	694	25	the	the	DET
cblr-7161	694	26	2016	2016	NUM
cblr-7161	694	27	financial	financial	ADJ
cblr-7161	694	28	stability	stability	NOUN
cblr-7161	694	29	conference	conference	NOUN
cblr-7161	694	30	:	:	PUNCT
cblr-7161	694	31	financial	financial	ADJ
cblr-7161	694	32	regulation	regulation	NOUN
cblr-7161	694	33	since	since	SCONJ
cblr-7161	694	34	the	the	DET
cblr-7161	694	35	crisis	crisis	NOUN
cblr-7161	694	36	7–9	7–9	PROPN
cblr-7161	694	37	(	(	PUNCT
cblr-7161	694	38	dec	dec	PROPN
cblr-7161	694	39	.	.	PROPN
cblr-7161	694	40	2	2	NUM
cblr-7161	694	41	,	,	PUNCT
cblr-7161	694	42	2016	2016	NUM
cblr-7161	694	43	)	)	PUNCT
cblr-7161	694	44	,	,	PUNCT
cblr-7161	694	45	https://www.federalreserve.gov/newsevents/speech/files/tarullo20161202a.pdf	https://www.federalreserve.gov/newsevents/speech/files/tarullo20161202a.pdf	PROPN
cblr-7161	695	1	[	[	X
cblr-7161	695	2	https://perma.cc/6d5g-fgm3	https://perma.cc/6d5g-fgm3	X
cblr-7161	695	3	]	]	X
cblr-7161	695	4	.	.	PUNCT
cblr-7161	696	1	182	182	NUM
cblr-7161	696	2	see	see	VERB
cblr-7161	696	3	hilary	hilary	PROPN
cblr-7161	696	4	j.	j.	PROPN
cblr-7161	696	5	allen	allen	PROPN
cblr-7161	696	6	,	,	PUNCT
cblr-7161	696	7	what	what	PRON
cblr-7161	696	8	is	be	AUX
cblr-7161	696	9	“	"	PUNCT
cblr-7161	696	10	financial	financial	ADJ
cblr-7161	696	11	stability	stability	NOUN
cblr-7161	696	12	”	"	PUNCT
cblr-7161	696	13	?	?	PUNCT
cblr-7161	697	1	the	the	DET
cblr-7161	697	2	need	need	NOUN
cblr-7161	697	3	for	for	ADP
cblr-7161	697	4	some	some	DET
cblr-7161	697	5	common	common	ADJ
cblr-7161	697	6	language	language	NOUN
cblr-7161	697	7	in	in	ADP
cblr-7161	697	8	international	international	ADJ
cblr-7161	697	9	financial	financial	ADJ
cblr-7161	697	10	regulation	regulation	NOUN
cblr-7161	697	11	,	,	PUNCT
cblr-7161	697	12	45	45	NUM
cblr-7161	697	13	geo	geo	PROPN
cblr-7161	697	14	.	.	PUNCT
cblr-7161	697	15	j.	j.	PROPN
cblr-7161	697	16	int’l	int’l	PROPN
cblr-7161	697	17	l.	l.	PROPN
cblr-7161	697	18	929	929	NUM
cblr-7161	697	19	,	,	PUNCT
cblr-7161	697	20	941–51	941–51	NUM
cblr-7161	697	21	(	(	PUNCT
cblr-7161	697	22	2015	2015	NUM
cblr-7161	697	23	)	)	PUNCT
cblr-7161	697	24	;	;	PUNCT
cblr-7161	697	25	william	william	PROPN
cblr-7161	697	26	a.	a.	PROPN
cblr-7161	697	27	allen	allen	PROPN
cblr-7161	697	28	&	&	CCONJ
cblr-7161	697	29	geoffrey	geoffrey	PROPN
cblr-7161	697	30	wood	wood	PROPN
cblr-7161	697	31	,	,	PUNCT
cblr-7161	697	32	defining	define	VERB
cblr-7161	697	33	and	and	CCONJ
cblr-7161	697	34	achieving	achieve	VERB
cblr-7161	697	35	financial	financial	ADJ
cblr-7161	697	36	stability	stability	NOUN
cblr-7161	697	37	,	,	PUNCT
cblr-7161	697	38	2	2	NUM
cblr-7161	697	39	j.	j.	PROPN
cblr-7161	697	40	fin	fin	PROPN
cblr-7161	697	41	.	.	PUNCT
cblr-7161	698	1	stability	stability	PROPN
cblr-7161	698	2	152–53	152–53	PROPN
cblr-7161	698	3	(	(	PUNCT
cblr-7161	698	4	2006	2006	NUM
cblr-7161	698	5	)	)	PUNCT
cblr-7161	698	6	.	.	PUNCT
cblr-7161	699	1	183	183	NUM
cblr-7161	699	2	see	see	VERB
cblr-7161	699	3	examining	examine	VERB
cblr-7161	699	4	capital	capital	NOUN
cblr-7161	699	5	regimes	regime	NOUN
cblr-7161	699	6	for	for	ADP
cblr-7161	699	7	financial	financial	ADJ
cblr-7161	699	8	institutions	institution	NOUN
cblr-7161	699	9	:	:	PUNCT
cblr-7161	699	10	hearing	hear	VERB
cblr-7161	699	11	before	before	ADP
cblr-7161	699	12	the	the	DET
cblr-7161	699	13	subcomm	subcomm	NOUN
cblr-7161	699	14	.	.	PUNCT
cblr-7161	700	1	on	on	ADP
cblr-7161	700	2	fin	fin	NOUN
cblr-7161	700	3	.	.	PUNCT
cblr-7161	701	1	insts	inst	NOUN
cblr-7161	701	2	.	.	PUNCT
cblr-7161	702	1	&	&	CCONJ
cblr-7161	702	2	consumer	consumer	NOUN
cblr-7161	702	3	credit	credit	NOUN
cblr-7161	702	4	of	of	ADP
cblr-7161	702	5	the	the	DET
cblr-7161	702	6	h.	h.	PROPN
cblr-7161	702	7	comm	comm	NOUN
cblr-7161	702	8	.	.	PUNCT
cblr-7161	703	1	on	on	ADP
cblr-7161	703	2	fin	fin	NOUN
cblr-7161	703	3	.	.	PUNCT
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cblr-7161	704	2	.	.	PUNCT
cblr-7161	704	3	,	,	PUNCT
cblr-7161	704	4	supra	supra	PROPN
cblr-7161	704	5	note	note	PROPN
cblr-7161	704	6	169	169	NUM
cblr-7161	704	7	,	,	PUNCT
cblr-7161	704	8	at	at	ADP
cblr-7161	704	9	2	2	NUM
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cblr-7161	705	1	however	however	ADV
cblr-7161	705	2	,	,	PUNCT
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cblr-7161	705	5	some	some	DET
cblr-7161	705	6	disagreement	disagreement	NOUN
cblr-7161	705	7	about	about	ADP
cblr-7161	705	8	how	how	SCONJ
cblr-7161	705	9	high	high	ADJ
cblr-7161	705	10	is	be	AUX
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cblr-7161	705	12	high	high	ADJ
cblr-7161	705	13	.	.	PUNCT
cblr-7161	706	1	see	see	VERB
cblr-7161	706	2	bpi	bpi	PROPN
cblr-7161	706	3	staff	staff	PROPN
cblr-7161	706	4	,	,	PUNCT
cblr-7161	706	5	former	former	ADJ
cblr-7161	706	6	fed	fed	PROPN
cblr-7161	706	7	gov	gov	PROPN
cblr-7161	706	8	.	.	PROPN
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cblr-7161	707	2	tarullo	tarullo	PROPN
cblr-7161	707	3	’s	’s	PART
cblr-7161	707	4	misplaced	misplaced	ADJ
cblr-7161	707	5	calls	call	NOUN
cblr-7161	707	6	for	for	ADP
cblr-7161	707	7	higher	high	ADJ
cblr-7161	707	8	capital	capital	NOUN
cblr-7161	707	9	requirements	requirement	NOUN
cblr-7161	707	10	,	,	PUNCT
cblr-7161	707	11	bank	bank	NOUN
cblr-7161	707	12	pol’y	pol’y	NOUN
cblr-7161	707	13	inst	inst	NOUN
cblr-7161	707	14	.	.	PUNCT
cblr-7161	708	1	(	(	PUNCT
cblr-7161	708	2	may	may	AUX
cblr-7161	708	3	22	22	NUM
cblr-7161	708	4	,	,	PUNCT
cblr-7161	708	5	2019	2019	NUM
cblr-7161	708	6	)	)	PUNCT
cblr-7161	708	7	,	,	PUNCT
cblr-7161	708	8	https://bpi.com/former-fed-gov-daniel-tarullos-misplaced-callsfor-higher-capital-requirements/	https://bpi.com/former-fed-gov-daniel-tarullos-misplaced-callsfor-higher-capital-requirements/	PROPN
cblr-7161	708	9	[	[	X
cblr-7161	708	10	https://perma.cc/8zvs-vmaq	https://perma.cc/8zvs-vmaq	X
cblr-7161	708	11	]	]	X
cblr-7161	708	12	;	;	PUNCT
cblr-7161	708	13	jaime	jaime	PROPN
cblr-7161	708	14	caruana	caruana	PROPN
cblr-7161	708	15	,	,	PUNCT
cblr-7161	708	16	address	address	NOUN
cblr-7161	708	17	at	at	ADP
cblr-7161	708	18	iese	iese	PROPN
cblr-7161	708	19	business	business	NOUN
cblr-7161	708	20	school	school	NOUN
cblr-7161	708	21	:	:	PUNCT
cblr-7161	708	22	how	how	SCONJ
cblr-7161	708	23	much	much	ADJ
cblr-7161	708	24	capital	capital	NOUN
cblr-7161	708	25	is	be	AUX
cblr-7161	708	26	enough	enough	ADJ
cblr-7161	708	27	?	?	PUNCT
cblr-7161	709	1	(	(	PUNCT
cblr-7161	709	2	nov	nov	PROPN
cblr-7161	709	3	.	.	PROPN
cblr-7161	709	4	26	26	NUM
cblr-7161	709	5	,	,	PUNCT
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cblr-7161	709	8	,	,	PUNCT
cblr-7161	709	9	https://www.bis.org/speeches/sp141216.pdf	https://www.bis.org/speeches/sp141216.pdf	NOUN
cblr-7161	710	1	[	[	X
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cblr-7161	710	4	.	.	PUNCT
cblr-7161	711	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	711	2	(	(	PUNCT
cblr-7161	711	3	do	do	AUX
cblr-7161	711	4	not	not	PART
cblr-7161	711	5	delete	delete	VERB
cblr-7161	711	6	)	)	PUNCT
cblr-7161	711	7	10/7/2020	10/7/2020	NUM
cblr-7161	711	8	6:42	6:42	NUM
cblr-7161	711	9	pm	pm	NOUN
cblr-7161	711	10	no	no	INTJ
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cblr-7161	712	1	1:336	1:336	NUM
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cblr-7161	712	3	treacherous	treacherous	ADJ
cblr-7161	712	4	landscape	landscape	NOUN
cblr-7161	712	5	379	379	NUM
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cblr-7161	712	7	2	2	NUM
cblr-7161	712	8	:	:	SYM
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cblr-7161	712	10	ccar	ccar	NOUN
cblr-7161	712	11	summary	summary	NOUN
cblr-7161	712	12	statistics184	statistics184	PROPN
cblr-7161	712	13	tier	tier	NOUN
cblr-7161	712	14	1	1	NUM
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cblr-7161	712	16	(	(	PUNCT
cblr-7161	712	17	adverse	adverse	ADJ
cblr-7161	712	18	)	)	PUNCT
cblr-7161	712	19	tier	tier	NOUN
cblr-7161	712	20	1	1	NUM
cblr-7161	712	21	capital	capital	NOUN
cblr-7161	712	22	(	(	PUNCT
cblr-7161	712	23	severely	severely	ADV
cblr-7161	712	24	adverse	adverse	ADJ
cblr-7161	712	25	)	)	PUNCT
cblr-7161	712	26	tier	tier	NOUN
cblr-7161	712	27	1	1	NUM
cblr-7161	712	28	leverage	leverage	NOUN
cblr-7161	712	29	(	(	PUNCT
cblr-7161	712	30	adverse	adverse	ADJ
cblr-7161	712	31	)	)	PUNCT
cblr-7161	712	32	tier	tier	NOUN
cblr-7161	712	33	1	1	NUM
cblr-7161	712	34	leverage	leverage	NOUN
cblr-7161	712	35	(	(	PUNCT
cblr-7161	712	36	severely	severely	ADV
cblr-7161	712	37	adverse	adverse	ADJ
cblr-7161	712	38	)	)	PUNCT
cblr-7161	712	39	domestics	domestic	NOUN
cblr-7161	712	40	9.48	9.48	NUM
cblr-7161	712	41	%	%	NOUN
cblr-7161	712	42	7.12	7.12	NUM
cblr-7161	712	43	%	%	NOUN
cblr-7161	712	44	6.67	6.67	NUM
cblr-7161	712	45	%	%	NOUN
cblr-7161	712	46	5.08	5.08	NUM
cblr-7161	712	47	%	%	NOUN
cblr-7161	712	48	ihcs	ihcs	NOUN
cblr-7161	712	49	14.83	14.83	NUM
cblr-7161	712	50	%	%	NOUN
cblr-7161	712	51	12.85	12.85	NUM
cblr-7161	712	52	%	%	NOUN
cblr-7161	712	53	7.84	7.84	NUM
cblr-7161	712	54	%	%	NOUN
cblr-7161	712	55	6.68	6.68	NUM
cblr-7161	712	56	%	%	NOUN
cblr-7161	712	57	clearly	clearly	ADV
cblr-7161	712	58	,	,	PUNCT
cblr-7161	712	59	as	as	SCONJ
cblr-7161	712	60	illustrated	illustrate	VERB
cblr-7161	712	61	by	by	ADP
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cblr-7161	712	63	2	2	NUM
cblr-7161	712	64	,	,	PUNCT
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cblr-7161	712	66	2018	2018	NUM
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cblr-7161	712	74	the	the	DET
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cblr-7161	712	76	holding	hold	VERB
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cblr-7161	712	81	above	above	ADP
cblr-7161	712	82	that	that	PRON
cblr-7161	712	83	required	require	VERB
cblr-7161	712	84	by	by	ADP
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cblr-7161	712	86	,	,	PUNCT
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cblr-7161	712	88	at	at	ADP
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cblr-7161	712	90	higher	high	ADJ
cblr-7161	712	91	levels	level	NOUN
cblr-7161	712	92	than	than	ADP
cblr-7161	712	93	their	their	PRON
cblr-7161	712	94	peer	peer	NOUN
cblr-7161	712	95	firms	firm	NOUN
cblr-7161	712	96	headquartered	headquarter	VERB
cblr-7161	712	97	in	in	ADP
cblr-7161	712	98	the	the	DET
cblr-7161	712	99	united	united	PROPN
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cblr-7161	713	2	,	,	PUNCT
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cblr-7161	713	6	by	by	ADP
cblr-7161	713	7	the	the	DET
cblr-7161	713	8	ihcs	ihc	NOUN
cblr-7161	713	9	,	,	PUNCT
cblr-7161	713	10	while	while	SCONJ
cblr-7161	713	11	relatively	relatively	ADV
cblr-7161	713	12	high	high	ADJ
cblr-7161	713	13	as	as	ADP
cblr-7161	713	14	a	a	DET
cblr-7161	713	15	percentage	percentage	NOUN
cblr-7161	713	16	of	of	ADP
cblr-7161	713	17	their	their	PRON
cblr-7161	713	18	risk	risk	NOUN
cblr-7161	713	19	-	-	PUNCT
cblr-7161	713	20	weighted	weight	VERB
cblr-7161	713	21	assets	asset	NOUN
cblr-7161	713	22	,	,	PUNCT
cblr-7161	713	23	is	be	AUX
cblr-7161	713	24	not	not	PART
cblr-7161	713	25	relatively	relatively	ADV
cblr-7161	713	26	high	high	ADJ
cblr-7161	713	27	as	as	ADP
cblr-7161	713	28	a	a	DET
cblr-7161	713	29	percentage	percentage	NOUN
cblr-7161	713	30	of	of	ADP
cblr-7161	713	31	their	their	PRON
cblr-7161	713	32	total	total	ADJ
cblr-7161	713	33	consolidated	consolidated	ADJ
cblr-7161	713	34	assets	asset	NOUN
cblr-7161	713	35	.	.	PUNCT
cblr-7161	714	1	these	these	DET
cblr-7161	714	2	results	result	NOUN
cblr-7161	714	3	suggest	suggest	VERB
cblr-7161	714	4	that	that	SCONJ
cblr-7161	714	5	,	,	PUNCT
cblr-7161	714	6	although	although	SCONJ
cblr-7161	714	7	the	the	DET
cblr-7161	714	8	ihcs	ihcs	NOUN
cblr-7161	714	9	hold	hold	VERB
cblr-7161	714	10	significantly	significantly	ADV
cblr-7161	714	11	more	more	ADV
cblr-7161	714	12	high	high	ADJ
cblr-7161	714	13	-	-	PUNCT
cblr-7161	714	14	quality	quality	NOUN
cblr-7161	714	15	capital	capital	NOUN
cblr-7161	714	16	on	on	ADP
cblr-7161	714	17	their	their	PRON
cblr-7161	714	18	balance	balance	NOUN
cblr-7161	714	19	sheets	sheet	NOUN
cblr-7161	714	20	as	as	ADP
cblr-7161	714	21	a	a	DET
cblr-7161	714	22	percentage	percentage	NOUN
cblr-7161	714	23	of	of	ADP
cblr-7161	714	24	the	the	DET
cblr-7161	714	25	risk	risk	NOUN
cblr-7161	714	26	they	they	PRON
cblr-7161	714	27	take	take	VERB
cblr-7161	714	28	,	,	PUNCT
cblr-7161	714	29	they	they	PRON
cblr-7161	714	30	are	be	AUX
cblr-7161	714	31	just	just	ADV
cblr-7161	714	32	as	as	ADV
cblr-7161	714	33	reliant	reliant	ADJ
cblr-7161	714	34	on	on	ADP
cblr-7161	714	35	external	external	ADJ
cblr-7161	714	36	debt	debt	NOUN
cblr-7161	714	37	as	as	ADP
cblr-7161	714	38	the	the	DET
cblr-7161	714	39	domestics	domestic	NOUN
cblr-7161	714	40	.	.	PUNCT
cblr-7161	715	1	this	this	DET
cblr-7161	715	2	finding	finding	NOUN
cblr-7161	715	3	is	be	AUX
cblr-7161	715	4	consistent	consistent	ADJ
cblr-7161	715	5	with	with	ADP
cblr-7161	715	6	the	the	DET
cblr-7161	715	7	reports	report	NOUN
cblr-7161	715	8	that	that	PRON
cblr-7161	715	9	fbos	fbo	NOUN
cblr-7161	715	10	have	have	AUX
cblr-7161	715	11	wound	wind	VERB
cblr-7161	715	12	down	down	ADP
cblr-7161	715	13	much	much	ADJ
cblr-7161	715	14	of	of	ADP
cblr-7161	715	15	their	their	PRON
cblr-7161	715	16	u.s	u.s	PROPN
cblr-7161	715	17	.	.	PROPN
cblr-7161	715	18	operations	operation	NOUN
cblr-7161	715	19	in	in	ADP
cblr-7161	715	20	preparing	prepare	VERB
cblr-7161	715	21	for	for	ADP
cblr-7161	715	22	ihc	ihc	PROPN
cblr-7161	715	23	reorganization.185	reorganization.185	NOUN
cblr-7161	715	24	that	that	PRON
cblr-7161	715	25	is	be	AUX
cblr-7161	715	26	,	,	PUNCT
cblr-7161	715	27	based	base	VERB
cblr-7161	715	28	on	on	ADP
cblr-7161	715	29	the	the	DET
cblr-7161	715	30	financial	financial	ADJ
cblr-7161	715	31	disclosures	disclosure	NOUN
cblr-7161	715	32	of	of	ADP
cblr-7161	715	33	the	the	DET
cblr-7161	715	34	ihcs	ihcs	NOUN
cblr-7161	715	35	outside	outside	ADP
cblr-7161	715	36	the	the	DET
cblr-7161	715	37	ccar	ccar	NOUN
cblr-7161	715	38	exercise	exercise	NOUN
cblr-7161	715	39	,	,	PUNCT
cblr-7161	715	40	we	we	PRON
cblr-7161	715	41	can	can	AUX
cblr-7161	715	42	conclude	conclude	VERB
cblr-7161	715	43	that	that	SCONJ
cblr-7161	715	44	their	their	PRON
cblr-7161	715	45	relatively	relatively	ADV
cblr-7161	715	46	high	high	ADJ
cblr-7161	715	47	tier	tier	NOUN
cblr-7161	715	48	1	1	NUM
cblr-7161	715	49	capital	capital	NOUN
cblr-7161	715	50	ratios	ratio	NOUN
cblr-7161	715	51	likely	likely	ADV
cblr-7161	715	52	result	result	VERB
cblr-7161	715	53	from	from	ADP
cblr-7161	715	54	a	a	DET
cblr-7161	715	55	decrease	decrease	NOUN
cblr-7161	715	56	in	in	ADP
cblr-7161	715	57	ihcs	ihcs	NOUN
cblr-7161	715	58	’	'	PUNCT
cblr-7161	715	59	rwas	rwas	NOUN
cblr-7161	715	60	.	.	PUNCT
cblr-7161	716	1	on	on	ADP
cblr-7161	716	2	one	one	NUM
cblr-7161	716	3	hand	hand	NOUN
cblr-7161	716	4	this	this	PRON
cblr-7161	716	5	may	may	AUX
cblr-7161	716	6	be	be	AUX
cblr-7161	716	7	viewed	view	VERB
cblr-7161	716	8	as	as	ADP
cblr-7161	716	9	a	a	DET
cblr-7161	716	10	positive	positive	ADJ
cblr-7161	716	11	trend	trend	NOUN
cblr-7161	716	12	by	by	ADP
cblr-7161	716	13	regulators	regulator	NOUN
cblr-7161	716	14	,	,	PUNCT
cblr-7161	716	15	as	as	SCONJ
cblr-7161	716	16	it	it	PRON
cblr-7161	716	17	implies	imply	VERB
cblr-7161	716	18	that	that	SCONJ
cblr-7161	716	19	fbos	fbo	NOUN
cblr-7161	716	20	have	have	AUX
cblr-7161	716	21	undergone	undergo	VERB
cblr-7161	716	22	a	a	DET
cblr-7161	716	23	significant	significant	ADJ
cblr-7161	716	24	de	de	NOUN
cblr-7161	716	25	-	-	NOUN
cblr-7161	716	26	risking	risk	VERB
cblr-7161	716	27	in	in	ADP
cblr-7161	716	28	the	the	DET
cblr-7161	716	29	united	united	PROPN
cblr-7161	716	30	states.186	states.186	PROPN
cblr-7161	716	31	on	on	ADP
cblr-7161	716	32	the	the	DET
cblr-7161	716	33	other	other	ADJ
cblr-7161	716	34	,	,	PUNCT
cblr-7161	716	35	184	184	NUM
cblr-7161	716	36	see	see	VERB
cblr-7161	716	37	ccar	ccar	NOUN
cblr-7161	716	38	historical	historical	ADJ
cblr-7161	716	39	data	datum	NOUN
cblr-7161	716	40	:	:	PUNCT
cblr-7161	716	41	ccar	ccar	NOUN
cblr-7161	716	42	2018	2018	NUM
cblr-7161	716	43	,	,	PUNCT
cblr-7161	716	44	board	board	NOUN
cblr-7161	716	45	of	of	ADP
cblr-7161	716	46	governors	governor	NOUN
cblr-7161	716	47	of	of	ADP
cblr-7161	716	48	fed	fed	PROPN
cblr-7161	716	49	.	.	PUNCT
cblr-7161	717	1	res	re	NOUN
cblr-7161	717	2	.	.	PUNCT
cblr-7161	718	1	sys	sys	PROPN
cblr-7161	718	2	.	.	PROPN
cblr-7161	718	3	,	,	PUNCT
cblr-7161	718	4	https://www.federalreserve.gov/supervisionreg/ccar2020.htm	https://www.federalreserve.gov/supervisionreg/ccar2020.htm	VERB
cblr-7161	719	1	[	[	X
cblr-7161	719	2	https://perma.cc/se24-ythj	https://perma.cc/se24-ythj	X
cblr-7161	719	3	]	]	X
cblr-7161	719	4	.	.	PUNCT
cblr-7161	720	1	for	for	ADP
cblr-7161	720	2	reference	reference	NOUN
cblr-7161	720	3	,	,	PUNCT
cblr-7161	720	4	the	the	DET
cblr-7161	720	5	tier	tier	NOUN
cblr-7161	720	6	1	1	NUM
cblr-7161	720	7	capital	capital	NOUN
cblr-7161	720	8	and	and	CCONJ
cblr-7161	720	9	tier	tier	NOUN
cblr-7161	720	10	1	1	NUM
cblr-7161	720	11	leverage	leverage	NOUN
cblr-7161	720	12	regulatory	regulatory	ADJ
cblr-7161	720	13	minima	minima	NOUN
cblr-7161	720	14	as	as	ADP
cblr-7161	720	15	of	of	ADP
cblr-7161	720	16	the	the	DET
cblr-7161	720	17	2018	2018	NUM
cblr-7161	720	18	and	and	CCONJ
cblr-7161	720	19	2019	2019	NUM
cblr-7161	720	20	ccar	ccar	NOUN
cblr-7161	720	21	filings	filing	NOUN
cblr-7161	720	22	was	be	AUX
cblr-7161	720	23	six	six	NUM
cblr-7161	720	24	and	and	CCONJ
cblr-7161	720	25	four	four	NUM
cblr-7161	720	26	percent	percent	NOUN
cblr-7161	720	27	,	,	PUNCT
cblr-7161	720	28	respectively	respectively	ADV
cblr-7161	720	29	.	.	PUNCT
cblr-7161	721	1	see	see	VERB
cblr-7161	721	2	minimum	minimum	ADJ
cblr-7161	721	3	capital	capital	NOUN
cblr-7161	721	4	requirements	requirement	NOUN
cblr-7161	721	5	,	,	PUNCT
cblr-7161	721	6	12	12	NUM
cblr-7161	721	7	c.f.r	c.f.r	NOUN
cblr-7161	721	8	.	.	PUNCT
cblr-7161	722	1	§	§	PROPN
cblr-7161	722	2	217.10(a)(1	217.10(a)(1	NOUN
cblr-7161	722	3	)	)	PUNCT
cblr-7161	722	4	(	(	PUNCT
cblr-7161	722	5	2020	2020	NUM
cblr-7161	722	6	)	)	PUNCT
cblr-7161	722	7	.	.	PUNCT
cblr-7161	723	1	185	185	NUM
cblr-7161	723	2	see	see	VERB
cblr-7161	723	3	noonan	noonan	PROPN
cblr-7161	723	4	,	,	PUNCT
cblr-7161	723	5	supra	supra	PROPN
cblr-7161	723	6	note	note	PROPN
cblr-7161	723	7	126	126	NUM
cblr-7161	723	8	.	.	PUNCT
cblr-7161	724	1	186	186	NUM
cblr-7161	724	2	see	see	VERB
cblr-7161	724	3	randal	randal	PROPN
cblr-7161	724	4	k.	k.	PROPN
cblr-7161	724	5	quarles	quarles	PROPN
cblr-7161	724	6	,	,	PUNCT
cblr-7161	724	7	vice	vice	NOUN
cblr-7161	724	8	chair	chair	NOUN
cblr-7161	724	9	for	for	ADP
cblr-7161	724	10	supervision	supervision	NOUN
cblr-7161	724	11	,	,	PUNCT
cblr-7161	724	12	bd	bd	PROPN
cblr-7161	724	13	.	.	PROPN
cblr-7161	724	14	of	of	ADP
cblr-7161	724	15	governors	governor	NOUN
cblr-7161	724	16	of	of	ADP
cblr-7161	724	17	the	the	DET
cblr-7161	724	18	fed	fed	PROPN
cblr-7161	724	19	.	.	PUNCT
cblr-7161	725	1	reserve	reserve	PROPN
cblr-7161	725	2	sys	sys	PROPN
cblr-7161	725	3	.	.	PROPN
cblr-7161	725	4	,	,	PUNCT
cblr-7161	725	5	spontaneity	spontaneity	NOUN
cblr-7161	725	6	and	and	CCONJ
cblr-7161	725	7	order	order	NOUN
cblr-7161	725	8	:	:	PUNCT
cblr-7161	726	1	transparency	transparency	NOUN
cblr-7161	726	2	,	,	PUNCT
cblr-7161	726	3	accountability	accountability	NOUN
cblr-7161	726	4	,	,	PUNCT
cblr-7161	726	5	and	and	CCONJ
cblr-7161	726	6	fairness	fairness	NOUN
cblr-7161	726	7	in	in	ADP
cblr-7161	726	8	bank	bank	NOUN
cblr-7161	726	9	supervision	supervision	NOUN
cblr-7161	726	10	8	8	NUM
cblr-7161	726	11	(	(	PUNCT
cblr-7161	726	12	jan	jan	PROPN
cblr-7161	726	13	.	.	PROPN
cblr-7161	726	14	17	17	NUM
cblr-7161	726	15	,	,	PUNCT
cblr-7161	726	16	2020	2020	NUM
cblr-7161	726	17	)	)	PUNCT
cblr-7161	726	18	,	,	PUNCT
cblr-7161	726	19	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	726	20	(	(	PUNCT
cblr-7161	726	21	do	do	AUX
cblr-7161	726	22	not	not	PART
cblr-7161	726	23	delte	delte	VERB
cblr-7161	726	24	)	)	PUNCT
cblr-7161	726	25	10/7/2020	10/7/2020	NUM
cblr-7161	726	26	6:42	6:42	NUM
cblr-7161	726	27	pm	pm	NOUN
cblr-7161	726	28	380	380	NUM
cblr-7161	726	29	columbia	columbia	PROPN
cblr-7161	726	30	business	business	NOUN
cblr-7161	726	31	law	law	NOUN
cblr-7161	726	32	review	review	NOUN
cblr-7161	727	1	[	[	X
cblr-7161	727	2	vol	vol	NOUN
cblr-7161	727	3	.	.	PUNCT
cblr-7161	727	4	2020	2020	NUM
cblr-7161	727	5	however	however	ADV
cblr-7161	727	6	,	,	PUNCT
cblr-7161	727	7	this	this	DET
cblr-7161	727	8	trend	trend	NOUN
cblr-7161	727	9	also	also	ADV
cblr-7161	727	10	signals	signal	VERB
cblr-7161	727	11	that	that	SCONJ
cblr-7161	727	12	the	the	DET
cblr-7161	727	13	ihcs	ihcs	NOUN
cblr-7161	727	14	are	be	AUX
cblr-7161	727	15	maintaining	maintain	VERB
cblr-7161	727	16	unduly	unduly	ADV
cblr-7161	727	17	large	large	ADJ
cblr-7161	727	18	stocks	stock	NOUN
cblr-7161	727	19	of	of	ADP
cblr-7161	727	20	high	high	ADJ
cblr-7161	727	21	-	-	PUNCT
cblr-7161	727	22	quality	quality	NOUN
cblr-7161	727	23	capital	capital	NOUN
cblr-7161	727	24	stagnantly	stagnantly	ADV
cblr-7161	727	25	on	on	ADP
cblr-7161	727	26	their	their	PRON
cblr-7161	727	27	balance	balance	NOUN
cblr-7161	727	28	sheets	sheet	NOUN
cblr-7161	727	29	.	.	PUNCT
cblr-7161	728	1	in	in	ADP
cblr-7161	728	2	other	other	ADJ
cblr-7161	728	3	words	word	NOUN
cblr-7161	728	4	,	,	PUNCT
cblr-7161	728	5	we	we	PRON
cblr-7161	728	6	can	can	AUX
cblr-7161	728	7	conclude	conclude	VERB
cblr-7161	728	8	that	that	SCONJ
cblr-7161	728	9	fbos	fbos	PROPN
cblr-7161	728	10	are	be	AUX
cblr-7161	728	11	not	not	PART
cblr-7161	728	12	using	use	VERB
cblr-7161	728	13	their	their	PRON
cblr-7161	728	14	stock	stock	NOUN
cblr-7161	728	15	of	of	ADP
cblr-7161	728	16	high	high	ADJ
cblr-7161	728	17	-	-	PUNCT
cblr-7161	728	18	quality	quality	NOUN
cblr-7161	728	19	capital	capital	NOUN
cblr-7161	728	20	in	in	ADP
cblr-7161	728	21	the	the	DET
cblr-7161	728	22	u.s	u.s	PROPN
cblr-7161	728	23	.	.	PROPN
cblr-7161	728	24	to	to	PART
cblr-7161	728	25	fund	fund	VERB
cblr-7161	728	26	their	their	PRON
cblr-7161	728	27	activities	activity	NOUN
cblr-7161	728	28	;	;	PUNCT
cblr-7161	728	29	the	the	DET
cblr-7161	728	30	capital	capital	NOUN
cblr-7161	728	31	is	be	AUX
cblr-7161	728	32	instead	instead	ADV
cblr-7161	728	33	left	leave	VERB
cblr-7161	728	34	“	"	PUNCT
cblr-7161	728	35	trapped	trap	VERB
cblr-7161	728	36	”	"	PUNCT
cblr-7161	728	37	at	at	ADP
cblr-7161	728	38	extremely	extremely	ADV
cblr-7161	728	39	high	high	ADJ
cblr-7161	728	40	levels	level	NOUN
cblr-7161	728	41	in	in	ADP
cblr-7161	728	42	their	their	PRON
cblr-7161	728	43	ihcs.187	ihcs.187	NOUN
cblr-7161	728	44	this	this	DET
cblr-7161	728	45	development	development	NOUN
cblr-7161	728	46	lends	lend	VERB
cblr-7161	728	47	support	support	NOUN
cblr-7161	728	48	to	to	ADP
cblr-7161	728	49	the	the	DET
cblr-7161	728	50	analysis	analysis	NOUN
cblr-7161	728	51	of	of	ADP
cblr-7161	728	52	regulation	regulation	NOUN
cblr-7161	728	53	w	w	AUX
cblr-7161	728	54	offered	offer	VERB
cblr-7161	728	55	in	in	ADP
cblr-7161	728	56	section	section	NOUN
cblr-7161	728	57	ii.c	ii.c	NOUN
cblr-7161	728	58	.	.	PUNCT
cblr-7161	729	1	however	however	ADV
cblr-7161	729	2	,	,	PUNCT
cblr-7161	729	3	there	there	PRON
cblr-7161	729	4	is	be	VERB
cblr-7161	729	5	another	another	DET
cblr-7161	729	6	statistical	statistical	ADJ
cblr-7161	729	7	point	point	NOUN
cblr-7161	729	8	relevant	relevant	ADJ
cblr-7161	729	9	to	to	PART
cblr-7161	729	10	note	note	VERB
cblr-7161	729	11	from	from	ADP
cblr-7161	729	12	the	the	DET
cblr-7161	729	13	2018	2018	NUM
cblr-7161	729	14	ccar	ccar	NOUN
cblr-7161	729	15	exercise	exercise	NOUN
cblr-7161	729	16	that	that	PRON
cblr-7161	729	17	further	far	ADV
cblr-7161	729	18	illustrates	illustrate	VERB
cblr-7161	729	19	the	the	DET
cblr-7161	729	20	impact	impact	NOUN
cblr-7161	729	21	of	of	ADP
cblr-7161	729	22	regulation	regulation	NOUN
cblr-7161	729	23	w	w	NOUN
cblr-7161	729	24	on	on	ADP
cblr-7161	729	25	the	the	DET
cblr-7161	729	26	ihcs	ihc	NOUN
cblr-7161	729	27	’	'	PUNCT
cblr-7161	729	28	capital	capital	NOUN
cblr-7161	729	29	ratios	ratio	NOUN
cblr-7161	729	30	.	.	PUNCT
cblr-7161	730	1	that	that	PRON
cblr-7161	730	2	is	be	AUX
cblr-7161	730	3	the	the	DET
cblr-7161	730	4	standard	standard	ADJ
cblr-7161	730	5	deviation	deviation	NOUN
cblr-7161	730	6	of	of	ADP
cblr-7161	730	7	the	the	DET
cblr-7161	730	8	ihcs	ihc	NOUN
cblr-7161	730	9	’	'	PUNCT
cblr-7161	730	10	results	result	NOUN
cblr-7161	730	11	,	,	PUNCT
cblr-7161	730	12	depicted	depict	VERB
cblr-7161	730	13	in	in	ADP
cblr-7161	730	14	table	table	NOUN
cblr-7161	730	15	3	3	NUM
cblr-7161	730	16	below	below	ADV
cblr-7161	730	17	.	.	PUNCT
cblr-7161	731	1	https://www.federalreserve.gov/newsevents/speech/files/quarles20200117a.pdf	https://www.federalreserve.gov/newsevents/speech/files/quarles20200117a.pdf	NOUN
cblr-7161	732	1	[	[	X
cblr-7161	732	2	https://perma.cc/z3ct-asw9	https://perma.cc/z3ct-asw9	X
cblr-7161	732	3	]	]	X
cblr-7161	732	4	.	.	PUNCT
cblr-7161	733	1	187	187	NUM
cblr-7161	733	2	see	see	VERB
cblr-7161	733	3	,	,	PUNCT
cblr-7161	733	4	e.g.	e.g.	ADV
cblr-7161	733	5	,	,	PUNCT
cblr-7161	733	6	lionel	lionel	PROPN
cblr-7161	733	7	laurent	laurent	PROPN
cblr-7161	733	8	,	,	PUNCT
cblr-7161	733	9	opinion	opinion	NOUN
cblr-7161	733	10	,	,	PUNCT
cblr-7161	733	11	trapped	trap	VERB
cblr-7161	733	12	capital	capital	NOUN
cblr-7161	733	13	ails	ail	VERB
cblr-7161	733	14	global	global	ADJ
cblr-7161	733	15	banks	bank	NOUN
cblr-7161	733	16	,	,	PUNCT
cblr-7161	733	17	bloomberg	bloomberg	PROPN
cblr-7161	733	18	(	(	PUNCT
cblr-7161	733	19	nov	nov	PROPN
cblr-7161	733	20	.	.	PROPN
cblr-7161	733	21	28	28	NUM
cblr-7161	733	22	,	,	PUNCT
cblr-7161	733	23	2016	2016	NUM
cblr-7161	733	24	)	)	PUNCT
cblr-7161	733	25	,	,	PUNCT
cblr-7161	733	26	https://www.bloomberg.com/opinion/articles/2016-11-28/global-banks-face-a-nasty-case-of-trapped-capital?sref=m42vrbni	https://www.bloomberg.com/opinion/articles/2016-11-28/global-banks-face-a-nasty-case-of-trapped-capital?sref=m42vrbni	VERB
cblr-7161	734	1	[	[	X
cblr-7161	734	2	https://perma.cc/2wb7-mqdx	https://perma.cc/2wb7-mqdx	X
cblr-7161	734	3	]	]	X
cblr-7161	734	4	;	;	PUNCT
cblr-7161	734	5	lawrence	lawrence	PROPN
cblr-7161	734	6	white	white	PROPN
cblr-7161	734	7	,	,	PUNCT
cblr-7161	734	8	hsbc	hsbc	PROPN
cblr-7161	734	9	walks	walks	PROPN
cblr-7161	734	10	u.s	u.s	PROPN
cblr-7161	734	11	.	.	PROPN
cblr-7161	734	12	regulatory	regulatory	ADJ
cblr-7161	734	13	tightrope	tightrope	NOUN
cblr-7161	734	14	over	over	ADP
cblr-7161	734	15	$	$	SYM
cblr-7161	734	16	10	10	NUM
cblr-7161	734	17	billion	billion	NUM
cblr-7161	734	18	of	of	ADP
cblr-7161	734	19	‘	'	PUNCT
cblr-7161	734	20	trapped	trapped	ADJ
cblr-7161	734	21	’	'	PUNCT
cblr-7161	734	22	capital	capital	NOUN
cblr-7161	734	23	,	,	PUNCT
cblr-7161	734	24	reuters	reuters	PROPN
cblr-7161	734	25	(	(	PUNCT
cblr-7161	734	26	sept	sept	PROPN
cblr-7161	734	27	.	.	PROPN
cblr-7161	734	28	23	23	NUM
cblr-7161	734	29	,	,	PUNCT
cblr-7161	734	30	2016	2016	NUM
cblr-7161	734	31	)	)	PUNCT
cblr-7161	734	32	,	,	PUNCT
cblr-7161	734	33	https://uk.reuters.com/article/uk-hsbc-capital-idukkcn11t0w7	https://uk.reuters.com/article/uk-hsbc-capital-idukkcn11t0w7	NOUN
cblr-7161	734	34	[	[	X
cblr-7161	734	35	https://perma.cc/nm75-p3q2	https://perma.cc/nm75-p3q2	NOUN
cblr-7161	734	36	]	]	PUNCT
cblr-7161	734	37	(	(	PUNCT
cblr-7161	734	38	“	"	PUNCT
cblr-7161	734	39	hsbc	hsbc	PROPN
cblr-7161	734	40	.	.	PUNCT
cblr-7161	734	41	.	.	PUNCT
cblr-7161	734	42	.	.	PUNCT
cblr-7161	735	1	has	have	VERB
cblr-7161	735	2	more	more	ADJ
cblr-7161	735	3	than	than	ADP
cblr-7161	735	4	$	$	SYM
cblr-7161	735	5	20	20	NUM
cblr-7161	735	6	billion	billion	NUM
cblr-7161	735	7	[	[	X
cblr-7161	735	8	]	]	X
cblr-7161	735	9	of	of	ADP
cblr-7161	735	10	capital	capital	NOUN
cblr-7161	735	11	in	in	ADP
cblr-7161	735	12	the	the	DET
cblr-7161	735	13	united	united	PROPN
cblr-7161	735	14	states	states	PROPN
cblr-7161	735	15	earning	earn	VERB
cblr-7161	735	16	a	a	DET
cblr-7161	735	17	slim	slim	ADJ
cblr-7161	735	18	1	1	NUM
cblr-7161	735	19	percent	percent	NOUN
cblr-7161	735	20	return	return	NOUN
cblr-7161	735	21	,	,	PUNCT
cblr-7161	735	22	of	of	ADP
cblr-7161	735	23	which	which	PRON
cblr-7161	735	24	up	up	ADP
cblr-7161	735	25	to	to	PART
cblr-7161	735	26	half	half	NOUN
cblr-7161	735	27	could	could	AUX
cblr-7161	735	28	be	be	AUX
cblr-7161	735	29	returned	return	VERB
cblr-7161	735	30	to	to	ADP
cblr-7161	735	31	the	the	DET
cblr-7161	735	32	holding	hold	VERB
cblr-7161	735	33	company	company	NOUN
cblr-7161	735	34	via	via	ADP
cblr-7161	735	35	asset	asset	NOUN
cblr-7161	735	36	sales	sale	NOUN
cblr-7161	735	37	,	,	PUNCT
cblr-7161	735	38	analysts	analyst	NOUN
cblr-7161	735	39	and	and	CCONJ
cblr-7161	735	40	investors	investor	NOUN
cblr-7161	735	41	say	say	VERB
cblr-7161	735	42	.	.	PUNCT
cblr-7161	736	1	the	the	DET
cblr-7161	736	2	bank	bank	NOUN
cblr-7161	736	3	’s	’s	PART
cblr-7161	736	4	investors	investor	NOUN
cblr-7161	736	5	are	be	AUX
cblr-7161	736	6	currently	currently	ADV
cblr-7161	736	7	missing	miss	VERB
cblr-7161	736	8	out	out	ADP
cblr-7161	736	9	on	on	ADP
cblr-7161	736	10	higher	high	ADJ
cblr-7161	736	11	profits	profit	NOUN
cblr-7161	736	12	and	and	CCONJ
cblr-7161	736	13	more	more	ADV
cblr-7161	736	14	secure	secure	ADJ
cblr-7161	736	15	dividends	dividend	NOUN
cblr-7161	736	16	as	as	ADP
cblr-7161	736	17	a	a	DET
cblr-7161	736	18	result	result	NOUN
cblr-7161	736	19	of	of	ADP
cblr-7161	736	20	this	this	DET
cblr-7161	736	21	hefty	hefty	ADJ
cblr-7161	736	22	u.s	u.s	PROPN
cblr-7161	736	23	.	.	PROPN
cblr-7161	736	24	balance	balance	NOUN
cblr-7161	736	25	sheet	sheet	NOUN
cblr-7161	736	26	.	.	PUNCT
cblr-7161	737	1	the	the	DET
cblr-7161	737	2	bank	bank	NOUN
cblr-7161	737	3	earns	earn	VERB
cblr-7161	737	4	a	a	DET
cblr-7161	737	5	return	return	NOUN
cblr-7161	737	6	on	on	ADP
cblr-7161	737	7	equity	equity	NOUN
cblr-7161	737	8	of	of	ADP
cblr-7161	737	9	just	just	ADV
cblr-7161	737	10	1.4	1.4	NUM
cblr-7161	737	11	percent	percent	NOUN
cblr-7161	737	12	on	on	ADP
cblr-7161	737	13	this	this	PRON
cblr-7161	737	14	,	,	PUNCT
cblr-7161	737	15	compared	compare	VERB
cblr-7161	737	16	with	with	ADP
cblr-7161	737	17	5	5	NUM
cblr-7161	737	18	percent	percent	NOUN
cblr-7161	737	19	for	for	ADP
cblr-7161	737	20	hsbc	hsbc	PROPN
cblr-7161	737	21	globally	globally	ADV
cblr-7161	737	22	and	and	CCONJ
cblr-7161	737	23	13	13	NUM
cblr-7161	737	24	percent	percent	NOUN
cblr-7161	737	25	for	for	ADP
cblr-7161	737	26	major	major	ADJ
cblr-7161	737	27	u.s	u.s	PROPN
cblr-7161	737	28	.	.	PROPN
cblr-7161	737	29	commercial	commercial	PROPN
cblr-7161	737	30	bank	bank	PROPN
cblr-7161	737	31	rivals	rival	NOUN
cblr-7161	737	32	.	.	PUNCT
cblr-7161	737	33	.	.	PUNCT
cblr-7161	737	34	.	.	PUNCT
cblr-7161	737	35	.	.	PUNCT
cblr-7161	737	36	”	"	PUNCT
cblr-7161	737	37	)	)	PUNCT
cblr-7161	737	38	.	.	PUNCT
cblr-7161	738	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	738	2	(	(	PUNCT
cblr-7161	738	3	do	do	AUX
cblr-7161	738	4	not	not	PART
cblr-7161	738	5	delete	delete	VERB
cblr-7161	738	6	)	)	PUNCT
cblr-7161	738	7	10/7/2020	10/7/2020	NUM
cblr-7161	738	8	6:42	6:42	NUM
cblr-7161	738	9	pm	pm	NOUN
cblr-7161	738	10	no	no	INTJ
cblr-7161	738	11	.	.	PUNCT
cblr-7161	739	1	1:336	1:336	NUM
cblr-7161	739	2	]	]	X
cblr-7161	739	3	treacherous	treacherous	ADJ
cblr-7161	739	4	landscape	landscape	NOUN
cblr-7161	739	5	381	381	NUM
cblr-7161	739	6	table	table	NOUN
cblr-7161	739	7	3	3	NUM
cblr-7161	739	8	:	:	SYM
cblr-7161	739	9	2018	2018	NUM
cblr-7161	739	10	ccar	ccar	NOUN
cblr-7161	739	11	standard	standard	ADJ
cblr-7161	739	12	deviations188	deviations188	PROPN
cblr-7161	739	13	σ	σ	PROPN
cblr-7161	739	14	tier	tier	NOUN
cblr-7161	739	15	1	1	NUM
cblr-7161	739	16	capital	capital	NOUN
cblr-7161	739	17	(	(	PUNCT
cblr-7161	739	18	adverse	adverse	ADJ
cblr-7161	739	19	)	)	PUNCT
cblr-7161	739	20	σ	σ	NOUN
cblr-7161	739	21	tier	tier	NOUN
cblr-7161	739	22	1	1	NUM
cblr-7161	739	23	capital	capital	NOUN
cblr-7161	739	24	(	(	PUNCT
cblr-7161	739	25	severely	severely	ADV
cblr-7161	739	26	adverse	adverse	ADJ
cblr-7161	739	27	)	)	PUNCT
cblr-7161	739	28	σ	σ	NOUN
cblr-7161	739	29	tier	tier	NOUN
cblr-7161	739	30	1	1	NUM
cblr-7161	739	31	leverage	leverage	NOUN
cblr-7161	739	32	(	(	PUNCT
cblr-7161	739	33	adverse	adverse	ADJ
cblr-7161	739	34	)	)	PUNCT
cblr-7161	739	35	σ	σ	NOUN
cblr-7161	739	36	tier	tier	NOUN
cblr-7161	739	37	1	1	NUM
cblr-7161	739	38	leverage	leverage	NOUN
cblr-7161	739	39	(	(	PUNCT
cblr-7161	739	40	severely	severely	ADV
cblr-7161	739	41	adverse	adverse	ADJ
cblr-7161	739	42	)	)	PUNCT
cblr-7161	739	43	domestics	domestic	NOUN
cblr-7161	739	44	1.51	1.51	NUM
cblr-7161	739	45	1.26	1.26	NUM
cblr-7161	739	46	0.78	0.78	NUM
cblr-7161	739	47	0.87	0.87	NUM
cblr-7161	739	48	ihcs	ihcs	NOUN
cblr-7161	739	49	4.26	4.26	NUM
cblr-7161	739	50	4.63	4.63	NUM
cblr-7161	739	51	1.91	1.91	NUM
cblr-7161	739	52	1.83	1.83	NUM
cblr-7161	739	53	the	the	DET
cblr-7161	739	54	extremely	extremely	ADV
cblr-7161	739	55	high	high	ADJ
cblr-7161	739	56	standard	standard	ADJ
cblr-7161	739	57	deviation	deviation	NOUN
cblr-7161	739	58	observed	observe	VERB
cblr-7161	739	59	in	in	ADP
cblr-7161	739	60	the	the	DET
cblr-7161	739	61	ihcs	ihc	NOUN
cblr-7161	739	62	’	'	PUNCT
cblr-7161	739	63	tier	tier	NOUN
cblr-7161	739	64	1	1	NUM
cblr-7161	739	65	capital	capital	NOUN
cblr-7161	739	66	results	result	NOUN
cblr-7161	739	67	is	be	AUX
cblr-7161	739	68	largely	largely	ADV
cblr-7161	739	69	a	a	DET
cblr-7161	739	70	function	function	NOUN
cblr-7161	739	71	of	of	ADP
cblr-7161	739	72	three	three	NUM
cblr-7161	739	73	ihcs	ihc	NOUN
cblr-7161	739	74	holding	hold	VERB
cblr-7161	739	75	extremely	extremely	ADV
cblr-7161	739	76	high	high	ADJ
cblr-7161	739	77	levels	level	NOUN
cblr-7161	739	78	of	of	ADP
cblr-7161	739	79	capital	capital	NOUN
cblr-7161	739	80	:	:	PUNCT
cblr-7161	739	81	credit	credit	NOUN
cblr-7161	739	82	suisse	suisse	PROPN
cblr-7161	739	83	,	,	PUNCT
cblr-7161	739	84	deutsche	deutsche	PROPN
cblr-7161	739	85	bank	bank	NOUN
cblr-7161	739	86	,	,	PUNCT
cblr-7161	739	87	and	and	CCONJ
cblr-7161	739	88	ubs.189	ubs.189	NOUN
cblr-7161	739	89	each	each	DET
cblr-7161	739	90	of	of	ADP
cblr-7161	739	91	these	these	DET
cblr-7161	739	92	institutions	institution	NOUN
cblr-7161	739	93	’	'	PUNCT
cblr-7161	739	94	tier	tier	NOUN
cblr-7161	739	95	1	1	NUM
cblr-7161	739	96	capital	capital	NOUN
cblr-7161	739	97	ratio	ratio	NOUN
cblr-7161	739	98	was	be	AUX
cblr-7161	739	99	above	above	ADP
cblr-7161	739	100	22.8	22.8	NUM
cblr-7161	739	101	%	%	NOUN
cblr-7161	739	102	under	under	ADP
cblr-7161	739	103	the	the	DET
cblr-7161	739	104	adverse	adverse	ADJ
cblr-7161	739	105	stress	stress	NOUN
cblr-7161	739	106	scenario	scenario	NOUN
cblr-7161	739	107	created	create	VERB
cblr-7161	739	108	by	by	ADP
cblr-7161	739	109	the	the	DET
cblr-7161	739	110	federal	federal	PROPN
cblr-7161	739	111	reserve	reserve	PROPN
cblr-7161	739	112	,	,	PUNCT
cblr-7161	739	113	nearly	nearly	ADV
cblr-7161	739	114	eight	eight	NUM
cblr-7161	739	115	percent	percent	NOUN
cblr-7161	739	116	higher	high	ADJ
cblr-7161	739	117	than	than	ADP
cblr-7161	739	118	the	the	DET
cblr-7161	739	119	ihc	ihc	PROPN
cblr-7161	739	120	average,190	average,190	PROPN
cblr-7161	739	121	and	and	CCONJ
cblr-7161	739	122	nearly	nearly	ADV
cblr-7161	739	123	seventeen	seventeen	NUM
cblr-7161	739	124	percent	percent	NOUN
cblr-7161	739	125	higher	high	ADJ
cblr-7161	739	126	than	than	ADP
cblr-7161	739	127	the	the	DET
cblr-7161	739	128	regulatory	regulatory	ADJ
cblr-7161	739	129	minimum.191	minimum.191	NOUN
cblr-7161	739	130	these	these	DET
cblr-7161	739	131	three	three	NUM
cblr-7161	739	132	institutions	institution	NOUN
cblr-7161	739	133	are	be	AUX
cblr-7161	739	134	widely	widely	ADV
cblr-7161	739	135	considered	consider	VERB
cblr-7161	739	136	to	to	PART
cblr-7161	739	137	be	be	AUX
cblr-7161	739	138	three	three	NUM
cblr-7161	739	139	of	of	ADP
cblr-7161	739	140	the	the	DET
cblr-7161	739	141	four	four	NUM
cblr-7161	739	142	most	most	ADV
cblr-7161	739	143	systemically	systemically	ADV
cblr-7161	739	144	important	important	ADJ
cblr-7161	739	145	fbos	fbo	NOUN
cblr-7161	739	146	operating	operate	VERB
cblr-7161	739	147	in	in	ADP
cblr-7161	739	148	the	the	DET
cblr-7161	739	149	united	united	PROPN
cblr-7161	739	150	states	states	PROPN
cblr-7161	739	151	due	due	ADP
cblr-7161	739	152	to	to	ADP
cblr-7161	739	153	their	their	PRON
cblr-7161	739	154	involvement	involvement	NOUN
cblr-7161	739	155	in	in	ADP
cblr-7161	739	156	u.s	u.s	PROPN
cblr-7161	739	157	.	.	PROPN
cblr-7161	739	158	capital	capital	NOUN
cblr-7161	739	159	markets.192	markets.192	PROPN
cblr-7161	739	160	it	it	PRON
cblr-7161	739	161	is	be	AUX
cblr-7161	739	162	all	all	DET
cblr-7161	739	163	the	the	DET
cblr-7161	739	164	188	188	NUM
cblr-7161	739	165	see	see	NOUN
cblr-7161	739	166	ccar	ccar	NOUN
cblr-7161	739	167	historical	historical	ADJ
cblr-7161	739	168	data	datum	NOUN
cblr-7161	739	169	:	:	PUNCT
cblr-7161	739	170	ccar	ccar	NOUN
cblr-7161	739	171	2018	2018	NUM
cblr-7161	739	172	,	,	PUNCT
cblr-7161	739	173	supra	supra	PROPN
cblr-7161	739	174	note	note	PROPN
cblr-7161	739	175	184	184	NUM
cblr-7161	739	176	.	.	NOUN
cblr-7161	739	177	189	189	NUM
cblr-7161	739	178	see	see	VERB
cblr-7161	739	179	i	i	PROPN
cblr-7161	739	180	d.	d.	PROPN
cblr-7161	739	181	190	190	NUM
cblr-7161	739	182	see	see	VERB
cblr-7161	739	183	i	i	PRON
cblr-7161	739	184	d.	d.	PROPN
cblr-7161	739	185	as	as	ADP
cblr-7161	739	186	of	of	ADP
cblr-7161	739	187	the	the	DET
cblr-7161	739	188	2018	2018	NUM
cblr-7161	739	189	ccar	ccar	NOUN
cblr-7161	739	190	filing	filing	NOUN
cblr-7161	739	191	date	date	NOUN
cblr-7161	739	192	each	each	PRON
cblr-7161	739	193	of	of	ADP
cblr-7161	739	194	these	these	DET
cblr-7161	739	195	institutions	institution	NOUN
cblr-7161	739	196	was	be	AUX
cblr-7161	739	197	included	include	VERB
cblr-7161	739	198	in	in	ADP
cblr-7161	739	199	the	the	DET
cblr-7161	739	200	federal	federal	PROPN
cblr-7161	739	201	reserve	reserve	PROPN
cblr-7161	739	202	’s	’s	PART
cblr-7161	739	203	large	large	ADJ
cblr-7161	739	204	institution	institution	NOUN
cblr-7161	739	205	supervision	supervision	NOUN
cblr-7161	739	206	coordinating	coordinate	VERB
cblr-7161	739	207	committee	committee	NOUN
cblr-7161	739	208	(	(	PUNCT
cblr-7161	739	209	“	"	PUNCT
cblr-7161	739	210	liscc	liscc	ADJ
cblr-7161	739	211	”	"	PUNCT
cblr-7161	739	212	)	)	PUNCT
cblr-7161	739	213	portfolio	portfolio	NOUN
cblr-7161	739	214	.	.	PUNCT
cblr-7161	740	1	just	just	ADV
cblr-7161	740	2	recently	recently	ADV
cblr-7161	740	3	,	,	PUNCT
cblr-7161	740	4	following	follow	VERB
cblr-7161	740	5	a	a	DET
cblr-7161	740	6	reorganization	reorganization	NOUN
cblr-7161	740	7	that	that	PRON
cblr-7161	740	8	resulted	result	VERB
cblr-7161	740	9	in	in	ADP
cblr-7161	740	10	“	"	PUNCT
cblr-7161	740	11	the	the	DET
cblr-7161	740	12	substantial	substantial	ADJ
cblr-7161	740	13	and	and	CCONJ
cblr-7161	740	14	sustained	sustained	ADJ
cblr-7161	740	15	decrease	decrease	NOUN
cblr-7161	740	16	in	in	ADP
cblr-7161	740	17	risk	risk	NOUN
cblr-7161	740	18	from	from	ADP
cblr-7161	740	19	[	[	X
cblr-7161	740	20	]	]	X
cblr-7161	740	21	u.s	u.s	PROPN
cblr-7161	740	22	.	.	PROPN
cblr-7161	740	23	operations	operation	NOUN
cblr-7161	740	24	”	"	PUNCT
cblr-7161	740	25	ubs	ubs	PROPN
cblr-7161	740	26	was	be	AUX
cblr-7161	740	27	taken	take	VERB
cblr-7161	740	28	out	out	ADP
cblr-7161	740	29	of	of	ADP
cblr-7161	740	30	the	the	DET
cblr-7161	740	31	portfolio	portfolio	NOUN
cblr-7161	740	32	.	.	PUNCT
cblr-7161	741	1	see	see	VERB
cblr-7161	741	2	press	press	NOUN
cblr-7161	741	3	release	release	NOUN
cblr-7161	741	4	,	,	PUNCT
cblr-7161	741	5	meghan	meghan	PROPN
cblr-7161	741	6	milloy	milloy	PROPN
cblr-7161	741	7	,	,	PUNCT
cblr-7161	741	8	iib	iib	PROPN
cblr-7161	741	9	statement	statement	NOUN
cblr-7161	741	10	on	on	ADP
cblr-7161	741	11	the	the	DET
cblr-7161	741	12	federal	federal	PROPN
cblr-7161	741	13	reserve	reserve	PROPN
cblr-7161	741	14	’s	’s	PART
cblr-7161	741	15	announcement	announcement	NOUN
cblr-7161	741	16	re	re	ADP
cblr-7161	741	17	:	:	PUNCT
cblr-7161	741	18	the	the	DET
cblr-7161	741	19	liscc	liscc	PROPN
cblr-7161	741	20	portfolio	portfolio	NOUN
cblr-7161	741	21	(	(	PUNCT
cblr-7161	741	22	mar	mar	PROPN
cblr-7161	741	23	.	.	PROPN
cblr-7161	741	24	6	6	NUM
cblr-7161	741	25	,	,	PUNCT
cblr-7161	741	26	2020	2020	NUM
cblr-7161	741	27	)	)	PUNCT
cblr-7161	741	28	,	,	PUNCT
cblr-7161	741	29	https://cdn.ymaws.com/www.iib.org/resource/resmgr/website_press/20200306fed.liscc.statement.pdf	https://cdn.ymaws.com/www.iib.org/resource/resmgr/website_press/20200306fed.liscc.statement.pdf	PROPN
cblr-7161	742	1	[	[	X
cblr-7161	742	2	https://perma.cc/gwv7-mc92	https://perma.cc/gwv7-mc92	X
cblr-7161	742	3	]	]	X
cblr-7161	742	4	.	.	PUNCT
cblr-7161	743	1	however	however	ADV
cblr-7161	743	2	,	,	PUNCT
cblr-7161	743	3	ubs	ubs	PROPN
cblr-7161	743	4	remains	remain	VERB
cblr-7161	743	5	as	as	ADP
cblr-7161	743	6	a	a	DET
cblr-7161	743	7	“	"	PUNCT
cblr-7161	743	8	globally	globally	ADV
cblr-7161	743	9	systemically	systemically	ADV
cblr-7161	743	10	important	important	ADJ
cblr-7161	743	11	bank	bank	NOUN
cblr-7161	743	12	”	"	PUNCT
cblr-7161	743	13	(	(	PUNCT
cblr-7161	743	14	“	"	PUNCT
cblr-7161	743	15	g	g	PROPN
cblr-7161	743	16	-	-	PUNCT
cblr-7161	743	17	sib	sib	NOUN
cblr-7161	743	18	”	"	PUNCT
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cblr-7161	743	20	as	as	SCONJ
cblr-7161	743	21	designated	designate	VERB
cblr-7161	743	22	by	by	ADP
cblr-7161	743	23	the	the	DET
cblr-7161	743	24	financial	financial	ADJ
cblr-7161	743	25	stability	stability	PROPN
cblr-7161	743	26	board	board	PROPN
cblr-7161	743	27	.	.	PUNCT
cblr-7161	744	1	fin	fin	NOUN
cblr-7161	744	2	.	.	PUNCT
cblr-7161	745	1	stability	stability	PROPN
cblr-7161	745	2	bd	bd	PROPN
cblr-7161	745	3	.	.	PROPN
cblr-7161	745	4	,	,	PUNCT
cblr-7161	745	5	2019	2019	NUM
cblr-7161	745	6	list	list	NOUN
cblr-7161	745	7	of	of	ADP
cblr-7161	745	8	global	global	ADJ
cblr-7161	745	9	systemically	systemically	ADV
cblr-7161	745	10	important	important	ADJ
cblr-7161	745	11	banks	bank	NOUN
cblr-7161	745	12	(	(	PUNCT
cblr-7161	745	13	g	g	NOUN
cblr-7161	745	14	-	-	PUNCT
cblr-7161	745	15	sibs	sib	NOUN
cblr-7161	745	16	)	)	PUNCT
cblr-7161	745	17	3	3	NUM
cblr-7161	745	18	(	(	PUNCT
cblr-7161	745	19	2019	2019	NUM
cblr-7161	745	20	)	)	PUNCT
cblr-7161	745	21	,	,	PUNCT
cblr-7161	745	22	https://www.fsb.org/wpcontent/uploads/p221119-1.pdf	https://www.fsb.org/wpcontent/uploads/p221119-1.pdf	NOUN
cblr-7161	745	23	[	[	X
cblr-7161	745	24	https://perma.cc/4saf-gmtw	https://perma.cc/4saf-gmtw	NOUN
cblr-7161	745	25	]	]	X
cblr-7161	745	26	.	.	PUNCT
cblr-7161	746	1	191	191	NUM
cblr-7161	746	2	see	see	VERB
cblr-7161	746	3	minimum	minimum	ADJ
cblr-7161	746	4	capital	capital	NOUN
cblr-7161	746	5	requirements	requirement	NOUN
cblr-7161	746	6	,	,	PUNCT
cblr-7161	746	7	12	12	NUM
cblr-7161	746	8	c.f.r	c.f.r	NOUN
cblr-7161	746	9	.	.	PUNCT
cblr-7161	747	1	§	§	PROPN
cblr-7161	747	2	217.10(a)(1	217.10(a)(1	NOUN
cblr-7161	747	3	)	)	PUNCT
cblr-7161	747	4	(	(	PUNCT
cblr-7161	747	5	2020	2020	NUM
cblr-7161	747	6	)	)	PUNCT
cblr-7161	747	7	.	.	PUNCT
cblr-7161	748	1	192	192	NUM
cblr-7161	748	2	see	see	VERB
cblr-7161	748	3	burke	burke	PROPN
cblr-7161	748	4	speaker	speaker	NOUN
cblr-7161	748	5	,	,	PUNCT
cblr-7161	748	6	fed	feed	VERB
cblr-7161	748	7	risk	risk	NOUN
cblr-7161	748	8	list	list	NOUN
cblr-7161	748	9	:	:	PUNCT
cblr-7161	748	10	15	15	NUM
cblr-7161	748	11	firms	firm	NOUN
cblr-7161	748	12	that	that	PRON
cblr-7161	748	13	pose	pose	VERB
cblr-7161	748	14	risk	risk	NOUN
cblr-7161	748	15	to	to	ADP
cblr-7161	748	16	u.s	u.s	PROPN
cblr-7161	748	17	.	.	PROPN
cblr-7161	748	18	financial	financial	ADJ
cblr-7161	748	19	stability	stability	NOUN
cblr-7161	748	20	,	,	PUNCT
cblr-7161	748	21	inv	inv	ADJ
cblr-7161	748	22	.	.	PUNCT
cblr-7161	749	1	place	place	NOUN
cblr-7161	750	1	(	(	PUNCT
cblr-7161	750	2	may	may	AUX
cblr-7161	750	3	2	2	NUM
cblr-7161	750	4	,	,	PUNCT
cblr-7161	750	5	2014	2014	NUM
cblr-7161	750	6	)	)	PUNCT
cblr-7161	750	7	,	,	PUNCT
cblr-7161	750	8	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	750	9	(	(	PUNCT
cblr-7161	750	10	do	do	AUX
cblr-7161	750	11	not	not	PART
cblr-7161	750	12	delte	delte	VERB
cblr-7161	750	13	)	)	PUNCT
cblr-7161	750	14	10/7/2020	10/7/2020	NUM
cblr-7161	750	15	6:42	6:42	NUM
cblr-7161	750	16	pm	pm	NOUN
cblr-7161	750	17	382	382	NUM
cblr-7161	750	18	columbia	columbia	PROPN
cblr-7161	750	19	business	business	NOUN
cblr-7161	750	20	law	law	PROPN
cblr-7161	750	21	review	review	NOUN
cblr-7161	750	22	[	[	X
cblr-7161	750	23	vol	vol	NOUN
cblr-7161	750	24	.	.	PUNCT
cblr-7161	750	25	2020	2020	NUM
cblr-7161	750	26	more	more	ADV
cblr-7161	750	27	important	important	ADJ
cblr-7161	750	28	,	,	PUNCT
cblr-7161	750	29	then	then	ADV
cblr-7161	750	30	,	,	PUNCT
cblr-7161	750	31	to	to	PART
cblr-7161	750	32	explore	explore	VERB
cblr-7161	750	33	these	these	DET
cblr-7161	750	34	unusual	unusual	ADJ
cblr-7161	750	35	results	result	NOUN
cblr-7161	750	36	as	as	SCONJ
cblr-7161	750	37	they	they	PRON
cblr-7161	750	38	likely	likely	ADV
cblr-7161	750	39	have	have	AUX
cblr-7161	750	40	had	have	VERB
cblr-7161	750	41	,	,	PUNCT
cblr-7161	750	42	and	and	CCONJ
cblr-7161	750	43	will	will	AUX
cblr-7161	750	44	continue	continue	VERB
cblr-7161	750	45	to	to	PART
cblr-7161	750	46	have	have	VERB
cblr-7161	750	47	,	,	PUNCT
cblr-7161	750	48	important	important	ADJ
cblr-7161	750	49	economic	economic	ADJ
cblr-7161	750	50	implications	implication	NOUN
cblr-7161	750	51	in	in	ADP
cblr-7161	750	52	the	the	DET
cblr-7161	750	53	united	united	PROPN
cblr-7161	750	54	states	states	PROPN
cblr-7161	750	55	.	.	PUNCT
cblr-7161	751	1	b.	b.	PROPN
cblr-7161	751	2	2019	2019	NUM
cblr-7161	751	3	ccar	ccar	NOUN
cblr-7161	751	4	results	result	NOUN
cblr-7161	751	5	we	we	PRON
cblr-7161	751	6	now	now	ADV
cblr-7161	751	7	turn	turn	VERB
cblr-7161	751	8	to	to	ADP
cblr-7161	751	9	2019	2019	NUM
cblr-7161	751	10	’s	’s	PART
cblr-7161	751	11	ccar	ccar	NOUN
cblr-7161	751	12	exercise	exercise	NOUN
cblr-7161	751	13	which	which	PRON
cblr-7161	751	14	,	,	PUNCT
cblr-7161	751	15	as	as	ADP
cblr-7161	751	16	a	a	DET
cblr-7161	751	17	result	result	NOUN
cblr-7161	751	18	of	of	ADP
cblr-7161	751	19	the	the	DET
cblr-7161	751	20	threshold	threshold	NOUN
cblr-7161	751	21	changes	change	NOUN
cblr-7161	751	22	introduced	introduce	VERB
cblr-7161	751	23	by	by	ADP
cblr-7161	751	24	the	the	DET
cblr-7161	751	25	egrrcpa	egrrcpa	PROPN
cblr-7161	751	26	,	,	PUNCT
cblr-7161	751	27	had	have	VERB
cblr-7161	751	28	only	only	ADV
cblr-7161	751	29	eighteen	eighteen	NUM
cblr-7161	751	30	filers.193	filers.193	NOUN
cblr-7161	751	31	as	as	SCONJ
cblr-7161	751	32	we	we	PRON
cblr-7161	751	33	would	would	AUX
cblr-7161	751	34	expect	expect	VERB
cblr-7161	751	35	,	,	PUNCT
cblr-7161	751	36	the	the	DET
cblr-7161	751	37	results	result	NOUN
cblr-7161	751	38	from	from	ADP
cblr-7161	751	39	the	the	DET
cblr-7161	751	40	2019	2019	NUM
cblr-7161	751	41	exercise	exercise	NOUN
cblr-7161	751	42	are	be	AUX
cblr-7161	751	43	similar	similar	ADJ
cblr-7161	751	44	,	,	PUNCT
cblr-7161	751	45	but	but	CCONJ
cblr-7161	751	46	even	even	ADV
cblr-7161	751	47	more	more	ADV
cblr-7161	751	48	stark	stark	ADJ
cblr-7161	751	49	,	,	PUNCT
cblr-7161	751	50	than	than	ADP
cblr-7161	751	51	those	those	PRON
cblr-7161	751	52	of	of	ADP
cblr-7161	751	53	the	the	DET
cblr-7161	751	54	2018	2018	NUM
cblr-7161	751	55	exercise	exercise	NOUN
cblr-7161	751	56	.	.	PUNCT
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cblr-7161	752	2	4	4	NUM
cblr-7161	752	3	:	:	SYM
cblr-7161	752	4	2019	2019	NUM
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cblr-7161	752	6	summary	summary	NOUN
cblr-7161	752	7	statistics194	statistics194	PROPN
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cblr-7161	752	9	1	1	NUM
cblr-7161	752	10	capital	capital	NOUN
cblr-7161	752	11	(	(	PUNCT
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cblr-7161	752	14	tier	tier	NOUN
cblr-7161	752	15	1	1	NUM
cblr-7161	752	16	capital	capital	NOUN
cblr-7161	752	17	(	(	PUNCT
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cblr-7161	752	28	1	1	NUM
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cblr-7161	752	30	(	(	PUNCT
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cblr-7161	752	32	adverse	adverse	ADJ
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cblr-7161	752	38	%	%	NOUN
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cblr-7161	752	40	%	%	NOUN
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cblr-7161	752	42	%	%	NOUN
cblr-7161	752	43	ihcs	ihcs	NOUN
cblr-7161	752	44	18.23	18.23	NUM
cblr-7161	752	45	%	%	NOUN
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cblr-7161	752	47	%	%	NOUN
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cblr-7161	752	51	%	%	NOUN
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cblr-7161	760	7	historical	historical	ADJ
cblr-7161	760	8	data	datum	NOUN
cblr-7161	760	9	:	:	PUNCT
cblr-7161	760	10	ccar	ccar	NOUN
cblr-7161	760	11	2019	2019	NUM
cblr-7161	760	12	,	,	PUNCT
cblr-7161	760	13	board	board	NOUN
cblr-7161	760	14	of	of	ADP
cblr-7161	760	15	governors	governor	NOUN
cblr-7161	760	16	of	of	ADP
cblr-7161	760	17	fed	fed	PROPN
cblr-7161	760	18	.	.	PUNCT
cblr-7161	761	1	res	re	NOUN
cblr-7161	761	2	.	.	PUNCT
cblr-7161	762	1	sys	sys	PROPN
cblr-7161	762	2	.	.	PROPN
cblr-7161	762	3	,	,	PUNCT
cblr-7161	762	4	https://www.federalreserve.gov/supervisionreg/ccar2020.htm	https://www.federalreserve.gov/supervisionreg/ccar2020.htm	VERB
cblr-7161	763	1	[	[	X
cblr-7161	763	2	https://perma.cc/se24-ythj	https://perma.cc/se24-ythj	X
cblr-7161	763	3	]	]	X
cblr-7161	763	4	.	.	PUNCT
cblr-7161	764	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	764	2	(	(	PUNCT
cblr-7161	764	3	do	do	AUX
cblr-7161	764	4	not	not	PART
cblr-7161	764	5	delete	delete	VERB
cblr-7161	764	6	)	)	PUNCT
cblr-7161	764	7	10/7/2020	10/7/2020	NUM
cblr-7161	764	8	6:42	6:42	NUM
cblr-7161	764	9	pm	pm	NOUN
cblr-7161	764	10	no	no	INTJ
cblr-7161	764	11	.	.	PUNCT
cblr-7161	765	1	1:336	1:336	NUM
cblr-7161	765	2	]	]	X
cblr-7161	765	3	treacherous	treacherous	ADJ
cblr-7161	765	4	landscape	landscape	NOUN
cblr-7161	765	5	383	383	NUM
cblr-7161	765	6	table	table	NOUN
cblr-7161	765	7	5	5	NUM
cblr-7161	765	8	:	:	SYM
cblr-7161	765	9	2019	2019	NUM
cblr-7161	765	10	ccar	ccar	NOUN
cblr-7161	765	11	standard	standard	NOUN
cblr-7161	765	12	deviations195	deviations195	PROPN
cblr-7161	765	13	σ	σ	PROPN
cblr-7161	765	14	tier	tier	NOUN
cblr-7161	765	15	1	1	NUM
cblr-7161	765	16	capital	capital	NOUN
cblr-7161	765	17	(	(	PUNCT
cblr-7161	765	18	adverse	adverse	ADJ
cblr-7161	765	19	)	)	PUNCT
cblr-7161	765	20	σ	σ	NOUN
cblr-7161	765	21	tier	tier	NOUN
cblr-7161	765	22	1	1	NUM
cblr-7161	765	23	capital	capital	NOUN
cblr-7161	765	24	(	(	PUNCT
cblr-7161	765	25	severely	severely	ADV
cblr-7161	765	26	adverse	adverse	ADJ
cblr-7161	765	27	)	)	PUNCT
cblr-7161	765	28	σ	σ	NOUN
cblr-7161	765	29	tier	tier	NOUN
cblr-7161	765	30	1	1	NUM
cblr-7161	765	31	leverage	leverage	NOUN
cblr-7161	765	32	(	(	PUNCT
cblr-7161	765	33	adverse	adverse	ADJ
cblr-7161	765	34	)	)	PUNCT
cblr-7161	765	35	σ	σ	NOUN
cblr-7161	765	36	tier	tier	NOUN
cblr-7161	765	37	1	1	NUM
cblr-7161	765	38	leverage	leverage	NOUN
cblr-7161	765	39	(	(	PUNCT
cblr-7161	765	40	severely	severely	ADV
cblr-7161	765	41	adverse	adverse	ADJ
cblr-7161	765	42	)	)	PUNCT
cblr-7161	765	43	domestics	domestic	NOUN
cblr-7161	765	44	1.43	1.43	NUM
cblr-7161	765	45	1.77	1.77	NUM
cblr-7161	765	46	1.51	1.51	NUM
cblr-7161	765	47	0.85	0.85	NUM
cblr-7161	765	48	ihcs	ihcs	NOUN
cblr-7161	765	49	5.59	5.59	NUM
cblr-7161	765	50	5.47	5.47	NUM
cblr-7161	765	51	1.07	1.07	NUM
cblr-7161	765	52	1.09	1.09	NUM
cblr-7161	765	53	these	these	DET
cblr-7161	765	54	results	result	NOUN
cblr-7161	765	55	suggest	suggest	VERB
cblr-7161	765	56	that	that	SCONJ
cblr-7161	765	57	the	the	DET
cblr-7161	765	58	same	same	ADJ
cblr-7161	765	59	trends	trend	NOUN
cblr-7161	765	60	described	describe	VERB
cblr-7161	765	61	above	above	ADV
cblr-7161	765	62	continue	continue	VERB
cblr-7161	765	63	through	through	ADP
cblr-7161	765	64	to	to	ADP
cblr-7161	765	65	today	today	NOUN
cblr-7161	765	66	.	.	PUNCT
cblr-7161	766	1	in	in	ADP
cblr-7161	766	2	2019	2019	NUM
cblr-7161	766	3	,	,	PUNCT
cblr-7161	766	4	again	again	ADV
cblr-7161	766	5	,	,	PUNCT
cblr-7161	766	6	the	the	DET
cblr-7161	766	7	three	three	NUM
cblr-7161	766	8	fbos	fbo	NOUN
cblr-7161	766	9	previously	previously	ADV
cblr-7161	766	10	discussed	discuss	VERB
cblr-7161	766	11	were	be	AUX
cblr-7161	766	12	those	those	PRON
cblr-7161	766	13	that	that	PRON
cblr-7161	766	14	held	hold	VERB
cblr-7161	766	15	tier	tier	NOUN
cblr-7161	766	16	1	1	NUM
cblr-7161	766	17	capital	capital	NOUN
cblr-7161	766	18	at	at	ADP
cblr-7161	766	19	levels	level	NOUN
cblr-7161	766	20	well	well	ADV
cblr-7161	766	21	above	above	ADP
cblr-7161	766	22	their	their	PRON
cblr-7161	766	23	ihc	ihc	PROPN
cblr-7161	766	24	peers	peer	NOUN
cblr-7161	766	25	,	,	PUNCT
cblr-7161	766	26	resulting	result	VERB
cblr-7161	766	27	in	in	ADP
cblr-7161	766	28	a	a	DET
cblr-7161	766	29	very	very	ADV
cblr-7161	766	30	high	high	ADJ
cblr-7161	766	31	ihc	ihc	PROPN
cblr-7161	766	32	tier	tier	NOUN
cblr-7161	766	33	1	1	NUM
cblr-7161	766	34	standard	standard	ADJ
cblr-7161	766	35	deviation.196	deviation.196	PROPN
cblr-7161	766	36	thus	thus	ADV
cblr-7161	766	37	,	,	PUNCT
cblr-7161	766	38	despite	despite	SCONJ
cblr-7161	766	39	the	the	DET
cblr-7161	766	40	inefficiencies	inefficiency	NOUN
cblr-7161	766	41	that	that	PRON
cblr-7161	766	42	result	result	VERB
cblr-7161	766	43	from	from	ADP
cblr-7161	766	44	holding	hold	VERB
cblr-7161	766	45	high	high	ADJ
cblr-7161	766	46	-	-	PUNCT
cblr-7161	766	47	quality	quality	NOUN
cblr-7161	766	48	capital	capital	NOUN
cblr-7161	766	49	at	at	ADP
cblr-7161	766	50	such	such	ADJ
cblr-7161	766	51	levels,197	levels,197	PROPN
cblr-7161	766	52	it	it	PRON
cblr-7161	766	53	appears	appear	VERB
cblr-7161	766	54	that	that	SCONJ
cblr-7161	766	55	those	those	DET
cblr-7161	766	56	fbos	fbo	NOUN
cblr-7161	766	57	with	with	ADP
cblr-7161	766	58	large	large	ADJ
cblr-7161	766	59	u.s	u.s	PROPN
cblr-7161	766	60	.	.	PROPN
cblr-7161	766	61	broker	broker	NOUN
cblr-7161	766	62	dealers	dealer	NOUN
cblr-7161	766	63	can	can	AUX
cblr-7161	766	64	not	not	PART
cblr-7161	766	65	redirect	redirect	VERB
cblr-7161	766	66	their	their	PRON
cblr-7161	766	67	excess	excess	ADJ
cblr-7161	766	68	capital	capital	NOUN
cblr-7161	766	69	to	to	ADP
cblr-7161	766	70	their	their	PRON
cblr-7161	766	71	other	other	ADJ
cblr-7161	766	72	global	global	ADJ
cblr-7161	766	73	legal	legal	ADJ
cblr-7161	766	74	entities	entity	NOUN
cblr-7161	766	75	.	.	PUNCT
cblr-7161	767	1	this	this	PRON
cblr-7161	767	2	is	be	AUX
cblr-7161	767	3	the	the	DET
cblr-7161	767	4	result	result	NOUN
cblr-7161	767	5	we	we	PRON
cblr-7161	767	6	would	would	AUX
cblr-7161	767	7	expect	expect	VERB
cblr-7161	767	8	following	follow	VERB
cblr-7161	767	9	the	the	DET
cblr-7161	767	10	elimination	elimination	NOUN
cblr-7161	767	11	of	of	ADP
cblr-7161	767	12	regulation	regulation	NOUN
cblr-7161	767	13	w	w	PROPN
cblr-7161	767	14	’s	’s	PART
cblr-7161	767	15	financial	financial	ADJ
cblr-7161	767	16	subsidiary	subsidiary	NOUN
cblr-7161	767	17	exemption	exemption	NOUN
cblr-7161	767	18	.	.	PUNCT
cblr-7161	768	1	that	that	PRON
cblr-7161	768	2	is	be	AUX
cblr-7161	768	3	,	,	PUNCT
cblr-7161	768	4	because	because	SCONJ
cblr-7161	768	5	the	the	DET
cblr-7161	768	6	ten	ten	NUM
cblr-7161	768	7	percent	percent	NOUN
cblr-7161	768	8	single	single	ADJ
cblr-7161	768	9	affiliate	affiliate	NOUN
cblr-7161	768	10	and	and	CCONJ
cblr-7161	768	11	twenty	twenty	NUM
cblr-7161	768	12	percent	percent	NOUN
cblr-7161	768	13	aggregate	aggregate	ADJ
cblr-7161	768	14	annual	annual	ADJ
cblr-7161	768	15	limits	limit	NOUN
cblr-7161	768	16	now	now	ADV
cblr-7161	768	17	apply	apply	VERB
cblr-7161	768	18	to	to	AUX
cblr-7161	768	19	ihcs	ihcs	VERB
cblr-7161	768	20	’	'	PUNCT
cblr-7161	768	21	investment	investment	NOUN
cblr-7161	768	22	in	in	ADP
cblr-7161	768	23	their	their	PRON
cblr-7161	768	24	financial	financial	ADJ
cblr-7161	768	25	subsidiaries	subsidiary	NOUN
cblr-7161	768	26	(	(	PUNCT
cblr-7161	768	27	which	which	PRON
cblr-7161	768	28	includes	include	VERB
cblr-7161	768	29	the	the	DET
cblr-7161	768	30	subsidiaries	subsidiary	NOUN
cblr-7161	768	31	’	'	PUNCT
cblr-7161	768	32	retained	retain	VERB
cblr-7161	768	33	earnings	earning	NOUN
cblr-7161	768	34	)	)	PUNCT
cblr-7161	768	35	,	,	PUNCT
cblr-7161	768	36	it	it	PRON
cblr-7161	768	37	follows	follow	VERB
cblr-7161	768	38	that	that	SCONJ
cblr-7161	768	39	the	the	DET
cblr-7161	768	40	institutions	institution	NOUN
cblr-7161	768	41	are	be	AUX
cblr-7161	768	42	,	,	PUNCT
cblr-7161	768	43	with	with	ADP
cblr-7161	768	44	every	every	DET
cblr-7161	768	45	passing	passing	ADJ
cblr-7161	768	46	year	year	NOUN
cblr-7161	768	47	,	,	PUNCT
cblr-7161	768	48	building	build	VERB
cblr-7161	768	49	up	up	ADP
cblr-7161	768	50	more	more	ADV
cblr-7161	768	51	and	and	CCONJ
cblr-7161	768	52	more	more	ADJ
cblr-7161	768	53	capital	capital	NOUN
cblr-7161	768	54	at	at	ADP
cblr-7161	768	55	the	the	DET
cblr-7161	768	56	ihc	ihc	PROPN
cblr-7161	768	57	level	level	NOUN
cblr-7161	768	58	.	.	PUNCT
cblr-7161	769	1	this	this	DET
cblr-7161	769	2	relationship	relationship	NOUN
cblr-7161	769	3	between	between	ADP
cblr-7161	769	4	ihcs	ihc	NOUN
cblr-7161	769	5	’	'	PUNCT
cblr-7161	769	6	financial	financial	ADJ
cblr-7161	769	7	subsidiaries	subsidiary	NOUN
cblr-7161	769	8	and	and	CCONJ
cblr-7161	769	9	their	their	PRON
cblr-7161	769	10	stock	stock	NOUN
cblr-7161	769	11	of	of	ADP
cblr-7161	769	12	high	high	ADJ
cblr-7161	769	13	-	-	PUNCT
cblr-7161	769	14	quality	quality	NOUN
cblr-7161	769	15	capital	capital	NOUN
cblr-7161	769	16	will	will	AUX
cblr-7161	769	17	continue	continue	VERB
cblr-7161	769	18	to	to	PART
cblr-7161	769	19	exist	exist	VERB
cblr-7161	769	20	as	as	ADV
cblr-7161	769	21	long	long	ADV
cblr-7161	769	22	as	as	SCONJ
cblr-7161	769	23	the	the	DET
cblr-7161	769	24	growth	growth	NOUN
cblr-7161	769	25	of	of	ADP
cblr-7161	769	26	their	their	PRON
cblr-7161	769	27	financial	financial	ADJ
cblr-7161	769	28	subsidiaries	subsidiary	NOUN
cblr-7161	769	29	“	"	PUNCT
cblr-7161	769	30	outpaces	outpace	NOUN
cblr-7161	769	31	that	that	PRON
cblr-7161	769	32	attributable	attributable	ADJ
cblr-7161	769	33	to	to	ADP
cblr-7161	769	34	.	.	PUNCT
cblr-7161	769	35	.	.	PUNCT
cblr-7161	769	36	.	.	PUNCT
cblr-7161	770	1	the	the	DET
cblr-7161	770	2	parent	parent	NOUN
cblr-7161	770	3	.	.	PUNCT
cblr-7161	771	1	”198	”198	PROPN
cblr-7161	771	2	this	this	PRON
cblr-7161	771	3	clearly	clearly	ADV
cblr-7161	771	4	explains	explain	VERB
cblr-7161	771	5	why	why	SCONJ
cblr-7161	771	6	the	the	DET
cblr-7161	771	7	ihcs	ihcs	NOUN
cblr-7161	771	8	have	have	AUX
cblr-7161	771	9	dramatically	dramatically	ADV
cblr-7161	771	10	reduced	reduce	VERB
cblr-7161	771	11	the	the	DET
cblr-7161	771	12	size	size	NOUN
cblr-7161	771	13	of	of	ADP
cblr-7161	771	14	their	their	PRON
cblr-7161	771	15	u.s	u.s	PROPN
cblr-7161	771	16	.	.	PROPN
cblr-7161	771	17	operations	operation	NOUN
cblr-7161	771	18	in	in	ADP
cblr-7161	771	19	recent	recent	ADJ
cblr-7161	771	20	years	year	NOUN
cblr-7161	771	21	,	,	PUNCT
cblr-7161	771	22	and	and	CCONJ
cblr-7161	771	23	has	have	AUX
cblr-7161	771	24	been	be	AUX
cblr-7161	771	25	195	195	NUM
cblr-7161	771	26	see	see	NOUN
cblr-7161	771	27	i	i	PROPN
cblr-7161	771	28	d.	d.	PROPN
cblr-7161	771	29	196	196	NUM
cblr-7161	771	30	see	see	VERB
cblr-7161	771	31	ccar	ccar	NOUN
cblr-7161	771	32	historical	historical	ADJ
cblr-7161	771	33	data	datum	NOUN
cblr-7161	771	34	:	:	PUNCT
cblr-7161	771	35	ccar	ccar	NOUN
cblr-7161	771	36	2019	2019	NUM
cblr-7161	771	37	,	,	PUNCT
cblr-7161	771	38	supra	supra	PROPN
cblr-7161	771	39	note	note	NOUN
cblr-7161	771	40	194	194	NUM
cblr-7161	771	41	.	.	PUNCT
cblr-7161	771	42	197	197	NUM
cblr-7161	771	43	see	see	VERB
cblr-7161	771	44	noonan	noonan	PROPN
cblr-7161	771	45	,	,	PUNCT
cblr-7161	771	46	supra	supra	PROPN
cblr-7161	771	47	note	note	PROPN
cblr-7161	771	48	126	126	NUM
cblr-7161	771	49	.	.	X
cblr-7161	771	50	198	198	NUM
cblr-7161	771	51	see	see	VERB
cblr-7161	771	52	mannion	mannion	PROPN
cblr-7161	771	53	&	&	CCONJ
cblr-7161	771	54	wu	wu	PROPN
cblr-7161	771	55	,	,	PUNCT
cblr-7161	771	56	supra	supra	PROPN
cblr-7161	771	57	note	note	PROPN
cblr-7161	771	58	153	153	NUM
cblr-7161	771	59	,	,	PUNCT
cblr-7161	771	60	at	at	ADP
cblr-7161	771	61	805	805	NUM
cblr-7161	771	62	.	.	PUNCT
cblr-7161	772	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	772	2	(	(	PUNCT
cblr-7161	772	3	do	do	AUX
cblr-7161	772	4	not	not	PART
cblr-7161	772	5	delte	delte	VERB
cblr-7161	772	6	)	)	PUNCT
cblr-7161	772	7	10/7/2020	10/7/2020	NUM
cblr-7161	772	8	6:42	6:42	NUM
cblr-7161	772	9	pm	pm	NOUN
cblr-7161	772	10	384	384	NUM
cblr-7161	772	11	columbia	columbia	PROPN
cblr-7161	772	12	business	business	NOUN
cblr-7161	772	13	law	law	PROPN
cblr-7161	772	14	review	review	NOUN
cblr-7161	772	15	[	[	X
cblr-7161	772	16	vol	vol	NOUN
cblr-7161	772	17	.	.	PUNCT
cblr-7161	772	18	2020	2020	NUM
cblr-7161	772	19	reported	report	VERB
cblr-7161	772	20	by	by	ADP
cblr-7161	772	21	several	several	ADJ
cblr-7161	772	22	journalists	journalist	NOUN
cblr-7161	772	23	as	as	ADP
cblr-7161	772	24	being	be	AUX
cblr-7161	772	25	the	the	DET
cblr-7161	772	26	driving	drive	VERB
cblr-7161	772	27	force	force	NOUN
cblr-7161	772	28	behind	behind	ADP
cblr-7161	772	29	the	the	DET
cblr-7161	772	30	ihcs	ihc	NOUN
cblr-7161	772	31	’	'	PUNCT
cblr-7161	772	32	de	de	NOUN
cblr-7161	772	33	-	-	NOUN
cblr-7161	772	34	risking.199	risking.199	NOUN
cblr-7161	772	35	it	it	PRON
cblr-7161	772	36	seems	seem	VERB
cblr-7161	772	37	as	as	SCONJ
cblr-7161	772	38	though	though	SCONJ
cblr-7161	772	39	these	these	DET
cblr-7161	772	40	three	three	NUM
cblr-7161	772	41	firms	firm	NOUN
cblr-7161	772	42	themselves	themselves	PRON
cblr-7161	772	43	have	have	AUX
cblr-7161	772	44	also	also	ADV
cblr-7161	772	45	recognized	recognize	VERB
cblr-7161	772	46	regulation	regulation	NOUN
cblr-7161	772	47	w	w	PROPN
cblr-7161	772	48	’s	’s	PART
cblr-7161	772	49	role	role	NOUN
cblr-7161	772	50	in	in	ADP
cblr-7161	772	51	trapping	trap	VERB
cblr-7161	772	52	capital	capital	NOUN
cblr-7161	772	53	in	in	ADP
cblr-7161	772	54	their	their	PRON
cblr-7161	772	55	ihcs	ihc	NOUN
cblr-7161	772	56	.	.	PUNCT
cblr-7161	773	1	industry	industry	NOUN
cblr-7161	773	2	groups	group	NOUN
cblr-7161	773	3	that	that	PRON
cblr-7161	773	4	represent	represent	VERB
cblr-7161	773	5	deutsche	deutsche	PROPN
cblr-7161	773	6	bank	bank	PROPN
cblr-7161	773	7	,	,	PUNCT
cblr-7161	773	8	credit	credit	NOUN
cblr-7161	773	9	suisse	suisse	NOUN
cblr-7161	773	10	,	,	PUNCT
cblr-7161	773	11	and	and	CCONJ
cblr-7161	773	12	ubs	ubs	PROPN
cblr-7161	773	13	have	have	AUX
cblr-7161	773	14	made	make	VERB
cblr-7161	773	15	public	public	ADJ
cblr-7161	773	16	statements	statement	NOUN
cblr-7161	773	17	addressing	address	VERB
cblr-7161	773	18	the	the	DET
cblr-7161	773	19	high	high	ADJ
cblr-7161	773	20	levels	level	NOUN
cblr-7161	773	21	of	of	ADP
cblr-7161	773	22	tier	tier	NOUN
cblr-7161	773	23	1	1	NUM
cblr-7161	773	24	capital	capital	NOUN
cblr-7161	773	25	maintained	maintain	VERB
cblr-7161	773	26	by	by	ADP
cblr-7161	773	27	the	the	DET
cblr-7161	773	28	ihcs	ihc	NOUN
cblr-7161	773	29	,	,	PUNCT
cblr-7161	773	30	noting	note	VERB
cblr-7161	773	31	that	that	SCONJ
cblr-7161	773	32	the	the	DET
cblr-7161	773	33	requirements	requirement	NOUN
cblr-7161	773	34	of	of	ADP
cblr-7161	773	35	regulation	regulation	NOUN
cblr-7161	773	36	w	w	AUX
cblr-7161	773	37	have	have	AUX
cblr-7161	773	38	“	"	PUNCT
cblr-7161	773	39	trap[ped	trap[pe	VERB
cblr-7161	773	40	]	]	PUNCT
cblr-7161	773	41	liquidity	liquidity	NOUN
cblr-7161	773	42	in	in	ADP
cblr-7161	773	43	the	the	DET
cblr-7161	773	44	united	united	PROPN
cblr-7161	773	45	states	states	PROPN
cblr-7161	773	46	that	that	PRON
cblr-7161	773	47	could	could	AUX
cblr-7161	773	48	potentially	potentially	ADV
cblr-7161	773	49	be	be	AUX
cblr-7161	773	50	deployed	deploy	VERB
cblr-7161	773	51	more	more	ADV
cblr-7161	773	52	effectively	effectively	ADV
cblr-7161	773	53	elsewhere	elsewhere	ADV
cblr-7161	773	54	.	.	PUNCT
cblr-7161	774	1	”200	”200	PUNCT
cblr-7161	774	2	other	other	ADJ
cblr-7161	774	3	industry	industry	NOUN
cblr-7161	774	4	trade	trade	NOUN
cblr-7161	774	5	associations	association	NOUN
cblr-7161	774	6	have	have	AUX
cblr-7161	774	7	also	also	ADV
cblr-7161	774	8	weighed	weigh	VERB
cblr-7161	774	9	in	in	ADP
cblr-7161	774	10	on	on	ADP
cblr-7161	774	11	the	the	DET
cblr-7161	774	12	development	development	NOUN
cblr-7161	774	13	,	,	PUNCT
cblr-7161	774	14	with	with	ADP
cblr-7161	774	15	the	the	DET
cblr-7161	774	16	bank	bank	NOUN
cblr-7161	774	17	policy	policy	PROPN
cblr-7161	774	18	institute	institute	PROPN
cblr-7161	774	19	noting	note	VERB
cblr-7161	774	20	that	that	SCONJ
cblr-7161	774	21	fbos	fbo	VERB
cblr-7161	774	22	’	'	PUNCT
cblr-7161	774	23	high	high	ADJ
cblr-7161	774	24	capital	capital	NOUN
cblr-7161	774	25	ratios	ratio	NOUN
cblr-7161	774	26	“	"	PUNCT
cblr-7161	774	27	undermine	undermine	VERB
cblr-7161	774	28	the	the	DET
cblr-7161	774	29	resiliency	resiliency	NOUN
cblr-7161	774	30	of	of	ADP
cblr-7161	774	31	the	the	DET
cblr-7161	774	32	global	global	ADJ
cblr-7161	774	33	financial	financial	ADJ
cblr-7161	774	34	system	system	NOUN
cblr-7161	774	35	.	.	PUNCT
cblr-7161	775	1	”201	”201	PROPN
cblr-7161	775	2	the	the	DET
cblr-7161	775	3	bank	bank	NOUN
cblr-7161	775	4	policy	policy	PROPN
cblr-7161	775	5	institute	institute	NOUN
cblr-7161	775	6	went	go	VERB
cblr-7161	775	7	on	on	ADP
cblr-7161	775	8	to	to	PART
cblr-7161	775	9	offer	offer	VERB
cblr-7161	775	10	a	a	DET
cblr-7161	775	11	more	more	ADV
cblr-7161	775	12	detailed	detailed	ADJ
cblr-7161	775	13	analysis	analysis	NOUN
cblr-7161	775	14	of	of	ADP
cblr-7161	775	15	the	the	DET
cblr-7161	775	16	complications	complication	NOUN
cblr-7161	775	17	associated	associate	VERB
cblr-7161	775	18	with	with	ADP
cblr-7161	775	19	misallocation	misallocation	NOUN
cblr-7161	775	20	risk	risk	NOUN
cblr-7161	775	21	,	,	PUNCT
cblr-7161	775	22	noting	note	VERB
cblr-7161	775	23	that	that	SCONJ
cblr-7161	775	24	:	:	PUNCT
cblr-7161	775	25	applying	apply	VERB
cblr-7161	775	26	full	full	ADJ
cblr-7161	775	27	requirements	requirement	NOUN
cblr-7161	775	28	in	in	ADP
cblr-7161	775	29	the	the	DET
cblr-7161	775	30	host	host	NOUN
cblr-7161	775	31	jurisdiction	jurisdiction	NOUN
cblr-7161	775	32	.	.	PUNCT
cblr-7161	775	33	.	.	PUNCT
cblr-7161	775	34	.	.	PUNCT
cblr-7161	776	1	effectively	effectively	ADV
cblr-7161	776	2	increases	increase	VERB
cblr-7161	776	3	consolidated	consolidated	ADJ
cblr-7161	776	4	requirements	requirement	NOUN
cblr-7161	776	5	for	for	ADP
cblr-7161	776	6	the	the	DET
cblr-7161	776	7	fbo	fbo	NOUN
cblr-7161	776	8	because	because	SCONJ
cblr-7161	776	9	of	of	ADP
cblr-7161	776	10	the	the	DET
cblr-7161	776	11	requisite	requisite	ADJ
cblr-7161	776	12	high	high	ADJ
cblr-7161	776	13	degree	degree	NOUN
cblr-7161	776	14	of	of	ADP
cblr-7161	776	15	pre	pre	ADJ
cblr-7161	776	16	-	-	ADJ
cblr-7161	776	17	positioning	positioning	NOUN
cblr-7161	776	18	in	in	ADP
cblr-7161	776	19	host	host	NOUN
cblr-7161	776	20	jurisdictions	jurisdiction	NOUN
cblr-7161	776	21	and	and	CCONJ
cblr-7161	776	22	the	the	DET
cblr-7161	776	23	lack	lack	NOUN
cblr-7161	776	24	of	of	ADP
cblr-7161	776	25	flexibility	flexibility	NOUN
cblr-7161	776	26	to	to	PART
cblr-7161	776	27	deploy	deploy	VERB
cblr-7161	776	28	resources	resource	NOUN
cblr-7161	776	29	throughout	throughout	ADP
cblr-7161	776	30	the	the	DET
cblr-7161	776	31	organization	organization	NOUN
cblr-7161	776	32	.	.	PUNCT
cblr-7161	777	1	if	if	SCONJ
cblr-7161	777	2	199	199	NUM
cblr-7161	777	3	see	see	VERB
cblr-7161	777	4	noonan	noonan	PROPN
cblr-7161	777	5	,	,	PUNCT
cblr-7161	777	6	supra	supra	PROPN
cblr-7161	777	7	note	note	PROPN
cblr-7161	777	8	126	126	NUM
cblr-7161	777	9	;	;	PUNCT
cblr-7161	777	10	yalman	yalman	NOUN
cblr-7161	777	11	onaran	onaran	NOUN
cblr-7161	777	12	,	,	PUNCT
cblr-7161	777	13	european	european	ADJ
cblr-7161	777	14	banks	bank	NOUN
cblr-7161	777	15	spend	spend	VERB
cblr-7161	777	16	billions	billion	NOUN
cblr-7161	777	17	to	to	PART
cblr-7161	777	18	get	get	VERB
cblr-7161	777	19	u.s	u.s	PROPN
cblr-7161	777	20	.	.	PROPN
cblr-7161	777	21	unites	unite	VERB
cblr-7161	777	22	fit	fit	ADJ
cblr-7161	777	23	for	for	ADP
cblr-7161	777	24	fed	fed	PROPN
cblr-7161	777	25	,	,	PUNCT
cblr-7161	777	26	bloomberg	bloomberg	PROPN
cblr-7161	777	27	(	(	PUNCT
cblr-7161	777	28	june	june	PROPN
cblr-7161	777	29	29	29	NUM
cblr-7161	777	30	,	,	PUNCT
cblr-7161	777	31	2016	2016	NUM
cblr-7161	777	32	)	)	PUNCT
cblr-7161	777	33	,	,	PUNCT
cblr-7161	777	34	https://www.bloomberg.com/news/articles/2016-06-29/european-banksspend-billions-to-get-u-s-units-fit-for-the-fed?sref=m42vrbni	https://www.bloomberg.com/news/articles/2016-06-29/european-banksspend-billions-to-get-u-s-units-fit-for-the-fed?sref=m42vrbni	PROPN
cblr-7161	778	1	[	[	X
cblr-7161	778	2	https://perma.cc/ry8a-6uw3	https://perma.cc/ry8a-6uw3	X
cblr-7161	778	3	]	]	X
cblr-7161	778	4	.	.	PUNCT
cblr-7161	779	1	see	see	VERB
cblr-7161	779	2	also	also	ADV
cblr-7161	779	3	kreicher	kreicher	PROPN
cblr-7161	779	4	&	&	CCONJ
cblr-7161	779	5	mccauley	mccauley	PROPN
cblr-7161	779	6	,	,	PUNCT
cblr-7161	779	7	supra	supra	PROPN
cblr-7161	779	8	note	note	PROPN
cblr-7161	779	9	126	126	NUM
cblr-7161	779	10	,	,	PUNCT
cblr-7161	779	11	at	at	ADP
cblr-7161	779	12	10	10	NUM
cblr-7161	779	13	.	.	PUNCT
cblr-7161	780	1	200	200	NUM
cblr-7161	780	2	see	see	NOUN
cblr-7161	780	3	institute	institute	PROPN
cblr-7161	780	4	of	of	ADP
cblr-7161	780	5	international	international	PROPN
cblr-7161	780	6	bankers	banker	NOUN
cblr-7161	780	7	,	,	PUNCT
cblr-7161	780	8	comment	comment	NOUN
cblr-7161	780	9	letter	letter	NOUN
cblr-7161	780	10	on	on	ADP
cblr-7161	780	11	proposed	propose	VERB
cblr-7161	780	12	rule	rule	NOUN
cblr-7161	780	13	to	to	PART
cblr-7161	780	14	revise	revise	VERB
cblr-7161	780	15	prudential	prudential	ADJ
cblr-7161	780	16	standards	standard	NOUN
cblr-7161	780	17	for	for	ADP
cblr-7161	780	18	large	large	ADJ
cblr-7161	780	19	foreign	foreign	ADJ
cblr-7161	780	20	banking	banking	NOUN
cblr-7161	780	21	organizations	organization	NOUN
cblr-7161	780	22	22	22	NUM
cblr-7161	780	23	(	(	PUNCT
cblr-7161	780	24	june	june	PROPN
cblr-7161	780	25	21	21	NUM
cblr-7161	780	26	,	,	PUNCT
cblr-7161	780	27	2019	2019	NUM
cblr-7161	780	28	)	)	PUNCT
cblr-7161	780	29	,	,	PUNCT
cblr-7161	780	30	https://cdn.ymaws.com/www.iib.org/resource/resmgr/2019_frb_tailoring_proposal/pdffinalfbotailoringlette	https://cdn.ymaws.com/www.iib.org/resource/resmgr/2019_frb_tailoring_proposal/pdffinalfbotailoringlette	PROPN
cblr-7161	780	31	r06.pdf	r06.pdf	PROPN
cblr-7161	780	32	[	[	X
cblr-7161	780	33	https://perma.cc/q3e5-uap6	https://perma.cc/q3e5-uap6	X
cblr-7161	780	34	]	]	PUNCT
cblr-7161	780	35	.	.	PUNCT
cblr-7161	781	1	see	see	AUX
cblr-7161	781	2	also	also	ADV
cblr-7161	781	3	briget	briget	VERB
cblr-7161	781	4	polichene	polichene	PROPN
cblr-7161	781	5	,	,	PUNCT
cblr-7161	781	6	ceo	ceo	NOUN
cblr-7161	781	7	,	,	PUNCT
cblr-7161	781	8	institute	institute	NOUN
cblr-7161	781	9	of	of	ADP
cblr-7161	781	10	international	international	ADJ
cblr-7161	781	11	bankers	banker	NOUN
cblr-7161	781	12	:	:	PUNCT
cblr-7161	781	13	view	view	NOUN
cblr-7161	781	14	from	from	ADP
cblr-7161	781	15	imf	imf	PROPN
cblr-7161	781	16	2019	2019	NUM
cblr-7161	781	17	,	,	PUNCT
cblr-7161	781	18	banker	banker	NOUN
cblr-7161	781	19	(	(	PUNCT
cblr-7161	781	20	oct	oct	PROPN
cblr-7161	781	21	.	.	PROPN
cblr-7161	781	22	19	19	NUM
cblr-7161	781	23	,	,	PUNCT
cblr-7161	781	24	2019	2019	NUM
cblr-7161	781	25	)	)	PUNCT
cblr-7161	781	26	,	,	PUNCT
cblr-7161	781	27	https://www.thebanker.com/video/v/6096039756001/briget-polichene-ceo-institute-of-international-bankers-view-from-imf-2019	https://www.thebanker.com/video/v/6096039756001/briget-polichene-ceo-institute-of-international-bankers-view-from-imf-2019	VERB
cblr-7161	782	1	[	[	X
cblr-7161	782	2	https://perma.cc/n4f6-8g3u	https://perma.cc/n4f6-8g3u	X
cblr-7161	782	3	]	]	PUNCT
cblr-7161	782	4	.	.	PUNCT
cblr-7161	783	1	201	201	NUM
cblr-7161	783	2	bank	bank	NOUN
cblr-7161	783	3	policy	policy	PROPN
cblr-7161	783	4	institute	institute	PROPN
cblr-7161	783	5	&	&	CCONJ
cblr-7161	783	6	american	american	PROPN
cblr-7161	783	7	bankers	bankers	PROPN
cblr-7161	783	8	association	association	PROPN
cblr-7161	783	9	,	,	PUNCT
cblr-7161	783	10	comment	comment	NOUN
cblr-7161	783	11	letter	letter	NOUN
cblr-7161	783	12	on	on	ADP
cblr-7161	783	13	proposed	propose	VERB
cblr-7161	783	14	changes	change	NOUN
cblr-7161	783	15	to	to	ADP
cblr-7161	783	16	applicability	applicability	NOUN
cblr-7161	783	17	thresholds	threshold	NOUN
cblr-7161	783	18	for	for	ADP
cblr-7161	783	19	regulatory	regulatory	ADJ
cblr-7161	783	20	capital	capital	NOUN
cblr-7161	783	21	requirements	requirement	NOUN
cblr-7161	783	22	for	for	ADP
cblr-7161	783	23	certain	certain	ADJ
cblr-7161	783	24	u.s	u.s	PROPN
cblr-7161	783	25	.	.	PROPN
cblr-7161	783	26	subsidiaries	subsidiary	NOUN
cblr-7161	783	27	of	of	ADP
cblr-7161	783	28	foreign	foreign	ADJ
cblr-7161	783	29	banking	banking	NOUN
cblr-7161	783	30	organizations	organization	NOUN
cblr-7161	783	31	32	32	NUM
cblr-7161	783	32	(	(	PUNCT
cblr-7161	783	33	june	june	PROPN
cblr-7161	783	34	21	21	NUM
cblr-7161	783	35	,	,	PUNCT
cblr-7161	783	36	2019	2019	NUM
cblr-7161	783	37	)	)	PUNCT
cblr-7161	783	38	,	,	PUNCT
cblr-7161	783	39	https://www.fdic.gov/regulations/laws/federal/2019/2019-changes-to-applicability-thresholds-3064-ae96-c-018.pdf	https://www.fdic.gov/regulations/laws/federal/2019/2019-changes-to-applicability-thresholds-3064-ae96-c-018.pdf	VERB
cblr-7161	783	40	[	[	X
cblr-7161	783	41	https://perma.cc/6mrv-tuqg	https://perma.cc/6mrv-tuqg	X
cblr-7161	783	42	]	]	X
cblr-7161	783	43	.	.	PUNCT
cblr-7161	784	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	784	2	(	(	PUNCT
cblr-7161	784	3	do	do	AUX
cblr-7161	784	4	not	not	PART
cblr-7161	784	5	delete	delete	VERB
cblr-7161	784	6	)	)	PUNCT
cblr-7161	784	7	10/7/2020	10/7/2020	NUM
cblr-7161	784	8	6:42	6:42	NUM
cblr-7161	784	9	pm	pm	NOUN
cblr-7161	784	10	no	no	INTJ
cblr-7161	784	11	.	.	PUNCT
cblr-7161	785	1	1:336	1:336	NUM
cblr-7161	785	2	]	]	X
cblr-7161	785	3	treacherous	treacherous	ADJ
cblr-7161	785	4	landscape	landscape	NOUN
cblr-7161	785	5	385	385	NUM
cblr-7161	785	6	many	many	ADJ
cblr-7161	785	7	,	,	PUNCT
cblr-7161	785	8	much	much	ADV
cblr-7161	785	9	less	less	ADV
cblr-7161	785	10	all	all	PRON
cblr-7161	785	11	,	,	PUNCT
cblr-7161	785	12	host	host	NOUN
cblr-7161	785	13	authorities	authority	NOUN
cblr-7161	785	14	were	be	AUX
cblr-7161	785	15	to	to	PART
cblr-7161	785	16	act	act	VERB
cblr-7161	785	17	independently	independently	ADV
cblr-7161	785	18	to	to	PART
cblr-7161	785	19	require	require	VERB
cblr-7161	785	20	full	full	ADJ
cblr-7161	785	21	pre	pre	ADJ
cblr-7161	785	22	-	-	ADJ
cblr-7161	785	23	positioning	positioning	NOUN
cblr-7161	785	24	in	in	ADP
cblr-7161	785	25	their	their	PRON
cblr-7161	785	26	own	own	ADJ
cblr-7161	785	27	jurisdictions	jurisdiction	NOUN
cblr-7161	785	28	,	,	PUNCT
cblr-7161	785	29	this	this	PRON
cblr-7161	785	30	would	would	AUX
cblr-7161	785	31	exacerbate	exacerbate	VERB
cblr-7161	785	32	the	the	DET
cblr-7161	785	33	problem	problem	NOUN
cblr-7161	785	34	of	of	ADP
cblr-7161	785	35	depleting	deplete	VERB
cblr-7161	785	36	available	available	ADJ
cblr-7161	785	37	resources	resource	NOUN
cblr-7161	785	38	at	at	ADP
cblr-7161	785	39	the	the	DET
cblr-7161	785	40	top	top	NOUN
cblr-7161	785	41	of	of	ADP
cblr-7161	785	42	the	the	DET
cblr-7161	785	43	group	group	NOUN
cblr-7161	785	44	and	and	CCONJ
cblr-7161	785	45	would	would	AUX
cblr-7161	785	46	thereby	thereby	ADV
cblr-7161	785	47	limit	limit	VERB
cblr-7161	785	48	the	the	DET
cblr-7161	785	49	group	group	NOUN
cblr-7161	785	50	’s	’s	PART
cblr-7161	785	51	ability	ability	NOUN
cblr-7161	785	52	to	to	PART
cblr-7161	785	53	allocate	allocate	VERB
cblr-7161	785	54	resources	resource	NOUN
cblr-7161	785	55	efficiently	efficiently	ADV
cblr-7161	785	56	and	and	CCONJ
cblr-7161	785	57	,	,	PUNCT
cblr-7161	785	58	during	during	ADP
cblr-7161	785	59	stress	stress	NOUN
cblr-7161	785	60	,	,	PUNCT
cblr-7161	785	61	to	to	PART
cblr-7161	785	62	deploy	deploy	VERB
cblr-7161	785	63	resources	resource	NOUN
cblr-7161	785	64	where	where	SCONJ
cblr-7161	785	65	actually	actually	ADV
cblr-7161	785	66	needed	need	VERB
cblr-7161	785	67	.	.	PUNCT
cblr-7161	786	1	202	202	NUM
cblr-7161	786	2	global	global	ADJ
cblr-7161	786	3	regulators	regulator	NOUN
cblr-7161	786	4	have	have	AUX
cblr-7161	786	5	also	also	ADV
cblr-7161	786	6	chimed	chime	VERB
cblr-7161	786	7	in	in	ADP
cblr-7161	786	8	on	on	ADP
cblr-7161	786	9	this	this	DET
cblr-7161	786	10	point	point	NOUN
cblr-7161	786	11	.	.	PUNCT
cblr-7161	787	1	in	in	ADP
cblr-7161	787	2	a	a	DET
cblr-7161	787	3	recent	recent	ADJ
cblr-7161	787	4	report	report	NOUN
cblr-7161	787	5	the	the	DET
cblr-7161	787	6	financial	financial	ADJ
cblr-7161	787	7	stability	stability	NOUN
cblr-7161	787	8	board	board	NOUN
cblr-7161	787	9	(	(	PUNCT
cblr-7161	787	10	“	"	PUNCT
cblr-7161	787	11	the	the	DET
cblr-7161	787	12	fsb	fsb	NOUN
cblr-7161	787	13	”	"	PUNCT
cblr-7161	787	14	)	)	PUNCT
cblr-7161	787	15	noted	note	VERB
cblr-7161	787	16	that	that	SCONJ
cblr-7161	787	17	“	"	PUNCT
cblr-7161	787	18	[	[	X
cblr-7161	787	19	t]he	t]he	ADV
cblr-7161	787	20	domestic	domestic	ADJ
cblr-7161	787	21	requirements	requirement	NOUN
cblr-7161	787	22	that	that	PRON
cblr-7161	787	23	were	be	AUX
cblr-7161	787	24	adopted	adopt	VERB
cblr-7161	787	25	in	in	ADP
cblr-7161	787	26	some	some	DET
cblr-7161	787	27	jurisdictions	jurisdiction	NOUN
cblr-7161	787	28	(	(	PUNCT
cblr-7161	787	29	e.g.	e.g.	ADV
cblr-7161	787	30	subsidiarisation	subsidiarisation	NOUN
cblr-7161	787	31	requirements	requirement	NOUN
cblr-7161	787	32	,	,	PUNCT
cblr-7161	787	33	requirements	requirement	NOUN
cblr-7161	787	34	to	to	PART
cblr-7161	787	35	establish	establish	VERB
cblr-7161	787	36	intermediate	intermediate	ADJ
cblr-7161	787	37	holding	hold	VERB
cblr-7161	787	38	companies	company	NOUN
cblr-7161	787	39	,	,	PUNCT
cblr-7161	787	40	high	high	ADJ
cblr-7161	787	41	-	-	PUNCT
cblr-7161	787	42	levels	level	NOUN
cblr-7161	787	43	of	of	ADP
cblr-7161	787	44	pre	pre	ADJ
cblr-7161	787	45	-	-	ADJ
cblr-7161	787	46	positioning	positioning	ADJ
cblr-7161	787	47	requirements	requirement	NOUN
cblr-7161	787	48	)	)	PUNCT
cblr-7161	787	49	tend	tend	VERB
cblr-7161	787	50	to	to	ADP
cblr-7161	787	51	favo[r	favo[r	PRON
cblr-7161	787	52	]	]	PUNCT
cblr-7161	787	53	domestic	domestic	ADJ
cblr-7161	787	54	activities	activity	NOUN
cblr-7161	787	55	and	and	CCONJ
cblr-7161	787	56	trap	trap	NOUN
cblr-7161	787	57	resources	resource	NOUN
cblr-7161	787	58	at	at	ADP
cblr-7161	787	59	local	local	ADJ
cblr-7161	787	60	levels	level	NOUN
cblr-7161	787	61	.	.	PUNCT
cblr-7161	787	62	”203	”203	PUNCT
cblr-7161	788	1	the	the	DET
cblr-7161	788	2	statements	statement	NOUN
cblr-7161	788	3	of	of	ADP
cblr-7161	788	4	the	the	DET
cblr-7161	788	5	fsb	fsb	NOUN
cblr-7161	788	6	reflect	reflect	VERB
cblr-7161	788	7	a	a	DET
cblr-7161	788	8	growing	grow	VERB
cblr-7161	788	9	consensus	consensus	NOUN
cblr-7161	788	10	among	among	ADP
cblr-7161	788	11	regulators	regulator	NOUN
cblr-7161	788	12	that	that	PRON
cblr-7161	788	13	subpart	subpart	VERB
cblr-7161	788	14	o	o	NOUN
cblr-7161	788	15	of	of	ADP
cblr-7161	788	16	regulation	regulation	NOUN
cblr-7161	788	17	yy	yy	PROPN
cblr-7161	788	18	and	and	CCONJ
cblr-7161	788	19	the	the	DET
cblr-7161	788	20	revised	revise	VERB
cblr-7161	788	21	regulation	regulation	NOUN
cblr-7161	788	22	w	w	NOUN
cblr-7161	788	23	undermine	undermine	VERB
cblr-7161	788	24	one	one	NUM
cblr-7161	788	25	of	of	ADP
cblr-7161	788	26	the	the	DET
cblr-7161	788	27	key	key	ADJ
cblr-7161	788	28	pillars	pillar	NOUN
cblr-7161	788	29	of	of	ADP
cblr-7161	788	30	the	the	DET
cblr-7161	788	31	post	post	ADJ
cblr-7161	788	32	-	-	ADJ
cblr-7161	788	33	crisis	crisis	ADJ
cblr-7161	788	34	global	global	ADJ
cblr-7161	788	35	regulatory	regulatory	ADJ
cblr-7161	788	36	regime	regime	NOUN
cblr-7161	788	37	:	:	PUNCT
cblr-7161	788	38	improving	improve	VERB
cblr-7161	788	39	the	the	DET
cblr-7161	788	40	resolvability	resolvability	NOUN
cblr-7161	788	41	of	of	ADP
cblr-7161	788	42	complex	complex	ADJ
cblr-7161	788	43	financial	financial	ADJ
cblr-7161	788	44	institutions.204	institutions.204	NOUN
cblr-7161	788	45	thus	thus	ADV
cblr-7161	788	46	,	,	PUNCT
cblr-7161	788	47	the	the	DET
cblr-7161	788	48	problems	problem	NOUN
cblr-7161	788	49	identified	identify	VERB
cblr-7161	788	50	in	in	ADP
cblr-7161	788	51	the	the	DET
cblr-7161	788	52	2018	2018	NUM
cblr-7161	788	53	and	and	CCONJ
cblr-7161	788	54	2019	2019	NUM
cblr-7161	788	55	ccar	ccar	NOUN
cblr-7161	788	56	results	result	NOUN
cblr-7161	788	57	are	be	AUX
cblr-7161	788	58	consistent	consistent	ADJ
cblr-7161	788	59	with	with	ADP
cblr-7161	788	60	the	the	DET
cblr-7161	788	61	regulation	regulation	NOUN
cblr-7161	788	62	w	w	NOUN
cblr-7161	788	63	analysis	analysis	NOUN
cblr-7161	788	64	offered	offer	VERB
cblr-7161	788	65	in	in	ADP
cblr-7161	788	66	section	section	NOUN
cblr-7161	788	67	ii.c	ii.c	NOUN
cblr-7161	788	68	,	,	PUNCT
cblr-7161	788	69	the	the	DET
cblr-7161	788	70	shrinking	shrink	VERB
cblr-7161	788	71	balance	balance	NOUN
cblr-7161	788	72	sheets	sheet	NOUN
cblr-7161	788	73	of	of	ADP
cblr-7161	788	74	the	the	DET
cblr-7161	788	75	ihcs	ihc	NOUN
cblr-7161	788	76	,	,	PUNCT
cblr-7161	788	77	the	the	DET
cblr-7161	788	78	statements	statement	NOUN
cblr-7161	788	79	of	of	ADP
cblr-7161	788	80	the	the	DET
cblr-7161	788	81	fbos	fbo	NOUN
cblr-7161	788	82	themselves	themselves	PRON
cblr-7161	788	83	,	,	PUNCT
cblr-7161	788	84	and	and	CCONJ
cblr-7161	788	85	,	,	PUNCT
cblr-7161	788	86	increasingly	increasingly	ADV
cblr-7161	788	87	,	,	PUNCT
cblr-7161	788	88	the	the	DET
cblr-7161	788	89	perspective	perspective	NOUN
cblr-7161	788	90	of	of	ADP
cblr-7161	788	91	both	both	DET
cblr-7161	788	92	u.s	u.s	PROPN
cblr-7161	788	93	.	.	PROPN
cblr-7161	788	94	and	and	CCONJ
cblr-7161	788	95	global	global	ADJ
cblr-7161	788	96	regulators	regulator	NOUN
cblr-7161	788	97	.	.	PUNCT
cblr-7161	789	1	indeed	indeed	ADV
cblr-7161	789	2	,	,	PUNCT
cblr-7161	789	3	regulators	regulator	NOUN
cblr-7161	789	4	’	'	PUNCT
cblr-7161	789	5	recognition	recognition	NOUN
cblr-7161	789	6	of	of	ADP
cblr-7161	789	7	the	the	DET
cblr-7161	789	8	complications	complication	NOUN
cblr-7161	789	9	associated	associate	VERB
cblr-7161	789	10	with	with	ADP
cblr-7161	789	11	regulation	regulation	NOUN
cblr-7161	789	12	yy	yy	PROPN
cblr-7161	789	13	has	have	AUX
cblr-7161	789	14	already	already	ADV
cblr-7161	789	15	led	lead	VERB
cblr-7161	789	16	to	to	ADP
cblr-7161	789	17	some	some	DET
cblr-7161	789	18	changes	change	NOUN
cblr-7161	789	19	in	in	ADP
cblr-7161	789	20	the	the	DET
cblr-7161	789	21	ihc	ihc	PROPN
cblr-7161	789	22	regulatory	regulatory	PROPN
cblr-7161	789	23	framework,205	framework,205	PROPN
cblr-7161	789	24	however	however	ADV
cblr-7161	789	25	the	the	DET
cblr-7161	789	26	most	most	ADV
cblr-7161	789	27	important	important	ADJ
cblr-7161	789	28	provisions	provision	NOUN
cblr-7161	789	29	of	of	ADP
cblr-7161	789	30	the	the	DET
cblr-7161	789	31	regulation	regulation	NOUN
cblr-7161	789	32	have	have	VERB
cblr-7161	789	33	yet	yet	ADV
cblr-7161	789	34	to	to	PART
cblr-7161	789	35	be	be	AUX
cblr-7161	789	36	addressed	address	VERB
cblr-7161	789	37	.	.	PUNCT
cblr-7161	790	1	202	202	NUM
cblr-7161	790	2	i	i	PRON
cblr-7161	790	3	d.	d.	VERB
cblr-7161	790	4	at	at	ADP
cblr-7161	790	5	11–12	11–12	NUM
cblr-7161	790	6	.	.	PUNCT
cblr-7161	791	1	203	203	NUM
cblr-7161	791	2	fin	fin	NOUN
cblr-7161	791	3	.	.	PUNCT
cblr-7161	792	1	stability	stability	PROPN
cblr-7161	792	2	bd	bd	PROPN
cblr-7161	792	3	.	.	PROPN
cblr-7161	792	4	,	,	PUNCT
cblr-7161	792	5	fsb	fsb	VERB
cblr-7161	792	6	report	report	NOUN
cblr-7161	792	7	on	on	ADP
cblr-7161	792	8	market	market	NOUN
cblr-7161	792	9	fragmentation	fragmentation	NOUN
cblr-7161	792	10	48	48	NUM
cblr-7161	792	11	(	(	PUNCT
cblr-7161	792	12	2019	2019	NUM
cblr-7161	792	13	)	)	PUNCT
cblr-7161	792	14	,	,	PUNCT
cblr-7161	792	15	https://www.fsb.org/wp-content/uploads/p040619-2.pdf	https://www.fsb.org/wp-content/uploads/p040619-2.pdf	ADP
cblr-7161	792	16	[	[	X
cblr-7161	792	17	https://perma.cc/p259-5jkv	https://perma.cc/p259-5jkv	X
cblr-7161	792	18	]	]	PUNCT
cblr-7161	792	19	.	.	PUNCT
cblr-7161	793	1	204	204	NUM
cblr-7161	793	2	see	see	VERB
cblr-7161	793	3	randal	randal	PROPN
cblr-7161	793	4	k.	k.	PROPN
cblr-7161	793	5	quarles	quarles	PROPN
cblr-7161	793	6	,	,	PUNCT
cblr-7161	793	7	vice	vice	NOUN
cblr-7161	793	8	chairman	chairman	NOUN
cblr-7161	793	9	for	for	ADP
cblr-7161	793	10	supervision	supervision	NOUN
cblr-7161	793	11	,	,	PUNCT
cblr-7161	793	12	bd	bd	PROPN
cblr-7161	793	13	.	.	PROPN
cblr-7161	793	14	of	of	ADP
cblr-7161	793	15	governors	governor	NOUN
cblr-7161	793	16	of	of	ADP
cblr-7161	793	17	the	the	DET
cblr-7161	793	18	fed	fed	PROPN
cblr-7161	793	19	.	.	PUNCT
cblr-7161	794	1	reserve	reserve	PROPN
cblr-7161	794	2	sys	sys	PROPN
cblr-7161	794	3	.	.	PROPN
cblr-7161	794	4	,	,	PUNCT
cblr-7161	794	5	remarks	remark	VERB
cblr-7161	794	6	at	at	ADP
cblr-7161	794	7	the	the	DET
cblr-7161	794	8	harvard	harvard	PROPN
cblr-7161	794	9	law	law	PROPN
cblr-7161	794	10	school	school	NOUN
cblr-7161	794	11	program	program	NOUN
cblr-7161	794	12	on	on	ADP
cblr-7161	794	13	international	international	ADJ
cblr-7161	794	14	finance	finance	NOUN
cblr-7161	794	15	symposium	symposium	NOUN
cblr-7161	794	16	:	:	PUNCT
cblr-7161	794	17	trust	trust	NOUN
cblr-7161	794	18	everyone	everyone	PRON
cblr-7161	794	19	—	—	PUNCT
cblr-7161	794	20	but	but	CCONJ
cblr-7161	794	21	brand	brand	NOUN
cblr-7161	794	22	your	your	PRON
cblr-7161	794	23	cattle	cattle	NOUN
cblr-7161	794	24	(	(	PUNCT
cblr-7161	794	25	may	may	PROPN
cblr-7161	794	26	16	16	NUM
cblr-7161	794	27	,	,	PUNCT
cblr-7161	794	28	2018	2018	NUM
cblr-7161	794	29	)	)	PUNCT
cblr-7161	794	30	,	,	PUNCT
cblr-7161	794	31	https://www.bis.org/review/r180522a.pdf	https://www.bis.org/review/r180522a.pdf	VERB
cblr-7161	794	32	[	[	X
cblr-7161	794	33	https://perma.cc/4gv5-e9cq	https://perma.cc/4gv5-e9cq	X
cblr-7161	794	34	]	]	X
cblr-7161	794	35	.	.	PUNCT
cblr-7161	795	1	205	205	NUM
cblr-7161	795	2	see	see	VERB
cblr-7161	795	3	changes	change	NOUN
cblr-7161	795	4	to	to	ADP
cblr-7161	795	5	applicability	applicability	NOUN
cblr-7161	795	6	thresholds	threshold	NOUN
cblr-7161	795	7	for	for	ADP
cblr-7161	795	8	regulatory	regulatory	ADJ
cblr-7161	795	9	capital	capital	NOUN
cblr-7161	795	10	and	and	CCONJ
cblr-7161	795	11	liquidity	liquidity	NOUN
cblr-7161	795	12	requirements	requirement	NOUN
cblr-7161	795	13	,	,	PUNCT
cblr-7161	795	14	84	84	NUM
cblr-7161	795	15	fed	feed	VERB
cblr-7161	795	16	.	.	PUNCT
cblr-7161	796	1	reg	reg	PROPN
cblr-7161	796	2	.	.	PUNCT
cblr-7161	797	1	59,230	59,230	NUM
cblr-7161	797	2	(	(	PUNCT
cblr-7161	797	3	nov	nov	PROPN
cblr-7161	797	4	.	.	PROPN
cblr-7161	797	5	1	1	NUM
cblr-7161	797	6	,	,	PUNCT
cblr-7161	797	7	2019	2019	NUM
cblr-7161	797	8	)	)	PUNCT
cblr-7161	797	9	(	(	PUNCT
cblr-7161	797	10	to	to	PART
cblr-7161	797	11	be	be	AUX
cblr-7161	797	12	codified	codify	VERB
cblr-7161	797	13	at	at	ADP
cblr-7161	797	14	12	12	NUM
cblr-7161	797	15	c.f.r	c.f.r	NOUN
cblr-7161	797	16	.	.	PUNCT
cblr-7161	798	1	pts	pts	ADP
cblr-7161	798	2	3	3	NUM
cblr-7161	798	3	,	,	PUNCT
cblr-7161	798	4	50	50	NUM
cblr-7161	798	5	,	,	PUNCT
cblr-7161	798	6	217	217	NUM
cblr-7161	798	7	,	,	PUNCT
cblr-7161	798	8	249	249	NUM
cblr-7161	798	9	,	,	PUNCT
cblr-7161	798	10	324	324	NUM
cblr-7161	798	11	and	and	CCONJ
cblr-7161	798	12	329	329	NUM
cblr-7161	798	13	)	)	PUNCT
cblr-7161	798	14	;	;	PUNCT
cblr-7161	798	15	margin	margin	NOUN
cblr-7161	798	16	and	and	CCONJ
cblr-7161	798	17	capital	capital	NOUN
cblr-7161	798	18	requirements	requirement	NOUN
cblr-7161	798	19	for	for	ADP
cblr-7161	798	20	covered	cover	VERB
cblr-7161	798	21	swap	swap	NOUN
cblr-7161	798	22	entities	entity	NOUN
cblr-7161	798	23	,	,	PUNCT
cblr-7161	798	24	84	84	NUM
cblr-7161	798	25	fed	feed	VERB
cblr-7161	798	26	.	.	PUNCT
cblr-7161	799	1	reg	reg	PROPN
cblr-7161	799	2	.	.	PUNCT
cblr-7161	800	1	59,970	59,970	NUM
cblr-7161	800	2	(	(	PUNCT
cblr-7161	800	3	proposed	propose	VERB
cblr-7161	800	4	nov	nov	PROPN
cblr-7161	800	5	.	.	PROPN
cblr-7161	800	6	7	7	NUM
cblr-7161	800	7	,	,	PUNCT
cblr-7161	800	8	2019	2019	NUM
cblr-7161	800	9	)	)	PUNCT
cblr-7161	800	10	(	(	PUNCT
cblr-7161	800	11	to	to	PART
cblr-7161	800	12	be	be	AUX
cblr-7161	800	13	codified	codify	VERB
cblr-7161	800	14	at	at	ADP
cblr-7161	800	15	12	12	NUM
cblr-7161	800	16	c.f.r	c.f.r	NOUN
cblr-7161	800	17	.	.	PUNCT
cblr-7161	801	1	pts	pts	ADP
cblr-7161	801	2	45	45	NUM
cblr-7161	801	3	,	,	PUNCT
cblr-7161	801	4	237	237	NUM
cblr-7161	801	5	,	,	PUNCT
cblr-7161	801	6	349	349	NUM
cblr-7161	801	7	,	,	PUNCT
cblr-7161	801	8	624	624	NUM
cblr-7161	801	9	,	,	PUNCT
cblr-7161	801	10	and	and	CCONJ
cblr-7161	801	11	1221	1221	NUM
cblr-7161	801	12	)	)	PUNCT
cblr-7161	801	13	.	.	PUNCT
cblr-7161	802	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	802	2	(	(	PUNCT
cblr-7161	802	3	do	do	AUX
cblr-7161	802	4	not	not	PART
cblr-7161	802	5	delte	delte	VERB
cblr-7161	802	6	)	)	PUNCT
cblr-7161	802	7	10/7/2020	10/7/2020	NUM
cblr-7161	802	8	6:42	6:42	NUM
cblr-7161	802	9	pm	pm	NOUN
cblr-7161	802	10	386	386	NUM
cblr-7161	802	11	columbia	columbia	PROPN
cblr-7161	802	12	business	business	NOUN
cblr-7161	802	13	law	law	NOUN
cblr-7161	802	14	review	review	NOUN
cblr-7161	802	15	[	[	X
cblr-7161	802	16	vol	vol	NOUN
cblr-7161	802	17	.	.	PUNCT
cblr-7161	803	1	2020	2020	NUM
cblr-7161	803	2	iv	iv	NUM
cblr-7161	803	3	.	.	PUNCT
cblr-7161	803	4	proposed	propose	VERB
cblr-7161	803	5	amendments	amendment	NOUN
cblr-7161	803	6	to	to	AUX
cblr-7161	803	7	regulation	regulation	NOUN
cblr-7161	803	8	w	w	NOUN
cblr-7161	803	9	it	it	PRON
cblr-7161	803	10	goes	go	VERB
cblr-7161	803	11	without	without	ADP
cblr-7161	803	12	saying	say	VERB
cblr-7161	803	13	that	that	SCONJ
cblr-7161	803	14	the	the	DET
cblr-7161	803	15	money	money	NOUN
cblr-7161	803	16	,	,	PUNCT
cblr-7161	803	17	time	time	NOUN
cblr-7161	803	18	,	,	PUNCT
cblr-7161	803	19	and	and	CCONJ
cblr-7161	803	20	political	political	ADJ
cblr-7161	803	21	capital	capital	NOUN
cblr-7161	803	22	spent	spend	VERB
cblr-7161	803	23	to	to	PART
cblr-7161	803	24	establish	establish	VERB
cblr-7161	803	25	the	the	DET
cblr-7161	803	26	ihc	ihc	PROPN
cblr-7161	803	27	framework	framework	NOUN
cblr-7161	803	28	in	in	ADP
cblr-7161	803	29	the	the	DET
cblr-7161	803	30	united	united	PROPN
cblr-7161	803	31	states	states	PROPN
cblr-7161	803	32	make	make	VERB
cblr-7161	803	33	its	its	PRON
cblr-7161	803	34	repeal	repeal	NOUN
cblr-7161	803	35	implausible	implausible	ADJ
cblr-7161	803	36	.	.	PUNCT
cblr-7161	804	1	however	however	ADV
cblr-7161	804	2	,	,	PUNCT
cblr-7161	804	3	there	there	PRON
cblr-7161	804	4	are	be	VERB
cblr-7161	804	5	small	small	ADJ
cblr-7161	804	6	,	,	PUNCT
cblr-7161	804	7	meaningful	meaningful	ADJ
cblr-7161	804	8	changes	change	NOUN
cblr-7161	804	9	that	that	PRON
cblr-7161	804	10	can	can	AUX
cblr-7161	804	11	be	be	AUX
cblr-7161	804	12	made	make	VERB
cblr-7161	804	13	to	to	PART
cblr-7161	804	14	regulation	regulation	VERB
cblr-7161	804	15	w	w	NOUN
cblr-7161	804	16	to	to	PART
cblr-7161	804	17	lighten	lighten	VERB
cblr-7161	804	18	the	the	DET
cblr-7161	804	19	burden	burden	NOUN
cblr-7161	804	20	on	on	ADP
cblr-7161	804	21	fbos	fbos	PROPN
cblr-7161	804	22	and	and	CCONJ
cblr-7161	804	23	,	,	PUNCT
cblr-7161	804	24	more	more	ADV
cblr-7161	804	25	importantly	importantly	ADV
cblr-7161	804	26	,	,	PUNCT
cblr-7161	804	27	improve	improve	VERB
cblr-7161	804	28	the	the	DET
cblr-7161	804	29	stability	stability	NOUN
cblr-7161	804	30	of	of	ADP
cblr-7161	804	31	the	the	DET
cblr-7161	804	32	global	global	ADJ
cblr-7161	804	33	financial	financial	ADJ
cblr-7161	804	34	system	system	NOUN
cblr-7161	804	35	.	.	PUNCT
cblr-7161	805	1	we	we	PRON
cblr-7161	805	2	begin	begin	VERB
cblr-7161	805	3	with	with	ADP
cblr-7161	805	4	the	the	DET
cblr-7161	805	5	first	first	ADJ
cblr-7161	805	6	provision	provision	NOUN
cblr-7161	805	7	of	of	ADP
cblr-7161	805	8	regulation	regulation	NOUN
cblr-7161	805	9	w	w	AUX
cblr-7161	805	10	discussed	discuss	VERB
cblr-7161	805	11	in	in	ADP
cblr-7161	805	12	section	section	NOUN
cblr-7161	805	13	ii.c	ii.c	NOUN
cblr-7161	805	14	—	—	PUNCT
cblr-7161	805	15	the	the	DET
cblr-7161	805	16	elimination	elimination	NOUN
cblr-7161	805	17	of	of	ADP
cblr-7161	805	18	the	the	DET
cblr-7161	805	19	derivatives	derivative	NOUN
cblr-7161	805	20	exception	exception	NOUN
cblr-7161	805	21	.	.	PUNCT
cblr-7161	806	1	recall	recall	VERB
cblr-7161	806	2	that	that	SCONJ
cblr-7161	806	3	the	the	DET
cblr-7161	806	4	elimination	elimination	NOUN
cblr-7161	806	5	of	of	ADP
cblr-7161	806	6	that	that	DET
cblr-7161	806	7	exception	exception	NOUN
cblr-7161	806	8	revised	revise	VERB
cblr-7161	806	9	the	the	DET
cblr-7161	806	10	definition	definition	NOUN
cblr-7161	806	11	of	of	ADP
cblr-7161	806	12	“	"	PUNCT
cblr-7161	806	13	covered	covered	ADJ
cblr-7161	806	14	transactions	transaction	NOUN
cblr-7161	806	15	”	"	PUNCT
cblr-7161	806	16	under	under	ADP
cblr-7161	806	17	regulation	regulation	NOUN
cblr-7161	806	18	w	w	NOUN
cblr-7161	806	19	to	to	PART
cblr-7161	806	20	include	include	VERB
cblr-7161	806	21	derivatives	derivative	NOUN
cblr-7161	806	22	transactions.206	transactions.206	NOUN
cblr-7161	806	23	this	this	DET
cblr-7161	806	24	change	change	NOUN
cblr-7161	806	25	was	be	AUX
cblr-7161	806	26	highly	highly	ADV
cblr-7161	806	27	controversial	controversial	ADJ
cblr-7161	806	28	,	,	PUNCT
cblr-7161	806	29	with	with	ADP
cblr-7161	806	30	some	some	DET
cblr-7161	806	31	academics	academic	NOUN
cblr-7161	806	32	arguing	argue	VERB
cblr-7161	806	33	that	that	SCONJ
cblr-7161	806	34	the	the	DET
cblr-7161	806	35	change	change	NOUN
cblr-7161	806	36	“	"	PUNCT
cblr-7161	806	37	was	be	AUX
cblr-7161	806	38	a	a	DET
cblr-7161	806	39	mistake	mistake	NOUN
cblr-7161	806	40	by	by	ADP
cblr-7161	806	41	congress	congress	PROPN
cblr-7161	806	42	.	.	PUNCT
cblr-7161	806	43	”207	”207	VERB
cblr-7161	806	44	critics	critic	NOUN
cblr-7161	806	45	of	of	ADP
cblr-7161	806	46	the	the	DET
cblr-7161	806	47	exception	exception	NOUN
cblr-7161	806	48	’s	’s	PART
cblr-7161	806	49	elimination	elimination	NOUN
cblr-7161	806	50	point	point	NOUN
cblr-7161	806	51	to	to	ADP
cblr-7161	806	52	the	the	DET
cblr-7161	806	53	liquidity	liquidity	NOUN
cblr-7161	806	54	risk	risk	NOUN
cblr-7161	806	55	management	management	NOUN
cblr-7161	806	56	benefits	benefit	NOUN
cblr-7161	806	57	associated	associate	VERB
cblr-7161	806	58	with	with	ADP
cblr-7161	806	59	intracompany	intracompany	ADJ
cblr-7161	806	60	derivatives	derivative	NOUN
cblr-7161	806	61	transactions208	transactions208	PROPN
cblr-7161	806	62	and	and	CCONJ
cblr-7161	806	63	the	the	DET
cblr-7161	806	64	systemic	systemic	ADJ
cblr-7161	806	65	risk	risk	NOUN
cblr-7161	806	66	created	create	VERB
cblr-7161	806	67	by	by	ADP
cblr-7161	806	68	forcing	force	VERB
cblr-7161	806	69	complex	complex	ADJ
cblr-7161	806	70	financial	financial	ADJ
cblr-7161	806	71	institutions	institution	NOUN
cblr-7161	806	72	to	to	PART
cblr-7161	806	73	rely	rely	VERB
cblr-7161	806	74	on	on	ADP
cblr-7161	806	75	third	third	ADJ
cblr-7161	806	76	parties	party	NOUN
cblr-7161	806	77	to	to	PART
cblr-7161	806	78	execute	execute	VERB
cblr-7161	806	79	their	their	PRON
cblr-7161	806	80	hedging	hedge	VERB
cblr-7161	806	81	strategies.209	strategies.209	NOUN
cblr-7161	806	82	indeed	indeed	ADV
cblr-7161	806	83	,	,	PUNCT
cblr-7161	806	84	one	one	NUM
cblr-7161	806	85	commentator	commentator	NOUN
cblr-7161	806	86	went	go	VERB
cblr-7161	806	87	as	as	ADV
cblr-7161	806	88	far	far	ADV
cblr-7161	806	89	as	as	SCONJ
cblr-7161	806	90	to	to	PART
cblr-7161	806	91	say	say	VERB
cblr-7161	806	92	that	that	SCONJ
cblr-7161	806	93	the	the	DET
cblr-7161	806	94	elimination	elimination	NOUN
cblr-7161	806	95	of	of	ADP
cblr-7161	806	96	the	the	DET
cblr-7161	806	97	exception	exception	NOUN
cblr-7161	806	98	“	"	PUNCT
cblr-7161	806	99	had	have	VERB
cblr-7161	806	100	nothing	nothing	PRON
cblr-7161	806	101	to	to	PART
cblr-7161	806	102	do	do	VERB
cblr-7161	806	103	with	with	ADP
cblr-7161	806	104	the	the	DET
cblr-7161	806	105	crisis	crisis	NOUN
cblr-7161	806	106	and	and	CCONJ
cblr-7161	806	107	[	[	X
cblr-7161	806	108	it	it	PRON
cblr-7161	806	109	]	]	PUNCT
cblr-7161	806	110	.	.	PUNCT
cblr-7161	806	111	.	.	PUNCT
cblr-7161	806	112	.	.	PUNCT
cblr-7161	807	1	diminish[es	diminish[es	PROPN
cblr-7161	807	2	]	]	PUNCT
cblr-7161	807	3	the	the	DET
cblr-7161	807	4	ability	ability	NOUN
cblr-7161	807	5	of	of	ADP
cblr-7161	807	6	affiliated	affiliated	ADJ
cblr-7161	807	7	companies	company	NOUN
cblr-7161	807	8	to	to	PART
cblr-7161	807	9	manage	manage	VERB
cblr-7161	807	10	risk	risk	NOUN
cblr-7161	807	11	on	on	ADP
cblr-7161	807	12	a	a	DET
cblr-7161	807	13	consolidated	consolidated	ADJ
cblr-7161	807	14	basis	basis	NOUN
cblr-7161	807	15	and	and	CCONJ
cblr-7161	807	16	.	.	PUNCT
cblr-7161	807	17	.	.	PUNCT
cblr-7161	807	18	.	.	PUNCT
cblr-7161	808	1	exacerbate[s	exacerbate[s	PROPN
cblr-7161	808	2	]	]	PUNCT
cblr-7161	808	3	interconnectivity	interconnectivity	NOUN
cblr-7161	808	4	among	among	ADP
cblr-7161	808	5	unaffiliated	unaffiliated	ADJ
cblr-7161	808	6	financial	financial	ADJ
cblr-7161	808	7	institutions	institution	NOUN
cblr-7161	808	8	.	.	PUNCT
cblr-7161	809	1	”210	”210	PUNCT
cblr-7161	810	1	however	however	ADV
cblr-7161	810	2	,	,	PUNCT
cblr-7161	810	3	while	while	SCONJ
cblr-7161	810	4	intracompany	intracompany	ADJ
cblr-7161	810	5	derivatives	derivative	NOUN
cblr-7161	810	6	transactions	transaction	NOUN
cblr-7161	810	7	do	do	AUX
cblr-7161	810	8	play	play	VERB
cblr-7161	810	9	an	an	DET
cblr-7161	810	10	important	important	ADJ
cblr-7161	810	11	role	role	NOUN
cblr-7161	810	12	in	in	ADP
cblr-7161	810	13	complex	complex	ADJ
cblr-7161	810	14	financial	financial	ADJ
cblr-7161	810	15	institutions	institution	NOUN
cblr-7161	810	16	’	’	PART
cblr-7161	810	17	funding	funding	NOUN
cblr-7161	810	18	strategies	strategy	NOUN
cblr-7161	810	19	,	,	PUNCT
cblr-7161	810	20	they	they	PRON
cblr-7161	810	21	also	also	ADV
cblr-7161	810	22	are	be	AUX
cblr-7161	810	23	associated	associate	VERB
cblr-7161	810	24	with	with	ADP
cblr-7161	810	25	a	a	DET
cblr-7161	810	26	significant	significant	ADJ
cblr-7161	810	27	degree	degree	NOUN
cblr-7161	810	28	of	of	ADP
cblr-7161	810	29	credit	credit	NOUN
cblr-7161	810	30	risk	risk	NOUN
cblr-7161	810	31	.	.	PUNCT
cblr-7161	811	1	that	that	PRON
cblr-7161	811	2	is	be	AUX
cblr-7161	811	3	,	,	PUNCT
cblr-7161	811	4	in	in	ADP
cblr-7161	811	5	the	the	DET
cblr-7161	811	6	words	word	NOUN
cblr-7161	811	7	of	of	ADP
cblr-7161	811	8	professor	professor	NOUN
cblr-7161	811	9	omarova	omarova	PROPN
cblr-7161	811	10	,	,	PUNCT
cblr-7161	811	11	the	the	DET
cblr-7161	811	12	derivatives	derivative	NOUN
cblr-7161	811	13	exception	exception	NOUN
cblr-7161	811	14	,	,	PUNCT
cblr-7161	811	15	when	when	SCONJ
cblr-7161	811	16	in	in	ADP
cblr-7161	811	17	effect	effect	NOUN
cblr-7161	811	18	,	,	PUNCT
cblr-7161	811	19	“	"	PUNCT
cblr-7161	811	20	opened	open	VERB
cblr-7161	811	21	up	up	ADP
cblr-7161	811	22	a	a	DET
cblr-7161	811	23	nearly	nearly	ADV
cblr-7161	811	24	unlimited	unlimited	ADJ
cblr-7161	811	25	channel	channel	NOUN
cblr-7161	811	26	for	for	ADP
cblr-7161	811	27	.	.	PUNCT
cblr-7161	811	28	.	.	PUNCT
cblr-7161	811	29	.	.	PUNCT
cblr-7161	812	1	extensions	extension	NOUN
cblr-7161	812	2	of	of	ADP
cblr-7161	812	3	credit	credit	NOUN
cblr-7161	812	4	.	.	PUNCT
cblr-7161	812	5	”211	”211	PUNCT
cblr-7161	813	1	the	the	DET
cblr-7161	813	2	experience	experience	NOUN
cblr-7161	813	3	of	of	ADP
cblr-7161	813	4	u.s	u.s	PROPN
cblr-7161	813	5	.	.	PROPN
cblr-7161	813	6	regulators	regulator	NOUN
cblr-7161	813	7	in	in	ADP
cblr-7161	813	8	the	the	DET
cblr-7161	813	9	financial	financial	ADJ
cblr-7161	813	10	crisis	crisis	NOUN
cblr-7161	813	11	exposed	expose	VERB
cblr-7161	813	12	the	the	DET
cblr-7161	813	13	significant	significant	ADJ
cblr-7161	813	14	risks	risk	NOUN
cblr-7161	813	15	these	these	DET
cblr-7161	813	16	extensions	extension	NOUN
cblr-7161	813	17	of	of	ADP
cblr-7161	813	18	credit	credit	NOUN
cblr-7161	813	19	pose	pose	VERB
cblr-7161	813	20	to	to	ADP
cblr-7161	813	21	the	the	DET
cblr-7161	813	22	u.s	u.s	PROPN
cblr-7161	813	23	.	.	PROPN
cblr-7161	813	24	206	206	NUM
cblr-7161	813	25	see	see	VERB
cblr-7161	813	26	dodd	dodd	PROPN
cblr-7161	813	27	-	-	PUNCT
cblr-7161	813	28	frank	frank	PROPN
cblr-7161	813	29	act	act	PROPN
cblr-7161	813	30	,	,	PUNCT
cblr-7161	813	31	pub	pub	NOUN
cblr-7161	813	32	.	.	PUNCT
cblr-7161	814	1	l.	l.	PROPN
cblr-7161	814	2	no	no	INTJ
cblr-7161	814	3	.	.	PROPN
cblr-7161	815	1	111	111	NUM
cblr-7161	815	2	-	-	SYM
cblr-7161	815	3	203	203	NUM
cblr-7161	815	4	,	,	PUNCT
cblr-7161	815	5	§	§	PROPN
cblr-7161	815	6	610	610	NUM
cblr-7161	815	7	,	,	PUNCT
cblr-7161	815	8	124	124	NUM
cblr-7161	815	9	stat	stat	NOUN
cblr-7161	815	10	.	.	PUNCT
cblr-7161	816	1	1376	1376	NUM
cblr-7161	816	2	,	,	PUNCT
cblr-7161	816	3	1611	1611	NUM
cblr-7161	816	4	(	(	PUNCT
cblr-7161	816	5	2010	2010	NUM
cblr-7161	816	6	)	)	PUNCT
cblr-7161	816	7	(	(	PUNCT
cblr-7161	816	8	codified	codify	VERB
cblr-7161	816	9	as	as	SCONJ
cblr-7161	816	10	amended	amend	VERB
cblr-7161	816	11	at	at	ADP
cblr-7161	816	12	12	12	NUM
cblr-7161	816	13	u.s.c	u.s.c	ADJ
cblr-7161	816	14	.	.	PUNCT
cblr-7161	817	1	§	§	PROPN
cblr-7161	817	2	84(b	84(b	NUM
cblr-7161	817	3	)	)	PUNCT
cblr-7161	817	4	(	(	PUNCT
cblr-7161	817	5	2018	2018	NUM
cblr-7161	817	6	)	)	PUNCT
cblr-7161	817	7	)	)	PUNCT
cblr-7161	817	8	.	.	PUNCT
cblr-7161	818	1	207	207	NUM
cblr-7161	818	2	morris	morris	PROPN
cblr-7161	818	3	,	,	PUNCT
cblr-7161	818	4	supra	supra	PROPN
cblr-7161	818	5	note	note	PROPN
cblr-7161	818	6	150	150	NUM
cblr-7161	818	7	,	,	PUNCT
cblr-7161	818	8	at	at	ADP
cblr-7161	818	9	393	393	NUM
cblr-7161	818	10	.	.	PUNCT
cblr-7161	818	11	208	208	NUM
cblr-7161	818	12	see	see	VERB
cblr-7161	818	13	i	i	PRON
cblr-7161	818	14	d.	d.	PROPN
cblr-7161	818	15	at	at	ADP
cblr-7161	818	16	393–96	393–96	NUM
cblr-7161	818	17	;	;	PUNCT
cblr-7161	818	18	kaper	kaper	ADJ
cblr-7161	818	19	,	,	PUNCT
cblr-7161	818	20	supra	supra	PROPN
cblr-7161	818	21	note	note	NOUN
cblr-7161	818	22	151	151	NUM
cblr-7161	818	23	.	.	PUNCT
cblr-7161	819	1	209	209	NUM
cblr-7161	819	2	see	see	VERB
cblr-7161	819	3	morris	morris	PROPN
cblr-7161	819	4	,	,	PUNCT
cblr-7161	819	5	supra	supra	PROPN
cblr-7161	819	6	note	note	PROPN
cblr-7161	819	7	150	150	NUM
cblr-7161	819	8	,	,	PUNCT
cblr-7161	819	9	at	at	ADP
cblr-7161	819	10	396–97	396–97	NUM
cblr-7161	819	11	;	;	PUNCT
cblr-7161	819	12	kaper	kaper	ADJ
cblr-7161	819	13	,	,	PUNCT
cblr-7161	819	14	supra	supra	PROPN
cblr-7161	819	15	note	note	NOUN
cblr-7161	819	16	151	151	NUM
cblr-7161	819	17	.	.	NOUN
cblr-7161	820	1	210	210	NUM
cblr-7161	820	2	kaper	kaper	ADJ
cblr-7161	820	3	,	,	PUNCT
cblr-7161	820	4	supra	supra	PROPN
cblr-7161	820	5	note	note	NOUN
cblr-7161	820	6	151	151	NUM
cblr-7161	820	7	.	.	NOUN
cblr-7161	820	8	211	211	NUM
cblr-7161	820	9	omarova	omarova	NOUN
cblr-7161	820	10	,	,	PUNCT
cblr-7161	820	11	supra	supra	PROPN
cblr-7161	820	12	note	note	NOUN
cblr-7161	820	13	75	75	NUM
cblr-7161	820	14	,	,	PUNCT
cblr-7161	820	15	at	at	ADP
cblr-7161	820	16	1690	1690	NUM
cblr-7161	820	17	.	.	PUNCT
cblr-7161	821	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	821	2	(	(	PUNCT
cblr-7161	821	3	do	do	AUX
cblr-7161	821	4	not	not	PART
cblr-7161	821	5	delete	delete	VERB
cblr-7161	821	6	)	)	PUNCT
cblr-7161	821	7	10/7/2020	10/7/2020	NUM
cblr-7161	821	8	6:42	6:42	NUM
cblr-7161	821	9	pm	pm	NOUN
cblr-7161	821	10	no	no	INTJ
cblr-7161	821	11	.	.	PUNCT
cblr-7161	822	1	1:336	1:336	NUM
cblr-7161	822	2	]	]	X
cblr-7161	822	3	treacherous	treacherous	ADJ
cblr-7161	822	4	landscape	landscape	NOUN
cblr-7161	822	5	387	387	NUM
cblr-7161	822	6	financial	financial	ADJ
cblr-7161	822	7	system	system	NOUN
cblr-7161	822	8	.	.	PUNCT
cblr-7161	823	1	to	to	PART
cblr-7161	823	2	illustrate	illustrate	VERB
cblr-7161	823	3	these	these	DET
cblr-7161	823	4	risks	risk	NOUN
cblr-7161	823	5	,	,	PUNCT
cblr-7161	823	6	we	we	PRON
cblr-7161	823	7	turn	turn	VERB
cblr-7161	823	8	to	to	ADP
cblr-7161	823	9	the	the	DET
cblr-7161	823	10	example	example	NOUN
cblr-7161	823	11	of	of	ADP
cblr-7161	823	12	american	american	PROPN
cblr-7161	823	13	insurance	insurance	PROPN
cblr-7161	823	14	group	group	PROPN
cblr-7161	823	15	,	,	PUNCT
cblr-7161	823	16	inc	inc	PROPN
cblr-7161	823	17	.	.	PROPN
cblr-7161	824	1	(	(	PUNCT
cblr-7161	824	2	“	"	PUNCT
cblr-7161	824	3	aig	aig	PROPN
cblr-7161	824	4	”	"	PUNCT
cblr-7161	824	5	)	)	PUNCT
cblr-7161	824	6	,	,	PUNCT
cblr-7161	824	7	a	a	DET
cblr-7161	824	8	financial	financial	ADJ
cblr-7161	824	9	institution	institution	NOUN
cblr-7161	824	10	that	that	PRON
cblr-7161	824	11	nearly	nearly	ADV
cblr-7161	824	12	failed	fail	VERB
cblr-7161	824	13	during	during	ADP
cblr-7161	824	14	the	the	DET
cblr-7161	824	15	crisis.212	crisis.212	PROPN
cblr-7161	824	16	aig	aig	PROPN
cblr-7161	824	17	is	be	AUX
cblr-7161	824	18	an	an	DET
cblr-7161	824	19	insurance	insurance	NOUN
cblr-7161	824	20	company	company	NOUN
cblr-7161	824	21	that	that	PRON
cblr-7161	824	22	was	be	AUX
cblr-7161	824	23	a	a	DET
cblr-7161	824	24	major	major	ADJ
cblr-7161	824	25	player	player	NOUN
cblr-7161	824	26	in	in	ADP
cblr-7161	824	27	the	the	DET
cblr-7161	824	28	credit	credit	NOUN
cblr-7161	824	29	default	default	NOUN
cblr-7161	824	30	swap	swap	NOUN
cblr-7161	824	31	(	(	PUNCT
cblr-7161	824	32	“	"	PUNCT
cblr-7161	824	33	cds	cds	X
cblr-7161	824	34	”	"	PUNCT
cblr-7161	824	35	)	)	PUNCT
cblr-7161	824	36	market	market	NOUN
cblr-7161	824	37	leading	lead	VERB
cblr-7161	824	38	up	up	ADP
cblr-7161	824	39	to	to	ADP
cblr-7161	824	40	the	the	DET
cblr-7161	824	41	financial	financial	ADJ
cblr-7161	824	42	crisis.213	crisis.213	NOUN
cblr-7161	824	43	as	as	SCONJ
cblr-7161	824	44	subprime	subprime	ADJ
cblr-7161	824	45	bonds	bond	NOUN
cblr-7161	824	46	began	begin	VERB
cblr-7161	824	47	to	to	PART
cblr-7161	824	48	default	default	VERB
cblr-7161	824	49	in	in	ADP
cblr-7161	824	50	2008	2008	NUM
cblr-7161	824	51	and	and	CCONJ
cblr-7161	824	52	cds	cd	NOUN
cblr-7161	824	53	contracts	contract	NOUN
cblr-7161	824	54	became	become	VERB
cblr-7161	824	55	due	due	ADJ
cblr-7161	824	56	,	,	PUNCT
cblr-7161	824	57	aig	aig	PROPN
cblr-7161	824	58	was	be	AUX
cblr-7161	824	59	left	leave	VERB
cblr-7161	824	60	with	with	ADP
cblr-7161	824	61	a	a	DET
cblr-7161	824	62	shortfall.214	shortfall.214	PROPN
cblr-7161	824	63	complicating	complicate	VERB
cblr-7161	824	64	this	this	DET
cblr-7161	824	65	position	position	NOUN
cblr-7161	824	66	,	,	PUNCT
cblr-7161	824	67	aig	aig	PROPN
cblr-7161	824	68	executed	execute	VERB
cblr-7161	824	69	most	most	ADJ
cblr-7161	824	70	of	of	ADP
cblr-7161	824	71	its	its	PRON
cblr-7161	824	72	cds	cd	NOUN
cblr-7161	824	73	contracts	contract	NOUN
cblr-7161	824	74	,	,	PUNCT
cblr-7161	824	75	not	not	PART
cblr-7161	824	76	through	through	ADP
cblr-7161	824	77	its	its	PRON
cblr-7161	824	78	parent	parent	NOUN
cblr-7161	824	79	entity	entity	NOUN
cblr-7161	824	80	,	,	PUNCT
cblr-7161	824	81	but	but	CCONJ
cblr-7161	824	82	through	through	ADP
cblr-7161	824	83	a	a	DET
cblr-7161	824	84	subsidiary	subsidiary	NOUN
cblr-7161	824	85	,	,	PUNCT
cblr-7161	824	86	aig	aig	PROPN
cblr-7161	824	87	financial	financial	ADJ
cblr-7161	824	88	products	product	NOUN
cblr-7161	824	89	(	(	PUNCT
cblr-7161	824	90	“	"	PUNCT
cblr-7161	824	91	aigfp”).215	aigfp”).215	VERB
cblr-7161	824	92	this	this	DET
cblr-7161	824	93	organizational	organizational	ADJ
cblr-7161	824	94	strategy	strategy	NOUN
cblr-7161	824	95	is	be	AUX
cblr-7161	824	96	important	important	ADJ
cblr-7161	824	97	for	for	ADP
cblr-7161	824	98	several	several	ADJ
cblr-7161	824	99	reasons	reason	NOUN
cblr-7161	824	100	—	—	PUNCT
cblr-7161	824	101	first	first	ADV
cblr-7161	824	102	,	,	PUNCT
cblr-7161	824	103	because	because	SCONJ
cblr-7161	824	104	it	it	PRON
cblr-7161	824	105	allowed	allow	VERB
cblr-7161	824	106	aig	aig	PROPN
cblr-7161	824	107	to	to	PART
cblr-7161	824	108	largely	largely	ADV
cblr-7161	824	109	conceal	conceal	VERB
cblr-7161	824	110	its	its	PRON
cblr-7161	824	111	cds	cd	NOUN
cblr-7161	824	112	activity	activity	NOUN
cblr-7161	824	113	from	from	ADP
cblr-7161	824	114	regulators,216	regulators,216	ADJ
cblr-7161	824	115	and	and	CCONJ
cblr-7161	824	116	second	second	ADJ
cblr-7161	824	117	,	,	PUNCT
cblr-7161	824	118	because	because	SCONJ
cblr-7161	824	119	it	it	PRON
cblr-7161	824	120	resulted	result	VERB
cblr-7161	824	121	in	in	ADP
cblr-7161	824	122	massive	massive	ADJ
cblr-7161	824	123	intracompany	intracompany	ADJ
cblr-7161	824	124	derivatives	derivative	NOUN
cblr-7161	824	125	transactions	transaction	NOUN
cblr-7161	824	126	emanating	emanate	VERB
cblr-7161	824	127	from	from	ADP
cblr-7161	824	128	the	the	DET
cblr-7161	824	129	aigfp	aigfp	NOUN
cblr-7161	824	130	entity.217	entity.217	NOUN
cblr-7161	824	131	this	this	DET
cblr-7161	824	132	intracompany	intracompany	ADJ
cblr-7161	824	133	derivatives	derivative	NOUN
cblr-7161	824	134	exposure	exposure	NOUN
cblr-7161	824	135	led	lead	VERB
cblr-7161	824	136	to	to	ADP
cblr-7161	824	137	what	what	PRON
cblr-7161	824	138	one	one	NUM
cblr-7161	824	139	government	government	NOUN
cblr-7161	824	140	official	official	NOUN
cblr-7161	824	141	called	call	VERB
cblr-7161	824	142	a	a	DET
cblr-7161	824	143	“	"	PUNCT
cblr-7161	824	144	house	house	NOUN
cblr-7161	824	145	of	of	ADP
cblr-7161	824	146	cards,”218	cards,”218	NOUN
cblr-7161	824	147	and	and	CCONJ
cblr-7161	824	148	made	make	VERB
cblr-7161	824	149	aigfp	aigfp	NOUN
cblr-7161	824	150	critical	critical	ADJ
cblr-7161	824	151	to	to	ADP
cblr-7161	824	152	the	the	DET
cblr-7161	824	153	survival	survival	NOUN
cblr-7161	824	154	of	of	ADP
cblr-7161	824	155	aig	aig	PROPN
cblr-7161	824	156	,	,	PUNCT
cblr-7161	824	157	and	and	CCONJ
cblr-7161	824	158	the	the	DET
cblr-7161	824	159	u.s	u.s	PROPN
cblr-7161	824	160	.	.	PROPN
cblr-7161	824	161	financial	financial	ADJ
cblr-7161	824	162	system	system	NOUN
cblr-7161	824	163	more	more	ADV
cblr-7161	824	164	212	212	NUM
cblr-7161	824	165	see	see	VERB
cblr-7161	824	166	david	david	PROPN
cblr-7161	824	167	goldman	goldman	PROPN
cblr-7161	824	168	,	,	PUNCT
cblr-7161	824	169	aig	aig	PROPN
cblr-7161	824	170	bailout	bailout	PROPN
cblr-7161	824	171	:	:	PUNCT
cblr-7161	824	172	$	$	SYM
cblr-7161	824	173	127.7b	127.7b	NUM
cblr-7161	824	174	and	and	CCONJ
cblr-7161	824	175	counting	counting	NOUN
cblr-7161	824	176	,	,	PUNCT
cblr-7161	824	177	cnn	cnn	PROPN
cblr-7161	824	178	(	(	PUNCT
cblr-7161	824	179	dec	dec	PROPN
cblr-7161	824	180	.	.	PROPN
cblr-7161	824	181	30	30	NUM
cblr-7161	824	182	,	,	PUNCT
cblr-7161	824	183	2008	2008	NUM
cblr-7161	824	184	)	)	PUNCT
cblr-7161	824	185	,	,	PUNCT
cblr-7161	824	186	https://money.cnn.com/2008/12/29/news/companies/aig/index.htm	https://money.cnn.com/2008/12/29/news/companies/aig/index.htm	X
cblr-7161	825	1	[	[	X
cblr-7161	825	2	https://perma.cc/4nnf-fewj	https://perma.cc/4nnf-fewj	X
cblr-7161	825	3	]	]	X
cblr-7161	825	4	.	.	PUNCT
cblr-7161	825	5	213	213	NUM
cblr-7161	825	6	see	see	VERB
cblr-7161	825	7	adam	adam	PROPN
cblr-7161	825	8	davidson	davidson	PROPN
cblr-7161	825	9	,	,	PUNCT
cblr-7161	825	10	how	how	SCONJ
cblr-7161	825	11	aig	aig	PROPN
cblr-7161	825	12	fell	fall	VERB
cblr-7161	825	13	apart	apart	ADV
cblr-7161	825	14	,	,	PUNCT
cblr-7161	825	15	reuters	reuters	PROPN
cblr-7161	825	16	(	(	PUNCT
cblr-7161	825	17	sept	sept	PROPN
cblr-7161	825	18	.	.	PROPN
cblr-7161	825	19	18	18	NUM
cblr-7161	825	20	,	,	PUNCT
cblr-7161	825	21	2008	2008	NUM
cblr-7161	825	22	)	)	PUNCT
cblr-7161	825	23	,	,	PUNCT
cblr-7161	825	24	https://www.reuters.com/article/us-how-aig-fell-apart/how-aig-fell-apartidusmar85972720080918	https://www.reuters.com/article/us-how-aig-fell-apart/how-aig-fell-apartidusmar85972720080918	NOUN
cblr-7161	826	1	[	[	X
cblr-7161	826	2	https://perma.cc/gpv6-s4x2	https://perma.cc/gpv6-s4x2	PROPN
cblr-7161	826	3	]	]	PUNCT
cblr-7161	826	4	.	.	PUNCT
cblr-7161	827	1	credit	credit	NOUN
cblr-7161	827	2	default	default	NOUN
cblr-7161	827	3	swaps	swap	NOUN
cblr-7161	827	4	are	be	AUX
cblr-7161	827	5	financial	financial	ADJ
cblr-7161	827	6	instruments	instrument	NOUN
cblr-7161	827	7	that	that	SCONJ
cblr-7161	827	8	“	"	PUNCT
cblr-7161	827	9	insure	insure	VERB
cblr-7161	827	10	”	"	PUNCT
cblr-7161	827	11	against	against	ADP
cblr-7161	827	12	the	the	DET
cblr-7161	827	13	risk	risk	NOUN
cblr-7161	827	14	of	of	ADP
cblr-7161	827	15	a	a	DET
cblr-7161	827	16	security	security	NOUN
cblr-7161	827	17	issuer	issuer	NOUN
cblr-7161	827	18	going	go	VERB
cblr-7161	827	19	bankrupt	bankrupt	ADJ
cblr-7161	827	20	.	.	PUNCT
cblr-7161	828	1	credit	credit	NOUN
cblr-7161	828	2	default	default	NOUN
cblr-7161	828	3	swaps	swap	NOUN
cblr-7161	828	4	are	be	AUX
cblr-7161	828	5	derivative	derivative	ADJ
cblr-7161	828	6	instruments	instrument	NOUN
cblr-7161	828	7	,	,	PUNCT
cblr-7161	828	8	both	both	CCONJ
cblr-7161	828	9	in	in	ADP
cblr-7161	828	10	practical	practical	ADJ
cblr-7161	828	11	terms	term	NOUN
cblr-7161	828	12	and	and	CCONJ
cblr-7161	828	13	for	for	ADP
cblr-7161	828	14	regulation	regulation	NOUN
cblr-7161	828	15	w	w	NOUN
cblr-7161	828	16	purposes	purpose	NOUN
cblr-7161	828	17	.	.	PUNCT
cblr-7161	829	1	see	see	VERB
cblr-7161	829	2	moorad	moorad	NOUN
cblr-7161	829	3	choudhry	choudhry	NOUN
cblr-7161	829	4	,	,	PUNCT
cblr-7161	829	5	an	an	DET
cblr-7161	829	6	introduction	introduction	NOUN
cblr-7161	829	7	to	to	ADP
cblr-7161	829	8	credit	credit	NOUN
cblr-7161	829	9	derivatives	derivative	NOUN
cblr-7161	829	10	16	16	NUM
cblr-7161	829	11	(	(	PUNCT
cblr-7161	829	12	2004	2004	NUM
cblr-7161	829	13	)	)	PUNCT
cblr-7161	829	14	.	.	PUNCT
cblr-7161	830	1	214	214	NUM
cblr-7161	830	2	see	see	VERB
cblr-7161	830	3	davidson	davidson	NOUN
cblr-7161	830	4	,	,	PUNCT
cblr-7161	830	5	supra	supra	PROPN
cblr-7161	830	6	note	note	NOUN
cblr-7161	830	7	213	213	NUM
cblr-7161	830	8	.	.	PUNCT
cblr-7161	830	9	215	215	NUM
cblr-7161	830	10	see	see	VERB
cblr-7161	830	11	i	i	PRON
cblr-7161	830	12	d.	d.	PROPN
cblr-7161	830	13	216	216	NUM
cblr-7161	830	14	see	see	VERB
cblr-7161	830	15	cong	cong	NOUN
cblr-7161	830	16	.	.	PUNCT
cblr-7161	831	1	oversight	oversight	NOUN
cblr-7161	831	2	panel	panel	NOUN
cblr-7161	831	3	,	,	PUNCT
cblr-7161	831	4	the	the	DET
cblr-7161	831	5	aig	aig	PROPN
cblr-7161	831	6	rescue	rescue	NOUN
cblr-7161	831	7	,	,	PUNCT
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cblr-7161	831	9	impact	impact	NOUN
cblr-7161	831	10	on	on	ADP
cblr-7161	831	11	markets	market	NOUN
cblr-7161	831	12	,	,	PUNCT
cblr-7161	831	13	and	and	CCONJ
cblr-7161	831	14	the	the	DET
cblr-7161	831	15	government	government	NOUN
cblr-7161	831	16	’s	’s	PART
cblr-7161	831	17	exit	exit	NOUN
cblr-7161	831	18	strategy	strategy	NOUN
cblr-7161	831	19	17–18	17–18	NUM
cblr-7161	831	20	(	(	PUNCT
cblr-7161	831	21	2010	2010	NUM
cblr-7161	831	22	)	)	PUNCT
cblr-7161	831	23	.	.	PUNCT
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cblr-7161	832	6	40	40	NUM
cblr-7161	832	7	.	.	PUNCT
cblr-7161	833	1	see	see	VERB
cblr-7161	833	2	also	also	ADV
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cblr-7161	833	4	gensler	gensler	NOUN
cblr-7161	833	5	,	,	PUNCT
cblr-7161	833	6	chairman	chairman	NOUN
cblr-7161	833	7	,	,	PUNCT
cblr-7161	833	8	commodity	commodity	NOUN
cblr-7161	833	9	futures	future	NOUN
cblr-7161	833	10	trading	trading	NOUN
cblr-7161	833	11	comm’n	comm’n	NOUN
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cblr-7161	833	13	keynote	keynote	ADJ
cblr-7161	833	14	address	address	NOUN
cblr-7161	833	15	at	at	ADP
cblr-7161	833	16	the	the	DET
cblr-7161	833	17	finra	finra	PROPN
cblr-7161	833	18	annual	annual	ADJ
cblr-7161	833	19	conference	conference	NOUN
cblr-7161	833	20	:	:	PUNCT
cblr-7161	833	21	cross	cross	ADJ
cblr-7161	833	22	-	-	ADJ
cblr-7161	833	23	border	border	ADJ
cblr-7161	833	24	application	application	NOUN
cblr-7161	833	25	of	of	ADP
cblr-7161	833	26	dodd	dodd	PROPN
cblr-7161	833	27	-	-	PUNCT
cblr-7161	833	28	frank	frank	ADJ
cblr-7161	833	29	swaps	swap	NOUN
cblr-7161	833	30	market	market	NOUN
cblr-7161	833	31	reforms	reform	NOUN
cblr-7161	833	32	(	(	PUNCT
cblr-7161	833	33	may	may	PROPN
cblr-7161	833	34	21	21	NUM
cblr-7161	833	35	,	,	PUNCT
cblr-7161	833	36	2012	2012	NUM
cblr-7161	833	37	)	)	PUNCT
cblr-7161	833	38	,	,	PUNCT
cblr-7161	833	39	https://www.cftc.gov/pressroom/speechestestimony/opagensler-113	https://www.cftc.gov/pressroom/speechestestimony/opagensler-113	PROPN
cblr-7161	834	1	[	[	X
cblr-7161	834	2	https://perma.cc/4pz5-7yqa	https://perma.cc/4pz5-7yqa	X
cblr-7161	834	3	]	]	X
cblr-7161	834	4	(	(	PUNCT
cblr-7161	834	5	describing	describe	VERB
cblr-7161	834	6	the	the	DET
cblr-7161	834	7	interconnectedness	interconnectedness	NOUN
cblr-7161	834	8	between	between	ADP
cblr-7161	834	9	derivatives	derivative	NOUN
cblr-7161	834	10	affiliates	affiliate	NOUN
cblr-7161	834	11	and	and	CCONJ
cblr-7161	834	12	major	major	ADJ
cblr-7161	834	13	banking	banking	NOUN
cblr-7161	834	14	organizations	organization	NOUN
cblr-7161	834	15	)	)	PUNCT
cblr-7161	834	16	.	.	PUNCT
cblr-7161	835	1	218	218	NUM
cblr-7161	835	2	tarp	tarp	NOUN
cblr-7161	835	3	and	and	CCONJ
cblr-7161	835	4	other	other	ADJ
cblr-7161	835	5	government	government	NOUN
cblr-7161	835	6	assistance	assistance	NOUN
cblr-7161	835	7	for	for	ADP
cblr-7161	835	8	aig	aig	PROPN
cblr-7161	835	9	:	:	PUNCT
cblr-7161	835	10	hearing	hearing	NOUN
cblr-7161	835	11	before	before	ADP
cblr-7161	835	12	the	the	DET
cblr-7161	835	13	cong	cong	NOUN
cblr-7161	835	14	.	.	PUNCT
cblr-7161	836	1	oversight	oversight	NOUN
cblr-7161	836	2	panel	panel	NOUN
cblr-7161	836	3	,	,	PUNCT
cblr-7161	836	4	111th	111th	ADJ
cblr-7161	836	5	cong	cong	NOUN
cblr-7161	836	6	.	.	PUNCT
cblr-7161	837	1	221–22	221–22	X
cblr-7161	837	2	(	(	PUNCT
cblr-7161	837	3	2010	2010	NUM
cblr-7161	837	4	)	)	PUNCT
cblr-7161	837	5	(	(	PUNCT
cblr-7161	837	6	testimony	testimony	NOUN
cblr-7161	837	7	of	of	ADP
cblr-7161	837	8	jim	jim	PROPN
cblr-7161	837	9	millstein	millstein	PROPN
cblr-7161	837	10	,	,	PUNCT
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cblr-7161	837	12	restructuring	restructure	VERB
cblr-7161	837	13	officer	officer	NOUN
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cblr-7161	838	2	(	(	PUNCT
cblr-7161	838	3	do	do	AUX
cblr-7161	838	4	not	not	PART
cblr-7161	838	5	delte	delte	VERB
cblr-7161	838	6	)	)	PUNCT
cblr-7161	838	7	10/7/2020	10/7/2020	NUM
cblr-7161	838	8	6:42	6:42	NUM
cblr-7161	838	9	pm	pm	NOUN
cblr-7161	838	10	388	388	NUM
cblr-7161	838	11	columbia	columbia	PROPN
cblr-7161	838	12	business	business	NOUN
cblr-7161	838	13	law	law	PROPN
cblr-7161	838	14	review	review	NOUN
cblr-7161	838	15	[	[	X
cblr-7161	838	16	vol	vol	NOUN
cblr-7161	838	17	.	.	PUNCT
cblr-7161	838	18	2020	2020	NUM
cblr-7161	839	1	generally.219	generally.219	NOUN
cblr-7161	839	2	that	that	PRON
cblr-7161	839	3	is	be	AUX
cblr-7161	839	4	,	,	PUNCT
cblr-7161	839	5	the	the	DET
cblr-7161	839	6	failure	failure	NOUN
cblr-7161	839	7	of	of	ADP
cblr-7161	839	8	aigfp	aigfp	NOUN
cblr-7161	839	9	would	would	AUX
cblr-7161	839	10	not	not	PART
cblr-7161	839	11	only	only	ADV
cblr-7161	839	12	leave	leave	VERB
cblr-7161	839	13	its	its	PRON
cblr-7161	839	14	outside	outside	ADJ
cblr-7161	839	15	counterparties	counterpartie	NOUN
cblr-7161	839	16	without	without	ADP
cblr-7161	839	17	the	the	DET
cblr-7161	839	18	funding	funding	NOUN
cblr-7161	839	19	they	they	PRON
cblr-7161	839	20	had	have	AUX
cblr-7161	839	21	contracted	contract	VERB
cblr-7161	839	22	for	for	ADP
cblr-7161	839	23	,	,	PUNCT
cblr-7161	839	24	but	but	CCONJ
cblr-7161	839	25	also	also	ADV
cblr-7161	839	26	would	would	AUX
cblr-7161	839	27	undermine	undermine	VERB
cblr-7161	839	28	many	many	ADJ
cblr-7161	839	29	of	of	ADP
cblr-7161	839	30	its	its	PRON
cblr-7161	839	31	affiliate	affiliate	NOUN
cblr-7161	839	32	counterparties	counterpartie	NOUN
cblr-7161	839	33	,	,	PUNCT
cblr-7161	839	34	almost	almost	ADV
cblr-7161	839	35	certainly	certainly	ADV
cblr-7161	839	36	leading	lead	VERB
cblr-7161	839	37	to	to	ADP
cblr-7161	839	38	the	the	DET
cblr-7161	839	39	complete	complete	ADJ
cblr-7161	839	40	collapse	collapse	NOUN
cblr-7161	839	41	of	of	ADP
cblr-7161	839	42	aig.220	aig.220	NOUN
cblr-7161	839	43	in	in	ADP
cblr-7161	839	44	the	the	DET
cblr-7161	839	45	words	word	NOUN
cblr-7161	839	46	of	of	ADP
cblr-7161	839	47	one	one	NUM
cblr-7161	839	48	regulator	regulator	NOUN
cblr-7161	839	49	,	,	PUNCT
cblr-7161	839	50	“	"	PUNCT
cblr-7161	839	51	[	[	X
cblr-7161	839	52	w]hile	w]hile	ADP
cblr-7161	839	53	the	the	DET
cblr-7161	839	54	downfall	downfall	NOUN
cblr-7161	839	55	of	of	ADP
cblr-7161	839	56	aig	aig	PROPN
cblr-7161	839	57	was	be	AUX
cblr-7161	839	58	not	not	PART
cblr-7161	839	59	caused	cause	VERB
cblr-7161	839	60	by	by	ADP
cblr-7161	839	61	inter	inter	ADJ
cblr-7161	839	62	-	-	ADJ
cblr-7161	839	63	affiliate	affiliate	ADJ
cblr-7161	839	64	swaps	swap	NOUN
cblr-7161	839	65	,	,	PUNCT
cblr-7161	839	66	the	the	DET
cblr-7161	839	67	events	event	NOUN
cblr-7161	839	68	surrounding	surround	VERB
cblr-7161	839	69	aig	aig	PROPN
cblr-7161	839	70	during	during	ADP
cblr-7161	839	71	the	the	DET
cblr-7161	839	72	2008	2008	NUM
cblr-7161	839	73	crisis	crisis	NOUN
cblr-7161	839	74	demonstrate[d	demonstrate[d	NOUN
cblr-7161	839	75	]	]	PUNCT
cblr-7161	839	76	how	how	SCONJ
cblr-7161	839	77	the	the	DET
cblr-7161	839	78	risks	risk	NOUN
cblr-7161	839	79	of	of	ADP
cblr-7161	839	80	uncleared	uncleared	ADJ
cblr-7161	839	81	swaps	swap	NOUN
cblr-7161	839	82	at	at	ADP
cblr-7161	839	83	one	one	NUM
cblr-7161	839	84	affiliate	affiliate	NOUN
cblr-7161	839	85	can	can	AUX
cblr-7161	839	86	have	have	VERB
cblr-7161	839	87	significant	significant	ADJ
cblr-7161	839	88	ramifications	ramification	NOUN
cblr-7161	839	89	for	for	ADP
cblr-7161	839	90	the	the	DET
cblr-7161	839	91	entire	entire	ADJ
cblr-7161	839	92	affiliated	affiliate	VERB
cblr-7161	839	93	business	business	NOUN
cblr-7161	839	94	group	group	NOUN
cblr-7161	839	95	.	.	PUNCT
cblr-7161	839	96	”221	”221	PUNCT
cblr-7161	840	1	thus	thus	ADV
cblr-7161	840	2	,	,	PUNCT
cblr-7161	840	3	despite	despite	SCONJ
cblr-7161	840	4	the	the	DET
cblr-7161	840	5	protests	protest	NOUN
cblr-7161	840	6	of	of	ADP
cblr-7161	840	7	critics	critic	NOUN
cblr-7161	840	8	,	,	PUNCT
cblr-7161	840	9	there	there	PRON
cblr-7161	840	10	is	be	VERB
cblr-7161	840	11	little	little	ADJ
cblr-7161	840	12	doubt	doubt	NOUN
cblr-7161	840	13	that	that	SCONJ
cblr-7161	840	14	intracompany	intracompany	ADJ
cblr-7161	840	15	derivatives	derivative	NOUN
cblr-7161	840	16	transactions	transaction	NOUN
cblr-7161	840	17	post	post	VERB
cblr-7161	840	18	some	some	DET
cblr-7161	840	19	risk	risk	NOUN
cblr-7161	840	20	to	to	ADP
cblr-7161	840	21	the	the	DET
cblr-7161	840	22	global	global	ADJ
cblr-7161	840	23	financial	financial	ADJ
cblr-7161	840	24	system	system	NOUN
cblr-7161	840	25	,	,	PUNCT
cblr-7161	840	26	and	and	CCONJ
cblr-7161	840	27	if	if	SCONJ
cblr-7161	840	28	left	leave	VERB
cblr-7161	840	29	unregulated	unregulated	ADJ
cblr-7161	840	30	,	,	PUNCT
cblr-7161	840	31	may	may	AUX
cblr-7161	840	32	seriously	seriously	ADV
cblr-7161	840	33	damage	damage	VERB
cblr-7161	840	34	the	the	DET
cblr-7161	840	35	resiliency	resiliency	NOUN
cblr-7161	840	36	of	of	ADP
cblr-7161	840	37	systemically	systemically	ADV
cblr-7161	840	38	important	important	ADJ
cblr-7161	840	39	financial	financial	ADJ
cblr-7161	840	40	institutions	institution	NOUN
cblr-7161	840	41	.	.	PUNCT
cblr-7161	841	1	however	however	ADV
cblr-7161	841	2	,	,	PUNCT
cblr-7161	841	3	before	before	ADP
cblr-7161	841	4	moving	move	VERB
cblr-7161	841	5	on	on	ADP
cblr-7161	841	6	to	to	ADP
cblr-7161	841	7	a	a	DET
cblr-7161	841	8	solution	solution	NOUN
cblr-7161	841	9	,	,	PUNCT
cblr-7161	841	10	we	we	PRON
cblr-7161	841	11	look	look	VERB
cblr-7161	841	12	to	to	ADP
cblr-7161	841	13	a	a	DET
cblr-7161	841	14	proposal	proposal	NOUN
cblr-7161	841	15	that	that	PRON
cblr-7161	841	16	was	be	AUX
cblr-7161	841	17	recently	recently	ADV
cblr-7161	841	18	made	make	VERB
cblr-7161	841	19	by	by	ADP
cblr-7161	841	20	the	the	DET
cblr-7161	841	21	occ	occ	NOUN
cblr-7161	841	22	itself	itself	PRON
cblr-7161	841	23	.	.	PUNCT
cblr-7161	842	1	in	in	ADP
cblr-7161	842	2	november	november	PROPN
cblr-7161	842	3	2019	2019	NUM
cblr-7161	842	4	the	the	DET
cblr-7161	842	5	occ	occ	NOUN
cblr-7161	842	6	issued	issue	VERB
cblr-7161	842	7	a	a	DET
cblr-7161	842	8	notice	notice	NOUN
cblr-7161	842	9	of	of	ADP
cblr-7161	842	10	proposed	propose	VERB
cblr-7161	842	11	rulemaking	rulemaking	NOUN
cblr-7161	842	12	which	which	PRON
cblr-7161	842	13	,	,	PUNCT
cblr-7161	842	14	if	if	SCONJ
cblr-7161	842	15	adopted	adopt	VERB
cblr-7161	842	16	,	,	PUNCT
cblr-7161	842	17	would	would	AUX
cblr-7161	842	18	eliminate	eliminate	VERB
cblr-7161	842	19	the	the	DET
cblr-7161	842	20	initial	initial	ADJ
cblr-7161	842	21	margin	margin	NOUN
cblr-7161	842	22	requirements	requirement	NOUN
cblr-7161	842	23	associated	associate	VERB
cblr-7161	842	24	with	with	ADP
cblr-7161	842	25	intracompany	intracompany	ADJ
cblr-7161	842	26	derivative	derivative	ADJ
cblr-7161	842	27	transactions.222	transactions.222	NOUN
cblr-7161	842	28	by	by	ADP
cblr-7161	842	29	way	way	NOUN
cblr-7161	842	30	of	of	ADP
cblr-7161	842	31	background	background	NOUN
cblr-7161	842	32	,	,	PUNCT
cblr-7161	842	33	initial	initial	ADJ
cblr-7161	842	34	margin	margin	NOUN
cblr-7161	842	35	(	(	PUNCT
cblr-7161	842	36	“	"	PUNCT
cblr-7161	842	37	i	i	PRON
cblr-7161	842	38	m	m	VERB
cblr-7161	842	39	”	"	PUNCT
cblr-7161	842	40	)	)	PUNCT
cblr-7161	842	41	in	in	ADP
cblr-7161	842	42	derivatives	derivative	NOUN
cblr-7161	842	43	transactions	transaction	NOUN
cblr-7161	842	44	is	be	AUX
cblr-7161	842	45	a	a	DET
cblr-7161	842	46	collateral	collateral	ADJ
cblr-7161	842	47	tool	tool	NOUN
cblr-7161	842	48	that	that	PRON
cblr-7161	842	49	requires	require	VERB
cblr-7161	842	50	a	a	DET
cblr-7161	842	51	counterparty	counterparty	NOUN
cblr-7161	842	52	to	to	PART
cblr-7161	842	53	post	post	VERB
cblr-7161	842	54	a	a	DET
cblr-7161	842	55	percentage	percentage	NOUN
cblr-7161	842	56	of	of	ADP
cblr-7161	842	57	the	the	DET
cblr-7161	842	58	derivative	derivative	ADJ
cblr-7161	842	59	instrument	instrument	NOUN
cblr-7161	842	60	’s	’s	PART
cblr-7161	842	61	value	value	NOUN
cblr-7161	842	62	in	in	ADP
cblr-7161	842	63	cash	cash	NOUN
cblr-7161	842	64	or	or	CCONJ
cblr-7161	842	65	liquid	liquid	ADJ
cblr-7161	842	66	assets	asset	NOUN
cblr-7161	842	67	prior	prior	ADV
cblr-7161	842	68	to	to	ADP
cblr-7161	842	69	the	the	DET
cblr-7161	842	70	performance	performance	NOUN
cblr-7161	842	71	of	of	ADP
cblr-7161	842	72	the	the	DET
cblr-7161	842	73	contract.223	contract.223	NOUN
cblr-7161	842	74	in	in	ADP
cblr-7161	842	75	the	the	DET
cblr-7161	842	76	context	context	NOUN
cblr-7161	842	77	of	of	ADP
cblr-7161	842	78	intracompany	intracompany	ADJ
cblr-7161	842	79	derivatives	derivative	NOUN
cblr-7161	842	80	within	within	ADP
cblr-7161	842	81	219	219	NUM
cblr-7161	842	82	see	see	NOUN
cblr-7161	842	83	cong	cong	NOUN
cblr-7161	842	84	.	.	PUNCT
cblr-7161	843	1	oversight	oversight	NOUN
cblr-7161	843	2	panel	panel	NOUN
cblr-7161	843	3	,	,	PUNCT
cblr-7161	843	4	supra	supra	PROPN
cblr-7161	843	5	note	note	NOUN
cblr-7161	843	6	216	216	NUM
cblr-7161	843	7	,	,	PUNCT
cblr-7161	843	8	at	at	ADP
cblr-7161	843	9	40	40	NUM
cblr-7161	843	10	;	;	PUNCT
cblr-7161	843	11	economic	economic	ADJ
cblr-7161	843	12	and	and	CCONJ
cblr-7161	843	13	budget	budget	NOUN
cblr-7161	843	14	challenges	challenge	NOUN
cblr-7161	843	15	for	for	ADP
cblr-7161	843	16	the	the	DET
cblr-7161	843	17	short	short	ADJ
cblr-7161	843	18	and	and	CCONJ
cblr-7161	843	19	long	long	ADJ
cblr-7161	843	20	term	term	NOUN
cblr-7161	843	21	:	:	PUNCT
cblr-7161	843	22	hearing	hear	VERB
cblr-7161	843	23	before	before	ADP
cblr-7161	843	24	the	the	DET
cblr-7161	843	25	s.	s.	PROPN
cblr-7161	843	26	comm	comm	NOUN
cblr-7161	843	27	.	.	PUNCT
cblr-7161	844	1	on	on	ADP
cblr-7161	844	2	the	the	DET
cblr-7161	844	3	budget	budget	NOUN
cblr-7161	844	4	,	,	PUNCT
cblr-7161	844	5	111th	111th	ADJ
cblr-7161	844	6	cong	cong	NOUN
cblr-7161	844	7	.	.	PUNCT
cblr-7161	845	1	27	27	NUM
cblr-7161	845	2	(	(	PUNCT
cblr-7161	845	3	2009	2009	NUM
cblr-7161	845	4	)	)	PUNCT
cblr-7161	845	5	(	(	PUNCT
cblr-7161	845	6	statement	statement	NOUN
cblr-7161	845	7	of	of	ADP
cblr-7161	845	8	ben	ben	PROPN
cblr-7161	845	9	s.	s.	PROPN
cblr-7161	845	10	bernanke	bernanke	PROPN
cblr-7161	845	11	,	,	PUNCT
cblr-7161	845	12	chairman	chairman	NOUN
cblr-7161	845	13	,	,	PUNCT
cblr-7161	845	14	board	board	NOUN
cblr-7161	845	15	of	of	ADP
cblr-7161	845	16	governors	governor	NOUN
cblr-7161	845	17	of	of	ADP
cblr-7161	845	18	the	the	DET
cblr-7161	845	19	federal	federal	PROPN
cblr-7161	845	20	reserve	reserve	PROPN
cblr-7161	845	21	system	system	PROPN
cblr-7161	845	22	)	)	PUNCT
cblr-7161	845	23	.	.	PUNCT
cblr-7161	846	1	220	220	NUM
cblr-7161	846	2	see	see	VERB
cblr-7161	846	3	cong	cong	NOUN
cblr-7161	846	4	.	.	PUNCT
cblr-7161	847	1	oversight	oversight	NOUN
cblr-7161	847	2	panel	panel	NOUN
cblr-7161	847	3	,	,	PUNCT
cblr-7161	847	4	supra	supra	PROPN
cblr-7161	847	5	note	note	NOUN
cblr-7161	847	6	216	216	NUM
cblr-7161	847	7	,	,	PUNCT
cblr-7161	847	8	at	at	ADP
cblr-7161	847	9	40	40	NUM
cblr-7161	847	10	.	.	PUNCT
cblr-7161	848	1	221	221	NUM
cblr-7161	848	2	clearing	clearing	NOUN
cblr-7161	848	3	exemption	exemption	NOUN
cblr-7161	848	4	for	for	ADP
cblr-7161	848	5	swaps	swap	NOUN
cblr-7161	848	6	between	between	ADP
cblr-7161	848	7	certain	certain	ADJ
cblr-7161	848	8	affiliated	affiliated	ADJ
cblr-7161	848	9	entities	entity	NOUN
cblr-7161	848	10	,	,	PUNCT
cblr-7161	848	11	78	78	NUM
cblr-7161	848	12	fed	feed	VERB
cblr-7161	848	13	.	.	PUNCT
cblr-7161	849	1	reg	reg	PROPN
cblr-7161	849	2	.	.	PROPN
cblr-7161	849	3	21,750	21,750	NUM
cblr-7161	849	4	,	,	PUNCT
cblr-7161	849	5	21,752	21,752	NUM
cblr-7161	849	6	(	(	PUNCT
cblr-7161	849	7	apr	apr	PROPN
cblr-7161	849	8	.	.	PROPN
cblr-7161	849	9	11	11	NUM
cblr-7161	849	10	,	,	PUNCT
cblr-7161	849	11	2013	2013	NUM
cblr-7161	849	12	)	)	PUNCT
cblr-7161	850	1	(	(	PUNCT
cblr-7161	850	2	codified	codify	VERB
cblr-7161	850	3	as	as	SCONJ
cblr-7161	850	4	amended	amend	VERB
cblr-7161	850	5	at	at	ADP
cblr-7161	850	6	17	17	NUM
cblr-7161	850	7	c.f.r	c.f.r	NOUN
cblr-7161	850	8	.	.	PUNCT
cblr-7161	851	1	pt	pt	PROPN
cblr-7161	851	2	.	.	PROPN
cblr-7161	851	3	50	50	NUM
cblr-7161	851	4	)	)	PUNCT
cblr-7161	851	5	.	.	PUNCT
cblr-7161	852	1	222	222	NUM
cblr-7161	852	2	margin	margin	NOUN
cblr-7161	852	3	and	and	CCONJ
cblr-7161	852	4	capital	capital	NOUN
cblr-7161	852	5	requirements	requirement	NOUN
cblr-7161	852	6	for	for	ADP
cblr-7161	852	7	covered	cover	VERB
cblr-7161	852	8	swap	swap	NOUN
cblr-7161	852	9	entities	entity	NOUN
cblr-7161	852	10	,	,	PUNCT
cblr-7161	852	11	84	84	NUM
cblr-7161	852	12	fed	feed	VERB
cblr-7161	852	13	.	.	PUNCT
cblr-7161	853	1	reg	reg	PROPN
cblr-7161	853	2	.	.	PUNCT
cblr-7161	854	1	59,970	59,970	NUM
cblr-7161	854	2	(	(	PUNCT
cblr-7161	854	3	proposed	propose	VERB
cblr-7161	854	4	nov	nov	PROPN
cblr-7161	854	5	.	.	PROPN
cblr-7161	854	6	7	7	NUM
cblr-7161	854	7	,	,	PUNCT
cblr-7161	854	8	2019	2019	NUM
cblr-7161	854	9	)	)	PUNCT
cblr-7161	854	10	(	(	PUNCT
cblr-7161	854	11	to	to	PART
cblr-7161	854	12	be	be	AUX
cblr-7161	854	13	codified	codify	VERB
cblr-7161	854	14	at	at	ADP
cblr-7161	854	15	12	12	NUM
cblr-7161	854	16	c.f.r	c.f.r	NOUN
cblr-7161	854	17	.	.	PUNCT
cblr-7161	855	1	pts	pts	ADP
cblr-7161	855	2	45	45	NUM
cblr-7161	855	3	,	,	PUNCT
cblr-7161	855	4	237	237	NUM
cblr-7161	855	5	,	,	PUNCT
cblr-7161	855	6	349	349	NUM
cblr-7161	855	7	,	,	PUNCT
cblr-7161	855	8	624	624	NUM
cblr-7161	855	9	,	,	PUNCT
cblr-7161	855	10	and	and	CCONJ
cblr-7161	855	11	1221	1221	NUM
cblr-7161	855	12	)	)	PUNCT
cblr-7161	855	13	.	.	PUNCT
cblr-7161	856	1	223	223	NUM
cblr-7161	856	2	see	see	VERB
cblr-7161	856	3	thomas	thomas	PROPN
cblr-7161	856	4	hoenig	hoenig	PROPN
cblr-7161	856	5	,	,	PUNCT
cblr-7161	856	6	why	why	SCONJ
cblr-7161	856	7	it	it	PRON
cblr-7161	856	8	’s	’	VERB
cblr-7161	856	9	so	so	ADV
cblr-7161	856	10	difficult	difficult	ADJ
cblr-7161	856	11	to	to	PART
cblr-7161	856	12	amend	amend	VERB
cblr-7161	856	13	inter	inter	ADJ
cblr-7161	856	14	-	-	ADJ
cblr-7161	856	15	affiliate	affiliate	ADJ
cblr-7161	856	16	margin	margin	NOUN
cblr-7161	856	17	rules	rule	NOUN
cblr-7161	856	18	,	,	PUNCT
cblr-7161	856	19	mercatus	mercatus	PROPN
cblr-7161	856	20	ctr	ctr	PROPN
cblr-7161	856	21	.	.	PUNCT
cblr-7161	857	1	(	(	PUNCT
cblr-7161	857	2	aug	aug	PROPN
cblr-7161	857	3	.	.	PROPN
cblr-7161	857	4	12	12	NUM
cblr-7161	857	5	,	,	PUNCT
cblr-7161	857	6	2019	2019	NUM
cblr-7161	857	7	)	)	PUNCT
cblr-7161	857	8	,	,	PUNCT
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cblr-7161	858	1	[	[	X
cblr-7161	858	2	https://perma.cc/zf2rtjc3	https://perma.cc/zf2rtjc3	X
cblr-7161	858	3	]	]	X
cblr-7161	858	4	.	.	PUNCT
cblr-7161	859	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	859	2	(	(	PUNCT
cblr-7161	859	3	do	do	AUX
cblr-7161	859	4	not	not	PART
cblr-7161	859	5	delete	delete	VERB
cblr-7161	859	6	)	)	PUNCT
cblr-7161	859	7	10/7/2020	10/7/2020	NUM
cblr-7161	859	8	6:42	6:42	NUM
cblr-7161	859	9	pm	pm	NOUN
cblr-7161	859	10	no	no	INTJ
cblr-7161	859	11	.	.	PUNCT
cblr-7161	860	1	1:336	1:336	NUM
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cblr-7161	860	3	treacherous	treacherous	ADJ
cblr-7161	860	4	landscape	landscape	NOUN
cblr-7161	860	5	389	389	NUM
cblr-7161	860	6	banking	banking	NOUN
cblr-7161	860	7	organizations	organization	NOUN
cblr-7161	860	8	,	,	PUNCT
cblr-7161	860	9	i	i	PRON
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cblr-7161	860	14	-	-	PUNCT
cblr-7161	860	15	quality	quality	NOUN
cblr-7161	860	16	capital	capital	NOUN
cblr-7161	860	17	being	be	AUX
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cblr-7161	860	19	at	at	ADP
cblr-7161	860	20	whatever	whatever	PRON
cblr-7161	860	21	banking	bank	VERB
cblr-7161	860	22	legal	legal	ADJ
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cblr-7161	860	24	was	be	AUX
cblr-7161	860	25	participating	participate	VERB
cblr-7161	860	26	in	in	ADP
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cblr-7161	860	28	intracompany	intracompany	NOUN
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cblr-7161	860	30	still	still	ADV
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cblr-7161	860	37	i	i	PRON
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cblr-7161	860	43	been	be	AUX
cblr-7161	860	44	politically	politically	ADV
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cblr-7161	860	46	it	it	PRON
cblr-7161	860	47	has	have	AUX
cblr-7161	860	48	largely	largely	ADV
cblr-7161	860	49	been	be	AUX
cblr-7161	860	50	welcomed	welcome	VERB
cblr-7161	860	51	by	by	ADP
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cblr-7161	860	55	,	,	PUNCT
cblr-7161	860	56	industry	industry	NOUN
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cblr-7161	860	58	have	have	AUX
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cblr-7161	860	61	the	the	DET
cblr-7161	860	62	proposal	proposal	NOUN
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cblr-7161	860	65	$	$	SYM
cblr-7161	860	66	40	40	NUM
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cblr-7161	860	68	in	in	ADP
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cblr-7161	860	72	that	that	PRON
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cblr-7161	860	74	seem	seem	VERB
cblr-7161	860	75	to	to	PART
cblr-7161	860	76	at	at	ADV
cblr-7161	860	77	least	least	ADJ
cblr-7161	860	78	partially	partially	ADV
cblr-7161	860	79	224	224	NUM
cblr-7161	860	80	see	see	VERB
cblr-7161	860	81	press	press	NOUN
cblr-7161	860	82	release	release	NOUN
cblr-7161	860	83	,	,	PUNCT
cblr-7161	860	84	jelena	jelena	PROPN
cblr-7161	860	85	mcwilliams	mcwilliams	PROPN
cblr-7161	860	86	,	,	PUNCT
cblr-7161	860	87	chairman	chairman	NOUN
cblr-7161	860	88	,	,	PUNCT
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cblr-7161	860	90	.	.	PUNCT
cblr-7161	861	1	deposit	deposit	PROPN
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cblr-7161	861	3	.	.	PUNCT
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cblr-7161	861	13	on	on	ADP
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cblr-7161	861	16	of	of	ADP
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cblr-7161	861	19	1	1	NUM
cblr-7161	861	20	(	(	PUNCT
cblr-7161	861	21	sept	sept	PROPN
cblr-7161	861	22	.	.	PROPN
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cblr-7161	861	24	,	,	PUNCT
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cblr-7161	862	5	.	.	PUNCT
cblr-7161	863	1	see	see	AUX
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cblr-7161	877	1	of	of	ADP
cblr-7161	877	2	int’l	int’l	NUM
cblr-7161	877	3	org	org	NOUN
cblr-7161	877	4	.	.	PUNCT
cblr-7161	877	5	of	of	ADP
cblr-7161	877	6	sec	sec	PROPN
cblr-7161	877	7	.	.	PROPN
cblr-7161	877	8	comm’ns	comm’ns	PROPN
cblr-7161	877	9	,	,	PUNCT
cblr-7161	877	10	margin	margin	NOUN
cblr-7161	877	11	requirements	requirement	NOUN
cblr-7161	877	12	for	for	ADP
cblr-7161	877	13	non	non	ADJ
cblr-7161	877	14	-	-	ADJ
cblr-7161	877	15	centrally	centrally	ADV
cblr-7161	877	16	cleared	cleared	ADJ
cblr-7161	877	17	derivatives	derivative	NOUN
cblr-7161	877	18	21	21	NUM
cblr-7161	877	19	(	(	PUNCT
cblr-7161	877	20	2019	2019	NUM
cblr-7161	877	21	)	)	PUNCT
cblr-7161	877	22	,	,	PUNCT
cblr-7161	877	23	https://www.bis.org/bcbs/publ/d475.pdf	https://www.bis.org/bcbs/publ/d475.pdf	VERB
cblr-7161	878	1	[	[	X
cblr-7161	878	2	https://perma.cc/jw2m-sx6b	https://perma.cc/jw2m-sx6b	X
cblr-7161	878	3	]	]	X
cblr-7161	878	4	(	(	PUNCT
cblr-7161	878	5	“	"	PUNCT
cblr-7161	878	6	although	although	SCONJ
cblr-7161	878	7	current	current	ADJ
cblr-7161	878	8	market	market	NOUN
cblr-7161	878	9	practices	practice	NOUN
cblr-7161	878	10	on	on	ADP
cblr-7161	878	11	this	this	DET
cblr-7161	878	12	point	point	NOUN
cblr-7161	878	13	vary	vary	VERB
cblr-7161	878	14	,	,	PUNCT
cblr-7161	878	15	the	the	DET
cblr-7161	878	16	exchange	exchange	NOUN
cblr-7161	878	17	of	of	ADP
cblr-7161	878	18	initial	initial	ADJ
cblr-7161	878	19	or	or	CCONJ
cblr-7161	878	20	variation	variation	NOUN
cblr-7161	878	21	margin	margin	NOUN
cblr-7161	878	22	by	by	ADP
cblr-7161	878	23	affiliated	affiliated	ADJ
cblr-7161	878	24	parties	party	NOUN
cblr-7161	878	25	to	to	ADP
cblr-7161	878	26	a	a	DET
cblr-7161	878	27	non	non	ADJ
cblr-7161	878	28	-	-	ADJ
cblr-7161	878	29	centrally	centrally	ADV
cblr-7161	878	30	cleared	clear	VERB
cblr-7161	878	31	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	878	32	(	(	PUNCT
cblr-7161	878	33	do	do	AUX
cblr-7161	878	34	not	not	PART
cblr-7161	878	35	delte	delte	VERB
cblr-7161	878	36	)	)	PUNCT
cblr-7161	878	37	10/7/2020	10/7/2020	NUM
cblr-7161	878	38	6:42	6:42	NUM
cblr-7161	878	39	pm	pm	NOUN
cblr-7161	878	40	390	390	NUM
cblr-7161	878	41	columbia	columbia	PROPN
cblr-7161	878	42	business	business	NOUN
cblr-7161	878	43	law	law	PROPN
cblr-7161	878	44	review	review	NOUN
cblr-7161	879	1	[	[	X
cblr-7161	879	2	vol	vol	NOUN
cblr-7161	879	3	.	.	PUNCT
cblr-7161	879	4	2020	2020	NUM
cblr-7161	879	5	relieve	relieve	VERB
cblr-7161	879	6	the	the	DET
cblr-7161	879	7	amount	amount	NOUN
cblr-7161	879	8	of	of	ADP
cblr-7161	879	9	tier	tier	NOUN
cblr-7161	879	10	1	1	NUM
cblr-7161	879	11	capital	capital	NOUN
cblr-7161	879	12	that	that	PRON
cblr-7161	879	13	fbos	fbo	NOUN
cblr-7161	879	14	are	be	AUX
cblr-7161	879	15	currently	currently	ADV
cblr-7161	879	16	holding	hold	VERB
cblr-7161	879	17	in	in	ADP
cblr-7161	879	18	their	their	PRON
cblr-7161	879	19	ihcs	ihc	NOUN
cblr-7161	879	20	.	.	PUNCT
cblr-7161	880	1	indeed	indeed	ADV
cblr-7161	880	2	,	,	PUNCT
cblr-7161	880	3	the	the	DET
cblr-7161	880	4	chair	chair	NOUN
cblr-7161	880	5	of	of	ADP
cblr-7161	880	6	the	the	DET
cblr-7161	880	7	fdic	fdic	PROPN
cblr-7161	880	8	herself	herself	PRON
cblr-7161	880	9	seemed	seem	VERB
cblr-7161	880	10	to	to	PART
cblr-7161	880	11	endorse	endorse	VERB
cblr-7161	880	12	this	this	DET
cblr-7161	880	13	notion	notion	NOUN
cblr-7161	880	14	in	in	ADP
cblr-7161	880	15	remarking	remark	VERB
cblr-7161	880	16	that	that	SCONJ
cblr-7161	880	17	the	the	DET
cblr-7161	880	18	nprm	nprm	NOUN
cblr-7161	880	19	aims	aim	VERB
cblr-7161	880	20	to	to	PART
cblr-7161	880	21	address	address	VERB
cblr-7161	880	22	the	the	DET
cblr-7161	880	23	presence	presence	NOUN
cblr-7161	880	24	of	of	ADP
cblr-7161	880	25	“	"	PUNCT
cblr-7161	880	26	locked	lock	VERB
cblr-7161	880	27	up	up	ADP
cblr-7161	880	28	”	"	PUNCT
cblr-7161	880	29	and	and	CCONJ
cblr-7161	880	30	“	"	PUNCT
cblr-7161	880	31	frozen	frozen	ADJ
cblr-7161	880	32	”	"	PUNCT
cblr-7161	880	33	capital	capital	NOUN
cblr-7161	880	34	maintained	maintain	VERB
cblr-7161	880	35	within	within	ADP
cblr-7161	880	36	banking	bank	VERB
cblr-7161	880	37	legal	legal	ADJ
cblr-7161	880	38	entities.228	entities.228	PROPN
cblr-7161	880	39	assuming	assume	VERB
cblr-7161	880	40	this	this	DET
cblr-7161	880	41	nprm	nprm	NOUN
cblr-7161	880	42	is	be	AUX
cblr-7161	880	43	finalized	finalize	VERB
cblr-7161	880	44	in	in	ADP
cblr-7161	880	45	the	the	DET
cblr-7161	880	46	coming	coming	ADJ
cblr-7161	880	47	months	month	NOUN
cblr-7161	880	48	,	,	PUNCT
cblr-7161	880	49	the	the	DET
cblr-7161	880	50	question	question	NOUN
cblr-7161	880	51	still	still	ADV
cblr-7161	880	52	remains	remain	VERB
cblr-7161	880	53	as	as	ADP
cblr-7161	880	54	to	to	ADP
cblr-7161	880	55	whether	whether	SCONJ
cblr-7161	880	56	intracompany	intracompany	ADJ
cblr-7161	880	57	derivatives	derivative	NOUN
cblr-7161	880	58	should	should	AUX
cblr-7161	880	59	be	be	AUX
cblr-7161	880	60	included	include	VERB
cblr-7161	880	61	as	as	ADP
cblr-7161	880	62	“	"	PUNCT
cblr-7161	880	63	covered	covered	ADJ
cblr-7161	880	64	transactions	transaction	NOUN
cblr-7161	880	65	”	"	PUNCT
cblr-7161	880	66	at	at	ADV
cblr-7161	880	67	all	all	ADV
cblr-7161	880	68	under	under	ADP
cblr-7161	880	69	regulation	regulation	NOUN
cblr-7161	880	70	w.	w.	NOUN
cblr-7161	880	71	in	in	ADP
cblr-7161	880	72	considering	consider	VERB
cblr-7161	880	73	this	this	DET
cblr-7161	880	74	question	question	NOUN
cblr-7161	880	75	we	we	PRON
cblr-7161	880	76	turn	turn	VERB
cblr-7161	880	77	back	back	ADV
cblr-7161	880	78	to	to	ADP
cblr-7161	880	79	the	the	DET
cblr-7161	880	80	experience	experience	NOUN
cblr-7161	880	81	of	of	ADP
cblr-7161	880	82	aig	aig	PROPN
cblr-7161	880	83	during	during	ADP
cblr-7161	880	84	the	the	DET
cblr-7161	880	85	financial	financial	ADJ
cblr-7161	880	86	crisis	crisis	NOUN
cblr-7161	880	87	,	,	PUNCT
cblr-7161	880	88	and	and	CCONJ
cblr-7161	880	89	the	the	DET
cblr-7161	880	90	emphasis	emphasis	NOUN
cblr-7161	880	91	regulators	regulator	NOUN
cblr-7161	880	92	have	have	AUX
cblr-7161	880	93	placed	place	VERB
cblr-7161	880	94	on	on	ADP
cblr-7161	880	95	resolution	resolution	NOUN
cblr-7161	880	96	and	and	CCONJ
cblr-7161	880	97	resolvability	resolvability	NOUN
cblr-7161	880	98	in	in	ADP
cblr-7161	880	99	the	the	DET
cblr-7161	880	100	post	post	ADJ
cblr-7161	880	101	-	-	ADJ
cblr-7161	880	102	crisis	crisis	ADJ
cblr-7161	880	103	era.229	era.229	NOUN
cblr-7161	880	104	given	give	VERB
cblr-7161	880	105	the	the	DET
cblr-7161	880	106	role	role	NOUN
cblr-7161	880	107	aig	aig	PROPN
cblr-7161	880	108	played	play	VERB
cblr-7161	880	109	in	in	ADP
cblr-7161	880	110	the	the	DET
cblr-7161	880	111	financial	financial	ADJ
cblr-7161	880	112	crisis	crisis	NOUN
cblr-7161	880	113	and	and	CCONJ
cblr-7161	880	114	the	the	DET
cblr-7161	880	115	complications	complication	NOUN
cblr-7161	880	116	the	the	DET
cblr-7161	880	117	firm	firm	NOUN
cblr-7161	880	118	’s	’s	PART
cblr-7161	880	119	intracompany	intracompany	ADJ
cblr-7161	880	120	derivatives	derivative	NOUN
cblr-7161	880	121	introduced,230	introduced,230	PRON
cblr-7161	881	1	it	it	PRON
cblr-7161	881	2	seems	seem	VERB
cblr-7161	881	3	that	that	SCONJ
cblr-7161	881	4	a	a	DET
cblr-7161	881	5	complete	complete	ADJ
cblr-7161	881	6	restatement	restatement	NOUN
cblr-7161	881	7	of	of	ADP
cblr-7161	881	8	the	the	DET
cblr-7161	881	9	derivatives	derivative	NOUN
cblr-7161	881	10	exception	exception	NOUN
cblr-7161	881	11	would	would	AUX
cblr-7161	881	12	be	be	AUX
cblr-7161	881	13	unwise	unwise	ADJ
cblr-7161	881	14	.	.	PUNCT
cblr-7161	882	1	the	the	DET
cblr-7161	882	2	initial	initial	ADJ
cblr-7161	882	3	margin	margin	NOUN
cblr-7161	882	4	nprm	nprm	NOUN
cblr-7161	882	5	aims	aim	VERB
cblr-7161	882	6	to	to	PART
cblr-7161	882	7	address	address	VERB
cblr-7161	882	8	the	the	DET
cblr-7161	882	9	major	major	ADJ
cblr-7161	882	10	issue	issue	NOUN
cblr-7161	882	11	this	this	DET
cblr-7161	882	12	note	note	NOUN
cblr-7161	882	13	identified	identify	VERB
cblr-7161	882	14	,	,	PUNCT
cblr-7161	882	15	the	the	DET
cblr-7161	882	16	excessive	excessive	ADJ
cblr-7161	882	17	pre	pre	ADJ
cblr-7161	882	18	-	-	ADJ
cblr-7161	882	19	positioning	positioning	NOUN
cblr-7161	882	20	of	of	ADP
cblr-7161	882	21	high	high	ADJ
cblr-7161	882	22	quality	quality	NOUN
cblr-7161	882	23	capital	capital	NOUN
cblr-7161	882	24	in	in	ADP
cblr-7161	882	25	ihc	ihc	PROPN
cblr-7161	882	26	legal	legal	ADJ
cblr-7161	882	27	entities	entity	NOUN
cblr-7161	882	28	,	,	PUNCT
cblr-7161	882	29	and	and	CCONJ
cblr-7161	882	30	further	further	ADJ
cblr-7161	882	31	regulatory	regulatory	ADJ
cblr-7161	882	32	rollback	rollback	NOUN
cblr-7161	882	33	that	that	PRON
cblr-7161	882	34	potentially	potentially	ADV
cblr-7161	882	35	exposes	expose	VERB
cblr-7161	882	36	investors	investor	NOUN
cblr-7161	882	37	to	to	ADP
cblr-7161	882	38	greater	great	ADJ
cblr-7161	882	39	risk	risk	NOUN
cblr-7161	882	40	and	and	CCONJ
cblr-7161	882	41	undermines	undermine	VERB
cblr-7161	882	42	u.s	u.s	PROPN
cblr-7161	882	43	.	.	PROPN
cblr-7161	882	44	regulators	regulator	NOUN
cblr-7161	882	45	’	’	PART
cblr-7161	882	46	goals	goal	NOUN
cblr-7161	882	47	of	of	ADP
cblr-7161	882	48	orderly	orderly	ADJ
cblr-7161	882	49	resolution	resolution	NOUN
cblr-7161	882	50	is	be	AUX
cblr-7161	882	51	unnecessary	unnecessary	ADJ
cblr-7161	882	52	and	and	CCONJ
cblr-7161	882	53	could	could	AUX
cblr-7161	882	54	be	be	AUX
cblr-7161	882	55	counterproductive	counterproductive	ADJ
cblr-7161	882	56	.	.	PUNCT
cblr-7161	883	1	indeed	indeed	ADV
cblr-7161	883	2	,	,	PUNCT
cblr-7161	883	3	as	as	SCONJ
cblr-7161	883	4	the	the	DET
cblr-7161	883	5	affiliate	affiliate	NOUN
cblr-7161	883	6	margin	margin	NOUN
cblr-7161	883	7	proposal	proposal	NOUN
cblr-7161	883	8	was	be	AUX
cblr-7161	883	9	tailored	tailor	VERB
cblr-7161	883	10	,	,	PUNCT
cblr-7161	883	11	several	several	ADJ
cblr-7161	883	12	prominent	prominent	ADJ
cblr-7161	883	13	regulators	regulator	NOUN
cblr-7161	883	14	acknowledged	acknowledge	VERB
cblr-7161	883	15	that	that	SCONJ
cblr-7161	883	16	a	a	DET
cblr-7161	883	17	writ	writ	NOUN
cblr-7161	883	18	large	large	ADJ
cblr-7161	883	19	reintroduction	reintroduction	NOUN
cblr-7161	883	20	of	of	ADP
cblr-7161	883	21	the	the	DET
cblr-7161	883	22	exception	exception	NOUN
cblr-7161	883	23	may	may	AUX
cblr-7161	883	24	introduce	introduce	VERB
cblr-7161	883	25	financial	financial	ADJ
cblr-7161	883	26	stability	stability	NOUN
cblr-7161	883	27	issues,231	issues,231	ADP
cblr-7161	883	28	a	a	DET
cblr-7161	883	29	sentiment	sentiment	NOUN
cblr-7161	883	30	that	that	PRON
cblr-7161	883	31	derivative	derivative	NOUN
cblr-7161	883	32	is	be	AUX
cblr-7161	883	33	not	not	PART
cblr-7161	883	34	customary	customary	ADJ
cblr-7161	883	35	.	.	PUNCT
cblr-7161	884	1	accordingly	accordingly	ADV
cblr-7161	884	2	,	,	PUNCT
cblr-7161	884	3	extending	extend	VERB
cblr-7161	884	4	the	the	DET
cblr-7161	884	5	initial	initial	ADJ
cblr-7161	884	6	margin	margin	NOUN
cblr-7161	884	7	requirements	requirement	NOUN
cblr-7161	884	8	to	to	ADP
cblr-7161	884	9	such	such	ADJ
cblr-7161	884	10	transactions	transaction	NOUN
cblr-7161	884	11	would	would	AUX
cblr-7161	884	12	likely	likely	ADV
cblr-7161	884	13	create	create	VERB
cblr-7161	884	14	additional	additional	ADJ
cblr-7161	884	15	liquidity	liquidity	NOUN
cblr-7161	884	16	demands	demand	NOUN
cblr-7161	884	17	for	for	ADP
cblr-7161	884	18	firms	firm	NOUN
cblr-7161	884	19	engaging	engage	VERB
cblr-7161	884	20	in	in	ADP
cblr-7161	884	21	such	such	ADJ
cblr-7161	884	22	transactions	transaction	NOUN
cblr-7161	884	23	.	.	PUNCT
cblr-7161	884	24	”	"	PUNCT
cblr-7161	884	25	)	)	PUNCT
cblr-7161	884	26	.	.	PUNCT
cblr-7161	885	1	228	228	NUM
cblr-7161	885	2	see	see	VERB
cblr-7161	885	3	mcwilliams	mcwilliams	PROPN
cblr-7161	885	4	,	,	PUNCT
cblr-7161	885	5	supra	supra	PROPN
cblr-7161	885	6	note	note	PROPN
cblr-7161	885	7	224	224	NUM
cblr-7161	885	8	,	,	PUNCT
cblr-7161	885	9	at	at	ADP
cblr-7161	885	10	1	1	NUM
cblr-7161	885	11	.	.	X
cblr-7161	885	12	229	229	NUM
cblr-7161	885	13	see	see	VERB
cblr-7161	885	14	dodd	dodd	PROPN
cblr-7161	885	15	-	-	PUNCT
cblr-7161	885	16	frank	frank	PROPN
cblr-7161	885	17	act	act	PROPN
cblr-7161	885	18	,	,	PUNCT
cblr-7161	885	19	pub	pub	NOUN
cblr-7161	885	20	.	.	PUNCT
cblr-7161	886	1	l.	l.	PROPN
cblr-7161	886	2	no	no	INTJ
cblr-7161	886	3	.	.	PROPN
cblr-7161	886	4	111	111	NUM
cblr-7161	886	5	-	-	SYM
cblr-7161	886	6	203	203	NUM
cblr-7161	886	7	,	,	PUNCT
cblr-7161	886	8	§	§	NOUN
cblr-7161	886	9	§	§	PROPN
cblr-7161	886	10	201–17	201–17	NOUN
cblr-7161	886	11	,	,	PUNCT
cblr-7161	886	12	124	124	NUM
cblr-7161	886	13	stat	stat	NOUN
cblr-7161	886	14	.	.	PUNCT
cblr-7161	887	1	1376	1376	NUM
cblr-7161	887	2	,	,	PUNCT
cblr-7161	887	3	1442–1520	1442–1520	NUM
cblr-7161	887	4	(	(	PUNCT
cblr-7161	887	5	2010	2010	NUM
cblr-7161	887	6	)	)	PUNCT
cblr-7161	887	7	.	.	PUNCT
cblr-7161	888	1	see	see	VERB
cblr-7161	888	2	also	also	ADV
cblr-7161	888	3	daniel	daniel	PROPN
cblr-7161	888	4	k.	k.	PROPN
cblr-7161	888	5	tarullo	tarullo	PROPN
cblr-7161	888	6	,	,	PUNCT
cblr-7161	888	7	member	member	NOUN
cblr-7161	888	8	,	,	PUNCT
cblr-7161	888	9	bd	bd	PROPN
cblr-7161	888	10	.	.	PROPN
cblr-7161	888	11	of	of	ADP
cblr-7161	888	12	governors	governor	NOUN
cblr-7161	888	13	of	of	ADP
cblr-7161	888	14	the	the	DET
cblr-7161	888	15	fed	fed	PROPN
cblr-7161	888	16	.	.	PUNCT
cblr-7161	889	1	reserve	reserve	PROPN
cblr-7161	889	2	sys	sys	PROPN
cblr-7161	889	3	.	.	PROPN
cblr-7161	889	4	,	,	PUNCT
cblr-7161	889	5	remarks	remark	VERB
cblr-7161	889	6	at	at	ADP
cblr-7161	889	7	the	the	DET
cblr-7161	889	8	federal	federal	PROPN
cblr-7161	889	9	reserve	reserve	PROPN
cblr-7161	889	10	bank	bank	PROPN
cblr-7161	889	11	of	of	ADP
cblr-7161	889	12	richmond	richmond	PROPN
cblr-7161	889	13	:	:	PUNCT
cblr-7161	889	14	toward	toward	ADP
cblr-7161	889	15	building	build	VERB
cblr-7161	889	16	a	a	DET
cblr-7161	889	17	more	more	ADV
cblr-7161	889	18	effective	effective	ADJ
cblr-7161	889	19	resolution	resolution	NOUN
cblr-7161	889	20	regime	regime	NOUN
cblr-7161	889	21	:	:	PUNCT
cblr-7161	889	22	progress	progress	NOUN
cblr-7161	889	23	and	and	CCONJ
cblr-7161	889	24	challenges	challenge	NOUN
cblr-7161	889	25	(	(	PUNCT
cblr-7161	889	26	oct	oct	PROPN
cblr-7161	889	27	.	.	PROPN
cblr-7161	889	28	18	18	NUM
cblr-7161	889	29	,	,	PUNCT
cblr-7161	889	30	2013	2013	NUM
cblr-7161	889	31	)	)	PUNCT
cblr-7161	889	32	,	,	PUNCT
cblr-7161	889	33	https://www.federalreserve.gov/newsevents/speech/files/tarullo20131018a.pdf	https://www.federalreserve.gov/newsevents/speech/files/tarullo20131018a.pdf	NOUN
cblr-7161	889	34	[	[	X
cblr-7161	889	35	https://perma.cc/84ax-wkp4	https://perma.cc/84ax-wkp4	X
cblr-7161	889	36	]	]	X
cblr-7161	889	37	.	.	PUNCT
cblr-7161	890	1	230	230	NUM
cblr-7161	890	2	see	see	VERB
cblr-7161	890	3	cong	cong	NOUN
cblr-7161	890	4	.	.	PUNCT
cblr-7161	891	1	oversight	oversight	NOUN
cblr-7161	891	2	panel	panel	NOUN
cblr-7161	891	3	,	,	PUNCT
cblr-7161	891	4	supra	supra	PROPN
cblr-7161	891	5	note	note	NOUN
cblr-7161	891	6	216	216	NUM
cblr-7161	891	7	,	,	PUNCT
cblr-7161	891	8	at	at	ADP
cblr-7161	891	9	119	119	NUM
cblr-7161	891	10	.	.	NOUN
cblr-7161	891	11	231	231	NUM
cblr-7161	891	12	see	see	VERB
cblr-7161	891	13	press	press	NOUN
cblr-7161	891	14	release	release	NOUN
cblr-7161	891	15	,	,	PUNCT
cblr-7161	891	16	bd	bd	PROPN
cblr-7161	891	17	.	.	PROPN
cblr-7161	891	18	of	of	ADP
cblr-7161	891	19	governors	governor	NOUN
cblr-7161	891	20	of	of	ADP
cblr-7161	891	21	the	the	DET
cblr-7161	891	22	fed	fed	PROPN
cblr-7161	891	23	.	.	PUNCT
cblr-7161	892	1	reserve	reserve	PROPN
cblr-7161	892	2	sys	sys	PROPN
cblr-7161	892	3	.	.	PROPN
cblr-7161	892	4	,	,	PUNCT
cblr-7161	892	5	statement	statement	NOUN
cblr-7161	892	6	by	by	ADP
cblr-7161	892	7	governor	governor	PROPN
cblr-7161	892	8	lael	lael	PROPN
cblr-7161	892	9	brainard	brainard	PROPN
cblr-7161	892	10	(	(	PUNCT
cblr-7161	892	11	oct	oct	PROPN
cblr-7161	892	12	.	.	PROPN
cblr-7161	892	13	28	28	NUM
cblr-7161	892	14	,	,	PUNCT
cblr-7161	892	15	2019	2019	NUM
cblr-7161	892	16	)	)	PUNCT
cblr-7161	892	17	,	,	PUNCT
cblr-7161	892	18	https://www.federalreserve.gov/newsevents/pressreleases/brainard-statement-20191028.htm	https://www.federalreserve.gov/newsevents/pressreleases/brainard-statement-20191028.htm	PROPN
cblr-7161	893	1	[	[	X
cblr-7161	893	2	https://perma.cc/bux8-arrg	https://perma.cc/bux8-arrg	PROPN
cblr-7161	893	3	]	]	X
cblr-7161	893	4	;	;	PUNCT
cblr-7161	893	5	press	press	NOUN
cblr-7161	893	6	release	release	NOUN
cblr-7161	893	7	,	,	PUNCT
cblr-7161	893	8	martin	martin	PROPN
cblr-7161	893	9	j.	j.	PROPN
cblr-7161	893	10	gruenberg	gruenberg	PROPN
cblr-7161	893	11	,	,	PUNCT
cblr-7161	893	12	member	member	NOUN
cblr-7161	893	13	,	,	PUNCT
cblr-7161	893	14	bd	bd	PROPN
cblr-7161	893	15	.	.	PROPN
cblr-7161	893	16	of	of	ADP
cblr-7161	893	17	dirs	dir	NOUN
cblr-7161	893	18	.	.	PUNCT
cblr-7161	893	19	,	,	PUNCT
cblr-7161	893	20	fed	fed	PROPN
cblr-7161	893	21	.	.	PUNCT
cblr-7161	894	1	deposit	deposit	PROPN
cblr-7161	894	2	ins	ins	PROPN
cblr-7161	894	3	.	.	PUNCT
cblr-7161	894	4	corp	corp	PROPN
cblr-7161	894	5	.	.	PROPN
cblr-7161	894	6	,	,	PUNCT
cblr-7161	894	7	notice	notice	NOUN
cblr-7161	894	8	of	of	ADP
cblr-7161	894	9	proposed	propose	VERB
cblr-7161	894	10	rulemaking	rulemaking	NOUN
cblr-7161	894	11	:	:	PUNCT
cblr-7161	894	12	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	894	13	(	(	PUNCT
cblr-7161	894	14	do	do	AUX
cblr-7161	894	15	not	not	PART
cblr-7161	894	16	delete	delete	VERB
cblr-7161	894	17	)	)	PUNCT
cblr-7161	894	18	10/7/2020	10/7/2020	NUM
cblr-7161	894	19	6:42	6:42	NUM
cblr-7161	894	20	pm	pm	NOUN
cblr-7161	894	21	no	no	INTJ
cblr-7161	894	22	.	.	PUNCT
cblr-7161	895	1	1:336	1:336	NUM
cblr-7161	895	2	]	]	X
cblr-7161	895	3	treacherous	treacherous	ADJ
cblr-7161	895	4	landscape	landscape	NOUN
cblr-7161	895	5	391	391	NUM
cblr-7161	895	6	banking	banking	NOUN
cblr-7161	895	7	organizations	organization	NOUN
cblr-7161	895	8	themselves	themselves	PRON
cblr-7161	895	9	appeared	appear	VERB
cblr-7161	895	10	to	to	PART
cblr-7161	895	11	endorse	endorse	VERB
cblr-7161	895	12	in	in	ADP
cblr-7161	895	13	their	their	PRON
cblr-7161	895	14	collective	collective	ADJ
cblr-7161	895	15	comment	comment	NOUN
cblr-7161	895	16	letter	letter	NOUN
cblr-7161	895	17	on	on	ADP
cblr-7161	895	18	the	the	DET
cblr-7161	895	19	point.232	point.232	NOUN
cblr-7161	895	20	this	this	DET
cblr-7161	895	21	agreement	agreement	NOUN
cblr-7161	895	22	reflects	reflect	VERB
cblr-7161	895	23	how	how	SCONJ
cblr-7161	895	24	far	far	ADV
cblr-7161	895	25	we	we	PRON
cblr-7161	895	26	have	have	AUX
cblr-7161	895	27	come	come	VERB
cblr-7161	895	28	in	in	ADP
cblr-7161	895	29	the	the	DET
cblr-7161	895	30	ten	ten	NUM
cblr-7161	895	31	years	year	NOUN
cblr-7161	895	32	since	since	SCONJ
cblr-7161	895	33	doddfrank	doddfrank	PROPN
cblr-7161	895	34	’s	’s	PART
cblr-7161	895	35	enactment	enactment	NOUN
cblr-7161	895	36	—	—	PUNCT
cblr-7161	895	37	although	although	SCONJ
cblr-7161	895	38	still	still	ADV
cblr-7161	895	39	not	not	PART
cblr-7161	895	40	agreeing	agree	VERB
cblr-7161	895	41	on	on	ADP
cblr-7161	895	42	everything	everything	PRON
cblr-7161	895	43	,	,	PUNCT
cblr-7161	895	44	it	it	PRON
cblr-7161	895	45	seems	seem	VERB
cblr-7161	895	46	as	as	SCONJ
cblr-7161	895	47	though	though	SCONJ
cblr-7161	895	48	the	the	DET
cblr-7161	895	49	process	process	NOUN
cblr-7161	895	50	of	of	ADP
cblr-7161	895	51	regulatory	regulatory	ADJ
cblr-7161	895	52	“	"	PUNCT
cblr-7161	895	53	tailoring	tailoring	NOUN
cblr-7161	895	54	”	"	PUNCT
cblr-7161	895	55	has	have	AUX
cblr-7161	895	56	been	be	AUX
cblr-7161	895	57	more	more	ADV
cblr-7161	895	58	collaborative	collaborative	ADJ
cblr-7161	895	59	than	than	ADP
cblr-7161	895	60	adversarial	adversarial	ADJ
cblr-7161	895	61	.	.	PUNCT
cblr-7161	896	1	there	there	PRON
cblr-7161	896	2	is	be	VERB
cblr-7161	896	3	still	still	ADV
cblr-7161	896	4	one	one	NUM
cblr-7161	896	5	more	more	ADJ
cblr-7161	896	6	provision	provision	NOUN
cblr-7161	896	7	of	of	ADP
cblr-7161	896	8	regulation	regulation	NOUN
cblr-7161	896	9	w	w	NOUN
cblr-7161	896	10	to	to	PART
cblr-7161	896	11	address	address	VERB
cblr-7161	896	12	:	:	PUNCT
cblr-7161	896	13	the	the	DET
cblr-7161	896	14	financial	financial	ADJ
cblr-7161	896	15	subsidiary	subsidiary	NOUN
cblr-7161	896	16	exemption	exemption	NOUN
cblr-7161	896	17	.	.	PUNCT
cblr-7161	897	1	recall	recall	VERB
cblr-7161	897	2	that	that	SCONJ
cblr-7161	897	3	when	when	SCONJ
cblr-7161	897	4	the	the	DET
cblr-7161	897	5	exemption	exemption	NOUN
cblr-7161	897	6	was	be	AUX
cblr-7161	897	7	in	in	ADP
cblr-7161	897	8	effect	effect	NOUN
cblr-7161	897	9	,	,	PUNCT
cblr-7161	897	10	intracompany	intracompany	ADJ
cblr-7161	897	11	transactions	transaction	NOUN
cblr-7161	897	12	with	with	ADP
cblr-7161	897	13	financial	financial	ADJ
cblr-7161	897	14	subsidiaries	subsidiary	NOUN
cblr-7161	897	15	did	do	AUX
cblr-7161	897	16	not	not	PART
cblr-7161	897	17	count	count	VERB
cblr-7161	897	18	toward	toward	ADP
cblr-7161	897	19	regulation	regulation	NOUN
cblr-7161	897	20	w	w	PROPN
cblr-7161	897	21	’s	’s	PART
cblr-7161	897	22	single	single	ADJ
cblr-7161	897	23	affiliate	affiliate	NOUN
cblr-7161	897	24	limitation	limitation	NOUN
cblr-7161	897	25	,	,	PUNCT
cblr-7161	897	26	and	and	CCONJ
cblr-7161	897	27	,	,	PUNCT
cblr-7161	897	28	most	most	ADV
cblr-7161	897	29	importantly	importantly	ADV
cblr-7161	897	30	,	,	PUNCT
cblr-7161	897	31	“	"	PUNCT
cblr-7161	897	32	the	the	DET
cblr-7161	897	33	retained	retain	VERB
cblr-7161	897	34	earnings	earning	NOUN
cblr-7161	897	35	of	of	ADP
cblr-7161	897	36	[	[	X
cblr-7161	897	37	]	]	X
cblr-7161	897	38	financial	financial	ADJ
cblr-7161	897	39	subsidiar[ies	subsidiar[ie	NOUN
cblr-7161	897	40	]	]	PUNCT
cblr-7161	897	41	were	be	AUX
cblr-7161	897	42	excluded	exclude	VERB
cblr-7161	897	43	in	in	ADP
cblr-7161	897	44	calculating	calculate	VERB
cblr-7161	897	45	the	the	DET
cblr-7161	897	46	bank	bank	NOUN
cblr-7161	897	47	’s	’s	PART
cblr-7161	897	48	investment	investment	NOUN
cblr-7161	897	49	in	in	ADP
cblr-7161	897	50	the	the	DET
cblr-7161	897	51	financial	financial	ADJ
cblr-7161	897	52	subsidiar[ies	subsidiar[ie	NOUN
cblr-7161	897	53	]	]	PUNCT
cblr-7161	897	54	(	(	PUNCT
cblr-7161	897	55	which	which	PRON
cblr-7161	897	56	is	be	AUX
cblr-7161	897	57	a	a	DET
cblr-7161	897	58	covered	cover	VERB
cblr-7161	897	59	transaction).”233	transaction).”233	NOUN
cblr-7161	897	60	the	the	DET
cblr-7161	897	61	broader	broad	ADJ
cblr-7161	897	62	implications	implication	NOUN
cblr-7161	897	63	of	of	ADP
cblr-7161	897	64	the	the	DET
cblr-7161	897	65	exemption	exemption	NOUN
cblr-7161	897	66	’s	’s	PART
cblr-7161	897	67	elimination	elimination	NOUN
cblr-7161	897	68	were	be	AUX
cblr-7161	897	69	discussed	discuss	VERB
cblr-7161	897	70	in	in	ADP
cblr-7161	897	71	section	section	NOUN
cblr-7161	897	72	ii.c	ii.c	NOUN
cblr-7161	897	73	,	,	PUNCT
cblr-7161	897	74	however	however	ADV
cblr-7161	897	75	for	for	ADP
cblr-7161	897	76	our	our	PRON
cblr-7161	897	77	purposes	purpose	NOUN
cblr-7161	897	78	here	here	ADV
cblr-7161	897	79	it	it	PRON
cblr-7161	897	80	is	be	AUX
cblr-7161	897	81	enough	enough	ADJ
cblr-7161	897	82	to	to	PART
cblr-7161	897	83	note	note	VERB
cblr-7161	897	84	that	that	SCONJ
cblr-7161	897	85	many	many	ADJ
cblr-7161	897	86	have	have	AUX
cblr-7161	897	87	remarked	remark	VERB
cblr-7161	897	88	that	that	SCONJ
cblr-7161	897	89	the	the	DET
cblr-7161	897	90	elimination	elimination	NOUN
cblr-7161	897	91	will	will	AUX
cblr-7161	897	92	likely	likely	ADV
cblr-7161	897	93	result	result	VERB
cblr-7161	897	94	in	in	ADP
cblr-7161	897	95	the	the	DET
cblr-7161	897	96	forced	force	VERB
cblr-7161	897	97	upstreaming	upstreaming	NOUN
cblr-7161	897	98	of	of	ADP
cblr-7161	897	99	high	high	ADJ
cblr-7161	897	100	-	-	PUNCT
cblr-7161	897	101	quality	quality	NOUN
cblr-7161	897	102	capital	capital	NOUN
cblr-7161	897	103	away	away	ADV
cblr-7161	897	104	from	from	ADP
cblr-7161	897	105	u.s	u.s	PROPN
cblr-7161	897	106	.	.	PROPN
cblr-7161	897	107	financial	financial	ADJ
cblr-7161	897	108	subsidiaries	subsidiary	NOUN
cblr-7161	897	109	(	(	PUNCT
cblr-7161	897	110	like	like	ADP
cblr-7161	897	111	u.s	u.s	PROPN
cblr-7161	897	112	.	.	PROPN
cblr-7161	897	113	broker	broker	NOUN
cblr-7161	897	114	-	-	PUNCT
cblr-7161	897	115	dealers	dealer	NOUN
cblr-7161	897	116	,	,	PUNCT
cblr-7161	897	117	for	for	ADP
cblr-7161	897	118	example	example	NOUN
cblr-7161	897	119	)	)	PUNCT
cblr-7161	897	120	to	to	ADP
cblr-7161	897	121	the	the	DET
cblr-7161	897	122	parent	parent	NOUN
cblr-7161	897	123	ihc	ihc	PROPN
cblr-7161	897	124	.	.	PUNCT
cblr-7161	898	1	the	the	DET
cblr-7161	898	2	financial	financial	ADJ
cblr-7161	898	3	subsidiary	subsidiary	NOUN
cblr-7161	898	4	exemption	exemption	NOUN
cblr-7161	898	5	’s	’s	PART
cblr-7161	898	6	elimination	elimination	NOUN
cblr-7161	898	7	is	be	AUX
cblr-7161	898	8	more	more	ADV
cblr-7161	898	9	likely	likely	ADJ
cblr-7161	898	10	to	to	PART
cblr-7161	898	11	be	be	AUX
cblr-7161	898	12	driving	drive	VERB
cblr-7161	898	13	the	the	DET
cblr-7161	898	14	2018	2018	NUM
cblr-7161	898	15	and	and	CCONJ
cblr-7161	898	16	2019	2019	NUM
cblr-7161	898	17	ihc	ihc	PROPN
cblr-7161	898	18	ccar	ccar	NOUN
cblr-7161	898	19	results	result	NOUN
cblr-7161	898	20	than	than	ADP
cblr-7161	898	21	the	the	DET
cblr-7161	898	22	derivative	derivative	ADJ
cblr-7161	898	23	exception	exception	NOUN
cblr-7161	898	24	’s	’s	PART
cblr-7161	898	25	elimination	elimination	NOUN
cblr-7161	898	26	.	.	PUNCT
cblr-7161	899	1	that	that	PRON
cblr-7161	899	2	is	be	AUX
cblr-7161	899	3	,	,	PUNCT
cblr-7161	899	4	while	while	SCONJ
cblr-7161	899	5	commentators	commentator	NOUN
cblr-7161	899	6	noted	note	VERB
cblr-7161	899	7	that	that	SCONJ
cblr-7161	899	8	initial	initial	ADJ
cblr-7161	899	9	margin	margin	NOUN
cblr-7161	899	10	posted	post	VERB
cblr-7161	899	11	on	on	ADP
cblr-7161	899	12	intracompany	intracompany	ADJ
cblr-7161	899	13	derivative	derivative	ADJ
cblr-7161	899	14	transactions	transaction	NOUN
cblr-7161	899	15	drained	drain	VERB
cblr-7161	899	16	nearly	nearly	ADV
cblr-7161	899	17	$	$	SYM
cblr-7161	899	18	40	40	NUM
cblr-7161	899	19	billion	billion	NUM
cblr-7161	899	20	of	of	ADP
cblr-7161	899	21	liquidity	liquidity	NOUN
cblr-7161	899	22	from	from	ADP
cblr-7161	899	23	affected	affected	ADJ
cblr-7161	899	24	institutions,234	institutions,234	PROPN
cblr-7161	899	25	a	a	DET
cblr-7161	899	26	review	review	NOUN
cblr-7161	899	27	of	of	ADP
cblr-7161	899	28	the	the	DET
cblr-7161	899	29	ihcs	ihc	NOUN
cblr-7161	899	30	’	'	PUNCT
cblr-7161	899	31	fr	fr	PROPN
cblr-7161	899	32	y-9lp	y-9lp	PROPN
cblr-7161	899	33	disclosures	disclosure	NOUN
cblr-7161	899	34	reveals	reveal	VERB
cblr-7161	899	35	that	that	SCONJ
cblr-7161	899	36	the	the	DET
cblr-7161	899	37	retained	retain	VERB
cblr-7161	899	38	earnings	earning	NOUN
cblr-7161	899	39	of	of	ADP
cblr-7161	899	40	ihcs	ihcs	ADJ
cblr-7161	899	41	’	'	PUNCT
cblr-7161	899	42	financial	financial	ADJ
cblr-7161	899	43	subsidiaries	subsidiary	NOUN
cblr-7161	899	44	dwarfs	dwarf	VERB
cblr-7161	899	45	that	that	DET
cblr-7161	899	46	number.235	number.235	NUM
cblr-7161	899	47	for	for	ADP
cblr-7161	899	48	illustrative	illustrative	ADJ
cblr-7161	899	49	swap	swap	NOUN
cblr-7161	899	50	margin	margin	NOUN
cblr-7161	899	51	requirements	requirement	NOUN
cblr-7161	899	52	2	2	NUM
cblr-7161	899	53	(	(	PUNCT
cblr-7161	899	54	sept	sept	PROPN
cblr-7161	899	55	.	.	PROPN
cblr-7161	899	56	17	17	NUM
cblr-7161	899	57	,	,	PUNCT
cblr-7161	899	58	2019	2019	NUM
cblr-7161	899	59	)	)	PUNCT
cblr-7161	899	60	,	,	PUNCT
cblr-7161	900	1	https://www.fdic.gov/news/speeches/spsep1719.pdf	https://www.fdic.gov/news/speeches/spsep1719.pdf	PROPN
cblr-7161	901	1	[	[	X
cblr-7161	901	2	https://perma.cc/am93scbe	https://perma.cc/am93scbe	PROPN
cblr-7161	901	3	]	]	X
cblr-7161	901	4	.	.	PUNCT
cblr-7161	902	1	232	232	NUM
cblr-7161	902	2	see	see	VERB
cblr-7161	902	3	american	american	PROPN
cblr-7161	902	4	bankers	bankers	PROPN
cblr-7161	902	5	association	association	PROPN
cblr-7161	902	6	,	,	PUNCT
cblr-7161	902	7	supra	supra	PROPN
cblr-7161	902	8	note	note	PROPN
cblr-7161	902	9	226	226	NUM
cblr-7161	902	10	,	,	PUNCT
cblr-7161	902	11	at	at	ADP
cblr-7161	902	12	3–4	3–4	NUM
cblr-7161	902	13	.	.	NOUN
cblr-7161	902	14	233	233	NUM
cblr-7161	902	15	see	see	VERB
cblr-7161	902	16	mannion	mannion	PROPN
cblr-7161	902	17	&	&	CCONJ
cblr-7161	902	18	wu	wu	PROPN
cblr-7161	902	19	,	,	PUNCT
cblr-7161	902	20	supra	supra	PROPN
cblr-7161	902	21	note	note	PROPN
cblr-7161	902	22	153	153	NUM
cblr-7161	902	23	,	,	PUNCT
cblr-7161	902	24	at	at	ADP
cblr-7161	902	25	805	805	NUM
cblr-7161	902	26	.	.	PUNCT
cblr-7161	902	27	234	234	NUM
cblr-7161	902	28	see	see	VERB
cblr-7161	902	29	clozel	clozel	ADJ
cblr-7161	902	30	,	,	PUNCT
cblr-7161	902	31	supra	supra	ADJ
cblr-7161	902	32	note	note	NOUN
cblr-7161	902	33	227	227	NUM
cblr-7161	902	34	.	.	SYM
cblr-7161	902	35	235	235	NUM
cblr-7161	902	36	see	see	NOUN
cblr-7161	902	37	barclays	barclay	NOUN
cblr-7161	902	38	us	us	PROPN
cblr-7161	902	39	llc	llc	PROPN
cblr-7161	902	40	,	,	PUNCT
cblr-7161	902	41	parent	parent	NOUN
cblr-7161	902	42	company	company	NOUN
cblr-7161	902	43	only	only	ADV
cblr-7161	902	44	financial	financial	ADJ
cblr-7161	902	45	statements	statement	NOUN
cblr-7161	902	46	for	for	ADP
cblr-7161	902	47	large	large	ADJ
cblr-7161	902	48	holding	hold	VERB
cblr-7161	902	49	companies	company	NOUN
cblr-7161	902	50	(	(	PUNCT
cblr-7161	902	51	form	form	VERB
cblr-7161	902	52	fr	fr	PROPN
cblr-7161	902	53	y-9lp	y-9lp	PROPN
cblr-7161	902	54	)	)	PUNCT
cblr-7161	902	55	(	(	PUNCT
cblr-7161	902	56	feb	feb	PROPN
cblr-7161	902	57	.	.	PROPN
cblr-7161	902	58	28	28	NUM
cblr-7161	902	59	,	,	PUNCT
cblr-7161	902	60	2019	2019	NUM
cblr-7161	902	61	)	)	PUNCT
cblr-7161	902	62	;	;	PUNCT
cblr-7161	902	63	credit	credit	NOUN
cblr-7161	902	64	suisse	suisse	NOUN
cblr-7161	902	65	holdings	holding	NOUN
cblr-7161	902	66	(	(	PUNCT
cblr-7161	902	67	usa	usa	PROPN
cblr-7161	902	68	)	)	PUNCT
cblr-7161	902	69	,	,	PUNCT
cblr-7161	902	70	inc	inc	PROPN
cblr-7161	902	71	.	.	PROPN
cblr-7161	902	72	,	,	PUNCT
cblr-7161	902	73	parent	parent	NOUN
cblr-7161	902	74	company	company	NOUN
cblr-7161	902	75	only	only	ADV
cblr-7161	902	76	financial	financial	ADJ
cblr-7161	902	77	statements	statement	NOUN
cblr-7161	902	78	for	for	ADP
cblr-7161	902	79	large	large	ADJ
cblr-7161	902	80	holding	hold	VERB
cblr-7161	902	81	companies	company	NOUN
cblr-7161	902	82	(	(	PUNCT
cblr-7161	902	83	form	form	VERB
cblr-7161	902	84	fr	fr	PROPN
cblr-7161	902	85	y-9lp	y-9lp	PROPN
cblr-7161	902	86	)	)	PUNCT
cblr-7161	902	87	(	(	PUNCT
cblr-7161	902	88	mar	mar	PROPN
cblr-7161	902	89	.	.	PROPN
cblr-7161	902	90	31	31	NUM
cblr-7161	902	91	,	,	PUNCT
cblr-7161	902	92	2020	2020	NUM
cblr-7161	902	93	)	)	PUNCT
cblr-7161	902	94	;	;	PUNCT
cblr-7161	902	95	ubs	ubs	PROPN
cblr-7161	902	96	americas	americas	PROPN
cblr-7161	902	97	holding	hold	VERB
cblr-7161	902	98	llc	llc	PROPN
cblr-7161	902	99	,	,	PUNCT
cblr-7161	902	100	parent	parent	NOUN
cblr-7161	902	101	company	company	NOUN
cblr-7161	902	102	only	only	ADV
cblr-7161	902	103	financial	financial	ADJ
cblr-7161	902	104	statements	statement	NOUN
cblr-7161	902	105	for	for	ADP
cblr-7161	902	106	large	large	ADJ
cblr-7161	902	107	holding	hold	VERB
cblr-7161	902	108	companies	company	NOUN
cblr-7161	902	109	(	(	PUNCT
cblr-7161	902	110	form	form	VERB
cblr-7161	902	111	fr	fr	PROPN
cblr-7161	902	112	y-9lp	y-9lp	PROPN
cblr-7161	902	113	)	)	PUNCT
cblr-7161	902	114	(	(	PUNCT
cblr-7161	902	115	feb	feb	PROPN
cblr-7161	902	116	.	.	PROPN
cblr-7161	902	117	14	14	NUM
cblr-7161	902	118	,	,	PUNCT
cblr-7161	902	119	2019	2019	NUM
cblr-7161	902	120	)	)	PUNCT
cblr-7161	902	121	;	;	PUNCT
cblr-7161	902	122	db	db	PROPN
cblr-7161	902	123	usa	usa	PROPN
cblr-7161	902	124	corp	corp	PROPN
cblr-7161	902	125	.	.	PROPN
cblr-7161	902	126	,	,	PUNCT
cblr-7161	902	127	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	902	128	(	(	PUNCT
cblr-7161	902	129	do	do	AUX
cblr-7161	902	130	not	not	PART
cblr-7161	902	131	delte	delte	VERB
cblr-7161	902	132	)	)	PUNCT
cblr-7161	902	133	10/7/2020	10/7/2020	NUM
cblr-7161	902	134	6:42	6:42	NUM
cblr-7161	902	135	pm	pm	NOUN
cblr-7161	902	136	392	392	NUM
cblr-7161	902	137	columbia	columbia	PROPN
cblr-7161	902	138	business	business	NOUN
cblr-7161	902	139	law	law	PROPN
cblr-7161	902	140	review	review	NOUN
cblr-7161	903	1	[	[	X
cblr-7161	903	2	vol	vol	NOUN
cblr-7161	903	3	.	.	PUNCT
cblr-7161	903	4	2020	2020	NUM
cblr-7161	903	5	purposes	purpose	NOUN
cblr-7161	903	6	,	,	PUNCT
cblr-7161	903	7	again	again	ADV
cblr-7161	903	8	,	,	PUNCT
cblr-7161	903	9	we	we	PRON
cblr-7161	903	10	turn	turn	VERB
cblr-7161	903	11	to	to	ADP
cblr-7161	903	12	the	the	DET
cblr-7161	903	13	examples	example	NOUN
cblr-7161	903	14	of	of	ADP
cblr-7161	903	15	credit	credit	NOUN
cblr-7161	903	16	suisse	suisse	PROPN
cblr-7161	903	17	,	,	PUNCT
cblr-7161	903	18	deutsche	deutsche	PROPN
cblr-7161	903	19	bank	bank	NOUN
cblr-7161	903	20	,	,	PUNCT
cblr-7161	903	21	and	and	CCONJ
cblr-7161	903	22	ubs	ubs	PROPN
cblr-7161	903	23	,	,	PUNCT
cblr-7161	903	24	the	the	DET
cblr-7161	903	25	three	three	NUM
cblr-7161	903	26	ihcs	ihcs	NOUN
cblr-7161	903	27	that	that	PRON
cblr-7161	903	28	held	hold	VERB
cblr-7161	903	29	the	the	DET
cblr-7161	903	30	highest	high	ADJ
cblr-7161	903	31	levels	level	NOUN
cblr-7161	903	32	of	of	ADP
cblr-7161	903	33	tier	tier	NOUN
cblr-7161	903	34	1	1	NUM
cblr-7161	903	35	capital	capital	NOUN
cblr-7161	903	36	in	in	ADP
cblr-7161	903	37	both	both	CCONJ
cblr-7161	903	38	the	the	DET
cblr-7161	903	39	2018	2018	NUM
cblr-7161	903	40	and	and	CCONJ
cblr-7161	903	41	2019	2019	NUM
cblr-7161	903	42	ccar	ccar	NOUN
cblr-7161	903	43	exercises.236	exercises.236	NUM
cblr-7161	903	44	each	each	PRON
cblr-7161	903	45	of	of	ADP
cblr-7161	903	46	these	these	DET
cblr-7161	903	47	institutions	institution	NOUN
cblr-7161	903	48	received	receive	VERB
cblr-7161	903	49	over	over	ADP
cblr-7161	903	50	$	$	SYM
cblr-7161	903	51	1.5	1.5	NUM
cblr-7161	903	52	billion	billion	NUM
cblr-7161	903	53	in	in	ADP
cblr-7161	903	54	remittances	remittance	NOUN
cblr-7161	903	55	from	from	ADP
cblr-7161	903	56	their	their	PRON
cblr-7161	903	57	nonbank	nonbank	NOUN
cblr-7161	903	58	financial	financial	ADJ
cblr-7161	903	59	subsidiaries	subsidiary	NOUN
cblr-7161	903	60	through	through	ADP
cblr-7161	903	61	2018	2018	NUM
cblr-7161	903	62	,	,	PUNCT
cblr-7161	903	63	with	with	ADP
cblr-7161	903	64	credit	credit	NOUN
cblr-7161	903	65	suisse	suisse	NOUN
cblr-7161	903	66	and	and	CCONJ
cblr-7161	903	67	ubs	ubs	NOUN
cblr-7161	903	68	receiving	receive	VERB
cblr-7161	903	69	over	over	ADP
cblr-7161	903	70	$	$	SYM
cblr-7161	903	71	2.4	2.4	NUM
cblr-7161	903	72	billion	billion	NUM
cblr-7161	903	73	each.237	each.237	PROPN
cblr-7161	903	74	these	these	DET
cblr-7161	903	75	remittances	remittance	NOUN
cblr-7161	903	76	amount	amount	NOUN
cblr-7161	903	77	to	to	ADP
cblr-7161	903	78	between	between	ADP
cblr-7161	903	79	one	one	NUM
cblr-7161	903	80	and	and	CCONJ
cblr-7161	903	81	two	two	NUM
cblr-7161	903	82	percent	percent	NOUN
cblr-7161	903	83	of	of	ADP
cblr-7161	903	84	these	these	DET
cblr-7161	903	85	ihcs	ihc	NOUN
cblr-7161	903	86	’	'	PUNCT
cblr-7161	903	87	total	total	ADJ
cblr-7161	903	88	assets,238	assets,238	NOUN
cblr-7161	903	89	and	and	CCONJ
cblr-7161	903	90	thus	thus	ADV
cblr-7161	903	91	at	at	ADV
cblr-7161	903	92	least	least	ADJ
cblr-7161	903	93	partially	partially	ADV
cblr-7161	903	94	account	account	VERB
cblr-7161	903	95	for	for	ADP
cblr-7161	903	96	the	the	DET
cblr-7161	903	97	elevated	elevated	ADJ
cblr-7161	903	98	capital	capital	NOUN
cblr-7161	903	99	levels	level	NOUN
cblr-7161	903	100	observed	observe	VERB
cblr-7161	903	101	in	in	ADP
cblr-7161	903	102	the	the	DET
cblr-7161	903	103	2018	2018	NUM
cblr-7161	903	104	and	and	CCONJ
cblr-7161	903	105	2019	2019	NUM
cblr-7161	903	106	ccar	ccar	NOUN
cblr-7161	903	107	results	result	NOUN
cblr-7161	903	108	.	.	PUNCT
cblr-7161	904	1	based	base	VERB
cblr-7161	904	2	on	on	ADP
cblr-7161	904	3	these	these	DET
cblr-7161	904	4	disclosures	disclosure	NOUN
cblr-7161	904	5	,	,	PUNCT
cblr-7161	904	6	it	it	PRON
cblr-7161	904	7	appears	appear	VERB
cblr-7161	904	8	that	that	SCONJ
cblr-7161	904	9	,	,	PUNCT
cblr-7161	904	10	rather	rather	ADV
cblr-7161	904	11	than	than	ADP
cblr-7161	904	12	draining	drain	VERB
cblr-7161	904	13	their	their	PRON
cblr-7161	904	14	financial	financial	ADJ
cblr-7161	904	15	subsidiaries	subsidiary	NOUN
cblr-7161	904	16	of	of	ADP
cblr-7161	904	17	capital	capital	NOUN
cblr-7161	904	18	through	through	ADP
cblr-7161	904	19	remittances	remittance	NOUN
cblr-7161	904	20	,	,	PUNCT
cblr-7161	904	21	ihcs	ihc	NOUN
cblr-7161	904	22	are	be	AUX
cblr-7161	904	23	otherwise	otherwise	ADV
cblr-7161	904	24	limiting	limit	VERB
cblr-7161	904	25	their	their	PRON
cblr-7161	904	26	intracompany	intracompany	ADJ
cblr-7161	904	27	transactions	transaction	NOUN
cblr-7161	904	28	to	to	PART
cblr-7161	904	29	stay	stay	VERB
cblr-7161	904	30	within	within	ADP
cblr-7161	904	31	the	the	DET
cblr-7161	904	32	bounds	bound	NOUN
cblr-7161	904	33	of	of	ADP
cblr-7161	904	34	regulation	regulation	NOUN
cblr-7161	904	35	w	w	PROPN
cblr-7161	904	36	’s	’s	PART
cblr-7161	904	37	limitations.239	limitations.239	VERB
cblr-7161	904	38	further	far	ADV
cblr-7161	904	39	,	,	PUNCT
cblr-7161	904	40	a	a	DET
cblr-7161	904	41	review	review	NOUN
cblr-7161	904	42	of	of	ADP
cblr-7161	904	43	the	the	DET
cblr-7161	904	44	ihcs	ihc	NOUN
cblr-7161	904	45	’	'	PUNCT
cblr-7161	904	46	parent	parent	NOUN
cblr-7161	904	47	company	company	NOUN
cblr-7161	904	48	only	only	ADV
cblr-7161	904	49	financial	financial	ADJ
cblr-7161	904	50	statements	statement	NOUN
cblr-7161	904	51	for	for	ADP
cblr-7161	904	52	large	large	ADJ
cblr-7161	904	53	holding	hold	VERB
cblr-7161	904	54	companies	company	NOUN
cblr-7161	904	55	(	(	PUNCT
cblr-7161	904	56	form	form	VERB
cblr-7161	904	57	fr	fr	PROPN
cblr-7161	904	58	y-9lp	y-9lp	PROPN
cblr-7161	904	59	)	)	PUNCT
cblr-7161	904	60	(	(	PUNCT
cblr-7161	904	61	feb	feb	PROPN
cblr-7161	904	62	.	.	PROPN
cblr-7161	904	63	14	14	NUM
cblr-7161	904	64	,	,	PUNCT
cblr-7161	904	65	2019	2019	NUM
cblr-7161	904	66	)	)	PUNCT
cblr-7161	904	67	.	.	PUNCT
cblr-7161	905	1	236	236	NUM
cblr-7161	905	2	see	see	VERB
cblr-7161	905	3	ccar	ccar	NOUN
cblr-7161	905	4	historical	historical	ADJ
cblr-7161	905	5	data	datum	NOUN
cblr-7161	905	6	:	:	PUNCT
cblr-7161	905	7	ccar	ccar	NOUN
cblr-7161	905	8	2018	2018	NUM
cblr-7161	905	9	,	,	PUNCT
cblr-7161	905	10	supra	supra	PROPN
cblr-7161	905	11	note	note	PROPN
cblr-7161	905	12	184	184	NUM
cblr-7161	905	13	;	;	PUNCT
cblr-7161	905	14	ccar	ccar	VERB
cblr-7161	905	15	historical	historical	ADJ
cblr-7161	905	16	data	datum	NOUN
cblr-7161	905	17	:	:	PUNCT
cblr-7161	905	18	ccar	ccar	NOUN
cblr-7161	905	19	2019	2019	NUM
cblr-7161	905	20	,	,	PUNCT
cblr-7161	905	21	supra	supra	PROPN
cblr-7161	905	22	note	note	NOUN
cblr-7161	905	23	194	194	NUM
cblr-7161	905	24	.	.	PUNCT
cblr-7161	906	1	237	237	NUM
cblr-7161	906	2	see	see	VERB
cblr-7161	906	3	credit	credit	NOUN
cblr-7161	906	4	suisse	suisse	NOUN
cblr-7161	906	5	holdings	holding	NOUN
cblr-7161	906	6	(	(	PUNCT
cblr-7161	906	7	usa	usa	PROPN
cblr-7161	906	8	)	)	PUNCT
cblr-7161	906	9	,	,	PUNCT
cblr-7161	906	10	inc	inc	PROPN
cblr-7161	906	11	.	.	PROPN
cblr-7161	906	12	,	,	PUNCT
cblr-7161	906	13	parent	parent	NOUN
cblr-7161	906	14	company	company	NOUN
cblr-7161	906	15	only	only	ADV
cblr-7161	906	16	financial	financial	ADJ
cblr-7161	906	17	statements	statement	NOUN
cblr-7161	906	18	for	for	ADP
cblr-7161	906	19	large	large	ADJ
cblr-7161	906	20	holding	hold	VERB
cblr-7161	906	21	companies	company	NOUN
cblr-7161	906	22	(	(	PUNCT
cblr-7161	906	23	form	form	VERB
cblr-7161	906	24	fr	fr	PROPN
cblr-7161	906	25	y-9lp	y-9lp	PROPN
cblr-7161	906	26	)	)	PUNCT
cblr-7161	906	27	(	(	PUNCT
cblr-7161	906	28	mar	mar	PROPN
cblr-7161	906	29	.	.	PROPN
cblr-7161	906	30	31	31	NUM
cblr-7161	906	31	,	,	PUNCT
cblr-7161	906	32	2020	2020	NUM
cblr-7161	906	33	)	)	PUNCT
cblr-7161	906	34	;	;	PUNCT
cblr-7161	906	35	credit	credit	NOUN
cblr-7161	906	36	suisse	suisse	NOUN
cblr-7161	906	37	holdings	holding	NOUN
cblr-7161	906	38	(	(	PUNCT
cblr-7161	906	39	usa	usa	PROPN
cblr-7161	906	40	)	)	PUNCT
cblr-7161	906	41	,	,	PUNCT
cblr-7161	906	42	inc	inc	PROPN
cblr-7161	906	43	.	.	PROPN
cblr-7161	906	44	,	,	PUNCT
cblr-7161	906	45	parent	parent	NOUN
cblr-7161	906	46	company	company	NOUN
cblr-7161	906	47	only	only	ADV
cblr-7161	906	48	financial	financial	ADJ
cblr-7161	906	49	statements	statement	NOUN
cblr-7161	906	50	for	for	ADP
cblr-7161	906	51	large	large	ADJ
cblr-7161	906	52	holding	hold	VERB
cblr-7161	906	53	companies	company	NOUN
cblr-7161	906	54	(	(	PUNCT
cblr-7161	906	55	form	form	VERB
cblr-7161	906	56	fr	fr	PROPN
cblr-7161	906	57	y-9lp	y-9lp	PROPN
cblr-7161	906	58	)	)	PUNCT
cblr-7161	906	59	(	(	PUNCT
cblr-7161	906	60	mar	mar	PROPN
cblr-7161	906	61	.	.	PROPN
cblr-7161	906	62	31	31	NUM
cblr-7161	906	63	,	,	PUNCT
cblr-7161	906	64	2020	2020	NUM
cblr-7161	906	65	)	)	PUNCT
cblr-7161	906	66	;	;	PUNCT
cblr-7161	906	67	credit	credit	NOUN
cblr-7161	906	68	suisse	suisse	NOUN
cblr-7161	906	69	holdings	holding	NOUN
cblr-7161	906	70	(	(	PUNCT
cblr-7161	906	71	usa	usa	PROPN
cblr-7161	906	72	)	)	PUNCT
cblr-7161	906	73	,	,	PUNCT
cblr-7161	906	74	inc	inc	PROPN
cblr-7161	906	75	.	.	PROPN
cblr-7161	906	76	,	,	PUNCT
cblr-7161	906	77	parent	parent	NOUN
cblr-7161	906	78	company	company	NOUN
cblr-7161	906	79	only	only	ADV
cblr-7161	906	80	financial	financial	ADJ
cblr-7161	906	81	statements	statement	NOUN
cblr-7161	906	82	for	for	ADP
cblr-7161	906	83	large	large	ADJ
cblr-7161	906	84	holding	hold	VERB
cblr-7161	906	85	companies	company	NOUN
cblr-7161	906	86	(	(	PUNCT
cblr-7161	906	87	form	form	VERB
cblr-7161	906	88	fr	fr	PROPN
cblr-7161	906	89	y-9lp	y-9lp	PROPN
cblr-7161	906	90	)	)	PUNCT
cblr-7161	906	91	(	(	PUNCT
cblr-7161	906	92	mar	mar	PROPN
cblr-7161	906	93	.	.	PROPN
cblr-7161	906	94	31	31	NUM
cblr-7161	906	95	,	,	PUNCT
cblr-7161	906	96	2020	2020	NUM
cblr-7161	906	97	)	)	PUNCT
cblr-7161	906	98	;	;	PUNCT
cblr-7161	906	99	credit	credit	NOUN
cblr-7161	906	100	suisse	suisse	NOUN
cblr-7161	906	101	holdings	holding	NOUN
cblr-7161	906	102	(	(	PUNCT
cblr-7161	906	103	usa	usa	PROPN
cblr-7161	906	104	)	)	PUNCT
cblr-7161	906	105	,	,	PUNCT
cblr-7161	906	106	inc	inc	PROPN
cblr-7161	906	107	.	.	PROPN
cblr-7161	906	108	,	,	PUNCT
cblr-7161	906	109	parent	parent	NOUN
cblr-7161	906	110	company	company	NOUN
cblr-7161	906	111	only	only	ADV
cblr-7161	906	112	financial	financial	ADJ
cblr-7161	906	113	statements	statement	NOUN
cblr-7161	906	114	for	for	ADP
cblr-7161	906	115	large	large	ADJ
cblr-7161	906	116	holding	hold	VERB
cblr-7161	906	117	companies	company	NOUN
cblr-7161	906	118	(	(	PUNCT
cblr-7161	906	119	form	form	VERB
cblr-7161	906	120	fr	fr	PROPN
cblr-7161	906	121	y-9lp	y-9lp	PROPN
cblr-7161	906	122	)	)	PUNCT
cblr-7161	906	123	(	(	PUNCT
cblr-7161	906	124	mar	mar	PROPN
cblr-7161	906	125	.	.	PROPN
cblr-7161	906	126	31	31	NUM
cblr-7161	906	127	,	,	PUNCT
cblr-7161	906	128	2020	2020	NUM
cblr-7161	906	129	)	)	PUNCT
cblr-7161	906	130	;	;	PUNCT
cblr-7161	906	131	ubs	ubs	PROPN
cblr-7161	906	132	americas	americas	PROPN
cblr-7161	906	133	holding	hold	VERB
cblr-7161	906	134	llc	llc	PROPN
cblr-7161	906	135	,	,	PUNCT
cblr-7161	906	136	parent	parent	NOUN
cblr-7161	906	137	company	company	NOUN
cblr-7161	906	138	only	only	ADV
cblr-7161	906	139	financial	financial	ADJ
cblr-7161	906	140	statements	statement	NOUN
cblr-7161	906	141	for	for	ADP
cblr-7161	906	142	large	large	ADJ
cblr-7161	906	143	holding	hold	VERB
cblr-7161	906	144	companies	company	NOUN
cblr-7161	906	145	(	(	PUNCT
cblr-7161	906	146	form	form	VERB
cblr-7161	906	147	fr	fr	PROPN
cblr-7161	906	148	y-9lp	y-9lp	PROPN
cblr-7161	906	149	)	)	PUNCT
cblr-7161	906	150	(	(	PUNCT
cblr-7161	906	151	feb	feb	PROPN
cblr-7161	906	152	.	.	PROPN
cblr-7161	906	153	14	14	NUM
cblr-7161	906	154	,	,	PUNCT
cblr-7161	906	155	2019	2019	NUM
cblr-7161	906	156	)	)	PUNCT
cblr-7161	906	157	;	;	PUNCT
cblr-7161	906	158	ubs	ubs	PROPN
cblr-7161	906	159	americas	americas	PROPN
cblr-7161	906	160	holding	hold	VERB
cblr-7161	906	161	llc	llc	PROPN
cblr-7161	906	162	,	,	PUNCT
cblr-7161	906	163	parent	parent	NOUN
cblr-7161	906	164	company	company	NOUN
cblr-7161	906	165	only	only	ADV
cblr-7161	906	166	financial	financial	ADJ
cblr-7161	906	167	statements	statement	NOUN
cblr-7161	906	168	for	for	ADP
cblr-7161	906	169	large	large	ADJ
cblr-7161	906	170	holding	hold	VERB
cblr-7161	906	171	companies	company	NOUN
cblr-7161	906	172	(	(	PUNCT
cblr-7161	906	173	form	form	VERB
cblr-7161	906	174	fr	fr	PROPN
cblr-7161	906	175	y-9lp	y-9lp	PROPN
cblr-7161	906	176	)	)	PUNCT
cblr-7161	906	177	(	(	PUNCT
cblr-7161	906	178	nov	nov	PROPN
cblr-7161	906	179	.	.	PROPN
cblr-7161	906	180	14	14	NUM
cblr-7161	906	181	,	,	PUNCT
cblr-7161	906	182	2018	2018	NUM
cblr-7161	906	183	)	)	PUNCT
cblr-7161	906	184	;	;	PUNCT
cblr-7161	906	185	ubs	ubs	PROPN
cblr-7161	906	186	americas	americas	PROPN
cblr-7161	906	187	holding	hold	VERB
cblr-7161	906	188	llc	llc	PROPN
cblr-7161	906	189	,	,	PUNCT
cblr-7161	906	190	parent	parent	NOUN
cblr-7161	906	191	company	company	NOUN
cblr-7161	906	192	only	only	ADV
cblr-7161	906	193	financial	financial	ADJ
cblr-7161	906	194	statements	statement	NOUN
cblr-7161	906	195	for	for	ADP
cblr-7161	906	196	large	large	ADJ
cblr-7161	906	197	holding	hold	VERB
cblr-7161	906	198	companies	company	NOUN
cblr-7161	906	199	(	(	PUNCT
cblr-7161	906	200	form	form	VERB
cblr-7161	906	201	fr	fr	PROPN
cblr-7161	906	202	y-9lp	y-9lp	PROPN
cblr-7161	906	203	)	)	PUNCT
cblr-7161	906	204	(	(	PUNCT
cblr-7161	906	205	aug	aug	PROPN
cblr-7161	906	206	.	.	PROPN
cblr-7161	906	207	24	24	NUM
cblr-7161	906	208	,	,	PUNCT
cblr-7161	906	209	2018	2018	NUM
cblr-7161	906	210	)	)	PUNCT
cblr-7161	906	211	;	;	PUNCT
cblr-7161	906	212	ubs	ubs	PROPN
cblr-7161	906	213	americas	americas	PROPN
cblr-7161	906	214	holding	hold	VERB
cblr-7161	906	215	llc	llc	PROPN
cblr-7161	906	216	,	,	PUNCT
cblr-7161	906	217	parent	parent	NOUN
cblr-7161	906	218	company	company	NOUN
cblr-7161	906	219	only	only	ADV
cblr-7161	906	220	financial	financial	ADJ
cblr-7161	906	221	statements	statement	NOUN
cblr-7161	906	222	for	for	ADP
cblr-7161	906	223	large	large	ADJ
cblr-7161	906	224	holding	hold	VERB
cblr-7161	906	225	companies	company	NOUN
cblr-7161	906	226	(	(	PUNCT
cblr-7161	906	227	form	form	VERB
cblr-7161	906	228	fr	fr	PROPN
cblr-7161	906	229	y-9lp	y-9lp	PROPN
cblr-7161	906	230	)	)	PUNCT
cblr-7161	906	231	(	(	PUNCT
cblr-7161	906	232	may	may	PROPN
cblr-7161	906	233	15	15	NUM
cblr-7161	906	234	,	,	PUNCT
cblr-7161	906	235	2018	2018	NUM
cblr-7161	906	236	)	)	PUNCT
cblr-7161	906	237	;	;	PUNCT
cblr-7161	906	238	db	db	PROPN
cblr-7161	906	239	usa	usa	PROPN
cblr-7161	906	240	corp	corp	PROPN
cblr-7161	906	241	.	.	PROPN
cblr-7161	906	242	,	,	PUNCT
cblr-7161	906	243	parent	parent	NOUN
cblr-7161	906	244	company	company	NOUN
cblr-7161	906	245	only	only	ADV
cblr-7161	906	246	financial	financial	ADJ
cblr-7161	906	247	statements	statement	NOUN
cblr-7161	906	248	for	for	ADP
cblr-7161	906	249	large	large	ADJ
cblr-7161	906	250	holding	hold	VERB
cblr-7161	906	251	companies	company	NOUN
cblr-7161	906	252	(	(	PUNCT
cblr-7161	906	253	form	form	VERB
cblr-7161	906	254	fr	fr	PROPN
cblr-7161	906	255	y-9lp	y-9lp	PROPN
cblr-7161	906	256	)	)	PUNCT
cblr-7161	906	257	(	(	PUNCT
cblr-7161	906	258	feb	feb	PROPN
cblr-7161	906	259	.	.	PROPN
cblr-7161	906	260	14	14	NUM
cblr-7161	906	261	,	,	PUNCT
cblr-7161	906	262	2019	2019	NUM
cblr-7161	906	263	)	)	PUNCT
cblr-7161	906	264	;	;	PUNCT
cblr-7161	906	265	db	db	PROPN
cblr-7161	906	266	usa	usa	PROPN
cblr-7161	906	267	corp	corp	PROPN
cblr-7161	906	268	.	.	PROPN
cblr-7161	906	269	,	,	PUNCT
cblr-7161	906	270	parent	parent	NOUN
cblr-7161	906	271	company	company	NOUN
cblr-7161	906	272	only	only	ADV
cblr-7161	906	273	financial	financial	ADJ
cblr-7161	906	274	statements	statement	NOUN
cblr-7161	906	275	for	for	ADP
cblr-7161	906	276	large	large	ADJ
cblr-7161	906	277	holding	hold	VERB
cblr-7161	906	278	companies	company	NOUN
cblr-7161	906	279	(	(	PUNCT
cblr-7161	906	280	form	form	VERB
cblr-7161	906	281	fr	fr	PROPN
cblr-7161	906	282	y-9lp	y-9lp	PROPN
cblr-7161	906	283	)	)	PUNCT
cblr-7161	906	284	(	(	PUNCT
cblr-7161	906	285	nov	nov	PROPN
cblr-7161	906	286	.	.	PROPN
cblr-7161	906	287	14	14	NUM
cblr-7161	906	288	,	,	PUNCT
cblr-7161	906	289	2018	2018	NUM
cblr-7161	906	290	)	)	PUNCT
cblr-7161	906	291	;	;	PUNCT
cblr-7161	906	292	db	db	PROPN
cblr-7161	906	293	usa	usa	PROPN
cblr-7161	906	294	corp	corp	PROPN
cblr-7161	906	295	.	.	PROPN
cblr-7161	906	296	,	,	PUNCT
cblr-7161	906	297	parent	parent	NOUN
cblr-7161	906	298	company	company	NOUN
cblr-7161	906	299	only	only	ADV
cblr-7161	906	300	financial	financial	ADJ
cblr-7161	906	301	statements	statement	NOUN
cblr-7161	906	302	for	for	ADP
cblr-7161	906	303	large	large	ADJ
cblr-7161	906	304	holding	hold	VERB
cblr-7161	906	305	companies	company	NOUN
cblr-7161	906	306	(	(	PUNCT
cblr-7161	906	307	form	form	VERB
cblr-7161	906	308	fr	fr	PROPN
cblr-7161	906	309	y-9lp	y-9lp	PROPN
cblr-7161	906	310	)	)	PUNCT
cblr-7161	906	311	(	(	PUNCT
cblr-7161	906	312	aug	aug	PROPN
cblr-7161	906	313	.	.	PROPN
cblr-7161	906	314	24	24	NUM
cblr-7161	906	315	,	,	PUNCT
cblr-7161	906	316	2018	2018	NUM
cblr-7161	906	317	)	)	PUNCT
cblr-7161	906	318	;	;	PUNCT
cblr-7161	906	319	db	db	PROPN
cblr-7161	906	320	usa	usa	PROPN
cblr-7161	906	321	corp	corp	PROPN
cblr-7161	906	322	.	.	PROPN
cblr-7161	906	323	,	,	PUNCT
cblr-7161	906	324	parent	parent	NOUN
cblr-7161	906	325	company	company	NOUN
cblr-7161	906	326	only	only	ADV
cblr-7161	906	327	financial	financial	ADJ
cblr-7161	906	328	statements	statement	NOUN
cblr-7161	906	329	for	for	ADP
cblr-7161	906	330	large	large	ADJ
cblr-7161	906	331	holding	hold	VERB
cblr-7161	906	332	companies	company	NOUN
cblr-7161	906	333	(	(	PUNCT
cblr-7161	906	334	form	form	VERB
cblr-7161	906	335	fr	fr	PROPN
cblr-7161	906	336	y-9lp	y-9lp	PROPN
cblr-7161	906	337	)	)	PUNCT
cblr-7161	906	338	(	(	PUNCT
cblr-7161	906	339	may	may	PROPN
cblr-7161	906	340	15	15	NUM
cblr-7161	906	341	,	,	PUNCT
cblr-7161	906	342	2018	2018	NUM
cblr-7161	906	343	)	)	PUNCT
cblr-7161	906	344	.	.	PUNCT
cblr-7161	907	1	238	238	NUM
cblr-7161	907	2	see	see	VERB
cblr-7161	907	3	supra	supra	ADJ
cblr-7161	907	4	table	table	NOUN
cblr-7161	907	5	1	1	NUM
cblr-7161	907	6	.	.	X
cblr-7161	907	7	239	239	NUM
cblr-7161	907	8	see	see	VERB
cblr-7161	907	9	supra	supra	PROPN
cblr-7161	907	10	notes	note	NOUN
cblr-7161	907	11	163–64	163–64	PROPN
cblr-7161	907	12	and	and	CCONJ
cblr-7161	907	13	accompanying	accompany	VERB
cblr-7161	907	14	text	text	NOUN
cblr-7161	907	15	.	.	PUNCT
cblr-7161	908	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	908	2	(	(	PUNCT
cblr-7161	908	3	do	do	AUX
cblr-7161	908	4	not	not	PART
cblr-7161	908	5	delete	delete	VERB
cblr-7161	908	6	)	)	PUNCT
cblr-7161	908	7	10/7/2020	10/7/2020	NUM
cblr-7161	908	8	6:42	6:42	NUM
cblr-7161	908	9	pm	pm	NOUN
cblr-7161	908	10	no	no	INTJ
cblr-7161	908	11	.	.	PUNCT
cblr-7161	909	1	1:336	1:336	NUM
cblr-7161	909	2	]	]	X
cblr-7161	909	3	treacherous	treacherous	ADJ
cblr-7161	909	4	landscape	landscape	NOUN
cblr-7161	909	5	393	393	NUM
cblr-7161	909	6	2019	2019	NUM
cblr-7161	909	7	fr	fr	NOUN
cblr-7161	909	8	y-9lp	y-9lp	PROPN
cblr-7161	909	9	disclosures	disclosure	NOUN
cblr-7161	909	10	shows	show	VERB
cblr-7161	909	11	that	that	SCONJ
cblr-7161	909	12	the	the	DET
cblr-7161	909	13	ihcs	ihcs	NOUN
cblr-7161	909	14	have	have	AUX
cblr-7161	909	15	substantially	substantially	ADV
cblr-7161	909	16	reduced	reduce	VERB
cblr-7161	909	17	the	the	DET
cblr-7161	909	18	amount	amount	NOUN
cblr-7161	909	19	of	of	ADP
cblr-7161	909	20	activity	activity	NOUN
cblr-7161	909	21	housed	house	VERB
cblr-7161	909	22	in	in	ADP
cblr-7161	909	23	their	their	PRON
cblr-7161	909	24	financial	financial	ADJ
cblr-7161	909	25	subsidiaries,240	subsidiaries,240	NOUN
cblr-7161	909	26	supporting	support	VERB
cblr-7161	909	27	the	the	DET
cblr-7161	909	28	reporting	reporting	NOUN
cblr-7161	909	29	done	do	VERB
cblr-7161	909	30	by	by	ADP
cblr-7161	909	31	journalists241	journalists241	PROPN
cblr-7161	909	32	and	and	CCONJ
cblr-7161	909	33	the	the	DET
cblr-7161	909	34	hypotheses	hypothesis	NOUN
cblr-7161	909	35	several	several	ADJ
cblr-7161	909	36	commentators	commentator	NOUN
cblr-7161	909	37	posed	pose	VERB
cblr-7161	909	38	before	before	ADP
cblr-7161	909	39	the	the	DET
cblr-7161	909	40	exemption	exemption	NOUN
cblr-7161	909	41	’s	’s	PART
cblr-7161	909	42	elimination	elimination	NOUN
cblr-7161	909	43	went	go	VERB
cblr-7161	909	44	into	into	ADP
cblr-7161	909	45	effect.242	effect.242	NOUN
cblr-7161	909	46	it	it	PRON
cblr-7161	909	47	is	be	AUX
cblr-7161	909	48	worth	worth	ADJ
cblr-7161	909	49	noting	note	VERB
cblr-7161	909	50	,	,	PUNCT
cblr-7161	909	51	though	though	ADV
cblr-7161	909	52	,	,	PUNCT
cblr-7161	909	53	that	that	SCONJ
cblr-7161	909	54	the	the	DET
cblr-7161	909	55	elimination	elimination	NOUN
cblr-7161	909	56	of	of	ADP
cblr-7161	909	57	the	the	DET
cblr-7161	909	58	financial	financial	ADJ
cblr-7161	909	59	subsidiary	subsidiary	NOUN
cblr-7161	909	60	exemption	exemption	NOUN
cblr-7161	909	61	does	do	AUX
cblr-7161	909	62	not	not	PART
cblr-7161	909	63	only	only	ADV
cblr-7161	909	64	affect	affect	VERB
cblr-7161	909	65	fbos	fbo	NOUN
cblr-7161	909	66	.	.	PUNCT
cblr-7161	910	1	however	however	ADV
cblr-7161	910	2	,	,	PUNCT
cblr-7161	910	3	the	the	DET
cblr-7161	910	4	importance	importance	NOUN
cblr-7161	910	5	of	of	ADP
cblr-7161	910	6	the	the	DET
cblr-7161	910	7	exemption	exemption	NOUN
cblr-7161	910	8	specifically	specifically	ADV
cblr-7161	910	9	for	for	ADP
cblr-7161	910	10	fbos	fbos	PROPN
cblr-7161	910	11	relates	relate	VERB
cblr-7161	910	12	to	to	ADP
cblr-7161	910	13	the	the	DET
cblr-7161	910	14	traditional	traditional	ADJ
cblr-7161	910	15	fbo	fbo	NOUN
cblr-7161	910	16	funding	funding	NOUN
cblr-7161	910	17	model	model	NOUN
cblr-7161	910	18	,	,	PUNCT
cblr-7161	910	19	discussed	discuss	VERB
cblr-7161	910	20	in	in	ADP
cblr-7161	910	21	section	section	NOUN
cblr-7161	910	22	ii.c	ii.c	NOUN
cblr-7161	910	23	.	.	PUNCT
cblr-7161	911	1	that	that	PRON
cblr-7161	911	2	is	be	AUX
cblr-7161	911	3	,	,	PUNCT
cblr-7161	911	4	because	because	SCONJ
cblr-7161	911	5	ihcs	ihc	NOUN
cblr-7161	911	6	have	have	AUX
cblr-7161	911	7	reached	reach	VERB
cblr-7161	911	8	their	their	PRON
cblr-7161	911	9	regulation	regulation	NOUN
cblr-7161	911	10	w	w	NOUN
cblr-7161	911	11	intracompany	intracompany	ADJ
cblr-7161	911	12	transaction	transaction	NOUN
cblr-7161	911	13	limit	limit	NOUN
cblr-7161	911	14	through	through	ADP
cblr-7161	911	15	their	their	PRON
cblr-7161	911	16	“	"	PUNCT
cblr-7161	911	17	investment	investment	NOUN
cblr-7161	911	18	”	"	PUNCT
cblr-7161	911	19	in	in	ADP
cblr-7161	911	20	their	their	PRON
cblr-7161	911	21	nonbank	nonbank	NOUN
cblr-7161	911	22	subsidiaries	subsidiary	NOUN
cblr-7161	911	23	,	,	PUNCT
cblr-7161	911	24	they	they	PRON
cblr-7161	911	25	are	be	AUX
cblr-7161	911	26	unable	unable	ADJ
cblr-7161	911	27	to	to	PART
cblr-7161	911	28	direct	direct	VERB
cblr-7161	911	29	liquidity	liquidity	NOUN
cblr-7161	911	30	to	to	ADP
cblr-7161	911	31	their	their	PRON
cblr-7161	911	32	global	global	ADJ
cblr-7161	911	33	affiliates	affiliate	NOUN
cblr-7161	911	34	around	around	ADP
cblr-7161	911	35	the	the	DET
cblr-7161	911	36	world.243	world.243	NOUN
cblr-7161	911	37	this	this	DET
cblr-7161	911	38	development	development	NOUN
cblr-7161	911	39	may	may	AUX
cblr-7161	911	40	have	have	AUX
cblr-7161	911	41	already	already	ADV
cblr-7161	911	42	proven	prove	VERB
cblr-7161	911	43	to	to	PART
cblr-7161	911	44	seriously	seriously	ADV
cblr-7161	911	45	undermine	undermine	VERB
cblr-7161	911	46	global	global	ADJ
cblr-7161	911	47	financial	financial	ADJ
cblr-7161	911	48	stability	stability	NOUN
cblr-7161	911	49	,	,	PUNCT
cblr-7161	911	50	as	as	SCONJ
cblr-7161	911	51	global	global	ADJ
cblr-7161	911	52	affiliates	affiliate	NOUN
cblr-7161	911	53	of	of	ADP
cblr-7161	911	54	fbos	fbo	NOUN
cblr-7161	911	55	have	have	AUX
cblr-7161	911	56	struggled	struggle	VERB
cblr-7161	911	57	significantly	significantly	ADV
cblr-7161	911	58	during	during	ADP
cblr-7161	911	59	the	the	DET
cblr-7161	911	60	covid-19	covid-19	PROPN
cblr-7161	911	61	pandemic.244	pandemic.244	PROPN
cblr-7161	911	62	thus	thus	ADV
cblr-7161	911	63	,	,	PUNCT
cblr-7161	911	64	beyond	beyond	ADP
cblr-7161	911	65	the	the	DET
cblr-7161	911	66	economic	economic	ADJ
cblr-7161	911	67	damage	damage	NOUN
cblr-7161	911	68	trapped	trap	VERB
cblr-7161	911	69	capital	capital	NOUN
cblr-7161	911	70	causes	cause	NOUN
cblr-7161	911	71	in	in	ADP
cblr-7161	911	72	u.s	u.s	PROPN
cblr-7161	911	73	.	.	PROPN
cblr-7161	911	74	capital	capital	NOUN
cblr-7161	911	75	markets	market	NOUN
cblr-7161	911	76	,	,	PUNCT
cblr-7161	911	77	the	the	DET
cblr-7161	911	78	elimination	elimination	NOUN
cblr-7161	911	79	of	of	ADP
cblr-7161	911	80	the	the	DET
cblr-7161	911	81	financial	financial	ADJ
cblr-7161	911	82	subsidiary	subsidiary	NOUN
cblr-7161	911	83	exemption	exemption	NOUN
cblr-7161	911	84	also	also	ADV
cblr-7161	911	85	fragments	fragment	VERB
cblr-7161	911	86	the	the	DET
cblr-7161	911	87	flow	flow	NOUN
cblr-7161	911	88	of	of	ADP
cblr-7161	911	89	capital	capital	NOUN
cblr-7161	911	90	throughout	throughout	ADP
cblr-7161	911	91	the	the	DET
cblr-7161	911	92	world	world	NOUN
cblr-7161	911	93	,	,	PUNCT
cblr-7161	911	94	unnecessarily	unnecessarily	ADV
cblr-7161	911	95	exposing	expose	VERB
cblr-7161	911	96	certain	certain	ADJ
cblr-7161	911	97	regions	region	NOUN
cblr-7161	911	98	’	'	PUNCT
cblr-7161	911	99	financial	financial	ADJ
cblr-7161	911	100	systems	system	NOUN
cblr-7161	911	101	to	to	ADP
cblr-7161	911	102	liquidity	liquidity	NOUN
cblr-7161	911	103	stress	stress	NOUN
cblr-7161	911	104	and	and	CCONJ
cblr-7161	911	105	potential	potential	ADJ
cblr-7161	911	106	collapse	collapse	NOUN
cblr-7161	911	107	.	.	PUNCT
cblr-7161	912	1	for	for	ADP
cblr-7161	912	2	this	this	DET
cblr-7161	912	3	reason	reason	NOUN
cblr-7161	912	4	,	,	PUNCT
cblr-7161	912	5	too	too	ADV
cblr-7161	912	6	,	,	PUNCT
cblr-7161	912	7	it	it	PRON
cblr-7161	912	8	is	be	AUX
cblr-7161	912	9	crucial	crucial	ADJ
cblr-7161	912	10	that	that	SCONJ
cblr-7161	912	11	u.s	u.s	PROPN
cblr-7161	912	12	.	.	PROPN
cblr-7161	912	13	regulators	regulator	NOUN
cblr-7161	912	14	begin	begin	VERB
cblr-7161	912	15	to	to	PART
cblr-7161	912	16	reconsider	reconsider	VERB
cblr-7161	912	17	the	the	DET
cblr-7161	912	18	elimination	elimination	NOUN
cblr-7161	912	19	of	of	ADP
cblr-7161	912	20	the	the	DET
cblr-7161	912	21	exemption	exemption	NOUN
cblr-7161	912	22	to	to	PART
cblr-7161	912	23	improve	improve	VERB
cblr-7161	912	24	the	the	DET
cblr-7161	912	25	stability	stability	NOUN
cblr-7161	912	26	of	of	ADP
cblr-7161	912	27	the	the	DET
cblr-7161	912	28	global	global	ADJ
cblr-7161	912	29	financial	financial	ADJ
cblr-7161	912	30	system	system	NOUN
cblr-7161	912	31	.	.	PUNCT
cblr-7161	913	1	240	240	NUM
cblr-7161	913	2	see	see	VERB
cblr-7161	913	3	credit	credit	NOUN
cblr-7161	913	4	suisse	suisse	NOUN
cblr-7161	913	5	holdings	holding	NOUN
cblr-7161	913	6	(	(	PUNCT
cblr-7161	913	7	usa	usa	PROPN
cblr-7161	913	8	)	)	PUNCT
cblr-7161	913	9	,	,	PUNCT
cblr-7161	913	10	inc	inc	PROPN
cblr-7161	913	11	.	.	PROPN
cblr-7161	913	12	,	,	PUNCT
cblr-7161	913	13	parent	parent	NOUN
cblr-7161	913	14	company	company	NOUN
cblr-7161	913	15	only	only	ADV
cblr-7161	913	16	financial	financial	ADJ
cblr-7161	913	17	statements	statement	NOUN
cblr-7161	913	18	for	for	ADP
cblr-7161	913	19	large	large	ADJ
cblr-7161	913	20	holding	hold	VERB
cblr-7161	913	21	companies	company	NOUN
cblr-7161	913	22	(	(	PUNCT
cblr-7161	913	23	form	form	VERB
cblr-7161	913	24	fr	fr	PROPN
cblr-7161	913	25	y-9lp	y-9lp	PROPN
cblr-7161	913	26	)	)	PUNCT
cblr-7161	913	27	(	(	PUNCT
cblr-7161	913	28	feb	feb	PROPN
cblr-7161	913	29	.	.	PROPN
cblr-7161	913	30	14	14	NUM
cblr-7161	913	31	,	,	PUNCT
cblr-7161	913	32	2020	2020	NUM
cblr-7161	913	33	)	)	PUNCT
cblr-7161	913	34	;	;	PUNCT
cblr-7161	913	35	ubs	ubs	PROPN
cblr-7161	913	36	americas	americas	PROPN
cblr-7161	913	37	holding	hold	VERB
cblr-7161	913	38	llc	llc	PROPN
cblr-7161	913	39	,	,	PUNCT
cblr-7161	913	40	parent	parent	NOUN
cblr-7161	913	41	company	company	NOUN
cblr-7161	913	42	only	only	ADV
cblr-7161	913	43	financial	financial	ADJ
cblr-7161	913	44	statements	statement	NOUN
cblr-7161	913	45	for	for	ADP
cblr-7161	913	46	large	large	ADJ
cblr-7161	913	47	holding	hold	VERB
cblr-7161	913	48	companies	company	NOUN
cblr-7161	913	49	(	(	PUNCT
cblr-7161	913	50	form	form	VERB
cblr-7161	913	51	fr	fr	PROPN
cblr-7161	913	52	y-9lp	y-9lp	PROPN
cblr-7161	913	53	)	)	PUNCT
cblr-7161	913	54	(	(	PUNCT
cblr-7161	913	55	feb	feb	PROPN
cblr-7161	913	56	.	.	PROPN
cblr-7161	913	57	14	14	NUM
cblr-7161	913	58	,	,	PUNCT
cblr-7161	913	59	2020	2020	NUM
cblr-7161	913	60	)	)	PUNCT
cblr-7161	913	61	;	;	PUNCT
cblr-7161	913	62	db	db	PROPN
cblr-7161	913	63	usa	usa	PROPN
cblr-7161	913	64	corp	corp	PROPN
cblr-7161	913	65	.	.	PROPN
cblr-7161	913	66	,	,	PUNCT
cblr-7161	913	67	parent	parent	NOUN
cblr-7161	913	68	company	company	NOUN
cblr-7161	913	69	only	only	ADV
cblr-7161	913	70	financial	financial	ADJ
cblr-7161	913	71	statements	statement	NOUN
cblr-7161	913	72	for	for	ADP
cblr-7161	913	73	large	large	ADJ
cblr-7161	913	74	holding	hold	VERB
cblr-7161	913	75	companies	company	NOUN
cblr-7161	913	76	(	(	PUNCT
cblr-7161	913	77	form	form	VERB
cblr-7161	913	78	fr	fr	PROPN
cblr-7161	913	79	y-9lp	y-9lp	PROPN
cblr-7161	913	80	)	)	PUNCT
cblr-7161	913	81	(	(	PUNCT
cblr-7161	913	82	feb	feb	PROPN
cblr-7161	913	83	.	.	PROPN
cblr-7161	913	84	14	14	NUM
cblr-7161	913	85	,	,	PUNCT
cblr-7161	913	86	2020	2020	NUM
cblr-7161	913	87	)	)	PUNCT
cblr-7161	913	88	.	.	PUNCT
cblr-7161	914	1	241	241	NUM
cblr-7161	914	2	see	see	VERB
cblr-7161	914	3	noonan	noonan	PROPN
cblr-7161	914	4	,	,	PUNCT
cblr-7161	914	5	supra	supra	PROPN
cblr-7161	914	6	note	note	PROPN
cblr-7161	914	7	126	126	NUM
cblr-7161	914	8	.	.	PUNCT
cblr-7161	914	9	242	242	NUM
cblr-7161	914	10	see	see	VERB
cblr-7161	914	11	mannion	mannion	PROPN
cblr-7161	914	12	&	&	CCONJ
cblr-7161	914	13	wu	wu	PROPN
cblr-7161	914	14	,	,	PUNCT
cblr-7161	914	15	supra	supra	PROPN
cblr-7161	914	16	note	note	PROPN
cblr-7161	914	17	153	153	NUM
cblr-7161	914	18	,	,	PUNCT
cblr-7161	914	19	at	at	ADP
cblr-7161	914	20	805	805	NUM
cblr-7161	914	21	.	.	PUNCT
cblr-7161	915	1	243	243	NUM
cblr-7161	915	2	see	see	VERB
cblr-7161	915	3	supra	supra	PROPN
cblr-7161	915	4	notes	note	NOUN
cblr-7161	915	5	158–67	158–67	PROPN
cblr-7161	915	6	and	and	CCONJ
cblr-7161	915	7	accompanying	accompany	VERB
cblr-7161	915	8	text	text	NOUN
cblr-7161	915	9	.	.	PUNCT
cblr-7161	916	1	244	244	NUM
cblr-7161	916	2	see	see	VERB
cblr-7161	916	3	tobias	tobias	PROPN
cblr-7161	916	4	adrian	adrian	PROPN
cblr-7161	916	5	&	&	CCONJ
cblr-7161	916	6	fabio	fabio	PROPN
cblr-7161	916	7	natalucci	natalucci	PROPN
cblr-7161	916	8	,	,	PUNCT
cblr-7161	916	9	covid-19	covid-19	PROPN
cblr-7161	916	10	worsens	worsen	VERB
cblr-7161	916	11	pre	pre	ADJ
cblr-7161	916	12	-	-	ADJ
cblr-7161	916	13	existing	exist	VERB
cblr-7161	916	14	financial	financial	ADJ
cblr-7161	916	15	vulnerabilities	vulnerability	NOUN
cblr-7161	916	16	,	,	PUNCT
cblr-7161	916	17	int’l	int’l	NUM
cblr-7161	916	18	monetary	monetary	ADJ
cblr-7161	916	19	fund	fund	NOUN
cblr-7161	916	20	blog	blog	NOUN
cblr-7161	916	21	(	(	PUNCT
cblr-7161	916	22	may	may	PROPN
cblr-7161	916	23	22	22	NUM
cblr-7161	916	24	,	,	PUNCT
cblr-7161	916	25	2020	2020	NUM
cblr-7161	916	26	)	)	PUNCT
cblr-7161	916	27	,	,	PUNCT
cblr-7161	916	28	https://blogs.imf.org/2020/05/22/covid-19-worsens-pre-existing-financialvulnerabilities/	https://blogs.imf.org/2020/05/22/covid-19-worsens-pre-existing-financialvulnerabilities/	PROPN
cblr-7161	916	29	[	[	X
cblr-7161	916	30	https://perma.cc/zw4u-nvxp	https://perma.cc/zw4u-nvxp	X
cblr-7161	916	31	]	]	X
cblr-7161	916	32	.	.	PUNCT
cblr-7161	917	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	917	2	(	(	PUNCT
cblr-7161	917	3	do	do	AUX
cblr-7161	917	4	not	not	PART
cblr-7161	917	5	delte	delte	VERB
cblr-7161	917	6	)	)	PUNCT
cblr-7161	917	7	10/7/2020	10/7/2020	NUM
cblr-7161	917	8	6:42	6:42	NUM
cblr-7161	917	9	pm	pm	NOUN
cblr-7161	917	10	394	394	NUM
cblr-7161	917	11	columbia	columbia	PROPN
cblr-7161	917	12	business	business	NOUN
cblr-7161	917	13	law	law	NOUN
cblr-7161	917	14	review	review	NOUN
cblr-7161	917	15	[	[	X
cblr-7161	917	16	vol	vol	NOUN
cblr-7161	917	17	.	.	PUNCT
cblr-7161	917	18	2020	2020	NUM
cblr-7161	918	1	v.	v.	ADP
cblr-7161	918	2	conclusion	conclusion	NOUN
cblr-7161	918	3	ten	ten	NUM
cblr-7161	918	4	years	year	NOUN
cblr-7161	918	5	later	later	ADV
cblr-7161	918	6	,	,	PUNCT
cblr-7161	918	7	it	it	PRON
cblr-7161	918	8	is	be	AUX
cblr-7161	918	9	clear	clear	ADJ
cblr-7161	918	10	that	that	SCONJ
cblr-7161	918	11	the	the	DET
cblr-7161	918	12	regulatory	regulatory	ADJ
cblr-7161	918	13	rules	rule	NOUN
cblr-7161	918	14	promulgated	promulgate	VERB
cblr-7161	918	15	under	under	ADP
cblr-7161	918	16	dodd	dodd	PROPN
cblr-7161	918	17	-	-	PUNCT
cblr-7161	918	18	frank	frank	PROPN
cblr-7161	918	19	have	have	AUX
cblr-7161	918	20	had	have	VERB
cblr-7161	918	21	some	some	DET
cblr-7161	918	22	unanticipated	unanticipated	ADJ
cblr-7161	918	23	and	and	CCONJ
cblr-7161	918	24	consequential	consequential	ADJ
cblr-7161	918	25	effects	effect	NOUN
cblr-7161	918	26	.	.	PUNCT
cblr-7161	919	1	large	large	ADJ
cblr-7161	919	2	foreign	foreign	ADJ
cblr-7161	919	3	banks	bank	NOUN
cblr-7161	919	4	have	have	AUX
cblr-7161	919	5	perhaps	perhaps	ADV
cblr-7161	919	6	been	be	AUX
cblr-7161	919	7	hit	hit	VERB
cblr-7161	919	8	the	the	DET
cblr-7161	919	9	hardest	hard	ADJ
cblr-7161	919	10	by	by	ADP
cblr-7161	919	11	post	post	ADJ
cblr-7161	919	12	-	-	ADJ
cblr-7161	919	13	crisis	crisis	ADJ
cblr-7161	919	14	regulations	regulation	NOUN
cblr-7161	919	15	in	in	ADP
cblr-7161	919	16	the	the	DET
cblr-7161	919	17	united	united	PROPN
cblr-7161	919	18	states	states	PROPN
cblr-7161	919	19	,	,	PUNCT
cblr-7161	919	20	collectively	collectively	ADV
cblr-7161	919	21	spending	spend	VERB
cblr-7161	919	22	hundreds	hundred	NOUN
cblr-7161	919	23	of	of	ADP
cblr-7161	919	24	millions	million	NOUN
cblr-7161	919	25	of	of	ADP
cblr-7161	919	26	dollars	dollar	NOUN
cblr-7161	919	27	in	in	ADP
cblr-7161	919	28	attempting	attempt	VERB
cblr-7161	919	29	to	to	PART
cblr-7161	919	30	achieve	achieve	VERB
cblr-7161	919	31	compliance.245	compliance.245	NOUN
cblr-7161	919	32	namely	namely	ADV
cblr-7161	919	33	,	,	PUNCT
cblr-7161	919	34	the	the	DET
cblr-7161	919	35	changes	change	NOUN
cblr-7161	919	36	made	make	VERB
cblr-7161	919	37	to	to	PART
cblr-7161	919	38	regulation	regulation	VERB
cblr-7161	919	39	yy	yy	NOUN
cblr-7161	919	40	and	and	CCONJ
cblr-7161	919	41	regulation	regulation	NOUN
cblr-7161	919	42	w	w	AUX
cblr-7161	919	43	have	have	AUX
cblr-7161	919	44	had	have	VERB
cblr-7161	919	45	enormous	enormous	ADJ
cblr-7161	919	46	implications	implication	NOUN
cblr-7161	919	47	for	for	ADP
cblr-7161	919	48	fbos	fbo	NOUN
cblr-7161	919	49	’	'	PUNCT
cblr-7161	919	50	funding	funding	NOUN
cblr-7161	919	51	models	model	NOUN
cblr-7161	919	52	,	,	PUNCT
cblr-7161	919	53	which	which	PRON
cblr-7161	919	54	has	have	AUX
cblr-7161	919	55	resulted	result	VERB
cblr-7161	919	56	in	in	ADP
cblr-7161	919	57	the	the	DET
cblr-7161	919	58	hoarding	hoarding	NOUN
cblr-7161	919	59	of	of	ADP
cblr-7161	919	60	capital	capital	NOUN
cblr-7161	919	61	at	at	ADP
cblr-7161	919	62	the	the	DET
cblr-7161	919	63	ihc	ihc	PROPN
cblr-7161	919	64	legal	legal	ADJ
cblr-7161	919	65	entity	entity	NOUN
cblr-7161	919	66	level	level	NOUN
cblr-7161	919	67	in	in	ADP
cblr-7161	919	68	the	the	DET
cblr-7161	919	69	united	united	PROPN
cblr-7161	919	70	states	states	PROPN
cblr-7161	919	71	.	.	PUNCT
cblr-7161	920	1	this	this	DET
cblr-7161	920	2	development	development	NOUN
cblr-7161	920	3	has	have	AUX
cblr-7161	920	4	been	be	AUX
cblr-7161	920	5	cited	cite	VERB
cblr-7161	920	6	by	by	ADP
cblr-7161	920	7	many	many	ADJ
cblr-7161	920	8	as	as	ADP
cblr-7161	920	9	unduly	unduly	ADV
cblr-7161	920	10	limiting	limit	VERB
cblr-7161	920	11	the	the	DET
cblr-7161	920	12	activity	activity	NOUN
cblr-7161	920	13	of	of	ADP
cblr-7161	920	14	fbos	fbo	NOUN
cblr-7161	920	15	and	and	CCONJ
cblr-7161	920	16	slowing	slow	VERB
cblr-7161	920	17	down	down	ADP
cblr-7161	920	18	growth	growth	NOUN
cblr-7161	920	19	in	in	ADP
cblr-7161	920	20	u.s	u.s	PROPN
cblr-7161	920	21	.	.	PROPN
cblr-7161	920	22	capital	capital	NOUN
cblr-7161	920	23	markets	market	NOUN
cblr-7161	920	24	,	,	PUNCT
cblr-7161	920	25	concerns	concern	NOUN
cblr-7161	920	26	which	which	PRON
cblr-7161	920	27	have	have	AUX
cblr-7161	920	28	led	lead	VERB
cblr-7161	920	29	u.s	u.s	PROPN
cblr-7161	920	30	.	.	PROPN
cblr-7161	920	31	regulators	regulator	NOUN
cblr-7161	920	32	to	to	PART
cblr-7161	920	33	reconsider	reconsider	VERB
cblr-7161	920	34	several	several	ADJ
cblr-7161	920	35	post	post	ADJ
cblr-7161	920	36	-	-	ADJ
cblr-7161	920	37	crisis	crisis	NOUN
cblr-7161	920	38	rules	rule	NOUN
cblr-7161	920	39	.	.	PUNCT
cblr-7161	921	1	however	however	ADV
cblr-7161	921	2	,	,	PUNCT
cblr-7161	921	3	the	the	DET
cblr-7161	921	4	agencies	agency	NOUN
cblr-7161	921	5	tasked	task	VERB
cblr-7161	921	6	with	with	ADP
cblr-7161	921	7	overseeing	oversee	VERB
cblr-7161	921	8	ihc	ihc	PROPN
cblr-7161	921	9	reorganization	reorganization	NOUN
cblr-7161	921	10	have	have	AUX
cblr-7161	921	11	maintained	maintain	VERB
cblr-7161	921	12	that	that	SCONJ
cblr-7161	921	13	the	the	DET
cblr-7161	921	14	process	process	NOUN
cblr-7161	921	15	has	have	AUX
cblr-7161	921	16	been	be	AUX
cblr-7161	921	17	largely	largely	ADV
cblr-7161	921	18	successful	successful	ADJ
cblr-7161	921	19	,	,	PUNCT
cblr-7161	921	20	pointing	point	VERB
cblr-7161	921	21	to	to	ADP
cblr-7161	921	22	the	the	DET
cblr-7161	921	23	performance	performance	NOUN
cblr-7161	921	24	of	of	ADP
cblr-7161	921	25	the	the	DET
cblr-7161	921	26	ihcs	ihcs	NOUN
cblr-7161	921	27	in	in	ADP
cblr-7161	921	28	the	the	DET
cblr-7161	921	29	federal	federal	PROPN
cblr-7161	921	30	reserve	reserve	PROPN
cblr-7161	921	31	’s	’s	PART
cblr-7161	921	32	ccar	ccar	NOUN
cblr-7161	921	33	exercise	exercise	NOUN
cblr-7161	921	34	as	as	ADP
cblr-7161	921	35	evidence	evidence	NOUN
cblr-7161	921	36	of	of	ADP
cblr-7161	921	37	their	their	PRON
cblr-7161	921	38	soundness.246	soundness.246	PROPN
cblr-7161	921	39	the	the	DET
cblr-7161	921	40	covid-19	covid-19	PROPN
cblr-7161	921	41	pandemic	pandemic	NOUN
cblr-7161	921	42	is	be	AUX
cblr-7161	921	43	beginning	begin	VERB
cblr-7161	921	44	to	to	PART
cblr-7161	921	45	reveal	reveal	VERB
cblr-7161	921	46	the	the	DET
cblr-7161	921	47	shortsightedness	shortsightedness	NOUN
cblr-7161	921	48	of	of	ADP
cblr-7161	921	49	many	many	ADJ
cblr-7161	921	50	countries	country	NOUN
cblr-7161	921	51	’	'	PUNCT
cblr-7161	921	52	conception	conception	NOUN
cblr-7161	921	53	of	of	ADP
cblr-7161	921	54	financial	financial	ADJ
cblr-7161	921	55	stability	stability	NOUN
cblr-7161	921	56	.	.	PUNCT
cblr-7161	922	1	that	that	PRON
cblr-7161	922	2	is	be	AUX
cblr-7161	922	3	,	,	PUNCT
cblr-7161	922	4	financial	financial	ADJ
cblr-7161	922	5	stability	stability	NOUN
cblr-7161	922	6	can	can	AUX
cblr-7161	922	7	not	not	PART
cblr-7161	922	8	be	be	AUX
cblr-7161	922	9	ring	ring	NOUN
cblr-7161	922	10	-	-	PUNCT
cblr-7161	922	11	fenced	fence	VERB
cblr-7161	922	12	—	—	PUNCT
cblr-7161	922	13	as	as	SCONJ
cblr-7161	922	14	international	international	ADJ
cblr-7161	922	15	banking	banking	NOUN
cblr-7161	922	16	has	have	AUX
cblr-7161	922	17	grown	grow	VERB
cblr-7161	922	18	over	over	ADP
cblr-7161	922	19	the	the	DET
cblr-7161	922	20	past	past	ADJ
cblr-7161	922	21	thirty	thirty	NUM
cblr-7161	922	22	years	year	NOUN
cblr-7161	922	23	so	so	ADV
cblr-7161	922	24	too	too	ADV
cblr-7161	922	25	has	have	AUX
cblr-7161	922	26	the	the	DET
cblr-7161	922	27	interconnectedness	interconnectedness	NOUN
cblr-7161	922	28	of	of	ADP
cblr-7161	922	29	the	the	DET
cblr-7161	922	30	financial	financial	ADJ
cblr-7161	922	31	system	system	NOUN
cblr-7161	922	32	.	.	PUNCT
cblr-7161	923	1	this	this	DET
cblr-7161	923	2	interconnectedness	interconnectedness	NOUN
cblr-7161	923	3	makes	make	VERB
cblr-7161	923	4	trapped	trap	VERB
cblr-7161	923	5	capital	capital	NOUN
cblr-7161	923	6	and	and	CCONJ
cblr-7161	923	7	liquidity	liquidity	NOUN
cblr-7161	923	8	particularly	particularly	ADV
cblr-7161	923	9	problematic	problematic	ADJ
cblr-7161	923	10	,	,	PUNCT
cblr-7161	923	11	as	as	SCONJ
cblr-7161	923	12	legal	legal	ADJ
cblr-7161	923	13	entities	entity	NOUN
cblr-7161	923	14	with	with	ADP
cblr-7161	923	15	less	less	ADJ
cblr-7161	923	16	liquid	liquid	ADJ
cblr-7161	923	17	business	business	NOUN
cblr-7161	923	18	models	model	NOUN
cblr-7161	923	19	often	often	ADV
cblr-7161	923	20	struggle	struggle	VERB
cblr-7161	923	21	to	to	PART
cblr-7161	923	22	obtain	obtain	VERB
cblr-7161	923	23	funding	funding	NOUN
cblr-7161	923	24	from	from	ADP
cblr-7161	923	25	third	third	ADJ
cblr-7161	923	26	party	party	NOUN
cblr-7161	923	27	sources	source	NOUN
cblr-7161	923	28	during	during	ADP
cblr-7161	923	29	times	time	NOUN
cblr-7161	923	30	of	of	ADP
cblr-7161	923	31	crisis	crisis	NOUN
cblr-7161	923	32	.	.	PUNCT
cblr-7161	924	1	it	it	PRON
cblr-7161	924	2	is	be	AUX
cblr-7161	924	3	safe	safe	ADJ
cblr-7161	924	4	to	to	PART
cblr-7161	924	5	say	say	VERB
cblr-7161	924	6	,	,	PUNCT
cblr-7161	924	7	then	then	ADV
cblr-7161	924	8	,	,	PUNCT
cblr-7161	924	9	that	that	SCONJ
cblr-7161	924	10	the	the	DET
cblr-7161	924	11	elevated	elevated	ADJ
cblr-7161	924	12	levels	level	NOUN
cblr-7161	924	13	of	of	ADP
cblr-7161	924	14	capital	capital	NOUN
cblr-7161	924	15	the	the	DET
cblr-7161	924	16	ihcs	ihcs	NOUN
cblr-7161	924	17	are	be	AUX
cblr-7161	924	18	holding	hold	VERB
cblr-7161	924	19	in	in	ADP
cblr-7161	924	20	the	the	DET
cblr-7161	924	21	u.s	u.s	PROPN
cblr-7161	924	22	.	.	PROPN
cblr-7161	924	23	are	be	AUX
cblr-7161	924	24	not	not	PART
cblr-7161	924	25	benign	benign	ADJ
cblr-7161	924	26	.	.	PUNCT
cblr-7161	925	1	as	as	SCONJ
cblr-7161	925	2	we	we	PRON
cblr-7161	925	3	observed	observe	VERB
cblr-7161	925	4	in	in	ADP
cblr-7161	925	5	the	the	DET
cblr-7161	925	6	aig	aig	PROPN
cblr-7161	925	7	case	case	NOUN
cblr-7161	925	8	during	during	ADP
cblr-7161	925	9	the	the	DET
cblr-7161	925	10	last	last	ADJ
cblr-7161	925	11	financial	financial	ADJ
cblr-7161	925	12	crisis	crisis	NOUN
cblr-7161	925	13	,	,	PUNCT
cblr-7161	925	14	the	the	DET
cblr-7161	925	15	success	success	NOUN
cblr-7161	925	16	of	of	ADP
cblr-7161	925	17	affiliates	affiliate	NOUN
cblr-7161	925	18	may	may	AUX
cblr-7161	925	19	dictate	dictate	VERB
cblr-7161	925	20	the	the	DET
cblr-7161	925	21	success	success	NOUN
cblr-7161	925	22	of	of	ADP
cblr-7161	925	23	parent	parent	NOUN
cblr-7161	925	24	entities	entity	NOUN
cblr-7161	925	25	,	,	PUNCT
cblr-7161	925	26	and	and	CCONJ
cblr-7161	925	27	during	during	ADP
cblr-7161	925	28	times	time	NOUN
cblr-7161	925	29	of	of	ADP
cblr-7161	925	30	crisis	crisis	NOUN
cblr-7161	925	31	regulators	regulator	NOUN
cblr-7161	925	32	245	245	NUM
cblr-7161	925	33	see	see	VERB
cblr-7161	925	34	u.s	u.s	PROPN
cblr-7161	925	35	.	.	PROPN
cblr-7161	925	36	gov’t	gov’t	PROPN
cblr-7161	925	37	accountability	accountability	NOUN
cblr-7161	925	38	office	office	NOUN
cblr-7161	925	39	,	,	PUNCT
cblr-7161	925	40	supra	supra	PROPN
cblr-7161	925	41	note	note	NOUN
cblr-7161	925	42	9	9	NUM
cblr-7161	925	43	,	,	PUNCT
cblr-7161	925	44	at	at	ADP
cblr-7161	925	45	30	30	NUM
cblr-7161	925	46	.	.	PUNCT
cblr-7161	926	1	246	246	NUM
cblr-7161	926	2	see	see	VERB
cblr-7161	926	3	randal	randal	PROPN
cblr-7161	926	4	k.	k.	PROPN
cblr-7161	926	5	quarles	quarles	PROPN
cblr-7161	926	6	,	,	PUNCT
cblr-7161	926	7	vice	vice	NOUN
cblr-7161	926	8	chairman	chairman	NOUN
cblr-7161	926	9	for	for	ADP
cblr-7161	926	10	supervision	supervision	NOUN
cblr-7161	926	11	,	,	PUNCT
cblr-7161	926	12	bd	bd	PROPN
cblr-7161	926	13	.	.	PROPN
cblr-7161	926	14	of	of	ADP
cblr-7161	926	15	governors	governor	NOUN
cblr-7161	926	16	of	of	ADP
cblr-7161	926	17	the	the	DET
cblr-7161	926	18	fed	fed	PROPN
cblr-7161	926	19	.	.	PUNCT
cblr-7161	927	1	reserve	reserve	PROPN
cblr-7161	927	2	sys	sys	PROPN
cblr-7161	927	3	.	.	PROPN
cblr-7161	927	4	,	,	PUNCT
cblr-7161	927	5	remarks	remark	VERB
cblr-7161	927	6	at	at	ADP
cblr-7161	927	7	the	the	DET
cblr-7161	927	8	institute	institute	PROPN
cblr-7161	927	9	of	of	ADP
cblr-7161	927	10	international	international	PROPN
cblr-7161	927	11	bankers	bankers	PROPN
cblr-7161	927	12	annual	annual	ADJ
cblr-7161	927	13	washington	washington	PROPN
cblr-7161	927	14	conference	conference	NOUN
cblr-7161	927	15	:	:	PUNCT
cblr-7161	927	16	the	the	DET
cblr-7161	927	17	federal	federal	PROPN
cblr-7161	927	18	reserve	reserve	PROPN
cblr-7161	927	19	’s	’s	PART
cblr-7161	927	20	regulatory	regulatory	ADJ
cblr-7161	927	21	agenda	agenda	NOUN
cblr-7161	927	22	for	for	ADP
cblr-7161	927	23	foreign	foreign	ADJ
cblr-7161	927	24	banking	banking	NOUN
cblr-7161	927	25	organizations	organization	NOUN
cblr-7161	927	26	4	4	NUM
cblr-7161	927	27	(	(	PUNCT
cblr-7161	927	28	mar	mar	PROPN
cblr-7161	927	29	.	.	PROPN
cblr-7161	927	30	5	5	NUM
cblr-7161	927	31	,	,	PUNCT
cblr-7161	927	32	2018	2018	NUM
cblr-7161	927	33	)	)	PUNCT
cblr-7161	927	34	,	,	PUNCT
cblr-7161	927	35	https://www.federalreserve.gov/newsevents/speech/files/quarles20180305a.pdf	https://www.federalreserve.gov/newsevents/speech/files/quarles20180305a.pdf	NOUN
cblr-7161	928	1	[	[	X
cblr-7161	928	2	https://perma.cc/532j-ybh4	https://perma.cc/532j-ybh4	NOUN
cblr-7161	928	3	]	]	X
cblr-7161	928	4	.	.	PUNCT
cblr-7161	929	1	5_2020.1_humble	5_2020.1_humble	NUM
cblr-7161	929	2	(	(	PUNCT
cblr-7161	929	3	do	do	AUX
cblr-7161	929	4	not	not	PART
cblr-7161	929	5	delete	delete	VERB
cblr-7161	929	6	)	)	PUNCT
cblr-7161	929	7	10/7/2020	10/7/2020	NUM
cblr-7161	929	8	6:42	6:42	NUM
cblr-7161	929	9	pm	pm	NOUN
cblr-7161	929	10	no	no	INTJ
cblr-7161	929	11	.	.	PUNCT
cblr-7161	930	1	1:336	1:336	NUM
cblr-7161	930	2	]	]	X
cblr-7161	930	3	treacherous	treacherous	ADJ
cblr-7161	930	4	landscape	landscape	NOUN
cblr-7161	930	5	395	395	NUM
cblr-7161	930	6	have	have	VERB
cblr-7161	930	7	in	in	ADP
cblr-7161	930	8	the	the	DET
cblr-7161	930	9	past	past	NOUN
cblr-7161	930	10	acknowledged	acknowledge	VERB
cblr-7161	930	11	the	the	DET
cblr-7161	930	12	importance	importance	NOUN
cblr-7161	930	13	of	of	ADP
cblr-7161	930	14	supporting	support	VERB
cblr-7161	930	15	subsidiaries	subsidiary	NOUN
cblr-7161	930	16	under	under	ADP
cblr-7161	930	17	stress	stress	NOUN
cblr-7161	930	18	for	for	ADP
cblr-7161	930	19	exactly	exactly	ADV
cblr-7161	930	20	this	this	DET
cblr-7161	930	21	reason	reason	NOUN
cblr-7161	930	22	.	.	PUNCT
cblr-7161	931	1	this	this	PRON
cblr-7161	931	2	begs	beg	VERB
cblr-7161	931	3	the	the	DET
cblr-7161	931	4	question	question	NOUN
cblr-7161	931	5	—	—	PUNCT
cblr-7161	931	6	why	why	SCONJ
cblr-7161	931	7	wait	wait	VERB
cblr-7161	931	8	until	until	SCONJ
cblr-7161	931	9	a	a	DET
cblr-7161	931	10	crisis	crisis	NOUN
cblr-7161	931	11	hits	hit	VERB
cblr-7161	931	12	to	to	PART
cblr-7161	931	13	allow	allow	VERB
cblr-7161	931	14	financial	financial	ADJ
cblr-7161	931	15	institutions	institution	NOUN
cblr-7161	931	16	to	to	PART
cblr-7161	931	17	manage	manage	VERB
cblr-7161	931	18	their	their	PRON
cblr-7161	931	19	capital	capital	NOUN
cblr-7161	931	20	freely	freely	ADV
cblr-7161	931	21	across	across	ADP
cblr-7161	931	22	their	their	PRON
cblr-7161	931	23	global	global	ADJ
cblr-7161	931	24	organizations	organization	NOUN
cblr-7161	931	25	?	?	PUNCT
cblr-7161	932	1	binding	bind	VERB
cblr-7161	932	2	the	the	DET
cblr-7161	932	3	hands	hand	NOUN
cblr-7161	932	4	of	of	ADP
cblr-7161	932	5	large	large	ADJ
cblr-7161	932	6	,	,	PUNCT
cblr-7161	932	7	systemically	systemically	ADV
cblr-7161	932	8	important	important	ADJ
cblr-7161	932	9	foreign	foreign	ADJ
cblr-7161	932	10	banking	banking	NOUN
cblr-7161	932	11	organizations	organization	NOUN
cblr-7161	932	12	makes	make	VERB
cblr-7161	932	13	all	all	PRON
cblr-7161	932	14	of	of	ADP
cblr-7161	932	15	us	we	PRON
cblr-7161	932	16	less	less	ADV
cblr-7161	932	17	prepared	prepared	ADJ
cblr-7161	932	18	for	for	ADP
cblr-7161	932	19	the	the	DET
cblr-7161	932	20	next	next	ADJ
cblr-7161	932	21	major	major	ADJ
cblr-7161	932	22	financial	financial	ADJ
cblr-7161	932	23	crisis	crisis	NOUN
cblr-7161	932	24	,	,	PUNCT
cblr-7161	932	25	which	which	PRON
cblr-7161	932	26	indeed	indeed	ADV
cblr-7161	932	27	,	,	PUNCT
cblr-7161	932	28	may	may	AUX
cblr-7161	932	29	already	already	ADV
cblr-7161	932	30	be	be	AUX
cblr-7161	932	31	in	in	ADP
cblr-7161	932	32	its	its	PRON
cblr-7161	932	33	beginning	beginning	NOUN
cblr-7161	932	34	stages	stage	NOUN
cblr-7161	932	35	.	.	PUNCT