id	sid	tid	token	lemma	pos
cblr-7216	1	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	1	2	(	(	PUNCT
cblr-7216	1	3	do	do	AUX
cblr-7216	1	4	not	not	PART
cblr-7216	1	5	delete	delete	VERB
cblr-7216	1	6	)	)	PUNCT
cblr-7216	1	7	10/21/2020	10/21/2020	NUM
cblr-7216	1	8	2:04	2:04	NUM
cblr-7216	1	9	pm	pm	NOUN
cblr-7216	1	10	rated	rate	VERB
cblr-7216	1	11	p	p	NOUN
cblr-7216	1	12	for	for	ADP
cblr-7216	1	13	public	public	NOUN
cblr-7216	1	14	:	:	PUNCT
cblr-7216	1	15	learning	learn	VERB
cblr-7216	1	16	from	from	ADP
cblr-7216	1	17	dodd	dodd	PROPN
cblr-7216	1	18	-	-	PUNCT
cblr-7216	1	19	frank	frank	ADJ
cblr-7216	1	20	and	and	CCONJ
cblr-7216	1	21	credit	credit	NOUN
cblr-7216	1	22	rating	rating	NOUN
cblr-7216	1	23	agencies	agency	NOUN
cblr-7216	1	24	to	to	PART
cblr-7216	1	25	propose	propose	VERB
cblr-7216	1	26	a	a	DET
cblr-7216	1	27	public	public	ADJ
cblr-7216	1	28	cryptocurrency	cryptocurrency	NOUN
cblr-7216	1	29	rating	rating	NOUN
cblr-7216	1	30	provider	provider	NOUN
cblr-7216	1	31	in	in	ADP
cblr-7216	1	32	the	the	DET
cblr-7216	1	33	united	united	PROPN
cblr-7216	1	34	states	states	PROPN
cblr-7216	1	35	parth	parth	PROPN
cblr-7216	1	36	kalaria	kalaria	PROPN
cblr-7216	1	37	*	*	PUNCT
cblr-7216	1	38	credit	credit	NOUN
cblr-7216	1	39	rating	rating	NOUN
cblr-7216	1	40	agencies	agency	NOUN
cblr-7216	1	41	have	have	AUX
cblr-7216	1	42	long	long	ADV
cblr-7216	1	43	played	play	VERB
cblr-7216	1	44	an	an	DET
cblr-7216	1	45	important	important	ADJ
cblr-7216	1	46	role	role	NOUN
cblr-7216	1	47	in	in	ADP
cblr-7216	1	48	the	the	DET
cblr-7216	1	49	economy	economy	NOUN
cblr-7216	1	50	of	of	ADP
cblr-7216	1	51	the	the	DET
cblr-7216	1	52	united	united	PROPN
cblr-7216	1	53	states	states	PROPN
cblr-7216	1	54	.	.	PUNCT
cblr-7216	2	1	in	in	ADP
cblr-7216	2	2	response	response	NOUN
cblr-7216	2	3	to	to	ADP
cblr-7216	2	4	the	the	DET
cblr-7216	2	5	financial	financial	ADJ
cblr-7216	2	6	crisis	crisis	NOUN
cblr-7216	2	7	of	of	ADP
cblr-7216	2	8	2008	2008	NUM
cblr-7216	2	9	,	,	PUNCT
cblr-7216	2	10	the	the	DET
cblr-7216	2	11	dodd	dodd	PROPN
cblr-7216	2	12	-	-	PUNCT
cblr-7216	2	13	frank	frank	PROPN
cblr-7216	2	14	wall	wall	PROPN
cblr-7216	2	15	street	street	PROPN
cblr-7216	2	16	reform	reform	PROPN
cblr-7216	2	17	and	and	CCONJ
cblr-7216	2	18	consumer	consumer	NOUN
cblr-7216	2	19	protection	protection	PROPN
cblr-7216	2	20	act	act	PROPN
cblr-7216	2	21	introduced	introduce	VERB
cblr-7216	2	22	reforms	reform	NOUN
cblr-7216	2	23	to	to	PART
cblr-7216	2	24	increase	increase	VERB
cblr-7216	2	25	the	the	DET
cblr-7216	2	26	transparency	transparency	NOUN
cblr-7216	2	27	and	and	CCONJ
cblr-7216	2	28	accountability	accountability	NOUN
cblr-7216	2	29	of	of	ADP
cblr-7216	2	30	credit	credit	NOUN
cblr-7216	2	31	rating	rating	NOUN
cblr-7216	2	32	agencies	agency	NOUN
cblr-7216	2	33	.	.	PUNCT
cblr-7216	3	1	with	with	ADP
cblr-7216	3	2	the	the	DET
cblr-7216	3	3	rise	rise	NOUN
cblr-7216	3	4	of	of	ADP
cblr-7216	3	5	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	3	6	and	and	CCONJ
cblr-7216	3	7	the	the	DET
cblr-7216	3	8	expansion	expansion	NOUN
cblr-7216	3	9	of	of	ADP
cblr-7216	3	10	blockchain	blockchain	PROPN
cblr-7216	3	11	technology	technology	PROPN
cblr-7216	3	12	,	,	PUNCT
cblr-7216	3	13	established	establish	VERB
cblr-7216	3	14	credit	credit	NOUN
cblr-7216	3	15	rating	rating	NOUN
cblr-7216	3	16	agencies	agency	NOUN
cblr-7216	3	17	are	be	AUX
cblr-7216	3	18	now	now	ADV
cblr-7216	3	19	considering	consider	VERB
cblr-7216	3	20	offering	offer	VERB
cblr-7216	3	21	ratings	rating	NOUN
cblr-7216	3	22	for	for	ADP
cblr-7216	3	23	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	3	24	,	,	PUNCT
cblr-7216	3	25	in	in	ADP
cblr-7216	3	26	the	the	DET
cblr-7216	3	27	same	same	ADJ
cblr-7216	3	28	way	way	NOUN
cblr-7216	3	29	they	they	PRON
cblr-7216	3	30	rate	rate	VERB
cblr-7216	3	31	traditional	traditional	ADJ
cblr-7216	3	32	securities	security	NOUN
cblr-7216	3	33	.	.	PUNCT
cblr-7216	4	1	borrowing	borrow	VERB
cblr-7216	4	2	from	from	ADP
cblr-7216	4	3	the	the	DET
cblr-7216	4	4	lessons	lesson	NOUN
cblr-7216	4	5	learned	learn	VERB
cblr-7216	4	6	from	from	ADP
cblr-7216	4	7	the	the	DET
cblr-7216	4	8	experience	experience	NOUN
cblr-7216	4	9	of	of	ADP
cblr-7216	4	10	the	the	DET
cblr-7216	4	11	2008	2008	NUM
cblr-7216	4	12	financial	financial	ADJ
cblr-7216	4	13	crisis	crisis	NOUN
cblr-7216	4	14	,	,	PUNCT
cblr-7216	4	15	this	this	DET
cblr-7216	4	16	note	note	NOUN
cblr-7216	4	17	proposes	propose	VERB
cblr-7216	4	18	that	that	SCONJ
cblr-7216	4	19	the	the	DET
cblr-7216	4	20	united	united	PROPN
cblr-7216	4	21	states	states	PROPN
cblr-7216	4	22	government	government	NOUN
cblr-7216	4	23	create	create	VERB
cblr-7216	4	24	a	a	DET
cblr-7216	4	25	public	public	ADJ
cblr-7216	4	26	agency	agency	NOUN
cblr-7216	4	27	to	to	PART
cblr-7216	4	28	provide	provide	VERB
cblr-7216	4	29	cryptocurrency	cryptocurrency	NOUN
cblr-7216	4	30	ratings	rating	NOUN
cblr-7216	4	31	.	.	PUNCT
cblr-7216	5	1	the	the	DET
cblr-7216	5	2	note	note	NOUN
cblr-7216	5	3	begins	begin	VERB
cblr-7216	5	4	by	by	ADP
cblr-7216	5	5	providing	provide	VERB
cblr-7216	5	6	background	background	NOUN
cblr-7216	5	7	information	information	NOUN
cblr-7216	5	8	on	on	ADP
cblr-7216	5	9	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	5	10	,	,	PUNCT
cblr-7216	5	11	blockchain	blockchain	PROPN
cblr-7216	5	12	technology	technology	PROPN
cblr-7216	5	13	,	,	PUNCT
cblr-7216	5	14	credit	credit	NOUN
cblr-7216	5	15	rating	rating	NOUN
cblr-7216	5	16	agencies	agency	NOUN
cblr-7216	5	17	,	,	PUNCT
cblr-7216	5	18	and	and	CCONJ
cblr-7216	5	19	the	the	DET
cblr-7216	5	20	subprime	subprime	ADJ
cblr-7216	5	21	mortgage	mortgage	NOUN
cblr-7216	5	22	crisis	crisis	NOUN
cblr-7216	5	23	of	of	ADP
cblr-7216	5	24	2008	2008	NUM
cblr-7216	5	25	.	.	PUNCT
cblr-7216	6	1	next	next	ADV
cblr-7216	6	2	,	,	PUNCT
cblr-7216	6	3	it	it	PRON
cblr-7216	6	4	discusses	discuss	VERB
cblr-7216	6	5	problems	problem	NOUN
cblr-7216	6	6	in	in	ADP
cblr-7216	6	7	the	the	DET
cblr-7216	6	8	credit	credit	NOUN
cblr-7216	6	9	rating	rating	NOUN
cblr-7216	6	10	process	process	NOUN
cblr-7216	6	11	that	that	PRON
cblr-7216	6	12	were	be	AUX
cblr-7216	6	13	not	not	PART
cblr-7216	6	14	solved	solve	VERB
cblr-7216	6	15	by	by	ADP
cblr-7216	6	16	dodd	dodd	PROPN
cblr-7216	6	17	-	-	PUNCT
cblr-7216	6	18	frank	frank	PROPN
cblr-7216	6	19	—	—	PUNCT
cblr-7216	6	20	namely	namely	ADV
cblr-7216	6	21	,	,	PUNCT
cblr-7216	6	22	the	the	DET
cblr-7216	6	23	prevalence	prevalence	NOUN
cblr-7216	6	24	of	of	ADP
cblr-7216	6	25	fraud	fraud	NOUN
cblr-7216	6	26	and	and	CCONJ
cblr-7216	6	27	conflicts	conflict	NOUN
cblr-7216	6	28	of	of	ADP
cblr-7216	6	29	interest	interest	NOUN
cblr-7216	6	30	between	between	ADP
cblr-7216	6	31	rating	rating	NOUN
cblr-7216	6	32	agencies	agency	NOUN
cblr-7216	6	33	and	and	CCONJ
cblr-7216	6	34	issuers	issuer	NOUN
cblr-7216	6	35	.	.	PUNCT
cblr-7216	7	1	the	the	DET
cblr-7216	7	2	note	note	NOUN
cblr-7216	7	3	then	then	ADV
cblr-7216	7	4	proposes	propose	VERB
cblr-7216	7	5	the	the	DET
cblr-7216	7	6	public	public	ADJ
cblr-7216	7	7	cryptocurrency	cryptocurrency	NOUN
cblr-7216	7	8	rating	rating	NOUN
cblr-7216	7	9	agency	agency	NOUN
cblr-7216	7	10	solution	solution	NOUN
cblr-7216	7	11	and	and	CCONJ
cblr-7216	7	12	additional	additional	ADJ
cblr-7216	7	13	supplementary	supplementary	ADJ
cblr-7216	7	14	reforms	reform	NOUN
cblr-7216	7	15	that	that	PRON
cblr-7216	7	16	may	may	AUX
cblr-7216	7	17	be	be	AUX
cblr-7216	7	18	adopted	adopt	VERB
cblr-7216	7	19	to	to	PART
cblr-7216	7	20	address	address	VERB
cblr-7216	7	21	these	these	DET
cblr-7216	7	22	*	*	PUNCT
cblr-7216	7	23	j.d	j.d	PROPN
cblr-7216	7	24	.	.	PROPN
cblr-7216	7	25	candidate	candidate	NOUN
cblr-7216	7	26	2021	2021	NUM
cblr-7216	7	27	,	,	PUNCT
cblr-7216	7	28	columbia	columbia	PROPN
cblr-7216	7	29	law	law	PROPN
cblr-7216	7	30	school	school	NOUN
cblr-7216	7	31	;	;	PUNCT
cblr-7216	7	32	b.b.a	b.b.a	NOUN
cblr-7216	7	33	.	.	NOUN
cblr-7216	7	34	2018	2018	NUM
cblr-7216	7	35	,	,	PUNCT
cblr-7216	7	36	the	the	DET
cblr-7216	7	37	university	university	NOUN
cblr-7216	7	38	of	of	ADP
cblr-7216	7	39	texas	texas	PROPN
cblr-7216	7	40	at	at	ADP
cblr-7216	7	41	austin	austin	PROPN
cblr-7216	7	42	.	.	PUNCT
cblr-7216	8	1	i	i	PRON
cblr-7216	8	2	would	would	AUX
cblr-7216	8	3	like	like	VERB
cblr-7216	8	4	to	to	PART
cblr-7216	8	5	thank	thank	VERB
cblr-7216	8	6	columbia	columbia	PROPN
cblr-7216	8	7	law	law	PROPN
cblr-7216	8	8	school	school	PROPN
cblr-7216	8	9	professor	professor	NOUN
cblr-7216	8	10	joshua	joshua	PROPN
cblr-7216	8	11	mitts	mitts	PROPN
cblr-7216	8	12	and	and	CCONJ
cblr-7216	8	13	columbia	columbia	PROPN
cblr-7216	8	14	business	business	NOUN
cblr-7216	8	15	law	law	PROPN
cblr-7216	8	16	review	review	VERB
cblr-7216	8	17	2019–2020	2019–2020	NUM
cblr-7216	8	18	editorial	editorial	NOUN
cblr-7216	8	19	board	board	NOUN
cblr-7216	8	20	members	member	NOUN
cblr-7216	8	21	katy	katy	PROPN
cblr-7216	8	22	berk	berk	PROPN
cblr-7216	8	23	,	,	PUNCT
cblr-7216	8	24	jingxi	jingxi	PROPN
cblr-7216	8	25	zhai	zhai	PROPN
cblr-7216	8	26	,	,	PUNCT
cblr-7216	8	27	and	and	CCONJ
cblr-7216	8	28	mackenzie	mackenzie	NOUN
cblr-7216	8	29	humble	humble	ADJ
cblr-7216	8	30	for	for	ADP
cblr-7216	8	31	their	their	PRON
cblr-7216	8	32	invaluable	invaluable	ADJ
cblr-7216	8	33	assistance	assistance	NOUN
cblr-7216	8	34	and	and	CCONJ
cblr-7216	8	35	comments	comment	NOUN
cblr-7216	8	36	throughout	throughout	ADP
cblr-7216	8	37	the	the	DET
cblr-7216	8	38	drafting	drafting	NOUN
cblr-7216	8	39	process	process	NOUN
cblr-7216	8	40	.	.	PUNCT
cblr-7216	9	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	9	2	(	(	PUNCT
cblr-7216	9	3	do	do	AUX
cblr-7216	9	4	not	not	PART
cblr-7216	9	5	delete	delete	VERB
cblr-7216	9	6	)	)	PUNCT
cblr-7216	9	7	10/21/2020	10/21/2020	NUM
cblr-7216	9	8	2:04	2:04	NUM
cblr-7216	9	9	pm	pm	NOUN
cblr-7216	9	10	no	no	INTJ
cblr-7216	9	11	.	.	PUNCT
cblr-7216	10	1	2:656	2:656	NUM
cblr-7216	10	2	]	]	PUNCT
cblr-7216	10	3	rated	rate	VERB
cblr-7216	10	4	p	p	NOUN
cblr-7216	10	5	for	for	ADP
cblr-7216	10	6	public	public	ADJ
cblr-7216	10	7	657	657	NUM
cblr-7216	10	8	unsolved	unsolved	ADJ
cblr-7216	10	9	problems	problem	NOUN
cblr-7216	10	10	.	.	PUNCT
cblr-7216	11	1	i.	i.	PROPN
cblr-7216	11	2	introduction	introduction	NOUN
cblr-7216	11	3	......................................................................	......................................................................	PUNCT
cblr-7216	11	4	658	658	NUM
cblr-7216	11	5	ii	ii	NOUN
cblr-7216	11	6	.	.	PUNCT
cblr-7216	12	1	background	background	NOUN
cblr-7216	12	2	.....................................................................	.....................................................................	PUNCT
cblr-7216	12	3	661	661	NUM
cblr-7216	12	4	a.	a.	NOUN
cblr-7216	12	5	cryptocurrency	cryptocurrency	NOUN
cblr-7216	12	6	and	and	CCONJ
cblr-7216	12	7	blockchain	blockchain	PROPN
cblr-7216	12	8	background	background	PROPN
cblr-7216	12	9	.......	.......	PUNCT
cblr-7216	12	10	661	661	NUM
cblr-7216	12	11	b.	b.	PROPN
cblr-7216	12	12	credit	credit	NOUN
cblr-7216	12	13	rating	rating	NOUN
cblr-7216	12	14	agency	agency	NOUN
cblr-7216	12	15	background	background	NOUN
cblr-7216	12	16	.......................	.......................	PUNCT
cblr-7216	13	1	663	663	NUM
cblr-7216	13	2	c.	c.	NOUN
cblr-7216	13	3	the	the	DET
cblr-7216	13	4	subprime	subprime	ADJ
cblr-7216	13	5	mortgage	mortgage	NOUN
cblr-7216	13	6	crisis	crisis	NOUN
cblr-7216	13	7	.............................	.............................	PUNCT
cblr-7216	14	1	666	666	NUM
cblr-7216	14	2	1	1	NUM
cblr-7216	14	3	.	.	PUNCT
cblr-7216	14	4	specific	specific	ADJ
cblr-7216	14	5	nrsro	nrsro	ADJ
cblr-7216	14	6	behavior	behavior	NOUN
cblr-7216	14	7	contributing	contribute	VERB
cblr-7216	14	8	to	to	PART
cblr-7216	14	9	crash	crash	VERB
cblr-7216	14	10	..............................................................	..............................................................	PUNCT
cblr-7216	14	11	667	667	NUM
cblr-7216	14	12	2	2	NUM
cblr-7216	14	13	.	.	PUNCT
cblr-7216	15	1	dodd	dodd	PROPN
cblr-7216	15	2	-	-	PUNCT
cblr-7216	15	3	frank	frank	PROPN
cblr-7216	15	4	’s	’s	PART
cblr-7216	15	5	credit	credit	NOUN
cblr-7216	15	6	rating	rating	NOUN
cblr-7216	15	7	agency	agency	NOUN
cblr-7216	15	8	reform	reform	NOUN
cblr-7216	15	9	..	..	PUNCT
cblr-7216	15	10	667	667	NUM
cblr-7216	15	11	d.	d.	PROPN
cblr-7216	15	12	weiss	weiss	PROPN
cblr-7216	15	13	ratings	rating	NOUN
cblr-7216	15	14	background	background	NOUN
cblr-7216	15	15	...................................	...................................	PUNCT
cblr-7216	15	16	668	668	NUM
cblr-7216	15	17	e.	e.	PROPN
cblr-7216	15	18	morningstar	morningstar	PROPN
cblr-7216	15	19	entering	enter	VERB
cblr-7216	15	20	cryptocurrency	cryptocurrency	NOUN
cblr-7216	15	21	rating	rating	NOUN
cblr-7216	15	22	space	space	NOUN
cblr-7216	15	23	.............................................................................	.............................................................................	PUNCT
cblr-7216	15	24	670	670	NUM
cblr-7216	15	25	iii	iii	NOUN
cblr-7216	15	26	.	.	PUNCT
cblr-7216	15	27	problems	problem	NOUN
cblr-7216	15	28	and	and	CCONJ
cblr-7216	15	29	consequences	consequence	NOUN
cblr-7216	15	30	.........................................	.........................................	PUNCT
cblr-7216	16	1	670	670	NUM
cblr-7216	16	2	a.	a.	NOUN
cblr-7216	16	3	market	market	NOUN
cblr-7216	16	4	manipulation	manipulation	NOUN
cblr-7216	16	5	in	in	ADP
cblr-7216	16	6	the	the	DET
cblr-7216	16	7	cryptocurrency	cryptocurrency	NOUN
cblr-7216	16	8	space	space	NOUN
cblr-7216	16	9	.............................................................................	.............................................................................	PUNCT
cblr-7216	16	10	671	671	NUM
cblr-7216	16	11	b.	b.	NOUN
cblr-7216	16	12	“	"	PUNCT
cblr-7216	16	13	ratings	rating	NOUN
cblr-7216	16	14	shopping	shopping	NOUN
cblr-7216	16	15	”	"	PUNCT
cblr-7216	16	16	creates	create	VERB
cblr-7216	16	17	a	a	DET
cblr-7216	16	18	conflict	conflict	NOUN
cblr-7216	16	19	of	of	ADP
cblr-7216	16	20	interest672	interest672	PROPN
cblr-7216	16	21	c.	c.	PROPN
cblr-7216	16	22	social	social	ADJ
cblr-7216	16	23	media	medium	NOUN
cblr-7216	16	24	and	and	CCONJ
cblr-7216	16	25	potential	potential	ADJ
cblr-7216	16	26	rating	rating	NOUN
cblr-7216	16	27	fraud	fraud	NOUN
cblr-7216	16	28	concerns	concern	NOUN
cblr-7216	16	29	.............................................................................	.............................................................................	PUNCT
cblr-7216	16	30	673	673	NUM
cblr-7216	16	31	d.	d.	PROPN
cblr-7216	16	32	initial	initial	ADJ
cblr-7216	16	33	coin	coin	NOUN
cblr-7216	16	34	offering	offering	NOUN
cblr-7216	16	35	(	(	PUNCT
cblr-7216	16	36	“	"	PUNCT
cblr-7216	16	37	ico	ico	PROPN
cblr-7216	16	38	”	"	PUNCT
cblr-7216	16	39	)	)	PUNCT
cblr-7216	16	40	fraud	fraud	NOUN
cblr-7216	16	41	concerns	concern	NOUN
cblr-7216	16	42	......	......	PUNCT
cblr-7216	16	43	674	674	NUM
cblr-7216	16	44	e.	e.	PROPN
cblr-7216	16	45	dodd	dodd	PROPN
cblr-7216	16	46	-	-	PUNCT
cblr-7216	16	47	frank	frank	PROPN
cblr-7216	16	48	did	do	AUX
cblr-7216	16	49	not	not	PART
cblr-7216	16	50	fix	fix	VERB
cblr-7216	16	51	the	the	DET
cblr-7216	16	52	aforementioned	aforementioned	ADJ
cblr-7216	16	53	problems	problem	NOUN
cblr-7216	16	54	..............................................................	..............................................................	PUNCT
cblr-7216	16	55	675	675	NUM
cblr-7216	16	56	iv	iv	NOUN
cblr-7216	16	57	.	.	PUNCT
cblr-7216	16	58	proposed	propose	VERB
cblr-7216	16	59	solution	solution	NOUN
cblr-7216	16	60	–	–	PUNCT
cblr-7216	16	61	creating	create	VERB
cblr-7216	16	62	a	a	DET
cblr-7216	16	63	public	public	ADJ
cblr-7216	16	64	agency	agency	NOUN
cblr-7216	16	65	to	to	PART
cblr-7216	16	66	provide	provide	VERB
cblr-7216	16	67	crypto	crypto	NOUN
cblr-7216	16	68	ratings	rating	NOUN
cblr-7216	16	69	...........................................................	...........................................................	PUNCT
cblr-7216	17	1	677	677	NUM
cblr-7216	17	2	a.	a.	NOUN
cblr-7216	17	3	justification	justification	NOUN
cblr-7216	17	4	for	for	ADP
cblr-7216	17	5	proposed	propose	VERB
cblr-7216	17	6	solution	solution	NOUN
cblr-7216	17	7	.......................	.......................	PUNCT
cblr-7216	17	8	677	677	NUM
cblr-7216	17	9	b.	b.	NOUN
cblr-7216	17	10	learning	learn	VERB
cblr-7216	17	11	from	from	ADP
cblr-7216	17	12	credit	credit	NOUN
cblr-7216	17	13	rating	rating	NOUN
cblr-7216	17	14	agencies	agency	NOUN
cblr-7216	17	15	.................	.................	PUNCT
cblr-7216	18	1	677	677	NUM
cblr-7216	18	2	c.	c.	NOUN
cblr-7216	18	3	operating	operate	VERB
cblr-7216	18	4	details	detail	NOUN
cblr-7216	18	5	of	of	ADP
cblr-7216	18	6	proposed	propose	VERB
cblr-7216	18	7	public	public	ADJ
cblr-7216	18	8	agency	agency	NOUN
cblr-7216	18	9	......	......	PUNCT
cblr-7216	18	10	679	679	NUM
cblr-7216	18	11	v.	v.	ADP
cblr-7216	18	12	evaluating	evaluate	VERB
cblr-7216	18	13	potential	potential	ADJ
cblr-7216	18	14	reforms	reform	NOUN
cblr-7216	18	15	to	to	PART
cblr-7216	18	16	supplement	supplement	VERB
cblr-7216	18	17	the	the	DET
cblr-7216	18	18	proposed	propose	VERB
cblr-7216	18	19	solution	solution	NOUN
cblr-7216	18	20	......................................................	......................................................	PUNCT
cblr-7216	18	21	679	679	NUM
cblr-7216	18	22	a.	a.	NOUN
cblr-7216	18	23	applying	apply	VERB
cblr-7216	18	24	dodd	dodd	PROPN
cblr-7216	18	25	-	-	PUNCT
cblr-7216	18	26	frank	frank	ADJ
cblr-7216	18	27	credit	credit	NOUN
cblr-7216	18	28	rating	rating	NOUN
cblr-7216	18	29	reform	reform	NOUN
cblr-7216	18	30	to	to	ADP
cblr-7216	18	31	cryptocurrency	cryptocurrency	NOUN
cblr-7216	18	32	rating	rating	NOUN
cblr-7216	18	33	providers	provider	NOUN
cblr-7216	18	34	.......................	.......................	PUNCT
cblr-7216	18	35	680	680	NUM
cblr-7216	18	36	b.	b.	PROPN
cblr-7216	18	37	sec	sec	PROPN
cblr-7216	18	38	reform	reform	NOUN
cblr-7216	18	39	should	should	AUX
cblr-7216	18	40	extend	extend	VERB
cblr-7216	18	41	beyond	beyond	ADP
cblr-7216	18	42	current	current	ADJ
cblr-7216	18	43	state	state	NOUN
cblr-7216	18	44	to	to	PART
cblr-7216	18	45	help	help	VERB
cblr-7216	18	46	small	small	ADJ
cblr-7216	18	47	rating	rating	NOUN
cblr-7216	18	48	providers	provider	NOUN
cblr-7216	18	49	compete	compete	VERB
cblr-7216	18	50	...........	...........	PUNCT
cblr-7216	19	1	681	681	NUM
cblr-7216	19	2	c.	c.	NOUN
cblr-7216	19	3	implementing	implement	VERB
cblr-7216	19	4	incentive	incentive	NOUN
cblr-7216	19	5	-	-	PUNCT
cblr-7216	19	6	based	base	VERB
cblr-7216	19	7	compensation	compensation	NOUN
cblr-7216	19	8	for	for	ADP
cblr-7216	19	9	rating	rating	NOUN
cblr-7216	19	10	agencies	agency	NOUN
cblr-7216	19	11	...................................................	...................................................	PUNCT
cblr-7216	20	1	683	683	NUM
cblr-7216	20	2	d.	d.	NOUN
cblr-7216	20	3	proposing	propose	VERB
cblr-7216	20	4	additional	additional	ADJ
cblr-7216	20	5	factors	factor	NOUN
cblr-7216	20	6	for	for	ADP
cblr-7216	20	7	cryptocurrency	cryptocurrency	NOUN
cblr-7216	20	8	rating	rating	NOUN
cblr-7216	20	9	providers	provider	NOUN
cblr-7216	20	10	to	to	PART
cblr-7216	20	11	consider	consider	VERB
cblr-7216	20	12	..............................	..............................	PUNCT
cblr-7216	20	13	684	684	NUM
cblr-7216	20	14	vi	vi	NOUN
cblr-7216	20	15	.	.	PUNCT
cblr-7216	20	16	conclusion	conclusion	NOUN
cblr-7216	20	17	......................................................................	......................................................................	PUNCT
cblr-7216	20	18	685	685	NUM
cblr-7216	20	19	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	20	20	(	(	PUNCT
cblr-7216	20	21	do	do	AUX
cblr-7216	20	22	not	not	PART
cblr-7216	20	23	delte	delte	VERB
cblr-7216	20	24	)	)	PUNCT
cblr-7216	20	25	10/21/2020	10/21/2020	NUM
cblr-7216	20	26	2:04	2:04	NUM
cblr-7216	20	27	pm	pm	PROPN
cblr-7216	20	28	658	658	NUM
cblr-7216	20	29	columbia	columbia	PROPN
cblr-7216	20	30	business	business	NOUN
cblr-7216	20	31	law	law	NOUN
cblr-7216	20	32	review	review	NOUN
cblr-7216	20	33	[	[	X
cblr-7216	20	34	vol	vol	NOUN
cblr-7216	20	35	.	.	PUNCT
cblr-7216	20	36	2020	2020	NUM
cblr-7216	20	37	i.	i.	NOUN
cblr-7216	20	38	introduction	introduction	NOUN
cblr-7216	20	39	the	the	DET
cblr-7216	20	40	notion	notion	NOUN
cblr-7216	20	41	of	of	ADP
cblr-7216	20	42	cryptocurrency	cryptocurrency	NOUN
cblr-7216	20	43	(	(	PUNCT
cblr-7216	20	44	“	"	PUNCT
cblr-7216	20	45	crypto	crypto	NOUN
cblr-7216	20	46	”	"	PUNCT
cblr-7216	20	47	)	)	PUNCT
cblr-7216	20	48	becoming	become	VERB
cblr-7216	20	49	mainstream	mainstream	ADJ
cblr-7216	20	50	in	in	ADP
cblr-7216	20	51	the	the	DET
cblr-7216	20	52	united	united	PROPN
cblr-7216	20	53	states	states	PROPN
cblr-7216	20	54	would	would	AUX
cblr-7216	20	55	likely	likely	ADV
cblr-7216	20	56	have	have	AUX
cblr-7216	20	57	once	once	ADV
cblr-7216	20	58	drawn	draw	VERB
cblr-7216	20	59	skepticism	skepticism	NOUN
cblr-7216	20	60	from	from	ADP
cblr-7216	20	61	most	most	ADJ
cblr-7216	20	62	individuals	individual	NOUN
cblr-7216	20	63	.	.	PUNCT
cblr-7216	21	1	yet	yet	ADV
cblr-7216	21	2	as	as	SCONJ
cblr-7216	21	3	we	we	PRON
cblr-7216	21	4	observe	observe	VERB
cblr-7216	21	5	the	the	DET
cblr-7216	21	6	rise	rise	NOUN
cblr-7216	21	7	of	of	ADP
cblr-7216	21	8	cryptocurrency	cryptocurrency	NOUN
cblr-7216	21	9	and	and	CCONJ
cblr-7216	21	10	blockchain	blockchain	PROPN
cblr-7216	21	11	technology	technology	PROPN
cblr-7216	21	12	around	around	ADP
cblr-7216	21	13	the	the	DET
cblr-7216	21	14	world	world	NOUN
cblr-7216	21	15	,	,	PUNCT
cblr-7216	21	16	the	the	DET
cblr-7216	21	17	possibility	possibility	NOUN
cblr-7216	21	18	of	of	ADP
cblr-7216	21	19	cryptocurrency	cryptocurrency	NOUN
cblr-7216	21	20	’s	’s	PART
cblr-7216	21	21	mainstream	mainstream	NOUN
cblr-7216	21	22	status	status	NOUN
cblr-7216	21	23	and	and	CCONJ
cblr-7216	21	24	widespread	widespread	ADJ
cblr-7216	21	25	use	use	NOUN
cblr-7216	21	26	has	have	AUX
cblr-7216	21	27	become	become	VERB
cblr-7216	21	28	more	more	ADV
cblr-7216	21	29	accepted	accept	VERB
cblr-7216	21	30	.	.	PUNCT
cblr-7216	22	1	the	the	DET
cblr-7216	22	2	cryptocurrency	cryptocurrency	NOUN
cblr-7216	22	3	act	act	NOUN
cblr-7216	22	4	of	of	ADP
cblr-7216	22	5	2020	2020	NUM
cblr-7216	22	6	provides	provide	VERB
cblr-7216	22	7	evidence	evidence	NOUN
cblr-7216	22	8	of	of	ADP
cblr-7216	22	9	cryptocurrency	cryptocurrency	NOUN
cblr-7216	22	10	’s	’s	PART
cblr-7216	22	11	mainstream	mainstream	NOUN
cblr-7216	22	12	potential	potential	NOUN
cblr-7216	22	13	,	,	PUNCT
cblr-7216	22	14	as	as	SCONJ
cblr-7216	22	15	u.s	u.s	PROPN
cblr-7216	22	16	.	.	PROPN
cblr-7216	22	17	lawmakers	lawmaker	NOUN
cblr-7216	22	18	begin	begin	VERB
cblr-7216	22	19	to	to	PART
cblr-7216	22	20	concern	concern	VERB
cblr-7216	22	21	themselves	themselves	PRON
cblr-7216	22	22	with	with	ADP
cblr-7216	22	23	the	the	DET
cblr-7216	22	24	regulation	regulation	NOUN
cblr-7216	22	25	of	of	ADP
cblr-7216	22	26	digital	digital	ADJ
cblr-7216	22	27	assets.1	assets.1	PROPN
cblr-7216	22	28	additionally	additionally	ADV
cblr-7216	22	29	,	,	PUNCT
cblr-7216	22	30	an	an	DET
cblr-7216	22	31	increasing	increase	VERB
cblr-7216	22	32	number	number	NOUN
cblr-7216	22	33	of	of	ADP
cblr-7216	22	34	vendors	vendor	NOUN
cblr-7216	22	35	have	have	AUX
cblr-7216	22	36	begun	begin	VERB
cblr-7216	22	37	to	to	PART
cblr-7216	22	38	accept	accept	VERB
cblr-7216	22	39	cryptocurrency	cryptocurrency	NOUN
cblr-7216	22	40	as	as	ADP
cblr-7216	22	41	a	a	DET
cblr-7216	22	42	valid	valid	ADJ
cblr-7216	22	43	form	form	NOUN
cblr-7216	22	44	of	of	ADP
cblr-7216	22	45	payment,2	payment,2	NOUN
cblr-7216	22	46	and	and	CCONJ
cblr-7216	22	47	some	some	DET
cblr-7216	22	48	companies	company	NOUN
cblr-7216	22	49	have	have	AUX
cblr-7216	22	50	even	even	ADV
cblr-7216	22	51	started	start	VERB
cblr-7216	22	52	to	to	PART
cblr-7216	22	53	assign	assign	VERB
cblr-7216	22	54	ratings	rating	NOUN
cblr-7216	22	55	to	to	ADP
cblr-7216	22	56	cryptocurrencies.3	cryptocurrencies.3	VERB
cblr-7216	22	57	this	this	DET
cblr-7216	22	58	rating	rating	NOUN
cblr-7216	22	59	process	process	NOUN
cblr-7216	22	60	attempts	attempt	VERB
cblr-7216	22	61	to	to	PART
cblr-7216	22	62	determine	determine	VERB
cblr-7216	22	63	what	what	PRON
cblr-7216	22	64	the	the	DET
cblr-7216	22	65	“	"	PUNCT
cblr-7216	22	66	best	good	ADJ
cblr-7216	22	67	”	"	PUNCT
cblr-7216	22	68	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	22	69	are.4	are.4	PROPN
cblr-7216	22	70	one	one	NUM
cblr-7216	22	71	approach	approach	NOUN
cblr-7216	22	72	to	to	ADP
cblr-7216	22	73	rating	rating	NOUN
cblr-7216	22	74	cryptocurrency	cryptocurrency	NOUN
cblr-7216	22	75	involves	involve	VERB
cblr-7216	22	76	looking	look	VERB
cblr-7216	22	77	at	at	ADP
cblr-7216	22	78	specific	specific	ADJ
cblr-7216	22	79	factors	factor	NOUN
cblr-7216	22	80	to	to	PART
cblr-7216	22	81	evaluate	evaluate	VERB
cblr-7216	22	82	each	each	DET
cblr-7216	22	83	token	token	VERB
cblr-7216	22	84	,	,	PUNCT
cblr-7216	22	85	such	such	ADJ
cblr-7216	22	86	as	as	ADP
cblr-7216	22	87	their	their	PRON
cblr-7216	22	88	underlying	underlie	VERB
cblr-7216	22	89	technology	technology	NOUN
cblr-7216	22	90	,	,	PUNCT
cblr-7216	22	91	likelihood	likelihood	NOUN
cblr-7216	22	92	of	of	ADP
cblr-7216	22	93	adoption	adoption	NOUN
cblr-7216	22	94	,	,	PUNCT
cblr-7216	22	95	associated	associated	ADJ
cblr-7216	22	96	risk	risk	NOUN
cblr-7216	22	97	,	,	PUNCT
cblr-7216	22	98	and	and	CCONJ
cblr-7216	22	99	potential	potential	ADJ
cblr-7216	22	100	future	future	ADJ
cblr-7216	22	101	reward.5	reward.5	PROPN
cblr-7216	22	102	common	common	ADJ
cblr-7216	22	103	wisdom	wisdom	NOUN
cblr-7216	22	104	used	use	VERB
cblr-7216	22	105	to	to	PART
cblr-7216	22	106	hold	hold	VERB
cblr-7216	22	107	that	that	DET
cblr-7216	22	108	secondary	secondary	ADJ
cblr-7216	22	109	markets	market	NOUN
cblr-7216	22	110	for	for	ADP
cblr-7216	22	111	cryptocurrency	cryptocurrency	NOUN
cblr-7216	22	112	fundamentally	fundamentally	ADV
cblr-7216	22	113	differed	differ	VERB
cblr-7216	22	114	from	from	ADP
cblr-7216	22	115	traditional	traditional	ADJ
cblr-7216	22	116	capital	capital	NOUN
cblr-7216	22	117	markets	market	NOUN
cblr-7216	22	118	.	.	PUNCT
cblr-7216	23	1	indeed	indeed	ADV
cblr-7216	23	2	,	,	PUNCT
cblr-7216	23	3	one	one	NUM
cblr-7216	23	4	commentator	commentator	NOUN
cblr-7216	23	5	noted	note	VERB
cblr-7216	23	6	that	that	SCONJ
cblr-7216	23	7	“	"	PUNCT
cblr-7216	23	8	[	[	X
cblr-7216	23	9	t]he	t]he	ADV
cblr-7216	23	10	traditional	traditional	ADJ
cblr-7216	23	11	market	market	NOUN
cblr-7216	23	12	-	-	PUNCT
cblr-7216	23	13	based	base	VERB
cblr-7216	23	14	antidotes	antidote	NOUN
cblr-7216	23	15	—	—	PUNCT
cblr-7216	23	16	signaling	signaling	ADJ
cblr-7216	23	17	,	,	PUNCT
cblr-7216	23	18	underwriter	underwriter	NOUN
cblr-7216	23	19	reputation	reputation	NOUN
cblr-7216	23	20	,	,	PUNCT
cblr-7216	23	21	and	and	CCONJ
cblr-7216	23	22	accountant	accountant	NOUN
cblr-7216	23	23	or	or	CCONJ
cblr-7216	23	24	credit	credit	NOUN
cblr-7216	23	25	-	-	PUNCT
cblr-7216	23	26	rating	rating	NOUN
cblr-7216	23	27	certification	certification	NOUN
cblr-7216	23	28	—	—	PUNCT
cblr-7216	23	29	simply	simply	ADV
cblr-7216	23	30	1	1	NUM
cblr-7216	23	31	see	see	VERB
cblr-7216	23	32	crypto	crypto	ADJ
cblr-7216	23	33	-	-	ADJ
cblr-7216	23	34	currency	currency	ADJ
cblr-7216	23	35	act	act	NOUN
cblr-7216	23	36	of	of	ADP
cblr-7216	23	37	2020	2020	NUM
cblr-7216	23	38	,	,	PUNCT
cblr-7216	23	39	h.r	h.r	PROPN
cblr-7216	23	40	.	.	PROPN
cblr-7216	23	41	6154	6154	NUM
cblr-7216	23	42	,	,	PUNCT
cblr-7216	23	43	116th	116th	PROPN
cblr-7216	23	44	cong	cong	NOUN
cblr-7216	23	45	.	.	PUNCT
cblr-7216	24	1	(	(	PUNCT
cblr-7216	24	2	2020	2020	NUM
cblr-7216	24	3	)	)	PUNCT
cblr-7216	24	4	.	.	PUNCT
cblr-7216	25	1	see	see	VERB
cblr-7216	25	2	also	also	ADV
cblr-7216	25	3	jason	jason	PROPN
cblr-7216	25	4	brett	brett	PROPN
cblr-7216	25	5	,	,	PUNCT
cblr-7216	25	6	congress	congress	PROPN
cblr-7216	25	7	considers	consider	VERB
cblr-7216	25	8	federal	federal	ADJ
cblr-7216	25	9	crypto	crypto	NOUN
cblr-7216	25	10	regulators	regulator	NOUN
cblr-7216	25	11	in	in	ADP
cblr-7216	25	12	new	new	ADJ
cblr-7216	25	13	cryptocurrency	cryptocurrency	NOUN
cblr-7216	25	14	act	act	NOUN
cblr-7216	25	15	of	of	ADP
cblr-7216	25	16	2020	2020	NUM
cblr-7216	25	17	,	,	PUNCT
cblr-7216	25	18	forbes	forbes	PROPN
cblr-7216	25	19	(	(	PUNCT
cblr-7216	25	20	dec	dec	PROPN
cblr-7216	25	21	.	.	PROPN
cblr-7216	25	22	19	19	NUM
cblr-7216	25	23	,	,	PUNCT
cblr-7216	25	24	2019	2019	NUM
cblr-7216	25	25	)	)	PUNCT
cblr-7216	25	26	,	,	PUNCT
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cblr-7216	26	1	[	[	X
cblr-7216	26	2	https://perma.cc/b2f5-45ff	https://perma.cc/b2f5-45ff	PROPN
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cblr-7216	26	4	.	.	PROPN
cblr-7216	26	5	2	2	NUM
cblr-7216	26	6	anthony	anthony	PROPN
cblr-7216	26	7	cuthbertson	cuthbertson	PROPN
cblr-7216	26	8	,	,	PUNCT
cblr-7216	26	9	bitcoin	bitcoin	PROPN
cblr-7216	26	10	now	now	ADV
cblr-7216	26	11	accepted	accept	VERB
cblr-7216	26	12	at	at	ADP
cblr-7216	26	13	starbucks	starbuck	NOUN
cblr-7216	26	14	,	,	PUNCT
cblr-7216	26	15	whole	whole	ADJ
cblr-7216	26	16	foods	food	NOUN
cblr-7216	26	17	and	and	CCONJ
cblr-7216	26	18	dozens	dozen	NOUN
cblr-7216	26	19	of	of	ADP
cblr-7216	26	20	other	other	ADJ
cblr-7216	26	21	major	major	ADJ
cblr-7216	26	22	retailers	retailer	NOUN
cblr-7216	26	23	,	,	PUNCT
cblr-7216	26	24	indep	indep	NOUN
cblr-7216	26	25	.	.	PUNCT
cblr-7216	27	1	(	(	PUNCT
cblr-7216	27	2	may	may	AUX
cblr-7216	27	3	14	14	NUM
cblr-7216	27	4	,	,	PUNCT
cblr-7216	27	5	2019	2019	NUM
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cblr-7216	27	7	,	,	PUNCT
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cblr-7216	29	8	eos	eos	PROPN
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cblr-7216	29	13	,	,	PUNCT
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cblr-7216	29	15	ripple	ripple	ADJ
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cblr-7216	29	19	bitcoin	bitcoin	PROPN
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cblr-7216	29	26	,	,	PUNCT
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cblr-7216	29	29	,	,	PUNCT
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cblr-7216	30	1	[	[	X
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cblr-7216	30	4	.	.	PUNCT
cblr-7216	31	1	4	4	NUM
cblr-7216	32	1	i	i	NOUN
cblr-7216	32	2	d.	d.	NOUN
cblr-7216	32	3	5	5	NUM
cblr-7216	32	4	i	i	PROPN
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cblr-7216	32	14	pm	pm	NOUN
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cblr-7216	33	11	[	[	X
cblr-7216	33	12	to	to	ADP
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cblr-7216	33	15	]	]	PUNCT
cblr-7216	33	16	as	as	SCONJ
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cblr-7216	33	18	are	be	VERB
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cblr-7216	33	21	,	,	PUNCT
cblr-7216	33	22	analysts	analyst	NOUN
cblr-7216	33	23	,	,	PUNCT
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cblr-7216	33	27	,	,	PUNCT
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cblr-7216	33	33	context	context	NOUN
cblr-7216	33	34	.	.	PUNCT
cblr-7216	34	1	”6	”6	NOUN
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cblr-7216	34	5	slowly	slowly	ADV
cblr-7216	34	6	been	be	AUX
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cblr-7216	34	8	as	as	SCONJ
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cblr-7216	34	12	agencies	agency	NOUN
cblr-7216	34	13	have	have	AUX
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cblr-7216	34	19	rating	rating	NOUN
cblr-7216	34	20	space.7	space.7	NOUN
cblr-7216	34	21	the	the	DET
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cblr-7216	34	25	a	a	DET
cblr-7216	34	26	ripe	ripe	ADJ
cblr-7216	34	27	opportunity	opportunity	NOUN
cblr-7216	34	28	to	to	PART
cblr-7216	34	29	analyze	analyze	VERB
cblr-7216	34	30	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	34	31	in	in	ADP
cblr-7216	34	32	a	a	DET
cblr-7216	34	33	similar	similar	ADJ
cblr-7216	34	34	manner	manner	NOUN
cblr-7216	34	35	to	to	ADP
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cblr-7216	34	37	one	one	PRON
cblr-7216	34	38	might	might	AUX
cblr-7216	34	39	analyze	analyze	VERB
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cblr-7216	34	41	traditionally	traditionally	ADV
cblr-7216	34	42	rated	rate	VERB
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cblr-7216	34	46	agencies	agency	NOUN
cblr-7216	34	47	.	.	PUNCT
cblr-7216	35	1	much	much	ADJ
cblr-7216	35	2	of	of	ADP
cblr-7216	35	3	the	the	DET
cblr-7216	35	4	criticism	criticism	NOUN
cblr-7216	35	5	surrounding	surround	VERB
cblr-7216	35	6	cryptocurrency	cryptocurrency	NOUN
cblr-7216	35	7	stems	stem	VERB
cblr-7216	35	8	from	from	ADP
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cblr-7216	35	12	in	in	ADP
cblr-7216	35	13	many	many	ADJ
cblr-7216	35	14	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	35	15	’	'	PUNCT
cblr-7216	35	16	value.8	value.8	NOUN
cblr-7216	35	17	this	this	DET
cblr-7216	35	18	volatility	volatility	NOUN
cblr-7216	35	19	makes	make	VERB
cblr-7216	35	20	it	it	PRON
cblr-7216	35	21	difficult	difficult	ADJ
cblr-7216	35	22	to	to	PART
cblr-7216	35	23	analogize	analogize	VERB
cblr-7216	35	24	between	between	ADP
cblr-7216	35	25	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	35	26	and	and	CCONJ
cblr-7216	35	27	more	more	ADV
cblr-7216	35	28	stable	stable	ADJ
cblr-7216	35	29	financial	financial	ADJ
cblr-7216	35	30	instruments	instrument	NOUN
cblr-7216	35	31	that	that	PRON
cblr-7216	35	32	are	be	AUX
cblr-7216	35	33	commonly	commonly	ADV
cblr-7216	35	34	rated	rate	VERB
cblr-7216	35	35	by	by	ADP
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cblr-7216	35	39	.	.	PUNCT
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cblr-7216	36	2	,	,	PUNCT
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cblr-7216	36	6	:	:	PUNCT
cblr-7216	36	7	[	[	X
cblr-7216	36	8	i]t	i]t	NOUN
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cblr-7216	36	14	and	and	CCONJ
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cblr-7216	36	23	might	might	AUX
cblr-7216	36	24	be	be	AUX
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cblr-7216	36	29	it	it	PRON
cblr-7216	36	30	comes	come	VERB
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cblr-7216	36	32	be	be	AUX
cblr-7216	36	33	seen	see	VERB
cblr-7216	36	34	as	as	ADP
cblr-7216	36	35	a	a	DET
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cblr-7216	36	37	reliable	reliable	ADJ
cblr-7216	36	38	store	store	NOUN
cblr-7216	36	39	of	of	ADP
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cblr-7216	36	41	that	that	PRON
cblr-7216	36	42	can	can	AUX
cblr-7216	36	43	serve	serve	VERB
cblr-7216	36	44	as	as	ADP
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cblr-7216	36	46	for	for	ADP
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cblr-7216	36	49	—	—	PUNCT
cblr-7216	36	50	the	the	DET
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cblr-7216	36	53	of	of	ADP
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cblr-7216	36	61	pledged	pledged	ADJ
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cblr-7216	36	72	,	,	PUNCT
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cblr-7216	36	74	a	a	DET
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cblr-7216	36	81	financial	financial	ADJ
cblr-7216	36	82	institutions.9	institutions.9	NOUN
cblr-7216	36	83	the	the	DET
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cblr-7216	36	85	that	that	SCONJ
cblr-7216	36	86	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	36	87	will	will	AUX
cblr-7216	36	88	become	become	VERB
cblr-7216	36	89	more	more	ADV
cblr-7216	36	90	commonplace	commonplace	ADJ
cblr-7216	36	91	lends	lend	VERB
cblr-7216	36	92	credence	credence	NOUN
cblr-7216	36	93	to	to	ADP
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cblr-7216	36	99	.	.	PUNCT
cblr-7216	37	1	6	6	NUM
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cblr-7216	37	6	,	,	PUNCT
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cblr-7216	37	9	:	:	PUNCT
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cblr-7216	37	26	,	,	PUNCT
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cblr-7216	40	1	[	[	X
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cblr-7216	40	3	]	]	PUNCT
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cblr-7216	42	1	[	[	X
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cblr-7216	42	14	bitcoin	bitcoin	NOUN
cblr-7216	42	15	?	?	PUNCT
cblr-7216	42	16	,	,	PUNCT
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cblr-7216	42	26	(	(	PUNCT
cblr-7216	42	27	2017	2017	NUM
cblr-7216	42	28	)	)	PUNCT
cblr-7216	42	29	.	.	PUNCT
cblr-7216	43	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	43	2	(	(	PUNCT
cblr-7216	43	3	do	do	AUX
cblr-7216	43	4	not	not	PART
cblr-7216	43	5	delte	delte	VERB
cblr-7216	43	6	)	)	PUNCT
cblr-7216	43	7	10/21/2020	10/21/2020	NUM
cblr-7216	43	8	2:04	2:04	NUM
cblr-7216	43	9	pm	pm	NOUN
cblr-7216	43	10	660	660	NUM
cblr-7216	43	11	columbia	columbia	PROPN
cblr-7216	43	12	business	business	NOUN
cblr-7216	43	13	law	law	PROPN
cblr-7216	43	14	review	review	NOUN
cblr-7216	44	1	[	[	X
cblr-7216	44	2	vol	vol	NOUN
cblr-7216	44	3	.	.	PUNCT
cblr-7216	44	4	2020	2020	NUM
cblr-7216	45	1	the	the	DET
cblr-7216	45	2	relevance	relevance	NOUN
cblr-7216	45	3	of	of	ADP
cblr-7216	45	4	cryptocurrency	cryptocurrency	NOUN
cblr-7216	45	5	ratings	rating	NOUN
cblr-7216	45	6	may	may	AUX
cblr-7216	45	7	increase	increase	VERB
cblr-7216	45	8	in	in	ADP
cblr-7216	45	9	the	the	DET
cblr-7216	45	10	coming	coming	ADJ
cblr-7216	45	11	years	year	NOUN
cblr-7216	45	12	,	,	PUNCT
cblr-7216	45	13	given	give	VERB
cblr-7216	45	14	that	that	SCONJ
cblr-7216	45	15	a	a	DET
cblr-7216	45	16	reputable	reputable	ADJ
cblr-7216	45	17	credit	credit	NOUN
cblr-7216	45	18	rating	rating	NOUN
cblr-7216	45	19	agency	agency	NOUN
cblr-7216	45	20	,	,	PUNCT
cblr-7216	45	21	morningstar	morningstar	PROPN
cblr-7216	45	22	,	,	PUNCT
cblr-7216	45	23	recently	recently	ADV
cblr-7216	45	24	announced	announce	VERB
cblr-7216	45	25	that	that	SCONJ
cblr-7216	45	26	it	it	PRON
cblr-7216	45	27	will	will	AUX
cblr-7216	45	28	soon	soon	ADV
cblr-7216	45	29	enter	enter	VERB
cblr-7216	45	30	into	into	ADP
cblr-7216	45	31	the	the	DET
cblr-7216	45	32	cryptocurrency	cryptocurrency	NOUN
cblr-7216	45	33	rating	rating	NOUN
cblr-7216	45	34	space.10	space.10	NOUN
cblr-7216	45	35	as	as	SCONJ
cblr-7216	45	36	additional	additional	ADJ
cblr-7216	45	37	credit	credit	NOUN
cblr-7216	45	38	rating	rating	NOUN
cblr-7216	45	39	agencies	agency	NOUN
cblr-7216	45	40	follow	follow	VERB
cblr-7216	45	41	morningstar	morningstar	PROPN
cblr-7216	45	42	’s	’s	PART
cblr-7216	45	43	path	path	NOUN
cblr-7216	45	44	,	,	PUNCT
cblr-7216	45	45	it	it	PRON
cblr-7216	45	46	is	be	AUX
cblr-7216	45	47	important	important	ADJ
cblr-7216	45	48	to	to	PART
cblr-7216	45	49	consider	consider	VERB
cblr-7216	45	50	how	how	SCONJ
cblr-7216	45	51	lessons	lesson	NOUN
cblr-7216	45	52	learned	learn	VERB
cblr-7216	45	53	from	from	ADP
cblr-7216	45	54	credit	credit	NOUN
cblr-7216	45	55	rating	rating	NOUN
cblr-7216	45	56	agencies	agency	NOUN
cblr-7216	45	57	can	can	AUX
cblr-7216	45	58	be	be	AUX
cblr-7216	45	59	applied	apply	VERB
cblr-7216	45	60	to	to	ADP
cblr-7216	45	61	cryptocurrency	cryptocurrency	NOUN
cblr-7216	45	62	rating	rating	NOUN
cblr-7216	45	63	agencies	agency	NOUN
cblr-7216	45	64	.	.	PUNCT
cblr-7216	46	1	drawing	draw	VERB
cblr-7216	46	2	upon	upon	SCONJ
cblr-7216	46	3	such	such	ADJ
cblr-7216	46	4	lessons	lesson	NOUN
cblr-7216	46	5	—	—	PUNCT
cblr-7216	46	6	in	in	ADP
cblr-7216	46	7	particular	particular	ADJ
cblr-7216	46	8	from	from	ADP
cblr-7216	46	9	the	the	DET
cblr-7216	46	10	credit	credit	NOUN
cblr-7216	46	11	rating	rating	NOUN
cblr-7216	46	12	agency	agency	NOUN
cblr-7216	46	13	reforms	reform	NOUN
cblr-7216	46	14	put	put	VERB
cblr-7216	46	15	into	into	ADP
cblr-7216	46	16	place	place	NOUN
cblr-7216	46	17	by	by	ADP
cblr-7216	46	18	the	the	DET
cblr-7216	46	19	dodd	dodd	PROPN
cblr-7216	46	20	-	-	PUNCT
cblr-7216	46	21	frank	frank	PROPN
cblr-7216	46	22	wall	wall	PROPN
cblr-7216	46	23	street	street	PROPN
cblr-7216	46	24	reform	reform	PROPN
cblr-7216	46	25	and	and	CCONJ
cblr-7216	46	26	consumer	consumer	NOUN
cblr-7216	46	27	protection	protection	NOUN
cblr-7216	46	28	act	act	NOUN
cblr-7216	46	29	(	(	PUNCT
cblr-7216	46	30	“	"	PUNCT
cblr-7216	46	31	dodd	dodd	PROPN
cblr-7216	46	32	-	-	PUNCT
cblr-7216	46	33	frank”)11	frank”)11	PROPN
cblr-7216	46	34	—	—	PUNCT
cblr-7216	46	35	this	this	DET
cblr-7216	46	36	note	note	NOUN
cblr-7216	46	37	proposes	propose	VERB
cblr-7216	46	38	that	that	SCONJ
cblr-7216	46	39	the	the	DET
cblr-7216	46	40	u.s	u.s	PROPN
cblr-7216	46	41	.	.	PROPN
cblr-7216	46	42	government	government	NOUN
cblr-7216	46	43	should	should	AUX
cblr-7216	46	44	create	create	VERB
cblr-7216	46	45	a	a	DET
cblr-7216	46	46	public	public	ADJ
cblr-7216	46	47	agency	agency	NOUN
cblr-7216	46	48	to	to	PART
cblr-7216	46	49	provide	provide	VERB
cblr-7216	46	50	cryptocurrency	cryptocurrency	NOUN
cblr-7216	46	51	ratings	rating	NOUN
cblr-7216	46	52	.	.	PUNCT
cblr-7216	47	1	as	as	SCONJ
cblr-7216	47	2	the	the	DET
cblr-7216	47	3	use	use	NOUN
cblr-7216	47	4	of	of	ADP
cblr-7216	47	5	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	47	6	becomes	become	VERB
cblr-7216	47	7	more	more	ADV
cblr-7216	47	8	prominent	prominent	ADJ
cblr-7216	47	9	in	in	ADP
cblr-7216	47	10	the	the	DET
cblr-7216	47	11	global	global	ADJ
cblr-7216	47	12	economy	economy	NOUN
cblr-7216	47	13	,	,	PUNCT
cblr-7216	47	14	investors	investor	NOUN
cblr-7216	47	15	will	will	AUX
cblr-7216	47	16	need	need	VERB
cblr-7216	47	17	an	an	DET
cblr-7216	47	18	accurate	accurate	ADJ
cblr-7216	47	19	representation	representation	NOUN
cblr-7216	47	20	of	of	ADP
cblr-7216	47	21	each	each	DET
cblr-7216	47	22	cryptocurrency	cryptocurrency	NOUN
cblr-7216	47	23	’s	’s	PART
cblr-7216	47	24	value	value	NOUN
cblr-7216	47	25	.	.	PUNCT
cblr-7216	48	1	a	a	DET
cblr-7216	48	2	rating	rating	NOUN
cblr-7216	48	3	can	can	AUX
cblr-7216	48	4	be	be	AUX
cblr-7216	48	5	both	both	CCONJ
cblr-7216	48	6	useful	useful	ADJ
cblr-7216	48	7	and	and	CCONJ
cblr-7216	48	8	dangerous	dangerous	ADJ
cblr-7216	48	9	because	because	SCONJ
cblr-7216	48	10	individuals	individual	NOUN
cblr-7216	48	11	rely	rely	VERB
cblr-7216	48	12	on	on	ADP
cblr-7216	48	13	it	it	PRON
cblr-7216	48	14	as	as	ADP
cblr-7216	48	15	an	an	DET
cblr-7216	48	16	indicator	indicator	NOUN
cblr-7216	48	17	of	of	ADP
cblr-7216	48	18	a	a	DET
cblr-7216	48	19	cryptocurrency	cryptocurrency	NOUN
cblr-7216	48	20	’s	’s	PART
cblr-7216	48	21	value	value	NOUN
cblr-7216	48	22	and	and	CCONJ
cblr-7216	48	23	legitimacy	legitimacy	NOUN
cblr-7216	48	24	.	.	PUNCT
cblr-7216	49	1	inaccurate	inaccurate	ADJ
cblr-7216	49	2	signaling	signaling	NOUN
cblr-7216	49	3	of	of	ADP
cblr-7216	49	4	a	a	DET
cblr-7216	49	5	cryptocurrency	cryptocurrency	NOUN
cblr-7216	49	6	’s	’s	PART
cblr-7216	49	7	worth	worth	NOUN
cblr-7216	49	8	may	may	AUX
cblr-7216	49	9	lead	lead	VERB
cblr-7216	49	10	to	to	ADP
cblr-7216	49	11	significant	significant	ADJ
cblr-7216	49	12	problems	problem	NOUN
cblr-7216	49	13	,	,	PUNCT
cblr-7216	49	14	such	such	ADJ
cblr-7216	49	15	as	as	ADP
cblr-7216	49	16	an	an	DET
cblr-7216	49	17	investment	investment	NOUN
cblr-7216	49	18	bubble	bubble	NOUN
cblr-7216	49	19	or	or	CCONJ
cblr-7216	49	20	market	market	NOUN
cblr-7216	49	21	manipulation.12	manipulation.12	NOUN
cblr-7216	49	22	this	this	DET
cblr-7216	49	23	note	note	NOUN
cblr-7216	49	24	proceeds	proceed	VERB
cblr-7216	49	25	in	in	ADP
cblr-7216	49	26	six	six	NUM
cblr-7216	49	27	parts	part	NOUN
cblr-7216	49	28	.	.	PUNCT
cblr-7216	50	1	part	part	PROPN
cblr-7216	50	2	ii	ii	PROPN
cblr-7216	50	3	offers	offer	VERB
cblr-7216	50	4	relevant	relevant	ADJ
cblr-7216	50	5	background	background	NOUN
cblr-7216	50	6	information	information	NOUN
cblr-7216	50	7	on	on	ADP
cblr-7216	50	8	cryptocurrency	cryptocurrency	NOUN
cblr-7216	50	9	,	,	PUNCT
cblr-7216	50	10	blockchain	blockchain	PROPN
cblr-7216	50	11	technology	technology	PROPN
cblr-7216	50	12	,	,	PUNCT
cblr-7216	50	13	credit	credit	NOUN
cblr-7216	50	14	rating	rating	NOUN
cblr-7216	50	15	agencies	agency	NOUN
cblr-7216	50	16	,	,	PUNCT
cblr-7216	50	17	the	the	DET
cblr-7216	50	18	subprime	subprime	ADJ
cblr-7216	50	19	mortgage	mortgage	NOUN
cblr-7216	50	20	crisis	crisis	NOUN
cblr-7216	50	21	and	and	CCONJ
cblr-7216	50	22	rating	rating	NOUN
cblr-7216	50	23	agencies	agency	NOUN
cblr-7216	50	24	’	'	PUNCT
cblr-7216	50	25	involvement	involvement	NOUN
cblr-7216	50	26	,	,	PUNCT
cblr-7216	50	27	and	and	CCONJ
cblr-7216	50	28	the	the	DET
cblr-7216	50	29	portions	portion	NOUN
cblr-7216	50	30	of	of	ADP
cblr-7216	50	31	doddfrank	doddfrank	NOUN
cblr-7216	50	32	relevant	relevant	ADJ
cblr-7216	50	33	to	to	ADP
cblr-7216	50	34	credit	credit	NOUN
cblr-7216	50	35	rating	rating	NOUN
cblr-7216	50	36	agency	agency	NOUN
cblr-7216	50	37	reform	reform	NOUN
cblr-7216	50	38	.	.	PUNCT
cblr-7216	51	1	given	give	VERB
cblr-7216	51	2	cryptocurrency	cryptocurrency	NOUN
cblr-7216	51	3	’s	’s	PART
cblr-7216	51	4	increasingly	increasingly	ADV
cblr-7216	51	5	mainstream	mainstream	ADJ
cblr-7216	51	6	status	status	NOUN
cblr-7216	51	7	,	,	PUNCT
cblr-7216	51	8	it	it	PRON
cblr-7216	51	9	is	be	AUX
cblr-7216	51	10	useful	useful	ADJ
cblr-7216	51	11	to	to	PART
cblr-7216	51	12	analogize	analogize	VERB
cblr-7216	51	13	between	between	ADP
cblr-7216	51	14	credit	credit	NOUN
cblr-7216	51	15	rating	rating	NOUN
cblr-7216	51	16	agencies	agency	NOUN
cblr-7216	51	17	and	and	CCONJ
cblr-7216	51	18	cryptocurrency	cryptocurrency	NOUN
cblr-7216	51	19	rating	rating	NOUN
cblr-7216	51	20	providers	provider	NOUN
cblr-7216	51	21	,	,	PUNCT
cblr-7216	51	22	especially	especially	ADV
cblr-7216	51	23	as	as	SCONJ
cblr-7216	51	24	established	establish	VERB
cblr-7216	51	25	credit	credit	NOUN
cblr-7216	51	26	rating	rating	NOUN
cblr-7216	51	27	agencies	agency	NOUN
cblr-7216	51	28	begin	begin	VERB
cblr-7216	51	29	to	to	PART
cblr-7216	51	30	provide	provide	VERB
cblr-7216	51	31	ratings	rating	NOUN
cblr-7216	51	32	for	for	ADP
cblr-7216	51	33	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	51	34	.	.	PUNCT
cblr-7216	52	1	part	part	NOUN
cblr-7216	52	2	iii	iii	NOUN
cblr-7216	52	3	of	of	ADP
cblr-7216	52	4	this	this	DET
cblr-7216	52	5	note	note	NOUN
cblr-7216	52	6	explores	explore	VERB
cblr-7216	52	7	the	the	DET
cblr-7216	52	8	issues	issue	NOUN
cblr-7216	52	9	that	that	PRON
cblr-7216	52	10	plague	plague	VERB
cblr-7216	52	11	traditional	traditional	ADJ
cblr-7216	52	12	credit	credit	NOUN
cblr-7216	52	13	rating	rating	NOUN
cblr-7216	52	14	10	10	NUM
cblr-7216	52	15	see	see	VERB
cblr-7216	52	16	del	del	PROPN
cblr-7216	52	17	castillo	castillo	PROPN
cblr-7216	52	18	,	,	PUNCT
cblr-7216	52	19	supra	supra	PROPN
cblr-7216	52	20	note	note	NOUN
cblr-7216	52	21	7	7	NUM
cblr-7216	52	22	.	.	NOUN
cblr-7216	52	23	11	11	NUM
cblr-7216	52	24	dodd	dodd	PROPN
cblr-7216	52	25	-	-	PUNCT
cblr-7216	52	26	frank	frank	PROPN
cblr-7216	52	27	wall	wall	PROPN
cblr-7216	52	28	street	street	PROPN
cblr-7216	52	29	reform	reform	PROPN
cblr-7216	52	30	and	and	CCONJ
cblr-7216	52	31	consumer	consumer	NOUN
cblr-7216	52	32	protection	protection	NOUN
cblr-7216	52	33	(	(	PUNCT
cblr-7216	52	34	doddfrank	doddfrank	PROPN
cblr-7216	52	35	)	)	PUNCT
cblr-7216	52	36	act	act	PROPN
cblr-7216	52	37	,	,	PUNCT
cblr-7216	52	38	pub	pub	NOUN
cblr-7216	52	39	.	.	PUNCT
cblr-7216	53	1	l.	l.	PROPN
cblr-7216	53	2	no	no	INTJ
cblr-7216	53	3	.	.	PROPN
cblr-7216	54	1	111	111	NUM
cblr-7216	54	2	-	-	SYM
cblr-7216	54	3	203	203	NUM
cblr-7216	54	4	,	,	PUNCT
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cblr-7216	54	6	932(a)(8	932(a)(8	PROPN
cblr-7216	54	7	)	)	PUNCT
cblr-7216	55	1	,	,	PUNCT
cblr-7216	55	2	124	124	NUM
cblr-7216	55	3	stat	stat	NOUN
cblr-7216	55	4	.	.	PUNCT
cblr-7216	56	1	1375	1375	NUM
cblr-7216	56	2	,	,	PUNCT
cblr-7216	56	3	1877	1877	NUM
cblr-7216	56	4	(	(	PUNCT
cblr-7216	56	5	2010	2010	NUM
cblr-7216	56	6	)	)	PUNCT
cblr-7216	56	7	(	(	PUNCT
cblr-7216	56	8	codified	codify	VERB
cblr-7216	56	9	at	at	ADP
cblr-7216	56	10	15	15	NUM
cblr-7216	56	11	u.s.c	u.s.c	ADJ
cblr-7216	56	12	.	.	PUNCT
cblr-7216	57	1	§	§	PROPN
cblr-7216	57	2	78	78	NUM
cblr-7216	57	3	(	(	PUNCT
cblr-7216	57	4	2018	2018	NUM
cblr-7216	57	5	)	)	PUNCT
cblr-7216	57	6	)	)	PUNCT
cblr-7216	57	7	.	.	PUNCT
cblr-7216	58	1	12	12	NUM
cblr-7216	58	2	john	john	PROPN
cblr-7216	58	3	m.	m.	PROPN
cblr-7216	58	4	griffin	griffin	PROPN
cblr-7216	58	5	&	&	CCONJ
cblr-7216	58	6	amin	amin	PROPN
cblr-7216	58	7	shams	shams	PROPN
cblr-7216	58	8	,	,	PUNCT
cblr-7216	58	9	is	be	AUX
cblr-7216	58	10	bitcoin	bitcoin	X
cblr-7216	58	11	really	really	ADV
cblr-7216	58	12	un	un	ADJ
cblr-7216	58	13	-	-	ADJ
cblr-7216	58	14	tethered	tethered	ADJ
cblr-7216	58	15	?	?	PUNCT
cblr-7216	58	16	,	,	PUNCT
cblr-7216	58	17	75	75	NUM
cblr-7216	58	18	j.	j.	PROPN
cblr-7216	58	19	fin	fin	PROPN
cblr-7216	58	20	.	.	PUNCT
cblr-7216	59	1	(	(	PUNCT
cblr-7216	59	2	forthcoming	forthcoming	ADJ
cblr-7216	59	3	aug	aug	PROPN
cblr-7216	59	4	.	.	PROPN
cblr-7216	59	5	2020	2020	NUM
cblr-7216	59	6	)	)	PUNCT
cblr-7216	59	7	(	(	PUNCT
cblr-7216	59	8	manuscript	manuscript	NOUN
cblr-7216	59	9	at	at	ADP
cblr-7216	59	10	47	47	NUM
cblr-7216	59	11	)	)	PUNCT
cblr-7216	59	12	,	,	PUNCT
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cblr-7216	60	1	[	[	X
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cblr-7216	60	3	]	]	X
cblr-7216	60	4	(	(	PUNCT
cblr-7216	60	5	discussing	discuss	VERB
cblr-7216	60	6	the	the	DET
cblr-7216	60	7	problems	problem	NOUN
cblr-7216	60	8	that	that	PRON
cblr-7216	60	9	arise	arise	VERB
cblr-7216	60	10	when	when	SCONJ
cblr-7216	60	11	the	the	DET
cblr-7216	60	12	public	public	NOUN
cblr-7216	60	13	is	be	AUX
cblr-7216	60	14	led	lead	VERB
cblr-7216	60	15	to	to	PART
cblr-7216	60	16	believe	believe	VERB
cblr-7216	60	17	that	that	SCONJ
cblr-7216	60	18	low	low	ADJ
cblr-7216	60	19	-	-	PUNCT
cblr-7216	60	20	quality	quality	NOUN
cblr-7216	60	21	securities	security	NOUN
cblr-7216	60	22	are	be	AUX
cblr-7216	60	23	investment	investment	NOUN
cblr-7216	60	24	grade	grade	NOUN
cblr-7216	60	25	)	)	PUNCT
cblr-7216	60	26	.	.	PUNCT
cblr-7216	61	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	61	2	(	(	PUNCT
cblr-7216	61	3	do	do	AUX
cblr-7216	61	4	not	not	PART
cblr-7216	61	5	delete	delete	VERB
cblr-7216	61	6	)	)	PUNCT
cblr-7216	61	7	10/21/2020	10/21/2020	NUM
cblr-7216	61	8	2:04	2:04	NUM
cblr-7216	61	9	pm	pm	NOUN
cblr-7216	61	10	no	no	INTJ
cblr-7216	61	11	.	.	PUNCT
cblr-7216	62	1	2:656	2:656	NUM
cblr-7216	62	2	]	]	PUNCT
cblr-7216	62	3	rated	rate	VERB
cblr-7216	62	4	p	p	NOUN
cblr-7216	62	5	for	for	ADP
cblr-7216	62	6	public	public	ADJ
cblr-7216	62	7	661	661	NUM
cblr-7216	62	8	agencies	agency	NOUN
cblr-7216	62	9	,	,	PUNCT
cblr-7216	62	10	and	and	CCONJ
cblr-7216	62	11	how	how	SCONJ
cblr-7216	62	12	we	we	PRON
cblr-7216	62	13	might	might	AUX
cblr-7216	62	14	avoid	avoid	VERB
cblr-7216	62	15	such	such	ADJ
cblr-7216	62	16	problems	problem	NOUN
cblr-7216	62	17	as	as	SCONJ
cblr-7216	62	18	credit	credit	NOUN
cblr-7216	62	19	agencies	agency	NOUN
cblr-7216	62	20	enter	enter	VERB
cblr-7216	62	21	the	the	DET
cblr-7216	62	22	cryptocurrency	cryptocurrency	NOUN
cblr-7216	62	23	space	space	NOUN
cblr-7216	62	24	.	.	PUNCT
cblr-7216	63	1	part	part	NOUN
cblr-7216	63	2	iv	iv	NOUN
cblr-7216	63	3	of	of	ADP
cblr-7216	63	4	this	this	DET
cblr-7216	63	5	note	note	NOUN
cblr-7216	63	6	proposes	propose	VERB
cblr-7216	63	7	the	the	DET
cblr-7216	63	8	creation	creation	NOUN
cblr-7216	63	9	of	of	ADP
cblr-7216	63	10	a	a	DET
cblr-7216	63	11	public	public	ADJ
cblr-7216	63	12	cryptocurrency	cryptocurrency	NOUN
cblr-7216	63	13	rating	rating	NOUN
cblr-7216	63	14	provider	provider	NOUN
cblr-7216	63	15	to	to	PART
cblr-7216	63	16	avoid	avoid	VERB
cblr-7216	63	17	(	(	PUNCT
cblr-7216	63	18	or	or	CCONJ
cblr-7216	63	19	at	at	ADP
cblr-7216	63	20	least	least	ADJ
cblr-7216	63	21	,	,	PUNCT
cblr-7216	63	22	minimize	minimize	VERB
cblr-7216	63	23	)	)	PUNCT
cblr-7216	63	24	the	the	DET
cblr-7216	63	25	impact	impact	NOUN
cblr-7216	63	26	of	of	ADP
cblr-7216	63	27	conflicts	conflict	NOUN
cblr-7216	63	28	of	of	ADP
cblr-7216	63	29	interest	interest	NOUN
cblr-7216	63	30	that	that	PRON
cblr-7216	63	31	plagued	plague	VERB
cblr-7216	63	32	credit	credit	NOUN
cblr-7216	63	33	rating	rating	NOUN
cblr-7216	63	34	agencies	agency	NOUN
cblr-7216	63	35	leading	lead	VERB
cblr-7216	63	36	up	up	ADP
cblr-7216	63	37	to	to	ADP
cblr-7216	63	38	the	the	DET
cblr-7216	63	39	housing	housing	NOUN
cblr-7216	63	40	crisis	crisis	NOUN
cblr-7216	63	41	,	,	PUNCT
cblr-7216	63	42	and	and	CCONJ
cblr-7216	63	43	that	that	SCONJ
cblr-7216	63	44	,	,	PUNCT
cblr-7216	63	45	to	to	ADP
cblr-7216	63	46	a	a	DET
cblr-7216	63	47	great	great	ADJ
cblr-7216	63	48	extent	extent	NOUN
cblr-7216	63	49	,	,	PUNCT
cblr-7216	63	50	still	still	ADV
cblr-7216	63	51	exist	exist	VERB
cblr-7216	63	52	today	today	NOUN
cblr-7216	63	53	.	.	PUNCT
cblr-7216	64	1	lastly	lastly	ADV
cblr-7216	64	2	,	,	PUNCT
cblr-7216	64	3	part	part	NOUN
cblr-7216	64	4	v	v	ADP
cblr-7216	64	5	of	of	ADP
cblr-7216	64	6	this	this	DET
cblr-7216	64	7	note	note	NOUN
cblr-7216	64	8	discusses	discuss	VERB
cblr-7216	64	9	additional	additional	ADJ
cblr-7216	64	10	cryptocurrency	cryptocurrency	NOUN
cblr-7216	64	11	rating	rating	NOUN
cblr-7216	64	12	reforms	reform	NOUN
cblr-7216	64	13	that	that	PRON
cblr-7216	64	14	should	should	AUX
cblr-7216	64	15	be	be	AUX
cblr-7216	64	16	adopted	adopt	VERB
cblr-7216	64	17	to	to	PART
cblr-7216	64	18	supplement	supplement	VERB
cblr-7216	64	19	the	the	DET
cblr-7216	64	20	public	public	ADJ
cblr-7216	64	21	agency	agency	NOUN
cblr-7216	64	22	proposal	proposal	NOUN
cblr-7216	64	23	.	.	PUNCT
cblr-7216	65	1	these	these	DET
cblr-7216	65	2	supplemental	supplemental	ADJ
cblr-7216	65	3	reforms	reform	NOUN
cblr-7216	65	4	should	should	AUX
cblr-7216	65	5	be	be	AUX
cblr-7216	65	6	considered	consider	VERB
cblr-7216	65	7	regardless	regardless	ADV
cblr-7216	65	8	of	of	ADP
cblr-7216	65	9	whether	whether	SCONJ
cblr-7216	65	10	congress	congress	PROPN
cblr-7216	65	11	implements	implement	VERB
cblr-7216	65	12	the	the	DET
cblr-7216	65	13	main	main	ADJ
cblr-7216	65	14	public	public	ADJ
cblr-7216	65	15	agency	agency	NOUN
cblr-7216	65	16	proposal	proposal	NOUN
cblr-7216	65	17	.	.	PUNCT
cblr-7216	66	1	the	the	DET
cblr-7216	66	2	nascent	nascent	ADJ
cblr-7216	66	3	state	state	NOUN
cblr-7216	66	4	of	of	ADP
cblr-7216	66	5	cryptocurrency	cryptocurrency	NOUN
cblr-7216	66	6	regulation	regulation	NOUN
cblr-7216	66	7	and	and	CCONJ
cblr-7216	66	8	governmental	governmental	ADJ
cblr-7216	66	9	involvement	involvement	NOUN
cblr-7216	66	10	in	in	ADP
cblr-7216	66	11	the	the	DET
cblr-7216	66	12	cryptocurrency	cryptocurrency	NOUN
cblr-7216	66	13	space	space	NOUN
cblr-7216	66	14	makes	make	VERB
cblr-7216	66	15	the	the	DET
cblr-7216	66	16	present	present	ADJ
cblr-7216	66	17	an	an	DET
cblr-7216	66	18	appropriate	appropriate	ADJ
cblr-7216	66	19	time	time	NOUN
cblr-7216	66	20	to	to	PART
cblr-7216	66	21	create	create	VERB
cblr-7216	66	22	a	a	DET
cblr-7216	66	23	well	well	ADV
cblr-7216	66	24	-	-	PUNCT
cblr-7216	66	25	functioning	function	VERB
cblr-7216	66	26	and	and	CCONJ
cblr-7216	66	27	robust	robust	ADJ
cblr-7216	66	28	cryptocurrency	cryptocurrency	NOUN
cblr-7216	66	29	rating	rating	NOUN
cblr-7216	66	30	landscape	landscape	NOUN
cblr-7216	66	31	.	.	PUNCT
cblr-7216	67	1	part	part	NOUN
cblr-7216	67	2	vi	vi	PROPN
cblr-7216	67	3	concludes	conclude	VERB
cblr-7216	67	4	.	.	PUNCT
cblr-7216	68	1	ii	ii	PROPN
cblr-7216	68	2	.	.	PUNCT
cblr-7216	68	3	background	background	PROPN
cblr-7216	68	4	a.	a.	NOUN
cblr-7216	68	5	cryptocurrency	cryptocurrency	NOUN
cblr-7216	68	6	and	and	CCONJ
cblr-7216	68	7	blockchain	blockchain	PROPN
cblr-7216	68	8	background	background	NOUN
cblr-7216	68	9	before	before	ADP
cblr-7216	68	10	diving	diving	NOUN
cblr-7216	68	11	into	into	ADP
cblr-7216	68	12	the	the	DET
cblr-7216	68	13	world	world	NOUN
cblr-7216	68	14	of	of	ADP
cblr-7216	68	15	cryptocurrency	cryptocurrency	NOUN
cblr-7216	68	16	ratings	rating	NOUN
cblr-7216	68	17	,	,	PUNCT
cblr-7216	68	18	a	a	DET
cblr-7216	68	19	foundational	foundational	ADJ
cblr-7216	68	20	understanding	understanding	NOUN
cblr-7216	68	21	of	of	ADP
cblr-7216	68	22	cryptocurrency	cryptocurrency	NOUN
cblr-7216	68	23	and	and	CCONJ
cblr-7216	68	24	blockchain	blockchain	PROPN
cblr-7216	68	25	technology	technology	PROPN
cblr-7216	68	26	is	be	AUX
cblr-7216	68	27	helpful	helpful	ADJ
cblr-7216	68	28	.	.	PUNCT
cblr-7216	69	1	many	many	ADJ
cblr-7216	69	2	hear	hear	VERB
cblr-7216	69	3	the	the	DET
cblr-7216	69	4	terms	term	NOUN
cblr-7216	69	5	bitcoin	bitcoin	VERB
cblr-7216	69	6	,	,	PUNCT
cblr-7216	69	7	cryptocurrency	cryptocurrency	NOUN
cblr-7216	69	8	,	,	PUNCT
cblr-7216	69	9	and	and	CCONJ
cblr-7216	69	10	blockchain	blockchain	PROPN
cblr-7216	69	11	used	use	VERB
cblr-7216	69	12	frequently	frequently	ADV
cblr-7216	69	13	,	,	PUNCT
cblr-7216	69	14	but	but	CCONJ
cblr-7216	69	15	are	be	AUX
cblr-7216	69	16	unsure	unsure	ADJ
cblr-7216	69	17	of	of	ADP
cblr-7216	69	18	their	their	PRON
cblr-7216	69	19	meaning	meaning	NOUN
cblr-7216	69	20	.	.	PUNCT
cblr-7216	70	1	first	first	ADV
cblr-7216	70	2	,	,	PUNCT
cblr-7216	70	3	the	the	DET
cblr-7216	70	4	simplest	simple	ADJ
cblr-7216	70	5	way	way	NOUN
cblr-7216	70	6	to	to	PART
cblr-7216	70	7	conceptualize	conceptualize	VERB
cblr-7216	70	8	a	a	DET
cblr-7216	70	9	blockchain	blockchain	NOUN
cblr-7216	70	10	is	be	AUX
cblr-7216	70	11	to	to	PART
cblr-7216	70	12	visualize	visualize	VERB
cblr-7216	70	13	a	a	DET
cblr-7216	70	14	ledger	ledger	NOUN
cblr-7216	70	15	,	,	PUNCT
cblr-7216	70	16	or	or	CCONJ
cblr-7216	70	17	record	record	NOUN
cblr-7216	70	18	book	book	NOUN
cblr-7216	70	19	.	.	PUNCT
cblr-7216	71	1	13	13	NUM
cblr-7216	72	1	this	this	DET
cblr-7216	72	2	ledger	ledger	NOUN
cblr-7216	72	3	is	be	AUX
cblr-7216	72	4	shared	share	VERB
cblr-7216	72	5	among	among	ADP
cblr-7216	72	6	parties	party	NOUN
cblr-7216	72	7	in	in	ADP
cblr-7216	72	8	a	a	DET
cblr-7216	72	9	network	network	NOUN
cblr-7216	72	10	over	over	ADP
cblr-7216	72	11	which	which	PRON
cblr-7216	72	12	there	there	PRON
cblr-7216	72	13	exists	exist	VERB
cblr-7216	72	14	no	no	DET
cblr-7216	72	15	single	single	ADJ
cblr-7216	72	16	central	central	ADJ
cblr-7216	72	17	authority	authority	NOUN
cblr-7216	72	18	in	in	ADP
cblr-7216	72	19	control.14	control.14	PROPN
cblr-7216	72	20	instead	instead	ADV
cblr-7216	72	21	of	of	ADP
cblr-7216	72	22	having	have	VERB
cblr-7216	72	23	one	one	NUM
cblr-7216	72	24	central	central	ADJ
cblr-7216	72	25	authority	authority	NOUN
cblr-7216	72	26	(	(	PUNCT
cblr-7216	72	27	such	such	ADJ
cblr-7216	72	28	as	as	ADP
cblr-7216	72	29	a	a	DET
cblr-7216	72	30	bank	bank	NOUN
cblr-7216	72	31	)	)	PUNCT
cblr-7216	72	32	,	,	PUNCT
cblr-7216	72	33	all	all	DET
cblr-7216	72	34	users	user	NOUN
cblr-7216	72	35	on	on	ADP
cblr-7216	72	36	the	the	DET
cblr-7216	72	37	network	network	NOUN
cblr-7216	72	38	—	—	PUNCT
cblr-7216	72	39	called	call	VERB
cblr-7216	72	40	“	"	PUNCT
cblr-7216	72	41	nodes”—hold	nodes”—hold	ADJ
cblr-7216	72	42	an	an	DET
cblr-7216	72	43	identical	identical	ADJ
cblr-7216	72	44	copy	copy	NOUN
cblr-7216	72	45	of	of	ADP
cblr-7216	72	46	the	the	DET
cblr-7216	72	47	ledger.15	ledger.15	NOUN
cblr-7216	72	48	similar	similar	ADJ
cblr-7216	72	49	to	to	ADP
cblr-7216	72	50	a	a	DET
cblr-7216	72	51	page	page	NOUN
cblr-7216	72	52	from	from	ADP
cblr-7216	72	53	a	a	DET
cblr-7216	72	54	record	record	NOUN
cblr-7216	72	55	book	book	NOUN
cblr-7216	72	56	,	,	PUNCT
cblr-7216	72	57	a	a	DET
cblr-7216	72	58	“	"	PUNCT
cblr-7216	72	59	block	block	NOUN
cblr-7216	72	60	”	"	PUNCT
cblr-7216	72	61	consists	consist	VERB
cblr-7216	72	62	of	of	ADP
cblr-7216	72	63	transactions	transaction	NOUN
cblr-7216	72	64	from	from	ADP
cblr-7216	72	65	the	the	DET
cblr-7216	72	66	same	same	ADJ
cblr-7216	72	67	time	time	NOUN
cblr-7216	72	68	period	period	NOUN
cblr-7216	72	69	,	,	PUNCT
cblr-7216	72	70	hence	hence	ADV
cblr-7216	72	71	the	the	DET
cblr-7216	72	72	term	term	NOUN
cblr-7216	72	73	“	"	PUNCT
cblr-7216	72	74	blockchain	blockchain	NOUN
cblr-7216	72	75	.	.	PUNCT
cblr-7216	73	1	”16	”16	NOUN
cblr-7216	73	2	13	13	NUM
cblr-7216	73	3	oecd	oecd	PROPN
cblr-7216	73	4	,	,	PUNCT
cblr-7216	73	5	oecd	oecd	PROPN
cblr-7216	73	6	blockchain	blockchain	PROPN
cblr-7216	73	7	primer	primer	PROPN
cblr-7216	73	8	4	4	NUM
cblr-7216	73	9	(	(	PUNCT
cblr-7216	73	10	2018	2018	NUM
cblr-7216	73	11	)	)	PUNCT
cblr-7216	73	12	,	,	PUNCT
cblr-7216	73	13	https://www.oecd.org/finance/oecd-blockchain-primer.pdfhttps://www.oecd.org/finance/oecdblockchain-primer.pdf	https://www.oecd.org/finance/oecd-blockchain-primer.pdfhttps://www.oecd.org/finance/oecdblockchain-primer.pdf	NOUN
cblr-7216	74	1	[	[	X
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cblr-7216	74	3	]	]	X
cblr-7216	74	4	.	.	PUNCT
cblr-7216	75	1	14	14	NUM
cblr-7216	76	1	i	i	PRON
cblr-7216	76	2	d.	d.	PROPN
cblr-7216	76	3	at	at	ADP
cblr-7216	76	4	4	4	NUM
cblr-7216	76	5	.	.	NOUN
cblr-7216	76	6	15	15	NUM
cblr-7216	76	7	i	i	PRON
cblr-7216	76	8	d.	d.	PROPN
cblr-7216	76	9	16	16	NUM
cblr-7216	77	1	i	i	PROPN
cblr-7216	77	2	d.	d.	PROPN
cblr-7216	77	3	https://www.oecd.org/finance/oecd-blockchain-primer.pdf	https://www.oecd.org/finance/oecd-blockchain-primer.pdf	PROPN
cblr-7216	77	4	https://www.oecd.org/finance/oecd-blockchain-primer.pdf	https://www.oecd.org/finance/oecd-blockchain-primer.pdf	PROPN
cblr-7216	77	5	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	77	6	(	(	PUNCT
cblr-7216	77	7	do	do	AUX
cblr-7216	77	8	not	not	PART
cblr-7216	77	9	delte	delte	VERB
cblr-7216	77	10	)	)	PUNCT
cblr-7216	77	11	10/21/2020	10/21/2020	NUM
cblr-7216	77	12	2:04	2:04	NUM
cblr-7216	77	13	pm	pm	NOUN
cblr-7216	77	14	662	662	NUM
cblr-7216	77	15	columbia	columbia	PROPN
cblr-7216	77	16	business	business	NOUN
cblr-7216	77	17	law	law	PROPN
cblr-7216	77	18	review	review	NOUN
cblr-7216	77	19	[	[	X
cblr-7216	77	20	vol	vol	NOUN
cblr-7216	77	21	.	.	PUNCT
cblr-7216	77	22	2020	2020	NUM
cblr-7216	77	23	thus	thus	ADV
cblr-7216	77	24	,	,	PUNCT
cblr-7216	77	25	the	the	DET
cblr-7216	77	26	ledger	ledger	NOUN
cblr-7216	77	27	is	be	AUX
cblr-7216	77	28	comprised	comprise	VERB
cblr-7216	77	29	of	of	ADP
cblr-7216	77	30	a	a	DET
cblr-7216	77	31	string	string	NOUN
cblr-7216	77	32	of	of	ADP
cblr-7216	77	33	blocks	block	NOUN
cblr-7216	77	34	,	,	PUNCT
cblr-7216	77	35	which	which	PRON
cblr-7216	77	36	clearly	clearly	ADV
cblr-7216	77	37	memorialize	memorialize	VERB
cblr-7216	77	38	completed	complete	VERB
cblr-7216	77	39	transactions	transaction	NOUN
cblr-7216	77	40	for	for	ADP
cblr-7216	77	41	all	all	DET
cblr-7216	77	42	network	network	NOUN
cblr-7216	77	43	participants.17	participants.17	PROPN
cblr-7216	77	44	blockchain	blockchain	PROPN
cblr-7216	77	45	is	be	AUX
cblr-7216	77	46	distributed	distribute	VERB
cblr-7216	77	47	,	,	PUNCT
cblr-7216	77	48	immutable	immutable	ADJ
cblr-7216	77	49	,	,	PUNCT
cblr-7216	77	50	and	and	CCONJ
cblr-7216	77	51	agreed	agree	VERB
cblr-7216	77	52	to	to	ADP
cblr-7216	77	53	by	by	ADP
cblr-7216	77	54	consensus	consensus	NOUN
cblr-7216	77	55	.	.	PUNCT
cblr-7216	78	1	18	18	NUM
cblr-7216	78	2	blockchain	blockchain	PROPN
cblr-7216	78	3	is	be	AUX
cblr-7216	78	4	a	a	DET
cblr-7216	78	5	distributed	distribute	VERB
cblr-7216	78	6	ledger	ledger	NOUN
cblr-7216	78	7	,	,	PUNCT
cblr-7216	78	8	since	since	SCONJ
cblr-7216	78	9	it	it	PRON
cblr-7216	78	10	is	be	AUX
cblr-7216	78	11	not	not	PART
cblr-7216	78	12	held	hold	VERB
cblr-7216	78	13	or	or	CCONJ
cblr-7216	78	14	updated	update	VERB
cblr-7216	78	15	by	by	ADP
cblr-7216	78	16	a	a	DET
cblr-7216	78	17	central	central	ADJ
cblr-7216	78	18	authority	authority	NOUN
cblr-7216	78	19	,	,	PUNCT
cblr-7216	78	20	but	but	CCONJ
cblr-7216	78	21	rather	rather	ADV
cblr-7216	78	22	is	be	AUX
cblr-7216	78	23	held	hold	VERB
cblr-7216	78	24	and	and	CCONJ
cblr-7216	78	25	maintained	maintain	VERB
cblr-7216	78	26	by	by	ADP
cblr-7216	78	27	all	all	DET
cblr-7216	78	28	nodes	node	NOUN
cblr-7216	78	29	in	in	ADP
cblr-7216	78	30	a	a	DET
cblr-7216	78	31	network	network	NOUN
cblr-7216	78	32	.	.	PUNCT
cblr-7216	79	1	19	19	NUM
cblr-7216	79	2	this	this	DET
cblr-7216	79	3	system	system	NOUN
cblr-7216	79	4	is	be	AUX
cblr-7216	79	5	more	more	ADV
cblr-7216	79	6	difficult	difficult	ADJ
cblr-7216	79	7	to	to	PART
cblr-7216	79	8	attack	attack	VERB
cblr-7216	79	9	for	for	ADP
cblr-7216	79	10	hackers	hacker	NOUN
cblr-7216	79	11	and	and	CCONJ
cblr-7216	79	12	criminals	criminal	NOUN
cblr-7216	79	13	,	,	PUNCT
cblr-7216	79	14	since	since	SCONJ
cblr-7216	79	15	there	there	PRON
cblr-7216	79	16	is	be	VERB
cblr-7216	79	17	not	not	PART
cblr-7216	79	18	a	a	DET
cblr-7216	79	19	central	central	ADJ
cblr-7216	79	20	database	database	NOUN
cblr-7216	79	21	that	that	PRON
cblr-7216	79	22	stores	store	VERB
cblr-7216	79	23	the	the	DET
cblr-7216	79	24	ledger	ledger	NOUN
cblr-7216	79	25	’s	’s	PART
cblr-7216	79	26	information	information	NOUN
cblr-7216	79	27	.	.	PUNCT
cblr-7216	80	1	20	20	NUM
cblr-7216	80	2	additionally	additionally	ADV
cblr-7216	80	3	,	,	PUNCT
cblr-7216	80	4	blockchain	blockchain	PROPN
cblr-7216	80	5	transactions	transaction	NOUN
cblr-7216	80	6	are	be	AUX
cblr-7216	80	7	immutable	immutable	ADJ
cblr-7216	80	8	,	,	PUNCT
cblr-7216	80	9	as	as	SCONJ
cblr-7216	80	10	they	they	PRON
cblr-7216	80	11	can	can	AUX
cblr-7216	80	12	not	not	PART
cblr-7216	80	13	be	be	AUX
cblr-7216	80	14	reversed	reverse	VERB
cblr-7216	80	15	once	once	ADV
cblr-7216	80	16	added	add	VERB
cblr-7216	80	17	to	to	ADP
cblr-7216	80	18	the	the	DET
cblr-7216	80	19	ledger	ledger	NOUN
cblr-7216	80	20	.	.	PUNCT
cblr-7216	81	1	21	21	NUM
cblr-7216	81	2	this	this	DET
cblr-7216	81	3	feature	feature	NOUN
cblr-7216	81	4	again	again	ADV
cblr-7216	81	5	departs	depart	VERB
cblr-7216	81	6	from	from	ADP
cblr-7216	81	7	traditional	traditional	ADJ
cblr-7216	81	8	databases	database	NOUN
cblr-7216	81	9	,	,	PUNCT
cblr-7216	81	10	where	where	SCONJ
cblr-7216	81	11	authorized	authorize	VERB
cblr-7216	81	12	users	user	NOUN
cblr-7216	81	13	can	can	AUX
cblr-7216	81	14	modify	modify	VERB
cblr-7216	81	15	data	datum	NOUN
cblr-7216	81	16	without	without	ADP
cblr-7216	81	17	detection	detection	NOUN
cblr-7216	81	18	by	by	ADP
cblr-7216	81	19	other	other	ADJ
cblr-7216	81	20	users	user	NOUN
cblr-7216	81	21	.	.	PUNCT
cblr-7216	82	1	22	22	NUM
cblr-7216	82	2	in	in	ADP
cblr-7216	82	3	the	the	DET
cblr-7216	82	4	case	case	NOUN
cblr-7216	82	5	of	of	ADP
cblr-7216	82	6	a	a	DET
cblr-7216	82	7	blockchain	blockchain	NOUN
cblr-7216	82	8	,	,	PUNCT
cblr-7216	82	9	specific	specific	ADJ
cblr-7216	82	10	nodes	node	NOUN
cblr-7216	82	11	in	in	ADP
cblr-7216	82	12	the	the	DET
cblr-7216	82	13	network	network	NOUN
cblr-7216	82	14	must	must	AUX
cblr-7216	82	15	approve	approve	VERB
cblr-7216	82	16	changes	change	NOUN
cblr-7216	82	17	to	to	ADP
cblr-7216	82	18	the	the	DET
cblr-7216	82	19	ledger	ledger	NOUN
cblr-7216	82	20	through	through	ADP
cblr-7216	82	21	a	a	DET
cblr-7216	82	22	consensus	consensus	NOUN
cblr-7216	82	23	mechanism	mechanism	NOUN
cblr-7216	82	24	,	,	PUNCT
cblr-7216	82	25	which	which	PRON
cblr-7216	82	26	outlines	outline	VERB
cblr-7216	82	27	the	the	DET
cblr-7216	82	28	rules	rule	NOUN
cblr-7216	82	29	behind	behind	ADP
cblr-7216	82	30	such	such	DET
cblr-7216	82	31	an	an	DET
cblr-7216	82	32	approval	approval	NOUN
cblr-7216	82	33	process	process	NOUN
cblr-7216	82	34	.	.	PUNCT
cblr-7216	83	1	23	23	NUM
cblr-7216	84	1	this	this	DET
cblr-7216	84	2	process	process	NOUN
cblr-7216	84	3	is	be	AUX
cblr-7216	84	4	key	key	ADJ
cblr-7216	84	5	to	to	ADP
cblr-7216	84	6	maintaining	maintain	VERB
cblr-7216	84	7	the	the	DET
cblr-7216	84	8	validity	validity	NOUN
cblr-7216	84	9	of	of	ADP
cblr-7216	84	10	each	each	DET
cblr-7216	84	11	block	block	NOUN
cblr-7216	84	12	in	in	ADP
cblr-7216	84	13	the	the	DET
cblr-7216	84	14	blockchain	blockchain	PROPN
cblr-7216	84	15	.	.	PUNCT
cblr-7216	85	1	blockchain	blockchain	PROPN
cblr-7216	85	2	’s	’s	PART
cblr-7216	85	3	characteristics	characteristic	NOUN
cblr-7216	85	4	make	make	VERB
cblr-7216	85	5	it	it	PRON
cblr-7216	85	6	a	a	DET
cblr-7216	85	7	wonderful	wonderful	ADJ
cblr-7216	85	8	tool	tool	NOUN
cblr-7216	85	9	for	for	ADP
cblr-7216	85	10	recordkeeping	recordkeeping	NOUN
cblr-7216	85	11	;	;	PUNCT
cblr-7216	85	12	indeed	indeed	ADV
cblr-7216	85	13	,	,	PUNCT
cblr-7216	85	14	one	one	NUM
cblr-7216	85	15	of	of	ADP
cblr-7216	85	16	blockchain	blockchain	PROPN
cblr-7216	85	17	’s	’s	PART
cblr-7216	85	18	common	common	ADJ
cblr-7216	85	19	applications	application	NOUN
cblr-7216	85	20	involves	involve	VERB
cblr-7216	85	21	recording	recording	NOUN
cblr-7216	85	22	balances	balance	NOUN
cblr-7216	85	23	of	of	ADP
cblr-7216	85	24	and	and	CCONJ
cblr-7216	85	25	transactions	transaction	NOUN
cblr-7216	85	26	in	in	ADP
cblr-7216	85	27	“	"	PUNCT
cblr-7216	85	28	tokens	token	NOUN
cblr-7216	85	29	.	.	PUNCT
cblr-7216	86	1	”24	”24	VERB
cblr-7216	86	2	tokenization	tokenization	NOUN
cblr-7216	86	3	refers	refer	VERB
cblr-7216	86	4	to	to	ADP
cblr-7216	86	5	the	the	DET
cblr-7216	86	6	transferring	transferring	NOUN
cblr-7216	86	7	of	of	ADP
cblr-7216	86	8	the	the	DET
cblr-7216	86	9	rights	right	NOUN
cblr-7216	86	10	to	to	ADP
cblr-7216	86	11	a	a	DET
cblr-7216	86	12	real	real	ADJ
cblr-7216	86	13	-	-	PUNCT
cblr-7216	86	14	world	world	NOUN
cblr-7216	86	15	asset	asset	NOUN
cblr-7216	86	16	into	into	ADP
cblr-7216	86	17	a	a	DET
cblr-7216	86	18	digital	digital	NOUN
cblr-7216	86	19	token	token	VERB
cblr-7216	86	20	on	on	ADP
cblr-7216	86	21	a	a	DET
cblr-7216	86	22	blockchain	blockchain	NOUN
cblr-7216	86	23	.	.	PUNCT
cblr-7216	87	1	25	25	NUM
cblr-7216	87	2	this	this	PRON
cblr-7216	87	3	token	token	NOUN
cblr-7216	87	4	can	can	AUX
cblr-7216	87	5	be	be	AUX
cblr-7216	87	6	traded	trade	VERB
cblr-7216	87	7	and	and	CCONJ
cblr-7216	87	8	tracked	track	VERB
cblr-7216	87	9	digitally	digitally	ADV
cblr-7216	87	10	.	.	PUNCT
cblr-7216	88	1	26	26	NUM
cblr-7216	88	2	there	there	PRON
cblr-7216	88	3	are	be	VERB
cblr-7216	88	4	three	three	NUM
cblr-7216	88	5	main	main	ADJ
cblr-7216	88	6	types	type	NOUN
cblr-7216	88	7	of	of	ADP
cblr-7216	88	8	tokens	token	NOUN
cblr-7216	88	9	:	:	PUNCT
cblr-7216	88	10	payment	payment	NOUN
cblr-7216	88	11	,	,	PUNCT
cblr-7216	88	12	utility	utility	NOUN
cblr-7216	88	13	,	,	PUNCT
cblr-7216	88	14	and	and	CCONJ
cblr-7216	88	15	security	security	NOUN
cblr-7216	88	16	.	.	PUNCT
cblr-7216	89	1	27	27	NUM
cblr-7216	89	2	payment	payment	NOUN
cblr-7216	89	3	tokens	token	NOUN
cblr-7216	89	4	,	,	PUNCT
cblr-7216	89	5	also	also	ADV
cblr-7216	89	6	referred	refer	VERB
cblr-7216	89	7	to	to	ADP
cblr-7216	89	8	as	as	ADP
cblr-7216	89	9	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	89	10	,	,	PUNCT
cblr-7216	89	11	are	be	AUX
cblr-7216	89	12	a	a	DET
cblr-7216	89	13	unit	unit	NOUN
cblr-7216	89	14	of	of	ADP
cblr-7216	89	15	measurement	measurement	NOUN
cblr-7216	89	16	and	and	CCONJ
cblr-7216	89	17	store	store	NOUN
cblr-7216	89	18	of	of	ADP
cblr-7216	89	19	value	value	NOUN
cblr-7216	89	20	.	.	PUNCT
cblr-7216	90	1	28	28	NUM
cblr-7216	90	2	utility	utility	NOUN
cblr-7216	90	3	tokens	token	NOUN
cblr-7216	90	4	represent	represent	VERB
cblr-7216	90	5	17	17	NUM
cblr-7216	90	6	i	i	PRON
cblr-7216	90	7	d.	d.	PROPN
cblr-7216	90	8	18	18	NUM
cblr-7216	90	9	i	i	PRON
cblr-7216	90	10	d.	d.	PROPN
cblr-7216	90	11	at	at	ADP
cblr-7216	90	12	6	6	NUM
cblr-7216	90	13	.	.	NUM
cblr-7216	90	14	19	19	NUM
cblr-7216	91	1	i	i	NOUN
cblr-7216	91	2	d.	d.	PROPN
cblr-7216	91	3	20	20	NUM
cblr-7216	92	1	i	i	PRON
cblr-7216	92	2	d.	d.	PROPN
cblr-7216	92	3	21	21	NUM
cblr-7216	93	1	i	i	PRON
cblr-7216	93	2	d.	d.	PROPN
cblr-7216	93	3	22	22	NUM
cblr-7216	94	1	i	i	PRON
cblr-7216	94	2	d.	d.	PROPN
cblr-7216	94	3	23	23	NUM
cblr-7216	95	1	i	i	PRON
cblr-7216	95	2	d.	d.	PROPN
cblr-7216	95	3	24	24	NUM
cblr-7216	96	1	i	i	PRON
cblr-7216	96	2	d.	d.	PROPN
cblr-7216	96	3	at	at	ADP
cblr-7216	96	4	8	8	NUM
cblr-7216	96	5	.	.	X
cblr-7216	96	6	25	25	NUM
cblr-7216	97	1	i	i	PRON
cblr-7216	97	2	d.	d.	PROPN
cblr-7216	97	3	26	26	NUM
cblr-7216	98	1	i	i	PRON
cblr-7216	98	2	d.	d.	PROPN
cblr-7216	98	3	27	27	NUM
cblr-7216	99	1	i	i	PRON
cblr-7216	99	2	d.	d.	PROPN
cblr-7216	99	3	28	28	NUM
cblr-7216	100	1	i	i	PRON
cblr-7216	100	2	d.	d.	PROPN
cblr-7216	100	3	4_2020.2_kalaria	4_2020.2_kalaria	PROPN
cblr-7216	100	4	(	(	PUNCT
cblr-7216	100	5	do	do	AUX
cblr-7216	100	6	not	not	PART
cblr-7216	100	7	delete	delete	VERB
cblr-7216	100	8	)	)	PUNCT
cblr-7216	100	9	10/21/2020	10/21/2020	NUM
cblr-7216	100	10	2:04	2:04	NUM
cblr-7216	100	11	pm	pm	NOUN
cblr-7216	100	12	no	no	INTJ
cblr-7216	100	13	.	.	PUNCT
cblr-7216	101	1	2:656	2:656	NUM
cblr-7216	101	2	]	]	PUNCT
cblr-7216	101	3	rated	rate	VERB
cblr-7216	101	4	p	p	NOUN
cblr-7216	101	5	for	for	ADP
cblr-7216	101	6	public	public	ADJ
cblr-7216	101	7	663	663	NUM
cblr-7216	101	8	access	access	NOUN
cblr-7216	101	9	to	to	ADP
cblr-7216	101	10	services	service	NOUN
cblr-7216	101	11	or	or	CCONJ
cblr-7216	101	12	products	product	NOUN
cblr-7216	101	13	provided	provide	VERB
cblr-7216	101	14	by	by	ADP
cblr-7216	101	15	a	a	DET
cblr-7216	101	16	company	company	NOUN
cblr-7216	101	17	,	,	PUNCT
cblr-7216	101	18	similar	similar	ADJ
cblr-7216	101	19	to	to	ADP
cblr-7216	101	20	a	a	DET
cblr-7216	101	21	gift	gift	NOUN
cblr-7216	101	22	card	card	NOUN
cblr-7216	101	23	.	.	PUNCT
cblr-7216	102	1	29	29	NUM
cblr-7216	102	2	security	security	NOUN
cblr-7216	102	3	tokens	token	NOUN
cblr-7216	102	4	represent	represent	VERB
cblr-7216	102	5	an	an	DET
cblr-7216	102	6	equity	equity	NOUN
cblr-7216	102	7	-	-	PUNCT
cblr-7216	102	8	like	like	ADJ
cblr-7216	102	9	investment	investment	NOUN
cblr-7216	102	10	in	in	ADP
cblr-7216	102	11	a	a	DET
cblr-7216	102	12	company	company	NOUN
cblr-7216	102	13	,	,	PUNCT
cblr-7216	102	14	similar	similar	ADJ
cblr-7216	102	15	to	to	ADP
cblr-7216	102	16	buying	buy	VERB
cblr-7216	102	17	shares	share	NOUN
cblr-7216	102	18	of	of	ADP
cblr-7216	102	19	a	a	DET
cblr-7216	102	20	company	company	NOUN
cblr-7216	102	21	on	on	ADP
cblr-7216	102	22	a	a	DET
cblr-7216	102	23	stock	stock	NOUN
cblr-7216	102	24	exchange	exchange	NOUN
cblr-7216	102	25	.	.	PUNCT
cblr-7216	103	1	30	30	NUM
cblr-7216	103	2	token	token	ADJ
cblr-7216	103	3	transactions	transaction	NOUN
cblr-7216	103	4	differ	differ	VERB
cblr-7216	103	5	from	from	ADP
cblr-7216	103	6	traditional	traditional	ADJ
cblr-7216	103	7	financial	financial	ADJ
cblr-7216	103	8	transactions	transaction	NOUN
cblr-7216	103	9	since	since	SCONJ
cblr-7216	103	10	banks	bank	NOUN
cblr-7216	103	11	play	play	VERB
cblr-7216	103	12	a	a	DET
cblr-7216	103	13	critical	critical	ADJ
cblr-7216	103	14	role	role	NOUN
cblr-7216	103	15	as	as	ADP
cblr-7216	103	16	intermediaries	intermediary	NOUN
cblr-7216	103	17	for	for	ADP
cblr-7216	103	18	traditional	traditional	ADJ
cblr-7216	103	19	financial	financial	ADJ
cblr-7216	103	20	transactions	transaction	NOUN
cblr-7216	103	21	.	.	PUNCT
cblr-7216	104	1	unfortunately	unfortunately	ADV
cblr-7216	104	2	,	,	PUNCT
cblr-7216	104	3	banks	bank	NOUN
cblr-7216	104	4	typically	typically	ADV
cblr-7216	104	5	store	store	VERB
cblr-7216	104	6	their	their	PRON
cblr-7216	104	7	data	datum	NOUN
cblr-7216	104	8	on	on	ADP
cblr-7216	104	9	a	a	DET
cblr-7216	104	10	central	central	ADJ
cblr-7216	104	11	ledger	ledger	NOUN
cblr-7216	104	12	,	,	PUNCT
cblr-7216	104	13	creating	create	VERB
cblr-7216	104	14	a	a	DET
cblr-7216	104	15	target	target	NOUN
cblr-7216	104	16	for	for	ADP
cblr-7216	104	17	hackers	hacker	NOUN
cblr-7216	104	18	who	who	PRON
cblr-7216	104	19	may	may	AUX
cblr-7216	104	20	attack	attack	VERB
cblr-7216	104	21	this	this	DET
cblr-7216	104	22	single	single	ADJ
cblr-7216	104	23	point	point	NOUN
cblr-7216	104	24	of	of	ADP
cblr-7216	104	25	failure	failure	NOUN
cblr-7216	104	26	.	.	PUNCT
cblr-7216	105	1	31	31	NUM
cblr-7216	105	2	with	with	ADP
cblr-7216	105	3	this	this	DET
cblr-7216	105	4	issue	issue	NOUN
cblr-7216	105	5	in	in	ADP
cblr-7216	105	6	mind	mind	NOUN
cblr-7216	105	7	,	,	PUNCT
cblr-7216	105	8	bitcoin	bitcoin	PROPN
cblr-7216	105	9	was	be	AUX
cblr-7216	105	10	created	create	VERB
cblr-7216	105	11	to	to	PART
cblr-7216	105	12	allow	allow	VERB
cblr-7216	105	13	users	user	NOUN
cblr-7216	105	14	to	to	PART
cblr-7216	105	15	transfer	transfer	VERB
cblr-7216	105	16	units	unit	NOUN
cblr-7216	105	17	of	of	ADP
cblr-7216	105	18	value	value	NOUN
cblr-7216	105	19	without	without	ADP
cblr-7216	105	20	relying	rely	VERB
cblr-7216	105	21	on	on	ADP
cblr-7216	105	22	banks	bank	NOUN
cblr-7216	105	23	as	as	ADP
cblr-7216	105	24	middlemen	middleman	NOUN
cblr-7216	105	25	.	.	PUNCT
cblr-7216	106	1	32	32	NUM
cblr-7216	107	1	the	the	DET
cblr-7216	107	2	lack	lack	NOUN
cblr-7216	107	3	of	of	ADP
cblr-7216	107	4	a	a	DET
cblr-7216	107	5	central	central	ADJ
cblr-7216	107	6	authority	authority	NOUN
cblr-7216	107	7	in	in	ADP
cblr-7216	107	8	control	control	NOUN
cblr-7216	107	9	of	of	ADP
cblr-7216	107	10	a	a	DET
cblr-7216	107	11	single	single	ADJ
cblr-7216	107	12	ledger	ledger	NOUN
cblr-7216	107	13	is	be	AUX
cblr-7216	107	14	the	the	DET
cblr-7216	107	15	primary	primary	ADJ
cblr-7216	107	16	appeal	appeal	NOUN
cblr-7216	107	17	behind	behind	ADP
cblr-7216	107	18	bitcoin	bitcoin	NOUN
cblr-7216	107	19	,	,	PUNCT
cblr-7216	107	20	and	and	CCONJ
cblr-7216	107	21	certainly	certainly	ADV
cblr-7216	107	22	a	a	DET
cblr-7216	107	23	large	large	ADJ
cblr-7216	107	24	reason	reason	NOUN
cblr-7216	107	25	why	why	SCONJ
cblr-7216	107	26	many	many	ADJ
cblr-7216	107	27	individuals	individual	NOUN
cblr-7216	107	28	advocate	advocate	VERB
cblr-7216	107	29	for	for	ADP
cblr-7216	107	30	cryptocurrency	cryptocurrency	NOUN
cblr-7216	107	31	’s	’s	PART
cblr-7216	107	32	widespread	widespread	ADJ
cblr-7216	107	33	use.33	use.33	NOUN
cblr-7216	107	34	after	after	ADP
cblr-7216	107	35	understanding	understand	VERB
cblr-7216	107	36	the	the	DET
cblr-7216	107	37	background	background	NOUN
cblr-7216	107	38	behind	behind	ADP
cblr-7216	107	39	cryptocurrency	cryptocurrency	NOUN
cblr-7216	107	40	,	,	PUNCT
cblr-7216	107	41	discussing	discuss	VERB
cblr-7216	107	42	the	the	DET
cblr-7216	107	43	fundamentals	fundamental	NOUN
cblr-7216	107	44	of	of	ADP
cblr-7216	107	45	credit	credit	NOUN
cblr-7216	107	46	rating	rating	NOUN
cblr-7216	107	47	agencies	agency	NOUN
cblr-7216	107	48	makes	make	VERB
cblr-7216	107	49	it	it	PRON
cblr-7216	107	50	easier	easy	ADJ
cblr-7216	107	51	to	to	PART
cblr-7216	107	52	explore	explore	VERB
cblr-7216	107	53	and	and	CCONJ
cblr-7216	107	54	appreciate	appreciate	VERB
cblr-7216	107	55	the	the	DET
cblr-7216	107	56	nuances	nuance	NOUN
cblr-7216	107	57	of	of	ADP
cblr-7216	107	58	rating	rating	NOUN
cblr-7216	107	59	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	107	60	.	.	PUNCT
cblr-7216	108	1	credit	credit	NOUN
cblr-7216	108	2	rating	rating	NOUN
cblr-7216	108	3	agencies	agency	NOUN
cblr-7216	108	4	provide	provide	VERB
cblr-7216	108	5	ratings	rating	NOUN
cblr-7216	108	6	to	to	ADP
cblr-7216	108	7	certain	certain	ADJ
cblr-7216	108	8	types	type	NOUN
cblr-7216	108	9	of	of	ADP
cblr-7216	108	10	securities	security	NOUN
cblr-7216	108	11	to	to	PART
cblr-7216	108	12	tell	tell	VERB
cblr-7216	108	13	investors	investor	NOUN
cblr-7216	108	14	whether	whether	SCONJ
cblr-7216	108	15	such	such	ADJ
cblr-7216	108	16	securities	security	NOUN
cblr-7216	108	17	have	have	VERB
cblr-7216	108	18	a	a	DET
cblr-7216	108	19	high	high	ADJ
cblr-7216	108	20	or	or	CCONJ
cblr-7216	108	21	low	low	ADJ
cblr-7216	108	22	default	default	NOUN
cblr-7216	108	23	risk.34	risk.34	NOUN
cblr-7216	108	24	these	these	DET
cblr-7216	108	25	ratings	rating	NOUN
cblr-7216	108	26	play	play	VERB
cblr-7216	108	27	an	an	DET
cblr-7216	108	28	important	important	ADJ
cblr-7216	108	29	role	role	NOUN
cblr-7216	108	30	in	in	ADP
cblr-7216	108	31	capital	capital	NOUN
cblr-7216	108	32	markets	market	NOUN
cblr-7216	108	33	as	as	SCONJ
cblr-7216	108	34	they	they	PRON
cblr-7216	108	35	indicate	indicate	VERB
cblr-7216	108	36	to	to	ADP
cblr-7216	108	37	investors	investor	NOUN
cblr-7216	108	38	the	the	DET
cblr-7216	108	39	value	value	NOUN
cblr-7216	108	40	and	and	CCONJ
cblr-7216	108	41	safety	safety	NOUN
cblr-7216	108	42	of	of	ADP
cblr-7216	108	43	their	their	PRON
cblr-7216	108	44	investment	investment	NOUN
cblr-7216	108	45	.	.	PUNCT
cblr-7216	109	1	b.	b.	PROPN
cblr-7216	109	2	credit	credit	NOUN
cblr-7216	109	3	rating	rating	NOUN
cblr-7216	109	4	agency	agency	NOUN
cblr-7216	109	5	background	background	NOUN
cblr-7216	109	6	establishing	establish	VERB
cblr-7216	109	7	a	a	DET
cblr-7216	109	8	background	background	NOUN
cblr-7216	109	9	knowledge	knowledge	NOUN
cblr-7216	109	10	on	on	ADP
cblr-7216	109	11	credit	credit	NOUN
cblr-7216	109	12	rating	rating	NOUN
cblr-7216	109	13	agencies	agency	NOUN
cblr-7216	109	14	facilitates	facilitate	VERB
cblr-7216	109	15	the	the	DET
cblr-7216	109	16	process	process	NOUN
cblr-7216	109	17	of	of	ADP
cblr-7216	109	18	analogizing	analogize	VERB
cblr-7216	109	19	between	between	ADP
cblr-7216	109	20	cryptocurrency	cryptocurrency	NOUN
cblr-7216	109	21	ratings	rating	NOUN
cblr-7216	109	22	and	and	CCONJ
cblr-7216	109	23	credit	credit	NOUN
cblr-7216	109	24	ratings	rating	NOUN
cblr-7216	109	25	.	.	PUNCT
cblr-7216	110	1	credit	credit	NOUN
cblr-7216	110	2	rating	rating	NOUN
cblr-7216	110	3	agencies	agency	NOUN
cblr-7216	110	4	are	be	AUX
cblr-7216	110	5	specialized	specialized	ADJ
cblr-7216	110	6	organizations	organization	NOUN
cblr-7216	110	7	focused	focus	VERB
cblr-7216	110	8	on	on	ADP
cblr-7216	110	9	assessing	assess	VERB
cblr-7216	110	10	the	the	DET
cblr-7216	110	11	credit	credit	NOUN
cblr-7216	110	12	risk	risk	NOUN
cblr-7216	110	13	of	of	ADP
cblr-7216	110	14	private	private	ADJ
cblr-7216	110	15	and	and	CCONJ
cblr-7216	110	16	public	public	ADJ
cblr-7216	110	17	companies	company	NOUN
cblr-7216	110	18	that	that	PRON
cblr-7216	110	19	seek	seek	VERB
cblr-7216	110	20	capital	capital	NOUN
cblr-7216	110	21	markets	market	NOUN
cblr-7216	110	22	29	29	NUM
cblr-7216	110	23	i	i	PRON
cblr-7216	110	24	d.	d.	PROPN
cblr-7216	110	25	30	30	NUM
cblr-7216	111	1	i	i	PRON
cblr-7216	111	2	d.	d.	PROPN
cblr-7216	111	3	31	31	NUM
cblr-7216	112	1	i	i	PRON
cblr-7216	112	2	d.	d.	PROPN
cblr-7216	112	3	32	32	NUM
cblr-7216	113	1	i	i	PRON
cblr-7216	113	2	d.	d.	PROPN
cblr-7216	113	3	33	33	NUM
cblr-7216	114	1	i	i	PRON
cblr-7216	114	2	d.	d.	PROPN
cblr-7216	114	3	34	34	NUM
cblr-7216	114	4	updated	update	VERB
cblr-7216	114	5	investor	investor	NOUN
cblr-7216	114	6	bulletin	bulletin	NOUN
cblr-7216	114	7	:	:	PUNCT
cblr-7216	114	8	the	the	DET
cblr-7216	114	9	abcs	abc	NOUN
cblr-7216	114	10	of	of	ADP
cblr-7216	114	11	credit	credit	NOUN
cblr-7216	114	12	ratings	rating	NOUN
cblr-7216	114	13	,	,	PUNCT
cblr-7216	114	14	sec	sec	PROPN
cblr-7216	114	15	.	.	PROPN
cblr-7216	114	16	&	&	CCONJ
cblr-7216	114	17	exchange	exchange	PROPN
cblr-7216	114	18	commission	commission	PROPN
cblr-7216	114	19	(	(	PUNCT
cblr-7216	114	20	oct	oct	PROPN
cblr-7216	114	21	.	.	PROPN
cblr-7216	114	22	12	12	NUM
cblr-7216	114	23	,	,	PUNCT
cblr-7216	114	24	2017	2017	NUM
cblr-7216	114	25	)	)	PUNCT
cblr-7216	114	26	,	,	PUNCT
cblr-7216	114	27	https://www.sec.gov/oiea/investoralerts-and-bulletins/ib_creditratings	https://www.sec.gov/oiea/investoralerts-and-bulletins/ib_creditrating	NOUN
cblr-7216	115	1	[	[	X
cblr-7216	115	2	https://perma.cc/jy7l-wkl4	https://perma.cc/jy7l-wkl4	X
cblr-7216	115	3	]	]	PUNCT
cblr-7216	115	4	.	.	PUNCT
cblr-7216	116	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	116	2	(	(	PUNCT
cblr-7216	116	3	do	do	AUX
cblr-7216	116	4	not	not	PART
cblr-7216	116	5	delte	delte	VERB
cblr-7216	116	6	)	)	PUNCT
cblr-7216	116	7	10/21/2020	10/21/2020	NUM
cblr-7216	116	8	2:04	2:04	NUM
cblr-7216	116	9	pm	pm	NOUN
cblr-7216	117	1	664	664	NUM
cblr-7216	117	2	columbia	columbia	PROPN
cblr-7216	117	3	business	business	NOUN
cblr-7216	117	4	law	law	PROPN
cblr-7216	117	5	review	review	NOUN
cblr-7216	118	1	[	[	X
cblr-7216	118	2	vol	vol	NOUN
cblr-7216	118	3	.	.	PUNCT
cblr-7216	118	4	2020	2020	NUM
cblr-7216	118	5	financing.35	financing.35	NOUN
cblr-7216	118	6	credit	credit	NOUN
cblr-7216	118	7	rating	rating	NOUN
cblr-7216	118	8	agencies	agency	NOUN
cblr-7216	118	9	give	give	VERB
cblr-7216	118	10	low	low	ADJ
cblr-7216	118	11	ratings	rating	NOUN
cblr-7216	118	12	to	to	PART
cblr-7216	118	13	highrisk	highrisk	VERB
cblr-7216	118	14	products	product	NOUN
cblr-7216	118	15	and	and	CCONJ
cblr-7216	118	16	securities	security	NOUN
cblr-7216	118	17	because	because	SCONJ
cblr-7216	118	18	the	the	DET
cblr-7216	118	19	issuers	issuer	NOUN
cblr-7216	118	20	are	be	AUX
cblr-7216	118	21	considered	consider	VERB
cblr-7216	118	22	to	to	PART
cblr-7216	118	23	have	have	VERB
cblr-7216	118	24	a	a	DET
cblr-7216	118	25	higher	high	ADJ
cblr-7216	118	26	likelihood	likelihood	NOUN
cblr-7216	118	27	of	of	ADP
cblr-7216	118	28	default.36	default.36	NOUN
cblr-7216	118	29	similarly	similarly	ADV
cblr-7216	118	30	,	,	PUNCT
cblr-7216	118	31	credit	credit	NOUN
cblr-7216	118	32	rating	rating	NOUN
cblr-7216	118	33	agencies	agency	NOUN
cblr-7216	118	34	give	give	VERB
cblr-7216	118	35	high	high	ADJ
cblr-7216	118	36	ratings	rating	NOUN
cblr-7216	118	37	to	to	ADP
cblr-7216	118	38	low	low	ADJ
cblr-7216	118	39	-	-	PUNCT
cblr-7216	118	40	risk	risk	NOUN
cblr-7216	118	41	products	product	NOUN
cblr-7216	118	42	and	and	CCONJ
cblr-7216	118	43	securities	security	NOUN
cblr-7216	118	44	because	because	SCONJ
cblr-7216	118	45	the	the	DET
cblr-7216	118	46	issuers	issuer	NOUN
cblr-7216	118	47	are	be	AUX
cblr-7216	118	48	fairly	fairly	ADV
cblr-7216	118	49	likely	likely	ADJ
cblr-7216	118	50	to	to	PART
cblr-7216	118	51	stay	stay	VERB
cblr-7216	118	52	solvent	solvent	ADJ
cblr-7216	118	53	and	and	CCONJ
cblr-7216	118	54	meet	meet	VERB
cblr-7216	118	55	their	their	PRON
cblr-7216	118	56	financial	financial	ADJ
cblr-7216	118	57	obligations.37	obligations.37	NOUN
cblr-7216	118	58	in	in	ADP
cblr-7216	118	59	short	short	ADJ
cblr-7216	118	60	,	,	PUNCT
cblr-7216	118	61	in	in	ADP
cblr-7216	118	62	gauging	gauge	VERB
cblr-7216	118	63	issuers	issuer	NOUN
cblr-7216	118	64	’	'	PUNCT
cblr-7216	118	65	ability	ability	NOUN
cblr-7216	118	66	to	to	PART
cblr-7216	118	67	meet	meet	VERB
cblr-7216	118	68	their	their	PRON
cblr-7216	118	69	financial	financial	ADJ
cblr-7216	118	70	obligations	obligation	NOUN
cblr-7216	118	71	credit	credit	NOUN
cblr-7216	118	72	rating	rating	NOUN
cblr-7216	118	73	agencies	agency	NOUN
cblr-7216	118	74	work	work	VERB
cblr-7216	118	75	to	to	PART
cblr-7216	118	76	predict	predict	VERB
cblr-7216	118	77	the	the	DET
cblr-7216	118	78	chance	chance	NOUN
cblr-7216	118	79	of	of	ADP
cblr-7216	118	80	a	a	DET
cblr-7216	118	81	financial	financial	ADJ
cblr-7216	118	82	product	product	NOUN
cblr-7216	118	83	being	be	AUX
cblr-7216	118	84	repaid	repay	VERB
cblr-7216	118	85	,	,	PUNCT
cblr-7216	118	86	in	in	ADP
cblr-7216	118	87	part	part	NOUN
cblr-7216	118	88	or	or	CCONJ
cblr-7216	118	89	in	in	ADP
cblr-7216	118	90	whole.38	whole.38	PROPN
cblr-7216	118	91	credit	credit	NOUN
cblr-7216	118	92	rating	rating	NOUN
cblr-7216	118	93	agencies	agency	NOUN
cblr-7216	118	94	are	be	AUX
cblr-7216	118	95	considered	consider	VERB
cblr-7216	118	96	“	"	PUNCT
cblr-7216	118	97	gatekeepers	gatekeeper	NOUN
cblr-7216	118	98	”	"	PUNCT
cblr-7216	118	99	for	for	ADP
cblr-7216	118	100	financial	financial	ADJ
cblr-7216	118	101	markets.39	markets.39	NOUN
cblr-7216	118	102	without	without	ADP
cblr-7216	118	103	offering	offer	VERB
cblr-7216	118	104	investors	investor	NOUN
cblr-7216	118	105	quality	quality	NOUN
cblr-7216	118	106	assurance	assurance	NOUN
cblr-7216	118	107	,	,	PUNCT
cblr-7216	118	108	it	it	PRON
cblr-7216	118	109	became	become	VERB
cblr-7216	118	110	hard	hard	ADJ
cblr-7216	118	111	for	for	SCONJ
cblr-7216	118	112	issuers	issuer	NOUN
cblr-7216	118	113	to	to	PART
cblr-7216	118	114	access	access	VERB
cblr-7216	118	115	capital	capital	NOUN
cblr-7216	118	116	markets	market	NOUN
cblr-7216	118	117	,	,	PUNCT
cblr-7216	118	118	so	so	SCONJ
cblr-7216	118	119	they	they	PRON
cblr-7216	118	120	began	begin	VERB
cblr-7216	118	121	paying	pay	VERB
cblr-7216	118	122	for	for	ADP
cblr-7216	118	123	credit	credit	NOUN
cblr-7216	118	124	ratings	rating	NOUN
cblr-7216	118	125	,	,	PUNCT
cblr-7216	118	126	which	which	PRON
cblr-7216	118	127	essentially	essentially	ADV
cblr-7216	118	128	served	serve	VERB
cblr-7216	118	129	as	as	ADP
cblr-7216	118	130	“	"	PUNCT
cblr-7216	118	131	seals	seal	NOUN
cblr-7216	118	132	of	of	ADP
cblr-7216	118	133	approval	approval	NOUN
cblr-7216	118	134	.	.	PUNCT
cblr-7216	119	1	”40	”40	PROPN
cblr-7216	119	2	nationally	nationally	ADV
cblr-7216	119	3	recognized	recognize	VERB
cblr-7216	119	4	statistical	statistical	ADJ
cblr-7216	119	5	rating	rating	NOUN
cblr-7216	119	6	organizations	organization	NOUN
cblr-7216	119	7	(	(	PUNCT
cblr-7216	119	8	“	"	PUNCT
cblr-7216	119	9	nrsros	nrsros	PROPN
cblr-7216	119	10	”	"	PUNCT
cblr-7216	119	11	)	)	PUNCT
cblr-7216	119	12	are	be	AUX
cblr-7216	119	13	credit	credit	NOUN
cblr-7216	119	14	rating	rating	NOUN
cblr-7216	119	15	agencies	agency	NOUN
cblr-7216	119	16	registered	register	VERB
cblr-7216	119	17	with	with	ADP
cblr-7216	119	18	the	the	DET
cblr-7216	119	19	securities	securities	PROPN
cblr-7216	119	20	and	and	CCONJ
cblr-7216	119	21	exchange	exchange	PROPN
cblr-7216	119	22	commission	commission	PROPN
cblr-7216	119	23	(	(	PUNCT
cblr-7216	119	24	“	"	PUNCT
cblr-7216	119	25	the	the	DET
cblr-7216	119	26	sec	sec	PROPN
cblr-7216	119	27	”	"	PUNCT
cblr-7216	119	28	)	)	PUNCT
cblr-7216	119	29	under	under	ADP
cblr-7216	119	30	section	section	NOUN
cblr-7216	119	31	15e	15e	PROPN
cblr-7216	119	32	of	of	ADP
cblr-7216	119	33	the	the	DET
cblr-7216	119	34	exchange	exchange	NOUN
cblr-7216	119	35	act.41	act.41	NOUN
cblr-7216	119	36	as	as	ADP
cblr-7216	119	37	of	of	ADP
cblr-7216	119	38	january	january	PROPN
cblr-7216	119	39	15	15	NUM
cblr-7216	119	40	,	,	PUNCT
cblr-7216	119	41	2020	2020	NUM
cblr-7216	119	42	,	,	PUNCT
cblr-7216	119	43	there	there	PRON
cblr-7216	119	44	are	be	VERB
cblr-7216	119	45	nine	nine	NUM
cblr-7216	119	46	credit	credit	NOUN
cblr-7216	119	47	rating	rating	NOUN
cblr-7216	119	48	agencies	agency	NOUN
cblr-7216	119	49	in	in	ADP
cblr-7216	119	50	the	the	DET
cblr-7216	119	51	u.s	u.s	PROPN
cblr-7216	119	52	.	.	PROPN
cblr-7216	119	53	registered	register	VERB
cblr-7216	119	54	as	as	ADP
cblr-7216	119	55	nrsros.42	nrsros.42	NOUN
cblr-7216	119	56	as	as	ADP
cblr-7216	119	57	a	a	DET
cblr-7216	119	58	result	result	NOUN
cblr-7216	119	59	of	of	ADP
cblr-7216	119	60	the	the	DET
cblr-7216	119	61	regulatory	regulatory	ADJ
cblr-7216	119	62	benefits	benefit	NOUN
cblr-7216	119	63	of	of	ADP
cblr-7216	119	64	being	be	AUX
cblr-7216	119	65	designated	designate	VERB
cblr-7216	119	66	a	a	DET
cblr-7216	119	67	nrsro	nrsro	ADJ
cblr-7216	119	68	,	,	PUNCT
cblr-7216	119	69	these	these	DET
cblr-7216	119	70	selected	select	VERB
cblr-7216	119	71	rating	rating	NOUN
cblr-7216	119	72	agencies	agency	NOUN
cblr-7216	119	73	have	have	VERB
cblr-7216	119	74	oligopolistic	oligopolistic	ADJ
cblr-7216	119	75	control	control	NOUN
cblr-7216	119	76	of	of	ADP
cblr-7216	119	77	the	the	DET
cblr-7216	119	78	credit	credit	NOUN
cblr-7216	119	79	rating	rating	NOUN
cblr-7216	119	80	space.43	space.43	NOUN
cblr-7216	119	81	specifically	specifically	ADV
cblr-7216	119	82	,	,	PUNCT
cblr-7216	119	83	the	the	DET
cblr-7216	119	84	35	35	NUM
cblr-7216	119	85	reyes	reye	NOUN
cblr-7216	119	86	pariente	pariente	NOUN
cblr-7216	119	87	,	,	PUNCT
cblr-7216	119	88	what	what	PRON
cblr-7216	119	89	are	be	AUX
cblr-7216	119	90	rating	rate	VERB
cblr-7216	119	91	agencies	agency	NOUN
cblr-7216	119	92	?	?	PUNCT
cblr-7216	119	93	,	,	PUNCT
cblr-7216	119	94	bbva	bbva	PROPN
cblr-7216	119	95	(	(	PUNCT
cblr-7216	119	96	may	may	PROPN
cblr-7216	119	97	4	4	NUM
cblr-7216	119	98	,	,	PUNCT
cblr-7216	119	99	2017	2017	NUM
cblr-7216	119	100	)	)	PUNCT
cblr-7216	119	101	,	,	PUNCT
cblr-7216	119	102	https://www.bbva.com/en/what-are-rating-agencies/	https://www.bbva.com/en/what-are-rating-agencies/	PROPN
cblr-7216	120	1	[	[	X
cblr-7216	120	2	https://perma.cc/66sg-xta5	https://perma.cc/66sg-xta5	X
cblr-7216	120	3	]	]	X
cblr-7216	120	4	.	.	PUNCT
cblr-7216	121	1	36	36	NUM
cblr-7216	122	1	i	i	PRON
cblr-7216	122	2	d.	d.	PROPN
cblr-7216	122	3	37	37	NUM
cblr-7216	123	1	i	i	PROPN
cblr-7216	123	2	d.	d.	PROPN
cblr-7216	123	3	38	38	NUM
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cblr-7216	123	5	mcclintock	mcclintock	PROPN
cblr-7216	123	6	ekins	ekins	PROPN
cblr-7216	123	7	&	&	CCONJ
cblr-7216	123	8	mark	mark	PROPN
cblr-7216	123	9	a.	a.	PROPN
cblr-7216	123	10	calabria	calabria	PROPN
cblr-7216	123	11	,	,	PUNCT
cblr-7216	123	12	cato	cato	PROPN
cblr-7216	123	13	inst	inst	PROPN
cblr-7216	123	14	.	.	PROPN
cblr-7216	123	15	,	,	PUNCT
cblr-7216	123	16	regulation	regulation	NOUN
cblr-7216	123	17	,	,	PUNCT
cblr-7216	123	18	market	market	NOUN
cblr-7216	123	19	structure	structure	NOUN
cblr-7216	123	20	,	,	PUNCT
cblr-7216	123	21	and	and	CCONJ
cblr-7216	123	22	role	role	NOUN
cblr-7216	123	23	of	of	ADP
cblr-7216	123	24	the	the	DET
cblr-7216	123	25	credit	credit	NOUN
cblr-7216	123	26	rating	rating	NOUN
cblr-7216	123	27	agencies	agency	NOUN
cblr-7216	123	28	3	3	NUM
cblr-7216	123	29	(	(	PUNCT
cblr-7216	123	30	2012	2012	NUM
cblr-7216	123	31	)	)	PUNCT
cblr-7216	123	32	,	,	PUNCT
cblr-7216	123	33	https://www.cato.org/publications/policy-analysis/regulation-market-structure-role-credit-rating-agencies	https://www.cato.org/publications/policy-analysis/regulation-market-structure-role-credit-rating-agencie	NOUN
cblr-7216	124	1	[	[	X
cblr-7216	124	2	https://perma.cc/5paq-g2xr	https://perma.cc/5paq-g2xr	X
cblr-7216	124	3	]	]	X
cblr-7216	124	4	.	.	PUNCT
cblr-7216	125	1	39	39	NUM
cblr-7216	125	2	josh	josh	PROPN
cblr-7216	125	3	wolfson	wolfson	PROPN
cblr-7216	125	4	&	&	CCONJ
cblr-7216	125	5	corinne	corinne	PROPN
cblr-7216	125	6	crawford	crawford	PROPN
cblr-7216	125	7	,	,	PUNCT
cblr-7216	125	8	lessons	lesson	NOUN
cblr-7216	125	9	from	from	ADP
cblr-7216	125	10	the	the	DET
cblr-7216	125	11	current	current	ADJ
cblr-7216	125	12	financial	financial	ADJ
cblr-7216	125	13	crisis	crisis	NOUN
cblr-7216	125	14	:	:	PUNCT
cblr-7216	125	15	should	should	AUX
cblr-7216	125	16	credit	credit	NOUN
cblr-7216	125	17	rating	rating	NOUN
cblr-7216	125	18	agencies	agency	NOUN
cblr-7216	125	19	be	be	AUX
cblr-7216	125	20	re	re	VERB
cblr-7216	125	21	-	-	VERB
cblr-7216	125	22	structured	structured	ADJ
cblr-7216	125	23	?	?	PUNCT
cblr-7216	126	1	,	,	PUNCT
cblr-7216	126	2	8	8	NUM
cblr-7216	126	3	j.	j.	PROPN
cblr-7216	126	4	bus	bus	PROPN
cblr-7216	126	5	.	.	PROPN
cblr-7216	126	6	&	&	CCONJ
cblr-7216	126	7	econ	econ	PROPN
cblr-7216	126	8	.	.	PUNCT
cblr-7216	127	1	res	re	NOUN
cblr-7216	127	2	.	.	PROPN
cblr-7216	127	3	85	85	NUM
cblr-7216	127	4	,	,	PUNCT
cblr-7216	127	5	85–86	85–86	NUM
cblr-7216	127	6	(	(	PUNCT
cblr-7216	127	7	2010	2010	NUM
cblr-7216	127	8	)	)	PUNCT
cblr-7216	127	9	.	.	PUNCT
cblr-7216	128	1	40	40	NUM
cblr-7216	129	1	i	i	PRON
cblr-7216	129	2	d.	d.	PROPN
cblr-7216	129	3	at	at	ADP
cblr-7216	129	4	87	87	NUM
cblr-7216	129	5	.	.	PUNCT
cblr-7216	130	1	41	41	NUM
cblr-7216	130	2	15	15	NUM
cblr-7216	130	3	u.s.c	u.s.c	NOUN
cblr-7216	130	4	.	.	PUNCT
cblr-7216	131	1	§	§	PROPN
cblr-7216	131	2	78o-7	78o-7	PROPN
cblr-7216	131	3	(	(	PUNCT
cblr-7216	131	4	2018	2018	NUM
cblr-7216	131	5	)	)	PUNCT
cblr-7216	131	6	.	.	PUNCT
cblr-7216	132	1	42	42	NUM
cblr-7216	132	2	sec	sec	PROPN
cblr-7216	132	3	.	.	PROPN
cblr-7216	132	4	&	&	CCONJ
cblr-7216	132	5	exch	exch	PROPN
cblr-7216	132	6	.	.	PUNCT
cblr-7216	133	1	comm’n	comm’n	PROPN
cblr-7216	133	2	,	,	PUNCT
cblr-7216	133	3	annual	annual	ADJ
cblr-7216	133	4	report	report	NOUN
cblr-7216	133	5	on	on	ADP
cblr-7216	133	6	nationally	nationally	ADV
cblr-7216	133	7	recognized	recognize	VERB
cblr-7216	133	8	statistical	statistical	ADJ
cblr-7216	133	9	rating	rating	NOUN
cblr-7216	133	10	organizations	organization	NOUN
cblr-7216	133	11	2	2	NUM
cblr-7216	133	12	(	(	PUNCT
cblr-7216	133	13	2020	2020	NUM
cblr-7216	133	14	)	)	PUNCT
cblr-7216	133	15	,	,	PUNCT
cblr-7216	133	16	https://www.sec.gov/files/2019-annual-report-on-nrsros.pdf	https://www.sec.gov/files/2019-annual-report-on-nrsros.pdf	PROPN
cblr-7216	133	17	[	[	X
cblr-7216	133	18	https://perma.cc/qy4b-9wyr	https://perma.cc/qy4b-9wyr	X
cblr-7216	133	19	]	]	PUNCT
cblr-7216	133	20	.	.	PUNCT
cblr-7216	134	1	43	43	NUM
cblr-7216	134	2	see	see	VERB
cblr-7216	134	3	ekins	ekin	NOUN
cblr-7216	134	4	&	&	CCONJ
cblr-7216	134	5	calabria	calabria	PROPN
cblr-7216	134	6	,	,	PUNCT
cblr-7216	134	7	supra	supra	PROPN
cblr-7216	134	8	note	note	NOUN
cblr-7216	134	9	38	38	NUM
cblr-7216	134	10	,	,	PUNCT
cblr-7216	134	11	at	at	ADP
cblr-7216	134	12	19	19	NUM
cblr-7216	134	13	.	.	PUNCT
cblr-7216	134	14	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	135	1	(	(	PUNCT
cblr-7216	135	2	do	do	AUX
cblr-7216	135	3	not	not	PART
cblr-7216	135	4	delete	delete	VERB
cblr-7216	135	5	)	)	PUNCT
cblr-7216	135	6	10/21/2020	10/21/2020	NUM
cblr-7216	135	7	2:04	2:04	NUM
cblr-7216	135	8	pm	pm	NOUN
cblr-7216	135	9	no	no	INTJ
cblr-7216	135	10	.	.	PUNCT
cblr-7216	136	1	2:656	2:656	NUM
cblr-7216	136	2	]	]	PUNCT
cblr-7216	136	3	rated	rate	VERB
cblr-7216	136	4	p	p	NOUN
cblr-7216	136	5	for	for	ADP
cblr-7216	136	6	public	public	ADJ
cblr-7216	136	7	665	665	NUM
cblr-7216	136	8	demand	demand	NOUN
cblr-7216	136	9	for	for	ADP
cblr-7216	136	10	nrsro	nrsro	ADJ
cblr-7216	136	11	ratings	rating	NOUN
cblr-7216	136	12	skyrocketed	skyrocket	VERB
cblr-7216	136	13	as	as	SCONJ
cblr-7216	136	14	specific	specific	ADJ
cblr-7216	136	15	kinds	kind	NOUN
cblr-7216	136	16	of	of	ADP
cblr-7216	136	17	investors	investor	NOUN
cblr-7216	136	18	were	be	AUX
cblr-7216	136	19	legally	legally	ADV
cblr-7216	136	20	required	require	VERB
cblr-7216	136	21	to	to	PART
cblr-7216	136	22	invest	invest	VERB
cblr-7216	136	23	in	in	ADP
cblr-7216	136	24	securities	security	NOUN
cblr-7216	136	25	rated	rate	VERB
cblr-7216	136	26	highly	highly	ADV
cblr-7216	136	27	by	by	ADP
cblr-7216	136	28	nrsros.44	nrsros.44	NOUN
cblr-7216	136	29	the	the	DET
cblr-7216	136	30	importance	importance	NOUN
cblr-7216	136	31	of	of	ADP
cblr-7216	136	32	credit	credit	NOUN
cblr-7216	136	33	ratings	rating	NOUN
cblr-7216	136	34	combined	combine	VERB
cblr-7216	136	35	with	with	ADP
cblr-7216	136	36	the	the	DET
cblr-7216	136	37	small	small	ADJ
cblr-7216	136	38	number	number	NOUN
cblr-7216	136	39	of	of	ADP
cblr-7216	136	40	nrsros	nrsro	NOUN
cblr-7216	136	41	give	give	VERB
cblr-7216	136	42	these	these	DET
cblr-7216	136	43	specially	specially	ADV
cblr-7216	136	44	designated	designate	VERB
cblr-7216	136	45	rating	rating	NOUN
cblr-7216	136	46	agencies	agency	NOUN
cblr-7216	136	47	significant	significant	ADJ
cblr-7216	136	48	power	power	NOUN
cblr-7216	136	49	through	through	ADP
cblr-7216	136	50	the	the	DET
cblr-7216	136	51	ratings	rating	NOUN
cblr-7216	136	52	they	they	PRON
cblr-7216	136	53	offer	offer	VERB
cblr-7216	136	54	.	.	PUNCT
cblr-7216	137	1	in	in	ADP
cblr-7216	137	2	this	this	DET
cblr-7216	137	3	low	low	ADJ
cblr-7216	137	4	competition	competition	NOUN
cblr-7216	137	5	environment	environment	NOUN
cblr-7216	137	6	,	,	PUNCT
cblr-7216	137	7	nrsros	nrsros	PROPN
cblr-7216	137	8	are	be	AUX
cblr-7216	137	9	unlikely	unlikely	ADJ
cblr-7216	137	10	to	to	PART
cblr-7216	137	11	improve	improve	VERB
cblr-7216	137	12	their	their	PRON
cblr-7216	137	13	rating	rating	NOUN
cblr-7216	137	14	methodologies	methodology	NOUN
cblr-7216	137	15	since	since	SCONJ
cblr-7216	137	16	they	they	PRON
cblr-7216	137	17	have	have	VERB
cblr-7216	137	18	little	little	ADJ
cblr-7216	137	19	incentive	incentive	NOUN
cblr-7216	137	20	to	to	PART
cblr-7216	137	21	do	do	AUX
cblr-7216	137	22	so.45	so.45	VERB
cblr-7216	137	23	this	this	PRON
cblr-7216	137	24	is	be	AUX
cblr-7216	137	25	consistent	consistent	ADJ
cblr-7216	137	26	with	with	ADP
cblr-7216	137	27	the	the	DET
cblr-7216	137	28	usual	usual	ADJ
cblr-7216	137	29	view	view	NOUN
cblr-7216	137	30	of	of	ADP
cblr-7216	137	31	oligopolies	oligopoly	NOUN
cblr-7216	137	32	as	as	ADP
cblr-7216	137	33	inefficient	inefficient	ADJ
cblr-7216	137	34	and	and	CCONJ
cblr-7216	137	35	unproductive	unproductive	ADJ
cblr-7216	137	36	since	since	SCONJ
cblr-7216	137	37	they	they	PRON
cblr-7216	137	38	lack	lack	VERB
cblr-7216	137	39	an	an	DET
cblr-7216	137	40	efficient	efficient	ADJ
cblr-7216	137	41	market	market	NOUN
cblr-7216	137	42	determination	determination	NOUN
cblr-7216	137	43	of	of	ADP
cblr-7216	137	44	prices.46	prices.46	NOUN
cblr-7216	137	45	in	in	ADP
cblr-7216	137	46	the	the	DET
cblr-7216	137	47	world	world	NOUN
cblr-7216	137	48	of	of	ADP
cblr-7216	137	49	rating	rating	NOUN
cblr-7216	137	50	agencies	agency	NOUN
cblr-7216	137	51	,	,	PUNCT
cblr-7216	137	52	this	this	DET
cblr-7216	137	53	inefficiency	inefficiency	NOUN
cblr-7216	137	54	could	could	AUX
cblr-7216	137	55	lead	lead	VERB
cblr-7216	137	56	to	to	ADP
cblr-7216	137	57	inaccurate	inaccurate	ADJ
cblr-7216	137	58	ratings	rating	NOUN
cblr-7216	137	59	and	and	CCONJ
cblr-7216	137	60	methodological	methodological	ADJ
cblr-7216	137	61	errors.47	errors.47	ADJ
cblr-7216	137	62	rating	rating	NOUN
cblr-7216	137	63	agencies	agency	NOUN
cblr-7216	137	64	began	begin	VERB
cblr-7216	137	65	with	with	ADP
cblr-7216	137	66	the	the	DET
cblr-7216	137	67	mission	mission	NOUN
cblr-7216	137	68	of	of	ADP
cblr-7216	137	69	providing	provide	VERB
cblr-7216	137	70	transparency	transparency	NOUN
cblr-7216	137	71	to	to	ADP
cblr-7216	137	72	investors	investor	NOUN
cblr-7216	137	73	,	,	PUNCT
cblr-7216	137	74	with	with	ADP
cblr-7216	137	75	moody	moody	PROPN
cblr-7216	137	76	’s	’s	PART
cblr-7216	137	77	,	,	PUNCT
cblr-7216	137	78	the	the	DET
cblr-7216	137	79	first	first	ADJ
cblr-7216	137	80	public	public	ADJ
cblr-7216	137	81	publisher	publisher	NOUN
cblr-7216	137	82	of	of	ADP
cblr-7216	137	83	bond	bond	NOUN
cblr-7216	137	84	ratings	rating	NOUN
cblr-7216	137	85	,	,	PUNCT
cblr-7216	137	86	using	use	VERB
cblr-7216	137	87	an	an	DET
cblr-7216	137	88	investor	investor	NOUN
cblr-7216	137	89	-	-	PUNCT
cblr-7216	137	90	pays	pay	NOUN
cblr-7216	137	91	business	business	NOUN
cblr-7216	137	92	model	model	NOUN
cblr-7216	137	93	in	in	ADP
cblr-7216	137	94	which	which	PRON
cblr-7216	137	95	firms	firm	NOUN
cblr-7216	137	96	sold	sell	VERB
cblr-7216	137	97	bond	bond	NOUN
cblr-7216	137	98	ratings	rating	NOUN
cblr-7216	137	99	to	to	PART
cblr-7216	137	100	investors.48	investors.48	VERB
cblr-7216	137	101	later	later	ADV
cblr-7216	137	102	however	however	ADV
cblr-7216	137	103	,	,	PUNCT
cblr-7216	137	104	credit	credit	NOUN
cblr-7216	137	105	rating	rating	NOUN
cblr-7216	137	106	agencies	agency	NOUN
cblr-7216	137	107	switched	switch	VERB
cblr-7216	137	108	to	to	ADP
cblr-7216	137	109	an	an	DET
cblr-7216	137	110	issuer	issuer	NOUN
cblr-7216	137	111	pays	pay	VERB
cblr-7216	137	112	model	model	NOUN
cblr-7216	137	113	in	in	ADP
cblr-7216	137	114	which	which	PRON
cblr-7216	137	115	the	the	DET
cblr-7216	137	116	issuer	issuer	NOUN
cblr-7216	137	117	pays	pay	VERB
cblr-7216	137	118	the	the	DET
cblr-7216	137	119	credit	credit	NOUN
cblr-7216	137	120	rating	rating	NOUN
cblr-7216	137	121	agency	agency	NOUN
cblr-7216	137	122	to	to	PART
cblr-7216	137	123	rate	rate	VERB
cblr-7216	137	124	its	its	PRON
cblr-7216	137	125	bond.49	bond.49	NOUN
cblr-7216	137	126	this	this	DET
cblr-7216	137	127	shift	shift	NOUN
cblr-7216	137	128	created	create	VERB
cblr-7216	137	129	the	the	DET
cblr-7216	137	130	incentive	incentive	NOUN
cblr-7216	137	131	for	for	SCONJ
cblr-7216	137	132	credit	credit	NOUN
cblr-7216	137	133	rating	rating	NOUN
cblr-7216	137	134	agencies	agency	NOUN
cblr-7216	137	135	to	to	PART
cblr-7216	137	136	inflate	inflate	VERB
cblr-7216	137	137	ratings	rating	NOUN
cblr-7216	137	138	,	,	PUNCT
cblr-7216	137	139	as	as	SCONJ
cblr-7216	137	140	issuers	issuer	NOUN
cblr-7216	137	141	could	could	AUX
cblr-7216	137	142	simply	simply	ADV
cblr-7216	137	143	“	"	PUNCT
cblr-7216	137	144	shop	shop	NOUN
cblr-7216	137	145	”	"	PUNCT
cblr-7216	137	146	for	for	ADP
cblr-7216	137	147	higher	high	ADJ
cblr-7216	137	148	ratings	rating	NOUN
cblr-7216	137	149	from	from	ADP
cblr-7216	137	150	other	other	ADJ
cblr-7216	137	151	agencies.50	agencies.50	PROPN
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cblr-7216	137	153	issuer	issuer	NOUN
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cblr-7216	137	157	exists	exist	VERB
cblr-7216	137	158	today.51	today.51	PROPN
cblr-7216	137	159	44	44	NUM
cblr-7216	137	160	see	see	VERB
cblr-7216	137	161	i	i	PRON
cblr-7216	137	162	d.	d.	PROPN
cblr-7216	137	163	at	at	ADP
cblr-7216	137	164	8	8	NUM
cblr-7216	137	165	.	.	X
cblr-7216	138	1	45	45	NUM
cblr-7216	138	2	see	see	VERB
cblr-7216	138	3	i	i	PRON
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cblr-7216	138	5	at	at	ADP
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cblr-7216	139	1	46	46	NUM
cblr-7216	139	2	jack	jack	PROPN
cblr-7216	139	3	t.	t.	PROPN
cblr-7216	139	4	gannon	gannon	PROPN
cblr-7216	139	5	,	,	PUNCT
cblr-7216	139	6	jr	jr	PROPN
cblr-7216	139	7	.	.	PROPN
cblr-7216	139	8	,	,	PUNCT
cblr-7216	139	9	let	let	VERB
cblr-7216	139	10	’s	’s	NOUN
cblr-7216	139	11	help	help	VERB
cblr-7216	139	12	the	the	DET
cblr-7216	139	13	credit	credit	NOUN
cblr-7216	139	14	rating	rating	NOUN
cblr-7216	139	15	agencies	agency	NOUN
cblr-7216	139	16	get	get	VERB
cblr-7216	139	17	it	it	PRON
cblr-7216	139	18	right	right	ADJ
cblr-7216	139	19	:	:	PUNCT
cblr-7216	139	20	a	a	DET
cblr-7216	139	21	simple	simple	ADJ
cblr-7216	139	22	way	way	NOUN
cblr-7216	139	23	to	to	PART
cblr-7216	139	24	alleviate	alleviate	VERB
cblr-7216	139	25	a	a	DET
cblr-7216	139	26	flawed	flawed	ADJ
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cblr-7216	139	29	,	,	PUNCT
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cblr-7216	139	32	.	.	PROPN
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cblr-7216	139	34	&	&	CCONJ
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cblr-7216	139	36	.	.	PUNCT
cblr-7216	140	1	l.	l.	PROPN
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cblr-7216	140	8	.	.	PUNCT
cblr-7216	141	1	47	47	NUM
cblr-7216	142	1	i	i	PRON
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cblr-7216	142	3	48	48	NUM
cblr-7216	142	4	lawrence	lawrence	PROPN
cblr-7216	142	5	j.	j.	PROPN
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cblr-7216	142	7	,	,	PUNCT
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cblr-7216	142	9	ctr	ctr	PROPN
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cblr-7216	142	12	a	a	DET
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cblr-7216	142	31	mortgage	mortgage	NOUN
cblr-7216	142	32	debacle	debacle	NOUN
cblr-7216	142	33	of	of	ADP
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cblr-7216	142	39	,	,	PUNCT
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cblr-7216	143	1	[	[	X
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cblr-7216	143	4	.	.	PUNCT
cblr-7216	144	1	49	49	NUM
cblr-7216	145	1	i	i	PRON
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cblr-7216	145	7	&	&	CCONJ
cblr-7216	145	8	john	john	PROPN
cblr-7216	145	9	b.	b.	PROPN
cblr-7216	145	10	soroushian	soroushian	PROPN
cblr-7216	145	11	,	,	PUNCT
cblr-7216	145	12	brookings	brookings	PROPN
cblr-7216	145	13	inst	inst	PROPN
cblr-7216	145	14	.	.	PROPN
cblr-7216	145	15	,	,	PUNCT
cblr-7216	145	16	credit	credit	NOUN
cblr-7216	145	17	rating	rating	NOUN
cblr-7216	145	18	agency	agency	NOUN
cblr-7216	145	19	reform	reform	NOUN
cblr-7216	145	20	is	be	AUX
cblr-7216	145	21	incomplete	incomplete	ADJ
cblr-7216	145	22	2–3	2–3	NUM
cblr-7216	145	23	(	(	PUNCT
cblr-7216	145	24	2017	2017	NUM
cblr-7216	145	25	)	)	PUNCT
cblr-7216	145	26	,	,	PUNCT
cblr-7216	145	27	https://www.brookings.edu/research/credit-rating-agency-reform-is-incomplete/	https://www.brookings.edu/research/credit-rating-agency-reform-is-incomplete/	ADV
cblr-7216	146	1	[	[	X
cblr-7216	146	2	https://perma.cc/u3xt-j2gk	https://perma.cc/u3xt-j2gk	NOUN
cblr-7216	146	3	]	]	X
cblr-7216	146	4	.	.	PUNCT
cblr-7216	147	1	51	51	NUM
cblr-7216	148	1	i	i	PROPN
cblr-7216	148	2	d.	d.	PROPN
cblr-7216	148	3	4_2020.2_kalaria	4_2020.2_kalaria	PROPN
cblr-7216	148	4	(	(	PUNCT
cblr-7216	148	5	do	do	AUX
cblr-7216	148	6	not	not	PART
cblr-7216	148	7	delte	delte	VERB
cblr-7216	148	8	)	)	PUNCT
cblr-7216	149	1	10/21/2020	10/21/2020	NUM
cblr-7216	149	2	2:04	2:04	NUM
cblr-7216	149	3	pm	pm	NOUN
cblr-7216	149	4	666	666	NUM
cblr-7216	149	5	columbia	columbia	PROPN
cblr-7216	149	6	business	business	NOUN
cblr-7216	149	7	law	law	PROPN
cblr-7216	149	8	review	review	NOUN
cblr-7216	149	9	[	[	X
cblr-7216	149	10	vol	vol	NOUN
cblr-7216	149	11	.	.	PUNCT
cblr-7216	149	12	2020	2020	NUM
cblr-7216	150	1	c.	c.	NOUN
cblr-7216	150	2	the	the	DET
cblr-7216	150	3	subprime	subprime	ADJ
cblr-7216	150	4	mortgage	mortgage	NOUN
cblr-7216	150	5	crisis	crisis	NOUN
cblr-7216	150	6	overreliance	overreliance	NOUN
cblr-7216	150	7	on	on	ADP
cblr-7216	150	8	credit	credit	NOUN
cblr-7216	150	9	ratings	rating	NOUN
cblr-7216	150	10	likely	likely	ADV
cblr-7216	150	11	played	play	VERB
cblr-7216	150	12	a	a	DET
cblr-7216	150	13	significant	significant	ADJ
cblr-7216	150	14	role	role	NOUN
cblr-7216	150	15	in	in	ADP
cblr-7216	150	16	the	the	DET
cblr-7216	150	17	housing	housing	NOUN
cblr-7216	150	18	crisis	crisis	NOUN
cblr-7216	150	19	of	of	ADP
cblr-7216	150	20	2008.52	2008.52	NUM
cblr-7216	150	21	the	the	DET
cblr-7216	150	22	involvement	involvement	NOUN
cblr-7216	150	23	of	of	ADP
cblr-7216	150	24	credit	credit	NOUN
cblr-7216	150	25	rating	rating	NOUN
cblr-7216	150	26	agencies	agency	NOUN
cblr-7216	150	27	in	in	ADP
cblr-7216	150	28	the	the	DET
cblr-7216	150	29	crisis	crisis	NOUN
cblr-7216	150	30	can	can	AUX
cblr-7216	150	31	be	be	AUX
cblr-7216	150	32	understood	understand	VERB
cblr-7216	150	33	through	through	ADP
cblr-7216	150	34	a	a	DET
cblr-7216	150	35	chain	chain	NOUN
cblr-7216	150	36	of	of	ADP
cblr-7216	150	37	events	event	NOUN
cblr-7216	150	38	:	:	PUNCT
cblr-7216	150	39	without	without	ADP
cblr-7216	150	40	those	those	DET
cblr-7216	150	41	ratings	rating	NOUN
cblr-7216	150	42	,	,	PUNCT
cblr-7216	150	43	the	the	DET
cblr-7216	150	44	transactions	transaction	NOUN
cblr-7216	150	45	could	could	AUX
cblr-7216	150	46	not	not	PART
cblr-7216	150	47	,	,	PUNCT
cblr-7216	150	48	and	and	CCONJ
cblr-7216	150	49	would	would	AUX
cblr-7216	150	50	not	not	PART
cblr-7216	150	51	,	,	PUNCT
cblr-7216	150	52	have	have	AUX
cblr-7216	150	53	happened	happen	VERB
cblr-7216	150	54	.	.	PUNCT
cblr-7216	151	1	without	without	ADP
cblr-7216	151	2	the	the	DET
cblr-7216	151	3	ability	ability	NOUN
cblr-7216	151	4	to	to	PART
cblr-7216	151	5	obtain	obtain	VERB
cblr-7216	151	6	high	high	ADJ
cblr-7216	151	7	ratings	rating	NOUN
cblr-7216	151	8	.	.	PUNCT
cblr-7216	151	9	.	.	PUNCT
cblr-7216	152	1	.	.	PUNCT
cblr-7216	153	1	there	there	PRON
cblr-7216	153	2	would	would	AUX
cblr-7216	153	3	have	have	AUX
cblr-7216	153	4	been	be	AUX
cblr-7216	153	5	little	little	ADJ
cblr-7216	153	6	appetite	appetite	NOUN
cblr-7216	153	7	for	for	ADP
cblr-7216	153	8	overpriced	overpriced	ADJ
cblr-7216	153	9	lower	lower	ADV
cblr-7216	153	10	-	-	PUNCT
cblr-7216	153	11	rated	rate	VERB
cblr-7216	153	12	mortgage	mortgage	NOUN
cblr-7216	153	13	collateral	collateral	NOUN
cblr-7216	153	14	.	.	PUNCT
cblr-7216	154	1	without	without	ADP
cblr-7216	154	2	that	that	DET
cblr-7216	154	3	appetite	appetite	NOUN
cblr-7216	154	4	,	,	PUNCT
cblr-7216	154	5	there	there	PRON
cblr-7216	154	6	would	would	AUX
cblr-7216	154	7	have	have	AUX
cblr-7216	154	8	been	be	AUX
cblr-7216	154	9	little	little	ADJ
cblr-7216	154	10	pressure	pressure	NOUN
cblr-7216	154	11	leading	lead	VERB
cblr-7216	154	12	to	to	ADP
cblr-7216	154	13	the	the	DET
cblr-7216	154	14	proliferation	proliferation	NOUN
cblr-7216	154	15	of	of	ADP
cblr-7216	154	16	sub	sub	ADJ
cblr-7216	154	17	-	-	ADJ
cblr-7216	154	18	prime	prime	ADJ
cblr-7216	154	19	mortgages	mortgage	NOUN
cblr-7216	154	20	,	,	PUNCT
cblr-7216	154	21	because	because	SCONJ
cblr-7216	154	22	those	those	DET
cblr-7216	154	23	mortgages	mortgage	NOUN
cblr-7216	154	24	could	could	AUX
cblr-7216	154	25	not	not	PART
cblr-7216	154	26	have	have	AUX
cblr-7216	154	27	been	be	AUX
cblr-7216	154	28	offloaded	offload	VERB
cblr-7216	154	29	through	through	ADP
cblr-7216	154	30	‘	'	PUNCT
cblr-7216	154	31	second	second	ADJ
cblr-7216	154	32	-	-	PUNCT
cblr-7216	154	33	level	level	NOUN
cblr-7216	154	34	’	'	PUNCT
cblr-7216	154	35	securitizations	securitization	NOUN
cblr-7216	154	36	.	.	PUNCT
cblr-7216	155	1	without	without	ADP
cblr-7216	155	2	the	the	DET
cblr-7216	155	3	proliferation	proliferation	NOUN
cblr-7216	155	4	of	of	ADP
cblr-7216	155	5	low	low	ADJ
cblr-7216	155	6	quality	quality	NOUN
cblr-7216	155	7	mortgages	mortgage	NOUN
cblr-7216	155	8	,	,	PUNCT
cblr-7216	155	9	there	there	PRON
cblr-7216	155	10	would	would	AUX
cblr-7216	155	11	not	not	PART
cblr-7216	155	12	have	have	AUX
cblr-7216	155	13	been	be	AUX
cblr-7216	155	14	a	a	DET
cblr-7216	155	15	dramatic	dramatic	ADJ
cblr-7216	155	16	housing	housing	NOUN
cblr-7216	155	17	market	market	NOUN
cblr-7216	155	18	rise	rise	NOUN
cblr-7216	155	19	and	and	CCONJ
cblr-7216	155	20	fall	fall	VERB
cblr-7216	155	21	,	,	PUNCT
cblr-7216	155	22	with	with	SCONJ
cblr-7216	155	23	the	the	DET
cblr-7216	155	24	attendant	attendant	ADJ
cblr-7216	155	25	ripple	ripple	NOUN
cblr-7216	155	26	effects.53	effects.53	NOUN
cblr-7216	155	27	the	the	DET
cblr-7216	155	28	motivation	motivation	NOUN
cblr-7216	155	29	for	for	ADP
cblr-7216	155	30	comparing	compare	VERB
cblr-7216	155	31	cryptocurrency	cryptocurrency	NOUN
cblr-7216	155	32	ratings	rating	NOUN
cblr-7216	155	33	to	to	ADP
cblr-7216	155	34	credit	credit	NOUN
cblr-7216	155	35	ratings	rating	NOUN
cblr-7216	155	36	stems	stem	VERB
cblr-7216	155	37	from	from	ADP
cblr-7216	155	38	the	the	DET
cblr-7216	155	39	involvement	involvement	NOUN
cblr-7216	155	40	of	of	ADP
cblr-7216	155	41	credit	credit	NOUN
cblr-7216	155	42	rating	rating	NOUN
cblr-7216	155	43	agencies	agency	NOUN
cblr-7216	155	44	in	in	ADP
cblr-7216	155	45	the	the	DET
cblr-7216	155	46	subprime	subprime	ADJ
cblr-7216	155	47	mortgage	mortgage	NOUN
cblr-7216	155	48	crisis	crisis	NOUN
cblr-7216	155	49	.	.	PUNCT
cblr-7216	156	1	hopefully	hopefully	ADV
cblr-7216	156	2	,	,	PUNCT
cblr-7216	156	3	in	in	ADP
cblr-7216	156	4	furthering	further	VERB
cblr-7216	156	5	the	the	DET
cblr-7216	156	6	understanding	understanding	NOUN
cblr-7216	156	7	of	of	ADP
cblr-7216	156	8	the	the	DET
cblr-7216	156	9	role	role	NOUN
cblr-7216	156	10	credit	credit	NOUN
cblr-7216	156	11	rating	rating	NOUN
cblr-7216	156	12	agencies	agency	NOUN
cblr-7216	156	13	played	play	VERB
cblr-7216	156	14	in	in	ADP
cblr-7216	156	15	the	the	DET
cblr-7216	156	16	subprime	subprime	ADJ
cblr-7216	156	17	mortgage	mortgage	NOUN
cblr-7216	156	18	crisis	crisis	NOUN
cblr-7216	156	19	,	,	PUNCT
cblr-7216	156	20	similar	similar	ADJ
cblr-7216	156	21	disasters	disaster	NOUN
cblr-7216	156	22	will	will	AUX
cblr-7216	156	23	be	be	AUX
cblr-7216	156	24	averted	avert	VERB
cblr-7216	156	25	in	in	ADP
cblr-7216	156	26	the	the	DET
cblr-7216	156	27	future	future	NOUN
cblr-7216	156	28	.	.	PUNCT
cblr-7216	157	1	currently	currently	ADV
cblr-7216	157	2	,	,	PUNCT
cblr-7216	157	3	while	while	SCONJ
cblr-7216	157	4	cryptocurrency	cryptocurrency	NOUN
cblr-7216	157	5	is	be	AUX
cblr-7216	157	6	still	still	ADV
cblr-7216	157	7	in	in	ADP
cblr-7216	157	8	the	the	DET
cblr-7216	157	9	process	process	NOUN
cblr-7216	157	10	of	of	ADP
cblr-7216	157	11	becoming	become	VERB
cblr-7216	157	12	mainstream	mainstream	ADJ
cblr-7216	157	13	,	,	PUNCT
cblr-7216	157	14	it	it	PRON
cblr-7216	157	15	does	do	AUX
cblr-7216	157	16	not	not	PART
cblr-7216	157	17	yet	yet	ADV
cblr-7216	157	18	have	have	VERB
cblr-7216	157	19	the	the	DET
cblr-7216	157	20	level	level	NOUN
cblr-7216	157	21	of	of	ADP
cblr-7216	157	22	widespread	widespread	ADJ
cblr-7216	157	23	acceptance	acceptance	NOUN
cblr-7216	157	24	necessary	necessary	ADJ
cblr-7216	157	25	to	to	PART
cblr-7216	157	26	cause	cause	VERB
cblr-7216	157	27	an	an	DET
cblr-7216	157	28	economic	economic	ADJ
cblr-7216	157	29	crash	crash	NOUN
cblr-7216	157	30	like	like	ADP
cblr-7216	157	31	that	that	PRON
cblr-7216	157	32	caused	cause	VERB
cblr-7216	157	33	by	by	ADP
cblr-7216	157	34	subprime	subprime	ADJ
cblr-7216	157	35	mortgage	mortgage	NOUN
cblr-7216	157	36	backed	back	VERB
cblr-7216	157	37	securities	security	NOUN
cblr-7216	157	38	in	in	ADP
cblr-7216	157	39	2008	2008	NUM
cblr-7216	157	40	.	.	PUNCT
cblr-7216	158	1	nevertheless	nevertheless	ADV
cblr-7216	158	2	,	,	PUNCT
cblr-7216	158	3	credit	credit	NOUN
cblr-7216	158	4	rating	rating	NOUN
cblr-7216	158	5	agencies	agency	NOUN
cblr-7216	158	6	and	and	CCONJ
cblr-7216	158	7	other	other	ADJ
cblr-7216	158	8	rating	rating	NOUN
cblr-7216	158	9	providers	provider	NOUN
cblr-7216	158	10	entering	enter	VERB
cblr-7216	158	11	the	the	DET
cblr-7216	158	12	cryptocurrency	cryptocurrency	NOUN
cblr-7216	158	13	space	space	NOUN
cblr-7216	158	14	could	could	AUX
cblr-7216	158	15	have	have	VERB
cblr-7216	158	16	a	a	DET
cblr-7216	158	17	potentially	potentially	ADV
cblr-7216	158	18	legitimizing	legitimizing	ADJ
cblr-7216	158	19	effect	effect	NOUN
cblr-7216	158	20	,	,	PUNCT
cblr-7216	158	21	making	make	VERB
cblr-7216	158	22	cryptocurrency	cryptocurrency	NOUN
cblr-7216	158	23	investments	investment	NOUN
cblr-7216	158	24	more	more	ADV
cblr-7216	158	25	common	common	ADJ
cblr-7216	158	26	and	and	CCONJ
cblr-7216	158	27	the	the	DET
cblr-7216	158	28	impact	impact	NOUN
cblr-7216	158	29	of	of	ADP
cblr-7216	158	30	a	a	DET
cblr-7216	158	31	possible	possible	ADJ
cblr-7216	158	32	crash	crash	NOUN
cblr-7216	158	33	greater	great	ADJ
cblr-7216	158	34	.	.	PUNCT
cblr-7216	159	1	52	52	NUM
cblr-7216	159	2	see	see	VERB
cblr-7216	159	3	frank	frank	PROPN
cblr-7216	159	4	partnoy	partnoy	ADJ
cblr-7216	159	5	,	,	PUNCT
cblr-7216	159	6	overdependence	overdependence	NOUN
cblr-7216	159	7	on	on	ADP
cblr-7216	159	8	credit	credit	NOUN
cblr-7216	159	9	ratings	rating	NOUN
cblr-7216	159	10	was	be	AUX
cblr-7216	159	11	a	a	DET
cblr-7216	159	12	primary	primary	ADJ
cblr-7216	159	13	cause	cause	NOUN
cblr-7216	159	14	of	of	ADP
cblr-7216	159	15	the	the	DET
cblr-7216	159	16	crisis	crisis	NOUN
cblr-7216	159	17	,	,	PUNCT
cblr-7216	159	18	in	in	ADP
cblr-7216	159	19	the	the	DET
cblr-7216	159	20	panic	panic	NOUN
cblr-7216	159	21	of	of	ADP
cblr-7216	159	22	2008	2008	NUM
cblr-7216	159	23	:	:	PUNCT
cblr-7216	159	24	causes	cause	NOUN
cblr-7216	159	25	,	,	PUNCT
cblr-7216	159	26	consequences	consequence	NOUN
cblr-7216	159	27	,	,	PUNCT
cblr-7216	159	28	and	and	CCONJ
cblr-7216	159	29	implications	implication	NOUN
cblr-7216	159	30	for	for	ADP
cblr-7216	159	31	reform	reform	NOUN
cblr-7216	159	32	116	116	NUM
cblr-7216	159	33	,	,	PUNCT
cblr-7216	159	34	116	116	NUM
cblr-7216	159	35	(	(	PUNCT
cblr-7216	159	36	lawrence	lawrence	PROPN
cblr-7216	159	37	e.	e.	PROPN
cblr-7216	159	38	mitchell	mitchell	PROPN
cblr-7216	159	39	&	&	CCONJ
cblr-7216	159	40	arthur	arthur	PROPN
cblr-7216	159	41	e.	e.	PROPN
cblr-7216	159	42	wilmarth	wilmarth	PROPN
cblr-7216	159	43	,	,	PUNCT
cblr-7216	159	44	jr	jr	PROPN
cblr-7216	159	45	.	.	PROPN
cblr-7216	159	46	,	,	PUNCT
cblr-7216	159	47	eds	eds	PROPN
cblr-7216	159	48	.	.	PROPN
cblr-7216	159	49	,	,	PUNCT
cblr-7216	159	50	2010	2010	NUM
cblr-7216	159	51	)	)	PUNCT
cblr-7216	159	52	(	(	PUNCT
cblr-7216	159	53	“	"	PUNCT
cblr-7216	159	54	a	a	DET
cblr-7216	159	55	primary	primary	ADJ
cblr-7216	159	56	cause	cause	NOUN
cblr-7216	159	57	of	of	ADP
cblr-7216	159	58	the	the	DET
cblr-7216	159	59	recent	recent	ADJ
cblr-7216	159	60	credit	credit	NOUN
cblr-7216	159	61	market	market	NOUN
cblr-7216	159	62	turmoil	turmoil	NOUN
cblr-7216	159	63	was	be	AUX
cblr-7216	159	64	overdependence	overdependence	NOUN
cblr-7216	159	65	on	on	ADP
cblr-7216	159	66	credit	credit	NOUN
cblr-7216	159	67	ratings	rating	NOUN
cblr-7216	159	68	and	and	CCONJ
cblr-7216	159	69	credit	credit	NOUN
cblr-7216	159	70	rating	rating	NOUN
cblr-7216	159	71	agencies	agency	NOUN
cblr-7216	159	72	.	.	PUNCT
cblr-7216	159	73	”	"	PUNCT
cblr-7216	159	74	)	)	PUNCT
cblr-7216	159	75	.	.	PUNCT
cblr-7216	160	1	53	53	NUM
cblr-7216	160	2	i	i	PRON
cblr-7216	160	3	d.	d.	PROPN
cblr-7216	160	4	at	at	ADP
cblr-7216	160	5	129	129	NUM
cblr-7216	160	6	.	.	PUNCT
cblr-7216	161	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	161	2	(	(	PUNCT
cblr-7216	161	3	do	do	AUX
cblr-7216	161	4	not	not	PART
cblr-7216	161	5	delete	delete	VERB
cblr-7216	161	6	)	)	PUNCT
cblr-7216	161	7	10/21/2020	10/21/2020	NUM
cblr-7216	161	8	2:04	2:04	NUM
cblr-7216	161	9	pm	pm	NOUN
cblr-7216	161	10	no	no	INTJ
cblr-7216	161	11	.	.	PUNCT
cblr-7216	162	1	2:656	2:656	NUM
cblr-7216	162	2	]	]	PUNCT
cblr-7216	162	3	rated	rate	VERB
cblr-7216	162	4	p	p	NOUN
cblr-7216	162	5	for	for	ADP
cblr-7216	162	6	public	public	ADJ
cblr-7216	162	7	667	667	NUM
cblr-7216	162	8	1	1	NUM
cblr-7216	162	9	.	.	PUNCT
cblr-7216	162	10	specific	specific	ADJ
cblr-7216	162	11	nrsro	nrsro	ADJ
cblr-7216	162	12	behavior	behavior	NOUN
cblr-7216	162	13	contributing	contribute	VERB
cblr-7216	162	14	to	to	PART
cblr-7216	162	15	crash	crash	NOUN
cblr-7216	162	16	after	after	ADP
cblr-7216	162	17	understanding	understand	VERB
cblr-7216	162	18	credit	credit	NOUN
cblr-7216	162	19	rating	rating	NOUN
cblr-7216	162	20	agencies	agency	NOUN
cblr-7216	162	21	’	'	PUNCT
cblr-7216	162	22	general	general	ADJ
cblr-7216	162	23	contributions	contribution	NOUN
cblr-7216	162	24	to	to	ADP
cblr-7216	162	25	the	the	DET
cblr-7216	162	26	housing	housing	NOUN
cblr-7216	162	27	crisis	crisis	NOUN
cblr-7216	162	28	,	,	PUNCT
cblr-7216	162	29	one	one	PRON
cblr-7216	162	30	can	can	AUX
cblr-7216	162	31	better	well	ADV
cblr-7216	162	32	grasp	grasp	VERB
cblr-7216	162	33	the	the	DET
cblr-7216	162	34	specific	specific	ADJ
cblr-7216	162	35	details	detail	NOUN
cblr-7216	162	36	of	of	ADP
cblr-7216	162	37	nrsros	nrsros	PROPN
cblr-7216	162	38	’	'	PUNCT
cblr-7216	162	39	actions	action	NOUN
cblr-7216	162	40	.	.	PUNCT
cblr-7216	163	1	in	in	ADP
cblr-7216	163	2	the	the	DET
cblr-7216	163	3	lead	lead	NOUN
cblr-7216	163	4	up	up	ADP
cblr-7216	163	5	to	to	ADP
cblr-7216	163	6	the	the	DET
cblr-7216	163	7	2008	2008	NUM
cblr-7216	163	8	crash	crash	NOUN
cblr-7216	163	9	,	,	PUNCT
cblr-7216	163	10	nrsros	nrsros	PROPN
cblr-7216	163	11	did	do	AUX
cblr-7216	163	12	not	not	PART
cblr-7216	163	13	correctly	correctly	ADV
cblr-7216	163	14	recognize	recognize	VERB
cblr-7216	163	15	the	the	DET
cblr-7216	163	16	default	default	NOUN
cblr-7216	163	17	risks	risk	NOUN
cblr-7216	163	18	of	of	ADP
cblr-7216	163	19	residential	residential	ADJ
cblr-7216	163	20	mortgage	mortgage	NOUN
cblr-7216	163	21	backed	back	VERB
cblr-7216	163	22	securities	security	NOUN
cblr-7216	163	23	(	(	PUNCT
cblr-7216	163	24	“	"	PUNCT
cblr-7216	163	25	rmbss	rmbss	NOUN
cblr-7216	163	26	”	"	PUNCT
cblr-7216	163	27	)	)	PUNCT
cblr-7216	163	28	and	and	CCONJ
cblr-7216	163	29	credit	credit	NOUN
cblr-7216	163	30	default	default	NOUN
cblr-7216	163	31	obligations	obligation	NOUN
cblr-7216	163	32	(	(	PUNCT
cblr-7216	163	33	“	"	PUNCT
cblr-7216	163	34	cdos	cdo	NOUN
cblr-7216	163	35	”	"	PUNCT
cblr-7216	163	36	)	)	PUNCT
cblr-7216	163	37	as	as	ADP
cblr-7216	163	38	a	a	DET
cblr-7216	163	39	result	result	NOUN
cblr-7216	163	40	of	of	ADP
cblr-7216	163	41	flaws	flaw	NOUN
cblr-7216	163	42	in	in	ADP
cblr-7216	163	43	their	their	PRON
cblr-7216	163	44	rating	rating	NOUN
cblr-7216	163	45	models.54	models.54	NOUN
cblr-7216	163	46	shockingly	shockingly	ADV
cblr-7216	163	47	,	,	PUNCT
cblr-7216	163	48	the	the	DET
cblr-7216	163	49	models	model	NOUN
cblr-7216	163	50	were	be	AUX
cblr-7216	163	51	faulty	faulty	ADJ
cblr-7216	163	52	because	because	SCONJ
cblr-7216	163	53	the	the	DET
cblr-7216	163	54	nrsros	nrsro	NOUN
cblr-7216	163	55	did	do	AUX
cblr-7216	163	56	not	not	PART
cblr-7216	163	57	verify	verify	VERB
cblr-7216	163	58	the	the	DET
cblr-7216	163	59	value	value	NOUN
cblr-7216	163	60	of	of	ADP
cblr-7216	163	61	the	the	DET
cblr-7216	163	62	underlying	underlie	VERB
cblr-7216	163	63	assets	asset	NOUN
cblr-7216	163	64	backing	back	VERB
cblr-7216	163	65	the	the	DET
cblr-7216	163	66	securities	security	NOUN
cblr-7216	163	67	being	be	AUX
cblr-7216	163	68	rated.55	rated.55	NOUN
cblr-7216	163	69	ultimately	ultimately	ADV
cblr-7216	163	70	,	,	PUNCT
cblr-7216	163	71	the	the	DET
cblr-7216	163	72	nrsros	nrsro	NOUN
cblr-7216	163	73	failed	fail	VERB
cblr-7216	163	74	to	to	PART
cblr-7216	163	75	provide	provide	VERB
cblr-7216	163	76	accurate	accurate	ADJ
cblr-7216	163	77	ratings	rating	NOUN
cblr-7216	163	78	because	because	SCONJ
cblr-7216	163	79	they	they	PRON
cblr-7216	163	80	were	be	AUX
cblr-7216	163	81	incentivized	incentivize	VERB
cblr-7216	163	82	to	to	PART
cblr-7216	163	83	boost	boost	VERB
cblr-7216	163	84	profits	profit	NOUN
cblr-7216	163	85	rather	rather	ADV
cblr-7216	163	86	than	than	ADP
cblr-7216	163	87	determine	determine	VERB
cblr-7216	163	88	risk.56	risk.56	NOUN
cblr-7216	163	89	this	this	DET
cblr-7216	163	90	motivation	motivation	NOUN
cblr-7216	163	91	ties	tie	NOUN
cblr-7216	163	92	back	back	ADV
cblr-7216	163	93	to	to	ADP
cblr-7216	163	94	the	the	DET
cblr-7216	163	95	aforementioned	aforementioned	ADJ
cblr-7216	163	96	“	"	PUNCT
cblr-7216	163	97	ratings	rating	NOUN
cblr-7216	163	98	shopping	shopping	NOUN
cblr-7216	163	99	.	.	PUNCT
cblr-7216	164	1	”57	”57	PROPN
cblr-7216	165	1	2	2	NUM
cblr-7216	165	2	.	.	X
cblr-7216	165	3	dodd	dodd	PROPN
cblr-7216	165	4	-	-	PUNCT
cblr-7216	165	5	frank	frank	PROPN
cblr-7216	165	6	’s	’s	PART
cblr-7216	165	7	credit	credit	NOUN
cblr-7216	165	8	rating	rating	NOUN
cblr-7216	165	9	agency	agency	NOUN
cblr-7216	165	10	reform	reform	PROPN
cblr-7216	165	11	dodd	dodd	PROPN
cblr-7216	165	12	-	-	PUNCT
cblr-7216	165	13	frank	frank	PROPN
cblr-7216	165	14	was	be	AUX
cblr-7216	165	15	a	a	DET
cblr-7216	165	16	pivotal	pivotal	ADJ
cblr-7216	165	17	piece	piece	NOUN
cblr-7216	165	18	of	of	ADP
cblr-7216	165	19	legislation	legislation	NOUN
cblr-7216	165	20	focused	focus	VERB
cblr-7216	165	21	on	on	ADP
cblr-7216	165	22	preventing	prevent	VERB
cblr-7216	165	23	a	a	DET
cblr-7216	165	24	future	future	ADJ
cblr-7216	165	25	disaster	disaster	NOUN
cblr-7216	165	26	like	like	ADP
cblr-7216	165	27	the	the	DET
cblr-7216	165	28	2008	2008	NUM
cblr-7216	165	29	financial	financial	ADJ
cblr-7216	165	30	crisis.58	crisis.58	NOUN
cblr-7216	165	31	as	as	ADP
cblr-7216	165	32	part	part	NOUN
cblr-7216	165	33	of	of	ADP
cblr-7216	165	34	its	its	PRON
cblr-7216	165	35	response	response	NOUN
cblr-7216	165	36	to	to	ADP
cblr-7216	165	37	the	the	DET
cblr-7216	165	38	crisis	crisis	NOUN
cblr-7216	165	39	,	,	PUNCT
cblr-7216	165	40	dodd	dodd	PROPN
cblr-7216	165	41	-	-	PUNCT
cblr-7216	165	42	frank	frank	PROPN
cblr-7216	165	43	imposed	impose	VERB
cblr-7216	165	44	rules	rule	NOUN
cblr-7216	165	45	governing	govern	VERB
cblr-7216	165	46	credit	credit	NOUN
cblr-7216	165	47	rating	rating	NOUN
cblr-7216	165	48	agencies	agency	NOUN
cblr-7216	165	49	,	,	PUNCT
cblr-7216	165	50	primarily	primarily	ADV
cblr-7216	165	51	focusing	focus	VERB
cblr-7216	165	52	on	on	ADP
cblr-7216	165	53	increasing	increase	VERB
cblr-7216	165	54	their	their	PRON
cblr-7216	165	55	transparency	transparency	NOUN
cblr-7216	165	56	and	and	CCONJ
cblr-7216	165	57	accountability.59	accountability.59	PROPN
cblr-7216	165	58	most	most	ADV
cblr-7216	165	59	notably	notably	ADV
cblr-7216	165	60	,	,	PUNCT
cblr-7216	165	61	dodd	dodd	PROPN
cblr-7216	165	62	-	-	PUNCT
cblr-7216	165	63	frank	frank	PROPN
cblr-7216	165	64	directed	direct	VERB
cblr-7216	165	65	the	the	DET
cblr-7216	165	66	sec	sec	PROPN
cblr-7216	165	67	to	to	PART
cblr-7216	165	68	create	create	VERB
cblr-7216	165	69	an	an	DET
cblr-7216	165	70	office	office	NOUN
cblr-7216	165	71	of	of	ADP
cblr-7216	165	72	credit	credit	NOUN
cblr-7216	165	73	ratings.60	ratings.60	NOUN
cblr-7216	165	74	this	this	DET
cblr-7216	165	75	office	office	NOUN
cblr-7216	165	76	develops	develop	VERB
cblr-7216	165	77	rules	rule	NOUN
cblr-7216	165	78	about	about	ADP
cblr-7216	165	79	54	54	NUM
cblr-7216	165	80	jeanna	jeanna	PROPN
cblr-7216	165	81	simeone	simeone	PROPN
cblr-7216	165	82	,	,	PUNCT
cblr-7216	165	83	the	the	DET
cblr-7216	165	84	use	use	NOUN
cblr-7216	165	85	of	of	ADP
cblr-7216	165	86	credit	credit	NOUN
cblr-7216	165	87	ratings	rating	NOUN
cblr-7216	165	88	for	for	ADP
cblr-7216	165	89	mortgage	mortgage	NOUN
cblr-7216	165	90	-	-	PUNCT
cblr-7216	165	91	backed	back	VERB
cblr-7216	165	92	securities	security	NOUN
cblr-7216	165	93	,	,	PUNCT
cblr-7216	165	94	31	31	NUM
cblr-7216	165	95	rev	rev	X
cblr-7216	165	96	.	.	PROPN
cblr-7216	165	97	banking	banking	NOUN
cblr-7216	165	98	&	&	CCONJ
cblr-7216	165	99	fin	fin	PROPN
cblr-7216	165	100	.	.	PUNCT
cblr-7216	166	1	l.	l.	PROPN
cblr-7216	166	2	102	102	NUM
cblr-7216	166	3	,	,	PUNCT
cblr-7216	166	4	104–05	104–05	NUM
cblr-7216	166	5	(	(	PUNCT
cblr-7216	166	6	2011	2011	NUM
cblr-7216	166	7	)	)	PUNCT
cblr-7216	166	8	.	.	PUNCT
cblr-7216	167	1	55	55	NUM
cblr-7216	168	1	i	i	PRON
cblr-7216	168	2	d.	d.	NOUN
cblr-7216	168	3	at	at	ADP
cblr-7216	168	4	104–05	104–05	NUM
cblr-7216	168	5	.	.	PUNCT
cblr-7216	169	1	56	56	NUM
cblr-7216	169	2	i	i	PRON
cblr-7216	169	3	d.	d.	PROPN
cblr-7216	169	4	at	at	ADP
cblr-7216	169	5	105	105	NUM
cblr-7216	169	6	.	.	PUNCT
cblr-7216	169	7	57	57	NUM
cblr-7216	170	1	i	i	PRON
cblr-7216	170	2	d.	d.	PROPN
cblr-7216	170	3	58	58	NUM
cblr-7216	170	4	dodd	dodd	PROPN
cblr-7216	170	5	-	-	PUNCT
cblr-7216	170	6	frank	frank	PROPN
cblr-7216	170	7	act	act	PROPN
cblr-7216	170	8	,	,	PUNCT
cblr-7216	170	9	pub	pub	NOUN
cblr-7216	170	10	.	.	PUNCT
cblr-7216	171	1	l.	l.	PROPN
cblr-7216	171	2	no	no	INTJ
cblr-7216	171	3	.	.	PROPN
cblr-7216	171	4	111	111	NUM
cblr-7216	171	5	-	-	SYM
cblr-7216	171	6	203	203	NUM
cblr-7216	171	7	,	,	PUNCT
cblr-7216	171	8	124	124	NUM
cblr-7216	171	9	stat	stat	NOUN
cblr-7216	171	10	.	.	PUNCT
cblr-7216	172	1	1376	1376	NUM
cblr-7216	172	2	(	(	PUNCT
cblr-7216	172	3	2010	2010	NUM
cblr-7216	172	4	)	)	PUNCT
cblr-7216	172	5	;	;	PUNCT
cblr-7216	172	6	see	see	VERB
cblr-7216	172	7	also	also	ADV
cblr-7216	172	8	charles	charles	PROPN
cblr-7216	172	9	w.	w.	PROPN
cblr-7216	172	10	murdock	murdock	PROPN
cblr-7216	172	11	,	,	PUNCT
cblr-7216	172	12	the	the	DET
cblr-7216	172	13	dodd	dodd	PROPN
cblr-7216	172	14	-	-	PUNCT
cblr-7216	172	15	frank	frank	PROPN
cblr-7216	172	16	wall	wall	PROPN
cblr-7216	172	17	street	street	PROPN
cblr-7216	172	18	reform	reform	PROPN
cblr-7216	172	19	and	and	CCONJ
cblr-7216	172	20	consumer	consumer	NOUN
cblr-7216	172	21	protection	protection	PROPN
cblr-7216	172	22	act	act	PROPN
cblr-7216	172	23	:	:	PUNCT
cblr-7216	172	24	what	what	PRON
cblr-7216	172	25	caused	cause	VERB
cblr-7216	172	26	the	the	DET
cblr-7216	172	27	financial	financial	ADJ
cblr-7216	172	28	crisis	crisis	NOUN
cblr-7216	172	29	and	and	CCONJ
cblr-7216	172	30	will	will	AUX
cblr-7216	172	31	dodd	dodd	PROPN
cblr-7216	172	32	-	-	PUNCT
cblr-7216	172	33	frank	frank	PROPN
cblr-7216	172	34	prevent	prevent	VERB
cblr-7216	172	35	future	future	ADJ
cblr-7216	172	36	crises	crisis	NOUN
cblr-7216	172	37	?	?	PUNCT
cblr-7216	172	38	,	,	PUNCT
cblr-7216	172	39	64	64	NUM
cblr-7216	172	40	smu	smu	PROPN
cblr-7216	172	41	l.	l.	PROPN
cblr-7216	172	42	rev	rev	PROPN
cblr-7216	172	43	.	.	PROPN
cblr-7216	172	44	1243	1243	NUM
cblr-7216	172	45	,	,	PUNCT
cblr-7216	172	46	1246	1246	NUM
cblr-7216	172	47	(	(	PUNCT
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cblr-7216	172	49	)	)	PUNCT
cblr-7216	172	50	.	.	PUNCT
cblr-7216	173	1	59	59	NUM
cblr-7216	173	2	dodd	dodd	PROPN
cblr-7216	173	3	-	-	PUNCT
cblr-7216	173	4	frank	frank	PROPN
cblr-7216	173	5	act	act	PROPN
cblr-7216	173	6	§	§	PROPN
cblr-7216	173	7	932	932	NUM
cblr-7216	173	8	.	.	PUNCT
cblr-7216	174	1	see	see	VERB
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cblr-7216	174	8	.	.	PROPN
cblr-7216	174	9	,	,	PUNCT
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cblr-7216	174	11	impact	impact	NOUN
cblr-7216	174	12	of	of	ADP
cblr-7216	174	13	dodd	dodd	PROPN
cblr-7216	174	14	-	-	PUNCT
cblr-7216	174	15	frank	frank	PROPN
cblr-7216	174	16	on	on	ADP
cblr-7216	174	17	credit	credit	NOUN
cblr-7216	174	18	ratings	rating	NOUN
cblr-7216	174	19	and	and	CCONJ
cblr-7216	174	20	bond	bond	NOUN
cblr-7216	174	21	yields	yield	NOUN
cblr-7216	174	22	:	:	PUNCT
cblr-7216	174	23	the	the	DET
cblr-7216	174	24	municipal	municipal	ADJ
cblr-7216	174	25	securities	security	NOUN
cblr-7216	174	26	’	'	PUNCT
cblr-7216	174	27	case	case	NOUN
cblr-7216	174	28	3	3	NUM
cblr-7216	174	29	(	(	PUNCT
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cblr-7216	174	32	,	,	PUNCT
cblr-7216	174	33	https://www.brookings.edu/wp-content/uploads/2018/04/johnson-c.-et-al.pdf	https://www.brookings.edu/wp-content/uploads/2018/04/johnson-c.-et-al.pdf	PROPN
cblr-7216	175	1	[	[	X
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cblr-7216	175	3	]	]	X
cblr-7216	175	4	.	.	PUNCT
cblr-7216	176	1	60	60	NUM
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cblr-7216	176	3	the	the	DET
cblr-7216	176	4	office	office	NOUN
cblr-7216	176	5	of	of	ADP
cblr-7216	176	6	credit	credit	NOUN
cblr-7216	176	7	ratings	rating	NOUN
cblr-7216	176	8	,	,	PUNCT
cblr-7216	176	9	sec	sec	PROPN
cblr-7216	176	10	.	.	PROPN
cblr-7216	176	11	&	&	CCONJ
cblr-7216	176	12	exchange	exchange	PROPN
cblr-7216	176	13	commission	commission	PROPN
cblr-7216	176	14	(	(	PUNCT
cblr-7216	176	15	june	june	PROPN
cblr-7216	176	16	4	4	NUM
cblr-7216	176	17	,	,	PUNCT
cblr-7216	176	18	2018	2018	NUM
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cblr-7216	176	20	,	,	PUNCT
cblr-7216	177	1	https://www.sec.gov/ocr/article/ocr-about.html	https://www.sec.gov/ocr/article/ocr-about.html	PROPN
cblr-7216	178	1	[	[	X
cblr-7216	178	2	https://perma.cc/69bw-unwc	https://perma.cc/69bw-unwc	X
cblr-7216	178	3	]	]	X
cblr-7216	178	4	.	.	PUNCT
cblr-7216	179	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	179	2	(	(	PUNCT
cblr-7216	179	3	do	do	AUX
cblr-7216	179	4	not	not	PART
cblr-7216	179	5	delte	delte	VERB
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cblr-7216	179	8	2:04	2:04	NUM
cblr-7216	179	9	pm	pm	NOUN
cblr-7216	179	10	668	668	NUM
cblr-7216	179	11	columbia	columbia	PROPN
cblr-7216	179	12	business	business	NOUN
cblr-7216	179	13	law	law	PROPN
cblr-7216	179	14	review	review	NOUN
cblr-7216	179	15	[	[	X
cblr-7216	179	16	vol	vol	NOUN
cblr-7216	179	17	.	.	PUNCT
cblr-7216	179	18	2020	2020	NUM
cblr-7216	179	19	agencies	agency	NOUN
cblr-7216	179	20	’	'	PUNCT
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cblr-7216	179	23	and	and	CCONJ
cblr-7216	179	24	penalizes	penalize	VERB
cblr-7216	179	25	credit	credit	NOUN
cblr-7216	179	26	rating	rating	NOUN
cblr-7216	179	27	agencies	agency	NOUN
cblr-7216	179	28	for	for	ADP
cblr-7216	179	29	poor	poor	ADJ
cblr-7216	179	30	performance.61	performance.61	ADJ
cblr-7216	179	31	poor	poor	ADJ
cblr-7216	179	32	performance	performance	NOUN
cblr-7216	179	33	may	may	AUX
cblr-7216	179	34	be	be	AUX
cblr-7216	179	35	indicated	indicate	VERB
cblr-7216	179	36	through	through	ADP
cblr-7216	179	37	a	a	DET
cblr-7216	179	38	failure	failure	NOUN
cblr-7216	179	39	to	to	PART
cblr-7216	179	40	consistently	consistently	ADV
cblr-7216	179	41	provide	provide	VERB
cblr-7216	179	42	accurate	accurate	ADJ
cblr-7216	179	43	ratings.62	ratings.62	NOUN
cblr-7216	179	44	nationally	nationally	ADV
cblr-7216	179	45	recognized	recognize	VERB
cblr-7216	179	46	credit	credit	NOUN
cblr-7216	179	47	rating	rating	NOUN
cblr-7216	179	48	agencies	agency	NOUN
cblr-7216	179	49	now	now	ADV
cblr-7216	179	50	have	have	VERB
cblr-7216	179	51	to	to	PART
cblr-7216	179	52	maintain	maintain	VERB
cblr-7216	179	53	an	an	DET
cblr-7216	179	54	internal	internal	ADJ
cblr-7216	179	55	control	control	NOUN
cblr-7216	179	56	system	system	NOUN
cblr-7216	179	57	and	and	CCONJ
cblr-7216	179	58	report	report	VERB
cblr-7216	179	59	details	detail	NOUN
cblr-7216	179	60	about	about	ADP
cblr-7216	179	61	its	its	PRON
cblr-7216	179	62	system	system	NOUN
cblr-7216	179	63	to	to	ADP
cblr-7216	179	64	the	the	DET
cblr-7216	179	65	sec	sec	PROPN
cblr-7216	179	66	annually.63	annually.63	PROPN
cblr-7216	179	67	going	go	VERB
cblr-7216	179	68	beyond	beyond	ADP
cblr-7216	179	69	external	external	ADJ
cblr-7216	179	70	oversight	oversight	NOUN
cblr-7216	179	71	,	,	PUNCT
cblr-7216	179	72	credit	credit	NOUN
cblr-7216	179	73	rating	rating	NOUN
cblr-7216	179	74	agencies	agency	NOUN
cblr-7216	179	75	must	must	AUX
cblr-7216	179	76	also	also	ADV
cblr-7216	179	77	publicly	publicly	ADV
cblr-7216	179	78	disclose	disclose	VERB
cblr-7216	179	79	their	their	PRON
cblr-7216	179	80	rating	rating	NOUN
cblr-7216	179	81	methodologies	methodology	NOUN
cblr-7216	179	82	(	(	PUNCT
cblr-7216	179	83	and	and	CCONJ
cblr-7216	179	84	changes	change	NOUN
cblr-7216	179	85	made	make	VERB
cblr-7216	179	86	to	to	ADP
cblr-7216	179	87	them	they	PRON
cblr-7216	179	88	)	)	PUNCT
cblr-7216	179	89	and	and	CCONJ
cblr-7216	179	90	their	their	PRON
cblr-7216	179	91	use	use	NOUN
cblr-7216	179	92	of	of	ADP
cblr-7216	179	93	third	third	ADJ
cblr-7216	179	94	parties	party	NOUN
cblr-7216	179	95	in	in	ADP
cblr-7216	179	96	performing	perform	VERB
cblr-7216	179	97	due	due	ADJ
cblr-7216	179	98	diligence	diligence	NOUN
cblr-7216	179	99	reviews.64	reviews.64	NOUN
cblr-7216	179	100	these	these	DET
cblr-7216	179	101	requirements	requirement	NOUN
cblr-7216	179	102	are	be	AUX
cblr-7216	179	103	powerless	powerless	ADJ
cblr-7216	179	104	if	if	SCONJ
cblr-7216	179	105	they	they	PRON
cblr-7216	179	106	are	be	AUX
cblr-7216	179	107	not	not	PART
cblr-7216	179	108	enforced	enforce	VERB
cblr-7216	179	109	.	.	PUNCT
cblr-7216	180	1	therefore	therefore	ADV
cblr-7216	180	2	,	,	PUNCT
cblr-7216	180	3	dodd	dodd	PROPN
cblr-7216	180	4	-	-	PUNCT
cblr-7216	180	5	frank	frank	PROPN
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cblr-7216	180	7	the	the	DET
cblr-7216	180	8	sec	sec	PROPN
cblr-7216	180	9	to	to	PART
cblr-7216	180	10	penalize	penalize	VERB
cblr-7216	180	11	credit	credit	NOUN
cblr-7216	180	12	rating	rating	NOUN
cblr-7216	180	13	agencies	agency	NOUN
cblr-7216	180	14	that	that	PRON
cblr-7216	180	15	fail	fail	VERB
cblr-7216	180	16	to	to	PART
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cblr-7216	180	18	accurate	accurate	ADJ
cblr-7216	180	19	ratings.65	ratings.65	PROPN
cblr-7216	180	20	d.	d.	PROPN
cblr-7216	180	21	weiss	weiss	PROPN
cblr-7216	180	22	ratings	rating	NOUN
cblr-7216	180	23	background	background	NOUN
cblr-7216	180	24	a	a	DET
cblr-7216	180	25	brief	brief	ADJ
cblr-7216	180	26	discussion	discussion	NOUN
cblr-7216	180	27	of	of	ADP
cblr-7216	180	28	some	some	DET
cblr-7216	180	29	cryptocurrency	cryptocurrency	NOUN
cblr-7216	180	30	ratings	rating	NOUN
cblr-7216	180	31	players	player	NOUN
cblr-7216	180	32	is	be	AUX
cblr-7216	180	33	valuable	valuable	ADJ
cblr-7216	180	34	before	before	ADP
cblr-7216	180	35	discussing	discuss	VERB
cblr-7216	180	36	potential	potential	ADJ
cblr-7216	180	37	reforms	reform	NOUN
cblr-7216	180	38	to	to	ADP
cblr-7216	180	39	the	the	DET
cblr-7216	180	40	cryptocurrency	cryptocurrency	NOUN
cblr-7216	180	41	rating	rating	NOUN
cblr-7216	180	42	space	space	NOUN
cblr-7216	180	43	.	.	PUNCT
cblr-7216	181	1	weiss	weiss	PROPN
cblr-7216	181	2	ratings	rating	NOUN
cblr-7216	181	3	(	(	PUNCT
cblr-7216	181	4	“	"	PUNCT
cblr-7216	181	5	weiss	weiss	PROPN
cblr-7216	181	6	”	"	PUNCT
cblr-7216	181	7	)	)	PUNCT
cblr-7216	181	8	is	be	AUX
cblr-7216	181	9	one	one	NUM
cblr-7216	181	10	prominent	prominent	ADJ
cblr-7216	181	11	and	and	CCONJ
cblr-7216	181	12	representative	representative	ADJ
cblr-7216	181	13	player	player	NOUN
cblr-7216	181	14	.	.	PUNCT
cblr-7216	182	1	cryptocurrency	cryptocurrency	NOUN
cblr-7216	182	2	ratings	rating	NOUN
cblr-7216	182	3	can	can	AUX
cblr-7216	182	4	be	be	AUX
cblr-7216	182	5	impactful	impactful	ADJ
cblr-7216	182	6	:	:	PUNCT
cblr-7216	182	7	a	a	DET
cblr-7216	182	8	recent	recent	ADJ
cblr-7216	182	9	ratings	rating	NOUN
cblr-7216	182	10	report	report	NOUN
cblr-7216	182	11	from	from	ADP
cblr-7216	182	12	weiss	weiss	PROPN
cblr-7216	182	13	ratings	rating	NOUN
cblr-7216	182	14	led	lead	VERB
cblr-7216	182	15	a	a	DET
cblr-7216	182	16	cryptocurrency	cryptocurrency	NOUN
cblr-7216	182	17	called	call	VERB
cblr-7216	182	18	eos	eos	PROPN
cblr-7216	182	19	to	to	PART
cblr-7216	182	20	shoot	shoot	VERB
cblr-7216	182	21	up	up	ADP
cblr-7216	182	22	in	in	ADP
cblr-7216	182	23	price	price	NOUN
cblr-7216	182	24	nearly	nearly	ADV
cblr-7216	182	25	twenty	twenty	NUM
cblr-7216	182	26	percent	percent	NOUN
cblr-7216	182	27	in	in	ADP
cblr-7216	182	28	just	just	ADV
cblr-7216	182	29	forty	forty	NUM
cblr-7216	182	30	-	-	PUNCT
cblr-7216	182	31	eight	eight	NUM
cblr-7216	182	32	hours.66	hours.66	NOUN
cblr-7216	182	33	since	since	SCONJ
cblr-7216	182	34	beginning	begin	VERB
cblr-7216	182	35	operations	operation	NOUN
cblr-7216	182	36	in	in	ADP
cblr-7216	182	37	1971	1971	NUM
cblr-7216	182	38	,	,	PUNCT
cblr-7216	182	39	weiss	weiss	PROPN
cblr-7216	182	40	has	have	AUX
cblr-7216	182	41	distinguished	distinguish	VERB
cblr-7216	182	42	itself	itself	PRON
cblr-7216	182	43	with	with	ADP
cblr-7216	182	44	its	its	PRON
cblr-7216	182	45	compensation	compensation	NOUN
cblr-7216	182	46	model.67	model.67	NOUN
cblr-7216	182	47	while	while	SCONJ
cblr-7216	182	48	issuers	issuer	NOUN
cblr-7216	182	49	pay	pay	VERB
cblr-7216	182	50	for	for	ADP
cblr-7216	182	51	ratings	rating	NOUN
cblr-7216	182	52	from	from	ADP
cblr-7216	182	53	moody	moody	PROPN
cblr-7216	182	54	’s	’s	PART
cblr-7216	182	55	,	,	PUNCT
cblr-7216	182	56	standard	standard	PROPN
cblr-7216	182	57	&	&	CCONJ
cblr-7216	182	58	poor	poor	PROPN
cblr-7216	182	59	’s	’s	PART
cblr-7216	182	60	(	(	PUNCT
cblr-7216	182	61	“	"	PUNCT
cblr-7216	182	62	s&p	s&p	PROPN
cblr-7216	182	63	”	"	PUNCT
cblr-7216	182	64	)	)	PUNCT
cblr-7216	182	65	,	,	PUNCT
cblr-7216	182	66	and	and	CCONJ
cblr-7216	182	67	61	61	NUM
cblr-7216	182	68	david	david	PROPN
cblr-7216	182	69	s.	s.	PROPN
cblr-7216	182	70	huntington	huntington	PROPN
cblr-7216	182	71	,	,	PUNCT
cblr-7216	182	72	summary	summary	NOUN
cblr-7216	182	73	of	of	ADP
cblr-7216	182	74	dodd	dodd	PROPN
cblr-7216	182	75	-	-	PUNCT
cblr-7216	182	76	frank	frank	ADJ
cblr-7216	182	77	financial	financial	ADJ
cblr-7216	182	78	regulation	regulation	NOUN
cblr-7216	182	79	legislation	legislation	NOUN
cblr-7216	182	80	,	,	PUNCT
cblr-7216	182	81	harv	harv	PROPN
cblr-7216	182	82	.	.	PUNCT
cblr-7216	183	1	l.	l.	PROPN
cblr-7216	183	2	sch	sch	PROPN
cblr-7216	183	3	.	.	PUNCT
cblr-7216	184	1	f.	f.	PROPN
cblr-7216	184	2	on	on	ADP
cblr-7216	184	3	corp	corp	PROPN
cblr-7216	184	4	.	.	PROPN
cblr-7216	184	5	governance	governance	PROPN
cblr-7216	184	6	(	(	PUNCT
cblr-7216	184	7	july	july	PROPN
cblr-7216	184	8	7	7	NUM
cblr-7216	184	9	,	,	PUNCT
cblr-7216	184	10	2010	2010	NUM
cblr-7216	184	11	)	)	PUNCT
cblr-7216	184	12	,	,	PUNCT
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cblr-7216	187	1	i	i	PRON
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cblr-7216	187	3	63	63	NUM
cblr-7216	188	1	i	i	PRON
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cblr-7216	189	1	i	i	PRON
cblr-7216	189	2	d.	d.	PROPN
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cblr-7216	189	8	,	,	PUNCT
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cblr-7216	189	10	.	.	PUNCT
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cblr-7216	190	5	-	-	SYM
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cblr-7216	190	7	,	,	PUNCT
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cblr-7216	190	10	,	,	PUNCT
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cblr-7216	190	12	stat	stat	NOUN
cblr-7216	190	13	.	.	PUNCT
cblr-7216	191	1	1376	1376	NUM
cblr-7216	191	2	,	,	PUNCT
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cblr-7216	191	4	(	(	PUNCT
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cblr-7216	192	6	bombshell	bombshell	NOUN
cblr-7216	192	7	lifts	lift	VERB
cblr-7216	192	8	eos	eos	PROPN
cblr-7216	192	9	,	,	PUNCT
cblr-7216	192	10	bitcoin	bitcoin	NOUN
cblr-7216	192	11	,	,	PUNCT
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cblr-7216	192	13	wider	wide	ADJ
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cblr-7216	192	19	mar	mar	PROPN
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cblr-7216	192	21	28	28	NUM
cblr-7216	192	22	,	,	PUNCT
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cblr-7216	193	1	[	[	X
cblr-7216	193	2	https://perma.cc/5dhd-f7vq	https://perma.cc/5dhd-f7vq	X
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cblr-7216	193	4	.	.	PUNCT
cblr-7216	194	1	67	67	NUM
cblr-7216	194	2	see	see	VERB
cblr-7216	194	3	about	about	ADP
cblr-7216	194	4	,	,	PUNCT
cblr-7216	194	5	weiss	weiss	ADJ
cblr-7216	194	6	crypto	crypto	NOUN
cblr-7216	194	7	ratings	rating	NOUN
cblr-7216	194	8	,	,	PUNCT
cblr-7216	194	9	https://weisscrypto.com/en/about	https://weisscrypto.com/en/about	VERB
cblr-7216	194	10	[	[	X
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cblr-7216	194	13	(	(	PUNCT
cblr-7216	194	14	last	last	ADV
cblr-7216	194	15	visited	visit	VERB
cblr-7216	194	16	mar	mar	PROPN
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cblr-7216	194	22	.	.	PUNCT
cblr-7216	195	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	195	2	(	(	PUNCT
cblr-7216	195	3	do	do	AUX
cblr-7216	195	4	not	not	PART
cblr-7216	195	5	delete	delete	VERB
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cblr-7216	195	8	2:04	2:04	NUM
cblr-7216	195	9	pm	pm	NOUN
cblr-7216	195	10	no	no	INTJ
cblr-7216	195	11	.	.	PUNCT
cblr-7216	196	1	2:656	2:656	NUM
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cblr-7216	196	3	rated	rate	VERB
cblr-7216	196	4	p	p	NOUN
cblr-7216	196	5	for	for	ADP
cblr-7216	196	6	public	public	ADJ
cblr-7216	196	7	669	669	NUM
cblr-7216	196	8	fitch	fitch	NOUN
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cblr-7216	196	10	an	an	DET
cblr-7216	196	11	“	"	PUNCT
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cblr-7216	196	14	”	"	PUNCT
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cblr-7216	196	16	,	,	PUNCT
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cblr-7216	196	18	,	,	PUNCT
cblr-7216	196	19	consumers	consumer	NOUN
cblr-7216	196	20	,	,	PUNCT
cblr-7216	196	21	and	and	CCONJ
cblr-7216	196	22	other	other	ADJ
cblr-7216	196	23	third	third	ADJ
cblr-7216	196	24	parties	party	NOUN
cblr-7216	196	25	pay	pay	VERB
cblr-7216	196	26	for	for	ADP
cblr-7216	196	27	ratings	rating	NOUN
cblr-7216	196	28	from	from	ADP
cblr-7216	196	29	weiss	weiss	PROPN
cblr-7216	196	30	under	under	ADP
cblr-7216	196	31	an	an	DET
cblr-7216	196	32	“	"	PUNCT
cblr-7216	196	33	investor	investor	NOUN
cblr-7216	196	34	pays	pay	VERB
cblr-7216	196	35	”	"	PUNCT
cblr-7216	196	36	model.68	model.68	PROPN
cblr-7216	196	37	with	with	ADP
cblr-7216	196	38	this	this	DET
cblr-7216	196	39	compensation	compensation	NOUN
cblr-7216	196	40	model	model	NOUN
cblr-7216	196	41	,	,	PUNCT
cblr-7216	196	42	some	some	PRON
cblr-7216	196	43	believe	believe	VERB
cblr-7216	196	44	that	that	SCONJ
cblr-7216	196	45	weiss	weiss	NOUN
cblr-7216	196	46	is	be	AUX
cblr-7216	196	47	not	not	PART
cblr-7216	196	48	susceptible	susceptible	ADJ
cblr-7216	196	49	to	to	ADP
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cblr-7216	196	51	conflicts	conflict	NOUN
cblr-7216	196	52	of	of	ADP
cblr-7216	196	53	interest	interest	NOUN
cblr-7216	196	54	that	that	PRON
cblr-7216	196	55	plague	plague	VERB
cblr-7216	196	56	other	other	ADJ
cblr-7216	196	57	rating	rating	NOUN
cblr-7216	196	58	agencies	agency	NOUN
cblr-7216	196	59	since	since	SCONJ
cblr-7216	196	60	issuers	issuer	NOUN
cblr-7216	196	61	are	be	AUX
cblr-7216	196	62	not	not	PART
cblr-7216	196	63	paying	pay	VERB
cblr-7216	196	64	for	for	ADP
cblr-7216	196	65	the	the	DET
cblr-7216	196	66	ratings	rating	NOUN
cblr-7216	196	67	they	they	PRON
cblr-7216	196	68	are	be	AUX
cblr-7216	196	69	receiving.69	receiving.69	NOUN
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cblr-7216	196	71	weiss	weiss	PROPN
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cblr-7216	196	74	offering	offer	VERB
cblr-7216	196	75	ratings	rating	NOUN
cblr-7216	196	76	for	for	ADP
cblr-7216	196	77	traditional	traditional	ADJ
cblr-7216	196	78	financial	financial	ADJ
cblr-7216	196	79	instruments	instrument	NOUN
cblr-7216	196	80	like	like	ADP
cblr-7216	196	81	stocks	stock	NOUN
cblr-7216	196	82	,	,	PUNCT
cblr-7216	196	83	mutual	mutual	ADJ
cblr-7216	196	84	funds	fund	NOUN
cblr-7216	196	85	,	,	PUNCT
cblr-7216	196	86	and	and	CCONJ
cblr-7216	196	87	exchange	exchange	NOUN
cblr-7216	196	88	traded	trade	VERB
cblr-7216	196	89	funds	fund	NOUN
cblr-7216	196	90	(	(	PUNCT
cblr-7216	196	91	“	"	PUNCT
cblr-7216	196	92	etfs	etfs	NOUN
cblr-7216	196	93	”	"	PUNCT
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cblr-7216	196	95	,	,	PUNCT
cblr-7216	196	96	the	the	DET
cblr-7216	196	97	company	company	NOUN
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cblr-7216	196	99	into	into	ADP
cblr-7216	196	100	the	the	DET
cblr-7216	196	101	cryptocurrency	cryptocurrency	NOUN
cblr-7216	196	102	space	space	NOUN
cblr-7216	196	103	in	in	ADP
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cblr-7216	196	105	weiss	weiss	NOUN
cblr-7216	196	106	provides	provide	VERB
cblr-7216	196	107	a	a	DET
cblr-7216	196	108	letter	letter	NOUN
cblr-7216	196	109	grade	grade	NOUN
cblr-7216	196	110	for	for	ADP
cblr-7216	196	111	each	each	DET
cblr-7216	196	112	cryptocurrency,71	cryptocurrency,71	NOUN
cblr-7216	196	113	and	and	CCONJ
cblr-7216	196	114	instructs	instruct	VERB
cblr-7216	196	115	investors	investor	NOUN
cblr-7216	196	116	to	to	PART
cblr-7216	196	117	interpret	interpret	VERB
cblr-7216	196	118	the	the	DET
cblr-7216	196	119	grades	grade	NOUN
cblr-7216	196	120	as	as	SCONJ
cblr-7216	196	121	follows	follow	VERB
cblr-7216	196	122	:	:	PUNCT
cblr-7216	197	1	a	a	DET
cblr-7216	197	2	=	=	PUNCT
cblr-7216	197	3	excellent	excellent	ADJ
cblr-7216	197	4	b	b	NOUN
cblr-7216	197	5	=	=	SYM
cblr-7216	197	6	good	good	NOUN
cblr-7216	197	7	c	c	NOUN
cblr-7216	197	8	=	=	PUNCT
cblr-7216	197	9	fair	fair	ADJ
cblr-7216	198	1	d	d	NOUN
cblr-7216	198	2	=	=	SYM
cblr-7216	198	3	weak	weak	ADJ
cblr-7216	198	4	e	e	NOUN
cblr-7216	198	5	=	=	SYM
cblr-7216	198	6	very	very	ADV
cblr-7216	198	7	weak.72	weak.72	NOUN
cblr-7216	198	8	a	a	DET
cblr-7216	198	9	f	f	PROPN
cblr-7216	198	10	grade	grade	NOUN
cblr-7216	198	11	is	be	AUX
cblr-7216	198	12	given	give	VERB
cblr-7216	198	13	to	to	ADP
cblr-7216	198	14	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	198	15	that	that	PRON
cblr-7216	198	16	have	have	AUX
cblr-7216	198	17	failed	fail	VERB
cblr-7216	198	18	or	or	CCONJ
cblr-7216	198	19	are	be	AUX
cblr-7216	198	20	subject	subject	ADJ
cblr-7216	198	21	to	to	ADP
cblr-7216	198	22	credible	credible	ADJ
cblr-7216	198	23	fraud	fraud	NOUN
cblr-7216	198	24	allegations.73	allegations.73	PROPN
cblr-7216	198	25	weiss	weiss	PROPN
cblr-7216	198	26	currently	currently	ADV
cblr-7216	198	27	does	do	AUX
cblr-7216	198	28	not	not	PART
cblr-7216	198	29	provide	provide	VERB
cblr-7216	198	30	cryptocurrency	cryptocurrency	NOUN
cblr-7216	198	31	credit	credit	NOUN
cblr-7216	198	32	ratings	rating	NOUN
cblr-7216	198	33	,	,	PUNCT
cblr-7216	198	34	which	which	PRON
cblr-7216	198	35	gives	give	VERB
cblr-7216	198	36	one	one	NUM
cblr-7216	198	37	traditional	traditional	ADJ
cblr-7216	198	38	rating	rating	NOUN
cblr-7216	198	39	agency	agency	NOUN
cblr-7216	198	40	,	,	PUNCT
cblr-7216	198	41	morningstar	morningstar	PROPN
cblr-7216	198	42	,	,	PUNCT
cblr-7216	198	43	an	an	DET
cblr-7216	198	44	opportunity	opportunity	NOUN
cblr-7216	198	45	to	to	PART
cblr-7216	198	46	enter	enter	VERB
cblr-7216	198	47	the	the	DET
cblr-7216	198	48	cryptocurrency	cryptocurrency	NOUN
cblr-7216	198	49	rating	rating	NOUN
cblr-7216	198	50	space	space	NOUN
cblr-7216	198	51	before	before	SCONJ
cblr-7216	198	52	existing	exist	VERB
cblr-7216	198	53	credit	credit	NOUN
cblr-7216	198	54	rating	rating	NOUN
cblr-7216	198	55	agencies.74	agencies.74	VERB
cblr-7216	198	56	68	68	NUM
cblr-7216	198	57	i	i	PROPN
cblr-7216	198	58	d.	d.	PROPN
cblr-7216	198	59	69	69	NUM
cblr-7216	199	1	i	i	PRON
cblr-7216	199	2	d.	d.	PROPN
cblr-7216	199	3	70	70	NUM
cblr-7216	200	1	i	i	PRON
cblr-7216	200	2	d.	d.	PROPN
cblr-7216	200	3	71	71	NUM
cblr-7216	201	1	i	i	PRON
cblr-7216	201	2	d.	d.	PROPN
cblr-7216	201	3	72	72	NUM
cblr-7216	202	1	i	i	PRON
cblr-7216	202	2	d.	d.	PROPN
cblr-7216	202	3	73	73	NUM
cblr-7216	203	1	i	i	PRON
cblr-7216	203	2	d.	d.	PROPN
cblr-7216	203	3	74	74	NUM
cblr-7216	203	4	christopher	christopher	PROPN
cblr-7216	203	5	hamman	hamman	PROPN
cblr-7216	203	6	,	,	PUNCT
cblr-7216	203	7	morningstar	morningstar	PROPN
cblr-7216	203	8	brings	bring	VERB
cblr-7216	203	9	blockchain	blockchain	PROPN
cblr-7216	203	10	into	into	ADP
cblr-7216	203	11	the	the	DET
cblr-7216	203	12	$	$	SYM
cblr-7216	203	13	117	117	NUM
cblr-7216	203	14	trillion	trillion	NUM
cblr-7216	203	15	debt	debt	NOUN
cblr-7216	203	16	securities	security	NOUN
cblr-7216	203	17	market	market	NOUN
cblr-7216	203	18	,	,	PUNCT
cblr-7216	203	19	coinspeaker	coinspeaker	NOUN
cblr-7216	203	20	(	(	PUNCT
cblr-7216	203	21	dec	dec	PROPN
cblr-7216	203	22	.	.	PROPN
cblr-7216	203	23	12	12	NUM
cblr-7216	203	24	,	,	PUNCT
cblr-7216	203	25	2019	2019	NUM
cblr-7216	203	26	)	)	PUNCT
cblr-7216	203	27	,	,	PUNCT
cblr-7216	203	28	https://www.coinspeaker.com/morningstar-debt-securities-blockchain/	https://www.coinspeaker.com/morningstar-debt-securities-blockchain/	PUNCT
cblr-7216	204	1	[	[	X
cblr-7216	204	2	https://perma.cc/cwm9-7fbd	https://perma.cc/cwm9-7fbd	NOUN
cblr-7216	204	3	]	]	PUNCT
cblr-7216	204	4	.	.	PUNCT
cblr-7216	205	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	205	2	(	(	PUNCT
cblr-7216	205	3	do	do	AUX
cblr-7216	205	4	not	not	PART
cblr-7216	205	5	delte	delte	VERB
cblr-7216	205	6	)	)	PUNCT
cblr-7216	205	7	10/21/2020	10/21/2020	NUM
cblr-7216	205	8	2:04	2:04	NUM
cblr-7216	205	9	pm	pm	NOUN
cblr-7216	206	1	670	670	NUM
cblr-7216	206	2	columbia	columbia	PROPN
cblr-7216	206	3	business	business	NOUN
cblr-7216	206	4	law	law	PROPN
cblr-7216	206	5	review	review	NOUN
cblr-7216	206	6	[	[	X
cblr-7216	206	7	vol	vol	NOUN
cblr-7216	206	8	.	.	PUNCT
cblr-7216	206	9	2020	2020	NUM
cblr-7216	206	10	e.	e.	PROPN
cblr-7216	206	11	morningstar	morningstar	PROPN
cblr-7216	206	12	entering	enter	VERB
cblr-7216	206	13	cryptocurrency	cryptocurrency	NOUN
cblr-7216	206	14	rating	rating	NOUN
cblr-7216	206	15	space	space	NOUN
cblr-7216	206	16	the	the	DET
cblr-7216	206	17	venturing	venturing	NOUN
cblr-7216	206	18	of	of	ADP
cblr-7216	206	19	credit	credit	NOUN
cblr-7216	206	20	rating	rating	NOUN
cblr-7216	206	21	agencies	agency	NOUN
cblr-7216	206	22	into	into	ADP
cblr-7216	206	23	the	the	DET
cblr-7216	206	24	cryptocurrency	cryptocurrency	NOUN
cblr-7216	206	25	rating	rating	NOUN
cblr-7216	206	26	space	space	NOUN
cblr-7216	206	27	is	be	AUX
cblr-7216	206	28	a	a	DET
cblr-7216	206	29	result	result	NOUN
cblr-7216	206	30	of	of	ADP
cblr-7216	206	31	the	the	DET
cblr-7216	206	32	actions	action	NOUN
cblr-7216	206	33	of	of	ADP
cblr-7216	206	34	morningstar	morningstar	NOUN
cblr-7216	206	35	.	.	PUNCT
cblr-7216	207	1	an	an	DET
cblr-7216	207	2	established	establish	VERB
cblr-7216	207	3	credit	credit	NOUN
cblr-7216	207	4	rating	rating	NOUN
cblr-7216	207	5	agency	agency	NOUN
cblr-7216	207	6	,	,	PUNCT
cblr-7216	207	7	morningstar	morningstar	PROPN
cblr-7216	207	8	intends	intend	VERB
cblr-7216	207	9	to	to	PART
cblr-7216	207	10	soon	soon	ADV
cblr-7216	207	11	offer	offer	VERB
cblr-7216	207	12	a	a	DET
cblr-7216	207	13	range	range	NOUN
cblr-7216	207	14	of	of	ADP
cblr-7216	207	15	cryptocurrency	cryptocurrency	NOUN
cblr-7216	207	16	asset	asset	NOUN
cblr-7216	207	17	rating	rating	NOUN
cblr-7216	207	18	services.75	services.75	ADV
cblr-7216	207	19	the	the	DET
cblr-7216	207	20	company	company	NOUN
cblr-7216	207	21	has	have	AUX
cblr-7216	207	22	seen	see	VERB
cblr-7216	207	23	massive	massive	ADJ
cblr-7216	207	24	success	success	NOUN
cblr-7216	207	25	,	,	PUNCT
cblr-7216	207	26	generating	generate	VERB
cblr-7216	207	27	over	over	ADP
cblr-7216	207	28	$	$	SYM
cblr-7216	207	29	1	1	NUM
cblr-7216	207	30	billion	billion	NUM
cblr-7216	207	31	in	in	ADP
cblr-7216	207	32	revenue	revenue	NOUN
cblr-7216	207	33	in	in	ADP
cblr-7216	207	34	2018	2018	NUM
cblr-7216	207	35	,	,	PUNCT
cblr-7216	207	36	despite	despite	SCONJ
cblr-7216	207	37	only	only	ADV
cblr-7216	207	38	being	be	AUX
cblr-7216	207	39	in	in	ADP
cblr-7216	207	40	the	the	DET
cblr-7216	207	41	ratings	rating	NOUN
cblr-7216	207	42	market	market	NOUN
cblr-7216	207	43	for	for	ADP
cblr-7216	207	44	a	a	DET
cblr-7216	207	45	few	few	ADJ
cblr-7216	207	46	years.76	years.76	NOUN
cblr-7216	207	47	for	for	ADP
cblr-7216	207	48	comparison	comparison	NOUN
cblr-7216	207	49	,	,	PUNCT
cblr-7216	207	50	fitch	fitch	NOUN
cblr-7216	207	51	ratings	rating	NOUN
cblr-7216	207	52	(	(	PUNCT
cblr-7216	207	53	the	the	DET
cblr-7216	207	54	third	third	ADV
cblr-7216	207	55	largest	large	ADJ
cblr-7216	207	56	credit	credit	NOUN
cblr-7216	207	57	rating	rating	NOUN
cblr-7216	207	58	agency	agency	NOUN
cblr-7216	207	59	)	)	PUNCT
cblr-7216	207	60	had	have	VERB
cblr-7216	207	61	$	$	SYM
cblr-7216	207	62	1.7	1.7	NUM
cblr-7216	207	63	billion	billion	NUM
cblr-7216	207	64	in	in	ADP
cblr-7216	207	65	revenue	revenue	NOUN
cblr-7216	207	66	in	in	ADP
cblr-7216	207	67	2018.77	2018.77	NUM
cblr-7216	207	68	morningstar	morningstar	NOUN
cblr-7216	207	69	has	have	AUX
cblr-7216	207	70	decided	decide	VERB
cblr-7216	207	71	to	to	PART
cblr-7216	207	72	focus	focus	VERB
cblr-7216	207	73	on	on	ADP
cblr-7216	207	74	rating	rate	VERB
cblr-7216	207	75	debt	debt	NOUN
cblr-7216	207	76	securities	security	NOUN
cblr-7216	207	77	in	in	ADP
cblr-7216	207	78	their	their	PRON
cblr-7216	207	79	foray	foray	NOUN
cblr-7216	207	80	into	into	ADP
cblr-7216	207	81	the	the	DET
cblr-7216	207	82	cryptocurrency	cryptocurrency	NOUN
cblr-7216	207	83	rating	rating	NOUN
cblr-7216	207	84	space.78	space.78	VERB
cblr-7216	207	85	on	on	ADP
cblr-7216	207	86	their	their	PRON
cblr-7216	207	87	blockchain	blockchain	PROPN
cblr-7216	207	88	morningstar	morningstar	PROPN
cblr-7216	207	89	will	will	AUX
cblr-7216	207	90	include	include	VERB
cblr-7216	207	91	the	the	DET
cblr-7216	207	92	terms	term	NOUN
cblr-7216	207	93	of	of	ADP
cblr-7216	207	94	their	their	PRON
cblr-7216	207	95	investment	investment	NOUN
cblr-7216	207	96	contract	contract	NOUN
cblr-7216	207	97	and	and	CCONJ
cblr-7216	207	98	their	their	PRON
cblr-7216	207	99	credit	credit	NOUN
cblr-7216	207	100	rating	rating	NOUN
cblr-7216	207	101	for	for	ADP
cblr-7216	207	102	the	the	DET
cblr-7216	207	103	security	security	NOUN
cblr-7216	207	104	at	at	ADP
cblr-7216	207	105	issue.79	issue.79	ADP
cblr-7216	207	106	this	this	DET
cblr-7216	207	107	service	service	NOUN
cblr-7216	207	108	appears	appear	VERB
cblr-7216	207	109	to	to	PART
cblr-7216	207	110	be	be	AUX
cblr-7216	207	111	valuable	valuable	ADJ
cblr-7216	207	112	for	for	ADP
cblr-7216	207	113	investors	investor	NOUN
cblr-7216	207	114	by	by	ADP
cblr-7216	207	115	making	make	VERB
cblr-7216	207	116	it	it	PRON
cblr-7216	207	117	easier	easy	ADJ
cblr-7216	207	118	for	for	SCONJ
cblr-7216	207	119	individuals	individual	NOUN
cblr-7216	207	120	to	to	PART
cblr-7216	207	121	evaluate	evaluate	VERB
cblr-7216	207	122	the	the	DET
cblr-7216	207	123	quality	quality	NOUN
cblr-7216	207	124	of	of	ADP
cblr-7216	207	125	their	their	PRON
cblr-7216	207	126	investments.80	investments.80	NOUN
cblr-7216	207	127	with	with	ADP
cblr-7216	207	128	a	a	DET
cblr-7216	207	129	major	major	ADJ
cblr-7216	207	130	credit	credit	NOUN
cblr-7216	207	131	rating	rating	NOUN
cblr-7216	207	132	agency	agency	NOUN
cblr-7216	207	133	entering	enter	VERB
cblr-7216	207	134	the	the	DET
cblr-7216	207	135	crypto	crypto	NOUN
cblr-7216	207	136	space	space	NOUN
cblr-7216	207	137	,	,	PUNCT
cblr-7216	207	138	reforms	reform	NOUN
cblr-7216	207	139	could	could	AUX
cblr-7216	207	140	begin	begin	VERB
cblr-7216	207	141	to	to	PART
cblr-7216	207	142	be	be	AUX
cblr-7216	207	143	imposed	impose	VERB
cblr-7216	207	144	shortly	shortly	ADV
cblr-7216	207	145	,	,	PUNCT
cblr-7216	207	146	as	as	SCONJ
cblr-7216	207	147	“	"	PUNCT
cblr-7216	207	148	morningstar	morningstar	NOUN
cblr-7216	207	149	is	be	AUX
cblr-7216	207	150	still	still	ADV
cblr-7216	207	151	not	not	PART
cblr-7216	207	152	sure	sure	ADJ
cblr-7216	207	153	if	if	SCONJ
cblr-7216	207	154	the	the	DET
cblr-7216	207	155	u.s	u.s	PROPN
cblr-7216	207	156	.	.	PROPN
cblr-7216	207	157	securities	securities	PROPN
cblr-7216	207	158	and	and	CCONJ
cblr-7216	207	159	exchange	exchange	PROPN
cblr-7216	207	160	commission	commission	NOUN
cblr-7216	207	161	will	will	AUX
cblr-7216	207	162	ask	ask	VERB
cblr-7216	207	163	them	they	PRON
cblr-7216	207	164	to	to	PART
cblr-7216	207	165	‘	'	PUNCT
cblr-7216	207	166	enhance	enhance	VERB
cblr-7216	207	167	’	'	PUNCT
cblr-7216	207	168	their	their	PRON
cblr-7216	207	169	blockchain	blockchain	PROPN
cblr-7216	207	170	methodology	methodology	PROPN
cblr-7216	207	171	.	.	PUNCT
cblr-7216	208	1	”81	”81	PROPN
cblr-7216	208	2	iii	iii	PROPN
cblr-7216	208	3	.	.	PUNCT
cblr-7216	209	1	problems	problem	NOUN
cblr-7216	209	2	and	and	CCONJ
cblr-7216	209	3	consequences	consequence	NOUN
cblr-7216	209	4	as	as	ADP
cblr-7216	209	5	cryptocurrency	cryptocurrency	NOUN
cblr-7216	209	6	becomes	become	VERB
cblr-7216	209	7	more	more	ADV
cblr-7216	209	8	commonplace	commonplace	ADJ
cblr-7216	209	9	,	,	PUNCT
cblr-7216	209	10	we	we	PRON
cblr-7216	209	11	next	next	ADV
cblr-7216	209	12	consider	consider	VERB
cblr-7216	209	13	how	how	SCONJ
cblr-7216	209	14	to	to	PART
cblr-7216	209	15	best	well	ADV
cblr-7216	209	16	avoid	avoid	VERB
cblr-7216	209	17	the	the	DET
cblr-7216	209	18	problems	problem	NOUN
cblr-7216	209	19	created	create	VERB
cblr-7216	209	20	by	by	ADP
cblr-7216	209	21	credit	credit	NOUN
cblr-7216	209	22	rating	rating	NOUN
cblr-7216	209	23	agencies	agency	NOUN
cblr-7216	209	24	leading	lead	VERB
cblr-7216	209	25	up	up	ADP
cblr-7216	209	26	to	to	ADP
cblr-7216	209	27	the	the	DET
cblr-7216	209	28	last	last	ADJ
cblr-7216	209	29	economic	economic	ADJ
cblr-7216	209	30	crisis	crisis	NOUN
cblr-7216	209	31	.	.	PUNCT
cblr-7216	210	1	in	in	ADP
cblr-7216	210	2	order	order	NOUN
cblr-7216	210	3	to	to	PART
cblr-7216	210	4	craft	craft	VERB
cblr-7216	210	5	the	the	DET
cblr-7216	210	6	best	good	ADJ
cblr-7216	210	7	solutions	solution	NOUN
cblr-7216	210	8	and	and	CCONJ
cblr-7216	210	9	make	make	VERB
cblr-7216	210	10	the	the	DET
cblr-7216	210	11	best	good	ADJ
cblr-7216	210	12	recommendations	recommendation	NOUN
cblr-7216	210	13	,	,	PUNCT
cblr-7216	210	14	it	it	PRON
cblr-7216	210	15	helps	help	VERB
cblr-7216	210	16	to	to	PART
cblr-7216	210	17	start	start	VERB
cblr-7216	210	18	with	with	ADP
cblr-7216	210	19	an	an	DET
cblr-7216	210	20	analysis	analysis	NOUN
cblr-7216	210	21	of	of	ADP
cblr-7216	210	22	the	the	DET
cblr-7216	210	23	potential	potential	ADJ
cblr-7216	210	24	problems	problem	NOUN
cblr-7216	210	25	that	that	PRON
cblr-7216	210	26	75	75	NUM
cblr-7216	210	27	see	see	VERB
cblr-7216	210	28	del	del	PROPN
cblr-7216	210	29	castillo	castillo	PROPN
cblr-7216	210	30	,	,	PUNCT
cblr-7216	210	31	supra	supra	PROPN
cblr-7216	210	32	note	note	NOUN
cblr-7216	210	33	7	7	NUM
cblr-7216	210	34	.	.	NUM
cblr-7216	210	35	76	76	NUM
cblr-7216	211	1	i	i	PRON
cblr-7216	211	2	d.	d.	PROPN
cblr-7216	211	3	77	77	NUM
cblr-7216	212	1	i	i	PRON
cblr-7216	212	2	d.	d.	PROPN
cblr-7216	212	3	78	78	NUM
cblr-7216	213	1	i	i	PRON
cblr-7216	213	2	d.	d.	PROPN
cblr-7216	213	3	79	79	NUM
cblr-7216	214	1	i	i	PRON
cblr-7216	214	2	d.	d.	PROPN
cblr-7216	214	3	80	80	NUM
cblr-7216	215	1	i	i	PRON
cblr-7216	215	2	d.	d.	PROPN
cblr-7216	215	3	81	81	NUM
cblr-7216	215	4	david	david	PROPN
cblr-7216	215	5	pan	pan	PROPN
cblr-7216	215	6	,	,	PUNCT
cblr-7216	215	7	financial	financial	ADJ
cblr-7216	215	8	services	service	NOUN
cblr-7216	215	9	giant	giant	PROPN
cblr-7216	215	10	morningstar	morningstar	PROPN
cblr-7216	215	11	to	to	PART
cblr-7216	215	12	offer	offer	VERB
cblr-7216	215	13	ratings	rating	NOUN
cblr-7216	215	14	for	for	ADP
cblr-7216	215	15	crypto	crypto	NOUN
cblr-7216	215	16	assets	asset	NOUN
cblr-7216	215	17	,	,	PUNCT
cblr-7216	215	18	coindesk	coindesk	NOUN
cblr-7216	215	19	(	(	PUNCT
cblr-7216	215	20	oct	oct	PROPN
cblr-7216	215	21	.	.	PROPN
cblr-7216	215	22	2	2	NUM
cblr-7216	215	23	,	,	PUNCT
cblr-7216	215	24	2019	2019	NUM
cblr-7216	215	25	)	)	PUNCT
cblr-7216	215	26	,	,	PUNCT
cblr-7216	215	27	https://www.coindesk.com/financial-services-giant-morningstar-to-offer-ratings-for-crypto-assets	https://www.coindesk.com/financial-services-giant-morningstar-to-offer-ratings-for-crypto-asset	NOUN
cblr-7216	216	1	[	[	X
cblr-7216	216	2	https://perma.cc/g3u5-naxe	https://perma.cc/g3u5-naxe	NOUN
cblr-7216	216	3	]	]	PUNCT
cblr-7216	216	4	.	.	PUNCT
cblr-7216	217	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	217	2	(	(	PUNCT
cblr-7216	217	3	do	do	AUX
cblr-7216	217	4	not	not	PART
cblr-7216	217	5	delete	delete	VERB
cblr-7216	217	6	)	)	PUNCT
cblr-7216	217	7	10/21/2020	10/21/2020	NUM
cblr-7216	217	8	2:04	2:04	NUM
cblr-7216	217	9	pm	pm	NOUN
cblr-7216	217	10	no	no	INTJ
cblr-7216	217	11	.	.	PUNCT
cblr-7216	218	1	2:656	2:656	NUM
cblr-7216	218	2	]	]	PUNCT
cblr-7216	218	3	rated	rate	VERB
cblr-7216	218	4	p	p	NOUN
cblr-7216	218	5	for	for	ADP
cblr-7216	218	6	public	public	ADJ
cblr-7216	218	7	671	671	NUM
cblr-7216	218	8	may	may	AUX
cblr-7216	218	9	be	be	AUX
cblr-7216	218	10	created	create	VERB
cblr-7216	218	11	by	by	ADP
cblr-7216	218	12	the	the	DET
cblr-7216	218	13	behavior	behavior	NOUN
cblr-7216	218	14	of	of	ADP
cblr-7216	218	15	cryptocurrency	cryptocurrency	NOUN
cblr-7216	218	16	rating	rating	NOUN
cblr-7216	218	17	providers	provider	NOUN
cblr-7216	218	18	,	,	PUNCT
cblr-7216	218	19	including	include	VERB
cblr-7216	218	20	market	market	NOUN
cblr-7216	218	21	manipulation	manipulation	NOUN
cblr-7216	218	22	,	,	PUNCT
cblr-7216	218	23	initial	initial	ADJ
cblr-7216	218	24	coin	coin	NOUN
cblr-7216	218	25	offering	offering	NOUN
cblr-7216	218	26	(	(	PUNCT
cblr-7216	218	27	“	"	PUNCT
cblr-7216	218	28	ico	ico	PROPN
cblr-7216	218	29	”	"	PUNCT
cblr-7216	218	30	)	)	PUNCT
cblr-7216	218	31	fraud	fraud	NOUN
cblr-7216	218	32	,	,	PUNCT
cblr-7216	218	33	conflicts	conflict	NOUN
cblr-7216	218	34	of	of	ADP
cblr-7216	218	35	interest	interest	NOUN
cblr-7216	218	36	between	between	ADP
cblr-7216	218	37	issuers	issuer	NOUN
cblr-7216	218	38	and	and	CCONJ
cblr-7216	218	39	receivers	receiver	NOUN
cblr-7216	218	40	of	of	ADP
cblr-7216	218	41	ratings	rating	NOUN
cblr-7216	218	42	,	,	PUNCT
cblr-7216	218	43	and	and	CCONJ
cblr-7216	218	44	influencer	influencer	NOUN
cblr-7216	218	45	-	-	PUNCT
cblr-7216	218	46	related	relate	VERB
cblr-7216	218	47	marketing	marketing	NOUN
cblr-7216	218	48	fraud	fraud	NOUN
cblr-7216	218	49	.	.	PUNCT
cblr-7216	219	1	some	some	PRON
cblr-7216	219	2	of	of	ADP
cblr-7216	219	3	these	these	DET
cblr-7216	219	4	potential	potential	ADJ
cblr-7216	219	5	problems	problem	NOUN
cblr-7216	219	6	differ	differ	VERB
cblr-7216	219	7	from	from	ADP
cblr-7216	219	8	those	those	PRON
cblr-7216	219	9	facing	face	VERB
cblr-7216	219	10	traditional	traditional	ADJ
cblr-7216	219	11	credit	credit	NOUN
cblr-7216	219	12	rating	rating	NOUN
cblr-7216	219	13	agencies	agency	NOUN
cblr-7216	219	14	,	,	PUNCT
cblr-7216	219	15	while	while	SCONJ
cblr-7216	219	16	others	other	NOUN
cblr-7216	219	17	parallel	parallel	VERB
cblr-7216	219	18	traditional	traditional	ADJ
cblr-7216	219	19	agency	agency	NOUN
cblr-7216	219	20	problems	problem	NOUN
cblr-7216	219	21	.	.	PUNCT
cblr-7216	220	1	understanding	understand	VERB
cblr-7216	220	2	the	the	DET
cblr-7216	220	3	problems	problem	NOUN
cblr-7216	220	4	that	that	PRON
cblr-7216	220	5	exist	exist	VERB
cblr-7216	220	6	,	,	PUNCT
cblr-7216	220	7	we	we	PRON
cblr-7216	220	8	will	will	AUX
cblr-7216	220	9	discuss	discuss	VERB
cblr-7216	220	10	how	how	SCONJ
cblr-7216	220	11	the	the	DET
cblr-7216	220	12	reforms	reform	NOUN
cblr-7216	220	13	put	put	VERB
cblr-7216	220	14	into	into	ADP
cblr-7216	220	15	place	place	NOUN
cblr-7216	220	16	by	by	ADP
cblr-7216	220	17	dodd	dodd	PROPN
cblr-7216	220	18	-	-	PUNCT
cblr-7216	220	19	frank	frank	PROPN
cblr-7216	220	20	are	be	AUX
cblr-7216	220	21	insufficient	insufficient	ADJ
cblr-7216	220	22	to	to	PART
cblr-7216	220	23	address	address	VERB
cblr-7216	220	24	such	such	ADJ
cblr-7216	220	25	problems	problem	NOUN
cblr-7216	220	26	.	.	PUNCT
cblr-7216	221	1	however	however	ADV
cblr-7216	221	2	,	,	PUNCT
cblr-7216	221	3	to	to	PART
cblr-7216	221	4	preface	preface	VERB
cblr-7216	221	5	our	our	PRON
cblr-7216	221	6	discussion	discussion	NOUN
cblr-7216	221	7	of	of	ADP
cblr-7216	221	8	reforms	reform	NOUN
cblr-7216	221	9	it	it	PRON
cblr-7216	221	10	will	will	AUX
cblr-7216	221	11	first	first	ADV
cblr-7216	221	12	be	be	AUX
cblr-7216	221	13	shown	show	VERB
cblr-7216	221	14	that	that	SCONJ
cblr-7216	221	15	ratings	rating	NOUN
cblr-7216	221	16	have	have	VERB
cblr-7216	221	17	a	a	DET
cblr-7216	221	18	significant	significant	ADJ
cblr-7216	221	19	impact	impact	NOUN
cblr-7216	221	20	on	on	ADP
cblr-7216	221	21	cryptocurrency	cryptocurrency	NOUN
cblr-7216	221	22	.	.	PUNCT
cblr-7216	222	1	if	if	SCONJ
cblr-7216	222	2	they	they	PRON
cblr-7216	222	3	did	do	VERB
cblr-7216	222	4	not	not	PART
cblr-7216	222	5	,	,	PUNCT
cblr-7216	222	6	there	there	PRON
cblr-7216	222	7	would	would	AUX
cblr-7216	222	8	be	be	AUX
cblr-7216	222	9	little	little	ADJ
cblr-7216	222	10	reason	reason	NOUN
cblr-7216	222	11	to	to	PART
cblr-7216	222	12	recommend	recommend	VERB
cblr-7216	222	13	reforms	reform	NOUN
cblr-7216	222	14	to	to	PART
cblr-7216	222	15	improve	improve	VERB
cblr-7216	222	16	the	the	DET
cblr-7216	222	17	cryptocurrency	cryptocurrency	NOUN
cblr-7216	222	18	ratings	rating	NOUN
cblr-7216	222	19	paradigm	paradigm	NOUN
cblr-7216	222	20	.	.	PUNCT
cblr-7216	223	1	a.	a.	NOUN
cblr-7216	223	2	market	market	NOUN
cblr-7216	223	3	manipulation	manipulation	NOUN
cblr-7216	223	4	in	in	ADP
cblr-7216	223	5	the	the	DET
cblr-7216	223	6	cryptocurrency	cryptocurrency	NOUN
cblr-7216	223	7	space	space	NOUN
cblr-7216	223	8	one	one	NUM
cblr-7216	223	9	major	major	ADJ
cblr-7216	223	10	concern	concern	NOUN
cblr-7216	223	11	surrounding	surround	VERB
cblr-7216	223	12	cryptocurrency	cryptocurrency	NOUN
cblr-7216	223	13	markets	market	NOUN
cblr-7216	223	14	is	be	AUX
cblr-7216	223	15	market	market	NOUN
cblr-7216	223	16	manipulation	manipulation	NOUN
cblr-7216	223	17	,	,	PUNCT
cblr-7216	223	18	whereby	whereby	SCONJ
cblr-7216	223	19	individuals	individual	NOUN
cblr-7216	223	20	artificially	artificially	ADV
cblr-7216	223	21	inflate	inflate	VERB
cblr-7216	223	22	or	or	CCONJ
cblr-7216	223	23	deflate	deflate	VERB
cblr-7216	223	24	the	the	DET
cblr-7216	223	25	price	price	NOUN
cblr-7216	223	26	of	of	ADP
cblr-7216	223	27	a	a	DET
cblr-7216	223	28	security.82	security.82	NOUN
cblr-7216	223	29	in	in	ADP
cblr-7216	223	30	a	a	DET
cblr-7216	223	31	recent	recent	ADJ
cblr-7216	223	32	study	study	NOUN
cblr-7216	223	33	investigating	investigate	VERB
cblr-7216	223	34	cryptocurrency	cryptocurrency	NOUN
cblr-7216	223	35	market	market	NOUN
cblr-7216	223	36	manipulation	manipulation	NOUN
cblr-7216	223	37	,	,	PUNCT
cblr-7216	223	38	professors	professor	NOUN
cblr-7216	223	39	john	john	PROPN
cblr-7216	223	40	griffin	griffin	PROPN
cblr-7216	223	41	and	and	CCONJ
cblr-7216	223	42	amin	amin	PROPN
cblr-7216	223	43	shams	sham	NOUN
cblr-7216	223	44	found	find	VERB
cblr-7216	223	45	that	that	SCONJ
cblr-7216	223	46	between	between	ADP
cblr-7216	223	47	march	march	PROPN
cblr-7216	223	48	2017	2017	NUM
cblr-7216	223	49	and	and	CCONJ
cblr-7216	223	50	march	march	PROPN
cblr-7216	223	51	2018	2018	NUM
cblr-7216	223	52	bitcoin	bitcoin	NOUN
cblr-7216	223	53	’s	’s	PART
cblr-7216	223	54	price	price	NOUN
cblr-7216	223	55	rose	rise	VERB
cblr-7216	223	56	nearly	nearly	ADV
cblr-7216	223	57	fifty	fifty	NUM
cblr-7216	223	58	percent	percent	NOUN
cblr-7216	223	59	as	as	ADP
cblr-7216	223	60	a	a	DET
cblr-7216	223	61	result	result	NOUN
cblr-7216	223	62	of	of	ADP
cblr-7216	223	63	trades	trade	NOUN
cblr-7216	223	64	between	between	ADP
cblr-7216	223	65	bitcoin	bitcoin	NOUN
cblr-7216	223	66	and	and	CCONJ
cblr-7216	223	67	another	another	DET
cblr-7216	223	68	cryptocurrency	cryptocurrency	NOUN
cblr-7216	223	69	called	call	VERB
cblr-7216	223	70	tether.83	tether.83	NOUN
cblr-7216	223	71	according	accord	VERB
cblr-7216	223	72	to	to	ADP
cblr-7216	223	73	their	their	PRON
cblr-7216	223	74	research	research	NOUN
cblr-7216	223	75	,	,	PUNCT
cblr-7216	223	76	tether	tether	NOUN
cblr-7216	223	77	was	be	AUX
cblr-7216	223	78	used	use	VERB
cblr-7216	223	79	by	by	ADP
cblr-7216	223	80	anonymous	anonymous	ADJ
cblr-7216	223	81	parties	party	NOUN
cblr-7216	223	82	to	to	PART
cblr-7216	223	83	illegally	illegally	ADV
cblr-7216	223	84	inflate	inflate	VERB
cblr-7216	223	85	the	the	DET
cblr-7216	223	86	price	price	NOUN
cblr-7216	223	87	of	of	ADP
cblr-7216	223	88	bitcoin	bitcoin	NOUN
cblr-7216	223	89	over	over	ADP
cblr-7216	223	90	the	the	DET
cblr-7216	223	91	period	period	NOUN
cblr-7216	223	92	in	in	ADP
cblr-7216	223	93	question.84	question.84	NOUN
cblr-7216	223	94	this	this	DET
cblr-7216	223	95	alarming	alarming	ADJ
cblr-7216	223	96	conclusion	conclusion	NOUN
cblr-7216	223	97	of	of	ADP
cblr-7216	223	98	the	the	DET
cblr-7216	223	99	study	study	NOUN
cblr-7216	223	100	prompted	prompt	VERB
cblr-7216	223	101	an	an	DET
cblr-7216	223	102	investigation	investigation	NOUN
cblr-7216	223	103	by	by	ADP
cblr-7216	223	104	federal	federal	ADJ
cblr-7216	223	105	prosecutors	prosecutor	NOUN
cblr-7216	223	106	into	into	ADP
cblr-7216	223	107	82	82	NUM
cblr-7216	223	108	see	see	VERB
cblr-7216	223	109	fast	fast	ADJ
cblr-7216	223	110	answers	answer	NOUN
cblr-7216	223	111	:	:	PUNCT
cblr-7216	223	112	manipulation	manipulation	NOUN
cblr-7216	223	113	,	,	PUNCT
cblr-7216	223	114	sec	sec	PROPN
cblr-7216	223	115	.	.	PROPN
cblr-7216	223	116	&	&	CCONJ
cblr-7216	223	117	exchange	exchange	PROPN
cblr-7216	223	118	commission	commission	PROPN
cblr-7216	223	119	(	(	PUNCT
cblr-7216	223	120	mar	mar	PROPN
cblr-7216	223	121	.	.	PROPN
cblr-7216	223	122	28	28	NUM
cblr-7216	223	123	,	,	PUNCT
cblr-7216	223	124	2008	2008	NUM
cblr-7216	223	125	)	)	PUNCT
cblr-7216	223	126	,	,	PUNCT
cblr-7216	223	127	https://www.sec.gov/fast-answers/answerstmanipulhtm.html	https://www.sec.gov/fast-answers/answerstmanipulhtm.html	VERB
cblr-7216	223	128	[	[	X
cblr-7216	223	129	https://perma.cc/9bxa-4v5b	https://perma.cc/9bxa-4v5b	X
cblr-7216	223	130	]	]	X
cblr-7216	223	131	.	.	PUNCT
cblr-7216	224	1	83	83	NUM
cblr-7216	224	2	see	see	VERB
cblr-7216	224	3	griffin	griffin	PROPN
cblr-7216	224	4	&	&	CCONJ
cblr-7216	224	5	shams	sham	NOUN
cblr-7216	224	6	,	,	PUNCT
cblr-7216	224	7	supra	supra	PROPN
cblr-7216	224	8	note	note	NOUN
cblr-7216	224	9	12	12	NUM
cblr-7216	224	10	(	(	PUNCT
cblr-7216	224	11	examining	examine	VERB
cblr-7216	224	12	statistics	statistic	NOUN
cblr-7216	224	13	regarding	regard	VERB
cblr-7216	224	14	the	the	DET
cblr-7216	224	15	impact	impact	NOUN
cblr-7216	224	16	of	of	ADP
cblr-7216	224	17	tether	tether	NOUN
cblr-7216	224	18	on	on	ADP
cblr-7216	224	19	bitcoin	bitcoin	ADJ
cblr-7216	224	20	and	and	CCONJ
cblr-7216	224	21	other	other	ADJ
cblr-7216	224	22	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	224	23	over	over	ADP
cblr-7216	224	24	the	the	DET
cblr-7216	224	25	identified	identify	VERB
cblr-7216	224	26	period	period	NOUN
cblr-7216	224	27	)	)	PUNCT
cblr-7216	224	28	.	.	PUNCT
cblr-7216	225	1	84	84	NUM
cblr-7216	226	1	i	i	PRON
cblr-7216	226	2	d.	d.	NOUN
cblr-7216	226	3	at	at	ADP
cblr-7216	226	4	8	8	NUM
cblr-7216	226	5	(	(	PUNCT
cblr-7216	226	6	“	"	PUNCT
cblr-7216	226	7	the	the	DET
cblr-7216	226	8	patterns	pattern	NOUN
cblr-7216	226	9	observed	observe	VERB
cblr-7216	226	10	.	.	PUNCT
cblr-7216	226	11	.	.	PUNCT
cblr-7216	227	1	.	.	PUNCT
cblr-7216	228	1	are	be	AUX
cblr-7216	228	2	consistent	consistent	ADJ
cblr-7216	228	3	either	either	CCONJ
cblr-7216	228	4	with	with	ADP
cblr-7216	228	5	one	one	NUM
cblr-7216	228	6	large	large	ADJ
cblr-7216	228	7	player	player	NOUN
cblr-7216	228	8	purchasing	purchase	VERB
cblr-7216	228	9	tether	tether	NOUN
cblr-7216	228	10	with	with	ADP
cblr-7216	228	11	cash	cash	NOUN
cblr-7216	228	12	at	at	ADP
cblr-7216	228	13	bitfinex	bitfinex	ADV
cblr-7216	228	14	and	and	CCONJ
cblr-7216	228	15	then	then	ADV
cblr-7216	228	16	exchanging	exchange	VERB
cblr-7216	228	17	it	it	PRON
cblr-7216	228	18	for	for	ADP
cblr-7216	228	19	bitcoin	bitcoin	NOUN
cblr-7216	228	20	,	,	PUNCT
cblr-7216	228	21	or	or	CCONJ
cblr-7216	228	22	tether	tether	NOUN
cblr-7216	228	23	being	be	AUX
cblr-7216	228	24	printed	print	VERB
cblr-7216	228	25	without	without	ADP
cblr-7216	228	26	cash	cash	NOUN
cblr-7216	228	27	backup	backup	NOUN
cblr-7216	228	28	and	and	CCONJ
cblr-7216	228	29	pushed	push	VERB
cblr-7216	228	30	out	out	ADP
cblr-7216	228	31	through	through	ADP
cblr-7216	228	32	bitfinex	bitfinex	ADV
cblr-7216	228	33	in	in	ADP
cblr-7216	228	34	exchange	exchange	NOUN
cblr-7216	228	35	for	for	ADP
cblr-7216	228	36	bitcoin	bitcoin	NOUN
cblr-7216	228	37	.	.	PUNCT
cblr-7216	228	38	”	"	PUNCT
cblr-7216	228	39	)	)	PUNCT
cblr-7216	228	40	.	.	PUNCT
cblr-7216	229	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	229	2	(	(	PUNCT
cblr-7216	229	3	do	do	AUX
cblr-7216	229	4	not	not	PART
cblr-7216	229	5	delte	delte	VERB
cblr-7216	229	6	)	)	PUNCT
cblr-7216	229	7	10/21/2020	10/21/2020	NUM
cblr-7216	229	8	2:04	2:04	NUM
cblr-7216	229	9	pm	pm	PROPN
cblr-7216	229	10	672	672	NUM
cblr-7216	229	11	columbia	columbia	PROPN
cblr-7216	229	12	business	business	NOUN
cblr-7216	229	13	law	law	NOUN
cblr-7216	229	14	review	review	NOUN
cblr-7216	230	1	[	[	X
cblr-7216	230	2	vol	vol	NOUN
cblr-7216	230	3	.	.	PUNCT
cblr-7216	230	4	2020	2020	NUM
cblr-7216	231	1	whether	whether	SCONJ
cblr-7216	231	2	tether	tether	NOUN
cblr-7216	231	3	was	be	AUX
cblr-7216	231	4	indeed	indeed	ADV
cblr-7216	231	5	used	use	VERB
cblr-7216	231	6	to	to	PART
cblr-7216	231	7	manipulate	manipulate	VERB
cblr-7216	231	8	the	the	DET
cblr-7216	231	9	price	price	NOUN
cblr-7216	231	10	of	of	ADP
cblr-7216	231	11	bitcoin.85	bitcoin.85	NOUN
cblr-7216	231	12	most	most	ADV
cblr-7216	231	13	shockingly	shockingly	ADV
cblr-7216	231	14	,	,	PUNCT
cblr-7216	231	15	one	one	NUM
cblr-7216	231	16	market	market	NOUN
cblr-7216	231	17	player	player	NOUN
cblr-7216	231	18	,	,	PUNCT
cblr-7216	231	19	known	know	VERB
cblr-7216	231	20	as	as	ADP
cblr-7216	231	21	“	"	PUNCT
cblr-7216	231	22	1lsg	1lsg	NOUN
cblr-7216	231	23	,	,	PUNCT
cblr-7216	231	24	”	"	PUNCT
cblr-7216	231	25	is	be	AUX
cblr-7216	231	26	thought	think	VERB
cblr-7216	231	27	to	to	PART
cblr-7216	231	28	have	have	AUX
cblr-7216	231	29	been	be	AUX
cblr-7216	231	30	the	the	DET
cblr-7216	231	31	sole	sole	ADJ
cblr-7216	231	32	culprit	culprit	NOUN
cblr-7216	231	33	behind	behind	ADP
cblr-7216	231	34	the	the	DET
cblr-7216	231	35	majority	majority	NOUN
cblr-7216	231	36	of	of	ADP
cblr-7216	231	37	the	the	DET
cblr-7216	231	38	trading	trading	NOUN
cblr-7216	231	39	patterns	pattern	NOUN
cblr-7216	231	40	documented	document	VERB
cblr-7216	231	41	by	by	ADP
cblr-7216	231	42	griffins	griffin	NOUN
cblr-7216	231	43	and	and	CCONJ
cblr-7216	231	44	shams.86	shams.86	NOUN
cblr-7216	231	45	with	with	ADP
cblr-7216	231	46	hundreds	hundred	NOUN
cblr-7216	231	47	of	of	ADP
cblr-7216	231	48	cases	case	NOUN
cblr-7216	231	49	now	now	ADV
cblr-7216	231	50	documented	document	VERB
cblr-7216	231	51	,	,	PUNCT
cblr-7216	231	52	market	market	NOUN
cblr-7216	231	53	manipulation	manipulation	NOUN
cblr-7216	231	54	schemes	scheme	NOUN
cblr-7216	231	55	remain	remain	VERB
cblr-7216	231	56	a	a	DET
cblr-7216	231	57	common	common	ADJ
cblr-7216	231	58	occurrence	occurrence	NOUN
cblr-7216	231	59	in	in	ADP
cblr-7216	231	60	the	the	DET
cblr-7216	231	61	cryptocurrency	cryptocurrency	NOUN
cblr-7216	231	62	space.87	space.87	NOUN
cblr-7216	231	63	as	as	SCONJ
cblr-7216	231	64	more	more	ADJ
cblr-7216	231	65	participants	participant	NOUN
cblr-7216	231	66	enter	enter	VERB
cblr-7216	231	67	cryptocurrency	cryptocurrency	NOUN
cblr-7216	231	68	markets	market	NOUN
cblr-7216	231	69	,	,	PUNCT
cblr-7216	231	70	the	the	DET
cblr-7216	231	71	threat	threat	NOUN
cblr-7216	231	72	of	of	ADP
cblr-7216	231	73	a	a	DET
cblr-7216	231	74	cryptocurrency	cryptocurrency	NOUN
cblr-7216	231	75	price	price	NOUN
cblr-7216	231	76	collapse	collapse	NOUN
cblr-7216	231	77	grows	grow	VERB
cblr-7216	231	78	more	more	ADJ
cblr-7216	231	79	dire.88	dire.88	NOUN
cblr-7216	231	80	in	in	ADP
cblr-7216	231	81	other	other	ADJ
cblr-7216	231	82	words	word	NOUN
cblr-7216	231	83	,	,	PUNCT
cblr-7216	231	84	the	the	DET
cblr-7216	231	85	more	more	ADJ
cblr-7216	231	86	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	231	87	are	be	AUX
cblr-7216	231	88	relied	rely	VERB
cblr-7216	231	89	upon	upon	SCONJ
cblr-7216	231	90	by	by	ADP
cblr-7216	231	91	the	the	DET
cblr-7216	231	92	public	public	NOUN
cblr-7216	231	93	,	,	PUNCT
cblr-7216	231	94	the	the	PRON
cblr-7216	231	95	higher	high	ADJ
cblr-7216	231	96	the	the	DET
cblr-7216	231	97	stakes	stake	NOUN
cblr-7216	231	98	for	for	ADP
cblr-7216	231	99	their	their	PRON
cblr-7216	231	100	stability	stability	NOUN
cblr-7216	231	101	.	.	PUNCT
cblr-7216	232	1	b.	b.	NOUN
cblr-7216	233	1	“	"	PUNCT
cblr-7216	233	2	ratings	rating	NOUN
cblr-7216	233	3	shopping	shopping	NOUN
cblr-7216	233	4	”	"	PUNCT
cblr-7216	233	5	creates	create	VERB
cblr-7216	233	6	a	a	DET
cblr-7216	233	7	conflict	conflict	NOUN
cblr-7216	233	8	of	of	ADP
cblr-7216	233	9	interest	interest	NOUN
cblr-7216	233	10	the	the	DET
cblr-7216	233	11	conflicts	conflict	NOUN
cblr-7216	233	12	of	of	ADP
cblr-7216	233	13	interest	interest	NOUN
cblr-7216	233	14	between	between	ADP
cblr-7216	233	15	rating	rating	NOUN
cblr-7216	233	16	agencies	agency	NOUN
cblr-7216	233	17	and	and	CCONJ
cblr-7216	233	18	issuers	issuer	NOUN
cblr-7216	233	19	are	be	AUX
cblr-7216	233	20	made	make	VERB
cblr-7216	233	21	clear	clear	ADJ
cblr-7216	233	22	by	by	ADP
cblr-7216	233	23	understanding	understand	VERB
cblr-7216	233	24	first	first	ADV
cblr-7216	233	25	who	who	PRON
cblr-7216	233	26	the	the	DET
cblr-7216	233	27	customer	customer	NOUN
cblr-7216	233	28	is	be	AUX
cblr-7216	233	29	in	in	ADP
cblr-7216	233	30	the	the	DET
cblr-7216	233	31	private	private	ADJ
cblr-7216	233	32	credit	credit	NOUN
cblr-7216	233	33	rating	rating	NOUN
cblr-7216	233	34	agency	agency	NOUN
cblr-7216	233	35	business	business	NOUN
cblr-7216	233	36	model	model	NOUN
cblr-7216	233	37	.	.	PUNCT
cblr-7216	234	1	in	in	ADP
cblr-7216	234	2	an	an	DET
cblr-7216	234	3	issuer	issuer	NOUN
cblr-7216	234	4	pays	pay	NOUN
cblr-7216	234	5	model	model	NOUN
cblr-7216	234	6	,	,	PUNCT
cblr-7216	234	7	issuers	issuer	NOUN
cblr-7216	234	8	pay	pay	VERB
cblr-7216	234	9	a	a	DET
cblr-7216	234	10	rating	rating	NOUN
cblr-7216	234	11	agency	agency	NOUN
cblr-7216	234	12	to	to	PART
cblr-7216	234	13	rate	rate	VERB
cblr-7216	234	14	their	their	PRON
cblr-7216	234	15	financial	financial	ADJ
cblr-7216	234	16	product.89	product.89	NOUN
cblr-7216	234	17	it	it	PRON
cblr-7216	234	18	follows	follow	VERB
cblr-7216	234	19	,	,	PUNCT
cblr-7216	234	20	then	then	ADV
cblr-7216	234	21	,	,	PUNCT
cblr-7216	234	22	that	that	SCONJ
cblr-7216	234	23	credit	credit	NOUN
cblr-7216	234	24	rating	rating	NOUN
cblr-7216	234	25	agencies	agency	NOUN
cblr-7216	234	26	can	can	AUX
cblr-7216	234	27	generate	generate	VERB
cblr-7216	234	28	higher	high	ADJ
cblr-7216	234	29	revenue	revenue	NOUN
cblr-7216	234	30	by	by	ADP
cblr-7216	234	31	providing	provide	VERB
cblr-7216	234	32	issuers	issuer	NOUN
cblr-7216	234	33	with	with	ADP
cblr-7216	234	34	higher	high	ADJ
cblr-7216	234	35	85	85	NUM
cblr-7216	234	36	matt	matt	PROPN
cblr-7216	234	37	robinson	robinson	PROPN
cblr-7216	234	38	&	&	CCONJ
cblr-7216	234	39	tom	tom	PROPN
cblr-7216	234	40	schoenberg	schoenberg	PROPN
cblr-7216	234	41	,	,	PUNCT
cblr-7216	234	42	u.s	u.s	PROPN
cblr-7216	234	43	.	.	PROPN
cblr-7216	234	44	launches	launch	VERB
cblr-7216	234	45	criminal	criminal	ADJ
cblr-7216	234	46	probe	probe	NOUN
cblr-7216	234	47	into	into	ADP
cblr-7216	234	48	bitcoin	bitcoin	ADJ
cblr-7216	234	49	price	price	NOUN
cblr-7216	234	50	manipulation	manipulation	NOUN
cblr-7216	234	51	,	,	PUNCT
cblr-7216	234	52	bloomberg	bloomberg	PROPN
cblr-7216	234	53	(	(	PUNCT
cblr-7216	234	54	may	may	PROPN
cblr-7216	234	55	24	24	NUM
cblr-7216	234	56	,	,	PUNCT
cblr-7216	234	57	2018	2018	NUM
cblr-7216	234	58	)	)	PUNCT
cblr-7216	234	59	,	,	PUNCT
cblr-7216	234	60	https://www.bloomberg.com/news/articles/2018-05-24/bitcoin-manipulation-is-said-to-be-focus-of-u-s-criminal-probe	https://www.bloomberg.com/news/articles/2018-05-24/bitcoin-manipulation-is-said-to-be-focus-of-u-s-criminal-probe	X
cblr-7216	235	1	[	[	X
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cblr-7216	235	4	.	.	PUNCT
cblr-7216	236	1	86	86	NUM
cblr-7216	236	2	billy	billy	ADJ
cblr-7216	236	3	bambrough	bambrough	NOUN
cblr-7216	236	4	,	,	PUNCT
cblr-7216	236	5	the	the	DET
cblr-7216	236	6	real	real	ADJ
cblr-7216	236	7	reason	reason	NOUN
cblr-7216	236	8	behind	behind	ADP
cblr-7216	236	9	bitcoin	bitcoin	PROPN
cblr-7216	236	10	’s	’s	PART
cblr-7216	236	11	epic	epic	ADJ
cblr-7216	236	12	rally	rally	NOUN
cblr-7216	236	13	revealed	reveal	VERB
cblr-7216	236	14	?	?	PUNCT
cblr-7216	236	15	,	,	PUNCT
cblr-7216	236	16	forbes	forbes	PROPN
cblr-7216	236	17	(	(	PUNCT
cblr-7216	236	18	nov	nov	PROPN
cblr-7216	236	19	.	.	PROPN
cblr-7216	236	20	8	8	NUM
cblr-7216	236	21	,	,	PUNCT
cblr-7216	236	22	2019	2019	NUM
cblr-7216	236	23	)	)	PUNCT
cblr-7216	236	24	,	,	PUNCT
cblr-7216	236	25	https://www.forbes.com/sites/billybambrough/2019/11/08/real-reason-behind-bitcoins-epic-rally-revealed/#4caa100a332b	https://www.forbes.com/sites/billybambrough/2019/11/08/real-reason-behind-bitcoins-epic-rally-revealed/#4caa100a332b	NOUN
cblr-7216	237	1	[	[	X
cblr-7216	237	2	https://perma.cc/j4jz-wcsv	https://perma.cc/j4jz-wcsv	X
cblr-7216	237	3	]	]	X
cblr-7216	237	4	(	(	PUNCT
cblr-7216	237	5	recounting	recount	VERB
cblr-7216	237	6	how	how	SCONJ
cblr-7216	237	7	“	"	PUNCT
cblr-7216	237	8	an	an	DET
cblr-7216	237	9	unidentified	unidentified	ADJ
cblr-7216	237	10	bitfinex	bitfinex	ADJ
cblr-7216	237	11	account	account	NOUN
cblr-7216	237	12	used	use	VERB
cblr-7216	237	13	tether	tether	NOUN
cblr-7216	237	14	to	to	PART
cblr-7216	237	15	manipulate	manipulate	VERB
cblr-7216	237	16	the	the	DET
cblr-7216	237	17	bitcoin	bitcoin	ADJ
cblr-7216	237	18	price	price	NOUN
cblr-7216	237	19	by	by	ADP
cblr-7216	237	20	creating	create	VERB
cblr-7216	237	21	unprecedented	unprecedented	ADJ
cblr-7216	237	22	demand	demand	NOUN
cblr-7216	237	23	for	for	ADP
cblr-7216	237	24	the	the	DET
cblr-7216	237	25	digital	digital	NOUN
cblr-7216	237	26	token	token	PROPN
cblr-7216	237	27	”	"	PUNCT
cblr-7216	237	28	)	)	PUNCT
cblr-7216	237	29	.	.	PUNCT
cblr-7216	238	1	87	87	NUM
cblr-7216	238	2	see	see	VERB
cblr-7216	238	3	jiahua	jiahua	PROPN
cblr-7216	238	4	xu	xu	PROPN
cblr-7216	238	5	&	&	CCONJ
cblr-7216	238	6	benjamin	benjamin	PROPN
cblr-7216	238	7	livshits	livshits	PROPN
cblr-7216	238	8	,	,	PUNCT
cblr-7216	238	9	the	the	DET
cblr-7216	238	10	anatomy	anatomy	NOUN
cblr-7216	238	11	of	of	ADP
cblr-7216	238	12	a	a	DET
cblr-7216	238	13	cryptocurrency	cryptocurrency	NOUN
cblr-7216	238	14	pump	pump	NOUN
cblr-7216	238	15	-	-	PUNCT
cblr-7216	238	16	and	and	CCONJ
cblr-7216	238	17	-	-	PUNCT
cblr-7216	238	18	dump	dump	NOUN
cblr-7216	238	19	scheme	scheme	NOUN
cblr-7216	238	20	,	,	PUNCT
cblr-7216	238	21	2019	2019	NUM
cblr-7216	238	22	usenix	usenix	NOUN
cblr-7216	238	23	security	security	NOUN
cblr-7216	238	24	symp	symp	NOUN
cblr-7216	238	25	.	.	PUNCT
cblr-7216	239	1	1609	1609	NUM
cblr-7216	239	2	(	(	PUNCT
cblr-7216	239	3	describing	describe	VERB
cblr-7216	239	4	and	and	CCONJ
cblr-7216	239	5	empirically	empirically	ADV
cblr-7216	239	6	examining	examine	VERB
cblr-7216	239	7	the	the	DET
cblr-7216	239	8	phenomenon	phenomenon	NOUN
cblr-7216	239	9	of	of	ADP
cblr-7216	239	10	“	"	PUNCT
cblr-7216	239	11	pump	pump	VERB
cblr-7216	239	12	-	-	PUNCT
cblr-7216	239	13	and	and	CCONJ
cblr-7216	239	14	-	-	PUNCT
cblr-7216	239	15	dump	dump	VERB
cblr-7216	239	16	”	"	PUNCT
cblr-7216	239	17	activities	activity	NOUN
cblr-7216	239	18	within	within	ADP
cblr-7216	239	19	cryptocurrency	cryptocurrency	NOUN
cblr-7216	239	20	markets	market	NOUN
cblr-7216	239	21	)	)	PUNCT
cblr-7216	239	22	.	.	PUNCT
cblr-7216	240	1	88	88	NUM
cblr-7216	240	2	see	see	VERB
cblr-7216	240	3	ryan	ryan	PROPN
cblr-7216	240	4	clements	clements	PROPN
cblr-7216	240	5	,	,	PUNCT
cblr-7216	240	6	comment	comment	NOUN
cblr-7216	240	7	,	,	PUNCT
cblr-7216	240	8	assessing	assess	VERB
cblr-7216	240	9	the	the	DET
cblr-7216	240	10	evolution	evolution	NOUN
cblr-7216	240	11	of	of	ADP
cblr-7216	240	12	cryptocurrency	cryptocurrency	NOUN
cblr-7216	240	13	:	:	PUNCT
cblr-7216	240	14	demand	demand	NOUN
cblr-7216	240	15	factors	factor	NOUN
cblr-7216	240	16	,	,	PUNCT
cblr-7216	240	17	latent	latent	NOUN
cblr-7216	240	18	value	value	NOUN
cblr-7216	240	19	,	,	PUNCT
cblr-7216	240	20	and	and	CCONJ
cblr-7216	240	21	regulatory	regulatory	ADJ
cblr-7216	240	22	developments	development	NOUN
cblr-7216	240	23	,	,	PUNCT
cblr-7216	240	24	8	8	NUM
cblr-7216	240	25	mich	mich	X
cblr-7216	240	26	.	.	PUNCT
cblr-7216	241	1	bus	bus	PROPN
cblr-7216	241	2	.	.	PUNCT
cblr-7216	241	3	&	&	CCONJ
cblr-7216	241	4	entrepreneurial	entrepreneurial	PROPN
cblr-7216	241	5	l.	l.	PROPN
cblr-7216	241	6	rev	rev	PROPN
cblr-7216	241	7	.	.	PROPN
cblr-7216	241	8	73	73	NUM
cblr-7216	241	9	,	,	PUNCT
cblr-7216	241	10	91	91	NUM
cblr-7216	241	11	(	(	PUNCT
cblr-7216	241	12	2018	2018	NUM
cblr-7216	241	13	)	)	PUNCT
cblr-7216	242	1	(	(	PUNCT
cblr-7216	242	2	noting	note	VERB
cblr-7216	242	3	that	that	SCONJ
cblr-7216	242	4	increased	increase	VERB
cblr-7216	242	5	institutional	institutional	ADJ
cblr-7216	242	6	participation	participation	NOUN
cblr-7216	242	7	in	in	ADP
cblr-7216	242	8	the	the	DET
cblr-7216	242	9	bitcoin	bitcoin	ADJ
cblr-7216	242	10	futures	future	NOUN
cblr-7216	242	11	market	market	NOUN
cblr-7216	242	12	could	could	AUX
cblr-7216	242	13	lead	lead	VERB
cblr-7216	242	14	to	to	ADP
cblr-7216	242	15	an	an	DET
cblr-7216	242	16	increase	increase	NOUN
cblr-7216	242	17	in	in	ADP
cblr-7216	242	18	“	"	PUNCT
cblr-7216	242	19	at	at	ADP
cblr-7216	242	20	-	-	PUNCT
cblr-7216	242	21	risk	risk	NOUN
cblr-7216	242	22	participation	participation	NOUN
cblr-7216	242	23	”	"	PUNCT
cblr-7216	242	24	threats	threat	NOUN
cblr-7216	242	25	and	and	CCONJ
cblr-7216	242	26	“	"	PUNCT
cblr-7216	242	27	interdependence	interdependence	NOUN
cblr-7216	242	28	”	"	PUNCT
cblr-7216	242	29	risks	risk	NOUN
cblr-7216	242	30	)	)	PUNCT
cblr-7216	242	31	.	.	PUNCT
cblr-7216	243	1	89	89	NUM
cblr-7216	243	2	see	see	VERB
cblr-7216	243	3	rivlin	rivlin	PROPN
cblr-7216	243	4	&	&	CCONJ
cblr-7216	243	5	soroushian	soroushian	PROPN
cblr-7216	243	6	,	,	PUNCT
cblr-7216	243	7	supra	supra	PROPN
cblr-7216	243	8	note	note	NOUN
cblr-7216	243	9	50	50	NUM
cblr-7216	243	10	.	.	PUNCT
cblr-7216	244	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	245	1	(	(	PUNCT
cblr-7216	245	2	do	do	AUX
cblr-7216	245	3	not	not	PART
cblr-7216	245	4	delete	delete	VERB
cblr-7216	245	5	)	)	PUNCT
cblr-7216	245	6	10/21/2020	10/21/2020	NUM
cblr-7216	245	7	2:04	2:04	NUM
cblr-7216	245	8	pm	pm	NOUN
cblr-7216	245	9	no	no	INTJ
cblr-7216	245	10	.	.	PUNCT
cblr-7216	246	1	2:656	2:656	NUM
cblr-7216	246	2	]	]	PUNCT
cblr-7216	246	3	rated	rate	VERB
cblr-7216	246	4	p	p	NOUN
cblr-7216	246	5	for	for	ADP
cblr-7216	246	6	public	public	ADJ
cblr-7216	246	7	673	673	NUM
cblr-7216	246	8	ratings	rating	NOUN
cblr-7216	246	9	for	for	ADP
cblr-7216	246	10	their	their	PRON
cblr-7216	246	11	financial	financial	ADJ
cblr-7216	246	12	products	product	NOUN
cblr-7216	246	13	.	.	PUNCT
cblr-7216	247	1	this	this	PRON
cblr-7216	247	2	creates	create	VERB
cblr-7216	247	3	an	an	DET
cblr-7216	247	4	incentive	incentive	NOUN
cblr-7216	247	5	for	for	SCONJ
cblr-7216	247	6	credit	credit	NOUN
cblr-7216	247	7	rating	rating	NOUN
cblr-7216	247	8	agencies	agency	NOUN
cblr-7216	247	9	to	to	PART
cblr-7216	247	10	issue	issue	VERB
cblr-7216	247	11	higher	high	ADJ
cblr-7216	247	12	ratings	rating	NOUN
cblr-7216	247	13	regardless	regardless	ADV
cblr-7216	247	14	of	of	ADP
cblr-7216	247	15	their	their	PRON
cblr-7216	247	16	accuracy	accuracy	NOUN
cblr-7216	247	17	.	.	PUNCT
cblr-7216	248	1	thus	thus	ADV
cblr-7216	248	2	,	,	PUNCT
cblr-7216	248	3	in	in	ADP
cblr-7216	248	4	addition	addition	NOUN
cblr-7216	248	5	to	to	ADP
cblr-7216	248	6	the	the	DET
cblr-7216	248	7	problem	problem	NOUN
cblr-7216	248	8	of	of	ADP
cblr-7216	248	9	traditional	traditional	ADJ
cblr-7216	248	10	rating	rating	NOUN
cblr-7216	248	11	agencies	agency	NOUN
cblr-7216	248	12	loosening	loosen	VERB
cblr-7216	248	13	their	their	PRON
cblr-7216	248	14	evaluative	evaluative	ADJ
cblr-7216	248	15	standards	standard	NOUN
cblr-7216	248	16	to	to	PART
cblr-7216	248	17	earn	earn	VERB
cblr-7216	248	18	more	more	ADJ
cblr-7216	248	19	business	business	NOUN
cblr-7216	248	20	,	,	PUNCT
cblr-7216	248	21	there	there	PRON
cblr-7216	248	22	exists	exist	VERB
cblr-7216	248	23	a	a	DET
cblr-7216	248	24	similar	similar	ADJ
cblr-7216	248	25	,	,	PUNCT
cblr-7216	248	26	parallel	parallel	ADJ
cblr-7216	248	27	problem	problem	NOUN
cblr-7216	248	28	of	of	ADP
cblr-7216	248	29	issuers	issuer	NOUN
cblr-7216	248	30	purchasing	purchase	VERB
cblr-7216	248	31	positive	positive	ADJ
cblr-7216	248	32	ratings	rating	NOUN
cblr-7216	248	33	.	.	PUNCT
cblr-7216	249	1	issuers	issuer	NOUN
cblr-7216	249	2	of	of	ADP
cblr-7216	249	3	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	249	4	are	be	AUX
cblr-7216	249	5	thereby	thereby	ADV
cblr-7216	249	6	effectively	effectively	ADV
cblr-7216	249	7	able	able	ADJ
cblr-7216	249	8	to	to	PART
cblr-7216	249	9	purchase	purchase	VERB
cblr-7216	249	10	the	the	DET
cblr-7216	249	11	degree	degree	NOUN
cblr-7216	249	12	of	of	ADP
cblr-7216	249	13	their	their	PRON
cblr-7216	249	14	own	own	ADJ
cblr-7216	249	15	creditworthiness	creditworthiness	NOUN
cblr-7216	249	16	.	.	PUNCT
cblr-7216	250	1	c.	c.	PROPN
cblr-7216	250	2	social	social	ADJ
cblr-7216	250	3	media	medium	NOUN
cblr-7216	250	4	and	and	CCONJ
cblr-7216	250	5	potential	potential	ADJ
cblr-7216	250	6	rating	rating	NOUN
cblr-7216	250	7	fraud	fraud	NOUN
cblr-7216	250	8	concerns	concern	NOUN
cblr-7216	250	9	while	while	SCONJ
cblr-7216	250	10	cryptocurrency	cryptocurrency	NOUN
cblr-7216	250	11	ratings	rating	NOUN
cblr-7216	250	12	are	be	AUX
cblr-7216	250	13	not	not	PART
cblr-7216	250	14	yet	yet	ADV
cblr-7216	250	15	extremely	extremely	ADV
cblr-7216	250	16	widespread	widespread	ADJ
cblr-7216	250	17	in	in	ADP
cblr-7216	250	18	the	the	DET
cblr-7216	250	19	u.s	u.s	PROPN
cblr-7216	250	20	.	.	PROPN
cblr-7216	250	21	economy	economy	NOUN
cblr-7216	250	22	,	,	PUNCT
cblr-7216	250	23	one	one	NUM
cblr-7216	250	24	area	area	NOUN
cblr-7216	250	25	which	which	PRON
cblr-7216	250	26	we	we	PRON
cblr-7216	250	27	may	may	AUX
cblr-7216	250	28	analogize	analogize	VERB
cblr-7216	250	29	from	from	ADP
cblr-7216	250	30	is	be	AUX
cblr-7216	250	31	that	that	PRON
cblr-7216	250	32	of	of	ADP
cblr-7216	250	33	social	social	ADJ
cblr-7216	250	34	media	medium	NOUN
cblr-7216	250	35	influencer	influencer	NOUN
cblr-7216	250	36	marketing	marketing	NOUN
cblr-7216	250	37	.	.	PUNCT
cblr-7216	251	1	novel	novel	NOUN
cblr-7216	251	2	as	as	SCONJ
cblr-7216	251	3	it	it	PRON
cblr-7216	251	4	may	may	AUX
cblr-7216	251	5	seem	seem	VERB
cblr-7216	251	6	,	,	PUNCT
cblr-7216	251	7	social	social	ADJ
cblr-7216	251	8	media	medium	NOUN
cblr-7216	251	9	personalities	personality	NOUN
cblr-7216	251	10	charge	charge	VERB
cblr-7216	251	11	thousands	thousand	NOUN
cblr-7216	251	12	of	of	ADP
cblr-7216	251	13	dollars	dollar	NOUN
cblr-7216	251	14	to	to	PART
cblr-7216	251	15	provide	provide	VERB
cblr-7216	251	16	video	video	NOUN
cblr-7216	251	17	reviews	review	NOUN
cblr-7216	251	18	for	for	ADP
cblr-7216	251	19	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	251	20	in	in	ADP
cblr-7216	251	21	exchange	exchange	NOUN
cblr-7216	251	22	for	for	ADP
cblr-7216	251	23	payment	payment	NOUN
cblr-7216	251	24	in	in	ADP
cblr-7216	251	25	the	the	DET
cblr-7216	251	26	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	251	27	they	they	PRON
cblr-7216	251	28	are	be	AUX
cblr-7216	251	29	analyzing.90	analyzing.90	PROPN
cblr-7216	251	30	this	this	PRON
cblr-7216	251	31	provides	provide	VERB
cblr-7216	251	32	yet	yet	ADV
cblr-7216	251	33	another	another	DET
cblr-7216	251	34	massive	massive	ADJ
cblr-7216	251	35	conflict	conflict	NOUN
cblr-7216	251	36	of	of	ADP
cblr-7216	251	37	interest	interest	NOUN
cblr-7216	251	38	in	in	ADP
cblr-7216	251	39	crypto	crypto	ADJ
cblr-7216	251	40	markets	market	NOUN
cblr-7216	251	41	,	,	PUNCT
cblr-7216	251	42	as	as	SCONJ
cblr-7216	251	43	reviewers	reviewer	NOUN
cblr-7216	251	44	are	be	AUX
cblr-7216	251	45	incentivized	incentivize	VERB
cblr-7216	251	46	to	to	PART
cblr-7216	251	47	provide	provide	VERB
cblr-7216	251	48	positive	positive	ADJ
cblr-7216	251	49	endorsements	endorsement	NOUN
cblr-7216	251	50	for	for	ADP
cblr-7216	251	51	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	251	52	regardless	regardless	ADV
cblr-7216	251	53	of	of	ADP
cblr-7216	251	54	the	the	DET
cblr-7216	251	55	actual	actual	ADJ
cblr-7216	251	56	value	value	NOUN
cblr-7216	251	57	of	of	ADP
cblr-7216	251	58	the	the	DET
cblr-7216	251	59	cryptocurrency	cryptocurrency	NOUN
cblr-7216	251	60	being	be	AUX
cblr-7216	251	61	reviewed	review	VERB
cblr-7216	251	62	.	.	PUNCT
cblr-7216	252	1	one	one	NUM
cblr-7216	252	2	specific	specific	ADJ
cblr-7216	252	3	example	example	NOUN
cblr-7216	252	4	of	of	ADP
cblr-7216	252	5	how	how	SCONJ
cblr-7216	252	6	influencer	influencer	NOUN
cblr-7216	252	7	endorsements	endorsement	NOUN
cblr-7216	252	8	can	can	AUX
cblr-7216	252	9	impact	impact	VERB
cblr-7216	252	10	the	the	DET
cblr-7216	252	11	perceived	perceive	VERB
cblr-7216	252	12	value	value	NOUN
cblr-7216	252	13	of	of	ADP
cblr-7216	252	14	a	a	DET
cblr-7216	252	15	cryptocurrency	cryptocurrency	NOUN
cblr-7216	252	16	can	can	AUX
cblr-7216	252	17	be	be	AUX
cblr-7216	252	18	found	find	VERB
cblr-7216	252	19	in	in	ADP
cblr-7216	252	20	the	the	DET
cblr-7216	252	21	case	case	NOUN
cblr-7216	252	22	of	of	ADP
cblr-7216	252	23	ukrainian	ukrainian	ADJ
cblr-7216	252	24	startup	startup	NOUN
cblr-7216	252	25	“	"	PUNCT
cblr-7216	252	26	hacken	hacken	PROPN
cblr-7216	252	27	.	.	PUNCT
cblr-7216	253	1	”91	”91	PROPN
cblr-7216	253	2	hacken	hacken	PROPN
cblr-7216	253	3	,	,	PUNCT
cblr-7216	253	4	looking	look	VERB
cblr-7216	253	5	to	to	PART
cblr-7216	253	6	promote	promote	VERB
cblr-7216	253	7	its	its	PRON
cblr-7216	253	8	new	new	ADJ
cblr-7216	253	9	coin	coin	NOUN
cblr-7216	253	10	,	,	PUNCT
cblr-7216	253	11	found	find	VERB
cblr-7216	253	12	nearly	nearly	ADV
cblr-7216	253	13	200	200	NUM
cblr-7216	253	14	social	social	ADJ
cblr-7216	253	15	media	medium	NOUN
cblr-7216	253	16	personalities	personality	NOUN
cblr-7216	253	17	in	in	ADP
cblr-7216	253	18	the	the	DET
cblr-7216	253	19	crypto	crypto	NOUN
cblr-7216	253	20	space	space	NOUN
cblr-7216	253	21	to	to	PART
cblr-7216	253	22	help	help	VERB
cblr-7216	253	23	them	they	PRON
cblr-7216	253	24	create	create	VERB
cblr-7216	253	25	a	a	DET
cblr-7216	253	26	positive	positive	ADJ
cblr-7216	253	27	reputation.92	reputation.92	NOUN
cblr-7216	253	28	in	in	ADP
cblr-7216	253	29	light	light	NOUN
cblr-7216	253	30	of	of	ADP
cblr-7216	253	31	the	the	DET
cblr-7216	253	32	sec	sec	PROPN
cblr-7216	253	33	’s	’s	PART
cblr-7216	253	34	stated	state	VERB
cblr-7216	253	35	view	view	NOUN
cblr-7216	253	36	that	that	SCONJ
cblr-7216	253	37	“	"	PUNCT
cblr-7216	253	38	virtual	virtual	ADJ
cblr-7216	253	39	coins	coin	NOUN
cblr-7216	253	40	or	or	CCONJ
cblr-7216	253	41	tokens	token	NOUN
cblr-7216	253	42	may	may	AUX
cblr-7216	253	43	be	be	AUX
cblr-7216	253	44	securities	security	NOUN
cblr-7216	253	45	and	and	CCONJ
cblr-7216	253	46	subject	subject	ADJ
cblr-7216	253	47	to	to	ADP
cblr-7216	253	48	the	the	DET
cblr-7216	253	49	federal	federal	ADJ
cblr-7216	253	50	securities	security	NOUN
cblr-7216	253	51	laws	law	NOUN
cblr-7216	253	52	,	,	PUNCT
cblr-7216	253	53	”	"	PUNCT
cblr-7216	253	54	this	this	DET
cblr-7216	253	55	behavior	behavior	NOUN
cblr-7216	253	56	may	may	AUX
cblr-7216	253	57	constitute	constitute	VERB
cblr-7216	253	58	fraud.93	fraud.93	PROPN
cblr-7216	253	59	the	the	DET
cblr-7216	253	60	sec	sec	PROPN
cblr-7216	253	61	has	have	VERB
cblr-7216	253	62	90	90	NUM
cblr-7216	253	63	anna	anna	NOUN
cblr-7216	253	64	irrera	irrera	PROPN
cblr-7216	253	65	&	&	CCONJ
cblr-7216	253	66	elizabeth	elizabeth	PROPN
cblr-7216	253	67	dilts	dilts	PROPN
cblr-7216	253	68	,	,	PUNCT
cblr-7216	253	69	special	special	ADJ
cblr-7216	253	70	report	report	NOUN
cblr-7216	253	71	:	:	PUNCT
cblr-7216	253	72	little	little	ADJ
cblr-7216	253	73	known	known	ADJ
cblr-7216	253	74	to	to	ADP
cblr-7216	253	75	many	many	ADJ
cblr-7216	253	76	investors	investor	NOUN
cblr-7216	253	77	,	,	PUNCT
cblr-7216	253	78	cryptocurrency	cryptocurrency	NOUN
cblr-7216	253	79	reviews	review	NOUN
cblr-7216	253	80	are	be	AUX
cblr-7216	253	81	for	for	ADP
cblr-7216	253	82	sale	sale	NOUN
cblr-7216	253	83	,	,	PUNCT
cblr-7216	253	84	reuters	reuters	PROPN
cblr-7216	253	85	(	(	PUNCT
cblr-7216	253	86	nov	nov	PROPN
cblr-7216	253	87	.	.	PROPN
cblr-7216	253	88	27	27	NUM
cblr-7216	253	89	,	,	PUNCT
cblr-7216	253	90	2018	2018	NUM
cblr-7216	253	91	)	)	PUNCT
cblr-7216	253	92	,	,	PUNCT
cblr-7216	253	93	https://www.reuters.com/article/us-crypto-currencies-promoters-specialre/special-report-little-known-to-many-investors-cryptocurrency-reviews-are-for-sale-iduskcn1nw17s	https://www.reuters.com/article/us-crypto-currencies-promoters-specialre/special-report-little-known-to-many-investors-cryptocurrency-reviews-are-for-sale-iduskcn1nw17s	X
cblr-7216	254	1	[	[	X
cblr-7216	254	2	https://perma.cc/h2zq-qc2y	https://perma.cc/h2zq-qc2y	X
cblr-7216	254	3	]	]	X
cblr-7216	254	4	.	.	PUNCT
cblr-7216	255	1	91	91	NUM
cblr-7216	256	1	i	i	PRON
cblr-7216	256	2	d.	d.	PROPN
cblr-7216	256	3	92	92	NUM
cblr-7216	257	1	i	i	PROPN
cblr-7216	257	2	d.	d.	PROPN
cblr-7216	257	3	93	93	NUM
cblr-7216	257	4	press	press	NOUN
cblr-7216	257	5	release	release	NOUN
cblr-7216	257	6	,	,	PUNCT
cblr-7216	257	7	securities	security	NOUN
cblr-7216	257	8	and	and	CCONJ
cblr-7216	257	9	exchange	exchange	PROPN
cblr-7216	257	10	commission	commission	PROPN
cblr-7216	257	11	,	,	PUNCT
cblr-7216	257	12	sec	sec	PROPN
cblr-7216	257	13	issues	issue	NOUN
cblr-7216	257	14	investigative	investigative	ADJ
cblr-7216	257	15	report	report	NOUN
cblr-7216	257	16	concluding	conclude	VERB
cblr-7216	257	17	dao	dao	VERB
cblr-7216	257	18	tokens	token	NOUN
cblr-7216	257	19	,	,	PUNCT
cblr-7216	257	20	a	a	DET
cblr-7216	257	21	digital	digital	ADJ
cblr-7216	257	22	asset	asset	NOUN
cblr-7216	257	23	,	,	PUNCT
cblr-7216	257	24	were	be	AUX
cblr-7216	257	25	securities	security	NOUN
cblr-7216	257	26	(	(	PUNCT
cblr-7216	257	27	july	july	PROPN
cblr-7216	257	28	25	25	NUM
cblr-7216	257	29	,	,	PUNCT
cblr-7216	257	30	2017	2017	NUM
cblr-7216	257	31	)	)	PUNCT
cblr-7216	257	32	,	,	PUNCT
cblr-7216	257	33	https://www.sec.gov/news/press-release/2017-131	https://www.sec.gov/news/press-release/2017-131	X
cblr-7216	258	1	[	[	X
cblr-7216	258	2	https://perma.cc/ry5b-ftfc	https://perma.cc/ry5b-ftfc	X
cblr-7216	258	3	]	]	PUNCT
cblr-7216	258	4	.	.	PUNCT
cblr-7216	259	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	259	2	(	(	PUNCT
cblr-7216	259	3	do	do	AUX
cblr-7216	259	4	not	not	PART
cblr-7216	259	5	delte	delte	VERB
cblr-7216	259	6	)	)	PUNCT
cblr-7216	259	7	10/21/2020	10/21/2020	NUM
cblr-7216	259	8	2:04	2:04	NUM
cblr-7216	259	9	pm	pm	NOUN
cblr-7216	259	10	674	674	NUM
cblr-7216	259	11	columbia	columbia	PROPN
cblr-7216	259	12	business	business	NOUN
cblr-7216	259	13	law	law	PROPN
cblr-7216	259	14	review	review	NOUN
cblr-7216	259	15	[	[	X
cblr-7216	259	16	vol	vol	NOUN
cblr-7216	259	17	.	.	PUNCT
cblr-7216	259	18	2020	2020	NUM
cblr-7216	259	19	gone	go	VERB
cblr-7216	259	20	on	on	ADP
cblr-7216	259	21	to	to	PART
cblr-7216	259	22	provide	provide	VERB
cblr-7216	259	23	a	a	DET
cblr-7216	259	24	specific	specific	ADJ
cblr-7216	259	25	warning	warning	NOUN
cblr-7216	259	26	about	about	ADP
cblr-7216	259	27	icos	icos	PROPN
cblr-7216	259	28	,	,	PUNCT
cblr-7216	259	29	explaining	explain	VERB
cblr-7216	259	30	that	that	SCONJ
cblr-7216	259	31	“	"	PUNCT
cblr-7216	259	32	any	any	DET
cblr-7216	259	33	celebrity	celebrity	NOUN
cblr-7216	259	34	or	or	CCONJ
cblr-7216	259	35	other	other	ADJ
cblr-7216	259	36	individual	individual	NOUN
cblr-7216	259	37	who	who	PRON
cblr-7216	259	38	promotes	promote	VERB
cblr-7216	259	39	a	a	DET
cblr-7216	259	40	virtual	virtual	ADJ
cblr-7216	259	41	token	token	ADJ
cblr-7216	259	42	or	or	CCONJ
cblr-7216	259	43	coin	coin	NOUN
cblr-7216	259	44	that	that	PRON
cblr-7216	259	45	is	be	AUX
cblr-7216	259	46	a	a	DET
cblr-7216	259	47	security	security	NOUN
cblr-7216	259	48	must	must	AUX
cblr-7216	259	49	disclose	disclose	VERB
cblr-7216	259	50	the	the	DET
cblr-7216	259	51	nature	nature	NOUN
cblr-7216	259	52	,	,	PUNCT
cblr-7216	259	53	scope	scope	NOUN
cblr-7216	259	54	,	,	PUNCT
cblr-7216	259	55	and	and	CCONJ
cblr-7216	259	56	amount	amount	NOUN
cblr-7216	259	57	of	of	ADP
cblr-7216	259	58	compensation	compensation	NOUN
cblr-7216	259	59	received	receive	VERB
cblr-7216	259	60	in	in	ADP
cblr-7216	259	61	exchange	exchange	NOUN
cblr-7216	259	62	for	for	ADP
cblr-7216	259	63	the	the	DET
cblr-7216	259	64	promotion	promotion	NOUN
cblr-7216	259	65	.	.	PUNCT
cblr-7216	260	1	”94	”94	PROPN
cblr-7216	260	2	d.	d.	PROPN
cblr-7216	260	3	initial	initial	ADJ
cblr-7216	260	4	coin	coin	NOUN
cblr-7216	260	5	offering	offering	NOUN
cblr-7216	260	6	(	(	PUNCT
cblr-7216	260	7	“	"	PUNCT
cblr-7216	260	8	ico	ico	PROPN
cblr-7216	260	9	”	"	PUNCT
cblr-7216	260	10	)	)	PUNCT
cblr-7216	260	11	fraud	fraud	NOUN
cblr-7216	260	12	concerns	concern	NOUN
cblr-7216	260	13	to	to	PART
cblr-7216	260	14	illustrate	illustrate	VERB
cblr-7216	260	15	another	another	DET
cblr-7216	260	16	way	way	NOUN
cblr-7216	260	17	in	in	ADP
cblr-7216	260	18	which	which	PRON
cblr-7216	260	19	fraud	fraud	NOUN
cblr-7216	260	20	can	can	AUX
cblr-7216	260	21	be	be	AUX
cblr-7216	260	22	observed	observe	VERB
cblr-7216	260	23	in	in	ADP
cblr-7216	260	24	crypto	crypto	ADJ
cblr-7216	260	25	markets	market	NOUN
cblr-7216	260	26	,	,	PUNCT
cblr-7216	260	27	a	a	DET
cblr-7216	260	28	company	company	NOUN
cblr-7216	260	29	called	call	VERB
cblr-7216	260	30	alethena	alethena	PROPN
cblr-7216	260	31	ratings	rating	NOUN
cblr-7216	260	32	recently	recently	ADV
cblr-7216	260	33	conducted	conduct	VERB
cblr-7216	260	34	an	an	DET
cblr-7216	260	35	inquiry	inquiry	NOUN
cblr-7216	260	36	into	into	ADP
cblr-7216	260	37	just	just	ADV
cblr-7216	260	38	how	how	SCONJ
cblr-7216	260	39	easy	easy	ADJ
cblr-7216	260	40	it	it	PRON
cblr-7216	260	41	is	be	AUX
cblr-7216	260	42	to	to	PART
cblr-7216	260	43	buy	buy	VERB
cblr-7216	260	44	,	,	PUNCT
cblr-7216	260	45	rather	rather	ADV
cblr-7216	260	46	than	than	ADP
cblr-7216	260	47	earn	earn	VERB
cblr-7216	260	48	,	,	PUNCT
cblr-7216	260	49	a	a	DET
cblr-7216	260	50	favorable	favorable	ADJ
cblr-7216	260	51	ico	ico	PROPN
cblr-7216	260	52	rating.95	rating.95	PROPN
cblr-7216	260	53	as	as	ADP
cblr-7216	260	54	a	a	DET
cblr-7216	260	55	result	result	NOUN
cblr-7216	260	56	of	of	ADP
cblr-7216	260	57	this	this	DET
cblr-7216	260	58	investigation	investigation	NOUN
cblr-7216	260	59	alethena	alethena	ADV
cblr-7216	260	60	uncovered	uncover	VERB
cblr-7216	260	61	several	several	ADJ
cblr-7216	260	62	instances	instance	NOUN
cblr-7216	260	63	of	of	ADP
cblr-7216	260	64	suspicious	suspicious	ADJ
cblr-7216	260	65	behavior	behavior	NOUN
cblr-7216	260	66	,	,	PUNCT
cblr-7216	260	67	indicating	indicate	VERB
cblr-7216	260	68	the	the	DET
cblr-7216	260	69	shocking	shocking	ADJ
cblr-7216	260	70	ease	ease	NOUN
cblr-7216	260	71	with	with	ADP
cblr-7216	260	72	which	which	PRON
cblr-7216	260	73	biased	bias	VERB
cblr-7216	260	74	ico	ico	PROPN
cblr-7216	260	75	ratings	rating	NOUN
cblr-7216	260	76	may	may	AUX
cblr-7216	260	77	be	be	AUX
cblr-7216	260	78	purchased	purchase	VERB
cblr-7216	260	79	.	.	PUNCT
cblr-7216	261	1	96	96	NUM
cblr-7216	262	1	in	in	ADP
cblr-7216	262	2	addition	addition	NOUN
cblr-7216	262	3	to	to	ADP
cblr-7216	262	4	the	the	DET
cblr-7216	262	5	purchasable	purchasable	ADJ
cblr-7216	262	6	nature	nature	NOUN
cblr-7216	262	7	of	of	ADP
cblr-7216	262	8	high	high	ADJ
cblr-7216	262	9	ico	ico	PROPN
cblr-7216	262	10	ratings	rating	NOUN
cblr-7216	262	11	,	,	PUNCT
cblr-7216	262	12	there	there	PRON
cblr-7216	262	13	is	be	VERB
cblr-7216	262	14	another	another	DET
cblr-7216	262	15	concern	concern	NOUN
cblr-7216	262	16	research	research	NOUN
cblr-7216	262	17	has	have	AUX
cblr-7216	262	18	highlighted	highlight	VERB
cblr-7216	262	19	,	,	PUNCT
cblr-7216	262	20	showing	show	VERB
cblr-7216	262	21	that	that	SCONJ
cblr-7216	262	22	the	the	DET
cblr-7216	262	23	computer	computer	NOUN
cblr-7216	262	24	code	code	NOUN
cblr-7216	262	25	behind	behind	ADP
cblr-7216	262	26	icos	icos	PROPN
cblr-7216	262	27	does	do	AUX
cblr-7216	262	28	not	not	PART
cblr-7216	262	29	properly	properly	ADV
cblr-7216	262	30	protect	protect	VERB
cblr-7216	262	31	investors.97	investors.97	NOUN
cblr-7216	262	32	indeed	indeed	ADV
cblr-7216	262	33	,	,	PUNCT
cblr-7216	262	34	researchers	researcher	NOUN
cblr-7216	262	35	have	have	AUX
cblr-7216	262	36	noted	note	VERB
cblr-7216	262	37	that	that	SCONJ
cblr-7216	262	38	“	"	PUNCT
cblr-7216	262	39	[	[	X
cblr-7216	262	40	f]ar	f]ar	X
cblr-7216	262	41	from	from	ADP
cblr-7216	262	42	replacing	replace	VERB
cblr-7216	262	43	(	(	PUNCT
cblr-7216	262	44	or	or	CCONJ
cblr-7216	262	45	seamlessly	seamlessly	ADV
cblr-7216	262	46	extending	extend	VERB
cblr-7216	262	47	)	)	PUNCT
cblr-7216	262	48	law	law	NOUN
cblr-7216	262	49	and	and	CCONJ
cblr-7216	262	50	norms	norm	NOUN
cblr-7216	262	51	,	,	PUNCT
cblr-7216	262	52	code	code	NOUN
cblr-7216	262	53	is	be	AUX
cblr-7216	262	54	often	often	ADV
cblr-7216	262	55	falling	fall	VERB
cblr-7216	262	56	short	short	ADV
cblr-7216	262	57	of	of	ADP
cblr-7216	262	58	expectations	expectation	NOUN
cblr-7216	262	59	.	.	PUNCT
cblr-7216	263	1	it	it	PRON
cblr-7216	263	2	sometimes	sometimes	ADV
cblr-7216	263	3	fails	fail	VERB
cblr-7216	263	4	to	to	PART
cblr-7216	263	5	deliver	deliver	VERB
cblr-7216	263	6	key	key	ADJ
cblr-7216	263	7	94	94	NUM
cblr-7216	263	8	press	press	NOUN
cblr-7216	263	9	release	release	NOUN
cblr-7216	263	10	,	,	PUNCT
cblr-7216	263	11	securities	security	NOUN
cblr-7216	263	12	and	and	CCONJ
cblr-7216	263	13	exchange	exchange	PROPN
cblr-7216	263	14	commission	commission	PROPN
cblr-7216	263	15	,	,	PUNCT
cblr-7216	263	16	sec	sec	PROPN
cblr-7216	263	17	statement	statement	NOUN
cblr-7216	263	18	urging	urge	VERB
cblr-7216	263	19	caution	caution	NOUN
cblr-7216	263	20	around	around	ADP
cblr-7216	263	21	celebrity	celebrity	NOUN
cblr-7216	263	22	backed	back	VERB
cblr-7216	263	23	icos	icos	PROPN
cblr-7216	263	24	(	(	PUNCT
cblr-7216	263	25	nov	nov	PROPN
cblr-7216	263	26	.	.	PROPN
cblr-7216	263	27	1	1	NUM
cblr-7216	263	28	,	,	PUNCT
cblr-7216	263	29	2017	2017	NUM
cblr-7216	263	30	)	)	PUNCT
cblr-7216	263	31	,	,	PUNCT
cblr-7216	263	32	https://www.sec.gov/news/public-statement/statement-potentially-unlawful-promotion-icos	https://www.sec.gov/news/public-statement/statement-potentially-unlawful-promotion-icos	PUNCT
cblr-7216	264	1	[	[	X
cblr-7216	264	2	https://perma.cc/42ut-z647	https://perma.cc/42ut-z647	X
cblr-7216	264	3	]	]	X
cblr-7216	264	4	.	.	PUNCT
cblr-7216	265	1	95	95	NUM
cblr-7216	265	2	markus	markus	PROPN
cblr-7216	265	3	hartmann	hartmann	PROPN
cblr-7216	265	4	,	,	PUNCT
cblr-7216	265	5	this	this	PRON
cblr-7216	265	6	is	be	AUX
cblr-7216	265	7	how	how	SCONJ
cblr-7216	265	8	easy	easy	ADJ
cblr-7216	265	9	it	it	PRON
cblr-7216	265	10	is	be	AUX
cblr-7216	265	11	to	to	PART
cblr-7216	265	12	buy	buy	VERB
cblr-7216	265	13	ico	ico	PROPN
cblr-7216	265	14	ratings	rating	NOUN
cblr-7216	265	15	—	—	PUNCT
cblr-7216	265	16	an	an	DET
cblr-7216	265	17	investigation	investigation	NOUN
cblr-7216	265	18	,	,	PUNCT
cblr-7216	265	19	medium	medium	NOUN
cblr-7216	265	20	(	(	PUNCT
cblr-7216	265	21	june	june	PROPN
cblr-7216	265	22	14	14	NUM
cblr-7216	265	23	,	,	PUNCT
cblr-7216	265	24	2018	2018	NUM
cblr-7216	265	25	)	)	PUNCT
cblr-7216	265	26	,	,	PUNCT
cblr-7216	265	27	https://medium.com/alethena/thisis-how-easy-it-is-to-buy-ico-ratings-an-investigation-13d07e987394	https://medium.com/alethena/thisis-how-easy-it-is-to-buy-ico-ratings-an-investigation-13d07e987394	VERB
cblr-7216	266	1	[	[	X
cblr-7216	266	2	https://perma.cc/j368-h2mv	https://perma.cc/j368-h2mv	NOUN
cblr-7216	266	3	]	]	X
cblr-7216	266	4	.	.	PUNCT
cblr-7216	267	1	96	96	NUM
cblr-7216	268	1	i	i	PRON
cblr-7216	268	2	d.	d.	PROPN
cblr-7216	268	3	(	(	PUNCT
cblr-7216	268	4	“	"	PUNCT
cblr-7216	268	5	a	a	DET
cblr-7216	268	6	closer	close	ADJ
cblr-7216	268	7	inspection	inspection	NOUN
cblr-7216	268	8	of	of	ADP
cblr-7216	268	9	the	the	DET
cblr-7216	268	10	websites	website	NOUN
cblr-7216	268	11	of	of	ADP
cblr-7216	268	12	icobench	icobench	ADV
cblr-7216	268	13	and	and	CCONJ
cblr-7216	268	14	similar	similar	ADJ
cblr-7216	268	15	rating	rating	NOUN
cblr-7216	268	16	providers	provider	NOUN
cblr-7216	268	17	showed	show	VERB
cblr-7216	268	18	that	that	SCONJ
cblr-7216	268	19	ico	ico	PROPN
cblr-7216	268	20	rating	rating	NOUN
cblr-7216	268	21	visibility	visibility	NOUN
cblr-7216	268	22	is	be	AUX
cblr-7216	268	23	by	by	ADP
cblr-7216	268	24	no	no	DET
cblr-7216	268	25	means	mean	NOUN
cblr-7216	268	26	impartial	impartial	ADJ
cblr-7216	268	27	.	.	PUNCT
cblr-7216	269	1	in	in	ADP
cblr-7216	269	2	fact	fact	NOUN
cblr-7216	269	3	,	,	PUNCT
cblr-7216	269	4	it	it	PRON
cblr-7216	269	5	is	be	AUX
cblr-7216	269	6	influenced	influence	VERB
cblr-7216	269	7	by	by	ADP
cblr-7216	269	8	the	the	DET
cblr-7216	269	9	wallets	wallet	NOUN
cblr-7216	269	10	of	of	ADP
cblr-7216	269	11	the	the	DET
cblr-7216	269	12	respective	respective	PROPN
cblr-7216	269	13	icos	icos	PROPN
cblr-7216	269	14	.	.	PUNCT
cblr-7216	270	1	icobench	icobench	PROPN
cblr-7216	270	2	offers	offer	VERB
cblr-7216	270	3	icos	icos	PROPN
cblr-7216	270	4	so	so	ADV
cblr-7216	270	5	-	-	PUNCT
cblr-7216	270	6	called	call	VERB
cblr-7216	270	7	premium	premium	NOUN
cblr-7216	270	8	listing	listing	NOUN
cblr-7216	270	9	services	service	NOUN
cblr-7216	270	10	.	.	PUNCT
cblr-7216	271	1	in	in	ADP
cblr-7216	271	2	exchange	exchange	NOUN
cblr-7216	271	3	for	for	ADP
cblr-7216	271	4	some	some	DET
cblr-7216	271	5	bitcoin	bitcoin	NOUN
cblr-7216	271	6	(	(	PUNCT
cblr-7216	271	7	depending	depend	VERB
cblr-7216	271	8	on	on	ADP
cblr-7216	271	9	how	how	SCONJ
cblr-7216	271	10	long	long	ADV
cblr-7216	271	11	the	the	DET
cblr-7216	271	12	service	service	NOUN
cblr-7216	271	13	is	be	AUX
cblr-7216	271	14	provided	provide	VERB
cblr-7216	271	15	)	)	PUNCT
cblr-7216	271	16	,	,	PUNCT
cblr-7216	271	17	icos	icos	PROPN
cblr-7216	271	18	can	can	AUX
cblr-7216	271	19	purchase	purchase	VERB
cblr-7216	271	20	a	a	DET
cblr-7216	271	21	top	top	ADJ
cblr-7216	271	22	ranking	ranking	NOUN
cblr-7216	271	23	in	in	ADP
cblr-7216	271	24	the	the	DET
cblr-7216	271	25	ico	ico	PROPN
cblr-7216	271	26	overview	overview	NOUN
cblr-7216	271	27	,	,	PUNCT
cblr-7216	271	28	be	be	AUX
cblr-7216	271	29	featured	feature	VERB
cblr-7216	271	30	in	in	ADP
cblr-7216	271	31	the	the	DET
cblr-7216	271	32	newsletter	newsletter	NOUN
cblr-7216	271	33	,	,	PUNCT
cblr-7216	271	34	and	and	CCONJ
cblr-7216	271	35	also	also	ADV
cblr-7216	271	36	be	be	AUX
cblr-7216	271	37	positioned	position	VERB
cblr-7216	271	38	on	on	ADP
cblr-7216	271	39	the	the	DET
cblr-7216	271	40	profile	profile	ADJ
cblr-7216	271	41	pages	page	NOUN
cblr-7216	271	42	of	of	ADP
cblr-7216	271	43	their	their	PRON
cblr-7216	271	44	competitors	competitor	NOUN
cblr-7216	271	45	.	.	PUNCT
cblr-7216	272	1	at	at	ADP
cblr-7216	272	2	the	the	DET
cblr-7216	272	3	same	same	ADJ
cblr-7216	272	4	time	time	NOUN
cblr-7216	272	5	,	,	PUNCT
cblr-7216	272	6	these	these	DET
cblr-7216	272	7	competitors	competitor	NOUN
cblr-7216	272	8	will	will	AUX
cblr-7216	272	9	be	be	AUX
cblr-7216	272	10	blocked	block	VERB
cblr-7216	272	11	from	from	ADP
cblr-7216	272	12	appearing	appear	VERB
cblr-7216	272	13	on	on	ADP
cblr-7216	272	14	the	the	DET
cblr-7216	272	15	profile	profile	ADJ
cblr-7216	272	16	pages	page	NOUN
cblr-7216	272	17	of	of	ADP
cblr-7216	272	18	paying	pay	VERB
cblr-7216	272	19	icos	icos	PROPN
cblr-7216	272	20	.	.	PUNCT
cblr-7216	272	21	”	"	PUNCT
cblr-7216	272	22	)	)	PUNCT
cblr-7216	272	23	.	.	PUNCT
cblr-7216	273	1	97	97	NUM
cblr-7216	273	2	shaanan	shaanan	NOUN
cblr-7216	273	3	cohney	cohney	NOUN
cblr-7216	273	4	,	,	PUNCT
cblr-7216	273	5	et	et	PROPN
cblr-7216	273	6	al	al	PROPN
cblr-7216	273	7	.	.	PROPN
cblr-7216	273	8	,	,	PUNCT
cblr-7216	273	9	coin	coin	NOUN
cblr-7216	273	10	-	-	PUNCT
cblr-7216	273	11	operated	operate	VERB
cblr-7216	273	12	capitalism	capitalism	NOUN
cblr-7216	273	13	,	,	PUNCT
cblr-7216	273	14	119	119	NUM
cblr-7216	273	15	colum	colum	NOUN
cblr-7216	273	16	.	.	PUNCT
cblr-7216	274	1	l.	l.	PROPN
cblr-7216	274	2	rev	rev	PROPN
cblr-7216	274	3	.	.	PROPN
cblr-7216	274	4	591	591	NUM
cblr-7216	274	5	,	,	PUNCT
cblr-7216	274	6	659	659	NUM
cblr-7216	274	7	(	(	PUNCT
cblr-7216	274	8	2019	2019	NUM
cblr-7216	274	9	)	)	PUNCT
cblr-7216	274	10	(	(	PUNCT
cblr-7216	274	11	demonstrating	demonstrate	VERB
cblr-7216	274	12	generally	generally	ADV
cblr-7216	274	13	that	that	SCONJ
cblr-7216	274	14	“	"	PUNCT
cblr-7216	274	15	the	the	DET
cblr-7216	274	16	current	current	ADJ
cblr-7216	274	17	structures	structure	NOUN
cblr-7216	274	18	—	—	PUNCT
cblr-7216	274	19	markets	market	NOUN
cblr-7216	274	20	,	,	PUNCT
cblr-7216	274	21	formal	formal	ADJ
cblr-7216	274	22	organizations	organization	NOUN
cblr-7216	274	23	,	,	PUNCT
cblr-7216	274	24	and	and	CCONJ
cblr-7216	274	25	professional	professional	ADJ
cblr-7216	274	26	communities	community	NOUN
cblr-7216	274	27	—	—	PUNCT
cblr-7216	274	28	where	where	SCONJ
cblr-7216	274	29	icos	ico	NOUN
cblr-7216	274	30	take	take	VERB
cblr-7216	274	31	place	place	NOUN
cblr-7216	274	32	are	be	AUX
cblr-7216	274	33	producing	produce	VERB
cblr-7216	274	34	a	a	DET
cblr-7216	274	35	disconnect	disconnect	NOUN
cblr-7216	274	36	”	"	PUNCT
cblr-7216	274	37	between	between	ADP
cblr-7216	274	38	“	"	PUNCT
cblr-7216	274	39	technolibertarian	technolibertarian	ADJ
cblr-7216	274	40	beliefs	belief	NOUN
cblr-7216	274	41	”	"	PUNCT
cblr-7216	274	42	and	and	CCONJ
cblr-7216	274	43	“	"	PUNCT
cblr-7216	274	44	actual	actual	ADJ
cblr-7216	274	45	ico	ico	PROPN
cblr-7216	274	46	practices	practice	NOUN
cblr-7216	274	47	”	"	PUNCT
cblr-7216	274	48	)	)	PUNCT
cblr-7216	274	49	.	.	PUNCT
cblr-7216	275	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	275	2	(	(	PUNCT
cblr-7216	275	3	do	do	AUX
cblr-7216	275	4	not	not	PART
cblr-7216	275	5	delete	delete	VERB
cblr-7216	275	6	)	)	PUNCT
cblr-7216	275	7	10/21/2020	10/21/2020	NUM
cblr-7216	275	8	2:04	2:04	NUM
cblr-7216	275	9	pm	pm	NOUN
cblr-7216	275	10	no	no	INTJ
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cblr-7216	276	1	2:656	2:656	NUM
cblr-7216	276	2	]	]	PUNCT
cblr-7216	276	3	rated	rate	VERB
cblr-7216	276	4	p	p	NOUN
cblr-7216	276	5	for	for	ADP
cblr-7216	276	6	public	public	ADJ
cblr-7216	276	7	675	675	NUM
cblr-7216	276	8	investor	investor	NOUN
cblr-7216	276	9	protections	protection	NOUN
cblr-7216	276	10	,	,	PUNCT
cblr-7216	276	11	and	and	CCONJ
cblr-7216	276	12	can	can	AUX
cblr-7216	276	13	provide	provide	VERB
cblr-7216	276	14	founders	founder	NOUN
cblr-7216	276	15	with	with	ADP
cblr-7216	276	16	significant	significant	ADJ
cblr-7216	276	17	,	,	PUNCT
cblr-7216	276	18	undisclosed	undisclosed	ADJ
cblr-7216	276	19	authority	authority	NOUN
cblr-7216	276	20	to	to	PART
cblr-7216	276	21	alter	alter	VERB
cblr-7216	276	22	the	the	DET
cblr-7216	276	23	terms	term	NOUN
cblr-7216	276	24	of	of	ADP
cblr-7216	276	25	investor	investor	NOUN
cblr-7216	276	26	engagement	engagement	NOUN
cblr-7216	276	27	.	.	PUNCT
cblr-7216	277	1	”98	”98	NOUN
cblr-7216	278	1	this	this	DET
cblr-7216	278	2	concern	concern	NOUN
cblr-7216	278	3	only	only	ADV
cblr-7216	278	4	magnifies	magnify	VERB
cblr-7216	278	5	the	the	DET
cblr-7216	278	6	problem	problem	NOUN
cblr-7216	278	7	of	of	ADP
cblr-7216	278	8	purchasing	purchase	VERB
cblr-7216	278	9	ico	ico	PROPN
cblr-7216	278	10	ratings	rating	NOUN
cblr-7216	278	11	,	,	PUNCT
cblr-7216	278	12	seeing	see	VERB
cblr-7216	278	13	as	as	SCONJ
cblr-7216	278	14	fraudulent	fraudulent	ADJ
cblr-7216	278	15	icos	icos	PROPN
cblr-7216	278	16	can	can	AUX
cblr-7216	278	17	simply	simply	ADV
cblr-7216	278	18	pay	pay	VERB
cblr-7216	278	19	to	to	PART
cblr-7216	278	20	receive	receive	VERB
cblr-7216	278	21	high	high	ADJ
cblr-7216	278	22	ratings	rating	NOUN
cblr-7216	278	23	despite	despite	SCONJ
cblr-7216	278	24	consisting	consist	VERB
cblr-7216	278	25	of	of	ADP
cblr-7216	278	26	a	a	DET
cblr-7216	278	27	shoddy	shoddy	ADJ
cblr-7216	278	28	underlying	underlie	VERB
cblr-7216	278	29	technical	technical	ADJ
cblr-7216	278	30	framework	framework	NOUN
cblr-7216	278	31	.	.	PUNCT
cblr-7216	279	1	indeed	indeed	ADV
cblr-7216	279	2	,	,	PUNCT
cblr-7216	279	3	the	the	DET
cblr-7216	279	4	“	"	PUNCT
cblr-7216	279	5	hackable	hackable	ADJ
cblr-7216	279	6	”	"	PUNCT
cblr-7216	279	7	reputation	reputation	NOUN
cblr-7216	279	8	of	of	ADP
cblr-7216	279	9	icos	icos	PROPN
cblr-7216	279	10	through	through	ADP
cblr-7216	279	11	websites	website	NOUN
cblr-7216	279	12	like	like	ADP
cblr-7216	279	13	icobench	icobench	NOUN
cblr-7216	279	14	should	should	AUX
cblr-7216	279	15	be	be	AUX
cblr-7216	279	16	especially	especially	ADV
cblr-7216	279	17	concerning	concern	VERB
cblr-7216	279	18	for	for	ADP
cblr-7216	279	19	investors	investor	NOUN
cblr-7216	279	20	who	who	PRON
cblr-7216	279	21	rely	rely	VERB
cblr-7216	279	22	on	on	ADP
cblr-7216	279	23	such	such	ADJ
cblr-7216	279	24	ratings	rating	NOUN
cblr-7216	279	25	as	as	ADP
cblr-7216	279	26	an	an	DET
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cblr-7216	279	32	-	-	PUNCT
cblr-7216	279	33	frank	frank	PROPN
cblr-7216	279	34	did	do	AUX
cblr-7216	279	35	not	not	PART
cblr-7216	279	36	fix	fix	VERB
cblr-7216	279	37	the	the	DET
cblr-7216	279	38	aforementioned	aforementioned	ADJ
cblr-7216	279	39	problems	problem	NOUN
cblr-7216	279	40	the	the	DET
cblr-7216	279	41	goal	goal	NOUN
cblr-7216	279	42	was	be	AUX
cblr-7216	279	43	to	to	PART
cblr-7216	279	44	encourage	encourage	VERB
cblr-7216	279	45	rating	rating	NOUN
cblr-7216	279	46	agencies	agency	NOUN
cblr-7216	279	47	to	to	PART
cblr-7216	279	48	provide	provide	VERB
cblr-7216	279	49	unsolicited	unsolicited	ADJ
cblr-7216	279	50	ratings	rating	NOUN
cblr-7216	279	51	to	to	ADP
cblr-7216	279	52	issuers	issuer	NOUN
cblr-7216	279	53	,	,	PUNCT
cblr-7216	279	54	and	and	CCONJ
cblr-7216	279	55	to	to	PART
cblr-7216	279	56	push	push	VERB
cblr-7216	279	57	back	back	ADV
cblr-7216	279	58	on	on	ADP
cblr-7216	279	59	issuers	issuer	NOUN
cblr-7216	279	60	’	'	PUNCT
cblr-7216	279	61	influence	influence	NOUN
cblr-7216	279	62	over	over	ADP
cblr-7216	279	63	rating	rating	NOUN
cblr-7216	279	64	agencies.100	agencies.100	NOUN
cblr-7216	279	65	unfortunately	unfortunately	ADV
cblr-7216	279	66	,	,	PUNCT
cblr-7216	279	67	the	the	DET
cblr-7216	279	68	sec	sec	PROPN
cblr-7216	279	69	’s	’s	PART
cblr-7216	279	70	current	current	ADJ
cblr-7216	279	71	approach	approach	NOUN
cblr-7216	279	72	is	be	AUX
cblr-7216	279	73	not	not	PART
cblr-7216	279	74	working.101	working.101	PRON
cblr-7216	279	75	the	the	DET
cblr-7216	279	76	problem	problem	NOUN
cblr-7216	279	77	is	be	AUX
cblr-7216	279	78	that	that	SCONJ
cblr-7216	279	79	such	such	ADJ
cblr-7216	279	80	unsolicited	unsolicited	ADJ
cblr-7216	279	81	ratings	rating	NOUN
cblr-7216	279	82	have	have	AUX
cblr-7216	279	83	rarely	rarely	ADV
cblr-7216	279	84	been	be	AUX
cblr-7216	279	85	provided	provide	VERB
cblr-7216	279	86	,	,	PUNCT
cblr-7216	279	87	most	most	ADV
cblr-7216	279	88	likely	likely	ADJ
cblr-7216	279	89	due	due	ADP
cblr-7216	279	90	to	to	ADP
cblr-7216	279	91	credit	credit	NOUN
cblr-7216	279	92	rating	rating	NOUN
cblr-7216	279	93	agencies	agency	NOUN
cblr-7216	279	94	’	'	PUNCT
cblr-7216	279	95	fear	fear	VERB
cblr-7216	279	96	that	that	SCONJ
cblr-7216	279	97	they	they	PRON
cblr-7216	279	98	might	might	AUX
cblr-7216	279	99	anger	anger	NOUN
cblr-7216	279	100	issuers	issuer	NOUN
cblr-7216	279	101	and	and	CCONJ
cblr-7216	279	102	lose	lose	VERB
cblr-7216	279	103	business	business	NOUN
cblr-7216	279	104	in	in	ADP
cblr-7216	279	105	the	the	DET
cblr-7216	279	106	process.102	process.102	NOUN
cblr-7216	279	107	dodd	dodd	PROPN
cblr-7216	279	108	-	-	PUNCT
cblr-7216	279	109	frank	frank	ADJ
cblr-7216	279	110	mandates	mandate	NOUN
cblr-7216	279	111	that	that	PRON
cblr-7216	279	112	the	the	DET
cblr-7216	279	113	sec	sec	PROPN
cblr-7216	279	114	study	study	NOUN
cblr-7216	279	115	and	and	CCONJ
cblr-7216	279	116	review	review	VERB
cblr-7216	279	117	the	the	DET
cblr-7216	279	118	standardization	standardization	NOUN
cblr-7216	279	119	of	of	ADP
cblr-7216	279	120	credit	credit	NOUN
cblr-7216	279	121	ratings.103	ratings.103	NOUN
cblr-7216	279	122	this	this	DET
cblr-7216	279	123	push	push	NOUN
cblr-7216	279	124	for	for	ADP
cblr-7216	279	125	standardization	standardization	NOUN
cblr-7216	279	126	is	be	AUX
cblr-7216	279	127	likely	likely	ADJ
cblr-7216	279	128	to	to	PART
cblr-7216	279	129	encounter	encounter	VERB
cblr-7216	279	130	resistance	resistance	NOUN
cblr-7216	279	131	given	give	VERB
cblr-7216	279	132	that	that	PRON
cblr-7216	279	133	rating	rating	NOUN
cblr-7216	279	134	providers	provider	NOUN
cblr-7216	279	135	make	make	VERB
cblr-7216	279	136	a	a	DET
cblr-7216	279	137	business	business	NOUN
cblr-7216	279	138	of	of	ADP
cblr-7216	279	139	offering	offer	VERB
cblr-7216	279	140	their	their	PRON
cblr-7216	279	141	own	own	ADJ
cblr-7216	279	142	unique	unique	ADJ
cblr-7216	279	143	rating	rating	NOUN
cblr-7216	279	144	services	service	NOUN
cblr-7216	279	145	to	to	ADP
cblr-7216	279	146	the	the	DET
cblr-7216	279	147	market	market	NOUN
cblr-7216	279	148	.	.	PUNCT
cblr-7216	280	1	if	if	SCONJ
cblr-7216	280	2	standardization	standardization	NOUN
cblr-7216	280	3	were	be	AUX
cblr-7216	280	4	to	to	PART
cblr-7216	280	5	occur	occur	VERB
cblr-7216	280	6	,	,	PUNCT
cblr-7216	280	7	one	one	PRON
cblr-7216	280	8	might	might	AUX
cblr-7216	280	9	wonder	wonder	VERB
cblr-7216	280	10	how	how	SCONJ
cblr-7216	280	11	firms	firm	NOUN
cblr-7216	280	12	would	would	AUX
cblr-7216	280	13	distinguish	distinguish	VERB
cblr-7216	280	14	themselves	themselves	PRON
cblr-7216	280	15	.	.	PUNCT
cblr-7216	281	1	perhaps	perhaps	ADV
cblr-7216	281	2	individualization	individualization	NOUN
cblr-7216	281	3	would	would	AUX
cblr-7216	281	4	occur	occur	VERB
cblr-7216	281	5	by	by	ADP
cblr-7216	281	6	additional	additional	ADJ
cblr-7216	281	7	services	service	NOUN
cblr-7216	281	8	being	be	AUX
cblr-7216	281	9	offered	offer	VERB
cblr-7216	281	10	,	,	PUNCT
cblr-7216	281	11	since	since	SCONJ
cblr-7216	281	12	rating	rating	NOUN
cblr-7216	281	13	agencies	agency	NOUN
cblr-7216	281	14	could	could	AUX
cblr-7216	281	15	presumably	presumably	ADV
cblr-7216	281	16	no	no	ADV
cblr-7216	281	17	longer	long	ADV
cblr-7216	281	18	offer	offer	VERB
cblr-7216	281	19	a	a	DET
cblr-7216	281	20	rating	rating	NOUN
cblr-7216	281	21	for	for	ADP
cblr-7216	281	22	a	a	DET
cblr-7216	281	23	price	price	NOUN
cblr-7216	281	24	.	.	PUNCT
cblr-7216	282	1	98	98	NUM
cblr-7216	283	1	i	i	PRON
cblr-7216	283	2	d.	d.	PROPN
cblr-7216	283	3	99	99	NUM
cblr-7216	284	1	i	i	PRON
cblr-7216	284	2	d.	d.	PROPN
cblr-7216	284	3	at	at	ADP
cblr-7216	284	4	649	649	NUM
cblr-7216	284	5	.	.	NOUN
cblr-7216	284	6	100	100	NUM
cblr-7216	284	7	see	see	VERB
cblr-7216	284	8	cezary	cezary	ADJ
cblr-7216	284	9	podkul	podkul	NOUN
cblr-7216	284	10	,	,	PUNCT
cblr-7216	284	11	sec	sec	PROPN
cblr-7216	284	12	fix	fix	NOUN
cblr-7216	284	13	for	for	ADP
cblr-7216	284	14	conflicts	conflict	NOUN
cblr-7216	284	15	of	of	ADP
cblr-7216	284	16	interest	interest	NOUN
cblr-7216	284	17	at	at	ADP
cblr-7216	284	18	credit	credit	NOUN
cblr-7216	284	19	-	-	PUNCT
cblr-7216	284	20	ratings	rating	NOUN
cblr-7216	284	21	firms	firm	NOUN
cblr-7216	284	22	has	have	AUX
cblr-7216	284	23	failed	fail	VERB
cblr-7216	284	24	,	,	PUNCT
cblr-7216	284	25	wall	wall	PROPN
cblr-7216	284	26	st	st	PROPN
cblr-7216	284	27	.	.	PROPN
cblr-7216	284	28	j.	j.	PROPN
cblr-7216	284	29	(	(	PUNCT
cblr-7216	284	30	oct	oct	PROPN
cblr-7216	284	31	.	.	PROPN
cblr-7216	284	32	29	29	NUM
cblr-7216	284	33	,	,	PUNCT
cblr-7216	284	34	2019	2019	NUM
cblr-7216	284	35	)	)	PUNCT
cblr-7216	284	36	,	,	PUNCT
cblr-7216	285	1	https://www.wsj.com/articles/sec-fix-for-conflicts-of-interest-at-credit-ratings-firms-has-failed11572341401	https://www.wsj.com/articles/sec-fix-for-conflicts-of-interest-at-credit-ratings-firms-has-failed11572341401	NOUN
cblr-7216	286	1	[	[	X
cblr-7216	286	2	https://perma.cc/t646-na6d	https://perma.cc/t646-na6d	X
cblr-7216	286	3	]	]	X
cblr-7216	286	4	.	.	PUNCT
cblr-7216	287	1	101	101	NUM
cblr-7216	288	1	i	i	PRON
cblr-7216	288	2	d.	d.	PROPN
cblr-7216	288	3	102	102	NUM
cblr-7216	288	4	i	i	PROPN
cblr-7216	288	5	d.	d.	PROPN
cblr-7216	288	6	103	103	NUM
cblr-7216	288	7	dodd	dodd	PROPN
cblr-7216	288	8	-	-	PUNCT
cblr-7216	288	9	frank	frank	PROPN
cblr-7216	288	10	act	act	PROPN
cblr-7216	288	11	,	,	PUNCT
cblr-7216	288	12	pub	pub	NOUN
cblr-7216	288	13	.	.	PUNCT
cblr-7216	289	1	l.	l.	PROPN
cblr-7216	289	2	no	no	INTJ
cblr-7216	289	3	.	.	PROPN
cblr-7216	290	1	111	111	NUM
cblr-7216	290	2	-	-	SYM
cblr-7216	290	3	203	203	NUM
cblr-7216	290	4	,	,	PUNCT
cblr-7216	290	5	§	§	PROPN
cblr-7216	290	6	932	932	NUM
cblr-7216	290	7	,	,	PUNCT
cblr-7216	290	8	124	124	NUM
cblr-7216	290	9	stat	stat	NOUN
cblr-7216	290	10	.	.	PUNCT
cblr-7216	291	1	1376	1376	NUM
cblr-7216	291	2	,	,	PUNCT
cblr-7216	291	3	1875	1875	NUM
cblr-7216	291	4	(	(	PUNCT
cblr-7216	291	5	2010	2010	NUM
cblr-7216	291	6	)	)	PUNCT
cblr-7216	291	7	.	.	PUNCT
cblr-7216	292	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	292	2	(	(	PUNCT
cblr-7216	292	3	do	do	AUX
cblr-7216	292	4	not	not	PART
cblr-7216	292	5	delte	delte	VERB
cblr-7216	292	6	)	)	PUNCT
cblr-7216	292	7	10/21/2020	10/21/2020	NUM
cblr-7216	293	1	2:04	2:04	NUM
cblr-7216	293	2	pm	pm	NOUN
cblr-7216	293	3	676	676	NUM
cblr-7216	293	4	columbia	columbia	PROPN
cblr-7216	293	5	business	business	NOUN
cblr-7216	293	6	law	law	NOUN
cblr-7216	293	7	review	review	NOUN
cblr-7216	294	1	[	[	X
cblr-7216	294	2	vol	vol	NOUN
cblr-7216	294	3	.	.	PUNCT
cblr-7216	294	4	2020	2020	NUM
cblr-7216	294	5	still	still	ADV
cblr-7216	294	6	,	,	PUNCT
cblr-7216	294	7	dodd	dodd	PROPN
cblr-7216	294	8	-	-	PUNCT
cblr-7216	294	9	frank	frank	PROPN
cblr-7216	294	10	has	have	AUX
cblr-7216	294	11	been	be	AUX
cblr-7216	294	12	heavily	heavily	ADV
cblr-7216	294	13	criticized	criticize	VERB
cblr-7216	294	14	for	for	ADP
cblr-7216	294	15	not	not	PART
cblr-7216	294	16	doing	do	VERB
cblr-7216	294	17	enough	enough	NOUN
cblr-7216	294	18	to	to	PART
cblr-7216	294	19	reform	reform	VERB
cblr-7216	294	20	the	the	DET
cblr-7216	294	21	credit	credit	NOUN
cblr-7216	294	22	rating	rating	NOUN
cblr-7216	294	23	process	process	NOUN
cblr-7216	294	24	after	after	ADP
cblr-7216	294	25	the	the	DET
cblr-7216	294	26	last	last	ADJ
cblr-7216	294	27	economic	economic	ADJ
cblr-7216	294	28	crisis	crisis	NOUN
cblr-7216	294	29	,	,	PUNCT
cblr-7216	294	30	as	as	SCONJ
cblr-7216	294	31	seen	see	VERB
cblr-7216	294	32	in	in	ADP
cblr-7216	294	33	an	an	DET
cblr-7216	294	34	article	article	NOUN
cblr-7216	294	35	titled	title	VERB
cblr-7216	294	36	,	,	PUNCT
cblr-7216	294	37	what	what	PRON
cblr-7216	294	38	’s	’	VERB
cblr-7216	294	39	(	(	PUNCT
cblr-7216	294	40	still	still	ADV
cblr-7216	294	41	)	)	PUNCT
cblr-7216	294	42	wrong	wrong	ADJ
cblr-7216	294	43	with	with	ADP
cblr-7216	294	44	credit	credit	NOUN
cblr-7216	294	45	rating	rating	NOUN
cblr-7216	294	46	agencies.104	agencies.104	NOUN
cblr-7216	294	47	the	the	DET
cblr-7216	294	48	primary	primary	ADJ
cblr-7216	294	49	message	message	NOUN
cblr-7216	294	50	of	of	ADP
cblr-7216	294	51	the	the	DET
cblr-7216	294	52	article	article	NOUN
cblr-7216	294	53	is	be	AUX
cblr-7216	294	54	that	that	SCONJ
cblr-7216	294	55	the	the	DET
cblr-7216	294	56	credit	credit	NOUN
cblr-7216	294	57	rating	rating	NOUN
cblr-7216	294	58	reforms	reform	NOUN
cblr-7216	294	59	implemented	implement	VERB
cblr-7216	294	60	by	by	ADP
cblr-7216	294	61	doddfrank	doddfrank	NOUN
cblr-7216	294	62	were	be	AUX
cblr-7216	294	63	failures	failure	NOUN
cblr-7216	294	64	,	,	PUNCT
cblr-7216	294	65	and	and	CCONJ
cblr-7216	294	66	thus	thus	ADV
cblr-7216	294	67	the	the	DET
cblr-7216	294	68	same	same	ADJ
cblr-7216	294	69	risks	risk	NOUN
cblr-7216	294	70	that	that	PRON
cblr-7216	294	71	led	lead	VERB
cblr-7216	294	72	to	to	ADP
cblr-7216	294	73	the	the	DET
cblr-7216	294	74	2008	2008	NUM
cblr-7216	294	75	crisis	crisis	NOUN
cblr-7216	294	76	remain	remain	VERB
cblr-7216	294	77	as	as	SCONJ
cblr-7216	294	78	market	market	NOUN
cblr-7216	294	79	vulnerabilities.105	vulnerabilities.105	VERB
cblr-7216	294	80	the	the	DET
cblr-7216	294	81	author	author	NOUN
cblr-7216	294	82	,	,	PUNCT
cblr-7216	294	83	frank	frank	PROPN
cblr-7216	294	84	partnoy	partnoy	PROPN
cblr-7216	294	85	,	,	PUNCT
cblr-7216	294	86	derides	deride	VERB
cblr-7216	294	87	ratings	rating	NOUN
cblr-7216	294	88	as	as	ADP
cblr-7216	294	89	a	a	DET
cblr-7216	294	90	concept	concept	NOUN
cblr-7216	294	91	,	,	PUNCT
cblr-7216	294	92	noting	note	VERB
cblr-7216	294	93	that	that	SCONJ
cblr-7216	294	94	:	:	PUNCT
cblr-7216	294	95	letter	letter	NOUN
cblr-7216	294	96	ratings	rating	NOUN
cblr-7216	294	97	are	be	AUX
cblr-7216	294	98	a	a	DET
cblr-7216	294	99	crude	crude	ADJ
cblr-7216	294	100	mechanism	mechanism	NOUN
cblr-7216	294	101	for	for	ADP
cblr-7216	294	102	information	information	NOUN
cblr-7216	294	103	intermediation	intermediation	NOUN
cblr-7216	294	104	.	.	PUNCT
cblr-7216	295	1	letter	letter	NOUN
cblr-7216	295	2	ratings	rating	NOUN
cblr-7216	295	3	obscure	obscure	VERB
cblr-7216	295	4	the	the	DET
cblr-7216	295	5	analysis	analysis	NOUN
cblr-7216	295	6	of	of	ADP
cblr-7216	295	7	the	the	DET
cblr-7216	295	8	key	key	ADJ
cblr-7216	295	9	variables	variable	NOUN
cblr-7216	295	10	that	that	PRON
cblr-7216	295	11	matter	matter	VERB
cblr-7216	295	12	in	in	ADP
cblr-7216	295	13	the	the	DET
cblr-7216	295	14	analysis	analysis	NOUN
cblr-7216	295	15	of	of	ADP
cblr-7216	295	16	credit	credit	NOUN
cblr-7216	295	17	:	:	PUNCT
cblr-7216	295	18	probability	probability	NOUN
cblr-7216	295	19	of	of	ADP
cblr-7216	295	20	default	default	NOUN
cblr-7216	295	21	,	,	PUNCT
cblr-7216	295	22	expected	expect	VERB
cblr-7216	295	23	recovery	recovery	NOUN
cblr-7216	295	24	in	in	ADP
cblr-7216	295	25	the	the	DET
cblr-7216	295	26	event	event	NOUN
cblr-7216	295	27	of	of	ADP
cblr-7216	295	28	default	default	NOUN
cblr-7216	295	29	,	,	PUNCT
cblr-7216	295	30	and	and	CCONJ
cblr-7216	295	31	the	the	DET
cblr-7216	295	32	correlation	correlation	NOUN
cblr-7216	295	33	of	of	ADP
cblr-7216	295	34	defaults	default	NOUN
cblr-7216	295	35	.	.	PUNCT
cblr-7216	296	1	the	the	DET
cblr-7216	296	2	methodologies	methodology	NOUN
cblr-7216	296	3	i	i	PRON
cblr-7216	296	4	critique	critique	VERB
cblr-7216	296	5	in	in	ADP
cblr-7216	296	6	this	this	DET
cblr-7216	296	7	article	article	NOUN
cblr-7216	296	8	are	be	AUX
cblr-7216	296	9	disconnected	disconnect	VERB
cblr-7216	296	10	from	from	ADP
cblr-7216	296	11	that	that	DET
cblr-7216	296	12	analysis	analysis	NOUN
cblr-7216	296	13	.	.	PUNCT
cblr-7216	297	1	if	if	SCONJ
cblr-7216	297	2	the	the	DET
cblr-7216	297	3	markets	market	NOUN
cblr-7216	297	4	experience	experience	VERB
cblr-7216	297	5	another	another	DET
cblr-7216	297	6	crisis	crisis	NOUN
cblr-7216	297	7	related	relate	VERB
cblr-7216	297	8	to	to	ADP
cblr-7216	297	9	credit	credit	NOUN
cblr-7216	297	10	ratings	rating	NOUN
cblr-7216	297	11	,	,	PUNCT
cblr-7216	297	12	and	and	CCONJ
cblr-7216	297	13	ratings	rating	NOUN
cblr-7216	297	14	prove	prove	VERB
cblr-7216	297	15	again	again	ADV
cblr-7216	297	16	to	to	PART
cblr-7216	297	17	have	have	AUX
cblr-7216	297	18	been	be	AUX
cblr-7216	297	19	‘	'	PUNCT
cblr-7216	297	20	garbage	garbage	NOUN
cblr-7216	297	21	out	out	ADV
cblr-7216	297	22	,	,	PUNCT
cblr-7216	297	23	’	'	PUNCT
cblr-7216	297	24	then	then	ADV
cblr-7216	297	25	during	during	ADP
cblr-7216	297	26	the	the	DET
cblr-7216	297	27	next	next	ADJ
cblr-7216	297	28	regulatory	regulatory	ADJ
cblr-7216	297	29	response	response	NOUN
cblr-7216	297	30	it	it	PRON
cblr-7216	297	31	will	will	AUX
cblr-7216	297	32	be	be	AUX
cblr-7216	297	33	important	important	ADJ
cblr-7216	297	34	to	to	PART
cblr-7216	297	35	understand	understand	VERB
cblr-7216	297	36	more	more	ADV
cblr-7216	297	37	clearly	clearly	ADV
cblr-7216	297	38	the	the	DET
cblr-7216	297	39	role	role	NOUN
cblr-7216	297	40	of	of	ADP
cblr-7216	297	41	the	the	DET
cblr-7216	297	42	‘	'	PUNCT
cblr-7216	297	43	garbage	garbage	NOUN
cblr-7216	297	44	in	in	ADP
cblr-7216	297	45	’	'	PUNCT
cblr-7216	297	46	(	(	PUNCT
cblr-7216	297	47	i.e.	i.e.	X
cblr-7216	297	48	,	,	PUNCT
cblr-7216	297	49	rating	rating	NOUN
cblr-7216	297	50	agency	agency	NOUN
cblr-7216	297	51	methodology).106	methodology).106	VERB
cblr-7216	297	52	the	the	DET
cblr-7216	297	53	rating	rating	NOUN
cblr-7216	297	54	methodology	methodology	NOUN
cblr-7216	297	55	partnoy	partnoy	VERB
cblr-7216	297	56	disparagingly	disparagingly	ADV
cblr-7216	297	57	refers	refer	VERB
cblr-7216	297	58	to	to	ADP
cblr-7216	297	59	is	be	AUX
cblr-7216	297	60	key	key	ADJ
cblr-7216	297	61	for	for	SCONJ
cblr-7216	297	62	the	the	DET
cblr-7216	297	63	public	public	NOUN
cblr-7216	297	64	to	to	PART
cblr-7216	297	65	understand	understand	VERB
cblr-7216	297	66	if	if	SCONJ
cblr-7216	297	67	they	they	PRON
cblr-7216	297	68	are	be	AUX
cblr-7216	297	69	to	to	PART
cblr-7216	297	70	continue	continue	VERB
cblr-7216	297	71	to	to	PART
cblr-7216	297	72	safely	safely	ADV
cblr-7216	297	73	rely	rely	VERB
cblr-7216	297	74	on	on	ADP
cblr-7216	297	75	ratings	rating	NOUN
cblr-7216	297	76	.	.	PUNCT
cblr-7216	298	1	since	since	SCONJ
cblr-7216	298	2	ratings	rating	NOUN
cblr-7216	298	3	are	be	AUX
cblr-7216	298	4	not	not	PART
cblr-7216	298	5	likely	likely	ADJ
cblr-7216	298	6	to	to	PART
cblr-7216	298	7	fade	fade	VERB
cblr-7216	298	8	out	out	ADP
cblr-7216	298	9	of	of	ADP
cblr-7216	298	10	use	use	NOUN
cblr-7216	298	11	entirely	entirely	ADV
cblr-7216	298	12	,	,	PUNCT
cblr-7216	298	13	perhaps	perhaps	ADV
cblr-7216	298	14	a	a	DET
cblr-7216	298	15	practicable	practicable	ADJ
cblr-7216	298	16	system	system	NOUN
cblr-7216	298	17	is	be	AUX
cblr-7216	298	18	one	one	NUM
cblr-7216	298	19	where	where	SCONJ
cblr-7216	298	20	rating	rating	NOUN
cblr-7216	298	21	oversight	oversight	NOUN
cblr-7216	298	22	occurs	occur	VERB
cblr-7216	298	23	,	,	PUNCT
cblr-7216	298	24	creating	create	VERB
cblr-7216	298	25	an	an	DET
cblr-7216	298	26	environment	environment	NOUN
cblr-7216	298	27	in	in	ADP
cblr-7216	298	28	which	which	PRON
cblr-7216	298	29	investors	investor	NOUN
cblr-7216	298	30	can	can	AUX
cblr-7216	298	31	feel	feel	VERB
cblr-7216	298	32	comfortable	comfortable	ADJ
cblr-7216	298	33	relying	rely	VERB
cblr-7216	298	34	on	on	ADP
cblr-7216	298	35	ratings	rating	NOUN
cblr-7216	298	36	as	as	ADP
cblr-7216	298	37	a	a	DET
cblr-7216	298	38	part	part	NOUN
cblr-7216	298	39	of	of	ADP
cblr-7216	298	40	their	their	PRON
cblr-7216	298	41	investment	investment	NOUN
cblr-7216	298	42	process	process	NOUN
cblr-7216	298	43	.	.	PUNCT
cblr-7216	299	1	rating	rating	NOUN
cblr-7216	299	2	oversight	oversight	NOUN
cblr-7216	299	3	is	be	AUX
cblr-7216	299	4	particularly	particularly	ADV
cblr-7216	299	5	applicable	applicable	ADJ
cblr-7216	299	6	to	to	ADP
cblr-7216	299	7	the	the	DET
cblr-7216	299	8	world	world	NOUN
cblr-7216	299	9	of	of	ADP
cblr-7216	299	10	cryptocurrency	cryptocurrency	NOUN
cblr-7216	299	11	where	where	SCONJ
cblr-7216	299	12	there	there	PRON
cblr-7216	299	13	are	be	VERB
cblr-7216	299	14	not	not	PART
cblr-7216	299	15	many	many	ADJ
cblr-7216	299	16	consistently	consistently	ADV
cblr-7216	299	17	reliable	reliable	ADJ
cblr-7216	299	18	sources	source	NOUN
cblr-7216	299	19	that	that	PRON
cblr-7216	299	20	assess	assess	VERB
cblr-7216	299	21	the	the	DET
cblr-7216	299	22	value	value	NOUN
cblr-7216	299	23	of	of	ADP
cblr-7216	299	24	specific	specific	ADJ
cblr-7216	299	25	cryptocurrencies.107	cryptocurrencies.107	NOUN
cblr-7216	300	1	104	104	NUM
cblr-7216	300	2	frank	frank	ADJ
cblr-7216	300	3	partnoy	partnoy	ADJ
cblr-7216	300	4	,	,	PUNCT
cblr-7216	300	5	what	what	PRON
cblr-7216	300	6	’s	’	VERB
cblr-7216	300	7	(	(	PUNCT
cblr-7216	300	8	still	still	ADV
cblr-7216	300	9	)	)	PUNCT
cblr-7216	300	10	wrong	wrong	ADJ
cblr-7216	300	11	with	with	ADP
cblr-7216	300	12	credit	credit	NOUN
cblr-7216	300	13	ratings	rating	NOUN
cblr-7216	300	14	,	,	PUNCT
cblr-7216	300	15	harv	harv	PROPN
cblr-7216	300	16	.	.	PUNCT
cblr-7216	301	1	l.	l.	PROPN
cblr-7216	301	2	sch	sch	PROPN
cblr-7216	301	3	.	.	PUNCT
cblr-7216	302	1	f.	f.	PROPN
cblr-7216	302	2	on	on	ADP
cblr-7216	302	3	corp	corp	PROPN
cblr-7216	302	4	.	.	PROPN
cblr-7216	302	5	governance	governance	NOUN
cblr-7216	302	6	(	(	PUNCT
cblr-7216	302	7	may	may	PROPN
cblr-7216	302	8	31	31	NUM
cblr-7216	302	9	,	,	PUNCT
cblr-7216	302	10	2017	2017	NUM
cblr-7216	302	11	)	)	PUNCT
cblr-7216	302	12	,	,	PUNCT
cblr-7216	303	1	https://corpgov.law.harvard.edu/2017/05/31/whats-still-wrong-with-credit-ratings/	https://corpgov.law.harvard.edu/2017/05/31/whats-still-wrong-with-credit-ratings/	PROPN
cblr-7216	304	1	[	[	X
cblr-7216	304	2	https://perma.cc/kj4z-pex2	https://perma.cc/kj4z-pex2	PROPN
cblr-7216	304	3	]	]	X
cblr-7216	304	4	.	.	PUNCT
cblr-7216	305	1	105	105	NUM
cblr-7216	306	1	i	i	PRON
cblr-7216	306	2	d.	d.	PROPN
cblr-7216	306	3	106	106	NUM
cblr-7216	307	1	i	i	PRON
cblr-7216	307	2	d.	d.	PROPN
cblr-7216	307	3	107	107	NUM
cblr-7216	307	4	tom	tom	PROPN
cblr-7216	307	5	goldenberg	goldenberg	PROPN
cblr-7216	307	6	,	,	PUNCT
cblr-7216	307	7	the	the	DET
cblr-7216	307	8	hard	hard	ADJ
cblr-7216	307	9	thing	thing	NOUN
cblr-7216	307	10	about	about	ADP
cblr-7216	307	11	crypto	crypto	NOUN
cblr-7216	307	12	price	price	NOUN
cblr-7216	307	13	valuation	valuation	NOUN
cblr-7216	307	14	,	,	PUNCT
cblr-7216	307	15	coindesk	coindesk	NOUN
cblr-7216	307	16	(	(	PUNCT
cblr-7216	307	17	feb	feb	PROPN
cblr-7216	307	18	.	.	PROPN
cblr-7216	307	19	15	15	NUM
cblr-7216	307	20	,	,	PUNCT
cblr-7216	307	21	2018	2018	NUM
cblr-7216	307	22	)	)	PUNCT
cblr-7216	307	23	,	,	PUNCT
cblr-7216	307	24	https://www.coindesk.com/hard-thing-crypto-valuation	https://www.coindesk.com/hard-thing-crypto-valuation	NOUN
cblr-7216	308	1	[	[	X
cblr-7216	308	2	https://perma.cc/sz6a-amtb	https://perma.cc/sz6a-amtb	X
cblr-7216	308	3	]	]	PUNCT
cblr-7216	308	4	.	.	PUNCT
cblr-7216	309	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	309	2	(	(	PUNCT
cblr-7216	309	3	do	do	AUX
cblr-7216	309	4	not	not	PART
cblr-7216	309	5	delete	delete	VERB
cblr-7216	309	6	)	)	PUNCT
cblr-7216	309	7	10/21/2020	10/21/2020	NUM
cblr-7216	309	8	2:04	2:04	NUM
cblr-7216	309	9	pm	pm	NOUN
cblr-7216	309	10	no	no	INTJ
cblr-7216	309	11	.	.	PUNCT
cblr-7216	310	1	2:656	2:656	NUM
cblr-7216	310	2	]	]	PUNCT
cblr-7216	310	3	rated	rate	VERB
cblr-7216	310	4	p	p	NOUN
cblr-7216	310	5	for	for	ADP
cblr-7216	310	6	public	public	ADJ
cblr-7216	310	7	677	677	NUM
cblr-7216	310	8	iv	iv	NUM
cblr-7216	310	9	.	.	PUNCT
cblr-7216	310	10	proposed	propose	VERB
cblr-7216	310	11	solution	solution	NOUN
cblr-7216	310	12	–	–	PUNCT
cblr-7216	310	13	creating	create	VERB
cblr-7216	310	14	a	a	DET
cblr-7216	310	15	public	public	ADJ
cblr-7216	310	16	agency	agency	NOUN
cblr-7216	310	17	to	to	PART
cblr-7216	310	18	provide	provide	VERB
cblr-7216	310	19	crypto	crypto	NOUN
cblr-7216	310	20	ratings	rating	NOUN
cblr-7216	310	21	a.	a.	NOUN
cblr-7216	310	22	justification	justification	NOUN
cblr-7216	310	23	for	for	ADP
cblr-7216	310	24	proposed	propose	VERB
cblr-7216	310	25	solution	solution	NOUN
cblr-7216	310	26	this	this	DET
cblr-7216	310	27	note	note	NOUN
cblr-7216	310	28	proposes	propose	VERB
cblr-7216	310	29	that	that	SCONJ
cblr-7216	310	30	the	the	DET
cblr-7216	310	31	united	united	PROPN
cblr-7216	310	32	states	states	PROPN
cblr-7216	310	33	create	create	VERB
cblr-7216	310	34	a	a	DET
cblr-7216	310	35	public	public	ADJ
cblr-7216	310	36	agency	agency	NOUN
cblr-7216	310	37	to	to	PART
cblr-7216	310	38	provide	provide	VERB
cblr-7216	310	39	ratings	rating	NOUN
cblr-7216	310	40	for	for	ADP
cblr-7216	310	41	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	310	42	without	without	ADP
cblr-7216	310	43	bias	bias	NOUN
cblr-7216	310	44	or	or	CCONJ
cblr-7216	310	45	conflicts	conflict	NOUN
cblr-7216	310	46	of	of	ADP
cblr-7216	310	47	interest	interest	NOUN
cblr-7216	310	48	present	present	ADJ
cblr-7216	310	49	.	.	PUNCT
cblr-7216	311	1	while	while	SCONJ
cblr-7216	311	2	this	this	PRON
cblr-7216	311	3	may	may	AUX
cblr-7216	311	4	seem	seem	VERB
cblr-7216	311	5	to	to	PART
cblr-7216	311	6	be	be	AUX
cblr-7216	311	7	a	a	DET
cblr-7216	311	8	difficult	difficult	ADJ
cblr-7216	311	9	task	task	NOUN
cblr-7216	311	10	,	,	PUNCT
cblr-7216	311	11	acknowledge	acknowledge	VERB
cblr-7216	311	12	that	that	SCONJ
cblr-7216	311	13	weiss	weiss	PROPN
cblr-7216	311	14	already	already	ADV
cblr-7216	311	15	refuses	refuse	VERB
cblr-7216	311	16	to	to	PART
cblr-7216	311	17	accept	accept	VERB
cblr-7216	311	18	compensation	compensation	NOUN
cblr-7216	311	19	of	of	ADP
cblr-7216	311	20	any	any	DET
cblr-7216	311	21	kind	kind	NOUN
cblr-7216	311	22	from	from	ADP
cblr-7216	311	23	the	the	DET
cblr-7216	311	24	entities	entity	NOUN
cblr-7216	311	25	it	it	PRON
cblr-7216	311	26	rates	rate	NOUN
cblr-7216	311	27	,	,	PUNCT
cblr-7216	311	28	thereby	thereby	ADV
cblr-7216	311	29	eliminating	eliminate	VERB
cblr-7216	311	30	a	a	DET
cblr-7216	311	31	disruptive	disruptive	ADJ
cblr-7216	311	32	conflict	conflict	NOUN
cblr-7216	311	33	of	of	ADP
cblr-7216	311	34	interest.108	interest.108	NOUN
cblr-7216	311	35	on	on	ADP
cblr-7216	311	36	the	the	DET
cblr-7216	311	37	issue	issue	NOUN
cblr-7216	311	38	of	of	ADP
cblr-7216	311	39	rating	rating	NOUN
cblr-7216	311	40	accuracy	accuracy	NOUN
cblr-7216	311	41	,	,	PUNCT
cblr-7216	311	42	the	the	DET
cblr-7216	311	43	government	government	NOUN
cblr-7216	311	44	accountability	accountability	NOUN
cblr-7216	311	45	office	office	NOUN
cblr-7216	311	46	reported	report	VERB
cblr-7216	311	47	that	that	SCONJ
cblr-7216	311	48	weiss	weiss	NOUN
cblr-7216	311	49	’	'	PUNCT
cblr-7216	311	50	ratings	rating	NOUN
cblr-7216	311	51	of	of	ADP
cblr-7216	311	52	life	life	NOUN
cblr-7216	311	53	and	and	CCONJ
cblr-7216	311	54	health	health	NOUN
cblr-7216	311	55	insurers	insurer	NOUN
cblr-7216	311	56	better	well	ADV
cblr-7216	311	57	reflected	reflect	VERB
cblr-7216	311	58	financial	financial	ADJ
cblr-7216	311	59	vulnerability	vulnerability	NOUN
cblr-7216	311	60	than	than	ADP
cblr-7216	311	61	those	those	PRON
cblr-7216	311	62	of	of	ADP
cblr-7216	311	63	moody	moody	PROPN
cblr-7216	311	64	’s	’s	PART
cblr-7216	311	65	and	and	CCONJ
cblr-7216	311	66	s&p.109	s&p.109	VERB
cblr-7216	311	67	however	however	ADV
cblr-7216	311	68	,	,	PUNCT
cblr-7216	311	69	the	the	DET
cblr-7216	311	70	existence	existence	NOUN
cblr-7216	311	71	of	of	ADP
cblr-7216	311	72	weiss	weiss	PROPN
cblr-7216	311	73	does	do	AUX
cblr-7216	311	74	not	not	PART
cblr-7216	311	75	remove	remove	VERB
cblr-7216	311	76	the	the	DET
cblr-7216	311	77	need	need	NOUN
cblr-7216	311	78	for	for	ADP
cblr-7216	311	79	a	a	DET
cblr-7216	311	80	public	public	ADJ
cblr-7216	311	81	agency	agency	NOUN
cblr-7216	311	82	in	in	ADP
cblr-7216	311	83	the	the	DET
cblr-7216	311	84	crypto	crypto	NOUN
cblr-7216	311	85	rating	rating	NOUN
cblr-7216	311	86	space	space	NOUN
cblr-7216	311	87	—	—	PUNCT
cblr-7216	311	88	weiss	weiss	PROPN
cblr-7216	311	89	still	still	ADV
cblr-7216	311	90	operates	operate	VERB
cblr-7216	311	91	as	as	ADP
cblr-7216	311	92	a	a	DET
cblr-7216	311	93	private	private	ADJ
cblr-7216	311	94	company	company	NOUN
cblr-7216	311	95	,	,	PUNCT
cblr-7216	311	96	and	and	CCONJ
cblr-7216	311	97	has	have	AUX
cblr-7216	311	98	previously	previously	ADV
cblr-7216	311	99	been	be	AUX
cblr-7216	311	100	under	under	ADP
cblr-7216	311	101	sec	sec	PROPN
cblr-7216	311	102	scrutiny	scrutiny	NOUN
cblr-7216	311	103	for	for	ADP
cblr-7216	311	104	distributing	distribute	VERB
cblr-7216	311	105	“	"	PUNCT
cblr-7216	311	106	materially	materially	ADV
cblr-7216	311	107	false	false	ADJ
cblr-7216	311	108	and	and	CCONJ
cblr-7216	311	109	misleading	misleading	ADJ
cblr-7216	311	110	marketing	marketing	NOUN
cblr-7216	311	111	materials	material	NOUN
cblr-7216	311	112	.	.	PUNCT
cblr-7216	312	1	”110	”110	PROPN
cblr-7216	312	2	b.	b.	PROPN
cblr-7216	312	3	learning	learn	VERB
cblr-7216	312	4	from	from	ADP
cblr-7216	312	5	credit	credit	NOUN
cblr-7216	312	6	rating	rating	NOUN
cblr-7216	312	7	agencies	agency	NOUN
cblr-7216	312	8	several	several	ADJ
cblr-7216	312	9	commentators	commentator	NOUN
cblr-7216	312	10	have	have	AUX
cblr-7216	312	11	proposed	propose	VERB
cblr-7216	312	12	the	the	DET
cblr-7216	312	13	public	public	ADJ
cblr-7216	312	14	agency	agency	NOUN
cblr-7216	312	15	solution	solution	NOUN
cblr-7216	312	16	for	for	ADP
cblr-7216	312	17	credit	credit	NOUN
cblr-7216	312	18	rating	rating	NOUN
cblr-7216	312	19	agencies.111	agencies.111	PROPN
cblr-7216	312	20	the	the	DET
cblr-7216	312	21	appeal	appeal	NOUN
cblr-7216	312	22	of	of	ADP
cblr-7216	312	23	a	a	DET
cblr-7216	312	24	public	public	ADJ
cblr-7216	312	25	credit	credit	NOUN
cblr-7216	312	26	rating	rating	NOUN
cblr-7216	312	27	agency	agency	NOUN
cblr-7216	312	28	centers	center	NOUN
cblr-7216	312	29	around	around	ADP
cblr-7216	312	30	promoting	promote	VERB
cblr-7216	312	31	transparency.112	transparency.112	PROPN
cblr-7216	312	32	in	in	ADP
cblr-7216	312	33	the	the	DET
cblr-7216	312	34	view	view	NOUN
cblr-7216	312	35	of	of	ADP
cblr-7216	312	36	those	those	PRON
cblr-7216	312	37	who	who	PRON
cblr-7216	312	38	have	have	AUX
cblr-7216	312	39	advocated	advocate	VERB
cblr-7216	312	40	for	for	ADP
cblr-7216	312	41	a	a	DET
cblr-7216	312	42	public	public	ADJ
cblr-7216	312	43	agency	agency	NOUN
cblr-7216	312	44	’s	’s	PART
cblr-7216	312	45	creation	creation	NOUN
cblr-7216	312	46	,	,	PUNCT
cblr-7216	312	47	a	a	DET
cblr-7216	312	48	public	public	ADJ
cblr-7216	312	49	agency	agency	NOUN
cblr-7216	312	50	would	would	AUX
cblr-7216	312	51	n’t	not	PART
cblr-7216	312	52	eliminate	eliminate	VERB
cblr-7216	312	53	the	the	DET
cblr-7216	312	54	need	need	NOUN
cblr-7216	312	55	for	for	ADP
cblr-7216	312	56	private	private	ADJ
cblr-7216	312	57	agencies.113	agencies.113	NOUN
cblr-7216	312	58	instead	instead	ADV
cblr-7216	312	59	,	,	PUNCT
cblr-7216	312	60	“	"	PUNCT
cblr-7216	312	61	private	private	ADJ
cblr-7216	312	62	agencies	agency	NOUN
cblr-7216	312	63	would	would	AUX
cblr-7216	312	64	be	be	AUX
cblr-7216	312	65	free	free	ADJ
cblr-7216	312	66	to	to	PART
cblr-7216	312	67	continue	continue	VERB
cblr-7216	312	68	operating	operate	VERB
cblr-7216	312	69	.	.	PUNCT
cblr-7216	312	70	.	.	PUNCT
cblr-7216	312	71	.	.	PUNCT
cblr-7216	313	1	[	[	X
cblr-7216	313	2	b]ut	b]ut	X
cblr-7216	313	3	when	when	SCONJ
cblr-7216	313	4	their	their	PRON
cblr-7216	313	5	appraisals	appraisal	NOUN
cblr-7216	313	6	108	108	NUM
cblr-7216	313	7	see	see	VERB
cblr-7216	313	8	supra	supra	PROPN
cblr-7216	313	9	section	section	NOUN
cblr-7216	313	10	ii.d	ii.d	PRON
cblr-7216	313	11	.	.	PUNCT
cblr-7216	314	1	109	109	NUM
cblr-7216	314	2	u.s	u.s	PROPN
cblr-7216	314	3	.	.	PROPN
cblr-7216	314	4	gen	gen	PROPN
cblr-7216	314	5	.	.	PROPN
cblr-7216	314	6	accounting	accounting	PROPN
cblr-7216	314	7	office	office	PROPN
cblr-7216	314	8	,	,	PUNCT
cblr-7216	314	9	gao	gao	PROPN
cblr-7216	314	10	/	/	SYM
cblr-7216	314	11	ggd-94	ggd-94	NOUN
cblr-7216	314	12	-	-	NOUN
cblr-7216	314	13	204br	204br	NOUN
cblr-7216	314	14	,	,	PUNCT
cblr-7216	314	15	insurance	insurance	NOUN
cblr-7216	314	16	ratings	rating	NOUN
cblr-7216	314	17	:	:	PUNCT
cblr-7216	314	18	comparison	comparison	NOUN
cblr-7216	314	19	of	of	ADP
cblr-7216	314	20	private	private	ADJ
cblr-7216	314	21	agency	agency	NOUN
cblr-7216	314	22	ratings	rating	NOUN
cblr-7216	314	23	for	for	ADP
cblr-7216	314	24	life	life	NOUN
cblr-7216	314	25	/	/	SYM
cblr-7216	314	26	health	health	NOUN
cblr-7216	314	27	insurers	insurer	NOUN
cblr-7216	314	28	2	2	NUM
cblr-7216	314	29	(	(	PUNCT
cblr-7216	314	30	1994	1994	NUM
cblr-7216	314	31	)	)	PUNCT
cblr-7216	314	32	.	.	PUNCT
cblr-7216	315	1	110	110	NUM
cblr-7216	315	2	weiss	weiss	PROPN
cblr-7216	315	3	research	research	PROPN
cblr-7216	315	4	,	,	PUNCT
cblr-7216	315	5	inc	inc	PROPN
cblr-7216	315	6	.	.	PROPN
cblr-7216	315	7	,	,	PUNCT
cblr-7216	315	8	exchange	exchange	PROPN
cblr-7216	315	9	act	act	PROPN
cblr-7216	315	10	release	release	VERB
cblr-7216	315	11	no	no	NOUN
cblr-7216	315	12	.	.	NOUN
cblr-7216	315	13	60125	60125	NUM
cblr-7216	315	14	,	,	PUNCT
cblr-7216	315	15	2009	2009	NUM
cblr-7216	315	16	wl	wl	NOUN
cblr-7216	315	17	1684731	1684731	NUM
cblr-7216	315	18	,	,	PUNCT
cblr-7216	315	19	at	at	ADP
cblr-7216	315	20	*	*	NOUN
cblr-7216	315	21	1	1	NUM
cblr-7216	315	22	(	(	PUNCT
cblr-7216	315	23	june	june	PROPN
cblr-7216	315	24	17	17	NUM
cblr-7216	315	25	,	,	PUNCT
cblr-7216	315	26	2009	2009	NUM
cblr-7216	315	27	)	)	PUNCT
cblr-7216	315	28	.	.	PUNCT
cblr-7216	316	1	111	111	NUM
cblr-7216	316	2	m.	m.	NOUN
cblr-7216	316	3	ahmed	ahme	VERB
cblr-7216	316	4	diomande	diomande	PROPN
cblr-7216	316	5	et	et	PROPN
cblr-7216	316	6	al	al	PROPN
cblr-7216	316	7	.	.	PROPN
cblr-7216	316	8	,	,	PUNCT
cblr-7216	316	9	why	why	SCONJ
cblr-7216	316	10	u.s	u.s	PROPN
cblr-7216	316	11	.	.	PROPN
cblr-7216	316	12	financial	financial	ADJ
cblr-7216	316	13	markets	market	NOUN
cblr-7216	316	14	need	need	VERB
cblr-7216	316	15	a	a	DET
cblr-7216	316	16	public	public	ADJ
cblr-7216	316	17	credit	credit	NOUN
cblr-7216	316	18	rating	rating	NOUN
cblr-7216	316	19	agency	agency	NOUN
cblr-7216	316	20	,	,	PUNCT
cblr-7216	316	21	economists	economist	NOUN
cblr-7216	316	22	’	’	PART
cblr-7216	316	23	voice	voice	NOUN
cblr-7216	316	24	,	,	PUNCT
cblr-7216	316	25	june	june	PROPN
cblr-7216	316	26	2009	2009	NUM
cblr-7216	316	27	,	,	PUNCT
cblr-7216	316	28	at	at	ADP
cblr-7216	316	29	1	1	NUM
cblr-7216	316	30	.	.	NUM
cblr-7216	316	31	112	112	NUM
cblr-7216	317	1	i	i	PRON
cblr-7216	317	2	d.	d.	PROPN
cblr-7216	317	3	at	at	ADP
cblr-7216	317	4	2	2	NUM
cblr-7216	317	5	.	.	NOUN
cblr-7216	317	6	113	113	NUM
cblr-7216	317	7	i	i	PRON
cblr-7216	317	8	d.	d.	PROPN
cblr-7216	317	9	at	at	ADP
cblr-7216	317	10	2–3	2–3	PROPN
cblr-7216	317	11	.	.	PROPN
cblr-7216	317	12	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	318	1	(	(	PUNCT
cblr-7216	318	2	do	do	AUX
cblr-7216	318	3	not	not	PART
cblr-7216	318	4	delte	delte	VERB
cblr-7216	318	5	)	)	PUNCT
cblr-7216	318	6	10/21/2020	10/21/2020	NUM
cblr-7216	318	7	2:04	2:04	NUM
cblr-7216	318	8	pm	pm	PROPN
cblr-7216	318	9	678	678	NUM
cblr-7216	318	10	columbia	columbia	PROPN
cblr-7216	318	11	business	business	NOUN
cblr-7216	318	12	law	law	PROPN
cblr-7216	318	13	review	review	NOUN
cblr-7216	319	1	[	[	X
cblr-7216	319	2	vol	vol	NOUN
cblr-7216	319	3	.	.	PUNCT
cblr-7216	319	4	2020	2020	NUM
cblr-7216	319	5	differ	differ	VERB
cblr-7216	319	6	significantly	significantly	ADV
cblr-7216	319	7	from	from	ADP
cblr-7216	319	8	those	those	PRON
cblr-7216	319	9	provided	provide	VERB
cblr-7216	319	10	by	by	ADP
cblr-7216	319	11	the	the	DET
cblr-7216	319	12	public	public	ADJ
cblr-7216	319	13	agency	agency	NOUN
cblr-7216	319	14	,	,	PUNCT
cblr-7216	319	15	the	the	DET
cblr-7216	319	16	private	private	ADJ
cblr-7216	319	17	agencies	agency	NOUN
cblr-7216	319	18	would	would	AUX
cblr-7216	319	19	be	be	AUX
cblr-7216	319	20	forced	force	VERB
cblr-7216	319	21	to	to	PART
cblr-7216	319	22	explain	explain	VERB
cblr-7216	319	23	the	the	DET
cblr-7216	319	24	basis	basis	NOUN
cblr-7216	319	25	for	for	ADP
cblr-7216	319	26	their	their	PRON
cblr-7216	319	27	divergent	divergent	ADJ
cblr-7216	319	28	assessments	assessment	NOUN
cblr-7216	319	29	.	.	PUNCT
cblr-7216	320	1	”114	”114	PUNCT
cblr-7216	321	1	many	many	ADJ
cblr-7216	321	2	individuals	individual	NOUN
cblr-7216	321	3	are	be	AUX
cblr-7216	321	4	currently	currently	ADV
cblr-7216	321	5	pushing	push	VERB
cblr-7216	321	6	for	for	ADP
cblr-7216	321	7	innovation	innovation	NOUN
cblr-7216	321	8	in	in	ADP
cblr-7216	321	9	the	the	DET
cblr-7216	321	10	nascent	nascent	ADJ
cblr-7216	321	11	crypto	crypto	NOUN
cblr-7216	321	12	landscape.115	landscape.115	PROPN
cblr-7216	321	13	while	while	SCONJ
cblr-7216	321	14	established	establish	VERB
cblr-7216	321	15	rating	rating	NOUN
cblr-7216	321	16	agencies	agency	NOUN
cblr-7216	321	17	have	have	AUX
cblr-7216	321	18	achieved	achieve	VERB
cblr-7216	321	19	near	near	ADP
cblr-7216	321	20	oligopolistic	oligopolistic	ADJ
cblr-7216	321	21	control	control	NOUN
cblr-7216	321	22	of	of	ADP
cblr-7216	321	23	the	the	DET
cblr-7216	321	24	credit	credit	NOUN
cblr-7216	321	25	rating	rating	NOUN
cblr-7216	321	26	market	market	NOUN
cblr-7216	321	27	,	,	PUNCT
cblr-7216	321	28	similar	similar	ADJ
cblr-7216	321	29	dominance	dominance	NOUN
cblr-7216	321	30	and	and	CCONJ
cblr-7216	321	31	control	control	NOUN
cblr-7216	321	32	has	have	AUX
cblr-7216	321	33	not	not	PART
cblr-7216	321	34	yet	yet	ADV
cblr-7216	321	35	been	be	AUX
cblr-7216	321	36	observed	observe	VERB
cblr-7216	321	37	in	in	ADP
cblr-7216	321	38	the	the	DET
cblr-7216	321	39	crypto	crypto	NOUN
cblr-7216	321	40	ratings	rating	NOUN
cblr-7216	321	41	market	market	NOUN
cblr-7216	321	42	.	.	PUNCT
cblr-7216	322	1	as	as	SCONJ
cblr-7216	322	2	players	player	NOUN
cblr-7216	322	3	like	like	ADP
cblr-7216	322	4	morningstar	morningstar	PROPN
cblr-7216	322	5	begin	begin	VERB
cblr-7216	322	6	to	to	PART
cblr-7216	322	7	issue	issue	VERB
cblr-7216	322	8	cryptocurrency	cryptocurrency	NOUN
cblr-7216	322	9	ratings	rating	NOUN
cblr-7216	322	10	,	,	PUNCT
cblr-7216	322	11	the	the	DET
cblr-7216	322	12	need	need	NOUN
cblr-7216	322	13	for	for	ADP
cblr-7216	322	14	scrutiny	scrutiny	NOUN
cblr-7216	322	15	of	of	ADP
cblr-7216	322	16	crypto	crypto	NOUN
cblr-7216	322	17	ratings	rating	NOUN
cblr-7216	322	18	is	be	AUX
cblr-7216	322	19	an	an	DET
cblr-7216	322	20	urgent	urgent	ADJ
cblr-7216	322	21	concern	concern	NOUN
cblr-7216	322	22	,	,	PUNCT
cblr-7216	322	23	given	give	VERB
cblr-7216	322	24	that	that	SCONJ
cblr-7216	322	25	other	other	ADJ
cblr-7216	322	26	major	major	ADJ
cblr-7216	322	27	credit	credit	NOUN
cblr-7216	322	28	rating	rating	NOUN
cblr-7216	322	29	agencies	agency	NOUN
cblr-7216	322	30	may	may	AUX
cblr-7216	322	31	follow	follow	VERB
cblr-7216	322	32	suit	suit	NOUN
cblr-7216	322	33	and	and	CCONJ
cblr-7216	322	34	enter	enter	VERB
cblr-7216	322	35	the	the	DET
cblr-7216	322	36	space	space	NOUN
cblr-7216	322	37	.	.	PUNCT
cblr-7216	323	1	a	a	DET
cblr-7216	323	2	public	public	ADJ
cblr-7216	323	3	crypto	crypto	NOUN
cblr-7216	323	4	rating	rating	NOUN
cblr-7216	323	5	agency	agency	NOUN
cblr-7216	323	6	would	would	AUX
cblr-7216	323	7	serve	serve	VERB
cblr-7216	323	8	as	as	ADP
cblr-7216	323	9	a	a	DET
cblr-7216	323	10	corrective	corrective	ADJ
cblr-7216	323	11	force	force	NOUN
cblr-7216	323	12	for	for	ADP
cblr-7216	323	13	the	the	DET
cblr-7216	323	14	rampant	rampant	ADJ
cblr-7216	323	15	conflicts	conflict	NOUN
cblr-7216	323	16	of	of	ADP
cblr-7216	323	17	interest	interest	NOUN
cblr-7216	323	18	that	that	PRON
cblr-7216	323	19	currently	currently	ADV
cblr-7216	323	20	plague	plague	NOUN
cblr-7216	323	21	credit	credit	NOUN
cblr-7216	323	22	ratings.116	ratings.116	VERB
cblr-7216	323	23	a	a	DET
cblr-7216	323	24	public	public	ADJ
cblr-7216	323	25	crypto	crypto	NOUN
cblr-7216	323	26	rating	rating	NOUN
cblr-7216	323	27	agency	agency	NOUN
cblr-7216	323	28	would	would	AUX
cblr-7216	323	29	allow	allow	VERB
cblr-7216	323	30	financial	financial	ADJ
cblr-7216	323	31	markets	market	NOUN
cblr-7216	323	32	to	to	PART
cblr-7216	323	33	operate	operate	VERB
cblr-7216	323	34	with	with	ADP
cblr-7216	323	35	more	more	ADJ
cblr-7216	323	36	transparency	transparency	NOUN
cblr-7216	323	37	,	,	PUNCT
cblr-7216	323	38	and	and	CCONJ
cblr-7216	323	39	thus	thus	ADV
cblr-7216	323	40	would	would	AUX
cblr-7216	323	41	enable	enable	VERB
cblr-7216	323	42	investors	investor	NOUN
cblr-7216	323	43	to	to	PART
cblr-7216	323	44	make	make	VERB
cblr-7216	323	45	more	more	ADV
cblr-7216	323	46	informed	informed	ADJ
cblr-7216	323	47	decisions	decision	NOUN
cblr-7216	323	48	.	.	PUNCT
cblr-7216	324	1	such	such	ADJ
cblr-7216	324	2	transparency	transparency	NOUN
cblr-7216	324	3	would	would	AUX
cblr-7216	324	4	come	come	VERB
cblr-7216	324	5	from	from	ADP
cblr-7216	324	6	the	the	DET
cblr-7216	324	7	benchmark	benchmark	NOUN
cblr-7216	324	8	an	an	DET
cblr-7216	324	9	unconflicted	unconflicted	ADJ
cblr-7216	324	10	public	public	ADJ
cblr-7216	324	11	actor	actor	NOUN
cblr-7216	324	12	would	would	AUX
cblr-7216	324	13	provide	provide	VERB
cblr-7216	324	14	.	.	PUNCT
cblr-7216	325	1	additionally	additionally	ADV
cblr-7216	325	2	,	,	PUNCT
cblr-7216	325	3	to	to	PART
cblr-7216	325	4	protect	protect	VERB
cblr-7216	325	5	investors	investor	NOUN
cblr-7216	325	6	a	a	DET
cblr-7216	325	7	public	public	ADJ
cblr-7216	325	8	agency	agency	NOUN
cblr-7216	325	9	could	could	AUX
cblr-7216	325	10	be	be	AUX
cblr-7216	325	11	empowered	empower	VERB
cblr-7216	325	12	to	to	PART
cblr-7216	325	13	decide	decide	VERB
cblr-7216	325	14	that	that	SCONJ
cblr-7216	325	15	certain	certain	ADJ
cblr-7216	325	16	financial	financial	ADJ
cblr-7216	325	17	instruments	instrument	NOUN
cblr-7216	325	18	are	be	AUX
cblr-7216	325	19	too	too	ADV
cblr-7216	325	20	complex	complex	ADJ
cblr-7216	325	21	to	to	ADP
cblr-7216	325	22	properly	properly	ADV
cblr-7216	325	23	assess.117	assess.117	NUM
cblr-7216	325	24	private	private	ADJ
cblr-7216	325	25	rating	rating	NOUN
cblr-7216	325	26	agencies	agency	NOUN
cblr-7216	325	27	are	be	AUX
cblr-7216	325	28	unlikely	unlikely	ADJ
cblr-7216	325	29	to	to	PART
cblr-7216	325	30	admit	admit	VERB
cblr-7216	325	31	that	that	SCONJ
cblr-7216	325	32	an	an	DET
cblr-7216	325	33	instrument	instrument	NOUN
cblr-7216	325	34	is	be	AUX
cblr-7216	325	35	“	"	PUNCT
cblr-7216	325	36	not	not	PART
cblr-7216	325	37	ratable	ratable	ADJ
cblr-7216	325	38	”	"	PUNCT
cblr-7216	325	39	because	because	SCONJ
cblr-7216	325	40	of	of	ADP
cblr-7216	325	41	the	the	DET
cblr-7216	325	42	incentives	incentive	NOUN
cblr-7216	325	43	inherent	inherent	ADJ
cblr-7216	325	44	in	in	ADP
cblr-7216	325	45	the	the	DET
cblr-7216	325	46	issuer	issuer	NOUN
cblr-7216	325	47	pays	pay	VERB
cblr-7216	325	48	compensation	compensation	NOUN
cblr-7216	325	49	model.118	model.118	VERB
cblr-7216	325	50	as	as	SCONJ
cblr-7216	325	51	noted	note	VERB
cblr-7216	325	52	above	above	ADV
cblr-7216	325	53	,	,	PUNCT
cblr-7216	325	54	the	the	DET
cblr-7216	325	55	recommendation	recommendation	NOUN
cblr-7216	325	56	of	of	ADP
cblr-7216	325	57	having	have	VERB
cblr-7216	325	58	a	a	DET
cblr-7216	325	59	public	public	ADJ
cblr-7216	325	60	agency	agency	NOUN
cblr-7216	325	61	does	do	AUX
cblr-7216	325	62	not	not	PART
cblr-7216	325	63	necessarily	necessarily	ADV
cblr-7216	325	64	entail	entail	VERB
cblr-7216	325	65	eliminating	eliminate	VERB
cblr-7216	325	66	private	private	ADJ
cblr-7216	325	67	rating	rating	NOUN
cblr-7216	325	68	providers	provider	NOUN
cblr-7216	325	69	.	.	PUNCT
cblr-7216	326	1	such	such	DET
cblr-7216	326	2	an	an	DET
cblr-7216	326	3	endeavor	endeavor	NOUN
cblr-7216	326	4	seems	seem	VERB
cblr-7216	326	5	unrealistic	unrealistic	ADJ
cblr-7216	326	6	given	give	VERB
cblr-7216	326	7	private	private	ADJ
cblr-7216	326	8	agencies	agency	NOUN
cblr-7216	326	9	’	'	PUNCT
cblr-7216	326	10	current	current	ADJ
cblr-7216	326	11	presence	presence	NOUN
cblr-7216	326	12	and	and	CCONJ
cblr-7216	326	13	likely	likely	ADJ
cblr-7216	326	14	future	future	ADJ
cblr-7216	326	15	involvement	involvement	NOUN
cblr-7216	326	16	in	in	ADP
cblr-7216	326	17	the	the	DET
cblr-7216	326	18	cryptocurrency	cryptocurrency	NOUN
cblr-7216	326	19	rating	rating	NOUN
cblr-7216	326	20	space	space	NOUN
cblr-7216	326	21	.	.	PUNCT
cblr-7216	327	1	nevertheless	nevertheless	ADV
cblr-7216	327	2	,	,	PUNCT
cblr-7216	327	3	the	the	DET
cblr-7216	327	4	presence	presence	NOUN
cblr-7216	327	5	of	of	ADP
cblr-7216	327	6	a	a	DET
cblr-7216	327	7	public	public	ADJ
cblr-7216	327	8	agency	agency	NOUN
cblr-7216	327	9	would	would	AUX
cblr-7216	327	10	at	at	ADP
cblr-7216	327	11	the	the	DET
cblr-7216	327	12	very	very	ADV
cblr-7216	327	13	least	least	ADJ
cblr-7216	327	14	offer	offer	VERB
cblr-7216	327	15	an	an	DET
cblr-7216	327	16	additional	additional	ADJ
cblr-7216	327	17	114	114	NUM
cblr-7216	327	18	i	i	PROPN
cblr-7216	327	19	d.	d.	PROPN
cblr-7216	327	20	at	at	ADP
cblr-7216	327	21	3	3	NUM
cblr-7216	327	22	.	.	SYM
cblr-7216	327	23	115	115	NUM
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cblr-7216	327	25	nethercutt	nethercutt	PROPN
cblr-7216	327	26	,	,	PUNCT
cblr-7216	327	27	washington	washington	PROPN
cblr-7216	327	28	must	must	AUX
cblr-7216	327	29	defend	defend	VERB
cblr-7216	327	30	american	american	ADJ
cblr-7216	327	31	crypto	crypto	PROPN
cblr-7216	327	32	innovation	innovation	NOUN
cblr-7216	327	33	,	,	PUNCT
cblr-7216	327	34	not	not	PART
cblr-7216	327	35	crush	crush	VERB
cblr-7216	327	36	it	it	PRON
cblr-7216	327	37	,	,	PUNCT
cblr-7216	327	38	hill	hill	NOUN
cblr-7216	327	39	(	(	PUNCT
cblr-7216	327	40	jan	jan	PROPN
cblr-7216	327	41	.	.	PROPN
cblr-7216	327	42	14	14	NUM
cblr-7216	327	43	,	,	PUNCT
cblr-7216	327	44	2019	2019	NUM
cblr-7216	327	45	)	)	PUNCT
cblr-7216	327	46	,	,	PUNCT
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cblr-7216	328	1	[	[	X
cblr-7216	328	2	https://perma.cc/2cj7-ayc8	https://perma.cc/2cj7-ayc8	X
cblr-7216	328	3	]	]	X
cblr-7216	328	4	.	.	PUNCT
cblr-7216	329	1	116	116	NUM
cblr-7216	329	2	see	see	VERB
cblr-7216	329	3	supra	supra	PROPN
cblr-7216	329	4	section	section	PROPN
cblr-7216	329	5	iii.b	iii.b	PROPN
cblr-7216	329	6	.	.	PUNCT
cblr-7216	330	1	117	117	NUM
cblr-7216	330	2	see	see	VERB
cblr-7216	330	3	diomande	diomande	NOUN
cblr-7216	330	4	et	et	PROPN
cblr-7216	330	5	al	al	PROPN
cblr-7216	330	6	.	.	PROPN
cblr-7216	330	7	,	,	PUNCT
cblr-7216	330	8	supra	supra	PROPN
cblr-7216	330	9	note	note	NOUN
cblr-7216	330	10	111	111	NUM
cblr-7216	330	11	,	,	PUNCT
cblr-7216	330	12	at	at	ADP
cblr-7216	330	13	2	2	NUM
cblr-7216	330	14	.	.	PUNCT
cblr-7216	330	15	118	118	NUM
cblr-7216	330	16	see	see	VERB
cblr-7216	330	17	rivlin	rivlin	PROPN
cblr-7216	330	18	&	&	CCONJ
cblr-7216	330	19	soroushian	soroushian	PROPN
cblr-7216	330	20	,	,	PUNCT
cblr-7216	330	21	supra	supra	PROPN
cblr-7216	330	22	note	note	NOUN
cblr-7216	330	23	50	50	NUM
cblr-7216	330	24	.	.	PUNCT
cblr-7216	331	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	332	1	(	(	PUNCT
cblr-7216	332	2	do	do	AUX
cblr-7216	332	3	not	not	PART
cblr-7216	332	4	delete	delete	VERB
cblr-7216	332	5	)	)	PUNCT
cblr-7216	332	6	10/21/2020	10/21/2020	NUM
cblr-7216	332	7	2:04	2:04	NUM
cblr-7216	332	8	pm	pm	NOUN
cblr-7216	332	9	no	no	INTJ
cblr-7216	332	10	.	.	PUNCT
cblr-7216	333	1	2:656	2:656	NUM
cblr-7216	333	2	]	]	PUNCT
cblr-7216	333	3	rated	rate	VERB
cblr-7216	333	4	p	p	NOUN
cblr-7216	333	5	for	for	ADP
cblr-7216	333	6	public	public	ADJ
cblr-7216	333	7	679	679	NUM
cblr-7216	333	8	source	source	NOUN
cblr-7216	333	9	of	of	ADP
cblr-7216	333	10	information	information	NOUN
cblr-7216	333	11	investors	investor	NOUN
cblr-7216	333	12	could	could	AUX
cblr-7216	333	13	rely	rely	VERB
cblr-7216	333	14	upon	upon	SCONJ
cblr-7216	333	15	in	in	ADP
cblr-7216	333	16	making	make	VERB
cblr-7216	333	17	financial	financial	ADJ
cblr-7216	333	18	decisions	decision	NOUN
cblr-7216	333	19	.	.	PUNCT
cblr-7216	334	1	c.	c.	NOUN
cblr-7216	334	2	operating	operate	VERB
cblr-7216	334	3	details	detail	NOUN
cblr-7216	334	4	of	of	ADP
cblr-7216	334	5	proposed	propose	VERB
cblr-7216	334	6	public	public	ADJ
cblr-7216	334	7	agency	agency	NOUN
cblr-7216	334	8	the	the	DET
cblr-7216	334	9	proposed	propose	VERB
cblr-7216	334	10	public	public	ADJ
cblr-7216	334	11	agency	agency	NOUN
cblr-7216	334	12	could	could	AUX
cblr-7216	334	13	operate	operate	VERB
cblr-7216	334	14	by	by	ADP
cblr-7216	334	15	requiring	require	VERB
cblr-7216	334	16	that	that	SCONJ
cblr-7216	334	17	all	all	DET
cblr-7216	334	18	cryptocurrency	cryptocurrency	NOUN
cblr-7216	334	19	issuers	issuer	NOUN
cblr-7216	334	20	obtain	obtain	VERB
cblr-7216	334	21	a	a	DET
cblr-7216	334	22	rating	rating	NOUN
cblr-7216	334	23	from	from	ADP
cblr-7216	334	24	the	the	DET
cblr-7216	334	25	agency	agency	NOUN
cblr-7216	334	26	before	before	SCONJ
cblr-7216	334	27	their	their	PRON
cblr-7216	334	28	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	334	29	could	could	AUX
cblr-7216	334	30	be	be	AUX
cblr-7216	334	31	legally	legally	ADV
cblr-7216	334	32	traded	trade	VERB
cblr-7216	334	33	.	.	PUNCT
cblr-7216	335	1	if	if	SCONJ
cblr-7216	335	2	this	this	PRON
cblr-7216	335	3	is	be	AUX
cblr-7216	335	4	considered	consider	VERB
cblr-7216	335	5	to	to	PART
cblr-7216	335	6	be	be	AUX
cblr-7216	335	7	too	too	ADV
cblr-7216	335	8	extreme	extreme	ADJ
cblr-7216	335	9	,	,	PUNCT
cblr-7216	335	10	then	then	ADV
cblr-7216	335	11	at	at	ADP
cblr-7216	335	12	the	the	DET
cblr-7216	335	13	very	very	ADV
cblr-7216	335	14	least	least	ADJ
cblr-7216	335	15	the	the	DET
cblr-7216	335	16	ratings	rating	NOUN
cblr-7216	335	17	of	of	ADP
cblr-7216	335	18	the	the	DET
cblr-7216	335	19	public	public	ADJ
cblr-7216	335	20	agency	agency	NOUN
cblr-7216	335	21	could	could	AUX
cblr-7216	335	22	serve	serve	VERB
cblr-7216	335	23	as	as	ADP
cblr-7216	335	24	a	a	DET
cblr-7216	335	25	point	point	NOUN
cblr-7216	335	26	of	of	ADP
cblr-7216	335	27	comparison	comparison	NOUN
cblr-7216	335	28	with	with	ADP
cblr-7216	335	29	those	those	PRON
cblr-7216	335	30	of	of	ADP
cblr-7216	335	31	the	the	DET
cblr-7216	335	32	private	private	ADJ
cblr-7216	335	33	agencies	agency	NOUN
cblr-7216	335	34	.	.	PUNCT
cblr-7216	336	1	generally	generally	ADV
cblr-7216	336	2	,	,	PUNCT
cblr-7216	336	3	research	research	NOUN
cblr-7216	336	4	indicates	indicate	VERB
cblr-7216	336	5	that	that	SCONJ
cblr-7216	336	6	“	"	PUNCT
cblr-7216	336	7	rating	rating	NOUN
cblr-7216	336	8	agencies	agency	NOUN
cblr-7216	336	9	not	not	PART
cblr-7216	336	10	only	only	ADV
cblr-7216	336	11	publish	publish	VERB
cblr-7216	336	12	more	more	ADJ
cblr-7216	336	13	,	,	PUNCT
cblr-7216	336	14	but	but	CCONJ
cblr-7216	336	15	also	also	ADV
cblr-7216	336	16	more	more	ADV
cblr-7216	336	17	accurate	accurate	ADJ
cblr-7216	336	18	information	information	NOUN
cblr-7216	336	19	in	in	ADP
cblr-7216	336	20	[	[	X
cblr-7216	336	21	the	the	DET
cblr-7216	336	22	]	]	X
cblr-7216	336	23	case	case	NOUN
cblr-7216	336	24	of	of	ADP
cblr-7216	336	25	multiple	multiple	ADJ
cblr-7216	336	26	ratings	rating	NOUN
cblr-7216	336	27	.	.	PUNCT
cblr-7216	337	1	”119	”119	NOUN
cblr-7216	337	2	this	this	DET
cblr-7216	337	3	research	research	NOUN
cblr-7216	337	4	indicates	indicate	VERB
cblr-7216	337	5	that	that	SCONJ
cblr-7216	337	6	additional	additional	ADJ
cblr-7216	337	7	rating	rating	NOUN
cblr-7216	337	8	data	datum	NOUN
cblr-7216	337	9	points	point	NOUN
cblr-7216	337	10	provided	provide	VERB
cblr-7216	337	11	by	by	ADP
cblr-7216	337	12	a	a	DET
cblr-7216	337	13	public	public	ADJ
cblr-7216	337	14	agency	agency	NOUN
cblr-7216	337	15	could	could	AUX
cblr-7216	337	16	help	help	VERB
cblr-7216	337	17	improve	improve	VERB
cblr-7216	337	18	the	the	DET
cblr-7216	337	19	accuracy	accuracy	NOUN
cblr-7216	337	20	of	of	ADP
cblr-7216	337	21	ratings	rating	NOUN
cblr-7216	337	22	provided	provide	VERB
cblr-7216	337	23	by	by	ADP
cblr-7216	337	24	private	private	ADJ
cblr-7216	337	25	actors	actor	NOUN
cblr-7216	337	26	.	.	PUNCT
cblr-7216	338	1	some	some	PRON
cblr-7216	338	2	might	might	AUX
cblr-7216	338	3	argue	argue	VERB
cblr-7216	338	4	that	that	SCONJ
cblr-7216	338	5	competition	competition	NOUN
cblr-7216	338	6	between	between	ADP
cblr-7216	338	7	private	private	ADJ
cblr-7216	338	8	agencies	agency	NOUN
cblr-7216	338	9	would	would	AUX
cblr-7216	338	10	solve	solve	VERB
cblr-7216	338	11	these	these	DET
cblr-7216	338	12	problems	problem	NOUN
cblr-7216	338	13	,	,	PUNCT
cblr-7216	338	14	but	but	CCONJ
cblr-7216	338	15	unfortunately	unfortunately	ADV
cblr-7216	338	16	the	the	DET
cblr-7216	338	17	issuer	issuer	NOUN
cblr-7216	338	18	pays	pay	VERB
cblr-7216	338	19	model	model	NOUN
cblr-7216	338	20	creates	create	VERB
cblr-7216	338	21	conflicts	conflict	NOUN
cblr-7216	338	22	of	of	ADP
cblr-7216	338	23	interest	interest	NOUN
cblr-7216	338	24	that	that	PRON
cblr-7216	338	25	do	do	AUX
cblr-7216	338	26	not	not	PART
cblr-7216	338	27	incentivize	incentivize	VERB
cblr-7216	338	28	private	private	ADJ
cblr-7216	338	29	rating	rating	NOUN
cblr-7216	338	30	agencies	agency	NOUN
cblr-7216	338	31	to	to	PART
cblr-7216	338	32	compete	compete	VERB
cblr-7216	338	33	to	to	PART
cblr-7216	338	34	develop	develop	VERB
cblr-7216	338	35	the	the	DET
cblr-7216	338	36	most	most	ADV
cblr-7216	338	37	accurate	accurate	ADJ
cblr-7216	338	38	rating	rating	NOUN
cblr-7216	338	39	methodology.120	methodology.120	NOUN
cblr-7216	338	40	instead	instead	ADV
cblr-7216	338	41	,	,	PUNCT
cblr-7216	338	42	most	most	ADJ
cblr-7216	338	43	private	private	ADJ
cblr-7216	338	44	actors	actor	NOUN
cblr-7216	338	45	are	be	AUX
cblr-7216	338	46	stuck	stick	VERB
cblr-7216	338	47	in	in	ADP
cblr-7216	338	48	a	a	DET
cblr-7216	338	49	profit	profit	NOUN
cblr-7216	338	50	-	-	PUNCT
cblr-7216	338	51	driven	drive	VERB
cblr-7216	338	52	mindset	mindset	NOUN
cblr-7216	338	53	that	that	PRON
cblr-7216	338	54	distracts	distract	VERB
cblr-7216	338	55	them	they	PRON
cblr-7216	338	56	from	from	ADP
cblr-7216	338	57	the	the	DET
cblr-7216	338	58	realities	reality	NOUN
cblr-7216	338	59	of	of	ADP
cblr-7216	338	60	the	the	DET
cblr-7216	338	61	economy	economy	NOUN
cblr-7216	338	62	.	.	PUNCT
cblr-7216	339	1	in	in	ADP
cblr-7216	339	2	contrast	contrast	NOUN
cblr-7216	339	3	to	to	ADP
cblr-7216	339	4	the	the	DET
cblr-7216	339	5	existing	exist	VERB
cblr-7216	339	6	rating	rating	NOUN
cblr-7216	339	7	agency	agency	NOUN
cblr-7216	339	8	incentive	incentive	NOUN
cblr-7216	339	9	structure	structure	NOUN
cblr-7216	339	10	,	,	PUNCT
cblr-7216	339	11	a	a	DET
cblr-7216	339	12	public	public	ADJ
cblr-7216	339	13	agency	agency	NOUN
cblr-7216	339	14	would	would	AUX
cblr-7216	339	15	not	not	PART
cblr-7216	339	16	receive	receive	VERB
cblr-7216	339	17	any	any	DET
cblr-7216	339	18	benefits	benefit	NOUN
cblr-7216	339	19	from	from	ADP
cblr-7216	339	20	offering	offer	VERB
cblr-7216	339	21	high	high	ADJ
cblr-7216	339	22	or	or	CCONJ
cblr-7216	339	23	low	low	ADJ
cblr-7216	339	24	ratings	rating	NOUN
cblr-7216	339	25	,	,	PUNCT
cblr-7216	339	26	and	and	CCONJ
cblr-7216	339	27	thus	thus	ADV
cblr-7216	339	28	conflicts	conflict	NOUN
cblr-7216	339	29	of	of	ADP
cblr-7216	339	30	interest	interest	NOUN
cblr-7216	339	31	would	would	AUX
cblr-7216	339	32	be	be	AUX
cblr-7216	339	33	minimized	minimize	VERB
cblr-7216	339	34	.	.	PUNCT
cblr-7216	340	1	v.	v.	ADP
cblr-7216	340	2	evaluating	evaluate	VERB
cblr-7216	340	3	potential	potential	ADJ
cblr-7216	340	4	reforms	reform	NOUN
cblr-7216	340	5	to	to	PART
cblr-7216	340	6	supplement	supplement	VERB
cblr-7216	340	7	the	the	DET
cblr-7216	340	8	proposed	propose	VERB
cblr-7216	340	9	solution	solution	NOUN
cblr-7216	340	10	in	in	ADP
cblr-7216	340	11	order	order	NOUN
cblr-7216	340	12	to	to	PART
cblr-7216	340	13	make	make	VERB
cblr-7216	340	14	a	a	DET
cblr-7216	340	15	real	real	ADJ
cblr-7216	340	16	impact	impact	NOUN
cblr-7216	340	17	on	on	ADP
cblr-7216	340	18	the	the	DET
cblr-7216	340	19	cryptocurrency	cryptocurrency	NOUN
cblr-7216	340	20	rating	rating	NOUN
cblr-7216	340	21	process	process	NOUN
cblr-7216	340	22	,	,	PUNCT
cblr-7216	340	23	additional	additional	ADJ
cblr-7216	340	24	reforms	reform	NOUN
cblr-7216	340	25	should	should	AUX
cblr-7216	340	26	supplement	supplement	VERB
cblr-7216	340	27	the	the	DET
cblr-7216	340	28	creation	creation	NOUN
cblr-7216	340	29	of	of	ADP
cblr-7216	340	30	a	a	DET
cblr-7216	340	31	public	public	ADJ
cblr-7216	340	32	rating	rating	NOUN
cblr-7216	340	33	agency	agency	NOUN
cblr-7216	340	34	.	.	PUNCT
cblr-7216	341	1	however	however	ADV
cblr-7216	341	2	,	,	PUNCT
cblr-7216	341	3	these	these	DET
cblr-7216	341	4	reforms	reform	NOUN
cblr-7216	341	5	are	be	AUX
cblr-7216	341	6	useful	useful	ADJ
cblr-7216	341	7	regardless	regardless	ADV
cblr-7216	341	8	of	of	ADP
cblr-7216	341	9	whether	whether	SCONJ
cblr-7216	341	10	a	a	DET
cblr-7216	341	11	public	public	ADJ
cblr-7216	341	12	agency	agency	NOUN
cblr-7216	341	13	is	be	AUX
cblr-7216	341	14	created	create	VERB
cblr-7216	341	15	.	.	PUNCT
cblr-7216	342	1	as	as	SCONJ
cblr-7216	342	2	discussed	discuss	VERB
cblr-7216	342	3	in	in	ADP
cblr-7216	342	4	section	section	NOUN
cblr-7216	342	5	iii.b	iii.b	PROPN
cblr-7216	342	6	,	,	PUNCT
cblr-7216	342	7	the	the	DET
cblr-7216	342	8	issuer	issuer	NOUN
cblr-7216	342	9	pays	pay	VERB
cblr-7216	342	10	model	model	NOUN
cblr-7216	342	11	creates	create	VERB
cblr-7216	342	12	119	119	NUM
cblr-7216	342	13	stefan	stefan	PROPN
cblr-7216	342	14	morkoetter	morkoetter	PROPN
cblr-7216	342	15	et	et	PROPN
cblr-7216	342	16	al	al	PROPN
cblr-7216	342	17	.	.	PROPN
cblr-7216	342	18	,	,	PUNCT
cblr-7216	342	19	competition	competition	NOUN
cblr-7216	342	20	in	in	ADP
cblr-7216	342	21	the	the	DET
cblr-7216	342	22	credit	credit	NOUN
cblr-7216	342	23	rating	rating	NOUN
cblr-7216	342	24	industry	industry	NOUN
cblr-7216	342	25	:	:	PUNCT
cblr-7216	342	26	benefits	benefit	NOUN
cblr-7216	342	27	for	for	ADP
cblr-7216	342	28	investors	investor	NOUN
cblr-7216	342	29	and	and	CCONJ
cblr-7216	342	30	issuers	issuer	NOUN
cblr-7216	342	31	,	,	PUNCT
cblr-7216	342	32	75	75	NUM
cblr-7216	342	33	j.	j.	PROPN
cblr-7216	342	34	banking	banking	PROPN
cblr-7216	342	35	&	&	CCONJ
cblr-7216	342	36	fin	fin	PROPN
cblr-7216	342	37	.	.	PUNCT
cblr-7216	343	1	235	235	NUM
cblr-7216	343	2	,	,	PUNCT
cblr-7216	343	3	236	236	NUM
cblr-7216	343	4	(	(	PUNCT
cblr-7216	343	5	2017	2017	NUM
cblr-7216	343	6	)	)	PUNCT
cblr-7216	343	7	.	.	PUNCT
cblr-7216	344	1	120	120	NUM
cblr-7216	344	2	see	see	VERB
cblr-7216	344	3	supra	supra	PROPN
cblr-7216	344	4	section	section	PROPN
cblr-7216	344	5	iii.b	iii.b	PROPN
cblr-7216	344	6	.	.	PUNCT
cblr-7216	344	7	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	345	1	(	(	PUNCT
cblr-7216	345	2	do	do	AUX
cblr-7216	345	3	not	not	PART
cblr-7216	345	4	delte	delte	VERB
cblr-7216	345	5	)	)	PUNCT
cblr-7216	345	6	10/21/2020	10/21/2020	NUM
cblr-7216	345	7	2:04	2:04	NUM
cblr-7216	345	8	pm	pm	VERB
cblr-7216	345	9	680	680	NUM
cblr-7216	345	10	columbia	columbia	PROPN
cblr-7216	345	11	business	business	NOUN
cblr-7216	345	12	law	law	NOUN
cblr-7216	345	13	review	review	NOUN
cblr-7216	346	1	[	[	X
cblr-7216	346	2	vol	vol	NOUN
cblr-7216	346	3	.	.	PUNCT
cblr-7216	346	4	2020	2020	NUM
cblr-7216	347	1	significant	significant	ADJ
cblr-7216	347	2	conflicts	conflict	NOUN
cblr-7216	347	3	of	of	ADP
cblr-7216	347	4	interest	interest	NOUN
cblr-7216	347	5	that	that	PRON
cblr-7216	347	6	result	result	VERB
cblr-7216	347	7	in	in	ADP
cblr-7216	347	8	an	an	DET
cblr-7216	347	9	incentive	incentive	NOUN
cblr-7216	347	10	structure	structure	NOUN
cblr-7216	347	11	that	that	PRON
cblr-7216	347	12	does	do	AUX
cblr-7216	347	13	not	not	PART
cblr-7216	347	14	reward	reward	VERB
cblr-7216	347	15	accuracy.121	accuracy.121	VERB
cblr-7216	347	16	one	one	NUM
cblr-7216	347	17	proposal	proposal	NOUN
cblr-7216	347	18	that	that	PRON
cblr-7216	347	19	would	would	AUX
cblr-7216	347	20	address	address	VERB
cblr-7216	347	21	this	this	DET
cblr-7216	347	22	incentive	incentive	NOUN
cblr-7216	347	23	problem	problem	NOUN
cblr-7216	347	24	is	be	AUX
cblr-7216	347	25	to	to	PART
cblr-7216	347	26	remove	remove	VERB
cblr-7216	347	27	credit	credit	NOUN
cblr-7216	347	28	ratings	rating	NOUN
cblr-7216	347	29	altogether.122	altogether.122	NOUN
cblr-7216	347	30	however	however	ADV
cblr-7216	347	31	,	,	PUNCT
cblr-7216	347	32	it	it	PRON
cblr-7216	347	33	is	be	AUX
cblr-7216	347	34	extremely	extremely	ADV
cblr-7216	347	35	unlikely	unlikely	ADJ
cblr-7216	347	36	that	that	SCONJ
cblr-7216	347	37	private	private	ADJ
cblr-7216	347	38	rating	rating	NOUN
cblr-7216	347	39	providers	provider	NOUN
cblr-7216	347	40	will	will	AUX
cblr-7216	347	41	disappear	disappear	VERB
cblr-7216	347	42	,	,	PUNCT
cblr-7216	347	43	largely	largely	ADV
cblr-7216	347	44	because	because	SCONJ
cblr-7216	347	45	they	they	PRON
cblr-7216	347	46	serve	serve	VERB
cblr-7216	347	47	as	as	ADP
cblr-7216	347	48	gatekeepers	gatekeeper	NOUN
cblr-7216	347	49	to	to	ADP
cblr-7216	347	50	capital	capital	VERB
cblr-7216	347	51	markets.123	markets.123	PROPN
cblr-7216	347	52	thus	thus	ADV
cblr-7216	347	53	,	,	PUNCT
cblr-7216	347	54	it	it	PRON
cblr-7216	347	55	is	be	AUX
cblr-7216	347	56	important	important	ADJ
cblr-7216	347	57	to	to	PART
cblr-7216	347	58	assume	assume	VERB
cblr-7216	347	59	that	that	SCONJ
cblr-7216	347	60	private	private	ADJ
cblr-7216	347	61	rating	rating	NOUN
cblr-7216	347	62	providers	provider	NOUN
cblr-7216	347	63	will	will	AUX
cblr-7216	347	64	continue	continue	VERB
cblr-7216	347	65	to	to	PART
cblr-7216	347	66	exist	exist	VERB
cblr-7216	347	67	.	.	PUNCT
cblr-7216	348	1	since	since	SCONJ
cblr-7216	348	2	the	the	DET
cblr-7216	348	3	removal	removal	NOUN
cblr-7216	348	4	of	of	ADP
cblr-7216	348	5	private	private	ADJ
cblr-7216	348	6	rating	rating	NOUN
cblr-7216	348	7	agencies	agency	NOUN
cblr-7216	348	8	is	be	AUX
cblr-7216	348	9	unlikely	unlikely	ADJ
cblr-7216	348	10	to	to	PART
cblr-7216	348	11	occur	occur	VERB
cblr-7216	348	12	,	,	PUNCT
cblr-7216	348	13	we	we	PRON
cblr-7216	348	14	must	must	AUX
cblr-7216	348	15	work	work	VERB
cblr-7216	348	16	to	to	PART
cblr-7216	348	17	improve	improve	VERB
cblr-7216	348	18	the	the	DET
cblr-7216	348	19	current	current	ADJ
cblr-7216	348	20	ratings	rating	NOUN
cblr-7216	348	21	framework	framework	NOUN
cblr-7216	348	22	,	,	PUNCT
cblr-7216	348	23	regardless	regardless	ADV
cblr-7216	348	24	of	of	ADP
cblr-7216	348	25	whether	whether	SCONJ
cblr-7216	348	26	a	a	DET
cblr-7216	348	27	public	public	ADJ
cblr-7216	348	28	cryptocurrency	cryptocurrency	NOUN
cblr-7216	348	29	rating	rating	NOUN
cblr-7216	348	30	agency	agency	NOUN
cblr-7216	348	31	is	be	AUX
cblr-7216	348	32	ever	ever	ADV
cblr-7216	348	33	actually	actually	ADV
cblr-7216	348	34	created	create	VERB
cblr-7216	348	35	.	.	PUNCT
cblr-7216	349	1	a.	a.	NOUN
cblr-7216	349	2	applying	apply	VERB
cblr-7216	349	3	dodd	dodd	PROPN
cblr-7216	349	4	-	-	PUNCT
cblr-7216	349	5	frank	frank	ADJ
cblr-7216	349	6	credit	credit	NOUN
cblr-7216	349	7	rating	rating	NOUN
cblr-7216	349	8	reform	reform	NOUN
cblr-7216	349	9	to	to	ADP
cblr-7216	349	10	cryptocurrency	cryptocurrency	NOUN
cblr-7216	349	11	rating	rating	NOUN
cblr-7216	349	12	providers	provider	NOUN
cblr-7216	349	13	one	one	NUM
cblr-7216	349	14	approach	approach	NOUN
cblr-7216	349	15	to	to	ADP
cblr-7216	349	16	supplemental	supplemental	ADJ
cblr-7216	349	17	reform	reform	NOUN
cblr-7216	349	18	lies	lie	VERB
cblr-7216	349	19	in	in	ADP
cblr-7216	349	20	looking	look	VERB
cblr-7216	349	21	at	at	ADP
cblr-7216	349	22	how	how	SCONJ
cblr-7216	349	23	dodd	dodd	PROPN
cblr-7216	349	24	-	-	PUNCT
cblr-7216	349	25	frank	frank	PROPN
cblr-7216	349	26	’s	’s	PART
cblr-7216	349	27	credit	credit	NOUN
cblr-7216	349	28	rating	rating	NOUN
cblr-7216	349	29	reforms	reform	NOUN
cblr-7216	349	30	may	may	AUX
cblr-7216	349	31	be	be	AUX
cblr-7216	349	32	relevant	relevant	ADJ
cblr-7216	349	33	to	to	ADP
cblr-7216	349	34	cryptocurrency	cryptocurrency	NOUN
cblr-7216	349	35	rating	rating	NOUN
cblr-7216	349	36	providers	provider	NOUN
cblr-7216	349	37	.	.	PUNCT
cblr-7216	350	1	the	the	DET
cblr-7216	350	2	argument	argument	NOUN
cblr-7216	350	3	is	be	AUX
cblr-7216	350	4	not	not	PART
cblr-7216	350	5	that	that	SCONJ
cblr-7216	350	6	all	all	DET
cblr-7216	350	7	dodd	dodd	PROPN
cblr-7216	350	8	-	-	PUNCT
cblr-7216	350	9	frank	frank	ADJ
cblr-7216	350	10	provisions	provision	NOUN
cblr-7216	350	11	relevant	relevant	ADJ
cblr-7216	350	12	to	to	ADP
cblr-7216	350	13	credit	credit	NOUN
cblr-7216	350	14	rating	rating	NOUN
cblr-7216	350	15	agencies	agency	NOUN
cblr-7216	350	16	should	should	AUX
cblr-7216	350	17	be	be	AUX
cblr-7216	350	18	blindly	blindly	ADV
cblr-7216	350	19	applied	apply	VERB
cblr-7216	350	20	to	to	ADP
cblr-7216	350	21	the	the	DET
cblr-7216	350	22	cryptocurrency	cryptocurrency	NOUN
cblr-7216	350	23	space	space	NOUN
cblr-7216	350	24	.	.	PUNCT
cblr-7216	351	1	instead	instead	ADV
cblr-7216	351	2	,	,	PUNCT
cblr-7216	351	3	crypto	crypto	NOUN
cblr-7216	351	4	rating	rating	NOUN
cblr-7216	351	5	providers	provider	NOUN
cblr-7216	351	6	may	may	AUX
cblr-7216	351	7	be	be	AUX
cblr-7216	351	8	able	able	ADJ
cblr-7216	351	9	to	to	PART
cblr-7216	351	10	learn	learn	VERB
cblr-7216	351	11	from	from	ADP
cblr-7216	351	12	specific	specific	ADJ
cblr-7216	351	13	sections	section	NOUN
cblr-7216	351	14	of	of	ADP
cblr-7216	351	15	dodd	dodd	PROPN
cblr-7216	351	16	-	-	PUNCT
cblr-7216	351	17	frank	frank	PROPN
cblr-7216	351	18	in	in	ADP
cblr-7216	351	19	ensuring	ensure	VERB
cblr-7216	351	20	that	that	SCONJ
cblr-7216	351	21	the	the	DET
cblr-7216	351	22	value	value	NOUN
cblr-7216	351	23	and	and	CCONJ
cblr-7216	351	24	legitimacy	legitimacy	NOUN
cblr-7216	351	25	of	of	ADP
cblr-7216	351	26	a	a	DET
cblr-7216	351	27	currency	currency	NOUN
cblr-7216	351	28	is	be	AUX
cblr-7216	351	29	represented	represent	VERB
cblr-7216	351	30	through	through	ADP
cblr-7216	351	31	fair	fair	ADJ
cblr-7216	351	32	ratings	rating	NOUN
cblr-7216	351	33	.	.	PUNCT
cblr-7216	352	1	section	section	NOUN
cblr-7216	352	2	933	933	NUM
cblr-7216	352	3	of	of	ADP
cblr-7216	352	4	dodd	dodd	PROPN
cblr-7216	352	5	-	-	PUNCT
cblr-7216	352	6	frank	frank	PROPN
cblr-7216	352	7	is	be	AUX
cblr-7216	352	8	especially	especially	ADV
cblr-7216	352	9	relevant	relevant	ADJ
cblr-7216	352	10	to	to	ADP
cblr-7216	352	11	cryptocurrency	cryptocurrency	NOUN
cblr-7216	352	12	rating	rating	NOUN
cblr-7216	352	13	providers	provider	NOUN
cblr-7216	352	14	.	.	PUNCT
cblr-7216	353	1	this	this	PRON
cblr-7216	353	2	is	be	AUX
cblr-7216	353	3	not	not	PART
cblr-7216	353	4	to	to	PART
cblr-7216	353	5	say	say	VERB
cblr-7216	353	6	that	that	SCONJ
cblr-7216	353	7	other	other	ADJ
cblr-7216	353	8	sections	section	NOUN
cblr-7216	353	9	of	of	ADP
cblr-7216	353	10	dodd	dodd	PROPN
cblr-7216	353	11	-	-	PUNCT
cblr-7216	353	12	frank	frank	PROPN
cblr-7216	353	13	should	should	AUX
cblr-7216	353	14	not	not	PART
cblr-7216	353	15	be	be	AUX
cblr-7216	353	16	applied	apply	VERB
cblr-7216	353	17	to	to	ADP
cblr-7216	353	18	cryptocurrency	cryptocurrency	NOUN
cblr-7216	353	19	rating	rating	NOUN
cblr-7216	353	20	providers	provider	NOUN
cblr-7216	353	21	,	,	PUNCT
cblr-7216	353	22	but	but	CCONJ
cblr-7216	353	23	just	just	ADV
cblr-7216	353	24	that	that	DET
cblr-7216	353	25	section	section	NOUN
cblr-7216	353	26	933	933	NUM
cblr-7216	353	27	provides	provide	VERB
cblr-7216	353	28	a	a	DET
cblr-7216	353	29	useful	useful	ADJ
cblr-7216	353	30	example	example	NOUN
cblr-7216	353	31	of	of	ADP
cblr-7216	353	32	how	how	SCONJ
cblr-7216	353	33	such	such	ADJ
cblr-7216	353	34	applications	application	NOUN
cblr-7216	353	35	can	can	AUX
cblr-7216	353	36	be	be	AUX
cblr-7216	353	37	made	make	VERB
cblr-7216	353	38	.	.	PUNCT
cblr-7216	354	1	section	section	NOUN
cblr-7216	354	2	933	933	NUM
cblr-7216	354	3	121	121	NUM
cblr-7216	354	4	see	see	VERB
cblr-7216	354	5	i	i	PRON
cblr-7216	354	6	d.	d.	PROPN
cblr-7216	354	7	see	see	VERB
cblr-7216	354	8	also	also	ADV
cblr-7216	354	9	joseph	joseph	PROPN
cblr-7216	354	10	william	william	PROPN
cblr-7216	354	11	singer	singer	PROPN
cblr-7216	354	12	,	,	PUNCT
cblr-7216	354	13	foreclosure	foreclosure	NOUN
cblr-7216	354	14	and	and	CCONJ
cblr-7216	354	15	the	the	DET
cblr-7216	354	16	failures	failure	NOUN
cblr-7216	354	17	of	of	ADP
cblr-7216	354	18	formality	formality	NOUN
cblr-7216	354	19	,	,	PUNCT
cblr-7216	354	20	or	or	CCONJ
cblr-7216	354	21	subprime	subprime	ADJ
cblr-7216	354	22	mortgage	mortgage	NOUN
cblr-7216	354	23	conundrums	conundrum	NOUN
cblr-7216	354	24	and	and	CCONJ
cblr-7216	354	25	how	how	SCONJ
cblr-7216	354	26	to	to	PART
cblr-7216	354	27	fix	fix	VERB
cblr-7216	354	28	them	they	PRON
cblr-7216	354	29	,	,	PUNCT
cblr-7216	354	30	46	46	NUM
cblr-7216	354	31	conn	conn	PROPN
cblr-7216	354	32	.	.	PROPN
cblr-7216	355	1	l.	l.	PROPN
cblr-7216	355	2	rev	rev	PROPN
cblr-7216	355	3	.	.	PROPN
cblr-7216	355	4	497	497	NUM
cblr-7216	355	5	,	,	PUNCT
cblr-7216	355	6	556	556	NUM
cblr-7216	355	7	(	(	PUNCT
cblr-7216	355	8	2013	2013	NUM
cblr-7216	355	9	)	)	PUNCT
cblr-7216	355	10	(	(	PUNCT
cblr-7216	355	11	“	"	PUNCT
cblr-7216	355	12	the	the	DET
cblr-7216	355	13	current	current	ADJ
cblr-7216	355	14	system	system	NOUN
cblr-7216	355	15	puts	put	VERB
cblr-7216	355	16	the	the	DET
cblr-7216	355	17	rating	rating	NOUN
cblr-7216	355	18	agencies	agency	NOUN
cblr-7216	355	19	in	in	ADP
cblr-7216	355	20	the	the	DET
cblr-7216	355	21	pocket	pocket	NOUN
cblr-7216	355	22	of	of	ADP
cblr-7216	355	23	the	the	DET
cblr-7216	355	24	securitizing	securitize	VERB
cblr-7216	355	25	banks	bank	NOUN
cblr-7216	355	26	and	and	CCONJ
cblr-7216	355	27	gives	give	VERB
cblr-7216	355	28	them	they	PRON
cblr-7216	355	29	incentives	incentive	NOUN
cblr-7216	355	30	to	to	PART
cblr-7216	355	31	mislead	mislead	VERB
cblr-7216	355	32	investors	investor	NOUN
cblr-7216	355	33	.	.	PUNCT
cblr-7216	356	1	it	it	PRON
cblr-7216	356	2	would	would	AUX
cblr-7216	356	3	be	be	AUX
cblr-7216	356	4	better	well	ADJ
cblr-7216	356	5	if	if	SCONJ
cblr-7216	356	6	incentives	incentive	NOUN
cblr-7216	356	7	could	could	AUX
cblr-7216	356	8	be	be	AUX
cblr-7216	356	9	changed	change	VERB
cblr-7216	356	10	to	to	PART
cblr-7216	356	11	put	put	VERB
cblr-7216	356	12	the	the	DET
cblr-7216	356	13	rating	rating	NOUN
cblr-7216	356	14	agencies	agency	NOUN
cblr-7216	356	15	on	on	ADP
cblr-7216	356	16	the	the	DET
cblr-7216	356	17	side	side	NOUN
cblr-7216	356	18	of	of	ADP
cblr-7216	356	19	the	the	DET
cblr-7216	356	20	investors	investor	NOUN
cblr-7216	356	21	rather	rather	ADV
cblr-7216	356	22	than	than	ADP
cblr-7216	356	23	the	the	DET
cblr-7216	356	24	sellers	seller	NOUN
cblr-7216	356	25	of	of	ADP
cblr-7216	356	26	securities	security	NOUN
cblr-7216	356	27	.	.	PUNCT
cblr-7216	357	1	and	and	CCONJ
cblr-7216	357	2	if	if	SCONJ
cblr-7216	357	3	that	that	PRON
cblr-7216	357	4	is	be	AUX
cblr-7216	357	5	not	not	PART
cblr-7216	357	6	possible	possible	ADJ
cblr-7216	357	7	,	,	PUNCT
cblr-7216	357	8	then	then	ADV
cblr-7216	357	9	they	they	PRON
cblr-7216	357	10	should	should	AUX
cblr-7216	357	11	be	be	AUX
cblr-7216	357	12	replaced	replace	VERB
cblr-7216	357	13	by	by	ADP
cblr-7216	357	14	a	a	DET
cblr-7216	357	15	professional	professional	ADJ
cblr-7216	357	16	,	,	PUNCT
cblr-7216	357	17	expert	expert	ADJ
cblr-7216	357	18	public	public	ADJ
cblr-7216	357	19	agency	agency	NOUN
cblr-7216	357	20	.	.	PUNCT
cblr-7216	357	21	”	"	PUNCT
cblr-7216	357	22	)	)	PUNCT
cblr-7216	357	23	.	.	PUNCT
cblr-7216	358	1	122	122	NUM
cblr-7216	358	2	christopher	christopher	PROPN
cblr-7216	358	3	c.	c.	PROPN
cblr-7216	358	4	nicholls	nicholls	PROPN
cblr-7216	358	5	,	,	PUNCT
cblr-7216	358	6	public	public	ADJ
cblr-7216	358	7	and	and	CCONJ
cblr-7216	358	8	private	private	ADJ
cblr-7216	358	9	uses	use	NOUN
cblr-7216	358	10	of	of	ADP
cblr-7216	358	11	credit	credit	NOUN
cblr-7216	358	12	ratings	rating	NOUN
cblr-7216	358	13	(	(	PUNCT
cblr-7216	358	14	aug	aug	PROPN
cblr-7216	358	15	.	.	PROPN
cblr-7216	358	16	1	1	NUM
cblr-7216	358	17	,	,	PUNCT
cblr-7216	358	18	2005	2005	NUM
cblr-7216	358	19	)	)	PUNCT
cblr-7216	358	20	(	(	PUNCT
cblr-7216	358	21	unpublished	unpublished	ADJ
cblr-7216	358	22	manuscript	manuscript	NOUN
cblr-7216	358	23	)	)	PUNCT
cblr-7216	358	24	,	,	PUNCT
cblr-7216	358	25	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1625839	https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1625839	PROPN
cblr-7216	359	1	[	[	X
cblr-7216	359	2	https://perma.cc/5rl9-k9u8	https://perma.cc/5rl9-k9u8	X
cblr-7216	359	3	]	]	X
cblr-7216	359	4	.	.	PUNCT
cblr-7216	360	1	123	123	NUM
cblr-7216	360	2	see	see	VERB
cblr-7216	360	3	wolfson	wolfson	PROPN
cblr-7216	360	4	&	&	CCONJ
cblr-7216	360	5	crawford	crawford	PROPN
cblr-7216	360	6	,	,	PUNCT
cblr-7216	360	7	supra	supra	PROPN
cblr-7216	360	8	note	note	PROPN
cblr-7216	360	9	39	39	NUM
cblr-7216	360	10	,	,	PUNCT
cblr-7216	360	11	at	at	ADP
cblr-7216	360	12	87	87	NUM
cblr-7216	360	13	.	.	PUNCT
cblr-7216	361	1	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	361	2	(	(	PUNCT
cblr-7216	361	3	do	do	AUX
cblr-7216	361	4	not	not	PART
cblr-7216	361	5	delete	delete	VERB
cblr-7216	361	6	)	)	PUNCT
cblr-7216	361	7	10/21/2020	10/21/2020	NUM
cblr-7216	361	8	2:04	2:04	NUM
cblr-7216	361	9	pm	pm	NOUN
cblr-7216	361	10	no	no	INTJ
cblr-7216	361	11	.	.	PUNCT
cblr-7216	362	1	2:656	2:656	NUM
cblr-7216	362	2	]	]	PUNCT
cblr-7216	362	3	rated	rate	VERB
cblr-7216	362	4	p	p	NOUN
cblr-7216	362	5	for	for	ADP
cblr-7216	362	6	public	public	ADJ
cblr-7216	362	7	681	681	NUM
cblr-7216	362	8	addressed	address	VERB
cblr-7216	362	9	the	the	DET
cblr-7216	362	10	issue	issue	NOUN
cblr-7216	362	11	of	of	ADP
cblr-7216	362	12	whether	whether	SCONJ
cblr-7216	362	13	statements	statement	NOUN
cblr-7216	362	14	made	make	VERB
cblr-7216	362	15	by	by	ADP
cblr-7216	362	16	credit	credit	NOUN
cblr-7216	362	17	rating	rating	NOUN
cblr-7216	362	18	agencies	agency	NOUN
cblr-7216	362	19	were	be	AUX
cblr-7216	362	20	“	"	PUNCT
cblr-7216	362	21	forward	forward	ADV
cblr-7216	362	22	-	-	PUNCT
cblr-7216	362	23	looking	looking	NOUN
cblr-7216	362	24	”	"	PUNCT
cblr-7216	362	25	and	and	CCONJ
cblr-7216	362	26	thus	thus	ADV
cblr-7216	362	27	exempt	exempt	ADJ
cblr-7216	362	28	from	from	ADP
cblr-7216	362	29	liability.124	liability.124	PROPN
cblr-7216	362	30	while	while	SCONJ
cblr-7216	362	31	such	such	ADJ
cblr-7216	362	32	statements	statement	NOUN
cblr-7216	362	33	were	be	AUX
cblr-7216	362	34	previously	previously	ADV
cblr-7216	362	35	considered	consider	VERB
cblr-7216	362	36	to	to	PART
cblr-7216	362	37	be	be	AUX
cblr-7216	362	38	forward	forward	ADV
cblr-7216	362	39	-	-	PUNCT
cblr-7216	362	40	looking	look	VERB
cblr-7216	362	41	and	and	CCONJ
cblr-7216	362	42	exempt	exempt	ADJ
cblr-7216	362	43	,	,	PUNCT
cblr-7216	362	44	section	section	NOUN
cblr-7216	362	45	933	933	NUM
cblr-7216	362	46	reversed	reverse	VERB
cblr-7216	362	47	course	course	NOUN
cblr-7216	362	48	by	by	ADP
cblr-7216	362	49	deeming	deeming	ADJ
cblr-7216	362	50	credit	credit	NOUN
cblr-7216	362	51	rating	rating	NOUN
cblr-7216	362	52	agency	agency	NOUN
cblr-7216	362	53	statements	statement	NOUN
cblr-7216	362	54	“	"	PUNCT
cblr-7216	362	55	statements	statement	NOUN
cblr-7216	362	56	made	make	VERB
cblr-7216	362	57	by	by	ADP
cblr-7216	362	58	a	a	DET
cblr-7216	362	59	registered	register	VERB
cblr-7216	362	60	public	public	ADJ
cblr-7216	362	61	accounting	accounting	NOUN
cblr-7216	362	62	firm	firm	NOUN
cblr-7216	362	63	or	or	CCONJ
cblr-7216	362	64	a	a	DET
cblr-7216	362	65	securities	security	NOUN
cblr-7216	362	66	analyst	analyst	NOUN
cblr-7216	362	67	under	under	ADP
cblr-7216	362	68	the	the	DET
cblr-7216	362	69	securities	security	NOUN
cblr-7216	362	70	laws	law	NOUN
cblr-7216	362	71	.	.	PUNCT
cblr-7216	363	1	”125	”125	NOUN
cblr-7216	363	2	this	this	DET
cblr-7216	363	3	language	language	NOUN
cblr-7216	363	4	effectively	effectively	ADV
cblr-7216	363	5	created	create	VERB
cblr-7216	363	6	a	a	DET
cblr-7216	363	7	private	private	ADJ
cblr-7216	363	8	right	right	NOUN
cblr-7216	363	9	of	of	ADP
cblr-7216	363	10	action	action	NOUN
cblr-7216	363	11	against	against	ADP
cblr-7216	363	12	credit	credit	NOUN
cblr-7216	363	13	rating	rating	NOUN
cblr-7216	363	14	agencies.126	agencies.126	PRON
cblr-7216	363	15	applying	apply	VERB
cblr-7216	363	16	this	this	DET
cblr-7216	363	17	section	section	NOUN
cblr-7216	363	18	to	to	ADP
cblr-7216	363	19	cryptocurrency	cryptocurrency	NOUN
cblr-7216	363	20	rating	rating	NOUN
cblr-7216	363	21	providers	provider	NOUN
cblr-7216	363	22	could	could	AUX
cblr-7216	363	23	disincentivize	disincentivize	VERB
cblr-7216	363	24	inaccurate	inaccurate	ADJ
cblr-7216	363	25	ratings	rating	NOUN
cblr-7216	363	26	and	and	CCONJ
cblr-7216	363	27	fraudulent	fraudulent	ADJ
cblr-7216	363	28	behavior	behavior	NOUN
cblr-7216	363	29	.	.	PUNCT
cblr-7216	364	1	as	as	SCONJ
cblr-7216	364	2	cryptocurrency	cryptocurrency	NOUN
cblr-7216	364	3	ratings	rating	NOUN
cblr-7216	364	4	become	become	VERB
cblr-7216	364	5	more	more	ADV
cblr-7216	364	6	prominent	prominent	ADJ
cblr-7216	364	7	,	,	PUNCT
cblr-7216	364	8	further	further	ADJ
cblr-7216	364	9	research	research	NOUN
cblr-7216	364	10	should	should	AUX
cblr-7216	364	11	be	be	AUX
cblr-7216	364	12	conducted	conduct	VERB
cblr-7216	364	13	into	into	ADP
cblr-7216	364	14	whether	whether	SCONJ
cblr-7216	364	15	doddfrank	doddfrank	NOUN
cblr-7216	364	16	’s	’s	PART
cblr-7216	364	17	credit	credit	NOUN
cblr-7216	364	18	rating	rating	NOUN
cblr-7216	364	19	reforms	reform	NOUN
cblr-7216	364	20	should	should	AUX
cblr-7216	364	21	be	be	AUX
cblr-7216	364	22	applied	apply	VERB
cblr-7216	364	23	to	to	ADP
cblr-7216	364	24	cryptocurrency	cryptocurrency	NOUN
cblr-7216	364	25	rating	rating	NOUN
cblr-7216	364	26	providers	provider	NOUN
cblr-7216	364	27	.	.	PUNCT
cblr-7216	365	1	b.	b.	PROPN
cblr-7216	365	2	sec	sec	PROPN
cblr-7216	365	3	reform	reform	NOUN
cblr-7216	365	4	should	should	AUX
cblr-7216	365	5	extend	extend	VERB
cblr-7216	365	6	beyond	beyond	ADP
cblr-7216	365	7	current	current	ADJ
cblr-7216	365	8	state	state	NOUN
cblr-7216	365	9	to	to	PART
cblr-7216	365	10	help	help	VERB
cblr-7216	365	11	small	small	ADJ
cblr-7216	365	12	rating	rating	NOUN
cblr-7216	365	13	providers	provider	NOUN
cblr-7216	365	14	compete	compete	VERB
cblr-7216	365	15	next	next	ADJ
cblr-7216	365	16	steps	step	NOUN
cblr-7216	365	17	could	could	AUX
cblr-7216	365	18	involve	involve	VERB
cblr-7216	365	19	providing	provide	VERB
cblr-7216	365	20	smaller	small	ADJ
cblr-7216	365	21	rating	rating	NOUN
cblr-7216	365	22	agencies	agency	NOUN
cblr-7216	365	23	in	in	ADP
cblr-7216	365	24	the	the	DET
cblr-7216	365	25	crypto	crypto	NOUN
cblr-7216	365	26	space	space	NOUN
cblr-7216	365	27	a	a	DET
cblr-7216	365	28	more	more	ADV
cblr-7216	365	29	meaningful	meaningful	ADJ
cblr-7216	365	30	opportunity	opportunity	NOUN
cblr-7216	365	31	to	to	PART
cblr-7216	365	32	compete	compete	VERB
cblr-7216	365	33	in	in	ADP
cblr-7216	365	34	the	the	DET
cblr-7216	365	35	ratings	rating	NOUN
cblr-7216	365	36	market	market	NOUN
cblr-7216	365	37	.	.	PUNCT
cblr-7216	366	1	concern	concern	NOUN
cblr-7216	366	2	for	for	ADP
cblr-7216	366	3	the	the	DET
cblr-7216	366	4	future	future	NOUN
cblr-7216	366	5	of	of	ADP
cblr-7216	366	6	cryptocurrency	cryptocurrency	NOUN
cblr-7216	366	7	ratings	rating	NOUN
cblr-7216	366	8	stems	stem	VERB
cblr-7216	366	9	from	from	ADP
cblr-7216	366	10	the	the	DET
cblr-7216	366	11	problems	problem	NOUN
cblr-7216	366	12	observed	observe	VERB
cblr-7216	366	13	in	in	ADP
cblr-7216	366	14	the	the	DET
cblr-7216	366	15	operation	operation	NOUN
cblr-7216	366	16	of	of	ADP
cblr-7216	366	17	traditional	traditional	ADJ
cblr-7216	366	18	credit	credit	NOUN
cblr-7216	366	19	rating	rating	NOUN
cblr-7216	366	20	agencies	agency	NOUN
cblr-7216	366	21	.	.	PUNCT
cblr-7216	367	1	currently	currently	ADV
cblr-7216	367	2	,	,	PUNCT
cblr-7216	367	3	the	the	DET
cblr-7216	367	4	ratings	rating	NOUN
cblr-7216	367	5	market	market	NOUN
cblr-7216	367	6	is	be	AUX
cblr-7216	367	7	dominated	dominate	VERB
cblr-7216	367	8	by	by	ADP
cblr-7216	367	9	a	a	DET
cblr-7216	367	10	few	few	ADJ
cblr-7216	367	11	large	large	ADJ
cblr-7216	367	12	credit	credit	NOUN
cblr-7216	367	13	rating	rating	NOUN
cblr-7216	367	14	agencies	agency	NOUN
cblr-7216	367	15	,	,	PUNCT
cblr-7216	367	16	which	which	PRON
cblr-7216	367	17	effectively	effectively	ADV
cblr-7216	367	18	prevents	prevent	VERB
cblr-7216	367	19	smaller	small	ADJ
cblr-7216	367	20	agencies	agency	NOUN
cblr-7216	367	21	from	from	ADP
cblr-7216	367	22	competing	compete	VERB
cblr-7216	367	23	or	or	CCONJ
cblr-7216	367	24	surviving	surviving	NOUN
cblr-7216	367	25	.	.	PUNCT
cblr-7216	368	1	consider	consider	VERB
cblr-7216	368	2	the	the	DET
cblr-7216	368	3	example	example	NOUN
cblr-7216	368	4	of	of	ADP
cblr-7216	368	5	egan	egan	PROPN
cblr-7216	368	6	-	-	PUNCT
cblr-7216	368	7	jones	jones	PROPN
cblr-7216	368	8	,	,	PUNCT
cblr-7216	368	9	a	a	DET
cblr-7216	368	10	small	small	ADJ
cblr-7216	368	11	ratings	rating	NOUN
cblr-7216	368	12	company	company	NOUN
cblr-7216	368	13	that	that	PRON
cblr-7216	368	14	adopted	adopt	VERB
cblr-7216	368	15	an	an	DET
cblr-7216	368	16	investor	investor	NOUN
cblr-7216	368	17	-	-	PUNCT
cblr-7216	368	18	pays	pay	NOUN
cblr-7216	368	19	compensation	compensation	NOUN
cblr-7216	368	20	model.127	model.127	NOUN
cblr-7216	368	21	operating	operate	VERB
cblr-7216	368	22	with	with	ADP
cblr-7216	368	23	an	an	DET
cblr-7216	368	24	incentive	incentive	NOUN
cblr-7216	368	25	structure	structure	NOUN
cblr-7216	368	26	designed	design	VERB
cblr-7216	368	27	only	only	ADV
cblr-7216	368	28	to	to	PART
cblr-7216	368	29	protect	protect	VERB
cblr-7216	368	30	investors	investor	NOUN
cblr-7216	368	31	,	,	PUNCT
cblr-7216	368	32	egan	egan	PROPN
cblr-7216	368	33	-	-	PUNCT
cblr-7216	368	34	jones	jones	PROPN
cblr-7216	368	35	has	have	AUX
cblr-7216	368	36	proven	prove	VERB
cblr-7216	368	37	the	the	DET
cblr-7216	368	38	remarkable	remarkable	ADJ
cblr-7216	368	39	accuracy	accuracy	NOUN
cblr-7216	368	40	of	of	ADP
cblr-7216	368	41	its	its	PRON
cblr-7216	368	42	ratings	rating	NOUN
cblr-7216	368	43	.	.	PUNCT
cblr-7216	369	1	indeed	indeed	ADV
cblr-7216	369	2	,	,	PUNCT
cblr-7216	369	3	in	in	ADP
cblr-7216	369	4	2008	2008	NUM
cblr-7216	369	5	“	"	PUNCT
cblr-7216	369	6	egan	egan	PROPN
cblr-7216	369	7	124	124	NUM
cblr-7216	369	8	dodd	dodd	PROPN
cblr-7216	369	9	-	-	PUNCT
cblr-7216	369	10	frank	frank	PROPN
cblr-7216	369	11	act	act	PROPN
cblr-7216	369	12	,	,	PUNCT
cblr-7216	369	13	pub	pub	NOUN
cblr-7216	369	14	.	.	PUNCT
cblr-7216	370	1	l.	l.	PROPN
cblr-7216	370	2	no	no	INTJ
cblr-7216	370	3	.	.	PROPN
cblr-7216	370	4	111	111	NUM
cblr-7216	370	5	-	-	SYM
cblr-7216	370	6	203	203	NUM
cblr-7216	370	7	,	,	PUNCT
cblr-7216	370	8	§	§	PROPN
cblr-7216	370	9	933	933	NUM
cblr-7216	370	10	,	,	PUNCT
cblr-7216	370	11	124	124	NUM
cblr-7216	370	12	stat	stat	NOUN
cblr-7216	370	13	.	.	PUNCT
cblr-7216	371	1	1376	1376	NUM
cblr-7216	371	2	,	,	PUNCT
cblr-7216	371	3	1883	1883	NUM
cblr-7216	371	4	(	(	PUNCT
cblr-7216	371	5	2010	2010	NUM
cblr-7216	371	6	)	)	PUNCT
cblr-7216	371	7	.	.	PUNCT
cblr-7216	372	1	125	125	NUM
cblr-7216	373	1	i	i	PRON
cblr-7216	373	2	d.	d.	PROPN
cblr-7216	373	3	see	see	VERB
cblr-7216	373	4	also	also	ADV
cblr-7216	373	5	17	17	NUM
cblr-7216	373	6	c.f.r	c.f.r	NOUN
cblr-7216	373	7	.	.	PUNCT
cblr-7216	374	1	§	§	PROPN
cblr-7216	374	2	230.175	230.175	NUM
cblr-7216	374	3	(	(	PUNCT
cblr-7216	374	4	2019	2019	NUM
cblr-7216	374	5	)	)	PUNCT
cblr-7216	374	6	.	.	PUNCT
cblr-7216	375	1	126	126	NUM
cblr-7216	376	1	i	i	PRON
cblr-7216	376	2	d.	d.	PROPN
cblr-7216	376	3	see	see	VERB
cblr-7216	376	4	also	also	ADV
cblr-7216	376	5	allana	allana	PROPN
cblr-7216	376	6	m.	m.	PROPN
cblr-7216	376	7	grinshteyn	grinshteyn	PROPN
cblr-7216	376	8	,	,	PUNCT
cblr-7216	376	9	note	note	NOUN
cblr-7216	376	10	,	,	PUNCT
cblr-7216	376	11	horseshoes	horseshoe	NOUN
cblr-7216	376	12	and	and	CCONJ
cblr-7216	376	13	hand	hand	NOUN
cblr-7216	376	14	grenades	grenade	NOUN
cblr-7216	376	15	:	:	PUNCT
cblr-7216	376	16	the	the	DET
cblr-7216	376	17	dodd	dodd	PROPN
cblr-7216	376	18	-	-	PUNCT
cblr-7216	376	19	frank	frank	PROPN
cblr-7216	376	20	act	act	PROPN
cblr-7216	376	21	’s	’s	PART
cblr-7216	376	22	(	(	PUNCT
cblr-7216	376	23	almost	almost	ADV
cblr-7216	376	24	)	)	PUNCT
cblr-7216	376	25	attack	attack	NOUN
cblr-7216	376	26	on	on	ADP
cblr-7216	376	27	credit	credit	NOUN
cblr-7216	376	28	rating	rating	NOUN
cblr-7216	376	29	agencies	agency	NOUN
cblr-7216	376	30	,	,	PUNCT
cblr-7216	376	31	39	39	NUM
cblr-7216	376	32	hofstra	hofstra	PROPN
cblr-7216	376	33	l.	l.	PROPN
cblr-7216	376	34	rev	rev	PROPN
cblr-7216	376	35	.	.	PROPN
cblr-7216	376	36	937	937	NUM
cblr-7216	376	37	,	,	PUNCT
cblr-7216	376	38	955	955	NUM
cblr-7216	376	39	(	(	PUNCT
cblr-7216	376	40	2011	2011	NUM
cblr-7216	376	41	)	)	PUNCT
cblr-7216	376	42	.	.	PUNCT
cblr-7216	377	1	127	127	NUM
cblr-7216	377	2	stephen	stephen	PROPN
cblr-7216	377	3	moore	moore	PROPN
cblr-7216	377	4	,	,	PUNCT
cblr-7216	377	5	opinion	opinion	NOUN
cblr-7216	377	6	,	,	PUNCT
cblr-7216	377	7	credit	credit	NOUN
cblr-7216	377	8	rating	rating	NOUN
cblr-7216	377	9	agencies	agency	NOUN
cblr-7216	377	10	running	run	VERB
cblr-7216	377	11	a	a	DET
cblr-7216	377	12	racket	racket	NOUN
cblr-7216	377	13	,	,	PUNCT
cblr-7216	377	14	bos	bos	PROPN
cblr-7216	377	15	.	.	PUNCT
cblr-7216	377	16	herald	herald	PROPN
cblr-7216	377	17	(	(	PUNCT
cblr-7216	377	18	oct	oct	PROPN
cblr-7216	377	19	.	.	PROPN
cblr-7216	377	20	11	11	NUM
cblr-7216	377	21	,	,	PUNCT
cblr-7216	377	22	2018	2018	NUM
cblr-7216	377	23	)	)	PUNCT
cblr-7216	377	24	,	,	PUNCT
cblr-7216	377	25	https://www.bostonherald.com/2018/10/11/credit-rating-agencies-running-a-racket/	https://www.bostonherald.com/2018/10/11/credit-rating-agencies-running-a-racket/	PROPN
cblr-7216	377	26	[	[	X
cblr-7216	377	27	https://perma.cc/d6km-tr27	https://perma.cc/d6km-tr27	X
cblr-7216	377	28	]	]	PUNCT
cblr-7216	377	29	.	.	PUNCT
cblr-7216	377	30	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	377	31	(	(	PUNCT
cblr-7216	377	32	do	do	AUX
cblr-7216	377	33	not	not	PART
cblr-7216	377	34	delte	delte	VERB
cblr-7216	377	35	)	)	PUNCT
cblr-7216	377	36	10/21/2020	10/21/2020	NUM
cblr-7216	377	37	2:04	2:04	NUM
cblr-7216	377	38	pm	pm	NOUN
cblr-7216	377	39	682	682	NUM
cblr-7216	377	40	columbia	columbia	PROPN
cblr-7216	377	41	business	business	NOUN
cblr-7216	377	42	law	law	NOUN
cblr-7216	377	43	review	review	NOUN
cblr-7216	377	44	[	[	X
cblr-7216	377	45	vol	vol	NOUN
cblr-7216	377	46	.	.	PUNCT
cblr-7216	377	47	2020	2020	NUM
cblr-7216	377	48	jones	jones	PROPN
cblr-7216	377	49	was	be	AUX
cblr-7216	377	50	one	one	NUM
cblr-7216	377	51	of	of	ADP
cblr-7216	377	52	the	the	DET
cblr-7216	377	53	first	first	ADJ
cblr-7216	377	54	to	to	PART
cblr-7216	377	55	sniff	sniff	VERB
cblr-7216	377	56	out	out	ADP
cblr-7216	377	57	the	the	DET
cblr-7216	377	58	ticking	tick	VERB
cblr-7216	377	59	time	time	NOUN
cblr-7216	377	60	bombs	bomb	NOUN
cblr-7216	377	61	of	of	ADP
cblr-7216	377	62	mortgage	mortgage	NOUN
cblr-7216	377	63	-	-	PUNCT
cblr-7216	377	64	backed	back	VERB
cblr-7216	377	65	securities	security	NOUN
cblr-7216	377	66	that	that	PRON
cblr-7216	377	67	the	the	DET
cblr-7216	377	68	others	other	NOUN
cblr-7216	377	69	were	be	AUX
cblr-7216	377	70	saying	say	VERB
cblr-7216	377	71	were	be	AUX
cblr-7216	377	72	completely	completely	ADV
cblr-7216	377	73	free	free	ADJ
cblr-7216	377	74	of	of	ADP
cblr-7216	377	75	risk	risk	NOUN
cblr-7216	377	76	.	.	PUNCT
cblr-7216	378	1	egan	egan	PROPN
cblr-7216	378	2	-	-	PUNCT
cblr-7216	378	3	jones	jones	PROPN
cblr-7216	378	4	also	also	ADV
cblr-7216	378	5	beat	beat	VERB
cblr-7216	378	6	s&p	s&p	PROPN
cblr-7216	378	7	and	and	CCONJ
cblr-7216	378	8	moody	moody	NOUN
cblr-7216	378	9	’s	’s	X
cblr-7216	378	10	in	in	ADP
cblr-7216	378	11	downgrading	downgrade	VERB
cblr-7216	378	12	bear	bear	NOUN
cblr-7216	378	13	stearns	stearns	PROPN
cblr-7216	378	14	and	and	CCONJ
cblr-7216	378	15	lehman	lehman	PROPN
cblr-7216	378	16	brothers	brother	NOUN
cblr-7216	378	17	before	before	SCONJ
cblr-7216	378	18	they	they	PRON
cblr-7216	378	19	became	become	VERB
cblr-7216	378	20	the	the	DET
cblr-7216	378	21	first	first	ADJ
cblr-7216	378	22	two	two	NUM
cblr-7216	378	23	firms	firm	NOUN
cblr-7216	378	24	to	to	PART
cblr-7216	378	25	collapse	collapse	VERB
cblr-7216	378	26	in	in	ADP
cblr-7216	378	27	the	the	DET
cblr-7216	378	28	wake	wake	NOUN
cblr-7216	378	29	of	of	ADP
cblr-7216	378	30	the	the	DET
cblr-7216	378	31	meltdown	meltdown	NOUN
cblr-7216	378	32	.	.	PUNCT
cblr-7216	378	33	”128	”128	PUNCT
cblr-7216	379	1	commentators	commentator	NOUN
cblr-7216	379	2	have	have	AUX
cblr-7216	379	3	reflected	reflect	VERB
cblr-7216	379	4	on	on	ADP
cblr-7216	379	5	the	the	DET
cblr-7216	379	6	performance	performance	NOUN
cblr-7216	379	7	of	of	ADP
cblr-7216	379	8	egan	egan	PROPN
cblr-7216	379	9	-	-	PUNCT
cblr-7216	379	10	jones	jones	PROPN
cblr-7216	379	11	by	by	ADP
cblr-7216	379	12	arguing	argue	VERB
cblr-7216	379	13	that	that	SCONJ
cblr-7216	379	14	“	"	PUNCT
cblr-7216	379	15	[	[	X
cblr-7216	379	16	w]hat	w]hat	PRON
cblr-7216	379	17	is	be	AUX
cblr-7216	379	18	desperately	desperately	ADV
cblr-7216	379	19	needed	need	VERB
cblr-7216	379	20	is	be	AUX
cblr-7216	379	21	a	a	DET
cblr-7216	379	22	new	new	ADJ
cblr-7216	379	23	model	model	NOUN
cblr-7216	379	24	where	where	SCONJ
cblr-7216	379	25	the	the	DET
cblr-7216	379	26	credit	credit	NOUN
cblr-7216	379	27	raters	rater	NOUN
cblr-7216	379	28	work	work	VERB
cblr-7216	379	29	for	for	ADP
cblr-7216	379	30	the	the	DET
cblr-7216	379	31	investors	investor	NOUN
cblr-7216	379	32	and	and	CCONJ
cblr-7216	379	33	where	where	SCONJ
cblr-7216	379	34	there	there	PRON
cblr-7216	379	35	are	be	VERB
cblr-7216	379	36	many	many	ADJ
cblr-7216	379	37	competitors	competitor	NOUN
cblr-7216	379	38	to	to	PART
cblr-7216	379	39	choose	choose	VERB
cblr-7216	379	40	from	from	ADP
cblr-7216	379	41	.	.	PUNCT
cblr-7216	379	42	”129	”129	NOUN
cblr-7216	380	1	another	another	DET
cblr-7216	380	2	solution	solution	NOUN
cblr-7216	380	3	that	that	PRON
cblr-7216	380	4	could	could	AUX
cblr-7216	380	5	address	address	VERB
cblr-7216	380	6	the	the	DET
cblr-7216	380	7	oligopoly	oligopoly	ADJ
cblr-7216	380	8	problem	problem	NOUN
cblr-7216	380	9	in	in	ADP
cblr-7216	380	10	the	the	DET
cblr-7216	380	11	credit	credit	NOUN
cblr-7216	380	12	rating	rating	NOUN
cblr-7216	380	13	arena	arena	NOUN
cblr-7216	380	14	could	could	AUX
cblr-7216	380	15	be	be	AUX
cblr-7216	380	16	getting	getting	AUX
cblr-7216	380	17	rid	rid	VERB
cblr-7216	380	18	of	of	ADP
cblr-7216	380	19	the	the	DET
cblr-7216	380	20	nrsro	nrsro	ADJ
cblr-7216	380	21	designation	designation	NOUN
cblr-7216	380	22	altogether.130	altogether.130	NOUN
cblr-7216	380	23	policy	policy	NOUN
cblr-7216	380	24	analysts	analyst	NOUN
cblr-7216	380	25	have	have	AUX
cblr-7216	380	26	indicated	indicate	VERB
cblr-7216	380	27	that	that	SCONJ
cblr-7216	380	28	an	an	DET
cblr-7216	380	29	oligopoly	oligopoly	NOUN
cblr-7216	380	30	has	have	AUX
cblr-7216	380	31	been	be	AUX
cblr-7216	380	32	created	create	VERB
cblr-7216	380	33	through	through	ADP
cblr-7216	380	34	the	the	DET
cblr-7216	380	35	nrsro	nrsro	ADJ
cblr-7216	380	36	system.131	system.131	NOUN
cblr-7216	380	37	such	such	DET
cblr-7216	380	38	an	an	DET
cblr-7216	380	39	oligopoly	oligopoly	NOUN
cblr-7216	380	40	can	can	AUX
cblr-7216	380	41	negatively	negatively	ADV
cblr-7216	380	42	impact	impact	VERB
cblr-7216	380	43	the	the	DET
cblr-7216	380	44	productivity	productivity	NOUN
cblr-7216	380	45	of	of	ADP
cblr-7216	380	46	the	the	DET
cblr-7216	380	47	profit	profit	NOUN
cblr-7216	380	48	-	-	PUNCT
cblr-7216	380	49	driven	drive	VERB
cblr-7216	380	50	credit	credit	NOUN
cblr-7216	380	51	rating	rating	NOUN
cblr-7216	380	52	agencies.132	agencies.132	NOUN
cblr-7216	380	53	specifically	specifically	ADV
cblr-7216	380	54	,	,	PUNCT
cblr-7216	380	55	analysts	analyst	NOUN
cblr-7216	380	56	have	have	AUX
cblr-7216	380	57	argued	argue	VERB
cblr-7216	380	58	that	that	SCONJ
cblr-7216	380	59	,	,	PUNCT
cblr-7216	380	60	as	as	ADP
cblr-7216	380	61	a	a	DET
cblr-7216	380	62	result	result	NOUN
cblr-7216	380	63	of	of	ADP
cblr-7216	380	64	nrsro	nrsro	ADJ
cblr-7216	380	65	designations	designation	NOUN
cblr-7216	380	66	the	the	DET
cblr-7216	380	67	credit	credit	NOUN
cblr-7216	380	68	rating	rating	NOUN
cblr-7216	380	69	agency	agency	NOUN
cblr-7216	380	70	market	market	NOUN
cblr-7216	380	71	should	should	AUX
cblr-7216	380	72	be	be	AUX
cblr-7216	380	73	expected	expect	VERB
cblr-7216	380	74	“	"	PUNCT
cblr-7216	380	75	to	to	PART
cblr-7216	380	76	be	be	AUX
cblr-7216	380	77	generally	generally	ADV
cblr-7216	380	78	resistant	resistant	ADJ
cblr-7216	380	79	to	to	ADP
cblr-7216	380	80	competitive	competitive	ADJ
cblr-7216	380	81	pressure	pressure	NOUN
cblr-7216	380	82	,	,	PUNCT
cblr-7216	380	83	be	be	AUX
cblr-7216	380	84	dominated	dominate	VERB
cblr-7216	380	85	by	by	ADP
cblr-7216	380	86	few	few	ADJ
cblr-7216	380	87	firms	firm	NOUN
cblr-7216	380	88	,	,	PUNCT
cblr-7216	380	89	have	have	VERB
cblr-7216	380	90	high	high	ADJ
cblr-7216	380	91	profits	profit	NOUN
cblr-7216	380	92	,	,	PUNCT
cblr-7216	380	93	and	and	CCONJ
cblr-7216	380	94	have	have	AUX
cblr-7216	380	95	restricted	restrict	VERB
cblr-7216	380	96	output	output	NOUN
cblr-7216	380	97	supplied	supply	VERB
cblr-7216	380	98	.	.	PUNCT
cblr-7216	381	1	”133	”133	VERB
cblr-7216	381	2	additionally	additionally	ADV
cblr-7216	381	3	,	,	PUNCT
cblr-7216	381	4	the	the	DET
cblr-7216	381	5	same	same	ADJ
cblr-7216	381	6	authors	author	NOUN
cblr-7216	381	7	went	go	VERB
cblr-7216	381	8	on	on	ADP
cblr-7216	381	9	to	to	PART
cblr-7216	381	10	explain	explain	VERB
cblr-7216	381	11	that	that	SCONJ
cblr-7216	381	12	“	"	PUNCT
cblr-7216	381	13	[	[	X
cblr-7216	381	14	w]ithout	w]ithout	ADP
cblr-7216	381	15	the	the	DET
cblr-7216	381	16	threat	threat	NOUN
cblr-7216	381	17	of	of	ADP
cblr-7216	381	18	competition	competition	NOUN
cblr-7216	381	19	,	,	PUNCT
cblr-7216	381	20	oligopolistic	oligopolistic	ADJ
cblr-7216	381	21	cras	cra	NOUN
cblr-7216	381	22	are	be	AUX
cblr-7216	381	23	likely	likely	ADJ
cblr-7216	381	24	to	to	PART
cblr-7216	381	25	become	become	VERB
cblr-7216	381	26	more	more	ADV
cblr-7216	381	27	complacent	complacent	ADJ
cblr-7216	381	28	in	in	ADP
cblr-7216	381	29	their	their	PRON
cblr-7216	381	30	methodologies	methodology	NOUN
cblr-7216	381	31	.	.	PUNCT
cblr-7216	382	1	also	also	ADV
cblr-7216	382	2	,	,	PUNCT
cblr-7216	382	3	with	with	ADP
cblr-7216	382	4	fewer	few	ADJ
cblr-7216	382	5	firms	firm	NOUN
cblr-7216	382	6	and	and	CCONJ
cblr-7216	382	7	reduced	reduced	ADJ
cblr-7216	382	8	competition	competition	NOUN
cblr-7216	382	9	,	,	PUNCT
cblr-7216	382	10	markets	market	NOUN
cblr-7216	382	11	may	may	AUX
cblr-7216	382	12	find	find	VERB
cblr-7216	382	13	it	it	PRON
cblr-7216	382	14	less	less	ADV
cblr-7216	382	15	likely	likely	ADJ
cblr-7216	382	16	to	to	PART
cblr-7216	382	17	discover	discover	VERB
cblr-7216	382	18	new	new	ADJ
cblr-7216	382	19	tools	tool	NOUN
cblr-7216	382	20	to	to	PART
cblr-7216	382	21	better	well	ADJ
cblr-7216	382	22	measure	measure	VERB
cblr-7216	382	23	credit	credit	NOUN
cblr-7216	382	24	risk	risk	NOUN
cblr-7216	382	25	.	.	PUNCT
cblr-7216	382	26	”134	”134	PUNCT
cblr-7216	383	1	128	128	NUM
cblr-7216	384	1	i	i	PRON
cblr-7216	384	2	d.	d.	PROPN
cblr-7216	384	3	129	129	NUM
cblr-7216	385	1	i	i	PROPN
cblr-7216	385	2	d.	d.	PROPN
cblr-7216	385	3	130	130	NUM
cblr-7216	385	4	see	see	VERB
cblr-7216	385	5	ekins	ekin	NOUN
cblr-7216	385	6	&	&	CCONJ
cblr-7216	385	7	calabria	calabria	PROPN
cblr-7216	385	8	,	,	PUNCT
cblr-7216	385	9	supra	supra	PROPN
cblr-7216	385	10	note	note	NOUN
cblr-7216	385	11	38	38	NUM
cblr-7216	385	12	,	,	PUNCT
cblr-7216	385	13	at	at	ADP
cblr-7216	385	14	12	12	NUM
cblr-7216	385	15	(	(	PUNCT
cblr-7216	385	16	“	"	PUNCT
cblr-7216	385	17	although	although	SCONJ
cblr-7216	385	18	reputational	reputational	ADJ
cblr-7216	385	19	factors	factor	NOUN
cblr-7216	385	20	create	create	VERB
cblr-7216	385	21	some	some	DET
cblr-7216	385	22	natural	natural	ADJ
cblr-7216	385	23	barriers	barrier	NOUN
cblr-7216	385	24	to	to	ADP
cblr-7216	385	25	entry	entry	NOUN
cblr-7216	385	26	in	in	ADP
cblr-7216	385	27	the	the	DET
cblr-7216	385	28	cra	cra	PROPN
cblr-7216	385	29	market	market	NOUN
cblr-7216	385	30	,	,	PUNCT
cblr-7216	385	31	most	most	ADJ
cblr-7216	385	32	of	of	ADP
cblr-7216	385	33	the	the	DET
cblr-7216	385	34	barriers	barrier	NOUN
cblr-7216	385	35	to	to	ADP
cblr-7216	385	36	entry	entry	NOUN
cblr-7216	385	37	result	result	NOUN
cblr-7216	385	38	from	from	ADP
cblr-7216	385	39	the	the	DET
cblr-7216	385	40	regulatory	regulatory	ADJ
cblr-7216	385	41	designation	designation	NOUN
cblr-7216	385	42	of	of	ADP
cblr-7216	385	43	nrsro	nrsro	ADJ
cblr-7216	385	44	cras	cras	X
cblr-7216	385	45	.	.	PUNCT
cblr-7216	385	46	”	"	PUNCT
cblr-7216	385	47	)	)	PUNCT
cblr-7216	385	48	.	.	PUNCT
cblr-7216	386	1	131	131	NUM
cblr-7216	386	2	see	see	VERB
cblr-7216	386	3	i	i	PRON
cblr-7216	386	4	d.	d.	PROPN
cblr-7216	386	5	132	132	NUM
cblr-7216	386	6	see	see	VERB
cblr-7216	386	7	i	i	PRON
cblr-7216	386	8	d.	d.	VERB
cblr-7216	386	9	it	it	PRON
cblr-7216	386	10	should	should	AUX
cblr-7216	386	11	be	be	AUX
cblr-7216	386	12	noted	note	VERB
cblr-7216	386	13	that	that	SCONJ
cblr-7216	386	14	,	,	PUNCT
cblr-7216	386	15	in	in	ADP
cblr-7216	386	16	the	the	DET
cblr-7216	386	17	context	context	NOUN
cblr-7216	386	18	of	of	ADP
cblr-7216	386	19	the	the	DET
cblr-7216	386	20	credit	credit	NOUN
cblr-7216	386	21	rating	rating	NOUN
cblr-7216	386	22	agency	agency	NOUN
cblr-7216	386	23	market	market	NOUN
cblr-7216	386	24	,	,	PUNCT
cblr-7216	386	25	“	"	PUNCT
cblr-7216	386	26	[	[	PUNCT
cblr-7216	386	27	r]estricted	r]estricte	VERB
cblr-7216	386	28	output	output	NOUN
cblr-7216	386	29	supplied	supply	VERB
cblr-7216	386	30	can	can	AUX
cblr-7216	386	31	be	be	AUX
cblr-7216	386	32	in	in	ADP
cblr-7216	386	33	terms	term	NOUN
cblr-7216	386	34	of	of	ADP
cblr-7216	386	35	informational	informational	ADJ
cblr-7216	386	36	output	output	NOUN
cblr-7216	386	37	(	(	PUNCT
cblr-7216	386	38	quality	quality	NOUN
cblr-7216	386	39	as	as	ADP
cblr-7216	386	40	a	a	DET
cblr-7216	386	41	dimension	dimension	NOUN
cblr-7216	386	42	of	of	ADP
cblr-7216	386	43	quantity	quantity	NOUN
cblr-7216	386	44	)	)	PUNCT
cblr-7216	386	45	,	,	PUNCT
cblr-7216	386	46	rather	rather	ADV
cblr-7216	386	47	than	than	ADP
cblr-7216	386	48	the	the	DET
cblr-7216	386	49	sheer	sheer	ADJ
cblr-7216	386	50	number	number	NOUN
cblr-7216	386	51	of	of	ADP
cblr-7216	386	52	ratings	rating	NOUN
cblr-7216	386	53	produced	produce	VERB
cblr-7216	386	54	.	.	PUNCT
cblr-7216	386	55	”	"	PUNCT
cblr-7216	387	1	i	i	PRON
cblr-7216	387	2	d.	d.	PROPN
cblr-7216	387	3	133	133	NUM
cblr-7216	388	1	i	i	PROPN
cblr-7216	388	2	d.	d.	PROPN
cblr-7216	388	3	134	134	NUM
cblr-7216	389	1	i	i	PROPN
cblr-7216	389	2	d.	d.	PROPN
cblr-7216	389	3	4_2020.2_kalaria	4_2020.2_kalaria	PROPN
cblr-7216	389	4	(	(	PUNCT
cblr-7216	389	5	do	do	AUX
cblr-7216	389	6	not	not	PART
cblr-7216	389	7	delete	delete	VERB
cblr-7216	389	8	)	)	PUNCT
cblr-7216	389	9	10/21/2020	10/21/2020	NUM
cblr-7216	389	10	2:04	2:04	NUM
cblr-7216	389	11	pm	pm	NOUN
cblr-7216	389	12	no	no	INTJ
cblr-7216	389	13	.	.	PUNCT
cblr-7216	390	1	2:656	2:656	NUM
cblr-7216	390	2	]	]	PUNCT
cblr-7216	390	3	rated	rate	VERB
cblr-7216	390	4	p	p	NOUN
cblr-7216	390	5	for	for	ADP
cblr-7216	390	6	public	public	ADJ
cblr-7216	390	7	683	683	NUM
cblr-7216	390	8	getting	getting	AUX
cblr-7216	390	9	rid	rid	VERB
cblr-7216	390	10	of	of	ADP
cblr-7216	390	11	the	the	DET
cblr-7216	390	12	nrsro	nrsro	ADJ
cblr-7216	390	13	system	system	NOUN
cblr-7216	390	14	is	be	AUX
cblr-7216	390	15	easier	easy	ADJ
cblr-7216	390	16	said	say	VERB
cblr-7216	390	17	than	than	ADP
cblr-7216	390	18	done	do	VERB
cblr-7216	390	19	.	.	PUNCT
cblr-7216	391	1	in	in	ADP
cblr-7216	391	2	fact	fact	NOUN
cblr-7216	391	3	,	,	PUNCT
cblr-7216	391	4	some	some	PRON
cblr-7216	391	5	of	of	ADP
cblr-7216	391	6	the	the	DET
cblr-7216	391	7	existing	exist	VERB
cblr-7216	391	8	literature	literature	NOUN
cblr-7216	391	9	that	that	PRON
cblr-7216	391	10	has	have	AUX
cblr-7216	391	11	considered	consider	VERB
cblr-7216	391	12	the	the	DET
cblr-7216	391	13	public	public	ADJ
cblr-7216	391	14	agency	agency	NOUN
cblr-7216	391	15	proposal	proposal	NOUN
cblr-7216	391	16	also	also	ADV
cblr-7216	391	17	has	have	AUX
cblr-7216	391	18	acknowledged	acknowledge	VERB
cblr-7216	391	19	that	that	SCONJ
cblr-7216	391	20	there	there	PRON
cblr-7216	391	21	appears	appear	VERB
cblr-7216	391	22	to	to	PART
cblr-7216	391	23	be	be	AUX
cblr-7216	391	24	minimal	minimal	ADJ
cblr-7216	391	25	support	support	NOUN
cblr-7216	391	26	for	for	ADP
cblr-7216	391	27	the	the	DET
cblr-7216	391	28	abolishment	abolishment	NOUN
cblr-7216	391	29	of	of	ADP
cblr-7216	391	30	the	the	DET
cblr-7216	391	31	nrsro	nrsro	ADJ
cblr-7216	391	32	designation.135	designation.135	NOUN
cblr-7216	391	33	nevertheless	nevertheless	ADV
cblr-7216	391	34	,	,	PUNCT
cblr-7216	391	35	elimination	elimination	NOUN
cblr-7216	391	36	of	of	ADP
cblr-7216	391	37	the	the	DET
cblr-7216	391	38	designation	designation	NOUN
cblr-7216	391	39	should	should	AUX
cblr-7216	391	40	be	be	AUX
cblr-7216	391	41	striven	strive	VERB
cblr-7216	391	42	for	for	ADP
cblr-7216	391	43	in	in	ADP
cblr-7216	391	44	hopes	hope	NOUN
cblr-7216	391	45	of	of	ADP
cblr-7216	391	46	allowing	allow	VERB
cblr-7216	391	47	smaller	small	ADJ
cblr-7216	391	48	rating	rating	NOUN
cblr-7216	391	49	providers	provider	NOUN
cblr-7216	391	50	to	to	PART
cblr-7216	391	51	compete	compete	VERB
cblr-7216	391	52	,	,	PUNCT
cblr-7216	391	53	and	and	CCONJ
cblr-7216	391	54	encouraging	encourage	VERB
cblr-7216	391	55	the	the	DET
cblr-7216	391	56	provision	provision	NOUN
cblr-7216	391	57	of	of	ADP
cblr-7216	391	58	more	more	ADV
cblr-7216	391	59	accurate	accurate	ADJ
cblr-7216	391	60	ratings	rating	NOUN
cblr-7216	391	61	.	.	PUNCT
cblr-7216	392	1	c.	c.	NOUN
cblr-7216	392	2	implementing	implement	VERB
cblr-7216	392	3	incentive	incentive	NOUN
cblr-7216	392	4	-	-	PUNCT
cblr-7216	392	5	based	base	VERB
cblr-7216	392	6	compensation	compensation	NOUN
cblr-7216	392	7	for	for	ADP
cblr-7216	392	8	rating	rating	NOUN
cblr-7216	392	9	agencies	agency	NOUN
cblr-7216	392	10	incentive	incentive	NOUN
cblr-7216	392	11	-	-	PUNCT
cblr-7216	392	12	based	base	VERB
cblr-7216	392	13	compensation	compensation	NOUN
cblr-7216	392	14	for	for	ADP
cblr-7216	392	15	rating	rating	NOUN
cblr-7216	392	16	agencies	agency	NOUN
cblr-7216	392	17	is	be	AUX
cblr-7216	392	18	one	one	NUM
cblr-7216	392	19	potential	potential	ADJ
cblr-7216	392	20	approach	approach	NOUN
cblr-7216	392	21	that	that	PRON
cblr-7216	392	22	may	may	AUX
cblr-7216	392	23	be	be	AUX
cblr-7216	392	24	pursued	pursue	VERB
cblr-7216	392	25	to	to	PART
cblr-7216	392	26	address	address	VERB
cblr-7216	392	27	the	the	DET
cblr-7216	392	28	issue	issue	NOUN
cblr-7216	392	29	of	of	ADP
cblr-7216	392	30	inaccurate	inaccurate	ADJ
cblr-7216	392	31	ratings	rating	NOUN
cblr-7216	392	32	.	.	PUNCT
cblr-7216	393	1	current	current	ADJ
cblr-7216	393	2	reforms	reform	NOUN
cblr-7216	393	3	’	'	PUNCT
cblr-7216	393	4	focus	focus	VERB
cblr-7216	393	5	on	on	ADP
cblr-7216	393	6	rating	rating	NOUN
cblr-7216	393	7	agency	agency	NOUN
cblr-7216	393	8	liability	liability	NOUN
cblr-7216	393	9	may	may	AUX
cblr-7216	393	10	ironically	ironically	ADV
cblr-7216	393	11	lead	lead	VERB
cblr-7216	393	12	to	to	ADP
cblr-7216	393	13	less	less	ADV
cblr-7216	393	14	accurate	accurate	ADJ
cblr-7216	393	15	ratings	rating	NOUN
cblr-7216	393	16	,	,	PUNCT
cblr-7216	393	17	as	as	SCONJ
cblr-7216	393	18	liability	liability	NOUN
cblr-7216	393	19	exposure	exposure	NOUN
cblr-7216	393	20	does	do	AUX
cblr-7216	393	21	not	not	PART
cblr-7216	393	22	necessarily	necessarily	ADV
cblr-7216	393	23	incentivize	incentivize	VERB
cblr-7216	393	24	rating	rating	NOUN
cblr-7216	393	25	agencies	agency	NOUN
cblr-7216	393	26	to	to	PART
cblr-7216	393	27	rate	rate	VERB
cblr-7216	393	28	accurately.136	accurately.136	NOUN
cblr-7216	393	29	rather	rather	ADV
cblr-7216	393	30	,	,	PUNCT
cblr-7216	393	31	under	under	ADP
cblr-7216	393	32	section	section	NOUN
cblr-7216	393	33	933	933	NUM
cblr-7216	393	34	’s	’s	PART
cblr-7216	393	35	liability	liability	NOUN
cblr-7216	393	36	regime	regime	NOUN
cblr-7216	393	37	,	,	PUNCT
cblr-7216	393	38	agencies	agency	NOUN
cblr-7216	393	39	are	be	AUX
cblr-7216	393	40	incentivized	incentivize	VERB
cblr-7216	393	41	to	to	PART
cblr-7216	393	42	simply	simply	ADV
cblr-7216	393	43	avoid	avoid	VERB
cblr-7216	393	44	negligence.137	negligence.137	PROPN
cblr-7216	393	45	however	however	ADV
cblr-7216	393	46	,	,	PUNCT
cblr-7216	393	47	the	the	DET
cblr-7216	393	48	incentive	incentive	NOUN
cblr-7216	393	49	structure	structure	NOUN
cblr-7216	393	50	of	of	ADP
cblr-7216	393	51	agencies	agency	NOUN
cblr-7216	393	52	could	could	AUX
cblr-7216	393	53	be	be	AUX
cblr-7216	393	54	addressed	address	VERB
cblr-7216	393	55	by	by	ADP
cblr-7216	393	56	shifting	shift	VERB
cblr-7216	393	57	away	away	ADV
cblr-7216	393	58	from	from	ADP
cblr-7216	393	59	the	the	DET
cblr-7216	393	60	issuer	issuer	NOUN
cblr-7216	393	61	pays	pay	VERB
cblr-7216	393	62	framework	framework	NOUN
cblr-7216	393	63	toward	toward	ADP
cblr-7216	393	64	an	an	DET
cblr-7216	393	65	incentive	incentive	NOUN
cblr-7216	393	66	-	-	PUNCT
cblr-7216	393	67	based	base	VERB
cblr-7216	393	68	compensation	compensation	NOUN
cblr-7216	393	69	model	model	NOUN
cblr-7216	393	70	.	.	PUNCT
cblr-7216	394	1	an	an	DET
cblr-7216	394	2	interesting	interesting	ADJ
cblr-7216	394	3	essay	essay	NOUN
cblr-7216	394	4	explores	explore	NOUN
cblr-7216	394	5	this	this	DET
cblr-7216	394	6	idea	idea	NOUN
cblr-7216	394	7	,	,	PUNCT
cblr-7216	394	8	proposing	propose	VERB
cblr-7216	394	9	that	that	SCONJ
cblr-7216	394	10	credit	credit	NOUN
cblr-7216	394	11	rating	rating	NOUN
cblr-7216	394	12	agencies	agency	NOUN
cblr-7216	394	13	be	be	AUX
cblr-7216	394	14	paid	pay	VERB
cblr-7216	394	15	by	by	ADP
cblr-7216	394	16	the	the	DET
cblr-7216	394	17	debt	debt	NOUN
cblr-7216	394	18	they	they	PRON
cblr-7216	394	19	rate.138	rate.138	VERB
cblr-7216	394	20	in	in	ADP
cblr-7216	394	21	this	this	DET
cblr-7216	394	22	scheme	scheme	NOUN
cblr-7216	394	23	,	,	PUNCT
cblr-7216	394	24	“	"	PUNCT
cblr-7216	394	25	[	[	X
cblr-7216	394	26	i]f	i]f	ADP
cblr-7216	394	27	a	a	DET
cblr-7216	394	28	cra	cra	PROPN
cblr-7216	394	29	overrates	overrate	VERB
cblr-7216	394	30	debt	debt	NOUN
cblr-7216	394	31	,	,	PUNCT
cblr-7216	394	32	then	then	ADV
cblr-7216	394	33	the	the	DET
cblr-7216	394	34	cra	cra	PROPN
cblr-7216	394	35	suffers	suffer	VERB
cblr-7216	394	36	a	a	DET
cblr-7216	394	37	financial	financial	ADJ
cblr-7216	394	38	penalty	penalty	NOUN
cblr-7216	394	39	because	because	SCONJ
cblr-7216	394	40	the	the	DET
cblr-7216	394	41	debt	debt	NOUN
cblr-7216	394	42	the	the	DET
cblr-7216	394	43	cra	cra	PROPN
cblr-7216	394	44	receives	receive	VERB
cblr-7216	394	45	as	as	ADP
cblr-7216	394	46	compensation	compensation	NOUN
cblr-7216	394	47	is	be	AUX
cblr-7216	394	48	less	less	ADV
cblr-7216	394	49	valuable	valuable	ADJ
cblr-7216	394	50	than	than	ADP
cblr-7216	394	51	the	the	DET
cblr-7216	394	52	cash	cash	NOUN
cblr-7216	394	53	compensation	compensation	NOUN
cblr-7216	394	54	that	that	SCONJ
cblr-7216	394	55	the	the	DET
cblr-7216	394	56	debt	debt	NOUN
cblr-7216	394	57	is	be	AUX
cblr-7216	394	58	replacing	replace	VERB
cblr-7216	394	59	.	.	PUNCT
cblr-7216	394	60	”139	”139	PUNCT
cblr-7216	395	1	tying	tie	VERB
cblr-7216	395	2	the	the	DET
cblr-7216	395	3	compensation	compensation	NOUN
cblr-7216	395	4	of	of	ADP
cblr-7216	395	5	rating	rating	NOUN
cblr-7216	395	6	agencies	agency	NOUN
cblr-7216	395	7	to	to	ADP
cblr-7216	395	8	the	the	DET
cblr-7216	395	9	success	success	NOUN
cblr-7216	395	10	of	of	ADP
cblr-7216	395	11	the	the	DET
cblr-7216	395	12	debt	debt	NOUN
cblr-7216	395	13	instruments	instrument	NOUN
cblr-7216	395	14	they	they	PRON
cblr-7216	395	15	rate	rate	VERB
cblr-7216	395	16	may	may	AUX
cblr-7216	395	17	encourage	encourage	VERB
cblr-7216	395	18	the	the	DET
cblr-7216	395	19	provision	provision	NOUN
cblr-7216	395	20	of	of	ADP
cblr-7216	395	21	more	more	ADV
cblr-7216	395	22	accurate	accurate	ADJ
cblr-7216	395	23	ratings	rating	NOUN
cblr-7216	395	24	.	.	PUNCT
cblr-7216	396	1	135	135	NUM
cblr-7216	396	2	see	see	VERB
cblr-7216	396	3	nicholls	nicholl	NOUN
cblr-7216	396	4	,	,	PUNCT
cblr-7216	396	5	supra	supra	PROPN
cblr-7216	396	6	note	note	VERB
cblr-7216	396	7	122	122	NUM
cblr-7216	396	8	.	.	NOUN
cblr-7216	396	9	136	136	NUM
cblr-7216	396	10	yair	yair	PROPN
cblr-7216	396	11	listokin	listokin	PROPN
cblr-7216	396	12	&	&	CCONJ
cblr-7216	396	13	benjamin	benjamin	PROPN
cblr-7216	396	14	taibleson	taibleson	PROPN
cblr-7216	396	15	,	,	PUNCT
cblr-7216	396	16	if	if	SCONJ
cblr-7216	396	17	you	you	PRON
cblr-7216	396	18	misrate	misrate	VERB
cblr-7216	396	19	,	,	PUNCT
cblr-7216	396	20	then	then	ADV
cblr-7216	396	21	you	you	PRON
cblr-7216	396	22	lose	lose	VERB
cblr-7216	396	23	:	:	PUNCT
cblr-7216	396	24	improving	improve	VERB
cblr-7216	396	25	credit	credit	NOUN
cblr-7216	396	26	rating	rating	NOUN
cblr-7216	396	27	accuracy	accuracy	NOUN
cblr-7216	396	28	through	through	ADP
cblr-7216	396	29	incentive	incentive	NOUN
cblr-7216	396	30	compensation	compensation	NOUN
cblr-7216	396	31	,	,	PUNCT
cblr-7216	396	32	27	27	NUM
cblr-7216	396	33	yale	yale	NOUN
cblr-7216	396	34	j.	j.	PROPN
cblr-7216	396	35	reg	reg	PROPN
cblr-7216	396	36	.	.	PROPN
cblr-7216	397	1	91	91	NUM
cblr-7216	397	2	,	,	PUNCT
cblr-7216	397	3	113	113	NUM
cblr-7216	397	4	(	(	PUNCT
cblr-7216	397	5	2010	2010	NUM
cblr-7216	397	6	)	)	PUNCT
cblr-7216	397	7	.	.	PUNCT
cblr-7216	398	1	137	137	NUM
cblr-7216	399	1	i	i	NOUN
cblr-7216	399	2	d.	d.	PROPN
cblr-7216	399	3	138	138	NUM
cblr-7216	400	1	i	i	PRON
cblr-7216	400	2	d.	d.	PROPN
cblr-7216	400	3	at	at	ADP
cblr-7216	400	4	91	91	NUM
cblr-7216	400	5	.	.	PUNCT
cblr-7216	400	6	139	139	NUM
cblr-7216	401	1	i	i	PROPN
cblr-7216	401	2	d.	d.	PROPN
cblr-7216	401	3	4_2020.2_kalaria	4_2020.2_kalaria	PROPN
cblr-7216	401	4	(	(	PUNCT
cblr-7216	401	5	do	do	AUX
cblr-7216	401	6	not	not	PART
cblr-7216	401	7	delte	delte	VERB
cblr-7216	401	8	)	)	PUNCT
cblr-7216	401	9	10/21/2020	10/21/2020	NUM
cblr-7216	401	10	2:04	2:04	NUM
cblr-7216	401	11	pm	pm	PROPN
cblr-7216	402	1	684	684	NUM
cblr-7216	402	2	columbia	columbia	PROPN
cblr-7216	402	3	business	business	NOUN
cblr-7216	402	4	law	law	PROPN
cblr-7216	402	5	review	review	NOUN
cblr-7216	403	1	[	[	X
cblr-7216	403	2	vol	vol	NOUN
cblr-7216	403	3	.	.	PUNCT
cblr-7216	403	4	2020	2020	NUM
cblr-7216	403	5	an	an	DET
cblr-7216	403	6	additional	additional	ADJ
cblr-7216	403	7	form	form	NOUN
cblr-7216	403	8	of	of	ADP
cblr-7216	403	9	incentive	incentive	NOUN
cblr-7216	403	10	-	-	PUNCT
cblr-7216	403	11	based	base	VERB
cblr-7216	403	12	compensation	compensation	NOUN
cblr-7216	403	13	could	could	AUX
cblr-7216	403	14	involve	involve	VERB
cblr-7216	403	15	tax	tax	NOUN
cblr-7216	403	16	credits.140	credits.140	PROPN
cblr-7216	403	17	under	under	ADP
cblr-7216	403	18	this	this	DET
cblr-7216	403	19	scheme	scheme	NOUN
cblr-7216	403	20	,	,	PUNCT
cblr-7216	403	21	private	private	ADJ
cblr-7216	403	22	rating	rating	NOUN
cblr-7216	403	23	agencies	agency	NOUN
cblr-7216	403	24	that	that	PRON
cblr-7216	403	25	accurately	accurately	ADV
cblr-7216	403	26	assess	assess	VERB
cblr-7216	403	27	the	the	DET
cblr-7216	403	28	risk	risk	NOUN
cblr-7216	403	29	of	of	ADP
cblr-7216	403	30	a	a	DET
cblr-7216	403	31	financial	financial	ADJ
cblr-7216	403	32	instrument	instrument	NOUN
cblr-7216	403	33	could	could	AUX
cblr-7216	403	34	be	be	AUX
cblr-7216	403	35	rewarded	reward	VERB
cblr-7216	403	36	with	with	ADP
cblr-7216	403	37	tax	tax	NOUN
cblr-7216	403	38	credits.141	credits.141	NOUN
cblr-7216	403	39	this	this	DET
cblr-7216	403	40	proposal	proposal	NOUN
cblr-7216	403	41	would	would	AUX
cblr-7216	403	42	first	first	ADV
cblr-7216	403	43	require	require	VERB
cblr-7216	403	44	developing	develop	VERB
cblr-7216	403	45	a	a	DET
cblr-7216	403	46	measure	measure	NOUN
cblr-7216	403	47	of	of	ADP
cblr-7216	403	48	ratings	rating	NOUN
cblr-7216	403	49	accuracy	accuracy	NOUN
cblr-7216	403	50	and	and	CCONJ
cblr-7216	403	51	setting	set	VERB
cblr-7216	403	52	accuracy	accuracy	NOUN
cblr-7216	403	53	benchmarks	benchmark	NOUN
cblr-7216	403	54	that	that	PRON
cblr-7216	403	55	rating	rating	NOUN
cblr-7216	403	56	providers	provider	NOUN
cblr-7216	403	57	must	must	AUX
cblr-7216	403	58	meet	meet	VERB
cblr-7216	403	59	to	to	PART
cblr-7216	403	60	receive	receive	VERB
cblr-7216	403	61	credits.142	credits.142	PRON
cblr-7216	403	62	in	in	ADP
cblr-7216	403	63	offering	offer	VERB
cblr-7216	403	64	a	a	DET
cblr-7216	403	65	positive	positive	ADJ
cblr-7216	403	66	incentive	incentive	NOUN
cblr-7216	403	67	for	for	ADP
cblr-7216	403	68	accurate	accurate	ADJ
cblr-7216	403	69	ratings	rating	NOUN
cblr-7216	403	70	,	,	PUNCT
cblr-7216	403	71	rating	rating	NOUN
cblr-7216	403	72	agencies	agency	NOUN
cblr-7216	403	73	would	would	AUX
cblr-7216	403	74	be	be	AUX
cblr-7216	403	75	incentivized	incentivize	VERB
cblr-7216	403	76	to	to	PART
cblr-7216	403	77	rate	rate	VERB
cblr-7216	403	78	accurately	accurately	ADV
cblr-7216	403	79	,	,	PUNCT
cblr-7216	403	80	ideally	ideally	ADV
cblr-7216	403	81	counteracting	counteract	VERB
cblr-7216	403	82	the	the	DET
cblr-7216	403	83	conflict	conflict	NOUN
cblr-7216	403	84	of	of	ADP
cblr-7216	403	85	interest	interest	NOUN
cblr-7216	403	86	intrinsic	intrinsic	ADJ
cblr-7216	403	87	to	to	ADP
cblr-7216	403	88	the	the	DET
cblr-7216	403	89	issuer	issuer	NOUN
cblr-7216	403	90	pays	pays	AUX
cblr-7216	403	91	model.143	model.143	PROPN
cblr-7216	403	92	d.	d.	PROPN
cblr-7216	403	93	proposing	propose	VERB
cblr-7216	403	94	additional	additional	ADJ
cblr-7216	403	95	factors	factor	NOUN
cblr-7216	403	96	for	for	ADP
cblr-7216	403	97	cryptocurrency	cryptocurrency	NOUN
cblr-7216	403	98	rating	rating	NOUN
cblr-7216	403	99	providers	provider	NOUN
cblr-7216	403	100	to	to	PART
cblr-7216	403	101	consider	consider	VERB
cblr-7216	403	102	an	an	DET
cblr-7216	403	103	additional	additional	ADJ
cblr-7216	403	104	focus	focus	NOUN
cblr-7216	403	105	of	of	ADP
cblr-7216	403	106	reform	reform	NOUN
cblr-7216	403	107	could	could	AUX
cblr-7216	403	108	be	be	AUX
cblr-7216	403	109	the	the	DET
cblr-7216	403	110	rating	rating	NOUN
cblr-7216	403	111	process	process	NOUN
cblr-7216	403	112	itself	itself	PRON
cblr-7216	403	113	.	.	PUNCT
cblr-7216	404	1	the	the	DET
cblr-7216	404	2	challenge	challenge	NOUN
cblr-7216	404	3	presented	present	VERB
cblr-7216	404	4	in	in	ADP
cblr-7216	404	5	reforming	reform	VERB
cblr-7216	404	6	the	the	DET
cblr-7216	404	7	ratings	rating	NOUN
cblr-7216	404	8	process	process	NOUN
cblr-7216	404	9	is	be	AUX
cblr-7216	404	10	a	a	DET
cblr-7216	404	11	lack	lack	NOUN
cblr-7216	404	12	of	of	ADP
cblr-7216	404	13	complete	complete	ADJ
cblr-7216	404	14	transparency	transparency	NOUN
cblr-7216	404	15	into	into	ADP
cblr-7216	404	16	the	the	DET
cblr-7216	404	17	methodologies	methodology	NOUN
cblr-7216	404	18	used	use	VERB
cblr-7216	404	19	by	by	ADP
cblr-7216	404	20	cryptocurrency	cryptocurrency	NOUN
cblr-7216	404	21	rating	rating	NOUN
cblr-7216	404	22	providers	provider	NOUN
cblr-7216	404	23	.	.	PUNCT
cblr-7216	405	1	although	although	SCONJ
cblr-7216	405	2	it	it	PRON
cblr-7216	405	3	would	would	AUX
cblr-7216	405	4	be	be	AUX
cblr-7216	405	5	unrealistic	unrealistic	ADJ
cblr-7216	405	6	to	to	PART
cblr-7216	405	7	expect	expect	VERB
cblr-7216	405	8	companies	company	NOUN
cblr-7216	405	9	like	like	ADP
cblr-7216	405	10	weiss	weiss	PROPN
cblr-7216	405	11	and	and	CCONJ
cblr-7216	405	12	morningstar	morningstar	NOUN
cblr-7216	405	13	to	to	PART
cblr-7216	405	14	disclose	disclose	VERB
cblr-7216	405	15	their	their	PRON
cblr-7216	405	16	entire	entire	ADJ
cblr-7216	405	17	rating	rating	NOUN
cblr-7216	405	18	methodology	methodology	NOUN
cblr-7216	405	19	,	,	PUNCT
cblr-7216	405	20	a	a	DET
cblr-7216	405	21	better	well	ADJ
cblr-7216	405	22	understanding	understanding	NOUN
cblr-7216	405	23	of	of	ADP
cblr-7216	405	24	what	what	DET
cblr-7216	405	25	factors	factor	NOUN
cblr-7216	405	26	are	be	AUX
cblr-7216	405	27	used	use	VERB
cblr-7216	405	28	in	in	ADP
cblr-7216	405	29	cryptocurrency	cryptocurrency	NOUN
cblr-7216	405	30	ratings	rating	NOUN
cblr-7216	405	31	could	could	AUX
cblr-7216	405	32	allow	allow	VERB
cblr-7216	405	33	for	for	ADP
cblr-7216	405	34	better	well	ADJ
cblr-7216	405	35	future	future	ADJ
cblr-7216	405	36	policy	policy	NOUN
cblr-7216	405	37	recommendations	recommendation	NOUN
cblr-7216	405	38	to	to	PART
cblr-7216	405	39	improve	improve	VERB
cblr-7216	405	40	the	the	DET
cblr-7216	405	41	ratings	rating	NOUN
cblr-7216	405	42	process	process	NOUN
cblr-7216	405	43	.	.	PUNCT
cblr-7216	406	1	an	an	DET
cblr-7216	406	2	additional	additional	ADJ
cblr-7216	406	3	,	,	PUNCT
cblr-7216	406	4	more	more	ADV
cblr-7216	406	5	unique	unique	ADJ
cblr-7216	406	6	factor	factor	NOUN
cblr-7216	406	7	to	to	PART
cblr-7216	406	8	take	take	VERB
cblr-7216	406	9	into	into	ADP
cblr-7216	406	10	account	account	NOUN
cblr-7216	406	11	is	be	AUX
cblr-7216	406	12	the	the	DET
cblr-7216	406	13	presence	presence	NOUN
cblr-7216	406	14	of	of	ADP
cblr-7216	406	15	an	an	DET
cblr-7216	406	16	environmental	environmental	ADJ
cblr-7216	406	17	risk	risk	NOUN
cblr-7216	406	18	metric.144	metric.144	PROPN
cblr-7216	406	19	oftentimes	oftentime	NOUN
cblr-7216	406	20	,	,	PUNCT
cblr-7216	406	21	the	the	DET
cblr-7216	406	22	mining	mining	NOUN
cblr-7216	406	23	process	process	NOUN
cblr-7216	406	24	behind	behind	ADP
cblr-7216	406	25	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	406	26	is	be	AUX
cblr-7216	406	27	extremely	extremely	ADV
cblr-7216	406	28	energy	energy	NOUN
cblr-7216	406	29	intensive	intensive	ADJ
cblr-7216	406	30	,	,	PUNCT
cblr-7216	406	31	leading	lead	VERB
cblr-7216	406	32	to	to	ADP
cblr-7216	406	33	large	large	ADJ
cblr-7216	406	34	monetary	monetary	ADJ
cblr-7216	406	35	and	and	CCONJ
cblr-7216	406	36	environmental	environmental	ADJ
cblr-7216	406	37	costs.145	costs.145	NOUN
cblr-7216	406	38	as	as	ADP
cblr-7216	406	39	a	a	DET
cblr-7216	406	40	result	result	NOUN
cblr-7216	406	41	,	,	PUNCT
cblr-7216	406	42	some	some	DET
cblr-7216	406	43	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	406	44	may	may	AUX
cblr-7216	406	45	be	be	AUX
cblr-7216	406	46	harder	hard	ADJ
cblr-7216	406	47	to	to	ADP
cblr-7216	406	48	140	140	NUM
cblr-7216	406	49	timothy	timothy	PROPN
cblr-7216	406	50	e.	e.	PROPN
cblr-7216	406	51	lynch	lynch	PROPN
cblr-7216	406	52	,	,	PUNCT
cblr-7216	406	53	deeply	deeply	ADV
cblr-7216	406	54	persistently	persistently	ADV
cblr-7216	406	55	conflicted	conflict	VERB
cblr-7216	406	56	:	:	PUNCT
cblr-7216	406	57	credit	credit	NOUN
cblr-7216	406	58	rating	rating	NOUN
cblr-7216	406	59	agencies	agency	NOUN
cblr-7216	406	60	in	in	ADP
cblr-7216	406	61	the	the	DET
cblr-7216	406	62	current	current	ADJ
cblr-7216	406	63	regulatory	regulatory	ADJ
cblr-7216	406	64	environment	environment	NOUN
cblr-7216	406	65	,	,	PUNCT
cblr-7216	406	66	59	59	NUM
cblr-7216	406	67	case	case	NOUN
cblr-7216	406	68	w.	w.	NOUN
cblr-7216	406	69	res	res	PROPN
cblr-7216	406	70	.	.	PUNCT
cblr-7216	407	1	l.	l.	PROPN
cblr-7216	407	2	rev	rev	PROPN
cblr-7216	407	3	.	.	PROPN
cblr-7216	407	4	227	227	NUM
cblr-7216	407	5	,	,	PUNCT
cblr-7216	407	6	301	301	NUM
cblr-7216	407	7	(	(	PUNCT
cblr-7216	407	8	2009	2009	NUM
cblr-7216	407	9	)	)	PUNCT
cblr-7216	407	10	.	.	PUNCT
cblr-7216	408	1	141	141	NUM
cblr-7216	409	1	i	i	PRON
cblr-7216	409	2	d.	d.	PROPN
cblr-7216	409	3	142	142	NUM
cblr-7216	410	1	i	i	PRON
cblr-7216	410	2	d.	d.	PROPN
cblr-7216	410	3	143	143	VERB
cblr-7216	411	1	i	i	PROPN
cblr-7216	411	2	d.	d.	PROPN
cblr-7216	411	3	144	144	NUM
cblr-7216	411	4	kate	kate	PROPN
cblr-7216	411	5	duguid	duguid	PROPN
cblr-7216	411	6	,	,	PUNCT
cblr-7216	411	7	fitch	fitch	PROPN
cblr-7216	411	8	adds	add	VERB
cblr-7216	411	9	environmental	environmental	ADJ
cblr-7216	411	10	risk	risk	NOUN
cblr-7216	411	11	metric	metric	ADJ
cblr-7216	411	12	to	to	ADP
cblr-7216	411	13	mortgagebacked	mortgagebacke	VERB
cblr-7216	411	14	securities	security	NOUN
cblr-7216	411	15	ratings	rating	NOUN
cblr-7216	411	16	,	,	PUNCT
cblr-7216	411	17	reuters	reuter	NOUN
cblr-7216	411	18	(	(	PUNCT
cblr-7216	411	19	june	june	PROPN
cblr-7216	411	20	5	5	NUM
cblr-7216	411	21	,	,	PUNCT
cblr-7216	411	22	2019	2019	NUM
cblr-7216	411	23	)	)	PUNCT
cblr-7216	411	24	,	,	PUNCT
cblr-7216	411	25	https://af.reuters.com/article/energyoilnews/idafl2n23c1c4	https://af.reuters.com/article/energyoilnews/idafl2n23c1c4	NOUN
cblr-7216	412	1	[	[	X
cblr-7216	412	2	https://perma.cc/yy6hfrr3	https://perma.cc/yy6hfrr3	X
cblr-7216	412	3	]	]	PUNCT
cblr-7216	412	4	.	.	PUNCT
cblr-7216	413	1	145	145	NUM
cblr-7216	413	2	alex	alex	PROPN
cblr-7216	413	3	hern	hern	PROPN
cblr-7216	413	4	,	,	PUNCT
cblr-7216	413	5	bitcoin	bitcoin	PROPN
cblr-7216	413	6	’s	’s	PART
cblr-7216	413	7	energy	energy	NOUN
cblr-7216	413	8	usage	usage	NOUN
cblr-7216	413	9	is	be	AUX
cblr-7216	413	10	huge	huge	ADJ
cblr-7216	413	11	–	–	PUNCT
cblr-7216	413	12	we	we	PRON
cblr-7216	413	13	ca	can	AUX
cblr-7216	413	14	n't	not	PART
cblr-7216	413	15	afford	afford	VERB
cblr-7216	413	16	to	to	PART
cblr-7216	413	17	ignore	ignore	VERB
cblr-7216	413	18	it	it	PRON
cblr-7216	413	19	,	,	PUNCT
cblr-7216	413	20	guardian	guardian	NOUN
cblr-7216	413	21	(	(	PUNCT
cblr-7216	413	22	jan	jan	PROPN
cblr-7216	413	23	.	.	PROPN
cblr-7216	413	24	17	17	NUM
cblr-7216	413	25	,	,	PUNCT
cblr-7216	413	26	2018	2018	NUM
cblr-7216	413	27	)	)	PUNCT
cblr-7216	413	28	,	,	PUNCT
cblr-7216	413	29	4_2020.2_kalaria	4_2020.2_kalaria	NUM
cblr-7216	413	30	(	(	PUNCT
cblr-7216	413	31	do	do	AUX
cblr-7216	413	32	not	not	PART
cblr-7216	413	33	delete	delete	VERB
cblr-7216	413	34	)	)	PUNCT
cblr-7216	413	35	10/21/2020	10/21/2020	NUM
cblr-7216	413	36	2:04	2:04	NUM
cblr-7216	413	37	pm	pm	NOUN
cblr-7216	413	38	no	no	INTJ
cblr-7216	413	39	.	.	PUNCT
cblr-7216	414	1	2:656	2:656	NUM
cblr-7216	414	2	]	]	PUNCT
cblr-7216	414	3	rated	rate	VERB
cblr-7216	414	4	p	p	NOUN
cblr-7216	414	5	for	for	ADP
cblr-7216	414	6	public	public	ADJ
cblr-7216	414	7	685	685	NUM
cblr-7216	414	8	adopt	adopt	NOUN
cblr-7216	414	9	on	on	ADP
cblr-7216	414	10	a	a	DET
cblr-7216	414	11	global	global	ADJ
cblr-7216	414	12	scale	scale	NOUN
cblr-7216	414	13	as	as	SCONJ
cblr-7216	414	14	society	society	NOUN
cblr-7216	414	15	becomes	become	VERB
cblr-7216	414	16	more	more	ADV
cblr-7216	414	17	aware	aware	ADJ
cblr-7216	414	18	of	of	ADP
cblr-7216	414	19	the	the	DET
cblr-7216	414	20	environmental	environmental	ADJ
cblr-7216	414	21	consequences	consequence	NOUN
cblr-7216	414	22	of	of	ADP
cblr-7216	414	23	its	its	PRON
cblr-7216	414	24	actions	action	NOUN
cblr-7216	414	25	.	.	PUNCT
cblr-7216	415	1	weiss	weiss	PROPN
cblr-7216	415	2	,	,	PUNCT
cblr-7216	415	3	for	for	ADP
cblr-7216	415	4	example	example	NOUN
cblr-7216	415	5	,	,	PUNCT
cblr-7216	415	6	currently	currently	ADV
cblr-7216	415	7	factors	factor	NOUN
cblr-7216	415	8	“	"	PUNCT
cblr-7216	415	9	energy	energy	NOUN
cblr-7216	415	10	efficiency	efficiency	NOUN
cblr-7216	415	11	”	"	PUNCT
cblr-7216	415	12	into	into	ADP
cblr-7216	415	13	its	its	PRON
cblr-7216	415	14	cryptocurrency	cryptocurrency	NOUN
cblr-7216	415	15	rating	rating	NOUN
cblr-7216	415	16	formula.146	formula.146	PROPN
cblr-7216	415	17	vi	vi	PROPN
cblr-7216	415	18	.	.	NOUN
cblr-7216	415	19	conclusion	conclusion	NOUN
cblr-7216	415	20	with	with	ADP
cblr-7216	415	21	the	the	DET
cblr-7216	415	22	move	move	NOUN
cblr-7216	415	23	of	of	ADP
cblr-7216	415	24	morningstar	morningstar	NOUN
cblr-7216	415	25	into	into	ADP
cblr-7216	415	26	the	the	DET
cblr-7216	415	27	crypto	crypto	NOUN
cblr-7216	415	28	rating	rating	NOUN
cblr-7216	415	29	space	space	NOUN
cblr-7216	415	30	,	,	PUNCT
cblr-7216	415	31	now	now	ADV
cblr-7216	415	32	is	be	AUX
cblr-7216	415	33	the	the	DET
cblr-7216	415	34	time	time	NOUN
cblr-7216	415	35	to	to	PART
cblr-7216	415	36	consider	consider	VERB
cblr-7216	415	37	how	how	SCONJ
cblr-7216	415	38	lessons	lesson	NOUN
cblr-7216	415	39	learned	learn	VERB
cblr-7216	415	40	from	from	ADP
cblr-7216	415	41	credit	credit	NOUN
cblr-7216	415	42	rating	rating	NOUN
cblr-7216	415	43	agencies	agency	NOUN
cblr-7216	415	44	and	and	CCONJ
cblr-7216	415	45	dodd	dodd	PROPN
cblr-7216	415	46	-	-	PUNCT
cblr-7216	415	47	frank	frank	PROPN
cblr-7216	415	48	can	can	AUX
cblr-7216	415	49	be	be	AUX
cblr-7216	415	50	applied	apply	VERB
cblr-7216	415	51	to	to	PART
cblr-7216	415	52	improve	improve	VERB
cblr-7216	415	53	the	the	DET
cblr-7216	415	54	accuracy	accuracy	NOUN
cblr-7216	415	55	of	of	ADP
cblr-7216	415	56	cryptocurrency	cryptocurrency	NOUN
cblr-7216	415	57	ratings	rating	NOUN
cblr-7216	415	58	.	.	PUNCT
cblr-7216	416	1	the	the	DET
cblr-7216	416	2	role	role	NOUN
cblr-7216	416	3	that	that	PRON
cblr-7216	416	4	credit	credit	NOUN
cblr-7216	416	5	rating	rating	NOUN
cblr-7216	416	6	agencies	agency	NOUN
cblr-7216	416	7	played	play	VERB
cblr-7216	416	8	in	in	ADP
cblr-7216	416	9	causing	cause	VERB
cblr-7216	416	10	the	the	DET
cblr-7216	416	11	2008	2008	NUM
cblr-7216	416	12	economic	economic	ADJ
cblr-7216	416	13	crisis	crisis	NOUN
cblr-7216	416	14	can	can	AUX
cblr-7216	416	15	not	not	PART
cblr-7216	416	16	be	be	AUX
cblr-7216	416	17	denied	deny	VERB
cblr-7216	416	18	.	.	PUNCT
cblr-7216	417	1	thus	thus	ADV
cblr-7216	417	2	,	,	PUNCT
cblr-7216	417	3	if	if	SCONJ
cblr-7216	417	4	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	417	5	are	be	AUX
cblr-7216	417	6	to	to	PART
cblr-7216	417	7	achieve	achieve	VERB
cblr-7216	417	8	the	the	DET
cblr-7216	417	9	level	level	NOUN
cblr-7216	417	10	of	of	ADP
cblr-7216	417	11	prominence	prominence	NOUN
cblr-7216	417	12	that	that	SCONJ
cblr-7216	417	13	other	other	ADJ
cblr-7216	417	14	mainstream	mainstream	NOUN
cblr-7216	417	15	securities	security	NOUN
cblr-7216	417	16	have	have	AUX
cblr-7216	417	17	enjoyed	enjoy	VERB
cblr-7216	417	18	,	,	PUNCT
cblr-7216	417	19	investors	investor	NOUN
cblr-7216	417	20	must	must	AUX
cblr-7216	417	21	be	be	AUX
cblr-7216	417	22	confident	confident	ADJ
cblr-7216	417	23	in	in	ADP
cblr-7216	417	24	their	their	PRON
cblr-7216	417	25	value	value	NOUN
cblr-7216	417	26	.	.	PUNCT
cblr-7216	418	1	to	to	PART
cblr-7216	418	2	establish	establish	VERB
cblr-7216	418	3	the	the	DET
cblr-7216	418	4	requisite	requisite	ADJ
cblr-7216	418	5	level	level	NOUN
cblr-7216	418	6	of	of	ADP
cblr-7216	418	7	confidence	confidence	NOUN
cblr-7216	418	8	,	,	PUNCT
cblr-7216	418	9	investors	investor	NOUN
cblr-7216	418	10	will	will	AUX
cblr-7216	418	11	increasingly	increasingly	ADV
cblr-7216	418	12	rely	rely	VERB
cblr-7216	418	13	on	on	ADP
cblr-7216	418	14	cryptocurrency	cryptocurrency	NOUN
cblr-7216	418	15	ratings	rating	NOUN
cblr-7216	418	16	,	,	PUNCT
cblr-7216	418	17	making	make	VERB
cblr-7216	418	18	it	it	PRON
cblr-7216	418	19	even	even	ADV
cblr-7216	418	20	more	more	ADV
cblr-7216	418	21	important	important	ADJ
cblr-7216	418	22	that	that	SCONJ
cblr-7216	418	23	such	such	ADJ
cblr-7216	418	24	ratings	rating	NOUN
cblr-7216	418	25	properly	properly	ADV
cblr-7216	418	26	characterize	characterize	VERB
cblr-7216	418	27	crypto	crypto	NOUN
cblr-7216	418	28	assets	asset	NOUN
cblr-7216	418	29	.	.	PUNCT
cblr-7216	419	1	the	the	DET
cblr-7216	419	2	lens	lens	NOUN
cblr-7216	419	3	through	through	ADP
cblr-7216	419	4	which	which	PRON
cblr-7216	419	5	we	we	PRON
cblr-7216	419	6	view	view	VERB
cblr-7216	419	7	the	the	DET
cblr-7216	419	8	problem	problem	NOUN
cblr-7216	419	9	presented	present	VERB
cblr-7216	419	10	by	by	ADP
cblr-7216	419	11	rating	rate	VERB
cblr-7216	419	12	cryptocurrencies	cryptocurrencie	NOUN
cblr-7216	419	13	is	be	AUX
cblr-7216	419	14	critical	critical	ADJ
cblr-7216	419	15	.	.	PUNCT
cblr-7216	420	1	instead	instead	ADV
cblr-7216	420	2	of	of	ADP
cblr-7216	420	3	waiting	wait	VERB
cblr-7216	420	4	passively	passively	ADV
cblr-7216	420	5	for	for	SCONJ
cblr-7216	420	6	issues	issue	NOUN
cblr-7216	420	7	to	to	PART
cblr-7216	420	8	arise	arise	VERB
cblr-7216	420	9	and	and	CCONJ
cblr-7216	420	10	responding	respond	VERB
cblr-7216	420	11	reactively	reactively	ADV
cblr-7216	420	12	,	,	PUNCT
cblr-7216	420	13	we	we	PRON
cblr-7216	420	14	should	should	AUX
cblr-7216	420	15	place	place	VERB
cblr-7216	420	16	increased	increase	VERB
cblr-7216	420	17	scrutiny	scrutiny	NOUN
cblr-7216	420	18	on	on	ADP
cblr-7216	420	19	cryptocurrency	cryptocurrency	NOUN
cblr-7216	420	20	issuers	issuer	NOUN
cblr-7216	420	21	and	and	CCONJ
cblr-7216	420	22	rating	rating	NOUN
cblr-7216	420	23	providers	provider	NOUN
cblr-7216	420	24	now	now	ADV
cblr-7216	420	25	.	.	PUNCT
cblr-7216	421	1	we	we	PRON
cblr-7216	421	2	must	must	AUX
cblr-7216	421	3	also	also	ADV
cblr-7216	421	4	change	change	VERB
cblr-7216	421	5	incentives	incentive	NOUN
cblr-7216	421	6	for	for	ADP
cblr-7216	421	7	rating	rating	NOUN
cblr-7216	421	8	providers	provider	NOUN
cblr-7216	421	9	to	to	PART
cblr-7216	421	10	ensure	ensure	VERB
cblr-7216	421	11	that	that	SCONJ
cblr-7216	421	12	conflicts	conflict	NOUN
cblr-7216	421	13	of	of	ADP
cblr-7216	421	14	interest	interest	NOUN
cblr-7216	421	15	are	be	AUX
cblr-7216	421	16	minimized	minimize	VERB
cblr-7216	421	17	and	and	CCONJ
cblr-7216	421	18	ratings	rating	NOUN
cblr-7216	421	19	are	be	AUX
cblr-7216	421	20	accurate	accurate	ADJ
cblr-7216	421	21	.	.	PUNCT
cblr-7216	422	1	the	the	DET
cblr-7216	422	2	current	current	ADJ
cblr-7216	422	3	system	system	NOUN
cblr-7216	422	4	incentivizes	incentivize	VERB
cblr-7216	422	5	rating	rating	NOUN
cblr-7216	422	6	providers	provider	NOUN
cblr-7216	422	7	to	to	PART
cblr-7216	422	8	mislead	mislead	VERB
cblr-7216	422	9	investors	investor	NOUN
cblr-7216	422	10	by	by	ADP
cblr-7216	422	11	teaming	team	VERB
cblr-7216	422	12	up	up	ADP
cblr-7216	422	13	with	with	ADP
cblr-7216	422	14	issuers	issuer	NOUN
cblr-7216	422	15	.	.	PUNCT
cblr-7216	423	1	ideally	ideally	ADV
cblr-7216	423	2	,	,	PUNCT
cblr-7216	423	3	incentives	incentive	NOUN
cblr-7216	423	4	should	should	AUX
cblr-7216	423	5	shift	shift	VERB
cblr-7216	423	6	towards	towards	ADP
cblr-7216	423	7	putting	put	VERB
cblr-7216	423	8	rating	rating	NOUN
cblr-7216	423	9	agencies	agency	NOUN
cblr-7216	423	10	on	on	ADP
cblr-7216	423	11	the	the	DET
cblr-7216	423	12	side	side	NOUN
cblr-7216	423	13	of	of	ADP
cblr-7216	423	14	issuers	issuer	NOUN
cblr-7216	423	15	,	,	PUNCT
cblr-7216	423	16	perhaps	perhaps	ADV
cblr-7216	423	17	by	by	ADP
cblr-7216	423	18	creating	create	VERB
cblr-7216	423	19	a	a	DET
cblr-7216	423	20	public	public	ADJ
cblr-7216	423	21	crypto	crypto	NOUN
cblr-7216	423	22	rating	rating	NOUN
cblr-7216	423	23	agency	agency	NOUN
cblr-7216	423	24	.	.	PUNCT
cblr-7216	424	1	while	while	SCONJ
cblr-7216	424	2	entirely	entirely	ADV
cblr-7216	424	3	replacing	replace	VERB
cblr-7216	424	4	private	private	ADJ
cblr-7216	424	5	crypto	crypto	NOUN
cblr-7216	424	6	rating	rating	NOUN
cblr-7216	424	7	agencies	agency	NOUN
cblr-7216	424	8	is	be	AUX
cblr-7216	424	9	not	not	PART
cblr-7216	424	10	essential	essential	ADJ
cblr-7216	424	11	,	,	PUNCT
cblr-7216	424	12	it	it	PRON
cblr-7216	424	13	is	be	AUX
cblr-7216	424	14	critical	critical	ADJ
cblr-7216	424	15	that	that	SCONJ
cblr-7216	424	16	the	the	DET
cblr-7216	424	17	reforms	reform	NOUN
cblr-7216	424	18	adopted	adopt	VERB
cblr-7216	424	19	address	address	NOUN
cblr-7216	424	20	the	the	DET
cblr-7216	424	21	rampant	rampant	ADJ
cblr-7216	424	22	conflicts	conflict	NOUN
cblr-7216	424	23	of	of	ADP
cblr-7216	424	24	interest	interest	NOUN
cblr-7216	424	25	present	present	ADJ
cblr-7216	424	26	in	in	ADP
cblr-7216	424	27	the	the	DET
cblr-7216	424	28	cryptocurrency	cryptocurrency	NOUN
cblr-7216	424	29	ratings	rating	NOUN
cblr-7216	424	30	world	world	NOUN
cblr-7216	424	31	so	so	SCONJ
cblr-7216	424	32	that	that	SCONJ
cblr-7216	424	33	the	the	DET
cblr-7216	424	34	crypto	crypto	NOUN
cblr-7216	424	35	ratings	rating	NOUN
cblr-7216	424	36	ultimately	ultimately	ADV
cblr-7216	424	37	issued	issue	VERB
cblr-7216	424	38	can	can	AUX
cblr-7216	424	39	be	be	AUX
cblr-7216	424	40	trusted	trust	VERB
cblr-7216	424	41	to	to	PART
cblr-7216	424	42	provide	provide	VERB
cblr-7216	424	43	a	a	DET
cblr-7216	424	44	reliable	reliable	ADJ
cblr-7216	424	45	source	source	NOUN
cblr-7216	424	46	of	of	ADP
cblr-7216	424	47	information	information	NOUN
cblr-7216	424	48	for	for	ADP
cblr-7216	424	49	investors	investor	NOUN
cblr-7216	424	50	.	.	PUNCT
cblr-7216	425	1	https://www.theguardian.com/technology/2018/jan/17/bitcoin-electricity-usage-huge-climate-cryptocurrency	https://www.theguardian.com/technology/2018/jan/17/bitcoin-electricity-usage-huge-climate-cryptocurrency	PROPN
cblr-7216	426	1	[	[	X
cblr-7216	426	2	https://perma.cc/9c7t-nffl	https://perma.cc/9c7t-nffl	X
cblr-7216	426	3	]	]	X
cblr-7216	426	4	.	.	PUNCT
cblr-7216	427	1	146	146	NUM
cblr-7216	427	2	see	see	VERB
cblr-7216	427	3	about	about	ADP
cblr-7216	427	4	,	,	PUNCT
cblr-7216	427	5	supra	supra	PROPN
cblr-7216	427	6	note	note	NOUN
cblr-7216	427	7	67	67	NUM
cblr-7216	427	8	.	.	PUNCT