id	sid	tid	token	lemma	pos
cjal-3360	1	1	the	the	DET
cjal-3360	1	2	return	return	NOUN
cjal-3360	1	3	of	of	ADP
cjal-3360	1	4	private	private	ADJ
cjal-3360	1	5	banks	bank	NOUN
cjal-3360	1	6	?	?	PUNCT
cjal-3360	1	7	grass	grass	NOUN
cjal-3360	1	8	-	-	PUNCT
cjal-3360	1	9	root	root	NOUN
cjal-3360	1	10	lending	lending	NOUN
cjal-3360	1	11	institutions	institution	NOUN
cjal-3360	1	12	in	in	ADP
cjal-3360	1	13	china	china	PROPN
cjal-3360	1	14	wei	wei	PROPN
cjal-3360	1	15	liu	liu	PROPN
cjal-3360	1	16	•	•	PROPN
cjal-3360	1	17	i.	i.	PROPN
cjal-3360	1	18	introduction	introduction	NOUN
cjal-3360	1	19	although	although	SCONJ
cjal-3360	1	20	grass	grass	NOUN
cjal-3360	1	21	·	·	SYM
cjal-3360	1	22	root	root	NOUN
cjal-3360	1	23	private	private	ADJ
cjal-3360	1	24	lending	lending	NOUN
cjal-3360	1	25	institutions	institution	NOUN
cjal-3360	1	26	are	be	AUX
cjal-3360	1	27	not	not	PART
cjal-3360	1	28	an	an	DET
cjal-3360	1	29	idiosyncratic	idiosyncratic	ADJ
cjal-3360	1	30	economic	economic	ADJ
cjal-3360	1	31	phenomenon	phenomenon	NOUN
cjal-3360	1	32	unique	unique	ADJ
cjal-3360	1	33	to	to	ADP
cjal-3360	1	34	china	china	PROPN
cjal-3360	1	35	,	,	PUNCT
cjal-3360	1	36	their	their	PRON
cjal-3360	1	37	ambiguous	ambiguous	ADJ
cjal-3360	1	38	and	and	CCONJ
cjal-3360	1	39	complex	complex	ADJ
cjal-3360	1	40	legal	legal	ADJ
cjal-3360	1	41	status	status	NOUN
cjal-3360	1	42	within	within	ADP
cjal-3360	1	43	china	china	PROPN
cjal-3360	1	44	's	's	PART
cjal-3360	1	45	financial	financial	ADJ
cjal-3360	1	46	system	system	NOUN
cjal-3360	1	47	gives	give	VERB
cjal-3360	1	48	rise	rise	NOUN
cjal-3360	1	49	to	to	ADP
cjal-3360	1	50	unique	unique	ADJ
cjal-3360	1	51	legal	legal	ADJ
cjal-3360	1	52	questions	question	NOUN
cjal-3360	1	53	that	that	PRON
cjal-3360	1	54	merit	merit	VERB
cjal-3360	1	55	serious	serious	ADJ
cjal-3360	1	56	research	research	NOUN
cjal-3360	1	57	and	and	CCONJ
cjal-3360	1	58	analysis	analysis	NOUN
cjal-3360	1	59	.	.	PUNCT
cjal-3360	2	1	assisted	assist	VERB
cjal-3360	2	2	with	with	ADP
cjal-3360	2	3	firsthand	firsthand	ADJ
cjal-3360	2	4	operational	operational	ADJ
cjal-3360	2	5	information	information	NOUN
cjal-3360	2	6	collected	collect	VERB
cjal-3360	2	7	from	from	ADP
cjal-3360	2	8	forty	forty	NUM
cjal-3360	2	9	-	-	PUNCT
cjal-3360	2	10	nine	nine	NUM
cjal-3360	2	11	current	current	ADJ
cjal-3360	2	12	and	and	CCONJ
cjal-3360	2	13	former	former	ADJ
cjal-3360	2	14	private	private	ADJ
cjal-3360	2	15	lenders	lender	NOUN
cjal-3360	2	16	,	,	PUNCT
cjal-3360	2	17	this	this	DET
cjal-3360	2	18	paper	paper	NOUN
cjal-3360	2	19	seeks	seek	VERB
cjal-3360	2	20	to	to	PART
cjal-3360	2	21	contribute	contribute	VERB
cjal-3360	2	22	to	to	ADP
cjal-3360	2	23	a	a	DET
cjal-3360	2	24	deeper	deep	ADJ
cjal-3360	2	25	understanding	understanding	NOUN
cjal-3360	2	26	,	,	PUNCT
cjal-3360	2	27	from	from	ADP
cjal-3360	2	28	a	a	DET
cjal-3360	2	29	legal	legal	ADJ
cjal-3360	2	30	perspective	perspective	NOUN
cjal-3360	2	31	,	,	PUNCT
cjal-3360	2	32	of	of	ADP
cjal-3360	2	33	the	the	DET
cjal-3360	2	34	current	current	ADJ
cjal-3360	2	35	state	state	NOUN
cjal-3360	2	36	of	of	ADP
cjal-3360	2	37	grass	grass	NOUN
cjal-3360	2	38	-	-	PUNCT
cjal-3360	2	39	root	root	NOUN
cjal-3360	2	40	private	private	ADJ
cjal-3360	2	41	lending	lending	NOUN
cjal-3360	2	42	institutions	institution	NOUN
cjal-3360	2	43	in	in	ADP
cjal-3360	2	44	china	china	PROPN
cjal-3360	2	45	against	against	ADP
cjal-3360	2	46	a	a	DET
cjal-3360	2	47	rapidly	rapidly	ADV
cjal-3360	2	48	changing	change	VERB
cjal-3360	2	49	legal	legal	ADJ
cjal-3360	2	50	landscape	landscape	NOUN
cjal-3360	2	51	,	,	PUNCT
cjal-3360	2	52	as	as	ADV
cjal-3360	2	53	well	well	ADV
cjal-3360	2	54	as	as	ADP
cjal-3360	2	55	to	to	PART
cjal-3360	2	56	provide	provide	VERB
cjal-3360	2	57	constructive	constructive	ADJ
cjal-3360	2	58	foresight	foresight	NOUN
cjal-3360	2	59	into	into	ADP
cjal-3360	2	60	the	the	DET
cjal-3360	2	61	future	future	ADJ
cjal-3360	2	62	development	development	NOUN
cjal-3360	2	63	of	of	ADP
cjal-3360	2	64	these	these	DET
cjal-3360	2	65	functionally	functionally	ADV
cjal-3360	2	66	critical	critical	ADJ
cjal-3360	2	67	but	but	CCONJ
cjal-3360	2	68	politically	politically	ADV
cjal-3360	2	69	vulnerable	vulnerable	ADJ
cjal-3360	2	70	institutions	institution	NOUN
cjal-3360	2	71	.	.	PUNCT
cjal-3360	3	1	and	and	CCONJ
cjal-3360	3	2	specifically	specifically	ADV
cjal-3360	3	3	,	,	PUNCT
cjal-3360	3	4	this	this	DET
cjal-3360	3	5	paper	paper	NOUN
cjal-3360	3	6	will	will	AUX
cjal-3360	3	7	explore	explore	VERB
cjal-3360	3	8	the	the	DET
cjal-3360	3	9	prospects	prospect	NOUN
cjal-3360	3	10	of	of	ADP
cjal-3360	3	11	certain	certain	ADJ
cjal-3360	3	12	existing	exist	VERB
cjal-3360	3	13	grass	grass	NOUN
cjal-3360	3	14	-	-	PUNCT
cjal-3360	3	15	root	root	NOUN
cjal-3360	3	16	lending	lending	NOUN
cjal-3360	3	17	institutions	institution	NOUN
cjal-3360	3	18	to	to	PART
cjal-3360	3	19	develop	develop	VERB
cjal-3360	3	20	into	into	ADP
cjal-3360	3	21	legitimate	legitimate	ADJ
cjal-3360	3	22	private	private	ADJ
cjal-3360	3	23	banks	bank	NOUN
cjal-3360	3	24	,	,	PUNCT
cjal-3360	3	25	a	a	DET
cjal-3360	3	26	rarity	rarity	NOUN
cjal-3360	3	27	in	in	ADP
cjal-3360	3	28	china	china	PROPN
cjal-3360	3	29	's	's	PART
cjal-3360	3	30	state	state	NOUN
cjal-3360	3	31	-	-	PUNCT
cjal-3360	3	32	dominated	dominate	VERB
cjal-3360	3	33	banking	banking	NOUN
cjal-3360	3	34	sector	sector	NOUN
cjal-3360	3	35	,	,	PUNCT
cjal-3360	3	36	and	and	CCONJ
cjal-3360	3	37	the	the	DET
cjal-3360	3	38	likely	likely	ADJ
cjal-3360	3	39	paths	path	NOUN
cjal-3360	3	40	for	for	ADP
cjal-3360	3	41	this	this	DET
cjal-3360	3	42	possibility.to	possibility.to	NOUN
cjal-3360	3	43	materialize	materialize	ADJ
cjal-3360	3	44	in	in	ADP
cjal-3360	3	45	light	light	NOUN
cjal-3360	3	46	of	of	ADP
cjal-3360	3	47	the	the	DET
cjal-3360	3	48	state	state	NOUN
cjal-3360	3	49	's	's	PART
cjal-3360	3	50	growing	grow	VERB
cjal-3360	3	51	willingness	willingness	NOUN
cjal-3360	3	52	to	to	PART
cjal-3360	3	53	tolerate	tolerate	VERB
cjal-3360	3	54	priva	priva	NOUN
cjal-3360	3	55	te	te	ADP
cjal-3360	3	56	players	player	NOUN
cjal-3360	3	57	in	in	ADP
cjal-3360	3	58	its	its	PRON
cjal-3360	3	59	official	official	ADJ
cjal-3360	3	60	financial	financial	ADJ
cjal-3360	3	61	system	system	NOUN
cjal-3360	3	62	.	.	PUNCT
cjal-3360	4	1	institutionalized	institutionalize	VERB
cjal-3360	4	2	private	private	ADJ
cjal-3360	4	3	lending	lending	NOUN
cjal-3360	4	4	practice	practice	NOUN
cjal-3360	4	5	in	in	ADP
cjal-3360	4	6	china	china	PROPN
cjal-3360	4	7	merits	merit	VERB
cjal-3360	4	8	in	in	ADP
cjal-3360	4	9	-	-	PUNCT
cjal-3360	4	10	depth	depth	NOUN
cjal-3360	4	11	research	research	NOUN
cjal-3360	4	12	for	for	ADP
cjal-3360	4	13	at	at	ADV
cjal-3360	4	14	least	least	ADV
cjal-3360	4	15	two	two	NUM
cjal-3360	4	16	important	important	ADJ
cjal-3360	4	17	reasons	reason	NOUN
cjal-3360	4	18	.	.	PUNCT
cjal-3360	5	1	first	first	ADV
cjal-3360	5	2	,	,	PUNCT
cjal-3360	5	3	the	the	DET
cjal-3360	5	4	private	private	ADJ
cjal-3360	5	5	sector	sector	NOUN
cjal-3360	5	6	,	,	PUNCT
cjal-3360	5	7	especially	especially	ADV
cjal-3360	5	8	mid-	mid-	ADJ
cjal-3360	5	9	,	,	PUNCT
cjal-3360	5	10	small-	small-	X
cjal-3360	5	11	,	,	PUNCT
cjal-3360	5	12	and	and	CCONJ
cjal-3360	5	13	micro	micro	ADJ
cjal-3360	5	14	-	-	ADJ
cjal-3360	5	15	sized	sized	ADJ
cjal-3360	5	16	business	business	NOUN
cjal-3360	5	17	(	(	PUNCT
cjal-3360	5	18	"	"	PUNCT
cjal-3360	5	19	msm	msm	NOUN
cjal-3360	5	20	.	.	PUNCT
cjal-3360	5	21	)	)	PUNCT
cjal-3360	5	22	,	,	PUNCT
cjal-3360	5	23	'	'	PUNCT
cjal-3360	5	24	relies	rely	VERB
cjal-3360	5	25	on	on	ADP
cjal-3360	5	26	private	private	ADJ
cjal-3360	5	27	lending	lending	NOUN
cjal-3360	5	28	institutions	institution	NOUN
cjal-3360	5	29	for	for	ADP
cjal-3360	5	30	significant	significant	ADJ
cjal-3360	5	31	proportions	proportion	NOUN
cjal-3360	5	32	of	of	ADP
cjal-3360	5	33	their	their	PRON
cjal-3360	5	34	business	business	NOUN
cjal-3360	5	35	-	-	PUNCT
cjal-3360	5	36	related	relate	VERB
cjal-3360	5	37	financing	financing	NOUN
cjal-3360	5	38	needs	need	NOUN
cjal-3360	5	39	.	.	PUNCT
cjal-3360	5	40	'	'	PUNCT
cjal-3360	6	1	this	this	PRON
cjal-3360	6	2	is	be	AUX
cjal-3360	6	3	because	because	SCONJ
cjal-3360	6	4	msms	msm	NOUN
cjal-3360	6	5	histori	histori	X
cjal-3360	6	6	:	:	PUNCT
cjal-3360	6	7	ally	ally	NOUN
cjal-3360	6	8	have	have	VERB
cjal-3360	6	9	a	a	DET
cjal-3360	6	10	difficult	difficult	ADJ
cjal-3360	6	11	time	time	NOUN
cjal-3360	6	12	obtaining	obtain	VERB
cjal-3360	6	13	credit	credit	NOUN
cjal-3360	6	14	from	from	ADP
cjal-3360	6	15	the	the	DET
cjal-3360	6	16	official	official	ADJ
cjal-3360	6	17	banking	banking	NOUN
cjal-3360	6	18	sector	sector	NOUN
cjal-3360	6	19	,	,	PUNCT
cjal-3360	6	20	which	which	PRON
cjal-3360	6	21	almost	almost	ADV
cjal-3360	6	22	completely	completely	ADV
cjal-3360	6	23	consists	consist	VERB
cjal-3360	6	24	of	of	ADP
cjal-3360	6	25	state­	state­	PROPN
cjal-3360	6	26	backed	back	VERB
cjal-3360	6	27	banks	bank	NOUN
cjal-3360	6	28	that	that	PRON
cjal-3360	6	29	operate	operate	VERB
cjal-3360	6	30	with	with	ADP
cjal-3360	6	31	the	the	DET
cjal-3360	6	32	political	political	ADJ
cjal-3360	6	33	priority	priority	NOUN
cjal-3360	6	34	of	of	ADP
cjal-3360	6	35	financing	finance	VERB
cjal-3360	6	36	state	state	NOUN
cjal-3360	6	37	·	·	SYM
cjal-3360	6	38	owned	own	VERB
cjal-3360	6	39	enterprises	enterprise	NOUN
cjal-3360	6	40	(	(	PUNCT
cjal-3360	6	41	"	"	PUNCT
cjal-3360	6	42	soe	soe	ADJ
cjal-3360	6	43	"	"	PUNCT
cjal-3360	6	44	)	)	PUNCT
cjal-3360	6	45	and	and	CCONJ
cjal-3360	6	46	state	state	NOUN
cjal-3360	6	47	infrastructure	infrastructure	NOUN
cjal-3360	6	48	and	and	CCONJ
cjal-3360	6	49	policy	policy	NOUN
cjal-3360	6	50	investments	investment	NOUN
cjal-3360	6	51	.	.	PUNCT
cjal-3360	7	1	msms	msm	NOUN
cjal-3360	7	2	,	,	PUNCT
cjal-3360	7	3	however	however	ADV
cjal-3360	7	4	,	,	PUNCT
cjal-3360	7	5	is	be	AUX
cjal-3360	7	6	the	the	DET
cjal-3360	7	7	most	most	ADV
cjal-3360	7	8	robust	robust	ADJ
cjal-3360	7	9	component	component	NOUN
cjal-3360	7	10	of	of	ADP
cjal-3360	7	11	china	china	PROPN
cjal-3360	7	12	's	's	PART
cjal-3360	7	13	private	private	ADJ
cjal-3360	7	14	sector	sector	NOUN
cjal-3360	7	15	and	and	CCONJ
cjal-3360	7	16	overall	overall	ADJ
cjal-3360	7	17	economy	economy	NOUN
cjal-3360	7	18	by	by	ADP
cjal-3360	7	19	many	many	ADJ
cjal-3360	7	20	measures	measure	NOUN
cjal-3360	7	21	,	,	PUNCT
cjal-3360	7	22	and	and	CCONJ
cjal-3360	7	23	their	their	PRON
cjal-3360	7	24	difficulties	difficulty	NOUN
cjal-3360	7	25	in	in	ADP
cjal-3360	7	26	obtaining	obtain	VERB
cjal-3360	7	27	legal	legal	ADJ
cjal-3360	7	28	,	,	PUNCT
cjal-3360	7	29	affordable	affordable	ADJ
cjal-3360	7	30	credit	credit	NOUN
cjal-3360	7	31	and	and	CCONJ
cjal-3360	7	32	quality	quality	NOUN
cjal-3360	7	33	financial	financial	ADJ
cjal-3360	7	34	services	service	NOUN
cjal-3360	7	35	,	,	PUNCT
cjal-3360	7	36	especially	especially	ADV
cjal-3360	7	37	basic	basic	ADJ
cjal-3360	7	38	commercial	commercial	ADJ
cjal-3360	7	39	lending	lending	NOUN
cjal-3360	7	40	,	,	PUNCT
cjal-3360	7	41	directly	directly	ADV
cjal-3360	7	42	bear	bear	VERB
cjal-3360	7	43	on	on	ADP
cjal-3360	7	44	the	the	DET
cjal-3360	7	45	economic	economic	ADJ
cjal-3360	7	46	health	health	NOUN
cjal-3360	7	47	of	of	ADP
cjal-3360	7	48	china	china	PROPN
cjal-3360	7	49	's	's	PART
cjal-3360	7	50	growing	grow	VERB
cjal-3360	7	51	private	private	ADJ
cjal-3360	7	52	sector.3	sector.3	PROPN
cjal-3360	7	53	•	•	PROPN
cjal-3360	7	54	jd	jd	PROPN
cjal-3360	7	55	candidate	candidate	NOUN
cjal-3360	7	56	,	,	PUNCT
cjal-3360	7	57	columbia	columbia	PROPN
cjal-3360	7	58	law	law	NOUN
cjal-3360	7	59	school	school	NOUN
cjal-3360	7	60	.	.	PUNCT
cjal-3360	8	1	the	the	DET
cjal-3360	8	2	author	author	NOUN
cjal-3360	8	3	is	be	AUX
cjal-3360	8	4	grateful	grateful	ADJ
cjal-3360	8	5	to	to	ADP
cjal-3360	8	6	the	the	DET
cjal-3360	8	7	generous	generous	ADJ
cjal-3360	8	8	funding	funding	NOUN
cjal-3360	8	9	provided	provide	VERB
cjal-3360	8	10	by	by	ADP
cjal-3360	8	11	the	the	DET
cjal-3360	8	12	john	john	PROPN
cjal-3360	8	13	r.	r.	PROPN
cjal-3360	8	14	oldham	oldham	PROPN
cjal-3360	8	15	fellowship	fellowship	NOUN
cjal-3360	8	16	at	at	ADP
cjal-3360	8	17	columbia	columbia	PROPN
cjal-3360	8	18	law	law	PROPN
cjal-3360	8	19	school	school	NOUN
cjal-3360	8	20	that	that	PRON
cjal-3360	8	21	has	have	AUX
cjal-3360	8	22	made	make	VERB
cjal-3360	8	23	possible	possible	ADJ
cjal-3360	8	24	the	the	DET
cjal-3360	8	25	fieldwork	fieldwork	NOUN
cjal-3360	8	26	conducted	conduct	VERB
cjal-3360	8	27	for	for	ADP
cjal-3360	8	28	this	this	DET
cjal-3360	8	29	project	project	NOUN
cjal-3360	8	30	,	,	PUNCT
cjal-3360	8	31	and	and	CCONJ
cjal-3360	8	32	to	to	ADP
cjal-3360	8	33	professor	professor	PROPN
cjal-3360	8	34	benjamin	benjamin	PROPN
cjal-3360	8	35	liebman	liebman	PROPN
cjal-3360	8	36	for	for	ADP
cjal-3360	8	37	his	his	PRON
cjal-3360	8	38	advice	advice	NOUN
cjal-3360	8	39	on	on	ADP
cjal-3360	8	40	my	my	PRON
cjal-3360	8	41	research	research	NOUN
cjal-3360	8	42	.	.	PUNCT
cjal-3360	9	1	the	the	DET
cjal-3360	9	2	author	author	NOUN
cjal-3360	9	3	also	also	ADV
cjal-3360	9	4	thanks	thank	NOUN
cjal-3360	9	5	charlie	charlie	PROPN
cjal-3360	9	6	pei	pei	PROPN
cjal-3360	9	7	and	and	CCONJ
cjal-3360	9	8	lisa	lisa	PROPN
cjal-3360	9	9	li	li	PROPN
cjal-3360	9	10	at	at	ADP
cjal-3360	9	11	hansheng	hansheng	PROPN
cjal-3360	9	12	law	law	NOUN
cjal-3360	9	13	offices	office	NOUN
cjal-3360	9	14	for	for	ADP
cjal-3360	9	15	sharing	share	VERB
cjal-3360	9	16	their	their	PRON
cjal-3360	9	17	experience	experience	NOUN
cjal-3360	9	18	in	in	ADP
cjal-3360	9	19	private	private	ADJ
cjal-3360	9	20	lending	lending	NOUN
cjal-3360	9	21	litigation	litigation	NOUN
cjal-3360	9	22	and	and	CCONJ
cjal-3360	9	23	for	for	ADP
cjal-3360	9	24	answering	answer	VERB
cjal-3360	9	25	technical	technical	ADJ
cjal-3360	9	26	questions	question	NOUN
cjal-3360	9	27	.	.	PUNCT
cjal-3360	10	1	and	and	CCONJ
cjal-3360	10	2	spe	spe	NOUN
cjal-3360	10	3	<	<	X
cjal-3360	10	4	ially	ially	ADV
cjal-3360	10	5	,	,	PUNCT
cjal-3360	10	6	the	the	DET
cjal-3360	10	7	author	author	NOUN
cjal-3360	10	8	thanks	thank	VERB
cjal-3360	10	9	the	the	DET
cjal-3360	10	10	individuals	individual	NOUN
cjal-3360	10	11	from	from	ADP
cjal-3360	10	12	forty	forty	NUM
cjal-3360	10	13	-	-	PUNCT
cjal-3360	10	14	nine	nine	NUM
cjal-3360	10	15	current	current	ADJ
cjal-3360	10	16	and	and	CCONJ
cjal-3360	10	17	former	former	ADJ
cjal-3360	10	18	private	private	ADJ
cjal-3360	10	19	lending	lending	NOUN
cjal-3360	10	20	institutions	institution	NOUN
cjal-3360	10	21	who	who	PRON
cjal-3360	10	22	anonymously	anonymously	ADV
cjal-3360	10	23	participated	participate	VERB
cjal-3360	10	24	in	in	ADP
cjal-3360	10	25	interviews	interview	NOUN
cjal-3360	10	26	or	or	CCONJ
cjal-3360	10	27	surveys	survey	NOUN
cjal-3360	10	28	for	for	ADP
cjal-3360	10	29	this	this	DET
cjal-3360	10	30	project	project	NOUN
cjal-3360	10	31	,	,	PUNCT
cjal-3360	10	32	without	without	ADP
cjal-3360	10	33	their	their	PRON
cjal-3360	10	34	input	input	NOUN
cjal-3360	10	35	this	this	DET
cjal-3360	10	36	project	project	NOUN
cjal-3360	10	37	would	would	AUX
cjal-3360	10	38	not	not	PART
cjal-3360	10	39	have	have	AUX
cjal-3360	10	40	been	be	AUX
cjal-3360	10	41	possible	possible	ADJ
cjal-3360	10	42	.	.	PUNCT
cjal-3360	11	1	'	'	PUNCT
cjal-3360	11	2	the	the	DET
cjal-3360	11	3	classification	classification	NOUN
cjal-3360	11	4	of	of	ADP
cjal-3360	11	5	large-	large-	X
cjal-3360	11	6	,	,	PUNCT
cjal-3360	11	7	mid-	mid-	ADJ
cjal-3360	11	8	,	,	PUNCT
cjal-3360	11	9	smau-	smau-	X
cjal-3360	11	10	,	,	PUNCT
cjal-3360	11	11	and	and	CCONJ
cjal-3360	11	12	mlcro	mlcro	ADJ
cjal-3360	11	13	-	-	ADJ
cjal-3360	11	14	sized	sized	ADJ
cjal-3360	11	15	enterprises	enterprise	NOUN
cjal-3360	11	16	is	be	AUX
cjal-3360	11	17	determined	determine	VERB
cjal-3360	11	18	by	by	ADP
cjal-3360	11	19	an	an	DET
cjal-3360	11	20	enterprise	enterprise	NOUN
cjal-3360	11	21	's	's	PART
cjal-3360	11	22	employment	employment	NOUN
cjal-3360	11	23	size	size	NOUN
cjal-3360	11	24	and	and	CCONJ
cjal-3360	11	25	amuaj	amuaj	ADJ
cjal-3360	11	26	operation	operation	NOUN
cjal-3360	11	27	revenue	revenue	NOUN
cjal-3360	11	28	.	.	PUNCT
cjal-3360	12	1	for	for	ADP
cjal-3360	12	2	example	example	NOUN
cjal-3360	12	3	,	,	PUNCT
cjal-3360	12	4	for	for	ADP
cjal-3360	12	5	the	the	DET
cjal-3360	12	6	retail	retail	ADJ
cjal-3360	12	7	industry	industry	NOUN
cjal-3360	12	8	.	.	PUNCT
cjal-3360	13	1	an	an	DET
cjal-3360	13	2	enterprise	enterprise	NOUN
cjal-3360	13	3	with	with	ADP
cjal-3360	13	4	less	less	ADJ
cjal-3360	13	5	than	than	ADP
cjal-3360	13	6	ten	ten	NUM
cjal-3360	13	7	employees	employee	NOUN
cjal-3360	13	8	and	and	CCONJ
cjal-3360	13	9	less	less	ADJ
cjal-3360	13	10	than	than	ADP
cjal-3360	13	11	one	one	NUM
cjal-3360	13	12	million	million	NUM
cjal-3360	13	13	rmb	rmb	NOUN
cjal-3360	13	14	in	in	ADP
cjal-3360	13	15	annual	annual	ADJ
cjal-3360	13	16	operating	operating	NOUN
cjal-3360	13	17	revenue	revenue	NOUN
cjal-3360	13	18	is	be	AUX
cjal-3360	13	19	considered	consider	VERB
cjal-3360	13	20	a	a	DET
cjal-3360	13	21	micro	micro	ADJ
cjal-3360	13	22	-	-	ADJ
cjal-3360	13	23	sized	sized	ADJ
cjal-3360	13	24	enterprise	enterprise	NOUN
cjal-3360	13	25	;	;	PUNCT
cjal-3360	13	26	large	large	ADJ
cjal-3360	13	27	·	·	SYM
cjal-3360	13	28	,	,	PUNCT
cjal-3360	13	29	mid	mid	ADJ
cjal-3360	13	30	·	·	PUNCT
cjal-3360	13	31	and	and	CCONJ
cjal-3360	13	32	small	small	ADJ
cjal-3360	13	33	-	-	PUNCT
cjal-3360	13	34	sized	sized	ADJ
cjal-3360	13	35	enterprises	enterprise	NOUN
cjal-3360	13	36	are	be	AUX
cjal-3360	13	37	similarly	similarly	ADV
cjal-3360	13	38	defined	define	VERB
cjal-3360	13	39	.	.	PUNCT
cjal-3360	14	1	see	see	VERB
cjal-3360	14	2	tongjishang	tongjishang	PROPN
cjal-3360	14	3	dazhongxiaoweixlng	dazhongxiaoweixlng	PROPN
cjal-3360	14	4	qiye	qiye	PROPN
cjal-3360	14	5	huafeng	huafeng	PROPN
cjal-3360	14	6	fanfa	fanfa	PROPN
cjal-3360	14	7	(	(	PUNCT
cjal-3360	14	8	aa	aa	NOUN
cjal-3360	14	9	:	:	PUNCT
cjal-3360	14	10	lt	lt	PRON
cjal-3360	14	11	j	j	NOUN
cjal-3360	14	12	:	:	PUNCT
cjal-3360	14	13	j;:tp;]\ffll!m	j;:tp;]\ffll!m	ADP
cjal-3360	14	14	:	:	PUNCT
cjal-3360	14	15	il':~:111j;t;l}~	il':~:111j;t;l}~	NUM
cjal-3360	14	16	)	)	PUNCT
cjal-3360	14	17	(	(	PUNCT
cjal-3360	14	18	~!jt	~!jt	PROPN
cjal-3360	14	19	:	:	PUNCT
cjal-3360	14	20	j	j	NOUN
cjal-3360	14	21	:	:	PUNCT
cjal-3360	15	1	[	[	X
cjal-3360	15	2	>	>	X
cjal-3360	15	3	ou	ou	X
cjal-3360	15	4	]	]	PUNCT
cjal-3360	15	5	75	75	NUM
cjal-3360	15	6	-ij-	-ij-	NUM
cjal-3360	15	7	)	)	PUNCT
cjal-3360	16	1	[	[	X
cjal-3360	16	2	statistical	statistical	ADJ
cjal-3360	16	3	standard	standard	NOUN
cjal-3360	16	4	on	on	ADP
cjal-3360	16	5	the	the	DET
cjal-3360	16	6	classification	classification	NOUN
cjal-3360	16	7	of	of	ADP
cjal-3360	16	8	large-	large-	X
cjal-3360	16	9	,	,	PUNCT
cjal-3360	16	10	mid-	mid-	ADJ
cjal-3360	16	11	,	,	PUNCT
cjal-3360	16	12	smalland	smalland	CCONJ
cjal-3360	16	13	micro	micro	ADJ
cjal-3360	16	14	-	-	ADJ
cjal-3360	16	15	sized	sized	ADJ
cjal-3360	16	16	enterprises	enterprise	NOUN
cjal-3360	16	17	]	]	PUNCT
cjal-3360	16	18	(	(	PUNCT
cjal-3360	16	19	published	publish	VERB
cjal-3360	16	20	by	by	ADP
cjal-3360	16	21	the	the	DET
cjal-3360	16	22	national	national	PROPN
cjal-3360	16	23	bureau	bureau	PROPN
cjal-3360	16	24	of	of	ADP
cjal-3360	16	25	s"'tlstics	s"'tlstic	NOUN
cjal-3360	16	26	of	of	ADP
cjal-3360	16	27	the	the	DET
cjal-3360	16	28	people	people	NOUN
cjal-3360	16	29	's	's	PART
cjal-3360	16	30	republic	republic	NOUN
cjal-3360	16	31	of	of	ADP
cjal-3360	16	32	china	china	PROPN
cjal-3360	16	33	on	on	ADP
cjal-3360	16	34	september	september	PROPN
cjal-3360	16	35	2	2	NUM
cjal-3360	16	36	,	,	PUNCT
cjal-3360	16	37	2ou	2ou	NOUN
cjal-3360	16	38	)	)	PUNCT
cjal-3360	16	39	,	,	PUNCT
cjal-3360	16	40	available	available	ADJ
cjal-3360	16	41	ar	ar	NOUN
cjal-3360	17	1	http://www	http://www	PROPN
cjal-3360	17	2	.stats.gov.cn	.stats.gov.cn	PROPN
cjal-3360	17	3	/	/	SYM
cjal-3360	17	4	statsinfo	statsinfo	NOUN
cjal-3360	17	5	/	/	SYM
cjal-3360	17	6	auto2cf73/201jlo	auto2cf73/201jlo	NOUN
cjal-3360	17	7	/	/	SYM
cjal-3360	17	8	t20ljloji-45069t.html	t20ljloji-45069t.html	PROPN
cjal-3360	17	9	(	(	PUNCT
cjal-3360	17	10	last	last	ADV
cjal-3360	17	11	visited	visit	VERB
cjal-3360	17	12	jan	jan	PROPN
cjal-3360	17	13	.	.	PUNCT
cjal-3360	18	1	:	:	PUNCT
cjal-3360	18	2	6	6	NUM
cjal-3360	18	3	,	,	PUNCT
cjal-3360	18	4	2016	2016	NUM
cjal-3360	18	5	)	)	PUNCT
cjal-3360	18	6	.	.	PUNCT
cjal-3360	19	1	'	'	PUNCT
cjal-3360	19	2	report	report	VERB
cjal-3360	19	3	on	on	ADP
cjal-3360	19	4	small	small	ADJ
cjal-3360	19	5	and	and	CCONJ
cjal-3360	19	6	micro	micro	ADJ
cjal-3360	19	7	business	business	NOUN
cjal-3360	19	8	financing	financing	NOUN
cjal-3360	19	9	:	:	PUNCT
cjal-3360	19	10	95	95	NUM
cjal-3360	19	11	%	%	NOUN
cjal-3360	19	12	of	of	ADP
cjal-3360	19	13	small	small	ADJ
cjal-3360	19	14	and	and	CCONJ
cjal-3360	19	15	micro	micro	ADJ
cjal-3360	19	16	business	business	NOUN
cjal-3360	19	17	never	never	ADV
cjal-3360	19	18	borrowed	borrow	VERB
cjal-3360	19	19	from	from	ADP
cjal-3360	19	20	banks	bank	NOUN
cjal-3360	19	21	(	(	PUNCT
cjal-3360	19	22	ll'lll	ll'lll	NOUN
cjal-3360	19	23	:	:	PUNCT
cjal-3360	19	24	il::lll	il::lll	ADJ
cjal-3360	19	25	:	:	PUNCT
cjal-3360	19	26	l$li!:!l	l$li!:!l	ADJ
cjal-3360	19	27	:	:	PUNCT
cjal-3360	19	28	l*l!h§	l*l!h§	ADJ
cjal-3360	19	29	:	:	PUNCT
cjal-3360	19	30	95%'l'tl	95%'l'tl	NUM
cjal-3360	19	31	:	:	PUNCT
cjal-3360	19	32	il::ill!;f:},l.1'!lfflll'til	il::ill!;f:},l.1'!lfflll'til	PROPN
cjal-3360	19	33	)	)	PUNCT
cjal-3360	19	34	,	,	PUNCT
cjal-3360	19	35	available	available	ADJ
cjal-3360	19	36	at	at	ADP
cjal-3360	19	37	http://finance.sina.com.cnlmoney	http://finance.sina.com.cnlmoney	NOUN
cjal-3360	19	38	/	/	SYM
cjal-3360	19	39	bank}yhpl/>otj04o6	bank}yhpl/>otj04o6	NOUN
cjal-3360	19	40	/	/	SYM
cjal-3360	19	41	u59t50587><>.shtml/	u59t50587><>.shtml/	PROPN
cjal-3360	19	42	{	{	PUNCT
cjal-3360	19	43	last	last	ADV
cjal-3360	19	44	visited	visit	VERB
cjal-3360	19	45	jan	jan	PROPN
cjal-3360	19	46	.	.	PROPN
cjal-3360	19	47	26	26	NUM
cjal-3360	19	48	,	,	PUNCT
cjal-3360	19	49	2016	2016	NUM
cjal-3360	19	50	)	)	PUNCT
cjal-3360	19	51	.	.	PUNCT
cjal-3360	20	1	3	3	NUM
cjal-3360	20	2	state	state	NOUN
cjal-3360	20	3	council	council	PROPN
cjal-3360	20	4	press	press	NOUN
cjal-3360	20	5	conference	conference	NOUN
cjal-3360	20	6	on	on	ADP
cjal-3360	20	7	may	may	PROPN
cjal-3360	20	8	27	27	NUM
cjal-3360	20	9	,	,	PUNCT
cjal-3360	20	10	2014	2014	NUM
cjal-3360	20	11	(	(	PUNCT
cjal-3360	20	12	estimated	estimate	VERB
cjal-3360	20	13	that	that	SCONJ
cjal-3360	20	14	msms	msm	NOUN
cjal-3360	20	15	contribute	contribute	VERB
cjal-3360	20	16	to	to	ADP
cjal-3360	20	17	over	over	ADP
cjal-3360	20	18	so%	so%	NOUN
cjal-3360	20	19	of	of	ADP
cjal-3360	20	20	national	national	ADJ
cjal-3360	20	21	tax	tax	NOUN
cjal-3360	20	22	revenue	revenue	NOUN
cjal-3360	20	23	,	,	PUNCT
cjal-3360	20	24	over	over	ADP
cjal-3360	20	25	6o%	6o%	PROPN
cjal-3360	20	26	of	of	ADP
cjal-3360	20	27	gop	gop	PROPN
cjal-3360	20	28	,	,	PUNCT
cjal-3360	20	29	and	and	CCONJ
cjal-3360	20	30	over	over	ADP
cjal-3360	20	31	so%	so%	NOUN
cjal-3360	20	32	of	of	ADP
cjal-3360	20	33	non·rural	non·rural	ADJ
cjal-3360	20	34	employment	employment	NOUN
cjal-3360	20	35	)	)	PUNCT
cjal-3360	20	36	,	,	PUNCT
cjal-3360	20	37	available	available	ADJ
cjal-3360	20	38	at	at	ADP
cjal-3360	20	39	second	second	ADJ
cjal-3360	20	40	and	and	CCONJ
cjal-3360	20	41	on	on	ADP
cjal-3360	20	42	a	a	DET
cjal-3360	20	43	more	more	ADV
cjal-3360	20	44	macroscopic	macroscopic	ADJ
cjal-3360	20	45	level	level	NOUN
cjal-3360	20	46	,	,	PUNCT
cjal-3360	20	47	who	who	PRON
cjal-3360	20	48	will	will	AUX
cjal-3360	20	49	finance	finance	VERB
cjal-3360	20	50	the	the	DET
cjal-3360	20	51	continued	continue	VERB
cjal-3360	20	52	growth	growth	NOUN
cjal-3360	20	53	of	of	ADP
cjal-3360	20	54	china	china	PROPN
cjal-3360	20	55	's	's	PART
cjal-3360	20	56	private	private	ADJ
cjal-3360	20	57	sector	sector	NOUN
cjal-3360	20	58	(	(	PUNCT
cjal-3360	20	59	of	of	ADP
cjal-3360	20	60	which	which	PRON
cjal-3360	20	61	msms	msm	NOUN
cjal-3360	20	62	is	be	AUX
cjal-3360	20	63	a	a	DET
cjal-3360	20	64	principal	principal	ADJ
cjal-3360	20	65	component	component	NOUN
cjal-3360	20	66	)	)	PUNCT
cjal-3360	20	67	is	be	AUX
cjal-3360	20	68	an	an	DET
cjal-3360	20	69	unavoidable	unavoidable	ADJ
cjal-3360	20	70	issue	issue	NOUN
cjal-3360	20	71	faced	face	VERB
cjal-3360	20	72	by	by	ADP
cjal-3360	20	73	the	the	DET
cjal-3360	20	74	state	state	NOUN
cjal-3360	20	75	in	in	ADP
cjal-3360	20	76	the	the	DET
cjal-3360	20	77	furtherance	furtherance	NOUN
cjal-3360	20	78	of	of	ADP
cjal-3360	20	79	its	its	PRON
cjal-3360	20	80	on	on	ADP
cjal-3360	20	81	-	-	PUNCT
cjal-3360	20	82	going	go	VERB
cjal-3360	20	83	and	and	CCONJ
cjal-3360	20	84	future	future	ADJ
cjal-3360	20	85	structural	structural	ADJ
cjal-3360	20	86	political	political	ADJ
cjal-3360	20	87	-	-	PUNCT
cjal-3360	20	88	economic	economic	ADJ
cjal-3360	20	89	reforms	reform	NOUN
cjal-3360	20	90	.	.	PUNCT
cjal-3360	21	1	the	the	DET
cjal-3360	21	2	state	state	NOUN
cjal-3360	21	3	has	have	AUX
cjal-3360	21	4	faced	face	VERB
cjal-3360	21	5	and	and	CCONJ
cjal-3360	21	6	will	will	AUX
cjal-3360	21	7	continue	continue	VERB
cjal-3360	21	8	to	to	PART
cjal-3360	21	9	face	face	VERB
cjal-3360	21	10	the	the	DET
cjal-3360	21	11	challenge	challenge	NOUN
cjal-3360	21	12	of	of	ADP
cjal-3360	21	13	how	how	SCONJ
cjal-3360	21	14	to	to	PART
cjal-3360	21	15	peaceably	peaceably	ADV
cjal-3360	21	16	and	and	CCONJ
cjal-3360	21	17	effectively	effectively	ADV
cjal-3360	21	18	unwind	unwind	VERB
cjal-3360	21	19	its	its	PRON
cjal-3360	21	20	long	long	ADV
cjal-3360	21	21	-	-	PUNCT
cjal-3360	21	22	standing	stand	VERB
cjal-3360	21	23	vested	vested	ADJ
cjal-3360	21	24	interests	interest	NOUN
cjal-3360	21	25	in	in	ADP
cjal-3360	21	26	many	many	ADJ
cjal-3360	21	27	industries	industry	NOUN
cjal-3360	21	28	that	that	PRON
cjal-3360	21	29	have	have	AUX
cjal-3360	21	30	seen	see	VERB
cjal-3360	21	31	increasing	increase	VERB
cjal-3360	21	32	participation	participation	NOUN
cjal-3360	21	33	by	by	ADP
cjal-3360	21	34	private	private	ADJ
cjal-3360	21	35	players	player	NOUN
cjal-3360	21	36	(	(	PUNCT
cjal-3360	21	37	including	include	VERB
cjal-3360	21	38	the	the	DET
cjal-3360	21	39	banking	banking	NOUN
cjal-3360	21	40	industry	industry	NOUN
cjal-3360	21	41	)	)	PUNCT
cjal-3360	21	42	in	in	ADP
cjal-3360	21	43	recent	recent	ADJ
cjal-3360	21	44	years	year	NOUN
cjal-3360	21	45	.	.	PUNCT
cjal-3360	22	1	regulation	regulation	NOUN
cjal-3360	22	2	and	and	CCONJ
cjal-3360	22	3	state	state	NOUN
cjal-3360	22	4	policy	policy	NOUN
cjal-3360	22	5	on	on	ADP
cjal-3360	22	6	banking	banking	NOUN
cjal-3360	22	7	practice	practice	NOUN
cjal-3360	22	8	influence	influence	NOUN
cjal-3360	22	9	the	the	DET
cjal-3360	22	10	speed	speed	NOUN
cjal-3360	22	11	and	and	CCONJ
cjal-3360	22	12	manner	manner	VERB
cjal-3360	22	13	this	this	DET
cjal-3360	22	14	unwinding	unwind	VERB
cjal-3360	22	15	process	process	NOUN
cjal-3360	22	16	will	will	AUX
cjal-3360	22	17	take	take	VERB
cjal-3360	22	18	place	place	NOUN
cjal-3360	22	19	.	.	PUNCT
cjal-3360	23	1	therefore	therefore	ADV
cjal-3360	23	2	,	,	PUNCT
cjal-3360	23	3	the	the	DET
cjal-3360	23	4	existence	existence	NOUN
cjal-3360	23	5	of	of	ADP
cjal-3360	23	6	a	a	DET
cjal-3360	23	7	sizable	sizable	ADJ
cjal-3360	23	8	grass	grass	NOUN
cjal-3360	23	9	-	-	PUNCT
cjal-3360	23	10	root	root	NOUN
cjal-3360	23	11	banking	banking	NOUN
cjal-3360	23	12	sector	sector	NOUN
cjal-3360	23	13	to	to	PART
cjal-3360	23	14	serve	serve	VERB
cjal-3360	23	15	the	the	DET
cjal-3360	23	16	credit	credit	NOUN
cjal-3360	23	17	needs	need	NOUN
cjal-3360	23	18	of	of	ADP
cjal-3360	23	19	msms	msm	NOUN
cjal-3360	23	20	not	not	PART
cjal-3360	23	21	fulfilled	fulfil	VERB
cjal-3360	23	22	by	by	ADP
cjal-3360	23	23	the	the	DET
cjal-3360	23	24	official	official	ADJ
cjal-3360	23	25	financial	financial	ADJ
cjal-3360	23	26	system	system	NOUN
cjal-3360	23	27	is	be	AUX
cjal-3360	23	28	both	both	PRON
cjal-3360	23	29	economically	economically	ADV
cjal-3360	23	30	and	and	CCONJ
cjal-3360	23	31	politically	politically	ADV
cjal-3360	23	32	significant	significant	ADJ
cjal-3360	23	33	.	.	PUNCT
cjal-3360	24	1	existing	exist	VERB
cjal-3360	24	2	literature	literature	NOUN
cjal-3360	24	3	however	however	ADV
cjal-3360	24	4	,	,	PUNCT
cjal-3360	24	5	provides	provide	VERB
cjal-3360	24	6	inadequate	inadequate	ADJ
cjal-3360	24	7	legal	legal	ADJ
cjal-3360	24	8	analysis	analysis	NOUN
cjal-3360	24	9	on	on	ADP
cjal-3360	24	10	the	the	DET
cjal-3360	24	11	current	current	ADJ
cjal-3360	24	12	status	status	NOUN
cjal-3360	24	13	and	and	CCONJ
cjal-3360	24	14	future	future	ADJ
cjal-3360	24	15	development	development	NOUN
cjal-3360	24	16	of	of	ADP
cjal-3360	24	17	grass	grass	NOUN
cjal-3360	24	18	-	-	PUNCT
cjal-3360	24	19	root	root	NOUN
cjal-3360	24	20	chinese	chinese	ADJ
cjal-3360	24	21	lending	lending	NOUN
cjal-3360	24	22	institutions	institution	NOUN
cjal-3360	24	23	,	,	PUNCT
cjal-3360	24	24	for	for	ADP
cjal-3360	24	25	at	at	ADP
cjal-3360	24	26	least	least	ADJ
cjal-3360	24	27	rwo	rwo	NOUN
cjal-3360	24	28	reasons	reason	NOUN
cjal-3360	24	29	.	.	PUNCT
cjal-3360	25	1	first	first	ADV
cjal-3360	25	2	,	,	PUNCT
cjal-3360	25	3	there	there	PRON
cjal-3360	25	4	is	be	VERB
cjal-3360	25	5	a	a	DET
cjal-3360	25	6	general	general	ADJ
cjal-3360	25	7	lack	lack	NOUN
cjal-3360	25	8	of	of	ADP
cjal-3360	25	9	relevant	relevant	ADJ
cjal-3360	25	10	literature	literature	NOUN
cjal-3360	25	11	,	,	PUNCT
cjal-3360	25	12	in	in	ADP
cjal-3360	25	13	english	english	PROPN
cjal-3360	25	14	or	or	CCONJ
cjal-3360	25	15	chinese	chinese	PROPN
cjal-3360	25	16	,	,	PUNCT
cjal-3360	25	17	that	that	PRON
cjal-3360	25	18	systematically	systematically	ADV
cjal-3360	25	19	analyzes	analyze	VERB
cjal-3360	25	20	the	the	DET
cjal-3360	25	21	legal	legal	ADJ
cjal-3360	25	22	status	status	NOUN
cjal-3360	25	23	of	of	ADP
cjal-3360	25	24	chinese	chinese	ADJ
cjal-3360	25	25	grass	grass	NOUN
cjal-3360	25	26	-	-	PUNCT
cjal-3360	25	27	root	root	NOUN
cjal-3360	25	28	lending	lending	NOUN
cjal-3360	25	29	institutions	institution	NOUN
cjal-3360	25	30	,	,	PUNCT
cjal-3360	25	31	and	and	CCONJ
cjal-3360	25	32	how	how	SCONJ
cjal-3360	25	33	this	this	DET
cjal-3360	25	34	status	status	NOUN
cjal-3360	25	35	may	may	AUX
cjal-3360	25	36	change	change	VERB
cjal-3360	25	37	in	in	ADP
cjal-3360	25	38	light	light	NOUN
cjal-3360	25	39	of	of	ADP
cjal-3360	25	40	the	the	DET
cjal-3360	25	41	broader	broad	ADJ
cjal-3360	25	42	legal	legal	ADJ
cjal-3360	25	43	environment	environment	NOUN
cjal-3360	25	44	and	and	CCONJ
cjal-3360	25	45	ongoing	ongoing	ADJ
cjal-3360	25	46	financial	financial	ADJ
cjal-3360	25	47	reforms	reform	NOUN
cjal-3360	25	48	in	in	ADP
cjal-3360	25	49	china	china	PROPN
cjal-3360	25	50	.	.	PUNCT
cjal-3360	26	1	existing	exist	VERB
cjal-3360	26	2	english	english	ADJ
cjal-3360	26	3	literature	literature	NOUN
cjal-3360	26	4	tends	tend	VERB
cjal-3360	26	5	to	to	PART
cjal-3360	26	6	analyze	analyze	VERB
cjal-3360	26	7	the	the	DET
cjal-3360	26	8	subject	subject	NOUN
cjal-3360	26	9	from	from	ADP
cjal-3360	26	10	more	more	ADJ
cjal-3360	26	11	political	political	ADJ
cjal-3360	26	12	science	science	NOUN
cjal-3360	26	13	or	or	CCONJ
cjal-3360	26	14	financial	financial	ADJ
cjal-3360	26	15	economics	economic	NOUN
cjal-3360	26	16	based	base	VERB
cjal-3360	26	17	rather	rather	ADV
cjal-3360	26	18	than	than	ADP
cjal-3360	26	19	legal	legal	ADJ
cjal-3360	26	20	perspectives.•	perspectives.•	NOUN
cjal-3360	26	21	although	although	SCONJ
cjal-3360	26	22	chinese	chinese	ADJ
cjal-3360	26	23	literature	literature	NOUN
cjal-3360	26	24	often	often	ADV
cjal-3360	26	25	entails	entail	VERB
cjal-3360	26	26	more	more	ADJ
cjal-3360	26	27	legal	legal	ADJ
cjal-3360	26	28	discussions	discussion	NOUN
cjal-3360	26	29	,	,	PUNCT
cjal-3360	26	30	much	much	ADJ
cjal-3360	26	31	of	of	ADP
cjal-3360	26	32	which	which	PRON
cjal-3360	26	33	tends	tend	VERB
cjal-3360	26	34	to	to	PART
cjal-3360	26	35	focus	focus	VERB
cjal-3360	26	36	on	on	ADP
cjal-3360	26	37	criticizing	criticize	VERB
cjal-3360	26	38	deficiencies	deficiency	NOUN
cjal-3360	26	39	of	of	ADP
cjal-3360	26	40	existing	exist	VERB
cjal-3360	26	41	legal	legal	ADJ
cjal-3360	26	42	framework	framework	NOUN
cjal-3360	26	43	or	or	CCONJ
cjal-3360	26	44	explaining	explain	VERB
cjal-3360	26	45	the	the	DET
cjal-3360	26	46	http://www.scio.gov.cnlxwfbh{xwbfbh{wqfbh{>o14f>0140527f	http://www.scio.gov.cnlxwfbh{xwbfbh{wqfbh{>o14f>0140527f	PROPN
cjal-3360	26	47	(	(	PUNCT
cjal-3360	26	48	last	last	ADJ
cjal-3360	26	49	visited	visit	VERB
cjal-3360	26	50	)	)	PUNCT
cjal-3360	26	51	an	an	PROPN
cjal-3360	26	52	.	.	NOUN
cjal-3360	26	53	15	15	NUM
cjal-3360	26	54	,	,	PUNCT
cjal-3360	26	55	1016	1016	NUM
cjal-3360	26	56	)	)	PUNCT
cjal-3360	26	57	.	.	PUNCT
cjal-3360	27	1	4	4	NUM
cjal-3360	27	2	see	see	VERB
cjal-3360	27	3	,	,	PUNCT
cjal-3360	27	4	e.g.	e.g.	ADV
cjal-3360	27	5	,	,	PUNCT
cjal-3360	27	6	kellee	kellee	PROPN
cjal-3360	27	7	s.	s.	PROPN
cjal-3360	27	8	tsai	tsai	PROPN
cjal-3360	27	9	,	,	PUNCT
cjal-3360	27	10	the	the	DET
cjal-3360	27	11	political	political	ADJ
cjal-3360	27	12	economy	economy	NOUN
cjal-3360	27	13	of	of	ADP
cjal-3360	27	14	state	state	NOUN
cjal-3360	27	15	capitalism	capitalism	NOUN
cjal-3360	27	16	and	and	CCONJ
cjal-3360	27	17	shadow	shadow	NOUN
cjal-3360	27	18	banking	banking	NOUN
cjal-3360	27	19	in	in	ADP
cjal-3360	27	20	china	china	PROPN
cjal-3360	27	21	,	,	PUNCT
cjal-3360	27	22	hkust	hkust	NOUN
cjal-3360	27	23	iems	iem	NOUN
cjal-3360	27	24	working	work	VERB
cjal-3360	27	25	paper	paper	NOUN
cjal-3360	27	26	no	no	NOUN
cjal-3360	27	27	.	.	PROPN
cjal-3360	27	28	1015	1015	NUM
cjal-3360	27	29	-	-	SYM
cjal-3360	27	30	15	15	NUM
cjal-3360	27	31	(	(	PUNCT
cjal-3360	27	32	1015	1015	NUM
cjal-3360	27	33	)	)	PUNCT
cjal-3360	27	34	;	;	PUNCT
cjal-3360	27	35	mcghana	mcghana	PROPN
cjal-3360	27	36	ayyagari	ayyagari	PROPN
cjal-3360	27	37	et	et	PROPN
cjal-3360	27	38	al	al	PROPN
cjal-3360	27	39	.	.	PROPN
cjal-3360	27	40	,	,	PUNCT
cjal-3360	27	41	formal	formal	ADJ
cjal-3360	27	42	versus	versus	ADP
cjal-3360	27	43	informal	informal	ADJ
cjal-3360	27	44	finance	finance	NOUN
cjal-3360	27	45	:	:	PUNCT
cjal-3360	27	46	evidence	evidence	NOUN
cjal-3360	27	47	from	from	ADP
cjal-3360	27	48	china	china	PROPN
cjal-3360	27	49	,	,	PUNCT
cjal-3360	27	50	world	world	PROPN
cjal-3360	27	51	bank	bank	PROPN
cjal-3360	27	52	policy	policy	NOUN
cjal-3360	27	53	research	research	NOUN
cjal-3360	27	54	working	working	NOUN
cjal-3360	27	55	paper	paper	NOUN
cjal-3360	27	56	4465	4465	NUM
cjal-3360	27	57	(	(	PUNCT
cjal-3360	27	58	wo8	wo8	NOUN
cjal-3360	27	59	)	)	PUNCT
cjal-3360	27	60	;	;	PUNCT
cjal-3360	27	61	jun	jun	PROPN
cjal-3360	27	62	du	du	PROPN
cjal-3360	27	63	&	&	CCONJ
cjal-3360	27	64	sourafel	sourafel	PROPN
cjal-3360	27	65	girma	girma	PROPN
cjal-3360	27	66	,	,	PUNCT
cjal-3360	27	67	financing	financing	NOUN
cjal-3360	27	68	source	source	NOUN
cjal-3360	27	69	and	and	CCONJ
cjal-3360	27	70	firm	firm	ADJ
cjal-3360	27	71	growth	growth	NOUN
cjal-3360	27	72	in	in	ADP
cjal-3360	27	73	a	a	DET
cjal-3360	27	74	hybrid	hybrid	ADJ
cjal-3360	27	75	financial	financial	ADJ
cjal-3360	27	76	system	system	NOUN
cjal-3360	27	77	:	:	PUNCT
cjal-3360	27	78	evidence	evidence	NOUN
cjal-3360	27	79	from	from	ADP
cjal-3360	27	80	china	china	PROPN
cjal-3360	27	81	,	,	PUNCT
cjal-3360	27	82	united	united	PROPN
cjal-3360	27	83	nations	nations	PROPN
cjal-3360	27	84	university	university	PROPN
cjal-3360	27	85	world	world	PROPN
cjal-3360	27	86	institute	institute	PROPN
cjal-3360	27	87	for	for	ADP
cjal-3360	27	88	development	development	NOUN
cjal-3360	27	89	economics	economic	NOUN
cjal-3360	27	90	research	research	NOUN
cjal-3360	27	91	(	(	PUNCT
cjal-3360	27	92	unu	unu	NOUN
cjal-3360	27	93	-	-	PUNCT
cjal-3360	27	94	wider	wide	ADJ
cjal-3360	27	95	)	)	PUNCT
cjal-3360	27	96	research	research	NOUN
cjal-3360	27	97	paper	paper	NOUN
cjal-3360	27	98	no	no	INTJ
cjal-3360	27	99	.	.	PUNCT
cjal-3360	28	1	>	>	PUNCT
cjal-3360	28	2	oo9fo3	oo9fo3	PRON
cjal-3360	28	3	(	(	PUNCT
cjal-3360	28	4	2009	2009	NUM
cjal-3360	28	5	)	)	PUNCT
cjal-3360	28	6	.	.	PUNCT
cjal-3360	29	1	147	147	NUM
cjal-3360	29	2	economic	economic	ADJ
cjal-3360	29	3	benefits	benefit	NOUN
cjal-3360	29	4	of	of	ADP
cjal-3360	29	5	standardizing	standardize	VERB
cjal-3360	29	6	private	private	ADJ
cjal-3360	29	7	lending	lending	NOUN
cjal-3360	29	8	practice.5	practice.5	VERB
cjal-3360	29	9	a	a	DET
cjal-3360	29	10	valuable	valuable	ADJ
cjal-3360	29	11	point	point	NOUN
cjal-3360	29	12	of	of	ADP
cjal-3360	29	13	analysis	analysis	NOUN
cjal-3360	29	14	that	that	PRON
cjal-3360	29	15	has	have	AUX
cjal-3360	29	16	constantly	constantly	ADV
cjal-3360	29	17	been	be	AUX
cjal-3360	29	18	neglected	neglect	VERB
cjal-3360	29	19	in	in	ADP
cjal-3360	29	20	existing	exist	VERB
cjal-3360	29	21	literature	literature	NOUN
cjal-3360	29	22	,	,	PUNCT
cjal-3360	29	23	is	be	AUX
cjal-3360	29	24	the	the	DET
cjal-3360	29	25	practical	practical	ADJ
cjal-3360	29	26	feasibility	feasibility	NOUN
cjal-3360	29	27	for	for	SCONJ
cjal-3360	29	28	certain	certain	ADJ
cjal-3360	29	29	grass	grass	NOUN
cjal-3360	29	30	-	-	PUNCT
cjal-3360	29	31	root	root	NOUN
cjal-3360	29	32	lending	lending	NOUN
cjal-3360	29	33	institutions	institution	NOUN
cjal-3360	29	34	to	to	PART
cjal-3360	29	35	convert	convert	VERB
cjal-3360	29	36	into	into	ADP
cjal-3360	29	37	legitimate	legitimate	ADJ
cjal-3360	29	38	commercial	commercial	ADJ
cjal-3360	29	39	banks	bank	NOUN
cjal-3360	29	40	and	and	CCONJ
cjal-3360	29	41	(	(	PUNCT
cjal-3360	29	42	if	if	SCONJ
cjal-3360	29	43	such	such	ADJ
cjal-3360	29	44	feasibility	feasibility	NOUN
cjal-3360	29	45	exists	exist	VERB
cjal-3360	29	46	)	)	PUNCT
cjal-3360	29	47	·	·	PUNCT
cjal-3360	29	48	how	how	SCONJ
cjal-3360	29	49	the	the	DET
cjal-3360	29	50	legitimization	legitimization	NOUN
cjal-3360	29	51	process	process	NOUN
cjal-3360	29	52	will	will	AUX
cjal-3360	29	53	take	take	VERB
cjal-3360	29	54	place	place	NOUN
cjal-3360	29	55	given	give	VERB
cjal-3360	29	56	where	where	SCONJ
cjal-3360	29	57	the	the	DET
cjal-3360	29	58	current	current	ADJ
cjal-3360	29	59	legal	legal	ADJ
cjal-3360	29	60	environment	environment	NOUN
cjal-3360	29	61	and	and	CCONJ
cjal-3360	29	62	state	state	NOUN
cjal-3360	29	63	policy	policy	NOUN
cjal-3360	29	64	stand	stand	NOUN
cjal-3360	29	65	.	.	PUNCT
cjal-3360	30	1	the	the	DET
cjal-3360	30	2	practical	practical	ADJ
cjal-3360	30	3	merit	merit	NOUN
cjal-3360	30	4	of	of	ADP
cjal-3360	30	5	any	any	DET
cjal-3360	30	6	analysis	analysis	NOUN
cjal-3360	30	7	into	into	ADP
cjal-3360	30	8	the	the	DET
cjal-3360	30	9	social	social	ADJ
cjal-3360	30	10	-	-	PUNCT
cjal-3360	30	11	economic	economic	ADJ
cjal-3360	30	12	benefits	benefit	NOUN
cjal-3360	30	13	of	of	ADP
cjal-3360	30	14	having	have	VERB
cjal-3360	30	15	more	more	ADJ
cjal-3360	30	16	grass	grass	NOUN
cjal-3360	30	17	-	-	PUNCT
cjal-3360	30	18	root	root	NOUN
cjal-3360	30	19	private	private	ADJ
cjal-3360	30	20	banks	bank	NOUN
cjal-3360	30	21	can	can	AUX
cjal-3360	30	22	be	be	AUX
cjal-3360	30	23	more	more	ADV
cjal-3360	30	24	or	or	CCONJ
cjal-3360	30	25	less	less	ADV
cjal-3360	30	26	weakened	weaken	VERB
cjal-3360	30	27	without	without	ADP
cjal-3360	30	28	first	first	ADJ
cjal-3360	30	29	understanding	understanding	NOUN
cjal-3360	30	30	how	how	SCONJ
cjal-3360	30	31	legitimate	legitimate	ADJ
cjal-3360	30	32	private	private	ADJ
cjal-3360	30	33	banks	bank	NOUN
cjal-3360	30	34	would	would	AUX
cjal-3360	30	35	come	come	VERB
cjal-3360	30	36	into	into	ADP
cjal-3360	30	37	being	be	AUX
cjal-3360	30	38	from	from	ADP
cjal-3360	30	39	a	a	DET
cjal-3360	30	40	legal	legal	ADJ
cjal-3360	30	41	perspective	perspective	NOUN
cjal-3360	30	42	.	.	PUNCT
cjal-3360	31	1	while	while	SCONJ
cjal-3360	31	2	in	in	ADP
cjal-3360	31	3	some	some	DET
cjal-3360	31	4	developing	develop	VERB
cjal-3360	31	5	countries	country	NOUN
cjal-3360	31	6	grass	grass	NOUN
cjal-3360	31	7	-	-	PUNCT
cjal-3360	31	8	root	root	NOUN
cjal-3360	31	9	private	private	ADJ
cjal-3360	31	10	banks	bank	NOUN
cjal-3360	31	11	have	have	AUX
cjal-3360	31	12	experienced	experience	VERB
cjal-3360	31	13	robust	robust	ADJ
cjal-3360	31	14	growth	growth	NOUN
cjal-3360	31	15	from	from	ADP
cjal-3360	31	16	non	non	ADJ
cjal-3360	31	17	-	-	NOUN
cjal-3360	31	18	existence	existence	NOUN
cjal-3360	31	19	to	to	ADP
cjal-3360	31	20	popularity	popularity	NOUN
cjal-3360	31	21	over	over	ADP
cjal-3360	31	22	a	a	DET
cjal-3360	31	23	relatively	relatively	ADV
cjal-3360	31	24	short	short	ADJ
cjal-3360	31	25	time/	time/	NUM
cjal-3360	31	26	for	for	ADP
cjal-3360	31	27	the	the	DET
cjal-3360	31	28	same	same	ADJ
cjal-3360	31	29	phenomenon	phenomenon	NOUN
cjal-3360	31	30	to	to	PART
cjal-3360	31	31	occur	occur	VERB
cjal-3360	31	32	in	in	ADP
cjal-3360	31	33	china	china	PROPN
cjal-3360	31	34	there	there	PRON
cjal-3360	31	35	is	be	VERB
cjal-3360	31	36	likely	likely	ADJ
cjal-3360	31	37	a	a	DET
cjal-3360	31	38	much	much	ADV
cjal-3360	31	39	more	more	ADV
cjal-3360	31	40	uncertain	uncertain	ADJ
cjal-3360	31	41	and	and	CCONJ
cjal-3360	31	42	complex	complex	ADJ
cjal-3360	31	43	path	path	NOUN
cjal-3360	31	44	ahead	ahead	ADV
cjal-3360	31	45	due	due	ADP
cjal-3360	31	46	to	to	ADP
cjal-3360	31	47	pre	pre	VERB
cjal-3360	31	48	-	-	NOUN
cjal-3360	31	49	exis	exis	ADJ
cjal-3360	31	50	:	:	PUNCT
cjal-3360	31	51	ing	ing	ADJ
cjal-3360	31	52	legal	legal	ADJ
cjal-3360	31	53	and	and	CCONJ
cjal-3360	31	54	political	political	ADJ
cjal-3360	31	55	barriers	barrier	NOUN
cjal-3360	31	56	for	for	ADP
cjal-3360	31	57	private	private	ADJ
cjal-3360	31	58	actors	actor	NOUN
cjal-3360	31	59	to	to	PART
cjal-3360	31	60	engage	engage	VERB
cjal-3360	31	61	in	in	ADP
cjal-3360	31	62	depository	depository	NOUN
cjal-3360	31	63	lendir.g	lendir.g	NOUN
cjal-3360	31	64	activities	activity	NOUN
cjal-3360	31	65	.	.	PUNCT
cjal-3360	32	1	second	second	ADJ
cjal-3360	32	2	,	,	PUNCT
cjal-3360	32	3	there	there	PRON
cjal-3360	32	4	has	have	AUX
cjal-3360	32	5	been	be	AUX
cjal-3360	32	6	little	little	ADJ
cjal-3360	32	7	systematic	systematic	ADJ
cjal-3360	32	8	field	field	NOUN
cjal-3360	32	9	research	research	NOUN
cjal-3360	32	10	on	on	ADP
cjal-3360	32	11	the	the	DET
cjal-3360	32	12	operational	operational	ADJ
cjal-3360	32	13	status	status	NOUN
cjal-3360	32	14	of	of	ADP
cjal-3360	32	15	chinese	chinese	ADJ
cjal-3360	32	16	grass	grass	NOUN
cjal-3360	32	17	-	-	PUNCT
cjal-3360	32	18	root	root	NOUN
cjal-3360	32	19	private	private	ADJ
cjal-3360	32	20	lenders	lender	NOUN
cjal-3360	32	21	in	in	ADP
cjal-3360	32	22	the	the	DET
cjal-3360	32	23	past	past	ADJ
cjal-3360	32	24	ten	ten	NUM
cjal-3360	32	25	years	year	NOUN
cjal-3360	32	26	.	.	PUNCT
cjal-3360	33	1	since	since	SCONJ
cjal-3360	33	2	professor	professor	PROPN
cjal-3360	33	3	kellee	kellee	PROPN
cjal-3360	33	4	s.	s.	PROPN
cjal-3360	33	5	tsai	tsai	PROPN
cjal-3360	33	6	's	's	PART
cjal-3360	33	7	fieldwork	fieldwork	NOUN
cjal-3360	33	8	in	in	ADP
cjal-3360	33	9	the	the	DET
cjal-3360	33	10	late	late	ADJ
cjal-3360	33	11	1990s7	1990s7	PROPN
cjal-3360	33	12	and	and	CCONJ
cjal-3360	33	13	professor	professor	PROPN
cjal-3360	33	14	li	li	PROPN
cjal-3360	33	15	jianjun	jianjun	PROPN
cjal-3360	33	16	's	's	PART
cjal-3360	33	17	work	work	NOUN
cjal-3360	33	18	in	in	ADP
cjal-3360	33	19	the	the	DET
cjal-3360	33	20	mid	mid	NOUN
cjal-3360	33	21	-	-	NOUN
cjal-3360	33	22	zooos	zooos	ADJ
cjal-3360	33	23	,	,	PUNCT
cjal-3360	33	24	8	8	NUM
cjal-3360	33	25	there	there	PRON
cjal-3360	33	26	have	have	AUX
cjal-3360	33	27	been	be	AUX
cjal-3360	33	28	little	little	ADV
cjal-3360	33	29	known	know	VERB
cjal-3360	33	30	systematic	systematic	ADJ
cjal-3360	33	31	•	•	NOUN
cjal-3360	33	32	see	see	NOUN
cjal-3360	33	33	,	,	PUNCT
cjal-3360	33	34	e.g.	e.g.	ADV
cjal-3360	33	35	,	,	PUNCT
cjal-3360	33	36	un	un	PROPN
cjal-3360	33	37	yifu	yifu	PROPN
cjal-3360	33	38	,	,	PUNCT
cjal-3360	33	39	sun	sun	PROPN
cjal-3360	33	40	xifang	xifang	PROPN
cjal-3360	33	41	(	(	PUNCT
cjal-3360	33	42	*	*	PUNCT
cjal-3360	33	43	l	l	X
cjal-3360	33	44	<	<	X
cjal-3360	33	45	lit.;li	lit.;li	NOUN
cjal-3360	33	46	:	:	PUNCT
cjal-3360	33	47	,	,	PUNCT
cjal-3360	33	48	iof>~%	iof>~%	PROPN
cjal-3360	33	49	'	'	PUNCT
cjal-3360	33	50	)	)	PUNCT
cjal-3360	33	51	.	.	PUNCT
cjal-3360	34	1	xinxi	xinxi	PROPN
cjal-3360	34	2	,	,	PUNCT
cjal-3360	34	3	feizhenggui	feizhenggui	NOUN
cjal-3360	34	4	)	)	PUNCT
cjal-3360	34	5	inrong	inrong	PROPN
cjal-3360	34	6	yu	yu	PROPN
cjal-3360	34	7	zhongxiao	zhongxiao	PROPN
cjal-3360	34	8	qiye	qiye	PROPN
cjal-3360	34	9	rongzi	rongzi	PROPN
cjal-3360	34	10	(	(	PUNCT
cjal-3360	34	11	15	15	NUM
cjal-3360	34	12	.	.	PUNCT
cjal-3360	34	13	!	!	PUNCT
cjal-3360	34	14	!	!	PUNCT
cjal-3360	34	15	!	!	PUNCT
cjal-3360	34	16	..	..	PUNCT
cjal-3360	35	1	~eih.!i!~lil!.!;j	~eih.!i!~lil!.!;j	NOUN
cjal-3360	35	2	'	'	PUNCT
cjal-3360	35	3	l	l	NOUN
cjal-3360	35	4	'	'	PUNCT
cjal-3360	35	5	thl::~lill!l	thl::~lill!l	NOUN
cjal-3360	35	6	!	!	PUNCT
cjal-3360	35	7	)	)	PUNCT
cjal-3360	36	1	[	[	X
cjal-3360	36	2	information	information	NOUN
cjal-3360	36	3	,	,	PUNCT
cjal-3360	36	4	informal	informal	ADJ
cjal-3360	36	5	finance	finance	NOUN
cjal-3360	36	6	and	and	CCONJ
cjal-3360	36	7	financing	financing	NOUN
cjal-3360	36	8	of	of	ADP
cjal-3360	36	9	midand	midand	NOUN
cjal-3360	36	10	smiii	smiii	NOUN
cjal-3360	36	11	-	-	PUNCT
cjal-3360	36	12	sized	sized	ADJ
cjal-3360	36	13	enterprises	enterprise	NOUN
cjal-3360	36	14	)	)	PUNCT
cjal-3360	36	15	,	,	PUNCT
cjal-3360	36	16	)	)	PUNCT
cjal-3360	36	17	ingjl	ingjl	NOUN
cjal-3360	36	18	yanjiu	yanjiu	PROPN
cjal-3360	36	19	(	(	PUNCT
cjal-3360	36	20	i&!ijf!ijf1	i&!ijf!ijf1	NOUN
cjal-3360	36	21	t	t	NOUN
cjal-3360	36	22	)	)	PUNCT
cjal-3360	37	1	[	[	X
cjal-3360	37	2	economic	economic	ADJ
cjal-3360	37	3	research	research	NOUN
cjal-3360	37	4	)	)	PUNCT
cjal-3360	37	5	,	,	PUNCT
cjal-3360	37	6	no	no	INTJ
cjal-3360	37	7	.	.	NOUN
cjal-3360	37	8	7	7	NUM
cjal-3360	37	9	,	,	PUNCT
cjal-3360	37	10	zoos	zoo	NOUN
cjal-3360	37	11	;	;	PUNCT
cjal-3360	37	12	yue	yue	PROPN
cjal-3360	37	13	caishen	caishen	NOUN
cjal-3360	37	14	(	(	PUNCT
cjal-3360	37	15	ffi;1!it1	ffi;1!it1	PROPN
cjal-3360	37	16	'	'	PUNCT
cjal-3360	37	17	)	)	PUNCT
cjal-3360	37	18	,	,	PUNCT
cjal-3360	37	19	minjian	minjian	NOUN
cjal-3360	37	20	jiedai	jiedai	PROPN
cjal-3360	37	21	guizhi	guizhi	PROPN
cjal-3360	37	22	de	de	PROPN
cjal-3360	37	23	zhongdian	zhongdian	PROPN
cjal-3360	37	24	)	)	PUNCT
cjal-3360	38	1	i	i	PRON
cjal-3360	38	2	ufa	ufa	VERB
cjal-3360	38	3	jianyi	jianyi	PROPN
cjal-3360	38	4	(	(	PUNCT
cjal-3360	38	5	~fii]ffj,'t\l!lt	~fii]ffj,'t\l!lt	PROPN
cjal-3360	38	6	<	<	X
cjal-3360	38	7	jir.lli!	jir.lli!	PROPN
cjal-3360	38	8	..	..	PUNCT
cjal-3360	38	9	f.:\j	f.:\j	NUM
cjal-3360	38	10	,	,	PUNCT
cjal-3360	38	11	l.tl	l.tl	PROPN
cjal-3360	38	12	:	:	PUNCT
cjal-3360	38	13	l'j;;liii	l'j;;liii	PROPN
cjal-3360	38	14	(	(	PUNCT
cjal-3360	38	15	)	)	PUNCT
cjal-3360	39	1	[	[	X
cjal-3360	39	2	critical	critical	ADJ
cjal-3360	39	3	elements	element	NOUN
cjal-3360	39	4	in	in	ADP
cjal-3360	39	5	private	private	ADJ
cjal-3360	39	6	lending	lending	NOUN
cjal-3360	39	7	system	system	NOUN
cjal-3360	39	8	and	and	CCONJ
cjal-3360	39	9	legislative	legislative	ADJ
cjal-3360	39	10	suggestions	suggestion	NOUN
cjal-3360	39	11	]	]	PUNCT
cjal-3360	39	12	,	,	PUNCT
cjal-3360	39	13	zhongguo	zhongguo	PROPN
cjal-3360	39	14	faxue	faxue	PROPN
cjal-3360	39	15	(	(	PUNCT
cjal-3360	39	16	<	<	X
cjal-3360	39	17	i'tiili'!l¢	i'tiili'!l¢	ADJ
cjal-3360	39	18	)	)	PUNCT
cjal-3360	39	19	(	(	PUNCT
cjal-3360	39	20	china	china	PROPN
cjal-3360	39	21	legal	legal	ADJ
cjal-3360	39	22	science	science	NOUN
cjal-3360	39	23	]	]	PUNCT
cjal-3360	39	24	,	,	PUNCT
cjal-3360	39	25	no.s	no.s	PROPN
cjal-3360	39	26	,	,	PUNCT
cjal-3360	39	27	zou	zou	PROPN
cjal-3360	39	28	;	;	PUNCT
cjal-3360	39	29	wang	wang	PROPN
cjal-3360	39	30	lili	lili	PROPN
cjal-3360	39	31	(	(	PUNCT
cjal-3360	39	32	~llliliil	~llliliil	PROPN
cjal-3360	39	33	)	)	PUNCT
cjal-3360	39	34	,	,	PUNCT
cjal-3360	39	35	fei	fei	PROPN
cjal-3360	39	36	zhengshi	zhengshi	PROPN
cjal-3360	39	37	jinrong	jinrong	PROPN
cjal-3360	39	38	falv	falv	PROPN
cjal-3360	39	39	guizhi	guizhi	PROPN
cjal-3360	39	40	yanjiu	yanjiu	PROPN
cjal-3360	39	41	(	(	PUNCT
cjal-3360	39	42	~~ie	~~ie	NUM
cjal-3360	39	43	~~im!i'!lill	~~im!i'!lill	X
cjal-3360	39	44	~	~	SYM
cjal-3360	39	45	li!lliij!i}f!'t	li!lliij!i}f!'t	NOUN
cjal-3360	39	46	)	)	PUNCT
cjal-3360	40	1	[	[	X
cjal-3360	40	2	research	research	NOUN
cjal-3360	40	3	on	on	ADP
cjal-3360	40	4	informal	informal	ADJ
cjal-3360	40	5	finance	finance	NOUN
cjal-3360	40	6	legal	legal	ADJ
cjal-3360	40	7	system	system	NOUN
cjal-3360	40	8	)	)	PUNCT
cjal-3360	40	9	(	(	PUNCT
cjal-3360	40	10	falv	falv	ADJ
cjal-3360	40	11	chubanshe	chubanshe	NOUN
cjal-3360	40	12	(	(	PUNCT
cjal-3360	40	13	i'!~l!li\!h±j	i'!~l!li\!h±j	X
cjal-3360	41	1	[	[	X
cjal-3360	41	2	law	law	NOUN
cjal-3360	41	3	press	press	NOUN
cjal-3360	41	4	)	)	PUNCT
cjal-3360	41	5	2013	2013	NUM
cjal-3360	41	6	)	)	PUNCT
cjal-3360	41	7	(	(	PUNCT
cjal-3360	41	8	2013	2013	NUM
cjal-3360	41	9	)	)	PUNCT
cjal-3360	41	10	.	.	PUNCT
cjal-3360	42	1	6	6	NUM
cjal-3360	42	2	see	see	VERB
cjal-3360	42	3	,	,	PUNCT
cjal-3360	42	4	e.g.	e.g.	ADV
cjal-3360	42	5	,	,	PUNCT
cjal-3360	42	6	muhammad	muhammad	PROPN
cjal-3360	42	7	yunus	yunus	PROPN
cjal-3360	42	8	,	,	PUNCT
cjal-3360	42	9	banker	banker	NOUN
cjal-3360	42	10	to	to	ADP
cjal-3360	42	11	the	the	DET
cjal-3360	42	12	poor	poor	ADJ
cjal-3360	42	13	(	(	PUNCT
cjal-3360	42	14	1999	1999	NUM
cjal-3360	42	15	)	)	PUNCT
cjal-3360	42	16	(	(	PUNCT
cjal-3360	42	17	b;:mgladcsh	b;:mgladcsh	PROPN
cjal-3360	42	18	cxpc	cxpc	ADJ
cjal-3360	42	19	:	:	PUNCT
cjal-3360	42	20	ricnee	ricnee	NOUN
cjal-3360	42	21	)	)	PUNCT
cjal-3360	42	22	;	;	PUNCT
cjal-3360	42	23	h01ru	h01ru	PROPN
cjal-3360	42	24	;	;	PUNCT
cjal-3360	42	25	dieter	dieter	NOUN
cjal-3360	42	26	seibel	seibel	NOUN
cjal-3360	42	27	,	,	PUNCT
cjal-3360	42	28	bishnu	bishnu	PROPN
cjal-3360	42	29	p.	p.	PROPN
cjal-3360	42	30	shrestha	shrestha	PROPN
cjal-3360	42	31	,	,	PUNCT
cjal-3360	42	32	the	the	DET
cjal-3360	42	33	small	small	ADJ
cjal-3360	42	34	businessman	businessman	NOUN
cjal-3360	42	35	's	's	PART
cjal-3360	42	36	informal	informal	ADJ
cjal-3360	42	37	self	self	NOUN
cjal-3360	42	38	-	-	PUNCT
cjal-3360	42	39	help	help	NOUN
cjal-3360	42	40	bank	bank	NOUN
cjal-3360	42	41	in	in	ADP
cjal-3360	42	42	nepal	nepal	ADJ
cjal-3360	42	43	,	,	PUNCT
cjal-3360	42	44	savings	saving	NOUN
cjal-3360	42	45	and	and	CCONJ
cjal-3360	42	46	development	development	NOUN
cjal-3360	42	47	,	,	PUNCT
cjal-3360	42	48	vol	vol	NOUN
cjal-3360	42	49	.	.	PUNCT
cjal-3360	42	50	u	u	PRON
cjal-3360	42	51	'	'	PUNCT
cjal-3360	42	52	lo.z	lo.z	PROPN
cjal-3360	42	53	(	(	PUNCT
cjal-3360	42	54	1988	1988	NUM
cjal-3360	42	55	)	)	PUNCT
cjal-3360	42	56	at	at	ADP
cjal-3360	42	57	183200	183200	NUM
cjal-3360	42	58	(	(	PUNCT
cjal-3360	42	59	nepal	nepal	ADJ
cjal-3360	42	60	experience	experience	NOUN
cjal-3360	42	61	)	)	PUNCT
cjal-3360	42	62	.	.	PUNCT
cjal-3360	43	1	7	7	NUM
cjal-3360	43	2	see	see	VERB
cjal-3360	43	3	kellee	kellee	PROPN
cjal-3360	43	4	s.	s.	PROPN
cjal-3360	43	5	tsai	tsai	PROPN
cjal-3360	43	6	,	,	PUNCT
cjal-3360	43	7	back	back	ADJ
cjal-3360	43	8	-	-	PUNCT
cjal-3360	43	9	alley	alley	NOUN
cjal-3360	43	10	banking	banking	NOUN
cjal-3360	43	11	:	:	PUNCT
cjal-3360	43	12	private	private	ADJ
cjal-3360	43	13	entrepreneurs	entrepreneur	NOUN
cjal-3360	43	14	in	in	ADP
cjal-3360	43	15	china	china	PROPN
cjal-3360	43	16	(	(	PUNCT
cjal-3360	43	17	woz	woz	PROPN
cjal-3360	43	18	)	)	PUNCT
cjal-3360	43	19	.	.	PUNCT
cjal-3360	44	1	8	8	NUM
cjal-3360	44	2	see	see	VERB
cjal-3360	44	3	li	li	PROPN
cjal-3360	44	4	jia.nju.n	jia.nju.n	PROPN
cjal-3360	44	5	<	<	PROPN
cjal-3360	44	6	*	*	X
cjal-3360	44	7	~	~	PUNCT
cjal-3360	44	8	l1	l1	PROPN
cjal-3360	44	9	t	t	PROPN
cjal-3360	44	10	)	)	PUNCT
cjal-3360	44	11	,	,	PUNCT
cjal-3360	44	12	zhongguo	zhongguo	PROPN
cjal-3360	44	13	dixia	dixia	PROPN
cjal-3360	44	14	jinrong	jinrong	PROPN
cjal-3360	44	15	diaoyan	diaoyan	PROPN
cjal-3360	44	16	(	(	PUNCT
cjal-3360	44	17	<	<	X
cjal-3360	44	18	pill	pill	NOUN
cjal-3360	44	19	:	:	PUNCT
cjal-3360	44	20	11!!.1	11!!.1	NUM
cjal-3360	44	21	'	'	PART
cjal-3360	44	22	~ill	~ill	ADP
cjal-3360	44	23	i.lil	i.lil	NOUN
cjal-3360	44	24	'	'	PUNCT
cjal-3360	44	25	ill	ill	ADJ
cjal-3360	44	26	:)	:)	NOUN
cjal-3360	45	1	[	[	X
cjal-3360	45	2	research	research	NOUN
cjal-3360	45	3	on	on	ADP
cjal-3360	45	4	underground	underground	ADJ
cjal-3360	45	5	finance	finance	NOUN
cjal-3360	45	6	in	in	ADP
cjal-3360	45	7	china	china	PROPN
cjal-3360	45	8	)	)	PUNCT
cjal-3360	46	1	(	(	PUNCT
cjal-3360	46	2	shanghai	shanghai	PROPN
cjal-3360	46	3	renmin	renmin	PROPN
cjal-3360	46	4	chubanshe	chubanshe	PROPN
cjal-3360	47	1	[	[	X
cjal-3360	47	2	.t#i)d\l	.t#i)d\l	X
cjal-3360	47	3	li!i\ih±	li!i\ih±	PROPN
cjal-3360	47	4	)	)	PUNCT
cjal-3360	48	1	[	[	X
cjal-3360	48	2	shanghai	shanghai	PROPN
cjal-3360	48	3	people	people	NOUN
cjal-3360	48	4	's	's	PART
cjal-3360	48	5	press	press	NOUN
cjal-3360	48	6	)	)	PUNCT
cjal-3360	48	7	zoo6	zoo6	PROPN
cjal-3360	48	8	)	)	PUNCT
cjal-3360	48	9	(	(	PUNCT
cjal-3360	48	10	zoo6	zoo6	PROPN
cjal-3360	48	11	)	)	PUNCT
cjal-3360	48	12	.	.	PUNCT
cjal-3360	49	1	efforts	effort	NOUN
cjal-3360	49	2	by	by	ADP
cjal-3360	49	3	scholars	scholar	NOUN
cjal-3360	49	4	in	in	ADP
cjal-3360	49	5	collecting	collect	VERB
cjal-3360	49	6	first	first	ADJ
cjal-3360	49	7	-	-	PUNCT
cjal-3360	49	8	hand	hand	NOUN
cjal-3360	49	9	operational	operational	ADJ
cjal-3360	49	10	information	information	NOUN
cjal-3360	49	11	and	and	CCONJ
cjal-3360	49	12	data	datum	NOUN
cjal-3360	49	13	from	from	ADP
cjal-3360	49	14	grass	grass	NOUN
cjal-3360	49	15	-	-	PUNCT
cjal-3360	49	16	root	root	NOUN
cjal-3360	49	17	lenders	lender	NOUN
cjal-3360	49	18	in	in	ADP
cjal-3360	49	19	mainland	mainland	NOUN
cjal-3360	49	20	china	china	PROPN
cjal-3360	49	21	.	.	PUNCT
cjal-3360	50	1	9	9	NUM
cjal-3360	50	2	this	this	DET
cjal-3360	50	3	finding	finding	NOUN
cjal-3360	50	4	is	be	AUX
cjal-3360	50	5	unfortunate	unfortunate	ADJ
cjal-3360	50	6	as	as	ADP
cjal-3360	50	7	despite	despite	SCONJ
cjal-3360	50	8	professor	professor	NOUN
cjal-3360	50	9	tsai	tsai	PROPN
cjal-3360	50	10	and	and	CCONJ
cjal-3360	50	11	professor	professor	PROPN
cjal-3360	50	12	li	li	PROPN
cjal-3360	50	13	's	's	PART
cjal-3360	50	14	enlightening	enlightening	ADJ
cjal-3360	50	15	work	work	NOUN
cjal-3360	50	16	on	on	ADP
cjal-3360	50	17	the	the	DET
cjal-3360	50	18	area	area	NOUN
cjal-3360	50	19	,	,	PUNCT
cjal-3360	50	20	the	the	DET
cjal-3360	50	21	status	status	NOUN
cjal-3360	50	22	of	of	ADP
cjal-3360	50	23	private	private	ADJ
cjal-3360	50	24	lenders	lender	NOUN
cjal-3360	50	25	,	,	PUNCT
cjal-3360	50	26	and	and	CCONJ
cjal-3360	50	27	the	the	DET
cjal-3360	50	28	legal	legal	ADJ
cjal-3360	50	29	and	and	CCONJ
cjal-3360	50	30	economic	economic	ADJ
cjal-3360	50	31	environments	environment	NOUN
cjal-3360	50	32	at	at	ADP
cjal-3360	50	33	large	large	ADJ
cjal-3360	50	34	,	,	PUNCT
cjal-3360	50	35	have	have	AUX
cjal-3360	50	36	experienced	experience	VERB
cjal-3360	50	37	significant	significant	ADJ
cjal-3360	50	38	changes	change	NOUN
cjal-3360	50	39	over	over	ADP
cjal-3360	50	40	the	the	DET
cjal-3360	50	41	past	past	ADJ
cjal-3360	50	42	decade	decade	NOUN
cjal-3360	50	43	,	,	PUNCT
cjal-3360	50	44	especially	especially	ADV
cjal-3360	50	45	in	in	ADP
cjal-3360	50	46	the	the	DET
cjal-3360	50	47	years	year	NOUN
cjal-3360	50	48	since	since	SCONJ
cjal-3360	50	49	the	the	DET
cjal-3360	50	50	late-2ooos	late-2ooos	NUM
cjal-3360	50	51	global	global	ADJ
cjal-3360	50	52	financial	financial	ADJ
cjal-3360	50	53	crisis	crisis	NOUN
cjal-3360	50	54	.	.	PUNCT
cjal-3360	51	1	and	and	CCONJ
cjal-3360	51	2	because	because	SCONJ
cjal-3360	51	3	of	of	ADP
cjal-3360	51	4	the	the	DET
cjal-3360	51	5	chinese	chinese	ADJ
cjal-3360	51	6	government	government	NOUN
cjal-3360	51	7	's	's	PART
cjal-3360	51	8	policy	policy	NOUN
cjal-3360	51	9	moves	move	NOUN
cjal-3360	51	10	in	in	ADP
cjal-3360	51	11	response	response	NOUN
cjal-3360	51	12	to	to	ADP
cjal-3360	51	13	the	the	DET
cjal-3360	51	14	financial	financial	ADJ
cjal-3360	51	15	crisis	crisis	NOUN
cjal-3360	51	16	and	and	CCONJ
cjal-3360	51	17	other	other	ADJ
cjal-3360	51	18	changes	change	NOUN
cjal-3360	51	19	in	in	ADP
cjal-3360	51	20	the	the	DET
cjal-3360	51	21	legal	legal	ADJ
cjal-3360	51	22	and	and	CCONJ
cjal-3360	51	23	economic	economic	ADJ
cjal-3360	51	24	environments	environment	NOUN
cjal-3360	51	25	,	,	PUNCT
cjal-3360	51	26	the	the	DET
cjal-3360	51	27	status	status	NOUN
cjal-3360	51	28	of	of	ADP
cjal-3360	51	29	grass	grass	NOUN
cjal-3360	51	30	-	-	PUNCT
cjal-3360	51	31	root	root	NOUN
cjal-3360	51	32	lenders	lender	NOUN
cjal-3360	51	33	in	in	ADP
cjal-3360	51	34	the	the	DET
cjal-3360	51	35	most	most	ADV
cjal-3360	51	36	recent	recent	ADJ
cjal-3360	51	37	five	five	NUM
cjal-3360	51	38	years	year	NOUN
cjal-3360	51	39	probably	probably	ADV
cjal-3360	51	40	has	have	VERB
cjal-3360	51	41	more	more	ADJ
cjal-3360	51	42	relevance	relevance	NOUN
cjal-3360	51	43	to	to	ADP
cjal-3360	51	44	the	the	DET
cjal-3360	51	45	prediction	prediction	NOUN
cjal-3360	51	46	of	of	ADP
cjal-3360	51	47	their	their	PRON
cjal-3360	51	48	'	'	PUNCT
cjal-3360	51	49	future	future	ADJ
cjal-3360	51	50	state	state	NOUN
cjal-3360	51	51	than	than	ADP
cjal-3360	51	52	any	any	DET
cjal-3360	51	53	time	time	NOUN
cjal-3360	51	54	before	before	ADV
cjal-3360	51	55	.	.	PUNCT
cjal-3360	52	1	wit!hout	wit!hout	ADP
cjal-3360	52	2	more	more	ADV
cjal-3360	52	3	update­	update­	ADJ
cjal-3360	52	4	to	to	PART
cjal-3360	52	5	-	-	PUNCT
cjal-3360	52	6	date	date	NOUN
cjal-3360	52	7	information	information	NOUN
cjal-3360	52	8	and	and	CCONJ
cjal-3360	52	9	data	datum	NOUN
cjal-3360	52	10	legal	legal	ADJ
cjal-3360	52	11	analysis	analysis	NOUN
cjal-3360	52	12	on	on	ADP
cjal-3360	52	13	grass	grass	NOUN
cjal-3360	52	14	-	-	PUNCT
cjal-3360	52	15	root	root	NOUN
cjal-3360	52	16	lenders	lender	NOUN
cjal-3360	52	17	runs	run	VERB
cjal-3360	52	18	the	the	DET
cjal-3360	52	19	risk	risk	NOUN
cjal-3360	52	20	of	of	ADP
cjal-3360	52	21	having	have	VERB
cjal-3360	52	22	more	more	ADJ
cjal-3360	52	23	theoretical	theoretical	ADJ
cjal-3360	52	24	merits	merit	NOUN
cjal-3360	52	25	than	than	ADP
cjal-3360	52	26	practical	practical	ADJ
cjal-3360	52	27	value	value	NOUN
cjal-3360	52	28	.	.	PUNCT
cjal-3360	53	1	to	to	PART
cjal-3360	53	2	fill	fill	VERB
cjal-3360	53	3	the	the	DET
cjal-3360	53	4	gaps	gap	NOUN
cjal-3360	53	5	left	leave	VERB
cjal-3360	53	6	by	by	ADP
cjal-3360	53	7	existing	exist	VERB
cjal-3360	53	8	literature	literature	NOUN
cjal-3360	53	9	,	,	PUNCT
cjal-3360	53	10	this	this	DET
cjal-3360	53	11	paper	paper	NOUN
cjal-3360	53	12	centers	center	VERB
cjal-3360	53	13	its	its	PRON
cjal-3360	53	14	discussions	discussion	NOUN
cjal-3360	53	15	around	around	ADP
cjal-3360	53	16	the	the	DET
cjal-3360	53	17	potential	potential	ADJ
cjal-3360	53	18	legitimization	legitimization	NOUN
cjal-3360	53	19	of	of	ADP
cjal-3360	53	20	grass	grass	NOUN
cjal-3360	53	21	-	-	PUNCT
cjal-3360	53	22	root	root	NOUN
cjal-3360	53	23	lending	lending	NOUN
cjal-3360	53	24	.	.	PUNCT
cjal-3360	54	1	institutions	institution	NOUN
cjal-3360	54	2	and	and	CCONJ
cjal-3360	54	3	any	any	DET
cjal-3360	54	4	material	material	ADJ
cjal-3360	54	5	legal	legal	ADJ
cjal-3360	54	6	obstacles	obstacle	NOUN
cjal-3360	54	7	that	that	PRON
cjal-3360	54	8	may	may	AUX
cjal-3360	54	9	exist	exist	VERB
cjal-3360	54	10	considering	consider	VERB
cjal-3360	54	11	the	the	DET
cjal-3360	54	12	current	current	ADJ
cjal-3360	54	13	legal	legal	ADJ
cjal-3360	54	14	environment	environment	NOUN
cjal-3360	54	15	.	.	PUNCT
cjal-3360	55	1	and	and	CCONJ
cjal-3360	55	2	as	as	ADP
cjal-3360	55	3	part	part	NOUN
cjal-3360	55	4	of	of	ADP
cjal-3360	55	5	the	the	DET
cjal-3360	55	6	research	research	NOUN
cjal-3360	55	7	that	that	PRON
cjal-3360	55	8	supplies	supply	VERB
cjal-3360	55	9	the	the	DET
cjal-3360	55	10	main	main	ADJ
cjal-3360	55	11	content	content	NOUN
cjal-3360	55	12	of	of	ADP
cjal-3360	55	13	this	this	DET
cjal-3360	55	14	paper	paper	NOUN
cjal-3360	55	15	,	,	PUNCT
cjal-3360	55	16	fieldwork	fieldwork	NOUN
cjal-3360	55	17	was	be	AUX
cjal-3360	55	18	conducted	conduct	VERB
cjal-3360	55	19	in	in	ADP
cjal-3360	55	20	various	various	ADJ
cjal-3360	55	21	locations	location	NOUN
cjal-3360	55	22	in	in	ADP
cjal-3360	55	23	mainland	mainland	NOUN
cjal-3360	55	24	china	china	PROPN
cjal-3360	55	25	where	where	SCONJ
cjal-3360	55	26	there	there	PRON
cjal-3360	55	27	is	be	VERB
cjal-3360	55	28	robust	robust	ADJ
cjal-3360	55	29	institutionalized	institutionalize	VERB
cjal-3360	55	30	private	private	ADJ
cjal-3360	55	31	lending	lending	NOUN
cjal-3360	55	32	to	to	PART
cjal-3360	55	33	collect	collect	VERB
cjal-3360	55	34	firsthand	firsthand	ADJ
cjal-3360	55	35	information	information	NOUN
cjal-3360	55	36	and	and	CCONJ
cjal-3360	55	37	data	datum	NOUN
cjal-3360	55	38	from	from	ADP
cjal-3360	55	39	individuals	individual	NOUN
cjal-3360	55	40	who	who	PRON
cjal-3360	55	41	directly	directly	ADV
cjal-3360	55	42	participate	participate	VERB
cjal-3360	55	43	in	in	ADP
cjal-3360	55	44	the	the	DET
cjal-3360	55	45	practice	practice	NOUN
cjal-3360	55	46	.	.	PUNCT
cjal-3360	56	1	between	between	ADP
cjal-3360	56	2	may	may	PROPN
cjal-3360	56	3	15	15	NUM
cjal-3360	56	4	,	,	PUNCT
cjal-3360	56	5	2015	2015	NUM
cjal-3360	56	6	and	and	CCONJ
cjal-3360	56	7	january	january	PROPN
cjal-3360	56	8	31	31	NUM
cjal-3360	56	9	,	,	PUNCT
cjal-3360	56	10	2016	2016	NUM
cjal-3360	56	11	interviews	interview	NOUN
cjal-3360	56	12	and	and	CCONJ
cjal-3360	56	13	surveys	survey	NOUN
cjal-3360	56	14	were	be	AUX
cjal-3360	56	15	conducted	conduct	VERB
cjal-3360	56	16	with	with	ADP
cjal-3360	56	17	former	former	ADJ
cjal-3360	56	18	and	and	CCONJ
cjal-3360	56	19	current	current	ADJ
cjal-3360	56	20	private	private	ADJ
cjal-3360	56	21	lending	lending	NOUN
cjal-3360	56	22	institution	institution	NOUN
cjal-3360	56	23	owners	owner	NOUN
cjal-3360	56	24	in	in	ADP
cjal-3360	56	25	zhejiang	zhejiang	PROPN
cjal-3360	56	26	,	,	PUNCT
cjal-3360	56	27	shanghai	shanghai	PROPN
cjal-3360	56	28	,	,	PUNCT
cjal-3360	56	29	jiangsu	jiangsu	PROPN
cjal-3360	56	30	,	,	PUNCT
cjal-3360	56	31	fujian	fujian	PROPN
cjal-3360	56	32	,	,	PUNCT
cjal-3360	56	33	guangdong	guangdong	PROPN
cjal-3360	56	34	,	,	PUNCT
cjal-3360	56	35	guangxi	guangxi	PROPN
cjal-3360	56	36	,	,	PUNCT
cjal-3360	56	37	anhui	anhui	PROPN
cjal-3360	56	38	,	,	PUNCT
cjal-3360	56	39	sichuan	sichuan	PROPN
cjal-3360	56	40	and	and	CCONJ
cjal-3360	56	41	shanxi	shanxi	PROPN
cjal-3360	56	42	.	.	PUNCT
cjal-3360	57	1	a	a	DET
cjal-3360	57	2	total	total	NOUN
cjal-3360	57	3	of	of	ADP
cjal-3360	57	4	49	49	NUM
cjal-3360	57	5	responses	response	NOUN
cjal-3360	57	6	were	be	AUX
cjal-3360	57	7	collected	collect	VERB
cjal-3360	57	8	,	,	PUNCT
cjal-3360	57	9	including	include	VERB
cjal-3360	57	10	19	19	NUM
cjal-3360	57	11	direct	direct	ADJ
cjal-3360	57	12	interviews	interview	NOUN
cjal-3360	57	13	and	and	CCONJ
cjal-3360	57	14	30	30	NUM
cjal-3360	57	15	responses	response	NOUN
cjal-3360	57	16	from	from	ADP
cjal-3360	57	17	survey	survey	NOUN
cjal-3360	57	18	questionnaires	questionnaire	NOUN
cjal-3360	57	19	.	.	PUNCT
cjal-3360	58	1	'•	'•	PROPN
cjal-3360	58	2	9	9	NUM
cjal-3360	58	3	even	even	ADV
cjal-3360	58	4	these	these	DET
cjal-3360	58	5	well	well	ADV
cjal-3360	58	6	recognized	recognize	VERB
cjal-3360	58	7	field	field	NOUN
cjal-3360	58	8	earlier	early	ADV
cjal-3360	58	9	research	research	NOUN
cjal-3360	58	10	initiatives	initiative	NOUN
cjal-3360	58	11	did	do	AUX
cjal-3360	58	12	not	not	PART
cjal-3360	58	13	specifically	specifically	ADV
cjal-3360	58	14	focus	focus	VERB
cjal-3360	58	15	on	on	ADP
cjal-3360	58	16	analyzing	analyze	VERB
cjal-3360	58	17	private	private	ADJ
cjal-3360	58	18	lending	lending	NOUN
cjal-3360	58	19	institutions	institution	NOUN
cjal-3360	58	20	'	'	PART
cjal-3360	58	21	potential	potential	NOUN
cjal-3360	58	22	of	of	ADP
cjal-3360	58	23	developing	develop	VERB
cjal-3360	58	24	into	into	ADP
cjal-3360	58	25	legitimate	legitimate	ADJ
cjal-3360	58	26	financial	financial	ADJ
cjal-3360	58	27	institutions	institution	NOUN
cjal-3360	58	28	,	,	PUNCT
cjal-3360	58	29	as	as	SCONJ
cjal-3360	58	30	measured	measure	VERB
cjal-3360	58	31	by	by	ADP
cjal-3360	58	32	their	their	PRON
cjal-3360	58	33	market	market	NOUN
cjal-3360	58	34	positioning	positioning	NOUN
cjal-3360	58	35	.	.	PUNCT
cjal-3360	59	1	risk	risk	NOUN
cjal-3360	59	2	characteristics	characteristic	NOUN
cjal-3360	59	3	and	and	CCONJ
cjal-3360	59	4	risk	risk	NOUN
cjal-3360	59	5	management	management	NOUN
cjal-3360	59	6	capabilities	capability	NOUN
cjal-3360	59	7	..	..	PUNCT
cjal-3360	60	1	10	10	NUM
cjal-3360	60	2	the	the	DET
cjal-3360	60	3	choice	choice	NOUN
cjal-3360	60	4	between	between	ADP
cjal-3360	60	5	conducting	conduct	VERB
cjal-3360	60	6	an	an	DET
cjal-3360	60	7	intervif	intervif	NOUN
cjal-3360	60	8	"	"	PUNCT
cjal-3360	60	9	"	"	PUNCT
cjal-3360	60	10	and	and	CCONJ
cjal-3360	60	11	issuing	issue	VERB
cjal-3360	60	12	a	a	DET
cjal-3360	60	13	questionnaire	questionnaire	NOUN
cjal-3360	60	14	survey	survey	NOUN
cjal-3360	60	15	is	be	AUX
cjal-3360	60	16	made	make	VERB
cjal-3360	60	17	based	base	VERB
cjal-3360	60	18	on	on	ADP
cjal-3360	60	19	a	a	DET
cjal-3360	60	20	participant	participant	NOUN
cjal-3360	60	21	's	's	PART
cjal-3360	60	22	preference	preference	NOUN
cjal-3360	60	23	and	and	CCONJ
cjal-3360	60	24	availability	availability	NOUN
cjal-3360	60	25	.	.	PUNCT
cjal-3360	61	1	to	to	ADP
cjal-3360	61	2	su	su	PROPN
cjal-3360	61	3	:	:	PUNCT
cjal-3360	61	4	pplement	pplement	NOUN
cjal-3360	61	5	lender	lender	NOUN
cjal-3360	61	6	-	-	PUNCT
cjal-3360	61	7	side	side	NOUN
cjal-3360	61	8	information	information	NOUN
cjal-3360	61	9	additional	additional	ADJ
cjal-3360	61	10	interviews	interview	NOUN
cjal-3360	61	11	were	be	AUX
cjal-3360	61	12	conducted	conduct	VERB
cjal-3360	61	13	with	with	ADP
cjal-3360	61	14	owners	owner	NOUN
cjal-3360	61	15	of	of	ADP
cjal-3360	61	16	five	five	NUM
cjal-3360	61	17	private	private	ADJ
cjal-3360	61	18	enterprises	enterprise	NOUN
cjal-3360	61	19	that	that	PRON
cjal-3360	61	20	borrow	borrow	VERB
cjal-3360	61	21	subs	sub	NOUN
cjal-3360	61	22	:	:	PUNCT
cjal-3360	61	23	tantially	tantially	ADV
cjal-3360	61	24	from	from	ADP
cjal-3360	61	25	private	private	ADJ
cjal-3360	61	26	financing	financing	NOUN
cjal-3360	61	27	networks	network	NOUN
cjal-3360	61	28	,	,	PUNCT
cjal-3360	61	29	and	and	CCONJ
cjal-3360	61	30	three	three	NUM
cjal-3360	61	31	risk	risk	NOUN
cjal-3360	61	32	the	the	DET
cjal-3360	61	33	interviews	interview	NOUN
cjal-3360	61	34	and	and	CCONJ
cjal-3360	61	35	surveys	survey	NOUN
cjal-3360	61	36	were	be	AUX
cjal-3360	61	37	designed	design	VERB
cjal-3360	61	38	to	to	PART
cjal-3360	61	39	collect	collect	VERB
cjal-3360	61	40	operational	operational	ADJ
cjal-3360	61	41	details	detail	NOUN
cjal-3360	61	42	to	to	PART
cjal-3360	61	43	understand	understand	VERB
cjal-3360	61	44	two	two	NUM
cjal-3360	61	45	main	main	ADJ
cjal-3360	61	46	questions	question	NOUN
cjal-3360	61	47	of	of	ADP
cjal-3360	61	48	interest	interest	NOUN
cjal-3360	61	49	:	:	PUNCT
cjal-3360	61	50	(	(	PUNCT
cjal-3360	61	51	1	1	X
cjal-3360	61	52	)	)	PUNCT
cjal-3360	61	53	what	what	PRON
cjal-3360	61	54	are	be	AUX
cjal-3360	61	55	the	the	DET
cjal-3360	61	56	risk	risk	NOUN
cjal-3360	61	57	characteristics	characteristic	NOUN
cjal-3360	61	58	and	and	CCONJ
cjal-3360	61	59	risk	risk	NOUN
cjal-3360	61	60	management	management	NOUN
cjal-3360	61	61	practice	practice	NOUN
cjal-3360	61	62	of	of	ADP
cjal-3360	61	63	grass	grass	NOUN
cjal-3360	61	64	-	-	PUNCT
cjal-3360	61	65	root	root	NOUN
cjal-3360	61	66	lending	lending	NOUN
cjal-3360	61	67	institutions	institution	NOUN
cjal-3360	61	68	(	(	PUNCT
cjal-3360	61	69	especially	especially	ADV
cjal-3360	61	70	underground	underground	ADJ
cjal-3360	61	71	banks	bank	NOUN
cjal-3360	61	72	)	)	PUNCT
cjal-3360	61	73	and	and	CCONJ
cjal-3360	61	74	how	how	SCONJ
cjal-3360	61	75	do	do	AUX
cjal-3360	61	76	they	they	PRON
cjal-3360	61	77	compare	compare	VERB
cjal-3360	61	78	to	to	ADP
cjal-3360	61	79	those	those	PRON
cjal-3360	61	80	of	of	ADP
cjal-3360	61	81	official	official	ADJ
cjal-3360	61	82	state	state	NOUN
cjal-3360	61	83	-	-	PUNCT
cjal-3360	61	84	backed	back	VERB
cjal-3360	61	85	commercial	commercial	ADJ
cjal-3360	61	86	banks	bank	NOUN
cjal-3360	61	87	?	?	PUNCT
cjal-3360	62	1	(	(	PUNCT
cjal-3360	62	2	>	>	PUNCT
cjal-3360	62	3	)	)	PUNCT
cjal-3360	62	4	how	how	SCONJ
cjal-3360	62	5	likely	likely	ADJ
cjal-3360	62	6	and	and	CCONJ
cjal-3360	62	7	feasible	feasible	ADJ
cjal-3360	62	8	is	be	AUX
cjal-3360	62	9	it	it	PRON
cjal-3360	62	10	for	for	SCONJ
cjal-3360	62	11	competitive	competitive	ADJ
cjal-3360	62	12	private	private	ADJ
cjal-3360	62	13	lending	lending	NOUN
cjal-3360	62	14	institutions	institution	NOUN
cjal-3360	62	15	to	to	PART
cjal-3360	62	16	develop	develop	VERB
cjal-3360	62	17	into	into	ADP
cjal-3360	62	18	legal	legal	ADJ
cjal-3360	62	19	private	private	ADJ
cjal-3360	62	20	commercial	commercial	ADJ
cjal-3360	62	21	banks	bank	NOUN
cjal-3360	62	22	?	?	PUNCT
cjal-3360	63	1	the	the	DET
cjal-3360	63	2	structure	structure	NOUN
cjal-3360	63	3	of	of	ADP
cjal-3360	63	4	this	this	DET
cjal-3360	63	5	paper	paper	NOUN
cjal-3360	63	6	consists	consist	VERB
cjal-3360	63	7	of	of	ADP
cjal-3360	63	8	six	six	NUM
cjal-3360	63	9	parts	part	NOUN
cjal-3360	63	10	.	.	PUNCT
cjal-3360	64	1	part	part	NOUN
cjal-3360	64	2	i	i	PRON
cjal-3360	64	3	introduces	introduce	VERB
cjal-3360	64	4	the	the	DET
cjal-3360	64	5	general	general	ADJ
cjal-3360	64	6	background	background	NOUN
cjal-3360	64	7	of	of	ADP
cjal-3360	64	8	the	the	DET
cjal-3360	64	9	research	research	NOUN
cjal-3360	64	10	that	that	PRON
cjal-3360	64	11	give	give	VERB
cjal-3360	64	12	rise	rise	NOUN
cjal-3360	64	13	to	to	ADP
cjal-3360	64	14	this	this	DET
cjal-3360	64	15	paper	paper	NOUN
cjal-3360	64	16	.	.	PUNCT
cjal-3360	65	1	part	part	NOUN
cjal-3360	65	2	ii	ii	PROPN
cjal-3360	65	3	of	of	ADP
cjal-3360	65	4	this	this	DET
cjal-3360	65	5	paper	paper	NOUN
cjal-3360	65	6	reviews	review	VERB
cjal-3360	65	7	the	the	DET
cjal-3360	65	8	current	current	ADJ
cjal-3360	65	9	legal	legal	ADJ
cjal-3360	65	10	landscape	landscape	NOUN
cjal-3360	65	11	surrounding	surround	VERB
cjal-3360	65	12	private	private	ADJ
cjal-3360	65	13	lending	lending	NOUN
cjal-3360	65	14	,	,	PUNCT
cjal-3360	65	15	including	include	VERB
cjal-3360	65	16	main	main	ADJ
cjal-3360	65	17	bodies	body	NOUN
cjal-3360	65	18	of	of	ADP
cjal-3360	65	19	existing	exist	VERB
cjal-3360	65	20	laws	law	NOUN
cjal-3360	65	21	and	and	CCONJ
cjal-3360	65	22	relevant	relevant	ADJ
cjal-3360	65	23	legislative	legislative	ADJ
cjal-3360	65	24	proposals	proposal	NOUN
cjal-3360	65	25	.	.	PUNCT
cjal-3360	66	1	part	part	NOUN
cjal-3360	66	2	!	!	PUNCT
cjal-3360	67	1	ii	ii	PROPN
cjal-3360	67	2	introduces	introduce	VERB
cjal-3360	67	3	background	background	NOUN
cjal-3360	67	4	information	information	NOUN
cjal-3360	67	5	on	on	ADP
cjal-3360	67	6	the	the	DET
cjal-3360	67	7	evolution	evolution	NOUN
cjal-3360	67	8	of	of	ADP
cjal-3360	67	9	:	:	PUNCT
cjal-3360	67	10	state	state	NOUN
cjal-3360	67	11	policy	policy	NOUN
cjal-3360	67	12	towards	towards	ADP
cjal-3360	67	13	private	private	ADJ
cjal-3360	67	14	lending	lending	NOUN
cjal-3360	67	15	institutions	institution	NOUN
cjal-3360	67	16	and	and	CCONJ
cjal-3360	67	17	efforts	effort	NOUN
cjal-3360	67	18	in	in	ADP
cjal-3360	67	19	financial	financial	ADJ
cjal-3360	67	20	reforms	reform	NOUN
cjal-3360	67	21	.	.	PUNCT
cjal-3360	68	1	part	part	NOUN
cjal-3360	68	2	iv	iv	NUM
cjal-3360	68	3	discusses	discuss	VERB
cjal-3360	68	4	the	the	DET
cjal-3360	68	5	current	current	ADJ
cjal-3360	68	6	state	state	NOUN
cjal-3360	68	7	of	of	ADP
cjal-3360	68	8	grass	grass	NOUN
cjal-3360	68	9	-	-	PUNCT
cjal-3360	68	10	root	root	NOUN
cjal-3360	68	11	private	private	ADJ
cjal-3360	68	12	lending	lending	NOUN
cjal-3360	68	13	institutions	institution	NOUN
cjal-3360	68	14	based	base	VERB
cjal-3360	68	15	on	on	ADP
cjal-3360	68	16	information	information	NOUN
cjal-3360	68	17	collected	collect	VERB
cjal-3360	68	18	from	from	ADP
cjal-3360	68	19	fieldwork	fieldwork	NOUN
cjal-3360	68	20	mentioned	mention	VERB
cjal-3360	68	21	in	in	ADP
cjal-3360	68	22	the	the	DET
cjal-3360	68	23	pa.ragraph	pa.ragraph	NOUN
cjal-3360	68	24	above	above	ADV
cjal-3360	68	25	.	.	PUNCT
cjal-3360	69	1	part	part	NOUN
cjal-3360	69	2	v	v	ADP
cjal-3360	69	3	identifies	identifie	NOUN
cjal-3360	69	4	and	and	CCONJ
cjal-3360	69	5	analyzes	analyze	VERB
cjal-3360	69	6	three	three	NUM
cjal-3360	69	7	possible	possible	ADJ
cjal-3360	69	8	routes	route	NOUN
cjal-3360	69	9	for	for	ADP
cjal-3360	69	10	grass	grass	NOUN
cjal-3360	69	11	-	-	PUNCT
cjal-3360	69	12	root	root	NOUN
cjal-3360	69	13	private	private	ADJ
cjal-3360	69	14	lending	lending	NOUN
cjal-3360	69	15	institutions	institution	NOUN
cjal-3360	69	16	to	to	PART
cjal-3360	69	17	become	become	VERB
cjal-3360	69	18	legitimate	legitimate	ADJ
cjal-3360	69	19	commercial	commercial	ADJ
cjal-3360	69	20	banks	bank	NOUN
cjal-3360	69	21	,	,	PUNCT
cjal-3360	69	22	and	and	CCONJ
cjal-3360	69	23	accompanying	accompany	VERB
cjal-3360	69	24	technical	technical	ADJ
cjal-3360	69	25	and	and	CCONJ
cjal-3360	69	26	legal	legal	ADJ
cjal-3360	69	27	barriers	barrier	NOUN
cjal-3360	69	28	.	.	PUNCT
cjal-3360	70	1	part	part	NOUN
cjal-3360	70	2	vl	vl	PROPN
cjal-3360	70	3	concludes	conclude	VERB
cjal-3360	70	4	.	.	PUNCT
cjal-3360	71	1	ii	ii	X
cjal-3360	71	2	.	.	PUNCT
cjal-3360	72	1	legal	legal	ADJ
cjal-3360	72	2	framework	framework	NOUN
cjal-3360	72	3	a.	a.	NOUN
cjal-3360	72	4	laws	law	NOUN
cjal-3360	72	5	applicable	applicable	ADJ
cjal-3360	72	6	to	to	ADP
cjal-3360	72	7	private	private	ADJ
cjal-3360	72	8	lending	lending	NOUN
cjal-3360	72	9	activities	activity	NOUN
cjal-3360	72	10	during	during	ADP
cjal-3360	72	11	most	most	ADJ
cjal-3360	72	12	of	of	ADP
cjal-3360	72	13	the	the	DET
cjal-3360	72	14	last	last	ADJ
cjal-3360	72	15	forty	forty	NUM
cjal-3360	72	16	years	year	NOUN
cjal-3360	72	17	there	there	PRON
cjal-3360	72	18	is	be	VERB
cjal-3360	72	19	virtuall'y	virtuall'y	NUM
cjal-3360	72	20	no	no	DET
cjal-3360	72	21	practical	practical	ADJ
cjal-3360	72	22	route	route	NOUN
cjal-3360	72	23	for	for	ADP
cjal-3360	72	24	private	private	ADJ
cjal-3360	72	25	parties	party	NOUN
cjal-3360	72	26	to	to	PART
cjal-3360	72	27	legally	legally	ADV
cjal-3360	72	28	establish	establish	VERB
cjal-3360	72	29	depository	depository	ADJ
cjal-3360	72	30	financial	financial	ADJ
cjal-3360	72	31	institutions	institution	NOUN
cjal-3360	72	32	with	with	ADP
cjal-3360	72	33	the	the	DET
cjal-3360	72	34	blessing	blessing	NOUN
cjal-3360	72	35	of	of	ADP
cjal-3360	72	36	state	state	NOUN
cjal-3360	72	37	approval	approval	NOUN
cjal-3360	72	38	.	.	PUNCT
cjal-3360	73	1	as	as	ADP
cjal-3360	73	2	a	a	DET
cjal-3360	73	3	result	result	NOUN
cjal-3360	73	4	many	many	ADJ
cjal-3360	73	5	private	private	ADJ
cjal-3360	73	6	lending	lending	NOUN
cjal-3360	73	7	institutions	institution	NOUN
cjal-3360	73	8	that	that	PRON
cjal-3360	73	9	in	in	ADP
cjal-3360	73	10	effect	effect	NOUN
cjal-3360	73	11	function	function	NOUN
cjal-3360	73	12	as	as	SCONJ
cjal-3360	73	13	commercial	commercial	ADJ
cjal-3360	73	14	banks	bank	NOUN
cjal-3360	73	15	are	be	AUX
cjal-3360	73	16	not	not	PART
cjal-3360	73	17	licensed	license	VERB
cjal-3360	73	18	by	by	ADP
cjal-3360	73	19	state	state	NOUN
cjal-3360	73	20	regulators	regulator	NOUN
cjal-3360	73	21	to	to	PART
cjal-3360	73	22	be	be	AUX
cjal-3360	73	23	formal	formal	ADJ
cjal-3360	73	24	financial	financial	ADJ
cjal-3360	73	25	institutions	institution	NOUN
cjal-3360	73	26	but	but	CCONJ
cjal-3360	73	27	exist	exist	VERB
cjal-3360	73	28	instead	instead	ADV
cjal-3360	73	29	as	as	ADP
cjal-3360	73	30	*	*	VERB
cjal-3360	73	31	shadow	shadow	NOUN
cjal-3360	73	32	banks	bank	NOUN
cjal-3360	73	33	"	"	PUNCT
cjal-3360	73	34	with	with	ADP
cjal-3360	73	35	a	a	DET
cjal-3360	73	36	management	management	NOUN
cjal-3360	73	37	professionals	professional	NOUN
cjal-3360	73	38	who	who	PRON
cjal-3360	73	39	work	work	VERB
cjal-3360	73	40	in	in	ADP
cjal-3360	73	41	two	two	NUM
cjal-3360	73	42	state•run	state•run	ADJ
cjal-3360	73	43	banks	bank	NOUN
cjal-3360	73	44	to	to	PART
cjal-3360	73	45	compare	compare	VERB
cjal-3360	73	46	the	the	DET
cjal-3360	73	47	risk	risk	NOUN
cjal-3360	73	48	exposures	exposure	NOUN
cjal-3360	73	49	and	and	CCONJ
cjal-3360	73	50	risk	risk	NOUN
cjal-3360	73	51	management	management	NOUN
cjal-3360	73	52	practice	practice	NOUN
cjal-3360	73	53	betv.reen	betv.reen	NUM
cjal-3360	73	54	private	private	ADJ
cjal-3360	73	55	and	and	CCONJ
cjal-3360	73	56	officia1lenders	officia1lender	NOUN
cjal-3360	73	57	.	.	PUNCT
cjal-3360	74	1	questionable	questionable	ADJ
cjal-3360	74	2	legal	legal	ADJ
cjal-3360	74	3	status	status	NOUN
cjal-3360	74	4	.	.	PUNCT
cjal-3360	75	1	because	because	SCONJ
cjal-3360	75	2	they	they	PRON
cjal-3360	75	3	are	be	AUX
cjal-3360	75	4	not	not	PART
cjal-3360	75	5	officially	officially	ADV
cjal-3360	75	6	recognized	recognize	VERB
cjal-3360	75	7	financial	financial	ADJ
cjal-3360	75	8	institutions	institution	NOUN
cjal-3360	75	9	,	,	PUNCT
cjal-3360	75	10	these	these	DET
cjal-3360	75	11	private	private	ADJ
cjal-3360	75	12	institutions	institution	NOUN
cjal-3360	75	13	do	do	AUX
cjal-3360	75	14	not	not	PART
cjal-3360	75	15	technically	technically	ADV
cjal-3360	75	16	fall	fall	VERB
cjal-3360	75	17	within	within	ADP
cjal-3360	75	18	the	the	DET
cjal-3360	75	19	regular	regular	ADJ
cjal-3360	75	20	scope	scope	NOUN
cjal-3360	75	21	of	of	ADP
cjal-3360	75	22	existing	exist	VERB
cjal-3360	75	23	bank	bank	NOUN
cjal-3360	75	24	laws	law	NOUN
cjal-3360	75	25	and	and	CCONJ
cjal-3360	75	26	regulations	regulation	NOUN
cjal-3360	75	27	.	.	PUNCT
cjal-3360	76	1	but	but	CCONJ
cjal-3360	76	2	since	since	SCONJ
cjal-3360	76	3	by	by	ADP
cjal-3360	76	4	nature	nature	NOUN
cjal-3360	76	5	they	they	PRON
cjal-3360	76	6	are	be	AUX
cjal-3360	76	7	private	private	ADJ
cjal-3360	76	8	lenders	lender	NOUN
cjal-3360	76	9	,	,	PUNCT
cjal-3360	76	10	these	these	DET
cjal-3360	76	11	institutions	institution	NOUN
cjal-3360	76	12	are	be	AUX
cjal-3360	76	13	subject	subject	ADJ
cjal-3360	76	14	to	to	ADP
cjal-3360	76	15	laws	law	NOUN
cjal-3360	76	16	that	that	PRON
cjal-3360	76	17	have	have	VERB
cjal-3360	76	18	implications	implication	NOUN
cjal-3360	76	19	for	for	ADP
cjal-3360	76	20	private	private	ADJ
cjal-3360	76	21	lending	lending	NOUN
cjal-3360	76	22	activities	activity	NOUN
cjal-3360	76	23	in	in	ADP
cjal-3360	76	24	general	general	ADJ
cjal-3360	76	25	.	.	PUNCT
cjal-3360	77	1	although	although	SCONJ
cjal-3360	77	2	there	there	PRON
cjal-3360	77	3	have	have	AUX
cjal-3360	77	4	been	be	AUX
cjal-3360	77	5	efforts	effort	NOUN
cjal-3360	77	6	in	in	ADP
cjal-3360	77	7	proposing	propose	VERB
cjal-3360	77	8	legislation	legislation	NOUN
cjal-3360	77	9	on	on	ADP
cjal-3360	77	10	the	the	DET
cjal-3360	77	11	subject	subject	NOUN
cjal-3360	77	12	(	(	PUNCT
cjal-3360	77	13	as	as	SCONJ
cjal-3360	77	14	will	will	AUX
cjal-3360	77	15	be	be	AUX
cjal-3360	77	16	discussed	discuss	VERB
cjal-3360	77	17	in	in	ADP
cjal-3360	77	18	the	the	DET
cjal-3360	77	19	next	next	ADJ
cjal-3360	77	20	section	section	NOUN
cjal-3360	77	21	)	)	PUNCT
cjal-3360	77	22	,	,	PUNCT
cjal-3360	77	23	enacted	enact	VERB
cjal-3360	77	24	laws	law	NOUN
cjal-3360	77	25	that	that	PRON
cjal-3360	77	26	specifically	specifically	ADV
cjal-3360	77	27	govern	govern	VERB
cjal-3360	77	28	private	private	ADJ
cjal-3360	77	29	lending	lending	NOUN
cjal-3360	77	30	activities	activity	NOUN
cjal-3360	77	31	are	be	AUX
cjal-3360	77	32	scarce	scarce	ADJ
cjal-3360	77	33	.	.	PUNCT
cjal-3360	78	1	instead	instead	ADV
cjal-3360	78	2	,	,	PUNCT
cjal-3360	78	3	the	the	DET
cjal-3360	78	4	theoretical	theoretical	ADJ
cjal-3360	78	5	boundaries	boundary	NOUN
cjal-3360	78	6	for	for	ADP
cjal-3360	78	7	legal	legal	ADJ
cjal-3360	78	8	rights	right	NOUN
cjal-3360	78	9	,	,	PUNCT
cjal-3360	78	10	obligations	obligation	NOUN
cjal-3360	78	11	and	and	CCONJ
cjal-3360	78	12	liabilities	liability	NOUN
cjal-3360	78	13	arising	arise	VERB
cjal-3360	78	14	from	from	ADP
cjal-3360	78	15	private	private	ADJ
cjal-3360	78	16	lending	lending	NOUN
cjal-3360	78	17	activities	activity	NOUN
cjal-3360	78	18	are	be	AUX
cjal-3360	78	19	provided	provide	VERB
cjal-3360	78	20	for	for	ADP
cjal-3360	78	21	by	by	ADP
cjal-3360	78	22	a	a	DET
cjal-3360	78	23	few	few	ADJ
cjal-3360	78	24	more	more	ADV
cjal-3360	78	25	general	general	ADJ
cjal-3360	78	26	bodies	body	NOUN
cjal-3360	78	27	oflaw	oflaw	ADJ
cjal-3360	78	28	.	.	PUNCT
cjal-3360	79	1	some	some	PRON
cjal-3360	79	2	of	of	ADP
cjal-3360	79	3	the	the	DET
cjal-3360	79	4	most	most	ADV
cjal-3360	79	5	relevant	relevant	ADJ
cjal-3360	79	6	legal	legal	ADJ
cjal-3360	79	7	provisions	provision	NOUN
cjal-3360	79	8	that	that	PRON
cjal-3360	79	9	govern	govern	VERB
cjal-3360	79	10	substantive	substantive	ADJ
cjal-3360	79	11	rights	right	NOUN
cjal-3360	79	12	and	and	CCONJ
cjal-3360	79	13	obligations	obligation	NOUN
cjal-3360	79	14	arising	arise	VERB
cjal-3360	79	15	from	from	ADP
cjal-3360	79	16	private	private	ADJ
cjal-3360	79	17	lending	lending	NOUN
cjal-3360	79	18	activities	activity	NOUN
cjal-3360	79	19	are	be	AUX
cjal-3360	79	20	provided	provide	VERB
cjal-3360	79	21	by	by	ADP
cjal-3360	79	22	the	the	DET
cjal-3360	79	23	contract	contract	NOUN
cjal-3360	79	24	law	law	NOUN
cjal-3360	79	25	.	.	PUNCT
cjal-3360	79	26	"	"	PUNCT
cjal-3360	80	1	the	the	DET
cjal-3360	80	2	consummation	consummation	NOUN
cjal-3360	80	3	of	of	ADP
cjal-3360	80	4	a	a	DET
cjal-3360	80	5	lending	lending	NOUN
cjal-3360	80	6	arrangement	arrangement	NOUN
cjal-3360	80	7	necessarily	necessarily	ADV
cjal-3360	80	8	requires	require	VERB
cjal-3360	80	9	agreement	agreement	NOUN
cjal-3360	80	10	between	between	ADP
cjal-3360	80	11	at	at	ADV
cjal-3360	80	12	least	least	ADV
cjal-3360	80	13	two	two	NUM
cjal-3360	80	14	willing	willing	ADJ
cjal-3360	80	15	parties	party	NOUN
cjal-3360	80	16	-	-	PUNCT
cjal-3360	80	17	one	one	NUM
cjal-3360	80	18	agrees	agree	VERB
cjal-3360	80	19	to	to	PART
cjal-3360	80	20	borrow	borrow	VERB
cjal-3360	80	21	and	and	CCONJ
cjal-3360	80	22	another	another	PRON
cjal-3360	80	23	agrees	agree	VERB
cjal-3360	80	24	to	to	PART
cjal-3360	80	25	lend	lend	VERB
cjal-3360	80	26	.	.	PUNCT
cjal-3360	81	1	therefore	therefore	ADV
cjal-3360	81	2	like	like	ADP
cjal-3360	81	3	other	other	ADJ
cjal-3360	81	4	agreements	agreement	NOUN
cjal-3360	81	5	between	between	ADP
cjal-3360	81	6	two	two	NUM
cjal-3360	81	7	or	or	CCONJ
cjal-3360	81	8	more	more	ADJ
cjal-3360	81	9	parties	party	NOUN
cjal-3360	81	10	to	to	PART
cjal-3360	81	11	carry	carry	VERB
cjal-3360	81	12	out	out	ADP
cjal-3360	81	13	specified	specified	ADJ
cjal-3360	81	14	conducts	conduct	NOUN
cjal-3360	81	15	,	,	PUNCT
cjal-3360	81	16	lending	lending	NOUN
cjal-3360	81	17	agreements	agreement	NOUN
cjal-3360	81	18	are	be	AUX
cjal-3360	81	19	subject	subject	ADJ
cjal-3360	81	20	to	to	ADP
cjal-3360	81	21	general	general	ADJ
cjal-3360	81	22	provisions	provision	NOUN
cjal-3360	81	23	of	of	ADP
cjal-3360	81	24	the	the	DET
cjal-3360	81	25	contract	contract	NOUN
cjal-3360	81	26	law	law	NOUN
cjal-3360	81	27	.	.	PUNCT
cjal-3360	82	1	specifically	specifically	ADV
cjal-3360	82	2	,	,	PUNCT
cjal-3360	82	3	chapter	chapter	NOUN
cjal-3360	82	4	twelve	twelve	NUM
cjal-3360	82	5	of	of	ADP
cjal-3360	82	6	the	the	DET
cjal-3360	82	7	contract	contract	NOUN
cjal-3360	82	8	law	law	NOUN
cjal-3360	82	9	governs	govern	VERB
cjal-3360	82	10	lending	lending	NOUN
cjal-3360	82	11	contacts	contact	NOUN
cjal-3360	82	12	and	and	CCONJ
cjal-3360	82	13	provides	provide	VERB
cjal-3360	82	14	a	a	DET
cjal-3360	82	15	number	number	NOUN
cjal-3360	82	16	of	of	ADP
cjal-3360	82	17	basic	basic	ADJ
cjal-3360	82	18	requirements	requirement	NOUN
cjal-3360	82	19	on	on	ADP
cjal-3360	82	20	the	the	DET
cjal-3360	82	21	formation	formation	NOUN
cjal-3360	82	22	and	and	CCONJ
cjal-3360	82	23	implementation	implementation	NOUN
cjal-3360	82	24	of	of	ADP
cjal-3360	82	25	such	such	ADJ
cjal-3360	82	26	contracts	contract	NOUN
cjal-3360	82	27	.	.	PUNCT
cjal-3360	83	1	for	for	ADP
cjal-3360	83	2	example	example	NOUN
cjal-3360	83	3	,	,	PUNCT
cjal-3360	83	4	articles	article	NOUN
cjal-3360	83	5	196	196	NUM
cjal-3360	83	6	to	to	PART
cjal-3360	83	7	199	199	NUM
cjal-3360	83	8	apply	apply	VERB
cjal-3360	83	9	to	to	ADP
cjal-3360	83	10	the	the	DET
cjal-3360	83	11	formation	formation	NOUN
cjal-3360	83	12	of	of	ADP
cjal-3360	83	13	lending	lending	NOUN
cjal-3360	83	14	contracts	contract	NOUN
cjal-3360	83	15	,	,	PUNCT
cjal-3360	83	16	requiring	require	VERB
cjal-3360	83	17	that	that	SCONJ
cjal-3360	83	18	to	to	PART
cjal-3360	83	19	have	have	VERB
cjal-3360	83	20	legal	legal	ADJ
cjal-3360	83	21	effect	effect	NOUN
cjal-3360	83	22	a	a	DET
cjal-3360	83	23	lending	lending	NOUN
cjal-3360	83	24	contract	contract	NOUN
cjal-3360	83	25	"	"	PUNCT
cjal-3360	83	26	must	must	AUX
cjal-3360	83	27	take	take	VERB
cjal-3360	83	28	written	written	ADJ
cjal-3360	83	29	forms	form	NOUN
cjal-3360	83	30	unless	unless	SCONJ
cjal-3360	83	31	agreed	agree	VERB
cjal-3360	83	32	otherwise	otherwise	ADV
cjal-3360	83	33	,	,	PUNCT
cjal-3360	83	34	•	•	NOUN
cjal-3360	83	35	"	"	PUNCT
cjal-3360	83	36	must	must	AUX
cjal-3360	83	37	contain	contain	VERB
cjal-3360	83	38	detailed	detailed	ADJ
cjal-3360	83	39	terms	term	NOUN
cjal-3360	83	40	on	on	ADP
cjal-3360	83	41	critical	critical	ADJ
cjal-3360	83	42	information	information	NOUN
cjal-3360	83	43	,	,	PUNCT
cjal-3360	83	44	e.g.	e.g.	ADV
cjal-3360	83	45	,	,	PUNCT
cjal-3360	83	46	loan	loan	NOUN
cjal-3360	83	47	types	type	NOUN
cjal-3360	83	48	,	,	PUNCT
cjal-3360	83	49	currency	currency	NOUN
cjal-3360	83	50	,	,	PUNCT
cjal-3360	83	51	usage	usage	NOUN
cjal-3360	83	52	,	,	PUNCT
cjal-3360	83	53	quantity	quantity	NOUN
cjal-3360	83	54	,	,	PUNCT
cjal-3360	83	55	interest	interest	NOUN
cjal-3360	83	56	,	,	PUNCT
cjal-3360	83	57	duration	duration	NOUN
cjal-3360	83	58	,	,	PUNCT
cjal-3360	83	59	and	and	CCONJ
cjal-3360	83	60	method	method	NOUN
cjal-3360	83	61	of	of	ADP
cjal-3360	83	62	repayment	repayment	NOUN
cjal-3360	83	63	,	,	PUNCT
cjal-3360	83	64	etc	etc	X
cjal-3360	83	65	.	.	X
cjal-3360	83	66	:	:	PUNCT
cjal-3360	83	67	"	"	PUNCT
cjal-3360	83	68	may	may	AUX
cjal-3360	83	69	require	require	VERB
cjal-3360	83	70	appropriate	appropriate	ADJ
cjal-3360	83	71	collaterals	collateral	NOUN
cjal-3360	83	72	in	in	ADP
cjal-3360	83	73	accordance	accordance	NOUN
cjal-3360	83	74	with	with	ADP
cjal-3360	83	75	relevant	relevant	ADJ
cjal-3360	83	76	laws	law	NOUN
cjal-3360	83	77	,	,	PUNCT
cjal-3360	83	78	"	"	PUNCT
cjal-3360	83	79	and	and	CCONJ
cjal-3360	83	80	that	that	SCONJ
cjal-3360	83	81	upon	upon	SCONJ
cjal-3360	83	82	request	request	NOUN
cjal-3360	83	83	the	the	DET
cjal-3360	83	84	lender	lender	NOUN
cjal-3360	83	85	be	be	AUX
cjal-3360	83	86	supplied	supply	VERB
cjal-3360	83	87	with	with	ADP
cjal-3360	83	88	•an	•an	NOUN
cjal-3360	83	89	accurate	accurate	ADJ
cjal-3360	83	90	presentation	presentation	NOUN
cjal-3360	83	91	of	of	ADP
cjal-3360	83	92	the	the	DET
cjal-3360	83	93	borrower	borrower	NOUN
cjal-3360	83	94	's	's	PART
cjal-3360	83	95	business	business	NOUN
cjal-3360	83	96	activities	activity	NOUN
cjal-3360	83	97	and	and	CCONJ
cjal-3360	83	98	financial	financial	ADJ
cjal-3360	83	99	status	status	NOUN
cjal-3360	83	100	.	.	PUNCT
cjal-3360	83	101	"	"	PUNCT
cjal-3360	83	102	,	,	PUNCT
cjal-3360	83	103	.	.	PUNCT
cjal-3360	84	1	additionally	additionally	ADV
cjal-3360	84	2	,	,	PUNCT
cjal-3360	84	3	the	the	DET
cjal-3360	84	4	chapter	chapter	NOUN
cjal-3360	84	5	contains	contain	VERB
cjal-3360	84	6	a	a	DET
cjal-3360	84	7	few	few	ADJ
cjal-3360	84	8	specific	specific	ADJ
cjal-3360	84	9	restrictions	restriction	NOUN
cjal-3360	84	10	on	on	ADP
cjal-3360	84	11	interest	interest	NOUN
cjal-3360	84	12	rates	rate	NOUN
cjal-3360	84	13	"	"	PUNCT
cjal-3360	84	14	hetong	hetong	ADJ
cjal-3360	84	15	fa	fa	INTJ
cjal-3360	84	16	(	(	PUNCT
cjal-3360	84	17	<	<	X
cjal-3360	84	18	!	!	X
cjal-3360	84	19	>	>	PUNCT
cjal-3360	84	20	ifl.a!l!ilt	ifl.a!l!ilt	PROPN
cjal-3360	84	21	:	:	PUNCT
cjal-3360	84	22	foie	foie	NOUN
cjal-3360	84	23	~	~	SYM
cjal-3360	84	24	ilijit	ilijit	ADV
cjal-3360	84	25	:)	:)	INTJ
cjal-3360	84	26	(	(	PUNCT
cjal-3360	84	27	contract	contract	NOUN
cjal-3360	84	28	law	law	NOUN
cjal-3360	84	29	)	)	PUNCT
cjal-3360	84	30	(	(	PUNCT
cjal-3360	84	31	promulgated	promulgate	VERB
cjal-3360	84	32	by	by	ADP
cjal-3360	84	33	the	the	DET
cjal-3360	84	34	standing	standing	NOUN
cjal-3360	84	35	comm	comm	NOUN
cjal-3360	84	36	.	.	PUNCT
cjal-3360	85	1	nat1	nat1	PROPN
cjal-3360	85	2	people	people	NOUN
cjal-3360	85	3	's	's	PART
cjal-3360	85	4	cong	cong	NOUN
cjal-3360	85	5	.	.	PROPN
cjal-3360	85	6	,	,	PUNCT
cjal-3360	85	7	march	march	PROPN
cjal-3360	85	8	15	15	NUM
cjal-3360	85	9	,	,	PUNCT
cjal-3360	85	10	1999	1999	NUM
cjal-3360	85	11	,	,	PUNCT
cjal-3360	85	12	effective	effective	ADJ
cjal-3360	85	13	october	october	PROPN
cjal-3360	85	14	~	~	SYM
cjal-3360	85	15	1999	1999	NUM
cjal-3360	85	16	)	)	PUNCT
cjal-3360	85	17	.	.	PUNCT
cjal-3360	86	1	u	u	NOUN
cjal-3360	87	1	i	i	PROPN
cjal-3360	87	2	d.	d.	PROPN
cjal-3360	87	3	,	,	PUNCT
cjal-3360	87	4	art	art	NOUN
cjal-3360	87	5	.	.	PUNCT
cjal-3360	88	1	t9(i	t9(i	X
cjal-3360	88	2	to	to	ADP
cjal-3360	88	3	199	199	NUM
cjal-3360	88	4	.	.	PUNCT
cjal-3360	89	1	charged	charge	VERB
cjal-3360	89	2	in	in	ADP
cjal-3360	89	3	lending	lending	NOUN
cjal-3360	89	4	contracts	contract	NOUN
cjal-3360	89	5	,	,	PUNCT
cjal-3360	89	6	including	include	VERB
cjal-3360	89	7	article	article	NOUN
cjal-3360	89	8	200	200	NUM
cjal-3360	89	9	,	,	PUNCT
cjal-3360	89	10	which	which	PRON
cjal-3360	89	11	prohibits	prohibit	VERB
cjal-3360	89	12	lenders	lender	NOUN
cjal-3360	89	13	from	from	ADP
cjal-3360	89	14	•pre	•pre	ADV
cjal-3360	89	15	-	-	PUNCT
cjal-3360	89	16	deducting	deduct	VERB
cjal-3360	89	17	interest	interest	NOUN
cjal-3360	89	18	from	from	ADP
cjal-3360	89	19	principal	principal	NOUN
cjal-3360	89	20	upon	upon	SCONJ
cjal-3360	89	21	issuing	issue	VERB
cjal-3360	89	22	a	a	DET
cjal-3360	89	23	loan	loan	NOUN
cjal-3360	89	24	,	,	PUNCT
cjal-3360	89	25	"	"	PUNCT
cjal-3360	89	26	and	and	CCONJ
cjal-3360	89	27	article	article	NOUN
cjal-3360	89	28	204	204	NUM
cjal-3360	89	29	,	,	PUNCT
cjal-3360	89	30	which	which	PRON
cjal-3360	89	31	requires	require	VERB
cjal-3360	89	32	that	that	SCONJ
cjal-3360	89	33	interest	interest	NOUN
cjal-3360	89	34	agreed	agree	VERB
cjal-3360	89	35	in	in	ADP
cjal-3360	89	36	a	a	DET
cjal-3360	89	37	lending	lending	NOUN
cjal-3360	89	38	contract	contract	NOUN
cjal-3360	89	39	between	between	ADP
cjal-3360	89	40	fmancial	fmancial	ADJ
cjal-3360	89	41	institutions	institution	NOUN
cjal-3360	89	42	be	be	VERB
cjal-3360	89	43	·	·	PUNCT
cjal-3360	89	44	subject	subject	ADJ
cjal-3360	89	45	to	to	ADP
cjal-3360	89	46	quantitative	quantitative	ADJ
cjal-3360	89	47	boundaries	boundary	NOUN
cjal-3360	89	48	provided	provide	VERB
cjal-3360	89	49	by	by	ADP
cjal-3360	89	50	the	the	DET
cjal-3360	89	51	people	people	NOUN
cjal-3360	89	52	's	's	PART
cjal-3360	89	53	bank	bank	PROPN
cjal-3360	89	54	of	of	ADP
cjal-3360	89	55	china	china	PROPN
cjal-3360	89	56	,	,	PUNCT
cjal-3360	89	57	"	"	PUNCT
cjal-3360	89	58	and	and	CCONJ
cjal-3360	89	59	article	article	NOUN
cjal-3360	89	60	2	2	NUM
cjal-3360	89	61	10	10	NUM
cjal-3360	89	62	,	,	PUNCT
cjal-3360	89	63	which	which	PRON
cjal-3360	89	64	subjects	subject	VERB
cjal-3360	89	65	interest	interest	NOUN
cjal-3360	89	66	in	in	ADP
cjal-3360	89	67	lending	lending	NOUN
cjal-3360	89	68	contract	contract	NOUN
cjal-3360	89	69	between	between	ADP
cjal-3360	89	70	natural	natural	ADJ
cjal-3360	89	71	persons	person	NOUN
cjal-3360	89	72	to	to	ADP
cjal-3360	89	73	"	"	PUNCT
cjal-3360	89	74	relevant	relevant	ADJ
cjal-3360	89	75	restrictions	restriction	NOUN
cjal-3360	89	76	on	on	ADP
cjal-3360	89	77	private	private	ADJ
cjal-3360	89	78	lending	lending	NOUN
cjal-3360	89	79	interest	interest	NOUN
cjal-3360	89	80	imposed	impose	VERB
cjal-3360	89	81	by	by	ADP
cjal-3360	89	82	the	the	DET
cjal-3360	89	83	state	state	NOUN
cjal-3360	89	84	.	.	PUNCT
cjal-3360	89	85	"	"	PUNCT
cjal-3360	89	86	''	''	PUNCT
cjal-3360	89	87	while	while	SCONJ
cjal-3360	89	88	the	the	DET
cjal-3360	89	89	contract	contract	NOUN
cjal-3360	89	90	law	law	NOUN
cjal-3360	89	91	provides	provide	VERB
cjal-3360	89	92	important	important	ADJ
cjal-3360	89	93	legal	legal	ADJ
cjal-3360	89	94	framework	framework	NOUN
cjal-3360	89	95	and	and	CCONJ
cjal-3360	89	96	technical	technical	ADJ
cjal-3360	89	97	provisions	provision	NOUN
cjal-3360	89	98	to	to	PART
cjal-3360	89	99	tackle	tackle	VERB
cjal-3360	89	100	disputes	dispute	NOUN
cjal-3360	89	101	arising	arise	VERB
cjal-3360	89	102	from	from	ADP
cjal-3360	89	103	private	private	ADJ
cjal-3360	89	104	lending	lending	NOUN
cjal-3360	89	105	arrangements	arrangement	NOUN
cjal-3360	89	106	in	in	ADP
cjal-3360	89	107	a	a	DET
cjal-3360	89	108	consistent	consistent	ADJ
cjal-3360	89	109	manner	manner	NOUN
cjal-3360	89	110	as	as	ADP
cjal-3360	89	111	other	other	ADJ
cjal-3360	89	112	contract	contract	NOUN
cjal-3360	89	113	disputes	dispute	NOUN
cjal-3360	89	114	,	,	PUNCT
cjal-3360	89	115	in	in	ADP
cjal-3360	89	116	practice	practice	NOUN
cjal-3360	89	117	its	its	PRON
cjal-3360	89	118	provisions	provision	NOUN
cjal-3360	89	119	on	on	ADP
cjal-3360	89	120	private	private	ADJ
cjal-3360	89	121	lending	lending	NOUN
cjal-3360	89	122	probably	probably	ADV
cjal-3360	89	123	has	have	VERB
cjal-3360	89	124	greater	great	ADJ
cjal-3360	89	125	significance	significance	NOUN
cjal-3360	89	126	for	for	ADP
cjal-3360	89	127	lending	lending	NOUN
cjal-3360	89	128	arrangements	arrangement	NOUN
cjal-3360	89	129	between	between	ADP
cjal-3360	89	130	individuals	individual	NOUN
cjal-3360	89	131	than	than	SCONJ
cjal-3360	89	132	institutionalized	institutionalize	VERB
cjal-3360	89	133	private	private	ADJ
cjal-3360	89	134	lending	lending	NOUN
cjal-3360	89	135	practice	practice	NOUN
cjal-3360	89	136	.	.	PUNCT
cjal-3360	90	1	although	although	SCONJ
cjal-3360	90	2	lending	lending	NOUN
cjal-3360	90	3	arrangements	arrangement	NOUN
cjal-3360	90	4	made	make	VERB
cjal-3360	90	5	with	with	ADP
cjal-3360	90	6	private	private	ADJ
cjal-3360	90	7	lending	lending	NOUN
cjal-3360	90	8	institutions	institution	NOUN
cjal-3360	90	9	are	be	AUX
cjal-3360	90	10	of	of	ADP
cjal-3360	90	11	a	a	DET
cjal-3360	90	12	similar	similar	ADJ
cjal-3360	90	13	contractual	contractual	ADJ
cjal-3360	90	14	nature	nature	NOUN
cjal-3360	90	15	as	as	ADP
cjal-3360	90	16	those	those	PRON
cjal-3360	90	17	made	make	VERB
cjal-3360	90	18	between	between	ADP
cjal-3360	90	19	two	two	NUM
cjal-3360	90	20	or	or	CCONJ
cjal-3360	90	21	more	more	ADJ
cjal-3360	90	22	individuals	individual	NOUN
cjal-3360	90	23	and	and	CCONJ
cjal-3360	90	24	should	should	AUX
cjal-3360	90	25	in	in	ADP
cjal-3360	90	26	theory	theory	NOUN
cjal-3360	90	27	be	be	AUX
cjal-3360	90	28	amenable	amenable	ADJ
cjal-3360	90	29	to	to	ADP
cjal-3360	90	30	similar	similar	ADJ
cjal-3360	90	31	technical	technical	ADJ
cjal-3360	90	32	analysis	analysis	NOUN
cjal-3360	90	33	under	under	ADP
cjal-3360	90	34	the	the	DET
cjal-3360	90	35	contract	contract	NOUN
cjal-3360	90	36	law	law	NOUN
cjal-3360	90	37	,	,	PUNCT
cjal-3360	90	38	in	in	ADP
cjal-3360	90	39	practice	practice	NOUN
cjal-3360	90	40	the	the	DET
cjal-3360	90	41	crux	crux	NOUN
cjal-3360	90	42	of	of	ADP
cjal-3360	90	43	litigation	litigation	NOUN
cjal-3360	90	44	and	and	CCONJ
cjal-3360	90	45	prosecution	prosecution	NOUN
cjal-3360	90	46	involving	involve	VERB
cjal-3360	90	47	institutionalized	institutionalize	VERB
cjal-3360	90	48	private	private	ADJ
cjal-3360	90	49	lending	lending	NOUN
cjal-3360	90	50	seldom	seldom	ADV
cjal-3360	90	51	rests	rest	VERB
cjal-3360	90	52	on	on	ADP
cjal-3360	90	53	substantive	substantive	ADJ
cjal-3360	90	54	contractual	contractual	ADJ
cjal-3360	90	55	issues	issue	NOUN
cjal-3360	90	56	,	,	PUNCT
cjal-3360	90	57	but	but	CCONJ
cjal-3360	90	58	often	often	ADV
cjal-3360	90	59	entails	entail	VERB
cjal-3360	90	60	much	much	ADV
cjal-3360	90	61	more	more	ADV
cjal-3360	90	62	serious	serious	ADJ
cjal-3360	90	63	criminal	criminal	ADJ
cjal-3360	90	64	implications	implication	NOUN
cjal-3360	90	65	.	.	PUNCT
cjal-3360	91	1	this	this	PRON
cjal-3360	91	2	has	have	VERB
cjal-3360	91	3	much	much	ADJ
cjal-3360	91	4	to	to	PART
cjal-3360	91	5	do	do	VERB
cjal-3360	91	6	with	with	ADP
cjal-3360	91	7	the	the	DET
cjal-3360	91	8	state	state	NOUN
cjal-3360	91	9	's	's	PART
cjal-3360	91	10	caution	caution	NOUN
cjal-3360	91	11	with	with	ADP
cjal-3360	91	12	private	private	ADJ
cjal-3360	91	13	depository	depository	NOUN
cjal-3360	91	14	lending	lending	NOUN
cjal-3360	91	15	practice	practice	NOUN
cjal-3360	91	16	because	because	SCONJ
cjal-3360	91	17	of	of	ADP
cjal-3360	91	18	the	the	DET
cjal-3360	91	19	practice	practice	NOUN
cjal-3360	91	20	's	's	PART
cjal-3360	91	21	potential	potential	ADJ
cjal-3360	91	22	impact	impact	NOUN
cjal-3360	91	23	on	on	ADP
cjal-3360	91	24	financial	financial	ADJ
cjal-3360	91	25	and	and	CCONJ
cjal-3360	91	26	social	social	ADJ
cjal-3360	91	27	stability	stability	NOUN
cjal-3360	91	28	,	,	PUNCT
cjal-3360	91	29	an	an	DET
cjal-3360	91	30	aspect	aspect	NOUN
cjal-3360	91	31	to	to	PART
cjal-3360	91	32	be	be	AUX
cjal-3360	91	33	discussed	discuss	VERB
cjal-3360	91	34	further	far	ADV
cjal-3360	91	35	in	in	ADP
cjal-3360	91	36	part	part	NOUN
cjal-3360	91	37	iii	iii	NOUN
cjal-3360	91	38	.	.	PUNCT
cjal-3360	92	1	so	so	ADV
cjal-3360	92	2	naturally	naturally	ADV
cjal-3360	92	3	,	,	PUNCT
cjal-3360	92	4	a	a	DET
cjal-3360	92	5	second	second	ADJ
cjal-3360	92	6	body	body	NOUN
cjal-3360	92	7	of	of	ADP
cjal-3360	92	8	law	law	NOUN
cjal-3360	92	9	that	that	PRON
cjal-3360	92	10	has	have	VERB
cjal-3360	92	11	general	general	ADJ
cjal-3360	92	12	applicability	applicability	NOUN
cjal-3360	92	13	to	to	ADP
cjal-3360	92	14	private	private	ADJ
cjal-3360	92	15	lending	lending	NOUN
cjal-3360	92	16	activities	activity	NOUN
cjal-3360	92	17	is	be	AUX
cjal-3360	92	18	the	the	DET
cjal-3360	92	19	criminal	criminal	ADJ
cjal-3360	92	20	law	law	NOUN
cjal-3360	92	21	.	.	PUNCT
cjal-3360	92	22	"	"	PUNCT
cjal-3360	93	1	the	the	DET
cjal-3360	93	2	criminal	criminal	ADJ
cjal-3360	93	3	law	law	NOUN
cjal-3360	93	4	provides	provide	VERB
cjal-3360	93	5	general	general	ADJ
cjal-3360	93	6	bases	basis	NOUN
cjal-3360	93	7	for	for	ADP
cjal-3360	93	8	criminal	criminal	ADJ
cjal-3360	93	9	liabilities	liability	NOUN
cjal-3360	93	10	arising	arise	VERB
cjal-3360	93	11	from	from	ADP
cjal-3360	93	12	serious	serious	ADJ
cjal-3360	93	13	misconducts	misconduct	NOUN
cjal-3360	93	14	in	in	ADP
cjal-3360	93	15	private	private	ADJ
cjal-3360	93	16	lending	lending	NOUN
cjal-3360	93	17	activities	activity	NOUN
cjal-3360	93	18	.	.	PUNCT
cjal-3360	94	1	of	of	ADP
cjal-3360	94	2	particular	particular	ADJ
cjal-3360	94	3	pertinence	pertinence	NOUN
cjal-3360	94	4	t	t	NOUN
cjal-3360	94	5	o	o	X
cjal-3360	94	6	private	private	ADJ
cjal-3360	94	7	lending	lending	NOUN
cjal-3360	94	8	institutions	institution	NOUN
cjal-3360	94	9	are	be	AUX
cjal-3360	94	10	a	a	DET
cjal-3360	94	11	few	few	ADJ
cjal-3360	94	12	relatively	relatively	ADV
cjal-3360	94	13	new	new	ADJ
cjal-3360	94	14	provisions	provision	NOUN
cjal-3360	94	15	spccifico1lly	spccifico1lly	ADV
cjal-3360	94	16	.limed	.limed	NUM
cjal-3360	94	17	olt	olt	PROPN
cjal-3360	94	18	bo1ttling	bo1ttle	VERB
cjal-3360	94	19	crimes	crime	NOUN
cjal-3360	94	20	that	that	PRON
cjal-3360	94	21	•disturb	•disturb	PROPN
cjal-3360	94	22	the	the	DET
cjal-3360	94	23	order	order	NOUN
cjal-3360	94	24	of	of	ADP
cjal-3360	94	25	the	the	DET
cjal-3360	94	26	fmancial	fmancial	ADJ
cjal-3360	94	27	system	system	NOUN
cjal-3360	94	28	.	.	PUNCT
cjal-3360	94	29	"	"	PUNCT
cjal-3360	95	1	revisions	revision	NOUN
cjal-3360	95	2	to	to	ADP
cjal-3360	95	3	the	the	DET
cjal-3360	95	4	i	i	PROPN
cjal-3360	95	5	)	)	PUNCT
cjal-3360	95	6	fd	fd	PROPN
cjal-3360	95	7	.	.	PROPN
cjal-3360	95	8	,	,	PUNCT
cjal-3360	95	9	ajt	ajt	PROPN
cjal-3360	95	10	,	,	PUNCT
cjal-3360	95	11	100	100	NUM
cjal-3360	95	12	,	,	PUNCT
cjal-3360	95	13	104	104	NUM
cjal-3360	95	14	,	,	PUNCT
cjal-3360	95	15	110	110	NUM
cjal-3360	95	16	.	.	PUNCT
cjal-3360	95	17	..	..	PUNCT
cjal-3360	96	1	xing	xing	PROPN
cjal-3360	96	2	fa	fa	X
cjal-3360	96	3	(	(	PUNCT
cjal-3360	96	4	<	<	X
cjal-3360	96	5	i	i	X
cjal-3360	96	6	>	>	X
cjal-3360	96	7	!	!	PUNCT
cjal-3360	97	1	ji	ji	PROPN
cjal-3360	97	2	,	,	PUNCT
cjal-3360	97	3	a.ti;;iuoiej!lj~	a.ti;;iuoiej!lj~	PROPN
cjal-3360	97	4	)	)	PUNCT
cjal-3360	97	5	(	(	PUNCT
cjal-3360	97	6	criminal	criminal	ADJ
cjal-3360	97	7	law	law	NOUN
cjal-3360	97	8	of	of	ADP
cjal-3360	97	9	the	the	DET
cjal-3360	97	10	people	people	NOUN
cjal-3360	97	11	's	's	PART
cjal-3360	97	12	republic	republic	NOUN
cjal-3360	97	13	of	of	ADP
cjal-3360	97	14	china	china	PROPN
cjal-3360	97	15	]	]	PUNCT
cjal-3360	97	16	(	(	PUNCT
cjal-3360	97	17	promulgated	promulgate	VERB
cjal-3360	97	18	by	by	ADP
cjal-3360	97	19	the	the	DET
cjal-3360	97	20	standing	standing	NOUN
cjal-3360	97	21	comm	comm	NOUN
cjal-3360	97	22	.	.	PUNCT
cjal-3360	98	1	nat	nat	NOUN
cjal-3360	98	2	'	'	PUNCT
cjal-3360	98	3	!	!	PUNCT
cjal-3360	99	1	people	people	NOUN
cjal-3360	99	2	's	's	PART
cjal-3360	99	3	cong	cong	NOUN
cjal-3360	99	4	.	.	PROPN
cjal-3360	99	5	,	,	PUNCT
cjal-3360	99	6	july	july	PROPN
cjal-3360	99	7	1	1	NUM
cjal-3360	99	8	,	,	PUNCT
cjal-3360	99	9	1979	1979	NUM
cjal-3360	99	10	,	,	PUNCT
cjal-3360	99	11	amended	amend	VERB
cjal-3360	99	12	march	march	PROPN
cjal-3360	99	13	14	14	NUM
cjal-3360	99	14	,	,	PUNCT
cjal-3360	99	15	1997	1997	NUM
cjal-3360	99	16	,	,	PUNCT
cjal-3360	99	17	effective	effective	ADJ
cjal-3360	99	18	october	october	PROPN
cjal-3360	99	19	1	1	NUM
cjal-3360	99	20	,	,	PUNCT
cjal-3360	99	21	1997	1997	NUM
cjal-3360	99	22	)	)	PUNCT
cjal-3360	99	23	.	.	PUNCT
cjal-3360	100	1	criminal	criminal	ADJ
cjal-3360	100	2	law	law	NOUN
cjal-3360	100	3	in	in	ADP
cjal-3360	100	4	1997	1997	NUM
cjal-3360	100	5	introduced	introduce	VERB
cjal-3360	100	6	criminal	criminal	ADJ
cjal-3360	100	7	liabilities	liability	NOUN
cjal-3360	100	8	for	for	ADP
cjal-3360	100	9	"	"	PUNCT
cjal-3360	100	10	illegally	illegally	ADV
cjal-3360	100	11	establishing	establish	VERB
cjal-3360	100	12	financial	financial	ADJ
cjal-3360	100	13	institutions	institution	NOUN
cjal-3360	100	14	without	without	ADP
cjal-3360	100	15	authorization	authorization	NOUN
cjal-3360	100	16	by	by	ADP
cjal-3360	100	17	state	state	NOUN
cjal-3360	100	18	regulators•	regulators•	NOUN
cjal-3360	100	19	(	(	PUNCT
cjal-3360	100	20	article	article	NOUN
cjal-3360	100	21	174	174	NUM
cjal-3360	100	22	)	)	PUNCT
cjal-3360	100	23	,	,	PUNCT
cjal-3360	100	24	"	"	PUNCT
cjal-3360	100	25	obtaining	obtain	VERB
cjal-3360	100	26	capital	capital	NOUN
cjal-3360	100	27	from	from	ADP
cjal-3360	100	28	official	official	ADJ
cjal-3360	100	29	fmancial	fmancial	ADJ
cjal-3360	100	30	institutions	institution	NOUN
cjal-3360	100	31	for	for	ADP
cjal-3360	100	32	re	re	NOUN
cjal-3360	100	33	-	-	VERB
cjal-3360	100	34	lending	lending	NOUN
cjal-3360	100	35	as	as	ADP
cjal-3360	100	36	usuries•	usuries•	PROPN
cjal-3360	100	37	(	(	PUNCT
cjal-3360	100	38	article	article	NOUN
cjal-3360	100	39	175	175	NUM
cjal-3360	100	40	)	)	PUNCT
cjal-3360	100	41	and	and	CCONJ
cjal-3360	100	42	"	"	PUNCT
cjal-3360	100	43	illegally	illegally	ADV
cjal-3360	100	44	absorbing	absorb	VERB
cjal-3360	100	45	deposits	deposit	NOUN
cjal-3360	100	46	from	from	ADP
cjal-3360	100	47	the	the	DET
cjal-3360	100	48	public	public	NOUN
cjal-3360	100	49	"	"	PUNCT
cjal-3360	100	50	(	(	PUNCT
cjal-3360	100	51	article	article	NOUN
cjal-3360	100	52	176	176	NUM
cjal-3360	100	53	)	)	PUNCT
cjal-3360	100	54	,	,	PUNCT
cjal-3360	100	55	collectively	collectively	ADV
cjal-3360	100	56	known	know	VERB
cjal-3360	100	57	as	as	ADP
cjal-3360	100	58	"	"	PUNCT
cjal-3360	100	59	crimes	crime	NOUN
cjal-3360	100	60	of	of	ADP
cjal-3360	100	61	disturbing	disturb	VERB
cjal-3360	100	62	the	the	DET
cjal-3360	100	63	order	order	NOUN
cjal-3360	100	64	of	of	ADP
cjal-3360	100	65	the	the	DET
cjal-3360	100	66	financial	financial	ADJ
cjal-3360	100	67	system	system	NOUN
cjal-3360	100	68	.	.	PUNCT
cjal-3360	101	1	"	"	PUNCT
cjal-3360	101	2	''	''	PUNCT
cjal-3360	101	3	these	these	DET
cjal-3360	101	4	newer	new	ADJ
cjal-3360	101	5	financial	financial	ADJ
cjal-3360	101	6	crimes	crime	NOUN
cjal-3360	101	7	provided	provide	VERB
cjal-3360	101	8	the	the	DET
cjal-3360	101	9	bases	basis	NOUN
cjal-3360	101	10	for	for	ADP
cjal-3360	101	11	some	some	PRON
cjal-3360	101	12	of	of	ADP
cjal-3360	101	13	the	the	DET
cjal-3360	101	14	most	most	ADV
cjal-3360	101	15	serious	serious	ADJ
cjal-3360	101	16	prosecutions	prosecution	NOUN
cjal-3360	101	17	against	against	ADP
cjal-3360	101	18	private	private	ADJ
cjal-3360	101	19	lending	lending	NOUN
cjal-3360	101	20	related	relate	VERB
cjal-3360	101	21	activities	activity	NOUN
cjal-3360	101	22	to	to	ADP
cjal-3360	101	23	date	date	NOUN
cjal-3360	101	24	,	,	PUNCT
cjal-3360	101	25	including	include	VERB
cjal-3360	101	26	the	the	DET
cjal-3360	101	27	controversial	controversial	ADJ
cjal-3360	101	28	cases	case	NOUN
cjal-3360	101	29	of	of	ADP
cjal-3360	101	30	sun	sun	NOUN
cjal-3360	101	31	,	,	PUNCT
cjal-3360	101	32	da	da	PROPN
cjal-3360	101	33	-	-	PUNCT
cjal-3360	101	34	wu	wu	PROPN
cjal-3360	101	35	in	in	ADP
cjal-3360	101	36	2003	2003	NUM
cjal-3360	101	37	'	'	NUM
cjal-3360	101	38	6	6	NUM
cjal-3360	101	39	and	and	CCONJ
cjal-3360	101	40	wu	wu	PROPN
cjal-3360	101	41	yin	yin	PROPN
cjal-3360	101	42	in	in	ADP
cjal-3360	101	43	20u	20u	NOUN
cjal-3360	101	44	.	.	PUNCT
cjal-3360	102	1	'	'	NUM
cjal-3360	102	2	7	7	NUM
cjal-3360	102	3	the	the	DET
cjal-3360	102	4	meanings	meaning	NOUN
cjal-3360	102	5	of	of	ADP
cjal-3360	102	6	critical	critical	ADJ
cjal-3360	102	7	terms	term	NOUN
cjal-3360	102	8	in	in	ADP
cjal-3360	102	9	these	these	DET
cjal-3360	102	10	provisions	provision	NOUN
cjal-3360	102	11	however	however	ADV
cjal-3360	102	12	,	,	PUNCT
cjal-3360	102	13	are	be	AUX
cjal-3360	102	14	not	not	PART
cjal-3360	102	15	clearly	clearly	ADV
cjal-3360	102	16	defined	define	VERB
cjal-3360	102	17	in	in	ADP
cjal-3360	102	18	concrete	concrete	ADJ
cjal-3360	102	19	terms	term	NOUN
cjal-3360	102	20	.	.	PUNCT
cjal-3360	103	1	for	for	ADP
cjal-3360	103	2	example	example	NOUN
cjal-3360	103	3	,	,	PUNCT
cjal-3360	103	4	it	it	PRON
cjal-3360	103	5	is	be	AUX
cjal-3360	103	6	unclear	unclear	ADJ
cjal-3360	103	7	from	from	ADP
cjal-3360	103	8	existing	exist	VERB
cjal-3360	103	9	legal	legal	ADJ
cjal-3360	103	10	text	text	NOUN
cjal-3360	103	11	or	or	CCONJ
cjal-3360	103	12	case	case	NOUN
cjal-3360	103	13	law	law	NOUN
cjal-3360	103	14	what	what	PRON
cjal-3360	103	15	levels	level	NOUN
cjal-3360	103	16	of	of	ADP
cjal-3360	103	17	interest	interest	NOUN
cjal-3360	103	18	rates	rate	NOUN
cjal-3360	103	19	make	make	VERB
cjal-3360	103	20	a	a	DET
cjal-3360	103	21	lending	lending	NOUN
cjal-3360	103	22	transaction	transaction	NOUN
cjal-3360	103	23	"	"	PUNCT
cjal-3360	103	24	usury	usury	NOUN
cjal-3360	103	25	"	"	PUNCT
cjal-3360	103	26	to	to	PART
cjal-3360	103	27	establish	establish	VERB
cjal-3360	103	28	criminal	criminal	ADJ
cjal-3360	103	29	liability	liability	NOUN
cjal-3360	103	30	under	under	ADP
cjal-3360	103	31	article	article	NOUN
cjal-3360	103	32	175	175	NUM
cjal-3360	103	33	.	.	PUNCT
cjal-3360	104	1	although	although	SCONJ
cjal-3360	104	2	a	a	DET
cjal-3360	104	3	judicial	judicial	ADJ
cjal-3360	104	4	interpretation	interpretation	NOUN
cjal-3360	104	5	issued	issue	VERB
cjal-3360	104	6	by	by	ADP
cjal-3360	104	7	the	the	DET
cjal-3360	104	8	supreme	supreme	PROPN
cjal-3360	104	9	people	people	PROPN
cjal-3360	104	10	's	's	PART
cjal-3360	104	11	court	court	NOUN
cjal-3360	104	12	(	(	PUNCT
cjal-3360	104	13	"	"	PUNCT
cjal-3360	104	14	spc	spc	PROPN
cjal-3360	104	15	"	"	PUNCT
cjal-3360	104	16	)	)	PUNCT
cjal-3360	104	17	in	in	ADP
cjal-3360	104	18	1991	1991	NUM
cjal-3360	104	19	introduced	introduce	VERB
cjal-3360	104	20	a	a	DET
cjal-3360	104	21	widely	widely	ADV
cjal-3360	104	22	cited	cite	VERB
cjal-3360	104	23	"	"	PUNCT
cjal-3360	104	24	four­	four­	NUM
cjal-3360	104	25	time	time	NOUN
cjal-3360	104	26	redline	redline	ADJ
cjal-3360	104	27	:	:	PUNCT
cjal-3360	104	28	i.e.	i.e.	X
cjal-3360	104	29	,	,	PUNCT
cjal-3360	104	30	a	a	DET
cjal-3360	104	31	bright	bright	ADJ
cjal-3360	104	32	-	-	PUNCT
cjal-3360	104	33	line	line	NOUN
cjal-3360	104	34	rule	rule	NOUN
cjal-3360	104	35	that	that	SCONJ
cjal-3360	104	36	private	private	ADJ
cjal-3360	104	37	lending	lending	NOUN
cjal-3360	104	38	interest	interest	NOUN
cjal-3360	104	39	exceeding	exceed	VERB
cjal-3360	104	40	four	four	NUM
cjal-3360	104	41	times	time	NOUN
cjal-3360	104	42	interest	interest	NOUN
cjal-3360	104	43	rates	rate	NOUN
cjal-3360	104	44	on	on	ADP
cjal-3360	104	45	comparable	comparable	ADJ
cjal-3360	104	46	official	official	ADJ
cjal-3360	104	47	bank	bank	NOUN
cjal-3360	104	48	loans	loan	NOUN
cjal-3360	104	49	is	be	AUX
cjal-3360	104	50	not	not	PART
cjal-3360	104	51	protected	protect	VERB
cjal-3360	104	52	by	by	ADP
cjal-3360	104	53	law,'8	law,'8	NOUN
cjal-3360	104	54	neither	neither	CCONJ
cjal-3360	104	55	the	the	DET
cjal-3360	104	56	1991	1991	NUM
cjal-3360	104	57	interpret	interpret	NOUN
cjal-3360	104	58	~	~	X
cjal-3360	104	59	tion	tion	NOUN
cjal-3360	104	60	nor	nor	CCONJ
cjal-3360	104	61	any	any	DET
cjal-3360	104	62	other	other	ADJ
cjal-3360	104	63	legal	legal	ADJ
cjal-3360	104	64	text	text	NOUN
cjal-3360	104	65	explicitly	explicitly	ADV
cjal-3360	104	66	equated	equate	VERB
cjal-3360	104	67	private	private	ADJ
cjal-3360	104	68	lending	lending	NOUN
cjal-3360	104	69	at	at	ADP
cjal-3360	104	70	rates	rate	NOUN
cjal-3360	104	71	above	above	ADP
cjal-3360	104	72	four	four	NUM
cjal-3360	104	73	times	time	NOUN
cjal-3360	104	74	official	official	ADJ
cjal-3360	104	75	benchmarks	benchmark	NOUN
cjal-3360	104	76	to	to	ADP
cjal-3360	104	77	practicing	practice	VERB
cjal-3360	104	78	usury	usury	NOUN
cjal-3360	104	79	.	.	PUNCT
cjal-3360	104	80	'9	'9	NOUN
cjal-3360	104	81	nor	nor	CCONJ
cjal-3360	104	82	is	be	AUX
cjal-3360	104	83	it	it	PRON
cjal-3360	104	84	sufficiently	sufficiently	ADV
cjal-3360	104	85	clear	clear	ADJ
cjal-3360	104	86	at	at	ADP
cjal-3360	104	87	what	what	PRON
cjal-3360	104	88	point	point	NOUN
cjal-3360	104	89	a	a	DET
cjal-3360	104	90	private	private	ADJ
cjal-3360	104	91	lending	lending	NOUN
cjal-3360	104	92	arrangement	arrangement	NOUN
cjal-3360	104	93	'	'	NUM
cjal-3360	104	94	5	5	NUM
cjal-3360	104	95	i	i	PROPN
cjal-3360	104	96	d.	d.	PROPN
cjal-3360	104	97	,	,	PUNCT
cjal-3360	104	98	art	art	NOUN
cjal-3360	104	99	.	.	PUNCT
cjal-3360	105	1	174	174	NUM
cjal-3360	105	2	176	176	NUM
cjal-3360	105	3	.	.	PUNCT
cjal-3360	105	4	'	'	PUNCT
cjal-3360	106	1	6	6	NUM
cjal-3360	106	2	1n	1n	NUM
cjal-3360	106	3	re	re	X
cjal-3360	106	4	sun	sun	PROPN
cjal-3360	106	5	,	,	PUNCT
cjal-3360	106	6	da	da	PROPN
cjal-3360	106	7	-	-	PUNCT
cjal-3360	106	8	wu	wu	PROPN
cjal-3360	106	9	,	,	PUNCT
cjal-3360	106	10	see	see	VERB
cjal-3360	106	11	u	u	PRON
cjal-3360	106	12	zefang	zefang	X
cjal-3360	106	13	{	{	PUNCT
cjal-3360	106	14	$	$	SYM
cjal-3360	106	15	~.:17	~.:17	NUM
cjal-3360	106	16	)	)	PUNCT
cjal-3360	106	17	,	,	PUNCT
cjal-3360	106	18	qianxi	qianxi	NOUN
cjal-3360	106	19	feifa	feifa	PROPN
cjal-3360	106	20	xishou	xishou	PROPN
cjal-3360	106	21	gongzong	gongzong	PROPN
cjal-3360	106	22	cunquanzui	cunquanzui	PROPN
cjal-3360	106	23	cong	cong	PROPN
cjal-3360	106	24	sun	sun	PROPN
cjal-3360	106	25	da	da	PROPN
cjal-3360	106	26	-	-	PUNCT
cjal-3360	106	27	wu	wu	PROPN
cjal-3360	107	1	an	an	DET
cjal-3360	107	2	tanqi	tanqi	NOUN
cjal-3360	107	3	{	{	PUNCT
cjal-3360	107	4	i':ltli'"ill'~'lltl&~?:l	i':ltli'"ill'~'lltl&~?:l	ADV
cjal-3360	107	5	:	:	PUNCT
cjal-3360	107	6	ff:-"'~	ff:-"'~	NOUN
cjal-3360	107	7	"	"	PUNCT
cjal-3360	107	8	-m"m-;;'c'fj;"]jl1.tl1	-m"m-;;'c'fj;"]jl1.tl1	ADJ
cjal-3360	107	9	)	)	PUNCT
cjal-3360	108	1	[	[	X
cjal-3360	108	2	general	general	ADJ
cjal-3360	108	3	analysis	analysis	NOUN
cjal-3360	108	4	of	of	ADP
cjal-3360	108	5	the	the	DET
cjal-3360	108	6	crime	crime	NOUN
cjal-3360	108	7	of	of	ADP
cjal-3360	108	8	illegally	illegally	ADV
cjal-3360	108	9	absorbing	absorb	VERB
cjal-3360	108	10	public	public	ADJ
cjal-3360	108	11	deposits	deposit	NOUN
cjal-3360	108	12	based	base	VERB
cjal-3360	108	13	on	on	ADP
cjal-3360	108	14	the	the	DET
cjal-3360	108	15	basis	basis	NOUN
cjal-3360	108	16	of	of	ADP
cjal-3360	108	17	ln	ln	PROPN
cjal-3360	108	18	re	re	X
cjal-3360	108	19	sun	sun	NOUN
cjal-3360	108	20	,	,	PUNCT
cjal-3360	108	21	da	da	PROPN
cjal-3360	108	22	-	-	PUNCT
cjal-3360	108	23	wu	wu	PROPN
cjal-3360	108	24	]	]	PUNCT
cjal-3360	108	25	,	,	PUNCT
cjal-3360	108	26	dongfang	dongfang	PROPN
cjal-3360	108	27	qiye	qiye	PROPN
cjal-3360	109	1	wenhua	wenhua	PROPN
cjal-3360	110	1	uk::t5	uk::t5	PROPN
cjal-3360	110	2	:	:	PUNCT
cjal-3360	110	3	ibll!)(11	ibll!)(11	NUM
cjal-3360	110	4	:	:	PUNCT
cjal-3360	110	5	;)	;)	SYM
cjal-3360	110	6	,	,	PUNCT
cjal-3360	110	7	november	november	PROPN
cjal-3360	110	8	,	,	PUNCT
cjal-3360	110	9	zou	zou	PROPN
cjal-3360	110	10	.	.	PUNCT
cjal-3360	111	1	'	'	PUNCT
cjal-3360	111	2	7	7	NUM
cjal-3360	111	3	1n	1n	NUM
cjal-3360	111	4	re	re	X
cjal-3360	111	5	wu	wu	PROPN
cjal-3360	111	6	,	,	PUNCT
cjal-3360	111	7	ying	ying	PROPN
cjal-3360	111	8	,	,	PUNCT
cjal-3360	111	9	see	see	VERB
cjal-3360	111	10	niu	niu	PROPN
cjal-3360	111	11	taisheng	taisheng	PROPN
cjal-3360	111	12	(	(	PUNCT
cjal-3360	111	13	'	'	PUNCT
cjal-3360	111	14	f;t;:7t-	f;t;:7t-	NOUN
cjal-3360	111	15	)	)	PUNCT
cjal-3360	111	16	,	,	PUNCT
cjal-3360	111	17	cong	cong	NOUN
cjal-3360	111	18	wuyingan	wuyingan	VERB
cjal-3360	111	19	kan	kan	PROPN
cjal-3360	111	20	minjian	minjian	PROPN
cjal-3360	111	21	rongzi	rongzi	ADJ
cjal-3360	111	22	falv	falv	ADJ
cjal-3360	111	23	kunju	kunju	NOUN
cjal-3360	111	24	(	(	PUNCT
cjal-3360	111	25	m!riltflfoj!i'8:1allll!riui2i!l.!il	m!riltflfoj!i'8:1allll!riui2i!l.!il	NOUN
cjal-3360	111	26	)	)	PUNCT
cjal-3360	111	27	(	(	PUNCT
cjal-3360	111	28	legal	legal	ADJ
cjal-3360	111	29	issues	issue	NOUN
cjal-3360	111	30	in	in	ADP
cjal-3360	111	31	private	private	ADJ
cjal-3360	111	32	financing	financing	NOUN
cjal-3360	111	33	as	as	SCONJ
cjal-3360	111	34	reflected	reflect	VERB
cjal-3360	111	35	through	through	ADP
cjal-3360	111	36	in	in	ADP
cjal-3360	111	37	re	re	PROPN
cjal-3360	111	38	wu	wu	PROPN
cjal-3360	111	39	,	,	PUNCT
cjal-3360	111	40	ying	ying	PROPN
cjal-3360	111	41	)	)	PUNCT
cjal-3360	111	42	,	,	PUNCT
cjal-3360	111	43	social	social	ADJ
cjal-3360	111	44	outlook	outlook	NOUN
cjal-3360	111	45	(	(	PUNCT
cjal-3360	111	46	t±~~~	t±~~~	PROPN
cjal-3360	111	47	)	)	PUNCT
cjal-3360	111	48	.	.	PUNCT
cjal-3360	112	1	no.1o	no.1o	PROPN
cjal-3360	112	2	,	,	PUNCT
cjal-3360	112	3	zou	zou	PROPN
cjal-3360	112	4	"	"	PUNCT
cjal-3360	112	5	guanyu	guanyu	PROPN
cjal-3360	112	6	renmin	renmin	PROPN
cjal-3360	112	7	fayuan	fayuan	PROPN
cjal-3360	112	8	shenu	shenu	NOUN
cjal-3360	112	9	jiedai	jiedai	PROPN
cjal-3360	112	10	anjian	anjian	PROPN
cjal-3360	112	11	de	de	PROPN
cjal-3360	112	12	ruogan	ruogan	PROPN
cjal-3360	112	13	yijian	yijian	PROPN
cjal-3360	112	14	<	<	X
cjal-3360	112	15	*	*	PROPN
cjal-3360	112	16	'	'	NUM
cjal-3360	112	17	f	f	PROPN
cjal-3360	112	18	aa\ii	aa\ii	PROPN
cjal-3360	112	19	:	:	PUNCT
cjal-3360	112	20	a;'i:!ijj!!!ili	a;'i:!ijj!!!ili	PROPN
cjal-3360	112	21	tii	tii	PROPN
cjal-3360	112	22	>	>	X
cjal-3360	112	23	f	f	X
cjal-3360	112	24	<	<	X
cjal-3360	112	25	ff(f	ff(f	NUM
cjal-3360	112	26	:	:	PUNCT
cjal-3360	112	27	j~.:hi!jll	j~.:hi!jll	NUM
cjal-3360	112	28	)	)	PUNCT
cjal-3360	113	1	[	[	X
cjal-3360	113	2	opinion	opinion	NOUN
cjal-3360	113	3	on	on	ADP
cjal-3360	113	4	adjudicating	adjudicate	VERB
cjal-3360	113	5	private	private	ADJ
cjal-3360	113	6	lending	lending	NOUN
cjal-3360	113	7	cases	case	NOUN
cjal-3360	113	8	by	by	ADP
cjal-3360	113	9	the	the	DET
cjal-3360	113	10	supreme	supreme	PROPN
cjal-3360	113	11	people	people	PROPN
cjal-3360	113	12	's	's	PART
cjal-3360	113	13	court	court	NOUN
cjal-3360	113	14	)	)	PUNCT
cjal-3360	113	15	(	(	PUNCT
cjal-3360	113	16	promulgated	promulgate	VERB
cjal-3360	113	17	by	by	ADP
cjal-3360	113	18	the	the	DET
cjal-3360	113	19	supreme	supreme	PROPN
cjal-3360	113	20	people	people	PROPN
cjal-3360	113	21	's	's	PART
cjal-3360	113	22	court	court	NOUN
cjal-3360	113	23	,	,	PUNCT
cjal-3360	113	24	august	august	PROPN
cjal-3360	113	25	13	13	NUM
cjal-3360	113	26	,	,	PUNCT
cjal-3360	113	27	1991	1991	NUM
cjal-3360	113	28	,	,	PUNCT
cjal-3360	113	29	abrogated	abrogate	VERB
cjal-3360	113	30	september	september	PROPN
cjal-3360	113	31	1	1	NUM
cjal-3360	113	32	,	,	PUNCT
cjal-3360	113	33	2015	2015	NUM
cjal-3360	113	34	and	and	CCONJ
cjal-3360	113	35	superseded	supersede	VERB
cjal-3360	113	36	by	by	ADP
cjal-3360	113	37	provisions	provision	NOUN
cjal-3360	113	38	on	on	ADP
cjal-3360	113	39	several	several	ADJ
cjal-3360	113	40	legal	legal	ADJ
cjal-3360	113	41	questions	question	NOUN
cjal-3360	113	42	in	in	ADP
cjal-3360	113	43	private	private	ADJ
cjal-3360	113	44	lending	lending	NOUN
cjal-3360	113	45	cases	case	NOUN
cjal-3360	113	46	,	,	PUNCT
cjal-3360	113	47	promulgated	promulgate	VERB
cjal-3360	113	48	by	by	ADP
cjal-3360	113	49	the	the	DET
cjal-3360	113	50	supreme	supreme	PROPN
cjal-3360	113	51	people	people	PROPN
cjal-3360	113	52	's	's	PART
cjal-3360	113	53	court	court	NOUN
cjal-3360	113	54	,	,	PUNCT
cjal-3360	113	55	june	june	PROPN
cjal-3360	113	56	23	23	NUM
cjal-3360	113	57	,	,	PUNCT
cjal-3360	113	58	2015	2015	NUM
cjal-3360	113	59	,	,	PUNCT
cjal-3360	113	60	effective	effective	ADJ
cjal-3360	113	61	september	september	PROPN
cjal-3360	113	62	1	1	NUM
cjal-3360	113	63	,	,	PUNCT
cjal-3360	113	64	2015	2015	NUM
cjal-3360	113	65	)	)	PUNCT
cjal-3360	113	66	,	,	PUNCT
cjal-3360	113	67	art	art	NOUN
cjal-3360	113	68	.	.	PUNCT
cjal-3360	114	1	6	6	NUM
cjal-3360	114	2	.	.	X
cjal-3360	114	3	'	'	NUM
cjal-3360	114	4	9	9	NUM
cjal-3360	114	5	on	on	ADP
cjal-3360	114	6	june	june	PROPN
cjal-3360	114	7	>	>	SYM
cjal-3360	114	8	j	j	PROPN
cjal-3360	114	9	,	,	PUNCT
cjal-3360	114	10	2015	2015	NUM
cjal-3360	114	11	,	,	PUNCT
cjal-3360	114	12	the	the	DET
cjal-3360	114	13	"	"	PUNCT
cjal-3360	114	14	four	four	NUM
cjal-3360	114	15	·	·	PUNCT
cjal-3360	114	16	time	time	NOUN
cjal-3360	114	17	redline	redline	ADJ
cjal-3360	114	18	"	"	PUNCT
cjal-3360	114	19	was	be	AUX
cjal-3360	114	20	officially	officially	ADV
cjal-3360	114	21	replaced	replace	VERB
cjal-3360	114	22	by	by	ADP
cjal-3360	114	23	a	a	DET
cjal-3360	114	24	new	new	ADJ
cjal-3360	114	25	24	24	NUM
cjal-3360	114	26	%	%	NOUN
cjal-3360	114	27	ceiling	ceiling	NOUN
cjal-3360	114	28	(	(	PUNCT
cjal-3360	114	29	to	to	PART
cjal-3360	114	30	receive	receive	VERB
cjal-3360	114	31	full	full	ADJ
cjal-3360	114	32	legal	legal	ADJ
cjal-3360	114	33	protection	protection	NOUN
cjal-3360	114	34	on	on	ADP
cjal-3360	114	35	interest	interest	NOUN
cjal-3360	114	36	)	)	PUNCT
cjal-3360	114	37	as	as	SCONJ
cjal-3360	114	38	the	the	DET
cjal-3360	114	39	supreme	supreme	PROPN
cjal-3360	114	40	people	people	PROPN
cjal-3360	114	41	's	's	PART
cjal-3360	114	42	court	court	NOUN
cjal-3360	114	43	issued	issue	VERB
cjal-3360	114	44	becomes	become	VERB
cjal-3360	114	45	"	"	PUNCT
cjal-3360	114	46	absorbing	absorb	VERB
cjal-3360	114	47	deposits	deposit	NOUN
cjal-3360	114	48	from	from	ADP
cjal-3360	114	49	the	the	DET
cjal-3360	114	50	general	general	ADJ
cjal-3360	114	51	public	public	NOUN
cjal-3360	114	52	,	,	PUNCT
cjal-3360	114	53	"	"	PUNCT
cjal-3360	114	54	and	and	CCONJ
cjal-3360	114	55	who	who	PRON
cjal-3360	114	56	constitutes	constitute	VERB
cjal-3360	114	57	"	"	PUNCT
cjal-3360	114	58	public	public	ADJ
cjal-3360	114	59	"	"	PUNCT
cjal-3360	114	60	within	within	ADP
cjal-3360	114	61	the	the	DET
cjal-3360	114	62	meaning	meaning	NOUN
cjal-3360	114	63	of	of	ADP
cjal-3360	114	64	article	article	NOUN
cjal-3360	114	65	176	176	NUM
cjal-3360	114	66	.	.	PUNCT
cjal-3360	115	1	activities	activity	NOUN
cjal-3360	115	2	that	that	PRON
cjal-3360	115	3	can	can	AUX
cjal-3360	115	4	give	give	VERB
cjal-3360	115	5	rise	rise	NOUN
cjal-3360	115	6	to	to	ADP
cjal-3360	115	7	liabilities	liability	NOUN
cjal-3360	115	8	under	under	ADP
cjal-3360	115	9	this	this	DET
cjal-3360	115	10	provision	provision	NOUN
cjal-3360	115	11	include	include	VERB
cjal-3360	115	12	employers	employer	NOUN
cjal-3360	115	13	soliciting	solicit	VERB
cjal-3360	115	14	contributions	contribution	NOUN
cjal-3360	115	15	from	from	ADP
cjal-3360	115	16	employees	employee	NOUN
cjal-3360	115	17	to	to	PART
cjal-3360	115	18	re	re	VERB
cjal-3360	115	19	-	-	VERB
cjal-3360	115	20	lend	lend	VERB
cjal-3360	115	21	for	for	ADP
cjal-3360	115	22	higher	high	ADJ
cjal-3360	115	23	interest	interest	NOUN
cjal-3360	115	24	(	(	PUNCT
cjal-3360	115	25	e.g.	e.g.	ADV
cjal-3360	115	26	,	,	PUNCT
cjal-3360	115	27	in	in	ADP
cjal-3360	115	28	re	re	NOUN
cjal-3360	115	29	sun	sun	NOUN
cjal-3360	115	30	,	,	PUNCT
cjal-3360	115	31	da	da	PROPN
cjal-3360	115	32	-	-	PUNCT
cjal-3360	115	33	wu	wu	NOUN
cjal-3360	115	34	)	)	PUNCT
cjal-3360	115	35	,	,	PUNCT
cjal-3360	115	36	pooling	pool	VERB
cjal-3360	115	37	money	money	NOUN
cjal-3360	115	38	from	from	ADP
cjal-3360	115	39	relatives	relative	NOUN
cjal-3360	115	40	and	and	CCONJ
cjal-3360	115	41	acquaintances	acquaintance	NOUN
cjal-3360	115	42	for	for	ADP
cjal-3360	115	43	reinvestment	reinvestment	NOUN
cjal-3360	115	44	purpose	purpose	NOUN
cjal-3360	115	45	(	(	PUNCT
cjal-3360	115	46	e.g.	e.g.	ADV
cjal-3360	115	47	,	,	PUNCT
cjal-3360	115	48	in	in	ADP
cjal-3360	115	49	re	re	PROPN
cjal-3360	115	50	wu	wu	PROPN
cjal-3360	115	51	,	,	PUNCT
cjal-3360	115	52	yin	yin	PROPN
cjal-3360	115	53	)	)	PUNCT
cjal-3360	115	54	,	,	PUNCT
cjal-3360	115	55	raising	raise	VERB
cjal-3360	115	56	fund	fund	NOUN
cjal-3360	115	57	by	by	ADP
cjal-3360	115	58	issuing	issue	VERB
cjal-3360	115	59	membership	membership	NOUN
cjal-3360	115	60	cards	card	NOUN
cjal-3360	115	61	or	or	CCONJ
cjal-3360	115	62	debt	debt	NOUN
cjal-3360	115	63	certificates	certificate	NOUN
cjal-3360	115	64	,	,	PUNCT
cjal-3360	115	65	by	by	ADP
cjal-3360	115	66	partitioning	partition	VERB
cjal-3360	115	67	and	and	CCONJ
cjal-3360	115	68	transferring	transfer	VERB
cjal-3360	115	69	land	land	NOUN
cjal-3360	115	70	or	or	CCONJ
cjal-3360	115	71	property	property	NOUN
cjal-3360	115	72	ownerships	ownership	NOUN
cjal-3360	115	73	,	,	PUNCT
cjal-3360	115	74	or	or	CCONJ
cjal-3360	115	75	via	via	ADP
cjal-3360	115	76	business	business	NOUN
cjal-3360	115	77	collaboration	collaboration	NOUN
cjal-3360	115	78	contracts	contract	NOUN
cjal-3360	115	79	such	such	ADJ
cjal-3360	115	80	as	as	ADP
cjal-3360	115	81	sales	sale	NOUN
cjal-3360	115	82	agency	agency	NOUN
cjal-3360	115	83	agreements	agreement	NOUN
cjal-3360	115	84	,	,	PUNCT
cjal-3360	115	85	etc	etc	X
cjal-3360	115	86	.	.	X
cjal-3360	115	87	"	"	PUNCT
cjal-3360	115	88	"	"	PUNCT
cjal-3360	115	89	the	the	DET
cjal-3360	115	90	broad	broad	ADJ
cjal-3360	115	91	,	,	PUNCT
cjal-3360	115	92	unelaborated	unelaborated	ADJ
cjal-3360	115	93	terms	term	NOUN
cjal-3360	115	94	of	of	ADP
cjal-3360	115	95	these	these	DET
cjal-3360	115	96	newer	new	ADJ
cjal-3360	115	97	provisions	provision	NOUN
cjal-3360	115	98	provide	provide	VERB
cjal-3360	115	99	the	the	DET
cjal-3360	115	100	state	state	NOUN
cjal-3360	115	101	convenient	convenient	ADJ
cjal-3360	115	102	tools	tool	NOUN
cjal-3360	115	103	to	to	PART
cjal-3360	115	104	take	take	VERB
cjal-3360	115	105	actions	action	NOUN
cjal-3360	115	106	against	against	ADP
cjal-3360	115	107	private	private	ADJ
cjal-3360	115	108	lending	lending	NOUN
cjal-3360	115	109	activities	activity	NOUN
cjal-3360	115	110	deemed	deem	VERB
cjal-3360	115	111	suspicious	suspicious	ADJ
cjal-3360	115	112	for	for	ADP
cjal-3360	115	113	social	social	ADJ
cjal-3360	115	114	or	or	CCONJ
cjal-3360	115	115	political	political	ADJ
cjal-3360	115	116	reasons	reason	NOUN
cjal-3360	115	117	,	,	PUNCT
cjal-3360	115	118	and	and	CCONJ
cjal-3360	115	119	at	at	ADP
cjal-3360	115	120	the	the	DET
cjal-3360	115	121	same	same	ADJ
cjal-3360	115	122	time	time	NOUN
cjal-3360	115	123	allows	allow	VERB
cjal-3360	115	124	courts	court	NOUN
cjal-3360	115	125	to	to	PART
cjal-3360	115	126	easily	easily	ADV
cjal-3360	115	127	stay	stay	VERB
cjal-3360	115	128	in	in	ADP
cjal-3360	115	129	line	line	NOUN
cjal-3360	115	130	with	with	ADP
cjal-3360	115	131	changing	change	VERB
cjal-3360	115	132	state	state	NOUN
cjal-3360	115	133	policy	policy	NOUN
cjal-3360	115	134	and	and	CCONJ
cjal-3360	115	135	attitude	attitude	NOUN
cjal-3360	115	136	towards	towards	ADP
cjal-3360	115	137	private	private	ADJ
cjal-3360	115	138	lending	lending	NOUN
cjal-3360	115	139	institutions	institution	NOUN
cjal-3360	115	140	.	.	PUNCT
cjal-3360	116	1	a	a	DET
cjal-3360	116	2	third	third	ADJ
cjal-3360	116	3	law	law	NOUN
cjal-3360	116	4	that	that	PRON
cjal-3360	116	5	in	in	ADP
cjal-3360	116	6	theory	theory	NOUN
cjal-3360	116	7	has	have	VERB
cjal-3360	116	8	more	more	ADJ
cjal-3360	116	9	direct	direct	ADJ
cjal-3360	116	10	implications	implication	NOUN
cjal-3360	116	11	for	for	ADP
cjal-3360	116	12	private	private	ADJ
cjal-3360	116	13	lending	lending	NOUN
cjal-3360	116	14	institutions	institution	NOUN
cjal-3360	116	15	is	be	AUX
cjal-3360	116	16	the	the	DET
cjal-3360	116	17	law	law	NOUN
cjal-3360	116	18	of	of	ADP
cjal-3360	116	19	the	the	DET
cjal-3360	116	20	people	people	NOUN
cjal-3360	116	21	's	's	PART
cjal-3360	116	22	republic	republic	NOUN
cjal-3360	116	23	of	of	ADP
cjal-3360	116	24	china	china	PROPN
cjal-3360	116	25	on	on	ADP
cjal-3360	116	26	the	the	DET
cjal-3360	116	27	promotion	promotion	NOUN
cjal-3360	116	28	of	of	ADP
cjal-3360	116	29	smalland	smalland	NOUN
cjal-3360	116	30	mid	mid	ADJ
cjal-3360	116	31	-	-	ADJ
cjal-3360	116	32	sized	sized	ADJ
cjal-3360	116	33	enterprises	enterprise	NOUN
cjal-3360	116	34	that	that	PRON
cjal-3360	116	35	was	be	AUX
cjal-3360	116	36	promulgated	promulgate	VERB
cjal-3360	116	37	in	in	ADP
cjal-3360	116	38	2002	2002	NUM
cjal-3360	116	39	(	(	PUNCT
cjal-3360	116	40	"	"	PUNCT
cjal-3360	116	41	the	the	DET
cjal-3360	116	42	sme	sme	PROPN
cjal-3360	116	43	promotion	promotion	PROPN
cjal-3360	116	44	law	law	NOUN
cjal-3360	116	45	"	"	PUNCT
cjal-3360	116	46	)	)	PUNCT
cjal-3360	116	47	.	.	PUNCT
cjal-3360	116	48	"	"	PUNCT
cjal-3360	117	1	the	the	DET
cjal-3360	117	2	sme	sme	PROPN
cjal-3360	117	3	promotion	promotion	PROPN
cjal-3360	117	4	law	law	NOUN
cjal-3360	117	5	was	be	AUX
cjal-3360	117	6	introduced	introduce	VERB
cjal-3360	117	7	with	with	ADP
cjal-3360	117	8	the	the	DET
cjal-3360	117	9	purpose	purpose	NOUN
cjal-3360	117	10	of	of	ADP
cjal-3360	117	11	protecting	protect	VERB
cjal-3360	117	12	and	and	CCONJ
cjal-3360	117	13	improving	improve	VERB
cjal-3360	117	14	the	the	DET
cjal-3360	117	15	vitality	vitality	NOUN
cjal-3360	117	16	of	of	ADP
cjal-3360	117	17	small	small	ADJ
cjal-3360	117	18	and	and	CCONJ
cjal-3360	117	19	mid	mid	ADJ
cjal-3360	117	20	-	-	ADJ
cjal-3360	117	21	sized	sized	ADJ
cjal-3360	117	22	private	private	ADJ
cjal-3360	117	23	enterprises	enterprise	NOUN
cjal-3360	117	24	.	.	PUNCT
cjal-3360	118	1	this	this	DET
cjal-3360	118	2	law	law	NOUN
cjal-3360	118	3	specifically	specifically	ADV
cjal-3360	118	4	called	call	VERB
cjal-3360	118	5	for	for	ADP
cjal-3360	118	6	improvements	improvement	NOUN
cjal-3360	118	7	in	in	ADP
cjal-3360	118	8	financial	financial	ADJ
cjal-3360	118	9	services	service	NOUN
cjal-3360	118	10	to	to	ADP
cjal-3360	118	11	small	small	ADJ
cjal-3360	118	12	and	and	CCONJ
cjal-3360	118	13	mid	mid	ADJ
cjal-3360	118	14	-	-	ADJ
cjal-3360	118	15	sized	sized	ADJ
cjal-3360	118	16	enterprises	enterprise	NOUN
cjal-3360	118	17	,	,	PUNCT
cjal-3360	118	18	urging	urge	VERB
cjal-3360	118	19	financial	financial	ADJ
cjal-3360	118	20	institutions	institution	NOUN
cjal-3360	118	21	to	to	PART
cjal-3360	118	22	"	"	PUNCT
cjal-3360	118	23	make	make	VERB
cjal-3360	118	24	efforts	effort	NOUN
cjal-3360	118	25	to	to	PART
cjal-3360	118	26	improve	improve	VERB
cjal-3360	118	27	financial	financial	ADJ
cjal-3360	118	28	services	service	NOUN
cjal-3360	118	29	,	,	PUNCT
cjal-3360	118	30	to	to	PART
cjal-3360	118	31	adjust	adjust	VERB
cjal-3360	118	32	their	their	PRON
cjal-3360	118	33	styles	style	NOUN
cjal-3360	118	34	of	of	ADP
cjal-3360	118	35	service	service	NOUN
cjal-3360	118	36	,	,	PUNCT
cjal-3360	118	37	to	to	PART
cjal-3360	118	38	enhance	enhance	VERB
cjal-3360	118	39	their	their	PRON
cjal-3360	118	40	awareness	awareness	NOUN
cjal-3360	118	41	of	of	ADP
cjal-3360	118	42	the	the	DET
cjal-3360	118	43	importance	importance	NOUN
cjal-3360	118	44	of	of	ADP
cjal-3360	118	45	their	their	PRON
cjal-3360	118	46	service	service	NOUN
cjal-3360	118	47	(	(	PUNCT
cjal-3360	118	48	to	to	PART
cjal-3360	118	49	smalland	smalland	VERB
cjal-3360	118	50	midguidance	midguidance	PROPN
cjal-3360	118	51	on	on	ADP
cjal-3360	118	52	the	the	DET
cjal-3360	118	53	handling	handling	NOUN
cjal-3360	118	54	of	of	ADP
cjal-3360	118	55	several	several	ADJ
cjal-3360	118	56	issues	issue	NOUN
cjal-3360	118	57	relating	relate	VERB
cjal-3360	118	58	to	to	ADP
cjal-3360	118	59	private	private	ADJ
cjal-3360	118	60	lending	lending	NOUN
cjal-3360	118	61	disputes	dispute	NOUN
cjal-3360	118	62	(	(	PUNCT
cjal-3360	118	63	jililli	jililli	PROPN
cjal-3360	118	64	.a	.a	PROPN
cjal-3360	118	65	..	..	PUNCT
cjal-3360	118	66	ixit	ixit	ADJ
cjal-3360	118	67	:	:	PUNCT
cjal-3360	118	68	i!;'<:*'foj!l!ixoill'd	i!;'<:*'foj!l!ixoill'd	NOUN
cjal-3360	118	69	~	~	SYM
cjal-3360	118	70	f'l'lilffl	f'l'lilffl	PROPN
cjal-3360	118	71	~	~	SYM
cjal-3360	118	72	fj;'fl''fooii90~	fj;'fl''fooii90~	NOUN
cjal-3360	118	73	)	)	PUNCT
cjal-3360	118	74	.	.	PUNCT
cjal-3360	119	1	art	art	NOUN
cjal-3360	119	2	.	.	PUNCT
cjal-3360	120	1	26	26	NUM
cjal-3360	120	2	.	.	PUNCT
cjal-3360	121	1	but	but	CCONJ
cjal-3360	121	2	since	since	SCONJ
cjal-3360	121	3	24	24	NUM
cjal-3360	121	4	%	%	NOUN
cjal-3360	121	5	is	be	AUX
cjal-3360	121	6	approximately	approximately	ADV
cjal-3360	121	7	five	five	NUM
cjal-3360	121	8	times	time	NOUN
cjal-3360	121	9	current	current	ADJ
cjal-3360	121	10	benchmark	benchmark	NOUN
cjal-3360	121	11	rmb	rmb	NOUN
cjal-3360	121	12	lending	lending	NOUN
cjal-3360	121	13	rates	rate	NOUN
cjal-3360	121	14	(	(	PUNCT
cjal-3360	121	15	as	as	ADP
cjal-3360	121	16	of	of	ADP
cjal-3360	121	17	oct	oct	PROPN
cjal-3360	121	18	.	.	PROPN
cjal-3360	121	19	24	24	NUM
cjal-3360	121	20	,	,	PUNCT
cjal-3360	121	21	2015	2015	NUM
cjal-3360	121	22	,	,	PUNCT
cjal-3360	121	23	the	the	DET
cjal-3360	121	24	rmb	rmb	NOUN
cjal-3360	121	25	benchmark	benchmark	NOUN
cjal-3360	121	26	lending	lending	NOUN
cjal-3360	121	27	rate	rate	NOUN
cjal-3360	121	28	is	be	AUX
cjal-3360	121	29	4·90	4·90	NUM
cjal-3360	121	30	%	%	NOUN
cjal-3360	121	31	)	)	PUNCT
cjal-3360	121	32	,	,	PUNCT
cjal-3360	121	33	the	the	DET
cjal-3360	121	34	new	new	ADJ
cjal-3360	121	35	standard	standard	NOUN
cjal-3360	121	36	should	should	AUX
cjal-3360	121	37	not	not	PART
cjal-3360	121	38	be	be	AUX
cjal-3360	121	39	considered	consider	VERB
cjal-3360	121	40	a	a	DET
cjal-3360	121	41	material	material	NOUN
cjal-3360	121	42	change	change	NOUN
cjal-3360	121	43	from	from	ADP
cjal-3360	121	44	the	the	DET
cjal-3360	121	45	earlier	early	ADV
cjal-3360	121	46	..	..	PUNCT
cjal-3360	122	1	fou	fou	PROPN
cjal-3360	122	2	.....	.....	PUNCT
cjal-3360	122	3	time	time	NOUN
cjal-3360	122	4	redline	redline	ADJ
cjal-3360	122	5	.	.	PUNCT
cjal-3360	122	6	"	"	PUNCT
cjal-3360	123	1	"	"	PUNCT
cjal-3360	123	2	'	'	PUNCT
cjal-3360	123	3	see	see	VERB
cjal-3360	123	4	:*	:*	NOUN
cjal-3360	123	5	'	'	NOUN
cjal-3360	123	6	f	f	X
cjal-3360	123	7	~	~	NOUN
cjal-3360	123	8	jj<~f'~~!!!~!ie	jj<~f'~~!!!~!ie	NOUN
cjal-3360	123	9	~	~	SYM
cjal-3360	123	10	l]l!,~:t\:&?itffl'fl1t(i%h!i	l]l!,~:t\:&?itffl'fl1t(i%h!i	X
cjal-3360	123	11	(	(	PUNCT
cjal-3360	123	12	china	china	PROPN
cjal-3360	123	13	development	development	PROPN
cjal-3360	123	14	bank	bank	PROPN
cjal-3360	123	15	announcement	announcement	NOUN
cjal-3360	123	16	on	on	ADP
cjal-3360	123	17	manifestations	manifestation	NOUN
cjal-3360	123	18	and	and	CCONJ
cjal-3360	123	19	characteristics	characteristic	NOUN
cjal-3360	123	20	of	of	ADP
cjal-3360	123	21	illegal	illegal	ADJ
cjal-3360	123	22	fund	fund	NOUN
cjal-3360	123	23	-	-	PUNCT
cjal-3360	123	24	raising	raising	NOUN
cjal-3360	123	25	)	)	PUNCT
cjal-3360	123	26	,	,	PUNCT
cjal-3360	123	27	available	available	ADJ
cjal-3360	123	28	at	at	ADP
cjal-3360	123	29	http://www.cdb.com.cn/web/colurnn.>sp?columnld•	http://www.cdb.com.cn/web/colurnn.>sp?columnld•	PROPN
cjal-3360	123	30	1s/	1s/	NUM
cjal-3360	123	31	(	(	PUNCT
cjal-3360	123	32	last	last	ADV
cjal-3360	123	33	visited	visit	VERB
cjal-3360	123	34	jan	jan	PROPN
cjal-3360	123	35	.	.	PROPN
cjal-3360	123	36	)	)	PUNCT
cjal-3360	124	1	o	o	NOUN
cjal-3360	124	2	,	,	PUNCT
cjal-3360	124	3	2016	2016	NUM
cjal-3360	124	4	)	)	PUNCT
cjal-3360	124	5	.	.	PUNCT
cjal-3360	125	1	"	"	PUNCT
cjal-3360	125	2	zhongxiao	zhongxiao	PROPN
cjal-3360	125	3	qiye	qiye	PROPN
cjal-3360	125	4	cujin	cujin	PROPN
cjal-3360	125	5	fa	fa	PROPN
cjal-3360	125	6	(	(	PUNCT
cjal-3360	125	7	<	<	X
cjal-3360	125	8	!	!	X
cjal-3360	125	9	>	>	PUNCT
cjal-3360	125	10	!	!	PUNCT
cjal-3360	125	11	j'.a.~;ii	j'.a.~;ii	PROPN
cjal-3360	125	12	:	:	PUNCT
cjal-3360	126	1	f!i~<p'l':!e	f!i~<p'l':!e	ADJ
cjal-3360	126	2	~	~	SYM
cjal-3360	126	3	ldlfla$	ldlfla$	X
cjal-3360	126	4	)	)	PUNCT
cjal-3360	127	1	[	[	X
cjal-3360	127	2	law	law	NOUN
cjal-3360	127	3	on	on	ADP
cjal-3360	127	4	the	the	DET
cjal-3360	127	5	promotion	promotion	NOUN
cjal-3360	127	6	of	of	ADP
cjal-3360	127	7	small	small	ADJ
cjal-3360	127	8	and	and	CCONJ
cjal-3360	127	9	mid	mid	ADJ
cjal-3360	127	10	-	-	ADJ
cjal-3360	127	11	sized	sized	ADJ
cjal-3360	127	12	enterprises	enterprise	NOUN
cjal-3360	127	13	)	)	PUNCT
cjal-3360	127	14	(	(	PUNCT
cjal-3360	127	15	presidential	presidential	ADJ
cjal-3360	127	16	order	order	NOUN
cjal-3360	128	1	[	[	X
cjal-3360	128	2	2002	2002	NUM
cjal-3360	128	3	]	]	X
cjal-3360	128	4	no	no	INTJ
cjal-3360	128	5	.	.	NOUN
cjal-3360	128	6	69	69	NUM
cjal-3360	128	7	)	)	PUNCT
cjal-3360	128	8	(	(	PUNCT
cjal-3360	128	9	promulgated	promulgate	VERB
cjal-3360	128	10	by	by	ADP
cjal-3360	128	11	the	the	DET
cjal-3360	128	12	standing	standing	NOUN
cjal-3360	128	13	comm	comm	NOUN
cjal-3360	128	14	.	.	PUNCT
cjal-3360	129	1	nat	nat	NOUN
cjal-3360	129	2	'	'	PUNCT
cjal-3360	129	3	!	!	PUNCT
cjal-3360	130	1	people	people	NOUN
cjal-3360	130	2	's	's	PART
cjal-3360	130	3	cong	cong	NOUN
cjal-3360	130	4	.	.	PROPN
cjal-3360	130	5	,	,	PUNCT
cjal-3360	130	6	june	june	PROPN
cjal-3360	130	7	29	29	NUM
cjal-3360	130	8	.	.	PUNCT
cjal-3360	130	9	2002	2002	NUM
cjal-3360	130	10	,	,	PUNCT
cjal-3360	130	11	effective	effective	ADJ
cjal-3360	130	12	jan	jan	PROPN
cjal-3360	130	13	.	.	PROPN
cjal-3360	130	14	1	1	NUM
cjal-3360	130	15	,	,	PUNCT
cjal-3360	130	16	200	200	NUM
cjal-3360	130	17	)	)	PUNCT
cjal-3360	130	18	)	)	PUNCT
cjal-3360	130	19	.	.	PUNCT
cjal-3360	131	1	254	254	NUM
cjal-3360	131	2	sized	sized	ADJ
cjal-3360	131	3	enterprises	enterprise	NOUN
cjal-3360	131	4	)	)	PUNCT
cjal-3360	131	5	and	and	CCONJ
cjal-3360	131	6	to	to	PART
cjal-3360	131	7	improve	improve	VERB
cjal-3360	131	8	overall	overall	ADJ
cjal-3360	131	9	service	service	NOUN
cjal-3360	131	10	quality	quality	NOUN
cjal-3360	131	11	.	.	PUNCT
cjal-3360	131	12	"	"	PUNCT
cjal-3360	131	13	"	"	PUNCT
cjal-3360	131	14	but	but	CCONJ
cjal-3360	131	15	unlike	unlike	ADP
cjal-3360	131	16	the	the	DET
cjal-3360	131	17	contract	contract	NOUN
cjal-3360	131	18	law	law	NOUN
cjal-3360	131	19	and	and	CCONJ
cjal-3360	131	20	the	the	DET
cjal-3360	131	21	criminal	criminal	ADJ
cjal-3360	131	22	law	law	NOUN
cjal-3360	131	23	,	,	PUNCT
cjal-3360	131	24	which	which	PRON
cjal-3360	131	25	contain	contain	VERB
cjal-3360	131	26	relatively	relatively	ADV
cjal-3360	131	27	concrete	concrete	ADJ
cjal-3360	131	28	provisions	provision	NOUN
cjal-3360	131	29	applicable	applicable	ADJ
cjal-3360	131	30	in	in	ADP
cjal-3360	131	31	litigations	litigation	NOUN
cjal-3360	131	32	and	and	CCONJ
cjal-3360	131	33	prosecutions	prosecution	NOUN
cjal-3360	131	34	involving	involve	VERB
cjal-3360	131	35	private	private	ADJ
cjal-3360	131	36	lending	lending	NOUN
cjal-3360	131	37	institutions	institution	NOUN
cjal-3360	131	38	,	,	PUNCT
cjal-3360	131	39	the	the	DET
cjal-3360	131	40	sme	sme	PROPN
cjal-3360	131	41	promotion	promotion	PROPN
cjal-3360	131	42	law	law	NOUN
cjal-3360	131	43	,	,	PUNCT
cjal-3360	131	44	although	although	SCONJ
cjal-3360	131	45	enacted	enact	VERB
cjal-3360	131	46	as	as	ADP
cjal-3360	131	47	official	official	ADJ
cjal-3360	131	48	law	law	NOUN
cjal-3360	131	49	,	,	PUNCT
cjal-3360	131	50	contains	contain	VERB
cjal-3360	131	51	mostly	mostly	ADV
cjal-3360	131	52	high	high	ADJ
cjal-3360	131	53	-	-	PUNCT
cjal-3360	131	54	level	level	NOUN
cjal-3360	131	55	,	,	PUNCT
cjal-3360	131	56	directional	directional	ADJ
cjal-3360	131	57	guidelines	guideline	NOUN
cjal-3360	131	58	and	and	CCONJ
cjal-3360	131	59	in	in	ADP
cjal-3360	131	60	effect	effect	NOUN
cjal-3360	131	61	posits	posit	NOUN
cjal-3360	131	62	more	more	ADV
cjal-3360	131	63	like	like	ADP
cjal-3360	131	64	an	an	DET
cjal-3360	131	65	administrative	administrative	ADJ
cjal-3360	131	66	policy	policy	NOUN
cjal-3360	131	67	document	document	NOUN
cjal-3360	131	68	.	.	PUNCT
cjal-3360	132	1	also	also	ADV
cjal-3360	132	2	,	,	PUNCT
cjal-3360	132	3	it	it	PRON
cjal-3360	132	4	can	can	AUX
cjal-3360	132	5	be	be	AUX
cjal-3360	132	6	implied	imply	VERB
cjal-3360	132	7	from	from	ADP
cjal-3360	132	8	its	its	PRON
cjal-3360	132	9	language	language	NOUN
cjal-3360	132	10	of	of	ADP
cjal-3360	132	11	this	this	DET
cjal-3360	132	12	law	law	NOUN
cjal-3360	132	13	that	that	PRON
cjal-3360	132	14	the	the	DET
cjal-3360	132	15	legislature	legislature	NOUN
cjal-3360	132	16	in	in	ADP
cjal-3360	132	17	passing	pass	VERB
cjal-3360	132	18	this	this	DET
cjal-3360	132	19	law	law	NOUN
cjal-3360	132	20	was	be	AUX
cjal-3360	132	21	primarily	primarily	ADV
cjal-3360	132	22	addressing	address	VERB
cjal-3360	132	23	state­	state­	PROPN
cjal-3360	132	24	backed	back	VERB
cjal-3360	132	25	financial	financial	ADJ
cjal-3360	132	26	institutions	institution	NOUN
cjal-3360	132	27	(	(	PUNCT
cjal-3360	132	28	"	"	PUNCT
cjal-3360	132	29	all	all	DET
cjal-3360	132	30	commercial	commercial	ADJ
cjal-3360	132	31	banks	bank	NOUN
cjal-3360	132	32	and	and	CCONJ
cjal-3360	132	33	credit	credit	NOUN
cjal-3360	132	34	cooperatives	cooperative	NOUN
cjal-3360	132	35	"	"	PUNCT
cjal-3360	132	36	)	)	PUNCT
cjal-3360	132	37	rather	rather	ADV
cjal-3360	132	38	than	than	ADP
cjal-3360	132	39	private	private	ADJ
cjal-3360	132	40	lenders	lender	NOUN
cjal-3360	132	41	.	.	PUNCT
cjal-3360	132	42	'	'	PUNCT
cjal-3360	132	43	)	)	PUNCT
cjal-3360	132	44	because	because	SCONJ
cjal-3360	132	45	the	the	DET
cjal-3360	132	46	law	law	NOUN
cjal-3360	132	47	did	do	AUX
cjal-3360	132	48	not	not	PART
cjal-3360	132	49	specially	specially	ADV
cjal-3360	132	50	target	target	VERB
cjal-3360	132	51	private	private	ADJ
cjal-3360	132	52	lending	lending	NOUN
cjal-3360	132	53	and	and	CCONJ
cjal-3360	132	54	contained	contain	VERB
cjal-3360	132	55	mostly	mostly	ADV
cjal-3360	132	56	high	high	ADJ
cjal-3360	132	57	-	-	PUNCT
cjal-3360	132	58	level	level	NOUN
cjal-3360	132	59	precatory	precatory	ADJ
cjal-3360	132	60	terms	term	NOUN
cjal-3360	132	61	,	,	PUNCT
cjal-3360	132	62	in	in	ADP
cjal-3360	132	63	practice	practice	NOUN
cjal-3360	132	64	it	it	PRON
cjal-3360	132	65	has	have	VERB
cjal-3360	132	66	at	at	ADP
cjal-3360	132	67	best	good	ADJ
cjal-3360	132	68	tangential	tangential	ADJ
cjal-3360	132	69	impact	impact	NOUN
cjal-3360	132	70	on	on	ADP
cjal-3360	132	71	private	private	ADJ
cjal-3360	132	72	lending	lending	NOUN
cjal-3360	132	73	.	.	PUNCT
cjal-3360	133	1	the	the	DET
cjal-3360	133	2	sme	sme	PROPN
cjal-3360	133	3	promotion	promotion	PROPN
cjal-3360	133	4	law	law	NOUN
cjal-3360	133	5	may	may	AUX
cjal-3360	133	6	nevertheless	nevertheless	ADV
cjal-3360	133	7	have	have	VERB
cjal-3360	133	8	more	more	ADJ
cjal-3360	133	9	ideological	ideological	ADJ
cjal-3360	133	10	significance	significance	NOUN
cjal-3360	133	11	in	in	ADP
cjal-3360	133	12	the	the	DET
cjal-3360	133	13	sense	sense	NOUN
cjal-3360	133	14	that	that	SCONJ
cjal-3360	133	15	it	it	PRON
cjal-3360	133	16	marks	mark	VERB
cjal-3360	133	17	the	the	DET
cjal-3360	133	18	beginning	beginning	NOUN
cjal-3360	133	19	of	of	ADP
cjal-3360	133	20	an	an	DET
cjal-3360	133	21	important	important	ADJ
cjal-3360	133	22	shift	shift	NOUN
cjal-3360	133	23	in	in	ADP
cjal-3360	133	24	state	state	NOUN
cjal-3360	133	25	policy	policy	NOUN
cjal-3360	133	26	towards	towards	ADP
cjal-3360	133	27	private	private	ADJ
cjal-3360	133	28	lending	lending	NOUN
cjal-3360	133	29	in	in	ADP
cjal-3360	133	30	general	general	ADJ
cjal-3360	133	31	(	(	PUNCT
cjal-3360	133	32	towards	towards	ADP
cjal-3360	133	33	greater	great	ADJ
cjal-3360	133	34	tolerance	tolerance	NOUN
cjal-3360	133	35	and	and	CCONJ
cjal-3360	133	36	potentially	potentially	ADV
cjal-3360	133	37	incorporation	incorporation	NOUN
cjal-3360	133	38	into	into	ADP
cjal-3360	133	39	the	the	DET
cjal-3360	133	40	official	official	ADJ
cjal-3360	133	41	financial	financial	ADJ
cjal-3360	133	42	system	system	NOUN
cjal-3360	133	43	)	)	PUNCT
cjal-3360	133	44	.	.	PUNCT
cjal-3360	134	1	this	this	DET
cjal-3360	134	2	aspect	aspect	NOUN
cjal-3360	134	3	wiu	wiu	NOUN
cjal-3360	134	4	be	be	AUX
cjal-3360	134	5	discussed	discuss	VERB
cjal-3360	134	6	more	more	ADV
cjal-3360	134	7	in	in	ADP
cjal-3360	134	8	part	part	PROPN
cjal-3360	134	9	iii	iii	PROPN
cjal-3360	134	10	.	.	PUNCT
cjal-3360	134	11	b.	b.	PROPN
cjal-3360	134	12	legislative	legislative	ADJ
cjal-3360	134	13	proposals	proposal	NOUN
cjal-3360	134	14	for	for	ADP
cjal-3360	134	15	governing	govern	VERB
cjal-3360	134	16	jaws	jaw	NOUN
cjal-3360	134	17	on	on	ADP
cjal-3360	134	18	p	p	X
cjal-3360	134	19	rivate	rivate	ADJ
cjal-3360	134	20	lending	lending	NOUN
cjal-3360	134	21	putting	put	VERB
cjal-3360	134	22	aside	aside	ADP
cjal-3360	134	23	the	the	DET
cjal-3360	134	24	general	general	ADJ
cjal-3360	134	25	laws	law	NOUN
cjal-3360	134	26	mentioned	mention	VERB
cjal-3360	134	27	above	above	ADV
cjal-3360	134	28	,	,	PUNCT
cjal-3360	134	29	legislation	legislation	NOUN
cjal-3360	134	30	that	that	PRON
cjal-3360	134	31	specifically	specifically	ADV
cjal-3360	134	32	targets	target	VERB
cjal-3360	134	33	private	private	ADJ
cjal-3360	134	34	lending	lending	NOUN
cjal-3360	134	35	activities	activity	NOUN
cjal-3360	134	36	is	be	AUX
cjal-3360	134	37	virtually	virtually	ADV
cjal-3360	134	38	non	non	ADJ
cjal-3360	134	39	-	-	ADJ
cjal-3360	134	40	existent	existent	ADJ
cjal-3360	134	41	.	.	PUNCT
cjal-3360	135	1	this	this	PRON
cjal-3360	135	2	does	do	AUX
cjal-3360	135	3	not	not	PART
cjal-3360	135	4	me.an	me.an	VERB
cjal-3360	135	5	however	however	ADV
cjal-3360	135	6	,	,	PUNCT
cjal-3360	135	7	there	there	PRON
cjal-3360	135	8	have	have	AUX
cjal-3360	135	9	been	be	AUX
cjal-3360	135	10	little	little	ADJ
cjal-3360	135	11	bottom	bottom	ADJ
cjal-3360	135	12	-	-	PUNCT
cjal-3360	135	13	up	up	ADP
cjal-3360	135	14	efforts	effort	NOUN
cjal-3360	135	15	towards	towards	ADP
cjal-3360	135	16	making	make	VERB
cjal-3360	135	17	governing	govern	VERB
cjal-3360	135	18	laws	law	NOUN
cjal-3360	135	19	for	for	ADP
cjal-3360	135	20	private	private	ADJ
cjal-3360	135	21	lending	lending	NOUN
cjal-3360	135	22	.	.	PUNCT
cjal-3360	136	1	in	in	ADP
cjal-3360	136	2	zoo8	zoo8	PROPN
cjal-3360	136	3	,	,	PUNCT
cjal-3360	136	4	the	the	DET
cjal-3360	136	5	people	people	NOUN
cjal-3360	136	6	's	's	PART
cjal-3360	136	7	bank	bank	PROPN
cjal-3360	136	8	of	of	ADP
cjal-3360	136	9	china	china	PROPN
cjal-3360	136	10	(	(	PUNCT
cjal-3360	136	11	"	"	PUNCT
cjal-3360	136	12	pbc	pbc	PROPN
cjal-3360	136	13	)	)	PUNCT
cjal-3360	136	14	drafted	draft	VERB
cjal-3360	136	15	the	the	DET
cjal-3360	136	16	lenders	lender	NOUN
cjal-3360	136	17	'	'	PART
cjal-3360	136	18	rules	rule	NOUN
cjal-3360	136	19	with	with	ADP
cjal-3360	136	20	the	the	DET
cjal-3360	136	21	purpose	purpose	NOUN
cjal-3360	136	22	of	of	ADP
cjal-3360	136	23	standardizing	standardize	VERB
cjal-3360	136	24	private	private	ADJ
cjal-3360	136	25	lending	lending	NOUN
cjal-3360	136	26	practice	practice	NOUN
cjal-3360	136	27	and	and	CCONJ
cjal-3360	136	28	establishing	establish	VERB
cjal-3360	136	29	an	an	DET
cjal-3360	136	30	official	official	ADJ
cjal-3360	136	31	legal	legal	ADJ
cjal-3360	136	32	framework	framework	NOUN
cjal-3360	136	33	for	for	ADP
cjal-3360	136	34	private	private	ADJ
cjal-3360	136	35	lending	lending	NOUN
cjal-3360	136	36	activities	activity	NOUN
cjal-3360	136	37	..	..	PUNCT
cjal-3360	136	38	"	"	PUNCT
cjal-3360	137	1	the	the	DET
cjal-3360	137	2	rules	rule	NOUN
cjal-3360	137	3	placed	place	VERB
cjal-3360	137	4	"	"	PUNCT
cjal-3360	137	5	ld	ld	PROPN
cjal-3360	137	6	.	.	PROPN
cjal-3360	137	7	,	,	PUNCT
cjal-3360	137	8	art	art	NOUN
cjal-3360	137	9	.	.	PUNCT
cjal-3360	138	1	15	15	NUM
cjal-3360	138	2	(	(	PUNCT
cjal-3360	138	3	"	"	PUNCT
cjal-3360	138	4	all	all	DET
cjal-3360	138	5	financial	financial	ADJ
cjal-3360	138	6	institutions	institution	NOUN
cjal-3360	138	7	shall	shall	AUX
cjal-3360	138	8	provide	provide	VERB
cjal-3360	138	9	financial	financial	ADJ
cjal-3360	138	10	support	support	NOUN
cjal-3360	138	11	to	to	ADP
cjal-3360	138	12	small	small	ADJ
cjal-3360	138	13	and	and	CCONJ
cjal-3360	138	14	mid­	mid­	VERB
cjal-3360	138	15	sit	sit	VERB
cjal-3360	138	16	-	-	PUNCT
cjal-3360	138	17	ed	ed	NOUN
cjal-3360	138	18	enterprises	enterprise	NOUN
cjal-3360	138	19	,	,	PUNCT
cjal-3360	138	20	make	make	VERB
cjal-3360	138	21	efforts	effort	NOUN
cjal-3360	138	22	to	to	PART
cjal-3360	138	23	improve	improve	VERB
cjal-3360	138	24	financial	financial	ADJ
cjal-3360	138	25	service	service	NOUN
cjal-3360	138	26	,	,	PUNCT
cjal-3360	138	27	....	....	PUNCT
cjal-3360	138	28	"	"	PUNCT
cjal-3360	138	29	)	)	PUNCT
cjal-3360	138	30	.	.	PUNCT
cjal-3360	138	31	"	"	PUNCT
cjal-3360	139	1	ld	ld	INTJ
cjal-3360	139	2	.	.	PUNCT
cjal-3360	139	3	...	...	PUNCT
cjal-3360	140	1	see	see	VERB
cjal-3360	140	2	yao	yao	PROPN
cjal-3360	140	3	bin	bin	PROPN
cjal-3360	140	4	(	(	PUNCT
cjal-3360	140	5	~~	~~	NOUN
cjal-3360	140	6	)	)	PUNCT
cjal-3360	140	7	.	.	PUNCT
cjal-3360	141	1	fangdai.ren	fangdai.ren	X
cjal-3360	141	2	tiaoli	tiaoli	VERB
cjal-3360	141	3	yu	yu	PROPN
cjal-3360	141	4	zhejiang	zhejiang	PROPN
cjal-3360	141	5	minjian	minjian	PROPN
cjal-3360	141	6	jiedai	jiedai	PROPN
cjal-3360	141	7	de	de	PROPN
cjal-3360	141	8	falv	falv	ADJ
cjal-3360	141	9	wenti	wenti	PROPN
cjal-3360	141	10	yanjiu	yanjiu	PROPN
cjal-3360	141	11	(	(	PUNCT
cjal-3360	141	12	"	"	PUNCT
cjal-3360	141	13	i!r'pfa>1'>~"i}lijiii!:i':flilfihihbii!:lllt	i!r'pfa>1'>~"i}lijiii!:i':flilfihihbii!:lllt	PUNCT
cjal-3360	141	14	~	~	SYM
cjal-3360	141	15	lllu~:re	lllu~:re	X
cjal-3360	141	16	)	)	PUNCT
cjal-3360	142	1	[	[	X
cjal-3360	142	2	the	the	DET
cjal-3360	142	3	lenders	lender	NOUN
cjal-3360	142	4	'	'	PART
cjal-3360	142	5	rules	rule	NOUN
cjal-3360	142	6	and	and	CCONJ
cjal-3360	142	7	the	the	DET
cjal-3360	142	8	legal	legal	ADJ
cjal-3360	142	9	framework	framework	NOUN
cjal-3360	142	10	over	over	ADP
cjal-3360	142	11	private	private	ADJ
cjal-3360	142	12	lending	lending	NOUN
cjal-3360	142	13	in	in	ADP
cjal-3360	142	14	zhejiang	zhejiang	PROPN
cjal-3360	142	15	)	)	PUNCT
cjal-3360	142	16	,	,	PUNCT
cjal-3360	142	17	faxue	faxue	NOUN
cjal-3360	142	18	zhichuang	zhichuang	PROPN
cjal-3360	142	19	(	(	PUNCT
cjal-3360	142	20	tt;~;z	tt;~;z	PROPN
cjal-3360	142	21	til	til	PROPN
cjal-3360	142	22	)	)	PUNCT
cjal-3360	142	23	,	,	PUNCT
cjal-3360	142	24	no.4	no.4	PROPN
cjal-3360	142	25	,	,	PUNCT
cjal-3360	142	26	1010	1010	NUM
cjal-3360	142	27	at	at	ADP
cjal-3360	142	28	33	33	NUM
cjal-3360	142	29	-	-	SYM
cjal-3360	142	30	34	34	NUM
cjal-3360	142	31	.	.	PUNCT
cjal-3360	142	32	'	'	PUNCT
cjal-3360	142	33	55	55	NUM
cjal-3360	142	34	emphasis	emphasis	NOUN
cjal-3360	142	35	on	on	ADP
cjal-3360	142	36	the	the	DET
cjal-3360	142	37	protection	protection	NOUN
cjal-3360	142	38	of	of	ADP
cjal-3360	142	39	capital	capital	NOUN
cjal-3360	142	40	possessors	possessor	NOUN
cjal-3360	142	41	'	'	PART
cjal-3360	142	42	rights	right	NOUN
cjal-3360	142	43	to	to	PART
cjal-3360	142	44	utilize	utilize	VERB
cjal-3360	142	45	capital	capital	NOUN
cjal-3360	142	46	as	as	SCONJ
cjal-3360	142	47	desired	desire	VERB
cjal-3360	142	48	,	,	PUNCT
cjal-3360	142	49	including	include	VERB
cjal-3360	142	50	lending	lend	VERB
cjal-3360	142	51	for	for	ADP
cjal-3360	142	52	interest	interest	NOUN
cjal-3360	142	53	,	,	PUNCT
cjal-3360	142	54	and	and	CCONJ
cjal-3360	142	55	expressly	expressly	ADV
cjal-3360	142	56	allowed	allow	VERB
cjal-3360	142	57	any	any	DET
cjal-3360	142	58	"	"	PUNCT
cjal-3360	142	59	eligible	eligible	ADJ
cjal-3360	142	60	enterprise	enterprise	NOUN
cjal-3360	142	61	and	and	CCONJ
cjal-3360	142	62	individuals	individual	NOUN
cjal-3360	142	63	to	to	PART
cjal-3360	142	64	engage	engage	VERB
cjal-3360	142	65	in	in	ADP
cjal-3360	142	66	the	the	DET
cjal-3360	142	67	business	business	NOUN
cjal-3360	142	68	of	of	ADP
cjal-3360	142	69	lending	lending	NOUN
cjal-3360	142	70	.	.	PUNCT
cjal-3360	143	1	"	"	PUNCT
cjal-3360	143	2	"	"	PUNCT
cjal-3360	143	3	'	'	PUNCT
cjal-3360	143	4	the	the	DET
cjal-3360	143	5	rules	rule	NOUN
cjal-3360	143	6	basically	basically	ADV
cjal-3360	143	7	permitted	permit	VERB
cjal-3360	143	8	any	any	DET
cjal-3360	143	9	private	private	ADJ
cjal-3360	143	10	individual	individual	NOUN
cjal-3360	143	11	or	or	CCONJ
cjal-3360	143	12	institution	institution	NOUN
cjal-3360	143	13	to	to	PART
cjal-3360	143	14	lend	lend	VERB
cjal-3360	143	15	legally	legally	ADV
cjal-3360	143	16	obtained	obtain	VERB
cjal-3360	143	17	and	and	CCONJ
cjal-3360	143	18	owned	own	VERB
cjal-3360	143	19	capital	capital	NOUN
cjal-3360	143	20	to	to	ADP
cjal-3360	143	21	third	third	ADJ
cjal-3360	143	22	parties	party	NOUN
cjal-3360	143	23	,	,	PUNCT
cjal-3360	143	24	marking	mark	VERB
cjal-3360	143	25	a	a	DET
cjal-3360	143	26	drastic	drastic	ADJ
cjal-3360	143	27	deviation	deviation	NOUN
cjal-3360	143	28	from	from	ADP
cjal-3360	143	29	existing	exist	VERB
cjal-3360	143	30	pbc	pbc	PROPN
cjal-3360	143	31	rules	rule	NOUN
cjal-3360	143	32	which	which	PRON
cjal-3360	143	33	limit	limit	VERB
cjal-3360	143	34	the	the	DET
cjal-3360	143	35	business	business	NOUN
cjal-3360	143	36	of	of	ADP
cjal-3360	143	37	lending	lending	NOUN
cjal-3360	143	38	to	to	ADP
cjal-3360	143	39	state	state	NOUN
cjal-3360	143	40	-	-	PUNCT
cjal-3360	143	41	approved	approve	VERB
cjal-3360	143	42	financial	financial	ADJ
cjal-3360	143	43	institutions	institution	NOUN
cjal-3360	143	44	.	.	PUNCT
cjal-3360	144	1	,	,	PUNCT
cjal-3360	144	2	.	.	PUNCT
cjal-3360	145	1	ln	ln	NOUN
cjal-3360	145	2	2009	2009	NUM
cjal-3360	145	3	the	the	DET
cjal-3360	145	4	legislative	legislative	ADJ
cjal-3360	145	5	affairs	affairs	PROPN
cjal-3360	145	6	office	office	NOUN
cjal-3360	145	7	of	of	ADP
cjal-3360	145	8	the	the	DET
cjal-3360	145	9	state	state	NOUN
cjal-3360	145	10	council	council	PROPN
cjal-3360	145	11	started	start	VERB
cjal-3360	145	12	research	research	NOUN
cjal-3360	145	13	on	on	ADP
cjal-3360	145	14	the	the	DET
cjal-3360	145	15	proposal	proposal	NOUN
cjal-3360	145	16	and	and	CCONJ
cjal-3360	145	17	eventuauy	eventuauy	NOUN
cjal-3360	145	18	classified	classify	VERB
cjal-3360	145	19	it	it	PRON
cjal-3360	145	20	as	as	ADP
cjal-3360	145	21	a	a	DET
cjal-3360	145	22	tier	tier	NOUN
cjal-3360	145	23	ii	ii	PROPN
cjal-3360	145	24	legislative	legislative	ADJ
cjal-3360	145	25	plan	plan	NOUN
cjal-3360	145	26	.	.	PUNCT
cjal-3360	145	27	''	''	PUNCT
cjal-3360	146	1	but	but	CCONJ
cjal-3360	146	2	for	for	ADP
cjal-3360	146	3	unknown	unknown	ADJ
cjal-3360	146	4	reasons	reason	NOUN
cjal-3360	146	5	,	,	PUNCT
cjal-3360	146	6	although	although	SCONJ
cjal-3360	146	7	the	the	DET
cjal-3360	146	8	draft	draft	NOUN
cjal-3360	146	9	went	go	VERB
cjal-3360	146	10	through	through	ADP
cjal-3360	146	11	four	four	NUM
cjal-3360	146	12	rounds	round	NOUN
cjal-3360	146	13	of	of	ADP
cjal-3360	146	14	revisions	revision	NOUN
cjal-3360	146	15	since	since	SCONJ
cjal-3360	146	16	2008	2008	NUM
cjal-3360	146	17	,	,	PUNCT
cjal-3360	146	18	it	it	PRON
cjal-3360	146	19	did	do	AUX
cjal-3360	146	20	not	not	PART
cjal-3360	146	21	ultimately	ultimately	ADV
cjal-3360	146	22	receive	receive	VERB
cjal-3360	146	23	the	the	DET
cjal-3360	146	24	state	state	NOUN
cjal-3360	146	25	's	's	PART
cjal-3360	146	26	official	official	ADJ
cjal-3360	146	27	endorsement	endorsement	NOUN
cjal-3360	146	28	.	.	PUNCT
cjal-3360	147	1	.a	.a	PROPN
cjal-3360	148	1	ln	ln	PROPN
cjal-3360	148	2	zou	zou	PROPN
cjal-3360	148	3	,	,	PUNCT
cjal-3360	148	4	a	a	DET
cjal-3360	148	5	state	state	NOUN
cjal-3360	148	6	-	-	PUNCT
cjal-3360	148	7	backed	back	VERB
cjal-3360	148	8	research	research	NOUN
cjal-3360	148	9	institute	institute	PROPN
cjal-3360	148	10	in	in	ADP
cjal-3360	148	11	wenzhou	wenzhou	PROPN
cjal-3360	148	12	drafted	draft	VERB
cjal-3360	148	13	the	the	DET
cjal-3360	148	14	legislative	legislative	ADJ
cjal-3360	148	15	proposal	proposal	NOUN
cjal-3360	148	16	of	of	ADP
cjal-3360	148	17	private	private	ADJ
cjal-3360	148	18	lending	lending	NOUN
cjal-3360	148	19	law	law	NOUN
cjal-3360	148	20	,	,	PUNCT
cjal-3360	148	21	which	which	PRON
cjal-3360	148	22	was	be	AUX
cjal-3360	148	23	officially	officially	ADV
cjal-3360	148	24	presented	present	VERB
cjal-3360	148	25	to	to	ADP
cjal-3360	148	26	the	the	DET
cjal-3360	148	27	national	national	PROPN
cjal-3360	148	28	people	people	NOUN
cjal-3360	148	29	's	's	PART
cjal-3360	148	30	congress	congress	PROPN
cjal-3360	148	31	in	in	ADP
cjal-3360	148	32	>	>	X
cjal-3360	148	33	ou	ou	PROPN
cjal-3360	148	34	.	.	PROPN
cjal-3360	148	35	,	,	PUNCT
cjal-3360	148	36	.	.	PUNCT
cjal-3360	149	1	uke	uke	PROPN
cjal-3360	149	2	the	the	DET
cjal-3360	149	3	proposed	propose	VERB
cjal-3360	149	4	lenders	lender	NOUN
cjal-3360	149	5	'	'	PART
cjal-3360	149	6	rules	rule	NOUN
cjal-3360	149	7	from	from	ADP
cjal-3360	149	8	>	>	X
cjal-3360	149	9	oo8	oo8	PROPN
cjal-3360	149	10	,	,	PUNCT
cjal-3360	149	11	the	the	DET
cjal-3360	149	12	proposed	propose	VERB
cjal-3360	149	13	private	private	ADJ
cjal-3360	149	14	lending	lending	NOUN
cjal-3360	149	15	law	law	NOUN
cjal-3360	149	16	provides	provide	VERB
cjal-3360	149	17	concrete	concrete	ADJ
cjal-3360	149	18	definitions	definition	NOUN
cjal-3360	149	19	on	on	ADP
cjal-3360	149	20	the	the	DET
cjal-3360	149	21	rights	right	NOUN
cjal-3360	149	22	and	and	CCONJ
cjal-3360	149	23	obligations	obligation	NOUN
cjal-3360	149	24	for	for	ADP
cjal-3360	149	25	participates	participate	NOUN
cjal-3360	149	26	in	in	ADP
cjal-3360	149	27	private	private	ADJ
cjal-3360	149	28	lending	lending	NOUN
cjal-3360	149	29	arrangements	arrangement	NOUN
cjal-3360	149	30	,	,	PUNCT
cjal-3360	149	31	as	as	ADV
cjal-3360	149	32	well	well	ADV
cjal-3360	149	33	as	as	ADP
cjal-3360	149	34	guidelines	guideline	NOUN
cjal-3360	149	35	on	on	ADP
cjal-3360	149	36	the	the	DET
cjal-3360	149	37	standardiz.ation	standardiz.ation	NOUN
cjal-3360	149	38	and	and	CCONJ
cjal-3360	149	39	regulation	regulation	NOUN
cjal-3360	149	40	of	of	ADP
cjal-3360	149	41	private	private	ADJ
cjal-3360	149	42	lending.30	lending.30	NOUN
cjal-3360	149	43	the	the	DET
cjal-3360	149	44	proposed	propose	VERB
cjal-3360	149	45	private	private	ADJ
cjal-3360	149	46	lending	lending	NOUN
cjal-3360	149	47	law	law	NOUN
cjal-3360	149	48	also	also	ADV
cjal-3360	149	49	serves	serve	VERB
cjal-3360	149	50	similar	similar	ADJ
cjal-3360	149	51	purposes	purpose	NOUN
cjal-3360	149	52	.	.	PUNCT
cjal-3360	150	1	as	as	ADP
cjal-3360	150	2	the	the	DET
cjal-3360	150	3	earlier	early	ADJ
cjal-3360	150	4	proposal	proposal	NOUN
cjal-3360	150	5	of	of	ADP
cjal-3360	150	6	the	the	DET
cjal-3360	150	7	lenders	lender	NOUN
cjal-3360	150	8	'	'	PART
cjal-3360	150	9	rules	rule	NOUN
cjal-3360	150	10	,	,	PUNCT
cjal-3360	150	11	that	that	ADV
cjal-3360	150	12	is	is	ADV
cjal-3360	150	13	,	,	PUNCT
cjal-3360	150	14	to	to	PART
cjal-3360	150	15	delineate	delineate	VERB
cjal-3360	150	16	the	the	DET
cjal-3360	150	17	legal	legal	ADJ
cjal-3360	150	18	boundaries	boundary	NOUN
cjal-3360	150	19	for	for	ADP
cjal-3360	150	20	and	and	CCONJ
cjal-3360	150	21	to	to	PART
cjal-3360	150	22	facilitate	facilitate	VERB
cjal-3360	150	23	the	the	DET
cjal-3360	150	24	standardization	standardization	NOUN
cjal-3360	150	25	of	of	ADP
cjal-3360	150	26	private	private	ADJ
cjal-3360	150	27	lending	lending	NOUN
cjal-3360	150	28	activities	activity	NOUN
cjal-3360	150	29	.	.	PUNCT
cjal-3360	151	1	the	the	DET
cjal-3360	151	2	status	status	NOUN
cjal-3360	151	3	of	of	ADP
cjal-3360	151	4	''	''	PUNCT
cjal-3360	151	5	i	i	PROPN
cjal-3360	151	6	d.	d.	PROPN
cjal-3360	151	7	at	at	ADP
cjal-3360	151	8	34	34	NUM
cjal-3360	151	9	·	·	PUNCT
cjal-3360	151	10	,	,	PUNCT
cjal-3360	151	11	.	.	PUNCT
cjal-3360	152	1	oaikuan	oaikuan	PROPN
cjal-3360	152	2	tongze	tongze	PROPN
cjal-3360	152	3	(:	(:	PROPN
cjal-3360	152	4	&	&	CCONJ
cjal-3360	152	5	l	l	NOUN
cjal-3360	152	6	~	~	NOUN
cjal-3360	152	7	illtjiiu	illtjiiu	NOUN
cjal-3360	152	8	)	)	PUNCT
cjal-3360	153	1	[	[	X
cjal-3360	153	2	general	general	ADJ
cjal-3360	153	3	rules	rule	VERB
cjal-3360	153	4	on	on	ADP
cjal-3360	153	5	lending	lending	NOUN
cjal-3360	153	6	]	]	PUNCT
cjal-3360	153	7	(	(	PUNCT
cjal-3360	153	8	implement.ed	implement.ed	X
cjal-3360	153	9	by	by	ADP
cjal-3360	153	10	the	the	DET
cjal-3360	153	11	people	people	NOUN
cjal-3360	153	12	's	's	PART
cjal-3360	153	13	bank	bank	PROPN
cjal-3360	153	14	of	of	ADP
cjal-3360	153	15	china	china	PROPN
cjal-3360	153	16	,	,	PUNCT
cjal-3360	153	17	aug	aug	PROPN
cjal-3360	153	18	.	.	PROPN
cjal-3360	153	19	1	1	NUM
cjal-3360	153	20	,	,	PUNCT
cjal-3360	153	21	1996	1996	NUM
cjal-3360	153	22	)	)	PUNCT
cjal-3360	153	23	,	,	PUNCT
cjal-3360	153	24	art	art	NOUN
cjal-3360	153	25	.	.	PUNCT
cjal-3360	154	1	zt	zt	PROPN
cjal-3360	154	2	.	.	PUNCT
cjal-3360	154	3	'	'	PUNCT
cjal-3360	154	4	7	7	NUM
cjal-3360	154	5	!	!	PUNCT
cjal-3360	154	6	i!~~t!iu!i$f	i!~~t!iu!i$f	NOUN
cjal-3360	154	7	,	,	PUNCT
cjal-3360	154	8	l!j'i~	l!j'i~	PROPN
cjal-3360	154	9	jjj[:&l}	jjj[:&l}	PROPN
cjal-3360	154	10	..	..	PROPN
cjal-3360	154	11	li'<01ji!!i:?;:~i!i	li'<01ji!!i:?;:~i!i	PROPN
cjal-3360	154	12	(	(	PUNCT
cjal-3360	154	13	the	the	DET
cjal-3360	154	14	legislative	legislative	ADJ
cjal-3360	154	15	proposal	proposal	NOUN
cjal-3360	154	16	of	of	ADP
cjal-3360	154	17	lenders	lender	NOUN
cjal-3360	154	18	'	'	PART
cjal-3360	154	19	rules	rule	NOUN
cjal-3360	154	20	rejected	reject	VERB
cjal-3360	154	21	after	after	ADP
cjal-3360	154	22	four	four	NUM
cjal-3360	154	23	rounds	round	NOUN
cjal-3360	154	24	of	of	ADP
cjal-3360	154	25	revision	revision	NOUN
cjal-3360	154	26	)	)	PUNCT
cjal-3360	154	27	,	,	PUNCT
cjal-3360	154	28	available	available	ADJ
cjal-3360	154	29	at	at	ADP
cjal-3360	154	30	http://moncy.16j.com/u/o-z.o-t/o8/	http://moncy.16j.com/u/o-z.o-t/o8/	PROPN
cjal-3360	154	31	7pdhdk6400:&53boh_3ll.htm.l/	7pdhdk6400:&53boh_3ll.htm.l/	PROPN
cjal-3360	154	32	(	(	PUNCT
cjal-3360	154	33	l.lst	l.lst	PROPN
cjal-3360	154	34	vicited	vicite	VERB
cjal-3360	154	35	j	j	NOUN
cjal-3360	154	36	:	:	PUNCT
cjal-3360	154	37	ln	ln	ADJ
cjal-3360	154	38	.	.	PUNCT
cjal-3360	154	39	)	)	PUNCT
cjal-3360	155	1	o	o	NOUN
cjal-3360	155	2	,	,	PUNCT
cjal-3360	155	3	2016	2016	NUM
cjal-3360	155	4	)	)	PUNCT
cjal-3360	155	5	.	.	PUNCT
cjal-3360	156	1	"	"	PUNCT
cjal-3360	157	1	i	i	PRON
cjal-3360	157	2	d.	d.	NOUN
cjal-3360	157	3	"	"	PUNCT
cjal-3360	157	4	'	'	PUNCT
cjal-3360	157	5	i&#i	i&#i	NOUN
cjal-3360	157	6	!	!	PUNCT
cjal-3360	158	1	f	f	X
cjal-3360	158	2	:	:	PUNCT
cjal-3360	158	3	fll~	fll~	PROPN
cjal-3360	158	4	(	(	PUNCT
cjal-3360	158	5	li!fbjfiliut	li!fbjfiliut	PROPN
cjal-3360	158	6	>	>	X
cjal-3360	158	7	..	..	PUNCT
cjal-3360	159	1	t	t	X
cjal-3360	159	2	:	:	PUNCT
cjal-3360	159	3	fsi'ji	fsi'ji	PROPN
cjal-3360	159	4	<	<	X
cjal-3360	159	5	jj	jj	PROPN
cjal-3360	159	6	;	;	PUNCT
cjal-3360	159	7	(	(	PUNCT
cjal-3360	159	8	wenzhou	wenzhou	PROPN
cjal-3360	159	9	scholars	scholar	NOUN
cjal-3360	159	10	proposed	propose	VERB
cjal-3360	159	11	to	to	PART
cjal-3360	159	12	legislature	legislature	VERB
cjal-3360	159	13	the	the	DET
cjal-3360	159	14	private	private	ADJ
cjal-3360	159	15	lending	lending	NOUN
cjal-3360	159	16	law	law	NOUN
cjal-3360	159	17	)	)	PUNCT
cjal-3360	159	18	,	,	PUNCT
cjal-3360	159	19	available	available	ADJ
cjal-3360	159	20	at	at	ADP
cjal-3360	159	21	http://www.iolaw.org.cn/shownews.aspx?id=30097/	http://www.iolaw.org.cn/shownews.aspx?id=30097/	NOUN
cjal-3360	159	22	(	(	PUNCT
cjal-3360	159	23	last	last	ADV
cjal-3360	159	24	visited	visit	VERB
cjal-3360	159	25	jan	jan	PROPN
cjal-3360	159	26	.	.	PROPN
cjal-3360	159	27	20	20	NUM
cjal-3360	159	28	,	,	PUNCT
cjal-3360	159	29	>	>	X
cjal-3360	159	30	ot6	ot6	NOUN
cjal-3360	159	31	)	)	PUNCT
cjal-3360	159	32	.	.	PUNCT
cjal-3360	160	1	)	)	PUNCT
cjal-3360	160	2	0	0	PUNCT
cjal-3360	161	1	ld	ld	PROPN
cjal-3360	161	2	.	.	PUNCT
cjal-3360	162	1	this	this	DET
cjal-3360	162	2	legislative	legislative	ADJ
cjal-3360	162	3	proposal	proposal	NOUN
cjal-3360	162	4	,	,	PUNCT
cjal-3360	162	5	however	however	ADV
cjal-3360	162	6	,	,	PUNCT
cjal-3360	162	7	seems	seem	VERB
cjal-3360	162	8	to	to	PART
cjal-3360	162	9	have	have	AUX
cjal-3360	162	10	been	be	AUX
cjal-3360	162	11	in	in	ADP
cjal-3360	162	12	a	a	DET
cjal-3360	162	13	limbo	limbo	NOUN
cjal-3360	162	14	during	during	ADP
cjal-3360	162	15	the	the	DET
cjal-3360	162	16	past	past	NOUN
cjal-3360	162	17	a	a	DET
cjal-3360	162	18	few	few	ADJ
cjal-3360	162	19	years	year	NOUN
cjal-3360	162	20	with	with	ADP
cjal-3360	162	21	little	little	ADJ
cjal-3360	162	22	update	update	NOUN
cjal-3360	162	23	heard	hear	VERB
cjal-3360	162	24	from	from	ADP
cjal-3360	162	25	the	the	DET
cjal-3360	162	26	government	government	NOUN
cjal-3360	162	27	.	.	PUNCT
cjal-3360	163	1	these	these	DET
cjal-3360	163	2	legislative	legislative	ADJ
cjal-3360	163	3	proposals	proposal	NOUN
cjal-3360	163	4	,	,	PUNCT
cjal-3360	163	5	with	with	ADP
cjal-3360	163	6	their	their	PRON
cjal-3360	163	7	much	much	ADV
cjal-3360	163	8	more	more	ADJ
cjal-3360	163	9	relaxing	relaxing	ADJ
cjal-3360	163	10	provisions	provision	NOUN
cjal-3360	163	11	on	on	ADP
cjal-3360	163	12	privata	privata	PROPN
cjal-3360	163	13	!	!	PUNCT
cjal-3360	164	1	lending	lending	NOUN
cjal-3360	164	2	,	,	PUNCT
cjal-3360	164	3	if	if	SCONJ
cjal-3360	164	4	passed	pass	VERB
cjal-3360	164	5	will	will	AUX
cjal-3360	164	6	lessen	lessen	VERB
cjal-3360	164	7	the	the	DET
cjal-3360	164	8	legal	legal	ADJ
cjal-3360	164	9	risks	risk	NOUN
cjal-3360	164	10	and	and	CCONJ
cjal-3360	164	11	improve	improve	VERB
cjal-3360	164	12	the	the	DET
cjal-3360	164	13	legal	legal	ADJ
cjal-3360	164	14	protection	protection	NOUN
cjal-3360	164	15	for	for	ADP
cjal-3360	164	16	msms	msm	NOUN
cjal-3360	164	17	that	that	PRON
cjal-3360	164	18	use	use	VERB
cjal-3360	164	19	credit	credit	NOUN
cjal-3360	164	20	from	from	ADP
cjal-3360	164	21	private	private	ADJ
cjal-3360	164	22	sources	source	NOUN
cjal-3360	164	23	.	.	PUNCT
cjal-3360	165	1	what	what	PRON
cjal-3360	165	2	the	the	DET
cjal-3360	165	3	legislative	legislative	ADJ
cjal-3360	165	4	proposals	proposal	NOUN
cjal-3360	165	5	did	do	AUX
cjal-3360	165	6	not	not	PART
cjal-3360	165	7	address	address	VERB
cjal-3360	165	8	and	and	CCONJ
cjal-3360	165	9	would	would	AUX
cjal-3360	165	10	unlikely	unlikely	ADV
cjal-3360	165	11	provide	provide	VERB
cjal-3360	165	12	meaningful	meaningful	ADJ
cjal-3360	165	13	guidance	guidance	NOUN
cjal-3360	165	14	for	for	ADP
cjal-3360	165	15	,	,	PUNCT
cjal-3360	165	16	however	however	ADV
cjal-3360	165	17	,	,	PUNCT
cjal-3360	165	18	is	be	AUX
cjal-3360	165	19	the	the	DET
cjal-3360	165	20	blurry	blurry	ADJ
cjal-3360	165	21	line	line	NOUN
cjal-3360	165	22	between	between	ADP
cjal-3360	165	23	individual	individual	ADJ
cjal-3360	165	24	lending	lending	NOUN
cjal-3360	165	25	and	and	CCONJ
cjal-3360	165	26	"	"	PUNCT
cjal-3360	165	27	absorbing	absorb	VERB
cjal-3360	165	28	public	public	ADJ
cjal-3360	165	29	deposit	deposit	NOUN
cjal-3360	165	30	,	,	PUNCT
cjal-3360	165	31	"	"	PUNCT
cjal-3360	165	32	or	or	CCONJ
cjal-3360	165	33	"	"	PUNCT
cjal-3360	165	34	illegal	illegal	ADJ
cjal-3360	165	35	fund	fund	NOUN
cjal-3360	165	36	-	-	PUNCT
cjal-3360	165	37	raising	raising	NOUN
cjal-3360	165	38	.	.	PUNCT
cjal-3360	165	39	"	"	PUNCT
cjal-3360	166	1	while	while	SCONJ
cjal-3360	166	2	one	one	NUM
cjal-3360	166	3	individual	individual	ADJ
cjal-3360	166	4	lending	lending	NOUN
cjal-3360	166	5	to	to	ADP
cjal-3360	166	6	another	another	PRON
cjal-3360	166	7	is	be	AUX
cjal-3360	166	8	clearly	clearly	ADV
cjal-3360	166	9	legal	legal	ADJ
cjal-3360	166	10	private	private	ADJ
cjal-3360	166	11	lending	lending	NOUN
cjal-3360	166	12	,	,	PUNCT
cjal-3360	166	13	it	it	PRON
cjal-3360	166	14	is	be	AUX
cjal-3360	166	15	unclear	unclear	ADJ
cjal-3360	166	16	if	if	SCONJ
cjal-3360	166	17	ten	ten	NUM
cjal-3360	166	18	individuals	individual	NOUN
cjal-3360	166	19	lending	lend	VERB
cjal-3360	166	20	to	to	ADP
cjal-3360	166	21	the	the	DET
cjal-3360	166	22	same	same	ADJ
cjal-3360	166	23	person	person	NOUN
cjal-3360	166	24	is	be	AUX
cjal-3360	166	25	still	still	ADV
cjal-3360	166	26	legal	legal	ADJ
cjal-3360	166	27	.	.	PUNCT
cjal-3360	167	1	the	the	DET
cjal-3360	167	2	legislature	legislature	NOUN
cjal-3360	167	3	's	's	PART
cjal-3360	167	4	slowness	slowness	NOUN
cjal-3360	167	5	in	in	ADP
cjal-3360	167	6	considering	consider	VERB
cjal-3360	167	7	these	these	DET
cjal-3360	167	8	proposed	propose	VERB
cjal-3360	167	9	private	private	ADJ
cjal-3360	167	10	lending	lending	NOUN
cjal-3360	167	11	laws	law	NOUN
cjal-3360	167	12	casts	cast	VERB
cjal-3360	167	13	an	an	DET
cjal-3360	167	14	interesting	interesting	ADJ
cjal-3360	167	15	contrast	contrast	NOUN
cjal-3360	167	16	to	to	ADP
cjal-3360	167	17	the	the	DET
cjal-3360	167	18	state	state	NOUN
cjal-3360	167	19	's	's	PART
cjal-3360	167	20	relative	relative	ADJ
cjal-3360	167	21	activeness	activeness	NOUN
cjal-3360	167	22	in	in	ADP
cjal-3360	167	23	issuing	issue	VERB
cjal-3360	167	24	policy	policy	NOUN
cjal-3360	167	25	guidance	guidance	NOUN
cjal-3360	167	26	pointing	pointing	NOUN
cjal-3360	167	27	to	to	ADP
cjal-3360	167	28	a	a	DET
cjal-3360	167	29	more	more	ADV
cjal-3360	167	30	open	open	ADJ
cjal-3360	167	31	banking	banking	NOUN
cjal-3360	167	32	industry	industry	NOUN
cjal-3360	167	33	for	for	ADP
cjal-3360	167	34	prospective	prospective	ADJ
cjal-3360	167	35	private	private	ADJ
cjal-3360	167	36	players	player	NOUN
cjal-3360	167	37	·	·	PUNCT
cjal-3360	167	38	.	.	PUNCT
cjal-3360	168	1	it	it	PRON
cjal-3360	168	2	is	be	AUX
cjal-3360	168	3	not	not	PART
cjal-3360	168	4	exactly	exactly	ADV
cjal-3360	168	5	clear	clear	ADJ
cjal-3360	168	6	whether	whether	SCONJ
cjal-3360	168	7	this	this	DET
cjal-3360	168	8	contrast	contrast	NOUN
cjal-3360	168	9	speaks	speak	VERB
cjal-3360	168	10	more	more	ADJ
cjal-3360	168	11	of	of	ADP
cjal-3360	168	12	t	t	NOUN
cjal-3360	168	13	he	he	PRON
cjal-3360	168	14	central	central	ADJ
cjal-3360	168	15	government	government	NOUN
cjal-3360	168	16	's	's	PART
cjal-3360	168	17	continu.ed	continu.ed	NUM
cjal-3360	168	18	hostility	hostility	NOUN
cjal-3360	168	19	towards	towards	ADP
cjal-3360	168	20	private	private	ADJ
cjal-3360	168	21	lending	lending	NOUN
cjal-3360	168	22	,	,	PUNCT
cjal-3360	168	23	especially	especially	ADV
cjal-3360	168	24	underground	underground	ADJ
cjal-3360	168	25	depository	depository	NOUN
cjal-3360	168	26	institutions	institution	NOUN
cjal-3360	168	27	,	,	PUNCT
cjal-3360	168	28	or	or	CCONJ
cjal-3360	168	29	simply	simply	ADV
cjal-3360	168	30	shows	show	VERB
cjal-3360	168	31	its	its	PRON
cjal-3360	168	32	cautiousness	cautiousness	NOUN
cjal-3360	168	33	with	with	ADP
cjal-3360	168	34	taking	take	VERB
cjal-3360	168	35	more	more	ADV
cjal-3360	168	36	aggressive	aggressive	ADJ
cjal-3360	168	37	moves	move	NOUN
cjal-3360	168	38	towards	towards	ADP
cjal-3360	168	39	unlocking	unlock	VERB
cjal-3360	168	40	the	the	DET
cjal-3360	168	41	banking	banking	NOUN
cjal-3360	168	42	industry	industry	NOUN
cjal-3360	168	43	.	.	PUNCT
cjal-3360	169	1	any	any	DET
cjal-3360	169	2	move	move	NOUN
cjal-3360	169	3	or	or	CCONJ
cjal-3360	169	4	update	update	NOUN
cjal-3360	169	5	by	by	ADP
cjal-3360	169	6	the	the	DET
cjal-3360	169	7	s	s	X
cjal-3360	169	8	tate	tate	NOUN
cjal-3360	169	9	on	on	ADP
cjal-3360	169	10	these	these	DET
cjal-3360	169	11	proposals	proposal	NOUN
cjal-3360	169	12	will	will	AUX
cjal-3360	169	13	shed	shed	VERB
cjal-3360	169	14	important	important	ADJ
cjal-3360	169	15	light	light	NOUN
cjal-3360	169	16	on	on	ADP
cjal-3360	169	17	its	its	PRON
cjal-3360	169	18	true	true	ADJ
cjal-3360	169	19	attitude	attitude	NOUN
cjal-3360	169	20	towards	towards	ADP
cjal-3360	169	21	private	private	ADJ
cjal-3360	169	22	lending	lending	NOUN
cjal-3360	169	23	,	,	PUNCT
cjal-3360	169	24	and	and	CCONJ
cjal-3360	169	25	in	in	ADP
cjal-3360	169	26	particular	particular	ADJ
cjal-3360	169	27	,	,	PUNCT
cjal-3360	169	28	will	will	AUX
cjal-3360	169	29	provide	provide	VERB
cjal-3360	169	30	much	much	ADV
cjal-3360	169	31	more	more	ADJ
cjal-3360	169	32	predictability	predictability	NOUN
cjal-3360	169	33	on	on	ADP
cjal-3360	169	34	the	the	DET
cjal-3360	169	35	prospect	prospect	NOUN
cjal-3360	169	36	of	of	ADP
cjal-3360	169	37	legitimizing	legitimize	VERB
cjal-3360	169	38	underground	underground	ADJ
cjal-3360	169	39	lending	lending	NOUN
cjal-3360	169	40	institutions	institution	NOUN
cjal-3360	169	41	.	.	PUNCT
cjal-3360	170	1	iii	iii	X
cjal-3360	170	2	.	.	PUNCT
cjal-3360	170	3	policy	policy	NOUN
cjal-3360	170	4	development	development	NOUN
cjal-3360	170	5	and	and	CCONJ
cjal-3360	170	6	financial	financial	ADJ
cjal-3360	170	7	reforms	reform	NOUN
cjal-3360	170	8	in	in	ADP
cjal-3360	170	9	contrast	contrast	NOUN
cjal-3360	170	10	to	to	ADP
cjal-3360	170	11	the	the	DET
cjal-3360	170	12	scarcity	scarcity	NOUN
cjal-3360	170	13	of	of	ADP
cjal-3360	170	14	black	black	ADJ
cjal-3360	170	15	-	-	PUNCT
cjal-3360	170	16	letter	letter	NOUN
cjal-3360	170	17	laws	law	NOUN
cjal-3360	170	18	on	on	ADP
cjal-3360	170	19	private	private	ADJ
cjal-3360	170	20	lending	lending	NOUN
cjal-3360	170	21	,	,	PUNCT
cjal-3360	170	22	there	there	PRON
cjal-3360	170	23	is	be	VERB
cjal-3360	170	24	a	a	DET
cjal-3360	170	25	relative	relative	ADJ
cjal-3360	170	26	abundance	abundance	NOUN
cjal-3360	170	27	of	of	ADP
cjal-3360	170	28	pertinent	pertinent	ADJ
cjal-3360	170	29	administrative	administrative	ADJ
cjal-3360	170	30	text	text	NOUN
cjal-3360	170	31	on	on	ADP
cjal-3360	170	32	the	the	DET
cjal-3360	170	33	subject	subject	NOUN
cjal-3360	170	34	.	.	PUNCT
cjal-3360	171	1	over	over	ADP
cjal-3360	171	2	the	the	DET
cjal-3360	171	3	past	past	ADJ
cjal-3360	171	4	t	t	PROPN
cjal-3360	171	5	hirty	hirty	NOUN
cjal-3360	171	6	years	year	NOUN
cjal-3360	171	7	or	or	CCONJ
cjal-3360	171	8	so	so	ADV
cjal-3360	171	9	,	,	PUNCT
cjal-3360	171	10	the	the	DET
cjal-3360	171	11	state	state	NOUN
cjal-3360	171	12	and	and	CCONJ
cjal-3360	171	13	its	its	PRON
cjal-3360	171	14	agencies	agency	NOUN
cjal-3360	171	15	have	have	AUX
cjal-3360	171	16	issued	issue	VERB
cjal-3360	171	17	a	a	DET
cjal-3360	171	18	number	number	NOUN
cjal-3360	171	19	of	of	ADP
cjal-3360	171	20	administrative	administrative	ADJ
cjal-3360	171	21	documents	document	NOUN
cjal-3360	171	22	relating	relate	VERB
cjal-3360	171	23	to	to	ADP
cjal-3360	171	24	,	,	PUNCT
cjal-3360	171	25	or	or	CCONJ
cjal-3360	171	26	have	have	VERB
cjal-3360	171	27	implications	implication	NOUN
cjal-3360	171	28	for	for	ADP
cjal-3360	171	29	private	private	ADJ
cjal-3360	171	30	lending	lending	NOUN
cjal-3360	171	31	practice	practice	NOUN
cjal-3360	171	32	.	.	PUNCT
cjal-3360	172	1	these	these	DET
cjal-3360	172	2	documents	document	NOUN
cjal-3360	172	3	depict	depict	VERB
cjal-3360	172	4	a	a	DET
cjal-3360	172	5	rather	rather	ADV
cjal-3360	172	6	informative	informative	ADJ
cjal-3360	172	7	picture	picture	NOUN
cjal-3360	172	8	on	on	ADP
cjal-3360	172	9	the	the	DET
cjal-3360	172	10	evolution	evolution	NOUN
cjal-3360	172	11	of	of	ADP
cjal-3360	172	12	state	state	NOUN
cjal-3360	172	13	policy	policy	NOUN
cjal-3360	172	14	towards	towards	ADP
cjal-3360	172	15	private	private	ADJ
cjal-3360	172	16	lending	lending	NOUN
cjal-3360	172	17	in	in	ADP
cjal-3360	172	18	general	general	ADJ
cjal-3360	172	19	and	and	CCONJ
cjal-3360	172	20	institutionalized	institutionalize	VERB
cjal-3360	172	21	private	private	ADJ
cjal-3360	172	22	players	player	NOUN
cjal-3360	172	23	in	in	ADP
cjal-3360	172	24	particular	particular	ADJ
cjal-3360	172	25	.	.	PUNCT
cjal-3360	173	1	guidance	guidance	NOUN
cjal-3360	173	2	issued	issue	VERB
cjal-3360	173	3	in	in	ADP
cjal-3360	173	4	the	the	DET
cjal-3360	173	5	most	most	ADJ
cjal-3360	173	6	'	'	NUM
cjal-3360	173	7	57	57	NUM
cjal-3360	173	8	recent	recent	ADJ
cjal-3360	173	9	five	five	NUM
cjal-3360	173	10	years	year	NOUN
cjal-3360	173	11	are	be	AUX
cjal-3360	173	12	of	of	ADP
cjal-3360	173	13	particular	particular	ADJ
cjal-3360	173	14	re	re	NOUN
cjal-3360	173	15	:	:	PUNCT
cjal-3360	173	16	levance	levance	NOUN
cjal-3360	173	17	to	to	ADP
cjal-3360	173	18	our	our	PRON
cjal-3360	173	19	discussion	discussion	NOUN
cjal-3360	173	20	as	as	SCONJ
cjal-3360	173	21	it	it	PRON
cjal-3360	173	22	appears	appear	VERB
cjal-3360	173	23	to	to	PART
cjal-3360	173	24	signal	signal	VERB
cjal-3360	173	25	intentions	intention	NOUN
cjal-3360	173	26	of	of	ADP
cjal-3360	173	27	more	more	ADV
cjal-3360	173	28	aggressive	aggressive	ADJ
cjal-3360	173	29	moves	move	NOUN
cjal-3360	173	30	towards	towards	ADP
cjal-3360	173	31	further	further	ADJ
cjal-3360	173	32	financial	financial	ADJ
cjal-3360	173	33	reforms	reform	NOUN
cjal-3360	173	34	and	and	CCONJ
cjal-3360	173	35	rather	rather	ADV
cjal-3360	173	36	drastic	drastic	ADJ
cjal-3360	173	37	turns	turn	NOUN
cjal-3360	173	38	in	in	ADP
cjal-3360	173	39	state	state	NOUN
cjal-3360	173	40	policy	policy	NOUN
cjal-3360	173	41	on	on	ADP
cjal-3360	173	42	institutionalized	institutionalize	VERB
cjal-3360	173	43	private	private	ADJ
cjal-3360	173	44	lending	lending	NOUN
cjal-3360	173	45	,	,	PUNCT
cjal-3360	173	46	especially	especially	ADV
cjal-3360	173	47	on	on	ADP
cjal-3360	173	48	the	the	DET
cjal-3360	173	49	legitimacy	legitimacy	NOUN
cjal-3360	173	50	of	of	ADP
cjal-3360	173	51	private	private	ADJ
cjal-3360	173	52	commercial	commercial	ADJ
cjal-3360	173	53	banks	bank	NOUN
cjal-3360	173	54	.	.	PUNCT
cjal-3360	174	1	the	the	DET
cjal-3360	174	2	twist	twist	NOUN
cjal-3360	174	3	and	and	CCONJ
cjal-3360	174	4	turns	turn	VERB
cjal-3360	174	5	in	in	ADP
cjal-3360	174	6	state	state	NOUN
cjal-3360	174	7	policy	policy	NOUN
cjal-3360	174	8	for	for	ADP
cjal-3360	174	9	financial	financial	ADJ
cjal-3360	174	10	reforms	reform	NOUN
cjal-3360	174	11	often	often	ADV
cjal-3360	174	12	pivot	pivot	VERB
cjal-3360	174	13	on	on	ADP
cjal-3360	174	14	two	two	NUM
cjal-3360	174	15	important	important	ADJ
cjal-3360	174	16	subjects	subject	NOUN
cjal-3360	174	17	:	:	PUNCT
cjal-3360	174	18	interest	interest	NOUN
cjal-3360	174	19	rate	rate	NOUN
cjal-3360	174	20	reforms	reform	NOUN
cjal-3360	174	21	and	and	CCONJ
cjal-3360	174	22	the	the	DET
cjal-3360	174	23	entry	entry	NOUN
cjal-3360	174	24	of	of	ADP
cjal-3360	174	25	private	private	ADJ
cjal-3360	174	26	capital	capital	NOUN
cjal-3360	174	27	into	into	ADP
cjal-3360	174	28	the	the	DET
cjal-3360	174	29	banking	banking	NOUN
cjal-3360	174	30	industry	industry	NOUN
cjal-3360	174	31	.	.	PUNCT
cjal-3360	175	1	a.	a.	NOUN
cjal-3360	175	2	interest	interest	PROPN
cjal-3360	175	3	rate	rate	NOUN
cjal-3360	175	4	regulation	regulation	NOUN
cjal-3360	175	5	whjle	whjle	NOUN
cjal-3360	175	6	how	how	SCONJ
cjal-3360	175	7	interest	interest	NOUN
cjal-3360	175	8	rates	rate	NOUN
cjal-3360	175	9	are	be	AUX
cjal-3360	175	10	determined	determined	ADJ
cjal-3360	175	11	and	and	CCONJ
cjal-3360	175	12	what	what	PRON
cjal-3360	175	13	their	their	PRON
cjal-3360	175	14	proper	proper	ADJ
cjal-3360	175	15	levels	level	NOUN
cjal-3360	175	16	are	be	AUX
cjal-3360	175	17	seem	seem	ADJ
cjal-3360	175	18	to	to	PART
cjal-3360	175	19	be	be	AUX
cjal-3360	175	20	technical	technical	ADJ
cjal-3360	175	21	inquiries	inquiry	NOUN
cjal-3360	175	22	in	in	ADP
cjal-3360	175	23	lending	lending	NOUN
cjal-3360	175	24	activities	activity	NOUN
cjal-3360	175	25	,	,	PUNCT
cjal-3360	175	26	interest	interest	NOUN
cjal-3360	175	27	rate	rate	NOUN
cjal-3360	175	28	regulation	regulation	NOUN
cjal-3360	175	29	is	be	AUX
cjal-3360	175	30	an	an	DET
cjal-3360	175	31	issue	issue	NOUN
cjal-3360	175	32	that	that	PRON
cjal-3360	175	33	can	can	AUX
cjal-3360	175	34	not	not	PART
cjal-3360	175	35	be	be	AUX
cjal-3360	175	36	circumvented	circumvent	VERB
cjal-3360	175	37	in	in	ADP
cjal-3360	175	38	any	any	DET
cjal-3360	175	39	serious	serious	ADJ
cjal-3360	175	40	effort	effort	NOUN
cjal-3360	175	41	to	to	PART
cjal-3360	175	42	standardize	standardize	VERB
cjal-3360	175	43	private	private	ADJ
cjal-3360	175	44	lending	lending	NOUN
cjal-3360	175	45	without	without	ADP
cjal-3360	175	46	eviscerating	eviscerate	VERB
cjal-3360	175	47	the	the	DET
cjal-3360	175	48	practice	practice	NOUN
cjal-3360	175	49	of	of	ADP
cjal-3360	175	50	its	its	PRON
cjal-3360	175	51	effective	effective	ADJ
cjal-3360	175	52	economic	economic	ADJ
cjal-3360	175	53	function	function	NOUN
cjal-3360	175	54	or	or	CCONJ
cjal-3360	175	55	beneficial	beneficial	ADJ
cjal-3360	175	56	social	social	ADJ
cjal-3360	175	57	effect	effect	NOUN
cjal-3360	175	58	.	.	PUNCT
cjal-3360	176	1	tltis	tltis	NOUN
cjal-3360	176	2	is	be	AUX
cjal-3360	176	3	because	because	SCONJ
cjal-3360	176	4	a	a	DET
cjal-3360	176	5	critical	critical	ADJ
cjal-3360	176	6	difference	difference	NOUN
cjal-3360	176	7	between	between	ADP
cjal-3360	176	8	private	private	ADJ
cjal-3360	176	9	lending	lending	NOUN
cjal-3360	176	10	and	and	CCONJ
cjal-3360	176	11	official	official	ADJ
cjal-3360	176	12	bank	bank	PROPN
cjal-3360	176	13	lending	lending	NOUN
cjal-3360	176	14	,	,	PUNCT
cjal-3360	176	15	also	also	ADV
cjal-3360	176	16	a	a	DET
cjal-3360	176	17	key	key	ADJ
cjal-3360	176	18	reason	reason	NOUN
cjal-3360	176	19	why	why	SCONJ
cjal-3360	176	20	private	private	ADJ
cjal-3360	176	21	lending	lending	NOUN
cjal-3360	176	22	plays	play	VERB
cjal-3360	176	23	a	a	DET
cjal-3360	176	24	more	more	ADV
cjal-3360	176	25	efficient	efficient	ADJ
cjal-3360	176	26	role	role	NOUN
cjal-3360	176	27	in	in	ADP
cjal-3360	176	28	fulfilling	fulfil	VERB
cjal-3360	176	29	financing	financing	NOUN
cjal-3360	176	30	needs	need	NOUN
cjal-3360	176	31	of	of	ADP
cjal-3360	176	32	the	the	DET
cjal-3360	176	33	private	private	ADJ
cjal-3360	176	34	sector	sector	NOUN
cjal-3360	176	35	,	,	PUNCT
cjal-3360	176	36	is	be	AUX
cjal-3360	176	37	that	that	SCONJ
cjal-3360	176	38	private	private	ADJ
cjal-3360	176	39	lenders	lender	NOUN
cjal-3360	176	40	often	often	ADV
cjal-3360	176	41	charge	charge	VERB
cjal-3360	176	42	interest	interest	NOUN
cjal-3360	176	43	rates	rate	NOUN
cjal-3360	176	44	more	more	ADV
cjal-3360	176	45	reflective	reflective	ADJ
cjal-3360	176	46	of	of	ADP
cjal-3360	176	47	market	market	NOUN
cjal-3360	176	48	demands	demand	NOUN
cjal-3360	176	49	for	for	ADP
cjal-3360	176	50	credit	credit	NOUN
cjal-3360	176	51	and	and	CCONJ
cjal-3360	176	52	specific	specific	ADJ
cjal-3360	176	53	borrowers	borrower	NOUN
cjal-3360	176	54	'	'	PART
cjal-3360	176	55	actual	actual	ADJ
cjal-3360	176	56	credit	credit	NOUN
cjal-3360	176	57	risk	risk	NOUN
cjal-3360	176	58	levels	level	NOUN
cjal-3360	176	59	.	.	PUNCT
cjal-3360	177	1	official	official	ADJ
cjal-3360	177	2	banks	bank	NOUN
cjal-3360	177	3	,	,	PUNCT
cjal-3360	177	4	on	on	ADP
cjal-3360	177	5	the	the	DET
cjal-3360	177	6	other	other	ADJ
cjal-3360	177	7	hand	hand	NOUN
cjal-3360	177	8	,	,	PUNCT
cjal-3360	177	9	ave	ave	VERB
cjal-3360	177	10	bound	bind	VERB
cjal-3360	177	11	by	by	ADP
cjal-3360	177	12	interest	interest	NOUN
cjal-3360	177	13	rates	rate	NOUN
cjal-3360	177	14	set	set	VERB
cjal-3360	177	15	by	by	ADP
cjal-3360	177	16	the	the	DET
cjal-3360	177	17	pbc	pbc	PROPN
cjal-3360	177	18	.	.	PUNCT
cjal-3360	178	1	efforts	effort	NOUN
cjal-3360	178	2	in	in	ADP
cjal-3360	178	3	legalizing	legalize	VERB
cjal-3360	178	4	private	private	ADJ
cjal-3360	178	5	lending	lending	NOUN
cjal-3360	178	6	(	(	PUNCT
cjal-3360	178	7	as	as	ADP
cjal-3360	178	8	a	a	DET
cjal-3360	178	9	resolution	resolution	NOUN
cjal-3360	178	10	to	to	PART
cjal-3360	178	11	msms	msm	NOUN
cjal-3360	178	12	'	'	PART
cjal-3360	178	13	difficulties	difficulty	NOUN
cjal-3360	178	14	in	in	ADP
cjal-3360	178	15	obtaining	obtain	VERB
cjal-3360	178	16	affordable	affordable	ADJ
cjal-3360	178	17	credit	credit	NOUN
cjal-3360	178	18	)	)	PUNCT
cjal-3360	178	19	will	will	AUX
cjal-3360	178	20	be	be	AUX
cjal-3360	178	21	short	short	ADV
cjal-3360	178	22	-	-	PUNCT
cjal-3360	178	23	circuited	circuit	VERB
cjal-3360	178	24	if	if	SCONJ
cjal-3360	178	25	parallel	parallel	ADJ
cjal-3360	178	26	efforts	effort	NOUN
cjal-3360	178	27	are	be	AUX
cjal-3360	178	28	not	not	PART
cjal-3360	178	29	made	make	VERB
cjal-3360	178	30	to	to	PART
cjal-3360	178	31	at	at	ADV
cjal-3360	178	32	least	least	ADJ
cjal-3360	178	33	partially	partially	ADV
cjal-3360	178	34	protect	protect	VERB
cjal-3360	178	35	private	private	ADJ
cjal-3360	178	36	lending	lending	NOUN
cjal-3360	178	37	institutions	institution	NOUN
cjal-3360	178	38	'	'	PART
cjal-3360	178	39	current	current	ADJ
cjal-3360	178	40	interest	interest	NOUN
cjal-3360	178	41	rate	rate	NOUN
cjal-3360	178	42	practice	practice	NOUN
cjal-3360	178	43	.	.	PUNCT
cjal-3360	179	1	requiring	require	VERB
cjal-3360	179	2	regulated	regulated	ADJ
cjal-3360	179	3	private	private	ADJ
cjal-3360	179	4	lenders	lender	NOUN
cjal-3360	179	5	to	to	PART
cjal-3360	179	6	strictly	strictly	ADV
cjal-3360	179	7	apply	apply	VERB
cjal-3360	179	8	state	state	NOUN
cjal-3360	179	9	-	-	PUNCT
cjal-3360	179	10	pegged	peg	VERB
cjal-3360	179	11	rates	rate	NOUN
cjal-3360	179	12	,	,	PUNCT
cjal-3360	179	13	which	which	PRON
cjal-3360	179	14	tend	tend	VERB
cjal-3360	179	15	to	to	PART
cjal-3360	179	16	be	be	AUX
cjal-3360	179	17	significantly	significantly	ADV
cjal-3360	179	18	below	below	ADP
cjal-3360	179	19	prevailing	prevail	VERB
cjal-3360	179	20	private	private	ADJ
cjal-3360	179	21	lending	lending	NOUN
cjal-3360	179	22	rates	rate	NOUN
cjal-3360	179	23	.	.	PUNCT
cjal-3360	180	1	,	,	PUNCT
cjal-3360	180	2	would	would	AUX
cjal-3360	180	3	essentially	essentially	ADV
cjal-3360	180	4	force	force	VERB
cjal-3360	180	5	these	these	DET
cjal-3360	180	6	lenders	lender	NOUN
cjal-3360	180	7	to	to	PART
cjal-3360	180	8	assume	assume	VERB
cjal-3360	180	9	credit	credit	NOUN
cjal-3360	180	10	risks	risk	NOUN
cjal-3360	180	11	for	for	ADP
cjal-3360	180	12	unfairly	unfairly	ADV
cjal-3360	180	13	low	low	ADJ
cjal-3360	180	14	rates	rate	NOUN
cjal-3360	180	15	or	or	CCONJ
cjal-3360	180	16	to	to	PART
cjal-3360	180	17	cease	cease	VERB
cjal-3360	180	18	operation	operation	NOUN
cjal-3360	180	19	all	all	ADV
cjal-3360	180	20	together	together	ADV
cjal-3360	180	21	.	.	PUNCT
cjal-3360	181	1	benchmark	benchmark	ADJ
cjal-3360	181	2	interest	interest	NOUN
cjal-3360	181	3	rates	rate	NOUN
cjal-3360	181	4	on	on	ADP
cjal-3360	181	5	domestic	domestic	ADJ
cjal-3360	181	6	rmb	rmb	NOUN
cjal-3360	181	7	transactions	transaction	NOUN
cjal-3360	181	8	and	and	CCONJ
cjal-3360	181	9	their	their	PRON
cjal-3360	181	10	legally	legally	ADV
cjal-3360	181	11	allowed	allow	VERB
cjal-3360	181	12	ranges	range	NOUN
cjal-3360	181	13	of	of	ADP
cjal-3360	181	14	fluctuation	fluctuation	NOUN
cjal-3360	181	15	are	be	AUX
cjal-3360	181	16	centrally	centrally	ADV
cjal-3360	181	17	determined	determine	VERB
cjal-3360	181	18	by	by	ADP
cjal-3360	181	19	the	the	DET
cjal-3360	181	20	pbc	pbc	PROPN
cjal-3360	181	21	which,~	which,~	PROPN
cjal-3360	181	22	pursuant	pursuant	ADJ
cjal-3360	181	23	to	to	ADP
cjal-3360	181	24	the	the	DET
cjal-3360	181	25	rules	rule	NOUN
cjal-3360	181	26	on	on	ADP
cjal-3360	181	27	rmb	rmb	NOUN
cjal-3360	181	28	interest	interest	NOUN
cjal-3360	181	29	rate	rate	NOUN
cjal-3360	181	30	management	management	NOUN
cjal-3360	181	31	,	,	PUNCT
cjal-3360	181	32	has	have	VERB
cjal-3360	181	33	~	~	PUNCT
cjal-3360	181	34	renminbi	renminbi	NOUN
cjal-3360	181	35	lilv	lilv	ADJ
cjal-3360	181	36	guanli	guanli	PROPN
cjal-3360	181	37	guiding	guiding	NOUN
cjal-3360	181	38	(	(	PUNCT
cjal-3360	181	39	a	a	PRON
cjal-3360	181	40	~	~	PUNCT
cjal-3360	181	41	ffiftl!ll	ffiftl!ll	ADJ
cjal-3360	181	42	~	~	X
cjal-3360	181	43	li!~~	li!~~	X
cjal-3360	181	44	)	)	PUNCT
cjal-3360	182	1	[	[	X
cjal-3360	182	2	rules	rule	NOUN
cjal-3360	182	3	on	on	ADP
cjal-3360	182	4	rm8	rm8	ADJ
cjal-3360	182	5	interest	interest	NOUN
cjal-3360	182	6	rate	rate	NOUN
cjal-3360	182	7	management	management	NOUN
cjal-3360	182	8	)	)	PUNCT
cjal-3360	182	9	(	(	PUNCT
cjal-3360	182	10	published	publish	VERB
cjal-3360	182	11	by	by	ADP
cjal-3360	182	12	the	the	DET
cjal-3360	182	13	people	people	NOUN
cjal-3360	182	14	's	's	PART
cjal-3360	182	15	bank	bank	PROPN
cjal-3360	182	16	of	of	ADP
cjal-3360	182	17	china	china	PROPN
cjal-3360	182	18	,	,	PUNCT
cjal-3360	182	19	march	march	PROPN
cjal-3360	182	20	2	2	NUM
cjal-3360	182	21	,	,	PUNCT
cjal-3360	182	22	1999	1999	NUM
cjal-3360	182	23	,	,	PUNCT
cjal-3360	182	24	effective	effective	ADJ
cjal-3360	182	25	,	,	PUNCT
cjal-3360	182	26	april	april	PROPN
cjal-3360	182	27	i	i	PRON
cjal-3360	182	28	,	,	PUNCT
cjal-3360	182	29	1999	1999	NUM
cjal-3360	182	30	)	)	PUNCT
cjal-3360	182	31	.	.	PUNCT
cjal-3360	183	1	delegated	delegate	VERB
cjal-3360	183	2	authority	authority	NOUN
cjal-3360	183	3	to	to	PART
cjal-3360	183	4	regulate	regulate	VERB
cjal-3360	183	5	interest	interest	NOUN
cjal-3360	183	6	rates	rate	NOUN
cjal-3360	183	7	"	"	PUNCT
cjal-3360	183	8	without	without	ADP
cjal-3360	183	9	being	be	AUX
cjal-3360	183	10	subject	subject	ADJ
cjal-3360	183	11	to	to	ADP
cjal-3360	183	12	the	the	DET
cjal-3360	183	13	intervention	intervention	NOUN
cjal-3360	183	14	of	of	ADP
cjal-3360	183	15	any	any	DET
cjal-3360	183	16	individuals	individual	NOUN
cjal-3360	183	17	or	or	CCONJ
cjal-3360	183	18	institutions	institution	NOUN
cjal-3360	183	19	.	.	PUNCT
cjal-3360	184	1	"	"	PUNCT
cjal-3360	184	2	"	"	PUNCT
cjal-3360	184	3	for	for	ADP
cjal-3360	184	4	example	example	NOUN
cjal-3360	184	5	,	,	PUNCT
cjal-3360	184	6	as	as	ADP
cjal-3360	184	7	of	of	ADP
cjal-3360	184	8	november	november	PROPN
cjal-3360	184	9	2014	2014	NUM
cjal-3360	184	10	the	the	DET
cjal-3360	184	11	official	official	ADJ
cjal-3360	184	12	benchmark	benchmark	ADJ
cjal-3360	184	13	interest	interest	NOUN
cjal-3360	184	14	rate	rate	NOUN
cjal-3360	184	15	on	on	ADP
cjal-3360	184	16	five	five	NUM
cjal-3360	184	17	-	-	PUNCT
cjal-3360	184	18	year	year	NOUN
cjal-3360	184	19	rmb	rmb	NOUN
cjal-3360	184	20	deposits	deposit	NOUN
cjal-3360	184	21	was	be	AUX
cjal-3360	184	22	set	set	VERB
cjal-3360	184	23	to	to	PART
cjal-3360	184	24	be	be	AUX
cjal-3360	184	25	4	4	NUM
cjal-3360	184	26	%	%	NOUN
cjal-3360	184	27	and	and	CCONJ
cjal-3360	184	28	during	during	ADP
cjal-3360	184	29	the	the	DET
cjal-3360	184	30	same	same	ADJ
cjal-3360	184	31	period	period	NOUN
cjal-3360	184	32	the	the	DET
cjal-3360	184	33	benchmark	benchmark	NOUN
cjal-3360	184	34	rate	rate	NOUN
cjal-3360	184	35	on	on	ADP
cjal-3360	184	36	five	five	NUM
cjal-3360	184	37	-	-	PUNCT
cjal-3360	184	38	year	year	NOUN
cjal-3360	184	39	rmb	rmb	NOUN
cjal-3360	184	40	loans	loan	NOUN
cjal-3360	184	41	was	be	AUX
cjal-3360	184	42	set	set	VERB
cjal-3360	184	43	to	to	PART
cjal-3360	184	44	be	be	AUX
cjal-3360	184	45	6	6	NUM
cjal-3360	184	46	%	%	NOUN
cjal-3360	184	47	,	,	PUNCT
cjal-3360	184	48	providing	provide	VERB
cjal-3360	184	49	a	a	DET
cjal-3360	184	50	risk	risk	NOUN
cjal-3360	184	51	-	-	PUNCT
cjal-3360	184	52	free	free	ADJ
cjal-3360	184	53	z%	z%	NOUN
cjal-3360	184	54	credit	credit	NOUN
cjal-3360	184	55	spread	spread	VERB
cjal-3360	184	56	for	for	ADP
cjal-3360	184	57	financial	financial	ADJ
cjal-3360	184	58	institutions	institution	NOUN
cjal-3360	184	59	that	that	PRON
cjal-3360	184	60	charge	charge	VERB
cjal-3360	184	61	the	the	DET
cjal-3360	184	62	benchmark	benchmark	NOUN
cjal-3360	184	63	rates	rate	NOUN
cjal-3360	184	64	.	.	PUNCT
cjal-3360	184	65	"	"	PUNCT
cjal-3360	185	1	a	a	DET
cjal-3360	185	2	direct	direct	ADJ
cjal-3360	185	3	effect	effect	NOUN
cjal-3360	185	4	of	of	ADP
cjal-3360	185	5	the	the	DET
cjal-3360	185	6	state	state	NOUN
cjal-3360	185	7	's	's	PART
cjal-3360	185	8	interest	interest	NOUN
cjal-3360	185	9	rate	rate	NOUN
cjal-3360	185	10	policy	policy	NOUN
cjal-3360	185	11	is	be	AUX
cjal-3360	185	12	that	that	SCONJ
cjal-3360	185	13	it	it	PRON
cjal-3360	185	14	becomes	become	VERB
cjal-3360	185	15	possible	possible	ADJ
cjal-3360	185	16	for	for	SCONJ
cjal-3360	185	17	official	official	ADJ
cjal-3360	185	18	financial	financial	ADJ
cjal-3360	185	19	institutions	institution	NOUN
cjal-3360	185	20	,	,	PUNCT
cjal-3360	185	21	especially	especially	ADV
cjal-3360	185	22	state	state	NOUN
cjal-3360	185	23	-	-	PUNCT
cjal-3360	185	24	backed	back	VERB
cjal-3360	185	25	commercial	commercial	ADJ
cjal-3360	185	26	banks	bank	NOUN
cjal-3360	185	27	,	,	PUNCT
cjal-3360	185	28	to	to	PART
cjal-3360	185	29	make	make	VERB
cjal-3360	185	30	substantial	substantial	ADJ
cjal-3360	185	31	,	,	PUNCT
cjal-3360	185	32	guaranteed	guarantee	VERB
cjal-3360	185	33	credit	credit	NOUN
cjal-3360	185	34	spreads	spread	NOUN
cjal-3360	185	35	by	by	ADP
cjal-3360	185	36	simply	simply	ADV
cjal-3360	185	37	lending	lend	VERB
cjal-3360	185	38	as	as	ADV
cjal-3360	185	39	much	much	ADV
cjal-3360	185	40	as	as	SCONJ
cjal-3360	185	41	they	they	PRON
cjal-3360	185	42	can	can	AUX
cjal-3360	185	43	to	to	ADP
cjal-3360	185	44	the	the	DET
cjal-3360	185	45	state	state	NOUN
cjal-3360	185	46	-	-	PUNCT
cjal-3360	185	47	run	run	NOUN
cjal-3360	185	48	sector	sector	NOUN
cjal-3360	185	49	,	,	PUNCT
cjal-3360	185	50	which	which	PRON
cjal-3360	185	51	although	although	SCONJ
cjal-3360	185	52	may	may	AUX
cjal-3360	185	53	not	not	PART
cjal-3360	185	54	have	have	VERB
cjal-3360	185	55	the	the	DET
cjal-3360	185	56	soundest	sound	ADJ
cjal-3360	185	57	financial	financial	ADJ
cjal-3360	185	58	performance	performance	NOUN
cjal-3360	185	59	by	by	ADP
cjal-3360	185	60	objechve	objechve	PROPN
cjal-3360	185	61	accounting	accounting	NOUN
cjal-3360	185	62	standard	standard	NOUN
cjal-3360	185	63	is	be	AUX
cjal-3360	185	64	nonetheless	nonetheless	ADV
cjal-3360	185	65	safe	safe	ADJ
cjal-3360	185	66	heaven	heaven	ADJ
cjal-3360	185	67	investment	investment	NOUN
cjal-3360	185	68	for	for	ADP
cjal-3360	185	69	official	official	ADJ
cjal-3360	185	70	banks	bank	NOUN
cjal-3360	185	71	due	due	ADJ
cjal-3360	185	72	to	to	ADP
cjal-3360	185	73	the	the	DET
cjal-3360	185	74	availability	availability	NOUN
cjal-3360	185	75	of	of	ADP
cjal-3360	185	76	state	state	NOUN
cjal-3360	185	77	protection	protection	NOUN
cjal-3360	185	78	should	should	AUX
cjal-3360	185	79	severe	severe	ADJ
cjal-3360	185	80	financial	financial	ADJ
cjal-3360	185	81	strains	strain	NOUN
cjal-3360	185	82	occur	occur	VERB
cjal-3360	185	83	.	.	PUNCT
cjal-3360	186	1	as	as	SCONJ
cjal-3360	186	2	a	a	DET
cjal-3360	186	3	result	result	NOUN
cjal-3360	186	4	state	state	NOUN
cjal-3360	186	5	-	-	PUNCT
cjal-3360	186	6	backed	back	VERB
cjal-3360	186	7	banks	bank	NOUN
cjal-3360	186	8	have	have	VERB
cjal-3360	186	9	little	little	ADJ
cjal-3360	186	10	incentive	incentive	NOUN
cjal-3360	186	11	to	to	PART
cjal-3360	186	12	lend	lend	VERB
cjal-3360	186	13	to	to	ADP
cjal-3360	186	14	the	the	DET
cjal-3360	186	15	private	private	ADJ
cjal-3360	186	16	sector	sector	NOUN
cjal-3360	186	17	,	,	PUNCT
cjal-3360	186	18	especially	especially	ADV
cjal-3360	186	19	the	the	DET
cjal-3360	186	20	msms	msm	NOUN
cjal-3360	186	21	,	,	PUNCT
cjal-3360	186	22	from	from	ADP
cjal-3360	186	23	which	which	PRON
cjal-3360	186	24	the	the	DET
cjal-3360	186	25	banks	bank	NOUN
cjal-3360	186	26	can	can	AUX
cjal-3360	186	27	not	not	PART
cjal-3360	186	28	make	make	VERB
cjal-3360	186	29	more	more	ADJ
cjal-3360	186	30	interest	interest	NOUN
cjal-3360	186	31	income	income	NOUN
cjal-3360	186	32	for	for	ADP
cjal-3360	186	33	bearing	bear	VERB
cjal-3360	186	34	higher	high	ADJ
cjal-3360	186	35	credit	credit	NOUN
cjal-3360	186	36	risks	risk	NOUN
cjal-3360	186	37	that	that	PRON
cjal-3360	186	38	are	be	AUX
cjal-3360	186	39	not	not	PART
cjal-3360	186	40	insured	insure	VERB
cjal-3360	186	41	by	by	ADP
cjal-3360	186	42	the	the	DET
cjal-3360	186	43	state	state	NOUN
cjal-3360	186	44	.	.	PUNCT
cjal-3360	187	1	over	over	ADP
cjal-3360	187	2	the	the	DET
cjal-3360	187	3	past	past	ADJ
cjal-3360	187	4	thirty	thirty	NUM
cjal-3360	187	5	years	year	NOUN
cjal-3360	187	6	there	there	PRON
cjal-3360	187	7	have	have	AUX
cjal-3360	187	8	been	be	AUX
cjal-3360	187	9	several	several	ADJ
cjal-3360	187	10	attempts	attempt	NOUN
cjal-3360	187	11	on	on	ADP
cjal-3360	187	12	the	the	DET
cjal-3360	187	13	part	part	NOUN
cjal-3360	187	14	of	of	ADP
cjal-3360	187	15	the	the	DET
cjal-3360	187	16	state	state	NOUN
cjal-3360	187	17	to	to	PART
cjal-3360	187	18	loosen	loosen	VERB
cjal-3360	187	19	the	the	DET
cjal-3360	187	20	official	official	ADJ
cjal-3360	187	21	grip	grip	NOUN
cjal-3360	187	22	on	on	ADP
cjal-3360	187	23	interest	interest	NOUN
cjal-3360	187	24	rates	rate	NOUN
cjal-3360	187	25	.	.	PUNCT
cjal-3360	188	1	the	the	DET
cjal-3360	188	2	first	first	ADJ
cjal-3360	188	3	wave	wave	NOUN
cjal-3360	188	4	of	of	ADP
cjal-3360	188	5	reforms	reform	NOUN
cjal-3360	188	6	took	take	VERB
cjal-3360	188	7	place	place	NOUN
cjal-3360	188	8	during	during	ADP
cjal-3360	188	9	the	the	DET
cjal-3360	188	10	1g8os	1g8os	NUM
cjal-3360	188	11	.	.	PUNCT
cjal-3360	189	1	in	in	ADP
cjal-3360	189	2	1985	1985	NUM
cjal-3360	189	3	,	,	PUNCT
cjal-3360	189	4	in	in	ADP
cjal-3360	189	5	its	its	PRON
cjal-3360	189	6	first	first	ADJ
cjal-3360	189	7	policy	policy	NOUN
cjal-3360	189	8	document	document	NOUN
cjal-3360	189	9	of	of	ADP
cjal-3360	189	10	the	the	DET
cjal-3360	189	11	year	year	NOUN
cjal-3360	189	12	(	(	PUNCT
cjal-3360	189	13	yihao	yihao	PROPN
cjal-3360	189	14	wenjian	wenjian	PROPN
cjal-3360	189	15	,	,	PUNCT
cjal-3360	189	16	-.fi)l	-.fi)l	NUM
cjal-3360	189	17	:	:	PUNCT
cjal-3360	189	18	flf	flf	PROPN
cjal-3360	189	19	)	)	PUNCT
cjal-3360	189	20	the	the	DET
cjal-3360	189	21	state	state	NOUN
cjal-3360	189	22	allowed	allow	VERB
cjal-3360	189	23	rural	rural	ADJ
cjal-3360	189	24	banking	banking	NOUN
cjal-3360	189	25	institutions	institution	NOUN
cjal-3360	189	26	such	such	ADJ
cjal-3360	189	27	as	as	ADP
cjal-3360	189	28	rural	rural	ADJ
cjal-3360	189	29	credit	credit	NOUN
cjal-3360	189	30	unions	union	NOUN
cjal-3360	189	31	and	and	CCONJ
cjal-3360	189	32	cooperatives	cooperative	NOUN
cjal-3360	189	33	to	to	PART
cjal-3360	189	34	implement	implement	VERB
cjal-3360	189	35	a	a	DET
cjal-3360	189	36	floating	float	VERB
cjal-3360	189	37	interest	interest	NOUN
cjal-3360	189	38	rate	rate	NOUN
cjal-3360	189	39	system.34	system.34	PROPN
cjal-3360	189	40	wenzhou	wenzhou	PROPN
cjal-3360	189	41	was	be	AUX
cjal-3360	189	42	designated	designate	VERB
cjal-3360	189	43	the	the	DET
cjal-3360	189	44	first	first	ADJ
cjal-3360	189	45	pilot	pilot	NOUN
cjal-3360	189	46	point	point	NOUN
cjal-3360	189	47	to	to	PART
cjal-3360	189	48	implement	implement	VERB
cjal-3360	189	49	this	this	DET
cjal-3360	189	50	i.nterest	i.nterest	NOUN
cjal-3360	189	51	rate	rate	NOUN
cjal-3360	189	52	reform.35	reform.35	PROPN
cjal-3360	189	53	this	this	DET
cjal-3360	189	54	effort	effort	NOUN
cjal-3360	189	55	to	to	PART
cjal-3360	189	56	liberalize	liberalize	VERB
cjal-3360	189	57	interest	interest	NOUN
cjal-3360	189	58	rate	rate	NOUN
cjal-3360	189	59	however	however	ADV
cjal-3360	189	60	,	,	PUNCT
cjal-3360	189	61	never	never	ADV
cjal-3360	189	62	"	"	PUNCT
cjal-3360	189	63	ld	ld	PROPN
cjal-3360	189	64	.	.	PROPN
cjal-3360	189	65	,	,	PUNCT
cjal-3360	189	66	art	art	NOUN
cjal-3360	189	67	.	.	PUNCT
cjal-3360	190	1	4	4	NUM
cjal-3360	190	2	.	.	NOUN
cjal-3360	190	3	5	5	NUM
cjal-3360	190	4	·	·	PUNCT
cjal-3360	190	5	n	n	CCONJ
cjal-3360	190	6	the	the	DET
cjal-3360	190	7	people	people	NOUN
cjal-3360	190	8	's	's	PART
cjal-3360	190	9	bank	bank	PROPN
cjal-3360	190	10	of	of	ADP
cjal-3360	190	11	china	china	PROPN
cjal-3360	190	12	quarterly	quarterly	ADJ
cjal-3360	190	13	statistical	statistical	ADJ
cjal-3360	190	14	bulletin	bulletin	NOUN
cjal-3360	190	15	,	,	PUNCT
cjal-3360	190	16	qt	qt	NOUN
cjal-3360	190	17	2015	2015	NUM
cjal-3360	190	18	,	,	PUNCT
cjal-3360	190	19	76	76	NUM
cjal-3360	190	20	-	-	SYM
cjal-3360	190	21	n	n	CCONJ
cjal-3360	190	22	(	(	PUNCT
cjal-3360	190	23	official	official	ADJ
cjal-3360	190	24	benchmark	benchmark	NOUN
cjal-3360	190	25	rates	rate	NOUN
cjal-3360	190	26	of	of	ADP
cjal-3360	190	27	rmb	rmb	NOUN
cjal-3360	190	28	deposits	deposit	NOUN
cjal-3360	190	29	and	and	CCONJ
cjal-3360	190	30	rmb	rmb	NOUN
cjal-3360	190	31	loans	loan	NOUN
cjal-3360	190	32	)	)	PUNCT
cjal-3360	190	33	.	.	PUNCT
cjal-3360	190	34	"	"	PUNCT
cjal-3360	191	1	guanyu	guanyu	PROPN
cjal-3360	191	2	jinyibu	jinyibu	VERB
cjal-3360	191	3	huoyue	huoyue	PROPN
cjal-3360	191	4	nongcun	nongcun	PROPN
cjal-3360	191	5	jingji	jingji	PROPN
cjal-3360	191	6	de	de	PROPN
cjal-3360	191	7	shlxlang	shlxlang	PROPN
cjal-3360	191	8	zhengce	zhengce	PROPN
cjal-3360	192	1	<	<	X
cjal-3360	192	2	*	*	X
cjal-3360	192	3	'	'	PUNCT
cjal-3360	192	4	fi!t-~i5i);<!<t	fi!t-~i5i);<!<t	NUM
cjal-3360	192	5	:	:	PUNCT
cjal-3360	192	6	tf£	tf£	ADJ
cjal-3360	192	7	i'ihi'-j+li9ii&m	i'ihi'-j+li9ii&m	X
cjal-3360	192	8	)	)	PUNCT
cjal-3360	193	1	(	(	PUNCT
cjal-3360	193	2	<	<	X
cjal-3360	193	3	!	!	X
cjal-3360	193	4	>	>	X
cjal-3360	193	5	;	;	PUNCT
cjal-3360	193	6	!	!	PUNCT
cjal-3360	193	7	<	<	X
cjal-3360	194	1	[	[	X
cjal-3360	194	2	1985	1985	NUM
cjal-3360	194	3	]	]	PUNCT
cjal-3360	194	4	1	1	NUM
cjal-3360	194	5	~	~	PUNCT
cjal-3360	194	6	)	)	PUNCT
cjal-3360	194	7	(	(	PUNCT
cjal-3360	194	8	ten	ten	NUM
cjal-3360	194	9	policies	policy	NOUN
cjal-3360	194	10	on	on	ADP
cjal-3360	194	11	further	far	ADV
cjal-3360	194	12	lnvltalizing	lnvltalize	VERB
cjal-3360	194	13	rural	rural	ADJ
cjal-3360	194	14	economy	economy	NOUN
cjal-3360	194	15	]	]	PUNCT
cjal-3360	194	16	(	(	PUNCT
cjal-3360	194	17	published	publish	VERB
cjal-3360	194	18	by	by	ADP
cjal-3360	194	19	the	the	DET
cjal-3360	194	20	state	state	PROPN
cjal-3360	194	21	council	council	PROPN
cjal-3360	194	22	,	,	PUNCT
cjal-3360	194	23	january	january	PROPN
cjal-3360	194	24	1	1	NUM
cjal-3360	194	25	,	,	PUNCT
cjal-3360	194	26	1985	1985	NUM
cjal-3360	194	27	)	)	PUNCT
cjal-3360	194	28	,	,	PUNCT
cjal-3360	194	29	item	item	NOUN
cjal-3360	194	30	7	7	NUM
cjal-3360	194	31	(	(	PUNCT
cjal-3360	194	32	"	"	PUNCT
cjal-3360	194	33	rural	rural	ADJ
cjal-3360	194	34	credit	credit	NOUN
cjal-3360	194	35	unions	union	NOUN
cjal-3360	194	36	.	.	PUNCT
cjal-3360	194	37	..	..	PUNCT
cjal-3360	195	1	borrowing	borrow	VERB
cjal-3360	195	2	and	and	CCONJ
cjal-3360	195	3	lending	lending	NOUN
cjal-3360	195	4	interest	interest	NOUN
cjal-3360	195	5	rates	rate	NOUN
cjal-3360	195	6	are	be	AUX
cjal-3360	195	7	permjtted	permjtte	VERB
cjal-3360	195	8	to	to	PART
cjal-3360	195	9	fluctuate	fluctuate	VERB
cjal-3360	195	10	from	from	ADP
cjal-3360	195	11	official	official	ADJ
cjal-3360	195	12	benchmarks	benchmark	NOUN
cjal-3360	195	13	and	and	CCONJ
cjal-3360	195	14	in	in	ADP
cjal-3360	195	15	some	some	DET
cjal-3360	195	16	occasions	occasion	NOUN
cjal-3360	195	17	approach	approach	VERB
cjal-3360	195	18	those	those	PRON
cjal-3360	195	19	of	of	ADP
cjal-3360	195	20	market	market	NOUN
cjal-3360	195	21	prevailing	prevail	VERB
cjal-3360	195	22	rates	rate	NOUN
cjal-3360	195	23	.	.	PUNCT
cjal-3360	195	24	"	"	PUNCT
cjal-3360	195	25	)	)	PUNCT
cjal-3360	195	26	.	.	PUNCT
cjal-3360	195	27	"	"	PUNCT
cjal-3360	196	1	guanyu	guanyu	PROPN
cjal-3360	196	2	zai	zai	NOUN
cjal-3360	197	1	wenzhou	wenzhou	PROPN
cjal-3360	197	2	jinxing	jinxing	PROPN
cjal-3360	197	3	lilv	lilv	VERB
cjal-3360	197	4	gaige	gaige	PROPN
cjal-3360	197	5	shidian	shidian	PROPN
cjal-3360	197	6	gongzuo	gongzuo	PROPN
cjal-3360	197	7	de	de	ADP
cjal-3360	197	8	tongzhl	tongzhl	NOUN
cjal-3360	197	9	<	<	X
cjal-3360	197	10	*	*	X
cjal-3360	197	11	'	'	PUNCT
cjal-3360	197	12	frf	frf	NOUN
cjal-3360	197	13	:	:	PUNCT
cjal-3360	197	14	iffi	iffi	PROPN
cjal-3360	197	15	iii	iii	X
cjal-3360	197	16	i!t19;fu$~1iiiit.\\ii	i!t19;fu$~1iiiit.\\ii	NUM
cjal-3360	197	17	fl'll':limffi	fl'll':limffi	PROPN
cjal-3360	197	18	)	)	PUNCT
cjal-3360	197	19	(	(	PUNCT
cjal-3360	197	20	f!l;!t	f!l;!t	NOUN
cjal-3360	197	21	!	!	PUNCT
cjal-3360	198	1	•987	•987	X
cjal-3360	198	2	]	]	PUNCT
cjal-3360	198	3	170	170	NUM
cjal-3360	198	4	~	~	PUNCT
cjal-3360	198	5	)	)	PUNCT
cjal-3360	198	6	(	(	PUNCT
cjal-3360	198	7	notice	notice	VERB
cjal-3360	198	8	on	on	ADP
cjal-3360	198	9	conducting	conduct	VERB
cjal-3360	198	10	pilot	pilot	NOUN
cjal-3360	198	11	operation	operation	NOUN
cjal-3360	198	12	of	of	ADP
cjal-3360	198	13	interest	interest	NOUN
cjal-3360	198	14	rate	rate	NOUN
cjal-3360	198	15	reform	reform	NOUN
cjal-3360	198	16	in	in	ADP
cjal-3360	198	17	wenzhou	wenzhou	PROPN
cjal-3360	198	18	)	)	PUNCT
cjal-3360	198	19	(	(	PUNCT
cjal-3360	198	20	published	publish	VERB
cjal-3360	198	21	by	by	ADP
cjal-3360	198	22	the	the	DET
cjal-3360	198	23	people	people	NOUN
cjal-3360	198	24	's	's	PART
cjal-3360	198	25	bank	bank	NOUN
cjal-3360	198	26	of	of	ADP
cjal-3360	198	27	'	'	NUM
cjal-3360	198	28	59	59	NUM
cjal-3360	198	29	went	go	VERB
cjal-3360	198	30	beyond	beyond	ADP
cjal-3360	198	31	wenzhou	wenzhou	PROPN
cjal-3360	198	32	,	,	PUNCT
cjal-3360	198	33	and	and	CCONJ
cjal-3360	198	34	eventually	eventually	ADV
cjal-3360	198	35	came	come	VERB
cjal-3360	198	36	to	to	ADP
cjal-3360	198	37	a	a	DET
cjal-3360	198	38	quiet	quiet	ADJ
cjal-3360	198	39	end	end	NOUN
cjal-3360	198	40	as	as	ADP
cjal-3360	198	41	urban	urban	ADJ
cjal-3360	198	42	credit	credit	NOUN
cjal-3360	198	43	operatives	operative	NOUN
cjal-3360	198	44	and	and	CCONJ
cjal-3360	198	45	rural	rural	ADJ
cjal-3360	198	46	cooperative	cooperative	ADJ
cjal-3360	198	47	funds	fund	NOUN
cjal-3360	198	48	were	be	AUX
cjal-3360	198	49	eliminated	eliminate	VERB
cjal-3360	198	50	in	in	ADP
cjal-3360	198	51	the	the	DET
cjal-3360	198	52	late	late	ADJ
cjal-3360	198	53	1990s	1990	NOUN
cjal-3360	198	54	.	.	PUNCT
cjal-3360	199	1	in	in	ADP
cjal-3360	199	2	2002	2002	NUM
cjal-3360	199	3	,	,	PUNCT
cjal-3360	199	4	the	the	DET
cjal-3360	199	5	initiative	initiative	NOUN
cjal-3360	199	6	to	to	PART
cjal-3360	199	7	liberalize	liberalize	VERB
cjal-3360	199	8	interest	interest	NOUN
cjal-3360	199	9	rate	rate	NOUN
cjal-3360	199	10	was	be	AUX
cjal-3360	199	11	revitalized	revitalize	VERB
cjal-3360	199	12	as	as	SCONJ
cjal-3360	199	13	the	the	DET
cjal-3360	199	14	pbc	pbc	PROPN
cjal-3360	199	15	made	make	VERB
cjal-3360	199	16	eight	eight	NUM
cjal-3360	199	17	rural	rural	ADJ
cjal-3360	199	18	credit	credit	NOUN
cjal-3360	199	19	unions	union	NOUN
cjal-3360	199	20	in	in	ADP
cjal-3360	199	21	eight	eight	NUM
cjal-3360	199	22	different	different	ADJ
cjal-3360	199	23	localities	locality	NOUN
cjal-3360	199	24	pilot	pilot	NOUN
cjal-3360	199	25	points	point	NOUN
cjal-3360	199	26	for	for	ADP
cjal-3360	199	27	implementing	implement	VERB
cjal-3360	199	28	partial	partial	ADJ
cjal-3360	199	29	floating	float	VERB
cjal-3360	199	30	interest	interest	NOUN
cjal-3360	199	31	rate	rate	NOUN
cjal-3360	199	32	systems	system	NOUN
cjal-3360	199	33	.	.	PUNCT
cjal-3360	200	1	j6	j6	PROPN
cjal-3360	200	2	under	under	ADP
cjal-3360	200	3	this	this	DET
cjal-3360	200	4	initiative	initiative	NOUN
cjal-3360	200	5	interest	interest	NOUN
cjal-3360	200	6	rates	rate	NOUN
cjal-3360	200	7	on	on	ADP
cjal-3360	200	8	deposits	deposit	NOUN
cjal-3360	200	9	were	be	AUX
cjal-3360	200	10	allowed	allow	VERB
cjal-3360	200	11	to	to	PART
cjal-3360	200	12	fluctuate	fluctuate	VERB
cjal-3360	200	13	as	as	ADV
cjal-3360	200	14	much	much	ADJ
cjal-3360	200	15	as	as	ADP
cjal-3360	200	16	30	30	NUM
cjal-3360	200	17	%	%	NOUN
cjal-3360	200	18	above	above	ADP
cjal-3360	200	19	official	official	ADJ
cjal-3360	200	20	benchmarks	benchmark	NOUN
cjal-3360	200	21	,	,	PUNCT
cjal-3360	200	22	and	and	CCONJ
cjal-3360	200	23	lending	lending	NOUN
cjal-3360	200	24	rates	rate	NOUN
cjal-3360	200	25	to	to	PART
cjal-3360	200	26	float	float	VERB
cjal-3360	200	27	up	up	ADP
cjal-3360	200	28	to	to	PART
cjal-3360	200	29	100	100	NUM
cjal-3360	200	30	%	%	NOUN
cjal-3360	200	31	above	above	ADP
cjal-3360	200	32	benchmarks	benchmark	NOUN
cjal-3360	200	33	.	.	PUNCT
cjal-3360	201	1	31	31	NUM
cjal-3360	202	1	unforrunately	unforrunately	ADV
cjal-3360	202	2	this	this	DET
cjal-3360	202	3	revitalization	revitalization	NOUN
cjal-3360	202	4	of	of	ADP
cjal-3360	202	5	interest	interest	NOUN
cjal-3360	202	6	ra	ra	PROPN
cjal-3360	202	7	te	te	PROPN
cjal-3360	202	8	reforms	reform	NOUN
cjal-3360	202	9	did	do	AUX
cjal-3360	202	10	not	not	PART
cjal-3360	202	11	last	last	VERB
cjal-3360	202	12	either	either	ADV
cjal-3360	202	13	and	and	CCONJ
cjal-3360	202	14	was	be	AUX
cjal-3360	202	15	called	call	VERB
cjal-3360	202	16	to	to	ADP
cjal-3360	202	17	a	a	DET
cjal-3360	202	18	stop	stop	NOUN
cjal-3360	202	19	in	in	ADP
cjal-3360	202	20	2006.:>8	2006.:>8	NUM
cjal-3360	202	21	more	more	ADV
cjal-3360	202	22	substantive	substantive	ADJ
cjal-3360	202	23	progress	progress	NOUN
cjal-3360	202	24	has	have	AUX
cjal-3360	202	25	been	be	AUX
cjal-3360	202	26	made	make	VERB
cjal-3360	202	27	on	on	ADP
cjal-3360	202	28	interest	interest	NOUN
cjal-3360	202	29	liberalization	liberalization	NOUN
cjal-3360	202	30	since	since	SCONJ
cjal-3360	202	31	2014	2014	NUM
cjal-3360	202	32	,	,	PUNCT
cjal-3360	202	33	as	as	SCONJ
cjal-3360	202	34	state	state	NOUN
cjal-3360	202	35	regulators	regulator	NOUN
cjal-3360	202	36	accelerated	accelerate	VERB
cjal-3360	202	37	the	the	DET
cjal-3360	202	38	pace	pace	NOUN
cjal-3360	202	39	of	of	ADP
cjal-3360	202	40	reforms	reform	NOUN
cjal-3360	202	41	on	on	ADP
cjal-3360	202	42	the	the	DET
cjal-3360	202	43	subject	subject	NOUN
cjal-3360	202	44	.	.	PUNCT
cjal-3360	203	1	in	in	ADP
cjal-3360	203	2	november	november	PROPN
cjal-3360	203	3	2014	2014	NUM
cjal-3360	203	4	,	,	PUNCT
cjal-3360	203	5	the	the	DET
cjal-3360	203	6	pbc	pbc	PROPN
cjal-3360	203	7	increased	increase	VERB
cjal-3360	203	8	the	the	DET
cjal-3360	203	9	ceiling	ceiling	NOUN
cjal-3360	203	10	on	on	ADP
cjal-3360	203	11	interest	interest	NOUN
cjal-3360	203	12	rates	rate	NOUN
cjal-3360	203	13	paid	pay	VERB
cjal-3360	203	14	on	on	ADP
cjal-3360	203	15	savings	saving	NOUN
cjal-3360	203	16	deposits	deposit	NOUN
cjal-3360	203	17	to	to	ADP
cjal-3360	203	18	1.3	1.3	NUM
cjal-3360	203	19	times	time	NOUN
cjal-3360	203	20	corresponding	corresponding	ADJ
cjal-3360	203	21	benchmarks	benchmark	NOUN
cjal-3360	203	22	.	.	PUNCT
cjal-3360	204	1	this	this	DET
cjal-3360	204	2	ceiling	ceiling	NOUN
cjal-3360	204	3	was	be	AUX
cjal-3360	204	4	further	far	ADV
cjal-3360	204	5	raised	raise	VERB
cjal-3360	204	6	to	to	ADP
cjal-3360	204	7	1.5	1.5	NUM
cjal-3360	204	8	times	time	NOUN
cjal-3360	204	9	benchmarks	benchmark	NOUN
cjal-3360	204	10	during	during	ADP
cjal-3360	204	11	the	the	DET
cjal-3360	204	12	fi	fi	NOUN
cjal-3360	204	13	rst	rst	NOUN
cjal-3360	204	14	half	half	NOUN
cjal-3360	204	15	of	of	ADP
cjal-3360	204	16	2015.39	2015.39	NUM
cjal-3360	204	17	it	it	PRON
cjal-3360	204	18	is	be	AUX
cjal-3360	204	19	noteworthy	noteworthy	ADJ
cjal-3360	204	20	that	that	SCONJ
cjal-3360	204	21	interest	interest	NOUN
cjal-3360	204	22	rates	rate	NOUN
cjal-3360	204	23	in	in	ADP
cjal-3360	204	24	private	private	ADJ
cjal-3360	204	25	lending	lending	NOUN
cjal-3360	204	26	arrangements	arrangement	NOUN
cjal-3360	204	27	are	be	AUX
cjal-3360	204	28	allowed	allow	VERB
cjal-3360	204	29	to	to	PART
cjal-3360	204	30	deviate	deviate	VERB
cjal-3360	204	31	more	more	ADJ
cjal-3360	204	32	from	from	ADP
cjal-3360	204	33	the	the	DET
cjal-3360	204	34	official	official	ADJ
cjal-3360	204	35	benchmarks	benchmark	NOUN
cjal-3360	204	36	than	than	SCONJ
cjal-3360	204	37	permitted	permit	VERB
cjal-3360	204	38	in	in	ADP
cjal-3360	204	39	even	even	ADV
cjal-3360	204	40	the	the	DET
cjal-3360	204	41	most	most	ADV
cjal-3360	204	42	aggressive	aggressive	ADJ
cjal-3360	204	43	attempt	attempt	NOUN
cjal-3360	204	44	mentioned	mention	VERB
cjal-3360	204	45	.	.	PUNCT
cjal-3360	205	1	the	the	DET
cjal-3360	205	2	spc	spc	PROPN
cjal-3360	205	3	's	's	PART
cjal-3360	205	4	1991	1991	NUM
cjal-3360	205	5	opinion	opinion	NOUN
cjal-3360	205	6	on	on	ADP
cjal-3360	205	7	adjudicating	adjudicate	VERB
cjal-3360	205	8	private	private	ADJ
cjal-3360	205	9	lending	lending	NOUN
cjal-3360	205	10	cases	case	NOUN
cjal-3360	205	11	is	be	AUX
cjal-3360	205	12	by	by	ADP
cjal-3360	205	13	far	far	ADV
cjal-3360	205	14	the	the	DET
cjal-3360	205	15	most	most	ADV
cjal-3360	205	16	important	important	ADJ
cjal-3360	205	17	guidance	guidance	NOUN
cjal-3360	205	18	on	on	ADP
cjal-3360	205	19	the	the	DET
cjal-3360	205	20	legal	legal	ADJ
cjal-3360	205	21	boundaries	boundary	NOUN
cjal-3360	205	22	of	of	ADP
cjal-3360	205	23	interest	interest	NOUN
cjal-3360	205	24	rates	rate	NOUN
cjal-3360	205	25	charged	charge	VERB
cjal-3360	205	26	in	in	ADP
cjal-3360	205	27	private	private	ADJ
cjal-3360	205	28	lending	lending	NOUN
cjal-3360	205	29	activities	activity	NOUN
cjal-3360	205	30	.	.	PUNCT
cjal-3360	206	1	article	article	NOUN
cjal-3360	206	2	6	6	NUM
cjal-3360	206	3	of	of	ADP
cjal-3360	206	4	the	the	DET
cjal-3360	206	5	1991	1991	NUM
cjal-3360	206	6	opinion	opinion	NOUN
cjal-3360	206	7	provides	provide	VERB
cjal-3360	206	8	that	that	SCONJ
cjal-3360	206	9	"	"	PUNCT
cjal-3360	206	10	interest	interest	NOUN
cjal-3360	206	11	rates	rate	NOUN
cjal-3360	206	12	in	in	ADP
cjal-3360	206	13	private	private	ADJ
cjal-3360	206	14	lending	lending	NOUN
cjal-3360	206	15	can	can	AUX
cjal-3360	206	16	be	be	AUX
cjal-3360	206	17	reasonably	reasonably	ADV
cjal-3360	206	18	higher	high	ADJ
cjal-3360	206	19	than	than	ADP
cjal-3360	206	20	comparable	comparable	ADJ
cjal-3360	206	21	bank	bank	NOUN
cjal-3360	206	22	interest	interest	NOUN
cjal-3360	206	23	rates	rate	NOUN
cjal-3360	206	24	,	,	PUNCT
cjal-3360	206	25	but	but	CCONJ
cjal-3360	206	26	may	may	AUX
cjal-3360	206	27	not	not	PART
cjal-3360	206	28	china	china	PROPN
cjal-3360	206	29	.•	.•	PROPN
cjal-3360	206	30	june	june	PROPN
cjal-3360	206	31	s.	s.	PROPN
cjal-3360	206	32	1985	1985	NUM
cjal-3360	206	33	,	,	PUNCT
cjal-3360	206	34	effective	effective	ADJ
cjal-3360	206	35	,	,	PUNCT
cjal-3360	206	36	june	june	PROPN
cjal-3360	206	37	5	5	NUM
cjal-3360	206	38	,	,	PUNCT
cjal-3360	206	39	1985	1985	NUM
cjal-3360	206	40	)	)	PUNCT
cjal-3360	206	41	(	(	PUNCT
cjal-3360	206	42	wenzhou	wenzhou	PROPN
cjal-3360	206	43	made	make	VERB
cjal-3360	206	44	a	a	DET
cjal-3360	206	45	pilot	pilot	NOUN
cjal-3360	206	46	point	point	NOUN
cjal-3360	206	47	for	for	ADP
cjal-3360	206	48	interest	interest	NOUN
cjal-3360	206	49	rate	rate	NOUN
cjal-3360	206	50	reforms	reform	NOUN
cjal-3360	206	51	)	)	PUNCT
cjal-3360	206	52	.	.	PUNCT
cjal-3360	207	1	j6	j6	PROPN
cjal-3360	207	2	pilot	pilot	PROPN
cjal-3360	207	3	operation	operation	NOUN
cjal-3360	207	4	for	for	ADP
cjal-3360	207	5	market	market	NOUN
cjal-3360	207	6	-	-	PUNCT
cjal-3360	207	7	based	base	VERB
cjal-3360	207	8	interest	interest	NOUN
cjal-3360	207	9	rates	rate	NOUN
cjal-3360	207	10	fully	fully	ADV
cjal-3360	207	11	launched	launch	VERB
cjal-3360	207	12	(;	(;	ADP
cjal-3360	207	13	flj$tilliihtiar\i	flj$tilliihtiar\i	NOUN
cjal-3360	207	14	:	:	PUNCT
cjal-3360	207	15	lw	lw	PROPN
cjal-3360	207	16	1l1i	1l1i	PROPN
cjal-3360	207	17	7f	7f	PROPN
cjal-3360	207	18	)	)	PUNCT
cjal-3360	207	19	,	,	PUNCT
cjal-3360	207	20	people	people	NOUN
cjal-3360	207	21	's	's	PART
cjal-3360	207	22	daily	daily	ADJ
cjal-3360	207	23	(	(	PUNCT
cjal-3360	207	24	oveneas	ovenea	NOUN
cjal-3360	207	25	ed	ed	NOUN
cjal-3360	207	26	.	.	PUNCT
cjal-3360	207	27	)	)	PUNCT
cjal-3360	207	28	,	,	PUNCT
cjal-3360	207	29	february	february	PROPN
cjal-3360	207	30	15	15	NUM
cjal-3360	207	31	,	,	PUNCT
cjal-3360	207	32	2003	2003	NUM
cjal-3360	207	33	,	,	PUNCT
cjal-3360	207	34	available	available	ADJ
cjal-3360	207	35	at	at	ADP
cjal-3360	207	36	http	http	ADJ
cjal-3360	207	37	:	:	PUNCT
cjal-3360	207	38	flwww.people.eom.cn	flwww.people.eom.cn	NOUN
cjal-3360	207	39	/	/	SYM
cjal-3360	207	40	gb	gb	NOUN
cjal-3360	207	41	/	/	SYM
cjal-3360	207	42	papery9!8464/794954·html/	papery9!8464/794954·html/	NOUN
cjal-3360	207	43	(	(	PUNCT
cjal-3360	207	44	last	last	ADV
cjal-3360	207	45	visited	visit	VERB
cjal-3360	207	46	jan	jan	PROPN
cjal-3360	207	47	.	.	PROPN
cjal-3360	207	48	jo	jo	PROPN
cjal-3360	207	49	,	,	PUNCT
cjal-3360	207	50	2016	2016	NUM
cjal-3360	207	51	)	)	PUNCT
cjal-3360	207	52	.	.	PUNCT
cjal-3360	208	1	1j	1j	NUM
cjal-3360	208	2	jd	jd	PROPN
cjal-3360	208	3	.	.	PUNCT
cjal-3360	208	4	'	'	PUNCT
cjal-3360	208	5	8	8	NUM
cjal-3360	208	6	zhou	zhou	PROPN
cjal-3360	208	7	dewen	dewen	NOUN
cjal-3360	208	8	(	(	PUNCT
cjal-3360	208	9	jilli!:lt	jilli!:lt	PROPN
cjal-3360	208	10	)	)	PUNCT
cjal-3360	208	11	,	,	PUNCT
cjal-3360	208	12	wenzhou	wenzhou	PROPN
cjal-3360	208	13	jinrong	jinrong	PROPN
cjal-3360	208	14	gaige	gaige	PROPN
cjal-3360	208	15	wei	wei	PROPN
cjal-3360	208	16	zhongguo	zhongguo	PROPN
cjal-3360	208	17	jinrong	jinrong	PROPN
cjal-3360	208	18	gaige	gaige	PROPN
cjal-3360	208	19	tanlu	tanlu	PROPN
cjal-3360	208	20	(;	(;	PUNCT
cjal-3360	208	21	lithtlili	lithtlili	NOUN
cjal-3360	208	22	:	:	PUNCT
cjal-3360	208	23	ll¥-~cpl	ll¥-~cpl	NOUN
cjal-3360	208	24	:	:	PUNCT
cjal-3360	208	25	iijslilt~.liirli~	iijslilt~.liirli~	NOUN
cjal-3360	208	26	)	)	PUNCT
cjal-3360	208	27	(	(	PUNCT
cjal-3360	208	28	wenzhou	wenzhou	PROPN
cjal-3360	208	29	financial	financial	ADJ
cjal-3360	208	30	reforms	reform	NOUN
cjal-3360	208	31	as	as	ADP
cjal-3360	208	32	trail	trail	NOUN
cjal-3360	208	33	blazer	blazer	NOUN
cjal-3360	208	34	for	for	ADP
cjal-3360	208	35	nationwide	nationwide	ADJ
cjal-3360	208	36	reforms	reform	NOUN
cjal-3360	208	37	]	]	PUNCT
cjal-3360	208	38	at	at	ADP
cjal-3360	208	39	45	45	NUM
cjal-3360	208	40	(	(	PUNCT
cjal-3360	208	41	zo13	zo13	PROPN
cjal-3360	208	42	)	)	PUNCT
cjal-3360	208	43	.	.	PUNCT
cjal-3360	208	44	,	,	PUNCT
cjal-3360	208	45	.	.	PUNCT
cjal-3360	209	1	report	report	NOUN
cjal-3360	209	2	on	on	ADP
cjal-3360	209	3	the	the	DET
cjal-3360	209	4	development	development	NOUN
cjal-3360	209	5	of	of	ADP
cjal-3360	209	6	the	the	DET
cjal-3360	209	7	chinese	chinese	ADJ
cjal-3360	209	8	banking	banking	NOUN
cjal-3360	209	9	industry	industry	NOUN
cjal-3360	209	10	(	(	PUNCT
cjal-3360	209	11	2015	2015	NUM
cjal-3360	209	12	)	)	PUNCT
cjal-3360	209	13	,	,	PUNCT
cjal-3360	209	14	china	china	PROPN
cjal-3360	209	15	banking	banking	PROPN
cjal-3360	209	16	association	association	PROPN
cjal-3360	209	17	,	,	PUNCT
cjal-3360	209	18	at	at	ADP
cjal-3360	209	19	190	190	NUM
cjal-3360	209	20	.	.	PUNCT
cjal-3360	209	21	exceed	exceed	VERB
cjal-3360	209	22	four	four	NUM
cjal-3360	209	23	times	time	NOUN
cjal-3360	209	24	the	the	DET
cjal-3360	209	25	latter	latter	ADJ
cjal-3360	209	26	,	,	PUNCT
cjal-3360	209	27	"	"	PUNCT
cjal-3360	209	28	and	and	CCONJ
cjal-3360	209	29	that	that	SCONJ
cjal-3360	209	30	interest	interest	NOUN
cjal-3360	209	31	exceeding	exceed	VERB
cjal-3360	209	32	this	this	DET
cjal-3360	209	33	"	"	PUNCT
cjal-3360	209	34	four	four	NUM
cjal-3360	209	35	-	-	PUNCT
cjal-3360	209	36	time	time	NOUN
cjal-3360	209	37	redline	redline	NOUN
cjal-3360	209	38	"	"	PUNCT
cjal-3360	209	39	is	be	AUX
cjal-3360	209	40	"	"	PUNCT
cjal-3360	209	41	not	not	PART
cjal-3360	209	42	protected	protect	VERB
cjal-3360	209	43	by	by	ADP
cjal-3360	209	44	law	law	NOUN
cjal-3360	209	45	.	.	PUNCT
cjal-3360	210	1	"~	"~	NOUN
cjal-3360	210	2	this	this	DET
cjal-3360	210	3	opinion	opinion	NOUN
cjal-3360	210	4	is	be	AUX
cjal-3360	210	5	widely	widely	ADV
cjal-3360	210	6	read	read	VERB
cjal-3360	210	7	as	as	ADP
cjal-3360	210	8	having	having	AUX
cjal-3360	210	9	established	establish	VERB
cjal-3360	210	10	an	an	DET
cjal-3360	210	11	interest	interest	NOUN
cjal-3360	210	12	rate	rate	NOUN
cjal-3360	210	13	ceiling	ceiling	NOUN
cjal-3360	210	14	for	for	ADP
cjal-3360	210	15	private	private	ADJ
cjal-3360	210	16	lending	lending	NOUN
cjal-3360	210	17	.	.	PUNCT
cjal-3360	211	1	although	although	SCONJ
cjal-3360	211	2	criticized	criticize	VERB
cjal-3360	211	3	by	by	ADP
cjal-3360	211	4	many	many	ADJ
cjal-3360	211	5	as	as	ADP
cjal-3360	211	6	arbitrary	arbitrary	ADJ
cjal-3360	211	7	and	and	CCONJ
cjal-3360	211	8	draconian	draconian	ADJ
cjal-3360	211	9	,	,	PUNCT
cjal-3360	211	10	.	.	PUNCT
cjal-3360	211	11	,	,	PUNCT
cjal-3360	211	12	no	no	DET
cjal-3360	211	13	state	state	NOUN
cjal-3360	211	14	authority	authority	NOUN
cjal-3360	211	15	has	have	AUX
cjal-3360	211	16	since	since	ADV
cjal-3360	211	17	addressed	address	VERB
cjal-3360	211	18	the	the	DET
cjal-3360	211	19	question	question	NOUN
cjal-3360	211	20	of	of	ADP
cjal-3360	211	21	what	what	PRON
cjal-3360	211	22	the	the	DET
cjal-3360	211	23	appropriate	appropriate	ADJ
cjal-3360	211	24	interest	interest	NOUN
cjal-3360	211	25	rates	rate	NOUN
cjal-3360	211	26	are	be	AUX
cjal-3360	211	27	for	for	ADP
cjal-3360	211	28	private	private	ADJ
cjal-3360	211	29	lending	lending	NOUN
cjal-3360	211	30	or	or	CCONJ
cjal-3360	211	31	clarified	clarify	VERB
cjal-3360	211	32	how	how	SCONJ
cjal-3360	211	33	the	the	DET
cjal-3360	211	34	language	language	NOUN
cjal-3360	211	35	of	of	ADP
cjal-3360	211	36	the	the	DET
cjal-3360	211	37	1991	1991	NUM
cjal-3360	211	38	opinion	opinion	NOUN
cjal-3360	211	39	should	should	AUX
cjal-3360	211	40	be	be	AUX
cjal-3360	211	41	interpreted	interpret	VERB
cjal-3360	211	42	.	.	PUNCT
cjal-3360	212	1	as	as	SCONJ
cjal-3360	212	2	will	will	AUX
cjal-3360	212	3	be	be	AUX
cjal-3360	212	4	discussed	discuss	VERB
cjal-3360	212	5	later	later	ADV
cjal-3360	212	6	in	in	ADP
cjal-3360	212	7	this	this	DET
cjal-3360	212	8	paper	paper	NOUN
cjal-3360	212	9	,	,	PUNCT
cjal-3360	212	10	interviews	interview	NOUN
cjal-3360	212	11	and	and	CCONJ
cjal-3360	212	12	surveys	survey	NOUN
cjal-3360	212	13	conducted	conduct	VERB
cjal-3360	212	14	with	with	ADP
cjal-3360	212	15	current	current	ADJ
cjal-3360	212	16	and	and	CCONJ
cjal-3360	212	17	former	former	ADJ
cjal-3360	212	18	private	private	ADJ
cjal-3360	212	19	lending	lending	NOUN
cjal-3360	212	20	institutions	institution	NOUN
cjal-3360	212	21	show	show	VERB
cjal-3360	212	22	that	that	SCONJ
cjal-3360	212	23	actual	actual	ADJ
cjal-3360	212	24	interest	interest	NOUN
cjal-3360	212	25	rates	rate	NOUN
cjal-3360	212	26	charged	charge	VERB
cjal-3360	212	27	in	in	ADP
cjal-3360	212	28	private	private	ADJ
cjal-3360	212	29	lending	lending	NOUN
cjal-3360	212	30	arrangements	arrangement	NOUN
cjal-3360	212	31	are	be	AUX
cjal-3360	212	32	frequently	frequently	ADV
cjal-3360	212	33	above	above	ADP
cjal-3360	212	34	four	four	NUM
cjal-3360	212	35	times	time	NOUN
cjal-3360	212	36	comparable	comparable	ADJ
cjal-3360	212	37	official	official	ADJ
cjal-3360	212	38	bank	bank	NOUN
cjal-3360	212	39	rates	rate	NOUN
cjal-3360	212	40	,	,	PUNCT
cjal-3360	212	41	and	and	CCONJ
cjal-3360	212	42	thus	thus	ADV
cjal-3360	212	43	lie	lie	VERB
cjal-3360	212	44	outside	outside	ADP
cjal-3360	212	45	the	the	DET
cjal-3360	212	46	magnitude	magnitude	NOUN
cjal-3360	212	47	of	of	ADP
cjal-3360	212	48	the	the	DET
cjal-3360	212	49	widest	wide	ADJ
cjal-3360	212	50	interest	interest	NOUN
cjal-3360	212	51	rate	rate	NOUN
cjal-3360	212	52	relaxations	relaxation	NOUN
cjal-3360	212	53	attempted	attempt	VERB
cjal-3360	212	54	thus	thus	ADV
cjal-3360	212	55	far	far	ADV
cjal-3360	212	56	.	.	PUNCT
cjal-3360	213	1	if	if	SCONJ
cjal-3360	213	2	rates	rate	NOUN
cjal-3360	213	3	charged	charge	VERB
cjal-3360	213	4	by	by	ADP
cjal-3360	213	5	private	private	ADJ
cjal-3360	213	6	lending	lending	NOUN
cjal-3360	213	7	institutions	institution	NOUN
cjal-3360	213	8	represent	represent	VERB
cjal-3360	213	9	a	a	DET
cjal-3360	213	10	relatively	relatively	ADV
cjal-3360	213	11	objective	objective	ADJ
cjal-3360	213	12	market	market	NOUN
cjal-3360	213	13	-	-	PUNCT
cjal-3360	213	14	based	base	VERB
cjal-3360	213	15	estimate	estimate	NOUN
cjal-3360	213	16	of	of	ADP
cjal-3360	213	17	actual	actual	ADJ
cjal-3360	213	18	credit	credit	NOUN
cjal-3360	213	19	risks	risk	NOUN
cjal-3360	213	20	,	,	PUNCT
cjal-3360	213	21	even	even	ADV
cjal-3360	213	22	the	the	DET
cjal-3360	213	23	state	state	NOUN
cjal-3360	213	24	's	's	PART
cjal-3360	213	25	widest	wide	ADJ
cjal-3360	213	26	interest	interest	NOUN
cjal-3360	213	27	rate	rate	NOUN
cjal-3360	213	28	relaxation	relaxation	NOUN
cjal-3360	213	29	stiu	stiu	PROPN
cjal-3360	213	30	barely	barely	ADV
cjal-3360	213	31	captures	capture	VERB
cjal-3360	213	32	prevailing	prevail	VERB
cjal-3360	213	33	borrowing	borrowing	NOUN
cjal-3360	213	34	cost	cost	NOUN
cjal-3360	213	35	on	on	ADP
cjal-3360	213	36	private	private	ADJ
cjal-3360	213	37	markets	market	NOUN
cjal-3360	213	38	,	,	PUNCT
cjal-3360	213	39	and	and	CCONJ
cjal-3360	213	40	forcing	force	VERB
cjal-3360	213	41	private	private	ADJ
cjal-3360	213	42	lenders	lender	NOUN
cjal-3360	213	43	to	to	PART
cjal-3360	213	44	charge	charge	VERB
cjal-3360	213	45	rates	rate	NOUN
cjal-3360	213	46	within	within	ADP
cjal-3360	213	47	legally	legally	ADV
cjal-3360	213	48	permissible	permissible	ADJ
cjal-3360	213	49	ranges	range	NOUN
cjal-3360	213	50	will	will	AUX
cjal-3360	213	51	likely	likely	ADV
cjal-3360	213	52	deprive	deprive	VERB
cjal-3360	213	53	their	their	PRON
cjal-3360	213	54	business	business	NOUN
cjal-3360	213	55	of	of	ADP
cjal-3360	213	56	economic	economic	ADJ
cjal-3360	213	57	viability	viability	NOUN
cjal-3360	213	58	.	.	PUNCT
cjal-3360	214	1	b.	b.	PROPN
cjal-3360	214	2	state	state	NOUN
cjal-3360	214	3	policy	policy	NOUN
cjal-3360	214	4	towards	towards	ADP
cjal-3360	214	5	private	private	ADJ
cjal-3360	214	6	players	player	NOUN
cjal-3360	214	7	in	in	ADP
cjal-3360	214	8	the	the	DET
cjal-3360	214	9	banking	banking	NOUN
cjal-3360	214	10	industry	industry	NOUN
cjal-3360	214	11	.	.	PUNCT
cjal-3360	215	1	,	,	PUNCT
cjal-3360	215	2	on	on	ADP
cjal-3360	215	3	the	the	DET
cjal-3360	215	4	closely	closely	ADV
cjal-3360	215	5	related	relate	VERB
cjal-3360	215	6	subject	subject	NOUN
cjal-3360	215	7	of	of	ADP
cjal-3360	215	8	private	private	ADJ
cjal-3360	215	9	players	player	NOUN
cjal-3360	215	10	'	'	PART
cjal-3360	215	11	entry	entry	NOUN
cjal-3360	215	12	into	into	ADP
cjal-3360	215	13	the	the	DET
cjal-3360	215	14	banking	banking	NOUN
cjal-3360	215	15	industry	industry	NOUN
cjal-3360	215	16	,	,	PUNCT
cjal-3360	215	17	state	state	NOUN
cjal-3360	215	18	policy	policy	NOUN
cjal-3360	215	19	has	have	AUX
cjal-3360	215	20	gone	go	VERB
cjal-3360	215	21	through	through	ADP
cjal-3360	215	22	twists	twist	NOUN
cjal-3360	215	23	and	and	CCONJ
cjal-3360	215	24	turns	turn	VERB
cjal-3360	215	25	over	over	ADP
cjal-3360	215	26	the	the	DET
cjal-3360	215	27	past	past	ADJ
cjal-3360	215	28	thirty	thirty	NUM
cjal-3360	215	29	years	year	NOUN
cjal-3360	215	30	,	,	PUNCT
cjal-3360	215	31	showing	show	VERB
cjal-3360	215	32	a	a	DET
cjal-3360	215	33	high	high	ADJ
cjal-3360	215	34	level	level	NOUN
cjal-3360	215	35	of	of	ADP
cjal-3360	215	36	directional	directional	ADJ
cjal-3360	215	37	vagueness	vagueness	NOUN
cjal-3360	215	38	during	during	ADP
cjal-3360	215	39	most	most	ADJ
cjal-3360	215	40	of	of	ADP
cjal-3360	215	41	the	the	DET
cjal-3360	215	42	time	time	NOUN
cjal-3360	215	43	despite	despite	SCONJ
cjal-3360	215	44	relatively	relatively	ADV
cjal-3360	215	45	aggressive	aggressive	ADJ
cjal-3360	215	46	reform	reform	NOUN
cjal-3360	215	47	moves	move	NOUN
cjal-3360	215	48	in	in	ADP
cjal-3360	215	49	the	the	DET
cjal-3360	215	50	most	most	ADV
cjal-3360	215	51	recent	recent	ADJ
cjal-3360	215	52	five	five	NUM
cjal-3360	215	53	years	year	NOUN
cjal-3360	215	54	.	.	PUNCT
cjal-3360	216	1	40	40	NUM
cjal-3360	216	2	supra	supra	PROPN
cjal-3360	216	3	note	note	NOUN
cjal-3360	216	4	18	18	NUM
cjal-3360	216	5	.	.	PUNCT
cjal-3360	216	6	.	.	PUNCT
cjal-3360	216	7	,	,	PUNCT
cjal-3360	216	8	see	see	VERB
cjal-3360	216	9	,	,	PUNCT
cjal-3360	216	10	e.g.	e.g.	ADV
cjal-3360	216	11	,	,	PUNCT
cjal-3360	216	12	liao	liao	PROPN
cjal-3360	216	13	zhenzhong	zhenzhong	PROPN
cjal-3360	216	14	&	&	CCONJ
cjal-3360	216	15	gao	gao	PROPN
cjal-3360	216	16	jinkang	jinkang	PROPN
cjal-3360	216	17	(	(	PUNCT
cjal-3360	216	18	.ill	.ill	AUX
cjal-3360	216	19	lilt	lilt	VERB
cjal-3360	216	20	'	'	PUNCT
cjal-3360	216	21	i	i	PRON
cjal-3360	216	22	'	'	PROPN
cjal-3360	216	23	,	,	PUNCT
cjal-3360	216	24	ilii'll'jlt	ilii'll'jlt	NOUN
cjal-3360	216	25	)	)	PUNCT
cjal-3360	216	26	,	,	PUNCT
cjal-3360	216	27	woguo	woguo	PROPN
cjal-3360	216	28	minjian	minjian	PROPN
cjal-3360	216	29	jiedai	jiedai	PROPN
cjal-3360	216	30	lilv	lilv	PROPN
cjal-3360	216	31	guanzhi	guanzhi	PROPN
cjal-3360	216	32	fazhi	fazhi	PROPN
cjal-3360	216	33	jinlu	jinlu	PROPN
cjal-3360	216	34	de	de	PROPN
cjal-3360	216	35	jiantao	jiantao	PROPN
cjal-3360	216	36	yu	yu	PROPN
cjal-3360	216	37	xuanze	xuanze	PROPN
cjal-3360	216	38	(	(	PUNCT
cjal-3360	216	39	ftoo	ftoo	PROPN
cjal-3360	216	40	ti;!ilflff	ti;!ilflff	PROPN
cjal-3360	216	41	:	:	PUNCT
cjal-3360	216	42	m:~j	m:~j	NOUN
cjal-3360	216	43	~	~	X
cjal-3360	216	44	tfillui!:;e;ia[!giy'jfil1'f	tfillui!:;e;ia[!giy'jfil1'f	NUM
cjal-3360	216	45	.!§ll	.!§ll	NUM
cjal-3360	216	46	!	!	PUNCT
cjal-3360	216	47	;	;	PUNCT
cjal-3360	217	1	~	~	PUNCT
cjal-3360	217	2	)	)	PUNCT
cjal-3360	218	1	[	[	X
cjal-3360	218	2	the	the	DET
cjal-3360	218	3	regulation	regulation	NOUN
cjal-3360	218	4	of	of	ADP
cjal-3360	218	5	interest	interest	NOUN
cjal-3360	218	6	rates	rate	NOUN
cjal-3360	218	7	of	of	ADP
cjal-3360	218	8	private	private	ADJ
cjal-3360	218	9	lending	lending	NOUN
cjal-3360	218	10	in	in	ADP
cjal-3360	218	11	china	china	PROPN
cjal-3360	218	12	]	]	PUNCT
cjal-3360	218	13	,	,	PUNCT
cjal-3360	218	14	modern	modern	ADJ
cjal-3360	218	15	law	law	NOUN
cjal-3360	218	16	science	science	NOUN
cjal-3360	218	17	(	(	PUNCT
cjal-3360	218	18	lli!fti!:~	lli!fti!:~	PROPN
cjal-3360	218	19	)	)	PUNCT
cjal-3360	218	20	.	.	PUNCT
cjal-3360	219	1	no	no	INTJ
cjal-3360	219	2	.	.	NOUN
cjal-3360	219	3	>	>	X
cjal-3360	219	4	,	,	PUNCT
cjal-3360	219	5	20u	20u	NOUN
cjal-3360	219	6	.	.	PUNCT
cjal-3360	220	1	..	..	PUNCT
cjal-3360	220	2	,	,	PUNCT
cjal-3360	220	3	because	because	SCONJ
cjal-3360	220	4	in	in	ADP
cjal-3360	220	5	most	most	ADJ
cjal-3360	220	6	of	of	ADP
cjal-3360	220	7	its	its	PRON
cjal-3360	220	8	pre-1978	pre-1978	NOUN
cjal-3360	220	9	history	history	NOUN
cjal-3360	220	10	the	the	DET
cjal-3360	220	11	people	people	NOUN
cjal-3360	220	12	's	's	PART
cjal-3360	220	13	republic	republic	NOUN
cjal-3360	220	14	of	of	ADP
cjal-3360	220	15	china	china	PROPN
cjal-3360	220	16	has	have	VERB
cjal-3360	220	17	only	only	ADV
cjal-3360	220	18	one	one	NUM
cjal-3360	220	19	bank	bank	NOUN
cjal-3360	220	20	,	,	PUNCT
cjal-3360	220	21	i.e.	i.e.	X
cjal-3360	220	22	,	,	PUNCT
cjal-3360	220	23	the	the	DET
cjal-3360	220	24	people	people	NOUN
cjal-3360	220	25	's	's	PART
cjal-3360	220	26	bank	bank	PROPN
cjal-3360	220	27	of	of	ADP
cjal-3360	220	28	china	china	PROPN
cjal-3360	220	29	(	(	PUNCT
cjal-3360	220	30	"	"	PUNCT
cjal-3360	220	31	pbc	pbc	PROPN
cjal-3360	220	32	"	"	PUNCT
cjal-3360	220	33	)	)	PUNCT
cjal-3360	220	34	,	,	PUNCT
cjal-3360	220	35	and	and	CCONJ
cjal-3360	220	36	commercial	commercial	ADJ
cjal-3360	220	37	activities	activity	NOUN
cjal-3360	220	38	were	be	AUX
cjal-3360	220	39	in	in	ADP
cjal-3360	220	40	a	a	DET
cjal-3360	220	41	freez.e	freez.e	NOUN
cjal-3360	220	42	as	as	ADP
cjal-3360	220	43	a	a	DET
cjal-3360	220	44	result	result	NOUN
cjal-3360	220	45	of	of	ADP
cjal-3360	220	46	political	political	ADJ
cjal-3360	220	47	turmoil	turmoil	NOUN
cjal-3360	220	48	,	,	PUNCT
cjal-3360	220	49	only	only	ADV
cjal-3360	220	50	policy	policy	NOUN
cjal-3360	220	51	moves	move	NOUN
cjal-3360	220	52	that	that	PRON
cjal-3360	220	53	occurred	occur	VERB
cjal-3360	220	54	since	since	SCONJ
cjal-3360	220	55	1978	1978	NUM
cjal-3360	220	56	are	be	AUX
cjal-3360	220	57	of	of	ADP
cjal-3360	220	58	material	material	NOUN
cjal-3360	220	59	relevance	relevance	NOUN
cjal-3360	220	60	here	here	ADV
cjal-3360	220	61	.	.	PUNCT
cjal-3360	221	1	during	during	ADP
cjal-3360	221	2	the	the	DET
cjal-3360	221	3	early	early	ADJ
cjal-3360	221	4	years	year	NOUN
cjal-3360	221	5	of	of	ADP
cjal-3360	221	6	china	china	PROPN
cjal-3360	221	7	's	's	PART
cjal-3360	221	8	economic	economic	ADJ
cjal-3360	221	9	reforms	reform	NOUN
cjal-3360	221	10	in	in	ADP
cjal-3360	221	11	the	the	DET
cjal-3360	221	12	198os	198os	NOUN
cjal-3360	221	13	,	,	PUNCT
cjal-3360	221	14	the	the	DET
cjal-3360	221	15	state	state	NOUN
cjal-3360	221	16	's	's	PART
cjal-3360	221	17	attitude	attitude	NOUN
cjal-3360	221	18	towards	towards	ADP
cjal-3360	221	19	private	private	ADJ
cjal-3360	221	20	players	player	NOUN
cjal-3360	221	21	in	in	ADP
cjal-3360	221	22	the	the	DET
cjal-3360	221	23	banking	banking	NOUN
cjal-3360	221	24	industry	industry	NOUN
cjal-3360	221	25	was	be	AUX
cjal-3360	221	26	rather	rather	ADV
cjal-3360	221	27	vague	vague	ADJ
cjal-3360	221	28	.	.	PUNCT
cjal-3360	222	1	while	while	SCONJ
cjal-3360	222	2	official	official	ADJ
cjal-3360	222	3	policy	policy	NOUN
cjal-3360	222	4	exp•essly	exp•essly	ADV
cjal-3360	222	5	prohibited	prohibit	VERB
cjal-3360	222	6	private	private	ADJ
cjal-3360	222	7	players	player	NOUN
cjal-3360	222	8	from	from	ADP
cjal-3360	222	9	establishing	establish	VERB
cjal-3360	222	10	commercial	commercial	ADJ
cjal-3360	222	11	banks	bank	NOUN
cjal-3360	222	12	.	.	PUNCT
cjal-3360	222	13	''	''	PUNCT
cjal-3360	223	1	the	the	DET
cjal-3360	223	2	198os	198os	NOUN
cjal-3360	223	3	saw	see	VERB
cjal-3360	223	4	the	the	DET
cjal-3360	223	5	emergence	emergence	NOUN
cjal-3360	223	6	of	of	ADP
cjal-3360	223	7	china	china	PROPN
cjal-3360	223	8	's	's	PART
cjal-3360	223	9	first	first	ADJ
cjal-3360	223	10	commercial	commercial	ADJ
cjal-3360	223	11	banks	bank	NOUN
cjal-3360	223	12	(	(	PUNCT
cjal-3360	223	13	although	although	SCONJ
cjal-3360	223	14	not	not	PART
cjal-3360	223	15	crbc	crbc	ADV
cjal-3360	223	16	licensed	license	VERB
cjal-3360	223	17	)	)	PUNCT
cjal-3360	223	18	since	since	SCONJ
cjal-3360	223	19	1949	1949	NUM
cjal-3360	223	20	that	that	PRON
cjal-3360	223	21	were	be	AUX
cjal-3360	223	22	established	establish	VERB
cjal-3360	223	23	and	and	CCONJ
cjal-3360	223	24	run	run	VERB
cjal-3360	223	25	entirely	entirely	ADV
cjal-3360	223	26	by	by	ADP
cjal-3360	223	27	priva	priva	PROPN
cjal-3360	223	28	:	:	PUNCT
cjal-3360	223	29	e	e	NOUN
cjal-3360	223	30	capital	capital	NOUN
cjal-3360	223	31	.	.	PUNCT
cjal-3360	224	1	during	during	ADP
cjal-3360	224	2	this	this	DET
cjal-3360	224	3	period	period	NOUN
cjal-3360	224	4	the	the	DET
cjal-3360	224	5	state	state	NOUN
cjal-3360	224	6	did	do	AUX
cjal-3360	224	7	not	not	PART
cjal-3360	224	8	engage	engage	VERB
cjal-3360	224	9	in	in	ADP
cjal-3360	224	10	serious	serious	ADJ
cjal-3360	224	11	efforts	effort	NOUN
cjal-3360	224	12	to	to	PART
cjal-3360	224	13	crack	crack	VERB
cjal-3360	224	14	down	down	ADP
cjal-3360	224	15	these	these	DET
cjal-3360	224	16	institutions	institution	NOUN
cjal-3360	224	17	and	and	CCONJ
cjal-3360	224	18	many	many	ADJ
cjal-3360	224	19	of	of	ADP
cjal-3360	224	20	these	these	DET
cjal-3360	224	21	private	private	ADJ
cjal-3360	224	22	banks	bank	NOUN
cjal-3360	224	23	su.rvived	su.rvive	VERB
cjal-3360	224	24	well	well	ADV
cjal-3360	224	25	into	into	ADP
cjal-3360	224	26	the	the	DET
cjal-3360	224	27	mid-199os	mid-199os	NOUN
cjal-3360	224	28	.	.	PUNCT
cjal-3360	225	1	one	one	NUM
cjal-3360	225	2	of	of	ADP
cjal-3360	225	3	the	the	DET
cjal-3360	225	4	anecdotal	anecdotal	ADJ
cjal-3360	225	5	stories	story	NOUN
cjal-3360	225	6	about	about	ADP
cjal-3360	225	7	grass	grass	NOUN
cjal-3360	225	8	-	-	PUNCT
cjal-3360	225	9	root	root	NOUN
cjal-3360	225	10	attempts	attempt	NOUN
cjal-3360	225	11	to	to	PART
cjal-3360	225	12	establish	establish	VERB
cjal-3360	225	13	commercial	commercial	ADJ
cjal-3360	225	14	banks	bank	NOUN
cjal-3360	225	15	told	tell	VERB
cjal-3360	225	16	by	by	ADP
cjal-3360	225	17	almost	almost	ADV
cjal-3360	225	18	every	every	PRON
cjal-3360	225	19	private	private	ADJ
cjal-3360	225	20	lender	lender	NOUN
cjal-3360	225	21	interviewed	interview	VERB
cjal-3360	225	22	in	in	ADP
cjal-3360	225	23	zhejiang	zhejiang	PROPN
cjal-3360	225	24	was	be	AUX
cjal-3360	225	25	that	that	PRON
cjal-3360	225	26	of	of	ADP
cjal-3360	225	27	the	the	DET
cjal-3360	225	28	fang	fang	PROPN
cjal-3360	225	29	xing	xing	PROPN
cjal-3360	225	30	money	money	PROPN
cjal-3360	225	31	house	house	PROPN
cjal-3360	225	32	(	(	PUNCT
cjal-3360	225	33	fang	fang	PROPN
cjal-3360	225	34	xing	xing	PROPN
cjal-3360	225	35	qian	qian	PROPN
cjal-3360	225	36	zhuang	zhuang	PROPN
cjal-3360	225	37	,	,	PUNCT
cjal-3360	225	38	;	;	PUNCT
cjal-3360	225	39	lj~~fe	lj~~fe	PROPN
cjal-3360	225	40	)	)	PUNCT
cjal-3360	225	41	.	.	PUNCT
cjal-3360	226	1	in	in	ADP
cjal-3360	226	2	1984	1984	NUM
cjal-3360	226	3	,	,	PUNCT
cjal-3360	226	4	in	in	ADP
cjal-3360	226	5	an	an	DET
cjal-3360	226	6	official	official	ADJ
cjal-3360	226	7	notice	notice	NOUN
cjal-3360	226	8	on	on	ADP
cjal-3360	226	9	promoting	promote	VERB
cjal-3360	226	10	rural	rural	ADJ
cjal-3360	226	11	development	development	NOUN
cjal-3360	226	12	,	,	PUNCT
cjal-3360	226	13	the	the	DET
cjal-3360	226	14	state	state	NOUN
cjal-3360	226	15	indicated	indicate	VERB
cjal-3360	226	16	that	that	SCONJ
cjal-3360	226	17	"	"	PUNCT
cjal-3360	226	18	capital	capital	NOUN
cjal-3360	226	19	held	hold	VERB
cjal-3360	226	20	by	by	ADP
cjal-3360	226	21	individual	individual	ADJ
cjal-3360	226	22	peasants	peasant	NOUN
cjal-3360	226	23	and	and	CCONJ
cjal-3360	226	24	rural	rural	ADJ
cjal-3360	226	25	comm·jnities	comm·jnitie	NOUN
cjal-3360	226	26	are	be	AUX
cjal-3360	226	27	allowed	allow	VERB
cjal-3360	226	28	to	to	PART
cjal-3360	226	29	flow	flow	VERB
cjal-3360	226	30	freely	freely	ADV
cjal-3360	226	31	without	without	ADP
cjal-3360	226	32	the	the	DET
cjal-3360	226	33	interference	interference	NOUN
cjal-3360	226	34	by	by	ADP
cjal-3360	226	35	local	local	ADJ
cjal-3360	226	36	governments	government	NOUN
cjal-3360	226	37	,	,	PUNCT
cjal-3360	226	38	.	.	PUNCT
cjal-3360	226	39	.	.	PUNCT
cjal-3360	226	40	.	.	PUNCT
cjal-3360	227	1	peasants	peasant	NOUN
cjal-3360	227	2	and	and	CCONJ
cjal-3360	227	3	communities	community	NOUN
cjal-3360	227	4	are	be	AUX
cjal-3360	227	5	encouraged	encourage	VERB
cjal-3360	227	6	to	to	PART
cjal-3360	227	7	pool	pool	VERB
cjal-3360	227	8	funds	fund	NOUN
cjal-3360	227	9	to	to	PART
cjal-3360	227	10	pursue	pursue	VERB
cjal-3360	227	11	development	development	NOUN
cjal-3360	227	12	causes	cause	NOUN
cjal-3360	227	13	and	and	CCONJ
cjal-3360	227	14	their	their	PRON
cjal-3360	227	15	investment	investment	NOUN
cjal-3360	227	16	in	in	ADP
cjal-3360	227	17	such	such	ADJ
cjal-3360	227	18	cases	case	NOUN
cjal-3360	227	19	are	be	AUX
cjal-3360	227	20	protected	protect	VERB
cjal-3360	227	21	by	by	ADP
cjal-3360	227	22	the	the	DET
cjal-3360	227	23	state	state	NOUN
cjal-3360	227	24	.....	.....	PUNCT
cjal-3360	227	25	inspired	inspire	VERB
cjal-3360	227	26	by	by	ADP
cjal-3360	227	27	this	this	DET
cjal-3360	227	28	language	language	NOUN
cjal-3360	227	29	,	,	PUNCT
cjal-3360	227	30	fang	fang	X
cjal-3360	227	31	,	,	PUNCT
cjal-3360	227	32	pel­	pel­	NOUN
cjal-3360	227	33	lin	lin	PROPN
cjal-3360	227	34	,	,	PUNCT
cjal-3360	227	35	a	a	DET
cjal-3360	227	36	former	former	ADJ
cjal-3360	227	37	s	s	PART
cjal-3360	227	38	tate	tate	NOUN
cjal-3360	227	39	employee	employee	NOUN
cjal-3360	227	40	in	in	ADP
cjal-3360	227	41	cangnan	cangnan	PROPN
cjal-3360	227	42	county	county	PROPN
cjal-3360	227	43	of	of	ADP
cjal-3360	227	44	zhejiang	zhejiang	PROPN
cjal-3360	227	45	province	province	PROPN
cjal-3360	227	46	,	,	PUNCT
cjal-3360	227	47	founded	found	VERB
cjal-3360	227	48	the	the	DET
cjal-3360	227	49	fang	fang	PROPN
cjal-3360	227	50	xing	xing	PROPN
cjal-3360	227	51	money	money	PROPN
cjal-3360	227	52	house	house	PROPN
cjal-3360	227	53	,	,	PUNCT
cjal-3360	227	54	which	which	PRON
cjal-3360	227	55	was	be	AUX
cjal-3360	227	56	essentially	essentially	ADV
cjal-3360	227	57	a	a	DET
cjal-3360	227	58	private	private	ADJ
cjal-3360	227	59	commercial	commercial	ADJ
cjal-3360	227	60	bank	bank	NOUN
cjal-3360	227	61	that	that	PRON
cjal-3360	227	62	operated	operate	VERB
cjal-3360	227	63	by	by	ADP
cjal-3360	227	64	absorbing	absorb	VERB
cjal-3360	227	65	savings	saving	NOUN
cjal-3360	227	66	deposits	deposit	NOUN
cjal-3360	227	67	from	from	ADP
cjal-3360	227	68	and	and	CCONJ
cjal-3360	227	69	extending	extend	VERB
cjal-3360	227	70	loans	loan	NOUN
cjal-3360	227	71	to	to	ADP
cjal-3360	227	72	local	local	ADJ
cjal-3360	227	73	communities	community	NOUN
cjal-3360	227	74	.	.	PUNCT
cjal-3360	228	1	fang	fang	PROPN
cjal-3360	228	2	xing	xing	PROPN
cjal-3360	228	3	was	be	AUX
cjal-3360	228	4	warned	warn	VERB
cjal-3360	228	5	by	by	ADP
cjal-3360	228	6	the	the	DET
cjal-3360	228	7	local	local	ADJ
cjal-3360	228	8	branches	branch	NOUN
cjal-3360	228	9	of	of	ADP
cjal-3360	228	10	state	state	NOUN
cjal-3360	228	11	-	-	PUNCT
cjal-3360	228	12	run	run	VERB
cjal-3360	228	13	banks	bank	NOUN
cjal-3360	228	14	.	.	PUNCT
cjal-3360	229	1	,	,	PUNCT
cjal-3360	229	2	yin	yin	PROPN
cjal-3360	229	3	hang	hang	VERB
cjal-3360	229	4	guanli	guanli	NOUN
cjal-3360	229	5	zanx.ing	zanx.ing	NOUN
cjal-3360	229	6	tiaoli	tiaoli	NOUN
cjal-3360	229	7	(	(	PUNCT
cjal-3360	229	8	if>$	if>$	VERB
cjal-3360	229	9	.a.ix;juuiiii!lffti'i!u!ffflf	.a.ix;juuiiii!lffti'i!u!ffflf	PROPN
cjal-3360	229	10	,	,	PUNCT
cjal-3360	229	11	01	01	NUM
cjal-3360	229	12	]	]	PUNCT
cjal-3360	229	13	)	)	PUNCT
cjal-3360	230	1	[	[	X
cjal-3360	230	2	provisional	provisional	ADJ
cjal-3360	230	3	rules	rule	NOUN
cjal-3360	230	4	on	on	ADP
cjal-3360	230	5	bank	bank	NOUN
cjal-3360	230	6	governance	governance	NOUN
cjal-3360	230	7	)	)	PUNCT
cjal-3360	230	8	(	(	PUNCT
cjal-3360	230	9	promulgated	promulgate	VERB
cjal-3360	230	10	by	by	ADP
cjal-3360	230	11	the	the	DET
cjal-3360	230	12	state	state	PROPN
cjal-3360	230	13	council	council	PROPN
cjal-3360	230	14	,	,	PUNCT
cjal-3360	230	15	jan	jan	PROPN
cjal-3360	230	16	.	.	PROPN
cjal-3360	230	17	7	7	NUM
cjal-3360	230	18	,	,	PUNCT
cjal-3360	230	19	1986	1986	NUM
cjal-3360	230	20	)	)	PUNCT
cjal-3360	230	21	,	,	PUNCT
cjal-3360	230	22	art	art	NOUN
cjal-3360	230	23	.	.	PUNCT
cjal-3360	231	1	28	28	NUM
cjal-3360	231	2	(	(	PUNCT
cjal-3360	231	3	"	"	PUNCT
cjal-3360	231	4	private	private	ADJ
cjal-3360	231	5	individuals	individual	NOUN
cjal-3360	231	6	may	may	AUX
cjal-3360	231	7	not	not	PART
cjal-3360	231	8	establish	establish	VERB
cjal-3360	231	9	banks	bank	NOUN
cjal-3360	231	10	or	or	CCONJ
cjal-3360	231	11	other	other	ADJ
cjal-3360	231	12	financial	financial	ADJ
cjal-3360	231	13	institutions	institution	NOUN
cjal-3360	231	14	,	,	PUNCT
cjal-3360	231	15	and	and	CCONJ
cjal-3360	231	16	may	may	AUX
cjal-3360	231	17	not	not	PART
cjal-3360	231	18	carry	carry	VERB
cjal-3360	231	19	on	on	ADP
cjal-3360	231	20	financial	financial	ADJ
cjal-3360	231	21	business	business	NOUN
cjal-3360	231	22	.	.	PUNCT
cjal-3360	232	1	"	"	PUNCT
cjal-3360	232	2	)	)	PUNCT
cjal-3360	232	3	,	,	PUNCT
cjal-3360	232	4	available	available	ADJ
cjal-3360	232	5	at	at	ADP
cjal-3360	232	6	hnp://www	hnp://www	PROPN
cjal-3360	232	7	.	.	PUNCT
cjal-3360	232	8	pkulaw.cn/fulltext_fonn.aspx	pkulaw.cn/fulltext_fonn.aspx	NOUN
cjal-3360	232	9	?	?	PUNCT
cjal-3360	233	1	dbochl&gid•	dbochl&gid•	X
cjal-3360	233	2	>	>	X
cjal-3360	233	3	657	657	NUM
cjal-3360	233	4	·	·	PUNCT
cjal-3360	233	5	"	"	PUNCT
cjal-3360	233	6	guanyu	guanyu	VERB
cjal-3360	233	7	>	>	SYM
cjal-3360	233	8	984	984	NUM
cjal-3360	233	9	nian	nian	ADJ
cjal-3360	233	10	nongcun	nongcun	PROPN
cjal-3360	233	11	gongzuo	gongzuo	PROPN
cjal-3360	233	12	de	de	X
cjal-3360	233	13	tongzhi	tongzhi	PROPN
cjal-3360	233	14	(	(	PUNCT
cjal-3360	233	15	!	!	PUNCT
cjal-3360	233	16	f>;ltlf>**'~'-il.i	f>;ltlf>**'~'-il.i	X
cjal-3360	233	17	~	~	SYM
cjal-3360	233	18	l!!l	l!!l	PROPN
cjal-3360	233	19	~	~	SYM
cjal-3360	233	20	ti<:h.i	ti<:h.i	PRON
cjal-3360	233	21	f'fii3li!id	f'fii3li!id	NOUN
cjal-3360	233	22	)	)	PUNCT
cjal-3360	234	1	[	[	X
cjal-3360	234	2	notice	notice	NOUN
cjal-3360	234	3	on	on	ADP
cjal-3360	234	4	rural	rural	ADJ
cjal-3360	234	5	area	area	NOUN
cjal-3360	234	6	related	relate	VERB
cjal-3360	234	7	work	work	NOUN
cjal-3360	234	8	for	for	ADP
cjal-3360	234	9	the	the	DET
cjal-3360	234	10	year	year	NOUN
cjal-3360	234	11	of	of	ADP
cjal-3360	234	12	>	>	PRON
cjal-3360	234	13	984	984	NUM
cjal-3360	234	14	)	)	PUNCT
cjal-3360	234	15	(	(	PUNCT
cjal-3360	234	16	promulgated	promulgate	VERB
cjal-3360	234	17	by	by	ADP
cjal-3360	234	18	the	the	DET
cjal-3360	234	19	st	st	PROPN
cjal-3360	234	20	.	.	PROPN
cjal-3360	234	21	council	council	PROPN
cjal-3360	234	22	,	,	PUNCT
cjal-3360	234	23	january	january	PROPN
cjal-3360	234	24	1	1	NUM
cjal-3360	234	25	,	,	PUNCT
cjal-3360	234	26	1984	1984	NUM
cjal-3360	234	27	)	)	PUNCT
cjal-3360	234	28	,	,	PUNCT
cjal-3360	234	29	part	part	NOUN
cjal-3360	234	30	j	j	PROPN
cjal-3360	234	31	,	,	PUNCT
cjal-3360	234	32	paragraph	paragraph	NOUN
cjal-3360	234	33	1	1	NUM
cjal-3360	234	34	(	(	PUNCT
cjal-3360	234	35	"	"	PUNCT
cjal-3360	234	36	allow	allow	VERB
cjal-3360	234	37	peasants	peasant	NOUN
cjal-3360	234	38	'	'	PART
cjal-3360	234	39	and	and	CCONJ
cjal-3360	234	40	rural	rural	ADJ
cjal-3360	234	41	communities	community	NOUN
cjal-3360	234	42	'	'	PART
cjal-3360	234	43	capital	capital	NOUN
cjal-3360	234	44	to	to	PART
cjal-3360	234	45	flow	flow	VERB
cjal-3360	234	46	freely	freely	ADV
cjal-3360	234	47	or	or	CCONJ
cjal-3360	234	48	in	in	ADP
cjal-3360	234	49	organized	organized	ADJ
cjal-3360	234	50	manner	manner	NOUN
cjal-3360	234	51	without	without	ADP
cjal-3360	234	52	being	be	AUX
cjal-3360	234	53	subject	subject	ADJ
cjal-3360	234	54	to	to	ADP
cjal-3360	234	55	geographical	geographical	ADJ
cjal-3360	234	56	restraints	restraint	NOUN
cjal-3360	234	57	.	.	PUNCT
cjal-3360	234	58	.	.	PUNCT
cjal-3360	234	59	.	.	PUNCT
cjal-3360	235	1	encourage	encourage	VERB
cjal-3360	235	2	peasants	peasant	NOUN
cjal-3360	235	3	and	and	CCONJ
cjal-3360	235	4	rural	rural	ADJ
cjal-3360	235	5	communities	community	NOUN
cjal-3360	235	6	to	to	PART
cjal-3360	235	7	gather	gather	VERB
cjal-3360	235	8	funds	fund	NOUN
cjal-3360	235	9	and	and	CCONJ
cjal-3360	235	10	establish	establish	VERB
cjal-3360	235	11	enterprises	enterprise	NOUN
cjal-3360	235	12	,	,	PUNCT
cjal-3360	235	13	especially	especially	ADV
cjal-3360	235	14	development	development	NOUN
cjal-3360	235	15	causes	cause	NOUN
cjal-3360	235	16	.	.	PUNCT
cjal-3360	236	1	investors	investor	NOUN
cjal-3360	236	2	'	'	PART
cjal-3360	236	3	legal	legal	ADJ
cjal-3360	236	4	rights	right	NOUN
cjal-3360	236	5	(	(	PUNCT
cjal-3360	236	6	in	in	ADP
cjal-3360	236	7	pursuing	pursue	VERB
cjal-3360	236	8	these	these	DET
cjal-3360	236	9	causes	cause	NOUN
cjal-3360	236	10	)	)	PUNCT
cjal-3360	236	11	are	be	AUX
cjal-3360	236	12	protected	protect	VERB
cjal-3360	236	13	by	by	ADP
cjal-3360	236	14	the	the	DET
cjal-3360	236	15	state	state	NOUN
cjal-3360	236	16	.	.	PUNCT
cjal-3360	236	17	"	"	PUNCT
cjal-3360	236	18	)	)	PUNCT
cjal-3360	236	19	,	,	PUNCT
cjal-3360	236	20	available	available	ADJ
cjal-3360	236	21	at	at	ADP
cjal-3360	236	22	hnp://www.pkulaw.com/fulltexlform.aspx?db=chj&gid=t<>glls	hnp://www.pkulaw.com/fulltexlform.aspx?db=chj&gid=t<>gll	NOUN
cjal-3360	236	23	.	.	PUNCT
cjal-3360	237	1	and	and	CCONJ
cjal-3360	237	2	the	the	DET
cjal-3360	237	3	pbc	pbc	PROPN
cjal-3360	237	4	that	that	SCONJ
cjal-3360	237	5	its	its	PRON
cjal-3360	237	6	existence	existence	NOUN
cjal-3360	237	7	was	be	AUX
cjal-3360	237	8	illegal	illegal	ADJ
cjal-3360	237	9	,	,	PUNCT
cjal-3360	237	10	but	but	CCONJ
cjal-3360	237	11	no	no	DET
cjal-3360	237	12	authority	authority	NOUN
cjal-3360	237	13	took	take	VERB
cjal-3360	237	14	any	any	DET
cjal-3360	237	15	decisive	decisive	ADJ
cjal-3360	237	16	move	move	NOUN
cjal-3360	237	17	to	to	PART
cjal-3360	237	18	eliminate	eliminate	VERB
cjal-3360	237	19	the	the	DET
cjal-3360	237	20	money	money	NOUN
cjal-3360	237	21	house	house	NOUN
cjal-3360	237	22	.	.	PUNCT
cjal-3360	238	1	going	go	VERB
cjal-3360	238	2	into	into	ADP
cjal-3360	238	3	the	the	DET
cjal-3360	238	4	1990s	1990	NOUN
cjal-3360	238	5	,	,	PUNCT
cjal-3360	238	6	the	the	DET
cjal-3360	238	7	government	government	NOUN
cjal-3360	238	8	's	's	PART
cjal-3360	238	9	quiet	quiet	ADJ
cjal-3360	238	10	tolerance	tolerance	NOUN
cjal-3360	238	11	of	of	ADP
cjal-3360	238	12	private	private	ADJ
cjal-3360	238	13	lending	lending	NOUN
cjal-3360	238	14	institutions	institution	NOUN
cjal-3360	238	15	like	like	ADP
cjal-3360	238	16	fang	fang	PROPN
cjal-3360	238	17	xing	xing	PROPN
cjal-3360	238	18	diminished	diminish	VERB
cjal-3360	238	19	.	.	PUNCT
cjal-3360	239	1	between	between	ADP
cjal-3360	239	2	1993	1993	NUM
cjal-3360	239	3	and	and	CCONJ
cjal-3360	239	4	2002	2002	NUM
cjal-3360	239	5	the	the	DET
cjal-3360	239	6	s	s	X
cjal-3360	239	7	tate	tate	NOUN
cjal-3360	239	8	made	make	VERB
cjal-3360	239	9	a	a	DET
cjal-3360	239	10	number	number	NOUN
cjal-3360	239	11	of	of	ADP
cjal-3360	239	12	official	official	ADJ
cjal-3360	239	13	communications	communication	NOUN
cjal-3360	239	14	to	to	PART
cjal-3360	239	15	address	address	VERB
cjal-3360	239	16	its	its	PRON
cjal-3360	239	17	concerns	concern	NOUN
cjal-3360	239	18	with	with	ADP
cjal-3360	239	19	the	the	DET
cjal-3360	239	20	"	"	PUNCT
cjal-3360	239	21	disturbing	disturbing	ADJ
cjal-3360	239	22	effects	effect	NOUN
cjal-3360	239	23	"	"	PUNCT
cjal-3360	239	24	of	of	ADP
cjal-3360	239	25	institutionalized	institutionalize	VERB
cjal-3360	239	26	private	private	ADJ
cjal-3360	239	27	lending	lending	NOUN
cjal-3360	239	28	on	on	ADP
cjal-3360	239	29	the	the	DET
cjal-3360	239	30	official	official	ADJ
cjal-3360	239	31	financial	financial	ADJ
cjal-3360	239	32	system	system	NOUN
cjal-3360	239	33	and	and	CCONJ
cjal-3360	239	34	crimes	crime	NOUN
cjal-3360	239	35	arising	arise	VERB
cjal-3360	239	36	from	from	ADP
cjal-3360	239	37	unregulated	unregulated	ADJ
cjal-3360	239	38	private	private	ADJ
cjal-3360	239	39	lending	lending	NOUN
cjal-3360	239	40	activities	activity	NOUN
cjal-3360	239	41	.	.	PUNCT
cjal-3360	239	42	"	"	PUNCT
cjal-3360	240	1	in	in	ADP
cjal-3360	240	2	particular	particular	ADJ
cjal-3360	240	3	,	,	PUNCT
cjal-3360	240	4	a	a	DET
cjal-3360	240	5	few	few	ADJ
cjal-3360	240	6	decisive	decisive	ADJ
cjal-3360	240	7	moves	move	NOUN
cjal-3360	240	8	were	be	AUX
cjal-3360	240	9	taken	take	VERB
cjal-3360	240	10	by	by	ADP
cjal-3360	240	11	the	the	DET
cjal-3360	240	12	state	state	NOUN
cjal-3360	240	13	between	between	ADP
cjal-3360	240	14	1996	1996	NUM
cjal-3360	240	15	and	and	CCONJ
cjal-3360	240	16	2002	2002	NUM
cjal-3360	240	17	to	to	PART
cjal-3360	240	18	eliminate	eliminate	VERB
cjal-3360	240	19	underground	underground	ADV
cjal-3360	240	20	banks.••	banks.••	PROPN
cjal-3360	240	21	the	the	DET
cjal-3360	240	22	force	force	NOUN
cjal-3360	240	23	of	of	ADP
cjal-3360	240	24	these	these	DET
cjal-3360	240	25	moves	move	NOUN
cjal-3360	240	26	were	be	AUX
cjal-3360	240	27	enhanced	enhance	VERB
cjal-3360	240	28	in	in	ADP
cjal-3360	240	29	1997	1997	NUM
cjal-3360	240	30	by	by	ADP
cjal-3360	240	31	the	the	DET
cjal-3360	240	32	addition	addition	NOUN
cjal-3360	240	33	to	to	ADP
cjal-3360	240	34	the	the	DET
cjal-3360	240	35	criminal	criminal	ADJ
cjal-3360	240	36	law	law	NOUN
cjal-3360	240	37	of	of	ADP
cjal-3360	240	38	the	the	DET
cjal-3360	240	39	crimes	crime	NOUN
cjal-3360	240	40	of	of	ADP
cjal-3360	240	41	"	"	PUNCT
cjal-3360	240	42	illegal	illegal	ADJ
cjal-3360	240	43	fund	fund	NOUN
cjal-3360	240	44	-	-	PUNCT
cjal-3360	240	45	raising	raising	NOUN
cjal-3360	240	46	,	,	PUNCT
cjal-3360	240	47	•	•	PRON
cjal-3360	240	48	"	"	PUNCT
cjal-3360	240	49	illegally	illegally	ADV
cjal-3360	240	50	absorbing	absorb	VERB
cjal-3360	240	51	public	public	ADJ
cjal-3360	240	52	deposits	deposit	NOUN
cjal-3360	240	53	,	,	PUNCT
cjal-3360	240	54	•	•	NOUN
cjal-3360	240	55	or	or	CCONJ
cjal-3360	240	56	"	"	PUNCT
cjal-3360	240	57	illegally	illegally	ADV
cjal-3360	240	58	establishing	establish	VERB
cjal-3360	240	59	financial	financial	ADJ
cjal-3360	240	60	institutions	institution	NOUN
cjal-3360	240	61	or	or	CCONJ
cjal-3360	240	62	providing	provide	VERB
cjal-3360	240	63	financial	financial	ADJ
cjal-3360	240	64	services•	services•	PROPN
cjal-3360	240	65	(	(	PUNCT
cjal-3360	240	66	or	or	CCONJ
cjal-3360	240	67	,	,	PUNCT
cjal-3360	240	68	4s	4s	NUM
cjal-3360	240	69	se	se	PROPN
cjal-3360	240	70	-	-	PROPN
cjal-3360	240	71	c.	c.	NOUN
cjal-3360	240	72	,	,	PUNCT
cjal-3360	240	73	e.g.	e.g.	ADV
cjal-3360	240	74	,	,	PUNCT
cjal-3360	240	75	guanyu	guanyu	PROPN
cjal-3360	240	76	qingli	qingli	PROPN
cjal-3360	240	77	youchang	youchang	PROPN
cjal-3360	240	78	jizi	jizi	PROPN
cjal-3360	240	79	hooding	hooding	PROPN
cjal-3360	240	80	jianjuc	jianjuc	PROPN
cjal-3360	240	81	jingzhi	jingzhi	PROPN
cjal-3360	240	82	.	.	PUNCT
cjal-3360	241	1	luan	luan	PROPN
cjal-3360	241	2	jizi	jizi	PROPN
cjal-3360	241	3	wen	wen	PROPN
cjal-3360	241	4	ti	ti	PROPN
cjal-3360	241	5	de	de	PROPN
cjal-3360	241	6	t	t	X
cjal-3360	241	7	ongzhi	ongzhi	NOUN
cjal-3360	241	8	(	(	PUNCT
cjal-3360	241	9	j!ff	j!ff	PROPN
cjal-3360	241	10	iji	iji	PROPN
cjal-3360	241	11	l!uf	l!uf	PROPN
cjal-3360	241	12	&	&	CCONJ
cjal-3360	241	13	;	;	PUNCT
cjal-3360	241	14	ii	ii	PROPN
cjal-3360	241	15	!	!	PUNCT
cjal-3360	241	16	ill'~	ill'~	PROPN
cjal-3360	242	1	rj	rj	PROPN
cjal-3360	242	2	:	:	PUNCT
cjal-3360	242	3	j	j	PROPN
cjal-3360	242	4	l!ll	l!ll	PROPN
cjal-3360	242	5	<	<	X
cjal-3360	242	6	ihii•j	ihii•j	PROPN
cjal-3360	242	7	.11	.11	NUM
cjal-3360	242	8	:	:	PUNCT
cjal-3360	242	9	i!\a!i	i!\a!i	NOUN
cjal-3360	242	10	!	!	PUNCT
cjal-3360	243	1	ihoj	ihoj	NOUN
cjal-3360	243	2	il!i	il!i	ADJ
cjal-3360	243	3	b;j	b;j	NOUN
cjal-3360	243	4	jill~	jill~	PROPN
cjal-3360	243	5	)	)	PUNCT
cjal-3360	244	1	[	[	X
cjal-3360	244	2	notice	notice	NOUN
cjal-3360	244	3	on	on	ADP
cjal-3360	244	4	prohibition	prohibition	NOUN
cjal-3360	244	5	of	of	ADP
cjal-3360	244	6	illegal	illegal	ADJ
cjal-3360	244	7	fund	fund	NOUN
cjal-3360	244	8	-	-	PUNCT
cjal-3360	244	9	rising	rise	VERB
cjal-3360	244	10	]	]	PUNCT
cjal-3360	244	11	(	(	PUNCT
cjal-3360	244	12	promulgated	promulgate	VERB
cjal-3360	244	13	by	by	ADP
cjal-3360	244	14	the	the	DET
cjal-3360	244	15	st	st	PROPN
cjal-3360	244	16	.	.	PROPN
cjal-3360	244	17	council	council	PROPN
cjal-3360	244	18	,	,	PUNCT
cjal-3360	244	19	september	september	PROPN
cjal-3360	244	20	3	3	NUM
cjal-3360	244	21	.	.	NOUN
cjal-3360	244	22	1993	1993	NUM
cjal-3360	244	23	)	)	PUNCT
cjal-3360	244	24	,	,	PUNCT
cjal-3360	244	25	available	available	ADJ
cjal-3360	244	26	at	at	ADP
cjal-3360	244	27	http://www.pkulaw.com/fulltext_form.aspx?db·chi&gid=8746	http://www.pkulaw.com/fulltext_form.aspx?db·chi&gid=8746	NOUN
cjal-3360	244	28	;	;	PUNCT
cjal-3360	244	29	guanyu	guanyu	PROPN
cjal-3360	244	30	yanjing	yanjing	PROPN
cjal-3360	244	31	shanzi	shanzi	PROPN
cjal-3360	244	32	pishe	pishe	PROPN
cjal-3360	244	33	jinrong	jinrong	PROPN
cjal-3360	244	34	jigou	jigou	PROPN
cjal-3360	244	35	,	,	PUNCT
cjal-3360	244	36	feifa	feifa	PROPN
cjal-3360	244	37	banli	banli	PROPN
cjal-3360	244	38	jinrong	jinrong	PROPN
cjal-3360	244	39	yewu	yewu	PROPN
cjal-3360	244	40	de	de	X
cjal-3360	244	41	jinji	jinji	PROPN
cjal-3360	244	42	tongzhl	tongzhl	NOUN
cjal-3360	244	43	(	(	PUNCT
cjal-3360	244	44	jih'f"~	jih'f"~	NOUN
cjal-3360	244	45	h	h	NOUN
cjal-3360	244	46	!	!	PUNCT
cjal-3360	244	47	eilttijhi'i!ii!ijl~.	eilttijhi'i!ii!ijl~.	PROPN
cjal-3360	244	48	~~~;1}l!l!~!iiill!~b;j~~ll~	~~~;1}l!l!~!iiill!~b;j~~ll~	PROPN
cjal-3360	244	49	)	)	PUNCT
cjal-3360	245	1	[	[	X
cjal-3360	245	2	emergency	emergency	NOUN
cjal-3360	245	3	notice	notice	NOUN
cjal-3360	245	4	on	on	ADP
cjal-3360	245	5	handling	handle	VERB
cjal-3360	245	6	unauthorized	unauthorized	ADJ
cjal-3360	245	7	establishments	establishment	NOUN
cjal-3360	245	8	of	of	ADP
cjal-3360	245	9	financial	financial	ADJ
cjal-3360	245	10	institutions	institution	NOUN
cjal-3360	245	11	and	and	CCONJ
cjal-3360	245	12	illegal	illegal	ADJ
cjal-3360	245	13	operation	operation	NOUN
cjal-3360	245	14	of	of	ADP
cjal-3360	245	15	financial	financial	ADJ
cjal-3360	245	16	services	service	NOUN
cjal-3360	245	17	]	]	PUNCT
cjal-3360	245	18	(	(	PUNCT
cjal-3360	245	19	promulgated	promulgate	VERB
cjal-3360	245	20	by	by	ADP
cjal-3360	245	21	the	the	DET
cjal-3360	245	22	people	people	NOUN
cjal-3360	245	23	's	's	PART
cjal-3360	245	24	bank	bank	PROPN
cjal-3360	245	25	of	of	ADP
cjal-3360	245	26	china	china	PROPN
cjal-3360	245	27	,	,	PUNCT
cjal-3360	245	28	september	september	PROPN
cjal-3360	245	29	8	8	NUM
cjal-3360	245	30	,	,	PUNCT
cjal-3360	245	31	1997	1997	NUM
cjal-3360	245	32	)	)	PUNCT
cjal-3360	245	33	(	(	PUNCT
cjal-3360	245	34	outlawing	outlaw	VERB
cjal-3360	245	35	any	any	DET
cjal-3360	245	36	financial	financial	ADJ
cjal-3360	245	37	institutions	institution	NOUN
cjal-3360	245	38	not	not	PART
cjal-3360	245	39	sanctioned	sanction	VERB
cjal-3360	245	40	by	by	ADP
cjal-3360	245	41	the	the	DET
cjal-3360	245	42	pbc	pbc	PROPN
cjal-3360	245	43	)	)	PUNCT
cjal-3360	245	44	,	,	PUNCT
cjal-3360	245	45	available	available	ADJ
cjal-3360	245	46	at	at	ADP
cjal-3360	245	47	http://www	http://www	PROPN
cjal-3360	245	48	.pkulaw.com	.pkulaw.com	PROPN
cjal-3360	245	49	/	/	SYM
cjal-3360	245	50	fuutext_form.aspx?dbachi&gid•	fuutext_form.aspx?dbachi&gid•	PROPN
cjal-3360	245	51	190u	190u	PROPN
cjal-3360	245	52	.	.	PUNCT
cjal-3360	245	53	••	••	PROPN
cjal-3360	245	54	se	se	X
cjal-3360	245	55	..	..	PUNCT
cjal-3360	245	56	,	,	PUNCT
cjal-3360	245	57	e.g.	e.g.	ADV
cjal-3360	245	58	,	,	PUNCT
cjal-3360	245	59	guanyu	guanyu	PROPN
cjal-3360	245	60	qudi	qudi	PROPN
cjal-3360	245	61	xiren	xiren	PROPN
cjal-3360	245	62	qianzhuang	qianzhuang	PROPN
cjal-3360	245	63	de	de	PROPN
cjal-3360	245	64	tongzhi	tongzhi	PROPN
cjal-3360	245	65	(	(	PUNCT
cjal-3360	245	66	~'flllt!is'ft.a	~'flllt!is'ft.a	PROPN
cjal-3360	245	67	~	~	SYM
cjal-3360	245	68	b	b	X
cjal-3360	245	69	:	:	PUNCT
cjal-3360	245	70	il';l	il';l	PROPN
cjal-3360	245	71	iii~	iii~	PROPN
cjal-3360	245	72	)	)	PUNCT
cjal-3360	245	73	(	(	PUNCT
cjal-3360	245	74	ill	ill	ADJ
cjal-3360	245	75	;	;	PUNCT
cjal-3360	245	76	!	!	PUNCT
cjal-3360	245	77	<	<	X
cjal-3360	246	1	[	[	X
cjal-3360	246	2	1991	1991	NUM
cjal-3360	246	3	)	)	PUNCT
cjal-3360	246	4	]	]	PUNCT
cjal-3360	247	1	230	230	NUM
cjal-3360	247	2	~	~	PUNCT
cjal-3360	247	3	)	)	PUNCT
cjal-3360	248	1	[	[	X
cjal-3360	248	2	notice	notice	NOUN
cjal-3360	248	3	on	on	ADP
cjal-3360	248	4	eliminating	eliminate	VERB
cjal-3360	248	5	underground	underground	ADJ
cjal-3360	248	6	banks	bank	NOUN
cjal-3360	248	7	]	]	PUNCT
cjal-3360	248	8	(	(	PUNCT
cjal-3360	248	9	promulgated	promulgate	VERB
cjal-3360	248	10	by	by	ADP
cjal-3360	248	11	the	the	DET
cjal-3360	248	12	people	people	NOUN
cjal-3360	248	13	's	's	PART
cjal-3360	248	14	bank	bank	PROPN
cjal-3360	248	15	of	of	ADP
cjal-3360	248	16	china	china	PROPN
cjal-3360	248	17	,	,	PUNCT
cjal-3360	248	18	july	july	PROPN
cjal-3360	248	19	7	7	NUM
cjal-3360	248	20	,	,	PUNCT
cjal-3360	248	21	1996	1996	NUM
cjal-3360	248	22	)	)	PUNCT
cjal-3360	248	23	,	,	PUNCT
cjal-3360	248	24	available	available	ADJ
cjal-3360	248	25	at	at	ADP
cjal-3360	248	26	http://www.pkulaw.com/fulltexlform.aspx?db=chi&gid=39378	http://www.pkulaw.com/fulltexlform.aspx?db=chi&gid=39378	NOUN
cjal-3360	248	27	;	;	PUNCT
cjal-3360	248	28	feifa	feifa	PROPN
cjal-3360	248	29	jinrong	jinrong	PROPN
cjal-3360	248	30	jigou	jigou	PROPN
cjal-3360	248	31	he	he	PRON
cjal-3360	248	32	feifa	feifa	VERB
cjal-3360	248	33	jinrong	jinrong	PROPN
cjal-3360	248	34	yewu	yewu	NOUN
cjal-3360	248	35	hooding	hood	VERB
cjal-3360	248	36	qudi	qudi	ADJ
cjal-3360	248	37	banfa	banfa	NOUN
cjal-3360	248	38	(	(	PUNCT
cjal-3360	248	39	~~ililtllltliuii	~~ililtllltliuii	NUM
cjal-3360	248	40	:	:	PUNCT
cjal-3360	248	41	fllo~~ltl!llill!!r)i!irj	fllo~~ltl!llill!!r)i!irj	NUM
cjal-3360	248	42	:	:	PUNCT
cjal-3360	248	43	illl!lf;;'})il	illl!lf;;'})il	X
cjal-3360	248	44	;)	;)	SYM
cjal-3360	248	45	(	(	PUNCT
cjal-3360	248	46	l!l;!t[1998	l!l;!t[1998	X
cjal-3360	248	47	]	]	X
cjal-3360	248	48	247	247	NUM
cjal-3360	248	49	~	~	SYM
cjal-3360	248	50	)	)	PUNCT
cjal-3360	249	1	[	[	X
cjal-3360	249	2	measures	measure	NOUN
cjal-3360	249	3	for	for	ADP
cjal-3360	249	4	the	the	DET
cjal-3360	249	5	clampdown	clampdown	NOUN
cjal-3360	249	6	of	of	ADP
cjal-3360	249	7	illegal	illegal	ADJ
cjal-3360	249	8	financial	financial	ADJ
cjal-3360	249	9	operations	operation	NOUN
cjal-3360	249	10	]	]	PUNCT
cjal-3360	249	11	(	(	PUNCT
cjal-3360	249	12	promulgated	promulgate	VERB
cjal-3360	249	13	by	by	ADP
cjal-3360	249	14	the	the	DET
cjal-3360	249	15	st	st	PROPN
cjal-3360	249	16	.	.	PROPN
cjal-3360	249	17	council	council	PROPN
cjal-3360	249	18	,	,	PUNCT
cjal-3360	249	19	july	july	PROPN
cjal-3360	249	20	13	13	NUM
cjal-3360	249	21	,	,	PUNCT
cjal-3360	249	22	1998	1998	NUM
cjal-3360	249	23	)	)	PUNCT
cjal-3360	249	24	,	,	PUNCT
cjal-3360	249	25	available	available	ADJ
cjal-3360	249	26	at	at	ADP
cjal-3360	249	27	http://www.pkulaw.com/fulltext_form.aspx?db	http://www.pkulaw.com/fulltext_form.aspx?db	NOUN
cjal-3360	249	28	·	·	PUNCT
cjal-3360	249	29	chl&gid•	chl&gid•	PROPN
cjal-3360	250	1	zon7	zon7	NOUN
cjal-3360	250	2	:	:	PUNCT
cjal-3360	250	3	guanyu	guanyu	PROPN
cjal-3360	250	4	qudi	qudi	PROPN
cjal-3360	250	5	dixia	dixia	PROPN
cjal-3360	251	1	qianzhuang	qianzhuang	PROPN
cjal-3360	251	2	ji	ji	PROPN
cjal-3360	252	1	daji	daji	PROPN
cjal-3360	252	2	gaolidai	gaolidai	PROPN
cjal-3360	252	3	xingwei	xingwei	PROPN
cjal-3360	252	4	de	de	PROPN
cjal-3360	252	5	tongzhi	tongzhi	PROPN
cjal-3360	252	6	(	(	PUNCT
cjal-3360	252	7	<	<	X
cjal-3360	252	8	!	!	PUNCT
cjal-3360	252	9	>	>	X
cjal-3360	252	10	oo.a.!!il!ff~'flllt!$ll!(f	oo.a.!!il!ff~'flllt!$ll!(f	PROPN
cjal-3360	252	11	~	~	X
cjal-3360	252	12	a&rr	a&rr	ADP
cjal-3360	252	13	ffii!iifijtiiff.1;)1)9ejjio	ffii!iifijtiiff.1;)1)9ejjio	NOUN
cjal-3360	252	14	)	)	PUNCT
cjal-3360	252	15	(	(	PUNCT
cjal-3360	252	16	ill	ill	ADV
cjal-3360	252	17	;	;	PUNCT
cjal-3360	252	18	!	!	PUNCT
cjal-3360	252	19	<	<	X
cjal-3360	253	1	[	[	X
cjal-3360	253	2	2002	2002	NUM
cjal-3360	253	3	]	]	PUNCT
cjal-3360	253	4	30	30	NUM
cjal-3360	253	5	~	~	PUNCT
cjal-3360	253	6	)	)	PUNCT
cjal-3360	254	1	[	[	X
cjal-3360	254	2	notice	notice	NOUN
cjal-3360	254	3	on	on	ADP
cjal-3360	254	4	eliminating	eliminate	VERB
cjal-3360	254	5	underground	underground	ADJ
cjal-3360	254	6	banks	bank	NOUN
cjal-3360	254	7	and	and	CCONJ
cjal-3360	254	8	usurious	usurious	ADJ
cjal-3360	254	9	activities	activity	NOUN
cjal-3360	254	10	]	]	PUNCT
cjal-3360	254	11	(	(	PUNCT
cjal-3360	254	12	promulgated	promulgate	VERB
cjal-3360	254	13	by	by	ADP
cjal-3360	254	14	the	the	DET
cjal-3360	254	15	people	people	NOUN
cjal-3360	254	16	's	's	PART
cjal-3360	254	17	bank	bank	PROPN
cjal-3360	254	18	of	of	ADP
cjal-3360	254	19	china	china	PROPN
cjal-3360	254	20	,	,	PUNCT
cjal-3360	254	21	january	january	PROPN
cjal-3360	254	22	31	31	NUM
cjal-3360	254	23	,	,	PUNCT
cjal-3360	254	24	2002	2002	NUM
cjal-3360	254	25	)	)	PUNCT
cjal-3360	254	26	,	,	PUNCT
cjal-3360	254	27	available	available	ADJ
cjal-3360	254	28	at	at	ADP
cjal-3360	254	29	http://www.pkulaw.com/fulltexlform.aspx?db=chi&gid=39378	http://www.pkulaw.com/fulltexlform.aspx?db=chi&gid=39378	NOUN
cjal-3360	254	30	.	.	PUNCT
cjal-3360	255	1	collectively	collectively	ADV
cjal-3360	255	2	:	:	PUNCT
cjal-3360	255	3	•crimes	•crime	VERB
cjal-3360	255	4	of	of	ADP
cjal-3360	255	5	disturbing	disturb	VERB
cjal-3360	255	6	the	the	DET
cjal-3360	255	7	order	order	NOUN
cjal-3360	255	8	of	of	ADP
cjal-3360	255	9	the	the	DET
cjal-3360	255	10	financial	financial	ADJ
cjal-3360	255	11	system	system	NOUN
cjal-3360	255	12	"	"	PUNCT
cjal-3360	255	13	)	)	PUNCT
cjal-3360	255	14	.	.	PUNCT
cjal-3360	256	1	<	<	X
cjal-3360	256	2	'	'	PUNCT
cjal-3360	256	3	it	it	PRON
cjal-3360	256	4	is	be	AUX
cjal-3360	256	5	unclear	unclear	ADJ
cjal-3360	256	6	exactly	exactly	ADV
cjal-3360	256	7	how	how	SCONJ
cjal-3360	256	8	many	many	ADJ
cjal-3360	256	9	private	private	ADJ
cjal-3360	256	10	lending	lending	NOUN
cjal-3360	256	11	in	in	ADP
cjal-3360	256	12	~	~	PROPN
cjal-3360	256	13	titution~	titution~	PROPN
cjal-3360	256	14	were	be	AUX
cjal-3360	256	15	eliminated	eliminate	VERB
cjal-3360	256	16	during	during	ADP
cjal-3360	256	17	this	this	DET
cjal-3360	256	18	period	period	NOUN
cjal-3360	256	19	,	,	PUNCT
cjal-3360	256	20	but	but	CCONJ
cjal-3360	256	21	judging	judge	VERB
cjal-3360	256	22	from	from	ADP
cjal-3360	256	23	the	the	DET
cjal-3360	256	24	frequency	frequency	NOUN
cjal-3360	256	25	of	of	ADP
cjal-3360	256	26	the	the	DET
cjal-3360	256	27	official	official	ADJ
cjal-3360	256	28	communications	communication	NOUN
cjal-3360	256	29	on	on	ADP
cjal-3360	256	30	illegal	illegal	ADJ
cjal-3360	256	31	financing	financing	NOUN
cjal-3360	256	32	activities	activity	NOUN
cjal-3360	256	33	and	and	CCONJ
cjal-3360	256	34	the	the	DET
cjal-3360	256	35	unusual	unusual	ADJ
cjal-3360	256	36	move	move	NOUN
cjal-3360	256	37	of	of	ADP
cjal-3360	256	38	adding	add	VERB
cjal-3360	256	39	relevant	relevant	ADJ
cjal-3360	256	40	content	content	NOUN
cjal-3360	256	41	to	to	ADP
cjal-3360	256	42	the	the	DET
cjal-3360	256	43	criminal	criminal	ADJ
cjal-3360	256	44	law	law	NOUN
cjal-3360	256	45	,	,	PUNCT
cjal-3360	256	46	the	the	DET
cjal-3360	256	47	sweep	sweep	NOUN
cjal-3360	256	48	of	of	ADP
cjal-3360	256	49	the	the	DET
cjal-3360	256	50	state	state	NOUN
cjal-3360	256	51	's	's	PART
cjal-3360	256	52	hostile	hostile	ADJ
cjal-3360	256	53	policy	policy	NOUN
cjal-3360	256	54	towards	towards	ADP
cjal-3360	256	55	private	private	ADJ
cjal-3360	256	56	lending	lending	NOUN
cjal-3360	256	57	during	during	ADP
cjal-3360	256	58	this	this	DET
cjal-3360	256	59	time	time	NOUN
cjal-3360	256	60	is	be	AUX
cjal-3360	256	61	likely	likely	ADJ
cjal-3360	256	62	ver	ver	NOUN
cjal-3360	256	63	;	;	PUNCT
cjal-3360	256	64	wide	wide	ADV
cjal-3360	256	65	.	.	PUNCT
cjal-3360	257	1	generally	generally	ADV
cjal-3360	257	2	,	,	PUNCT
cjal-3360	257	3	post-2004	post-2004	ADJ
cjal-3360	257	4	policy	policy	NOUN
cjal-3360	257	5	appeared	appear	VERB
cjal-3360	257	6	more	more	ADV
cjal-3360	257	7	lenient	lenient	ADJ
cjal-3360	257	8	towards	towards	ADP
cjal-3360	257	9	private	private	ADJ
cjal-3360	257	10	lending	lending	NOUN
cjal-3360	257	11	institutions	institution	NOUN
cjal-3360	257	12	than	than	ADP
cjal-3360	257	13	pre	pre	ADJ
cjal-3360	257	14	-	-	ADJ
cjal-3360	257	15	zoo4	zoo4	ADJ
cjal-3360	257	16	policy	policy	NOUN
cjal-3360	257	17	.	.	PUNCT
cjal-3360	258	1	state	state	NOUN
cjal-3360	258	2	policy	policy	NOUN
cjal-3360	258	3	started	start	VERB
cjal-3360	258	4	to	to	PART
cjal-3360	258	5	become	become	VERB
cjal-3360	258	6	~lightly	~lightly	ADV
cjal-3360	258	7	leo~	leo~	VERB
cjal-3360	258	8	rcprcoaive	rcprcoaive	ADJ
cjal-3360	258	9	toward	toward	ADP
cjal-3360	258	10	&	&	CCONJ
cjal-3360	258	11	private	private	ADJ
cjal-3360	258	12	lending	lending	NOUN
cjal-3360	258	13	after	after	SCONJ
cjal-3360	258	14	the	the	DET
cjal-3360	258	15	sme	sme	PROPN
cjal-3360	258	16	promotion	promotion	PROPN
cjal-3360	258	17	llw	llw	PROPN
cjal-3360	258	18	was	be	AUX
cjal-3360	258	19	promulgated	promulgate	VERB
cjal-3360	258	20	in	in	ADP
cjal-3360	258	21	2002	2002	NUM
cjal-3360	258	22	.	.	PUNCT
cjal-3360	259	1	48	48	NUM
cjal-3360	259	2	although	although	SCONJ
cjal-3360	259	3	the	the	DET
cjal-3360	259	4	sme	sme	PROPN
cjal-3360	259	5	promotion	promotion	PROPN
cjal-3360	259	6	law	law	NOUN
cjal-3360	259	7	was	be	AUX
cjal-3360	259	8	not	not	PART
cjal-3360	259	9	specifically	specifically	ADV
cjal-3360	259	10	enacted	enact	VERB
cjal-3360	259	11	to	to	PART
cjal-3360	259	12	address	address	VERB
cjal-3360	259	13	the	the	DET
cjal-3360	259	14	issue	issue	NOUN
cjal-3360	259	15	of	of	ADP
cjal-3360	259	16	private	private	ADJ
cjal-3360	259	17	lending	lending	NOUN
cjal-3360	259	18	,	,	PUNCT
cjal-3360	259	19	nor	nor	CCONJ
cjal-3360	259	20	did	do	AUX
cjal-3360	259	21	it	it	PRON
cjal-3360	259	22	materially	materially	ADV
cjal-3360	259	23	enhance	enhance	VERB
cjal-3360	259	24	the	the	DET
cjal-3360	259	25	legal	legal	ADJ
cjal-3360	259	26	status	status	NOUN
cjal-3360	259	27	of	of	ADP
cjal-3360	259	28	private	private	ADJ
cjal-3360	259	29	lending	lending	NOUN
cjal-3360	259	30	institutions	institution	NOUN
cjal-3360	259	31	,	,	PUNCT
cjal-3360	259	32	it	it	PRON
cjal-3360	259	33	contained	contain	VERB
cjal-3360	259	34	language	language	NOUN
cjal-3360	259	35	encouraging	encourage	VERB
cjal-3360	259	36	legal	legal	ADJ
cjal-3360	259	37	f.nancial	f.nancial	ADJ
cjal-3360	259	38	institutions	institution	NOUN
cjal-3360	259	39	and	and	CCONJ
cjal-3360	259	40	other	other	ADJ
cjal-3360	259	41	"	"	PUNCT
cjal-3360	259	42	public	public	ADJ
cjal-3360	259	43	intermediaries	intermediary	NOUN
cjal-3360	259	44	"	"	PUNCT
cjal-3360	259	45	to	to	PART
cjal-3360	259	46	provide	provide	VERB
cjal-3360	259	47	financing	financing	NOUN
cjal-3360	259	48	services	service	NOUN
cjal-3360	259	49	to	to	PART
cjal-3360	259	50	smalland	smalland	VERB
cjal-3360	259	51	mid	mid	ADJ
cjal-3360	259	52	-	-	ADJ
cjal-3360	259	53	sized	sized	ADJ
cjal-3360	259	54	enterprises.09	enterprises.09	PROPN
cjal-3360	259	55	between	between	ADP
cjal-3360	259	56	2006	2006	NUM
cjal-3360	259	57	and	and	CCONJ
cjal-3360	259	58	2013	2013	NUM
cjal-3360	259	59	the	the	DET
cjal-3360	259	60	state	state	PROPN
cjal-3360	259	61	council	council	PROPN
cjal-3360	259	62	issued	issue	VERB
cjal-3360	259	63	a	a	DET
cjal-3360	259	64	few	few	ADJ
cjal-3360	259	65	more	more	ADV
cjal-3360	259	66	specific	specific	ADJ
cjal-3360	259	67	communications	communication	NOUN
cjal-3360	259	68	on	on	ADP
cjal-3360	259	69	helping	help	VERB
cjal-3360	259	70	midand	midand	PRON
cjal-3360	259	71	small	small	ADJ
cjal-3360	259	72	-	-	PUNCT
cjal-3360	259	73	sized	sized	ADJ
cjal-3360	259	74	enterprises	enterprise	NOUN
cjal-3360	259	75	obtain	obtain	VERB
cjal-3360	259	76	credit	credit	NOUN
cjal-3360	259	77	via	via	ADP
cjal-3360	259	78	state	state	NOUN
cjal-3360	259	79	-	-	PUNCT
cjal-3360	259	80	subsidized	subsidize	VERB
cjal-3360	259	81	financial	financial	ADJ
cjal-3360	259	82	guarantors	guarantor	NOUN
cjal-3360	259	83	and	and	CCONJ
cjal-3360	259	84	improving	improve	VERB
cjal-3360	259	85	rural	rural	ADJ
cjal-3360	259	86	areas	area	NOUN
cjal-3360	259	87	'	'	PART
cjal-3360	259	88	access	access	NOUN
cjal-3360	259	89	financing	financing	NOUN
cjal-3360	259	90	services	service	NOUN
cjal-3360	259	91	.	.	PUNCT
cjal-3360	260	1	"	"	PUNCT
cjal-3360	260	2	'	'	PUNCT
cjal-3360	260	3	notably	notably	ADV
cjal-3360	260	4	,	,	PUNCT
cjal-3360	260	5	in	in	ADP
cjal-3360	260	6	2008	2008	NUM
cjal-3360	260	7	the	the	DET
cjal-3360	260	8	state	state	NOUN
cjal-3360	260	9	allowed	allow	VERB
cjal-3360	260	10	the	the	DET
cjal-3360	260	11	pilot	pilot	NOUN
cjal-3360	260	12	47	47	NUM
cjal-3360	260	13	xing	xing	PROPN
cjal-3360	260	14	fa	fa	PROPN
cjal-3360	260	15	(	(	PUNCT
cjal-3360	260	16	4>$atio~'fllllihfij$	4>$atio~'fllllihfij$	NOUN
cjal-3360	260	17	)	)	PUNCT
cjal-3360	261	1	[	[	X
cjal-3360	261	2	criminal	criminal	ADJ
cjal-3360	261	3	law	law	NOUN
cjal-3360	261	4	of	of	ADP
cjal-3360	261	5	the	the	DET
cjal-3360	261	6	people	people	NOUN
cjal-3360	261	7	's	's	PART
cjal-3360	261	8	republic	republic	NOUN
cjal-3360	261	9	of	of	ADP
cjal-3360	261	10	china	china	PROPN
cjal-3360	261	11	]	]	PUNCT
cjal-3360	261	12	(	(	PUNCT
cjal-3360	261	13	promulgated	promulgate	VERB
cjal-3360	261	14	by	by	ADP
cjal-3360	261	15	the	the	DET
cjal-3360	261	16	standing	standing	NOUN
cjal-3360	261	17	comm	comm	NOUN
cjal-3360	261	18	.	.	PUNCT
cjal-3360	262	1	nat'l	nat'l	NOUN
cjal-3360	262	2	people	people	NOUN
cjal-3360	262	3	's	's	PART
cjal-3360	262	4	cong	cong	NOUN
cjal-3360	262	5	.	.	PROPN
cjal-3360	262	6	,	,	PUNCT
cjal-3360	262	7	july	july	PROPN
cjal-3360	262	8	1	1	NUM
cjal-3360	262	9	,	,	PUNCT
cjal-3360	262	10	1979	1979	NUM
cjal-3360	262	11	,	,	PUNCT
cjal-3360	262	12	amended	amend	VERB
cjal-3360	262	13	march	march	PROPN
cjal-3360	262	14	14	14	NUM
cjal-3360	262	15	,	,	PUNCT
cjal-3360	262	16	1997	1997	NUM
cjal-3360	262	17	,	,	PUNCT
cjal-3360	262	18	effective	effective	ADJ
cjal-3360	262	19	october	october	PROPN
cjal-3360	262	20	1	1	NUM
cjal-3360	262	21	,	,	PUNCT
cjal-3360	262	22	1997	1997	NUM
cjal-3360	262	23	)	)	PUNCT
cjal-3360	262	24	,	,	PUNCT
cjal-3360	262	25	available	available	ADJ
cjal-3360	262	26	at	at	ADP
cjal-3360	262	27	·	·	PUNCT
cjal-3360	262	28	http:/	http:/	PROPN
cjal-3360	262	29	/pkulaw.com	/pkulaw.com	PROPN
cjal-3360	262	30	/	/	SYM
cjal-3360	262	31	fulltext_form.aspx	fulltext_form.aspx	PUNCT
cjal-3360	262	32	?	?	PUNCT
cjal-3360	263	1	db•chl&gid•>56346	db•chl&gid•>56346	ADJ
cjal-3360	263	2	.	.	PUNCT
cjal-3360	264	1	..	..	PUNCT
cjal-3360	264	2	zhongxiao	zhongxiao	PROPN
cjal-3360	264	3	qiye	qiye	PROPN
cjal-3360	264	4	cujin	cujin	PROPN
cjal-3360	264	5	fa	fa	PROPN
cjal-3360	264	6	(	(	PUNCT
cjal-3360	264	7	4>$a6<:lh1jie'p'j'relii!oei!i$	4>$a6<:lh1jie'p'j'relii!oei!i$	NOUN
cjal-3360	264	8	)	)	PUNCT
cjal-3360	264	9	(	(	PUNCT
cjal-3360	264	10	law	law	NOUN
cjal-3360	264	11	on	on	ADP
cjal-3360	264	12	the	the	DET
cjal-3360	264	13	promotion	promotion	NOUN
cjal-3360	264	14	of	of	ADP
cjal-3360	264	15	small	small	ADJ
cjal-3360	264	16	and	and	CCONJ
cjal-3360	264	17	mid	mid	ADJ
cjal-3360	264	18	-	-	ADJ
cjal-3360	264	19	sized	sized	ADJ
cjal-3360	264	20	enterprises	enterprise	NOUN
cjal-3360	264	21	)	)	PUNCT
cjal-3360	264	22	(	(	PUNCT
cjal-3360	264	23	presidential	presidential	ADJ
cjal-3360	264	24	order	order	NOUN
cjal-3360	265	1	[	[	X
cjal-3360	265	2	2002	2002	NUM
cjal-3360	265	3	]	]	X
cjal-3360	265	4	no	no	INTJ
cjal-3360	265	5	.	.	NOUN
cjal-3360	265	6	69	69	NUM
cjal-3360	265	7	)	)	PUNCT
cjal-3360	265	8	(	(	PUNCT
cjal-3360	265	9	promulgated	promulgate	VERB
cjal-3360	265	10	by	by	ADP
cjal-3360	265	11	the	the	DET
cjal-3360	265	12	standing	standing	NOUN
cjal-3360	265	13	comm	comm	NOUN
cjal-3360	265	14	.	.	PUNCT
cjal-3360	266	1	nat1	nat1	PROPN
cjal-3360	266	2	people	people	NOUN
cjal-3360	266	3	's	's	PART
cjal-3360	266	4	cong	cong	NOUN
cjal-3360	266	5	.	.	PROPN
cjal-3360	266	6	,	,	PUNCT
cjal-3360	266	7	june	june	PROPN
cjal-3360	266	8	19	19	NUM
cjal-3360	266	9	,	,	PUNCT
cjal-3360	266	10	1001	1001	NUM
cjal-3360	266	11	,	,	PUNCT
cjal-3360	266	12	effective	effective	ADJ
cjal-3360	266	13	january	january	PROPN
cjal-3360	266	14	1	1	NUM
cjal-3360	266	15	,	,	PUNCT
cjal-3360	266	16	2003	2003	NUM
cjal-3360	266	17	)	)	PUNCT
cjal-3360	266	18	,	,	PUNCT
cjal-3360	266	19	available	available	ADJ
cjal-3360	266	20	at	at	ADP
cjal-3360	266	21	http://www.pkulaw	http://www.pkulaw	PROPN
cjal-3360	266	22	.com	.com	PROPN
cjal-3360	266	23	/	/	SYM
cjal-3360	266	24	fulltext_form.aspx	fulltext_form.aspx	NUM
cjal-3360	266	25	?	?	PUNCT
cjal-3360	266	26	db•chl&gid•40271	db•chl&gid•40271	PROPN
cjal-3360	266	27	.	.	PUNCT
cjal-3360	266	28	'	'	PUNCT
cjal-3360	267	1	0	0	NUM
cjal-3360	267	2	guanyu	guanyu	PROPN
cjal-3360	267	3	jiaqiang	jiaqiang	PROPN
cjal-3360	267	4	zhongxiao	zhongxiao	PROPN
cjal-3360	267	5	qiye	qiye	PROPN
cjal-3360	267	6	xingyong	xingyong	PROPN
cjal-3360	267	7	daibao	daibao	VERB
cjal-3360	267	8	tw	tw	PROPN
cjal-3360	267	9	jianshe	jianshe	PROPN
cjal-3360	267	10	yijian	yijian	PROPN
cjal-3360	268	1	de	de	ADP
cjal-3360	268	2	tong1hi	tong1hi	NOUN
cjal-3360	268	3	(	(	PUNCT
cjal-3360	268	4	!	!	PUNCT
cjal-3360	268	5	il'i	il'i	PROPN
cjal-3360	268	6	'	'	PUNCT
cjal-3360	268	7	tjjd5i9	tjjd5i9	ADP
cjal-3360	268	8	>	>	X
cjal-3360	268	9	•j	•j	PROPN
cjal-3360	268	10	,	,	PUNCT
cjal-3360	268	11	lt	lt	NOUN
cjal-3360	268	12	:	:	PUNCT
cjal-3360	268	13	ill!~jlll§6ih;l;;:tjl!\lu!t!ll	ill!~jlll§6ih;l;;:tjl!\lu!t!ll	PROPN
cjal-3360	268	14	~	~	SYM
cjal-3360	268	15	ll!i~	ll!i~	NOUN
cjal-3360	268	16	)	)	PUNCT
cjal-3360	268	17	[	[	X
cjal-3360	268	18	notice	notice	NOUN
cjal-3360	268	19	on	on	ADP
cjal-3360	268	20	enhancing	enhance	VERB
cjal-3360	268	21	credit	credit	NOUN
cjal-3360	268	22	guarantee	guarantee	NOUN
cjal-3360	268	23	infrastructure	infrastructure	NOUN
cjal-3360	268	24	for	for	ADP
cjal-3360	268	25	smalland	smalland	ADJ
cjal-3360	268	26	mid	mid	ADJ
cjal-3360	268	27	-	-	ADJ
cjal-3360	268	28	sized	sized	ADJ
cjal-3360	268	29	enterprises	enterprise	NOUN
cjal-3360	268	30	]	]	PUNCT
cjal-3360	268	31	(	(	PUNCT
cjal-3360	268	32	promulgated	promulgate	VERB
cjal-3360	268	33	by	by	ADP
cjal-3360	268	34	the	the	DET
cjal-3360	268	35	st	st	PROPN
cjal-3360	268	36	.	.	PROPN
cjal-3360	268	37	council	council	PROPN
cjal-3360	268	38	,	,	PUNCT
cjal-3360	268	39	november	november	PROPN
cjal-3360	268	40	13	13	NUM
cjal-3360	268	41	,	,	PUNCT
cjal-3360	268	42	2006	2006	NUM
cjal-3360	268	43	)	)	PUNCT
cjal-3360	268	44	,	,	PUNCT
cjal-3360	268	45	available	available	ADJ
cjal-3360	268	46	at	at	ADP
cjal-3360	268	47	http://www	http://www	PROPN
cjal-3360	268	48	.	.	PROPN
cjal-3360	268	49	pkulaw	pkulaw	PROPN
cjal-3360	268	50	.com	.com	PROPN
cjal-3360	268	51	/	/	PROPN
cjal-3360	268	52	fulltext_form.aspx?db•chl&gid•81986	fulltext_form.aspx?db•chl&gid•81986	PROPN
cjal-3360	268	53	;	;	PUNCT
cjal-3360	268	54	guanyu	guanyu	PROPN
cjal-3360	268	55	tuijin	tuijin	PROPN
cjal-3360	268	56	guoyou	guoyou	PROPN
cjal-3360	268	57	shangyan	shangyan	PROPN
cjal-3360	268	58	yinhang	yinhang	PROPN
cjal-3360	268	59	gufen1hi	gufen1hi	PROPN
cjal-3360	268	60	gaige	gaige	PROPN
cjal-3360	268	61	shenhua	shenhua	PROPN
cjal-3360	268	62	jinrong	jinrong	PROPN
cjal-3360	268	63	tizhi	tizhi	PROPN
cjal-3360	268	64	gaige	gaige	PROPN
cjal-3360	268	65	gongzuo	gongzuo	PROPN
cjal-3360	268	66	de	de	X
cjal-3360	268	67	baogao	baogao	NOUN
cjal-3360	268	68	(	(	PUNCT
cjal-3360	268	69	!	!	PUNCT
cjal-3360	269	1	il'i	il'i	DET
cjal-3360	269	2	hli!ilal	hli!ilal	PROPN
cjal-3360	269	3	:	:	PUNCT
cjal-3360	269	4	j;iitlilll!f!lff.lla&$1j&¥i1!<1t.~~l*lli	j;iitlilll!f!lff.lla&$1j&¥i1!<1t.~~l*lli	X
cjal-3360	269	5	~	~	PROPN
cjal-3360	269	6	i	i	PRON
cjal-3360	269	7	:	:	PUNCT
cjal-3360	269	8	li:¥i	li:¥i	PROPN
cjal-3360	269	9	ftrt	ftrt	PROPN
cjal-3360	269	10	:	:	PUNCT
cjal-3360	269	11	lfi	lfi	ADJ
cjal-3360	269	12	!	!	PUNCT
cjal-3360	269	13	~	~	PUNCT
cjal-3360	269	14	)	)	PUNCT
cjal-3360	270	1	[	[	X
cjal-3360	270	2	report	report	NOUN
cjal-3360	270	3	on	on	ADP
cjal-3360	270	4	operation	operation	NOUN
cjal-3360	270	5	of	of	ADP
cjal-3360	270	6	a	a	DET
cjal-3360	270	7	particular	particular	ADJ
cjal-3360	270	8	type	type	NOUN
cjal-3360	270	9	of	of	ADP
cjal-3360	270	10	grass	grass	NOUN
cjal-3360	270	11	-	-	PUNCT
cjal-3360	270	12	root	root	NOUN
cjal-3360	270	13	lending	lending	NOUN
cjal-3360	270	14	institutions	institution	NOUN
cjal-3360	270	15	,	,	PUNCT
cjal-3360	270	16	namely	namely	ADV
cjal-3360	270	17	,	,	PUNCT
cjal-3360	270	18	small	small	ADJ
cjal-3360	270	19	loans	loan	NOUN
cjal-3360	270	20	companies	company	NOUN
cjal-3360	270	21	.	.	PUNCT
cjal-3360	270	22	"	"	PUNCT
cjal-3360	271	1	small	small	ADJ
cjal-3360	271	2	loans	loan	NOUN
cjal-3360	271	3	companies	company	NOUN
cjal-3360	271	4	are	be	AUX
cjal-3360	271	5	non	non	ADJ
cjal-3360	271	6	-	-	ADJ
cjal-3360	271	7	depository	depository	ADJ
cjal-3360	271	8	private	private	ADJ
cjal-3360	271	9	lending	lending	NOUN
cjal-3360	271	10	institutions	institution	NOUN
cjal-3360	271	11	that	that	PRON
cjal-3360	271	12	extend	extend	VERB
cjal-3360	271	13	small	small	ADJ
cjal-3360	271	14	loans	loan	NOUN
cjal-3360	271	15	(	(	PUNCT
cjal-3360	271	16	often	often	ADV
cjal-3360	271	17	<	<	X
cjal-3360	271	18	1	1	NUM
cjal-3360	271	19	miluon	miluon	NOUN
cjal-3360	271	20	)	)	PUNCT
cjal-3360	271	21	to	to	ADP
cjal-3360	271	22	msms	msm	NOUN
cjal-3360	271	23	and	and	CCONJ
cjal-3360	271	24	individuals	individual	NOUN
cjal-3360	271	25	,	,	PUNCT
cjal-3360	271	26	typically	typically	ADV
cjal-3360	271	27	within	within	ADP
cjal-3360	271	28	highly	highly	ADV
cjal-3360	271	29	locauzed	locauze	VERB
cjal-3360	271	30	communities	community	NOUN
cjal-3360	271	31	.	.	PUNCT
cjal-3360	272	1	in	in	ADP
cjal-3360	272	2	20u	20u	NOUN
cjal-3360	272	3	,	,	PUNCT
cjal-3360	272	4	in	in	ADP
cjal-3360	272	5	the	the	DET
cjal-3360	272	6	aftermath	aftermath	NOUN
cjal-3360	272	7	of	of	ADP
cjal-3360	272	8	a	a	DET
cjal-3360	272	9	credit	credit	NOUN
cjal-3360	272	10	crisis	crisis	NOUN
cjal-3360	272	11	in	in	ADP
cjal-3360	272	12	wenzhou	wenzhou	PROPN
cjal-3360	272	13	,	,	PUNCT
cjal-3360	272	14	the	the	DET
cjal-3360	272	15	state	state	NOUN
cjal-3360	272	16	moved	move	VERB
cjal-3360	272	17	to	to	PART
cjal-3360	272	18	implement	implement	VERB
cjal-3360	272	19	further	further	ADJ
cjal-3360	272	20	fmancial	fmancial	ADJ
cjal-3360	272	21	reforms	reform	NOUN
cjal-3360	272	22	and	and	CCONJ
cjal-3360	272	23	wenzhou	wenzhou	PROPN
cjal-3360	272	24	was	be	AUX
cjal-3360	272	25	again	again	ADV
cjal-3360	272	26	made	make	VERB
cjal-3360	272	27	a	a	DET
cjal-3360	272	28	pilot	pilot	NOUN
cjal-3360	272	29	point	point	NOUN
cjal-3360	272	30	.	.	PUNCT
cjal-3360	273	1	52	52	NUM
cjal-3360	273	2	a	a	DET
cjal-3360	273	3	blueprint	blueprint	NOUN
cjal-3360	273	4	was	be	AUX
cjal-3360	273	5	created	create	VERB
cjal-3360	273	6	for	for	ADP
cjal-3360	273	7	the	the	DET
cjal-3360	273	8	reforms	reform	NOUN
cjal-3360	273	9	outuning	outune	VERB
cjal-3360	273	10	a	a	DET
cjal-3360	273	11	number	number	NOUN
cjal-3360	273	12	of	of	ADP
cjal-3360	273	13	specific	specific	ADJ
cjal-3360	273	14	objectives	objective	NOUN
cjal-3360	273	15	including	include	VERB
cjal-3360	273	16	the	the	DET
cjal-3360	273	17	promotion	promotion	NOUN
cjal-3360	273	18	of	of	ADP
cjal-3360	273	19	small	small	ADJ
cjal-3360	273	20	loans	loan	NOUN
cjal-3360	273	21	companies	company	NOUN
cjal-3360	273	22	,	,	PUNCT
cjal-3360	273	23	private	private	ADJ
cjal-3360	273	24	capital	capital	NOUN
cjal-3360	273	25	management	management	NOUN
cjal-3360	273	26	services	service	NOUN
cjal-3360	273	27	,	,	PUNCT
cjal-3360	273	28	and	and	CCONJ
cjal-3360	273	29	registration	registration	NOUN
cjal-3360	273	30	services	service	NOUN
cjal-3360	273	31	for	for	ADP
cjal-3360	273	32	private	private	ADJ
cjal-3360	273	33	lending	lending	NOUN
cjal-3360	273	34	transactions	transaction	NOUN
cjal-3360	273	35	,	,	PUNCT
cjal-3360	273	36	etc	etc	X
cjal-3360	273	37	.	.	PUNCT
cjal-3360	273	38	"	"	PUNCT
cjal-3360	273	39	on	on	ADP
cjal-3360	273	40	another	another	DET
cjal-3360	273	41	dimension	dimension	NOUN
cjal-3360	273	42	,	,	PUNCT
cjal-3360	273	43	state	state	NOUN
cjal-3360	273	44	poucy	poucy	NOUN
cjal-3360	273	45	is	be	AUX
cjal-3360	273	46	more	more	ADV
cjal-3360	273	47	hostile	hostile	ADJ
cjal-3360	273	48	towards	towards	ADP
cjal-3360	273	49	grass	grass	NOUN
cjal-3360	273	50	-	-	PUNCT
cjal-3360	273	51	root	root	NOUN
cjal-3360	273	52	depository	depository	NOUN
cjal-3360	273	53	lending	lending	NOUN
cjal-3360	273	54	institutions	institution	NOUN
cjal-3360	273	55	than	than	ADP
cjal-3360	273	56	towards	towards	ADP
cjal-3360	273	57	individual	individual	NOUN
cjal-3360	273	58	-	-	PUNCT
cjal-3360	273	59	based	base	VERB
cjal-3360	273	60	lending	lending	NOUN
cjal-3360	273	61	activities	activity	NOUN
cjal-3360	273	62	.	.	PUNCT
cjal-3360	274	1	while	while	SCONJ
cjal-3360	274	2	lending	lending	NOUN
cjal-3360	274	3	agreements	agreement	NOUN
cjal-3360	274	4	between	between	ADP
cjal-3360	274	5	individuals	individual	NOUN
cjal-3360	274	6	are	be	AUX
cjal-3360	274	7	not	not	PART
cjal-3360	274	8	considered	consider	VERB
cjal-3360	274	9	materially	materially	ADV
cjal-3360	274	10	different	different	ADJ
cjal-3360	274	11	from	from	ADP
cjal-3360	274	12	other	other	ADJ
cjal-3360	274	13	agreements	agreement	NOUN
cjal-3360	274	14	under	under	ADP
cjal-3360	274	15	contract	contract	NOUN
cjal-3360	274	16	law	law	NOUN
cjal-3360	274	17	as	as	ADV
cjal-3360	274	18	long	long	ADV
cjal-3360	274	19	as	as	SCONJ
cjal-3360	274	20	the	the	DET
cjal-3360	274	21	lending	lending	NOUN
cjal-3360	274	22	arrangements	arrangement	NOUN
cjal-3360	274	23	themselves	themselves	PRON
cjal-3360	274	24	are	be	AUX
cjal-3360	274	25	valid	valid	ADJ
cjal-3360	274	26	contracts	contract	NOUN
cjal-3360	274	27	and	and	CCONJ
cjal-3360	274	28	the	the	DET
cjal-3360	274	29	agreed	agree	VERB
cjal-3360	274	30	interest	interest	NOUN
cjal-3360	274	31	rates	rate	NOUN
cjal-3360	274	32	do	do	AUX
cjal-3360	274	33	not	not	PART
cjal-3360	274	34	exceed	exceed	VERB
cjal-3360	274	35	relevant	relevant	ADJ
cjal-3360	274	36	regulatory	regulatory	ADJ
cjal-3360	274	37	limits	limit	NOUN
cjal-3360	274	38	,	,	PUNCT
cjal-3360	274	39	54	54	NUM
cjal-3360	274	40	institutionalized	institutionalize	VERB
cjal-3360	274	41	private	private	ADJ
cjal-3360	274	42	promoting	promote	VERB
cjal-3360	274	43	state	state	NOUN
cjal-3360	274	44	-	-	PUNCT
cjal-3360	274	45	owned	own	VERB
cjal-3360	274	46	commercial	commercial	ADJ
cjal-3360	274	47	banks	bank	NOUN
cjal-3360	274	48	's	's	PART
cjal-3360	274	49	transition	transition	NOUN
cjal-3360	274	50	into	into	ADP
cjal-3360	274	51	stock	stock	NOUN
cjal-3360	274	52	banks	bank	NOUN
cjal-3360	274	53	and	and	CCONJ
cjal-3360	274	54	deepening	deepen	VERB
cjal-3360	274	55	other	other	ADJ
cjal-3360	274	56	reforms	reform	NOUN
cjal-3360	274	57	on	on	ADP
cjal-3360	274	58	the	the	DET
cjal-3360	274	59	financial	financial	ADJ
cjal-3360	274	60	system	system	NOUN
cjal-3360	274	61	]	]	PUNCT
cjal-3360	274	62	(	(	PUNCT
cjal-3360	274	63	presented	present	VERB
cjal-3360	274	64	on	on	ADP
cjal-3360	274	65	the	the	DET
cjal-3360	274	66	25th	25th	ADJ
cjal-3360	274	67	nat	nat	NOUN
cjal-3360	274	68	'	'	PUNCT
cjal-3360	274	69	!	!	PUNCT
cjal-3360	275	1	people	people	NOUN
cjal-3360	275	2	's	's	PART
cjal-3360	275	3	cong	cong	NOUN
cjal-3360	275	4	.	.	PUNCT
cjal-3360	276	1	standing	standing	PROPN
cjal-3360	276	2	comm	comm	NOUN
cjal-3360	276	3	.	.	PUNCT
cjal-3360	277	1	conference	conference	NOUN
cjal-3360	277	2	,	,	PUNCT
cjal-3360	277	3	december	december	PROPN
cjal-3360	277	4	26	26	NUM
cjal-3360	277	5	,	,	PUNCT
cjal-3360	277	6	zoo6	zoo6	PROPN
cjal-3360	277	7	)	)	PUNCT
cjal-3360	277	8	(	(	PUNCT
cjal-3360	277	9	promoting	promote	VERB
cjal-3360	277	10	rural	rural	ADJ
cjal-3360	277	11	areas	area	NOUN
cjal-3360	277	12	'	'	PART
cjal-3360	277	13	access	access	NOUN
cjal-3360	277	14	to	to	ADP
cjal-3360	277	15	financial	financial	ADJ
cjal-3360	277	16	services	service	NOUN
cjal-3360	277	17	;	;	PUNCT
cjal-3360	277	18	standardizing	standardize	VERB
cjal-3360	277	19	and	and	CCONJ
cjal-3360	277	20	guiding	guide	VERB
cjal-3360	277	21	private	private	ADJ
cjal-3360	277	22	lending	lending	NOUN
cjal-3360	277	23	)	)	PUNCT
cjal-3360	277	24	,	,	PUNCT
cjal-3360	277	25	available	available	ADJ
cjal-3360	277	26	at	at	ADP
cjal-3360	277	27	http://www.pkulaw.com/fulltext_form.aspx?db=chi&.gid=89005	http://www.pkulaw.com/fulltext_form.aspx?db=chi&.gid=89005	PROPN
cjal-3360	277	28	·	·	PUNCT
cjal-3360	277	29	"	"	PUNCT
cjal-3360	277	30	see	see	VERB
cjal-3360	277	31	zhongguo	zhongguo	PROPN
cjal-3360	277	32	yinhangye	yinhangye	PROPN
cjal-3360	277	33	)	)	PUNCT
cjal-3360	277	34	iandu	iandu	PROPN
cjal-3360	277	35	guanli	guanli	PROPN
cjal-3360	277	36	weiyuanhui	weiyuanhui	PROPN
cjal-3360	277	37	,	,	PUNCT
cjal-3360	277	38	zhongguo	zhongguo	PROPN
cjal-3360	277	39	renmin	renmin	PROPN
cjal-3360	277	40	yinhang	yinhang	PROPN
cjal-3360	277	41	guanyu	guanyu	PROPN
cjal-3360	277	42	xiaoe	xiaoe	PROPN
cjal-3360	277	43	daikuan	daikuan	PROPN
cjal-3360	277	44	gongsi	gongsi	PROPN
cjal-3360	277	45	shidian	shidian	PROPN
cjal-3360	277	46	de	de	PROPN
cjal-3360	277	47	zhidao	zhidao	PROPN
cjal-3360	277	48	fijian	fijian	PROPN
cjal-3360	277	49	(	(	PUNCT
cjal-3360	277	50	<	<	X
cjal-3360	277	51	piilmrrlll!lti'l1fl!~ti!-il	piilmrrlll!lti'l1fl!~ti!-il	ADP
cjal-3360	277	52	:	:	PUNCT
cjal-3360	277	53	·	·	PUNCT
cjal-3360	277	54	<	<	X
cjal-3360	277	55	!	!	X
cjal-3360	277	56	>	>	X
cjal-3360	277	57	~	~	PUNCT
cjal-3360	277	58	}	}	PUNCT
cjal-3360	277	59	..	..	PUNCT
cjal-3360	277	60	~mrr~'f	~mrr~'f	X
cjal-3360	277	61	,	,	PUNCT
cjal-3360	277	62	nlilt	nlilt	NOUN
cjal-3360	277	63	>	>	X
cjal-3360	277	64	l~05jii!:.ol	l~05jii!:.ol	PRON
cjal-3360	277	65	:	:	PUNCT
cjal-3360	277	66	iil'gf.il0\:f.t	iil'gf.il0\:f.t	NOUN
cjal-3360	277	67	.!ll	.!ll	PROPN
cjal-3360	277	68	)	)	PUNCT
cjal-3360	278	1	[	[	X
cjal-3360	278	2	guiding	guide	VERB
cjal-3360	278	3	opinions	opinion	NOUN
cjal-3360	278	4	on	on	ADP
cjal-3360	278	5	the	the	DET
cjal-3360	278	6	pilot	pilot	NOUN
cjal-3360	278	7	operation	operation	NOUN
cjal-3360	278	8	of	of	ADP
cjal-3360	278	9	small	small	ADJ
cjal-3360	278	10	-	-	PUNCT
cjal-3360	278	11	sum	sum	NOUN
cjal-3360	278	12	loan	loan	NOUN
cjal-3360	278	13	companies	company	NOUN
cjal-3360	278	14	]	]	PUNCT
cjal-3360	278	15	(	(	PUNCT
cjal-3360	278	16	promulgated	promulgate	VERB
cjal-3360	278	17	by	by	ADP
cjal-3360	278	18	the	the	DET
cjal-3360	278	19	china	china	PROPN
cjal-3360	278	20	banking	banking	PROPN
cjal-3360	278	21	regulatory	regulatory	ADJ
cjal-3360	278	22	commission	commission	NOUN
cjal-3360	278	23	and	and	CCONJ
cjal-3360	278	24	the	the	DET
cjal-3360	278	25	people	people	NOUN
cjal-3360	278	26	's	's	PART
cjal-3360	278	27	bank	bank	PROPN
cjal-3360	278	28	of	of	ADP
cjal-3360	278	29	china	china	PROPN
cjal-3360	278	30	,	,	PUNCT
cjal-3360	278	31	may	may	AUX
cjal-3360	278	32	4	4	NUM
cjal-3360	278	33	,	,	PUNCT
cjal-3360	278	34	zoo8	zoo8	PROPN
cjal-3360	278	35	)	)	PUNCT
cjal-3360	278	36	,	,	PUNCT
cjal-3360	278	37	available	available	ADJ
cjal-3360	278	38	at	at	ADP
cjal-3360	278	39	hnp:/	hnp:/	PROPN
cjal-3360	278	40	/www.pkulaw.com	/www.pkulaw.com	PUNCT
cjal-3360	278	41	/	/	SYM
cjal-3360	278	42	fulltext_form.aspx?db•chl&.gid•	fulltext_form.aspx?db•chl&.gid•	PROPN
cjal-3360	278	43	•o4795	•o4795	NOUN
cjal-3360	278	44	·	·	PUNCT
cjal-3360	278	45	'	'	PUNCT
cjal-3360	278	46	'	'	PUNCT
cjal-3360	279	1	zhejiangshen	zhejiangshen	PROPN
cjal-3360	279	2	wenthoushi	wenthoushi	PROPN
cjal-3360	279	3	jinrong	jinrong	PROPN
cjal-3360	279	4	zonghe	zonghe	PROPN
cjal-3360	279	5	gaige	gaige	PROPN
cjal-3360	279	6	shiyanqu	shiyanqu	PROPN
cjal-3360	279	7	zongti	zongti	PROPN
cjal-3360	279	8	fangan	fangan	PROPN
cjal-3360	279	9	(	(	PUNCT
cjal-3360	279	10	i!jili	i!jili	PROPN
cjal-3360	279	11	~	~	PROPN
cjal-3360	279	12	i£	i£	PRON
cjal-3360	279	13	llfililtjj!lil	llfililtjj!lil	PROPN
cjal-3360	279	14	~	~	SYM
cjal-3360	279	15	a!(]il	a!(]il	NOUN
cjal-3360	279	16	:	:	PUNCT
cjal-3360	279	17	iji:!lt!i2l	iji:!lt!i2l	NOUN
cjal-3360	279	18	~	~	NOUN
cjal-3360	279	19	fll:/j~	fll:/j~	ADJ
cjal-3360	279	20	)	)	PUNCT
cjal-3360	280	1	[	[	X
cjal-3360	280	2	general	general	ADJ
cjal-3360	280	3	plan	plan	NOUN
cjal-3360	280	4	for	for	ADP
cjal-3360	280	5	piloting	pilot	VERB
cjal-3360	280	6	comprehensive	comprehensive	ADJ
cjal-3360	280	7	financial	financial	ADJ
cjal-3360	280	8	reforms	reform	NOUN
cjal-3360	280	9	in	in	ADP
cjal-3360	280	10	wenzhou	wenzhou	PROPN
cjal-3360	280	11	ciry	ciry	PROPN
cjal-3360	280	12	]	]	PUNCT
cjal-3360	280	13	(	(	PUNCT
cjal-3360	280	14	approved	approve	VERB
cjal-3360	280	15	by	by	ADP
cjal-3360	280	16	the	the	DET
cjal-3360	280	17	st	st	PROPN
cjal-3360	280	18	.	.	PROPN
cjal-3360	280	19	council	council	PROPN
cjal-3360	280	20	,	,	PUNCT
cjal-3360	280	21	march	march	PROPN
cjal-3360	280	22	:>	:>	PROPN
cjal-3360	280	23	8	8	NUM
cjal-3360	280	24	,	,	PUNCT
cjal-3360	280	25	zou	zou	PROPN
cjal-3360	280	26	)	)	PUNCT
cjal-3360	280	27	,	,	PUNCT
cjal-3360	280	28	available	available	ADJ
cjal-3360	280	29	at	at	ADP
cjal-3360	280	30	http://www.pkulaw.com/fulltext_form.aspx?db=chi&.gid=»0599	http://www.pkulaw.com/fulltext_form.aspx?db=chi&.gid=»0599	PROPN
cjal-3360	280	31	·	·	PUNCT
cjal-3360	280	32	lj	lj	PROPN
cjal-3360	280	33	/d	/d	PUNCT
cjal-3360	280	34	.	.	PUNCT
cjal-3360	281	1	54	54	NUM
cjal-3360	281	2	see	see	VERB
cjal-3360	281	3	supra	supra	PROPN
cjal-3360	281	4	note	note	PROPN
cjal-3360	281	5	u	u	PROPN
cjal-3360	281	6	,	,	PUNCT
cjal-3360	281	7	art	art	NOUN
cjal-3360	281	8	.	.	PUNCT
cjal-3360	282	1	~u	~u	PUNCT
cjal-3360	282	2	(	(	PUNCT
cjal-3360	282	3	"	"	PUNCT
cjal-3360	282	4	'	'	PUNCT
cjal-3360	282	5	if	if	SCONJ
cjal-3360	282	6	the	the	DET
cjal-3360	282	7	payment	payment	NOUN
cjal-3360	282	8	of	of	ADP
cjal-3360	282	9	interest	interest	NOUN
cjal-3360	282	10	is	be	AUX
cjal-3360	282	11	agreed	agree	VERB
cjal-3360	282	12	upon	upon	SCONJ
cjal-3360	282	13	in	in	ADP
cjal-3360	282	14	a	a	DET
cjal-3360	282	15	loan	loan	NOUN
cjal-3360	282	16	contract	contract	NOUN
cjal-3360	282	17	between	between	ADP
cjal-3360	282	18	natural	natural	ADJ
cjal-3360	282	19	persons	person	NOUN
cjal-3360	282	20	,	,	PUNCT
cjal-3360	282	21	the	the	DET
cjal-3360	282	22	interest	interest	NOUN
cjal-3360	282	23	rates	rate	NOUN
cjal-3360	282	24	shall	shall	AUX
cjal-3360	282	25	not	not	PART
cjal-3360	282	26	violate	violate	VERB
cjal-3360	282	27	relevant	relevant	ADJ
cjal-3360	282	28	regulatory	regulatory	ADJ
cjal-3360	282	29	restrictions	restriction	NOUN
cjal-3360	282	30	on	on	ADP
cjal-3360	282	31	interest	interest	NOUN
cjal-3360	282	32	rates	rate	NOUN
cjal-3360	282	33	.	.	PUNCT
cjal-3360	282	34	"	"	PUNCT
cjal-3360	282	35	}	}	PUNCT
cjal-3360	282	36	.	.	PUNCT
cjal-3360	283	1	lending	lending	NOUN
cjal-3360	283	2	that	that	PRON
cjal-3360	283	3	involves	involve	VERB
cjal-3360	283	4	fund	fund	NOUN
cjal-3360	283	5	-	-	PUNCT
cjal-3360	283	6	raising	raising	NOUN
cjal-3360	283	7	from	from	ADP
cjal-3360	283	8	more	more	ADJ
cjal-3360	283	9	than	than	ADP
cjal-3360	283	10	a	a	DET
cjal-3360	283	11	few	few	ADJ
cjal-3360	283	12	individuals	individual	NOUN
cjal-3360	283	13	has	have	AUX
cjal-3360	283	14	been	be	AUX
cjal-3360	283	15	subject	subject	ADJ
cjal-3360	283	16	to	to	ADP
cjal-3360	283	17	much	much	ADV
cjal-3360	283	18	more	more	ADV
cjal-3360	283	19	restrictive	restrictive	ADJ
cjal-3360	283	20	scrutiny	scrutiny	NOUN
cjal-3360	283	21	and	and	CCONJ
cjal-3360	283	22	often	often	ADV
cjal-3360	283	23	gives	give	VERB
cjal-3360	283	24	rise	rise	NOUN
cjal-3360	283	25	to	to	ADP
cjal-3360	283	26	more	more	ADV
cjal-3360	283	27	serious	serious	ADJ
cjal-3360	283	28	political	political	ADJ
cjal-3360	283	29	concerns	concern	NOUN
cjal-3360	283	30	.	.	PUNCT
cjal-3360	284	1	at	at	ADV
cjal-3360	284	2	least	least	ADV
cjal-3360	284	3	three	three	NUM
cjal-3360	284	4	important	important	ADJ
cjal-3360	284	5	factors	factor	NOUN
cjal-3360	284	6	lie	lie	VERB
cjal-3360	284	7	behind	behind	ADP
cjal-3360	284	8	the	the	DET
cjal-3360	284	9	state	state	NOUN
cjal-3360	284	10	's	's	PART
cjal-3360	284	11	cautiousness	cautiousness	NOUN
cjal-3360	284	12	towards	towards	ADP
cjal-3360	284	13	institutionalized	institutionalize	VERB
cjal-3360	284	14	private	private	ADJ
cjal-3360	284	15	lending	lending	NOUN
cjal-3360	284	16	.	.	PUNCT
cjal-3360	285	1	first	first	ADV
cjal-3360	285	2	,	,	PUNCT
cjal-3360	285	3	there	there	PRON
cjal-3360	285	4	is	be	VERB
cjal-3360	285	5	a	a	DET
cjal-3360	285	6	concern	concern	NOUN
cjal-3360	285	7	that	that	SCONJ
cjal-3360	285	8	these	these	DET
cjal-3360	285	9	private	private	ADJ
cjal-3360	285	10	lenders	lender	NOUN
cjal-3360	285	11	will	will	AUX
cjal-3360	285	12	disturb	disturb	VERB
cjal-3360	285	13	the	the	DET
cjal-3360	285	14	order	order	NOUN
cjal-3360	285	15	of	of	ADP
cjal-3360	285	16	the	the	DET
cjal-3360	285	17	official	official	ADJ
cjal-3360	285	18	financial	financial	ADJ
cjal-3360	285	19	system	system	NOUN
cjal-3360	285	20	via	via	ADP
cjal-3360	285	21	their	their	PRON
cjal-3360	285	22	unregulated	unregulated	ADJ
cjal-3360	285	23	practice	practice	NOUN
cjal-3360	285	24	,	,	PUNCT
cjal-3360	285	25	most	most	ADV
cjal-3360	285	26	notably	notably	ADV
cjal-3360	285	27	by	by	ADP
cjal-3360	285	28	absorbing	absorb	VERB
cjal-3360	285	29	public	public	ADJ
cjal-3360	285	30	fund	fund	NOUN
cjal-3360	285	31	with	with	ADP
cjal-3360	285	32	interest	interest	NOUN
cjal-3360	285	33	rates	rate	NOUN
cjal-3360	285	34	much	much	ADV
cjal-3360	285	35	higher	high	ADJ
cjal-3360	285	36	than	than	ADP
cjal-3360	285	37	comparable	comparable	ADJ
cjal-3360	285	38	bank	bank	NOUN
cjal-3360	285	39	deposits	deposit	NOUN
cjal-3360	285	40	and	and	CCONJ
cjal-3360	285	41	by	by	ADP
cjal-3360	285	42	operating	operate	VERB
cjal-3360	285	43	in	in	ADP
cjal-3360	285	44	the	the	DET
cjal-3360	285	45	absence	absence	NOUN
cjal-3360	285	46	of	of	ADP
cjal-3360	285	47	systematic	systematic	ADJ
cjal-3360	285	48	risk	risk	NOUN
cjal-3360	285	49	management	management	NOUN
cjal-3360	285	50	mechanisms	mechanism	NOUN
cjal-3360	285	51	.	.	PUNCT
cjal-3360	286	1	one	one	NUM
cjal-3360	286	2	widely	widely	ADV
cjal-3360	286	3	recognized	recognize	VERB
cjal-3360	286	4	restriction	restriction	NOUN
cjal-3360	286	5	on	on	ADP
cjal-3360	286	6	interest	interest	NOUN
cjal-3360	286	7	rates	rate	NOUN
cjal-3360	286	8	in	in	ADP
cjal-3360	286	9	private	private	ADJ
cjal-3360	286	10	lending	lending	NOUN
cjal-3360	286	11	is	be	AUX
cjal-3360	286	12	that	that	SCONJ
cjal-3360	286	13	rates	rate	NOUN
cjal-3360	286	14	exceeding	exceed	VERB
cjal-3360	286	15	four	four	NUM
cjal-3360	286	16	times	time	NOUN
cjal-3360	286	17	coterminous	coterminous	ADJ
cjal-3360	286	18	official	official	ADJ
cjal-3360	286	19	rates	rate	NOUN
cjal-3360	286	20	for	for	ADP
cjal-3360	286	21	comparable	comparable	ADJ
cjal-3360	286	22	bank	bank	NOUN
cjal-3360	286	23	loans	loan	NOUN
cjal-3360	286	24	are	be	AUX
cjal-3360	286	25	not	not	PART
cjal-3360	286	26	protected	protect	VERB
cjal-3360	286	27	by	by	ADP
cjal-3360	286	28	law.ss	law.ss	PROPN
cjal-3360	286	29	what	what	PRON
cjal-3360	286	30	is	be	AUX
cjal-3360	286	31	unclear	unclear	ADJ
cjal-3360	286	32	is	be	AUX
cjal-3360	286	33	whether	whether	SCONJ
cjal-3360	286	34	lending	lend	VERB
cjal-3360	286	35	at	at	ADP
cjal-3360	286	36	rates	rate	NOUN
cjal-3360	286	37	above	above	ADP
cjal-3360	286	38	this	this	DET
cjal-3360	286	39	•four	•four	PROPN
cjal-3360	286	40	times	times	PROPN
cjal-3360	286	41	red	red	ADJ
cjal-3360	286	42	line	line	NOUN
cjal-3360	286	43	'	'	PUNCT
cjal-3360	286	44	is	be	AUX
cjal-3360	286	45	per	per	ADP
cjal-3360	286	46	se	se	X
cjal-3360	286	47	illegal	illegal	ADJ
cjal-3360	286	48	.	.	PUNCT
cjal-3360	287	1	did	do	AUX
cjal-3360	287	2	the	the	DET
cjal-3360	287	3	red	red	ADJ
cjal-3360	287	4	line	line	NOUN
cjal-3360	287	5	simply	simply	ADV
cjal-3360	287	6	define	define	VERB
cjal-3360	287	7	the	the	DET
cjal-3360	287	8	limit	limit	NOUN
cjal-3360	287	9	of	of	ADP
cjal-3360	287	10	legal	legal	ADJ
cjal-3360	287	11	protection	protection	NOUN
cjal-3360	287	12	but	but	CCONJ
cjal-3360	287	13	not	not	PART
cjal-3360	287	14	the	the	DET
cjal-3360	287	15	boundary	boundary	NOUN
cjal-3360	287	16	of	of	ADP
cjal-3360	287	17	legality	legality	NOUN
cjal-3360	287	18	,	,	PUNCT
cjal-3360	287	19	i.e.	i.e.	X
cjal-3360	287	20	,	,	PUNCT
cjal-3360	287	21	that	that	SCONJ
cjal-3360	287	22	a	a	DET
cjal-3360	287	23	debt	debt	NOUN
cjal-3360	287	24	with	with	ADP
cjal-3360	287	25	interelt	interelt	ADJ
cjal-3360	287	26	rates	rate	NOUN
cjal-3360	287	27	above	above	ADP
cjal-3360	287	28	this	this	DET
cjal-3360	287	29	red	red	ADJ
cjal-3360	287	30	line	line	NOUN
cjal-3360	287	31	would	would	AUX
cjal-3360	287	32	not	not	PART
cjal-3360	287	33	be	be	AUX
cjal-3360	287	34	illegal	illegal	ADJ
cjal-3360	287	35	,	,	PUNCT
cjal-3360	287	36	but	but	CCONJ
cjal-3360	287	37	would	would	AUX
cjal-3360	287	38	not	not	PART
cjal-3360	287	39	entitle	entitle	VERB
cjal-3360	287	40	the	the	DET
cjal-3360	287	41	lender	lender	NOUN
cjal-3360	287	42	to	to	ADP
cjal-3360	287	43	legal	legal	ADJ
cjal-3360	287	44	remedies	remedy	NOUN
cjal-3360	287	45	in	in	ADP
cjal-3360	287	46	case	case	NOUN
cjal-3360	287	47	of	of	ADP
cjal-3360	287	48	default	default	NOUN
cjal-3360	287	49	?	?	PUNCT
cjal-3360	288	1	responses	response	NOUN
cjal-3360	288	2	reccived	reccive	VERB
cjal-3360	288	3	from	from	ADP
cjal-3360	288	4	interviews	interview	NOUN
cjal-3360	288	5	reflect	reflect	VERB
cjal-3360	288	6	this	this	DET
cjal-3360	288	7	confusion	confusion	NOUN
cjal-3360	288	8	.	.	PUNCT
cjal-3360	289	1	all	all	DET
cjal-3360	289	2	nineteen	nineteen	NUM
cjal-3360	289	3	private	private	ADJ
cjal-3360	289	4	lenders	lender	NOUN
cjal-3360	289	5	interviewed	interview	VERB
cjal-3360	289	6	indicated	indicate	VERB
cjal-3360	289	7	that	that	SCONJ
cjal-3360	289	8	they	they	PRON
cjal-3360	289	9	were	be	AUX
cjal-3360	289	10	aware	aware	ADJ
cjal-3360	289	11	of	of	ADP
cjal-3360	289	12	the	the	DET
cjal-3360	289	13	•four	•four	PROPN
cjal-3360	289	14	times	times	PROPN
cjal-3360	289	15	red	red	ADJ
cjal-3360	289	16	line•	line•	PROPN
cjal-3360	289	17	but	but	CCONJ
cjal-3360	289	18	eleven	eleven	NUM
cjal-3360	289	19	of	of	ADP
cjal-3360	289	20	them	they	PRON
cjal-3360	289	21	did	do	AUX
cjal-3360	289	22	not	not	PART
cjal-3360	289	23	view	view	VERB
cjal-3360	289	24	the	the	DET
cjal-3360	289	25	guidance	guidance	NOUN
cjal-3360	289	26	as	as	ADP
cjal-3360	289	27	a	a	DET
cjal-3360	289	28	strict	strict	ADJ
cjal-3360	289	29	legal	legal	ADJ
cjal-3360	289	30	boundary	boundary	NOUN
cjal-3360	289	31	.	.	PUNCT
cjal-3360	290	1	all	all	DET
cjal-3360	290	2	nineteen	nineteen	NUM
cjal-3360	290	3	institutions	institution	NOUN
cjal-3360	290	4	issued	issue	VERB
cjal-3360	290	5	at	at	ADP
cjal-3360	290	6	least	least	ADJ
cjal-3360	290	7	some	some	PRON
cjal-3360	290	8	of	of	ADP
cjal-3360	290	9	their	their	PRON
cjal-3360	290	10	outstanding	outstanding	ADJ
cjal-3360	290	11	loans	loan	NOUN
cjal-3360	290	12	above	above	ADP
cjal-3360	290	13	the	the	DET
cjal-3360	290	14	"	"	PUNCT
cjal-3360	290	15	four	four	NUM
cjal-3360	290	16	times	time	NOUN
cjal-3360	290	17	redline	redline	ADJ
cjal-3360	290	18	.	.	PUNCT
cjal-3360	290	19	"	"	PUNCT
cjal-3360	291	1	a	a	DET
cjal-3360	291	2	related	related	ADJ
cjal-3360	291	3	source	source	NOUN
cjal-3360	291	4	of	of	ADP
cjal-3360	291	5	crime	crime	NOUN
cjal-3360	291	6	arising	arise	VERB
cjal-3360	291	7	from	from	ADP
cjal-3360	291	8	high	high	ADJ
cjal-3360	291	9	-	-	PUNCT
cjal-3360	291	10	interest	interest	NOUN
cjal-3360	291	11	private	private	ADJ
cjal-3360	291	12	lending	lending	NOUN
cjal-3360	291	13	is	be	AUX
cjal-3360	291	14	violence	violence	NOUN
cjal-3360	291	15	involved	involve	VERB
cjal-3360	291	16	in	in	ADP
cjal-3360	291	17	some	some	DET
cjal-3360	291	18	debt	debt	NOUN
cjal-3360	291	19	collecting	collecting	NOUN
cjal-3360	291	20	activities	activity	NOUN
cjal-3360	291	21	.	.	PUNCT
cjal-3360	292	1	it	it	PRON
cjal-3360	292	2	was	be	AUX
cjal-3360	292	3	observed	observe	VERB
cjal-3360	292	4	that	that	SCONJ
cjal-3360	292	5	in	in	ADP
cjal-3360	292	6	guangxi	guangxi	PROPN
cjal-3360	292	7	,	,	PUNCT
cjal-3360	292	8	for	for	ADP
cjal-3360	292	9	example	example	NOUN
cjal-3360	292	10	,	,	PUNCT
cjal-3360	292	11	because	because	SCONJ
cjal-3360	292	12	loans	loan	NOUN
cjal-3360	292	13	are	be	AUX
cjal-3360	292	14	frequently	frequently	ADV
cjal-3360	292	15	made	make	VERB
cjal-3360	292	16	to	to	PART
cjal-3360	292	17	speculative	speculative	VERB
cjal-3360	292	18	investment	investment	NOUN
cjal-3360	292	19	as	as	ADP
cjal-3360	292	20	usuries	usury	NOUN
cjal-3360	292	21	,	,	PUNCT
cjal-3360	292	22	default	default	NOUN
cjal-3360	292	23	rates	rate	NOUN
cjal-3360	292	24	tend	tend	VERB
cjal-3360	292	25	to	to	PART
cjal-3360	292	26	be	be	AUX
cjal-3360	292	27	higher	high	ADJ
cjal-3360	292	28	and	and	CCONJ
cjal-3360	292	29	use	use	NOUN
cjal-3360	292	30	of	of	ADP
cjal-3360	292	31	some	some	DET
cjal-3360	292	32	level	level	NOUN
cjal-3360	292	33	of	of	ADP
cjal-3360	292	34	coercion	coercion	NOUN
cjal-3360	292	35	and	and	CCONJ
cjal-3360	292	36	force	force	NOUN
cjal-3360	292	37	is	be	AUX
cjal-3360	292	38	not	not	PART
cjal-3360	292	39	uncommon	uncommon	ADJ
cjal-3360	292	40	.	.	PUNCT
cjal-3360	293	1	on	on	ADP
cjal-3360	293	2	the	the	DET
cjal-3360	293	3	front	front	NOUN
cjal-3360	293	4	of	of	ADP
cjal-3360	293	5	risk	risk	NOUN
cjal-3360	293	6	management	management	NOUN
cjal-3360	293	7	,	,	PUNCT
cjal-3360	293	8	since	since	SCONJ
cjal-3360	293	9	many	many	ADJ
cjal-3360	293	10	grass	grass	NOUN
cjal-3360	293	11	-	-	PUNCT
cjal-3360	293	12	root	root	NOUN
cjal-3360	293	13	lending	lending	NOUN
cjal-3360	293	14	institutions	institution	NOUN
cjal-3360	293	15	are	be	AUX
cjal-3360	293	16	not	not	PART
cjal-3360	293	17	legally	legally	ADV
cjal-3360	293	18	recogniud	recogniud	ADJ
cjal-3360	293	19	financial	financial	ADJ
cjal-3360	293	20	institutions	institution	NOUN
cjal-3360	293	21	and	and	CCONJ
cjal-3360	293	22	thus	thus	ADV
cjal-3360	293	23	are	be	AUX
cjal-3360	293	24	not	not	PART
cjal-3360	293	25	subject	subject	ADJ
cjal-3360	293	26	to	to	ADP
cjal-3360	293	27	general	general	ADJ
cjal-3360	293	28	financial	financial	ADJ
cjal-3360	293	29	regulations	regulation	NOUN
cjal-3360	293	30	applicable	applicable	ADJ
cjal-3360	293	31	to	to	ADP
cjal-3360	293	32	official	official	ADJ
cjal-3360	293	33	financial	financial	ADJ
cjal-3360	293	34	institutions	institution	NOUN
cjal-3360	293	35	,	,	PUNCT
cjal-3360	293	36	these	these	DET
cjal-3360	293	37	grass	grass	NOUN
cjal-3360	293	38	-	-	PUNCT
cjal-3360	293	39	root	root	NOUN
cjal-3360	293	40	players	player	NOUN
cjal-3360	293	41	have	have	AUX
cjal-3360	293	42	limited	limit	VERB
cjal-3360	293	43	incentive	incentive	NOUN
cjal-3360	293	44	to	to	PART
cjal-3360	293	45	implement	implement	VERB
cjal-3360	293	46	risk	risk	NOUN
cjal-3360	293	47	management	management	NOUN
cjal-3360	293	48	procedures	procedure	NOUN
cjal-3360	293	49	as	as	ADV
cjal-3360	293	50	robust	robust	ADJ
cjal-3360	293	51	or	or	CCONJ
cjal-3360	293	52	rigorous	rigorous	ADJ
cjal-3360	293	53	as	as	ADP
cjal-3360	293	54	required	require	VERB
cjal-3360	293	55	under	under	ADP
cjal-3360	293	56	regulations	regulation	NOUN
cjal-3360	293	57	of	of	ADP
cjal-3360	293	58	ss	ss	PRON
cjal-3360	293	59	see	see	PROPN
cjal-3360	293	60	supra	supra	PROPN
cjal-3360	293	61	note	note	PROPN
cjal-3360	293	62	19	19	NUM
cjal-3360	293	63	.	.	PUNCT
cjal-3360	293	64	official	official	ADJ
cjal-3360	293	65	institutions	institution	NOUN
cjal-3360	293	66	.	.	PUNCT
cjal-3360	294	1	this	this	PRON
cjal-3360	294	2	is	be	AUX
cjal-3360	294	3	not	not	PART
cjal-3360	294	4	to	to	PART
cjal-3360	294	5	say	say	VERB
cjal-3360	294	6	,	,	PUNCT
cjal-3360	294	7	however	however	ADV
cjal-3360	294	8	,	,	PUNCT
cjal-3360	294	9	that	that	SCONJ
cjal-3360	294	10	grass	grass	NOUN
cjal-3360	294	11	-	-	PUNCT
cjal-3360	294	12	root	root	NOUN
cjal-3360	294	13	lending	lending	NOUN
cjal-3360	294	14	institutions	institution	NOUN
cjal-3360	294	15	engage	engage	VERB
cjal-3360	294	16	in	in	ADP
cjal-3360	294	17	no	no	DET
cjal-3360	294	18	real	real	ADJ
cjal-3360	294	19	risk	risk	NOUN
cjal-3360	294	20	management	management	NOUN
cjal-3360	294	21	.	.	PUNCT
cjal-3360	295	1	and	and	CCONJ
cjal-3360	295	2	as	as	SCONJ
cjal-3360	295	3	will	will	AUX
cjal-3360	295	4	be	be	AUX
cjal-3360	295	5	discussed	discuss	VERB
cjal-3360	295	6	later	later	ADV
cjal-3360	295	7	,	,	PUNCT
cjal-3360	295	8	many	many	ADJ
cjal-3360	295	9	grass	grass	NOUN
cjal-3360	295	10	-	-	PUNCT
cjal-3360	295	11	root	root	NOUN
cjal-3360	295	12	lenders	lender	NOUN
cjal-3360	295	13	that	that	PRON
cjal-3360	295	14	have	have	AUX
cjal-3360	295	15	successfully	successfully	ADV
cjal-3360	295	16	existed	exist	VERB
cjal-3360	295	17	for	for	ADP
cjal-3360	295	18	longer	long	ADJ
cjal-3360	295	19	periods	period	NOUN
cjal-3360	295	20	(	(	PUNCT
cjal-3360	295	21	especially	especially	ADV
cjal-3360	295	22	in	in	ADP
cjal-3360	295	23	zhejiang	zhejiang	PROPN
cjal-3360	295	24	)	)	PUNCT
cjal-3360	295	25	,	,	PUNCT
cjal-3360	295	26	have	have	VERB
cjal-3360	295	27	effective	effective	ADJ
cjal-3360	295	28	basic	basic	ADJ
cjal-3360	295	29	risk	risk	NOUN
cjal-3360	295	30	management	management	NOUN
cjal-3360	295	31	controls	control	NOUN
cjal-3360	295	32	that	that	PRON
cjal-3360	295	33	are	be	AUX
cjal-3360	295	34	comparative	comparative	ADJ
cjal-3360	295	35	in	in	ADP
cjal-3360	295	36	structure	structure	NOUN
cjal-3360	295	37	and	and	CCONJ
cjal-3360	295	38	substance	substance	NOUN
cjal-3360	295	39	to	to	ADP
cjal-3360	295	40	official	official	ADJ
cjal-3360	295	41	bank	bank	NOUN
cjal-3360	295	42	practice	practice	NOUN
cjal-3360	295	43	.	.	PUNCT
cjal-3360	296	1	risk	risk	NOUN
cjal-3360	296	2	management	management	NOUN
cjal-3360	296	3	practice	practice	NOUN
cjal-3360	296	4	by	by	ADP
cjal-3360	296	5	grass	grass	NOUN
cjal-3360	296	6	-	-	PUNCT
cjal-3360	296	7	root	root	NOUN
cjal-3360	296	8	institutions	institution	NOUN
cjal-3360	296	9	overall	overall	ADV
cjal-3360	296	10	are	be	AUX
cjal-3360	296	11	nevertheless	nevertheless	ADV
cjal-3360	296	12	less	less	ADV
cjal-3360	296	13	sophisticated	sophisticated	ADJ
cjal-3360	296	14	and	and	CCONJ
cjal-3360	296	15	rigorous	rigorous	ADJ
cjal-3360	296	16	than	than	ADP
cjal-3360	296	17	regulated	regulated	ADJ
cjal-3360	296	18	banks	bank	NOUN
cjal-3360	296	19	.	.	PUNCT
cjal-3360	297	1	the	the	DET
cjal-3360	297	2	ability	ability	NOUN
cjal-3360	297	3	of	of	ADP
cjal-3360	297	4	grass	grass	NOUN
cjal-3360	297	5	-	-	PUNCT
cjal-3360	297	6	root	root	NOUN
cjal-3360	297	7	lending	lending	NOUN
cjal-3360	297	8	institutions	institution	NOUN
cjal-3360	297	9	to	to	PART
cjal-3360	297	10	absorb	absorb	VERB
cjal-3360	297	11	public	public	ADJ
cjal-3360	297	12	funds	fund	NOUN
cjal-3360	297	13	with	with	ADP
cjal-3360	297	14	high	high	ADJ
cjal-3360	297	15	interest	interest	NOUN
cjal-3360	297	16	rates	rate	NOUN
cjal-3360	297	17	without	without	ADP
cjal-3360	297	18	being	be	AUX
cjal-3360	297	19	obligated	obligate	VERB
cjal-3360	297	20	to	to	PART
cjal-3360	297	21	implement	implement	VERB
cjal-3360	297	22	proportionate	proportionate	ADJ
cjal-3360	297	23	risk	risk	NOUN
cjal-3360	297	24	control	control	NOUN
cjal-3360	297	25	mechanisms	mechanism	NOUN
cjal-3360	297	26	can	can	AUX
cjal-3360	297	27	introduce	introduce	VERB
cjal-3360	297	28	substantial	substantial	ADJ
cjal-3360	297	29	credit	credit	NOUN
cjal-3360	297	30	risks	risk	NOUN
cjal-3360	297	31	to	to	ADP
cjal-3360	297	32	the	the	DET
cjal-3360	297	33	overall	overall	ADJ
cjal-3360	297	34	financial	financial	ADJ
cjal-3360	297	35	system	system	NOUN
cjal-3360	297	36	,	,	PUNCT
cjal-3360	297	37	and	and	CCONJ
cjal-3360	297	38	in	in	ADP
cjal-3360	297	39	adverse	adverse	ADJ
cjal-3360	297	40	scenarios	scenario	NOUN
cjal-3360	297	41	,	,	PUNCT
cjal-3360	297	42	cause	cause	VERB
cjal-3360	297	43	concerns	concern	NOUN
cjal-3360	297	44	for	for	ADP
cjal-3360	297	45	economic	economic	ADJ
cjal-3360	297	46	and	and	CCONJ
cjal-3360	297	47	social	social	ADJ
cjal-3360	297	48	stability	stability	NOUN
cjal-3360	297	49	.	.	PUNCT
cjal-3360	298	1	second	second	ADJ
cjal-3360	298	2	,	,	PUNCT
cjal-3360	298	3	crimes	crime	NOUN
cjal-3360	298	4	do	do	AUX
cjal-3360	298	5	frequently	frequently	ADV
cjal-3360	298	6	arise	arise	VERB
cjal-3360	298	7	under	under	ADP
cjal-3360	298	8	the	the	DET
cjal-3360	298	9	sham	sham	NOUN
cjal-3360	298	10	of	of	ADP
cjal-3360	298	11	institutionalized	institutionalize	VERB
cjal-3360	298	12	financing	financing	NOUN
cjal-3360	298	13	activities	activity	NOUN
cjal-3360	298	14	and	and	CCONJ
cjal-3360	298	15	cause	cause	VERB
cjal-3360	298	16	significant	significant	ADJ
cjal-3360	298	17	economic	economic	ADJ
cjal-3360	298	18	losses	loss	NOUN
cjal-3360	298	19	to	to	ADP
cjal-3360	298	20	ordinary	ordinary	ADJ
cjal-3360	298	21	civilians	civilian	NOUN
cjal-3360	298	22	.	.	PUNCT
cjal-3360	299	1	here	here	ADV
cjal-3360	299	2	i	i	PRON
cjal-3360	299	3	am	be	AUX
cjal-3360	299	4	not	not	PART
cjal-3360	299	5	talking	talk	VERB
cjal-3360	299	6	about	about	ADP
cjal-3360	299	7	the	the	DET
cjal-3360	299	8	fact	fact	NOUN
cjal-3360	299	9	that	that	SCONJ
cjal-3360	299	10	institutionalized	institutionalize	VERB
cjal-3360	299	11	private	private	ADJ
cjal-3360	299	12	lending	lending	NOUN
cjal-3360	299	13	itself	itself	PRON
cjal-3360	299	14	is	be	AUX
cjal-3360	299	15	sometimes	sometimes	ADV
cjal-3360	299	16	prosecuted	prosecute	VERB
cjal-3360	299	17	as	as	ADP
cjal-3360	299	18	"	"	PUNCT
cjal-3360	299	19	crimes	crime	NOUN
cjal-3360	299	20	of	of	ADP
cjal-3360	299	21	disturbing	disturb	VERB
cjal-3360	299	22	the	the	DET
cjal-3360	299	23	order	order	NOUN
cjal-3360	299	24	of	of	ADP
cjal-3360	299	25	the	the	DET
cjal-3360	299	26	financial	financial	ADJ
cjal-3360	299	27	system	system	NOUN
cjal-3360	299	28	,	,	PUNCT
cjal-3360	299	29	•	•	NOUN
cjal-3360	299	30	but	but	CCONJ
cjal-3360	299	31	more	more	ADV
cjal-3360	299	32	substantive	substantive	ADJ
cjal-3360	299	33	crimes	crime	NOUN
cjal-3360	299	34	that	that	PRON
cjal-3360	299	35	can	can	AUX
cjal-3360	299	36	occur	occur	VERB
cjal-3360	299	37	under	under	ADP
cjal-3360	299	38	the	the	DET
cjal-3360	299	39	cover	cover	NOUN
cjal-3360	299	40	of	of	ADP
cjal-3360	299	41	financing	financing	NOUN
cjal-3360	299	42	activities	activity	NOUN
cjal-3360	299	43	such	such	ADJ
cjal-3360	299	44	as	as	ADP
cjal-3360	299	45	fraudulent	fraudulent	ADJ
cjal-3360	299	46	fund	fund	NOUN
cjal-3360	299	47	-	-	PUNCT
cjal-3360	299	48	raising	raising	NOUN
cjal-3360	299	49	(	(	PUNCT
cjal-3360	299	50	e.g.	e.g.	ADV
cjal-3360	299	51	,	,	PUNCT
cjal-3360	299	52	ponzi	ponzi	ADP
cjal-3360	299	53	schemes	scheme	NOUN
cjal-3360	299	54	)	)	PUNCT
cjal-3360	299	55	and	and	CCONJ
cjal-3360	299	56	money	money	NOUN
cjal-3360	299	57	laundering	laundering	NOUN
cjal-3360	299	58	.	.	PUNCT
cjal-3360	300	1	ponzi	ponzi	NOUN
cjal-3360	300	2	schemes	scheme	NOUN
cjal-3360	300	3	have	have	AUX
cjal-3360	300	4	been	be	AUX
cjal-3360	300	5	a	a	DET
cjal-3360	300	6	perpetual	perpetual	ADJ
cjal-3360	300	7	concern	concern	NOUN
cjal-3360	300	8	for	for	ADP
cjal-3360	300	9	those	those	PRON
cjal-3360	300	10	investing	invest	VERB
cjal-3360	300	11	in	in	ADP
cjal-3360	300	12	private	private	ADJ
cjal-3360	300	13	financing	financing	NOUN
cjal-3360	300	14	networks	network	NOUN
cjal-3360	300	15	.	.	PUNCT
cjal-3360	301	1	normally	normally	ADV
cjal-3360	301	2	,	,	PUNCT
cjal-3360	301	3	individuals	individual	NOUN
cjal-3360	301	4	put	put	VERB
cjal-3360	301	5	money	money	NOUN
cjal-3360	301	6	into	into	ADP
cjal-3360	301	7	a	a	DET
cjal-3360	301	8	financing	financing	NOUN
cjal-3360	301	9	network	network	NOUN
cjal-3360	301	10	through	through	ADP
cjal-3360	301	11	an	an	DET
cjal-3360	301	12	intermediary	intermediary	NOUN
cjal-3360	301	13	,	,	PUNCT
cjal-3360	301	14	often	often	ADV
cjal-3360	301	15	a	a	DET
cjal-3360	301	16	relative	relative	ADJ
cjal-3360	301	17	or	or	CCONJ
cjal-3360	301	18	acquaintance	acquaintance	NOUN
cjal-3360	301	19	,	,	PUNCT
cjal-3360	301	20	but	but	CCONJ
cjal-3360	301	21	will	will	AUX
cjal-3360	301	22	not	not	PART
cjal-3360	301	23	be	be	AUX
cjal-3360	301	24	told	tell	VERB
cjal-3360	301	25	about	about	ADP
cjal-3360	301	26	the	the	DET
cjal-3360	301	27	end	end	NOUN
cjal-3360	301	28	uses	use	VERB
cjal-3360	301	29	for	for	ADP
cjal-3360	301	30	the	the	DET
cjal-3360	301	31	fund	fund	NOUN
cjal-3360	301	32	.	.	PUNCT
cjal-3360	302	1	while	while	SCONJ
cjal-3360	302	2	doing	do	VERB
cjal-3360	302	3	fieldwork	fieldwork	NOUN
cjal-3360	302	4	in	in	ADP
cjal-3360	302	5	guangxi	guangxi	PROPN
cjal-3360	302	6	province	province	PROPN
cjal-3360	302	7	,	,	PUNCT
cjal-3360	302	8	i	i	PRON
cjal-3360	302	9	talked	talk	VERB
cjal-3360	302	10	to	to	ADP
cjal-3360	302	11	a	a	DET
cjal-3360	302	12	few	few	ADJ
cjal-3360	302	13	locals	local	NOUN
cjal-3360	302	14	at	at	ADP
cjal-3360	302	15	a	a	DET
cjal-3360	302	16	town	town	NOUN
cjal-3360	302	17	in	in	ADP
cjal-3360	302	18	northern	northern	ADJ
cjal-3360	302	19	guangxi	guangxi	PROPN
cjal-3360	302	20	who	who	PRON
cjal-3360	302	21	have	have	AUX
cjal-3360	302	22	placed	place	VERB
cjal-3360	302	23	good	good	ADJ
cjal-3360	302	24	amounts	amount	NOUN
cjal-3360	302	25	of	of	ADP
cjal-3360	302	26	their	their	PRON
cjal-3360	302	27	dispensable	dispensable	ADJ
cjal-3360	302	28	savings	saving	NOUN
cjal-3360	302	29	with	with	ADP
cjal-3360	302	30	one	one	NUM
cjal-3360	302	31	local	local	ADJ
cjal-3360	302	32	private	private	ADJ
cjal-3360	302	33	financing	financing	NOUN
cjal-3360	302	34	network	network	NOUN
cjal-3360	302	35	.	.	PUNCT
cjal-3360	303	1	most	most	ADJ
cjal-3360	303	2	of	of	ADP
cjal-3360	303	3	them	they	PRON
cjal-3360	303	4	were	be	AUX
cjal-3360	303	5	introduced	introduce	VERB
cjal-3360	303	6	to	to	ADP
cjal-3360	303	7	the	the	DET
cjal-3360	303	8	network	network	NOUN
cjal-3360	303	9	through	through	ADP
cjal-3360	303	10	relatives	relative	NOUN
cjal-3360	303	11	or	or	CCONJ
cjal-3360	303	12	friends	friend	NOUN
cjal-3360	303	13	and	and	CCONJ
cjal-3360	303	14	were	be	AUX
cjal-3360	303	15	generally	generally	ADV
cjal-3360	303	16	comfortable	comfortable	ADJ
cjal-3360	303	17	with	with	ADP
cjal-3360	303	18	not	not	PART
cjal-3360	303	19	knowing	know	VERB
cjal-3360	303	20	anything	anything	PRON
cjal-3360	303	21	about	about	ADP
cjal-3360	303	22	the	the	DET
cjal-3360	303	23	operating	operate	VERB
cjal-3360	303	24	details	detail	NOUN
cjal-3360	303	25	of	of	ADP
cjal-3360	303	26	the	the	DET
cjal-3360	303	27	network	network	NOUN
cjal-3360	303	28	.	.	PUNCT
cjal-3360	303	29	,	,	PUNCT
cjal-3360	303	30	.	.	PUNCT
cjal-3360	304	1	some	some	DET
cjal-3360	304	2	financing	financing	NOUN
cjal-3360	304	3	networks	network	NOUN
cjal-3360	304	4	,	,	PUNCT
cjal-3360	304	5	instead	instead	ADV
cjal-3360	304	6	of	of	ADP
cjal-3360	304	7	re	re	VERB
cjal-3360	304	8	-	-	ADJ
cjal-3360	304	9	lending	lending	ADJ
cjal-3360	304	10	capital	capital	NOUN
cjal-3360	304	11	collected	collect	VERB
cjal-3360	304	12	at	at	ADP
cjal-3360	304	13	higher	high	ADJ
cjal-3360	304	14	rates	rate	NOUN
cjal-3360	304	15	,	,	PUNCT
cjal-3360	304	16	simply	simply	ADV
cjal-3360	304	17	keep	keep	VERB
cjal-3360	304	18	on	on	ADP
cjal-3360	304	19	absorbing	absorb	VERB
cjal-3360	304	20	new	new	ADJ
cjal-3360	304	21	s6	s6	PROPN
cjal-3360	304	22	personal	personal	ADJ
cjal-3360	304	23	communication	communication	NOUN
cjal-3360	304	24	,	,	PUNCT
cjal-3360	304	25	august	august	PROPN
cjal-3360	304	26	29	29	NUM
cjal-3360	304	27	,	,	PUNCT
cjal-3360	304	28	2.015	2.015	NUM
cjal-3360	304	29	,	,	PUNCT
cjal-3360	304	30	guangxi	guangxi	PROPN
cjal-3360	304	31	(	(	PUNCT
cjal-3360	304	32	"	"	PUNCT
cjal-3360	304	33	'	'	PUNCT
cjal-3360	304	34	i	i	PRON
cjal-3360	304	35	asked	ask	VERB
cjal-3360	304	36	how	how	SCONJ
cjal-3360	304	37	that	that	DET
cjal-3360	304	38	money	money	NOUN
cjal-3360	304	39	was	be	AUX
cjal-3360	304	40	used	use	VERB
cjal-3360	304	41	when	when	SCONJ
cjal-3360	304	42	i	i	PRON
cjal-3360	304	43	pledged	pledge	VERB
cjal-3360	304	44	my	my	PRON
cjal-3360	304	45	first	first	ADJ
cjal-3360	304	46	contribution	contribution	NOUN
cjal-3360	304	47	(	(	PUNCT
cjal-3360	304	48	to	to	ADP
cjal-3360	304	49	the	the	DET
cjal-3360	304	50	network	network	NOUN
cjal-3360	304	51	)	)	PUNCT
cjal-3360	304	52	but	but	CCONJ
cjal-3360	304	53	my	my	PRON
cjal-3360	304	54	relative	relative	NOUN
cjal-3360	304	55	said	say	VERB
cjal-3360	304	56	that	that	PRON
cjal-3360	304	57	is	be	AUX
cjal-3360	304	58	confidential	confidential	ADJ
cjal-3360	304	59	and	and	CCONJ
cjal-3360	304	60	that	that	SCONJ
cjal-3360	304	61	i	i	PRON
cjal-3360	304	62	do	do	AUX
cjal-3360	304	63	not	not	PART
cjal-3360	304	64	need	need	VERB
cjal-3360	304	65	to	to	PART
cjal-3360	304	66	know	know	VERB
cjal-3360	304	67	.	.	PUNCT
cjal-3360	305	1	since	since	SCONJ
cjal-3360	305	2	all	all	DET
cjal-3360	305	3	these	these	DET
cjal-3360	305	4	years	year	NOUN
cjal-3360	305	5	they	they	PRON
cjal-3360	305	6	have	have	AUX
cjal-3360	305	7	never	never	ADV
cjal-3360	305	8	missed	miss	VERB
cjal-3360	305	9	out	out	ADP
cjal-3360	305	10	on	on	ADP
cjal-3360	305	11	my	my	PRON
cjal-3360	305	12	interest	interest	NOUN
cjal-3360	305	13	payments	payment	NOUN
cjal-3360	305	14	i	i	PRON
cjal-3360	305	15	do	do	AUX
cjal-3360	305	16	n't	not	PART
cjal-3360	305	17	inquire	inquire	VERB
cjal-3360	305	18	about	about	ADP
cjal-3360	305	19	that	that	PRON
cjal-3360	305	20	anymore	anymore	ADV
cjal-3360	305	21	.	.	PUNCT
cjal-3360	305	22	"	"	PUNCT
cjal-3360	305	23	)	)	PUNCT
cjal-3360	305	24	.	.	PUNCT
cjal-3360	306	1	fund	fund	NOUN
cjal-3360	306	2	to	to	PART
cjal-3360	306	3	pay	pay	VERB
cjal-3360	306	4	off	off	ADP
cjal-3360	306	5	promised	promise	VERB
cjal-3360	306	6	interest	interest	NOUN
cjal-3360	306	7	to	to	ADP
cjal-3360	306	8	existing	exist	VERB
cjal-3360	306	9	investors	investor	NOUN
cjal-3360	306	10	.	.	PUNCT
cjal-3360	307	1	since	since	SCONJ
cjal-3360	307	2	such	such	ADJ
cjal-3360	307	3	network.~	network.~	NOUN
cjal-3360	307	4	were	be	AUX
cjal-3360	307	5	never	never	ADV
cjal-3360	307	6	making	make	VERB
cjal-3360	307	7	any	any	DET
cjal-3360	307	8	profits	profit	NOUN
cjal-3360	307	9	but	but	CCONJ
cjal-3360	307	10	were	be	AUX
cjal-3360	307	11	only	only	ADV
cjal-3360	307	12	sustaining	sustain	VERB
cjal-3360	307	13	its	its	PRON
cjal-3360	307	14	operation	operation	NOUN
cjal-3360	307	15	by	by	ADP
cjal-3360	307	16	continuously	continuously	ADV
cjal-3360	307	17	enlarging	enlarge	VERB
cjal-3360	307	18	its	its	PRON
cjal-3360	307	19	investor	investor	NOUN
cjal-3360	307	20	base	base	NOUN
cjal-3360	307	21	,	,	PUNCT
cjal-3360	307	22	the	the	DET
cjal-3360	307	23	scheme	scheme	NOUN
cjal-3360	307	24	would	would	AUX
cjal-3360	307	25	eventually	eventually	ADV
cjal-3360	307	26	collapse	collapse	VERB
cjal-3360	307	27	when	when	SCONJ
cjal-3360	307	28	sufficient	sufficient	ADJ
cjal-3360	307	29	new	new	ADJ
cjal-3360	307	30	funds	fund	NOUN
cjal-3360	307	31	could	could	AUX
cjal-3360	307	32	not	not	PART
cjal-3360	307	33	be	be	AUX
cjal-3360	307	34	secured	secure	VERB
cjal-3360	307	35	to	to	PART
cjal-3360	307	36	cover	cover	VERB
cjal-3360	307	37	promised	promise	VERB
cjal-3360	307	38	payments	payment	NOUN
cjal-3360	307	39	anymore	anymore	ADV
cjal-3360	307	40	or	or	CCONJ
cjal-3360	307	41	when	when	SCONJ
cjal-3360	307	42	substantial	substantial	ADJ
cjal-3360	307	43	withdrawals	withdrawal	NOUN
cjal-3360	307	44	occurred	occur	VERB
cjal-3360	307	45	within	within	ADP
cjal-3360	307	46	a	a	DET
cjal-3360	307	47	short	short	ADJ
cjal-3360	307	48	time	time	NOUN
cjal-3360	307	49	.	.	PUNCT
cjal-3360	308	1	in	in	ADP
cjal-3360	308	2	the	the	DET
cjal-3360	308	3	t'}8os	t'}8os	NOUN
cjal-3360	308	4	,	,	PUNCT
cjal-3360	308	5	a	a	DET
cjal-3360	308	6	grass	grass	NOUN
cjal-3360	308	7	-	-	PUNCT
cjal-3360	308	8	root	root	NOUN
cjal-3360	308	9	credit	credit	NOUN
cjal-3360	308	10	association	association	NOUN
cjal-3360	308	11	(	(	PUNCT
cjal-3360	308	12	taihui	taihui	PROPN
cjal-3360	308	13	,	,	PUNCT
cjal-3360	308	14	¥	¥	PROPN
cjal-3360	308	15	.!~	.!~	NOUN
cjal-3360	308	16	)	)	PUNCT
cjal-3360	308	17	in	in	ADP
cjal-3360	308	18	a	a	DET
cjal-3360	308	19	small	small	ADJ
cjal-3360	308	20	county	county	NOUN
cjal-3360	308	21	under	under	ADP
cjal-3360	308	22	the	the	DET
cjal-3360	308	23	wenzhou	wenzhou	PROPN
cjal-3360	308	24	municipality	municipality	PROPN
cjal-3360	308	25	drew	draw	VERB
cjal-3360	308	26	participation	participation	NOUN
cjal-3360	308	27	from	from	ADP
cjal-3360	308	28	more	more	ADJ
cjal-3360	308	29	than	than	ADP
cjal-3360	308	30	two	two	NUM
cjal-3360	308	31	hundred	hundred	NUM
cjal-3360	308	32	thousand	thousand	NUM
cjal-3360	308	33	local	local	ADJ
cjal-3360	308	34	residents	resident	NOUN
cjal-3360	308	35	(	(	PUNCT
cjal-3360	308	36	about	about	ADV
cjal-3360	308	37	a	a	DET
cjal-3360	308	38	quarter	quarter	NOUN
cjal-3360	308	39	of	of	ADP
cjal-3360	308	40	the	the	DET
cjal-3360	308	41	county	county	NOUN
cjal-3360	308	42	's	's	PART
cjal-3360	308	43	population	population	NOUN
cjal-3360	308	44	)	)	PUNCT
cjal-3360	308	45	and	and	CCONJ
cjal-3360	308	46	was	be	AUX
cjal-3360	308	47	running	run	VERB
cjal-3360	308	48	a	a	DET
cjal-3360	308	49	ponzi	ponzi	NOUN
cjal-3360	308	50	scheme	scheme	NOUN
cjal-3360	308	51	.	.	PUNCT
cjal-3360	309	1	57	57	NUM
cjal-3360	309	2	when	when	SCONJ
cjal-3360	309	3	the	the	DET
cjal-3360	309	4	scheme	scheme	NOUN
cjal-3360	309	5	collapsed	collapse	VERB
cjal-3360	309	6	,	,	PUNCT
cjal-3360	309	7	eighty	eighty	NUM
cjal-3360	309	8	thousand	thousand	NUM
cjal-3360	309	9	households	household	NOUN
cjal-3360	309	10	went	go	VERB
cjal-3360	309	11	bankrupt	bankrupt	ADJ
cjal-3360	309	12	,	,	PUNCT
cjal-3360	309	13	sixty	sixty	NUM
cjal-3360	309	14	-	-	PUNCT
cjal-3360	309	15	three	three	NUM
cjal-3360	309	16	individuals	individual	NOUN
cjal-3360	309	17	committed	commit	VERB
cjal-3360	309	18	suicide	suicide	NOUN
cjal-3360	309	19	,	,	PUNCT
cjal-3360	309	20	two	two	NUM
cjal-3360	309	21	hundred	hundred	NUM
cjal-3360	309	22	fled	flee	VERB
cjal-3360	309	23	,	,	PUNCT
cjal-3360	309	24	a	a	DET
cjal-3360	309	25	thousand	thousand	NUM
cjal-3360	309	26	were	be	AUX
cjal-3360	309	27	arrested	arrest	VERB
cjal-3360	309	28	and	and	CCONJ
cjal-3360	309	29	three	three	NUM
cjal-3360	309	30	were	be	AUX
cjal-3360	309	31	executed.58	executed.58	NOUN
cjal-3360	309	32	lt	lt	NOUN
cjal-3360	309	33	was	be	AUX
cjal-3360	309	34	estimated	estimate	VERB
cjal-3360	309	35	that	that	SCONJ
cjal-3360	309	36	this	this	DET
cjal-3360	309	37	network	network	NOUN
cjal-3360	309	38	accumulated	accumulate	VERB
cjal-3360	309	39	more	more	ADJ
cjal-3360	309	40	than	than	ADP
cjal-3360	309	41	1.2	1.2	NUM
cjal-3360	309	42	biuion	biuion	NOUN
cjal-3360	309	43	yuan	yuan	NOUN
cjal-3360	309	44	in	in	ADP
cjal-3360	309	45	capital	capital	NOUN
cjal-3360	309	46	,	,	PUNCT
cjal-3360	309	47	which	which	PRON
cjal-3360	309	48	exceeded	exceed	VERB
cjal-3360	309	49	the	the	DET
cjal-3360	309	50	combined	combine	VERB
cjal-3360	309	51	total	total	ADJ
cjal-3360	309	52	capital	capital	NOUN
cjal-3360	309	53	held	hold	VERB
cjal-3360	309	54	by	by	ADP
cjal-3360	309	55	local	local	ADJ
cjal-3360	309	56	official	official	ADJ
cjal-3360	309	57	banks	bank	NOUN
cjal-3360	309	58	and	and	CCONJ
cjal-3360	309	59	credit	credit	NOUN
cjal-3360	309	60	unions	union	NOUN
cjal-3360	309	61	at	at	ADP
cjal-3360	309	62	that	that	DET
cjal-3360	309	63	time	time	NOUN
cjal-3360	309	64	.	.	PUNCT
cjal-3360	310	1	59	59	NUM
cjal-3360	310	2	money	money	NOUN
cjal-3360	310	3	-	-	PUNCT
cjal-3360	310	4	laundering	laundering	NOUN
cjal-3360	310	5	is	be	AUX
cjal-3360	310	6	another	another	DET
cjal-3360	310	7	common	common	ADJ
cjal-3360	310	8	criminal	criminal	ADJ
cjal-3360	310	9	charge	charge	NOUN
cjal-3360	310	10	against	against	ADP
cjal-3360	310	11	private	private	ADJ
cjal-3360	310	12	financiers	financier	NOUN
cjal-3360	310	13	,	,	PUNCT
cjal-3360	310	14	and	and	CCONJ
cjal-3360	310	15	is	be	AUX
cjal-3360	310	16	most	most	ADV
cjal-3360	310	17	rampant	rampant	ADJ
cjal-3360	310	18	in	in	ADP
cjal-3360	310	19	areas	area	NOUN
cjal-3360	310	20	with	with	ADP
cjal-3360	310	21	active	active	ADJ
cjal-3360	310	22	cross	cross	ADJ
cjal-3360	310	23	-	-	ADJ
cjal-3360	310	24	border	border	ADJ
cjal-3360	310	25	commerce	commerce	NOUN
cjal-3360	310	26	.	.	PUNCT
cjal-3360	311	1	guangxi	guangxi	PROPN
cjal-3360	311	2	,	,	PUNCT
cjal-3360	311	3	which	which	PRON
cjal-3360	311	4	borders	border	VERB
cjal-3360	311	5	vietnam	vietnam	PROPN
cjal-3360	311	6	on	on	ADP
cjal-3360	311	7	the	the	DET
cjal-3360	311	8	south	south	NOUN
cjal-3360	311	9	and	and	CCONJ
cjal-3360	311	10	traditionally	traditionally	ADV
cjal-3360	311	11	has	have	AUX
cjal-3360	311	12	had	have	VERB
cjal-3360	311	13	sizable	sizable	ADJ
cjal-3360	311	14	import	import	NOUN
cjal-3360	311	15	-	-	PUNCT
cjal-3360	311	16	export	export	NOUN
cjal-3360	311	17	trade	trade	NOUN
cjal-3360	311	18	with	with	ADP
cjal-3360	311	19	vietnam	vietnam	PROPN
cjal-3360	311	20	,	,	PUNCT
cjal-3360	311	21	laos	laos	PROPN
cjal-3360	311	22	and	and	CCONJ
cjal-3360	311	23	other	other	ADJ
cjal-3360	311	24	southeastern	southeastern	ADJ
cjal-3360	311	25	countries	country	NOUN
cjal-3360	311	26	,	,	PUNCT
cjal-3360	311	27	has	have	AUX
cjal-3360	311	28	seen	see	VERB
cjal-3360	311	29	much	much	ADJ
cjal-3360	311	30	money	money	NOUN
cjal-3360	311	31	-	-	PUNCT
cjal-3360	311	32	laundering	laundering	NOUN
cjal-3360	311	33	through	through	ADP
cjal-3360	311	34	private	private	ADJ
cjal-3360	311	35	financing	financing	NOUN
cjal-3360	311	36	networks	network	NOUN
cjal-3360	311	37	.	.	PUNCT
cjal-3360	312	1	one	one	NUM
cjal-3360	312	2	former	former	ADJ
cjal-3360	312	3	police	police	NOUN
cjal-3360	312	4	chief	chief	NOUN
cjal-3360	312	5	a.t	a.t	PROPN
cjal-3360	312	6	a	a	DET
cjal-3360	312	7	county	county	NOUN
cjal-3360	312	8	in	in	ADP
cjal-3360	312	9	northern	northern	ADJ
cjal-3360	312	10	guangxi	guangxi	PROPN
cjal-3360	312	11	said	say	VERB
cjal-3360	312	12	that	that	SCONJ
cjal-3360	312	13	a	a	DET
cjal-3360	312	14	common	common	ADJ
cjal-3360	312	15	method	method	NOUN
cjal-3360	312	16	to	to	PART
cjal-3360	312	17	launder	launder	VERB
cjal-3360	312	18	money	money	NOUN
cjal-3360	312	19	across	across	ADP
cjal-3360	312	20	the	the	DET
cjal-3360	312	21	border	border	NOUN
cjal-3360	312	22	is	be	AUX
cjal-3360	312	23	by	by	ADP
cjal-3360	312	24	under	under	NOUN
cjal-3360	312	25	-	-	PUNCT
cjal-3360	312	26	reporting	report	VERB
cjal-3360	312	27	import	import	NOUN
cjal-3360	312	28	prices	price	NOUN
cjal-3360	312	29	while	while	SCONJ
cjal-3360	312	30	over	over	ADP
cjal-3360	312	31	-	-	PUNCT
cjal-3360	312	32	reporting	report	VERB
cjal-3360	312	33	export	export	NOUN
cjal-3360	312	34	prices	price	NOUN
cjal-3360	312	35	,	,	PUNCT
cjal-3360	312	36	and	and	CCONJ
cjal-3360	312	37	that	that	SCONJ
cjal-3360	312	38	"	"	PUNCT
cjal-3360	312	39	some	some	DET
cjal-3360	312	40	networks	network	NOUN
cjal-3360	312	41	that	that	PRON
cjal-3360	312	42	primarily	primarily	ADV
cjal-3360	312	43	finance	finance	VERB
cjal-3360	312	44	legitimate	legitimate	ADJ
cjal-3360	312	45	business	business	NOUN
cjal-3360	312	46	investment	investment	NOUN
cjal-3360	312	47	sometimes	sometimes	ADV
cjal-3360	312	48	are	be	AUX
cjal-3360	312	49	also	also	ADV
cjal-3360	312	50	involved	involve	VERB
cjal-3360	312	51	in	in	ADP
cjal-3360	312	52	smuggling	smuggling	NOUN
cjal-3360	312	53	and	and	CCONJ
cjal-3360	312	54	money	money	NOUN
cjal-3360	312	55	-	-	PUNCT
cjal-3360	312	56	laundering	laundering	NOUN
cjal-3360	312	57	for	for	ADP
cjal-3360	312	58	extra	extra	ADJ
cjal-3360	312	59	proceeds	proceed	NOUN
cjal-3360	312	60	.	.	PUNCT
cjal-3360	312	61	"	"	PUNCT
cjal-3360	313	1	6o	6o	NUM
cjal-3360	313	2	interviews	interview	NOUN
cjal-3360	313	3	conducted	conduct	VERB
cjal-3360	313	4	in	in	ADP
cjal-3360	313	5	coastal	coastal	ADJ
cjal-3360	313	6	guangdong	guangdong	PROPN
cjal-3360	313	7	also	also	ADV
cjal-3360	313	8	show	show	VERB
cjal-3360	313	9	that	that	SCONJ
cjal-3360	313	10	foreign	foreign	ADJ
cjal-3360	313	11	exchange	exchange	NOUN
cjal-3360	313	12	transactions	transaction	NOUN
cjal-3360	313	13	whose	whose	DET
cjal-3360	313	14	monetary	monetary	ADJ
cjal-3360	313	15	amounts	amount	NOUN
cjal-3360	313	16	significantly	significantly	ADV
cjal-3360	313	17	exceed	exceed	VERB
cjal-3360	313	18	the	the	DET
cjal-3360	313	19	state	state	NOUN
cjal-3360	313	20	's	's	PART
cjal-3360	313	21	regulatory	regulatory	ADJ
cjal-3360	313	22	ceiling	ceiling	NOUN
cjal-3360	313	23	"	"	PUNCT
cjal-3360	313	24	ll	ll	PROPN
cjal-3360	313	25	youhuan	youhuan	X
cjal-3360	313	26	(	(	PUNCT
cjal-3360	313	27	iui	iui	PROPN
cjal-3360	313	28	:	:	PUNCT
cjal-3360	313	29	jjli	jjli	PROPN
cjal-3360	313	30	)	)	PUNCT
cjal-3360	313	31	,	,	PUNCT
cjal-3360	313	32	jiemi	jiemi	PROPN
cjal-3360	313	33	oixia	oixia	PROPN
cjal-3360	313	34	qianzhuang	qianzhuang	PROPN
cjal-3360	313	35	(	(	PUNCT
cjal-3360	313	36	!	!	PUNCT
cjal-3360	314	1	c	c	X
cjal-3360	314	2	~	~	PUNCT
cjal-3360	314	3	it'j"fi'j	it'j"fi'j	PROPN
cjal-3360	314	4	<	<	X
cjal-3360	314	5	li	li	X
cjal-3360	315	1	:)	:)	X
cjal-3360	315	2	[	[	X
cjal-3360	315	3	discovering	discover	VERB
cjal-3360	315	4	undergrdound	undergrdound	ADJ
cjal-3360	315	5	banks	bank	NOUN
cjal-3360	315	6	]	]	X
cjal-3360	315	7	81	81	NUM
cjal-3360	315	8	(	(	PUNCT
cjal-3360	315	9	1011	1011	NUM
cjal-3360	315	10	)	)	PUNCT
cjal-3360	315	11	.	.	PUNCT
cjal-3360	316	1	"	"	PUNCT
cjal-3360	316	2	'	'	PUNCT
cjal-3360	316	3	/d	/d	PUNCT
cjal-3360	316	4	.	.	PUNCT
cjal-3360	316	5	,	,	PUNCT
cjal-3360	316	6	/d	/d	PUNCT
cjal-3360	316	7	.	.	PUNCT
cjal-3360	317	1	6o	6o	NUM
cjal-3360	317	2	personal	personal	ADJ
cjal-3360	317	3	communication	communication	NOUN
cjal-3360	317	4	,	,	PUNCT
cjal-3360	317	5	august	august	PROPN
cjal-3360	317	6	30	30	NUM
cjal-3360	317	7	,	,	PUNCT
cjal-3360	317	8	2015	2015	NUM
cjal-3360	317	9	,	,	PUNCT
cjal-3360	317	10	guangxi	guangxi	PROPN
cjal-3360	317	11	.	.	PUNCT
cjal-3360	318	1	>	>	X
cjal-3360	318	2	68	68	NUM
cjal-3360	318	3	occur	occur	VERB
cjal-3360	318	4	frequently	frequently	ADV
cjal-3360	318	5	and	and	CCONJ
cjal-3360	318	6	it	it	PRON
cjal-3360	318	7	is	be	AUX
cjal-3360	318	8	not	not	PART
cjal-3360	318	9	customary	customary	ADJ
cjal-3360	318	10	for	for	ADP
cjal-3360	318	11	the	the	DET
cjal-3360	318	12	institutions	institution	NOUN
cjal-3360	318	13	that	that	PRON
cjal-3360	318	14	facilitated	facilitate	VERB
cjal-3360	318	15	the	the	DET
cjal-3360	318	16	money	money	NOUN
cjal-3360	318	17	transfers	transfer	NOUN
cjal-3360	318	18	to	to	PART
cjal-3360	318	19	inquire	inquire	VERB
cjal-3360	318	20	into	into	ADP
cjal-3360	318	21	the	the	DET
cjal-3360	318	22	purposes	purpose	NOUN
cjal-3360	318	23	of	of	ADP
cjal-3360	318	24	the	the	DET
cjal-3360	318	25	transactions	transaction	NOUN
cjal-3360	318	26	.	.	PUNCT
cjal-3360	319	1	third	third	ADV
cjal-3360	319	2	,	,	PUNCT
cjal-3360	319	3	there	there	PRON
cjal-3360	319	4	may	may	AUX
cjal-3360	319	5	be	be	AUX
cjal-3360	319	6	an	an	DET
cjal-3360	319	7	unspoken	unspoken	ADJ
cjal-3360	319	8	concern	concern	NOUN
cjal-3360	319	9	on	on	ADP
cjal-3360	319	10	the	the	DET
cjal-3360	319	11	part	part	NOUN
cjal-3360	319	12	of	of	ADP
cjal-3360	319	13	the	the	DET
cjal-3360	319	14	state	state	NOUN
cjal-3360	319	15	that	that	SCONJ
cjal-3360	319	16	grass	grass	NOUN
cjal-3360	319	17	-	-	PUNCT
cjal-3360	319	18	root	root	NOUN
cjal-3360	319	19	private	private	ADJ
cjal-3360	319	20	lending	lending	NOUN
cjal-3360	319	21	institutions	institution	NOUN
cjal-3360	319	22	may	may	AUX
cjal-3360	319	23	compete	compete	VERB
cjal-3360	319	24	with	with	ADP
cjal-3360	319	25	official	official	ADJ
cjal-3360	319	26	banks	bank	NOUN
cjal-3360	319	27	for	for	ADP
cjal-3360	319	28	public	public	ADJ
cjal-3360	319	29	deposits	deposit	NOUN
cjal-3360	319	30	.	.	PUNCT
cjal-3360	320	1	although	although	SCONJ
cjal-3360	320	2	smaller	small	ADJ
cjal-3360	320	3	financing	financing	NOUN
cjal-3360	320	4	networks	network	NOUN
cjal-3360	320	5	that	that	PRON
cjal-3360	320	6	lack	lack	VERB
cjal-3360	320	7	standardized	standardized	ADJ
cjal-3360	320	8	practice	practice	NOUN
cjal-3360	320	9	and	and	CCONJ
cjal-3360	320	10	lend	lend	VERB
cjal-3360	320	11	heavily	heavily	ADV
cjal-3360	320	12	to	to	ADP
cjal-3360	320	13	speculative	speculative	ADJ
cjal-3360	320	14	investments	investment	NOUN
cjal-3360	320	15	are	be	AUX
cjal-3360	320	16	seldom	seldom	ADV
cjal-3360	320	17	considered	consider	VERB
cjal-3360	320	18	alternatives	alternative	NOUN
cjal-3360	320	19	to	to	ADP
cjal-3360	320	20	official	official	ADJ
cjal-3360	320	21	banks	bank	NOUN
cjal-3360	320	22	to	to	PART
cjal-3360	320	23	put	put	VERB
cjal-3360	320	24	one	one	PRON
cjal-3360	320	25	's	's	PART
cjal-3360	320	26	savings	saving	NOUN
cjal-3360	320	27	,	,	PUNCT
cjal-3360	320	28	larger	large	ADJ
cjal-3360	320	29	private	private	ADJ
cjal-3360	320	30	lending	lending	NOUN
cjal-3360	320	31	institutions	institution	NOUN
cjal-3360	320	32	that	that	PRON
cjal-3360	320	33	have	have	AUX
cjal-3360	320	34	existed	exist	VERB
cjal-3360	320	35	for	for	ADP
cjal-3360	320	36	longer	long	ADJ
cjal-3360	320	37	periods	period	NOUN
cjal-3360	320	38	and	and	CCONJ
cjal-3360	320	39	have	have	VERB
cjal-3360	320	40	sound	sound	ADJ
cjal-3360	320	41	credit	credit	NOUN
cjal-3360	320	42	history	history	NOUN
cjal-3360	320	43	in	in	ADP
cjal-3360	320	44	localized	localized	ADJ
cjal-3360	320	45	markets	market	NOUN
cjal-3360	320	46	can	can	AUX
cjal-3360	320	47	sometimes	sometimes	ADV
cjal-3360	320	48	become	become	VERB
cjal-3360	320	49	attractive	attractive	ADJ
cjal-3360	320	50	alternatives	alternative	NOUN
cjal-3360	320	51	(	(	PUNCT
cjal-3360	320	52	to	to	ADP
cjal-3360	320	53	official	official	ADJ
cjal-3360	320	54	banks	bank	NOUN
cjal-3360	320	55	)	)	PUNCT
cjal-3360	320	56	for	for	SCONJ
cjal-3360	320	57	local	local	ADJ
cjal-3360	320	58	residents	resident	NOUN
cjal-3360	320	59	to	to	PART
cjal-3360	320	60	put	put	VERB
cjal-3360	320	61	their	their	PRON
cjal-3360	320	62	extra	extra	ADJ
cjal-3360	320	63	money	money	NOUN
cjal-3360	320	64	.	.	PUNCT
cjal-3360	321	1	one	one	NUM
cjal-3360	321	2	private	private	ADJ
cjal-3360	321	3	lending	lending	NOUN
cjal-3360	321	4	pioneer	pioneer	NOUN
cjal-3360	321	5	in	in	ADP
cjal-3360	321	6	wenzhou	wenzhou	PROPN
cjal-3360	321	7	,	,	PUNCT
cjal-3360	321	8	fang	fang	PROPN
cjal-3360	321	9	xing	xing	PROPN
cjal-3360	321	10	money	money	PROPN
cjal-3360	321	11	house	house	PROPN
cjal-3360	321	12	,	,	PUNCT
cjal-3360	321	13	for	for	ADP
cjal-3360	321	14	example	example	NOUN
cjal-3360	321	15	,	,	PUNCT
cjal-3360	321	16	once	once	ADV
cjal-3360	321	17	posed	pose	VERB
cjal-3360	321	18	so	so	ADV
cjal-3360	321	19	much	much	ADV
cjal-3360	321	20	competitive	competitive	ADJ
cjal-3360	321	21	pressure	pressure	NOUN
cjal-3360	321	22	on	on	ADP
cjal-3360	321	23	the	the	DET
cjal-3360	321	24	local	local	ADJ
cjal-3360	321	25	official	official	ADJ
cjal-3360	321	26	banking	banking	NOUN
cjal-3360	321	27	sector	sector	NOUN
cjal-3360	321	28	that	that	PRON
cjal-3360	321	29	the	the	DET
cjal-3360	321	30	local	local	ADJ
cjal-3360	321	31	pbc	pbc	PROPN
cjal-3360	321	32	branch	branch	PROPN
cjal-3360	321	33	made	make	VERB
cjal-3360	321	34	the	the	DET
cjal-3360	321	35	unprecedented	unprecedented	ADJ
cjal-3360	321	36	move	move	NOUN
cjal-3360	321	37	of	of	ADP
cjal-3360	321	38	allowing	allow	VERB
cjal-3360	321	39	local	local	ADJ
cjal-3360	321	40	state	state	NOUN
cjal-3360	321	41	-	-	PUNCT
cjal-3360	321	42	backed	back	VERB
cjal-3360	321	43	banks	bank	NOUN
cjal-3360	321	44	to	to	PART
cjal-3360	321	45	temporarily	temporarily	ADV
cjal-3360	321	46	implement	implement	VERB
cjal-3360	321	47	floating	float	VERB
cjal-3360	321	48	deposit	deposit	NOUN
cjal-3360	321	49	interest	interest	NOUN
cjal-3360	321	50	rates	rate	NOUN
cjal-3360	321	51	in	in	ADP
cjal-3360	321	52	order	order	NOUN
cjal-3360	321	53	to	to	PART
cjal-3360	321	54	regain	regain	VERB
cjal-3360	321	55	some	some	PRON
cjal-3360	321	56	of	of	ADP
cjal-3360	321	57	their	their	PRON
cjal-3360	321	58	lost	lost	ADJ
cjal-3360	321	59	ground.6	ground.6	NOUN
cjal-3360	321	60	'	'	PUNCT
cjal-3360	321	61	in	in	ADP
cjal-3360	321	62	the	the	DET
cjal-3360	321	63	2003	2003	NUM
cjal-3360	321	64	case	case	NOUN
cjal-3360	321	65	of	of	ADP
cjal-3360	321	66	sun	sun	PROPN
cjal-3360	321	67	da	da	PROPN
cjal-3360	321	68	-	-	PUNCT
cjal-3360	321	69	wu	wu	PROPN
cjal-3360	321	70	,	,	PUNCT
cjal-3360	321	71	a	a	DET
cjal-3360	321	72	multi­	multi­	NOUN
cjal-3360	321	73	million	million	NUM
cjal-3360	321	74	private	private	ADJ
cjal-3360	321	75	enterprise	enterprise	NOUN
cjal-3360	321	76	owner	owner	NOUN
cjal-3360	321	77	who	who	PRON
cjal-3360	321	78	collected	collect	VERB
cjal-3360	321	79	deposits	deposit	NOUN
cjal-3360	321	80	from	from	ADP
cjal-3360	321	81	employees	employee	NOUN
cjal-3360	321	82	to	to	PART
cjal-3360	321	83	finance	finance	VERB
cjal-3360	321	84	business	business	NOUN
cjal-3360	321	85	needs	need	NOUN
cjal-3360	321	86	,	,	PUNCT
cjal-3360	321	87	it	it	PRON
cjal-3360	321	88	was	be	AUX
cjal-3360	321	89	found	find	VERB
cjal-3360	321	90	that	that	SCONJ
cjal-3360	321	91	sun	sun	NOUN
cjal-3360	321	92	's	's	PART
cjal-3360	321	93	financing	financing	NOUN
cjal-3360	321	94	network	network	NOUN
cjal-3360	321	95	had	have	AUX
cjal-3360	321	96	almost	almost	ADV
cjal-3360	321	97	completely	completely	ADV
cjal-3360	321	98	deprived	deprive	VERB
cjal-3360	321	99	local	local	ADJ
cjal-3360	321	100	official	official	ADJ
cjal-3360	321	101	banks	bank	NOUN
cjal-3360	321	102	of	of	ADP
cjal-3360	321	103	public	public	ADJ
cjal-3360	321	104	deposits	deposit	NOUN
cjal-3360	321	105	(	(	PUNCT
cjal-3360	321	106	a	a	DET
cjal-3360	321	107	factor	factor	NOUN
cjal-3360	321	108	likely	likely	ADV
cjal-3360	321	109	having	having	AUX
cjal-3360	321	110	contributed	contribute	VERB
cjal-3360	321	111	to	to	ADP
cjal-3360	321	112	sun	sun	NOUN
cjal-3360	321	113	's	's	PART
cjal-3360	321	114	conviction	conviction	NOUN
cjal-3360	321	115	of	of	ADP
cjal-3360	321	116	the	the	DET
cjal-3360	321	117	"	"	PUNCT
cjal-3360	321	118	crime	crime	NOUN
cjal-3360	321	119	of	of	ADP
cjal-3360	321	120	disturbing	disturb	VERB
cjal-3360	321	121	the	the	DET
cjal-3360	321	122	order	order	NOUN
cjal-3360	321	123	of	of	ADP
cjal-3360	321	124	the	the	DET
cjal-3360	321	125	financial	financial	ADJ
cjal-3360	321	126	system	system	NOUN
cjal-3360	321	127	"	"	PUNCT
cjal-3360	321	128	)	)	PUNCT
cjal-3360	321	129	.	.	PUNCT
cjal-3360	322	1	.	.	PUNCT
cjal-3360	322	2	,	,	PUNCT
cjal-3360	322	3	on	on	ADP
cjal-3360	322	4	the	the	DET
cjal-3360	322	5	demand	demand	NOUN
cjal-3360	322	6	side	side	NOUN
cjal-3360	322	7	,	,	PUNCT
cjal-3360	322	8	msms	msm	NOUN
cjal-3360	322	9	and	and	CCONJ
cjal-3360	322	10	individuals	individual	NOUN
cjal-3360	322	11	sometimes	sometimes	ADV
cjal-3360	322	12	also	also	ADV
cjal-3360	322	13	consider	consider	VERB
cjal-3360	322	14	reputable	reputable	ADJ
cjal-3360	322	15	grass	grass	NOUN
cjal-3360	322	16	-	-	PUNCT
cjal-3360	322	17	root	root	NOUN
cjal-3360	322	18	lending	lending	NOUN
cjal-3360	322	19	institutions	institution	NOUN
cjal-3360	322	20	reasonable	reasonable	ADJ
cjal-3360	322	21	6	6	NUM
cjal-3360	322	22	'	'	PUNCT
cjal-3360	322	23	wang	wang	PROPN
cjal-3360	322	24	shuguang	shuguang	PROPN
cjal-3360	322	25	celli~	celli~	PROPN
cjal-3360	322	26	)	)	PUNCT
cjal-3360	322	27	.	.	PUNCT
cjal-3360	323	1	puhui	puhui	PROPN
cjal-3360	323	2	)	)	PUNCT
cjal-3360	323	3	inrong	inrong	PROPN
cjal-3360	323	4	:	:	PUNCT
cjal-3360	323	5	zhongguo	zhongguo	PROPN
cjal-3360	323	6	nongcun	nongcun	PROPN
cjal-3360	323	7	)	)	PUNCT
cjal-3360	323	8	in	in	ADP
cjal-3360	323	9	rong	rong	PROPN
cjal-3360	323	10	chongjian	chongjian	PROPN
cjal-3360	323	11	zhong	zhong	PROPN
cjal-3360	323	12	de	de	PROPN
cjal-3360	323	13	zhidu	zhidu	PROPN
cjal-3360	323	14	chuangxjn	chuangxjn	PROPN
cjal-3360	323	15	yu	yu	PROPN
cjal-3360	323	16	falv	falv	PROPN
cjal-3360	323	17	kuangjia	kuangjia	PROPN
cjal-3360	323	18	(	(	PUNCT
cjal-3360	323	19	fui'i	fui'i	PROPN
cjal-3360	323	20	:	:	PUNCT
cjal-3360	323	21	ill	ill	ADJ
cjal-3360	323	22	*	*	NOUN
cjal-3360	323	23	:	:	PUNCT
cjal-3360	324	1	<	<	X
cjal-3360	324	2	l>~:&th?ili!!11i	l>~:&th?ili!!11i	NOUN
cjal-3360	324	3	:	:	PUNCT
cjal-3360	324	4	l!!t	l!!t	PROPN
cjal-3360	324	5	<	<	NOUN
cjal-3360	324	6	!	!	PUNCT
cjal-3360	324	7	>	>	X
cjal-3360	325	1	l'l'91mlll:€u	l'l'91mlll:€u	PROPN
cjal-3360	325	2	l'!i.!3	l'!i.!3	PROPN
cjal-3360	325	3	:	:	PUNCT
cjal-3360	325	4	ti:~iihiu	ti:~iihiu	NOUN
cjal-3360	326	1	[	[	X
cjal-3360	326	2	inclusive	inclusive	ADJ
cjal-3360	326	3	financial	financial	ADJ
cjal-3360	326	4	system	system	NOUN
cjal-3360	326	5	:	:	PUNCT
cjal-3360	326	6	institutional	institutional	ADJ
cjal-3360	326	7	innovation	innovation	NOUN
cjal-3360	326	8	and	and	CCONJ
cjal-3360	326	9	legal	legal	ADJ
cjal-3360	326	10	framework	framework	NOUN
cjal-3360	326	11	of	of	ADP
cjal-3360	326	12	china	china	PROPN
cjal-3360	326	13	rural	rural	ADJ
cjal-3360	326	14	financial	financial	ADJ
cjal-3360	326	15	system	system	NOUN
cjal-3360	326	16	.	.	PUNCT
cjal-3360	327	1	reconstruction	reconstruction	NOUN
cjal-3360	327	2	]	]	PUNCT
cjal-3360	328	1	96	96	NUM
cjal-3360	328	2	(	(	PUNCT
cjal-3360	328	3	wtj	wtj	PROPN
cjal-3360	328	4	)	)	PUNCT
cjal-3360	328	5	.	.	PUNCT
cjal-3360	329	1	.	.	PUNCT
cjal-3360	329	2	,	,	PUNCT
cjal-3360	330	1	zhou	zhou	PROPN
cjal-3360	330	2	ze	ze	PROPN
cjal-3360	330	3	(	(	PUNCT
cjal-3360	330	4	jill	jill	PROPN
cjal-3360	330	5	if	if	SCONJ
cjal-3360	330	6	)	)	PUNCT
cjal-3360	330	7	,	,	PUNCT
cjal-3360	330	8	dui	dui	PROPN
cjal-3360	330	9	sun	sun	PROPN
cjal-3360	330	10	da	da	PROPN
cjal-3360	330	11	wu	wu	PROPN
cjal-3360	330	12	"	"	PUNCT
cjal-3360	330	13	feifa	feifa	PROPN
cjal-3360	330	14	)	)	PUNCT
cjal-3360	330	15	izi	izi	PROPN
cjal-3360	330	16	"	"	PUNCT
cjal-3360	330	17	an	an	DET
cjal-3360	330	18	de	de	PROPN
cjal-3360	330	19	xingfaxue	xingfaxue	PROPN
cjal-3360	330	20	sikao	sikao	PROPN
cjal-3360	330	21	)	)	PUNCT
cjal-3360	330	22	ian	ian	PROPN
cjal-3360	330	23	tan	tan	PROPN
cjal-3360	330	24	feifa	feifa	PROPN
cjal-3360	330	25	xishou	xishou	PROPN
cjal-3360	330	26	gongzhong	gongzhong	PROPN
cjal-3360	330	27	cunkuan	cunkuan	PROPN
cjal-3360	330	28	zui	zui	PROPN
cjal-3360	330	29	de	de	X
cjal-3360	330	30	rending	rend	VERB
cjal-3360	330	31	(	(	PUNCT
cjal-3360	330	32	~h~.::k'f"~~it:~!l!"~£19jilji'j,:~.\!!.;ij	~h~.::k'f"~~it:~!l!"~£19jilji'j,:~.\!!.;ij	NOUN
cjal-3360	330	33	-	-	PUNCT
cjal-3360	330	34	ll	ll	VERB
cjal-3360	330	35	!	!	PUNCT
cjal-3360	330	36	'	'	PUNCT
cjal-3360	331	1	~~~	~~~	PUNCT
cjal-3360	331	2	it:'!!t	it:'!!t	NOUN
cjal-3360	331	3	®	®	NOUN
cjal-3360	331	4	:~~;ihuil	:~~;ihuil	PUNCT
cjal-3360	331	5	£	£	SYM
cjal-3360	331	6	19\.\.!ie	19\.\.!ie	NUM
cjal-3360	331	7	)	)	PUNCT
cjal-3360	332	1	[	[	X
cjal-3360	332	2	"	"	PUNCT
cjal-3360	332	3	illegal	illegal	ADJ
cjal-3360	332	4	fundrasing	fundrasing	NOUN
cjal-3360	332	5	"	"	PUNCT
cjal-3360	332	6	in	in	ADP
cjal-3360	332	7	in	in	ADP
cjal-3360	332	8	re	re	NOUN
cjal-3360	332	9	sun	sun	NOUN
cjal-3360	332	10	,	,	PUNCT
cjal-3360	332	11	da	da	PROPN
cjal-3360	332	12	-	-	PUNCT
cjal-3360	332	13	wu	wu	PROPN
cjal-3360	332	14	form	form	NOUN
cjal-3360	332	15	a	a	DET
cjal-3360	332	16	criminal	criminal	ADJ
cjal-3360	332	17	law	law	NOUN
cjal-3360	332	18	perspective	perspective	NOUN
cjal-3360	332	19	,	,	PUNCT
cjal-3360	332	20	and	and	CCONJ
cjal-3360	332	21	discussion	discussion	NOUN
cjal-3360	332	22	on	on	ADP
cjal-3360	332	23	the	the	DET
cjal-3360	332	24	detennination	detennination	NOUN
cjal-3360	332	25	of	of	ADP
cjal-3360	332	26	the	the	DET
cjal-3360	332	27	crime	crime	NOUN
cjal-3360	332	28	of	of	ADP
cjal-3360	332	29	illegal	illegal	ADJ
cjal-3360	332	30	absorbing	absorbing	ADJ
cjal-3360	332	31	public	public	ADJ
cjal-3360	332	32	deposits	deposit	NOUN
cjal-3360	332	33	)	)	PUNCT
cjal-3360	332	34	,	,	PUNCT
cjal-3360	332	35	:	:	PUNCT
cjal-3360	332	36	lt;kit	lt;kit	ADJ
cjal-3360	332	37	:	:	PUNCT
cjal-3360	332	38	l$i.i	l$i.i	NOUN
cjal-3360	332	39	.	.	PUNCT
cjal-3360	333	1	'1/.lli	'1/.lli	PROPN
cjal-3360	333	2	!	!	PUNCT
cjal-3360	333	3	)	)	PUNCT
cjal-3360	334	1	china	china	PROPN
cjal-3360	334	2	law	law	PROPN
cjal-3360	334	3	info	info	NOUN
cjal-3360	334	4	)	)	PUNCT
cjal-3360	334	5	(	(	PUNCT
cjal-3360	334	6	nov	nov	PROPN
cjal-3360	334	7	.	.	PROPN
cjal-3360	334	8	24	24	NUM
cjal-3360	334	9	,	,	PUNCT
cjal-3360	334	10	wu	wu	PROPN
cjal-3360	334	11	,	,	PUNCT
cjal-3360	334	12	u	u	NOUN
cjal-3360	334	13	:	:	PUNCT
cjal-3360	334	14	ooam	ooam	PROPN
cjal-3360	334	15	)	)	PUNCT
cjal-3360	334	16	,	,	PUNCT
cjal-3360	334	17	available	available	ADJ
cjal-3360	334	18	at	at	ADP
cjal-3360	334	19	hnp://www.chinalawinfo.com/news/newsfulltext.aspx?newsld=•"9s•&newstype=o/.	hnp://www.chinalawinfo.com/news/newsfulltext.aspx?newsld=•"9s•&newstype=o/.	NOUN
cjal-3360	334	20	269	269	NUM
cjal-3360	334	21	alternatives	alternative	NOUN
cjal-3360	334	22	to	to	ADP
cjal-3360	334	23	official	official	ADJ
cjal-3360	334	24	banks	bank	NOUN
cjal-3360	334	25	as	as	ADP
cjal-3360	334	26	sources	source	NOUN
cjal-3360	334	27	of	of	ADP
cjal-3360	334	28	credit	credit	NOUN
cjal-3360	334	29	.	.	PUNCT
cjal-3360	335	1	this	this	DET
cjal-3360	335	2	aspect	aspect	NOUN
cjal-3360	335	3	will	will	AUX
cjal-3360	335	4	be	be	AUX
cjal-3360	335	5	discussed	discuss	VERB
cjal-3360	335	6	further	far	ADV
cjal-3360	335	7	in	in	ADP
cjal-3360	335	8	part	part	NOUN
cjal-3360	335	9	iv	iv	NUM
cjal-3360	335	10	.	.	PUNCT
cjal-3360	336	1	c.	c.	PROPN
cjal-3360	336	2	recent	recent	ADJ
cjal-3360	336	3	moves	move	NOUN
cjal-3360	336	4	in	in	ADP
cjal-3360	336	5	sta	sta	NOUN
cjal-3360	336	6	te	te	ADP
cjal-3360	336	7	policy	policy	NOUN
cjal-3360	336	8	in	in	ADP
cjal-3360	336	9	july	july	PROPN
cjal-3360	336	10	:	:	PUNCT
cjal-3360	336	11	z.olj	z.olj	PROPN
cjal-3360	336	12	,	,	PUNCT
cjal-3360	336	13	the	the	DET
cjal-3360	336	14	state	state	NOUN
cjal-3360	336	15	council	council	PROPN
cjal-3360	336	16	published	publish	VERB
cjal-3360	336	17	the	the	DET
cjal-3360	336	18	guiding	guide	VERB
cjal-3360	336	19	opinions	opinion	NOUN
cjal-3360	336	20	on	on	ADP
cjal-3360	336	21	adjusting	adjust	VERB
cjal-3360	336	22	and	and	CCONJ
cjal-3360	336	23	upgrading	upgrade	VERB
cjal-3360	336	24	the	the	DET
cjal-3360	336	25	economic	economic	ADJ
cjal-3360	336	26	structure	structure	NOUN
cjal-3360	336	27	via	via	ADP
cjal-3360	336	28	finance	finance	NOUN
cjal-3360	336	29	{	{	PUNCT
cjal-3360	336	30	jinshitiao	jinshitiao	NOUN
cjal-3360	336	31	,	,	PUNCT
cjal-3360	336	32	"	"	PUNCT
cjal-3360	336	33	lt+	lt+	PROPN
cjal-3360	336	34	ll	ll	NOUN
cjal-3360	336	35	.	.	PUNCT
cjal-3360	336	36	"	"	PUNCT
cjal-3360	337	1	the	the	DET
cjal-3360	337	2	"	"	PUNCT
cjal-3360	337	3	finance	finance	NOUN
cjal-3360	337	4	to	to	PART
cjal-3360	337	5	"	"	PUNCT
cjal-3360	337	6	)	)	PUNCT
cjal-3360	337	7	,	,	PUNCT
cjal-3360	337	8	which	which	PRON
cjal-3360	337	9	encouraged	encourage	VERB
cjal-3360	337	10	"	"	PUNCT
cjal-3360	337	11	attempts	attempt	NOUN
cjal-3360	337	12	by	by	ADP
cjal-3360	337	13	private	private	ADJ
cjal-3360	337	14	capital	capital	NOUN
cjal-3360	337	15	in	in	ADP
cjal-3360	337	16	establishing	establish	VERB
cjal-3360	337	17	private	private	ADJ
cjal-3360	337	18	financial	financial	ADJ
cjal-3360	337	19	institutions	institution	NOUN
cjal-3360	337	20	including	include	VERB
cjal-3360	337	21	banks	bank	NOUN
cjal-3360	337	22	.	.	PUNCT
cjal-3360	338	1	"63	"63	PROPN
cjal-3360	338	2	three	three	NUM
cjal-3360	338	3	months	month	NOUN
cjal-3360	338	4	later	later	ADV
cjal-3360	338	5	on	on	ADP
cjal-3360	338	6	the	the	DET
cjal-3360	338	7	third	third	ADJ
cjal-3360	338	8	plenary	plenary	ADJ
cjal-3360	338	9	session	session	NOUN
cjal-3360	338	10	of	of	ADP
cjal-3360	338	11	the	the	DET
cjal-3360	338	12	18th	18th	ADJ
cjal-3360	338	13	central	central	ADJ
cjal-3360	338	14	committee	committee	NOUN
cjal-3360	338	15	of	of	ADP
cjal-3360	338	16	the	the	DET
cjal-3360	338	17	communist	communist	PROPN
cjal-3360	338	18	party	party	NOUN
cjal-3360	338	19	the	the	DET
cjal-3360	338	20	government	government	NOUN
cjal-3360	338	21	reiterated	reiterate	VERB
cjal-3360	338	22	its	its	PRON
cjal-3360	338	23	intention	intention	NOUN
cjal-3360	338	24	of	of	ADP
cjal-3360	338	25	allowing	allow	VERB
cjal-3360	338	26	qualified	qualified	ADJ
cjal-3360	338	27	private	private	ADJ
cjal-3360	338	28	players	player	NOUN
cjal-3360	338	29	to	to	PART
cjal-3360	338	30	legally	legally	ADV
cjal-3360	338	31	establish	establish	VERB
cjal-3360	338	32	midand	midand	PRON
cjal-3360	338	33	small	small	ADJ
cjal-3360	338	34	-	-	PUNCT
cjal-3360	338	35	sized	sized	ADJ
cjal-3360	338	36	commercial	commercial	ADJ
cjal-3360	338	37	banks.6	banks.6	PROPN
cjal-3360	338	38	<	<	X
cjal-3360	338	39	on	on	ADP
cjal-3360	338	40	june	june	PROPN
cjal-3360	338	41	:	:	PUNCT
cjal-3360	338	42	02	02	NUM
cjal-3360	338	43	,	,	PUNCT
cjal-3360	338	44	2015	2015	NUM
cjal-3360	338	45	,	,	PUNCT
cjal-3360	338	46	the	the	DET
cjal-3360	338	47	china	china	PROPN
cjal-3360	338	48	banking	banking	PROPN
cjal-3360	338	49	regulatory	regulatory	ADJ
cjal-3360	338	50	commission	commission	NOUN
cjal-3360	338	51	(	(	PUNCT
cjal-3360	338	52	"	"	PUNCT
cjal-3360	338	53	cbrc	cbrc	NOUN
cjal-3360	338	54	"	"	PUNCT
cjal-3360	338	55	)	)	PUNCT
cjal-3360	338	56	issued	issue	VERB
cjal-3360	338	57	the	the	DET
cjal-3360	338	58	guiding	guide	VERB
cjal-3360	338	59	opinions	opinion	NOUN
cjal-3360	338	60	on	on	ADP
cjal-3360	338	61	promoting	promote	VERB
cjal-3360	338	62	development	development	NOUN
cjal-3360	338	63	of	of	ADP
cjal-3360	338	64	private	private	ADJ
cjal-3360	338	65	banks	bank	NOUN
cjal-3360	338	66	(	(	PUNCT
cjal-3360	338	67	"	"	PUNCT
cjal-3360	338	68	the	the	DET
cjal-3360	338	69	2015	2015	NUM
cjal-3360	338	70	opinions	opinion	NOUN
cjal-3360	338	71	"	"	PUNCT
cjal-3360	338	72	)	)	PUNCT
cjal-3360	338	73	,	,	PUNCT
cjal-3360	338	74	officially	officially	ADV
cjal-3360	338	75	authorizing	authorize	VERB
cjal-3360	338	76	qualified	qualified	ADJ
cjal-3360	338	77	private	private	ADJ
cjal-3360	338	78	parties	party	NOUN
cjal-3360	338	79	to	to	PART
cjal-3360	338	80	legally	legally	ADV
cjal-3360	338	81	establish	establish	VERB
cjal-3360	338	82	smalland	smalland	NOUN
cjal-3360	338	83	medium	medium	ADJ
cjal-3360	338	84	-	-	PUNCT
cjal-3360	338	85	sized	sized	ADJ
cjal-3360	338	86	financial	financial	ADJ
cjal-3360	338	87	institutions.6s	institutions.6s	PROPN
cjal-3360	338	88	the	the	DET
cjal-3360	338	89	2015	2015	NUM
cjal-3360	338	90	opinions	opinion	NOUN
cjal-3360	338	91	carry	carry	VERB
cjal-3360	338	92	the	the	DET
cjal-3360	338	93	express	express	ADJ
cjal-3360	338	94	purpose	purpose	NOUN
cjal-3360	338	95	of	of	ADP
cjal-3360	338	96	serving	serve	VERB
cjal-3360	338	97	the	the	DET
cjal-3360	338	98	financing	financing	NOUN
cjal-3360	338	99	needs	need	NOUN
cjal-3360	338	100	of	of	ADP
cjal-3360	338	101	a	a	DET
cjal-3360	338	102	range	range	NOUN
cjal-3360	338	103	of	of	ADP
cjal-3360	338	104	social	social	ADJ
cjal-3360	338	105	groups	group	NOUN
cjal-3360	338	106	whose	whose	DET
cjal-3360	338	107	financing	financing	NOUN
cjal-3360	338	108	needs	need	NOUN
cjal-3360	338	109	have	have	AUX
cjal-3360	338	110	traditionally	traditionally	ADV
cjal-3360	338	111	been	be	AUX
cjal-3360	338	112	inadequately	inadequately	ADV
cjal-3360	338	113	served	serve	VERB
cjal-3360	338	114	by	by	ADP
cjal-3360	338	115	the	the	DET
cjal-3360	338	116	state	state	NOUN
cjal-3360	338	117	-	-	PUNCT
cjal-3360	338	118	run	run	VERB
cjal-3360	338	119	banking	banking	NOUN
cjal-3360	338	120	sector	sector	NOUN
cjal-3360	338	121	.	.	PUNCT
cjal-3360	339	1	such	such	ADJ
cjal-3360	339	2	social	social	ADJ
cjal-3360	339	3	groups	group	NOUN
cjal-3360	339	4	include	include	VERB
cjal-3360	339	5	micro-	micro-	NOUN
cjal-3360	339	6	,	,	PUNCT
cjal-3360	339	7	small-	small-	X
cjal-3360	339	8	,	,	PUNCT
cjal-3360	339	9	and	and	CCONJ
cjal-3360	339	10	mid	mid	ADJ
cjal-3360	339	11	-	-	ADJ
cjal-3360	339	12	sized	sized	ADJ
cjal-3360	339	13	enterprises	enterprise	NOUN
cjal-3360	339	14	,	,	PUNCT
cjal-3360	339	15	the	the	DET
cjal-3360	339	16	so	so	ADV
cjal-3360	339	17	-	-	PUNCT
cjal-3360	339	18	called	call	VERB
cjal-3360	339	19	"	"	PUNCT
cjal-3360	339	20	three	three	NUM
cjal-3360	339	21	rurals	rural	NOUN
cjal-3360	339	22	"	"	PUNCT
cjal-3360	339	23	(	(	PUNCT
cjal-3360	339	24	i.e.	i.e.	X
cjal-3360	339	25	,	,	PUNCT
cjal-3360	339	26	fa	fa	PROPN
cjal-3360	339	27	rmers	rmer	NOUN
cjal-3360	339	28	,	,	PUNCT
cjal-3360	339	29	agriculture	agriculture	NOUN
cjal-3360	339	30	and	and	CCONJ
cjal-3360	339	31	rural	rural	ADJ
cjal-3360	339	32	areas	area	NOUN
cjal-3360	339	33	)	)	PUNCT
cjal-3360	339	34	,	,	PUNCT
cjal-3360	339	35	and	and	CCONJ
cjal-3360	339	36	certain	certain	ADJ
cjal-3360	339	37	disadvantaged	disadvantaged	ADJ
cjal-3360	339	38	communities	community	NOUN
cjal-3360	339	39	.	.	PUNCT
cjal-3360	340	1	the	the	DET
cjal-3360	340	2	2015	2015	NUM
cjal-3360	340	3	opinions	opinion	NOUN
cjal-3360	340	4	is	be	AUX
cjal-3360	340	5	6	6	NUM
cjal-3360	340	6	'	'	PUNCT
cjal-3360	340	7	guanyu	guanyu	NOUN
cjal-3360	340	8	)	)	PUNCT
cjal-3360	340	9	inrong	inrong	PROPN
cjal-3360	340	10	zruchi	zruchi	PROPN
cjal-3360	340	11	jingji	jingji	PROPN
cjal-3360	340	12	jiegou	jiegou	PROPN
cjal-3360	340	13	zhuarodng	zhuarodng	PROPN
cjal-3360	340	14	shenji	shenji	PROPN
cjal-3360	340	15	de	de	PROPN
cjal-3360	340	16	zhidao	zhidao	PROPN
cjal-3360	340	17	yijian	yijian	PROPN
cjal-3360	340	18	<	<	X
cjal-3360	340	19	*	*	PUNCT
cjal-3360	340	20	'	'	PUNCT
cjal-3360	340	21	f	f	NOUN
cjal-3360	340	22	1lll!~m~£1jl'taf1j\i\iiii!uilff	1lll!~m~£1jl'taf1j\i\iiii!uilff	NUM
cjal-3360	340	23	l!'l7t	l!'l7t	NOUN
cjal-3360	340	24	~	~	SYM
cjal-3360	340	25	llt!'h'!i.!i31	llt!'h'!i.!i31	NOUN
cjal-3360	340	26	~	~	SYM
cjal-3360	340	27	jl	jl	NOUN
cjal-3360	340	28	!	!	PUNCT
cjal-3360	340	29	.	.	PUNCT
cjal-3360	340	30	)	)	PUNCT
cjal-3360	341	1	(	(	PUNCT
cjal-3360	341	2	11!1;1}~	11!1;1}~	NUM
cjal-3360	341	3	(	(	PUNCT
cjal-3360	341	4	•o•3	•o•3	PROPN
cjal-3360	341	5	j	j	PROPN
cjal-3360	341	6	67	67	NUM
cjal-3360	341	7	~	~	PUNCT
cjal-3360	341	8	)	)	PUNCT
cjal-3360	342	1	[	[	X
cjal-3360	342	2	guiding	guide	VERB
cjal-3360	342	3	opinions	opinion	NOUN
cjal-3360	342	4	on	on	ADP
cjal-3360	342	5	adjusting	adjust	VERB
cjal-3360	342	6	and	and	CCONJ
cjal-3360	342	7	upgrading	upgrade	VERB
cjal-3360	342	8	the	the	DET
cjal-3360	342	9	economic	economic	ADJ
cjal-3360	342	10	structure	structure	NOUN
cjal-3360	342	11	via	via	ADP
cjal-3360	342	12	finance	finance	NOUN
cjal-3360	342	13	]	]	PUNCT
cjal-3360	342	14	(	(	PUNCT
cjal-3360	342	15	promulgated	promulgate	VERB
cjal-3360	342	16	by	by	ADP
cjal-3360	342	17	the	the	DET
cjal-3360	342	18	st	st	PROPN
cjal-3360	342	19	.	.	PROPN
cjal-3360	342	20	council	council	PROPN
cjal-3360	342	21	,	,	PUNCT
cjal-3360	342	22	july	july	PROPN
cjal-3360	342	23	1	1	NUM
cjal-3360	342	24	,	,	PUNCT
cjal-3360	342	25	20tj	20tj	NOUN
cjal-3360	342	26	)	)	PUNCT
cjal-3360	342	27	,	,	PUNCT
cjal-3360	342	28	art	art	NOUN
cjal-3360	342	29	.	.	PUNCT
cjal-3360	343	1	9	9	X
cjal-3360	343	2	.	.	X
cjal-3360	343	3	available	available	ADJ
cjal-3360	343	4	at	at	ADP
cjal-3360	343	5	http://www.pkulaw	http://www.pkulaw	PROPN
cjal-3360	343	6	.com	.com	PROPN
cjal-3360	343	7	/	/	SYM
cjal-3360	343	8	fulltext_form.as	fulltext_form.as	PROPN
cjal-3360	343	9	px?db	px?db	NOUN
cjal-3360	343	10	-	-	PUNCT
cjal-3360	343	11	chl&gid=>o6	chl&gid=>o6	PROPN
cjal-3360	343	12	>	>	PROPN
cjal-3360	343	13	j6	j6	PROPN
cjal-3360	343	14	.	.	PUNCT
cjal-3360	343	15	..	..	PUNCT
cjal-3360	344	1	resolution	resolution	NOUN
cjal-3360	344	2	at	at	ADP
cjal-3360	344	3	the	the	DET
cjal-3360	344	4	third	third	ADJ
cjal-3360	344	5	plenary	plenary	ADJ
cjal-3360	344	6	session	session	NOUN
cjal-3360	344	7	of	of	ADP
cjal-3360	344	8	the	the	DET
cjal-3360	344	9	18th	18th	ADJ
cjal-3360	344	10	central	central	ADJ
cjal-3360	344	11	committee	committee	NOUN
cjal-3360	344	12	of	of	ADP
cjal-3360	344	13	the	the	DET
cjal-3360	344	14	communist	communist	PROPN
cjal-3360	344	15	party	party	PROPN
cjal-3360	344	16	(	(	PUNCT
cjal-3360	344	17	+1\jiil	+1\jiil	ADJ
cjal-3360	344	18	:	:	PUNCT
cjal-3360	344	19	:	:	PUNCT
cjal-3360	344	20	:	:	PUNCT
cjal-3360	344	21	lj>:i:~	lj>:i:~	PROPN
cjal-3360	344	22	(	(	PUNCT
cjal-3360	344	23	~~	~~	NUM
cjal-3360	344	24	)	)	PUNCT
cjal-3360	344	25	,	,	PUNCT
cjal-3360	344	26	1}f!l	1}f!l	NUM
cjal-3360	344	27	.	.	NOUN
cjal-3360	344	28	•	•	NUM
cjal-3360	344	29	~!jlj(:i	~!jlj(:i	PROPN
cjal-3360	344	30	:	:	PUNCT
cjal-3360	344	31	:	:	PUNCT
cjal-3360	344	32	:	:	PUNCT
cjal-3360	344	33	ic	ic	NUM
cjal-3360	344	34	)	)	PUNCT
cjal-3360	344	35	)	)	PUNCT
cjal-3360	344	36	,	,	PUNCT
cjal-3360	344	37	available	available	ADJ
cjal-3360	344	38	at	at	ADP
cjal-3360	344	39	http://www.ce.cn/xw>x/gnsz/szyw/lotj.n/t8/t20t)w8_t767l04.shtml	http://www.ce.cn/xw>x/gnsz/szyw/lotj.n/t8/t20t)w8_t767l04.shtml	PROPN
cjal-3360	344	40	(	(	PUNCT
cjal-3360	344	41	last	last	ADV
cjal-3360	344	42	visited	visit	VERB
cjal-3360	345	1	jan	jan	PROPN
cjal-3360	345	2	.	.	PROPN
cjal-3360	345	3	jo	jo	PROPN
cjal-3360	345	4	,	,	PUNCT
cjal-3360	345	5	2016	2016	NUM
cjal-3360	345	6	)	)	PUNCT
cjal-3360	345	7	.	.	PUNCT
cjal-3360	346	1	6s	6s	NUM
cjal-3360	346	2	guanyu	guanyu	PROPN
cjal-3360	346	3	cujin	cujin	NOUN
cjal-3360	346	4	minying	minye	VERB
cjal-3360	346	5	yinhang	yinhang	PROPN
cjal-3360	346	6	fazhan	fazhan	PROPN
cjal-3360	346	7	zrudao	zrudao	PROPN
cjal-3360	346	8	yijian	yijian	PROPN
cjal-3360	346	9	(	(	PUNCT
cjal-3360	346	10	oo	oo	ADV
cjal-3360	346	11	~	~	NOUN
cjal-3360	346	12	iilt;1}0fi'ff	iilt;1}0fi'ff	ADJ
cjal-3360	346	13	~	~	NOUN
cjal-3360	346	14	i'ill!:itlt	i'ill!:itlt	PROPN
cjal-3360	346	15	~	~	PROPN
cjal-3360	346	16	t	t	NOUN
cjal-3360	346	17	'	'	PART
cjal-3360	346	18	~li!~'!ftllf.f;!t	~li!~'!ftllf.f;!t	NOUN
cjal-3360	347	1	~	~	PUNCT
cjal-3360	347	2	l!l.!i31	l!l.!i31	ADJ
cjal-3360	347	3	:	:	PUNCT
cjal-3360	347	4	f;j.jl!.a';jil!l	f;j.jl!.a';jil!l	ADJ
cjal-3360	347	5	~	~	NOUN
cjal-3360	347	6	l	l	NOUN
cjal-3360	347	7	)	)	PUNCT
cjal-3360	348	1	[	[	X
cjal-3360	348	2	circular	circular	NOUN
cjal-3360	348	3	of	of	ADP
cjal-3360	348	4	the	the	DET
cjal-3360	348	5	general	general	ADJ
cjal-3360	348	6	office	office	NOUN
cjal-3360	348	7	of	of	ADP
cjal-3360	348	8	the	the	DET
cjal-3360	348	9	state	state	NOUN
cjal-3360	348	10	council	council	PROPN
cjal-3360	348	11	on	on	ADP
cjal-3360	348	12	forwarding	forward	VERB
cjal-3360	348	13	the	the	DET
cjal-3360	348	14	guiding	guide	VERB
cjal-3360	348	15	opinions	opinion	NOUN
cjal-3360	348	16	of	of	ADP
cjal-3360	348	17	the	the	DET
cjal-3360	348	18	china	china	PROPN
cjal-3360	348	19	banking	banking	PROPN
cjal-3360	348	20	regulatory	regulatory	ADJ
cjal-3360	348	21	commission	commission	NOUN
cjal-3360	348	22	on	on	ADP
cjal-3360	348	23	promoting	promote	VERB
cjal-3360	348	24	the	the	DET
cjal-3360	348	25	development	development	NOUN
cjal-3360	348	26	of	of	ADP
cjal-3360	348	27	private	private	ADJ
cjal-3360	348	28	b.anks	b.ank	NOUN
cjal-3360	348	29	]	]	PUNCT
cjal-3360	348	30	(	(	PUNCT
cjal-3360	348	31	promulgated	promulgate	VERB
cjal-3360	348	32	by	by	ADP
cjal-3360	348	33	the	the	DET
cjal-3360	348	34	state	state	PROPN
cjal-3360	348	35	council	council	PROPN
cjal-3360	348	36	,	,	PUNCT
cjal-3360	348	37	june	june	PROPN
cjal-3360	348	38	:	:	PUNCT
cjal-3360	348	39	:	:	PUNCT
cjal-3360	348	40	n	n	CCONJ
cjal-3360	348	41	,	,	PUNCT
cjal-3360	348	42	2015	2015	NUM
cjal-3360	348	43	)	)	PUNCT
cjal-3360	348	44	.	.	PUNCT
cjal-3360	349	1	significant	significant	ADJ
cjal-3360	349	2	in	in	ADP
cjal-3360	349	3	every	every	DET
cjal-3360	349	4	aspect	aspect	NOUN
cjal-3360	349	5	and	and	CCONJ
cjal-3360	349	6	most	most	ADV
cjal-3360	349	7	importantly	importantly	ADV
cjal-3360	349	8	,	,	PUNCT
cjal-3360	349	9	it	it	PRON
cjal-3360	349	10	likely	likely	ADV
cjal-3360	349	11	represents	represent	VERB
cjal-3360	349	12	the	the	DET
cjal-3360	349	13	fin	fin	NOUN
cjal-3360	349	14	;	;	PUNCT
cjal-3360	349	15	t	t	X
cjal-3360	349	16	step	step	NOUN
cjal-3360	349	17	taken	take	VERB
cjal-3360	349	18	by	by	ADP
cjal-3360	349	19	chinese	chinese	ADJ
cjal-3360	349	20	government	government	NOUN
cjal-3360	349	21	to	to	PART
cjal-3360	349	22	officially	officially	ADV
cjal-3360	349	23	open	open	VERB
cjal-3360	349	24	the	the	DET
cjal-3360	349	25	currently	currently	ADV
cjal-3360	349	26	state­	state­	PROPN
cjal-3360	349	27	monopolized	monopolize	VERB
cjal-3360	349	28	banking	banking	NOUN
cjal-3360	349	29	sector	sector	NOUN
cjal-3360	349	30	to	to	ADP
cjal-3360	349	31	private	private	ADJ
cjal-3360	349	32	players	player	NOUN
cjal-3360	349	33	.	.	PUNCT
cjal-3360	350	1	to	to	PART
cjal-3360	350	2	be	be	AUX
cjal-3360	350	3	sure	sure	ADJ
cjal-3360	350	4	,	,	PUNCT
cjal-3360	350	5	this	this	PRON
cjal-3360	350	6	is	be	AUX
cjal-3360	350	7	not	not	PART
cjal-3360	350	8	the	the	DET
cjal-3360	350	9	first	first	ADJ
cjal-3360	350	10	time	time	NOUN
cjal-3360	350	11	the	the	DET
cjal-3360	350	12	state	state	NOUN
cjal-3360	350	13	issues	issue	VERB
cjal-3360	350	14	official	official	ADJ
cjal-3360	350	15	communications	communication	NOUN
cjal-3360	350	16	that	that	PRON
cjal-3360	350	17	encourage	encourage	VERB
cjal-3360	350	18	private	private	ADJ
cjal-3360	350	19	capital	capital	NOUN
cjal-3360	350	20	to	to	PART
cjal-3360	350	21	enter	enter	VERB
cjal-3360	350	22	the	the	DET
cjal-3360	350	23	banking	banking	NOUN
cjal-3360	350	24	sector	sector	NOUN
cjal-3360	350	25	.	.	PUNCT
cjal-3360	351	1	in	in	ADP
cjal-3360	351	2	2oo6	2oo6	NUM
cjal-3360	351	3	the	the	DET
cjal-3360	351	4	cbrc	cbrc	NOUN
cjal-3360	351	5	asked	ask	VERB
cjal-3360	351	6	for	for	ADP
cjal-3360	351	7	"	"	PUNCT
cjal-3360	351	8	reasonable	reasonable	ADJ
cjal-3360	351	9	relaxation	relaxation	NOUN
cjal-3360	351	10	"	"	PUNCT
cjal-3360	351	11	of	of	ADP
cjal-3360	351	12	entry	entry	NOUN
cjal-3360	351	13	requirements	requirement	NOUN
cjal-3360	351	14	to	to	ADP
cjal-3360	351	15	the	the	DET
cjal-3360	351	16	banking	banking	NOUN
cjal-3360	351	17	markets	market	NOUN
cjal-3360	351	18	in	in	ADP
cjal-3360	351	19	rural	rural	ADJ
cjal-3360	351	20	areas	area	NOUN
cjal-3360	351	21	,	,	PUNCT
cjal-3360	351	22	and	and	CCONJ
cjal-3360	351	23	encouraged	encourage	VERB
cjal-3360	351	24	private	private	ADJ
cjal-3360	351	25	capital	capital	NOUN
cjal-3360	351	26	to	to	PART
cjal-3360	351	27	"	"	PUNCT
cjal-3360	351	28	invest	invest	VERB
cjal-3360	351	29	,	,	PUNCT
cjal-3360	351	30	acquire	acquire	VERB
cjal-3360	351	31	,	,	PUNCT
cjal-3360	351	32	and	and	CCONJ
cjal-3360	351	33	establish	establish	VERB
cjal-3360	351	34	"	"	PUNCT
cjal-3360	351	35	rural	rural	ADJ
cjal-3360	351	36	financial	financial	ADJ
cjal-3360	351	37	institutions	institution	NOUN
cjal-3360	351	38	such	such	ADJ
cjal-3360	351	39	as	as	ADP
cjal-3360	351	40	village	village	NOUN
cjal-3360	351	41	and	and	CCONJ
cjal-3360	351	42	town	town	NOUN
cjal-3360	351	43	banks	bank	NOUN
cjal-3360	351	44	(	(	PUNCT
cjal-3360	351	45	cunzhen	cunzhen	PROPN
cjal-3360	351	46	yinhang	yinhang	PROPN
cjal-3360	351	47	,	,	PUNCT
cjal-3360	351	48	t	t	PROPN
cjal-3360	351	49	-	-	PUNCT
cjal-3360	351	50	f~'iftff).66	f~'iftff).66	NOUN
cjal-3360	351	51	three	three	NUM
cjal-3360	351	52	years	year	NOUN
cjal-3360	351	53	later	later	ADV
cjal-3360	351	54	in	in	ADP
cjal-3360	351	55	2009	2009	NUM
cjal-3360	351	56	the	the	DET
cjal-3360	351	57	cbrc	cbrc	NOUN
cjal-3360	351	58	issued	issue	VERB
cjal-3360	351	59	notice	notice	NOUN
cjal-3360	351	60	allowing	allow	VERB
cjal-3360	351	61	qualified	qualified	ADJ
cjal-3360	351	62	small	small	ADJ
cjal-3360	351	63	loans	loan	NOUN
cjal-3360	351	64	companies	company	NOUN
cjal-3360	351	65	to	to	PART
cjal-3360	351	66	transition	transition	VERB
cjal-3360	351	67	into	into	ADP
cjal-3360	351	68	village	village	NOUN
cjal-3360	351	69	and	and	CCONJ
cjal-3360	351	70	town	town	NOUN
cjal-3360	351	71	banks.67	banks.67	NOUN
cjal-3360	351	72	in	in	ADP
cjal-3360	351	73	2010	2010	NUM
cjal-3360	351	74	,	,	PUNCT
cjal-3360	351	75	the	the	DET
cjal-3360	351	76	state	state	NOUN
cjal-3360	351	77	council	council	PROPN
cjal-3360	351	78	via	via	ADP
cjal-3360	351	79	administrative	administrative	ADJ
cjal-3360	351	80	opinions	opinion	NOUN
cjal-3360	351	81	(	(	PUNCT
cjal-3360	351	82	xin	xin	PROPN
cjal-3360	351	83	36	36	NUM
cjal-3360	351	84	tiao	tiao	NOUN
cjal-3360	351	85	,	,	PUNCT
cjal-3360	351	86	1i	1i	NOUN
cjal-3360	351	87	36	36	NUM
cjal-3360	351	88	•	•	NOUN
cjal-3360	351	89	•	•	ADP
cjal-3360	351	90	"	"	PUNCT
cjal-3360	351	91	the	the	DET
cjal-3360	351	92	new	new	ADJ
cjal-3360	351	93	36	36	NUM
cjal-3360	351	94	"	"	PUNCT
cjal-3360	351	95	)	)	PUNCT
cjal-3360	351	96	again	again	ADV
cjal-3360	351	97	encouraging	encourage	VERB
cjal-3360	351	98	private	private	ADJ
cjal-3360	351	99	capital	capital	NOUN
cjal-3360	351	100	to	to	PART
cjal-3360	351	101	enter	enter	VERB
cjal-3360	351	102	"	"	PUNCT
cjal-3360	351	103	industries	industry	NOUN
cjal-3360	351	104	and	and	CCONJ
cjal-3360	351	105	areas	area	NOUN
cjal-3360	351	106	not	not	PART
cjal-3360	351	107	expressly	expressly	ADV
cjal-3360	351	108	precluded	preclude	VERB
cjal-3360	351	109	by	by	ADP
cjal-3360	351	110	law	law	NOUN
cjal-3360	351	111	,	,	PUNCT
cjal-3360	351	112	•	•	ADP
cjal-3360	351	113	including	include	VERB
cjal-3360	351	114	the	the	DET
cjal-3360	351	115	financial	financial	ADJ
cjal-3360	351	116	services.68	services.68	NOUN
cjal-3360	351	117	none	none	NOUN
cjal-3360	351	118	of	of	ADP
cjal-3360	351	119	these	these	DET
cjal-3360	351	120	earlier	early	ADJ
cjal-3360	351	121	efforts	effort	NOUN
cjal-3360	351	122	in	in	ADP
cjal-3360	351	123	allowing	allow	VERB
cjal-3360	351	124	private	private	ADJ
cjal-3360	351	125	capital	capital	NOUN
cjal-3360	351	126	into	into	ADP
cjal-3360	351	127	banking	banking	NOUN
cjal-3360	351	128	have	have	AUX
cjal-3360	351	129	led	lead	VERB
cjal-3360	351	130	to	to	ADP
cjal-3360	351	131	any	any	DET
cjal-3360	351	132	substantial	substantial	ADJ
cjal-3360	351	133	new	new	ADJ
cjal-3360	351	134	entries	entry	NOUN
cjal-3360	351	135	.	.	PUNCT
cjal-3360	352	1	this	this	PRON
cjal-3360	352	2	is	be	AUX
cjal-3360	352	3	likely	likely	ADJ
cjal-3360	352	4	because	because	SCONJ
cjal-3360	352	5	most	most	ADJ
cjal-3360	352	6	of	of	ADP
cjal-3360	352	7	these	these	DET
cjal-3360	352	8	earlier	early	ADJ
cjal-3360	352	9	documents	document	NOUN
cjal-3360	352	10	lack	lack	VERB
cjal-3360	352	11	implementable	implementable	ADJ
cjal-3360	352	12	guidance	guidance	NOUN
cjal-3360	352	13	on	on	ADP
cjal-3360	352	14	entry	entry	NOUN
cjal-3360	352	15	requirements	requirement	NOUN
cjal-3360	352	16	.	.	PUNCT
cjal-3360	353	1	application	application	NOUN
cjal-3360	353	2	and	and	CCONJ
cjal-3360	353	3	approval	approval	NOUN
cjal-3360	353	4	procedures	procedure	NOUN
cjal-3360	353	5	,	,	PUNCT
cjal-3360	353	6	and	and	CCONJ
cjal-3360	353	7	regulatory	regulatory	ADJ
cjal-3360	353	8	requirements	requirement	NOUN
cjal-3360	353	9	.	.	PUNCT
cjal-3360	354	1	66	66	NUM
cjal-3360	354	2	guanyu	guanyu	PROPN
cjal-3360	354	3	tiaozbeng	tiaozbeng	PROPN
cjal-3360	354	4	nongcun	nongcun	PROPN
cjal-3360	354	5	diqu	diqu	PROPN
cjal-3360	354	6	yinbangye	yinbangye	PROPN
cjal-3360	354	7	jinrong	jinrong	PROPN
cjal-3360	354	8	)	)	PUNCT
cjal-3360	354	9	igou	igou	VERB
cjal-3360	354	10	zhunru	zhunru	PROPN
cjal-3360	354	11	zhengce	zhengce	PROPN
cjal-3360	354	12	,	,	PUNCT
cjal-3360	354	13	gengbao	gengbao	PROPN
cjal-3360	354	14	zhkhl	zhkhl	PROPN
cjal-3360	354	15	sbehui	sbehui	PROPN
cjal-3360	354	16	zhuyi	zhuyi	PROPN
cjal-3360	354	17	xinnongcun	xinnongcun	PROPN
cjal-3360	354	18	)	)	PUNCT
cjal-3360	354	19	iansbe	iansbe	PROPN
cjal-3360	354	20	de	de	PROPN
cjal-3360	354	21	ruogan	ruogan	PROPN
cjal-3360	354	22	yijian	yijian	PROPN
cjal-3360	354	23	(	(	PUNCT
cjal-3360	354	24	<	<	X
cjal-3360	354	25	poo	poo	NOUN
cjal-3360	354	26	~	~	SYM
cjal-3360	354	27	ill!l!:!tl	ill!l!:!tl	NUM
cjal-3360	354	28	'	'	NOUN
cjal-3360	354	29	e!'lll!~	e!'lll!~	NOUN
cjal-3360	354	30	til	til	SCONJ
cjal-3360	354	31	~~.::f	~~.::f	NOUN
cjal-3360	354	32	~	~	SYM
cjal-3360	354	33	um:&t	um:&t	NOUN
cjal-3360	354	34	-	-	PUNCT
cjal-3360	354	35	flt!l~	flt!l~	NOUN
cjal-3360	354	36	&	&	CCONJ
cjal-3360	354	37	mrrill!~iimj1.~;1£;	mrrill!~iimj1.~;1£;	PROPN
cjal-3360	354	38	..	..	PROPN
cjal-3360	354	39	~m	~m	PUNCT
cjal-3360	354	40	·	·	PUNCT
cjal-3360	354	41	l!i!l'5i	l!i!l'5i	ADJ
cjal-3360	354	42	:	:	PUNCT
cjal-3360	354	43	l\'il±~.±.)(ii:&t	l\'il±~.±.)(ii:&t	PROPN
cjal-3360	354	44	-	-	PUNCT
cjal-3360	354	45	f	f	PROPN
cjal-3360	354	46	j!!~(i\j	j!!~(i\j	PROPN
cjal-3360	354	47	:	:	PUNCT
cjal-3360	354	48	t\''f	t\''f	ADJ
cjal-3360	354	49	:	:	PUNCT
cjal-3360	354	50	l!.lil	l!.lil	PROPN
cjal-3360	354	51	)	)	PUNCT
cjal-3360	355	1	<	<	X
cjal-3360	355	2	ml!:!<lt	ml!:!<lt	X
cjal-3360	355	3	(	(	PUNCT
cjal-3360	355	4	:	:	PUNCT
cjal-3360	355	5	z.oo6	z.oo6	X
cjal-3360	355	6	)	)	PUNCT
cjal-3360	355	7	90	90	NUM
cjal-3360	355	8	4it	4it	NOUN
cjal-3360	355	9	)	)	PUNCT
cjal-3360	355	10	·	·	PUNCT
cjal-3360	356	1	[	[	X
cjal-3360	356	2	opinions	opinion	NOUN
cjal-3360	356	3	by	by	ADP
cjal-3360	356	4	the	the	DET
cjal-3360	356	5	china	china	PROPN
cjal-3360	356	6	banking	banking	PROPN
cjal-3360	356	7	regulatory	regulatory	ADJ
cjal-3360	356	8	commission	commission	NOUN
cjal-3360	356	9	on	on	ADP
cjal-3360	356	10	relaxing	relax	VERB
cjal-3360	356	11	entry	entry	NOUN
cjal-3360	356	12	requirements	requirement	NOUN
cjal-3360	356	13	to	to	ADP
cjal-3360	356	14	banking	banking	NOUN
cjal-3360	356	15	markets	market	NOUN
cjal-3360	356	16	in	in	ADP
cjal-3360	356	17	rural	rural	ADJ
cjal-3360	356	18	areas	area	NOUN
cjal-3360	356	19	to	to	PART
cjal-3360	356	20	better	well	ADV
cjal-3360	356	21	facilitate	facilitate	VERB
cjal-3360	356	22	the	the	DET
cjal-3360	356	23	construction	construction	NOUN
cjal-3360	356	24	of	of	ADP
cjal-3360	356	25	socialist	socialist	ADJ
cjal-3360	356	26	new	new	ADJ
cjal-3360	356	27	rural	rural	ADJ
cjal-3360	356	28	areas	area	NOUN
cjal-3360	356	29	]	]	PUNCT
cjal-3360	356	30	(	(	PUNCT
cjal-3360	356	31	promulgated	promulgate	VERB
cjal-3360	356	32	by	by	ADP
cjal-3360	356	33	the	the	DET
cjal-3360	356	34	china	china	PROPN
cjal-3360	356	35	banking	banking	PROPN
cjal-3360	356	36	regulatory	regulatory	PROPN
cjal-3360	356	37	commission	commission	PROPN
cjal-3360	356	38	,	,	PUNCT
cjal-3360	356	39	dec	dec	PROPN
cjal-3360	356	40	.	.	PROPN
cjal-3360	356	41	:	:	PUNCT
cjal-3360	356	42	z.o	z.o	PROPN
cjal-3360	356	43	,	,	PUNCT
cjal-3360	356	44	:	:	PUNCT
cjal-3360	356	45	z.oo6	z.oo6	NUM
cjal-3360	356	46	)	)	PUNCT
cjal-3360	356	47	,	,	PUNCT
cjal-3360	356	48	art	art	NOUN
cjal-3360	356	49	.	.	PUNCT
cjal-3360	356	50	2	2	NUM
cjal-3360	356	51	(	(	PUNCT
cjal-3360	356	52	relaxing	relax	VERB
cjal-3360	356	53	entry	entry	NOUN
cjal-3360	356	54	requirements	requirement	NOUN
cjal-3360	356	55	and	and	CCONJ
cjal-3360	356	56	allowing	allow	VERB
cjal-3360	356	57	private	private	ADJ
cjal-3360	356	58	capital	capital	NOUN
cjal-3360	356	59	}	}	PUNCT
cjal-3360	356	60	.	.	PUNCT
cjal-3360	357	1	67	67	NUM
cjal-3360	357	2	guanyu	guanyu	PROPN
cjal-3360	357	3	yingfa	yingfa	PROPN
cjal-3360	357	4	xiaoe	xiaoe	PROPN
cjal-3360	357	5	daikuan	daikuan	PROPN
cjal-3360	357	6	gongs	gongs	PROPN
cjal-3360	357	7	gaizhi	gaizhi	PROPN
cjal-3360	357	8	shell	shell	VERB
cjal-3360	357	9	cunzhen	cunzhen	PROPN
cjal-3360	358	1	yinhang	yinhang	PROPN
cjal-3360	358	2	zanxing	zanxing	PROPN
cjal-3360	358	3	guiding	guide	VERB
cjal-3360	358	4	r	r	NOUN
cjal-3360	358	5	<	<	X
cjal-3360	358	6	p	p	X
cjal-3360	358	7	~~~	~~~	PUNCT
cjal-3360	358	8	~l!:i~~.::fep	~l!:i~~.::fep	PUNCT
cjal-3360	358	9	<	<	X
cjal-3360	358	10	lt	lt	PRON
cjal-3360	358	11	<	<	X
cjal-3360	358	12	,	,	PUNCT
cjal-3360	358	13	j,~fii~1	j,~fii~1	ADJ
cjal-3360	358	14	}	}	PUNCT
cjal-3360	358	15	sj	sj	ADP
cjal-3360	358	16	~	~	NOUN
cjal-3360	358	17	ltl.l~:ll	ltl.l~:ll	NUM
cjal-3360	358	18	:	:	PUNCT
cjal-3360	358	19	ttiltll	ttiltll	NOUN
cjal-3360	358	20	rrflrr.iillli	rrflrr.iillli	NOUN
cjal-3360	358	21	!	!	PUNCT
cjal-3360	359	1	:>	:>	PUNCT
cjal-3360	359	2	(	(	PUNCT
cjal-3360	359	3	1\jll.fl	1\jll.fl	NUM
cjal-3360	359	4	~	~	SYM
cjal-3360	359	5	l	l	NOUN
cjal-3360	359	6	<	<	X
cjal-3360	360	1	ml!:!tt	ml!:!tt	X
cjal-3360	360	2	[	[	X
cjal-3360	360	3	2009]48~)[circular	2009]48~)[circular	NUM
cjal-3360	360	4	of	of	ADP
cjal-3360	360	5	the	the	DET
cjal-3360	360	6	china	china	PROPN
cjal-3360	360	7	banking	banking	PROPN
cjal-3360	360	8	regulatory	regulatory	ADJ
cjal-3360	360	9	commission	commission	NOUN
cjal-3360	360	10	on	on	ADP
cjal-3360	360	11	releasing	release	VERB
cjal-3360	360	12	the	the	DET
cjal-3360	360	13	tentative	tentative	ADJ
cjal-3360	360	14	provisions	provision	NOUN
cjal-3360	360	15	for	for	ADP
cjal-3360	360	16	conversion	conversion	NOUN
cjal-3360	360	17	of	of	ADP
cjal-3360	360	18	the	the	DET
cjal-3360	360	19	small	small	ADJ
cjal-3360	360	20	-	-	PUNCT
cjal-3360	360	21	loan	loan	NOUN
cjal-3360	360	22	companies	company	NOUN
cjal-3360	360	23	'	'	PART
cjal-3360	360	24	conversion	conversion	NOUN
cjal-3360	360	25	to	to	ADP
cjal-3360	360	26	the	the	DET
cjal-3360	360	27	rural	rural	ADJ
cjal-3360	360	28	banks	bank	NOUN
cjal-3360	360	29	)	)	PUNCT
cjal-3360	360	30	(	(	PUNCT
cjal-3360	360	31	promulgated	promulgate	VERB
cjal-3360	360	32	by	by	ADP
cjal-3360	360	33	the	the	DET
cjal-3360	360	34	chjna	chjna	NOUN
cjal-3360	360	35	banki.ng	banki.ng	PRON
cjal-3360	360	36	regulatory	regulatory	ADJ
cjal-3360	360	37	commission	commission	PROPN
cjal-3360	360	38	,	,	PUNCT
cjal-3360	360	39	june	june	PROPN
cjal-3360	360	40	9	9	NUM
cjal-3360	360	41	,	,	PUNCT
cjal-3360	360	42	2009	2009	NUM
cjal-3360	360	43	)	)	PUNCT
cjal-3360	360	44	.	.	PUNCT
cjal-3360	360	45	.	.	PUNCT
cjal-3360	361	1	68	68	NUM
cjal-3360	361	2	guanyu	guanyu	NOUN
cjal-3360	361	3	gull	gull	NOUN
cjal-3360	361	4	he	he	PRON
cjal-3360	361	5	yingdao	yingdao	VERB
cjal-3360	361	6	mijian	mijian	PROPN
cjal-3360	361	7	touzi	touzi	PROPN
cjal-3360	361	8	jiankang	jiankang	PROPN
cjal-3360	361	9	fazban	fazban	PROPN
cjal-3360	361	10	de	de	PROPN
cjal-3360	361	11	ruogan	ruogan	PROPN
cjal-3360	361	12	fijian	fijian	PROPN
cjal-3360	361	13	(	(	PUNCT
cjal-3360	361	14	ijl	ijl	PROPN
cjal-3360	361	15	~	~	SYM
cjal-3360	361	16	hl'<~	hl'<~	PROPN
cjal-3360	361	17	'	'	NUM
cjal-3360	361	18	fl	fl	NOUN
cjal-3360	361	19	/	/	SYM
cjal-3360	361	20	imtlf0'5	imtlf0'5	NOUN
cjal-3360	361	21	1	1	NUM
cjal-3360	361	22	~~foi]tij1¥1ililt	~~foi]tij1¥1ililt	NUM
cjal-3360	361	23	:	:	PUNCT
cjal-3360	361	24	itl&i'f	itl&i'f	ADJ
cjal-3360	361	25	:	:	PUNCT
cjal-3360	361	26	j	j	NOUN
cjal-3360	361	27	:	:	PUNCT
cjal-3360	361	28	s'ft'!:jl1	s'ft'!:jl1	NUM
cjal-3360	361	29	)	)	PUNCT
cjal-3360	361	30	(	(	PUNCT
cjal-3360	361	31	111:!1	111:!1	NUM
cjal-3360	361	32	:	:	PUNCT
cjal-3360	361	33	(	(	PUNCT
cjal-3360	361	34	2010l	2010l	NOUN
cjal-3360	361	35	13	13	NUM
cjal-3360	361	36	~)[opinions	~)[opinions	NUM
cjal-3360	361	37	ofthe	ofthe	ADJ
cjal-3360	361	38	state	state	NOUN
cjal-3360	361	39	council	council	PROPN
cjal-3360	361	40	on	on	ADP
cjal-3360	361	41	encouraging	encourage	VERB
cjal-3360	361	42	and	and	CCONJ
cjal-3360	361	43	guiding	guide	VERB
cjal-3360	361	44	the	the	DET
cjal-3360	361	45	healthy	healthy	ADJ
cjal-3360	361	46	development	development	NOUN
cjal-3360	361	47	of	of	ADP
cjal-3360	361	48	private	private	ADJ
cjal-3360	361	49	investment	investment	NOUN
cjal-3360	361	50	)	)	PUNCT
cjal-3360	361	51	(	(	PUNCT
cjal-3360	361	52	promulgated	promulgate	VERB
cjal-3360	361	53	by	by	ADP
cjal-3360	361	54	tbe	tbe	VERB
cjal-3360	361	55	state	state	PROPN
cjal-3360	361	56	council	council	PROPN
cjal-3360	361	57	,	,	PUNCT
cjal-3360	361	58	may	may	AUX
cjal-3360	361	59	7	7	NUM
cjal-3360	361	60	,	,	PUNCT
cjal-3360	361	61	1010	1010	NUM
cjal-3360	361	62	)	)	PUNCT
cjal-3360	361	63	,	,	PUNCT
cjal-3360	361	64	art	art	NOUN
cjal-3360	361	65	.	.	PUNCT
cjal-3360	362	1	5	5	NUM
cjal-3360	362	2	(	(	PUNCT
cjal-3360	362	3	encouraging	encourage	VERB
cjal-3360	362	4	and	and	CCONJ
cjal-3360	362	5	guiding	guide	VERB
cjal-3360	362	6	the	the	DET
cjal-3360	362	7	introduction	introduction	NOUN
cjal-3360	362	8	of	of	ADP
cjal-3360	362	9	private	private	ADJ
cjal-3360	362	10	capital	capital	NOUN
cjal-3360	362	11	to	to	ADP
cjal-3360	362	12	the	the	DET
cjal-3360	362	13	financial	financial	ADJ
cjal-3360	362	14	services	service	NOUN
cjal-3360	362	15	sector	sector	NOUN
cjal-3360	362	16	)	)	PUNCT
cjal-3360	362	17	.	.	PUNCT
cjal-3360	363	1	l']l	l']l	X
cjal-3360	363	2	one	one	NUM
cjal-3360	363	3	notable	notable	ADJ
cjal-3360	363	4	distinction	distinction	NOUN
cjal-3360	363	5	of	of	ADP
cjal-3360	363	6	the	the	DET
cjal-3360	363	7	:	:	PUNCT
cjal-3360	363	8	w15	w15	NOUN
cjal-3360	363	9	opinions	opinion	NOUN
cjal-3360	363	10	from	from	ADP
cjal-3360	363	11	past	past	ADJ
cjal-3360	363	12	communications	communication	NOUN
cjal-3360	363	13	is	be	AUX
cjal-3360	363	14	that	that	SCONJ
cjal-3360	363	15	it	it	PRON
cjal-3360	363	16	provided	provide	VERB
cjal-3360	363	17	specific	specific	ADJ
cjal-3360	363	18	,	,	PUNCT
cjal-3360	363	19	implementable	implementable	ADJ
cjal-3360	363	20	guidance	guidance	NOUN
cjal-3360	363	21	to	to	PART
cjal-3360	363	22	help	help	VERB
cjal-3360	363	23	interested	interested	ADJ
cjal-3360	363	24	private	private	ADJ
cjal-3360	363	25	parties	party	NOUN
cjal-3360	363	26	establish	establish	VERB
cjal-3360	363	27	pbc	pbc	PROPN
cjal-3360	363	28	-	-	PUNCT
cjal-3360	363	29	sanctioned	sanction	VERB
cjal-3360	363	30	commercial	commercial	ADJ
cjal-3360	363	31	banks	bank	NOUN
cjal-3360	363	32	.	.	PUNCT
cjal-3360	364	1	for	for	ADP
cjal-3360	364	2	example	example	NOUN
cjal-3360	364	3	,	,	PUNCT
cjal-3360	364	4	anicle	anicle	NOUN
cjal-3360	364	5	4	4	NUM
cjal-3360	364	6	of	of	ADP
cjal-3360	364	7	the	the	DET
cjal-3360	364	8	2.015	2.015	NUM
cjal-3360	364	9	opinions	opinion	NOUN
cjal-3360	364	10	provides	provide	VERB
cjal-3360	364	11	that	that	SCONJ
cjal-3360	364	12	every	every	DET
cjal-3360	364	13	applicant	applicant	NOUN
cjal-3360	364	14	is	be	AUX
cjal-3360	364	15	guaranteed	guarantee	VERB
cjal-3360	364	16	a	a	DET
cjal-3360	364	17	response	response	NOUN
cjal-3360	364	18	by	by	ADP
cjal-3360	364	19	the	the	DET
cjal-3360	364	20	cbrc	cbrc	NOUN
cjal-3360	364	21	within	within	ADP
cjal-3360	364	22	four	four	NUM
cjal-3360	364	23	months	month	NOUN
cjal-3360	364	24	its	its	PRON
cjal-3360	364	25	application	application	NOUN
cjal-3360	364	26	for	for	ADP
cjal-3360	364	27	incorporation	incorporation	NOUN
cjal-3360	364	28	is	be	AUX
cjal-3360	364	29	received	receive	VERB
cjal-3360	364	30	and	and	CCONJ
cjal-3360	364	31	once	once	ADV
cjal-3360	364	32	approved	approve	VERB
cjal-3360	364	33	has	have	VERB
cjal-3360	364	34	six	six	NUM
cjal-3360	364	35	months	month	NOUN
cjal-3360	364	36	to	to	PART
cjal-3360	364	37	prepare	prepare	VERB
cjal-3360	364	38	its	its	PRON
cjal-3360	364	39	institution	institution	NOUN
cjal-3360	364	40	for	for	ADP
cjal-3360	364	41	official	official	ADJ
cjal-3360	364	42	operation.69	operation.69	NOUN
cjal-3360	364	43	as	as	ADP
cjal-3360	364	44	of	of	ADP
cjal-3360	364	45	this	this	DET
cjal-3360	364	46	writing	writing	NOUN
cjal-3360	364	47	,	,	PUNCT
cjal-3360	364	48	five	five	NUM
cjal-3360	364	49	private	private	ADJ
cjal-3360	364	50	bank	bank	NOUN
cjal-3360	364	51	pilot	pilot	NOUN
cjal-3360	364	52	points	point	NOUN
cjal-3360	364	53	have	have	AUX
cjal-3360	364	54	been	be	AUX
cjal-3360	364	55	approved	approve	VERB
cjal-3360	364	56	by	by	ADP
cjal-3360	364	57	the	the	DET
cjal-3360	364	58	cbrc	cbrc	NOUN
cjal-3360	364	59	(	(	PUNCT
cjal-3360	364	60	see	see	VERB
cjal-3360	364	61	table	table	NOUN
cjal-3360	364	62	2	2	NUM
cjal-3360	364	63	)	)	PUNCT
cjal-3360	364	64	.	.	PUNCT
cjal-3360	365	1	many	many	ADJ
cjal-3360	365	2	factors	factor	NOUN
cjal-3360	365	3	likely	likely	VERB
cjal-3360	365	4	he	he	PRON
cjal-3360	365	5	behind	behind	ADP
cjal-3360	365	6	the	the	DET
cjal-3360	365	7	state	state	NOUN
cjal-3360	365	8	's	's	PART
cjal-3360	365	9	increasing	increase	VERB
cjal-3360	365	10	tolerance	tolerance	NOUN
cjal-3360	365	11	of	of	ADP
cjal-3360	365	12	private	private	ADJ
cjal-3360	365	13	players	player	NOUN
cjal-3360	365	14	in	in	ADP
cjal-3360	365	15	the	the	DET
cjal-3360	365	16	banking	banking	NOUN
cjal-3360	365	17	sector	sector	NOUN
cjal-3360	365	18	,	,	PUNCT
cjal-3360	365	19	including	include	VERB
cjal-3360	365	20	msms	msm	NOUN
cjal-3360	365	21	'	'	PART
cjal-3360	365	22	increasingly	increasingly	ADV
cjal-3360	365	23	critical	critical	ADJ
cjal-3360	365	24	role	role	NOUN
cjal-3360	365	25	in	in	ADP
cjal-3360	365	26	domestic	domestic	ADJ
cjal-3360	365	27	economy	economy	NOUN
cjal-3360	365	28	and	and	CCONJ
cjal-3360	365	29	employment	employment	NOUN
cjal-3360	365	30	,	,	PUNCT
cjal-3360	365	31	msms	msm	NOUN
cjal-3360	365	32	'	'	PART
cjal-3360	365	33	deteriorating	deteriorate	VERB
cjal-3360	365	34	performance	performance	NOUN
cjal-3360	365	35	in	in	ADP
cjal-3360	365	36	recent	recent	ADJ
cjal-3360	365	37	years	year	NOUN
cjal-3360	365	38	(	(	PUNCT
cjal-3360	365	39	panty	panty	NOUN
cjal-3360	365	40	due	due	ADP
cjal-3360	365	41	to	to	ADP
cjal-3360	365	42	difficulties	difficulty	NOUN
cjal-3360	365	43	in	in	ADP
cjal-3360	365	44	obtaining	obtain	VERB
cjal-3360	365	45	affordable	affordable	ADJ
cjal-3360	365	46	credit	credit	NOUN
cjal-3360	365	47	and	and	CCONJ
cjal-3360	365	48	a	a	DET
cjal-3360	365	49	general	general	ADJ
cjal-3360	365	50	economic	economic	ADJ
cjal-3360	365	51	downturn	downturn	NOUN
cjal-3360	365	52	since	since	SCONJ
cjal-3360	365	53	2010	2010	NUM
cjal-3360	365	54	)	)	PUNCT
cjal-3360	365	55	and	and	CCONJ
cjal-3360	365	56	a	a	DET
cjal-3360	365	57	concern	concern	NOUN
cjal-3360	365	58	for	for	ADP
cjal-3360	365	59	socialal	socialal	ADJ
cjal-3360	365	60	stability	stability	NOUN
cjal-3360	365	61	if	if	SCONJ
cjal-3360	365	62	massive	massive	ADJ
cjal-3360	365	63	unemployment	unemployment	NOUN
cjal-3360	365	64	results	result	NOUN
cjal-3360	365	65	as	as	SCONJ
cjal-3360	365	66	msms	msm	NOUN
cjal-3360	365	67	go	go	VERB
cjal-3360	365	68	out	out	ADP
cjal-3360	365	69	of	of	ADP
cjal-3360	365	70	business	business	NOUN
cjal-3360	365	71	.	.	PUNCT
cjal-3360	366	1	in	in	ADP
cjal-3360	366	2	other	other	ADJ
cjal-3360	366	3	words	word	NOUN
cjal-3360	366	4	,	,	PUNCT
cjal-3360	366	5	the	the	DET
cjal-3360	366	6	state	state	NOUN
cjal-3360	366	7	has	have	VERB
cjal-3360	366	8	high	high	ADJ
cjal-3360	366	9	stakes	stake	NOUN
cjal-3360	366	10	in	in	ADP
cjal-3360	366	11	msm	msm	NOUN
cjal-3360	366	12	's	's	PART
cjal-3360	366	13	continued	continued	ADJ
cjal-3360	366	14	survival	survival	NOUN
cjal-3360	366	15	and	and	CCONJ
cjal-3360	366	16	growth	growth	NOUN
cjal-3360	366	17	,	,	PUNCT
cjal-3360	366	18	which	which	PRON
cjal-3360	366	19	leaves	leave	VERB
cjal-3360	366	20	it	it	PRON
cjal-3360	366	21	with	with	ADP
cjal-3360	366	22	little	little	ADJ
cjal-3360	366	23	option	option	NOUN
cjal-3360	366	24	but	but	SCONJ
cjal-3360	366	25	to	to	PART
cjal-3360	366	26	break	break	VERB
cjal-3360	366	27	the	the	DET
cjal-3360	366	28	long	long	ADJ
cjal-3360	366	29	-	-	PUNCT
cjal-3360	366	30	term	term	NOUN
cjal-3360	366	31	monopolistic	monopolistic	ADJ
cjal-3360	366	32	position	position	NOUN
cjal-3360	366	33	enjoyed	enjoy	VERB
cjal-3360	366	34	by	by	ADP
cjal-3360	366	35	state	state	NOUN
cjal-3360	366	36	-	-	PUNCT
cjal-3360	366	37	run	run	VERB
cjal-3360	366	38	and	and	CCONJ
cjal-3360	366	39	state­	state­	PROPN
cjal-3360	366	40	backed	back	VERB
cjal-3360	366	41	institutions	institution	NOUN
cjal-3360	366	42	in	in	ADP
cjal-3360	366	43	the	the	DET
cjal-3360	366	44	banking	banking	NOUN
cjal-3360	366	45	sector	sector	NOUN
cjal-3360	366	46	.	.	PUNCT
cjal-3360	367	1	iv	iv	X
cjal-3360	367	2	.	.	PUNCT
cjal-3360	367	3	current	current	ADJ
cjal-3360	367	4	status	status	NOUN
cjal-3360	367	5	of	of	ADP
cjal-3360	367	6	grass.root	grass.root	NUM
cjal-3360	367	7	private	private	ADJ
cjal-3360	367	8	lending	lending	NOUN
cjal-3360	367	9	institutions	institution	NOUN
cjal-3360	367	10	"	"	PUNCT
cjal-3360	367	11	'	'	PUNCT
cjal-3360	367	12	a.	a.	NOUN
cjal-3360	367	13	an	an	DET
cjal-3360	367	14	initial	initial	ADJ
cjal-3360	367	15	q	q	NOUN
cjal-3360	367	16	uestion	uestion	NOUN
cjal-3360	367	17	:	:	PUNCT
cjal-3360	367	18	do	do	AUX
cjal-3360	367	19	priva	priva	NOUN
cjal-3360	367	20	te	te	ADP
cjal-3360	367	21	banks	bank	NOUN
cjal-3360	367	22	exist	exist	VERB
cjal-3360	367	23	in	in	ADP
cjal-3360	367	24	china	china	PROPN
cjal-3360	367	25	?	?	PUNCT
cjal-3360	368	1	an	an	DET
cjal-3360	368	2	interesting	interesting	ADJ
cjal-3360	368	3	place	place	NOUN
cjal-3360	368	4	to	to	PART
cjal-3360	368	5	stan	stan	VERB
cjal-3360	368	6	the	the	DET
cjal-3360	368	7	discussion	discussion	NOUN
cjal-3360	368	8	of	of	ADP
cjal-3360	368	9	grass	grass	NOUN
cjal-3360	368	10	-	-	PUNCT
cjal-3360	368	11	root	root	NOUN
cjal-3360	368	12	lending	lending	NOUN
cjal-3360	368	13	institutions	institution	NOUN
cjal-3360	368	14	'	'	PART
cjal-3360	368	15	potential	potential	NOUN
cjal-3360	368	16	to	to	PART
cjal-3360	368	17	become	become	VERB
cjal-3360	368	18	legal	legal	ADJ
cjal-3360	368	19	,	,	PUNCT
cjal-3360	368	20	regulated	regulated	ADJ
cjal-3360	368	21	commercial	commercial	ADJ
cjal-3360	368	22	banks	bank	NOUN
cjal-3360	368	23	is	be	AUX
cjal-3360	368	24	the	the	DET
cjal-3360	368	25	..	..	PUNCT
cjal-3360	368	26	supra	supra	PROPN
cjal-3360	368	27	note	note	PROPN
cjal-3360	368	28	65	65	NUM
cjal-3360	368	29	,	,	PUNCT
cjal-3360	368	30	art	art	NOUN
cjal-3360	368	31	.	.	PUNCT
cjal-3360	369	1	4	4	NUM
cjal-3360	369	2	·	·	SYM
cjal-3360	369	3	70	70	NUM
cjal-3360	369	4	discussions	discussion	NOUN
cjal-3360	369	5	in	in	ADP
cjal-3360	369	6	this	this	DET
cjal-3360	369	7	part	part	NOUN
cjal-3360	369	8	are	be	AUX
cjal-3360	369	9	heavily	heavily	ADV
cjal-3360	369	10	based	base	VERB
cjal-3360	369	11	on	on	ADP
cjal-3360	369	12	responses	response	NOUN
cjal-3360	369	13	collected	collect	VERB
cjal-3360	369	14	from	from	ADP
cjal-3360	369	15	fieldwork	fieldwork	NOUN
cjal-3360	369	16	interviews	interview	NOUN
cjal-3360	369	17	and	and	CCONJ
cjal-3360	369	18	surveys	survey	NOUN
cjal-3360	369	19	.	.	PUNCT
cjal-3360	370	1	due	due	ADP
cjal-3360	370	2	to	to	ADP
cjal-3360	370	3	limitations	limitation	NOUN
cjal-3360	370	4	in	in	ADP
cjal-3360	370	5	the	the	DET
cjal-3360	370	6	number	number	NOUN
cjal-3360	370	7	of	of	ADP
cjal-3360	370	8	interviews	interview	NOUN
cjal-3360	370	9	and	and	CCONJ
cjal-3360	370	10	surveys	survey	NOUN
cjal-3360	370	11	that	that	PRON
cjal-3360	370	12	c	c	X
cjal-3360	370	13	-	-	PUNCT
cjal-3360	370	14	an	an	PRON
cjal-3360	370	15	be	be	AUX
cjal-3360	370	16	obtained	obtain	VERB
cjal-3360	370	17	,	,	PUNCT
cjal-3360	370	18	and	and	CCONJ
cjal-3360	370	19	in	in	ADP
cjal-3360	370	20	the	the	DET
cjal-3360	370	21	width	width	NOUN
cjal-3360	370	22	of	of	ADP
cjal-3360	370	23	locations	location	NOUN
cjal-3360	370	24	covered	cover	VERB
cjal-3360	370	25	,	,	PUNCT
cjal-3360	370	26	inferences	inference	NOUN
cjal-3360	370	27	and	and	CCONJ
cjal-3360	370	28	conclusions	conclusion	NOUN
cjal-3360	370	29	may	may	AUX
cjal-3360	370	30	not	not	PART
cjal-3360	370	31	be	be	AUX
cjal-3360	370	32	representative	representative	ADJ
cjal-3360	370	33	of	of	ADP
cjal-3360	370	34	all	all	DET
cjal-3360	370	35	ongoing	ongoing	ADJ
cjal-3360	370	36	private	private	ADJ
cjal-3360	370	37	lending	lending	NOUN
cjal-3360	370	38	activities	activity	NOUN
cjal-3360	370	39	.	.	PUNCT
cjal-3360	371	1	citations	citation	NOUN
cjal-3360	371	2	to	to	ADP
cjal-3360	371	3	specific	specific	ADJ
cjal-3360	371	4	information	information	NOUN
cjal-3360	371	5	from	from	ADP
cjal-3360	371	6	interviews	interview	NOUN
cjal-3360	371	7	or	or	CCONJ
cjal-3360	371	8	surve'{s	surve'{s	PROPN
cjal-3360	371	9	will	will	AUX
cjal-3360	371	10	be	be	AUX
cjal-3360	371	11	referenced	reference	VERB
cjal-3360	371	12	by	by	ADP
cjal-3360	371	13	record	record	NOUN
cjal-3360	371	14	numbers	number	NOUN
cjal-3360	371	15	of	of	ADP
cjal-3360	371	16	corresponding	correspond	VERB
cjal-3360	371	17	interviews	interview	NOUN
cjal-3360	371	18	or	or	CCONJ
cjal-3360	371	19	surveys	survey	NOUN
cjal-3360	371	20	.	.	PUNCT
cjal-3360	372	1	·	·	PUNCT
cjal-3360	372	2	question	question	NOUN
cjal-3360	372	3	of	of	ADP
cjal-3360	372	4	whether	whether	SCONJ
cjal-3360	372	5	private	private	ADJ
cjal-3360	372	6	banks	bank	NOUN
cjal-3360	372	7	exist	exist	VERB
cjal-3360	372	8	in	in	ADP
cjal-3360	372	9	china	china	PROPN
cjal-3360	372	10	at	at	ADV
cjal-3360	372	11	all	all	ADV
cjal-3360	372	12	.	.	PUNCT
cjal-3360	373	1	this	this	PRON
cjal-3360	373	2	is	be	AUX
cjal-3360	373	3	a	a	DET
cjal-3360	373	4	complicated	complicated	ADJ
cjal-3360	373	5	question	question	NOUN
cjal-3360	373	6	to	to	PART
cjal-3360	373	7	which	which	PRON
cjal-3360	373	8	some	some	PRON
cjal-3360	373	9	may	may	AUX
cjal-3360	373	10	answer	answer	VERB
cjal-3360	373	11	differently	differently	ADV
cjal-3360	373	12	and	and	CCONJ
cjal-3360	373	13	most	most	ADJ
cjal-3360	373	14	people	people	NOUN
cjal-3360	373	15	probably	probably	ADV
cjal-3360	373	16	do	do	AUX
cjal-3360	373	17	not	not	PART
cjal-3360	373	18	have	have	VERB
cjal-3360	373	19	an	an	DET
cjal-3360	373	20	answer	answer	NOUN
cjal-3360	373	21	.	.	PUNCT
cjal-3360	374	1	during	during	ADP
cjal-3360	374	2	most	most	ADJ
cjal-3360	374	3	of	of	ADP
cjal-3360	374	4	china	china	PROPN
cjal-3360	374	5	'	'	PART
cjal-3360	374	6	history	history	NOUN
cjal-3360	374	7	since	since	SCONJ
cjal-3360	374	8	1949	1949	NUM
cjal-3360	374	9	,	,	PUNCT
cjal-3360	374	10	the	the	DET
cjal-3360	374	11	official	official	ADJ
cjal-3360	374	12	financial	financial	ADJ
cjal-3360	374	13	system	system	NOUN
cjal-3360	374	14	has	have	AUX
cjal-3360	374	15	largely	largely	ADV
cjal-3360	374	16	been	be	AUX
cjal-3360	374	17	monopolized	monopolize	VERB
cjal-3360	374	18	by	by	ADP
cjal-3360	374	19	state	state	NOUN
cjal-3360	374	20	-	-	PUNCT
cjal-3360	374	21	backed	back	VERB
cjal-3360	374	22	banks	bank	NOUN
cjal-3360	374	23	,	,	PUNCT
cjal-3360	374	24	especially	especially	ADV
cjal-3360	374	25	five	five	NUM
cjal-3360	374	26	large	large	ADJ
cjal-3360	374	27	state	state	NOUN
cjal-3360	374	28	-	-	PUNCT
cjal-3360	374	29	owned	own	VERB
cjal-3360	374	30	commercial	commercial	ADJ
cjal-3360	374	31	banks	bank	NOUN
cjal-3360	374	32	collectively	collectively	ADV
cjal-3360	374	33	known	know	VERB
cjal-3360	374	34	as	as	ADP
cjal-3360	374	35	the	the	DET
cjal-3360	374	36	"	"	PUNCT
cjal-3360	374	37	big	big	ADJ
cjal-3360	374	38	five	five	NUM
cjal-3360	374	39	.	.	PUNCT
cjal-3360	375	1	"	"	PUNCT
cjal-3360	375	2	"	"	PUNCT
cjal-3360	375	3	beneath	beneath	ADP
cjal-3360	375	4	the	the	DET
cjal-3360	375	5	big	big	ADJ
cjal-3360	375	6	five	five	NUM
cjal-3360	375	7	in	in	ADP
cjal-3360	375	8	bureaucratic	bureaucratic	ADJ
cjal-3360	375	9	hierarchy	hierarchy	NOUN
cjal-3360	375	10	are	be	AUX
cjal-3360	375	11	twelve	twelve	NUM
cjal-3360	375	12	join	join	NOUN
cjal-3360	375	13	-	-	PUNCT
cjal-3360	375	14	stock	stock	NOUN
cjal-3360	375	15	commercial	commercial	ADJ
cjal-3360	375	16	banks	bank	NOUN
cjal-3360	375	17	and	and	CCONJ
cjal-3360	375	18	hundreds	hundred	NOUN
cjal-3360	375	19	of	of	ADP
cjal-3360	375	20	city	city	NOUN
cjal-3360	375	21	and	and	CCONJ
cjal-3360	375	22	rural	rural	ADJ
cjal-3360	375	23	commercial	commercial	ADJ
cjal-3360	375	24	banks	bank	NOUN
cjal-3360	375	25	.	.	PUNCT
cjal-3360	376	1	the	the	DET
cjal-3360	376	2	joint	joint	ADJ
cjal-3360	376	3	-stock	-stock	NOUN
cjal-3360	376	4	commercial	commercial	ADJ
cjal-3360	376	5	banks	bank	NOUN
cjal-3360	376	6	were	be	AUX
cjal-3360	376	7	initially	initially	ADV
cjal-3360	376	8	established	establish	VERB
cjal-3360	376	9	by	by	ADP
cjal-3360	376	10	state	state	NOUN
cjal-3360	376	11	entities	entity	NOUN
cjal-3360	376	12	as	as	SCONJ
cjal-3360	376	13	china	china	PROPN
cjal-3360	376	14	began	begin	VERB
cjal-3360	376	15	its	its	PRON
cjal-3360	376	16	economic	economic	ADJ
cjal-3360	376	17	reforms	reform	NOUN
cjal-3360	376	18	in	in	ADP
cjal-3360	376	19	the	the	DET
cjal-3360	376	20	198os	198os	PROPN
cjal-3360	376	21	.	.	PUNCT
cjal-3360	377	1	city	city	NOUN
cjal-3360	377	2	commercial	commercial	ADJ
cjal-3360	377	3	banks	bank	NOUN
cjal-3360	377	4	and	and	CCONJ
cjal-3360	377	5	rural	rural	ADJ
cjal-3360	377	6	banking	banking	NOUN
cjal-3360	377	7	institutions	institution	NOUN
cjal-3360	377	8	are	be	AUX
cjal-3360	377	9	products	product	NOUN
cjal-3360	377	10	of	of	ADP
cjal-3360	377	11	financial	financial	ADJ
cjal-3360	377	12	reforms	reform	NOUN
cjal-3360	377	13	in	in	ADP
cjal-3360	377	14	the	the	DET
cjal-3360	377	15	mid-19905	mid-19905	NOUN
cjal-3360	377	16	to	to	PART
cjal-3360	377	17	consolidate	consolidate	VERB
cjal-3360	377	18	local­	local­	NOUN
cjal-3360	377	19	government	government	NOUN
cjal-3360	377	20	-	-	PUNCT
cjal-3360	377	21	backed	back	VERB
cjal-3360	377	22	urban	urban	ADJ
cjal-3360	377	23	and	and	CCONJ
cjal-3360	377	24	rural	rural	ADJ
cjal-3360	377	25	credit	credit	NOUN
cjal-3360	377	26	unions	union	NOUN
cjal-3360	377	27	and	and	CCONJ
cjal-3360	377	28	to	to	PART
cjal-3360	377	29	sever	sever	VERB
cjal-3360	377	30	their	their	PRON
cjal-3360	377	31	former	former	ADJ
cjal-3360	377	32	affiliation	affiliation	NOUN
cjal-3360	377	33	to	to	ADP
cjal-3360	377	34	the	the	DET
cjal-3360	377	35	pbc	pbc	PROPN
cjal-3360	377	36	(	(	PUNCT
cjal-3360	377	37	or	or	CCONJ
cjal-3360	377	38	city	city	NOUN
cjal-3360	377	39	commercial	commercial	ADJ
cjal-3360	377	40	banks	bank	NOUN
cjal-3360	377	41	)	)	PUNCT
cjal-3360	377	42	or	or	CCONJ
cjal-3360	377	43	abc	abc	PROPN
cjal-3360	377	44	(	(	PUNCT
cjal-3360	377	45	for	for	ADP
cjal-3360	377	46	rural	rural	ADJ
cjal-3360	377	47	commercial	commercial	ADJ
cjal-3360	377	48	banks	bank	NOUN
cjal-3360	377	49	)	)	PUNCT
cjal-3360	377	50	.	.	PUNCT
cjal-3360	378	1	over	over	ADP
cjal-3360	378	2	the	the	DET
cjal-3360	378	3	last	last	ADJ
cjal-3360	378	4	twenty	twenty	NUM
cjal-3360	378	5	years	year	NOUN
cjal-3360	378	6	private	private	ADJ
cjal-3360	378	7	capital	capital	NOUN
cjal-3360	378	8	has	have	AUX
cjal-3360	378	9	acquired	acquire	VERB
cjal-3360	378	10	substantial	substantial	ADJ
cjal-3360	378	11	shares	share	NOUN
cjal-3360	378	12	in	in	ADP
cjal-3360	378	13	some	some	DET
cjal-3360	378	14	joint	joint	ADJ
cjal-3360	378	15	-	-	PUNCT
cjal-3360	378	16	stock	stock	NOUN
cjal-3360	378	17	banks	bank	NOUN
cjal-3360	378	18	and	and	CCONJ
cjal-3360	378	19	dominant	dominant	ADJ
cjal-3360	378	20	ownership	ownership	NOUN
cjal-3360	378	21	in	in	ADP
cjal-3360	378	22	many	many	ADJ
cjal-3360	378	23	urban	urban	ADJ
cjal-3360	378	24	and	and	CCONJ
cjal-3360	378	25	rural	rural	ADJ
cjal-3360	378	26	commercial	commercial	ADJ
cjal-3360	378	27	banks	bank	NOUN
cjal-3360	378	28	.	.	PUNCT
cjal-3360	378	29	"	"	PUNCT
cjal-3360	379	1	compared	compare	VERB
cjal-3360	379	2	to	to	ADP
cjal-3360	379	3	the	the	DET
cjal-3360	379	4	big	big	ADJ
cjal-3360	379	5	five	five	NUM
cjal-3360	379	6	,	,	PUNCT
cjal-3360	379	7	the	the	DET
cjal-3360	379	8	joint	joint	ADJ
cjal-3360	379	9	-	-	PUNCT
cjal-3360	379	10	stock	stock	NOUN
cjal-3360	379	11	,	,	PUNCT
cjal-3360	379	12	city	city	NOUN
cjal-3360	379	13	and	and	CCONJ
cjal-3360	379	14	rural	rural	ADJ
cjal-3360	379	15	commercial	commercial	ADJ
cjal-3360	379	16	banks	bank	NOUN
cjal-3360	379	17	are	be	AUX
cjal-3360	379	18	subject	subject	ADJ
cjal-3360	379	19	to	to	ADP
cjal-3360	379	20	state	state	NOUN
cjal-3360	379	21	control	control	NOUN
cjal-3360	379	22	by	by	ADP
cjal-3360	379	23	a	a	DET
cjal-3360	379	24	jesser	jesser	ADJ
cjal-3360	379	25	extent	extent	NOUN
cjal-3360	379	26	and	and	CCONJ
cjal-3360	379	27	many	many	ADJ
cjal-3360	379	28	of	of	ADP
cjal-3360	379	29	them	they	PRON
cjal-3360	379	30	may	may	AUX
cjal-3360	379	31	even	even	ADV
cjal-3360	379	32	ostensibly	ostensibly	ADV
cjal-3360	379	33	appear	appear	VERB
cjal-3360	379	34	•private•	•private•	NOUN
cjal-3360	379	35	based	base	VERB
cjal-3360	379	36	on	on	ADP
cjal-3360	379	37	technical	technical	ADJ
cjal-3360	379	38	ownership	ownership	NOUN
cjal-3360	379	39	structure	structure	NOUN
cjal-3360	379	40	.	.	PUNCT
cjal-3360	379	41	"	"	PUNCT
cjal-3360	380	1	the	the	DET
cjal-3360	380	2	"	"	PUNCT
cjal-3360	380	3	big	big	ADJ
cjal-3360	380	4	5	5	NUM
cjal-3360	380	5	:	:	PUNCT
cjal-3360	380	6	"	"	PUNCT
cjal-3360	380	7	industrial	industrial	ADJ
cjal-3360	380	8	and	and	CCONJ
cjal-3360	380	9	commercial	commercial	ADJ
cjal-3360	380	10	bank	bank	PROPN
cjal-3360	380	11	of	of	ADP
cjal-3360	380	12	china	china	PROPN
cjal-3360	380	13	,	,	PUNCT
cjal-3360	380	14	china	china	PROPN
cjal-3360	380	15	construction	construction	PROPN
cjal-3360	380	16	bank	bank	PROPN
cjal-3360	380	17	,	,	PUNCT
cjal-3360	380	18	bank	bank	PROPN
cjal-3360	380	19	of	of	ADP
cjal-3360	380	20	china	china	PROPN
cjal-3360	380	21	,	,	PUNCT
cjal-3360	380	22	agricultural	agricultural	ADJ
cjal-3360	380	23	bank	bank	PROPN
cjal-3360	380	24	of	of	ADP
cjal-3360	380	25	china	china	PROPN
cjal-3360	380	26	and	and	CCONJ
cjal-3360	380	27	bank	bank	PROPN
cjal-3360	380	28	of	of	ADP
cjal-3360	380	29	communications	communication	NOUN
cjal-3360	380	30	.	.	PUNCT
cjal-3360	381	1	official	official	ADJ
cjal-3360	381	2	data	datum	NOUN
cjal-3360	381	3	for	for	ADP
cjal-3360	381	4	the	the	DET
cjal-3360	381	5	first	first	ADJ
cjal-3360	381	6	three	three	NUM
cjal-3360	381	7	quarters	quarter	NOUN
cjal-3360	381	8	of	of	ADP
cjal-3360	381	9	:	:	PUNCT
cjal-3360	381	10	t015	t015	PROPN
cjal-3360	381	11	shows	show	VERB
cjal-3360	381	12	that	that	SCONJ
cjal-3360	381	13	the	the	DET
cjal-3360	381	14	•big	•big	ADJ
cjal-3360	381	15	five	five	NUM
cjal-3360	381	16	"	"	PUNCT
cjal-3360	381	17	state	state	NOUN
cjal-3360	381	18	-	-	PUNCT
cjal-3360	381	19	run	run	VERB
cjal-3360	381	20	banks	bank	NOUN
cjal-3360	381	21	consistently	consistently	ADV
cjal-3360	381	22	account	account	VERB
cjal-3360	381	23	for	for	ADP
cjal-3360	381	24	more	more	ADJ
cjal-3360	381	25	than	than	ADP
cjal-3360	381	26	40	40	NUM
cjal-3360	381	27	%	%	NOUN
cjal-3360	381	28	of	of	ADP
cjal-3360	381	29	total	total	ADJ
cjal-3360	381	30	assets	asset	NOUN
cjal-3360	381	31	and	and	CCONJ
cjal-3360	381	32	total	total	ADJ
cjal-3360	381	33	liabilities	liability	NOUN
cjal-3360	381	34	of	of	ADP
cjal-3360	381	35	the	the	DET
cjal-3360	381	36	banking	banking	NOUN
cjal-3360	381	37	industry	industry	NOUN
cjal-3360	381	38	.	.	PUNCT
cjal-3360	382	1	state	state	NOUN
cjal-3360	382	2	-	-	PUNCT
cjal-3360	382	3	backed	back	VERB
cjal-3360	382	4	city	city	NOUN
cjal-3360	382	5	joint	joint	ADJ
cjal-3360	382	6	-	-	PUNCT
cjal-3360	382	7	stock	stock	NOUN
cjal-3360	382	8	commercial	commercial	ADJ
cjal-3360	382	9	banks	bank	NOUN
cjal-3360	382	10	,	,	PUNCT
cjal-3360	382	11	city	city	NOUN
cjal-3360	382	12	commercial	commercial	ADJ
cjal-3360	382	13	banks	bank	NOUN
cjal-3360	382	14	and	and	CCONJ
cjal-3360	382	15	rural	rural	ADJ
cjal-3360	382	16	banking	banking	NOUN
cjal-3360	382	17	institutions	institution	NOUN
cjal-3360	382	18	account	account	VERB
cjal-3360	382	19	for	for	ADP
cjal-3360	382	20	another	another	DET
cjal-3360	382	21	4:7	4:7	NUM
cjal-3360	382	22	%	%	NOUN
cjal-3360	382	23	to	to	ADP
cjal-3360	382	24	6o%	6o%	NOUN
cjal-3360	382	25	,	,	PUNCT
cjal-3360	382	26	available	available	ADJ
cjal-3360	382	27	at	at	ADP
cjal-3360	382	28	http://www.cbrc.gov.cn/chinese/home/docview/	http://www.cbrc.gov.cn/chinese/home/docview/	PROPN
cjal-3360	382	29	a6ocjf.>9c)64))0888od454e8co	a6ocjf.>9c)64))0888od454e8co	PROPN
cjal-3360	382	30	c6e.htrnl	c6e.htrnl	PROPN
cjal-3360	382	31	(	(	PUNCT
cjal-3360	382	32	last	last	ADV
cjal-3360	382	33	visited	visit	VERB
cjal-3360	382	34	jan	jan	PROPN
cjal-3360	382	35	.	.	PROPN
cjal-3360	382	36	4	4	NUM
cjal-3360	382	37	,	,	PUNCT
cjal-3360	382	38	2o016	2o016	NUM
cjal-3360	382	39	)	)	PUNCT
cjal-3360	382	40	.	.	PUNCT
cjal-3360	383	1	71	71	NUM
cjal-3360	383	2	song	song	NOUN
cjal-3360	383	3	miou	miou	NOUN
cjal-3360	383	4	,	,	PUNCT
cjal-3360	383	5	news	news	NOUN
cjal-3360	383	6	analysis	analysis	NOUN
cjal-3360	383	7	:	:	PUNCT
cjal-3360	383	8	china	china	PROPN
cjal-3360	383	9	ready	ready	ADJ
cjal-3360	383	10	for	for	ADP
cjal-3360	383	11	more	more	ADV
cjal-3360	383	12	private	private	ADJ
cjal-3360	383	13	banks1	banks1	NOUN
cjal-3360	383	14	private	private	ADJ
cjal-3360	383	15	investors	investor	NOUN
cjal-3360	383	16	have	have	AUX
cjal-3360	383	17	helped	help	VERB
cjal-3360	383	18	,	,	PUNCT
cjal-3360	383	19	xinhuanet	xinhuanet	PROPN
cjal-3360	383	20	qune	qune	PROPN
cjal-3360	383	21	27	27	NUM
cjal-3360	383	22	,	,	PUNCT
cjal-3360	383	23	2015	2015	NUM
cjal-3360	383	24	,	,	PUNCT
cjal-3360	383	25	21'35~5	21'35~5	NUM
cjal-3360	383	26	)	)	PUNCT
cjal-3360	383	27	(	(	PUNCT
cjal-3360	383	28	"	"	PUNCT
cjal-3360	383	29	private	private	ADJ
cjal-3360	383	30	investors	investor	NOUN
cjal-3360	383	31	have	have	AUX
cjal-3360	383	32	helped	help	VERB
cjal-3360	383	33	758	758	NUM
cjal-3360	383	34	rural	rural	ADJ
cjal-3360	383	35	commercial	commercial	ADJ
cjal-3360	383	36	banks	bank	NOUN
cjal-3360	383	37	and	and	CCONJ
cjal-3360	383	38	the	the	DET
cjal-3360	383	39	ratio	ratio	NOUN
cjal-3360	383	40	of	of	ADP
cjal-3360	383	41	private	private	ADJ
cjal-3360	383	42	capital	capital	NOUN
cjal-3360	383	43	hit	hit	VERB
cjal-3360	383	44	85	85	NUM
cjal-3360	383	45	percent	percent	NOUN
cjal-3360	383	46	ln	ln	ADP
cjal-3360	383	47	these	these	DET
cjal-3360	383	48	lenders	lender	NOUN
cjal-3360	383	49	.	.	PUNCT
cjal-3360	384	1	private	private	ADJ
cjal-3360	384	2	investors	investor	NOUN
cjal-3360	384	3	took	take	VERB
cjal-3360	384	4	shares	share	NOUN
cjal-3360	384	5	of	of	ADP
cjal-3360	384	6	134	134	NUM
cjal-3360	384	7	urban	urban	ADJ
cjal-3360	384	8	commercial	commercial	ADJ
cjal-3360	384	9	banks	bank	NOUN
cjal-3360	384	10	at	at	ADP
cjal-3360	384	11	a	a	DET
cjal-3360	384	12	ratio	ratio	NOUN
cjal-3360	384	13	of	of	ADP
cjal-3360	384	14	56	56	NUM
cjal-3360	384	15	percent	percent	NOUN
cjal-3360	384	16	.	.	PUNCT
cjal-3360	384	17	"	"	PUNCT
cjal-3360	384	18	)	)	PUNCT
cjal-3360	384	19	,	,	PUNCT
cjal-3360	384	20	available	available	ADJ
cjal-3360	384	21	at	at	ADP
cjal-3360	384	22	http://news.xinhuanet.com/english/:w15·06/>7/c_l34)615)0.htrn	http://news.xinhuanet.com/english/:w15·06/>7/c_l34)615)0.htrn	PROPN
cjal-3360	384	23	(	(	PUNCT
cjal-3360	384	24	last	last	ADV
cjal-3360	384	25	visited	visit	VERB
cjal-3360	384	26	jan	jan	PROPN
cjal-3360	384	27	.	.	PROPN
cjal-3360	384	28	2	2	NUM
cjal-3360	384	29	)	)	PUNCT
cjal-3360	384	30	,	,	PUNCT
cjal-3360	384	31	2016	2016	NUM
cjal-3360	384	32	)	)	PUNCT
cjal-3360	384	33	.	.	PUNCT
cjal-3360	385	1	but	but	CCONJ
cjal-3360	385	2	the	the	DET
cjal-3360	385	3	issue	issue	NOUN
cjal-3360	385	4	is	be	AUX
cjal-3360	385	5	that	that	SCONJ
cjal-3360	385	6	none	none	NOUN
cjal-3360	385	7	of	of	ADP
cjal-3360	385	8	these	these	PRON
cjal-3360	385	9	"	"	PUNCT
cjal-3360	385	10	denationalized	denationalize	VERB
cjal-3360	385	11	"	"	PUNCT
cjal-3360	385	12	banks	bank	NOUN
cjal-3360	385	13	was	be	AUX
cjal-3360	385	14	initiated	initiate	VERB
cjal-3360	385	15	by	by	ADP
cjal-3360	385	16	private	private	ADJ
cjal-3360	385	17	capital	capital	NOUN
cjal-3360	385	18	.	.	PUNCT
cjal-3360	386	1	as	as	ADP
cjal-3360	386	2	products	product	NOUN
cjal-3360	386	3	of	of	ADP
cjal-3360	386	4	reform	reform	NOUN
cjal-3360	386	5	experiments	experiment	NOUN
cjal-3360	386	6	on	on	ADP
cjal-3360	386	7	government	government	NOUN
cjal-3360	386	8	-	-	PUNCT
cjal-3360	386	9	run	run	VERB
cjal-3360	386	10	institutions	institution	NOUN
cjal-3360	386	11	,	,	PUNCT
cjal-3360	386	12	these	these	DET
cjal-3360	386	13	banks	bank	NOUN
cjal-3360	386	14	do	do	AUX
cjal-3360	386	15	not	not	PART
cjal-3360	386	16	live	live	VERB
cjal-3360	386	17	free	free	ADJ
cjal-3360	386	18	of	of	ADP
cjal-3360	386	19	the	the	DET
cjal-3360	386	20	state	state	NOUN
cjal-3360	386	21	's	's	PART
cjal-3360	386	22	residual	residual	ADJ
cjal-3360	386	23	influence	influence	NOUN
cjal-3360	386	24	.	.	PUNCT
cjal-3360	387	1	government	government	NOUN
cjal-3360	387	2	actors	actor	NOUN
cjal-3360	387	3	still	still	ADV
cjal-3360	387	4	hold	hold	VERB
cjal-3360	387	5	substantial	substantial	ADJ
cjal-3360	387	6	,	,	PUNCT
cjal-3360	387	7	sometimes	sometimes	ADV
cjal-3360	387	8	dominant	dominant	ADJ
cjal-3360	387	9	,	,	PUNCT
cjal-3360	387	10	shares	share	NOUN
cjal-3360	387	11	in	in	ADP
cjal-3360	387	12	these	these	DET
cjal-3360	387	13	banks	bank	NOUN
cjal-3360	387	14	,	,	PUNCT
cjal-3360	387	15	rendering	render	VERB
cjal-3360	387	16	them	they	PRON
cjal-3360	387	17	continue	continue	VERB
cjal-3360	387	18	to	to	PART
cjal-3360	387	19	be	be	AUX
cjal-3360	387	20	under	under	ADP
cjal-3360	387	21	close	close	ADJ
cjal-3360	387	22	s	s	PART
cjal-3360	387	23	tate	tate	NOUN
cjal-3360	387	24	monitoring	monitoring	NOUN
cjal-3360	387	25	if	if	SCONJ
cjal-3360	387	26	not	not	PART
cjal-3360	387	27	direct	direct	ADJ
cjal-3360	387	28	governance	governance	NOUN
cjal-3360	387	29	.	.	PUNCT
cjal-3360	388	1	for	for	ADP
cjal-3360	388	2	example	example	NOUN
cjal-3360	388	3	,	,	PUNCT
cjal-3360	388	4	three	three	NUM
cjal-3360	388	5	of	of	ADP
cjal-3360	388	6	the	the	DET
cjal-3360	388	7	four	four	NUM
cjal-3360	388	8	largest	large	ADJ
cjal-3360	388	9	shareholders	shareholder	NOUN
cjal-3360	388	10	of	of	ADP
cjal-3360	388	11	the	the	DET
cjal-3360	388	12	china	china	PROPN
cjal-3360	388	13	guangfa	guangfa	PROPN
cjal-3360	388	14	bank	bank	PROPN
cjal-3360	388	15	(	(	PUNCT
cjal-3360	388	16	"	"	PUNCT
cjal-3360	388	17	cgb	cgb	NOUN
cjal-3360	388	18	"	"	PUNCT
cjal-3360	388	19	)	)	PUNCT
cjal-3360	388	20	,	,	PUNCT
cjal-3360	388	21	a	a	DET
cjal-3360	388	22	mid	mid	ADJ
cjal-3360	388	23	-	-	NOUN
cjal-3360	388	24	size	size	NOUN
cjal-3360	388	25	joint	joint	ADJ
cjal-3360	388	26	-	-	PUNCT
cjal-3360	388	27	equity	equity	NOUN
cjal-3360	388	28	bank	bank	NOUN
cjal-3360	388	29	,	,	PUNCT
cjal-3360	388	30	are	be	AUX
cjal-3360	388	31	state	state	NOUN
cjal-3360	388	32	-	-	PUNCT
cjal-3360	388	33	owned	own	VERB
cjal-3360	388	34	enterprises	enterprise	NOUN
cjal-3360	388	35	;	;	PUNCT
cjal-3360	388	36	together	together	ADV
cjal-3360	388	37	the	the	DET
cjal-3360	388	38	three	three	NUM
cjal-3360	388	39	hold	hold	NOUN
cjal-3360	388	40	6o%	6o%	PROPN
cjal-3360	388	41	of	of	ADP
cjal-3360	388	42	cbg	cbg	PROPN
cjal-3360	388	43	's	's	PART
cjal-3360	388	44	shares	share	NOUN
cjal-3360	388	45	as	as	ADP
cjal-3360	388	46	of	of	ADP
cjal-3360	388	47	year	year	NOUN
cjal-3360	388	48	-	-	PUNCT
cjal-3360	388	49	end	end	NOUN
cjal-3360	388	50	2014.73	2014.73	NUM
cjal-3360	388	51	local	local	ADJ
cjal-3360	388	52	governments	government	NOUN
cjal-3360	388	53	(	(	PUNCT
cjal-3360	388	54	or	or	CCONJ
cjal-3360	388	55	their	their	PRON
cjal-3360	388	56	agencies	agency	NOUN
cjal-3360	388	57	)	)	PUNCT
cjal-3360	388	58	tend	tend	VERB
cjal-3360	388	59	to	to	PART
cjal-3360	388	60	reserve	reserve	VERB
cjal-3360	388	61	some	some	DET
cjal-3360	388	62	ownership	ownership	NOUN
cjal-3360	388	63	in	in	ADP
cjal-3360	388	64	city	city	NOUN
cjal-3360	388	65	and	and	CCONJ
cjal-3360	388	66	rural	rural	ADJ
cjal-3360	388	67	commercial	commercial	ADJ
cjal-3360	388	68	banks	bank	NOUN
cjal-3360	388	69	,	,	PUNCT
cjal-3360	388	70	making	make	VERB
cjal-3360	388	71	these	these	DET
cjal-3360	388	72	banks	bank	NOUN
cjal-3360	388	73	"	"	PUNCT
cjal-3360	388	74	red	red	PROPN
cjal-3360	388	75	·	·	PUNCT
cjal-3360	388	76	hatted	hat	VERB
cjal-3360	388	77	"	"	PUNCT
cjal-3360	388	78	lenders	lender	NOUN
cjal-3360	388	79	heavily	heavily	ADV
cjal-3360	388	80	influenced	influence	VERB
cjal-3360	388	81	by	by	ADP
cjal-3360	388	82	government	government	NOUN
cjal-3360	388	83	sway	sway	NOUN
cjal-3360	388	84	rather	rather	ADV
cjal-3360	388	85	than	than	ADP
cjal-3360	388	86	completely	completely	ADV
cjal-3360	388	87	market	market	NOUN
cjal-3360	388	88	-	-	PUNCT
cjal-3360	388	89	oriented	orient	VERB
cjal-3360	388	90	private	private	ADJ
cjal-3360	388	91	banks	bank	NOUN
cjal-3360	388	92	.	.	PUNCT
cjal-3360	389	1	74	74	NUM
cjal-3360	389	2	on	on	ADP
cjal-3360	389	3	the	the	DET
cjal-3360	389	4	other	other	ADJ
cjal-3360	389	5	hand	hand	NOUN
cjal-3360	389	6	,	,	PUNCT
cjal-3360	389	7	before	before	ADP
cjal-3360	389	8	2015	2015	NUM
cjal-3360	389	9	there	there	PRON
cjal-3360	389	10	is	be	VERB
cjal-3360	389	11	virtually	virtually	ADV
cjal-3360	389	12	no	no	DET
cjal-3360	389	13	record	record	NOUN
cjal-3360	389	14	of	of	ADP
cjal-3360	389	15	grass	grass	NOUN
cjal-3360	389	16	-	-	PUNCT
cjal-3360	389	17	root	root	NOUN
cjal-3360	389	18	private	private	ADJ
cjal-3360	389	19	capital	capital	NOUN
cjal-3360	389	20	independently	independently	ADV
cjal-3360	389	21	entering	enter	VERB
cjal-3360	389	22	the	the	DET
cjal-3360	389	23	banking	banking	NOUN
cjal-3360	389	24	industry	industry	NOUN
cjal-3360	389	25	.	.	PUNCT
cjal-3360	390	1	although	although	SCONJ
cjal-3360	390	2	media	medium	NOUN
cjal-3360	390	3	has	have	VERB
cjal-3360	390	4	for	for	ADP
cjal-3360	390	5	a	a	DET
cjal-3360	390	6	couple	couple	NOUN
cjal-3360	390	7	times	time	NOUN
cjal-3360	390	8	captured	capture	VERB
cjal-3360	390	9	attempts	attempt	NOUN
cjal-3360	390	10	in	in	ADP
cjal-3360	390	11	the	the	DET
cjal-3360	390	12	early	early	ADJ
cjal-3360	390	13	2ooos	2ooos	NUM
cjal-3360	390	14	by	by	ADP
cjal-3360	390	15	grass	grass	NOUN
cjal-3360	390	16	-	-	PUNCT
cjal-3360	390	17	root	root	NOUN
cjal-3360	390	18	private	private	ADJ
cjal-3360	390	19	players	player	NOUN
cjal-3360	390	20	to	to	PART
cjal-3360	390	21	obtain	obtain	VERB
cjal-3360	390	22	official	official	ADJ
cjal-3360	390	23	approval	approval	NOUN
cjal-3360	390	24	to	to	PART
cjal-3360	390	25	establish	establish	VERB
cjal-3360	390	26	commercial	commercial	ADJ
cjal-3360	390	27	banks	bank	NOUN
cjal-3360	390	28	,	,	PUNCT
cjal-3360	390	29	75	75	NUM
cjal-3360	390	30	the	the	DET
cjal-3360	390	31	fact	fact	NOUN
cjal-3360	390	32	that	that	SCONJ
cjal-3360	390	33	none	none	NOUN
cjal-3360	390	34	of	of	ADP
cjal-3360	390	35	these	these	DET
cjal-3360	390	36	applications	application	NOUN
cjal-3360	390	37	materialized	materialize	VERB
cjal-3360	390	38	reflects	reflect	VERB
cjal-3360	390	39	the	the	DET
cjal-3360	390	40	state	state	NOUN
cjal-3360	390	41	's	's	PART
cjal-3360	390	42	continued	continue	VERB
cjal-3360	390	43	reluctance	reluctance	NOUN
cjal-3360	390	44	towards	towards	ADP
cjal-3360	390	45	allowing	allow	VERB
cjal-3360	390	46	complete	complete	ADJ
cjal-3360	390	47	private	private	ADJ
cjal-3360	390	48	players	player	NOUN
cjal-3360	390	49	into	into	ADP
cjal-3360	390	50	the	the	DET
cjal-3360	390	51	official	official	ADJ
cjal-3360	390	52	banking	banking	NOUN
cjal-3360	390	53	market	market	NOUN
cjal-3360	390	54	.	.	PUNCT
cjal-3360	391	1	and	and	CCONJ
cjal-3360	391	2	it	it	PRON
cjal-3360	391	3	is	be	AUX
cjal-3360	391	4	probably	probably	ADV
cjal-3360	391	5	safe	safe	ADJ
cjal-3360	391	6	to	to	PART
cjal-3360	391	7	say	say	VERB
cjal-3360	391	8	that	that	SCONJ
cjal-3360	391	9	truly	truly	ADV
cjal-3360	391	10	private	private	ADJ
cjal-3360	391	11	banks	bank	NOUN
cjal-3360	391	12	,	,	PUNCT
cjal-3360	391	13	those	those	PRON
cjal-3360	391	14	that	that	PRON
cjal-3360	391	15	are	be	AUX
cjal-3360	391	16	founded	found	VERB
cjal-3360	391	17	and	and	CCONJ
cjal-3360	391	18	run	run	VERB
cjal-3360	391	19	by	by	ADP
cjal-3360	391	20	private	private	ADJ
cjal-3360	391	21	capital	capital	NOUN
cjal-3360	391	22	,	,	PUNCT
cjal-3360	391	23	are	be	AUX
cjal-3360	391	24	still	still	ADV
cjal-3360	391	25	scarce	scarce	ADJ
cjal-3360	391	26	,	,	PUNCT
cjal-3360	391	27	if	if	SCONJ
cjal-3360	391	28	not	not	PART
cjal-3360	391	29	non	non	ADJ
cjal-3360	391	30	-	-	ADJ
cjal-3360	391	31	existent	existent	ADJ
cjal-3360	391	32	in	in	ADP
cjal-3360	391	33	china	china	PROPN
cjal-3360	391	34	.	.	PUNCT
cjal-3360	392	1	7j	7j	PROPN
cjal-3360	392	2	see	see	VERB
cjal-3360	392	3	cgb	cgb	PROPN
cjal-3360	392	4	website	website	NOUN
cjal-3360	392	5	(	(	PUNCT
cjal-3360	392	6	china	china	PROPN
cjal-3360	392	7	ufe	ufe	PROPN
cjal-3360	392	8	insurance	insurance	PROPN
cjal-3360	392	9	company	company	NOUN
cjal-3360	392	10	limited	limit	VERB
cjal-3360	392	11	.	.	PUNCT
cjal-3360	393	1	,	,	PUNCT
cjal-3360	393	2	yingda	yingda	PROPN
cjal-3360	393	3	international	international	PROPN
cjal-3360	393	4	holdings	holdings	PROPN
cjal-3360	393	5	group	group	PROPN
cjal-3360	393	6	co.	co.	PROPN
cjal-3360	393	7	,	,	PUNCT
cjal-3360	393	8	ltd	ltd	PROPN
cjal-3360	393	9	.	.	PROPN
cjal-3360	393	10	,	,	PUNCT
cjal-3360	393	11	citic	citic	PROPN
cjal-3360	393	12	trust	trust	PROPN
cjal-3360	393	13	co.	co.	PROPN
cjal-3360	393	14	,ltd	,ltd	PUNCT
cjal-3360	393	15	.	.	PUNCT
cjal-3360	394	1	each	each	PRON
cjal-3360	394	2	holds	hold	VERB
cjal-3360	394	3	zo%	zo%	NUM
cjal-3360	394	4	of	of	ADP
cjal-3360	394	5	cgb	cgb	PROPN
cjal-3360	394	6	's	's	PART
cjal-3360	394	7	shares	share	NOUN
cjal-3360	394	8	)	)	PUNCT
cjal-3360	394	9	,	,	PUNCT
cjal-3360	394	10	available	available	ADJ
cjal-3360	394	11	ac	ac	ADP
cjal-3360	394	12	http	http	PROPN
cjal-3360	394	13	:	:	PUNCT
cjal-3360	394	14	lfwww.cgtx	lfwww.cgtx	PROPN
cjal-3360	394	15	:	:	PUNCT
cjal-3360	394	16	hina.corn.cn/	hina.corn.cn/	NUM
cjal-3360	394	17	lnfo/•336?9jo	lnfo/•336?9jo	PROPN
cjal-3360	394	18	(	(	PUNCT
cjal-3360	394	19	last	last	ADV
cjal-3360	394	20	visited	visit	VERB
cjal-3360	394	21	jc	jc	PROPN
cjal-3360	394	22	~	~	PROPN
cjal-3360	394	23	n.	n.	NOUN
cjal-3360	394	24	~	~	PUNCT
cjal-3360	394	25	"	"	PUNCT
cjal-3360	394	26	'	'	PUNCT
cjal-3360	394	27	.wt6	.wt6	NOUN
cjal-3360	394	28	)	)	PUNCT
cjal-3360	394	29	.	.	PUNCT
cjal-3360	395	1	74	74	NUM
cjal-3360	395	2	see	see	VERB
cjal-3360	395	3	,	,	PUNCT
cjal-3360	395	4	e.g.	e.g.	ADV
cjal-3360	395	5	,	,	PUNCT
cjal-3360	395	6	wang	wang	PROPN
cjal-3360	395	7	wei	wei	PROPN
cjal-3360	395	8	c	c	PROPN
cjal-3360	395	9	:	:	PUNCT
cjal-3360	395	10	eil	eil	PROPN
cjal-3360	395	11	)	)	PUNCT
cjal-3360	395	12	,	,	PUNCT
cjal-3360	395	13	qianxyi	qianxyi	PROPN
cjal-3360	395	14	nongcun	nongcun	PROPN
cjal-3360	395	15	shanley	shanley	PROPN
cjal-3360	395	16	yinhang	yinhang	PROPN
cjal-3360	395	17	de	de	PROPN
cjal-3360	395	18	shichang	shichang	PROPN
cjal-3360	395	19	dingwei	dingwei	PROPN
cjal-3360	395	20	(	(	PUNCT
cjal-3360	395	21	illlli	illlli	NOUN
cjal-3360	395	22	<	<	X
cjal-3360	395	23	l<.ftiffi)jk41lfli'i'jm	l<.ftiffi)jk41lfli'i'jm	NOUN
cjal-3360	395	24	~	~	SYM
cjal-3360	395	25	lel	lel	NOUN
cjal-3360	395	26	!	!	PUNCT
cjal-3360	395	27	!	!	PUNCT
cjal-3360	395	28	.	.	PUNCT
cjal-3360	395	29	)	)	PUNCT
cjal-3360	396	1	[	[	X
cjal-3360	396	2	marketing	marketing	NOUN
cjal-3360	396	3	positioning	positioning	NOUN
cjal-3360	396	4	for	for	ADP
cjal-3360	396	5	rural	rural	ADJ
cjal-3360	396	6	commercial	commercial	ADJ
cjal-3360	396	7	banks	bank	NOUN
cjal-3360	396	8	]	]	PUNCT
cjal-3360	396	9	,	,	PUNCT
cjal-3360	396	10	finance	finance	NOUN
cjal-3360	396	11	theory	theory	NOUN
cjal-3360	396	12	and	and	CCONJ
cjal-3360	396	13	teaching	teaching	NOUN
cjal-3360	396	14	(	(	PUNCT
cjal-3360	396	15	1iii!ui~!§fj(~	1iii!ui~!§fj(~	NUM
cjal-3360	396	16	)	)	PUNCT
cjal-3360	396	17	.	.	PUNCT
cjal-3360	397	1	no	no	INTJ
cjal-3360	397	2	.	.	NOUN
cjal-3360	397	3	1	1	NUM
cjal-3360	397	4	,	,	PUNCT
cjal-3360	397	5	2007	2007	NUM
cjal-3360	397	6	at	at	ADP
cjal-3360	397	7	t{local	t{local	ADJ
cjal-3360	397	8	government	government	NOUN
cjal-3360	397	9	control	control	NOUN
cjal-3360	397	10	over	over	ADP
cjal-3360	397	11	rural	rural	ADJ
cjal-3360	397	12	commercial	commercial	ADJ
cjal-3360	397	13	banks	bank	NOUN
cjal-3360	397	14	)	)	PUNCT
cjal-3360	397	15	;	;	PUNCT
cjal-3360	397	16	li	li	PROPN
cjal-3360	397	17	tuo	tuo	PROPN
cjal-3360	397	18	&	&	CCONJ
cjal-3360	397	19	yu	yu	PROPN
cjal-3360	397	20	man	man	PROPN
cjal-3360	397	21	(	(	PUNCT
cjal-3360	397	22	*	*	PUNCT
cjal-3360	397	23	l!i	l!i	PROPN
cjal-3360	397	24	&	&	CCONJ
cjal-3360	397	25	j1	j1	PROPN
cjal-3360	397	26	<	<	X
cjal-3360	397	27	§	§	PROPN
cjal-3360	397	28	i	i	PROPN
cjal-3360	397	29	)	)	PUNCT
cjal-3360	397	30	,	,	PUNCT
cjal-3360	397	31	lilv	lilv	PROPN
cjal-3360	397	32	shichanghua	shichanghua	PROPN
cjal-3360	397	33	,	,	PUNCT
cjal-3360	397	34	zhengfu	zhengfu	PROPN
cjal-3360	397	35	jieru	jieru	PROPN
cjal-3360	397	36	yu	yu	PROPN
cjal-3360	397	37	chengshi	chengshi	PROPN
cjal-3360	397	38	shantey	shantey	PROPN
cjal-3360	397	39	yinhang	yinhang	PROPN
cjal-3360	397	40	fazhan	fazhan	NOUN
cjal-3360	397	41	(;	(;	PUNCT
cjal-3360	397	42	f!j	f!j	PROPN
cjal-3360	397	43	ll!ili	ll!ili	X
cjal-3360	397	44	~	~	SYM
cjal-3360	397	45	il	il	PROPN
cjal-3360	397	46	:	:	PUNCT
cjal-3360	397	47	.	.	PUNCT
cjal-3360	398	1	•	•	NUM
cjal-3360	398	2	~	~	PUNCT
cjal-3360	398	3	1	1	NUM
cjal-3360	398	4	t	t	NOUN
cjal-3360	398	5	.a!§~i!iifli)jk41lfi:!l	.a!§~i!iifli)jk41lfi:!l	PUNCT
cjal-3360	398	6	:	:	PUNCT
cjal-3360	398	7	fil	fil	X
cjal-3360	398	8	)	)	PUNCT
cjal-3360	398	9	(	(	PUNCT
cjal-3360	398	10	the	the	DET
cjal-3360	398	11	liberalization	liberalization	NOUN
cjal-3360	398	12	of	of	ADP
cjal-3360	398	13	interest	interest	NOUN
cjal-3360	398	14	rate	rate	NOUN
cjal-3360	398	15	,	,	PUNCT
cjal-3360	398	16	government	government	NOUN
cjal-3360	398	17	intervention	intervention	NOUN
cjal-3360	398	18	and	and	CCONJ
cjal-3360	398	19	the	the	DET
cjal-3360	398	20	development	development	NOUN
cjal-3360	398	21	of	of	ADP
cjal-3360	398	22	city	city	NOUN
cjal-3360	398	23	commercial	commercial	ADJ
cjal-3360	398	24	banks	bank	NOUN
cjal-3360	398	25	]	]	PUNCT
cjal-3360	398	26	,	,	PUNCT
cjal-3360	398	27	jinrong	jinrong	PROPN
cjal-3360	398	28	luntan	luntan	PROPN
cjal-3360	398	29	(	(	PUNCT
cjal-3360	398	30	1illt\ji~	1illt\ji~	NUM
cjal-3360	398	31	)	)	PUNCT
cjal-3360	399	1	no	no	NOUN
cjal-3360	400	1	.	.	NOUN
cjal-3360	400	2	7	7	NUM
cjal-3360	400	3	,	,	PUNCT
cjal-3360	400	4	2015	2015	NUM
cjal-3360	400	5	at	at	ADP
cjal-3360	400	6	72	72	NUM
cjal-3360	400	7	(	(	PUNCT
cjal-3360	400	8	,	,	PUNCT
cjal-3360	400	9	(	(	PUNCT
cjal-3360	400	10	tjfi	tjfi	NOUN
cjal-3360	400	11	235lud	235lud	NUM
cjal-3360	400	12	(	(	PUNCT
cjal-3360	400	13	local	local	ADJ
cjal-3360	400	14	government	government	NOUN
cjal-3360	400	15	control	control	NOUN
cjal-3360	400	16	over	over	ADP
cjal-3360	400	17	urban	urban	ADJ
cjal-3360	400	18	commercial	commercial	ADJ
cjal-3360	400	19	banks	bank	NOUN
cjal-3360	400	20	)	)	PUNCT
cjal-3360	400	21	.	.	PUNCT
cjal-3360	400	22	"	"	PUNCT
cjal-3360	401	1	see	see	VERB
cjal-3360	401	2	,	,	PUNCT
cjal-3360	401	3	e.g.	e.g.	ADV
cjal-3360	401	4	,	,	PUNCT
cjal-3360	401	5	five	five	NUM
cjal-3360	401	6	private	private	ADJ
cjal-3360	401	7	bank	bank	NOUN
cjal-3360	401	8	appucations	appucation	NOUN
cjal-3360	401	9	pending	pende	VERB
cjal-3360	401	10	pinal	pinal	ADJ
cjal-3360	401	11	approval	approval	NOUN
cjal-3360	401	12	(:	(:	NOUN
cjal-3360	401	13	j'f~.t.~	j'f~.t.~	NOUN
cjal-3360	401	14	li~	li~	PROPN
cjal-3360	401	15	'	'	PART
cjal-3360	401	16	lie	lie	NOUN
cjal-3360	401	17	f!l	f!l	PROPN
cjal-3360	401	18	'	'	NOUN
cjal-3360	401	19	1'1	1'1	NUM
cjal-3360	401	20	~	~	PUNCT
cjal-3360	401	21	'	'	PUNCT
cjal-3360	401	22	liy	liy	PROPN
cjal-3360	401	23	ai	ai	VERB
cjal-3360	401	24	fo	fo	ADV
cjal-3360	401	25	ill	ill	ADJ
cjal-3360	401	26	itt	itt	INTJ
cjal-3360	401	27	)	)	PUNCT
cjal-3360	401	28	,	,	PUNCT
cjal-3360	401	29	available	available	ADJ
cjal-3360	401	30	at	at	ADP
cjal-3360	401	31	http://finance.sina.com.cn/g/200j07z6/t03938j139·•html	http://finance.sina.com.cn/g/200j07z6/t03938j139·•html	PROPN
cjal-3360	401	32	(	(	PUNCT
cjal-3360	401	33	last	last	ADV
cjal-3360	401	34	visited	visit	VERB
cjal-3360	401	35	jan	jan	PROPN
cjal-3360	401	36	.	.	PROPN
cjal-3360	401	37	30	30	NUM
cjal-3360	401	38	,	,	PUNCT
cjal-3360	401	39	2016	2016	NUM
cjal-3360	401	40	)	)	PUNCT
cjal-3360	401	41	.	.	PUNCT
cjal-3360	402	1	274	274	NUM
cjal-3360	402	2	the	the	DET
cjal-3360	402	3	type	type	NOUN
cjal-3360	402	4	of	of	ADP
cjal-3360	402	5	private	private	ADJ
cjal-3360	402	6	banks	bank	NOUN
cjal-3360	402	7	that	that	PRON
cjal-3360	402	8	is	be	AUX
cjal-3360	402	9	of	of	ADP
cjal-3360	402	10	most	most	ADJ
cjal-3360	402	11	interest	interest	NOUN
cjal-3360	402	12	to	to	ADP
cjal-3360	402	13	this	this	DET
cjal-3360	402	14	research	research	NOUN
cjal-3360	402	15	are	be	AUX
cjal-3360	402	16	grass	grass	NOUN
cjal-3360	402	17	-	-	PUNCT
cjal-3360	402	18	root	root	NOUN
cjal-3360	402	19	commercial	commercial	ADJ
cjal-3360	402	20	banks	bank	NOUN
cjal-3360	402	21	that	that	PRON
cjal-3360	402	22	are	be	AUX
cjal-3360	402	23	founded	found	VERB
cjal-3360	402	24	and	and	CCONJ
cjal-3360	402	25	run	run	VERB
cjal-3360	402	26	by	by	ADP
cjal-3360	402	27	private	private	ADJ
cjal-3360	402	28	capital	capital	NOUN
cjal-3360	402	29	,	,	PUNCT
cjal-3360	402	30	and	and	CCONJ
cjal-3360	402	31	mainly	mainly	ADV
cjal-3360	402	32	serve	serve	VERB
cjal-3360	402	33	the	the	DET
cjal-3360	402	34	financing	financing	NOUN
cjal-3360	402	35	needs	need	NOUN
cjal-3360	402	36	of	of	ADP
cjal-3360	402	37	msms	msm	NOUN
cjal-3360	402	38	and	and	CCONJ
cjal-3360	402	39	individuals	individual	NOUN
cjal-3360	402	40	within	within	ADP
cjal-3360	402	41	their	their	PRON
cjal-3360	402	42	respective	respective	ADJ
cjal-3360	402	43	local	local	ADJ
cjal-3360	402	44	communities	community	NOUN
cjal-3360	402	45	.	.	PUNCT
cjal-3360	403	1	the	the	DET
cjal-3360	403	2	categorization	categorization	NOUN
cjal-3360	403	3	excludes	exclude	VERB
cjal-3360	403	4	banks	bank	NOUN
cjal-3360	403	5	with	with	ADP
cjal-3360	403	6	any	any	DET
cjal-3360	403	7	level	level	NOUN
cjal-3360	403	8	of	of	ADP
cjal-3360	403	9	direct	direct	ADJ
cjal-3360	403	10	state	state	NOUN
cjal-3360	403	11	control	control	NOUN
cjal-3360	403	12	such	such	ADJ
cjal-3360	403	13	as	as	ADP
cjal-3360	403	14	the	the	DET
cjal-3360	403	15	"	"	PUNCT
cjal-3360	403	16	big	big	ADJ
cjal-3360	403	17	five	five	NUM
cjal-3360	403	18	,	,	PUNCT
cjal-3360	403	19	•	•	NUM
cjal-3360	403	20	any	any	DET
cjal-3360	403	21	state	state	NOUN
cjal-3360	403	22	-	-	PUNCT
cjal-3360	403	23	backed	back	VERB
cjal-3360	403	24	joint	joint	ADJ
cjal-3360	403	25	stock	stock	NOUN
cjal-3360	403	26	banks	bank	NOUN
cjal-3360	403	27	,	,	PUNCT
cjal-3360	403	28	and	and	CCONJ
cjal-3360	403	29	"	"	PUNCT
cjal-3360	403	30	red	red	ADJ
cjal-3360	403	31	-	-	PUNCT
cjal-3360	403	32	hatted	hatted	ADJ
cjal-3360	403	33	"	"	PUNCT
cjal-3360	403	34	city	city	NOUN
cjal-3360	403	35	and	and	CCONJ
cjal-3360	403	36	rural	rural	ADJ
cjal-3360	403	37	commercial	commercial	ADJ
cjal-3360	403	38	banks	bank	NOUN
cjal-3360	403	39	.	.	PUNCT
cjal-3360	404	1	because	because	SCONJ
cjal-3360	404	2	of	of	ADP
cjal-3360	404	3	the	the	DET
cjal-3360	404	4	near	near	ADJ
cjal-3360	404	5	absence	absence	NOUN
cjal-3360	404	6	of	of	ADP
cjal-3360	404	7	officially	officially	ADV
cjal-3360	404	8	licensed	license	VERB
cjal-3360	404	9	banks	bank	NOUN
cjal-3360	404	10	of	of	ADP
cjal-3360	404	11	this	this	DET
cjal-3360	404	12	type	type	NOUN
cjal-3360	404	13	,	,	PUNCT
cjal-3360	404	14	three	three	NUM
cjal-3360	404	15	types	type	NOUN
cjal-3360	404	16	of	of	ADP
cjal-3360	404	17	grass	grass	NOUN
cjal-3360	404	18	-	-	PUNCT
cjal-3360	404	19	root	root	NOUN
cjal-3360	404	20	lending	lending	NOUN
cjal-3360	404	21	institutions	institution	NOUN
cjal-3360	404	22	tend	tend	VERB
cjal-3360	404	23	to	to	PART
cjal-3360	404	24	fill	fill	VERB
cjal-3360	404	25	the	the	DET
cjal-3360	404	26	gap	gap	NOUN
cjal-3360	404	27	:	:	PUNCT
cjal-3360	404	28	(	(	PUNCT
cjal-3360	404	29	•	•	X
cjal-3360	404	30	)	)	PUNCT
cjal-3360	404	31	legally	legally	ADV
cjal-3360	404	32	recognized	recognize	VERB
cjal-3360	404	33	private	private	ADJ
cjal-3360	404	34	lending	lending	NOUN
cjal-3360	404	35	institutions	institution	NOUN
cjal-3360	404	36	such	such	ADJ
cjal-3360	404	37	as	as	ADP
cjal-3360	404	38	small	small	ADJ
cjal-3360	404	39	loans	loan	NOUN
cjal-3360	404	40	companies	company	NOUN
cjal-3360	404	41	and	and	CCONJ
cjal-3360	404	42	pawnshops	pawnshop	NOUN
cjal-3360	404	43	,	,	PUNCT
cjal-3360	404	44	(	(	PUNCT
cjal-3360	404	45	>	>	X
cjal-3360	404	46	)	)	PUNCT
cjal-3360	404	47	semi	semi	ADJ
cjal-3360	404	48	-	-	ADJ
cjal-3360	404	49	legal	legal	ADJ
cjal-3360	404	50	private	private	ADJ
cjal-3360	404	51	loan	loan	NOUN
cjal-3360	404	52	providers	provider	NOUN
cjal-3360	404	53	such	such	ADJ
cjal-3360	404	54	as	as	ADP
cjal-3360	404	55	non	non	ADJ
cjal-3360	404	56	-	-	ADJ
cjal-3360	404	57	depository	depository	ADJ
cjal-3360	404	58	private	private	ADJ
cjal-3360	404	59	financing	financing	NOUN
cjal-3360	404	60	networks	network	NOUN
cjal-3360	404	61	and	and	CCONJ
cjal-3360	404	62	credit	credit	NOUN
cjal-3360	404	63	cooperatives	cooperative	NOUN
cjal-3360	404	64	,	,	PUNCT
cjal-3360	404	65	and	and	CCONJ
cjal-3360	404	66	(	(	PUNCT
cjal-3360	404	67	3	3	X
cjal-3360	404	68	)	)	PUNCT
cjal-3360	404	69	illegal	illegal	ADJ
cjal-3360	404	70	deposit	deposit	NOUN
cjal-3360	404	71	-	-	PUNCT
cjal-3360	404	72	absorbing	absorb	VERB
cjal-3360	404	73	financing	financing	NOUN
cjal-3360	404	74	organizations	organization	NOUN
cjal-3360	404	75	such	such	ADJ
cjal-3360	404	76	as	as	ADP
cjal-3360	404	77	private	private	ADJ
cjal-3360	404	78	money	money	NOUN
cjal-3360	404	79	houses	house	NOUN
cjal-3360	404	80	,	,	PUNCT
cjal-3360	404	81	also	also	ADV
cjal-3360	404	82	known	know	VERB
cjal-3360	404	83	as	as	ADP
cjal-3360	404	84	"	"	PUNCT
cjal-3360	404	85	underground	underground	ADJ
cjal-3360	404	86	banks	bank	NOUN
cjal-3360	404	87	"	"	PUNCT
cjal-3360	404	88	.	.	PUNCT
cjal-3360	405	1	normally	normally	ADV
cjal-3360	405	2	,	,	PUNCT
cjal-3360	405	3	a	a	DET
cjal-3360	405	4	critical	critical	ADJ
cjal-3360	405	5	difference	difference	NOUN
cjal-3360	405	6	between	between	ADP
cjal-3360	405	7	the	the	DET
cjal-3360	405	8	first	first	ADJ
cjal-3360	405	9	two	two	NUM
cjal-3360	405	10	types	type	NOUN
cjal-3360	405	11	of	of	ADP
cjal-3360	405	12	institutions	institution	NOUN
cjal-3360	405	13	and	and	CCONJ
cjal-3360	405	14	the	the	DET
cjal-3360	405	15	third	third	ADJ
cjal-3360	405	16	type	type	NOUN
cjal-3360	405	17	is	be	AUX
cjal-3360	405	18	that	that	SCONJ
cjal-3360	405	19	the	the	DET
cjal-3360	405	20	former	former	NOUN
cjal-3360	405	21	does	do	AUX
cjal-3360	405	22	not	not	PART
cjal-3360	405	23	absorb	absorb	VERB
cjal-3360	405	24	deposits	deposit	NOUN
cjal-3360	405	25	from	from	ADP
cjal-3360	405	26	the	the	DET
cjal-3360	405	27	general	general	ADJ
cjal-3360	405	28	public	public	NOUN
cjal-3360	405	29	whereas	whereas	SCONJ
cjal-3360	405	30	the	the	DET
cjal-3360	405	31	latter	latter	NOUN
cjal-3360	405	32	does	do	VERB
cjal-3360	405	33	.	.	PUNCT
cjal-3360	406	1	but	but	CCONJ
cjal-3360	406	2	in	in	ADP
cjal-3360	406	3	recent	recent	ADJ
cjal-3360	406	4	years	year	NOUN
cjal-3360	406	5	it	it	PRON
cjal-3360	406	6	becomes	become	VERB
cjal-3360	406	7	increasingly	increasingly	ADV
cjal-3360	406	8	common	common	ADJ
cjal-3360	406	9	for	for	ADP
cjal-3360	406	10	legally	legally	ADV
cjal-3360	406	11	established	establish	VERB
cjal-3360	406	12	small	small	ADJ
cjal-3360	406	13	loans	loan	NOUN
cjal-3360	406	14	companies	company	NOUN
cjal-3360	406	15	,	,	PUNCT
cjal-3360	406	16	pawnshops	pawnshop	NOUN
cjal-3360	406	17	,	,	PUNCT
cjal-3360	406	18	an	an	DET
cjal-3360	406	19	investment	investment	NOUN
cjal-3360	406	20	companies	company	NOUN
cjal-3360	406	21	to	to	PART
cjal-3360	406	22	engage	engage	VERB
cjal-3360	406	23	in	in	ADP
cjal-3360	406	24	underground	underground	ADJ
cjal-3360	406	25	depository	depository	NOUN
cjal-3360	406	26	banking	banking	NOUN
cjal-3360	406	27	practice	practice	NOUN
cjal-3360	406	28	.	.	PUNCT
cjal-3360	407	1	76	76	NUM
cjal-3360	408	1	since	since	SCONJ
cjal-3360	408	2	an	an	DET
cjal-3360	408	3	important	important	ADJ
cjal-3360	408	4	purpose	purpose	NOUN
cjal-3360	408	5	of	of	ADP
cjal-3360	408	6	t	t	PROPN
cjal-3360	408	7	his	his	PRON
cjal-3360	408	8	research	research	NOUN
cjal-3360	408	9	is	be	AUX
cjal-3360	408	10	to	to	PART
cjal-3360	408	11	understand	understand	VERB
cjal-3360	408	12	the	the	DET
cjal-3360	408	13	potential	potential	NOUN
cjal-3360	408	14	of	of	ADP
cjal-3360	408	15	existing	exist	VERB
cjal-3360	408	16	grass	grass	NOUN
cjal-3360	408	17	-	-	PUNCT
cjal-3360	408	18	root	root	NOUN
cjal-3360	408	19	lending	lending	NOUN
cjal-3360	408	20	institutions	institution	NOUN
cjal-3360	408	21	to	to	PART
cjal-3360	408	22	grow	grow	VERB
cjal-3360	408	23	into	into	ADP
cjal-3360	408	24	formal	formal	ADJ
cjal-3360	408	25	commercial	commercial	ADJ
cjal-3360	408	26	banks	bank	NOUN
cjal-3360	408	27	(	(	PUNCT
cjal-3360	408	28	which	which	PRON
cjal-3360	408	29	typically	typically	ADV
cjal-3360	408	30	absorb	absorb	VERB
cjal-3360	408	31	public	public	ADJ
cjal-3360	408	32	deposits	deposit	NOUN
cjal-3360	408	33	)	)	PUNCT
cjal-3360	408	34	,	,	PUNCT
cjal-3360	408	35	greater	great	ADJ
cjal-3360	408	36	emphasis	emphasis	NOUN
cjal-3360	408	37	is	be	AUX
cjal-3360	408	38	placed	place	VERB
cjal-3360	408	39	on	on	ADP
cjal-3360	408	40	a	a	DET
cjal-3360	408	41	private	private	ADJ
cjal-3360	408	42	lending	lending	NOUN
cjal-3360	408	43	institution	institution	NOUN
cjal-3360	408	44	's	's	PART
cjal-3360	408	45	substantive	substantive	ADJ
cjal-3360	408	46	functions	function	NOUN
cjal-3360	408	47	rather	rather	ADV
cjal-3360	408	48	than	than	ADP
cjal-3360	408	49	formalities	formality	NOUN
cjal-3360	408	50	.	.	PUNCT
cjal-3360	409	1	therefore	therefore	ADV
cjal-3360	409	2	,	,	PUNCT
cjal-3360	409	3	for	for	ADP
cjal-3360	409	4	the	the	DET
cjal-3360	409	5	purpose	purpose	NOUN
cjal-3360	409	6	of	of	ADP
cjal-3360	409	7	this	this	DET
cjal-3360	409	8	analysis	analysis	NOUN
cjal-3360	409	9	,	,	PUNCT
cjal-3360	409	10	any	any	DET
cjal-3360	409	11	grass­	grass­	NOUN
cjal-3360	409	12	root	root	NOUN
cjal-3360	409	13	lending	lending	NOUN
cjal-3360	409	14	institution	institution	NOUN
cjal-3360	409	15	that	that	PRON
cjal-3360	409	16	received	receive	VERB
cjal-3360	409	17	funding	funding	NOUN
cjal-3360	409	18	more	more	ADV
cjal-3360	409	19	from	from	ADP
cjal-3360	409	20	people	people	NOUN
cjal-3360	409	21	other	other	ADJ
cjal-3360	409	22	than	than	ADP
cjal-3360	409	23	its	its	PRON
cjal-3360	409	24	founders	founder	NOUN
cjal-3360	409	25	and	and	CCONJ
cjal-3360	409	26	people	people	NOUN
cjal-3360	409	27	known	know	VERB
cjal-3360	409	28	to	to	ADP
cjal-3360	409	29	the	the	DET
cjal-3360	409	30	founders	founder	NOUN
cjal-3360	409	31	is	be	AUX
cjal-3360	409	32	considered	consider	VERB
cjal-3360	409	33	a	a	DET
cjal-3360	409	34	de	de	X
cjal-3360	409	35	-	-	ADJ
cjal-3360	409	36	facto	facto	X
cjal-3360	409	37	(	(	PUNCT
cjal-3360	409	38	unlicensed	unlicensed	ADJ
cjal-3360	409	39	)	)	PUNCT
cjal-3360	409	40	private	private	ADJ
cjal-3360	409	41	bank	bank	NOUN
cjal-3360	409	42	,	,	PUNCT
cjal-3360	409	43	and	and	CCONJ
cjal-3360	409	44	the	the	DET
cjal-3360	409	45	three	three	NUM
cjal-3360	409	46	categories	category	NOUN
cjal-3360	409	47	of	of	ADP
cjal-3360	409	48	private	private	ADJ
cjal-3360	409	49	lending	lending	NOUN
cjal-3360	409	50	institutions	institution	NOUN
cjal-3360	409	51	mentioned	mention	VERB
cjal-3360	409	52	in	in	ADP
cjal-3360	409	53	the	the	DET
cjal-3360	409	54	paragraph	paragraph	NOUN
cjal-3360	409	55	above	above	ADV
cjal-3360	409	56	are	be	AUX
cjal-3360	409	57	not	not	PART
cjal-3360	409	58	necessarily	necessarily	ADV
cjal-3360	409	59	mutually	mutually	ADV
cjal-3360	409	60	exclusive	exclusive	ADJ
cjal-3360	409	61	.	.	PUNCT
cjal-3360	410	1	76	76	NUM
cjal-3360	410	2	interview	interview	NOUN
cjal-3360	410	3	and	and	CCONJ
cjal-3360	410	4	survey	survey	NOUN
cjal-3360	410	5	responses	response	NOUN
cjal-3360	410	6	show	show	VERB
cjal-3360	410	7	that	that	SCONJ
cjal-3360	410	8	some	some	DET
cjal-3360	410	9	private	private	ADJ
cjal-3360	410	10	lenders	lender	NOUN
cjal-3360	410	11	that	that	PRON
cjal-3360	410	12	operate	operate	VERB
cjal-3360	410	13	as	as	ADP
cjal-3360	410	14	licensed	license	VERB
cjal-3360	410	15	smau	smau	NOUN
cjal-3360	410	16	loans	loan	NOUN
cjal-3360	410	17	companies	company	NOUN
cjal-3360	410	18	,	,	PUNCT
cjal-3360	410	19	pawnshops	pawnshop	NOUN
cjal-3360	410	20	and	and	CCONJ
cjal-3360	410	21	invesbnent	invesbnent	NOUN
cjal-3360	410	22	companies	company	NOUN
cjal-3360	410	23	list	list	VERB
cjal-3360	410	24	deposits	deposit	NOUN
cjal-3360	410	25	for	for	ADP
cjal-3360	410	26	local	local	ADJ
cjal-3360	410	27	public	public	NOUN
cjal-3360	410	28	as	as	ADP
cjal-3360	410	29	a	a	DET
cjal-3360	410	30	funding	funding	NOUN
cjal-3360	410	31	source	source	NOUN
cjal-3360	410	32	.	.	PUNCT
cjal-3360	411	1	>	>	X
cjal-3360	411	2	75	75	NUM
cjal-3360	411	3	b.	b.	PROPN
cjal-3360	411	4	private	private	ADJ
cjal-3360	411	5	lending	lending	NOUN
cjal-3360	411	6	institutions	institution	NOUN
cjal-3360	411	7	tend	tend	VERB
cjal-3360	411	8	to	to	PART
cjal-3360	411	9	serve	serve	VERB
cjal-3360	411	10	highly	highly	ADV
cjal-3360	411	11	localized	localize	VERB
cjal-3360	411	12	markets	market	NOUN
cjal-3360	411	13	and	and	CCONJ
cjal-3360	411	14	the	the	DET
cjal-3360	411	15	nature	nature	NOUN
cjal-3360	411	16	of	of	ADP
cjal-3360	411	17	their	their	PRON
cjal-3360	411	18	services	service	NOUN
cjal-3360	411	19	closely	closely	ADV
cjal-3360	411	20	reflect	reflect	VERB
cjal-3360	411	21	local	local	ADJ
cjal-3360	411	22	market	market	NOUN
cjal-3360	411	23	demands	demand	NOUN
cjal-3360	412	1	seventeen	seventeen	NUM
cjal-3360	412	2	of	of	ADP
cjal-3360	412	3	the	the	DET
cjal-3360	412	4	nineteen	nineteen	NUM
cjal-3360	412	5	institutions	institution	NOUN
cjal-3360	412	6	interviewed	interview	VERB
cjal-3360	412	7	indicated	indicate	VERB
cjal-3360	412	8	that	that	SCONJ
cjal-3360	412	9	they	they	PRON
cjal-3360	412	10	lend	lend	VERB
cjal-3360	412	11	primarily	primarily	ADV
cjal-3360	412	12	(	(	PUNCT
cjal-3360	412	13	<	<	X
cjal-3360	412	14	:	:	PUNCT
cjal-3360	412	15	70	70	NUM
cjal-3360	412	16	%	%	NOUN
cjal-3360	412	17	outstanding	outstanding	ADJ
cjal-3360	412	18	loans	loan	NOUN
cjal-3360	412	19	)	)	PUNCT
cjal-3360	412	20	within	within	ADP
cjal-3360	412	21	their	their	PRON
cjal-3360	412	22	respective	respective	ADJ
cjal-3360	412	23	provinces	province	NOUN
cjal-3360	412	24	.	.	PUNCT
cjal-3360	413	1	twelve	twelve	NUM
cjal-3360	413	2	of	of	ADP
cjal-3360	413	3	them	they	PRON
cjal-3360	413	4	lend	lend	VERB
cjal-3360	413	5	primarily	primarily	ADV
cjal-3360	413	6	within	within	ADP
cjal-3360	413	7	their	their	PRON
cjal-3360	413	8	home	home	NOUN
cjal-3360	413	9	city	city	NOUN
cjal-3360	413	10	or	or	CCONJ
cjal-3360	413	11	township	township	NOUN
cjal-3360	413	12	.	.	PUNCT
cjal-3360	414	1	only	only	ADV
cjal-3360	414	2	two	two	NUM
cjal-3360	414	3	shanghai	shanghai	PROPN
cjal-3360	414	4	-	-	PUNCT
cjal-3360	414	5	based	base	VERB
cjal-3360	414	6	lenders	lender	NOUN
cjal-3360	414	7	indicated	indicate	VERB
cjal-3360	414	8	that	that	SCONJ
cjal-3360	414	9	they	they	PRON
cjal-3360	414	10	lent	lend	VERB
cjal-3360	414	11	heavily	heavily	ADV
cjal-3360	414	12	outside	outside	ADP
cjal-3360	414	13	the	the	DET
cjal-3360	414	14	shanghai	shanghai	PROPN
cjal-3360	414	15	area	area	NOUN
cjal-3360	414	16	and	and	CCONJ
cjal-3360	414	17	consistently	consistently	ADV
cjal-3360	414	18	have	have	VERB
cjal-3360	414	19	substantial	substantial	ADJ
cjal-3360	414	20	amounts	amount	NOUN
cjal-3360	414	21	of	of	ADP
cjal-3360	414	22	outstanding	outstanding	ADJ
cjal-3360	414	23	loans	loan	NOUN
cjal-3360	414	24	(	(	PUNCT
cjal-3360	414	25	>	>	X
cjal-3360	414	26	30	30	NUM
cjal-3360	414	27	%	%	NOUN
cjal-3360	414	28	)	)	PUNCT
cjal-3360	414	29	in	in	ADP
cjal-3360	414	30	nearby	nearby	ADJ
cjal-3360	414	31	provinces	province	NOUN
cjal-3360	414	32	such	such	ADJ
cjal-3360	414	33	as	as	ADP
cjal-3360	414	34	)	)	PUNCT
cjal-3360	414	35	iangsu	iangsu	PROPN
cjal-3360	414	36	,	,	PUNCT
cjal-3360	414	37	zhejiang	zhejiang	PROPN
cjal-3360	414	38	,	,	PUNCT
cjal-3360	414	39	and	and	CCONJ
cjal-3360	414	40	fujian	fujian	PROPN
cjal-3360	414	41	.	.	PUNCT
cjal-3360	415	1	services	service	NOUN
cjal-3360	415	2	provided	provide	VERB
cjal-3360	415	3	by	by	ADP
cjal-3360	415	4	the	the	DET
cjal-3360	415	5	respondents	respondent	NOUN
cjal-3360	415	6	also	also	ADV
cjal-3360	415	7	display	display	VERB
cjal-3360	415	8	highly	highly	ADV
cjal-3360	415	9	localized	localized	ADJ
cjal-3360	415	10	characteristics	characteristic	NOUN
cjal-3360	415	11	.	.	PUNCT
cjal-3360	416	1	private	private	ADJ
cjal-3360	416	2	lending	lending	NOUN
cjal-3360	416	3	institutions	institution	NOUN
cjal-3360	416	4	on	on	ADP
cjal-3360	416	5	the	the	DET
cjal-3360	416	6	southeast	southeast	ADJ
cjal-3360	416	7	coast	coast	NOUN
cjal-3360	416	8	(	(	PUNCT
cjal-3360	416	9	zhejiang	zhejiang	PROPN
cjal-3360	416	10	,	,	PUNCT
cjal-3360	416	11	fujian	fujian	PROPN
cjal-3360	416	12	,	,	PUNCT
cjal-3360	416	13	jiangsu	jiangsu	PROPN
cjal-3360	416	14	)	)	PUNCT
cjal-3360	416	15	,	,	PUNCT
cjal-3360	416	16	especially	especially	ADV
cjal-3360	416	17	zhejiang	zhejiang	PROPN
cjal-3360	416	18	-	-	PUNCT
cjal-3360	416	19	based	base	VERB
cjal-3360	416	20	institutions	institution	NOUN
cjal-3360	416	21	,	,	PUNCT
cjal-3360	416	22	tend	tend	VERB
cjal-3360	416	23	to	to	PART
cjal-3360	416	24	lend	lend	VERB
cjal-3360	416	25	more	more	ADV
cjal-3360	416	26	heavily	heavily	ADV
cjal-3360	416	27	to	to	PART
cjal-3360	416	28	support	support	VERB
cjal-3360	416	29	msms	msm	NOUN
cjal-3360	416	30	'	'	PART
cjal-3360	416	31	operational	operational	ADJ
cjal-3360	416	32	needs.77	needs.77	ADJ
cjal-3360	416	33	the	the	DET
cjal-3360	416	34	three	three	NUM
cjal-3360	416	35	zhejiang	zhejiang	PROPN
cjal-3360	416	36	-	-	PUNCT
cjal-3360	416	37	based	base	VERB
cjal-3360	416	38	interviewees	interviewee	NOUN
cjal-3360	416	39	on	on	ADP
cjal-3360	416	40	average	average	ADJ
cjal-3360	416	41	see	see	VERB
cjal-3360	416	42	around	around	ADP
cjal-3360	416	43	70	70	NUM
cjal-3360	416	44	%	%	NOUN
cjal-3360	416	45	of	of	ADP
cjal-3360	416	46	their	their	PRON
cjal-3360	416	47	outstanding	outstanding	ADJ
cjal-3360	416	48	loans	loan	NOUN
cjal-3360	416	49	go	go	VERB
cjal-3360	416	50	towards	towards	ADP
cjal-3360	416	51	financing	finance	VERB
cjal-3360	416	52	local	local	ADJ
cjal-3360	416	53	msms	msm	NOUN
cjal-3360	416	54	,	,	PUNCT
cjal-3360	416	55	of	of	ADP
cjal-3360	416	56	which	which	PRON
cjal-3360	416	57	around	around	ADV
cjal-3360	416	58	40	40	NUM
cjal-3360	416	59	%	%	NOUN
cjal-3360	416	60	goes	go	VERB
cjal-3360	416	61	towards	towards	ADP
cjal-3360	416	62	financing	financing	NOUN
cjal-3360	416	63	production	production	NOUN
cjal-3360	416	64	needs	need	NOUN
cjal-3360	416	65	and	and	CCONJ
cjal-3360	416	66	around	around	ADV
cjal-3360	416	67	30	30	NUM
cjal-3360	416	68	%	%	NOUN
cjal-3360	416	69	towards	towards	ADP
cjal-3360	416	70	bridging	bridge	VERB
cjal-3360	416	71	short	short	ADJ
cjal-3360	416	72	-	-	PUNCT
cjal-3360	416	73	term	term	NOUN
cjal-3360	416	74	funding	funding	NOUN
cjal-3360	416	75	gaps.18	gaps.18	NOUN
cjal-3360	416	76	it	it	PRON
cjal-3360	416	77	is	be	AUX
cjal-3360	416	78	not	not	PART
cjal-3360	416	79	uncommon	uncommon	ADJ
cjal-3360	416	80	for	for	SCONJ
cjal-3360	416	81	private	private	ADJ
cjal-3360	416	82	lenders	lender	NOUN
cjal-3360	416	83	in	in	ADP
cjal-3360	416	84	these	these	DET
cjal-3360	416	85	areas	area	NOUN
cjal-3360	416	86	to	to	PART
cjal-3360	416	87	develop	develop	VERB
cjal-3360	416	88	longer	long	ADJ
cjal-3360	416	89	-	-	PUNCT
cjal-3360	416	90	term	term	NOUN
cjal-3360	416	91	and	and	CCONJ
cjal-3360	416	92	more	more	ADV
cjal-3360	416	93	stable	stable	ADJ
cjal-3360	416	94	relationships	relationship	NOUN
cjal-3360	416	95	with	with	ADP
cjal-3360	416	96	their	their	PRON
cjal-3360	416	97	borrowers	borrower	NOUN
cjal-3360	416	98	.	.	PUNCT
cjal-3360	417	1	loans	loan	NOUN
cjal-3360	417	2	extended	extend	VERB
cjal-3360	417	3	by	by	ADP
cjal-3360	417	4	private	private	ADJ
cjal-3360	417	5	lending	lending	NOUN
cjal-3360	417	6	institutions	institution	NOUN
cjal-3360	417	7	in	in	ADP
cjal-3360	417	8	these	these	DET
cjal-3360	417	9	areas	area	NOUN
cjal-3360	417	10	,	,	PUNCT
cjal-3360	417	11	especially	especially	ADV
cjal-3360	417	12	zhejiang	zhejiang	PROPN
cjal-3360	417	13	,	,	PUNCT
cjal-3360	417	14	are	be	AUX
cjal-3360	417	15	also	also	ADV
cjal-3360	417	16	at	at	ADP
cjal-3360	417	17	comparatively	comparatively	ADV
cjal-3360	417	18	low	low	ADJ
cjal-3360	417	19	interest	interest	NOUN
cjal-3360	417	20	rates	rate	NOUN
cjal-3360	417	21	,	,	PUNCT
cjal-3360	417	22	averaging	average	VERB
cjal-3360	417	23	between	between	ADP
cjal-3360	417	24	rwo	rwo	PROPN
cjal-3360	417	25	to	to	ADP
cjal-3360	417	26	four	four	NUM
cjal-3360	417	27	times	time	NOUN
cjal-3360	417	28	comparable	comparable	ADJ
cjal-3360	417	29	official	official	ADJ
cjal-3360	417	30	bank	bank	NOUN
cjal-3360	417	31	loan	loan	NOUN
cjal-3360	417	32	r<~tes	r<~te	NOUN
cjal-3360	417	33	,	,	PUNCT
cjal-3360	417	34	and	and	CCONJ
cjal-3360	417	35	for	for	ADP
cjal-3360	417	36	longer	long	ADV
cjal-3360	417	37	c;lyrauon$	c;lyrauon$	PROPN
cjal-3360	417	38	,	,	PUNCT
cjal-3360	417	39	averaging	average	VERB
cjal-3360	417	40	nine	nine	NUM
cjal-3360	417	41	to	to	PART
cjal-3360	417	42	twelve	twelve	NUM
cjal-3360	417	43	months	month	NOUN
cjal-3360	417	44	,	,	PUNCT
cjal-3360	417	45	compared	compare	VERB
cjal-3360	417	46	to	to	ADP
cjal-3360	417	47	similar	similar	ADJ
cjal-3360	417	48	loans	loan	NOUN
cjal-3360	417	49	in	in	ADP
cjal-3360	417	50	hinterland	hinterland	NOUN
cjal-3360	417	51	provinces	province	NOUN
cjal-3360	417	52	such	such	ADJ
cjal-3360	417	53	as	as	ADP
cjal-3360	417	54	guangxi	guangxi	PROPN
cjal-3360	417	55	,	,	PUNCT
cjal-3360	417	56	anhui	anhui	PROPN
cjal-3360	417	57	,	,	PUNCT
cjal-3360	417	58	and	and	CCONJ
cjal-3360	417	59	sichuan	sichuan	PROPN
cjal-3360	417	60	,	,	PUNCT
cjal-3360	417	61	averaging	average	VERB
cjal-3360	417	62	four	four	NUM
cjal-3360	417	63	to	to	PART
cjal-3360	417	64	eight	eight	NUM
cjal-3360	417	65	times	time	NOUN
cjal-3360	417	66	official	official	ADJ
cjal-3360	417	67	rates	rate	NOUN
cjal-3360	417	68	with	with	ADP
cjal-3360	417	69	durations	duration	NOUN
cjal-3360	417	70	averaging	average	VERB
cjal-3360	417	71	three	three	NUM
cjal-3360	417	72	to	to	PART
cjal-3360	417	73	six	six	NUM
cjal-3360	417	74	months	month	NOUN
cjal-3360	417	75	.	.	PUNCT
cjal-3360	418	1	this	this	PRON
cjal-3360	418	2	is	be	AUX
cjal-3360	418	3	likely	likely	ADJ
cjal-3360	418	4	a	a	DET
cjal-3360	418	5	reflection	reflection	NOUN
cjal-3360	418	6	of	of	ADP
cjal-3360	418	7	the	the	DET
cjal-3360	418	8	relatively	relatively	ADV
cjal-3360	418	9	low	low	ADJ
cjal-3360	418	10	credit	credit	NOUN
cjal-3360	418	11	risks	risk	NOUN
cjal-3360	418	12	associated	associate	VERB
cjal-3360	418	13	with	with	ADP
cjal-3360	418	14	lending	lending	NOUN
cjal-3360	418	15	to	to	ADP
cjal-3360	418	16	existing	exist	VERB
cjal-3360	418	17	clients	client	NOUN
cjal-3360	418	18	and	and	CCONJ
cjal-3360	418	19	accommodation	accommodation	NOUN
cjal-3360	418	20	for	for	ADP
cjal-3360	418	21	the	the	DET
cjal-3360	418	22	manufacturing	manufacturing	NOUN
cjal-3360	418	23	industries	industry	NOUN
cjal-3360	418	24	'	'	PART
cjal-3360	418	25	relatively	relatively	ADV
cjal-3360	418	26	low	low	ADJ
cjal-3360	418	27	profit	profit	NOUN
cjal-3360	418	28	margins	margin	NOUN
cjal-3360	418	29	.	.	PUNCT
cjal-3360	419	1	because	because	SCONJ
cjal-3360	419	2	of	of	ADP
cjal-3360	419	3	the	the	DET
cjal-3360	419	4	ability	ability	NOUN
cjal-3360	419	5	to	to	PART
cjal-3360	419	6	secure	secure	VERB
cjal-3360	419	7	affordable	affordable	ADJ
cjal-3360	419	8	loans	loan	NOUN
cjal-3360	419	9	from	from	ADP
cjal-3360	419	10	acquaintance	acquaintance	NOUN
cjal-3360	419	11	lenders	lender	NOUN
cjal-3360	419	12	,	,	PUNCT
cjal-3360	419	13	business	business	NOUN
cjal-3360	419	14	owners	owner	NOUN
cjal-3360	419	15	in	in	ADP
cjal-3360	419	16	these	these	DET
cjal-3360	419	17	areas	area	NOUN
cjal-3360	419	18	seem	seem	VERB
cjal-3360	419	19	more	more	ADV
cjal-3360	419	20	prone	prone	ADJ
cjal-3360	419	21	to	to	PART
cjal-3360	419	22	use	use	VERB
cjal-3360	419	23	loans	loan	NOUN
cjal-3360	419	24	obtained	obtain	VERB
cjal-3360	419	25	from	from	ADP
cjal-3360	419	26	private	private	ADJ
cjal-3360	419	27	lending	lending	NOUN
cjal-3360	419	28	77	77	NUM
cjal-3360	419	29	record	record	NOUN
cjal-3360	419	30	no	no	NOUN
cjal-3360	419	31	.	.	NOUN
cjal-3360	419	32	1	1	NUM
cjal-3360	419	33	10	10	NUM
cjal-3360	419	34	(	(	PUNCT
cjal-3360	419	35	zhejiang	zhejiang	PROPN
cjal-3360	419	36	)	)	PUNCT
cjal-3360	419	37	,	,	PUNCT
cjal-3360	420	1	>	>	PUNCT
cjal-3360	420	2	6	6	NUM
cjal-3360	420	3	:>	:>	SYM
cjal-3360	420	4	8	8	NUM
cjal-3360	420	5	oiangsu	oiangsu	NOUN
cjal-3360	420	6	)	)	PUNCT
cjal-3360	420	7	,	,	PUNCT
cjal-3360	420	8	4346	4346	NUM
cjal-3360	420	9	(	(	PUNCT
cjal-3360	420	10	fujian	fujian	NOUN
cjal-3360	420	11	)	)	PUNCT
cjal-3360	420	12	.	.	PUNCT
cjal-3360	421	1	,	,	PUNCT
cjal-3360	421	2	e	e	X
cjal-3360	421	3	record	record	NOUN
cjal-3360	421	4	no	no	INTJ
cjal-3360	421	5	.	.	NOUN
cjal-3360	422	1	•	•	NUM
cjal-3360	422	2	3	3	NUM
cjal-3360	422	3	·	·	SYM
cjal-3360	422	4	institutions	institution	NOUN
cjal-3360	422	5	to	to	PART
cjal-3360	422	6	finance	finance	VERB
cjal-3360	422	7	substantive	substantive	ADJ
cjal-3360	422	8	business	business	NOUN
cjal-3360	422	9	operations	operation	NOUN
cjal-3360	422	10	,	,	PUNCT
cjal-3360	422	11	including	include	VERB
cjal-3360	422	12	raw	raw	ADJ
cjal-3360	422	13	materials	material	NOUN
cjal-3360	422	14	purchases	purchase	NOUN
cjal-3360	422	15	,	,	PUNCT
cjal-3360	422	16	equipment	equipment	NOUN
cjal-3360	422	17	and	and	CCONJ
cjal-3360	422	18	tools	tool	NOUN
cjal-3360	422	19	investment	investment	NOUN
cjal-3360	422	20	,	,	PUNCT
cjal-3360	422	21	plant	plant	NOUN
cjal-3360	422	22	and	and	CCONJ
cjal-3360	422	23	facilities	facility	NOUN
cjal-3360	422	24	expansion	expansion	NOUN
cjal-3360	422	25	,	,	PUNCT
cjal-3360	422	26	etc	etc	X
cjal-3360	422	27	.	.	X
cjal-3360	423	1	although	although	SCONJ
cjal-3360	423	2	many	many	ADJ
cjal-3360	423	3	respondents	respondent	NOUN
cjal-3360	423	4	indicated	indicate	VERB
cjal-3360	423	5	that	that	SCONJ
cjal-3360	423	6	the	the	DET
cjal-3360	423	7	percentages	percentage	NOUN
cjal-3360	423	8	of	of	ADP
cjal-3360	423	9	their	their	PRON
cjal-3360	423	10	loans	loan	NOUN
cjal-3360	423	11	going	go	VERB
cjal-3360	423	12	into	into	ADP
cjal-3360	423	13	substantive	substantive	ADJ
cjal-3360	423	14	business	business	NOUN
cjal-3360	423	15	investment	investment	NOUN
cjal-3360	423	16	have	have	AUX
cjal-3360	423	17	gone	go	VERB
cjal-3360	423	18	down	down	ADP
cjal-3360	423	19	over	over	ADP
cjal-3360	423	20	the	the	DET
cjal-3360	423	21	years	year	NOUN
cjal-3360	423	22	,	,	PUNCT
cjal-3360	423	23	especially	especially	ADV
cjal-3360	423	24	since	since	SCONJ
cjal-3360	423	25	2011	2011	NUM
cjal-3360	423	26	when	when	SCONJ
cjal-3360	423	27	private	private	ADJ
cjal-3360	423	28	lending	lending	NOUN
cjal-3360	423	29	rates	rate	NOUN
cjal-3360	423	30	started	start	VERB
cjal-3360	423	31	to	to	PART
cjal-3360	423	32	spike	spike	VERB
cjal-3360	423	33	,	,	PUNCT
cjal-3360	423	34	these	these	DET
cjal-3360	423	35	percentages	percentage	NOUN
cjal-3360	423	36	remain	remain	VERB
cjal-3360	423	37	higher	high	ADJ
cjal-3360	423	38	than	than	ADP
cjal-3360	423	39	those	those	PRON
cjal-3360	423	40	of	of	ADP
cjal-3360	423	41	similar	similar	ADJ
cjal-3360	423	42	lenders	lender	NOUN
cjal-3360	423	43	in	in	ADP
cjal-3360	423	44	other	other	ADJ
cjal-3360	423	45	interviewed	interview	VERB
cjal-3360	423	46	/	/	SYM
cjal-3360	423	47	surveyed	survey	VERB
cjal-3360	423	48	locations	location	NOUN
cjal-3360	423	49	.	.	PUNCT
cjal-3360	424	1	the	the	DET
cjal-3360	424	2	use	use	NOUN
cjal-3360	424	3	of	of	ADP
cjal-3360	424	4	private	private	ADJ
cjal-3360	424	5	loans	loan	NOUN
cjal-3360	424	6	for	for	ADP
cjal-3360	424	7	substantive	substantive	ADJ
cjal-3360	424	8	business	business	NOUN
cjal-3360	424	9	functions	function	NOUN
cjal-3360	424	10	is	be	AUX
cjal-3360	424	11	less	less	ADV
cjal-3360	424	12	common	common	ADJ
cjal-3360	424	13	in	in	ADP
cjal-3360	424	14	hinterland	hinterland	NOUN
cjal-3360	424	15	provinces	province	NOUN
cjal-3360	424	16	where	where	SCONJ
cjal-3360	424	17	private	private	ADJ
cjal-3360	424	18	lending	lending	NOUN
cjal-3360	424	19	in.terest	in.ter	ADJ
cjal-3360	424	20	rates	rate	NOUN
cjal-3360	424	21	are	be	AUX
cjal-3360	424	22	higher	high	ADJ
cjal-3360	424	23	and	and	CCONJ
cjal-3360	424	24	business	business	NOUN
cjal-3360	424	25	owners	owner	NOUN
cjal-3360	424	26	use	use	VERB
cjal-3360	424	27	private	private	ADJ
cjal-3360	424	28	loans	loan	NOUN
cjal-3360	424	29	mainly	mainly	ADV
cjal-3360	424	30	to	to	PART
cjal-3360	424	31	bridge	bridge	VERB
cjal-3360	424	32	gaps	gap	NOUN
cjal-3360	424	33	between	between	ADP
cjal-3360	424	34	loans	loan	NOUN
cjal-3360	424	35	obtained	obtain	VERB
cjal-3360	424	36	from	from	ADP
cjal-3360	424	37	other	other	ADJ
cjal-3360	424	38	sources	source	NOUN
cjal-3360	424	39	including	include	VERB
cjal-3360	424	40	official	official	ADJ
cjal-3360	424	41	banks	bank	NOUN
cjal-3360	424	42	or	or	CCONJ
cjal-3360	424	43	to	to	PART
cjal-3360	424	44	reinvest	reinvest	VERB
cjal-3360	424	45	in	in	ADP
cjal-3360	424	46	speculative	speculative	ADJ
cjal-3360	424	47	investment	investment	NOUN
cjal-3360	424	48	for	for	ADP
cjal-3360	424	49	higher	high	ADJ
cjal-3360	424	50	return	return	NOUN
cjal-3360	424	51	.	.	PUNCT
cjal-3360	425	1	private	private	ADJ
cjal-3360	425	2	lending	lending	NOUN
cjal-3360	425	3	institutions	institution	NOUN
cjal-3360	425	4	in	in	ADP
cjal-3360	425	5	guangxi	guangxi	PROPN
cjal-3360	425	6	,	,	PUNCT
cjal-3360	425	7	sichuan	sichuan	PROPN
cjal-3360	425	8	,	,	PUNCT
cjal-3360	425	9	and	and	CCONJ
cjal-3360	425	10	anhui	anhui	PROPN
cjal-3360	425	11	lend	lend	VERB
cjal-3360	425	12	more	more	ADV
cjal-3360	425	13	heavily	heavily	ADV
cjal-3360	425	14	to	to	ADP
cjal-3360	425	15	speculative	speculative	ADJ
cjal-3360	425	16	investment	investment	NOUN
cjal-3360	425	17	.	.	PUNCT
cjal-3360	426	1	79	79	NUM
cjal-3360	426	2	fourteen	fourteen	NUM
cjal-3360	426	3	of	of	ADP
cjal-3360	426	4	the	the	DET
cjal-3360	426	5	sixteen	sixteen	ADJ
cjal-3360	426	6	responding	respond	VERB
cjal-3360	426	7	institutions	institution	NOUN
cjal-3360	426	8	in	in	ADP
cjal-3360	426	9	these	these	DET
cjal-3360	426	10	three	three	NUM
cjal-3360	426	11	provinces	province	NOUN
cjal-3360	426	12	indicated	indicate	VERB
cjal-3360	426	13	that	that	SCONJ
cjal-3360	426	14	they	they	PRON
cjal-3360	426	15	lent	lend	VERB
cjal-3360	426	16	to	to	ADP
cjal-3360	426	17	business	business	NOUN
cjal-3360	426	18	and	and	CCONJ
cjal-3360	426	19	ind	ind	NOUN
cjal-3360	426	20	ividuals	ividual	NOUN
cjal-3360	426	21	that	that	PRON
cjal-3360	426	22	invest	invest	VERB
cjal-3360	426	23	in	in	ADP
cjal-3360	426	24	real	real	ADJ
cjal-3360	426	25	estate	estate	NOUN
cjal-3360	426	26	and	and	CCONJ
cjal-3360	426	27	equity	equity	NOUN
cjal-3360	426	28	markets	market	NOUN
cjal-3360	426	29	.	.	PUNCT
cjal-3360	427	1	sichuan	sichuan	PROPN
cjal-3360	427	2	-	-	PUNCT
cjal-3360	427	3	based	base	VERB
cjal-3360	427	4	respondents	respondent	NOUN
cjal-3360	427	5	lend	lend	VERB
cjal-3360	427	6	more	more	ADJ
cjal-3360	427	7	heaviiy	heaviiy	ADV
cjal-3360	427	8	to	to	ADP
cjal-3360	427	9	real	real	ADJ
cjal-3360	427	10	estate	estate	NOUN
cjal-3360	427	11	investment	investment	NOUN
cjal-3360	427	12	than	than	ADP
cjal-3360	427	13	any	any	DET
cjal-3360	427	14	other	other	ADJ
cjal-3360	427	15	province	province	NOUN
cjal-3360	427	16	interviewed	interview	VERB
cjal-3360	427	17	or	or	CCONJ
cjal-3360	427	18	surveyed	survey	VERB
cjal-3360	427	19	.	.	PUNCT
cjal-3360	428	1	the	the	DET
cjal-3360	428	2	three	three	NUM
cjal-3360	428	3	sichuan	sichuan	PROPN
cjal-3360	428	4	lenders	lender	NOUN
cjal-3360	428	5	interviewed	interview	VERB
cjal-3360	428	6	reported	report	VERB
cjal-3360	428	7	an	an	DET
cjal-3360	428	8	average	average	NOUN
cjal-3360	428	9	of	of	ADP
cjal-3360	428	10	over	over	ADP
cjal-3360	428	11	so%	so%	NOUN
cjal-3360	428	12	of	of	ADP
cjal-3360	428	13	outstanding	outstanding	ADJ
cjal-3360	428	14	loans	loan	NOUN
cjal-3360	428	15	in	in	ADP
cjal-3360	428	16	real	real	ADJ
cjal-3360	428	17	estate	estate	NOUN
cjal-3360	428	18	related	relate	VERB
cjal-3360	428	19	projects	project	NOUN
cjal-3360	428	20	.	.	PUNCT
cjal-3360	429	1	at	at	ADP
cjal-3360	429	2	the	the	DET
cjal-3360	429	3	time	time	NOUN
cjal-3360	429	4	of	of	ADP
cjal-3360	429	5	the	the	DET
cjal-3360	429	6	interview	interview	NOUN
cjal-3360	429	7	two	two	NUM
cjal-3360	429	8	of	of	ADP
cjal-3360	429	9	the	the	DET
cjal-3360	429	10	t	t	PROPN
cjal-3360	429	11	hree	hree	NOUN
cjal-3360	429	12	were	be	AUX
cjal-3360	429	13	in	in	ADP
cjal-3360	429	14	a	a	DET
cjal-3360	429	15	"	"	PUNCT
cjal-3360	429	16	loan	loan	NOUN
cjal-3360	429	17	freeze	freeze	NOUN
cjal-3360	429	18	,	,	PUNCT
cjal-3360	429	19	"	"	PUNCT
cjal-3360	429	20	refraining	refrain	VERB
cjal-3360	429	21	from	from	ADP
cjal-3360	429	22	issuing	issue	VERB
cjal-3360	429	23	any	any	DET
cjal-3360	429	24	new	new	ADJ
cjal-3360	429	25	loans	loan	NOUN
cjal-3360	429	26	while	while	SCONJ
cjal-3360	429	27	waiting	wait	VERB
cjal-3360	429	28	for	for	SCONJ
cjal-3360	429	29	outstanding	outstanding	ADJ
cjal-3360	429	30	loans	loan	NOUN
cjal-3360	429	31	to	to	PART
cjal-3360	429	32	be	be	AUX
cjal-3360	429	33	repaid	repay	VERB
cjal-3360	429	34	.	.	PUNCT
cjal-3360	430	1	the	the	DET
cjal-3360	430	2	situation	situation	NOUN
cjal-3360	430	3	has	have	VERB
cjal-3360	430	4	to	to	PART
cjal-3360	430	5	do	do	VERB
cjal-3360	430	6	with	with	ADP
cjal-3360	430	7	a	a	DET
cjal-3360	430	8	recent	recent	ADJ
cjal-3360	430	9	downturn	downturn	NOUN
cjal-3360	430	10	in	in	ADP
cjal-3360	430	11	the	the	DET
cjal-3360	430	12	local	local	ADJ
cjal-3360	430	13	real	real	ADJ
cjal-3360	430	14	estate	estate	NOUN
cjal-3360	430	15	market	market	NOUN
cjal-3360	430	16	.	.	PUNCT
cjal-3360	431	1	respondents	respondent	NOUN
cjal-3360	431	2	from	from	ADP
cjal-3360	431	3	guangxi	guangxi	PROPN
cjal-3360	431	4	and	and	CCONJ
cjal-3360	431	5	anhui	anhui	PROPN
cjal-3360	431	6	lend	lend	VERB
cjal-3360	431	7	more	more	ADV
cjal-3360	431	8	heavily	heavily	ADV
cjal-3360	431	9	to	to	ADP
cjal-3360	431	10	gamblers	gambler	NOUN
cjal-3360	431	11	than	than	ADP
cjal-3360	431	12	lenders	lender	NOUN
cjal-3360	431	13	at	at	ADP
cjal-3360	431	14	other	other	ADJ
cjal-3360	431	15	interviewed	interview	VERB
cjal-3360	431	16	/	/	SYM
cjal-3360	431	17	surveyed	survey	VERB
cjal-3360	431	18	areas	area	NOUN
cjal-3360	431	19	.	.	PUNCT
cjal-3360	432	1	one	one	NUM
cjal-3360	432	2	guangxi­	guangxi­	VERB
cjal-3360	432	3	based	base	VERB
cjal-3360	432	4	lender	lender	NOUN
cjal-3360	432	5	interviewed	interview	VERB
cjal-3360	432	6	estimated	estimate	VERB
cjal-3360	432	7	that	that	SCONJ
cjal-3360	432	8	about	about	ADP
cjal-3360	432	9	so%	so%	NOUN
cjal-3360	432	10	of	of	ADP
cjal-3360	432	11	his	his	PRON
cjal-3360	432	12	loans	loan	NOUN
cjal-3360	432	13	went	go	VERB
cjal-3360	432	14	to	to	ADP
cjal-3360	432	15	gamblers	gambler	NOUN
cjal-3360	432	16	...	...	PUNCT
cjal-3360	432	17	since	since	SCONJ
cjal-3360	432	18	gambling	gambling	NOUN
cjal-3360	432	19	and	and	CCONJ
cjal-3360	432	20	casinos	casino	NOUN
cjal-3360	432	21	are	be	AUX
cjal-3360	432	22	prohibited	prohibit	VERB
cjal-3360	432	23	in	in	ADP
cjal-3360	432	24	mainland	mainland	NOUN
cjal-3360	432	25	china	china	PROPN
cjal-3360	432	26	,	,	PUNCT
cjal-3360	432	27	gamblers	gambler	NOUN
cjal-3360	432	28	often	often	ADV
cjal-3360	432	29	form	form	VERB
cjal-3360	432	30	"	"	PUNCT
cjal-3360	432	31	b.ackyard	b.ackyard	ADJ
cjal-3360	432	32	casinos	casino	NOUN
cjal-3360	432	33	"	"	PUNCT
cjal-3360	432	34	in	in	ADP
cjal-3360	432	35	the	the	DET
cjal-3360	432	36	disguises	disguise	NOUN
cjal-3360	432	37	of	of	ADP
cjal-3360	432	38	residential	residential	ADJ
cjal-3360	432	39	buildings	building	NOUN
cjal-3360	432	40	,	,	PUNCT
cjal-3360	432	41	fruits	fruit	NOUN
cjal-3360	432	42	shops	shop	NOUN
cjal-3360	432	43	,	,	PUNCT
cjal-3360	432	44	and	and	CCONJ
cjal-3360	432	45	curbside	curbside	ADJ
cjal-3360	432	46	eateries	eatery	NOUN
cjal-3360	432	47	,	,	PUNCT
cjal-3360	432	48	etc	etc	X
cjal-3360	432	49	.	.	X
cjal-3360	432	50	interviewed	interview	VERB
cjal-3360	432	51	lenders	lender	NOUN
cjal-3360	432	52	seem	seem	VERB
cjal-3360	432	53	fully	fully	ADV
cjal-3360	432	54	aware	aware	ADJ
cjal-3360	432	55	of	of	ADP
cjal-3360	432	56	the	the	DET
cjal-3360	432	57	high	high	ADJ
cjal-3360	432	58	risks	risk	NOUN
cjal-3360	432	59	associated	associate	VERB
cjal-3360	432	60	gambler	gambler	NOUN
cjal-3360	432	61	loans	loan	NOUN
cjal-3360	432	62	and	and	CCONJ
cjal-3360	432	63	usually	usually	ADV
cjal-3360	432	64	require	require	VERB
cjal-3360	432	65	79	79	NUM
cjal-3360	432	66	record	record	NOUN
cjal-3360	432	67	no	no	PROPN
cjal-3360	432	68	.	.	PROPN
cjal-3360	432	69	u15	u15	PROPN
cjal-3360	432	70	(	(	PUNCT
cjal-3360	432	71	sichuan	sichuan	PROPN
cjal-3360	432	72	)	)	PUNCT
cjal-3360	432	73	,	,	PUNCT
cjal-3360	432	74	29	29	NUM
cjal-3360	432	75	-36	-36	X
cjal-3360	432	76	(	(	PUNCT
cjal-3360	432	77	guangxi	guangxi	PROPN
cjal-3360	432	78	)	)	PUNCT
cjal-3360	432	79	,	,	PUNCT
cjal-3360	432	80	47	47	NUM
cjal-3360	432	81	49	49	NUM
cjal-3360	432	82	(	(	PUNCT
cjal-3360	432	83	anhui	anhui	PROPN
cjal-3360	432	84	)	)	PUNCT
cjal-3360	432	85	.	.	PUNCT
cjal-3360	433	1	8o	8o	NUM
cjal-3360	433	2	record	record	NOUN
cjal-3360	433	3	no	no	INTJ
cjal-3360	433	4	.	.	PROPN
cjal-3360	433	5	30	30	NUM
cjal-3360	433	6	.	.	PUNCT
cjal-3360	434	1	collaterals	collateral	NOUN
cjal-3360	434	2	more	more	ADV
cjal-3360	434	3	valuable	valuable	ADJ
cjal-3360	434	4	than	than	ADP
cjal-3360	434	5	the	the	DET
cjal-3360	434	6	loans	loan	NOUN
cjal-3360	434	7	themselves	themselves	PRON
cjal-3360	434	8	.	.	PUNCT
cjal-3360	435	1	these	these	DET
cjal-3360	435	2	lenders	lender	NOUN
cjal-3360	435	3	are	be	AUX
cjal-3360	435	4	nevertheless	nevertheless	ADV
cjal-3360	435	5	quite	quite	ADV
cjal-3360	435	6	flexible	flexible	ADJ
cjal-3360	435	7	on	on	ADP
cjal-3360	435	8	their	their	PRON
cjal-3360	435	9	collateral	collateral	ADJ
cjal-3360	435	10	requirements	requirement	NOUN
cjal-3360	435	11	with	with	ADP
cjal-3360	435	12	gamblers	gambler	NOUN
cjal-3360	435	13	,	,	PUNCT
cjal-3360	435	14	taking	take	VERB
cjal-3360	435	15	almost	almost	ADV
cjal-3360	435	16	anything	anything	PRON
cjal-3360	435	17	with	with	ADP
cjal-3360	435	18	"	"	PUNCT
cjal-3360	435	19	some	some	DET
cjal-3360	435	20	obvious	obvious	ADJ
cjal-3360	435	21	value	value	NOUN
cjal-3360	435	22	,	,	PUNCT
cjal-3360	435	23	"	"	PUNCT
cjal-3360	435	24	including	include	VERB
cjal-3360	435	25	jewelries	jewelry	NOUN
cjal-3360	435	26	,	,	PUNCT
cjal-3360	435	27	valuable	valuable	ADJ
cjal-3360	435	28	accessories	accessory	NOUN
cjal-3360	435	29	such	such	ADJ
cjal-3360	435	30	as	as	ADP
cjal-3360	435	31	leather	leather	NOUN
cjal-3360	435	32	bags	bag	NOUN
cjal-3360	435	33	and	and	CCONJ
cjal-3360	435	34	watches	watch	NOUN
cjal-3360	435	35	,	,	PUNCT
cjal-3360	435	36	and	and	CCONJ
cjal-3360	435	37	electronics	electronic	NOUN
cjal-3360	435	38	such	such	ADJ
cjal-3360	435	39	as	as	ADP
cjal-3360	435	40	laptops	laptop	NOUN
cjal-3360	435	41	and	and	CCONJ
cjal-3360	435	42	cellphones	cellphone	NOUN
cjal-3360	435	43	.	.	PUNCT
cjal-3360	436	1	lenders	lender	NOUN
cjal-3360	436	2	interviewed	interview	VERB
cjal-3360	436	3	in	in	ADP
cjal-3360	436	4	guangxi	guangxi	PROPN
cjal-3360	436	5	said	say	VERB
cjal-3360	436	6	that	that	SCONJ
cjal-3360	436	7	they	they	PRON
cjal-3360	436	8	used	use	VERB
cjal-3360	436	9	to	to	PART
cjal-3360	436	10	lend	lend	VERB
cjal-3360	436	11	more	more	ADJ
cjal-3360	436	12	to	to	ADP
cjal-3360	436	13	finance	finance	NOUN
cjal-3360	436	14	msms	msm	NOUN
cjal-3360	436	15	'	'	PART
cjal-3360	436	16	substantive	substantive	ADJ
cjal-3360	436	17	business	business	NOUN
cjal-3360	436	18	needs	need	NOUN
cjal-3360	436	19	but	but	CCONJ
cjal-3360	436	20	switched	switch	VERB
cjal-3360	436	21	course	course	NOUN
cjal-3360	436	22	to	to	PART
cjal-3360	436	23	fund	fund	VERB
cjal-3360	436	24	more	more	ADV
cjal-3360	436	25	speculative	speculative	ADJ
cjal-3360	436	26	investments	investment	NOUN
cjal-3360	436	27	as	as	ADP
cjal-3360	436	28	a	a	DET
cjal-3360	436	29	good	good	ADJ
cjal-3360	436	30	number	number	NOUN
cjal-3360	436	31	local	local	ADJ
cjal-3360	436	32	msms	msm	NOUN
cjal-3360	436	33	went	go	VERB
cjal-3360	436	34	out	out	ADP
cjal-3360	436	35	of	of	ADP
cjal-3360	436	36	business	business	NOUN
cjal-3360	436	37	in	in	ADP
cjal-3360	436	38	recent	recent	ADJ
cjal-3360	436	39	years	year	NOUN
cjal-3360	436	40	.	.	PUNCT
cjal-3360	437	1	two	two	NUM
cjal-3360	437	2	former	former	ADJ
cjal-3360	437	3	guangxi	guangxi	NOUN
cjal-3360	437	4	-	-	PUNCT
cjal-3360	437	5	based	base	VERB
cjal-3360	437	6	lenders	lender	NOUN
cjal-3360	437	7	who	who	PRON
cjal-3360	437	8	operated	operate	VERB
cjal-3360	437	9	from	from	ADP
cjal-3360	437	10	the	the	DET
cjal-3360	437	11	mid-1990s	mid-1990	NOUN
cjal-3360	437	12	until	until	SCONJ
cjal-3360	437	13	the	the	DET
cjal-3360	437	14	late-2.00os	late-2.00os	PROPN
cjal-3360	437	15	financial	financial	ADJ
cjal-3360	437	16	crisis	crisis	NOUN
cjal-3360	437	17	reported	report	VERB
cjal-3360	437	18	much	much	ADV
cjal-3360	437	19	higher	high	ADJ
cjal-3360	437	20	average	average	ADJ
cjal-3360	437	21	percentages	percentage	NOUN
cjal-3360	437	22	of	of	ADP
cjal-3360	437	23	lending	lending	NOUN
cjal-3360	437	24	that	that	PRON
cjal-3360	437	25	went	go	VERB
cjal-3360	437	26	to	to	ADP
cjal-3360	437	27	substantive	substantive	ADJ
cjal-3360	437	28	business	business	NOUN
cjal-3360	437	29	development	development	NOUN
cjal-3360	437	30	.	.	PUNCT
cjal-3360	438	1	"	"	PUNCT
cjal-3360	438	2	there	there	PRON
cjal-3360	438	3	used	use	VERB
cjal-3360	438	4	to	to	PART
cjal-3360	438	5	be	be	AUX
cjal-3360	438	6	a	a	DET
cjal-3360	438	7	lot	lot	NOUN
cjal-3360	438	8	of	of	ADP
cjal-3360	438	9	private	private	ADJ
cjal-3360	438	10	farming	farming	NOUN
cjal-3360	438	11	,	,	PUNCT
cjal-3360	438	12	fishing	fishing	NOUN
cjal-3360	438	13	,	,	PUNCT
cjal-3360	438	14	and	and	CCONJ
cjal-3360	438	15	lumber	lumber	NOUN
cjal-3360	438	16	business	business	NOUN
cjal-3360	438	17	going	go	VERB
cjal-3360	438	18	on	on	ADP
cjal-3360	438	19	here	here	ADV
cjal-3360	438	20	and	and	CCONJ
cjal-3360	438	21	those	those	DET
cjal-3360	438	22	days	day	NOUN
cjal-3360	438	23	we	we	PRON
cjal-3360	438	24	were	be	AUX
cjal-3360	438	25	able	able	ADJ
cjal-3360	438	26	to	to	PART
cjal-3360	438	27	make	make	VERB
cjal-3360	438	28	pretty	pretty	ADV
cjal-3360	438	29	comfortable	comfortable	ADJ
cjal-3360	438	30	margins	margin	NOUN
cjal-3360	438	31	lending	lending	NOUN
cjal-3360	438	32	to	to	ADP
cjal-3360	438	33	them	they	PRON
cjal-3360	438	34	,	,	PUNCT
cjal-3360	438	35	•	•	ADV
cjal-3360	438	36	said	say	VERB
cjal-3360	438	37	one	one	NUM
cjal-3360	438	38	of	of	ADP
cjal-3360	438	39	the	the	DET
cjal-3360	438	40	former	former	ADJ
cjal-3360	438	41	lenders.81	lenders.81	NOUN
cjal-3360	438	42	depending	depend	VERB
cjal-3360	438	43	on	on	ADP
cjal-3360	438	44	whether	whether	SCONJ
cjal-3360	438	45	the	the	DET
cjal-3360	438	46	lenders	lender	NOUN
cjal-3360	438	47	are	be	AUX
cjal-3360	438	48	located	locate	VERB
cjal-3360	438	49	in	in	ADP
cjal-3360	438	50	the	the	DET
cjal-3360	438	51	coastal	coastal	ADJ
cjal-3360	438	52	pearl	pearl	PROPN
cjal-3360	438	53	river	river	PROPN
cjal-3360	438	54	delta	delta	PROPN
cjal-3360	438	55	area	area	NOUN
cjal-3360	438	56	or	or	CCONJ
cjal-3360	438	57	the	the	DET
cjal-3360	438	58	other	other	ADJ
cjal-3360	438	59	parts	part	NOUN
cjal-3360	438	60	of	of	ADP
cjal-3360	438	61	the	the	DET
cjal-3360	438	62	province	province	NOUN
cjal-3360	438	63	,	,	PUNCT
cjal-3360	438	64	guangdong	guangdong	PROPN
cjal-3360	438	65	-	-	PUNCT
cjal-3360	438	66	based	base	VERB
cjal-3360	438	67	institutions	institution	NOUN
cjal-3360	438	68	demonstrate	demonstrate	VERB
cjal-3360	438	69	somewhat	somewhat	ADV
cjal-3360	438	70	different	different	ADJ
cjal-3360	438	71	service	service	NOUN
cjal-3360	438	72	characteristics	characteristic	NOUN
cjal-3360	438	73	.	.	PUNCT
cjal-3360	439	1	coastal	coastal	ADJ
cjal-3360	439	2	lenders	lender	NOUN
cjal-3360	439	3	,	,	PUNCT
cjal-3360	439	4	especially	especially	ADV
cjal-3360	439	5	shenzhen	shenzhen	PROPN
cjal-3360	439	6	-	-	PUNCT
cjal-3360	439	7	based	base	VERB
cjal-3360	439	8	ones	one	NOUN
cjal-3360	439	9	,	,	PUNCT
cjal-3360	439	10	often	often	ADV
cjal-3360	439	11	conduct	conduct	VERB
cjal-3360	439	12	a	a	DET
cjal-3360	439	13	large	large	ADJ
cjal-3360	439	14	amount	amount	NOUN
cjal-3360	439	15	of	of	ADP
cjal-3360	439	16	foreign	foreign	ADJ
cjal-3360	439	17	currency	currency	NOUN
cjal-3360	439	18	exchange	exchange	NOUN
cjal-3360	439	19	business	business	NOUN
cjal-3360	439	20	and	and	CCONJ
cjal-3360	439	21	only	only	ADV
cjal-3360	439	22	lend	lend	VERB
cjal-3360	439	23	as	as	ADP
cjal-3360	439	24	a	a	DET
cjal-3360	439	25	sideline	sideline	NOUN
cjal-3360	439	26	.	.	PUNCT
cjal-3360	440	1	one	one	NUM
cjal-3360	440	2	institution	institution	NOUN
cjal-3360	440	3	i	i	PRON
cjal-3360	440	4	visited	visit	VERB
cjal-3360	440	5	in	in	ADP
cjal-3360	440	6	shenzhen	shenzhen	PROPN
cjal-3360	440	7	has	have	AUX
cjal-3360	440	8	been	be	AUX
cjal-3360	440	9	trading	trade	VERB
cjal-3360	440	10	foreign	foreign	ADJ
cjal-3360	440	11	currency	currency	NOUN
cjal-3360	440	12	(	(	PUNCT
cjal-3360	440	13	illegally	illegally	ADV
cjal-3360	440	14	)	)	PUNCT
cjal-3360	440	15	for	for	ADP
cjal-3360	440	16	almost	almost	ADV
cjal-3360	440	17	ten	ten	NUM
cjal-3360	440	18	years	year	NOUN
cjal-3360	440	19	.	.	PUNCT
cjal-3360	441	1	the	the	DET
cjal-3360	441	2	owner	owner	NOUN
cjal-3360	441	3	of	of	ADP
cjal-3360	441	4	this	this	DET
cjal-3360	441	5	institution	institution	NOUN
cjal-3360	441	6	said	say	VERB
cjal-3360	441	7	that	that	SCONJ
cjal-3360	441	8	she	she	PRON
cjal-3360	441	9	once	once	ADV
cjal-3360	441	10	considered	consider	VERB
cjal-3360	441	11	"	"	PUNCT
cjal-3360	441	12	also	also	ADV
cjal-3360	441	13	doing	do	VERB
cjal-3360	441	14	pawns	pawn	NOUN
cjal-3360	441	15	and	and	CCONJ
cjal-3360	441	16	small	small	ADJ
cjal-3360	441	17	loans	loan	NOUN
cjal-3360	441	18	"	"	PUNCT
cjal-3360	441	19	but	but	CCONJ
cjal-3360	441	20	eventually	eventually	ADV
cjal-3360	441	21	decided	decide	VERB
cjal-3360	441	22	to	to	PART
cjal-3360	441	23	stay	stay	VERB
cjal-3360	441	24	suit	suit	NOUN
cjal-3360	441	25	as	as	SCONJ
cjal-3360	441	26	his	his	PRON
cjal-3360	441	27	geographical	geographical	ADJ
cjal-3360	441	28	location	location	NOUN
cjal-3360	441	29	makes	make	VERB
cjal-3360	441	30	it	it	PRON
cjal-3360	441	31	"	"	PUNCT
cjal-3360	441	32	most	most	ADV
cjal-3360	441	33	convenient	convenient	ADJ
cjal-3360	441	34	to	to	PART
cjal-3360	441	35	just	just	ADV
cjal-3360	441	36	trade	trade	NOUN
cjal-3360	441	37	currencies	currency	NOUN
cjal-3360	441	38	"	"	PUNCT
cjal-3360	441	39	(	(	PUNCT
cjal-3360	441	40	shenzhen	shenzhen	PROPN
cjal-3360	441	41	is	be	AUX
cjal-3360	441	42	a	a	DET
cjal-3360	441	43	coastal	coastal	ADJ
cjal-3360	441	44	city	city	NOUN
cjal-3360	441	45	bordering	border	VERB
cjal-3360	441	46	hong	hong	PROPN
cjal-3360	441	47	kong	kong	PROPN
cjal-3360	441	48	)	)	PUNCT
cjal-3360	441	49	.~~	.~~	PROPN
cjal-3360	441	50	>	>	X
cjal-3360	441	51	this	this	DET
cjal-3360	441	52	owner	owner	NOUN
cjal-3360	441	53	also	also	ADV
cjal-3360	441	54	indicated	indicate	VERB
cjal-3360	441	55	that	that	SCONJ
cjal-3360	441	56	many	many	ADJ
cjal-3360	441	57	of	of	ADP
cjal-3360	441	58	her	her	PRON
cjal-3360	441	59	peers	peer	NOUN
cjal-3360	441	60	were	be	AUX
cjal-3360	441	61	simultaneously	simultaneously	ADV
cjal-3360	441	62	engaging	engage	VERB
cjal-3360	441	63	in	in	ADP
cjal-3360	441	64	some	some	DET
cjal-3360	441	65	private	private	ADJ
cjal-3360	441	66	lending	lending	NOUN
cjal-3360	441	67	in	in	ADP
cjal-3360	441	68	parallel	parallel	NOUN
cjal-3360	441	69	of	of	ADP
cjal-3360	441	70	their	their	PRON
cjal-3360	441	71	currency	currency	NOUN
cjal-3360	441	72	trading	trading	NOUN
cjal-3360	441	73	business	business	NOUN
cjal-3360	441	74	,	,	PUNCT
cjal-3360	441	75	"	"	PUNCT
cjal-3360	441	76	but	but	CCONJ
cjal-3360	441	77	that	that	PRON
cjal-3360	441	78	business	business	NOUN
cjal-3360	441	79	(	(	PUNCT
cjal-3360	441	80	lending	lending	NOUN
cjal-3360	441	81	)	)	PUNCT
cjal-3360	441	82	tends	tend	VERB
cjal-3360	441	83	to	to	PART
cjal-3360	441	84	stay	stay	VERB
cjal-3360	441	85	pretty	pretty	ADV
cjal-3360	441	86	small	small	ADJ
cjal-3360	441	87	as	as	SCONJ
cjal-3360	441	88	a	a	DET
cjal-3360	441	89	lot	lot	NOUN
cjal-3360	441	90	more	more	ADJ
cjal-3360	441	91	people	people	NOUN
cjal-3360	441	92	come	come	VERB
cjal-3360	441	93	to	to	ADP
cjal-3360	441	94	us	we	PRON
cjal-3360	441	95	to	to	PART
cjal-3360	441	96	exchange	exchange	VERB
cjal-3360	441	97	currencies	currency	NOUN
cjal-3360	441	98	.	.	PUNCT
cjal-3360	442	1	"8	"8	NOUN
cjal-3360	442	2	'	'	PUNCT
cjal-3360	442	3	..	..	PUNCT
cjal-3360	443	1	record	record	NOUN
cjal-3360	443	2	no	no	INTJ
cjal-3360	443	3	.	.	NOUN
cjal-3360	444	1	34	34	NUM
cjal-3360	444	2	·	·	PUNCT
cjal-3360	444	3	"	"	PUNCT
cjal-3360	444	4	'	'	PUNCT
cjal-3360	444	5	record	record	NOUN
cjal-3360	444	6	no	no	NOUN
cjal-3360	444	7	.	.	PUNCT
cjal-3360	445	1	>	>	PUNCT
cjal-3360	445	2	1	1	NUM
cjal-3360	445	3	·	·	PUNCT
cjal-3360	445	4	.	.	PUNCT
cjal-3360	445	5	,	,	PUNCT
cjal-3360	445	6	/d	/d	PUNCT
cjal-3360	445	7	.	.	PUNCT
cjal-3360	446	1	private	private	ADJ
cjal-3360	446	2	lending	lending	NOUN
cjal-3360	446	3	institutions	institution	NOUN
cjal-3360	446	4	in	in	ADP
cjal-3360	446	5	some	some	DET
cjal-3360	446	6	other	other	ADJ
cjal-3360	446	7	parts	part	NOUN
cjal-3360	446	8	of	of	ADP
cjal-3360	446	9	guangdong	guangdong	PROPN
cjal-3360	446	10	,	,	PUNCT
cjal-3360	446	11	s.	s.	PROPN
cjal-3360	446	12	on	on	ADP
cjal-3360	446	13	the	the	DET
cjal-3360	446	14	other	other	ADJ
cjal-3360	446	15	hand	hand	NOUN
cjal-3360	446	16	,	,	PUNCT
cjal-3360	446	17	are	be	AUX
cjal-3360	446	18	more	more	ADV
cjal-3360	446	19	comparable	comparable	ADJ
cjal-3360	446	20	to	to	ADP
cjal-3360	446	21	those	those	PRON
cjal-3360	446	22	in	in	ADP
cjal-3360	446	23	the	the	DET
cjal-3360	446	24	southeast	southeast	ADJ
cjal-3360	446	25	coast	coast	NOUN
cjal-3360	446	26	provinces	province	NOUN
cjal-3360	446	27	such	such	ADJ
cjal-3360	446	28	as	as	ADP
cjal-3360	446	29	zhejiang	zhejiang	PROPN
cjal-3360	446	30	,	,	PUNCT
cjal-3360	446	31	jiangsu	jiangsu	PROPN
cjal-3360	446	32	and	and	CCONJ
cjal-3360	446	33	fujian	fujian	PROPN
cjal-3360	446	34	,	,	PUNCT
cjal-3360	446	35	in	in	SCONJ
cjal-3360	446	36	that	that	SCONJ
cjal-3360	446	37	they	they	PRON
cjal-3360	446	38	lend	lend	VERB
cjal-3360	446	39	primarily	primarily	ADV
cjal-3360	446	40	to	to	ADP
cjal-3360	446	41	msms	msm	NOUN
cjal-3360	446	42	in	in	ADP
cjal-3360	446	43	the	the	DET
cjal-3360	446	44	manufacturing	manufacturing	NOUN
cjal-3360	446	45	industries	industry	NOUN
cjal-3360	446	46	.	.	PUNCT
cjal-3360	447	1	like	like	ADP
cjal-3360	447	2	wenzhou	wenzhou	PROPN
cjal-3360	447	3	in	in	ADP
cjal-3360	447	4	zhejiang	zhejiang	PROPN
cjal-3360	447	5	province	province	PROPN
cjal-3360	447	6	,	,	PUNCT
cjal-3360	447	7	areas	area	NOUN
cjal-3360	447	8	in	in	ADP
cjal-3360	447	9	guangdong	guangdong	PROPN
cjal-3360	447	10	such	such	ADJ
cjal-3360	447	11	as	as	ADP
cjal-3360	447	12	in	in	ADP
cjal-3360	447	13	shan	shan	PROPN
cjal-3360	447	14	wei	wei	PROPN
cjal-3360	447	15	,	,	PUNCT
cjal-3360	447	16	dongguan	dongguan	PROPN
cjal-3360	447	17	and	and	CCONJ
cjal-3360	447	18	zhongshan	zhongshan	PROPN
cjal-3360	447	19	are	be	AUX
cjal-3360	447	20	home	home	ADV
cjal-3360	447	21	of	of	ADP
cjal-3360	447	22	many	many	ADJ
cjal-3360	447	23	private	private	ADJ
cjal-3360	447	24	enterprises	enterprise	NOUN
cjal-3360	447	25	and	and	CCONJ
cjal-3360	447	26	have	have	AUX
cjal-3360	447	27	over	over	ADP
cjal-3360	447	28	the	the	DET
cjal-3360	447	29	years	year	NOUN
cjal-3360	447	30	nurtured	nurture	VERB
cjal-3360	447	31	a	a	DET
cjal-3360	447	32	rather	rather	ADV
cjal-3360	447	33	robust	robust	ADJ
cjal-3360	447	34	private	private	ADJ
cjal-3360	447	35	sector	sector	NOUN
cjal-3360	447	36	.	.	PUNCT
cjal-3360	448	1	although	although	SCONJ
cjal-3360	448	2	unlike	unlike	ADP
cjal-3360	448	3	manufacturers	manufacturer	NOUN
cjal-3360	448	4	in	in	ADP
cjal-3360	448	5	zhejiang	zhejiang	PROPN
cjal-3360	448	6	,	,	PUNCT
cjal-3360	448	7	which	which	PRON
cjal-3360	448	8	engage	engage	VERB
cjal-3360	448	9	more	more	ADV
cjal-3360	448	10	in	in	ADP
cjal-3360	448	11	the	the	DET
cjal-3360	448	12	production	production	NOUN
cjal-3360	448	13	of	of	ADP
cjal-3360	448	14	consumer	consumer	NOUN
cjal-3360	448	15	goods	good	NOUN
cjal-3360	448	16	,	,	PUNCT
cjal-3360	448	17	business	business	NOUN
cjal-3360	448	18	in	in	ADP
cjal-3360	448	19	guangdong	guangdong	PROPN
cjal-3360	448	20	engage	engage	VERB
cjal-3360	448	21	in	in	ADP
cjal-3360	448	22	slightly	slightly	ADV
cjal-3360	448	23	more	more	ADV
cjal-3360	448	24	high	high	ADJ
cjal-3360	448	25	-	-	PUNCT
cjal-3360	448	26	tech	tech	NOUN
cjal-3360	448	27	areas	area	NOUN
cjal-3360	448	28	such	such	ADJ
cjal-3360	448	29	as	as	ADP
cjal-3360	448	30	the	the	DET
cjal-3360	448	31	manufacturing	manufacturing	NOUN
cjal-3360	448	32	of	of	ADP
cjal-3360	448	33	small	small	ADJ
cjal-3360	448	34	electronic	electronic	ADJ
cjal-3360	448	35	appliances	appliance	NOUN
cjal-3360	448	36	,	,	PUNCT
cjal-3360	448	37	the	the	DET
cjal-3360	448	38	nature	nature	NOUN
cjal-3360	448	39	of	of	ADP
cjal-3360	448	40	lending	lending	NOUN
cjal-3360	448	41	activities	activity	NOUN
cjal-3360	448	42	in	in	ADP
cjal-3360	448	43	hinterland	hinterland	NOUN
cjal-3360	448	44	guangdong	guangdong	PROPN
cjal-3360	448	45	resemble	resemble	VERB
cjal-3360	448	46	those	those	PRON
cjal-3360	448	47	in	in	ADP
cjal-3360	448	48	wenzhou	wenzhou	PROPN
cjal-3360	448	49	in	in	ADP
cjal-3360	448	50	that	that	DET
cjal-3360	448	51	significant	significant	ADJ
cjal-3360	448	52	amount	amount	NOUN
cjal-3360	448	53	of	of	ADP
cjal-3360	448	54	loans	loan	NOUN
cjal-3360	448	55	go	go	VERB
cjal-3360	448	56	towards	towards	ADP
cjal-3360	448	57	funding	fund	VERB
cjal-3360	448	58	substantive	substantive	ADJ
cjal-3360	448	59	business	business	NOUN
cjal-3360	448	60	.	.	PUNCT
cjal-3360	449	1	guangdong	guangdong	PROPN
cjal-3360	449	2	-	-	PUNCT
cjal-3360	449	3	based	base	VERB
cjal-3360	449	4	lenders	lender	NOUN
cjal-3360	449	5	,	,	PUNCT
cjal-3360	449	6	however	however	ADV
cjal-3360	449	7	,	,	PUNCT
cjal-3360	449	8	are	be	AUX
cjal-3360	449	9	on	on	ADP
cjal-3360	449	10	average	average	ADJ
cjal-3360	449	11	substantially	substantially	ADV
cjal-3360	449	12	smaller	small	ADJ
cjal-3360	449	13	than	than	ADP
cjal-3360	449	14	their	their	PRON
cjal-3360	449	15	counterparts	counterpart	NOUN
cjal-3360	449	16	in	in	ADP
cjal-3360	449	17	zhejiang	zhejiang	PROPN
cjal-3360	449	18	,	,	PUNCT
cjal-3360	449	19	and	and	CCONJ
cjal-3360	449	20	also	also	ADV
cjal-3360	449	21	tend	tend	VERB
cjal-3360	449	22	to	to	PART
cjal-3360	449	23	have	have	VERB
cjal-3360	449	24	less	less	ADV
cjal-3360	449	25	institutionalized	institutionalized	ADJ
cjal-3360	449	26	practice	practice	NOUN
cjal-3360	449	27	.	.	PUNCT
cjal-3360	450	1	the	the	DET
cjal-3360	450	2	average	average	ADJ
cjal-3360	450	3	scale	scale	NOUN
cjal-3360	450	4	of	of	ADP
cjal-3360	450	5	interviewed	interview	VERB
cjal-3360	450	6	guangdong	guangdong	PROPN
cjal-3360	450	7	lenders	lender	NOUN
cjal-3360	450	8	is	be	AUX
cjal-3360	450	9	around	around	ADV
cjal-3360	450	10	10	10	NUM
cjal-3360	450	11	20	20	NUM
cjal-3360	450	12	million	million	NUM
cjal-3360	450	13	rmb	rmb	NOUN
cjal-3360	450	14	in	in	ADP
cjal-3360	450	15	annual	annual	ADJ
cjal-3360	450	16	revenue	revenue	NOUN
cjal-3360	450	17	,	,	PUNCT
cjal-3360	450	18	compared	compare	VERB
cjal-3360	450	19	to	to	ADP
cjal-3360	450	20	3050	3050	NUM
cjal-3360	450	21	million	million	NUM
cjal-3360	450	22	in	in	ADP
cjal-3360	450	23	zhejiang	zhejiang	PROPN
cjal-3360	450	24	.	.	PUNCT
cjal-3360	451	1	average	average	ADJ
cjal-3360	451	2	loan	loan	NOUN
cjal-3360	451	3	size	size	NOUN
cjal-3360	451	4	is	be	AUX
cjal-3360	451	5	also	also	ADV
cjal-3360	451	6	proportionately	proportionately	ADV
cjal-3360	451	7	smaller	small	ADJ
cjal-3360	451	8	at	at	ADP
cjal-3360	451	9	0.5	0.5	NUM
cjal-3360	451	10	2	2	NUM
cjal-3360	451	11	million	million	NUM
cjal-3360	451	12	,	,	PUNCT
cjal-3360	451	13	compared	compare	VERB
cjal-3360	451	14	to	to	ADP
cjal-3360	451	15	2	2	NUM
cjal-3360	451	16	5	5	NUM
cjal-3360	451	17	in	in	ADP
cjal-3360	451	18	zhejiang	zhejiang	PROPN
cjal-3360	451	19	.	.	PUNCT
cjal-3360	452	1	this	this	PRON
cjal-3360	452	2	is	be	AUX
cjal-3360	452	3	likely	likely	ADJ
cjal-3360	452	4	because	because	SCONJ
cjal-3360	452	5	private	private	ADJ
cjal-3360	452	6	enterprises	enterprise	NOUN
cjal-3360	452	7	in	in	ADP
cjal-3360	452	8	guangdong	guangdong	PROPN
cjal-3360	452	9	tend	tend	VERB
cjal-3360	452	10	to	to	PART
cjal-3360	452	11	be	be	AUX
cjal-3360	452	12	smaller	small	ADJ
cjal-3360	452	13	than	than	ADP
cjal-3360	452	14	those	those	PRON
cjal-3360	452	15	in	in	ADP
cjal-3360	452	16	zhejiang	zhejiang	PROPN
cjal-3360	452	17	.	.	PROPN
cjal-3360	452	18	85	85	NUM
cjal-3360	452	19	guangdong	guangdong	PROPN
cjal-3360	452	20	based	base	VERB
cjal-3360	452	21	lenders	lender	NOUN
cjal-3360	452	22	also	also	ADV
cjal-3360	452	23	seem	seem	VERB
cjal-3360	452	24	more	more	ADJ
cjal-3360	452	25	risk	risk	NOUN
cjal-3360	452	26	-	-	PUNCT
cjal-3360	452	27	averse	averse	ADJ
cjal-3360	452	28	than	than	ADP
cjal-3360	452	29	their	their	PRON
cjal-3360	452	30	zhejiang	zhejiang	PROPN
cjal-3360	452	31	counterparts	counterpart	NOUN
cjal-3360	452	32	.	.	PUNCT
cjal-3360	453	1	one	one	NUM
cjal-3360	453	2	interesting	interesting	ADJ
cjal-3360	453	3	observation	observation	NOUN
cjal-3360	453	4	is	be	AUX
cjal-3360	453	5	that	that	SCONJ
cjal-3360	453	6	while	while	SCONJ
cjal-3360	453	7	their	their	PRON
cjal-3360	453	8	average	average	ADJ
cjal-3360	453	9	default	default	NOUN
cjal-3360	453	10	experience	experience	NOUN
cjal-3360	453	11	,	,	PUNCT
cjal-3360	453	12	around	around	ADP
cjal-3360	453	13	10	10	NUM
cjal-3360	453	14	%	%	NOUN
cjal-3360	453	15	,	,	PUNCT
cjal-3360	453	16	is	be	AUX
cjal-3360	453	17	better	well	ADJ
cjal-3360	453	18	than	than	ADP
cjal-3360	453	19	that	that	PRON
cjal-3360	453	20	in	in	ADP
cjal-3360	453	21	zhejiang	zhejiang	PROPN
cjal-3360	453	22	,	,	PUNCT
cjal-3360	453	23	averaging	average	VERB
cjal-3360	453	24	close	close	ADV
cjal-3360	453	25	to	to	PART
cjal-3360	453	26	15	15	NUM
cjal-3360	453	27	%	%	NOUN
cjal-3360	453	28	,	,	PUNCT
cjal-3360	453	29	average	average	ADJ
cjal-3360	453	30	private	private	ADJ
cjal-3360	453	31	borrowing	borrowing	NOUN
cjal-3360	453	32	costs	cost	NOUN
cjal-3360	453	33	are	be	AUX
cjal-3360	453	34	higher	high	ADJ
cjal-3360	453	35	in	in	ADP
cjal-3360	453	36	guangdong	guangdong	PROPN
cjal-3360	453	37	,	,	PUNCT
cjal-3360	453	38	averaging	average	VERB
cjal-3360	453	39	3	3	NUM
cjal-3360	453	40	5	5	NUM
cjal-3360	453	41	times	time	NOUN
cjal-3360	453	42	official	official	ADJ
cjal-3360	453	43	bank	bank	PROPN
cjal-3360	453	44	loan	loan	NOUN
cjal-3360	453	45	rates	rate	NOUN
cjal-3360	453	46	,	,	PUNCT
cjal-3360	453	47	than	than	ADP
cjal-3360	453	48	those	those	PRON
cjal-3360	453	49	in	in	ADP
cjal-3360	453	50	zhejiang	zhejiang	PROPN
cjal-3360	453	51	,	,	PUNCT
cjal-3360	453	52	averaging	average	VERB
cjal-3360	453	53	2	2	NUM
cjal-3360	453	54	4	4	NUM
cjal-3360	453	55	times	time	NOUN
cjal-3360	453	56	.	.	PUNCT
cjal-3360	454	1	like	like	ADP
cjal-3360	454	2	private	private	ADJ
cjal-3360	454	3	lending	lending	NOUN
cjal-3360	454	4	in	in	ADP
cjal-3360	454	5	zhejiang	zhejiang	PROPN
cjal-3360	454	6	and	and	CCONJ
cjal-3360	454	7	guangdong	guangdong	PROPN
cjal-3360	454	8	,	,	PUNCT
cjal-3360	454	9	private	private	ADJ
cjal-3360	454	10	lending	lending	NOUN
cjal-3360	454	11	activities	activity	NOUN
cjal-3360	454	12	in	in	ADP
cjal-3360	454	13	shanxi	shanxi	PROPN
cjal-3360	454	14	tend	tend	VERB
cjal-3360	454	15	to	to	PART
cjal-3360	454	16	further	further	VERB
cjal-3360	454	17	more	more	ADV
cjal-3360	454	18	constructive	constructive	ADJ
cjal-3360	454	19	ends	end	NOUN
cjal-3360	454	20	and	and	CCONJ
cjal-3360	454	21	closely	closely	ADV
cjal-3360	454	22	reflect	reflect	VERB
cjal-3360	454	23	characteristics	characteristic	NOUN
cjal-3360	454	24	of	of	ADP
cjal-3360	454	25	the	the	DET
cjal-3360	454	26	local	local	ADJ
cjal-3360	454	27	economy	economy	NOUN
cjal-3360	454	28	.	.	PUNCT
cjal-3360	455	1	sos	sos	PROPN
cjal-3360	455	2	there	there	PRON
cjal-3360	455	3	are	be	VERB
cjal-3360	455	4	,	,	PUNCT
cjal-3360	455	5	nevertheless	nevertheless	ADV
cjal-3360	455	6	,	,	PUNCT
cjal-3360	455	7	a	a	DET
cjal-3360	455	8	few	few	ADJ
cjal-3360	455	9	84	84	NUM
cjal-3360	455	10	record	record	NOUN
cjal-3360	455	11	no	no	NOUN
cjal-3360	455	12	.	.	PROPN
cjal-3360	456	1	38	38	NUM
cjal-3360	456	2	·	·	SYM
cjal-3360	456	3	42	42	NUM
cjal-3360	456	4	.	.	PUNCT
cjal-3360	457	1	os	os	INTJ
cjal-3360	457	2	~t.jt	~t.jt	NUM
cjal-3360	457	3	/	/	SYM
cjal-3360	457	4	h'j	h'j	ADV
cjal-3360	457	5	:	:	PUNCT
cjal-3360	457	6	r	r	X
cjal-3360	457	7	:	:	PUNCT
cjal-3360	457	8	m~~~ifipf*lllid	m~~~ifipf*lllid	PROPN
cjal-3360	457	9	:	:	PUNCT
cjal-3360	457	10	f/.~:l);:t.j	f/.~:l);:t.j	NOUN
cjal-3360	457	11	:	:	PUNCT
cjal-3360	457	12	fil!:!!i	fil!:!!i	NOUN
cjal-3360	457	13	(	(	PUNCT
cjal-3360	457	14	private	private	ADJ
cjal-3360	457	15	enterprises	enterprise	NOUN
cjal-3360	457	16	:	:	PUNCT
cjal-3360	457	17	guangdong	guangdong	PROPN
cjal-3360	457	18	ahead	ahead	ADV
cjal-3360	457	19	in	in	ADP
cjal-3360	457	20	number	number	NOUN
cjal-3360	457	21	but	but	CCONJ
cjal-3360	457	22	behind	behind	ADP
cjal-3360	457	23	zhejiang	zhejiang	PROPN
cjal-3360	457	24	in	in	ADP
cjal-3360	457	25	size	size	NOUN
cjal-3360	457	26	and	and	CCONJ
cjal-3360	457	27	strength	strength	NOUN
cjal-3360	457	28	)	)	PUNCT
cjal-3360	457	29	,	,	PUNCT
cjal-3360	457	30	available	available	ADJ
cjal-3360	457	31	at	at	ADP
cjal-3360	457	32	http://business.sohu.com/loo']oloi/n>47979oo6.shtml	http://business.sohu.com/loo']oloi/n>47979oo6.shtml	PROPN
cjal-3360	457	33	(	(	PUNCT
cjal-3360	457	34	last	last	ADV
cjal-3360	457	35	visited	visit	VERB
cjal-3360	457	36	jan	jan	PROPN
cjal-3360	457	37	.	.	PROPN
cjal-3360	457	38	26	26	NUM
cjal-3360	457	39	,	,	PUNCT
cjal-3360	457	40	2016	2016	NUM
cjal-3360	457	41	)	)	PUNCT
cjal-3360	457	42	.	.	PUNCT
cjal-3360	458	1	86	86	NUM
cjal-3360	458	2	record	record	NOUN
cjal-3360	458	3	no	no	NOUN
cjal-3360	458	4	.	.	PROPN
cjal-3360	459	1	16	16	NUM
cjal-3360	459	2	2.0	2.0	NUM
cjal-3360	459	3	.	.	PUNCT
cjal-3360	460	1	279	279	NUM
cjal-3360	460	2	observable	observable	ADJ
cjal-3360	460	3	distinctions	distinction	NOUN
cjal-3360	460	4	of	of	ADP
cjal-3360	460	5	shanxi	shanxi	PROPN
cjal-3360	460	6	based	base	VERB
cjal-3360	460	7	private	private	ADJ
cjal-3360	460	8	lenders	lender	NOUN
cjal-3360	460	9	compared	compare	VERB
cjal-3360	460	10	to	to	ADP
cjal-3360	460	11	their	their	PRON
cjal-3360	460	12	counterparts	counterpart	NOUN
cjal-3360	460	13	elsewhere	elsewhere	ADV
cjal-3360	460	14	.	.	PUNCT
cjal-3360	461	1	first	first	ADV
cjal-3360	461	2	,	,	PUNCT
cjal-3360	461	3	shanxi	shanxi	NOUN
cjal-3360	461	4	-	-	PUNCT
cjal-3360	461	5	based	base	VERB
cjal-3360	461	6	lenders	lender	NOUN
cjal-3360	461	7	serve	serve	VERB
cjal-3360	461	8	a	a	DET
cjal-3360	461	9	somewhat	somewhat	ADV
cjal-3360	461	10	different	different	ADJ
cjal-3360	461	11	mix	mix	NOUN
cjal-3360	461	12	of	of	ADP
cjal-3360	461	13	enterprises	enterprise	NOUN
cjal-3360	461	14	from	from	ADP
cjal-3360	461	15	lenders	lender	NOUN
cjal-3360	461	16	in	in	ADP
cjal-3360	461	17	coastal	coastal	ADJ
cjal-3360	461	18	areas	area	NOUN
cjal-3360	461	19	.	.	PUNCT
cjal-3360	462	1	while	while	SCONJ
cjal-3360	462	2	wenzhou	wenzhou	PROPN
cjal-3360	462	3	and	and	CCONJ
cjal-3360	462	4	guangdong	guangdong	PROPN
cjal-3360	462	5	-	-	PUNCT
cjal-3360	462	6	based	base	VERB
cjal-3360	462	7	institutions	institution	NOUN
cjal-3360	462	8	lend	lend	VERB
cjal-3360	462	9	heavily	heavily	ADV
cjal-3360	462	10	to	to	ADP
cjal-3360	462	11	enterprises	enterprise	NOUN
cjal-3360	462	12	that	that	PRON
cjal-3360	462	13	engage	engage	VERB
cjal-3360	462	14	in	in	ADP
cjal-3360	462	15	import	import	NOUN
cjal-3360	462	16	-	-	PUNCT
cjal-3360	462	17	export	export	NOUN
cjal-3360	462	18	business	business	NOUN
cjal-3360	462	19	,	,	PUNCT
cjal-3360	462	20	shanxi	shanxi	NOUN
cjal-3360	462	21	-	-	PUNCT
cjal-3360	462	22	based	base	VERB
cjal-3360	462	23	lenders	lender	NOUN
cjal-3360	462	24	'	'	PART
cjal-3360	462	25	main	main	ADJ
cjal-3360	462	26	borrowers	borrower	NOUN
cjal-3360	462	27	are	be	AUX
cjal-3360	462	28	local	local	ADJ
cjal-3360	462	29	enterprises	enterprise	NOUN
cjal-3360	462	30	that	that	PRON
cjal-3360	462	31	almost	almost	ADV
cjal-3360	462	32	exclusively	exclusively	ADV
cjal-3360	462	33	manufacture	manufacture	VERB
cjal-3360	462	34	for	for	ADP
cjal-3360	462	35	and	and	CCONJ
cjal-3360	462	36	sell	sell	VERB
cjal-3360	462	37	to	to	ADP
cjal-3360	462	38	domestic	domestic	ADJ
cjal-3360	462	39	markets	market	NOUN
cjal-3360	462	40	.	.	PUNCT
cjal-3360	463	1	private	private	ADJ
cjal-3360	463	2	enterprise	enterprise	NOUN
cjal-3360	463	3	that	that	PRON
cjal-3360	463	4	engage	engage	VERB
cjal-3360	463	5	in	in	ADP
cjal-3360	463	6	coal	coal	NOUN
cjal-3360	463	7	extraction	extraction	NOUN
cjal-3360	463	8	(	(	PUNCT
cjal-3360	463	9	and	and	CCONJ
cjal-3360	463	10	refining	refining	NOUN
cjal-3360	463	11	)	)	PUNCT
cjal-3360	463	12	and	and	CCONJ
cjal-3360	463	13	small	small	ADJ
cjal-3360	463	14	manufacturers	manufacturer	NOUN
cjal-3360	463	15	are	be	AUX
cjal-3360	463	16	typical	typical	ADJ
cjal-3360	463	17	clients	client	NOUN
cjal-3360	463	18	to	to	ADP
cjal-3360	463	19	shanxi	shanxi	PROPN
cjal-3360	463	20	's	's	PART
cjal-3360	463	21	grass	grass	NOUN
cjal-3360	463	22	-	-	PUNCT
cjal-3360	463	23	root	root	NOUN
cjal-3360	463	24	lending	lending	NOUN
cjal-3360	463	25	institutions	institution	NOUN
cjal-3360	463	26	.	.	PUNCT
cjal-3360	464	1	therefore	therefore	ADV
cjal-3360	464	2	these	these	DET
cjal-3360	464	3	lenders	lender	NOUN
cjal-3360	464	4	'	'	PART
cjal-3360	464	5	financials	financial	NOUN
cjal-3360	464	6	are	be	AUX
cjal-3360	464	7	not	not	PART
cjal-3360	464	8	as	as	ADV
cjal-3360	464	9	sensitive	sensitive	ADJ
cjal-3360	464	10	to	to	ADP
cjal-3360	464	11	overseas	overseas	ADJ
cjal-3360	464	12	demands	demand	NOUN
cjal-3360	464	13	as	as	ADP
cjal-3360	464	14	to	to	ADP
cjal-3360	464	15	fluctuations	fluctuation	NOUN
cjal-3360	464	16	in	in	ADP
cjal-3360	464	17	domestic	domestic	ADJ
cjal-3360	464	18	markets	market	NOUN
cjal-3360	464	19	.	.	PUNCT
cjal-3360	465	1	second	second	ADJ
cjal-3360	465	2	,	,	PUNCT
cjal-3360	465	3	responses	response	NOUN
cjal-3360	465	4	from	from	ADP
cjal-3360	465	5	shanxi	shanxi	NOUN
cjal-3360	465	6	-	-	PUNCT
cjal-3360	465	7	based	base	VERB
cjal-3360	465	8	lenders	lender	NOUN
cjal-3360	465	9	show	show	VERB
cjal-3360	465	10	the	the	DET
cjal-3360	465	11	narrowest	narrow	ADJ
cjal-3360	465	12	interest	interest	NOUN
cjal-3360	465	13	rate	rate	NOUN
cjal-3360	465	14	range	range	NOUN
cjal-3360	465	15	among	among	ADP
cjal-3360	465	16	a	a	DET
cjal-3360	465	17	ll	ll	NOUN
cjal-3360	465	18	respondents	respondent	NOUN
cjal-3360	465	19	.	.	PUNCT
cjal-3360	466	1	all	all	DET
cjal-3360	466	2	five	five	NUM
cjal-3360	466	3	interviewed	interview	VERB
cjal-3360	466	4	lenders	lender	NOUN
cjal-3360	466	5	reported	report	VERB
cjal-3360	466	6	interest	interest	NOUN
cjal-3360	466	7	rates	rate	NOUN
cjal-3360	466	8	average	average	VERB
cjal-3360	466	9	3	3	NUM
cjal-3360	466	10	4	4	NUM
cjal-3360	466	11	times	time	NOUN
cjal-3360	466	12	benchmark	benchmark	NOUN
cjal-3360	466	13	for	for	ADP
cjal-3360	466	14	a	a	DET
cjal-3360	466	15	duration	duration	NOUN
cjal-3360	466	16	of	of	ADP
cjal-3360	466	17	6	6	NUM
cjal-3360	466	18	to	to	ADP
cjal-3360	466	19	u	u	NOUN
cjal-3360	466	20	months	month	NOUN
cjal-3360	466	21	.	.	PUNCT
cjal-3360	467	1	and	and	CCONJ
cjal-3360	467	2	this	this	DET
cjal-3360	467	3	interest	interest	NOUN
cjal-3360	467	4	rate	rate	NOUN
cjal-3360	467	5	level	level	NOUN
cjal-3360	467	6	has	have	AUX
cjal-3360	467	7	stayed	stay	VERB
cjal-3360	467	8	virtually	virtually	ADV
cjal-3360	467	9	unchanged	unchanged	ADJ
cjal-3360	467	10	for	for	ADP
cjal-3360	467	11	at	at	ADP
cjal-3360	467	12	least	least	ADJ
cjal-3360	467	13	the	the	DET
cjal-3360	467	14	last	last	ADJ
cjal-3360	467	15	five	five	NUM
cjal-3360	467	16	years	year	NOUN
cjal-3360	467	17	.	.	PUNCT
cjal-3360	468	1	third	third	ADJ
cjal-3360	468	2	,	,	PUNCT
cjal-3360	468	3	the	the	DET
cjal-3360	468	4	private	private	ADJ
cjal-3360	468	5	sector	sector	NOUN
cjal-3360	468	6	in	in	ADP
cjal-3360	468	7	shanxi	shanxi	PROPN
cjal-3360	468	8	relies	rely	VERB
cjal-3360	468	9	more	more	ADV
cjal-3360	468	10	heavily	heavily	ADV
cjal-3360	468	11	on	on	ADP
cjal-3360	468	12	official	official	ADJ
cjal-3360	468	13	bank	bank	NOUN
cjal-3360	468	14	loans	loan	NOUN
cjal-3360	468	15	than	than	ADP
cjal-3360	468	16	other	other	ADJ
cjal-3360	468	17	provinces	province	NOUN
cjal-3360	468	18	surveyed	survey	VERB
cjal-3360	468	19	,	,	PUNCT
cjal-3360	468	20	and	and	CCONJ
cjal-3360	468	21	normally	normally	ADV
cjal-3360	468	22	only	only	ADV
cjal-3360	468	23	use	use	VERB
cjal-3360	468	24	private	private	ADJ
cjal-3360	468	25	loans	loan	NOUN
cjal-3360	468	26	to	to	PART
cjal-3360	468	27	bridge	bridge	VERB
cjal-3360	468	28	gaps	gap	NOUN
cjal-3360	468	29	in	in	ADP
cjal-3360	468	30	official	official	ADJ
cjal-3360	468	31	loans	loan	NOUN
cjal-3360	468	32	rather	rather	ADV
cjal-3360	468	33	than	than	ADP
cjal-3360	468	34	to	to	PART
cjal-3360	468	35	finance	finance	VERB
cjal-3360	468	36	substantive	substantive	ADJ
cjal-3360	468	37	business	business	NOUN
cjal-3360	468	38	operations	operation	NOUN
cjal-3360	468	39	.	.	PUNCT
cjal-3360	469	1	81	81	NUM
cjal-3360	469	2	this	this	DET
cjal-3360	469	3	lesser	less	ADJ
cjal-3360	469	4	dependence	dependence	NOUN
cjal-3360	469	5	on	on	ADP
cjal-3360	469	6	and	and	CCONJ
cjal-3360	469	7	secondary	secondary	ADJ
cjal-3360	469	8	use	use	NOUN
cjal-3360	469	9	of	of	ADP
cjal-3360	469	10	private	private	ADJ
cjal-3360	469	11	loans	loan	NOUN
cjal-3360	469	12	may	may	AUX
cjal-3360	469	13	to	to	ADP
cjal-3360	469	14	some	some	DET
cjal-3360	469	15	extent	extent	NOUN
cjal-3360	469	16	explain	explain	VERB
cjal-3360	469	17	the	the	DET
cjal-3360	469	18	relatively	relatively	ADV
cjal-3360	469	19	narrow	narrow	ADJ
cjal-3360	469	20	and	and	CCONJ
cjal-3360	469	21	stable	stable	ADJ
cjal-3360	469	22	interest	interest	NOUN
cjal-3360	469	23	rate	rate	NOUN
cjal-3360	469	24	range	range	NOUN
cjal-3360	469	25	observed	observe	VERB
cjal-3360	469	26	.	.	PUNCT
cjal-3360	470	1	shanghai	shanghai	PROPN
cjal-3360	470	2	-	-	PUNCT
cjal-3360	470	3	based	base	VERB
cjal-3360	470	4	institutions	institution	NOUN
cjal-3360	470	5	run	run	VERB
cjal-3360	470	6	the	the	DET
cjal-3360	470	7	most	most	ADV
cjal-3360	470	8	diverse	diverse	ADJ
cjal-3360	470	9	business	business	NOUN
cjal-3360	470	10	among	among	ADP
cjal-3360	470	11	all	all	DET
cjal-3360	470	12	respondents	respondent	NOUN
cjal-3360	470	13	.	.	PUNCT
cjal-3360	471	1	88	88	NUM
cjal-3360	471	2	shanghai	shanghai	PROPN
cjal-3360	471	3	-	-	PUNCT
cjal-3360	471	4	based	base	VERB
cjal-3360	471	5	respondents	respondent	NOUN
cjal-3360	471	6	finance	finance	VERB
cjal-3360	471	7	a	a	DET
cjal-3360	471	8	variety	variety	NOUN
cjal-3360	471	9	of	of	ADP
cjal-3360	471	10	projects	project	NOUN
cjal-3360	471	11	that	that	PRON
cjal-3360	471	12	do	do	AUX
cjal-3360	471	13	not	not	PART
cjal-3360	471	14	show	show	VERB
cjal-3360	471	15	a	a	DET
cjal-3360	471	16	clear	clear	ADJ
cjal-3360	471	17	pattern	pattern	NOUN
cjal-3360	471	18	in	in	ADP
cjal-3360	471	19	terms	term	NOUN
cjal-3360	471	20	of	of	ADP
cjal-3360	471	21	their	their	PRON
cjal-3360	471	22	business	business	NOUN
cjal-3360	471	23	mix	mix	NOUN
cjal-3360	471	24	.	.	PUNCT
cjal-3360	472	1	generally	generally	ADV
cjal-3360	472	2	,	,	PUNCT
cjal-3360	472	3	these	these	DET
cjal-3360	472	4	institutions	institution	NOUN
cjal-3360	472	5	lend	lend	VERB
cjal-3360	472	6	less	less	ADJ
cjal-3360	472	7	to	to	ADP
cjal-3360	472	8	substantive	substantive	ADJ
cjal-3360	472	9	business	business	NOUN
cjal-3360	472	10	than	than	ADP
cjal-3360	472	11	zhejiang	zhejiang	PROPN
cjal-3360	472	12	-	-	PUNCT
cjal-3360	472	13	based	base	VERB
cjal-3360	472	14	lenders	lender	NOUN
cjal-3360	472	15	but	but	CCONJ
cjal-3360	472	16	slightly	slightly	ADV
cjal-3360	472	17	more	more	ADV
cjal-3360	472	18	compared	compare	VERB
cjal-3360	472	19	to	to	ADP
cjal-3360	472	20	the	the	DET
cjal-3360	472	21	average	average	ADJ
cjal-3360	472	22	interviewed	interview	VERB
cjal-3360	472	23	guangxi	guangxi	NOUN
cjal-3360	472	24	-	-	PUNCT
cjal-3360	472	25	based	base	VERB
cjal-3360	472	26	lender	lender	NOUN
cjal-3360	472	27	.	.	PUNCT
cjal-3360	473	1	and	and	CCONJ
cjal-3360	473	2	they	they	PRON
cjal-3360	473	3	also	also	ADV
cjal-3360	473	4	lend	lend	VERB
cjal-3360	473	5	substantially	substantially	ADV
cjal-3360	473	6	to	to	PART
cjal-3360	473	7	speculative	speculative	ADJ
cjal-3360	473	8	investors	investor	NOUN
cjal-3360	473	9	,	,	PUNCT
cjal-3360	473	10	although	although	SCONJ
cjal-3360	473	11	not	not	PART
cjal-3360	473	12	at	at	ADP
cjal-3360	473	13	the	the	DET
cjal-3360	473	14	level	level	NOUN
cjal-3360	473	15	of	of	ADP
cjal-3360	473	16	rnilny	rnilny	NOUN
cjal-3360	473	17	sichu.1.n	sichu.1.n	NOUN
cjal-3360	473	18	or	or	CCONJ
cjal-3360	473	19	guo1.ngxi	guo1.ngxi	PUNCT
cjal-3360	473	20	based	base	VERB
cjal-3360	473	21	lenders	lender	NOUN
cjal-3360	473	22	.	.	PUNCT
cjal-3360	474	1	some	some	DET
cjal-3360	474	2	sh.:mghili	sh.:mghili	NOUN
cjal-3360	474	3	institutions	institution	NOUN
cjal-3360	474	4	also	also	ADV
cjal-3360	474	5	81	81	NUM
cjal-3360	474	6	it	it	PRON
cjal-3360	474	7	is	be	AUX
cjal-3360	474	8	observed	observe	VERB
cjal-3360	474	9	during	during	ADP
cjal-3360	474	10	fieldwork	fieldwork	NOUN
cjal-3360	474	11	that	that	SCONJ
cjal-3360	474	12	many	many	ADJ
cjal-3360	474	13	shanxi	shanxi	NOUN
cjal-3360	474	14	-	-	PUNCT
cjal-3360	474	15	based	base	VERB
cjal-3360	474	16	private	private	ADJ
cjal-3360	474	17	enterprises	enterprise	NOUN
cjal-3360	474	18	have	have	VERB
cjal-3360	474	19	easier	easy	ADJ
cjal-3360	474	20	access	access	NOUN
cjal-3360	474	21	to	to	ADP
cjal-3360	474	22	official	official	ADJ
cjal-3360	474	23	bank	bank	NOUN
cjal-3360	474	24	loans	loan	NOUN
cjal-3360	474	25	than	than	ADP
cjal-3360	474	26	their	their	PRON
cjal-3360	474	27	counterparts	counterpart	NOUN
cjal-3360	474	28	in	in	ADP
cjal-3360	474	29	other	other	ADJ
cjal-3360	474	30	surveyed	survey	VERB
cjal-3360	474	31	provinces	province	NOUN
cjal-3360	474	32	,	,	PUNCT
cjal-3360	474	33	a	a	DET
cjal-3360	474	34	phenomenon	phenomenon	NOUN
cjal-3360	474	35	likely	likely	ADV
cjal-3360	474	36	having	have	VERB
cjal-3360	474	37	to	to	PART
cjal-3360	474	38	do	do	VERB
cjal-3360	474	39	with	with	ADP
cjal-3360	474	40	the	the	DET
cjal-3360	474	41	common	common	ADJ
cjal-3360	474	42	practice	practice	NOUN
cjal-3360	474	43	of	of	ADP
cjal-3360	474	44	private	private	ADJ
cjal-3360	474	45	business	business	NOUN
cjal-3360	474	46	owners	owner	NOUN
cjal-3360	474	47	to	to	ADP
cjal-3360	474	48	cultural	cultural	ADJ
cjal-3360	474	49	ties	tie	NOUN
cjal-3360	474	50	with	with	ADP
cjal-3360	474	51	local	local	ADJ
cjal-3360	474	52	government	government	NOUN
cjal-3360	474	53	and	and	CCONJ
cjal-3360	474	54	bank	bank	NOUN
cjal-3360	474	55	officials	official	NOUN
cjal-3360	474	56	.	.	PUNCT
cjal-3360	475	1	86	86	NUM
cjal-3360	475	2	record	record	NOUN
cjal-3360	475	3	no	no	NOUN
cjal-3360	475	4	.	.	PROPN
cjal-3360	475	5	21	21	NUM
cjal-3360	475	6	..	..	PUNCT
cjal-3360	475	7	25	25	NUM
cjal-3360	475	8	.	.	X
cjal-3360	475	9	engage	engage	VERB
cjal-3360	475	10	in	in	ADP
cjal-3360	475	11	currency	currency	NOUN
cjal-3360	475	12	exchanges	exchange	NOUN
cjal-3360	475	13	but	but	CCONJ
cjal-3360	475	14	currency	currency	NOUN
cjal-3360	475	15	exchange	exchange	NOUN
cjal-3360	475	16	normally	normally	ADV
cjal-3360	475	17	does	do	AUX
cjal-3360	475	18	not	not	PART
cjal-3360	475	19	make	make	VERB
cjal-3360	475	20	up	up	ADP
cjal-3360	475	21	a	a	DET
cjal-3360	475	22	significant	significant	ADJ
cjal-3360	475	23	'	'	PUNCT
cjal-3360	475	24	chunk	chunk	NOUN
cjal-3360	475	25	of	of	ADP
cjal-3360	475	26	their	their	PRON
cjal-3360	475	27	to	to	ADP
cjal-3360	475	28	raj	raj	PROPN
cjal-3360	475	29	business	business	NOUN
cjal-3360	475	30	.	.	PUNCT
cjal-3360	476	1	unlike	unlike	ADP
cjal-3360	476	2	respondents	respondent	NOUN
cjal-3360	476	3	from	from	ADP
cjal-3360	476	4	other	other	ADJ
cjal-3360	476	5	areas	area	NOUN
cjal-3360	476	6	however	however	ADV
cjal-3360	476	7	,	,	PUNCT
cjal-3360	476	8	shanghai	shanghai	PROPN
cjal-3360	476	9	-	-	PUNCT
cjal-3360	476	10	based	base	VERB
cjal-3360	476	11	respondents	respondent	NOUN
cjal-3360	476	12	appear	appear	VERB
cjal-3360	476	13	more	more	ADV
cjal-3360	476	14	oriented	oriented	ADJ
cjal-3360	476	15	towards	towards	ADP
cjal-3360	476	16	selective	selective	ADJ
cjal-3360	476	17	investment	investment	NOUN
cjal-3360	476	18	rather	rather	ADV
cjal-3360	476	19	than	than	ADP
cjal-3360	476	20	general	general	ADJ
cjal-3360	476	21	lending	lending	NOUN
cjal-3360	476	22	.	.	PUNCT
cjal-3360	477	1	it	it	PRON
cjal-3360	477	2	is	be	AUX
cjal-3360	477	3	common	common	ADJ
cjal-3360	477	4	for	for	SCONJ
cjal-3360	477	5	institutions	institution	NOUN
cjal-3360	477	6	to	to	PART
cjal-3360	477	7	receive	receive	VERB
cjal-3360	477	8	commission	commission	NOUN
cjal-3360	477	9	for	for	ADP
cjal-3360	477	10	and	and	CCONJ
cjal-3360	477	11	share	share	VERB
cjal-3360	477	12	profits	profit	NOUN
cjal-3360	477	13	made	make	VERB
cjal-3360	477	14	from	from	ADP
cjal-3360	477	15	invested	invest	VERB
cjal-3360	477	16	projects	project	NOUN
cjal-3360	477	17	,	,	PUNCT
cjal-3360	477	18	in	in	ADP
cjal-3360	477	19	addition	addition	NOUN
cjal-3360	477	20	to	to	ADP
cjal-3360	477	21	ordinary	ordinary	ADJ
cjal-3360	477	22	lending	lending	NOUN
cjal-3360	477	23	interests	interest	NOUN
cjal-3360	477	24	for	for	ADP
cjal-3360	477	25	capital	capital	NOUN
cjal-3360	477	26	contributed	contribute	VERB
cjal-3360	477	27	.	.	PUNCT
cjal-3360	478	1	this	this	PRON
cjal-3360	478	2	can	can	AUX
cjal-3360	478	3	be	be	AUX
cjal-3360	478	4	shown	show	VERB
cjal-3360	478	5	from	from	ADP
cjal-3360	478	6	their	their	PRON
cjal-3360	478	7	higher	high	ADJ
cjal-3360	478	8	average	average	ADJ
cjal-3360	478	9	"	"	PUNCT
cjal-3360	478	10	loan•	loan•	PROPN
cjal-3360	478	11	size	size	NOUN
cjal-3360	478	12	(	(	PUNCT
cjal-3360	478	13	relative	relative	ADJ
cjal-3360	478	14	to	to	ADP
cjal-3360	478	15	annual	annual	ADJ
cjal-3360	478	16	revenue	revenue	NOUN
cjal-3360	478	17	)	)	PUNCT
cjal-3360	478	18	and	and	CCONJ
cjal-3360	478	19	longer	long	ADJ
cjal-3360	478	20	duration	duration	NOUN
cjal-3360	478	21	.	.	PUNCT
cjal-3360	479	1	therefore	therefore	ADV
cjal-3360	479	2	by	by	ADP
cjal-3360	479	3	nature	nature	NOUN
cjal-3360	479	4	these	these	DET
cjal-3360	479	5	lenders	lender	NOUN
cjal-3360	479	6	are	be	AUX
cjal-3360	479	7	more	more	ADV
cjal-3360	479	8	akin	akin	ADJ
cjal-3360	479	9	to	to	ADP
cjal-3360	479	10	a	a	DET
cjal-3360	479	11	combination	combination	NOUN
cjal-3360	479	12	of	of	ADP
cjal-3360	479	13	venture	venture	NOUN
cjal-3360	479	14	capitalist	capitalist	NOUN
cjal-3360	479	15	and	and	CCONJ
cjal-3360	479	16	investment	investment	NOUN
cjal-3360	479	17	advisor	advisor	NOUN
cjal-3360	479	18	than	than	ADP
cjal-3360	479	19	general	general	ADJ
cjal-3360	479	20	community	community	NOUN
cjal-3360	479	21	lenders	lender	NOUN
cjal-3360	479	22	like	like	VERB
cjal-3360	479	23	,	,	PUNCT
cjal-3360	479	24	for	for	ADP
cjal-3360	479	25	example	example	NOUN
cjal-3360	479	26	,	,	PUNCT
cjal-3360	479	27	respondents	respondent	NOUN
cjal-3360	479	28	from	from	ADP
cjal-3360	479	29	zhejiang	zhejiang	PROPN
cjal-3360	479	30	.	.	PUNCT
cjal-3360	480	1	c.	c.	PROPN
cjal-3360	480	2	private	private	ADJ
cjal-3360	480	3	lenders	lender	NOUN
cjal-3360	480	4	provide	provide	VERB
cjal-3360	480	5	critical	critical	ADJ
cjal-3360	480	6	financing	financing	NOUN
cjal-3360	480	7	channels	channel	NOUN
cjal-3360	480	8	to	to	PART
cjal-3360	480	9	msms	msm	NOUN
cjal-3360	480	10	that	that	PRON
cjal-3360	480	11	have	have	VERB
cjal-3360	480	12	difficulties	difficulty	NOUN
cjal-3360	480	13	obtaining	obtain	VERB
cjal-3360	480	14	credit	credit	NOUN
cjal-3360	480	15	from	from	ADP
cjal-3360	480	16	official	official	ADJ
cjal-3360	480	17	banks	bank	NOUN
cjal-3360	480	18	and	and	CCONJ
cjal-3360	480	19	meaningful	meaningful	ADJ
cjal-3360	480	20	alternatives	alternative	NOUN
cjal-3360	480	21	to	to	ADP
cjal-3360	480	22	bank	bank	NOUN
cjal-3360	480	23	loans	loan	NOUN
cjal-3360	480	24	in	in	ADP
cjal-3360	480	25	some	some	DET
cjal-3360	480	26	areas	area	NOUN
cjal-3360	480	27	except	except	SCONJ
cjal-3360	480	28	for	for	ADP
cjal-3360	480	29	five	five	NUM
cjal-3360	480	30	,	,	PUNCT
cjal-3360	480	31	all	all	DET
cjal-3360	480	32	other	other	ADJ
cjal-3360	480	33	forty	forty	NUM
cjal-3360	480	34	-	-	PUNCT
cjal-3360	480	35	four	four	NUM
cjal-3360	480	36	respondents	respondent	NOUN
cjal-3360	480	37	identified	identify	VERB
cjal-3360	480	38	msms	msm	NOUN
cjal-3360	480	39	as	as	ADP
cjal-3360	480	40	a	a	DET
cjal-3360	480	41	primary	primary	ADJ
cjal-3360	480	42	borrower	borrower	NOUN
cjal-3360	480	43	type	type	NOUN
cjal-3360	480	44	.	.	PUNCT
cjal-3360	481	1	none	none	NOUN
cjal-3360	481	2	of	of	ADP
cjal-3360	481	3	the	the	DET
cjal-3360	481	4	responders	responder	NOUN
cjal-3360	481	5	lend	lend	VERB
cjal-3360	481	6	substantially	substantially	ADV
cjal-3360	481	7	to	to	ADP
cjal-3360	481	8	large	large	ADJ
cjal-3360	481	9	private	private	ADJ
cjal-3360	481	10	enterprises	enterprise	NOUN
cjal-3360	481	11	(	(	PUNCT
cjal-3360	481	12	which	which	PRON
cjal-3360	481	13	usually	usually	ADV
cjal-3360	481	14	have	have	VERB
cjal-3360	481	15	much	much	ADV
cjal-3360	481	16	easier	easy	ADJ
cjal-3360	481	17	access	access	NOUN
cjal-3360	481	18	to	to	ADP
cjal-3360	481	19	bank	bank	NOUN
cjal-3360	481	20	credit	credit	NOUN
cjal-3360	481	21	than	than	ADP
cjal-3360	481	22	msms	msm	NOUN
cjal-3360	481	23	)	)	PUNCT
cjal-3360	481	24	or	or	CCONJ
cjal-3360	481	25	state	state	NOUN
cjal-3360	481	26	-	-	PUNCT
cjal-3360	481	27	run	run	NOUN
cjal-3360	481	28	enterprises	enterprise	NOUN
cjal-3360	481	29	.	.	PUNCT
cjal-3360	482	1	interviews	interview	NOUN
cjal-3360	482	2	with	with	ADP
cjal-3360	482	3	some	some	PRON
cjal-3360	482	4	of	of	ADP
cjal-3360	482	5	the	the	DET
cjal-3360	482	6	respondents	respondent	NOUN
cjal-3360	482	7	reveal	reveal	VERB
cjal-3360	482	8	that	that	SCONJ
cjal-3360	482	9	credit	credit	NOUN
cjal-3360	482	10	provided	provide	VERB
cjal-3360	482	11	by	by	ADP
cjal-3360	482	12	these	these	DET
cjal-3360	482	13	lenders	lender	NOUN
cjal-3360	482	14	appeals	appeal	NOUN
cjal-3360	482	15	to	to	ADP
cjal-3360	482	16	at	at	ADV
cjal-3360	482	17	least	least	ADV
cjal-3360	482	18	three	three	NUM
cjal-3360	482	19	types	type	NOUN
cjal-3360	482	20	of	of	ADP
cjal-3360	482	21	private	private	ADJ
cjal-3360	482	22	enterprises	enterprise	NOUN
cjal-3360	482	23	:	:	PUNCT
cjal-3360	482	24	(	(	PUNCT
cjal-3360	482	25	•	•	NOUN
cjal-3360	482	26	)	)	PUNCT
cjal-3360	482	27	micro	micro	NOUN
cjal-3360	482	28	-	-	NOUN
cjal-3360	482	29	enterprises	enterprise	NOUN
cjal-3360	482	30	and	and	CCONJ
cjal-3360	482	31	individuals	individual	NOUN
cjal-3360	482	32	that	that	PRON
cjal-3360	482	33	historically	historically	ADV
cjal-3360	482	34	have	have	VERB
cjal-3360	482	35	difficulties	difficulty	NOUN
cjal-3360	482	36	borrowing	borrow	VERB
cjal-3360	482	37	from	from	ADP
cjal-3360	482	38	official	official	ADJ
cjal-3360	482	39	banks	bank	NOUN
cjal-3360	482	40	due	due	ADP
cjal-3360	482	41	to	to	ADP
cjal-3360	482	42	their	their	PRON
cjal-3360	482	43	lack	lack	NOUN
cjal-3360	482	44	of	of	ADP
cjal-3360	482	45	reliable	reliable	ADJ
cjal-3360	482	46	ftnancial	ftnancial	ADJ
cjal-3360	482	47	statistics	statistic	NOUN
cjal-3360	482	48	and	and	CCONJ
cjal-3360	482	49	qualified	qualified	ADJ
cjal-3360	482	50	collaterals	collateral	NOUN
cjal-3360	482	51	,	,	PUNCT
cjal-3360	482	52	(	(	PUNCT
cjal-3360	482	53	2	2	X
cjal-3360	482	54	)	)	PUNCT
cjal-3360	482	55	midand	midand	NOUN
cjal-3360	482	56	small	small	ADJ
cjal-3360	482	57	-	-	PUNCT
cjal-3360	482	58	sized	sized	ADJ
cjal-3360	482	59	enterprises	enterprise	NOUN
cjal-3360	482	60	that	that	PRON
cjal-3360	482	61	used	use	VERB
cjal-3360	482	62	to	to	PART
cjal-3360	482	63	be	be	AUX
cjal-3360	482	64	able	able	ADJ
cjal-3360	482	65	to	to	PART
cjal-3360	482	66	borrow	borrow	VERB
cjal-3360	482	67	from	from	ADP
cjal-3360	482	68	official	official	ADJ
cjal-3360	482	69	banks	bank	NOUN
cjal-3360	482	70	but	but	CCONJ
cjal-3360	482	71	in	in	ADP
cjal-3360	482	72	recent	recent	ADJ
cjal-3360	482	73	years	year	NOUN
cjal-3360	482	74	faced	face	VERB
cjal-3360	482	75	greater	great	ADJ
cjal-3360	482	76	difficulties	difficulty	NOUN
cjal-3360	482	77	in	in	ADP
cjal-3360	482	78	obtaining	obtain	VERB
cjal-3360	482	79	official	official	ADJ
cjal-3360	482	80	credit	credit	NOUN
cjal-3360	482	81	and	and	CCONJ
cjal-3360	482	82	,	,	PUNCT
cjal-3360	482	83	(	(	PUNCT
cjal-3360	482	84	3	3	X
cjal-3360	482	85	)	)	PUNCT
cjal-3360	482	86	enterprises	enterprise	NOUN
cjal-3360	482	87	and	and	CCONJ
cjal-3360	482	88	individual	individual	NOUN
cjal-3360	482	89	that	that	PRON
cjal-3360	482	90	could	could	AUX
cjal-3360	482	91	have	have	AUX
cjal-3360	482	92	borrowed	borrow	VERB
cjal-3360	482	93	from	from	ADP
cjal-3360	482	94	official	official	ADJ
cjal-3360	482	95	banks	bank	NOUN
cjal-3360	482	96	but	but	CCONJ
cjal-3360	482	97	prefer	prefer	VERB
cjal-3360	482	98	the	the	DET
cjal-3360	482	99	expediency	expediency	NOUN
cjal-3360	482	100	and	and	CCONJ
cjal-3360	482	101	flexibility	flexibility	NOUN
cjal-3360	482	102	of	of	ADP
cjal-3360	482	103	services	service	NOUN
cjal-3360	482	104	provided	provide	VERB
cjal-3360	482	105	by	by	ADP
cjal-3360	482	106	private	private	ADJ
cjal-3360	482	107	lenders	lender	NOUN
cjal-3360	482	108	.	.	PUNCT
cjal-3360	483	1	the	the	DET
cjal-3360	483	2	first	first	ADJ
cjal-3360	483	3	type	type	NOUN
cjal-3360	483	4	of	of	ADP
cjal-3360	483	5	borrowers	borrower	NOUN
cjal-3360	483	6	is	be	AUX
cjal-3360	483	7	historically	historically	ADV
cjal-3360	483	8	shut	shut	VERB
cjal-3360	483	9	from	from	ADP
cjal-3360	483	10	official	official	ADJ
cjal-3360	483	11	loans	loan	NOUN
cjal-3360	483	12	.	.	PUNCT
cjal-3360	484	1	these	these	DET
cjal-3360	484	2	parties	party	NOUN
cjal-3360	484	3	'	'	PART
cjal-3360	484	4	small	small	ADJ
cjal-3360	484	5	size	size	NOUN
cjal-3360	484	6	and	and	CCONJ
cjal-3360	484	7	less	less	ADV
cjal-3360	484	8	standardized	standardized	ADJ
cjal-3360	484	9	business	business	NOUN
cjal-3360	484	10	practice	practice	NOUN
cjal-3360	484	11	make	make	VERB
cjal-3360	484	12	it	it	PRON
cjal-3360	484	13	difficult	difficult	ADJ
cjal-3360	484	14	for	for	SCONJ
cjal-3360	484	15	them	they	PRON
cjal-3360	484	16	to	to	PART
cjal-3360	484	17	comply	comply	VERB
cjal-3360	484	18	with	with	ADP
cjal-3360	484	19	official	official	ADJ
cjal-3360	484	20	banks	bank	NOUN
cjal-3360	484	21	'	'	PART
cjal-3360	484	22	highly	highly	ADV
cjal-3360	484	23	formalized	formalize	VERB
cjal-3360	484	24	credit	credit	NOUN
cjal-3360	484	25	underwriting	underwriting	NOUN
cjal-3360	484	26	processes	process	NOUN
cjal-3360	484	27	.	.	PUNCT
cjal-3360	485	1	they	they	PRON
cjal-3360	485	2	are	be	AUX
cjal-3360	485	3	frequently	frequently	ADV
cjal-3360	485	4	rejected	reject	VERB
cjal-3360	485	5	for	for	ADP
cjal-3360	485	6	their	their	PRON
cjal-3360	485	7	inability	inability	NOUN
cjal-3360	485	8	to	to	PART
cjal-3360	485	9	provide	provide	VERB
cjal-3360	485	10	satisfactory	satisfactory	ADJ
cjal-3360	485	11	proof	proof	NOUN
cjal-3360	485	12	of	of	ADP
cjal-3360	485	13	financial	financial	ADJ
cjal-3360	485	14	soundness	soundness	NOUN
cjal-3360	485	15	or	or	CCONJ
cjal-3360	485	16	qualified	qualified	ADJ
cjal-3360	485	17	collaterals	collateral	NOUN
cjal-3360	485	18	.	.	PUNCT
cjal-3360	486	1	at	at	ADP
cjal-3360	486	2	the	the	DET
cjal-3360	486	3	same	same	ADJ
cjal-3360	486	4	time	time	NOUN
cjal-3360	486	5	it	it	PRON
cjal-3360	486	6	is	be	AUX
cjal-3360	486	7	impractical	impractical	ADJ
cjal-3360	486	8	for	for	SCONJ
cjal-3360	486	9	larger	large	ADJ
cjal-3360	486	10	banks	bank	NOUN
cjal-3360	486	11	to	to	PART
cjal-3360	486	12	incur	incur	VERB
cjal-3360	486	13	the	the	DET
cjal-3360	486	14	high	high	ADJ
cjal-3360	486	15	information	information	NOUN
cjal-3360	486	16	costs	cost	NOUN
cjal-3360	486	17	to	to	PART
cjal-3360	486	18	verify	verify	VERB
cjal-3360	486	19	these	these	DET
cjal-3360	486	20	applicants	applicant	NOUN
cjal-3360	486	21	credit	credit	NOUN
cjal-3360	486	22	-	-	PUNCT
cjal-3360	486	23	worthiness	worthiness	NOUN
cjal-3360	486	24	via	via	ADP
cjal-3360	486	25	non	non	ADJ
cjal-3360	486	26	-	-	ADJ
cjal-3360	486	27	standardized	standardized	ADJ
cjal-3360	486	28	procedures	procedure	NOUN
cjal-3360	486	29	such	such	ADJ
cjal-3360	486	30	as	as	ADP
cjal-3360	486	31	on	on	ADP
cjal-3360	486	32	-	-	PUNCT
cjal-3360	486	33	site	site	NOUN
cjal-3360	486	34	examinations	examination	NOUN
cjal-3360	486	35	and	and	CCONJ
cjal-3360	486	36	interviews	interview	NOUN
cjal-3360	486	37	with	with	ADP
cjal-3360	486	38	counter	counter	NOUN
cjal-3360	486	39	-	-	NOUN
cjal-3360	486	40	parties	party	NOUN
cjal-3360	486	41	.	.	PUNCT
cjal-3360	487	1	these	these	DET
cjal-3360	487	2	more	more	ADV
cjal-3360	487	3	customized	customized	ADJ
cjal-3360	487	4	underwriting	underwriting	NOUN
cjal-3360	487	5	procedures	procedure	NOUN
cjal-3360	487	6	,	,	PUNCT
cjal-3360	487	7	however	however	ADV
cjal-3360	487	8	,	,	PUNCT
cjal-3360	487	9	can	can	AUX
cjal-3360	487	10	be	be	AUX
cjal-3360	487	11	much	much	ADV
cjal-3360	487	12	more	more	ADV
cjal-3360	487	13	easily	easily	ADV
cjal-3360	487	14	performed	perform	VERB
cjal-3360	487	15	by	by	ADP
cjal-3360	487	16	localized	localized	ADJ
cjal-3360	487	17	private	private	ADJ
cjal-3360	487	18	lending	lending	NOUN
cjal-3360	487	19	institutions	institution	NOUN
cjal-3360	487	20	.	.	PUNCT
cjal-3360	488	1	all	all	DET
cjal-3360	488	2	interviewed	interview	VERB
cjal-3360	488	3	lenders	lender	NOUN
cjal-3360	488	4	indicated	indicate	VERB
cjal-3360	488	5	that	that	SCONJ
cjal-3360	488	6	at	at	ADV
cjal-3360	488	7	least	least	ADJ
cjal-3360	488	8	some	some	PRON
cjal-3360	488	9	of	of	ADP
cjal-3360	488	10	their	their	PRON
cjal-3360	488	11	msm	msm	NOUN
cjal-3360	488	12	borrowers	borrower	NOUN
cjal-3360	488	13	had	have	AUX
cjal-3360	488	14	been	be	AUX
cjal-3360	488	15	turned	turn	VERB
cjal-3360	488	16	down	down	ADP
cjal-3360	488	17	by	by	ADP
cjal-3360	488	18	official	official	ADJ
cjal-3360	488	19	banks	bank	NOUN
cjal-3360	488	20	before	before	ADP
cjal-3360	488	21	turning	turn	VERB
cjal-3360	488	22	to	to	ADP
cjal-3360	488	23	the.m	the.m	PROPN
cjal-3360	488	24	.	.	PUNCT
cjal-3360	489	1	yet	yet	CCONJ
cjal-3360	489	2	many	many	ADJ
cjal-3360	489	3	interviewees	interviewee	NOUN
cjal-3360	489	4	indicated	indicate	VERB
cjal-3360	489	5	that	that	SCONJ
cjal-3360	489	6	they	they	PRON
cjal-3360	489	7	were	be	AUX
cjal-3360	489	8	reluctant	reluctant	ADJ
cjal-3360	489	9	to	to	PART
cjal-3360	489	10	equate	equate	VERB
cjal-3360	489	11	past	past	ADJ
cjal-3360	489	12	rejection	rejection	NOUN
cjal-3360	489	13	by	by	ADP
cjal-3360	489	14	official	official	ADJ
cjal-3360	489	15	banks	bank	NOUN
cjal-3360	489	16	with	with	ADP
cjal-3360	489	17	a	a	DET
cjal-3360	489	18	complete	complete	ADJ
cjal-3360	489	19	lack	lack	NOUN
cjal-3360	489	20	of	of	ADP
cjal-3360	489	21	credit	credit	NOUN
cjal-3360	489	22	-	-	PUNCT
cjal-3360	489	23	worthiness	worthiness	NOUN
cjal-3360	489	24	.	.	PUNCT
cjal-3360	490	1	"	"	PUNCT
cjal-3360	490	2	that	that	SCONJ
cjal-3360	490	3	a	a	DET
cjal-3360	490	4	borrower	borrower	NOUN
cjal-3360	490	5	had	have	AUX
cjal-3360	490	6	been	be	AUX
cjal-3360	490	7	declined	decline	VERB
cjal-3360	490	8	by	by	ADP
cjal-3360	490	9	official	official	ADJ
cjal-3360	490	10	banks	bank	NOUN
cjal-3360	490	11	does	do	AUX
cjal-3360	490	12	not	not	PART
cjal-3360	490	13	automatically	automatically	ADV
cjal-3360	490	14	make	make	VERB
cjal-3360	490	15	him	he	PRON
cjal-3360	490	16	less	less	ADJ
cjal-3360	490	17	credit	credit	NOUN
cjal-3360	490	18	-	-	PUNCT
cjal-3360	490	19	worthy,•	worthy,•	NOUN
cjal-3360	490	20	one	one	NUM
cjal-3360	490	21	interviewed	interview	VERB
cjal-3360	490	22	lender	lender	NOUN
cjal-3360	490	23	said	say	VERB
cjal-3360	490	24	,	,	PUNCT
cjal-3360	490	25	·	·	PUNCT
cjal-3360	490	26	especially	especially	ADV
cjal-3360	490	27	when	when	SCONJ
cjal-3360	490	28	you	you	PRON
cjal-3360	490	29	know	know	VERB
cjal-3360	490	30	that	that	SCONJ
cjal-3360	490	31	borrower	borrower	NOUN
cjal-3360	490	32	better	well	ADV
cjal-3360	490	33	than	than	SCONJ
cjal-3360	490	34	banks	bank	NOUN
cjal-3360	490	35	do.•t\9	do.•t\9	NOUN
cjal-3360	490	36	another	another	DET
cjal-3360	490	37	interviewee	interviewee	NOUN
cjal-3360	490	38	believed	believe	VERB
cjal-3360	490	39	that	that	SCONJ
cjal-3360	490	40	•it	•it	PROPN
cjal-3360	490	41	is	be	AUX
cjal-3360	490	42	sometimes	sometimes	ADV
cjal-3360	490	43	a	a	DET
cjal-3360	490	44	good	good	ADJ
cjal-3360	490	45	thing	thing	NOUN
cjal-3360	490	46	"	"	PUNCT
cjal-3360	490	47	that	that	PRON
cjal-3360	490	48	a	a	DET
cjal-3360	490	49	borrower	borrower	NOUN
cjal-3360	490	50	had	have	AUX
cjal-3360	490	51	been	be	AUX
cjal-3360	490	52	declined	decline	VERB
cjal-3360	490	53	by	by	ADP
cjal-3360	490	54	banks	bank	NOUN
cjal-3360	490	55	,	,	PUNCT
cjal-3360	490	56	"	"	PUNCT
cjal-3360	490	57	as	as	SCONJ
cjal-3360	490	58	this	this	PRON
cjal-3360	490	59	makes	make	VERB
cjal-3360	490	60	him	he	PRON
cjal-3360	490	61	•more	•more	AUX
cjal-3360	490	62	willing	willing	ADJ
cjal-3360	490	63	to	to	PART
cjal-3360	490	64	accept	accept	VERB
cjal-3360	490	65	the	the	DET
cjal-3360	490	66	higher	high	ADJ
cjal-3360	490	67	interest	interest	NOUN
cjal-3360	490	68	rates	rate	NOUN
cjal-3360	490	69	charged	charge	VERB
cjal-3360	490	70	by	by	ADP
cjal-3360	490	71	lenders	lender	NOUN
cjal-3360	490	72	like	like	ADP
cjal-3360	490	73	us	we	PRON
cjal-3360	490	74	,	,	PUNCT
cjal-3360	490	75	and	and	CCONJ
cjal-3360	490	76	more	more	ADV
cjal-3360	490	77	appreciative	appreciative	ADJ
cjal-3360	490	78	of	of	ADP
cjal-3360	490	79	the	the	DET
cjal-3360	490	80	flexibility	flexibility	NOUN
cjal-3360	490	81	and	and	CCONJ
cjal-3360	490	82	expediency	expediency	NOUN
cjal-3360	490	83	of	of	ADP
cjal-3360	490	84	our	our	PRON
cjal-3360	490	85	service	service	NOUN
cjal-3360	490	86	.	.	PUNCT
cjal-3360	491	1	"	"	PUNCT
cjal-3360	491	2	90	90	NUM
cjal-3360	491	3	the	the	DET
cjal-3360	491	4	situation	situation	NOUN
cjal-3360	491	5	with	with	ADP
cjal-3360	491	6	the	the	DET
cjal-3360	491	7	second	second	ADJ
cjal-3360	491	8	type	type	NOUN
cjal-3360	491	9	of	of	ADP
cjal-3360	491	10	borrowers	borrower	NOUN
cjal-3360	491	11	is	be	AUX
cjal-3360	491	12	more	more	ADV
cjal-3360	491	13	complex	complex	ADJ
cjal-3360	491	14	.	.	PUNCT
cjal-3360	492	1	in	in	ADP
cjal-3360	492	2	recent	recent	ADJ
cjal-3360	492	3	years	year	NOUN
cjal-3360	492	4	many	many	ADJ
cjal-3360	492	5	msms	msm	NOUN
cjal-3360	492	6	find	find	VERB
cjal-3360	492	7	it	it	PRON
cjal-3360	492	8	increasingly	increasingly	ADV
cjal-3360	492	9	challenging	challenge	VERB
cjal-3360	492	10	to	to	PART
cjal-3360	492	11	obtain	obtain	VERB
cjal-3360	492	12	credit	credit	NOUN
cjal-3360	492	13	from	from	ADP
cjal-3360	492	14	official	official	ADJ
cjal-3360	492	15	banks	bank	NOUN
cjal-3360	492	16	.	.	PUNCT
cjal-3360	493	1	placing	place	VERB
cjal-3360	493	2	aside	aside	ADP
cjal-3360	493	3	the	the	DET
cjal-3360	493	4	facts	fact	NOUN
cjal-3360	493	5	that	that	SCONJ
cjal-3360	493	6	official	official	ADJ
cjal-3360	493	7	banks	bank	NOUN
cjal-3360	493	8	tend	tend	VERB
cjal-3360	493	9	to	to	PART
cjal-3360	493	10	prioritize	prioritize	VERB
cjal-3360	493	11	the	the	DET
cjal-3360	493	12	financing	financing	NOUN
cjal-3360	493	13	needs	need	NOUN
cjal-3360	493	14	of	of	ADP
cjal-3360	493	15	soes	soe	NOUN
cjal-3360	493	16	,	,	PUNCT
cjal-3360	493	17	face	face	VERB
cjal-3360	493	18	high	high	ADJ
cjal-3360	493	19	information	information	NOUN
cjal-3360	493	20	costs	cost	VERB
cjal-3360	493	21	verifying	verifying	NOUN
cjal-3360	493	22	msms	msm	NOUN
cjal-3360	493	23	'	'	PART
cjal-3360	493	24	financial	financial	ADJ
cjal-3360	493	25	performance	performance	NOUN
cjal-3360	493	26	,	,	PUNCT
cjal-3360	493	27	and	and	CCONJ
cjal-3360	493	28	imposes	impose	VERB
cjal-3360	493	29	stringent	stringent	ADJ
cjal-3360	493	30	collateral	collateral	ADJ
cjal-3360	493	31	requirements	requirement	NOUN
cjal-3360	493	32	,	,	PUNCT
cjal-3360	493	33	two	two	NUM
cjal-3360	493	34	other	other	ADJ
cjal-3360	493	35	factors	factor	NOUN
cjal-3360	493	36	have	have	AUX
cjal-3360	493	37	lil	lil	PROPN
cjal-3360	493	38	<	<	PROPN
cjal-3360	493	39	ely	ely	PROPN
cjal-3360	493	40	m;\de	m;\de	NOUN
cjal-3360	493	41	it	it	PRON
cjal-3360	493	42	even	even	ADV
cjal-3360	493	43	more	more	ADV
cjal-3360	493	44	difficult	difficult	ADJ
cjal-3360	493	45	for	for	SCONJ
cjal-3360	493	46	msms	msm	NOUN
cjal-3360	493	47	to	to	PART
cjal-3360	493	48	obtain	obtain	VERB
cjal-3360	493	49	credit	credit	NOUN
cjal-3360	493	50	from	from	ADP
cjal-3360	493	51	the	the	DET
cjal-3360	493	52	official	official	ADJ
cjal-3360	493	53	banking	banking	NOUN
cjal-3360	493	54	sector	sector	NOUN
cjal-3360	493	55	.	.	PUNCT
cjal-3360	494	1	one	one	NUM
cjal-3360	494	2	is	be	AUX
cjal-3360	494	3	that	that	SCONJ
cjal-3360	494	4	the	the	DET
cjal-3360	494	5	presence	presence	NOUN
cjal-3360	494	6	of	of	ADP
cjal-3360	494	7	the	the	DET
cjal-3360	494	8	official	official	ADJ
cjal-3360	494	9	banking	banking	NOUN
cjal-3360	494	10	sector	sector	NOUN
cjal-3360	494	11	itself	itself	PRON
cjal-3360	494	12	in	in	ADP
cjal-3360	494	13	non	non	ADJ
cjal-3360	494	14	-	-	ADJ
cjal-3360	494	15	urban	urban	ADJ
cjal-3360	494	16	areas	area	NOUN
cjal-3360	494	17	has	have	AUX
cjal-3360	494	18	dramatically	dramatically	ADV
cjal-3360	494	19	shrunk	shrink	VERB
cjal-3360	494	20	over	over	ADP
cjal-3360	494	21	the	the	DET
cjal-3360	494	22	last	last	ADJ
cjal-3360	494	23	fifteen	fifteen	NUM
cjal-3360	494	24	years	year	NOUN
cjal-3360	494	25	.	.	PUNCT
cjal-3360	495	1	starting	start	VERB
cjal-3360	495	2	in	in	ADP
cjal-3360	495	3	the	the	DET
cjal-3360	495	4	late	late	ADJ
cjal-3360	495	5	1990s	1990	NOUN
cjal-3360	495	6	,	,	PUNCT
cjal-3360	495	7	state	state	NOUN
cjal-3360	495	8	-	-	PUNCT
cjal-3360	495	9	backed	back	VERB
cjal-3360	495	10	banks	bank	NOUN
cjal-3360	495	11	are	be	AUX
cjal-3360	495	12	withdrawing	withdraw	VERB
cjal-3360	495	13	from	from	ADP
cjal-3360	495	14	regions	region	NOUN
cjal-3360	495	15	where	where	SCONJ
cjal-3360	495	16	their	their	PRON
cjal-3360	495	17	performance	performance	NOUN
cjal-3360	495	18	,	,	PUNCT
cjal-3360	495	19	mainly	mainly	ADV
cjal-3360	495	20	measured	measure	VERB
cjal-3360	495	21	by	by	ADP
cjal-3360	495	22	profitability	profitability	NOUN
cjal-3360	495	23	,	,	PUNCT
cjal-3360	495	24	does	do	AUX
cjal-3360	495	25	not	not	PART
cjal-3360	495	26	meet	meet	VERB
cjal-3360	495	27	state	state	NOUN
cjal-3360	495	28	expectations	expectation	NOUN
cjal-3360	495	29	.	.	PUNCT
cjal-3360	496	1	it	it	PRON
cjal-3360	496	2	is	be	AUX
cjal-3360	496	3	no	no	DET
cjal-3360	496	4	coincidence	coincidence	NOUN
cjal-3360	496	5	that	that	SCONJ
cjal-3360	496	6	most	most	ADJ
cjal-3360	496	7	of	of	ADP
cjal-3360	496	8	the	the	DET
cjal-3360	496	9	regions	region	NOUN
cjal-3360	496	10	that	that	PRON
cjal-3360	496	11	the	the	DET
cjal-3360	496	12	banks	bank	NOUN
cjal-3360	496	13	decided	decide	VERB
cjal-3360	496	14	to	to	PART
cjal-3360	496	15	withdraw	withdraw	VERB
cjal-3360	496	16	from	from	ADP
cjal-3360	496	17	are	be	AUX
cjal-3360	496	18	less	less	ADV
cjal-3360	496	19	developed	developed	ADJ
cjal-3360	496	20	,	,	PUNCT
cjal-3360	496	21	non	non	ADJ
cjal-3360	496	22	-	-	ADJ
cjal-3360	496	23	urban	urban	ADJ
cjal-3360	496	24	area	area	NOUN
cjal-3360	496	25	in	in	ADP
cjal-3360	496	26	china	china	PROPN
cjal-3360	496	27	's	's	PART
cjal-3360	496	28	hinterlands	hinterland	NOUN
cjal-3360	496	29	where	where	SCONJ
cjal-3360	496	30	there	there	PRON
cjal-3360	496	31	are	be	VERB
cjal-3360	496	32	fewer	few	ADJ
cjal-3360	496	33	soes	soe	NOUN
cjal-3360	496	34	or	or	CCONJ
cjal-3360	496	35	large	large	ADJ
cjal-3360	496	36	infrastructure	infrastructure	NOUN
cjal-3360	496	37	projects	project	NOUN
cjal-3360	496	38	to	to	ADP
cjal-3360	496	39	89	89	NUM
cjal-3360	496	40	reoord	reoord	NOUN
cjal-3360	496	41	no	no	INTJ
cjal-3360	496	42	.	.	NOUN
cjal-3360	497	1	1	1	NUM
cjal-3360	497	2	.	.	X
cjal-3360	497	3	90	90	NUM
cjal-3360	497	4	record	record	NOUN
cjal-3360	497	5	no	no	NOUN
cjal-3360	497	6	.	.	NOUN
cjal-3360	497	7	2	2	X
cjal-3360	497	8	.	.	X
cjal-3360	497	9	generate	generate	VERB
cjal-3360	497	10	handsome	handsome	ADJ
cjal-3360	497	11	interest	interest	NOUN
cjal-3360	497	12	revenue	revenue	NOUN
cjal-3360	497	13	...	...	PUNCT
cjal-3360	498	1	the	the	DET
cjal-3360	498	2	result	result	NOUN
cjal-3360	498	3	of	of	ADP
cjal-3360	498	4	official	official	ADJ
cjal-3360	498	5	banks	bank	NOUN
cjal-3360	498	6	'	'	PART
cjal-3360	498	7	exodus	exodus	NOUN
cjal-3360	498	8	is	be	AUX
cjal-3360	498	9	that	that	SCONJ
cjal-3360	498	10	many	many	ADJ
cjal-3360	498	11	msms	msm	NOUN
cjal-3360	498	12	in	in	ADP
cjal-3360	498	13	a.ffected	a.ffecte	VERB
cjal-3360	498	14	areas	area	NOUN
cjal-3360	498	15	that	that	PRON
cjal-3360	498	16	used	use	VERB
cjal-3360	498	17	to	to	PART
cjal-3360	498	18	rely	rely	VERB
cjal-3360	498	19	on	on	ADP
cjal-3360	498	20	bank	bank	NOUN
cjal-3360	498	21	loans	loan	NOUN
cjal-3360	498	22	become	become	VERB
cjal-3360	498	23	suddenly	suddenly	ADV
cjal-3360	498	24	deprived	deprive	VERB
cjal-3360	498	25	of	of	ADP
cjal-3360	498	26	their	their	PRON
cjal-3360	498	27	main	main	ADJ
cjal-3360	498	28	credit	credit	NOUN
cjal-3360	498	29	source	source	NOUN
cjal-3360	498	30	,	,	PUNCT
cjal-3360	498	31	and	and	CCONJ
cjal-3360	498	32	had	have	VERB
cjal-3360	498	33	little	little	ADJ
cjal-3360	498	34	choice	choice	NOUN
cjal-3360	498	35	but	but	SCONJ
cjal-3360	498	36	to	to	PART
cjal-3360	498	37	resort	resort	VERB
cjal-3360	498	38	to	to	ADP
cjal-3360	498	39	private	private	ADJ
cjal-3360	498	40	lending	lending	NOUN
cjal-3360	498	41	to	to	PART
cjal-3360	498	42	fill	fill	VERB
cjal-3360	498	43	their	their	PRON
cjal-3360	498	44	gaps	gap	NOUN
cjal-3360	498	45	in	in	ADP
cjal-3360	498	46	funding	funding	NOUN
cjal-3360	498	47	.	.	PUNCT
cjal-3360	499	1	a	a	DET
cjal-3360	499	2	second	second	ADJ
cjal-3360	499	3	factor	factor	NOUN
cjal-3360	499	4	is	be	AUX
cjal-3360	499	5	the	the	DET
cjal-3360	499	6	state	state	NOUN
cjal-3360	499	7	's	's	PART
cjal-3360	499	8	drastic	drastic	ADJ
cjal-3360	499	9	reversal	reversal	NOUN
cjal-3360	499	10	of	of	ADP
cjal-3360	499	11	its	its	PRON
cjal-3360	499	12	post	post	ADJ
cjal-3360	499	13	-	-	ADJ
cjal-3360	499	14	crisis	crisis	ADJ
cjal-3360	499	15	quantitative	quantitative	ADJ
cjal-3360	499	16	easing	ease	VERB
cjal-3360	499	17	policy	policy	NOUN
cjal-3360	499	18	in	in	ADP
cjal-3360	499	19	2011	2011	NUM
cjal-3360	499	20	.	.	PUNCT
cjal-3360	500	1	as	as	ADP
cjal-3360	500	2	a	a	DET
cjal-3360	500	3	response	response	NOUN
cjal-3360	500	4	to	to	ADP
cjal-3360	500	5	the	the	DET
cjal-3360	500	6	global	global	ADJ
cjal-3360	500	7	financial	financial	ADJ
cjal-3360	500	8	crisis	crisis	NOUN
cjal-3360	500	9	in	in	ADP
cjal-3360	500	10	2008	2008	NUM
cjal-3360	500	11	,	,	PUNCT
cjal-3360	500	12	the	the	DET
cjal-3360	500	13	state	state	NOUN
cjal-3360	500	14	engaged	engage	VERB
cjal-3360	500	15	in	in	ADP
cjal-3360	500	16	quantitative	quantitative	ADJ
cjal-3360	500	17	easing	easing	NOUN
cjal-3360	500	18	that	that	PRON
cjal-3360	500	19	led	lead	VERB
cjal-3360	500	20	to	to	ADP
cjal-3360	500	21	a	a	DET
cjal-3360	500	22	massive	massive	ADJ
cjal-3360	500	23	credit	credit	NOUN
cjal-3360	500	24	expansion	expansion	NOUN
cjal-3360	500	25	.	.	PUNCT
cjal-3360	501	1	to	to	PART
cjal-3360	501	2	take	take	VERB
cjal-3360	501	3	advantage	advantage	NOUN
cjal-3360	501	4	of	of	ADP
cjal-3360	501	5	the	the	DET
cjal-3360	501	6	easy	easy	ADJ
cjal-3360	501	7	credit	credit	NOUN
cjal-3360	501	8	made	make	VERB
cjal-3360	501	9	available	available	ADJ
cjal-3360	501	10	by	by	ADP
cjal-3360	501	11	state	state	NOUN
cjal-3360	501	12	policy	policy	NOUN
cjal-3360	501	13	,	,	PUNCT
cjal-3360	501	14	both	both	CCONJ
cjal-3360	501	15	the	the	DET
cjal-3360	501	16	public	public	ADJ
cjal-3360	501	17	and	and	CCONJ
cjal-3360	501	18	private	private	ADJ
cjal-3360	501	19	sectors	sector	NOUN
cjal-3360	501	20	engaged	engage	VERB
cjal-3360	501	21	in	in	ADP
cjal-3360	501	22	aggressive	aggressive	ADJ
cjal-3360	501	23	investment	investment	NOUN
cjal-3360	501	24	and	and	CCONJ
cjal-3360	501	25	production	production	NOUN
cjal-3360	501	26	.	.	PUNCT
cjal-3360	502	1	but	but	CCONJ
cjal-3360	502	2	in	in	ADP
cjal-3360	502	3	2011	2011	NUM
cjal-3360	502	4	the	the	DET
cjal-3360	502	5	state	state	NOUN
cjal-3360	502	6	reversed	reverse	VERB
cjal-3360	502	7	its	its	PRON
cjal-3360	502	8	quantitative	quantitative	ADJ
cjal-3360	502	9	easing	ease	VERB
cjal-3360	502	10	policy	policy	NOUN
cjal-3360	502	11	.	.	PUNCT
cjal-3360	503	1	a	a	DET
cjal-3360	503	2	credit	credit	NOUN
cjal-3360	503	3	contraction	contraction	NOUN
cjal-3360	503	4	ensued	ensue	VERB
cjal-3360	503	5	,	,	PUNCT
cjal-3360	503	6	accompanied	accompany	VERB
cjal-3360	503	7	by	by	ADP
cjal-3360	503	8	sharp	sharp	ADJ
cjal-3360	503	9	reduction	reduction	NOUN
cjal-3360	503	10	in	in	ADP
cjal-3360	503	11	government	government	NOUN
cjal-3360	503	12	investment	investment	NOUN
cjal-3360	503	13	.	.	PUNCT
cjal-3360	504	1	official	official	ADJ
cjal-3360	504	2	banks	bank	NOUN
cjal-3360	504	3	immediately	immediately	ADV
cjal-3360	504	4	felt	feel	VERB
cjal-3360	504	5	the	the	DET
cjal-3360	504	6	squeeze	squeeze	NOUN
cjal-3360	504	7	and	and	CCONJ
cjal-3360	504	8	faced	face	VERB
cjal-3360	504	9	a	a	DET
cjal-3360	504	10	shortage	shortage	NOUN
cjal-3360	504	11	of	of	ADP
cjal-3360	504	12	loanable	loanable	ADJ
cjal-3360	504	13	funds	fund	NOUN
cjal-3360	504	14	(	(	PUNCT
cjal-3360	504	15	qianhuang	qianhuang	PROPN
cjal-3360	504	16	,	,	PUNCT
cjal-3360	504	17	f1]it	f1]it	NOUN
cjal-3360	504	18	)	)	PUNCT
cjal-3360	504	19	.	.	PUNCT
cjal-3360	505	1	"	"	PUNCT
cjal-3360	505	2	'	'	PUNCT
cjal-3360	505	3	banks	bank	NOUN
cjal-3360	505	4	responded	respond	VERB
cjal-3360	505	5	to	to	ADP
cjal-3360	505	6	the	the	DET
cjal-3360	505	7	credit	credit	NOUN
cjal-3360	505	8	crunch	crunch	NOUN
cjal-3360	505	9	by	by	ADP
cjal-3360	505	10	restraining	restrain	VERB
cjal-3360	505	11	lending	lending	NOUN
cjal-3360	505	12	extended	extend	VERB
cjal-3360	505	13	to	to	ADP
cjal-3360	505	14	the	the	DET
cjal-3360	505	15	private	private	ADJ
cjal-3360	505	16	sector	sector	NOUN
cjal-3360	505	17	in	in	ADP
cjal-3360	505	18	order	order	NOUN
cjal-3360	505	19	to	to	PART
cjal-3360	505	20	continue	continue	VERB
cjal-3360	505	21	to	to	PART
cjal-3360	505	22	honor	honor	VERB
cjal-3360	505	23	their	their	PRON
cjal-3360	505	24	political	political	ADJ
cjal-3360	505	25	priority	priority	NOUN
cjal-3360	505	26	of	of	ADP
cjal-3360	505	27	keeping	keep	VERB
cjal-3360	505	28	the	the	DET
cjal-3360	505	29	soes	soe	NOUN
cjal-3360	505	30	and	and	CCONJ
cjal-3360	505	31	state	state	NOUN
cjal-3360	505	32	projects	project	NOUN
cjal-3360	505	33	financed.•	financed.•	ADV
cjal-3360	505	34	)	)	PUNCT
cjal-3360	505	35	many	many	ADJ
cjal-3360	505	36	private	private	ADJ
cjal-3360	505	37	enterprises	enterprise	NOUN
cjal-3360	505	38	that	that	PRON
cjal-3360	505	39	used	use	VERB
cjal-3360	505	40	to	to	PART
cjal-3360	505	41	rely	rely	VERB
cjal-3360	505	42	mainly	mainly	ADV
cjal-3360	505	43	on	on	ADP
cjal-3360	505	44	official	official	ADJ
cjal-3360	505	45	credit	credit	NOUN
cjal-3360	505	46	switched	switch	VERB
cjal-3360	505	47	to	to	ADP
cjal-3360	505	48	private	private	ADJ
cjal-3360	505	49	lending	lending	NOUN
cjal-3360	505	50	and	and	CCONJ
cjal-3360	505	51	private	private	ADJ
cjal-3360	505	52	lending	lending	NOUN
cjal-3360	505	53	interest	interest	NOUN
cjal-3360	505	54	rates	rate	NOUN
cjal-3360	505	55	spiked	spike	VERB
cjal-3360	505	56	.	.	PUNCT
cjal-3360	506	1	private	private	ADJ
cjal-3360	506	2	lending	lending	NOUN
cjal-3360	506	3	rates	rate	NOUN
cjal-3360	506	4	in	in	ADP
cjal-3360	506	5	wenzhou	wenzhou	PROPN
cjal-3360	506	6	,	,	PUNCT
cjal-3360	506	7	for	for	ADP
cjal-3360	506	8	example	example	NOUN
cjal-3360	506	9	,	,	PUNCT
cjal-3360	506	10	which	which	PRON
cjal-3360	506	11	had	have	AUX
cjal-3360	506	12	since	since	SCONJ
cjal-3360	506	13	2003	2003	NUM
cjal-3360	506	14	stayed	stay	VERB
cjal-3360	506	15	within	within	ADP
cjal-3360	506	16	a	a	DET
cjal-3360	506	17	relatively	relatively	ADV
cjal-3360	506	18	stable	stable	ADJ
cjal-3360	506	19	range	range	NOUN
cjal-3360	506	20	of	of	ADP
cjal-3360	506	21	between	between	ADP
cjal-3360	506	22	10	10	NUM
cjal-3360	506	23	to	to	PART
cjal-3360	506	24	15	15	NUM
cjal-3360	506	25	%	%	NOUN
cjal-3360	506	26	,	,	PUNCT
cjal-3360	506	27	spiked	spike	VERB
cjal-3360	506	28	to	to	ADP
cjal-3360	506	29	nearly	nearly	ADV
cjal-3360	506	30	20	20	NUM
cjal-3360	506	31	%	%	NOUN
cjal-3360	506	32	in	in	ADP
cjal-3360	506	33	early	early	ADJ
cjal-3360	506	34	zou.94	zou.94	PROPN
cjal-3360	506	35	9	9	NUM
cjal-3360	506	36	'	'	PUNCT
cjal-3360	506	37	wang	wang	PROPN
cjal-3360	506	38	jingfei	jingfei	PROPN
cjal-3360	506	39	(:	(:	PROPN
cjal-3360	506	40	:	:	PUNCT
cjal-3360	506	41	efb~	efb~	NOUN
cjal-3360	506	42	)	)	PUNCT
cjal-3360	506	43	.	.	PUNCT
cjal-3360	507	1	woguo	woguo	PROPN
cjal-3360	507	2	dixia	dixia	PROPN
cjal-3360	507	3	qlanzhuang	qlanzhuang	PROPN
cjal-3360	507	4	hefabua	hefabua	PROPN
cjal-3360	507	5	lujing	luje	VERB
cjal-3360	507	6	yanjiu	yanjiu	NOUN
cjal-3360	507	7	(	(	PUNCT
cjal-3360	507	8	ftlll!l!fhj	ftlll!l!fhj	X
cjal-3360	507	9	<	<	X
cjal-3360	507	10	eei%~ft	eei%~ft	X
cjal-3360	507	11	~	~	PROPN
cjal-3360	507	12	llij!~	llij!~	X
cjal-3360	507	13	)	)	PUNCT
cjal-3360	508	1	[	[	X
cjal-3360	508	2	study	study	NOUN
cjal-3360	508	3	of	of	ADP
cjal-3360	508	4	paths	path	NOUN
cjal-3360	508	5	towards	towards	ADP
cjal-3360	508	6	the	the	DET
cjal-3360	508	7	legalization	legalization	NOUN
cjal-3360	508	8	of	of	ADP
cjal-3360	508	9	underground	underground	ADJ
cjal-3360	508	10	banks	bank	NOUN
cjal-3360	508	11	in	in	ADP
cjal-3360	508	12	china	china	PROPN
cjal-3360	508	13	]	]	PUNCT
cjal-3360	508	14	,	,	PUNCT
cjal-3360	508	15	j.	j.	PROPN
cjal-3360	508	16	of	of	ADP
cjal-3360	508	17	chongqing	chongqing	PROPN
cjal-3360	508	18	u.	u.	PROPN
cjal-3360	508	19	of	of	ADP
cjal-3360	508	20	sci	sci	PROPN
cjal-3360	508	21	.	.	PROPN
cjal-3360	508	22	&	&	CCONJ
cjal-3360	508	23	tech	tech	PROPN
cjal-3360	508	24	.	.	PUNCT
cjal-3360	509	1	(	(	PUNCT
cjal-3360	509	2	social	social	ADJ
cjal-3360	509	3	science	science	NOUN
cjal-3360	509	4	edition	edition	NOUN
cjal-3360	509	5	)	)	PUNCT
cjal-3360	509	6	(	(	PUNCT
cjal-3360	509	7	mf)i;:f4fj($~$1f	mf)i;:f4fj($~$1f	NOUN
cjal-3360	509	8	!	!	PUNCT
cjal-3360	509	9	:	:	PUNCT
cjal-3360	510	1	tt	tt	X
cjal-3360	510	2	~	~	NOUN
cjal-3360	510	3	t~$jii	t~$jii	NOUN
cjal-3360	510	4	)	)	PUNCT
cjal-3360	510	5	,	,	PUNCT
cjal-3360	510	6	no.z	no.z	X
cjal-3360	510	7	,	,	PUNCT
cjal-3360	510	8	zou	zou	PROPN
cjal-3360	510	9	at	at	ADP
cjal-3360	510	10	56	56	NUM
cjal-3360	510	11	(	(	PUNCT
cjal-3360	510	12	"	"	PUNCT
cjal-3360	510	13	starting	start	VERB
cjal-3360	510	14	from	from	ADP
cjal-3360	510	15	1999	1999	NUM
cjal-3360	510	16	,	,	PUNCT
cjal-3360	510	17	the	the	DET
cjal-3360	510	18	'	'	PUNCT
cjal-3360	510	19	big	big	ADJ
cjal-3360	510	20	four	four	NUM
cjal-3360	510	21	'	'	PUNCT
cjal-3360	510	22	st.lte·owned	st.lte·owne	VERB
cjal-3360	510	23	commercial	commercial	ADJ
cjal-3360	510	24	banks	bank	NOUN
cjal-3360	510	25	started	start	VERB
cjal-3360	510	26	to	to	PART
cjal-3360	510	27	eliminate	eliminate	VERB
cjal-3360	510	28	on	on	ADP
cjal-3360	510	29	a	a	DET
cjal-3360	510	30	large	large	ADJ
cjal-3360	510	31	scale	scale	NOUN
cjal-3360	510	32	infrastructu_re	infrastructu_re	PUNCT
cjal-3360	510	33	facilities	facility	NOUN
cjal-3360	510	34	at	at	ADP
cjal-3360	510	35	and	and	CCONJ
cjal-3360	510	36	below	below	ADP
cjal-3360	510	37	municipal	municipal	ADJ
cjal-3360	510	38	and	and	CCONJ
cjal-3360	510	39	township	township	NOUN
cjal-3360	510	40	levels	level	NOUN
cjal-3360	510	41	.	.	PUNCT
cjal-3360	511	1	up	up	ADP
cjal-3360	511	2	to	to	PART
cjal-3360	511	3	thirty	thirty	NUM
cjal-3360	511	4	-	-	PUNCT
cjal-3360	511	5	one	one	NUM
cjal-3360	511	6	thousand	thousand	NUM
cjal-3360	511	7	branches	branch	NOUN
cjal-3360	511	8	were	be	AUX
cjal-3360	511	9	eliminated	eliminate	VERB
cjal-3360	511	10	within	within	ADP
cjal-3360	511	11	four	four	NUM
cjal-3360	511	12	years	year	NOUN
cjal-3360	511	13	.	.	PUNCT
cjal-3360	511	14	"	"	PUNCT
cjal-3360	511	15	)	)	PUNCT
cjal-3360	511	16	.	.	PUNCT
cjal-3360	512	1	9	9	NUM
cjal-3360	512	2	'	'	PART
cjal-3360	512	3	chinese	chinese	ADJ
cjal-3360	512	4	economy	economy	NOUN
cjal-3360	512	5	threatened	threaten	VERB
cjal-3360	512	6	by	by	ADP
cjal-3360	512	7	liquidity	liquidity	NOUN
cjal-3360	512	8	crunch(i'i	crunch(i'i	PROPN
cjal-3360	512	9	:	:	PUNCT
cjal-3360	512	10	li¥~111>'1'~gilf	li¥~111>'1'~gilf	PROPN
cjal-3360	512	11	)	)	PUNCT
cjal-3360	512	12	,	,	PUNCT
cjal-3360	512	13	available	available	ADJ
cjal-3360	512	14	at	at	ADP
cjal-3360	512	15	http:/	http:/	PROPN
cjal-3360	512	16	/www.dw.com	/www.dw.com	PUNCT
cjal-3360	512	17	/	/	SYM
cjal-3360	512	18	zh/%e9%9z%b•%e8%8d%9z%es%a8%8t%e8%8j%8t%e4%b8	zh/%e9%9z%b•%e8%8d%9z%es%a8%8t%e8%8j%8t%e4%b8	ADJ
cjal-3360	512	19	%	%	NOUN
cjal-3360	512	20	ad%es%9b%bd%e7%bb%8f%e6%bs%8e	ad%es%9b%bd%e7%bb%8f%e6%bs%8e	NOUN
cjal-3360	512	21	/	/	SYM
cjal-3360	512	22	a-•6898574	a-•6898574	NOUN
cjal-3360	512	23	(	(	PUNCT
cjal-3360	512	24	last	last	ADV
cjal-3360	512	25	visited	visit	VERB
cjal-3360	512	26	jan	jan	PROPN
cjal-3360	512	27	.	.	PROPN
cjal-3360	512	28	jo	jo	PROPN
cjal-3360	512	29	,	,	PUNCT
cjal-3360	512	30	2016	2016	NUM
cjal-3360	512	31	)	)	PUNCT
cjal-3360	512	32	.	.	PUNCT
cjal-3360	513	1	.	.	PUNCT
cjal-3360	514	1	,	,	PUNCT
cjal-3360	514	2	dong	dong	PROPN
cjal-3360	514	3	yanling	yanling	PROPN
cjal-3360	514	4	&	&	CCONJ
cjal-3360	514	5	zhang	zhang	PROPN
cjal-3360	514	6	ming	ming	PROPN
cjal-3360	514	7	(	(	PUNCT
cjal-3360	514	8	m	m	NOUN
cjal-3360	514	9	-	-	NOUN
cjal-3360	514	10	ilt	ilt	NOUN
cjal-3360	514	11	.	.	PUNCT
cjal-3360	515	1	ijl	ijl	PROPN
cjal-3360	515	2	<	<	X
cjal-3360	515	3	ljlj	ljlj	PROPN
cjal-3360	515	4	)	)	PUNCT
cjal-3360	515	5	,	,	PUNCT
cjal-3360	515	6	woguo	woguo	PROPN
cjal-3360	515	7	minjian	minjian	NOUN
cjal-3360	515	8	jiedai	jiedai	PROPN
cjal-3360	515	9	de	de	PROPN
cjal-3360	515	10	fengxian	fengxian	PROPN
cjal-3360	515	11	,	,	PUNCT
cjal-3360	515	12	qushi	qushi	PROPN
cjal-3360	515	13	,	,	PUNCT
cjal-3360	515	14	ji	ji	PROPN
cjal-3360	515	15	duice	duice	NOUN
cjal-3360	515	16	(	(	PUNCT
cjal-3360	515	17	ft	ft	X
cjal-3360	515	18	~	~	PUNCT
cjal-3360	515	19	b!fo	b!fo	X
cjal-3360	515	20	]	]	X
cjal-3360	515	21	{	{	PUNCT
cjal-3360	515	22	fl':f	fl':f	VERB
cjal-3360	515	23	,	,	PUNCT
cjal-3360	515	24	la~~ml	la~~ml	PROPN
cjal-3360	516	1	•	•	NOUN
cjal-3360	516	2	.la~.	.la~.	PUNCT
cjal-3360	517	1	ll.:i'jm	ll.:i'jm	PROPN
cjal-3360	517	2	'	'	PUNCT
cjal-3360	517	3	)	)	PUNCT
cjal-3360	518	1	[	[	X
cjal-3360	518	2	private	private	ADJ
cjal-3360	518	3	lending	lending	NOUN
cjal-3360	518	4	in	in	ADP
cjal-3360	518	5	china	china	PROPN
cjal-3360	518	6	:	:	PUNCT
cjal-3360	518	7	risks	risk	NOUN
cjal-3360	518	8	,	,	PUNCT
cjal-3360	518	9	trends	trend	NOUN
cjal-3360	518	10	,	,	PUNCT
cjal-3360	518	11	aod	aod	PROPN
cjal-3360	518	12	resolutions	resolution	NOUN
cjal-3360	518	13	]	]	PUNCT
cjal-3360	518	14	,	,	PUNCT
cjal-3360	518	15	hainan	hainan	PROPN
cjal-3360	518	16	fin	fin	PROPN
cjal-3360	518	17	.	.	PROPN
cjal-3360	518	18	,	,	PUNCT
cjal-3360	518	19	no	no	INTJ
cjal-3360	518	20	.	.	PUNCT
cjal-3360	519	1	2-	2-	NUM
cjal-3360	519	2	,	,	PUNCT
cjal-3360	519	3	1ou	1ou	NOUN
cjal-3360	519	4	at	at	ADP
cjal-3360	519	5	so	so	ADV
cjal-3360	519	6	.	.	PUNCT
cjal-3360	519	7	..	..	PUNCT
cjal-3360	520	1	zhang	zhang	PROPN
cjal-3360	520	2	xuechun	xuechun	PROPN
cjal-3360	520	3	et	et	PROPN
cjal-3360	520	4	al	al	PROPN
cjal-3360	520	5	.	.	PROPN
cjal-3360	520	6	(	(	PUNCT
cjal-3360	520	7	ij!<~~	ij!<~~	NUM
cjal-3360	520	8	)	)	PUNCT
cjal-3360	520	9	.	.	PUNCT
cjal-3360	521	1	minjian	minjian	PROPN
cjal-3360	521	2	jiedai	jiedai	PROPN
cjal-3360	521	3	lilv	lilv	PROPN
cjal-3360	521	4	yu	yu	PROPN
cjal-3360	521	5	minjian	minjian	PROPN
cjal-3360	521	6	ziben	ziben	PROPN
cjal-3360	521	7	de	de	X
cjal-3360	521	8	chulu	chulu	PROPN
cjal-3360	521	9	:	:	PUNCT
cjal-3360	521	10	wenzhou	wenzhou	PROPN
cjal-3360	521	11	anli	anli	PROPN
cjal-3360	521	12	(	(	PUNCT
cjal-3360	521	13	8	8	NUM
cjal-3360	521	14	:	:	PUNCT
cjal-3360	521	15	fojf.l	fojf.l	NOUN
cjal-3360	521	16	:	:	PUNCT
cjal-3360	521	17	fii.fil!l6.!'3~11il~:<l>~l±l!l	fii.fil!l6.!'3~11il~:<l>~l±l!l	PROPN
cjal-3360	521	18	!	!	PUNCT
cjal-3360	521	19	&	&	CCONJ
cjal-3360	521	20	:	:	PUNCT
cjal-3360	521	21	)	)	PUNCT
cjal-3360	521	22	l!iffj!;iji	l!iffj!;iji	NOUN
cjal-3360	521	23	)	)	PUNCT
cjal-3360	522	1	[	[	X
cjal-3360	522	2	private	private	ADJ
cjal-3360	522	3	lending	lending	NOUN
cjal-3360	522	4	interest	interest	NOUN
cjal-3360	522	5	the	the	DET
cjal-3360	522	6	third	third	ADJ
cjal-3360	522	7	category	category	NOUN
cjal-3360	522	8	is	be	AUX
cjal-3360	522	9	more	more	ADV
cjal-3360	522	10	common	common	ADJ
cjal-3360	522	11	in	in	ADP
cjal-3360	522	12	areas	area	NOUN
cjal-3360	522	13	with	with	ADP
cjal-3360	522	14	more	more	ADV
cjal-3360	522	15	developed	developed	ADJ
cjal-3360	522	16	and	and	CCONJ
cjal-3360	522	17	standardized	standardize	VERB
cjal-3360	522	18	private	private	ADJ
cjal-3360	522	19	lending	lending	NOUN
cjal-3360	522	20	markets	market	NOUN
cjal-3360	522	21	.	.	PUNCT
cjal-3360	523	1	in	in	ADP
cjal-3360	523	2	two	two	NUM
cjal-3360	523	3	of	of	ADP
cjal-3360	523	4	the	the	DET
cjal-3360	523	5	three	three	NUM
cjal-3360	523	6	interviews	interview	NOUN
cjal-3360	523	7	conducted	conduct	VERB
cjal-3360	523	8	in	in	ADP
cjal-3360	523	9	zhejiang	zhejiang	PROPN
cjal-3360	523	10	,	,	PUNCT
cjal-3360	523	11	the	the	DET
cjal-3360	523	12	interviewees	interviewee	NOUN
cjal-3360	523	13	indicated	indicate	VERB
cjal-3360	523	14	that	that	SCONJ
cjal-3360	523	15	they	they	PRON
cjal-3360	523	16	have	have	VERB
cjal-3360	523	17	some	some	DET
cjal-3360	523	18	long	long	ADJ
cjal-3360	523	19	·	·	PUNCT
cjal-3360	523	20	term	term	NOUN
cjal-3360	523	21	customers	customer	NOUN
cjal-3360	523	22	that	that	PRON
cjal-3360	523	23	stay	stay	VERB
cjal-3360	523	24	with	with	ADP
cjal-3360	523	25	them	they	PRON
cjal-3360	523	26	for	for	ADP
cjal-3360	523	27	their	their	PRON
cjal-3360	523	28	customized	customize	VERB
cjal-3360	523	29	services	service	NOUN
cjal-3360	523	30	.	.	PUNCT
cjal-3360	524	1	one	one	NUM
cjal-3360	524	2	interviewee	interviewee	NOUN
cjal-3360	524	3	said	say	VERB
cjal-3360	524	4	that	that	SCONJ
cjal-3360	524	5	his	his	PRON
cjal-3360	524	6	institution	institution	NOUN
cjal-3360	524	7	is	be	AUX
cjal-3360	524	8	able	able	ADJ
cjal-3360	524	9	complete	complete	ADJ
cjal-3360	524	10	all	all	DET
cjal-3360	524	11	necessary	necessary	ADJ
cjal-3360	524	12	due	due	ADJ
cjal-3360	524	13	diligence	diligence	NOUN
cjal-3360	524	14	checks	check	NOUN
cjal-3360	524	15	and	and	CCONJ
cjal-3360	524	16	extend	extend	VERB
cjal-3360	524	17	loans	loan	NOUN
cjal-3360	524	18	of	of	ADP
cjal-3360	524	19	up	up	ADP
cjal-3360	524	20	to	to	PART
cjal-3360	524	21	five	five	NUM
cjal-3360	524	22	million	million	NUM
cjal-3360	524	23	yuan	yuan	NOUN
cjal-3360	524	24	in	in	ADP
cjal-3360	524	25	as	as	ADV
cjal-3360	524	26	little	little	ADJ
cjal-3360	524	27	as	as	ADP
cjal-3360	524	28	7z	7z	NOUN
cjal-3360	524	29	hours	hour	NOUN
cjal-3360	524	30	(	(	PUNCT
cjal-3360	524	31	whereas	whereas	SCONJ
cjal-3360	524	32	the	the	DET
cjal-3360	524	33	same	same	ADJ
cjal-3360	524	34	process	process	NOUN
cjal-3360	524	35	can	can	AUX
cjal-3360	524	36	take	take	VERB
cjal-3360	524	37	a	a	DET
cjal-3360	524	38	state	state	NOUN
cjal-3360	524	39	-	-	PUNCT
cjal-3360	524	40	run	run	VERB
cjal-3360	524	41	bank	bank	NOUN
cjal-3360	524	42	a	a	DET
cjal-3360	524	43	month	month	NOUN
cjal-3360	524	44	or	or	CCONJ
cjal-3360	524	45	more	more	ADJ
cjal-3360	524	46	)	)	PUNCT
cjal-3360	524	47	,	,	PUNCT
cjal-3360	524	48	and	and	CCONJ
cjal-3360	524	49	smaller	small	ADJ
cjal-3360	524	50	loans	loan	NOUN
cjal-3360	524	51	below	below	ADP
cjal-3360	524	52	one	one	NUM
cjal-3360	524	53	million	million	NUM
cjal-3360	524	54	yuan	yuan	NOUN
cjal-3360	524	55	can	can	AUX
cjal-3360	524	56	usually	usually	ADV
cjal-3360	524	57	be	be	AUX
cjal-3360	524	58	extended	extend	VERB
cjal-3360	524	59	within	within	ADP
cjal-3360	524	60	48	48	NUM
cjal-3360	524	61	hours	hour	NOUN
cjal-3360	524	62	and	and	CCONJ
cjal-3360	524	63	those	those	PRON
cjal-3360	524	64	below	below	ADP
cjal-3360	524	65	half	half	DET
cjal-3360	524	66	a	a	DET
cjal-3360	524	67	million	million	NUM
cjal-3360	524	68	can	can	AUX
cjal-3360	524	69	be	be	AUX
cjal-3360	524	70	made	make	VERB
cjal-3360	524	71	available	available	ADJ
cjal-3360	524	72	the	the	DET
cjal-3360	524	73	same	same	ADJ
cjal-3360	524	74	day.95	day.95	NOUN
cjal-3360	524	75	both	both	DET
cjal-3360	524	76	interviewees	interviewee	NOUN
cjal-3360	524	77	indicated	indicate	VERB
cjal-3360	524	78	that	that	SCONJ
cjal-3360	524	79	they	they	PRON
cjal-3360	524	80	are	be	AUX
cjal-3360	524	81	reachable	reachable	ADJ
cjal-3360	524	82	by	by	ADP
cjal-3360	524	83	customers	customer	NOUN
cjal-3360	524	84	for	for	ADP
cjal-3360	524	85	business	business	NOUN
cjal-3360	524	86	inquiries	inquiry	NOUN
cjal-3360	524	87	24	24	NUM
cjal-3360	524	88	hours	hour	NOUN
cjal-3360	524	89	a	a	DET
cjal-3360	524	90	days	day	NOUN
cjal-3360	524	91	and	and	CCONJ
cjal-3360	524	92	all	all	DET
cjal-3360	524	93	seven	seven	NUM
cjal-3360	524	94	days	day	NOUN
cjal-3360	524	95	a	a	DET
cjal-3360	524	96	week	week	NOUN
cjal-3360	524	97	,	,	PUNCT
cjal-3360	524	98	and	and	CCONJ
cjal-3360	524	99	sometimes	sometimes	ADV
cjal-3360	524	100	provide	provide	VERB
cjal-3360	524	101	"	"	PUNCT
cjal-3360	524	102	door	door	NOUN
cjal-3360	524	103	-	-	PUNCT
cjal-3360	524	104	to	to	ADP
cjal-3360	524	105	-	-	PUNCT
cjal-3360	524	106	door	door	NOUN
cjal-3360	524	107	service	service	NOUN
cjal-3360	524	108	"	"	PUNCT
cjal-3360	524	109	(	(	PUNCT
cjal-3360	524	110	shangmen	shangmen	PROPN
cjal-3360	524	111	fuwu	fuwu	PROPN
cjal-3360	524	112	,	,	PUNCT
cjal-3360	524	113	..	..	PUNCT
cjal-3360	524	114	t:.nd!a~	t:.nd!a~	PROPN
cjal-3360	524	115	)	)	PUNCT
cjal-3360	524	116	at	at	ADP
cjal-3360	524	117	customers	customer	NOUN
cjal-3360	524	118	'	'	PART
cjal-3360	524	119	request	request	NOUN
cjal-3360	524	120	...	...	PUNCT
cjal-3360	524	121	to	to	ADP
cjal-3360	524	122	many	many	ADJ
cjal-3360	524	123	local	local	ADJ
cjal-3360	524	124	enterprises	enterprise	NOUN
cjal-3360	524	125	,	,	PUNCT
cjal-3360	524	126	the	the	DET
cjal-3360	524	127	expeciency	expeciency	NOUN
cjal-3360	524	128	of	of	ADP
cjal-3360	524	129	private	private	ADJ
cjal-3360	524	130	lenders	lender	NOUN
cjal-3360	524	131	'	'	PART
cjal-3360	524	132	services	service	NOUN
cjal-3360	524	133	make	make	VERB
cjal-3360	524	134	private	private	ADJ
cjal-3360	524	135	credit	credit	NOUN
cjal-3360	524	136	a	a	DET
cjal-3360	524	137	competitive	competitive	ADJ
cjal-3360	524	138	alternative	alternative	NOUN
cjal-3360	524	139	over	over	ADP
cjal-3360	524	140	bank	bank	NOUN
cjal-3360	524	141	loans	loan	NOUN
cjal-3360	524	142	,	,	PUNCT
cjal-3360	524	143	for	for	ADP
cjal-3360	524	144	which	which	DET
cjal-3360	524	145	borrower	borrower	NOUN
cjal-3360	524	146	often	often	ADV
cjal-3360	524	147	need	need	VERB
cjal-3360	524	148	to	to	PART
cjal-3360	524	149	go	go	VERB
cjal-3360	524	150	through	through	ADP
cjal-3360	524	151	lengthy	lengthy	ADJ
cjal-3360	524	152	,	,	PUNCT
cjal-3360	524	153	formalized	formalize	VERB
cjal-3360	524	154	application	application	NOUN
cjal-3360	524	155	processes	process	NOUN
cjal-3360	524	156	that	that	PRON
cjal-3360	524	157	take	take	VERB
cjal-3360	524	158	weeks	week	NOUN
cjal-3360	524	159	and	and	CCONJ
cjal-3360	524	160	even	even	ADV
cjal-3360	524	161	m	m	PROPN
cjal-3360	524	162	onths	onth	NOUN
cjal-3360	524	163	whil	whil	PROPN
cjal-3360	524	164	i£1	i£1	AUX
cjal-3360	524	165	'	'	PART
cjal-3360	524	166	f;:u"'ing	f;:u"'e	VERB
cjal-3360	524	167	the	the	DET
cjal-3360	524	168	tremendou~	tremendou~	NOUN
cjal-3360	524	169	unpredictability	unpredictability	NOUN
cjal-3360	524	170	of	of	ADP
cjal-3360	524	171	the	the	DET
cjal-3360	524	172	final	final	ADJ
cjal-3360	524	173	results	result	NOUN
cjal-3360	524	174	.	.	PUNCT
cjal-3360	525	1	besides	besides	SCONJ
cjal-3360	525	2	their	their	PRON
cjal-3360	525	3	simple	simple	ADJ
cjal-3360	525	4	application	application	NOUN
cjal-3360	525	5	processes	process	NOUN
cjal-3360	525	6	and	and	CCONJ
cjal-3360	525	7	more	more	ADV
cjal-3360	525	8	customized	customized	ADJ
cjal-3360	525	9	services	service	NOUN
cjal-3360	525	10	,	,	PUNCT
cjal-3360	525	11	private	private	ADJ
cjal-3360	525	12	lending	lending	NOUN
cjal-3360	525	13	institutions	institution	NOUN
cjal-3360	525	14	can	can	AUX
cjal-3360	525	15	sometimes	sometimes	ADV
cjal-3360	525	16	also	also	ADV
cjal-3360	525	17	be	be	AUX
cjal-3360	525	18	cheaper	cheap	ADJ
cjal-3360	525	19	alternatives	alternative	NOUN
cjal-3360	525	20	to	to	ADP
cjal-3360	525	21	official	official	ADJ
cjal-3360	525	22	banks	bank	NOUN
cjal-3360	525	23	.	.	PUNCT
cjal-3360	526	1	a	a	DET
cjal-3360	526	2	few	few	ADJ
cjal-3360	526	3	interviewed	interview	VERB
cjal-3360	526	4	private	private	ADJ
cjal-3360	526	5	business	business	NOUN
cjal-3360	526	6	owners	owner	NOUN
cjal-3360	526	7	mentioned	mention	VERB
cjal-3360	526	8	the	the	DET
cjal-3360	526	9	occasional	occasional	ADJ
cjal-3360	526	10	need	need	NOUN
cjal-3360	526	11	to	to	PART
cjal-3360	526	12	go	go	VERB
cjal-3360	526	13	through	through	ADP
cjal-3360	526	14	"	"	PUNCT
cjal-3360	526	15	unofficial	unofficial	ADJ
cjal-3360	526	16	channels	channel	NOUN
cjal-3360	526	17	"	"	PUNCT
cjal-3360	526	18	to	to	PART
cjal-3360	526	19	obtain	obtain	VERB
cjal-3360	526	20	official	official	ADJ
cjal-3360	526	21	loans	loan	NOUN
cjal-3360	526	22	,	,	PUNCT
cjal-3360	526	23	i.e.	i.e.	X
cjal-3360	526	24	,	,	PUNCT
cjal-3360	526	25	the	the	DET
cjal-3360	526	26	need	need	NOUN
cjal-3360	526	27	to	to	PART
cjal-3360	526	28	network	network	VERB
cjal-3360	526	29	with	with	ADP
cjal-3360	526	30	bank	bank	NOUN
cjal-3360	526	31	or	or	CCONJ
cjal-3360	526	32	government	government	NOUN
cjal-3360	526	33	officials	official	NOUN
cjal-3360	526	34	to	to	PART
cjal-3360	526	35	improve	improve	VERB
cjal-3360	526	36	the	the	DET
cjal-3360	526	37	odds	odd	NOUN
cjal-3360	526	38	of	of	ADP
cjal-3360	526	39	loan	loan	NOUN
cjal-3360	526	40	approvals	approval	NOUN
cjal-3360	526	41	,	,	PUNCT
cjal-3360	526	42	a	a	DET
cjal-3360	526	43	process	process	NOUN
cjal-3360	526	44	often	often	ADV
cjal-3360	526	45	involving	involve	VERB
cjal-3360	526	46	much	much	ADJ
cjal-3360	526	47	social	social	ADJ
cjal-3360	526	48	entertainment	entertainment	NOUN
cjal-3360	526	49	and	and	CCONJ
cjal-3360	526	50	gift	gift	NOUN
cjal-3360	526	51	-	-	PUNCT
cjal-3360	526	52	giving	giving	NOUN
cjal-3360	526	53	.	.	PUNCT
cjal-3360	527	1	the	the	DET
cjal-3360	527	2	need	need	NOUN
cjal-3360	527	3	to	to	PART
cjal-3360	527	4	go	go	VERB
cjal-3360	527	5	through	through	ADP
cjal-3360	527	6	"	"	PUNCT
cjal-3360	527	7	unofficial	unofficial	ADJ
cjal-3360	527	8	channels	channel	NOUN
cjal-3360	527	9	"	"	PUNCT
cjal-3360	527	10	can	can	AUX
cjal-3360	527	11	bring	bring	VERB
cjal-3360	527	12	the	the	DET
cjal-3360	527	13	ultimate	ultimate	ADJ
cjal-3360	527	14	cost	cost	NOUN
cjal-3360	527	15	of	of	ADP
cjal-3360	527	16	a	a	DET
cjal-3360	527	17	bank	bank	NOUN
cjal-3360	527	18	loan	loan	NOUN
cjal-3360	527	19	"	"	PUNCT
cjal-3360	527	20	significantly	significantly	ADV
cjal-3360	527	21	above	above	ADP
cjal-3360	527	22	the	the	DET
cjal-3360	527	23	s%	s%	NOUN
cjal-3360	527	24	or	or	CCONJ
cjal-3360	527	25	so	so	ADV
cjal-3360	527	26	rates	rate	NOUN
cjal-3360	527	27	and	and	CCONJ
cjal-3360	527	28	the	the	DET
cjal-3360	527	29	solution	solution	NOUN
cjal-3360	527	30	for	for	ADP
cjal-3360	527	31	private	private	ADJ
cjal-3360	527	32	capital	capital	NOUN
cjal-3360	527	33	:	:	PUNCT
cjal-3360	527	34	wenzhou	wenzhou	PROPN
cjal-3360	527	35	as	as	SCONJ
cjal-3360	527	36	case	case	NOUN
cjal-3360	527	37	study	study	NOUN
cjal-3360	527	38	]	]	PUNCT
cjal-3360	527	39	,	,	PUNCT
cjal-3360	527	40	)	)	PUNCT
cjal-3360	527	41	inrong	inrong	ADJ
cjal-3360	527	42	yanjiu	yanjiu	NOUN
cjal-3360	527	43	(;	(;	ADP
cjal-3360	527	44	t	t	PROPN
cjal-3360	527	45	llt!i11:9l	llt!i11:9l	PROPN
cjal-3360	527	46	)	)	PUNCT
cjal-3360	527	47	,	,	PUNCT
cjal-3360	527	48	no	no	INTJ
cjal-3360	527	49	.	.	PUNCT
cjal-3360	528	1	j	j	NOUN
cjal-3360	528	2	,	,	PUNCT
cjal-3360	528	3	>	>	PUNCT
cjal-3360	528	4	olj	olj	NOUN
cjal-3360	528	5	at	at	ADP
cjal-3360	528	6	7	7	NUM
cjal-3360	528	7	,	,	PUNCT
cjal-3360	528	8	figure	figure	NOUN
cjal-3360	528	9	5	5	NUM
cjal-3360	528	10	(	(	PUNCT
cjal-3360	528	11	weighted	weight	VERB
cjal-3360	528	12	average	average	ADJ
cjal-3360	528	13	sample	sample	NOUN
cjal-3360	528	14	private	private	ADJ
cjal-3360	528	15	lending	lending	NOUN
cjal-3360	528	16	interest	interest	NOUN
cjal-3360	528	17	rates	rate	NOUN
cjal-3360	528	18	in	in	ADP
cjal-3360	528	19	wenz.hou	wenz.hou	PROPN
cjal-3360	528	20	)	)	PUNCT
cjal-3360	528	21	.	.	PUNCT
cjal-3360	529	1	.	.	PUNCT
cjal-3360	529	2	,	,	PUNCT
cjal-3360	529	3	record	record	NOUN
cjal-3360	529	4	no	no	NOUN
cjal-3360	529	5	.	.	NOUN
cjal-3360	530	1	3	3	NUM
cjal-3360	530	2	·	·	SYM
cjal-3360	530	3	96	96	NUM
cjal-3360	530	4	record	record	NOUN
cjal-3360	530	5	no	no	NOUN
cjal-3360	530	6	.	.	NOUN
cjal-3360	531	1	1	1	NUM
cjal-3360	531	2	.	.	X
cjal-3360	531	3	2	2	X
cjal-3360	531	4	.	.	X
cjal-3360	531	5	official	official	ADJ
cjal-3360	531	6	bank	bank	PROPN
cjal-3360	531	7	rate,"97	rate,"97	PROPN
cjal-3360	531	8	sometimes	sometimes	ADV
cjal-3360	531	9	raising	raise	VERB
cjal-3360	531	10	the	the	DET
cjal-3360	531	11	total	total	ADJ
cjal-3360	531	12	cost	cost	NOUN
cjal-3360	531	13	so	so	ADV
cjal-3360	531	14	much	much	ADV
cjal-3360	531	15	that	that	SCONJ
cjal-3360	531	16	in	in	ADP
cjal-3360	531	17	effect	effect	NOUN
cjal-3360	531	18	makes	make	VERB
cjal-3360	531	19	the	the	DET
cjal-3360	531	20	official	official	ADJ
cjal-3360	531	21	loan	loan	NOUN
cjal-3360	531	22	more	more	ADV
cjal-3360	531	23	expensive	expensive	ADJ
cjal-3360	531	24	than	than	ADP
cjal-3360	531	25	a	a	DET
cjal-3360	531	26	similar	similar	ADJ
cjal-3360	531	27	loan	loan	NOUN
cjal-3360	531	28	from	from	ADP
cjal-3360	531	29	a	a	DET
cjal-3360	531	30	reputable	reputable	ADJ
cjal-3360	531	31	private	private	ADJ
cjal-3360	531	32	lending	lending	NOUN
cjal-3360	531	33	institution	institution	NOUN
cjal-3360	531	34	.	.	PUNCT
cjal-3360	532	1	the	the	DET
cjal-3360	532	2	usefulness	usefulness	NOUN
cjal-3360	532	3	of	of	ADP
cjal-3360	532	4	private	private	ADJ
cjal-3360	532	5	lending	lending	NOUN
cjal-3360	532	6	to	to	ADP
cjal-3360	532	7	local	local	ADJ
cjal-3360	532	8	businesses	business	NOUN
cjal-3360	532	9	and	and	CCONJ
cjal-3360	532	10	the	the	DET
cjal-3360	532	11	substantial	substantial	ADJ
cjal-3360	532	12	economic	economic	ADJ
cjal-3360	532	13	gains	gain	NOUN
cjal-3360	532	14	generated	generate	VERB
cjal-3360	532	15	also	also	ADV
cjal-3360	532	16	help	help	VERB
cjal-3360	532	17	explain	explain	VERB
cjal-3360	532	18	the	the	DET
cjal-3360	532	19	relationship	relationship	NOUN
cjal-3360	532	20	between	between	ADP
cjal-3360	532	21	private	private	ADJ
cjal-3360	532	22	lenders	lender	NOUN
cjal-3360	532	23	and	and	CCONJ
cjal-3360	532	24	their	their	PRON
cjal-3360	532	25	local	local	ADJ
cjal-3360	532	26	governments	government	NOUN
cjal-3360	532	27	in	in	ADP
cjal-3360	532	28	some	some	DET
cjal-3360	532	29	areas	area	NOUN
cjal-3360	532	30	.	.	PUNCT
cjal-3360	533	1	local	local	ADJ
cjal-3360	533	2	governments	government	NOUN
cjal-3360	533	3	'	'	PART
cjal-3360	533	4	attitudes	attitude	NOUN
cjal-3360	533	5	towards	towards	ADP
cjal-3360	533	6	private	private	ADJ
cjal-3360	533	7	lenders	lender	NOUN
cjal-3360	533	8	do	do	AUX
cjal-3360	533	9	not	not	PART
cjal-3360	533	10	always	always	ADV
cjal-3360	533	11	align	align	VERB
cjal-3360	533	12	with	with	ADP
cjal-3360	533	13	the	the	DET
cjal-3360	533	14	central	central	ADJ
cjal-3360	533	15	government	government	NOUN
cjal-3360	533	16	and	and	CCONJ
cjal-3360	533	17	the	the	DET
cjal-3360	533	18	extent	extent	NOUN
cjal-3360	533	19	of	of	ADP
cjal-3360	533	20	this	this	DET
cjal-3360	533	21	disconnect	disconnect	NOUN
cjal-3360	533	22	often	often	ADV
cjal-3360	533	23	influences	influence	VERB
cjal-3360	533	24	how	how	SCONJ
cjal-3360	533	25	rigorously	rigorously	ADV
cjal-3360	533	26	local	local	ADJ
cjal-3360	533	27	governments	government	NOUN
cjal-3360	533	28	implement	implement	VERB
cjal-3360	533	29	the	the	DET
cjal-3360	533	30	state	state	NOUN
cjal-3360	533	31	's	's	PART
cjal-3360	533	32	more	more	ADV
cjal-3360	533	33	repr.essive	repr.essive	NUM
cjal-3360	533	34	policies	policy	NOUN
cjal-3360	533	35	on	on	ADP
cjal-3360	533	36	private	private	ADJ
cjal-3360	533	37	lending	lending	NOUN
cjal-3360	533	38	activities	activity	NOUN
cjal-3360	533	39	,	,	PUNCT
cjal-3360	533	40	especially	especially	ADV
cjal-3360	533	41	with	with	ADP
cjal-3360	533	42	regard	regard	NOUN
cjal-3360	533	43	to	to	ADP
cjal-3360	533	44	the	the	DET
cjal-3360	533	45	treat	treat	NOUN
cjal-3360	533	46	ment	ment	NOUN
cjal-3360	533	47	of	of	ADP
cjal-3360	533	48	depository	depository	NOUN
cjal-3360	533	49	underground	underground	ADJ
cjal-3360	533	50	banking	banking	NOUN
cjal-3360	533	51	.	.	PUNCT
cjal-3360	534	1	.generally	.generally	ADV
cjal-3360	534	2	,	,	PUNCT
cjal-3360	534	3	local	local	ADJ
cjal-3360	534	4	governments	government	NOUN
cjal-3360	534	5	tend	tend	VERB
cjal-3360	534	6	to	to	PART
cjal-3360	534	7	be	be	AUX
cjal-3360	534	8	more	more	ADV
cjal-3360	534	9	lenient	lenient	ADJ
cjal-3360	534	10	towards	towards	ADP
cjal-3360	534	11	private	private	ADJ
cjal-3360	534	12	lending	lending	NOUN
cjal-3360	534	13	institutions	institution	NOUN
cjal-3360	534	14	than	than	ADP
cjal-3360	534	15	the	the	DET
cjal-3360	534	16	central	central	ADJ
cjal-3360	534	17	government	government	NOUN
cjal-3360	534	18	and	and	CCONJ
cjal-3360	534	19	its	its	PRON
cjal-3360	534	20	regulatory	regulatory	ADJ
cjal-3360	534	21	agencies	agency	NOUN
cjal-3360	534	22	.	.	PUNCT
cjal-3360	535	1	figure	figure	VERB
cjal-3360	535	2	1	1	NUM
cjal-3360	535	3	depicts	depict	VERB
cjal-3360	535	4	a	a	DET
cjal-3360	535	5	high	high	ADJ
cjal-3360	535	6	-	-	PUNCT
cjal-3360	535	7	level	level	NOUN
cjal-3360	535	8	view	view	NOUN
cjal-3360	535	9	of	of	ADP
cjal-3360	535	10	the	the	DET
cjal-3360	535	11	relationship	relationship	NOUN
cjal-3360	535	12	between	between	ADP
cjal-3360	535	13	grass	grass	NOUN
cjal-3360	535	14	-	-	PUNCT
cjal-3360	535	15	root	root	NOUN
cjal-3360	535	16	private	private	ADJ
cjal-3360	535	17	lending	lending	NOUN
cjal-3360	535	18	institutions	institution	NOUN
cjal-3360	535	19	with	with	ADP
cjal-3360	535	20	their	their	PRON
cjal-3360	535	21	local	local	ADJ
cjal-3360	535	22	governments	government	NOUN
cjal-3360	535	23	and	and	CCONJ
cjal-3360	535	24	local	local	ADJ
cjal-3360	535	25	msms	msm	NOUN
cjal-3360	535	26	in	in	ADP
cjal-3360	535	27	the	the	DET
cjal-3360	535	28	context	context	NOUN
cjal-3360	535	29	of	of	ADP
cjal-3360	535	30	the	the	DET
cjal-3360	535	31	larger	large	ADJ
cjal-3360	535	32	·	·	PUNCT
cjal-3360	535	33	financial	financial	ADJ
cjal-3360	535	34	system	system	NOUN
cjal-3360	535	35	.	.	PUNCT
cjal-3360	536	1	local	local	ADJ
cjal-3360	536	2	governments	government	NOUN
cjal-3360	536	3	at	at	ADP
cjal-3360	536	4	three	three	NUM
cjal-3360	536	5	types	type	NOUN
cjal-3360	536	6	of	of	ADP
cjal-3360	536	7	localities	locality	NOUN
cjal-3360	536	8	are	be	AUX
cjal-3360	536	9	often	often	ADV
cjal-3360	536	10	more	more	ADV
cjal-3360	536	11	tolerant	tolerant	ADJ
cjal-3360	536	12	of	of	ADP
cjal-3360	536	13	private	private	ADJ
cjal-3360	536	14	lending	lending	NOUN
cjal-3360	536	15	institutions	institution	NOUN
cjal-3360	536	16	,	,	PUNCT
cjal-3360	536	17	especially	especially	ADV
cjal-3360	536	18	underground	underground	ADJ
cjal-3360	536	19	banks	bank	NOUN
cjal-3360	536	20	:	:	PUNCT
cjal-3360	536	21	(	(	PUNCT
cjal-3360	536	22	1	1	X
cjal-3360	536	23	)	)	PUNCT
cjal-3360	536	24	where	where	SCONJ
cjal-3360	536	25	local	local	ADJ
cjal-3360	536	26	governments	government	NOUN
cjal-3360	536	27	enjoy	enjoy	VERB
cjal-3360	536	28	greater	great	ADJ
cjal-3360	536	29	latitude	latitude	NOUN
cjal-3360	536	30	in	in	ADP
cjal-3360	536	31	implementing	implement	VERB
cjal-3360	536	32	state	state	NOUN
cjal-3360	536	33	policies	policy	NOUN
cjal-3360	536	34	(	(	PUNCT
cjal-3360	536	35	often	often	ADV
cjal-3360	536	36	as	as	ADP
cjal-3360	536	37	a	a	DET
cjal-3360	536	38	result	result	NOUN
cjal-3360	536	39	of	of	ADP
cjal-3360	536	40	the	the	DET
cjal-3360	536	41	area	area	NOUN
cjal-3360	536	42	being	be	AUX
cjal-3360	536	43	chosen	choose	VERB
cjal-3360	536	44	as	as	ADP
cjal-3360	536	45	pilot	pilot	NOUN
cjal-3360	536	46	location	location	NOUN
cjal-3360	536	47	for	for	ADP
cjal-3360	536	48	financial	financial	ADJ
cjal-3360	536	49	reforms	reform	NOUN
cjal-3360	536	50	)	)	PUNCT
cjal-3360	536	51	;	;	PUNCT
cjal-3360	536	52	(	(	PUNCT
cjal-3360	536	53	2	2	X
cjal-3360	536	54	)	)	PUNCT
cjal-3360	536	55	where	where	SCONJ
cjal-3360	536	56	local	local	ADJ
cjal-3360	536	57	governments	government	NOUN
cjal-3360	536	58	rely	rely	VERB
cjal-3360	536	59	heavily	heavily	ADV
cjal-3360	536	60	on	on	ADP
cjal-3360	536	61	the	the	DET
cjal-3360	536	62	private	private	ADJ
cjal-3360	536	63	sector	sector	NOUN
cjal-3360	536	64	for	for	ADP
cjal-3360	536	65	tax	tax	NOUN
cjal-3360	536	66	revenue	revenue	NOUN
cjal-3360	536	67	and	and	CCONJ
cjal-3360	536	68	economic	economic	ADJ
cjal-3360	536	69	growth	growth	NOUN
cjal-3360	536	70	;	;	PUNCT
cjal-3360	536	71	and	and	CCONJ
cjal-3360	536	72	(	(	PUNCT
cjal-3360	536	73	3	3	X
cjal-3360	536	74	)	)	PUNCT
cjal-3360	536	75	where	where	SCONJ
cjal-3360	536	76	local	local	ADJ
cjal-3360	536	77	government	government	NOUN
cjal-3360	536	78	officials	official	NOUN
cjal-3360	536	79	have	have	VERB
cjal-3360	536	80	personal	personal	ADJ
cjal-3360	536	81	stakes	stake	NOUN
cjal-3360	536	82	in	in	ADP
cjal-3360	536	83	underground	underground	ADJ
cjal-3360	536	84	financing	financing	NOUN
cjal-3360	536	85	networks	network	NOUN
cjal-3360	536	86	.	.	PUNCT
cjal-3360	537	1	the	the	DET
cjal-3360	537	2	first	first	ADJ
cjal-3360	537	3	two	two	NUM
cjal-3360	537	4	often	often	ADV
cjal-3360	537	5	go	go	VERB
cjal-3360	537	6	hand	hand	NOUN
cjal-3360	537	7	in	in	ADP
cjal-3360	537	8	hand	hand	NOUN
cjal-3360	537	9	.	.	PUNCT
cjal-3360	538	1	for	for	ADP
cjal-3360	538	2	example	example	NOUN
cjal-3360	538	3	,	,	PUNCT
cjal-3360	538	4	wenzhou	wenzhou	PROPN
cjal-3360	538	5	,	,	PUNCT
cjal-3360	538	6	a	a	DET
cjal-3360	538	7	city	city	NOUN
cjal-3360	538	8	within	within	ADP
cjal-3360	538	9	zhejiang	zhejiang	PROPN
cjal-3360	538	10	province	province	PROPN
cjal-3360	538	11	that	that	PRON
cjal-3360	538	12	has	have	AUX
cjal-3360	538	13	historically	historically	ADV
cjal-3360	538	14	received	receive	VERB
cjal-3360	538	15	very	very	ADV
cjal-3360	538	16	low	low	ADJ
cjal-3360	538	17	state	state	NOUN
cjal-3360	538	18	investment,98	investment,98	NOUN
cjal-3360	538	19	has	have	VERB
cjal-3360	538	20	a	a	DET
cjal-3360	538	21	highly	highly	ADV
cjal-3360	538	22	robust	robust	ADJ
cjal-3360	538	23	private	private	ADJ
cjal-3360	538	24	sector	sector	NOUN
cjal-3360	538	25	consisting	consist	VERB
cjal-3360	538	26	primarily	primarily	ADV
cjal-3360	538	27	of	of	ADP
cjal-3360	538	28	msms	msm	NOUN
cjal-3360	538	29	97	97	NUM
cjal-3360	538	30	personal	personal	ADJ
cjal-3360	538	31	communication	communication	NOUN
cjal-3360	538	32	,	,	PUNCT
cjal-3360	538	33	august	august	PROPN
cjal-3360	538	34	14	14	NUM
cjal-3360	538	35	,	,	PUNCT
cjal-3360	538	36	2015	2015	NUM
cjal-3360	538	37	,	,	PUNCT
cjal-3360	538	38	zhejiang	zhejiang	PROPN
cjal-3360	538	39	(	(	PUNCT
cjal-3360	538	40	''	''	PROPN
cjal-3360	538	41	11u	11u	NUM
cjal-3360	538	42	~	~	X
cjal-3360	538	43	se	se	X
cjal-3360	538	44	out	out	ADP
cjal-3360	538	45	~	~	NUM
cjal-3360	538	46	of	of	ADP
cjal-3360	538	47	-	-	PUNCT
cjal-3360	538	48	pocket	pocket	NOUN
cjal-3360	538	49	expenses	expense	NOUN
cjal-3360	538	50	make	make	VERB
cjal-3360	538	51	the	the	DET
cjal-3360	538	52	actual	actual	ADJ
cjal-3360	538	53	borrowing	borrowing	NOUN
cjal-3360	538	54	costs	cost	VERB
cjal-3360	538	55	much	much	ADV
cjal-3360	538	56	higher	high	ADJ
cjal-3360	538	57	than	than	ADP
cjal-3360	538	58	the	the	DET
cjal-3360	538	59	s%	s%	NOUN
cjal-3360	538	60	or	or	CCONJ
cjal-3360	538	61	so	so	ADV
cjal-3360	538	62	official	official	ADJ
cjal-3360	538	63	rate	rate	NOUN
cjal-3360	538	64	.	.	PUNCT
cjal-3360	539	1	i	i	PRON
cjal-3360	539	2	would	would	AUX
cjal-3360	539	3	rather	rather	ADV
cjal-3360	539	4	take	take	VERB
cjal-3360	539	5	an	an	DET
cjal-3360	539	6	u%	u%	ADJ
cjal-3360	539	7	underground	underground	ADJ
cjal-3360	539	8	rate	rate	NOUN
cjal-3360	539	9	to	to	PART
cjal-3360	539	10	save	save	VERB
cjal-3360	539	11	all	all	DET
cjal-3360	539	12	the	the	DET
cjal-3360	539	13	hassles	hassle	NOUN
cjal-3360	539	14	.	.	PUNCT
cjal-3360	539	15	"	"	PUNCT
cjal-3360	539	16	)	)	PUNCT
cjal-3360	539	17	.	.	PUNCT
cjal-3360	540	1	,	,	PUNCT
cjal-3360	540	2	.	.	PUNCT
cjal-3360	541	1	people	people	NOUN
cjal-3360	541	2	's	's	PART
cjal-3360	541	3	daily	daily	ADJ
cjal-3360	541	4	,	,	PUNCT
cjal-3360	541	5	october	october	PROPN
cjal-3360	541	6	>	>	X
cjal-3360	541	7	7	7	NUM
cjal-3360	541	8	,	,	PUNCT
cjal-3360	541	9	zoos	zoo	NOUN
cjal-3360	541	10	,	,	PUNCT
cjal-3360	541	11	page	page	NOUN
cjal-3360	541	12	6	6	NUM
cjal-3360	541	13	(	(	PUNCT
cjal-3360	541	14	the	the	DET
cjal-3360	541	15	state	state	NOUN
cjal-3360	541	16	's	's	PART
cjal-3360	541	17	total	total	ADJ
cjal-3360	541	18	investment	investment	NOUN
cjal-3360	541	19	in	in	ADP
cjal-3360	541	20	wenzhou	wenzhou	PROPN
cjal-3360	541	21	from	from	ADP
cjal-3360	541	22	1949	1949	NUM
cjal-3360	541	23	to	to	ADP
cjal-3360	541	24	1978	1978	NUM
cjal-3360	541	25	was	be	AUX
cjal-3360	541	26	0.595	0.595	NUM
cjal-3360	541	27	billion	billion	NUM
cjal-3360	541	28	yuan	yuan	NOUN
cjal-3360	541	29	,	,	PUNCT
cjal-3360	541	30	or	or	CCONJ
cjal-3360	541	31	one	one	NUM
cjal-3360	541	32	seventh	seventh	NOUN
cjal-3360	541	33	of	of	ADP
cjal-3360	541	34	national	national	ADJ
cjal-3360	541	35	average	average	NOUN
cjal-3360	541	36	)	)	PUNCT
cjal-3360	541	37	,	,	PUNCT
cjal-3360	541	38	available	available	ADJ
cjal-3360	541	39	at	at	ADP
cjal-3360	541	40	http:/lcpc.people.com.cn	http:/lcpc.people.com.cn	NOUN
cjal-3360	541	41	/	/	SYM
cjal-3360	541	42	gb/64093/64387/8>3345>.html	gb/64093/64387/8>3345>.html	PROPN
cjal-3360	541	43	(	(	PUNCT
cjal-3360	541	44	last	last	ADV
cjal-3360	541	45	visited	visit	VERB
cjal-3360	541	46	january	january	PROPN
cjal-3360	541	47	>	>	PUNCT
cjal-3360	541	48	7	7	NUM
cjal-3360	541	49	,	,	PUNCT
cjal-3360	541	50	2016	2016	NUM
cjal-3360	541	51	)	)	PUNCT
cjal-3360	541	52	.	.	PUNCT
cjal-3360	542	1	that	that	PRON
cjal-3360	542	2	engage	engage	VERB
cjal-3360	542	3	in	in	ADP
cjal-3360	542	4	the	the	DET
cjal-3360	542	5	manufacturing	manufacturing	NOUN
cjal-3360	542	6	of	of	ADP
cjal-3360	542	7	consumer	consumer	NOUN
cjal-3360	542	8	goods	good	NOUN
cjal-3360	542	9	.	.	PUNCT
cjal-3360	543	1	99	99	NUM
cjal-3360	543	2	as	as	SCONJ
cjal-3360	543	3	local	local	ADJ
cjal-3360	543	4	economy	economy	NOUN
cjal-3360	543	5	grows	grow	VERB
cjal-3360	543	6	private	private	ADJ
cjal-3360	543	7	lending	lending	NOUN
cjal-3360	543	8	has	have	AUX
cjal-3360	543	9	emerged	emerge	VERB
cjal-3360	543	10	as	as	ADP
cjal-3360	543	11	a	a	DET
cjal-3360	543	12	natural	natural	ADJ
cjal-3360	543	13	by	by	NOUN
cjal-3360	543	14	-	-	PUNCT
cjal-3360	543	15	product	product	NOUN
cjal-3360	543	16	.	.	PUNCT
cjal-3360	544	1	msms	msm	NOUN
cjal-3360	544	2	in	in	ADP
cjal-3360	544	3	wenzhou	wenzhou	PROPN
cjal-3360	544	4	historically	historically	ADV
cjal-3360	544	5	place	place	VERB
cjal-3360	544	6	heavy	heavy	ADJ
cjal-3360	544	7	reliance	reliance	NOUN
cjal-3360	544	8	on	on	ADP
cjal-3360	544	9	these	these	DET
cjal-3360	544	10	institutions	institution	NOUN
cjal-3360	544	11	to	to	PART
cjal-3360	544	12	finance	finance	VERB
cjal-3360	544	13	many	many	ADJ
cjal-3360	544	14	legitimate	legitimate	ADJ
cjal-3360	544	15	business	business	NOUN
cjal-3360	544	16	needs	need	NOUN
cjal-3360	544	17	.	.	PUNCT
cjal-3360	545	1	wenzhou	wenzhou	PROPN
cjal-3360	545	2	was	be	AUX
cjal-3360	545	3	also	also	ADV
cjal-3360	545	4	repeatedly	repeatedly	ADV
cjal-3360	545	5	chosen	choose	VERB
cjal-3360	545	6	as	as	ADP
cjal-3360	545	7	a	a	DET
cjal-3360	545	8	pilot	pilot	NOUN
cjal-3360	545	9	location	location	NOUN
cjal-3360	545	10	for	for	ADP
cjal-3360	545	11	the	the	DET
cjal-3360	545	12	state	state	NOUN
cjal-3360	545	13	's	's	PART
cjal-3360	545	14	financial	financial	ADJ
cjal-3360	545	15	reforms	reform	NOUN
cjal-3360	545	16	,	,	PUNCT
cjal-3360	545	17	and	and	CCONJ
cjal-3360	545	18	thus	thus	ADV
cjal-3360	545	19	enjoys	enjoy	VERB
cjal-3360	545	20	somewhat	somewhat	ADV
cjal-3360	545	21	greater	great	ADJ
cjal-3360	545	22	latitude	latitude	NOUN
cjal-3360	545	23	in	in	ADP
cjal-3360	545	24	experimenting	experiment	VERB
cjal-3360	545	25	with	with	ADP
cjal-3360	545	26	aggressive	aggressive	ADJ
cjal-3360	545	27	reform	reform	NOUN
cjal-3360	545	28	moves	move	NOUN
cjal-3360	545	29	and	and	CCONJ
cjal-3360	545	30	has	have	AUX
cjal-3360	545	31	shown	show	VERB
cjal-3360	545	32	greater	great	ADJ
cjal-3360	545	33	tolerance	tolerance	NOUN
cjal-3360	545	34	towards	towards	ADP
cjal-3360	545	35	non	non	ADJ
cjal-3360	545	36	-	-	ADJ
cjal-3360	545	37	offkial	offkial	ADJ
cjal-3360	545	38	banking	banking	NOUN
cjal-3360	545	39	activities	activity	NOUN
cjal-3360	545	40	.	.	PUNCT
cjal-3360	546	1	"	"	PUNCT
cjal-3360	546	2	"	"	PUNCT
cjal-3360	546	3	'	'	PUNCT
cjal-3360	546	4	in	in	ADP
cjal-3360	546	5	the	the	DET
cjal-3360	546	6	198os	198os	PROPN
cjal-3360	546	7	,	,	PUNCT
cjal-3360	546	8	wenzhou	wenzhou	PROPN
cjal-3360	546	9	's	's	PART
cjal-3360	546	10	local	local	ADJ
cjal-3360	546	11	government	government	NOUN
cjal-3360	546	12	has	have	AUX
cjal-3360	546	13	not	not	PART
cjal-3360	546	14	only	only	ADV
cjal-3360	546	15	acquiesced	acquiesce	VERB
cjal-3360	546	16	the	the	DET
cjal-3360	546	17	existence	existence	NOUN
cjal-3360	546	18	of	of	ADP
cjal-3360	546	19	some	some	DET
cjal-3360	546	20	underground	underground	ADJ
cjal-3360	546	21	money	money	NOUN
cjal-3360	546	22	houses	house	NOUN
cjal-3360	546	23	,	,	PUNCT
cjal-3360	546	24	but	but	CCONJ
cjal-3360	546	25	has	have	AUX
cjal-3360	546	26	supported	support	VERB
cjal-3360	546	27	their	their	PRON
cjal-3360	546	28	continued	continue	VERB
cjal-3360	546	29	operation	operation	NOUN
cjal-3360	546	30	with	with	ADP
cjal-3360	546	31	action	action	NOUN
cjal-3360	546	32	.	.	PUNCT
cjal-3360	547	1	although	although	SCONJ
cjal-3360	547	2	not	not	PART
cjal-3360	547	3	sanctioned	sanction	VERB
cjal-3360	547	4	by	by	ADP
cjal-3360	547	5	the	the	DET
cjal-3360	547	6	pbc	pbc	PROPN
cjal-3360	547	7	,	,	PUNCT
cjal-3360	547	8	early	early	ADJ
cjal-3360	547	9	private	private	ADJ
cjal-3360	547	10	banking	banking	NOUN
cjal-3360	547	11	pioneers	pioneer	NOUN
cjal-3360	547	12	in	in	ADP
cjal-3360	547	13	wenzbou	wenzbou	PROPN
cjal-3360	547	14	such	such	ADJ
cjal-3360	547	15	as	as	ADP
cjal-3360	547	16	fang	fang	X
cjal-3360	547	17	xing	xing	PROPN
cjal-3360	547	18	and	and	CCONJ
cjal-3360	547	19	lu	lu	PROPN
cjal-3360	547	20	cheng	cheng	PROPN
cjal-3360	547	21	were	be	AUX
cjal-3360	547	22	officially	officially	ADV
cjal-3360	547	23	licensed	license	VERB
cjal-3360	547	24	by	by	ADP
cjal-3360	547	25	the	the	DET
cjal-3360	547	26	department	department	PROPN
cjal-3360	547	27	of	of	ADP
cjal-3360	547	28	industrial	industrial	ADJ
cjal-3360	547	29	and	and	CCONJ
cjal-3360	547	30	commercial	commercial	ADJ
cjal-3360	547	31	development	development	NOUN
cjal-3360	547	32	of	of	ADP
cjal-3360	547	33	the	the	DET
cjal-3360	547	34	wenzhou	wenzhou	PROPN
cjal-3360	547	35	municipal	municipal	ADJ
cjal-3360	547	36	government	government	NOUN
cjal-3360	547	37	.	.	PUNCT
cjal-3360	548	1	lu	lu	PROPN
cjal-3360	548	2	cheng	cheng	PROPN
cjal-3360	548	3	city	city	PROPN
cjal-3360	548	4	credit	credit	PROPN
cjal-3360	548	5	co	co	NOUN
cjal-3360	548	6	-	-	NOUN
cjal-3360	548	7	operative	operative	ADJ
cjal-3360	548	8	(	(	PUNCT
cjal-3360	548	9	lucheng	lucheng	PROPN
cjal-3360	548	10	chengshi	chengshi	PROPN
cjal-3360	548	11	xinyong	xinyong	PROPN
cjal-3360	548	12	hezuoshe	hezuoshe	PROPN
cjal-3360	548	13	,	,	PUNCT
cjal-3360	549	1	bi	bi	PROPN
cjal-3360	549	2	~	~	PROPN
cjal-3360	549	3	f/£i!hsi!i€iihi	f/£i!hsi!i€iihi	PROPN
cjal-3360	549	4	)	)	PUNCT
cjal-3360	549	5	,	,	PUNCT
cjal-3360	549	6	m	m	VERB
cjal-3360	549	7	particular	particular	ADJ
cjal-3360	549	8	,	,	PUNCT
cjal-3360	549	9	operated	operate	VERB
cjal-3360	549	10	for	for	ADP
cjal-3360	549	11	ten	ten	NUM
cjal-3360	549	12	years	year	NOUN
cjal-3360	549	13	(	(	PUNCT
cjal-3360	549	14	1986	1986	NUM
cjal-3360	549	15	1996	1996	NUM
cjal-3360	549	16	)	)	PUNCT
cjal-3360	549	17	under	under	ADP
cjal-3360	549	18	local	local	ADJ
cjal-3360	549	19	government	government	NOUN
cjal-3360	549	20	's	's	PART
cjal-3360	549	21	silent	silent	ADJ
cjal-3360	549	22	tolerance	tolerance	NOUN
cjal-3360	549	23	,	,	PUNCT
cjal-3360	549	24	and	and	CCONJ
cjal-3360	549	25	probably	probably	ADV
cjal-3360	549	26	would	would	AUX
cjal-3360	549	27	have	have	AUX
cjal-3360	549	28	continued	continue	VERB
cjal-3360	549	29	to	to	PART
cjal-3360	549	30	exist	exist	VERB
cjal-3360	549	31	if	if	SCONJ
cjal-3360	549	32	it	it	PRON
cjal-3360	549	33	was	be	AUX
cjal-3360	549	34	not	not	PART
cjal-3360	549	35	affected	affect	VERB
cjal-3360	549	36	by	by	ADP
cjal-3360	549	37	a	a	DET
cjal-3360	549	38	state	state	NOUN
cjal-3360	549	39	poljcy	poljcy	NOUN
cjal-3360	549	40	to	to	PART
cjal-3360	549	41	consolidate	consolidate	VERB
cjal-3360	549	42	urban	urban	ADJ
cjal-3360	549	43	credit	credit	NOUN
cjal-3360	549	44	co	co	NOUN
cjal-3360	549	45	-	-	NOUN
cjal-3360	549	46	operatives	operative	NOUN
cjal-3360	549	47	.	.	PUNCT
cjal-3360	549	48	'	'	PUNCT
cjal-3360	550	1	"	"	PUNCT
cjal-3360	550	2	'	'	PUNCT
cjal-3360	550	3	some	some	DET
cjal-3360	550	4	private	private	ADJ
cjal-3360	550	5	lending	lending	NOUN
cjal-3360	550	6	institutions	institution	NOUN
cjal-3360	550	7	in	in	ADP
cjal-3360	550	8	guangxi	guangxi	PROPN
cjal-3360	550	9	and	and	CCONJ
cjal-3360	550	10	sichuan	sichuan	PROPN
cjal-3360	550	11	fall	fall	VERB
cjal-3360	550	12	within	within	ADP
cjal-3360	550	13	the	the	DET
cjal-3360	550	14	third	third	ADJ
cjal-3360	550	15	category	category	NOUN
cjal-3360	550	16	.	.	PUNCT
cjal-3360	551	1	in	in	ADP
cjal-3360	551	2	three	three	NUM
cjal-3360	551	3	of	of	ADP
cjal-3360	551	4	the	the	DET
cjal-3360	551	5	five	five	NUM
cjal-3360	551	6	institutions	institution	NOUN
cjal-3360	551	7	i	i	PRON
cjal-3360	551	8	visited	visit	VERB
cjal-3360	551	9	in	in	ADP
cjal-3360	551	10	guangxi	guangxi	NOUN
cjal-3360	551	11	,	,	PUNCT
cjal-3360	551	12	local	local	ADJ
cjal-3360	551	13	government	government	NOUN
cjal-3360	551	14	officials	official	NOUN
cjal-3360	551	15	have	have	VERB
cjal-3360	551	16	personal	personal	ADJ
cjal-3360	551	17	investments	investment	NOUN
cjal-3360	551	18	in	in	ADP
cjal-3360	551	19	the	the	DET
cjal-3360	551	20	networks	network	NOUN
cjal-3360	551	21	'	'	PART
cjal-3360	551	22	lending	lending	NOUN
cjal-3360	551	23	business	business	NOUN
cjal-3360	551	24	and	and	CCONJ
cjal-3360	551	25	receive	receive	VERB
cjal-3360	551	26	decent	decent	ADJ
cjal-3360	551	27	interest	interest	NOUN
cjal-3360	551	28	payments	payment	NOUN
cjal-3360	551	29	for	for	ADP
cjal-3360	551	30	their	their	PRON
cjal-3360	551	31	investments	investment	NOUN
cjal-3360	551	32	.	.	PUNCT
cjal-3360	552	1	it	it	PRON
cjal-3360	552	2	is	be	AUX
cjal-3360	552	3	a	a	DET
cjal-3360	552	4	lso	lso	NOUN
cjal-3360	552	5	not	not	PART
cjal-3360	552	6	uncommon	uncommon	ADJ
cjal-3360	552	7	for	for	SCONJ
cjal-3360	552	8	participating	participate	VERB
cjal-3360	552	9	officials	official	NOUN
cjal-3360	552	10	to	to	PART
cjal-3360	552	11	channel	channel	VERB
cjal-3360	552	12	long	long	ADJ
cjal-3360	552	13	-	-	PUNCT
cjal-3360	552	14	term	term	NOUN
cjal-3360	552	15	loans	loan	NOUN
cjal-3360	552	16	,	,	PUNCT
cjal-3360	552	17	via	via	ADP
cjal-3360	552	18	personal	personal	ADJ
cjal-3360	552	19	relations	relation	NOUN
cjal-3360	552	20	,	,	PUNCT
cjal-3360	552	21	from	from	ADP
cjal-3360	552	22	official	official	ADJ
cjal-3360	552	23	banks	bank	NOUN
cjal-3360	552	24	to	to	ADP
cjal-3360	552	25	their	their	PRON
cjal-3360	552	26	participating	participate	VERB
cjal-3360	552	27	networks	network	NOUN
cjal-3360	552	28	to	to	PART
cjal-3360	552	29	be	be	AUX
cjal-3360	552	30	relent	relent	NOUN
cjal-3360	552	31	for	for	ADP
cjal-3360	552	32	higher	high	ADJ
cjal-3360	552	33	interest	interest	NOUN
cjal-3360	552	34	.	.	PUNCT
cjal-3360	553	1	some	some	DET
cjal-3360	553	2	institutions	institution	NOUN
cjal-3360	553	3	were	be	AUX
cjal-3360	553	4	even	even	ADV
cjal-3360	553	5	directly	directly	ADV
cjal-3360	553	6	run	run	VERB
cjal-3360	553	7	by	by	ADP
cjal-3360	553	8	incumbent	incumbent	NOUN
cjal-3360	553	9	or	or	CCONJ
cjal-3360	553	10	former	former	ADJ
cjal-3360	553	11	local	local	ADJ
cjal-3360	553	12	government	government	NOUN
cjal-3360	553	13	officials	official	NOUN
cjal-3360	553	14	.	.	PUNCT
cjal-3360	554	1	one	one	NUM
cjal-3360	554	2	small	small	ADJ
cjal-3360	554	3	loan	loan	NOUN
cjal-3360	554	4	company	company	NOUN
cjal-3360	554	5	visited	visit	VERB
cjal-3360	554	6	w01s	w01s	SCONJ
cjal-3360	554	7	founded	found	VERB
cjal-3360	554	8	and	and	CCONJ
cjal-3360	554	9	run	run	VERB
cjal-3360	554	10	by	by	ADP
cjal-3360	554	11	a	a	DET
cjal-3360	554	12	retired	retire	VERB
cjal-3360	554	13	official	official	NOUN
cjal-3360	554	14	from	from	ADP
cjal-3360	554	15	a	a	DET
cjal-3360	554	16	lo	lo	PROPN
cjal-3360	554	17	-	-	PUNCT
cjal-3360	554	18	cal	cal	PROPN
cjal-3360	554	19	court	court	NOUN
cjal-3360	554	20	,	,	PUNCT
cjal-3360	554	21	who	who	PRON
cjal-3360	554	22	has	have	VERB
cjal-3360	554	23	99	99	NUM
cjal-3360	554	24	i	i	PROPN
cjal-3360	554	25	d.	d.	PROPN
cjal-3360	554	26	"	"	PUNCT
cjal-3360	554	27	"	"	PUNCT
cjal-3360	554	28	'	'	PUNCT
cjal-3360	554	29	see	see	VERB
cjal-3360	554	30	supra	supra	PROPN
cjal-3360	554	31	note	note	PROPN
cjal-3360	554	32	35	35	NUM
cjal-3360	554	33	,	,	PUNCT
cjal-3360	554	34	51	51	NUM
cjal-3360	554	35	.	.	NUM
cjal-3360	554	36	,	,	PUNCT
cjal-3360	554	37	.	.	PUNCT
cjal-3360	554	38	,	,	PUNCT
cjal-3360	554	39	interview	interview	NOUN
cjal-3360	554	40	of	of	ADP
cjal-3360	554	41	yang	yang	PROPN
cjal-3360	554	42	,	,	PUNCT
cjal-3360	554	43	jia	jia	PROPN
cjal-3360	554	44	-	-	PROPN
cjal-3360	554	45	xing	xing	PROPN
cjal-3360	554	46	,	,	PUNCT
cjal-3360	554	47	founder	founder	NOUN
cjal-3360	554	48	of	of	ADP
cjal-3360	554	49	lu	lu	PROPN
cjal-3360	554	50	cheng	cheng	PROPN
cjal-3360	554	51	city	city	PROPN
cjal-3360	554	52	credit	credit	PROPN
cjal-3360	554	53	co	co	NOUN
cjal-3360	554	54	-	-	NOUN
cjal-3360	554	55	operative	operative	ADJ
cjal-3360	554	56	,	,	PUNCT
cjal-3360	554	57	available	available	ADJ
cjal-3360	554	58	at	at	ADP
cjal-3360	554	59	http://renwu.people.eom.cn/bigs/n/	http://renwu.people.eom.cn/bigs/n/	PROPN
cjal-3360	554	60	w•j	w•j	PROPN
cjal-3360	554	61	/	/	SYM
cjal-3360	554	62	og•8	og•8	PROPN
cjal-3360	554	63	/	/	SYM
cjal-3360	554	64	cj57069	cj57069	PROPN
cjal-3360	554	65	-	-	PUNCT
cjal-3360	554	66	l.296184l.html	l.296184l.html	X
cjal-3360	554	67	(	(	PUNCT
cjal-3360	554	68	last	last	ADV
cjal-3360	554	69	visited	visit	VERB
cjal-3360	554	70	january	january	PROPN
cjal-3360	554	71	jo	jo	PROPN
cjal-3360	554	72	,	,	PUNCT
cjal-3360	554	73	:	:	PUNCT
cjal-3360	554	74	un6	un6	NOUN
cjal-3360	554	75	)	)	PUNCT
cjal-3360	554	76	.	.	PUNCT
cjal-3360	555	1	186	186	NUM
cjal-3360	555	2	good	good	ADJ
cjal-3360	555	3	knowledge	knowledge	NOUN
cjal-3360	555	4	of	of	ADP
cjal-3360	555	5	existing	exist	VERB
cjal-3360	555	6	laws	law	NOUN
cjal-3360	555	7	and	and	CCONJ
cjal-3360	555	8	regulations	regulation	NOUN
cjal-3360	555	9	on	on	ADP
cjal-3360	555	10	financial	financial	ADJ
cjal-3360	555	11	institutions	institution	NOUN
cjal-3360	555	12	and	and	CCONJ
cjal-3360	555	13	maintains	maintain	VERB
cjal-3360	555	14	sound	sound	ADJ
cjal-3360	555	15	relationships	relationship	NOUN
cjal-3360	555	16	with	with	ADP
cjal-3360	555	17	incumbent	incumbent	ADJ
cjal-3360	555	18	officials	official	NOUN
cjal-3360	555	19	in	in	ADP
cjal-3360	555	20	the	the	DET
cjal-3360	555	21	town	town	NOUN
cjal-3360	555	22	's	's	PART
cjal-3360	555	23	court	court	NOUN
cjal-3360	555	24	system	system	NOUN
cjal-3360	555	25	and	and	CCONJ
cjal-3360	555	26	police	police	NOUN
cjal-3360	555	27	department	department	NOUN
cjal-3360	555	28	.	.	PUNCT
cjal-3360	556	1	although	although	SCONJ
cjal-3360	556	2	local	local	ADJ
cjal-3360	556	3	officials	official	NOUN
cjal-3360	556	4	'	'	PART
cjal-3360	556	5	participation	participation	NOUN
cjal-3360	556	6	in	in	ADP
cjal-3360	556	7	private	private	ADJ
cjal-3360	556	8	lending	lending	NOUN
cjal-3360	556	9	institutions	institution	NOUN
cjal-3360	556	10	may	may	AUX
cjal-3360	556	11	easily	easily	ADV
cjal-3360	556	12	spur	spur	VERB
cjal-3360	556	13	speculations	speculation	NOUN
cjal-3360	556	14	of	of	ADP
cjal-3360	556	15	corruption	corruption	NOUN
cjal-3360	556	16	and	and	CCONJ
cjal-3360	556	17	power	power	NOUN
cjal-3360	556	18	.	.	PUNCT
cjal-3360	557	1	abuse	abuse	NOUN
cjal-3360	557	2	,	,	PUNCT
cjal-3360	557	3	in	in	ADP
cjal-3360	557	4	practice	practice	NOUN
cjal-3360	557	5	there	there	PRON
cjal-3360	557	6	are	be	VERB
cjal-3360	557	7	,	,	PUNCT
cjal-3360	557	8	maybe	maybe	ADV
cjal-3360	557	9	surprisingly	surprisingly	ADV
cjal-3360	557	10	,	,	PUNCT
cjal-3360	557	11	some	some	DET
cjal-3360	557	12	side	side	ADJ
cjal-3360	557	13	positive	positive	ADJ
cjal-3360	557	14	effects	effect	NOUN
cjal-3360	557	15	from	from	ADP
cjal-3360	557	16	official	official	ADJ
cjal-3360	557	17	participation	participation	NOUN
cjal-3360	557	18	.	.	PUNCT
cjal-3360	558	1	some	some	DET
cjal-3360	558	2	contributors	contributor	NOUN
cjal-3360	558	3	/	/	SYM
cjal-3360	558	4	depositors	depositor	NOUN
cjal-3360	558	5	to	to	ADP
cjal-3360	558	6	private	private	ADJ
cjal-3360	558	7	lending	lending	NOUN
cjal-3360	558	8	institutions	institution	NOUN
cjal-3360	558	9	believe	believe	VERB
cjal-3360	558	10	that	that	SCONJ
cjal-3360	558	11	institutions	institution	NOUN
cjal-3360	558	12	where	where	SCONJ
cjal-3360	558	13	local	local	ADJ
cjal-3360	558	14	officials	official	NOUN
cjal-3360	558	15	have	have	VERB
cjal-3360	558	16	personal	personal	ADJ
cjal-3360	558	17	stakes	stake	NOUN
cjal-3360	558	18	cend	cend	VERB
cjal-3360	558	19	to	to	PART
cjal-3360	558	20	be	be	AUX
cjal-3360	558	21	more	more	ADV
cjal-3360	558	22	reliable	reliable	ADJ
cjal-3360	558	23	and	and	CCONJ
cjal-3360	558	24	less	less	ADV
cjal-3360	558	25	likely	likely	ADJ
cjal-3360	558	26	to	to	PART
cjal-3360	558	27	default	default	VERB
cjal-3360	558	28	on	on	ADP
cjal-3360	558	29	their	their	PRON
cjal-3360	558	30	principal	principal	NOUN
cjal-3360	558	31	or	or	CCONJ
cjal-3360	558	32	interest	interest	NOUN
cjal-3360	558	33	payments	payment	NOUN
cjal-3360	558	34	,	,	PUNCT
cjal-3360	558	35	as	as	SCONJ
cjal-3360	558	36	the	the	DET
cjal-3360	558	37	participating	participate	VERB
cjal-3360	558	38	officials	official	NOUN
cjal-3360	558	39	often	often	ADV
cjal-3360	558	40	become	become	VERB
cjal-3360	558	41	the	the	DET
cjal-3360	558	42	first	first	ADJ
cjal-3360	558	43	line	line	NOUN
cjal-3360	558	44	of	of	ADP
cjal-3360	558	45	defense	defense	NOUN
cjal-3360	558	46	against	against	ADP
cjal-3360	558	47	the	the	DET
cjal-3360	558	48	lender	lender	NOUN
cjal-3360	558	49	's	's	PART
cjal-3360	558	50	incentive	incentive	NOUN
cjal-3360	558	51	to	to	PART
cjal-3360	558	52	delay	delay	VERB
cjal-3360	558	53	or	or	CCONJ
cjal-3360	558	54	miss	miss	VERB
cjal-3360	558	55	payment	payment	NOUN
cjal-3360	558	56	.	.	PUNCT
cjal-3360	558	57	'	'	PUNCT
cjal-3360	558	58	"	"	PUNCT
cjal-3360	558	59	'	'	PUNCT
cjal-3360	558	60	figure	figure	NOUN
cjal-3360	558	61	1	1	NUM
cjal-3360	558	62	.	.	PUNCT
cjal-3360	558	63	relationship	relationship	NOUN
cjal-3360	558	64	chart	chart	NOUN
cjal-3360	558	65	'	'	PUNCT
cjal-3360	558	66	"	"	PUNCT
cjal-3360	558	67	'	'	PUNCT
cjal-3360	558	68	central	central	ADJ
cjal-3360	558	69	.	.	PUNCT
cjal-3360	559	1	government	government	NOUN
cjal-3360	559	2	diroci	diroci	VERB
cjal-3360	559	3	it	it	PRON
cjal-3360	559	4	policy	policy	NOUN
cjal-3360	559	5	achlini	achlini	PROPN
cjal-3360	559	6	enforce	enforce	VERB
cjal-3360	559	7	stra1lo	stra1lo	PROPN
cjal-3360	559	8	ment	ment	PROPN
cjal-3360	559	9	local	local	ADJ
cjal-3360	559	10	governments	government	NOUN
cjal-3360	559	11	ppljr;y	ppljr;y	VERB
cjal-3360	559	12	supoof	supoof	NOUN
cjal-3360	559	13	1finance	1finance	NUM
cjal-3360	559	14	policy	policy	NOUN
cjal-3360	559	15	projecls	projecls	NOUN
cjal-3360	559	16	acm'ie§g''¥41	acm'ie§g''¥41	PROPN
cjal-3360	559	17	1suppon	1suppon	NUM
cjal-3360	559	18	1	1	NUM
cjal-3360	559	19	..	..	PUNCT
cjal-3360	559	20	oca1	oca1	PROPN
cjal-3360	559	21	c	c	X
cjal-3360	559	22	........	........	PUNCT
cjal-3360	560	1	~-	~-	PROPN
cjal-3360	560	2	·	·	PUNCT
cjal-3360	560	3	·	·	PUNCT
cjal-3360	560	4	offlctal	offlctal	ADJ
cjal-3360	560	5	banks	bank	NOUN
cjal-3360	560	6	t	t	X
cjal-3360	560	7	com	com	NOUN
cjal-3360	560	8	~	~	PUNCT
cjal-3360	560	9	odtlon	odtlon	NOUN
cjal-3360	561	1	i	i	PRON
cjal-3360	561	2	epd	epd	PROPN
cjal-3360	561	3	wr	wr	PROPN
cjal-3360	561	4	nrmjh	nrmjh	PROPN
cjal-3360	561	5	lrnance	lrnance	NOUN
cjal-3360	561	6	business	business	NOUN
cjal-3360	561	7	,	,	PUNCT
cjal-3360	561	8	state'-owned	state'-owne	VERB
cjal-3360	561	9	enterprises	enterprise	NOUN
cjal-3360	561	10	differ•1)rowing	differ•1)rowe	VERB
cjal-3360	561	11	buslne	buslne	VERB
cjal-3360	561	12	ompet11io	ompet11io	NUM
cjal-3360	561	13	nature	nature	NOUN
cjal-3360	561	14	msi	msi	PROPN
cjal-3360	561	15	~	~	PROPN
cjal-3360	561	16	tls	tls	NOUN
cjal-3360	561	17	i	i	PRON
cjal-3360	561	18	peasants	peasant	NOUN
cjal-3360	561	19	d.	d.	PROPN
cjal-3360	561	20	private	private	ADJ
cjal-3360	561	21	lenders	lender	NOUN
cjal-3360	561	22	that	that	PRON
cjal-3360	561	23	have	have	AUX
cjal-3360	561	24	existed	exist	VERB
cjal-3360	561	25	for	for	ADP
cjal-3360	561	26	longer	long	ADJ
cjal-3360	561	27	periods	period	NOUN
cjal-3360	561	28	and	and	CCONJ
cjal-3360	561	29	mainly	mainly	ADV
cjal-3360	561	30	lend	lend	VERB
cjal-3360	561	31	to	to	ADP
cjal-3360	561	32	substantive	substantive	ADJ
cjal-3360	561	33	businesses	business	NOUN
cjal-3360	561	34	tend	tend	VERB
cjal-3360	561	35	to	to	PART
cjal-3360	561	36	have	have	VERB
cjal-3360	561	37	more	more	ADV
cjal-3360	561	38	robust	robust	ADJ
cjal-3360	561	39	risk	risk	NOUN
cjal-3360	561	40	management	management	NOUN
cjal-3360	561	41	practice	practice	NOUN
cjal-3360	561	42	one	one	NUM
cjal-3360	561	43	important	important	ADJ
cjal-3360	561	44	observation	observation	NOUN
cjal-3360	561	45	from	from	ADP
cjal-3360	561	46	interviews	interview	NOUN
cjal-3360	561	47	and	and	CCONJ
cjal-3360	561	48	surveys	survey	NOUN
cjal-3360	561	49	with	with	ADP
cjal-3360	561	50	grass­	grass­	NOUN
cjal-3360	561	51	root	root	NOUN
cjal-3360	561	52	private	private	ADJ
cjal-3360	561	53	lending	lending	NOUN
cjal-3360	561	54	institutions	institution	NOUN
cjal-3360	561	55	is	be	AUX
cjal-3360	561	56	that	that	SCONJ
cjal-3360	561	57	not	not	PART
cjal-3360	561	58	all	all	PRON
cjal-3360	561	59	of	of	ADP
cjal-3360	561	60	them	they	PRON
cjal-3360	561	61	are	be	AUX
cjal-3360	561	62	reckless	reckless	ADJ
cjal-3360	561	63	risk	risk	NOUN
cjal-3360	561	64	takers	taker	NOUN
cjal-3360	561	65	w	w	PROPN
cjal-3360	561	66	:	:	PUNCT
cjal-3360	561	67	personal	personal	ADJ
cjal-3360	561	68	communication	communication	NOUN
cjal-3360	561	69	,	,	PUNCT
cjal-3360	561	70	august	august	PROPN
cjal-3360	561	71	31	31	NUM
cjal-3360	561	72	,	,	PUNCT
cjal-3360	561	73	2015	2015	NUM
cjal-3360	561	74	,	,	PUNCT
cjal-3360	561	75	guangxi	guangxi	PROPN
cjal-3360	561	76	.	.	PUNCT
cjal-3360	562	1	,	,	PUNCT
cjal-3360	562	2	.	.	PUNCT
cjal-3360	562	3	,	,	PUNCT
cjal-3360	562	4	adapted	adapt	VERB
cjal-3360	562	5	from	from	ADP
cjal-3360	562	6	figure	figure	NOUN
cjal-3360	562	7	4	4	NUM
cjal-3360	562	8	-	-	SYM
cjal-3360	562	9	1	1	NUM
cjal-3360	562	10	,	,	PUNCT
cjal-3360	562	11	supro	supro	ADJ
cjal-3360	562	12	note	note	VERB
cjal-3360	562	13	61	61	NUM
cjal-3360	562	14	,	,	PUNCT
cjal-3360	562	15	at	at	ADP
cjal-3360	562	16	114	114	NUM
cjal-3360	562	17	·	·	PUNCT
cjal-3360	562	18	(	(	PUNCT
cjal-3360	562	19	as	as	SCONJ
cjal-3360	562	20	they	they	PRON
cjal-3360	562	21	are	be	AUX
cjal-3360	562	22	sometimes	sometimes	ADV
cjal-3360	562	23	portrayed	portray	VERB
cjal-3360	562	24	by	by	ADP
cjal-3360	562	25	the	the	DET
cjal-3360	562	26	media	medium	NOUN
cjal-3360	562	27	)	)	PUNCT
cjal-3360	562	28	.	.	PUNCT
cjal-3360	563	1	in	in	ADP
cjal-3360	563	2	contrast	contrast	NOUN
cjal-3360	563	3	,	,	PUNCT
cjal-3360	563	4	many	many	ADJ
cjal-3360	563	5	private	private	ADJ
cjal-3360	563	6	lenders	lender	NOUN
cjal-3360	563	7	have	have	VERB
cjal-3360	563	8	rather	rather	ADV
cjal-3360	563	9	objective	objective	ADJ
cjal-3360	563	10	understanding	understanding	NOUN
cjal-3360	563	11	of	of	ADP
cjal-3360	563	12	their	their	PRON
cjal-3360	563	13	risk	risk	NOUN
cjal-3360	563	14	profiles	profile	NOUN
cjal-3360	563	15	,	,	PUNCT
cjal-3360	563	16	realistic	realistic	ADJ
cjal-3360	563	17	expectations	expectation	NOUN
cjal-3360	563	18	of	of	ADP
cjal-3360	563	19	gains	gain	NOUN
cjal-3360	563	20	and	and	CCONJ
cjal-3360	563	21	losses	loss	NOUN
cjal-3360	563	22	,	,	PUNCT
cjal-3360	563	23	and	and	CCONJ
cjal-3360	563	24	employ	employ	VERB
cjal-3360	563	25	fairly	fairly	ADV
cjal-3360	563	26	robust	robust	ADJ
cjal-3360	563	27	risk	risk	NOUN
cjal-3360	563	28	management	management	NOUN
cjal-3360	563	29	techniques	technique	NOUN
cjal-3360	563	30	.	.	PUNCT
cjal-3360	564	1	this	this	PRON
cjal-3360	564	2	is	be	AUX
cjal-3360	564	3	particularly	particularly	ADV
cjal-3360	564	4	true	true	ADJ
cjal-3360	564	5	of	of	ADP
cjal-3360	564	6	institutions	institution	NOUN
cjal-3360	564	7	that	that	PRON
cjal-3360	564	8	have	have	AUX
cjal-3360	564	9	existed	exist	VERB
cjal-3360	564	10	for	for	ADP
cjal-3360	564	11	longer	long	ADJ
cjal-3360	564	12	periods	period	NOUN
cjal-3360	564	13	and	and	CCONJ
cjal-3360	564	14	lend	lend	VERB
cjal-3360	564	15	primarily	primarily	ADV
cjal-3360	564	16	to	to	PART
cjal-3360	564	17	support	support	VERB
cjal-3360	564	18	legitimate	legitimate	ADJ
cjal-3360	564	19	business	business	NOUN
cjal-3360	564	20	needs	need	NOUN
cjal-3360	564	21	of	of	ADP
cjal-3360	564	22	local	local	ADJ
cjal-3360	564	23	msms	msm	NOUN
cjal-3360	564	24	.	.	PUNCT
cjal-3360	565	1	four	four	NUM
cjal-3360	565	2	risk	risk	NOUN
cjal-3360	565	3	management	management	NOUN
cjal-3360	565	4	techniques	technique	NOUN
cjal-3360	565	5	commonly	commonly	ADV
cjal-3360	565	6	employed	employ	VERB
cjal-3360	565	7	by	by	ADP
cjal-3360	565	8	grass	grass	NOUN
cjal-3360	565	9	-	-	PUNCT
cjal-3360	565	10	root	root	NOUN
cjal-3360	565	11	private	private	ADJ
cjal-3360	565	12	lenders	lender	NOUN
cjal-3360	565	13	are	be	AUX
cjal-3360	565	14	discussed	discuss	VERB
cjal-3360	565	15	as	as	ADP
cjal-3360	565	16	fouows	fouow	NOUN
cjal-3360	565	17	.	.	PUNCT
cjal-3360	566	1	(	(	PUNCT
cjal-3360	566	2	1	1	X
cjal-3360	566	3	)	)	PUNCT
cjal-3360	566	4	loss	loss	NOUN
cjal-3360	566	5	reserves	reserve	NOUN
cjal-3360	566	6	reserve	reserve	VERB
cjal-3360	566	7	setting	set	VERB
cjal-3360	566	8	is	be	AUX
cjal-3360	566	9	one	one	NUM
cjal-3360	566	10	of	of	ADP
cjal-3360	566	11	the	the	DET
cjal-3360	566	12	most	most	ADV
cjal-3360	566	13	common	common	ADJ
cjal-3360	566	14	risk	risk	NOUN
cjal-3360	566	15	management	management	NOUN
cjal-3360	566	16	technique	technique	NOUN
cjal-3360	566	17	utilized	utilize	VERB
cjal-3360	566	18	by	by	ADP
cjal-3360	566	19	financial	financial	ADJ
cjal-3360	566	20	institutions	institution	NOUN
cjal-3360	566	21	to	to	PART
cjal-3360	566	22	prepare	prepare	VERB
cjal-3360	566	23	ahead	ahead	ADV
cjal-3360	566	24	for	for	ADP
cjal-3360	566	25	expected	expect	VERB
cjal-3360	566	26	losses	loss	NOUN
cjal-3360	566	27	arising	arise	VERB
cjal-3360	566	28	from	from	ADP
cjal-3360	566	29	risk	risk	NOUN
cjal-3360	566	30	exposures	exposure	NOUN
cjal-3360	566	31	.	.	PUNCT
cjal-3360	567	1	for	for	ADP
cjal-3360	567	2	commercial	commercial	ADJ
cjal-3360	567	3	banks	bank	NOUN
cjal-3360	567	4	,	,	PUNCT
cjal-3360	567	5	reserves	reserve	NOUN
cjal-3360	567	6	are	be	AUX
cjal-3360	567	7	normally	normally	ADV
cjal-3360	567	8	set	set	VERB
cjal-3360	567	9	as	as	ADP
cjal-3360	567	10	capital	capital	NOUN
cjal-3360	567	11	cushion	cushion	NOUN
cjal-3360	567	12	against	against	ADP
cjal-3360	567	13	expected	expect	VERB
cjal-3360	567	14	losses	loss	NOUN
cjal-3360	567	15	from	from	ADP
cjal-3360	567	16	credit	credit	NOUN
cjal-3360	567	17	defaults	default	NOUN
cjal-3360	567	18	.	.	PUNCT
cjal-3360	568	1	responses	response	NOUN
cjal-3360	568	2	collected	collect	VERB
cjal-3360	568	3	show	show	VERB
cjal-3360	568	4	that	that	SCONJ
cjal-3360	568	5	,	,	PUNCT
cjal-3360	568	6	like	like	ADP
cjal-3360	568	7	official	official	ADJ
cjal-3360	568	8	commercial	commercial	ADJ
cjal-3360	568	9	banks	bank	NOUN
cjal-3360	568	10	,	,	PUNCT
cjal-3360	568	11	it	it	PRON
cjal-3360	568	12	is	be	AUX
cjal-3360	568	13	common	common	ADJ
cjal-3360	568	14	for	for	ADP
cjal-3360	568	15	private	private	ADJ
cjal-3360	568	16	lending	lending	NOUN
cjal-3360	568	17	institutions	institution	NOUN
cjal-3360	568	18	to	to	PART
cjal-3360	568	19	set	set	VERB
cjal-3360	568	20	reserves	reserve	NOUN
cjal-3360	568	21	against	against	ADP
cjal-3360	568	22	expected	expect	VERB
cjal-3360	568	23	defaults	default	NOUN
cjal-3360	568	24	from	from	ADP
cjal-3360	568	25	credit	credit	NOUN
cjal-3360	568	26	risk	risk	NOUN
cjal-3360	568	27	exposures	exposure	NOUN
cjal-3360	568	28	.	.	PUNCT
cjal-3360	569	1	because	because	SCONJ
cjal-3360	569	2	private	private	ADJ
cjal-3360	569	3	lending	lending	NOUN
cjal-3360	569	4	institutions	institution	NOUN
cjal-3360	569	5	do	do	AUX
cjal-3360	569	6	not	not	PART
cjal-3360	569	7	have	have	VERB
cjal-3360	569	8	the	the	DET
cjal-3360	569	9	type	type	NOUN
cjal-3360	569	10	of	of	ADP
cjal-3360	569	11	government	government	NOUN
cjal-3360	569	12	protection	protection	NOUN
cjal-3360	569	13	enjoyed	enjoy	VERB
cjal-3360	569	14	by	by	ADP
cjal-3360	569	15	their	their	PRON
cjal-3360	569	16	official	official	ADJ
cjal-3360	569	17	counterparts	counterpart	NOUN
cjal-3360	569	18	,	,	PUNCT
cjal-3360	569	19	and	and	CCONJ
cjal-3360	569	20	it	it	PRON
cjal-3360	569	21	is	be	AUX
cjal-3360	569	22	uncommon	uncommon	ADJ
cjal-3360	569	23	for	for	SCONJ
cjal-3360	569	24	them	they	PRON
cjal-3360	569	25	to	to	PART
cjal-3360	569	26	obtain	obtain	VERB
cjal-3360	569	27	external	external	ADJ
cjal-3360	569	28	commercial	commercial	ADJ
cjal-3360	569	29	insurance	insurance	NOUN
cjal-3360	569	30	,	,	PUNCT
cjal-3360	569	31	loss	loss	NOUN
cjal-3360	569	32	reserves	reserve	NOUN
cjal-3360	569	33	as	as	ADP
cjal-3360	569	34	a	a	DET
cjal-3360	569	35	self	self	NOUN
cjal-3360	569	36	-	-	PUNCT
cjal-3360	569	37	insurance	insurance	NOUN
cjal-3360	569	38	mechanism	mechanism	NOUN
cjal-3360	569	39	is	be	AUX
cjal-3360	569	40	often	often	ADV
cjal-3360	569	41	the	the	DET
cjal-3360	569	42	single	single	ADJ
cjal-3360	569	43	most	most	ADV
cjal-3360	569	44	important	important	ADJ
cjal-3360	569	45	risk	risk	NOUN
cjal-3360	569	46	control	control	NOUN
cjal-3360	569	47	a	a	DET
cjal-3360	569	48	lender	lender	NOUN
cjal-3360	569	49	has	have	VERB
cjal-3360	569	50	against	against	ADP
cjal-3360	569	51	adverse	adverse	ADJ
cjal-3360	569	52	scenarios	scenario	NOUN
cjal-3360	569	53	.	.	PUNCT
cjal-3360	570	1	twenty	twenty	NUM
cjal-3360	570	2	-	-	PUNCT
cjal-3360	570	3	three	three	NUM
cjal-3360	570	4	of	of	ADP
cjal-3360	570	5	the	the	DET
cjal-3360	570	6	forty	forty	NUM
cjal-3360	570	7	-	-	PUNCT
cjal-3360	570	8	nine	nine	NUM
cjal-3360	570	9	respondents	respondent	NOUN
cjal-3360	570	10	reported	report	VERB
cjal-3360	570	11	that	that	SCONJ
cjal-3360	570	12	they	they	PRON
cjal-3360	570	13	used	use	VERB
cjal-3360	570	14	loss	loss	NOUN
cjal-3360	570	15	reserves	reserve	NOUN
cjal-3360	570	16	as	as	ADP
cjal-3360	570	17	capital	capital	PROPN
cjal-3360	570	18	buff	buff	PROPN
cjal-3360	570	19	against	against	ADP
cjal-3360	570	20	expected	expect	VERB
cjal-3360	570	21	losses	loss	NOUN
cjal-3360	570	22	from	from	ADP
cjal-3360	570	23	credit	credit	NOUN
cjal-3360	570	24	defaults	default	NOUN
cjal-3360	570	25	.	.	PUNCT
cjal-3360	571	1	five	five	NUM
cjal-3360	571	2	of	of	ADP
cjal-3360	571	3	these	these	DET
cjal-3360	571	4	twenty	twenty	NUM
cjal-3360	571	5	-	-	PUNCT
cjal-3360	571	6	three	three	NUM
cjal-3360	571	7	lenders	lender	NOUN
cjal-3360	571	8	indicated	indicate	VERB
cjal-3360	571	9	that	that	SCONJ
cjal-3360	571	10	they	they	PRON
cjal-3360	571	11	maintain	maintain	VERB
cjal-3360	571	12	dynamic	dynamic	ADJ
cjal-3360	571	13	reserves	reserve	NOUN
cjal-3360	571	14	on	on	ADP
cjal-3360	571	15	an	an	DET
cjal-3360	571	16	individual	individual	ADJ
cjal-3360	571	17	-	-	PUNCT
cjal-3360	571	18	loan	loan	NOUN
cjal-3360	571	19	basis	basis	NOUN
cjal-3360	571	20	that	that	PRON
cjal-3360	571	21	are	be	AUX
cjal-3360	571	22	regularly	regularly	ADV
cjal-3360	571	23	adjusted	adjust	VERB
cjal-3360	571	24	to	to	PART
cjal-3360	571	25	reflect	reflect	VERB
cjal-3360	571	26	changes	change	NOUN
cjal-3360	571	27	in	in	ADP
cjal-3360	571	28	default	default	NOUN
cjal-3360	571	29	expectations	expectation	NOUN
cjal-3360	571	30	on	on	ADP
cjal-3360	571	31	individual	individual	ADJ
cjal-3360	571	32	loans	loan	NOUN
cjal-3360	571	33	.	.	PUNCT
cjal-3360	572	1	initial	initial	ADJ
cjal-3360	572	2	reserves	reserve	NOUN
cjal-3360	572	3	are	be	AUX
cjal-3360	572	4	calculated	calculate	VERB
cjal-3360	572	5	as	as	ADP
cjal-3360	572	6	the	the	DET
cjal-3360	572	7	amount	amount	NOUN
cjal-3360	572	8	of	of	ADP
cjal-3360	572	9	an	an	DET
cjal-3360	572	10	outstanding	outstanding	ADJ
cjal-3360	572	11	loan	loan	NOUN
cjal-3360	572	12	multiplied	multiply	VERB
cjal-3360	572	13	by	by	ADP
cjal-3360	572	14	an	an	DET
cjal-3360	572	15	t?xj)f?ritmrp	t?xj)f?ritmrp	NOUN
cjal-3360	572	16	-	-	PUNCT
cjal-3360	572	17	h	h	NOUN
cjal-3360	572	18	~	~	PROPN
cjal-3360	572	19	t;:eti	t;:eti	PROPN
cjal-3360	572	20	e"'tim	e"'tim	PROPN
cjal-3360	572	21	~	~	PROPN
cjal-3360	572	22	te	te	PROPN
cjal-3360	572	23	nf	nf	VERB
cjal-3360	572	24	that	that	DET
cjal-3360	572	25	loan	loan	NOUN
cjal-3360	572	26	's	's	PART
cjal-3360	572	27	default	default	NOUN
cjal-3360	572	28	risk	risk	NOUN
cjal-3360	572	29	.	.	PUNCT
cjal-3360	573	1	for	for	ADP
cjal-3360	573	2	example	example	NOUN
cjal-3360	573	3	,	,	PUNCT
cjal-3360	573	4	the	the	DET
cjal-3360	573	5	reserve	reserve	NOUN
cjal-3360	573	6	at	at	ADP
cjal-3360	573	7	time	time	NOUN
cjal-3360	573	8	zero	zero	NUM
cjal-3360	573	9	for	for	ADP
cjal-3360	573	10	a	a	DET
cjal-3360	573	11	one	one	NUM
cjal-3360	573	12	-	-	PUNCT
cjal-3360	573	13	million	million	NUM
cjal-3360	573	14	outstanding	outstanding	ADJ
cjal-3360	573	15	loan	loan	NOUN
cjal-3360	573	16	with	with	ADP
cjal-3360	573	17	a	a	DET
cjal-3360	573	18	to%	to%	NUM
cjal-3360	573	19	defaul	defaul	NOUN
cjal-3360	573	20	:	:	PUNCT
cjal-3360	573	21	risk	risk	NOUN
cjal-3360	573	22	will	will	AUX
cjal-3360	573	23	be	be	AUX
cjal-3360	573	24	too	too	ADV
cjal-3360	573	25	,	,	PUNCT
cjal-3360	573	26	ooo	ooo	INTJ
cjal-3360	573	27	.	.	PUNCT
cjal-3360	574	1	a	a	DET
cjal-3360	574	2	lender	lender	NOUN
cjal-3360	574	3	may	may	AUX
cjal-3360	574	4	adjust	adjust	VERB
cjal-3360	574	5	the	the	DET
cjal-3360	574	6	time	time	NOUN
cjal-3360	574	7	-	-	PUNCT
cjal-3360	574	8	zero	zero	NUM
cjal-3360	574	9	reserves	reserve	NOUN
cjal-3360	574	10	a	a	DET
cjal-3360	574	11	few	few	ADJ
cjal-3360	574	12	times	time	NOUN
cjal-3360	574	13	during	during	ADP
cjal-3360	574	14	the	the	DET
cjal-3360	574	15	duration	duration	NOUN
cjal-3360	574	16	of	of	ADP
cjal-3360	574	17	the	the	DET
cjal-3360	574	18	loan	loan	NOUN
cjal-3360	574	19	as	as	ADP
cjal-3360	574	20	default	default	NOUN
cjal-3360	574	21	prospects	prospect	NOUN
cjal-3360	574	22	change	change	NOUN
cjal-3360	574	23	and	and	CCONJ
cjal-3360	574	24	maturity	maturity	NOUN
cjal-3360	574	25	approaches	approach	NOUN
cjal-3360	574	26	.	.	PUNCT
cjal-3360	575	1	to	to	PART
cjal-3360	575	2	make	make	VERB
cjal-3360	575	3	a	a	DET
cjal-3360	575	4	reserve	reserve	NOUN
cjal-3360	575	5	adjustment	adjustment	NOUN
cjal-3360	575	6	,	,	PUNCT
cjal-3360	575	7	the	the	DET
cjal-3360	575	8	lender	lender	NOUN
cjal-3360	575	9	does	do	AUX
cjal-3360	575	10	not	not	PART
cjal-3360	575	11	release	release	VERB
cjal-3360	575	12	the	the	DET
cjal-3360	575	13	existing	exist	VERB
cjal-3360	575	14	reserve	reserve	NOUN
cjal-3360	575	15	but	but	CCONJ
cjal-3360	575	16	add	add	VERB
cjal-3360	575	17	or	or	CCONJ
cjal-3360	575	18	subtract	subtract	VERB
cjal-3360	575	19	from	from	ADP
cjal-3360	575	20	it	it	PRON
cjal-3360	575	21	by	by	ADP
cjal-3360	575	22	an	an	DET
cjal-3360	575	23	appropriate	appropriate	ADJ
cjal-3360	575	24	amount	amount	NOUN
cjal-3360	575	25	that	that	PRON
cjal-3360	575	26	quant'ifies	quant'ifie	VERB
cjal-3360	575	27	the	the	DET
cjal-3360	575	28	change	change	NOUN
cjal-3360	575	29	in	in	ADP
cjal-3360	575	30	risk	risk	NOUN
cjal-3360	575	31	positions	position	NOUN
cjal-3360	575	32	.	.	PUNCT
cjal-3360	576	1	normally	normally	ADV
cjal-3360	576	2	,	,	PUNCT
cjal-3360	576	3	dynamic	dynamic	ADJ
cjal-3360	576	4	reserves	reserve	NOUN
cjal-3360	576	5	are	be	AUX
cjal-3360	576	6	only	only	ADV
cjal-3360	576	7	released	release	VERB
cjal-3360	576	8	when	when	SCONJ
cjal-3360	576	9	a	a	DET
cjal-3360	576	10	loan	loan	NOUN
cjal-3360	576	11	matures	mature	NOUN
cjal-3360	576	12	and	and	CCONJ
cjal-3360	576	13	repayment	repayment	NOUN
cjal-3360	576	14	is	be	AUX
cjal-3360	576	15	received	receive	VERB
cjal-3360	576	16	.	.	PUNCT
cjal-3360	577	1	sometimes	sometimes	ADV
cjal-3360	577	2	when	when	SCONJ
cjal-3360	577	3	loans	loan	NOUN
cjal-3360	577	4	are	be	AUX
cjal-3360	577	5	repaid	repay	VERB
cjal-3360	577	6	in	in	ADP
cjal-3360	577	7	fragments	fragment	NOUN
cjal-3360	577	8	,	,	PUNCT
cjal-3360	577	9	a	a	DET
cjal-3360	577	10	lender	lender	NOUN
cjal-3360	577	11	may	may	AUX
cjal-3360	577	12	choose	choose	VERB
cjal-3360	577	13	to	to	PART
cjal-3360	577	14	gradually	gradually	ADV
cjal-3360	577	15	release	release	VERB
cjal-3360	577	16	loss	loss	NOUN
cjal-3360	577	17	reserves	reserve	NOUN
cjal-3360	577	18	in	in	ADP
cjal-3360	577	19	proportion	proportion	NOUN
cjal-3360	577	20	to	to	ADP
cjal-3360	577	21	payment	payment	NOUN
cjal-3360	577	22	received	receive	VERB
cjal-3360	577	23	.	.	PUNCT
cjal-3360	578	1	some	some	DET
cjal-3360	578	2	interviewed	interview	VERB
cjal-3360	578	3	lenders	lender	NOUN
cjal-3360	578	4	expressed	express	VERB
cjal-3360	578	5	a	a	DET
cjal-3360	578	6	preference	preference	NOUN
cjal-3360	578	7	to	to	PART
cjal-3360	578	8	use	use	VERB
cjal-3360	578	9	static	static	ADJ
cjal-3360	578	10	reserves	reserve	NOUN
cjal-3360	578	11	,	,	PUNCT
cjal-3360	578	12	which	which	PRON
cjal-3360	578	13	is	be	AUX
cjal-3360	578	14	often	often	ADV
cjal-3360	578	15	calculated	calculate	VERB
cjal-3360	578	16	a.	a.	NOUN
cjal-3360	578	17	<	<	X
cjal-3360	578	18	a	a	DET
cjal-3360	578	19	fixed	fixed	ADJ
cjal-3360	578	20	percentage	percentage	NOUN
cjal-3360	578	21	as	as	ADP
cjal-3360	578	22	prior	prior	ADJ
cjal-3360	578	23	year	year	NOUN
cjal-3360	578	24	's	's	PART
cjal-3360	578	25	net	net	ADJ
cjal-3360	578	26	income	income	NOUN
cjal-3360	578	27	.	.	PUNCT
cjal-3360	579	1	static	static	ADJ
cjal-3360	579	2	reserves	reserve	NOUN
cjal-3360	579	3	are	be	AUX
cjal-3360	579	4	not	not	PART
cjal-3360	579	5	adjusted	adjust	VERB
cjal-3360	579	6	during	during	ADP
cjal-3360	579	7	the	the	DET
cjal-3360	579	8	year	year	NOUN
cjal-3360	579	9	and	and	CCONJ
cjal-3360	579	10	are	be	AUX
cjal-3360	579	11	released	release	VERB
cjal-3360	579	12	at	at	ADP
cjal-3360	579	13	year	year	NOUN
cjal-3360	579	14	-	-	PUNCT
cjal-3360	579	15	end	end	NOUN
cjal-3360	579	16	when	when	SCONJ
cjal-3360	579	17	new	new	ADJ
cjal-3360	579	18	reserves	reserve	NOUN
cjal-3360	579	19	are	be	AUX
cjal-3360	579	20	set	set	VERB
cjal-3360	579	21	.	.	PUNCT
cjal-3360	580	1	these	these	DET
cjal-3360	580	2	interviewees	interviewee	NOUN
cjal-3360	580	3	prefer	prefer	VERB
cjal-3360	580	4	static	static	ADJ
cjal-3360	580	5	reserves	reserve	NOUN
cjal-3360	580	6	mainly	mainly	ADV
cjal-3360	580	7	for	for	ADP
cjal-3360	580	8	its	its	PRON
cjal-3360	580	9	simplicity	simplicity	NOUN
cjal-3360	580	10	,	,	PUNCT
cjal-3360	580	11	especially	especially	ADV
cjal-3360	580	12	if	if	SCONJ
cjal-3360	580	13	they	they	PRON
cjal-3360	580	14	keep	keep	VERB
cjal-3360	580	15	rather	rather	ADV
cjal-3360	580	16	homogenous	homogenous	ADJ
cjal-3360	580	17	baskets	basket	NOUN
cjal-3360	580	18	of	of	ADP
cjal-3360	580	19	loans	loan	NOUN
cjal-3360	580	20	,	,	PUNCT
cjal-3360	580	21	which	which	PRON
cjal-3360	580	22	can	can	AUX
cjal-3360	580	23	make	make	VERB
cjal-3360	580	24	the	the	DET
cjal-3360	580	25	calculation	calculation	NOUN
cjal-3360	580	26	individual	individual	ADJ
cjal-3360	580	27	-	-	PUNCT
cjal-3360	580	28	joan	joan	NOUN
cjal-3360	580	29	-	-	PUNCT
cjal-3360	580	30	based	base	VERB
cjal-3360	580	31	dynamic	dynamic	ADJ
cjal-3360	580	32	reserves	reserve	NOUN
cjal-3360	580	33	appears	appear	VERB
cjal-3360	580	34	more	more	ADV
cjal-3360	580	35	onerous	onerous	ADJ
cjal-3360	580	36	than	than	ADP
cjal-3360	580	37	necessary	necessary	ADJ
cjal-3360	580	38	.	.	PUNCT
cjal-3360	581	1	a	a	DET
cjal-3360	581	2	few	few	ADJ
cjal-3360	581	3	interviewed	interview	VERB
cjal-3360	581	4	lenders	lender	NOUN
cjal-3360	581	5	that	that	PRON
cjal-3360	581	6	primarily	primarily	ADV
cjal-3360	581	7	use	use	VERB
cjal-3360	581	8	static	static	ADJ
cjal-3360	581	9	reserve	reserve	NOUN
cjal-3360	581	10	nevertheless	nevertheless	ADV
cjal-3360	581	11	set	set	VERB
cjal-3360	581	12	dynamic	dynamic	ADJ
cjal-3360	581	13	reserves	reserve	NOUN
cjal-3360	581	14	for	for	ADP
cjal-3360	581	15	larger	large	ADJ
cjal-3360	581	16	loans	loan	NOUN
cjal-3360	581	17	whose	whose	DET
cjal-3360	581	18	defaults	default	NOUN
cjal-3360	581	19	may	may	AUX
cjal-3360	581	20	have	have	VERB
cjal-3360	581	21	material	material	NOUN
cjal-3360	581	22	impact	impact	NOUN
cjal-3360	581	23	on	on	ADP
cjal-3360	581	24	the	the	DET
cjal-3360	581	25	institution	institution	NOUN
cjal-3360	581	26	's	's	PART
cjal-3360	581	27	overall	overall	ADJ
cjal-3360	581	28	financial	financial	ADJ
cjal-3360	581	29	status	status	NOUN
cjal-3360	581	30	.	.	PUNCT
cjal-3360	582	1	(	(	PUNCT
cjal-3360	582	2	2	2	X
cjal-3360	582	3	)	)	PUNCT
cjal-3360	582	4	due	due	ADJ
cjal-3360	582	5	diligence	diligence	NOUN
cjal-3360	582	6	with	with	ADP
cjal-3360	582	7	the	the	DET
cjal-3360	582	8	exceptions	exception	NOUN
cjal-3360	582	9	of	of	ADP
cjal-3360	582	10	five	five	NUM
cjal-3360	582	11	,	,	PUNCT
cjal-3360	582	12	all	all	DET
cjal-3360	582	13	respondents	respondent	NOUN
cjal-3360	582	14	reported	report	VERB
cjal-3360	582	15	that	that	SCONJ
cjal-3360	582	16	they	they	PRON
cjal-3360	582	17	maintain	maintain	VERB
cjal-3360	582	18	some	some	DET
cjal-3360	582	19	due	due	ADJ
cjal-3360	582	20	diligence	diligence	NOUN
cjal-3360	582	21	processes	process	NOUN
cjal-3360	582	22	on	on	ADP
cjal-3360	582	23	their	their	PRON
cjal-3360	582	24	borrowers	borrower	NOUN
cjal-3360	582	25	.	.	PUNCT
cjal-3360	583	1	to	to	PART
cjal-3360	583	2	determine	determine	VERB
cjal-3360	583	3	the	the	DET
cjal-3360	583	4	creditworthiness	creditworthiness	NOUN
cjal-3360	583	5	of	of	ADP
cjal-3360	583	6	a	a	DET
cjal-3360	583	7	potential	potential	ADJ
cjal-3360	583	8	borrower	borrower	NOUN
cjal-3360	583	9	,	,	PUNCT
cjal-3360	583	10	lenders	lender	NOUN
cjal-3360	583	11	often	often	ADV
cjal-3360	583	12	request	request	VERB
cjal-3360	583	13	historical	historical	ADJ
cjal-3360	583	14	financial	financial	ADJ
cjal-3360	583	15	statistics	statistic	NOUN
cjal-3360	583	16	,	,	PUNCT
cjal-3360	583	17	usually	usually	ADV
cjal-3360	583	18	for	for	ADP
cjal-3360	583	19	at	at	ADP
cjal-3360	583	20	least	least	ADJ
cjal-3360	583	21	the	the	DET
cjal-3360	583	22	past	past	ADJ
cjal-3360	583	23	three	three	NUM
cjal-3360	583	24	years	year	NOUN
cjal-3360	583	25	,	,	PUNCT
cjal-3360	583	26	from	from	ADP
cjal-3360	583	27	the	the	DET
cjal-3360	583	28	borrower	borrower	NOUN
cjal-3360	583	29	to	to	PART
cjal-3360	583	30	understand	understand	VERB
cjal-3360	583	31	the	the	DET
cjal-3360	583	32	overall	overall	ADJ
cjal-3360	583	33	financial	financial	ADJ
cjal-3360	583	34	soundness	soundness	NOUN
cjal-3360	583	35	of	of	ADP
cjal-3360	583	36	the	the	DET
cjal-3360	583	37	borrower	borrower	NOUN
cjal-3360	583	38	's	's	PART
cjal-3360	583	39	business	business	NOUN
cjal-3360	583	40	.	.	PUNCT
cjal-3360	584	1	for	for	ADP
cjal-3360	584	2	customers	customer	NOUN
cjal-3360	584	3	that	that	PRON
cjal-3360	584	4	also	also	ADV
cjal-3360	584	5	(	(	PUNCT
cjal-3360	584	6	or	or	CCONJ
cjal-3360	584	7	used	use	VERB
cjal-3360	584	8	to	to	PART
cjal-3360	584	9	)	)	PUNCT
cjal-3360	584	10	borrowed	borrow	VERB
cjal-3360	584	11	from	from	ADP
cjal-3360	584	12	official	official	ADJ
cjal-3360	584	13	banks	bank	NOUN
cjal-3360	584	14	,	,	PUNCT
cjal-3360	584	15	private	private	ADJ
cjal-3360	584	16	lenders	lender	NOUN
cjal-3360	584	17	normally	normally	ADV
cjal-3360	584	18	require	require	VERB
cjal-3360	584	19	them	they	PRON
cjal-3360	584	20	to	to	PART
cjal-3360	584	21	file	file	VERB
cjal-3360	584	22	a	a	DET
cjal-3360	584	23	"	"	PUNCT
cjal-3360	584	24	zheng	zheng	X
cjal-3360	584	25	xin	xin	PROPN
cjal-3360	584	26	"	"	PUNCT
cjal-3360	584	27	(	(	PUNCT
cjal-3360	584	28	information	information	NOUN
cjal-3360	584	29	seeking	seeking	NOUN
cjal-3360	584	30	,	,	PUNCT
cjal-3360	584	31	liei	liei	PROPN
cjal-3360	584	32	!	!	PUNCT
cjal-3360	584	33	)	)	PUNCT
cjal-3360	584	34	request	request	NOUN
cjal-3360	584	35	with	with	ADP
cjal-3360	584	36	the	the	DET
cjal-3360	584	37	local	local	ADJ
cjal-3360	584	38	pbc	pbc	PROPN
cjal-3360	584	39	branch	branch	NOUN
cjal-3360	584	40	to	to	PART
cjal-3360	584	41	retrieve	retrieve	VERB
cjal-3360	584	42	the	the	DET
cjal-3360	584	43	customer	customer	NOUN
cjal-3360	584	44	's	's	PART
cjal-3360	584	45	historical	historical	ADJ
cjal-3360	584	46	borrowing	borrowing	NOUN
cjal-3360	584	47	records	record	NOUN
cjal-3360	584	48	with	with	ADP
cjal-3360	584	49	any	any	DET
cjal-3360	584	50	official	official	ADJ
cjal-3360	584	51	bank	bank	NOUN
cjal-3360	584	52	.	.	PUNCT
cjal-3360	585	1	for	for	ADP
cjal-3360	585	2	borrowers	borrower	NOUN
cjal-3360	585	3	that	that	PRON
cjal-3360	585	4	do	do	AUX
cjal-3360	585	5	not	not	PART
cjal-3360	585	6	have	have	VERB
cjal-3360	585	7	historical	historical	ADJ
cjal-3360	585	8	records	record	NOUN
cjal-3360	585	9	of	of	ADP
cjal-3360	585	10	financial	financial	ADJ
cjal-3360	585	11	performance	performance	NOUN
cjal-3360	585	12	(	(	PUNCT
cjal-3360	585	13	or	or	CCONJ
cjal-3360	585	14	such	such	ADJ
cjal-3360	585	15	records	record	NOUN
cjal-3360	585	16	are	be	AUX
cjal-3360	585	17	deemed	deem	VERB
cjal-3360	585	18	unreliable	unreliable	ADJ
cjal-3360	585	19	)	)	PUNCT
cjal-3360	585	20	,	,	PUNCT
cjal-3360	585	21	the	the	DET
cjal-3360	585	22	lender	lender	NOUN
cjal-3360	585	23	may	may	AUX
cjal-3360	585	24	collect	collect	VERB
cjal-3360	585	25	such	such	ADJ
cjal-3360	585	26	documents	document	NOUN
cjal-3360	585	27	as	as	ADP
cjal-3360	585	28	the	the	DET
cjal-3360	585	29	borrower	borrower	NOUN
cjal-3360	585	30	's	's	PART
cjal-3360	585	31	utility	utility	NOUN
cjal-3360	585	32	bills	bill	NOUN
cjal-3360	585	33	,	,	PUNCT
cjal-3360	585	34	sales	sale	NOUN
cjal-3360	585	35	contracts	contract	NOUN
cjal-3360	585	36	,	,	PUNCT
cjal-3360	585	37	delivery	delivery	NOUN
cjal-3360	585	38	confirmations	confirmation	NOUN
cjal-3360	585	39	,	,	PUNCT
cjal-3360	585	40	payment	payment	NOUN
cjal-3360	585	41	records	record	NOUN
cjal-3360	585	42	and	and	CCONJ
cjal-3360	585	43	tax	tax	NOUN
cjal-3360	585	44	ftlings	ftling	NOUN
cjal-3360	585	45	to	to	PART
cjal-3360	585	46	make	make	VERB
cjal-3360	585	47	sure	sure	ADJ
cjal-3360	585	48	that	that	SCONJ
cjal-3360	585	49	the	the	DET
cjal-3360	585	50	borrower	borrower	NOUN
cjal-3360	585	51	's	's	PART
cjal-3360	585	52	business	business	NOUN
cjal-3360	585	53	is	be	AUX
cjal-3360	585	54	still	still	ADV
cjal-3360	585	55	in	in	ADP
cjal-3360	585	56	running	run	VERB
cjal-3360	585	57	.	.	PUNCT
cjal-3360	586	1	in	in	ADP
cjal-3360	586	2	some	some	DET
cjal-3360	586	3	cases	case	NOUN
cjal-3360	586	4	lenders	lender	NOUN
cjal-3360	586	5	cross	cross	ADJ
cjal-3360	586	6	-	-	NOUN
cjal-3360	586	7	check	check	NOUN
cjal-3360	586	8	with	with	ADP
cjal-3360	586	9	the	the	DET
cjal-3360	586	10	third	third	ADJ
cjal-3360	586	11	parties	party	NOUN
cjal-3360	586	12	that	that	PRON
cjal-3360	586	13	have	have	VERB
cjal-3360	586	14	business	business	NOUN
cjal-3360	586	15	relationships	relationship	NOUN
cjal-3360	586	16	with	with	ADP
cjal-3360	586	17	the	the	DET
cjal-3360	586	18	borrower	borrower	NOUN
cjal-3360	586	19	to	to	PART
cjal-3360	586	20	confirm	confirm	VERB
cjal-3360	586	21	that	that	SCONJ
cjal-3360	586	22	the	the	DET
cjal-3360	586	23	borrower	borrower	NOUN
cjal-3360	586	24	is	be	AUX
cjal-3360	586	25	actually	actually	ADV
cjal-3360	586	26	selling	sell	VERB
cjal-3360	586	27	its	its	PRON
cjal-3360	586	28	products	product	NOUN
cjal-3360	586	29	(	(	PUNCT
cjal-3360	586	30	or	or	CCONJ
cjal-3360	586	31	services	service	NOUN
cjal-3360	586	32	)	)	PUNCT
cjal-3360	586	33	and	and	CCONJ
cjal-3360	586	34	receiving	receive	VERB
cjal-3360	586	35	payments	payment	NOUN
cjal-3360	586	36	in	in	ADP
cjal-3360	586	37	return	return	NOUN
cjal-3360	586	38	.	.	PUNCT
cjal-3360	587	1	while	while	SCONJ
cjal-3360	587	2	purely	purely	ADV
cjal-3360	587	3	credit	credit	NOUN
cjal-3360	587	4	-	-	PUNCT
cjal-3360	587	5	based	base	VERB
cjal-3360	587	6	loans	loan	NOUN
cjal-3360	587	7	are	be	AUX
cjal-3360	587	8	sometimes	sometimes	ADV
cjal-3360	587	9	extended	extend	VERB
cjal-3360	587	10	to	to	ADP
cjal-3360	587	11	long	long	ADJ
cjal-3360	587	12	-	-	PUNCT
cjal-3360	587	13	time	time	NOUN
cjal-3360	587	14	customers	customer	NOUN
cjal-3360	587	15	with	with	ADP
cjal-3360	587	16	sound	sound	ADJ
cjal-3360	587	17	financial	financial	ADJ
cjal-3360	587	18	records	record	NOUN
cjal-3360	587	19	,	,	PUNCT
cjal-3360	587	20	collaterals	collateral	NOUN
cjal-3360	587	21	are	be	AUX
cjal-3360	587	22	required	require	VERB
cjal-3360	587	23	as	as	ADP
cjal-3360	587	24	an	an	DET
cjal-3360	587	25	extra	extra	ADJ
cjal-3360	587	26	risk	risk	NOUN
cjal-3360	587	27	buffer	buffer	NOUN
cjal-3360	587	28	in	in	ADP
cjal-3360	587	29	most	most	ADJ
cjal-3360	587	30	private	private	ADJ
cjal-3360	587	31	loan	loan	NOUN
cjal-3360	587	32	contracts	contract	NOUN
cjal-3360	587	33	.	.	PUNCT
cjal-3360	588	1	to	to	PART
cjal-3360	588	2	assure	assure	VERB
cjal-3360	588	3	that	that	SCONJ
cjal-3360	588	4	a	a	DET
cjal-3360	588	5	potential	potential	ADJ
cjal-3360	588	6	borrower	borrower	NOUN
cjal-3360	588	7	did	do	AUX
cjal-3360	588	8	not	not	PART
cjal-3360	588	9	repeatedly	repeatedly	ADV
cjal-3360	588	10	use	use	VERB
cjal-3360	588	11	the	the	DET
cjal-3360	588	12	same	same	ADJ
cjal-3360	588	13	asset	asset	NOUN
cjal-3360	588	14	to	to	PART
cjal-3360	588	15	obtain	obtain	VERB
cjal-3360	588	16	multiple	multiple	ADJ
cjal-3360	588	17	loans	loan	NOUN
cjal-3360	588	18	(	(	PUNCT
cjal-3360	588	19	over	over	ADP
cjal-3360	588	20	collateralization	collateralization	NOUN
cjal-3360	588	21	)	)	PUNCT
cjal-3360	588	22	,	,	PUNCT
cjal-3360	588	23	lenders	lender	NOUN
cjal-3360	588	24	often	often	ADV
cjal-3360	588	25	register	register	VERB
cjal-3360	588	26	t	t	PROPN
cjal-3360	588	27	he	he	PRON
cjal-3360	588	28	agreed	agree	VERB
cjal-3360	588	29	-	-	PUNCT
cjal-3360	588	30	upon	upon	ADP
cjal-3360	588	31	collateral	collateral	NOUN
cjal-3360	588	32	with	with	ADP
cjal-3360	588	33	appropriate	appropriate	ADJ
cjal-3360	588	34	local	local	ADJ
cjal-3360	588	35	government	government	NOUN
cjal-3360	588	36	authorities	authority	NOUN
cjal-3360	588	37	(	(	PUNCT
cjal-3360	588	38	e.g.	e.g.	ADV
cjal-3360	588	39	,	,	PUNCT
cjal-3360	588	40	the	the	DET
cjal-3360	588	41	local	local	ADJ
cjal-3360	588	42	housing	housing	PROPN
cjal-3360	588	43	department	department	NOUN
cjal-3360	588	44	if	if	SCONJ
cjal-3360	588	45	the	the	DET
cjal-3360	588	46	collateral	collateral	NOUN
cjal-3360	588	47	is	be	AUX
cjal-3360	588	48	real	real	ADJ
cjal-3360	588	49	estate	estate	NOUN
cjal-3360	588	50	)	)	PUNCT
cjal-3360	588	51	so	so	SCONJ
cjal-3360	588	52	that	that	SCONJ
cjal-3360	588	53	the	the	DET
cjal-3360	588	54	lender	lender	NOUN
cjal-3360	588	55	's	's	PART
cjal-3360	588	56	interest	interest	NOUN
cjal-3360	588	57	in	in	ADP
cjal-3360	588	58	the	the	DET
cjal-3360	588	59	collateral	collateral	NOUN
cjal-3360	588	60	receives	receive	VERB
cjal-3360	588	61	legal	legal	ADJ
cjal-3360	588	62	protection	protection	NOUN
cjal-3360	588	63	in	in	ADP
cjal-3360	588	64	the	the	DET
cjal-3360	588	65	event	event	NOUN
cjal-3360	588	66	of	of	ADP
cjal-3360	588	67	default	default	NOUN
cjal-3360	588	68	and	and	CCONJ
cjal-3360	588	69	trumps	trump	VERB
cjal-3360	588	70	any	any	DET
cjal-3360	588	71	prior	prior	ADJ
cjal-3360	588	72	or	or	CCONJ
cjal-3360	588	73	later	later	ADV
cjal-3360	588	74	unregistered	unregistered	ADJ
cjal-3360	588	75	uses	use	NOUN
cjal-3360	588	76	of	of	ADP
cjal-3360	588	77	the	the	DET
cjal-3360	588	78	same	same	ADJ
cjal-3360	588	79	collateral	collateral	NOUN
cjal-3360	588	80	.	.	PUNCT
cjal-3360	589	1	(	(	PUNCT
cjal-3360	589	2	3	3	X
cjal-3360	589	3	)	)	PUNCT
cjal-3360	589	4	liability	liability	NOUN
cjal-3360	589	5	risk	risk	NOUN
cjal-3360	589	6	management	management	NOUN
cjal-3360	589	7	interviews	interview	NOUN
cjal-3360	589	8	with	with	ADP
cjal-3360	589	9	private	private	ADJ
cjal-3360	589	10	lending	lending	NOUN
cjal-3360	589	11	institutions	institution	NOUN
cjal-3360	589	12	show	show	VERB
cjal-3360	589	13	that	that	SCONJ
cjal-3360	589	14	it	it	PRON
cjal-3360	589	15	is	be	AUX
cjal-3360	589	16	common	common	ADJ
cjal-3360	589	17	for	for	ADP
cjal-3360	589	18	private	private	ADJ
cjal-3360	589	19	lending	lending	NOUN
cjal-3360	589	20	institutions	institution	NOUN
cjal-3360	589	21	,	,	PUNCT
cjal-3360	589	22	larger	large	ADJ
cjal-3360	589	23	and	and	CCONJ
cjal-3360	589	24	longer	long	ADV
cjal-3360	589	25	-	-	PUNCT
cjal-3360	589	26	standing	stand	VERB
cjal-3360	589	27	ones	one	NOUN
cjal-3360	589	28	in	in	ADP
cjal-3360	589	29	particular	particular	ADJ
cjal-3360	589	30	,	,	PUNCT
cjal-3360	589	31	to	to	PART
cjal-3360	589	32	actively	actively	ADV
cjal-3360	589	33	monitor	monitor	VERB
cjal-3360	589	34	their	their	PRON
cjal-3360	589	35	liability	liability	NOUN
cjal-3360	589	36	s	s	PART
cjal-3360	589	37	:	:	PUNCT
cjal-3360	589	38	atus	atus	NOUN
cjal-3360	589	39	,	,	PUNCT
cjal-3360	589	40	especially	especially	ADV
cjal-3360	589	41	exposures	exposure	NOUN
cjal-3360	589	42	to	to	ADP
cjal-3360	589	43	credit	credit	NOUN
cjal-3360	589	44	and	and	CCONJ
cjal-3360	589	45	liquidity	liquidity	NOUN
cjal-3360	589	46	risks	risk	NOUN
cjal-3360	589	47	.	.	PUNCT
cjal-3360	590	1	in	in	ADP
cjal-3360	590	2	2006	2006	NUM
cjal-3360	590	3	,	,	PUNCT
cjal-3360	590	4	the	the	DET
cjal-3360	590	5	china	china	PROPN
cjal-3360	590	6	banking	banking	PROPN
cjal-3360	590	7	regulatory	regulatory	ADJ
cjal-3360	590	8	commission	commission	PROPN
cjal-3360	590	9	(	(	PUNCT
cjal-3360	590	10	cbrc	cbrc	NOUN
cjal-3360	590	11	)	)	PUNCT
cjal-3360	590	12	mandated	mandate	VERB
cjal-3360	590	13	the	the	DET
cjal-3360	590	14	monitoring	monitoring	NOUN
cjal-3360	590	15	of	of	ADP
cjal-3360	590	16	a	a	DET
cjal-3360	590	17	number	number	NOUN
cjal-3360	590	18	of	of	ADP
cjal-3360	590	19	core	core	ADJ
cjal-3360	590	20	risk	risk	NOUN
cjal-3360	590	21	management	management	NOUN
cjal-3360	590	22	indicators	indicator	NOUN
cjal-3360	590	23	,	,	PUNCT
cjal-3360	590	24	including	include	VERB
cjal-3360	590	25	three	three	NUM
cjal-3360	590	26	liquidity	liquidity	NOUN
cjal-3360	590	27	risk	risk	NOUN
cjal-3360	590	28	indicators	indicator	NOUN
cjal-3360	590	29	and	and	CCONJ
cjal-3360	590	30	three	three	NUM
cjal-3360	590	31	credit	credit	NOUN
cjal-3360	590	32	risk	risk	NOUN
cjal-3360	590	33	indicators	indicator	NOUN
cjal-3360	590	34	.	.	PUNCT
cjal-3360	591	1	•••	•••	ADV
cjal-3360	591	2	although	although	SCONJ
cjal-3360	591	3	it	it	PRON
cjal-3360	591	4	is	be	AUX
cjal-3360	591	5	not	not	PART
cjal-3360	591	6	common	common	ADJ
cjal-3360	591	7	for	for	SCONJ
cjal-3360	591	8	grass	grass	NOUN
cjal-3360	591	9	-	-	PUNCT
cjal-3360	591	10	root	root	NOUN
cjal-3360	591	11	private	private	ADJ
cjal-3360	591	12	lending	lending	NOUN
cjal-3360	591	13	institutions	institution	NOUN
cjal-3360	591	14	to	to	PART
cjal-3360	591	15	systemically	systemically	ADV
cjal-3360	591	16	adopt	adopt	VERB
cjal-3360	591	17	these	these	DET
cjal-3360	591	18	indicators	indicator	NOUN
cjal-3360	591	19	in	in	ADP
cjal-3360	591	20	strict	strict	ADJ
cjal-3360	591	21	accordance	accordance	NOUN
cjal-3360	591	22	with	with	ADP
cjal-3360	591	23	crbc	crbc	PROPN
cjal-3360	591	24	standard	standard	NOUN
cjal-3360	591	25	,	,	PUNCT
cjal-3360	591	26	may	may	AUX
cjal-3360	591	27	interviewed	interview	VERB
cjal-3360	591	28	institutions	institution	NOUN
cjal-3360	591	29	do	do	AUX
cjal-3360	591	30	make	make	VERB
cjal-3360	591	31	frequent	frequent	ADJ
cjal-3360	591	32	and	and	CCONJ
cjal-3360	591	33	effective	effective	ADJ
cjal-3360	591	34	use	use	NOUN
cjal-3360	591	35	of	of	ADP
cjal-3360	591	36	a	a	DET
cjal-3360	591	37	number	number	NOUN
cjal-3360	591	38	of	of	ADP
cjal-3360	591	39	these	these	DET
cjal-3360	591	40	indicators	indicator	NOUN
cjal-3360	591	41	(	(	PUNCT
cjal-3360	591	42	or	or	CCONJ
cjal-3360	591	43	functional	functional	ADJ
cjal-3360	591	44	equivalents	equivalent	NOUN
cjal-3360	591	45	)	)	PUNCT
cjal-3360	591	46	.	.	PUNCT
cjal-3360	592	1	table	table	NOUN
cjal-3360	592	2	1	1	NUM
cjal-3360	592	3	shows	show	VERB
cjal-3360	592	4	a	a	DET
cjal-3360	592	5	list	list	NOUN
cjal-3360	592	6	of	of	ADP
cjal-3360	592	7	the	the	DET
cjal-3360	592	8	liability	liability	NOUN
cjal-3360	592	9	risk	risk	NOUN
cjal-3360	592	10	management	management	NOUN
cjal-3360	592	11	indicators	indicator	NOUN
cjal-3360	592	12	the	the	DET
cjal-3360	592	13	cbrc	cbrc	NOUN
cjal-3360	592	14	published	publish	VERB
cjal-3360	592	15	in	in	ADP
cjal-3360	592	16	2006	2006	NUM
cjal-3360	592	17	and	and	CCONJ
cjal-3360	592	18	the	the	DET
cjal-3360	592	19	number	number	NOUN
cjal-3360	592	20	of	of	ADP
cjal-3360	592	21	private	private	ADJ
cjal-3360	592	22	lenders	lender	NOUN
cjal-3360	592	23	that	that	PRON
cjal-3360	592	24	monitor	monitor	VERB
cjal-3360	592	25	each	each	DET
cjal-3360	592	26	indicator	indicator	NOUN
cjal-3360	592	27	(	(	PUNCT
cjal-3360	592	28	out	out	ADP
cjal-3360	592	29	of	of	ADP
cjal-3360	592	30	a	a	DET
cjal-3360	592	31	total	total	NOUN
cjal-3360	592	32	of	of	ADP
cjal-3360	592	33	nineteen	nineteen	NUM
cjal-3360	592	34	interviewees	interviewee	NOUN
cjal-3360	592	35	)	)	PUNCT
cjal-3360	592	36	.	.	PUNCT
cjal-3360	593	1	'	'	PUNCT
cjal-3360	593	2	"	"	PUNCT
cjal-3360	593	3	'	'	PUNCT
cjal-3360	593	4	shangye	shangye	PROPN
cjal-3360	593	5	yinhang	yinhang	PROPN
cjal-3360	593	6	fengxian	fengxian	PROPN
cjal-3360	593	7	jianguan	jianguan	PROPN
cjal-3360	593	8	hexin	hexin	PROPN
cjal-3360	593	9	zhibiao	zhibiao	PROPN
cjal-3360	593	10	(	(	PUNCT
cjal-3360	593	11	shj	shj	PROPN
cjal-3360	593	12	xing	xing	PROPN
cjal-3360	593	13	)	)	PUNCT
cjal-3360	593	14	(	(	PUNCT
cjal-3360	593	15	ill~~fi'jxi	ill~~fi'jxi	NOUN
cjal-3360	593	16	~	~	SYM
cjal-3360	593	17	lli'l!t1	lli'l!t1	PROPN
cjal-3360	593	18	<	<	X
cjal-3360	593	19	~	~	PUNCT
cjal-3360	593	20	rn	rn	PROPN
cjal-3360	593	21	•	•	NOUN
cjal-3360	593	22	i	i	PRON
cjal-3360	593	23	•	•	NOUN
cjal-3360	593	24	fi	fi	NOUN
cjal-3360	593	25	'	'	PUNCT
cjal-3360	593	26	>	>	PUNCT
cjal-3360	593	27	>	>	X
cjal-3360	594	1	[	[	X
cjal-3360	594	2	core	core	NOUN
cjal-3360	594	3	indicators	indicator	NOUN
cjal-3360	594	4	for	for	ADP
cjal-3360	594	5	the	the	DET
cjal-3360	594	6	risk	risk	NOUN
cjal-3360	594	7	management	management	NOUN
cjal-3360	594	8	of	of	ADP
cjal-3360	594	9	commercial	commercial	ADJ
cjal-3360	594	10	banks	bank	NOUN
cjal-3360	594	11	(	(	PUNCT
cjal-3360	594	12	for	for	ADP
cjal-3360	594	13	trial	trial	NOUN
cjal-3360	594	14	lmplementat	lmplementat	NOUN
cjal-3360	594	15	ion	ion	NOUN
cjal-3360	594	16	)	)	PUNCT
cjal-3360	594	17	)	)	PUNCT
cjal-3360	594	18	implemented	implement	VERB
cjal-3360	594	19	by	by	ADP
cjal-3360	594	20	the	the	DET
cjal-3360	594	21	chjna	chjna	VERB
cjal-3360	594	22	banking	banking	PROPN
cjal-3360	594	23	regulatory	regulatory	ADJ
cjal-3360	594	24	commission	commission	PROPN
cjal-3360	594	25	,	,	PUNCT
cjal-3360	594	26	january	january	PROPN
cjal-3360	594	27	1	1	NUM
cjal-3360	594	28	,	,	PUNCT
cjal-3360	594	29	2006	2006	NUM
cjal-3360	594	30	,	,	PUNCT
cjal-3360	594	31	available	available	ADJ
cjal-3360	594	32	at	at	ADP
cjal-3360	594	33	http://www.cbrc.gov.cn/chinese/bome/docdoc_readview/>196.html	http://www.cbrc.gov.cn/chinese/bome/docdoc_readview/>196.html	NUM
cjal-3360	594	34	(	(	PUNCT
cjal-3360	594	35	last	last	ADV
cjal-3360	594	36	visited	visit	VERB
cjal-3360	594	37	january	january	PROPN
cjal-3360	594	38	14	14	NUM
cjal-3360	594	39	,	,	PUNCT
cjal-3360	594	40	2016	2016	NUM
cjal-3360	594	41	)	)	PUNCT
cjal-3360	594	42	.	.	PUNCT
cjal-3360	595	1	table	table	NOUN
cjal-3360	595	2	1	1	NUM
cjal-3360	595	3	.	.	X
cjal-3360	595	4	cbrc	cbrc	NOUN
cjal-3360	595	5	core	core	NOUN
cjal-3360	595	6	risk	risk	NOUN
cjal-3360	595	7	management	management	NOUN
cjal-3360	595	8	indicators	indicator	NOUN
cjal-3360	595	9	core	core	NOUN
cjal-3360	595	10	indicator	indicator	NOUN
cjal-3360	596	1	i	i	PRON
cjal-3360	596	2	definition	definition	VERB
cjal-3360	596	3	i	i	PRON
cjal-3360	596	4	regulator	regulator	NOUN
cjal-3360	596	5	,	,	PUNCT
cjal-3360	596	6	no	no	INTJ
cjal-3360	596	7	.	.	PUNCT
cjal-3360	597	1	of	of	ADP
cjal-3360	597	2	interviewed	interview	VERB
cjal-3360	597	3	'	'	PUNCT
cjal-3360	597	4	i	i	PRON
cjal-3360	597	5	i	i	PRON
cjal-3360	597	6	private	private	ADJ
cjal-3360	597	7	lenders	lender	NOUN
cjal-3360	598	1	y	y	PROPN
cjal-3360	598	2	i	i	PRON
cjal-3360	598	3	requirem	requirem	VERB
cjal-3360	598	4	'	'	PUNCT
cjal-3360	598	5	that	that	PRON
cjal-3360	598	6	monitor	monitor	VERB
cjal-3360	598	7	the	the	DET
cjal-3360	598	8	ent	ent	PROPN
cjal-3360	598	9	risk	risk	NOUN
cjal-3360	598	10	indicator	indicator	NOUN
cjal-3360	598	11	i	i	PRON
cjal-3360	598	12	liquidity	liquidity	NOUN
cjal-3360	598	13	ratio	ratio	NOUN
cjal-3360	598	14	balance	balance	NOUN
cjal-3360	598	15	of	of	ADP
cjal-3360	598	16	current	current	ADJ
cjal-3360	598	17	:	:	PUNCT
cjal-3360	598	18	!	!	PUNCT
cjal-3360	599	1	:	:	PUNCT
cjal-3360	599	2	25	25	NUM
cjal-3360	599	3	%	%	NOUN
cjal-3360	599	4	15/19	15/19	NUM
cjal-3360	599	5	assets	asset	NOUN
cjal-3360	599	6	i	i	PRON
cjal-3360	599	7	balance	balance	NOUN
cjal-3360	599	8	of	of	ADP
cjal-3360	599	9	current	current	ADJ
cjal-3360	599	10	liabilities	liability	NOUN
cjal-3360	599	11	core	core	NOUN
cjal-3360	599	12	debt	debt	NOUN
cjal-3360	599	13	core	core	NOUN
cjal-3360	599	14	debt	debt	NOUN
cjal-3360	599	15	i	i	PRON
cjal-3360	599	16	total	total	VERB
cjal-3360	599	17	debt	debt	NOUN
cjal-3360	599	18	<	<	X
cjal-3360	599	19	:	:	PUNCT
cjal-3360	599	20	6o%	6o%	NOUN
cjal-3360	599	21	3119	3119	NUM
cjal-3360	599	22	ratio	ratio	NOUN
cjal-3360	599	23	liquidity	liquidity	NOUN
cjal-3360	599	24	gap	gap	NOUN
cjal-3360	599	25	onand	onand	NOUN
cjal-3360	599	26	off	off	ADP
cjal-3360	599	27	-	-	PUNCT
cjal-3360	599	28	balance~	balance~	NOUN
cjal-3360	599	29	-10	-10	NUM
cjal-3360	599	30	%	%	NOUN
cjal-3360	599	31	nia	nia	PROPN
cjal-3360	599	32	sheet	sheet	PROPN
cjal-3360	599	33	current	current	ADJ
cjal-3360	599	34	assetliability	assetliability	NOUN
cjal-3360	599	35	gap	gap	NOUN
cjal-3360	599	36	over	over	ADP
cjal-3360	599	37	a	a	DET
cjal-3360	599	38	90day	90day	NOUN
cjal-3360	599	39	window	window	NOUN
cjal-3360	599	40	i	i	PRON
cjal-3360	599	41	onand	onand	VERB
cjal-3360	599	42	off	off	ADP
cjal-3360	599	43	-	-	PUNCT
cjal-3360	599	44	balance	balance	NOUN
cjal-3360	599	45	sheet	sheet	NOUN
cjal-3360	599	46	maturing	mature	VERB
cjal-3360	599	47	current	current	ADJ
cjal-3360	599	48	asset	asset	NOUN
cjal-3360	599	49	-	-	PUNCT
cjal-3360	599	50	liability	liability	NOUN
cjal-3360	599	51	gap	gap	NOUN
cjal-3360	599	52	over	over	ADP
cjal-3360	599	53	a	a	DET
cjal-3360	599	54	90	90	NUM
cjal-3360	599	55	-	-	PUNCT
cjal-3360	599	56	day	day	NOUN
cjal-3360	599	57	window	window	NOUN
cjal-3360	599	58	primaty	primaty	NOUN
cjal-3360	599	59	nonnon	nonnon	NOUN
cjal-3360	599	60	-	-	PUNCT
cjal-3360	599	61	performing	perform	VERB
cjal-3360	599	62	loans	loan	NOUN
cjal-3360	599	63	s	s	PART
cjal-3360	599	64	4	4	NUM
cjal-3360	599	65	%	%	NOUN
cjal-3360	599	66	10	10	NUM
cjal-3360	599	67	/	/	SYM
cjal-3360	599	68	t9	t9	PROPN
cjal-3360	599	69	performing	perform	VERB
cjal-3360	599	70	i	i	PRON
cjal-3360	599	71	total	total	ADJ
cjal-3360	599	72	asset	asset	NOUN
cjal-3360	599	73	loan	loan	NOUN
cjal-3360	599	74	ratio	ratio	NOUN
cjal-3360	599	75	secondary	secondary	ADJ
cjal-3360	599	76	nonnon	nonnon	NOUN
cjal-3360	599	77	-	-	PUNCT
cjal-3360	599	78	performing	perform	VERB
cjal-3360	599	79	loans	loan	NOUN
cjal-3360	599	80	s5	s5	NOUN
cjal-3360	599	81	%	%	NOUN
cjal-3360	599	82	19/19	19/19	NUM
cjal-3360	599	83	performing	perform	VERB
cjal-3360	599	84	i	i	PRON
cjal-3360	599	85	total	total	ADJ
cjal-3360	599	86	loans	loan	NOUN
cjal-3360	599	87	loan	loan	NOUN
cjal-3360	599	88	ratio	ratio	PROPN
cjal-3360	599	89	outstanding	outstanding	ADJ
cjal-3360	599	90	group	group	NOUN
cjal-3360	599	91	client	client	NOUN
cjal-3360	599	92	total	total	ADJ
cjal-3360	599	93	credit	credit	NOUN
cjal-3360	599	94	amount	amount	NOUN
cjal-3360	599	95	of	of	ADP
cjal-3360	599	96	s15	s15	PROPN
cjal-3360	599	97	%	%	NOUN
cjal-3360	599	98	nia	nia	PROPN
cjal-3360	599	99	credit	credit	NOUN
cjal-3360	599	100	the	the	DET
cjal-3360	599	101	largest	large	ADJ
cjal-3360	599	102	group	group	NOUN
cjal-3360	599	103	concentration	concentration	NOUN
cjal-3360	599	104	client	client	NOUN
cjal-3360	599	105	i	i	PRON
cjal-3360	599	106	net	net	ADJ
cjal-3360	599	107	capital	capital	NOUN
cjal-3360	599	108	ratio	ratio	NOUN
cjal-3360	599	109	!	!	PUNCT
cjal-3360	600	1	definition	definition	NOUN
cjal-3360	600	2	'	'	PART
cjal-3360	600	3	core	core	NOUN
cjal-3360	600	4	indicator	indicator	NOUN
cjal-3360	600	5	regulator	regulator	NOUN
cjal-3360	600	6	no	no	PROPN
cjal-3360	600	7	.	.	PUNCT
cjal-3360	601	1	of	of	ADP
cjal-3360	601	2	interviewed	interview	VERB
cjal-3360	601	3	i	i	PRON
cjal-3360	601	4	i	i	PRON
cjal-3360	601	5	·	·	PUNCT
cjal-3360	601	6	y	y	NOUN
cjal-3360	601	7	,	,	PUNCT
cjal-3360	601	8	private	private	ADJ
cjal-3360	601	9	lenders	lender	NOUN
cjal-3360	601	10	requirem	requirem	VERB
cjal-3360	601	11	that	that	PRON
cjal-3360	601	12	monitor	monitor	VERB
cjal-3360	601	13	the	the	DET
cjal-3360	601	14	t	t	PROPN
cjal-3360	601	15	j	j	PROPN
cjal-3360	601	16	ent	ent	PROPN
cjal-3360	601	17	'	'	PUNCT
cjal-3360	601	18	risk	risk	NOUN
cjal-3360	601	19	indicato	indicato	NOUN
cjal-3360	601	20	r	r	NOUN
cjal-3360	601	21	individual	individual	ADJ
cjal-3360	601	22	total	total	ADJ
cjal-3360	601	23	credit	credit	NOUN
cjal-3360	601	24	amount	amount	NOUN
cjal-3360	601	25	of	of	ADP
cjal-3360	601	26	sio%	sio%	ADJ
cjal-3360	601	27	8/19	8/19	NUM
cjal-3360	601	28	client	client	NOUN
cjal-3360	601	29	l	l	NOUN
cjal-3360	601	30	:	:	PUNCT
cjal-3360	601	31	redit	redit	VERB
cjal-3360	601	32	the	the	DET
cjal-3360	601	33	largest	large	ADJ
cjal-3360	601	34	individual	individual	ADJ
cjal-3360	601	35	concentration	concentration	NOUN
cjal-3360	601	36	client	client	NOUN
cjal-3360	601	37	i	i	PRON
cjal-3360	601	38	net	net	ADJ
cjal-3360	601	39	capital	capital	NOUN
cjal-3360	601	40	ratio	ratio	NOUN
cjal-3360	601	41	generalized	generalize	VERB
cjal-3360	601	42	credit	credit	NOUN
cjal-3360	601	43	extended	extend	VERB
cjal-3360	601	44	to	to	ADP
cjal-3360	601	45	s	s	PROPN
cjal-3360	601	46	so%	so%	NOUN
cjal-3360	601	47	n	n	CCONJ
cjal-3360	601	48	/	/	SYM
cjal-3360	601	49	a	a	DET
cjal-3360	601	50	correlation	correlation	NOUN
cjal-3360	601	51	related	relate	VERB
cjal-3360	601	52	parties	party	NOUN
cjal-3360	601	53	i	i	PRON
cjal-3360	601	54	net	net	ADJ
cjal-3360	601	55	ratio	ratio	NOUN
cjal-3360	601	56	capital	capital	NOUN
cjal-3360	601	57	the	the	DET
cjal-3360	601	58	observation	observation	NOUN
cjal-3360	601	59	that	that	SCONJ
cjal-3360	601	60	some	some	DET
cjal-3360	601	61	grass	grass	NOUN
cjal-3360	601	62	-	-	PUNCT
cjal-3360	601	63	root	root	NOUN
cjal-3360	601	64	lenders	lender	NOUN
cjal-3360	601	65	actively	actively	ADV
cjal-3360	601	66	track	track	VERB
cjal-3360	601	67	t	t	PROPN
cjal-3360	601	68	heir	heir	NOUN
cjal-3360	601	69	credit	credit	NOUN
cjal-3360	601	70	and	and	CCONJ
cjal-3360	601	71	liquidity	liquidity	NOUN
cjal-3360	601	72	risks	risk	NOUN
cjal-3360	601	73	is	be	AUX
cjal-3360	601	74	important	important	ADJ
cjal-3360	601	75	.	.	PUNCT
cjal-3360	602	1	as	as	SCONJ
cjal-3360	602	2	will	will	AUX
cjal-3360	602	3	be	be	AUX
cjal-3360	602	4	discussed	discuss	VERB
cjal-3360	602	5	in	in	ADP
cjal-3360	602	6	the	the	DET
cjal-3360	602	7	next	next	ADJ
cjal-3360	602	8	section	section	NOUN
cjal-3360	602	9	,	,	PUNCT
cjal-3360	602	10	like	like	ADP
cjal-3360	602	11	the	the	DET
cjal-3360	602	12	traditional	traditional	ADJ
cjal-3360	602	13	commercial	commercial	ADJ
cjal-3360	602	14	lending	lending	NOUN
cjal-3360	602	15	business	business	NOUN
cjal-3360	602	16	of	of	ADP
cjal-3360	602	17	official	official	ADJ
cjal-3360	602	18	banks	bank	NOUN
cjal-3360	602	19	,	,	PUNCT
cjal-3360	602	20	the	the	DET
cjal-3360	602	21	most	most	ADV
cjal-3360	602	22	significant	significant	ADJ
cjal-3360	602	23	financial	financial	ADJ
cjal-3360	602	24	risks	risk	NOUN
cjal-3360	602	25	faced	face	VERB
cjal-3360	602	26	by	by	ADP
cjal-3360	602	27	private	private	ADJ
cjal-3360	602	28	lending	lending	NOUN
cjal-3360	602	29	institutions	institution	NOUN
cjal-3360	602	30	are	be	AUX
cjal-3360	602	31	credit	credit	NOUN
cjal-3360	602	32	and	and	CCONJ
cjal-3360	602	33	liquid	liquid	ADJ
cjal-3360	602	34	ity	ity	NOUN
cjal-3360	602	35	risks	risk	NOUN
cjal-3360	602	36	.	.	PUNCT
cjal-3360	603	1	the	the	DET
cjal-3360	603	2	ability	ability	NOUN
cjal-3360	603	3	to	to	PART
cjal-3360	603	4	understand	understand	VERB
cjal-3360	603	5	the	the	DET
cjal-3360	603	6	nature	nature	NOUN
cjal-3360	603	7	of	of	ADP
cjal-3360	603	8	these	these	DET
cjal-3360	603	9	risks	risk	NOUN
cjal-3360	603	10	and	and	CCONJ
cjal-3360	603	11	to	to	PART
cjal-3360	603	12	use	use	VERB
cjal-3360	603	13	effect	effect	NOUN
cjal-3360	603	14	i	i	PRON
cjal-3360	603	15	ve	ve	VERB
cjal-3360	603	16	measures	measure	NOUN
cjal-3360	603	17	to	to	PART
cjal-3360	603	18	monitor	monitor	VERB
cjal-3360	603	19	them	they	PRON
cjal-3360	603	20	not	not	PART
cjal-3360	603	21	only	only	ADV
cjal-3360	603	22	provides	provide	VERB
cjal-3360	603	23	some	some	DET
cjal-3360	603	24	grass	grass	NOUN
cjal-3360	603	25	-	-	PUNCT
cjal-3360	603	26	root	root	NOUN
cjal-3360	603	27	lending	lending	NOUN
cjal-3360	603	28	institutions	institution	NOUN
cjal-3360	603	29	the	the	DET
cjal-3360	603	30	necessary	necessary	ADJ
cjal-3360	603	31	condition	condition	NOUN
cjal-3360	603	32	for	for	ADP
cjal-3360	603	33	sustainable	sustainable	ADJ
cjal-3360	603	34	operation	operation	NOUN
cjal-3360	603	35	,	,	PUNCT
cjal-3360	603	36	but	but	CCONJ
cjal-3360	603	37	may	may	AUX
cjal-3360	603	38	also	also	ADV
cjal-3360	603	39	prepare	prepare	VERB
cjal-3360	603	40	them	they	PRON
cjal-3360	603	41	early	early	ADV
cjal-3360	603	42	on	on	ADV
cjal-3360	603	43	for	for	ADP
cjal-3360	603	44	the	the	DET
cjal-3360	603	45	possibility	possibility	NOUN
cjal-3360	603	46	of	of	ADP
cjal-3360	603	47	becoming	become	VERB
cjal-3360	603	48	legitimate	legitimate	ADJ
cjal-3360	603	49	financial	financial	ADJ
cjal-3360	603	50	institutions	institution	NOUN
cjal-3360	603	51	should	should	AUX
cjal-3360	603	52	such	such	ADJ
cjal-3360	603	53	opportunities	opportunity	NOUN
cjal-3360	603	54	mature	mature	VERB
cjal-3360	603	55	in	in	ADP
cjal-3360	603	56	t	t	PROPN
cjal-3360	603	57	he	he	PRON
cjal-3360	603	58	future	future	NOUN
cjal-3360	603	59	.	.	PUNCT
cjal-3360	604	1	(	(	PUNCT
cjal-3360	604	2	4	4	X
cjal-3360	604	3	)	)	PUNCT
cjal-3360	604	4	record	record	NOUN
cjal-3360	604	5	keeping	keep	VERB
cjal-3360	604	6	thirty	thirty	NUM
cjal-3360	604	7	-	-	PUNCT
cjal-3360	604	8	five	five	NUM
cjal-3360	604	9	of	of	ADP
cjal-3360	604	10	the	the	DET
cjal-3360	604	11	forty	forty	NUM
cjal-3360	604	12	-	-	PUNCT
cjal-3360	604	13	nine	nine	NUM
cjal-3360	604	14	respondents	respondent	NOUN
cjal-3360	604	15	reported	report	VERB
cjal-3360	604	16	having	have	VERB
cjal-3360	604	17	some	some	DET
cjal-3360	604	18	record	record	NOUN
cjal-3360	604	19	keeping	keep	VERB
cjal-3360	604	20	practice	practice	NOUN
cjal-3360	604	21	.	.	PUNCT
cjal-3360	605	1	these	these	DET
cjal-3360	605	2	respondents	respondent	NOUN
cjal-3360	605	3	include	include	VERB
cjal-3360	605	4	most	most	ADJ
cjal-3360	605	5	of	of	ADP
cjal-3360	605	6	the	the	DET
cjal-3360	605	7	lenders	lender	NOUN
cjal-3360	605	8	that	that	PRON
cjal-3360	605	9	have	have	AUX
cjal-3360	605	10	operated	operate	VERB
cjal-3360	605	11	for	for	ADP
cjal-3360	605	12	five	five	NUM
cjal-3360	605	13	or	or	CCONJ
cjal-3360	605	14	more	more	ADJ
cjal-3360	605	15	years	year	NOUN
cjal-3360	605	16	make	make	VERB
cjal-3360	605	17	at	at	ADV
cjal-3360	605	18	least	least	ADJ
cjal-3360	605	19	ten	ten	NUM
cjal-3360	605	20	million	million	NUM
cjal-3360	605	21	rmb	rmb	NOUN
cjal-3360	605	22	in	in	ADP
cjal-3360	605	23	annual	annual	ADJ
cjal-3360	605	24	revenue	revenue	NOUN
cjal-3360	605	25	.	.	PUNCT
cjal-3360	606	1	it	it	PRON
cjal-3360	606	2	is	be	AUX
cjal-3360	606	3	common	common	ADJ
cjal-3360	606	4	for	for	SCONJ
cjal-3360	606	5	lenders	lender	NOUN
cjal-3360	606	6	keep	keep	VERB
cjal-3360	606	7	individual	individual	ADJ
cjal-3360	606	8	loan	loan	NOUN
cjal-3360	606	9	record	record	NOUN
cjal-3360	606	10	for	for	ADP
cjal-3360	606	11	at	at	ADP
cjal-3360	606	12	least	least	ADJ
cjal-3360	606	13	the	the	DET
cjal-3360	606	14	past	past	ADJ
cjal-3360	606	15	three	three	NUM
cjal-3360	606	16	years	year	NOUN
cjal-3360	606	17	and	and	CCONJ
cjal-3360	606	18	for	for	ADP
cjal-3360	606	19	any	any	DET
cjal-3360	606	20	loans	loan	NOUN
cjal-3360	606	21	outstanding	outstanding	ADJ
cjal-3360	606	22	for	for	ADP
cjal-3360	606	23	more	more	ADJ
cjal-3360	606	24	than	than	ADP
cjal-3360	606	25	three	three	NUM
cjal-3360	606	26	years	year	NOUN
cjal-3360	606	27	;	;	PUNCT
cjal-3360	606	28	some	some	DET
cjal-3360	606	29	lenders	lender	NOUN
cjal-3360	606	30	maintain	maintain	VERB
cjal-3360	606	31	records	record	NOUN
cjal-3360	606	32	of	of	ADP
cjal-3360	606	33	all	all	DET
cjal-3360	606	34	loans	loan	NOUN
cjal-3360	606	35	made	make	VERB
cjal-3360	606	36	since	since	SCONJ
cjal-3360	606	37	the	the	DET
cjal-3360	606	38	start	start	NOUN
cjal-3360	606	39	of	of	ADP
cjal-3360	606	40	their	their	PRON
cjal-3360	606	41	operation	operation	NOUN
cjal-3360	606	42	.	.	PUNCT
cjal-3360	607	1	files	file	NOUN
cjal-3360	607	2	that	that	SCONJ
cjal-3360	607	3	a	a	DET
cjal-3360	607	4	lender	lender	NOUN
cjal-3360	607	5	maintain	maintain	VERB
cjal-3360	607	6	in	in	ADP
cjal-3360	607	7	record	record	NOUN
cjal-3360	607	8	usually	usually	ADV
cjal-3360	607	9	includes	include	VERB
cjal-3360	607	10	a	a	DET
cjal-3360	607	11	borrower	borrower	NOUN
cjal-3360	607	12	's	's	PART
cjal-3360	607	13	loan	loan	NOUN
cjal-3360	607	14	application	application	NOUN
cjal-3360	607	15	materials	material	NOUN
cjal-3360	607	16	,	,	PUNCT
cjal-3360	607	17	the	the	DET
cjal-3360	607	18	loan	loan	NOUN
cjal-3360	607	19	contract	contract	NOUN
cjal-3360	607	20	,	,	PUNCT
cjal-3360	607	21	any	any	DET
cjal-3360	607	22	following	follow	VERB
cjal-3360	607	23	agreements	agreement	NOUN
cjal-3360	607	24	made	make	VERB
cjal-3360	607	25	berween	berween	VERB
cjal-3360	607	26	the	the	DET
cjal-3360	607	27	lender	lender	NOUN
cjal-3360	607	28	and	and	CCONJ
cjal-3360	607	29	the	the	DET
cjal-3360	607	30	borrower	borrower	NOUN
cjal-3360	607	31	(	(	PUNCT
cjal-3360	607	32	often	often	ADV
cjal-3360	607	33	relating	relate	VERB
cjal-3360	607	34	to	to	PART
cjal-3360	607	35	change	change	VERB
cjal-3360	607	36	in	in	ADP
cjal-3360	607	37	lending	lending	NOUN
cjal-3360	607	38	terms	term	NOUN
cjal-3360	607	39	)	)	PUNCT
cjal-3360	607	40	,	,	PUNCT
cjal-3360	607	41	and	and	CCONJ
cjal-3360	607	42	all	all	DET
cjal-3360	607	43	records	record	NOUN
cjal-3360	607	44	of	of	ADP
cjal-3360	607	45	payments	payment	NOUN
cjal-3360	607	46	.	.	PUNCT
cjal-3360	608	1	lenders	lender	NOUN
cjal-3360	608	2	interviewed	interview	VERB
cjal-3360	608	3	indicated	indicate	VERB
cjal-3360	608	4	that	that	SCONJ
cjal-3360	608	5	they	they	PRON
cjal-3360	608	6	maintain	maintain	VERB
cjal-3360	608	7	historical	historical	ADJ
cjal-3360	608	8	loan	loan	NOUN
cjal-3360	608	9	records	record	NOUN
cjal-3360	608	10	for	for	ADP
cjal-3360	608	11	rwo	rwo	X
cjal-3360	608	12	main	main	ADJ
cjal-3360	608	13	purposes	purpose	NOUN
cjal-3360	608	14	.	.	PUNCT
cjal-3360	609	1	one	one	NUM
cjal-3360	609	2	is	be	AUX
cjal-3360	609	3	to	to	PART
cjal-3360	609	4	resolve	resolve	VERB
cjal-3360	609	5	disputes	dispute	NOUN
cjal-3360	609	6	that	that	PRON
cjal-3360	609	7	can	can	AUX
cjal-3360	609	8	potentially	potentially	ADV
cjal-3360	609	9	arise	arise	VERB
cjal-3360	609	10	from	from	ADP
cjal-3360	609	11	a	a	DET
cjal-3360	609	12	lending	lending	NOUN
cjal-3360	609	13	relationship	relationship	NOUN
cjal-3360	609	14	.	.	PUNCT
cjal-3360	610	1	files	file	NOUN
cjal-3360	610	2	on	on	ADP
cjal-3360	610	3	record	record	NOUN
cjal-3360	610	4	can	can	AUX
cjal-3360	610	5	serve	serve	VERB
cjal-3360	610	6	as	as	ADP
cjal-3360	610	7	proof	proof	NOUN
cjal-3360	610	8	of	of	ADP
cjal-3360	610	9	the	the	DET
cjal-3360	610	10	parties	party	NOUN
cjal-3360	610	11	'	'	PART
cjal-3360	610	12	initial	initial	ADJ
cjal-3360	610	13	intent	intent	NOUN
cjal-3360	610	14	in	in	ADP
cjal-3360	610	15	the	the	DET
cjal-3360	610	16	event	event	NOUN
cjal-3360	610	17	of	of	ADP
cjal-3360	610	18	a	a	DET
cjal-3360	610	19	later	later	ADJ
cjal-3360	610	20	dispute	dispute	NOUN
cjal-3360	610	21	over	over	ADP
cjal-3360	610	22	specific	specific	ADJ
cjal-3360	610	23	terms	term	NOUN
cjal-3360	610	24	.	.	PUNCT
cjal-3360	611	1	a	a	DET
cjal-3360	611	2	second	second	ADJ
cjal-3360	611	3	purpose	purpose	NOUN
cjal-3360	611	4	is	be	AUX
cjal-3360	611	5	for	for	ADP
cjal-3360	611	6	performance	performance	NOUN
cjal-3360	611	7	review	review	NOUN
cjal-3360	611	8	.	.	PUNCT
cjal-3360	612	1	all	all	DET
cjal-3360	612	2	record	record	NOUN
cjal-3360	612	3	keeping	keep	VERB
cjal-3360	612	4	lenders	lender	NOUN
cjal-3360	612	5	review	review	VERB
cjal-3360	612	6	loan	loan	NOUN
cjal-3360	612	7	performance	performance	NOUN
cjal-3360	612	8	,	,	PUNCT
cjal-3360	612	9	especially	especially	ADV
cjal-3360	612	10	historical	historical	ADJ
cjal-3360	612	11	default	default	NOUN
cjal-3360	612	12	experience	experience	NOUN
cjal-3360	612	13	,	,	PUNCT
cjal-3360	612	14	although	although	SCONJ
cjal-3360	612	15	frequencies	frequency	NOUN
cjal-3360	612	16	of	of	ADP
cjal-3360	612	17	review	review	NOUN
cjal-3360	612	18	vary	vary	VERB
cjal-3360	612	19	among	among	ADP
cjal-3360	612	20	lenders	lender	NOUN
cjal-3360	612	21	.	.	PUNCT
cjal-3360	613	1	for	for	ADP
cjal-3360	613	2	example	example	NOUN
cjal-3360	613	3	,	,	PUNCT
cjal-3360	613	4	a	a	DET
cjal-3360	613	5	small	small	ADJ
cjal-3360	613	6	loans	loan	NOUN
cjal-3360	613	7	company	company	NOUN
cjal-3360	613	8	in	in	ADP
cjal-3360	613	9	shanghai	shanghai	PROPN
cjal-3360	613	10	whose	whose	DET
cjal-3360	613	11	typical	typical	ADJ
cjal-3360	613	12	loan	loan	NOUN
cjal-3360	613	13	duration	duration	NOUN
cjal-3360	613	14	is	be	AUX
cjal-3360	613	15	berween	berween	VERB
cjal-3360	613	16	five	five	NUM
cjal-3360	613	17	months	month	NOUN
cjal-3360	613	18	to	to	ADP
cjal-3360	613	19	a	a	DET
cjal-3360	613	20	year	year	NOUN
cjal-3360	613	21	tracks	track	NOUN
cjal-3360	613	22	default	default	NOUN
cjal-3360	613	23	status	status	NOUN
cjal-3360	613	24	on	on	ADP
cjal-3360	613	25	a	a	DET
cjal-3360	613	26	quarterly	quarterly	ADJ
cjal-3360	613	27	basis	basis	NOUN
cjal-3360	613	28	.	.	PUNCT
cjal-3360	614	1	and	and	CCONJ
cjal-3360	614	2	a	a	DET
cjal-3360	614	3	private	private	ADJ
cjal-3360	614	4	financing	financing	NOUN
cjal-3360	614	5	nerwork	nerwork	NOUN
cjal-3360	614	6	in	in	ADP
cjal-3360	614	7	guangxi	guangxi	PROPN
cjal-3360	614	8	whose	whose	DET
cjal-3360	614	9	loan	loan	NOUN
cjal-3360	614	10	durations	duration	NOUN
cjal-3360	614	11	average	average	ADJ
cjal-3360	614	12	less	less	ADJ
cjal-3360	614	13	than	than	ADP
cjal-3360	614	14	three	three	NUM
cjal-3360	614	15	months	month	NOUN
cjal-3360	614	16	reviews	review	NOUN
cjal-3360	614	17	default	default	NOUN
cjal-3360	614	18	status	status	NOUN
cjal-3360	614	19	every	every	DET
cjal-3360	614	20	month	month	NOUN
cjal-3360	614	21	.	.	PUNCT
cjal-3360	615	1	e.	e.	PROPN
cjal-3360	615	2	risk	risk	PROPN
cjal-3360	615	3	characteristics	characteristic	NOUN
cjal-3360	615	4	of	of	ADP
cjal-3360	615	5	private	private	ADJ
cjal-3360	615	6	lending	lending	NOUN
cjal-3360	615	7	institutions	institution	NOUN
cjal-3360	615	8	the	the	DET
cjal-3360	615	9	bank	bank	NOUN
cjal-3360	615	10	of	of	ADP
cjal-3360	615	11	international	international	ADJ
cjal-3360	615	12	settlements	settlement	NOUN
cjal-3360	615	13	,	,	PUNCT
cjal-3360	615	14	in	in	ADP
cjal-3360	615	15	its	its	PRON
cjal-3360	615	16	basel	basel	PROPN
cjal-3360	615	17	iii	iii	PROPN
cjal-3360	615	18	prudential	prudential	PROPN
cjal-3360	615	19	regulation	regulation	NOUN
cjal-3360	615	20	framework	framework	NOUN
cjal-3360	615	21	for	for	ADP
cjal-3360	615	22	commercial	commercial	ADJ
cjal-3360	615	23	banks	bank	NOUN
cjal-3360	615	24	.•	.•	PROPN
cjal-3360	615	25	identified	identify	VERB
cjal-3360	615	26	four	four	NUM
cjal-3360	615	27	important	important	ADJ
cjal-3360	615	28	types	type	NOUN
cjal-3360	615	29	of	of	ADP
cjal-3360	615	30	risks	risk	NOUN
cjal-3360	615	31	that	that	PRON
cjal-3360	615	32	a	a	DET
cjal-3360	615	33	commercial	commercial	ADJ
cjal-3360	615	34	bank	bank	NOUN
cjal-3360	615	35	faces	face	VERB
cjal-3360	615	36	:	:	PUNCT
cjal-3360	615	37	credit	credit	NOUN
cjal-3360	615	38	risk	risk	NOUN
cjal-3360	615	39	,	,	PUNCT
cjal-3360	615	40	liquidity	liquidity	NOUN
cjal-3360	615	41	risk	risk	NOUN
cjal-3360	615	42	,	,	PUNCT
cjal-3360	615	43	market	market	NOUN
cjal-3360	615	44	risk	risk	NOUN
cjal-3360	615	45	and	and	CCONJ
cjal-3360	615	46	operational	operational	ADJ
cjal-3360	615	47	risk	risk	NOUN
cjal-3360	615	48	.	.	PUNCT
cjal-3360	616	1	"	"	PUNCT
cjal-3360	616	2	"	"	PUNCT
cjal-3360	616	3	i	i	PRON
cjal-3360	616	4	will	will	AUX
cjal-3360	616	5	discuss	discuss	VERB
cjal-3360	616	6	the	the	DET
cjal-3360	616	7	general	general	ADJ
cjal-3360	616	8	risk	risk	NOUN
cjal-3360	616	9	characteristics	characteristic	NOUN
cjal-3360	616	10	of	of	ADP
cjal-3360	616	11	grass	grass	NOUN
cjal-3360	616	12	-	-	PUNCT
cjal-3360	616	13	root	root	NOUN
cjal-3360	616	14	lending	lending	NOUN
cjal-3360	616	15	institutions	institution	NOUN
cjal-3360	616	16	with	with	ADP
cjal-3360	616	17	respect	respect	NOUN
cjal-3360	616	18	to	to	ADP
cjal-3360	616	19	these	these	DET
cjal-3360	616	20	risk	risk	NOUN
cjal-3360	616	21	types	type	NOUN
cjal-3360	616	22	,	,	PUNCT
cjal-3360	616	23	based	base	VERB
cjal-3360	616	24	on	on	ADP
cjal-3360	616	25	information	information	NOUN
cjal-3360	616	26	compiled	compile	VERB
cjal-3360	616	27	from	from	ADP
cjal-3360	616	28	interview	interview	NOUN
cjal-3360	616	29	and	and	CCONJ
cjal-3360	616	30	survey	survey	NOUN
cjal-3360	616	31	responses	response	NOUN
cjal-3360	616	32	.	.	PUNCT
cjal-3360	617	1	(	(	PUNCT
cjal-3360	617	2	1	1	X
cjal-3360	617	3	)	)	PUNCT
cjal-3360	617	4	like	like	ADP
cjal-3360	617	5	the	the	DET
cjal-3360	617	6	traditional	traditional	ADJ
cjal-3360	617	7	lending	lending	NOUN
cjal-3360	617	8	business	business	NOUN
cjal-3360	617	9	of	of	ADP
cjal-3360	617	10	official	official	ADJ
cjal-3360	617	11	banks	bank	NOUN
cjal-3360	617	12	,	,	PUNCT
cjal-3360	617	13	the	the	DET
cjal-3360	617	14	most	most	ADV
cjal-3360	617	15	significant	significant	ADJ
cjal-3360	617	16	components	component	NOUN
cjal-3360	617	17	of	of	ADP
cjal-3360	617	18	many	many	ADJ
cjal-3360	617	19	private	private	ADJ
cjal-3360	617	20	institutions	institution	NOUN
cjal-3360	617	21	'	'	PART
cjal-3360	617	22	risk	risk	NOUN
cjal-3360	617	23	profiles	profile	NOUN
cjal-3360	617	24	are	be	AUX
cjal-3360	617	25	credit	credit	NOUN
cjal-3360	617	26	and	and	CCONJ
cjal-3360	617	27	liquidity	liquidity	NOUN
cjal-3360	617	28	risks	risk	NOUN
cjal-3360	617	29	compared	compare	VERB
cjal-3360	617	30	to	to	ADP
cjal-3360	617	31	their	their	PRON
cjal-3360	617	32	official	official	ADJ
cjal-3360	617	33	counterparts	counterpart	NOUN
cjal-3360	617	34	,	,	PUNCT
cjal-3360	617	35	most	most	ADJ
cjal-3360	617	36	private	private	ADJ
cjal-3360	617	37	lenders	lender	NOUN
cjal-3360	617	38	'	'	PART
cjal-3360	617	39	services	service	NOUN
cjal-3360	617	40	are	be	AUX
cjal-3360	617	41	incredibly	incredibly	ADV
cjal-3360	617	42	simple	simple	ADJ
cjal-3360	617	43	.	.	PUNCT
cjal-3360	618	1	while	while	SCONJ
cjal-3360	618	2	the	the	DET
cjal-3360	618	3	former	former	ADJ
cjal-3360	618	4	is	be	AUX
cjal-3360	618	5	making	make	VERB
cjal-3360	618	6	an	an	DET
cjal-3360	618	7	increasing	increase	VERB
cjal-3360	618	8	share	share	NOUN
cjal-3360	618	9	of	of	ADP
cjal-3360	618	10	their	their	PRON
cjal-3360	618	11	'	'	NUM
cjal-3360	618	12	05	05	NUM
cjal-3360	618	13	see	see	VERB
cjal-3360	618	14	generally	generally	ADV
cjal-3360	618	15	basel	basel	PROPN
cjal-3360	618	16	lll	lll	PROPN
cjal-3360	618	17	:	:	PUNCT
cjal-3360	618	18	a	a	DET
cjal-3360	618	19	global	global	ADJ
cjal-3360	618	20	regulatory	regulatory	ADJ
cjal-3360	618	21	framework	framework	NOUN
cjal-3360	618	22	for	for	ADP
cjal-3360	618	23	more	more	ADV
cjal-3360	618	24	resilient	resilient	ADJ
cjal-3360	618	25	banks	bank	NOUN
cjal-3360	618	26	and	and	CCONJ
cjal-3360	618	27	banlting	banlte	VERB
cjal-3360	618	28	systems	system	NOUN
cjal-3360	618	29	,	,	PUNCT
cjal-3360	618	30	basel	basel	PROPN
cjal-3360	618	31	committee	committee	PROPN
cjal-3360	618	32	on	on	ADP
cjal-3360	618	33	banlting	banlte	VERB
cjal-3360	618	34	supervision	supervision	NOUN
cjal-3360	618	35	,	,	PUNCT
cjal-3360	618	36	bank	bank	NOUN
cjal-3360	618	37	of	of	ADP
cjal-3360	618	38	international	international	ADJ
cjal-3360	618	39	settlements	settlement	NOUN
cjal-3360	618	40	,	,	PUNCT
cjal-3360	618	41	december	december	PROPN
cjal-3360	618	42	>	>	PUNCT
cjal-3360	618	43	010	010	NUM
cjal-3360	618	44	(	(	PUNCT
cjal-3360	618	45	revised	revise	VERB
cjal-3360	618	46	june	june	PROPN
cjal-3360	618	47	>	>	X
cjal-3360	618	48	au	au	PROPN
cjal-3360	618	49	)	)	PUNCT
cjal-3360	618	50	,	,	PUNCT
cjal-3360	618	51	available	available	ADJ
cjal-3360	618	52	at	at	ADP
cjal-3360	618	53	http:/lwww.bis.org	http:/lwww.bis.org	PROPN
cjal-3360	618	54	/	/	SYM
cjal-3360	618	55	publ{bcbsdl	publ{bcbsdl	PROPN
cjal-3360	619	1	~	~	PROPN
cjal-3360	619	2	j.pdf/	j.pdf/	PROPN
cjal-3360	619	3	(	(	PUNCT
cjal-3360	619	4	last	last	ADV
cjal-3360	619	5	visited	visit	VERB
cjal-3360	619	6	january	january	PROPN
cjal-3360	619	7	)	)	PUNCT
cjal-3360	620	1	o	o	NOUN
cjal-3360	620	2	,	,	PUNCT
cjal-3360	620	3	>	>	X
cjal-3360	620	4	016	016	NUM
cjal-3360	620	5	)	)	PUNCT
cjal-3360	620	6	.	.	PUNCT
cjal-3360	621	1	>	>	PUNCT
cjal-3360	621	2	9	9	X
cjal-3360	621	3	)	)	PUNCT
cjal-3360	621	4	revenues	revenue	NOUN
cjal-3360	621	5	from	from	ADP
cjal-3360	621	6	fee	fee	NOUN
cjal-3360	621	7	-	-	PUNCT
cjal-3360	621	8	based	base	VERB
cjal-3360	621	9	services	service	NOUN
cjal-3360	621	10	such	such	ADJ
cjal-3360	621	11	as	as	ADP
cjal-3360	621	12	asset	asset	NOUN
cjal-3360	621	13	management	management	NOUN
cjal-3360	621	14	,	,	PUNCT
cjal-3360	621	15	insurance	insurance	NOUN
cjal-3360	621	16	,	,	PUNCT
cjal-3360	621	17	and	and	CCONJ
cjal-3360	621	18	trading	trading	NOUN
cjal-3360	621	19	,	,	PUNCT
cjal-3360	621	20	grass	grass	NOUN
cjal-3360	621	21	-	-	PUNCT
cjal-3360	621	22	root	root	NOUN
cjal-3360	621	23	institutions	institution	NOUN
cjal-3360	621	24	tend	tend	VERB
cjal-3360	621	25	to	to	PART
cjal-3360	621	26	stay	stay	VERB
cjal-3360	621	27	with	with	ADP
cjal-3360	621	28	traditional	traditional	ADJ
cjal-3360	621	29	lending	lending	NOUN
cjal-3360	621	30	and	and	CCONJ
cjal-3360	621	31	live	live	VERB
cjal-3360	621	32	on	on	ADP
cjal-3360	621	33	credit	credit	NOUN
cjal-3360	621	34	spreads	spread	NOUN
cjal-3360	621	35	.	.	PUNCT
cjal-3360	622	1	this	this	PRON
cjal-3360	622	2	is	be	AUX
cjal-3360	622	3	true	true	ADJ
cjal-3360	622	4	even	even	ADV
cjal-3360	622	5	for	for	ADP
cjal-3360	622	6	institutions	institution	NOUN
cjal-3360	622	7	that	that	PRON
cjal-3360	622	8	have	have	AUX
cjal-3360	622	9	existed	exist	VERB
cjal-3360	622	10	for	for	ADP
cjal-3360	622	11	more	more	ADJ
cjal-3360	622	12	than	than	ADP
cjal-3360	622	13	ten	ten	NUM
cjal-3360	622	14	years	year	NOUN
cjal-3360	622	15	and	and	CCONJ
cjal-3360	622	16	are	be	AUX
cjal-3360	622	17	making	make	VERB
cjal-3360	622	18	over	over	ADP
cjal-3360	622	19	a	a	DET
cjal-3360	622	20	hundred	hundred	NUM
cjal-3360	622	21	million	million	NUM
cjal-3360	622	22	yuan	yuan	NOUN
cjal-3360	622	23	in	in	ADP
cjal-3360	622	24	annual	annual	ADJ
cjal-3360	622	25	revenue	revenue	NOUN
cjal-3360	622	26	.	.	PUNCT
cjal-3360	623	1	grass	grass	NOUN
cjal-3360	623	2	-	-	PUNCT
cjal-3360	623	3	root	root	NOUN
cjal-3360	623	4	lenders	lender	NOUN
cjal-3360	623	5	'	'	PART
cjal-3360	623	6	conservative	conservative	ADJ
cjal-3360	623	7	narket	narket	NOUN
cjal-3360	623	8	positioning	positioning	NOUN
cjal-3360	623	9	and	and	CCONJ
cjal-3360	623	10	simple	simple	ADJ
cjal-3360	623	11	service	service	NOUN
cjal-3360	623	12	structure	structure	NOUN
cjal-3360	623	13	make	make	VERB
cjal-3360	623	14	them	they	PRON
cjal-3360	623	15	a	a	DET
cjal-3360	623	16	natural	natural	ADJ
cjal-3360	623	17	fit	fit	NOUN
cjal-3360	623	18	to	to	PART
cjal-3360	623	19	fulfill	fulfill	VERB
cjal-3360	623	20	the	the	DET
cjal-3360	623	21	basic	basic	ADJ
cjal-3360	623	22	financing	financing	NOUN
cjal-3360	623	23	needs	need	NOUN
cjal-3360	623	24	of	of	ADP
cjal-3360	623	25	local	local	ADJ
cjal-3360	623	26	msms	msm	NOUN
cjal-3360	623	27	,	,	PUNCT
cjal-3360	623	28	which	which	PRON
cjal-3360	623	29	often	often	ADV
cjal-3360	623	30	have	have	VERB
cjal-3360	623	31	the	the	DET
cjal-3360	623	32	more	more	ADV
cjal-3360	623	33	pressing	pressing	ADJ
cjal-3360	623	34	needs	need	NOUN
cjal-3360	623	35	to	to	PART
cjal-3360	623	36	keep	keep	VERB
cjal-3360	623	37	their	their	PRON
cjal-3360	623	38	businesses	business	NOUN
cjal-3360	623	39	running	run	VERB
cjal-3360	623	40	than	than	SCONJ
cjal-3360	623	41	to	to	PART
cjal-3360	623	42	benefit	benefit	VERB
cjal-3360	623	43	from	from	ADP
cjal-3360	623	44	advanced	advanced	ADJ
cjal-3360	623	45	fee	fee	NOUN
cjal-3360	623	46	-	-	PUNCT
cjal-3360	623	47	based	base	VERB
cjal-3360	623	48	financial	financial	ADJ
cjal-3360	623	49	products	product	NOUN
cjal-3360	623	50	.	.	PUNCT
cjal-3360	624	1	and	and	CCONJ
cjal-3360	624	2	grass	grass	NOUN
cjal-3360	624	3	-	-	PUNCT
cjal-3360	624	4	root	root	NOUN
cjal-3360	624	5	lenders	lender	NOUN
cjal-3360	624	6	'	'	PART
cjal-3360	624	7	focus	focus	NOUN
cjal-3360	624	8	on	on	ADP
cjal-3360	624	9	traditional	traditional	ADJ
cjal-3360	624	10	lending	lending	NOUN
cjal-3360	624	11	means	mean	VERB
cjal-3360	624	12	that	that	SCONJ
cjal-3360	624	13	their	their	PRON
cjal-3360	624	14	main	main	ADJ
cjal-3360	624	15	financial	financial	ADJ
cjal-3360	624	16	risks	risk	NOUN
cjal-3360	624	17	remain	remain	VERB
cjal-3360	624	18	the	the	DET
cjal-3360	624	19	most	most	ADV
cjal-3360	624	20	fundamental	fundamental	ADJ
cjal-3360	624	21	ones	one	NOUN
cjal-3360	624	22	any	any	DET
cjal-3360	624	23	commercial	commercial	ADJ
cjal-3360	624	24	bank	bank	NOUN
cjal-3360	624	25	faces	face	VERB
cjal-3360	624	26	·	·	PUNCT
cjal-3360	624	27	credit	credit	NOUN
cjal-3360	624	28	risks	risk	NOUN
cjal-3360	624	29	that	that	PRON
cjal-3360	624	30	excessive	excessive	ADJ
cjal-3360	624	31	defaults	default	NOUN
cjal-3360	624	32	may	may	AUX
cjal-3360	624	33	occur	occur	VERB
cjal-3360	624	34	and	and	CCONJ
cjal-3360	624	35	liquidity	liquidity	NOUN
cjal-3360	624	36	risks	risk	NOUN
cjal-3360	624	37	arising	arise	VERB
cjal-3360	624	38	from	from	ADP
cjal-3360	624	39	the	the	DET
cjal-3360	624	40	inherent	inherent	ADJ
cjal-3360	624	41	duration	duration	NOUN
cjal-3360	624	42	mismatch	mismatch	NOUN
cjal-3360	624	43	betweer	betweer	NOUN
cjal-3360	624	44	.	.	PUNCT
cjal-3360	625	1	asset	asset	NOUN
cjal-3360	625	2	and	and	CCONJ
cjal-3360	625	3	liability	liability	NOUN
cjal-3360	625	4	cash	cash	NOUN
cjal-3360	625	5	flows	flow	NOUN
cjal-3360	625	6	.	.	PUNCT
cjal-3360	626	1	more	more	ADV
cjal-3360	626	2	advanced	advanced	ADJ
cjal-3360	626	3	quantitative	quantitative	ADJ
cjal-3360	626	4	analysis	analysis	NOUN
cjal-3360	626	5	may	may	AUX
cjal-3360	626	6	be	be	AUX
cjal-3360	626	7	needed	need	VERB
cjal-3360	626	8	to	to	PART
cjal-3360	626	9	understand	understand	VERB
cjal-3360	626	10	how	how	SCONJ
cjal-3360	626	11	grass	grass	NOUN
cjal-3360	626	12	-	-	PUNCT
cjal-3360	626	13	roofs	roof	NOUN
cjal-3360	626	14	credit	credit	NOUN
cjal-3360	626	15	risks	risk	NOUN
cjal-3360	626	16	compare	compare	VERB
cjal-3360	626	17	to	to	ADP
cjal-3360	626	18	state	state	NOUN
cjal-3360	626	19	-	-	PUNCT
cjal-3360	626	20	backed	back	VERB
cjal-3360	626	21	banks	bank	NOUN
cjal-3360	626	22	on	on	ADP
cjal-3360	626	23	a	a	DET
cjal-3360	626	24	granular	granular	ADJ
cjal-3360	626	25	level	level	NOUN
cjal-3360	626	26	.	.	PUNCT
cjal-3360	627	1	as	as	ADP
cjal-3360	627	2	a	a	DET
cjal-3360	627	3	general	general	ADJ
cjal-3360	627	4	analysis	analysis	NOUN
cjal-3360	627	5	there	there	PRON
cjal-3360	627	6	are	be	VERB
cjal-3360	627	7	at	at	ADV
cjal-3360	627	8	least	least	ADJ
cjal-3360	627	9	two	two	NUM
cjal-3360	627	10	reasons	reason	NOUN
cjal-3360	627	11	why	why	SCONJ
cjal-3360	627	12	some	some	DET
cjal-3360	627	13	private	private	ADJ
cjal-3360	627	14	lenders	lender	NOUN
cjal-3360	627	15	'	'	PART
cjal-3360	627	16	credit	credit	NOUN
cjal-3360	627	17	risk	risk	NOUN
cjal-3360	627	18	exposure	exposure	NOUN
cjal-3360	627	19	may	may	AUX
cjal-3360	627	20	not	not	PART
cjal-3360	627	21	be	be	AUX
cjal-3360	627	22	significantly	significantly	ADV
cjal-3360	627	23	higher	high	ADJ
cjal-3360	627	24	than	than	ADP
cjal-3360	627	25	official	official	ADJ
cjal-3360	627	26	banks	bank	NOUN
cjal-3360	627	27	,	,	PUNCT
cjal-3360	627	28	even	even	ADV
cjal-3360	627	29	though	though	SCONJ
cjal-3360	627	30	they	they	PRON
cjal-3360	627	31	often	often	ADV
cjal-3360	627	32	lend	lend	VERB
cjal-3360	627	33	to	to	ADP
cjal-3360	627	34	parties	party	NOUN
cjal-3360	627	35	official	official	ADJ
cjal-3360	627	36	banks	bank	NOUN
cjal-3360	627	37	are	be	AUX
cjal-3360	627	38	reluctant	reluctant	ADJ
cjal-3360	627	39	to	to	PART
cjal-3360	627	40	serve	serve	VERB
cjal-3360	627	41	.	.	PUNCT
cjal-3360	628	1	first	first	ADV
cjal-3360	628	2	,	,	PUNCT
cjal-3360	628	3	grass	grass	NOUN
cjal-3360	628	4	-	-	PUNCT
cjal-3360	628	5	root	root	NOUN
cjal-3360	628	6	lenders	lender	NOUN
cjal-3360	628	7	i.ncur	i.ncur	VERB
cjal-3360	628	8	much	much	ADV
cjal-3360	628	9	lower	low	ADJ
cjal-3360	628	10	information	information	NOUN
cjal-3360	628	11	cost	cost	NOUN
cjal-3360	628	12	in	in	ADP
cjal-3360	628	13	understanding	understand	VERB
cjal-3360	628	14	the	the	DET
cjal-3360	628	15	credit	credit	NOUN
cjal-3360	628	16	-	-	PUNCT
cjal-3360	628	17	worthiness	worthiness	NOUN
cjal-3360	628	18	of	of	ADP
cjal-3360	628	19	prospective	prospective	ADJ
cjal-3360	628	20	local	local	ADJ
cjal-3360	628	21	borrowers	borrower	NOUN
cjal-3360	628	22	.	.	PUNCT
cjal-3360	629	1	in	in	ADP
cjal-3360	629	2	one	one	NUM
cjal-3360	629	3	interview	interview	NOUN
cjal-3360	629	4	,	,	PUNCT
cjal-3360	629	5	a	a	DET
cjal-3360	629	6	lender	lender	NOUN
cjal-3360	629	7	talked	talk	VERB
cjal-3360	629	8	about	about	ADP
cjal-3360	629	9	a	a	DET
cjal-3360	629	10	local	local	ADJ
cjal-3360	629	11	peasant	peasant	NOUN
cjal-3360	629	12	that	that	PRON
cjal-3360	629	13	borrowed	borrow	VERB
cjal-3360	629	14	from	from	ADP
cjal-3360	629	15	him	he	PRON
cjal-3360	629	16	to	to	PART
cjal-3360	629	17	fund	fund	VERB
cjal-3360	629	18	an	an	DET
cjal-3360	629	19	orchard	orchard	NOUN
cjal-3360	629	20	business	business	NOUN
cjal-3360	629	21	,	,	PUNCT
cjal-3360	629	22	"	"	PUNCT
cjal-3360	629	23	i	i	PRON
cjal-3360	629	24	have	have	AUX
cjal-3360	629	25	known	know	VERB
cjal-3360	629	26	his	his	PRON
cjal-3360	629	27	family	family	NOUN
cjal-3360	629	28	for	for	ADP
cjal-3360	629	29	years	year	NOUN
cjal-3360	629	30	;	;	PUNCT
cjal-3360	629	31	i	i	PRON
cjal-3360	629	32	know	know	VERB
cjal-3360	629	33	what	what	PRON
cjal-3360	629	34	he	he	PRON
cjal-3360	629	35	does	do	VERB
cjal-3360	629	36	for	for	ADP
cjal-3360	629	37	a	a	DET
cjal-3360	629	38	living	living	NOUN
cjal-3360	629	39	,	,	PUNCT
cjal-3360	629	40	that	that	SCONJ
cjal-3360	629	41	he	he	PRON
cjal-3360	629	42	has	have	VERB
cjal-3360	629	43	a	a	DET
cjal-3360	629	44	daughter	daughter	NOUN
cjal-3360	629	45	who	who	PRON
cjal-3360	629	46	is	be	AUX
cjal-3360	629	47	currently	currently	ADV
cjal-3360	629	48	attending	attend	VERB
cjal-3360	629	49	college	college	NOUN
cjal-3360	629	50	,	,	PUNCT
cjal-3360	629	51	and	and	CCONJ
cjal-3360	629	52	how	how	SCONJ
cjal-3360	629	53	much	much	ADJ
cjal-3360	629	54	that	that	SCONJ
cjal-3360	629	55	education	education	NOUN
cjal-3360	629	56	costs	cost	NOUN
cjal-3360	629	57	.	.	PUNCT
cjal-3360	630	1	"o6	"o6	NOUN
cjal-3360	630	2	in	in	ADP
cjal-3360	630	3	another	another	DET
cjal-3360	630	4	interview	interview	NOUN
cjal-3360	630	5	,	,	PUNCT
cjal-3360	630	6	the	the	DET
cjal-3360	630	7	interviewee	interviewee	NOUN
cjal-3360	630	8	talked	talk	VERB
cjal-3360	630	9	about	about	ADP
cjal-3360	630	10	an	an	DET
cjal-3360	630	11	occasion	occasion	NOUN
cjal-3360	630	12	where	where	SCONJ
cjal-3360	630	13	he	he	PRON
cjal-3360	630	14	had	have	VERB
cjal-3360	630	15	to	to	PART
cjal-3360	630	16	reject	reject	VERB
cjal-3360	630	17	a	a	DET
cjal-3360	630	18	local	local	ADJ
cjal-3360	630	19	businessman	businessman	NOUN
cjal-3360	630	20	's	's	PART
cjal-3360	630	21	loan	loan	NOUN
cjal-3360	630	22	application	application	NOUN
cjal-3360	630	23	,	,	PUNCT
cjal-3360	630	24	"	"	PUNCT
cjal-3360	630	25	he	he	PRON
cjal-3360	630	26	said	say	VERB
cjal-3360	630	27	that	that	SCONJ
cjal-3360	630	28	he	he	PRON
cjal-3360	630	29	needed	need	VERB
cjal-3360	630	30	the	the	DET
cjal-3360	630	31	money	money	NOUN
cjal-3360	630	32	to	to	PART
cjal-3360	630	33	expand	expand	VERB
cjal-3360	630	34	his	his	PRON
cjal-3360	630	35	leather	leather	NOUN
cjal-3360	630	36	plant	plant	NOUN
cjal-3360	630	37	,	,	PUNCT
cjal-3360	630	38	but	but	CCONJ
cjal-3360	630	39	i	i	PRON
cjal-3360	630	40	knew	know	VERB
cjal-3360	630	41	that	that	SCONJ
cjal-3360	630	42	he	he	PRON
cjal-3360	630	43	has	have	AUX
cjal-3360	630	44	•	•	NUM
cjal-3360	630	45	s•mbling	s•mble	VERB
cjal-3360	630	46	problem	problem	NOUN
cjal-3360	630	47	.	.	PUNCT
cjal-3360	631	1	"'07	"'07	PRON
cjal-3360	631	2	second	second	NOUN
cjal-3360	631	3	.	.	PUNCT
cjal-3360	632	1	more	more	ADJ
cjal-3360	632	2	successf&ji	successf&ji	PROPN
cjal-3360	632	3	privo;.te	privo;.te	PROPN
cjal-3360	632	4	'	'	PART
cjal-3360	632	5	lending	lending	NOUN
cjal-3360	632	6	institutions	institution	NOUN
cjal-3360	632	7	have	have	VERB
cjal-3360	632	8	rather	rather	ADV
cjal-3360	632	9	robust	robust	ADJ
cjal-3360	632	10	risk	risk	NOUN
cjal-3360	632	11	management	management	NOUN
cjal-3360	632	12	practice	practice	NOUN
cjal-3360	632	13	over	over	ADP
cjal-3360	632	14	credit	credit	NOUN
cjal-3360	632	15	risk	risk	NOUN
cjal-3360	632	16	exposure	exposure	NOUN
cjal-3360	632	17	.	.	PUNCT
cjal-3360	633	1	as	as	SCONJ
cjal-3360	633	2	discussed	discuss	VERB
cjal-3360	633	3	in	in	ADP
cjal-3360	633	4	the	the	DET
cjal-3360	633	5	previous	previous	ADJ
cjal-3360	633	6	section	section	NOUN
cjal-3360	633	7	,	,	PUNCT
cjal-3360	633	8	it	it	PRON
cjal-3360	633	9	is	be	AUX
cjal-3360	633	10	not	not	PART
cjal-3360	633	11	uncommon	uncommon	ADJ
cjal-3360	633	12	for	for	ADP
cjal-3360	633	13	"	"	PUNCT
cjal-3360	633	14	"	"	PUNCT
cjal-3360	633	15	'	'	PUNCT
cjal-3360	633	16	record	record	NOUN
cjal-3360	633	17	no	no	NOUN
cjal-3360	633	18	.	.	PROPN
cjal-3360	634	1	38	38	NUM
cjal-3360	634	2	.	.	PUNCT
cjal-3360	635	1	ii7j	ii7j	NOUN
cjal-3360	635	2	record	record	NOUN
cjal-3360	635	3	no	no	NOUN
cjal-3360	635	4	.	.	PROPN
cjal-3360	636	1	40	40	NUM
cjal-3360	636	2	.	.	PUNCT
cjal-3360	637	1	294	294	NUM
cjal-3360	637	2	private	private	ADJ
cjal-3360	637	3	lenders	lender	NOUN
cjal-3360	637	4	to	to	PART
cjal-3360	637	5	set	set	VERB
cjal-3360	637	6	loss	loss	NOUN
cjal-3360	637	7	reserves	reserve	NOUN
cjal-3360	637	8	,	,	PUNCT
cjal-3360	637	9	monitor	monitor	VERB
cjal-3360	637	10	default	default	NOUN
cjal-3360	637	11	experience	experience	NOUN
cjal-3360	637	12	,	,	PUNCT
cjal-3360	637	13	and	and	CCONJ
cjal-3360	637	14	control	control	NOUN
cjal-3360	637	15	loans	loan	NOUN
cjal-3360	637	16	concentration	concentration	NOUN
cjal-3360	637	17	.	.	PUNCT
cjal-3360	638	1	these	these	DET
cjal-3360	638	2	risk	risk	NOUN
cjal-3360	638	3	control	control	NOUN
cjal-3360	638	4	techniques	technique	NOUN
cjal-3360	638	5	,	,	PUNCT
cjal-3360	638	6	although	although	SCONJ
cjal-3360	638	7	somewhat	somewhat	ADV
cjal-3360	638	8	cruder	cruder	ADV
cjal-3360	638	9	comparing	compare	VERB
cjal-3360	638	10	to	to	ADP
cjal-3360	638	11	official	official	ADJ
cjal-3360	638	12	banks	bank	NOUN
cjal-3360	638	13	'	'	PART
cjal-3360	638	14	more	more	ADV
cjal-3360	638	15	computationally	computationally	ADV
cjal-3360	638	16	intense	intense	ADJ
cjal-3360	638	17	versions	version	NOUN
cjal-3360	638	18	,	,	PUNCT
cjal-3360	638	19	are	be	AUX
cjal-3360	638	20	sufficiently	sufficiently	ADV
cjal-3360	638	21	effective	effective	ADJ
cjal-3360	638	22	and	and	CCONJ
cjal-3360	638	23	robust	robust	ADJ
cjal-3360	638	24	for	for	ADP
cjal-3360	638	25	many	many	ADJ
cjal-3360	638	26	private	private	ADJ
cjal-3360	638	27	lenders	lender	NOUN
cjal-3360	638	28	'	'	PART
cjal-3360	638	29	simple	simple	ADJ
cjal-3360	638	30	business	business	NOUN
cjal-3360	638	31	.	.	PUNCT
cjal-3360	639	1	liquidity	liquidity	NOUN
cjal-3360	639	2	risk	risk	NOUN
cjal-3360	639	3	is	be	AUX
cjal-3360	639	4	the	the	DET
cjal-3360	639	5	flip	flip	ADJ
cjal-3360	639	6	side	side	NOUN
cjal-3360	639	7	of	of	ADP
cjal-3360	639	8	credit	credit	NOUN
cjal-3360	639	9	risk	risk	NOUN
cjal-3360	639	10	.	.	PUNCT
cjal-3360	640	1	while	while	SCONJ
cjal-3360	640	2	credit	credit	NOUN
cjal-3360	640	3	risks	risk	NOUN
cjal-3360	640	4	arise	arise	VERB
cjal-3360	640	5	from	from	ADP
cjal-3360	640	6	the	the	DET
cjal-3360	640	7	user	user	NOUN
cjal-3360	640	8	end	end	NOUN
cjal-3360	640	9	of	of	ADP
cjal-3360	640	10	credit	credit	NOUN
cjal-3360	640	11	,	,	PUNCT
cjal-3360	640	12	i.e.	i.e.	X
cjal-3360	640	13	,	,	PUNCT
cjal-3360	640	14	that	that	SCONJ
cjal-3360	640	15	a	a	DET
cjal-3360	640	16	borrower	borrower	NOUN
cjal-3360	640	17	may	may	AUX
cjal-3360	640	18	not	not	PART
cjal-3360	640	19	be	be	AUX
cjal-3360	640	20	able	able	ADJ
cjal-3360	640	21	to	to	PART
cjal-3360	640	22	repay	repay	VERB
cjal-3360	640	23	loans	loan	NOUN
cjal-3360	640	24	,	,	PUNCT
cjal-3360	640	25	liquidity	liquidity	NOUN
cjal-3360	640	26	risks	risk	NOUN
cjal-3360	640	27	arise	arise	VERB
cjal-3360	640	28	from	from	ADP
cjal-3360	640	29	the	the	DET
cjal-3360	640	30	supplier	supplier	NOUN
cjal-3360	640	31	side	side	NOUN
cjal-3360	640	32	of	of	ADP
cjal-3360	640	33	credit	credit	NOUN
cjal-3360	640	34	,	,	PUNCT
cjal-3360	640	35	i.e.	i.e.	X
cjal-3360	640	36	,	,	PUNCT
cjal-3360	640	37	that	that	SCONJ
cjal-3360	640	38	depositors	depositor	NOUN
cjal-3360	640	39	may	may	AUX
cjal-3360	640	40	want	want	VERB
cjal-3360	640	41	to	to	PART
cjal-3360	640	42	withdraw	withdraw	VERB
cjal-3360	640	43	their	their	PRON
cjal-3360	640	44	money	money	NOUN
cjal-3360	640	45	early	early	ADV
cjal-3360	640	46	or	or	CCONJ
cjal-3360	640	47	in	in	ADP
cjal-3360	640	48	massive	massive	ADJ
cjal-3360	640	49	scales	scale	NOUN
cjal-3360	640	50	.	.	PUNCT
cjal-3360	641	1	compared	compare	VERB
cjal-3360	641	2	to	to	ADP
cjal-3360	641	3	official	official	ADJ
cjal-3360	641	4	banks	bank	NOUN
cjal-3360	641	5	a	a	DET
cjal-3360	641	6	material	material	NOUN
cjal-3360	641	7	factor	factor	NOUN
cjal-3360	641	8	that	that	PRON
cjal-3360	641	9	contributes	contribute	VERB
cjal-3360	641	10	to	to	ADP
cjal-3360	641	11	privet	privet	NOUN
cjal-3360	641	12	lenders	lender	NOUN
cjal-3360	641	13	'	'	PART
cjal-3360	641	14	potentially	potentially	ADV
cjal-3360	641	15	high	high	ADJ
cjal-3360	641	16	liquidity	liquidity	NOUN
cjal-3360	641	17	risks	risk	NOUN
cjal-3360	641	18	is	be	AUX
cjal-3360	641	19	the	the	DET
cjal-3360	641	20	lack	lack	NOUN
cjal-3360	641	21	of	of	ADP
cjal-3360	641	22	state	state	NOUN
cjal-3360	641	23	protection	protection	NOUN
cjal-3360	641	24	should	should	AUX
cjal-3360	641	25	"	"	PUNCT
cjal-3360	641	26	bank	bank	NOUN
cjal-3360	641	27	runs	run	NOUN
cjal-3360	641	28	"	"	PUNCT
cjal-3360	641	29	occur	occur	VERB
cjal-3360	641	30	.	.	PUNCT
cjal-3360	642	1	putting	put	VERB
cjal-3360	642	2	this	this	PRON
cjal-3360	642	3	aside	aside	ADV
cjal-3360	642	4	,	,	PUNCT
cjal-3360	642	5	in	in	ADP
cjal-3360	642	6	terms	term	NOUN
cjal-3360	642	7	of	of	ADP
cjal-3360	642	8	substantive	substantive	ADJ
cjal-3360	642	9	liquidity	liquidity	NOUN
cjal-3360	642	10	risks	risk	NOUN
cjal-3360	642	11	from	from	ADP
cjal-3360	642	12	running	run	VERB
cjal-3360	642	13	a	a	DET
cjal-3360	642	14	lending	lending	NOUN
cjal-3360	642	15	business	business	NOUN
cjal-3360	642	16	,	,	PUNCT
cjal-3360	642	17	successful	successful	ADJ
cjal-3360	642	18	private	private	ADJ
cjal-3360	642	19	lenders	lender	NOUN
cjal-3360	642	20	are	be	AUX
cjal-3360	642	21	not	not	PART
cjal-3360	642	22	necessarily	necessarily	ADV
cjal-3360	642	23	at	at	ADP
cjal-3360	642	24	a	a	DET
cjal-3360	642	25	more	more	ADV
cjal-3360	642	26	vulnerable	vulnerable	ADJ
cjal-3360	642	27	status	status	NOUN
cjal-3360	642	28	compared	compare	VERB
cjal-3360	642	29	to	to	ADP
cjal-3360	642	30	official	official	ADJ
cjal-3360	642	31	banks	bank	NOUN
cjal-3360	642	32	.	.	PUNCT
cjal-3360	643	1	one	one	NUM
cjal-3360	643	2	interesting	interesting	ADJ
cjal-3360	643	3	observation	observation	NOUN
cjal-3360	643	4	on	on	ADP
cjal-3360	643	5	liquidity	liquidity	NOUN
cjal-3360	643	6	risks	risk	NOUN
cjal-3360	643	7	faced	face	VERB
cjal-3360	643	8	by	by	ADP
cjal-3360	643	9	private	private	ADJ
cjal-3360	643	10	lenders	lender	NOUN
cjal-3360	643	11	is	be	AUX
cjal-3360	643	12	that	that	SCONJ
cjal-3360	643	13	while	while	SCONJ
cjal-3360	643	14	these	these	DET
cjal-3360	643	15	lenders	lender	NOUN
cjal-3360	643	16	may	may	AUX
cjal-3360	643	17	have	have	VERB
cjal-3360	643	18	narrower	narrow	ADJ
cjal-3360	643	19	depositor	depositor	NOUN
cjal-3360	643	20	/	/	SYM
cjal-3360	643	21	investor	investor	NOUN
cjal-3360	643	22	bases	basis	NOUN
cjal-3360	643	23	and	and	CCONJ
cjal-3360	643	24	face	face	VERB
cjal-3360	643	25	higher	high	ADJ
cjal-3360	643	26	default	default	NOUN
cjal-3360	643	27	risks	risk	NOUN
cjal-3360	643	28	than	than	ADP
cjal-3360	643	29	official	official	ADJ
cjal-3360	643	30	banks	bank	NOUN
cjal-3360	643	31	,	,	PUNCT
cjal-3360	643	32	bank	bank	NOUN
cjal-3360	643	33	runs	run	NOUN
cjal-3360	643	34	do	do	AUX
cjal-3360	643	35	not	not	PART
cjal-3360	643	36	happen	happen	VERB
cjal-3360	643	37	to	to	ADP
cjal-3360	643	38	them	they	PRON
cjal-3360	643	39	as	as	ADV
cjal-3360	643	40	frequently	frequently	ADV
cjal-3360	643	41	as	as	SCONJ
cjal-3360	643	42	one	one	PRON
cjal-3360	643	43	may	may	AUX
cjal-3360	643	44	speculate	speculate	VERB
cjal-3360	643	45	,	,	PUNCT
cjal-3360	643	46	especially	especially	ADV
cjal-3360	643	47	with	with	ADP
cjal-3360	643	48	regard	regard	NOUN
cjal-3360	643	49	to	to	ADP
cjal-3360	643	50	more	more	ADJ
cjal-3360	643	51	deep	deep	ADJ
cjal-3360	643	52	-	-	PUNCT
cjal-3360	643	53	rooted	root	VERB
cjal-3360	643	54	institutions	institution	NOUN
cjal-3360	643	55	with	with	ADP
cjal-3360	643	56	strong	strong	ADJ
cjal-3360	643	57	local	local	ADJ
cjal-3360	643	58	ties	tie	NOUN
cjal-3360	643	59	.	.	PUNCT
cjal-3360	644	1	a	a	DET
cjal-3360	644	2	few	few	ADJ
cjal-3360	644	3	interviewed	interview	VERB
cjal-3360	644	4	lenders	lender	NOUN
cjal-3360	644	5	recalled	recall	VERB
cjal-3360	644	6	that	that	SCONJ
cjal-3360	644	7	in	in	ADP
cjal-3360	644	8	past	past	ADJ
cjal-3360	644	9	situations	situation	NOUN
cjal-3360	644	10	where	where	SCONJ
cjal-3360	644	11	they	they	PRON
cjal-3360	644	12	face	face	VERB
cjal-3360	644	13	temporaty	temporaty	NOUN
cjal-3360	644	14	liquidity	liquidity	NOUN
cjal-3360	644	15	challenges	challenge	NOUN
cjal-3360	644	16	and	and	CCONJ
cjal-3360	644	17	were	be	AUX
cjal-3360	644	18	not	not	PART
cjal-3360	644	19	able	able	ADJ
cjal-3360	644	20	to	to	PART
cjal-3360	644	21	honor	honor	VERB
cjal-3360	644	22	customers	customer	NOUN
cjal-3360	644	23	'	'	PART
cjal-3360	644	24	interest	interest	NOUN
cjal-3360	644	25	payments	payment	NOUN
cjal-3360	644	26	or	or	CCONJ
cjal-3360	644	27	withdrawal	withdrawal	NOUN
cjal-3360	644	28	requests	request	NOUN
cjal-3360	644	29	,	,	PUNCT
cjal-3360	644	30	many	many	ADJ
cjal-3360	644	31	customers	customer	NOUN
cjal-3360	644	32	delayed	delay	VERB
cjal-3360	644	33	their	their	PRON
cjal-3360	644	34	withdrawals	withdrawal	NOUN
cjal-3360	644	35	and	and	CCONJ
cjal-3360	644	36	waited	wait	VERB
cjal-3360	644	37	until	until	SCONJ
cjal-3360	644	38	the	the	DET
cjal-3360	644	39	lenders	lender	NOUN
cjal-3360	644	40	regain	regain	VERB
cjal-3360	644	41	normal	normal	ADJ
cjal-3360	644	42	liquidity	liquidity	NOUN
cjal-3360	644	43	rather	rather	ADV
cjal-3360	644	44	than	than	ADP
cjal-3360	644	45	forcing	force	VERB
cjal-3360	644	46	a	a	DET
cjal-3360	644	47	withdrawal	withdrawal	NOUN
cjal-3360	644	48	.	.	PUNCT
cjal-3360	645	1	one	one	NUM
cjal-3360	645	2	possible	possible	ADJ
cjal-3360	645	3	explanation	explanation	NOUN
cjal-3360	645	4	is	be	AUX
cjal-3360	645	5	that	that	SCONJ
cjal-3360	645	6	when	when	SCONJ
cjal-3360	645	7	a	a	DET
cjal-3360	645	8	lende.r	lende.r	NOUN
cjal-3360	645	9	and	and	CCONJ
cjal-3360	645	10	its	its	PRON
cjal-3360	645	11	depositors	depositor	NOUN
cjal-3360	645	12	live	live	VERB
cjal-3360	645	13	in	in	ADP
cjal-3360	645	14	the	the	DET
cjal-3360	645	15	same	same	ADJ
cjal-3360	645	16	community	community	NOUN
cjal-3360	645	17	and	and	CCONJ
cjal-3360	645	18	know	know	VERB
cjal-3360	645	19	each	each	DET
cjal-3360	645	20	other	other	ADJ
cjal-3360	645	21	outside	outside	ADP
cjal-3360	645	22	of	of	ADP
cjal-3360	645	23	the	the	DET
cjal-3360	645	24	lending	lending	NOUN
cjal-3360	645	25	relationship	relationship	NOUN
cjal-3360	645	26	(	(	PUNCT
cjal-3360	645	27	as	as	ADP
cjal-3360	645	28	relatives	relative	NOUN
cjal-3360	645	29	,	,	PUNCT
cjal-3360	645	30	friends	friend	NOUN
cjal-3360	645	31	,	,	PUNCT
cjal-3360	645	32	acquaintances	acquaintance	NOUN
cjal-3360	645	33	,	,	PUNCT
cjal-3360	645	34	etc	etc	X
cjal-3360	645	35	.	.	X
cjal-3360	645	36	)	)	PUNCT
cjal-3360	645	37	,	,	PUNCT
cjal-3360	645	38	the	the	DET
cjal-3360	645	39	depositors	depositor	NOUN
cjal-3360	645	40	are	be	AUX
cjal-3360	645	41	more	more	ADV
cjal-3360	645	42	tolerant	tolerant	ADJ
cjal-3360	645	43	of	of	ADP
cjal-3360	645	44	temporary	temporary	ADJ
cjal-3360	645	45	uncertainties	uncertainty	NOUN
cjal-3360	645	46	with	with	ADP
cjal-3360	645	47	their	their	PRON
cjal-3360	645	48	capital	capital	NOUN
cjal-3360	645	49	than	than	SCONJ
cjal-3360	645	50	they	they	PRON
cjal-3360	645	51	would	would	AUX
cjal-3360	645	52	in	in	ADP
cjal-3360	645	53	arm­	arm­	PROPN
cjal-3360	645	54	length	length	NOUN
cjal-3360	645	55	dealings	dealing	NOUN
cjal-3360	645	56	.	.	PUNCT
cjal-3360	646	1	another	another	DET
cjal-3360	646	2	reason	reason	NOUN
cjal-3360	646	3	is	be	AUX
cjal-3360	646	4	that	that	SCONJ
cjal-3360	646	5	depositors	depositor	NOUN
cjal-3360	646	6	tend	tend	VERB
cjal-3360	646	7	to	to	PART
cjal-3360	646	8	view	view	VERB
cjal-3360	646	9	their	their	PRON
cjal-3360	646	10	money	money	NOUN
cjal-3360	646	11	in	in	ADP
cjal-3360	646	12	private	private	ADJ
cjal-3360	646	13	lending	lending	NOUN
cjal-3360	646	14	institutions	institution	NOUN
cjal-3360	646	15	somewhat	somewhat	ADV
cjal-3360	646	16	differently	differently	ADV
cjal-3360	646	17	from	from	ADP
cjal-3360	646	18	their	their	PRON
cjal-3360	646	19	ordinary	ordinary	ADJ
cjal-3360	646	20	bank	bank	NOUN
cjal-3360	646	21	deposits	deposit	NOUN
cjal-3360	646	22	-they	-they	NOUN
cjal-3360	646	23	view	view	VERB
cjal-3360	646	24	the	the	DET
cjal-3360	646	25	former	former	ADJ
cjal-3360	646	26	more	more	ADV
cjal-3360	646	27	as	as	ADP
cjal-3360	646	28	an	an	DET
cjal-3360	646	29	investment	investment	NOUN
cjal-3360	646	30	in	in	ADP
cjal-3360	646	31	which	which	PRON
cjal-3360	646	32	they	they	PRON
cjal-3360	646	33	share	share	VERB
cjal-3360	646	34	risks	risk	NOUN
cjal-3360	646	35	with	with	ADP
cjal-3360	646	36	the	the	DET
cjal-3360	646	37	lenders	lender	NOUN
cjal-3360	646	38	in	in	ADP
cjal-3360	646	39	exchange	exchange	NOUN
cjal-3360	646	40	for	for	ADP
cjal-3360	646	41	higher	high	ADJ
cjal-3360	646	42	returns	return	NOUN
cjal-3360	646	43	rather	rather	ADV
cjal-3360	646	44	than	than	ADP
cjal-3360	646	45	a	a	DET
cjal-3360	646	46	safe	safe	ADJ
cjal-3360	646	47	haven	haven	NOUN
cjal-3360	646	48	to	to	PART
cjal-3360	646	49	store	store	VERB
cjal-3360	646	50	extra	extra	ADJ
cjal-3360	646	51	cash	cash	NOUN
cjal-3360	646	52	.	.	PUNCT
cjal-3360	647	1	a	a	DET
cjal-3360	647	2	few	few	ADJ
cjal-3360	647	3	individuals	individual	NOUN
cjal-3360	647	4	i	i	PRON
cjal-3360	647	5	talked	talk	VERB
cjal-3360	647	6	to	to	ADP
cjal-3360	647	7	in	in	ADP
cjal-3360	647	8	guangxi	guangxi	PROPN
cjal-3360	647	9	who	who	PRON
cjal-3360	647	10	have	have	AUX
cjal-3360	647	11	deposited	deposit	VERB
cjal-3360	647	12	with	with	ADP
cjal-3360	647	13	private	private	ADJ
cjal-3360	647	14	lenders	lender	NOUN
cjal-3360	647	15	said	say	VERB
cjal-3360	647	16	that	that	SCONJ
cjal-3360	647	17	they	they	PRON
cjal-3360	647	18	were	be	AUX
cjal-3360	647	19	only	only	ADV
cjal-3360	647	20	putting	put	VERB
cjal-3360	647	21	in	in	ADP
cjal-3360	647	22	money	money	NOUN
cjal-3360	647	23	for	for	ADP
cjal-3360	647	24	295	295	NUM
cjal-3360	647	25	which	which	PRON
cjal-3360	647	26	they	they	PRON
cjal-3360	647	27	have	have	VERB
cjal-3360	647	28	•no	•no	ADJ
cjal-3360	647	29	immediate	immediate	ADJ
cjal-3360	647	30	use	use	NOUN
cjal-3360	647	31	'	'	PUNCT
cjal-3360	647	32	and	and	CCONJ
cjal-3360	647	33	were	be	AUX
cjal-3360	647	34	fully	fully	ADV
cjal-3360	647	35	aware	aware	ADJ
cjal-3360	647	36	of	of	ADP
cjal-3360	647	37	the	the	DET
cjal-3360	647	38	possible	possible	ADJ
cjal-3360	647	39	worst	bad	ADJ
cjal-3360	647	40	scenario	scenario	NOUN
cjal-3360	647	41	-losing	-lose	VERB
cjal-3360	647	42	their	their	PRON
cjal-3360	647	43	entire	entire	ADJ
cjal-3360	647	44	principal	principal	NOUN
cjal-3360	647	45	.	.	PUNCT
cjal-3360	648	1	therefore	therefore	ADV
cjal-3360	648	2	,	,	PUNCT
cjal-3360	648	3	doing	do	VERB
cjal-3360	648	4	business	business	NOUN
cjal-3360	648	5	within	within	ADP
cjal-3360	648	6	small	small	ADJ
cjal-3360	648	7	communities	community	NOUN
cjal-3360	648	8	has	have	AUX
cjal-3360	648	9	likely	likely	ADV
cjal-3360	648	10	reduced	reduce	VERB
cjal-3360	648	11	some	some	PRON
cjal-3360	648	12	of	of	ADP
cjal-3360	648	13	the	the	DET
cjal-3360	648	14	liquidity	liquidity	NOUN
cjal-3360	648	15	risks	risk	NOUN
cjal-3360	648	16	·	·	PUNCT
cjal-3360	648	17	private	private	ADJ
cjal-3360	648	18	lenders	lender	NOUN
cjal-3360	648	19	would	would	AUX
cjal-3360	648	20	otherwise	otherwise	ADV
cjal-3360	648	21	face	face	VERB
cjal-3360	648	22	.	.	PUNCT
cjal-3360	649	1	but	but	CCONJ
cjal-3360	649	2	this	this	DET
cjal-3360	649	3	advantage	advantage	NOUN
cjal-3360	649	4	will	will	AUX
cjal-3360	649	5	probably	probably	ADV
cjal-3360	649	6	somewhat	somewhat	ADV
cjal-3360	649	7	decrease	decrease	VERB
cjal-3360	649	8	if	if	SCONJ
cjal-3360	649	9	some	some	DET
cjal-3360	649	10	private	private	ADJ
cjal-3360	649	11	lenders	lender	NOUN
cjal-3360	649	12	become	become	VERB
cjal-3360	649	13	legitimate	legitimate	ADJ
cjal-3360	649	14	banks	bank	NOUN
cjal-3360	649	15	and	and	CCONJ
cjal-3360	649	16	start	start	VERB
cjal-3360	649	17	absorbing	absorb	VERB
cjal-3360	649	18	deposits	deposit	NOUN
cjal-3360	649	19	from	from	ADP
cjal-3360	649	20	the	the	DET
cjal-3360	649	21	broader	broad	ADJ
cjal-3360	649	22	public	public	NOUN
cjal-3360	649	23	on	on	ADP
cjal-3360	649	24	arm	arm	NOUN
cjal-3360	649	25	-	-	PUNCT
cjal-3360	649	26	length	length	NOUN
cjal-3360	649	27	basis	basis	NOUN
cjal-3360	649	28	.	.	PUNCT
cjal-3360	650	1	non	non	ADJ
cjal-3360	650	2	-	-	ADJ
cjal-3360	650	3	depository	depository	ADJ
cjal-3360	650	4	institutions	institution	NOUN
cjal-3360	650	5	,	,	PUNCT
cjal-3360	650	6	such	such	ADJ
cjal-3360	650	7	as	as	ADP
cjal-3360	650	8	small	small	ADJ
cjal-3360	650	9	loans	loan	NOUN
cjal-3360	650	10	companies	company	NOUN
cjal-3360	650	11	and	and	CCONJ
cjal-3360	650	12	pawn	pawn	NOUN
cjal-3360	650	13	shops	shop	NOUN
cjal-3360	650	14	,	,	PUNCT
cjal-3360	650	15	face	face	VERB
cjal-3360	650	16	less	less	ADJ
cjal-3360	650	17	liquidity	liquidity	NOUN
cjal-3360	650	18	risks	risk	NOUN
cjal-3360	650	19	.	.	PUNCT
cjal-3360	651	1	because	because	SCONJ
cjal-3360	651	2	such	such	ADJ
cjal-3360	651	3	institutions	institution	NOUN
cjal-3360	651	4	often	often	ADV
cjal-3360	651	5	rely	rely	VERB
cjal-3360	651	6	much	much	ADV
cjal-3360	651	7	more	more	ADV
cjal-3360	651	8	heavily	heavily	ADV
cjal-3360	651	9	on	on	ADP
cjal-3360	651	10	founder	founder	NOUN
cjal-3360	651	11	's	's	PART
cjal-3360	651	12	own	own	ADJ
cjal-3360	651	13	funds	fund	NOUN
cjal-3360	651	14	and	and	CCONJ
cjal-3360	651	15	retained	retain	VERB
cjal-3360	651	16	earnings	earning	NOUN
cjal-3360	651	17	than	than	ADP
cjal-3360	651	18	external	external	ADJ
cjal-3360	651	19	investors	investor	NOUN
cjal-3360	651	20	or	or	CCONJ
cjal-3360	651	21	depositors	depositor	NOUN
cjal-3360	651	22	,	,	PUNCT
cjal-3360	651	23	they	they	PRON
cjal-3360	651	24	do	do	AUX
cjal-3360	651	25	not	not	PART
cjal-3360	651	26	face	face	VERB
cjal-3360	651	27	the	the	DET
cjal-3360	651	28	challenge	challenge	NOUN
cjal-3360	651	29	of	of	ADP
cjal-3360	651	30	having	have	VERB
cjal-3360	651	31	to	to	PART
cjal-3360	651	32	use	use	VERB
cjal-3360	651	33	shorter	short	ADJ
cjal-3360	651	34	-	-	PUNCT
cjal-3360	651	35	term	term	NOUN
cjal-3360	651	36	liabilities	liability	NOUN
cjal-3360	651	37	(	(	PUNCT
cjal-3360	651	38	deposits	deposit	NOUN
cjal-3360	651	39	)	)	PUNCT
cjal-3360	651	40	to	to	PART
cjal-3360	651	41	support	support	VERB
cjal-3360	651	42	longer	long	ADJ
cjal-3360	651	43	-	-	PUNCT
cjal-3360	651	44	term	term	NOUN
cjal-3360	651	45	.assets	.asset	NOUN
cjal-3360	651	46	(	(	PUNCT
cjal-3360	651	47	loans	loan	NOUN
cjal-3360	651	48	)	)	PUNCT
cjal-3360	651	49	as	as	SCONJ
cjal-3360	651	50	their	their	PRON
cjal-3360	651	51	deposit­	deposit­	NOUN
cjal-3360	651	52	collecting	collecting	NOUN
cjal-3360	651	53	counterparts	counterpart	NOUN
cjal-3360	651	54	do	do	VERB
cjal-3360	651	55	.	.	PUNCT
cjal-3360	652	1	also	also	ADV
cjal-3360	652	2	,	,	PUNCT
cjal-3360	652	3	because	because	SCONJ
cjal-3360	652	4	such	such	ADJ
cjal-3360	652	5	institutions	institution	NOUN
cjal-3360	652	6	often	often	ADV
cjal-3360	652	7	require	require	VERB
cjal-3360	652	8	borrowers	borrower	NOUN
cjal-3360	652	9	to	to	PART
cjal-3360	652	10	pledge	pledge	VERB
cjal-3360	652	11	assets	asset	NOUN
cjal-3360	652	12	of	of	ADP
cjal-3360	652	13	equivalent	equivalent	ADJ
cjal-3360	652	14	or	or	CCONJ
cjal-3360	652	15	greater	great	ADJ
cjal-3360	652	16	value	value	NOUN
cjal-3360	652	17	as	as	ADP
cjal-3360	652	18	collaterals	collateral	NOUN
cjal-3360	652	19	for	for	ADP
cjal-3360	652	20	loans	loan	NOUN
cjal-3360	652	21	,	,	PUNCT
cjal-3360	652	22	and	and	CCONJ
cjal-3360	652	23	can	can	AUX
cjal-3360	652	24	hold	hold	VERB
cjal-3360	652	25	on	on	ADP
cjal-3360	652	26	to	to	ADP
cjal-3360	652	27	such	such	ADJ
cjal-3360	652	28	collaterals	collateral	NOUN
cjal-3360	652	29	as	as	ADV
cjal-3360	652	30	long	long	ADV
cjal-3360	652	31	as	as	SCONJ
cjal-3360	652	32	issued	issue	VERB
cjal-3360	652	33	loans	loan	NOUN
cjal-3360	652	34	are	be	AUX
cjal-3360	652	35	not	not	PART
cjal-3360	652	36	properly	properly	ADV
cjal-3360	652	37	returned	return	VERB
cjal-3360	652	38	,	,	PUNCT
cjal-3360	652	39	they	they	PRON
cjal-3360	652	40	may	may	AUX
cjal-3360	652	41	also	also	ADV
cjal-3360	652	42	face	face	VERB
cjal-3360	652	43	less	less	ADJ
cjal-3360	652	44	credit	credit	NOUN
cjal-3360	652	45	credits	credit	NOUN
cjal-3360	652	46	.	.	PUNCT
cjal-3360	653	1	(	(	PUNCT
cjal-3360	653	2	1	1	NUM
cjal-3360	653	3	)	)	PUNCT
cjal-3360	653	4	compared	compare	VERB
cjal-3360	653	5	to	to	ADP
cjal-3360	653	6	state	state	NOUN
cjal-3360	653	7	-	-	PUNCT
cjal-3360	653	8	backed	back	VERB
cjal-3360	653	9	banks	bank	NOUN
cjal-3360	653	10	,	,	PUNCT
cjal-3360	653	11	private	private	ADJ
cjal-3360	653	12	lending	lending	NOUN
cjal-3360	653	13	institutions	institution	NOUN
cjal-3360	653	14	may	may	AUX
cjal-3360	653	15	face	face	VERB
cjal-3360	653	16	more	more	ADJ
cjal-3360	653	17	idiosyncratic	idiosyncratic	ADJ
cjal-3360	653	18	market	market	NOUN
cjal-3360	653	19	and	and	CCONJ
cjal-3360	653	20	operational	operational	ADJ
cjal-3360	653	21	risks	risk	NOUN
cjal-3360	653	22	due	due	ADP
cjal-3360	653	23	to	to	ADP
cjal-3360	653	24	their	their	PRON
cjal-3360	653	25	highly	highly	ADV
cjal-3360	653	26	localized	localize	VERB
cjal-3360	653	27	business	business	NOUN
cjal-3360	653	28	underground	underground	ADJ
cjal-3360	653	29	banks	bank	NOUN
cjal-3360	653	30	may	may	AUX
cjal-3360	653	31	face	face	VERB
cjal-3360	653	32	more	more	ADJ
cjal-3360	653	33	idiosyncratic	idiosyncratic	ADJ
cjal-3360	653	34	market	market	NOUN
cjal-3360	653	35	and	and	CCONJ
cjal-3360	653	36	operational	operational	ADJ
cjal-3360	653	37	risks	risk	NOUN
cjal-3360	653	38	.	.	PUNCT
cjal-3360	654	1	market	market	NOUN
cjal-3360	654	2	risks	risk	NOUN
cjal-3360	654	3	arise	arise	VERB
cjal-3360	654	4	from	from	ADP
cjal-3360	654	5	changes	change	NOUN
cjal-3360	654	6	in	in	ADP
cjal-3360	654	7	external	external	ADJ
cjal-3360	654	8	market	market	NOUN
cjal-3360	654	9	conditions	condition	NOUN
cjal-3360	654	10	including	include	VERB
cjal-3360	654	11	moves	move	NOUN
cjal-3360	654	12	in	in	ADP
cjal-3360	654	13	macro	macro	ADJ
cjal-3360	654	14	-	-	ADJ
cjal-3360	654	15	economic	economic	ADJ
cjal-3360	654	16	parameters	parameter	NOUN
cjal-3360	654	17	.	.	PUNCT
cjal-3360	655	1	as	as	SCONJ
cjal-3360	655	2	private	private	ADJ
cjal-3360	655	3	lenders	lender	NOUN
cjal-3360	655	4	make	make	VERB
cjal-3360	655	5	most	most	ADJ
cjal-3360	655	6	of	of	ADP
cjal-3360	655	7	their	their	PRON
cjal-3360	655	8	profits	profit	NOUN
cjal-3360	655	9	catering	cater	VERB
cjal-3360	655	10	to	to	ADP
cjal-3360	655	11	financing	financing	NOUN
cjal-3360	655	12	needs	need	NOUN
cjal-3360	655	13	of	of	ADP
cjal-3360	655	14	local	local	ADJ
cjal-3360	655	15	business	business	NOUN
cjal-3360	655	16	and	and	CCONJ
cjal-3360	655	17	individuals	individual	NOUN
cjal-3360	655	18	,	,	PUNCT
cjal-3360	655	19	depending	depend	VERB
cjal-3360	655	20	on	on	ADP
cjal-3360	655	21	the	the	DET
cjal-3360	655	22	nature	nature	NOUN
cjal-3360	655	23	of	of	ADP
cjal-3360	655	24	their	their	PRON
cjal-3360	655	25	borrowers	borrower	NOUN
cjal-3360	655	26	and	and	CCONJ
cjal-3360	655	27	the	the	PRON
cjal-3360	655	28	how	how	SCONJ
cjal-3360	655	29	these	these	DET
cjal-3360	655	30	borrowers	borrower	NOUN
cjal-3360	655	31	use	use	VERB
cjal-3360	655	32	obtained	obtain	VERB
cjal-3360	655	33	loans	loan	NOUN
cjal-3360	655	34	,	,	PUNCT
cjal-3360	655	35	private	private	ADJ
cjal-3360	655	36	lenders	lender	NOUN
cjal-3360	655	37	operating	operate	VERB
cjal-3360	655	38	at	at	ADP
cjal-3360	655	39	different	different	ADJ
cjal-3360	655	40	localities	locality	NOUN
cjal-3360	655	41	are	be	AUX
cjal-3360	655	42	sensitive	sensitive	ADJ
cjal-3360	655	43	to	to	ADP
cjal-3360	655	44	very	very	ADV
cjal-3360	655	45	different	different	ADJ
cjal-3360	655	46	types	type	NOUN
cjal-3360	655	47	of	of	ADP
cjal-3360	655	48	market	market	NOUN
cjal-3360	655	49	factors	factor	NOUN
cjal-3360	655	50	.	.	PUNCT
cjal-3360	656	1	for	for	ADP
cjal-3360	656	2	.	.	PUNCT
cjal-3360	656	3	example	example	NOUN
cjal-3360	656	4	,	,	PUNCT
cjal-3360	656	5	most	most	ADJ
cjal-3360	656	6	of	of	ADP
cjal-3360	656	7	the	the	DET
cjal-3360	656	8	zhejiomg·b	zhejiomg·b	PROPN
cjal-3360	656	9	~	~	SYM
cjal-3360	656	10	sed	se	VERB
cjal-3360	656	11	respond	respond	NOUN
cjal-3360	656	12	~	~	SYM
cjal-3360	656	13	nts	nt	NOUN
cjal-3360	656	14	lend	lend	VERB
cjal-3360	656	15	heavily	heavily	ADV
cjal-3360	656	16	to	to	ADP
cjal-3360	656	17	msms	msm	NOUN
cjal-3360	656	18	in	in	ADP
cjal-3360	656	19	manufacturing	manufacturing	NOUN
cjal-3360	656	20	and	and	CCONJ
cjal-3360	656	21	wholesale	wholesale	NOUN
cjal-3360	656	22	.	.	PUNCT
cjal-3360	657	1	these	these	DET
cjal-3360	657	2	institutions	institution	NOUN
cjal-3360	657	3	are	be	AUX
cjal-3360	657	4	most	most	ADV
cjal-3360	657	5	concerned	concerned	ADJ
cjal-3360	657	6	with	with	ADP
cjal-3360	657	7	changes	change	NOUN
cjal-3360	657	8	in	in	ADP
cjal-3360	657	9	such	such	ADJ
cjal-3360	657	10	factors	factor	NOUN
cjal-3360	657	11	as	as	ADP
cjal-3360	657	12	raw	raw	ADJ
cjal-3360	657	13	material	material	NOUN
cjal-3360	657	14	costs	cost	NOUN
cjal-3360	657	15	,	,	PUNCT
cjal-3360	657	16	export	export	NOUN
cjal-3360	657	17	policies	policy	NOUN
cjal-3360	657	18	,	,	PUNCT
cjal-3360	657	19	and	and	CCONJ
cjal-3360	657	20	currency	currency	NOUN
cjal-3360	657	21	exchange	exchange	NOUN
cjal-3360	657	22	rates	rate	NOUN
cjal-3360	657	23	,	,	PUNCT
cjal-3360	657	24	etc	etc	X
cjal-3360	657	25	.	.	X
cjal-3360	658	1	whereas	whereas	SCONJ
cjal-3360	658	2	sichuan	sichuan	PROPN
cjal-3360	658	3	-	-	PUNCT
cjal-3360	658	4	based	base	VERB
cjal-3360	658	5	institutions	institution	NOUN
cjal-3360	658	6	,	,	PUNCT
cjal-3360	658	7	which	which	PRON
cjal-3360	658	8	lend	lend	VERB
cjal-3360	658	9	heavily	heavily	ADV
cjal-3360	658	10	to	to	ADP
cjal-3360	658	11	real	real	ADJ
cjal-3360	658	12	estate	estate	NOUN
cjal-3360	658	13	and	and	CCONJ
cjal-3360	658	14	stock	stock	NOUN
cjal-3360	658	15	investors	investor	NOUN
cjal-3360	658	16	,	,	PUNCT
cjal-3360	658	17	are	be	AUX
cjal-3360	658	18	more	more	ADV
cjal-3360	658	19	concerned	concerned	ADJ
cjal-3360	658	20	with	with	ADP
cjal-3360	658	21	the	the	DET
cjal-3360	658	22	performance	performance	NOUN
cjal-3360	658	23	of	of	ADP
cjal-3360	658	24	these	these	DET
cjal-3360	658	25	industries	industry	NOUN
cjal-3360	658	26	.	.	PUNCT
cjal-3360	659	1	and	and	CCONJ
cjal-3360	659	2	shenzhen	shenzhen	PROPN
cjal-3360	659	3	-	-	PUNCT
cjal-3360	659	4	based	base	VERB
cjal-3360	659	5	foreign	foreign	ADJ
cjal-3360	659	6	exchange	exchange	NOUN
cjal-3360	659	7	houses	house	NOUN
cjal-3360	659	8	,	,	PUNCT
cjal-3360	659	9	whose	whose	DET
cjal-3360	659	10	business	business	NOUN
cjal-3360	659	11	is	be	AUX
cjal-3360	659	12	predominantly	predominantly	ADV
cjal-3360	659	13	currency	currency	NOUN
cjal-3360	659	14	trading	trading	NOUN
cjal-3360	659	15	,	,	PUNCT
cjal-3360	659	16	watch	watch	VERB
cjal-3360	659	17	fluctua	fluctua	NOUN
cjal-3360	659	18	tions	tion	NOUN
cjal-3360	659	19	in	in	ADP
cjal-3360	659	20	foreign	foreign	ADJ
cjal-3360	659	21	exchange	exchange	NOUN
cjal-3360	659	22	rates	rate	NOUN
cjal-3360	659	23	particularly	particularly	ADV
cjal-3360	659	24	closely	closely	ADV
cjal-3360	659	25	.	.	PUNCT
cjal-3360	660	1	because	because	SCONJ
cjal-3360	660	2	many	many	ADJ
cjal-3360	660	3	grass	grass	NOUN
cjal-3360	660	4	-	-	PUNCT
cjal-3360	660	5	root	root	NOUN
cjal-3360	660	6	lending	lending	NOUN
cjal-3360	660	7	institutions	institution	NOUN
cjal-3360	660	8	do	do	AUX
cjal-3360	660	9	not	not	PART
cjal-3360	660	10	easily	easily	ADV
cjal-3360	660	11	expand	expand	VERB
cjal-3360	660	12	beyond	beyond	ADP
cjal-3360	660	13	!	!	PUNCT
cjal-3360	660	14	heir	heir	ADJ
cjal-3360	660	15	founding	found	VERB
cjal-3360	660	16	localities	locality	NOUN
cjal-3360	660	17	,	,	PUNCT
cjal-3360	660	18	external	external	ADJ
cjal-3360	660	19	market	market	NOUN
cjal-3360	660	20	factors	factor	NOUN
cjal-3360	660	21	that	that	PRON
cjal-3360	660	22	have	have	AUX
cjal-3360	660	23	generally	generally	ADV
cjal-3360	660	24	impact	impact	VERB
cjal-3360	660	25	on	on	ADP
cjal-3360	660	26	local	local	ADJ
cjal-3360	660	27	economy	economy	NOUN
cjal-3360	660	28	are	be	AUX
cjal-3360	660	29	non­	non­	NOUN
cjal-3360	660	30	diversifiable	diversifiable	ADJ
cjal-3360	660	31	,	,	PUNCT
cjal-3360	660	32	systemic	systemic	ADJ
cjal-3360	660	33	risks	risk	NOUN
cjal-3360	660	34	for	for	ADP
cjal-3360	660	35	these	these	DET
cjal-3360	660	36	lenders	lender	NOUN
cjal-3360	660	37	.	.	PUNCT
cjal-3360	661	1	this	this	PRON
cjal-3360	661	2	is	be	AUX
cjal-3360	661	3	an	an	DET
cjal-3360	661	4	important	important	ADJ
cjal-3360	661	5	reason	reason	NOUN
cjal-3360	661	6	why	why	SCONJ
cjal-3360	661	7	when	when	SCONJ
cjal-3360	661	8	substantive	substantive	ADJ
cjal-3360	661	9	businesses	business	NOUN
cjal-3360	661	10	deteriorate	deteriorate	VERB
cjal-3360	661	11	in	in	ADP
cjal-3360	661	12	recent	recent	ADJ
cjal-3360	661	13	years	year	NOUN
cjal-3360	661	14	,	,	PUNCT
cjal-3360	661	15	private	private	ADJ
cjal-3360	661	16	lenders	lender	NOUN
cjal-3360	661	17	tend	tend	VERB
cjal-3360	661	18	to	to	PART
cjal-3360	661	19	switch	switch	VERB
cjal-3360	661	20	to	to	PART
cjal-3360	661	21	fund	fund	VERB
cjal-3360	661	22	more	more	ADV
cjal-3360	661	23	risky	risky	ADJ
cjal-3360	661	24	speculative	speculative	ADJ
cjal-3360	661	25	investments	investment	NOUN
cjal-3360	661	26	rather	rather	ADV
cjal-3360	661	27	than	than	ADP
cjal-3360	661	28	staying	stay	VERB
cjal-3360	661	29	in	in	ADP
cjal-3360	661	30	substantive	substantive	ADJ
cjal-3360	661	31	commercial	commercial	ADJ
cjal-3360	661	32	lending	lending	NOUN
cjal-3360	661	33	by	by	ADP
cjal-3360	661	34	tapping	tap	VERB
cjal-3360	661	35	potential	potential	ADJ
cjal-3360	661	36	clients	client	NOUN
cjal-3360	661	37	outside	outside	ADP
cjal-3360	661	38	their	their	PRON
cjal-3360	661	39	local	local	ADJ
cjal-3360	661	40	markets	market	NOUN
cjal-3360	661	41	.	.	PUNCT
cjal-3360	662	1	this	this	DET
cjal-3360	662	2	exposure	exposure	NOUN
cjal-3360	662	3	to	to	ADP
cjal-3360	662	4	non	non	ADJ
cjal-3360	662	5	-	-	ADJ
cjal-3360	662	6	diversifiable	diversifiable	ADJ
cjal-3360	662	7	market	market	NOUN
cjal-3360	662	8	risks	risk	NOUN
cjal-3360	662	9	is	be	AUX
cjal-3360	662	10	inherent	inherent	ADJ
cjal-3360	662	11	in	in	ADP
cjal-3360	662	12	the	the	DET
cjal-3360	662	13	nature	nature	NOUN
cjal-3360	662	14	of	of	ADP
cjal-3360	662	15	grass	grass	NOUN
cjal-3360	662	16	-	-	PUNCT
cjal-3360	662	17	root	root	NOUN
cjal-3360	662	18	private	private	ADJ
cjal-3360	662	19	lending	lending	NOUN
cjal-3360	662	20	,	,	PUNCT
cjal-3360	662	21	and	and	CCONJ
cjal-3360	662	22	is	be	AUX
cjal-3360	662	23	a	a	DET
cjal-3360	662	24	principal	principal	ADJ
cjal-3360	662	25	contributor	contributor	NOUN
cjal-3360	662	26	to	to	ADP
cjal-3360	662	27	grass­	grass­	NOUN
cjal-3360	662	28	root	root	NOUN
cjal-3360	662	29	lenders	lender	NOUN
cjal-3360	662	30	'	'	PART
cjal-3360	662	31	credit	credit	NOUN
cjal-3360	662	32	and	and	CCONJ
cjal-3360	662	33	liquidity	liquidity	NOUN
cjal-3360	662	34	risks	risk	NOUN
cjal-3360	662	35	(	(	PUNCT
cjal-3360	662	36	discussed	discuss	VERB
cjal-3360	662	37	in	in	ADP
cjal-3360	662	38	the	the	DET
cjal-3360	662	39	previous	previous	ADJ
cjal-3360	662	40	section	section	NOUN
cjal-3360	662	41	)	)	PUNCT
cjal-3360	662	42	and	and	CCONJ
cjal-3360	662	43	micro	micro	ADJ
cjal-3360	662	44	-	-	ADJ
cjal-3360	662	45	systemic	systemic	ADJ
cjal-3360	662	46	significance	significance	NOUN
cjal-3360	662	47	in	in	ADP
cjal-3360	662	48	!	!	PUNCT
cjal-3360	663	1	heir	heir	ADJ
cjal-3360	663	2	local	local	ADJ
cjal-3360	663	3	financial	financial	ADJ
cjal-3360	663	4	systems	system	NOUN
cjal-3360	663	5	(	(	PUNCT
cjal-3360	663	6	discussed	discuss	VERB
cjal-3360	663	7	in	in	ADP
cjal-3360	663	8	the	the	DET
cjal-3360	663	9	next	next	ADJ
cjal-3360	663	10	section	section	NOUN
cjal-3360	663	11	)	)	PUNCT
cjal-3360	663	12	.	.	PUNCT
cjal-3360	664	1	operational	operational	ADJ
cjal-3360	664	2	risks	risk	NOUN
cjal-3360	664	3	arise	arise	VERB
cjal-3360	664	4	from	from	ADP
cjal-3360	664	5	!	!	PUNCT
cjal-3360	665	1	he	he	PRON
cjal-3360	665	2	lac	lac	PROPN
cjal-3360	665	3	:	:	PUNCT
cjal-3360	665	4	k	k	PROPN
cjal-3360	665	5	of	of	ADP
cjal-3360	665	6	sufficient	sufficient	ADJ
cjal-3360	665	7	,	,	PUNCT
cjal-3360	665	8	effective	effective	ADJ
cjal-3360	665	9	business	business	NOUN
cjal-3360	665	10	processes	process	NOUN
cjal-3360	665	11	.	.	PUNCT
cjal-3360	666	1	compared	compare	VERB
cjal-3360	666	2	to	to	ADP
cjal-3360	666	3	official	official	ADJ
cjal-3360	666	4	banks	bank	NOUN
cjal-3360	666	5	,	,	PUNCT
cjal-3360	666	6	private	private	ADJ
cjal-3360	666	7	lending	lending	NOUN
cjal-3360	666	8	institutions	institution	NOUN
cjal-3360	666	9	have	have	VERB
cjal-3360	666	10	less	less	ADV
cjal-3360	666	11	sophisticated	sophisticated	ADJ
cjal-3360	666	12	business	business	NOUN
cjal-3360	666	13	processes	process	NOUN
cjal-3360	666	14	and	and	CCONJ
cjal-3360	666	15	cruder	crude	ADJ
cjal-3360	666	16	risk	risk	NOUN
cjal-3360	666	17	management	management	NOUN
cjal-3360	666	18	measures	measure	NOUN
cjal-3360	666	19	.	.	PUNCT
cjal-3360	667	1	less	less	ADJ
cjal-3360	667	2	than	than	ADP
cjal-3360	667	3	one	one	NUM
cjal-3360	667	4	third	third	NOUN
cjal-3360	667	5	of	of	ADP
cjal-3360	667	6	respondents	respondent	NOUN
cjal-3360	667	7	have	have	VERB
cjal-3360	667	8	some	some	DET
cjal-3360	667	9	standardized	standardized	ADJ
cjal-3360	667	10	procedure	procedure	NOUN
cjal-3360	667	11	for	for	ADP
cjal-3360	667	12	reviewing	review	VERB
cjal-3360	667	13	and	and	CCONJ
cjal-3360	667	14	processing	processing	NOUN
cjal-3360	667	15	loan	loan	NOUN
cjal-3360	667	16	applications	application	NOUN
cjal-3360	667	17	and	and	CCONJ
cjal-3360	667	18	less	less	ADJ
cjal-3360	667	19	than	than	ADP
cjal-3360	667	20	half	half	ADJ
cjal-3360	667	21	sign	sign	NOUN
cjal-3360	667	22	formal	formal	ADJ
cjal-3360	667	23	,	,	PUNCT
cjal-3360	667	24	notarized	notarize	VERB
cjal-3360	667	25	contracts	contract	NOUN
cjal-3360	667	26	with	with	ADP
cjal-3360	667	27	borrowers	borrower	NOUN
cjal-3360	667	28	.	.	PUNCT
cjal-3360	668	1	although	although	SCONJ
cjal-3360	668	2	a	a	DET
cjal-3360	668	3	larger	large	ADJ
cjal-3360	668	4	percentage	percentage	NOUN
cjal-3360	668	5	of	of	ADP
cjal-3360	668	6	respondents	respondent	NOUN
cjal-3360	668	7	reported	report	VERB
cjal-3360	668	8	performing	perform	VERB
cjal-3360	668	9	at	at	ADP
cjal-3360	668	10	least	least	ADJ
cjal-3360	668	11	some	some	PRON
cjal-3360	668	12	basic	basic	ADJ
cjal-3360	668	13	due	due	ADJ
cjal-3360	668	14	diligence	diligence	NOUN
cjal-3360	668	15	on	on	ADP
cjal-3360	668	16	loan	loan	NOUN
cjal-3360	668	17	applications	application	NOUN
cjal-3360	668	18	and	and	CCONJ
cjal-3360	668	19	having	have	VERB
cjal-3360	668	20	some	some	DET
cjal-3360	668	21	record	record	NOUN
cjal-3360	668	22	keeping	keep	VERB
cjal-3360	668	23	practice	practice	NOUN
cjal-3360	668	24	,	,	PUNCT
cjal-3360	668	25	none	none	NOUN
cjal-3360	668	26	of	of	ADP
cjal-3360	668	27	these	these	DET
cjal-3360	668	28	respondents	respondent	NOUN
cjal-3360	668	29	used	use	VERB
cjal-3360	668	30	any	any	DET
cjal-3360	668	31	professional	professional	ADJ
cjal-3360	668	32	staff	staff	NOUN
cjal-3360	668	33	to	to	PART
cjal-3360	668	34	perform	perform	VERB
cjal-3360	668	35	such	such	ADJ
cjal-3360	668	36	processes	process	NOUN
cjal-3360	668	37	and	and	CCONJ
cjal-3360	668	38	most	most	ADJ
cjal-3360	668	39	analytics	analytic	NOUN
cjal-3360	668	40	performed	perform	VERB
cjal-3360	668	41	are	be	AUX
cjal-3360	668	42	simple	simple	ADJ
cjal-3360	668	43	static	static	ADJ
cjal-3360	668	44	ratio	ratio	NOUN
cjal-3360	668	45	checks	check	NOUN
cjal-3360	668	46	.	.	PUNCT
cjal-3360	669	1	none	none	NOUN
cjal-3360	669	2	of	of	ADP
cjal-3360	669	3	the	the	DET
cjal-3360	669	4	lenders	lender	NOUN
cjal-3360	669	5	interviewed	interview	VERB
cjal-3360	669	6	have	have	VERB
cjal-3360	669	7	among	among	ADP
cjal-3360	669	8	its	its	PRON
cjal-3360	669	9	founders	founder	NOUN
cjal-3360	669	10	or	or	CCONJ
cjal-3360	669	11	key	key	ADJ
cjal-3360	669	12	staff	staff	NOUN
cjal-3360	669	13	anyone	anyone	PRON
cjal-3360	669	14	with	with	ADP
cjal-3360	669	15	substantial	substantial	ADJ
cjal-3360	669	16	previous	previous	ADJ
cjal-3360	669	17	training	training	NOUN
cjal-3360	669	18	or	or	CCONJ
cjal-3360	669	19	experience	experience	NOUN
cjal-3360	669	20	in	in	ADP
cjal-3360	669	21	banking	banking	NOUN
cjal-3360	669	22	,	,	PUNCT
cjal-3360	669	23	or	or	CCONJ
cjal-3360	669	24	finance	finance	NOUN
cjal-3360	669	25	in	in	ADP
cjal-3360	669	26	general	general	ADJ
cjal-3360	669	27	.	.	PUNCT
cjal-3360	670	1	but	but	CCONJ
cjal-3360	670	2	these	these	DET
cjal-3360	670	3	observations	observation	NOUN
cjal-3360	670	4	do	do	AUX
cjal-3360	670	5	not	not	PART
cjal-3360	670	6	necessarily	necessarily	ADV
cjal-3360	670	7	suggest	suggest	VERB
cjal-3360	670	8	that	that	SCONJ
cjal-3360	670	9	private	private	ADJ
cjal-3360	670	10	institutions	institution	NOUN
cjal-3360	670	11	are	be	AUX
cjal-3360	670	12	exposed	expose	VERB
cjal-3360	670	13	to	to	ADP
cjal-3360	670	14	unacceptable	unacceptable	ADJ
cjal-3360	670	15	operational	operational	ADJ
cjal-3360	670	16	risks	risk	NOUN
cjal-3360	670	17	,	,	PUNCT
cjal-3360	670	18	for	for	ADP
cjal-3360	670	19	at	at	ADV
cjal-3360	670	20	least	least	ADV
cjal-3360	670	21	two	two	NUM
cjal-3360	670	22	reasons	reason	NOUN
cjal-3360	670	23	.	.	PUNCT
cjal-3360	671	1	first	first	ADV
cjal-3360	671	2	,	,	PUNCT
cjal-3360	671	3	private	private	ADJ
cjal-3360	671	4	lending	lending	NOUN
cjal-3360	671	5	institutions	institution	NOUN
cjal-3360	671	6	often	often	ADV
cjal-3360	671	7	provide	provide	VERB
cjal-3360	671	8	simple	simple	ADJ
cjal-3360	671	9	services	service	NOUN
cjal-3360	671	10	to	to	ADP
cjal-3360	671	11	familiar	familiar	ADJ
cjal-3360	671	12	customers	customer	NOUN
cjal-3360	671	13	.	.	PUNCT
cjal-3360	672	1	on	on	ADP
cjal-3360	672	2	small	small	ADJ
cjal-3360	672	3	localized	localized	ADJ
cjal-3360	672	4	markets	market	NOUN
cjal-3360	672	5	,	,	PUNCT
cjal-3360	672	6	private	private	ADJ
cjal-3360	672	7	institutions	institution	NOUN
cjal-3360	672	8	have	have	VERB
cjal-3360	672	9	significant	significant	ADJ
cjal-3360	672	10	advantages	advantage	NOUN
cjal-3360	672	11	over	over	ADP
cjal-3360	672	12	larger	large	ADJ
cjal-3360	672	13	official	official	ADJ
cjal-3360	672	14	banks	bank	NOUN
cjal-3360	672	15	on	on	ADP
cjal-3360	672	16	information	information	NOUN
cjal-3360	672	17	costs	cost	NOUN
cjal-3360	672	18	.	.	PUNCT
cjal-3360	673	1	private	private	ADJ
cjal-3360	673	2	lenders	lender	NOUN
cjal-3360	673	3	'	'	PART
cjal-3360	673	4	familiarity	familiarity	NOUN
cjal-3360	673	5	wi!h	wi!h	ADP
cjal-3360	673	6	local	local	ADJ
cjal-3360	673	7	customers	customer	NOUN
cjal-3360	673	8	means	mean	VERB
cjal-3360	673	9	that	that	SCONJ
cjal-3360	673	10	loan	loan	NOUN
cjal-3360	673	11	application	application	NOUN
cjal-3360	673	12	and	and	CCONJ
cjal-3360	673	13	approval	approval	NOUN
cjal-3360	673	14	procedures	procedure	NOUN
cjal-3360	673	15	can	can	AUX
cjal-3360	673	16	often	often	ADV
cjal-3360	673	17	be	be	AUX
cjal-3360	673	18	minimized	minimize	VERB
cjal-3360	673	19	to	to	PART
cjal-3360	673	20	facilitate	facilitate	VERB
cjal-3360	673	21	more	more	ADV
cjal-3360	673	22	efficient	efficient	ADJ
cjal-3360	673	23	lending	lending	NOUN
cjal-3360	673	24	and	and	CCONJ
cjal-3360	673	25	quicker	quick	ADJ
cjal-3360	673	26	capital	capital	NOUN
cjal-3360	673	27	turn	turn	NOUN
cjal-3360	673	28	-	-	PUNCT
cjal-3360	673	29	around	around	NOUN
cjal-3360	673	30	.	.	PUNCT
cjal-3360	674	1	many	many	ADJ
cjal-3360	674	2	interviewed	interview	VERB
cjal-3360	674	3	lenders	lender	NOUN
cjal-3360	674	4	felt	feel	VERB
cjal-3360	674	5	that	that	SCONJ
cjal-3360	674	6	formalized	formalize	VERB
cjal-3360	674	7	processes	process	NOUN
cjal-3360	674	8	will	will	AUX
cjal-3360	674	9	slow	slow	VERB
cjal-3360	674	10	down	down	ADP
cjal-3360	674	11	their	their	PRON
cjal-3360	674	12	lending	lending	NOUN
cjal-3360	674	13	activities	activity	NOUN
cjal-3360	674	14	and	and	CCONJ
cjal-3360	674	15	make	make	VERB
cjal-3360	674	16	them	they	PRON
cjal-3360	674	17	jess	jess	NOUN
cjal-3360	674	18	competitive	competitive	ADJ
cjal-3360	674	19	,	,	PUNCT
cjal-3360	674	20	because	because	SCONJ
cjal-3360	674	21	in	in	ADP
cjal-3360	674	22	an	an	DET
cjal-3360	674	23	"	"	PUNCT
cjal-3360	674	24	acquaintances	acquaintance	NOUN
cjal-3360	674	25	-	-	PUNCT
cjal-3360	674	26	based	base	VERB
cjal-3360	674	27	market	market	NOUN
cjal-3360	674	28	"	"	PUNCT
cjal-3360	674	29	(	(	PUNCT
cjal-3360	674	30	shuren	shuren	NOUN
cjal-3360	674	31	shichang	shichang	NOUN
cjal-3360	674	32	,	,	PUNCT
cjal-3360	674	33	ii\	ii\	NOUN
cjal-3360	674	34	a	a	DET
cjal-3360	674	35	iii:%	iii:%	NOUN
cjal-3360	674	36	)	)	PUNCT
cjal-3360	674	37	,	,	PUNCT
cjal-3360	674	38	requiring	require	VERB
cjal-3360	674	39	formalized	formalize	VERB
cjal-3360	674	40	processes	process	NOUN
cjal-3360	674	41	does	do	AUX
cjal-3360	674	42	not	not	PART
cjal-3360	674	43	materiauy	materiauy	VERB
cjal-3360	674	44	mitigate	mitigate	VERB
cjal-3360	674	45	any	any	DET
cjal-3360	674	46	risks	risk	NOUN
cjal-3360	674	47	already	already	ADV
cjal-3360	674	48	known	know	VERB
cjal-3360	674	49	to	to	ADP
cjal-3360	674	50	the	the	DET
cjal-3360	674	51	lender	lender	NOUN
cjal-3360	674	52	.	.	PUNCT
cjal-3360	675	1	second	second	ADJ
cjal-3360	675	2	,	,	PUNCT
cjal-3360	675	3	sophistication	sophistication	NOUN
cjal-3360	675	4	and	and	CCONJ
cjal-3360	675	5	completeness	completeness	NOUN
cjal-3360	675	6	of	of	ADP
cjal-3360	675	7	business	business	NOUN
cjal-3360	675	8	processes	process	NOUN
cjal-3360	675	9	vary	vary	VERB
cjal-3360	675	10	noticeably	noticeably	ADV
cjal-3360	675	11	among	among	ADP
cjal-3360	675	12	institutions	institution	NOUN
cjal-3360	675	13	with	with	ADP
cjal-3360	675	14	different	different	ADJ
cjal-3360	675	15	business	business	NOUN
cjal-3360	675	16	sizes	size	NOUN
cjal-3360	675	17	and	and	CCONJ
cjal-3360	675	18	level	level	NOUN
cjal-3360	675	19	of	of	ADP
cjal-3360	675	20	maturity	maturity	NOUN
cjal-3360	675	21	,	,	PUNCT
cjal-3360	675	22	indicating	indicate	VERB
cjal-3360	675	23	that	that	SCONJ
cjal-3360	675	24	competitive	competitive	ADJ
cjal-3360	675	25	institutions	institution	NOUN
cjal-3360	675	26	adopt	adopt	VERB
cjal-3360	675	27	more	more	ADV
cjal-3360	675	28	robust	robust	ADJ
cjal-3360	675	29	and	and	CCONJ
cjal-3360	675	30	comprehensive	comprehensive	ADJ
cjal-3360	675	31	internal	internal	ADJ
cjal-3360	675	32	controls	control	NOUN
cjal-3360	675	33	as	as	SCONJ
cjal-3360	675	34	they	they	PRON
cjal-3360	675	35	grow	grow	VERB
cjal-3360	675	36	in	in	ADP
cjal-3360	675	37	size	size	NOUN
cjal-3360	675	38	and	and	CCONJ
cjal-3360	675	39	sophistication	sophistication	NOUN
cjal-3360	675	40	.	.	PUNCT
cjal-3360	676	1	a	a	DET
cjal-3360	676	2	few	few	ADJ
cjal-3360	676	3	networks	network	NOUN
cjal-3360	676	4	that	that	PRON
cjal-3360	676	5	have	have	AUX
cjal-3360	676	6	existed	exist	VERB
cjal-3360	676	7	for	for	ADP
cjal-3360	676	8	longer	long	ADJ
cjal-3360	676	9	period	period	NOUN
cjal-3360	676	10	said	say	VERB
cjal-3360	676	11	that	that	SCONJ
cjal-3360	676	12	many	many	ADJ
cjal-3360	676	13	of	of	ADP
cjal-3360	676	14	their	their	PRON
cjal-3360	676	15	current	current	ADJ
cjal-3360	676	16	internal	internal	ADJ
cjal-3360	676	17	.	.	PUNCT
cjal-3360	677	1	controls	control	NOUN
cjal-3360	677	2	and	and	CCONJ
cjal-3360	677	3	risk	risk	NOUN
cjal-3360	677	4	management	management	NOUN
cjal-3360	677	5	measures	measure	NOUN
cjal-3360	677	6	were	be	AUX
cjal-3360	677	7	not	not	PART
cjal-3360	677	8	in	in	ADP
cjal-3360	677	9	place	place	NOUN
cjal-3360	677	10	when	when	SCONJ
cjal-3360	677	11	they	they	PRON
cjal-3360	677	12	first	first	ADV
cjal-3360	677	13	started	start	VERB
cjal-3360	677	14	,	,	PUNCT
cjal-3360	677	15	but	but	CCONJ
cjal-3360	677	16	were	be	AUX
cjal-3360	677	17	gradually	gradually	ADV
cjal-3360	677	18	added	add	VERB
cjal-3360	677	19	as	as	SCONJ
cjal-3360	677	20	their	their	PRON
cjal-3360	677	21	business	business	NOUN
cjal-3360	677	22	grew	grow	VERB
cjal-3360	677	23	and	and	CCONJ
cjal-3360	677	24	started	start	VERB
cjal-3360	677	25	to	to	PART
cjal-3360	677	26	cover	cover	VERB
cjal-3360	677	27	less	less	ADV
cjal-3360	677	28	familiar	familiar	ADJ
cjal-3360	677	29	borrowers	borrower	NOUN
cjal-3360	677	30	.	.	PUNCT
cjal-3360	678	1	(	(	PUNCT
cjal-3360	678	2	3	3	X
cjal-3360	678	3	)	)	PUNCT
cjal-3360	678	4	grass	grass	NOUN
cjal-3360	678	5	-	-	PUNCT
cjal-3360	678	6	root	root	NOUN
cjal-3360	678	7	private	private	ADJ
cjal-3360	678	8	lending	lending	NOUN
cjal-3360	678	9	institutions	institution	NOUN
cjal-3360	678	10	tend	tend	VERB
cjal-3360	678	11	to	to	PART
cjal-3360	678	12	pose	pose	VERB
cjal-3360	678	13	more	more	ADJ
cjal-3360	678	14	micro­	micro­	NOUN
cjal-3360	678	15	<	<	NOUN
cjal-3360	678	16	ystemic	ystemic	ADJ
cjal-3360	678	17	risks	risk	NOUN
cjal-3360	678	18	to	to	ADP
cjal-3360	678	19	local	local	ADJ
cjal-3360	678	20	financial	financial	ADJ
cjal-3360	678	21	synems	synem	NOUN
cjal-3360	678	22	than	than	ADP
cjal-3360	678	23	macro	macro	ADJ
cjal-3360	678	24	-	-	ADJ
cjal-3360	678	25	systemic	systemic	ADJ
cjal-3360	678	26	risks	risk	NOUN
cjal-3360	678	27	to	to	ADP
cjal-3360	678	28	the	the	DET
cjal-3360	678	29	national	national	ADJ
cjal-3360	678	30	financial	financial	ADJ
cjal-3360	678	31	system	system	NOUN
cjal-3360	678	32	like	like	ADP
cjal-3360	678	33	the	the	DET
cjal-3360	678	34	traditional	traditional	ADJ
cjal-3360	678	35	lending	lending	NOUN
cjal-3360	678	36	business	business	NOUN
cjal-3360	678	37	of	of	ADP
cjal-3360	678	38	official	official	ADJ
cjal-3360	678	39	banks	bank	NOUN
cjal-3360	678	40	,	,	PUNCT
cjal-3360	678	41	private	private	ADJ
cjal-3360	678	42	lending	lending	NOUN
cjal-3360	678	43	institutions	institution	NOUN
cjal-3360	678	44	channel	channel	NOUN
cjal-3360	678	45	capital	capital	NOUN
cjal-3360	678	46	from	from	ADP
cjal-3360	678	47	less	less	ADJ
cjal-3360	678	48	productive	productive	ADJ
cjal-3360	678	49	uses	use	NOUN
cjal-3360	678	50	to	to	ADP
cjal-3360	678	51	more	more	ADV
cjal-3360	678	52	productive	productive	ADJ
cjal-3360	678	53	uses	use	NOUN
cjal-3360	678	54	and	and	CCONJ
cjal-3360	678	55	make	make	VERB
cjal-3360	678	56	most	most	ADJ
cjal-3360	678	57	of	of	ADP
cjal-3360	678	58	their	their	PRON
cjal-3360	678	59	profits	profit	NOUN
cjal-3360	678	60	from	from	ADP
cjal-3360	678	61	credit	credit	NOUN
cjal-3360	678	62	spreads	spread	NOUN
cjal-3360	678	63	.	.	PUNCT
cjal-3360	679	1	unlike	unlike	ADP
cjal-3360	679	2	their	their	PRON
cjal-3360	679	3	larger	large	ADJ
cjal-3360	679	4	official	official	ADJ
cjal-3360	679	5	counterparts	counterpart	NOUN
cjal-3360	679	6	,	,	PUNCT
cjal-3360	679	7	however	however	ADV
cjal-3360	679	8	,	,	PUNCT
cjal-3360	679	9	private	private	ADJ
cjal-3360	679	10	lending	lending	NOUN
cjal-3360	679	11	institutions	institution	NOUN
cjal-3360	679	12	tend	tend	VERB
cjal-3360	679	13	to	to	PART
cjal-3360	679	14	serve	serve	VERB
cjal-3360	679	15	highly	highly	ADV
cjal-3360	679	16	localized	localize	VERB
cjal-3360	679	17	markets	market	NOUN
cjal-3360	679	18	and	and	CCONJ
cjal-3360	679	19	are	be	AUX
cjal-3360	679	20	extremely	extremely	ADV
cjal-3360	679	21	cautious	cautious	ADJ
cjal-3360	679	22	with	with	ADP
cjal-3360	679	23	expanding	expand	VERB
cjal-3360	679	24	beyond	beyond	ADP
cjal-3360	679	25	communities	community	NOUN
cjal-3360	679	26	whose	whose	DET
cjal-3360	679	27	business	business	NOUN
cjal-3360	679	28	behavior	behavior	NOUN
cjal-3360	679	29	and	and	CCONJ
cjal-3360	679	30	credit	credit	NOUN
cjal-3360	679	31	history	history	NOUN
cjal-3360	679	32	the	the	DET
cjal-3360	679	33	lenders	lender	NOUN
cjal-3360	679	34	are	be	AUX
cjal-3360	679	35	already	already	ADV
cjal-3360	679	36	familiar	familiar	ADJ
cjal-3360	679	37	with	with	ADP
cjal-3360	679	38	.	.	PUNCT
cjal-3360	680	1	this	this	PRON
cjal-3360	680	2	is	be	AUX
cjal-3360	680	3	true	true	ADJ
cjal-3360	680	4	of	of	ADP
cjal-3360	680	5	early	early	ADJ
cjal-3360	680	6	pioneers	pioneer	NOUN
cjal-3360	680	7	such	such	ADJ
cjal-3360	680	8	as	as	ADP
cjal-3360	680	9	fang	fang	X
cjal-3360	680	10	xing	xing	PROPN
cjal-3360	680	11	and	and	CCONJ
cjal-3360	680	12	lu	lu	PROPN
cjal-3360	680	13	cheng	cheng	PROPN
cjal-3360	680	14	(	(	PUNCT
cjal-3360	680	15	which	which	PRON
cjal-3360	680	16	primarily	primarily	ADV
cjal-3360	680	17	served	serve	VERB
cjal-3360	680	18	msms	msm	NOUN
cjal-3360	680	19	in	in	ADP
cjal-3360	680	20	wenzhou	wenzhou	PROPN
cjal-3360	680	21	)	)	PUNCT
cjal-3360	680	22	,	,	PUNCT
cjal-3360	680	23	and	and	CCONJ
cjal-3360	680	24	probably	probably	ADV
cjal-3360	680	25	remains	remain	VERB
cjal-3360	680	26	lrue	lrue	ADJ
cjal-3360	680	27	ro	ro	INTJ
cjal-3360	680	28	..	..	PUNCT
cjal-3360	680	29	most	most	ADJ
cjal-3360	680	30	sl'dss	sl'dss	NOUN
cjal-3360	680	31	-	-	PUNCT
cjal-3360	680	32	j'oot	j'oot	NOUN
cjal-3360	680	33	lenders	lender	NOUN
cjal-3360	680	34	today	today	NOUN
cjal-3360	680	35	.	.	PUNCT
cjal-3360	681	1	ninety	ninety	NUM
cjal-3360	682	1	p	p	X
cjal-3360	682	2	~	~	X
cjal-3360	682	3	rccnt	rccnt	X
cjal-3360	682	4	of	of	ADP
cjal-3360	682	5	re3pondcnt$	re3pondcnt$	PROPN
cjal-3360	682	6	do	do	AUX
cjal-3360	682	7	(	(	PUNCT
cjal-3360	682	8	did	do	AUX
cjal-3360	682	9	)	)	PUNCT
cjal-3360	682	10	business	business	NOUN
cjal-3360	682	11	predominantly	predominantly	ADV
cjal-3360	682	12	within	within	ADP
cjal-3360	682	13	the	the	DET
cjal-3360	682	14	same	same	ADJ
cjal-3360	682	15	province	province	NOUN
cjal-3360	682	16	,	,	PUNCT
cjal-3360	682	17	four	four	NUM
cjal-3360	682	18	of	of	ADP
cjal-3360	682	19	whom	whom	PRON
cjal-3360	682	20	within	within	ADP
cjal-3360	682	21	the	the	DET
cjal-3360	682	22	same	same	ADJ
cjal-3360	682	23	municipality	municipality	NOUN
cjal-3360	682	24	,	,	PUNCT
cjal-3360	682	25	three	three	NUM
cjal-3360	682	26	within	within	ADP
cjal-3360	682	27	the	the	DET
cjal-3360	682	28	same	same	ADJ
cjal-3360	682	29	township	township	NOUN
cjal-3360	682	30	,	,	PUNCT
cjal-3360	682	31	and	and	CCONJ
cjal-3360	682	32	one	one	NUM
cjal-3360	682	33	within	within	ADP
cjal-3360	682	34	the	the	DET
cjal-3360	682	35	same	same	ADJ
cjal-3360	682	36	viuage	viuage	NOUN
cjal-3360	682	37	.	.	PUNCT
cjal-3360	683	1	none	none	NOUN
cjal-3360	683	2	of	of	ADP
cjal-3360	683	3	the	the	DET
cjal-3360	683	4	interviewed	interview	VERB
cjal-3360	683	5	le	le	NOUN
cjal-3360	683	6	,	,	PUNCT
cjal-3360	683	7	ders	der	NOUN
cjal-3360	683	8	made	make	VERB
cjal-3360	683	9	aggressive	aggressive	ADJ
cjal-3360	683	10	moves	move	NOUN
cjal-3360	683	11	expanding	expand	VERB
cjal-3360	683	12	their	their	PRON
cjal-3360	683	13	service	service	NOUN
cjal-3360	683	14	beyond	beyond	ADP
cjal-3360	683	15	their	their	PRON
cjal-3360	683	16	current	current	ADJ
cjal-3360	683	17	localities	locality	NOUN
cjal-3360	683	18	in	in	ADP
cjal-3360	683	19	the	the	DET
cjal-3360	683	20	most	most	ADV
cjal-3360	683	21	recent	recent	ADJ
cjal-3360	683	22	five	five	NUM
cjal-3360	683	23	years	year	NOUN
cjal-3360	683	24	.	.	PUNCT
cjal-3360	684	1	because	because	SCONJ
cjal-3360	684	2	of	of	ADP
cjal-3360	684	3	their	their	PRON
cjal-3360	684	4	highly	highly	ADV
cjal-3360	684	5	localized	localize	VERB
cjal-3360	684	6	business	business	NOUN
cjal-3360	684	7	and	and	CCONJ
cjal-3360	684	8	the	the	DET
cjal-3360	684	9	simplicity	simplicity	NOUN
cjal-3360	684	10	of	of	ADP
cjal-3360	684	11	their	their	PRON
cjal-3360	684	12	products	product	NOUN
cjal-3360	684	13	likely	likely	ADV
cjal-3360	684	14	mean	mean	VERB
cjal-3360	684	15	that	that	SCONJ
cjal-3360	684	16	individual	individual	ADJ
cjal-3360	684	17	lenders	lender	NOUN
cjal-3360	684	18	normally	normally	ADV
cjal-3360	684	19	pose	pose	VERB
cjal-3360	684	20	very	very	ADV
cjal-3360	684	21	little	little	ADJ
cjal-3360	684	22	macro­	macro­	NOUN
cjal-3360	684	23	systemic	systemic	ADJ
cjal-3360	684	24	risks	risk	NOUN
cjal-3360	684	25	to	to	ADP
cjal-3360	684	26	the	the	DET
cjal-3360	684	27	state	state	NOUN
cjal-3360	684	28	's	's	PART
cjal-3360	684	29	overall	overall	ADJ
cjal-3360	684	30	financial	financial	ADJ
cjal-3360	684	31	system	system	NOUN
cjal-3360	684	32	,	,	PUNCT
cjal-3360	684	33	as	as	SCONJ
cjal-3360	684	34	individual	individual	ADJ
cjal-3360	684	35	institution	institution	NOUN
cjal-3360	684	36	's	's	PART
cjal-3360	684	37	survival	survival	NOUN
cjal-3360	684	38	and	and	CCONJ
cjal-3360	684	39	performance	performance	NOUN
cjal-3360	684	40	are	be	AUX
cjal-3360	684	41	determined	determine	VERB
cjal-3360	684	42	by	by	ADP
cjal-3360	684	43	rather	rather	ADV
cjal-3360	684	44	specific	specific	ADJ
cjal-3360	684	45	local	local	ADJ
cjal-3360	684	46	market	market	NOUN
cjal-3360	684	47	factors	factor	NOUN
cjal-3360	684	48	and	and	CCONJ
cjal-3360	684	49	the	the	DET
cjal-3360	684	50	impact	impact	NOUN
cjal-3360	684	51	of	of	ADP
cjal-3360	684	52	single	single	ADJ
cjal-3360	684	53	-	-	PUNCT
cjal-3360	684	54	case	case	NOUN
cjal-3360	684	55	bankruptcies	bankruptcy	NOUN
cjal-3360	684	56	does	do	AUX
cjal-3360	684	57	not	not	PART
cjal-3360	684	58	easily	easily	ADV
cjal-3360	684	59	spread	spread	VERB
cjal-3360	684	60	to	to	ADP
cjal-3360	684	61	localities	locality	NOUN
cjal-3360	684	62	not	not	PART
cjal-3360	684	63	served	serve	VERB
cjal-3360	684	64	by	by	ADP
cjal-3360	684	65	the	the	DET
cjal-3360	684	66	troubled	troubled	ADJ
cjal-3360	684	67	institutions	institution	NOUN
cjal-3360	684	68	.	.	PUNCT
cjal-3360	685	1	but	but	CCONJ
cjal-3360	685	2	via	via	ADP
cjal-3360	685	3	their	their	PRON
cjal-3360	685	4	localized	localize	VERB
cjal-3360	685	5	business	business	NOUN
cjal-3360	685	6	private	private	ADJ
cjal-3360	685	7	lenders	lender	NOUN
cjal-3360	685	8	can	can	AUX
cjal-3360	685	9	impose	impose	VERB
cjal-3360	685	10	significant	significant	ADJ
cjal-3360	685	11	micro	micro	ADJ
cjal-3360	685	12	-	-	ADJ
cjal-3360	685	13	systemic	systemic	ADJ
cjal-3360	685	14	risks	risk	NOUN
cjal-3360	685	15	to	to	ADP
cjal-3360	685	16	their	their	PRON
cjal-3360	685	17	local	local	ADJ
cjal-3360	685	18	financial	financial	ADJ
cjal-3360	685	19	systems	system	NOUN
cjal-3360	685	20	.	.	PUNCT
cjal-3360	686	1	and	and	CCONJ
cjal-3360	686	2	this	this	PRON
cjal-3360	686	3	is	be	AUX
cjal-3360	686	4	especially	especially	ADV
cjal-3360	686	5	true	true	ADJ
cjal-3360	686	6	of	of	ADP
cjal-3360	686	7	underground	underground	ADJ
cjal-3360	686	8	banks	bank	NOUN
cjal-3360	686	9	.	.	PUNCT
cjal-3360	687	1	many	many	ADJ
cjal-3360	687	2	underground	underground	ADJ
cjal-3360	687	3	banks	bank	NOUN
cjal-3360	687	4	started	start	VERB
cjal-3360	687	5	as	as	ADP
cjal-3360	687	6	personal	personal	ADJ
cjal-3360	687	7	financing	financing	NOUN
cjal-3360	687	8	networks	network	NOUN
cjal-3360	687	9	consisting	consist	VERB
cjal-3360	687	10	mostly	mostly	ADV
cjal-3360	687	11	of	of	ADP
cjal-3360	687	12	relatives	relative	NOUN
cjal-3360	687	13	,	,	PUNCT
cjal-3360	687	14	friends	friend	NOUN
cjal-3360	687	15	and	and	CCONJ
cjal-3360	687	16	acquaintances	acquaintance	NOUN
cjal-3360	687	17	.	.	PUNCT
cjal-3360	688	1	these	these	DET
cjal-3360	688	2	networks	network	NOUN
cjal-3360	688	3	often	often	ADV
cjal-3360	688	4	grow	grow	VERB
cjal-3360	688	5	by	by	ADP
cjal-3360	688	6	spread­	spread­	NOUN
cjal-3360	688	7	of	of	ADP
cjal-3360	688	8	-	-	PUNCT
cjal-3360	688	9	words	word	NOUN
cjal-3360	688	10	and	and	CCONJ
cjal-3360	688	11	can	can	AUX
cjal-3360	688	12	quickly	quickly	ADV
cjal-3360	688	13	mobilize	mobilize	VERB
cjal-3360	688	14	a	a	DET
cjal-3360	688	15	significant	significant	ADJ
cjal-3360	688	16	amount	amount	NOUN
cjal-3360	688	17	of	of	ADP
cjal-3360	688	18	local	local	ADJ
cjal-3360	688	19	savings	saving	NOUN
cjal-3360	688	20	.	.	PUNCT
cjal-3360	689	1	when	when	SCONJ
cjal-3360	689	2	a	a	DET
cjal-3360	689	3	sufficiently	sufficiently	ADV
cjal-3360	689	4	large	large	ADJ
cjal-3360	689	5	amount	amount	NOUN
cjal-3360	689	6	oflocal	oflocal	ADJ
cjal-3360	689	7	households	household	NOUN
cjal-3360	689	8	were	be	AUX
cjal-3360	689	9	drawn	draw	VERB
cjal-3360	689	10	into	into	ADP
cjal-3360	689	11	such	such	ADJ
cjal-3360	689	12	networks	network	NOUN
cjal-3360	689	13	as	as	ADP
cjal-3360	689	14	contributors	contributor	NOUN
cjal-3360	689	15	or	or	CCONJ
cjal-3360	689	16	depositors	depositor	NOUN
cjal-3360	689	17	,	,	PUNCT
cjal-3360	689	18	these	these	DET
cjal-3360	689	19	networks	network	NOUN
cjal-3360	689	20	become	become	VERB
cjal-3360	689	21	systemically	systemically	ADV
cjal-3360	689	22	important	important	ADJ
cjal-3360	689	23	with	with	ADP
cjal-3360	689	24	respect	respect	NOUN
cjal-3360	689	25	to	to	ADP
cjal-3360	689	26	their	their	PRON
cjal-3360	689	27	local	local	ADJ
cjal-3360	689	28	financial	financial	ADJ
cjal-3360	689	29	markets	market	NOUN
cjal-3360	689	30	.	.	PUNCT
cjal-3360	690	1	a	a	DET
cjal-3360	690	2	few	few	ADJ
cjal-3360	690	3	private	private	ADJ
cjal-3360	690	4	lending	lending	NOUN
cjal-3360	690	5	crises	crisis	NOUN
cjal-3360	690	6	that	that	PRON
cjal-3360	690	7	occurred	occur	VERB
cjal-3360	690	8	in	in	ADP
cjal-3360	690	9	wenzhou	wenzhou	PROPN
cjal-3360	690	10	during	during	ADP
cjal-3360	690	11	the	the	DET
cjal-3360	690	12	1980s	1980	NOUN
cjal-3360	690	13	illustrated	illustrate	VERB
cjal-3360	690	14	such	such	ADJ
cjal-3360	690	15	micro	micro	ADJ
cjal-3360	690	16	-	-	ADJ
cjal-3360	690	17	systemic	systemic	ADJ
cjal-3360	690	18	risks	risk	NOUN
cjal-3360	690	19	imposed	impose	VERB
cjal-3360	690	20	by	by	ADP
cjal-3360	690	21	larger	large	ADJ
cjal-3360	690	22	depository	depository	NOUN
cjal-3360	690	23	private	private	ADJ
cjal-3360	690	24	lending	lending	NOUN
cjal-3360	690	25	institutions.•o8	institutions.•o8	PROPN
cjal-3360	691	1	v.	v.	ADP
cjal-3360	691	2	the	the	DET
cjal-3360	691	3	return	return	NOUN
cjal-3360	691	4	of	of	ADP
cjal-3360	691	5	private	private	ADJ
cjal-3360	691	6	banks	bank	NOUN
cjal-3360	691	7	?	?	PUNCT
cjal-3360	692	1	a.	a.	NOUN
cjal-3360	693	1	some	some	DET
cjal-3360	693	2	grass	grass	NOUN
cjal-3360	693	3	-	-	PUNCT
cjal-3360	693	4	root	root	NOUN
cjal-3360	693	5	lending	lending	NOUN
cjal-3360	693	6	institutions	institution	NOUN
cjal-3360	693	7	are	be	AUX
cjal-3360	693	8	interested	interested	ADJ
cjal-3360	693	9	in	in	ADP
cjal-3360	693	10	becoming	become	VERB
cjal-3360	693	11	legal	legal	ADJ
cjal-3360	693	12	commercial	commercial	ADJ
cjal-3360	693	13	banks	bank	NOUN
cjal-3360	693	14	when	when	SCONJ
cjal-3360	693	15	asked	ask	VERB
cjal-3360	693	16	whether	whether	SCONJ
cjal-3360	693	17	they	they	PRON
cjal-3360	693	18	are	be	AUX
cjal-3360	693	19	interested	interested	ADJ
cjal-3360	693	20	in	in	ADP
cjal-3360	693	21	becoming	become	VERB
cjal-3360	693	22	legal	legal	ADJ
cjal-3360	693	23	commercial	commercial	ADJ
cjal-3360	693	24	banks	bank	NOUN
cjal-3360	693	25	,	,	PUNCT
cjal-3360	693	26	only	only	ADV
cjal-3360	693	27	seven	seven	NUM
cjal-3360	693	28	of	of	ADP
cjal-3360	693	29	the	the	DET
cjal-3360	693	30	forty	forty	NUM
cjal-3360	693	31	-	-	PUNCT
cjal-3360	693	32	nine	nine	NUM
cjal-3360	693	33	respondents	respondent	NOUN
cjal-3360	693	34	answered	answer	VERB
cjal-3360	693	35	affirmatively	affirmatively	ADV
cjal-3360	693	36	.	.	PUNCT
cjal-3360	694	1	twelve	twelve	NUM
cjal-3360	694	2	institutions	institution	NOUN
cjal-3360	694	3	said	say	VERB
cjal-3360	694	4	they	they	PRON
cjal-3360	694	5	were	be	AUX
cjal-3360	694	6	uncertain	uncertain	ADJ
cjal-3360	694	7	mainly	mainly	ADV
cjal-3360	694	8	because	because	SCONJ
cjal-3360	694	9	the	the	DET
cjal-3360	694	10	unpredictable	unpredictable	ADJ
cjal-3360	694	11	nature	nature	NOUN
cjal-3360	694	12	of	of	ADP
cjal-3360	694	13	the	the	DET
cjal-3360	694	14	regulatory	regulatory	ADJ
cjal-3360	694	15	environment	environment	NOUN
cjal-3360	694	16	.	.	PUNCT
cjal-3360	695	1	three	three	NUM
cjal-3360	695	2	lenders	lender	NOUN
cjal-3360	695	3	did	do	AUX
cjal-3360	695	4	not	not	PART
cjal-3360	695	5	respond	respond	VERB
cjal-3360	695	6	to	to	ADP
cjal-3360	695	7	the	the	DET
cjal-3360	695	8	question	question	NOUN
cjal-3360	695	9	and	and	CCONJ
cjal-3360	695	10	the	the	DET
cjal-3360	695	11	remaining	remain	VERB
cjal-3360	695	12	twenty	twenty	NUM
cjal-3360	695	13	-	-	PUNCT
cjal-3360	695	14	seven	seven	NUM
cjal-3360	695	15	said	say	VERB
cjal-3360	695	16	they	they	PRON
cjal-3360	695	17	were	be	AUX
cjal-3360	695	18	hot	hot	ADJ
cjal-3360	695	19	interested	interested	ADJ
cjal-3360	695	20	.	.	PUNCT
cjal-3360	696	1	most	most	ADJ
cjal-3360	696	2	institutions	institution	NOUN
cjal-3360	696	3	that	that	PRON
cjal-3360	696	4	provided	provide	VERB
cjal-3360	696	5	non	non	ADJ
cjal-3360	696	6	-	-	ADJ
cjal-3360	696	7	negative	negative	ADJ
cjal-3360	696	8	responses	response	NOUN
cjal-3360	696	9	to	to	ADP
cjal-3360	696	10	the	the	DET
cjal-3360	696	11	question	question	NOUN
cjal-3360	696	12	have	have	AUX
cjal-3360	696	13	existed	exist	VERB
cjal-3360	696	14	for	for	ADP
cjal-3360	696	15	at	at	ADV
cjal-3360	696	16	least	least	ADV
cjal-3360	696	17	five	five	NUM
cjal-3360	696	18	years	year	NOUN
cjal-3360	696	19	lend	lend	VERB
cjal-3360	696	20	on	on	ADP
cjal-3360	696	21	more	more	ADV
cjal-3360	696	22	flexible	flexible	ADJ
cjal-3360	696	23	terms	term	NOUN
cjal-3360	696	24	and	and	CCONJ
cjal-3360	696	25	1	1	NUM
cjal-3360	696	26	o8	o8	NOUN
cjal-3360	696	27	see	see	VERB
cjal-3360	696	28	supra	supra	PROPN
cjal-3360	696	29	note	note	PROPN
cjal-3360	696	30	57	57	NUM
cjal-3360	696	31	·	·	PUNCT
cjal-3360	696	32	>	>	SYM
cjal-3360	696	33	99	99	NUM
cjal-3360	696	34	lend	lend	VERB
cjal-3360	696	35	primarily	primarily	ADV
cjal-3360	696	36	to	to	PART
cjal-3360	696	37	finance	finance	VERB
cjal-3360	696	38	substantive	substantive	ADJ
cjal-3360	696	39	businesses	business	NOUN
cjal-3360	696	40	.	.	PUNCT
cjal-3360	697	1	notably	notably	ADV
cjal-3360	697	2	,	,	PUNCT
cjal-3360	697	3	two	two	NUM
cjal-3360	697	4	institutions	institution	NOUN
cjal-3360	697	5	that	that	PRON
cjal-3360	697	6	expressed	express	VERB
cjal-3360	697	7	interest	interest	NOUN
cjal-3360	697	8	in	in	ADP
cjal-3360	697	9	becoming	become	VERB
cjal-3360	697	10	legitimate	legitimate	ADJ
cjal-3360	697	11	banks	bank	NOUN
cjal-3360	697	12	operate	operate	VERB
cjal-3360	697	13	as	as	ADP
cjal-3360	697	14	private	private	ADJ
cjal-3360	697	15	money	money	NOUN
cjal-3360	697	16	houses	house	NOUN
cjal-3360	697	17	,	,	PUNCT
cjal-3360	697	18	or	or	CCONJ
cjal-3360	697	19	underground	underground	ADJ
cjal-3360	697	20	banks	bank	NOUN
cjal-3360	697	21	.	.	PUNCT
cjal-3360	698	1	interviews	interview	NOUN
cjal-3360	698	2	with	with	ADP
cjal-3360	698	3	three	three	NUM
cjal-3360	698	4	of	of	ADP
cjal-3360	698	5	the	the	DET
cjal-3360	698	6	lenders	lender	NOUN
cjal-3360	698	7	that	that	PRON
cjal-3360	698	8	are	be	AUX
cjal-3360	698	9	interested	interested	ADJ
cjal-3360	698	10	in	in	ADP
cjal-3360	698	11	becoming	become	VERB
cjal-3360	698	12	commercial	commercial	ADJ
cjal-3360	698	13	banks	bank	NOUN
cjal-3360	698	14	reveal	reveal	VERB
cjal-3360	698	15	that	that	SCONJ
cjal-3360	698	16	they	they	PRON
cjal-3360	698	17	are	be	AUX
cjal-3360	698	18	not	not	PART
cjal-3360	698	19	particularly	particularly	ADV
cjal-3360	698	20	concerned	concerned	ADJ
cjal-3360	698	21	with	with	ADP
cjal-3360	698	22	entry	entry	NOUN
cjal-3360	698	23	requirements	requirement	NOUN
cjal-3360	698	24	or	or	CCONJ
cjal-3360	698	25	deposit	deposit	NOUN
cjal-3360	698	26	-	-	PUNCT
cjal-3360	698	27	absorbing	absorb	VERB
cjal-3360	698	28	capacity	capacity	NOUN
cjal-3360	698	29	(	(	PUNCT
cjal-3360	698	30	than	than	ADP
cjal-3360	698	31	smaller	small	ADJ
cjal-3360	698	32	private	private	ADJ
cjal-3360	698	33	lenders	lender	NOUN
cjal-3360	698	34	)	)	PUNCT
cjal-3360	698	35	as	as	SCONJ
cjal-3360	698	36	they	they	PRON
cjal-3360	698	37	have	have	AUX
cjal-3360	698	38	accumulated	accumulate	VERB
cjal-3360	698	39	good	good	ADJ
cjal-3360	698	40	amounts	amount	NOUN
cjal-3360	698	41	of	of	ADP
cjal-3360	698	42	capital	capital	NOUN
cjal-3360	698	43	from	from	ADP
cjal-3360	698	44	past	past	ADJ
cjal-3360	698	45	operations	operation	NOUN
cjal-3360	698	46	and	and	CCONJ
cjal-3360	698	47	also	also	ADV
cjal-3360	698	48	have	have	VERB
cjal-3360	698	49	a	a	DET
cjal-3360	698	50	relatively	relatively	ADV
cjal-3360	698	51	stable	stable	ADJ
cjal-3360	698	52	local	local	ADJ
cjal-3360	698	53	investor	investor	NOUN
cjal-3360	698	54	/	/	SYM
cjal-3360	698	55	depositor	depositor	NOUN
cjal-3360	698	56	base	base	NOUN
cjal-3360	698	57	and	and	CCONJ
cjal-3360	698	58	thus	thus	ADV
cjal-3360	698	59	have	have	VERB
cjal-3360	698	60	more	more	ADV
cjal-3360	698	61	realistic	realistic	ADJ
cjal-3360	698	62	understanding	understanding	NOUN
cjal-3360	698	63	of	of	ADP
cjal-3360	698	64	local	local	ADJ
cjal-3360	698	65	deposit	deposit	NOUN
cjal-3360	698	66	market	market	NOUN
cjal-3360	698	67	and	and	CCONJ
cjal-3360	698	68	the	the	DET
cjal-3360	698	69	extent	extent	NOUN
cjal-3360	698	70	of	of	ADP
cjal-3360	698	71	competition	competition	NOUN
cjal-3360	698	72	they	they	PRON
cjal-3360	698	73	will	will	AUX
cjal-3360	698	74	likely	likely	ADV
cjal-3360	698	75	face	face	VERB
cjal-3360	698	76	once	once	SCONJ
cjal-3360	698	77	they	they	PRON
cjal-3360	698	78	are	be	AUX
cjal-3360	698	79	legalized	legalize	VERB
cjal-3360	698	80	.	.	PUNCT
cjal-3360	699	1	nor	nor	CCONJ
cjal-3360	699	2	are	be	AUX
cjal-3360	699	3	these	these	DET
cjal-3360	699	4	institutions	institution	NOUN
cjal-3360	699	5	particularly	particularly	ADV
cjal-3360	699	6	concerned	concern	VERB
cjal-3360	699	7	with	with	ADP
cjal-3360	699	8	the	the	DET
cjal-3360	699	9	costs	cost	NOUN
cjal-3360	699	10	and	and	CCONJ
cjal-3360	699	11	burden	burden	NOUN
cjal-3360	699	12	associated	associate	VERB
cjal-3360	699	13	with	with	ADP
cjal-3360	699	14	complying	comply	VERB
cjal-3360	699	15	with	with	ADP
cjal-3360	699	16	existing	exist	VERB
cjal-3360	699	17	prudential	prudential	ADJ
cjal-3360	699	18	regulation	regulation	NOUN
cjal-3360	699	19	on	on	ADP
cjal-3360	699	20	official	official	ADJ
cjal-3360	699	21	banks	bank	NOUN
cjal-3360	699	22	.	.	PUNCT
cjal-3360	700	1	they	they	PRON
cjal-3360	700	2	are	be	AUX
cjal-3360	700	3	,	,	PUNCT
cjal-3360	700	4	however	however	ADV
cjal-3360	700	5	,	,	PUNCT
cjal-3360	700	6	more	more	ADV
cjal-3360	700	7	concerned	concerned	ADJ
cjal-3360	700	8	with	with	ADP
cjal-3360	700	9	the	the	DET
cjal-3360	700	10	changing	change	VERB
cjal-3360	700	11	regulatory	regulatory	ADJ
cjal-3360	700	12	environment	environment	NOUN
cjal-3360	700	13	and	and	CCONJ
cjal-3360	700	14	with	with	ADP
cjal-3360	700	15	the	the	DET
cjal-3360	700	16	lack	lack	NOUN
cjal-3360	700	17	of	of	ADP
cjal-3360	700	18	consistent	consistent	ADJ
cjal-3360	700	19	,	,	PUNCT
cjal-3360	700	20	specific	specific	ADJ
cjal-3360	700	21	laws	law	NOUN
cjal-3360	700	22	and	and	CCONJ
cjal-3360	700	23	regulation	regulation	NOUN
cjal-3360	700	24	to	to	PART
cjal-3360	700	25	protect	protect	VERB
cjal-3360	700	26	their	their	PRON
cjal-3360	700	27	legitimate	legitimate	ADJ
cjal-3360	700	28	business	business	NOUN
cjal-3360	700	29	interests	interest	NOUN
cjal-3360	700	30	once	once	SCONJ
cjal-3360	700	31	they	they	PRON
cjal-3360	700	32	become	become	VERB
cjal-3360	700	33	licensed	licensed	ADJ
cjal-3360	700	34	banks	bank	NOUN
cjal-3360	700	35	.	.	PUNCT
cjal-3360	701	1	the	the	DET
cjal-3360	701	2	two	two	NUM
cjal-3360	701	3	private	private	ADJ
cjal-3360	701	4	money	money	NOUN
cjal-3360	701	5	houses	house	NOUN
cjal-3360	701	6	,	,	PUNCT
cjal-3360	701	7	in	in	ADP
cjal-3360	701	8	particular	particular	ADJ
cjal-3360	701	9	,	,	PUNCT
cjal-3360	701	10	are	be	AUX
cjal-3360	701	11	concerned	concern	VERB
cjal-3360	701	12	with	with	ADP
cjal-3360	701	13	political	political	ADJ
cjal-3360	701	14	risks	risk	NOUN
cjal-3360	701	15	associated	associate	VERB
cjal-3360	701	16	with	with	ADP
cjal-3360	701	17	their	their	PRON
cjal-3360	701	18	past	past	ADJ
cjal-3360	701	19	illegal	illegal	ADJ
cjal-3360	701	20	existence	existence	NOUN
cjal-3360	701	21	.	.	PUNCT
cjal-3360	702	1	"	"	PUNCT
cjal-3360	702	2	it	it	PRON
cjal-3360	702	3	is	be	AUX
cjal-3360	702	4	unclear	unclear	ADJ
cjal-3360	702	5	if	if	SCONJ
cjal-3360	702	6	the	the	DET
cjal-3360	702	7	regulator	regulator	NOUN
cjal-3360	702	8	will	will	AUX
cjal-3360	702	9	ignore	ignore	VERB
cjal-3360	702	10	once	once	ADV
cjal-3360	702	11	and	and	CCONJ
cjal-3360	702	12	for	for	ADP
cjal-3360	702	13	all	all	DET
cjal-3360	702	14	our	our	PRON
cjal-3360	702	15	history	history	NOUN
cjal-3360	702	16	as	as	ADP
cjal-3360	702	17	an	an	DET
cjal-3360	702	18	underground	underground	ADJ
cjal-3360	702	19	bank	bank	NOUN
cjal-3360	702	20	if	if	SCONJ
cjal-3360	702	21	we	we	PRON
cjal-3360	702	22	become	become	AUX
cjal-3360	702	23	legalized	legalize	VERB
cjal-3360	702	24	,	,	PUNCT
cjal-3360	702	25	•	•	PRON
cjal-3360	702	26	one	one	NUM
cjal-3360	702	27	of	of	ADP
cjal-3360	702	28	them	they	PRON
cjal-3360	702	29	said	say	VERB
cjal-3360	702	30	.	.	PUNCT
cjal-3360	703	1	'	'	PUNCT
cjal-3360	703	2	49	49	NUM
cjal-3360	703	3	b.	b.	PROPN
cjal-3360	703	4	technical	technical	ADJ
cjal-3360	703	5	barriers	barrier	NOUN
cjal-3360	703	6	to	to	PART
cjal-3360	703	7	become	become	VERB
cjal-3360	703	8	legitimate	legitimate	ADJ
cjal-3360	703	9	commercial	commercial	ADJ
cjal-3360	703	10	banks	bank	NOUN
cjal-3360	703	11	are	be	AUX
cjal-3360	703	12	not	not	PART
cjal-3360	703	13	high	high	ADJ
cjal-3360	703	14	over	over	ADP
cjal-3360	703	15	the	the	DET
cjal-3360	703	16	past	past	ADJ
cjal-3360	703	17	twenty	twenty	NUM
cjal-3360	703	18	years	year	NOUN
cjal-3360	703	19	the	the	DET
cjal-3360	703	20	state	state	NOUN
cjal-3360	703	21	has	have	VERB
cjal-3360	703	22	on	on	ADP
cjal-3360	703	23	a	a	DET
cjal-3360	703	24	number	number	NOUN
cjal-3360	703	25	of	of	ADP
cjal-3360	703	26	occasions	occasion	NOUN
cjal-3360	703	27	defined	define	VERB
cjal-3360	703	28	technical	technical	ADJ
cjal-3360	703	29	requirements	requirement	NOUN
cjal-3360	703	30	for	for	ADP
cjal-3360	703	31	entry	entry	NOUN
cjal-3360	703	32	into	into	ADP
cjal-3360	703	33	the	the	DET
cjal-3360	703	34	banking	banking	NOUN
cjal-3360	703	35	industry	industry	NOUN
cjal-3360	703	36	.	.	PUNCT
cjal-3360	704	1	although	although	SCONJ
cjal-3360	704	2	these	these	DET
cjal-3360	704	3	guidelines	guideline	NOUN
cjal-3360	704	4	did	do	AUX
cjal-3360	704	5	not	not	PART
cjal-3360	704	6	to	to	PART
cjal-3360	704	7	lead	lead	VERB
cjal-3360	704	8	to	to	ADP
cjal-3360	704	9	many	many	ADJ
cjal-3360	704	10	actual	actual	ADJ
cjal-3360	704	11	entries	entry	NOUN
cjal-3360	704	12	by	by	ADP
cjal-3360	704	13	private	private	ADJ
cjal-3360	704	14	players	player	NOUN
cjal-3360	704	15	,	,	PUNCT
cjal-3360	704	16	their	their	PRON
cjal-3360	704	17	existence	existence	NOUN
cjal-3360	704	18	can	can	AUX
cjal-3360	704	19	be	be	AUX
cjal-3360	704	20	a	a	DET
cjal-3360	704	21	useful	useful	ADJ
cjal-3360	704	22	basis	basis	NOUN
cjal-3360	704	23	to	to	PART
cjal-3360	704	24	undcrst	undcrst	VERB
cjal-3360	704	25	~	~	PROPN
cjal-3360	704	26	nd	nd	ADV
cjal-3360	704	27	some	some	DET
cjal-3360	704	28	private	private	ADJ
cjal-3360	704	29	lending	lending	NOUN
cjal-3360	704	30	institutions	institution	NOUN
cjal-3360	704	31	'	'	PART
cjal-3360	704	32	readiness	readiness	NOUN
cjal-3360	704	33	to	to	PART
cjal-3360	704	34	overcome	overcome	VERB
cjal-3360	704	35	the	the	DET
cjal-3360	704	36	most	most	ADV
cjal-3360	704	37	basic	basic	ADJ
cjal-3360	704	38	thresholds	threshold	NOUN
cjal-3360	704	39	to	to	PART
cjal-3360	704	40	become	become	VERB
cjal-3360	704	41	legitimate	legitimate	ADJ
cjal-3360	704	42	banks	bank	NOUN
cjal-3360	704	43	.	.	PUNCT
cjal-3360	705	1	there	there	PRON
cjal-3360	705	2	are	be	VERB
cjal-3360	705	3	two	two	NUM
cjal-3360	705	4	general	general	ADJ
cjal-3360	705	5	types	type	NOUN
cjal-3360	705	6	of	of	ADP
cjal-3360	705	7	technical	technical	ADJ
cjal-3360	705	8	requirements	requirement	NOUN
cjal-3360	705	9	:	:	PUNCT
cjal-3360	705	10	one	one	NUM
cjal-3360	705	11	on	on	ADP
cjal-3360	705	12	general	general	ADJ
cjal-3360	705	13	financial	financial	ADJ
cjal-3360	705	14	strength	strength	NOUN
cjal-3360	705	15	and	and	CCONJ
cjal-3360	705	16	the	the	DET
cjal-3360	705	17	other	other	ADJ
cjal-3360	705	18	on	on	ADP
cjal-3360	705	19	prudential	prudential	ADJ
cjal-3360	705	20	risk	risk	NOUN
cjal-3360	705	21	management	management	NOUN
cjal-3360	705	22	.	.	PUNCT
cjal-3360	706	1	the	the	DET
cjal-3360	706	2	first	first	ADJ
cjal-3360	706	3	type	type	NOUN
cjal-3360	706	4	109	109	NUM
cjal-3360	706	5	record	record	NOUN
cjal-3360	706	6	no	no	NOUN
cjal-3360	706	7	.	.	NOUN
cjal-3360	707	1	2	2	NUM
cjal-3360	707	2	..	..	SYM
cjal-3360	707	3	300	300	NUM
cjal-3360	707	4	normally	normally	ADV
cjal-3360	707	5	includes	include	VERB
cjal-3360	707	6	the	the	DET
cjal-3360	707	7	requirements	requirement	NOUN
cjal-3360	707	8	of	of	ADP
cjal-3360	707	9	a	a	DET
cjal-3360	707	10	minimum	minimum	ADJ
cjal-3360	707	11	registered	register	VERB
cjal-3360	707	12	capital	capital	NOUN
cjal-3360	707	13	,	,	PUNCT
cjal-3360	707	14	or	or	CCONJ
cjal-3360	707	15	the	the	DET
cjal-3360	707	16	·	·	PUNCT
cjal-3360	707	17	seed	seed	NOUN
cjal-3360	707	18	money	money	NOUN
cjal-3360	707	19	"	"	PUNCT
cjal-3360	707	20	for	for	ADP
cjal-3360	707	21	the	the	DET
cjal-3360	707	22	resulting	result	VERB
cjal-3360	707	23	bank	bank	NOUN
cjal-3360	707	24	should	should	AUX
cjal-3360	707	25	an	an	DET
cjal-3360	707	26	application	application	NOUN
cjal-3360	707	27	go	go	VERB
cjal-3360	707	28	through	through	ADV
cjal-3360	707	29	,	,	PUNCT
cjal-3360	707	30	and	and	CCONJ
cjal-3360	707	31	of	of	ADP
cjal-3360	707	32	continuous	continuous	ADJ
cjal-3360	707	33	profitability	profitability	NOUN
cjal-3360	707	34	over	over	ADP
cjal-3360	707	35	a	a	DET
cjal-3360	707	36	specified	specified	ADJ
cjal-3360	707	37	number	number	NOUN
cjal-3360	707	38	of	of	ADP
cjal-3360	707	39	years	year	NOUN
cjal-3360	707	40	.	.	PUNCT
cjal-3360	708	1	a	a	DET
cjal-3360	708	2	principal	principal	ADJ
cjal-3360	708	3	component	component	NOUN
cjal-3360	708	4	of	of	ADP
cjal-3360	708	5	the	the	DET
cjal-3360	708	6	second	second	ADJ
cjal-3360	708	7	type	type	NOUN
cjal-3360	708	8	is	be	AUX
cjal-3360	708	9	typically	typically	ADV
cjal-3360	708	10	a	a	DET
cjal-3360	708	11	requirement	requirement	NOUN
cjal-3360	708	12	that	that	SCONJ
cjal-3360	708	13	the	the	DET
cjal-3360	708	14	applicant	applicant	NOUN
cjal-3360	708	15	holds	hold	VERB
cjal-3360	708	16	a	a	DET
cjal-3360	708	17	risk	risk	NOUN
cjal-3360	708	18	capital	capital	NOUN
cjal-3360	708	19	cushion	cushion	NOUN
cjal-3360	708	20	no	no	ADV
cjal-3360	708	21	lower	low	ADJ
cjal-3360	708	22	than	than	ADP
cjal-3360	708	23	a	a	DET
cjal-3360	708	24	minimum	minimum	ADJ
cjal-3360	708	25	percentage	percentage	NOUN
cjal-3360	708	26	of	of	ADP
cjal-3360	708	27	its	its	PRON
cjal-3360	708	28	total	total	ADJ
cjal-3360	708	29	risk	risk	NOUN
cjal-3360	708	30	-	-	PUNCT
cjal-3360	708	31	weighted	weight	VERB
cjal-3360	708	32	assets	asset	NOUN
cjal-3360	708	33	.	.	PUNCT
cjal-3360	709	1	the	the	DET
cjal-3360	709	2	most	most	ADV
cjal-3360	709	3	generally	generally	ADV
cjal-3360	709	4	applicable	applicable	ADJ
cjal-3360	709	5	technical	technical	ADJ
cjal-3360	709	6	entry	entry	NOUN
cjal-3360	709	7	requirements	requirement	NOUN
cjal-3360	709	8	(	(	PUNCT
cjal-3360	709	9	to	to	ADP
cjal-3360	709	10	the	the	DET
cjal-3360	709	11	banking	banking	NOUN
cjal-3360	709	12	market	market	NOUN
cjal-3360	709	13	)	)	PUNCT
cjal-3360	709	14	were	be	AUX
cjal-3360	709	15	provided	provide	VERB
cjal-3360	709	16	by	by	ADP
cjal-3360	709	17	the	the	DET
cjal-3360	709	18	commercial	commercial	ADJ
cjal-3360	709	19	banking	banking	NOUN
cjal-3360	709	20	law	law	NOUN
cjal-3360	709	21	in	in	ADP
cjal-3360	709	22	1995	1995	NUM
cjal-3360	709	23	,	,	PUNCT
cjal-3360	709	24	which	which	PRON
cjal-3360	709	25	requires	require	VERB
cjal-3360	709	26	a	a	DET
cjal-3360	709	27	minimum	minimum	ADJ
cjal-3360	709	28	registered	register	VERB
cjal-3360	709	29	capital	capital	NOUN
cjal-3360	709	30	of	of	ADP
cjal-3360	709	31	1	1	NUM
cjal-3360	709	32	billion	billion	NUM
cjal-3360	709	33	rmb	rmb	NOUN
cjal-3360	709	34	for	for	ADP
cjal-3360	709	35	national	national	ADJ
cjal-3360	709	36	banks	bank	NOUN
cjal-3360	709	37	,	,	PUNCT
cjal-3360	709	38	100	100	NUM
cjal-3360	709	39	million	million	NUM
cjal-3360	709	40	for	for	ADP
cjal-3360	709	41	city	city	NOUN
cjal-3360	709	42	commercial	commercial	ADJ
cjal-3360	709	43	banks	bank	NOUN
cjal-3360	709	44	and	and	CCONJ
cjal-3360	709	45	50	50	NUM
cjal-3360	709	46	million	million	NUM
cjal-3360	709	47	for	for	ADP
cjal-3360	709	48	rural	rural	ADJ
cjal-3360	709	49	commercial	commercial	NOUN
cjal-3360	709	50	banks.uo	banks.uo	PUNCT
cjal-3360	709	51	the	the	DET
cjal-3360	709	52	commercial	commercial	ADJ
cjal-3360	709	53	banking	banking	NOUN
cjal-3360	709	54	law	law	NOUN
cjal-3360	709	55	further	far	ADV
cjal-3360	709	56	requires	require	VERB
cjal-3360	709	57	that	that	SCONJ
cjal-3360	709	58	a	a	DET
cjal-3360	709	59	commercial	commercial	ADJ
cjal-3360	709	60	bank	bank	NOUN
cjal-3360	709	61	maintain	maintain	VERB
cjal-3360	709	62	a	a	DET
cjal-3360	709	63	minimum	minimum	ADJ
cjal-3360	709	64	capital	capital	NOUN
cjal-3360	709	65	ratio	ratio	NOUN
cjal-3360	709	66	of	of	ADP
cjal-3360	709	67	8	8	NUM
cjal-3360	709	68	%	%	NOUN
cjal-3360	709	69	,	,	PUNCT
cjal-3360	709	70	a	a	DET
cjal-3360	709	71	maximum	maximum	NOUN
cjal-3360	709	72	loans­	loans­	ADJ
cjal-3360	709	73	to	to	ADP
cjal-3360	709	74	-	-	PUNCT
cjal-3360	709	75	deposit	deposit	NOUN
cjal-3360	709	76	ratio	ratio	NOUN
cjal-3360	709	77	of	of	ADP
cjal-3360	709	78	75	75	NUM
cjal-3360	709	79	%	%	NOUN
cjal-3360	709	80	,	,	PUNCT
cjal-3360	709	81	a	a	DET
cjal-3360	709	82	minimum	minimum	ADJ
cjal-3360	709	83	current	current	ADJ
cjal-3360	709	84	ratio	ratio	NOUN
cjal-3360	709	85	of	of	ADP
cjal-3360	709	86	25	25	NUM
cjal-3360	709	87	%	%	NOUN
cjal-3360	709	88	,	,	PUNCT
cjal-3360	709	89	and	and	CCONJ
cjal-3360	709	90	a	a	DET
cjal-3360	709	91	maximum	maximum	ADJ
cjal-3360	709	92	loan	loan	NOUN
cjal-3360	709	93	concentration	concentration	NOUN
cjal-3360	709	94	ratio	ratio	NOUN
cjal-3360	709	95	(	(	PUNCT
cjal-3360	709	96	on	on	ADP
cjal-3360	709	97	single	single	ADJ
cjal-3360	709	98	borrower	borrower	NOUN
cjal-3360	709	99	)	)	PUNCT
cjal-3360	709	100	oflo%	oflo%	PUNCT
cjal-3360	709	101	.	.	PUNCT
cjal-3360	709	102	'	'	PUNCT
cjal-3360	709	103	"	"	PUNCT
cjal-3360	709	104	later	later	ADV
cjal-3360	709	105	as	as	SCONJ
cjal-3360	709	106	the	the	DET
cjal-3360	709	107	state	state	NOUN
cjal-3360	709	108	experiments	experiment	NOUN
cjal-3360	709	109	with	with	ADP
cjal-3360	709	110	financial	financial	ADJ
cjal-3360	709	111	reforms	reform	NOUN
cjal-3360	709	112	,	,	PUNCT
cjal-3360	709	113	it	it	PRON
cjal-3360	709	114	redefined	redefine	VERB
cjal-3360	709	115	some	some	PRON
cjal-3360	709	116	of	of	ADP
cjal-3360	709	117	these	these	DET
cjal-3360	709	118	general	general	ADJ
cjal-3360	709	119	technical	technical	ADJ
cjal-3360	709	120	requirements	requirement	NOUN
cjal-3360	709	121	to	to	PART
cjal-3360	709	122	make	make	VERB
cjal-3360	709	123	it	it	PRON
cjal-3360	709	124	easier	easy	ADJ
cjal-3360	709	125	for	for	SCONJ
cjal-3360	709	126	grass	grass	NOUN
cjal-3360	709	127	-	-	PUNCT
cjal-3360	709	128	root	root	NOUN
cjal-3360	709	129	players	player	NOUN
cjal-3360	709	130	to	to	PART
cjal-3360	709	131	enter	enter	VERB
cjal-3360	709	132	the	the	DET
cjal-3360	709	133	market	market	NOUN
cjal-3360	709	134	.	.	PUNCT
cjal-3360	710	1	in	in	ADP
cjal-3360	710	2	2007	2007	NUM
cjal-3360	710	3	,	,	PUNCT
cjal-3360	710	4	to	to	PART
cjal-3360	710	5	encourage	encourage	VERB
cjal-3360	710	6	the	the	DET
cjal-3360	710	7	establishment	establishment	NOUN
cjal-3360	710	8	of	of	ADP
cjal-3360	710	9	village	village	NOUN
cjal-3360	710	10	and	and	CCONJ
cjal-3360	710	11	town	town	NOUN
cjal-3360	710	12	banks	bank	NOUN
cjal-3360	710	13	,	,	PUNCT
cjal-3360	710	14	the	the	DET
cjal-3360	710	15	pbc	pbc	PROPN
cjal-3360	710	16	required	require	VERB
cjal-3360	710	17	an	an	DET
cjal-3360	710	18	applicant	applicant	NOUN
cjal-3360	710	19	to	to	PART
cjal-3360	710	20	have	have	VERB
cjal-3360	710	21	a	a	DET
cjal-3360	710	22	minimum	minimum	NOUN
cjal-3360	710	23	required	require	VERB
cjal-3360	710	24	registered	register	VERB
cjal-3360	710	25	capital	capital	NOUN
cjal-3360	710	26	of	of	ADP
cjal-3360	710	27	only	only	ADV
cjal-3360	710	28	three	three	NUM
cjal-3360	710	29	million	million	NUM
cjal-3360	710	30	for	for	ADP
cjal-3360	710	31	operation	operation	NOUN
cjal-3360	710	32	at	at	ADP
cjal-3360	710	33	township	township	NOUN
cjal-3360	710	34	level	level	NOUN
cjal-3360	710	35	,	,	PUNCT
cjal-3360	710	36	or	or	CCONJ
cjal-3360	710	37	as	as	ADV
cjal-3360	710	38	low	low	ADJ
cjal-3360	710	39	as	as	ADP
cjal-3360	710	40	one	one	NUM
cjal-3360	710	41	million	million	NUM
cjal-3360	710	42	for	for	ADP
cjal-3360	710	43	operation	operation	NOUN
cjal-3360	710	44	at	at	ADP
cjal-3360	710	45	village	village	NOUN
cjal-3360	710	46	level	level	NOUN
cjal-3360	710	47	.	.	PUNCT
cjal-3360	711	1	'u	'u	PART
cjal-3360	712	1	village	village	NOUN
cjal-3360	712	2	and	and	CCONJ
cjal-3360	712	3	town	town	NOUN
cjal-3360	712	4	bank	bank	NOUN
cjal-3360	712	5	applicants	applicant	NOUN
cjal-3360	712	6	must	must	AUX
cjal-3360	712	7	also	also	ADV
cjal-3360	712	8	demonst	demonst	ADP
cjal-3360	712	9	rate	rate	NOUN
cjal-3360	712	10	that	that	SCONJ
cjal-3360	712	11	it	it	PRON
cjal-3360	712	12	has	have	AUX
cjal-3360	712	13	operated	operate	VERB
cjal-3360	712	14	profitably	profitably	ADV
cjal-3360	712	15	during	during	ADP
cjal-3360	712	16	at	at	ADP
cjal-3360	712	17	least	least	ADJ
cjal-3360	712	18	the	the	DET
cjal-3360	712	19	two	two	NUM
cjal-3360	712	20	most	most	ADV
cjal-3360	712	21	recent	recent	ADJ
cjal-3360	712	22	consecutive	consecutive	ADJ
cjal-3360	712	23	fiscal	fiscal	ADJ
cjal-3360	712	24	years	year	NOUN
cjal-3360	712	25	.	.	PUNCT
cjal-3360	713	1	"	"	PUNCT
cjal-3360	713	2	'	'	PUNCT
cjal-3360	713	3	the	the	DET
cjal-3360	713	4	prudential	prudential	ADJ
cjal-3360	713	5	capital	capital	NOUN
cjal-3360	713	6	,	,	PUNCT
cjal-3360	713	7	.	.	PUNCT
cjal-3360	714	1	shangye	shangye	PROPN
cjal-3360	714	2	yinhang	yinhang	PROPN
cjal-3360	714	3	fa	fa	X
cjal-3360	715	1	(	(	PUNCT
cjal-3360	715	2	<	<	X
cjal-3360	715	3	!	!	PUNCT
cjal-3360	715	4	>	>	X
cjal-3360	715	5	fi!a~:ih'ill!iil!illl!iafj$	fi!a~:ih'ill!iil!illl!iafj$	NOUN
cjal-3360	715	6	)	)	PUNCT
cjal-3360	716	1	[	[	X
cjal-3360	716	2	commercial	commercial	ADJ
cjal-3360	716	3	banking	banking	NOUN
cjal-3360	716	4	law	law	NOUN
cjal-3360	716	5	of	of	ADP
cjal-3360	716	6	the	the	DET
cjal-3360	716	7	people	people	NOUN
cjal-3360	716	8	's	's	PART
cjal-3360	716	9	republic	republic	NOUN
cjal-3360	716	10	of	of	ADP
cjal-3360	716	11	china	china	PROPN
cjal-3360	716	12	)	)	PUNCT
cjal-3360	716	13	,	,	PUNCT
cjal-3360	716	14	(	(	PUNCT
cjal-3360	716	15	promulgated	promulgate	VERB
cjal-3360	716	16	by	by	ADP
cjal-3360	716	17	the	the	DET
cjal-3360	716	18	standing	standing	NOUN
cjal-3360	716	19	comm	comm	NOUN
cjal-3360	716	20	.	.	PUNCT
cjal-3360	717	1	nat	nat	NOUN
cjal-3360	717	2	'	'	PUNCT
cjal-3360	717	3	!	!	PUNCT
cjal-3360	718	1	people"s	people"s	PROPN
cjal-3360	718	2	cong	cong	PROPN
cjal-3360	718	3	.	.	PUNCT
cjal-3360	718	4	,	,	PUNCT
cjal-3360	718	5	may	may	AUX
cjal-3360	718	6	10	10	NUM
cjal-3360	718	7	,	,	PUNCT
cjal-3360	718	8	1995	1995	NUM
cjal-3360	718	9	,	,	PUNCT
cjal-3360	718	10	revised	revise	VERB
cjal-3360	718	11	on	on	ADP
cjal-3360	718	12	dec	dec	PROPN
cjal-3360	718	13	.	.	PROPN
cjal-3360	718	14	27	27	NUM
cjal-3360	718	15	,	,	PUNCT
cjal-3360	718	16	2003	2003	NUM
cjal-3360	718	17	,	,	PUNCT
cjal-3360	718	18	aug	aug	PROPN
cjal-3360	718	19	.	.	PROPN
cjal-3360	718	20	29	29	NUM
cjal-3360	718	21	,	,	PUNCT
cjal-3360	718	22	2015	2015	NUM
cjal-3360	718	23	)	)	PUNCT
cjal-3360	718	24	,	,	PUNCT
cjal-3360	718	25	art	art	NOUN
cjal-3360	718	26	.	.	PUNCT
cjal-3360	719	1	•3	•3	NOUN
cjal-3360	719	2	·	·	SYM
cjal-3360	719	3	w	w	PROPN
cjal-3360	719	4	/d	/d	PROPN
cjal-3360	719	5	.	.	PUNCT
cjal-3360	719	6	,	,	PUNCT
cjal-3360	719	7	art	art	NOUN
cjal-3360	719	8	.	.	PUNCT
cjal-3360	720	1	39	39	NUM
cjal-3360	720	2	·	·	PUNCT
cjal-3360	720	3	•u	•u	PROPN
cjal-3360	720	4	chunzhen	chunzhen	ADV
cjal-3360	720	5	yinhang	yinhang	PROPN
cjal-3360	720	6	guanli	guanli	PROPN
cjal-3360	720	7	zaoxing	zaoxing	PROPN
cjal-3360	720	8	guiding	guiding	NOUN
cjal-3360	720	9	(	(	PUNCT
cjal-3360	720	10	ft	ft	PROPN
cjal-3360	720	11	~	~	PROPN
cjal-3360	720	12	iafj	iafj	NOUN
cjal-3360	720	13	~	~	SYM
cjal-3360	720	14	ljl!.'lilfj	ljl!.'lilfj	PROPN
cjal-3360	720	15	~	~	SYM
cjal-3360	720	16	je	je	X
cjal-3360	720	17	:)	:)	NOUN
cjal-3360	721	1	[	[	X
cjal-3360	721	2	provisional	provisional	ADJ
cjal-3360	721	3	guidance	guidance	NOUN
cjal-3360	721	4	on	on	ADP
cjal-3360	721	5	the	the	DET
cjal-3360	721	6	goverjwlce	goverjwlce	NOUN
cjal-3360	721	7	of	of	ADP
cjal-3360	721	8	village	village	NOUN
cjal-3360	721	9	and	and	CCONJ
cjal-3360	721	10	town	town	NOUN
cjal-3360	721	11	banks	bank	NOUN
cjal-3360	721	12	)	)	PUNCT
cjal-3360	721	13	(	(	PUNCT
cjal-3360	721	14	implemented	implement	VERB
cjal-3360	721	15	by	by	ADP
cjal-3360	721	16	the	the	DET
cjal-3360	721	17	china	china	PROPN
cjal-3360	721	18	banking	banking	PROPN
cjal-3360	721	19	regulatory	regulatory	PROPN
cjal-3360	721	20	commission	commission	PROPN
cjal-3360	721	21	,	,	PUNCT
cjal-3360	721	22	jan	jan	PROPN
cjal-3360	721	23	.	.	PROPN
cjal-3360	721	24	»	»	PUNCT
cjal-3360	721	25	,	,	PUNCT
cjal-3360	721	26	>	>	X
cjal-3360	721	27	007	007	NUM
cjal-3360	721	28	)	)	PUNCT
cjal-3360	721	29	,	,	PUNCT
cjal-3360	721	30	art	art	NOUN
cjal-3360	721	31	.	.	PUNCT
cjal-3360	722	1	8	8	NUM
cjal-3360	722	2	,	,	PUNCT
cjal-3360	722	3	par	par	NOUN
cjal-3360	722	4	.	.	PUNCT
cjal-3360	723	1	3	3	X
cjal-3360	723	2	,	,	PUNCT
cjal-3360	723	3	available	available	ADJ
cjal-3360	723	4	at	at	ADP
cjal-3360	723	5	http://www.cbrc.gov.cn/chinese/home/docdoc_readview	http://www.cbrc.gov.cn/chinese/home/docdoc_readview	PUNCT
cjal-3360	723	6	/>0070u983a37>3dbddsb	/>0070u983a37>3dbddsb	PUNCT
cjal-3360	723	7	764l'f79•de6aose4doo.html/	764l'f79•de6aose4doo.html/	NUM
cjal-3360	723	8	(	(	PUNCT
cjal-3360	723	9	last	last	ADV
cjal-3360	723	10	visited	visit	VERB
cjal-3360	723	11	jan	jan	PROPN
cjal-3360	723	12	.	.	PROPN
cjal-3360	723	13	24	24	NUM
cjal-3360	723	14	.	.	PUNCT
cjal-3360	724	1	zo15	zo15	NOUN
cjal-3360	724	2	)	)	PUNCT
cjal-3360	724	3	.	.	PUNCT
cjal-3360	725	1	03	03	NUM
cjal-3360	726	1	i	i	PRON
cjal-3360	726	2	d.	d.	PROPN
cjal-3360	726	3	,	,	PUNCT
cjal-3360	726	4	art	art	NOUN
cjal-3360	726	5	.	.	PUNCT
cjal-3360	726	6	)	)	PUNCT
cjal-3360	726	7	,	,	PUNCT
cjal-3360	726	8	para	para	PROPN
cjal-3360	726	9	.	.	PUNCT
cjal-3360	727	1	1	1	NUM
cjal-3360	727	2	.	.	NUM
cjal-3360	727	3	301	301	NUM
cjal-3360	727	4	adequacy	adequacy	NOUN
cjal-3360	727	5	requirement	requirement	NOUN
cjal-3360	727	6	on	on	ADP
cjal-3360	727	7	village	village	NOUN
cjal-3360	727	8	and	and	CCONJ
cjal-3360	727	9	town	town	NOUN
cjal-3360	727	10	banks	bank	NOUN
cjal-3360	727	11	stayed	stay	VERB
cjal-3360	727	12	at	at	ADP
cjal-3360	727	13	the	the	DET
cjal-3360	727	14	same	same	ADJ
cjal-3360	727	15	8	8	NUM
cjal-3360	727	16	%	%	NOUN
cjal-3360	727	17	level	level	NOUN
cjal-3360	727	18	as	as	ADP
cjal-3360	727	19	the	the	DET
cjal-3360	727	20	general	general	ADJ
cjal-3360	727	21	requirement	requirement	NOUN
cjal-3360	727	22	under	under	ADP
cjal-3360	727	23	the	the	DET
cjal-3360	727	24	commercial	commercial	ADJ
cjal-3360	727	25	banking	banking	NOUN
cjal-3360	727	26	law	law	NOUN
cjal-3360	727	27	.	.	PUNCT
cjal-3360	728	1	"	"	PUNCT
cjal-3360	728	2	'	'	PUNCT
cjal-3360	728	3	the	the	DET
cjal-3360	728	4	2015	2015	NUM
cjal-3360	728	5	opinions	opinion	NOUN
cjal-3360	728	6	that	that	PRON
cjal-3360	728	7	authorizes	authorize	VERB
cjal-3360	728	8	pilot	pilot	NOUN
cjal-3360	728	9	operation	operation	NOUN
cjal-3360	728	10	of	of	ADP
cjal-3360	728	11	private	private	ADJ
cjal-3360	728	12	commercial	commercial	ADJ
cjal-3360	728	13	banks	bank	NOUN
cjal-3360	728	14	largely	largely	ADV
cjal-3360	728	15	follow	follow	VERB
cjal-3360	728	16	the	the	DET
cjal-3360	728	17	commercial	commercial	ADJ
cjal-3360	728	18	banking	banking	NOUN
cjal-3360	728	19	law	law	NOUN
cjal-3360	728	20	's	's	PART
cjal-3360	728	21	entry	entry	NOUN
cjal-3360	728	22	standard	standard	NOUN
cjal-3360	728	23	for	for	ADP
cjal-3360	728	24	new	new	ADJ
cjal-3360	728	25	banks	bank	NOUN
cjal-3360	728	26	,	,	PUNCT
cjal-3360	728	27	and	and	CCONJ
cjal-3360	728	28	introduced	introduce	VERB
cjal-3360	728	29	few	few	ADJ
cjal-3360	728	30	new	new	ADJ
cjal-3360	728	31	items	item	NOUN
cjal-3360	728	32	besides	besides	SCONJ
cjal-3360	728	33	the	the	DET
cjal-3360	728	34	requirements	requirement	NOUN
cjal-3360	728	35	of	of	ADP
cjal-3360	728	36	three	three	NUM
cjal-3360	728	37	years	year	NOUN
cjal-3360	728	38	of	of	ADP
cjal-3360	728	39	continuous	continuous	ADJ
cjal-3360	728	40	profitable	profitable	ADJ
cjal-3360	728	41	operation	operation	NOUN
cjal-3360	728	42	,	,	PUNCT
cjal-3360	728	43	a	a	DET
cjal-3360	728	44	minimum	minimum	ADJ
cjal-3360	728	45	net	net	ADJ
cjal-3360	728	46	asset	asset	NOUN
cjal-3360	728	47	ratio	ratio	NOUN
cjal-3360	728	48	of	of	ADP
cjal-3360	728	49	30	30	NUM
cjal-3360	728	50	%	%	NOUN
cjal-3360	728	51	over	over	ADP
cjal-3360	728	52	total	total	ADJ
cjal-3360	728	53	asset	asset	NOUN
cjal-3360	728	54	,	,	PUNCT
cjal-3360	728	55	and	and	CCONJ
cjal-3360	728	56	a	a	DET
cjal-3360	728	57	maximum	maximum	ADJ
cjal-3360	728	58	50	50	NUM
cjal-3360	728	59	%	%	NOUN
cjal-3360	728	60	equity	equity	NOUN
cjal-3360	728	61	in•testment	in•testment	NOUN
cjal-3360	728	62	ratio	ratio	NOUN
cjal-3360	728	63	over	over	ADP
cjal-3360	728	64	net	net	ADJ
cjal-3360	728	65	asset	asset	NOUN
cjal-3360	728	66	.	.	PUNCT
cjal-3360	729	1	"5	"5	VERB
cjal-3360	729	2	because	because	SCONJ
cjal-3360	729	3	many	many	ADJ
cjal-3360	729	4	existing	exist	VERB
cjal-3360	729	5	grass	grass	NOUN
cjal-3360	729	6	-	-	PUNCT
cjal-3360	729	7	root	root	NOUN
cjal-3360	729	8	private	private	ADJ
cjal-3360	729	9	lending	lending	NOUN
cjal-3360	729	10	institutions	institution	NOUN
cjal-3360	729	11	operate	operate	VERB
cjal-3360	729	12	at	at	ADP
cjal-3360	729	13	township	township	NOUN
cjal-3360	729	14	or	or	CCONJ
cjal-3360	729	15	village	village	NOUN
cjal-3360	729	16	levels	level	NOUN
cjal-3360	729	17	,	,	PUNCT
cjal-3360	729	18	the	the	DET
cjal-3360	729	19	entry	entry	NOUN
cjal-3360	729	20	requirements	requirement	NOUN
cjal-3360	729	21	for	for	ADP
cjal-3360	729	22	rural	rural	ADJ
cjal-3360	729	23	commercial	commercial	ADJ
cjal-3360	729	24	banks	bank	NOUN
cjal-3360	729	25	and	and	CCONJ
cjal-3360	729	26	town	town	NOUN
cjal-3360	729	27	/	/	SYM
cjal-3360	729	28	village	village	NOUN
cjal-3360	729	29	banks	bank	NOUN
cjal-3360	729	30	may	may	AUX
cjal-3360	729	31	be	be	AUX
cjal-3360	729	32	more	more	ADV
cjal-3360	729	33	meaningful	meaningful	ADJ
cjal-3360	729	34	reference	reference	NOUN
cjal-3360	729	35	for	for	ADP
cjal-3360	729	36	localiz.ed	localiz.ed	X
cjal-3360	729	37	private	private	ADJ
cjal-3360	729	38	lenders	lender	NOUN
cjal-3360	729	39	.	.	PUNCT
cjal-3360	730	1	depending	depend	VERB
cjal-3360	730	2	on	on	ADP
cjal-3360	730	3	the	the	DET
cjal-3360	730	4	exact	exact	ADJ
cjal-3360	730	5	size	size	NOUN
cjal-3360	730	6	of	of	ADP
cjal-3360	730	7	the	the	DET
cjal-3360	730	8	bank	bank	NOUN
cjal-3360	730	9	a	a	DET
cjal-3360	730	10	grass	grass	NOUN
cjal-3360	730	11	-	-	PUNCT
cjal-3360	730	12	root	root	NOUN
cjal-3360	730	13	lender	lender	NOUN
cjal-3360	730	14	wants	want	VERB
cjal-3360	730	15	to	to	PART
cjal-3360	730	16	establish	establish	VERB
cjal-3360	730	17	and	and	CCONJ
cjal-3360	730	18	the	the	DET
cjal-3360	730	19	conditions	condition	NOUN
cjal-3360	730	20	of	of	ADP
cjal-3360	730	21	the	the	DET
cjal-3360	730	22	target	target	NOUN
cjal-3360	730	23	market	market	NOUN
cjal-3360	730	24	,	,	PUNCT
cjal-3360	730	25	reasonable	reasonable	ADJ
cjal-3360	730	26	registered	register	VERB
cjal-3360	730	27	capital	capital	NOUN
cjal-3360	730	28	thresholds	threshold	NOUN
cjal-3360	730	29	for	for	ADP
cjal-3360	730	30	entry	entry	NOUN
cjal-3360	730	31	lie	lie	NOUN
cjal-3360	730	32	between	between	ADP
cjal-3360	730	33	the	the	DET
cjal-3360	730	34	requirements	requirement	NOUN
cjal-3360	730	35	for	for	ADP
cjal-3360	730	36	village	village	NOUN
cjal-3360	730	37	/	/	SYM
cjal-3360	730	38	town	town	NOUN
cjal-3360	730	39	banks	bank	NOUN
cjal-3360	730	40	and	and	CCONJ
cjal-3360	730	41	those	those	PRON
cjal-3360	730	42	for	for	ADP
cjal-3360	730	43	rural	rural	ADJ
cjal-3360	730	44	commercial	commercial	ADJ
cjal-3360	730	45	banks	bank	NOUN
cjal-3360	730	46	under	under	ADP
cjal-3360	730	47	the	the	DET
cjal-3360	730	48	commercial	commercial	ADJ
cjal-3360	730	49	banking	banking	NOUN
cjal-3360	730	50	law	law	NOUN
cjal-3360	730	51	.	.	PUNCT
cjal-3360	731	1	most	most	ADJ
cjal-3360	731	2	of	of	ADP
cjal-3360	731	3	the	the	DET
cjal-3360	731	4	interviewees	interviewee	NOUN
cjal-3360	731	5	have	have	VERB
cjal-3360	731	6	total	total	ADJ
cjal-3360	731	7	assets	asset	NOUN
cjal-3360	731	8	at	at	ADP
cjal-3360	731	9	or	or	CCONJ
cjal-3360	731	10	above	above	ADP
cjal-3360	731	11	the	the	DET
cjal-3360	731	12	10	10	NUM
cjal-3360	731	13	-	-	SYM
cjal-3360	731	14	15	15	NUM
cjal-3360	731	15	million	million	NUM
cjal-3360	731	16	range	range	NOUN
cjal-3360	731	17	and	and	CCONJ
cjal-3360	731	18	can	can	AUX
cjal-3360	731	19	easily	easily	ADV
cjal-3360	731	20	meet	meet	VERB
cjal-3360	731	21	the	the	DET
cjal-3360	731	22	registered	register	VERB
cjal-3360	731	23	capital	capital	NOUN
cjal-3360	731	24	requirements	requirement	NOUN
cjal-3360	731	25	for	for	ADP
cjal-3360	731	26	village	village	NOUN
cjal-3360	731	27	and	and	CCONJ
cjal-3360	731	28	town	town	NOUN
cjal-3360	731	29	banks	bank	NOUN
cjal-3360	731	30	.	.	PUNCT
cjal-3360	732	1	the	the	DET
cjal-3360	732	2	larger	large	ADJ
cjal-3360	732	3	private	private	ADJ
cjal-3360	732	4	lenders	lender	NOUN
cjal-3360	732	5	interviewed	interview	VERB
cjal-3360	732	6	,	,	PUNCT
cjal-3360	732	7	with	with	ADP
cjal-3360	732	8	total	total	ADJ
cjal-3360	732	9	assets	asset	NOUN
cjal-3360	732	10	typically	typically	ADV
cjal-3360	732	11	in	in	ADP
cjal-3360	732	12	the	the	DET
cjal-3360	732	13	50	50	NUM
cjal-3360	732	14	-	-	SYM
cjal-3360	732	15	100	100	NUM
cjal-3360	732	16	million	million	NUM
cjal-3360	732	17	range	range	NOUN
cjal-3360	732	18	,	,	PUNCT
cjal-3360	732	19	will	will	AUX
cjal-3360	732	20	also	also	ADV
cjal-3360	732	21	unlikely	unlikely	ADJ
cjal-3360	732	22	be	be	AUX
cjal-3360	732	23	overwhelmed	overwhelm	VERB
cjal-3360	732	24	by	by	ADP
cjal-3360	732	25	the	the	DET
cjal-3360	732	26	registered	register	VERB
cjal-3360	732	27	capital	capital	NOUN
cjal-3360	732	28	requirements	requirement	NOUN
cjal-3360	732	29	for	for	ADP
cjal-3360	732	30	rural	rural	ADJ
cjal-3360	732	31	commercial	commercial	ADJ
cjal-3360	732	32	banks	bank	NOUN
cjal-3360	732	33	.	.	PUNCT
cjal-3360	733	1	nor	nor	CCONJ
cjal-3360	733	2	do	do	AUX
cjal-3360	733	3	most	most	ADJ
cjal-3360	733	4	interviewees	interviewee	NOUN
cjal-3360	733	5	consider	consider	VERB
cjal-3360	733	6	the	the	DET
cjal-3360	733	7	prudential	prudential	ADJ
cjal-3360	733	8	risk	risk	NOUN
cjal-3360	733	9	management	management	NOUN
cjal-3360	733	10	requirements	requirement	NOUN
cjal-3360	733	11	formidable	formidable	ADJ
cjal-3360	733	12	barriers	barrier	NOUN
cjal-3360	733	13	should	should	AUX
cjal-3360	733	14	then	then	ADV
cjal-3360	733	15	become	become	VERB
cjal-3360	733	16	legitimate	legitimate	ADJ
cjal-3360	733	17	banks	bank	NOUN
cjal-3360	733	18	.	.	PUNCT
cjal-3360	734	1	the	the	DET
cjal-3360	734	2	interviewees	interviewee	NOUN
cjal-3360	734	3	also	also	ADV
cjal-3360	734	4	do	do	AUX
cjal-3360	734	5	not	not	PART
cjal-3360	734	6	consider	consider	VERB
cjal-3360	734	7	it	it	PRON
cjal-3360	734	8	an	an	DET
cjal-3360	734	9	excessive	excessive	ADJ
cjal-3360	734	10	burden	burden	NOUN
cjal-3360	734	11	to	to	PART
cjal-3360	734	12	comply	comply	VERB
cjal-3360	734	13	with	with	ADP
cjal-3360	734	14	existing	exist	VERB
cjal-3360	734	15	prudential	prudential	ADJ
cjal-3360	734	16	regulatory	regulatory	ADJ
cjal-3360	734	17	requirements	requirement	NOUN
cjal-3360	734	18	such	such	ADJ
cjal-3360	734	19	as	as	ADP
cjal-3360	734	20	putting	put	VERB
cjal-3360	734	21	aside	aside	ADV
cjal-3360	734	22	8	8	NUM
cjal-3360	734	23	%	%	NOUN
cjal-3360	734	24	of	of	ADP
cjal-3360	734	25	risk	risk	NOUN
cjal-3360	734	26	adjusted	adjust	VERB
cjal-3360	734	27	assets	asset	NOUN
cjal-3360	734	28	as	as	ADP
cjal-3360	734	29	risk	risk	NOUN
cjal-3360	734	30	capital	capital	NOUN
cjal-3360	734	31	(	(	PUNCT
cjal-3360	734	32	although	although	SCONJ
cjal-3360	734	33	they	they	PRON
cjal-3360	734	34	expect	expect	VERB
cjal-3360	734	35	some	some	DET
cjal-3360	734	36	impact	impact	NOUN
cjal-3360	734	37	on	on	ADP
cjal-3360	734	38	profitability	profitability	NOUN
cjal-3360	734	39	as	as	ADP
cjal-3360	734	40	a	a	DET
cjal-3360	734	41	result	result	NOUN
cjal-3360	734	42	of	of	ADP
cjal-3360	734	43	regulatory	regulatory	ADJ
cjal-3360	734	44	compliance	compliance	NOUN
cjal-3360	734	45	)	)	PUNCT
cjal-3360	734	46	.	.	PUNCT
cjal-3360	735	1	c.	c.	NOUN
cjal-3360	735	2	three	three	NUM
cjal-3360	735	3	possible	possible	ADJ
cjal-3360	735	4	paths	path	NOUN
cjal-3360	735	5	for	for	ADP
cjal-3360	735	6	grass	grass	NOUN
cjal-3360	735	7	-	-	PUNCT
cjal-3360	735	8	root	root	NOUN
cjal-3360	735	9	pdvate	pdvate	NOUN
cjal-3360	735	10	lending	lending	NOUN
cjal-3360	735	11	institutions	institution	NOUN
cjal-3360	735	12	to	to	PART
cjal-3360	735	13	become	become	VERB
cjal-3360	735	14	legitimate	legitimate	ADJ
cjal-3360	735	15	commercial	commercial	ADJ
cjal-3360	735	16	banks	bank	NOUN
cjal-3360	735	17	u4	u4	PROPN
cjal-3360	735	18	supra	supra	PROPN
cjal-3360	735	19	note	note	PROPN
cjal-3360	735	20	uo	uo	NOUN
cjal-3360	735	21	,	,	PUNCT
cjal-3360	735	22	art	art	NOUN
cjal-3360	735	23	.	.	PUNCT
cjal-3360	736	1	21	21	NUM
cjal-3360	736	2	,	,	PUNCT
cjal-3360	736	3	para	para	NOUN
cjal-3360	736	4	.	.	PUNCT
cjal-3360	737	1	1	1	X
cjal-3360	737	2	.	.	PUNCT
cjal-3360	737	3	"	"	PUNCT
cjal-3360	737	4	'	'	PUNCT
cjal-3360	737	5	supra	supra	ADJ
cjal-3360	737	6	note	note	NOUN
cjal-3360	737	7	65	65	NUM
cjal-3360	737	8	,	,	PUNCT
cjal-3360	737	9	art	art	NOUN
cjal-3360	737	10	.	.	PUNCT
cjal-3360	737	11	)	)	PUNCT
cjal-3360	737	12	,	,	PUNCT
cjal-3360	737	13	para	para	NOUN
cjal-3360	737	14	.	.	PUNCT
cjal-3360	738	1	2	2	NUM
cjal-3360	738	2	.	.	NUM
cjal-3360	738	3	)	)	PUNCT
cjal-3360	738	4	02	02	NUM
cjal-3360	738	5	while	while	SCONJ
cjal-3360	738	6	technical	technical	ADJ
cjal-3360	738	7	threshold	threshold	NOUN
cjal-3360	738	8	may	may	AUX
cjal-3360	738	9	not	not	PART
cjal-3360	738	10	be	be	AUX
cjal-3360	738	11	insurmountable	insurmountable	ADJ
cjal-3360	738	12	obstacles	obstacle	NOUN
cjal-3360	738	13	for	for	ADP
cjal-3360	738	14	private	private	ADJ
cjal-3360	738	15	players	player	NOUN
cjal-3360	738	16	interested	interested	ADJ
cjal-3360	738	17	in	in	ADP
cjal-3360	738	18	entering	enter	VERB
cjal-3360	738	19	the	the	DET
cjal-3360	738	20	banking	banking	NOUN
cjal-3360	738	21	industry	industry	NOUN
cjal-3360	738	22	,	,	PUNCT
cjal-3360	738	23	policy	policy	NOUN
cjal-3360	738	24	or	or	CCONJ
cjal-3360	738	25	political	political	ADJ
cjal-3360	738	26	factors	factor	NOUN
cjal-3360	738	27	can	can	AUX
cjal-3360	738	28	pose	pose	VERB
cjal-3360	738	29	more	more	ADV
cjal-3360	738	30	serious	serious	ADJ
cjal-3360	738	31	hurdles	hurdle	NOUN
cjal-3360	738	32	.	.	PUNCT
cjal-3360	739	1	whether	whether	SCONJ
cjal-3360	739	2	a	a	DET
cjal-3360	739	3	particular	particular	ADJ
cjal-3360	739	4	route	route	NOUN
cjal-3360	739	5	towards	towards	ADP
cjal-3360	739	6	becoming	become	VERB
cjal-3360	739	7	legitimate	legitimate	ADJ
cjal-3360	739	8	private	private	ADJ
cjal-3360	739	9	banks	bank	NOUN
cjal-3360	739	10	exist	exist	VERB
cjal-3360	739	11	,	,	PUNCT
cjal-3360	739	12	or	or	CCONJ
cjal-3360	739	13	can	can	AUX
cjal-3360	739	14	potentially	potentially	ADV
cjal-3360	739	15	become	become	VERB
cjal-3360	739	16	available	available	ADJ
cjal-3360	739	17	,	,	PUNCT
cjal-3360	739	18	may	may	AUX
cjal-3360	739	19	ultimately	ultimately	ADV
cjal-3360	739	20	tum	tum	VERB
cjal-3360	739	21	on	on	ADP
cjal-3360	739	22	whether	whether	SCONJ
cjal-3360	739	23	there	there	PRON
cjal-3360	739	24	is	be	VERB
cjal-3360	739	25	either	either	CCONJ
cjal-3360	739	26	existing	exist	VERB
cjal-3360	739	27	policy	policy	NOUN
cjal-3360	739	28	endorsement	endorsement	NOUN
cjal-3360	739	29	for	for	ADP
cjal-3360	739	30	that	that	DET
cjal-3360	739	31	route	route	NOUN
cjal-3360	739	32	or	or	CCONJ
cjal-3360	739	33	a	a	DET
cjal-3360	739	34	plausible	plausible	ADJ
cjal-3360	739	35	chance	chance	NOUN
cjal-3360	739	36	of	of	ADP
cjal-3360	739	37	future	future	ADJ
cjal-3360	739	38	policy	policy	NOUN
cjal-3360	739	39	endorsement	endorsement	NOUN
cjal-3360	739	40	for	for	ADP
cjal-3360	739	41	it	it	PRON
cjal-3360	739	42	.	.	PUNCT
cjal-3360	740	1	and	and	CCONJ
cjal-3360	740	2	the	the	DET
cjal-3360	740	3	practical	practical	ADJ
cjal-3360	740	4	feasibility	feasibility	NOUN
cjal-3360	740	5	of	of	ADP
cjal-3360	740	6	potential	potential	ADJ
cjal-3360	740	7	routes	route	NOUN
cjal-3360	740	8	can	can	AUX
cjal-3360	740	9	differ	differ	VERB
cjal-3360	740	10	quite	quite	ADV
cjal-3360	740	11	substantially	substantially	ADV
cjal-3360	740	12	depending	depend	VERB
cjal-3360	740	13	on	on	ADP
cjal-3360	740	14	the	the	DET
cjal-3360	740	15	strength	strength	NOUN
cjal-3360	740	16	of	of	ADP
cjal-3360	740	17	top	top	ADJ
cjal-3360	740	18	-	-	PUNCT
cjal-3360	740	19	down	down	ADP
cjal-3360	740	20	policy	policy	NOUN
cjal-3360	740	21	support	support	NOUN
cjal-3360	740	22	and	and	CCONJ
cjal-3360	740	23	the	the	DET
cjal-3360	740	24	maturity	maturity	NOUN
cjal-3360	740	25	of	of	ADP
cjal-3360	740	26	relevant	relevant	ADJ
cjal-3360	740	27	legal	legal	ADJ
cjal-3360	740	28	framework	framework	NOUN
cjal-3360	740	29	.	.	PUNCT
cjal-3360	741	1	based	base	VERB
cjal-3360	741	2	on	on	ADP
cjal-3360	741	3	earlier	early	ADJ
cjal-3360	741	4	discussion	discussion	NOUN
cjal-3360	741	5	of	of	ADP
cjal-3360	741	6	legal	legal	ADJ
cjal-3360	741	7	and	and	CCONJ
cjal-3360	741	8	policy	policy	NOUN
cjal-3360	741	9	development	development	NOUN
cjal-3360	741	10	on	on	ADP
cjal-3360	741	11	private	private	ADJ
cjal-3360	741	12	lending	lending	NOUN
cjal-3360	741	13	,	,	PUNCT
cjal-3360	741	14	and	and	CCONJ
cjal-3360	741	15	the	the	DET
cjal-3360	741	16	status	status	NOUN
cjal-3360	741	17	quo	quo	NOUN
cjal-3360	741	18	of	of	ADP
cjal-3360	741	19	grass	grass	NOUN
cjal-3360	741	20	-	-	PUNCT
cjal-3360	741	21	root	root	NOUN
cjal-3360	741	22	private	private	ADJ
cjal-3360	741	23	lending	lending	NOUN
cjal-3360	741	24	institutions	institution	NOUN
cjal-3360	741	25	,	,	PUNCT
cjal-3360	741	26	there	there	PRON
cjal-3360	741	27	may	may	AUX
cjal-3360	741	28	be	be	AUX
cjal-3360	741	29	three	three	NUM
cjal-3360	741	30	possible	possible	ADJ
cjal-3360	741	31	routes	route	NOUN
cjal-3360	741	32	for	for	ADP
cjal-3360	741	33	private	private	ADJ
cjal-3360	741	34	players	player	NOUN
cjal-3360	741	35	,	,	PUNCT
cjal-3360	741	36	including	include	VERB
cjal-3360	741	37	existing	exist	VERB
cjal-3360	741	38	private	private	ADJ
cjal-3360	741	39	lending	lending	NOUN
cjal-3360	741	40	institutions	institution	NOUN
cjal-3360	741	41	,	,	PUNCT
cjal-3360	741	42	to	to	PART
cjal-3360	741	43	become	become	VERB
cjal-3360	741	44	legitimate	legitimate	ADJ
cjal-3360	741	45	commercial	commercial	ADJ
cjal-3360	741	46	banks	bank	NOUN
cjal-3360	741	47	:	:	PUNCT
cjal-3360	741	48	(	(	PUNCT
cjal-3360	741	49	1	1	X
cjal-3360	741	50	)	)	PUNCT
cjal-3360	741	51	small	small	ADJ
cjal-3360	741	52	loans	loan	NOUN
cjal-3360	741	53	companies	company	NOUN
cjal-3360	741	54	to	to	PART
cjal-3360	741	55	become	become	VERB
cjal-3360	741	56	village	village	NOUN
cjal-3360	741	57	and	and	CCONJ
cjal-3360	741	58	town	town	NOUN
cjal-3360	741	59	banks	bank	NOUN
cjal-3360	741	60	,	,	PUNCT
cjal-3360	741	61	(	(	PUNCT
cjal-3360	741	62	>	>	PUNCT
cjal-3360	741	63	)	)	PUNCT
cjal-3360	741	64	private	private	ADJ
cjal-3360	741	65	capital	capital	NOUN
cjal-3360	741	66	to	to	PART
cjal-3360	741	67	enter	enter	VERB
cjal-3360	741	68	the	the	DET
cjal-3360	741	69	banking	banking	NOUN
cjal-3360	741	70	industry	industry	NOUN
cjal-3360	741	71	de	de	X
cjal-3360	741	72	novo	novo	NOUN
cjal-3360	741	73	,	,	PUNCT
cjal-3360	741	74	and	and	CCONJ
cjal-3360	741	75	(	(	PUNCT
cjal-3360	741	76	3	3	X
cjal-3360	741	77	)	)	PUNCT
cjal-3360	741	78	underground	underground	ADJ
cjal-3360	741	79	banks	bank	NOUN
cjal-3360	741	80	to	to	PART
cjal-3360	741	81	go	go	VERB
cjal-3360	741	82	"	"	PUNCT
cjal-3360	741	83	above	above	ADP
cjal-3360	741	84	ground	ground	NOUN
cjal-3360	741	85	.	.	PUNCT
cjal-3360	741	86	"	"	PUNCT
cjal-3360	742	1	the	the	DET
cjal-3360	742	2	current	current	ADJ
cjal-3360	742	3	status	status	NOUN
cjal-3360	742	4	of	of	ADP
cjal-3360	742	5	state	state	NOUN
cjal-3360	742	6	policy	policy	NOUN
cjal-3360	742	7	on	on	ADP
cjal-3360	742	8	this	this	DET
cjal-3360	742	9	subject	subject	NOUN
cjal-3360	742	10	manifests	manifest	VERB
cjal-3360	742	11	a	a	DET
cjal-3360	742	12	structural	structural	ADJ
cjal-3360	742	13	paradox	paradox	NOUN
cjal-3360	742	14	:	:	PUNCT
cjal-3360	742	15	routes	route	NOUN
cjal-3360	742	16	already	already	ADV
cjal-3360	742	17	made	make	VERB
cjal-3360	742	18	available	available	ADJ
cjal-3360	742	19	fail	fail	VERB
cjal-3360	742	20	to	to	PART
cjal-3360	742	21	accommodate	accommodate	VERB
cjal-3360	742	22	for	for	ADP
cjal-3360	742	23	the	the	DET
cjal-3360	742	24	most	most	ADV
cjal-3360	742	25	suitable	suitable	ADJ
cjal-3360	742	26	candidates	candidate	NOUN
cjal-3360	742	27	whereas	whereas	SCONJ
cjal-3360	742	28	potential	potential	ADJ
cjal-3360	742	29	routes	route	NOUN
cjal-3360	742	30	for	for	ADP
cjal-3360	742	31	the	the	DET
cjal-3360	742	32	most	most	ADV
cjal-3360	742	33	suitable	suitable	ADJ
cjal-3360	742	34	applicants	applicant	NOUN
cjal-3360	742	35	have	have	AUX
cjal-3360	742	36	been	be	AUX
cjal-3360	742	37	made	make	VERB
cjal-3360	742	38	unpromising	unpromising	ADJ
cjal-3360	742	39	(	(	PUNCT
cjal-3360	742	40	if	if	SCONJ
cjal-3360	742	41	not	not	PART
cjal-3360	742	42	completely	completely	ADV
cjal-3360	742	43	foreclosed	foreclose	VERB
cjal-3360	742	44	)	)	PUNCT
cjal-3360	742	45	by	by	ADP
cjal-3360	742	46	political	political	ADJ
cjal-3360	742	47	complexities	complexity	NOUN
cjal-3360	742	48	.	.	PUNCT
cjal-3360	743	1	i	i	PRON
cjal-3360	743	2	will	will	AUX
cjal-3360	743	3	explain	explain	VERB
cjal-3360	743	4	this	this	DET
cjal-3360	743	5	misalignment	misalignment	NOUN
cjal-3360	743	6	of	of	ADP
cjal-3360	743	7	possibility	possibility	NOUN
cjal-3360	743	8	versus	versus	ADP
cjal-3360	743	9	feasibility	feasibility	NOUN
cjal-3360	743	10	(	(	PUNCT
cjal-3360	743	11	or	or	CCONJ
cjal-3360	743	12	suitability	suitability	NOUN
cjal-3360	743	13	)	)	PUNCT
cjal-3360	743	14	as	as	SCONJ
cjal-3360	743	15	each	each	PRON
cjal-3360	743	16	of	of	ADP
cjal-3360	743	17	the	the	DET
cjal-3360	743	18	three	three	NUM
cjal-3360	743	19	potential	potential	ADJ
cjal-3360	743	20	routes	route	NOUN
cjal-3360	743	21	is	be	AUX
cjal-3360	743	22	explored	explore	VERB
cjal-3360	743	23	.	.	PUNCT
cjal-3360	744	1	(	(	PUNCT
cjal-3360	744	2	1	1	X
cjal-3360	744	3	)	)	PUNCT
cjal-3360	744	4	small	small	ADJ
cjal-3360	744	5	loans	loan	NOUN
cjal-3360	744	6	companies	company	NOUN
cjal-3360	744	7	to	to	PART
cjal-3360	744	8	become	become	VERB
cjal-3360	744	9	community	community	NOUN
cjal-3360	744	10	banks	bank	NOUN
cjal-3360	744	11	the	the	DET
cjal-3360	744	12	first	first	ADJ
cjal-3360	744	13	possible	possible	ADJ
cjal-3360	744	14	route	route	NOUN
cjal-3360	744	15	is	be	AUX
cjal-3360	744	16	for	for	SCONJ
cjal-3360	744	17	successful	successful	ADJ
cjal-3360	744	18	existing	exist	VERB
cjal-3360	744	19	small	small	ADJ
cjal-3360	744	20	loans	loan	NOUN
cjal-3360	744	21	companies	company	NOUN
cjal-3360	744	22	to	to	PART
cjal-3360	744	23	convert	convert	VERB
cjal-3360	744	24	into	into	ADP
cjal-3360	744	25	regulated	regulated	ADJ
cjal-3360	744	26	village	village	NOUN
cjal-3360	744	27	and	and	CCONJ
cjal-3360	744	28	town	town	NOUN
cjal-3360	744	29	banks	bank	NOUN
cjal-3360	744	30	.	.	PUNCT
cjal-3360	745	1	two	two	NUM
cjal-3360	745	2	manifest	manifest	ADJ
cjal-3360	745	3	advantages	advantage	NOUN
cjal-3360	745	4	of	of	ADP
cjal-3360	745	5	this	this	DET
cjal-3360	745	6	route	route	NOUN
cjal-3360	745	7	are	be	AUX
cjal-3360	745	8	support	support	NOUN
cjal-3360	745	9	from	from	ADP
cjal-3360	745	10	express	express	ADJ
cjal-3360	745	11	state	state	NOUN
cjal-3360	745	12	policy	policy	NOUN
cjal-3360	745	13	,	,	PUNCT
cjal-3360	745	14	and	and	CCONJ
cjal-3360	745	15	low	low	ADJ
cjal-3360	745	16	technical	technical	ADJ
cjal-3360	745	17	entry	entry	NOUN
cjal-3360	745	18	barriers	barrier	NOUN
cjal-3360	745	19	.	.	PUNCT
cjal-3360	746	1	as	as	SCONJ
cjal-3360	746	2	discussed	discuss	VERB
cjal-3360	746	3	in	in	ADP
cjal-3360	746	4	part	part	NOUN
cjal-3360	746	5	iii	iii	NOUN
cjal-3360	746	6	,	,	PUNCT
cjal-3360	746	7	small	small	ADJ
cjal-3360	746	8	loan	loan	NOUN
cjal-3360	746	9	companies	company	NOUN
cjal-3360	746	10	are	be	AUX
cjal-3360	746	11	themselves	themselves	PRON
cjal-3360	746	12	the	the	DET
cjal-3360	746	13	product	product	NOUN
cjal-3360	746	14	of	of	ADP
cjal-3360	746	15	recent	recent	ADJ
cjal-3360	746	16	financial	financial	ADJ
cjal-3360	746	17	reforms	reform	NOUN
cjal-3360	746	18	.	.	PUNCT
cjal-3360	747	1	in	in	ADP
cjal-3360	747	2	zoo8	zoo8	PROPN
cjal-3360	747	3	the	the	DET
cjal-3360	747	4	pbc	pbc	PROPN
cjal-3360	747	5	allowed	allow	VERB
cjal-3360	747	6	for	for	ADP
cjal-3360	747	7	pilot	pilot	NOUN
cjal-3360	747	8	)	)	PUNCT
cjal-3360	747	9	oj	oj	ADP
cjal-3360	747	10	operation	operation	NOUN
cjal-3360	747	11	of	of	ADP
cjal-3360	747	12	small	small	ADJ
cjal-3360	747	13	loans	loan	NOUN
cjal-3360	747	14	companies	company	NOUN
cjal-3360	747	15	.	.	PUNCT
cjal-3360	748	1	"	"	PUNCT
cjal-3360	748	2	6	6	NUM
cjal-3360	748	3	private	private	ADJ
cjal-3360	748	4	capital	capital	NOUN
cjal-3360	748	5	responded	respond	VERB
cjal-3360	748	6	enthusiastically	enthusiastically	ADV
cjal-3360	748	7	to	to	ADP
cjal-3360	748	8	the	the	DET
cjal-3360	748	9	opportunity	opportunity	NOUN
cjal-3360	748	10	.	.	PUNCT
cjal-3360	749	1	by	by	ADP
cjal-3360	749	2	the	the	DET
cjal-3360	749	3	end	end	NOUN
cjal-3360	749	4	of	of	ADP
cjal-3360	749	5	2010	2010	NUM
cjal-3360	749	6	a	a	DET
cjal-3360	749	7	total	total	NOUN
cjal-3360	749	8	of	of	ADP
cjal-3360	749	9	2614	2614	NUM
cjal-3360	749	10	small	small	ADJ
cjal-3360	749	11	loans	loan	NOUN
cjal-3360	749	12	companies	company	NOUN
cjal-3360	749	13	had	have	AUX
cjal-3360	749	14	been	be	AUX
cjal-3360	749	15	established	establish	VERB
cjal-3360	749	16	.	.	PUNCT
cjal-3360	749	17	'07	'07	NUM
cjal-3360	749	18	in	in	ADP
cjal-3360	749	19	2009	2009	NUM
cjal-3360	749	20	the	the	DET
cjal-3360	749	21	cbrc	cbrc	NOUN
cjal-3360	749	22	issued	issue	VERB
cjal-3360	749	23	tentative	tentative	ADJ
cjal-3360	749	24	provisions	provision	NOUN
cjal-3360	749	25	permitting	permit	VERB
cjal-3360	749	26	and	and	CCONJ
cjal-3360	749	27	guiding	guide	VERB
cjal-3360	749	28	the	the	DET
cjal-3360	749	29	conversion	conversion	NOUN
cjal-3360	749	30	of	of	ADP
cjal-3360	749	31	eligible	eligible	ADJ
cjal-3360	749	32	small	small	ADJ
cjal-3360	749	33	loan	loan	NOUN
cjal-3360	749	34	companies	company	NOUN
cjal-3360	749	35	into	into	ADP
cjal-3360	749	36	community	community	NOUN
cjal-3360	749	37	banks	bank	NOUN
cjal-3360	749	38	.	.	PUNCT
cjal-3360	749	39	'	'	PUNCT
cjal-3360	750	1	8	8	NUM
cjal-3360	750	2	the	the	DET
cjal-3360	750	3	2009	2009	NUM
cjal-3360	750	4	provisions	provision	NOUN
cjal-3360	750	5	expressly	expressly	ADV
cjal-3360	750	6	created	create	VERB
cjal-3360	750	7	a	a	DET
cjal-3360	750	8	route	route	NOUN
cjal-3360	750	9	for	for	ADP
cjal-3360	750	10	eligible	eligible	ADJ
cjal-3360	750	11	small	small	ADJ
cjal-3360	750	12	loans	loan	NOUN
cjal-3360	750	13	companies	company	NOUN
cjal-3360	750	14	to	to	PART
cjal-3360	750	15	develop	develop	VERB
cjal-3360	750	16	into	into	ADP
cjal-3360	750	17	legitimate	legitimate	ADJ
cjal-3360	750	18	community	community	NOUN
cjal-3360	750	19	banks	bank	NOUN
cjal-3360	750	20	that	that	PRON
cjal-3360	750	21	may	may	AUX
cjal-3360	750	22	legally	legally	ADV
cjal-3360	750	23	absorb	absorb	VERB
cjal-3360	750	24	public	public	ADJ
cjal-3360	750	25	deposits	deposit	NOUN
cjal-3360	750	26	and	and	CCONJ
cjal-3360	750	27	conduct	conduct	VERB
cjal-3360	750	28	banking	banking	NOUN
cjal-3360	750	29	activities	activity	NOUN
cjal-3360	750	30	.	.	PUNCT
cjal-3360	751	1	"	"	PUNCT
cjal-3360	751	2	9	9	NUM
cjal-3360	751	3	the	the	DET
cjal-3360	751	4	technical	technical	ADJ
cjal-3360	751	5	entry	entry	NOUN
cjal-3360	751	6	thresholds	threshold	NOUN
cjal-3360	751	7	for	for	ADP
cjal-3360	751	8	entry	entry	NOUN
cjal-3360	751	9	,	,	PUNCT
cjal-3360	751	10	as	as	SCONJ
cjal-3360	751	11	discussed	discuss	VERB
cjal-3360	751	12	in	in	ADP
cjal-3360	751	13	the	the	DET
cjal-3360	751	14	previous	previous	ADJ
cjal-3360	751	15	section	section	NOUN
cjal-3360	751	16	,	,	PUNCT
cjal-3360	751	17	generally	generally	ADV
cjal-3360	751	18	do	do	AUX
cjal-3360	751	19	not	not	PART
cjal-3360	751	20	pose	pose	VERB
cjal-3360	751	21	too	too	ADV
cjal-3360	751	22	great	great	ADJ
cjal-3360	751	23	a	a	DET
cjal-3360	751	24	hurdle	hurdle	NOUN
cjal-3360	751	25	for	for	ADP
cjal-3360	751	26	small	small	ADJ
cjal-3360	751	27	loans	loan	NOUN
cjal-3360	751	28	companies	company	NOUN
cjal-3360	751	29	that	that	PRON
cjal-3360	751	30	have	have	AUX
cjal-3360	751	31	operated	operate	VERB
cjal-3360	751	32	profitably	profitably	ADV
cjal-3360	751	33	for	for	ADP
cjal-3360	751	34	a	a	DET
cjal-3360	751	35	few	few	ADJ
cjal-3360	751	36	years	year	NOUN
cjal-3360	751	37	.	.	PUNCT
cjal-3360	752	1	most	most	ADJ
cjal-3360	752	2	of	of	ADP
cjal-3360	752	3	the	the	DET
cjal-3360	752	4	small	small	ADJ
cjal-3360	752	5	loans	loan	NOUN
cjal-3360	752	6	companies	company	NOUN
cjal-3360	752	7	interviewed	interview	VERB
cjal-3360	752	8	for	for	ADP
cjal-3360	752	9	this	this	DET
cjal-3360	752	10	project	project	NOUN
cjal-3360	752	11	indicated	indicate	VERB
cjal-3360	752	12	that	that	SCONJ
cjal-3360	752	13	they	they	PRON
cjal-3360	752	14	were	be	AUX
cjal-3360	752	15	aware	aware	ADJ
cjal-3360	752	16	of	of	ADP
cjal-3360	752	17	such	such	ADJ
cjal-3360	752	18	requirements	requirement	NOUN
cjal-3360	752	19	and	and	CCONJ
cjal-3360	752	20	were	be	AUX
cjal-3360	752	21	confident	confident	ADJ
cjal-3360	752	22	that	that	SCONJ
cjal-3360	752	23	their	their	PRON
cjal-3360	752	24	financial	financial	ADJ
cjal-3360	752	25	performance	performance	NOUN
cjal-3360	752	26	should	should	AUX
cjal-3360	752	27	allow	allow	VERB
cjal-3360	752	28	them	they	PRON
cjal-3360	752	29	to	to	PART
cjal-3360	752	30	meet	meet	VERB
cjal-3360	752	31	these	these	DET
cjal-3360	752	32	technical	technical	ADJ
cjal-3360	752	33	:	:	PUNCT
cjal-3360	752	34	equirements	equirement	NOUN
cjal-3360	752	35	should	should	AUX
cjal-3360	752	36	they	they	PRON
cjal-3360	752	37	apply	apply	VERB
cjal-3360	752	38	to	to	PART
cjal-3360	752	39	become	become	VERB
cjal-3360	752	40	community	community	NOUN
cjal-3360	752	41	banks	bank	NOUN
cjal-3360	752	42	.	.	PUNCT
cjal-3360	753	1	"	"	PUNCT
cjal-3360	753	2	"	"	PUNCT
cjal-3360	753	3	despite	despite	SCONJ
cjal-3360	753	4	express	express	ADJ
cjal-3360	753	5	policy	policy	NOUN
cjal-3360	753	6	support	support	NOUN
cjal-3360	753	7	and	and	CCONJ
cjal-3360	753	8	·	·	PUNCT
cjal-3360	753	9	relatively	relatively	ADV
cjal-3360	753	10	low	low	ADJ
cjal-3360	753	11	technical	technical	ADJ
cjal-3360	753	12	entry	entry	NOUN
cjal-3360	753	13	requirements	requirement	NOUN
cjal-3360	753	14	,	,	PUNCT
cjal-3360	753	15	the	the	DET
cjal-3360	753	16	2009	2009	NUM
cjal-3360	753	17	provisions	provision	NOUN
cjal-3360	753	18	did	do	AUX
cjal-3360	753	19	not	not	PART
cjal-3360	753	20	receive	receive	VERB
cjal-3360	753	21	even	even	ADV
cjal-3360	753	22	close	close	ADV
cjal-3360	753	23	to	to	ADP
cjal-3360	753	24	as	as	ADV
cjal-3360	753	25	much	much	ADJ
cjal-3360	753	26	response	response	NOUN
cjal-3360	753	27	from	from	ADP
cjal-3360	753	28	existing	exist	VERB
cjal-3360	753	29	small	small	ADJ
cjal-3360	753	30	loans	loan	NOUN
cjal-3360	753	31	companies	company	NOUN
cjal-3360	753	32	as	as	ADP
cjal-3360	753	33	the	the	DET
cjal-3360	753	34	2008	2008	NUM
cjal-3360	753	35	guiding	guide	VERB
cjal-3360	753	36	opinions	opinion	NOUN
cjal-3360	753	37	allowing	allow	VERB
cjal-3360	753	38	for	for	ADP
cjal-3360	753	39	pilot	pilot	NOUN
cjal-3360	753	40	operation	operation	NOUN
cjal-3360	753	41	of	of	ADP
cjal-3360	753	42	small	small	ADJ
cjal-3360	753	43	loans	loan	NOUN
cjal-3360	753	44	companies	company	NOUN
cjal-3360	753	45	.	.	PUNCT
cjal-3360	754	1	except	except	SCONJ
cjal-3360	754	2	for	for	ADP
cjal-3360	754	3	media	media	NOUN
cjal-3360	754	4	coverage	coverage	NOUN
cjal-3360	754	5	of	of	ADP
cjal-3360	754	6	a	a	DET
cjal-3360	754	7	few	few	ADJ
cjal-3360	754	8	sporadic	sporadic	ADJ
cjal-3360	754	9	,	,	PUNCT
cjal-3360	754	10	fruitless	fruitless	ADJ
cjal-3360	754	11	applications	application	NOUN
cjal-3360	754	12	,	,	PUNCT
cjal-3360	754	13	"	"	PUNCT
cjal-3360	754	14	'	'	PUNCT
cjal-3360	754	15	i	i	PRON
cjal-3360	754	16	did	do	AUX
cjal-3360	754	17	not	not	PART
cjal-3360	754	18	find	find	VERB
cjal-3360	754	19	any	any	DET
cjal-3360	754	20	reliable	reliable	ADJ
cjal-3360	754	21	u	u	NOUN
cjal-3360	754	22	6	6	NUM
cjal-3360	754	23	see	see	NOUN
cjal-3360	754	24	supra	supra	PROPN
cjal-3360	754	25	note	note	PROPN
cjal-3360	754	26	51	51	NUM
cjal-3360	754	27	·	·	PUNCT
cjal-3360	754	28	"	"	PUNCT
cjal-3360	754	29	7	7	NUM
cjal-3360	754	30	2010	2010	NUM
cjal-3360	754	31	statistical	statistical	ADJ
cjal-3360	754	32	report	report	NOUN
cjal-3360	754	33	on	on	ADP
cjal-3360	754	34	small	small	ADJ
cjal-3360	754	35	loans	loan	NOUN
cjal-3360	754	36	companies	company	NOUN
cjal-3360	754	37	by	by	ADP
cjal-3360	754	38	the	the	DET
cjal-3360	754	39	people	people	NOUN
cjal-3360	754	40	's	's	PART
cjal-3360	754	41	bank	bank	PROPN
cjal-3360	754	42	of	of	ADP
cjal-3360	754	43	china	china	PROPN
cjal-3360	754	44	(	(	PUNCT
cjal-3360	754	45	2010	2010	NUM
cjal-3360	754	46	~'l'tvilil~~b]~lj!i!ititiih	~'l'tvilil~~b]~lj!i!ititiih	NUM
cjal-3360	754	47	!	!	PUNCT
cjal-3360	754	48	;)	;)	PUNCT
cjal-3360	754	49	(	(	PUNCT
cjal-3360	754	50	estimating	estimate	VERB
cjal-3360	754	51	a	a	DET
cjal-3360	754	52	total	total	NOUN
cjal-3360	754	53	of	of	ADP
cjal-3360	754	54	z614	z614	PROPN
cjal-3360	754	55	small	small	ADJ
cjal-3360	754	56	loans	loan	NOUN
cjal-3360	754	57	companies	company	NOUN
cjal-3360	754	58	with	with	ADP
cjal-3360	754	59	a	a	DET
cjal-3360	754	60	total	total	ADJ
cjal-3360	754	61	outstanding	outstanding	ADJ
cjal-3360	754	62	loan	loan	NOUN
cjal-3360	754	63	balance	balance	NOUN
cjal-3360	754	64	of	of	ADP
cjal-3360	754	65	197.5	197.5	NUM
cjal-3360	754	66	billion	billion	NUM
cjal-3360	754	67	rmb	rmb	NOUN
cjal-3360	754	68	)	)	PUNCT
cjal-3360	754	69	,	,	PUNCT
cjal-3360	754	70	available	available	ADJ
cjal-3360	754	71	at	at	ADP
cjal-3360	754	72	http://www.gov.cn/gzdt/>on-oj/»/contentj829438.htm/	http://www.gov.cn/gzdt/>on-oj/»/contentj829438.htm/	PROPN
cjal-3360	754	73	(	(	PUNCT
cjal-3360	754	74	last	last	ADV
cjal-3360	754	75	visited	visit	VERB
cjal-3360	754	76	)	)	PUNCT
cjal-3360	754	77	an	an	DET
cjal-3360	754	78	.	.	NOUN
cjal-3360	754	79	25	25	NUM
cjal-3360	754	80	,	,	PUNCT
cjal-3360	754	81	2016	2016	NUM
cjal-3360	754	82	)	)	PUNCT
cjal-3360	754	83	.	.	PUNCT
cjal-3360	755	1	"	"	PUNCT
cjal-3360	755	2	8	8	NUM
cjal-3360	755	3	supra	supra	NOUN
cjal-3360	755	4	note	note	NOUN
cjal-3360	755	5	67	67	NUM
cjal-3360	755	6	.	.	PUNCT
cjal-3360	755	7	"	"	PUNCT
cjal-3360	756	1	9	9	NUM
cjal-3360	756	2	supra	supra	PROPN
cjal-3360	756	3	note	note	NOUN
cjal-3360	756	4	uz	uz	PROPN
cjal-3360	756	5	,	,	PUNCT
cjal-3360	756	6	a.rt	a.rt	PROPN
cjal-3360	756	7	.	.	PROPN
cjal-3360	756	8	38	38	NUM
cjal-3360	756	9	(	(	PUNCT
cjal-3360	756	10	"	"	PUNCT
cjal-3360	756	11	subject	subject	ADJ
cjal-3360	756	12	to	to	ADP
cjal-3360	756	13	approval	approval	NOUN
cjal-3360	756	14	by	by	ADP
cjal-3360	756	15	proper	proper	ADJ
cjal-3360	756	16	branch	branch	NOUN
cjal-3360	756	17	of	of	ADP
cjal-3360	756	18	the	the	DET
cjal-3360	756	19	cbrc	cbrc	NOUN
cjal-3360	756	20	,	,	PUNCT
cjal-3360	756	21	village	village	NOUN
cjal-3360	756	22	and	and	CCONJ
cjal-3360	756	23	county	county	PROPN
cjal-3360	756	24	hank	hank	PROPN
cjal-3360	756	25	..	..	PROPN
cjal-3360	756	26	c	c	X
cjal-3360	756	27	;	;	PUNCT
cjal-3360	756	28	;	;	PUNCT
cjal-3360	756	29	may	may	AUX
cjal-3360	756	30	eng	eng	PROPN
cjal-3360	756	31	:	:	PUNCT
cjal-3360	756	32	ag~	ag~	PROPN
cjal-3360	756	33	in	in	ADP
cjal-3360	756	34	ab	ab	NOUN
cjal-3360	756	35	~	~	SYM
cjal-3360	756	36	orbing	orb	VERB
cjal-3360	756	37	public	public	ADJ
cjal-3360	756	38	deposits	deposit	NOUN
cjal-3360	756	39	.	.	PUNCT
cjal-3360	756	40	.	.	PUNCT
cjal-3360	756	41	.	.	PUNCT
cjal-3360	757	1	:	:	PUNCT
cjal-3360	757	2	"	"	PUNCT
cjal-3360	757	3	)	)	PUNCT
cjal-3360	757	4	.	.	PUNCT
cjal-3360	758	1	uo	uo	PROPN
cjal-3360	758	2	record	record	NOUN
cjal-3360	758	3	no	no	INTJ
cjal-3360	758	4	.	.	PROPN
cjal-3360	758	5	2.0	2.0	NUM
cjal-3360	758	6	,	,	PUNCT
cjal-3360	758	7	23	23	NUM
cjal-3360	758	8	,	,	PUNCT
cjal-3360	758	9	)	)	PUNCT
cjal-3360	758	10	1	1	NUM
cjal-3360	758	11	,	,	PUNCT
cjal-3360	758	12	32	32	NUM
cjal-3360	758	13	,	,	PUNCT
cjal-3360	758	14	38	38	NUM
cjal-3360	758	15	.	.	PUNCT
cjal-3360	759	1	"	"	PUNCT
cjal-3360	759	2	'	'	PUNCT
cjal-3360	759	3	zhao	zhao	PROPN
cjal-3360	759	4	zhenyan	zhenyan	PROPN
cjal-3360	759	5	&	&	CCONJ
cjal-3360	759	6	li	li	PROPN
cjal-3360	759	7	xiaopiog	xiaopiog	PROPN
cjal-3360	759	8	.	.	PUNCT
cjal-3360	760	1	prospects	prospect	NOUN
cjal-3360	760	2	still	still	ADV
cjal-3360	760	3	unclear	unclear	ADJ
cjal-3360	760	4	for	for	ADP
cjal-3360	760	5	small	small	ADJ
cjal-3360	760	6	loans	loan	NOUN
cjal-3360	760	7	companies	company	NOUN
cjal-3360	760	8	to	to	PART
cjal-3360	760	9	become	become	VERB
cjal-3360	760	10	village	village	NOUN
cjal-3360	760	11	and	and	CCONJ
cjal-3360	760	12	town	town	NOUN
cjal-3360	760	13	banks	bank	NOUN
cjal-3360	760	14	,	,	PUNCT
cjal-3360	760	15	sina	sina	PROPN
cjal-3360	760	16	finance	finance	PROPN
cjal-3360	760	17	(	(	PUNCT
cjal-3360	760	18	feb	feb	PROPN
cjal-3360	760	19	.	.	PROPN
cjal-3360	760	20	1	1	NUM
cjal-3360	760	21	,	,	PUNCT
cjal-3360	760	22	1013	1013	NUM
cjal-3360	760	23	,	,	PUNCT
cjal-3360	760	24	01:40	01:40	NUM
cjal-3360	760	25	)	)	PUNCT
cjal-3360	760	26	(	(	PUNCT
cjal-3360	760	27	two	two	NUM
cjal-3360	760	28	wenzhou­	wenzhou­	PROPN
cjal-3360	760	29	based	base	VERB
cjal-3360	760	30	small	small	ADJ
cjal-3360	760	31	loans	loan	NOUN
cjal-3360	760	32	compa.nies	compa.nie	NOUN
cjal-3360	760	33	turned	turn	VERB
cjal-3360	760	34	in	in	ADP
cjal-3360	760	35	applications	application	NOUN
cjal-3360	760	36	to	to	PART
cjal-3360	760	37	become	become	VERB
cjal-3360	760	38	village	village	NOUN
cjal-3360	760	39	and	and	CCONJ
cjal-3360	760	40	town	town	NOUN
cjal-3360	760	41	banks	bank	NOUN
cjal-3360	760	42	)	)	PUNCT
cjal-3360	760	43	,	,	PUNCT
cjal-3360	760	44	available	available	ADJ
cjal-3360	760	45	at	at	ADP
cjal-3360	760	46	http://finance.sina.eom.cn/money/bank/yhpl/>o1j0201/014014468932.shtml/	http://finance.sina.eom.cn/money/bank/yhpl/>o1j0201/014014468932.shtml/	ADJ
cjal-3360	760	47	(	(	PUNCT
cjal-3360	760	48	last	last	ADJ
cjal-3360	760	49	visited	visit	VERB
cjal-3360	760	50	jan	jan	PROPN
cjal-3360	760	51	.	.	PROPN
cjal-3360	760	52	26	26	NUM
cjal-3360	760	53	,	,	PUNCT
cjal-3360	760	54	zot6	zot6	PROPN
cjal-3360	760	55	)	)	PUNCT
cjal-3360	760	56	.	.	PUNCT
cjal-3360	761	1	data	datum	NOUN
cjal-3360	761	2	,	,	PUNCT
cjal-3360	761	3	official	official	ADJ
cjal-3360	761	4	or	or	CCONJ
cjal-3360	761	5	unofficial	unofficial	ADJ
cjal-3360	761	6	,	,	PUNCT
cjal-3360	761	7	on	on	ADP
cjal-3360	761	8	the	the	DET
cjal-3360	761	9	number	number	NOUN
cjal-3360	761	10	of	of	ADP
cjal-3360	761	11	applications	application	NOUN
cjal-3360	761	12	filed	file	VERB
cjal-3360	761	13	under	under	ADP
cjal-3360	761	14	the	the	DET
cjal-3360	761	15	2009	2009	NUM
cjal-3360	761	16	provisions	provision	NOUN
cjal-3360	761	17	or	or	CCONJ
cjal-3360	761	18	the	the	DET
cjal-3360	761	19	status	status	NOUN
cjal-3360	761	20	of	of	ADP
cjal-3360	761	21	filed	file	VERB
cjal-3360	761	22	applications	application	NOUN
cjal-3360	761	23	.	.	PUNCT
cjal-3360	762	1	behind	behind	ADP
cjal-3360	762	2	the	the	DET
cjal-3360	762	3	lackluster	lackluster	ADJ
cjal-3360	762	4	turnout	turnout	NOUN
cjal-3360	762	5	of	of	ADP
cjal-3360	762	6	the	the	DET
cjal-3360	762	7	2009	2009	NUM
cjal-3360	762	8	provisions	provision	NOUN
cjal-3360	762	9	are	be	AUX
cjal-3360	762	10	at	at	ADV
cjal-3360	762	11	least	least	ADJ
cjal-3360	762	12	two	two	NUM
cjal-3360	762	13	caveats	caveat	NOUN
cjal-3360	762	14	that	that	PRON
cjal-3360	762	15	tend	tend	VERB
cjal-3360	762	16	to	to	PART
cjal-3360	762	17	weaken	weaken	VERB
cjal-3360	762	18	the	the	DET
cjal-3360	762	19	practicality	practicality	NOUN
cjal-3360	762	20	for	for	ADP
cjal-3360	762	21	small	small	ADJ
cjal-3360	762	22	loans	loan	NOUN
cjal-3360	762	23	companies	company	NOUN
cjal-3360	762	24	to	to	PART
cjal-3360	762	25	become	become	VERB
cjal-3360	762	26	community	community	NOUN
cjal-3360	762	27	banks	bank	NOUN
cjal-3360	762	28	.	.	PUNCT
cjal-3360	763	1	the	the	DET
cjal-3360	763	2	first	first	ADJ
cjal-3360	763	3	caveat	caveat	NOUN
cjal-3360	763	4	is	be	AUX
cjal-3360	763	5	administrative	administrative	ADJ
cjal-3360	763	6	requirements	requirement	NOUN
cjal-3360	763	7	under	under	ADP
cjal-3360	763	8	the	the	DET
cjal-3360	763	9	2	2	NUM
cjal-3360	763	10	009	009	NUM
cjal-3360	763	11	provisions	provision	NOUN
cjal-3360	763	12	of	of	ADP
cjal-3360	763	13	participation	participation	NOUN
cjal-3360	763	14	by	by	ADP
cjal-3360	763	15	official	official	ADJ
cjal-3360	763	16	financial	financial	ADJ
cjal-3360	763	17	institution	institution	NOUN
cjal-3360	763	18	in	in	ADP
cjal-3360	763	19	the	the	DET
cjal-3360	763	20	application	application	NOUN
cjal-3360	763	21	process	process	NOUN
cjal-3360	763	22	and	and	CCONJ
cjal-3360	763	23	ownership	ownership	NOUN
cjal-3360	763	24	in	in	ADP
cjal-3360	763	25	the	the	DET
cjal-3360	763	26	resulting	result	VERB
cjal-3360	763	27	bank	bank	NOUN
cjal-3360	763	28	thereafter	thereafter	ADV
cjal-3360	763	29	.	.	PUNCT
cjal-3360	764	1	specifically	specifically	ADV
cjal-3360	764	2	,	,	PUNCT
cjal-3360	764	3	the	the	DET
cjal-3360	764	4	2009	2009	NUM
cjal-3360	764	5	provisions	provision	NOUN
cjal-3360	764	6	require	require	VERB
cjal-3360	764	7	that	that	SCONJ
cjal-3360	764	8	a	a	DET
cjal-3360	764	9	small	small	ADJ
cjal-3360	764	10	loans	loan	NOUN
cjal-3360	764	11	company	company	NOUN
cjal-3360	764	12	's	's	PART
cjal-3360	764	13	application	application	NOUN
cjal-3360	764	14	to	to	PART
cjal-3360	764	15	become	become	VERB
cjal-3360	764	16	community	community	NOUN
cjal-3360	764	17	bank	bank	NOUN
cjal-3360	764	18	must	must	AUX
cjal-3360	764	19	be	be	AUX
cjal-3360	764	20	initiated	initiate	VERB
cjal-3360	764	21	by	by	ADP
cjal-3360	764	22	"	"	PUNCT
cjal-3360	764	23	eligible	eligible	ADJ
cjal-3360	764	24	banking	banking	NOUN
cjal-3360	764	25	institutions	institution	NOUN
cjal-3360	764	26	·	·	PUNCT
cjal-3360	764	27	in	in	ADP
cjal-3360	764	28	accordance	accordance	NOUN
cjal-3360	764	29	with	with	ADP
cjal-3360	764	30	the	the	DET
cjal-3360	764	31	2007	2007	NUM
cjal-3360	764	32	tentative	tentative	ADJ
cjal-3360	764	33	provisions	provision	NOUN
cjal-3360	764	34	on	on	ADP
cjal-3360	764	35	the	the	DET
cjal-3360	764	36	management	management	NOUN
cjal-3360	764	37	of	of	ADP
cjal-3360	764	38	community	community	NOUN
cjal-3360	764	39	banks	bank	NOUN
cjal-3360	764	40	,	,	PUNCT
cjal-3360	764	41	....	....	PUNCT
cjal-3360	764	42	which	which	PRON
cjal-3360	764	43	require	require	VERB
cjal-3360	764	44	that	that	SCONJ
cjal-3360	764	45	"	"	PUNCT
cjal-3360	764	46	the	the	DET
cjal-3360	764	47	largest	large	ADJ
cjal-3360	764	48	or	or	CCONJ
cjal-3360	764	49	sole	sole	ADJ
cjal-3360	764	50	shareholder	shareholder	NOUN
cjal-3360	764	51	of	of	ADP
cjal-3360	764	52	a	a	DET
cjal-3360	764	53	proposed	propose	VERB
cjal-3360	764	54	community	community	NOUN
cjal-3360	764	55	bank	bank	NOUN
cjal-3360	764	56	must	must	AUX
cjal-3360	764	57	be	be	AUX
cjal-3360	764	58	a	a	DET
cjal-3360	764	59	banking	banking	NOUN
cjal-3360	764	60	financial	financial	ADJ
cjal-3360	764	61	institution	institution	NOUN
cjal-3360	764	62	that	that	PRON
cjal-3360	764	63	holds	hold	VERB
cjal-3360	764	64	no	no	PRON
cjal-3360	764	65	less	less	ADJ
cjal-3360	764	66	than	than	ADP
cjal-3360	764	67	zo%	zo%	NUM
cjal-3360	764	68	of	of	ADP
cjal-3360	764	69	the	the	DET
cjal-3360	764	70	proposed	propose	VERB
cjal-3360	764	71	community	community	NOUN
cjal-3360	764	72	banks	bank	NOUN
cjal-3360	764	73	'	'	PART
cjal-3360	764	74	total	total	ADJ
cjal-3360	764	75	shares	share	NOUN
cjal-3360	764	76	,	,	PUNCT
cjal-3360	764	77	"	"	PUNCT
cjal-3360	764	78	"	"	PUNCT
cjal-3360	764	79	'	'	PUNCT
cjal-3360	764	80	and	and	CCONJ
cjal-3360	764	81	that	that	SCONJ
cjal-3360	764	82	"	"	PUNCT
cjal-3360	764	83	no	no	DET
cjal-3360	764	84	single	single	ADJ
cjal-3360	764	85	(	(	PUNCT
cjal-3360	764	86	other	other	ADJ
cjal-3360	764	87	)	)	PUNCT
cjal-3360	764	88	·	·	PUNCT
cjal-3360	764	89	shareholder	shareholder	NOUN
cjal-3360	764	90	may	may	AUX
cjal-3360	764	91	hold	hold	VERB
cjal-3360	764	92	more	more	ADJ
cjal-3360	764	93	than	than	ADP
cjal-3360	764	94	10	10	NUM
cjal-3360	764	95	%	%	NOUN
cjal-3360	764	96	of	of	ADP
cjal-3360	764	97	the	the	DET
cjal-3360	764	98	bank	bank	NOUN
cjal-3360	764	99	's	's	PART
cjal-3360	764	100	total	total	ADJ
cjal-3360	764	101	shares	share	NOUN
cjal-3360	764	102	.	.	PUNCT
cjal-3360	765	1	"	"	PUNCT
cjal-3360	765	2	"	"	PUNCT
cjal-3360	765	3	"	"	PUNCT
cjal-3360	765	4	'	'	PUNCT
cjal-3360	765	5	reading	read	VERB
cjal-3360	765	6	the	the	DET
cjal-3360	765	7	2007	2007	NUM
cjal-3360	765	8	and	and	CCONJ
cjal-3360	765	9	2	2	NUM
cjal-3360	765	10	009	009	NUM
cjal-3360	765	11	provisions	provision	NOUN
cjal-3360	765	12	in	in	ADP
cjal-3360	765	13	conjunction	conjunction	NOUN
cjal-3360	765	14	it	it	PRON
cjal-3360	765	15	can	can	AUX
cjal-3360	765	16	be	be	AUX
cjal-3360	765	17	reasonably	reasonably	ADV
cjal-3360	765	18	inferred	infer	VERB
cjal-3360	765	19	that	that	SCONJ
cjal-3360	765	20	small	small	ADJ
cjal-3360	765	21	loans	loan	NOUN
cjal-3360	765	22	companies	company	NOUN
cjal-3360	765	23	interested	interested	ADJ
cjal-3360	765	24	in	in	ADP
cjal-3360	765	25	becoming	become	VERB
cjal-3360	765	26	community	community	NOUN
cjal-3360	765	27	banks	bank	NOUN
cjal-3360	765	28	may	may	AUX
cjal-3360	765	29	not	not	PART
cjal-3360	765	30	initiate	initiate	VERB
cjal-3360	765	31	the	the	DET
cjal-3360	765	32	application	application	NOUN
cjal-3360	765	33	process	process	NOUN
cjal-3360	765	34	themselves	themselves	PRON
cjal-3360	765	35	but	but	CCONJ
cjal-3360	765	36	must	must	AUX
cjal-3360	765	37	resort	resort	VERB
cjal-3360	765	38	to	to	ADP
cjal-3360	765	39	an	an	DET
cjal-3360	765	40	existing	exist	VERB
cjal-3360	765	41	official	official	ADJ
cjal-3360	765	42	commercial	commercial	ADJ
cjal-3360	765	43	bank	bank	NOUN
cjal-3360	765	44	to	to	PART
cjal-3360	765	45	lead	lead	VERB
cjal-3360	765	46	the	the	DET
cjal-3360	765	47	application	application	NOUN
cjal-3360	765	48	,	,	PUNCT
cjal-3360	765	49	and	and	CCONJ
cjal-3360	765	50	this	this	DET
cjal-3360	765	51	lead	lead	ADJ
cjal-3360	765	52	institution	institution	NOUN
cjal-3360	765	53	will	will	AUX
cjal-3360	765	54	become	become	VERB
cjal-3360	765	55	the	the	DET
cjal-3360	765	56	dominant	dominant	ADJ
cjal-3360	765	57	shareholder	shareholder	NOUN
cjal-3360	765	58	of	of	ADP
cjal-3360	765	59	the	the	DET
cjal-3360	765	60	resulting	result	VERB
cjal-3360	765	61	bank	bank	NOUN
cjal-3360	765	62	should	should	AUX
cjal-3360	765	63	the	the	DET
cjal-3360	765	64	application	application	NOUN
cjal-3360	765	65	goes	go	VERB
cjal-3360	765	66	through	through	ADP
cjal-3360	765	67	.	.	PUNCT
cjal-3360	766	1	such	such	ADJ
cjal-3360	766	2	administrative	administrative	ADJ
cjal-3360	766	3	requirements	requirement	NOUN
cjal-3360	766	4	add	add	VERB
cjal-3360	766	5	much	much	ADJ
cjal-3360	766	6	complexity	complexity	NOUN
cjal-3360	766	7	and	and	CCONJ
cjal-3360	766	8	unpredictability	unpredictability	NOUN
cjal-3360	766	9	to	to	ADP
cjal-3360	766	10	small	small	ADJ
cjal-3360	766	11	loans	loan	NOUN
cjal-3360	766	12	companies	company	NOUN
cjal-3360	766	13	'	'	PART
cjal-3360	766	14	application	application	NOUN
cjal-3360	766	15	to	to	PART
cjal-3360	766	16	become	become	VERB
cjal-3360	766	17	community	community	NOUN
cjal-3360	766	18	banks	bank	NOUN
cjal-3360	766	19	.	.	PUNCT
cjal-3360	767	1	although	although	SCONJ
cjal-3360	767	2	requiring	require	VERB
cjal-3360	767	3	participation	participation	NOUN
cjal-3360	767	4	by	by	ADP
cjal-3360	767	5	existing	exist	VERB
cjal-3360	767	6	commercial	commercial	ADJ
cjal-3360	767	7	banks	bank	NOUN
cjal-3360	767	8	may	may	AUX
cjal-3360	767	9	to	to	ADP
cjal-3360	767	10	=	=	NOUN
cjal-3360	767	11	supra	supra	PROPN
cjal-3360	767	12	note	note	NOUN
cjal-3360	767	13	67	67	NUM
cjal-3360	767	14	,	,	PUNCT
cjal-3360	767	15	art	art	NOUN
cjal-3360	767	16	.	.	PUNCT
cjal-3360	768	1	4	4	NUM
cjal-3360	768	2	,	,	PUNCT
cjal-3360	768	3	8	8	NUM
cjal-3360	768	4	.	.	X
cjal-3360	768	5	uj	uj	PROPN
cjal-3360	768	6	in	in	ADP
cjal-3360	768	7	1012	1012	NUM
cjal-3360	768	8	the	the	DET
cjal-3360	768	9	requirement	requirement	NOUN
cjal-3360	768	10	that	that	SCONJ
cjal-3360	768	11	the	the	DET
cjal-3360	768	12	initiating	initiate	VERB
cjal-3360	768	13	financial	financial	ADJ
cjal-3360	768	14	institutions	institution	NOUN
cjal-3360	768	15	hold	hold	VERB
cjal-3360	768	16	at	at	ADP
cjal-3360	768	17	leas	leas	ADJ
cjal-3360	768	18	2.0	2.0	NUM
cjal-3360	768	19	%	%	NOUN
cjal-3360	768	20	of	of	ADP
cjal-3360	768	21	the	the	DET
cjal-3360	768	22	resulting	result	VERB
cjal-3360	768	23	bank	bank	NOUN
cjal-3360	768	24	's	's	PART
cjal-3360	768	25	shares	share	NOUN
cjal-3360	768	26	was	be	AUX
cjal-3360	768	27	reduced	reduce	VERB
cjal-3360	768	28	to	to	ADP
cjal-3360	768	29	15	15	NUM
cjal-3360	768	30	%	%	NOUN
cjal-3360	768	31	.	.	PUNCT
cjal-3360	769	1	se•	se•	PROPN
cjal-3360	769	2	guanyu	guanyu	PROPN
cjal-3360	769	3	guli	guli	PROPN
cjal-3360	769	4	he	he	PRON
cjal-3360	769	5	yindao	yindao	VERB
cjal-3360	769	6	minion	minion	PROPN
cjal-3360	769	7	ziben	ziben	PROPN
cjal-3360	769	8	)	)	PUNCT
cjal-3360	770	1	inru	inru	NOUN
cjal-3360	770	2	yinhangye	yinhangye	NOUN
cjal-3360	770	3	de	de	X
cjal-3360	770	4	shishi	shishi	NOUN
cjal-3360	770	5	)	)	PUNCT
cjal-3360	770	6	ijian	ijian	VERB
cjal-3360	770	7	<	<	X
cjal-3360	770	8	*	*	NOUN
cjal-3360	770	9	'	'	NOUN
cjal-3360	770	10	tb	tb	NOUN
cjal-3360	770	11	:	:	PUNCT
cjal-3360	770	12	iud'll	iud'll	NOUN
cjal-3360	770	13	lii;.l'	lii;.l'	NOUN
cjal-3360	770	14	.	.	PUNCT
cjal-3360	771	1	";fo!lli:$:l11atllf.fllkl'l9	";fo!lli:$:l11atllf.fllkl'l9	PRON
cjal-3360	771	2	>	>	X
cjal-3360	771	3	l<~:li	l<~:li	X
cjal-3360	771	4	!	!	PUNCT
cjal-3360	771	5	:	:	PUNCT
cjal-3360	772	1	.!l	.!l	PROPN
cjal-3360	772	2	!	!	PUNCT
cjal-3360	772	3	.	.	PUNCT
cjal-3360	772	4	)	)	PUNCT
cjal-3360	773	1	[	[	X
cjal-3360	773	2	implementation	implementation	NOUN
cjal-3360	773	3	opinions	opinion	NOUN
cjal-3360	773	4	on	on	ADP
cjal-3360	773	5	encouraging	encourage	VERB
cjal-3360	773	6	and	and	CCONJ
cjal-3360	773	7	guiding	guide	VERB
cjal-3360	773	8	entry	entry	NOUN
cjal-3360	773	9	of	of	ADP
cjal-3360	773	10	private	private	ADJ
cjal-3360	773	11	capital	capital	NOUN
cjal-3360	773	12	to	to	ADP
cjal-3360	773	13	the	the	DET
cjal-3360	773	14	banking	banking	NOUN
cjal-3360	773	15	industry	industry	NOUN
cjal-3360	773	16	)	)	PUNCT
cjal-3360	773	17	(	(	PUNCT
cjal-3360	773	18	issued	issue	VERB
cjal-3360	773	19	by	by	ADP
cjal-3360	773	20	the	the	DET
cjal-3360	773	21	china	china	PROPN
cjal-3360	773	22	banking	banking	PROPN
cjal-3360	773	23	regulatory	regulatory	PROPN
cjal-3360	773	24	commission	commission	PROPN
cjal-3360	773	25	,	,	PUNCT
cjal-3360	773	26	may	may	AUX
cjal-3360	773	27	25	25	NUM
cjal-3360	773	28	,	,	PUNCT
cjal-3360	773	29	2011	2011	NUM
cjal-3360	773	30	)	)	PUNCT
cjal-3360	773	31	,	,	PUNCT
cjal-3360	773	32	available	available	ADJ
cjal-3360	773	33	at	at	ADP
cjal-3360	773	34	http://www.cbrc.gov.cn/chinese/home/docdoc_readview/jsaf>ae678a0439base29	http://www.cbrc.gov.cn/chinese/home/docdoc_readview/jsaf>ae678a0439base29	ADJ
cjal-3360	773	35	6cj•j7a5652.html/	6cj•j7a5652.html/	PROPN
cjal-3360	773	36	(	(	PUNCT
cjal-3360	773	37	last	last	ADJ
cjal-3360	773	38	visit•d	visit•d	PROPN
cjal-3360	773	39	jan	jan	PROPN
cjal-3360	773	40	.	.	PROPN
cjal-3360	773	41	26	26	NUM
cjal-3360	773	42	,	,	PUNCT
cjal-3360	773	43	2016	2016	NUM
cjal-3360	773	44	)	)	PUNCT
cjal-3360	773	45	.	.	PUNCT
cjal-3360	774	1	1.14	1.14	NUM
cjal-3360	774	2	supra	supra	PROPN
cjal-3360	774	3	note	note	NOUN
cjal-3360	774	4	112	112	NUM
cjal-3360	774	5	,	,	PUNCT
cjal-3360	774	6	art	art	NOUN
cjal-3360	774	7	.	.	PUNCT
cjal-3360	775	1	25	25	NUM
cjal-3360	775	2	.	.	PUNCT
cjal-3360	775	3	)	)	PUNCT
cjal-3360	776	1	05	05	NUM
cjal-3360	777	1	some	some	DET
cjal-3360	777	2	extent	extent	NOUN
cjal-3360	777	3	help	help	NOUN
cjal-3360	777	4	bolster	bolster	VERB
cjal-3360	777	5	the	the	DET
cjal-3360	777	6	credibility	credibility	NOUN
cjal-3360	777	7	of	of	ADP
cjal-3360	777	8	the	the	DET
cjal-3360	777	9	applying	apply	VERB
cjal-3360	777	10	small	small	ADJ
cjal-3360	777	11	loans	loan	NOUN
cjal-3360	777	12	company	company	NOUN
cjal-3360	777	13	and	and	CCONJ
cjal-3360	777	14	protect	protect	VERB
cjal-3360	777	15	the	the	DET
cjal-3360	777	16	interest	interest	NOUN
cjal-3360	777	17	of	of	ADP
cjal-3360	777	18	depositors	depositor	NOUN
cjal-3360	777	19	in	in	ADP
cjal-3360	777	20	the	the	DET
cjal-3360	777	21	absence	absence	NOUN
cjal-3360	777	22	of	of	ADP
cjal-3360	777	23	a	a	DET
cjal-3360	777	24	deposit	deposit	NOUN
cjal-3360	777	25	insurance	insurance	NOUN
cjal-3360	777	26	system	system	NOUN
cjal-3360	777	27	,	,	PUNCT
cjal-3360	777	28	this	this	DET
cjal-3360	777	29	requirement	requirement	NOUN
cjal-3360	777	30	likely	likely	ADV
cjal-3360	777	31	makes	make	VERB
cjal-3360	777	32	the	the	DET
cjal-3360	777	33	prospect	prospect	NOUN
cjal-3360	777	34	of	of	ADP
cjal-3360	777	35	becoming	become	VERB
cjal-3360	777	36	licensed	licensed	ADJ
cjal-3360	777	37	banks	bank	NOUN
cjal-3360	777	38	much	much	ADV
cjal-3360	777	39	less	less	ADV
cjal-3360	777	40	practically	practically	ADV
cjal-3360	777	41	feasible	feasible	ADJ
cjal-3360	777	42	or	or	CCONJ
cjal-3360	777	43	appealing	appeal	VERB
cjal-3360	777	44	for	for	ADP
cjal-3360	777	45	interested	interested	ADJ
cjal-3360	777	46	small	small	ADJ
cjal-3360	777	47	loans	loan	NOUN
cjal-3360	777	48	companies	company	NOUN
cjal-3360	777	49	.	.	PUNCT
cjal-3360	778	1	find	find	VERB
cjal-3360	778	2	a	a	DET
cjal-3360	778	3	wiling	wile	VERB
cjal-3360	778	4	existing	exist	VERB
cjal-3360	778	5	bank	bank	NOUN
cjal-3360	778	6	to	to	PART
cjal-3360	778	7	initiate	initiate	VERB
cjal-3360	778	8	an	an	DET
cjal-3360	778	9	application	application	NOUN
cjal-3360	778	10	can	can	AUX
cjal-3360	778	11	be	be	AUX
cjal-3360	778	12	difficult	difficult	ADJ
cjal-3360	778	13	when	when	SCONJ
cjal-3360	778	14	legitimate	legitimate	ADJ
cjal-3360	778	15	commercial	commercial	ADJ
cjal-3360	778	16	banks	bank	NOUN
cjal-3360	778	17	are	be	AUX
cjal-3360	778	18	predominantly	predominantly	ADV
cjal-3360	778	19	state	state	NOUN
cjal-3360	778	20	-	-	PUNCT
cjal-3360	778	21	backed	back	VERB
cjal-3360	778	22	and	and	CCONJ
cjal-3360	778	23	likely	likely	ADJ
cjal-3360	778	24	lack	lack	VERB
cjal-3360	778	25	incentive	incentive	NOUN
cjal-3360	778	26	to	to	PART
cjal-3360	778	27	assist	assist	VERB
cjal-3360	778	28	grass	grass	NOUN
cjal-3360	778	29	-	-	PUNCT
cjal-3360	778	30	root	root	NOUN
cjal-3360	778	31	players	player	NOUN
cjal-3360	778	32	to	to	PART
cjal-3360	778	33	enter	enter	VERB
cjal-3360	778	34	the	the	DET
cjal-3360	778	35	banking	banking	NOUN
cjal-3360	778	36	market	market	NOUN
cjal-3360	778	37	.	.	PUNCT
cjal-3360	779	1	even	even	ADV
cjal-3360	779	2	when	when	SCONJ
cjal-3360	779	3	willing	willing	ADJ
cjal-3360	779	4	existing	exist	VERB
cjal-3360	779	5	banks	bank	NOUN
cjal-3360	779	6	can	can	AUX
cjal-3360	779	7	be	be	AUX
cjal-3360	779	8	found	find	VERB
cjal-3360	779	9	,	,	PUNCT
cjal-3360	779	10	the	the	DET
cjal-3360	779	11	need	need	NOUN
cjal-3360	779	12	to	to	PART
cjal-3360	779	13	coordinate	coordinate	VERB
cjal-3360	779	14	the	the	DET
cjal-3360	779	15	application	application	NOUN
cjal-3360	779	16	can	can	AUX
cjal-3360	779	17	significan	significan	VERB
cjal-3360	779	18	~	~	SYM
cjal-3360	779	19	ly	ly	X
cjal-3360	779	20	slow	slow	VERB
cjal-3360	779	21	down	down	ADP
cjal-3360	779	22	the	the	DET
cjal-3360	779	23	conversion	conversion	NOUN
cjal-3360	779	24	process	process	NOUN
cjal-3360	779	25	.	.	PUNCT
cjal-3360	780	1	and	and	CCONJ
cjal-3360	780	2	most	most	ADV
cjal-3360	780	3	importantly	importantly	ADV
cjal-3360	780	4	,	,	PUNCT
cjal-3360	780	5	the	the	DET
cjal-3360	780	6	mandate	mandate	NOUN
cjal-3360	780	7	to	to	PART
cjal-3360	780	8	make	make	VERB
cjal-3360	780	9	the	the	DET
cjal-3360	780	10	leading	lead	VERB
cjal-3360	780	11	bank	bank	NOUN
cjal-3360	780	12	the	the	DET
cjal-3360	780	13	largest	large	ADJ
cjal-3360	780	14	shareholder	shareholder	NOUN
cjal-3360	780	15	of	of	ADP
cjal-3360	780	16	the	the	DET
cjal-3360	780	17	resulting	result	VERB
cjal-3360	780	18	community	community	NOUN
cjal-3360	780	19	bank	bank	NOUN
cjal-3360	780	20	may	may	AUX
cjal-3360	780	21	discourage	discourage	VERB
cjal-3360	780	22	interested	interested	ADJ
cjal-3360	780	23	small	small	ADJ
cjal-3360	780	24	loans	loan	NOUN
cjal-3360	780	25	companies	company	NOUN
cjal-3360	780	26	from	from	ADP
cjal-3360	780	27	initiating	initiate	VERB
cjal-3360	780	28	the	the	DET
cjal-3360	780	29	application	application	NOUN
cjal-3360	780	30	process	process	NOUN
cjal-3360	780	31	at	at	ADP
cjal-3360	780	32	au	au	ADV
cjal-3360	780	33	as	as	SCONJ
cjal-3360	780	34	their	their	PRON
cjal-3360	780	35	control	control	NOUN
cjal-3360	780	36	over	over	ADP
cjal-3360	780	37	the	the	DET
cjal-3360	780	38	resulting	result	VERB
cjal-3360	780	39	bank	bank	NOUN
cjal-3360	780	40	will	will	AUX
cjal-3360	780	41	be	be	AUX
cjal-3360	780	42	severely	severely	ADV
cjal-3360	780	43	restrained	restrain	VERB
cjal-3360	780	44	.	.	PUNCT
cjal-3360	781	1	and	and	CCONJ
cjal-3360	781	2	a	a	DET
cjal-3360	781	3	second	second	ADJ
cjal-3360	781	4	reason	reason	NOUN
cjal-3360	781	5	that	that	PRON
cjal-3360	781	6	so	so	ADV
cjal-3360	781	7	few	few	ADJ
cjal-3360	781	8	small	small	ADJ
cjal-3360	781	9	loans	loan	NOUN
cjal-3360	781	10	companies	company	NOUN
cjal-3360	781	11	actually	actually	ADV
cjal-3360	781	12	turned	turn	VERB
cjal-3360	781	13	into	into	ADP
cjal-3360	781	14	village	village	NOUN
cjal-3360	781	15	and	and	CCONJ
cjal-3360	781	16	town	town	NOUN
cjal-3360	781	17	banks	bank	NOUN
cjal-3360	781	18	is	be	AUX
cjal-3360	781	19	a	a	DET
cjal-3360	781	20	lack	lack	NOUN
cjal-3360	781	21	of	of	ADP
cjal-3360	781	22	economic	economic	ADJ
cjal-3360	781	23	incentive	incentive	NOUN
cjal-3360	781	24	.	.	PUNCT
cjal-3360	782	1	none	none	NOUN
cjal-3360	782	2	of	of	ADP
cjal-3360	782	3	the	the	DET
cjal-3360	782	4	six	six	NUM
cjal-3360	782	5	small	small	ADJ
cjal-3360	782	6	loans	loan	NOUN
cjal-3360	782	7	companies	company	NOUN
cjal-3360	782	8	interviewed	interview	VERB
cjal-3360	782	9	ever	ever	ADV
cjal-3360	782	10	attempted	attempt	VERB
cjal-3360	782	11	an	an	DET
cjal-3360	782	12	application	application	NOUN
cjal-3360	782	13	under	under	ADP
cjal-3360	782	14	the	the	DET
cjal-3360	782	15	2009	2009	NUM
cjal-3360	782	16	provisions	provision	NOUN
cjal-3360	782	17	.	.	PUNCT
cjal-3360	783	1	when	when	SCONJ
cjal-3360	783	2	asked	ask	VERB
cjal-3360	783	3	why	why	SCONJ
cjal-3360	783	4	such	such	ADJ
cjal-3360	783	5	attempts	attempt	NOUN
cjal-3360	783	6	were	be	AUX
cjal-3360	783	7	not	not	PART
cjal-3360	783	8	made	make	VERB
cjal-3360	783	9	,	,	PUNCT
cjal-3360	783	10	one	one	NUM
cjal-3360	783	11	common	common	ADJ
cjal-3360	783	12	concern	concern	NOUN
cjal-3360	783	13	expressed	express	VERB
cjal-3360	783	14	by	by	ADP
cjal-3360	783	15	the	the	DET
cjal-3360	783	16	respondents	respondent	NOUN
cjal-3360	783	17	is	be	AUX
cjal-3360	783	18	uncertainties	uncertainty	NOUN
cjal-3360	783	19	around	around	ADP
cjal-3360	783	20	their	their	PRON
cjal-3360	783	21	capabilities	capability	NOUN
cjal-3360	783	22	of	of	ADP
cjal-3360	783	23	absorbing	absorb	VERB
cjal-3360	783	24	sufficient	sufficient	ADJ
cjal-3360	783	25	public	public	ADJ
cjal-3360	783	26	deposits	deposit	NOUN
cjal-3360	783	27	as	as	ADP
cjal-3360	783	28	small	small	ADJ
cjal-3360	783	29	community	community	NOUN
cjal-3360	783	30	banks	bank	NOUN
cjal-3360	783	31	.	.	PUNCT
cjal-3360	784	1	in	in	ADP
cjal-3360	784	2	theory	theory	NOUN
cjal-3360	784	3	,	,	PUNCT
cjal-3360	784	4	becoming	become	VERB
cjal-3360	784	5	banks	bank	NOUN
cjal-3360	784	6	allows	allow	VERB
cjal-3360	784	7	a	a	DET
cjal-3360	784	8	former	former	ADJ
cjal-3360	784	9	small	small	ADJ
cjal-3360	784	10	loan	loan	NOUN
cjal-3360	784	11	company	company	NOUN
cjal-3360	784	12	to	to	PART
cjal-3360	784	13	legally	legally	ADV
cjal-3360	784	14	raise	raise	VERB
cjal-3360	784	15	funds	fund	NOUN
cjal-3360	784	16	from	from	ADP
cjal-3360	784	17	the	the	DET
cjal-3360	784	18	public	public	NOUN
cjal-3360	784	19	,	,	PUNCT
cjal-3360	784	20	which	which	PRON
cjal-3360	784	21	a	a	DET
cjal-3360	784	22	private	private	ADJ
cjal-3360	784	23	lending	lending	NOUN
cjal-3360	784	24	institution	institution	NOUN
cjal-3360	784	25	is	be	AUX
cjal-3360	784	26	not	not	PART
cjal-3360	784	27	allowed	allow	VERB
cjal-3360	784	28	to	to	PART
cjal-3360	784	29	do	do	VERB
cjal-3360	784	30	wearing	wear	VERB
cjal-3360	784	31	the	the	DET
cjal-3360	784	32	hat	hat	NOUN
cjal-3360	784	33	of	of	ADP
cjal-3360	784	34	a	a	DET
cjal-3360	784	35	small	small	ADJ
cjal-3360	784	36	loans	loan	NOUN
cjal-3360	784	37	company	company	NOUN
cjal-3360	784	38	,	,	PUNCT
cjal-3360	784	39	and	and	CCONJ
cjal-3360	784	40	this	this	PRON
cjal-3360	784	41	creates	create	VERB
cjal-3360	784	42	the	the	DET
cjal-3360	784	43	potential	potential	NOUN
cjal-3360	784	44	for	for	ADP
cjal-3360	784	45	business	business	NOUN
cjal-3360	784	46	expansion	expansion	NOUN
cjal-3360	784	47	and	and	CCONJ
cjal-3360	784	48	greater	great	ADJ
cjal-3360	784	49	profitability	profitability	NOUN
cjal-3360	784	50	.	.	PUNCT
cjal-3360	785	1	but	but	CCONJ
cjal-3360	785	2	in	in	ADP
cjal-3360	785	3	practice	practice	NOUN
cjal-3360	785	4	,	,	PUNCT
cjal-3360	785	5	small	small	ADJ
cjal-3360	785	6	village	village	NOUN
cjal-3360	785	7	and	and	CCONJ
cjal-3360	785	8	town	town	NOUN
cjal-3360	785	9	banks	bank	NOUN
cjal-3360	785	10	frequently	frequently	ADV
cjal-3360	785	11	experience	experience	VERB
cjal-3360	785	12	difficulties	difficulty	NOUN
cjal-3360	785	13	in	in	ADP
cjal-3360	785	14	absorbing	absorb	VERB
cjal-3360	785	15	sufficient	sufficient	ADJ
cjal-3360	785	16	public	public	ADJ
cjal-3360	785	17	deposits	deposit	NOUN
cjal-3360	785	18	to	to	PART
cjal-3360	785	19	back	back	VERB
cjal-3360	785	20	often	often	ADV
cjal-3360	785	21	robust	robust	ADJ
cjal-3360	785	22	local	local	ADJ
cjal-3360	785	23	demands	demand	NOUN
cjal-3360	785	24	for	for	ADP
cjal-3360	785	25	their	their	PRON
cjal-3360	785	26	loans.u	loans.u	NOUN
cjal-3360	785	27	'	'	PUNCT
cjal-3360	785	28	most	most	ADJ
cjal-3360	785	29	of	of	ADP
cjal-3360	785	30	the	the	DET
cjal-3360	785	31	interviewed	interview	VERB
cjal-3360	785	32	small	small	ADJ
cjal-3360	785	33	loans	loan	NOUN
cjal-3360	785	34	comp.tnies	comp.tnie	NOUN
cjal-3360	785	35	believed	believe	VERB
cjal-3360	785	36	th	th	INTJ
cjal-3360	785	37	..	..	PUNCT
cjal-3360	786	1	t	t	PROPN
cjal-3360	786	2	becoming	become	VERB
cjal-3360	786	3	village	village	NOUN
cjal-3360	786	4	and	and	CCONJ
cjal-3360	786	5	town	town	NOUN
cjal-3360	786	6	banks	bank	NOUN
cjal-3360	786	7	wiu	wiu	X
cjal-3360	786	8	not	not	PART
cjal-3360	786	9	make	make	VERB
cjal-3360	786	10	them	they	PRON
cjal-3360	786	11	more	more	ADV
cjal-3360	786	12	profitable	profitable	ADJ
cjal-3360	786	13	,	,	PUNCT
cjal-3360	786	14	at	at	ADP
cjal-3360	786	15	least	least	ADJ
cjal-3360	786	16	"	"	PUNCT
cjal-3360	786	17	'	'	PUNCT
cjal-3360	786	18	village	village	NOUN
cjal-3360	786	19	and	and	CCONJ
cjal-3360	786	20	town	town	NOUN
cjal-3360	786	21	banks	bank	NOUN
cjal-3360	786	22	'	'	PART
cjal-3360	786	23	crisis	crisis	NOUN
cjal-3360	786	24	:	:	PUNCT
cjal-3360	786	25	easy	easy	ADJ
cjal-3360	786	26	to	to	PART
cjal-3360	786	27	lend	lend	VERB
cjal-3360	786	28	hard	hard	ADV
cjal-3360	786	29	to	to	PART
cjal-3360	786	30	borrow	borrow	VERB
cjal-3360	786	31	(	(	PUNCT
cjal-3360	786	32	iji!fi!ig~~t\t;ift	iji!fi!ig~~t\t;ift	NOUN
cjal-3360	786	33	,	,	PUNCT
cjal-3360	786	34	ftili	ftili	NOUN
cjal-3360	786	35	411	411	NUM
cjal-3360	786	36	fi	fi	NOUN
cjal-3360	786	37	~	~	PUNCT
cjal-3360	787	1	f	f	X
cjal-3360	787	2	!	!	PUNCT
cjal-3360	787	3	:	:	PUNCT
cjal-3360	787	4	1fl	1fl	NUM
cjal-3360	787	5	:	:	PUNCT
cjal-3360	787	6	)	)	PUNCT
cjal-3360	787	7	,	,	PUNCT
cjal-3360	787	8	available	available	ADJ
cjal-3360	787	9	at	at	ADP
cjal-3360	787	10	http://finance.sina	http://finance.sina	NOUN
cjal-3360	787	11	.com.cn	.com.cn	NOUN
cjal-3360	787	12	/	/	SYM
cjal-3360	787	13	money	money	NOUN
cjal-3360	787	14	/	/	SYM
cjal-3360	787	15	bank	bank	NOUN
cjal-3360	787	16	/	/	SYM
cjal-3360	787	17	bank_hydt/>0<>9u>5/04u70ll7>4.shtml/	bank_hydt/>0<>9u>5/04u70ll7>4.shtml/	NOUN
cjal-3360	787	18	(	(	PUNCT
cjal-3360	787	19	last	last	ADV
cjal-3360	787	20	visited	visit	VERB
cjal-3360	787	21	january	january	PROPN
cjal-3360	787	22	)	)	PUNCT
cjal-3360	788	1	o	o	NOUN
cjal-3360	788	2	,	,	PUNCT
cjal-3360	788	3	>	>	X
cjal-3360	788	4	016	016	NUM
cjal-3360	788	5	)	)	PUNCT
cjal-3360	788	6	.	.	PUNCT
cjal-3360	789	1	)	)	PUNCT
cjal-3360	789	2	06	06	NUM
cjal-3360	789	3	in	in	ADP
cjal-3360	789	4	the	the	DET
cjal-3360	789	5	foreseeable	foreseeable	ADJ
cjal-3360	789	6	future	future	NOUN
cjal-3360	789	7	.	.	PUNCT
cjal-3360	790	1	it	it	PRON
cjal-3360	790	2	is	be	AUX
cjal-3360	790	3	not	not	PART
cjal-3360	790	4	uncommon	uncommon	ADJ
cjal-3360	790	5	for	for	SCONJ
cjal-3360	790	6	successful	successful	ADJ
cjal-3360	790	7	small	small	ADJ
cjal-3360	790	8	loans	loan	NOUN
cjal-3360	790	9	companies	company	NOUN
cjal-3360	790	10	to	to	PART
cjal-3360	790	11	achieve	achieve	VERB
cjal-3360	790	12	annual	annual	ADJ
cjal-3360	790	13	net	net	ADJ
cjal-3360	790	14	margins	margin	NOUN
cjal-3360	790	15	in	in	ADP
cjal-3360	790	16	the	the	DET
cjal-3360	790	17	30	30	NUM
cjal-3360	790	18	40	40	NUM
cjal-3360	790	19	%	%	NOUN
cjal-3360	790	20	range	range	NOUN
cjal-3360	790	21	,	,	PUNCT
cjal-3360	790	22	whereas	whereas	SCONJ
cjal-3360	790	23	many	many	ADJ
cjal-3360	790	24	existing	exist	VERB
cjal-3360	790	25	village	village	NOUN
cjal-3360	790	26	and	and	CCONJ
cjal-3360	790	27	town	town	NOUN
cjal-3360	790	28	banks	bank	NOUN
cjal-3360	790	29	are	be	AUX
cjal-3360	790	30	struggling	struggle	VERB
cjal-3360	790	31	in	in	ADP
cjal-3360	790	32	the	the	DET
cjal-3360	790	33	red	red	NOUN
cjal-3360	790	34	.	.	PUNCT
cjal-3360	790	35	.	.	PUNCT
cjal-3360	791	1	,	,	PUNCT
cjal-3360	791	2	;	;	PUNCT
cjal-3360	791	3	and	and	CCONJ
cjal-3360	791	4	at	at	ADP
cjal-3360	791	5	the	the	DET
cjal-3360	791	6	same	same	ADJ
cjal-3360	791	7	time	time	NOUN
cjal-3360	791	8	,	,	PUNCT
cjal-3360	791	9	as	as	ADV
cjal-3360	791	10	officially	officially	ADV
cjal-3360	791	11	recognized	recognize	VERB
cjal-3360	791	12	financial	financial	ADJ
cjal-3360	791	13	institutions	institution	NOUN
cjal-3360	791	14	,	,	PUNCT
cjal-3360	791	15	village	village	NOUN
cjal-3360	791	16	and	and	CCONJ
cjal-3360	791	17	town	town	NOUN
cjal-3360	791	18	banks	bank	NOUN
cjal-3360	791	19	are	be	AUX
cjal-3360	791	20	required	require	VERB
cjal-3360	791	21	to	to	PART
cjal-3360	791	22	comply	comply	VERB
cjal-3360	791	23	with	with	ADP
cjal-3360	791	24	vernal	vernal	ADJ
cjal-3360	791	25	banking	banking	NOUN
cjal-3360	791	26	regulation	regulation	NOUN
cjal-3360	791	27	,	,	PUNCT
cjal-3360	791	28	which	which	PRON
cjal-3360	791	29	can	can	AUX
cjal-3360	791	30	further	far	ADV
cjal-3360	791	31	limit	limit	VERB
cjal-3360	791	32	their	their	PRON
cjal-3360	791	33	latitude	latitude	NOUN
cjal-3360	791	34	in	in	ADP
cjal-3360	791	35	pursuing	pursue	VERB
cjal-3360	791	36	profitable	profitable	ADJ
cjal-3360	791	37	endeavors	endeavor	NOUN
cjal-3360	791	38	.	.	PUNCT
cjal-3360	792	1	therefore	therefore	ADV
cjal-3360	792	2	,	,	PUNCT
cjal-3360	792	3	this	this	DET
cjal-3360	792	4	first	first	ADJ
cjal-3360	792	5	route	route	NOUN
cjal-3360	792	6	is	be	AUX
cjal-3360	792	7	a	a	DET
cjal-3360	792	8	door	door	NOUN
cjal-3360	792	9	wide	wide	ADV
cjal-3360	792	10	open	open	ADJ
cjal-3360	792	11	but	but	CCONJ
cjal-3360	792	12	has	have	VERB
cjal-3360	792	13	few	few	ADJ
cjal-3360	792	14	enterers	enterer	NOUN
cjal-3360	792	15	.	.	PUNCT
cjal-3360	793	1	the	the	DET
cjal-3360	793	2	theoretical	theoretical	ADJ
cjal-3360	793	3	soundness	soundness	NOUN
cjal-3360	793	4	of	of	ADP
cjal-3360	793	5	the	the	DET
cjal-3360	793	6	proposal	proposal	NOUN
cjal-3360	793	7	of	of	ADP
cjal-3360	793	8	letting	let	VERB
cjal-3360	793	9	small	small	ADJ
cjal-3360	793	10	loans	loan	NOUN
cjal-3360	793	11	companies	company	NOUN
cjal-3360	793	12	become	become	VERB
cjal-3360	793	13	community	community	NOUN
cjal-3360	793	14	banks	bank	NOUN
cjal-3360	793	15	to	to	PART
cjal-3360	793	16	better	well	ADV
cjal-3360	793	17	serve	serve	VERB
cjal-3360	793	18	the	the	DET
cjal-3360	793	19	basic	basic	ADJ
cjal-3360	793	20	financing	financing	NOUN
cjal-3360	793	21	needs	need	NOUN
cjal-3360	793	22	of	of	ADP
cjal-3360	793	23	their	their	PRON
cjal-3360	793	24	own	own	ADJ
cjal-3360	793	25	communities	community	NOUN
cjal-3360	793	26	is	be	AUX
cjal-3360	793	27	to	to	ADP
cjal-3360	793	28	a	a	DET
cjal-3360	793	29	large	large	ADJ
cjal-3360	793	30	extent	extent	NOUN
cjal-3360	793	31	defeated	defeat	VERB
cjal-3360	793	32	by	by	ADP
cjal-3360	793	33	the	the	DET
cjal-3360	793	34	impracticabiuty	impracticabiuty	NOUN
cjal-3360	793	35	introduced	introduce	VERB
cjal-3360	793	36	by	by	ADP
cjal-3360	793	37	its	its	PRON
cjal-3360	793	38	own	own	ADJ
cjal-3360	793	39	terms	term	NOUN
cjal-3360	793	40	.	.	PUNCT
cjal-3360	794	1	from	from	ADP
cjal-3360	794	2	another	another	DET
cjal-3360	794	3	standpoint	standpoint	NOUN
cjal-3360	794	4	,	,	PUNCT
cjal-3360	794	5	as	as	ADP
cjal-3360	794	6	a	a	DET
cjal-3360	794	7	path	path	NOUN
cjal-3360	794	8	to	to	PART
cjal-3360	794	9	create	create	VERB
cjal-3360	794	10	more	more	ADJ
cjal-3360	794	11	grass	grass	NOUN
cjal-3360	794	12	-	-	PUNCT
cjal-3360	794	13	root	root	NOUN
cjal-3360	794	14	private	private	ADJ
cjal-3360	794	15	banks	bank	NOUN
cjal-3360	794	16	this	this	DET
cjal-3360	794	17	route	route	NOUN
cjal-3360	794	18	is	be	AUX
cjal-3360	794	19	arguably	arguably	ADV
cjal-3360	794	20	•crippled	•cripple	VERB
cjal-3360	794	21	"	"	PUNCT
cjal-3360	794	22	from	from	ADP
cjal-3360	794	23	the	the	DET
cjal-3360	794	24	start	start	NOUN
cjal-3360	794	25	.	.	PUNCT
cjal-3360	795	1	requiring	require	VERB
cjal-3360	795	2	the	the	DET
cjal-3360	795	3	participation	participation	NOUN
cjal-3360	795	4	of	of	ADP
cjal-3360	795	5	existing	exist	VERB
cjal-3360	795	6	commercial	commercial	ADJ
cjal-3360	795	7	bank	bank	NOUN
cjal-3360	795	8	more	more	ADJ
cjal-3360	795	9	or	or	CCONJ
cjal-3360	795	10	less	less	ADJ
cjal-3360	795	11	compromises	compromise	VERB
cjal-3360	795	12	the	the	DET
cjal-3360	795	13	"	"	PUNCT
cjal-3360	795	14	privateness	privateness	NOUN
cjal-3360	795	15	"	"	PUNCT
cjal-3360	795	16	of	of	ADP
cjal-3360	795	17	the	the	DET
cjal-3360	795	18	converted	converted	ADJ
cjal-3360	795	19	community	community	NOUN
cjal-3360	795	20	banks	bank	NOUN
cjal-3360	795	21	.	.	PUNCT
cjal-3360	796	1	the	the	DET
cjal-3360	796	2	required	require	VERB
cjal-3360	796	3	participation	participation	NOUN
cjal-3360	796	4	of	of	ADP
cjal-3360	796	5	existing	exist	VERB
cjal-3360	796	6	financial	financial	ADJ
cjal-3360	796	7	institutions	institution	NOUN
cjal-3360	796	8	,	,	PUNCT
cjal-3360	796	9	which	which	PRON
cjal-3360	796	10	are	be	AUX
cjal-3360	796	11	predominantly	predominantly	ADV
cjal-3360	796	12	state	state	NOUN
cjal-3360	796	13	-	-	PUNCT
cjal-3360	796	14	owned	own	VERB
cjal-3360	796	15	or	or	CCONJ
cjal-3360	796	16	state	state	NOUN
cjal-3360	796	17	-	-	PUNCT
cjal-3360	796	18	backed	back	VERB
cjal-3360	796	19	,	,	PUNCT
cjal-3360	796	20	in	in	ADP
cjal-3360	796	21	the	the	DET
cjal-3360	796	22	application	application	NOUN
cjal-3360	796	23	process	process	NOUN
cjal-3360	796	24	,	,	PUNCT
cjal-3360	796	25	and	and	CCONJ
cjal-3360	796	26	in	in	ADP
cjal-3360	796	27	cases	case	NOUN
cjal-3360	796	28	of	of	ADP
cjal-3360	796	29	successful	successful	ADJ
cjal-3360	796	30	applications	application	NOUN
cjal-3360	796	31	their	their	PRON
cjal-3360	796	32	dominant	dominant	ADJ
cjal-3360	796	33	shareholding	shareholding	NOUN
cjal-3360	796	34	of	of	ADP
cjal-3360	796	35	the	the	DET
cjal-3360	796	36	resulting	result	VERB
cjal-3360	796	37	community	community	NOUN
cjal-3360	796	38	banks	bank	NOUN
cjal-3360	796	39	can	can	AUX
cjal-3360	796	40	place	place	VERB
cjal-3360	796	41	the	the	DET
cjal-3360	796	42	resulting	result	VERB
cjal-3360	796	43	banks	bank	NOUN
cjal-3360	796	44	under	under	ADP
cjal-3360	796	45	greater	great	ADJ
cjal-3360	796	46	state	state	NOUN
cjal-3360	796	47	control	control	NOUN
cjal-3360	796	48	than	than	ADP
cjal-3360	796	49	the	the	DET
cjal-3360	796	50	small	small	ADJ
cjal-3360	796	51	loans	loan	NOUN
cjal-3360	796	52	companies	company	NOUN
cjal-3360	796	53	from	from	ADP
cjal-3360	796	54	which	which	PRON
cjal-3360	796	55	the	the	DET
cjal-3360	796	56	banks	bank	NOUN
cjal-3360	796	57	are	be	AUX
cjal-3360	796	58	converted	convert	VERB
cjal-3360	796	59	.	.	PUNCT
cjal-3360	797	1	this	this	DET
cjal-3360	797	2	caveat	caveat	NOUN
cjal-3360	797	3	implies	imply	VERB
cjal-3360	797	4	that	that	SCONJ
cjal-3360	797	5	the	the	DET
cjal-3360	797	6	conversions	conversion	NOUN
cjal-3360	797	7	of	of	ADP
cjal-3360	797	8	small	small	ADJ
cjal-3360	797	9	loan	loan	NOUN
cjal-3360	797	10	companies	company	NOUN
cjal-3360	797	11	into	into	ADP
cjal-3360	797	12	community	community	NOUN
cjal-3360	797	13	banks	bank	NOUN
cjal-3360	797	14	under	under	ADP
cjal-3360	797	15	the	the	DET
cjal-3360	797	16	2.009	2.009	NUM
cjal-3360	797	17	provisions	provision	NOUN
cjal-3360	797	18	do	do	AUX
cjal-3360	797	19	not	not	PART
cjal-3360	797	20	necessarily	necessarily	ADV
cjal-3360	797	21	lead	lead	VERB
cjal-3360	797	22	to	to	ADP
cjal-3360	797	23	a	a	DET
cjal-3360	797	24	greater	great	ADJ
cjal-3360	797	25	number	number	NOUN
cjal-3360	797	26	of	of	ADP
cjal-3360	797	27	genuine	genuine	ADJ
cjal-3360	797	28	private	private	ADJ
cjal-3360	797	29	banks	bank	NOUN
cjal-3360	797	30	to	to	PART
cjal-3360	797	31	serve	serve	VERB
cjal-3360	797	32	the	the	DET
cjal-3360	797	33	financing	financing	NOUN
cjal-3360	797	34	needs	need	NOUN
cjal-3360	797	35	of	of	ADP
cjal-3360	797	36	grass	grass	NOUN
cjal-3360	797	37	-	-	PUNCT
cjal-3360	797	38	root	root	NOUN
cjal-3360	797	39	private	private	ADJ
cjal-3360	797	40	businesses	business	NOUN
cjal-3360	797	41	.	.	PUNCT
cjal-3360	798	1	but	but	CCONJ
cjal-3360	798	2	still	still	ADV
cjal-3360	798	3	,	,	PUNCT
cjal-3360	798	4	this	this	DET
cjal-3360	798	5	route	route	NOUN
cjal-3360	798	6	has	have	VERB
cjal-3360	798	7	normative	normative	ADJ
cjal-3360	798	8	significance	significance	NOUN
cjal-3360	798	9	as	as	ADP
cjal-3360	798	10	a	a	DET
cjal-3360	798	11	cornerstone	cornerstone	NOUN
cjal-3360	798	12	in	in	ADP
cjal-3360	798	13	financial	financial	ADJ
cjal-3360	798	14	reforms	reform	NOUN
cjal-3360	798	15	achieved	achieve	VERB
cjal-3360	798	16	thus	thus	ADV
cjal-3360	798	17	far	far	ADV
cjal-3360	798	18	,	,	PUNCT
cjal-3360	798	19	and	and	CCONJ
cjal-3360	798	20	as	as	ADP
cjal-3360	798	21	a	a	DET
cjal-3360	798	22	step	step	NOUN
cjal-3360	798	23	towards	towards	ADP
cjal-3360	798	24	greater	great	ADJ
cjal-3360	798	25	liberalization	liberalization	NOUN
cjal-3360	798	26	of	of	ADP
cjal-3360	798	27	the	the	DET
cjal-3360	798	28	banking	banking	NOUN
cjal-3360	798	29	industry	industry	NOUN
cjal-3360	798	30	.	.	PUNCT
cjal-3360	799	1	also	also	ADV
cjal-3360	799	2	,	,	PUNCT
cjal-3360	799	3	as	as	SCONJ
cjal-3360	799	4	financial	financial	ADJ
cjal-3360	799	5	reforms	reform	NOUN
cjal-3360	799	6	deepen	deepen	VERB
cjal-3360	799	7	,	,	PUNCT
cjal-3360	799	8	it	it	PRON
cjal-3360	799	9	is	be	AUX
cjal-3360	799	10	not	not	PART
cjal-3360	799	11	unlikely	unlikely	ADJ
cjal-3360	799	12	that	that	SCONJ
cjal-3360	799	13	adjustments	adjustment	NOUN
cjal-3360	799	14	will	will	AUX
cjal-3360	799	15	be	be	AUX
cjal-3360	799	16	made	make	VERB
cjal-3360	799	17	to	to	ADP
cjal-3360	799	18	the	the	DET
cjal-3360	799	19	2009	2009	NUM
cjal-3360	799	20	provisions	provision	NOUN
cjal-3360	799	21	to	to	PART
cjal-3360	799	22	endow	endow	VERB
cjal-3360	799	23	the	the	DET
cjal-3360	799	24	route	route	NOUN
cjal-3360	799	25	with	with	ADP
cjal-3360	799	26	more	more	ADJ
cjal-3360	799	27	practicabiuty	practicabiuty	NOUN
cjal-3360	799	28	.	.	PUNCT
cjal-3360	800	1	"	"	PUNCT
cjal-3360	800	2	"	"	PUNCT
cjal-3360	800	3	village	village	NOUN
cjal-3360	800	4	and	and	CCONJ
cjal-3360	800	5	town	town	NOUN
cjal-3360	800	6	banks•	banks•	PROPN
cjal-3360	800	7	dellemma	dellemma	PROPN
cjal-3360	800	8	:	:	PUNCT
cjal-3360	800	9	behind	behind	ADP
cjal-3360	800	10	small	small	ADJ
cjal-3360	800	11	loans	loan	NOUN
cjal-3360	800	12	companies	company	NOUN
cjal-3360	800	13	in	in	ADP
cjal-3360	800	14	profitability	profitability	NOUN
cjal-3360	800	15	and	and	CCONJ
cjal-3360	800	16	some	some	PRON
cjal-3360	800	17	in	in	ADP
cjal-3360	800	18	red	red	ADJ
cjal-3360	800	19	(	(	PUNCT
cjal-3360	800	20	thjh!h'i	thjh!h'i	NOUN
cjal-3360	800	21	'	'	PART
cjal-3360	800	22	ll'hj!ffil	ll'hj!ffil	PROPN
cjal-3360	800	23	:	:	PUNCT
cjal-3360	800	24	ilfl	ilfl	PROPN
cjal-3360	800	25	,	,	PUNCT
cjal-3360	800	26	ffj::f	ffj::f	PROPN
cjal-3360	800	27	i!i~(lj	i!i~(lj	PROPN
cjal-3360	800	28	,	,	PUNCT
cjal-3360	800	29	'	'	PUNCT
cjal-3360	800	30	6i0lojh	6i0lojh	NOUN
cjal-3360	800	31	:	:	PUNCT
cjal-3360	800	32	h-"5ljil	h-"5ljil	NOUN
cjal-3360	800	33	)	)	PUNCT
cjal-3360	800	34	,	,	PUNCT
cjal-3360	800	35	available	available	ADJ
cjal-3360	800	36	at	at	ADP
cjal-3360	800	37	http://	http://	PROPN
cjal-3360	800	38	finance.sina.eom.cn/money	finance.sina.eom.cn/money	PROPN
cjal-3360	800	39	/bank	/bank	PROPN
cjal-3360	800	40	/	/	SYM
cjal-3360	800	41	bank_hydt/20•405>.8	bank_hydt/20•405>.8	PROPN
cjal-3360	800	42	/	/	SYM
cjal-3360	800	43	oi5519"44h9·shtml/	oi5519"44h9·shtml/	NOUN
cjal-3360	800	44	(	(	PUNCT
cjal-3360	800	45	last	last	ADV
cjal-3360	800	46	visited	visit	VERB
cjal-3360	800	47	january	january	PROPN
cjal-3360	800	48	>	>	PUNCT
cjal-3360	800	49	-8	-8	NOUN
cjal-3360	800	50	,	,	PUNCT
cjal-3360	800	51	2016	2016	NUM
cjal-3360	800	52	)	)	PUNCT
cjal-3360	800	53	.	.	PUNCT
cjal-3360	801	1	(	(	PUNCT
cjal-3360	801	2	2	2	X
cjal-3360	801	3	)	)	PUNCT
cjal-3360	801	4	private	private	ADJ
cjal-3360	801	5	capital	capital	NOUN
cjal-3360	801	6	to	to	PART
cjal-3360	801	7	enter	enter	VERB
cjal-3360	801	8	t:1e	t:1e	ADJ
cjal-3360	801	9	banking	banking	NOUN
cjal-3360	801	10	industry	industry	NOUN
cjal-3360	801	11	de	de	X
cjal-3360	801	12	novo	novo	PROPN
cjal-3360	801	13	a	a	DET
cjal-3360	801	14	second	second	ADJ
cjal-3360	801	15	route	route	NOUN
cjal-3360	801	16	is	be	AUX
cjal-3360	801	17	for	for	SCONJ
cjal-3360	801	18	private	private	ADJ
cjal-3360	801	19	capital	capital	NOUN
cjal-3360	801	20	to	to	PART
cjal-3360	801	21	enter	enter	VERB
cjal-3360	801	22	the	the	DET
cjal-3360	801	23	banking	banking	NOUN
cjal-3360	801	24	market	market	NOUN
cjal-3360	801	25	de	de	X
cjal-3360	801	26	novo	novo	PROPN
cjal-3360	801	27	.	.	PUNCT
cjal-3360	802	1	uke	uke	PROPN
cjal-3360	802	2	the	the	DET
cjal-3360	802	3	f	f	PROPN
cjal-3360	802	4	>	>	X
cjal-3360	802	5	rst	rst	PROPN
cjal-3360	802	6	route	route	NOUN
cjal-3360	802	7	,	,	PUNCT
cjal-3360	802	8	this	this	DET
cjal-3360	802	9	option	option	NOUN
cjal-3360	802	10	is	be	AUX
cjal-3360	802	11	supported	support	VERB
cjal-3360	802	12	by	by	ADP
cjal-3360	802	13	the	the	DET
cjal-3360	802	14	presence	presence	NOUN
cjal-3360	802	15	of	of	ADP
cjal-3360	802	16	express	express	ADJ
cjal-3360	802	17	policy	policy	NOUN
cjal-3360	802	18	endorsement	endorsement	NOUN
cjal-3360	802	19	.	.	PUNCT
cjal-3360	803	1	an	an	DET
cjal-3360	803	2	advantage	advantage	NOUN
cjal-3360	803	3	of	of	ADP
cjal-3360	803	4	this	this	DET
cjal-3360	803	5	route	route	NOUN
cjal-3360	803	6	over	over	ADP
cjal-3360	803	7	the	the	DET
cjal-3360	803	8	first	first	ADJ
cjal-3360	803	9	one	one	NUM
cjal-3360	803	10	is	be	AUX
cjal-3360	803	11	its	its	PRON
cjal-3360	803	12	much	much	ADV
cjal-3360	803	13	wider	wide	ADJ
cjal-3360	803	14	applicability	applicability	NOUN
cjal-3360	803	15	and	and	CCONJ
cjal-3360	803	16	lower	low	ADJ
cjal-3360	803	17	administrative	administrative	ADJ
cjal-3360	803	18	barriers	barrier	NOUN
cjal-3360	803	19	.	.	PUNCT
cjal-3360	804	1	unlike	unlike	ADP
cjal-3360	804	2	the	the	DET
cjal-3360	804	3	2009	2009	NUM
cjal-3360	804	4	provisions	provision	NOUN
cjal-3360	804	5	,	,	PUNCT
cjal-3360	804	6	which	which	PRON
cjal-3360	804	7	specially	specially	ADV
cjal-3360	804	8	target	target	VERB
cjal-3360	804	9	small	small	ADJ
cjal-3360	804	10	loans	loan	NOUN
cjal-3360	804	11	companies	company	NOUN
cjal-3360	804	12	,	,	PUNCT
cjal-3360	804	13	the	the	DET
cjal-3360	804	14	2015	2015	NUM
cjal-3360	804	15	opinions	opinion	NOUN
cjal-3360	804	16	apply	apply	VERB
cjal-3360	804	17	to	to	ADP
cjal-3360	804	18	any	any	DET
cjal-3360	804	19	private	private	ADJ
cjal-3360	804	20	party	party	NOUN
cjal-3360	804	21	,	,	PUNCT
cjal-3360	804	22	rega.rdless	rega.rdless	ADP
cjal-3360	804	23	whether	whether	SCONJ
cjal-3360	804	24	it	it	PRON
cjal-3360	804	25	is	be	AUX
cjal-3360	804	26	already	already	ADV
cjal-3360	804	27	a	a	DET
cjal-3360	804	28	financial	financial	ADJ
cjal-3360	804	29	services	service	NOUN
cjal-3360	804	30	provider	provider	NOUN
cjal-3360	804	31	.	.	PUNCT
cjal-3360	805	1	the	the	DET
cjal-3360	805	2	2015	2015	NUM
cjal-3360	805	3	opinions	opinion	NOUN
cjal-3360	805	4	also	also	ADV
cjal-3360	805	5	do	do	AUX
cjal-3360	805	6	not	not	PART
cjal-3360	805	7	require	require	VERB
cjal-3360	805	8	a	a	DET
cjal-3360	805	9	prospective	prospective	ADJ
cjal-3360	805	10	private	private	ADJ
cjal-3360	805	11	player	player	NOUN
cjal-3360	805	12	to	to	PART
cjal-3360	805	13	find	find	VERB
cjal-3360	805	14	an	an	DET
cjal-3360	805	15	existing	exist	VERB
cjal-3360	805	16	financial	financial	ADJ
cjal-3360	805	17	institution	institution	NOUN
cjal-3360	805	18	to	to	PART
cjal-3360	805	19	initiate	initiate	VERB
cjal-3360	805	20	the	the	DET
cjal-3360	805	21	application	application	NOUN
cjal-3360	805	22	or	or	CCONJ
cjal-3360	805	23	to	to	PART
cjal-3360	805	24	hold	hold	VERB
cjal-3360	805	25	dominant	dominant	ADJ
cjal-3360	805	26	ownership	ownership	NOUN
cjal-3360	805	27	in	in	ADP
cjal-3360	805	28	the	the	DET
cjal-3360	805	29	resulting	result	VERB
cjal-3360	805	30	bank	bank	NOUN
cjal-3360	805	31	.	.	PUNCT
cjal-3360	806	1	and	and	CCONJ
cjal-3360	806	2	as	as	SCONJ
cjal-3360	806	3	discussed	discuss	VERB
cjal-3360	806	4	in	in	ADP
cjal-3360	806	5	the	the	DET
cjal-3360	806	6	previous	previous	ADJ
cjal-3360	806	7	section	section	NOUN
cjal-3360	806	8	entry	entry	NOUN
cjal-3360	806	9	requirements	requirement	NOUN
cjal-3360	806	10	under	under	ADP
cjal-3360	806	11	the	the	DET
cjal-3360	806	12	2015	2015	NUM
cjal-3360	806	13	opinions	opinion	NOUN
cjal-3360	806	14	are	be	AUX
cjal-3360	806	15	mostly	mostly	ADV
cjal-3360	806	16	technical	technical	ADJ
cjal-3360	806	17	in	in	ADP
cjal-3360	806	18	nature	nature	NOUN
cjal-3360	806	19	and	and	CCONJ
cjal-3360	806	20	will	will	AUX
cjal-3360	806	21	unlikely	unlikely	ADV
cjal-3360	806	22	pose	pose	VERB
cjal-3360	806	23	formidable	formidable	ADJ
cjal-3360	806	24	barrier	barrier	NOUN
cjal-3360	806	25	for	for	ADP
cjal-3360	806	26	serious	serious	ADJ
cjal-3360	806	27	private	private	ADJ
cjal-3360	806	28	applicants	applicant	NOUN
cjal-3360	806	29	.	.	PUNCT
cjal-3360	807	1	this	this	DET
cjal-3360	807	2	route	route	NOUN
cjal-3360	807	3	is	be	AUX
cjal-3360	807	4	not	not	PART
cjal-3360	807	5	without	without	ADP
cjal-3360	807	6	caveats	caveat	NOUN
cjal-3360	807	7	,	,	PUNCT
cjal-3360	807	8	some	some	PRON
cjal-3360	807	9	of	of	ADP
cjal-3360	807	10	which	which	PRON
cjal-3360	807	11	it	it	PRON
cjal-3360	807	12	shares	share	VERB
cjal-3360	807	13	with	with	ADP
cjal-3360	807	14	the	the	DET
cjal-3360	807	15	first	first	ADJ
cjal-3360	807	16	route	route	NOUN
cjal-3360	807	17	.	.	PUNCT
cjal-3360	808	1	like	like	ADP
cjal-3360	808	2	the	the	DET
cjal-3360	808	3	2009	2009	NUM
cjal-3360	808	4	provisions	provision	NOUN
cjal-3360	808	5	,	,	PUNCT
cjal-3360	808	6	the	the	DET
cjal-3360	808	7	2015	2015	NUM
cjal-3360	808	8	opinions	opinion	NOUN
cjal-3360	808	9	does	do	AUX
cjal-3360	808	10	not	not	PART
cjal-3360	808	11	in	in	ADP
cjal-3360	808	12	itself	itself	PRON
cjal-3360	808	13	provide	provide	VERB
cjal-3360	808	14	greater	great	ADJ
cjal-3360	808	15	incentives	incentive	NOUN
cjal-3360	808	16	to	to	ADP
cjal-3360	808	17	lawful	lawful	ADJ
cjal-3360	808	18	existing	exist	VERB
cjal-3360	808	19	private	private	ADJ
cjal-3360	808	20	lending	lending	NOUN
cjal-3360	808	21	institutions	institution	NOUN
cjal-3360	808	22	such	such	ADJ
cjal-3360	808	23	as	as	ADP
cjal-3360	808	24	small	small	ADJ
cjal-3360	808	25	loans	loan	NOUN
cjal-3360	808	26	companies	company	NOUN
cjal-3360	808	27	and	and	CCONJ
cjal-3360	808	28	pawn	pawn	NOUN
cjal-3360	808	29	shops	shop	NOUN
cjal-3360	808	30	to	to	PART
cjal-3360	808	31	become	become	VERB
cjal-3360	808	32	commercial	commercial	ADJ
cjal-3360	808	33	banks	bank	NOUN
cjal-3360	808	34	.	.	PUNCT
cjal-3360	809	1	the	the	DET
cjal-3360	809	2	same	same	ADJ
cjal-3360	809	3	concern	concern	NOUN
cjal-3360	809	4	with	with	ADP
cjal-3360	809	5	difficulties	difficulty	NOUN
cjal-3360	809	6	in	in	ADP
cjal-3360	809	7	absorbing	absorb	VERB
cjal-3360	809	8	sufficient	sufficient	ADJ
cjal-3360	809	9	public	public	ADJ
cjal-3360	809	10	deposits	deposit	NOUN
cjal-3360	809	11	and	and	CCONJ
cjal-3360	809	12	with	with	ADP
cjal-3360	809	13	reduced	reduced	ADJ
cjal-3360	809	14	profitability	profitability	NOUN
cjal-3360	809	15	(	(	PUNCT
cjal-3360	809	16	a~	a~	PROPN
cjal-3360	809	17	result	result	NOUN
cjal-3360	809	18	of	of	ADP
cjal-3360	809	19	becoming	become	VERB
cjal-3360	809	20	legitimate	legitimate	ADJ
cjal-3360	809	21	banks	bank	NOUN
cjal-3360	809	22	)	)	PUNCT
cjal-3360	809	23	expressed	express	VERB
cjal-3360	809	24	for	for	ADP
cjal-3360	809	25	the	the	DET
cjal-3360	809	26	first	first	ADJ
cjal-3360	809	27	route	route	NOUN
cjal-3360	809	28	continue	continue	VERB
cjal-3360	809	29	to	to	PART
cjal-3360	809	30	hold	hold	VERB
cjal-3360	809	31	back	back	ADP
cjal-3360	809	32	many	many	ADJ
cjal-3360	809	33	existing	exist	VERB
cjal-3360	809	34	lawful	lawful	ADJ
cjal-3360	809	35	grass	grass	NOUN
cjal-3360	809	36	-	-	PUNCT
cjal-3360	809	37	root	root	NOUN
cjal-3360	809	38	lending	lending	NOUN
cjal-3360	809	39	institutions	institution	NOUN
cjal-3360	809	40	from	from	ADP
cjal-3360	809	41	initiating	initiate	VERB
cjal-3360	809	42	an	an	DET
cjal-3360	809	43	application	application	NOUN
cjal-3360	809	44	.	.	PUNCT
cjal-3360	810	1	whereas	whereas	SCONJ
cjal-3360	810	2	for	for	ADP
cjal-3360	810	3	depository	depository	NOUN
cjal-3360	810	4	institutions	institution	NOUN
cjal-3360	810	5	that	that	PRON
cjal-3360	810	6	would	would	AUX
cjal-3360	810	7	be	be	AUX
cjal-3360	810	8	iess	iess	NOUN
cjal-3360	810	9	concerned	concern	VERB
cjal-3360	810	10	with	with	ADP
cjal-3360	810	11	deposit	deposit	NOUN
cjal-3360	810	12	-	-	PUNCT
cjal-3360	810	13	absorbing	absorb	VERB
cjal-3360	810	14	ability	ability	NOUN
cjal-3360	810	15	and	and	CCONJ
cjal-3360	810	16	have	have	VERB
cjal-3360	810	17	stronger	strong	ADJ
cjal-3360	810	18	economic	economic	ADJ
cjal-3360	810	19	incentives	incentive	NOUN
cjal-3360	810	20	to	to	PART
cjal-3360	810	21	apply	apply	VERB
cjal-3360	810	22	,	,	PUNCT
cjal-3360	810	23	the	the	DET
cjal-3360	810	24	2015	2015	NUM
cjal-3360	810	25	opinions	opinion	NOUN
cjal-3360	810	26	do	do	AUX
cjal-3360	810	27	not	not	PART
cjal-3360	810	28	in	in	ADP
cjal-3360	810	29	itself	itself	PRON
cjal-3360	810	30	provide	provide	VERB
cjal-3360	810	31	an	an	DET
cjal-3360	810	32	outlet	outlet	NOUN
cjal-3360	810	33	to	to	PART
cjal-3360	810	34	relieve	relieve	VERB
cjal-3360	810	35	them	they	PRON
cjal-3360	810	36	from	from	ADP
cjal-3360	810	37	their	their	PRON
cjal-3360	810	38	embarrassing	embarrassing	ADJ
cjal-3360	810	39	legal	legal	ADJ
cjal-3360	810	40	s	s	X
cjal-3360	810	41	tatus	tatus	NOUN
cjal-3360	810	42	.	.	PUNCT
cjal-3360	811	1	eligible	eligible	ADJ
cjal-3360	811	2	private	private	ADJ
cjal-3360	811	3	actors	actor	NOUN
cjal-3360	811	4	that	that	PRON
cjal-3360	811	5	see	see	VERB
cjal-3360	811	6	the	the	DET
cjal-3360	811	7	most	most	ADJ
cjal-3360	811	8	promice	promice	NOUN
cjal-3360	811	9	in	in	ADP
cjal-3360	811	10	the	the	DET
cjal-3360	811	11	:	:	PUNCT
cjal-3360	811	12	.015	.015	NUM
cjal-3360	811	13	opinjon	opinjon	NOUN
cjal-3360	811	14	&	&	CCONJ
cjal-3360	811	15	tend	tend	VERB
cjal-3360	811	16	to	to	PART
cjal-3360	811	17	be	be	AUX
cjal-3360	811	18	large	large	ADJ
cjal-3360	811	19	private	private	ADJ
cjal-3360	811	20	enterprises	enterprise	NOUN
cjal-3360	811	21	that	that	PRON
cjal-3360	811	22	have	have	VERB
cjal-3360	811	23	little	little	ADJ
cjal-3360	811	24	prior	prior	ADV
cjal-3360	811	25	e	e	NOUN
cjal-3360	811	26	<	<	X
cjal-3360	811	27	perience	perience	NOUN
cjal-3360	811	28	in	in	ADP
cjal-3360	811	29	financial	financial	ADJ
cjal-3360	811	30	services	service	NOUN
cjal-3360	811	31	but	but	CCONJ
cjal-3360	811	32	whose	whose	DET
cjal-3360	811	33	existing	exist	VERB
cjal-3360	811	34	business	business	NOUN
cjal-3360	811	35	has	have	VERB
cjal-3360	811	36	much	much	ADJ
cjal-3360	811	37	to	to	PART
cjal-3360	811	38	gain	gain	VERB
cjal-3360	811	39	from	from	ADP
cjal-3360	811	40	having	have	VERB
cjal-3360	811	41	a	a	DET
cjal-3360	811	42	banking	banking	NOUN
cjal-3360	811	43	arm	arm	NOUN
cjal-3360	811	44	.	.	PUNCT
cjal-3360	812	1	this	this	DET
cjal-3360	812	2	tendency	tendency	NOUN
cjal-3360	812	3	can	can	AUX
cjal-3360	812	4	be	be	AUX
cjal-3360	812	5	shown	show	VERB
cjal-3360	812	6	from	from	ADP
cjal-3360	812	7	approved	approve	VERB
cjal-3360	812	8	applications	application	NOUN
cjal-3360	812	9	under	under	ADP
cjal-3360	812	10	the	the	DET
cjal-3360	812	11	2015	2015	NUM
cjal-3360	812	12	opinions	opinion	NOUN
cjal-3360	812	13	.	.	PUNCT
cjal-3360	813	1	table	table	NOUN
cjal-3360	813	2	2	2	NUM
cjal-3360	813	3	shows	show	VERB
cjal-3360	813	4	the	the	DET
cjal-3360	813	5	five	five	NUM
cjal-3360	813	6	pilot	pilot	NOUN
cjal-3360	813	7	private	private	ADJ
cjal-3360	813	8	banks	bank	NOUN
cjal-3360	813	9	that	that	PRON
cjal-3360	813	10	were	be	AUX
cjal-3360	813	11	approved	approve	VERB
cjal-3360	813	12	jo8	jo8	NOUN
cjal-3360	813	13	by	by	ADP
cjal-3360	813	14	the	the	DET
cjal-3360	813	15	pbc	pbc	PROPN
cjal-3360	813	16	and	and	CCONJ
cjal-3360	813	17	the	the	DET
cjal-3360	813	18	crbc	crbc	NOUN
cjal-3360	813	19	and	and	CCONJ
cjal-3360	813	20	had	have	AUX
cjal-3360	813	21	started	start	VERB
cjal-3360	813	22	operating	operate	VERB
cjal-3360	813	23	in	in	ADP
cjal-3360	813	24	zo15	zo15	PROPN
cjal-3360	813	25	.	.	PUNCT
cjal-3360	814	1	all	all	DET
cjal-3360	814	2	five	five	NUM
cjal-3360	814	3	banks	bank	NOUN
cjal-3360	814	4	were	be	AUX
cjal-3360	814	5	established	establish	VERB
cjal-3360	814	6	by	by	ADP
cjal-3360	814	7	large	large	ADJ
cjal-3360	814	8	private	private	ADJ
cjal-3360	814	9	enterprises	enterprise	NOUN
cjal-3360	814	10	that	that	PRON
cjal-3360	814	11	have	have	AUX
cjal-3360	814	12	put	put	VERB
cjal-3360	814	13	together	together	ADV
cjal-3360	814	14	capital	capital	NOUN
cjal-3360	814	15	in	in	ADP
cjal-3360	814	16	the	the	DET
cjal-3360	814	17	billions	billion	NOUN
cjal-3360	814	18	to	to	PART
cjal-3360	814	19	initiate	initiate	VERB
cjal-3360	814	20	each	each	PRON
cjal-3360	814	21	of	of	ADP
cjal-3360	814	22	the	the	DET
cjal-3360	814	23	applications	application	NOUN
cjal-3360	814	24	.	.	PUNCT
cjal-3360	815	1	among	among	ADP
cjal-3360	815	2	the	the	DET
cjal-3360	815	3	five	five	NUM
cjal-3360	815	4	enterprises	enterprise	NOUN
cjal-3360	815	5	only	only	ADV
cjal-3360	815	6	one	one	NUM
cjal-3360	815	7	has	have	VERB
cjal-3360	815	8	some	some	DET
cjal-3360	815	9	prior	prior	ADJ
cjal-3360	815	10	experience	experience	NOUN
cjal-3360	815	11	with	with	ADP
cjal-3360	815	12	financial	financial	ADJ
cjal-3360	815	13	services	service	NOUN
cjal-3360	815	14	(	(	PUNCT
cjal-3360	815	15	ant	ant	ADJ
cjal-3360	815	16	financial	financial	NOUN
cjal-3360	815	17	,	,	PUNCT
cjal-3360	815	18	an	an	DET
cjal-3360	815	19	alibaba	alibaba	NOUN
cjal-3360	815	20	affiliate	affiliate	NOUN
cjal-3360	815	21	that	that	PRON
cjal-3360	815	22	specializes	specialize	VERB
cjal-3360	815	23	in	in	ADP
cjal-3360	815	24	small	small	ADJ
cjal-3360	815	25	and	and	CCONJ
cjal-3360	815	26	micro	micro	ADJ
cjal-3360	815	27	financial	financial	ADJ
cjal-3360	815	28	services	service	NOUN
cjal-3360	815	29	)	)	PUNCT
cjal-3360	815	30	.	.	PUNCT
cjal-3360	816	1	table	table	NOUN
cjal-3360	817	1	2	2	NUM
cjal-3360	817	2	.	.	NUM
cjal-3360	817	3	five	five	NUM
cjal-3360	817	4	approved	approve	VERB
cjal-3360	817	5	private	private	ADJ
cjal-3360	817	6	bank	bank	NOUN
cjal-3360	817	7	pilot	pilot	NOUN
cjal-3360	817	8	points	point	VERB
cjal-3360	817	9	bank	bank	PROPN
cjal-3360	817	10	i	i	PRON
cjal-3360	817	11	locat	locat	PROPN
cjal-3360	817	12	appr	appr	PROPN
cjal-3360	818	1	i	i	PRON
cjal-3360	818	2	capit	capit	PROPN
cjal-3360	818	3	mat'kd	mat'kd	PROPN
cjal-3360	818	4	i	i	PROPN
cjal-3360	818	5	business	business	PROPN
cjal-3360	818	6	domin	domin	PROPN
cjal-3360	818	7	~	~	PROPN
cjal-3360	818	8	nt	not	PART
cjal-3360	818	9	nam	nam	NOUN
cjal-3360	818	10	ion	ion	NOUN
cjal-3360	818	11	oval	oval	NOUN
cjal-3360	818	12	al	al	PROPN
cjal-3360	818	13	positioning	positioning	NOUN
cjal-3360	818	14	·	·	PUNCT
cjal-3360	818	15	model	model	NOUN
cjal-3360	818	16	shareholde	shareholde	PROPN
cjal-3360	818	17	e	e	NOUN
cjal-3360	818	18	date	date	NOUN
cjal-3360	818	19	!	!	PUNCT
cjal-3360	819	1	(	(	PUNCT
cjal-3360	819	2	billi	billi	NOUN
cjal-3360	819	3	i	i	PRON
cjal-3360	819	4	t'lludu•lry	t'lludu•lry	VERB
cjal-3360	819	5	on	on	ADP
cjal-3360	819	6	i	i	PRON
cjal-3360	819	7	!	!	PUNCT
cjal-3360	820	1	rmb	rmb	NOUN
cjal-3360	820	2	;	;	PUNCT
cjal-3360	820	3	i	i	PRON
cjal-3360	820	4	)	)	PUNCT
cjal-3360	820	5	web	web	NOUN
cjal-3360	820	6	shenz	shenz	NOUN
cjal-3360	820	7	12	12	NUM
cjal-3360	820	8	/	/	SYM
cjal-3360	820	9	tz/	tz/	NOUN
cjal-3360	820	10	3	3	NUM
cjal-3360	820	11	individuals	individual	NOUN
cjal-3360	820	12	,	,	PUNCT
cjal-3360	820	13	large	large	ADJ
cjal-3360	820	14	deposits	deposit	NOUN
cjal-3360	820	15	tencent	tencent	NOUN
cjal-3360	820	16	/	/	SYM
cjal-3360	820	17	lnt	lnt	PROPN
cjal-3360	820	18	ank	ank	PROPN
cjal-3360	820	19	hen	hen	PROPN
cjal-3360	820	20	2014	2014	NUM
cjal-3360	820	21	small	small	PROPN
cjal-3360	820	22	&	&	CCONJ
cjal-3360	820	23	w	w	PROPN
cjal-3360	820	24	i	i	PROPN
cjal-3360	820	25	small	small	ADJ
cjal-3360	820	26	loans	loan	NOUN
cjal-3360	820	27	,	,	PUNCT
cjal-3360	820	28	ernet	ernet	NOUN
cjal-3360	820	29	mid	mid	ADJ
cjal-3360	820	30	-	-	ADJ
cjal-3360	820	31	sized	sized	ADJ
cjal-3360	820	32	deposit	deposit	NOUN
cjal-3360	820	33	floor	floor	NOUN
cjal-3360	820	34	+	+	CCONJ
cjal-3360	820	35	enterprises	enterprise	NOUN
cjal-3360	820	36	loan	loan	NOUN
cjal-3360	820	37	ceiling	ceiling	PROPN
cjal-3360	820	38	huar	huar	PROPN
cjal-3360	820	39	shang	shang	PROPN
cjal-3360	820	40	1/27/	1/27/	NUM
cjal-3360	820	41	3	3	NUM
cjal-3360	820	42	individuals	individual	NOUN
cjal-3360	820	43	,	,	PUNCT
cjal-3360	820	44	service	service	NOUN
cjal-3360	820	45	only	only	ADV
cjal-3360	820	46	juney	juney	NOUN
cjal-3360	820	47	~	~	SYM
cjal-3360	820	48	o	o	NOUN
cjal-3360	820	49	/	/	SYM
cjal-3360	820	50	airl	airl	NOUN
cjal-3360	820	51	ei	ei	PROPN
cjal-3360	820	52	hai	hai	PROPN
cjal-3360	820	53	2015	2015	NUM
cjal-3360	820	54	high	high	ADJ
cjal-3360	820	55	-	-	PUNCT
cjal-3360	820	56	tech	tech	NOUN
cjal-3360	820	57	1	1	NUM
cjal-3360	820	58	available	available	ADJ
cjal-3360	820	59	at	at	ADP
cjal-3360	820	60	ine	ine	PROPN
cjal-3360	820	61	bank	bank	PROPN
cjal-3360	820	62	industries	industry	NOUN
cjal-3360	820	63	,	,	PUNCT
cjal-3360	820	64	specified	specify	VERB
cjal-3360	820	65	free	free	ADJ
cjal-3360	820	66	trade	trade	NOUN
cjal-3360	820	67	areas	area	NOUN
cjal-3360	820	68	;	;	PUNCT
cjal-3360	820	69	defined	define	VERB
cjal-3360	820	70	initiatives	initiative	NOUN
cjal-3360	820	71	service	service	NOUN
cjal-3360	820	72	scope	scope	NOUN
cjal-3360	820	73	mins	min	NOUN
cjal-3360	820	74	wenz	wenz	PROPN
cjal-3360	820	75	3	3	NUM
cjal-3360	820	76	/	/	SYM
cjal-3360	820	77	zo/	zo/	PROPN
cjal-3360	820	78	z	z	PROPN
cjal-3360	820	79	msms	msm	NOUN
cjal-3360	820	80	,	,	PUNCT
cjal-3360	820	81	service	service	NOUN
cjal-3360	820	82	only	only	ADV
cjal-3360	820	83	zhengtai	zhengtai	PROPN
cjal-3360	820	84	/	/	SYM
cjal-3360	820	85	ele	ele	PROPN
cjal-3360	820	86	hang	hang	PROPN
cjal-3360	820	87	hou	hou	PROPN
cjal-3360	820	88	2015	2015	NUM
cjal-3360	820	89	community	community	NOUN
cjal-3360	820	90	available	available	ADJ
cjal-3360	820	91	at	at	ADP
cjal-3360	820	92	ctrical	ctrical	PROPN
cjal-3360	820	93	bank	bank	NOUN
cjal-3360	820	94	residents	resident	NOUN
cjal-3360	820	95	specified	specify	VERB
cjal-3360	820	96	equipment	equipment	NOUN
cjal-3360	820	97	areas	area	NOUN
cjal-3360	820	98	;	;	PUNCT
cjal-3360	820	99	defined	define	VERB
cjal-3360	820	100	service	service	NOUN
cjal-3360	820	101	scope	scope	NOUN
cjal-3360	820	102	]	]	X
cjal-3360	820	103	inch	inch	NOUN
cjal-3360	820	104	tianji	tianji	NOUN
cjal-3360	820	105	3127/	3127/	NUM
cjal-3360	820	106	3	3	NUM
cjal-3360	820	107	substantive	substantive	ADJ
cjal-3360	820	108	institutional	institutional	ADJ
cjal-3360	820	109	huabei	huabei	NOUN
cjal-3360	820	110	/	/	SYM
cjal-3360	820	111	elec	elec	PROPN
cjal-3360	820	112	eng	eng	PROPN
cjal-3360	820	113	ng	ng	PROPN
cjal-3360	820	114	2015	2015	NUM
cjal-3360	820	115	business	business	NOUN
cjal-3360	820	116	lending	lending	NOUN
cjal-3360	820	117	,	,	PUNCT
cjal-3360	820	118	no	no	DET
cjal-3360	820	119	tric	tric	PROPN
cjal-3360	820	120	cable	cable	NOUN
cjal-3360	820	121	bank	bank	PROPN
cjal-3360	820	122	'	'	PART
cjal-3360	820	123	locat	locat	PROPN
cjal-3360	820	124	appr	appr	PROPN
cjal-3360	820	125	.	.	PUNCT
cjal-3360	821	1	capit	capit	PROPN
cjal-3360	821	2	!	!	PUNCT
cjal-3360	822	1	market	market	NOUN
cjal-3360	822	2	!	!	PUNCT
cjal-3360	823	1	business	business	NOUN
cjal-3360	824	1	i	i	PRON
cjal-3360	824	2	dominant	dominant	VERB
cjal-3360	824	3	l	l	PROPN
cjal-3360	824	4	nam	nam	PROPN
cjal-3360	824	5	j	j	PROPN
cjal-3360	824	6	ion	ion	NOUN
cjal-3360	824	7	:	:	PUNCT
cjal-3360	824	8	oval	oval	NOUN
cjal-3360	824	9	l	l	PROPN
cjal-3360	824	10	aj	aj	PROPN
cjal-3360	824	11	i	i	PROPN
cjal-3360	824	12	positioning	position	VERB
cjal-3360	824	13	i	i	PRON
cjal-3360	824	14	model	model	NOUN
cjal-3360	824	15	'	'	PUNCT
cjal-3360	824	16	shareholde	shareholde	PROPN
cjal-3360	824	17	e	e	NOUN
cjal-3360	824	18	!	!	PUNCT
cjal-3360	825	1	j	j	PROPN
cjal-3360	825	2	date	date	NOUN
cjal-3360	825	3	(	(	PUNCT
cjal-3360	825	4	billi	billi	PROPN
cjal-3360	825	5	!	!	PUNCT
cjal-3360	826	1	i	i	PRON
cjal-3360	826	2	r/	r/	ADV
cjal-3360	826	3	lndustry	lndustry	NOUN
cjal-3360	826	4	'	'	PUNCT
cjal-3360	826	5	l	l	NOUN
cjal-3360	827	1	i	i	PRON
cjal-3360	827	2	'	'	PUNCT
cjal-3360	827	3	on	on	ADP
cjal-3360	827	4	'	'	PUNCT
cjal-3360	827	5	i	i	PRON
cjal-3360	827	6	i	i	PRON
cjal-3360	828	1	i	i	PRON
cjal-3360	828	2	i	i	PRON
cjal-3360	829	1	i	i	PRON
cjal-3360	829	2	rmb	rmb	VERB
cjal-3360	829	3	.	.	PUNCT
cjal-3360	829	4	'	'	PUNCT
cjal-3360	829	5	.	.	PUNCT
cjal-3360	829	6	)	)	PUNCT
cjal-3360	829	7	!	!	PUNCT
cjal-3360	829	8	!	!	PUNCT
cjal-3360	830	1	;	;	PUNCT
cjal-3360	830	2	'	'	PUNCT
cjal-3360	830	3	i	i	PRON
cjal-3360	830	4	'	'	PUNCT
cjal-3360	830	5	bank	bank	NOUN
cjal-3360	830	6	investment	investment	NOUN
cjal-3360	830	7	,	,	PUNCT
cjal-3360	830	8	retail	retail	ADJ
cjal-3360	830	9	banking	banking	NOUN
cjal-3360	830	10	small	small	ADJ
cjal-3360	830	11	&	&	CCONJ
cjal-3360	830	12	service	service	PROPN
cjal-3360	830	13	mid·~iud	mid·~iud	PROPN
cjal-3360	830	14	enthprises	enthprise	NOUN
cjal-3360	831	1	wan	wan	PROPN
cjal-3360	831	2	hangz	hangz	NOUN
cjal-3360	831	3	5/27/	5/27/	NUM
cjal-3360	831	4	4	4	NUM
cjal-3360	831	5	small	small	ADJ
cjal-3360	831	6	&	&	CCONJ
cjal-3360	831	7	small	small	ADJ
cjal-3360	831	8	deposits	deposit	NOUN
cjal-3360	831	9	ant	ant	ADJ
cjal-3360	831	10	gsha	gsha	PROPN
cjal-3360	831	11	hou	hou	PROPN
cjal-3360	831	12	1.015	1.015	NUM
cjal-3360	831	13	mid	mid	ADJ
cjal-3360	831	14	-	-	ADJ
cjal-3360	831	15	sired	sire	VERB
cjal-3360	831	16	w/	w/	PROPN
cjal-3360	831	17	small	small	ADJ
cjal-3360	831	18	loans	loan	NOUN
cjal-3360	831	19	,	,	PUNCT
cjal-3360	831	20	financial	financial	ADJ
cjal-3360	831	21	ng	ng	PROPN
cjal-3360	831	22	internet	internet	NOUN
cjal-3360	831	23	deposit	deposit	NOUN
cjal-3360	831	24	ceiling	ceiling	NOUN
cjal-3360	831	25	(	(	PUNCT
cjal-3360	831	26	alibaba	alibaba	PROPN
cjal-3360	831	27	bank	bank	NOUN
cjal-3360	831	28	merchants	merchant	NOUN
cjal-3360	831	29	,	,	PUNCT
cjal-3360	831	30	+	+	CCONJ
cjal-3360	831	31	net	net	ADJ
cjal-3360	831	32	wealth	wealth	NOUN
cjal-3360	831	33	affiliate)/sm	affiliate)/sm	ADP
cjal-3360	831	34	start	start	NOUN
cjal-3360	831	35	-	-	PUNCT
cjal-3360	831	36	ups	up	NOUN
cjal-3360	831	37	.	.	PUNCT
cjal-3360	832	1	floor	floor	NOUN
cjal-3360	832	2	all	all	PRON
cjal-3360	832	3	and	and	CCONJ
cjal-3360	832	4	urban	urban	PROPN
cjal-3360	832	5	&	&	CCONJ
cjal-3360	832	6	micro	micro	PROPN
cjal-3360	832	7	rural	rural	ADJ
cjal-3360	832	8	financial	financial	ADJ
cjal-3360	832	9	consumers	consumer	NOUN
cjal-3360	832	10	services	service	VERB
cjal-3360	832	11	large	large	ADJ
cjal-3360	832	12	private	private	ADJ
cjal-3360	832	13	enterprises	enterprise	NOUN
cjal-3360	832	14	'	'	PART
cjal-3360	832	15	enthusiastic	enthusiastic	ADJ
cjal-3360	832	16	response	response	NOUN
cjal-3360	832	17	to	to	ADP
cjal-3360	832	18	the	the	DET
cjal-3360	832	19	1.015	1.015	NUM
cjal-3360	832	20	opinions	opinion	NOUN
cjal-3360	832	21	may	may	AUX
cjal-3360	832	22	entail	entail	VERB
cjal-3360	832	23	rather	rather	ADV
cjal-3360	832	24	complex	complex	ADJ
cjal-3360	832	25	motivations	motivation	NOUN
cjal-3360	832	26	.	.	PUNCT
cjal-3360	833	1	besides	besides	SCONJ
cjal-3360	833	2	the	the	DET
cjal-3360	833	3	appeal	appeal	NOUN
cjal-3360	833	4	of	of	ADP
cjal-3360	833	5	banking	banking	NOUN
cjal-3360	833	6	business	business	NOUN
cjal-3360	833	7	's	's	PART
cjal-3360	833	8	relatively	relatively	ADV
cjal-3360	833	9	high	high	ADJ
cjal-3360	833	10	profitability	profitability	NOUN
cjal-3360	833	11	,	,	PUNCT
cjal-3360	833	12	there	there	PRON
cjal-3360	833	13	is	be	VERB
cjal-3360	833	14	also	also	ADV
cjal-3360	833	15	likely	likely	ADJ
cjal-3360	833	16	some	some	DET
cjal-3360	833	17	expectation	expectation	NOUN
cjal-3360	833	18	on	on	ADP
cjal-3360	833	19	the	the	DET
cjal-3360	833	20	part	part	NOUN
cjal-3360	833	21	of	of	ADP
cjal-3360	833	22	the	the	DET
cjal-3360	833	23	applicants	applicant	NOUN
cjal-3360	833	24	that	that	SCONJ
cjal-3360	833	25	having	have	VERB
cjal-3360	833	26	a	a	DET
cjal-3360	833	27	banking	banking	NOUN
cjal-3360	833	28	arm	arm	NOUN
cjal-3360	833	29	would	would	AUX
cjal-3360	833	30	provide	provide	VERB
cjal-3360	833	31	cheaper	cheap	ADJ
cjal-3360	833	32	and	and	CCONJ
cjal-3360	833	33	more	more	ADV
cjal-3360	833	34	convenient	convenient	ADJ
cjal-3360	833	35	financing	financing	NOUN
cjal-3360	833	36	services	service	NOUN
cjal-3360	833	37	for	for	ADP
cjal-3360	833	38	their	their	PRON
cjal-3360	833	39	existing	exist	VERB
cjal-3360	833	40	business	business	NOUN
cjal-3360	833	41	,	,	PUNCT
cjal-3360	833	42	or	or	CCONJ
cjal-3360	833	43	even	even	ADV
cjal-3360	833	44	create	create	VERB
cjal-3360	833	45	the	the	DET
cjal-3360	833	46	potential	potential	NOUN
cjal-3360	833	47	of	of	ADP
cjal-3360	833	48	accessing	access	VERB
cjal-3360	833	49	the	the	DET
cjal-3360	833	50	broader	broad	ADJ
cjal-3360	833	51	secondary	secondary	ADJ
cjal-3360	833	52	market	market	NOUN
cjal-3360	833	53	by	by	ADP
cjal-3360	833	54	listing	list	VERB
cjal-3360	833	55	the	the	DET
cjal-3360	833	56	banking	banking	NOUN
cjal-3360	833	57	business	business	NOUN
cjal-3360	833	58	on	on	ADP
cjal-3360	833	59	equity	equity	NOUN
cjal-3360	833	60	exchanges	exchange	NOUN
cjal-3360	833	61	.	.	PUNCT
cjal-3360	834	1	these	these	DET
cjal-3360	834	2	complex	complex	ADJ
cjal-3360	834	3	motivations	motivation	NOUN
cjal-3360	834	4	,	,	PUNCT
cjal-3360	834	5	if	if	SCONJ
cjal-3360	834	6	proven	prove	VERB
cjal-3360	834	7	true	true	ADJ
cjal-3360	834	8	,	,	PUNCT
cjal-3360	834	9	should	should	AUX
cjal-3360	834	10	cause	cause	VERB
cjal-3360	834	11	at	at	ADV
cjal-3360	834	12	least	least	ADV
cjal-3360	834	13	two	two	NUM
cjal-3360	834	14	concerns	concern	NOUN
cjal-3360	834	15	for	for	ADP
cjal-3360	834	16	the	the	DET
cjal-3360	834	17	state	state	NOUN
cjal-3360	834	18	.	.	PUNCT
cjal-3360	835	1	one	one	NUM
cjal-3360	835	2	is	be	AUX
cjal-3360	835	3	the	the	DET
cjal-3360	835	4	risk	risk	NOUN
cjal-3360	835	5	that	that	SCONJ
cjal-3360	835	6	significant	significant	ADJ
cjal-3360	835	7	proportions	proportion	NOUN
cjal-3360	835	8	of	of	ADP
cjal-3360	835	9	resource~	resource~	NOUN
cjal-3360	835	10	of	of	ADP
cjal-3360	835	11	resulting	result	VERB
cjal-3360	835	12	banks	bank	NOUN
cjal-3360	835	13	will	will	AUX
cjal-3360	835	14	be	be	AUX
cjal-3360	835	15	allocated	allocate	VERB
cjal-3360	835	16	to	to	PART
cjal-3360	835	17	nurture	nurture	VERB
cjal-3360	835	18	related	related	ADJ
cjal-3360	835	19	party	party	NOUN
cjal-3360	835	20	transactions	transaction	NOUN
cjal-3360	835	21	.	.	PUNCT
cjal-3360	836	1	the	the	DET
cjal-3360	836	2	other	other	ADJ
cjal-3360	836	3	concern	concern	NOUN
cjal-3360	836	4	is	be	AUX
cjal-3360	836	5	that	that	SCONJ
cjal-3360	836	6	the	the	DET
cjal-3360	836	7	embryonic	embryonic	ADJ
cjal-3360	836	8	private	private	ADJ
cjal-3360	836	9	banking	banking	NOUN
cjal-3360	836	10	market	market	NOUN
cjal-3360	836	11	will	will	AUX
cjal-3360	836	12	qu'ckly	qu'ckly	PROPN
cjal-3360	836	13	be	be	AUX
cjal-3360	836	14	dominated	dominate	VERB
cjal-3360	836	15	by	by	ADP
cjal-3360	836	16	large	large	ADJ
cjal-3360	836	17	private	private	ADJ
cjal-3360	836	18	jio	jio	NOUN
cjal-3360	836	19	conglomerates	conglomerate	NOUN
cjal-3360	836	20	that	that	PRON
cjal-3360	836	21	lack	lack	VERB
cjal-3360	836	22	general	general	ADJ
cjal-3360	836	23	incentives	incentive	NOUN
cjal-3360	836	24	to	to	PART
cjal-3360	836	25	serve	serve	VERB
cjal-3360	836	26	the	the	DET
cjal-3360	836	27	basic	basic	ADJ
cjal-3360	836	28	financing	financing	NOUN
cjal-3360	836	29	needs	need	NOUN
cjal-3360	836	30	of	of	ADP
cjal-3360	836	31	msms	msm	NOUN
cjal-3360	836	32	,	,	PUNCT
cjal-3360	836	33	a	a	DET
cjal-3360	836	34	phenomenon	phenomenon	NOUN
cjal-3360	836	35	that	that	PRON
cjal-3360	836	36	occurred	occur	VERB
cjal-3360	836	37	in	in	ADP
cjal-3360	836	38	taiwan	taiwan	PROPN
cjal-3360	836	39	's	's	PART
cjal-3360	836	40	experience	experience	NOUN
cjal-3360	836	41	in	in	ADP
cjal-3360	836	42	privatizing	privatize	VERB
cjal-3360	836	43	its	its	PRON
cjal-3360	836	44	banking	banking	NOUN
cjal-3360	836	45	market	market	NOUN
cjal-3360	836	46	in	in	ADP
cjal-3360	836	47	the	the	DET
cjal-3360	836	48	1990s	1990s	NUM
cjal-3360	836	49	.	.	PUNCT
cjal-3360	837	1	"	"	PUNCT
cjal-3360	837	2	'	'	PUNCT
cjal-3360	837	3	these	these	DET
cjal-3360	837	4	risks	risk	NOUN
cjal-3360	837	5	,	,	PUNCT
cjal-3360	837	6	if	if	SCONJ
cjal-3360	837	7	materialized	materialize	VERB
cjal-3360	837	8	,	,	PUNCT
cjal-3360	837	9	will	will	AUX
cjal-3360	837	10	cause	cause	VERB
cjal-3360	837	11	the	the	DET
cjal-3360	837	12	actual	actual	ADJ
cjal-3360	837	13	effect	effect	NOUN
cjal-3360	837	14	of	of	ADP
cjal-3360	837	15	the	the	DET
cjal-3360	837	16	reform	reform	NOUN
cjal-3360	837	17	to	to	PART
cjal-3360	837	18	misalign	misalign	VERB
cjal-3360	837	19	with	with	ADP
cjal-3360	837	20	its	its	PRON
cjal-3360	837	21	initial	initial	ADJ
cjal-3360	837	22	purpose	purpose	NOUN
cjal-3360	837	23	of	of	ADP
cjal-3360	837	24	providing	provide	VERB
cjal-3360	837	25	the	the	DET
cjal-3360	837	26	grass	grass	NOUN
cjal-3360	837	27	-	-	PUNCT
cjal-3360	837	28	root	root	NOUN
cjal-3360	837	29	private	private	ADJ
cjal-3360	837	30	sector	sector	NOUN
cjal-3360	837	31	easier	easy	ADJ
cjal-3360	837	32	access	access	NOUN
cjal-3360	837	33	to	to	ADP
cjal-3360	837	34	affordable	affordable	ADJ
cjal-3360	837	35	credit	credit	NOUN
cjal-3360	837	36	.	.	PUNCT
cjal-3360	838	1	some	some	DET
cjal-3360	838	2	structural	structural	ADJ
cjal-3360	838	3	weaknesses	weakness	NOUN
cjal-3360	838	4	can	can	AUX
cjal-3360	838	5	also	also	ADV
cjal-3360	838	6	cause	cause	VERB
cjal-3360	838	7	the	the	DET
cjal-3360	838	8	2015	2015	NUM
cjal-3360	838	9	opinions	opinion	NOUN
cjal-3360	838	10	to	to	PART
cjal-3360	838	11	deviate	deviate	VERB
cjal-3360	838	12	further	far	ADV
cjal-3360	838	13	from	from	ADP
cjal-3360	838	14	its	its	PRON
cjal-3360	838	15	original	original	ADJ
cjal-3360	838	16	goals	goal	NOUN
cjal-3360	838	17	.	.	PUNCT
cjal-3360	839	1	first	first	ADV
cjal-3360	839	2	,	,	PUNCT
cjal-3360	839	3	it	it	PRON
cjal-3360	839	4	is	be	AUX
cjal-3360	839	5	unclear	unclear	ADJ
cjal-3360	839	6	whether	whether	SCONJ
cjal-3360	839	7	private	private	ADJ
cjal-3360	839	8	banks	bank	NOUN
cjal-3360	839	9	since	since	SCONJ
cjal-3360	839	10	have	have	VERB
cjal-3360	839	11	a	a	DET
cjal-3360	839	12	stable	stable	ADJ
cjal-3360	839	13	,	,	PUNCT
cjal-3360	839	14	permanent	permanent	ADJ
cjal-3360	839	15	legal	legal	ADJ
cjal-3360	839	16	status	status	NOUN
cjal-3360	839	17	.	.	PUNCT
cjal-3360	840	1	approved	approve	VERB
cjal-3360	840	2	private	private	ADJ
cjal-3360	840	3	banks	bank	NOUN
cjal-3360	840	4	are	be	AUX
cjal-3360	840	5	pilot	pilot	NOUN
cjal-3360	840	6	points	point	NOUN
cjal-3360	840	7	that	that	PRON
cjal-3360	840	8	operate	operate	VERB
cjal-3360	840	9	under	under	ADP
cjal-3360	840	10	a	a	DET
cjal-3360	840	11	limited	limited	ADJ
cjal-3360	840	12	license	license	NOUN
cjal-3360	840	13	(	(	PUNCT
cjal-3360	840	14	as	as	SCONJ
cjal-3360	840	15	opposed	oppose	VERB
cjal-3360	840	16	to	to	ADP
cjal-3360	840	17	full	full	ADJ
cjal-3360	840	18	licenses	license	NOUN
cjal-3360	840	19	granted	grant	VERB
cjal-3360	840	20	to	to	ADP
cjal-3360	840	21	state	state	NOUN
cjal-3360	840	22	-	-	PUNCT
cjal-3360	840	23	backed	back	VERB
cjal-3360	840	24	banks	bank	NOUN
cjal-3360	840	25	)	)	PUNCT
cjal-3360	840	26	,	,	PUNCT
cjal-3360	840	27	with	with	SCONJ
cjal-3360	840	28	their	their	PRON
cjal-3360	840	29	performance	performance	NOUN
cjal-3360	840	30	under	under	ADP
cjal-3360	840	31	close	close	ADJ
cjal-3360	840	32	state	state	NOUN
cjal-3360	840	33	monitoring	monitoring	NOUN
cjal-3360	840	34	and	and	CCONJ
cjal-3360	840	35	continued	continued	ADJ
cjal-3360	840	36	survival	survival	NOUN
cjal-3360	840	37	subject	subject	ADJ
cjal-3360	840	38	to	to	ADP
cjal-3360	840	39	state	state	NOUN
cjal-3360	840	40	discretion	discretion	NOUN
cjal-3360	840	41	.	.	PUNCT
cjal-3360	841	1	therefore	therefore	ADV
cjal-3360	841	2	the	the	DET
cjal-3360	841	3	pilot	pilot	NOUN
cjal-3360	841	4	banks	bank	NOUN
cjal-3360	841	5	are	be	AUX
cjal-3360	841	6	not	not	PART
cjal-3360	841	7	yet	yet	ADV
cjal-3360	841	8	on	on	ADP
cjal-3360	841	9	equal	equal	ADJ
cjal-3360	841	10	footing	foot	VERB
cjal-3360	841	11	with	with	ADP
cjal-3360	841	12	their	their	PRON
cjal-3360	841	13	state	state	NOUN
cjal-3360	841	14	-	-	PUNCT
cjal-3360	841	15	backed	back	VERB
cjal-3360	841	16	counterparts	counterpart	NOUN
cjal-3360	841	17	.	.	PUNCT
cjal-3360	842	1	second	second	ADJ
cjal-3360	842	2	,	,	PUNCT
cjal-3360	842	3	without	without	ADP
cjal-3360	842	4	downstream	downstream	ADJ
cjal-3360	842	5	support	support	NOUN
cjal-3360	842	6	such	such	ADJ
cjal-3360	842	7	as	as	ADP
cjal-3360	842	8	further	further	ADJ
cjal-3360	842	9	interest	interest	NOUN
cjal-3360	842	10	rate	rate	NOUN
cjal-3360	842	11	liberalization	liberalization	NOUN
cjal-3360	842	12	and	and	CCONJ
cjal-3360	842	13	flexibility	flexibility	NOUN
cjal-3360	842	14	of	of	ADP
cjal-3360	842	15	regulatory	regulatory	ADJ
cjal-3360	842	16	compliance	compliance	NOUN
cjal-3360	842	17	,	,	PUNCT
cjal-3360	842	18	pilot	pilot	NOUN
cjal-3360	842	19	banks	bank	NOUN
cjal-3360	842	20	may	may	AUX
cjal-3360	842	21	have	have	VERB
cjal-3360	842	22	difficulties	difficulty	NOUN
cjal-3360	842	23	fmding	fmde	VERB
cjal-3360	842	24	a	a	DET
cjal-3360	842	25	competitive	competitive	ADJ
cjal-3360	842	26	position	position	NOUN
cjal-3360	842	27	for	for	ADP
cjal-3360	842	28	public	public	ADJ
cjal-3360	842	29	deposits	deposit	NOUN
cjal-3360	842	30	and	and	CCONJ
cjal-3360	842	31	withstanding	withstand	VERB
cjal-3360	842	32	compliance	compliance	NOUN
cjal-3360	842	33	costs	cost	NOUN
cjal-3360	842	34	.	.	PUNCT
cjal-3360	843	1	absent	absent	ADJ
cjal-3360	843	2	such	such	ADJ
cjal-3360	843	3	structural	structural	ADJ
cjal-3360	843	4	support	support	NOUN
cjal-3360	843	5	new	new	ADJ
cjal-3360	843	6	private	private	ADJ
cjal-3360	843	7	banks	bank	NOUN
cjal-3360	843	8	can	can	AUX
cjal-3360	843	9	be	be	AUX
cjal-3360	843	10	placed	place	VERB
cjal-3360	843	11	at	at	ADP
cjal-3360	843	12	a	a	DET
cjal-3360	843	13	vulnerable	vulnerable	ADJ
cjal-3360	843	14	position	position	NOUN
cjal-3360	843	15	where	where	SCONJ
cjal-3360	843	16	they	they	PRON
cjal-3360	843	17	are	be	AUX
cjal-3360	843	18	subject	subject	ADJ
cjal-3360	843	19	to	to	ADP
cjal-3360	843	20	the	the	DET
cjal-3360	843	21	official	official	ADJ
cjal-3360	843	22	bank	bank	NOUN
cjal-3360	843	23	regulation	regulation	NOUN
cjal-3360	843	24	to	to	ADP
cjal-3360	843	25	the	the	DET
cjal-3360	843	26	same	same	ADJ
cjal-3360	843	27	extent	extent	NOUN
cjal-3360	843	28	as	as	ADP
cjal-3360	843	29	state	state	NOUN
cjal-3360	843	30	-	-	PUNCT
cjal-3360	843	31	backed	back	VERB
cjal-3360	843	32	banks	bank	NOUN
cjal-3360	843	33	but	but	CCONJ
cjal-3360	843	34	do	do	AUX
cjal-3360	843	35	not	not	PART
cjal-3360	843	36	have	have	VERB
cjal-3360	843	37	the	the	DET
cjal-3360	843	38	benefit	benefit	NOUN
cjal-3360	843	39	of	of	ADP
cjal-3360	843	40	state	state	NOUN
cjal-3360	843	41	protection	protection	NOUN
cjal-3360	843	42	in	in	ADP
cjal-3360	843	43	adverse	adverse	ADJ
cjal-3360	843	44	scenarios	scenario	NOUN
cjal-3360	843	45	(	(	PUNCT
cjal-3360	843	46	as	as	SCONJ
cjal-3360	843	47	do	do	AUX
cjal-3360	843	48	state	state	NOUN
cjal-3360	843	49	-	-	PUNCT
cjal-3360	843	50	backed	back	VERB
cjal-3360	843	51	banks	bank	NOUN
cjal-3360	843	52	)	)	PUNCT
cjal-3360	843	53	.	.	PUNCT
cjal-3360	844	1	therefore	therefore	ADV
cjal-3360	844	2	,	,	PUNCT
cjal-3360	844	3	while	while	SCONJ
cjal-3360	844	4	the	the	DET
cjal-3360	844	5	2015	2015	NUM
cjal-3360	844	6	opinions	opinion	NOUN
cjal-3360	844	7	marked	mark	VERB
cjal-3360	844	8	a	a	DET
cjal-3360	844	9	high	high	ADJ
cjal-3360	844	10	point	point	NOUN
cjal-3360	844	11	in	in	ADP
cjal-3360	844	12	the	the	DET
cjal-3360	844	13	state	state	NOUN
cjal-3360	844	14	's	's	PART
cjal-3360	844	15	policy	policy	NOUN
cjal-3360	844	16	moves	move	NOUN
cjal-3360	844	17	in	in	ADP
cjal-3360	844	18	recent	recent	ADJ
cjal-3360	844	19	years	year	NOUN
cjal-3360	844	20	,	,	PUNCT
cjal-3360	844	21	the	the	DET
cjal-3360	844	22	route	route	NOUN
cjal-3360	844	23	to	to	ADP
cjal-3360	844	24	the	the	DET
cjal-3360	844	25	official	official	ADJ
cjal-3360	844	26	banking	banking	NOUN
cjal-3360	844	27	sector	sector	NOUN
cjal-3360	844	28	it	it	PRON
cjal-3360	844	29	has	have	AUX
cjal-3360	844	30	made	make	VERB
cjal-3360	844	31	available	available	ADJ
cjal-3360	844	32	for	for	ADP
cjal-3360	844	33	private	private	ADJ
cjal-3360	844	34	players	player	NOUN
cjal-3360	844	35	suffers	suffer	VERB
cjal-3360	844	36	from	from	ADP
cjal-3360	844	37	an	an	DET
cjal-3360	844	38	anti	anti	ADJ
cjal-3360	844	39	-	-	ADJ
cjal-3360	844	40	selection	selection	ADJ
cjal-3360	844	41	dilemma	dilemma	NOUN
cjal-3360	844	42	and	and	CCONJ
cjal-3360	844	43	some	some	DET
cjal-3360	844	44	structural	structural	ADJ
cjal-3360	844	45	infirmity	infirmity	NOUN
cjal-3360	844	46	.	.	PUNCT
cjal-3360	845	1	and	and	CCONJ
cjal-3360	845	2	it	it	PRON
cjal-3360	845	3	is	be	AUX
cjal-3360	845	4	unclear	unclear	ADJ
cjal-3360	845	5	whether	whether	SCONJ
cjal-3360	845	6	this	this	DET
cjal-3360	845	7	route	route	NOUN
cjal-3360	845	8	will	will	AUX
cjal-3360	845	9	provide	provide	VERB
cjal-3360	845	10	an	an	DET
cjal-3360	845	11	immediate	immediate	ADJ
cjal-3360	845	12	solution	solution	NOUN
cjal-3360	845	13	to	to	ADP
cjal-3360	845	14	the	the	DET
cjal-3360	845	15	shortage	shortage	NOUN
cjal-3360	845	16	of	of	ADP
cjal-3360	845	17	grass	grass	NOUN
cjal-3360	845	18	-	-	PUNCT
cjal-3360	845	19	root	root	NOUN
cjal-3360	845	20	credit	credit	NOUN
cjal-3360	845	21	providers	provider	NOUN
cjal-3360	845	22	in	in	ADP
cjal-3360	845	23	the	the	DET
cjal-3360	845	24	legal	legal	ADJ
cjal-3360	845	25	banking	banking	NOUN
cjal-3360	845	26	sector	sector	NOUN
cjal-3360	845	27	.	.	PUNCT
cjal-3360	846	1	"	"	PUNCT
cjal-3360	846	2	'	'	PUNCT
cjal-3360	846	3	see	see	VERB
cjal-3360	846	4	wen	wen	PROPN
cjal-3360	846	5	yuechun	yuechun	PROPN
cjal-3360	846	6	(	(	PUNCT
cjal-3360	846	7	lill.ffit'f	lill.ffit'f	PROPN
cjal-3360	846	8	)	)	PUNCT
cjal-3360	846	9	,	,	PUNCT
cjal-3360	846	10	taiwan	taiwan	PROPN
cjal-3360	846	11	kaifang	kaifang	PROPN
cjal-3360	846	12	minying	minye	VERB
cjal-3360	846	13	yinhang	yinhang	PROPN
cjal-3360	846	14	wenti	wenti	PROPN
cjal-3360	846	15	yanjiu	yanjiu	PROPN
cjal-3360	846	16	(	(	PUNCT
cjal-3360	846	17	it~	it~	PROPN
cjal-3360	846	18	~ill	~ill	PROPN
cjal-3360	846	19	!	!	PUNCT
cjal-3360	847	1	li	li	PROPN
cjal-3360	847	2	!	!	PUNCT
cjal-3360	847	3	'	'	PUNCT
cjal-3360	848	1	ih~	ih~	PROPN
cjal-3360	848	2	fj	fj	PROPN
cjal-3360	848	3	raj	raj	PROPN
cjal-3360	848	4	j!aiill	j!aiill	PROPN
cjal-3360	849	1	~	~	PROPN
cjal-3360	849	2	)	)	PUNCT
cjal-3360	849	3	(	(	PUNCT
cjal-3360	849	4	issues	issue	NOUN
cjal-3360	849	5	in	in	ADP
cjal-3360	849	6	taiwan	taiwan	PROPN
cjal-3360	849	7	's	's	PART
cjal-3360	849	8	experience	experience	NOUN
cjal-3360	849	9	in	in	ADP
cjal-3360	849	10	allowing	allow	VERB
cjal-3360	849	11	private	private	ADJ
cjal-3360	849	12	banks	bank	NOUN
cjal-3360	849	13	into	into	ADP
cjal-3360	849	14	the	the	DET
cjal-3360	849	15	banking	banking	NOUN
cjal-3360	849	16	industry	industry	NOUN
cjal-3360	849	17	)	)	PUNCT
cjal-3360	849	18	,	,	PUNCT
cjal-3360	849	19	yatai	yatai	PROPN
cjal-3360	849	20	jingji	jingji	PROPN
cjal-3360	849	21	(	(	PUNCT
cjal-3360	849	22	!	!	PUNCT
cjal-3360	849	23	li!:t:!fii'fl	li!:t:!fii'fl	PROPN
cjal-3360	850	1	[	[	PUNCT
cjal-3360	850	2	asia­	asia­	NOUN
cjal-3360	850	3	pacific	pacific	ADJ
cjal-3360	850	4	economics	economic	NOUN
cjal-3360	850	5	)	)	PUNCT
cjal-3360	850	6	,	,	PUNCT
cjal-3360	850	7	no	no	INTJ
cjal-3360	850	8	.	.	NOUN
cjal-3360	850	9	4	4	NUM
cjal-3360	850	10	·	·	SYM
cjal-3360	850	11	1993	1993	NUM
cjal-3360	850	12	·	·	PUNCT
cjal-3360	850	13	(	(	PUNCT
cjal-3360	850	14	3	3	X
cjal-3360	850	15	)	)	PUNCT
cjal-3360	850	16	underground	underground	ADJ
cjal-3360	850	17	depository	depository	NOUN
cjal-3360	850	18	lending	lending	NOUN
cjal-3360	850	19	institutions	institution	NOUN
cjal-3360	850	20	to	to	PART
cjal-3360	850	21	become	become	VERB
cjal-3360	850	22	legitimate	legitimate	ADJ
cjal-3360	850	23	banks	bank	NOUN
cjal-3360	850	24	a	a	DET
cjal-3360	850	25	third	third	ADJ
cjal-3360	850	26	possibility	possibility	NOUN
cjal-3360	850	27	is	be	AUX
cjal-3360	850	28	for	for	SCONJ
cjal-3360	850	29	underground	underground	ADJ
cjal-3360	850	30	banks	bank	NOUN
cjal-3360	850	31	to	to	PART
cjal-3360	850	32	go	go	VERB
cjal-3360	850	33	"	"	PUNCT
cjal-3360	850	34	above	above	ADP
cjal-3360	850	35	ground	ground	NOUN
cjal-3360	850	36	:	:	PUNCT
cjal-3360	850	37	and	and	CCONJ
cjal-3360	850	38	be	be	AUX
cjal-3360	850	39	transformed	transform	VERB
cjal-3360	850	40	into	into	ADP
cjal-3360	850	41	legitimate	legitimate	ADJ
cjal-3360	850	42	banks	bank	NOUN
cjal-3360	850	43	.	.	PUNCT
cjal-3360	851	1	this	this	DET
cjal-3360	851	2	route	route	NOUN
cjal-3360	851	3	can	can	AUX
cjal-3360	851	4	not	not	PART
cjal-3360	851	5	only	only	ADV
cjal-3360	851	6	provide	provide	VERB
cjal-3360	851	7	a	a	DET
cjal-3360	851	8	highly	highly	ADV
cjal-3360	851	9	efficient	efficient	ADJ
cjal-3360	851	10	and	and	CCONJ
cjal-3360	851	11	effective	effective	ADJ
cjal-3360	851	12	route	route	NOUN
cjal-3360	851	13	to	to	PART
cjal-3360	851	14	resolve	resolve	VERB
cjal-3360	851	15	the	the	DET
cjal-3360	851	16	grass	grass	NOUN
cjal-3360	851	17	-	-	PUNCT
cjal-3360	851	18	root	root	NOUN
cjal-3360	851	19	private	private	ADJ
cjal-3360	851	20	sector	sector	NOUN
cjal-3360	851	21	's	's	PART
cjal-3360	851	22	difficulties	difficulty	NOUN
cjal-3360	851	23	in	in	ADP
cjal-3360	851	24	obtaining	obtain	VERB
cjal-3360	851	25	easy	easy	ADJ
cjal-3360	851	26	and	and	CCONJ
cjal-3360	851	27	affordable	affordable	ADJ
cjal-3360	851	28	credit	credit	NOUN
cjal-3360	851	29	,	,	PUNCT
cjal-3360	851	30	but	but	CCONJ
cjal-3360	851	31	can	can	AUX
cjal-3360	851	32	also	also	ADV
cjal-3360	851	33	create	create	VERB
cjal-3360	851	34	a	a	DET
cjal-3360	851	35	number	number	NOUN
cjal-3360	851	36	of	of	ADP
cjal-3360	851	37	accompanying	accompany	VERB
cjal-3360	851	38	social	social	ADJ
cjal-3360	851	39	benefits	benefit	NOUN
cjal-3360	851	40	.	.	PUNCT
cjal-3360	852	1	in	in	ADP
cjal-3360	852	2	terms	term	NOUN
cjal-3360	852	3	of	of	ADP
cjal-3360	852	4	practical	practical	ADJ
cjal-3360	852	5	plausibility	plausibility	NOUN
cjal-3360	852	6	,	,	PUNCT
cjal-3360	852	7	this	this	DET
cjal-3360	852	8	option	option	NOUN
cjal-3360	852	9	permits	permit	VERB
cjal-3360	852	10	private	private	ADJ
cjal-3360	852	11	players	player	NOUN
cjal-3360	852	12	with	with	ADP
cjal-3360	852	13	the	the	DET
cjal-3360	852	14	desired	desire	VERB
cjal-3360	852	15	capability	capability	NOUN
cjal-3360	852	16	,	,	PUNCT
cjal-3360	852	17	experience	experience	NOUN
cjal-3360	852	18	and	and	CCONJ
cjal-3360	852	19	incentives	incentive	NOUN
cjal-3360	852	20	to	to	PART
cjal-3360	852	21	enter	enter	VERB
cjal-3360	852	22	the	the	DET
cjal-3360	852	23	banking	banking	NOUN
cjal-3360	852	24	industry	industry	NOUN
cjal-3360	852	25	at	at	ADP
cjal-3360	852	26	a	a	DET
cjal-3360	852	27	low	low	ADJ
cjal-3360	852	28	social	social	ADJ
cjal-3360	852	29	cost	cost	NOUN
cjal-3360	852	30	.	.	PUNCT
cjal-3360	853	1	some	some	DET
cjal-3360	853	2	underground	underground	ADJ
cjal-3360	853	3	banks	bank	NOUN
cjal-3360	853	4	are	be	AUX
cjal-3360	853	5	more	more	ADV
cjal-3360	853	6	suitable	suitable	ADJ
cjal-3360	853	7	candidates	candidate	NOUN
cjal-3360	853	8	to	to	PART
cjal-3360	853	9	become	become	VERB
cjal-3360	853	10	legitimate	legitimate	ADJ
cjal-3360	853	11	banks	bank	NOUN
cjal-3360	853	12	than	than	ADP
cjal-3360	853	13	other	other	ADJ
cjal-3360	853	14	private	private	ADJ
cjal-3360	853	15	lender	lender	NOUN
cjal-3360	853	16	types	type	NOUN
cjal-3360	853	17	such	such	ADJ
cjal-3360	853	18	as	as	ADP
cjal-3360	853	19	small	small	ADJ
cjal-3360	853	20	loans	loan	NOUN
cjal-3360	853	21	companies	company	NOUN
cjal-3360	853	22	and	and	CCONJ
cjal-3360	853	23	pawn	pawn	NOUN
cjal-3360	853	24	shops	shop	NOUN
cjal-3360	853	25	.	.	PUNCT
cjal-3360	854	1	despite	despite	SCONJ
cjal-3360	854	2	their	their	PRON
cjal-3360	854	3	problematic	problematic	ADJ
cjal-3360	854	4	legal	legal	ADJ
cjal-3360	854	5	status	status	NOUN
cjal-3360	854	6	,	,	PUNCT
cjal-3360	854	7	some	some	DET
cjal-3360	854	8	successful	successful	ADJ
cjal-3360	854	9	underground	underground	ADJ
cjal-3360	854	10	banks	bank	NOUN
cjal-3360	854	11	have	have	VERB
cjal-3360	854	12	operating	operating	NOUN
cjal-3360	854	13	experience	experience	NOUN
cjal-3360	854	14	comparable	comparable	ADJ
cjal-3360	854	15	that	that	SCONJ
cjal-3360	854	16	of	of	ADP
cjal-3360	854	17	official	official	ADJ
cjal-3360	854	18	banks	bank	NOUN
cjal-3360	854	19	,	,	PUNCT
cjal-3360	854	20	and	and	CCONJ
cjal-3360	854	21	are	be	AUX
cjal-3360	854	22	potentially	potentially	ADV
cjal-3360	854	23	more	more	ADV
cjal-3360	854	24	competitive	competitive	ADJ
cjal-3360	854	25	in	in	ADP
cjal-3360	854	26	terms	term	NOUN
cjal-3360	854	27	of	of	ADP
cjal-3360	854	28	their	their	PRON
cjal-3360	854	29	abilities	ability	NOUN
cjal-3360	854	30	to	to	PART
cjal-3360	854	31	serve	serve	VERB
cjal-3360	854	32	the	the	DET
cjal-3360	854	33	financing	financing	NOUN
cjal-3360	854	34	neec	neec	NOUN
cjal-3360	854	35	's	's	PART
cjal-3360	854	36	of	of	ADP
cjal-3360	854	37	smaller	small	ADJ
cjal-3360	854	38	,	,	PUNCT
cjal-3360	854	39	localized	localized	ADJ
cjal-3360	854	40	markets	market	NOUN
cjal-3360	854	41	because	because	SCONJ
cjal-3360	854	42	of	of	ADP
cjal-3360	854	43	their	their	PRON
cjal-3360	854	44	more	more	ADJ
cjal-3360	854	45	market	market	NOUN
cjal-3360	854	46	-	-	PUNCT
cjal-3360	854	47	oriented	orient	VERB
cjal-3360	854	48	practice	practice	NOUN
cjal-3360	854	49	.	.	PUNCT
cjal-3360	855	1	underground	underground	ADJ
cjal-3360	855	2	banks	bank	NOUN
cjal-3360	855	3	also	also	ADV
cjal-3360	855	4	tend	tend	VERB
cjal-3360	855	5	to	to	PART
cjal-3360	855	6	have	have	VERB
cjal-3360	855	7	the	the	DET
cjal-3360	855	8	stronger	strong	ADJ
cjal-3360	855	9	incentives	incentive	NOUN
cjal-3360	855	10	to	to	PART
cjal-3360	855	11	become	become	VERB
cjal-3360	855	12	legitimate	legitimate	ADJ
cjal-3360	855	13	banks	bank	NOUN
cjal-3360	855	14	than	than	ADP
cjal-3360	855	15	other	other	ADJ
cjal-3360	855	16	types	type	NOUN
cjal-3360	855	17	of	of	ADP
cjal-3360	855	18	private	private	ADJ
cjal-3360	855	19	.	.	PUNCT
cjal-3360	856	1	lenders	lender	NOUN
cjal-3360	856	2	,	,	PUNCT
cjal-3360	856	3	not	not	PART
cjal-3360	856	4	only	only	ADV
cjal-3360	856	5	because	because	SCONJ
cjal-3360	856	6	their	their	PRON
cjal-3360	856	7	existing	exist	VERB
cjal-3360	856	8	practice	practice	NOUN
cjal-3360	856	9	allows	allow	VERB
cjal-3360	856	10	their	their	PRON
cjal-3360	856	11	transition	transition	NOUN
cjal-3360	856	12	into	into	ADP
cjal-3360	856	13	official	official	ADJ
cjal-3360	856	14	banks	bank	NOUN
cjal-3360	856	15	at	at	ADP
cjal-3360	856	16	low	low	ADJ
cjal-3360	856	17	business	business	NOUN
cjal-3360	856	18	risks	risk	NOUN
cjal-3360	856	19	,	,	PUNCT
cjal-3360	856	20	but	but	CCONJ
cjal-3360	856	21	also	also	ADV
cjal-3360	856	22	because	because	SCONJ
cjal-3360	856	23	obtaining	obtain	VERB
cjal-3360	856	24	the	the	DET
cjal-3360	856	25	legal	legal	ADJ
cjal-3360	856	26	status	status	NOUN
cjal-3360	856	27	as	as	ADP
cjal-3360	856	28	a	a	DET
cjal-3360	856	29	legitimate	legitimate	ADJ
cjal-3360	856	30	bank	bank	NOUN
cjal-3360	856	31	wiu	wiu	PROPN
cjal-3360	856	32	significa	significa	PROPN
cjal-3360	856	33	:	:	PUNCT
cjal-3360	856	34	ttly	ttly	ADV
cjal-3360	856	35	reduce	reduce	VERB
cjal-3360	856	36	their	their	PRON
cjal-3360	856	37	legal	legal	ADJ
cjal-3360	856	38	risks	risk	NOUN
cjal-3360	856	39	thus	thus	ADV
cjal-3360	856	40	further	far	ADV
cjal-3360	856	41	enhancing	enhance	VERB
cjal-3360	856	42	their	their	PRON
cjal-3360	856	43	business	business	NOUN
cjal-3360	856	44	robustness	robustness	NOUN
cjal-3360	856	45	.	.	PUNCT
cjal-3360	857	1	this	this	DET
cjal-3360	857	2	route	route	NOUN
cjal-3360	857	3	will	will	AUX
cjal-3360	857	4	also	also	ADV
cjal-3360	857	5	bring	bring	VERB
cjal-3360	857	6	about	about	ADP
cjal-3360	857	7	a	a	DET
cjal-3360	857	8	few	few	ADJ
cjal-3360	857	9	important	important	ADJ
cjal-3360	857	10	social	social	ADJ
cjal-3360	857	11	benefits	benefit	NOUN
cjal-3360	857	12	.	.	PUNCT
cjal-3360	858	1	first	first	ADV
cjal-3360	858	2	,	,	PUNCT
cjal-3360	858	3	allowing	allow	VERB
cjal-3360	858	4	underground	underground	ADJ
cjal-3360	858	5	banks	bank	NOUN
cjal-3360	858	6	to	to	PART
cjal-3360	858	7	become	become	VERB
cjal-3360	858	8	legitimate	legitimate	ADJ
cjal-3360	858	9	banks	bank	NOUN
cjal-3360	858	10	will	will	AUX
cjal-3360	858	11	also	also	ADV
cjal-3360	858	12	help	help	VERB
cjal-3360	858	13	bifurcate	bifurcate	VERB
cjal-3360	858	14	successful	successful	ADJ
cjal-3360	858	15	,	,	PUNCT
cjal-3360	858	16	constructive	constructive	ADJ
cjal-3360	858	17	p	p	X
cjal-3360	858	18	:	:	PUNCT
cjal-3360	858	19	ivate	ivate	VERB
cjal-3360	858	20	lending	lending	NOUN
cjal-3360	858	21	institutions	institution	NOUN
cjal-3360	858	22	from	from	ADP
cjal-3360	858	23	struggling	struggle	VERB
cjal-3360	858	24	or	or	CCONJ
cjal-3360	858	25	destructive	destructive	ADJ
cjal-3360	858	26	ones	one	NOUN
cjal-3360	858	27	.	.	PUNCT
cjal-3360	859	1	as	as	SCONJ
cjal-3360	859	2	discussed	discuss	VERB
cjal-3360	859	3	earlier	early	ADV
cjal-3360	859	4	,	,	PUNCT
cjal-3360	859	5	not	not	PART
cjal-3360	859	6	all	all	DET
cjal-3360	859	7	grass	grass	NOUN
cjal-3360	859	8	-	-	PUNCT
cjal-3360	859	9	root	root	NOUN
cjal-3360	859	10	lending	lending	NOUN
cjal-3360	859	11	institutions	institution	NOUN
cjal-3360	859	12	exist	exist	VERB
cjal-3360	859	13	to	to	PART
cjal-3360	859	14	serve	serve	VERB
cjal-3360	859	15	$	$	SYM
cjal-3360	859	16	0cially	0cially	ADV
cjal-3360	859	17	beneficial	beneficial	ADJ
cjal-3360	859	18	ends	end	NOUN
cjal-3360	859	19	.	.	PUNCT
cjal-3360	860	1	private	private	ADJ
cjal-3360	860	2	lenders	lender	NOUN
cjal-3360	860	3	engage	engage	VERB
cjal-3360	860	4	in	in	ADP
cjal-3360	860	5	soc	soc	NOUN
cjal-3360	860	6	:	:	PUNCT
cjal-3360	860	7	i.~	i.~	NOUN
cjal-3360	860	8	lly	lly	ADV
cjal-3360	860	9	destructive	destructive	ADJ
cjal-3360	860	10	acts	act	NOUN
cjal-3360	860	11	when	when	SCONJ
cjal-3360	860	12	they	they	PRON
cjal-3360	860	13	use	use	VERB
cjal-3360	860	14	their	their	PRON
cjal-3360	860	15	capital	capital	NOUN
cjal-3360	860	16	to	to	PART
cjal-3360	860	17	facilitate	facilitate	VERB
cjal-3360	860	18	smuggling	smuggling	NOUN
cjal-3360	860	19	,	,	PUNCT
cjal-3360	860	20	money­	money­	NUM
cjal-3360	860	21	laundering	laundering	NOUN
cjal-3360	860	22	,	,	PUNCT
cjal-3360	860	23	or	or	CCONJ
cjal-3360	860	24	to	to	PART
cjal-3360	860	25	fund	fund	VERB
cjal-3360	860	26	ponzi	ponzi	ADJ
cjal-3360	860	27	schemes	scheme	NOUN
cjal-3360	860	28	.	.	PUNCT
cjal-3360	861	1	only	only	ADV
cjal-3360	861	2	private	private	ADJ
cjal-3360	861	3	lending	lending	NOUN
cjal-3360	861	4	institutions	institution	NOUN
cjal-3360	861	5	that	that	PRON
cjal-3360	861	6	have	have	AUX
cjal-3360	861	7	operated	operate	VERB
cjal-3360	861	8	profitably	profitably	ADV
cjal-3360	861	9	and	and	CCONJ
cjal-3360	861	10	serve	serve	VERB
cjal-3360	861	11	mainly	mainly	ADV
cjal-3360	861	12	productive	productive	ADJ
cjal-3360	861	13	ends	end	NOUN
cjal-3360	861	14	wiu	wiu	PROPN
cjal-3360	861	15	likely	likely	ADV
cjal-3360	861	16	find	find	VERB
cjal-3360	861	17	becoming	become	VERB
cjal-3360	861	18	licensed	licensed	ADJ
cjal-3360	861	19	banks	bank	NOUN
cjal-3360	861	20	an	an	DET
cjal-3360	861	21	appealing	appealing	ADJ
cjal-3360	861	22	and	and	CCONJ
cjal-3360	861	23	feasible	feasible	ADJ
cjal-3360	861	24	pursuit	pursuit	NOUN
cjal-3360	861	25	.	.	PUNCT
cjal-3360	862	1	second	second	ADJ
cjal-3360	862	2	,	,	PUNCT
cjal-3360	862	3	the	the	DET
cjal-3360	862	4	legalization	legalization	NOUN
cjal-3360	862	5	of	of	ADP
cjal-3360	862	6	some	some	DET
cjal-3360	862	7	underground	underground	ADJ
cjal-3360	862	8	banks	bank	NOUN
cjal-3360	862	9	with	with	ADP
cjal-3360	862	10	sound	sound	ADJ
cjal-3360	862	11	business	business	NOUN
cjal-3360	862	12	practice	practice	NOUN
cjal-3360	862	13	)	)	PUNCT
cjal-3360	863	1	12	12	NUM
cjal-3360	863	2	introduces	introduce	VERB
cjal-3360	863	3	healthy	healthy	ADJ
cjal-3360	863	4	competition	competition	NOUN
cjal-3360	863	5	to	to	ADP
cjal-3360	863	6	official	official	ADJ
cjal-3360	863	7	banks	bank	NOUN
cjal-3360	863	8	,	,	PUNCT
cjal-3360	863	9	especially	especially	ADV
cjal-3360	863	10	smaller	small	ADJ
cjal-3360	863	11	state	state	NOUN
cjal-3360	863	12	·	·	SYM
cjal-3360	863	13	backed	back	VERB
cjal-3360	863	14	banks	bank	NOUN
cjal-3360	863	15	that	that	PRON
cjal-3360	863	16	operate	operate	VERB
cjal-3360	863	17	at	at	ADP
cjal-3360	863	18	more	more	ADJ
cjal-3360	863	19	local	local	ADJ
cjal-3360	863	20	levels	level	NOUN
cjal-3360	863	21	.	.	PUNCT
cjal-3360	864	1	as	as	SCONJ
cjal-3360	864	2	discussed	discuss	VERB
cjal-3360	864	3	in	in	ADP
cjal-3360	864	4	part	part	NOUN
cjal-3360	864	5	iv	iv	NUM
cjal-3360	864	6	,	,	PUNCT
cjal-3360	864	7	it	it	PRON
cjal-3360	864	8	is	be	AUX
cjal-3360	864	9	not	not	PART
cjal-3360	864	10	uncommon	uncommon	ADJ
cjal-3360	864	11	for	for	SCONJ
cjal-3360	864	12	underground	underground	ADJ
cjal-3360	864	13	banks	bank	NOUN
cjal-3360	864	14	to	to	PART
cjal-3360	864	15	provide	provide	VERB
cjal-3360	864	16	more	more	ADV
cjal-3360	864	17	efficient	efficient	ADJ
cjal-3360	864	18	,	,	PUNCT
cjal-3360	864	19	customer­	customer­	VERB
cjal-3360	864	20	oriented	orient	VERB
cjal-3360	864	21	services	service	NOUN
cjal-3360	864	22	than	than	ADP
cjal-3360	864	23	official	official	ADJ
cjal-3360	864	24	banks	bank	NOUN
cjal-3360	864	25	,	,	PUNCT
cjal-3360	864	26	making	make	VERB
cjal-3360	864	27	them	they	PRON
cjal-3360	864	28	a	a	DET
cjal-3360	864	29	realis	realis	PROPN
cjal-3360	864	30	tic	tic	ADJ
cjal-3360	864	31	alternative	alternative	NOUN
cjal-3360	864	32	to	to	ADP
cjal-3360	864	33	the	the	DET
cjal-3360	864	34	latter	latter	ADJ
cjal-3360	864	35	in	in	ADP
cjal-3360	864	36	some	some	DET
cjal-3360	864	37	areas	area	NOUN
cjal-3360	864	38	.	.	PUNCT
cjal-3360	865	1	the	the	DET
cjal-3360	865	2	legitimization	legitimization	NOUN
cjal-3360	865	3	of	of	ADP
cjal-3360	865	4	these	these	DET
cjal-3360	865	5	underground	underground	ADJ
cjal-3360	865	6	lenders	lender	NOUN
cjal-3360	865	7	can	can	AUX
cjal-3360	865	8	place	place	VERB
cjal-3360	865	9	pressure	pressure	NOUN
cjal-3360	865	10	on	on	ADP
cjal-3360	865	11	official	official	ADJ
cjal-3360	865	12	banks	bank	NOUN
cjal-3360	865	13	to	to	PART
cjal-3360	865	14	improve	improve	VERB
cjal-3360	865	15	service	service	NOUN
cjal-3360	865	16	quality	quality	NOUN
cjal-3360	865	17	and	and	CCONJ
cjal-3360	865	18	thus	thus	ADV
cjal-3360	865	19	enhance	enhance	VERB
cjal-3360	865	20	at	at	ADP
cjal-3360	865	21	least	least	ADJ
cjal-3360	865	22	the	the	DET
cjal-3360	865	23	local	local	ADJ
cjal-3360	865	24	benchmark	benchmark	NOUN
cjal-3360	865	25	for	for	ADP
cjal-3360	865	26	banking	banking	NOUN
cjal-3360	865	27	practice	practice	NOUN
cjal-3360	865	28	.	.	PUNCT
cjal-3360	866	1	third	third	ADJ
cjal-3360	866	2	,	,	PUNCT
cjal-3360	866	3	even	even	ADV
cjal-3360	866	4	in	in	ADP
cjal-3360	866	5	the	the	DET
cjal-3360	866	6	absence	absence	NOUN
cjal-3360	866	7	of	of	ADP
cjal-3360	866	8	complete	complete	ADJ
cjal-3360	866	9	interest	interest	NOUN
cjal-3360	866	10	rate	rate	NOUN
cjal-3360	866	11	liberalization	liberalization	NOUN
cjal-3360	866	12	,	,	PUNCT
cjal-3360	866	13	allowing	allow	VERB
cjal-3360	866	14	underground	underground	ADJ
cjal-3360	866	15	banks	bank	NOUN
cjal-3360	866	16	to	to	PART
cjal-3360	866	17	become	become	VERB
cjal-3360	866	18	legitimate	legitimate	ADJ
cjal-3360	866	19	banks	bank	NOUN
cjal-3360	866	20	will	will	AUX
cjal-3360	866	21	likely	likely	ADV
cjal-3360	866	22	somewhat	somewhat	ADV
cjal-3360	866	23	help	help	VERB
cjal-3360	866	24	drive	drive	VERB
cjal-3360	866	25	down	down	ADP
cjal-3360	866	26	private	private	ADJ
cjal-3360	866	27	lending	lending	NOUN
cjal-3360	866	28	interest	interest	NOUN
cjal-3360	866	29	rates	rate	NOUN
cjal-3360	866	30	,	,	PUNCT
cjal-3360	866	31	which	which	PRON
cjal-3360	866	32	have	have	AUX
cjal-3360	866	33	spiked	spike	VERB
cjal-3360	866	34	since	since	SCONJ
cjal-3360	866	35	zou	zou	PROPN
cjal-3360	866	36	.	.	PUNCT
cjal-3360	867	1	almost	almost	ADV
cjal-3360	867	2	evety	evety	NOUN
cjal-3360	867	3	depository	depository	NOUN
cjal-3360	867	4	lending	lending	NOUN
cjal-3360	867	5	institution	institution	NOUN
cjal-3360	867	6	interviewed	interview	VERB
cjal-3360	867	7	acknowledged	acknowledge	VERB
cjal-3360	867	8	that	that	SCONJ
cjal-3360	867	9	legal	legal	ADJ
cjal-3360	867	10	risks	risk	NOUN
cjal-3360	867	11	associated	associate	VERB
cjal-3360	867	12	with	with	ADP
cjal-3360	867	13	the	the	DET
cjal-3360	867	14	questionable	questionable	ADJ
cjal-3360	867	15	legality	legality	NOUN
cjal-3360	867	16	of	of	ADP
cjal-3360	867	17	their	their	PRON
cjal-3360	867	18	practice	practice	NOUN
cjal-3360	867	19	was	be	AUX
cjal-3360	867	20	a	a	DET
cjal-3360	867	21	factor	factor	NOUN
cjal-3360	867	22	persistently	persistently	ADV
cjal-3360	867	23	priced	price	VERB
cjal-3360	867	24	into	into	ADP
cjal-3360	867	25	their	their	PRON
cjal-3360	867	26	lending	lending	NOUN
cjal-3360	867	27	rates	rate	NOUN
cjal-3360	867	28	.	.	PUNCT
cjal-3360	868	1	obtaining	obtain	VERB
cjal-3360	868	2	a	a	DET
cjal-3360	868	3	legal	legal	ADJ
cjal-3360	868	4	status	status	NOUN
cjal-3360	868	5	means	mean	VERB
cjal-3360	868	6	such	such	ADJ
cjal-3360	868	7	risks	risk	NOUN
cjal-3360	868	8	can	can	AUX
cjal-3360	868	9	be	be	AUX
cjal-3360	868	10	substantially	substantially	ADV
cjal-3360	868	11	discounted	discount	VERB
cjal-3360	868	12	,	,	PUNCT
cjal-3360	868	13	if	if	SCONJ
cjal-3360	868	14	not	not	PART
cjal-3360	868	15	eliminated	eliminate	VERB
cjal-3360	868	16	,	,	PUNCT
cjal-3360	868	17	from	from	ADP
cjal-3360	868	18	loan	loan	NOUN
cjal-3360	868	19	pricing	pricing	NOUN
cjal-3360	868	20	.	.	PUNCT
cjal-3360	869	1	and	and	CCONJ
cjal-3360	869	2	this	this	DET
cjal-3360	869	3	discount	discount	NOUN
cjal-3360	869	4	can	can	AUX
cjal-3360	869	5	itself	itself	PRON
cjal-3360	869	6	introduce	introduce	VERB
cjal-3360	869	7	competitive	competitive	ADJ
cjal-3360	869	8	pressure	pressure	NOUN
cjal-3360	869	9	on	on	ADP
cjal-3360	869	10	other	other	ADJ
cjal-3360	869	11	private	private	ADJ
cjal-3360	869	12	lenders	lender	NOUN
cjal-3360	869	13	to	to	PART
cjal-3360	869	14	lower	lower	VERB
cjal-3360	869	15	lending	lending	NOUN
cjal-3360	869	16	rates	rate	NOUN
cjal-3360	869	17	.	.	PUNCT
cjal-3360	870	1	the	the	DET
cjal-3360	870	2	obstacle	obstacle	NOUN
cjal-3360	870	3	of	of	ADP
cjal-3360	870	4	pursuing	pursue	VERB
cjal-3360	870	5	this	this	DET
cjal-3360	870	6	route	route	NOUN
cjal-3360	870	7	however	however	ADV
cjal-3360	870	8	,	,	PUNCT
cjal-3360	870	9	lies	lie	VERB
cjal-3360	870	10	not	not	PART
cjal-3360	870	11	in	in	ADP
cjal-3360	870	12	practice	practice	NOUN
cjal-3360	870	13	,	,	PUNCT
cjal-3360	870	14	but	but	CCONJ
cjal-3360	870	15	in	in	ADP
cjal-3360	870	16	theory	theory	NOUN
cjal-3360	870	17	.	.	PUNCT
cjal-3360	871	1	at	at	ADP
cjal-3360	871	2	present	present	NOUN
cjal-3360	871	3	there	there	PRON
cjal-3360	871	4	is	be	VERB
cjal-3360	871	5	no	no	DET
cjal-3360	871	6	express	express	ADJ
cjal-3360	871	7	state	state	NOUN
cjal-3360	871	8	policy	policy	NOUN
cjal-3360	871	9	that	that	PRON
cjal-3360	871	10	provides	provide	VERB
cjal-3360	871	11	a	a	DET
cjal-3360	871	12	solid	solid	ADJ
cjal-3360	871	13	basis	basis	NOUN
cjal-3360	871	14	for	for	ADP
cjal-3360	871	15	this	this	DET
cjal-3360	871	16	option	option	NOUN
cjal-3360	871	17	.	.	PUNCT
cjal-3360	872	1	state	state	NOUN
cjal-3360	872	2	policy	policy	NOUN
cjal-3360	872	3	has	have	AUX
cjal-3360	872	4	historically	historically	ADV
cjal-3360	872	5	been	be	AUX
cjal-3360	872	6	more	more	ADV
cjal-3360	872	7	cautious	cautious	ADJ
cjal-3360	872	8	with	with	ADP
cjal-3360	872	9	,	,	PUNCT
cjal-3360	872	10	and	and	CCONJ
cjal-3360	872	11	hostile	hostile	ADJ
cjal-3360	872	12	towards	towards	ADP
cjal-3360	872	13	grass	grass	NOUN
cjal-3360	872	14	-	-	PUNCT
cjal-3360	872	15	root	root	NOUN
cjal-3360	872	16	depository	depository	NOUN
cjal-3360	872	17	lending	lending	NOUN
cjal-3360	872	18	institutions	institution	NOUN
cjal-3360	872	19	than	than	ADP
cjal-3360	872	20	non	non	ADJ
cjal-3360	872	21	-	-	ADJ
cjal-3360	872	22	depository	depository	ADJ
cjal-3360	872	23	ones	one	NOUN
cjal-3360	872	24	.	.	PUNCT
cjal-3360	873	1	although	although	SCONJ
cjal-3360	873	2	as	as	ADP
cjal-3360	873	3	financial	financial	ADJ
cjal-3360	873	4	reforms	reform	NOUN
cjal-3360	873	5	further	far	ADV
cjal-3360	873	6	,	,	PUNCT
cjal-3360	873	7	the	the	DET
cjal-3360	873	8	state	state	NOUN
cjal-3360	873	9	has	have	AUX
cjal-3360	873	10	opened	open	VERB
cjal-3360	873	11	the	the	DET
cjal-3360	873	12	door	door	NOUN
cjal-3360	873	13	to	to	ADP
cjal-3360	873	14	the	the	DET
cjal-3360	873	15	banking	banking	NOUN
cjal-3360	873	16	market	market	NOUN
cjal-3360	873	17	a	a	DET
cjal-3360	873	18	lot	lot	NOUN
cjal-3360	873	19	wider	wide	ADJ
cjal-3360	873	20	for	for	ADP
cjal-3360	873	21	private	private	ADJ
cjal-3360	873	22	capital	capital	NOUN
cjal-3360	873	23	,	,	PUNCT
cjal-3360	873	24	it	it	PRON
cjal-3360	873	25	remains	remain	VERB
cjal-3360	873	26	silent	silent	ADJ
cjal-3360	873	27	on	on	ADP
cjal-3360	873	28	the	the	DET
cjal-3360	873	29	treatment	treatment	NOUN
cjal-3360	873	30	of	of	ADP
cjal-3360	873	31	underground	underground	ADJ
cjal-3360	873	32	depository	depository	NOUN
cjal-3360	873	33	institutions	institution	NOUN
cjal-3360	873	34	.	.	PUNCT
cjal-3360	874	1	possible	possible	ADJ
cjal-3360	874	2	reasons	reason	NOUN
cjal-3360	874	3	for	for	ADP
cjal-3360	874	4	this	this	DET
cjal-3360	874	5	tendency	tendency	NOUN
cjal-3360	874	6	have	have	AUX
cjal-3360	874	7	been	be	AUX
cjal-3360	874	8	discussed	discuss	VERB
cjal-3360	874	9	in	in	ADP
cjal-3360	874	10	part	part	NOUN
cjal-3360	874	11	ill	ill	ADJ
cjal-3360	874	12	.	.	PUNCT
cjal-3360	875	1	without	without	ADP
cjal-3360	875	2	the	the	DET
cjal-3360	875	3	support	support	NOUN
cjal-3360	875	4	of	of	ADP
cjal-3360	875	5	express	express	ADJ
cjal-3360	875	6	state	state	NOUN
cjal-3360	875	7	policy	policy	NOUN
cjal-3360	875	8	,	,	PUNCT
cjal-3360	875	9	this	this	DET
cjal-3360	875	10	route	route	NOUN
cjal-3360	875	11	remains	remain	VERB
cjal-3360	875	12	in	in	ADP
cjal-3360	875	13	the	the	DET
cjal-3360	875	14	a	a	DET
cjal-3360	875	15	ir	ir	NOUN
cjal-3360	875	16	.	.	PUNCT
cjal-3360	876	1	some	some	DET
cjal-3360	876	2	substantive	substantive	ADJ
cjal-3360	876	3	legal	legal	ADJ
cjal-3360	876	4	barriers	barrier	NOUN
cjal-3360	876	5	also	also	ADV
cjal-3360	876	6	exist	exist	VERB
cjal-3360	876	7	for	for	ADP
cjal-3360	876	8	the	the	DET
cjal-3360	876	9	legalization	legalization	NOUN
cjal-3360	876	10	of	of	ADP
cjal-3360	876	11	underground	underground	ADJ
cjal-3360	876	12	depository	depository	NOUN
cjal-3360	876	13	lending	lending	NOUN
cjal-3360	876	14	institutions	institution	NOUN
cjal-3360	876	15	,	,	PUNCT
cjal-3360	876	16	largely	largely	ADV
cjal-3360	876	17	because	because	SCONJ
cjal-3360	876	18	of	of	ADP
cjal-3360	876	19	the	the	DET
cjal-3360	876	20	introduction	introduction	NOUN
cjal-3360	876	21	of	of	ADP
cjal-3360	876	22	the	the	DET
cjal-3360	876	23	•crimes	•crime	NOUN
cjal-3360	876	24	of	of	ADP
cjal-3360	876	25	disturbing	disturb	VERB
cjal-3360	876	26	the	the	DET
cjal-3360	876	27	order	order	NOUN
cjal-3360	876	28	of	of	ADP
cjal-3360	876	29	the	the	DET
cjal-3360	876	30	financial	financial	ADJ
cjal-3360	876	31	system•	system•	NOUN
cjal-3360	876	32	in	in	ADP
cjal-3360	876	33	the	the	DET
cjal-3360	876	34	\997	\997	PROPN
cjal-3360	876	35	revisions	revision	NOUN
cjal-3360	876	36	to	to	ADP
cjal-3360	876	37	the	the	DET
cjal-3360	876	38	criminal	criminal	ADJ
cjal-3360	876	39	law	law	NOUN
cjal-3360	876	40	.	.	PUNCT
cjal-3360	877	1	historically	historically	ADV
cjal-3360	877	2	,	,	PUNCT
cjal-3360	877	3	there	there	PRON
cjal-3360	877	4	have	have	AUX
cjal-3360	877	5	been	be	AUX
cjal-3360	877	6	cases	case	NOUN
cjal-3360	877	7	where	where	SCONJ
cjal-3360	877	8	private	private	ADJ
cjal-3360	877	9	depository	depository	NOUN
cjal-3360	877	10	lending	lending	NOUN
cjal-3360	877	11	institutions	institution	NOUN
cjal-3360	877	12	successfully	successfully	ADV
cjal-3360	877	13	obtained	obtain	VERB
cjal-3360	877	14	licenses	license	NOUN
cjal-3360	877	15	from	from	ADP
cjal-3360	877	16	local	local	ADJ
cjal-3360	877	17	governments	government	NOUN
cjal-3360	877	18	to	to	PART
cjal-3360	877	19	operate	operate	VERB
cjal-3360	877	20	as	as	ADP
cjal-3360	877	21	commercial	commercial	ADJ
cjal-3360	877	22	and	and	CCONJ
cjal-3360	877	23	industrial	industrial	ADJ
cjal-3360	877	24	enterprises	enterprise	NOUN
cjal-3360	877	25	,	,	PUNCT
cjal-3360	877	26	introduces	introduce	VERB
cjal-3360	877	27	healthy	healthy	ADJ
cjal-3360	877	28	competition	competition	NOUN
cjal-3360	877	29	to	to	ADP
cjal-3360	877	30	official	official	ADJ
cjal-3360	877	31	banks	bank	NOUN
cjal-3360	877	32	,	,	PUNCT
cjal-3360	877	33	especially	especially	ADV
cjal-3360	877	34	smaller	small	ADJ
cjal-3360	877	35	state	state	NOUN
cjal-3360	877	36	·	·	SYM
cjal-3360	877	37	backed	back	VERB
cjal-3360	877	38	banks	bank	NOUN
cjal-3360	877	39	that	that	PRON
cjal-3360	877	40	operate	operate	VERB
cjal-3360	877	41	at	at	ADP
cjal-3360	877	42	more	more	ADJ
cjal-3360	877	43	local	local	ADJ
cjal-3360	877	44	levels	level	NOUN
cjal-3360	877	45	.	.	PUNCT
cjal-3360	878	1	as	as	SCONJ
cjal-3360	878	2	discussed	discuss	VERB
cjal-3360	878	3	in	in	ADP
cjal-3360	878	4	part	part	NOUN
cjal-3360	878	5	iv	iv	NUM
cjal-3360	878	6	,	,	PUNCT
cjal-3360	878	7	it	it	PRON
cjal-3360	878	8	is	be	AUX
cjal-3360	878	9	not	not	PART
cjal-3360	878	10	uncommon	uncommon	ADJ
cjal-3360	878	11	for	for	SCONJ
cjal-3360	878	12	underground	underground	ADJ
cjal-3360	878	13	banks	bank	NOUN
cjal-3360	878	14	to	to	PART
cjal-3360	878	15	provide	provide	VERB
cjal-3360	878	16	more	more	ADV
cjal-3360	878	17	efficient	efficient	ADJ
cjal-3360	878	18	,	,	PUNCT
cjal-3360	878	19	customer­	customer­	VERB
cjal-3360	878	20	oriented	orient	VERB
cjal-3360	878	21	services	service	NOUN
cjal-3360	878	22	than	than	ADP
cjal-3360	878	23	official	official	ADJ
cjal-3360	878	24	banks	bank	NOUN
cjal-3360	878	25	,	,	PUNCT
cjal-3360	878	26	making	make	VERB
cjal-3360	878	27	them	they	PRON
cjal-3360	878	28	a	a	DET
cjal-3360	878	29	realis	realis	PROPN
cjal-3360	878	30	tic	tic	ADJ
cjal-3360	878	31	alternative	alternative	NOUN
cjal-3360	878	32	to	to	ADP
cjal-3360	878	33	the	the	DET
cjal-3360	878	34	latter	latter	ADJ
cjal-3360	878	35	in	in	ADP
cjal-3360	878	36	some	some	DET
cjal-3360	878	37	areas	area	NOUN
cjal-3360	878	38	.	.	PUNCT
cjal-3360	879	1	the	the	DET
cjal-3360	879	2	legitimization	legitimization	NOUN
cjal-3360	879	3	of	of	ADP
cjal-3360	879	4	these	these	DET
cjal-3360	879	5	underground	underground	ADJ
cjal-3360	879	6	lenders	lender	NOUN
cjal-3360	879	7	can	can	AUX
cjal-3360	879	8	place	place	VERB
cjal-3360	879	9	pressure	pressure	NOUN
cjal-3360	879	10	on	on	ADP
cjal-3360	879	11	official	official	ADJ
cjal-3360	879	12	banks	bank	NOUN
cjal-3360	879	13	to	to	PART
cjal-3360	879	14	improve	improve	VERB
cjal-3360	879	15	service	service	NOUN
cjal-3360	879	16	quality	quality	NOUN
cjal-3360	879	17	and	and	CCONJ
cjal-3360	879	18	thus	thus	ADV
cjal-3360	879	19	enhance	enhance	VERB
cjal-3360	879	20	at	at	ADP
cjal-3360	879	21	least	least	ADJ
cjal-3360	879	22	the	the	DET
cjal-3360	879	23	local	local	ADJ
cjal-3360	879	24	benchmark	benchmark	NOUN
cjal-3360	879	25	for	for	ADP
cjal-3360	879	26	banking	banking	NOUN
cjal-3360	879	27	practice	practice	NOUN
cjal-3360	879	28	.	.	PUNCT
cjal-3360	880	1	third	third	ADJ
cjal-3360	880	2	,	,	PUNCT
cjal-3360	880	3	even	even	ADV
cjal-3360	880	4	in	in	ADP
cjal-3360	880	5	the	the	DET
cjal-3360	880	6	absence	absence	NOUN
cjal-3360	880	7	of	of	ADP
cjal-3360	880	8	complete	complete	ADJ
cjal-3360	880	9	interest	interest	NOUN
cjal-3360	880	10	rate	rate	NOUN
cjal-3360	880	11	liberalization	liberalization	NOUN
cjal-3360	880	12	,	,	PUNCT
cjal-3360	880	13	allowing	allow	VERB
cjal-3360	880	14	underground	underground	ADJ
cjal-3360	880	15	banks	bank	NOUN
cjal-3360	880	16	to	to	PART
cjal-3360	880	17	become	become	VERB
cjal-3360	880	18	legitimate	legitimate	ADJ
cjal-3360	880	19	banks	bank	NOUN
cjal-3360	880	20	will	will	AUX
cjal-3360	880	21	likely	likely	ADV
cjal-3360	880	22	somewhat	somewhat	ADV
cjal-3360	880	23	help	help	VERB
cjal-3360	880	24	drive	drive	VERB
cjal-3360	880	25	down	down	ADP
cjal-3360	880	26	private	private	ADJ
cjal-3360	880	27	lending	lending	NOUN
cjal-3360	880	28	interest	interest	NOUN
cjal-3360	880	29	rates	rate	NOUN
cjal-3360	880	30	,	,	PUNCT
cjal-3360	880	31	which	which	PRON
cjal-3360	880	32	have	have	AUX
cjal-3360	880	33	spiked	spike	VERB
cjal-3360	880	34	since	since	SCONJ
cjal-3360	880	35	zou	zou	PROPN
cjal-3360	880	36	.	.	PUNCT
cjal-3360	881	1	almost	almost	ADV
cjal-3360	881	2	evety	evety	NOUN
cjal-3360	881	3	depository	depository	NOUN
cjal-3360	881	4	lending	lending	NOUN
cjal-3360	881	5	institution	institution	NOUN
cjal-3360	881	6	interviewed	interview	VERB
cjal-3360	881	7	acknowledged	acknowledge	VERB
cjal-3360	881	8	that	that	SCONJ
cjal-3360	881	9	legal	legal	ADJ
cjal-3360	881	10	risks	risk	NOUN
cjal-3360	881	11	associated	associate	VERB
cjal-3360	881	12	with	with	ADP
cjal-3360	881	13	the	the	DET
cjal-3360	881	14	questionable	questionable	ADJ
cjal-3360	881	15	legality	legality	NOUN
cjal-3360	881	16	of	of	ADP
cjal-3360	881	17	their	their	PRON
cjal-3360	881	18	practice	practice	NOUN
cjal-3360	881	19	was	be	AUX
cjal-3360	881	20	a	a	DET
cjal-3360	881	21	factor	factor	NOUN
cjal-3360	881	22	persistently	persistently	ADV
cjal-3360	881	23	priced	price	VERB
cjal-3360	881	24	into	into	ADP
cjal-3360	881	25	their	their	PRON
cjal-3360	881	26	lending	lending	NOUN
cjal-3360	881	27	rates	rate	NOUN
cjal-3360	881	28	.	.	PUNCT
cjal-3360	882	1	obtaining	obtain	VERB
cjal-3360	882	2	a	a	DET
cjal-3360	882	3	legal	legal	ADJ
cjal-3360	882	4	status	status	NOUN
cjal-3360	882	5	means	mean	VERB
cjal-3360	882	6	such	such	ADJ
cjal-3360	882	7	risks	risk	NOUN
cjal-3360	882	8	can	can	AUX
cjal-3360	882	9	be	be	AUX
cjal-3360	882	10	substantially	substantially	ADV
cjal-3360	882	11	discounted	discount	VERB
cjal-3360	882	12	,	,	PUNCT
cjal-3360	882	13	if	if	SCONJ
cjal-3360	882	14	not	not	PART
cjal-3360	882	15	eliminated	eliminate	VERB
cjal-3360	882	16	,	,	PUNCT
cjal-3360	882	17	from	from	ADP
cjal-3360	882	18	loan	loan	NOUN
cjal-3360	882	19	pricing	pricing	NOUN
cjal-3360	882	20	.	.	PUNCT
cjal-3360	883	1	and	and	CCONJ
cjal-3360	883	2	this	this	DET
cjal-3360	883	3	discount	discount	NOUN
cjal-3360	883	4	can	can	AUX
cjal-3360	883	5	itself	itself	PRON
cjal-3360	883	6	introduce	introduce	VERB
cjal-3360	883	7	competitive	competitive	ADJ
cjal-3360	883	8	pressure	pressure	NOUN
cjal-3360	883	9	on	on	ADP
cjal-3360	883	10	other	other	ADJ
cjal-3360	883	11	private	private	ADJ
cjal-3360	883	12	lenders	lender	NOUN
cjal-3360	883	13	to	to	PART
cjal-3360	883	14	lower	lower	VERB
cjal-3360	883	15	lending	lending	NOUN
cjal-3360	883	16	rates	rate	NOUN
cjal-3360	883	17	.	.	PUNCT
cjal-3360	884	1	the	the	DET
cjal-3360	884	2	obstacle	obstacle	NOUN
cjal-3360	884	3	of	of	ADP
cjal-3360	884	4	pursuing	pursue	VERB
cjal-3360	884	5	this	this	DET
cjal-3360	884	6	route	route	NOUN
cjal-3360	884	7	however	however	ADV
cjal-3360	884	8	,	,	PUNCT
cjal-3360	884	9	lies	lie	VERB
cjal-3360	884	10	not	not	PART
cjal-3360	884	11	in	in	ADP
cjal-3360	884	12	practice	practice	NOUN
cjal-3360	884	13	,	,	PUNCT
cjal-3360	884	14	but	but	CCONJ
cjal-3360	884	15	in	in	ADP
cjal-3360	884	16	theory	theory	NOUN
cjal-3360	884	17	.	.	PUNCT
cjal-3360	885	1	at	at	ADP
cjal-3360	885	2	present	present	NOUN
cjal-3360	885	3	there	there	PRON
cjal-3360	885	4	is	be	VERB
cjal-3360	885	5	no	no	DET
cjal-3360	885	6	express	express	ADJ
cjal-3360	885	7	state	state	NOUN
cjal-3360	885	8	policy	policy	NOUN
cjal-3360	885	9	that	that	PRON
cjal-3360	885	10	provides	provide	VERB
cjal-3360	885	11	a	a	DET
cjal-3360	885	12	solid	solid	ADJ
cjal-3360	885	13	basis	basis	NOUN
cjal-3360	885	14	for	for	ADP
cjal-3360	885	15	this	this	DET
cjal-3360	885	16	option	option	NOUN
cjal-3360	885	17	.	.	PUNCT
cjal-3360	886	1	state	state	NOUN
cjal-3360	886	2	policy	policy	NOUN
cjal-3360	886	3	has	have	AUX
cjal-3360	886	4	historically	historically	ADV
cjal-3360	886	5	been	be	AUX
cjal-3360	886	6	more	more	ADV
cjal-3360	886	7	cautious	cautious	ADJ
cjal-3360	886	8	with	with	ADP
cjal-3360	886	9	,	,	PUNCT
cjal-3360	886	10	and	and	CCONJ
cjal-3360	886	11	hostile	hostile	ADJ
cjal-3360	886	12	towards	towards	ADP
cjal-3360	886	13	grass	grass	NOUN
cjal-3360	886	14	-	-	PUNCT
cjal-3360	886	15	root	root	NOUN
cjal-3360	886	16	depository	depository	NOUN
cjal-3360	886	17	lending	lending	NOUN
cjal-3360	886	18	institutions	institution	NOUN
cjal-3360	886	19	than	than	ADP
cjal-3360	886	20	non	non	ADJ
cjal-3360	886	21	-	-	ADJ
cjal-3360	886	22	depository	depository	ADJ
cjal-3360	886	23	ones	one	NOUN
cjal-3360	886	24	.	.	PUNCT
cjal-3360	887	1	although	although	SCONJ
cjal-3360	887	2	as	as	ADP
cjal-3360	887	3	financial	financial	ADJ
cjal-3360	887	4	reforms	reform	NOUN
cjal-3360	887	5	further	far	ADV
cjal-3360	887	6	,	,	PUNCT
cjal-3360	887	7	the	the	DET
cjal-3360	887	8	state	state	NOUN
cjal-3360	887	9	has	have	AUX
cjal-3360	887	10	opened	open	VERB
cjal-3360	887	11	the	the	DET
cjal-3360	887	12	door	door	NOUN
cjal-3360	887	13	to	to	ADP
cjal-3360	887	14	the	the	DET
cjal-3360	887	15	banking	banking	NOUN
cjal-3360	887	16	market	market	NOUN
cjal-3360	887	17	a	a	DET
cjal-3360	887	18	lot	lot	NOUN
cjal-3360	887	19	wider	wide	ADJ
cjal-3360	887	20	for	for	ADP
cjal-3360	887	21	private	private	ADJ
cjal-3360	887	22	capital	capital	NOUN
cjal-3360	887	23	,	,	PUNCT
cjal-3360	887	24	it	it	PRON
cjal-3360	887	25	remains	remain	VERB
cjal-3360	887	26	silent	silent	ADJ
cjal-3360	887	27	on	on	ADP
cjal-3360	887	28	the	the	DET
cjal-3360	887	29	treatment	treatment	NOUN
cjal-3360	887	30	of	of	ADP
cjal-3360	887	31	underground	underground	ADJ
cjal-3360	887	32	depository	depository	NOUN
cjal-3360	887	33	institutions	institution	NOUN
cjal-3360	887	34	.	.	PUNCT
cjal-3360	888	1	possible	possible	ADJ
cjal-3360	888	2	reasons	reason	NOUN
cjal-3360	888	3	for	for	ADP
cjal-3360	888	4	this	this	DET
cjal-3360	888	5	tendency	tendency	NOUN
cjal-3360	888	6	have	have	AUX
cjal-3360	888	7	been	be	AUX
cjal-3360	888	8	discussed	discuss	VERB
cjal-3360	888	9	in	in	ADP
cjal-3360	888	10	part	part	NOUN
cjal-3360	888	11	ill	ill	ADJ
cjal-3360	888	12	.	.	PUNCT
cjal-3360	889	1	without	without	ADP
cjal-3360	889	2	the	the	DET
cjal-3360	889	3	support	support	NOUN
cjal-3360	889	4	of	of	ADP
cjal-3360	889	5	express	express	ADJ
cjal-3360	889	6	state	state	NOUN
cjal-3360	889	7	policy	policy	NOUN
cjal-3360	889	8	,	,	PUNCT
cjal-3360	889	9	this	this	DET
cjal-3360	889	10	route	route	NOUN
cjal-3360	889	11	remains	remain	VERB
cjal-3360	889	12	in	in	ADP
cjal-3360	889	13	the	the	DET
cjal-3360	889	14	a	a	DET
cjal-3360	889	15	ir	ir	NOUN
cjal-3360	889	16	.	.	PUNCT
cjal-3360	890	1	some	some	DET
cjal-3360	890	2	substantive	substantive	ADJ
cjal-3360	890	3	legal	legal	ADJ
cjal-3360	890	4	barriers	barrier	NOUN
cjal-3360	890	5	also	also	ADV
cjal-3360	890	6	exist	exist	VERB
cjal-3360	890	7	for	for	ADP
cjal-3360	890	8	the	the	DET
cjal-3360	890	9	legalization	legalization	NOUN
cjal-3360	890	10	of	of	ADP
cjal-3360	890	11	underground	underground	ADJ
cjal-3360	890	12	depository	depository	NOUN
cjal-3360	890	13	lending	lending	NOUN
cjal-3360	890	14	institutions	institution	NOUN
cjal-3360	890	15	,	,	PUNCT
cjal-3360	890	16	largely	largely	ADV
cjal-3360	890	17	because	because	SCONJ
cjal-3360	890	18	of	of	ADP
cjal-3360	890	19	the	the	DET
cjal-3360	890	20	introduction	introduction	NOUN
cjal-3360	890	21	of	of	ADP
cjal-3360	890	22	the	the	DET
cjal-3360	890	23	•crimes	•crime	NOUN
cjal-3360	890	24	of	of	ADP
cjal-3360	890	25	disturbing	disturb	VERB
cjal-3360	890	26	the	the	DET
cjal-3360	890	27	order	order	NOUN
cjal-3360	890	28	of	of	ADP
cjal-3360	890	29	the	the	DET
cjal-3360	890	30	financial	financial	ADJ
cjal-3360	890	31	system•	system•	NOUN
cjal-3360	890	32	in	in	ADP
cjal-3360	890	33	the	the	DET
cjal-3360	890	34	\997	\997	PROPN
cjal-3360	890	35	revisions	revision	NOUN
cjal-3360	890	36	to	to	ADP
cjal-3360	890	37	the	the	DET
cjal-3360	890	38	criminal	criminal	ADJ
cjal-3360	890	39	law	law	NOUN
cjal-3360	890	40	.	.	PUNCT
cjal-3360	891	1	historically	historically	ADV
cjal-3360	891	2	,	,	PUNCT
cjal-3360	891	3	there	there	PRON
cjal-3360	891	4	have	have	AUX
cjal-3360	891	5	been	be	AUX
cjal-3360	891	6	cases	case	NOUN
cjal-3360	891	7	where	where	SCONJ
cjal-3360	891	8	private	private	ADJ
cjal-3360	891	9	depository	depository	NOUN
cjal-3360	891	10	lending	lending	NOUN
cjal-3360	891	11	institutions	institution	NOUN
cjal-3360	891	12	successfully	successfully	ADV
cjal-3360	891	13	obtained	obtain	VERB
cjal-3360	891	14	licenses	license	NOUN
cjal-3360	891	15	from	from	ADP
cjal-3360	891	16	local	local	ADJ
cjal-3360	891	17	governments	government	NOUN
cjal-3360	891	18	to	to	PART
cjal-3360	891	19	operate	operate	VERB
cjal-3360	891	20	as	as	ADP
cjal-3360	891	21	commercial	commercial	ADJ
cjal-3360	891	22	and	and	CCONJ
cjal-3360	891	23	industrial	industrial	ADJ
cjal-3360	891	24	enterprises	enterprise	NOUN
cjal-3360	891	25	,	,	PUNCT
cjal-3360	891	26	banks	bank	NOUN
cjal-3360	891	27	face	face	VERB
cjal-3360	891	28	the	the	DET
cjal-3360	891	29	dilemma	dilemma	NOUN
cjal-3360	891	30	of	of	ADP
cjal-3360	891	31	not	not	PART
cjal-3360	891	32	coming	come	VERB
cjal-3360	891	33	to	to	ADP
cjal-3360	891	34	the	the	DET
cjal-3360	891	35	table	table	NOUN
cjal-3360	891	36	with	with	ADP
cjal-3360	891	37	"	"	PUNCT
cjal-3360	891	38	clean	clean	ADJ
cjal-3360	891	39	hands	hand	NOUN
cjal-3360	891	40	.	.	PUNCT
cjal-3360	891	41	"	"	PUNCT
cjal-3360	892	1	this	this	DET
cjal-3360	892	2	third	third	ADJ
cjal-3360	892	3	route	route	NOUN
cjal-3360	892	4	,	,	PUNCT
cjal-3360	892	5	although	although	SCONJ
cjal-3360	892	6	mainly	mainly	ADV
cjal-3360	892	7	aspirational	aspirational	ADJ
cjal-3360	892	8	for	for	ADP
cjal-3360	892	9	now	now	ADV
cjal-3360	892	10	,	,	PUNCT
cjal-3360	892	11	merits	merit	VERB
cjal-3360	892	12	continued	continued	ADJ
cjal-3360	892	13	attention	attention	NOUN
cjal-3360	892	14	,	,	PUNCT
cjal-3360	892	15	not	not	PART
cjal-3360	892	16	only	only	ADV
cjal-3360	892	17	because	because	SCONJ
cjal-3360	892	18	underground	underground	ADJ
cjal-3360	892	19	banks	bank	NOUN
cjal-3360	892	20	are	be	AUX
cjal-3360	892	21	particularly	particularly	ADV
cjal-3360	892	22	suitable	suitable	ADJ
cjal-3360	892	23	candidates	candidate	NOUN
cjal-3360	892	24	to	to	PART
cjal-3360	892	25	become	become	VERB
cjal-3360	892	26	legitimate	legitimate	ADJ
cjal-3360	892	27	private	private	ADJ
cjal-3360	892	28	banks	bank	NOUN
cjal-3360	892	29	,	,	PUNCT
cjal-3360	892	30	but	but	CCONJ
cjal-3360	892	31	also	also	ADV
cjal-3360	892	32	because	because	SCONJ
cjal-3360	892	33	the	the	DET
cjal-3360	892	34	progress	progress	NOUN
cjal-3360	892	35	of	of	ADP
cjal-3360	892	36	their	their	PRON
cjal-3360	892	37	legitimization	legitimization	NOUN
cjal-3360	892	38	can	can	AUX
cjal-3360	892	39	serve	serve	VERB
cjal-3360	892	40	as	as	ADP
cjal-3360	892	41	an	an	DET
cjal-3360	892	42	important	important	ADJ
cjal-3360	892	43	yardstick	yardstick	NOUN
cjal-3360	892	44	to	to	PART
cjal-3360	892	45	measure	measure	VERB
cjal-3360	892	46	the	the	DET
cjal-3360	892	47	extent	extent	NOUN
cjal-3360	892	48	of	of	ADP
cjal-3360	892	49	liberalization	liberalization	NOUN
cjal-3360	892	50	of	of	ADP
cjal-3360	892	51	the	the	DET
cjal-3360	892	52	broader	broad	ADJ
cjal-3360	892	53	banking	banking	NOUN
cjal-3360	892	54	industry	industry	NOUN
cjal-3360	892	55	.	.	PUNCT
cjal-3360	893	1	in	in	ADP
cjal-3360	893	2	other	other	ADJ
cjal-3360	893	3	words	word	NOUN
cjal-3360	893	4	,	,	PUNCT
cjal-3360	893	5	the	the	DET
cjal-3360	893	6	development	development	NOUN
cjal-3360	893	7	of	of	ADP
cjal-3360	893	8	prospects	prospect	NOUN
cjal-3360	893	9	on	on	ADP
cjal-3360	893	10	this	this	DET
cjal-3360	893	11	third	third	ADJ
cjal-3360	893	12	route	route	NOUN
cjal-3360	893	13	will	will	AUX
cjal-3360	893	14	likely	likely	ADV
cjal-3360	893	15	be	be	AUX
cjal-3360	893	16	the	the	DET
cjal-3360	893	17	ultimate	ultimate	ADJ
cjal-3360	893	18	test	test	NOUN
cjal-3360	893	19	on	on	ADP
cjal-3360	893	20	the	the	DET
cjal-3360	893	21	boundaries	boundary	NOUN
cjal-3360	893	22	of	of	ADP
cjal-3360	893	23	the	the	DET
cjal-3360	893	24	state	state	NOUN
cjal-3360	893	25	's	's	PART
cjal-3360	893	26	willingness	willingness	NOUN
cjal-3360	893	27	to	to	AUX
cjal-3360	893	28	de	de	VERB
cjal-3360	893	29	-	-	VERB
cjal-3360	893	30	monopolize	monopolize	VERB
cjal-3360	893	31	the	the	DET
cjal-3360	893	32	official	official	ADJ
cjal-3360	893	33	financial	financial	ADJ
cjal-3360	893	34	system	system	NOUN
cjal-3360	893	35	,	,	PUNCT
cjal-3360	893	36	and	and	CCONJ
cjal-3360	893	37	its	its	PRON
cjal-3360	893	38	success	success	NOUN
cjal-3360	893	39	in	in	ADP
cjal-3360	893	40	resolving	resolve	VERB
cjal-3360	893	41	the	the	DET
cjal-3360	893	42	macmillan	macmillan	PROPN
cjal-3360	893	43	gap	gap	NOUN
cjal-3360	893	44	problem	problem	NOUN
cjal-3360	893	45	for	for	ADP
cjal-3360	893	46	the	the	DET
cjal-3360	893	47	grass­	grass­	NOUN
cjal-3360	893	48	root	root	NOUN
cjal-3360	893	49	private	private	ADJ
cjal-3360	893	50	sector	sector	NOUN
cjal-3360	893	51	.	.	PUNCT
cjal-3360	894	1	for	for	ADP
cjal-3360	894	2	now	now	ADV
cjal-3360	894	3	,	,	PUNCT
cjal-3360	894	4	by	by	ADP
cjal-3360	894	5	providing	provide	VERB
cjal-3360	894	6	routes	route	NOUN
cjal-3360	894	7	to	to	ADP
cjal-3360	894	8	other	other	ADJ
cjal-3360	894	9	less	less	ADV
cjal-3360	894	10	suitable	suitable	ADJ
cjal-3360	894	11	private	private	ADJ
cjal-3360	894	12	players	player	NOUN
cjal-3360	894	13	to	to	PART
cjal-3360	894	14	enter	enter	VERB
cjal-3360	894	15	the	the	DET
cjal-3360	894	16	official	official	ADJ
cjal-3360	894	17	banking	banking	NOUN
cjal-3360	894	18	sector	sector	NOUN
cjal-3360	894	19	but	but	CCONJ
cjal-3360	894	20	excluding	exclude	VERB
cjal-3360	894	21	more	more	ADJ
cjal-3360	894	22	promising	promising	ADJ
cjal-3360	894	23	underground	underground	ADJ
cjal-3360	894	24	depository	depository	NOUN
cjal-3360	894	25	institutions	institution	NOUN
cjal-3360	894	26	the	the	DET
cjal-3360	894	27	state	state	NOUN
cjal-3360	894	28	has	have	AUX
cjal-3360	894	29	created	create	VERB
cjal-3360	894	30	for	for	ADP
cjal-3360	894	31	itself	itself	PRON
cjal-3360	894	32	an	an	DET
cjal-3360	894	33	anti­	anti­	NUM
cjal-3360	894	34	selection	selection	NOUN
cjal-3360	894	35	dilemma	dilemma	NOUN
cjal-3360	894	36	.	.	PUNCT
cjal-3360	895	1	but	but	CCONJ
cjal-3360	895	2	it	it	PRON
cjal-3360	895	3	is	be	AUX
cjal-3360	895	4	not	not	PART
cjal-3360	895	5	without	without	ADP
cjal-3360	895	6	a	a	DET
cjal-3360	895	7	chance	chance	NOUN
cjal-3360	895	8	that	that	SCONJ
cjal-3360	895	9	the	the	DET
cjal-3360	895	10	state	state	NOUN
cjal-3360	895	11	may	may	AUX
cjal-3360	895	12	correct	correct	VERB
cjal-3360	895	13	its	its	PRON
cjal-3360	895	14	own	own	ADJ
cjal-3360	895	15	course	course	NOUN
cjal-3360	895	16	for	for	ADP
cjal-3360	895	17	the	the	DET
cjal-3360	895	18	pursuit	pursuit	NOUN
cjal-3360	895	19	of	of	ADP
cjal-3360	895	20	more	more	ADV
cjal-3360	895	21	substantive	substantive	ADJ
cjal-3360	895	22	good	good	NOUN
cjal-3360	895	23	,	,	PUNCT
cjal-3360	895	24	considering	consider	VERB
cjal-3360	895	25	how	how	SCONJ
cjal-3360	895	26	far	far	ADV
cjal-3360	895	27	it	it	PRON
cjal-3360	895	28	has	have	AUX
cjal-3360	895	29	gone	go	VERB
cjal-3360	895	30	from	from	ADP
cjal-3360	895	31	prohibiting	prohibit	VERB
cjal-3360	895	32	private	private	ADJ
cjal-3360	895	33	players	player	NOUN
cjal-3360	895	34	from	from	ADP
cjal-3360	895	35	establishing	establish	VERB
cjal-3360	895	36	banks	bank	NOUN
cjal-3360	895	37	in	in	ADP
cjal-3360	895	38	1986	1986	NUM
cjal-3360	895	39	to	to	PART
cjal-3360	895	40	expressly	expressly	ADV
cjal-3360	895	41	encouraging	encourage	VERB
cjal-3360	895	42	them	they	PRON
cjal-3360	895	43	to	to	PART
cjal-3360	895	44	enter	enter	VERB
cjal-3360	895	45	the	the	DET
cjal-3360	895	46	banking	banking	NOUN
cjal-3360	895	47	market	market	NOUN
cjal-3360	895	48	in	in	ADP
cjal-3360	895	49	~01	~01	NOUN
cjal-3360	895	50	<	<	X
cjal-3360	895	51	;	;	PUNCT
cjal-3360	895	52	.	.	PUNCT
cjal-3360	896	1	vi	vi	X
cjal-3360	896	2	.	.	PROPN
cjal-3360	896	3	conclusion	conclusion	NOUN
cjal-3360	896	4	grass	grass	NOUN
cjal-3360	896	5	-	-	PUNCT
cjal-3360	896	6	root	root	NOUN
cjal-3360	896	7	private	private	ADJ
cjal-3360	896	8	lending	lending	NOUN
cjal-3360	896	9	institutions	institution	NOUN
cjal-3360	896	10	in	in	ADP
cjal-3360	896	11	china	china	PROPN
cjal-3360	896	12	face	face	VERB
cjal-3360	896	13	a	a	DET
cjal-3360	896	14	complex	complex	ADJ
cjal-3360	896	15	legal	legal	ADJ
cjal-3360	896	16	environment	environment	NOUN
cjal-3360	896	17	.	.	PUNCT
cjal-3360	897	1	state	state	NOUN
cjal-3360	897	2	policy	policy	NOUN
cjal-3360	897	3	on	on	ADP
cjal-3360	897	4	private	private	ADJ
cjal-3360	897	5	lending	lending	NOUN
cjal-3360	897	6	has	have	AUX
cjal-3360	897	7	undergone	undergo	VERB
cjal-3360	897	8	dramatic	dramatic	ADJ
cjal-3360	897	9	and	and	CCONJ
cjal-3360	897	10	rapid	rapid	ADJ
cjal-3360	897	11	changes	change	NOUN
cjal-3360	897	12	over	over	ADP
cjal-3360	897	13	the	the	DET
cjal-3360	897	14	past	past	ADJ
cjal-3360	897	15	thirty	thirty	NUM
cjal-3360	897	16	years	year	NOUN
cjal-3360	897	17	.	.	PUNCT
cjal-3360	898	1	generally	generally	ADV
cjal-3360	898	2	,	,	PUNCT
cjal-3360	898	3	post-2004	post-2004	ADJ
cjal-3360	898	4	state	state	NOUN
cjal-3360	898	5	policy	policy	NOUN
cjal-3360	898	6	has	have	AUX
cjal-3360	898	7	become	become	VERB
cjal-3360	898	8	more	more	ADV
cjal-3360	898	9	lenient	lenient	ADJ
cjal-3360	898	10	towards	towards	ADP
cjal-3360	898	11	private	private	ADJ
cjal-3360	898	12	lending	lending	NOUN
cjal-3360	898	13	,	,	PUNCT
cjal-3360	898	14	and	and	CCONJ
cjal-3360	898	15	the	the	DET
cjal-3360	898	16	state	state	NOUN
cjal-3360	898	17	is	be	AUX
cjal-3360	898	18	becoming	become	VERB
cjal-3360	898	19	increasingly	increasingly	ADV
cjal-3360	898	20	willing	willing	ADJ
cjal-3360	898	21	to	to	PART
cjal-3360	898	22	allow	allow	VERB
cjal-3360	898	23	private	private	ADJ
cjal-3360	898	24	players	player	NOUN
cjal-3360	898	25	,	,	PUNCT
cjal-3360	898	26	including	include	VERB
cjal-3360	898	27	some	some	DET
cjal-3360	898	28	private	private	ADJ
cjal-3360	898	29	lending	lending	NOUN
cjal-3360	898	30	institutions	institution	NOUN
cjal-3360	898	31	such	such	ADJ
cjal-3360	898	32	as	as	ADP
cjal-3360	898	33	small	small	ADJ
cjal-3360	898	34	loans	loan	NOUN
cjal-3360	898	35	companies	company	NOUN
cjal-3360	898	36	,	,	PUNCT
cjal-3360	898	37	into	into	ADP
cjal-3360	898	38	the	the	DET
cjal-3360	898	39	banking	banking	NOUN
cjal-3360	898	40	i	i	PROPN
cjal-3360	898	41	~	~	SYM
cjal-3360	898	42	dustry	dustry	NOUN
cjal-3360	898	43	.	.	PUNCT
cjal-3360	899	1	interviews	interview	NOUN
cjal-3360	899	2	and	and	CCONJ
cjal-3360	899	3	surveys	survey	NOUN
cjal-3360	899	4	with	with	ADP
cjal-3360	899	5	private	private	ADJ
cjal-3360	899	6	lending	lending	NOUN
cjal-3360	899	7	institutions	institution	NOUN
cjal-3360	899	8	lead	lead	VERB
cjal-3360	899	9	to	to	ADP
cjal-3360	899	10	a	a	DET
cjal-3360	899	11	few	few	ADJ
cjal-3360	899	12	imponant	imponant	ADJ
cjal-3360	899	13	observations	observation	NOUN
cjal-3360	899	14	.	.	PUNCT
cjal-3360	900	1	first	first	ADV
cjal-3360	900	2	,	,	PUNCT
cjal-3360	900	3	private	private	ADJ
cjal-3360	900	4	lenders	lender	NOUN
cjal-3360	900	5	provide	provide	VERB
cjal-3360	900	6	critical	critical	ADJ
cjal-3360	900	7	financing	financing	NOUN
cjal-3360	900	8	channels	channel	NOUN
cjal-3360	900	9	to	to	PART
cjal-3360	900	10	msms	msm	NOUN
cjal-3360	900	11	that	that	PRON
cjal-3360	900	12	are	be	AUX
cjal-3360	900	13	not	not	PART
cjal-3360	900	14	able	able	ADJ
cjal-3360	900	15	to	to	PART
cjal-3360	900	16	obtain	obtain	VERB
cjal-3360	900	17	credit	credit	NOUN
cjal-3360	900	18	from	from	ADP
cjal-3360	900	19	official	official	ADJ
cjal-3360	900	20	banks	bank	NOUN
cjal-3360	900	21	and	and	CCONJ
cjal-3360	900	22	meaningful	meaningful	ADJ
cjal-3360	900	23	alternatives	alternative	NOUN
cjal-3360	900	24	to	to	ADP
cjal-3360	900	25	bank	bank	NOUN
cjal-3360	900	26	loans	loan	NOUN
cjal-3360	900	27	in	in	ADP
cjal-3360	900	28	some	some	DET
cjal-3360	900	29	cases	case	NOUN
cjal-3360	900	30	.	.	PUNCT
cjal-3360	901	1	second	second	ADJ
cjal-3360	901	2	,	,	PUNCT
cjal-3360	901	3	some	some	DET
cjal-3360	901	4	private	private	ADJ
cjal-3360	901	5	lending	lending	NOUN
cjal-3360	901	6	institutions	institution	NOUN
cjal-3360	901	7	that	that	PRON
cjal-3360	901	8	have	have	AUX
cjal-3360	901	9	successfully	successfully	ADV
cjal-3360	901	10	existed	exist	VERB
cjal-3360	901	11	for	for	ADP
cjal-3360	901	12	relatively	relatively	ADV
cjal-3360	901	13	long	long	ADJ
cjal-3360	901	14	periods	period	NOUN
cjal-3360	901	15	tend	tend	VERB
cjal-3360	901	16	to	to	PART
cjal-3360	901	17	lend	lend	VERB
cjal-3360	901	18	on	on	ADP
cjal-3360	901	19	more	more	ADJ
cjal-3360	901	20	affordable	affordable	ADJ
cjal-3360	901	21	terms	term	NOUN
cjal-3360	901	22	and	and	CCONJ
cjal-3360	901	23	often	often	ADV
cjal-3360	901	24	have	have	VERB
cjal-3360	901	25	rather	rather	ADV
cjal-3360	901	26	robust	robust	ADJ
cjal-3360	901	27	risk	risk	NOUN
cjal-3360	901	28	management	management	NOUN
cjal-3360	901	29	practice	practice	NOUN
cjal-3360	901	30	comparable	comparable	ADJ
cjal-3360	901	31	to	to	ADP
cjal-3360	901	32	official	official	ADJ
cjal-3360	901	33	commercial	commercial	ADJ
cjal-3360	901	34	banks	bank	NOUN
cjal-3360	901	35	.	.	PUNCT
cjal-3360	902	1	and	and	CCONJ
cjal-3360	902	2	third	third	ADV
cjal-3360	902	3	,	,	PUNCT
cjal-3360	902	4	the	the	DET
cjal-3360	902	5	risk	risk	NOUN
cjal-3360	902	6	characteristics	characteristic	NOUN
cjal-3360	902	7	of	of	ADP
cjal-3360	902	8	many	many	ADJ
cjal-3360	902	9	grass	grass	NOUN
cjal-3360	902	10	-	-	PUNCT
cjal-3360	902	11	root	root	NOUN
cjal-3360	902	12	private	private	ADJ
cjal-3360	902	13	lending	lending	NOUN
cjal-3360	902	14	institutions	institution	NOUN
cjal-3360	902	15	are	be	AUX
cjal-3360	902	16	not	not	PART
cjal-3360	902	17	fundamentally	fundamentally	ADV
cjal-3360	902	18	different	different	ADJ
cjal-3360	902	19	from	from	ADP
cjal-3360	902	20	the	the	DET
cjal-3360	902	21	t	t	PROPN
cjal-3360	902	22	:	:	PUNCT
cjal-3360	902	23	aditional	aditional	ADJ
cjal-3360	902	24	commercial	commercial	ADJ
cjal-3360	902	25	lending	lending	NOUN
cjal-3360	902	26	business	business	NOUN
cjal-3360	902	27	of	of	ADP
cjal-3360	902	28	official	official	ADJ
cjal-3360	902	29	banks	bank	NOUN
cjal-3360	902	30	,	,	PUNCT
cjal-3360	902	31	although	although	SCONJ
cjal-3360	902	32	the	the	DET
cjal-3360	902	33	former	former	ADJ
cjal-3360	902	34	runs	run	VERB
cjal-3360	902	35	more	more	ADV
cjal-3360	902	36	localized	localized	ADJ
cjal-3360	902	37	business	business	NOUN
cjal-3360	902	38	and	and	CCONJ
cjal-3360	902	39	tent	tent	NOUN
cjal-3360	902	40	to	to	PART
cjal-3360	902	41	pose	pose	VERB
cjal-3360	902	42	much	much	ADV
cjal-3360	902	43	less	less	ADJ
cjal-3360	902	44	macro	macro	ADJ
cjal-3360	902	45	-	-	ADJ
cjal-3360	902	46	systemic	systemic	ADJ
cjal-3360	902	47	risks	risk	NOUN
cjal-3360	902	48	to	to	ADP
cjal-3360	902	49	the	the	DET
cjal-3360	902	50	overall	overall	ADJ
cjal-3360	902	51	financial	financial	ADJ
cjal-3360	902	52	system	system	NOUN
cjal-3360	902	53	although	although	SCONJ
cjal-3360	902	54	than	than	ADP
cjal-3360	902	55	micro	micro	ADJ
cjal-3360	902	56	-	-	ADJ
cjal-3360	902	57	systemic	systemic	ADJ
cjal-3360	902	58	impact	impact	NOUN
cjal-3360	902	59	on	on	ADP
cjal-3360	902	60	local	local	ADJ
cjal-3360	902	61	financial	financial	ADJ
cjal-3360	902	62	systems	system	NOUN
cjal-3360	902	63	.	.	PUNCT
cjal-3360	903	1	three	three	NUM
cjal-3360	903	2	routes	route	NOUN
cjal-3360	903	3	likely	likely	ADV
cjal-3360	903	4	exist	exist	VERB
cjal-3360	903	5	for	for	SCONJ
cjal-3360	903	6	competitive	competitive	ADJ
cjal-3360	903	7	grass	grass	NOUN
cjal-3360	903	8	-	-	PUNCT
cjal-3360	903	9	root	root	NOUN
cjal-3360	903	10	private	private	ADJ
cjal-3360	903	11	lending	lending	NOUN
cjal-3360	903	12	institutions	institution	NOUN
cjal-3360	903	13	to	to	PART
cjal-3360	903	14	become	become	VERB
cjal-3360	903	15	legitimate	legitimate	ADJ
cjal-3360	903	16	banks	bank	NOUN
cjal-3360	903	17	:	:	PUNCT
cjal-3360	903	18	(	(	PUNCT
cjal-3360	903	19	1	1	X
cjal-3360	903	20	)	)	PUNCT
cjal-3360	903	21	small	small	ADJ
cjal-3360	903	22	loans	loan	NOUN
cjal-3360	903	23	companies	company	NOUN
cjal-3360	903	24	to	to	PART
cjal-3360	903	25	become	become	VERB
cjal-3360	903	26	village	village	NOUN
cjal-3360	903	27	and	and	CCONJ
cjal-3360	903	28	town	town	NOUN
cjal-3360	903	29	banks	bank	NOUN
cjal-3360	903	30	,	,	PUNCT
cjal-3360	903	31	(	(	PUNCT
cjal-3360	903	32	2	2	X
cjal-3360	903	33	)	)	PUNCT
cjal-3360	903	34	private	private	ADJ
cjal-3360	903	35	capital	capital	NOUN
cjal-3360	903	36	to	to	PART
cjal-3360	903	37	enter	enter	VERB
cjal-3360	903	38	the	the	DET
cjal-3360	903	39	banking	banking	NOUN
cjal-3360	903	40	industry	industry	NOUN
cjal-3360	903	41	de	de	X
cjal-3360	903	42	novo	novo	NOUN
cjal-3360	903	43	,	,	PUNCT
cjal-3360	903	44	and	and	CCONJ
cjal-3360	903	45	(	(	PUNCT
cjal-3360	903	46	3	3	X
cjal-3360	903	47	)	)	PUNCT
cjal-3360	903	48	underground	underground	ADJ
cjal-3360	903	49	banks	bank	NOUN
cjal-3360	903	50	to	to	PART
cjal-3360	903	51	go	go	VERB
cjal-3360	903	52	"	"	PUNCT
cjal-3360	903	53	above	above	ADP
cjal-3360	903	54	ground	ground	NOUN
cjal-3360	903	55	.	.	PUNCT
cjal-3360	903	56	'	'	PUNCT
cjal-3360	904	1	the	the	DET
cjal-3360	904	2	first	first	ADJ
cjal-3360	904	3	two	two	NUM
cjal-3360	904	4	routes	route	NOUN
cjal-3360	904	5	have	have	VERB
cjal-3360	904	6	the	the	DET
cjal-3360	904	7	advantage	advantage	NOUN
cjal-3360	904	8	of	of	ADP
cjal-3360	904	9	express	express	ADJ
cjal-3360	904	10	policy	policy	NOUN
cjal-3360	904	11	support	support	NOUN
cjal-3360	904	12	,	,	PUNCT
cjal-3360	904	13	but	but	CCONJ
cjal-3360	904	14	may	may	AUX
cjal-3360	904	15	fall	fall	VERB
cjal-3360	904	16	short	short	ADV
cjal-3360	904	17	of	of	ADP
cjal-3360	904	18	the	the	DET
cjal-3360	904	19	state	state	NOUN
cjal-3360	904	20	's	's	PART
cjal-3360	904	21	goal	goal	NOUN
cjal-3360	904	22	,	,	PUNCT
cjal-3360	904	23	at	at	ADP
cjal-3360	904	24	least	least	ADJ
cjal-3360	904	25	in	in	ADP
cjal-3360	904	26	the	the	DET
cjal-3360	904	27	short	short	ADJ
cjal-3360	904	28	term	term	NOUN
cjal-3360	904	29	,	,	PUNCT
cjal-3360	904	30	o	o	NOUN
cjal-3360	904	31	:	:	PUNCT
cjal-3360	904	32	alleviating	alleviate	VERB
cjal-3360	904	33	the	the	DET
cjal-3360	904	34	grass	grass	NOUN
cjal-3360	904	35	-	-	PUNCT
cjal-3360	904	36	root	root	NOUN
cjal-3360	904	37	private	private	ADJ
cjal-3360	904	38	sector	sector	NOUN
cjal-3360	904	39	,	,	PUNCT
cjal-3360	904	40	especially	especially	ADV
cjal-3360	904	41	msms	msm	NOUN
cjal-3360	904	42	'	'	PART
cjal-3360	904	43	difficulties	difficulty	NOUN
cjal-3360	904	44	in	in	ADP
cjal-3360	904	45	o",taining	o",taine	VERB
cjal-3360	904	46	affordable	affordable	ADJ
cjal-3360	904	47	credit	credit	NOUN
cjal-3360	904	48	.	.	PUNCT
cjal-3360	905	1	due	due	ADP
cjal-3360	905	2	to	to	ADP
cjal-3360	905	3	some	some	DET
cjal-3360	905	4	administrative	administrative	ADJ
cjal-3360	905	5	barriers	barrier	NOUN
cjal-3360	905	6	and	and	CCONJ
cjal-3360	905	7	a	a	DET
cjal-3360	905	8	ger.eral	ger.eral	ADJ
cjal-3360	905	9	lack	lack	NOUN
cjal-3360	905	10	of	of	ADP
cjal-3360	905	11	economic	economic	ADJ
cjal-3360	905	12	incentive	incentive	NOUN
cjal-3360	905	13	among	among	ADP
cjal-3360	905	14	eligible	eligible	ADJ
cjal-3360	905	15	applicants	applicant	NOUN
cjal-3360	905	16	,	,	PUNCT
cjal-3360	905	17	the	the	DET
cjal-3360	905	18	first	first	ADJ
cjal-3360	905	19	route	route	NOUN
cjal-3360	905	20	has	have	AUX
cjal-3360	905	21	not	not	PART
cjal-3360	905	22	generated	generate	VERB
cjal-3360	905	23	much	much	ADV
cjal-3360	905	24	observable	observable	ADJ
cjal-3360	905	25	effect	effect	NOUN
cjal-3360	905	26	.	.	PUNCT
cjal-3360	906	1	the	the	DET
cjal-3360	906	2	second	second	ADJ
cjal-3360	906	3	route	route	NOUN
cjal-3360	906	4	as	as	SCONJ
cjal-3360	906	5	it	it	PRON
cjal-3360	906	6	currently	currently	ADV
cjal-3360	906	7	exists	exist	VERB
cjal-3360	906	8	tends	tend	VERB
cjal-3360	906	9	to	to	PART
cjal-3360	906	10	provide	provide	VERB
cjal-3360	906	11	greater	great	ADJ
cjal-3360	906	12	incentives	incentive	NOUN
cjal-3360	906	13	for	for	SCONJ
cjal-3360	906	14	large	large	ADJ
cjal-3360	906	15	,	,	PUNCT
cjal-3360	906	16	private	private	ADJ
cjal-3360	906	17	enterprises	enterprise	NOUN
cjal-3360	906	18	to	to	PART
cjal-3360	906	19	establish	establish	VERB
cjal-3360	906	20	banking	banking	NOUN
cjal-3360	906	21	arms	arm	NOUN
cjal-3360	906	22	that	that	PRON
cjal-3360	906	23	will	will	AUX
cjal-3360	906	24	likely	likely	ADV
cjal-3360	906	25	prioritize	prioritize	VERB
cjal-3360	906	26	the	the	DET
cjal-3360	906	27	founding	found	VERB
cjal-3360	906	28	enterprises	enterprise	NOUN
cjal-3360	906	29	'	'	PART
cjal-3360	906	30	own	own	ADJ
cjal-3360	906	31	financing	financing	NOUN
cjal-3360	906	32	needs	need	VERB
cjal-3360	906	33	ove~	ove~	ADJ
cjal-3360	906	34	those	those	PRON
cjal-3360	906	35	of	of	ADP
cjal-3360	906	36	more	more	ADJ
cjal-3360	906	37	grass	grass	NOUN
cjal-3360	906	38	-	-	PUNCT
cjal-3360	906	39	root	root	NOUN
cjal-3360	906	40	msms	msm	NOUN
cjal-3360	906	41	still	still	ADV
cjal-3360	906	42	lower	low	ADJ
cjal-3360	906	43	in	in	ADP
cjal-3360	906	44	the	the	DET
cjal-3360	906	45	food	food	NOUN
cjal-3360	906	46	chain	chain	NOUN
cjal-3360	906	47	for	for	ADP
cjal-3360	906	48	credit	credit	NOUN
cjal-3360	906	49	.	.	PUNCT
cjal-3360	907	1	the	the	DET
cjal-3360	907	2	third	third	ADJ
cjal-3360	907	3	route	route	NOUN
cjal-3360	907	4	,	,	PUNCT
cjal-3360	907	5	while	while	SCONJ
cjal-3360	907	6	likely	likely	ADV
cjal-3360	907	7	a	a	DET
cjal-3360	907	8	more	more	ADV
cjal-3360	907	9	effective	effective	ADJ
cjal-3360	907	10	solution	solution	NOUN
cjal-3360	907	11	to	to	ADP
cjal-3360	907	12	msms	msm	NOUN
cjal-3360	907	13	'	'	PART
cjal-3360	907	14	difficulties	difficulty	NOUN
cjal-3360	907	15	in	in	ADP
cjal-3360	907	16	obtaining	obtain	VERB
cjal-3360	907	17	affordable	affordable	ADJ
cjal-3360	907	18	credit	credit	NOUN
cjal-3360	907	19	,	,	PUNCT
cjal-3360	907	20	has	have	AUX
cjal-3360	907	21	been	be	AUX
cjal-3360	907	22	made	make	VERB
cjal-3360	907	23	less	less	ADV
cjal-3360	907	24	promising	promising	ADJ
cjal-3360	907	25	by	by	ADP
cjal-3360	907	26	legal	legal	ADJ
cjal-3360	907	27	barriers	barrier	NOUN
cjal-3360	907	28	and	and	CCONJ
cjal-3360	907	29	political	political	ADJ
cjal-3360	907	30	complexities	complexity	NOUN
cjal-3360	907	31	.	.	PUNCT
cjal-3360	908	1	in	in	ADP
cjal-3360	908	2	short	short	ADJ
cjal-3360	908	3	,	,	PUNCT
cjal-3360	908	4	the	the	DET
cjal-3360	908	5	state	state	NOUN
cjal-3360	908	6	,	,	PUNCT
cjal-3360	908	7	althougt	althougt	PROPN
cjal-3360	908	8	.	.	PUNCT
cjal-3360	908	9	has	have	AUX
cjal-3360	908	10	opened	open	VERB
cjal-3360	908	11	the	the	DET
cjal-3360	908	12	door	door	NOUN
cjal-3360	908	13	for	for	ADP
cjal-3360	908	14	private	private	ADJ
cjal-3360	908	15	players	player	NOUN
cjal-3360	908	16	to	to	ADP
cjal-3360	908	17	the	the	DET
cjal-3360	908	18	banking	banking	NOUN
cjal-3360	908	19	sector	sector	NOUN
cjal-3360	908	20	wider	wide	ADJ
cjal-3360	908	21	than	than	ADP
cjal-3360	908	22	any	any	DET
cjal-3360	908	23	time	time	NOUN
cjal-3360	908	24	before	before	ADV
cjal-3360	908	25	,	,	PUNCT
cjal-3360	908	26	may	may	AUX
cjal-3360	908	27	have	have	AUX
cjal-3360	908	28	at	at	ADP
cjal-3360	908	29	the	the	DET
cjal-3360	908	30	same	same	ADJ
cjal-3360	908	31	time	time	NOUN
cjal-3360	908	32	created	create	VERB
cjal-3360	908	33	an	an	DET
cjal-3360	908	34	anti	anti	ADJ
cjal-3360	908	35	-	-	ADJ
cjal-3360	908	36	selection	selection	ADJ
cjal-3360	908	37	dilemma	dilemma	NOUN
cjal-3360	908	38	for	for	ADP
cjal-3360	908	39	itself	itself	PRON
cjal-3360	908	40	-	-	PUNCT
cjal-3360	908	41	that	that	ADV
cjal-3360	908	42	available	available	ADJ
cjal-3360	908	43	routes	route	NOUN
cjal-3360	908	44	to	to	ADP
cjal-3360	908	45	the	the	DET
cjal-3360	908	46	banking	banking	NOUN
cjal-3360	908	47	industry	industry	NOUN
cjal-3360	908	48	ushers	usher	NOUN
cjal-3360	908	49	in	in	ADP
cjal-3360	908	50	less	less	ADJ
cjal-3360	908	51	sui	sui	NOUN
cjal-3360	908	52	:	:	PUNCT
cjal-3360	908	53	able	able	ADJ
cjal-3360	908	54	candidates	candidate	NOUN
cjal-3360	908	55	whereas	whereas	SCONJ
cjal-3360	908	56	some	some	DET
cjal-3360	908	57	candidates	candidate	NOUN
cjal-3360	908	58	most	most	ADV
cjal-3360	908	59	capable	capable	ADJ
cjal-3360	908	60	of	of	ADP
cjal-3360	908	61	achieving	achieve	VERB
cjal-3360	908	62	the	the	DET
cjal-3360	908	63	reform	reform	NOUN
cjal-3360	908	64	's	's	PART
cjal-3360	908	65	objectives	objective	NOUN
cjal-3360	908	66	.::tre	.::tre	PUNCT
cjal-3360	908	67	still	still	ADV
cjal-3360	908	68	shut	shut	VERB
cjal-3360	908	69	outside	outside	ADP
cjal-3360	908	70	the	the	DET
cjal-3360	908	71	door	door	NOUN
cjal-3360	908	72	by	by	ADP
cjal-3360	908	73	political	political	ADJ
cjal-3360	908	74	barriers	barrier	NOUN
cjal-3360	908	75	.	.	PUNCT
cjal-3360	909	1	this	this	DET
cjal-3360	909	2	misalignment	misalignment	NOUN
cjal-3360	909	3	of	of	ADP
cjal-3360	909	4	possibility	possibility	NOUN
cjal-3360	909	5	versus	versus	ADP
cjal-3360	909	6	suitability	suitability	NOUN
cjal-3360	909	7	,	,	PUNCT
cjal-3360	909	8	if	if	SCONJ
cjal-3360	909	9	a	a	DET
cjal-3360	909	10	manifestation	manifestation	NOUN
cjal-3360	909	11	of	of	ADP
cjal-3360	909	12	the	the	DET
cjal-3360	909	13	state	state	NOUN
cjal-3360	909	14	's	's	PART
cjal-3360	909	15	ultimate	ultimate	ADJ
cjal-3360	909	16	reluctance	reluctance	NOUN
cjal-3360	909	17	to	to	ADP
cjal-3360	909	18	more	more	ADV
cjal-3360	909	19	systematic	systematic	ADJ
cjal-3360	909	20	financial	financial	ADJ
cjal-3360	909	21	reforms	reform	NOUN
cjal-3360	909	22	,	,	PUNCT
cjal-3360	909	23	is	be	AUX
cjal-3360	909	24	an	an	DET
cjal-3360	909	25	unfortunate	unfortunate	ADJ
cjal-3360	909	26	paradox	paradox	NOUN
cjal-3360	909	27	.	.	PUNCT
cjal-3360	910	1	on	on	ADP
cjal-3360	910	2	the	the	DET
cjal-3360	910	3	other	other	ADJ
cjal-3360	910	4	hand	hand	NOUN
cjal-3360	910	5	,	,	PUNCT
cjal-3360	910	6	if	if	SCONJ
cjal-3360	910	7	the	the	DET
cjal-3360	910	8	phenomenon	phenomenon	NOUN
cjal-3360	910	9	is	be	AUX
cjal-3360	910	10	only	only	ADV
cjal-3360	910	11	the	the	DET
cjal-3360	910	12	reflection	reflection	NOUN
cjal-3360	910	13	of	of	ADP
cjal-3360	910	14	a	a	DET
cjal-3360	910	15	cautious	cautious	ADJ
cjal-3360	910	16	first	first	ADJ
cjal-3360	910	17	step	step	NOUN
cjal-3360	910	18	towards	towards	ADP
cjal-3360	910	19	more	more	ADV
cjal-3360	910	20	decisive	decisive	ADJ
cjal-3360	910	21	,	,	PUNCT
cjal-3360	910	22	groundj16	groundj16	NOUN
cjal-3360	910	23	braking	brake	VERB
cjal-3360	910	24	reforms	reform	NOUN
cjal-3360	910	25	,	,	PUNCT
cjal-3360	910	26	then	then	ADV
cjal-3360	910	27	the	the	DET
cjal-3360	910	28	private	private	ADJ
cjal-3360	910	29	sector	sector	NOUN
cjal-3360	910	30	and	and	CCONJ
cjal-3360	910	31	their	their	PRON
cjal-3360	910	32	grass	grass	NOUN
cjal-3360	910	33	-	-	PUNCT
cjal-3360	910	34	root	root	NOUN
cjal-3360	910	35	lenders	lender	NOUN
cjal-3360	910	36	stili	stili	NOUN
cjal-3360	910	37	have	have	VERB
cjal-3360	910	38	much	much	ADJ
cjal-3360	910	39	to	to	PART
cjal-3360	910	40	expect	expect	VERB
cjal-3360	910	41	in	in	ADP
cjal-3360	910	42	the	the	DET
cjal-3360	910	43	time	time	NOUN
cjal-3360	910	44	to	to	PART
cjal-3360	910	45	come	come	VERB
cjal-3360	910	46	.	.	PUNCT
cjal-3360	911	1	317	317	NUM
cjal-3360	911	2	copyright	copyright	NOUN
cjal-3360	911	3	of	of	ADP
cjal-3360	911	4	columbia	columbia	PROPN
cjal-3360	911	5	journal	journal	PROPN
cjal-3360	911	6	of	of	ADP
cjal-3360	911	7	asian	asian	ADJ
cjal-3360	911	8	law	law	NOUN
cjal-3360	911	9	is	be	AUX
cjal-3360	911	10	the	the	DET
cjal-3360	911	11	property	property	NOUN
cjal-3360	911	12	of	of	ADP
cjal-3360	911	13	columbia	columbia	PROPN
cjal-3360	911	14	journal	journal	PROPN
cjal-3360	911	15	of	of	ADP
cjal-3360	911	16	asian	asian	ADJ
cjal-3360	911	17	law	law	NOUN
cjal-3360	911	18	and	and	CCONJ
cjal-3360	911	19	its	its	PRON
cjal-3360	911	20	content	content	NOUN
cjal-3360	911	21	may	may	AUX
cjal-3360	911	22	not	not	PART
cjal-3360	911	23	be	be	AUX
cjal-3360	911	24	copied	copy	VERB
cjal-3360	911	25	or	or	CCONJ
cjal-3360	911	26	emailed	email	VERB
cjal-3360	911	27	to	to	ADP
cjal-3360	911	28	multiple	multiple	ADJ
cjal-3360	911	29	sites	site	NOUN
cjal-3360	911	30	or	or	CCONJ
cjal-3360	911	31	posted	post	VERB
cjal-3360	911	32	to	to	ADP
cjal-3360	911	33	a	a	DET
cjal-3360	911	34	listserv	listserv	NOUN
cjal-3360	911	35	without	without	ADP
cjal-3360	911	36	the	the	DET
cjal-3360	911	37	copyright	copyright	NOUN
cjal-3360	911	38	holder	holder	NOUN
cjal-3360	911	39	's	's	PART
cjal-3360	911	40	express	express	ADJ
cjal-3360	911	41	written	write	VERB
cjal-3360	911	42	permission	permission	NOUN
cjal-3360	911	43	.	.	PUNCT
cjal-3360	912	1	however	however	ADV
cjal-3360	912	2	,	,	PUNCT
cjal-3360	912	3	users	user	NOUN
cjal-3360	912	4	may	may	AUX
cjal-3360	912	5	print	print	VERB
cjal-3360	912	6	,	,	PUNCT
cjal-3360	912	7	download	download	NOUN
cjal-3360	912	8	,	,	PUNCT
cjal-3360	912	9	or	or	CCONJ
cjal-3360	912	10	email	email	NOUN
cjal-3360	912	11	articles	article	NOUN
cjal-3360	912	12	for	for	ADP
cjal-3360	912	13	individual	individual	ADJ
cjal-3360	912	14	use	use	NOUN
cjal-3360	912	15	.	.	PUNCT