id	sid	tid	token	lemma	pos
cjrl-2297	1	1	2	2	NUM
cjrl-2297	1	2	wolff	wolff	NOUN
cjrl-2297	1	3	dean	dean	NOUN
cjrl-2297	1	4	final	final	ADJ
cjrl-2297	1	5	2014	2014	NUM
cjrl-2297	1	6	columbia	columbia	PROPN
cjrl-2297	1	7	journal	journal	NOUN
cjrl-2297	1	8	of	of	ADP
cjrl-2297	1	9	race	race	NOUN
cjrl-2297	1	10	and	and	CCONJ
cjrl-2297	1	11	law	law	NOUN
cjrl-2297	1	12	129	129	NUM
cjrl-2297	1	13	foreclosures	foreclosure	NOUN
cjrl-2297	1	14	and	and	CCONJ
cjrl-2297	1	15	financial	financial	ADJ
cjrl-2297	1	16	aid	aid	NOUN
cjrl-2297	1	17	:	:	PUNCT
cjrl-2297	1	18	mind	mind	NOUN
cjrl-2297	1	19	over	over	ADP
cjrl-2297	1	20	mortgages	mortgage	NOUN
cjrl-2297	1	21	in	in	ADP
cjrl-2297	1	22	closing	close	VERB
cjrl-2297	1	23	the	the	DET
cjrl-2297	1	24	plus	plus	CCONJ
cjrl-2297	1	25	loan	loan	NOUN
cjrl-2297	1	26	gap	gap	NOUN
cjrl-2297	1	27	kamille	kamille	PROPN
cjrl-2297	1	28	wolff	wolff	PROPN
cjrl-2297	1	29	dean	dean	PROPN
cjrl-2297	1	30	*	*	PROPN
cjrl-2297	1	31	renewed	renew	VERB
cjrl-2297	1	32	discussion	discussion	NOUN
cjrl-2297	1	33	has	have	AUX
cjrl-2297	1	34	recently	recently	ADV
cjrl-2297	1	35	emerged	emerge	VERB
cjrl-2297	1	36	to	to	PART
cjrl-2297	1	37	help	help	VERB
cjrl-2297	1	38	strengthen	strengthen	VERB
cjrl-2297	1	39	the	the	DET
cjrl-2297	1	40	middle	middle	ADJ
cjrl-2297	1	41	class	class	NOUN
cjrl-2297	1	42	by	by	ADP
cjrl-2297	1	43	increasing	increase	VERB
cjrl-2297	1	44	access	access	NOUN
cjrl-2297	1	45	to	to	ADP
cjrl-2297	1	46	college	college	NOUN
cjrl-2297	1	47	.	.	PUNCT
cjrl-2297	2	1	president	president	PROPN
cjrl-2297	2	2	barack	barack	PROPN
cjrl-2297	2	3	obama	obama	PROPN
cjrl-2297	2	4	is	be	AUX
cjrl-2297	2	5	at	at	ADP
cjrl-2297	2	6	the	the	DET
cjrl-2297	2	7	forefront	forefront	NOUN
cjrl-2297	2	8	of	of	ADP
cjrl-2297	2	9	the	the	DET
cjrl-2297	2	10	discussion	discussion	NOUN
cjrl-2297	2	11	to	to	PART
cjrl-2297	2	12	make	make	VERB
cjrl-2297	2	13	college	college	NOUN
cjrl-2297	2	14	more	more	ADV
cjrl-2297	2	15	affordable	affordable	ADJ
cjrl-2297	2	16	by	by	ADP
cjrl-2297	2	17	prompting	prompt	VERB
cjrl-2297	2	18	universities	university	NOUN
cjrl-2297	2	19	to	to	PART
cjrl-2297	2	20	become	become	VERB
cjrl-2297	2	21	more	more	ADV
cjrl-2297	2	22	efficient	efficient	ADJ
cjrl-2297	2	23	.	.	PUNCT
cjrl-2297	3	1	using	use	VERB
cjrl-2297	3	2	education	education	NOUN
cjrl-2297	3	3	as	as	ADP
cjrl-2297	3	4	a	a	DET
cjrl-2297	3	5	gateway	gateway	NOUN
cjrl-2297	3	6	to	to	ADP
cjrl-2297	3	7	success	success	NOUN
cjrl-2297	3	8	,	,	PUNCT
cjrl-2297	3	9	the	the	DET
cjrl-2297	3	10	obama	obama	PROPN
cjrl-2297	3	11	administration	administration	NOUN
cjrl-2297	3	12	proposed	propose	VERB
cjrl-2297	3	13	a	a	DET
cjrl-2297	3	14	number	number	NOUN
cjrl-2297	3	15	of	of	ADP
cjrl-2297	3	16	initiatives	initiative	NOUN
cjrl-2297	3	17	to	to	PART
cjrl-2297	3	18	deter	deter	VERB
cjrl-2297	3	19	college	college	NOUN
cjrl-2297	3	20	spending	spending	NOUN
cjrl-2297	3	21	and	and	CCONJ
cjrl-2297	3	22	promote	promote	VERB
cjrl-2297	3	23	financial	financial	ADJ
cjrl-2297	3	24	aid	aid	NOUN
cjrl-2297	3	25	accountability	accountability	NOUN
cjrl-2297	3	26	.	.	PUNCT
cjrl-2297	4	1	this	this	DET
cjrl-2297	4	2	article	article	NOUN
cjrl-2297	4	3	analyzes	analyze	VERB
cjrl-2297	4	4	the	the	DET
cjrl-2297	4	5	nuances	nuance	NOUN
cjrl-2297	4	6	in	in	ADP
cjrl-2297	4	7	financial	financial	ADJ
cjrl-2297	4	8	aid	aid	NOUN
cjrl-2297	4	9	that	that	PRON
cjrl-2297	4	10	stem	stem	VERB
cjrl-2297	4	11	from	from	ADP
cjrl-2297	4	12	the	the	DET
cjrl-2297	4	13	higher	high	ADJ
cjrl-2297	4	14	education	education	NOUN
cjrl-2297	4	15	act	act	NOUN
cjrl-2297	4	16	of	of	ADP
cjrl-2297	4	17	1965	1965	NUM
cjrl-2297	4	18	(	(	PUNCT
cjrl-2297	4	19	“	"	PUNCT
cjrl-2297	4	20	hea	hea	X
cjrl-2297	4	21	”	"	PUNCT
cjrl-2297	4	22	)	)	PUNCT
cjrl-2297	4	23	,	,	PUNCT
cjrl-2297	4	24	which	which	PRON
cjrl-2297	4	25	is	be	AUX
cjrl-2297	4	26	set	set	VERB
cjrl-2297	4	27	for	for	ADP
cjrl-2297	4	28	reauthorization	reauthorization	NOUN
cjrl-2297	4	29	in	in	ADP
cjrl-2297	4	30	2014	2014	NUM
cjrl-2297	4	31	.	.	PUNCT
cjrl-2297	5	1	the	the	DET
cjrl-2297	5	2	article	article	NOUN
cjrl-2297	5	3	addresses	address	VERB
cjrl-2297	5	4	an	an	DET
cjrl-2297	5	5	array	array	NOUN
cjrl-2297	5	6	of	of	ADP
cjrl-2297	5	7	inherent	inherent	ADJ
cjrl-2297	5	8	problems	problem	NOUN
cjrl-2297	5	9	in	in	ADP
cjrl-2297	5	10	the	the	DET
cjrl-2297	5	11	current	current	ADJ
cjrl-2297	5	12	student	student	NOUN
cjrl-2297	5	13	loan	loan	NOUN
cjrl-2297	5	14	industry	industry	NOUN
cjrl-2297	5	15	,	,	PUNCT
cjrl-2297	5	16	particularly	particularly	ADV
cjrl-2297	5	17	as	as	SCONJ
cjrl-2297	5	18	the	the	DET
cjrl-2297	5	19	student	student	NOUN
cjrl-2297	5	20	aid	aid	NOUN
cjrl-2297	5	21	system	system	NOUN
cjrl-2297	5	22	relates	relate	VERB
cjrl-2297	5	23	to	to	ADP
cjrl-2297	5	24	the	the	DET
cjrl-2297	5	25	federal	federal	ADJ
cjrl-2297	5	26	parent	parent	NOUN
cjrl-2297	5	27	loan	loan	NOUN
cjrl-2297	5	28	for	for	ADP
cjrl-2297	5	29	undergraduate	undergraduate	ADJ
cjrl-2297	5	30	students	student	NOUN
cjrl-2297	5	31	(	(	PUNCT
cjrl-2297	5	32	“	"	PUNCT
cjrl-2297	5	33	plus	plus	CCONJ
cjrl-2297	5	34	”	"	PUNCT
cjrl-2297	5	35	)	)	PUNCT
cjrl-2297	5	36	loan	loan	NOUN
cjrl-2297	5	37	program	program	NOUN
cjrl-2297	5	38	.	.	PUNCT
cjrl-2297	6	1	specifically	specifically	ADV
cjrl-2297	6	2	,	,	PUNCT
cjrl-2297	6	3	the	the	DET
cjrl-2297	6	4	discussion	discussion	NOUN
cjrl-2297	6	5	defines	define	VERB
cjrl-2297	6	6	the	the	DET
cjrl-2297	6	7	scope	scope	NOUN
cjrl-2297	6	8	of	of	ADP
cjrl-2297	6	9	consumer	consumer	NOUN
cjrl-2297	6	10	financial	financial	ADJ
cjrl-2297	6	11	reform	reform	NOUN
cjrl-2297	6	12	pertaining	pertain	VERB
cjrl-2297	6	13	to	to	ADP
cjrl-2297	6	14	student	student	NOUN
cjrl-2297	6	15	loans	loan	NOUN
cjrl-2297	6	16	,	,	PUNCT
cjrl-2297	6	17	and	and	CCONJ
cjrl-2297	6	18	proposes	propose	VERB
cjrl-2297	6	19	adequate	adequate	ADJ
cjrl-2297	6	20	revision	revision	NOUN
cjrl-2297	6	21	to	to	ADP
cjrl-2297	6	22	the	the	DET
cjrl-2297	6	23	student	student	NOUN
cjrl-2297	6	24	loan	loan	NOUN
cjrl-2297	6	25	provisions	provision	NOUN
cjrl-2297	6	26	of	of	ADP
cjrl-2297	6	27	the	the	DET
cjrl-2297	6	28	hea	hea	NOUN
cjrl-2297	6	29	to	to	PART
cjrl-2297	6	30	soundly	soundly	ADV
cjrl-2297	6	31	provide	provide	VERB
cjrl-2297	6	32	college	college	NOUN
cjrl-2297	6	33	funding	funding	NOUN
cjrl-2297	6	34	to	to	PART
cjrl-2297	6	35	financially	financially	ADV
cjrl-2297	6	36	distressed	distressed	ADJ
cjrl-2297	6	37	students	student	NOUN
cjrl-2297	6	38	and	and	CCONJ
cjrl-2297	6	39	their	their	PRON
cjrl-2297	6	40	families	family	NOUN
cjrl-2297	6	41	.	.	PUNCT
cjrl-2297	7	1	the	the	DET
cjrl-2297	7	2	discussion	discussion	NOUN
cjrl-2297	7	3	also	also	ADV
cjrl-2297	7	4	proposes	propose	VERB
cjrl-2297	7	5	a	a	DET
cjrl-2297	7	6	number	number	NOUN
cjrl-2297	7	7	of	of	ADP
cjrl-2297	7	8	recommendations	recommendation	NOUN
cjrl-2297	7	9	and	and	CCONJ
cjrl-2297	7	10	best	good	ADJ
cjrl-2297	7	11	practices	practice	NOUN
cjrl-2297	7	12	for	for	ADP
cjrl-2297	7	13	relieving	relieve	VERB
cjrl-2297	7	14	the	the	DET
cjrl-2297	7	15	heavy	heavy	ADJ
cjrl-2297	7	16	burden	burden	NOUN
cjrl-2297	7	17	of	of	ADP
cjrl-2297	7	18	student	student	NOUN
cjrl-2297	7	19	loan	loan	NOUN
cjrl-2297	7	20	debt	debt	NOUN
cjrl-2297	7	21	carried	carry	VERB
cjrl-2297	7	22	by	by	ADP
cjrl-2297	7	23	americans	americans	PROPN
cjrl-2297	7	24	that	that	PRON
cjrl-2297	7	25	now	now	ADV
cjrl-2297	7	26	amounts	amount	VERB
cjrl-2297	7	27	to	to	ADP
cjrl-2297	7	28	over	over	ADP
cjrl-2297	7	29	1	1	NUM
cjrl-2297	7	30	trillion	trillion	NUM
cjrl-2297	7	31	dollars	dollar	NOUN
cjrl-2297	7	32	.	.	PUNCT
cjrl-2297	8	1	the	the	DET
cjrl-2297	8	2	movement	movement	NOUN
cjrl-2297	8	3	towards	towards	ADP
cjrl-2297	8	4	eroding	erode	VERB
cjrl-2297	8	5	wealth	wealth	NOUN
cjrl-2297	8	6	inequality	inequality	NOUN
cjrl-2297	8	7	through	through	ADP
cjrl-2297	8	8	the	the	DET
cjrl-2297	8	9	attainment	attainment	NOUN
cjrl-2297	8	10	of	of	ADP
cjrl-2297	8	11	higher	high	ADJ
cjrl-2297	8	12	education	education	NOUN
cjrl-2297	8	13	emerges	emerge	VERB
cjrl-2297	8	14	as	as	ADP
cjrl-2297	8	15	a	a	DET
cjrl-2297	8	16	viable	viable	ADJ
cjrl-2297	8	17	opportunity	opportunity	NOUN
cjrl-2297	8	18	for	for	ADP
cjrl-2297	8	19	promoting	promote	VERB
cjrl-2297	8	20	innovative	innovative	ADJ
cjrl-2297	8	21	reform	reform	NOUN
cjrl-2297	8	22	in	in	ADP
cjrl-2297	8	23	the	the	DET
cjrl-2297	8	24	student	student	NOUN
cjrl-2297	8	25	loan	loan	NOUN
cjrl-2297	8	26	industry	industry	NOUN
cjrl-2297	8	27	.	.	PUNCT
cjrl-2297	9	1	such	such	ADJ
cjrl-2297	9	2	action	action	NOUN
cjrl-2297	9	3	is	be	AUX
cjrl-2297	9	4	plausible	plausible	ADJ
cjrl-2297	9	5	considering	consider	VERB
cjrl-2297	9	6	the	the	DET
cjrl-2297	9	7	reauthorization	reauthorization	NOUN
cjrl-2297	9	8	of	of	ADP
cjrl-2297	9	9	the	the	DET
cjrl-2297	9	10	hea	hea	NOUN
cjrl-2297	9	11	that	that	PRON
cjrl-2297	9	12	is	be	AUX
cjrl-2297	9	13	presently	presently	ADV
cjrl-2297	9	14	under	under	ADP
cjrl-2297	9	15	consideration	consideration	NOUN
cjrl-2297	9	16	.	.	PUNCT
cjrl-2297	10	1	this	this	DET
cjrl-2297	10	2	article	article	NOUN
cjrl-2297	10	3	analyzes	analyze	VERB
cjrl-2297	10	4	the	the	DET
cjrl-2297	10	5	new	new	ADJ
cjrl-2297	10	6	programs	program	NOUN
cjrl-2297	10	7	related	relate	VERB
cjrl-2297	10	8	to	to	ADP
cjrl-2297	10	9	the	the	DET
cjrl-2297	10	10	agenda	agenda	NOUN
cjrl-2297	10	11	of	of	ADP
cjrl-2297	10	12	lowering	lower	VERB
cjrl-2297	10	13	student	student	NOUN
cjrl-2297	10	14	debt	debt	NOUN
cjrl-2297	10	15	while	while	SCONJ
cjrl-2297	10	16	expanding	expand	VERB
cjrl-2297	10	17	affordable	affordable	ADJ
cjrl-2297	10	18	credit	credit	NOUN
cjrl-2297	10	19	to	to	PART
cjrl-2297	10	20	attend	attend	VERB
cjrl-2297	10	21	college	college	NOUN
cjrl-2297	10	22	.	.	PUNCT
cjrl-2297	11	1	emerging	emerge	VERB
cjrl-2297	11	2	student	student	NOUN
cjrl-2297	11	3	loan	loan	NOUN
cjrl-2297	11	4	products	product	NOUN
cjrl-2297	11	5	are	be	AUX
cjrl-2297	11	6	evaluated	evaluate	VERB
cjrl-2297	11	7	and	and	CCONJ
cjrl-2297	11	8	refined	refine	VERB
cjrl-2297	11	9	to	to	PART
cjrl-2297	11	10	offer	offer	VERB
cjrl-2297	11	11	suggestions	suggestion	NOUN
cjrl-2297	11	12	for	for	ADP
cjrl-2297	11	13	the	the	DET
cjrl-2297	11	14	equitable	equitable	ADJ
cjrl-2297	11	15	implementation	implementation	NOUN
cjrl-2297	11	16	and	and	CCONJ
cjrl-2297	11	17	enforcement	enforcement	NOUN
cjrl-2297	11	18	of	of	ADP
cjrl-2297	11	19	revised	revise	VERB
cjrl-2297	11	20	student	student	NOUN
cjrl-2297	11	21	loan	loan	NOUN
cjrl-2297	11	22	terms	term	NOUN
cjrl-2297	11	23	.	.	PUNCT
cjrl-2297	12	1	i.	i.	PROPN
cjrl-2297	12	2	introduction	introduction	NOUN
cjrl-2297	12	3	…	…	PUNCT
cjrl-2297	12	4	…	…	PUNCT
cjrl-2297	12	5	…	…	PUNCT
cjrl-2297	12	6	…	…	PUNCT
cjrl-2297	12	7	…	…	PUNCT
cjrl-2297	12	8	…	…	PUNCT
cjrl-2297	12	9	…	…	PUNCT
cjrl-2297	12	10	…	…	PUNCT
cjrl-2297	12	11	……	……	NOUN
cjrl-2297	12	12	……	……	NOUN
cjrl-2297	12	13	……	……	NOUN
cjrl-2297	12	14	……	……	NOUN
cjrl-2297	12	15	……	……	NOUN
cjrl-2297	12	16	……	……	NOUN
cjrl-2297	12	17	……	……	NOUN
cjrl-2297	12	18	..	..	PUNCT
cjrl-2297	12	19	130	130	NUM
cjrl-2297	12	20	ii	ii	NOUN
cjrl-2297	12	21	.	.	PUNCT
cjrl-2297	13	1	foundational	foundational	ADJ
cjrl-2297	13	2	perspectives	perspective	NOUN
cjrl-2297	13	3	on	on	ADP
cjrl-2297	13	4	higher	high	ADJ
cjrl-2297	13	5	education	education	NOUN
cjrl-2297	13	6	and	and	CCONJ
cjrl-2297	13	7	financial	financial	ADJ
cjrl-2297	13	8	aid	aid	NOUN
cjrl-2297	13	9	…	…	PUNCT
cjrl-2297	13	10	…	…	PUNCT
cjrl-2297	13	11	…	…	PUNCT
cjrl-2297	13	12	…	…	PUNCT
cjrl-2297	13	13	…	…	PUNCT
cjrl-2297	13	14	…	…	PUNCT
cjrl-2297	13	15	…	…	PUNCT
cjrl-2297	13	16	…	…	PUNCT
cjrl-2297	13	17	…	…	PUNCT
cjrl-2297	13	18	……	……	NOUN
cjrl-2297	13	19	……	……	NOUN
cjrl-2297	13	20	……	……	NOUN
cjrl-2297	13	21	……	……	NOUN
cjrl-2297	13	22	……	……	NOUN
cjrl-2297	13	23	……	……	NOUN
cjrl-2297	13	24	……	……	NOUN
cjrl-2297	13	25	138	138	NUM
cjrl-2297	13	26	a.	a.	NOUN
cjrl-2297	13	27	the	the	DET
cjrl-2297	13	28	need	need	NOUN
cjrl-2297	13	29	for	for	ADP
cjrl-2297	13	30	student	student	NOUN
cjrl-2297	13	31	loan	loan	NOUN
cjrl-2297	13	32	reform	reform	NOUN
cjrl-2297	13	33	through	through	ADP
cjrl-2297	13	34	the	the	DET
cjrl-2297	13	35	higher	high	ADJ
cjrl-2297	13	36	education	education	NOUN
cjrl-2297	13	37	act	act	NOUN
cjrl-2297	13	38	…	…	PUNCT
cjrl-2297	13	39	…	…	PUNCT
cjrl-2297	13	40	…	…	PUNCT
cjrl-2297	13	41	…	…	PUNCT
cjrl-2297	13	42	…	…	PUNCT
cjrl-2297	13	43	…	…	PUNCT
cjrl-2297	13	44	…	…	PUNCT
cjrl-2297	13	45	…	…	PUNCT
cjrl-2297	13	46	…	…	PUNCT
cjrl-2297	13	47	…	…	PUNCT
cjrl-2297	13	48	……	……	NOUN
cjrl-2297	13	49	……	……	NOUN
cjrl-2297	13	50	……	……	NOUN
cjrl-2297	13	51	……	……	NOUN
cjrl-2297	13	52	……	……	NOUN
cjrl-2297	13	53	……	……	NOUN
cjrl-2297	13	54	……	……	NOUN
cjrl-2297	13	55	……	……	NOUN
cjrl-2297	13	56	.	.	PUNCT
cjrl-2297	13	57	140	140	NUM
cjrl-2297	13	58	b.	b.	NOUN
cjrl-2297	13	59	an	an	DET
cjrl-2297	13	60	overview	overview	NOUN
cjrl-2297	13	61	of	of	ADP
cjrl-2297	13	62	the	the	DET
cjrl-2297	13	63	student	student	NOUN
cjrl-2297	13	64	loan	loan	NOUN
cjrl-2297	13	65	industry	industry	NOUN
cjrl-2297	13	66	…	…	PUNCT
cjrl-2297	13	67	…	…	PUNCT
cjrl-2297	13	68	…	…	PUNCT
cjrl-2297	13	69	…	…	PUNCT
cjrl-2297	13	70	……	……	NOUN
cjrl-2297	13	71	……	……	NOUN
cjrl-2297	13	72	……	……	NOUN
cjrl-2297	13	73	144	144	NUM
cjrl-2297	13	74	c.	c.	NOUN
cjrl-2297	13	75	the	the	DET
cjrl-2297	13	76	federal	federal	ADJ
cjrl-2297	13	77	plus	plus	CCONJ
cjrl-2297	13	78	loan	loan	NOUN
cjrl-2297	13	79	program	program	NOUN
cjrl-2297	13	80	…	…	PUNCT
cjrl-2297	13	81	…	…	PUNCT
cjrl-2297	13	82	…	…	PUNCT
cjrl-2297	13	83	…	…	PUNCT
cjrl-2297	13	84	…	…	PUNCT
cjrl-2297	13	85	……	……	NOUN
cjrl-2297	13	86	……	……	NOUN
cjrl-2297	13	87	……	……	NOUN
cjrl-2297	13	88	……	……	NOUN
cjrl-2297	13	89	..	..	PUNCT
cjrl-2297	13	90	146	146	NUM
cjrl-2297	13	91	*	*	PUNCT
cjrl-2297	13	92	thanks	thank	NOUN
cjrl-2297	13	93	to	to	ADP
cjrl-2297	13	94	william	william	PROPN
cjrl-2297	13	95	anthony	anthony	PROPN
cjrl-2297	13	96	dean	dean	PROPN
cjrl-2297	13	97	,	,	PUNCT
cjrl-2297	13	98	joseph	joseph	PROPN
cjrl-2297	13	99	christian	christian	PROPN
cjrl-2297	13	100	dean	dean	PROPN
cjrl-2297	13	101	,	,	PUNCT
cjrl-2297	13	102	and	and	CCONJ
cjrl-2297	13	103	the	the	DET
cjrl-2297	13	104	dedicated	dedicated	ADJ
cjrl-2297	13	105	staff	staff	NOUN
cjrl-2297	13	106	of	of	ADP
cjrl-2297	13	107	the	the	DET
cjrl-2297	13	108	columbia	columbia	PROPN
cjrl-2297	13	109	journal	journal	PROPN
cjrl-2297	13	110	of	of	ADP
cjrl-2297	13	111	race	race	NOUN
cjrl-2297	13	112	and	and	CCONJ
cjrl-2297	13	113	law	law	NOUN
cjrl-2297	13	114	.	.	PUNCT
cjrl-2297	14	1	foreclosures	foreclosure	NOUN
cjrl-2297	14	2	and	and	CCONJ
cjrl-2297	14	3	financial	financial	ADJ
cjrl-2297	14	4	aid	aid	NOUN
cjrl-2297	14	5	vol	vol	NOUN
cjrl-2297	14	6	.	.	PUNCT
cjrl-2297	14	7	4:2	4:2	NUM
cjrl-2297	15	1	130	130	NUM
cjrl-2297	15	2	d.	d.	NOUN
cjrl-2297	15	3	the	the	DET
cjrl-2297	15	4	housing	housing	NOUN
cjrl-2297	15	5	crisis	crisis	NOUN
cjrl-2297	15	6	and	and	CCONJ
cjrl-2297	15	7	ensuing	ensue	VERB
cjrl-2297	15	8	credit	credit	NOUN
cjrl-2297	15	9	crunch	crunch	NOUN
cjrl-2297	15	10	for	for	ADP
cjrl-2297	15	11	plus	plus	CCONJ
cjrl-2297	15	12	loans	loan	NOUN
cjrl-2297	15	13	…	…	PUNCT
cjrl-2297	15	14	…	…	PUNCT
cjrl-2297	15	15	…	…	PUNCT
cjrl-2297	15	16	…	…	PUNCT
cjrl-2297	15	17	…	…	PUNCT
cjrl-2297	15	18	…	…	PUNCT
cjrl-2297	15	19	…	…	PUNCT
cjrl-2297	15	20	…	…	PUNCT
cjrl-2297	15	21	…	…	PUNCT
cjrl-2297	15	22	……	……	NOUN
cjrl-2297	15	23	……	……	NOUN
cjrl-2297	15	24	……	……	NOUN
cjrl-2297	15	25	……	……	NOUN
cjrl-2297	15	26	……	……	NOUN
cjrl-2297	15	27	……	……	NOUN
cjrl-2297	15	28	……	……	NOUN
cjrl-2297	15	29	……	……	NOUN
cjrl-2297	15	30	.	.	PUNCT
cjrl-2297	16	1	148	148	NUM
cjrl-2297	16	2	iii	iii	NOUN
cjrl-2297	16	3	.	.	PUNCT
cjrl-2297	17	1	contemporary	contemporary	ADJ
cjrl-2297	17	2	issues	issue	NOUN
cjrl-2297	17	3	in	in	ADP
cjrl-2297	17	4	the	the	DET
cjrl-2297	17	5	federal	federal	ADJ
cjrl-2297	17	6	plus	plus	CCONJ
cjrl-2297	17	7	loan	loan	NOUN
cjrl-2297	17	8	program	program	NOUN
cjrl-2297	17	9	…	…	PUNCT
cjrl-2297	17	10	…	…	PUNCT
cjrl-2297	17	11	…	…	PUNCT
cjrl-2297	17	12	…	…	PUNCT
cjrl-2297	17	13	…	…	PUNCT
cjrl-2297	17	14	…	…	PUNCT
cjrl-2297	17	15	…	…	PUNCT
cjrl-2297	17	16	…	…	PUNCT
cjrl-2297	17	17	…	…	PUNCT
cjrl-2297	17	18	……	……	NOUN
cjrl-2297	17	19	……	……	NOUN
cjrl-2297	17	20	……	……	NOUN
cjrl-2297	17	21	……	……	NOUN
cjrl-2297	17	22	……	……	NOUN
cjrl-2297	17	23	……	……	NOUN
cjrl-2297	17	24	……	……	NOUN
cjrl-2297	17	25	……	……	NOUN
cjrl-2297	17	26	...	...	PUNCT
cjrl-2297	17	27	151	151	NUM
cjrl-2297	17	28	a.	a.	NOUN
cjrl-2297	17	29	the	the	DET
cjrl-2297	17	30	creditworthiness	creditworthiness	PROPN
cjrl-2297	17	31	requirement	requirement	NOUN
cjrl-2297	17	32	for	for	ADP
cjrl-2297	17	33	plus	plus	CCONJ
cjrl-2297	17	34	loans	loan	NOUN
cjrl-2297	17	35	…	…	PUNCT
cjrl-2297	17	36	…	…	PUNCT
cjrl-2297	17	37	…	…	SYM
cjrl-2297	17	38	……	……	NOUN
cjrl-2297	17	39	...	...	PUNCT
cjrl-2297	17	40	151	151	NUM
cjrl-2297	17	41	iv	iv	NOUN
cjrl-2297	17	42	.	.	PUNCT
cjrl-2297	18	1	financial	financial	ADJ
cjrl-2297	18	2	aid	aid	NOUN
cjrl-2297	18	3	best	good	ADJ
cjrl-2297	18	4	practices	practice	NOUN
cjrl-2297	18	5	…	…	PUNCT
cjrl-2297	18	6	…	…	PUNCT
cjrl-2297	18	7	…	…	PUNCT
cjrl-2297	18	8	…	…	PUNCT
cjrl-2297	18	9	…	…	PUNCT
cjrl-2297	18	10	…	…	PUNCT
cjrl-2297	18	11	……	……	NOUN
cjrl-2297	18	12	……	……	NOUN
cjrl-2297	18	13	……	……	NOUN
cjrl-2297	18	14	……	……	NOUN
cjrl-2297	18	15	..	..	PUNCT
cjrl-2297	18	16	158	158	NUM
cjrl-2297	18	17	a.	a.	NOUN
cjrl-2297	18	18	plus	plus	CCONJ
cjrl-2297	18	19	loan	loan	NOUN
cjrl-2297	18	20	reform	reform	NOUN
cjrl-2297	18	21	…	…	PUNCT
cjrl-2297	18	22	…	…	PUNCT
cjrl-2297	18	23	…	…	PUNCT
cjrl-2297	18	24	…	…	PUNCT
cjrl-2297	18	25	…	…	PUNCT
cjrl-2297	18	26	…	…	PUNCT
cjrl-2297	18	27	…	…	PUNCT
cjrl-2297	18	28	……	……	NOUN
cjrl-2297	18	29	……	……	NOUN
cjrl-2297	18	30	……	……	NOUN
cjrl-2297	18	31	……	……	NOUN
cjrl-2297	18	32	……	……	NOUN
cjrl-2297	18	33	……	……	NOUN
cjrl-2297	18	34	.	.	PUNCT
cjrl-2297	18	35	160	160	NUM
cjrl-2297	18	36	b.	b.	PROPN
cjrl-2297	18	37	financial	financial	ADJ
cjrl-2297	18	38	aid	aid	NOUN
cjrl-2297	18	39	eligibility	eligibility	NOUN
cjrl-2297	18	40	…	…	PUNCT
cjrl-2297	18	41	…	…	PUNCT
cjrl-2297	18	42	…	…	PUNCT
cjrl-2297	18	43	…	…	PUNCT
cjrl-2297	18	44	…	…	PUNCT
cjrl-2297	18	45	…	…	PUNCT
cjrl-2297	18	46	…	…	PUNCT
cjrl-2297	18	47	……	……	NOUN
cjrl-2297	18	48	……	……	NOUN
cjrl-2297	18	49	……	……	NOUN
cjrl-2297	18	50	……	……	NOUN
cjrl-2297	18	51	……	……	NOUN
cjrl-2297	18	52	..	..	PUNCT
cjrl-2297	18	53	165	165	NUM
cjrl-2297	18	54	c.	c.	NOUN
cjrl-2297	18	55	bankruptcy	bankruptcy	NOUN
cjrl-2297	18	56	protection	protection	PROPN
cjrl-2297	18	57	…	…	PUNCT
cjrl-2297	18	58	…	…	PUNCT
cjrl-2297	18	59	…	…	PUNCT
cjrl-2297	18	60	…	…	PUNCT
cjrl-2297	18	61	…	…	PUNCT
cjrl-2297	18	62	…	…	PUNCT
cjrl-2297	18	63	…	…	PUNCT
cjrl-2297	18	64	…	…	PUNCT
cjrl-2297	18	65	……	……	NOUN
cjrl-2297	18	66	……	……	NOUN
cjrl-2297	18	67	……	……	NOUN
cjrl-2297	18	68	……	……	NOUN
cjrl-2297	18	69	……	……	NOUN
cjrl-2297	18	70	.	.	PUNCT
cjrl-2297	19	1	167	167	NUM
cjrl-2297	19	2	v.	v.	ADP
cjrl-2297	19	3	conclusion	conclusion	NOUN
cjrl-2297	19	4	…	…	PUNCT
cjrl-2297	19	5	…	…	PUNCT
cjrl-2297	19	6	…	…	PUNCT
cjrl-2297	19	7	…	…	PUNCT
cjrl-2297	19	8	…	…	PUNCT
cjrl-2297	19	9	…	…	PUNCT
cjrl-2297	19	10	…	…	PUNCT
cjrl-2297	19	11	…	…	PUNCT
cjrl-2297	19	12	……	……	NOUN
cjrl-2297	19	13	……	……	NOUN
cjrl-2297	19	14	……	……	NOUN
cjrl-2297	19	15	……	……	NOUN
cjrl-2297	19	16	……	……	NOUN
cjrl-2297	19	17	……	……	NOUN
cjrl-2297	19	18	……	……	NOUN
cjrl-2297	19	19	……	……	NOUN
cjrl-2297	19	20	172	172	NUM
cjrl-2297	19	21	i.	i.	NOUN
cjrl-2297	19	22	introduction	introduction	NOUN
cjrl-2297	19	23	it	it	PRON
cjrl-2297	19	24	’s	’	VERB
cjrl-2297	19	25	a	a	DET
cjrl-2297	19	26	simple	simple	ADJ
cjrl-2297	19	27	fact	fact	NOUN
cjrl-2297	19	28	:	:	PUNCT
cjrl-2297	19	29	the	the	DET
cjrl-2297	19	30	more	more	ADJ
cjrl-2297	19	31	education	education	NOUN
cjrl-2297	19	32	you	you	PRON
cjrl-2297	19	33	have	have	VERB
cjrl-2297	19	34	,	,	PUNCT
cjrl-2297	19	35	the	the	PRON
cjrl-2297	19	36	more	more	ADV
cjrl-2297	19	37	likely	likely	ADJ
cjrl-2297	19	38	you	you	PRON
cjrl-2297	19	39	are	be	AUX
cjrl-2297	19	40	to	to	PART
cjrl-2297	19	41	have	have	VERB
cjrl-2297	19	42	a	a	DET
cjrl-2297	19	43	job	job	NOUN
cjrl-2297	19	44	and	and	CCONJ
cjrl-2297	19	45	work	work	VERB
cjrl-2297	19	46	your	your	PRON
cjrl-2297	19	47	way	way	NOUN
cjrl-2297	19	48	into	into	ADP
cjrl-2297	19	49	the	the	DET
cjrl-2297	19	50	middle	middle	ADJ
cjrl-2297	19	51	class	class	NOUN
cjrl-2297	19	52	.	.	PUNCT
cjrl-2297	20	1	but	but	CCONJ
cjrl-2297	20	2	today	today	NOUN
cjrl-2297	20	3	,	,	PUNCT
cjrl-2297	20	4	skyrocketing	skyrocketing	NOUN
cjrl-2297	20	5	costs	cost	NOUN
cjrl-2297	20	6	price	price	NOUN
cjrl-2297	20	7	way	way	NOUN
cjrl-2297	20	8	too	too	ADV
cjrl-2297	20	9	many	many	ADJ
cjrl-2297	20	10	young	young	ADJ
cjrl-2297	20	11	people	people	NOUN
cjrl-2297	20	12	out	out	ADP
cjrl-2297	20	13	of	of	ADP
cjrl-2297	20	14	a	a	DET
cjrl-2297	20	15	higher	high	ADJ
cjrl-2297	20	16	education	education	NOUN
cjrl-2297	20	17	,	,	PUNCT
cjrl-2297	20	18	or	or	CCONJ
cjrl-2297	20	19	saddle	saddle	VERB
cjrl-2297	20	20	them	they	PRON
cjrl-2297	20	21	with	with	ADP
cjrl-2297	20	22	unsustainable	unsustainable	ADJ
cjrl-2297	20	23	debt.1	debt.1	PRON
cjrl-2297	20	24	the	the	DET
cjrl-2297	20	25	great	great	ADJ
cjrl-2297	20	26	recession	recession	NOUN
cjrl-2297	20	27	of	of	ADP
cjrl-2297	20	28	2008	2008	NUM
cjrl-2297	20	29	resulted	result	VERB
cjrl-2297	20	30	in	in	ADP
cjrl-2297	20	31	a	a	DET
cjrl-2297	20	32	new	new	ADJ
cjrl-2297	20	33	economy	economy	NOUN
cjrl-2297	20	34	that	that	PRON
cjrl-2297	20	35	proportionately	proportionately	ADV
cjrl-2297	20	36	depleted	deplete	VERB
cjrl-2297	20	37	more	more	ADV
cjrl-2297	20	38	personal	personal	ADJ
cjrl-2297	20	39	and	and	CCONJ
cjrl-2297	20	40	commercial	commercial	ADJ
cjrl-2297	20	41	wealth	wealth	NOUN
cjrl-2297	20	42	than	than	ADP
cjrl-2297	20	43	the	the	DET
cjrl-2297	20	44	great	great	ADJ
cjrl-2297	20	45	depression.2	depression.2	PROPN
cjrl-2297	20	46	consequently	consequently	ADV
cjrl-2297	20	47	,	,	PUNCT
cjrl-2297	20	48	public	public	ADJ
cjrl-2297	20	49	and	and	CCONJ
cjrl-2297	20	50	private	private	ADJ
cjrl-2297	20	51	entities	entity	NOUN
cjrl-2297	20	52	adopted	adopt	VERB
cjrl-2297	20	53	stringent	stringent	ADJ
cjrl-2297	20	54	spending	spending	NOUN
cjrl-2297	20	55	strategies	strategy	NOUN
cjrl-2297	20	56	to	to	PART
cjrl-2297	20	57	help	help	VERB
cjrl-2297	20	58	balance	balance	NOUN
cjrl-2297	20	59	budgets	budget	NOUN
cjrl-2297	20	60	and	and	CCONJ
cjrl-2297	20	61	ultimately	ultimately	ADV
cjrl-2297	20	62	save	save	VERB
cjrl-2297	20	63	the	the	DET
cjrl-2297	20	64	u.s	u.s	PROPN
cjrl-2297	20	65	.	.	PROPN
cjrl-2297	20	66	economy.3	economy.3	PROPN
cjrl-2297	20	67	widespread	widespread	ADJ
cjrl-2297	20	68	governmental	governmental	ADJ
cjrl-2297	20	69	oversight	oversight	NOUN
cjrl-2297	20	70	and	and	CCONJ
cjrl-2297	20	71	supervision	supervision	NOUN
cjrl-2297	20	72	of	of	ADP
cjrl-2297	20	73	financial	financial	ADJ
cjrl-2297	20	74	products	product	NOUN
cjrl-2297	20	75	and	and	CCONJ
cjrl-2297	20	76	services	service	NOUN
cjrl-2297	20	77	ensued	ensue	VERB
cjrl-2297	20	78	with	with	ADP
cjrl-2297	20	79	the	the	DET
cjrl-2297	20	80	legislation	legislation	NOUN
cjrl-2297	20	81	of	of	ADP
cjrl-2297	20	82	the	the	DET
cjrl-2297	20	83	dodd	dodd	PROPN
cjrl-2297	20	84	-	-	PUNCT
cjrl-2297	20	85	frank	frank	PROPN
cjrl-2297	20	86	wall	wall	PROPN
cjrl-2297	20	87	street	street	PROPN
cjrl-2297	20	88	reform	reform	PROPN
cjrl-2297	20	89	and	and	CCONJ
cjrl-2297	20	90	consumer	consumer	NOUN
cjrl-2297	20	91	protection	protection	NOUN
cjrl-2297	20	92	act	act	NOUN
cjrl-2297	20	93	(	(	PUNCT
cjrl-2297	20	94	“	"	PUNCT
cjrl-2297	20	95	dodd	dodd	PROPN
cjrl-2297	20	96	-	-	PUNCT
cjrl-2297	20	97	frank	frank	PROPN
cjrl-2297	20	98	act	act	PROPN
cjrl-2297	20	99	”	"	PUNCT
cjrl-2297	20	100	or	or	CCONJ
cjrl-2297	20	101	“	"	PUNCT
cjrl-2297	20	102	dodd	dodd	PROPN
cjrl-2297	20	103	-	-	PUNCT
cjrl-2297	20	104	frank”).4	frank”).4	NOUN
cjrl-2297	20	105	the	the	DET
cjrl-2297	20	106	dodd	dodd	PROPN
cjrl-2297	20	107	-	-	PUNCT
cjrl-2297	20	108	frank	frank	PROPN
cjrl-2297	20	109	act	act	PROPN
cjrl-2297	20	110	included	include	VERB
cjrl-2297	20	111	legislation	legislation	NOUN
cjrl-2297	20	112	concerning	concern	VERB
cjrl-2297	20	113	the	the	DET
cjrl-2297	20	114	regulation	regulation	NOUN
cjrl-2297	20	115	of	of	ADP
cjrl-2297	20	116	student	student	NOUN
cjrl-2297	20	117	loans.5	loans.5	PROPN
cjrl-2297	20	118	the	the	DET
cjrl-2297	20	119	house	house	PROPN
cjrl-2297	20	120	of	of	ADP
cjrl-2297	20	121	cards	card	NOUN
cjrl-2297	20	122	built	build	VERB
cjrl-2297	20	123	primarily	primarily	ADV
cjrl-2297	20	124	by	by	ADP
cjrl-2297	20	125	subprime	subprime	ADJ
cjrl-2297	20	126	mortgage	mortgage	NOUN
cjrl-2297	20	127	lenders	lender	NOUN
cjrl-2297	20	128	collapsed	collapse	VERB
cjrl-2297	20	129	,	,	PUNCT
cjrl-2297	20	130	thereby	thereby	ADV
cjrl-2297	20	131	causing	cause	VERB
cjrl-2297	20	132	a	a	DET
cjrl-2297	20	133	severe	severe	ADJ
cjrl-2297	20	134	1	1	NUM
cjrl-2297	20	135	president	president	NOUN
cjrl-2297	20	136	barack	barack	PROPN
cjrl-2297	20	137	h.	h.	PROPN
cjrl-2297	20	138	obama	obama	PROPN
cjrl-2297	20	139	,	,	PUNCT
cjrl-2297	20	140	address	address	NOUN
cjrl-2297	20	141	before	before	ADP
cjrl-2297	20	142	a	a	DET
cjrl-2297	20	143	joint	joint	ADJ
cjrl-2297	20	144	session	session	NOUN
cjrl-2297	20	145	of	of	ADP
cjrl-2297	20	146	the	the	DET
cjrl-2297	20	147	congress	congress	PROPN
cjrl-2297	20	148	of	of	ADP
cjrl-2297	20	149	the	the	DET
cjrl-2297	20	150	state	state	NOUN
cjrl-2297	20	151	of	of	ADP
cjrl-2297	20	152	the	the	DET
cjrl-2297	20	153	union	union	PROPN
cjrl-2297	20	154	(	(	PUNCT
cjrl-2297	20	155	feb	feb	PROPN
cjrl-2297	20	156	.	.	PROPN
cjrl-2297	20	157	12	12	NUM
cjrl-2297	20	158	,	,	PUNCT
cjrl-2297	20	159	2013	2013	NUM
cjrl-2297	20	160	)	)	PUNCT
cjrl-2297	20	161	.	.	PUNCT
cjrl-2297	21	1	2	2	NUM
cjrl-2297	21	2	see	see	VERB
cjrl-2297	21	3	kamille	kamille	PROPN
cjrl-2297	21	4	wolff	wolff	PROPN
cjrl-2297	21	5	dean	dean	PROPN
cjrl-2297	21	6	,	,	PUNCT
cjrl-2297	21	7	teaching	teach	VERB
cjrl-2297	21	8	business	business	NOUN
cjrl-2297	21	9	law	law	NOUN
cjrl-2297	21	10	in	in	ADP
cjrl-2297	21	11	the	the	DET
cjrl-2297	21	12	new	new	ADJ
cjrl-2297	21	13	economy	economy	NOUN
cjrl-2297	21	14	:	:	PUNCT
cjrl-2297	21	15	strategies	strategy	NOUN
cjrl-2297	21	16	for	for	ADP
cjrl-2297	21	17	success	success	NOUN
cjrl-2297	21	18	,	,	PUNCT
cjrl-2297	21	19	8	8	NUM
cjrl-2297	21	20	j.	j.	PROPN
cjrl-2297	21	21	bus	bus	PROPN
cjrl-2297	21	22	.	.	PROPN
cjrl-2297	21	23	&	&	CCONJ
cjrl-2297	21	24	tech	tech	PROPN
cjrl-2297	21	25	l.	l.	PROPN
cjrl-2297	21	26	223	223	NUM
cjrl-2297	21	27	,	,	PUNCT
cjrl-2297	21	28	225	225	NUM
cjrl-2297	21	29	-	-	SYM
cjrl-2297	21	30	27	27	NUM
cjrl-2297	21	31	(	(	PUNCT
cjrl-2297	21	32	2013	2013	NUM
cjrl-2297	21	33	)	)	PUNCT
cjrl-2297	21	34	;	;	PUNCT
cjrl-2297	21	35	see	see	VERB
cjrl-2297	21	36	also	also	ADV
cjrl-2297	21	37	mark	mark	PROPN
cjrl-2297	21	38	labonte	labonte	PROPN
cjrl-2297	21	39	,	,	PUNCT
cjrl-2297	21	40	cong	cong	PROPN
cjrl-2297	21	41	.	.	PUNCT
cjrl-2297	22	1	research	research	NOUN
cjrl-2297	22	2	serv	serv	PROPN
cjrl-2297	22	3	.	.	PROPN
cjrl-2297	22	4	,	,	PUNCT
cjrl-2297	22	5	r40198	r40198	PROPN
cjrl-2297	22	6	,	,	PUNCT
cjrl-2297	22	7	the	the	DET
cjrl-2297	22	8	2007–2009	2007–2009	NUM
cjrl-2297	22	9	recession	recession	NOUN
cjrl-2297	22	10	:	:	PUNCT
cjrl-2297	22	11	similarities	similarity	NOUN
cjrl-2297	22	12	to	to	PART
cjrl-2297	22	13	and	and	CCONJ
cjrl-2297	22	14	differences	difference	NOUN
cjrl-2297	22	15	from	from	ADP
cjrl-2297	22	16	the	the	DET
cjrl-2297	22	17	past	past	NOUN
cjrl-2297	22	18	(	(	PUNCT
cjrl-2297	22	19	2010	2010	NUM
cjrl-2297	22	20	)	)	PUNCT
cjrl-2297	22	21	(	(	PUNCT
cjrl-2297	22	22	“	"	PUNCT
cjrl-2297	22	23	one	one	NUM
cjrl-2297	22	24	unique	unique	ADJ
cjrl-2297	22	25	characteristic	characteristic	NOUN
cjrl-2297	22	26	of	of	ADP
cjrl-2297	22	27	the	the	DET
cjrl-2297	22	28	recent	recent	ADJ
cjrl-2297	22	29	recession	recession	NOUN
cjrl-2297	22	30	was	be	AUX
cjrl-2297	22	31	the	the	DET
cjrl-2297	22	32	severe	severe	ADJ
cjrl-2297	22	33	disruption	disruption	NOUN
cjrl-2297	22	34	to	to	ADP
cjrl-2297	22	35	financial	financial	ADJ
cjrl-2297	22	36	markets	market	NOUN
cjrl-2297	22	37	.	.	PUNCT
cjrl-2297	22	38	”	"	PUNCT
cjrl-2297	22	39	)	)	PUNCT
cjrl-2297	22	40	;	;	PUNCT
cjrl-2297	22	41	see	see	VERB
cjrl-2297	22	42	generally	generally	ADV
cjrl-2297	22	43	ivaylo	ivaylo	PROPN
cjrl-2297	22	44	petev	petev	NOUN
cjrl-2297	22	45	,	,	PUNCT
cjrl-2297	22	46	et	et	PROPN
cjrl-2297	22	47	al	al	PROPN
cjrl-2297	22	48	.	.	PROPN
cjrl-2297	22	49	,	,	PUNCT
cjrl-2297	22	50	consumption	consumption	NOUN
cjrl-2297	22	51	and	and	CCONJ
cjrl-2297	22	52	the	the	DET
cjrl-2297	22	53	great	great	ADJ
cjrl-2297	22	54	recession	recession	NOUN
cjrl-2297	22	55	:	:	PUNCT
cjrl-2297	22	56	an	an	DET
cjrl-2297	22	57	analysis	analysis	NOUN
cjrl-2297	22	58	of	of	ADP
cjrl-2297	22	59	trends	trend	NOUN
cjrl-2297	22	60	,	,	PUNCT
cjrl-2297	22	61	perceptions	perception	NOUN
cjrl-2297	22	62	,	,	PUNCT
cjrl-2297	22	63	and	and	CCONJ
cjrl-2297	22	64	distributional	distributional	ADJ
cjrl-2297	22	65	effects	effect	NOUN
cjrl-2297	22	66	(	(	PUNCT
cjrl-2297	22	67	2011	2011	NUM
cjrl-2297	22	68	)	)	PUNCT
cjrl-2297	22	69	.	.	PUNCT
cjrl-2297	23	1	3	3	NUM
cjrl-2297	24	1	i	i	PRON
cjrl-2297	24	2	d.	d.	PROPN
cjrl-2297	24	3	4	4	NUM
cjrl-2297	24	4	see	see	VERB
cjrl-2297	24	5	dodd	dodd	PROPN
cjrl-2297	24	6	-	-	PUNCT
cjrl-2297	24	7	frank	frank	PROPN
cjrl-2297	24	8	wall	wall	PROPN
cjrl-2297	24	9	street	street	PROPN
cjrl-2297	24	10	reform	reform	PROPN
cjrl-2297	24	11	and	and	CCONJ
cjrl-2297	24	12	consumer	consumer	NOUN
cjrl-2297	24	13	protection	protection	PROPN
cjrl-2297	24	14	act	act	PROPN
cjrl-2297	24	15	,	,	PUNCT
cjrl-2297	24	16	h.r	h.r	PROPN
cjrl-2297	24	17	.	.	PROPN
cjrl-2297	24	18	4173	4173	NUM
cjrl-2297	24	19	,	,	PUNCT
cjrl-2297	24	20	111th	111th	ADJ
cjrl-2297	24	21	cong	cong	NOUN
cjrl-2297	24	22	.	.	PUNCT
cjrl-2297	25	1	(	(	PUNCT
cjrl-2297	25	2	2010	2010	NUM
cjrl-2297	25	3	)	)	PUNCT
cjrl-2297	25	4	;	;	PUNCT
cjrl-2297	25	5	see	see	VERB
cjrl-2297	25	6	also	also	ADV
cjrl-2297	25	7	kamille	kamille	PROPN
cjrl-2297	25	8	wolff	wolff	PROPN
cjrl-2297	25	9	dean	dean	PROPN
cjrl-2297	25	10	,	,	PUNCT
cjrl-2297	25	11	student	student	NOUN
cjrl-2297	25	12	loans	loan	NOUN
cjrl-2297	25	13	,	,	PUNCT
cjrl-2297	25	14	politics	politic	NOUN
cjrl-2297	25	15	,	,	PUNCT
cjrl-2297	25	16	and	and	CCONJ
cjrl-2297	25	17	the	the	DET
cjrl-2297	25	18	occupy	occupy	NOUN
cjrl-2297	25	19	movement	movement	NOUN
cjrl-2297	25	20	:	:	PUNCT
cjrl-2297	25	21	financial	financial	ADJ
cjrl-2297	25	22	aid	aid	NOUN
cjrl-2297	25	23	rebellion	rebellion	NOUN
cjrl-2297	25	24	and	and	CCONJ
cjrl-2297	25	25	reform	reform	NOUN
cjrl-2297	25	26	,	,	PUNCT
cjrl-2297	25	27	46	46	NUM
cjrl-2297	25	28	j.	j.	PROPN
cjrl-2297	25	29	marshall	marshall	PROPN
cjrl-2297	25	30	l.	l.	PROPN
cjrl-2297	25	31	rev	rev	PROPN
cjrl-2297	25	32	.	.	PROPN
cjrl-2297	25	33	105	105	NUM
cjrl-2297	25	34	(	(	PUNCT
cjrl-2297	25	35	2012	2012	NUM
cjrl-2297	25	36	)	)	PUNCT
cjrl-2297	25	37	;	;	PUNCT
cjrl-2297	25	38	see	see	VERB
cjrl-2297	25	39	also	also	ADV
cjrl-2297	25	40	peter	peter	PROPN
cjrl-2297	25	41	coy	coy	ADJ
cjrl-2297	25	42	,	,	PUNCT
cjrl-2297	25	43	“	"	PUNCT
cjrl-2297	25	44	the	the	DET
cjrl-2297	25	45	great	great	ADJ
cjrl-2297	25	46	recession	recession	NOUN
cjrl-2297	25	47	:	:	PUNCT
cjrl-2297	25	48	an	an	DET
cjrl-2297	25	49	‘	'	PUNCT
cjrl-2297	25	50	affair	affair	NOUN
cjrl-2297	25	51	’	'	PUNCT
cjrl-2297	25	52	to	to	PART
cjrl-2297	25	53	remember	remember	VERB
cjrl-2297	25	54	,	,	PUNCT
cjrl-2297	25	55	”	"	PUNCT
cjrl-2297	25	56	bloomberg	bloomberg	PROPN
cjrl-2297	25	57	businessweek	businessweek	PROPN
cjrl-2297	25	58	,	,	PUNCT
cjrl-2297	25	59	oct	oct	PROPN
cjrl-2297	25	60	.	.	PROPN
cjrl-2297	25	61	11	11	NUM
cjrl-2297	25	62	,	,	PUNCT
cjrl-2297	25	63	2012	2012	NUM
cjrl-2297	25	64	;	;	PUNCT
cjrl-2297	25	65	see	see	VERB
cjrl-2297	25	66	generally	generally	ADV
cjrl-2297	25	67	david	david	PROPN
cjrl-2297	25	68	b.	b.	PROPN
cjrl-2297	25	69	grusky	grusky	PROPN
cjrl-2297	25	70	,	,	PUNCT
cjrl-2297	25	71	et	et	PROPN
cjrl-2297	25	72	al	al	PROPN
cjrl-2297	25	73	.	.	PROPN
cjrl-2297	25	74	,	,	PUNCT
cjrl-2297	25	75	the	the	DET
cjrl-2297	25	76	great	great	ADJ
cjrl-2297	25	77	recession	recession	NOUN
cjrl-2297	25	78	3	3	NUM
cjrl-2297	25	79	-	-	SYM
cjrl-2297	25	80	5	5	NUM
cjrl-2297	25	81	(	(	PUNCT
cjrl-2297	25	82	2011	2011	NUM
cjrl-2297	25	83	)	)	PUNCT
cjrl-2297	25	84	(	(	PUNCT
cjrl-2297	25	85	“	"	PUNCT
cjrl-2297	25	86	the	the	DET
cjrl-2297	25	87	‘	'	PUNCT
cjrl-2297	25	88	great	great	ADJ
cjrl-2297	25	89	recession	recession	NOUN
cjrl-2297	25	90	’	'	PUNCT
cjrl-2297	25	91	spanned	span	VERB
cjrl-2297	25	92	.	.	PUNCT
cjrl-2297	25	93	.	.	PUNCT
cjrl-2297	26	1	.	.	PUNCT
cjrl-2297	27	1	to	to	ADP
cjrl-2297	27	2	2009	2009	NUM
cjrl-2297	27	3	,	,	PUNCT
cjrl-2297	27	4	although	although	SCONJ
cjrl-2297	27	5	the	the	DET
cjrl-2297	27	6	nation	nation	NOUN
cjrl-2297	27	7	is	be	AUX
cjrl-2297	27	8	still	still	ADV
cjrl-2297	27	9	experiencing	experience	VERB
cjrl-2297	27	10	the	the	DET
cjrl-2297	27	11	aftershocks	aftershock	NOUN
cjrl-2297	27	12	of	of	ADP
cjrl-2297	27	13	this	this	DET
cjrl-2297	27	14	deep	deep	ADJ
cjrl-2297	27	15	,	,	PUNCT
cjrl-2297	27	16	multi	multi	ADJ
cjrl-2297	27	17	-	-	ADJ
cjrl-2297	27	18	layered	layered	ADJ
cjrl-2297	27	19	financial	financial	ADJ
cjrl-2297	27	20	crisis	crisis	NOUN
cjrl-2297	27	21	”	"	PUNCT
cjrl-2297	27	22	)	)	PUNCT
cjrl-2297	28	1	;	;	PUNCT
cjrl-2297	28	2	sheila	sheila	PROPN
cjrl-2297	28	3	slaughter	slaughter	PROPN
cjrl-2297	28	4	&	&	CCONJ
cjrl-2297	28	5	gary	gary	PROPN
cjrl-2297	28	6	rhoades	rhoades	PROPN
cjrl-2297	28	7	,	,	PUNCT
cjrl-2297	28	8	academic	academic	ADJ
cjrl-2297	28	9	capitalism	capitalism	NOUN
cjrl-2297	28	10	and	and	CCONJ
cjrl-2297	28	11	the	the	DET
cjrl-2297	28	12	new	new	ADJ
cjrl-2297	28	13	economy	economy	NOUN
cjrl-2297	28	14	:	:	PUNCT
cjrl-2297	28	15	markets	market	NOUN
cjrl-2297	28	16	,	,	PUNCT
cjrl-2297	28	17	state	state	NOUN
cjrl-2297	28	18	,	,	PUNCT
cjrl-2297	28	19	and	and	CCONJ
cjrl-2297	28	20	higher	high	ADJ
cjrl-2297	28	21	education	education	NOUN
cjrl-2297	28	22	1	1	NUM
cjrl-2297	28	23	-	-	SYM
cjrl-2297	28	24	2	2	NUM
cjrl-2297	28	25	(	(	PUNCT
cjrl-2297	28	26	2004	2004	NUM
cjrl-2297	28	27	)	)	PUNCT
cjrl-2297	28	28	.	.	PUNCT
cjrl-2297	29	1	5	5	NUM
cjrl-2297	29	2	i	i	PRON
cjrl-2297	29	3	d.	d.	PROPN
cjrl-2297	29	4	2014	2014	NUM
cjrl-2297	29	5	columbia	columbia	PROPN
cjrl-2297	29	6	journal	journal	PROPN
cjrl-2297	29	7	of	of	ADP
cjrl-2297	29	8	race	race	NOUN
cjrl-2297	29	9	and	and	CCONJ
cjrl-2297	29	10	law	law	NOUN
cjrl-2297	29	11	131	131	NUM
cjrl-2297	29	12	economic	economic	ADJ
cjrl-2297	29	13	downturn	downturn	NOUN
cjrl-2297	29	14	experienced	experience	VERB
cjrl-2297	29	15	worldwide.6	worldwide.6	VERB
cjrl-2297	29	16	the	the	DET
cjrl-2297	29	17	toppling	toppling	NOUN
cjrl-2297	29	18	of	of	ADP
cjrl-2297	29	19	the	the	DET
cjrl-2297	29	20	financial	financial	ADJ
cjrl-2297	29	21	market	market	NOUN
cjrl-2297	29	22	also	also	ADV
cjrl-2297	29	23	set	set	VERB
cjrl-2297	29	24	forth	forth	ADP
cjrl-2297	29	25	a	a	DET
cjrl-2297	29	26	credit	credit	NOUN
cjrl-2297	29	27	crunch	crunch	NOUN
cjrl-2297	29	28	despite	despite	SCONJ
cjrl-2297	29	29	the	the	DET
cjrl-2297	29	30	government	government	NOUN
cjrl-2297	29	31	-	-	PUNCT
cjrl-2297	29	32	funded	fund	VERB
cjrl-2297	29	33	bank	bank	NOUN
cjrl-2297	29	34	bailout	bailout	NOUN
cjrl-2297	29	35	through	through	ADP
cjrl-2297	29	36	the	the	DET
cjrl-2297	29	37	troubled	troubled	ADJ
cjrl-2297	29	38	asset	asset	NOUN
cjrl-2297	29	39	relief	relief	NOUN
cjrl-2297	29	40	program	program	NOUN
cjrl-2297	29	41	(	(	PUNCT
cjrl-2297	29	42	tarp	tarp	NOUN
cjrl-2297	29	43	)	)	PUNCT
cjrl-2297	29	44	subsidized	subsidize	VERB
cjrl-2297	29	45	by	by	ADP
cjrl-2297	29	46	taxpayers.7	taxpayers.7	NOUN
cjrl-2297	29	47	the	the	DET
cjrl-2297	29	48	domino	domino	NOUN
cjrl-2297	29	49	effect	effect	NOUN
cjrl-2297	29	50	of	of	ADP
cjrl-2297	29	51	the	the	DET
cjrl-2297	29	52	credit	credit	NOUN
cjrl-2297	29	53	crunch	crunch	NOUN
cjrl-2297	29	54	reached	reach	VERB
cjrl-2297	29	55	the	the	DET
cjrl-2297	29	56	financial	financial	ADJ
cjrl-2297	29	57	aid	aid	NOUN
cjrl-2297	29	58	industry	industry	NOUN
cjrl-2297	29	59	in	in	ADP
cjrl-2297	29	60	unprecedented	unprecedented	ADJ
cjrl-2297	29	61	ways	way	NOUN
cjrl-2297	29	62	,	,	PUNCT
cjrl-2297	29	63	including	include	VERB
cjrl-2297	29	64	restrictions	restriction	NOUN
cjrl-2297	29	65	in	in	ADP
cjrl-2297	29	66	the	the	DET
cjrl-2297	29	67	eligibility	eligibility	NOUN
cjrl-2297	29	68	and	and	CCONJ
cjrl-2297	29	69	issuance	issuance	NOUN
cjrl-2297	29	70	of	of	ADP
cjrl-2297	29	71	student	student	NOUN
cjrl-2297	29	72	loans	loan	NOUN
cjrl-2297	29	73	under	under	ADP
cjrl-2297	29	74	the	the	DET
cjrl-2297	29	75	graduate	graduate	NOUN
cjrl-2297	29	76	and	and	CCONJ
cjrl-2297	29	77	parent	parent	NOUN
cjrl-2297	29	78	loan	loan	NOUN
cjrl-2297	29	79	for	for	ADP
cjrl-2297	29	80	undergraduate	undergraduate	ADJ
cjrl-2297	29	81	students	student	NOUN
cjrl-2297	29	82	(	(	PUNCT
cjrl-2297	29	83	“	"	PUNCT
cjrl-2297	29	84	plus	plus	CCONJ
cjrl-2297	29	85	”	"	PUNCT
cjrl-2297	29	86	)	)	PUNCT
cjrl-2297	29	87	program.8	program.8	NOUN
cjrl-2297	29	88	higher	high	ADJ
cjrl-2297	29	89	education	education	NOUN
cjrl-2297	29	90	is	be	AUX
cjrl-2297	29	91	now	now	ADV
cjrl-2297	29	92	closely	closely	ADV
cjrl-2297	29	93	tied	tie	VERB
cjrl-2297	29	94	to	to	ADP
cjrl-2297	29	95	the	the	DET
cjrl-2297	29	96	financial	financial	ADJ
cjrl-2297	29	97	market.9	market.9	PROPN
cjrl-2297	29	98	credit	credit	NOUN
cjrl-2297	29	99	scores	score	NOUN
cjrl-2297	29	100	play	play	VERB
cjrl-2297	29	101	a	a	DET
cjrl-2297	29	102	crucial	crucial	ADJ
cjrl-2297	29	103	role	role	NOUN
cjrl-2297	29	104	in	in	ADP
cjrl-2297	29	105	student	student	NOUN
cjrl-2297	29	106	loan	loan	NOUN
cjrl-2297	29	107	underwriting	underwriting	NOUN
cjrl-2297	29	108	decisions	decision	NOUN
cjrl-2297	29	109	to	to	ADP
cjrl-2297	29	110	the	the	DET
cjrl-2297	29	111	overall	overall	ADJ
cjrl-2297	29	112	detriment	detriment	NOUN
cjrl-2297	29	113	of	of	ADP
cjrl-2297	29	114	the	the	DET
cjrl-2297	29	115	middle	middle	ADJ
cjrl-2297	29	116	class.10	class.10	ADJ
cjrl-2297	29	117	low	low	ADJ
cjrl-2297	29	118	and	and	CCONJ
cjrl-2297	29	119	moderateincome	moderateincome	NOUN
cjrl-2297	29	120	students	student	NOUN
cjrl-2297	29	121	also	also	ADV
cjrl-2297	29	122	face	face	VERB
cjrl-2297	29	123	a	a	DET
cjrl-2297	29	124	tightening	tightening	NOUN
cjrl-2297	29	125	of	of	ADP
cjrl-2297	29	126	financial	financial	ADJ
cjrl-2297	29	127	aid	aid	NOUN
cjrl-2297	29	128	standards	standard	NOUN
cjrl-2297	29	129	that	that	PRON
cjrl-2297	29	130	may	may	AUX
cjrl-2297	29	131	ultimately	ultimately	ADV
cjrl-2297	29	132	preclude	preclude	VERB
cjrl-2297	29	133	them	they	PRON
cjrl-2297	29	134	from	from	ADP
cjrl-2297	29	135	attending	attend	VERB
cjrl-2297	29	136	college.11	college.11	NOUN
cjrl-2297	29	137	the	the	DET
cjrl-2297	29	138	rising	rise	VERB
cjrl-2297	29	139	costs	cost	NOUN
cjrl-2297	29	140	of	of	ADP
cjrl-2297	29	141	college	college	NOUN
cjrl-2297	29	142	,	,	PUNCT
cjrl-2297	29	143	along	along	ADP
cjrl-2297	29	144	with	with	ADP
cjrl-2297	29	145	the	the	DET
cjrl-2297	29	146	decrease	decrease	NOUN
cjrl-2297	29	147	in	in	ADP
cjrl-2297	29	148	federal	federal	ADJ
cjrl-2297	29	149	,	,	PUNCT
cjrl-2297	29	150	state	state	NOUN
cjrl-2297	29	151	,	,	PUNCT
cjrl-2297	29	152	and	and	CCONJ
cjrl-2297	29	153	institutional	institutional	ADJ
cjrl-2297	29	154	student	student	NOUN
cjrl-2297	29	155	aid	aid	NOUN
cjrl-2297	29	156	,	,	PUNCT
cjrl-2297	29	157	may	may	AUX
cjrl-2297	29	158	push	push	VERB
cjrl-2297	29	159	many	many	ADJ
cjrl-2297	29	160	deserving	deserving	ADJ
cjrl-2297	29	161	students	student	NOUN
cjrl-2297	29	162	to	to	ADP
cjrl-2297	29	163	the	the	DET
cjrl-2297	29	164	periphery	periphery	NOUN
cjrl-2297	29	165	of	of	ADP
cjrl-2297	29	166	higher	high	ADJ
cjrl-2297	29	167	education.12	education.12	PROPN
cjrl-2297	29	168	without	without	ADP
cjrl-2297	29	169	the	the	DET
cjrl-2297	29	170	promise	promise	NOUN
cjrl-2297	29	171	of	of	ADP
cjrl-2297	29	172	supplemental	supplemental	ADJ
cjrl-2297	29	173	financial	financial	ADJ
cjrl-2297	29	174	aid	aid	NOUN
cjrl-2297	29	175	from	from	ADP
cjrl-2297	29	176	the	the	DET
cjrl-2297	29	177	federal	federal	ADJ
cjrl-2297	29	178	plus	plus	CCONJ
cjrl-2297	29	179	loan	loan	NOUN
cjrl-2297	29	180	program	program	NOUN
cjrl-2297	29	181	,	,	PUNCT
cjrl-2297	29	182	many	many	ADJ
cjrl-2297	29	183	lower	low	ADJ
cjrl-2297	29	184	and	and	CCONJ
cjrl-2297	29	185	even	even	ADV
cjrl-2297	29	186	upper	upper	ADJ
cjrl-2297	29	187	middle	middle	ADJ
cjrl-2297	29	188	class	class	NOUN
cjrl-2297	29	189	families	family	NOUN
cjrl-2297	29	190	may	may	AUX
cjrl-2297	29	191	be	be	AUX
cjrl-2297	29	192	priced	price	VERB
cjrl-2297	29	193	out	out	ADP
cjrl-2297	29	194	of	of	ADP
cjrl-2297	29	195	attaining	attain	VERB
cjrl-2297	29	196	the	the	DET
cjrl-2297	29	197	american	american	ADJ
cjrl-2297	29	198	dream	dream	NOUN
cjrl-2297	29	199	through	through	ADP
cjrl-2297	29	200	higher	high	ADJ
cjrl-2297	29	201	education.13	education.13	NOUN
cjrl-2297	29	202	6	6	NUM
cjrl-2297	29	203	see	see	VERB
cjrl-2297	29	204	generally	generally	ADV
cjrl-2297	29	205	meg	meg	PROPN
cjrl-2297	29	206	handley	handley	PROPN
cjrl-2297	29	207	,	,	PUNCT
cjrl-2297	29	208	“	"	PUNCT
cjrl-2297	29	209	bernanke	bernanke	ADJ
cjrl-2297	29	210	:	:	PUNCT
cjrl-2297	29	211	tight	tight	ADJ
cjrl-2297	29	212	credit	credit	NOUN
cjrl-2297	29	213	impeding	impede	VERB
cjrl-2297	29	214	housing	housing	NOUN
cjrl-2297	29	215	,	,	PUNCT
cjrl-2297	29	216	economic	economic	ADJ
cjrl-2297	29	217	recovery	recovery	NOUN
cjrl-2297	29	218	,	,	PUNCT
cjrl-2297	29	219	”	"	PUNCT
cjrl-2297	29	220	u.s	u.s	PROPN
cjrl-2297	29	221	.	.	PROPN
cjrl-2297	29	222	news	news	PROPN
cjrl-2297	29	223	and	and	CCONJ
cjrl-2297	29	224	world	world	NOUN
cjrl-2297	29	225	report	report	PROPN
cjrl-2297	29	226	,	,	PUNCT
cjrl-2297	29	227	feb	feb	PROPN
cjrl-2297	29	228	.	.	PROPN
cjrl-2297	29	229	10	10	NUM
cjrl-2297	29	230	,	,	PUNCT
cjrl-2297	29	231	2012	2012	NUM
cjrl-2297	29	232	.	.	PUNCT
cjrl-2297	30	1	7	7	NUM
cjrl-2297	30	2	see	see	VERB
cjrl-2297	30	3	u.s	u.s	PROPN
cjrl-2297	30	4	.	.	PROPN
cjrl-2297	30	5	dept	dept	PROPN
cjrl-2297	30	6	.	.	PROPN
cjrl-2297	30	7	of	of	ADP
cjrl-2297	30	8	treasury	treasury	PROPN
cjrl-2297	30	9	,	,	PUNCT
cjrl-2297	30	10	tarp	tarp	NOUN
cjrl-2297	30	11	programs	program	NOUN
cjrl-2297	30	12	,	,	PUNCT
cjrl-2297	30	13	http://www.treasury.gov/initiatives/financialstability/tarp-programs/pages/default.aspx	http://www.treasury.gov/initiatives/financialstability/tarp-programs/pages/default.aspx	NOUN
cjrl-2297	30	14	#	#	NOUN
cjrl-2297	30	15	(	(	PUNCT
cjrl-2297	30	16	last	last	ADV
cjrl-2297	30	17	visited	visit	VERB
cjrl-2297	30	18	june	june	PROPN
cjrl-2297	30	19	12	12	NUM
cjrl-2297	30	20	,	,	PUNCT
cjrl-2297	30	21	2014	2014	NUM
cjrl-2297	30	22	)	)	PUNCT
cjrl-2297	30	23	(	(	PUNCT
cjrl-2297	30	24	“	"	PUNCT
cjrl-2297	30	25	treasury	treasury	PROPN
cjrl-2297	30	26	established	establish	VERB
cjrl-2297	30	27	several	several	ADJ
cjrl-2297	30	28	programs	program	NOUN
cjrl-2297	30	29	under	under	ADP
cjrl-2297	30	30	tarp	tarp	NOUN
cjrl-2297	30	31	to	to	PART
cjrl-2297	30	32	help	help	VERB
cjrl-2297	30	33	stabilize	stabilize	VERB
cjrl-2297	30	34	the	the	DET
cjrl-2297	30	35	u.s	u.s	PROPN
cjrl-2297	30	36	.	.	PROPN
cjrl-2297	30	37	financial	financial	ADJ
cjrl-2297	30	38	system	system	NOUN
cjrl-2297	30	39	,	,	PUNCT
cjrl-2297	30	40	restart	restart	NOUN
cjrl-2297	30	41	economic	economic	ADJ
cjrl-2297	30	42	growth	growth	NOUN
cjrl-2297	30	43	,	,	PUNCT
cjrl-2297	30	44	and	and	CCONJ
cjrl-2297	30	45	prevent	prevent	VERB
cjrl-2297	30	46	avoidable	avoidable	ADJ
cjrl-2297	30	47	foreclosures	foreclosure	NOUN
cjrl-2297	30	48	.	.	PUNCT
cjrl-2297	31	1	although	although	SCONJ
cjrl-2297	31	2	congress	congress	PROPN
cjrl-2297	31	3	initially	initially	ADV
cjrl-2297	31	4	authorized	authorize	VERB
cjrl-2297	31	5	$	$	SYM
cjrl-2297	31	6	700	700	NUM
cjrl-2297	31	7	billion	billion	NUM
cjrl-2297	31	8	for	for	ADP
cjrl-2297	31	9	tarp	tarp	NOUN
cjrl-2297	31	10	in	in	ADP
cjrl-2297	31	11	october	october	PROPN
cjrl-2297	31	12	2008	2008	NUM
cjrl-2297	31	13	,	,	PUNCT
cjrl-2297	31	14	that	that	DET
cjrl-2297	31	15	authority	authority	NOUN
cjrl-2297	31	16	was	be	AUX
cjrl-2297	31	17	reduced	reduce	VERB
cjrl-2297	31	18	to	to	ADP
cjrl-2297	31	19	$	$	SYM
cjrl-2297	31	20	475	475	NUM
cjrl-2297	31	21	billion	billion	NUM
cjrl-2297	31	22	by	by	ADP
cjrl-2297	31	23	the	the	DET
cjrl-2297	31	24	dodd	dodd	PROPN
cjrl-2297	31	25	-	-	PUNCT
cjrl-2297	31	26	frank	frank	PROPN
cjrl-2297	31	27	wall	wall	PROPN
cjrl-2297	31	28	street	street	PROPN
cjrl-2297	31	29	reform	reform	PROPN
cjrl-2297	31	30	and	and	CCONJ
cjrl-2297	31	31	consumer	consumer	NOUN
cjrl-2297	31	32	protection	protection	NOUN
cjrl-2297	31	33	act	act	NOUN
cjrl-2297	31	34	(	(	PUNCT
cjrl-2297	31	35	dodd	dodd	PROPN
cjrl-2297	31	36	-	-	PUNCT
cjrl-2297	31	37	frank	frank	PROPN
cjrl-2297	31	38	act	act	PROPN
cjrl-2297	31	39	)	)	PUNCT
cjrl-2297	31	40	.	.	PUNCT
cjrl-2297	31	41	.	.	PUNCT
cjrl-2297	31	42	.	.	PUNCT
cjrl-2297	31	43	.	.	PUNCT
cjrl-2297	32	1	the	the	DET
cjrl-2297	32	2	authority	authority	NOUN
cjrl-2297	32	3	to	to	PART
cjrl-2297	32	4	make	make	VERB
cjrl-2297	32	5	new	new	ADJ
cjrl-2297	32	6	financial	financial	ADJ
cjrl-2297	32	7	commitments	commitment	NOUN
cjrl-2297	32	8	under	under	ADP
cjrl-2297	32	9	tarp	tarp	NOUN
cjrl-2297	32	10	ended	end	VERB
cjrl-2297	32	11	on	on	ADP
cjrl-2297	32	12	october	october	PROPN
cjrl-2297	32	13	3	3	NUM
cjrl-2297	32	14	,	,	PUNCT
cjrl-2297	32	15	2010	2010	NUM
cjrl-2297	32	16	.	.	PUNCT
cjrl-2297	33	1	as	as	ADP
cjrl-2297	33	2	of	of	ADP
cjrl-2297	33	3	march	march	PROPN
cjrl-2297	33	4	31	31	NUM
cjrl-2297	33	5	,	,	PUNCT
cjrl-2297	33	6	2014	2014	NUM
cjrl-2297	33	7	,	,	PUNCT
cjrl-2297	33	8	cumulative	cumulative	ADJ
cjrl-2297	33	9	collections	collection	NOUN
cjrl-2297	33	10	under	under	ADP
cjrl-2297	33	11	tarp	tarp	NOUN
cjrl-2297	33	12	,	,	PUNCT
cjrl-2297	33	13	together	together	ADV
cjrl-2297	33	14	with	with	ADP
cjrl-2297	33	15	treasury	treasury	PROPN
cjrl-2297	33	16	's	's	PART
cjrl-2297	33	17	additional	additional	ADJ
cjrl-2297	33	18	proceeds	proceed	NOUN
cjrl-2297	33	19	from	from	ADP
cjrl-2297	33	20	the	the	DET
cjrl-2297	33	21	sale	sale	NOUN
cjrl-2297	33	22	of	of	ADP
cjrl-2297	33	23	non	non	ADJ
cjrl-2297	33	24	-	-	ADJ
cjrl-2297	33	25	tarp	tarp	ADJ
cjrl-2297	33	26	shares	share	NOUN
cjrl-2297	33	27	of	of	ADP
cjrl-2297	33	28	aig	aig	PROPN
cjrl-2297	33	29	,	,	PUNCT
cjrl-2297	33	30	exceed	exceed	VERB
cjrl-2297	33	31	total	total	ADJ
cjrl-2297	33	32	disbursements	disbursement	NOUN
cjrl-2297	33	33	by	by	ADP
cjrl-2297	33	34	more	more	ADJ
cjrl-2297	33	35	than	than	ADP
cjrl-2297	33	36	$	$	SYM
cjrl-2297	33	37	13	13	NUM
cjrl-2297	33	38	billion	billion	NUM
cjrl-2297	33	39	.	.	PUNCT
cjrl-2297	34	1	treasury	treasury	PROPN
cjrl-2297	34	2	is	be	AUX
cjrl-2297	34	3	now	now	ADV
cjrl-2297	34	4	winding	wind	VERB
cjrl-2297	34	5	down	down	ADP
cjrl-2297	34	6	its	its	PRON
cjrl-2297	34	7	remaining	remain	VERB
cjrl-2297	34	8	tarp	tarp	NOUN
cjrl-2297	34	9	investments	investment	NOUN
cjrl-2297	34	10	and	and	CCONJ
cjrl-2297	34	11	is	be	AUX
cjrl-2297	34	12	also	also	ADV
cjrl-2297	34	13	continuing	continue	VERB
cjrl-2297	34	14	to	to	PART
cjrl-2297	34	15	implement	implement	VERB
cjrl-2297	34	16	tarp	tarp	NOUN
cjrl-2297	34	17	initiatives	initiative	NOUN
cjrl-2297	34	18	to	to	PART
cjrl-2297	34	19	help	help	VERB
cjrl-2297	34	20	struggling	struggle	VERB
cjrl-2297	34	21	homeowners	homeowner	NOUN
cjrl-2297	34	22	avoid	avoid	VERB
cjrl-2297	34	23	foreclosure	foreclosure	NOUN
cjrl-2297	34	24	.	.	PUNCT
cjrl-2297	34	25	”	"	PUNCT
cjrl-2297	34	26	)	)	PUNCT
cjrl-2297	34	27	;	;	PUNCT
cjrl-2297	34	28	see	see	VERB
cjrl-2297	34	29	generally	generally	ADV
cjrl-2297	34	30	ben	ben	PROPN
cjrl-2297	34	31	s.	s.	PROPN
cjrl-2297	34	32	bernanke	bernanke	PROPN
cjrl-2297	34	33	,	,	PUNCT
cjrl-2297	34	34	cara	cara	PROPN
cjrl-2297	34	35	s.	s.	PROPN
cjrl-2297	34	36	lown	lown	PROPN
cjrl-2297	34	37	&	&	CCONJ
cjrl-2297	34	38	benjamin	benjamin	PROPN
cjrl-2297	34	39	m.	m.	PROPN
cjrl-2297	34	40	friedman	friedman	PROPN
cjrl-2297	34	41	,	,	PUNCT
cjrl-2297	34	42	“	"	PUNCT
cjrl-2297	34	43	the	the	DET
cjrl-2297	34	44	credit	credit	NOUN
cjrl-2297	34	45	crunch	crunch	NOUN
cjrl-2297	34	46	,	,	PUNCT
cjrl-2297	34	47	”	"	PUNCT
cjrl-2297	34	48	2	2	NUM
cjrl-2297	34	49	brookings	brooking	NOUN
cjrl-2297	34	50	papers	paper	NOUN
cjrl-2297	34	51	on	on	ADP
cjrl-2297	34	52	economic	economic	ADJ
cjrl-2297	34	53	activity	activity	NOUN
cjrl-2297	34	54	205	205	NUM
cjrl-2297	34	55	,	,	PUNCT
cjrl-2297	34	56	207	207	NUM
cjrl-2297	34	57	(	(	PUNCT
cjrl-2297	34	58	1991	1991	NUM
cjrl-2297	34	59	)	)	PUNCT
cjrl-2297	34	60	(	(	PUNCT
cjrl-2297	34	61	“	"	PUNCT
cjrl-2297	34	62	we	we	PRON
cjrl-2297	34	63	define	define	VERB
cjrl-2297	34	64	a	a	DET
cjrl-2297	34	65	bank	bank	NOUN
cjrl-2297	34	66	credit	credit	NOUN
cjrl-2297	34	67	crunch	crunch	NOUN
cjrl-2297	34	68	as	as	ADP
cjrl-2297	34	69	a	a	DET
cjrl-2297	34	70	significant	significant	ADJ
cjrl-2297	34	71	leftward	leftward	NOUN
cjrl-2297	34	72	shift	shift	NOUN
cjrl-2297	34	73	in	in	ADP
cjrl-2297	34	74	the	the	DET
cjrl-2297	34	75	supply	supply	NOUN
cjrl-2297	34	76	curve	curve	NOUN
cjrl-2297	34	77	for	for	ADP
cjrl-2297	34	78	bank	bank	NOUN
cjrl-2297	34	79	loans	loan	NOUN
cjrl-2297	34	80	,	,	PUNCT
cjrl-2297	34	81	holding	hold	VERB
cjrl-2297	34	82	constant	constant	ADJ
cjrl-2297	34	83	both	both	CCONJ
cjrl-2297	34	84	the	the	DET
cjrl-2297	34	85	safe	safe	ADJ
cjrl-2297	34	86	real	real	ADJ
cjrl-2297	34	87	interest	interest	NOUN
cjrl-2297	34	88	rate	rate	NOUN
cjrl-2297	34	89	and	and	CCONJ
cjrl-2297	34	90	the	the	DET
cjrl-2297	34	91	quality	quality	NOUN
cjrl-2297	34	92	of	of	ADP
cjrl-2297	34	93	potential	potential	ADJ
cjrl-2297	34	94	borrowers	borrower	NOUN
cjrl-2297	34	95	.	.	PUNCT
cjrl-2297	34	96	”	"	PUNCT
cjrl-2297	34	97	)	)	PUNCT
cjrl-2297	35	1	(	(	PUNCT
cjrl-2297	35	2	citation	citation	NOUN
cjrl-2297	35	3	omitted	omit	VERB
cjrl-2297	35	4	)	)	PUNCT
cjrl-2297	35	5	.	.	PUNCT
cjrl-2297	36	1	8	8	NUM
cjrl-2297	36	2	see	see	VERB
cjrl-2297	36	3	plus	plus	CCONJ
cjrl-2297	36	4	loans	loan	NOUN
cjrl-2297	36	5	,	,	PUNCT
cjrl-2297	36	6	u.s	u.s	PROPN
cjrl-2297	36	7	.	.	PROPN
cjrl-2297	36	8	dep’t	dep’t	NOUN
cjrl-2297	36	9	of	of	ADP
cjrl-2297	36	10	educ	educ	PROPN
cjrl-2297	36	11	.	.	PUNCT
cjrl-2297	37	1	,	,	PUNCT
cjrl-2297	37	2	http://studentaid.ed.gov/types/loans/plus	http://studentaid.ed.gov/types/loans/plus	NOUN
cjrl-2297	37	3	(	(	PUNCT
cjrl-2297	37	4	last	last	ADJ
cjrl-2297	37	5	visited	visit	VERB
cjrl-2297	37	6	may	may	PROPN
cjrl-2297	37	7	15	15	NUM
cjrl-2297	37	8	,	,	PUNCT
cjrl-2297	37	9	2014	2014	NUM
cjrl-2297	37	10	)	)	PUNCT
cjrl-2297	37	11	(	(	PUNCT
cjrl-2297	37	12	“	"	PUNCT
cjrl-2297	37	13	plus	plus	CCONJ
cjrl-2297	37	14	loans	loan	NOUN
cjrl-2297	37	15	are	be	AUX
cjrl-2297	37	16	federal	federal	ADJ
cjrl-2297	37	17	loans	loan	NOUN
cjrl-2297	37	18	that	that	PRON
cjrl-2297	37	19	graduate	graduate	VERB
cjrl-2297	37	20	or	or	CCONJ
cjrl-2297	37	21	professional	professional	ADJ
cjrl-2297	37	22	degree	degree	NOUN
cjrl-2297	37	23	students	student	NOUN
cjrl-2297	37	24	and	and	CCONJ
cjrl-2297	37	25	parents	parent	NOUN
cjrl-2297	37	26	of	of	ADP
cjrl-2297	37	27	dependent	dependent	ADJ
cjrl-2297	37	28	undergraduate	undergraduate	ADJ
cjrl-2297	37	29	students	student	NOUN
cjrl-2297	37	30	can	can	AUX
cjrl-2297	37	31	use	use	VERB
cjrl-2297	37	32	to	to	PART
cjrl-2297	37	33	help	help	VERB
cjrl-2297	37	34	pay	pay	VERB
cjrl-2297	37	35	education	education	NOUN
cjrl-2297	37	36	expenses	expense	NOUN
cjrl-2297	37	37	.	.	PUNCT
cjrl-2297	37	38	”	"	PUNCT
cjrl-2297	37	39	)	)	PUNCT
cjrl-2297	37	40	;	;	PUNCT
cjrl-2297	37	41	see	see	VERB
cjrl-2297	37	42	also	also	ADV
cjrl-2297	37	43	libby	libby	PROPN
cjrl-2297	37	44	a.	a.	PROPN
cjrl-2297	37	45	nelson	nelson	PROPN
cjrl-2297	37	46	,	,	PUNCT
cjrl-2297	37	47	cracking	crack	VERB
cjrl-2297	37	48	down	down	ADP
cjrl-2297	37	49	on	on	ADP
cjrl-2297	37	50	plus	plus	CCONJ
cjrl-2297	37	51	loans	loan	NOUN
cjrl-2297	37	52	,	,	PUNCT
cjrl-2297	37	53	inside	inside	ADP
cjrl-2297	37	54	higher	high	ADJ
cjrl-2297	37	55	education	education	NOUN
cjrl-2297	37	56	,	,	PUNCT
cjrl-2297	37	57	oct	oct	PROPN
cjrl-2297	37	58	.	.	PROPN
cjrl-2297	37	59	12	12	NUM
cjrl-2297	37	60	,	,	PUNCT
cjrl-2297	37	61	2012	2012	NUM
cjrl-2297	37	62	,	,	PUNCT
cjrl-2297	37	63	http://www.insidehighered.com/print/news/2012/10/12/standards-tighteningfederal-plus-loans?width=775&height=500&iframe=true	http://www.insidehighered.com/print/news/2012/10/12/standards-tighteningfederal-plus-loans?width=775&height=500&iframe=true	X
cjrl-2297	37	64	(	(	PUNCT
cjrl-2297	37	65	reporting	reporting	NOUN
cjrl-2297	37	66	estimate	estimate	NOUN
cjrl-2297	37	67	that	that	SCONJ
cjrl-2297	37	68	nearly	nearly	ADV
cjrl-2297	37	69	half	half	NOUN
cjrl-2297	37	70	of	of	ADP
cjrl-2297	37	71	potential	potential	ADJ
cjrl-2297	37	72	plus	plus	CCONJ
cjrl-2297	37	73	loan	loan	NOUN
cjrl-2297	37	74	borrowers	borrower	NOUN
cjrl-2297	37	75	may	may	AUX
cjrl-2297	37	76	be	be	AUX
cjrl-2297	37	77	denied	deny	VERB
cjrl-2297	37	78	this	this	DET
cjrl-2297	37	79	academic	academic	ADJ
cjrl-2297	37	80	year	year	NOUN
cjrl-2297	37	81	alone	alone	ADV
cjrl-2297	37	82	)	)	PUNCT
cjrl-2297	37	83	;	;	PUNCT
cjrl-2297	37	84	mark	mark	PROPN
cjrl-2297	37	85	kantrowitz	kantrowitz	PROPN
cjrl-2297	37	86	,	,	PUNCT
cjrl-2297	37	87	solving	solve	VERB
cjrl-2297	37	88	the	the	DET
cjrl-2297	37	89	student	student	NOUN
cjrl-2297	37	90	loan	loan	NOUN
cjrl-2297	37	91	credit	credit	NOUN
cjrl-2297	37	92	crunch	crunch	NOUN
cjrl-2297	37	93	,	,	PUNCT
cjrl-2297	37	94	apr	apr	PROPN
cjrl-2297	37	95	.	.	PROPN
cjrl-2297	37	96	30	30	NUM
cjrl-2297	37	97	,	,	PUNCT
cjrl-2297	37	98	2008	2008	NUM
cjrl-2297	37	99	,	,	PUNCT
cjrl-2297	37	100	http://www.finaid.org/educators/studentaidpolicy.phtml	http://www.finaid.org/educators/studentaidpolicy.phtml	X
cjrl-2297	37	101	.	.	PUNCT
cjrl-2297	37	102	9	9	NUM
cjrl-2297	37	103	see	see	VERB
cjrl-2297	37	104	national	national	ADJ
cjrl-2297	37	105	association	association	PROPN
cjrl-2297	37	106	of	of	ADP
cjrl-2297	37	107	college	college	PROPN
cjrl-2297	37	108	and	and	CCONJ
cjrl-2297	37	109	university	university	NOUN
cjrl-2297	37	110	business	business	NOUN
cjrl-2297	37	111	officers	officer	NOUN
cjrl-2297	37	112	,	,	PUNCT
cjrl-2297	37	113	the	the	DET
cjrl-2297	37	114	financial	financial	ADJ
cjrl-2297	37	115	downturn	downturn	NOUN
cjrl-2297	37	116	and	and	CCONJ
cjrl-2297	37	117	its	its	PRON
cjrl-2297	37	118	impact	impact	NOUN
cjrl-2297	37	119	on	on	ADP
cjrl-2297	37	120	higher	high	ADJ
cjrl-2297	37	121	education	education	NOUN
cjrl-2297	37	122	institutions	institution	NOUN
cjrl-2297	37	123	,	,	PUNCT
cjrl-2297	37	124	http://www.nacubo.org/documents/impact%20of%20the%20economy%20on%20	http://www.nacubo.org/documents/impact%20of%20the%20economy%20on%20	PROPN
cjrl-2297	37	125	higher%20education.pdf	higher%20education.pdf	PROPN
cjrl-2297	38	1	(	(	PUNCT
cjrl-2297	38	2	last	last	ADJ
cjrl-2297	38	3	visited	visit	VERB
cjrl-2297	38	4	may	may	PROPN
cjrl-2297	38	5	15	15	NUM
cjrl-2297	38	6	,	,	PUNCT
cjrl-2297	38	7	2014	2014	NUM
cjrl-2297	38	8	)	)	PUNCT
cjrl-2297	38	9	;	;	PUNCT
cjrl-2297	38	10	see	see	VERB
cjrl-2297	38	11	generally	generally	ADV
cjrl-2297	38	12	miquel	miquel	PROPN
cjrl-2297	38	13	pellicer	pellicer	PROPN
cjrl-2297	38	14	-	-	PUNCT
cjrl-2297	38	15	gallardo	gallardo	PROPN
cjrl-2297	38	16	,	,	PUNCT
cjrl-2297	38	17	education	education	NOUN
cjrl-2297	38	18	and	and	CCONJ
cjrl-2297	38	19	financial	financial	ADJ
cjrl-2297	38	20	market	market	NOUN
cjrl-2297	38	21	participation	participation	NOUN
cjrl-2297	38	22	2	2	NUM
cjrl-2297	38	23	(	(	PUNCT
cjrl-2297	38	24	padova	padova	PROPN
cjrl-2297	38	25	university	university	PROPN
cjrl-2297	38	26	working	working	PROPN
cjrl-2297	38	27	paper	paper	NOUN
cjrl-2297	38	28	51	51	NUM
cjrl-2297	38	29	,	,	PUNCT
cjrl-2297	38	30	2005	2005	NUM
cjrl-2297	38	31	)	)	PUNCT
cjrl-2297	38	32	.	.	PUNCT
cjrl-2297	39	1	10	10	NUM
cjrl-2297	39	2	see	see	VERB
cjrl-2297	39	3	generally	generally	ADV
cjrl-2297	39	4	u.s	u.s	PROPN
cjrl-2297	39	5	.	.	PROPN
cjrl-2297	39	6	gov’t	gov’t	PROPN
cjrl-2297	39	7	accountability	accountability	NOUN
cjrl-2297	39	8	office	office	NOUN
cjrl-2297	39	9	,	,	PUNCT
cjrl-2297	39	10	student	student	NOUN
cjrl-2297	39	11	loans	loan	NOUN
cjrl-2297	39	12	:	:	PUNCT
cjrl-2297	39	13	federal	federal	ADJ
cjrl-2297	39	14	web	web	NOUN
cjrl-2297	39	15	-	-	PUNCT
cjrl-2297	39	16	based	base	VERB
cjrl-2297	39	17	tool	tool	NOUN
cjrl-2297	39	18	on	on	ADP
cjrl-2297	39	19	private	private	ADJ
cjrl-2297	39	20	loans	loan	NOUN
cjrl-2297	39	21	would	would	AUX
cjrl-2297	39	22	pose	pose	VERB
cjrl-2297	39	23	implementation	implementation	NOUN
cjrl-2297	39	24	challenges	challenge	NOUN
cjrl-2297	39	25	and	and	CCONJ
cjrl-2297	39	26	may	may	AUX
cjrl-2297	39	27	be	be	AUX
cjrl-2297	39	28	unnecessary	unnecessary	ADJ
cjrl-2297	39	29	(	(	PUNCT
cjrl-2297	39	30	2010	2010	NUM
cjrl-2297	39	31	)	)	PUNCT
cjrl-2297	39	32	,	,	PUNCT
cjrl-2297	39	33	http://www.gao.gov/assets/320/310215.pdf	http://www.gao.gov/assets/320/310215.pdf	PROPN
cjrl-2297	39	34	.	.	PUNCT
cjrl-2297	39	35	;	;	PUNCT
cjrl-2297	39	36	carol	carol	PROPN
cjrl-2297	39	37	jensen	jensen	PROPN
cjrl-2297	39	38	&	&	CCONJ
cjrl-2297	39	39	cynthia	cynthia	PROPN
cjrl-2297	39	40	marrs	marrs	PROPN
cjrl-2297	39	41	,	,	PUNCT
cjrl-2297	39	42	a	a	DET
cjrl-2297	39	43	primer	primer	NOUN
cjrl-2297	39	44	on	on	ADP
cjrl-2297	39	45	student	student	NOUN
cjrl-2297	39	46	loans	loan	NOUN
cjrl-2297	39	47	,	,	PUNCT
cjrl-2297	39	48	enrollment	enrollment	NOUN
cjrl-2297	39	49	management	management	NOUN
cjrl-2297	39	50	journal	journal	NOUN
cjrl-2297	39	51	,	,	PUNCT
cjrl-2297	39	52	winter	winter	NOUN
cjrl-2297	39	53	2009	2009	NUM
cjrl-2297	39	54	,	,	PUNCT
cjrl-2297	39	55	at	at	ADP
cjrl-2297	39	56	45	45	NUM
cjrl-2297	39	57	,	,	PUNCT
cjrl-2297	39	58	56	56	NUM
cjrl-2297	39	59	(	(	PUNCT
cjrl-2297	39	60	“	"	PUNCT
cjrl-2297	39	61	good	good	ADJ
cjrl-2297	39	62	credit	credit	NOUN
cjrl-2297	39	63	for	for	ADP
cjrl-2297	39	64	students	student	NOUN
cjrl-2297	39	65	will	will	AUX
cjrl-2297	39	66	be	be	AUX
cjrl-2297	39	67	important	important	ADJ
cjrl-2297	39	68	.	.	PUNCT
cjrl-2297	39	69	.	.	PUNCT
cjrl-2297	39	70	.	.	PUNCT
cjrl-2297	40	1	and	and	CCONJ
cjrl-2297	40	2	will	will	AUX
cjrl-2297	40	3	allow	allow	VERB
cjrl-2297	40	4	students	student	NOUN
cjrl-2297	40	5	to	to	PART
cjrl-2297	40	6	continue	continue	VERB
cjrl-2297	40	7	their	their	PRON
cjrl-2297	40	8	educations	education	NOUN
cjrl-2297	40	9	.	.	PUNCT
cjrl-2297	40	10	”	"	PUNCT
cjrl-2297	40	11	)	)	PUNCT
cjrl-2297	40	12	;	;	PUNCT
cjrl-2297	40	13	lea	lea	NOUN
cjrl-2297	40	14	shepard	shepard	NOUN
cjrl-2297	40	15	,	,	PUNCT
cjrl-2297	40	16	toward	toward	ADP
cjrl-2297	40	17	a	a	DET
cjrl-2297	40	18	stronger	strong	ADJ
cjrl-2297	40	19	financial	financial	ADJ
cjrl-2297	40	20	history	history	NOUN
cjrl-2297	40	21	antidiscrimination	antidiscrimination	NOUN
cjrl-2297	40	22	norm	norm	NOUN
cjrl-2297	40	23	,	,	PUNCT
cjrl-2297	40	24	53	53	NUM
cjrl-2297	40	25	b.c	b.c	PROPN
cjrl-2297	40	26	.	.	PROPN
cjrl-2297	40	27	l.	l.	PROPN
cjrl-2297	40	28	rev	rev	PROPN
cjrl-2297	40	29	.	.	PROPN
cjrl-2297	40	30	1965	1965	NUM
cjrl-2297	40	31	(	(	PUNCT
cjrl-2297	40	32	2012	2012	NUM
cjrl-2297	40	33	)	)	PUNCT
cjrl-2297	40	34	,	,	PUNCT
cjrl-2297	40	35	http://lawdigitalcommons.bc.edu/	http://lawdigitalcommons.bc.edu/	PROPN
cjrl-2297	40	36	bclr	bclr	NOUN
cjrl-2297	40	37	/	/	SYM
cjrl-2297	40	38	vol53	vol53	PROPN
cjrl-2297	40	39	/	/	SYM
cjrl-2297	40	40	iss5/3	iss5/3	NOUN
cjrl-2297	40	41	;	;	PUNCT
cjrl-2297	40	42	see	see	VERB
cjrl-2297	40	43	kantrowitz	kantrowitz	PROPN
cjrl-2297	40	44	,	,	PUNCT
cjrl-2297	40	45	supra	supra	PROPN
cjrl-2297	40	46	note	note	PROPN
cjrl-2297	40	47	8	8	NUM
cjrl-2297	40	48	,	,	PUNCT
cjrl-2297	40	49	at	at	ADP
cjrl-2297	40	50	2	2	NUM
cjrl-2297	40	51	,	,	PUNCT
cjrl-2297	40	52	16	16	NUM
cjrl-2297	40	53	(	(	PUNCT
cjrl-2297	40	54	stating	state	VERB
cjrl-2297	40	55	that	that	SCONJ
cjrl-2297	40	56	private	private	ADJ
cjrl-2297	40	57	student	student	NOUN
cjrl-2297	40	58	loan	loan	NOUN
cjrl-2297	40	59	lenders	lender	NOUN
cjrl-2297	40	60	may	may	AUX
cjrl-2297	40	61	have	have	AUX
cjrl-2297	40	62	increased	increase	VERB
cjrl-2297	40	63	their	their	PRON
cjrl-2297	40	64	credit	credit	NOUN
cjrl-2297	40	65	score	score	NOUN
cjrl-2297	40	66	thresholds	threshold	NOUN
cjrl-2297	40	67	without	without	ADP
cjrl-2297	40	68	formal	formal	ADJ
cjrl-2297	40	69	announcement	announcement	NOUN
cjrl-2297	40	70	)	)	PUNCT
cjrl-2297	40	71	.	.	PUNCT
cjrl-2297	41	1	11	11	NUM
cjrl-2297	41	2	see	see	VERB
cjrl-2297	41	3	patricia	patricia	PROPN
cjrl-2297	41	4	gandara	gandara	PROPN
cjrl-2297	41	5	,	,	PUNCT
cjrl-2297	41	6	et	et	PROPN
cjrl-2297	41	7	al	al	PROPN
cjrl-2297	41	8	.	.	PROPN
cjrl-2297	41	9	,	,	PUNCT
cjrl-2297	41	10	expanding	expand	VERB
cjrl-2297	41	11	opportunity	opportunity	NOUN
cjrl-2297	41	12	in	in	ADP
cjrl-2297	41	13	higher	high	ADJ
cjrl-2297	41	14	education	education	NOUN
cjrl-2297	41	15	60	60	NUM
cjrl-2297	41	16	-	-	SYM
cjrl-2297	41	17	62	62	NUM
cjrl-2297	41	18	(	(	PUNCT
cjrl-2297	41	19	suny	suny	PROPN
cjrl-2297	41	20	press	press	PROPN
cjrl-2297	41	21	2006	2006	NUM
cjrl-2297	41	22	)	)	PUNCT
cjrl-2297	41	23	.	.	PUNCT
cjrl-2297	42	1	12	12	NUM
cjrl-2297	42	2	see	see	VERB
cjrl-2297	42	3	generally	generally	ADV
cjrl-2297	42	4	lawrence	lawrence	PROPN
cjrl-2297	42	5	e.	e.	PROPN
cjrl-2297	42	6	gladieux	gladieux	PROPN
cjrl-2297	42	7	&	&	CCONJ
cjrl-2297	42	8	arthur	arthur	PROPN
cjrl-2297	42	9	m.	m.	PROPN
cjrl-2297	42	10	hauptman	hauptman	PROPN
cjrl-2297	42	11	,	,	PUNCT
cjrl-2297	42	12	the	the	DET
cjrl-2297	42	13	college	college	NOUN
cjrl-2297	42	14	aid	aid	NOUN
cjrl-2297	42	15	quandary	quandary	NOUN
cjrl-2297	42	16	:	:	PUNCT
cjrl-2297	42	17	access	access	NOUN
cjrl-2297	42	18	,	,	PUNCT
cjrl-2297	42	19	quality	quality	NOUN
cjrl-2297	42	20	,	,	PUNCT
cjrl-2297	42	21	and	and	CCONJ
cjrl-2297	42	22	the	the	DET
cjrl-2297	42	23	federal	federal	ADJ
cjrl-2297	42	24	role	role	NOUN
cjrl-2297	42	25	1	1	NUM
cjrl-2297	42	26	-	-	SYM
cjrl-2297	42	27	5	5	NUM
cjrl-2297	42	28	(	(	PUNCT
cjrl-2297	42	29	brookings	brooking	NOUN
cjrl-2297	42	30	institution	institution	NOUN
cjrl-2297	42	31	1995	1995	NUM
cjrl-2297	42	32	)	)	PUNCT
cjrl-2297	42	33	.	.	PUNCT
cjrl-2297	43	1	13	13	NUM
cjrl-2297	43	2	see	see	VERB
cjrl-2297	43	3	generally	generally	ADV
cjrl-2297	43	4	jacob	jacob	PROPN
cjrl-2297	43	5	p.k	p.k	PROPN
cjrl-2297	43	6	.	.	PROPN
cjrl-2297	43	7	gross	gross	PROPN
cjrl-2297	43	8	,	,	PUNCT
cjrl-2297	43	9	et	et	PROPN
cjrl-2297	43	10	al	al	PROPN
cjrl-2297	43	11	.	.	PROPN
cjrl-2297	43	12	,	,	PUNCT
cjrl-2297	43	13	what	what	PRON
cjrl-2297	43	14	matters	matter	VERB
cjrl-2297	43	15	in	in	ADP
cjrl-2297	43	16	student	student	NOUN
cjrl-2297	43	17	loan	loan	NOUN
cjrl-2297	43	18	default	default	NOUN
cjrl-2297	43	19	:	:	PUNCT
cjrl-2297	43	20	a	a	DET
cjrl-2297	43	21	review	review	NOUN
cjrl-2297	43	22	of	of	ADP
cjrl-2297	43	23	the	the	DET
cjrl-2297	43	24	research	research	NOUN
cjrl-2297	43	25	literature	literature	NOUN
cjrl-2297	43	26	,	,	PUNCT
cjrl-2297	43	27	39	39	NUM
cjrl-2297	43	28	j.	j.	NOUN
cjrl-2297	43	29	of	of	ADP
cjrl-2297	43	30	student	student	NOUN
cjrl-2297	43	31	fin	fin	PROPN
cjrl-2297	43	32	.	.	PUNCT
cjrl-2297	44	1	aid	aid	NOUN
cjrl-2297	44	2	,	,	PUNCT
cjrl-2297	44	3	no	no	INTJ
cjrl-2297	44	4	.	.	NOUN
cjrl-2297	44	5	1	1	NUM
cjrl-2297	44	6	,	,	PUNCT
cjrl-2297	44	7	2009	2009	NUM
cjrl-2297	44	8	at	at	ADP
cjrl-2297	44	9	19	19	NUM
cjrl-2297	44	10	;	;	PUNCT
cjrl-2297	44	11	college	college	NOUN
cjrl-2297	44	12	board	board	NOUN
cjrl-2297	44	13	,	,	PUNCT
cjrl-2297	44	14	trends	trend	NOUN
cjrl-2297	44	15	in	in	ADP
cjrl-2297	44	16	student	student	NOUN
cjrl-2297	44	17	aid	aid	NOUN
cjrl-2297	44	18	21	21	NUM
cjrl-2297	44	19	(	(	PUNCT
cjrl-2297	44	20	2012	2012	NUM
cjrl-2297	44	21	)	)	PUNCT
cjrl-2297	44	22	,	,	PUNCT
cjrl-2297	45	1	http://trends.collegeboard	http://trends.collegeboard	NOUN
cjrl-2297	45	2	.	.	PUNCT
cjrl-2297	45	3	foreclosures	foreclosure	NOUN
cjrl-2297	45	4	and	and	CCONJ
cjrl-2297	45	5	financial	financial	ADJ
cjrl-2297	45	6	aid	aid	NOUN
cjrl-2297	45	7	vol	vol	NOUN
cjrl-2297	45	8	.	.	PUNCT
cjrl-2297	45	9	4:2	4:2	NUM
cjrl-2297	46	1	132	132	NUM
cjrl-2297	46	2	the	the	DET
cjrl-2297	46	3	tightening	tightening	ADJ
cjrl-2297	46	4	financial	financial	ADJ
cjrl-2297	46	5	aid	aid	NOUN
cjrl-2297	46	6	market	market	NOUN
cjrl-2297	46	7	may	may	AUX
cjrl-2297	46	8	also	also	ADV
cjrl-2297	46	9	affect	affect	VERB
cjrl-2297	46	10	efforts	effort	NOUN
cjrl-2297	46	11	to	to	PART
cjrl-2297	46	12	recruit	recruit	VERB
cjrl-2297	46	13	and	and	CCONJ
cjrl-2297	46	14	retain	retain	VERB
cjrl-2297	46	15	first	first	ADJ
cjrl-2297	46	16	-	-	PUNCT
cjrl-2297	46	17	generation	generation	NOUN
cjrl-2297	46	18	college	college	NOUN
cjrl-2297	46	19	students	student	NOUN
cjrl-2297	46	20	and	and	CCONJ
cjrl-2297	46	21	other	other	ADJ
cjrl-2297	46	22	vulnerable	vulnerable	ADJ
cjrl-2297	46	23	populations	population	NOUN
cjrl-2297	46	24	,	,	PUNCT
cjrl-2297	46	25	such	such	ADJ
cjrl-2297	46	26	as	as	ADP
cjrl-2297	46	27	recent	recent	ADJ
cjrl-2297	46	28	immigrants.14	immigrants.14	NOUN
cjrl-2297	46	29	plus	plus	CCONJ
cjrl-2297	46	30	loans	loan	NOUN
cjrl-2297	46	31	fill	fill	VERB
cjrl-2297	46	32	the	the	DET
cjrl-2297	46	33	gap	gap	NOUN
cjrl-2297	46	34	between	between	ADP
cjrl-2297	46	35	financial	financial	ADJ
cjrl-2297	46	36	need	need	NOUN
cjrl-2297	46	37	and	and	CCONJ
cjrl-2297	46	38	college	college	NOUN
cjrl-2297	46	39	expenses,15	expenses,15	PROPN
cjrl-2297	46	40	but	but	CCONJ
cjrl-2297	46	41	that	that	DET
cjrl-2297	46	42	gap	gap	NOUN
cjrl-2297	46	43	-	-	PUNCT
cjrl-2297	46	44	filling	fill	VERB
cjrl-2297	46	45	function	function	NOUN
cjrl-2297	46	46	has	have	AUX
cjrl-2297	46	47	been	be	AUX
cjrl-2297	46	48	greatly	greatly	ADV
cjrl-2297	46	49	reduced	reduce	VERB
cjrl-2297	46	50	due	due	ADJ
cjrl-2297	46	51	to	to	ADP
cjrl-2297	46	52	stringent	stringent	ADJ
cjrl-2297	46	53	credit	credit	NOUN
cjrl-2297	46	54	checks	check	NOUN
cjrl-2297	46	55	and	and	CCONJ
cjrl-2297	46	56	unforgiving	unforgiving	ADJ
cjrl-2297	46	57	underwriting	underwriting	NOUN
cjrl-2297	46	58	standards	standard	NOUN
cjrl-2297	46	59	that	that	PRON
cjrl-2297	46	60	are	be	AUX
cjrl-2297	46	61	exacerbated	exacerbate	VERB
cjrl-2297	46	62	by	by	ADP
cjrl-2297	46	63	the	the	DET
cjrl-2297	46	64	recent	recent	ADJ
cjrl-2297	46	65	rise	rise	NOUN
cjrl-2297	46	66	in	in	ADP
cjrl-2297	46	67	student	student	NOUN
cjrl-2297	46	68	loan	loan	NOUN
cjrl-2297	46	69	defaults.16	defaults.16	PROPN
cjrl-2297	46	70	accordingly	accordingly	ADV
cjrl-2297	46	71	,	,	PUNCT
cjrl-2297	46	72	eligible	eligible	ADJ
cjrl-2297	46	73	plus	plus	CCONJ
cjrl-2297	46	74	loan	loan	NOUN
cjrl-2297	46	75	applicants	applicant	NOUN
cjrl-2297	46	76	now	now	ADV
cjrl-2297	46	77	undergo	undergo	VERB
cjrl-2297	46	78	heightened	heightened	ADJ
cjrl-2297	46	79	financial	financial	ADJ
cjrl-2297	46	80	scrutiny	scrutiny	NOUN
cjrl-2297	46	81	to	to	PART
cjrl-2297	46	82	secure	secure	VERB
cjrl-2297	46	83	financial	financial	ADJ
cjrl-2297	46	84	aid	aid	NOUN
cjrl-2297	46	85	pursuant	pursuant	ADJ
cjrl-2297	46	86	to	to	ADP
cjrl-2297	46	87	the	the	DET
cjrl-2297	46	88	new	new	ADJ
cjrl-2297	46	89	underwriting	underwriting	NOUN
cjrl-2297	46	90	standards	standard	NOUN
cjrl-2297	46	91	implemented	implement	VERB
cjrl-2297	46	92	during	during	ADP
cjrl-2297	46	93	the	the	DET
cjrl-2297	46	94	2012–2013	2012–2013	NUM
cjrl-2297	46	95	academic	academic	ADJ
cjrl-2297	46	96	year.17	year.17	PROPN
cjrl-2297	46	97	the	the	DET
cjrl-2297	46	98	“	"	PUNCT
cjrl-2297	46	99	adverse	adverse	ADJ
cjrl-2297	46	100	credit	credit	NOUN
cjrl-2297	46	101	”	"	PUNCT
cjrl-2297	46	102	non	non	ADJ
cjrl-2297	46	103	-	-	ADJ
cjrl-2297	46	104	eligibility	eligibility	ADJ
cjrl-2297	46	105	factor	factor	NOUN
cjrl-2297	46	106	outlined	outline	VERB
cjrl-2297	46	107	in	in	ADP
cjrl-2297	46	108	the	the	DET
cjrl-2297	46	109	hea18	hea18	PROPN
cjrl-2297	46	110	for	for	ADP
cjrl-2297	46	111	plus	plus	CCONJ
cjrl-2297	46	112	loans	loan	NOUN
cjrl-2297	46	113	was	be	AUX
cjrl-2297	46	114	recently	recently	ADV
cjrl-2297	46	115	revised	revise	VERB
cjrl-2297	46	116	to	to	PART
cjrl-2297	46	117	exclude	exclude	VERB
cjrl-2297	46	118	applicants	applicant	NOUN
cjrl-2297	46	119	who	who	PRON
cjrl-2297	46	120	have	have	AUX
cjrl-2297	46	121	experienced	experience	VERB
cjrl-2297	46	122	bankruptcy	bankruptcy	NOUN
cjrl-2297	46	123	,	,	PUNCT
cjrl-2297	46	124	loan	loan	NOUN
cjrl-2297	46	125	modifications	modification	NOUN
cjrl-2297	46	126	,	,	PUNCT
cjrl-2297	46	127	and	and	CCONJ
cjrl-2297	46	128	foreclosures.19	foreclosures.19	VERB
cjrl-2297	46	129	this	this	DET
cjrl-2297	46	130	subtle	subtle	ADJ
cjrl-2297	46	131	move	move	NOUN
cjrl-2297	46	132	in	in	ADP
cjrl-2297	46	133	plus	plus	CCONJ
cjrl-2297	46	134	loan	loan	NOUN
cjrl-2297	46	135	eligibility	eligibility	NOUN
cjrl-2297	46	136	negatively	negatively	ADV
cjrl-2297	46	137	impacted	impact	VERB
cjrl-2297	46	138	and	and	CCONJ
cjrl-2297	46	139	realigned	realign	VERB
cjrl-2297	46	140	the	the	DET
cjrl-2297	46	141	financial	financial	ADJ
cjrl-2297	46	142	aid	aid	NOUN
cjrl-2297	46	143	packages	package	NOUN
cjrl-2297	46	144	of	of	ADP
cjrl-2297	46	145	deserving	deserving	ADJ
cjrl-2297	46	146	,	,	PUNCT
cjrl-2297	46	147	yet	yet	CCONJ
cjrl-2297	46	148	economically	economically	ADV
cjrl-2297	46	149	-	-	PUNCT
cjrl-2297	46	150	disadvantaged	disadvantaged	ADJ
cjrl-2297	46	151	college	college	NOUN
cjrl-2297	46	152	students	student	NOUN
cjrl-2297	46	153	nationwide.20	nationwide.20	PROPN
cjrl-2297	46	154	org	org	PROPN
cjrl-2297	46	155	/	/	SYM
cjrl-2297	46	156	sites	site	NOUN
cjrl-2297	46	157	/	/	SYM
cjrl-2297	46	158	default	default	NOUN
cjrl-2297	46	159	/	/	SYM
cjrl-2297	46	160	files	file	NOUN
cjrl-2297	46	161	/	/	SYM
cjrl-2297	46	162	student	student	NOUN
cjrl-2297	46	163	-	-	PUNCT
cjrl-2297	46	164	aid-2012	aid-2012	NOUN
cjrl-2297	46	165	-	-	PUNCT
cjrl-2297	46	166	full	full	ADJ
cjrl-2297	46	167	-	-	PUNCT
cjrl-2297	46	168	report.pdf	report.pdf	NOUN
cjrl-2297	46	169	(	(	PUNCT
cjrl-2297	46	170	finding	find	VERB
cjrl-2297	46	171	that	that	SCONJ
cjrl-2297	46	172	3.4	3.4	NUM
cjrl-2297	46	173	%	%	NOUN
cjrl-2297	46	174	of	of	ADP
cjrl-2297	46	175	undergraduate	undergraduate	ADJ
cjrl-2297	46	176	parents	parent	NOUN
cjrl-2297	46	177	obtained	obtain	VERB
cjrl-2297	46	178	a	a	DET
cjrl-2297	46	179	plus	plus	CCONJ
cjrl-2297	46	180	loan	loan	NOUN
cjrl-2297	46	181	or	or	CCONJ
cjrl-2297	46	182	an	an	DET
cjrl-2297	46	183	average	average	ADJ
cjrl-2297	46	184	amount	amount	NOUN
cjrl-2297	46	185	of	of	ADP
cjrl-2297	46	186	$	$	SYM
cjrl-2297	46	187	12	12	NUM
cjrl-2297	46	188	,	,	PUNCT
cjrl-2297	46	189	575	575	NUM
cjrl-2297	46	190	per	per	ADP
cjrl-2297	46	191	loan	loan	NOUN
cjrl-2297	46	192	in	in	ADP
cjrl-2297	46	193	2011	2011	NUM
cjrl-2297	46	194	-	-	SYM
cjrl-2297	46	195	12	12	NUM
cjrl-2297	46	196	)	)	PUNCT
cjrl-2297	46	197	.	.	PUNCT
cjrl-2297	47	1	14	14	NUM
cjrl-2297	47	2	see	see	VERB
cjrl-2297	47	3	generally	generally	ADV
cjrl-2297	47	4	john	john	PROPN
cjrl-2297	47	5	h.	h.	PROPN
cjrl-2297	47	6	shuh	shuh	PROPN
cjrl-2297	47	7	,	,	PUNCT
cjrl-2297	47	8	et	et	PROPN
cjrl-2297	47	9	al	al	PROPN
cjrl-2297	47	10	.	.	PROPN
cjrl-2297	47	11	,	,	PUNCT
cjrl-2297	47	12	student	student	NOUN
cjrl-2297	47	13	services	service	NOUN
cjrl-2297	47	14	:	:	PUNCT
cjrl-2297	47	15	a	a	DET
cjrl-2297	47	16	handbook	handbook	NOUN
cjrl-2297	47	17	for	for	ADP
cjrl-2297	47	18	the	the	DET
cjrl-2297	47	19	profession	profession	NOUN
cjrl-2297	47	20	20	20	NUM
cjrl-2297	47	21	(	(	PUNCT
cjrl-2297	47	22	2007	2007	NUM
cjrl-2297	47	23	)	)	PUNCT
cjrl-2297	47	24	;	;	PUNCT
cjrl-2297	47	25	stephen	stephen	PROPN
cjrl-2297	47	26	burd	burd	PROPN
cjrl-2297	47	27	,	,	PUNCT
cjrl-2297	47	28	undermining	undermine	VERB
cjrl-2297	47	29	pell	pell	NOUN
cjrl-2297	47	30	:	:	PUNCT
cjrl-2297	47	31	how	how	SCONJ
cjrl-2297	47	32	colleges	college	NOUN
cjrl-2297	47	33	compete	compete	VERB
cjrl-2297	47	34	for	for	ADP
cjrl-2297	47	35	wealthy	wealthy	ADJ
cjrl-2297	47	36	students	student	NOUN
cjrl-2297	47	37	and	and	CCONJ
cjrl-2297	47	38	leave	leave	VERB
cjrl-2297	47	39	the	the	DET
cjrl-2297	47	40	lowincome	lowincome	NOUN
cjrl-2297	47	41	behind	behind	ADP
cjrl-2297	47	42	2	2	NUM
cjrl-2297	47	43	(	(	PUNCT
cjrl-2297	47	44	may	may	NOUN
cjrl-2297	47	45	2013	2013	NUM
cjrl-2297	47	46	)	)	PUNCT
cjrl-2297	47	47	,	,	PUNCT
cjrl-2297	47	48	http://newamerica.net/sites/newamerica.net/files/policydocs/merit_aid%20final.pdf	http://newamerica.net/sites/newamerica.net/files/policydocs/merit_aid%20final.pdf	PROPN
cjrl-2297	47	49	(	(	PUNCT
cjrl-2297	47	50	“	"	PUNCT
cjrl-2297	47	51	federal	federal	ADJ
cjrl-2297	47	52	action	action	NOUN
cjrl-2297	47	53	is	be	AUX
cjrl-2297	47	54	needed	need	VERB
cjrl-2297	47	55	to	to	PART
cjrl-2297	47	56	ensure	ensure	VERB
cjrl-2297	47	57	that	that	SCONJ
cjrl-2297	47	58	colleges	college	NOUN
cjrl-2297	47	59	continue	continue	VERB
cjrl-2297	47	60	to	to	PART
cjrl-2297	47	61	provide	provide	VERB
cjrl-2297	47	62	a	a	DET
cjrl-2297	47	63	gateway	gateway	NOUN
cjrl-2297	47	64	to	to	ADP
cjrl-2297	47	65	opportunity	opportunity	NOUN
cjrl-2297	47	66	,	,	PUNCT
cjrl-2297	47	67	rather	rather	ADV
cjrl-2297	47	68	than	than	ADP
cjrl-2297	47	69	perpetuating	perpetuate	VERB
cjrl-2297	47	70	inequality	inequality	NOUN
cjrl-2297	47	71	by	by	ADP
cjrl-2297	47	72	limiting	limit	VERB
cjrl-2297	47	73	college	college	NOUN
cjrl-2297	47	74	access	access	NOUN
cjrl-2297	47	75	to	to	ADP
cjrl-2297	47	76	only	only	ADV
cjrl-2297	47	77	those	those	PRON
cjrl-2297	47	78	who	who	PRON
cjrl-2297	47	79	are	be	AUX
cjrl-2297	47	80	rich	rich	ADJ
cjrl-2297	47	81	enough	enough	ADV
cjrl-2297	47	82	to	to	PART
cjrl-2297	47	83	be	be	AUX
cjrl-2297	47	84	able	able	ADJ
cjrl-2297	47	85	to	to	PART
cjrl-2297	47	86	afford	afford	VERB
cjrl-2297	47	87	it	it	PRON
cjrl-2297	47	88	.	.	PUNCT
cjrl-2297	47	89	”	"	PUNCT
cjrl-2297	47	90	)	)	PUNCT
cjrl-2297	47	91	;	;	PUNCT
cjrl-2297	47	92	lee	lee	PROPN
cjrl-2297	47	93	gardner	gardner	PROPN
cjrl-2297	47	94	,	,	PUNCT
cjrl-2297	47	95	‘	'	PUNCT
cjrl-2297	47	96	dreamers	dreamer	NOUN
cjrl-2297	47	97	’	'	PUNCT
cjrl-2297	47	98	could	could	AUX
cjrl-2297	47	99	receive	receive	VERB
cjrl-2297	47	100	federal	federal	ADJ
cjrl-2297	47	101	student	student	NOUN
cjrl-2297	47	102	loans	loan	NOUN
cjrl-2297	47	103	under	under	ADP
cjrl-2297	47	104	immigration	immigration	NOUN
cjrl-2297	47	105	bill	bill	NOUN
cjrl-2297	47	106	,	,	PUNCT
cjrl-2297	47	107	the	the	DET
cjrl-2297	47	108	chronicle	chronicle	NOUN
cjrl-2297	47	109	of	of	ADP
cjrl-2297	47	110	higher	high	ADJ
cjrl-2297	47	111	education	education	NOUN
cjrl-2297	47	112	(	(	PUNCT
cjrl-2297	47	113	may	may	PROPN
cjrl-2297	47	114	21	21	NUM
cjrl-2297	47	115	,	,	PUNCT
cjrl-2297	47	116	2013	2013	NUM
cjrl-2297	47	117	)	)	PUNCT
cjrl-2297	47	118	,	,	PUNCT
cjrl-2297	47	119	http://chronicle.com/article/dreamers-could-receive/139425/.	http://chronicle.com/article/dreamers-could-receive/139425/.	PROPN
cjrl-2297	47	120	15	15	NUM
cjrl-2297	47	121	see	see	VERB
cjrl-2297	47	122	generally	generally	ADV
cjrl-2297	47	123	marian	marian	PROPN
cjrl-2297	47	124	wang	wang	PROPN
cjrl-2297	47	125	,	,	PUNCT
cjrl-2297	47	126	et	et	PROPN
cjrl-2297	47	127	al	al	PROPN
cjrl-2297	47	128	.	.	PROPN
cjrl-2297	47	129	,	,	PUNCT
cjrl-2297	47	130	the	the	DET
cjrl-2297	47	131	parent	parent	NOUN
cjrl-2297	47	132	loan	loan	NOUN
cjrl-2297	47	133	trap	trap	NOUN
cjrl-2297	47	134	,	,	PUNCT
cjrl-2297	47	135	the	the	DET
cjrl-2297	47	136	chronicle	chronicle	NOUN
cjrl-2297	47	137	of	of	ADP
cjrl-2297	47	138	higher	high	ADJ
cjrl-2297	47	139	education	education	NOUN
cjrl-2297	47	140	(	(	PUNCT
cjrl-2297	47	141	oct	oct	PROPN
cjrl-2297	47	142	.	.	PROPN
cjrl-2297	47	143	4	4	NUM
cjrl-2297	47	144	,	,	PUNCT
cjrl-2297	47	145	2012	2012	NUM
cjrl-2297	47	146	)	)	PUNCT
cjrl-2297	47	147	,	,	PUNCT
cjrl-2297	47	148	http://chronicle.com/article/the-parent-plus-trap/134844	http://chronicle.com/article/the-parent-plus-trap/134844	NOUN
cjrl-2297	47	149	;	;	PUNCT
cjrl-2297	47	150	susana	susana	PROPN
cjrl-2297	47	151	garcia	garcia	PROPN
cjrl-2297	47	152	,	,	PUNCT
cjrl-2297	47	153	dream	dream	NOUN
cjrl-2297	47	154	come	come	VERB
cjrl-2297	47	155	true	true	ADJ
cjrl-2297	47	156	or	or	CCONJ
cjrl-2297	47	157	true	true	ADJ
cjrl-2297	47	158	nightmare	nightmare	NOUN
cjrl-2297	47	159	?	?	PUNCT
cjrl-2297	48	1	the	the	DET
cjrl-2297	48	2	effect	effect	NOUN
cjrl-2297	48	3	of	of	ADP
cjrl-2297	48	4	creating	create	VERB
cjrl-2297	48	5	educational	educational	ADJ
cjrl-2297	48	6	opportunity	opportunity	NOUN
cjrl-2297	48	7	for	for	ADP
cjrl-2297	48	8	undocumented	undocumented	ADJ
cjrl-2297	48	9	youth	youth	NOUN
cjrl-2297	48	10	,	,	PUNCT
cjrl-2297	48	11	36	36	NUM
cjrl-2297	48	12	golden	golden	PROPN
cjrl-2297	48	13	gate	gate	PROPN
cjrl-2297	48	14	u.	u.	PROPN
cjrl-2297	48	15	l.	l.	PROPN
cjrl-2297	48	16	rev	rev	PROPN
cjrl-2297	48	17	.	.	PROPN
cjrl-2297	48	18	2	2	NUM
cjrl-2297	48	19	(	(	PUNCT
cjrl-2297	48	20	2006	2006	NUM
cjrl-2297	48	21	)	)	PUNCT
cjrl-2297	48	22	(	(	PUNCT
cjrl-2297	48	23	discussing	discuss	VERB
cjrl-2297	48	24	that	that	SCONJ
cjrl-2297	48	25	the	the	DET
cjrl-2297	48	26	development	development	NOUN
cjrl-2297	48	27	,	,	PUNCT
cjrl-2297	48	28	relief	relief	NOUN
cjrl-2297	48	29	,	,	PUNCT
cjrl-2297	48	30	and	and	CCONJ
cjrl-2297	48	31	education	education	NOUN
cjrl-2297	48	32	for	for	ADP
cjrl-2297	48	33	alien	alien	ADJ
cjrl-2297	48	34	minors	minor	NOUN
cjrl-2297	48	35	(	(	PUNCT
cjrl-2297	48	36	dream	dream	NOUN
cjrl-2297	48	37	)	)	PUNCT
cjrl-2297	48	38	act	act	NOUN
cjrl-2297	48	39	that	that	PRON
cjrl-2297	48	40	would	would	AUX
cjrl-2297	48	41	permit	permit	VERB
cjrl-2297	48	42	eligible	eligible	ADJ
cjrl-2297	48	43	undocumented	undocumented	ADJ
cjrl-2297	48	44	individuals	individual	NOUN
cjrl-2297	48	45	to	to	PART
cjrl-2297	48	46	enroll	enroll	VERB
cjrl-2297	48	47	in	in	ADP
cjrl-2297	48	48	u.s	u.s	PROPN
cjrl-2297	48	49	.	.	PROPN
cjrl-2297	48	50	colleges	college	NOUN
cjrl-2297	48	51	is	be	AUX
cjrl-2297	48	52	cost	cost	VERB
cjrl-2297	48	53	effective	effective	ADJ
cjrl-2297	48	54	and	and	CCONJ
cjrl-2297	48	55	will	will	AUX
cjrl-2297	48	56	benefit	benefit	VERB
cjrl-2297	48	57	american	american	ADJ
cjrl-2297	48	58	society	society	NOUN
cjrl-2297	48	59	)	)	PUNCT
cjrl-2297	48	60	;	;	PUNCT
cjrl-2297	49	1	elisha	elisha	PROPN
cjrl-2297	49	2	barron	barron	PROPN
cjrl-2297	49	3	,	,	PUNCT
cjrl-2297	49	4	the	the	DET
cjrl-2297	49	5	development	development	NOUN
cjrl-2297	49	6	,	,	PUNCT
cjrl-2297	49	7	relief	relief	NOUN
cjrl-2297	49	8	,	,	PUNCT
cjrl-2297	49	9	and	and	CCONJ
cjrl-2297	49	10	education	education	NOUN
cjrl-2297	49	11	for	for	ADP
cjrl-2297	49	12	alien	alien	ADJ
cjrl-2297	49	13	minors	minor	NOUN
cjrl-2297	49	14	(	(	PUNCT
cjrl-2297	49	15	dream	dream	NOUN
cjrl-2297	49	16	)	)	PUNCT
cjrl-2297	49	17	act	act	NOUN
cjrl-2297	49	18	,	,	PUNCT
cjrl-2297	49	19	48	48	NUM
cjrl-2297	49	20	harv	harv	NOUN
cjrl-2297	49	21	.	.	PUNCT
cjrl-2297	50	1	j.	j.	PROPN
cjrl-2297	50	2	on	on	ADP
cjrl-2297	50	3	legis	legis	PROPN
cjrl-2297	50	4	.	.	PUNCT
cjrl-2297	51	1	289	289	NUM
cjrl-2297	51	2	,	,	PUNCT
cjrl-2297	51	3	623	623	NUM
cjrl-2297	51	4	(	(	PUNCT
cjrl-2297	51	5	2011	2011	NUM
cjrl-2297	51	6	)	)	PUNCT
cjrl-2297	51	7	;	;	PUNCT
cjrl-2297	51	8	andorra	andorra	PROPN
cjrl-2297	51	9	bruno	bruno	PROPN
cjrl-2297	51	10	,	,	PUNCT
cjrl-2297	51	11	cong	cong	PROPN
cjrl-2297	51	12	.	.	PUNCT
cjrl-2297	52	1	research	research	NOUN
cjrl-2297	52	2	serv	serv	PROPN
cjrl-2297	52	3	.	.	PUNCT
cjrl-2297	52	4	,	,	PUNCT
cjrl-2297	52	5	unauthorized	unauthorized	ADJ
cjrl-2297	52	6	alien	alien	ADJ
cjrl-2297	52	7	students	student	NOUN
cjrl-2297	52	8	:	:	PUNCT
cjrl-2297	52	9	issues	issue	NOUN
cjrl-2297	52	10	and	and	CCONJ
cjrl-2297	52	11	“	"	PUNCT
cjrl-2297	52	12	dream	dream	NOUN
cjrl-2297	52	13	act	act	NOUN
cjrl-2297	52	14	”	"	PUNCT
cjrl-2297	52	15	legislation	legislation	NOUN
cjrl-2297	52	16	3	3	NUM
cjrl-2297	52	17	(	(	PUNCT
cjrl-2297	52	18	2010	2010	NUM
cjrl-2297	52	19	)	)	PUNCT
cjrl-2297	52	20	(	(	PUNCT
cjrl-2297	52	21	“	"	PUNCT
cjrl-2297	52	22	even	even	ADV
cjrl-2297	52	23	if	if	SCONJ
cjrl-2297	52	24	they	they	PRON
cjrl-2297	52	25	are	be	AUX
cjrl-2297	52	26	able	able	ADJ
cjrl-2297	52	27	to	to	PART
cjrl-2297	52	28	gain	gain	VERB
cjrl-2297	52	29	admission	admission	NOUN
cjrl-2297	52	30	,	,	PUNCT
cjrl-2297	52	31	however	however	ADV
cjrl-2297	52	32	,	,	PUNCT
cjrl-2297	52	33	unauthorized	unauthorized	ADJ
cjrl-2297	52	34	alien	alien	ADJ
cjrl-2297	52	35	students	student	NOUN
cjrl-2297	52	36	often	often	ADV
cjrl-2297	52	37	find	find	VERB
cjrl-2297	52	38	it	it	PRON
cjrl-2297	52	39	difficult	difficult	ADJ
cjrl-2297	52	40	,	,	PUNCT
cjrl-2297	52	41	if	if	SCONJ
cjrl-2297	52	42	not	not	PART
cjrl-2297	52	43	impossible	impossible	ADJ
cjrl-2297	52	44	,	,	PUNCT
cjrl-2297	52	45	to	to	PART
cjrl-2297	52	46	pay	pay	VERB
cjrl-2297	52	47	for	for	ADP
cjrl-2297	52	48	higher	high	ADJ
cjrl-2297	52	49	education	education	NOUN
cjrl-2297	52	50	.	.	PUNCT
cjrl-2297	53	1	under	under	ADP
cjrl-2297	53	2	the	the	DET
cjrl-2297	53	3	higher	high	ADJ
cjrl-2297	53	4	education	education	NOUN
cjrl-2297	53	5	act	act	NOUN
cjrl-2297	53	6	(	(	PUNCT
cjrl-2297	53	7	hea	hea	PROPN
cjrl-2297	53	8	)	)	PUNCT
cjrl-2297	53	9	of	of	ADP
cjrl-2297	53	10	1965	1965	NUM
cjrl-2297	53	11	,	,	PUNCT
cjrl-2297	53	12	as	as	SCONJ
cjrl-2297	53	13	amended	amend	VERB
cjrl-2297	53	14	,	,	PUNCT
cjrl-2297	53	15	they	they	PRON
cjrl-2297	53	16	are	be	AUX
cjrl-2297	53	17	ineligible	ineligible	ADJ
cjrl-2297	53	18	for	for	ADP
cjrl-2297	53	19	federal	federal	ADJ
cjrl-2297	53	20	financial	financial	ADJ
cjrl-2297	53	21	aid	aid	NOUN
cjrl-2297	53	22	.	.	PUNCT
cjrl-2297	54	1	in	in	ADP
cjrl-2297	54	2	most	most	ADJ
cjrl-2297	54	3	instances	instance	NOUN
cjrl-2297	54	4	,	,	PUNCT
cjrl-2297	54	5	unauthorized	unauthorized	ADJ
cjrl-2297	54	6	alien	alien	ADJ
cjrl-2297	54	7	students	student	NOUN
cjrl-2297	54	8	are	be	AUX
cjrl-2297	54	9	likewise	likewise	ADV
cjrl-2297	54	10	ineligible	ineligible	ADJ
cjrl-2297	54	11	for	for	ADP
cjrl-2297	54	12	state	state	NOUN
cjrl-2297	54	13	financial	financial	ADJ
cjrl-2297	54	14	aid	aid	NOUN
cjrl-2297	54	15	.	.	PUNCT
cjrl-2297	55	1	furthermore	furthermore	ADV
cjrl-2297	55	2	,	,	PUNCT
cjrl-2297	55	3	.	.	PUNCT
cjrl-2297	55	4	.	.	PUNCT
cjrl-2297	56	1	.	.	PUNCT
cjrl-2297	57	1	they	they	PRON
cjrl-2297	57	2	also	also	ADV
cjrl-2297	57	3	may	may	AUX
cjrl-2297	57	4	be	be	AUX
cjrl-2297	57	5	ineligible	ineligible	ADJ
cjrl-2297	57	6	for	for	ADP
cjrl-2297	57	7	in	in	ADP
cjrl-2297	57	8	-	-	PUNCT
cjrl-2297	57	9	state	state	NOUN
cjrl-2297	57	10	tuition	tuition	NOUN
cjrl-2297	57	11	.	.	PUNCT
cjrl-2297	57	12	”	"	PUNCT
cjrl-2297	57	13	)	)	PUNCT
cjrl-2297	57	14	.	.	PUNCT
cjrl-2297	58	1	16	16	NUM
cjrl-2297	58	2	see	see	VERB
cjrl-2297	58	3	generally	generally	ADV
cjrl-2297	58	4	nelson	nelson	PROPN
cjrl-2297	58	5	,	,	PUNCT
cjrl-2297	58	6	supra	supra	PROPN
cjrl-2297	58	7	note	note	PROPN
cjrl-2297	58	8	8	8	NUM
cjrl-2297	58	9	.	.	SYM
cjrl-2297	58	10	17	17	NUM
cjrl-2297	58	11	united	united	PROPN
cjrl-2297	58	12	student	student	PROPN
cjrl-2297	58	13	aid	aid	NOUN
cjrl-2297	58	14	funds	fund	NOUN
cjrl-2297	58	15	,	,	PUNCT
cjrl-2297	58	16	parent	parent	NOUN
cjrl-2297	58	17	plus	plus	CCONJ
cjrl-2297	58	18	loan	loan	NOUN
cjrl-2297	58	19	denial	denial	NOUN
cjrl-2297	58	20	issues	issue	NOUN
cjrl-2297	58	21	(	(	PUNCT
cjrl-2297	58	22	2012	2012	NUM
cjrl-2297	58	23	)	)	PUNCT
cjrl-2297	58	24	,	,	PUNCT
cjrl-2297	58	25	http://www.usafunds.org/schools/	http://www.usafunds.org/schools/	VERB
cjrl-2297	58	26	webcastmaterials	webcastmaterial	NOUN
cjrl-2297	58	27	/	/	SYM
cjrl-2297	58	28	plusloandenialissues.pdf	plusloandenialissues.pdf	X
cjrl-2297	58	29	(	(	PUNCT
cjrl-2297	58	30	noting	note	VERB
cjrl-2297	58	31	that	that	SCONJ
cjrl-2297	58	32	the	the	DET
cjrl-2297	58	33	u.s	u.s	PROPN
cjrl-2297	58	34	.	.	PROPN
cjrl-2297	58	35	department	department	PROPN
cjrl-2297	58	36	of	of	ADP
cjrl-2297	58	37	education	education	NOUN
cjrl-2297	58	38	changed	change	VERB
cjrl-2297	58	39	its	its	PRON
cjrl-2297	58	40	credit	credit	NOUN
cjrl-2297	58	41	underwriting	underwriting	NOUN
cjrl-2297	58	42	procedure	procedure	NOUN
cjrl-2297	58	43	in	in	ADP
cjrl-2297	58	44	october	october	PROPN
cjrl-2297	58	45	2011	2011	NUM
cjrl-2297	58	46	,	,	PUNCT
cjrl-2297	58	47	thereby	thereby	ADV
cjrl-2297	58	48	resulting	result	VERB
cjrl-2297	58	49	in	in	ADP
cjrl-2297	58	50	increased	increase	VERB
cjrl-2297	58	51	plus	plus	CCONJ
cjrl-2297	58	52	loan	loan	NOUN
cjrl-2297	58	53	denials	denial	NOUN
cjrl-2297	58	54	)	)	PUNCT
cjrl-2297	58	55	;	;	PUNCT
cjrl-2297	58	56	see	see	VERB
cjrl-2297	58	57	generally	generally	ADV
cjrl-2297	58	58	mark	mark	PROPN
cjrl-2297	58	59	kantrowitz	kantrowitz	PROPN
cjrl-2297	58	60	,	,	PUNCT
cjrl-2297	58	61	congress	congress	PROPN
cjrl-2297	58	62	passes	pass	VERB
cjrl-2297	58	63	legislation	legislation	NOUN
cjrl-2297	58	64	ending	end	VERB
cjrl-2297	58	65	the	the	DET
cjrl-2297	58	66	federally	federally	ADV
cjrl-2297	58	67	-	-	PUNCT
cjrl-2297	58	68	guaranteed	guarantee	VERB
cjrl-2297	58	69	student	student	NOUN
cjrl-2297	58	70	loan	loan	NOUN
cjrl-2297	58	71	program	program	NOUN
cjrl-2297	58	72	,	,	PUNCT
cjrl-2297	58	73	fastweb	fastweb	PROPN
cjrl-2297	58	74	,	,	PUNCT
cjrl-2297	58	75	(	(	PUNCT
cjrl-2297	58	76	sept	sept	PROPN
cjrl-2297	58	77	.	.	PROPN
cjrl-2297	58	78	22	22	NUM
cjrl-2297	58	79	,	,	PUNCT
cjrl-2297	58	80	2009	2009	NUM
cjrl-2297	58	81	)	)	PUNCT
cjrl-2297	58	82	,	,	PUNCT
cjrl-2297	58	83	http://www.fastweb.com/financial-aid/articles/1589-congress-passes-legislation-ending-the-federally-guaranteedstudent-loan-program	http://www.fastweb.com/financial-aid/articles/1589-congress-passes-legislation-ending-the-federally-guaranteedstudent-loan-program	PROPN
cjrl-2297	58	84	(	(	PUNCT
cjrl-2297	58	85	reporting	report	VERB
cjrl-2297	58	86	on	on	ADP
cjrl-2297	58	87	the	the	DET
cjrl-2297	58	88	student	student	NOUN
cjrl-2297	58	89	aid	aid	NOUN
cjrl-2297	58	90	and	and	CCONJ
cjrl-2297	58	91	fiscal	fiscal	ADJ
cjrl-2297	58	92	responsibility	responsibility	NOUN
cjrl-2297	58	93	act	act	NOUN
cjrl-2297	58	94	of	of	ADP
cjrl-2297	58	95	2009	2009	NUM
cjrl-2297	58	96	that	that	PRON
cjrl-2297	58	97	replaced	replace	VERB
cjrl-2297	58	98	the	the	DET
cjrl-2297	58	99	federal	federal	ADJ
cjrl-2297	58	100	family	family	NOUN
cjrl-2297	58	101	education	education	NOUN
cjrl-2297	58	102	loan	loan	NOUN
cjrl-2297	58	103	program	program	NOUN
cjrl-2297	58	104	(	(	PUNCT
cjrl-2297	58	105	ffelp	ffelp	NOUN
cjrl-2297	58	106	)	)	PUNCT
cjrl-2297	58	107	with	with	ADP
cjrl-2297	58	108	direct	direct	ADJ
cjrl-2297	58	109	loans	loan	NOUN
cjrl-2297	58	110	)	)	PUNCT
cjrl-2297	58	111	.	.	PUNCT
cjrl-2297	59	1	18	18	NUM
cjrl-2297	59	2	higher	high	ADJ
cjrl-2297	59	3	education	education	NOUN
cjrl-2297	59	4	act	act	NOUN
cjrl-2297	59	5	of	of	ADP
cjrl-2297	59	6	1965	1965	NUM
cjrl-2297	59	7	,	,	PUNCT
cjrl-2297	59	8	tit	tit	NOUN
cjrl-2297	59	9	.	.	PUNCT
cjrl-2297	60	1	ix	ix	INTJ
cjrl-2297	60	2	,	,	PUNCT
cjrl-2297	60	3	pub	pub	NOUN
cjrl-2297	60	4	.	.	PUNCT
cjrl-2297	61	1	l.	l.	PROPN
cjrl-2297	61	2	no	no	INTJ
cjrl-2297	61	3	.	.	PROPN
cjrl-2297	61	4	89	89	NUM
cjrl-2297	61	5	-	-	SYM
cjrl-2297	61	6	329	329	NUM
cjrl-2297	61	7	,	,	PUNCT
cjrl-2297	61	8	79	79	NUM
cjrl-2297	61	9	stat	stat	NOUN
cjrl-2297	61	10	.	.	PUNCT
cjrl-2297	62	1	1219	1219	NUM
cjrl-2297	62	2	,	,	PUNCT
cjrl-2297	62	3	amended	amend	VERB
cjrl-2297	62	4	by	by	ADP
cjrl-2297	62	5	education	education	NOUN
cjrl-2297	62	6	amendments	amendment	NOUN
cjrl-2297	62	7	of	of	ADP
cjrl-2297	62	8	1972	1972	NUM
cjrl-2297	62	9	,	,	PUNCT
cjrl-2297	63	1	pub	pub	NOUN
cjrl-2297	63	2	.	.	PUNCT
cjrl-2297	64	1	l.	l.	PROPN
cjrl-2297	64	2	no	no	INTJ
cjrl-2297	64	3	.	.	PROPN
cjrl-2297	65	1	92	92	NUM
cjrl-2297	65	2	-	-	SYM
cjrl-2297	65	3	318	318	NUM
cjrl-2297	65	4	,	,	PUNCT
cjrl-2297	65	5	86	86	NUM
cjrl-2297	65	6	stat	stat	NOUN
cjrl-2297	65	7	.	.	PUNCT
cjrl-2297	66	1	235	235	NUM
cjrl-2297	66	2	(	(	PUNCT
cjrl-2297	66	3	codified	codify	VERB
cjrl-2297	66	4	as	as	SCONJ
cjrl-2297	66	5	amended	amend	VERB
cjrl-2297	66	6	at	at	ADP
cjrl-2297	66	7	20	20	NUM
cjrl-2297	66	8	u.s.c	u.s.c	ADJ
cjrl-2297	66	9	.	.	PUNCT
cjrl-2297	67	1	§	§	PROPN
cjrl-2297	67	2	§	§	PROPN
cjrl-2297	67	3	1681	1681	NUM
cjrl-2297	67	4	-	-	SYM
cjrl-2297	67	5	88	88	NUM
cjrl-2297	67	6	(	(	PUNCT
cjrl-2297	67	7	2012	2012	NUM
cjrl-2297	67	8	)	)	PUNCT
cjrl-2297	67	9	)	)	PUNCT
cjrl-2297	68	1	;	;	PUNCT
cjrl-2297	68	2	see	see	VERB
cjrl-2297	68	3	generally	generally	ADV
cjrl-2297	68	4	texas	texas	PROPN
cjrl-2297	68	5	guaranteed	guarantee	VERB
cjrl-2297	68	6	student	student	NOUN
cjrl-2297	68	7	loan	loan	NOUN
cjrl-2297	68	8	corporation	corporation	NOUN
cjrl-2297	68	9	,	,	PUNCT
cjrl-2297	68	10	higher	high	ADJ
cjrl-2297	68	11	education	education	PROPN
cjrl-2297	68	12	act	act	PROPN
cjrl-2297	68	13	,	,	PUNCT
cjrl-2297	68	14	http://www.tgslc.org/policy/hea.cfm	http://www.tgslc.org/policy/hea.cfm	PROPN
cjrl-2297	68	15	(	(	PUNCT
cjrl-2297	68	16	last	last	ADJ
cjrl-2297	68	17	visited	visit	VERB
cjrl-2297	68	18	feb	feb	PROPN
cjrl-2297	68	19	.	.	PROPN
cjrl-2297	68	20	22	22	NUM
cjrl-2297	68	21	,	,	PUNCT
cjrl-2297	68	22	2014	2014	NUM
cjrl-2297	68	23	)	)	PUNCT
cjrl-2297	68	24	(	(	PUNCT
cjrl-2297	68	25	“	"	PUNCT
cjrl-2297	68	26	the	the	DET
cjrl-2297	68	27	higher	high	ADJ
cjrl-2297	68	28	education	education	NOUN
cjrl-2297	68	29	act	act	NOUN
cjrl-2297	68	30	(	(	PUNCT
cjrl-2297	68	31	hea	hea	PROPN
cjrl-2297	68	32	)	)	PUNCT
cjrl-2297	68	33	is	be	AUX
cjrl-2297	68	34	the	the	DET
cjrl-2297	68	35	federal	federal	ADJ
cjrl-2297	68	36	law	law	NOUN
cjrl-2297	68	37	that	that	PRON
cjrl-2297	68	38	governs	govern	VERB
cjrl-2297	68	39	the	the	DET
cjrl-2297	68	40	administration	administration	NOUN
cjrl-2297	68	41	of	of	ADP
cjrl-2297	68	42	federal	federal	ADJ
cjrl-2297	68	43	student	student	NOUN
cjrl-2297	68	44	aid	aid	NOUN
cjrl-2297	68	45	programs	program	NOUN
cjrl-2297	68	46	.	.	PUNCT
cjrl-2297	69	1	the	the	DET
cjrl-2297	69	2	hea	hea	PROPN
cjrl-2297	69	3	was	be	AUX
cjrl-2297	69	4	originally	originally	ADV
cjrl-2297	69	5	passed	pass	VERB
cjrl-2297	69	6	in	in	ADP
cjrl-2297	69	7	1965	1965	NUM
cjrl-2297	69	8	and	and	CCONJ
cjrl-2297	69	9	signed	sign	VERB
cjrl-2297	69	10	into	into	ADP
cjrl-2297	69	11	law	law	NOUN
cjrl-2297	69	12	by	by	ADP
cjrl-2297	69	13	president	president	PROPN
cjrl-2297	69	14	lyndon	lyndon	PROPN
cjrl-2297	69	15	b.	b.	PROPN
cjrl-2297	69	16	johnson	johnson	PROPN
cjrl-2297	69	17	.	.	PUNCT
cjrl-2297	70	1	to	to	PART
cjrl-2297	70	2	encourage	encourage	VERB
cjrl-2297	70	3	growth	growth	NOUN
cjrl-2297	70	4	and	and	CCONJ
cjrl-2297	70	5	change	change	NOUN
cjrl-2297	70	6	,	,	PUNCT
cjrl-2297	70	7	it	it	PRON
cjrl-2297	70	8	must	must	AUX
cjrl-2297	70	9	be	be	AUX
cjrl-2297	70	10	re	re	VERB
cjrl-2297	70	11	-	-	VERB
cjrl-2297	70	12	approved	approve	VERB
cjrl-2297	70	13	,	,	PUNCT
cjrl-2297	70	14	or	or	CCONJ
cjrl-2297	70	15	‘	'	PUNCT
cjrl-2297	70	16	reauthorized	reauthorize	VERB
cjrl-2297	70	17	,	,	PUNCT
cjrl-2297	70	18	’	'	PUNCT
cjrl-2297	70	19	by	by	ADP
cjrl-2297	70	20	congress	congress	PROPN
cjrl-2297	70	21	approximately	approximately	ADV
cjrl-2297	70	22	every	every	DET
cjrl-2297	70	23	five	five	NUM
cjrl-2297	70	24	years	year	NOUN
cjrl-2297	70	25	.	.	PUNCT
cjrl-2297	71	1	in	in	ADP
cjrl-2297	71	2	addition	addition	NOUN
cjrl-2297	71	3	to	to	ADP
cjrl-2297	71	4	major	major	ADJ
cjrl-2297	71	5	reauthorization	reauthorization	NOUN
cjrl-2297	71	6	bills	bill	NOUN
cjrl-2297	71	7	,	,	PUNCT
cjrl-2297	71	8	congress	congress	PROPN
cjrl-2297	71	9	also	also	ADV
cjrl-2297	71	10	considers	consider	VERB
cjrl-2297	71	11	many	many	ADJ
cjrl-2297	71	12	bills	bill	NOUN
cjrl-2297	71	13	that	that	PRON
cjrl-2297	71	14	may	may	AUX
cjrl-2297	71	15	directly	directly	ADV
cjrl-2297	71	16	or	or	CCONJ
cjrl-2297	71	17	indirectly	indirectly	ADV
cjrl-2297	71	18	impact	impact	VERB
cjrl-2297	71	19	the	the	DET
cjrl-2297	71	20	hea	hea	NOUN
cjrl-2297	71	21	.	.	PUNCT
cjrl-2297	71	22	”	"	PUNCT
cjrl-2297	71	23	)	)	PUNCT
cjrl-2297	71	24	.	.	PUNCT
cjrl-2297	72	1	19	19	NUM
cjrl-2297	72	2	see	see	VERB
cjrl-2297	72	3	nelson	nelson	PROPN
cjrl-2297	72	4	,	,	PUNCT
cjrl-2297	72	5	supra	supra	PROPN
cjrl-2297	72	6	note	note	PROPN
cjrl-2297	72	7	8	8	NUM
cjrl-2297	72	8	(	(	PUNCT
cjrl-2297	72	9	“	"	PUNCT
cjrl-2297	72	10	according	accord	VERB
cjrl-2297	72	11	to	to	ADP
cjrl-2297	72	12	education	education	NOUN
cjrl-2297	72	13	department	department	NOUN
cjrl-2297	72	14	standards	standard	NOUN
cjrl-2297	72	15	,	,	PUNCT
cjrl-2297	72	16	prospective	prospective	ADJ
cjrl-2297	72	17	borrowers	borrower	NOUN
cjrl-2297	72	18	ca	can	AUX
cjrl-2297	72	19	n’t	not	PART
cjrl-2297	72	20	have	have	VERB
cjrl-2297	72	21	any	any	DET
cjrl-2297	72	22	current	current	ADJ
cjrl-2297	72	23	accounts	account	NOUN
cjrl-2297	72	24	more	more	ADJ
cjrl-2297	72	25	than	than	ADP
cjrl-2297	72	26	90	90	NUM
cjrl-2297	72	27	days	day	NOUN
cjrl-2297	72	28	delinquent	delinquent	ADJ
cjrl-2297	72	29	,	,	PUNCT
cjrl-2297	72	30	or	or	CCONJ
cjrl-2297	72	31	any	any	DET
cjrl-2297	72	32	foreclosures	foreclosure	NOUN
cjrl-2297	72	33	,	,	PUNCT
cjrl-2297	72	34	bankruptcies	bankruptcy	NOUN
cjrl-2297	72	35	,	,	PUNCT
cjrl-2297	72	36	tax	tax	NOUN
cjrl-2297	72	37	liens	lien	NOUN
cjrl-2297	72	38	,	,	PUNCT
cjrl-2297	72	39	wage	wage	NOUN
cjrl-2297	72	40	garnishments	garnishment	NOUN
cjrl-2297	72	41	or	or	CCONJ
cjrl-2297	72	42	defaults	default	NOUN
cjrl-2297	72	43	within	within	ADP
cjrl-2297	72	44	the	the	DET
cjrl-2297	72	45	past	past	ADJ
cjrl-2297	72	46	five	five	NUM
cjrl-2297	72	47	years	year	NOUN
cjrl-2297	72	48	.	.	PUNCT
cjrl-2297	72	49	”	"	PUNCT
cjrl-2297	72	50	)	)	PUNCT
cjrl-2297	72	51	;	;	PUNCT
cjrl-2297	72	52	wang	wang	PROPN
cjrl-2297	72	53	,	,	PUNCT
cjrl-2297	72	54	supra	supra	PROPN
cjrl-2297	72	55	note	note	PROPN
cjrl-2297	72	56	15	15	NUM
cjrl-2297	72	57	.	.	SYM
cjrl-2297	72	58	20	20	NUM
cjrl-2297	72	59	see	see	VERB
cjrl-2297	72	60	nelson	nelson	PROPN
cjrl-2297	72	61	,	,	PUNCT
cjrl-2297	72	62	supra	supra	PROPN
cjrl-2297	72	63	note	note	PROPN
cjrl-2297	72	64	8	8	NUM
cjrl-2297	72	65	(	(	PUNCT
cjrl-2297	72	66	“	"	PUNCT
cjrl-2297	72	67	a	a	DET
cjrl-2297	72	68	little	little	ADV
cjrl-2297	72	69	-	-	PUNCT
cjrl-2297	72	70	noticed	notice	VERB
cjrl-2297	72	71	education	education	NOUN
cjrl-2297	72	72	department	department	NOUN
cjrl-2297	72	73	change	change	NOUN
cjrl-2297	72	74	in	in	ADP
cjrl-2297	72	75	october	october	PROPN
cjrl-2297	72	76	2011	2011	NUM
cjrl-2297	72	77	added	add	VERB
cjrl-2297	72	78	new	new	ADJ
cjrl-2297	72	79	underwriting	underwriting	NOUN
cjrl-2297	72	80	standards	standard	NOUN
cjrl-2297	72	81	for	for	ADP
cjrl-2297	72	82	the	the	DET
cjrl-2297	72	83	plus	plus	ADJ
cjrl-2297	72	84	loan	loan	NOUN
cjrl-2297	72	85	,	,	PUNCT
cjrl-2297	72	86	the	the	DET
cjrl-2297	72	87	federal	federal	ADJ
cjrl-2297	72	88	lending	lending	NOUN
cjrl-2297	72	89	program	program	NOUN
cjrl-2297	72	90	for	for	ADP
cjrl-2297	72	91	parents	parent	NOUN
cjrl-2297	72	92	and	and	CCONJ
cjrl-2297	72	93	graduate	graduate	ADJ
cjrl-2297	72	94	students	student	NOUN
cjrl-2297	72	95	.	.	PUNCT
cjrl-2297	73	1	the	the	DET
cjrl-2297	73	2	changes	change	NOUN
cjrl-2297	73	3	made	make	VERB
cjrl-2297	73	4	requirements	requirement	NOUN
cjrl-2297	73	5	more	more	ADV
cjrl-2297	73	6	stringent	stringent	ADJ
cjrl-2297	73	7	and	and	CCONJ
cjrl-2297	73	8	appear	appear	VERB
cjrl-2297	73	9	to	to	PART
cjrl-2297	73	10	have	have	AUX
cjrl-2297	73	11	caused	cause	VERB
cjrl-2297	73	12	a	a	DET
cjrl-2297	73	13	spike	spike	NOUN
cjrl-2297	73	14	in	in	ADP
cjrl-2297	73	15	denials	denial	NOUN
cjrl-2297	73	16	,	,	PUNCT
cjrl-2297	73	17	including	include	VERB
cjrl-2297	73	18	some	some	PRON
cjrl-2297	73	19	to	to	ADP
cjrl-2297	73	20	parents	parent	NOUN
cjrl-2297	73	21	who	who	PRON
cjrl-2297	73	22	had	have	AUX
cjrl-2297	73	23	been	be	AUX
cjrl-2297	73	24	2014	2014	NUM
cjrl-2297	73	25	columbia	columbia	PROPN
cjrl-2297	73	26	journal	journal	PROPN
cjrl-2297	73	27	of	of	ADP
cjrl-2297	73	28	race	race	NOUN
cjrl-2297	73	29	and	and	CCONJ
cjrl-2297	73	30	law	law	NOUN
cjrl-2297	73	31	133	133	NUM
cjrl-2297	73	32	the	the	DET
cjrl-2297	73	33	hea	hea	PROPN
cjrl-2297	73	34	,	,	PUNCT
cjrl-2297	73	35	passed	pass	VERB
cjrl-2297	73	36	in	in	ADP
cjrl-2297	73	37	1965	1965	NUM
cjrl-2297	73	38	and	and	CCONJ
cjrl-2297	73	39	most	most	ADV
cjrl-2297	73	40	recently	recently	ADV
cjrl-2297	73	41	reauthorized	reauthorize	VERB
cjrl-2297	73	42	in	in	ADP
cjrl-2297	73	43	2008	2008	NUM
cjrl-2297	73	44	,	,	PUNCT
cjrl-2297	73	45	provides	provide	VERB
cjrl-2297	73	46	for	for	ADP
cjrl-2297	73	47	federal	federal	ADJ
cjrl-2297	73	48	financial	financial	ADJ
cjrl-2297	73	49	aid	aid	NOUN
cjrl-2297	73	50	spending.21	spending.21	PROPN
cjrl-2297	73	51	subsequent	subsequent	ADJ
cjrl-2297	73	52	renewal	renewal	NOUN
cjrl-2297	73	53	of	of	ADP
cjrl-2297	73	54	the	the	DET
cjrl-2297	73	55	hea	hea	PROPN
cjrl-2297	73	56	stands	stand	VERB
cjrl-2297	73	57	to	to	PART
cjrl-2297	73	58	modernize	modernize	VERB
cjrl-2297	73	59	the	the	DET
cjrl-2297	73	60	plus	plus	ADJ
cjrl-2297	73	61	loan	loan	NOUN
cjrl-2297	73	62	lending	lending	NOUN
cjrl-2297	73	63	system	system	NOUN
cjrl-2297	73	64	and	and	CCONJ
cjrl-2297	73	65	may	may	AUX
cjrl-2297	73	66	result	result	VERB
cjrl-2297	73	67	in	in	ADP
cjrl-2297	73	68	more	more	ADV
cjrl-2297	73	69	equitable	equitable	ADJ
cjrl-2297	73	70	student	student	NOUN
cjrl-2297	73	71	aid	aid	NOUN
cjrl-2297	73	72	borrowing	borrowing	NOUN
cjrl-2297	73	73	and	and	CCONJ
cjrl-2297	73	74	distribution.22	distribution.22	PROPN
cjrl-2297	73	75	federal	federal	PROPN
cjrl-2297	73	76	plus	plus	CCONJ
cjrl-2297	73	77	loans	loan	NOUN
cjrl-2297	73	78	were	be	AUX
cjrl-2297	73	79	once	once	ADV
cjrl-2297	73	80	praised	praise	VERB
cjrl-2297	73	81	as	as	ADP
cjrl-2297	73	82	a	a	DET
cjrl-2297	73	83	viable	viable	ADJ
cjrl-2297	73	84	option	option	NOUN
cjrl-2297	73	85	for	for	SCONJ
cjrl-2297	73	86	families	family	NOUN
cjrl-2297	73	87	to	to	PART
cjrl-2297	73	88	cope	cope	VERB
cjrl-2297	73	89	with	with	ADP
cjrl-2297	73	90	skyrocketing	skyrocket	VERB
cjrl-2297	73	91	college	college	NOUN
cjrl-2297	73	92	costs.23	costs.23	PROPN
cjrl-2297	73	93	the	the	DET
cjrl-2297	73	94	contrast	contrast	NOUN
cjrl-2297	73	95	between	between	ADP
cjrl-2297	73	96	the	the	DET
cjrl-2297	73	97	plus	plus	ADJ
cjrl-2297	73	98	loans	loan	NOUN
cjrl-2297	73	99	of	of	ADP
cjrl-2297	73	100	today	today	NOUN
cjrl-2297	73	101	and	and	CCONJ
cjrl-2297	73	102	former	former	ADJ
cjrl-2297	73	103	plus	plus	CCONJ
cjrl-2297	73	104	loans	loan	NOUN
cjrl-2297	73	105	closely	closely	ADV
cjrl-2297	73	106	follows	follow	VERB
cjrl-2297	73	107	a	a	DET
cjrl-2297	73	108	trend	trend	NOUN
cjrl-2297	73	109	of	of	ADP
cjrl-2297	73	110	loan	loan	NOUN
cjrl-2297	73	111	approvals	approval	NOUN
cjrl-2297	73	112	and	and	CCONJ
cjrl-2297	73	113	denials	denial	NOUN
cjrl-2297	73	114	along	along	ADP
cjrl-2297	73	115	based	base	VERB
cjrl-2297	73	116	on	on	ADP
cjrl-2297	73	117	consumer	consumer	NOUN
cjrl-2297	73	118	creditworthiness	creditworthiness	NOUN
cjrl-2297	73	119	and	and	CCONJ
cjrl-2297	73	120	strict	strict	ADJ
cjrl-2297	73	121	underwriting	underwriting	NOUN
cjrl-2297	73	122	guidelines.24	guidelines.24	PROPN
cjrl-2297	73	123	plus	plus	CCONJ
cjrl-2297	73	124	loan	loan	NOUN
cjrl-2297	73	125	eligibility	eligibility	NOUN
cjrl-2297	73	126	now	now	ADV
cjrl-2297	73	127	largely	largely	ADV
cjrl-2297	73	128	depends	depend	VERB
cjrl-2297	73	129	on	on	ADP
cjrl-2297	73	130	the	the	DET
cjrl-2297	73	131	applicant	applicant	NOUN
cjrl-2297	73	132	’s	’s	PART
cjrl-2297	73	133	personal	personal	ADJ
cjrl-2297	73	134	or	or	CCONJ
cjrl-2297	73	135	family	family	NOUN
cjrl-2297	73	136	credit	credit	NOUN
cjrl-2297	73	137	,	,	PUNCT
cjrl-2297	73	138	as	as	SCONJ
cjrl-2297	73	139	opposed	oppose	VERB
cjrl-2297	73	140	to	to	ADP
cjrl-2297	73	141	simple	simple	ADJ
cjrl-2297	73	142	standards	standard	NOUN
cjrl-2297	73	143	of	of	ADP
cjrl-2297	73	144	admission	admission	NOUN
cjrl-2297	73	145	and	and	CCONJ
cjrl-2297	73	146	enrollment	enrollment	NOUN
cjrl-2297	73	147	in	in	ADP
cjrl-2297	73	148	an	an	DET
cjrl-2297	73	149	approved	approve	VERB
cjrl-2297	73	150	and	and	CCONJ
cjrl-2297	73	151	accredited	accredit	VERB
cjrl-2297	73	152	college	college	NOUN
cjrl-2297	73	153	program.25	program.25	NOUN
cjrl-2297	73	154	parallels	parallel	VERB
cjrl-2297	73	155	between	between	ADP
cjrl-2297	73	156	plus	plus	CCONJ
cjrl-2297	73	157	loans	loan	NOUN
cjrl-2297	73	158	issued	issue	VERB
cjrl-2297	73	159	before	before	ADP
cjrl-2297	73	160	and	and	CCONJ
cjrl-2297	73	161	after	after	ADP
cjrl-2297	73	162	2011	2011	NUM
cjrl-2297	73	163	warrants	warrant	NOUN
cjrl-2297	73	164	a	a	DET
cjrl-2297	73	165	review	review	NOUN
cjrl-2297	73	166	,	,	PUNCT
cjrl-2297	73	167	or	or	CCONJ
cjrl-2297	73	168	even	even	ADV
cjrl-2297	73	169	repeal	repeal	NOUN
cjrl-2297	73	170	of	of	ADP
cjrl-2297	73	171	the	the	DET
cjrl-2297	73	172	abrupt	abrupt	ADJ
cjrl-2297	73	173	changes	change	NOUN
cjrl-2297	73	174	to	to	ADP
cjrl-2297	73	175	the	the	DET
cjrl-2297	73	176	student	student	NOUN
cjrl-2297	73	177	loan	loan	NOUN
cjrl-2297	73	178	credit	credit	NOUN
cjrl-2297	73	179	standard.26	standard.26	ADV
cjrl-2297	73	180	the	the	DET
cjrl-2297	73	181	need	need	NOUN
cjrl-2297	73	182	for	for	ADP
cjrl-2297	73	183	innovation	innovation	NOUN
cjrl-2297	73	184	and	and	CCONJ
cjrl-2297	73	185	improvement	improvement	NOUN
cjrl-2297	73	186	in	in	ADP
cjrl-2297	73	187	the	the	DET
cjrl-2297	73	188	administration	administration	NOUN
cjrl-2297	73	189	of	of	ADP
cjrl-2297	73	190	the	the	DET
cjrl-2297	73	191	plus	plus	CCONJ
cjrl-2297	73	192	loan	loan	NOUN
cjrl-2297	73	193	program	program	NOUN
cjrl-2297	73	194	is	be	AUX
cjrl-2297	73	195	particularly	particularly	ADV
cjrl-2297	73	196	acute	acute	ADJ
cjrl-2297	73	197	at	at	ADP
cjrl-2297	73	198	historically	historically	ADV
cjrl-2297	73	199	black	black	ADJ
cjrl-2297	73	200	colleges	college	NOUN
cjrl-2297	73	201	and	and	CCONJ
cjrl-2297	73	202	universities	university	NOUN
cjrl-2297	73	203	(	(	PUNCT
cjrl-2297	73	204	hbcus),27	hbcus),27	ADJ
cjrl-2297	73	205	and	and	CCONJ
cjrl-2297	73	206	institutions	institution	NOUN
cjrl-2297	73	207	that	that	PRON
cjrl-2297	73	208	serve	serve	VERB
cjrl-2297	73	209	low	low	ADJ
cjrl-2297	73	210	-	-	PUNCT
cjrl-2297	73	211	income	income	NOUN
cjrl-2297	73	212	individuals	individual	NOUN
cjrl-2297	73	213	with	with	ADP
cjrl-2297	73	214	limited	limited	ADJ
cjrl-2297	73	215	resources.28	resources.28	NOUN
cjrl-2297	73	216	able	able	ADJ
cjrl-2297	73	217	to	to	PART
cjrl-2297	73	218	take	take	VERB
cjrl-2297	73	219	out	out	ADP
cjrl-2297	73	220	the	the	DET
cjrl-2297	73	221	loans	loan	NOUN
cjrl-2297	73	222	in	in	ADP
cjrl-2297	73	223	previous	previous	ADJ
cjrl-2297	73	224	years	year	NOUN
cjrl-2297	73	225	.	.	PUNCT
cjrl-2297	73	226	”	"	PUNCT
cjrl-2297	73	227	)	)	PUNCT
cjrl-2297	73	228	;	;	PUNCT
cjrl-2297	73	229	wang	wang	PROPN
cjrl-2297	73	230	,	,	PUNCT
cjrl-2297	73	231	supra	supra	PROPN
cjrl-2297	73	232	note	note	PROPN
cjrl-2297	73	233	15	15	NUM
cjrl-2297	73	234	(	(	PUNCT
cjrl-2297	73	235	“	"	PUNCT
cjrl-2297	73	236	the	the	DET
cjrl-2297	73	237	change	change	NOUN
cjrl-2297	73	238	may	may	AUX
cjrl-2297	73	239	result	result	VERB
cjrl-2297	73	240	in	in	ADP
cjrl-2297	73	241	significantly	significantly	ADV
cjrl-2297	73	242	more	more	ADJ
cjrl-2297	73	243	parent	parent	NOUN
cjrl-2297	73	244	plus	plus	CCONJ
cjrl-2297	73	245	loan	loan	NOUN
cjrl-2297	73	246	denials	denial	NOUN
cjrl-2297	73	247	.	.	PUNCT
cjrl-2297	73	248	.	.	PUNCT
cjrl-2297	74	1	.	.	PUNCT
cjrl-2297	75	1	and	and	CCONJ
cjrl-2297	75	2	some	some	DET
cjrl-2297	75	3	financial	financial	ADJ
cjrl-2297	75	4	-	-	PUNCT
cjrl-2297	75	5	aid	aid	NOUN
cjrl-2297	75	6	officers	officer	NOUN
cjrl-2297	75	7	’	’	PART
cjrl-2297	75	8	recent	recent	ADJ
cjrl-2297	75	9	observations	observation	NOUN
cjrl-2297	75	10	seem	seem	VERB
cjrl-2297	75	11	to	to	PART
cjrl-2297	75	12	bear	bear	VERB
cjrl-2297	75	13	that	that	PRON
cjrl-2297	75	14	out	out	ADP
cjrl-2297	75	15	.	.	PUNCT
cjrl-2297	76	1	but	but	CCONJ
cjrl-2297	76	2	new	new	ADJ
cjrl-2297	76	3	denials	denial	NOUN
cjrl-2297	76	4	may	may	AUX
cjrl-2297	76	5	actually	actually	ADV
cjrl-2297	76	6	involve	involve	VERB
cjrl-2297	76	7	the	the	DET
cjrl-2297	76	8	wrong	wrong	ADJ
cjrl-2297	76	9	people	people	NOUN
cjrl-2297	76	10	.	.	PUNCT
cjrl-2297	77	1	after	after	ADV
cjrl-2297	77	2	all	all	ADV
cjrl-2297	77	3	,	,	PUNCT
cjrl-2297	77	4	the	the	DET
cjrl-2297	77	5	tightened	tighten	VERB
cjrl-2297	77	6	underwriting	underwriting	NOUN
cjrl-2297	77	7	still	still	ADV
cjrl-2297	77	8	examines	examine	VERB
cjrl-2297	77	9	aspects	aspect	NOUN
cjrl-2297	77	10	of	of	ADP
cjrl-2297	77	11	credit	credit	NOUN
cjrl-2297	77	12	history	history	NOUN
cjrl-2297	77	13	,	,	PUNCT
cjrl-2297	77	14	not	not	PART
cjrl-2297	77	15	ability	ability	NOUN
cjrl-2297	77	16	to	to	PART
cjrl-2297	77	17	repay	repay	VERB
cjrl-2297	77	18	.	.	PUNCT
cjrl-2297	77	19	”	"	PUNCT
cjrl-2297	77	20	)	)	PUNCT
cjrl-2297	77	21	.	.	PUNCT
cjrl-2297	78	1	21	21	NUM
cjrl-2297	78	2	see	see	VERB
cjrl-2297	78	3	what	what	PRON
cjrl-2297	78	4	you	you	PRON
cjrl-2297	78	5	need	need	VERB
cjrl-2297	78	6	to	to	PART
cjrl-2297	78	7	know	know	VERB
cjrl-2297	78	8	about	about	ADP
cjrl-2297	78	9	reauthorization	reauthorization	NOUN
cjrl-2297	78	10	,	,	PUNCT
cjrl-2297	78	11	the	the	DET
cjrl-2297	78	12	chronicle	chronicle	NOUN
cjrl-2297	78	13	of	of	ADP
cjrl-2297	78	14	higher	high	ADJ
cjrl-2297	78	15	education	education	NOUN
cjrl-2297	78	16	(	(	PUNCT
cjrl-2297	78	17	sept	sept	PROPN
cjrl-2297	78	18	.	.	PROPN
cjrl-2297	78	19	19	19	NUM
cjrl-2297	78	20	,	,	PUNCT
cjrl-2297	78	21	2013	2013	NUM
cjrl-2297	78	22	)	)	PUNCT
cjrl-2297	78	23	,	,	PUNCT
cjrl-2297	78	24	http://chronicle.com/article/what-you-need-to-know-about/141697/	http://chronicle.com/article/what-you-need-to-know-about/141697/	NOUN
cjrl-2297	78	25	;	;	PUNCT
cjrl-2297	78	26	kelly	kelly	PROPN
cjrl-2297	78	27	field	field	PROPN
cjrl-2297	78	28	,	,	PUNCT
cjrl-2297	78	29	5	5	NUM
cjrl-2297	78	30	years	year	NOUN
cjrl-2297	78	31	on	on	ADP
cjrl-2297	78	32	,	,	PUNCT
cjrl-2297	78	33	renewed	renew	VERB
cjrl-2297	78	34	higher	high	ADJ
cjrl-2297	78	35	-	-	PUNCT
cjrl-2297	78	36	ed	ed	NOUN
cjrl-2297	78	37	act	act	NOUN
cjrl-2297	78	38	has	have	AUX
cjrl-2297	78	39	lost	lose	VERB
cjrl-2297	78	40	its	its	PRON
cjrl-2297	78	41	luster	luster	NOUN
cjrl-2297	78	42	,	,	PUNCT
cjrl-2297	78	43	the	the	DET
cjrl-2297	78	44	chronicle	chronicle	NOUN
cjrl-2297	78	45	of	of	ADP
cjrl-2297	78	46	higher	high	ADJ
cjrl-2297	78	47	education	education	NOUN
cjrl-2297	78	48	(	(	PUNCT
cjrl-2297	78	49	aug	aug	PROPN
cjrl-2297	78	50	.	.	PROPN
cjrl-2297	78	51	12	12	NUM
cjrl-2297	78	52	,	,	PUNCT
cjrl-2297	78	53	2013	2013	NUM
cjrl-2297	78	54	)	)	PUNCT
cjrl-2297	78	55	,	,	PUNCT
cjrl-2297	78	56	https://chronicle.com/article/5-yearson-renewed-higher-ed/141043/.	https://chronicle.com/article/5-yearson-renewed-higher-ed/141043/.	ADV
cjrl-2297	78	57	22	22	NUM
cjrl-2297	78	58	see	see	VERB
cjrl-2297	78	59	andy	andy	PROPN
cjrl-2297	78	60	thomason	thomason	PROPN
cjrl-2297	78	61	,	,	PUNCT
cjrl-2297	78	62	reauthorization	reauthorization	NOUN
cjrl-2297	78	63	of	of	ADP
cjrl-2297	78	64	higher	high	ADJ
cjrl-2297	78	65	education	education	NOUN
cjrl-2297	78	66	act	act	NOUN
cjrl-2297	78	67	to	to	PART
cjrl-2297	78	68	begin	begin	VERB
cjrl-2297	78	69	next	next	ADJ
cjrl-2297	78	70	week	week	NOUN
cjrl-2297	78	71	,	,	PUNCT
cjrl-2297	78	72	the	the	DET
cjrl-2297	78	73	chronicle	chronicle	NOUN
cjrl-2297	78	74	of	of	ADP
cjrl-2297	78	75	higher	high	ADJ
cjrl-2297	78	76	education	education	NOUN
cjrl-2297	78	77	(	(	PUNCT
cjrl-2297	78	78	sept	sept	PROPN
cjrl-2297	78	79	.	.	PROPN
cjrl-2297	78	80	13	13	NUM
cjrl-2297	78	81	,	,	PUNCT
cjrl-2297	78	82	2013	2013	NUM
cjrl-2297	78	83	)	)	PUNCT
cjrl-2297	78	84	,	,	PUNCT
cjrl-2297	78	85	http://chronicle.com/article/reauthorization-of-higher/141641/	http://chronicle.com/article/reauthorization-of-higher/141641/	NOUN
cjrl-2297	78	86	;	;	PUNCT
cjrl-2297	78	87	but	but	CCONJ
cjrl-2297	78	88	see	see	VERB
cjrl-2297	78	89	generally	generally	ADV
cjrl-2297	78	90	alyson	alyson	PROPN
cjrl-2297	78	91	klein	klein	PROPN
cjrl-2297	78	92	,	,	PUNCT
cjrl-2297	78	93	renewals	renewal	NOUN
cjrl-2297	78	94	of	of	ADP
cjrl-2297	78	95	education	education	NOUN
cjrl-2297	78	96	laws	law	NOUN
cjrl-2297	78	97	languish	languish	VERB
cjrl-2297	78	98	in	in	ADP
cjrl-2297	78	99	congress	congress	PROPN
cjrl-2297	78	100	,	,	PUNCT
cjrl-2297	78	101	education	education	NOUN
cjrl-2297	78	102	week	week	NOUN
cjrl-2297	78	103	,	,	PUNCT
cjrl-2297	78	104	jan	jan	PROPN
cjrl-2297	78	105	.	.	PROPN
cjrl-2297	78	106	15	15	NUM
cjrl-2297	78	107	,	,	PUNCT
cjrl-2297	78	108	2014	2014	NUM
cjrl-2297	78	109	(	(	PUNCT
cjrl-2297	78	110	“	"	PUNCT
cjrl-2297	78	111	as	as	SCONJ
cjrl-2297	78	112	the	the	DET
cjrl-2297	78	113	113th	113th	PROPN
cjrl-2297	78	114	congress	congress	PROPN
cjrl-2297	78	115	returns	return	VERB
cjrl-2297	78	116	for	for	ADP
cjrl-2297	78	117	its	its	PRON
cjrl-2297	78	118	second	second	ADJ
cjrl-2297	78	119	year	year	NOUN
cjrl-2297	78	120	,	,	PUNCT
cjrl-2297	78	121	nearly	nearly	ADV
cjrl-2297	78	122	every	every	PRON
cjrl-2297	78	123	major	major	ADJ
cjrl-2297	78	124	education	education	NOUN
cjrl-2297	78	125	law	law	NOUN
cjrl-2297	78	126	remains	remain	VERB
cjrl-2297	78	127	overdue	overdue	ADJ
cjrl-2297	78	128	for	for	ADP
cjrl-2297	78	129	reauthorization	reauthorization	NOUN
cjrl-2297	78	130	,	,	PUNCT
cjrl-2297	78	131	leaving	leave	VERB
cjrl-2297	78	132	issues	issue	NOUN
cjrl-2297	78	133	from	from	ADP
cjrl-2297	78	134	early	early	ADJ
cjrl-2297	78	135	childhood	childhood	NOUN
cjrl-2297	78	136	to	to	ADP
cjrl-2297	78	137	workforce	workforce	PROPN
cjrl-2297	78	138	development	development	NOUN
cjrl-2297	78	139	caught	catch	VERB
cjrl-2297	78	140	in	in	ADP
cjrl-2297	78	141	a	a	DET
cjrl-2297	78	142	vortex	vortex	NOUN
cjrl-2297	78	143	of	of	ADP
cjrl-2297	78	144	partisan	partisan	ADJ
cjrl-2297	78	145	rancor	rancor	NOUN
cjrl-2297	78	146	.	.	PUNCT
cjrl-2297	78	147	.	.	PUNCT
cjrl-2297	78	148	.	.	PUNCT
cjrl-2297	78	149	.	.	PUNCT
cjrl-2297	79	1	the	the	DET
cjrl-2297	79	2	slow	slow	ADJ
cjrl-2297	79	3	pace	pace	NOUN
cjrl-2297	79	4	of	of	ADP
cjrl-2297	79	5	legislative	legislative	ADJ
cjrl-2297	79	6	progress	progress	NOUN
cjrl-2297	79	7	has	have	AUX
cjrl-2297	79	8	put	put	VERB
cjrl-2297	79	9	the	the	DET
cjrl-2297	79	10	obama	obama	PROPN
cjrl-2297	79	11	administration	administration	NOUN
cjrl-2297	79	12	largely	largely	ADV
cjrl-2297	79	13	in	in	ADP
cjrl-2297	79	14	the	the	DET
cjrl-2297	79	15	driver	driver	NOUN
cjrl-2297	79	16	's	's	PART
cjrl-2297	79	17	seat	seat	NOUN
cjrl-2297	79	18	on	on	ADP
cjrl-2297	79	19	education	education	NOUN
cjrl-2297	79	20	policy	policy	NOUN
cjrl-2297	79	21	.	.	PUNCT
cjrl-2297	79	22	.	.	PUNCT
cjrl-2297	79	23	.	.	PUNCT
cjrl-2297	79	24	.	.	PUNCT
cjrl-2297	79	25	”	"	PUNCT
cjrl-2297	79	26	)	)	PUNCT
cjrl-2297	79	27	.	.	PUNCT
cjrl-2297	80	1	23	23	NUM
cjrl-2297	80	2	see	see	VERB
cjrl-2297	80	3	jeffrey	jeffrey	PROPN
cjrl-2297	80	4	steele	steele	PROPN
cjrl-2297	80	5	,	,	PUNCT
cjrl-2297	80	6	plus	plus	CCONJ
cjrl-2297	80	7	loans	loan	NOUN
cjrl-2297	80	8	get	get	VERB
cjrl-2297	80	9	an	an	DET
cjrl-2297	80	10	a	a	NOUN
cjrl-2297	80	11	from	from	ADP
cjrl-2297	80	12	many	many	ADJ
cjrl-2297	80	13	borrowers	borrower	NOUN
cjrl-2297	80	14	,	,	PUNCT
cjrl-2297	80	15	chicago	chicago	PROPN
cjrl-2297	80	16	tribune	tribune	PROPN
cjrl-2297	80	17	,	,	PUNCT
cjrl-2297	80	18	dec	dec	PROPN
cjrl-2297	80	19	.	.	PROPN
cjrl-2297	80	20	9	9	NUM
cjrl-2297	80	21	,	,	PUNCT
cjrl-2297	80	22	2003	2003	NUM
cjrl-2297	80	23	,	,	PUNCT
cjrl-2297	80	24	http://articles.chicagotribune.com/2003-12-09/business/0312090096_1_parent-loan-loan-program-financial-aid	http://articles.chicagotribune.com/2003-12-09/business/0312090096_1_parent-loan-loan-program-financial-aid	PROPN
cjrl-2297	80	25	(	(	PUNCT
cjrl-2297	80	26	noting	note	VERB
cjrl-2297	80	27	that	that	SCONJ
cjrl-2297	80	28	there	there	PRON
cjrl-2297	80	29	was	be	VERB
cjrl-2297	80	30	no	no	DET
cjrl-2297	80	31	scoring	scoring	NOUN
cjrl-2297	80	32	of	of	ADP
cjrl-2297	80	33	income	income	NOUN
cjrl-2297	80	34	or	or	CCONJ
cjrl-2297	80	35	analysis	analysis	NOUN
cjrl-2297	80	36	of	of	ADP
cjrl-2297	80	37	cash	cash	NOUN
cjrl-2297	80	38	-	-	PUNCT
cjrl-2297	80	39	flow	flow	NOUN
cjrl-2297	80	40	analysis	analysis	NOUN
cjrl-2297	80	41	in	in	ADP
cjrl-2297	80	42	the	the	DET
cjrl-2297	80	43	former	former	ADJ
cjrl-2297	80	44	credit	credit	NOUN
cjrl-2297	80	45	review	review	NOUN
cjrl-2297	80	46	for	for	ADP
cjrl-2297	80	47	plus	plus	CCONJ
cjrl-2297	80	48	loan	loan	NOUN
cjrl-2297	80	49	eligibility	eligibility	NOUN
cjrl-2297	80	50	)	)	PUNCT
cjrl-2297	80	51	.	.	PUNCT
cjrl-2297	81	1	24	24	NUM
cjrl-2297	81	2	see	see	VERB
cjrl-2297	81	3	thurgood	thurgood	PROPN
cjrl-2297	81	4	marshall	marshall	PROPN
cjrl-2297	81	5	college	college	PROPN
cjrl-2297	81	6	fund	fund	PROPN
cjrl-2297	81	7	,	,	PUNCT
cjrl-2297	81	8	parent	parent	NOUN
cjrl-2297	81	9	plus	plus	CCONJ
cjrl-2297	81	10	loans	loan	NOUN
cjrl-2297	81	11	,	,	PUNCT
cjrl-2297	81	12	http://www.thurgoodmarshallfund.net	http://www.thurgoodmarshallfund.net	X
cjrl-2297	81	13	/images	/image	NOUN
cjrl-2297	81	14	/	/	SYM
cjrl-2297	81	15	stories	story	NOUN
cjrl-2297	81	16	/	/	SYM
cjrl-2297	81	17	site	site	NOUN
cjrl-2297	81	18	/	/	SYM
cjrl-2297	81	19	ppl	ppl	PROPN
cjrl-2297	81	20	/	/	SYM
cjrl-2297	81	21	ppl.pdf	ppl.pdf	PROPN
cjrl-2297	81	22	(	(	PUNCT
cjrl-2297	81	23	“	"	PUNCT
cjrl-2297	81	24	as	as	ADP
cjrl-2297	81	25	a	a	DET
cjrl-2297	81	26	result	result	NOUN
cjrl-2297	81	27	of	of	ADP
cjrl-2297	81	28	the	the	DET
cjrl-2297	81	29	change	change	NOUN
cjrl-2297	81	30	in	in	ADP
cjrl-2297	81	31	eligibility	eligibility	NOUN
cjrl-2297	81	32	criteria	criterion	NOUN
cjrl-2297	81	33	,	,	PUNCT
cjrl-2297	81	34	tens	ten	NOUN
cjrl-2297	81	35	of	of	ADP
cjrl-2297	81	36	thousands	thousand	NOUN
cjrl-2297	81	37	of	of	ADP
cjrl-2297	81	38	students	student	NOUN
cjrl-2297	81	39	across	across	ADP
cjrl-2297	81	40	the	the	DET
cjrl-2297	81	41	nation	nation	NOUN
cjrl-2297	81	42	are	be	AUX
cjrl-2297	81	43	in	in	ADP
cjrl-2297	81	44	jeopardy	jeopardy	NOUN
cjrl-2297	81	45	of	of	ADP
cjrl-2297	81	46	being	be	AUX
cjrl-2297	81	47	unable	unable	ADJ
cjrl-2297	81	48	to	to	PART
cjrl-2297	81	49	continue	continue	VERB
cjrl-2297	81	50	their	their	PRON
cjrl-2297	81	51	college	college	NOUN
cjrl-2297	81	52	studies	study	NOUN
cjrl-2297	81	53	because	because	SCONJ
cjrl-2297	81	54	their	their	PRON
cjrl-2297	81	55	parents	parent	NOUN
cjrl-2297	81	56	are	be	AUX
cjrl-2297	81	57	unable	unable	ADJ
cjrl-2297	81	58	to	to	PART
cjrl-2297	81	59	obtain	obtain	VERB
cjrl-2297	81	60	loans	loan	NOUN
cjrl-2297	81	61	to	to	PART
cjrl-2297	81	62	cover	cover	VERB
cjrl-2297	81	63	tuition	tuition	NOUN
cjrl-2297	81	64	and	and	CCONJ
cjrl-2297	81	65	fees	fee	NOUN
cjrl-2297	81	66	.	.	PUNCT
cjrl-2297	82	1	in	in	ADP
cjrl-2297	82	2	many	many	ADJ
cjrl-2297	82	3	instances	instance	NOUN
cjrl-2297	82	4	,	,	PUNCT
cjrl-2297	82	5	families	family	NOUN
cjrl-2297	82	6	who	who	PRON
cjrl-2297	82	7	successfully	successfully	ADV
cjrl-2297	82	8	obtained	obtain	VERB
cjrl-2297	82	9	ppl	ppl	PROPN
cjrl-2297	82	10	in	in	ADP
cjrl-2297	82	11	prior	prior	ADJ
cjrl-2297	82	12	years	year	NOUN
cjrl-2297	82	13	were	be	AUX
cjrl-2297	82	14	denied	deny	VERB
cjrl-2297	82	15	under	under	ADP
cjrl-2297	82	16	the	the	DET
cjrl-2297	82	17	new	new	ADJ
cjrl-2297	82	18	eligibility	eligibility	NOUN
cjrl-2297	82	19	criteria	criterion	NOUN
cjrl-2297	82	20	for	for	ADP
cjrl-2297	82	21	the	the	DET
cjrl-2297	82	22	2012	2012	NUM
cjrl-2297	82	23	-	-	SYM
cjrl-2297	82	24	2013	2013	NUM
cjrl-2297	82	25	and	and	CCONJ
cjrl-2297	82	26	2013	2013	NUM
cjrl-2297	82	27	-	-	SYM
cjrl-2297	82	28	2014	2014	NUM
cjrl-2297	82	29	academic	academic	ADJ
cjrl-2297	82	30	years	year	NOUN
cjrl-2297	82	31	.	.	PUNCT
cjrl-2297	82	32	”	"	PUNCT
cjrl-2297	82	33	)	)	PUNCT
cjrl-2297	82	34	25	25	NUM
cjrl-2297	82	35	see	see	VERB
cjrl-2297	82	36	generally	generally	ADV
cjrl-2297	82	37	u.s	u.s	PROPN
cjrl-2297	82	38	.	.	PROPN
cjrl-2297	82	39	dept	dept	PROPN
cjrl-2297	82	40	.	.	PROPN
cjrl-2297	83	1	of	of	ADP
cjrl-2297	83	2	ed	ed	PROPN
cjrl-2297	83	3	.	.	PROPN
cjrl-2297	83	4	,	,	PUNCT
cjrl-2297	83	5	federal	federal	ADJ
cjrl-2297	83	6	student	student	NOUN
cjrl-2297	83	7	aid	aid	NOUN
cjrl-2297	83	8	:	:	PUNCT
cjrl-2297	83	9	things	thing	NOUN
cjrl-2297	83	10	to	to	PART
cjrl-2297	83	11	consider	consider	VERB
cjrl-2297	83	12	,	,	PUNCT
cjrl-2297	83	13	https://studentaid.ed.gov	https://studentaid.ed.gov	ADJ
cjrl-2297	83	14	/prepare	/prepare	NOUN
cjrl-2297	83	15	-	-	PUNCT
cjrl-2297	83	16	for	for	ADP
cjrl-2297	83	17	-	-	PUNCT
cjrl-2297	83	18	college	college	NOUN
cjrl-2297	83	19	/	/	SYM
cjrl-2297	83	20	choosing	choosing	NOUN
cjrl-2297	83	21	-	-	PUNCT
cjrl-2297	83	22	schools	school	NOUN
cjrl-2297	83	23	/	/	PUNCT
cjrl-2297	83	24	consider	consider	VERB
cjrl-2297	83	25	.	.	PUNCT
cjrl-2297	84	1	26	26	NUM
cjrl-2297	84	2	see	see	VERB
cjrl-2297	84	3	elvina	elvina	PROPN
cjrl-2297	84	4	nawaguna	nawaguna	PROPN
cjrl-2297	84	5	,	,	PUNCT
cjrl-2297	84	6	black	black	ADJ
cjrl-2297	84	7	colleges	college	NOUN
cjrl-2297	84	8	push	push	VERB
cjrl-2297	84	9	u.s	u.s	PROPN
cjrl-2297	84	10	.	.	PROPN
cjrl-2297	84	11	congress	congress	PROPN
cjrl-2297	84	12	to	to	PART
cjrl-2297	84	13	revoke	revoke	VERB
cjrl-2297	84	14	student	student	NOUN
cjrl-2297	84	15	aid	aid	NOUN
cjrl-2297	84	16	changes	change	NOUN
cjrl-2297	84	17	,	,	PUNCT
cjrl-2297	84	18	chicago	chicago	PROPN
cjrl-2297	84	19	tribune	tribune	PROPN
cjrl-2297	84	20	,	,	PUNCT
cjrl-2297	84	21	oct	oct	PROPN
cjrl-2297	84	22	.	.	PROPN
cjrl-2297	84	23	7	7	NUM
cjrl-2297	84	24	,	,	PUNCT
cjrl-2297	84	25	2013	2013	NUM
cjrl-2297	84	26	,	,	PUNCT
cjrl-2297	84	27	http://articles.chicagotribune.com/2013-10-07/news/sns-rt-us-usa-studentloans-hbcus-20131007_1_plus-loans	http://articles.chicagotribune.com/2013-10-07/news/sns-rt-us-usa-studentloans-hbcus-20131007_1_plus-loan	VERB
cjrl-2297	84	28	-student	-student	ADJ
cjrl-2297	84	29	-	-	PUNCT
cjrl-2297	84	30	aid	aid	NOUN
cjrl-2297	84	31	-	-	PUNCT
cjrl-2297	84	32	black	black	ADJ
cjrl-2297	84	33	-	-	PUNCT
cjrl-2297	84	34	colleges	college	NOUN
cjrl-2297	84	35	(	(	PUNCT
cjrl-2297	84	36	“	"	PUNCT
cjrl-2297	84	37	advocates	advocate	NOUN
cjrl-2297	84	38	for	for	ADP
cjrl-2297	84	39	minority	minority	NOUN
cjrl-2297	84	40	and	and	CCONJ
cjrl-2297	84	41	low	low	ADJ
cjrl-2297	84	42	-	-	PUNCT
cjrl-2297	84	43	income	income	NOUN
cjrl-2297	84	44	students	student	NOUN
cjrl-2297	84	45	are	be	AUX
cjrl-2297	84	46	now	now	ADV
cjrl-2297	84	47	focusing	focus	VERB
cjrl-2297	84	48	on	on	ADP
cjrl-2297	84	49	congress	congress	PROPN
cjrl-2297	84	50	,	,	PUNCT
cjrl-2297	84	51	hoping	hope	VERB
cjrl-2297	84	52	they	they	PRON
cjrl-2297	84	53	can	can	AUX
cjrl-2297	84	54	sway	sway	VERB
cjrl-2297	84	55	lawmakers	lawmaker	NOUN
cjrl-2297	84	56	to	to	PART
cjrl-2297	84	57	reverse	reverse	VERB
cjrl-2297	84	58	the	the	DET
cjrl-2297	84	59	changes	change	NOUN
cjrl-2297	84	60	to	to	ADP
cjrl-2297	84	61	plus	plus	CCONJ
cjrl-2297	84	62	loans	loan	NOUN
cjrl-2297	84	63	and	and	CCONJ
cjrl-2297	84	64	other	other	ADJ
cjrl-2297	84	65	disadvantageous	disadvantageous	ADJ
cjrl-2297	84	66	reforms	reform	NOUN
cjrl-2297	84	67	.	.	PUNCT
cjrl-2297	85	1	they	they	PRON
cjrl-2297	85	2	are	be	AUX
cjrl-2297	85	3	pinning	pin	VERB
cjrl-2297	85	4	their	their	PRON
cjrl-2297	85	5	hopes	hope	NOUN
cjrl-2297	85	6	to	to	ADP
cjrl-2297	85	7	the	the	DET
cjrl-2297	85	8	higher	high	ADJ
cjrl-2297	85	9	education	education	PROPN
cjrl-2297	85	10	act	act	PROPN
cjrl-2297	85	11	,	,	PUNCT
cjrl-2297	85	12	a	a	DET
cjrl-2297	85	13	half	half	ADJ
cjrl-2297	85	14	-	-	PUNCT
cjrl-2297	85	15	century	century	NOUN
cjrl-2297	85	16	old	old	ADJ
cjrl-2297	85	17	law	law	NOUN
cjrl-2297	85	18	that	that	PRON
cjrl-2297	85	19	lays	lay	VERB
cjrl-2297	85	20	out	out	ADP
cjrl-2297	85	21	guidelines	guideline	NOUN
cjrl-2297	85	22	for	for	ADP
cjrl-2297	85	23	distributing	distribute	VERB
cjrl-2297	85	24	federal	federal	ADJ
cjrl-2297	85	25	student	student	NOUN
cjrl-2297	85	26	aid	aid	NOUN
cjrl-2297	85	27	and	and	CCONJ
cjrl-2297	85	28	is	be	AUX
cjrl-2297	85	29	due	due	ADJ
cjrl-2297	85	30	for	for	ADP
cjrl-2297	85	31	reauthorization	reauthorization	NOUN
cjrl-2297	85	32	next	next	ADJ
cjrl-2297	85	33	year	year	NOUN
cjrl-2297	85	34	.	.	PUNCT
cjrl-2297	85	35	.	.	PUNCT
cjrl-2297	85	36	.	.	PUNCT
cjrl-2297	85	37	.	.	PUNCT
cjrl-2297	86	1	further	far	ADV
cjrl-2297	86	2	,	,	PUNCT
cjrl-2297	86	3	they	they	PRON
cjrl-2297	86	4	want	want	VERB
cjrl-2297	86	5	lawmakers	lawmaker	NOUN
cjrl-2297	86	6	to	to	PART
cjrl-2297	86	7	reduce	reduce	VERB
cjrl-2297	86	8	the	the	DET
cjrl-2297	86	9	interest	interest	NOUN
cjrl-2297	86	10	rates	rate	NOUN
cjrl-2297	86	11	and	and	CCONJ
cjrl-2297	86	12	origination	origination	NOUN
cjrl-2297	86	13	fees	fee	NOUN
cjrl-2297	86	14	on	on	ADP
cjrl-2297	86	15	plus	plus	CCONJ
cjrl-2297	86	16	loans	loan	NOUN
cjrl-2297	86	17	.	.	PUNCT
cjrl-2297	87	1	a	a	DET
cjrl-2297	87	2	new	new	ADJ
cjrl-2297	87	3	law	law	NOUN
cjrl-2297	87	4	that	that	PRON
cjrl-2297	87	5	ties	tie	VERB
cjrl-2297	87	6	student	student	NOUN
cjrl-2297	87	7	loan	loan	NOUN
cjrl-2297	87	8	interest	interest	NOUN
cjrl-2297	87	9	rates	rate	NOUN
cjrl-2297	87	10	to	to	ADP
cjrl-2297	87	11	the	the	DET
cjrl-2297	87	12	10	10	NUM
cjrl-2297	87	13	-	-	PUNCT
cjrl-2297	87	14	year	year	NOUN
cjrl-2297	87	15	treasury	treasury	NOUN
cjrl-2297	87	16	note	note	NOUN
cjrl-2297	87	17	set	set	VERB
cjrl-2297	87	18	their	their	PRON
cjrl-2297	87	19	interest	interest	NOUN
cjrl-2297	87	20	rate	rate	NOUN
cjrl-2297	87	21	6.41	6.41	NUM
cjrl-2297	87	22	percent	percent	NOUN
cjrl-2297	87	23	for	for	ADP
cjrl-2297	87	24	this	this	DET
cjrl-2297	87	25	academic	academic	ADJ
cjrl-2297	87	26	year	year	NOUN
cjrl-2297	87	27	,	,	PUNCT
cjrl-2297	87	28	but	but	CCONJ
cjrl-2297	87	29	could	could	AUX
cjrl-2297	87	30	spike	spike	VERB
cjrl-2297	87	31	to	to	ADP
cjrl-2297	87	32	their	their	PRON
cjrl-2297	87	33	cap	cap	NOUN
cjrl-2297	87	34	of	of	ADP
cjrl-2297	87	35	10.5	10.5	NUM
cjrl-2297	87	36	percent	percent	NOUN
cjrl-2297	87	37	as	as	SCONJ
cjrl-2297	87	38	the	the	DET
cjrl-2297	87	39	economy	economy	NOUN
cjrl-2297	87	40	improves	improve	VERB
cjrl-2297	87	41	.	.	PUNCT
cjrl-2297	88	1	the	the	DET
cjrl-2297	88	2	interest	interest	NOUN
cjrl-2297	88	3	rate	rate	NOUN
cjrl-2297	88	4	was	be	AUX
cjrl-2297	88	5	previously	previously	ADV
cjrl-2297	88	6	fixed	fix	VERB
cjrl-2297	88	7	at	at	ADP
cjrl-2297	88	8	7.9	7.9	NUM
cjrl-2297	88	9	percent	percent	NOUN
cjrl-2297	88	10	.	.	PUNCT
cjrl-2297	88	11	”	"	PUNCT
cjrl-2297	88	12	)	)	PUNCT
cjrl-2297	89	1	;	;	PUNCT
cjrl-2297	89	2	see	see	VERB
cjrl-2297	89	3	also	also	ADV
cjrl-2297	89	4	steele	steele	PROPN
cjrl-2297	89	5	,	,	PUNCT
cjrl-2297	89	6	supra	supra	PROPN
cjrl-2297	89	7	note	note	PROPN
cjrl-2297	89	8	23	23	NUM
cjrl-2297	89	9	(	(	PUNCT
cjrl-2297	89	10	noting	note	VERB
cjrl-2297	89	11	the	the	DET
cjrl-2297	89	12	former	former	ADJ
cjrl-2297	89	13	ease	ease	NOUN
cjrl-2297	89	14	of	of	ADP
cjrl-2297	89	15	application	application	NOUN
cjrl-2297	89	16	for	for	ADP
cjrl-2297	89	17	the	the	DET
cjrl-2297	89	18	plus	plus	ADJ
cjrl-2297	89	19	loan	loan	NOUN
cjrl-2297	89	20	program	program	NOUN
cjrl-2297	89	21	with	with	ADP
cjrl-2297	89	22	“	"	PUNCT
cjrl-2297	89	23	a	a	DET
cjrl-2297	89	24	gentle	gentle	ADJ
cjrl-2297	89	25	credit	credit	NOUN
cjrl-2297	89	26	check	check	NOUN
cjrl-2297	89	27	”	"	PUNCT
cjrl-2297	89	28	for	for	ADP
cjrl-2297	89	29	delinquencies	delinquency	NOUN
cjrl-2297	89	30	up	up	ADP
cjrl-2297	89	31	to	to	PART
cjrl-2297	89	32	30	30	NUM
cjrl-2297	89	33	days	day	NOUN
cjrl-2297	89	34	,	,	PUNCT
cjrl-2297	89	35	no	no	DET
cjrl-2297	89	36	collateral	collateral	NOUN
cjrl-2297	89	37	,	,	PUNCT
cjrl-2297	89	38	flexibility	flexibility	NOUN
cjrl-2297	89	39	in	in	ADP
cjrl-2297	89	40	repayment	repayment	NOUN
cjrl-2297	89	41	,	,	PUNCT
cjrl-2297	89	42	and	and	CCONJ
cjrl-2297	89	43	an	an	DET
cjrl-2297	89	44	interest	interest	NOUN
cjrl-2297	89	45	rate	rate	NOUN
cjrl-2297	89	46	cap	cap	NOUN
cjrl-2297	89	47	)	)	PUNCT
cjrl-2297	89	48	(	(	PUNCT
cjrl-2297	89	49	quoting	quote	VERB
cjrl-2297	89	50	,	,	PUNCT
cjrl-2297	89	51	in	in	ADP
cjrl-2297	89	52	part	part	NOUN
cjrl-2297	89	53	,	,	PUNCT
cjrl-2297	89	54	david	david	PROPN
cjrl-2297	89	55	charlow	charlow	PROPN
cjrl-2297	89	56	)	)	PUNCT
cjrl-2297	89	57	.	.	PUNCT
cjrl-2297	90	1	27	27	NUM
cjrl-2297	90	2	see	see	VERB
cjrl-2297	90	3	kelly	kelly	PROPN
cjrl-2297	90	4	field	field	PROPN
cjrl-2297	90	5	,	,	PUNCT
cjrl-2297	90	6	in	in	ADP
cjrl-2297	90	7	victory	victory	NOUN
cjrl-2297	90	8	for	for	ADP
cjrl-2297	90	9	hbcus	hbcus	PROPN
cjrl-2297	90	10	,	,	PUNCT
cjrl-2297	90	11	department	department	NOUN
cjrl-2297	90	12	to	to	PART
cjrl-2297	90	13	reconsider	reconsider	VERB
cjrl-2297	90	14	a	a	DET
cjrl-2297	90	15	policy	policy	NOUN
cjrl-2297	90	16	change	change	NOUN
cjrl-2297	90	17	on	on	ADP
cjrl-2297	90	18	parent	parent	NOUN
cjrl-2297	90	19	plus	plus	CCONJ
cjrl-2297	90	20	loans	loan	NOUN
cjrl-2297	90	21	,	,	PUNCT
cjrl-2297	90	22	the	the	DET
cjrl-2297	90	23	chronicle	chronicle	NOUN
cjrl-2297	90	24	of	of	ADP
cjrl-2297	90	25	higher	high	ADJ
cjrl-2297	90	26	education	education	NOUN
cjrl-2297	90	27	(	(	PUNCT
cjrl-2297	90	28	aug	aug	PROPN
cjrl-2297	90	29	.	.	PROPN
cjrl-2297	90	30	15	15	NUM
cjrl-2297	90	31	,	,	PUNCT
cjrl-2297	90	32	2013	2013	NUM
cjrl-2297	90	33	)	)	PUNCT
cjrl-2297	90	34	,	,	PUNCT
cjrl-2297	90	35	http://chronicle.com/article/in-victory-for-hbcus/141133/	http://chronicle.com/article/in-victory-for-hbcus/141133/	PROPN
cjrl-2297	90	36	(	(	PUNCT
cjrl-2297	90	37	addressing	address	VERB
cjrl-2297	90	38	reconsideration	reconsideration	NOUN
cjrl-2297	90	39	of	of	ADP
cjrl-2297	90	40	the	the	DET
cjrl-2297	90	41	“	"	PUNCT
cjrl-2297	90	42	adverse	adverse	ADJ
cjrl-2297	90	43	credit	credit	NOUN
cjrl-2297	90	44	”	"	PUNCT
cjrl-2297	90	45	definition	definition	NOUN
cjrl-2297	90	46	during	during	ADP
cjrl-2297	90	47	rule	rule	NOUN
cjrl-2297	90	48	-	-	PUNCT
cjrl-2297	90	49	making	make	VERB
cjrl-2297	90	50	sessions	session	NOUN
cjrl-2297	90	51	scheduled	schedule	VERB
cjrl-2297	90	52	for	for	ADP
cjrl-2297	90	53	the	the	DET
cjrl-2297	90	54	spring	spring	NOUN
cjrl-2297	90	55	of	of	ADP
cjrl-2297	90	56	foreclosures	foreclosure	NOUN
cjrl-2297	90	57	and	and	CCONJ
cjrl-2297	90	58	financial	financial	ADJ
cjrl-2297	90	59	aid	aid	NOUN
cjrl-2297	90	60	vol	vol	NOUN
cjrl-2297	90	61	.	.	PUNCT
cjrl-2297	90	62	4:2	4:2	NUM
cjrl-2297	91	1	134	134	NUM
cjrl-2297	91	2	personal	personal	ADJ
cjrl-2297	91	3	finances	finance	NOUN
cjrl-2297	91	4	for	for	ADP
cjrl-2297	91	5	many	many	ADJ
cjrl-2297	91	6	americans	american	NOUN
cjrl-2297	91	7	drastically	drastically	ADV
cjrl-2297	91	8	changed	change	VERB
cjrl-2297	91	9	as	as	ADP
cjrl-2297	91	10	a	a	DET
cjrl-2297	91	11	result	result	NOUN
cjrl-2297	91	12	of	of	ADP
cjrl-2297	91	13	the	the	DET
cjrl-2297	91	14	great	great	ADJ
cjrl-2297	91	15	recession.29	recession.29	NOUN
cjrl-2297	91	16	changes	change	VERB
cjrl-2297	91	17	in	in	ADP
cjrl-2297	91	18	consumer	consumer	NOUN
cjrl-2297	91	19	finances	finance	NOUN
cjrl-2297	91	20	and	and	CCONJ
cjrl-2297	91	21	personal	personal	ADJ
cjrl-2297	91	22	accountability	accountability	NOUN
cjrl-2297	91	23	must	must	AUX
cjrl-2297	91	24	be	be	AUX
cjrl-2297	91	25	taken	take	VERB
cjrl-2297	91	26	into	into	ADP
cjrl-2297	91	27	account	account	NOUN
cjrl-2297	91	28	when	when	SCONJ
cjrl-2297	91	29	considering	consider	VERB
cjrl-2297	91	30	the	the	DET
cjrl-2297	91	31	root	root	NOUN
cjrl-2297	91	32	cause	cause	NOUN
cjrl-2297	91	33	of	of	ADP
cjrl-2297	91	34	the	the	DET
cjrl-2297	91	35	student	student	NOUN
cjrl-2297	91	36	loan	loan	NOUN
cjrl-2297	91	37	bubble	bubble	NOUN
cjrl-2297	91	38	that	that	PRON
cjrl-2297	91	39	continues	continue	VERB
cjrl-2297	91	40	to	to	PART
cjrl-2297	91	41	expand.30	expand.30	VERB
cjrl-2297	91	42	a	a	DET
cjrl-2297	91	43	chain	chain	NOUN
cjrl-2297	91	44	reaction	reaction	NOUN
cjrl-2297	91	45	occurred	occur	VERB
cjrl-2297	91	46	when	when	SCONJ
cjrl-2297	91	47	financial	financial	ADJ
cjrl-2297	91	48	institutions	institution	NOUN
cjrl-2297	91	49	and	and	CCONJ
cjrl-2297	91	50	consumers	consumer	NOUN
cjrl-2297	91	51	undertook	undertake	VERB
cjrl-2297	91	52	risky	risky	ADJ
cjrl-2297	91	53	investments.31	investments.31	NOUN
cjrl-2297	91	54	a	a	DET
cjrl-2297	91	55	vast	vast	ADJ
cjrl-2297	91	56	number	number	NOUN
cjrl-2297	91	57	of	of	ADP
cjrl-2297	91	58	americans	americans	PROPN
cjrl-2297	91	59	were	be	AUX
cjrl-2297	91	60	directly	directly	ADV
cjrl-2297	91	61	affected	affect	VERB
cjrl-2297	91	62	by	by	ADP
cjrl-2297	91	63	toxic	toxic	ADJ
cjrl-2297	91	64	financial	financial	ADJ
cjrl-2297	91	65	investments	investment	NOUN
cjrl-2297	91	66	,	,	PUNCT
cjrl-2297	91	67	particularly	particularly	ADV
cjrl-2297	91	68	those	those	PRON
cjrl-2297	91	69	acquired	acquire	VERB
cjrl-2297	91	70	by	by	ADP
cjrl-2297	91	71	minority	minority	NOUN
cjrl-2297	91	72	participants	participant	NOUN
cjrl-2297	91	73	in	in	ADP
cjrl-2297	91	74	the	the	DET
cjrl-2297	91	75	housing	housing	NOUN
cjrl-2297	91	76	and	and	CCONJ
cjrl-2297	91	77	higher	high	ADJ
cjrl-2297	91	78	education	education	NOUN
cjrl-2297	91	79	markets	market	NOUN
cjrl-2297	91	80	,	,	PUNCT
cjrl-2297	91	81	thereby	thereby	ADV
cjrl-2297	91	82	resulting	result	VERB
cjrl-2297	91	83	in	in	ADP
cjrl-2297	91	84	financial	financial	ADJ
cjrl-2297	91	85	hardship	hardship	NOUN
cjrl-2297	91	86	that	that	PRON
cjrl-2297	91	87	oftentimes	oftentime	VERB
cjrl-2297	91	88	could	could	AUX
cjrl-2297	91	89	not	not	PART
cjrl-2297	91	90	be	be	AUX
cjrl-2297	91	91	easily	easily	ADV
cjrl-2297	91	92	mitigated.32	mitigated.32	VERB
cjrl-2297	91	93	consequently	consequently	ADV
cjrl-2297	91	94	,	,	PUNCT
cjrl-2297	91	95	less	less	ADJ
cjrl-2297	91	96	consumer	consumer	NOUN
cjrl-2297	91	97	spending	spending	NOUN
cjrl-2297	91	98	and	and	CCONJ
cjrl-2297	91	99	more	more	ADV
cjrl-2297	91	100	cautious	cautious	ADJ
cjrl-2297	91	101	financial	financial	ADJ
cjrl-2297	91	102	lending	lending	NOUN
cjrl-2297	91	103	placed	place	VERB
cjrl-2297	91	104	2014	2014	NUM
cjrl-2297	91	105	while	while	SCONJ
cjrl-2297	91	106	easing	ease	VERB
cjrl-2297	91	107	eligibility	eligibility	NOUN
cjrl-2297	91	108	requirements	requirement	NOUN
cjrl-2297	91	109	for	for	ADP
cjrl-2297	91	110	parents	parent	NOUN
cjrl-2297	91	111	with	with	ADP
cjrl-2297	91	112	minor	minor	ADJ
cjrl-2297	91	113	credit	credit	NOUN
cjrl-2297	91	114	history	history	NOUN
cjrl-2297	91	115	issues	issue	NOUN
cjrl-2297	91	116	)	)	PUNCT
cjrl-2297	91	117	;	;	PUNCT
cjrl-2297	91	118	jamal	jamal	PROPN
cjrl-2297	91	119	watson	watson	PROPN
cjrl-2297	91	120	,	,	PUNCT
cjrl-2297	91	121	education	education	NOUN
cjrl-2297	91	122	secretary	secretary	NOUN
cjrl-2297	91	123	issues	issue	NOUN
cjrl-2297	91	124	apology	apology	VERB
cjrl-2297	91	125	to	to	ADP
cjrl-2297	91	126	hbcu	hbcu	NOUN
cjrl-2297	91	127	leaders	leader	NOUN
cjrl-2297	91	128	,	,	PUNCT
cjrl-2297	91	129	diverse	diverse	ADJ
cjrl-2297	91	130	issues	issue	NOUN
cjrl-2297	91	131	in	in	ADP
cjrl-2297	91	132	higher	high	ADJ
cjrl-2297	91	133	education	education	NOUN
cjrl-2297	91	134	,	,	PUNCT
cjrl-2297	91	135	sept	sept	PROPN
cjrl-2297	91	136	.	.	PROPN
cjrl-2297	91	137	26	26	NUM
cjrl-2297	91	138	,	,	PUNCT
cjrl-2297	91	139	2013	2013	NUM
cjrl-2297	91	140	,	,	PUNCT
cjrl-2297	91	141	http://diverseeducation.com/	http://diverseeducation.com/	ADJ
cjrl-2297	91	142	article/56269/	article/56269/	NOUN
cjrl-2297	91	143	;	;	PUNCT
cjrl-2297	91	144	justin	justin	PROPN
cjrl-2297	91	145	doubledy	doubledy	PROPN
cjrl-2297	91	146	,	,	PUNCT
cjrl-2297	91	147	with	with	ADP
cjrl-2297	91	148	parents	parent	NOUN
cjrl-2297	91	149	denied	deny	VERB
cjrl-2297	91	150	loans	loan	NOUN
cjrl-2297	91	151	,	,	PUNCT
cjrl-2297	91	152	students	student	NOUN
cjrl-2297	91	153	scramble	scramble	VERB
cjrl-2297	91	154	at	at	ADP
cjrl-2297	91	155	hbcus	hbcus	PROPN
cjrl-2297	91	156	,	,	PUNCT
cjrl-2297	91	157	the	the	DET
cjrl-2297	91	158	chronicle	chronicle	NOUN
cjrl-2297	91	159	of	of	ADP
cjrl-2297	91	160	higher	high	ADJ
cjrl-2297	91	161	education	education	NOUN
cjrl-2297	91	162	(	(	PUNCT
cjrl-2297	91	163	oct	oct	PROPN
cjrl-2297	91	164	.	.	PROPN
cjrl-2297	91	165	7	7	NUM
cjrl-2297	91	166	,	,	PUNCT
cjrl-2297	91	167	2013	2013	NUM
cjrl-2297	91	168	)	)	PUNCT
cjrl-2297	91	169	,	,	PUNCT
cjrl-2297	91	170	http://chronicle.com/article/without-federal-plus-loans/142147/	http://chronicle.com/article/without-federal-plus-loans/142147/	PROPN
cjrl-2297	91	171	(	(	PUNCT
cjrl-2297	91	172	“	"	PUNCT
cjrl-2297	91	173	a	a	DET
cjrl-2297	91	174	tightening	tightening	NOUN
cjrl-2297	91	175	of	of	ADP
cjrl-2297	91	176	the	the	DET
cjrl-2297	91	177	[	[	X
cjrl-2297	91	178	plus	plus	CCONJ
cjrl-2297	91	179	]	]	PUNCT
cjrl-2297	91	180	loan	loan	NOUN
cjrl-2297	91	181	program	program	NOUN
cjrl-2297	91	182	's	's	PART
cjrl-2297	91	183	eligibility	eligibility	NOUN
cjrl-2297	91	184	criteria	criterion	NOUN
cjrl-2297	91	185	two	two	NUM
cjrl-2297	91	186	years	year	NOUN
cjrl-2297	91	187	ago	ago	ADV
cjrl-2297	91	188	has	have	AUX
cjrl-2297	91	189	hit	hit	VERB
cjrl-2297	91	190	historically	historically	ADV
cjrl-2297	91	191	black	black	ADJ
cjrl-2297	91	192	colleges	college	NOUN
cjrl-2297	91	193	.	.	PUNCT
cjrl-2297	91	194	.	.	PUNCT
cjrl-2297	91	195	.	.	PUNCT
cjrl-2297	92	1	especially	especially	ADV
cjrl-2297	92	2	hard	hard	ADV
cjrl-2297	92	3	,	,	PUNCT
cjrl-2297	92	4	as	as	SCONJ
cjrl-2297	92	5	they	they	PRON
cjrl-2297	92	6	serve	serve	VERB
cjrl-2297	92	7	many	many	ADJ
cjrl-2297	92	8	students	student	NOUN
cjrl-2297	92	9	who	who	PRON
cjrl-2297	92	10	rely	rely	VERB
cjrl-2297	92	11	on	on	ADP
cjrl-2297	92	12	the	the	DET
cjrl-2297	92	13	loan	loan	NOUN
cjrl-2297	92	14	,	,	PUNCT
cjrl-2297	92	15	and	and	CCONJ
cjrl-2297	92	16	a	a	DET
cjrl-2297	92	17	considerable	considerable	ADJ
cjrl-2297	92	18	share	share	NOUN
cjrl-2297	92	19	whose	whose	DET
cjrl-2297	92	20	families	family	NOUN
cjrl-2297	92	21	no	no	ADV
cjrl-2297	92	22	longer	long	ADV
cjrl-2297	92	23	qualify	qualify	VERB
cjrl-2297	92	24	.	.	PUNCT
cjrl-2297	93	1	seeing	see	VERB
cjrl-2297	93	2	enrollment	enrollment	NOUN
cjrl-2297	93	3	declines	decline	NOUN
cjrl-2297	93	4	,	,	PUNCT
cjrl-2297	93	5	some	some	DET
cjrl-2297	93	6	colleges	college	NOUN
cjrl-2297	93	7	have	have	AUX
cjrl-2297	93	8	formed	form	VERB
cjrl-2297	93	9	a	a	DET
cjrl-2297	93	10	coalition	coalition	NOUN
cjrl-2297	93	11	to	to	PART
cjrl-2297	93	12	protest	protest	VERB
cjrl-2297	93	13	the	the	DET
cjrl-2297	93	14	change	change	NOUN
cjrl-2297	93	15	.	.	PUNCT
cjrl-2297	94	1	students	student	NOUN
cjrl-2297	94	2	,	,	PUNCT
cjrl-2297	94	3	meanwhile	meanwhile	ADV
cjrl-2297	94	4	,	,	PUNCT
cjrl-2297	94	5	have	have	AUX
cjrl-2297	94	6	had	have	VERB
cjrl-2297	94	7	to	to	PART
cjrl-2297	94	8	drop	drop	VERB
cjrl-2297	94	9	out	out	ADP
cjrl-2297	94	10	or	or	CCONJ
cjrl-2297	94	11	scramble	scramble	VERB
cjrl-2297	94	12	to	to	PART
cjrl-2297	94	13	find	find	VERB
cjrl-2297	94	14	other	other	ADJ
cjrl-2297	94	15	forms	form	NOUN
cjrl-2297	94	16	of	of	ADP
cjrl-2297	94	17	financing	financing	NOUN
cjrl-2297	94	18	.	.	PUNCT
cjrl-2297	94	19	.	.	PUNCT
cjrl-2297	94	20	.	.	PUNCT
cjrl-2297	95	1	.	.	PUNCT
cjrl-2297	96	1	until	until	ADP
cjrl-2297	96	2	2011	2011	NUM
cjrl-2297	96	3	,	,	PUNCT
cjrl-2297	96	4	applicants	applicant	NOUN
cjrl-2297	96	5	were	be	AUX
cjrl-2297	96	6	approved	approve	VERB
cjrl-2297	96	7	for	for	ADP
cjrl-2297	96	8	a	a	DET
cjrl-2297	96	9	plus	plus	ADJ
cjrl-2297	96	10	loan	loan	NOUN
cjrl-2297	96	11	as	as	ADV
cjrl-2297	96	12	long	long	ADV
cjrl-2297	96	13	as	as	SCONJ
cjrl-2297	96	14	they	they	PRON
cjrl-2297	96	15	were	be	AUX
cjrl-2297	96	16	not	not	PART
cjrl-2297	96	17	more	more	ADJ
cjrl-2297	96	18	than	than	ADP
cjrl-2297	96	19	90	90	NUM
cjrl-2297	96	20	days	day	NOUN
cjrl-2297	96	21	delinquent	delinquent	ADJ
cjrl-2297	96	22	on	on	ADP
cjrl-2297	96	23	any	any	DET
cjrl-2297	96	24	debt	debt	NOUN
cjrl-2297	96	25	,	,	PUNCT
cjrl-2297	96	26	and	and	CCONJ
cjrl-2297	96	27	did	do	AUX
cjrl-2297	96	28	not	not	PART
cjrl-2297	96	29	have	have	VERB
cjrl-2297	96	30	any	any	DET
cjrl-2297	96	31	foreclosures	foreclosure	NOUN
cjrl-2297	96	32	,	,	PUNCT
cjrl-2297	96	33	bankruptcies	bankruptcy	NOUN
cjrl-2297	96	34	,	,	PUNCT
cjrl-2297	96	35	tax	tax	NOUN
cjrl-2297	96	36	liens	lien	NOUN
cjrl-2297	96	37	,	,	PUNCT
cjrl-2297	96	38	wage	wage	NOUN
cjrl-2297	96	39	garnishments	garnishment	NOUN
cjrl-2297	96	40	,	,	PUNCT
cjrl-2297	96	41	or	or	CCONJ
cjrl-2297	96	42	student	student	NOUN
cjrl-2297	96	43	-	-	PUNCT
cjrl-2297	96	44	loan	loan	NOUN
cjrl-2297	96	45	defaults	default	NOUN
cjrl-2297	96	46	in	in	ADP
cjrl-2297	96	47	the	the	DET
cjrl-2297	96	48	past	past	ADJ
cjrl-2297	96	49	five	five	NUM
cjrl-2297	96	50	years	year	NOUN
cjrl-2297	96	51	.	.	PUNCT
cjrl-2297	97	1	under	under	ADP
cjrl-2297	97	2	the	the	DET
cjrl-2297	97	3	new	new	ADJ
cjrl-2297	97	4	standards	standard	NOUN
cjrl-2297	97	5	,	,	PUNCT
cjrl-2297	97	6	unpaid	unpaid	ADJ
cjrl-2297	97	7	debts	debt	NOUN
cjrl-2297	97	8	in	in	ADP
cjrl-2297	97	9	collection	collection	NOUN
cjrl-2297	97	10	and	and	CCONJ
cjrl-2297	97	11	student	student	NOUN
cjrl-2297	97	12	loans	loan	NOUN
cjrl-2297	97	13	written	write	VERB
cjrl-2297	97	14	off	off	ADP
cjrl-2297	97	15	as	as	ADV
cjrl-2297	97	16	unpayable	unpayable	ADJ
cjrl-2297	97	17	in	in	ADP
cjrl-2297	97	18	the	the	DET
cjrl-2297	97	19	previous	previous	ADJ
cjrl-2297	97	20	five	five	NUM
cjrl-2297	97	21	years	year	NOUN
cjrl-2297	97	22	also	also	ADV
cjrl-2297	97	23	count	count	VERB
cjrl-2297	97	24	against	against	ADP
cjrl-2297	97	25	applicants	applicant	NOUN
cjrl-2297	97	26	.	.	PUNCT
cjrl-2297	97	27	”	"	PUNCT
cjrl-2297	97	28	)	)	PUNCT
cjrl-2297	97	29	;	;	PUNCT
cjrl-2297	97	30	hansi	hansi	PROPN
cjrl-2297	97	31	lo	lo	PROPN
cjrl-2297	97	32	wang	wang	PROPN
cjrl-2297	97	33	,	,	PUNCT
cjrl-2297	97	34	student	student	NOUN
cjrl-2297	97	35	loan	loan	NOUN
cjrl-2297	97	36	changes	change	NOUN
cjrl-2297	97	37	squeeze	squeeze	VERB
cjrl-2297	97	38	historically	historically	ADV
cjrl-2297	97	39	black	black	ADJ
cjrl-2297	97	40	colleges	college	NOUN
cjrl-2297	97	41	,	,	PUNCT
cjrl-2297	97	42	code	code	NOUN
cjrl-2297	97	43	switch	switch	NOUN
cjrl-2297	97	44	(	(	PUNCT
cjrl-2297	97	45	sept	sept	PROPN
cjrl-2297	97	46	.	.	PROPN
cjrl-2297	97	47	26	26	NUM
cjrl-2297	97	48	,	,	PUNCT
cjrl-2297	97	49	2013	2013	NUM
cjrl-2297	97	50	,	,	PUNCT
cjrl-2297	97	51	4:40	4:40	NUM
cjrl-2297	97	52	pm	pm	NOUN
cjrl-2297	97	53	)	)	PUNCT
cjrl-2297	97	54	,	,	PUNCT
cjrl-2297	97	55	http://www.npr.org/blogs/code	http://www.npr.org/blogs/code	PROPN
cjrl-2297	97	56	switch/2013/09/26/226552999	switch/2013/09/26/226552999	NOUN
cjrl-2297	97	57	/	/	SYM
cjrl-2297	97	58	student	student	NOUN
cjrl-2297	97	59	-	-	PUNCT
cjrl-2297	97	60	loan	loan	NOUN
cjrl-2297	97	61	-	-	PUNCT
cjrl-2297	97	62	changes	change	NOUN
cjrl-2297	97	63	-	-	PUNCT
cjrl-2297	97	64	squeeze	squeeze	NOUN
cjrl-2297	97	65	-	-	PUNCT
cjrl-2297	97	66	historically	historically	ADV
cjrl-2297	97	67	-	-	PUNCT
cjrl-2297	97	68	black	black	ADJ
cjrl-2297	97	69	-	-	PUNCT
cjrl-2297	97	70	colleges	college	NOUN
cjrl-2297	97	71	;	;	PUNCT
cjrl-2297	97	72	see	see	VERB
cjrl-2297	97	73	also	also	ADV
cjrl-2297	97	74	mark	mark	PROPN
cjrl-2297	97	75	kantrowitz	kantrowitz	PROPN
cjrl-2297	97	76	,	,	PUNCT
cjrl-2297	97	77	parent	parent	NOUN
cjrl-2297	97	78	plus	plus	CCONJ
cjrl-2297	97	79	loan	loan	NOUN
cjrl-2297	97	80	denial	denial	NOUN
cjrl-2297	97	81	rates	rate	NOUN
cjrl-2297	97	82	in	in	ADP
cjrl-2297	97	83	the	the	DET
cjrl-2297	97	84	ffel	ffel	ADJ
cjrl-2297	97	85	and	and	CCONJ
cjrl-2297	97	86	direct	direct	ADJ
cjrl-2297	97	87	loan	loan	NOUN
cjrl-2297	97	88	programs	program	NOUN
cjrl-2297	97	89	(	(	PUNCT
cjrl-2297	97	90	aug	aug	PROPN
cjrl-2297	97	91	.	.	PROPN
cjrl-2297	97	92	31	31	NUM
cjrl-2297	97	93	,	,	PUNCT
cjrl-2297	97	94	2009	2009	NUM
cjrl-2297	97	95	)	)	PUNCT
cjrl-2297	97	96	,	,	PUNCT
cjrl-2297	97	97	http://www.finaid.org/educators/	http://www.finaid.org/educators/	PROPN
cjrl-2297	97	98	20090831parentplusdenial.pdf	20090831parentplusdenial.pdf	NUM
cjrl-2297	97	99	;	;	PUNCT
cjrl-2297	97	100	kevin	kevin	PROPN
cjrl-2297	97	101	carey	carey	PROPN
cjrl-2297	97	102	,	,	PUNCT
cjrl-2297	97	103	the	the	DET
cjrl-2297	97	104	federal	federal	ADJ
cjrl-2297	97	105	parent	parent	NOUN
cjrl-2297	97	106	rip	rip	VERB
cjrl-2297	97	107	-	-	PUNCT
cjrl-2297	97	108	off	off	ADP
cjrl-2297	97	109	loan	loan	NOUN
cjrl-2297	97	110	,	,	PUNCT
cjrl-2297	97	111	the	the	DET
cjrl-2297	97	112	chronicle	chronicle	NOUN
cjrl-2297	97	113	of	of	ADP
cjrl-2297	97	114	higher	high	ADJ
cjrl-2297	97	115	education	education	NOUN
cjrl-2297	97	116	(	(	PUNCT
cjrl-2297	97	117	june	june	PROPN
cjrl-2297	97	118	3	3	NUM
cjrl-2297	97	119	,	,	PUNCT
cjrl-2297	97	120	2013	2013	NUM
cjrl-2297	97	121	)	)	PUNCT
cjrl-2297	97	122	,	,	PUNCT
cjrl-2297	97	123	http://chronicle.com/article/the-federal-parent-rip-off/139575/	http://chronicle.com/article/the-federal-parent-rip-off/139575/	NOUN
cjrl-2297	97	124	(	(	PUNCT
cjrl-2297	97	125	“	"	PUNCT
cjrl-2297	97	126	more	more	ADV
cjrl-2297	97	127	broadly	broadly	ADV
cjrl-2297	97	128	,	,	PUNCT
cjrl-2297	97	129	the	the	DET
cjrl-2297	97	130	parent	parent	NOUN
cjrl-2297	97	131	plus	plus	CCONJ
cjrl-2297	97	132	debate	debate	NOUN
cjrl-2297	97	133	is	be	AUX
cjrl-2297	97	134	symptomatic	symptomatic	ADJ
cjrl-2297	97	135	of	of	ADP
cjrl-2297	97	136	a	a	DET
cjrl-2297	97	137	larger	large	ADJ
cjrl-2297	97	138	crisis	crisis	NOUN
cjrl-2297	97	139	among	among	ADP
cjrl-2297	97	140	underresourced	underresourced	ADJ
cjrl-2297	97	141	colleges	college	NOUN
cjrl-2297	97	142	that	that	PRON
cjrl-2297	97	143	serve	serve	VERB
cjrl-2297	97	144	large	large	ADJ
cjrl-2297	97	145	numbers	number	NOUN
cjrl-2297	97	146	of	of	ADP
cjrl-2297	97	147	low	low	ADJ
cjrl-2297	97	148	-	-	PUNCT
cjrl-2297	97	149	income	income	NOUN
cjrl-2297	97	150	students	student	NOUN
cjrl-2297	97	151	.	.	PUNCT
cjrl-2297	98	1	this	this	PRON
cjrl-2297	98	2	is	be	AUX
cjrl-2297	98	3	,	,	PUNCT
cjrl-2297	98	4	again	again	ADV
cjrl-2297	98	5	,	,	PUNCT
cjrl-2297	98	6	not	not	PART
cjrl-2297	98	7	a	a	DET
cjrl-2297	98	8	problem	problem	NOUN
cjrl-2297	98	9	specific	specific	ADJ
cjrl-2297	98	10	to	to	AUX
cjrl-2297	98	11	hbcus	hbcus	VERB
cjrl-2297	98	12	.	.	PUNCT
cjrl-2297	99	1	whole	whole	ADJ
cjrl-2297	99	2	sectors	sector	NOUN
cjrl-2297	99	3	of	of	ADP
cjrl-2297	99	4	higher	high	ADJ
cjrl-2297	99	5	education	education	NOUN
cjrl-2297	99	6	,	,	PUNCT
cjrl-2297	99	7	particularly	particularly	ADV
cjrl-2297	99	8	private	private	ADJ
cjrl-2297	99	9	colleges	college	NOUN
cjrl-2297	99	10	that	that	PRON
cjrl-2297	99	11	depend	depend	VERB
cjrl-2297	99	12	heavily	heavily	ADV
cjrl-2297	99	13	on	on	ADP
cjrl-2297	99	14	tuition	tuition	NOUN
cjrl-2297	99	15	revenue	revenue	NOUN
cjrl-2297	99	16	,	,	PUNCT
cjrl-2297	99	17	have	have	AUX
cjrl-2297	99	18	been	be	AUX
cjrl-2297	99	19	swept	sweep	VERB
cjrl-2297	99	20	along	along	ADP
cjrl-2297	99	21	by	by	ADP
cjrl-2297	99	22	a	a	DET
cjrl-2297	99	23	30	30	NUM
cjrl-2297	99	24	-	-	PUNCT
cjrl-2297	99	25	year	year	NOUN
cjrl-2297	99	26	wave	wave	NOUN
cjrl-2297	99	27	of	of	ADP
cjrl-2297	99	28	price	price	NOUN
cjrl-2297	99	29	increases	increase	NOUN
cjrl-2297	99	30	.	.	PUNCT
cjrl-2297	99	31	”	"	PUNCT
cjrl-2297	99	32	)	)	PUNCT
cjrl-2297	99	33	.	.	PUNCT
cjrl-2297	100	1	28	28	NUM
cjrl-2297	100	2	see	see	VERB
cjrl-2297	100	3	carey	carey	PROPN
cjrl-2297	100	4	,	,	PUNCT
cjrl-2297	100	5	supra	supra	PROPN
cjrl-2297	100	6	note	note	PROPN
cjrl-2297	100	7	27	27	NUM
cjrl-2297	100	8	(	(	PUNCT
cjrl-2297	100	9	“	"	PUNCT
cjrl-2297	100	10	the	the	DET
cjrl-2297	100	11	proportion	proportion	NOUN
cjrl-2297	100	12	of	of	ADP
cjrl-2297	100	13	parent	parent	NOUN
cjrl-2297	100	14	plus	plus	CCONJ
cjrl-2297	100	15	applications	application	NOUN
cjrl-2297	100	16	denied	deny	VERB
cjrl-2297	100	17	because	because	SCONJ
cjrl-2297	100	18	of	of	ADP
cjrl-2297	100	19	bad	bad	ADJ
cjrl-2297	100	20	credit	credit	NOUN
cjrl-2297	100	21	increased	increase	VERB
cjrl-2297	100	22	from	from	ADP
cjrl-2297	100	23	28	28	NUM
cjrl-2297	100	24	percent	percent	NOUN
cjrl-2297	100	25	to	to	ADP
cjrl-2297	100	26	38	38	NUM
cjrl-2297	100	27	percent	percent	NOUN
cjrl-2297	100	28	in	in	ADP
cjrl-2297	100	29	a	a	DET
cjrl-2297	100	30	single	single	ADJ
cjrl-2297	100	31	year	year	NOUN
cjrl-2297	100	32	.	.	PUNCT
cjrl-2297	101	1	over	over	ADP
cjrl-2297	101	2	all	all	PRON
cjrl-2297	101	3	,	,	PUNCT
cjrl-2297	101	4	some	some	DET
cjrl-2297	101	5	400,000	400,000	NUM
cjrl-2297	101	6	applications	application	NOUN
cjrl-2297	101	7	were	be	AUX
cjrl-2297	101	8	denied	deny	VERB
cjrl-2297	101	9	.	.	PUNCT
cjrl-2297	102	1	and	and	CCONJ
cjrl-2297	102	2	while	while	SCONJ
cjrl-2297	102	3	most	most	ADJ
cjrl-2297	102	4	of	of	ADP
cjrl-2297	102	5	them	they	PRON
cjrl-2297	102	6	were	be	AUX
cjrl-2297	102	7	not	not	PART
cjrl-2297	102	8	parents	parent	NOUN
cjrl-2297	102	9	with	with	ADP
cjrl-2297	102	10	children	child	NOUN
cjrl-2297	102	11	attending	attend	VERB
cjrl-2297	102	12	historically	historically	ADV
cjrl-2297	102	13	black	black	ADJ
cjrl-2297	102	14	colleges	college	NOUN
cjrl-2297	102	15	and	and	CCONJ
cjrl-2297	102	16	universities	university	NOUN
cjrl-2297	102	17	,	,	PUNCT
cjrl-2297	102	18	those	those	DET
cjrl-2297	102	19	hbcus	hbcu	VERB
cjrl-2297	102	20	were	be	AUX
cjrl-2297	102	21	disproportionately	disproportionately	ADV
cjrl-2297	102	22	hit	hit	VERB
cjrl-2297	102	23	.	.	PUNCT
cjrl-2297	103	1	without	without	ADP
cjrl-2297	103	2	parent	parent	NOUN
cjrl-2297	103	3	plus	plus	CCONJ
cjrl-2297	103	4	loans	loan	NOUN
cjrl-2297	103	5	,	,	PUNCT
cjrl-2297	103	6	enrollment	enrollment	NOUN
cjrl-2297	103	7	dropped	drop	VERB
cjrl-2297	103	8	,	,	PUNCT
cjrl-2297	103	9	and	and	CCONJ
cjrl-2297	103	10	revenues	revenue	NOUN
cjrl-2297	103	11	quickly	quickly	ADV
cjrl-2297	103	12	followed	follow	VERB
cjrl-2297	103	13	.	.	PUNCT
cjrl-2297	103	14	”	"	PUNCT
cjrl-2297	103	15	)	)	PUNCT
cjrl-2297	103	16	;	;	PUNCT
cjrl-2297	103	17	am	be	AUX
cjrl-2297	103	18	.	.	PUNCT
cjrl-2297	104	1	council	council	PROPN
cjrl-2297	104	2	on	on	ADP
cjrl-2297	104	3	educ	educ	PROPN
cjrl-2297	104	4	.	.	PUNCT
cjrl-2297	105	1	,	,	PUNCT
cjrl-2297	105	2	recommendations	recommendation	NOUN
cjrl-2297	105	3	from	from	ADP
cjrl-2297	105	4	39	39	NUM
cjrl-2297	105	5	higher	high	ADJ
cjrl-2297	105	6	education	education	NOUN
cjrl-2297	105	7	associations	association	NOUN
cjrl-2297	105	8	for	for	ADP
cjrl-2297	105	9	the	the	DET
cjrl-2297	105	10	reauthorization	reauthorization	NOUN
cjrl-2297	105	11	of	of	ADP
cjrl-2297	105	12	the	the	DET
cjrl-2297	105	13	higher	high	ADJ
cjrl-2297	105	14	education	education	PROPN
cjrl-2297	105	15	act	act	NOUN
cjrl-2297	105	16	,	,	PUNCT
cjrl-2297	105	17	6	6	NUM
cjrl-2297	105	18	,	,	PUNCT
cjrl-2297	105	19	13	13	NUM
cjrl-2297	105	20	(	(	PUNCT
cjrl-2297	105	21	aug	aug	PROPN
cjrl-2297	105	22	.	.	PROPN
cjrl-2297	105	23	2	2	NUM
cjrl-2297	105	24	,	,	PUNCT
cjrl-2297	105	25	2013	2013	NUM
cjrl-2297	105	26	)	)	PUNCT
cjrl-2297	105	27	,	,	PUNCT
cjrl-2297	105	28	http://www.acenet.edu/news-room/documents/heareauthorization-recs-080213.pdf	http://www.acenet.edu/news-room/documents/heareauthorization-recs-080213.pdf	PROPN
cjrl-2297	105	29	;	;	PUNCT
cjrl-2297	105	30	see	see	VERB
cjrl-2297	105	31	generally	generally	ADV
cjrl-2297	105	32	the	the	DET
cjrl-2297	105	33	educ	educ	NOUN
cjrl-2297	105	34	.	.	PUNCT
cjrl-2297	106	1	trust	trust	PROPN
cjrl-2297	106	2	,	,	PUNCT
cjrl-2297	106	3	priced	price	VERB
cjrl-2297	106	4	out	out	ADP
cjrl-2297	106	5	:	:	PUNCT
cjrl-2297	106	6	how	how	SCONJ
cjrl-2297	106	7	the	the	DET
cjrl-2297	106	8	wrong	wrong	ADJ
cjrl-2297	106	9	financial	financial	ADJ
cjrl-2297	106	10	-	-	PUNCT
cjrl-2297	106	11	aid	aid	NOUN
cjrl-2297	106	12	policies	policy	NOUN
cjrl-2297	106	13	hurt	hurt	VERB
cjrl-2297	106	14	low	low	ADJ
cjrl-2297	106	15	-	-	PUNCT
cjrl-2297	106	16	income	income	NOUN
cjrl-2297	106	17	students	student	NOUN
cjrl-2297	106	18	(	(	PUNCT
cjrl-2297	106	19	2011	2011	NUM
cjrl-2297	106	20	)	)	PUNCT
cjrl-2297	106	21	,	,	PUNCT
cjrl-2297	106	22	http://www.edtrust.org/sites/edtrust.org/files/publications/files/	http://www.edtrust.org/sites/edtrust.org/files/publications/files/	PROPN
cjrl-2297	106	23	pricedoutfinal2.0_0.pdf	pricedoutfinal2.0_0.pdf	PROPN
cjrl-2297	106	24	;	;	PUNCT
cjrl-2297	106	25	marian	marian	PROPN
cjrl-2297	106	26	wang	wang	PROPN
cjrl-2297	106	27	,	,	PUNCT
cjrl-2297	106	28	public	public	ADJ
cjrl-2297	106	29	colleges	college	NOUN
cjrl-2297	106	30	’	'	PUNCT
cjrl-2297	106	31	quest	quest	NOUN
cjrl-2297	106	32	for	for	ADP
cjrl-2297	106	33	revenue	revenue	NOUN
cjrl-2297	106	34	and	and	CCONJ
cjrl-2297	106	35	prestige	prestige	NOUN
cjrl-2297	106	36	squeezes	squeeze	VERB
cjrl-2297	106	37	needy	needy	ADJ
cjrl-2297	106	38	students	student	NOUN
cjrl-2297	106	39	,	,	PUNCT
cjrl-2297	106	40	the	the	DET
cjrl-2297	106	41	chronicle	chronicle	NOUN
cjrl-2297	106	42	of	of	ADP
cjrl-2297	106	43	higher	high	ADJ
cjrl-2297	106	44	education	education	NOUN
cjrl-2297	106	45	(	(	PUNCT
cjrl-2297	106	46	sept	sept	PROPN
cjrl-2297	106	47	.	.	PROPN
cjrl-2297	106	48	11	11	NUM
cjrl-2297	106	49	,	,	PUNCT
cjrl-2297	106	50	2013	2013	NUM
cjrl-2297	106	51	)	)	PUNCT
cjrl-2297	106	52	,	,	PUNCT
cjrl-2297	106	53	https://chronicle.com/article/public-colleges-quest-for	https://chronicle.com/article/public-colleges-quest-for	PROPN
cjrl-2297	106	54	/141541/.	/141541/.	PROPN
cjrl-2297	106	55	29	29	NUM
cjrl-2297	106	56	see	see	VERB
cjrl-2297	106	57	generally	generally	ADV
cjrl-2297	106	58	paul	paul	PROPN
cjrl-2297	106	59	taylor	taylor	PROPN
cjrl-2297	106	60	,	,	PUNCT
cjrl-2297	106	61	et	et	PROPN
cjrl-2297	106	62	al	al	PROPN
cjrl-2297	106	63	.	.	PROPN
cjrl-2297	106	64	,	,	PUNCT
cjrl-2297	106	65	a	a	DET
cjrl-2297	106	66	balance	balance	NOUN
cjrl-2297	106	67	sheet	sheet	NOUN
cjrl-2297	106	68	at	at	ADP
cjrl-2297	106	69	30	30	NUM
cjrl-2297	106	70	months	month	NOUN
cjrl-2297	106	71	:	:	PUNCT
cjrl-2297	106	72	how	how	SCONJ
cjrl-2297	106	73	the	the	DET
cjrl-2297	106	74	great	great	ADJ
cjrl-2297	106	75	recession	recession	NOUN
cjrl-2297	106	76	has	have	AUX
cjrl-2297	106	77	changed	change	VERB
cjrl-2297	106	78	life	life	NOUN
cjrl-2297	106	79	in	in	ADP
cjrl-2297	106	80	america	america	PROPN
cjrl-2297	106	81	,	,	PUNCT
cjrl-2297	106	82	pew	pew	NOUN
cjrl-2297	106	83	research	research	NOUN
cjrl-2297	106	84	center	center	NOUN
cjrl-2297	106	85	(	(	PUNCT
cjrl-2297	106	86	june	june	PROPN
cjrl-2297	106	87	30	30	NUM
cjrl-2297	106	88	,	,	PUNCT
cjrl-2297	106	89	2010	2010	NUM
cjrl-2297	106	90	)	)	PUNCT
cjrl-2297	106	91	.	.	PUNCT
cjrl-2297	107	1	30	30	NUM
cjrl-2297	107	2	see	see	VERB
cjrl-2297	107	3	generally	generally	ADV
cjrl-2297	107	4	dan	dan	PROPN
cjrl-2297	107	5	kadlec	kadlec	PROPN
cjrl-2297	107	6	,	,	PUNCT
cjrl-2297	107	7	scared	scare	VERB
cjrl-2297	107	8	to	to	PART
cjrl-2297	107	9	prepared	prepare	VERB
cjrl-2297	107	10	:	:	PUNCT
cjrl-2297	107	11	how	how	SCONJ
cjrl-2297	107	12	the	the	DET
cjrl-2297	107	13	great	great	ADJ
cjrl-2297	107	14	recession	recession	NOUN
cjrl-2297	107	15	changed	change	VERB
cjrl-2297	107	16	our	our	PRON
cjrl-2297	107	17	spending	spending	NOUN
cjrl-2297	107	18	habits	habit	NOUN
cjrl-2297	107	19	,	,	PUNCT
cjrl-2297	107	20	time	time	NOUN
cjrl-2297	107	21	magazine	magazine	NOUN
cjrl-2297	107	22	,	,	PUNCT
cjrl-2297	107	23	apr	apr	PROPN
cjrl-2297	107	24	.	.	PROPN
cjrl-2297	108	1	3	3	NUM
cjrl-2297	108	2	,	,	PUNCT
cjrl-2297	108	3	2013	2013	NUM
cjrl-2297	108	4	.	.	PUNCT
cjrl-2297	109	1	31	31	NUM
cjrl-2297	109	2	see	see	VERB
cjrl-2297	109	3	barbara	barbara	PROPN
cjrl-2297	109	4	o’niel	o’niel	PROPN
cjrl-2297	109	5	&	&	CCONJ
cjrl-2297	109	6	jing	jing	PROPN
cjrl-2297	109	7	jian	jian	PROPN
cjrl-2297	109	8	xiao	xiao	PROPN
cjrl-2297	109	9	,	,	PUNCT
cjrl-2297	109	10	financial	financial	ADJ
cjrl-2297	109	11	responsibility	responsibility	NOUN
cjrl-2297	109	12	before	before	ADV
cjrl-2297	109	13	,	,	PUNCT
cjrl-2297	109	14	during	during	ADP
cjrl-2297	109	15	,	,	PUNCT
cjrl-2297	109	16	and	and	CCONJ
cjrl-2297	109	17	after	after	ADP
cjrl-2297	109	18	the	the	DET
cjrl-2297	109	19	great	great	ADJ
cjrl-2297	109	20	recession	recession	NOUN
cjrl-2297	109	21	:	:	PUNCT
cjrl-2297	109	22	results	result	NOUN
cjrl-2297	109	23	of	of	ADP
cjrl-2297	109	24	an	an	DET
cjrl-2297	109	25	online	online	ADJ
cjrl-2297	109	26	study	study	NOUN
cjrl-2297	109	27	,	,	PUNCT
cjrl-2297	109	28	j.	j.	PROPN
cjrl-2297	109	29	consumer	consumer	PROPN
cjrl-2297	109	30	educ	educ	PROPN
cjrl-2297	109	31	.	.	PUNCT
cjrl-2297	110	1	28	28	NUM
cjrl-2297	110	2	,	,	PUNCT
cjrl-2297	110	3	34	34	NUM
cjrl-2297	110	4	-	-	SYM
cjrl-2297	110	5	43	43	NUM
cjrl-2297	110	6	(	(	PUNCT
cjrl-2297	110	7	2011	2011	NUM
cjrl-2297	110	8	)	)	PUNCT
cjrl-2297	110	9	;	;	PUNCT
cjrl-2297	110	10	jacob	jacob	PROPN
cjrl-2297	110	11	s.	s.	PROPN
cjrl-2297	110	12	rugh	rugh	PROPN
cjrl-2297	110	13	&	&	CCONJ
cjrl-2297	110	14	douglas	douglas	PROPN
cjrl-2297	110	15	s.	s.	PROPN
cjrl-2297	110	16	massey	massey	PROPN
cjrl-2297	110	17	,	,	PUNCT
cjrl-2297	110	18	racial	racial	ADJ
cjrl-2297	110	19	segregation	segregation	NOUN
cjrl-2297	110	20	and	and	CCONJ
cjrl-2297	110	21	the	the	DET
cjrl-2297	110	22	american	american	ADJ
cjrl-2297	110	23	foreclosure	foreclosure	NOUN
cjrl-2297	110	24	crisis	crisis	NOUN
cjrl-2297	110	25	,	,	PUNCT
cjrl-2297	110	26	75	75	NUM
cjrl-2297	110	27	am	am	NOUN
cjrl-2297	110	28	.	.	PUNCT
cjrl-2297	110	29	soc	soc	PROPN
cjrl-2297	110	30	.	.	PUNCT
cjrl-2297	111	1	rev	rev	PROPN
cjrl-2297	111	2	.	.	PROPN
cjrl-2297	112	1	629	629	NUM
cjrl-2297	112	2	,	,	PUNCT
cjrl-2297	112	3	629	629	NUM
cjrl-2297	112	4	(	(	PUNCT
cjrl-2297	112	5	oct	oct	PROPN
cjrl-2297	112	6	.	.	PROPN
cjrl-2297	112	7	2010	2010	NUM
cjrl-2297	112	8	)	)	PUNCT
cjrl-2297	112	9	.	.	PUNCT
cjrl-2297	113	1	32	32	NUM
cjrl-2297	113	2	see	see	VERB
cjrl-2297	113	3	generally	generally	ADV
cjrl-2297	113	4	barbara	barbara	PROPN
cjrl-2297	113	5	o’niel	o’niel	PROPN
cjrl-2297	113	6	&	&	CCONJ
cjrl-2297	113	7	jing	jing	PROPN
cjrl-2297	113	8	jian	jian	PROPN
cjrl-2297	113	9	xiao	xiao	PROPN
cjrl-2297	113	10	,	,	PUNCT
cjrl-2297	113	11	financial	financial	ADJ
cjrl-2297	113	12	responsibility	responsibility	NOUN
cjrl-2297	113	13	before	before	ADV
cjrl-2297	113	14	,	,	PUNCT
cjrl-2297	113	15	during	during	ADP
cjrl-2297	113	16	,	,	PUNCT
cjrl-2297	113	17	and	and	CCONJ
cjrl-2297	113	18	after	after	ADP
cjrl-2297	113	19	the	the	DET
cjrl-2297	113	20	great	great	ADJ
cjrl-2297	113	21	recession	recession	NOUN
cjrl-2297	113	22	:	:	PUNCT
cjrl-2297	113	23	results	result	NOUN
cjrl-2297	113	24	of	of	ADP
cjrl-2297	113	25	an	an	DET
cjrl-2297	113	26	online	online	ADJ
cjrl-2297	113	27	study	study	NOUN
cjrl-2297	113	28	,	,	PUNCT
cjrl-2297	113	29	j.	j.	PROPN
cjrl-2297	113	30	consumer	consumer	PROPN
cjrl-2297	113	31	educ	educ	PROPN
cjrl-2297	113	32	.	.	PUNCT
cjrl-2297	114	1	28	28	NUM
cjrl-2297	114	2	,	,	PUNCT
cjrl-2297	114	3	34	34	NUM
cjrl-2297	114	4	-	-	SYM
cjrl-2297	114	5	43	43	NUM
cjrl-2297	114	6	(	(	PUNCT
cjrl-2297	114	7	2011	2011	NUM
cjrl-2297	114	8	)	)	PUNCT
cjrl-2297	114	9	;	;	PUNCT
cjrl-2297	114	10	jacob	jacob	PROPN
cjrl-2297	114	11	s.	s.	PROPN
cjrl-2297	114	12	rugh	rugh	PROPN
cjrl-2297	114	13	&	&	CCONJ
cjrl-2297	114	14	douglas	douglas	PROPN
cjrl-2297	114	15	s.	s.	PROPN
cjrl-2297	114	16	massey	massey	PROPN
cjrl-2297	114	17	,	,	PUNCT
cjrl-2297	114	18	racial	racial	ADJ
cjrl-2297	114	19	segregation	segregation	NOUN
cjrl-2297	114	20	and	and	CCONJ
cjrl-2297	114	21	the	the	DET
cjrl-2297	114	22	american	american	ADJ
cjrl-2297	114	23	foreclosure	foreclosure	NOUN
cjrl-2297	114	24	crisis	crisis	NOUN
cjrl-2297	114	25	,	,	PUNCT
cjrl-2297	114	26	75	75	NUM
cjrl-2297	114	27	am	am	NOUN
cjrl-2297	114	28	.	.	PUNCT
cjrl-2297	114	29	soc	soc	PROPN
cjrl-2297	114	30	.	.	PUNCT
cjrl-2297	115	1	rev	rev	PROPN
cjrl-2297	115	2	.	.	PROPN
cjrl-2297	116	1	629	629	NUM
cjrl-2297	116	2	,	,	PUNCT
cjrl-2297	116	3	629	629	NUM
cjrl-2297	116	4	(	(	PUNCT
cjrl-2297	116	5	oct	oct	PROPN
cjrl-2297	116	6	.	.	PROPN
cjrl-2297	116	7	2010	2010	NUM
cjrl-2297	116	8	)	)	PUNCT
cjrl-2297	116	9	;	;	PUNCT
cjrl-2297	116	10	consumer	consumer	NOUN
cjrl-2297	116	11	financial	financial	PROPN
cjrl-2297	116	12	protection	protection	PROPN
cjrl-2297	116	13	bureau	bureau	PROPN
cjrl-2297	116	14	,	,	PUNCT
cjrl-2297	116	15	cfpb	cfpb	ADJ
cjrl-2297	116	16	ruels	ruel	NOUN
cjrl-2297	116	17	establish	establish	VERB
cjrl-2297	116	18	strong	strong	ADJ
cjrl-2297	116	19	protections	protection	NOUN
cjrl-2297	116	20	for	for	ADP
cjrl-2297	116	21	homeowners	homeowner	NOUN
cjrl-2297	116	22	facing	face	VERB
cjrl-2297	116	23	foreclosure	foreclosure	NOUN
cjrl-2297	116	24	(	(	PUNCT
cjrl-2297	116	25	jan	jan	PROPN
cjrl-2297	116	26	.	.	PROPN
cjrl-2297	116	27	17	17	NUM
cjrl-2297	116	28	,	,	PUNCT
cjrl-2297	116	29	2013	2013	NUM
cjrl-2297	116	30	)	)	PUNCT
cjrl-2297	116	31	,	,	PUNCT
cjrl-2297	116	32	http://www	http://www	PROPN
cjrl-2297	116	33	.	.	PROPN
cjrl-2297	116	34	consumerfinance.gov/newsroom/consumer-financial-protection-bureau-rules-establish-strong-protections-forhomeowners-facing-foreclosure/	consumerfinance.gov/newsroom/consumer-financial-protection-bureau-rules-establish-strong-protections-forhomeowners-facing-foreclosure/	PROPN
cjrl-2297	116	35	;	;	PUNCT
cjrl-2297	116	36	experian	experian	ADJ
cjrl-2297	116	37	team	team	NOUN
cjrl-2297	116	38	,	,	PUNCT
cjrl-2297	116	39	impact	impact	NOUN
cjrl-2297	116	40	on	on	ADP
cjrl-2297	116	41	credit	credit	NOUN
cjrl-2297	116	42	scores	score	NOUN
cjrl-2297	116	43	of	of	ADP
cjrl-2297	116	44	missed	miss	VERB
cjrl-2297	116	45	payments	payment	NOUN
cjrl-2297	116	46	,	,	PUNCT
cjrl-2297	116	47	mortgage	mortgage	NOUN
cjrl-2297	116	48	modification	modification	NOUN
cjrl-2297	116	49	,	,	PUNCT
cjrl-2297	116	50	experian	experian	ADJ
cjrl-2297	116	51	advice	advice	NOUN
cjrl-2297	116	52	blog	blog	NOUN
cjrl-2297	116	53	(	(	PUNCT
cjrl-2297	116	54	mar	mar	PROPN
cjrl-2297	116	55	.	.	PROPN
cjrl-2297	116	56	28	28	NUM
cjrl-2297	116	57	,	,	PUNCT
cjrl-2297	116	58	2012	2012	NUM
cjrl-2297	116	59	)	)	PUNCT
cjrl-2297	116	60	,	,	PUNCT
cjrl-2297	116	61	http://www.experian.com/blogs/ask-experian/2012/03/28/impact-onscores-of-missed-payments-mortgage-modification/	http://www.experian.com/blogs/ask-experian/2012/03/28/impact-onscores-of-missed-payments-mortgage-modification/	NOUN
cjrl-2297	116	62	(	(	PUNCT
cjrl-2297	116	63	“	"	PUNCT
cjrl-2297	116	64	missing	miss	VERB
cjrl-2297	116	65	even	even	ADV
cjrl-2297	116	66	one	one	NUM
cjrl-2297	116	67	mortgage	mortgage	NOUN
cjrl-2297	116	68	payment	payment	NOUN
cjrl-2297	116	69	will	will	AUX
cjrl-2297	116	70	affect	affect	VERB
cjrl-2297	116	71	your	your	PRON
cjrl-2297	116	72	credit	credit	NOUN
cjrl-2297	116	73	scores	score	NOUN
cjrl-2297	116	74	substantially	substantially	ADV
cjrl-2297	116	75	.	.	PUNCT
cjrl-2297	117	1	multiple	multiple	ADJ
cjrl-2297	117	2	missed	miss	VERB
cjrl-2297	117	3	mortgage	mortgage	NOUN
cjrl-2297	117	4	payments	payment	NOUN
cjrl-2297	117	5	will	will	AUX
cjrl-2297	117	6	seriously	seriously	ADV
cjrl-2297	117	7	damage	damage	VERB
cjrl-2297	117	8	your	your	PRON
cjrl-2297	117	9	credit	credit	NOUN
cjrl-2297	117	10	history	history	NOUN
cjrl-2297	117	11	,	,	PUNCT
cjrl-2297	117	12	which	which	PRON
cjrl-2297	117	13	likely	likely	ADV
cjrl-2297	117	14	will	will	AUX
cjrl-2297	117	15	be	be	AUX
cjrl-2297	117	16	reflected	reflect	VERB
cjrl-2297	117	17	in	in	ADP
cjrl-2297	117	18	much	much	ADV
cjrl-2297	117	19	lower	low	ADJ
cjrl-2297	117	20	credit	credit	NOUN
cjrl-2297	117	21	scores	score	NOUN
cjrl-2297	117	22	.	.	PUNCT
cjrl-2297	118	1	as	as	ADP
cjrl-2297	118	2	a	a	DET
cjrl-2297	118	3	result	result	NOUN
cjrl-2297	118	4	,	,	PUNCT
cjrl-2297	118	5	you	you	PRON
cjrl-2297	118	6	may	may	AUX
cjrl-2297	118	7	have	have	VERB
cjrl-2297	118	8	difficulty	difficulty	NOUN
cjrl-2297	118	9	obtaining	obtain	VERB
cjrl-2297	118	10	new	new	ADJ
cjrl-2297	118	11	credit	credit	NOUN
cjrl-2297	118	12	for	for	ADP
cjrl-2297	118	13	a	a	DET
cjrl-2297	118	14	long	long	ADJ
cjrl-2297	118	15	period	period	NOUN
cjrl-2297	118	16	of	of	ADP
cjrl-2297	118	17	time	time	NOUN
cjrl-2297	118	18	.	.	PUNCT
cjrl-2297	118	19	”	"	PUNCT
cjrl-2297	118	20	)	)	PUNCT
cjrl-2297	118	21	.	.	PUNCT
cjrl-2297	119	1	2014	2014	NUM
cjrl-2297	119	2	columbia	columbia	PROPN
cjrl-2297	119	3	journal	journal	PROPN
cjrl-2297	119	4	of	of	ADP
cjrl-2297	119	5	race	race	NOUN
cjrl-2297	119	6	and	and	CCONJ
cjrl-2297	119	7	law	law	NOUN
cjrl-2297	119	8	135	135	NUM
cjrl-2297	119	9	fiscal	fiscal	ADJ
cjrl-2297	119	10	pressure	pressure	NOUN
cjrl-2297	119	11	on	on	ADP
cjrl-2297	119	12	the	the	DET
cjrl-2297	119	13	federal	federal	ADJ
cjrl-2297	119	14	government	government	NOUN
cjrl-2297	119	15	in	in	ADP
cjrl-2297	119	16	several	several	ADJ
cjrl-2297	119	17	areas	area	NOUN
cjrl-2297	119	18	including	include	VERB
cjrl-2297	119	19	the	the	DET
cjrl-2297	119	20	financing	financing	NOUN
cjrl-2297	119	21	of	of	ADP
cjrl-2297	119	22	higher	high	ADJ
cjrl-2297	119	23	education.33	education.33	NOUN
cjrl-2297	119	24	the	the	DET
cjrl-2297	119	25	link	link	NOUN
cjrl-2297	119	26	between	between	ADP
cjrl-2297	119	27	consumer	consumer	NOUN
cjrl-2297	119	28	choice	choice	NOUN
cjrl-2297	119	29	in	in	ADP
cjrl-2297	119	30	higher	high	ADJ
cjrl-2297	119	31	education	education	NOUN
cjrl-2297	119	32	and	and	CCONJ
cjrl-2297	119	33	government	government	NOUN
cjrl-2297	119	34	spending	spending	NOUN
cjrl-2297	119	35	on	on	ADP
cjrl-2297	119	36	financial	financial	ADJ
cjrl-2297	119	37	aid	aid	NOUN
cjrl-2297	119	38	is	be	AUX
cjrl-2297	119	39	somewhat	somewhat	ADV
cjrl-2297	119	40	tied	tie	VERB
cjrl-2297	119	41	to	to	ADP
cjrl-2297	119	42	the	the	DET
cjrl-2297	119	43	distressed	distressed	ADJ
cjrl-2297	119	44	housing	housing	NOUN
cjrl-2297	119	45	market.34	market.34	NOUN
cjrl-2297	119	46	the	the	DET
cjrl-2297	119	47	evolving	evolve	VERB
cjrl-2297	119	48	views	view	NOUN
cjrl-2297	119	49	on	on	ADP
cjrl-2297	119	50	home	home	NOUN
cjrl-2297	119	51	ownership	ownership	NOUN
cjrl-2297	119	52	as	as	ADP
cjrl-2297	119	53	a	a	DET
cjrl-2297	119	54	liability	liability	NOUN
cjrl-2297	119	55	as	as	SCONJ
cjrl-2297	119	56	opposed	oppose	VERB
cjrl-2297	119	57	to	to	ADP
cjrl-2297	119	58	an	an	DET
cjrl-2297	119	59	asset	asset	NOUN
cjrl-2297	119	60	impacts	impact	VERB
cjrl-2297	119	61	the	the	DET
cjrl-2297	119	62	pursuit	pursuit	NOUN
cjrl-2297	119	63	of	of	ADP
cjrl-2297	119	64	higher	high	ADJ
cjrl-2297	119	65	education	education	NOUN
cjrl-2297	119	66	for	for	ADP
cjrl-2297	119	67	many	many	ADJ
cjrl-2297	119	68	americans	american	NOUN
cjrl-2297	119	69	,	,	PUNCT
cjrl-2297	119	70	especially	especially	ADV
cjrl-2297	119	71	those	those	PRON
cjrl-2297	119	72	who	who	PRON
cjrl-2297	119	73	depended	depend	VERB
cjrl-2297	119	74	on	on	ADP
cjrl-2297	119	75	home	home	NOUN
cjrl-2297	119	76	equity	equity	NOUN
cjrl-2297	119	77	lines	line	NOUN
cjrl-2297	119	78	of	of	ADP
cjrl-2297	119	79	credit	credit	NOUN
cjrl-2297	119	80	(	(	PUNCT
cjrl-2297	119	81	heloc	heloc	PROPN
cjrl-2297	119	82	)	)	PUNCT
cjrl-2297	119	83	loans	loan	NOUN
cjrl-2297	119	84	to	to	PART
cjrl-2297	119	85	help	help	VERB
cjrl-2297	119	86	pay	pay	VERB
cjrl-2297	119	87	for	for	ADP
cjrl-2297	119	88	college.35	college.35	NOUN
cjrl-2297	119	89	the	the	DET
cjrl-2297	119	90	increased	increase	VERB
cjrl-2297	119	91	credit	credit	NOUN
cjrl-2297	119	92	underwriting	underwriting	NOUN
cjrl-2297	119	93	standard	standard	NOUN
cjrl-2297	119	94	used	use	VERB
cjrl-2297	119	95	for	for	ADP
cjrl-2297	119	96	federal	federal	ADJ
cjrl-2297	119	97	student	student	NOUN
cjrl-2297	119	98	loans	loan	NOUN
cjrl-2297	119	99	effectively	effectively	ADV
cjrl-2297	119	100	penalizes	penalize	VERB
cjrl-2297	119	101	unassuming	unassuming	ADJ
cjrl-2297	119	102	college	college	NOUN
cjrl-2297	119	103	students	student	NOUN
cjrl-2297	119	104	and	and	CCONJ
cjrl-2297	119	105	their	their	PRON
cjrl-2297	119	106	families	family	NOUN
cjrl-2297	119	107	who	who	PRON
cjrl-2297	119	108	invested	invest	VERB
cjrl-2297	119	109	in	in	ADP
cjrl-2297	119	110	the	the	DET
cjrl-2297	119	111	over	over	ADV
cjrl-2297	119	112	-	-	PUNCT
cjrl-2297	119	113	inflated	inflate	VERB
cjrl-2297	119	114	real	real	ADJ
cjrl-2297	119	115	estate	estate	NOUN
cjrl-2297	119	116	market	market	NOUN
cjrl-2297	119	117	without	without	ADP
cjrl-2297	119	118	adequate	adequate	ADJ
cjrl-2297	119	119	protection	protection	NOUN
cjrl-2297	119	120	from	from	ADP
cjrl-2297	119	121	predatory	predatory	NOUN
cjrl-2297	119	122	lenders.36	lenders.36	NOUN
cjrl-2297	119	123	the	the	DET
cjrl-2297	119	124	housing	housing	NOUN
cjrl-2297	119	125	bubble	bubble	NOUN
cjrl-2297	119	126	and	and	CCONJ
cjrl-2297	119	127	ensuing	ensue	VERB
cjrl-2297	119	128	recession	recession	NOUN
cjrl-2297	119	129	were	be	AUX
cjrl-2297	119	130	created	create	VERB
cjrl-2297	119	131	in	in	ADP
cjrl-2297	119	132	part	part	NOUN
cjrl-2297	119	133	by	by	ADP
cjrl-2297	119	134	unscrupulous	unscrupulous	ADJ
cjrl-2297	119	135	lenders	lender	NOUN
cjrl-2297	119	136	and	and	CCONJ
cjrl-2297	119	137	investors	investor	NOUN
cjrl-2297	119	138	,	,	PUNCT
cjrl-2297	119	139	as	as	ADV
cjrl-2297	119	140	well	well	ADV
cjrl-2297	119	141	as	as	ADP
cjrl-2297	119	142	uninformed	uninformed	ADJ
cjrl-2297	119	143	consumers.37	consumers.37	NOUN
cjrl-2297	119	144	many	many	ADJ
cjrl-2297	119	145	consumers	consumer	NOUN
cjrl-2297	119	146	were	be	AUX
cjrl-2297	119	147	unaware	unaware	ADJ
cjrl-2297	119	148	of	of	ADP
cjrl-2297	119	149	the	the	DET
cjrl-2297	119	150	complexity	complexity	NOUN
cjrl-2297	119	151	and	and	CCONJ
cjrl-2297	119	152	toxicity	toxicity	NOUN
cjrl-2297	119	153	of	of	ADP
cjrl-2297	119	154	their	their	PRON
cjrl-2297	119	155	home	home	NOUN
cjrl-2297	119	156	mortgages	mortgage	NOUN
cjrl-2297	119	157	that	that	PRON
cjrl-2297	119	158	were	be	AUX
cjrl-2297	119	159	backed	back	VERB
cjrl-2297	119	160	by	by	ADP
cjrl-2297	119	161	private	private	ADJ
cjrl-2297	119	162	and	and	CCONJ
cjrl-2297	119	163	public	public	ADJ
cjrl-2297	119	164	investors.38	investors.38	NOUN
cjrl-2297	119	165	when	when	SCONJ
cjrl-2297	119	166	these	these	DET
cjrl-2297	119	167	investments	investment	NOUN
cjrl-2297	119	168	soured	sour	VERB
cjrl-2297	119	169	,	,	PUNCT
cjrl-2297	119	170	lower	low	ADJ
cjrl-2297	119	171	and	and	CCONJ
cjrl-2297	119	172	middle	middle	ADJ
cjrl-2297	119	173	class	class	NOUN
cjrl-2297	119	174	borrowers	borrower	NOUN
cjrl-2297	119	175	whose	whose	DET
cjrl-2297	119	176	homes	home	NOUN
cjrl-2297	119	177	were	be	AUX
cjrl-2297	119	178	their	their	PRON
cjrl-2297	119	179	greatest	great	ADJ
cjrl-2297	119	180	assets	asset	NOUN
cjrl-2297	119	181	were	be	AUX
cjrl-2297	119	182	disproportionately	disproportionately	ADV
cjrl-2297	119	183	targeted	target	VERB
cjrl-2297	119	184	for	for	ADP
cjrl-2297	119	185	foreclosure.39	foreclosure.39	ADJ
cjrl-2297	119	186	minorities	minority	NOUN
cjrl-2297	119	187	were	be	AUX
cjrl-2297	119	188	particularly	particularly	ADV
cjrl-2297	119	189	encouraged	encouraged	ADJ
cjrl-2297	119	190	to	to	PART
cjrl-2297	119	191	take	take	VERB
cjrl-2297	119	192	advantage	advantage	NOUN
cjrl-2297	119	193	of	of	ADP
cjrl-2297	119	194	home	home	NOUN
cjrl-2297	119	195	ownership	ownership	NOUN
cjrl-2297	119	196	incentives	incentive	NOUN
cjrl-2297	119	197	from	from	ADP
cjrl-2297	119	198	lenders	lender	NOUN
cjrl-2297	119	199	and	and	CCONJ
cjrl-2297	119	200	the	the	DET
cjrl-2297	119	201	federal	federal	ADJ
cjrl-2297	119	202	government	government	NOUN
cjrl-2297	119	203	as	as	ADP
cjrl-2297	119	204	a	a	DET
cjrl-2297	119	205	means	means	NOUN
cjrl-2297	119	206	of	of	ADP
cjrl-2297	119	207	becoming	become	VERB
cjrl-2297	119	208	upwardly	upwardly	NOUN
cjrl-2297	119	209	mobile.40	mobile.40	NOUN
cjrl-2297	119	210	unfortunately	unfortunately	ADV
cjrl-2297	119	211	,	,	PUNCT
cjrl-2297	119	212	the	the	DET
cjrl-2297	119	213	collapsed	collapse	VERB
cjrl-2297	119	214	housing	housing	NOUN
cjrl-2297	119	215	market	market	NOUN
cjrl-2297	119	216	actually	actually	ADV
cjrl-2297	119	217	had	have	VERB
cjrl-2297	119	218	the	the	DET
cjrl-2297	119	219	reverse	reverse	ADJ
cjrl-2297	119	220	33	33	NUM
cjrl-2297	119	221	see	see	VERB
cjrl-2297	119	222	generally	generally	ADV
cjrl-2297	119	223	ivaylo	ivaylo	PROPN
cjrl-2297	119	224	petev	petev	NOUN
cjrl-2297	119	225	,	,	PUNCT
cjrl-2297	119	226	et	et	PROPN
cjrl-2297	119	227	al	al	PROPN
cjrl-2297	119	228	.	.	PROPN
cjrl-2297	119	229	,	,	PUNCT
cjrl-2297	119	230	consumption	consumption	NOUN
cjrl-2297	119	231	and	and	CCONJ
cjrl-2297	119	232	the	the	DET
cjrl-2297	119	233	great	great	ADJ
cjrl-2297	119	234	recession	recession	NOUN
cjrl-2297	119	235	:	:	PUNCT
cjrl-2297	119	236	an	an	DET
cjrl-2297	119	237	analysis	analysis	NOUN
cjrl-2297	119	238	of	of	ADP
cjrl-2297	119	239	trends	trend	NOUN
cjrl-2297	119	240	,	,	PUNCT
cjrl-2297	119	241	perceptions	perception	NOUN
cjrl-2297	119	242	,	,	PUNCT
cjrl-2297	119	243	and	and	CCONJ
cjrl-2297	119	244	distributional	distributional	ADJ
cjrl-2297	119	245	effects	effect	NOUN
cjrl-2297	119	246	6	6	NUM
cjrl-2297	119	247	-	-	SYM
cjrl-2297	119	248	7	7	NUM
cjrl-2297	119	249	(	(	PUNCT
cjrl-2297	119	250	2011	2011	NUM
cjrl-2297	119	251	)	)	PUNCT
cjrl-2297	119	252	,	,	PUNCT
cjrl-2297	119	253	http://www.stanford.edu/~isaporta/cons_recess	http://www.stanford.edu/~isaporta/cons_recess	PROPN
cjrl-2297	119	254	_	_	X
cjrl-2297	120	1	august_2011.pdf	august_2011.pdf	NOUN
cjrl-2297	120	2	(	(	PUNCT
cjrl-2297	120	3	“	"	PUNCT
cjrl-2297	120	4	in	in	ADP
cjrl-2297	120	5	stark	stark	ADJ
cjrl-2297	120	6	contrast	contrast	NOUN
cjrl-2297	120	7	to	to	ADP
cjrl-2297	120	8	the	the	DET
cjrl-2297	120	9	2001	2001	NUM
cjrl-2297	120	10	recession	recession	NOUN
cjrl-2297	120	11	,	,	PUNCT
cjrl-2297	120	12	the	the	DET
cjrl-2297	120	13	great	great	ADJ
cjrl-2297	120	14	recession	recession	NOUN
cjrl-2297	120	15	,	,	PUNCT
cjrl-2297	120	16	which	which	PRON
cjrl-2297	120	17	began	begin	VERB
cjrl-2297	120	18	with	with	ADP
cjrl-2297	120	19	the	the	DET
cjrl-2297	120	20	burst	burst	NOUN
cjrl-2297	120	21	of	of	ADP
cjrl-2297	120	22	the	the	DET
cjrl-2297	120	23	housing	housing	NOUN
cjrl-2297	120	24	bubble	bubble	NOUN
cjrl-2297	120	25	and	and	CCONJ
cjrl-2297	120	26	the	the	DET
cjrl-2297	120	27	global	global	ADJ
cjrl-2297	120	28	financial	financial	ADJ
cjrl-2297	120	29	crisis	crisis	NOUN
cjrl-2297	120	30	that	that	PRON
cjrl-2297	120	31	ensued	ensue	VERB
cjrl-2297	120	32	,	,	PUNCT
cjrl-2297	120	33	is	be	AUX
cjrl-2297	120	34	characterized	characterize	VERB
cjrl-2297	120	35	by	by	ADP
cjrl-2297	120	36	a	a	DET
cjrl-2297	120	37	decline	decline	NOUN
cjrl-2297	120	38	in	in	ADP
cjrl-2297	120	39	real	real	ADJ
cjrl-2297	120	40	terms	term	NOUN
cjrl-2297	120	41	in	in	ADP
cjrl-2297	120	42	all	all	DET
cjrl-2297	120	43	consumption	consumption	NOUN
cjrl-2297	120	44	components	component	NOUN
cjrl-2297	120	45	.	.	PUNCT
cjrl-2297	120	46	”	"	PUNCT
cjrl-2297	120	47	)	)	PUNCT
cjrl-2297	120	48	.	.	PUNCT
cjrl-2297	121	1	34	34	NUM
cjrl-2297	121	2	see	see	VERB
cjrl-2297	121	3	generally	generally	ADV
cjrl-2297	121	4	paul	paul	PROPN
cjrl-2297	121	5	o’donnell	o’donnell	PROPN
cjrl-2297	121	6	,	,	PUNCT
cjrl-2297	121	7	how	how	SCONJ
cjrl-2297	121	8	the	the	DET
cjrl-2297	121	9	student	student	NOUN
cjrl-2297	121	10	loan	loan	NOUN
cjrl-2297	121	11	crisis	crisis	NOUN
cjrl-2297	121	12	drags	drag	VERB
cjrl-2297	121	13	down	down	ADP
cjrl-2297	121	14	home	home	NOUN
cjrl-2297	121	15	prices	price	NOUN
cjrl-2297	121	16	,	,	PUNCT
cjrl-2297	121	17	cnbc	cnbc	PROPN
cjrl-2297	121	18	(	(	PUNCT
cjrl-2297	121	19	march	march	PROPN
cjrl-2297	121	20	4	4	NUM
cjrl-2297	121	21	,	,	PUNCT
cjrl-2297	121	22	2013	2013	NUM
cjrl-2297	121	23	)	)	PUNCT
cjrl-2297	121	24	,	,	PUNCT
cjrl-2297	121	25	http://www.cnbc.com/id/100513344	http://www.cnbc.com/id/100513344	PROPN
cjrl-2297	121	26	.	.	PUNCT
cjrl-2297	122	1	35	35	NUM
cjrl-2297	122	2	see	see	VERB
cjrl-2297	122	3	generally	generally	ADV
cjrl-2297	122	4	rohit	rohit	PROPN
cjrl-2297	122	5	chopra	chopra	PROPN
cjrl-2297	122	6	,	,	PUNCT
cjrl-2297	122	7	should	should	AUX
cjrl-2297	122	8	i	i	PRON
cjrl-2297	122	9	use	use	VERB
cjrl-2297	122	10	a	a	DET
cjrl-2297	122	11	home	home	NOUN
cjrl-2297	122	12	equity	equity	NOUN
cjrl-2297	122	13	loan	loan	NOUN
cjrl-2297	122	14	to	to	PART
cjrl-2297	122	15	refinance	refinance	VERB
cjrl-2297	122	16	my	my	PRON
cjrl-2297	122	17	student	student	NOUN
cjrl-2297	122	18	loans	loan	NOUN
cjrl-2297	122	19	?	?	PUNCT
cjrl-2297	122	20	,	,	PUNCT
cjrl-2297	122	21	cfpb	cfpb	ADJ
cjrl-2297	122	22	blog	blog	NOUN
cjrl-2297	122	23	(	(	PUNCT
cjrl-2297	122	24	june	june	PROPN
cjrl-2297	122	25	7	7	NUM
cjrl-2297	122	26	,	,	PUNCT
cjrl-2297	122	27	2013	2013	NUM
cjrl-2297	122	28	)	)	PUNCT
cjrl-2297	122	29	,	,	PUNCT
cjrl-2297	122	30	http://www.consumerfinance.gov/blog/should-i-use-a-home-equity-loan-to-refinance-my-student-loans/	http://www.consumerfinance.gov/blog/should-i-use-a-home-equity-loan-to-refinance-my-student-loans/	PROPN
cjrl-2297	122	31	;	;	PUNCT
cjrl-2297	122	32	finaid	finaid	NOUN
cjrl-2297	122	33	,	,	PUNCT
cjrl-2297	122	34	using	use	VERB
cjrl-2297	122	35	your	your	PRON
cjrl-2297	122	36	home	home	NOUN
cjrl-2297	122	37	equity	equity	NOUN
cjrl-2297	122	38	,	,	PUNCT
cjrl-2297	122	39	http://www.finaid.org/savings/homeequity.phtml	http://www.finaid.org/savings/homeequity.phtml	PROPN
cjrl-2297	122	40	(	(	PUNCT
cjrl-2297	122	41	last	last	ADJ
cjrl-2297	122	42	visited	visit	VERB
cjrl-2297	122	43	june	june	PROPN
cjrl-2297	122	44	12	12	NUM
cjrl-2297	122	45	,	,	PUNCT
cjrl-2297	122	46	2014	2014	NUM
cjrl-2297	122	47	)	)	PUNCT
cjrl-2297	122	48	;	;	PUNCT
cjrl-2297	122	49	brian	brian	PROPN
cjrl-2297	122	50	o’connell	o’connell	PROPN
cjrl-2297	122	51	,	,	PUNCT
cjrl-2297	122	52	should	should	AUX
cjrl-2297	122	53	you	you	PRON
cjrl-2297	122	54	pay	pay	VERB
cjrl-2297	122	55	for	for	ADP
cjrl-2297	122	56	college	college	NOUN
cjrl-2297	122	57	with	with	ADP
cjrl-2297	122	58	an	an	DET
cjrl-2297	122	59	heloc	heloc	NOUN
cjrl-2297	122	60	?	?	PROPN
cjrl-2297	122	61	,	,	PUNCT
cjrl-2297	122	62	nasdaq	nasdaq	PROPN
cjrl-2297	122	63	,	,	PUNCT
cjrl-2297	122	64	http://www.nasdaq.com/personalfinance/should-you-pay-for-college-with-an-heloc.aspx	http://www.nasdaq.com/personalfinance/should-you-pay-for-college-with-an-heloc.aspx	X
cjrl-2297	122	65	.	.	PUNCT
cjrl-2297	123	1	36	36	NUM
cjrl-2297	123	2	see	see	VERB
cjrl-2297	123	3	generally	generally	ADV
cjrl-2297	123	4	mechele	mechele	PROPN
cjrl-2297	123	5	dickerson	dickerson	PROPN
cjrl-2297	123	6	,	,	PUNCT
cjrl-2297	123	7	the	the	DET
cjrl-2297	123	8	myth	myth	NOUN
cjrl-2297	123	9	of	of	ADP
cjrl-2297	123	10	homeownership	homeownership	NOUN
cjrl-2297	123	11	and	and	CCONJ
cjrl-2297	123	12	why	why	SCONJ
cjrl-2297	123	13	home	home	NOUN
cjrl-2297	123	14	ownership	ownership	NOUN
cjrl-2297	123	15	is	be	AUX
cjrl-2297	123	16	not	not	PART
cjrl-2297	123	17	always	always	ADV
cjrl-2297	123	18	a	a	DET
cjrl-2297	123	19	good	good	ADJ
cjrl-2297	123	20	thing	thing	NOUN
cjrl-2297	123	21	,	,	PUNCT
cjrl-2297	123	22	84	84	NUM
cjrl-2297	123	23	indiana	indiana	PROPN
cjrl-2297	123	24	l.j	l.j	PROPN
cjrl-2297	123	25	.	.	PROPN
cjrl-2297	123	26	189	189	NUM
cjrl-2297	123	27	,	,	PUNCT
cjrl-2297	123	28	189	189	NUM
cjrl-2297	123	29	-	-	SYM
cjrl-2297	123	30	237	237	NUM
cjrl-2297	123	31	(	(	PUNCT
cjrl-2297	123	32	2009	2009	NUM
cjrl-2297	123	33	)	)	PUNCT
cjrl-2297	123	34	.	.	PUNCT
cjrl-2297	124	1	37	37	NUM
cjrl-2297	124	2	see	see	VERB
cjrl-2297	124	3	david	david	PROPN
cjrl-2297	124	4	luttrell	luttrell	PROPN
cjrl-2297	124	5	,	,	PUNCT
cjrl-2297	124	6	et	et	PROPN
cjrl-2297	124	7	al	al	PROPN
cjrl-2297	124	8	.	.	PROPN
cjrl-2297	124	9	,	,	PUNCT
cjrl-2297	124	10	assessing	assess	VERB
cjrl-2297	124	11	the	the	DET
cjrl-2297	124	12	costs	cost	NOUN
cjrl-2297	124	13	and	and	CCONJ
cjrl-2297	124	14	consequences	consequence	NOUN
cjrl-2297	124	15	of	of	ADP
cjrl-2297	124	16	the	the	DET
cjrl-2297	124	17	2007–09	2007–09	ADJ
cjrl-2297	124	18	financial	financial	ADJ
cjrl-2297	124	19	crisis	crisis	NOUN
cjrl-2297	124	20	and	and	CCONJ
cjrl-2297	124	21	its	its	PRON
cjrl-2297	124	22	aftermath	aftermath	NOUN
cjrl-2297	124	23	,	,	PUNCT
cjrl-2297	124	24	8	8	NUM
cjrl-2297	124	25	economic	economic	ADJ
cjrl-2297	124	26	letter	letter	NOUN
cjrl-2297	124	27	(	(	PUNCT
cjrl-2297	124	28	sept	sept	PROPN
cjrl-2297	124	29	.	.	PROPN
cjrl-2297	124	30	2013	2013	NUM
cjrl-2297	124	31	)	)	PUNCT
cjrl-2297	124	32	,	,	PUNCT
cjrl-2297	124	33	http://dallasfed.org/assets/documents/research/eclett/2013/el1307.pdf	http://dallasfed.org/assets/documents/research/eclett/2013/el1307.pdf	NOUN
cjrl-2297	124	34	;	;	PUNCT
cjrl-2297	124	35	see	see	VERB
cjrl-2297	124	36	also	also	ADV
cjrl-2297	124	37	christopher	christopher	PROPN
cjrl-2297	124	38	matthews	matthews	PROPN
cjrl-2297	124	39	,	,	PUNCT
cjrl-2297	124	40	viewpoint	viewpoint	NOUN
cjrl-2297	124	41	:	:	PUNCT
cjrl-2297	124	42	stop	stop	VERB
cjrl-2297	124	43	calling	call	VERB
cjrl-2297	124	44	student	student	NOUN
cjrl-2297	124	45	loans	loan	NOUN
cjrl-2297	124	46	a	a	DET
cjrl-2297	124	47	“	"	PUNCT
cjrl-2297	124	48	bubble	bubble	NOUN
cjrl-2297	124	49	”	"	PUNCT
cjrl-2297	124	50	!	!	PUNCT
cjrl-2297	124	51	,	,	PUNCT
cjrl-2297	124	52	time	time	NOUN
cjrl-2297	124	53	magazine	magazine	PROPN
cjrl-2297	124	54	,	,	PUNCT
cjrl-2297	124	55	mar	mar	PROPN
cjrl-2297	124	56	.	.	PROPN
cjrl-2297	124	57	7	7	NUM
cjrl-2297	124	58	,	,	PUNCT
cjrl-2297	124	59	2013	2013	NUM
cjrl-2297	124	60	,	,	PUNCT
cjrl-2297	124	61	http://business	http://business	NUM
cjrl-2297	124	62	.	.	PUNCT
cjrl-2297	125	1	time.com/2013/03/07/viewpoint-stop-calling-student-loans-a-bubble/	time.com/2013/03/07/viewpoint-stop-calling-student-loans-a-bubble/	NOUN
cjrl-2297	125	2	;	;	PUNCT
cjrl-2297	125	3	sandy	sandy	PROPN
cjrl-2297	125	4	baum	baum	PROPN
cjrl-2297	125	5	,	,	PUNCT
cjrl-2297	125	6	student	student	NOUN
cjrl-2297	125	7	loans	loan	NOUN
cjrl-2297	125	8	:	:	PUNCT
cjrl-2297	125	9	crisis	crisis	NOUN
cjrl-2297	125	10	,	,	PUNCT
cjrl-2297	125	11	bubble	bubble	NOUN
cjrl-2297	125	12	,	,	PUNCT
cjrl-2297	125	13	or	or	CCONJ
cjrl-2297	125	14	manageable	manageable	ADJ
cjrl-2297	125	15	policy	policy	NOUN
cjrl-2297	125	16	issue	issue	NOUN
cjrl-2297	125	17	?	?	PUNCT
cjrl-2297	125	18	,	,	PUNCT
cjrl-2297	125	19	student	student	NOUN
cjrl-2297	125	20	aid	aid	NOUN
cjrl-2297	125	21	perspectives	perspective	NOUN
cjrl-2297	125	22	,	,	PUNCT
cjrl-2297	125	23	(	(	PUNCT
cjrl-2297	125	24	sept	sept	PROPN
cjrl-2297	125	25	.	.	PROPN
cjrl-2297	125	26	24	24	NUM
cjrl-2297	125	27	,	,	PUNCT
cjrl-2297	125	28	2013	2013	NUM
cjrl-2297	125	29	)	)	PUNCT
cjrl-2297	125	30	,	,	PUNCT
cjrl-2297	125	31	http://www.nasfaa.org/advocacy/perspectives	http://www.nasfaa.org/advocacy/perspective	VERB
cjrl-2297	125	32	/articles	/article	NOUN
cjrl-2297	125	33	/	/	SYM
cjrl-2297	125	34	student_loans__crisis,_bubble,_or_manageable_policy_issue_.aspx	student_loans__crisis,_bubble,_or_manageable_policy_issue_.aspx	NUM
cjrl-2297	125	35	(	(	PUNCT
cjrl-2297	125	36	“	"	PUNCT
cjrl-2297	125	37	to	to	PART
cjrl-2297	125	38	simplify	simplify	VERB
cjrl-2297	125	39	a	a	DET
cjrl-2297	125	40	complex	complex	ADJ
cjrl-2297	125	41	issue	issue	NOUN
cjrl-2297	125	42	,	,	PUNCT
cjrl-2297	125	43	the	the	DET
cjrl-2297	125	44	housing	housing	NOUN
cjrl-2297	125	45	loan	loan	NOUN
cjrl-2297	125	46	crisis	crisis	NOUN
cjrl-2297	125	47	occurred	occur	VERB
cjrl-2297	125	48	when	when	SCONJ
cjrl-2297	125	49	people	people	NOUN
cjrl-2297	125	50	bought	buy	VERB
cjrl-2297	125	51	houses	house	NOUN
cjrl-2297	125	52	with	with	ADP
cjrl-2297	125	53	mortgages	mortgage	NOUN
cjrl-2297	125	54	they	they	PRON
cjrl-2297	125	55	could	could	AUX
cjrl-2297	125	56	not	not	PART
cjrl-2297	125	57	afford	afford	VERB
cjrl-2297	125	58	expecting	expect	VERB
cjrl-2297	125	59	the	the	DET
cjrl-2297	125	60	prices	price	NOUN
cjrl-2297	125	61	of	of	ADP
cjrl-2297	125	62	the	the	DET
cjrl-2297	125	63	houses	house	NOUN
cjrl-2297	125	64	to	to	PART
cjrl-2297	125	65	rise	rise	VERB
cjrl-2297	125	66	.	.	PUNCT
cjrl-2297	126	1	they	they	PRON
cjrl-2297	126	2	thought	think	VERB
cjrl-2297	126	3	they	they	PRON
cjrl-2297	126	4	would	would	AUX
cjrl-2297	126	5	be	be	AUX
cjrl-2297	126	6	able	able	ADJ
cjrl-2297	126	7	to	to	PART
cjrl-2297	126	8	sell	sell	VERB
cjrl-2297	126	9	those	those	DET
cjrl-2297	126	10	homes	home	NOUN
cjrl-2297	126	11	at	at	ADP
cjrl-2297	126	12	a	a	DET
cjrl-2297	126	13	profit	profit	NOUN
cjrl-2297	126	14	,	,	PUNCT
cjrl-2297	126	15	but	but	CCONJ
cjrl-2297	126	16	interest	interest	NOUN
cjrl-2297	126	17	rates	rate	NOUN
cjrl-2297	126	18	on	on	ADP
cjrl-2297	126	19	many	many	ADJ
cjrl-2297	126	20	of	of	ADP
cjrl-2297	126	21	these	these	DET
cjrl-2297	126	22	mortgages	mortgage	NOUN
cjrl-2297	126	23	rose	rise	VERB
cjrl-2297	126	24	and	and	CCONJ
cjrl-2297	126	25	prices	price	NOUN
cjrl-2297	126	26	collapsed	collapse	VERB
cjrl-2297	126	27	.	.	PUNCT
cjrl-2297	127	1	many	many	ADJ
cjrl-2297	127	2	homeowners	homeowner	NOUN
cjrl-2297	127	3	ended	end	VERB
cjrl-2297	127	4	up	up	ADP
cjrl-2297	127	5	owing	owe	VERB
cjrl-2297	127	6	the	the	DET
cjrl-2297	127	7	bank	bank	NOUN
cjrl-2297	127	8	more	more	ADJ
cjrl-2297	127	9	than	than	ADP
cjrl-2297	127	10	the	the	DET
cjrl-2297	127	11	equity	equity	NOUN
cjrl-2297	127	12	they	they	PRON
cjrl-2297	127	13	had	have	VERB
cjrl-2297	127	14	in	in	ADP
cjrl-2297	127	15	their	their	PRON
cjrl-2297	127	16	homes	home	NOUN
cjrl-2297	127	17	and	and	CCONJ
cjrl-2297	127	18	many	many	ADJ
cjrl-2297	127	19	were	be	AUX
cjrl-2297	127	20	unable	unable	ADJ
cjrl-2297	127	21	to	to	PART
cjrl-2297	127	22	make	make	VERB
cjrl-2297	127	23	the	the	DET
cjrl-2297	127	24	required	require	VERB
cjrl-2297	127	25	payments	payment	NOUN
cjrl-2297	127	26	.	.	PUNCT
cjrl-2297	128	1	selling	selling	NOUN
cjrl-2297	128	2	was	be	AUX
cjrl-2297	128	3	n’t	not	PART
cjrl-2297	128	4	viable	viable	ADJ
cjrl-2297	128	5	and	and	CCONJ
cjrl-2297	128	6	those	those	PRON
cjrl-2297	128	7	who	who	PRON
cjrl-2297	128	8	lost	lose	VERB
cjrl-2297	128	9	their	their	PRON
cjrl-2297	128	10	jobs	job	NOUN
cjrl-2297	128	11	or	or	CCONJ
cjrl-2297	128	12	were	be	AUX
cjrl-2297	128	13	victimized	victimize	VERB
cjrl-2297	128	14	by	by	ADP
cjrl-2297	128	15	predatory	predatory	ADJ
cjrl-2297	128	16	lenders	lender	NOUN
cjrl-2297	128	17	often	often	ADV
cjrl-2297	128	18	could	could	AUX
cjrl-2297	128	19	n’t	not	PART
cjrl-2297	128	20	make	make	VERB
cjrl-2297	128	21	the	the	DET
cjrl-2297	128	22	payments	payment	NOUN
cjrl-2297	128	23	.	.	PUNCT
cjrl-2297	128	24	”	"	PUNCT
cjrl-2297	128	25	)	)	PUNCT
cjrl-2297	128	26	.	.	PUNCT
cjrl-2297	129	1	38	38	NUM
cjrl-2297	129	2	see	see	VERB
cjrl-2297	129	3	luttrell	luttrell	PROPN
cjrl-2297	129	4	,	,	PUNCT
cjrl-2297	129	5	supra	supra	PROPN
cjrl-2297	129	6	note	note	PROPN
cjrl-2297	129	7	37	37	NUM
cjrl-2297	129	8	(	(	PUNCT
cjrl-2297	129	9	“	"	PUNCT
cjrl-2297	129	10	a	a	DET
cjrl-2297	129	11	confluence	confluence	NOUN
cjrl-2297	129	12	of	of	ADP
cjrl-2297	129	13	factors	factor	NOUN
cjrl-2297	129	14	produced	produce	VERB
cjrl-2297	129	15	the	the	DET
cjrl-2297	129	16	december	december	PROPN
cjrl-2297	129	17	2007	2007	NUM
cjrl-2297	129	18	–	–	PUNCT
cjrl-2297	129	19	june	june	PROPN
cjrl-2297	129	20	2009	2009	NUM
cjrl-2297	129	21	great	great	ADJ
cjrl-2297	129	22	recession	recession	NOUN
cjrl-2297	129	23	—	—	PUNCT
cjrl-2297	129	24	bad	bad	ADJ
cjrl-2297	129	25	bank	bank	NOUN
cjrl-2297	129	26	loans	loan	NOUN
cjrl-2297	129	27	,	,	PUNCT
cjrl-2297	129	28	improper	improper	ADJ
cjrl-2297	129	29	credit	credit	NOUN
cjrl-2297	129	30	ratings	rating	NOUN
cjrl-2297	129	31	,	,	PUNCT
cjrl-2297	129	32	lax	lax	ADJ
cjrl-2297	129	33	regulatory	regulatory	ADJ
cjrl-2297	129	34	policies	policy	NOUN
cjrl-2297	129	35	and	and	CCONJ
cjrl-2297	129	36	misguided	misguided	ADJ
cjrl-2297	129	37	government	government	NOUN
cjrl-2297	129	38	incentives	incentive	NOUN
cjrl-2297	129	39	that	that	PRON
cjrl-2297	129	40	encouraged	encourage	VERB
cjrl-2297	129	41	reckless	reckless	ADJ
cjrl-2297	129	42	borrowing	borrowing	NOUN
cjrl-2297	129	43	and	and	CCONJ
cjrl-2297	129	44	lending	lending	NOUN
cjrl-2297	129	45	.	.	PUNCT
cjrl-2297	129	46	”	"	PUNCT
cjrl-2297	129	47	)	)	PUNCT
cjrl-2297	129	48	;	;	PUNCT
cjrl-2297	129	49	see	see	VERB
cjrl-2297	129	50	also	also	ADV
cjrl-2297	129	51	joseph	joseph	PROPN
cjrl-2297	129	52	e.	e.	PROPN
cjrl-2297	129	53	stiglitz	stiglitz	PROPN
cjrl-2297	129	54	,	,	PUNCT
cjrl-2297	129	55	student	student	NOUN
cjrl-2297	129	56	debt	debt	NOUN
cjrl-2297	129	57	and	and	CCONJ
cjrl-2297	129	58	the	the	DET
cjrl-2297	129	59	crushing	crushing	NOUN
cjrl-2297	129	60	of	of	ADP
cjrl-2297	129	61	the	the	DET
cjrl-2297	129	62	american	american	PROPN
cjrl-2297	129	63	dream	dream	NOUN
cjrl-2297	129	64	,	,	PUNCT
cjrl-2297	129	65	the	the	DET
cjrl-2297	129	66	great	great	ADJ
cjrl-2297	129	67	divide	divide	NOUN
cjrl-2297	129	68	,	,	PUNCT
cjrl-2297	129	69	(	(	PUNCT
cjrl-2297	129	70	may	may	PROPN
cjrl-2297	129	71	12	12	NUM
cjrl-2297	129	72	,	,	PUNCT
cjrl-2297	129	73	2013	2013	NUM
cjrl-2297	129	74	,	,	PUNCT
cjrl-2297	129	75	9:09	9:09	NUM
cjrl-2297	129	76	pm	pm	NOUN
cjrl-2297	129	77	)	)	PUNCT
cjrl-2297	129	78	,	,	PUNCT
cjrl-2297	129	79	http://opinionator.blogs.nytimes.com/2013/05/12/studentdebt-and-the-crushing-of-the-american-dream/?_r=0	http://opinionator.blogs.nytimes.com/2013/05/12/studentdebt-and-the-crushing-of-the-american-dream/?_r=0	PROPN
cjrl-2297	129	80	.	.	PROPN
cjrl-2297	129	81	39	39	NUM
cjrl-2297	129	82	see	see	VERB
cjrl-2297	129	83	taylor	taylor	PROPN
cjrl-2297	129	84	,	,	PUNCT
cjrl-2297	129	85	supra	supra	PROPN
cjrl-2297	129	86	note	note	PROPN
cjrl-2297	129	87	29	29	NUM
cjrl-2297	129	88	;	;	PUNCT
cjrl-2297	129	89	karyn	karyn	PROPN
cjrl-2297	129	90	lacy	lacy	PROPN
cjrl-2297	129	91	,	,	PUNCT
cjrl-2297	129	92	all	all	PRON
cjrl-2297	129	93	’s	’	VERB
cjrl-2297	129	94	fair	fair	ADJ
cjrl-2297	129	95	?	?	PUNCT
cjrl-2297	130	1	the	the	DET
cjrl-2297	130	2	foreclosure	foreclosure	NOUN
cjrl-2297	130	3	crisis	crisis	NOUN
cjrl-2297	130	4	and	and	CCONJ
cjrl-2297	130	5	middle	middle	ADJ
cjrl-2297	130	6	-	-	PUNCT
cjrl-2297	130	7	class	class	NOUN
cjrl-2297	130	8	black	black	NOUN
cjrl-2297	130	9	(	(	PUNCT
cjrl-2297	130	10	in)stability	in)stability	NOUN
cjrl-2297	130	11	,	,	PUNCT
cjrl-2297	130	12	56	56	NUM
cjrl-2297	130	13	am	be	AUX
cjrl-2297	130	14	behavioral	behavioral	ADJ
cjrl-2297	130	15	sci	sci	PROPN
cjrl-2297	130	16	.	.	PROPN
cjrl-2297	130	17	1565	1565	NUM
cjrl-2297	130	18	,	,	PUNCT
cjrl-2297	130	19	1565	1565	NUM
cjrl-2297	130	20	-	-	SYM
cjrl-2297	130	21	79	79	NUM
cjrl-2297	130	22	(	(	PUNCT
cjrl-2297	130	23	nov	nov	PROPN
cjrl-2297	130	24	.	.	PROPN
cjrl-2297	130	25	2012	2012	NUM
cjrl-2297	130	26	)	)	PUNCT
cjrl-2297	130	27	;	;	PUNCT
cjrl-2297	130	28	ben	ben	PROPN
cjrl-2297	130	29	henry	henry	PROPN
cjrl-2297	130	30	,	,	PUNCT
cjrl-2297	130	31	et	et	PROPN
cjrl-2297	130	32	al	al	PROPN
cjrl-2297	130	33	.	.	PROPN
cjrl-2297	130	34	,	,	PUNCT
cjrl-2297	130	35	wasted	waste	VERB
cjrl-2297	130	36	wealth	wealth	NOUN
cjrl-2297	130	37	:	:	PUNCT
cjrl-2297	130	38	how	how	SCONJ
cjrl-2297	130	39	the	the	DET
cjrl-2297	130	40	wall	wall	PROPN
cjrl-2297	130	41	street	street	PROPN
cjrl-2297	130	42	crash	crash	NOUN
cjrl-2297	130	43	continues	continue	VERB
cjrl-2297	130	44	to	to	PART
cjrl-2297	130	45	stall	stall	VERB
cjrl-2297	130	46	economic	economic	ADJ
cjrl-2297	130	47	recovery	recovery	NOUN
cjrl-2297	130	48	and	and	CCONJ
cjrl-2297	130	49	deepen	deepen	VERB
cjrl-2297	130	50	racial	racial	ADJ
cjrl-2297	130	51	inequality	inequality	NOUN
cjrl-2297	130	52	in	in	ADP
cjrl-2297	130	53	america	america	PROPN
cjrl-2297	130	54	7	7	NUM
cjrl-2297	130	55	,	,	PUNCT
cjrl-2297	130	56	alliance	alliance	NOUN
cjrl-2297	130	57	for	for	ADP
cjrl-2297	130	58	a	a	DET
cjrl-2297	130	59	just	just	ADJ
cjrl-2297	130	60	society	society	NOUN
cjrl-2297	130	61	(	(	PUNCT
cjrl-2297	130	62	may	may	PROPN
cjrl-2297	130	63	2013	2013	NUM
cjrl-2297	130	64	)	)	PUNCT
cjrl-2297	130	65	,	,	PUNCT
cjrl-2297	130	66	http://allianceforajustsociety.org/wp-content/uploads/2013/05/wasted.wealth_national.pdf	http://allianceforajustsociety.org/wp-content/uploads/2013/05/wasted.wealth_national.pdf	NOUN
cjrl-2297	130	67	(	(	PUNCT
cjrl-2297	130	68	“	"	PUNCT
cjrl-2297	130	69	families	family	NOUN
cjrl-2297	130	70	of	of	ADP
cjrl-2297	130	71	color	color	NOUN
cjrl-2297	130	72	hold	hold	VERB
cjrl-2297	130	73	significantly	significantly	ADV
cjrl-2297	130	74	higher	high	ADJ
cjrl-2297	130	75	percentages	percentage	NOUN
cjrl-2297	130	76	of	of	ADP
cjrl-2297	130	77	wealth	wealth	NOUN
cjrl-2297	130	78	in	in	ADP
cjrl-2297	130	79	home	home	NOUN
cjrl-2297	130	80	equity	equity	NOUN
cjrl-2297	130	81	,	,	PUNCT
cjrl-2297	130	82	with	with	ADP
cjrl-2297	130	83	52	52	NUM
cjrl-2297	130	84	%	%	NOUN
cjrl-2297	130	85	of	of	ADP
cjrl-2297	130	86	total	total	ADJ
cjrl-2297	130	87	assets	asset	NOUN
cjrl-2297	130	88	for	for	ADP
cjrl-2297	130	89	latino	latino	ADJ
cjrl-2297	130	90	families	family	NOUN
cjrl-2297	130	91	and	and	CCONJ
cjrl-2297	130	92	49	49	NUM
cjrl-2297	130	93	%	%	NOUN
cjrl-2297	130	94	for	for	ADP
cjrl-2297	130	95	black	black	ADJ
cjrl-2297	130	96	families	family	NOUN
cjrl-2297	130	97	,	,	PUNCT
cjrl-2297	130	98	compared	compare	VERB
cjrl-2297	130	99	to	to	ADP
cjrl-2297	130	100	just	just	ADV
cjrl-2297	130	101	28	28	NUM
cjrl-2297	130	102	%	%	NOUN
cjrl-2297	130	103	for	for	ADP
cjrl-2297	130	104	white	white	ADJ
cjrl-2297	130	105	families	family	NOUN
cjrl-2297	130	106	.	.	PUNCT
cjrl-2297	130	107	”	"	PUNCT
cjrl-2297	130	108	)	)	PUNCT
cjrl-2297	130	109	(	(	PUNCT
cjrl-2297	130	110	citation	citation	NOUN
cjrl-2297	130	111	omitted	omit	VERB
cjrl-2297	130	112	)	)	PUNCT
cjrl-2297	130	113	.	.	PUNCT
cjrl-2297	131	1	40	40	NUM
cjrl-2297	131	2	see	see	VERB
cjrl-2297	131	3	stiglitz	stiglitz	PROPN
cjrl-2297	131	4	,	,	PUNCT
cjrl-2297	131	5	supra	supra	PROPN
cjrl-2297	131	6	note	note	PROPN
cjrl-2297	131	7	38	38	NUM
cjrl-2297	131	8	;	;	PUNCT
cjrl-2297	131	9	emily	emily	NOUN
cjrl-2297	131	10	badger	badger	NOUN
cjrl-2297	131	11	,	,	PUNCT
cjrl-2297	131	12	were	be	AUX
cjrl-2297	131	13	big	big	ADJ
cjrl-2297	131	14	banks	bank	NOUN
cjrl-2297	131	15	guilty	guilty	ADJ
cjrl-2297	131	16	of	of	ADP
cjrl-2297	131	17	racial	racial	ADJ
cjrl-2297	131	18	discrimination	discrimination	NOUN
cjrl-2297	131	19	in	in	ADP
cjrl-2297	131	20	the	the	DET
cjrl-2297	131	21	housing	housing	NOUN
cjrl-2297	131	22	crisis	crisis	NOUN
cjrl-2297	131	23	?	?	PUNCT
cjrl-2297	131	24	,	,	PUNCT
cjrl-2297	131	25	the	the	DET
cjrl-2297	131	26	atlantic	atlantic	ADJ
cjrl-2297	131	27	cities	city	NOUN
cjrl-2297	131	28	place	place	NOUN
cjrl-2297	131	29	matters	matter	VERB
cjrl-2297	131	30	(	(	PUNCT
cjrl-2297	131	31	oct	oct	PROPN
cjrl-2297	131	32	.	.	PROPN
cjrl-2297	131	33	16	16	NUM
cjrl-2297	131	34	,	,	PUNCT
cjrl-2297	131	35	2012	2012	NUM
cjrl-2297	131	36	)	)	PUNCT
cjrl-2297	131	37	,	,	PUNCT
cjrl-2297	131	38	http://www.theatlanticcities.com/housing/2012/10/did-big-bankssubprime-mortgage-crisis-violate-civil-rights-law/3598/.	http://www.theatlanticcities.com/housing/2012/10/did-big-bankssubprime-mortgage-crisis-violate-civil-rights-law/3598/.	NOUN
cjrl-2297	131	39	foreclosures	foreclosure	NOUN
cjrl-2297	131	40	and	and	CCONJ
cjrl-2297	131	41	financial	financial	ADJ
cjrl-2297	131	42	aid	aid	NOUN
cjrl-2297	131	43	vol	vol	NOUN
cjrl-2297	131	44	.	.	PUNCT
cjrl-2297	132	1	4:2	4:2	NUM
cjrl-2297	132	2	136	136	NUM
cjrl-2297	132	3	effect	effect	NOUN
cjrl-2297	132	4	:	:	PUNCT
cjrl-2297	132	5	it	it	PRON
cjrl-2297	132	6	contributed	contribute	VERB
cjrl-2297	132	7	to	to	ADP
cjrl-2297	132	8	a	a	DET
cjrl-2297	132	9	sizeable	sizeable	ADJ
cjrl-2297	132	10	depreciation	depreciation	NOUN
cjrl-2297	132	11	of	of	ADP
cjrl-2297	132	12	household	household	NOUN
cjrl-2297	132	13	wealth	wealth	NOUN
cjrl-2297	132	14	,	,	PUNCT
cjrl-2297	132	15	especially	especially	ADV
cjrl-2297	132	16	for	for	ADP
cjrl-2297	132	17	at	at	ADP
cjrl-2297	132	18	-	-	PUNCT
cjrl-2297	132	19	risk	risk	NOUN
cjrl-2297	132	20	minority	minority	NOUN
cjrl-2297	132	21	families	family	NOUN
cjrl-2297	132	22	who	who	PRON
cjrl-2297	132	23	invested	invest	VERB
cjrl-2297	132	24	in	in	ADP
cjrl-2297	132	25	the	the	DET
cjrl-2297	132	26	real	real	ADJ
cjrl-2297	132	27	estate	estate	NOUN
cjrl-2297	132	28	market.41	market.41	NOUN
cjrl-2297	132	29	as	as	ADP
cjrl-2297	132	30	a	a	DET
cjrl-2297	132	31	result	result	NOUN
cjrl-2297	132	32	of	of	ADP
cjrl-2297	132	33	the	the	DET
cjrl-2297	132	34	relation	relation	NOUN
cjrl-2297	132	35	between	between	ADP
cjrl-2297	132	36	home	home	NOUN
cjrl-2297	132	37	ownership	ownership	NOUN
cjrl-2297	132	38	and	and	CCONJ
cjrl-2297	132	39	financial	financial	ADJ
cjrl-2297	132	40	health	health	NOUN
cjrl-2297	132	41	,	,	PUNCT
cjrl-2297	132	42	vulnerable	vulnerable	ADJ
cjrl-2297	132	43	populations	population	NOUN
cjrl-2297	132	44	are	be	AUX
cjrl-2297	132	45	specifically	specifically	ADV
cjrl-2297	132	46	at	at	ADP
cjrl-2297	132	47	greater	great	ADJ
cjrl-2297	132	48	risk	risk	NOUN
cjrl-2297	132	49	of	of	ADP
cjrl-2297	132	50	developing	develop	VERB
cjrl-2297	132	51	adverse	adverse	ADJ
cjrl-2297	132	52	credit	credit	NOUN
cjrl-2297	132	53	histories	history	NOUN
cjrl-2297	132	54	when	when	SCONJ
cjrl-2297	132	55	they	they	PRON
cjrl-2297	132	56	invest	invest	VERB
cjrl-2297	132	57	in	in	ADP
cjrl-2297	132	58	home	home	NOUN
cjrl-2297	132	59	mortgages.42	mortgages.42	NOUN
cjrl-2297	132	60	evidence	evidence	NOUN
cjrl-2297	132	61	suggests	suggest	VERB
cjrl-2297	132	62	that	that	SCONJ
cjrl-2297	132	63	there	there	PRON
cjrl-2297	132	64	is	be	VERB
cjrl-2297	132	65	a	a	DET
cjrl-2297	132	66	causal	causal	ADJ
cjrl-2297	132	67	connection	connection	NOUN
cjrl-2297	132	68	between	between	ADP
cjrl-2297	132	69	foreclosure	foreclosure	NOUN
cjrl-2297	132	70	rates	rate	NOUN
cjrl-2297	132	71	and	and	CCONJ
cjrl-2297	132	72	the	the	DET
cjrl-2297	132	73	denial	denial	NOUN
cjrl-2297	132	74	of	of	ADP
cjrl-2297	132	75	student	student	NOUN
cjrl-2297	132	76	aid	aid	NOUN
cjrl-2297	132	77	,	,	PUNCT
cjrl-2297	132	78	especially	especially	ADV
cjrl-2297	132	79	among	among	ADP
cjrl-2297	132	80	african	african	ADJ
cjrl-2297	132	81	americans	americans	PROPN
cjrl-2297	132	82	and	and	CCONJ
cjrl-2297	132	83	latinos.43	latinos.43	PROPN
cjrl-2297	132	84	specifically	specifically	ADV
cjrl-2297	132	85	,	,	PUNCT
cjrl-2297	132	86	the	the	DET
cjrl-2297	132	87	housing	housing	NOUN
cjrl-2297	132	88	crisis	crisis	NOUN
cjrl-2297	132	89	negatively	negatively	ADV
cjrl-2297	132	90	impacted	impact	VERB
cjrl-2297	132	91	college	college	NOUN
cjrl-2297	132	92	enrollment	enrollment	NOUN
cjrl-2297	132	93	for	for	ADP
cjrl-2297	132	94	people	people	NOUN
cjrl-2297	132	95	of	of	ADP
cjrl-2297	132	96	color	color	NOUN
cjrl-2297	132	97	in	in	ADP
cjrl-2297	132	98	the	the	DET
cjrl-2297	132	99	united	united	PROPN
cjrl-2297	132	100	states	states	PROPN
cjrl-2297	132	101	,	,	PUNCT
cjrl-2297	132	102	resulting	result	VERB
cjrl-2297	132	103	in	in	ADP
cjrl-2297	132	104	mortgage	mortgage	NOUN
cjrl-2297	132	105	defaults	default	NOUN
cjrl-2297	132	106	that	that	PRON
cjrl-2297	132	107	labeled	label	VERB
cjrl-2297	132	108	borrowers	borrower	NOUN
cjrl-2297	132	109	as	as	ADP
cjrl-2297	132	110	having	have	VERB
cjrl-2297	132	111	an	an	DET
cjrl-2297	132	112	“	"	PUNCT
cjrl-2297	132	113	adverse	adverse	ADJ
cjrl-2297	132	114	credit	credit	NOUN
cjrl-2297	132	115	history	history	NOUN
cjrl-2297	132	116	,	,	PUNCT
cjrl-2297	132	117	”	"	PUNCT
cjrl-2297	132	118	thereby	thereby	ADV
cjrl-2297	132	119	precluding	preclude	VERB
cjrl-2297	132	120	their	their	PRON
cjrl-2297	132	121	eligibility	eligibility	NOUN
cjrl-2297	132	122	for	for	ADP
cjrl-2297	132	123	the	the	DET
cjrl-2297	132	124	enhanced	enhanced	ADJ
cjrl-2297	132	125	plus	plus	CCONJ
cjrl-2297	132	126	loan	loan	NOUN
cjrl-2297	132	127	program.44	program.44	NOUN
cjrl-2297	132	128	the	the	DET
cjrl-2297	132	129	bursting	bursting	NOUN
cjrl-2297	132	130	of	of	ADP
cjrl-2297	132	131	the	the	DET
cjrl-2297	132	132	housing	housing	NOUN
cjrl-2297	132	133	bubble	bubble	NOUN
cjrl-2297	132	134	,	,	PUNCT
cjrl-2297	132	135	and	and	CCONJ
cjrl-2297	132	136	the	the	DET
cjrl-2297	132	137	subsequent	subsequent	ADJ
cjrl-2297	132	138	financial	financial	ADJ
cjrl-2297	132	139	fallout	fallout	NOUN
cjrl-2297	132	140	,	,	PUNCT
cjrl-2297	132	141	disproportionately	disproportionately	ADV
cjrl-2297	132	142	affected	affect	VERB
cjrl-2297	132	143	underrepresented	underrepresented	ADJ
cjrl-2297	132	144	minorities	minority	NOUN
cjrl-2297	132	145	who	who	PRON
cjrl-2297	132	146	were	be	AUX
cjrl-2297	132	147	more	more	ADV
cjrl-2297	132	148	likely	likely	ADJ
cjrl-2297	132	149	than	than	SCONJ
cjrl-2297	132	150	their	their	PRON
cjrl-2297	132	151	white	white	PROPN
cjrl-2297	132	152	counterparts	counterpart	NOUN
cjrl-2297	132	153	to	to	PART
cjrl-2297	132	154	be	be	AUX
cjrl-2297	132	155	offered	offer	VERB
cjrl-2297	132	156	subprime	subprime	NOUN
cjrl-2297	132	157	mortgages.45	mortgages.45	PROPN
cjrl-2297	132	158	predatory	predatory	NOUN
cjrl-2297	132	159	lending	lending	NOUN
cjrl-2297	132	160	and	and	CCONJ
cjrl-2297	132	161	financial	financial	ADJ
cjrl-2297	132	162	literacy	literacy	NOUN
cjrl-2297	132	163	shortfalls	shortfall	NOUN
cjrl-2297	132	164	contributed	contribute	VERB
cjrl-2297	132	165	to	to	ADP
cjrl-2297	132	166	the	the	DET
cjrl-2297	132	167	deleterious	deleterious	ADJ
cjrl-2297	132	168	effect	effect	NOUN
cjrl-2297	132	169	of	of	ADP
cjrl-2297	132	170	the	the	DET
cjrl-2297	132	171	housing	housing	NOUN
cjrl-2297	132	172	crisis	crisis	NOUN
cjrl-2297	132	173	on	on	ADP
cjrl-2297	132	174	vulnerable	vulnerable	ADJ
cjrl-2297	132	175	populations	population	NOUN
cjrl-2297	132	176	that	that	PRON
cjrl-2297	132	177	drastically	drastically	ADV
cjrl-2297	132	178	depleted	deplete	VERB
cjrl-2297	132	179	household	household	NOUN
cjrl-2297	132	180	wealth	wealth	NOUN
cjrl-2297	132	181	and	and	CCONJ
cjrl-2297	132	182	decimated	decimate	VERB
cjrl-2297	132	183	the	the	DET
cjrl-2297	132	184	personal	personal	ADJ
cjrl-2297	132	185	finances	finance	NOUN
cjrl-2297	132	186	of	of	ADP
cjrl-2297	132	187	those	those	DET
cjrl-2297	132	188	affected.46	affected.46	PROPN
cjrl-2297	132	189	consequently	consequently	ADV
cjrl-2297	132	190	,	,	PUNCT
cjrl-2297	132	191	those	those	PRON
cjrl-2297	132	192	who	who	PRON
cjrl-2297	132	193	were	be	AUX
cjrl-2297	132	194	most	most	ADV
cjrl-2297	132	195	affected	affect	VERB
cjrl-2297	132	196	by	by	ADP
cjrl-2297	132	197	the	the	DET
cjrl-2297	132	198	housing	housing	NOUN
cjrl-2297	132	199	crisis	crisis	NOUN
cjrl-2297	132	200	may	may	AUX
cjrl-2297	132	201	be	be	AUX
cjrl-2297	132	202	precluded	preclude	VERB
cjrl-2297	132	203	from	from	ADP
cjrl-2297	132	204	full	full	ADJ
cjrl-2297	132	205	participation	participation	NOUN
cjrl-2297	132	206	in	in	ADP
cjrl-2297	132	207	the	the	DET
cjrl-2297	132	208	federal	federal	ADJ
cjrl-2297	132	209	financial	financial	ADJ
cjrl-2297	132	210	aid	aid	NOUN
cjrl-2297	132	211	market	market	NOUN
cjrl-2297	132	212	due	due	ADP
cjrl-2297	132	213	to	to	ADP
cjrl-2297	132	214	blemishes	blemish	NOUN
cjrl-2297	132	215	on	on	ADP
cjrl-2297	132	216	their	their	PRON
cjrl-2297	132	217	credit	credit	NOUN
cjrl-2297	132	218	reports.47	reports.47	NOUN
cjrl-2297	132	219	potential	potential	ADJ
cjrl-2297	132	220	student	student	NOUN
cjrl-2297	132	221	and	and	CCONJ
cjrl-2297	132	222	parent	parent	NOUN
cjrl-2297	132	223	plus	plus	CCONJ
cjrl-2297	132	224	loan	loan	NOUN
cjrl-2297	132	225	borrowers	borrower	NOUN
cjrl-2297	132	226	are	be	AUX
cjrl-2297	132	227	now	now	ADV
cjrl-2297	132	228	subject	subject	ADJ
cjrl-2297	132	229	to	to	ADP
cjrl-2297	132	230	rejection	rejection	NOUN
cjrl-2297	132	231	in	in	ADP
cjrl-2297	132	232	record	record	NOUN
cjrl-2297	132	233	numbers	number	NOUN
cjrl-2297	132	234	as	as	ADP
cjrl-2297	132	235	a	a	DET
cjrl-2297	132	236	result	result	NOUN
cjrl-2297	132	237	adverse	adverse	ADJ
cjrl-2297	132	238	credit	credit	NOUN
cjrl-2297	132	239	concerns.48	concerns.48	NOUN
cjrl-2297	132	240	the	the	DET
cjrl-2297	132	241	cyclical	cyclical	ADJ
cjrl-2297	132	242	relation	relation	NOUN
cjrl-2297	132	243	of	of	ADP
cjrl-2297	132	244	the	the	DET
cjrl-2297	132	245	housing	housing	NOUN
cjrl-2297	132	246	and	and	CCONJ
cjrl-2297	132	247	student	student	NOUN
cjrl-2297	132	248	aid	aid	NOUN
cjrl-2297	132	249	industries	industry	NOUN
cjrl-2297	132	250	warrants	warrant	NOUN
cjrl-2297	132	251	greater	great	ADJ
cjrl-2297	132	252	attention	attention	NOUN
cjrl-2297	132	253	from	from	ADP
cjrl-2297	132	254	federal	federal	ADJ
cjrl-2297	132	255	financial	financial	ADJ
cjrl-2297	132	256	regulators.49	regulators.49	ADP
cjrl-2297	132	257	this	this	DET
cjrl-2297	132	258	article	article	NOUN
cjrl-2297	132	259	provides	provide	VERB
cjrl-2297	132	260	a	a	DET
cjrl-2297	132	261	basis	basis	NOUN
cjrl-2297	132	262	for	for	ADP
cjrl-2297	132	263	governmental	governmental	ADJ
cjrl-2297	132	264	supervision	supervision	NOUN
cjrl-2297	132	265	and	and	CCONJ
cjrl-2297	132	266	oversight	oversight	NOUN
cjrl-2297	132	267	of	of	ADP
cjrl-2297	132	268	the	the	DET
cjrl-2297	132	269	federal	federal	ADJ
cjrl-2297	132	270	financial	financial	ADJ
cjrl-2297	132	271	aid	aid	NOUN
cjrl-2297	132	272	program	program	NOUN
cjrl-2297	132	273	in	in	ADP
cjrl-2297	132	274	light	light	NOUN
cjrl-2297	132	275	of	of	ADP
cjrl-2297	132	276	the	the	DET
cjrl-2297	132	277	changing	change	VERB
cjrl-2297	132	278	personal	personal	ADJ
cjrl-2297	132	279	circumstances	circumstance	NOUN
cjrl-2297	132	280	exacerbated	exacerbate	VERB
cjrl-2297	132	281	by	by	ADP
cjrl-2297	132	282	the	the	DET
cjrl-2297	132	283	persistent	persistent	ADJ
cjrl-2297	132	284	housing	housing	NOUN
cjrl-2297	132	285	crisis.50	crisis.50	PROPN
cjrl-2297	132	286	the	the	DET
cjrl-2297	132	287	shifting	shift	VERB
cjrl-2297	132	288	need	need	NOUN
cjrl-2297	132	289	of	of	ADP
cjrl-2297	132	290	borrowers	borrower	NOUN
cjrl-2297	132	291	stemming	stem	VERB
cjrl-2297	132	292	from	from	ADP
cjrl-2297	132	293	the	the	DET
cjrl-2297	132	294	erratic	erratic	ADJ
cjrl-2297	132	295	financial	financial	ADJ
cjrl-2297	132	296	market	market	NOUN
cjrl-2297	132	297	is	be	AUX
cjrl-2297	132	298	reviewed	review	VERB
cjrl-2297	132	299	herein	herein	NOUN
cjrl-2297	132	300	as	as	ADP
cjrl-2297	132	301	an	an	DET
cjrl-2297	132	302	analysis	analysis	NOUN
cjrl-2297	132	303	to	to	PART
cjrl-2297	132	304	enhance	enhance	VERB
cjrl-2297	132	305	the	the	DET
cjrl-2297	132	306	stability	stability	NOUN
cjrl-2297	132	307	of	of	ADP
cjrl-2297	132	308	the	the	DET
cjrl-2297	132	309	higher	high	ADJ
cjrl-2297	132	310	education	education	NOUN
cjrl-2297	132	311	system.51	system.51	NOUN
cjrl-2297	132	312	the	the	DET
cjrl-2297	132	313	fluctuating	fluctuate	VERB
cjrl-2297	132	314	political	political	ADJ
cjrl-2297	132	315	climate	climate	NOUN
cjrl-2297	132	316	regarding	regard	VERB
cjrl-2297	132	317	student	student	NOUN
cjrl-2297	132	318	loans	loan	NOUN
cjrl-2297	132	319	further	far	ADV
cjrl-2297	132	320	contributes	contribute	VERB
cjrl-2297	132	321	to	to	ADP
cjrl-2297	132	322	the	the	DET
cjrl-2297	132	323	uncertainty	uncertainty	NOUN
cjrl-2297	132	324	that	that	SCONJ
cjrl-2297	132	325	college	college	NOUN
cjrl-2297	132	326	students	student	NOUN
cjrl-2297	132	327	and	and	CCONJ
cjrl-2297	132	328	their	their	PRON
cjrl-2297	132	329	families	family	NOUN
cjrl-2297	132	330	experience	experience	VERB
cjrl-2297	132	331	as	as	SCONJ
cjrl-2297	132	332	they	they	PRON
cjrl-2297	132	333	deplete	deplete	VERB
cjrl-2297	132	334	their	their	PRON
cjrl-2297	132	335	personal	personal	ADJ
cjrl-2297	132	336	savings	saving	NOUN
cjrl-2297	132	337	to	to	PART
cjrl-2297	132	338	finance	finance	VERB
cjrl-2297	132	339	their	their	PRON
cjrl-2297	132	340	degrees.52	degrees.52	NOUN
cjrl-2297	132	341	the	the	DET
cjrl-2297	132	342	41	41	NUM
cjrl-2297	132	343	see	see	NOUN
cjrl-2297	132	344	luttrell	luttrell	PROPN
cjrl-2297	132	345	,	,	PUNCT
cjrl-2297	132	346	supra	supra	PROPN
cjrl-2297	132	347	note	note	PROPN
cjrl-2297	132	348	37	37	NUM
cjrl-2297	132	349	(	(	PUNCT
cjrl-2297	132	350	reporting	report	VERB
cjrl-2297	132	351	that	that	SCONJ
cjrl-2297	132	352	the	the	DET
cjrl-2297	132	353	average	average	ADJ
cjrl-2297	132	354	american	american	ADJ
cjrl-2297	132	355	family	family	NOUN
cjrl-2297	132	356	lost	lose	VERB
cjrl-2297	132	357	$	$	SYM
cjrl-2297	132	358	50,000	50,000	NUM
cjrl-2297	132	359	to	to	PART
cjrl-2297	132	360	$	$	SYM
cjrl-2297	132	361	120,000	120,000	NUM
cjrl-2297	132	362	in	in	ADP
cjrl-2297	132	363	potential	potential	ADJ
cjrl-2297	132	364	earnings	earning	NOUN
cjrl-2297	132	365	with	with	ADP
cjrl-2297	132	366	a	a	DET
cjrl-2297	132	367	collective	collective	ADJ
cjrl-2297	132	368	decline	decline	NOUN
cjrl-2297	132	369	in	in	ADP
cjrl-2297	132	370	household	household	NOUN
cjrl-2297	132	371	wealth	wealth	NOUN
cjrl-2297	132	372	of	of	ADP
cjrl-2297	132	373	$	$	SYM
cjrl-2297	132	374	16	16	NUM
cjrl-2297	132	375	trillion	trillion	NUM
cjrl-2297	132	376	during	during	ADP
cjrl-2297	132	377	the	the	DET
cjrl-2297	132	378	period	period	NOUN
cjrl-2297	132	379	of	of	ADP
cjrl-2297	132	380	the	the	DET
cjrl-2297	132	381	great	great	ADJ
cjrl-2297	132	382	recession	recession	NOUN
cjrl-2297	132	383	)	)	PUNCT
cjrl-2297	132	384	;	;	PUNCT
cjrl-2297	132	385	u.s	u.s	PROPN
cjrl-2297	132	386	.	.	PROPN
cjrl-2297	132	387	congress	congress	PROPN
cjrl-2297	132	388	,	,	PUNCT
cjrl-2297	132	389	joint	joint	ADJ
cjrl-2297	132	390	econ	econ	NOUN
cjrl-2297	132	391	.	.	PUNCT
cjrl-2297	133	1	comm	comm	NOUN
cjrl-2297	133	2	.	.	PUNCT
cjrl-2297	134	1	,	,	PUNCT
cjrl-2297	134	2	assessing	assess	VERB
cjrl-2297	134	3	the	the	DET
cjrl-2297	134	4	impact	impact	NOUN
cjrl-2297	134	5	of	of	ADP
cjrl-2297	134	6	the	the	DET
cjrl-2297	134	7	great	great	ADJ
cjrl-2297	134	8	recession	recession	NOUN
cjrl-2297	134	9	across	across	ADP
cjrl-2297	134	10	the	the	DET
cjrl-2297	134	11	states	state	NOUN
cjrl-2297	134	12	(	(	PUNCT
cjrl-2297	134	13	2010	2010	NUM
cjrl-2297	134	14	)	)	PUNCT
cjrl-2297	134	15	,	,	PUNCT
cjrl-2297	134	16	available	available	ADJ
cjrl-2297	134	17	at	at	ADP
cjrl-2297	134	18	http://journalistsresource.org/wp-content/uploads/2011/09/assessing.pdf	http://journalistsresource.org/wp-content/uploads/2011/09/assessing.pdf	NOUN
cjrl-2297	134	19	.	.	PUNCT
cjrl-2297	135	1	42	42	NUM
cjrl-2297	135	2	see	see	VERB
cjrl-2297	135	3	,	,	PUNCT
cjrl-2297	135	4	taylor	taylor	PROPN
cjrl-2297	135	5	supra	supra	PROPN
cjrl-2297	135	6	note	note	PROPN
cjrl-2297	135	7	29	29	NUM
cjrl-2297	135	8	;	;	PUNCT
cjrl-2297	135	9	see	see	VERB
cjrl-2297	135	10	also	also	ADV
cjrl-2297	135	11	stiglitz	stiglitz	PROPN
cjrl-2297	135	12	,	,	PUNCT
cjrl-2297	135	13	supra	supra	PROPN
cjrl-2297	135	14	note	note	PROPN
cjrl-2297	135	15	38	38	NUM
cjrl-2297	135	16	;	;	PUNCT
cjrl-2297	135	17	see	see	VERB
cjrl-2297	135	18	generally	generally	ADV
cjrl-2297	135	19	jackson	jackson	PROPN
cjrl-2297	135	20	toby	toby	PROPN
cjrl-2297	135	21	,	,	PUNCT
cjrl-2297	135	22	the	the	DET
cjrl-2297	135	23	looming	loom	VERB
cjrl-2297	135	24	student	student	NOUN
cjrl-2297	135	25	loan	loan	NOUN
cjrl-2297	135	26	crisis	crisis	NOUN
cjrl-2297	135	27	,	,	PUNCT
cjrl-2297	135	28	the	the	DET
cjrl-2297	135	29	american	american	PROPN
cjrl-2297	135	30	(	(	PUNCT
cjrl-2297	135	31	may	may	PROPN
cjrl-2297	135	32	14	14	NUM
cjrl-2297	135	33	,	,	PUNCT
cjrl-2297	135	34	2013	2013	NUM
cjrl-2297	135	35	)	)	PUNCT
cjrl-2297	135	36	,	,	PUNCT
cjrl-2297	135	37	http://www.american.com/archive/2013/may/the-looming-student-loan-crisis	http://www.american.com/archive/2013/may/the-looming-student-loan-crisis	NOUN
cjrl-2297	135	38	;	;	PUNCT
cjrl-2297	135	39	henry	henry	PROPN
cjrl-2297	135	40	,	,	PUNCT
cjrl-2297	135	41	supra	supra	PROPN
cjrl-2297	135	42	note	note	VERB
cjrl-2297	135	43	39	39	NUM
cjrl-2297	135	44	.	.	PUNCT
cjrl-2297	136	1	43	43	NUM
cjrl-2297	136	2	see	see	VERB
cjrl-2297	136	3	latanya	latanya	PROPN
cjrl-2297	136	4	brown	brown	PROPN
cjrl-2297	136	5	&	&	CCONJ
cjrl-2297	136	6	daren	daren	PROPN
cjrl-2297	136	7	a.	a.	PROPN
cjrl-2297	136	8	conrad	conrad	PROPN
cjrl-2297	136	9	,	,	PUNCT
cjrl-2297	136	10	the	the	DET
cjrl-2297	136	11	foreclosure	foreclosure	NOUN
cjrl-2297	136	12	crisis	crisis	NOUN
cjrl-2297	136	13	,	,	PUNCT
cjrl-2297	136	14	parent	parent	NOUN
cjrl-2297	136	15	plus	plus	CCONJ
cjrl-2297	136	16	loan	loan	NOUN
cjrl-2297	136	17	approvals	approval	NOUN
cjrl-2297	136	18	,	,	PUNCT
cjrl-2297	136	19	and	and	CCONJ
cjrl-2297	136	20	minority	minority	NOUN
cjrl-2297	136	21	college	college	NOUN
cjrl-2297	136	22	enrollment	enrollment	NOUN
cjrl-2297	136	23	:	:	PUNCT
cjrl-2297	136	24	is	be	AUX
cjrl-2297	136	25	there	there	PRON
cjrl-2297	136	26	a	a	DET
cjrl-2297	136	27	link	link	NOUN
cjrl-2297	136	28	?	?	PUNCT
cjrl-2297	136	29	,	,	PUNCT
cjrl-2297	136	30	3	3	NUM
cjrl-2297	136	31	am	be	AUX
cjrl-2297	136	32	int’l	int’l	NOUN
cjrl-2297	136	33	j.	j.	PROPN
cjrl-2297	136	34	of	of	ADP
cjrl-2297	136	35	contemp	contemp	NOUN
cjrl-2297	136	36	.	.	PUNCT
cjrl-2297	137	1	res	re	NOUN
cjrl-2297	137	2	.	.	PUNCT
cjrl-2297	138	1	(	(	PUNCT
cjrl-2297	138	2	jan	jan	PROPN
cjrl-2297	138	3	.	.	PROPN
cjrl-2297	138	4	2013	2013	NUM
cjrl-2297	138	5	)	)	PUNCT
cjrl-2297	138	6	,	,	PUNCT
cjrl-2297	138	7	available	available	ADJ
cjrl-2297	138	8	at	at	ADP
cjrl-2297	138	9	http://www.aijcrnet.com/journals/	http://www.aijcrnet.com/journals/	X
cjrl-2297	138	10	vol_3_no_1_january_2013/9.pdf	vol_3_no_1_january_2013/9.pdf	NOUN
cjrl-2297	138	11	.	.	PUNCT
cjrl-2297	139	1	44	44	NUM
cjrl-2297	140	1	i	i	PRON
cjrl-2297	140	2	d.	d.	PROPN
cjrl-2297	140	3	45	45	NUM
cjrl-2297	141	1	i	i	PRON
cjrl-2297	141	2	d.	d.	PROPN
cjrl-2297	141	3	46	46	NUM
cjrl-2297	142	1	i	i	PRON
cjrl-2297	142	2	d.	d.	PROPN
cjrl-2297	142	3	47	47	NUM
cjrl-2297	143	1	i	i	PRON
cjrl-2297	143	2	d.	d.	PROPN
cjrl-2297	143	3	48	48	NUM
cjrl-2297	144	1	i	i	PRON
cjrl-2297	144	2	d.	d.	PROPN
cjrl-2297	144	3	49	49	NUM
cjrl-2297	144	4	see	see	VERB
cjrl-2297	144	5	stiglitz	stiglitz	PROPN
cjrl-2297	144	6	,	,	PUNCT
cjrl-2297	144	7	supra	supra	PROPN
cjrl-2297	144	8	note	note	NOUN
cjrl-2297	144	9	38	38	NUM
cjrl-2297	144	10	.	.	NOUN
cjrl-2297	145	1	50	50	NUM
cjrl-2297	145	2	see	see	VERB
cjrl-2297	145	3	generally	generally	ADV
cjrl-2297	145	4	consumer	consumer	NOUN
cjrl-2297	145	5	financial	financial	PROPN
cjrl-2297	145	6	protection	protection	PROPN
cjrl-2297	145	7	bureau	bureau	PROPN
cjrl-2297	145	8	,	,	PUNCT
cjrl-2297	145	9	ann	ann	PROPN
cjrl-2297	145	10	.	.	PROPN
cjrl-2297	145	11	rep	rep	PROPN
cjrl-2297	145	12	.	.	PROPN
cjrl-2297	145	13	of	of	ADP
cjrl-2297	145	14	the	the	DET
cjrl-2297	145	15	cfpb	cfpb	NOUN
cjrl-2297	145	16	student	student	NOUN
cjrl-2297	145	17	loan	loan	NOUN
cjrl-2297	145	18	ombudsman	ombudsman	NOUN
cjrl-2297	145	19	(	(	PUNCT
cjrl-2297	145	20	oct	oct	PROPN
cjrl-2297	145	21	.	.	PROPN
cjrl-2297	145	22	16	16	NUM
cjrl-2297	145	23	,	,	PUNCT
cjrl-2297	145	24	2013	2013	NUM
cjrl-2297	145	25	)	)	PUNCT
cjrl-2297	145	26	;	;	PUNCT
cjrl-2297	145	27	ilyce	ilyce	PROPN
cjrl-2297	145	28	r.	r.	PROPN
cjrl-2297	145	29	glink	glink	PROPN
cjrl-2297	145	30	&	&	CCONJ
cjrl-2297	145	31	samuel	samuel	PROPN
cjrl-2297	145	32	j.	j.	PROPN
cjrl-2297	145	33	tamkin	tamkin	PROPN
cjrl-2297	145	34	,	,	PUNCT
cjrl-2297	145	35	real	real	ADJ
cjrl-2297	145	36	estate	estate	NOUN
cjrl-2297	145	37	matters	matter	NOUN
cjrl-2297	145	38	:	:	PUNCT
cjrl-2297	145	39	is	be	AUX
cjrl-2297	145	40	the	the	DET
cjrl-2297	145	41	housing	housing	NOUN
cjrl-2297	145	42	crisis	crisis	NOUN
cjrl-2297	145	43	over	over	ADP
cjrl-2297	145	44	?	?	PUNCT
cjrl-2297	146	1	maybe	maybe	ADV
cjrl-2297	146	2	not	not	PART
cjrl-2297	146	3	for	for	ADP
cjrl-2297	146	4	minorities	minority	NOUN
cjrl-2297	146	5	.	.	PUNCT
cjrl-2297	146	6	,	,	PUNCT
cjrl-2297	146	7	washington	washington	PROPN
cjrl-2297	146	8	post	post	PROPN
cjrl-2297	146	9	(	(	PUNCT
cjrl-2297	146	10	june	june	PROPN
cjrl-2297	146	11	11	11	NUM
cjrl-2297	146	12	,	,	PUNCT
cjrl-2297	146	13	2013	2013	NUM
cjrl-2297	146	14	,	,	PUNCT
cjrl-2297	146	15	5:30	5:30	NUM
cjrl-2297	146	16	am	am	NOUN
cjrl-2297	146	17	)	)	PUNCT
cjrl-2297	146	18	,	,	PUNCT
cjrl-2297	146	19	http://www.washingtonpost.com/blogs/where-welive/wp/2013/06/11/real-estate-matters-is-the-housing-crisis-over-maybe-not-for-minorities/	http://www.washingtonpost.com/blogs/where-welive/wp/2013/06/11/real-estate-matters-is-the-housing-crisis-over-maybe-not-for-minorities/	NOUN
cjrl-2297	146	20	;	;	PUNCT
cjrl-2297	146	21	see	see	VERB
cjrl-2297	146	22	henry	henry	PROPN
cjrl-2297	146	23	,	,	PUNCT
cjrl-2297	146	24	supra	supra	PROPN
cjrl-2297	146	25	note	note	VERB
cjrl-2297	146	26	39	39	NUM
cjrl-2297	146	27	.	.	PUNCT
cjrl-2297	147	1	51	51	NUM
cjrl-2297	147	2	see	see	VERB
cjrl-2297	147	3	consumer	consumer	NOUN
cjrl-2297	147	4	financial	financial	PROPN
cjrl-2297	147	5	protection	protection	PROPN
cjrl-2297	147	6	bureau	bureau	PROPN
cjrl-2297	147	7	,	,	PUNCT
cjrl-2297	147	8	supra	supra	PROPN
cjrl-2297	147	9	note	note	VERB
cjrl-2297	147	10	50	50	NUM
cjrl-2297	147	11	.	.	NUM
cjrl-2297	148	1	52	52	NUM
cjrl-2297	148	2	see	see	VERB
cjrl-2297	148	3	bipartisan	bipartisan	ADJ
cjrl-2297	148	4	student	student	NOUN
cjrl-2297	148	5	loan	loan	NOUN
cjrl-2297	148	6	certainty	certainty	PROPN
cjrl-2297	148	7	act	act	NOUN
cjrl-2297	148	8	of	of	ADP
cjrl-2297	148	9	2013	2013	NUM
cjrl-2297	148	10	,	,	PUNCT
cjrl-2297	148	11	pub	pub	NOUN
cjrl-2297	148	12	.	.	PUNCT
cjrl-2297	149	1	l.	l.	PROPN
cjrl-2297	149	2	no	no	INTJ
cjrl-2297	149	3	.	.	PROPN
cjrl-2297	150	1	113	113	NUM
cjrl-2297	150	2	-	-	SYM
cjrl-2297	150	3	28	28	NUM
cjrl-2297	150	4	,	,	PUNCT
cjrl-2297	150	5	127	127	NUM
cjrl-2297	150	6	stat	stat	NOUN
cjrl-2297	150	7	.	.	PUNCT
cjrl-2297	151	1	506	506	NUM
cjrl-2297	151	2	(	(	PUNCT
cjrl-2297	151	3	to	to	PART
cjrl-2297	151	4	be	be	AUX
cjrl-2297	151	5	codified	codify	VERB
cjrl-2297	151	6	as	as	SCONJ
cjrl-2297	151	7	amended	amend	VERB
cjrl-2297	151	8	at	at	ADP
cjrl-2297	151	9	20	20	NUM
cjrl-2297	151	10	u.s.c	u.s.c	ADJ
cjrl-2297	151	11	.	.	PUNCT
cjrl-2297	151	12	1087e(b	1087e(b	NUM
cjrl-2297	151	13	)	)	PUNCT
cjrl-2297	151	14	)	)	PUNCT
cjrl-2297	151	15	;	;	PUNCT
cjrl-2297	151	16	see	see	VERB
cjrl-2297	151	17	also	also	ADV
cjrl-2297	151	18	jenna	jenna	PROPN
cjrl-2297	151	19	johnson	johnson	PROPN
cjrl-2297	151	20	,	,	PUNCT
cjrl-2297	151	21	congress	congress	PROPN
cjrl-2297	151	22	approves	approve	VERB
cjrl-2297	151	23	student	student	NOUN
cjrl-2297	151	24	loan	loan	NOUN
cjrl-2297	151	25	plan	plan	NOUN
cjrl-2297	151	26	,	,	PUNCT
cjrl-2297	151	27	washington	washington	PROPN
cjrl-2297	151	28	post	post	PROPN
cjrl-2297	151	29	(	(	PUNCT
cjrl-2297	151	30	aug	aug	PROPN
cjrl-2297	151	31	.	.	PROPN
cjrl-2297	151	32	9	9	NUM
cjrl-2297	151	33	,	,	PUNCT
cjrl-2297	151	34	2013	2013	NUM
cjrl-2297	151	35	)	)	PUNCT
cjrl-2297	151	36	,	,	PUNCT
cjrl-2297	151	37	http://www.washingtonpost.com/politics/obama-signs-student-loan-interest-rate-legislation-into-law/2013/08/	http://www.washingtonpost.com/politics/obama-signs-student-loan-interest-rate-legislation-into-law/2013/08/	NOUN
cjrl-2297	151	38	09/98fb0426	09/98fb0426	PROPN
cjrl-2297	151	39	-	-	PUNCT
cjrl-2297	151	40	00f2	00f2	NUM
cjrl-2297	151	41	-	-	PUNCT
cjrl-2297	151	42	11e3	11e3	NUM
cjrl-2297	151	43	-	-	PUNCT
cjrl-2297	151	44	9711	9711	NUM
cjrl-2297	151	45	-	-	PUNCT
cjrl-2297	151	46	3708310f6f4d_story.html	3708310f6f4d_story.html	NUM
cjrl-2297	151	47	.	.	PUNCT
cjrl-2297	152	1	(	(	PUNCT
cjrl-2297	152	2	“	"	PUNCT
cjrl-2297	152	3	the	the	DET
cjrl-2297	152	4	rate	rate	NOUN
cjrl-2297	152	5	for	for	ADP
cjrl-2297	152	6	plus	plus	CCONJ
cjrl-2297	152	7	loans	loan	NOUN
cjrl-2297	152	8	,	,	PUNCT
cjrl-2297	152	9	which	which	PRON
cjrl-2297	152	10	are	be	AUX
cjrl-2297	152	11	taken	take	VERB
cjrl-2297	152	12	out	out	ADP
cjrl-2297	152	13	by	by	ADP
cjrl-2297	152	14	parents	parent	NOUN
cjrl-2297	152	15	of	of	ADP
cjrl-2297	152	16	students	student	NOUN
cjrl-2297	152	17	and	and	CCONJ
cjrl-2297	152	18	graduate	graduate	ADJ
cjrl-2297	152	19	students	student	NOUN
cjrl-2297	152	20	,	,	PUNCT
cjrl-2297	152	21	is	be	AUX
cjrl-2297	152	22	6.41	6.41	NUM
cjrl-2297	152	23	percent	percent	NOUN
cjrl-2297	152	24	.	.	PUNCT
cjrl-2297	153	1	these	these	DET
cjrl-2297	153	2	rates	rate	NOUN
cjrl-2297	153	3	will	will	AUX
cjrl-2297	153	4	lock	lock	VERB
cjrl-2297	153	5	in	in	ADP
cjrl-2297	153	6	for	for	ADP
cjrl-2297	153	7	the	the	DET
cjrl-2297	153	8	lifetime	lifetime	NOUN
cjrl-2297	153	9	of	of	ADP
cjrl-2297	153	10	the	the	DET
cjrl-2297	153	11	loan	loan	NOUN
cjrl-2297	153	12	.	.	PUNCT
cjrl-2297	154	1	all	all	PRON
cjrl-2297	154	2	are	be	AUX
cjrl-2297	154	3	lower	low	ADJ
cjrl-2297	154	4	than	than	ADP
cjrl-2297	154	5	the	the	DET
cjrl-2297	154	6	2014	2014	NUM
cjrl-2297	154	7	columbia	columbia	PROPN
cjrl-2297	154	8	journal	journal	PROPN
cjrl-2297	154	9	of	of	ADP
cjrl-2297	154	10	race	race	NOUN
cjrl-2297	154	11	and	and	CCONJ
cjrl-2297	154	12	law	law	NOUN
cjrl-2297	154	13	137	137	NUM
cjrl-2297	154	14	forthcoming	forthcoming	ADJ
cjrl-2297	154	15	reauthorization	reauthorization	NOUN
cjrl-2297	154	16	of	of	ADP
cjrl-2297	154	17	the	the	DET
cjrl-2297	154	18	hea	hea	PROPN
cjrl-2297	154	19	provides	provide	VERB
cjrl-2297	154	20	a	a	DET
cjrl-2297	154	21	prime	prime	ADJ
cjrl-2297	154	22	opportunity	opportunity	NOUN
cjrl-2297	154	23	for	for	SCONJ
cjrl-2297	154	24	legislative	legislative	ADJ
cjrl-2297	154	25	and	and	CCONJ
cjrl-2297	154	26	administrative	administrative	ADJ
cjrl-2297	154	27	interests	interest	NOUN
cjrl-2297	154	28	to	to	PART
cjrl-2297	154	29	converge	converge	VERB
cjrl-2297	154	30	for	for	ADP
cjrl-2297	154	31	the	the	DET
cjrl-2297	154	32	benefit	benefit	NOUN
cjrl-2297	154	33	of	of	ADP
cjrl-2297	154	34	college	college	NOUN
cjrl-2297	154	35	students	student	NOUN
cjrl-2297	154	36	of	of	ADP
cjrl-2297	154	37	modest	modest	ADJ
cjrl-2297	154	38	means	mean	NOUN
cjrl-2297	154	39	that	that	SCONJ
cjrl-2297	154	40	the	the	DET
cjrl-2297	154	41	federal	federal	ADJ
cjrl-2297	154	42	financial	financial	ADJ
cjrl-2297	154	43	aid	aid	NOUN
cjrl-2297	154	44	program	program	NOUN
cjrl-2297	154	45	was	be	AUX
cjrl-2297	154	46	established	establish	VERB
cjrl-2297	154	47	to	to	PART
cjrl-2297	154	48	serve.53	serve.53	VERB
cjrl-2297	154	49	the	the	DET
cjrl-2297	154	50	evolving	evolve	VERB
cjrl-2297	154	51	use	use	NOUN
cjrl-2297	154	52	of	of	ADP
cjrl-2297	154	53	the	the	DET
cjrl-2297	154	54	creditworthiness	creditworthiness	NOUN
cjrl-2297	154	55	factor	factor	NOUN
cjrl-2297	154	56	in	in	ADP
cjrl-2297	154	57	determining	determine	VERB
cjrl-2297	154	58	financial	financial	ADJ
cjrl-2297	154	59	aid	aid	NOUN
cjrl-2297	154	60	has	have	VERB
cjrl-2297	154	61	drastic	drastic	ADJ
cjrl-2297	154	62	consequences	consequence	NOUN
cjrl-2297	154	63	for	for	ADP
cjrl-2297	154	64	students	student	NOUN
cjrl-2297	154	65	in	in	ADP
cjrl-2297	154	66	financial	financial	ADJ
cjrl-2297	154	67	need	need	NOUN
cjrl-2297	154	68	,	,	PUNCT
cjrl-2297	154	69	especially	especially	ADV
cjrl-2297	154	70	for	for	ADP
cjrl-2297	154	71	students	student	NOUN
cjrl-2297	154	72	of	of	ADP
cjrl-2297	154	73	color.54	color.54	PROPN
cjrl-2297	154	74	this	this	DET
cjrl-2297	154	75	article	article	NOUN
cjrl-2297	154	76	examines	examine	VERB
cjrl-2297	154	77	the	the	DET
cjrl-2297	154	78	historical	historical	ADJ
cjrl-2297	154	79	context	context	NOUN
cjrl-2297	154	80	of	of	ADP
cjrl-2297	154	81	the	the	DET
cjrl-2297	154	82	plus	plus	CCONJ
cjrl-2297	154	83	loan	loan	NOUN
cjrl-2297	154	84	program	program	NOUN
cjrl-2297	154	85	to	to	PART
cjrl-2297	154	86	determine	determine	VERB
cjrl-2297	154	87	the	the	DET
cjrl-2297	154	88	past	past	NOUN
cjrl-2297	154	89	,	,	PUNCT
cjrl-2297	154	90	present	present	ADJ
cjrl-2297	154	91	,	,	PUNCT
cjrl-2297	154	92	and	and	CCONJ
cjrl-2297	154	93	future	future	NOUN
cjrl-2297	154	94	of	of	ADP
cjrl-2297	154	95	federal	federal	ADJ
cjrl-2297	154	96	financial	financial	ADJ
cjrl-2297	154	97	aid	aid	NOUN
cjrl-2297	154	98	in	in	ADP
cjrl-2297	154	99	light	light	NOUN
cjrl-2297	154	100	of	of	ADP
cjrl-2297	154	101	the	the	DET
cjrl-2297	154	102	current	current	ADJ
cjrl-2297	154	103	financial	financial	ADJ
cjrl-2297	154	104	crisis	crisis	NOUN
cjrl-2297	154	105	.	.	PUNCT
cjrl-2297	155	1	it	it	PRON
cjrl-2297	155	2	also	also	ADV
cjrl-2297	155	3	examines	examine	VERB
cjrl-2297	155	4	public	public	ADJ
cjrl-2297	155	5	policy	policy	NOUN
cjrl-2297	155	6	arguments	argument	NOUN
cjrl-2297	155	7	and	and	CCONJ
cjrl-2297	155	8	proposes	propose	VERB
cjrl-2297	155	9	financially	financially	ADV
cjrl-2297	155	10	sound	sound	ADJ
cjrl-2297	155	11	tactics	tactic	NOUN
cjrl-2297	155	12	for	for	ADP
cjrl-2297	155	13	balancing	balance	VERB
cjrl-2297	155	14	the	the	DET
cjrl-2297	155	15	competing	compete	VERB
cjrl-2297	155	16	interests	interest	NOUN
cjrl-2297	155	17	of	of	ADP
cjrl-2297	155	18	risk	risk	NOUN
cjrl-2297	155	19	adverse	adverse	ADJ
cjrl-2297	155	20	creditors	creditor	NOUN
cjrl-2297	155	21	and	and	CCONJ
cjrl-2297	155	22	welldeserving	welldeserve	VERB
cjrl-2297	155	23	college	college	NOUN
cjrl-2297	155	24	students	student	NOUN
cjrl-2297	155	25	.	.	PUNCT
cjrl-2297	156	1	further	far	ADV
cjrl-2297	156	2	,	,	PUNCT
cjrl-2297	156	3	this	this	DET
cjrl-2297	156	4	article	article	NOUN
cjrl-2297	156	5	analyzes	analyze	VERB
cjrl-2297	156	6	the	the	DET
cjrl-2297	156	7	applicable	applicable	ADJ
cjrl-2297	156	8	financial	financial	ADJ
cjrl-2297	156	9	aid	aid	NOUN
cjrl-2297	156	10	policies	policy	NOUN
cjrl-2297	156	11	that	that	PRON
cjrl-2297	156	12	stem	stem	VERB
cjrl-2297	156	13	from	from	ADP
cjrl-2297	156	14	the	the	DET
cjrl-2297	156	15	hea	hea	PROPN
cjrl-2297	156	16	subject	subject	NOUN
cjrl-2297	156	17	to	to	ADP
cjrl-2297	156	18	periodic	periodic	ADJ
cjrl-2297	156	19	reauthorization.55	reauthorization.55	NOUN
cjrl-2297	156	20	part	part	NOUN
cjrl-2297	156	21	ii	ii	PROPN
cjrl-2297	156	22	of	of	ADP
cjrl-2297	156	23	this	this	DET
cjrl-2297	156	24	article	article	NOUN
cjrl-2297	156	25	describes	describe	VERB
cjrl-2297	156	26	the	the	DET
cjrl-2297	156	27	higher	high	ADJ
cjrl-2297	156	28	education	education	NOUN
cjrl-2297	156	29	financial	financial	ADJ
cjrl-2297	156	30	aid	aid	NOUN
cjrl-2297	156	31	landscape	landscape	NOUN
cjrl-2297	156	32	,	,	PUNCT
cjrl-2297	156	33	and	and	CCONJ
cjrl-2297	156	34	assesses	assess	VERB
cjrl-2297	156	35	the	the	DET
cjrl-2297	156	36	public	public	ADJ
cjrl-2297	156	37	policy	policy	NOUN
cjrl-2297	156	38	of	of	ADP
cjrl-2297	156	39	reauthorizing	reauthorize	VERB
cjrl-2297	156	40	the	the	DET
cjrl-2297	156	41	hea	hea	NOUN
cjrl-2297	156	42	in	in	ADP
cjrl-2297	156	43	terms	term	NOUN
cjrl-2297	156	44	of	of	ADP
cjrl-2297	156	45	enhancing	enhance	VERB
cjrl-2297	156	46	plus	plus	CCONJ
cjrl-2297	156	47	loan	loan	NOUN
cjrl-2297	156	48	availability	availability	NOUN
cjrl-2297	156	49	.	.	PUNCT
cjrl-2297	157	1	part	part	NOUN
cjrl-2297	157	2	iii	iii	NUM
cjrl-2297	157	3	analyzes	analyze	VERB
cjrl-2297	157	4	the	the	DET
cjrl-2297	157	5	problems	problem	NOUN
cjrl-2297	157	6	inherent	inherent	ADJ
cjrl-2297	157	7	in	in	ADP
cjrl-2297	157	8	the	the	DET
cjrl-2297	157	9	current	current	ADJ
cjrl-2297	157	10	student	student	NOUN
cjrl-2297	157	11	loan	loan	NOUN
cjrl-2297	157	12	industry	industry	NOUN
cjrl-2297	157	13	,	,	PUNCT
cjrl-2297	157	14	and	and	CCONJ
cjrl-2297	157	15	addresses	address	VERB
cjrl-2297	157	16	the	the	DET
cjrl-2297	157	17	relevant	relevant	ADJ
cjrl-2297	157	18	issues	issue	NOUN
cjrl-2297	157	19	in	in	ADP
cjrl-2297	157	20	any	any	DET
cjrl-2297	157	21	subsequent	subsequent	ADJ
cjrl-2297	157	22	evaluation	evaluation	NOUN
cjrl-2297	157	23	of	of	ADP
cjrl-2297	157	24	the	the	DET
cjrl-2297	157	25	revised	revise	VERB
cjrl-2297	157	26	federal	federal	ADJ
cjrl-2297	157	27	plus	plus	CCONJ
cjrl-2297	157	28	loan	loan	NOUN
cjrl-2297	157	29	program	program	NOUN
cjrl-2297	157	30	,	,	PUNCT
cjrl-2297	157	31	particularly	particularly	ADV
cjrl-2297	157	32	as	as	SCONJ
cjrl-2297	157	33	it	it	PRON
cjrl-2297	157	34	pertains	pertain	VERB
cjrl-2297	157	35	to	to	ADP
cjrl-2297	157	36	minority	minority	NOUN
cjrl-2297	157	37	communities	community	NOUN
cjrl-2297	157	38	and	and	CCONJ
cjrl-2297	157	39	the	the	DET
cjrl-2297	157	40	institutions	institution	NOUN
cjrl-2297	157	41	that	that	PRON
cjrl-2297	157	42	serve	serve	VERB
cjrl-2297	157	43	them	they	PRON
cjrl-2297	157	44	.	.	PUNCT
cjrl-2297	158	1	part	part	NOUN
cjrl-2297	158	2	iv	iv	NUM
cjrl-2297	158	3	proposes	propose	VERB
cjrl-2297	158	4	a	a	DET
cjrl-2297	158	5	number	number	NOUN
cjrl-2297	158	6	of	of	ADP
cjrl-2297	158	7	recommendations	recommendation	NOUN
cjrl-2297	158	8	and	and	CCONJ
cjrl-2297	158	9	best	good	ADJ
cjrl-2297	158	10	practices	practice	NOUN
cjrl-2297	158	11	for	for	ADP
cjrl-2297	158	12	relieving	relieve	VERB
cjrl-2297	158	13	the	the	DET
cjrl-2297	158	14	heavy	heavy	ADJ
cjrl-2297	158	15	burden	burden	NOUN
cjrl-2297	158	16	of	of	ADP
cjrl-2297	158	17	student	student	NOUN
cjrl-2297	158	18	loan	loan	NOUN
cjrl-2297	158	19	debt	debt	NOUN
cjrl-2297	158	20	original	original	ADJ
cjrl-2297	158	21	rates	rate	NOUN
cjrl-2297	158	22	of	of	ADP
cjrl-2297	158	23	6.8	6.8	NUM
cjrl-2297	158	24	for	for	ADP
cjrl-2297	158	25	undergraduates	undergraduate	NOUN
cjrl-2297	158	26	and	and	CCONJ
cjrl-2297	158	27	graduates	graduate	NOUN
cjrl-2297	158	28	and	and	CCONJ
cjrl-2297	158	29	7.9	7.9	NUM
cjrl-2297	158	30	percent	percent	NOUN
cjrl-2297	158	31	for	for	ADP
cjrl-2297	158	32	plus	plus	CCONJ
cjrl-2297	158	33	loans	loan	NOUN
cjrl-2297	158	34	.	.	PUNCT
cjrl-2297	159	1	the	the	DET
cjrl-2297	159	2	u.s	u.s	PROPN
cjrl-2297	159	3	.	.	PROPN
cjrl-2297	159	4	department	department	PROPN
cjrl-2297	159	5	of	of	ADP
cjrl-2297	159	6	education	education	NOUN
cjrl-2297	159	7	will	will	AUX
cjrl-2297	159	8	now	now	ADV
cjrl-2297	159	9	change	change	VERB
cjrl-2297	159	10	the	the	DET
cjrl-2297	159	11	interest	interest	NOUN
cjrl-2297	159	12	rates	rate	NOUN
cjrl-2297	159	13	and	and	CCONJ
cjrl-2297	159	14	retroactively	retroactively	ADV
cjrl-2297	159	15	apply	apply	VERB
cjrl-2297	159	16	the	the	DET
cjrl-2297	159	17	new	new	ADJ
cjrl-2297	159	18	rates	rate	NOUN
cjrl-2297	159	19	to	to	ADP
cjrl-2297	159	20	loans	loan	NOUN
cjrl-2297	159	21	taken	take	VERB
cjrl-2297	159	22	out	out	ADP
cjrl-2297	159	23	since	since	SCONJ
cjrl-2297	159	24	july	july	PROPN
cjrl-2297	159	25	1	1	NUM
cjrl-2297	160	1	[	[	X
cjrl-2297	160	2	of	of	ADP
cjrl-2297	160	3	2013	2013	NUM
cjrl-2297	160	4	]	]	PUNCT
cjrl-2297	160	5	.	.	PUNCT
cjrl-2297	160	6	”	"	PUNCT
cjrl-2297	160	7	)	)	PUNCT
cjrl-2297	160	8	.	.	PUNCT
cjrl-2297	161	1	53	53	NUM
cjrl-2297	161	2	letter	letter	NOUN
cjrl-2297	161	3	from	from	ADP
cjrl-2297	161	4	tom	tom	PROPN
cjrl-2297	161	5	harkin	harkin	PROPN
cjrl-2297	161	6	,	,	PUNCT
cjrl-2297	161	7	chairman	chairman	NOUN
cjrl-2297	161	8	,	,	PUNCT
cjrl-2297	161	9	u.s	u.s	PROPN
cjrl-2297	161	10	.	.	PROPN
cjrl-2297	161	11	senate	senate	PROPN
cjrl-2297	161	12	committee	committee	PROPN
cjrl-2297	161	13	on	on	ADP
cjrl-2297	161	14	health	health	NOUN
cjrl-2297	161	15	,	,	PUNCT
cjrl-2297	161	16	education	education	NOUN
cjrl-2297	161	17	,	,	PUNCT
cjrl-2297	161	18	labor	labor	NOUN
cjrl-2297	161	19	,	,	PUNCT
cjrl-2297	161	20	and	and	CCONJ
cjrl-2297	161	21	pensions	pension	NOUN
cjrl-2297	161	22	,	,	PUNCT
cjrl-2297	161	23	to	to	ADP
cjrl-2297	161	24	higher	high	ADJ
cjrl-2297	161	25	education	education	NOUN
cjrl-2297	161	26	stakeholder	stakeholder	NOUN
cjrl-2297	161	27	(	(	PUNCT
cjrl-2297	161	28	sept	sept	PROPN
cjrl-2297	161	29	.	.	PROPN
cjrl-2297	161	30	16	16	NUM
cjrl-2297	161	31	,	,	PUNCT
cjrl-2297	161	32	2013	2013	NUM
cjrl-2297	161	33	)	)	PUNCT
cjrl-2297	161	34	,	,	PUNCT
cjrl-2297	161	35	http://www.help.senate.gov/imo/media/doc/hea%20stakeholder%	http://www.help.senate.gov/imo/media/doc/hea%20stakeholder%	NOUN
cjrl-2297	161	36	20letter%209.17.13.pdf	20letter%209.17.13.pdf	NUM
cjrl-2297	161	37	;	;	PUNCT
cjrl-2297	161	38	keeping	keep	VERB
cjrl-2297	161	39	college	college	NOUN
cjrl-2297	161	40	within	within	ADP
cjrl-2297	161	41	reach	reach	NOUN
cjrl-2297	161	42	:	:	PUNCT
cjrl-2297	161	43	the	the	DET
cjrl-2297	161	44	role	role	NOUN
cjrl-2297	161	45	of	of	ADP
cjrl-2297	161	46	federal	federal	ADJ
cjrl-2297	161	47	student	student	NOUN
cjrl-2297	161	48	aid	aid	NOUN
cjrl-2297	161	49	programs	program	NOUN
cjrl-2297	161	50	:	:	PUNCT
cjrl-2297	161	51	hearing	hear	VERB
cjrl-2297	161	52	before	before	ADP
cjrl-2297	161	53	the	the	DET
cjrl-2297	161	54	subcomm	subcomm	NOUN
cjrl-2297	161	55	.	.	PUNCT
cjrl-2297	162	1	on	on	ADP
cjrl-2297	162	2	higher	high	ADJ
cjrl-2297	162	3	educ	educ	NOUN
cjrl-2297	162	4	.	.	PUNCT
cjrl-2297	163	1	and	and	CCONJ
cjrl-2297	163	2	workforce	workforce	NOUN
cjrl-2297	163	3	training	training	NOUN
cjrl-2297	163	4	of	of	ADP
cjrl-2297	163	5	the	the	DET
cjrl-2297	163	6	comm	comm	NOUN
cjrl-2297	163	7	.	.	PUNCT
cjrl-2297	164	1	on	on	ADP
cjrl-2297	164	2	educ	educ	PROPN
cjrl-2297	164	3	.	.	PUNCT
cjrl-2297	165	1	and	and	CCONJ
cjrl-2297	165	2	the	the	DET
cjrl-2297	165	3	workforce	workforce	NOUN
cjrl-2297	165	4	,	,	PUNCT
cjrl-2297	165	5	113	113	NUM
cjrl-2297	165	6	cong	cong	NOUN
cjrl-2297	165	7	.	.	PUNCT
cjrl-2297	165	8	2	2	NUM
cjrl-2297	165	9	(	(	PUNCT
cjrl-2297	165	10	2013	2013	NUM
cjrl-2297	165	11	)	)	PUNCT
cjrl-2297	165	12	(	(	PUNCT
cjrl-2297	165	13	statement	statement	NOUN
cjrl-2297	165	14	of	of	ADP
cjrl-2297	165	15	hon	hon	PROPN
cjrl-2297	165	16	.	.	PUNCT
cjrl-2297	166	1	virginia	virginia	PROPN
cjrl-2297	166	2	foxx	foxx	PROPN
cjrl-2297	166	3	,	,	PUNCT
cjrl-2297	166	4	chairwoman	chairwoman	NOUN
cjrl-2297	166	5	,	,	PUNCT
cjrl-2297	166	6	subcomm	subcomm	NOUN
cjrl-2297	166	7	.	.	PUNCT
cjrl-2297	167	1	on	on	ADP
cjrl-2297	167	2	higher	high	ADJ
cjrl-2297	167	3	education	education	NOUN
cjrl-2297	167	4	and	and	CCONJ
cjrl-2297	167	5	workforce	workforce	NOUN
cjrl-2297	167	6	training	training	NOUN
cjrl-2297	167	7	)	)	PUNCT
cjrl-2297	167	8	(	(	PUNCT
cjrl-2297	167	9	“	"	PUNCT
cjrl-2297	167	10	in	in	ADP
cjrl-2297	167	11	the	the	DET
cjrl-2297	167	12	coming	coming	ADJ
cjrl-2297	167	13	months	month	NOUN
cjrl-2297	167	14	,	,	PUNCT
cjrl-2297	167	15	we	we	PRON
cjrl-2297	167	16	will	will	AUX
cjrl-2297	167	17	work	work	VERB
cjrl-2297	167	18	together	together	ADV
cjrl-2297	167	19	to	to	PART
cjrl-2297	167	20	reauthorize	reauthorize	VERB
cjrl-2297	167	21	the	the	DET
cjrl-2297	167	22	higher	high	ADJ
cjrl-2297	167	23	education	education	PROPN
cjrl-2297	167	24	act	act	PROPN
cjrl-2297	167	25	.	.	PUNCT
cjrl-2297	168	1	established	establish	VERB
cjrl-2297	168	2	in	in	ADP
cjrl-2297	168	3	1965	1965	NUM
cjrl-2297	168	4	,	,	PUNCT
cjrl-2297	168	5	this	this	DET
cjrl-2297	168	6	law	law	NOUN
cjrl-2297	168	7	is	be	AUX
cjrl-2297	168	8	intended	intend	VERB
cjrl-2297	168	9	to	to	PART
cjrl-2297	168	10	help	help	VERB
cjrl-2297	168	11	low	low	ADJ
cjrl-2297	168	12	-	-	PUNCT
cjrl-2297	168	13	and	and	CCONJ
cjrl-2297	168	14	middle	middle	ADJ
cjrl-2297	168	15	-	-	PUNCT
cjrl-2297	168	16	income	income	NOUN
cjrl-2297	168	17	students	student	NOUN
cjrl-2297	168	18	earn	earn	VERB
cjrl-2297	168	19	a	a	DET
cjrl-2297	168	20	degree	degree	NOUN
cjrl-2297	168	21	.	.	PUNCT
cjrl-2297	168	22	.	.	PUNCT
cjrl-2297	168	23	.	.	PUNCT
cjrl-2297	169	1	.	.	PUNCT
cjrl-2297	170	1	however	however	ADV
cjrl-2297	170	2	,	,	PUNCT
cjrl-2297	170	3	more	more	ADJ
cjrl-2297	170	4	work	work	NOUN
cjrl-2297	170	5	must	must	AUX
cjrl-2297	170	6	be	be	AUX
cjrl-2297	170	7	done	do	VERB
cjrl-2297	170	8	.	.	PUNCT
cjrl-2297	171	1	college	college	NOUN
cjrl-2297	171	2	costs	cost	NOUN
cjrl-2297	171	3	continue	continue	VERB
cjrl-2297	171	4	to	to	PART
cjrl-2297	171	5	skyrocket	skyrocket	VERB
cjrl-2297	171	6	,	,	PUNCT
cjrl-2297	171	7	and	and	CCONJ
cjrl-2297	171	8	too	too	ADV
cjrl-2297	171	9	many	many	ADJ
cjrl-2297	171	10	students	student	NOUN
cjrl-2297	171	11	struggle	struggle	VERB
cjrl-2297	171	12	to	to	PART
cjrl-2297	171	13	navigate	navigate	VERB
cjrl-2297	171	14	our	our	PRON
cjrl-2297	171	15	financial	financial	ADJ
cjrl-2297	171	16	aid	aid	NOUN
cjrl-2297	171	17	system	system	NOUN
cjrl-2297	171	18	.	.	PUNCT
cjrl-2297	172	1	families	family	NOUN
cjrl-2297	172	2	face	face	VERB
cjrl-2297	172	3	uncertainty	uncertainty	NOUN
cjrl-2297	172	4	about	about	ADP
cjrl-2297	172	5	repayment	repayment	NOUN
cjrl-2297	172	6	options	option	NOUN
cjrl-2297	172	7	and	and	CCONJ
cjrl-2297	172	8	confusion	confusion	NOUN
cjrl-2297	172	9	about	about	ADP
cjrl-2297	172	10	the	the	DET
cjrl-2297	172	11	differences	difference	NOUN
cjrl-2297	172	12	between	between	ADP
cjrl-2297	172	13	various	various	ADJ
cjrl-2297	172	14	aid	aid	NOUN
cjrl-2297	172	15	programs	program	NOUN
cjrl-2297	172	16	.	.	PUNCT
cjrl-2297	172	17	”	"	PUNCT
cjrl-2297	172	18	)	)	PUNCT
cjrl-2297	172	19	;	;	PUNCT
cjrl-2297	172	20	what	what	PRON
cjrl-2297	172	21	you	you	PRON
cjrl-2297	172	22	need	need	VERB
cjrl-2297	172	23	to	to	PART
cjrl-2297	172	24	know	know	VERB
cjrl-2297	172	25	,	,	PUNCT
cjrl-2297	172	26	supra	supra	PROPN
cjrl-2297	172	27	note	note	NOUN
cjrl-2297	172	28	21	21	NUM
cjrl-2297	172	29	(	(	PUNCT
cjrl-2297	172	30	“	"	PUNCT
cjrl-2297	172	31	it	it	PRON
cjrl-2297	172	32	’s	’	VERB
cjrl-2297	172	33	true	true	ADJ
cjrl-2297	172	34	that	that	SCONJ
cjrl-2297	172	35	major	major	ADJ
cjrl-2297	172	36	changes	change	NOUN
cjrl-2297	172	37	in	in	ADP
cjrl-2297	172	38	student	student	NOUN
cjrl-2297	172	39	-	-	PUNCT
cjrl-2297	172	40	aid	aid	NOUN
cjrl-2297	172	41	policy	policy	NOUN
cjrl-2297	172	42	are	be	AUX
cjrl-2297	172	43	now	now	ADV
cjrl-2297	172	44	being	be	AUX
cjrl-2297	172	45	made	make	VERB
cjrl-2297	172	46	outside	outside	ADV
cjrl-2297	172	47	of	of	ADP
cjrl-2297	172	48	the	the	DET
cjrl-2297	172	49	reauthorization	reauthorization	NOUN
cjrl-2297	172	50	process	process	NOUN
cjrl-2297	172	51	,	,	PUNCT
cjrl-2297	172	52	in	in	ADP
cjrl-2297	172	53	spending	spending	NOUN
cjrl-2297	172	54	bills	bill	NOUN
cjrl-2297	172	55	and	and	CCONJ
cjrl-2297	172	56	federal	federal	ADJ
cjrl-2297	172	57	rules	rule	NOUN
cjrl-2297	172	58	.	.	PUNCT
cjrl-2297	173	1	that	that	DET
cjrl-2297	173	2	shift	shift	NOUN
cjrl-2297	173	3	has	have	AUX
cjrl-2297	173	4	made	make	VERB
cjrl-2297	173	5	the	the	DET
cjrl-2297	173	6	act	act	NOUN
cjrl-2297	173	7	’s	’s	PART
cjrl-2297	173	8	renewal	renewal	NOUN
cjrl-2297	173	9	less	less	ADV
cjrl-2297	173	10	momentous	momentous	ADJ
cjrl-2297	173	11	than	than	SCONJ
cjrl-2297	173	12	it	it	PRON
cjrl-2297	173	13	used	use	VERB
cjrl-2297	173	14	to	to	PART
cjrl-2297	173	15	be	be	AUX
cjrl-2297	173	16	.	.	PUNCT
cjrl-2297	174	1	still	still	ADV
cjrl-2297	174	2	,	,	PUNCT
cjrl-2297	174	3	reauthorization	reauthorization	NOUN
cjrl-2297	174	4	remains	remain	VERB
cjrl-2297	174	5	a	a	DET
cjrl-2297	174	6	major	major	ADJ
cjrl-2297	174	7	legislative	legislative	ADJ
cjrl-2297	174	8	event	event	NOUN
cjrl-2297	174	9	,	,	PUNCT
cjrl-2297	174	10	with	with	ADP
cjrl-2297	174	11	consequences	consequence	NOUN
cjrl-2297	174	12	for	for	ADP
cjrl-2297	174	13	all	all	PRON
cjrl-2297	174	14	of	of	ADP
cjrl-2297	174	15	higher	high	ADJ
cjrl-2297	174	16	education	education	NOUN
cjrl-2297	174	17	.	.	PUNCT
cjrl-2297	174	18	”	"	PUNCT
cjrl-2297	174	19	)	)	PUNCT
cjrl-2297	174	20	;	;	PUNCT
cjrl-2297	174	21	see	see	VERB
cjrl-2297	174	22	generally	generally	ADV
cjrl-2297	174	23	henry	henry	PROPN
cjrl-2297	174	24	,	,	PUNCT
cjrl-2297	174	25	supra	supra	PROPN
cjrl-2297	174	26	note	note	NOUN
cjrl-2297	174	27	39	39	NUM
cjrl-2297	174	28	,	,	PUNCT
cjrl-2297	174	29	at	at	ADP
cjrl-2297	174	30	2	2	NUM
cjrl-2297	174	31	(	(	PUNCT
cjrl-2297	174	32	“	"	PUNCT
cjrl-2297	174	33	without	without	ADP
cjrl-2297	174	34	proactive	proactive	ADJ
cjrl-2297	174	35	policy	policy	NOUN
cjrl-2297	174	36	interventions	intervention	NOUN
cjrl-2297	174	37	,	,	PUNCT
cjrl-2297	174	38	americans	americans	PROPN
cjrl-2297	174	39	stand	stand	VERB
cjrl-2297	174	40	to	to	PART
cjrl-2297	174	41	lose	lose	VERB
cjrl-2297	174	42	hundreds	hundred	NOUN
cjrl-2297	174	43	of	of	ADP
cjrl-2297	174	44	billions	billion	NOUN
cjrl-2297	174	45	more	more	ADJ
cjrl-2297	174	46	in	in	ADP
cjrl-2297	174	47	wealth	wealth	NOUN
cjrl-2297	174	48	,	,	PUNCT
cjrl-2297	174	49	and	and	CCONJ
cjrl-2297	174	50	the	the	DET
cjrl-2297	174	51	racial	racial	ADJ
cjrl-2297	174	52	wealth	wealth	NOUN
cjrl-2297	174	53	gap	gap	NOUN
cjrl-2297	174	54	will	will	AUX
cjrl-2297	174	55	only	only	ADV
cjrl-2297	174	56	continue	continue	VERB
cjrl-2297	174	57	to	to	PART
cjrl-2297	174	58	widen	widen	VERB
cjrl-2297	174	59	.	.	PUNCT
cjrl-2297	174	60	”	"	PUNCT
cjrl-2297	174	61	)	)	PUNCT
cjrl-2297	174	62	;	;	PUNCT
cjrl-2297	174	63	stiglitz	stiglitz	PROPN
cjrl-2297	174	64	,	,	PUNCT
cjrl-2297	174	65	supra	supra	PROPN
cjrl-2297	174	66	note	note	PROPN
cjrl-2297	174	67	38	38	NUM
cjrl-2297	174	68	.	.	PUNCT
cjrl-2297	175	1	54	54	NUM
cjrl-2297	175	2	see	see	VERB
cjrl-2297	175	3	generally	generally	ADV
cjrl-2297	175	4	derek	derek	PROPN
cjrl-2297	175	5	v.	v.	ADP
cjrl-2297	175	6	price	price	NOUN
cjrl-2297	175	7	,	,	PUNCT
cjrl-2297	175	8	borrowing	borrow	VERB
cjrl-2297	175	9	inequality	inequality	NOUN
cjrl-2297	175	10	:	:	PUNCT
cjrl-2297	175	11	race	race	NOUN
cjrl-2297	175	12	,	,	PUNCT
cjrl-2297	175	13	class	class	NOUN
cjrl-2297	175	14	,	,	PUNCT
cjrl-2297	175	15	and	and	CCONJ
cjrl-2297	175	16	student	student	NOUN
cjrl-2297	175	17	loans	loan	NOUN
cjrl-2297	175	18	3	3	NUM
cjrl-2297	175	19	(	(	PUNCT
cjrl-2297	175	20	2004	2004	NUM
cjrl-2297	175	21	)	)	PUNCT
cjrl-2297	175	22	(	(	PUNCT
cjrl-2297	175	23	“	"	PUNCT
cjrl-2297	175	24	individuals	individual	NOUN
cjrl-2297	175	25	from	from	ADP
cjrl-2297	175	26	disadvantaged	disadvantaged	ADJ
cjrl-2297	175	27	locations	location	NOUN
cjrl-2297	175	28	within	within	ADP
cjrl-2297	175	29	the	the	DET
cjrl-2297	175	30	social	social	ADJ
cjrl-2297	175	31	hierarchies	hierarchy	NOUN
cjrl-2297	175	32	of	of	ADP
cjrl-2297	175	33	race	race	NOUN
cjrl-2297	175	34	,	,	PUNCT
cjrl-2297	175	35	class	class	NOUN
cjrl-2297	175	36	,	,	PUNCT
cjrl-2297	175	37	and	and	CCONJ
cjrl-2297	175	38	gender	gender	NOUN
cjrl-2297	175	39	are	be	AUX
cjrl-2297	175	40	more	more	ADV
cjrl-2297	175	41	likely	likely	ADJ
cjrl-2297	175	42	to	to	PART
cjrl-2297	175	43	borrow	borrow	VERB
cjrl-2297	175	44	for	for	ADP
cjrl-2297	175	45	college	college	NOUN
cjrl-2297	175	46	and	and	CCONJ
cjrl-2297	175	47	are	be	AUX
cjrl-2297	175	48	at	at	ADP
cjrl-2297	175	49	increased	increase	VERB
cjrl-2297	175	50	risk	risk	NOUN
cjrl-2297	175	51	for	for	ADP
cjrl-2297	175	52	excessive	excessive	ADJ
cjrl-2297	175	53	educational	educational	ADJ
cjrl-2297	175	54	debt	debt	NOUN
cjrl-2297	175	55	burden	burden	NOUN
cjrl-2297	175	56	after	after	ADP
cjrl-2297	175	57	graduation	graduation	NOUN
cjrl-2297	175	58	.	.	PUNCT
cjrl-2297	176	1	“	"	PUNCT
cjrl-2297	176	2	)	)	PUNCT
cjrl-2297	176	3	.	.	PUNCT
cjrl-2297	177	1	55	55	NUM
cjrl-2297	177	2	nat’l	nat’l	NOUN
cjrl-2297	177	3	alliance	alliance	NOUN
cjrl-2297	177	4	for	for	ADP
cjrl-2297	177	5	partnerships	partnership	NOUN
cjrl-2297	177	6	in	in	ADP
cjrl-2297	177	7	equity	equity	NOUN
cjrl-2297	177	8	,	,	PUNCT
cjrl-2297	177	9	higher	high	ADJ
cjrl-2297	177	10	education	education	PROPN
cjrl-2297	177	11	act	act	PROPN
cjrl-2297	177	12	,	,	PUNCT
cjrl-2297	177	13	http://www.napequity.org/publicpolicy/current-laws-and-bills/higher-education-act/	http://www.napequity.org/publicpolicy/current-laws-and-bills/higher-education-act/	PROPN
cjrl-2297	177	14	(	(	PUNCT
cjrl-2297	177	15	last	last	ADJ
cjrl-2297	177	16	visited	visit	VERB
cjrl-2297	177	17	mar	mar	PROPN
cjrl-2297	177	18	.	.	PROPN
cjrl-2297	177	19	7	7	NUM
cjrl-2297	177	20	,	,	PUNCT
cjrl-2297	177	21	2014	2014	NUM
cjrl-2297	177	22	)	)	PUNCT
cjrl-2297	177	23	(	(	PUNCT
cjrl-2297	177	24	“	"	PUNCT
cjrl-2297	177	25	the	the	DET
cjrl-2297	177	26	2008	2008	NUM
cjrl-2297	177	27	reauthorization	reauthorization	NOUN
cjrl-2297	177	28	changed	change	VERB
cjrl-2297	177	29	hea	hea	PROPN
cjrl-2297	177	30	’s	’s	PART
cjrl-2297	177	31	regulations	regulation	NOUN
cjrl-2297	177	32	regarding	regard	VERB
cjrl-2297	177	33	students	student	NOUN
cjrl-2297	177	34	with	with	ADP
cjrl-2297	177	35	disabilities	disability	NOUN
cjrl-2297	177	36	,	,	PUNCT
cjrl-2297	177	37	financial	financial	ADJ
cjrl-2297	177	38	aid	aid	NOUN
cjrl-2297	177	39	,	,	PUNCT
cjrl-2297	177	40	and	and	CCONJ
cjrl-2297	177	41	cost	cost	VERB
cjrl-2297	177	42	transparency	transparency	NOUN
cjrl-2297	177	43	in	in	ADP
cjrl-2297	177	44	educational	educational	ADJ
cjrl-2297	177	45	institutions	institution	NOUN
cjrl-2297	177	46	.	.	PUNCT
cjrl-2297	178	1	this	this	DET
cjrl-2297	178	2	most	most	ADV
cjrl-2297	178	3	recent	recent	ADJ
cjrl-2297	178	4	hea	hea	ADJ
cjrl-2297	178	5	legislation	legislation	NOUN
cjrl-2297	178	6	is	be	AUX
cjrl-2297	178	7	set	set	VERB
cjrl-2297	178	8	to	to	PART
cjrl-2297	178	9	expire	expire	VERB
cjrl-2297	178	10	in	in	ADP
cjrl-2297	178	11	2013	2013	NUM
cjrl-2297	178	12	,	,	PUNCT
cjrl-2297	178	13	which	which	PRON
cjrl-2297	178	14	requires	require	VERB
cjrl-2297	178	15	congress	congress	PROPN
cjrl-2297	178	16	to	to	AUX
cjrl-2297	178	17	either	either	CCONJ
cjrl-2297	178	18	reauthorize	reauthorize	VERB
cjrl-2297	178	19	or	or	CCONJ
cjrl-2297	178	20	extend	extend	VERB
cjrl-2297	178	21	it	it	PRON
cjrl-2297	178	22	by	by	ADP
cjrl-2297	178	23	the	the	DET
cjrl-2297	178	24	end	end	NOUN
cjrl-2297	178	25	of	of	ADP
cjrl-2297	178	26	the	the	DET
cjrl-2297	178	27	year	year	NOUN
cjrl-2297	178	28	.	.	PUNCT
cjrl-2297	179	1	however	however	ADV
cjrl-2297	179	2	,	,	PUNCT
cjrl-2297	179	3	if	if	SCONJ
cjrl-2297	179	4	congress	congress	PROPN
cjrl-2297	179	5	fails	fail	VERB
cjrl-2297	179	6	to	to	PART
cjrl-2297	179	7	pass	pass	VERB
cjrl-2297	179	8	an	an	DET
cjrl-2297	179	9	on	on	ADP
cjrl-2297	179	10	-	-	PUNCT
cjrl-2297	179	11	time	time	NOUN
cjrl-2297	179	12	reauthorization	reauthorization	NOUN
cjrl-2297	179	13	bill	bill	NOUN
cjrl-2297	179	14	in	in	ADP
cjrl-2297	179	15	2013	2013	NUM
cjrl-2297	179	16	,	,	PUNCT
cjrl-2297	179	17	then	then	ADV
cjrl-2297	179	18	an	an	DET
cjrl-2297	179	19	automatic	automatic	ADJ
cjrl-2297	179	20	1	1	NUM
cjrl-2297	179	21	-	-	PUNCT
cjrl-2297	179	22	year	year	NOUN
cjrl-2297	179	23	extension	extension	NOUN
cjrl-2297	179	24	will	will	AUX
cjrl-2297	179	25	take	take	VERB
cjrl-2297	179	26	effect	effect	NOUN
cjrl-2297	179	27	.	.	PUNCT
cjrl-2297	180	1	after	after	ADP
cjrl-2297	180	2	that	that	PRON
cjrl-2297	180	3	,	,	PUNCT
cjrl-2297	180	4	congress	congress	PROPN
cjrl-2297	180	5	must	must	AUX
cjrl-2297	180	6	pass	pass	VERB
cjrl-2297	180	7	additional	additional	ADJ
cjrl-2297	180	8	legislation	legislation	NOUN
cjrl-2297	180	9	to	to	PART
cjrl-2297	180	10	extend	extend	VERB
cjrl-2297	180	11	hea	hea	PROPN
cjrl-2297	180	12	if	if	SCONJ
cjrl-2297	180	13	it	it	PRON
cjrl-2297	180	14	is	be	AUX
cjrl-2297	180	15	not	not	PART
cjrl-2297	180	16	fully	fully	ADV
cjrl-2297	180	17	reauthorized	reauthorize	VERB
cjrl-2297	180	18	.	.	PUNCT
cjrl-2297	180	19	”	"	PUNCT
cjrl-2297	180	20	)	)	PUNCT
cjrl-2297	180	21	;	;	PUNCT
cjrl-2297	180	22	see	see	VERB
cjrl-2297	180	23	also	also	ADV
cjrl-2297	180	24	am	be	AUX
cjrl-2297	180	25	.	.	PUNCT
cjrl-2297	181	1	educ	educ	PROPN
cjrl-2297	181	2	.	.	PUNCT
cjrl-2297	182	1	research	research	NOUN
cjrl-2297	182	2	ass’n	ass’n	NOUN
cjrl-2297	182	3	,	,	PUNCT
cjrl-2297	182	4	senate	senate	PROPN
cjrl-2297	182	5	kicks	kick	VERB
cjrl-2297	182	6	off	off	ADP
cjrl-2297	182	7	hea	hea	PROPN
cjrl-2297	182	8	reauthorization	reauthorization	NOUN
cjrl-2297	182	9	(	(	PUNCT
cjrl-2297	182	10	oct	oct	PROPN
cjrl-2297	182	11	.	.	PROPN
cjrl-2297	182	12	2013	2013	NUM
cjrl-2297	182	13	)	)	PUNCT
cjrl-2297	182	14	(	(	PUNCT
cjrl-2297	182	15	explaining	explain	VERB
cjrl-2297	182	16	that	that	SCONJ
cjrl-2297	182	17	the	the	DET
cjrl-2297	182	18	u.s	u.s	PROPN
cjrl-2297	182	19	.	.	PROPN
cjrl-2297	182	20	senate	senate	PROPN
cjrl-2297	182	21	will	will	AUX
cjrl-2297	182	22	hold	hold	VERB
cjrl-2297	182	23	12	12	NUM
cjrl-2297	182	24	hearings	hearing	NOUN
cjrl-2297	182	25	regarding	regard	VERB
cjrl-2297	182	26	the	the	DET
cjrl-2297	182	27	renewal	renewal	NOUN
cjrl-2297	182	28	of	of	ADP
cjrl-2297	182	29	the	the	DET
cjrl-2297	182	30	hea	hea	PROPN
cjrl-2297	182	31	to	to	PART
cjrl-2297	182	32	set	set	VERB
cjrl-2297	182	33	forth	forth	ADP
cjrl-2297	182	34	a	a	DET
cjrl-2297	182	35	bill	bill	NOUN
cjrl-2297	182	36	in	in	ADP
cjrl-2297	182	37	2014	2014	NUM
cjrl-2297	182	38	)	)	PUNCT
cjrl-2297	182	39	;	;	PUNCT
cjrl-2297	182	40	u.s	u.s	PROPN
cjrl-2297	182	41	.	.	PROPN
cjrl-2297	182	42	senate	senate	PROPN
cjrl-2297	182	43	comm	comm	NOUN
cjrl-2297	182	44	.	.	PUNCT
cjrl-2297	183	1	on	on	ADP
cjrl-2297	183	2	health	health	NOUN
cjrl-2297	183	3	educ	educ	PROPN
cjrl-2297	183	4	.	.	PUNCT
cjrl-2297	184	1	labor	labor	NOUN
cjrl-2297	184	2	&	&	CCONJ
cjrl-2297	184	3	pensions	pension	NOUN
cjrl-2297	184	4	,	,	PUNCT
cjrl-2297	184	5	most	most	ADV
cjrl-2297	184	6	recent	recent	ADJ
cjrl-2297	184	7	hearings	hearing	NOUN
cjrl-2297	184	8	on	on	ADP
cjrl-2297	184	9	education	education	NOUN
cjrl-2297	184	10	,	,	PUNCT
cjrl-2297	184	11	http://www.help.senate.gov/issues/issue/?id=20c12	http://www.help.senate.gov/issues/issue/?id=20c12	PROPN
cjrl-2297	184	12	98a-5186	98a-5186	NUM
cjrl-2297	184	13	-	-	PUNCT
cjrl-2297	184	14	4859	4859	NUM
cjrl-2297	184	15	-	-	PUNCT
cjrl-2297	184	16	8488	8488	NUM
cjrl-2297	184	17	-	-	PUNCT
cjrl-2297	184	18	a6731cf07a9e	a6731cf07a9e	NOUN
cjrl-2297	184	19	(	(	PUNCT
cjrl-2297	184	20	last	last	ADV
cjrl-2297	184	21	visited	visit	VERB
cjrl-2297	184	22	mar	mar	PROPN
cjrl-2297	184	23	.	.	PROPN
cjrl-2297	184	24	7	7	NUM
cjrl-2297	184	25	,	,	PUNCT
cjrl-2297	184	26	2014	2014	NUM
cjrl-2297	184	27	)	)	PUNCT
cjrl-2297	184	28	(	(	PUNCT
cjrl-2297	184	29	reference	reference	NOUN
cjrl-2297	184	30	for	for	ADP
cjrl-2297	184	31	updates	update	NOUN
cjrl-2297	184	32	of	of	ADP
cjrl-2297	184	33	senate	senate	PROPN
cjrl-2297	184	34	hearings	hearing	NOUN
cjrl-2297	184	35	on	on	ADP
cjrl-2297	184	36	education	education	NOUN
cjrl-2297	184	37	that	that	PRON
cjrl-2297	184	38	may	may	AUX
cjrl-2297	184	39	occur	occur	VERB
cjrl-2297	184	40	after	after	ADP
cjrl-2297	184	41	submission	submission	NOUN
cjrl-2297	184	42	of	of	ADP
cjrl-2297	184	43	this	this	DET
cjrl-2297	184	44	publication	publication	NOUN
cjrl-2297	184	45	)	)	PUNCT
cjrl-2297	184	46	;	;	PUNCT
cjrl-2297	184	47	see	see	VERB
cjrl-2297	184	48	,	,	PUNCT
cjrl-2297	184	49	e.g.	e.g.	ADV
cjrl-2297	184	50	,	,	PUNCT
cjrl-2297	184	51	federal	federal	ADJ
cjrl-2297	184	52	update	update	NOUN
cjrl-2297	184	53	,	,	PUNCT
cjrl-2297	184	54	chea.org	chea.org	X
cjrl-2297	184	55	(	(	PUNCT
cjrl-2297	184	56	sept	sept	PROPN
cjrl-2297	184	57	.	.	PROPN
cjrl-2297	184	58	26	26	NUM
cjrl-2297	184	59	,	,	PUNCT
cjrl-2297	184	60	2013	2013	NUM
cjrl-2297	184	61	)	)	PUNCT
cjrl-2297	184	62	,	,	PUNCT
cjrl-2297	184	63	http://www.chea.org/government/fedupdate/chea_fu37.html	http://www.chea.org/government/fedupdate/chea_fu37.html	PROPN
cjrl-2297	184	64	(	(	PUNCT
cjrl-2297	184	65	provided	provide	VERB
cjrl-2297	184	66	updates	update	NOUN
cjrl-2297	184	67	on	on	ADP
cjrl-2297	184	68	congressional	congressional	ADJ
cjrl-2297	184	69	hearings	hearing	NOUN
cjrl-2297	184	70	pending	pende	VERB
cjrl-2297	184	71	the	the	DET
cjrl-2297	184	72	reauthorization	reauthorization	NOUN
cjrl-2297	184	73	of	of	ADP
cjrl-2297	184	74	the	the	DET
cjrl-2297	184	75	hea	hea	NOUN
cjrl-2297	184	76	from	from	ADP
cjrl-2297	184	77	the	the	DET
cjrl-2297	184	78	senate	senate	PROPN
cjrl-2297	184	79	committee	committee	PROPN
cjrl-2297	184	80	on	on	ADP
cjrl-2297	184	81	health	health	NOUN
cjrl-2297	184	82	,	,	PUNCT
cjrl-2297	184	83	education	education	NOUN
cjrl-2297	184	84	,	,	PUNCT
cjrl-2297	184	85	labor	labor	NOUN
cjrl-2297	184	86	and	and	CCONJ
cjrl-2297	184	87	pensions	pension	NOUN
cjrl-2297	184	88	and	and	CCONJ
cjrl-2297	184	89	the	the	DET
cjrl-2297	184	90	house	house	NOUN
cjrl-2297	184	91	of	of	ADP
cjrl-2297	184	92	representatives	representatives	PROPN
cjrl-2297	184	93	committee	committee	PROPN
cjrl-2297	184	94	on	on	ADP
cjrl-2297	184	95	education	education	NOUN
cjrl-2297	184	96	and	and	CCONJ
cjrl-2297	184	97	the	the	DET
cjrl-2297	184	98	workforce	workforce	NOUN
cjrl-2297	184	99	and	and	CCONJ
cjrl-2297	184	100	the	the	DET
cjrl-2297	184	101	subcommittee	subcommittee	NOUN
cjrl-2297	184	102	on	on	ADP
cjrl-2297	184	103	higher	high	ADJ
cjrl-2297	184	104	education	education	NOUN
cjrl-2297	184	105	and	and	CCONJ
cjrl-2297	184	106	workforce	workforce	NOUN
cjrl-2297	184	107	training	training	NOUN
cjrl-2297	184	108	)	)	PUNCT
cjrl-2297	184	109	.	.	PUNCT
cjrl-2297	185	1	foreclosures	foreclosure	NOUN
cjrl-2297	185	2	and	and	CCONJ
cjrl-2297	185	3	financial	financial	ADJ
cjrl-2297	185	4	aid	aid	NOUN
cjrl-2297	185	5	vol	vol	NOUN
cjrl-2297	185	6	.	.	PUNCT
cjrl-2297	185	7	4:2	4:2	NUM
cjrl-2297	185	8	138	138	NUM
cjrl-2297	185	9	owed	owe	VERB
cjrl-2297	185	10	by	by	ADP
cjrl-2297	185	11	an	an	DET
cjrl-2297	185	12	estimated	estimate	VERB
cjrl-2297	185	13	37	37	NUM
cjrl-2297	185	14	million	million	NUM
cjrl-2297	185	15	americans	americans	PROPN
cjrl-2297	185	16	to	to	PART
cjrl-2297	185	17	support	support	VERB
cjrl-2297	185	18	the	the	DET
cjrl-2297	185	19	effective	effective	ADJ
cjrl-2297	185	20	restructuring	restructuring	NOUN
cjrl-2297	185	21	of	of	ADP
cjrl-2297	185	22	the	the	DET
cjrl-2297	185	23	plus	plus	ADJ
cjrl-2297	185	24	loan	loan	NOUN
cjrl-2297	185	25	program.56	program.56	PROPN
cjrl-2297	185	26	ii	ii	PROPN
cjrl-2297	185	27	.	.	PUNCT
cjrl-2297	186	1	foundational	foundational	ADJ
cjrl-2297	186	2	perspectives	perspective	NOUN
cjrl-2297	186	3	on	on	ADP
cjrl-2297	186	4	higher	high	ADJ
cjrl-2297	186	5	education	education	NOUN
cjrl-2297	186	6	and	and	CCONJ
cjrl-2297	186	7	financial	financial	ADJ
cjrl-2297	186	8	aid	aid	NOUN
cjrl-2297	186	9	the	the	DET
cjrl-2297	186	10	principles	principle	NOUN
cjrl-2297	186	11	of	of	ADP
cjrl-2297	186	12	federal	federal	ADJ
cjrl-2297	186	13	financial	financial	ADJ
cjrl-2297	186	14	aid	aid	NOUN
cjrl-2297	186	15	are	be	AUX
cjrl-2297	186	16	based	base	VERB
cjrl-2297	186	17	in	in	ADP
cjrl-2297	186	18	the	the	DET
cjrl-2297	186	19	hea	hea	PROPN
cjrl-2297	186	20	as	as	ADP
cjrl-2297	186	21	landmark	landmark	NOUN
cjrl-2297	186	22	legislation	legislation	NOUN
cjrl-2297	186	23	on	on	ADP
cjrl-2297	186	24	college	college	NOUN
cjrl-2297	186	25	access	access	NOUN
cjrl-2297	186	26	and	and	CCONJ
cjrl-2297	186	27	affordability.57	affordability.57	NOUN
cjrl-2297	186	28	the	the	DET
cjrl-2297	186	29	hea	hea	PROPN
cjrl-2297	186	30	serves	serve	VERB
cjrl-2297	186	31	as	as	ADP
cjrl-2297	186	32	a	a	DET
cjrl-2297	186	33	benchmark	benchmark	NOUN
cjrl-2297	186	34	for	for	ADP
cjrl-2297	186	35	federal	federal	ADJ
cjrl-2297	186	36	programs	program	NOUN
cjrl-2297	186	37	and	and	CCONJ
cjrl-2297	186	38	initiatives	initiative	NOUN
cjrl-2297	186	39	on	on	ADP
cjrl-2297	186	40	student	student	NOUN
cjrl-2297	186	41	aid.58	aid.58	PROPN
cjrl-2297	186	42	the	the	DET
cjrl-2297	186	43	federal	federal	ADJ
cjrl-2297	186	44	financial	financial	ADJ
cjrl-2297	186	45	aid	aid	NOUN
cjrl-2297	186	46	system	system	NOUN
cjrl-2297	186	47	evolved	evolve	VERB
cjrl-2297	186	48	under	under	ADP
cjrl-2297	186	49	authorization	authorization	NOUN
cjrl-2297	186	50	by	by	ADP
cjrl-2297	186	51	the	the	DET
cjrl-2297	186	52	hea	hea	PROPN
cjrl-2297	186	53	to	to	PART
cjrl-2297	186	54	include	include	VERB
cjrl-2297	186	55	the	the	DET
cjrl-2297	186	56	plus	plus	ADJ
cjrl-2297	186	57	loan	loan	NOUN
cjrl-2297	186	58	program	program	NOUN
cjrl-2297	186	59	.	.	PUNCT
cjrl-2297	187	1	the	the	DET
cjrl-2297	187	2	reauthorization	reauthorization	NOUN
cjrl-2297	187	3	of	of	ADP
cjrl-2297	187	4	the	the	DET
cjrl-2297	187	5	hea	hea	PROPN
cjrl-2297	187	6	involves	involve	VERB
cjrl-2297	187	7	the	the	DET
cjrl-2297	187	8	review	review	NOUN
cjrl-2297	187	9	of	of	ADP
cjrl-2297	187	10	an	an	DET
cjrl-2297	187	11	array	array	NOUN
cjrl-2297	187	12	of	of	ADP
cjrl-2297	187	13	issues	issue	NOUN
cjrl-2297	187	14	pertaining	pertain	VERB
cjrl-2297	187	15	to	to	ADP
cjrl-2297	187	16	higher	high	ADJ
cjrl-2297	187	17	education	education	NOUN
cjrl-2297	187	18	including	include	VERB
cjrl-2297	187	19	the	the	DET
cjrl-2297	187	20	enactment	enactment	NOUN
cjrl-2297	187	21	of	of	ADP
cjrl-2297	187	22	revised	revise	VERB
cjrl-2297	187	23	standards	standard	NOUN
cjrl-2297	187	24	for	for	ADP
cjrl-2297	187	25	federal	federal	ADJ
cjrl-2297	187	26	financial	financial	ADJ
cjrl-2297	187	27	aid.59	aid.59	VERB
cjrl-2297	187	28	the	the	DET
cjrl-2297	187	29	allocation	allocation	NOUN
cjrl-2297	187	30	of	of	ADP
cjrl-2297	187	31	resources	resource	NOUN
cjrl-2297	187	32	and	and	CCONJ
cjrl-2297	187	33	program	program	NOUN
cjrl-2297	187	34	assessment	assessment	NOUN
cjrl-2297	187	35	are	be	AUX
cjrl-2297	187	36	subject	subject	ADJ
cjrl-2297	187	37	to	to	ADP
cjrl-2297	187	38	adaptation	adaptation	NOUN
cjrl-2297	187	39	in	in	ADP
cjrl-2297	187	40	light	light	NOUN
cjrl-2297	187	41	of	of	ADP
cjrl-2297	187	42	the	the	DET
cjrl-2297	187	43	current	current	ADJ
cjrl-2297	187	44	economic	economic	ADJ
cjrl-2297	187	45	climate.60	climate.60	PROPN
cjrl-2297	187	46	reauthorization	reauthorization	NOUN
cjrl-2297	187	47	of	of	ADP
cjrl-2297	187	48	the	the	DET
cjrl-2297	187	49	hea	hea	PROPN
cjrl-2297	187	50	takes	take	VERB
cjrl-2297	187	51	place	place	NOUN
cjrl-2297	187	52	periodically	periodically	ADV
cjrl-2297	187	53	,	,	PUNCT
cjrl-2297	187	54	and	and	CCONJ
cjrl-2297	187	55	is	be	AUX
cjrl-2297	187	56	estimated	estimate	VERB
cjrl-2297	187	57	to	to	PART
cjrl-2297	187	58	occur	occur	VERB
cjrl-2297	187	59	approximately	approximately	ADV
cjrl-2297	187	60	every	every	DET
cjrl-2297	187	61	five	five	NUM
cjrl-2297	187	62	years.61	years.61	NOUN
cjrl-2297	187	63	the	the	DET
cjrl-2297	187	64	most	most	ADV
cjrl-2297	187	65	recent	recent	ADJ
cjrl-2297	187	66	reauthorization	reauthorization	NOUN
cjrl-2297	187	67	of	of	ADP
cjrl-2297	187	68	the	the	DET
cjrl-2297	187	69	hea	hea	PROPN
cjrl-2297	187	70	took	take	VERB
cjrl-2297	187	71	place	place	NOUN
cjrl-2297	187	72	in	in	ADP
cjrl-2297	187	73	2008	2008	NUM
cjrl-2297	187	74	with	with	ADP
cjrl-2297	187	75	the	the	DET
cjrl-2297	187	76	enactment	enactment	NOUN
cjrl-2297	187	77	of	of	ADP
cjrl-2297	187	78	56	56	NUM
cjrl-2297	187	79	see	see	VERB
cjrl-2297	187	80	meta	meta	PROPN
cjrl-2297	187	81	brown	brown	NOUN
cjrl-2297	187	82	,	,	PUNCT
cjrl-2297	187	83	et	et	PROPN
cjrl-2297	187	84	al	al	PROPN
cjrl-2297	187	85	.	.	PROPN
cjrl-2297	187	86	,	,	PUNCT
cjrl-2297	187	87	grading	grade	VERB
cjrl-2297	187	88	student	student	NOUN
cjrl-2297	187	89	loans	loan	NOUN
cjrl-2297	187	90	,	,	PUNCT
cjrl-2297	187	91	fed	fed	PROPN
cjrl-2297	187	92	.	.	PROPN
cjrl-2297	187	93	reserve	reserve	PROPN
cjrl-2297	187	94	bank	bank	PROPN
cjrl-2297	187	95	of	of	ADP
cjrl-2297	187	96	n.y	n.y	PROPN
cjrl-2297	187	97	.	.	PROPN
cjrl-2297	188	1	(	(	PUNCT
cjrl-2297	188	2	mar	mar	PROPN
cjrl-2297	188	3	.	.	PROPN
cjrl-2297	188	4	5	5	NUM
cjrl-2297	188	5	,	,	PUNCT
cjrl-2297	188	6	2012	2012	NUM
cjrl-2297	188	7	)	)	PUNCT
cjrl-2297	188	8	,	,	PUNCT
cjrl-2297	188	9	http://libertystreeteconomics.newyorkfed.org/2012/03/grading-student-loans.html	http://libertystreeteconomics.newyorkfed.org/2012/03/grading-student-loans.html	PROPN
cjrl-2297	188	10	.	.	PUNCT
cjrl-2297	189	1	57	57	NUM
cjrl-2297	189	2	see	see	VERB
cjrl-2297	189	3	nasfaa	nasfaa	NOUN
cjrl-2297	189	4	reauthorization	reauthorization	NOUN
cjrl-2297	189	5	task	task	NOUN
cjrl-2297	189	6	force	force	NOUN
cjrl-2297	189	7	to	to	PART
cjrl-2297	189	8	focus	focus	VERB
cjrl-2297	189	9	recommendations	recommendation	NOUN
cjrl-2297	189	10	on	on	ADP
cjrl-2297	189	11	access	access	NOUN
cjrl-2297	189	12	and	and	CCONJ
cjrl-2297	189	13	accountability	accountability	NOUN
cjrl-2297	189	14	,	,	PUNCT
cjrl-2297	189	15	nasfaa	nasfaa	NOUN
cjrl-2297	189	16	,	,	PUNCT
cjrl-2297	189	17	http://www.nasfaa.org/login.aspx?redirecturl=workarea%2flinkit.aspx%3flinkidentifier%3did%26itemid%3d93	http://www.nasfaa.org/login.aspx?redirecturl=workarea%2flinkit.aspx%3flinkidentifier%3did%26itemid%3d93	NOUN
cjrl-2297	189	18	48	48	NUM
cjrl-2297	189	19	(	(	PUNCT
cjrl-2297	189	20	last	last	ADV
cjrl-2297	189	21	visited	visit	VERB
cjrl-2297	189	22	mar	mar	PROPN
cjrl-2297	189	23	.	.	PROPN
cjrl-2297	189	24	7	7	NUM
cjrl-2297	189	25	,	,	PUNCT
cjrl-2297	189	26	2014	2014	NUM
cjrl-2297	189	27	)	)	PUNCT
cjrl-2297	189	28	;	;	PUNCT
cjrl-2297	189	29	letter	letter	NOUN
cjrl-2297	189	30	from	from	ADP
cjrl-2297	189	31	molly	molly	PROPN
cjrl-2297	189	32	corbett	corbett	PROPN
cjrl-2297	189	33	broad	broad	ADJ
cjrl-2297	189	34	,	,	PUNCT
cjrl-2297	189	35	am	be	AUX
cjrl-2297	189	36	.	.	PUNCT
cjrl-2297	190	1	council	council	PROPN
cjrl-2297	190	2	on	on	ADP
cjrl-2297	190	3	educ	educ	PROPN
cjrl-2297	190	4	.	.	PUNCT
cjrl-2297	190	5	,	,	PUNCT
cjrl-2297	190	6	to	to	ADP
cjrl-2297	190	7	john	john	PROPN
cjrl-2297	190	8	kline	kline	PROPN
cjrl-2297	190	9	,	,	PUNCT
cjrl-2297	190	10	chairman	chairman	NOUN
cjrl-2297	190	11	,	,	PUNCT
cjrl-2297	190	12	comm	comm	NOUN
cjrl-2297	190	13	.	.	PUNCT
cjrl-2297	191	1	on	on	ADP
cjrl-2297	191	2	educ	educ	PROPN
cjrl-2297	191	3	.	.	PUNCT
cjrl-2297	192	1	and	and	CCONJ
cjrl-2297	192	2	the	the	DET
cjrl-2297	192	3	workforce	workforce	NOUN
cjrl-2297	192	4	(	(	PUNCT
cjrl-2297	192	5	aug	aug	PROPN
cjrl-2297	192	6	.	.	PROPN
cjrl-2297	192	7	2	2	NUM
cjrl-2297	192	8	,	,	PUNCT
cjrl-2297	192	9	2013	2013	NUM
cjrl-2297	192	10	)	)	PUNCT
cjrl-2297	192	11	,	,	PUNCT
cjrl-2297	192	12	http://www.acenet.edu/news-room/documents/heareauthorization-recs-080213.pdf	http://www.acenet.edu/news-room/documents/heareauthorization-recs-080213.pdf	PROPN
cjrl-2297	192	13	.	.	PROPN
cjrl-2297	192	14	58	58	NUM
cjrl-2297	192	15	see	see	VERB
cjrl-2297	192	16	letter	letter	NOUN
cjrl-2297	192	17	from	from	ADP
cjrl-2297	192	18	molly	molly	ADV
cjrl-2297	192	19	,	,	PUNCT
cjrl-2297	192	20	supra	supra	PROPN
cjrl-2297	192	21	note	note	NOUN
cjrl-2297	192	22	57	57	NUM
cjrl-2297	192	23	.	.	NOUN
cjrl-2297	193	1	59	59	NUM
cjrl-2297	193	2	see	see	VERB
cjrl-2297	193	3	generally	generally	ADV
cjrl-2297	193	4	press	press	NOUN
cjrl-2297	193	5	release	release	NOUN
cjrl-2297	193	6	,	,	PUNCT
cjrl-2297	193	7	u.s	u.s	PROPN
cjrl-2297	193	8	.	.	PROPN
cjrl-2297	193	9	congress	congress	PROPN
cjrl-2297	193	10	,	,	PUNCT
cjrl-2297	193	11	preparing	prepare	VERB
cjrl-2297	193	12	for	for	ADP
cjrl-2297	193	13	higher	high	ADJ
cjrl-2297	193	14	education	education	NOUN
cjrl-2297	193	15	act	act	NOUN
cjrl-2297	193	16	reauthorization	reauthorization	NOUN
cjrl-2297	193	17	,	,	PUNCT
cjrl-2297	193	18	subcommittee	subcommittee	NOUN
cjrl-2297	193	19	explores	explore	VERB
cjrl-2297	193	20	the	the	DET
cjrl-2297	193	21	role	role	NOUN
cjrl-2297	193	22	of	of	ADP
cjrl-2297	193	23	federal	federal	ADJ
cjrl-2297	193	24	student	student	NOUN
cjrl-2297	193	25	aid	aid	NOUN
cjrl-2297	193	26	(	(	PUNCT
cjrl-2297	193	27	april	april	PROPN
cjrl-2297	193	28	16	16	NUM
cjrl-2297	193	29	,	,	PUNCT
cjrl-2297	193	30	2013	2013	NUM
cjrl-2297	193	31	)	)	PUNCT
cjrl-2297	193	32	,	,	PUNCT
cjrl-2297	193	33	http://edworkforce.house.gov/news/	http://edworkforce.house.gov/news/	PROPN
cjrl-2297	193	34	documentsingle.aspx?documentid=329232	documentsingle.aspx?documentid=329232	PROPN
cjrl-2297	193	35	;	;	PUNCT
cjrl-2297	193	36	keeping	keep	VERB
cjrl-2297	193	37	college	college	NOUN
cjrl-2297	193	38	within	within	ADP
cjrl-2297	193	39	reach	reach	NOUN
cjrl-2297	193	40	,	,	PUNCT
cjrl-2297	193	41	supra	supra	PROPN
cjrl-2297	193	42	note	note	PROPN
cjrl-2297	193	43	53	53	NUM
cjrl-2297	193	44	;	;	PUNCT
cjrl-2297	193	45	memorandum	memorandum	NOUN
cjrl-2297	193	46	,	,	PUNCT
cjrl-2297	193	47	national	national	PROPN
cjrl-2297	193	48	association	association	PROPN
cjrl-2297	193	49	for	for	ADP
cjrl-2297	193	50	college	college	NOUN
cjrl-2297	193	51	admission	admission	NOUN
cjrl-2297	193	52	counseling	counseling	NOUN
cjrl-2297	193	53	,	,	PUNCT
cjrl-2297	193	54	higher	high	ADJ
cjrl-2297	193	55	education	education	PROPN
cjrl-2297	193	56	act	act	PROPN
cjrl-2297	193	57	reauthorization	reauthorization	NOUN
cjrl-2297	193	58	:	:	PUNCT
cjrl-2297	193	59	2014	2014	NUM
cjrl-2297	193	60	recommendations	recommendation	NOUN
cjrl-2297	193	61	,	,	PUNCT
cjrl-2297	193	62	http://www.nacacnet.org/issues-action/legislativenews/documents/hea%20reauthorization%202014%20	http://www.nacacnet.org/issues-action/legislativenews/documents/hea%20reauthorization%202014%20	PROPN
cjrl-2297	193	63	recommendations.pdf	recommendations.pdf	PROPN
cjrl-2297	193	64	;	;	PUNCT
cjrl-2297	193	65	memorandum	memorandum	NOUN
cjrl-2297	193	66	,	,	PUNCT
cjrl-2297	193	67	council	council	PROPN
cjrl-2297	193	68	of	of	ADP
cjrl-2297	193	69	graduate	graduate	PROPN
cjrl-2297	193	70	schools	school	NOUN
cjrl-2297	193	71	,	,	PUNCT
cjrl-2297	193	72	higher	high	ADJ
cjrl-2297	193	73	education	education	NOUN
cjrl-2297	193	74	reauthorization	reauthorization	NOUN
cjrl-2297	193	75	(	(	PUNCT
cjrl-2297	193	76	jan	jan	PROPN
cjrl-2297	193	77	.	.	PROPN
cjrl-2297	193	78	25	25	NUM
cjrl-2297	193	79	,	,	PUNCT
cjrl-2297	193	80	2014	2014	NUM
cjrl-2297	193	81	)	)	PUNCT
cjrl-2297	193	82	,	,	PUNCT
cjrl-2297	193	83	http://www.cgsnet.org/sites/default/files/higher_education_act_jan_25_2014.pdf	http://www.cgsnet.org/sites/default/files/higher_education_act_jan_25_2014.pdf	NOUN
cjrl-2297	193	84	;	;	PUNCT
cjrl-2297	193	85	memorandum	memorandum	NOUN
cjrl-2297	193	86	,	,	PUNCT
cjrl-2297	193	87	american	american	PROPN
cjrl-2297	193	88	association	association	PROPN
cjrl-2297	193	89	of	of	ADP
cjrl-2297	193	90	state	state	NOUN
cjrl-2297	193	91	colleges	college	NOUN
cjrl-2297	193	92	and	and	CCONJ
cjrl-2297	193	93	universities	university	NOUN
cjrl-2297	193	94	,	,	PUNCT
cjrl-2297	193	95	top	top	VERB
cjrl-2297	193	96	10	10	NUM
cjrl-2297	193	97	higher	high	ADJ
cjrl-2297	193	98	education	education	NOUN
cjrl-2297	193	99	state	state	NOUN
cjrl-2297	193	100	policy	policy	NOUN
cjrl-2297	193	101	issues	issue	NOUN
cjrl-2297	193	102	for	for	ADP
cjrl-2297	193	103	2014	2014	NUM
cjrl-2297	193	104	(	(	PUNCT
cjrl-2297	193	105	jan	jan	PROPN
cjrl-2297	193	106	.	.	PROPN
cjrl-2297	193	107	2014	2014	NUM
cjrl-2297	193	108	)	)	PUNCT
cjrl-2297	193	109	,	,	PUNCT
cjrl-2297	193	110	http://www.aascu.org/policy/publications/policy-matters/top10statepolicyissues2014.pdf	http://www.aascu.org/policy/publications/policy-matters/top10statepolicyissues2014.pdf	PROPN
cjrl-2297	193	111	(	(	PUNCT
cjrl-2297	193	112	“	"	PUNCT
cjrl-2297	193	113	despite	despite	SCONJ
cjrl-2297	193	114	the	the	DET
cjrl-2297	193	115	fact	fact	NOUN
cjrl-2297	193	116	that	that	SCONJ
cjrl-2297	193	117	the	the	DET
cjrl-2297	193	118	hea	hea	PROPN
cjrl-2297	193	119	’s	’s	PART
cjrl-2297	193	120	most	most	ADV
cjrl-2297	193	121	recent	recent	ADJ
cjrl-2297	193	122	authorization	authorization	NOUN
cjrl-2297	193	123	expired	expire	VERB
cjrl-2297	193	124	in	in	ADP
cjrl-2297	193	125	2013	2013	NUM
cjrl-2297	193	126	,	,	PUNCT
cjrl-2297	193	127	it	it	PRON
cjrl-2297	193	128	is	be	AUX
cjrl-2297	193	129	unlikely	unlikely	ADJ
cjrl-2297	193	130	to	to	PART
cjrl-2297	193	131	be	be	AUX
cjrl-2297	193	132	reauthorized	reauthorize	VERB
cjrl-2297	193	133	this	this	DET
cjrl-2297	193	134	year	year	NOUN
cjrl-2297	193	135	.	.	PUNCT
cjrl-2297	194	1	nevertheless	nevertheless	ADV
cjrl-2297	194	2	,	,	PUNCT
cjrl-2297	194	3	state	state	NOUN
cjrl-2297	194	4	legislators	legislator	NOUN
cjrl-2297	194	5	will	will	AUX
cjrl-2297	194	6	pay	pay	VERB
cjrl-2297	194	7	attention	attention	NOUN
cjrl-2297	194	8	to	to	ADP
cjrl-2297	194	9	the	the	DET
cjrl-2297	194	10	policy	policy	NOUN
cjrl-2297	194	11	and	and	CCONJ
cjrl-2297	194	12	funding	funding	NOUN
cjrl-2297	194	13	priorities	priority	NOUN
cjrl-2297	194	14	of	of	ADP
cjrl-2297	194	15	hea	hea	PROPN
cjrl-2297	194	16	reauthorization	reauthorization	NOUN
cjrl-2297	194	17	emanating	emanate	VERB
cjrl-2297	194	18	from	from	ADP
cjrl-2297	194	19	initial	initial	ADJ
cjrl-2297	194	20	congressional	congressional	ADJ
cjrl-2297	194	21	deliberations	deliberation	NOUN
cjrl-2297	194	22	,	,	PUNCT
cjrl-2297	194	23	as	as	ADV
cjrl-2297	194	24	well	well	ADV
cjrl-2297	194	25	as	as	ADP
cjrl-2297	194	26	the	the	DET
cjrl-2297	194	27	impact	impact	NOUN
cjrl-2297	194	28	of	of	ADP
cjrl-2297	194	29	any	any	DET
cjrl-2297	194	30	proposed	propose	VERB
cjrl-2297	194	31	federal	federal	ADJ
cjrl-2297	194	32	mandates	mandate	NOUN
cjrl-2297	194	33	.	.	PUNCT
cjrl-2297	194	34	”	"	PUNCT
cjrl-2297	194	35	)	)	PUNCT
cjrl-2297	194	36	;	;	PUNCT
cjrl-2297	194	37	mitchell	mitchell	PROPN
cjrl-2297	194	38	d.	d.	PROPN
cjrl-2297	194	39	weiss	weiss	PROPN
cjrl-2297	194	40	,	,	PUNCT
cjrl-2297	194	41	10	10	NUM
cjrl-2297	194	42	ways	way	NOUN
cjrl-2297	194	43	to	to	PART
cjrl-2297	194	44	fix	fix	VERB
cjrl-2297	194	45	student	student	NOUN
cjrl-2297	194	46	loans	loan	NOUN
cjrl-2297	194	47	in	in	ADP
cjrl-2297	194	48	2014	2014	NUM
cjrl-2297	194	49	,	,	PUNCT
cjrl-2297	194	50	credit.com	credit.com	X
cjrl-2297	194	51	,	,	PUNCT
cjrl-2297	194	52	(	(	PUNCT
cjrl-2297	194	53	jan	jan	PROPN
cjrl-2297	194	54	.	.	PROPN
cjrl-2297	194	55	14	14	NUM
cjrl-2297	194	56	,	,	PUNCT
cjrl-2297	194	57	2014	2014	NUM
cjrl-2297	194	58	)	)	PUNCT
cjrl-2297	194	59	,	,	PUNCT
cjrl-2297	194	60	http://blog.credit.com/2014/01/student-loans-in-2014-73657/	http://blog.credit.com/2014/01/student-loans-in-2014-73657/	X
cjrl-2297	194	61	(	(	PUNCT
cjrl-2297	194	62	“	"	PUNCT
cjrl-2297	194	63	the	the	DET
cjrl-2297	194	64	hea	hea	PROPN
cjrl-2297	194	65	has	have	AUX
cjrl-2297	194	66	helped	help	VERB
cjrl-2297	194	67	america	america	PROPN
cjrl-2297	194	68	to	to	PART
cjrl-2297	194	69	become	become	VERB
cjrl-2297	194	70	a	a	DET
cjrl-2297	194	71	better	well	ADV
cjrl-2297	194	72	educated	educate	VERB
cjrl-2297	194	73	country	country	NOUN
cjrl-2297	194	74	.	.	PUNCT
cjrl-2297	195	1	unfortunately	unfortunately	ADV
cjrl-2297	195	2	,	,	PUNCT
cjrl-2297	195	3	it	it	PRON
cjrl-2297	195	4	also	also	ADV
cjrl-2297	195	5	made	make	VERB
cjrl-2297	195	6	it	it	PRON
cjrl-2297	195	7	possible	possible	ADJ
cjrl-2297	195	8	for	for	SCONJ
cjrl-2297	195	9	many	many	ADJ
cjrl-2297	195	10	schools	school	NOUN
cjrl-2297	195	11	and	and	CCONJ
cjrl-2297	195	12	financial	financial	ADJ
cjrl-2297	195	13	institutions	institution	NOUN
cjrl-2297	195	14	to	to	PART
cjrl-2297	195	15	help	help	VERB
cjrl-2297	195	16	themselves	themselves	PRON
cjrl-2297	195	17	at	at	ADP
cjrl-2297	195	18	taxpayer	taxpayer	NOUN
cjrl-2297	195	19	expense	expense	NOUN
cjrl-2297	195	20	.	.	PUNCT
cjrl-2297	196	1	perhaps	perhaps	ADV
cjrl-2297	196	2	the	the	DET
cjrl-2297	196	3	act	act	NOUN
cjrl-2297	196	4	does	do	AUX
cjrl-2297	196	5	n’t	not	PART
cjrl-2297	196	6	need	need	VERB
cjrl-2297	196	7	to	to	PART
cjrl-2297	196	8	change	change	VERB
cjrl-2297	196	9	as	as	ADV
cjrl-2297	196	10	much	much	ADV
cjrl-2297	196	11	as	as	ADP
cjrl-2297	196	12	the	the	DET
cjrl-2297	196	13	manner	manner	NOUN
cjrl-2297	196	14	in	in	ADP
cjrl-2297	196	15	which	which	PRON
cjrl-2297	196	16	it	it	PRON
cjrl-2297	196	17	’s	’s	AUX
cjrl-2297	196	18	administered	administer	VERB
cjrl-2297	196	19	.	.	PUNCT
cjrl-2297	196	20	”	"	PUNCT
cjrl-2297	196	21	)	)	PUNCT
cjrl-2297	196	22	.	.	PUNCT
cjrl-2297	197	1	60	60	NUM
cjrl-2297	197	2	see	see	VERB
cjrl-2297	197	3	generally	generally	ADV
cjrl-2297	197	4	troy	troy	ADJ
cjrl-2297	197	5	onink	onink	NOUN
cjrl-2297	197	6	,	,	PUNCT
cjrl-2297	197	7	the	the	DET
cjrl-2297	197	8	future	future	NOUN
cjrl-2297	197	9	of	of	ADP
cjrl-2297	197	10	college	college	NOUN
cjrl-2297	197	11	financial	financial	ADJ
cjrl-2297	197	12	aid	aid	NOUN
cjrl-2297	197	13	,	,	PUNCT
cjrl-2297	197	14	according	accord	VERB
cjrl-2297	197	15	to	to	ADP
cjrl-2297	197	16	the	the	DET
cjrl-2297	197	17	man	man	NOUN
cjrl-2297	197	18	who	who	PRON
cjrl-2297	197	19	influences	influence	VERB
cjrl-2297	197	20	billions	billion	NOUN
cjrl-2297	197	21	of	of	ADP
cjrl-2297	197	22	it	it	PRON
cjrl-2297	197	23	,	,	PUNCT
cjrl-2297	197	24	forbes	forbes	PROPN
cjrl-2297	197	25	(	(	PUNCT
cjrl-2297	197	26	june	june	PROPN
cjrl-2297	197	27	5	5	NUM
cjrl-2297	197	28	,	,	PUNCT
cjrl-2297	197	29	2014	2014	NUM
cjrl-2297	197	30	,	,	PUNCT
cjrl-2297	197	31	3:04pm	3:04pm	NUM
cjrl-2297	197	32	)	)	PUNCT
cjrl-2297	197	33	,	,	PUNCT
cjrl-2297	197	34	http://www.forbes.com/sites/troyonink/2014/06/05/the-future-of-college-financialaid-an-interview-with-justin-draeger/	http://www.forbes.com/sites/troyonink/2014/06/05/the-future-of-college-financialaid-an-interview-with-justin-draeger/	X
cjrl-2297	197	35	(	(	PUNCT
cjrl-2297	197	36	interview	interview	NOUN
cjrl-2297	197	37	with	with	ADP
cjrl-2297	197	38	justin	justin	PROPN
cjrl-2297	197	39	draeger	draeger	PROPN
cjrl-2297	197	40	,	,	PUNCT
cjrl-2297	197	41	president	president	NOUN
cjrl-2297	197	42	,	,	PUNCT
cjrl-2297	197	43	nasfaa	nasfaa	NOUN
cjrl-2297	197	44	)	)	PUNCT
cjrl-2297	197	45	(	(	PUNCT
cjrl-2297	197	46	“	"	PUNCT
cjrl-2297	197	47	the	the	DET
cjrl-2297	197	48	elimination	elimination	NOUN
cjrl-2297	197	49	of	of	ADP
cjrl-2297	197	50	the	the	DET
cjrl-2297	197	51	option	option	NOUN
cjrl-2297	197	52	for	for	SCONJ
cjrl-2297	197	53	students	student	NOUN
cjrl-2297	197	54	to	to	PART
cjrl-2297	197	55	use	use	VERB
cjrl-2297	197	56	pell	pell	NOUN
cjrl-2297	197	57	grants	grant	NOUN
cjrl-2297	197	58	year	year	NOUN
cjrl-2297	197	59	round	round	ADV
cjrl-2297	197	60	and	and	CCONJ
cjrl-2297	197	61	the	the	DET
cjrl-2297	197	62	loss	loss	NOUN
cjrl-2297	197	63	of	of	ADP
cjrl-2297	197	64	subsidies	subsidy	NOUN
cjrl-2297	197	65	on	on	ADP
cjrl-2297	197	66	graduate	graduate	NOUN
cjrl-2297	197	67	student	student	NOUN
cjrl-2297	197	68	loans	loan	NOUN
cjrl-2297	197	69	are	be	AUX
cjrl-2297	197	70	just	just	ADV
cjrl-2297	197	71	two	two	NUM
cjrl-2297	197	72	examples	example	NOUN
cjrl-2297	197	73	of	of	ADP
cjrl-2297	197	74	benefit	benefit	NOUN
cjrl-2297	197	75	losses	loss	NOUN
cjrl-2297	197	76	for	for	ADP
cjrl-2297	197	77	students	student	NOUN
cjrl-2297	197	78	.	.	PUNCT
cjrl-2297	198	1	other	other	ADJ
cjrl-2297	198	2	changes	change	NOUN
cjrl-2297	198	3	—	—	PUNCT
cjrl-2297	198	4	like	like	ADP
cjrl-2297	198	5	new	new	ADJ
cjrl-2297	198	6	limitations	limitation	NOUN
cjrl-2297	198	7	on	on	ADP
cjrl-2297	198	8	financial	financial	ADJ
cjrl-2297	198	9	aid	aid	NOUN
cjrl-2297	198	10	eligibility	eligibility	NOUN
cjrl-2297	198	11	criteria	criterion	NOUN
cjrl-2297	198	12	—	—	PUNCT
cjrl-2297	198	13	are	be	AUX
cjrl-2297	198	14	much	much	ADV
cjrl-2297	198	15	less	less	ADV
cjrl-2297	198	16	transparent	transparent	ADJ
cjrl-2297	198	17	to	to	ADP
cjrl-2297	198	18	the	the	DET
cjrl-2297	198	19	public	public	NOUN
cjrl-2297	198	20	.	.	PUNCT
cjrl-2297	198	21	”	"	PUNCT
cjrl-2297	198	22	)	)	PUNCT
cjrl-2297	198	23	;	;	PUNCT
cjrl-2297	198	24	newsweek	newsweek	PROPN
cjrl-2297	198	25	staff	staff	NOUN
cjrl-2297	198	26	,	,	PUNCT
cjrl-2297	198	27	how	how	SCONJ
cjrl-2297	198	28	the	the	DET
cjrl-2297	198	29	economy	economy	NOUN
cjrl-2297	198	30	has	have	AUX
cjrl-2297	198	31	changed	change	VERB
cjrl-2297	198	32	financial	financial	ADJ
cjrl-2297	198	33	aid	aid	NOUN
cjrl-2297	198	34	,	,	PUNCT
cjrl-2297	198	35	newsweek	newsweek	PROPN
cjrl-2297	198	36	(	(	PUNCT
cjrl-2297	198	37	aug	aug	PROPN
cjrl-2297	198	38	.	.	PROPN
cjrl-2297	198	39	11	11	NUM
cjrl-2297	198	40	,	,	PUNCT
cjrl-2297	198	41	2009	2009	NUM
cjrl-2297	198	42	,	,	PUNCT
cjrl-2297	198	43	updated	update	VERB
cjrl-2297	198	44	mar	mar	PROPN
cjrl-2297	198	45	.	.	PROPN
cjrl-2297	198	46	13	13	NUM
cjrl-2297	198	47	,	,	PUNCT
cjrl-2297	198	48	2010	2010	NUM
cjrl-2297	198	49	)	)	PUNCT
cjrl-2297	198	50	,	,	PUNCT
cjrl-2297	198	51	http://www.newsweek.com/how-economy-has-changed-financial-aid-78681	http://www.newsweek.com/how-economy-has-changed-financial-aid-78681	X
cjrl-2297	198	52	.	.	PROPN
cjrl-2297	198	53	61	61	NUM
cjrl-2297	198	54	the	the	DET
cjrl-2297	198	55	early	early	ADJ
cjrl-2297	198	56	history	history	NOUN
cjrl-2297	198	57	of	of	ADP
cjrl-2297	198	58	the	the	DET
cjrl-2297	198	59	higher	high	ADJ
cjrl-2297	198	60	education	education	NOUN
cjrl-2297	198	61	act	act	NOUN
cjrl-2297	198	62	of	of	ADP
cjrl-2297	198	63	1965	1965	NUM
cjrl-2297	198	64	,	,	PUNCT
cjrl-2297	198	65	nat’l	nat’l	NUM
cjrl-2297	198	66	trio	trio	NOUN
cjrl-2297	198	67	clearinghouse	clearinghouse	NOUN
cjrl-2297	198	68	,	,	PUNCT
cjrl-2297	198	69	http://www.pellinstitute	http://www.pellinstitute	PROPN
cjrl-2297	198	70	.	.	PUNCT
cjrl-2297	198	71	org	org	PROPN
cjrl-2297	198	72	/	/	SYM
cjrl-2297	198	73	downloads	download	NOUN
cjrl-2297	198	74	/	/	SYM
cjrl-2297	198	75	trio_clearinghouse	trio_clearinghouse	NOUN
cjrl-2297	198	76	-	-	PUNCT
cjrl-2297	198	77	the%20early%20history%20of%20the%20higher%20education%20act%20of%	the%20early%20history%20of%20the%20higher%20education%20act%20of%	ADJ
cjrl-2297	198	78	201965.pdf	201965.pdf	NOUN
cjrl-2297	198	79	(	(	PUNCT
cjrl-2297	198	80	last	last	ADJ
cjrl-2297	198	81	visited	visit	VERB
cjrl-2297	198	82	mar	mar	PROPN
cjrl-2297	198	83	.	.	PROPN
cjrl-2297	198	84	7	7	NUM
cjrl-2297	198	85	,	,	PUNCT
cjrl-2297	198	86	2014	2014	NUM
cjrl-2297	198	87	)	)	PUNCT
cjrl-2297	198	88	;	;	PUNCT
cjrl-2297	198	89	higher	high	ADJ
cjrl-2297	198	90	education	education	PROPN
cjrl-2297	198	91	act	act	PROPN
cjrl-2297	198	92	,	,	PUNCT
cjrl-2297	198	93	ass’n	ass’n	VERB
cjrl-2297	198	94	for	for	ADP
cjrl-2297	198	95	career	career	NOUN
cjrl-2297	198	96	&	&	CCONJ
cjrl-2297	198	97	technical	technical	ADJ
cjrl-2297	198	98	educ	educ	PROPN
cjrl-2297	198	99	.	.	PUNCT
cjrl-2297	198	100	,	,	PUNCT
cjrl-2297	198	101	https://www.act	https://www.act	ADJ
cjrl-2297	198	102	eonline.org/hea/#uxpf-ujdvlp	eonline.org/hea/#uxpf-ujdvlp	PROPN
cjrl-2297	198	103	(	(	PUNCT
cjrl-2297	198	104	last	last	ADJ
cjrl-2297	198	105	visited	visit	VERB
cjrl-2297	198	106	mar	mar	PROPN
cjrl-2297	198	107	.	.	PROPN
cjrl-2297	198	108	7	7	NUM
cjrl-2297	198	109	,	,	PUNCT
cjrl-2297	198	110	2014	2014	NUM
cjrl-2297	198	111	)	)	PUNCT
cjrl-2297	198	112	.	.	PUNCT
cjrl-2297	199	1	2014	2014	NUM
cjrl-2297	199	2	columbia	columbia	PROPN
cjrl-2297	199	3	journal	journal	PROPN
cjrl-2297	199	4	of	of	ADP
cjrl-2297	199	5	race	race	NOUN
cjrl-2297	199	6	and	and	CCONJ
cjrl-2297	199	7	law	law	NOUN
cjrl-2297	199	8	139	139	NUM
cjrl-2297	199	9	the	the	DET
cjrl-2297	199	10	higher	high	ADJ
cjrl-2297	199	11	education	education	NOUN
cjrl-2297	199	12	opportunity	opportunity	NOUN
cjrl-2297	199	13	act	act	NOUN
cjrl-2297	199	14	(	(	PUNCT
cjrl-2297	199	15	heoa).62	heoa).62	VERB
cjrl-2297	199	16	subsequently	subsequently	ADV
cjrl-2297	199	17	,	,	PUNCT
cjrl-2297	199	18	changes	change	NOUN
cjrl-2297	199	19	to	to	ADP
cjrl-2297	199	20	the	the	DET
cjrl-2297	199	21	federal	federal	ADJ
cjrl-2297	199	22	financial	financial	ADJ
cjrl-2297	199	23	aid	aid	NOUN
cjrl-2297	199	24	program	program	NOUN
cjrl-2297	199	25	have	have	AUX
cjrl-2297	199	26	emerged	emerge	VERB
cjrl-2297	199	27	through	through	ADP
cjrl-2297	199	28	the	the	DET
cjrl-2297	199	29	implementation	implementation	NOUN
cjrl-2297	199	30	of	of	ADP
cjrl-2297	199	31	various	various	ADJ
cjrl-2297	199	32	rules	rule	NOUN
cjrl-2297	199	33	and	and	CCONJ
cjrl-2297	199	34	regulations	regulation	NOUN
cjrl-2297	199	35	undertaken	undertake	VERB
cjrl-2297	199	36	by	by	ADP
cjrl-2297	199	37	a	a	DET
cjrl-2297	199	38	number	number	NOUN
cjrl-2297	199	39	of	of	ADP
cjrl-2297	199	40	federal	federal	ADJ
cjrl-2297	199	41	agencies.63	agencies.63	PROPN
cjrl-2297	199	42	the	the	DET
cjrl-2297	199	43	u.s	u.s	PROPN
cjrl-2297	199	44	.	.	PROPN
cjrl-2297	199	45	department	department	PROPN
cjrl-2297	199	46	of	of	ADP
cjrl-2297	199	47	education	education	NOUN
cjrl-2297	199	48	instituted	institute	VERB
cjrl-2297	199	49	the	the	DET
cjrl-2297	199	50	current	current	ADJ
cjrl-2297	199	51	changes	change	NOUN
cjrl-2297	199	52	to	to	ADP
cjrl-2297	199	53	the	the	DET
cjrl-2297	199	54	credit	credit	NOUN
cjrl-2297	199	55	worthiness	worthiness	NOUN
cjrl-2297	199	56	factor	factor	NOUN
cjrl-2297	199	57	of	of	ADP
cjrl-2297	199	58	the	the	DET
cjrl-2297	199	59	plus	plus	ADJ
cjrl-2297	199	60	loan	loan	NOUN
cjrl-2297	199	61	program.64	program.64	PROPN
cjrl-2297	199	62	the	the	DET
cjrl-2297	199	63	department	department	PROPN
cjrl-2297	199	64	of	of	ADP
cjrl-2297	199	65	education	education	NOUN
cjrl-2297	199	66	also	also	ADV
cjrl-2297	199	67	set	set	VERB
cjrl-2297	199	68	forth	forth	ADP
cjrl-2297	199	69	the	the	DET
cjrl-2297	199	70	federal	federal	ADJ
cjrl-2297	199	71	policies	policy	NOUN
cjrl-2297	199	72	regarding	regard	VERB
cjrl-2297	199	73	financial	financial	ADJ
cjrl-2297	199	74	aid	aid	NOUN
cjrl-2297	199	75	under	under	ADP
cjrl-2297	199	76	the	the	DET
cjrl-2297	199	77	hea.65	hea.65	ADJ
cjrl-2297	199	78	the	the	DET
cjrl-2297	199	79	functionality	functionality	NOUN
cjrl-2297	199	80	and	and	CCONJ
cjrl-2297	199	81	focus	focus	NOUN
cjrl-2297	199	82	of	of	ADP
cjrl-2297	199	83	the	the	DET
cjrl-2297	199	84	plus	plus	ADJ
cjrl-2297	199	85	loan	loan	NOUN
cjrl-2297	199	86	program	program	NOUN
cjrl-2297	199	87	is	be	AUX
cjrl-2297	199	88	under	under	ADP
cjrl-2297	199	89	scrutiny	scrutiny	NOUN
cjrl-2297	199	90	by	by	ADP
cjrl-2297	199	91	lawmakers	lawmaker	NOUN
cjrl-2297	199	92	,	,	PUNCT
cjrl-2297	199	93	university	university	NOUN
cjrl-2297	199	94	stakeholders	stakeholder	NOUN
cjrl-2297	199	95	,	,	PUNCT
cjrl-2297	199	96	and	and	CCONJ
cjrl-2297	199	97	public	public	ADJ
cjrl-2297	199	98	policy	policy	NOUN
cjrl-2297	199	99	advocates.66	advocates.66	VERB
cjrl-2297	199	100	the	the	DET
cjrl-2297	199	101	upcoming	upcoming	ADJ
cjrl-2297	199	102	reauthorization	reauthorization	NOUN
cjrl-2297	199	103	of	of	ADP
cjrl-2297	199	104	the	the	DET
cjrl-2297	199	105	hea	hea	PROPN
cjrl-2297	199	106	serves	serve	VERB
cjrl-2297	199	107	as	as	ADP
cjrl-2297	199	108	an	an	DET
cjrl-2297	199	109	opportunity	opportunity	NOUN
cjrl-2297	199	110	to	to	PART
cjrl-2297	199	111	revise	revise	VERB
cjrl-2297	199	112	the	the	DET
cjrl-2297	199	113	plus	plus	ADJ
cjrl-2297	199	114	loan	loan	NOUN
cjrl-2297	199	115	program	program	NOUN
cjrl-2297	199	116	to	to	PART
cjrl-2297	199	117	adjust	adjust	VERB
cjrl-2297	199	118	the	the	DET
cjrl-2297	199	119	dramatic	dramatic	ADJ
cjrl-2297	199	120	shift	shift	NOUN
cjrl-2297	199	121	in	in	ADP
cjrl-2297	199	122	eligibility	eligibility	NOUN
cjrl-2297	199	123	that	that	PRON
cjrl-2297	199	124	has	have	AUX
cjrl-2297	199	125	resulted	result	VERB
cjrl-2297	199	126	,	,	PUNCT
cjrl-2297	199	127	in	in	ADP
cjrl-2297	199	128	part	part	NOUN
cjrl-2297	199	129	,	,	PUNCT
cjrl-2297	199	130	from	from	ADP
cjrl-2297	199	131	the	the	DET
cjrl-2297	199	132	impact	impact	NOUN
cjrl-2297	199	133	of	of	ADP
cjrl-2297	199	134	the	the	DET
cjrl-2297	199	135	great	great	ADJ
cjrl-2297	199	136	recession	recession	NOUN
cjrl-2297	199	137	on	on	ADP
cjrl-2297	199	138	the	the	DET
cjrl-2297	199	139	access	access	NOUN
cjrl-2297	199	140	to	to	ADP
cjrl-2297	199	141	credit	credit	NOUN
cjrl-2297	199	142	and	and	CCONJ
cjrl-2297	199	143	capital.67	capital.67	VERB
cjrl-2297	199	144	the	the	DET
cjrl-2297	199	145	doddfrank	doddfrank	PROPN
cjrl-2297	199	146	act	act	PROPN
cjrl-2297	199	147	,	,	PUNCT
cjrl-2297	199	148	through	through	ADP
cjrl-2297	199	149	the	the	DET
cjrl-2297	199	150	consumer	consumer	NOUN
cjrl-2297	199	151	financial	financial	PROPN
cjrl-2297	199	152	protection	protection	PROPN
cjrl-2297	199	153	bureau	bureau	PROPN
cjrl-2297	199	154	(	(	PUNCT
cjrl-2297	199	155	cfpb	cfpb	NOUN
cjrl-2297	199	156	)	)	PUNCT
cjrl-2297	199	157	,	,	PUNCT
cjrl-2297	199	158	addresses	address	VERB
cjrl-2297	199	159	the	the	DET
cjrl-2297	199	160	private	private	ADJ
cjrl-2297	199	161	student	student	NOUN
cjrl-2297	199	162	loan	loan	NOUN
cjrl-2297	199	163	market	market	NOUN
cjrl-2297	199	164	to	to	ADP
cjrl-2297	199	165	a	a	DET
cjrl-2297	199	166	degree	degree	NOUN
cjrl-2297	199	167	;	;	PUNCT
cjrl-2297	199	168	however	however	ADV
cjrl-2297	199	169	,	,	PUNCT
cjrl-2297	199	170	the	the	DET
cjrl-2297	199	171	federal	federal	ADJ
cjrl-2297	199	172	student	student	NOUN
cjrl-2297	199	173	loan	loan	NOUN
cjrl-2297	199	174	system	system	NOUN
cjrl-2297	199	175	is	be	AUX
cjrl-2297	199	176	still	still	ADV
cjrl-2297	199	177	in	in	ADP
cjrl-2297	199	178	need	need	NOUN
cjrl-2297	199	179	of	of	ADP
cjrl-2297	199	180	reform.68	reform.68	VERB
cjrl-2297	199	181	the	the	DET
cjrl-2297	199	182	reauthorization	reauthorization	NOUN
cjrl-2297	199	183	of	of	ADP
cjrl-2297	199	184	the	the	DET
cjrl-2297	199	185	hea	hea	PROPN
cjrl-2297	199	186	may	may	AUX
cjrl-2297	199	187	include	include	VERB
cjrl-2297	199	188	oversight	oversight	NOUN
cjrl-2297	199	189	of	of	ADP
cjrl-2297	199	190	the	the	DET
cjrl-2297	199	191	department	department	NOUN
cjrl-2297	199	192	of	of	ADP
cjrl-2297	199	193	education	education	NOUN
cjrl-2297	199	194	in	in	ADP
cjrl-2297	199	195	altering	alter	VERB
cjrl-2297	199	196	the	the	DET
cjrl-2297	199	197	“	"	PUNCT
cjrl-2297	199	198	adverse	adverse	ADJ
cjrl-2297	199	199	credit	credit	NOUN
cjrl-2297	199	200	history	history	NOUN
cjrl-2297	199	201	”	"	PUNCT
cjrl-2297	199	202	factor	factor	NOUN
cjrl-2297	199	203	for	for	ADP
cjrl-2297	199	204	plus	plus	CCONJ
cjrl-2297	199	205	loan	loan	NOUN
cjrl-2297	199	206	eligibility.69	eligibility.69	NOUN
cjrl-2297	199	207	reauthorization	reauthorization	NOUN
cjrl-2297	199	208	of	of	ADP
cjrl-2297	199	209	the	the	DET
cjrl-2297	199	210	hea	hea	PROPN
cjrl-2297	199	211	also	also	ADV
cjrl-2297	199	212	provides	provide	VERB
cjrl-2297	199	213	an	an	DET
cjrl-2297	199	214	opportunity	opportunity	NOUN
cjrl-2297	199	215	for	for	ADP
cjrl-2297	199	216	public	public	ADJ
cjrl-2297	199	217	commentary	commentary	NOUN
cjrl-2297	199	218	,	,	PUNCT
cjrl-2297	199	219	and	and	CCONJ
cjrl-2297	199	220	gives	give	VERB
cjrl-2297	199	221	ample	ample	ADJ
cjrl-2297	199	222	notification	notification	NOUN
cjrl-2297	199	223	of	of	ADP
cjrl-2297	199	224	pending	pende	VERB
cjrl-2297	199	225	changes	change	NOUN
cjrl-2297	199	226	to	to	ADP
cjrl-2297	199	227	critical	critical	ADJ
cjrl-2297	199	228	financial	financial	ADJ
cjrl-2297	199	229	aid	aid	NOUN
cjrl-2297	199	230	products	product	NOUN
cjrl-2297	199	231	such	such	ADJ
cjrl-2297	199	232	as	as	ADP
cjrl-2297	199	233	the	the	DET
cjrl-2297	199	234	plus	plus	ADJ
cjrl-2297	199	235	loan	loan	NOUN
cjrl-2297	199	236	for	for	ADP
cjrl-2297	199	237	parents	parent	NOUN
cjrl-2297	199	238	and	and	CCONJ
cjrl-2297	199	239	graduate	graduate	NOUN
cjrl-2297	199	240	students.70	students.70	ADJ
cjrl-2297	199	241	62	62	NUM
cjrl-2297	199	242	higher	high	ADJ
cjrl-2297	199	243	education	education	NOUN
cjrl-2297	199	244	opportunity	opportunity	NOUN
cjrl-2297	199	245	act	act	NOUN
cjrl-2297	199	246	,	,	PUNCT
cjrl-2297	199	247	pub	pub	NOUN
cjrl-2297	199	248	.	.	PUNCT
cjrl-2297	200	1	l.	l.	PROPN
cjrl-2297	200	2	no	no	INTJ
cjrl-2297	200	3	.	.	PROPN
cjrl-2297	201	1	110	110	NUM
cjrl-2297	201	2	-	-	SYM
cjrl-2297	201	3	315	315	NUM
cjrl-2297	201	4	,	,	PUNCT
cjrl-2297	201	5	122	122	NUM
cjrl-2297	201	6	stat	stat	NOUN
cjrl-2297	201	7	.	.	PUNCT
cjrl-2297	202	1	3078	3078	NUM
cjrl-2297	202	2	(	(	PUNCT
cjrl-2297	202	3	2008	2008	NUM
cjrl-2297	202	4	)	)	PUNCT
cjrl-2297	202	5	(	(	PUNCT
cjrl-2297	202	6	codified	codify	VERB
cjrl-2297	202	7	as	as	SCONJ
cjrl-2297	202	8	amended	amend	VERB
cjrl-2297	202	9	in	in	ADP
cjrl-2297	202	10	scattered	scatter	VERB
cjrl-2297	202	11	sections	section	NOUN
cjrl-2297	202	12	of	of	ADP
cjrl-2297	202	13	5	5	NUM
cjrl-2297	202	14	,	,	PUNCT
cjrl-2297	202	15	12	12	NUM
cjrl-2297	202	16	,	,	PUNCT
cjrl-2297	202	17	15	15	NUM
cjrl-2297	202	18	,	,	PUNCT
cjrl-2297	202	19	20	20	NUM
cjrl-2297	202	20	,	,	PUNCT
cjrl-2297	202	21	25	25	NUM
cjrl-2297	202	22	,	,	PUNCT
cjrl-2297	202	23	and	and	CCONJ
cjrl-2297	202	24	42	42	NUM
cjrl-2297	202	25	u.s.c	u.s.c	ADJ
cjrl-2297	202	26	.	.	PUNCT
cjrl-2297	202	27	)	)	PUNCT
cjrl-2297	202	28	.	.	PUNCT
cjrl-2297	203	1	63	63	NUM
cjrl-2297	203	2	see	see	VERB
cjrl-2297	203	3	generally	generally	ADV
cjrl-2297	203	4	kamille	kamille	PROPN
cjrl-2297	203	5	wolff	wolff	PROPN
cjrl-2297	203	6	dean	dean	PROPN
cjrl-2297	203	7	,	,	PUNCT
cjrl-2297	203	8	student	student	NOUN
cjrl-2297	203	9	loans	loan	NOUN
cjrl-2297	203	10	,	,	PUNCT
cjrl-2297	203	11	politics	politic	NOUN
cjrl-2297	203	12	,	,	PUNCT
cjrl-2297	203	13	and	and	CCONJ
cjrl-2297	203	14	the	the	DET
cjrl-2297	203	15	occupy	occupy	NOUN
cjrl-2297	203	16	movement	movement	NOUN
cjrl-2297	203	17	:	:	PUNCT
cjrl-2297	203	18	financial	financial	ADJ
cjrl-2297	203	19	aid	aid	NOUN
cjrl-2297	203	20	rebellion	rebellion	NOUN
cjrl-2297	203	21	and	and	CCONJ
cjrl-2297	203	22	reform	reform	NOUN
cjrl-2297	203	23	,	,	PUNCT
cjrl-2297	203	24	46	46	NUM
cjrl-2297	203	25	j.	j.	PROPN
cjrl-2297	203	26	marshall	marshall	PROPN
cjrl-2297	203	27	l.	l.	PROPN
cjrl-2297	203	28	rev	rev	PROPN
cjrl-2297	203	29	.	.	PROPN
cjrl-2297	203	30	105	105	NUM
cjrl-2297	203	31	(	(	PUNCT
cjrl-2297	203	32	2012	2012	NUM
cjrl-2297	203	33	)	)	PUNCT
cjrl-2297	203	34	.	.	PUNCT
cjrl-2297	204	1	64	64	NUM
cjrl-2297	204	2	see	see	VERB
cjrl-2297	204	3	dianne	dianne	PROPN
cjrl-2297	204	4	hayes	hayes	PROPN
cjrl-2297	204	5	,	,	PUNCT
cjrl-2297	204	6	obama	obama	PROPN
cjrl-2297	204	7	administration	administration	NOUN
cjrl-2297	204	8	plans	plan	VERB
cjrl-2297	204	9	changes	change	NOUN
cjrl-2297	204	10	to	to	ADP
cjrl-2297	204	11	parent	parent	NOUN
cjrl-2297	204	12	plus	plus	CCONJ
cjrl-2297	204	13	loans	loan	NOUN
cjrl-2297	204	14	,	,	PUNCT
cjrl-2297	204	15	diverse	diverse	ADJ
cjrl-2297	204	16	issues	issue	NOUN
cjrl-2297	204	17	in	in	ADP
cjrl-2297	204	18	higher	high	ADJ
cjrl-2297	204	19	educ	educ	NOUN
cjrl-2297	204	20	.	.	PUNCT
cjrl-2297	205	1	(	(	PUNCT
cjrl-2297	205	2	aug	aug	PROPN
cjrl-2297	205	3	.	.	PROPN
cjrl-2297	205	4	15	15	NUM
cjrl-2297	205	5	,	,	PUNCT
cjrl-2297	205	6	2013	2013	NUM
cjrl-2297	205	7	)	)	PUNCT
cjrl-2297	205	8	,	,	PUNCT
cjrl-2297	205	9	http://diverseeducation.com/article/55297/.	http://diverseeducation.com/article/55297/.	NOUN
cjrl-2297	205	10	65	65	NUM
cjrl-2297	205	11	see	see	VERB
cjrl-2297	205	12	the	the	DET
cjrl-2297	205	13	early	early	ADJ
cjrl-2297	205	14	history	history	NOUN
cjrl-2297	205	15	,	,	PUNCT
cjrl-2297	205	16	supra	supra	PROPN
cjrl-2297	205	17	note	note	PROPN
cjrl-2297	205	18	61	61	NUM
cjrl-2297	205	19	.	.	PUNCT
cjrl-2297	206	1	66	66	NUM
cjrl-2297	206	2	see	see	VERB
cjrl-2297	206	3	hayes	hayes	PROPN
cjrl-2297	206	4	,	,	PUNCT
cjrl-2297	206	5	supra	supra	PROPN
cjrl-2297	206	6	note	note	NOUN
cjrl-2297	206	7	64	64	NUM
cjrl-2297	206	8	.	.	PUNCT
cjrl-2297	207	1	67	67	NUM
cjrl-2297	207	2	see	see	VERB
cjrl-2297	207	3	rachel	rachel	PROPN
cjrl-2297	207	4	fishman	fishman	PROPN
cjrl-2297	207	5	,	,	PUNCT
cjrl-2297	207	6	the	the	DET
cjrl-2297	207	7	parent	parent	NOUN
cjrl-2297	207	8	trap	trap	NOUN
cjrl-2297	207	9	:	:	PUNCT
cjrl-2297	207	10	parent	parent	NOUN
cjrl-2297	207	11	plus	plus	CCONJ
cjrl-2297	207	12	loans	loan	NOUN
cjrl-2297	207	13	and	and	CCONJ
cjrl-2297	207	14	intergenerational	intergenerational	ADJ
cjrl-2297	207	15	borrowing	borrowing	NOUN
cjrl-2297	207	16	,	,	PUNCT
cjrl-2297	207	17	new	new	ADJ
cjrl-2297	207	18	am	am	NOUN
cjrl-2297	207	19	.	.	PUNCT
cjrl-2297	207	20	,	,	PUNCT
cjrl-2297	207	21	(	(	PUNCT
cjrl-2297	207	22	jan	jan	PROPN
cjrl-2297	207	23	.	.	PROPN
cjrl-2297	207	24	2014	2014	NUM
cjrl-2297	207	25	)	)	PUNCT
cjrl-2297	207	26	,	,	PUNCT
cjrl-2297	207	27	http://education.newamerica.net/sites/newamerica.net/files/policydocs/20140108-parenttrap-finalreleasesinglepages.pdf	http://education.newamerica.net/sites/newamerica.net/files/policydocs/20140108-parenttrap-finalreleasesinglepages.pdf	PROPN
cjrl-2297	207	28	;	;	PUNCT
cjrl-2297	207	29	see	see	VERB
cjrl-2297	207	30	generally	generally	ADV
cjrl-2297	207	31	american	american	ADJ
cjrl-2297	207	32	council	council	PROPN
cjrl-2297	207	33	on	on	ADP
cjrl-2297	207	34	education	education	NOUN
cjrl-2297	207	35	,	,	PUNCT
cjrl-2297	207	36	recommendations	recommendation	NOUN
cjrl-2297	207	37	from	from	ADP
cjrl-2297	207	38	39	39	NUM
cjrl-2297	207	39	higher	high	ADJ
cjrl-2297	207	40	education	education	NOUN
cjrl-2297	207	41	associations	association	NOUN
cjrl-2297	207	42	for	for	ADP
cjrl-2297	207	43	the	the	DET
cjrl-2297	207	44	reauthorization	reauthorization	NOUN
cjrl-2297	207	45	of	of	ADP
cjrl-2297	207	46	the	the	DET
cjrl-2297	207	47	higher	high	ADJ
cjrl-2297	207	48	education	education	NOUN
cjrl-2297	207	49	act	act	NOUN
cjrl-2297	207	50	(	(	PUNCT
cjrl-2297	207	51	aug	aug	PROPN
cjrl-2297	207	52	.	.	PROPN
cjrl-2297	207	53	2	2	NUM
cjrl-2297	207	54	,	,	PUNCT
cjrl-2297	207	55	2013	2013	NUM
cjrl-2297	207	56	)	)	PUNCT
cjrl-2297	207	57	,	,	PUNCT
cjrl-2297	207	58	http://www.acenet.edu/news-room/documents/heareauthorization-recs-080213.pdf	http://www.acenet.edu/news-room/documents/heareauthorization-recs-080213.pdf	PROPN
cjrl-2297	207	59	(	(	PUNCT
cjrl-2297	207	60	“	"	PUNCT
cjrl-2297	207	61	while	while	SCONJ
cjrl-2297	207	62	many	many	ADJ
cjrl-2297	207	63	factors	factor	NOUN
cjrl-2297	207	64	will	will	AUX
cjrl-2297	207	65	contribute	contribute	VERB
cjrl-2297	207	66	to	to	ADP
cjrl-2297	207	67	hea	hea	PROPN
cjrl-2297	207	68	policy	policy	NOUN
cjrl-2297	207	69	formulation	formulation	NOUN
cjrl-2297	207	70	,	,	PUNCT
cjrl-2297	207	71	the	the	DET
cjrl-2297	207	72	current	current	ADJ
cjrl-2297	207	73	economic	economic	ADJ
cjrl-2297	207	74	and	and	CCONJ
cjrl-2297	207	75	social	social	ADJ
cjrl-2297	207	76	climate	climate	NOUN
cjrl-2297	207	77	is	be	AUX
cjrl-2297	207	78	likely	likely	ADJ
cjrl-2297	207	79	to	to	PART
cjrl-2297	207	80	play	play	VERB
cjrl-2297	207	81	an	an	DET
cjrl-2297	207	82	outsized	outsized	ADJ
cjrl-2297	207	83	role	role	NOUN
cjrl-2297	207	84	in	in	ADP
cjrl-2297	207	85	shaping	shape	VERB
cjrl-2297	207	86	the	the	DET
cjrl-2297	207	87	kinds	kind	NOUN
cjrl-2297	207	88	of	of	ADP
cjrl-2297	207	89	policies	policy	NOUN
cjrl-2297	207	90	that	that	PRON
cjrl-2297	207	91	will	will	AUX
cjrl-2297	207	92	be	be	AUX
cjrl-2297	207	93	adopted	adopt	VERB
cjrl-2297	207	94	.	.	PUNCT
cjrl-2297	207	95	.	.	PUNCT
cjrl-2297	207	96	.	.	PUNCT
cjrl-2297	207	97	.	.	PUNCT
cjrl-2297	208	1	but	but	CCONJ
cjrl-2297	208	2	in	in	ADP
cjrl-2297	208	3	the	the	DET
cjrl-2297	208	4	long	long	ADJ
cjrl-2297	208	5	history	history	NOUN
cjrl-2297	208	6	of	of	ADP
cjrl-2297	208	7	the	the	DET
cjrl-2297	208	8	hea	hea	PROPN
cjrl-2297	208	9	and	and	CCONJ
cjrl-2297	208	10	its	its	PRON
cjrl-2297	208	11	successive	successive	ADJ
cjrl-2297	208	12	renewals	renewal	NOUN
cjrl-2297	208	13	,	,	PUNCT
cjrl-2297	208	14	there	there	PRON
cjrl-2297	208	15	may	may	AUX
cjrl-2297	208	16	never	never	ADV
cjrl-2297	208	17	have	have	AUX
cjrl-2297	208	18	been	be	AUX
cjrl-2297	208	19	such	such	DET
cjrl-2297	208	20	a	a	DET
cjrl-2297	208	21	tumultuous	tumultuous	ADJ
cjrl-2297	208	22	environment	environment	NOUN
cjrl-2297	208	23	for	for	ADP
cjrl-2297	208	24	making	make	VERB
cjrl-2297	208	25	consequential	consequential	ADJ
cjrl-2297	208	26	policy	policy	NOUN
cjrl-2297	208	27	decisions	decision	NOUN
cjrl-2297	208	28	.	.	PUNCT
cjrl-2297	208	29	”	"	PUNCT
cjrl-2297	208	30	)	)	PUNCT
cjrl-2297	208	31	.	.	PUNCT
cjrl-2297	209	1	68	68	NUM
cjrl-2297	209	2	see	see	VERB
cjrl-2297	209	3	report	report	NOUN
cjrl-2297	209	4	on	on	ADP
cjrl-2297	209	5	private	private	ADJ
cjrl-2297	209	6	education	education	NOUN
cjrl-2297	209	7	loan	loan	NOUN
cjrl-2297	209	8	and	and	CCONJ
cjrl-2297	209	9	private	private	ADJ
cjrl-2297	209	10	educational	educational	ADJ
cjrl-2297	209	11	lenders	lender	NOUN
cjrl-2297	209	12	,	,	PUNCT
cjrl-2297	209	13	consumer	consumer	NOUN
cjrl-2297	209	14	financial	financial	PROPN
cjrl-2297	209	15	protection	protection	PROPN
cjrl-2297	209	16	bureau	bureau	PROPN
cjrl-2297	209	17	,	,	PUNCT
cjrl-2297	209	18	http://www.consumerfinance.gov/dodd-frank/section-1077/	http://www.consumerfinance.gov/dodd-frank/section-1077/	PUNCT
cjrl-2297	209	19	(	(	PUNCT
cjrl-2297	209	20	last	last	ADJ
cjrl-2297	209	21	visited	visit	VERB
cjrl-2297	209	22	mar	mar	PROPN
cjrl-2297	209	23	.	.	PROPN
cjrl-2297	209	24	7	7	NUM
cjrl-2297	209	25	,	,	PUNCT
cjrl-2297	209	26	2014	2014	NUM
cjrl-2297	209	27	)	)	PUNCT
cjrl-2297	209	28	;	;	PUNCT
cjrl-2297	209	29	wall	wall	PROPN
cjrl-2297	209	30	street	street	PROPN
cjrl-2297	209	31	reform	reform	PROPN
cjrl-2297	209	32	:	:	PUNCT
cjrl-2297	209	33	the	the	DET
cjrl-2297	209	34	doddfrank	doddfrank	PROPN
cjrl-2297	209	35	act	act	PROPN
cjrl-2297	209	36	,	,	PUNCT
cjrl-2297	209	37	the	the	DET
cjrl-2297	209	38	white	white	PROPN
cjrl-2297	209	39	house	house	PROPN
cjrl-2297	209	40	,	,	PUNCT
cjrl-2297	209	41	http://www.whitehouse.gov/economy/middle-class/dodd-frank-wall-street-reform	http://www.whitehouse.gov/economy/middle-class/dodd-frank-wall-street-reform	PROPN
cjrl-2297	209	42	(	(	PUNCT
cjrl-2297	209	43	last	last	ADV
cjrl-2297	209	44	visited	visit	VERB
cjrl-2297	209	45	mar	mar	PROPN
cjrl-2297	209	46	.	.	PROPN
cjrl-2297	209	47	7	7	NUM
cjrl-2297	209	48	,	,	PUNCT
cjrl-2297	209	49	2014	2014	NUM
cjrl-2297	209	50	)	)	PUNCT
cjrl-2297	209	51	;	;	PUNCT
cjrl-2297	209	52	see	see	VERB
cjrl-2297	209	53	generally	generally	ADV
cjrl-2297	209	54	plus	plus	CCONJ
cjrl-2297	209	55	loan	loan	NOUN
cjrl-2297	209	56	accessibility	accessibility	NOUN
cjrl-2297	209	57	act	act	PROPN
cjrl-2297	209	58	,	,	PUNCT
cjrl-2297	209	59	h.r	h.r	PROPN
cjrl-2297	209	60	.	.	PROPN
cjrl-2297	209	61	2966	2966	NUM
cjrl-2297	209	62	,	,	PUNCT
cjrl-2297	209	63	113th	113th	PROPN
cjrl-2297	209	64	cong	cong	NOUN
cjrl-2297	209	65	.	.	PUNCT
cjrl-2297	210	1	(	(	PUNCT
cjrl-2297	210	2	2013	2013	NUM
cjrl-2297	210	3	)	)	PUNCT
cjrl-2297	210	4	.	.	PUNCT
cjrl-2297	211	1	69	69	NUM
cjrl-2297	211	2	see	see	NOUN
cjrl-2297	211	3	plus	plus	CCONJ
cjrl-2297	211	4	loan	loan	NOUN
cjrl-2297	211	5	accessibility	accessibility	NOUN
cjrl-2297	211	6	act	act	PROPN
cjrl-2297	211	7	,	,	PUNCT
cjrl-2297	211	8	supra	supra	PROPN
cjrl-2297	211	9	note	note	NOUN
cjrl-2297	211	10	68	68	NUM
cjrl-2297	211	11	(	(	PUNCT
cjrl-2297	211	12	“	"	PUNCT
cjrl-2297	211	13	to	to	PART
cjrl-2297	211	14	amend	amend	VERB
cjrl-2297	211	15	the	the	DET
cjrl-2297	211	16	higher	high	ADJ
cjrl-2297	211	17	education	education	NOUN
cjrl-2297	211	18	act	act	NOUN
cjrl-2297	211	19	of	of	ADP
cjrl-2297	211	20	1965	1965	NUM
cjrl-2297	211	21	to	to	PART
cjrl-2297	211	22	suspend	suspend	VERB
cjrl-2297	211	23	,	,	PUNCT
cjrl-2297	211	24	for	for	ADP
cjrl-2297	211	25	a	a	DET
cjrl-2297	211	26	certain	certain	ADJ
cjrl-2297	211	27	period	period	NOUN
cjrl-2297	211	28	,	,	PUNCT
cjrl-2297	211	29	the	the	DET
cjrl-2297	211	30	use	use	NOUN
cjrl-2297	211	31	of	of	ADP
cjrl-2297	211	32	adverse	adverse	ADJ
cjrl-2297	211	33	credit	credit	NOUN
cjrl-2297	211	34	history	history	NOUN
cjrl-2297	211	35	in	in	ADP
cjrl-2297	211	36	determining	determine	VERB
cjrl-2297	211	37	eligibility	eligibility	NOUN
cjrl-2297	211	38	for	for	ADP
cjrl-2297	211	39	federal	federal	ADJ
cjrl-2297	211	40	direct	direct	ADJ
cjrl-2297	211	41	plus	plus	CCONJ
cjrl-2297	211	42	loans	loan	NOUN
cjrl-2297	211	43	.	.	PUNCT
cjrl-2297	211	44	”	"	PUNCT
cjrl-2297	211	45	)	)	PUNCT
cjrl-2297	211	46	;	;	PUNCT
cjrl-2297	211	47	see	see	VERB
cjrl-2297	211	48	generally	generally	ADV
cjrl-2297	211	49	letter	letter	NOUN
cjrl-2297	211	50	from	from	ADP
cjrl-2297	211	51	molly	molly	ADV
cjrl-2297	211	52	,	,	PUNCT
cjrl-2297	211	53	supra	supra	PROPN
cjrl-2297	211	54	note	note	PROPN
cjrl-2297	211	55	57	57	NUM
cjrl-2297	211	56	,	,	PUNCT
cjrl-2297	211	57	at	at	ADP
cjrl-2297	211	58	3	3	NUM
cjrl-2297	211	59	(	(	PUNCT
cjrl-2297	211	60	“	"	PUNCT
cjrl-2297	211	61	since	since	SCONJ
cjrl-2297	211	62	the	the	DET
cjrl-2297	211	63	previous	previous	ADJ
cjrl-2297	211	64	reauthorization	reauthorization	NOUN
cjrl-2297	211	65	bill	bill	NOUN
cjrl-2297	211	66	was	be	AUX
cjrl-2297	211	67	passed	pass	VERB
cjrl-2297	211	68	five	five	NUM
cjrl-2297	211	69	years	year	NOUN
cjrl-2297	211	70	ago	ago	ADV
cjrl-2297	211	71	,	,	PUNCT
cjrl-2297	211	72	other	other	ADJ
cjrl-2297	211	73	legislation	legislation	NOUN
cjrl-2297	211	74	has	have	AUX
cjrl-2297	211	75	been	be	AUX
cjrl-2297	211	76	enacted	enact	VERB
cjrl-2297	211	77	amending	amend	VERB
cjrl-2297	211	78	some	some	DET
cjrl-2297	211	79	elements	element	NOUN
cjrl-2297	211	80	of	of	ADP
cjrl-2297	211	81	the	the	DET
cjrl-2297	211	82	student	student	NOUN
cjrl-2297	211	83	financial	financial	ADJ
cjrl-2297	211	84	aid	aid	NOUN
cjrl-2297	211	85	programs	program	NOUN
cjrl-2297	211	86	and	and	CCONJ
cjrl-2297	211	87	many	many	ADJ
cjrl-2297	211	88	of	of	ADP
cjrl-2297	211	89	these	these	DET
cjrl-2297	211	90	changes	change	NOUN
cjrl-2297	211	91	have	have	AUX
cjrl-2297	211	92	had	have	VERB
cjrl-2297	211	93	far	far	ADV
cjrl-2297	211	94	-	-	PUNCT
cjrl-2297	211	95	reaching	reach	VERB
cjrl-2297	211	96	consequences	consequence	NOUN
cjrl-2297	211	97	for	for	ADP
cjrl-2297	211	98	the	the	DET
cjrl-2297	211	99	programs	program	NOUN
cjrl-2297	211	100	and	and	CCONJ
cjrl-2297	211	101	the	the	DET
cjrl-2297	211	102	students	student	NOUN
cjrl-2297	211	103	who	who	PRON
cjrl-2297	211	104	rely	rely	VERB
cjrl-2297	211	105	on	on	ADP
cjrl-2297	211	106	them	they	PRON
cjrl-2297	211	107	or	or	CCONJ
cjrl-2297	211	108	have	have	AUX
cjrl-2297	211	109	created	create	VERB
cjrl-2297	211	110	a	a	DET
cjrl-2297	211	111	certain	certain	ADJ
cjrl-2297	211	112	budget	budget	NOUN
cjrl-2297	211	113	brinksmanship	brinksmanship	NOUN
cjrl-2297	211	114	that	that	PRON
cjrl-2297	211	115	has	have	VERB
cjrl-2297	211	116	the	the	DET
cjrl-2297	211	117	potential	potential	NOUN
cjrl-2297	211	118	to	to	PART
cjrl-2297	211	119	destabilize	destabilize	VERB
cjrl-2297	211	120	the	the	DET
cjrl-2297	211	121	programs	program	NOUN
cjrl-2297	211	122	.	.	PUNCT
cjrl-2297	212	1	however	however	ADV
cjrl-2297	212	2	necessary	necessary	ADJ
cjrl-2297	212	3	or	or	CCONJ
cjrl-2297	212	4	well	well	ADV
cjrl-2297	212	5	-	-	PUNCT
cjrl-2297	212	6	intentioned	intentione	VERB
cjrl-2297	212	7	,	,	PUNCT
cjrl-2297	212	8	legislation	legislation	NOUN
cjrl-2297	212	9	enacted	enact	VERB
cjrl-2297	212	10	outside	outside	ADP
cjrl-2297	212	11	of	of	ADP
cjrl-2297	212	12	the	the	DET
cjrl-2297	212	13	parameters	parameter	NOUN
cjrl-2297	212	14	of	of	ADP
cjrl-2297	212	15	reauthorization	reauthorization	NOUN
cjrl-2297	212	16	is	be	AUX
cjrl-2297	212	17	never	never	ADV
cjrl-2297	212	18	able	able	ADJ
cjrl-2297	212	19	to	to	PART
cjrl-2297	212	20	fully	fully	ADV
cjrl-2297	212	21	account	account	VERB
cjrl-2297	212	22	for	for	ADP
cjrl-2297	212	23	the	the	DET
cjrl-2297	212	24	interactive	interactive	ADJ
cjrl-2297	212	25	effects	effect	NOUN
cjrl-2297	212	26	that	that	PRON
cjrl-2297	212	27	changes	change	VERB
cjrl-2297	212	28	to	to	ADP
cjrl-2297	212	29	one	one	NUM
cjrl-2297	212	30	program	program	NOUN
cjrl-2297	212	31	may	may	AUX
cjrl-2297	212	32	have	have	VERB
cjrl-2297	212	33	on	on	ADP
cjrl-2297	212	34	the	the	DET
cjrl-2297	212	35	net	net	ADJ
cjrl-2297	212	36	effect	effect	NOUN
cjrl-2297	212	37	or	or	CCONJ
cjrl-2297	212	38	the	the	DET
cjrl-2297	212	39	potential	potential	NOUN
cjrl-2297	212	40	of	of	ADP
cjrl-2297	212	41	title	title	NOUN
cjrl-2297	212	42	iv	iv	NUM
cjrl-2297	212	43	to	to	PART
cjrl-2297	212	44	live	live	VERB
cjrl-2297	212	45	up	up	ADP
cjrl-2297	212	46	to	to	ADP
cjrl-2297	212	47	its	its	PRON
cjrl-2297	212	48	promise	promise	NOUN
cjrl-2297	212	49	of	of	ADP
cjrl-2297	212	50	meeting	meet	VERB
cjrl-2297	212	51	national	national	ADJ
cjrl-2297	212	52	access	access	NOUN
cjrl-2297	212	53	and	and	CCONJ
cjrl-2297	212	54	success	success	NOUN
cjrl-2297	212	55	mandates	mandate	NOUN
cjrl-2297	212	56	.	.	PUNCT
cjrl-2297	212	57	”	"	PUNCT
cjrl-2297	212	58	)	)	PUNCT
cjrl-2297	212	59	.	.	PUNCT
cjrl-2297	213	1	70	70	NUM
cjrl-2297	213	2	see	see	VERB
cjrl-2297	213	3	20	20	NUM
cjrl-2297	213	4	u.s.c	u.s.c	ADJ
cjrl-2297	213	5	.	.	PUNCT
cjrl-2297	214	1	§	§	PROPN
cjrl-2297	214	2	1078	1078	NUM
cjrl-2297	214	3	-	-	SYM
cjrl-2297	214	4	2	2	NUM
cjrl-2297	214	5	(	(	PUNCT
cjrl-2297	214	6	2012	2012	NUM
cjrl-2297	214	7	)	)	PUNCT
cjrl-2297	214	8	;	;	PUNCT
cjrl-2297	214	9	letter	letter	NOUN
cjrl-2297	214	10	from	from	ADP
cjrl-2297	214	11	john	john	PROPN
cjrl-2297	214	12	kline	kline	PROPN
cjrl-2297	214	13	,	,	PUNCT
cjrl-2297	214	14	chairman	chairman	NOUN
cjrl-2297	214	15	,	,	PUNCT
cjrl-2297	214	16	comm	comm	NOUN
cjrl-2297	214	17	.	.	PUNCT
cjrl-2297	215	1	on	on	ADP
cjrl-2297	215	2	educ	educ	PROPN
cjrl-2297	215	3	.	.	PUNCT
cjrl-2297	216	1	and	and	CCONJ
cjrl-2297	216	2	the	the	DET
cjrl-2297	216	3	workforce	workforce	NOUN
cjrl-2297	216	4	,	,	PUNCT
cjrl-2297	216	5	to	to	ADP
cjrl-2297	216	6	higher	high	ADJ
cjrl-2297	216	7	education	education	NOUN
cjrl-2297	216	8	stakeholder	stakeholder	NOUN
cjrl-2297	216	9	(	(	PUNCT
cjrl-2297	216	10	apr	apr	PROPN
cjrl-2297	216	11	.	.	PROPN
cjrl-2297	216	12	25	25	NUM
cjrl-2297	216	13	,	,	PUNCT
cjrl-2297	216	14	2013	2013	NUM
cjrl-2297	216	15	)	)	PUNCT
cjrl-2297	216	16	,	,	PUNCT
cjrl-2297	216	17	http://edworkforce.house.gov/uploadedfiles/04-25-2013.pdf	http://edworkforce.house.gov/uploadedfiles/04-25-2013.pdf	PROPN
cjrl-2297	216	18	;	;	PUNCT
cjrl-2297	216	19	letter	letter	NOUN
cjrl-2297	216	20	from	from	ADP
cjrl-2297	216	21	vincent	vincent	PROPN
cjrl-2297	216	22	sampson	sampson	PROPN
cjrl-2297	216	23	,	,	PUNCT
cjrl-2297	216	24	deputy	deputy	NOUN
cjrl-2297	216	25	assistant	assistant	NOUN
cjrl-2297	216	26	secretary	secretary	NOUN
cjrl-2297	216	27	for	for	ADP
cjrl-2297	216	28	policy	policy	NOUN
cjrl-2297	216	29	,	,	PUNCT
cjrl-2297	216	30	planning	planning	NOUN
cjrl-2297	216	31	,	,	PUNCT
cjrl-2297	216	32	and	and	CCONJ
cjrl-2297	216	33	innovation	innovation	NOUN
cjrl-2297	216	34	,	,	PUNCT
cjrl-2297	216	35	u.s	u.s	PROPN
cjrl-2297	216	36	.	.	PROPN
cjrl-2297	216	37	dep’t	dep’t	NOUN
cjrl-2297	216	38	of	of	ADP
cjrl-2297	216	39	educ	educ	PROPN
cjrl-2297	216	40	.	.	PUNCT
cjrl-2297	217	1	,	,	PUNCT
cjrl-2297	217	2	to	to	ADP
cjrl-2297	217	3	the	the	DET
cjrl-2297	217	4	office	office	NOUN
cjrl-2297	217	5	of	of	ADP
cjrl-2297	217	6	postsecondary	postsecondary	ADJ
cjrl-2297	217	7	education	education	NOUN
cjrl-2297	217	8	,	,	PUNCT
cjrl-2297	217	9	u.s	u.s	PROPN
cjrl-2297	217	10	.	.	PROPN
cjrl-2297	217	11	dep’t	dep’t	NOUN
cjrl-2297	217	12	of	of	ADP
cjrl-2297	217	13	educ	educ	PROPN
cjrl-2297	217	14	.	.	PUNCT
cjrl-2297	218	1	(	(	PUNCT
cjrl-2297	218	2	dec	dec	PROPN
cjrl-2297	218	3	.	.	PROPN
cjrl-2297	218	4	2008	2008	NUM
cjrl-2297	218	5	)	)	PUNCT
cjrl-2297	218	6	,	,	PUNCT
cjrl-2297	218	7	http://www.ifap.ed.gov/dpcletters/attachments/	http://www.ifap.ed.gov/dpcletters/attachments/	PROPN
cjrl-2297	218	8	gen0812fp0810.pdf	gen0812fp0810.pdf	NOUN
cjrl-2297	218	9	(	(	PUNCT
cjrl-2297	218	10	“	"	PUNCT
cjrl-2297	218	11	as	as	SCONJ
cjrl-2297	218	12	required	require	VERB
cjrl-2297	218	13	by	by	ADP
cjrl-2297	218	14	the	the	DET
cjrl-2297	218	15	hea	hea	PROPN
cjrl-2297	218	16	,	,	PUNCT
cjrl-2297	218	17	the	the	DET
cjrl-2297	218	18	department	department	NOUN
cjrl-2297	218	19	will	will	AUX
cjrl-2297	218	20	issue	issue	VERB
cjrl-2297	218	21	regulations	regulation	NOUN
cjrl-2297	218	22	for	for	ADP
cjrl-2297	218	23	some	some	PRON
cjrl-2297	218	24	of	of	ADP
cjrl-2297	218	25	the	the	DET
cjrl-2297	218	26	programs	program	NOUN
cjrl-2297	218	27	affected	affect	VERB
cjrl-2297	218	28	by	by	ADP
cjrl-2297	218	29	the	the	DET
cjrl-2297	218	30	heoa	heoa	PROPN
cjrl-2297	218	31	through	through	ADP
cjrl-2297	218	32	the	the	DET
cjrl-2297	218	33	negotiated	negotiate	VERB
cjrl-2297	218	34	rulemaking	rulemaking	NOUN
cjrl-2297	218	35	process	process	NOUN
cjrl-2297	218	36	.	.	PUNCT
cjrl-2297	219	1	for	for	ADP
cjrl-2297	219	2	other	other	ADJ
cjrl-2297	219	3	programs	program	NOUN
cjrl-2297	219	4	,	,	PUNCT
cjrl-2297	219	5	the	the	DET
cjrl-2297	219	6	necessary	necessary	ADJ
cjrl-2297	219	7	regulatory	regulatory	ADJ
cjrl-2297	219	8	foreclosures	foreclosure	NOUN
cjrl-2297	219	9	and	and	CCONJ
cjrl-2297	219	10	financial	financial	ADJ
cjrl-2297	219	11	aid	aid	NOUN
cjrl-2297	219	12	vol	vol	NOUN
cjrl-2297	219	13	.	.	PUNCT
cjrl-2297	219	14	4:2	4:2	NUM
cjrl-2297	219	15	140	140	NUM
cjrl-2297	219	16	a.	a.	NOUN
cjrl-2297	219	17	the	the	DET
cjrl-2297	219	18	need	need	NOUN
cjrl-2297	219	19	for	for	ADP
cjrl-2297	219	20	student	student	NOUN
cjrl-2297	219	21	loan	loan	NOUN
cjrl-2297	219	22	reform	reform	NOUN
cjrl-2297	219	23	through	through	ADP
cjrl-2297	219	24	the	the	DET
cjrl-2297	219	25	higher	high	ADJ
cjrl-2297	219	26	education	education	NOUN
cjrl-2297	219	27	act	act	NOUN
cjrl-2297	219	28	“	"	PUNCT
cjrl-2297	219	29	let	let	VERB
cjrl-2297	219	30	’s	’s	PRON
cjrl-2297	219	31	write	write	VERB
cjrl-2297	219	32	a	a	DET
cjrl-2297	219	33	new	new	ADJ
cjrl-2297	219	34	law	law	NOUN
cjrl-2297	219	35	—	—	PUNCT
cjrl-2297	219	36	repeal	repeal	VERB
cjrl-2297	219	37	the	the	DET
cjrl-2297	219	38	old	old	ADJ
cjrl-2297	219	39	law	law	NOUN
cjrl-2297	219	40	and	and	CCONJ
cjrl-2297	219	41	have	have	VERB
cjrl-2297	219	42	new	new	ADJ
cjrl-2297	219	43	regulations	regulation	NOUN
cjrl-2297	219	44	written	write	VERB
cjrl-2297	219	45	with	with	ADP
cjrl-2297	219	46	our	our	PRON
cjrl-2297	219	47	oversight	oversight	NOUN
cjrl-2297	219	48	,	,	PUNCT
cjrl-2297	219	49	not	not	PART
cjrl-2297	219	50	as	as	ADP
cjrl-2297	219	51	an	an	DET
cjrl-2297	219	52	ideological	ideological	ADJ
cjrl-2297	219	53	exercise	exercise	NOUN
cjrl-2297	219	54	but	but	CCONJ
cjrl-2297	219	55	simply	simply	ADV
cjrl-2297	219	56	in	in	ADP
cjrl-2297	219	57	the	the	DET
cjrl-2297	219	58	way	way	NOUN
cjrl-2297	219	59	that	that	PRON
cjrl-2297	219	60	someone	someone	PRON
cjrl-2297	219	61	would	would	AUX
cjrl-2297	219	62	weed	weed	VERB
cjrl-2297	219	63	a	a	DET
cjrl-2297	219	64	garden	garden	NOUN
cjrl-2297	219	65	before	before	ADP
cjrl-2297	219	66	planting	plant	VERB
cjrl-2297	219	67	a	a	DET
cjrl-2297	219	68	new	new	ADJ
cjrl-2297	219	69	crop	crop	NOUN
cjrl-2297	219	70	.	.	PUNCT
cjrl-2297	220	1	because	because	SCONJ
cjrl-2297	220	2	we	we	PRON
cjrl-2297	220	3	all	all	PRON
cjrl-2297	220	4	know	know	VERB
cjrl-2297	220	5	what	what	PRON
cjrl-2297	220	6	happens	happen	VERB
cjrl-2297	220	7	–	–	PUNCT
cjrl-2297	220	8	during	during	ADP
cjrl-2297	220	9	the	the	DET
cjrl-2297	220	10	previous	previous	ADJ
cjrl-2297	220	11	eight	eight	NUM
cjrl-2297	220	12	authorizations	authorization	NOUN
cjrl-2297	220	13	,	,	PUNCT
cjrl-2297	220	14	we	we	PRON
cjrl-2297	220	15	have	have	VERB
cjrl-2297	220	16	new	new	ADJ
cjrl-2297	220	17	well	well	ADV
cjrl-2297	220	18	-	-	PUNCT
cjrl-2297	220	19	intentioned	intentione	VERB
cjrl-2297	220	20	ideas	idea	NOUN
cjrl-2297	220	21	,	,	PUNCT
cjrl-2297	220	22	we	we	PRON
cjrl-2297	220	23	just	just	ADV
cjrl-2297	220	24	pile	pile	VERB
cjrl-2297	220	25	them	they	PRON
cjrl-2297	220	26	on	on	ADP
cjrl-2297	220	27	top	top	NOUN
cjrl-2297	220	28	of	of	ADP
cjrl-2297	220	29	the	the	DET
cjrl-2297	220	30	existing	exist	VERB
cjrl-2297	220	31	well	well	ADV
cjrl-2297	220	32	-	-	PUNCT
cjrl-2297	220	33	intentioned	intentione	VERB
cjrl-2297	220	34	ideas	idea	NOUN
cjrl-2297	220	35	.	.	PUNCT
cjrl-2297	221	1	”71	”71	NOUN
cjrl-2297	221	2	the	the	DET
cjrl-2297	221	3	hea72	hea72	PROPN
cjrl-2297	221	4	established	establish	VERB
cjrl-2297	221	5	the	the	DET
cjrl-2297	221	6	core	core	ADJ
cjrl-2297	221	7	federal	federal	ADJ
cjrl-2297	221	8	financial	financial	ADJ
cjrl-2297	221	9	aid	aid	NOUN
cjrl-2297	221	10	programs	program	NOUN
cjrl-2297	221	11	,	,	PUNCT
cjrl-2297	221	12	including	include	VERB
cjrl-2297	221	13	the	the	DET
cjrl-2297	221	14	educational	educational	ADJ
cjrl-2297	221	15	opportunity	opportunity	NOUN
cjrl-2297	221	16	grant	grant	NOUN
cjrl-2297	221	17	program	program	NOUN
cjrl-2297	221	18	,	,	PUNCT
cjrl-2297	221	19	a	a	DET
cjrl-2297	221	20	predecessor	predecessor	NOUN
cjrl-2297	221	21	of	of	ADP
cjrl-2297	221	22	the	the	DET
cjrl-2297	221	23	pell	pell	NOUN
cjrl-2297	221	24	grant,73	grant,73	NOUN
cjrl-2297	221	25	and	and	CCONJ
cjrl-2297	221	26	the	the	DET
cjrl-2297	221	27	guaranteed	guarantee	VERB
cjrl-2297	221	28	student	student	NOUN
cjrl-2297	221	29	loan	loan	NOUN
cjrl-2297	221	30	program	program	NOUN
cjrl-2297	221	31	that	that	PRON
cjrl-2297	221	32	later	later	ADV
cjrl-2297	221	33	developed	develop	VERB
cjrl-2297	221	34	into	into	ADP
cjrl-2297	221	35	the	the	DET
cjrl-2297	221	36	stafford	stafford	PROPN
cjrl-2297	221	37	loan	loan	PROPN
cjrl-2297	221	38	program.74	program.74	VERB
cjrl-2297	221	39	the	the	DET
cjrl-2297	221	40	hea	hea	PROPN
cjrl-2297	221	41	has	have	AUX
cjrl-2297	221	42	been	be	AUX
cjrl-2297	221	43	amended	amend	VERB
cjrl-2297	221	44	several	several	ADJ
cjrl-2297	221	45	times	time	NOUN
cjrl-2297	221	46	since	since	SCONJ
cjrl-2297	221	47	its	its	PRON
cjrl-2297	221	48	enactment	enactment	NOUN
cjrl-2297	221	49	and	and	CCONJ
cjrl-2297	221	50	is	be	AUX
cjrl-2297	221	51	subject	subject	ADJ
cjrl-2297	221	52	to	to	ADP
cjrl-2297	221	53	occasional	occasional	ADJ
cjrl-2297	221	54	reauthorization.75	reauthorization.75	NOUN
cjrl-2297	221	55	while	while	SCONJ
cjrl-2297	221	56	the	the	DET
cjrl-2297	221	57	hea	hea	PROPN
cjrl-2297	221	58	is	be	AUX
cjrl-2297	221	59	set	set	VERB
cjrl-2297	221	60	for	for	ADP
cjrl-2297	221	61	reauthorization	reauthorization	NOUN
cjrl-2297	221	62	,	,	PUNCT
cjrl-2297	221	63	financial	financial	ADJ
cjrl-2297	221	64	aid	aid	NOUN
cjrl-2297	221	65	reform	reform	NOUN
cjrl-2297	221	66	is	be	AUX
cjrl-2297	221	67	likely	likely	ADJ
cjrl-2297	221	68	to	to	PART
cjrl-2297	221	69	be	be	AUX
cjrl-2297	221	70	a	a	DET
cjrl-2297	221	71	main	main	ADJ
cjrl-2297	221	72	issue.76	issue.76	NOUN
cjrl-2297	221	73	today	today	NOUN
cjrl-2297	221	74	,	,	PUNCT
cjrl-2297	221	75	federal	federal	ADJ
cjrl-2297	221	76	financial	financial	ADJ
cjrl-2297	221	77	aid	aid	NOUN
cjrl-2297	221	78	is	be	AUX
cjrl-2297	221	79	under	under	ADP
cjrl-2297	221	80	the	the	DET
cjrl-2297	221	81	auspices	auspex	NOUN
cjrl-2297	221	82	of	of	ADP
cjrl-2297	221	83	the	the	DET
cjrl-2297	221	84	united	united	PROPN
cjrl-2297	221	85	states	states	PROPN
cjrl-2297	221	86	department	department	PROPN
cjrl-2297	221	87	of	of	ADP
cjrl-2297	221	88	education	education	NOUN
cjrl-2297	221	89	that	that	PRON
cjrl-2297	221	90	issues	issue	VERB
cjrl-2297	221	91	an	an	DET
cjrl-2297	221	92	estimated	estimate	VERB
cjrl-2297	221	93	$	$	SYM
cjrl-2297	221	94	150	150	NUM
cjrl-2297	221	95	billion	billion	NUM
cjrl-2297	221	96	in	in	ADP
cjrl-2297	221	97	loans	loan	NOUN
cjrl-2297	221	98	and	and	CCONJ
cjrl-2297	221	99	work	work	NOUN
cjrl-2297	221	100	-	-	PUNCT
cjrl-2297	221	101	study	study	NOUN
cjrl-2297	221	102	funds	fund	NOUN
cjrl-2297	221	103	annually	annually	ADV
cjrl-2297	221	104	to	to	PART
cjrl-2297	221	105	pay	pay	VERB
cjrl-2297	221	106	for	for	ADP
cjrl-2297	221	107	college	college	NOUN
cjrl-2297	221	108	related	relate	VERB
cjrl-2297	221	109	expenses.77	expenses.77	ADV
cjrl-2297	221	110	the	the	DET
cjrl-2297	221	111	federal	federal	ADJ
cjrl-2297	221	112	plus	plus	CCONJ
cjrl-2297	221	113	loan	loan	NOUN
cjrl-2297	221	114	program	program	NOUN
cjrl-2297	221	115	was	be	AUX
cjrl-2297	221	116	established	establish	VERB
cjrl-2297	221	117	under	under	ADP
cjrl-2297	221	118	the	the	DET
cjrl-2297	221	119	1980	1980	NUM
cjrl-2297	221	120	reauthorization	reauthorization	NOUN
cjrl-2297	221	121	of	of	ADP
cjrl-2297	221	122	the	the	DET
cjrl-2297	221	123	hea	hea	NOUN
cjrl-2297	221	124	to	to	PART
cjrl-2297	221	125	provide	provide	VERB
cjrl-2297	221	126	aid	aid	NOUN
cjrl-2297	221	127	to	to	ADP
cjrl-2297	221	128	legal	legal	ADJ
cjrl-2297	221	129	guardians	guardian	NOUN
cjrl-2297	221	130	of	of	ADP
cjrl-2297	221	131	dependent	dependent	ADJ
cjrl-2297	221	132	college	college	NOUN
cjrl-2297	221	133	students.78	students.78	PROPN
cjrl-2297	221	134	plus	plus	CCONJ
cjrl-2297	221	135	loans	loan	NOUN
cjrl-2297	221	136	were	be	AUX
cjrl-2297	221	137	initially	initially	ADV
cjrl-2297	221	138	available	available	ADJ
cjrl-2297	221	139	to	to	ADP
cjrl-2297	221	140	changes	change	NOUN
cjrl-2297	221	141	will	will	AUX
cjrl-2297	221	142	be	be	AUX
cjrl-2297	221	143	made	make	VERB
cjrl-2297	221	144	either	either	CCONJ
cjrl-2297	221	145	through	through	ADP
cjrl-2297	221	146	notice	notice	NOUN
cjrl-2297	221	147	and	and	CCONJ
cjrl-2297	221	148	comment	comment	VERB
cjrl-2297	221	149	rulemaking	rulemaking	NOUN
cjrl-2297	221	150	or	or	CCONJ
cjrl-2297	221	151	,	,	PUNCT
cjrl-2297	221	152	where	where	SCONJ
cjrl-2297	221	153	the	the	DET
cjrl-2297	221	154	new	new	ADJ
cjrl-2297	221	155	regulations	regulation	NOUN
cjrl-2297	221	156	will	will	AUX
cjrl-2297	221	157	merely	merely	ADV
cjrl-2297	221	158	reflect	reflect	VERB
cjrl-2297	221	159	the	the	DET
cjrl-2297	221	160	changes	change	NOUN
cjrl-2297	221	161	to	to	ADP
cjrl-2297	221	162	the	the	DET
cjrl-2297	221	163	hea	hea	NOUN
cjrl-2297	221	164	and	and	CCONJ
cjrl-2297	221	165	not	not	PART
cjrl-2297	221	166	expand	expand	VERB
cjrl-2297	221	167	upon	upon	SCONJ
cjrl-2297	221	168	those	those	DET
cjrl-2297	221	169	changes	change	NOUN
cjrl-2297	221	170	,	,	PUNCT
cjrl-2297	221	171	without	without	ADP
cjrl-2297	221	172	notice	notice	NOUN
cjrl-2297	221	173	and	and	CCONJ
cjrl-2297	221	174	comment	comment	NOUN
cjrl-2297	221	175	.	.	PUNCT
cjrl-2297	221	176	”	"	PUNCT
cjrl-2297	221	177	)	)	PUNCT
cjrl-2297	221	178	;	;	PUNCT
cjrl-2297	221	179	see	see	VERB
cjrl-2297	221	180	generally	generally	ADV
cjrl-2297	221	181	plus	plus	CCONJ
cjrl-2297	221	182	loan	loan	NOUN
cjrl-2297	221	183	accessibility	accessibility	NOUN
cjrl-2297	221	184	act	act	PROPN
cjrl-2297	221	185	,	,	PUNCT
cjrl-2297	221	186	supra	supra	PROPN
cjrl-2297	221	187	note	note	NOUN
cjrl-2297	221	188	67	67	NUM
cjrl-2297	221	189	.	.	PUNCT
cjrl-2297	222	1	71	71	NUM
cjrl-2297	222	2	liz	liz	PROPN
cjrl-2297	222	3	wolgemuth	wolgemuth	NOUN
cjrl-2297	222	4	,	,	PUNCT
cjrl-2297	222	5	alexander	alexander	PROPN
cjrl-2297	222	6	:	:	PUNCT
cjrl-2297	222	7	senate	senate	PROPN
cjrl-2297	222	8	should	should	AUX
cjrl-2297	222	9	“	"	PUNCT
cjrl-2297	222	10	start	start	VERB
cjrl-2297	222	11	from	from	ADP
cjrl-2297	222	12	scratch	scratch	NOUN
cjrl-2297	222	13	”	"	PUNCT
cjrl-2297	222	14	on	on	ADP
cjrl-2297	222	15	higher	high	ADJ
cjrl-2297	222	16	education	education	PROPN
cjrl-2297	222	17	act	act	PROPN
cjrl-2297	222	18	,	,	PUNCT
cjrl-2297	222	19	u.s	u.s	PROPN
cjrl-2297	222	20	.	.	PROPN
cjrl-2297	222	21	comm	comm	NOUN
cjrl-2297	222	22	.	.	PUNCT
cjrl-2297	223	1	on	on	ADP
cjrl-2297	223	2	health	health	NOUN
cjrl-2297	223	3	educ	educ	PROPN
cjrl-2297	223	4	.	.	PUNCT
cjrl-2297	224	1	labor	labor	PROPN
cjrl-2297	224	2	&	&	CCONJ
cjrl-2297	224	3	pensions	pensions	PROPN
cjrl-2297	224	4	(	(	PUNCT
cjrl-2297	224	5	sept	sept	PROPN
cjrl-2297	224	6	.	.	PROPN
cjrl-2297	224	7	19	19	NUM
cjrl-2297	224	8	,	,	PUNCT
cjrl-2297	224	9	2013	2013	NUM
cjrl-2297	224	10	)	)	PUNCT
cjrl-2297	224	11	,	,	PUNCT
cjrl-2297	224	12	http://www.help.senate.gov/newsroom/press/release/?id=c581a00a-e1374c26-8a5e-d9419ac83048	http://www.help.senate.gov/newsroom/press/release/?id=c581a00a-e1374c26-8a5e-d9419ac83048	ADP
cjrl-2297	224	13	(	(	PUNCT
cjrl-2297	224	14	quoting	quote	VERB
cjrl-2297	224	15	senator	senator	PROPN
cjrl-2297	224	16	lamar	lamar	PROPN
cjrl-2297	224	17	alexander	alexander	PROPN
cjrl-2297	224	18	)	)	PUNCT
cjrl-2297	224	19	.	.	PUNCT
cjrl-2297	225	1	72	72	NUM
cjrl-2297	225	2	see	see	VERB
cjrl-2297	225	3	generally	generally	ADV
cjrl-2297	225	4	patricia	patricia	PROPN
cjrl-2297	225	5	somers	somers	PROPN
cjrl-2297	225	6	&	&	CCONJ
cjrl-2297	225	7	james	james	PROPN
cjrl-2297	225	8	cofer	cofer	PROPN
cjrl-2297	225	9	,	,	PUNCT
cjrl-2297	225	10	singing	singe	VERB
cjrl-2297	225	11	the	the	DET
cjrl-2297	225	12	student	student	NOUN
cjrl-2297	225	13	loan	loan	NOUN
cjrl-2297	225	14	blues	blue	NOUN
cjrl-2297	225	15	:	:	PUNCT
cjrl-2297	225	16	multiple	multiple	ADJ
cjrl-2297	225	17	voices	voice	NOUN
cjrl-2297	225	18	,	,	PUNCT
cjrl-2297	225	19	multiple	multiple	ADJ
cjrl-2297	225	20	approaches	approach	NOUN
cjrl-2297	225	21	?	?	PUNCT
cjrl-2297	225	22	,	,	PUNCT
cjrl-2297	225	23	student	student	NOUN
cjrl-2297	225	24	loan	loan	NOUN
cjrl-2297	225	25	debt	debt	NOUN
cjrl-2297	225	26	:	:	PUNCT
cjrl-2297	225	27	probs	probs	PROPN
cjrl-2297	225	28	.	.	PUNCT
cjrl-2297	226	1	&	&	CCONJ
cjrl-2297	226	2	prospects	prospect	NOUN
cjrl-2297	226	3	125	125	NUM
cjrl-2297	226	4	(	(	PUNCT
cjrl-2297	226	5	1997	1997	NUM
cjrl-2297	226	6	)	)	PUNCT
cjrl-2297	226	7	,	,	PUNCT
cjrl-2297	226	8	http://www.ihep.org/%5cassets%5cfiles%5c/publications/	http://www.ihep.org/%5cassets%5cfiles%5c/publications/	PROPN
cjrl-2297	226	9	s	s	PROPN
cjrl-2297	226	10	-	-	PROPN
cjrl-2297	226	11	z	z	NOUN
cjrl-2297	226	12	/	/	SYM
cjrl-2297	226	13	studentloandebt.pdf	studentloandebt.pdf	NOUN
cjrl-2297	226	14	(	(	PUNCT
cjrl-2297	226	15	“	"	PUNCT
cjrl-2297	226	16	[	[	X
cjrl-2297	226	17	t]he	t]he	ADV
cjrl-2297	226	18	original	original	ADJ
cjrl-2297	226	19	purpose	purpose	NOUN
cjrl-2297	226	20	of	of	ADP
cjrl-2297	226	21	hea	hea	PROPN
cjrl-2297	226	22	,	,	PUNCT
cjrl-2297	226	23	which	which	PRON
cjrl-2297	226	24	was	be	AUX
cjrl-2297	226	25	to	to	PART
cjrl-2297	226	26	provide	provide	VERB
cjrl-2297	226	27	access	access	NOUN
cjrl-2297	226	28	to	to	ADP
cjrl-2297	226	29	all	all	DET
cjrl-2297	226	30	students	student	NOUN
cjrl-2297	226	31	,	,	PUNCT
cjrl-2297	226	32	regardless	regardless	ADV
cjrl-2297	226	33	of	of	ADP
cjrl-2297	226	34	their	their	PRON
cjrl-2297	226	35	socioeconomic	socioeconomic	ADJ
cjrl-2297	226	36	status	status	NOUN
cjrl-2297	226	37	,	,	PUNCT
cjrl-2297	226	38	has	have	AUX
cjrl-2297	226	39	been	be	AUX
cjrl-2297	226	40	obscured	obscure	VERB
cjrl-2297	226	41	through	through	ADP
cjrl-2297	226	42	these	these	DET
cjrl-2297	226	43	actions	action	NOUN
cjrl-2297	226	44	.	.	PUNCT
cjrl-2297	227	1	by	by	ADP
cjrl-2297	227	2	attempting	attempt	VERB
cjrl-2297	227	3	to	to	PART
cjrl-2297	227	4	serve	serve	VERB
cjrl-2297	227	5	two	two	NUM
cjrl-2297	227	6	goals	goal	NOUN
cjrl-2297	227	7	,	,	PUNCT
cjrl-2297	227	8	access	access	NOUN
cjrl-2297	227	9	and	and	CCONJ
cjrl-2297	227	10	choice	choice	NOUN
cjrl-2297	227	11	,	,	PUNCT
cjrl-2297	227	12	low	low	ADJ
cjrl-2297	227	13	-	-	PUNCT
cjrl-2297	227	14	income	income	NOUN
cjrl-2297	227	15	students	student	NOUN
cjrl-2297	227	16	can	can	AUX
cjrl-2297	227	17	not	not	PART
cjrl-2297	227	18	afford	afford	VERB
cjrl-2297	227	19	even	even	ADV
cjrl-2297	227	20	a	a	DET
cjrl-2297	227	21	moderately	moderately	ADV
cjrl-2297	227	22	priced	price	VERB
cjrl-2297	227	23	public	public	ADJ
cjrl-2297	227	24	institution	institution	NOUN
cjrl-2297	227	25	without	without	ADP
cjrl-2297	227	26	borrowing	borrowing	NOUN
cjrl-2297	227	27	,	,	PUNCT
cjrl-2297	227	28	and	and	CCONJ
cjrl-2297	227	29	middleincome	middleincome	ADJ
cjrl-2297	227	30	students	student	NOUN
cjrl-2297	227	31	can	can	AUX
cjrl-2297	227	32	not	not	PART
cjrl-2297	227	33	attend	attend	VERB
cjrl-2297	227	34	a	a	DET
cjrl-2297	227	35	private	private	ADJ
cjrl-2297	227	36	institution	institution	NOUN
cjrl-2297	227	37	without	without	ADP
cjrl-2297	227	38	excessive	excessive	ADJ
cjrl-2297	227	39	borrowing	borrowing	NOUN
cjrl-2297	227	40	.	.	PUNCT
cjrl-2297	227	41	”	"	PUNCT
cjrl-2297	227	42	)	)	PUNCT
cjrl-2297	227	43	73	73	NUM
cjrl-2297	227	44	see	see	VERB
cjrl-2297	227	45	gandara	gandara	PROPN
cjrl-2297	227	46	,	,	PUNCT
cjrl-2297	227	47	supra	supra	PROPN
cjrl-2297	227	48	note	note	PROPN
cjrl-2297	227	49	11	11	NUM
cjrl-2297	227	50	,	,	PUNCT
cjrl-2297	227	51	at	at	ADP
cjrl-2297	227	52	54	54	NUM
cjrl-2297	227	53	(	(	PUNCT
cjrl-2297	227	54	noting	note	VERB
cjrl-2297	227	55	that	that	SCONJ
cjrl-2297	227	56	the	the	DET
cjrl-2297	227	57	federal	federal	ADJ
cjrl-2297	227	58	pell	pell	PROPN
cjrl-2297	227	59	grant	grant	NOUN
cjrl-2297	227	60	program	program	NOUN
cjrl-2297	227	61	was	be	AUX
cjrl-2297	227	62	created	create	VERB
cjrl-2297	227	63	pursuant	pursuant	ADV
cjrl-2297	227	64	to	to	ADP
cjrl-2297	227	65	an	an	DET
cjrl-2297	227	66	amendment	amendment	NOUN
cjrl-2297	227	67	to	to	ADP
cjrl-2297	227	68	the	the	DET
cjrl-2297	227	69	hea	hea	NOUN
cjrl-2297	227	70	in	in	ADP
cjrl-2297	227	71	1972	1972	NUM
cjrl-2297	227	72	to	to	PART
cjrl-2297	227	73	assist	assist	VERB
cjrl-2297	227	74	low	low	ADJ
cjrl-2297	227	75	and	and	CCONJ
cjrl-2297	227	76	moderate	moderate	ADJ
cjrl-2297	227	77	income	income	NOUN
cjrl-2297	227	78	students	student	NOUN
cjrl-2297	227	79	with	with	ADP
cjrl-2297	227	80	grants	grant	NOUN
cjrl-2297	227	81	to	to	PART
cjrl-2297	227	82	pay	pay	VERB
cjrl-2297	227	83	for	for	ADP
cjrl-2297	227	84	college	college	NOUN
cjrl-2297	227	85	)	)	PUNCT
cjrl-2297	227	86	;	;	PUNCT
cjrl-2297	227	87	shuh	shuh	PROPN
cjrl-2297	227	88	,	,	PUNCT
cjrl-2297	227	89	supra	supra	PROPN
cjrl-2297	227	90	note	note	PROPN
cjrl-2297	227	91	14	14	NUM
cjrl-2297	227	92	,	,	PUNCT
cjrl-2297	227	93	at	at	ADP
cjrl-2297	227	94	16	16	NUM
cjrl-2297	227	95	(	(	PUNCT
cjrl-2297	227	96	chronicling	chronicle	VERB
cjrl-2297	227	97	the	the	DET
cjrl-2297	227	98	movement	movement	NOUN
cjrl-2297	227	99	towards	towards	ADP
cjrl-2297	227	100	social	social	ADJ
cjrl-2297	227	101	justice	justice	NOUN
cjrl-2297	227	102	in	in	ADP
cjrl-2297	227	103	education	education	NOUN
cjrl-2297	227	104	with	with	ADP
cjrl-2297	227	105	federal	federal	ADJ
cjrl-2297	227	106	student	student	NOUN
cjrl-2297	227	107	aid	aid	NOUN
cjrl-2297	227	108	programs	program	NOUN
cjrl-2297	227	109	including	include	VERB
cjrl-2297	227	110	the	the	DET
cjrl-2297	227	111	basic	basic	ADJ
cjrl-2297	227	112	educational	educational	ADJ
cjrl-2297	227	113	opportunity	opportunity	NOUN
cjrl-2297	227	114	grants	grant	NOUN
cjrl-2297	227	115	(	(	PUNCT
cjrl-2297	227	116	beog	beog	NOUN
cjrl-2297	227	117	)	)	PUNCT
cjrl-2297	227	118	that	that	PRON
cjrl-2297	227	119	became	become	VERB
cjrl-2297	227	120	pell	pell	NOUN
cjrl-2297	227	121	grants	grant	NOUN
cjrl-2297	227	122	,	,	PUNCT
cjrl-2297	227	123	and	and	CCONJ
cjrl-2297	227	124	supplementary	supplementary	ADJ
cjrl-2297	227	125	educational	educational	ADJ
cjrl-2297	227	126	opportunity	opportunity	NOUN
cjrl-2297	227	127	grants	grant	NOUN
cjrl-2297	227	128	(	(	PUNCT
cjrl-2297	227	129	seog	seog	NOUN
cjrl-2297	227	130	)	)	PUNCT
cjrl-2297	227	131	,	,	PUNCT
cjrl-2297	227	132	making	make	VERB
cjrl-2297	227	133	college	college	NOUN
cjrl-2297	227	134	more	more	ADV
cjrl-2297	227	135	affordable	affordable	ADJ
cjrl-2297	227	136	for	for	ADP
cjrl-2297	227	137	low	low	ADJ
cjrl-2297	227	138	-	-	PUNCT
cjrl-2297	227	139	income	income	NOUN
cjrl-2297	227	140	students	student	NOUN
cjrl-2297	227	141	)	)	PUNCT
cjrl-2297	227	142	.	.	PUNCT
cjrl-2297	228	1	74	74	NUM
cjrl-2297	228	2	see	see	VERB
cjrl-2297	228	3	michael	michael	PROPN
cjrl-2297	228	4	mumper	mumper	PROPN
cjrl-2297	228	5	&	&	CCONJ
cjrl-2297	228	6	pamela	pamela	PROPN
cjrl-2297	228	7	vander	vander	PROPN
cjrl-2297	228	8	ark	ark	PROPN
cjrl-2297	228	9	,	,	PUNCT
cjrl-2297	228	10	evaluating	evaluate	VERB
cjrl-2297	228	11	the	the	DET
cjrl-2297	228	12	stafford	stafford	PROPN
cjrl-2297	228	13	student	student	PROPN
cjrl-2297	228	14	loan	loan	PROPN
cjrl-2297	228	15	program	program	NOUN
cjrl-2297	228	16	:	:	PUNCT
cjrl-2297	228	17	current	current	ADJ
cjrl-2297	228	18	problems	problem	NOUN
cjrl-2297	228	19	and	and	CCONJ
cjrl-2297	228	20	prospects	prospect	NOUN
cjrl-2297	228	21	for	for	ADP
cjrl-2297	228	22	reform	reform	NOUN
cjrl-2297	228	23	,	,	PUNCT
cjrl-2297	228	24	62	62	NUM
cjrl-2297	228	25	j.l	j.l	NOUN
cjrl-2297	228	26	of	of	ADP
cjrl-2297	228	27	higher	high	ADJ
cjrl-2297	228	28	educ	educ	NOUN
cjrl-2297	228	29	.	.	PUNCT
cjrl-2297	229	1	62	62	NUM
cjrl-2297	229	2	(	(	PUNCT
cjrl-2297	229	3	jan.-feb	jan.-feb	PROPN
cjrl-2297	229	4	.	.	NOUN
cjrl-2297	229	5	1991	1991	NUM
cjrl-2297	229	6	)	)	PUNCT
cjrl-2297	229	7	.	.	PUNCT
cjrl-2297	230	1	75	75	NUM
cjrl-2297	230	2	see	see	VERB
cjrl-2297	230	3	history	history	NOUN
cjrl-2297	230	4	of	of	ADP
cjrl-2297	230	5	student	student	NOUN
cjrl-2297	230	6	financial	financial	ADJ
cjrl-2297	230	7	aid	aid	NOUN
cjrl-2297	230	8	,	,	PUNCT
cjrl-2297	230	9	finaid.org	finaid.org	X
cjrl-2297	230	10	,	,	PUNCT
cjrl-2297	230	11	http://www.finaid.org/educators/history.phtml	http://www.finaid.org/educators/history.phtml	PROPN
cjrl-2297	230	12	(	(	PUNCT
cjrl-2297	230	13	last	last	ADJ
cjrl-2297	230	14	visited	visit	VERB
cjrl-2297	230	15	mar	mar	PROPN
cjrl-2297	230	16	.	.	PROPN
cjrl-2297	230	17	7	7	NUM
cjrl-2297	230	18	,	,	PUNCT
cjrl-2297	230	19	2014	2014	NUM
cjrl-2297	230	20	)	)	PUNCT
cjrl-2297	230	21	(	(	PUNCT
cjrl-2297	230	22	the	the	DET
cjrl-2297	230	23	hea	hea	PROPN
cjrl-2297	230	24	was	be	AUX
cjrl-2297	230	25	amended	amend	VERB
cjrl-2297	230	26	in	in	ADP
cjrl-2297	230	27	1968	1968	NUM
cjrl-2297	230	28	,	,	PUNCT
cjrl-2297	230	29	1992	1992	NUM
cjrl-2297	230	30	,	,	PUNCT
cjrl-2297	230	31	1998	1998	NUM
cjrl-2297	230	32	.	.	PUNCT
cjrl-2297	231	1	the	the	DET
cjrl-2297	231	2	hea	hea	PROPN
cjrl-2297	231	3	was	be	AUX
cjrl-2297	231	4	reauthorized	reauthorize	VERB
cjrl-2297	231	5	in	in	ADP
cjrl-2297	231	6	1976	1976	NUM
cjrl-2297	231	7	,	,	PUNCT
cjrl-2297	231	8	1980	1980	NUM
cjrl-2297	231	9	,	,	PUNCT
cjrl-2297	231	10	1986	1986	NUM
cjrl-2297	231	11	,	,	PUNCT
cjrl-2297	231	12	and	and	CCONJ
cjrl-2297	231	13	2008	2008	NUM
cjrl-2297	231	14	)	)	PUNCT
cjrl-2297	231	15	;	;	PUNCT
cjrl-2297	231	16	the	the	DET
cjrl-2297	231	17	early	early	ADJ
cjrl-2297	231	18	history	history	NOUN
cjrl-2297	231	19	,	,	PUNCT
cjrl-2297	231	20	supra	supra	PROPN
cjrl-2297	231	21	note	note	NOUN
cjrl-2297	231	22	61	61	NUM
cjrl-2297	231	23	(	(	PUNCT
cjrl-2297	231	24	“	"	PUNCT
cjrl-2297	231	25	the	the	DET
cjrl-2297	231	26	higher	high	ADJ
cjrl-2297	231	27	education	education	NOUN
cjrl-2297	231	28	act	act	NOUN
cjrl-2297	231	29	of	of	ADP
cjrl-2297	231	30	1965	1965	NUM
cjrl-2297	231	31	was	be	AUX
cjrl-2297	231	32	reauthorized	reauthorize	VERB
cjrl-2297	231	33	in	in	ADP
cjrl-2297	231	34	1968	1968	NUM
cjrl-2297	231	35	,	,	PUNCT
cjrl-2297	231	36	1972	1972	NUM
cjrl-2297	231	37	,	,	PUNCT
cjrl-2297	231	38	1976	1976	NUM
cjrl-2297	231	39	,	,	PUNCT
cjrl-2297	231	40	1980	1980	NUM
cjrl-2297	231	41	,	,	PUNCT
cjrl-2297	231	42	1986	1986	NUM
cjrl-2297	231	43	,	,	PUNCT
cjrl-2297	231	44	1992	1992	NUM
cjrl-2297	231	45	and	and	CCONJ
cjrl-2297	231	46	1998	1998	NUM
cjrl-2297	231	47	[	[	X
cjrl-2297	231	48	and	and	CCONJ
cjrl-2297	231	49	2008	2008	NUM
cjrl-2297	231	50	]	]	PUNCT
cjrl-2297	231	51	.	.	PUNCT
cjrl-2297	231	52	”	"	PUNCT
cjrl-2297	231	53	)	)	PUNCT
cjrl-2297	231	54	.	.	PUNCT
cjrl-2297	232	1	76	76	NUM
cjrl-2297	232	2	see	see	VERB
cjrl-2297	232	3	generally	generally	ADV
cjrl-2297	232	4	libby	libby	PROPN
cjrl-2297	232	5	a.	a.	PROPN
cjrl-2297	232	6	nelson	nelson	PROPN
cjrl-2297	232	7	,	,	PUNCT
cjrl-2297	232	8	four	four	NUM
cjrl-2297	232	9	more	more	ADJ
cjrl-2297	232	10	years	year	NOUN
cjrl-2297	232	11	,	,	PUNCT
cjrl-2297	232	12	inside	inside	ADP
cjrl-2297	232	13	higher	high	ADJ
cjrl-2297	232	14	educ	educ	PROPN
cjrl-2297	232	15	.	.	PUNCT
cjrl-2297	232	16	,	,	PUNCT
cjrl-2297	232	17	nov	nov	PROPN
cjrl-2297	232	18	.	.	PROPN
cjrl-2297	232	19	7	7	NUM
cjrl-2297	232	20	,	,	PUNCT
cjrl-2297	232	21	2012	2012	NUM
cjrl-2297	232	22	;	;	PUNCT
cjrl-2297	232	23	libby	libby	PROPN
cjrl-2297	232	24	a.	a.	PROPN
cjrl-2297	232	25	nelson	nelson	PROPN
cjrl-2297	232	26	,	,	PUNCT
cjrl-2297	232	27	tangling	tangle	VERB
cjrl-2297	232	28	over	over	ADP
cjrl-2297	232	29	accountability	accountability	NOUN
cjrl-2297	232	30	,	,	PUNCT
cjrl-2297	232	31	inside	inside	ADP
cjrl-2297	232	32	higher	high	ADJ
cjrl-2297	232	33	educ	educ	PROPN
cjrl-2297	232	34	.	.	PUNCT
cjrl-2297	232	35	,	,	PUNCT
cjrl-2297	232	36	feb	feb	PROPN
cjrl-2297	232	37	.	.	PROPN
cjrl-2297	232	38	5	5	NUM
cjrl-2297	232	39	,	,	PUNCT
cjrl-2297	232	40	2013	2013	NUM
cjrl-2297	232	41	;	;	PUNCT
cjrl-2297	232	42	david	david	PROPN
cjrl-2297	232	43	moltz	moltz	PROPN
cjrl-2297	232	44	,	,	PUNCT
cjrl-2297	232	45	looking	look	VERB
cjrl-2297	232	46	ahead	ahead	ADV
cjrl-2297	232	47	to	to	ADP
cjrl-2297	232	48	2013	2013	NUM
cjrl-2297	232	49	,	,	PUNCT
cjrl-2297	232	50	inside	inside	ADP
cjrl-2297	232	51	higher	high	ADJ
cjrl-2297	232	52	educ	educ	PROPN
cjrl-2297	232	53	.	.	PUNCT
cjrl-2297	232	54	,	,	PUNCT
cjrl-2297	232	55	dec	dec	PROPN
cjrl-2297	232	56	.	.	PROPN
cjrl-2297	232	57	3	3	NUM
cjrl-2297	232	58	,	,	PUNCT
cjrl-2297	232	59	2010	2010	NUM
cjrl-2297	232	60	;	;	PUNCT
cjrl-2297	232	61	ace	ace	VERB
cjrl-2297	232	62	on	on	ADP
cjrl-2297	232	63	government	government	NOUN
cjrl-2297	232	64	regulation	regulation	NOUN
cjrl-2297	232	65	,	,	PUNCT
cjrl-2297	232	66	am	be	AUX
cjrl-2297	232	67	.	.	PUNCT
cjrl-2297	233	1	council	council	PROPN
cjrl-2297	233	2	on	on	ADP
cjrl-2297	233	3	educ	educ	PROPN
cjrl-2297	233	4	.	.	PUNCT
cjrl-2297	233	5	,	,	PUNCT
cjrl-2297	234	1	http://www.acenet.edu/advocacynews/pages/government-regulation.aspx	http://www.acenet.edu/advocacynews/pages/government-regulation.aspx	X
cjrl-2297	234	2	(	(	PUNCT
cjrl-2297	234	3	last	last	ADV
cjrl-2297	234	4	visited	visit	VERB
cjrl-2297	234	5	mar	mar	PROPN
cjrl-2297	234	6	.	.	PROPN
cjrl-2297	234	7	7	7	NUM
cjrl-2297	234	8	,	,	PUNCT
cjrl-2297	234	9	2014	2014	NUM
cjrl-2297	234	10	)	)	PUNCT
cjrl-2297	234	11	(	(	PUNCT
cjrl-2297	234	12	“	"	PUNCT
cjrl-2297	234	13	current	current	ADJ
cjrl-2297	234	14	reauthorization	reauthorization	NOUN
cjrl-2297	234	15	for	for	ADP
cjrl-2297	234	16	the	the	DET
cjrl-2297	234	17	heoa	heoa	PROPN
cjrl-2297	234	18	expires	expire	VERB
cjrl-2297	234	19	at	at	ADP
cjrl-2297	234	20	the	the	DET
cjrl-2297	234	21	end	end	NOUN
cjrl-2297	234	22	of	of	ADP
cjrl-2297	234	23	2013	2013	NUM
cjrl-2297	234	24	though	though	SCONJ
cjrl-2297	234	25	it	it	PRON
cjrl-2297	234	26	is	be	AUX
cjrl-2297	234	27	unclear	unclear	ADJ
cjrl-2297	234	28	when	when	SCONJ
cjrl-2297	234	29	the	the	DET
cjrl-2297	234	30	next	next	ADJ
cjrl-2297	234	31	reauthorization	reauthorization	NOUN
cjrl-2297	234	32	process	process	NOUN
cjrl-2297	234	33	will	will	AUX
cjrl-2297	234	34	begin	begin	VERB
cjrl-2297	234	35	.	.	PUNCT
cjrl-2297	234	36	”	"	PUNCT
cjrl-2297	234	37	)	)	PUNCT
cjrl-2297	234	38	.	.	PUNCT
cjrl-2297	235	1	77	77	NUM
cjrl-2297	235	2	see	see	VERB
cjrl-2297	235	3	aid	aid	NOUN
cjrl-2297	235	4	and	and	CCONJ
cjrl-2297	235	5	other	other	ADJ
cjrl-2297	235	6	resources	resource	NOUN
cjrl-2297	235	7	from	from	ADP
cjrl-2297	235	8	the	the	DET
cjrl-2297	235	9	federal	federal	ADJ
cjrl-2297	235	10	gov’t	gov’t	NOUN
cjrl-2297	235	11	,	,	PUNCT
cjrl-2297	235	12	fed	fed	PROPN
cjrl-2297	235	13	.	.	PUNCT
cjrl-2297	236	1	student	student	NOUN
cjrl-2297	236	2	aid	aid	NOUN
cjrl-2297	236	3	,	,	PUNCT
cjrl-2297	236	4	http://studentaid.ed.gov/types	http://studentaid.ed.gov/type	NOUN
cjrl-2297	236	5	(	(	PUNCT
cjrl-2297	236	6	last	last	ADV
cjrl-2297	236	7	visited	visit	VERB
cjrl-2297	236	8	mar	mar	PROPN
cjrl-2297	236	9	.	.	PROPN
cjrl-2297	236	10	7	7	NUM
cjrl-2297	236	11	,	,	PUNCT
cjrl-2297	236	12	2014	2014	NUM
cjrl-2297	236	13	)	)	PUNCT
cjrl-2297	236	14	;	;	PUNCT
cjrl-2297	236	15	kim	kim	PROPN
cjrl-2297	236	16	clark	clark	PROPN
cjrl-2297	236	17	,	,	PUNCT
cjrl-2297	236	18	the	the	DET
cjrl-2297	236	19	minuses	minus	NOUN
cjrl-2297	236	20	of	of	ADP
cjrl-2297	236	21	student	student	NOUN
cjrl-2297	236	22	plus	plus	CCONJ
cjrl-2297	236	23	loans	loan	NOUN
cjrl-2297	236	24	,	,	PUNCT
cjrl-2297	236	25	marketplace	marketplace	NOUN
cjrl-2297	236	26	(	(	PUNCT
cjrl-2297	236	27	oct	oct	PROPN
cjrl-2297	236	28	.	.	PROPN
cjrl-2297	236	29	14	14	NUM
cjrl-2297	236	30	,	,	PUNCT
cjrl-2297	236	31	2010	2010	NUM
cjrl-2297	236	32	,	,	PUNCT
cjrl-2297	236	33	20:03	20:03	NUM
cjrl-2297	236	34	)	)	PUNCT
cjrl-2297	236	35	,	,	PUNCT
cjrl-2297	236	36	http://www.marketplace.org/topics/life/minuses-student-plus-loans	http://www.marketplace.org/topics/life/minuses-student-plus-loan	NOUN
cjrl-2297	236	37	.	.	PUNCT
cjrl-2297	237	1	78	78	NUM
cjrl-2297	237	2	see	see	VERB
cjrl-2297	237	3	education	education	NOUN
cjrl-2297	237	4	amendments	amendment	NOUN
cjrl-2297	237	5	of	of	ADP
cjrl-2297	237	6	1980	1980	NUM
cjrl-2297	237	7	,	,	PUNCT
cjrl-2297	237	8	pub	pub	NOUN
cjrl-2297	237	9	.	.	PUNCT
cjrl-2297	238	1	l.	l.	PROPN
cjrl-2297	238	2	no	no	INTJ
cjrl-2297	238	3	.	.	PROPN
cjrl-2297	239	1	96	96	NUM
cjrl-2297	239	2	-	-	SYM
cjrl-2297	239	3	374	374	NUM
cjrl-2297	239	4	,	,	PUNCT
cjrl-2297	239	5	94	94	NUM
cjrl-2297	239	6	stat	stat	NOUN
cjrl-2297	239	7	.	.	PUNCT
cjrl-2297	240	1	1367	1367	NUM
cjrl-2297	240	2	(	(	PUNCT
cjrl-2297	240	3	codified	codify	VERB
cjrl-2297	240	4	as	as	SCONJ
cjrl-2297	240	5	amended	amend	VERB
cjrl-2297	240	6	in	in	ADP
cjrl-2297	240	7	scattered	scatter	VERB
cjrl-2297	240	8	sections	section	NOUN
cjrl-2297	240	9	of	of	ADP
cjrl-2297	240	10	20	20	NUM
cjrl-2297	240	11	u.s.c	u.s.c	ADJ
cjrl-2297	240	12	.	.	PUNCT
cjrl-2297	240	13	)	)	PUNCT
cjrl-2297	240	14	;	;	PUNCT
cjrl-2297	240	15	parents	parent	NOUN
cjrl-2297	240	16	,	,	PUNCT
cjrl-2297	240	17	federal	federal	ADJ
cjrl-2297	240	18	student	student	NOUN
cjrl-2297	240	19	aid	aid	NOUN
cjrl-2297	240	20	,	,	PUNCT
cjrl-2297	240	21	http://www.direct.ed.gov/parent.html	http://www.direct.ed.gov/parent.html	PROPN
cjrl-2297	240	22	(	(	PUNCT
cjrl-2297	240	23	last	last	ADV
cjrl-2297	240	24	visited	visit	VERB
cjrl-2297	240	25	mar	mar	PROPN
cjrl-2297	240	26	.	.	PROPN
cjrl-2297	240	27	7	7	NUM
cjrl-2297	240	28	,	,	PUNCT
cjrl-2297	240	29	2014	2014	NUM
cjrl-2297	240	30	)	)	PUNCT
cjrl-2297	240	31	2014	2014	NUM
cjrl-2297	240	32	columbia	columbia	PROPN
cjrl-2297	240	33	journal	journal	PROPN
cjrl-2297	240	34	of	of	ADP
cjrl-2297	240	35	race	race	NOUN
cjrl-2297	240	36	and	and	CCONJ
cjrl-2297	240	37	law	law	NOUN
cjrl-2297	240	38	141	141	NUM
cjrl-2297	240	39	parent	parent	NOUN
cjrl-2297	240	40	borrowers	borrower	NOUN
cjrl-2297	240	41	for	for	ADP
cjrl-2297	240	42	their	their	PRON
cjrl-2297	240	43	children	child	NOUN
cjrl-2297	240	44	as	as	SCONJ
cjrl-2297	240	45	beneficiaries	beneficiary	NOUN
cjrl-2297	240	46	pursuant	pursuant	ADJ
cjrl-2297	240	47	to	to	ADP
cjrl-2297	240	48	the	the	DET
cjrl-2297	240	49	hea.79	hea.79	PROPN
cjrl-2297	240	50	restrictions	restriction	NOUN
cjrl-2297	240	51	were	be	AUX
cjrl-2297	240	52	originally	originally	ADV
cjrl-2297	240	53	placed	place	VERB
cjrl-2297	240	54	on	on	ADP
cjrl-2297	240	55	the	the	DET
cjrl-2297	240	56	applicant	applicant	ADJ
cjrl-2297	240	57	amount	amount	NOUN
cjrl-2297	240	58	available	available	ADJ
cjrl-2297	240	59	for	for	ADP
cjrl-2297	240	60	plus	plus	CCONJ
cjrl-2297	240	61	loans	loan	NOUN
cjrl-2297	240	62	,	,	PUNCT
cjrl-2297	240	63	but	but	CCONJ
cjrl-2297	240	64	the	the	DET
cjrl-2297	240	65	1992	1992	NUM
cjrl-2297	240	66	hea	hea	PROPN
cjrl-2297	240	67	amendments	amendment	NOUN
cjrl-2297	240	68	effectively	effectively	ADV
cjrl-2297	240	69	eliminated	eliminate	VERB
cjrl-2297	240	70	the	the	DET
cjrl-2297	240	71	previous	previous	ADJ
cjrl-2297	240	72	plus	plus	CCONJ
cjrl-2297	240	73	loan	loan	NOUN
cjrl-2297	240	74	limits.80	limits.80	PROPN
cjrl-2297	240	75	the	the	DET
cjrl-2297	240	76	federal	federal	ADJ
cjrl-2297	240	77	legislature	legislature	NOUN
cjrl-2297	240	78	opened	open	VERB
cjrl-2297	240	79	the	the	DET
cjrl-2297	240	80	plus	plus	ADJ
cjrl-2297	240	81	loan	loan	NOUN
cjrl-2297	240	82	program	program	NOUN
cjrl-2297	240	83	to	to	PART
cjrl-2297	240	84	graduate	graduate	VERB
cjrl-2297	240	85	and	and	CCONJ
cjrl-2297	240	86	professional	professional	ADJ
cjrl-2297	240	87	student	student	NOUN
cjrl-2297	240	88	borrowers	borrower	NOUN
cjrl-2297	240	89	with	with	ADP
cjrl-2297	240	90	the	the	DET
cjrl-2297	240	91	enactment	enactment	NOUN
cjrl-2297	240	92	of	of	ADP
cjrl-2297	240	93	the	the	DET
cjrl-2297	240	94	higher	high	ADJ
cjrl-2297	240	95	education	education	NOUN
cjrl-2297	240	96	reconciliation	reconciliation	NOUN
cjrl-2297	240	97	act	act	NOUN
cjrl-2297	240	98	(	(	PUNCT
cjrl-2297	240	99	hera	hera	PROPN
cjrl-2297	240	100	)	)	PUNCT
cjrl-2297	240	101	of	of	ADP
cjrl-2297	240	102	2005.81	2005.81	NUM
cjrl-2297	240	103	three	three	NUM
cjrl-2297	240	104	years	year	NOUN
cjrl-2297	240	105	later	later	ADV
cjrl-2297	240	106	,	,	PUNCT
cjrl-2297	240	107	the	the	DET
cjrl-2297	240	108	higher	high	ADJ
cjrl-2297	240	109	education	education	NOUN
cjrl-2297	240	110	opportunity	opportunity	NOUN
cjrl-2297	240	111	act	act	NOUN
cjrl-2297	240	112	of	of	ADP
cjrl-2297	240	113	2008	2008	NUM
cjrl-2297	240	114	(	(	PUNCT
cjrl-2297	240	115	“	"	PUNCT
cjrl-2297	240	116	heoa	heoa	PROPN
cjrl-2297	240	117	”	"	PUNCT
cjrl-2297	240	118	)	)	PUNCT
cjrl-2297	240	119	reauthorized	reauthorize	VERB
cjrl-2297	240	120	the	the	DET
cjrl-2297	240	121	hea.82	hea.82	ADJ
cjrl-2297	240	122	pursuant	pursuant	NOUN
cjrl-2297	240	123	to	to	ADP
cjrl-2297	240	124	the	the	DET
cjrl-2297	240	125	heoa	heoa	PROPN
cjrl-2297	240	126	,	,	PUNCT
cjrl-2297	240	127	plus	plus	CCONJ
cjrl-2297	240	128	loan	loan	NOUN
cjrl-2297	240	129	applicants	applicant	NOUN
cjrl-2297	240	130	are	be	AUX
cjrl-2297	240	131	subject	subject	ADJ
cjrl-2297	240	132	to	to	ADP
cjrl-2297	240	133	a	a	DET
cjrl-2297	240	134	credit	credit	NOUN
cjrl-2297	240	135	review	review	NOUN
cjrl-2297	240	136	for	for	ADP
cjrl-2297	240	137	adverse	adverse	ADJ
cjrl-2297	240	138	credit	credit	NOUN
cjrl-2297	240	139	history.83	history.83	PROPN
cjrl-2297	240	140	the	the	DET
cjrl-2297	240	141	heoa	heoa	PROPN
cjrl-2297	240	142	also	also	ADV
cjrl-2297	240	143	served	serve	VERB
cjrl-2297	240	144	to	to	PART
cjrl-2297	240	145	eliminate	eliminate	VERB
cjrl-2297	240	146	the	the	DET
cjrl-2297	240	147	deferred	deferred	ADJ
cjrl-2297	240	148	repayment	repayment	NOUN
cjrl-2297	240	149	start	start	NOUN
cjrl-2297	240	150	date	date	NOUN
cjrl-2297	240	151	option	option	NOUN
cjrl-2297	240	152	for	for	ADP
cjrl-2297	240	153	parent	parent	NOUN
cjrl-2297	240	154	plus	plus	CCONJ
cjrl-2297	240	155	loans	loan	NOUN
cjrl-2297	240	156	from	from	ADP
cjrl-2297	240	157	up	up	ADP
cjrl-2297	240	158	to	to	PART
cjrl-2297	240	159	six	six	NUM
cjrl-2297	240	160	months	month	NOUN
cjrl-2297	240	161	after	after	SCONJ
cjrl-2297	240	162	the	the	DET
cjrl-2297	240	163	dependent	dependent	ADJ
cjrl-2297	240	164	student	student	NOUN
cjrl-2297	240	165	leaves	leave	VERB
cjrl-2297	240	166	school	school	NOUN
cjrl-2297	240	167	to	to	PART
cjrl-2297	240	168	require	require	VERB
cjrl-2297	240	169	the	the	DET
cjrl-2297	240	170	first	first	ADJ
cjrl-2297	240	171	payment	payment	NOUN
cjrl-2297	240	172	of	of	ADP
cjrl-2297	240	173	principal	principal	NOUN
cjrl-2297	240	174	within	within	ADP
cjrl-2297	240	175	the	the	DET
cjrl-2297	240	176	sixty	sixty	ADJ
cjrl-2297	240	177	days	day	NOUN
cjrl-2297	240	178	from	from	ADP
cjrl-2297	240	179	the	the	DET
cjrl-2297	240	180	disbursement	disbursement	NOUN
cjrl-2297	240	181	date	date	NOUN
cjrl-2297	240	182	of	of	ADP
cjrl-2297	240	183	the	the	DET
cjrl-2297	240	184	final	final	ADJ
cjrl-2297	240	185	allocation	allocation	NOUN
cjrl-2297	240	186	of	of	ADP
cjrl-2297	240	187	the	the	DET
cjrl-2297	240	188	loan	loan	NOUN
cjrl-2297	240	189	proceeds.84	proceeds.84	NOUN
cjrl-2297	240	190	the	the	DET
cjrl-2297	240	191	hea	hea	PROPN
cjrl-2297	240	192	is	be	AUX
cjrl-2297	240	193	currently	currently	ADV
cjrl-2297	240	194	scheduled	schedule	VERB
cjrl-2297	240	195	for	for	ADP
cjrl-2297	240	196	congressional	congressional	ADJ
cjrl-2297	240	197	reauthorization	reauthorization	NOUN
cjrl-2297	240	198	,	,	PUNCT
cjrl-2297	240	199	although	although	SCONJ
cjrl-2297	240	200	regulatory	regulatory	ADJ
cjrl-2297	240	201	action	action	NOUN
cjrl-2297	240	202	may	may	AUX
cjrl-2297	240	203	ensue	ensue	VERB
cjrl-2297	240	204	in	in	ADP
cjrl-2297	240	205	the	the	DET
cjrl-2297	240	206	meantime	meantime	NOUN
cjrl-2297	240	207	towards	towards	ADP
cjrl-2297	240	208	relieving	relieve	VERB
cjrl-2297	240	209	student	student	NOUN
cjrl-2297	240	210	debt.85	debt.85	PROPN
cjrl-2297	240	211	the	the	DET
cjrl-2297	240	212	impending	impending	ADJ
cjrl-2297	240	213	hea	hea	PROPN
cjrl-2297	240	214	reauthorization	reauthorization	NOUN
cjrl-2297	240	215	(	(	PUNCT
cjrl-2297	240	216	parent	parent	NOUN
cjrl-2297	240	217	plus	plus	CCONJ
cjrl-2297	240	218	loans	loan	NOUN
cjrl-2297	240	219	are	be	AUX
cjrl-2297	240	220	only	only	ADV
cjrl-2297	240	221	available	available	ADJ
cjrl-2297	240	222	to	to	ADP
cjrl-2297	240	223	biological	biological	ADJ
cjrl-2297	240	224	,	,	PUNCT
cjrl-2297	240	225	adoptive	adoptive	ADJ
cjrl-2297	240	226	,	,	PUNCT
cjrl-2297	240	227	and	and	CCONJ
cjrl-2297	240	228	stepparents	stepparent	NOUN
cjrl-2297	240	229	of	of	ADP
cjrl-2297	240	230	eligible	eligible	ADJ
cjrl-2297	240	231	dependent	dependent	ADJ
cjrl-2297	240	232	students	student	NOUN
cjrl-2297	240	233	enrolled	enrol	VERB
cjrl-2297	240	234	at	at	ADP
cjrl-2297	240	235	least	least	ADJ
cjrl-2297	240	236	half	half	ADJ
cjrl-2297	240	237	time	time	NOUN
cjrl-2297	240	238	in	in	ADP
cjrl-2297	240	239	college	college	NOUN
cjrl-2297	240	240	)	)	PUNCT
cjrl-2297	240	241	;	;	PUNCT
cjrl-2297	240	242	usa	usa	PROPN
cjrl-2297	240	243	funds	funds	PROPN
cjrl-2297	240	244	univ	univ	PROPN
cjrl-2297	240	245	.	.	PROPN
cjrl-2297	240	246	,	,	PUNCT
cjrl-2297	240	247	stafford	stafford	PROPN
cjrl-2297	240	248	/	/	SYM
cjrl-2297	240	249	plus	plus	CCONJ
cjrl-2297	240	250	loans	loan	NOUN
cjrl-2297	240	251	:	:	PUNCT
cjrl-2297	240	252	the	the	DET
cjrl-2297	240	253	basics	basic	NOUN
cjrl-2297	240	254	11	11	NUM
cjrl-2297	240	255	(	(	PUNCT
cjrl-2297	240	256	2013	2013	NUM
cjrl-2297	240	257	)	)	PUNCT
cjrl-2297	240	258	,	,	PUNCT
cjrl-2297	240	259	http://www.usafunds	http://www.usafund	NOUN
cjrl-2297	240	260	.	.	PUNCT
cjrl-2297	241	1	org	org	NOUN
cjrl-2297	241	2	/	/	SYM
cjrl-2297	241	3	usafunds%20resourcelibrary	usafunds%20resourcelibrary	ADJ
cjrl-2297	241	4	/	/	SYM
cjrl-2297	241	5	staffordplusbasicsmanual.pdf	staffordplusbasicsmanual.pdf	PROPN
cjrl-2297	241	6	;	;	PUNCT
cjrl-2297	241	7	gross	gross	ADJ
cjrl-2297	241	8	,	,	PUNCT
cjrl-2297	241	9	supra	supra	PROPN
cjrl-2297	241	10	note	note	NOUN
cjrl-2297	241	11	13	13	NUM
cjrl-2297	241	12	,	,	PUNCT
cjrl-2297	241	13	at	at	ADP
cjrl-2297	241	14	19	19	NUM
cjrl-2297	241	15	;	;	PUNCT
cjrl-2297	241	16	see	see	VERB
cjrl-2297	241	17	generally	generally	ADV
cjrl-2297	241	18	tg	tg	ADP
cjrl-2297	241	19	research	research	NOUN
cjrl-2297	241	20	and	and	CCONJ
cjrl-2297	241	21	analytical	analytical	ADJ
cjrl-2297	241	22	services	service	NOUN
cjrl-2297	241	23	,	,	PUNCT
cjrl-2297	241	24	higher	high	ADJ
cjrl-2297	241	25	education	education	PROPN
cjrl-2297	241	26	act	act	PROPN
cjrl-2297	241	27	:	:	PUNCT
cjrl-2297	241	28	forty	forty	NUM
cjrl-2297	241	29	years	year	NOUN
cjrl-2297	241	30	of	of	ADP
cjrl-2297	241	31	opportunity	opportunity	NOUN
cjrl-2297	241	32	37	37	NUM
cjrl-2297	241	33	-	-	SYM
cjrl-2297	241	34	38	38	NUM
cjrl-2297	241	35	(	(	PUNCT
cjrl-2297	241	36	2005	2005	NUM
cjrl-2297	241	37	)	)	PUNCT
cjrl-2297	241	38	,	,	PUNCT
cjrl-2297	241	39	http://www.tgslc.org/pdf/hea_history.pdf	http://www.tgslc.org/pdf/hea_history.pdf	NOUN
cjrl-2297	241	40	;	;	PUNCT
cjrl-2297	241	41	history	history	NOUN
cjrl-2297	241	42	of	of	ADP
cjrl-2297	241	43	student	student	NOUN
cjrl-2297	241	44	financial	financial	ADJ
cjrl-2297	241	45	aid	aid	NOUN
cjrl-2297	241	46	,	,	PUNCT
cjrl-2297	241	47	finaid	finaid	PROPN
cjrl-2297	241	48	,	,	PUNCT
cjrl-2297	241	49	http://www.finaid.org/educators/	http://www.finaid.org/educators/	ADP
cjrl-2297	241	50	history.phtml	history.phtml	PROPN
cjrl-2297	241	51	(	(	PUNCT
cjrl-2297	241	52	last	last	ADJ
cjrl-2297	241	53	visited	visit	VERB
cjrl-2297	241	54	mar	mar	PROPN
cjrl-2297	241	55	.	.	PROPN
cjrl-2297	241	56	7	7	NUM
cjrl-2297	241	57	,	,	PUNCT
cjrl-2297	241	58	2014	2014	NUM
cjrl-2297	241	59	)	)	PUNCT
cjrl-2297	241	60	.	.	PUNCT
cjrl-2297	242	1	79	79	NUM
cjrl-2297	242	2	see	see	VERB
cjrl-2297	242	3	gross	gross	ADJ
cjrl-2297	242	4	,	,	PUNCT
cjrl-2297	242	5	supra	supra	ADJ
cjrl-2297	242	6	note	note	NOUN
cjrl-2297	242	7	13	13	NUM
cjrl-2297	242	8	,	,	PUNCT
cjrl-2297	242	9	at	at	ADP
cjrl-2297	242	10	19	19	NUM
cjrl-2297	242	11	;	;	PUNCT
cjrl-2297	242	12	see	see	VERB
cjrl-2297	242	13	also	also	ADV
cjrl-2297	242	14	34	34	NUM
cjrl-2297	242	15	cfr	cfr	NOUN
cjrl-2297	242	16	685.200(c	685.200(c	NUM
cjrl-2297	242	17	)	)	PUNCT
cjrl-2297	242	18	(	(	PUNCT
cjrl-2297	242	19	parent	parent	NOUN
cjrl-2297	242	20	plus	plus	CCONJ
cjrl-2297	242	21	loan	loan	NOUN
cjrl-2297	242	22	eligibility	eligibility	NOUN
cjrl-2297	242	23	)	)	PUNCT
cjrl-2297	242	24	.	.	PUNCT
cjrl-2297	243	1	but	but	CCONJ
cjrl-2297	243	2	see	see	VERB
cjrl-2297	243	3	34	34	NUM
cjrl-2297	243	4	cfr	cfr	NOUN
cjrl-2297	243	5	685.200(b	685.200(b	NUM
cjrl-2297	243	6	)	)	PUNCT
cjrl-2297	243	7	(	(	PUNCT
cjrl-2297	243	8	plus	plus	CCONJ
cjrl-2297	243	9	loan	loan	NOUN
cjrl-2297	243	10	availability	availability	NOUN
cjrl-2297	243	11	for	for	ADP
cjrl-2297	243	12	graduate	graduate	NOUN
cjrl-2297	243	13	and	and	CCONJ
cjrl-2297	243	14	professional	professional	ADJ
cjrl-2297	243	15	students	student	NOUN
cjrl-2297	243	16	)	)	PUNCT
cjrl-2297	243	17	.	.	PUNCT
cjrl-2297	244	1	80	80	NUM
cjrl-2297	244	2	parents	parent	NOUN
cjrl-2297	244	3	,	,	PUNCT
cjrl-2297	244	4	supra	supra	PROPN
cjrl-2297	244	5	note	note	NOUN
cjrl-2297	244	6	78	78	NUM
cjrl-2297	244	7	(	(	PUNCT
cjrl-2297	244	8	while	while	SCONJ
cjrl-2297	244	9	there	there	PRON
cjrl-2297	244	10	is	be	VERB
cjrl-2297	244	11	no	no	DET
cjrl-2297	244	12	limit	limit	NOUN
cjrl-2297	244	13	in	in	ADP
cjrl-2297	244	14	the	the	DET
cjrl-2297	244	15	amount	amount	NOUN
cjrl-2297	244	16	that	that	PRON
cjrl-2297	244	17	a	a	DET
cjrl-2297	244	18	borrower	borrower	NOUN
cjrl-2297	244	19	may	may	AUX
cjrl-2297	244	20	obtain	obtain	VERB
cjrl-2297	244	21	from	from	ADP
cjrl-2297	244	22	a	a	DET
cjrl-2297	244	23	plus	plus	CCONJ
cjrl-2297	244	24	loan	loan	NOUN
cjrl-2297	244	25	,	,	PUNCT
cjrl-2297	244	26	the	the	DET
cjrl-2297	244	27	amount	amount	NOUN
cjrl-2297	244	28	disbursed	disburse	VERB
cjrl-2297	244	29	is	be	AUX
cjrl-2297	244	30	restricted	restrict	VERB
cjrl-2297	244	31	to	to	ADP
cjrl-2297	244	32	an	an	DET
cjrl-2297	244	33	amount	amount	NOUN
cjrl-2297	244	34	determined	determine	VERB
cjrl-2297	244	35	by	by	ADP
cjrl-2297	244	36	the	the	DET
cjrl-2297	244	37	institution	institution	NOUN
cjrl-2297	244	38	the	the	DET
cjrl-2297	244	39	student	student	NOUN
cjrl-2297	244	40	attends	attend	VERB
cjrl-2297	244	41	and	and	CCONJ
cjrl-2297	244	42	may	may	AUX
cjrl-2297	244	43	not	not	PART
cjrl-2297	244	44	exceed	exceed	VERB
cjrl-2297	244	45	college	college	NOUN
cjrl-2297	244	46	costs	cost	NOUN
cjrl-2297	244	47	)	)	PUNCT
cjrl-2297	244	48	;	;	PUNCT
cjrl-2297	244	49	graduate	graduate	NOUN
cjrl-2297	244	50	and	and	CCONJ
cjrl-2297	244	51	professional	professional	ADJ
cjrl-2297	244	52	student	student	NOUN
cjrl-2297	244	53	plus	plus	CCONJ
cjrl-2297	244	54	loans	loan	NOUN
cjrl-2297	244	55	,	,	PUNCT
cjrl-2297	244	56	finaid	finaid	NOUN
cjrl-2297	244	57	,	,	PUNCT
cjrl-2297	244	58	http://www.finaid.org/loans/gradplus.phtml	http://www.finaid.org/loans/gradplus.phtml	INTJ
cjrl-2297	244	59	(	(	PUNCT
cjrl-2297	244	60	last	last	ADJ
cjrl-2297	244	61	visited	visit	VERB
cjrl-2297	244	62	mar	mar	PROPN
cjrl-2297	244	63	.	.	PROPN
cjrl-2297	244	64	7	7	NUM
cjrl-2297	244	65	,	,	PUNCT
cjrl-2297	244	66	2014	2014	NUM
cjrl-2297	244	67	)	)	PUNCT
cjrl-2297	244	68	(	(	PUNCT
cjrl-2297	244	69	the	the	DET
cjrl-2297	244	70	plus	plus	ADJ
cjrl-2297	244	71	loan	loan	NOUN
cjrl-2297	244	72	is	be	AUX
cjrl-2297	244	73	effectively	effectively	ADV
cjrl-2297	244	74	limited	limit	VERB
cjrl-2297	244	75	by	by	ADP
cjrl-2297	244	76	the	the	DET
cjrl-2297	244	77	cost	cost	NOUN
cjrl-2297	244	78	of	of	ADP
cjrl-2297	244	79	college	college	NOUN
cjrl-2297	244	80	attendance	attendance	NOUN
cjrl-2297	244	81	minus	minus	CCONJ
cjrl-2297	244	82	any	any	DET
cjrl-2297	244	83	financial	financial	ADJ
cjrl-2297	244	84	aid	aid	NOUN
cjrl-2297	244	85	obtained	obtain	VERB
cjrl-2297	244	86	)	)	PUNCT
cjrl-2297	244	87	;	;	PUNCT
cjrl-2297	244	88	historical	historical	ADJ
cjrl-2297	244	89	loan	loan	NOUN
cjrl-2297	244	90	limits	limit	NOUN
cjrl-2297	244	91	,	,	PUNCT
cjrl-2297	244	92	finaid	finaid	NOUN
cjrl-2297	244	93	,	,	PUNCT
cjrl-2297	244	94	http://www.finaid.org/loans/historicallimits.phtml	http://www.finaid.org/loans/historicallimits.phtml	PRON
cjrl-2297	244	95	(	(	PUNCT
cjrl-2297	244	96	last	last	ADJ
cjrl-2297	244	97	visited	visit	VERB
cjrl-2297	244	98	mar	mar	PROPN
cjrl-2297	244	99	.	.	PROPN
cjrl-2297	244	100	7	7	NUM
cjrl-2297	244	101	,	,	PUNCT
cjrl-2297	244	102	2014	2014	NUM
cjrl-2297	244	103	)	)	PUNCT
cjrl-2297	244	104	;	;	PUNCT
cjrl-2297	244	105	see	see	VERB
cjrl-2297	244	106	also	also	ADV
cjrl-2297	244	107	higher	high	ADJ
cjrl-2297	244	108	education	education	NOUN
cjrl-2297	244	109	amendments	amendment	NOUN
cjrl-2297	244	110	of	of	ADP
cjrl-2297	244	111	1992	1992	NUM
cjrl-2297	244	112	,	,	PUNCT
cjrl-2297	244	113	pub	pub	NOUN
cjrl-2297	244	114	.	.	PUNCT
cjrl-2297	245	1	l.	l.	PROPN
cjrl-2297	245	2	no	no	INTJ
cjrl-2297	245	3	.	.	PROPN
cjrl-2297	246	1	102	102	NUM
cjrl-2297	246	2	-	-	SYM
cjrl-2297	246	3	325	325	NUM
cjrl-2297	246	4	,	,	PUNCT
cjrl-2297	246	5	106	106	NUM
cjrl-2297	246	6	stat	stat	NOUN
cjrl-2297	246	7	.	.	PUNCT
cjrl-2297	247	1	448	448	NUM
cjrl-2297	247	2	(	(	PUNCT
cjrl-2297	247	3	codified	codify	VERB
cjrl-2297	247	4	as	as	SCONJ
cjrl-2297	247	5	amended	amend	VERB
cjrl-2297	247	6	in	in	ADP
cjrl-2297	247	7	scattered	scatter	VERB
cjrl-2297	247	8	sections	section	NOUN
cjrl-2297	247	9	of	of	ADP
cjrl-2297	247	10	20	20	NUM
cjrl-2297	247	11	u.s.c	u.s.c	ADJ
cjrl-2297	247	12	.	.	PUNCT
cjrl-2297	247	13	)	)	PUNCT
cjrl-2297	247	14	;	;	PUNCT
cjrl-2297	247	15	34	34	NUM
cjrl-2297	247	16	c.f.r	c.f.r	NOUN
cjrl-2297	247	17	.	.	PUNCT
cjrl-2297	248	1	§	§	PROPN
cjrl-2297	248	2	685.203(f)-(g	685.203(f)-(g	PROPN
cjrl-2297	248	3	)	)	PUNCT
cjrl-2297	248	4	(	(	PUNCT
cjrl-2297	248	5	2013	2013	NUM
cjrl-2297	248	6	)	)	PUNCT
cjrl-2297	248	7	;	;	PUNCT
cjrl-2297	249	1	susan	susan	PROPN
cjrl-2297	249	2	b.	b.	PROPN
cjrl-2297	249	3	hannah	hannah	PROPN
cjrl-2297	249	4	,	,	PUNCT
cjrl-2297	249	5	the	the	DET
cjrl-2297	249	6	higher	high	ADJ
cjrl-2297	249	7	education	education	NOUN
cjrl-2297	249	8	act	act	NOUN
cjrl-2297	249	9	of	of	ADP
cjrl-2297	249	10	1992	1992	NUM
cjrl-2297	249	11	:	:	PUNCT
cjrl-2297	249	12	skills	skill	NOUN
cjrl-2297	249	13	,	,	PUNCT
cjrl-2297	249	14	constraints	constraint	NOUN
cjrl-2297	249	15	,	,	PUNCT
cjrl-2297	249	16	and	and	CCONJ
cjrl-2297	249	17	the	the	DET
cjrl-2297	249	18	politics	politic	NOUN
cjrl-2297	249	19	of	of	ADP
cjrl-2297	249	20	higher	high	ADJ
cjrl-2297	249	21	education	education	NOUN
cjrl-2297	249	22	,	,	PUNCT
cjrl-2297	249	23	67	67	NUM
cjrl-2297	249	24	j.	j.	NOUN
cjrl-2297	249	25	of	of	ADP
cjrl-2297	249	26	higher	high	ADJ
cjrl-2297	249	27	educ	educ	PROPN
cjrl-2297	249	28	.	.	PUNCT
cjrl-2297	249	29	,	,	PUNCT
cjrl-2297	249	30	sept.-oct	sept.-oct	PROPN
cjrl-2297	249	31	.	.	PUNCT
cjrl-2297	249	32	1996	1996	NUM
cjrl-2297	249	33	,	,	PUNCT
cjrl-2297	249	34	at	at	ADP
cjrl-2297	249	35	498	498	NUM
cjrl-2297	249	36	(	(	PUNCT
cjrl-2297	249	37	“	"	PUNCT
cjrl-2297	249	38	[	[	X
cjrl-2297	249	39	t]he	t]he	ADJ
cjrl-2297	249	40	politics	politic	NOUN
cjrl-2297	249	41	of	of	ADP
cjrl-2297	249	42	hea	hea	PROPN
cjrl-2297	249	43	’	'	PUNCT
cjrl-2297	249	44	92	92	NUM
cjrl-2297	249	45	are	be	AUX
cjrl-2297	249	46	important	important	ADJ
cjrl-2297	249	47	because	because	SCONJ
cjrl-2297	249	48	they	they	PRON
cjrl-2297	249	49	resulted	result	VERB
cjrl-2297	249	50	in	in	ADP
cjrl-2297	249	51	a	a	DET
cjrl-2297	249	52	significant	significant	ADJ
cjrl-2297	249	53	shift	shift	NOUN
cjrl-2297	249	54	in	in	ADP
cjrl-2297	249	55	federal	federal	ADJ
cjrl-2297	249	56	policy	policy	NOUN
cjrl-2297	249	57	from	from	ADP
cjrl-2297	249	58	an	an	DET
cjrl-2297	249	59	historic	historic	ADJ
cjrl-2297	249	60	commitment	commitment	NOUN
cjrl-2297	249	61	to	to	PART
cjrl-2297	249	62	promote	promote	VERB
cjrl-2297	249	63	access	access	NOUN
cjrl-2297	249	64	to	to	ADP
cjrl-2297	249	65	postsecondary	postsecondary	ADJ
cjrl-2297	249	66	education	education	NOUN
cjrl-2297	249	67	through	through	ADP
cjrl-2297	249	68	grants	grant	NOUN
cjrl-2297	249	69	based	base	VERB
cjrl-2297	249	70	on	on	ADP
cjrl-2297	249	71	need	need	NOUN
cjrl-2297	249	72	to	to	ADP
cjrl-2297	249	73	a	a	DET
cjrl-2297	249	74	broader	broad	ADJ
cjrl-2297	249	75	strategy	strategy	NOUN
cjrl-2297	249	76	of	of	ADP
cjrl-2297	249	77	insured	insured	ADJ
cjrl-2297	249	78	loans	loan	NOUN
cjrl-2297	249	79	regardless	regardless	ADV
cjrl-2297	249	80	of	of	ADP
cjrl-2297	249	81	family	family	NOUN
cjrl-2297	249	82	income	income	NOUN
cjrl-2297	249	83	.	.	PUNCT
cjrl-2297	249	84	”	"	PUNCT
cjrl-2297	249	85	)	)	PUNCT
cjrl-2297	249	86	.	.	PUNCT
cjrl-2297	250	1	81	81	NUM
cjrl-2297	250	2	see	see	VERB
cjrl-2297	250	3	higher	high	ADJ
cjrl-2297	250	4	education	education	NOUN
cjrl-2297	250	5	reconciliation	reconciliation	NOUN
cjrl-2297	250	6	act	act	NOUN
cjrl-2297	250	7	of	of	ADP
cjrl-2297	250	8	2005	2005	NUM
cjrl-2297	250	9	,	,	PUNCT
cjrl-2297	250	10	pub	pub	NOUN
cjrl-2297	250	11	.	.	PUNCT
cjrl-2297	251	1	l.	l.	PROPN
cjrl-2297	251	2	no	no	INTJ
cjrl-2297	251	3	.	.	PROPN
cjrl-2297	252	1	109	109	NUM
cjrl-2297	252	2	-	-	SYM
cjrl-2297	252	3	171	171	NUM
cjrl-2297	252	4	,	,	PUNCT
cjrl-2297	252	5	120	120	NUM
cjrl-2297	252	6	stat	stat	NOUN
cjrl-2297	252	7	.	.	PUNCT
cjrl-2297	253	1	155	155	NUM
cjrl-2297	253	2	(	(	PUNCT
cjrl-2297	253	3	codified	codify	VERB
cjrl-2297	253	4	in	in	ADP
cjrl-2297	253	5	scattered	scatter	VERB
cjrl-2297	253	6	sections	section	NOUN
cjrl-2297	253	7	of	of	ADP
cjrl-2297	253	8	20	20	NUM
cjrl-2297	253	9	u.s.c	u.s.c	ADJ
cjrl-2297	253	10	.	.	PUNCT
cjrl-2297	253	11	)	)	PUNCT
cjrl-2297	253	12	.	.	PUNCT
cjrl-2297	254	1	82	82	NUM
cjrl-2297	254	2	see	see	VERB
cjrl-2297	254	3	higher	high	ADJ
cjrl-2297	254	4	education	education	NOUN
cjrl-2297	254	5	opportunity	opportunity	NOUN
cjrl-2297	254	6	act	act	NOUN
cjrl-2297	254	7	,	,	PUNCT
cjrl-2297	254	8	pub	pub	NOUN
cjrl-2297	254	9	.	.	PUNCT
cjrl-2297	255	1	l.	l.	PROPN
cjrl-2297	255	2	no	no	INTJ
cjrl-2297	255	3	.	.	PROPN
cjrl-2297	256	1	110	110	NUM
cjrl-2297	256	2	-	-	SYM
cjrl-2297	256	3	315	315	NUM
cjrl-2297	256	4	,	,	PUNCT
cjrl-2297	256	5	122	122	NUM
cjrl-2297	256	6	stat	stat	NOUN
cjrl-2297	256	7	.	.	PUNCT
cjrl-2297	257	1	3078	3078	NUM
cjrl-2297	257	2	(	(	PUNCT
cjrl-2297	257	3	2008	2008	NUM
cjrl-2297	257	4	)	)	PUNCT
cjrl-2297	257	5	(	(	PUNCT
cjrl-2297	257	6	codified	codify	VERB
cjrl-2297	257	7	as	as	SCONJ
cjrl-2297	257	8	amended	amend	VERB
cjrl-2297	257	9	in	in	ADP
cjrl-2297	257	10	scattered	scatter	VERB
cjrl-2297	257	11	sections	section	NOUN
cjrl-2297	257	12	of	of	ADP
cjrl-2297	257	13	5	5	NUM
cjrl-2297	257	14	,	,	PUNCT
cjrl-2297	257	15	12	12	NUM
cjrl-2297	257	16	,	,	PUNCT
cjrl-2297	257	17	15	15	NUM
cjrl-2297	257	18	,	,	PUNCT
cjrl-2297	257	19	20	20	NUM
cjrl-2297	257	20	,	,	PUNCT
cjrl-2297	257	21	25	25	NUM
cjrl-2297	257	22	,	,	PUNCT
cjrl-2297	257	23	and	and	CCONJ
cjrl-2297	257	24	42	42	NUM
cjrl-2297	257	25	u.s.c	u.s.c	ADJ
cjrl-2297	257	26	.	.	PUNCT
cjrl-2297	257	27	)	)	PUNCT
cjrl-2297	257	28	.	.	PUNCT
cjrl-2297	258	1	83	83	NUM
cjrl-2297	258	2	see	see	VERB
cjrl-2297	258	3	higher	high	ADJ
cjrl-2297	258	4	education	education	NOUN
cjrl-2297	258	5	opportunity	opportunity	NOUN
cjrl-2297	258	6	act	act	NOUN
cjrl-2297	258	7	,	,	PUNCT
cjrl-2297	258	8	§	§	PROPN
cjrl-2297	258	9	424(a)(1	424(a)(1	PROPN
cjrl-2297	258	10	)	)	PUNCT
cjrl-2297	258	11	.	.	PUNCT
cjrl-2297	259	1	84	84	NUM
cjrl-2297	259	2	see	see	VERB
cjrl-2297	259	3	higher	high	ADJ
cjrl-2297	259	4	education	education	NOUN
cjrl-2297	259	5	opportunity	opportunity	NOUN
cjrl-2297	259	6	act	act	NOUN
cjrl-2297	259	7	,	,	PUNCT
cjrl-2297	259	8	§	§	PROPN
cjrl-2297	259	9	424(a)(2	424(a)(2	NUM
cjrl-2297	259	10	)	)	PUNCT
cjrl-2297	259	11	;	;	PUNCT
cjrl-2297	259	12	see	see	AUX
cjrl-2297	259	13	also	also	ADV
cjrl-2297	259	14	ensuring	ensure	VERB
cjrl-2297	259	15	continued	continue	VERB
cjrl-2297	259	16	access	access	NOUN
cjrl-2297	259	17	to	to	ADP
cjrl-2297	259	18	student	student	NOUN
cjrl-2297	259	19	loans	loan	NOUN
cjrl-2297	259	20	act	act	NOUN
cjrl-2297	259	21	(	(	PUNCT
cjrl-2297	259	22	ecasla	ecasla	ADJ
cjrl-2297	259	23	)	)	PUNCT
cjrl-2297	259	24	,	,	PUNCT
cjrl-2297	259	25	pub	pub	NOUN
cjrl-2297	259	26	.	.	PUNCT
cjrl-2297	260	1	law	law	NOUN
cjrl-2297	260	2	110	110	NUM
cjrl-2297	260	3	-	-	SYM
cjrl-2297	260	4	227	227	NUM
cjrl-2297	260	5	(	(	PUNCT
cjrl-2297	260	6	2008	2008	NUM
cjrl-2297	260	7	)	)	PUNCT
cjrl-2297	260	8	(	(	PUNCT
cjrl-2297	260	9	the	the	DET
cjrl-2297	260	10	plus	plus	ADJ
cjrl-2297	260	11	loan	loan	NOUN
cjrl-2297	260	12	borrower	borrower	NOUN
cjrl-2297	260	13	had	have	AUX
cjrl-2297	260	14	the	the	DET
cjrl-2297	260	15	option	option	NOUN
cjrl-2297	260	16	under	under	ADP
cjrl-2297	260	17	the	the	DET
cjrl-2297	260	18	ecasla	ecasla	ADJ
cjrl-2297	260	19	to	to	PART
cjrl-2297	260	20	pay	pay	VERB
cjrl-2297	260	21	the	the	DET
cjrl-2297	260	22	accrued	accrue	VERB
cjrl-2297	260	23	interest	interest	NOUN
cjrl-2297	260	24	either	either	CCONJ
cjrl-2297	260	25	monthly	monthly	ADJ
cjrl-2297	260	26	or	or	CCONJ
cjrl-2297	260	27	quarterly	quarterly	ADJ
cjrl-2297	260	28	,	,	PUNCT
cjrl-2297	260	29	or	or	CCONJ
cjrl-2297	260	30	have	have	VERB
cjrl-2297	260	31	the	the	DET
cjrl-2297	260	32	interest	interest	NOUN
cjrl-2297	260	33	capitalized	capitalize	VERB
cjrl-2297	260	34	periodically	periodically	ADV
cjrl-2297	260	35	)	)	PUNCT
cjrl-2297	260	36	;	;	PUNCT
cjrl-2297	260	37	see	see	VERB
cjrl-2297	260	38	generally	generally	ADV
cjrl-2297	260	39	direct	direct	ADJ
cjrl-2297	260	40	loans	loan	NOUN
cjrl-2297	260	41	bulletin	bulletin	NOUN
cjrl-2297	260	42	dlb08	dlb08	PROPN
cjrl-2297	260	43	-	-	PUNCT
cjrl-2297	260	44	24	24	NUM
cjrl-2297	260	45	(	(	PUNCT
cjrl-2297	260	46	oct	oct	PROPN
cjrl-2297	260	47	.	.	PROPN
cjrl-2297	260	48	2008	2008	NUM
cjrl-2297	260	49	)	)	PUNCT
cjrl-2297	260	50	,	,	PUNCT
cjrl-2297	260	51	available	available	ADJ
cjrl-2297	260	52	at	at	ADP
cjrl-2297	260	53	https://my.flagler.edu/ics/icsfs	https://my.flagler.edu/ics/icsfs	ADJ
cjrl-2297	260	54	/deferment_options_for_parent_plus_loan_borrowers.pdf?target=43913515	/deferment_options_for_parent_plus_loan_borrowers.pdf?target=43913515	NOUN
cjrl-2297	260	55	-	-	PUNCT
cjrl-2297	260	56	be59	be59	PROPN
cjrl-2297	260	57	-	-	PUNCT
cjrl-2297	260	58	4b5b-9821	4b5b-9821	NUM
cjrl-2297	260	59	-	-	NOUN
cjrl-2297	260	60	1b6e0ccbc09c	1b6e0ccbc09c	NUM
cjrl-2297	260	61	(	(	PUNCT
cjrl-2297	260	62	“	"	PUNCT
cjrl-2297	260	63	subsequent	subsequent	ADJ
cjrl-2297	260	64	to	to	ADP
cjrl-2297	260	65	publication	publication	NOUN
cjrl-2297	260	66	of	of	ADP
cjrl-2297	260	67	dlb-08	dlb-08	NOUN
cjrl-2297	260	68	-	-	NUM
cjrl-2297	260	69	17	17	NUM
cjrl-2297	260	70	and	and	CCONJ
cjrl-2297	260	71	before	before	SCONJ
cjrl-2297	260	72	we	we	PRON
cjrl-2297	260	73	were	be	AUX
cjrl-2297	260	74	able	able	ADJ
cjrl-2297	260	75	to	to	PART
cjrl-2297	260	76	issue	issue	VERB
cjrl-2297	260	77	additional	additional	ADJ
cjrl-2297	260	78	operational	operational	ADJ
cjrl-2297	260	79	guidance	guidance	NOUN
cjrl-2297	260	80	on	on	ADP
cjrl-2297	260	81	the	the	DET
cjrl-2297	260	82	delayed	delay	VERB
cjrl-2297	260	83	repayment	repayment	NOUN
cjrl-2297	260	84	option	option	NOUN
cjrl-2297	260	85	for	for	ADP
cjrl-2297	260	86	parent	parent	NOUN
cjrl-2297	260	87	direct	direct	ADJ
cjrl-2297	260	88	plus	plus	CCONJ
cjrl-2297	260	89	loan	loan	NOUN
cjrl-2297	260	90	borrowers	borrower	NOUN
cjrl-2297	260	91	,	,	PUNCT
cjrl-2297	260	92	the	the	DET
cjrl-2297	260	93	higher	high	ADJ
cjrl-2297	260	94	education	education	NOUN
cjrl-2297	260	95	opportunity	opportunity	NOUN
cjrl-2297	260	96	act	act	NOUN
cjrl-2297	260	97	(	(	PUNCT
cjrl-2297	260	98	the	the	DET
cjrl-2297	260	99	heoa	heoa	PROPN
cjrl-2297	260	100	)	)	PUNCT
cjrl-2297	260	101	was	be	AUX
cjrl-2297	260	102	enacted	enact	VERB
cjrl-2297	260	103	.	.	PUNCT
cjrl-2297	261	1	this	this	DET
cjrl-2297	261	2	legislation	legislation	NOUN
cjrl-2297	261	3	established	establish	VERB
cjrl-2297	261	4	deferment	deferment	NOUN
cjrl-2297	261	5	provisions	provision	NOUN
cjrl-2297	261	6	for	for	ADP
cjrl-2297	261	7	plus	plus	CCONJ
cjrl-2297	261	8	loan	loan	NOUN
cjrl-2297	261	9	borrowers	borrower	NOUN
cjrl-2297	261	10	that	that	PRON
cjrl-2297	261	11	superseded	supersede	VERB
cjrl-2297	261	12	the	the	DET
cjrl-2297	261	13	changes	change	NOUN
cjrl-2297	261	14	made	make	VERB
cjrl-2297	261	15	by	by	ADP
cjrl-2297	261	16	the	the	DET
cjrl-2297	261	17	ecasla	ecasla	ADJ
cjrl-2297	261	18	.	.	PUNCT
cjrl-2297	261	19	”	"	PUNCT
cjrl-2297	261	20	)	)	PUNCT
cjrl-2297	261	21	.	.	PUNCT
cjrl-2297	262	1	85	85	NUM
cjrl-2297	262	2	press	press	NOUN
cjrl-2297	262	3	release	release	NOUN
cjrl-2297	262	4	,	,	PUNCT
cjrl-2297	262	5	educ	educ	PROPN
cjrl-2297	262	6	.	.	PUNCT
cjrl-2297	262	7	&	&	CCONJ
cjrl-2297	262	8	the	the	DET
cjrl-2297	262	9	workforce	workforce	PROPN
cjrl-2297	262	10	comm	comm	NOUN
cjrl-2297	262	11	.	.	PUNCT
cjrl-2297	262	12	,	,	PUNCT
cjrl-2297	262	13	committee	committee	NOUN
cjrl-2297	262	14	leaders	leader	NOUN
cjrl-2297	262	15	call	call	VERB
cjrl-2297	262	16	for	for	ADP
cjrl-2297	262	17	feedback	feedback	NOUN
cjrl-2297	262	18	on	on	ADP
cjrl-2297	262	19	higher	high	ADJ
cjrl-2297	262	20	education	education	NOUN
cjrl-2297	262	21	act	act	NOUN
cjrl-2297	262	22	reauthorization	reauthorization	NOUN
cjrl-2297	262	23	(	(	PUNCT
cjrl-2297	262	24	apr	apr	NOUN
cjrl-2297	262	25	.	.	PROPN
cjrl-2297	262	26	25	25	NUM
cjrl-2297	262	27	,	,	PUNCT
cjrl-2297	262	28	2013	2013	NUM
cjrl-2297	262	29	)	)	PUNCT
cjrl-2297	262	30	,	,	PUNCT
cjrl-2297	262	31	http://edworkforce.house.gov/news/documentsingle.aspx?documentid=331585	http://edworkforce.house.gov/news/documentsingle.aspx?documentid=331585	PROPN
cjrl-2297	262	32	;	;	PUNCT
cjrl-2297	262	33	letter	letter	NOUN
cjrl-2297	262	34	from	from	ADP
cjrl-2297	262	35	kline	kline	PROPN
cjrl-2297	262	36	,	,	PUNCT
cjrl-2297	262	37	supra	supra	PROPN
cjrl-2297	262	38	note	note	PROPN
cjrl-2297	262	39	70	70	NUM
cjrl-2297	262	40	;	;	PUNCT
cjrl-2297	262	41	negotiated	negotiate	VERB
cjrl-2297	262	42	rulemaking	rulemaking	NOUN
cjrl-2297	262	43	committee	committee	NOUN
cjrl-2297	262	44	;	;	PUNCT
cjrl-2297	262	45	public	public	ADJ
cjrl-2297	262	46	hearings	hearing	NOUN
cjrl-2297	262	47	,	,	PUNCT
cjrl-2297	262	48	federal	federal	ADJ
cjrl-2297	262	49	register	register	NOUN
cjrl-2297	262	50	(	(	PUNCT
cjrl-2297	262	51	apr	apr	PROPN
cjrl-2297	262	52	.	.	PROPN
cjrl-2297	262	53	16	16	NUM
cjrl-2297	262	54	,	,	PUNCT
cjrl-2297	262	55	2013	2013	NUM
cjrl-2297	262	56	)	)	PUNCT
cjrl-2297	262	57	,	,	PUNCT
cjrl-2297	262	58	https://www.federalregister.gov/articles/2013/04/16/2013-08891/negotiated-rulemaking-committee-public-hearings	https://www.federalregister.gov/articles/2013/04/16/2013-08891/negotiated-rulemaking-committee-public-hearing	NOUN
cjrl-2297	262	59	;	;	PUNCT
cjrl-2297	262	60	see	see	VERB
cjrl-2297	262	61	generally	generally	ADV
cjrl-2297	262	62	sara	sara	PROPN
cjrl-2297	262	63	lipka	lipka	PROPN
cjrl-2297	262	64	,	,	PUNCT
cjrl-2297	262	65	quest	quest	NOUN
cjrl-2297	262	66	for	for	ADP
cjrl-2297	262	67	good	good	ADJ
cjrl-2297	262	68	graduation	graduation	NOUN
cjrl-2297	262	69	data	datum	NOUN
cjrl-2297	262	70	will	will	AUX
cjrl-2297	262	71	be	be	AUX
cjrl-2297	262	72	key	key	ADJ
cjrl-2297	262	73	to	to	ADP
cjrl-2297	262	74	next	next	ADJ
cjrl-2297	262	75	higher	high	ADJ
cjrl-2297	262	76	education	education	PROPN
cjrl-2297	262	77	act	act	PROPN
cjrl-2297	262	78	,	,	PUNCT
cjrl-2297	262	79	chronicle	chronicle	PROPN
cjrl-2297	262	80	of	of	ADP
cjrl-2297	262	81	higher	high	ADJ
cjrl-2297	262	82	education	education	NOUN
cjrl-2297	262	83	(	(	PUNCT
cjrl-2297	262	84	nov	nov	PROPN
cjrl-2297	262	85	.	.	PROPN
cjrl-2297	262	86	15	15	NUM
cjrl-2297	262	87	,	,	PUNCT
cjrl-2297	262	88	2012	2012	NUM
cjrl-2297	262	89	)	)	PUNCT
cjrl-2297	262	90	,	,	PUNCT
cjrl-2297	262	91	http://chronicle.com/article/quest-for-good-graduation-data/135816/	http://chronicle.com/article/quest-for-good-graduation-data/135816/	NUM
cjrl-2297	262	92	;	;	PUNCT
cjrl-2297	262	93	libby	libby	PROPN
cjrl-2297	262	94	a.	a.	NOUN
cjrl-2297	262	95	foreclosures	foreclosure	NOUN
cjrl-2297	262	96	and	and	CCONJ
cjrl-2297	262	97	financial	financial	ADJ
cjrl-2297	262	98	aid	aid	NOUN
cjrl-2297	262	99	vol	vol	NOUN
cjrl-2297	262	100	.	.	PUNCT
cjrl-2297	263	1	4:2	4:2	NUM
cjrl-2297	263	2	142	142	NUM
cjrl-2297	263	3	subjects	subject	NOUN
cjrl-2297	263	4	the	the	DET
cjrl-2297	263	5	federal	federal	ADJ
cjrl-2297	263	6	student	student	NOUN
cjrl-2297	263	7	aid	aid	NOUN
cjrl-2297	263	8	program	program	NOUN
cjrl-2297	263	9	to	to	ADP
cjrl-2297	263	10	a	a	DET
cjrl-2297	263	11	number	number	NOUN
cjrl-2297	263	12	of	of	ADP
cjrl-2297	263	13	substantive	substantive	ADJ
cjrl-2297	263	14	changes	change	NOUN
cjrl-2297	263	15	,	,	PUNCT
cjrl-2297	263	16	including	include	VERB
cjrl-2297	263	17	the	the	DET
cjrl-2297	263	18	revision	revision	NOUN
cjrl-2297	263	19	of	of	ADP
cjrl-2297	263	20	plus	plus	CCONJ
cjrl-2297	263	21	loan	loan	NOUN
cjrl-2297	263	22	policies.86	policies.86	NOUN
cjrl-2297	263	23	the	the	DET
cjrl-2297	263	24	upcoming	upcoming	ADJ
cjrl-2297	263	25	reauthorization	reauthorization	NOUN
cjrl-2297	263	26	of	of	ADP
cjrl-2297	263	27	the	the	DET
cjrl-2297	263	28	higher	high	ADJ
cjrl-2297	263	29	education	education	NOUN
cjrl-2297	263	30	act	act	NOUN
cjrl-2297	263	31	will	will	AUX
cjrl-2297	263	32	be	be	AUX
cjrl-2297	263	33	an	an	DET
cjrl-2297	263	34	opportunity	opportunity	NOUN
cjrl-2297	263	35	to	to	PART
cjrl-2297	263	36	focus	focus	VERB
cjrl-2297	263	37	on	on	ADP
cjrl-2297	263	38	runaway	runaway	ADJ
cjrl-2297	263	39	college	college	NOUN
cjrl-2297	263	40	costs	cost	NOUN
cjrl-2297	263	41	and	and	CCONJ
cjrl-2297	263	42	promote	promote	VERB
cjrl-2297	263	43	a	a	DET
cjrl-2297	263	44	system	system	NOUN
cjrl-2297	263	45	of	of	ADP
cjrl-2297	263	46	shared	share	VERB
cjrl-2297	263	47	responsibility	responsibility	NOUN
cjrl-2297	263	48	among	among	ADP
cjrl-2297	263	49	all	all	DET
cjrl-2297	263	50	stakeholders	stakeholder	NOUN
cjrl-2297	263	51	:	:	PUNCT
cjrl-2297	263	52	the	the	DET
cjrl-2297	263	53	federal	federal	ADJ
cjrl-2297	263	54	government	government	NOUN
cjrl-2297	263	55	,	,	PUNCT
cjrl-2297	263	56	states	state	NOUN
cjrl-2297	263	57	,	,	PUNCT
cjrl-2297	263	58	institutions	institution	NOUN
cjrl-2297	263	59	,	,	PUNCT
cjrl-2297	263	60	and	and	CCONJ
cjrl-2297	263	61	students	student	NOUN
cjrl-2297	263	62	and	and	CCONJ
cjrl-2297	263	63	families.87	families.87	VERB
cjrl-2297	263	64	legislation	legislation	NOUN
cjrl-2297	263	65	regarding	regard	VERB
cjrl-2297	263	66	the	the	DET
cjrl-2297	263	67	federal	federal	ADJ
cjrl-2297	263	68	plus	plus	CCONJ
cjrl-2297	263	69	loans	loan	NOUN
cjrl-2297	263	70	falls	fall	VERB
cjrl-2297	263	71	under	under	ADP
cjrl-2297	263	72	title	title	NOUN
cjrl-2297	263	73	iv	iv	NUM
cjrl-2297	263	74	of	of	ADP
cjrl-2297	263	75	the	the	DET
cjrl-2297	263	76	hea	hea	NOUN
cjrl-2297	263	77	,	,	PUNCT
cjrl-2297	263	78	and	and	CCONJ
cjrl-2297	263	79	the	the	DET
cjrl-2297	263	80	corresponding	corresponding	ADJ
cjrl-2297	263	81	regulations	regulation	NOUN
cjrl-2297	263	82	are	be	AUX
cjrl-2297	263	83	under	under	ADP
cjrl-2297	263	84	title	title	NOUN
cjrl-2297	263	85	34	34	NUM
cjrl-2297	263	86	of	of	ADP
cjrl-2297	263	87	the	the	DET
cjrl-2297	263	88	code	code	NOUN
cjrl-2297	263	89	of	of	ADP
cjrl-2297	263	90	federal	federal	ADJ
cjrl-2297	263	91	regulations.88	regulations.88	PROPN
cjrl-2297	263	92	sections	section	NOUN
cjrl-2297	263	93	428b	428b	NOUN
cjrl-2297	263	94	and	and	CCONJ
cjrl-2297	263	95	451	451	NUM
cjrl-2297	263	96	of	of	ADP
cjrl-2297	263	97	the	the	DET
cjrl-2297	263	98	hea	hea	PROPN
cjrl-2297	263	99	should	should	AUX
cjrl-2297	263	100	be	be	AUX
cjrl-2297	263	101	considered	consider	VERB
cjrl-2297	263	102	for	for	ADP
cjrl-2297	263	103	revision	revision	NOUN
cjrl-2297	263	104	in	in	ADP
cjrl-2297	263	105	regards	regard	NOUN
cjrl-2297	263	106	to	to	ADP
cjrl-2297	263	107	the	the	DET
cjrl-2297	263	108	problems	problem	NOUN
cjrl-2297	263	109	created	create	VERB
cjrl-2297	263	110	by	by	ADP
cjrl-2297	263	111	the	the	DET
cjrl-2297	263	112	credit	credit	NOUN
cjrl-2297	263	113	eligibility	eligibility	NOUN
cjrl-2297	263	114	standards	standard	NOUN
cjrl-2297	263	115	of	of	ADP
cjrl-2297	263	116	the	the	DET
cjrl-2297	263	117	plus	plus	ADJ
cjrl-2297	263	118	loan	loan	NOUN
cjrl-2297	263	119	program.89	program.89	PROPN
cjrl-2297	263	120	in	in	ADP
cjrl-2297	263	121	addition	addition	NOUN
cjrl-2297	263	122	,	,	PUNCT
cjrl-2297	263	123	sections	section	NOUN
cjrl-2297	263	124	685.102	685.102	NUM
cjrl-2297	263	125	,	,	PUNCT
cjrl-2297	263	126	685.200	685.200	NUM
cjrl-2297	263	127	,	,	PUNCT
cjrl-2297	263	128	and	and	CCONJ
cjrl-2297	263	129	685.201	685.201	NUM
cjrl-2297	263	130	of	of	ADP
cjrl-2297	263	131	title	title	NOUN
cjrl-2297	263	132	34	34	NUM
cjrl-2297	263	133	of	of	ADP
cjrl-2297	263	134	the	the	DET
cjrl-2297	263	135	code	code	NOUN
cjrl-2297	263	136	of	of	ADP
cjrl-2297	263	137	federal	federal	ADJ
cjrl-2297	263	138	regulations	regulation	NOUN
cjrl-2297	263	139	should	should	AUX
cjrl-2297	263	140	be	be	AUX
cjrl-2297	263	141	reviewed	review	VERB
cjrl-2297	263	142	to	to	PART
cjrl-2297	263	143	revise	revise	VERB
cjrl-2297	263	144	the	the	DET
cjrl-2297	263	145	implementation	implementation	NOUN
cjrl-2297	263	146	and	and	CCONJ
cjrl-2297	263	147	administration	administration	NOUN
cjrl-2297	263	148	of	of	ADP
cjrl-2297	263	149	the	the	DET
cjrl-2297	263	150	plus	plus	ADJ
cjrl-2297	263	151	loan	loan	NOUN
cjrl-2297	263	152	program.90	program.90	PROPN
cjrl-2297	263	153	disbursement	disbursement	NOUN
cjrl-2297	263	154	costs	cost	NOUN
cjrl-2297	263	155	and	and	CCONJ
cjrl-2297	263	156	origination	origination	NOUN
cjrl-2297	263	157	fees	fee	NOUN
cjrl-2297	263	158	could	could	AUX
cjrl-2297	263	159	also	also	ADV
cjrl-2297	263	160	be	be	AUX
cjrl-2297	263	161	revised	revise	VERB
cjrl-2297	263	162	to	to	PART
cjrl-2297	263	163	reenact	reenact	VERB
cjrl-2297	263	164	the	the	DET
cjrl-2297	263	165	former	former	ADJ
cjrl-2297	263	166	interest	interest	NOUN
cjrl-2297	263	167	rebate	rebate	NOUN
cjrl-2297	263	168	under	under	ADP
cjrl-2297	263	169	the	the	DET
cjrl-2297	263	170	now	now	ADV
cjrl-2297	263	171	expired	expire	VERB
cjrl-2297	263	172	provision	provision	NOUN
cjrl-2297	263	173	of	of	ADP
cjrl-2297	263	174	the	the	DET
cjrl-2297	263	175	budget	budget	NOUN
cjrl-2297	263	176	control	control	PROPN
cjrl-2297	263	177	act	act	PROPN
cjrl-2297	263	178	of	of	ADP
cjrl-2297	263	179	2011.91	2011.91	NUM
cjrl-2297	263	180	section	section	NOUN
cjrl-2297	263	181	685.200	685.200	NUM
cjrl-2297	263	182	of	of	ADP
cjrl-2297	263	183	title	title	NOUN
cjrl-2297	263	184	34	34	NUM
cjrl-2297	263	185	of	of	ADP
cjrl-2297	263	186	the	the	DET
cjrl-2297	263	187	code	code	NOUN
cjrl-2297	263	188	of	of	ADP
cjrl-2297	263	189	federal	federal	ADJ
cjrl-2297	263	190	regulations	regulation	NOUN
cjrl-2297	263	191	addresses	address	NOUN
cjrl-2297	263	192	borrower	borrower	NOUN
cjrl-2297	263	193	eligibility	eligibility	NOUN
cjrl-2297	263	194	for	for	ADP
cjrl-2297	263	195	the	the	DET
cjrl-2297	263	196	plus	plus	ADJ
cjrl-2297	263	197	loan	loan	NOUN
cjrl-2297	263	198	program	program	NOUN
cjrl-2297	263	199	,	,	PUNCT
cjrl-2297	263	200	including	include	VERB
cjrl-2297	263	201	the	the	DET
cjrl-2297	263	202	“	"	PUNCT
cjrl-2297	263	203	adverse	adverse	ADJ
cjrl-2297	263	204	credit	credit	NOUN
cjrl-2297	263	205	”	"	PUNCT
cjrl-2297	263	206	requirement.92	requirement.92	VERB
cjrl-2297	263	207	the	the	DET
cjrl-2297	263	208	interpretation	interpretation	NOUN
cjrl-2297	263	209	of	of	ADP
cjrl-2297	263	210	the	the	DET
cjrl-2297	263	211	“	"	PUNCT
cjrl-2297	263	212	adverse	adverse	ADJ
cjrl-2297	263	213	credit	credit	NOUN
cjrl-2297	263	214	”	"	PUNCT
cjrl-2297	263	215	term	term	NOUN
cjrl-2297	263	216	is	be	AUX
cjrl-2297	263	217	pertinent	pertinent	ADJ
cjrl-2297	263	218	,	,	PUNCT
cjrl-2297	263	219	and	and	CCONJ
cjrl-2297	263	220	the	the	DET
cjrl-2297	263	221	meaning	meaning	NOUN
cjrl-2297	263	222	of	of	ADP
cjrl-2297	263	223	the	the	DET
cjrl-2297	263	224	term	term	NOUN
cjrl-2297	263	225	for	for	ADP
cjrl-2297	263	226	plus	plus	CCONJ
cjrl-2297	263	227	loans	loan	NOUN
cjrl-2297	263	228	is	be	AUX
cjrl-2297	263	229	stated	state	VERB
cjrl-2297	263	230	in	in	ADP
cjrl-2297	263	231	section	section	NOUN
cjrl-2297	263	232	685.200(c	685.200(c	PROPN
cjrl-2297	263	233	)	)	PUNCT
cjrl-2297	263	234	to	to	PART
cjrl-2297	263	235	include	include	VERB
cjrl-2297	263	236	consideration	consideration	NOUN
cjrl-2297	263	237	of	of	ADP
cjrl-2297	263	238	any	any	DET
cjrl-2297	263	239	debt.93	debt.93	NOUN
cjrl-2297	263	240	moreover	moreover	ADV
cjrl-2297	263	241	,	,	PUNCT
cjrl-2297	263	242	defaults	default	NOUN
cjrl-2297	263	243	,	,	PUNCT
cjrl-2297	263	244	bankruptcies	bankruptcy	NOUN
cjrl-2297	263	245	,	,	PUNCT
cjrl-2297	263	246	foreclosures	foreclosure	NOUN
cjrl-2297	263	247	,	,	PUNCT
cjrl-2297	263	248	repossessions	repossession	NOUN
cjrl-2297	263	249	,	,	PUNCT
cjrl-2297	263	250	tax	tax	NOUN
cjrl-2297	263	251	nelson	nelson	PROPN
cjrl-2297	263	252	,	,	PUNCT
cjrl-2297	263	253	trying	try	VERB
cjrl-2297	263	254	again	again	ADV
cjrl-2297	263	255	on	on	ADP
cjrl-2297	263	256	‘	'	PUNCT
cjrl-2297	263	257	gainful	gainful	ADJ
cjrl-2297	263	258	’	'	PUNCT
cjrl-2297	263	259	,	,	PUNCT
cjrl-2297	263	260	inside	inside	ADP
cjrl-2297	263	261	higher	high	ADJ
cjrl-2297	263	262	education	education	NOUN
cjrl-2297	263	263	,	,	PUNCT
cjrl-2297	263	264	apr	apr	PROPN
cjrl-2297	263	265	.	.	PROPN
cjrl-2297	263	266	16	16	NUM
cjrl-2297	263	267	,	,	PUNCT
cjrl-2297	263	268	2013	2013	NUM
cjrl-2297	263	269	;	;	PUNCT
cjrl-2297	263	270	see	see	VERB
cjrl-2297	263	271	generally	generally	ADV
cjrl-2297	263	272	doug	doug	PROPN
cjrl-2297	263	273	lederman	lederman	PROPN
cjrl-2297	263	274	,	,	PUNCT
cjrl-2297	263	275	hea	hea	PROPN
cjrl-2297	263	276	:	:	PUNCT
cjrl-2297	263	277	a	a	DET
cjrl-2297	263	278	huge	huge	ADJ
cjrl-2297	263	279	,	,	PUNCT
cjrl-2297	263	280	exacting	exact	VERB
cjrl-2297	263	281	accountability	accountability	NOUN
cjrl-2297	263	282	bill	bill	NOUN
cjrl-2297	263	283	,	,	PUNCT
cjrl-2297	263	284	inside	inside	ADP
cjrl-2297	263	285	higher	high	ADJ
cjrl-2297	263	286	ed	ed	NOUN
cjrl-2297	263	287	(	(	PUNCT
cjrl-2297	263	288	aug	aug	PROPN
cjrl-2297	263	289	.	.	PROPN
cjrl-2297	263	290	1	1	NUM
cjrl-2297	263	291	,	,	PUNCT
cjrl-2297	263	292	2008	2008	NUM
cjrl-2297	263	293	)	)	PUNCT
cjrl-2297	263	294	,	,	PUNCT
cjrl-2297	263	295	http://www.insidehighered.com/news/2008	http://www.insidehighered.com/news/2008	NOUN
cjrl-2297	263	296	/08/01	/08/01	NOUN
cjrl-2297	263	297	/	/	SYM
cjrl-2297	263	298	hea#sthash.xa3z8dnf.dpbs	hea#sthash.xa3z8dnf.dpb	NOUN
cjrl-2297	263	299	(	(	PUNCT
cjrl-2297	263	300	“	"	PUNCT
cjrl-2297	263	301	given	give	VERB
cjrl-2297	263	302	that	that	SCONJ
cjrl-2297	263	303	the	the	DET
cjrl-2297	263	304	bill	bill	NOUN
cjrl-2297	263	305	by	by	ADP
cjrl-2297	263	306	its	its	PRON
cjrl-2297	263	307	nature	nature	NOUN
cjrl-2297	263	308	has	have	AUX
cjrl-2297	263	309	such	such	DET
cjrl-2297	263	310	a	a	DET
cjrl-2297	263	311	sweeping	sweeping	ADJ
cjrl-2297	263	312	agenda	agenda	NOUN
cjrl-2297	263	313	,	,	PUNCT
cjrl-2297	263	314	and	and	CCONJ
cjrl-2297	263	315	that	that	SCONJ
cjrl-2297	263	316	it	it	PRON
cjrl-2297	263	317	becomes	become	VERB
cjrl-2297	263	318	a	a	DET
cjrl-2297	263	319	magnet	magnet	NOUN
cjrl-2297	263	320	for	for	ADP
cjrl-2297	263	321	proposals	proposal	NOUN
cjrl-2297	263	322	from	from	ADP
cjrl-2297	263	323	the	the	DET
cjrl-2297	263	324	increasing	increase	VERB
cjrl-2297	263	325	numbers	number	NOUN
cjrl-2297	263	326	of	of	ADP
cjrl-2297	263	327	federal	federal	ADJ
cjrl-2297	263	328	lawmakers	lawmaker	NOUN
cjrl-2297	263	329	who	who	PRON
cjrl-2297	263	330	are	be	AUX
cjrl-2297	263	331	interested	interested	ADJ
cjrl-2297	263	332	in	in	ADP
cjrl-2297	263	333	education	education	NOUN
cjrl-2297	263	334	policy	policy	NOUN
cjrl-2297	263	335	and	and	CCONJ
cjrl-2297	263	336	have	have	VERB
cjrl-2297	263	337	their	their	PRON
cjrl-2297	263	338	own	own	ADJ
cjrl-2297	263	339	ideas	idea	NOUN
cjrl-2297	263	340	for	for	ADP
cjrl-2297	263	341	what	what	PRON
cjrl-2297	263	342	to	to	PART
cjrl-2297	263	343	do	do	AUX
cjrl-2297	263	344	,	,	PUNCT
cjrl-2297	263	345	it	it	PRON
cjrl-2297	263	346	may	may	AUX
cjrl-2297	263	347	be	be	AUX
cjrl-2297	263	348	almost	almost	ADV
cjrl-2297	263	349	inevitable	inevitable	ADJ
cjrl-2297	263	350	that	that	SCONJ
cjrl-2297	263	351	the	the	DET
cjrl-2297	263	352	higher	high	ADJ
cjrl-2297	263	353	education	education	NOUN
cjrl-2297	263	354	act	act	PROPN
cjrl-2297	263	355	renewal	renewal	NOUN
cjrl-2297	263	356	ends	end	VERB
cjrl-2297	263	357	up	up	ADP
cjrl-2297	263	358	being	be	AUX
cjrl-2297	263	359	disjointed	disjoint	VERB
cjrl-2297	263	360	rather	rather	ADV
cjrl-2297	263	361	than	than	ADP
cjrl-2297	263	362	full	full	ADJ
cjrl-2297	263	363	of	of	ADP
cjrl-2297	263	364	vision	vision	NOUN
cjrl-2297	263	365	.	.	PUNCT
cjrl-2297	263	366	”	"	PUNCT
cjrl-2297	263	367	)	)	PUNCT
cjrl-2297	263	368	.	.	PUNCT
cjrl-2297	264	1	86	86	NUM
cjrl-2297	264	2	see	see	VERB
cjrl-2297	264	3	generally	generally	ADV
cjrl-2297	264	4	libby	libby	PROPN
cjrl-2297	264	5	a.	a.	PROPN
cjrl-2297	264	6	nelson	nelson	PROPN
cjrl-2297	264	7	,	,	PUNCT
cjrl-2297	264	8	and	and	CCONJ
cjrl-2297	264	9	so	so	ADV
cjrl-2297	264	10	it	it	PRON
cjrl-2297	264	11	begins	begin	VERB
cjrl-2297	264	12	,	,	PUNCT
cjrl-2297	264	13	inside	inside	ADP
cjrl-2297	264	14	higher	high	ADJ
cjrl-2297	264	15	education	education	NOUN
cjrl-2297	264	16	,	,	PUNCT
cjrl-2297	264	17	apr	apr	PROPN
cjrl-2297	264	18	.	.	PROPN
cjrl-2297	264	19	17	17	NUM
cjrl-2297	264	20	,	,	PUNCT
cjrl-2297	264	21	2013	2013	NUM
cjrl-2297	264	22	;	;	PUNCT
cjrl-2297	264	23	libby	libby	PROPN
cjrl-2297	264	24	a.	a.	PROPN
cjrl-2297	264	25	nelson	nelson	PROPN
cjrl-2297	264	26	,	,	PUNCT
cjrl-2297	264	27	higher	high	ADJ
cjrl-2297	264	28	ed	ed	NOUN
cjrl-2297	264	29	in	in	ADP
cjrl-2297	264	30	the	the	DET
cjrl-2297	264	31	next	next	ADJ
cjrl-2297	264	32	congress	congress	PROPN
cjrl-2297	264	33	,	,	PUNCT
cjrl-2297	264	34	inside	inside	ADP
cjrl-2297	264	35	higher	high	ADJ
cjrl-2297	264	36	education	education	NOUN
cjrl-2297	264	37	,	,	PUNCT
cjrl-2297	264	38	oct	oct	PROPN
cjrl-2297	264	39	.	.	PROPN
cjrl-2297	264	40	10	10	NUM
cjrl-2297	264	41	,	,	PUNCT
cjrl-2297	264	42	2012	2012	NUM
cjrl-2297	264	43	(	(	PUNCT
cjrl-2297	264	44	recent	recent	ADJ
cjrl-2297	264	45	issues	issue	NOUN
cjrl-2297	264	46	before	before	ADP
cjrl-2297	264	47	congress	congress	PROPN
cjrl-2297	264	48	include	include	VERB
cjrl-2297	264	49	pell	pell	PROPN
cjrl-2297	264	50	grant	grant	NOUN
cjrl-2297	264	51	shortfalls	shortfall	NOUN
cjrl-2297	264	52	and	and	CCONJ
cjrl-2297	264	53	subsidized	subsidized	ADJ
cjrl-2297	264	54	student	student	NOUN
cjrl-2297	264	55	loan	loan	NOUN
cjrl-2297	264	56	interest	interest	NOUN
cjrl-2297	264	57	rate	rate	NOUN
cjrl-2297	264	58	hikes	hike	NOUN
cjrl-2297	264	59	)	)	PUNCT
cjrl-2297	264	60	;	;	PUNCT
cjrl-2297	264	61	nasfaa	nasfaa	NOUN
cjrl-2297	264	62	,	,	PUNCT
cjrl-2297	264	63	supra	supra	PROPN
cjrl-2297	264	64	note	note	PROPN
cjrl-2297	264	65	57	57	NUM
cjrl-2297	264	66	;	;	PUNCT
cjrl-2297	264	67	matt	matt	PROPN
cjrl-2297	264	68	aschenbrener	aschenbrener	PROPN
cjrl-2297	264	69	,	,	PUNCT
cjrl-2297	264	70	reauthorization	reauthorization	NOUN
cjrl-2297	264	71	of	of	ADP
cjrl-2297	264	72	the	the	DET
cjrl-2297	264	73	higher	high	ADJ
cjrl-2297	264	74	education	education	NOUN
cjrl-2297	264	75	act	act	PROPN
cjrl-2297	264	76	:	:	PUNCT
cjrl-2297	264	77	implications	implication	NOUN
cjrl-2297	264	78	for	for	ADP
cjrl-2297	264	79	student	student	NOUN
cjrl-2297	264	80	affairs	affair	NOUN
cjrl-2297	264	81	administrators	administrators	PROPN
cjrl-2297	264	82	,	,	PUNCT
cjrl-2297	264	83	naspa	naspa	PROPN
cjrl-2297	264	84	(	(	PUNCT
cjrl-2297	264	85	dec	dec	PROPN
cjrl-2297	264	86	.	.	PROPN
cjrl-2297	264	87	6	6	NUM
cjrl-2297	264	88	,	,	PUNCT
cjrl-2297	264	89	2013	2013	NUM
cjrl-2297	264	90	)	)	PUNCT
cjrl-2297	264	91	,	,	PUNCT
cjrl-2297	264	92	http://www.naspa.org/rpi/posts/reauthorization-of-the-higher-education-act-implications-for-student-affair	http://www.naspa.org/rpi/posts/reauthorization-of-the-higher-education-act-implications-for-student-affair	NOUN
cjrl-2297	264	93	(	(	PUNCT
cjrl-2297	264	94	“	"	PUNCT
cjrl-2297	264	95	some	some	PRON
cjrl-2297	264	96	have	have	AUX
cjrl-2297	264	97	suggested	suggest	VERB
cjrl-2297	264	98	this	this	DET
cjrl-2297	264	99	reauthorization	reauthorization	NOUN
cjrl-2297	264	100	may	may	AUX
cjrl-2297	264	101	overhaul	overhaul	VERB
cjrl-2297	264	102	and	and	CCONJ
cjrl-2297	264	103	streamline	streamline	VERB
cjrl-2297	264	104	the	the	DET
cjrl-2297	264	105	financial	financial	ADJ
cjrl-2297	264	106	aid	aid	NOUN
cjrl-2297	264	107	system	system	NOUN
cjrl-2297	264	108	,	,	PUNCT
cjrl-2297	264	109	providing	provide	VERB
cjrl-2297	264	110	a	a	DET
cjrl-2297	264	111	single	single	ADJ
cjrl-2297	264	112	grant	grant	NOUN
cjrl-2297	264	113	program	program	NOUN
cjrl-2297	264	114	,	,	PUNCT
cjrl-2297	264	115	a	a	DET
cjrl-2297	264	116	single	single	ADJ
cjrl-2297	264	117	loan	loan	NOUN
cjrl-2297	264	118	program	program	NOUN
cjrl-2297	264	119	,	,	PUNCT
cjrl-2297	264	120	and	and	CCONJ
cjrl-2297	264	121	a	a	DET
cjrl-2297	264	122	work	work	NOUN
cjrl-2297	264	123	-	-	PUNCT
cjrl-2297	264	124	study	study	NOUN
cjrl-2297	264	125	opportunity	opportunity	NOUN
cjrl-2297	264	126	to	to	ADP
cjrl-2297	264	127	students	student	NOUN
cjrl-2297	264	128	with	with	ADP
cjrl-2297	264	129	financial	financial	ADJ
cjrl-2297	264	130	need	need	NOUN
cjrl-2297	264	131	.	.	PUNCT
cjrl-2297	264	132	”	"	PUNCT
cjrl-2297	264	133	)	)	PUNCT
cjrl-2297	264	134	;	;	PUNCT
cjrl-2297	264	135	memorandum	memorandum	NOUN
cjrl-2297	264	136	from	from	ADP
cjrl-2297	264	137	national	national	PROPN
cjrl-2297	264	138	association	association	PROPN
cjrl-2297	264	139	of	of	ADP
cjrl-2297	264	140	student	student	NOUN
cjrl-2297	264	141	financial	financial	ADJ
cjrl-2297	264	142	aid	aid	NOUN
cjrl-2297	264	143	administrators	administrator	NOUN
cjrl-2297	264	144	,	,	PUNCT
cjrl-2297	264	145	preliminary	preliminary	ADJ
cjrl-2297	264	146	report	report	NOUN
cjrl-2297	264	147	of	of	ADP
cjrl-2297	264	148	the	the	DET
cjrl-2297	264	149	nasfaa	nasfaa	PROPN
cjrl-2297	264	150	reauthorization	reauthorization	NOUN
cjrl-2297	264	151	task	task	NOUN
cjrl-2297	264	152	force	force	NOUN
cjrl-2297	264	153	to	to	ADP
cjrl-2297	264	154	the	the	DET
cjrl-2297	264	155	membership	membership	NOUN
cjrl-2297	264	156	(	(	PUNCT
cjrl-2297	264	157	july	july	PROPN
cjrl-2297	264	158	2013	2013	NUM
cjrl-2297	264	159	)	)	PUNCT
cjrl-2297	264	160	,	,	PUNCT
cjrl-2297	264	161	http://www.nasfaa.org/reauth/.	http://www.nasfaa.org/reauth/.	PROPN
cjrl-2297	264	162	87	87	NUM
cjrl-2297	264	163	press	press	NOUN
cjrl-2297	264	164	release	release	NOUN
cjrl-2297	264	165	,	,	PUNCT
cjrl-2297	264	166	u.s	u.s	PROPN
cjrl-2297	264	167	.	.	PROPN
cjrl-2297	264	168	senate	senate	PROPN
cjrl-2297	264	169	comm	comm	NOUN
cjrl-2297	264	170	.	.	PUNCT
cjrl-2297	265	1	on	on	ADP
cjrl-2297	265	2	health	health	NOUN
cjrl-2297	265	3	educ	educ	PROPN
cjrl-2297	265	4	.	.	PUNCT
cjrl-2297	266	1	labor	labor	PROPN
cjrl-2297	266	2	&	&	CCONJ
cjrl-2297	266	3	pensions	pensions	PROPN
cjrl-2297	266	4	,	,	PUNCT
cjrl-2297	266	5	harkin	harkin	PROPN
cjrl-2297	266	6	statement	statement	NOUN
cjrl-2297	266	7	on	on	ADP
cjrl-2297	266	8	the	the	DET
cjrl-2297	266	9	president	president	NOUN
cjrl-2297	266	10	’s	’s	PART
cjrl-2297	266	11	higher	high	ADJ
cjrl-2297	266	12	education	education	NOUN
cjrl-2297	266	13	speech	speech	NOUN
cjrl-2297	266	14	(	(	PUNCT
cjrl-2297	266	15	aug	aug	PROPN
cjrl-2297	266	16	.	.	PROPN
cjrl-2297	266	17	22	22	NUM
cjrl-2297	266	18	,	,	PUNCT
cjrl-2297	266	19	2013	2013	NUM
cjrl-2297	266	20	)	)	PUNCT
cjrl-2297	266	21	,	,	PUNCT
cjrl-2297	266	22	http://www.help.senate.gov/newsroom/press/release/?id=34820ea1-ae68486e-baee-efe8edb4980a	http://www.help.senate.gov/newsroom/press/release/?id=34820ea1-ae68486e-baee-efe8edb4980a	PROPN
cjrl-2297	266	23	(	(	PUNCT
cjrl-2297	266	24	quoting	quote	VERB
cjrl-2297	266	25	senator	senator	PROPN
cjrl-2297	266	26	tom	tom	PROPN
cjrl-2297	266	27	harkin	harkin	PROPN
cjrl-2297	266	28	)	)	PUNCT
cjrl-2297	266	29	.	.	PUNCT
cjrl-2297	267	1	88	88	NUM
cjrl-2297	267	2	see	see	VERB
cjrl-2297	267	3	higher	high	ADJ
cjrl-2297	267	4	education	education	NOUN
cjrl-2297	267	5	act	act	NOUN
cjrl-2297	267	6	of	of	ADP
cjrl-2297	267	7	1965	1965	NUM
cjrl-2297	267	8	,	,	PUNCT
cjrl-2297	267	9	pub	pub	NOUN
cjrl-2297	267	10	.	.	PUNCT
cjrl-2297	268	1	l.	l.	PROPN
cjrl-2297	268	2	no	no	INTJ
cjrl-2297	268	3	.	.	PROPN
cjrl-2297	268	4	89	89	NUM
cjrl-2297	268	5	–	–	PUNCT
cjrl-2297	268	6	329	329	NUM
cjrl-2297	268	7	,	,	PUNCT
cjrl-2297	268	8	79	79	NUM
cjrl-2297	268	9	stat	stat	NOUN
cjrl-2297	268	10	.	.	PUNCT
cjrl-2297	269	1	1219	1219	NUM
cjrl-2297	269	2	,	,	PUNCT
cjrl-2297	269	3	amended	amend	VERB
cjrl-2297	269	4	by	by	ADP
cjrl-2297	269	5	bipartisan	bipartisan	ADJ
cjrl-2297	269	6	student	student	NOUN
cjrl-2297	269	7	loan	loan	NOUN
cjrl-2297	269	8	certainty	certainty	PROPN
cjrl-2297	269	9	act	act	NOUN
cjrl-2297	269	10	of	of	ADP
cjrl-2297	269	11	2013	2013	NUM
cjrl-2297	269	12	,	,	PUNCT
cjrl-2297	269	13	pub	pub	NOUN
cjrl-2297	269	14	.	.	PUNCT
cjrl-2297	270	1	l.	l.	PROPN
cjrl-2297	270	2	no	no	INTJ
cjrl-2297	270	3	.	.	PROPN
cjrl-2297	270	4	113	113	NUM
cjrl-2297	270	5	–	–	SYM
cjrl-2297	270	6	28	28	NUM
cjrl-2297	270	7	,	,	PUNCT
cjrl-2297	270	8	127	127	NUM
cjrl-2297	270	9	stat	stat	NOUN
cjrl-2297	270	10	.	.	PUNCT
cjrl-2297	271	1	506	506	NUM
cjrl-2297	271	2	;	;	PUNCT
cjrl-2297	271	3	34	34	NUM
cjrl-2297	271	4	c.f.r	c.f.r	NOUN
cjrl-2297	271	5	.	.	PUNCT
cjrl-2297	272	1	§	§	PROPN
cjrl-2297	272	2	685	685	NUM
cjrl-2297	272	3	(	(	PUNCT
cjrl-2297	272	4	2014	2014	NUM
cjrl-2297	272	5	)	)	PUNCT
cjrl-2297	272	6	.	.	PUNCT
cjrl-2297	273	1	89	89	NUM
cjrl-2297	273	2	see	see	VERB
cjrl-2297	273	3	20	20	NUM
cjrl-2297	273	4	u.s.c	u.s.c	ADJ
cjrl-2297	273	5	.	.	PUNCT
cjrl-2297	274	1	§	§	PROPN
cjrl-2297	274	2	1078	1078	NUM
cjrl-2297	274	3	–	–	PUNCT
cjrl-2297	274	4	2	2	NUM
cjrl-2297	274	5	(	(	PUNCT
cjrl-2297	274	6	2012	2012	NUM
cjrl-2297	274	7	)	)	PUNCT
cjrl-2297	274	8	;	;	PUNCT
cjrl-2297	274	9	20	20	NUM
cjrl-2297	274	10	u.s.c	u.s.c	NOUN
cjrl-2297	274	11	.	.	PUNCT
cjrl-2297	275	1	§	§	PROPN
cjrl-2297	275	2	1087a	1087a	PROPN
cjrl-2297	275	3	(	(	PUNCT
cjrl-2297	275	4	2012	2012	NUM
cjrl-2297	275	5	)	)	PUNCT
cjrl-2297	275	6	;	;	PUNCT
cjrl-2297	275	7	see	see	VERB
cjrl-2297	275	8	generally	generally	ADV
cjrl-2297	275	9	usa	usa	PROPN
cjrl-2297	275	10	funds	fund	NOUN
cjrl-2297	275	11	,	,	PUNCT
cjrl-2297	275	12	supra	supra	PROPN
cjrl-2297	275	13	note	note	NOUN
cjrl-2297	275	14	78	78	NUM
cjrl-2297	275	15	.	.	PUNCT
cjrl-2297	276	1	90	90	NUM
cjrl-2297	276	2	see	see	VERB
cjrl-2297	276	3	generally	generally	ADV
cjrl-2297	276	4	usa	usa	PROPN
cjrl-2297	276	5	funds	fund	NOUN
cjrl-2297	276	6	,	,	PUNCT
cjrl-2297	276	7	supra	supra	PROPN
cjrl-2297	276	8	note	note	NOUN
cjrl-2297	276	9	78	78	NUM
cjrl-2297	276	10	.	.	PUNCT
cjrl-2297	277	1	91	91	NUM
cjrl-2297	277	2	budget	budget	NOUN
cjrl-2297	277	3	control	control	PROPN
cjrl-2297	277	4	act	act	PROPN
cjrl-2297	277	5	of	of	ADP
cjrl-2297	277	6	2011	2011	NUM
cjrl-2297	277	7	,	,	PUNCT
cjrl-2297	277	8	pub	pub	NOUN
cjrl-2297	277	9	.	.	PUNCT
cjrl-2297	278	1	l.	l.	PROPN
cjrl-2297	278	2	no	no	INTJ
cjrl-2297	279	1	.	.	PROPN
cjrl-2297	279	2	112	112	NUM
cjrl-2297	279	3	–	–	PUNCT
cjrl-2297	279	4	25	25	NUM
cjrl-2297	279	5	,	,	PUNCT
cjrl-2297	279	6	125	125	NUM
cjrl-2297	279	7	stat	stat	NOUN
cjrl-2297	279	8	.	.	PUNCT
cjrl-2297	280	1	240	240	NUM
cjrl-2297	280	2	;	;	PUNCT
cjrl-2297	280	3	higher	high	ADJ
cjrl-2297	280	4	education	education	NOUN
cjrl-2297	280	5	act	act	NOUN
cjrl-2297	280	6	of	of	ADP
cjrl-2297	280	7	1965	1965	NUM
cjrl-2297	280	8	,	,	PUNCT
cjrl-2297	280	9	20	20	NUM
cjrl-2297	280	10	u.s.c	u.s.c	ADJ
cjrl-2297	280	11	.	.	PUNCT
cjrl-2297	281	1	1078	1078	NUM
cjrl-2297	281	2	–	–	PUNCT
cjrl-2297	281	3	2(d)(3	2(d)(3	NUM
cjrl-2297	281	4	)	)	PUNCT
cjrl-2297	282	1	;	;	PUNCT
cjrl-2297	282	2	see	see	VERB
cjrl-2297	282	3	also	also	ADV
cjrl-2297	282	4	usa	usa	PROPN
cjrl-2297	282	5	funds	funds	PROPN
cjrl-2297	282	6	,	,	PUNCT
cjrl-2297	282	7	supra	supra	PROPN
cjrl-2297	282	8	note	note	NOUN
cjrl-2297	282	9	78	78	NUM
cjrl-2297	282	10	at	at	ADP
cjrl-2297	282	11	12	12	NUM
cjrl-2297	282	12	-	-	SYM
cjrl-2297	282	13	13	13	NUM
cjrl-2297	282	14	(	(	PUNCT
cjrl-2297	282	15	stating	state	VERB
cjrl-2297	282	16	that	that	SCONJ
cjrl-2297	282	17	plus	plus	CCONJ
cjrl-2297	282	18	loans	loan	NOUN
cjrl-2297	282	19	are	be	AUX
cjrl-2297	282	20	ineligible	ineligible	ADJ
cjrl-2297	282	21	for	for	ADP
cjrl-2297	282	22	federal	federal	ADJ
cjrl-2297	282	23	interest	interest	NOUN
cjrl-2297	282	24	subsidies	subsidy	NOUN
cjrl-2297	282	25	)	)	PUNCT
cjrl-2297	282	26	(	(	PUNCT
cjrl-2297	282	27	“	"	PUNCT
cjrl-2297	282	28	in	in	ADP
cjrl-2297	282	29	the	the	DET
cjrl-2297	282	30	past	past	NOUN
cjrl-2297	282	31	,	,	PUNCT
cjrl-2297	282	32	the	the	DET
cjrl-2297	282	33	dl	dl	PROPN
cjrl-2297	282	34	program	program	NOUN
cjrl-2297	282	35	offered	offer	VERB
cjrl-2297	282	36	an	an	DET
cjrl-2297	282	37	up	up	ADJ
cjrl-2297	282	38	-	-	PUNCT
cjrl-2297	282	39	front	front	NOUN
cjrl-2297	282	40	interest	interest	NOUN
cjrl-2297	282	41	rebate	rebate	NOUN
cjrl-2297	282	42	calculated	calculate	VERB
cjrl-2297	282	43	on	on	ADP
cjrl-2297	282	44	the	the	DET
cjrl-2297	282	45	gross	gross	ADJ
cjrl-2297	282	46	loan	loan	NOUN
cjrl-2297	282	47	amount	amount	NOUN
cjrl-2297	282	48	(	(	PUNCT
cjrl-2297	282	49	before	before	ADP
cjrl-2297	282	50	fees	fee	NOUN
cjrl-2297	282	51	)	)	PUNCT
cjrl-2297	282	52	and	and	CCONJ
cjrl-2297	282	53	added	add	VERB
cjrl-2297	282	54	to	to	ADP
cjrl-2297	282	55	the	the	DET
cjrl-2297	282	56	disbursement	disbursement	NOUN
cjrl-2297	282	57	.	.	PUNCT
cjrl-2297	283	1	borrowers	borrower	NOUN
cjrl-2297	283	2	whose	whose	DET
cjrl-2297	283	3	loans	loan	NOUN
cjrl-2297	283	4	originally	originally	ADV
cjrl-2297	283	5	qualified	qualified	ADJ
cjrl-2297	283	6	for	for	ADP
cjrl-2297	283	7	the	the	DET
cjrl-2297	283	8	rebate	rebate	NOUN
cjrl-2297	283	9	must	must	AUX
cjrl-2297	283	10	make	make	VERB
cjrl-2297	283	11	the	the	DET
cjrl-2297	283	12	first	first	ADJ
cjrl-2297	283	13	12	12	NUM
cjrl-2297	283	14	monthly	monthly	ADJ
cjrl-2297	283	15	payments	payment	NOUN
cjrl-2297	283	16	on	on	ADP
cjrl-2297	283	17	time	time	NOUN
cjrl-2297	283	18	to	to	PART
cjrl-2297	283	19	retain	retain	VERB
cjrl-2297	283	20	the	the	DET
cjrl-2297	283	21	rebate	rebate	ADJ
cjrl-2297	283	22	benefit	benefit	NOUN
cjrl-2297	283	23	.	.	PUNCT
cjrl-2297	284	1	the	the	DET
cjrl-2297	284	2	budget	budget	NOUN
cjrl-2297	284	3	control	control	PROPN
cjrl-2297	284	4	act	act	PROPN
cjrl-2297	284	5	of	of	ADP
cjrl-2297	284	6	2011	2011	NUM
cjrl-2297	284	7	eliminated	eliminate	VERB
cjrl-2297	284	8	the	the	DET
cjrl-2297	284	9	up	up	ADJ
cjrl-2297	284	10	-	-	PUNCT
cjrl-2297	284	11	front	front	NOUN
cjrl-2297	284	12	interest	interest	NOUN
cjrl-2297	284	13	rebate	rebate	NOUN
cjrl-2297	284	14	for	for	ADP
cjrl-2297	284	15	federal	federal	ADJ
cjrl-2297	284	16	direct	direct	ADJ
cjrl-2297	284	17	stafford	stafford	PROPN
cjrl-2297	284	18	and	and	CCONJ
cjrl-2297	284	19	plus	plus	CCONJ
cjrl-2297	284	20	loans	loan	NOUN
cjrl-2297	284	21	first	first	ADV
cjrl-2297	284	22	disbursed	disburse	VERB
cjrl-2297	284	23	on	on	ADP
cjrl-2297	284	24	or	or	CCONJ
cjrl-2297	284	25	after	after	ADP
cjrl-2297	284	26	july	july	PROPN
cjrl-2297	284	27	1	1	NUM
cjrl-2297	284	28	,	,	PUNCT
cjrl-2297	284	29	2012	2012	NUM
cjrl-2297	284	30	.	.	PUNCT
cjrl-2297	284	31	”	"	PUNCT
cjrl-2297	284	32	)	)	PUNCT
cjrl-2297	284	33	;	;	PUNCT
cjrl-2297	284	34	see	see	VERB
cjrl-2297	284	35	generally	generally	ADV
cjrl-2297	284	36	nat’l	nat’l	VERB
cjrl-2297	284	37	ass’n	ass’n	NOUN
cjrl-2297	284	38	of	of	ADP
cjrl-2297	284	39	student	student	NOUN
cjrl-2297	284	40	financial	financial	ADJ
cjrl-2297	284	41	aid	aid	NOUN
cjrl-2297	284	42	adm’rs	adm’rs	NOUN
cjrl-2297	284	43	,	,	PUNCT
cjrl-2297	284	44	preliminary	preliminary	ADJ
cjrl-2297	284	45	report	report	NOUN
cjrl-2297	284	46	of	of	ADP
cjrl-2297	284	47	the	the	DET
cjrl-2297	284	48	nasfaa	nasfaa	PROPN
cjrl-2297	284	49	reauthorization	reauthorization	NOUN
cjrl-2297	284	50	task	task	NOUN
cjrl-2297	284	51	force	force	NOUN
cjrl-2297	284	52	to	to	ADP
cjrl-2297	284	53	the	the	DET
cjrl-2297	284	54	membership	membership	NOUN
cjrl-2297	284	55	,	,	PUNCT
cjrl-2297	284	56	nasfaa	nasfaa	NOUN
cjrl-2297	284	57	19	19	NUM
cjrl-2297	284	58	-	-	SYM
cjrl-2297	284	59	20	20	NUM
cjrl-2297	284	60	(	(	PUNCT
cjrl-2297	284	61	2013	2013	NUM
cjrl-2297	284	62	)	)	PUNCT
cjrl-2297	284	63	.	.	PUNCT
cjrl-2297	285	1	92	92	NUM
cjrl-2297	285	2	see	see	VERB
cjrl-2297	285	3	34	34	NUM
cjrl-2297	285	4	c.f.r	c.f.r	NOUN
cjrl-2297	285	5	.	.	PUNCT
cjrl-2297	286	1	§	§	PROPN
cjrl-2297	286	2	685.200(b)-(c	685.200(b)-(c	PROPN
cjrl-2297	286	3	)	)	PUNCT
cjrl-2297	286	4	(	(	PUNCT
cjrl-2297	286	5	2014	2014	NUM
cjrl-2297	286	6	)	)	PUNCT
cjrl-2297	286	7	.	.	PUNCT
cjrl-2297	287	1	93	93	NUM
cjrl-2297	287	2	see	see	VERB
cjrl-2297	287	3	34	34	NUM
cjrl-2297	287	4	c.f.r	c.f.r	NOUN
cjrl-2297	287	5	.	.	PUNCT
cjrl-2297	288	1	§	§	PROPN
cjrl-2297	288	2	685.200(c)(1	685.200(c)(1	NUM
cjrl-2297	288	3	)	)	PUNCT
cjrl-2297	288	4	(	(	PUNCT
cjrl-2297	288	5	2014	2014	NUM
cjrl-2297	288	6	)	)	PUNCT
cjrl-2297	289	1	;	;	PUNCT
cjrl-2297	289	2	see	see	VERB
cjrl-2297	289	3	also	also	ADV
cjrl-2297	289	4	34	34	NUM
cjrl-2297	289	5	c.f.r	c.f.r	NOUN
cjrl-2297	289	6	.	.	PUNCT
cjrl-2297	290	1	§	§	PROPN
cjrl-2297	290	2	685.200(b)(5	685.200(b)(5	NUM
cjrl-2297	290	3	)	)	PUNCT
cjrl-2297	290	4	(	(	PUNCT
cjrl-2297	290	5	2014	2014	NUM
cjrl-2297	290	6	)	)	PUNCT
cjrl-2297	290	7	.	.	PUNCT
cjrl-2297	291	1	2014	2014	NUM
cjrl-2297	291	2	columbia	columbia	PROPN
cjrl-2297	291	3	journal	journal	PROPN
cjrl-2297	291	4	of	of	ADP
cjrl-2297	291	5	race	race	NOUN
cjrl-2297	291	6	and	and	CCONJ
cjrl-2297	291	7	law	law	NOUN
cjrl-2297	291	8	143	143	NUM
cjrl-2297	291	9	liens	lien	NOUN
cjrl-2297	291	10	,	,	PUNCT
cjrl-2297	291	11	wage	wage	NOUN
cjrl-2297	291	12	garnishments	garnishment	NOUN
cjrl-2297	291	13	,	,	PUNCT
cjrl-2297	291	14	and	and	CCONJ
cjrl-2297	291	15	debt	debt	NOUN
cjrl-2297	291	16	write	write	NOUN
cjrl-2297	291	17	-	-	PUNCT
cjrl-2297	291	18	offs	off	NOUN
cjrl-2297	291	19	constitute	constitute	VERB
cjrl-2297	291	20	an	an	DET
cjrl-2297	291	21	adverse	adverse	ADJ
cjrl-2297	291	22	credit	credit	NOUN
cjrl-2297	291	23	history	history	NOUN
cjrl-2297	291	24	that	that	PRON
cjrl-2297	291	25	may	may	AUX
cjrl-2297	291	26	serve	serve	VERB
cjrl-2297	291	27	as	as	ADP
cjrl-2297	291	28	the	the	DET
cjrl-2297	291	29	basis	basis	NOUN
cjrl-2297	291	30	for	for	ADP
cjrl-2297	291	31	denial	denial	NOUN
cjrl-2297	291	32	of	of	ADP
cjrl-2297	291	33	plus	plus	CCONJ
cjrl-2297	291	34	loan	loan	NOUN
cjrl-2297	291	35	applicants.94	applicants.94	NOUN
cjrl-2297	291	36	a	a	DET
cjrl-2297	291	37	definition	definition	NOUN
cjrl-2297	291	38	of	of	ADP
cjrl-2297	291	39	the	the	DET
cjrl-2297	291	40	“	"	PUNCT
cjrl-2297	291	41	adverse	adverse	ADJ
cjrl-2297	291	42	credit	credit	NOUN
cjrl-2297	291	43	”	"	PUNCT
cjrl-2297	291	44	term	term	NOUN
cjrl-2297	291	45	should	should	AUX
cjrl-2297	291	46	be	be	AUX
cjrl-2297	291	47	included	include	VERB
cjrl-2297	291	48	as	as	ADP
cjrl-2297	291	49	part	part	NOUN
cjrl-2297	291	50	of	of	ADP
cjrl-2297	291	51	title	title	NOUN
cjrl-2297	291	52	34	34	NUM
cjrl-2297	291	53	to	to	PART
cjrl-2297	291	54	exclude	exclude	VERB
cjrl-2297	291	55	consideration	consideration	NOUN
cjrl-2297	291	56	of	of	ADP
cjrl-2297	291	57	primary	primary	ADJ
cjrl-2297	291	58	residential	residential	ADJ
cjrl-2297	291	59	real	real	ADJ
cjrl-2297	291	60	property	property	NOUN
cjrl-2297	291	61	indebtedness.95	indebtedness.95	NOUN
cjrl-2297	291	62	currently	currently	ADV
cjrl-2297	291	63	,	,	PUNCT
cjrl-2297	291	64	a	a	DET
cjrl-2297	291	65	deed	deed	NOUN
cjrl-2297	291	66	in	in	ADP
cjrl-2297	291	67	lieu	lieu	NOUN
cjrl-2297	291	68	of	of	ADP
cjrl-2297	291	69	foreclosure	foreclosure	NOUN
cjrl-2297	291	70	or	or	CCONJ
cjrl-2297	291	71	even	even	ADV
cjrl-2297	291	72	a	a	DET
cjrl-2297	291	73	defaulted	defaulted	ADJ
cjrl-2297	291	74	real	real	ADJ
cjrl-2297	291	75	property	property	NOUN
cjrl-2297	291	76	lease	lease	NOUN
cjrl-2297	291	77	may	may	AUX
cjrl-2297	291	78	preclude	preclude	VERB
cjrl-2297	291	79	a	a	DET
cjrl-2297	291	80	student	student	NOUN
cjrl-2297	291	81	from	from	ADP
cjrl-2297	291	82	obtaining	obtain	VERB
cjrl-2297	291	83	a	a	DET
cjrl-2297	291	84	plus	plus	CCONJ
cjrl-2297	291	85	loan.96	loan.96	NOUN
cjrl-2297	291	86	the	the	DET
cjrl-2297	291	87	standard	standard	NOUN
cjrl-2297	291	88	should	should	AUX
cjrl-2297	291	89	be	be	AUX
cjrl-2297	291	90	amended	amend	VERB
cjrl-2297	291	91	further	far	ADV
cjrl-2297	291	92	than	than	ADP
cjrl-2297	291	93	circumscribed	circumscribe	VERB
cjrl-2297	291	94	under	under	ADP
cjrl-2297	291	95	the	the	DET
cjrl-2297	291	96	discretionary	discretionary	ADJ
cjrl-2297	291	97	“	"	PUNCT
cjrl-2297	291	98	extenuating	extenuate	VERB
cjrl-2297	291	99	circumstances	circumstance	NOUN
cjrl-2297	291	100	”	"	PUNCT
cjrl-2297	291	101	evaluation	evaluation	NOUN
cjrl-2297	291	102	to	to	PART
cjrl-2297	291	103	include	include	VERB
cjrl-2297	291	104	mortgage	mortgage	NOUN
cjrl-2297	291	105	loan	loan	NOUN
cjrl-2297	291	106	delinquencies	delinquency	NOUN
cjrl-2297	291	107	greater	great	ADJ
cjrl-2297	291	108	than	than	ADP
cjrl-2297	291	109	180	180	NUM
cjrl-2297	291	110	days,97	days,97	NOUN
cjrl-2297	291	111	especially	especially	ADV
cjrl-2297	291	112	considering	consider	VERB
cjrl-2297	291	113	the	the	DET
cjrl-2297	291	114	housing	housing	NOUN
cjrl-2297	291	115	crisis	crisis	NOUN
cjrl-2297	291	116	that	that	SCONJ
cjrl-2297	291	117	americans	americans	PROPN
cjrl-2297	291	118	are	be	AUX
cjrl-2297	291	119	still	still	ADV
cjrl-2297	291	120	emerging	emerge	VERB
cjrl-2297	291	121	from.98	from.98	NOUN
cjrl-2297	291	122	rehabilitated	rehabilitate	VERB
cjrl-2297	291	123	debtors	debtor	NOUN
cjrl-2297	291	124	would	would	AUX
cjrl-2297	291	125	also	also	ADV
cjrl-2297	291	126	be	be	AUX
cjrl-2297	291	127	subject	subject	ADJ
cjrl-2297	291	128	to	to	ADP
cjrl-2297	291	129	plus	plus	CCONJ
cjrl-2297	291	130	loan	loan	NOUN
cjrl-2297	291	131	denial	denial	NOUN
cjrl-2297	291	132	under	under	ADP
cjrl-2297	291	133	the	the	DET
cjrl-2297	291	134	present	present	ADJ
cjrl-2297	291	135	“	"	PUNCT
cjrl-2297	291	136	adverse	adverse	ADJ
cjrl-2297	291	137	credit	credit	NOUN
cjrl-2297	291	138	”	"	PUNCT
cjrl-2297	291	139	standard.99	standard.99	NOUN
cjrl-2297	291	140	such	such	ADJ
cjrl-2297	291	141	penalty	penalty	NOUN
cjrl-2297	291	142	on	on	ADP
cjrl-2297	291	143	borrowers	borrower	NOUN
cjrl-2297	291	144	who	who	PRON
cjrl-2297	291	145	could	could	AUX
cjrl-2297	291	146	improve	improve	VERB
cjrl-2297	291	147	their	their	PRON
cjrl-2297	291	148	economic	economic	ADJ
cjrl-2297	291	149	outlook	outlook	NOUN
cjrl-2297	291	150	and	and	CCONJ
cjrl-2297	291	151	advance	advance	VERB
cjrl-2297	291	152	the	the	DET
cjrl-2297	291	153	probability	probability	NOUN
cjrl-2297	291	154	of	of	ADP
cjrl-2297	291	155	debt	debt	NOUN
cjrl-2297	291	156	repayment	repayment	NOUN
cjrl-2297	291	157	by	by	ADP
cjrl-2297	291	158	obtaining	obtain	VERB
cjrl-2297	291	159	a	a	DET
cjrl-2297	291	160	college	college	NOUN
cjrl-2297	291	161	degree	degree	NOUN
cjrl-2297	291	162	or	or	CCONJ
cjrl-2297	291	163	pursuing	pursue	VERB
cjrl-2297	291	164	job	job	NOUN
cjrl-2297	291	165	retraining	retraining	NOUN
cjrl-2297	291	166	defeats	defeat	VERB
cjrl-2297	291	167	the	the	DET
cjrl-2297	291	168	purpose	purpose	NOUN
cjrl-2297	291	169	of	of	ADP
cjrl-2297	291	170	federal	federal	ADJ
cjrl-2297	291	171	financial	financial	ADJ
cjrl-2297	291	172	aid.100	aid.100	VERB
cjrl-2297	291	173	the	the	DET
cjrl-2297	291	174	situation	situation	NOUN
cjrl-2297	291	175	of	of	ADP
cjrl-2297	291	176	borrower	borrower	NOUN
cjrl-2297	291	177	indebtedness	indebtedness	NOUN
cjrl-2297	291	178	and	and	CCONJ
cjrl-2297	291	179	the	the	DET
cjrl-2297	291	180	moral	moral	ADJ
cjrl-2297	291	181	hazard	hazard	NOUN
cjrl-2297	291	182	argument	argument	NOUN
cjrl-2297	291	183	with	with	ADP
cjrl-2297	291	184	student	student	NOUN
cjrl-2297	291	185	loans101	loans101	PROPN
cjrl-2297	291	186	may	may	AUX
cjrl-2297	291	187	be	be	AUX
cjrl-2297	291	188	addressed	address	VERB
cjrl-2297	291	189	by	by	ADP
cjrl-2297	291	190	enacting	enact	VERB
cjrl-2297	291	191	proactive	proactive	ADJ
cjrl-2297	291	192	debt	debt	NOUN
cjrl-2297	291	193	counseling	counseling	NOUN
cjrl-2297	291	194	and	and	CCONJ
cjrl-2297	291	195	relevant	relevant	ADJ
cjrl-2297	291	196	financial	financial	ADJ
cjrl-2297	291	197	literacy	literacy	NOUN
cjrl-2297	291	198	education	education	NOUN
cjrl-2297	291	199	for	for	ADP
cjrl-2297	291	200	atrisk	atrisk	PROPN
cjrl-2297	291	201	debtors.102	debtors.102	NOUN
cjrl-2297	291	202	in	in	ADP
cjrl-2297	291	203	addition	addition	NOUN
cjrl-2297	291	204	,	,	PUNCT
cjrl-2297	291	205	the	the	DET
cjrl-2297	291	206	meaning	meaning	NOUN
cjrl-2297	291	207	of	of	ADP
cjrl-2297	291	208	the	the	DET
cjrl-2297	291	209	“	"	PUNCT
cjrl-2297	291	210	adverse	adverse	ADJ
cjrl-2297	291	211	credit	credit	NOUN
cjrl-2297	291	212	”	"	PUNCT
cjrl-2297	291	213	term	term	NOUN
cjrl-2297	291	214	could	could	AUX
cjrl-2297	291	215	be	be	AUX
cjrl-2297	291	216	revised	revise	VERB
cjrl-2297	291	217	by	by	ADP
cjrl-2297	291	218	shortening	shorten	VERB
cjrl-2297	291	219	the	the	DET
cjrl-2297	291	220	94	94	NUM
cjrl-2297	291	221	34	34	NUM
cjrl-2297	291	222	c.f.r	c.f.r	NOUN
cjrl-2297	291	223	.	.	PUNCT
cjrl-2297	292	1	§	§	PROPN
cjrl-2297	292	2	685.200(c)(1	685.200(c)(1	NUM
cjrl-2297	292	3	)	)	PUNCT
cjrl-2297	292	4	(	(	PUNCT
cjrl-2297	292	5	2014	2014	NUM
cjrl-2297	292	6	)	)	PUNCT
cjrl-2297	292	7	.	.	PUNCT
cjrl-2297	293	1	95	95	NUM
cjrl-2297	293	2	see	see	VERB
cjrl-2297	293	3	generally	generally	ADV
cjrl-2297	293	4	34	34	NUM
cjrl-2297	293	5	c.f.r	c.f.r	NOUN
cjrl-2297	293	6	.	.	PUNCT
cjrl-2297	294	1	§	§	PROPN
cjrl-2297	294	2	77.1	77.1	NUM
cjrl-2297	294	3	(	(	PUNCT
cjrl-2297	294	4	2014	2014	NUM
cjrl-2297	294	5	)	)	PUNCT
cjrl-2297	294	6	;	;	PUNCT
cjrl-2297	294	7	34	34	NUM
cjrl-2297	294	8	c.f.r	c.f.r	NOUN
cjrl-2297	294	9	.	.	PUNCT
cjrl-2297	295	1	§	§	PROPN
cjrl-2297	295	2	682.200	682.200	NUM
cjrl-2297	295	3	(	(	PUNCT
cjrl-2297	295	4	2014	2014	NUM
cjrl-2297	295	5	)	)	PUNCT
cjrl-2297	295	6	;	;	PUNCT
cjrl-2297	295	7	20	20	NUM
cjrl-2297	295	8	u.s.c	u.s.c	NOUN
cjrl-2297	295	9	.	.	PUNCT
cjrl-2297	296	1	§	§	PROPN
cjrl-2297	296	2	§	§	PROPN
cjrl-2297	296	3	1001	1001	NUM
cjrl-2297	296	4	–	–	PUNCT
cjrl-2297	296	5	1003	1003	NUM
cjrl-2297	296	6	(	(	PUNCT
cjrl-2297	296	7	2012	2012	NUM
cjrl-2297	296	8	)	)	PUNCT
cjrl-2297	296	9	.	.	PUNCT
cjrl-2297	297	1	96	96	NUM
cjrl-2297	297	2	see	see	VERB
cjrl-2297	297	3	34	34	NUM
cjrl-2297	297	4	c.f.r	c.f.r	NOUN
cjrl-2297	297	5	.	.	PUNCT
cjrl-2297	298	1	§	§	PROPN
cjrl-2297	298	2	685.200(c)(1	685.200(c)(1	NUM
cjrl-2297	298	3	)	)	PUNCT
cjrl-2297	299	1	;	;	PUNCT
cjrl-2297	299	2	see	see	VERB
cjrl-2297	299	3	also	also	ADV
cjrl-2297	299	4	mark	mark	PROPN
cjrl-2297	299	5	kantrowitz	kantrowitz	PROPN
cjrl-2297	299	6	,	,	PUNCT
cjrl-2297	299	7	how	how	SCONJ
cjrl-2297	299	8	does	do	AUX
cjrl-2297	299	9	a	a	DET
cjrl-2297	299	10	pending	pende	VERB
cjrl-2297	299	11	foreclosure	foreclosure	NOUN
cjrl-2297	299	12	or	or	CCONJ
cjrl-2297	299	13	short	short	ADJ
cjrl-2297	299	14	sale	sale	NOUN
cjrl-2297	299	15	affect	affect	VERB
cjrl-2297	299	16	financial	financial	ADJ
cjrl-2297	299	17	aid	aid	NOUN
cjrl-2297	299	18	?	?	PUNCT
cjrl-2297	299	19	,	,	PUNCT
cjrl-2297	299	20	fastweb	fastweb	PROPN
cjrl-2297	299	21	(	(	PUNCT
cjrl-2297	299	22	jan	jan	PROPN
cjrl-2297	299	23	.	.	PROPN
cjrl-2297	299	24	28	28	NUM
cjrl-2297	299	25	,	,	PUNCT
cjrl-2297	299	26	2013	2013	NUM
cjrl-2297	299	27	)	)	PUNCT
cjrl-2297	299	28	,	,	PUNCT
cjrl-2297	299	29	http://www.fastweb.com/financial-aid/articles/3849-how-does-a-pendingforeclosure-or-short-sale-affect-financial-aid	http://www.fastweb.com/financial-aid/articles/3849-how-does-a-pendingforeclosure-or-short-sale-affect-financial-aid	X
cjrl-2297	299	30	(	(	PUNCT
cjrl-2297	299	31	“	"	PUNCT
cjrl-2297	299	32	a	a	DET
cjrl-2297	299	33	deed	deed	NOUN
cjrl-2297	299	34	in	in	ADP
cjrl-2297	299	35	lieu	lieu	NOUN
cjrl-2297	299	36	of	of	ADP
cjrl-2297	299	37	foreclosure	foreclosure	NOUN
cjrl-2297	299	38	is	be	AUX
cjrl-2297	299	39	treated	treat	VERB
cjrl-2297	299	40	the	the	DET
cjrl-2297	299	41	same	same	ADJ
cjrl-2297	299	42	as	as	ADP
cjrl-2297	299	43	a	a	DET
cjrl-2297	299	44	foreclosure	foreclosure	NOUN
cjrl-2297	299	45	,	,	PUNCT
cjrl-2297	299	46	unless	unless	SCONJ
cjrl-2297	299	47	it	it	PRON
cjrl-2297	299	48	was	be	AUX
cjrl-2297	299	49	provided	provide	VERB
cjrl-2297	299	50	as	as	ADP
cjrl-2297	299	51	part	part	NOUN
cjrl-2297	299	52	of	of	ADP
cjrl-2297	299	53	a	a	DET
cjrl-2297	299	54	short	short	ADJ
cjrl-2297	299	55	sale	sale	NOUN
cjrl-2297	299	56	.	.	PUNCT
cjrl-2297	299	57	”	"	PUNCT
cjrl-2297	299	58	)	)	PUNCT
cjrl-2297	299	59	.	.	PUNCT
cjrl-2297	300	1	97	97	NUM
cjrl-2297	300	2	see	see	VERB
cjrl-2297	300	3	20	20	NUM
cjrl-2297	300	4	u.s.c	u.s.c	ADJ
cjrl-2297	300	5	.	.	PUNCT
cjrl-2297	301	1	§	§	PROPN
cjrl-2297	301	2	1078	1078	NUM
cjrl-2297	301	3	–	–	PUNCT
cjrl-2297	301	4	2(a)(3)(b	2(a)(3)(b	NUM
cjrl-2297	301	5	)	)	PUNCT
cjrl-2297	301	6	(	(	PUNCT
cjrl-2297	301	7	2012	2012	NUM
cjrl-2297	301	8	)	)	PUNCT
cjrl-2297	301	9	(	(	PUNCT
cjrl-2297	301	10	permits	permit	VERB
cjrl-2297	301	11	but	but	CCONJ
cjrl-2297	301	12	does	do	AUX
cjrl-2297	301	13	not	not	PART
cjrl-2297	301	14	require	require	VERB
cjrl-2297	301	15	discretion	discretion	NOUN
cjrl-2297	301	16	for	for	ADP
cjrl-2297	301	17	mortgage	mortgage	NOUN
cjrl-2297	301	18	loan	loan	NOUN
cjrl-2297	301	19	delinquency	delinquency	NOUN
cjrl-2297	301	20	up	up	ADP
cjrl-2297	301	21	to	to	PART
cjrl-2297	301	22	180	180	NUM
cjrl-2297	301	23	days	day	NOUN
cjrl-2297	301	24	)	)	PUNCT
cjrl-2297	301	25	.	.	PUNCT
cjrl-2297	302	1	98	98	NUM
cjrl-2297	302	2	see	see	VERB
cjrl-2297	302	3	generally	generally	ADV
cjrl-2297	302	4	nat’l	nat’l	VERB
cjrl-2297	302	5	ass’n	ass’n	NOUN
cjrl-2297	302	6	of	of	ADP
cjrl-2297	302	7	student	student	NOUN
cjrl-2297	302	8	financial	financial	ADJ
cjrl-2297	302	9	aid	aid	NOUN
cjrl-2297	302	10	adm’rs	adm’rs	NOUN
cjrl-2297	302	11	,	,	PUNCT
cjrl-2297	302	12	supra	supra	PROPN
cjrl-2297	302	13	note	note	VERB
cjrl-2297	302	14	91	91	NUM
cjrl-2297	302	15	at	at	ADP
cjrl-2297	302	16	21	21	NUM
cjrl-2297	302	17	-	-	SYM
cjrl-2297	302	18	22	22	NUM
cjrl-2297	302	19	.	.	PUNCT
cjrl-2297	303	1	99	99	NUM
cjrl-2297	304	1	i	i	PRON
cjrl-2297	304	2	d.	d.	PROPN
cjrl-2297	304	3	100	100	NUM
cjrl-2297	304	4	see	see	VERB
cjrl-2297	304	5	generally	generally	ADV
cjrl-2297	304	6	20	20	NUM
cjrl-2297	304	7	u.s.c	u.s.c	ADJ
cjrl-2297	304	8	.	.	PUNCT
cjrl-2297	305	1	§	§	PROPN
cjrl-2297	305	2	1070	1070	NUM
cjrl-2297	305	3	(	(	PUNCT
cjrl-2297	305	4	2012	2012	NUM
cjrl-2297	305	5	)	)	PUNCT
cjrl-2297	305	6	;	;	PUNCT
cjrl-2297	305	7	nat’l	nat’l	NUM
cjrl-2297	305	8	direct	direct	ADJ
cjrl-2297	305	9	student	student	NOUN
cjrl-2297	305	10	loan	loan	NOUN
cjrl-2297	305	11	coal	coal	NOUN
cjrl-2297	305	12	.	.	PUNCT
cjrl-2297	305	13	,	,	PUNCT
cjrl-2297	305	14	reauthorization	reauthorization	NOUN
cjrl-2297	305	15	of	of	ADP
cjrl-2297	305	16	the	the	DET
cjrl-2297	305	17	higher	high	ADJ
cjrl-2297	305	18	education	education	NOUN
cjrl-2297	305	19	act	act	NOUN
cjrl-2297	305	20	proposals	proposal	NOUN
cjrl-2297	305	21	for	for	ADP
cjrl-2297	305	22	legislative	legislative	ADJ
cjrl-2297	305	23	change	change	NOUN
cjrl-2297	305	24	(	(	PUNCT
cjrl-2297	305	25	2013	2013	NUM
cjrl-2297	305	26	)	)	PUNCT
cjrl-2297	305	27	,	,	PUNCT
cjrl-2297	305	28	available	available	ADJ
cjrl-2297	305	29	at	at	ADP
cjrl-2297	305	30	http://www.directstudentloan	http://www.directstudentloan	PROPN
cjrl-2297	305	31	coalition.org/media/pdfs_autogen/reauth-comp_9-2013.pdf	coalition.org/media/pdfs_autogen/reauth-comp_9-2013.pdf	PROPN
cjrl-2297	305	32	;	;	PUNCT
cjrl-2297	305	33	nat’l	nat’l	NUM
cjrl-2297	305	34	consumer	consumer	NOUN
cjrl-2297	305	35	law	law	PROPN
cjrl-2297	305	36	ctr	ctr	PROPN
cjrl-2297	305	37	.	.	PUNCT
cjrl-2297	305	38	student	student	PROPN
cjrl-2297	305	39	loan	loan	NOUN
cjrl-2297	305	40	borrower	borrower	NOUN
cjrl-2297	305	41	assistance	assistance	NOUN
cjrl-2297	305	42	,	,	PUNCT
cjrl-2297	305	43	higher	high	ADJ
cjrl-2297	305	44	education	education	PROPN
cjrl-2297	305	45	act	act	PROPN
cjrl-2297	305	46	(	(	PUNCT
cjrl-2297	305	47	hea	hea	PROPN
cjrl-2297	305	48	)	)	PUNCT
cjrl-2297	305	49	reauthorization	reauthorization	NOUN
cjrl-2297	305	50	recommendations	recommendation	NOUN
cjrl-2297	305	51	(	(	PUNCT
cjrl-2297	305	52	2013	2013	NUM
cjrl-2297	305	53	)	)	PUNCT
cjrl-2297	305	54	,	,	PUNCT
cjrl-2297	305	55	available	available	ADJ
cjrl-2297	305	56	at	at	ADP
cjrl-2297	305	57	http://www.studentloanborrowerassistance.org/wp-content/uploads/2013/05/promoting-higher-ed-access-2013.pdf	http://www.studentloanborrowerassistance.org/wp-content/uploads/2013/05/promoting-higher-ed-access-2013.pdf	PROPN
cjrl-2297	305	58	;	;	PUNCT
cjrl-2297	305	59	bridget	bridget	PROPN
cjrl-2297	305	60	terry	terry	PROPN
cjrl-2297	305	61	long	long	PROPN
cjrl-2297	305	62	&	&	CCONJ
cjrl-2297	305	63	erin	erin	PROPN
cjrl-2297	305	64	riley	riley	PROPN
cjrl-2297	305	65	,	,	PUNCT
cjrl-2297	305	66	financial	financial	ADJ
cjrl-2297	305	67	aid	aid	NOUN
cjrl-2297	305	68	:	:	PUNCT
cjrl-2297	305	69	a	a	DET
cjrl-2297	305	70	broken	broken	ADJ
cjrl-2297	305	71	bridge	bridge	NOUN
cjrl-2297	305	72	to	to	ADP
cjrl-2297	305	73	college	college	NOUN
cjrl-2297	305	74	access	access	NOUN
cjrl-2297	305	75	?	?	PUNCT
cjrl-2297	305	76	,	,	PUNCT
cjrl-2297	305	77	harvard	harvard	PROPN
cjrl-2297	305	78	educ	educ	PROPN
cjrl-2297	305	79	.	.	PUNCT
cjrl-2297	306	1	rev	rev	PROPN
cjrl-2297	306	2	.	.	PROPN
cjrl-2297	306	3	,	,	PUNCT
cjrl-2297	306	4	spring	spring	NOUN
cjrl-2297	306	5	2007	2007	NUM
cjrl-2297	306	6	,	,	PUNCT
cjrl-2297	306	7	at	at	ADP
cjrl-2297	306	8	39	39	NUM
cjrl-2297	306	9	.	.	PUNCT
cjrl-2297	307	1	101	101	NUM
cjrl-2297	307	2	see	see	VERB
cjrl-2297	307	3	robert	robert	PROPN
cjrl-2297	307	4	b.	b.	PROPN
cjrl-2297	307	5	archibald	archibald	PROPN
cjrl-2297	307	6	,	,	PUNCT
cjrl-2297	307	7	redesigning	redesign	VERB
cjrl-2297	307	8	the	the	DET
cjrl-2297	307	9	financial	financial	ADJ
cjrl-2297	307	10	aid	aid	NOUN
cjrl-2297	307	11	system	system	NOUN
cjrl-2297	307	12	:	:	PUNCT
cjrl-2297	307	13	why	why	SCONJ
cjrl-2297	307	14	colleges	college	NOUN
cjrl-2297	307	15	and	and	CCONJ
cjrl-2297	307	16	universities	university	NOUN
cjrl-2297	307	17	should	should	AUX
cjrl-2297	307	18	switch	switch	VERB
cjrl-2297	307	19	roles	role	NOUN
cjrl-2297	307	20	with	with	ADP
cjrl-2297	307	21	the	the	DET
cjrl-2297	307	22	federal	federal	ADJ
cjrl-2297	307	23	government	government	NOUN
cjrl-2297	307	24	126	126	NUM
cjrl-2297	307	25	(	(	PUNCT
cjrl-2297	307	26	2002	2002	NUM
cjrl-2297	307	27	)	)	PUNCT
cjrl-2297	307	28	(	(	PUNCT
cjrl-2297	307	29	“	"	PUNCT
cjrl-2297	307	30	the	the	DET
cjrl-2297	307	31	moral	moral	ADJ
cjrl-2297	307	32	hazard	hazard	NOUN
cjrl-2297	307	33	in	in	ADP
cjrl-2297	307	34	guaranteed	guarantee	VERB
cjrl-2297	307	35	student	student	NOUN
cjrl-2297	307	36	loans	loan	NOUN
cjrl-2297	307	37	,	,	PUNCT
cjrl-2297	307	38	however	however	ADV
cjrl-2297	307	39	,	,	PUNCT
cjrl-2297	307	40	can	can	AUX
cjrl-2297	307	41	not	not	PART
cjrl-2297	307	42	be	be	AUX
cjrl-2297	307	43	reduced	reduce	VERB
cjrl-2297	307	44	quite	quite	ADV
cjrl-2297	307	45	so	so	ADV
cjrl-2297	307	46	easily	easily	ADV
cjrl-2297	307	47	.	.	PUNCT
cjrl-2297	308	1	limiting	limit	VERB
cjrl-2297	308	2	the	the	DET
cjrl-2297	308	3	availability	availability	NOUN
cjrl-2297	308	4	of	of	ADP
cjrl-2297	308	5	loan	loan	NOUN
cjrl-2297	308	6	guarantees	guarantee	NOUN
cjrl-2297	308	7	to	to	PART
cjrl-2297	308	8	officially	officially	ADV
cjrl-2297	308	9	accredited	accredit	VERB
cjrl-2297	308	10	providers	provider	NOUN
cjrl-2297	308	11	and	and	CCONJ
cjrl-2297	308	12	eliminating	eliminate	VERB
cjrl-2297	308	13	institutions	institution	NOUN
cjrl-2297	308	14	,	,	PUNCT
cjrl-2297	308	15	with	with	ADP
cjrl-2297	308	16	poor	poor	ADJ
cjrl-2297	308	17	default	default	NOUN
cjrl-2297	308	18	records	record	NOUN
cjrl-2297	308	19	,	,	PUNCT
cjrl-2297	308	20	combined	combine	VERB
cjrl-2297	308	21	with	with	ADP
cjrl-2297	308	22	threatening	threaten	VERB
cjrl-2297	308	23	nonpaying	nonpaye	VERB
cjrl-2297	308	24	students	student	NOUN
cjrl-2297	308	25	in	in	ADP
cjrl-2297	308	26	various	various	ADJ
cjrl-2297	308	27	ways	way	NOUN
cjrl-2297	308	28	,	,	PUNCT
cjrl-2297	308	29	does	do	AUX
cjrl-2297	308	30	affect	affect	VERB
cjrl-2297	308	31	the	the	DET
cjrl-2297	308	32	loan	loan	NOUN
cjrl-2297	308	33	repayment	repayment	NOUN
cjrl-2297	308	34	rate	rate	NOUN
cjrl-2297	308	35	,	,	PUNCT
cjrl-2297	308	36	but	but	CCONJ
cjrl-2297	308	37	the	the	DET
cjrl-2297	308	38	fundamental	fundamental	ADJ
cjrl-2297	308	39	problem	problem	NOUN
cjrl-2297	308	40	remains	remain	VERB
cjrl-2297	308	41	.	.	PUNCT
cjrl-2297	308	42	”	"	PUNCT
cjrl-2297	308	43	)	)	PUNCT
cjrl-2297	308	44	;	;	PUNCT
cjrl-2297	308	45	beth	beth	PROPN
cjrl-2297	308	46	akers	akers	PROPN
cjrl-2297	308	47	&	&	CCONJ
cjrl-2297	308	48	matthew	matthew	PROPN
cjrl-2297	308	49	m.	m.	PROPN
cjrl-2297	308	50	chingos	chingos	PROPN
cjrl-2297	308	51	,	,	PUNCT
cjrl-2297	308	52	student	student	NOUN
cjrl-2297	308	53	loan	loan	NOUN
cjrl-2297	308	54	safety	safety	NOUN
cjrl-2297	308	55	nets	net	NOUN
cjrl-2297	308	56	:	:	PUNCT
cjrl-2297	308	57	estimating	estimate	VERB
cjrl-2297	308	58	the	the	DET
cjrl-2297	308	59	costs	cost	NOUN
cjrl-2297	308	60	and	and	CCONJ
cjrl-2297	308	61	benefits	benefit	NOUN
cjrl-2297	308	62	of	of	ADP
cjrl-2297	308	63	incomebased	incomebase	VERB
cjrl-2297	308	64	repayment	repayment	NOUN
cjrl-2297	308	65	18	18	NUM
cjrl-2297	308	66	(	(	PUNCT
cjrl-2297	308	67	2014	2014	NUM
cjrl-2297	308	68	)	)	PUNCT
cjrl-2297	308	69	,	,	PUNCT
cjrl-2297	308	70	available	available	ADJ
cjrl-2297	308	71	at	at	ADP
cjrl-2297	308	72	http://www.brookings.edu/~/media/research/files/papers/2014/04	http://www.brookings.edu/~/media/research/files/papers/2014/04	PROPN
cjrl-2297	308	73	/14%20student%20safety%20nets	/14%20student%20safety%20nets	PUNCT
cjrl-2297	308	74	/	/	SYM
cjrl-2297	308	75	ibr_online.pdf	ibr_online.pdf	X
cjrl-2297	308	76	(	(	PUNCT
cjrl-2297	308	77	“	"	PUNCT
cjrl-2297	308	78	a	a	DET
cjrl-2297	308	79	common	common	ADJ
cjrl-2297	308	80	worry	worry	NOUN
cjrl-2297	308	81	about	about	ADP
cjrl-2297	308	82	any	any	DET
cjrl-2297	308	83	insurance	insurance	NOUN
cjrl-2297	308	84	-	-	PUNCT
cjrl-2297	308	85	like	like	ADJ
cjrl-2297	308	86	program	program	NOUN
cjrl-2297	308	87	is	be	AUX
cjrl-2297	308	88	moral	moral	ADJ
cjrl-2297	308	89	hazard	hazard	NOUN
cjrl-2297	308	90	,	,	PUNCT
cjrl-2297	308	91	where	where	SCONJ
cjrl-2297	308	92	the	the	DET
cjrl-2297	308	93	insured	insure	VERB
cjrl-2297	308	94	engage	engage	NOUN
cjrl-2297	308	95	in	in	ADP
cjrl-2297	308	96	more	more	ADV
cjrl-2297	308	97	risky	risky	ADJ
cjrl-2297	308	98	behavior	behavior	NOUN
cjrl-2297	308	99	because	because	SCONJ
cjrl-2297	308	100	they	they	PRON
cjrl-2297	308	101	do	do	AUX
cjrl-2297	308	102	n’t	not	PART
cjrl-2297	308	103	have	have	VERB
cjrl-2297	308	104	to	to	PART
cjrl-2297	308	105	bear	bear	VERB
cjrl-2297	308	106	the	the	DET
cjrl-2297	308	107	full	full	ADJ
cjrl-2297	308	108	cost	cost	NOUN
cjrl-2297	308	109	of	of	ADP
cjrl-2297	308	110	their	their	PRON
cjrl-2297	308	111	actions	action	NOUN
cjrl-2297	308	112	.	.	PUNCT
cjrl-2297	308	113	”	"	PUNCT
cjrl-2297	308	114	)	)	PUNCT
cjrl-2297	308	115	;	;	PUNCT
cjrl-2297	308	116	see	see	VERB
cjrl-2297	308	117	,	,	PUNCT
cjrl-2297	308	118	e.g.	e.g.	ADV
cjrl-2297	308	119	,	,	PUNCT
cjrl-2297	308	120	josh	josh	PROPN
cjrl-2297	308	121	mitchell	mitchell	PROPN
cjrl-2297	308	122	,	,	PUNCT
cjrl-2297	308	123	student	student	NOUN
cjrl-2297	308	124	loans	loan	NOUN
cjrl-2297	308	125	entice	entice	VERB
cjrl-2297	308	126	borrowers	borrower	NOUN
cjrl-2297	308	127	more	more	ADV
cjrl-2297	308	128	for	for	ADP
cjrl-2297	308	129	cash	cash	NOUN
cjrl-2297	308	130	than	than	ADP
cjrl-2297	308	131	a	a	DET
cjrl-2297	308	132	degree	degree	NOUN
cjrl-2297	308	133	,	,	PUNCT
cjrl-2297	308	134	wall	wall	PROPN
cjrl-2297	308	135	street	street	PROPN
cjrl-2297	308	136	journal	journal	PROPN
cjrl-2297	308	137	(	(	PUNCT
cjrl-2297	308	138	mar	mar	PROPN
cjrl-2297	308	139	.	.	PROPN
cjrl-2297	308	140	2	2	NUM
cjrl-2297	308	141	,	,	PUNCT
cjrl-2297	308	142	2014	2014	NUM
cjrl-2297	308	143	)	)	PUNCT
cjrl-2297	308	144	,	,	PUNCT
cjrl-2297	308	145	http://online.wsj.com/news/articles/sb10001424052702304585004579415022664472930	http://online.wsj.com/news/articles/sb10001424052702304585004579415022664472930	PROPN
cjrl-2297	308	146	;	;	PUNCT
cjrl-2297	308	147	shaila	shaila	PROPN
cjrl-2297	308	148	dewan	dewan	PROPN
cjrl-2297	308	149	,	,	PUNCT
cjrl-2297	308	150	moral	moral	ADJ
cjrl-2297	308	151	hazard	hazard	NOUN
cjrl-2297	308	152	:	:	PUNCT
cjrl-2297	308	153	a	a	DET
cjrl-2297	308	154	tempest	tempest	ADV
cjrl-2297	308	155	-	-	PUNCT
cjrl-2297	308	156	tossed	toss	VERB
cjrl-2297	308	157	idea	idea	NOUN
cjrl-2297	308	158	,	,	PUNCT
cjrl-2297	308	159	n.y	n.y	PROPN
cjrl-2297	308	160	.	.	PROPN
cjrl-2297	308	161	times	times	PROPN
cjrl-2297	308	162	(	(	PUNCT
cjrl-2297	308	163	feb	feb	PROPN
cjrl-2297	308	164	.	.	PROPN
cjrl-2297	308	165	25	25	NUM
cjrl-2297	308	166	,	,	PUNCT
cjrl-2297	308	167	2012	2012	NUM
cjrl-2297	308	168	)	)	PUNCT
cjrl-2297	308	169	,	,	PUNCT
cjrl-2297	308	170	http://www.nytimes.com/2012/02/26/business/moral-hazard-asthe-flip-side-of-self-reliance.html?pagewanted=all&_r=0	http://www.nytimes.com/2012/02/26/business/moral-hazard-asthe-flip-side-of-self-reliance.html?pagewanted=all&_r=0	PROPN
cjrl-2297	308	171	(	(	PUNCT
cjrl-2297	308	172	“	"	PUNCT
cjrl-2297	308	173	moral	moral	ADJ
cjrl-2297	308	174	hazard	hazard	NOUN
cjrl-2297	308	175	has	have	AUX
cjrl-2297	308	176	long	long	ADV
cjrl-2297	308	177	been	be	AUX
cjrl-2297	308	178	used	use	VERB
cjrl-2297	308	179	to	to	PART
cjrl-2297	308	180	explain	explain	VERB
cjrl-2297	308	181	why	why	SCONJ
cjrl-2297	308	182	social	social	ADJ
cjrl-2297	308	183	safety	safety	NOUN
cjrl-2297	308	184	nets	net	NOUN
cjrl-2297	308	185	like	like	ADP
cjrl-2297	308	186	welfare	welfare	NOUN
cjrl-2297	308	187	,	,	PUNCT
cjrl-2297	308	188	unemployment	unemployment	NOUN
cjrl-2297	308	189	insurance	insurance	NOUN
cjrl-2297	308	190	and	and	CCONJ
cjrl-2297	308	191	workers	worker	NOUN
cjrl-2297	308	192	’	'	PUNCT
cjrl-2297	308	193	compensation	compensation	NOUN
cjrl-2297	308	194	should	should	AUX
cjrl-2297	308	195	be	be	AUX
cjrl-2297	308	196	less	less	ADV
cjrl-2297	308	197	generous	generous	ADJ
cjrl-2297	308	198	.	.	PUNCT
cjrl-2297	309	1	it	it	PRON
cjrl-2297	309	2	is	be	AUX
cjrl-2297	309	3	almost	almost	ADV
cjrl-2297	309	4	always	always	ADV
cjrl-2297	309	5	applied	apply	VERB
cjrl-2297	309	6	to	to	ADP
cjrl-2297	309	7	the	the	DET
cjrl-2297	309	8	recipients	recipient	NOUN
cjrl-2297	309	9	,	,	PUNCT
cjrl-2297	309	10	rather	rather	ADV
cjrl-2297	309	11	than	than	ADP
cjrl-2297	309	12	the	the	DET
cjrl-2297	309	13	providers	provider	NOUN
cjrl-2297	309	14	,	,	PUNCT
cjrl-2297	309	15	of	of	ADP
cjrl-2297	309	16	such	such	ADJ
cjrl-2297	309	17	benefits	benefit	NOUN
cjrl-2297	309	18	.	.	PUNCT
cjrl-2297	309	19	”	"	PUNCT
cjrl-2297	309	20	)	)	PUNCT
cjrl-2297	309	21	.	.	PUNCT
cjrl-2297	310	1	102	102	NUM
cjrl-2297	310	2	see	see	VERB
cjrl-2297	310	3	generally	generally	ADV
cjrl-2297	310	4	nat’l	nat’l	VERB
cjrl-2297	310	5	ass’n	ass’n	NOUN
cjrl-2297	310	6	for	for	ADP
cjrl-2297	310	7	college	college	NOUN
cjrl-2297	310	8	admission	admission	NOUN
cjrl-2297	310	9	counseling	counseling	NOUN
cjrl-2297	310	10	,	,	PUNCT
cjrl-2297	310	11	higher	high	ADJ
cjrl-2297	310	12	education	education	NOUN
cjrl-2297	310	13	reauthorization	reauthorization	NOUN
cjrl-2297	310	14	:	:	PUNCT
cjrl-2297	310	15	2013	2013	NUM
cjrl-2297	310	16	recommendations	recommendation	NOUN
cjrl-2297	310	17	(	(	PUNCT
cjrl-2297	310	18	2013	2013	NUM
cjrl-2297	310	19	)	)	PUNCT
cjrl-2297	310	20	,	,	PUNCT
cjrl-2297	310	21	available	available	ADJ
cjrl-2297	310	22	at	at	ADP
cjrl-2297	310	23	http://www.nacacnet.org/issues-action/legislative	http://www.nacacnet.org/issues-action/legislative	PROPN
cjrl-2297	310	24	news	news	NOUN
cjrl-2297	310	25	/	/	SYM
cjrl-2297	310	26	documents	document	NOUN
cjrl-2297	310	27	/	/	SYM
cjrl-2297	310	28	heareauthorizationrecommendations.pdf	heareauthorizationrecommendations.pdf	NOUN
cjrl-2297	310	29	;	;	PUNCT
cjrl-2297	310	30	see	see	VERB
cjrl-2297	310	31	,	,	PUNCT
cjrl-2297	310	32	e.g.	e.g.	ADV
cjrl-2297	310	33	,	,	PUNCT
cjrl-2297	310	34	usa	usa	PROPN
cjrl-2297	310	35	funds	fund	NOUN
cjrl-2297	310	36	,	,	PUNCT
cjrl-2297	310	37	supra	supra	PROPN
cjrl-2297	310	38	note	note	NOUN
cjrl-2297	310	39	78	78	NUM
cjrl-2297	310	40	,	,	PUNCT
cjrl-2297	310	41	at	at	ADP
cjrl-2297	310	42	19	19	NUM
cjrl-2297	310	43	(	(	PUNCT
cjrl-2297	310	44	“	"	PUNCT
cjrl-2297	310	45	some	some	DET
cjrl-2297	310	46	schools	school	NOUN
cjrl-2297	310	47	consider	consider	VERB
cjrl-2297	310	48	entrance	entrance	NOUN
cjrl-2297	310	49	counseling	counseling	NOUN
cjrl-2297	310	50	to	to	PART
cjrl-2297	310	51	be	be	AUX
cjrl-2297	310	52	a	a	DET
cjrl-2297	310	53	continual	continual	ADJ
cjrl-2297	310	54	process	process	NOUN
cjrl-2297	310	55	and	and	CCONJ
cjrl-2297	310	56	provide	provide	VERB
cjrl-2297	310	57	information	information	NOUN
cjrl-2297	310	58	to	to	ADP
cjrl-2297	310	59	students	student	NOUN
cjrl-2297	310	60	throughout	throughout	ADP
cjrl-2297	310	61	their	their	PRON
cjrl-2297	310	62	foreclosures	foreclosure	NOUN
cjrl-2297	310	63	and	and	CCONJ
cjrl-2297	310	64	financial	financial	ADJ
cjrl-2297	310	65	aid	aid	NOUN
cjrl-2297	310	66	vol	vol	NOUN
cjrl-2297	310	67	.	.	PUNCT
cjrl-2297	310	68	4:2	4:2	NUM
cjrl-2297	311	1	144	144	NUM
cjrl-2297	311	2	period	period	NOUN
cjrl-2297	311	3	of	of	ADP
cjrl-2297	311	4	review	review	NOUN
cjrl-2297	311	5	to	to	ADP
cjrl-2297	311	6	a	a	DET
cjrl-2297	311	7	time	time	NOUN
cjrl-2297	311	8	frame	frame	NOUN
cjrl-2297	311	9	less	less	ADJ
cjrl-2297	311	10	than	than	ADP
cjrl-2297	311	11	five	five	NUM
cjrl-2297	311	12	years.103	years.103	NOUN
cjrl-2297	311	13	further	far	ADV
cjrl-2297	311	14	,	,	PUNCT
cjrl-2297	311	15	the	the	DET
cjrl-2297	311	16	“	"	PUNCT
cjrl-2297	311	17	satisfactory	satisfactory	ADJ
cjrl-2297	311	18	repayment	repayment	NOUN
cjrl-2297	311	19	arrangement	arrangement	NOUN
cjrl-2297	311	20	”	"	PUNCT
cjrl-2297	311	21	provided	provide	VERB
cjrl-2297	311	22	for	for	ADP
cjrl-2297	311	23	ffel	ffel	ADJ
cjrl-2297	311	24	student	student	NOUN
cjrl-2297	311	25	loans	loan	NOUN
cjrl-2297	311	26	could	could	AUX
cjrl-2297	311	27	perhaps	perhaps	ADV
cjrl-2297	311	28	be	be	AUX
cjrl-2297	311	29	extended	extend	VERB
cjrl-2297	311	30	to	to	ADP
cjrl-2297	311	31	non	non	ADJ
cjrl-2297	311	32	-	-	ADJ
cjrl-2297	311	33	ffel	ffel	ADJ
cjrl-2297	311	34	plus	plus	CCONJ
cjrl-2297	311	35	loans.104	loans.104	NOUN
cjrl-2297	311	36	revision	revision	NOUN
cjrl-2297	311	37	of	of	ADP
cjrl-2297	311	38	the	the	DET
cjrl-2297	311	39	plus	plus	ADJ
cjrl-2297	311	40	loan	loan	NOUN
cjrl-2297	311	41	eligibility	eligibility	NOUN
cjrl-2297	311	42	criteria	criterion	NOUN
cjrl-2297	311	43	as	as	SCONJ
cjrl-2297	311	44	it	it	PRON
cjrl-2297	311	45	pertains	pertain	VERB
cjrl-2297	311	46	to	to	ADP
cjrl-2297	311	47	the	the	DET
cjrl-2297	311	48	“	"	PUNCT
cjrl-2297	311	49	adverse	adverse	ADJ
cjrl-2297	311	50	credit	credit	NOUN
cjrl-2297	311	51	”	"	PUNCT
cjrl-2297	311	52	consideration	consideration	NOUN
cjrl-2297	311	53	would	would	AUX
cjrl-2297	311	54	more	more	ADV
cjrl-2297	311	55	closely	closely	ADV
cjrl-2297	311	56	align	align	ADJ
cjrl-2297	311	57	student	student	NOUN
cjrl-2297	311	58	loan	loan	NOUN
cjrl-2297	311	59	debt	debt	NOUN
cjrl-2297	311	60	with	with	ADP
cjrl-2297	311	61	other	other	ADJ
cjrl-2297	311	62	types	type	NOUN
cjrl-2297	311	63	of	of	ADP
cjrl-2297	311	64	consumer	consumer	NOUN
cjrl-2297	311	65	debt.105	debt.105	NOUN
cjrl-2297	311	66	special	special	ADJ
cjrl-2297	311	67	consideration	consideration	NOUN
cjrl-2297	311	68	for	for	ADP
cjrl-2297	311	69	students	student	NOUN
cjrl-2297	311	70	classified	classify	VERB
cjrl-2297	311	71	as	as	ADP
cjrl-2297	311	72	first	first	ADJ
cjrl-2297	311	73	generation	generation	NOUN
cjrl-2297	311	74	college	college	NOUN
cjrl-2297	311	75	students	student	NOUN
cjrl-2297	311	76	or	or	CCONJ
cjrl-2297	311	77	low	low	ADJ
cjrl-2297	311	78	-	-	PUNCT
cjrl-2297	311	79	income	income	NOUN
cjrl-2297	311	80	individuals	individual	NOUN
cjrl-2297	311	81	,	,	PUNCT
cjrl-2297	311	82	as	as	SCONJ
cjrl-2297	311	83	provided	provide	VERB
cjrl-2297	311	84	by	by	ADP
cjrl-2297	311	85	the	the	DET
cjrl-2297	311	86	hea	hea	NOUN
cjrl-2297	311	87	,	,	PUNCT
cjrl-2297	311	88	could	could	AUX
cjrl-2297	311	89	be	be	AUX
cjrl-2297	311	90	extrapolated	extrapolate	VERB
cjrl-2297	311	91	to	to	PART
cjrl-2297	311	92	apply	apply	VERB
cjrl-2297	311	93	to	to	ADP
cjrl-2297	311	94	the	the	DET
cjrl-2297	311	95	administration	administration	NOUN
cjrl-2297	311	96	of	of	ADP
cjrl-2297	311	97	plus	plus	CCONJ
cjrl-2297	311	98	loans	loan	NOUN
cjrl-2297	311	99	in	in	ADP
cjrl-2297	311	100	terms	term	NOUN
cjrl-2297	311	101	of	of	ADP
cjrl-2297	311	102	creditor	creditor	PROPN
cjrl-2297	311	103	eligibility.106	eligibility.106	PROPN
cjrl-2297	311	104	b.	b.	PROPN
cjrl-2297	311	105	an	an	DET
cjrl-2297	311	106	overview	overview	NOUN
cjrl-2297	311	107	of	of	ADP
cjrl-2297	311	108	the	the	DET
cjrl-2297	311	109	student	student	NOUN
cjrl-2297	311	110	loan	loan	NOUN
cjrl-2297	311	111	industry	industry	NOUN
cjrl-2297	311	112	the	the	DET
cjrl-2297	311	113	federal	federal	ADJ
cjrl-2297	311	114	student	student	NOUN
cjrl-2297	311	115	aid	aid	NOUN
cjrl-2297	311	116	program	program	NOUN
cjrl-2297	311	117	partially	partially	ADV
cjrl-2297	311	118	consists	consist	VERB
cjrl-2297	311	119	of	of	ADP
cjrl-2297	311	120	loans	loan	NOUN
cjrl-2297	311	121	in	in	ADP
cjrl-2297	311	122	three	three	NUM
cjrl-2297	311	123	broad	broad	ADJ
cjrl-2297	311	124	categories	category	NOUN
cjrl-2297	311	125	:	:	PUNCT
cjrl-2297	311	126	direct	direct	ADJ
cjrl-2297	311	127	loans	loan	NOUN
cjrl-2297	311	128	,	,	PUNCT
cjrl-2297	311	129	perkins	perkin	VERB
cjrl-2297	311	130	loans	loan	NOUN
cjrl-2297	311	131	,	,	PUNCT
cjrl-2297	311	132	and	and	CCONJ
cjrl-2297	311	133	stafford	stafford	PROPN
cjrl-2297	311	134	loans.107	loans.107	VERB
cjrl-2297	311	135	the	the	DET
cjrl-2297	311	136	william	william	PROPN
cjrl-2297	311	137	d.	d.	PROPN
cjrl-2297	311	138	ford	ford	PROPN
cjrl-2297	311	139	federal	federal	PROPN
cjrl-2297	311	140	direct	direct	PROPN
cjrl-2297	311	141	loan	loan	NOUN
cjrl-2297	311	142	program	program	NOUN
cjrl-2297	311	143	issues	issue	NOUN
cjrl-2297	311	144	parent	parent	NOUN
cjrl-2297	311	145	plus	plus	CCONJ
cjrl-2297	311	146	loans	loan	NOUN
cjrl-2297	311	147	to	to	PART
cjrl-2297	311	148	undergraduate	undergraduate	VERB
cjrl-2297	311	149	families	family	NOUN
cjrl-2297	311	150	,	,	PUNCT
cjrl-2297	311	151	and	and	CCONJ
cjrl-2297	311	152	grad	grad	ADJ
cjrl-2297	311	153	plus	plus	CCONJ
cjrl-2297	311	154	loans	loan	NOUN
cjrl-2297	311	155	to	to	ADP
cjrl-2297	311	156	students	student	NOUN
cjrl-2297	311	157	pursuing	pursue	VERB
cjrl-2297	311	158	graduate	graduate	NOUN
cjrl-2297	311	159	or	or	CCONJ
cjrl-2297	311	160	professional	professional	ADJ
cjrl-2297	311	161	degrees.108	degrees.108	NOUN
cjrl-2297	311	162	the	the	DET
cjrl-2297	311	163	plus	plus	ADJ
cjrl-2297	311	164	loan	loan	NOUN
cjrl-2297	311	165	program	program	NOUN
cjrl-2297	311	166	does	do	AUX
cjrl-2297	311	167	not	not	PART
cjrl-2297	311	168	have	have	VERB
cjrl-2297	311	169	a	a	DET
cjrl-2297	311	170	direct	direct	ADJ
cjrl-2297	311	171	cap	cap	NOUN
cjrl-2297	311	172	on	on	ADP
cjrl-2297	311	173	the	the	DET
cjrl-2297	311	174	amount	amount	NOUN
cjrl-2297	311	175	that	that	PRON
cjrl-2297	311	176	may	may	AUX
cjrl-2297	311	177	be	be	AUX
cjrl-2297	311	178	borrowed	borrow	VERB
cjrl-2297	311	179	,	,	PUNCT
cjrl-2297	311	180	but	but	CCONJ
cjrl-2297	311	181	the	the	DET
cjrl-2297	311	182	approved	approve	VERB
cjrl-2297	311	183	amount	amount	NOUN
cjrl-2297	311	184	is	be	AUX
cjrl-2297	311	185	based	base	VERB
cjrl-2297	311	186	upon	upon	SCONJ
cjrl-2297	311	187	the	the	DET
cjrl-2297	311	188	cost	cost	NOUN
cjrl-2297	311	189	of	of	ADP
cjrl-2297	311	190	attendance	attendance	NOUN
cjrl-2297	311	191	at	at	ADP
cjrl-2297	311	192	each	each	DET
cjrl-2297	311	193	particular	particular	ADJ
cjrl-2297	311	194	institution	institution	NOUN
cjrl-2297	311	195	,	,	PUNCT
cjrl-2297	311	196	enrollment	enrollment	NOUN
cjrl-2297	311	197	.	.	PUNCT
cjrl-2297	312	1	ongoing	ongoing	ADJ
cjrl-2297	312	2	communication	communication	NOUN
cjrl-2297	312	3	about	about	ADP
cjrl-2297	312	4	their	their	PRON
cjrl-2297	312	5	loans	loan	NOUN
cjrl-2297	312	6	enables	enable	VERB
cjrl-2297	312	7	students	student	NOUN
cjrl-2297	312	8	to	to	PART
cjrl-2297	312	9	make	make	VERB
cjrl-2297	312	10	informed	informed	ADJ
cjrl-2297	312	11	borrowing	borrowing	NOUN
cjrl-2297	312	12	decisions	decision	NOUN
cjrl-2297	312	13	and	and	CCONJ
cjrl-2297	312	14	remain	remain	VERB
cjrl-2297	312	15	aware	aware	ADJ
cjrl-2297	312	16	of	of	ADP
cjrl-2297	312	17	their	their	PRON
cjrl-2297	312	18	overall	overall	ADJ
cjrl-2297	312	19	loan	loan	NOUN
cjrl-2297	312	20	debt	debt	NOUN
cjrl-2297	312	21	and	and	CCONJ
cjrl-2297	312	22	the	the	DET
cjrl-2297	312	23	implications	implication	NOUN
cjrl-2297	312	24	of	of	ADP
cjrl-2297	312	25	that	that	DET
cjrl-2297	312	26	debt	debt	NOUN
cjrl-2297	312	27	upon	upon	SCONJ
cjrl-2297	312	28	repayment	repayment	NOUN
cjrl-2297	312	29	.	.	PUNCT
cjrl-2297	312	30	”	"	PUNCT
cjrl-2297	312	31	)	)	PUNCT
cjrl-2297	312	32	.	.	PUNCT
cjrl-2297	313	1	103	103	NUM
cjrl-2297	313	2	see	see	VERB
cjrl-2297	313	3	ass’n	ass’n	NOUN
cjrl-2297	313	4	of	of	ADP
cjrl-2297	313	5	public	public	ADJ
cjrl-2297	313	6	and	and	CCONJ
cjrl-2297	313	7	land	land	NOUN
cjrl-2297	313	8	-	-	PUNCT
cjrl-2297	313	9	grant	grant	NOUN
cjrl-2297	313	10	universities	university	NOUN
cjrl-2297	313	11	,	,	PUNCT
cjrl-2297	313	12	aplu	aplu	NOUN
cjrl-2297	313	13	comments	comment	NOUN
cjrl-2297	313	14	on	on	ADP
cjrl-2297	313	15	hea	hea	PROPN
cjrl-2297	313	16	reauthorization	reauthorization	NOUN
cjrl-2297	313	17	for	for	ADP
cjrl-2297	313	18	the	the	DET
cjrl-2297	313	19	house	house	PROPN
cjrl-2297	313	20	committee	committee	PROPN
cjrl-2297	313	21	on	on	ADP
cjrl-2297	313	22	education	education	NOUN
cjrl-2297	313	23	and	and	CCONJ
cjrl-2297	313	24	the	the	DET
cjrl-2297	313	25	workforce	workforce	NOUN
cjrl-2297	313	26	6	6	NUM
cjrl-2297	313	27	(	(	PUNCT
cjrl-2297	313	28	aug	aug	PROPN
cjrl-2297	313	29	.	.	PROPN
cjrl-2297	313	30	2	2	NUM
cjrl-2297	313	31	,	,	PUNCT
cjrl-2297	313	32	2013	2013	NUM
cjrl-2297	313	33	)	)	PUNCT
cjrl-2297	313	34	,	,	PUNCT
cjrl-2297	313	35	available	available	ADJ
cjrl-2297	313	36	at	at	ADP
cjrl-2297	313	37	,	,	PUNCT
cjrl-2297	313	38	https:/www.aplu.org	https:/www.aplu.org	ADJ
cjrl-2297	313	39	/	/	SYM
cjrl-2297	313	40	document.doc?id=4696	document.doc?id=4696	NOUN
cjrl-2297	313	41	(	(	PUNCT
cjrl-2297	313	42	“	"	PUNCT
cjrl-2297	313	43	the	the	DET
cjrl-2297	313	44	recent	recent	ADJ
cjrl-2297	313	45	increase	increase	NOUN
cjrl-2297	313	46	in	in	ADP
cjrl-2297	313	47	denials	denial	NOUN
cjrl-2297	313	48	of	of	ADP
cjrl-2297	313	49	parent	parent	NOUN
cjrl-2297	313	50	plus	plus	CCONJ
cjrl-2297	313	51	loans	loan	NOUN
cjrl-2297	313	52	by	by	ADP
cjrl-2297	313	53	the	the	DET
cjrl-2297	313	54	department	department	PROPN
cjrl-2297	313	55	of	of	ADP
cjrl-2297	313	56	education	education	NOUN
cjrl-2297	313	57	came	come	VERB
cjrl-2297	313	58	after	after	SCONJ
cjrl-2297	313	59	a	a	DET
cjrl-2297	313	60	stricter	strict	ADJ
cjrl-2297	313	61	interpretation	interpretation	NOUN
cjrl-2297	313	62	of	of	ADP
cjrl-2297	313	63	existing	exist	VERB
cjrl-2297	313	64	rules	rule	NOUN
cjrl-2297	313	65	was	be	AUX
cjrl-2297	313	66	applied	apply	VERB
cjrl-2297	313	67	to	to	ADP
cjrl-2297	313	68	plus	plus	CCONJ
cjrl-2297	313	69	loan	loan	NOUN
cjrl-2297	313	70	applicants	applicant	NOUN
cjrl-2297	313	71	,	,	PUNCT
cjrl-2297	313	72	moving	move	VERB
cjrl-2297	313	73	from	from	ADP
cjrl-2297	313	74	a	a	DET
cjrl-2297	313	75	90	90	NUM
cjrl-2297	313	76	day	day	NOUN
cjrl-2297	313	77	credit	credit	NOUN
cjrl-2297	313	78	history	history	NOUN
cjrl-2297	313	79	to	to	ADP
cjrl-2297	313	80	a	a	DET
cjrl-2297	313	81	consideration	consideration	NOUN
cjrl-2297	313	82	of	of	ADP
cjrl-2297	313	83	a	a	DET
cjrl-2297	313	84	five	five	NUM
cjrl-2297	313	85	year	year	NOUN
cjrl-2297	313	86	credit	credit	NOUN
cjrl-2297	313	87	history	history	NOUN
cjrl-2297	313	88	of	of	ADP
cjrl-2297	313	89	applicants	applicant	NOUN
cjrl-2297	313	90	.	.	PUNCT
cjrl-2297	314	1	we	we	PRON
cjrl-2297	314	2	hope	hope	VERB
cjrl-2297	314	3	the	the	DET
cjrl-2297	314	4	department	department	NOUN
cjrl-2297	314	5	consults	consult	VERB
cjrl-2297	314	6	with	with	ADP
cjrl-2297	314	7	the	the	DET
cjrl-2297	314	8	broader	broad	ADJ
cjrl-2297	314	9	community	community	NOUN
cjrl-2297	314	10	of	of	ADP
cjrl-2297	314	11	institutions	institution	NOUN
cjrl-2297	314	12	and	and	CCONJ
cjrl-2297	314	13	parents	parent	NOUN
cjrl-2297	314	14	before	before	ADP
cjrl-2297	314	15	enacting	enact	VERB
cjrl-2297	314	16	such	such	ADJ
cjrl-2297	314	17	consequential	consequential	ADJ
cjrl-2297	314	18	changes	change	NOUN
cjrl-2297	314	19	in	in	ADP
cjrl-2297	314	20	the	the	DET
cjrl-2297	314	21	future	future	NOUN
cjrl-2297	314	22	.	.	PUNCT
cjrl-2297	315	1	the	the	DET
cjrl-2297	315	2	change	change	NOUN
cjrl-2297	315	3	had	have	VERB
cjrl-2297	315	4	a	a	DET
cjrl-2297	315	5	substantial	substantial	ADJ
cjrl-2297	315	6	negative	negative	ADJ
cjrl-2297	315	7	impact	impact	NOUN
cjrl-2297	315	8	on	on	ADP
cjrl-2297	315	9	the	the	DET
cjrl-2297	315	10	parents	parent	NOUN
cjrl-2297	315	11	of	of	ADP
cjrl-2297	315	12	lower	low	ADJ
cjrl-2297	315	13	-	-	PUNCT
cjrl-2297	315	14	income	income	NOUN
cjrl-2297	315	15	students	student	NOUN
cjrl-2297	315	16	.	.	PUNCT
cjrl-2297	316	1	we	we	PRON
cjrl-2297	316	2	urge	urge	VERB
cjrl-2297	316	3	congress	congress	PROPN
cjrl-2297	316	4	,	,	PUNCT
cjrl-2297	316	5	working	work	VERB
cjrl-2297	316	6	with	with	ADP
cjrl-2297	316	7	affected	affected	ADJ
cjrl-2297	316	8	stakeholders	stakeholder	NOUN
cjrl-2297	316	9	,	,	PUNCT
cjrl-2297	316	10	to	to	PART
cjrl-2297	316	11	reexamine	reexamine	VERB
cjrl-2297	316	12	the	the	DET
cjrl-2297	316	13	existing	exist	VERB
cjrl-2297	316	14	evaluation	evaluation	NOUN
cjrl-2297	316	15	criteria	criterion	NOUN
cjrl-2297	316	16	and	and	CCONJ
cjrl-2297	316	17	seek	seek	VERB
cjrl-2297	316	18	a	a	DET
cjrl-2297	316	19	better	well	ADJ
cjrl-2297	316	20	methodology	methodology	NOUN
cjrl-2297	316	21	to	to	PART
cjrl-2297	316	22	judge	judge	VERB
cjrl-2297	316	23	applicants	applicant	NOUN
cjrl-2297	316	24	based	base	VERB
cjrl-2297	316	25	on	on	ADP
cjrl-2297	316	26	their	their	PRON
cjrl-2297	316	27	current	current	ADJ
cjrl-2297	316	28	capacity	capacity	NOUN
cjrl-2297	316	29	for	for	ADP
cjrl-2297	316	30	repayment	repayment	NOUN
cjrl-2297	316	31	.	.	PUNCT
cjrl-2297	316	32	”	"	PUNCT
cjrl-2297	316	33	)	)	PUNCT
cjrl-2297	316	34	;	;	PUNCT
cjrl-2297	316	35	kantrowitz	kantrowitz	NOUN
cjrl-2297	316	36	,	,	PUNCT
cjrl-2297	316	37	supra	supra	PROPN
cjrl-2297	316	38	note	note	NOUN
cjrl-2297	316	39	96	96	NUM
cjrl-2297	316	40	(	(	PUNCT
cjrl-2297	316	41	“	"	PUNCT
cjrl-2297	316	42	plus	plus	CCONJ
cjrl-2297	316	43	loan	loan	NOUN
cjrl-2297	316	44	borrowers	borrower	NOUN
cjrl-2297	316	45	must	must	AUX
cjrl-2297	316	46	not	not	PART
cjrl-2297	316	47	have	have	VERB
cjrl-2297	316	48	an	an	DET
cjrl-2297	316	49	adverse	adverse	ADJ
cjrl-2297	316	50	credit	credit	NOUN
cjrl-2297	316	51	history	history	NOUN
cjrl-2297	316	52	,	,	PUNCT
cjrl-2297	316	53	which	which	PRON
cjrl-2297	316	54	is	be	AUX
cjrl-2297	316	55	defined	define	VERB
cjrl-2297	316	56	as	as	ADP
cjrl-2297	316	57	a	a	DET
cjrl-2297	316	58	current	current	ADJ
cjrl-2297	316	59	delinquency	delinquency	NOUN
cjrl-2297	316	60	of	of	ADP
cjrl-2297	316	61	90	90	NUM
cjrl-2297	316	62	or	or	CCONJ
cjrl-2297	316	63	more	more	ADJ
cjrl-2297	316	64	days	day	NOUN
cjrl-2297	316	65	on	on	ADP
cjrl-2297	316	66	any	any	DET
cjrl-2297	316	67	debt	debt	NOUN
cjrl-2297	316	68	or	or	CCONJ
cjrl-2297	316	69	a	a	DET
cjrl-2297	316	70	five	five	NUM
cjrl-2297	316	71	-	-	PUNCT
cjrl-2297	316	72	year	year	NOUN
cjrl-2297	316	73	look	look	NOUN
cjrl-2297	316	74	-	-	PUNCT
cjrl-2297	316	75	back	back	NOUN
cjrl-2297	316	76	for	for	ADP
cjrl-2297	316	77	certain	certain	ADJ
cjrl-2297	316	78	derogatory	derogatory	ADJ
cjrl-2297	316	79	events	event	NOUN
cjrl-2297	316	80	in	in	ADP
cjrl-2297	316	81	the	the	DET
cjrl-2297	316	82	credit	credit	NOUN
cjrl-2297	316	83	history	history	NOUN
cjrl-2297	316	84	.	.	PUNCT
cjrl-2297	317	1	the	the	DET
cjrl-2297	317	2	derogatory	derogatory	ADJ
cjrl-2297	317	3	events	event	NOUN
cjrl-2297	317	4	include	include	VERB
cjrl-2297	317	5	bankruptcy	bankruptcy	NOUN
cjrl-2297	317	6	,	,	PUNCT
cjrl-2297	317	7	foreclosure	foreclosure	NOUN
cjrl-2297	317	8	,	,	PUNCT
cjrl-2297	317	9	repossession	repossession	NOUN
cjrl-2297	317	10	,	,	PUNCT
cjrl-2297	317	11	tax	tax	NOUN
cjrl-2297	317	12	lien	lien	NOUN
cjrl-2297	317	13	,	,	PUNCT
cjrl-2297	317	14	wage	wage	NOUN
cjrl-2297	317	15	garnishment	garnishment	NOUN
cjrl-2297	317	16	or	or	CCONJ
cjrl-2297	317	17	default	default	NOUN
cjrl-2297	317	18	determination	determination	NOUN
cjrl-2297	317	19	.	.	PUNCT
cjrl-2297	317	20	.	.	PUNCT
cjrl-2297	317	21	.	.	PUNCT
cjrl-2297	317	22	.	.	PUNCT
cjrl-2297	318	1	a	a	DET
cjrl-2297	318	2	chapter	chapter	NOUN
cjrl-2297	318	3	13	13	NUM
cjrl-2297	318	4	bankruptcy	bankruptcy	NOUN
cjrl-2297	318	5	does	do	AUX
cjrl-2297	318	6	not	not	PART
cjrl-2297	318	7	affect	affect	VERB
cjrl-2297	318	8	plus	plus	CCONJ
cjrl-2297	318	9	loan	loan	NOUN
cjrl-2297	318	10	eligibility	eligibility	NOUN
cjrl-2297	318	11	.	.	PUNCT
cjrl-2297	318	12	”	"	PUNCT
cjrl-2297	318	13	)	)	PUNCT
cjrl-2297	318	14	;	;	PUNCT
cjrl-2297	318	15	see	see	VERB
cjrl-2297	318	16	generally	generally	ADV
cjrl-2297	318	17	20	20	NUM
cjrl-2297	318	18	u.s.c	u.s.c	ADJ
cjrl-2297	318	19	.	.	PUNCT
cjrl-2297	319	1	§	§	PROPN
cjrl-2297	319	2	1078–2(a)(3)(b)(i)–(ii	1078–2(a)(3)(b)(i)–(ii	NUM
cjrl-2297	319	3	)	)	PUNCT
cjrl-2297	319	4	(	(	PUNCT
cjrl-2297	319	5	2012	2012	NUM
cjrl-2297	319	6	)	)	PUNCT
cjrl-2297	319	7	(	(	PUNCT
cjrl-2297	319	8	including	include	VERB
cjrl-2297	319	9	home	home	NOUN
cjrl-2297	319	10	mortgage	mortgage	NOUN
cjrl-2297	319	11	arrearage	arrearage	NOUN
cjrl-2297	319	12	as	as	ADP
cjrl-2297	319	13	consideration	consideration	NOUN
cjrl-2297	319	14	of	of	ADP
cjrl-2297	319	15	“	"	PUNCT
cjrl-2297	319	16	extenuating	extenuate	VERB
cjrl-2297	319	17	circumstances	circumstance	NOUN
cjrl-2297	319	18	”	"	PUNCT
cjrl-2297	319	19	)	)	PUNCT
cjrl-2297	319	20	.	.	PUNCT
cjrl-2297	320	1	104	104	NUM
cjrl-2297	320	2	see	see	VERB
cjrl-2297	320	3	generally	generally	ADV
cjrl-2297	320	4	34	34	NUM
cjrl-2297	320	5	c.f.r	c.f.r	NOUN
cjrl-2297	320	6	.	.	PUNCT
cjrl-2297	321	1	§	§	PROPN
cjrl-2297	321	2	682.200	682.200	NUM
cjrl-2297	321	3	(	(	PUNCT
cjrl-2297	321	4	2014	2014	NUM
cjrl-2297	321	5	)	)	PUNCT
cjrl-2297	321	6	(	(	PUNCT
cjrl-2297	321	7	denotes	denote	VERB
cjrl-2297	321	8	the	the	DET
cjrl-2297	321	9	voluntary	voluntary	ADJ
cjrl-2297	321	10	and	and	CCONJ
cjrl-2297	321	11	timely	timely	ADJ
cjrl-2297	321	12	full	full	ADJ
cjrl-2297	321	13	payment	payment	NOUN
cjrl-2297	321	14	for	for	ADP
cjrl-2297	321	15	six	six	NUM
cjrl-2297	321	16	consecutive	consecutive	ADJ
cjrl-2297	321	17	months	month	NOUN
cjrl-2297	321	18	on	on	ADP
cjrl-2297	321	19	a	a	DET
cjrl-2297	321	20	defaulted	defaulted	ADJ
cjrl-2297	321	21	loan	loan	NOUN
cjrl-2297	321	22	)	)	PUNCT
cjrl-2297	321	23	(	(	PUNCT
cjrl-2297	321	24	“	"	PUNCT
cjrl-2297	321	25	the	the	DET
cjrl-2297	321	26	required	require	VERB
cjrl-2297	321	27	full	full	ADJ
cjrl-2297	321	28	monthly	monthly	ADJ
cjrl-2297	321	29	payment	payment	NOUN
cjrl-2297	321	30	amount	amount	NOUN
cjrl-2297	321	31	may	may	AUX
cjrl-2297	321	32	not	not	PART
cjrl-2297	321	33	be	be	AUX
cjrl-2297	321	34	more	more	ADJ
cjrl-2297	321	35	than	than	SCONJ
cjrl-2297	321	36	is	be	AUX
cjrl-2297	321	37	reasonable	reasonable	ADJ
cjrl-2297	321	38	and	and	CCONJ
cjrl-2297	321	39	affordable	affordable	ADJ
cjrl-2297	321	40	based	base	VERB
cjrl-2297	321	41	on	on	ADP
cjrl-2297	321	42	the	the	DET
cjrl-2297	321	43	borrower	borrower	NOUN
cjrl-2297	321	44	’s	’s	PART
cjrl-2297	321	45	total	total	ADJ
cjrl-2297	321	46	financial	financial	ADJ
cjrl-2297	321	47	circumstances	circumstance	NOUN
cjrl-2297	321	48	.	.	PUNCT
cjrl-2297	321	49	”	"	PUNCT
cjrl-2297	321	50	)	)	PUNCT
cjrl-2297	321	51	.	.	PUNCT
cjrl-2297	322	1	105	105	NUM
cjrl-2297	322	2	see	see	VERB
cjrl-2297	322	3	senate	senate	PROPN
cjrl-2297	322	4	bill	bill	PROPN
cjrl-2297	322	5	introduced	introduce	VERB
cjrl-2297	322	6	by	by	ADP
cjrl-2297	322	7	senator	senator	PROPN
cjrl-2297	322	8	elizabeth	elizabeth	PROPN
cjrl-2297	322	9	warren	warren	PROPN
cjrl-2297	322	10	and	and	CCONJ
cjrl-2297	322	11	endorsed	endorse	VERB
cjrl-2297	322	12	by	by	ADP
cjrl-2297	322	13	president	president	PROPN
cjrl-2297	322	14	barack	barack	PROPN
cjrl-2297	322	15	obama	obama	PROPN
cjrl-2297	322	16	in	in	ADP
cjrl-2297	322	17	june	june	PROPN
cjrl-2297	322	18	2014	2014	NUM
cjrl-2297	322	19	to	to	PART
cjrl-2297	322	20	amend	amend	VERB
cjrl-2297	322	21	the	the	DET
cjrl-2297	322	22	hea	hea	NOUN
cjrl-2297	322	23	to	to	PART
cjrl-2297	322	24	permit	permit	VERB
cjrl-2297	322	25	student	student	NOUN
cjrl-2297	322	26	loan	loan	NOUN
cjrl-2297	322	27	refinancing	refinance	VERB
cjrl-2297	322	28	for	for	ADP
cjrl-2297	322	29	lower	low	ADJ
cjrl-2297	322	30	interest	interest	NOUN
cjrl-2297	322	31	rates	rate	NOUN
cjrl-2297	322	32	,	,	PUNCT
cjrl-2297	322	33	http://www.warren.senate.gov	http://www.warren.senate.gov	PROPN
cjrl-2297	322	34	/files	/file	NOUN
cjrl-2297	322	35	/	/	SYM
cjrl-2297	322	36	documents	document	NOUN
cjrl-2297	322	37	/	/	SYM
cjrl-2297	322	38	bankonstudentsrefinancingbilltext.pdf	bankonstudentsrefinancingbilltext.pdf	NOUN
cjrl-2297	322	39	;	;	PUNCT
cjrl-2297	322	40	see	see	VERB
cjrl-2297	322	41	also	also	ADV
cjrl-2297	322	42	parent	parent	NOUN
cjrl-2297	322	43	plus	plus	CCONJ
cjrl-2297	322	44	loans	loan	NOUN
cjrl-2297	322	45	:	:	PUNCT
cjrl-2297	322	46	frequently	frequently	ADV
cjrl-2297	322	47	asked	ask	VERB
cjrl-2297	322	48	questions	question	NOUN
cjrl-2297	322	49	,	,	PUNCT
cjrl-2297	322	50	u.s	u.s	PROPN
cjrl-2297	322	51	.	.	PROPN
cjrl-2297	322	52	news	news	PROPN
cjrl-2297	322	53	&	&	CCONJ
cjrl-2297	322	54	world	world	PROPN
cjrl-2297	322	55	report	report	PROPN
cjrl-2297	322	56	(	(	PUNCT
cjrl-2297	322	57	aug	aug	PROPN
cjrl-2297	322	58	.	.	PROPN
cjrl-2297	322	59	17	17	NUM
cjrl-2297	322	60	,	,	PUNCT
cjrl-2297	322	61	2010	2010	NUM
cjrl-2297	322	62	)	)	PUNCT
cjrl-2297	322	63	,	,	PUNCT
cjrl-2297	322	64	http://	http://	PROPN
cjrl-2297	322	65	www.usnews.com/education/best-colleges/paying-forcollege/student-loan/articles/2010/08/17/parent-plus-loans-frequently-asked-questions	www.usnews.com/education/best-colleges/paying-forcollege/student-loan/articles/2010/08/17/parent-plus-loans-frequently-asked-question	NOUN
cjrl-2297	322	66	(	(	PUNCT
cjrl-2297	322	67	“	"	PUNCT
cjrl-2297	322	68	unlike	unlike	ADP
cjrl-2297	322	69	credit	credit	NOUN
cjrl-2297	322	70	card	card	NOUN
cjrl-2297	322	71	debt	debt	NOUN
cjrl-2297	322	72	and	and	CCONJ
cjrl-2297	322	73	mortgages	mortgage	NOUN
cjrl-2297	322	74	,	,	PUNCT
cjrl-2297	322	75	which	which	PRON
cjrl-2297	322	76	can	can	AUX
cjrl-2297	322	77	be	be	AUX
cjrl-2297	322	78	canceled	cancel	VERB
cjrl-2297	322	79	if	if	SCONJ
cjrl-2297	322	80	you	you	PRON
cjrl-2297	322	81	file	file	VERB
cjrl-2297	322	82	for	for	ADP
cjrl-2297	322	83	bankruptcy	bankruptcy	NOUN
cjrl-2297	322	84	,	,	PUNCT
cjrl-2297	322	85	education	education	NOUN
cjrl-2297	322	86	loans	loan	NOUN
cjrl-2297	322	87	of	of	ADP
cjrl-2297	322	88	all	all	DET
cjrl-2297	322	89	types	type	NOUN
cjrl-2297	322	90	must	must	AUX
cjrl-2297	322	91	be	be	AUX
cjrl-2297	322	92	paid	pay	VERB
cjrl-2297	322	93	.	.	PUNCT
cjrl-2297	323	1	most	most	ADJ
cjrl-2297	323	2	bankruptcy	bankruptcy	NOUN
cjrl-2297	323	3	courts	court	NOUN
cjrl-2297	323	4	will	will	AUX
cjrl-2297	323	5	not	not	PART
cjrl-2297	323	6	cancel	cancel	VERB
cjrl-2297	323	7	them	they	PRON
cjrl-2297	323	8	unless	unless	SCONJ
cjrl-2297	323	9	your	your	PRON
cjrl-2297	323	10	situation	situation	NOUN
cjrl-2297	323	11	is	be	AUX
cjrl-2297	323	12	extremely	extremely	ADV
cjrl-2297	323	13	dire	dire	ADJ
cjrl-2297	323	14	.	.	PUNCT
cjrl-2297	323	15	”	"	PUNCT
cjrl-2297	323	16	)	)	PUNCT
cjrl-2297	323	17	;	;	PUNCT
cjrl-2297	323	18	see	see	VERB
cjrl-2297	323	19	generally	generally	ADV
cjrl-2297	323	20	am	be	AUX
cjrl-2297	323	21	.	.	PUNCT
cjrl-2297	324	1	council	council	PROPN
cjrl-2297	324	2	on	on	ADP
cjrl-2297	324	3	educ	educ	PROPN
cjrl-2297	324	4	.	.	PUNCT
cjrl-2297	325	1	,	,	PUNCT
cjrl-2297	325	2	supra	supra	PROPN
cjrl-2297	325	3	note	note	NOUN
cjrl-2297	325	4	28	28	NUM
cjrl-2297	325	5	at	at	ADP
cjrl-2297	325	6	13–14	13–14	NUM
cjrl-2297	325	7	;	;	PUNCT
cjrl-2297	325	8	kantrowitz	kantrowitz	NOUN
cjrl-2297	325	9	,	,	PUNCT
cjrl-2297	325	10	supra	supra	PROPN
cjrl-2297	325	11	note	note	NOUN
cjrl-2297	325	12	8	8	NUM
cjrl-2297	325	13	.	.	SYM
cjrl-2297	325	14	106	106	NUM
cjrl-2297	325	15	see	see	VERB
cjrl-2297	325	16	generally	generally	ADV
cjrl-2297	325	17	20	20	NUM
cjrl-2297	325	18	u.s.c	u.s.c	ADJ
cjrl-2297	325	19	.	.	PUNCT
cjrl-2297	326	1	§	§	PROPN
cjrl-2297	326	2	1070a–11(h)(3)–(4	1070a–11(h)(3)–(4	NUM
cjrl-2297	326	3	)	)	PUNCT
cjrl-2297	326	4	(	(	PUNCT
cjrl-2297	326	5	2012	2012	NUM
cjrl-2297	326	6	)	)	PUNCT
cjrl-2297	326	7	;	;	PUNCT
cjrl-2297	326	8	nat’l	nat’l	NUM
cjrl-2297	326	9	ass’n	ass’n	PROPN
cjrl-2297	326	10	of	of	ADP
cjrl-2297	326	11	student	student	NOUN
cjrl-2297	326	12	financial	financial	ADJ
cjrl-2297	326	13	aid	aid	NOUN
cjrl-2297	326	14	adm’rs	adm’rs	NOUN
cjrl-2297	326	15	,	,	PUNCT
cjrl-2297	326	16	supra	supra	PROPN
cjrl-2297	326	17	note	note	VERB
cjrl-2297	326	18	91	91	NUM
cjrl-2297	326	19	(	(	PUNCT
cjrl-2297	326	20	“	"	PUNCT
cjrl-2297	326	21	as	as	SCONJ
cjrl-2297	326	22	more	more	ADJ
cjrl-2297	326	23	credit	credit	NOUN
cjrl-2297	326	24	restrictions	restriction	NOUN
cjrl-2297	326	25	are	be	AUX
cjrl-2297	326	26	imposed	impose	VERB
cjrl-2297	326	27	,	,	PUNCT
cjrl-2297	326	28	more	more	ADJ
cjrl-2297	326	29	grant	grant	NOUN
cjrl-2297	326	30	support	support	NOUN
cjrl-2297	326	31	needs	need	VERB
cjrl-2297	326	32	to	to	PART
cjrl-2297	326	33	be	be	AUX
cjrl-2297	326	34	created	create	VERB
cjrl-2297	326	35	for	for	ADP
cjrl-2297	326	36	schools	school	NOUN
cjrl-2297	326	37	serving	serve	VERB
cjrl-2297	326	38	underrepresented	underrepresented	ADJ
cjrl-2297	326	39	and	and	CCONJ
cjrl-2297	326	40	disadvantaged	disadvantaged	ADJ
cjrl-2297	326	41	populations	population	NOUN
cjrl-2297	326	42	and	and	CCONJ
cjrl-2297	326	43	their	their	PRON
cjrl-2297	326	44	students	student	NOUN
cjrl-2297	326	45	.	.	PUNCT
cjrl-2297	326	46	”	"	PUNCT
cjrl-2297	326	47	)	)	PUNCT
cjrl-2297	326	48	.	.	PUNCT
cjrl-2297	327	1	107	107	NUM
cjrl-2297	327	2	see	see	VERB
cjrl-2297	327	3	u.s	u.s	PROPN
cjrl-2297	327	4	.	.	PROPN
cjrl-2297	327	5	dept	dept	PROPN
cjrl-2297	327	6	.	.	PROPN
cjrl-2297	328	1	of	of	ADP
cjrl-2297	328	2	educ	educ	PROPN
cjrl-2297	328	3	.	.	PUNCT
cjrl-2297	329	1	,	,	PUNCT
cjrl-2297	329	2	overview	overview	NOUN
cjrl-2297	329	3	of	of	ADP
cjrl-2297	329	4	federal	federal	ADJ
cjrl-2297	329	5	student	student	NOUN
cjrl-2297	329	6	loans	loan	NOUN
cjrl-2297	329	7	,	,	PUNCT
cjrl-2297	329	8	federal	federal	ADJ
cjrl-2297	329	9	student	student	NOUN
cjrl-2297	329	10	aid	aid	NOUN
cjrl-2297	329	11	,	,	PUNCT
cjrl-2297	329	12	http://studentaid.ed.gov/	http://studentaid.ed.gov/	PROPN
cjrl-2297	329	13	types	type	NOUN
cjrl-2297	329	14	/	/	SYM
cjrl-2297	329	15	loans	loan	NOUN
cjrl-2297	329	16	(	(	PUNCT
cjrl-2297	329	17	last	last	ADV
cjrl-2297	329	18	visited	visit	VERB
cjrl-2297	329	19	feb	feb	PROPN
cjrl-2297	329	20	.	.	PROPN
cjrl-2297	329	21	22	22	NUM
cjrl-2297	329	22	,	,	PUNCT
cjrl-2297	329	23	2014	2014	NUM
cjrl-2297	329	24	)	)	PUNCT
cjrl-2297	329	25	;	;	PUNCT
cjrl-2297	329	26	student	student	NOUN
cjrl-2297	329	27	loan	loan	NOUN
cjrl-2297	329	28	and	and	CCONJ
cjrl-2297	329	29	private	private	ADJ
cjrl-2297	329	30	loan	loan	NOUN
cjrl-2297	329	31	faqs	faq	NOUN
cjrl-2297	329	32	,	,	PUNCT
cjrl-2297	329	33	simple	simple	ADJ
cjrl-2297	329	34	tuition	tuition	NOUN
cjrl-2297	329	35	,	,	PUNCT
cjrl-2297	329	36	http://www.simple	http://www.simple	PROPN
cjrl-2297	329	37	tuition.com/faq_full?type=it&subject=federal_student_loans_government-backed	tuition.com/faq_full?type=it&subject=federal_student_loans_government-backe	VERB
cjrl-2297	329	38	(	(	PUNCT
cjrl-2297	329	39	last	last	ADJ
cjrl-2297	329	40	visited	visit	VERB
cjrl-2297	329	41	may	may	PROPN
cjrl-2297	329	42	1	1	NUM
cjrl-2297	329	43	,	,	PUNCT
cjrl-2297	329	44	2013	2013	NUM
cjrl-2297	329	45	)	)	PUNCT
cjrl-2297	329	46	(	(	PUNCT
cjrl-2297	329	47	provides	provide	VERB
cjrl-2297	329	48	a	a	DET
cjrl-2297	329	49	legislative	legislative	ADJ
cjrl-2297	329	50	update	update	NOUN
cjrl-2297	329	51	that	that	PRON
cjrl-2297	329	52	subsidized	subsidize	VERB
cjrl-2297	329	53	stafford	stafford	PROPN
cjrl-2297	329	54	loans	loan	NOUN
cjrl-2297	329	55	are	be	AUX
cjrl-2297	329	56	no	no	ADV
cjrl-2297	329	57	longer	long	ADV
cjrl-2297	329	58	be	be	AUX
cjrl-2297	329	59	available	available	ADJ
cjrl-2297	329	60	to	to	PART
cjrl-2297	329	61	graduate	graduate	VERB
cjrl-2297	329	62	students	student	NOUN
cjrl-2297	329	63	as	as	ADP
cjrl-2297	329	64	of	of	ADP
cjrl-2297	329	65	july	july	PROPN
cjrl-2297	329	66	1	1	NUM
cjrl-2297	329	67	,	,	PUNCT
cjrl-2297	329	68	2012	2012	NUM
cjrl-2297	329	69	)	)	PUNCT
cjrl-2297	329	70	.	.	PUNCT
cjrl-2297	330	1	108	108	NUM
cjrl-2297	330	2	see	see	VERB
cjrl-2297	330	3	u.s	u.s	PROPN
cjrl-2297	330	4	.	.	PROPN
cjrl-2297	330	5	dept	dept	PROPN
cjrl-2297	330	6	.	.	PROPN
cjrl-2297	331	1	of	of	ADP
cjrl-2297	331	2	educ	educ	PROPN
cjrl-2297	331	3	.	.	PUNCT
cjrl-2297	331	4	,	,	PUNCT
cjrl-2297	332	1	plus	plus	CCONJ
cjrl-2297	332	2	loans	loan	NOUN
cjrl-2297	332	3	,	,	PUNCT
cjrl-2297	332	4	federal	federal	ADJ
cjrl-2297	332	5	student	student	NOUN
cjrl-2297	332	6	aid	aid	NOUN
cjrl-2297	332	7	,	,	PUNCT
cjrl-2297	332	8	http://studentaid.ed.gov/types/loans/plus	http://studentaid.ed.gov/types/loans/plus	PRON
cjrl-2297	332	9	(	(	PUNCT
cjrl-2297	332	10	last	last	ADJ
cjrl-2297	332	11	visited	visit	VERB
cjrl-2297	332	12	feb	feb	PROPN
cjrl-2297	332	13	.	.	PROPN
cjrl-2297	332	14	22	22	NUM
cjrl-2297	332	15	,	,	PUNCT
cjrl-2297	332	16	2014	2014	NUM
cjrl-2297	332	17	)	)	PUNCT
cjrl-2297	332	18	.	.	PUNCT
cjrl-2297	333	1	2014	2014	NUM
cjrl-2297	333	2	columbia	columbia	PROPN
cjrl-2297	333	3	journal	journal	PROPN
cjrl-2297	333	4	of	of	ADP
cjrl-2297	333	5	race	race	NOUN
cjrl-2297	333	6	and	and	CCONJ
cjrl-2297	333	7	law	law	NOUN
cjrl-2297	333	8	145	145	NUM
cjrl-2297	333	9	minus	minus	ADP
cjrl-2297	333	10	any	any	DET
cjrl-2297	333	11	other	other	ADJ
cjrl-2297	333	12	financial	financial	ADJ
cjrl-2297	333	13	aid.109	aid.109	PROPN
cjrl-2297	333	14	perkins	perkins	PROPN
cjrl-2297	333	15	and	and	CCONJ
cjrl-2297	333	16	stafford	stafford	PROPN
cjrl-2297	333	17	loans	loan	NOUN
cjrl-2297	333	18	are	be	AUX
cjrl-2297	333	19	limited	limit	VERB
cjrl-2297	333	20	to	to	ADP
cjrl-2297	333	21	specific	specific	ADJ
cjrl-2297	333	22	amounts	amount	NOUN
cjrl-2297	333	23	based	base	VERB
cjrl-2297	333	24	on	on	ADP
cjrl-2297	333	25	the	the	DET
cjrl-2297	333	26	level	level	NOUN
cjrl-2297	333	27	of	of	ADP
cjrl-2297	333	28	educational	educational	ADJ
cjrl-2297	333	29	attainment.110	attainment.110	ADJ
cjrl-2297	333	30	ultimately	ultimately	ADV
cjrl-2297	333	31	,	,	PUNCT
cjrl-2297	333	32	there	there	PRON
cjrl-2297	333	33	is	be	VERB
cjrl-2297	333	34	a	a	DET
cjrl-2297	333	35	cumulative	cumulative	ADJ
cjrl-2297	333	36	limit	limit	NOUN
cjrl-2297	333	37	on	on	ADP
cjrl-2297	333	38	the	the	DET
cjrl-2297	333	39	amount	amount	NOUN
cjrl-2297	333	40	of	of	ADP
cjrl-2297	333	41	federal	federal	ADJ
cjrl-2297	333	42	perkins	perkins	PROPN
cjrl-2297	333	43	and	and	CCONJ
cjrl-2297	333	44	stafford	stafford	PROPN
cjrl-2297	333	45	student	student	NOUN
cjrl-2297	333	46	loans	loan	NOUN
cjrl-2297	333	47	that	that	PRON
cjrl-2297	333	48	a	a	DET
cjrl-2297	333	49	borrower	borrower	NOUN
cjrl-2297	333	50	may	may	AUX
cjrl-2297	333	51	obtain	obtain	VERB
cjrl-2297	333	52	,	,	PUNCT
cjrl-2297	333	53	but	but	CCONJ
cjrl-2297	333	54	there	there	PRON
cjrl-2297	333	55	is	be	VERB
cjrl-2297	333	56	no	no	DET
cjrl-2297	333	57	monetary	monetary	ADJ
cjrl-2297	333	58	limit	limit	NOUN
cjrl-2297	333	59	on	on	ADP
cjrl-2297	333	60	the	the	DET
cjrl-2297	333	61	lifetime	lifetime	NOUN
cjrl-2297	333	62	amount	amount	NOUN
cjrl-2297	333	63	of	of	ADP
cjrl-2297	333	64	plus	plus	CCONJ
cjrl-2297	333	65	loans	loan	NOUN
cjrl-2297	333	66	that	that	PRON
cjrl-2297	333	67	a	a	DET
cjrl-2297	333	68	recipient	recipient	NOUN
cjrl-2297	333	69	may	may	AUX
cjrl-2297	333	70	receive.111	receive.111	VERB
cjrl-2297	333	71	a	a	DET
cjrl-2297	333	72	college	college	NOUN
cjrl-2297	333	73	financial	financial	ADJ
cjrl-2297	333	74	aid	aid	NOUN
cjrl-2297	333	75	package	package	NOUN
cjrl-2297	333	76	may	may	AUX
cjrl-2297	333	77	include	include	VERB
cjrl-2297	333	78	federal	federal	ADJ
cjrl-2297	333	79	and	and	CCONJ
cjrl-2297	333	80	private	private	ADJ
cjrl-2297	333	81	student	student	NOUN
cjrl-2297	333	82	loans.112	loans.112	ADJ
cjrl-2297	333	83	there	there	PRON
cjrl-2297	333	84	are	be	VERB
cjrl-2297	333	85	a	a	DET
cjrl-2297	333	86	number	number	NOUN
cjrl-2297	333	87	of	of	ADP
cjrl-2297	333	88	differences	difference	NOUN
cjrl-2297	333	89	between	between	ADP
cjrl-2297	333	90	private	private	ADJ
cjrl-2297	333	91	and	and	CCONJ
cjrl-2297	333	92	federal	federal	ADJ
cjrl-2297	333	93	student	student	NOUN
cjrl-2297	333	94	loans.113	loans.113	PROPN
cjrl-2297	333	95	one	one	NUM
cjrl-2297	333	96	main	main	ADJ
cjrl-2297	333	97	distinction	distinction	NOUN
cjrl-2297	333	98	is	be	AUX
cjrl-2297	333	99	that	that	SCONJ
cjrl-2297	333	100	the	the	DET
cjrl-2297	333	101	united	united	PROPN
cjrl-2297	333	102	states	states	PROPN
cjrl-2297	333	103	department	department	PROPN
cjrl-2297	333	104	of	of	ADP
cjrl-2297	333	105	education	education	NOUN
cjrl-2297	333	106	is	be	AUX
cjrl-2297	333	107	the	the	DET
cjrl-2297	333	108	lender	lender	NOUN
cjrl-2297	333	109	for	for	ADP
cjrl-2297	333	110	federal	federal	ADJ
cjrl-2297	333	111	student	student	NOUN
cjrl-2297	333	112	loans	loan	NOUN
cjrl-2297	333	113	,	,	PUNCT
cjrl-2297	333	114	whereas	whereas	SCONJ
cjrl-2297	333	115	a	a	DET
cjrl-2297	333	116	bank	bank	NOUN
cjrl-2297	333	117	or	or	CCONJ
cjrl-2297	333	118	financial	financial	ADJ
cjrl-2297	333	119	institution	institution	NOUN
cjrl-2297	333	120	is	be	AUX
cjrl-2297	333	121	usually	usually	ADV
cjrl-2297	333	122	the	the	DET
cjrl-2297	333	123	lender	lender	NOUN
cjrl-2297	333	124	for	for	ADP
cjrl-2297	333	125	private	private	ADJ
cjrl-2297	333	126	student	student	NOUN
cjrl-2297	333	127	loans.114	loans.114	NOUN
cjrl-2297	333	128	also	also	ADV
cjrl-2297	333	129	,	,	PUNCT
cjrl-2297	333	130	federal	federal	ADJ
cjrl-2297	333	131	student	student	NOUN
cjrl-2297	333	132	loans	loan	NOUN
cjrl-2297	333	133	have	have	AUX
cjrl-2297	333	134	fixed	fix	VERB
cjrl-2297	333	135	interest	interest	NOUN
cjrl-2297	333	136	rates	rate	NOUN
cjrl-2297	333	137	over	over	ADP
cjrl-2297	333	138	the	the	DET
cjrl-2297	333	139	life	life	NOUN
cjrl-2297	333	140	of	of	ADP
cjrl-2297	333	141	the	the	DET
cjrl-2297	333	142	loans	loan	NOUN
cjrl-2297	333	143	while	while	SCONJ
cjrl-2297	333	144	private	private	ADJ
cjrl-2297	333	145	student	student	NOUN
cjrl-2297	333	146	loans	loan	NOUN
cjrl-2297	333	147	have	have	VERB
cjrl-2297	333	148	variable	variable	ADJ
cjrl-2297	333	149	interest	interest	NOUN
cjrl-2297	333	150	rates	rate	NOUN
cjrl-2297	333	151	that	that	PRON
cjrl-2297	333	152	are	be	AUX
cjrl-2297	333	153	typically	typically	ADV
cjrl-2297	333	154	higher	high	ADJ
cjrl-2297	333	155	than	than	ADP
cjrl-2297	333	156	those	those	PRON
cjrl-2297	333	157	offered	offer	VERB
cjrl-2297	333	158	by	by	ADP
cjrl-2297	333	159	the	the	DET
cjrl-2297	333	160	federal	federal	ADJ
cjrl-2297	333	161	student	student	NOUN
cjrl-2297	333	162	aid	aid	PROPN
cjrl-2297	333	163	program.115	program.115	PROPN
cjrl-2297	333	164	finally	finally	ADV
cjrl-2297	333	165	,	,	PUNCT
cjrl-2297	333	166	federal	federal	ADJ
cjrl-2297	333	167	student	student	NOUN
cjrl-2297	333	168	loans	loan	NOUN
cjrl-2297	333	169	are	be	AUX
cjrl-2297	333	170	generally	generally	ADV
cjrl-2297	333	171	subject	subject	ADJ
cjrl-2297	333	172	to	to	ADP
cjrl-2297	333	173	more	more	ADV
cjrl-2297	333	174	favorable	favorable	ADJ
cjrl-2297	333	175	repayment	repayment	NOUN
cjrl-2297	333	176	options	option	NOUN
cjrl-2297	333	177	than	than	ADP
cjrl-2297	333	178	private	private	ADJ
cjrl-2297	333	179	student	student	NOUN
cjrl-2297	333	180	loans	loan	NOUN
cjrl-2297	333	181	,	,	PUNCT
cjrl-2297	333	182	including	include	VERB
cjrl-2297	333	183	deferment	deferment	NOUN
cjrl-2297	333	184	,	,	PUNCT
cjrl-2297	333	185	forbearance	forbearance	NOUN
cjrl-2297	333	186	,	,	PUNCT
cjrl-2297	333	187	income	income	NOUN
cjrl-2297	333	188	-	-	PUNCT
cjrl-2297	333	189	based	base	VERB
cjrl-2297	333	190	repayment	repayment	NOUN
cjrl-2297	333	191	and	and	CCONJ
cjrl-2297	333	192	income	income	NOUN
cjrl-2297	333	193	-	-	PUNCT
cjrl-2297	333	194	sensitive	sensitive	ADJ
cjrl-2297	334	1	repayment.116	repayment.116	PROPN
cjrl-2297	334	2	109	109	NUM
cjrl-2297	334	3	see	see	VERB
cjrl-2297	334	4	u.s	u.s	PROPN
cjrl-2297	334	5	.	.	PROPN
cjrl-2297	334	6	dept	dept	PROPN
cjrl-2297	334	7	.	.	PROPN
cjrl-2297	335	1	of	of	ADP
cjrl-2297	335	2	educ	educ	PROPN
cjrl-2297	335	3	.	.	PUNCT
cjrl-2297	336	1	,	,	PUNCT
cjrl-2297	336	2	supra	supra	PROPN
cjrl-2297	336	3	note	note	VERB
cjrl-2297	336	4	107	107	NUM
cjrl-2297	336	5	(	(	PUNCT
cjrl-2297	336	6	“	"	PUNCT
cjrl-2297	336	7	federal	federal	ADJ
cjrl-2297	336	8	student	student	NOUN
cjrl-2297	336	9	aid	aid	NOUN
cjrl-2297	336	10	covers	cover	VERB
cjrl-2297	336	11	such	such	ADJ
cjrl-2297	336	12	expenses	expense	NOUN
cjrl-2297	336	13	as	as	ADP
cjrl-2297	336	14	tuition	tuition	NOUN
cjrl-2297	336	15	and	and	CCONJ
cjrl-2297	336	16	fees	fee	NOUN
cjrl-2297	336	17	,	,	PUNCT
cjrl-2297	336	18	room	room	NOUN
cjrl-2297	336	19	and	and	CCONJ
cjrl-2297	336	20	board	board	NOUN
cjrl-2297	336	21	,	,	PUNCT
cjrl-2297	336	22	books	book	NOUN
cjrl-2297	336	23	and	and	CCONJ
cjrl-2297	336	24	supplies	supply	NOUN
cjrl-2297	336	25	,	,	PUNCT
cjrl-2297	336	26	and	and	CCONJ
cjrl-2297	336	27	transportation	transportation	NOUN
cjrl-2297	336	28	.	.	PUNCT
cjrl-2297	337	1	aid	aid	NOUN
cjrl-2297	337	2	also	also	ADV
cjrl-2297	337	3	can	can	AUX
cjrl-2297	337	4	help	help	VERB
cjrl-2297	337	5	pay	pay	VERB
cjrl-2297	337	6	for	for	ADP
cjrl-2297	337	7	other	other	ADJ
cjrl-2297	337	8	related	relate	VERB
cjrl-2297	337	9	expenses	expense	NOUN
cjrl-2297	337	10	,	,	PUNCT
cjrl-2297	337	11	such	such	ADJ
cjrl-2297	337	12	as	as	ADP
cjrl-2297	337	13	a	a	DET
cjrl-2297	337	14	computer	computer	NOUN
cjrl-2297	337	15	and	and	CCONJ
cjrl-2297	337	16	dependent	dependent	ADJ
cjrl-2297	337	17	care	care	NOUN
cjrl-2297	337	18	.	.	PUNCT
cjrl-2297	337	19	”	"	PUNCT
cjrl-2297	337	20	)	)	PUNCT
cjrl-2297	337	21	;	;	PUNCT
cjrl-2297	337	22	kim	kim	PROPN
cjrl-2297	337	23	clark	clark	PROPN
cjrl-2297	337	24	,	,	PUNCT
cjrl-2297	337	25	graduate	graduate	NOUN
cjrl-2297	337	26	plus	plus	CCONJ
cjrl-2297	337	27	loan	loan	NOUN
cjrl-2297	337	28	faqs	faq	NOUN
cjrl-2297	337	29	,	,	PUNCT
cjrl-2297	337	30	u.s	u.s	PROPN
cjrl-2297	337	31	.	.	PROPN
cjrl-2297	337	32	news	news	PROPN
cjrl-2297	337	33	&	&	CCONJ
cjrl-2297	337	34	world	world	PROPN
cjrl-2297	337	35	report	report	PROPN
cjrl-2297	337	36	(	(	PUNCT
cjrl-2297	337	37	mar	mar	PROPN
cjrl-2297	337	38	.	.	PROPN
cjrl-2297	337	39	16	16	NUM
cjrl-2297	337	40	,	,	PUNCT
cjrl-2297	337	41	2011	2011	NUM
cjrl-2297	337	42	)	)	PUNCT
cjrl-2297	337	43	,	,	PUNCT
cjrl-2297	337	44	http://www.usnews.com/education/best-graduate-schools/paying/articles/2011/03/16/graduate-plus-loan-faqs	http://www.usnews.com/education/best-graduate-schools/paying/articles/2011/03/16/graduate-plus-loan-faq	NOUN
cjrl-2297	337	45	(	(	PUNCT
cjrl-2297	337	46	“	"	PUNCT
cjrl-2297	337	47	each	each	DET
cjrl-2297	337	48	year	year	NOUN
cjrl-2297	337	49	,	,	PUNCT
cjrl-2297	337	50	you	you	PRON
cjrl-2297	337	51	can	can	AUX
cjrl-2297	337	52	borrow	borrow	VERB
cjrl-2297	337	53	the	the	DET
cjrl-2297	337	54	full	full	ADJ
cjrl-2297	337	55	net	net	NOUN
cjrl-2297	337	56	,	,	PUNCT
cjrl-2297	337	57	or	or	CCONJ
cjrl-2297	337	58	out	out	ADV
cjrl-2297	337	59	-	-	PUNCT
cjrl-2297	337	60	of	of	ADP
cjrl-2297	337	61	-	-	PUNCT
cjrl-2297	337	62	pocket	pocket	NOUN
cjrl-2297	337	63	,	,	PUNCT
cjrl-2297	337	64	cost	cost	NOUN
cjrl-2297	337	65	of	of	ADP
cjrl-2297	337	66	your	your	PRON
cjrl-2297	337	67	graduate	graduate	NOUN
cjrl-2297	337	68	study	study	NOUN
cjrl-2297	337	69	.	.	PUNCT
cjrl-2297	338	1	to	to	PART
cjrl-2297	338	2	calculate	calculate	VERB
cjrl-2297	338	3	the	the	DET
cjrl-2297	338	4	maximum	maximum	ADJ
cjrl-2297	338	5	plus	plus	CCONJ
cjrl-2297	338	6	eligibility	eligibility	NOUN
cjrl-2297	338	7	,	,	PUNCT
cjrl-2297	338	8	take	take	VERB
cjrl-2297	338	9	your	your	PRON
cjrl-2297	338	10	program	program	NOUN
cjrl-2297	338	11	's	's	PART
cjrl-2297	338	12	annual	annual	ADJ
cjrl-2297	338	13	cost	cost	NOUN
cjrl-2297	338	14	of	of	ADP
cjrl-2297	338	15	attendance	attendance	NOUN
cjrl-2297	338	16	—	—	PUNCT
cjrl-2297	338	17	which	which	PRON
cjrl-2297	338	18	includes	include	VERB
cjrl-2297	338	19	tuition	tuition	NOUN
cjrl-2297	338	20	,	,	PUNCT
cjrl-2297	338	21	fees	fee	NOUN
cjrl-2297	338	22	,	,	PUNCT
cjrl-2297	338	23	books	book	NOUN
cjrl-2297	338	24	,	,	PUNCT
cjrl-2297	338	25	and	and	CCONJ
cjrl-2297	338	26	living	living	NOUN
cjrl-2297	338	27	costs	cost	NOUN
cjrl-2297	338	28	—	—	PUNCT
cjrl-2297	338	29	and	and	CCONJ
cjrl-2297	338	30	subtract	subtract	VERB
cjrl-2297	338	31	out	out	ADP
cjrl-2297	338	32	any	any	DET
cjrl-2297	338	33	financial	financial	ADJ
cjrl-2297	338	34	aid	aid	NOUN
cjrl-2297	338	35	such	such	ADJ
cjrl-2297	338	36	as	as	ADP
cjrl-2297	338	37	tuition	tuition	NOUN
cjrl-2297	338	38	waivers	waiver	NOUN
cjrl-2297	338	39	,	,	PUNCT
cjrl-2297	338	40	grants	grant	NOUN
cjrl-2297	338	41	,	,	PUNCT
cjrl-2297	338	42	or	or	CCONJ
cjrl-2297	338	43	stafford	stafford	PROPN
cjrl-2297	338	44	loans	loan	NOUN
cjrl-2297	338	45	.	.	PUNCT
cjrl-2297	338	46	”	"	PUNCT
cjrl-2297	338	47	)	)	PUNCT
cjrl-2297	338	48	.	.	PUNCT
cjrl-2297	339	1	110	110	NUM
cjrl-2297	339	2	see	see	VERB
cjrl-2297	339	3	simple	simple	ADJ
cjrl-2297	339	4	tuition	tuition	NOUN
cjrl-2297	339	5	,	,	PUNCT
cjrl-2297	339	6	supra	supra	PROPN
cjrl-2297	339	7	note	note	VERB
cjrl-2297	339	8	107	107	NUM
cjrl-2297	339	9	(	(	PUNCT
cjrl-2297	339	10	the	the	DET
cjrl-2297	339	11	borrowing	borrowing	NOUN
cjrl-2297	339	12	limits	limit	NOUN
cjrl-2297	339	13	for	for	ADP
cjrl-2297	339	14	the	the	DET
cjrl-2297	339	15	2012–13	2012–13	NUM
cjrl-2297	339	16	academic	academic	ADJ
cjrl-2297	339	17	year	year	NOUN
cjrl-2297	339	18	are	be	AUX
cjrl-2297	339	19	as	as	SCONJ
cjrl-2297	339	20	follows	follow	VERB
cjrl-2297	339	21	:	:	PUNCT
cjrl-2297	339	22	$	$	SYM
cjrl-2297	339	23	5,500	5,500	NUM
cjrl-2297	339	24	for	for	ADP
cjrl-2297	339	25	undergraduate	undergraduate	NOUN
cjrl-2297	339	26	perkins	perkins	PROPN
cjrl-2297	339	27	loans	loan	NOUN
cjrl-2297	339	28	,	,	PUNCT
cjrl-2297	339	29	$	$	SYM
cjrl-2297	339	30	8,000	8,000	NUM
cjrl-2297	339	31	for	for	ADP
cjrl-2297	339	32	graduate	graduate	NOUN
cjrl-2297	339	33	perkins	perkin	NOUN
cjrl-2297	339	34	loans	loan	NOUN
cjrl-2297	339	35	,	,	PUNCT
cjrl-2297	339	36	up	up	ADP
cjrl-2297	339	37	to	to	PART
cjrl-2297	339	38	$	$	SYM
cjrl-2297	339	39	7,500	7,500	NUM
cjrl-2297	339	40	for	for	ADP
cjrl-2297	339	41	dependent	dependent	ADJ
cjrl-2297	339	42	undergraduate	undergraduate	PROPN
cjrl-2297	339	43	stafford	stafford	PROPN
cjrl-2297	339	44	loan	loan	PROPN
cjrl-2297	339	45	students	student	NOUN
cjrl-2297	339	46	,	,	PUNCT
cjrl-2297	339	47	up	up	ADP
cjrl-2297	339	48	to	to	PART
cjrl-2297	339	49	$	$	SYM
cjrl-2297	339	50	12,500	12,500	NUM
cjrl-2297	339	51	for	for	ADP
cjrl-2297	339	52	independent	independent	ADJ
cjrl-2297	339	53	undergraduate	undergraduate	PROPN
cjrl-2297	339	54	stafford	stafford	PROPN
cjrl-2297	339	55	loan	loan	NOUN
cjrl-2297	339	56	students	student	NOUN
cjrl-2297	339	57	,	,	PUNCT
cjrl-2297	339	58	and	and	CCONJ
cjrl-2297	339	59	$	$	SYM
cjrl-2297	339	60	20,500	20,500	NUM
cjrl-2297	339	61	for	for	ADP
cjrl-2297	339	62	graduate	graduate	NOUN
cjrl-2297	339	63	dependent	dependent	ADJ
cjrl-2297	339	64	or	or	CCONJ
cjrl-2297	339	65	independent	independent	ADJ
cjrl-2297	339	66	stafford	stafford	PROPN
cjrl-2297	339	67	loan	loan	NOUN
cjrl-2297	339	68	students	student	NOUN
cjrl-2297	339	69	)	)	PUNCT
cjrl-2297	339	70	.	.	PUNCT
cjrl-2297	340	1	111	111	NUM
cjrl-2297	340	2	see	see	VERB
cjrl-2297	340	3	i	i	PROPN
cjrl-2297	340	4	d.	d.	PROPN
cjrl-2297	340	5	(	(	PUNCT
cjrl-2297	340	6	the	the	DET
cjrl-2297	340	7	federal	federal	ADJ
cjrl-2297	340	8	financial	financial	ADJ
cjrl-2297	340	9	aid	aid	NOUN
cjrl-2297	340	10	undergraduate	undergraduate	NOUN
cjrl-2297	340	11	cumulative	cumulative	ADJ
cjrl-2297	340	12	limit	limit	NOUN
cjrl-2297	340	13	is	be	AUX
cjrl-2297	340	14	as	as	SCONJ
cjrl-2297	340	15	follows	follow	VERB
cjrl-2297	340	16	:	:	PUNCT
cjrl-2297	340	17	stafford	stafford	PROPN
cjrl-2297	340	18	dependent	dependent	ADJ
cjrl-2297	340	19	undergraduate	undergraduate	ADJ
cjrl-2297	340	20	students	student	NOUN
cjrl-2297	340	21	$	$	SYM
cjrl-2297	340	22	31,000	31,000	NUM
cjrl-2297	340	23	;	;	PUNCT
cjrl-2297	340	24	stafford	stafford	PROPN
cjrl-2297	340	25	independent	independent	PROPN
cjrl-2297	340	26	undergraduate	undergraduate	NOUN
cjrl-2297	340	27	students	student	NOUN
cjrl-2297	340	28	$	$	SYM
cjrl-2297	340	29	57,500	57,500	NUM
cjrl-2297	340	30	;	;	PUNCT
cjrl-2297	340	31	perkins	perkins	PROPN
cjrl-2297	340	32	undergraduate	undergraduate	PROPN
cjrl-2297	340	33	students	student	NOUN
cjrl-2297	340	34	$	$	SYM
cjrl-2297	340	35	27,500	27,500	NUM
cjrl-2297	340	36	;	;	PUNCT
cjrl-2297	340	37	the	the	DET
cjrl-2297	340	38	cumulative	cumulative	ADJ
cjrl-2297	340	39	limit	limit	NOUN
cjrl-2297	340	40	for	for	ADP
cjrl-2297	340	41	undergraduate	undergraduate	NOUN
cjrl-2297	340	42	and	and	CCONJ
cjrl-2297	340	43	graduate	graduate	ADJ
cjrl-2297	340	44	federal	federal	ADJ
cjrl-2297	340	45	loans	loan	NOUN
cjrl-2297	340	46	is	be	AUX
cjrl-2297	340	47	as	as	SCONJ
cjrl-2297	340	48	follows	follow	VERB
cjrl-2297	340	49	:	:	PUNCT
cjrl-2297	340	50	stafford	stafford	PROPN
cjrl-2297	340	51	dependent	dependent	ADJ
cjrl-2297	340	52	and	and	CCONJ
cjrl-2297	340	53	independent	independent	ADJ
cjrl-2297	340	54	graduate	graduate	NOUN
cjrl-2297	340	55	students	student	NOUN
cjrl-2297	340	56	cumulative	cumulative	ADJ
cjrl-2297	340	57	limit	limit	NOUN
cjrl-2297	340	58	(	(	PUNCT
cjrl-2297	340	59	undergraduate	undergraduate	NOUN
cjrl-2297	340	60	and	and	CCONJ
cjrl-2297	340	61	graduate	graduate	NOUN
cjrl-2297	340	62	combined	combine	VERB
cjrl-2297	340	63	)	)	PUNCT
cjrl-2297	340	64	$	$	SYM
cjrl-2297	340	65	65,500	65,500	NUM
cjrl-2297	340	66	;	;	PUNCT
cjrl-2297	340	67	perkins	perkin	VERB
cjrl-2297	340	68	loans	loan	NOUN
cjrl-2297	340	69	$	$	SYM
cjrl-2297	340	70	60,000	60,000	NUM
cjrl-2297	340	71	;	;	PUNCT
cjrl-2297	340	72	parent	parent	NOUN
cjrl-2297	340	73	plus	plus	CCONJ
cjrl-2297	340	74	and	and	CCONJ
cjrl-2297	340	75	grad	grad	ADJ
cjrl-2297	340	76	plus	plus	NOUN
cjrl-2297	340	77	:	:	PUNCT
cjrl-2297	340	78	“	"	PUNCT
cjrl-2297	340	79	up	up	ADP
cjrl-2297	340	80	to	to	ADP
cjrl-2297	340	81	the	the	DET
cjrl-2297	340	82	total	total	ADJ
cjrl-2297	340	83	cost	cost	NOUN
cjrl-2297	340	84	of	of	ADP
cjrl-2297	340	85	attendance	attendance	NOUN
cjrl-2297	340	86	,	,	PUNCT
cjrl-2297	340	87	less	less	ADJ
cjrl-2297	340	88	aid	aid	NOUN
cjrl-2297	340	89	received	receive	VERB
cjrl-2297	340	90	”	"	PUNCT
cjrl-2297	340	91	)	)	PUNCT
cjrl-2297	340	92	.	.	PUNCT
cjrl-2297	341	1	112	112	NUM
cjrl-2297	341	2	see	see	VERB
cjrl-2297	341	3	u.s	u.s	PROPN
cjrl-2297	341	4	.	.	PROPN
cjrl-2297	341	5	dept	dept	PROPN
cjrl-2297	341	6	.	.	PROPN
cjrl-2297	341	7	of	of	ADP
cjrl-2297	341	8	treasury	treasury	PROPN
cjrl-2297	341	9	&	&	CCONJ
cjrl-2297	341	10	dept	dept	PROPN
cjrl-2297	341	11	.	.	PROPN
cjrl-2297	341	12	of	of	ADP
cjrl-2297	341	13	educ	educ	PROPN
cjrl-2297	341	14	.	.	PUNCT
cjrl-2297	341	15	,	,	PUNCT
cjrl-2297	341	16	the	the	DET
cjrl-2297	341	17	economics	economic	NOUN
cjrl-2297	341	18	of	of	ADP
cjrl-2297	341	19	education	education	NOUN
cjrl-2297	341	20	26	26	NUM
cjrl-2297	341	21	(	(	PUNCT
cjrl-2297	341	22	dec	dec	PROPN
cjrl-2297	341	23	.	.	PROPN
cjrl-2297	341	24	2012	2012	NUM
cjrl-2297	341	25	)	)	PUNCT
cjrl-2297	341	26	available	available	ADJ
cjrl-2297	341	27	at	at	ADP
cjrl-2297	341	28	http://www.treasury.gov/connect/blog/documents/20121212_economics%20of%20higher%20ed_vfinal.pdf	http://www.treasury.gov/connect/blog/documents/20121212_economics%20of%20higher%20ed_vfinal.pdf	PROPN
cjrl-2297	341	29	.	.	PUNCT
cjrl-2297	342	1	(	(	PUNCT
cjrl-2297	342	2	“	"	PUNCT
cjrl-2297	342	3	loans	loan	NOUN
cjrl-2297	342	4	are	be	AUX
cjrl-2297	342	5	the	the	DET
cjrl-2297	342	6	largest	large	ADJ
cjrl-2297	342	7	share	share	NOUN
cjrl-2297	342	8	of	of	ADP
cjrl-2297	342	9	financial	financial	ADJ
cjrl-2297	342	10	aid	aid	NOUN
cjrl-2297	342	11	,	,	PUNCT
cjrl-2297	342	12	followed	follow	VERB
cjrl-2297	342	13	by	by	ADP
cjrl-2297	342	14	grants	grant	NOUN
cjrl-2297	342	15	.	.	PUNCT
cjrl-2297	342	16	.	.	PUNCT
cjrl-2297	342	17	.	.	PUNCT
cjrl-2297	342	18	.	.	PUNCT
cjrl-2297	342	19	”	"	PUNCT
cjrl-2297	343	1	)	)	PUNCT
cjrl-2297	343	2	113	113	NUM
cjrl-2297	343	3	see	see	VERB
cjrl-2297	343	4	generally	generally	ADV
cjrl-2297	343	5	consumer	consumer	NOUN
cjrl-2297	343	6	fin	fin	NOUN
cjrl-2297	343	7	.	.	PUNCT
cjrl-2297	344	1	prot	prot	PROPN
cjrl-2297	344	2	.	.	PUNCT
cjrl-2297	345	1	bureau	bureau	PROPN
cjrl-2297	345	2	,	,	PUNCT
cjrl-2297	345	3	what	what	PRON
cjrl-2297	345	4	are	be	AUX
cjrl-2297	345	5	the	the	DET
cjrl-2297	345	6	main	main	ADJ
cjrl-2297	345	7	differences	difference	NOUN
cjrl-2297	345	8	between	between	ADP
cjrl-2297	345	9	federal	federal	ADJ
cjrl-2297	345	10	student	student	NOUN
cjrl-2297	345	11	loans	loan	NOUN
cjrl-2297	345	12	and	and	CCONJ
cjrl-2297	345	13	private	private	ADJ
cjrl-2297	345	14	student	student	NOUN
cjrl-2297	345	15	loans	loan	NOUN
cjrl-2297	345	16	,	,	PUNCT
cjrl-2297	345	17	consumer	consumer	NOUN
cjrl-2297	345	18	finance	finance	NOUN
cjrl-2297	345	19	,	,	PUNCT
cjrl-2297	345	20	http://www.consumerfinance.gov/askcfpb/545/what-are-main-differencesbetween-federal-student-loans-and-private-student-loans.html	http://www.consumerfinance.gov/askcfpb/545/what-are-main-differencesbetween-federal-student-loans-and-private-student-loans.html	PROPN
cjrl-2297	345	21	(	(	PUNCT
cjrl-2297	345	22	last	last	ADJ
cjrl-2297	345	23	updated	update	VERB
cjrl-2297	345	24	july	july	PROPN
cjrl-2297	345	25	26	26	NUM
cjrl-2297	345	26	,	,	PUNCT
cjrl-2297	345	27	2013	2013	NUM
cjrl-2297	345	28	)	)	PUNCT
cjrl-2297	345	29	.	.	PUNCT
cjrl-2297	346	1	114	114	NUM
cjrl-2297	346	2	see	see	VERB
cjrl-2297	346	3	generally	generally	ADV
cjrl-2297	346	4	loan	loan	NOUN
cjrl-2297	346	5	tradeoffs	tradeoff	NOUN
cjrl-2297	346	6	–	–	PUNCT
cjrl-2297	346	7	public	public	ADJ
cjrl-2297	346	8	vs.	vs.	X
cjrl-2297	346	9	private	private	ADJ
cjrl-2297	346	10	,	,	PUNCT
cjrl-2297	346	11	finaid	finaid	NOUN
cjrl-2297	346	12	http://www.finaid.org/loans/loantradeoffs.phtml	http://www.finaid.org/loans/loantradeoffs.phtml	INTJ
cjrl-2297	346	13	(	(	PUNCT
cjrl-2297	346	14	last	last	ADJ
cjrl-2297	346	15	visited	visit	VERB
cjrl-2297	346	16	feb	feb	PROPN
cjrl-2297	346	17	.	.	PROPN
cjrl-2297	346	18	22	22	NUM
cjrl-2297	346	19	,	,	PUNCT
cjrl-2297	346	20	2014	2014	NUM
cjrl-2297	346	21	)	)	PUNCT
cjrl-2297	346	22	.	.	PUNCT
cjrl-2297	347	1	115	115	NUM
cjrl-2297	347	2	see	see	VERB
cjrl-2297	347	3	generally	generally	ADV
cjrl-2297	347	4	william	william	PROPN
cjrl-2297	347	5	s.	s.	PROPN
cjrl-2297	347	6	howard	howard	PROPN
cjrl-2297	347	7	,	,	PUNCT
cjrl-2297	347	8	the	the	DET
cjrl-2297	347	9	student	student	NOUN
cjrl-2297	347	10	loan	loan	NOUN
cjrl-2297	347	11	crisis	crisis	NOUN
cjrl-2297	347	12	and	and	CCONJ
cjrl-2297	347	13	the	the	DET
cjrl-2297	347	14	race	race	NOUN
cjrl-2297	347	15	to	to	PART
cjrl-2297	347	16	princeton	princeton	VERB
cjrl-2297	347	17	law	law	NOUN
cjrl-2297	347	18	school	school	NOUN
cjrl-2297	347	19	,	,	PUNCT
cjrl-2297	347	20	7	7	NUM
cjrl-2297	347	21	j.l	j.l	PROPN
cjrl-2297	347	22	.	.	PROPN
cjrl-2297	347	23	econ	econ	PROPN
cjrl-2297	347	24	.	.	PUNCT
cjrl-2297	347	25	&	&	CCONJ
cjrl-2297	347	26	pol’y	pol’y	NOUN
cjrl-2297	347	27	485	485	NUM
cjrl-2297	347	28	,	,	PUNCT
cjrl-2297	347	29	505	505	NUM
cjrl-2297	347	30	(	(	PUNCT
cjrl-2297	347	31	2011	2011	NUM
cjrl-2297	347	32	)	)	PUNCT
cjrl-2297	347	33	(	(	PUNCT
cjrl-2297	347	34	explaining	explain	VERB
cjrl-2297	347	35	that	that	SCONJ
cjrl-2297	347	36	federal	federal	ADJ
cjrl-2297	347	37	student	student	NOUN
cjrl-2297	347	38	loans	loan	NOUN
cjrl-2297	347	39	are	be	AUX
cjrl-2297	347	40	offered	offer	VERB
cjrl-2297	347	41	at	at	ADP
cjrl-2297	347	42	lower	low	ADJ
cjrl-2297	347	43	interest	interest	NOUN
cjrl-2297	347	44	rates	rate	NOUN
cjrl-2297	347	45	because	because	SCONJ
cjrl-2297	347	46	they	they	PRON
cjrl-2297	347	47	are	be	AUX
cjrl-2297	347	48	backed	back	VERB
cjrl-2297	347	49	by	by	ADP
cjrl-2297	347	50	the	the	DET
cjrl-2297	347	51	full	full	ADJ
cjrl-2297	347	52	faith	faith	NOUN
cjrl-2297	347	53	and	and	CCONJ
cjrl-2297	347	54	credit	credit	NOUN
cjrl-2297	347	55	of	of	ADP
cjrl-2297	347	56	the	the	DET
cjrl-2297	347	57	united	united	PROPN
cjrl-2297	347	58	states	states	PROPN
cjrl-2297	347	59	)	)	PUNCT
cjrl-2297	347	60	.	.	PUNCT
cjrl-2297	348	1	116	116	NUM
cjrl-2297	348	2	see	see	VERB
cjrl-2297	348	3	consumer	consumer	NOUN
cjrl-2297	348	4	fin	fin	NOUN
cjrl-2297	348	5	.	.	PUNCT
cjrl-2297	349	1	prot	prot	PROPN
cjrl-2297	349	2	.	.	PUNCT
cjrl-2297	350	1	bureau	bureau	NOUN
cjrl-2297	350	2	,	,	PUNCT
cjrl-2297	350	3	consumer	consumer	NOUN
cjrl-2297	350	4	financial	financial	PROPN
cjrl-2297	350	5	protection	protection	PROPN
cjrl-2297	350	6	bureau	bureau	PROPN
cjrl-2297	350	7	report	report	NOUN
cjrl-2297	350	8	finds	find	VERB
cjrl-2297	350	9	private	private	ADJ
cjrl-2297	350	10	student	student	NOUN
cjrl-2297	350	11	loan	loan	NOUN
cjrl-2297	350	12	borrowers	borrower	NOUN
cjrl-2297	350	13	face	face	VERB
cjrl-2297	350	14	roadblocks	roadblock	NOUN
cjrl-2297	350	15	to	to	ADP
cjrl-2297	350	16	repayment	repayment	NOUN
cjrl-2297	350	17	,	,	PUNCT
cjrl-2297	350	18	consumer	consumer	NOUN
cjrl-2297	350	19	finance	finance	NOUN
cjrl-2297	350	20	(	(	PUNCT
cjrl-2297	350	21	oct	oct	PROPN
cjrl-2297	350	22	.	.	PROPN
cjrl-2297	350	23	16	16	NUM
cjrl-2297	350	24	,	,	PUNCT
cjrl-2297	350	25	2012	2012	NUM
cjrl-2297	350	26	)	)	PUNCT
cjrl-2297	350	27	,	,	PUNCT
cjrl-2297	350	28	http://www.consumerfinance.gov/pressreleases/	http://www.consumerfinance.gov/pressreleases/	PUNCT
cjrl-2297	350	29	consumer	consumer	NOUN
cjrl-2297	350	30	-	-	PUNCT
cjrl-2297	350	31	financial	financial	ADJ
cjrl-2297	350	32	-	-	PUNCT
cjrl-2297	350	33	protection	protection	NOUN
cjrl-2297	350	34	-	-	PUNCT
cjrl-2297	350	35	bureau	bureau	NOUN
cjrl-2297	350	36	-	-	PUNCT
cjrl-2297	350	37	report	report	NOUN
cjrl-2297	350	38	-	-	PUNCT
cjrl-2297	350	39	finds	find	VERB
cjrl-2297	350	40	-	-	PUNCT
cjrl-2297	350	41	private	private	ADJ
cjrl-2297	350	42	-	-	PUNCT
cjrl-2297	350	43	student	student	NOUN
cjrl-2297	350	44	-	-	PUNCT
cjrl-2297	350	45	loan	loan	NOUN
cjrl-2297	350	46	-	-	PUNCT
cjrl-2297	350	47	borrowers	borrower	NOUN
cjrl-2297	350	48	-	-	PUNCT
cjrl-2297	350	49	face	face	NOUN
cjrl-2297	350	50	-	-	PUNCT
cjrl-2297	350	51	roadblocks	roadblock	NOUN
cjrl-2297	350	52	-	-	PUNCT
cjrl-2297	350	53	to	to	ADP
cjrl-2297	350	54	-	-	PUNCT
cjrl-2297	350	55	repayment/	repayment/	NOUN
cjrl-2297	350	56	;	;	PUNCT
cjrl-2297	350	57	see	see	VERB
cjrl-2297	350	58	generally	generally	ADV
cjrl-2297	350	59	eryk	eryk	PROPN
cjrl-2297	350	60	j.	j.	PROPN
cjrl-2297	350	61	wachnik	wachnik	PROPN
cjrl-2297	350	62	,	,	PUNCT
cjrl-2297	350	63	the	the	DET
cjrl-2297	350	64	student	student	NOUN
cjrl-2297	350	65	debt	debt	NOUN
cjrl-2297	350	66	crisis	crisis	NOUN
cjrl-2297	350	67	:	:	PUNCT
cjrl-2297	350	68	the	the	DET
cjrl-2297	350	69	impact	impact	NOUN
cjrl-2297	350	70	of	of	ADP
cjrl-2297	350	71	the	the	DET
cjrl-2297	350	72	obama	obama	PROPN
cjrl-2297	350	73	administration	administration	NOUN
cjrl-2297	350	74	’s	’s	PART
cjrl-2297	350	75	“	"	PUNCT
cjrl-2297	350	76	pay	pay	NOUN
cjrl-2297	350	77	as	as	SCONJ
cjrl-2297	350	78	you	you	PRON
cjrl-2297	350	79	earn	earn	VERB
cjrl-2297	350	80	”	"	PUNCT
cjrl-2297	350	81	plan	plan	NOUN
cjrl-2297	350	82	on	on	ADP
cjrl-2297	350	83	millions	million	NOUN
cjrl-2297	350	84	of	of	ADP
cjrl-2297	350	85	current	current	ADJ
cjrl-2297	350	86	&	&	CCONJ
cjrl-2297	350	87	former	former	ADJ
cjrl-2297	350	88	students	student	NOUN
cjrl-2297	350	89	,	,	PUNCT
cjrl-2297	350	90	24	24	NUM
cjrl-2297	350	91	loy	loy	PROPN
cjrl-2297	350	92	.	.	PUNCT
cjrl-2297	351	1	consumer	consumer	PROPN
cjrl-2297	351	2	l.	l.	PROPN
cjrl-2297	351	3	rev	rev	PROPN
cjrl-2297	351	4	.	.	PROPN
cjrl-2297	352	1	442	442	NUM
cjrl-2297	352	2	(	(	PUNCT
cjrl-2297	352	3	2011–12	2011–12	NOUN
cjrl-2297	352	4	)	)	PUNCT
cjrl-2297	352	5	.	.	PUNCT
cjrl-2297	353	1	see	see	VERB
cjrl-2297	353	2	generally	generally	ADV
cjrl-2297	353	3	meta	meta	X
cjrl-2297	353	4	brown	brown	NOUN
cjrl-2297	353	5	,	,	PUNCT
cjrl-2297	353	6	et	et	PROPN
cjrl-2297	353	7	al	al	PROPN
cjrl-2297	353	8	.	.	PROPN
cjrl-2297	353	9	,	,	PUNCT
cjrl-2297	353	10	measuring	measure	VERB
cjrl-2297	353	11	student	student	NOUN
cjrl-2297	353	12	debt	debt	NOUN
cjrl-2297	353	13	and	and	CCONJ
cjrl-2297	353	14	its	its	PRON
cjrl-2297	353	15	performance	performance	NOUN
cjrl-2297	353	16	3	3	NUM
cjrl-2297	353	17	(	(	PUNCT
cjrl-2297	353	18	2014	2014	NUM
cjrl-2297	353	19	)	)	PUNCT
cjrl-2297	353	20	,	,	PUNCT
cjrl-2297	353	21	available	available	ADJ
cjrl-2297	353	22	at	at	ADP
cjrl-2297	353	23	http://www.newyorkfed.org/research	http://www.newyorkfed.org/research	PROPN
cjrl-2297	353	24	/staff_reports	/staff_reports	PROPN
cjrl-2297	353	25	/	/	SYM
cjrl-2297	353	26	sr668.pdf	sr668.pdf	PROPN
cjrl-2297	353	27	(	(	PUNCT
cjrl-2297	353	28	“	"	PUNCT
cjrl-2297	353	29	unfortunately	unfortunately	ADV
cjrl-2297	353	30	,	,	PUNCT
cjrl-2297	353	31	while	while	SCONJ
cjrl-2297	353	32	the	the	DET
cjrl-2297	353	33	vast	vast	ADJ
cjrl-2297	353	34	majority	majority	NOUN
cjrl-2297	353	35	of	of	ADP
cjrl-2297	353	36	student	student	NOUN
cjrl-2297	353	37	loan	loan	NOUN
cjrl-2297	353	38	servicers	servicer	NOUN
cjrl-2297	353	39	report	report	VERB
cjrl-2297	353	40	to	to	ADP
cjrl-2297	353	41	credit	credit	NOUN
cjrl-2297	353	42	bureaus	bureau	NOUN
cjrl-2297	353	43	,	,	PUNCT
cjrl-2297	353	44	these	these	DET
cjrl-2297	353	45	data	datum	NOUN
cjrl-2297	353	46	do	do	AUX
cjrl-2297	353	47	not	not	PART
cjrl-2297	353	48	distinguish	distinguish	VERB
cjrl-2297	353	49	between	between	ADP
cjrl-2297	353	50	private	private	ADJ
cjrl-2297	353	51	and	and	CCONJ
cjrl-2297	353	52	federal	federal	ADJ
cjrl-2297	353	53	loans	loan	NOUN
cjrl-2297	353	54	.	.	PUNCT
cjrl-2297	353	55	”	"	PUNCT
cjrl-2297	353	56	)	)	PUNCT
cjrl-2297	353	57	.	.	PUNCT
cjrl-2297	354	1	but	but	CCONJ
cjrl-2297	354	2	see	see	VERB
cjrl-2297	354	3	jonathan	jonathan	PROPN
cjrl-2297	354	4	m.	m.	PROPN
cjrl-2297	354	5	layman	layman	PROPN
cjrl-2297	354	6	,	,	PUNCT
cjrl-2297	354	7	forgiven	forgive	VERB
cjrl-2297	354	8	but	but	CCONJ
cjrl-2297	354	9	not	not	PART
cjrl-2297	354	10	forgotten	forget	VERB
cjrl-2297	354	11	:	:	PUNCT
cjrl-2297	354	12	taxation	taxation	NOUN
cjrl-2297	354	13	of	of	ADP
cjrl-2297	354	14	forgiven	forgive	VERB
cjrl-2297	354	15	student	student	NOUN
cjrl-2297	354	16	loans	loan	NOUN
cjrl-2297	354	17	under	under	ADP
cjrl-2297	354	18	the	the	DET
cjrl-2297	354	19	income	income	NOUN
cjrl-2297	354	20	-	-	PUNCT
cjrl-2297	354	21	based	base	VERB
cjrl-2297	354	22	-	-	PUNCT
cjrl-2297	354	23	repayment	repayment	NOUN
cjrl-2297	354	24	plan	plan	NOUN
cjrl-2297	354	25	,	,	PUNCT
cjrl-2297	354	26	39	39	NUM
cjrl-2297	354	27	cap	cap	NOUN
cjrl-2297	354	28	.	.	PUNCT
cjrl-2297	355	1	u.	u.	PROPN
cjrl-2297	355	2	l.	l.	PROPN
cjrl-2297	355	3	rev	rev	PROPN
cjrl-2297	355	4	.	.	PROPN
cjrl-2297	356	1	131	131	NUM
cjrl-2297	356	2	(	(	PUNCT
cjrl-2297	356	3	2011	2011	NUM
cjrl-2297	356	4	)	)	PUNCT
cjrl-2297	356	5	;	;	PUNCT
cjrl-2297	356	6	u.s	u.s	PROPN
cjrl-2297	356	7	.	.	PROPN
cjrl-2297	356	8	dept	dept	PROPN
cjrl-2297	356	9	.	.	PROPN
cjrl-2297	357	1	of	of	ADP
cjrl-2297	357	2	educ	educ	PROPN
cjrl-2297	357	3	.	.	PUNCT
cjrl-2297	358	1	,	,	PUNCT
cjrl-2297	358	2	recent	recent	ADJ
cjrl-2297	358	3	changes	change	NOUN
cjrl-2297	358	4	to	to	ADP
cjrl-2297	358	5	the	the	DET
cjrl-2297	358	6	student	student	NOUN
cjrl-2297	358	7	aid	aid	NOUN
cjrl-2297	358	8	programs	program	NOUN
cjrl-2297	358	9	,	,	PUNCT
cjrl-2297	358	10	federal	federal	ADJ
cjrl-2297	358	11	student	student	NOUN
cjrl-2297	358	12	aid	aid	NOUN
cjrl-2297	358	13	,	,	PUNCT
cjrl-2297	358	14	http://studentaid.ed.gov/about/	http://studentaid.ed.gov/about/	VERB
cjrl-2297	358	15	announcements	announcement	NOUN
cjrl-2297	358	16	/	/	SYM
cjrl-2297	358	17	recent	recent	ADJ
cjrl-2297	358	18	-	-	PUNCT
cjrl-2297	358	19	changes	change	NOUN
cjrl-2297	358	20	(	(	PUNCT
cjrl-2297	358	21	last	last	ADJ
cjrl-2297	358	22	visited	visit	VERB
cjrl-2297	358	23	feb	feb	PROPN
cjrl-2297	358	24	.	.	PROPN
cjrl-2297	358	25	23	23	NUM
cjrl-2297	358	26	,	,	PUNCT
cjrl-2297	358	27	2014	2014	NUM
cjrl-2297	358	28	)	)	PUNCT
cjrl-2297	358	29	(	(	PUNCT
cjrl-2297	358	30	direct	direct	ADJ
cjrl-2297	358	31	loan	loan	NOUN
cjrl-2297	358	32	borrowers	borrower	NOUN
cjrl-2297	358	33	are	be	AUX
cjrl-2297	358	34	no	no	ADV
cjrl-2297	358	35	longer	long	ADV
cjrl-2297	358	36	able	able	ADJ
cjrl-2297	358	37	to	to	PART
cjrl-2297	358	38	offer	offer	VERB
cjrl-2297	358	39	repayment	repayment	NOUN
cjrl-2297	358	40	incentives	incentive	NOUN
cjrl-2297	358	41	other	other	ADJ
cjrl-2297	358	42	than	than	ADP
cjrl-2297	358	43	for	for	ADP
cjrl-2297	358	44	automatic	automatic	ADJ
cjrl-2297	358	45	bank	bank	NOUN
cjrl-2297	358	46	debit	debit	NOUN
cjrl-2297	358	47	payments	payment	NOUN
cjrl-2297	358	48	)	)	PUNCT
cjrl-2297	358	49	.	.	PUNCT
cjrl-2297	359	1	but	but	CCONJ
cjrl-2297	359	2	see	see	VERB
cjrl-2297	359	3	borrower	borrower	NOUN
cjrl-2297	359	4	services	service	NOUN
cjrl-2297	359	5	,	,	PUNCT
cjrl-2297	359	6	federal	federal	ADJ
cjrl-2297	359	7	direct	direct	ADJ
cjrl-2297	359	8	foreclosures	foreclosure	NOUN
cjrl-2297	359	9	and	and	CCONJ
cjrl-2297	359	10	financial	financial	ADJ
cjrl-2297	359	11	aid	aid	NOUN
cjrl-2297	359	12	vol	vol	NOUN
cjrl-2297	359	13	.	.	PUNCT
cjrl-2297	360	1	4:2	4:2	NUM
cjrl-2297	360	2	146	146	NUM
cjrl-2297	360	3	college	college	NOUN
cjrl-2297	360	4	and	and	CCONJ
cjrl-2297	360	5	vocational	vocational	ADJ
cjrl-2297	360	6	school	school	NOUN
cjrl-2297	360	7	students	student	NOUN
cjrl-2297	360	8	should	should	AUX
cjrl-2297	360	9	be	be	AUX
cjrl-2297	360	10	encouraged	encourage	VERB
cjrl-2297	360	11	to	to	PART
cjrl-2297	360	12	exhaust	exhaust	VERB
cjrl-2297	360	13	all	all	DET
cjrl-2297	360	14	possible	possible	ADJ
cjrl-2297	360	15	federal	federal	ADJ
cjrl-2297	360	16	student	student	NOUN
cjrl-2297	360	17	loan	loan	NOUN
cjrl-2297	360	18	options	option	NOUN
cjrl-2297	360	19	before	before	ADP
cjrl-2297	360	20	turning	turn	VERB
cjrl-2297	360	21	to	to	ADP
cjrl-2297	360	22	private	private	ADJ
cjrl-2297	360	23	student	student	NOUN
cjrl-2297	360	24	loans.117	loans.117	VERB
cjrl-2297	360	25	a	a	DET
cjrl-2297	360	26	more	more	ADV
cjrl-2297	360	27	reasonable	reasonable	ADJ
cjrl-2297	360	28	alternative	alternative	NOUN
cjrl-2297	360	29	to	to	ADP
cjrl-2297	360	30	federal	federal	ADJ
cjrl-2297	360	31	student	student	NOUN
cjrl-2297	360	32	loans	loan	NOUN
cjrl-2297	360	33	may	may	AUX
cjrl-2297	360	34	be	be	AUX
cjrl-2297	360	35	obtaining	obtain	VERB
cjrl-2297	360	36	private	private	ADJ
cjrl-2297	360	37	student	student	NOUN
cjrl-2297	360	38	loans	loan	NOUN
cjrl-2297	360	39	from	from	ADP
cjrl-2297	360	40	a	a	DET
cjrl-2297	360	41	non	non	ADJ
cjrl-2297	360	42	-	-	ADJ
cjrl-2297	360	43	profit	profit	ADJ
cjrl-2297	360	44	private	private	ADJ
cjrl-2297	360	45	student	student	NOUN
cjrl-2297	360	46	loan	loan	NOUN
cjrl-2297	360	47	lender.118	lender.118	VERB
cjrl-2297	360	48	however	however	ADV
cjrl-2297	360	49	,	,	PUNCT
cjrl-2297	360	50	students	student	NOUN
cjrl-2297	360	51	and	and	CCONJ
cjrl-2297	360	52	their	their	PRON
cjrl-2297	360	53	families	family	NOUN
cjrl-2297	360	54	are	be	AUX
cjrl-2297	360	55	increasingly	increasingly	ADV
cjrl-2297	360	56	steered	steered	ADJ
cjrl-2297	360	57	towards	towards	ADP
cjrl-2297	360	58	federal	federal	ADJ
cjrl-2297	360	59	plus	plus	CCONJ
cjrl-2297	360	60	loans	loan	NOUN
cjrl-2297	360	61	to	to	PART
cjrl-2297	360	62	help	help	VERB
cjrl-2297	360	63	finance	finance	VERB
cjrl-2297	360	64	their	their	PRON
cjrl-2297	360	65	higher	high	ADJ
cjrl-2297	360	66	education.119	education.119	NOUN
cjrl-2297	360	67	accordingly	accordingly	ADV
cjrl-2297	360	68	,	,	PUNCT
cjrl-2297	360	69	financial	financial	ADJ
cjrl-2297	360	70	aid	aid	NOUN
cjrl-2297	360	71	packages	package	NOUN
cjrl-2297	360	72	have	have	AUX
cjrl-2297	360	73	increasingly	increasingly	ADV
cjrl-2297	360	74	included	include	VERB
cjrl-2297	360	75	federal	federal	ADJ
cjrl-2297	360	76	plus	plus	CCONJ
cjrl-2297	360	77	loans	loan	NOUN
cjrl-2297	360	78	to	to	PART
cjrl-2297	360	79	cover	cover	VERB
cjrl-2297	360	80	the	the	DET
cjrl-2297	360	81	cost	cost	NOUN
cjrl-2297	360	82	of	of	ADP
cjrl-2297	360	83	college	college	NOUN
cjrl-2297	360	84	attendance	attendance	NOUN
cjrl-2297	360	85	in	in	ADP
cjrl-2297	360	86	recent	recent	ADJ
cjrl-2297	360	87	years.120	years.120	PROPN
cjrl-2297	360	88	c.	c.	PROPN
cjrl-2297	360	89	the	the	DET
cjrl-2297	360	90	federal	federal	ADJ
cjrl-2297	360	91	plus	plus	CCONJ
cjrl-2297	360	92	loan	loan	NOUN
cjrl-2297	360	93	program	program	NOUN
cjrl-2297	360	94	federal	federal	ADJ
cjrl-2297	360	95	plus	plus	CCONJ
cjrl-2297	360	96	loans	loan	NOUN
cjrl-2297	360	97	are	be	AUX
cjrl-2297	360	98	comprised	comprise	VERB
cjrl-2297	360	99	of	of	ADP
cjrl-2297	360	100	two	two	NUM
cjrl-2297	360	101	forms	form	NOUN
cjrl-2297	360	102	:	:	PUNCT
cjrl-2297	360	103	parent	parent	NOUN
cjrl-2297	360	104	plus	plus	CCONJ
cjrl-2297	360	105	loans	loan	NOUN
cjrl-2297	360	106	and	and	CCONJ
cjrl-2297	360	107	grad	grad	PROPN
cjrl-2297	360	108	plus	plus	CCONJ
cjrl-2297	360	109	loans.121	loans.121	VERB
cjrl-2297	360	110	the	the	DET
cjrl-2297	360	111	federal	federal	ADJ
cjrl-2297	360	112	plus	plus	CCONJ
cjrl-2297	360	113	loan	loan	NOUN
cjrl-2297	360	114	program	program	NOUN
cjrl-2297	360	115	was	be	AUX
cjrl-2297	360	116	historically	historically	ADV
cjrl-2297	360	117	limited	limit	VERB
cjrl-2297	360	118	to	to	ADP
cjrl-2297	360	119	parents	parent	NOUN
cjrl-2297	360	120	who	who	PRON
cjrl-2297	360	121	funded	fund	VERB
cjrl-2297	360	122	undergraduate	undergraduate	NOUN
cjrl-2297	360	123	college	college	NOUN
cjrl-2297	360	124	expenses	expense	NOUN
cjrl-2297	360	125	for	for	ADP
cjrl-2297	360	126	dependents.122	dependents.122	NOUN
cjrl-2297	360	127	as	as	ADP
cjrl-2297	360	128	of	of	ADP
cjrl-2297	360	129	july	july	PROPN
cjrl-2297	360	130	1	1	NUM
cjrl-2297	360	131	,	,	PUNCT
cjrl-2297	360	132	2006	2006	NUM
cjrl-2297	360	133	,	,	PUNCT
cjrl-2297	360	134	the	the	DET
cjrl-2297	360	135	federal	federal	ADJ
cjrl-2297	360	136	plus	plus	CCONJ
cjrl-2297	360	137	loan	loan	NOUN
cjrl-2297	360	138	program	program	NOUN
cjrl-2297	360	139	was	be	AUX
cjrl-2297	360	140	expanded	expand	VERB
cjrl-2297	360	141	to	to	PART
cjrl-2297	360	142	include	include	VERB
cjrl-2297	360	143	graduate	graduate	NOUN
cjrl-2297	360	144	students	student	NOUN
cjrl-2297	360	145	pursuing	pursue	VERB
cjrl-2297	360	146	advanced	advanced	ADJ
cjrl-2297	360	147	degrees	degree	NOUN
cjrl-2297	360	148	under	under	ADP
cjrl-2297	360	149	the	the	DET
cjrl-2297	360	150	grad	grad	ADJ
cjrl-2297	360	151	plus	plus	CCONJ
cjrl-2297	360	152	loan	loan	NOUN
cjrl-2297	360	153	program.123	program.123	NOUN
cjrl-2297	360	154	the	the	DET
cjrl-2297	360	155	federal	federal	ADJ
cjrl-2297	360	156	plus	plus	CCONJ
cjrl-2297	360	157	consolidation	consolidation	NOUN
cjrl-2297	360	158	loans	loan	NOUN
cjrl-2297	360	159	online	online	ADJ
cjrl-2297	360	160	calculator	calculator	NOUN
cjrl-2297	360	161	,	,	PUNCT
cjrl-2297	360	162	https://loanconsolidation.ed.gov/loancalc/calculator/jsp/help.jsp	https://loanconsolidation.ed.gov/loancalc/calculator/jsp/help.jsp	PROPN
cjrl-2297	360	163	(	(	PUNCT
cjrl-2297	360	164	“	"	PUNCT
cjrl-2297	360	165	as	as	ADP
cjrl-2297	360	166	an	an	DET
cjrl-2297	360	167	incentive	incentive	NOUN
cjrl-2297	360	168	to	to	PART
cjrl-2297	360	169	use	use	VERB
cjrl-2297	360	170	the	the	DET
cjrl-2297	360	171	eda	eda	PROPN
cjrl-2297	360	172	[	[	X
cjrl-2297	360	173	electronic	electronic	ADJ
cjrl-2297	360	174	debit	debit	NOUN
cjrl-2297	360	175	account	account	NOUN
cjrl-2297	360	176	]	]	PUNCT
cjrl-2297	360	177	repayment	repayment	NOUN
cjrl-2297	360	178	method	method	NOUN
cjrl-2297	360	179	,	,	PUNCT
cjrl-2297	360	180	the	the	DET
cjrl-2297	360	181	direct	direct	ADJ
cjrl-2297	360	182	loan	loan	NOUN
cjrl-2297	360	183	program	program	NOUN
cjrl-2297	360	184	offers	offer	VERB
cjrl-2297	360	185	a	a	DET
cjrl-2297	360	186	quarter	quarter	NOUN
cjrl-2297	360	187	point	point	NOUN
cjrl-2297	360	188	(	(	PUNCT
cjrl-2297	360	189	.25	.25	NUM
cjrl-2297	360	190	%	%	NOUN
cjrl-2297	360	191	)	)	PUNCT
cjrl-2297	360	192	reduction	reduction	NOUN
cjrl-2297	360	193	in	in	ADP
cjrl-2297	360	194	your	your	PRON
cjrl-2297	360	195	interest	interest	NOUN
cjrl-2297	360	196	rate	rate	NOUN
cjrl-2297	360	197	for	for	ADP
cjrl-2297	360	198	repayment	repayment	NOUN
cjrl-2297	360	199	periods	period	NOUN
cjrl-2297	360	200	.	.	PUNCT
cjrl-2297	361	1	your	your	PRON
cjrl-2297	361	2	interest	interest	NOUN
cjrl-2297	361	3	rate	rate	NOUN
cjrl-2297	361	4	reduction	reduction	NOUN
cjrl-2297	361	5	occurs	occur	VERB
cjrl-2297	361	6	automatically	automatically	ADV
cjrl-2297	361	7	once	once	SCONJ
cjrl-2297	361	8	your	your	PRON
cjrl-2297	361	9	account	account	NOUN
cjrl-2297	361	10	is	be	AUX
cjrl-2297	361	11	placed	place	VERB
cjrl-2297	361	12	on	on	ADP
cjrl-2297	361	13	eda	eda	PROPN
cjrl-2297	361	14	this	this	DET
cjrl-2297	361	15	discount	discount	NOUN
cjrl-2297	361	16	will	will	AUX
cjrl-2297	361	17	not	not	PART
cjrl-2297	361	18	apply	apply	VERB
cjrl-2297	361	19	during	during	ADP
cjrl-2297	361	20	an	an	DET
cjrl-2297	361	21	in	in	ADP
cjrl-2297	361	22	-	-	PUNCT
cjrl-2297	361	23	school	school	NOUN
cjrl-2297	361	24	status	status	NOUN
cjrl-2297	361	25	,	,	PUNCT
cjrl-2297	361	26	grace	grace	NOUN
cjrl-2297	361	27	,	,	PUNCT
cjrl-2297	361	28	deferment	deferment	NOUN
cjrl-2297	361	29	,	,	PUNCT
cjrl-2297	361	30	or	or	CCONJ
cjrl-2297	361	31	forbearance	forbearance	NOUN
cjrl-2297	361	32	period	period	NOUN
cjrl-2297	361	33	.	.	PUNCT
cjrl-2297	362	1	the	the	DET
cjrl-2297	362	2	u.s	u.s	PROPN
cjrl-2297	362	3	.	.	PROPN
cjrl-2297	362	4	department	department	PROPN
cjrl-2297	362	5	of	of	ADP
cjrl-2297	362	6	education	education	NOUN
cjrl-2297	362	7	may	may	AUX
cjrl-2297	362	8	discontinue	discontinue	VERB
cjrl-2297	362	9	this	this	DET
cjrl-2297	362	10	discount	discount	NOUN
cjrl-2297	362	11	at	at	ADP
cjrl-2297	362	12	anytime	anytime	ADV
cjrl-2297	362	13	without	without	ADP
cjrl-2297	362	14	notice	notice	NOUN
cjrl-2297	362	15	.	.	PUNCT
cjrl-2297	362	16	”	"	PUNCT
cjrl-2297	362	17	)	)	PUNCT
cjrl-2297	362	18	.	.	PUNCT
cjrl-2297	363	1	117	117	NUM
cjrl-2297	363	2	see	see	VERB
cjrl-2297	363	3	u.s	u.s	PROPN
cjrl-2297	363	4	.	.	PROPN
cjrl-2297	363	5	dept	dept	PROPN
cjrl-2297	363	6	.	.	PROPN
cjrl-2297	363	7	of	of	ADP
cjrl-2297	363	8	educ	educ	PROPN
cjrl-2297	363	9	.	.	PUNCT
cjrl-2297	363	10	,	,	PUNCT
cjrl-2297	363	11	supra	supra	PROPN
cjrl-2297	363	12	note	note	VERB
cjrl-2297	363	13	107	107	NUM
cjrl-2297	363	14	;	;	PUNCT
cjrl-2297	363	15	fed	fed	PROPN
cjrl-2297	363	16	.	.	PUNCT
cjrl-2297	364	1	trade	trade	NOUN
cjrl-2297	364	2	comm’n	comm’n	NOUN
cjrl-2297	364	3	&	&	CCONJ
cjrl-2297	364	4	u.s	u.s	PROPN
cjrl-2297	364	5	.	.	PROPN
cjrl-2297	364	6	dept	dept	PROPN
cjrl-2297	364	7	.	.	PROPN
cjrl-2297	365	1	of	of	ADP
cjrl-2297	365	2	educ	educ	PROPN
cjrl-2297	365	3	.	.	PUNCT
cjrl-2297	365	4	,	,	PUNCT
cjrl-2297	365	5	student	student	NOUN
cjrl-2297	365	6	loans	loan	NOUN
cjrl-2297	365	7	:	:	PUNCT
cjrl-2297	365	8	avoiding	avoid	VERB
cjrl-2297	365	9	deceptive	deceptive	ADJ
cjrl-2297	365	10	offers	offer	NOUN
cjrl-2297	365	11	(	(	PUNCT
cjrl-2297	365	12	2012	2012	NUM
cjrl-2297	365	13	)	)	PUNCT
cjrl-2297	365	14	,	,	PUNCT
cjrl-2297	365	15	http://www.consumer.ftc.gov/articles/pdf-0048-student-loans.pdf	http://www.consumer.ftc.gov/articles/pdf-0048-student-loans.pdf	PROPN
cjrl-2297	365	16	;	;	PUNCT
cjrl-2297	365	17	michelle	michelle	PROPN
cjrl-2297	365	18	singletary	singletary	PROPN
cjrl-2297	365	19	,	,	PUNCT
cjrl-2297	365	20	students	student	NOUN
cjrl-2297	365	21	wisely	wisely	ADV
cjrl-2297	365	22	turn	turn	VERB
cjrl-2297	365	23	from	from	ADP
cjrl-2297	365	24	private	private	ADJ
cjrl-2297	365	25	loans	loan	NOUN
cjrl-2297	365	26	,	,	PUNCT
cjrl-2297	365	27	washington	washington	PROPN
cjrl-2297	365	28	post	post	PROPN
cjrl-2297	365	29	(	(	PUNCT
cjrl-2297	365	30	oct	oct	PROPN
cjrl-2297	365	31	.	.	PROPN
cjrl-2297	365	32	25	25	NUM
cjrl-2297	365	33	,	,	PUNCT
cjrl-2297	365	34	2009	2009	NUM
cjrl-2297	365	35	)	)	PUNCT
cjrl-2297	365	36	,	,	PUNCT
cjrl-2297	365	37	http://www.washingtonpost.com/wpdyn/content/article/2009/10/23/ar2009102304322.html	http://www.washingtonpost.com/wpdyn/content/article/2009/10/23/ar2009102304322.html	PROPN
cjrl-2297	365	38	.	.	PUNCT
cjrl-2297	366	1	118	118	NUM
cjrl-2297	366	2	see	see	VERB
cjrl-2297	366	3	consumer	consumer	NOUN
cjrl-2297	366	4	fin	fin	NOUN
cjrl-2297	366	5	.	.	PUNCT
cjrl-2297	367	1	prot	prot	PROPN
cjrl-2297	367	2	.	.	PUNCT
cjrl-2297	368	1	bureau	bureau	NOUN
cjrl-2297	368	2	,	,	PUNCT
cjrl-2297	368	3	private	private	ADJ
cjrl-2297	368	4	student	student	NOUN
cjrl-2297	368	5	loans	loan	NOUN
cjrl-2297	368	6	4	4	NUM
cjrl-2297	368	7	(	(	PUNCT
cjrl-2297	368	8	aug	aug	PROPN
cjrl-2297	368	9	.	.	PROPN
cjrl-2297	368	10	29	29	NUM
cjrl-2297	368	11	,	,	PUNCT
cjrl-2297	368	12	2012	2012	NUM
cjrl-2297	368	13	)	)	PUNCT
cjrl-2297	368	14	,	,	PUNCT
cjrl-2297	368	15	http://files.consumer	http://files.consumer	X
cjrl-2297	368	16	finance.gov/f/201207_cfpb_reports_private-student-loans.pdf	finance.gov/f/201207_cfpb_reports_private-student-loans.pdf	X
cjrl-2297	368	17	(	(	PUNCT
cjrl-2297	368	18	reporting	report	VERB
cjrl-2297	368	19	on	on	ADP
cjrl-2297	368	20	alternative	alternative	ADJ
cjrl-2297	368	21	non	non	ADJ
cjrl-2297	368	22	-	-	ADJ
cjrl-2297	368	23	profit	profit	ADJ
cjrl-2297	368	24	and	and	CCONJ
cjrl-2297	368	25	state	state	NOUN
cjrl-2297	368	26	-	-	PUNCT
cjrl-2297	368	27	affiliated	affiliate	VERB
cjrl-2297	368	28	private	private	ADJ
cjrl-2297	368	29	student	student	NOUN
cjrl-2297	368	30	loan	loan	NOUN
cjrl-2297	368	31	lenders	lender	NOUN
cjrl-2297	368	32	)	)	PUNCT
cjrl-2297	368	33	.	.	PUNCT
cjrl-2297	369	1	119	119	NUM
cjrl-2297	369	2	see	see	VERB
cjrl-2297	369	3	wang	wang	PROPN
cjrl-2297	369	4	,	,	PUNCT
cjrl-2297	369	5	supra	supra	PROPN
cjrl-2297	369	6	note	note	PROPN
cjrl-2297	369	7	15	15	NUM
cjrl-2297	369	8	;	;	PUNCT
cjrl-2297	369	9	marian	marian	PROPN
cjrl-2297	369	10	wang	wang	PROPN
cjrl-2297	369	11	,	,	PUNCT
cjrl-2297	369	12	families	family	NOUN
cjrl-2297	369	13	shoulder	shoulder	VERB
cjrl-2297	369	14	heftier	hefty	ADJ
cjrl-2297	369	15	burdens	burden	NOUN
cjrl-2297	369	16	as	as	ADP
cjrl-2297	369	17	college	college	NOUN
cjrl-2297	369	18	debt	debt	NOUN
cjrl-2297	369	19	swells	swell	NOUN
cjrl-2297	369	20	,	,	PUNCT
cjrl-2297	369	21	propublica	propublica	PROPN
cjrl-2297	369	22	(	(	PUNCT
cjrl-2297	369	23	jan	jan	PROPN
cjrl-2297	369	24	.	.	PROPN
cjrl-2297	369	25	3	3	NUM
cjrl-2297	369	26	,	,	PUNCT
cjrl-2297	369	27	2013	2013	NUM
cjrl-2297	369	28	)	)	PUNCT
cjrl-2297	369	29	,	,	PUNCT
cjrl-2297	369	30	http://www.propublica.org/article/families-shoulder-heftier-burdens-as-college-debt-swells	http://www.propublica.org/article/families-shoulder-heftier-burdens-as-college-debt-swells	PROPN
cjrl-2297	369	31	;	;	PUNCT
cjrl-2297	369	32	kantrowitz	kantrowitz	NOUN
cjrl-2297	369	33	,	,	PUNCT
cjrl-2297	369	34	supra	supra	PROPN
cjrl-2297	369	35	note	note	NOUN
cjrl-2297	369	36	8	8	NUM
cjrl-2297	369	37	at	at	ADP
cjrl-2297	369	38	10	10	NUM
cjrl-2297	369	39	-	-	SYM
cjrl-2297	369	40	11	11	NUM
cjrl-2297	369	41	;	;	PUNCT
cjrl-2297	369	42	equal	equal	ADJ
cjrl-2297	369	43	justice	justice	NOUN
cjrl-2297	369	44	works	work	VERB
cjrl-2297	369	45	,	,	PUNCT
cjrl-2297	369	46	borrowing	borrow	VERB
cjrl-2297	369	47	for	for	ADP
cjrl-2297	369	48	college	college	NOUN
cjrl-2297	369	49	costs	cost	NOUN
cjrl-2297	369	50	can	can	AUX
cjrl-2297	369	51	burden	burden	VERB
cjrl-2297	369	52	parents	parent	NOUN
cjrl-2297	369	53	,	,	PUNCT
cjrl-2297	369	54	u.s	u.s	PROPN
cjrl-2297	369	55	.	.	PROPN
cjrl-2297	369	56	news	news	PROPN
cjrl-2297	369	57	&	&	CCONJ
cjrl-2297	369	58	world	world	PROPN
cjrl-2297	369	59	report	report	PROPN
cjrl-2297	369	60	(	(	PUNCT
cjrl-2297	369	61	dec	dec	PROPN
cjrl-2297	369	62	.	.	PROPN
cjrl-2297	369	63	26	26	NUM
cjrl-2297	369	64	,	,	PUNCT
cjrl-2297	369	65	2012	2012	NUM
cjrl-2297	369	66	)	)	PUNCT
cjrl-2297	369	67	,	,	PUNCT
cjrl-2297	369	68	http://www.usnews.com/education/blogs/student-loan-ranger/2012/12/26/borrowing-for-collegecosts-can-burden-parents	http://www.usnews.com/education/blogs/student-loan-ranger/2012/12/26/borrowing-for-collegecosts-can-burden-parent	NOUN
cjrl-2297	369	69	.	.	PUNCT
cjrl-2297	370	1	120	120	NUM
cjrl-2297	370	2	see	see	VERB
cjrl-2297	370	3	marian	marian	PROPN
cjrl-2297	370	4	wang	wang	PROPN
cjrl-2297	370	5	,	,	PUNCT
cjrl-2297	370	6	how	how	SCONJ
cjrl-2297	370	7	financial	financial	ADJ
cjrl-2297	370	8	aid	aid	NOUN
cjrl-2297	370	9	letters	letter	NOUN
cjrl-2297	370	10	often	often	ADV
cjrl-2297	370	11	leave	leave	VERB
cjrl-2297	370	12	students	student	NOUN
cjrl-2297	370	13	confused	confused	ADJ
cjrl-2297	370	14	and	and	CCONJ
cjrl-2297	370	15	misinformed	misinformed	ADV
cjrl-2297	370	16	,	,	PUNCT
cjrl-2297	370	17	propublica	propublica	PROPN
cjrl-2297	370	18	(	(	PUNCT
cjrl-2297	370	19	oct	oct	PROPN
cjrl-2297	370	20	.	.	PROPN
cjrl-2297	370	21	16	16	NUM
cjrl-2297	370	22	,	,	PUNCT
cjrl-2297	370	23	2012	2012	NUM
cjrl-2297	370	24	)	)	PUNCT
cjrl-2297	370	25	,	,	PUNCT
cjrl-2297	370	26	http://www.propublica.org/article/how-financial-aid-letters-often-leave-students-confused-and-misinformed	http://www.propublica.org/article/how-financial-aid-letters-often-leave-students-confused-and-misinforme	VERB
cjrl-2297	370	27	;	;	PUNCT
cjrl-2297	370	28	nelson	nelson	PROPN
cjrl-2297	370	29	,	,	PUNCT
cjrl-2297	370	30	supra	supra	PROPN
cjrl-2297	370	31	note	note	PROPN
cjrl-2297	370	32	8	8	NUM
cjrl-2297	370	33	.	.	SYM
cjrl-2297	370	34	121	121	NUM
cjrl-2297	370	35	see	see	VERB
cjrl-2297	370	36	u.s	u.s	PROPN
cjrl-2297	370	37	.	.	PROPN
cjrl-2297	370	38	dept	dept	PROPN
cjrl-2297	370	39	.	.	PROPN
cjrl-2297	371	1	of	of	ADP
cjrl-2297	371	2	educ	educ	PROPN
cjrl-2297	371	3	.	.	PUNCT
cjrl-2297	372	1	,	,	PUNCT
cjrl-2297	372	2	supra	supra	PROPN
cjrl-2297	372	3	note	note	VERB
cjrl-2297	372	4	107	107	NUM
cjrl-2297	372	5	.	.	PUNCT
cjrl-2297	373	1	122	122	NUM
cjrl-2297	373	2	see	see	VERB
cjrl-2297	373	3	i	i	PROPN
cjrl-2297	373	4	d.	d.	PROPN
cjrl-2297	373	5	;	;	PUNCT
cjrl-2297	373	6	see	see	VERB
cjrl-2297	373	7	generally	generally	ADV
cjrl-2297	373	8	lance	lance	NOUN
cjrl-2297	373	9	lochner	lochner	PROPN
cjrl-2297	373	10	&	&	CCONJ
cjrl-2297	373	11	alexander	alexander	PROPN
cjrl-2297	373	12	monge	monge	PROPN
cjrl-2297	373	13	-	-	PUNCT
cjrl-2297	373	14	naranjo	naranjo	PROPN
cjrl-2297	373	15	,	,	PUNCT
cjrl-2297	373	16	education	education	NOUN
cjrl-2297	373	17	and	and	CCONJ
cjrl-2297	373	18	default	default	NOUN
cjrl-2297	373	19	incentives	incentive	NOUN
cjrl-2297	373	20	with	with	ADP
cjrl-2297	373	21	government	government	NOUN
cjrl-2297	373	22	student	student	NOUN
cjrl-2297	373	23	loan	loan	NOUN
cjrl-2297	373	24	programs	program	NOUN
cjrl-2297	373	25	5	5	NUM
cjrl-2297	373	26	(	(	PUNCT
cjrl-2297	373	27	nat’l	nat’l	NUM
cjrl-2297	373	28	bureau	bureau	PROPN
cjrl-2297	373	29	of	of	ADP
cjrl-2297	373	30	econ	econ	PROPN
cjrl-2297	373	31	.	.	PUNCT
cjrl-2297	374	1	research	research	PROPN
cjrl-2297	374	2	,	,	PUNCT
cjrl-2297	374	3	working	working	NOUN
cjrl-2297	374	4	paper	paper	NOUN
cjrl-2297	374	5	,	,	PUNCT
cjrl-2297	374	6	2004	2004	NUM
cjrl-2297	374	7	)	)	PUNCT
cjrl-2297	374	8	.	.	PUNCT
cjrl-2297	375	1	123	123	NUM
cjrl-2297	375	2	see	see	VERB
cjrl-2297	375	3	deficit	deficit	NOUN
cjrl-2297	375	4	reduction	reduction	NOUN
cjrl-2297	375	5	act	act	NOUN
cjrl-2297	375	6	of	of	ADP
cjrl-2297	375	7	2005	2005	NUM
cjrl-2297	375	8	,	,	PUNCT
cjrl-2297	375	9	pub	pub	NOUN
cjrl-2297	375	10	.	.	PUNCT
cjrl-2297	376	1	l.	l.	PROPN
cjrl-2297	376	2	no	no	INTJ
cjrl-2297	376	3	.	.	PROPN
cjrl-2297	377	1	109	109	NUM
cjrl-2297	377	2	-	-	SYM
cjrl-2297	377	3	171	171	NUM
cjrl-2297	377	4	,	,	PUNCT
cjrl-2297	377	5	120	120	NUM
cjrl-2297	377	6	stat	stat	NOUN
cjrl-2297	377	7	.	.	PUNCT
cjrl-2297	378	1	4	4	NUM
cjrl-2297	378	2	(	(	PUNCT
cjrl-2297	378	3	2006	2006	NUM
cjrl-2297	378	4	)	)	PUNCT
cjrl-2297	378	5	(	(	PUNCT
cjrl-2297	378	6	amending	amend	VERB
cjrl-2297	378	7	the	the	DET
cjrl-2297	378	8	hea	hea	PROPN
cjrl-2297	378	9	,	,	PUNCT
cjrl-2297	378	10	section	section	NOUN
cjrl-2297	378	11	428b	428b	PROPN
cjrl-2297	378	12	,	,	PUNCT
cjrl-2297	378	13	to	to	PART
cjrl-2297	378	14	open	open	VERB
cjrl-2297	378	15	the	the	DET
cjrl-2297	378	16	plus	plus	ADJ
cjrl-2297	378	17	loan	loan	NOUN
cjrl-2297	378	18	program	program	NOUN
cjrl-2297	378	19	to	to	PART
cjrl-2297	378	20	graduate	graduate	VERB
cjrl-2297	378	21	and	and	CCONJ
cjrl-2297	378	22	professional	professional	ADJ
cjrl-2297	378	23	students	student	NOUN
cjrl-2297	378	24	)	)	PUNCT
cjrl-2297	378	25	;	;	PUNCT
cjrl-2297	378	26	see	see	VERB
cjrl-2297	378	27	generally	generally	ADV
cjrl-2297	378	28	edfinancial	edfinancial	ADJ
cjrl-2297	378	29	services	service	NOUN
cjrl-2297	378	30	,	,	PUNCT
cjrl-2297	378	31	federal	federal	ADJ
cjrl-2297	378	32	gradplus	gradplus	ADJ
cjrl-2297	378	33	loans	loan	NOUN
cjrl-2297	378	34	,	,	PUNCT
cjrl-2297	378	35	edfinancial	edfinancial	ADJ
cjrl-2297	378	36	services	service	NOUN
cjrl-2297	378	37	http://www.edfinancial.com/topics/financialaid	http://www.edfinancial.com/topics/financialaid	PROPN
cjrl-2297	378	38	(	(	PUNCT
cjrl-2297	378	39	last	last	ADJ
cjrl-2297	378	40	visited	visit	VERB
cjrl-2297	378	41	feb	feb	PROPN
cjrl-2297	378	42	.	.	PROPN
cjrl-2297	378	43	24	24	NUM
cjrl-2297	378	44	,	,	PUNCT
cjrl-2297	378	45	2014	2014	NUM
cjrl-2297	378	46	)	)	PUNCT
cjrl-2297	378	47	;	;	PUNCT
cjrl-2297	378	48	see	see	VERB
cjrl-2297	378	49	,	,	PUNCT
cjrl-2297	378	50	e.g.	e.g.	ADV
cjrl-2297	378	51	,	,	PUNCT
cjrl-2297	378	52	memorandum	memorandum	NOUN
cjrl-2297	378	53	from	from	ADP
cjrl-2297	378	54	columbus	columbus	PROPN
cjrl-2297	378	55	school	school	PROPN
cjrl-2297	378	56	of	of	ADP
cjrl-2297	378	57	law	law	NOUN
cjrl-2297	378	58	,	,	PUNCT
cjrl-2297	378	59	catholic	catholic	PROPN
cjrl-2297	378	60	university	university	PROPN
cjrl-2297	378	61	of	of	ADP
cjrl-2297	378	62	america	america	PROPN
cjrl-2297	378	63	,	,	PUNCT
cjrl-2297	378	64	http://	http://	PROPN
cjrl-2297	378	65	www.law.edu/finaid/loanplus.cfm	www.law.edu/finaid/loanplus.cfm	PROPN
cjrl-2297	378	66	(	(	PUNCT
cjrl-2297	378	67	“	"	PUNCT
cjrl-2297	378	68	congress	congress	PROPN
cjrl-2297	378	69	passed	pass	VERB
cjrl-2297	378	70	legislation	legislation	NOUN
cjrl-2297	378	71	in	in	ADP
cjrl-2297	378	72	2006	2006	NUM
cjrl-2297	378	73	with	with	ADP
cjrl-2297	378	74	changes	change	NOUN
cjrl-2297	378	75	regarding	regard	VERB
cjrl-2297	378	76	financial	financial	ADJ
cjrl-2297	378	77	aid	aid	NOUN
cjrl-2297	378	78	.	.	PUNCT
cjrl-2297	379	1	the	the	DET
cjrl-2297	379	2	two	two	NUM
cjrl-2297	379	3	major	major	ADJ
cjrl-2297	379	4	changes	change	NOUN
cjrl-2297	379	5	which	which	PRON
cjrl-2297	379	6	effect	effect	VERB
cjrl-2297	379	7	graduate	graduate	NOUN
cjrl-2297	379	8	/	/	SYM
cjrl-2297	379	9	law	law	NOUN
cjrl-2297	379	10	students	student	NOUN
cjrl-2297	379	11	are	be	AUX
cjrl-2297	379	12	(	(	PUNCT
cjrl-2297	379	13	1	1	X
cjrl-2297	379	14	)	)	PUNCT
cjrl-2297	379	15	a	a	DET
cjrl-2297	379	16	fixed	fix	VERB
cjrl-2297	379	17	interest	interest	NOUN
cjrl-2297	379	18	rate	rate	NOUN
cjrl-2297	379	19	for	for	ADP
cjrl-2297	379	20	the	the	DET
cjrl-2297	379	21	federal	federal	PROPN
cjrl-2297	379	22	stafford	stafford	PROPN
cjrl-2297	379	23	loan	loan	PROPN
cjrl-2297	379	24	and	and	CCONJ
cjrl-2297	379	25	(	(	PUNCT
cjrl-2297	379	26	2	2	X
cjrl-2297	379	27	)	)	PUNCT
cjrl-2297	379	28	a	a	DET
cjrl-2297	379	29	new	new	ADJ
cjrl-2297	379	30	fixed	fix	VERB
cjrl-2297	379	31	interest	interest	NOUN
cjrl-2297	379	32	rate	rate	NOUN
cjrl-2297	379	33	loan	loan	NOUN
cjrl-2297	379	34	called	call	VERB
cjrl-2297	379	35	the	the	DET
cjrl-2297	379	36	grad	grad	NOUN
cjrl-2297	379	37	plus	plus	CCONJ
cjrl-2297	379	38	loan	loan	NOUN
cjrl-2297	379	39	.	.	PUNCT
cjrl-2297	379	40	”	"	PUNCT
cjrl-2297	379	41	)	)	PUNCT
cjrl-2297	379	42	;	;	PUNCT
cjrl-2297	379	43	memorandum	memorandum	NOUN
cjrl-2297	379	44	from	from	ADP
cjrl-2297	379	45	lewis	lewis	PROPN
cjrl-2297	379	46	&	&	CCONJ
cjrl-2297	379	47	clark	clark	PROPN
cjrl-2297	379	48	,	,	PUNCT
cjrl-2297	379	49	financial	financial	ADJ
cjrl-2297	379	50	aid	aid	NOUN
cjrl-2297	379	51	:	:	PUNCT
cjrl-2297	379	52	federal	federal	ADJ
cjrl-2297	379	53	direct	direct	ADJ
cjrl-2297	379	54	plus	plus	CCONJ
cjrl-2297	379	55	loan	loan	NOUN
cjrl-2297	379	56	for	for	ADP
cjrl-2297	379	57	grad	grad	NOUN
cjrl-2297	379	58	&	&	CCONJ
cjrl-2297	379	59	law	law	NOUN
cjrl-2297	379	60	students	student	NOUN
cjrl-2297	379	61	,	,	PUNCT
cjrl-2297	379	62	https://www.lclark.edu/offices/financial_aid/loans/direct_plus_grad	https://www.lclark.edu/offices/financial_aid/loans/direct_plus_grad	PROPN
cjrl-2297	379	63	(	(	PUNCT
cjrl-2297	379	64	“	"	PUNCT
cjrl-2297	379	65	beginning	begin	VERB
cjrl-2297	379	66	on	on	ADP
cjrl-2297	379	67	july	july	PROPN
cjrl-2297	379	68	1st	1st	NOUN
cjrl-2297	379	69	,	,	PUNCT
cjrl-2297	379	70	2006	2006	NUM
cjrl-2297	379	71	graduate	graduate	NOUN
cjrl-2297	379	72	and	and	CCONJ
cjrl-2297	379	73	law	law	NOUN
cjrl-2297	379	74	students	student	NOUN
cjrl-2297	379	75	may	may	AUX
cjrl-2297	379	76	borrow	borrow	VERB
cjrl-2297	379	77	under	under	ADP
cjrl-2297	379	78	the	the	DET
cjrl-2297	379	79	federal	federal	ADJ
cjrl-2297	379	80	direct	direct	ADJ
cjrl-2297	379	81	plus	plus	CCONJ
cjrl-2297	379	82	loan	loan	NOUN
cjrl-2297	379	83	program	program	NOUN
cjrl-2297	379	84	.	.	PUNCT
cjrl-2297	380	1	lewis	lewis	PROPN
cjrl-2297	380	2	&	&	CCONJ
cjrl-2297	380	3	clark	clark	PROPN
cjrl-2297	380	4	graduate	graduate	PROPN
cjrl-2297	380	5	and	and	CCONJ
cjrl-2297	380	6	law	law	NOUN
cjrl-2297	380	7	students	student	NOUN
cjrl-2297	380	8	may	may	AUX
cjrl-2297	380	9	choose	choose	VERB
cjrl-2297	380	10	either	either	CCONJ
cjrl-2297	380	11	a	a	DET
cjrl-2297	380	12	federal	federal	ADJ
cjrl-2297	380	13	direct	direct	ADJ
cjrl-2297	380	14	plus	plus	CCONJ
cjrl-2297	380	15	loan	loan	NOUN
cjrl-2297	380	16	or	or	CCONJ
cjrl-2297	380	17	a	a	DET
cjrl-2297	380	18	private	private	ADJ
cjrl-2297	380	19	loan	loan	NOUN
cjrl-2297	380	20	to	to	PART
cjrl-2297	380	21	cover	cover	VERB
cjrl-2297	380	22	educational	educational	ADJ
cjrl-2297	380	23	costs	cost	NOUN
cjrl-2297	380	24	after	after	SCONJ
cjrl-2297	380	25	they	they	PRON
cjrl-2297	380	26	have	have	AUX
cjrl-2297	380	27	exhausted	exhaust	VERB
cjrl-2297	380	28	their	their	PRON
cjrl-2297	380	29	federal	federal	ADJ
cjrl-2297	380	30	direct	direct	ADJ
cjrl-2297	380	31	loan	loan	NOUN
cjrl-2297	380	32	eligibility	eligibility	NOUN
cjrl-2297	380	33	.	.	PUNCT
cjrl-2297	380	34	”	"	PUNCT
cjrl-2297	380	35	)	)	PUNCT
cjrl-2297	380	36	;	;	PUNCT
cjrl-2297	380	37	see	see	VERB
cjrl-2297	380	38	generally	generally	ADV
cjrl-2297	380	39	u.s	u.s	PROPN
cjrl-2297	380	40	.	.	PROPN
cjrl-2297	380	41	dept	dept	PROPN
cjrl-2297	380	42	.	.	PROPN
cjrl-2297	381	1	of	of	ADP
cjrl-2297	381	2	ed	ed	PROPN
cjrl-2297	381	3	.	.	PROPN
cjrl-2297	381	4	,	,	PUNCT
cjrl-2297	381	5	questions	question	NOUN
cjrl-2297	381	6	and	and	CCONJ
cjrl-2297	381	7	answers	answer	NOUN
cjrl-2297	381	8	about	about	ADP
cjrl-2297	381	9	direct	direct	ADJ
cjrl-2297	381	10	plus	plus	CCONJ
cjrl-2297	381	11	loans	loan	NOUN
cjrl-2297	381	12	for	for	ADP
cjrl-2297	381	13	graduate	graduate	NOUN
cjrl-2297	381	14	and	and	CCONJ
cjrl-2297	381	15	professional	professional	ADJ
cjrl-2297	381	16	students	student	NOUN
cjrl-2297	381	17	,	,	PUNCT
cjrl-2297	381	18	http://www.law.edu/res/docs/grad-plusloan-q-a.pdf	http://www.law.edu/res/docs/grad-plusloan-q-a.pdf	PROPN
cjrl-2297	381	19	.	.	NOUN
cjrl-2297	381	20	2014	2014	NUM
cjrl-2297	381	21	columbia	columbia	PROPN
cjrl-2297	381	22	journal	journal	PROPN
cjrl-2297	381	23	of	of	ADP
cjrl-2297	381	24	race	race	NOUN
cjrl-2297	381	25	and	and	CCONJ
cjrl-2297	381	26	law	law	NOUN
cjrl-2297	381	27	147	147	NUM
cjrl-2297	381	28	loan	loan	NOUN
cjrl-2297	381	29	program	program	NOUN
cjrl-2297	381	30	was	be	AUX
cjrl-2297	381	31	formerly	formerly	ADV
cjrl-2297	381	32	administered	administer	VERB
cjrl-2297	381	33	by	by	ADP
cjrl-2297	381	34	two	two	NUM
cjrl-2297	381	35	separate	separate	ADJ
cjrl-2297	381	36	agencies	agency	NOUN
cjrl-2297	381	37	:	:	PUNCT
cjrl-2297	381	38	the	the	DET
cjrl-2297	381	39	direct	direct	ADJ
cjrl-2297	381	40	loan	loan	NOUN
cjrl-2297	381	41	program	program	NOUN
cjrl-2297	381	42	and	and	CCONJ
cjrl-2297	381	43	the	the	DET
cjrl-2297	381	44	federal	federal	ADJ
cjrl-2297	381	45	family	family	NOUN
cjrl-2297	381	46	education	education	NOUN
cjrl-2297	381	47	loan	loan	NOUN
cjrl-2297	381	48	(	(	PUNCT
cjrl-2297	381	49	“	"	PUNCT
cjrl-2297	381	50	ffel	ffel	X
cjrl-2297	381	51	”	"	PUNCT
cjrl-2297	381	52	)	)	PUNCT
cjrl-2297	381	53	program.124	program.124	VERB
cjrl-2297	381	54	previously	previously	ADV
cjrl-2297	381	55	,	,	PUNCT
cjrl-2297	381	56	the	the	DET
cjrl-2297	381	57	direct	direct	ADJ
cjrl-2297	381	58	plus	plus	CCONJ
cjrl-2297	381	59	program	program	NOUN
cjrl-2297	381	60	was	be	AUX
cjrl-2297	381	61	serviced	service	VERB
cjrl-2297	381	62	by	by	ADP
cjrl-2297	381	63	the	the	DET
cjrl-2297	381	64	u.s	u.s	PROPN
cjrl-2297	381	65	.	.	PROPN
cjrl-2297	381	66	department	department	PROPN
cjrl-2297	381	67	of	of	ADP
cjrl-2297	381	68	education	education	NOUN
cjrl-2297	381	69	,	,	PUNCT
cjrl-2297	381	70	and	and	CCONJ
cjrl-2297	381	71	the	the	DET
cjrl-2297	381	72	ffel	ffel	NOUN
cjrl-2297	381	73	plus	plus	CCONJ
cjrl-2297	381	74	program	program	NOUN
cjrl-2297	381	75	was	be	AUX
cjrl-2297	381	76	serviced	service	VERB
cjrl-2297	381	77	by	by	ADP
cjrl-2297	381	78	private	private	ADJ
cjrl-2297	381	79	entities.125	entities.125	NOUN
cjrl-2297	381	80	as	as	ADP
cjrl-2297	381	81	of	of	ADP
cjrl-2297	381	82	july	july	PROPN
cjrl-2297	381	83	1	1	NUM
cjrl-2297	381	84	,	,	PUNCT
cjrl-2297	381	85	2010	2010	NUM
cjrl-2297	381	86	,	,	PUNCT
cjrl-2297	381	87	the	the	DET
cjrl-2297	381	88	obama	obama	PROPN
cjrl-2297	381	89	administration	administration	NOUN
cjrl-2297	381	90	consolidated	consolidate	VERB
cjrl-2297	381	91	the	the	DET
cjrl-2297	381	92	ffel	ffel	ADJ
cjrl-2297	381	93	plus	plus	CCONJ
cjrl-2297	381	94	loan	loan	NOUN
cjrl-2297	381	95	program,126	program,126	NOUN
cjrl-2297	381	96	and	and	CCONJ
cjrl-2297	381	97	all	all	DET
cjrl-2297	381	98	new	new	ADJ
cjrl-2297	381	99	plus	plus	CCONJ
cjrl-2297	381	100	loans	loan	NOUN
cjrl-2297	381	101	are	be	AUX
cjrl-2297	381	102	disbursed	disburse	VERB
cjrl-2297	381	103	under	under	ADP
cjrl-2297	381	104	the	the	DET
cjrl-2297	381	105	direct	direct	ADJ
cjrl-2297	381	106	plus	plus	CCONJ
cjrl-2297	381	107	loan	loan	NOUN
cjrl-2297	381	108	program.127	program.127	NOUN
cjrl-2297	381	109	however	however	ADV
cjrl-2297	381	110	,	,	PUNCT
cjrl-2297	381	111	previously	previously	ADV
cjrl-2297	381	112	disbursed	disburse	VERB
cjrl-2297	381	113	ffel	ffel	ADJ
cjrl-2297	381	114	plus	plus	CCONJ
cjrl-2297	381	115	loans	loan	NOUN
cjrl-2297	381	116	will	will	AUX
cjrl-2297	381	117	continue	continue	VERB
cjrl-2297	381	118	to	to	PART
cjrl-2297	381	119	be	be	AUX
cjrl-2297	381	120	serviced	service	VERB
cjrl-2297	381	121	under	under	ADP
cjrl-2297	381	122	the	the	DET
cjrl-2297	381	123	ffel	ffel	NOUN
cjrl-2297	381	124	plus	plus	CCONJ
cjrl-2297	381	125	loan	loan	NOUN
cjrl-2297	381	126	program.128	program.128	NOUN
cjrl-2297	381	127	consequently	consequently	ADV
cjrl-2297	381	128	,	,	PUNCT
cjrl-2297	381	129	the	the	DET
cjrl-2297	381	130	direct	direct	ADJ
cjrl-2297	381	131	plus	plus	CCONJ
cjrl-2297	381	132	program	program	NOUN
cjrl-2297	381	133	offered	offer	VERB
cjrl-2297	381	134	more	more	ADV
cjrl-2297	381	135	favorable	favorable	ADJ
cjrl-2297	381	136	terms	term	NOUN
cjrl-2297	381	137	and	and	CCONJ
cjrl-2297	381	138	lower	low	ADJ
cjrl-2297	381	139	rates	rate	NOUN
cjrl-2297	381	140	than	than	ADP
cjrl-2297	381	141	the	the	DET
cjrl-2297	381	142	ffel	ffel	NOUN
cjrl-2297	381	143	plus	plus	CCONJ
cjrl-2297	381	144	program.129	program.129	VERB
cjrl-2297	381	145	under	under	ADP
cjrl-2297	381	146	the	the	DET
cjrl-2297	381	147	previous	previous	ADJ
cjrl-2297	381	148	financial	financial	ADJ
cjrl-2297	381	149	aid	aid	NOUN
cjrl-2297	381	150	structure	structure	NOUN
cjrl-2297	381	151	,	,	PUNCT
cjrl-2297	381	152	eligible	eligible	ADJ
cjrl-2297	381	153	plus	plus	CCONJ
cjrl-2297	381	154	loan	loan	NOUN
cjrl-2297	381	155	students	student	NOUN
cjrl-2297	381	156	and	and	CCONJ
cjrl-2297	381	157	their	their	PRON
cjrl-2297	381	158	families	family	NOUN
cjrl-2297	381	159	could	could	AUX
cjrl-2297	381	160	not	not	PART
cjrl-2297	381	161	choose	choose	VERB
cjrl-2297	381	162	between	between	ADP
cjrl-2297	381	163	the	the	DET
cjrl-2297	381	164	direct	direct	ADJ
cjrl-2297	381	165	plus	plus	CCONJ
cjrl-2297	381	166	or	or	CCONJ
cjrl-2297	381	167	ffel	ffel	NOUN
cjrl-2297	381	168	plus	plus	CCONJ
cjrl-2297	381	169	programs.130	programs.130	NOUN
cjrl-2297	381	170	rather	rather	ADV
cjrl-2297	381	171	,	,	PUNCT
cjrl-2297	381	172	the	the	DET
cjrl-2297	381	173	124	124	NUM
cjrl-2297	381	174	see	see	VERB
cjrl-2297	381	175	u.s	u.s	PROPN
cjrl-2297	381	176	.	.	PROPN
cjrl-2297	381	177	dept	dept	PROPN
cjrl-2297	381	178	.	.	PROPN
cjrl-2297	382	1	of	of	ADP
cjrl-2297	382	2	educ	educ	PROPN
cjrl-2297	382	3	.	.	PUNCT
cjrl-2297	383	1	,	,	PUNCT
cjrl-2297	383	2	supra	supra	PROPN
cjrl-2297	383	3	note	note	VERB
cjrl-2297	383	4	107	107	NUM
cjrl-2297	383	5	;	;	PUNCT
cjrl-2297	383	6	barack	barack	PROPN
cjrl-2297	383	7	obama	obama	PROPN
cjrl-2297	383	8	,	,	PUNCT
cjrl-2297	383	9	remarks	remark	NOUN
cjrl-2297	383	10	by	by	ADP
cjrl-2297	383	11	the	the	DET
cjrl-2297	383	12	president	president	NOUN
cjrl-2297	383	13	on	on	ADP
cjrl-2297	383	14	higher	high	ADJ
cjrl-2297	383	15	education	education	NOUN
cjrl-2297	383	16	,	,	PUNCT
cjrl-2297	383	17	whitehouse	whitehouse	NOUN
cjrl-2297	383	18	(	(	PUNCT
cjrl-2297	383	19	apr	apr	PROPN
cjrl-2297	383	20	.	.	PROPN
cjrl-2297	383	21	24	24	NUM
cjrl-2297	383	22	,	,	PUNCT
cjrl-2297	383	23	2009	2009	NUM
cjrl-2297	383	24	)	)	PUNCT
cjrl-2297	383	25	,	,	PUNCT
cjrl-2297	383	26	http://www.whitehouse.gov/the_press_office/remarks-by-the-president-on-highereducation/	http://www.whitehouse.gov/the_press_office/remarks-by-the-president-on-highereducation/	NOUN
cjrl-2297	383	27	;	;	PUNCT
cjrl-2297	383	28	see	see	VERB
cjrl-2297	383	29	generally	generally	ADV
cjrl-2297	383	30	health	health	NOUN
cjrl-2297	383	31	care	care	NOUN
cjrl-2297	383	32	and	and	CCONJ
cjrl-2297	383	33	education	education	NOUN
cjrl-2297	383	34	reconciliation	reconciliation	NOUN
cjrl-2297	383	35	act	act	NOUN
cjrl-2297	383	36	of	of	ADP
cjrl-2297	383	37	2010	2010	NUM
cjrl-2297	383	38	(	(	PUNCT
cjrl-2297	383	39	title	title	NOUN
cjrl-2297	383	40	ii	ii	PROPN
cjrl-2297	383	41	)	)	PUNCT
cjrl-2297	383	42	,	,	PUNCT
cjrl-2297	384	1	pub	pub	NOUN
cjrl-2297	384	2	.	.	PUNCT
cjrl-2297	385	1	l.	l.	PROPN
cjrl-2297	385	2	no	no	INTJ
cjrl-2297	385	3	.	.	PUNCT
cjrl-2297	386	1	111–152	111–152	NUM
cjrl-2297	386	2	,	,	PUNCT
cjrl-2297	386	3	124	124	NUM
cjrl-2297	386	4	stat	stat	NOUN
cjrl-2297	386	5	.	.	PUNCT
cjrl-2297	387	1	1029	1029	NUM
cjrl-2297	387	2	(	(	PUNCT
cjrl-2297	387	3	2010	2010	NUM
cjrl-2297	387	4	)	)	PUNCT
cjrl-2297	387	5	;	;	PUNCT
cjrl-2297	387	6	lochner	lochner	NOUN
cjrl-2297	387	7	,	,	PUNCT
cjrl-2297	387	8	supra	supra	PROPN
cjrl-2297	387	9	note	note	VERB
cjrl-2297	387	10	122	122	NUM
cjrl-2297	387	11	at	at	ADP
cjrl-2297	387	12	5	5	NUM
cjrl-2297	387	13	.	.	SYM
cjrl-2297	387	14	125	125	NUM
cjrl-2297	387	15	see	see	VERB
cjrl-2297	387	16	health	health	NOUN
cjrl-2297	387	17	care	care	NOUN
cjrl-2297	387	18	and	and	CCONJ
cjrl-2297	387	19	education	education	NOUN
cjrl-2297	387	20	reconciliation	reconciliation	NOUN
cjrl-2297	387	21	act	act	NOUN
cjrl-2297	387	22	of	of	ADP
cjrl-2297	387	23	2010	2010	NUM
cjrl-2297	387	24	(	(	PUNCT
cjrl-2297	387	25	title	title	NOUN
cjrl-2297	387	26	ii	ii	PROPN
cjrl-2297	387	27	)	)	PUNCT
cjrl-2297	387	28	,	,	PUNCT
cjrl-2297	388	1	pub	pub	NOUN
cjrl-2297	388	2	.	.	PUNCT
cjrl-2297	389	1	l.	l.	PROPN
cjrl-2297	389	2	no	no	INTJ
cjrl-2297	389	3	.	.	PROPN
cjrl-2297	389	4	111	111	NUM
cjrl-2297	389	5	–	–	PUNCT
cjrl-2297	389	6	152	152	NUM
cjrl-2297	389	7	;	;	PUNCT
cjrl-2297	389	8	see	see	VERB
cjrl-2297	389	9	generally	generally	ADV
cjrl-2297	389	10	kim	kim	PROPN
cjrl-2297	389	11	clark	clark	PROPN
cjrl-2297	389	12	,	,	PUNCT
cjrl-2297	389	13	big	big	ADJ
cjrl-2297	389	14	changes	change	NOUN
cjrl-2297	389	15	coming	come	VERB
cjrl-2297	389	16	to	to	ADP
cjrl-2297	389	17	student	student	NOUN
cjrl-2297	389	18	loans	loan	NOUN
cjrl-2297	389	19	,	,	PUNCT
cjrl-2297	389	20	u.s	u.s	PROPN
cjrl-2297	389	21	.	.	PROPN
cjrl-2297	389	22	news	news	PROPN
cjrl-2297	389	23	&	&	CCONJ
cjrl-2297	389	24	world	world	PROPN
cjrl-2297	389	25	report	report	PROPN
cjrl-2297	389	26	(	(	PUNCT
cjrl-2297	389	27	mar	mar	PROPN
cjrl-2297	389	28	.	.	PROPN
cjrl-2297	389	29	24	24	NUM
cjrl-2297	389	30	,	,	PUNCT
cjrl-2297	389	31	2010	2010	NUM
cjrl-2297	389	32	)	)	PUNCT
cjrl-2297	389	33	,	,	PUNCT
cjrl-2297	389	34	http://www.usnews.com/	http://www.usnews.com/	VERB
cjrl-2297	389	35	education	education	NOUN
cjrl-2297	389	36	/	/	SYM
cjrl-2297	389	37	articles/2010/03/24	articles/2010/03/24	NOUN
cjrl-2297	389	38	/	/	SYM
cjrl-2297	389	39	big	big	ADJ
cjrl-2297	389	40	-	-	PUNCT
cjrl-2297	389	41	changes	change	NOUN
cjrl-2297	389	42	-	-	PUNCT
cjrl-2297	389	43	coming	come	VERB
cjrl-2297	389	44	-	-	PUNCT
cjrl-2297	389	45	to	to	ADP
cjrl-2297	389	46	-	-	PUNCT
cjrl-2297	389	47	student	student	NOUN
cjrl-2297	389	48	-	-	PUNCT
cjrl-2297	389	49	loans	loan	NOUN
cjrl-2297	389	50	;	;	PUNCT
cjrl-2297	389	51	nick	nick	PROPN
cjrl-2297	389	52	anderson	anderson	PROPN
cjrl-2297	389	53	,	,	PUNCT
cjrl-2297	389	54	what	what	PRON
cjrl-2297	389	55	would	would	AUX
cjrl-2297	389	56	change	change	VERB
cjrl-2297	389	57	if	if	SCONJ
cjrl-2297	389	58	student	student	NOUN
cjrl-2297	389	59	lending	lending	NOUN
cjrl-2297	389	60	legislation	legislation	NOUN
cjrl-2297	389	61	passes	pass	VERB
cjrl-2297	389	62	,	,	PUNCT
cjrl-2297	389	63	washington	washington	PROPN
cjrl-2297	389	64	post	post	PROPN
cjrl-2297	389	65	(	(	PUNCT
cjrl-2297	389	66	mar	mar	PROPN
cjrl-2297	389	67	.	.	PROPN
cjrl-2297	389	68	26	26	NUM
cjrl-2297	389	69	,	,	PUNCT
cjrl-2297	389	70	2010	2010	NUM
cjrl-2297	389	71	)	)	PUNCT
cjrl-2297	389	72	,	,	PUNCT
cjrl-2297	390	1	http://www.washingtonpost.com/wp-dyn/content/	http://www.washingtonpost.com/wp-dyn/content/	PROPN
cjrl-2297	390	2	article/2010/03/25	article/2010/03/25	PROPN
cjrl-2297	390	3	/	/	SYM
cjrl-2297	390	4	ar2010032503578.html	ar2010032503578.html	PROPN
cjrl-2297	390	5	;	;	PUNCT
cjrl-2297	390	6	lochner	lochner	NOUN
cjrl-2297	390	7	,	,	PUNCT
cjrl-2297	390	8	supra	supra	PROPN
cjrl-2297	390	9	note	note	PROPN
cjrl-2297	390	10	122	122	NUM
cjrl-2297	390	11	.	.	PUNCT
cjrl-2297	390	12	126	126	NUM
cjrl-2297	390	13	see	see	VERB
cjrl-2297	390	14	health	health	NOUN
cjrl-2297	390	15	care	care	NOUN
cjrl-2297	390	16	and	and	CCONJ
cjrl-2297	390	17	education	education	NOUN
cjrl-2297	390	18	reconciliation	reconciliation	NOUN
cjrl-2297	390	19	act	act	NOUN
cjrl-2297	390	20	of	of	ADP
cjrl-2297	390	21	2010§§	2010§§	NUM
cjrl-2297	390	22	2201–05	2201–05	NUM
cjrl-2297	390	23	;	;	PUNCT
cjrl-2297	390	24	student	student	NOUN
cjrl-2297	390	25	aid	aid	NOUN
cjrl-2297	390	26	and	and	CCONJ
cjrl-2297	390	27	fiscal	fiscal	ADJ
cjrl-2297	390	28	responsibility	responsibility	NOUN
cjrl-2297	390	29	act	act	NOUN
cjrl-2297	390	30	of	of	ADP
cjrl-2297	390	31	2009	2009	NUM
cjrl-2297	390	32	,	,	PUNCT
cjrl-2297	390	33	h.r	h.r	PROPN
cjrl-2297	390	34	.	.	PROPN
cjrl-2297	390	35	3221	3221	NUM
cjrl-2297	390	36	,	,	PUNCT
cjrl-2297	390	37	111th	111th	ADJ
cjrl-2297	390	38	cong	cong	NOUN
cjrl-2297	390	39	.	.	PUNCT
cjrl-2297	391	1	(	(	PUNCT
cjrl-2297	391	2	2009	2009	NUM
cjrl-2297	391	3	)	)	PUNCT
cjrl-2297	391	4	;	;	PUNCT
cjrl-2297	391	5	tamar	tamar	PROPN
cjrl-2297	391	6	lewin	lewin	PROPN
cjrl-2297	391	7	,	,	PUNCT
cjrl-2297	391	8	house	house	PROPN
cjrl-2297	391	9	passes	pass	VERB
cjrl-2297	391	10	bill	bill	NOUN
cjrl-2297	391	11	to	to	PART
cjrl-2297	391	12	expand	expand	VERB
cjrl-2297	391	13	college	college	NOUN
cjrl-2297	391	14	aid	aid	NOUN
cjrl-2297	391	15	,	,	PUNCT
cjrl-2297	391	16	n.y	n.y	PROPN
cjrl-2297	391	17	.	.	PROPN
cjrl-2297	391	18	times	times	PROPN
cjrl-2297	391	19	(	(	PUNCT
cjrl-2297	391	20	sept	sept	PROPN
cjrl-2297	391	21	.	.	PROPN
cjrl-2297	391	22	17	17	NUM
cjrl-2297	391	23	,	,	PUNCT
cjrl-2297	391	24	2009	2009	NUM
cjrl-2297	391	25	)	)	PUNCT
cjrl-2297	391	26	,	,	PUNCT
cjrl-2297	391	27	http://www.nytimes.com/2009/09/18/education/18educ.html	http://www.nytimes.com/2009/09/18/education/18educ.html	PROPN
cjrl-2297	391	28	.	.	PROPN
cjrl-2297	392	1	127	127	NUM
cjrl-2297	392	2	see	see	VERB
cjrl-2297	392	3	health	health	NOUN
cjrl-2297	392	4	care	care	NOUN
cjrl-2297	392	5	and	and	CCONJ
cjrl-2297	392	6	education	education	NOUN
cjrl-2297	392	7	reconciliation	reconciliation	NOUN
cjrl-2297	392	8	act	act	NOUN
cjrl-2297	392	9	of	of	ADP
cjrl-2297	392	10	2010§§	2010§§	NUM
cjrl-2297	392	11	2201	2201	NUM
cjrl-2297	392	12	–	–	PUNCT
cjrl-2297	392	13	05	05	NUM
cjrl-2297	392	14	(	(	PUNCT
cjrl-2297	392	15	ending	end	VERB
cjrl-2297	392	16	the	the	DET
cjrl-2297	392	17	ffel	ffel	ADJ
cjrl-2297	392	18	program	program	NOUN
cjrl-2297	392	19	for	for	ADP
cjrl-2297	392	20	new	new	ADJ
cjrl-2297	392	21	plus	plus	CCONJ
cjrl-2297	392	22	loans	loan	NOUN
cjrl-2297	392	23	as	as	ADP
cjrl-2297	392	24	of	of	ADP
cjrl-2297	392	25	july	july	PROPN
cjrl-2297	392	26	1	1	NUM
cjrl-2297	392	27	,	,	PUNCT
cjrl-2297	392	28	2010	2010	NUM
cjrl-2297	392	29	,	,	PUNCT
cjrl-2297	392	30	while	while	SCONJ
cjrl-2297	392	31	maintaining	maintain	VERB
cjrl-2297	392	32	ffel	ffel	ADJ
cjrl-2297	392	33	plus	plus	CCONJ
cjrl-2297	392	34	loan	loan	NOUN
cjrl-2297	392	35	terms	term	NOUN
cjrl-2297	392	36	including	include	VERB
cjrl-2297	392	37	an	an	DET
cjrl-2297	392	38	increased	increase	VERB
cjrl-2297	392	39	interest	interest	NOUN
cjrl-2297	392	40	rate	rate	NOUN
cjrl-2297	392	41	on	on	ADP
cjrl-2297	392	42	existing	exist	VERB
cjrl-2297	392	43	loans	loan	NOUN
cjrl-2297	392	44	)	)	PUNCT
cjrl-2297	392	45	.	.	PUNCT
cjrl-2297	393	1	128	128	NUM
cjrl-2297	393	2	see	see	VERB
cjrl-2297	393	3	daniel	daniel	PROPN
cjrl-2297	393	4	a.	a.	PROPN
cjrl-2297	393	5	austin	austin	PROPN
cjrl-2297	393	6	,	,	PUNCT
cjrl-2297	393	7	the	the	DET
cjrl-2297	393	8	indentured	indenture	VERB
cjrl-2297	393	9	generation	generation	NOUN
cjrl-2297	393	10	:	:	PUNCT
cjrl-2297	393	11	bankruptcy	bankruptcy	NOUN
cjrl-2297	393	12	and	and	CCONJ
cjrl-2297	393	13	student	student	NOUN
cjrl-2297	393	14	loan	loan	NOUN
cjrl-2297	393	15	debt	debt	NOUN
cjrl-2297	393	16	,	,	PUNCT
cjrl-2297	393	17	53	53	NUM
cjrl-2297	393	18	santa	santa	PROPN
cjrl-2297	393	19	clara	clara	PROPN
cjrl-2297	393	20	l.	l.	PROPN
cjrl-2297	393	21	rev	rev	PROPN
cjrl-2297	393	22	.	.	PROPN
cjrl-2297	393	23	329	329	NUM
cjrl-2297	393	24	,	,	PUNCT
cjrl-2297	393	25	340	340	NUM
cjrl-2297	393	26	(	(	PUNCT
cjrl-2297	393	27	2013	2013	NUM
cjrl-2297	393	28	)	)	PUNCT
cjrl-2297	393	29	(	(	PUNCT
cjrl-2297	393	30	“	"	PUNCT
cjrl-2297	393	31	loans	loan	NOUN
cjrl-2297	393	32	are	be	AUX
cjrl-2297	393	33	now	now	ADV
cjrl-2297	393	34	made	make	VERB
cjrl-2297	393	35	directly	directly	ADV
cjrl-2297	393	36	to	to	ADP
cjrl-2297	393	37	students	student	NOUN
cjrl-2297	393	38	through	through	ADP
cjrl-2297	393	39	the	the	DET
cjrl-2297	393	40	u.s	u.s	PROPN
cjrl-2297	393	41	.	.	PROPN
cjrl-2297	393	42	department	department	PROPN
cjrl-2297	393	43	of	of	ADP
cjrl-2297	393	44	education	education	NOUN
cjrl-2297	393	45	,	,	PUNCT
cjrl-2297	393	46	ending	end	VERB
cjrl-2297	393	47	the	the	DET
cjrl-2297	393	48	ffelp	ffelp	NOUN
cjrl-2297	393	49	program	program	NOUN
cjrl-2297	393	50	.	.	PUNCT
cjrl-2297	394	1	for	for	ADP
cjrl-2297	394	2	loans	loan	NOUN
cjrl-2297	394	3	made	make	VERB
cjrl-2297	394	4	before	before	ADP
cjrl-2297	394	5	2010	2010	NUM
cjrl-2297	394	6	,	,	PUNCT
cjrl-2297	394	7	lenders	lender	NOUN
cjrl-2297	394	8	receive	receive	VERB
cjrl-2297	394	9	the	the	DET
cjrl-2297	394	10	higher	high	ADJ
cjrl-2297	394	11	of	of	ADP
cjrl-2297	394	12	the	the	DET
cjrl-2297	394	13	special	special	ADJ
cjrl-2297	394	14	allowance	allowance	NOUN
cjrl-2297	394	15	rate	rate	NOUN
cjrl-2297	394	16	or	or	CCONJ
cjrl-2297	394	17	the	the	DET
cjrl-2297	394	18	student	student	NOUN
cjrl-2297	394	19	interest	interest	NOUN
cjrl-2297	394	20	rate	rate	NOUN
cjrl-2297	394	21	set	set	VERB
cjrl-2297	394	22	by	by	ADP
cjrl-2297	394	23	the	the	DET
cjrl-2297	394	24	government	government	NOUN
cjrl-2297	394	25	for	for	ADP
cjrl-2297	394	26	new	new	ADJ
cjrl-2297	394	27	student	student	NOUN
cjrl-2297	394	28	loans	loan	NOUN
cjrl-2297	394	29	.	.	PUNCT
cjrl-2297	395	1	if	if	SCONJ
cjrl-2297	395	2	the	the	DET
cjrl-2297	395	3	student	student	NOUN
cjrl-2297	395	4	rate	rate	NOUN
cjrl-2297	395	5	is	be	AUX
cjrl-2297	395	6	lower	low	ADJ
cjrl-2297	395	7	than	than	ADP
cjrl-2297	395	8	the	the	DET
cjrl-2297	395	9	special	special	ADJ
cjrl-2297	395	10	allowance	allowance	NOUN
cjrl-2297	395	11	rate	rate	NOUN
cjrl-2297	395	12	,	,	PUNCT
cjrl-2297	395	13	the	the	DET
cjrl-2297	395	14	government	government	NOUN
cjrl-2297	395	15	makes	make	VERB
cjrl-2297	395	16	up	up	ADP
cjrl-2297	395	17	the	the	DET
cjrl-2297	395	18	difference	difference	NOUN
cjrl-2297	395	19	.	.	PUNCT
cjrl-2297	396	1	in	in	ADP
cjrl-2297	396	2	the	the	DET
cjrl-2297	396	3	event	event	NOUN
cjrl-2297	396	4	that	that	PRON
cjrl-2297	396	5	the	the	DET
cjrl-2297	396	6	student	student	NOUN
cjrl-2297	396	7	rate	rate	NOUN
cjrl-2297	396	8	is	be	AUX
cjrl-2297	396	9	higher	high	ADJ
cjrl-2297	396	10	,	,	PUNCT
cjrl-2297	396	11	the	the	DET
cjrl-2297	396	12	lender	lender	NOUN
cjrl-2297	396	13	pays	pay	VERB
cjrl-2297	396	14	the	the	DET
cjrl-2297	396	15	difference	difference	NOUN
cjrl-2297	396	16	to	to	ADP
cjrl-2297	396	17	the	the	DET
cjrl-2297	396	18	government	government	NOUN
cjrl-2297	396	19	.	.	PUNCT
cjrl-2297	396	20	”	"	PUNCT
cjrl-2297	396	21	)	)	PUNCT
cjrl-2297	397	1	(	(	PUNCT
cjrl-2297	397	2	citations	citation	NOUN
cjrl-2297	397	3	omitted	omit	VERB
cjrl-2297	397	4	)	)	PUNCT
cjrl-2297	397	5	.	.	PUNCT
cjrl-2297	398	1	129	129	NUM
cjrl-2297	398	2	see	see	VERB
cjrl-2297	398	3	cong	cong	NOUN
cjrl-2297	398	4	.	.	PUNCT
cjrl-2297	399	1	budget	budget	NOUN
cjrl-2297	399	2	office	office	PROPN
cjrl-2297	399	3	,	,	PUNCT
cjrl-2297	399	4	letter	letter	NOUN
cjrl-2297	399	5	to	to	ADP
cjrl-2297	399	6	the	the	DET
cjrl-2297	399	7	honorable	honorable	ADJ
cjrl-2297	399	8	judd	judd	PROPN
cjrl-2297	399	9	gregg	gregg	PROPN
cjrl-2297	399	10	,	,	PUNCT
cjrl-2297	399	11	cong	cong	PROPN
cjrl-2297	399	12	.	.	PUNCT
cjrl-2297	400	1	budget	budget	NOUN
cjrl-2297	400	2	office	office	PROPN
cjrl-2297	400	3	(	(	PUNCT
cjrl-2297	400	4	mar	mar	PROPN
cjrl-2297	400	5	.	.	PROPN
cjrl-2297	400	6	15	15	NUM
cjrl-2297	400	7	,	,	PUNCT
cjrl-2297	400	8	2010	2010	NUM
cjrl-2297	400	9	)	)	PUNCT
cjrl-2297	400	10	,	,	PUNCT
cjrl-2297	400	11	http://www.cbo.gov/sites/default/files/cbofiles/ftpdocs/113xx/doc11343/03-15-student_loan_letter.pdf	http://www.cbo.gov/sites/default/files/cbofiles/ftpdocs/113xx/doc11343/03-15-student_loan_letter.pdf	NOUN
cjrl-2297	400	12	(	(	PUNCT
cjrl-2297	400	13	estimating	estimate	VERB
cjrl-2297	400	14	a	a	DET
cjrl-2297	400	15	savings	saving	NOUN
cjrl-2297	400	16	of	of	ADP
cjrl-2297	400	17	$	$	SYM
cjrl-2297	400	18	68.7	68.7	NUM
cjrl-2297	400	19	billion	billion	NUM
cjrl-2297	400	20	over	over	ADP
cjrl-2297	400	21	ten	ten	NUM
cjrl-2297	400	22	years	year	NOUN
cjrl-2297	400	23	by	by	ADP
cjrl-2297	400	24	eliminating	eliminate	VERB
cjrl-2297	400	25	the	the	DET
cjrl-2297	400	26	ffel	ffel	ADJ
cjrl-2297	400	27	program	program	NOUN
cjrl-2297	400	28	)	)	PUNCT
cjrl-2297	400	29	;	;	PUNCT
cjrl-2297	400	30	see	see	VERB
cjrl-2297	400	31	generally	generally	ADV
cjrl-2297	400	32	new	new	PROPN
cjrl-2297	400	33	america	america	PROPN
cjrl-2297	400	34	foundation	foundation	PROPN
cjrl-2297	400	35	,	,	PUNCT
cjrl-2297	400	36	federal	federal	ADJ
cjrl-2297	400	37	student	student	NOUN
cjrl-2297	400	38	loan	loan	NOUN
cjrl-2297	400	39	programs	program	NOUN
cjrl-2297	400	40	–	–	PUNCT
cjrl-2297	400	41	history	history	NOUN
cjrl-2297	400	42	,	,	PUNCT
cjrl-2297	400	43	new	new	PROPN
cjrl-2297	400	44	america	america	PROPN
cjrl-2297	400	45	foundation	foundation	PROPN
cjrl-2297	400	46	(	(	PUNCT
cjrl-2297	400	47	mar	mar	PROPN
cjrl-2297	400	48	.	.	PROPN
cjrl-2297	400	49	28	28	NUM
cjrl-2297	400	50	,	,	PUNCT
cjrl-2297	400	51	2012	2012	NUM
cjrl-2297	400	52	)	)	PUNCT
cjrl-2297	400	53	,	,	PUNCT
cjrl-2297	400	54	http://febp.newamerica.net/backgroundanalysis/federal-student-loan-programs-history	http://febp.newamerica.net/backgroundanalysis/federal-student-loan-programs-history	NOUN
cjrl-2297	400	55	;	;	PUNCT
cjrl-2297	400	56	chuck	chuck	PROPN
cjrl-2297	400	57	marr	marr	PROPN
cjrl-2297	400	58	&	&	CCONJ
cjrl-2297	400	59	gillian	gillian	PROPN
cjrl-2297	400	60	brunet	brunet	PROPN
cjrl-2297	400	61	,	,	PUNCT
cjrl-2297	400	62	student	student	NOUN
cjrl-2297	400	63	loan	loan	NOUN
cjrl-2297	400	64	reform	reform	NOUN
cjrl-2297	400	65	in	in	ADP
cjrl-2297	400	66	health	health	NOUN
cjrl-2297	400	67	bill	bill	NOUN
cjrl-2297	400	68	would	would	AUX
cjrl-2297	400	69	save	save	VERB
cjrl-2297	400	70	more	more	ADJ
cjrl-2297	400	71	than	than	ADP
cjrl-2297	400	72	$	$	SYM
cjrl-2297	400	73	60	60	NUM
cjrl-2297	400	74	billion	billion	NUM
cjrl-2297	400	75	and	and	CCONJ
cjrl-2297	400	76	invest	invest	VERB
cjrl-2297	400	77	in	in	ADP
cjrl-2297	400	78	access	access	NOUN
cjrl-2297	400	79	to	to	ADP
cjrl-2297	400	80	college	college	NOUN
cjrl-2297	400	81	,	,	PUNCT
cjrl-2297	400	82	ctr	ctr	PROPN
cjrl-2297	400	83	on	on	ADP
cjrl-2297	400	84	budget	budget	NOUN
cjrl-2297	400	85	and	and	CCONJ
cjrl-2297	400	86	policy	policy	NOUN
cjrl-2297	400	87	priorities	priority	NOUN
cjrl-2297	400	88	(	(	PUNCT
cjrl-2297	400	89	mar	mar	PROPN
cjrl-2297	400	90	.	.	PROPN
cjrl-2297	400	91	19	19	NUM
cjrl-2297	400	92	,	,	PUNCT
cjrl-2297	400	93	2010	2010	NUM
cjrl-2297	400	94	)	)	PUNCT
cjrl-2297	400	95	,	,	PUNCT
cjrl-2297	400	96	http://www.cbpp.org/files/3-19-10health2.pdf	http://www.cbpp.org/files/3-19-10health2.pdf	PROPN
cjrl-2297	400	97	.	.	PUNCT
cjrl-2297	401	1	but	but	CCONJ
cjrl-2297	401	2	see	see	VERB
cjrl-2297	401	3	finaid	finaid	NOUN
cjrl-2297	401	4	,	,	PUNCT
cjrl-2297	401	5	direct	direct	ADJ
cjrl-2297	401	6	loans	loan	NOUN
cjrl-2297	401	7	vs.	vs.	ADP
cjrl-2297	401	8	ffel	ffel	ADJ
cjrl-2297	401	9	program	program	NOUN
cjrl-2297	401	10	,	,	PUNCT
cjrl-2297	401	11	finaid	finaid	NOUN
cjrl-2297	401	12	,	,	PUNCT
cjrl-2297	401	13	http://	http://	PROPN
cjrl-2297	401	14	www.finaid.org/loans/dl-vs-ffel.phtml	www.finaid.org/loans/dl-vs-ffel.phtml	PROPN
cjrl-2297	401	15	,	,	PUNCT
cjrl-2297	401	16	(	(	PUNCT
cjrl-2297	401	17	last	last	ADJ
cjrl-2297	401	18	visited	visit	VERB
cjrl-2297	401	19	may	may	PROPN
cjrl-2297	401	20	1	1	NUM
cjrl-2297	401	21	,	,	PUNCT
cjrl-2297	401	22	2013	2013	NUM
cjrl-2297	401	23	)	)	PUNCT
cjrl-2297	401	24	(	(	PUNCT
cjrl-2297	401	25	“	"	PUNCT
cjrl-2297	401	26	[	[	X
cjrl-2297	401	27	a]bout	a]bout	ADP
cjrl-2297	401	28	two	two	NUM
cjrl-2297	401	29	-	-	PUNCT
cjrl-2297	401	30	thirds	third	NOUN
cjrl-2297	401	31	of	of	ADP
cjrl-2297	401	32	the	the	DET
cjrl-2297	401	33	ffel	ffel	PROPN
cjrl-2297	401	34	program	program	NOUN
cjrl-2297	401	35	loan	loan	NOUN
cjrl-2297	401	36	volume	volume	NOUN
cjrl-2297	401	37	in	in	ADP
cjrl-2297	401	38	2008	2008	NUM
cjrl-2297	401	39	-	-	SYM
cjrl-2297	401	40	09	09	NUM
cjrl-2297	401	41	was	be	AUX
cjrl-2297	401	42	funded	fund	VERB
cjrl-2297	401	43	through	through	ADP
cjrl-2297	401	44	the	the	DET
cjrl-2297	401	45	ensuring	ensure	VERB
cjrl-2297	401	46	continued	continue	VERB
cjrl-2297	401	47	access	access	NOUN
cjrl-2297	401	48	to	to	ADP
cjrl-2297	401	49	student	student	NOUN
cjrl-2297	401	50	loans	loan	NOUN
cjrl-2297	401	51	act	act	NOUN
cjrl-2297	401	52	of	of	ADP
cjrl-2297	401	53	2008	2008	NUM
cjrl-2297	401	54	and	and	CCONJ
cjrl-2297	401	55	has	have	AUX
cjrl-2297	401	56	been	be	AUX
cjrl-2297	401	57	or	or	CCONJ
cjrl-2297	401	58	will	will	AUX
cjrl-2297	401	59	be	be	AUX
cjrl-2297	401	60	sold	sell	VERB
cjrl-2297	401	61	to	to	ADP
cjrl-2297	401	62	the	the	DET
cjrl-2297	401	63	us	us	PROPN
cjrl-2297	401	64	department	department	PROPN
cjrl-2297	401	65	of	of	ADP
cjrl-2297	401	66	education	education	NOUN
cjrl-2297	401	67	.	.	PUNCT
cjrl-2297	402	1	this	this	PRON
cjrl-2297	402	2	is	be	AUX
cjrl-2297	402	3	in	in	ADP
cjrl-2297	402	4	contrast	contrast	NOUN
cjrl-2297	402	5	with	with	ADP
cjrl-2297	402	6	the	the	DET
cjrl-2297	402	7	direct	direct	ADJ
cjrl-2297	402	8	loan	loan	NOUN
cjrl-2297	402	9	program	program	NOUN
cjrl-2297	402	10	,	,	PUNCT
cjrl-2297	402	11	where	where	SCONJ
cjrl-2297	402	12	federal	federal	ADJ
cjrl-2297	402	13	education	education	NOUN
cjrl-2297	402	14	loans	loan	NOUN
cjrl-2297	402	15	are	be	AUX
cjrl-2297	402	16	held	hold	VERB
cjrl-2297	402	17	by	by	ADP
cjrl-2297	402	18	the	the	DET
cjrl-2297	402	19	us	us	PROPN
cjrl-2297	402	20	department	department	PROPN
cjrl-2297	402	21	of	of	ADP
cjrl-2297	402	22	education	education	NOUN
cjrl-2297	402	23	for	for	ADP
cjrl-2297	402	24	the	the	DET
cjrl-2297	402	25	life	life	NOUN
cjrl-2297	402	26	of	of	ADP
cjrl-2297	402	27	the	the	DET
cjrl-2297	402	28	loan	loan	NOUN
cjrl-2297	402	29	and	and	CCONJ
cjrl-2297	402	30	are	be	AUX
cjrl-2297	402	31	not	not	PART
cjrl-2297	402	32	sold	sell	VERB
cjrl-2297	402	33	.	.	PUNCT
cjrl-2297	402	34	.	.	PUNCT
cjrl-2297	402	35	.	.	PUNCT
cjrl-2297	402	36	.	.	PUNCT
cjrl-2297	403	1	[	[	X
cjrl-2297	403	2	i]n	i]n	VERB
cjrl-2297	403	3	the	the	DET
cjrl-2297	403	4	college	college	NOUN
cjrl-2297	403	5	cost	cost	NOUN
cjrl-2297	403	6	reduction	reduction	NOUN
cjrl-2297	403	7	and	and	CCONJ
cjrl-2297	403	8	access	access	NOUN
cjrl-2297	403	9	act	act	NOUN
cjrl-2297	403	10	of	of	ADP
cjrl-2297	403	11	2007	2007	NUM
cjrl-2297	403	12	,	,	PUNCT
cjrl-2297	403	13	when	when	SCONJ
cjrl-2297	403	14	combined	combine	VERB
cjrl-2297	403	15	with	with	ADP
cjrl-2297	403	16	the	the	DET
cjrl-2297	403	17	savings	saving	NOUN
cjrl-2297	403	18	from	from	ADP
cjrl-2297	403	19	the	the	DET
cjrl-2297	403	20	ensuring	ensure	VERB
cjrl-2297	403	21	continued	continue	VERB
cjrl-2297	403	22	access	access	NOUN
cjrl-2297	403	23	to	to	ADP
cjrl-2297	403	24	student	student	NOUN
cjrl-2297	403	25	loans	loan	NOUN
cjrl-2297	403	26	act	act	NOUN
cjrl-2297	403	27	of	of	ADP
cjrl-2297	403	28	2008	2008	NUM
cjrl-2297	403	29	(	(	PUNCT
cjrl-2297	403	30	ecasla	ecasla	ADJ
cjrl-2297	403	31	)	)	PUNCT
cjrl-2297	403	32	,	,	PUNCT
cjrl-2297	403	33	caused	cause	VERB
cjrl-2297	403	34	the	the	DET
cjrl-2297	403	35	ffel	ffel	ADJ
cjrl-2297	403	36	program	program	NOUN
cjrl-2297	403	37	to	to	PART
cjrl-2297	403	38	cost	cost	VERB
cjrl-2297	403	39	less	less	ADJ
cjrl-2297	403	40	than	than	ADP
cjrl-2297	403	41	the	the	DET
cjrl-2297	403	42	direct	direct	ADJ
cjrl-2297	403	43	loan	loan	NOUN
cjrl-2297	403	44	program	program	NOUN
cjrl-2297	403	45	in	in	ADP
cjrl-2297	403	46	fy	fy	PROPN
cjrl-2297	403	47	2008	2008	NUM
cjrl-2297	403	48	on	on	ADP
cjrl-2297	403	49	a	a	DET
cjrl-2297	403	50	per	per	ADP
cjrl-2297	403	51	-	-	PUNCT
cjrl-2297	403	52	dollar	dollar	NOUN
cjrl-2297	403	53	-	-	PUNCT
cjrl-2297	403	54	lent	lent	NOUN
cjrl-2297	403	55	basis	basis	NOUN
cjrl-2297	403	56	.	.	PUNCT
cjrl-2297	403	57	.	.	PUNCT
cjrl-2297	403	58	.	.	PUNCT
cjrl-2297	403	59	.	.	PUNCT
cjrl-2297	403	60	”	"	PUNCT
cjrl-2297	403	61	)	)	PUNCT
cjrl-2297	403	62	.	.	PUNCT
cjrl-2297	404	1	130	130	NUM
cjrl-2297	404	2	see	see	VERB
cjrl-2297	404	3	generally	generally	ADV
cjrl-2297	404	4	jennifer	jennifer	PROPN
cjrl-2297	404	5	liberto	liberto	PROPN
cjrl-2297	404	6	,	,	PUNCT
cjrl-2297	404	7	trying	try	VERB
cjrl-2297	404	8	to	to	PART
cjrl-2297	404	9	flunk	flunk	VERB
cjrl-2297	404	10	banks	bank	NOUN
cjrl-2297	404	11	out	out	ADP
cjrl-2297	404	12	of	of	ADP
cjrl-2297	404	13	college	college	NOUN
cjrl-2297	404	14	,	,	PUNCT
cjrl-2297	404	15	cnn	cnn	PROPN
cjrl-2297	404	16	(	(	PUNCT
cjrl-2297	404	17	mar	mar	PROPN
cjrl-2297	404	18	.	.	PROPN
cjrl-2297	404	19	12	12	NUM
cjrl-2297	404	20	,	,	PUNCT
cjrl-2297	404	21	2010	2010	NUM
cjrl-2297	404	22	)	)	PUNCT
cjrl-2297	404	23	,	,	PUNCT
cjrl-2297	404	24	http://	http://	PROPN
cjrl-2297	404	25	money.cnn.com/2010/03/11/news/economy/student_loans/	money.cnn.com/2010/03/11/news/economy/student_loans/	PROPN
cjrl-2297	404	26	;	;	PUNCT
cjrl-2297	404	27	dave	dave	PROPN
cjrl-2297	404	28	roos	roos	PROPN
cjrl-2297	404	29	,	,	PUNCT
cjrl-2297	404	30	how	how	SCONJ
cjrl-2297	404	31	plus	plus	CCONJ
cjrl-2297	404	32	loans	loan	NOUN
cjrl-2297	404	33	work	work	VERB
cjrl-2297	404	34	,	,	PUNCT
cjrl-2297	404	35	how	how	SCONJ
cjrl-2297	404	36	stuff	stuff	NOUN
cjrl-2297	404	37	works	work	VERB
cjrl-2297	404	38	(	(	PUNCT
cjrl-2297	404	39	mar	mar	PROPN
cjrl-2297	404	40	.	.	PROPN
cjrl-2297	404	41	31	31	NUM
cjrl-2297	404	42	,	,	PUNCT
cjrl-2297	404	43	2010	2010	NUM
cjrl-2297	404	44	)	)	PUNCT
cjrl-2297	404	45	,	,	PUNCT
cjrl-2297	404	46	http://money.howstuffworks.com/personal-finance/college-planning/financial-aid/plus	http://money.howstuffworks.com/personal-finance/college-planning/financial-aid/plus	ADJ
cjrl-2297	404	47	foreclosures	foreclosure	NOUN
cjrl-2297	404	48	and	and	CCONJ
cjrl-2297	404	49	financial	financial	ADJ
cjrl-2297	404	50	aid	aid	NOUN
cjrl-2297	404	51	vol	vol	NOUN
cjrl-2297	404	52	.	.	PUNCT
cjrl-2297	404	53	4:2	4:2	NUM
cjrl-2297	405	1	148	148	NUM
cjrl-2297	405	2	eligible	eligible	ADJ
cjrl-2297	405	3	educational	educational	ADJ
cjrl-2297	405	4	institution	institution	NOUN
cjrl-2297	405	5	determined	determine	VERB
cjrl-2297	405	6	which	which	PRON
cjrl-2297	405	7	plus	plus	CCONJ
cjrl-2297	405	8	program	program	NOUN
cjrl-2297	405	9	it	it	PRON
cjrl-2297	405	10	would	would	AUX
cjrl-2297	405	11	enroll	enroll	VERB
cjrl-2297	405	12	in	in	ADP
cjrl-2297	405	13	,	,	PUNCT
cjrl-2297	405	14	thereby	thereby	ADV
cjrl-2297	405	15	precluding	preclude	VERB
cjrl-2297	405	16	students	student	NOUN
cjrl-2297	405	17	from	from	ADP
cjrl-2297	405	18	negotiating	negotiate	VERB
cjrl-2297	405	19	better	well	ADJ
cjrl-2297	405	20	terms	term	NOUN
cjrl-2297	405	21	and	and	CCONJ
cjrl-2297	405	22	rates	rate	NOUN
cjrl-2297	405	23	for	for	ADP
cjrl-2297	405	24	their	their	PRON
cjrl-2297	405	25	federal	federal	ADJ
cjrl-2297	405	26	plus	plus	CCONJ
cjrl-2297	405	27	loans.131	loans.131	NOUN
cjrl-2297	405	28	such	such	DET
cjrl-2297	405	29	a	a	DET
cjrl-2297	405	30	practice	practice	NOUN
cjrl-2297	405	31	adversely	adversely	ADV
cjrl-2297	405	32	affected	affect	VERB
cjrl-2297	405	33	student	student	NOUN
cjrl-2297	405	34	loan	loan	NOUN
cjrl-2297	405	35	prospects.132	prospects.132	PROPN
cjrl-2297	405	36	d.	d.	PROPN
cjrl-2297	405	37	the	the	DET
cjrl-2297	405	38	housing	housing	NOUN
cjrl-2297	405	39	crisis	crisis	NOUN
cjrl-2297	405	40	and	and	CCONJ
cjrl-2297	405	41	ensuing	ensue	VERB
cjrl-2297	405	42	credit	credit	NOUN
cjrl-2297	405	43	crunch	crunch	NOUN
cjrl-2297	405	44	for	for	ADP
cjrl-2297	405	45	plus	plus	CCONJ
cjrl-2297	405	46	loans	loan	NOUN
cjrl-2297	405	47	the	the	DET
cjrl-2297	405	48	great	great	ADJ
cjrl-2297	405	49	recession	recession	NOUN
cjrl-2297	405	50	prompted	prompt	VERB
cjrl-2297	405	51	an	an	DET
cjrl-2297	405	52	economic	economic	ADJ
cjrl-2297	405	53	downturn	downturn	NOUN
cjrl-2297	405	54	that	that	PRON
cjrl-2297	405	55	officially	officially	ADV
cjrl-2297	405	56	spanned	span	VERB
cjrl-2297	405	57	from	from	ADP
cjrl-2297	405	58	2007	2007	NUM
cjrl-2297	405	59	to	to	ADP
cjrl-2297	405	60	2009	2009	NUM
cjrl-2297	405	61	,	,	PUNCT
cjrl-2297	405	62	and	and	CCONJ
cjrl-2297	405	63	left	leave	VERB
cjrl-2297	405	64	household	household	NOUN
cjrl-2297	405	65	wealth	wealth	NOUN
cjrl-2297	405	66	to	to	PART
cjrl-2297	405	67	spiral	spiral	VERB
cjrl-2297	405	68	several	several	ADJ
cjrl-2297	405	69	years	year	NOUN
cjrl-2297	405	70	thereafter.133	thereafter.133	NOUN
cjrl-2297	405	71	the	the	DET
cjrl-2297	405	72	resulting	result	VERB
cjrl-2297	405	73	financial	financial	ADJ
cjrl-2297	405	74	instability	instability	NOUN
cjrl-2297	405	75	was	be	AUX
cjrl-2297	405	76	caused	cause	VERB
cjrl-2297	405	77	in	in	ADP
cjrl-2297	405	78	part	part	NOUN
cjrl-2297	405	79	by	by	ADP
cjrl-2297	405	80	a	a	DET
cjrl-2297	405	81	downturn	downturn	NOUN
cjrl-2297	405	82	in	in	ADP
cjrl-2297	405	83	the	the	DET
cjrl-2297	405	84	housing	housing	NOUN
cjrl-2297	405	85	market	market	NOUN
cjrl-2297	405	86	spurred	spur	VERB
cjrl-2297	405	87	by	by	ADP
cjrl-2297	405	88	the	the	DET
cjrl-2297	405	89	default	default	NOUN
cjrl-2297	405	90	of	of	ADP
cjrl-2297	405	91	mortgage	mortgage	NOUN
cjrl-2297	405	92	-	-	PUNCT
cjrl-2297	405	93	backed	back	VERB
cjrl-2297	405	94	securities.134	securities.134	PROPN
cjrl-2297	405	95	during	during	ADP
cjrl-2297	405	96	the	the	DET
cjrl-2297	405	97	turbulent	turbulent	ADJ
cjrl-2297	405	98	years	year	NOUN
cjrl-2297	405	99	of	of	ADP
cjrl-2297	405	100	the	the	DET
cjrl-2297	405	101	great	great	ADJ
cjrl-2297	405	102	recession	recession	NOUN
cjrl-2297	405	103	,	,	PUNCT
cjrl-2297	405	104	the	the	DET
cjrl-2297	405	105	home	home	NOUN
cjrl-2297	405	106	mortgage	mortgage	NOUN
cjrl-2297	405	107	crisis	crisis	NOUN
cjrl-2297	405	108	permeated	permeate	VERB
cjrl-2297	405	109	the	the	DET
cjrl-2297	405	110	financial	financial	ADJ
cjrl-2297	405	111	market	market	NOUN
cjrl-2297	405	112	to	to	PART
cjrl-2297	405	113	cripple	cripple	VERB
cjrl-2297	405	114	some	some	PRON
cjrl-2297	405	115	of	of	ADP
cjrl-2297	405	116	the	the	DET
cjrl-2297	405	117	largest	large	ADJ
cjrl-2297	405	118	financial	financial	ADJ
cjrl-2297	405	119	institutions	institution	NOUN
cjrl-2297	405	120	in	in	ADP
cjrl-2297	405	121	our	our	PRON
cjrl-2297	405	122	nation	nation	NOUN
cjrl-2297	405	123	,	,	PUNCT
cjrl-2297	405	124	including	include	VERB
cjrl-2297	405	125	lehman	lehman	PROPN
cjrl-2297	405	126	brothers	brother	NOUN
cjrl-2297	405	127	,	,	PUNCT
cjrl-2297	405	128	bear	bear	PROPN
cjrl-2297	405	129	sterns	stern	NOUN
cjrl-2297	405	130	,	,	PUNCT
cjrl-2297	405	131	and	and	CCONJ
cjrl-2297	405	132	aig.135	aig.135	VERB
cjrl-2297	405	133	large	large	ADJ
cjrl-2297	405	134	financial	financial	ADJ
cjrl-2297	405	135	institutions	institution	NOUN
cjrl-2297	405	136	with	with	ADP
cjrl-2297	405	137	a	a	DET
cjrl-2297	405	138	concentration	concentration	NOUN
cjrl-2297	405	139	in	in	ADP
cjrl-2297	405	140	real	real	ADJ
cjrl-2297	405	141	estate	estate	NOUN
cjrl-2297	405	142	assets	asset	NOUN
cjrl-2297	405	143	contributed	contribute	VERB
cjrl-2297	405	144	to	to	ADP
cjrl-2297	405	145	an	an	DET
cjrl-2297	405	146	unprecedented	unprecedented	ADJ
cjrl-2297	405	147	number	number	NOUN
cjrl-2297	405	148	of	of	ADP
cjrl-2297	405	149	bank	bank	NOUN
cjrl-2297	405	150	failures	failure	NOUN
cjrl-2297	405	151	and	and	CCONJ
cjrl-2297	405	152	closures.136	closures.136	NOUN
cjrl-2297	405	153	loans3.htm	loans3.htm	PROPN
cjrl-2297	405	154	;	;	PUNCT
cjrl-2297	405	155	abigail	abigail	PROPN
cjrl-2297	405	156	field	field	PROPN
cjrl-2297	405	157	,	,	PUNCT
cjrl-2297	405	158	how	how	SCONJ
cjrl-2297	405	159	the	the	DET
cjrl-2297	405	160	banks	bank	NOUN
cjrl-2297	405	161	’	’	PART
cjrl-2297	405	162	student	student	NOUN
cjrl-2297	405	163	loan	loan	NOUN
cjrl-2297	405	164	gravy	gravy	NOUN
cjrl-2297	405	165	train	train	NOUN
cjrl-2297	405	166	finally	finally	ADV
cjrl-2297	405	167	got	get	AUX
cjrl-2297	405	168	halted	halt	VERB
cjrl-2297	405	169	,	,	PUNCT
cjrl-2297	405	170	daily	daily	ADJ
cjrl-2297	405	171	finance	finance	NOUN
cjrl-2297	405	172	(	(	PUNCT
cjrl-2297	405	173	mar	mar	PROPN
cjrl-2297	405	174	.	.	PROPN
cjrl-2297	405	175	30	30	NUM
cjrl-2297	405	176	,	,	PUNCT
cjrl-2297	405	177	2010	2010	NUM
cjrl-2297	405	178	)	)	PUNCT
cjrl-2297	405	179	,	,	PUNCT
cjrl-2297	405	180	http://www.dailyfinance.com/2010/03/30/how-the-banks-student-loan-gravy-train-finally-got-halted/.	http://www.dailyfinance.com/2010/03/30/how-the-banks-student-loan-gravy-train-finally-got-halted/.	NOUN
cjrl-2297	405	181	131	131	NUM
cjrl-2297	405	182	see	see	VERB
cjrl-2297	405	183	generally	generally	ADV
cjrl-2297	405	184	liberto	liberto	VERB
cjrl-2297	405	185	,	,	PUNCT
cjrl-2297	405	186	supra	supra	PROPN
cjrl-2297	405	187	note	note	PROPN
cjrl-2297	405	188	130	130	NUM
cjrl-2297	405	189	;	;	PUNCT
cjrl-2297	405	190	roos	roo	NOUN
cjrl-2297	405	191	,	,	PUNCT
cjrl-2297	405	192	supra	supra	PROPN
cjrl-2297	405	193	note	note	PROPN
cjrl-2297	405	194	130	130	NUM
cjrl-2297	405	195	;	;	PUNCT
cjrl-2297	405	196	field	field	NOUN
cjrl-2297	405	197	,	,	PUNCT
cjrl-2297	405	198	supra	supra	PROPN
cjrl-2297	405	199	note	note	NOUN
cjrl-2297	405	200	130	130	NUM
cjrl-2297	405	201	.	.	PUNCT
cjrl-2297	406	1	132	132	NUM
cjrl-2297	406	2	see	see	VERB
cjrl-2297	406	3	generally	generally	ADV
cjrl-2297	406	4	william	william	PROPN
cjrl-2297	406	5	d.	d.	PROPN
cjrl-2297	406	6	ford	ford	PROPN
cjrl-2297	406	7	federal	federal	PROPN
cjrl-2297	406	8	direct	direct	PROPN
cjrl-2297	406	9	loan	loan	NOUN
cjrl-2297	406	10	program	program	NOUN
cjrl-2297	406	11	,	,	PUNCT
cjrl-2297	406	12	colleges.com	colleges.com	X
cjrl-2297	406	13	,	,	PUNCT
cjrl-2297	406	14	http://www.colleges.com/financial	http://www.colleges.com/financial	PROPN
cjrl-2297	406	15	aid	aid	NOUN
cjrl-2297	406	16	/	/	SYM
cjrl-2297	406	17	direct_stafford_programs.html	direct_stafford_programs.html	NOUN
cjrl-2297	406	18	(	(	PUNCT
cjrl-2297	406	19	last	last	ADV
cjrl-2297	406	20	visited	visit	VERB
cjrl-2297	406	21	feb	feb	PROPN
cjrl-2297	406	22	.	.	PROPN
cjrl-2297	406	23	24	24	NUM
cjrl-2297	406	24	,	,	PUNCT
cjrl-2297	406	25	2014	2014	NUM
cjrl-2297	406	26	)	)	PUNCT
cjrl-2297	406	27	(	(	PUNCT
cjrl-2297	406	28	noting	note	VERB
cjrl-2297	406	29	that	that	SCONJ
cjrl-2297	406	30	schools	school	NOUN
cjrl-2297	406	31	could	could	AUX
cjrl-2297	406	32	not	not	PART
cjrl-2297	406	33	participate	participate	VERB
cjrl-2297	406	34	in	in	ADP
cjrl-2297	406	35	both	both	CCONJ
cjrl-2297	406	36	the	the	DET
cjrl-2297	406	37	direct	direct	ADJ
cjrl-2297	406	38	loan	loan	NOUN
cjrl-2297	406	39	and	and	CCONJ
cjrl-2297	406	40	family	family	NOUN
cjrl-2297	406	41	education	education	NOUN
cjrl-2297	406	42	loan	loan	NOUN
cjrl-2297	406	43	program	program	NOUN
cjrl-2297	406	44	,	,	PUNCT
cjrl-2297	406	45	but	but	CCONJ
cjrl-2297	406	46	rather	rather	ADV
cjrl-2297	406	47	could	could	AUX
cjrl-2297	406	48	only	only	ADV
cjrl-2297	406	49	participate	participate	VERB
cjrl-2297	406	50	in	in	ADP
cjrl-2297	406	51	one	one	NUM
cjrl-2297	406	52	or	or	CCONJ
cjrl-2297	406	53	the	the	DET
cjrl-2297	406	54	other	other	ADJ
cjrl-2297	406	55	)	)	PUNCT
cjrl-2297	406	56	;	;	PUNCT
cjrl-2297	406	57	field	field	NOUN
cjrl-2297	406	58	,	,	PUNCT
cjrl-2297	406	59	supra	supra	PROPN
cjrl-2297	406	60	note	note	PROPN
cjrl-2297	406	61	130	130	NUM
cjrl-2297	406	62	;	;	PUNCT
cjrl-2297	406	63	equal	equal	ADJ
cjrl-2297	406	64	justice	justice	NOUN
cjrl-2297	406	65	works	work	VERB
cjrl-2297	406	66	,	,	PUNCT
cjrl-2297	406	67	learn	learn	VERB
cjrl-2297	406	68	what	what	PRON
cjrl-2297	406	69	obama	obama	PROPN
cjrl-2297	406	70	’s	’s	PART
cjrl-2297	406	71	student	student	NOUN
cjrl-2297	406	72	loan	loan	NOUN
cjrl-2297	406	73	plan	plan	NOUN
cjrl-2297	406	74	means	mean	VERB
cjrl-2297	406	75	for	for	ADP
cjrl-2297	406	76	you	you	PRON
cjrl-2297	406	77	,	,	PUNCT
cjrl-2297	406	78	u.s	u.s	PROPN
cjrl-2297	406	79	.	.	PROPN
cjrl-2297	406	80	news	news	PROPN
cjrl-2297	406	81	and	and	CCONJ
cjrl-2297	406	82	world	world	NOUN
cjrl-2297	406	83	report(nov	report(nov	NOUN
cjrl-2297	406	84	.	.	PUNCT
cjrl-2297	407	1	9	9	NUM
cjrl-2297	407	2	,	,	PUNCT
cjrl-2297	407	3	2011	2011	NUM
cjrl-2297	407	4	)	)	PUNCT
cjrl-2297	407	5	,	,	PUNCT
cjrl-2297	407	6	http://www.usnews.com/education/blogs/student-loan-ranger/2011/11/09/learn-what-obamas-student-loanplan-means-for-you	http://www.usnews.com/education/blogs/student-loan-ranger/2011/11/09/learn-what-obamas-student-loanplan-means-for-you	NOUN
cjrl-2297	407	7	.	.	PUNCT
cjrl-2297	408	1	133	133	NUM
cjrl-2297	408	2	see	see	VERB
cjrl-2297	408	3	,	,	PUNCT
cjrl-2297	408	4	from	from	ADP
cjrl-2297	408	5	free	free	ADJ
cjrl-2297	408	6	-	-	PUNCT
cjrl-2297	408	7	fall	fall	NOUN
cjrl-2297	408	8	to	to	ADP
cjrl-2297	408	9	stagnation	stagnation	NOUN
cjrl-2297	408	10	:	:	PUNCT
cjrl-2297	408	11	five	five	NUM
cjrl-2297	408	12	years	year	NOUN
cjrl-2297	408	13	after	after	ADP
cjrl-2297	408	14	the	the	DET
cjrl-2297	408	15	start	start	NOUN
cjrl-2297	408	16	of	of	ADP
cjrl-2297	408	17	the	the	DET
cjrl-2297	408	18	great	great	ADJ
cjrl-2297	408	19	recession	recession	NOUN
cjrl-2297	408	20	,	,	PUNCT
cjrl-2297	408	21	extraordinary	extraordinary	ADJ
cjrl-2297	408	22	policy	policy	NOUN
cjrl-2297	408	23	measures	measure	NOUN
cjrl-2297	408	24	are	be	AUX
cjrl-2297	408	25	still	still	ADV
cjrl-2297	408	26	needed	need	VERB
cjrl-2297	408	27	,	,	PUNCT
cjrl-2297	408	28	but	but	CCONJ
cjrl-2297	408	29	are	be	AUX
cjrl-2297	408	30	not	not	PART
cjrl-2297	408	31	forthcoming	forthcoming	ADJ
cjrl-2297	408	32	(	(	PUNCT
cjrl-2297	408	33	economic	economic	ADJ
cjrl-2297	408	34	policy	policy	NOUN
cjrl-2297	408	35	institute	institute	NOUN
cjrl-2297	408	36	,	,	PUNCT
cjrl-2297	408	37	briefing	brief	VERB
cjrl-2297	408	38	paper	paper	NOUN
cjrl-2297	408	39	#	#	NOUN
cjrl-2297	408	40	355	355	NUM
cjrl-2297	408	41	,	,	PUNCT
cjrl-2297	408	42	feb	feb	PROPN
cjrl-2297	408	43	.	.	PROPN
cjrl-2297	408	44	14	14	NUM
cjrl-2297	408	45	,	,	PUNCT
cjrl-2297	408	46	2013	2013	NUM
cjrl-2297	408	47	)	)	PUNCT
cjrl-2297	408	48	at	at	ADP
cjrl-2297	408	49	6	6	NUM
cjrl-2297	408	50	(	(	PUNCT
cjrl-2297	408	51	“	"	PUNCT
cjrl-2297	408	52	essentially	essentially	ADV
cjrl-2297	408	53	,	,	PUNCT
cjrl-2297	408	54	the	the	DET
cjrl-2297	408	55	burst	burst	NOUN
cjrl-2297	408	56	of	of	ADP
cjrl-2297	408	57	the	the	DET
cjrl-2297	408	58	housing	housing	NOUN
cjrl-2297	408	59	bubble	bubble	NOUN
cjrl-2297	408	60	erased	erase	VERB
cjrl-2297	408	61	trillions	trillion	NOUN
cjrl-2297	408	62	of	of	ADP
cjrl-2297	408	63	dollars	dollar	NOUN
cjrl-2297	408	64	of	of	ADP
cjrl-2297	408	65	wealth	wealth	NOUN
cjrl-2297	408	66	from	from	ADP
cjrl-2297	408	67	household	household	NOUN
cjrl-2297	408	68	balance	balance	NOUN
cjrl-2297	408	69	sheets	sheet	NOUN
cjrl-2297	408	70	.	.	PUNCT
cjrl-2297	408	71	.	.	PUNCT
cjrl-2297	408	72	.	.	PUNCT
cjrl-2297	408	73	.	.	PUNCT
cjrl-2297	409	1	the	the	DET
cjrl-2297	409	2	pullback	pullback	NOUN
cjrl-2297	409	3	in	in	ADP
cjrl-2297	409	4	consumer	consumer	NOUN
cjrl-2297	409	5	spending	spending	NOUN
cjrl-2297	409	6	(	(	PUNCT
cjrl-2297	409	7	households	household	NOUN
cjrl-2297	409	8	spent	spend	VERB
cjrl-2297	409	9	less	less	ADJ
cjrl-2297	409	10	because	because	SCONJ
cjrl-2297	409	11	they	they	PRON
cjrl-2297	409	12	were	be	AUX
cjrl-2297	409	13	much	much	ADV
cjrl-2297	409	14	less	less	ADV
cjrl-2297	409	15	wealthy	wealthy	ADJ
cjrl-2297	409	16	)	)	PUNCT
cjrl-2297	409	17	.	.	PUNCT
cjrl-2297	409	18	.	.	PUNCT
cjrl-2297	409	19	.	.	PUNCT
cjrl-2297	410	1	then	then	ADV
cjrl-2297	410	2	cascaded	cascade	VERB
cjrl-2297	410	3	throughout	throughout	ADP
cjrl-2297	410	4	the	the	DET
cjrl-2297	410	5	rest	rest	NOUN
cjrl-2297	410	6	of	of	ADP
cjrl-2297	410	7	the	the	DET
cjrl-2297	410	8	economy	economy	NOUN
cjrl-2297	410	9	.	.	PUNCT
cjrl-2297	410	10	”	"	PUNCT
cjrl-2297	410	11	)	)	PUNCT
cjrl-2297	410	12	;	;	PUNCT
cjrl-2297	410	13	see	see	VERB
cjrl-2297	410	14	also	also	ADV
cjrl-2297	410	15	jeffry	jeffry	PROPN
cjrl-2297	410	16	a.	a.	PROPN
cjrl-2297	410	17	frieden	frieden	PROPN
cjrl-2297	410	18	,	,	PUNCT
cjrl-2297	410	19	foreseeable	foreseeable	ADJ
cjrl-2297	410	20	and	and	CCONJ
cjrl-2297	410	21	preventable	preventable	ADJ
cjrl-2297	410	22	,	,	PUNCT
cjrl-2297	410	23	n.y	n.y	PROPN
cjrl-2297	410	24	.	.	PROPN
cjrl-2297	410	25	times	times	PROPN
cjrl-2297	410	26	,	,	PUNCT
cjrl-2297	410	27	jan	jan	PROPN
cjrl-2297	410	28	.	.	PROPN
cjrl-2297	410	29	30	30	NUM
cjrl-2297	410	30	,	,	PUNCT
cjrl-2297	410	31	2011	2011	NUM
cjrl-2297	410	32	,	,	PUNCT
cjrl-2297	410	33	http://www.nytimes	http://www.nytime	NOUN
cjrl-2297	410	34	.	.	PUNCT
cjrl-2297	410	35	com	com	NOUN
cjrl-2297	410	36	/	/	SYM
cjrl-2297	410	37	roomfordebate/2011/01/30	roomfordebate/2011/01/30	PROPN
cjrl-2297	410	38	/	/	SYM
cjrl-2297	410	39	was	be	AUX
cjrl-2297	410	40	-	-	PUNCT
cjrl-2297	410	41	the	the	DET
cjrl-2297	410	42	-	-	PUNCT
cjrl-2297	410	43	financial	financial	ADJ
cjrl-2297	410	44	-	-	PUNCT
cjrl-2297	410	45	crisis	crisis	NOUN
cjrl-2297	410	46	-	-	PUNCT
cjrl-2297	410	47	avoidable	avoidable	ADJ
cjrl-2297	410	48	/	/	SYM
cjrl-2297	410	49	the	the	DET
cjrl-2297	410	50	-	-	PUNCT
cjrl-2297	410	51	financial	financial	ADJ
cjrl-2297	410	52	-	-	PUNCT
cjrl-2297	410	53	crisis	crisis	NOUN
cjrl-2297	410	54	-	-	PUNCT
cjrl-2297	410	55	was	be	AUX
cjrl-2297	410	56	-	-	PUNCT
cjrl-2297	410	57	foreseeable	foreseeable	ADJ
cjrl-2297	410	58	-	-	PUNCT
cjrl-2297	410	59	andpreventable	andpreventable	ADJ
cjrl-2297	410	60	(	(	PUNCT
cjrl-2297	410	61	“	"	PUNCT
cjrl-2297	410	62	many	many	ADJ
cjrl-2297	410	63	things	thing	NOUN
cjrl-2297	410	64	contributed	contribute	VERB
cjrl-2297	410	65	to	to	ADP
cjrl-2297	410	66	the	the	DET
cjrl-2297	410	67	great	great	ADJ
cjrl-2297	410	68	recession	recession	NOUN
cjrl-2297	410	69	of	of	ADP
cjrl-2297	410	70	2007	2007	NUM
cjrl-2297	410	71	-	-	SYM
cjrl-2297	410	72	2010	2010	NUM
cjrl-2297	410	73	.	.	PUNCT
cjrl-2297	411	1	massive	massive	ADJ
cjrl-2297	411	2	foreign	foreign	ADJ
cjrl-2297	411	3	borrowing	borrowing	NOUN
cjrl-2297	411	4	,	,	PUNCT
cjrl-2297	411	5	excessively	excessively	ADV
cjrl-2297	411	6	loose	loose	ADJ
cjrl-2297	411	7	monetary	monetary	ADJ
cjrl-2297	411	8	policy	policy	NOUN
cjrl-2297	411	9	,	,	PUNCT
cjrl-2297	411	10	reckless	reckless	ADJ
cjrl-2297	411	11	lending	lending	NOUN
cjrl-2297	411	12	practices	practice	NOUN
cjrl-2297	411	13	,	,	PUNCT
cjrl-2297	411	14	lax	lax	ADJ
cjrl-2297	411	15	regulation	regulation	NOUN
cjrl-2297	411	16	,	,	PUNCT
cjrl-2297	411	17	and	and	CCONJ
cjrl-2297	411	18	other	other	ADJ
cjrl-2297	411	19	factors	factor	NOUN
cjrl-2297	411	20	all	all	PRON
cjrl-2297	411	21	fed	feed	VERB
cjrl-2297	411	22	into	into	ADP
cjrl-2297	411	23	the	the	DET
cjrl-2297	411	24	crisis	crisis	NOUN
cjrl-2297	411	25	.	.	PUNCT
cjrl-2297	411	26	”	"	PUNCT
cjrl-2297	411	27	)	)	PUNCT
cjrl-2297	411	28	;	;	PUNCT
cjrl-2297	411	29	center	center	NOUN
cjrl-2297	411	30	on	on	ADP
cjrl-2297	411	31	budget	budget	NOUN
cjrl-2297	411	32	and	and	CCONJ
cjrl-2297	411	33	policy	policy	NOUN
cjrl-2297	411	34	priorities	priority	NOUN
cjrl-2297	411	35	,	,	PUNCT
cjrl-2297	411	36	chart	chart	NOUN
cjrl-2297	411	37	book	book	NOUN
cjrl-2297	411	38	:	:	PUNCT
cjrl-2297	411	39	the	the	DET
cjrl-2297	411	40	legacy	legacy	NOUN
cjrl-2297	411	41	of	of	ADP
cjrl-2297	411	42	the	the	DET
cjrl-2297	411	43	great	great	ADJ
cjrl-2297	411	44	recession	recession	NOUN
cjrl-2297	411	45	,	,	PUNCT
cjrl-2297	411	46	http://www.cbpp.org/cms/index.cfm?fa=view&id=3252	http://www.cbpp.org/cms/index.cfm?fa=view&id=3252	PROPN
cjrl-2297	411	47	(	(	PUNCT
cjrl-2297	411	48	“	"	PUNCT
cjrl-2297	411	49	although	although	SCONJ
cjrl-2297	411	50	employers	employer	NOUN
cjrl-2297	411	51	began	begin	VERB
cjrl-2297	411	52	to	to	PART
cjrl-2297	411	53	add	add	VERB
cjrl-2297	411	54	jobs	job	NOUN
cjrl-2297	411	55	in	in	ADP
cjrl-2297	411	56	2010	2010	NUM
cjrl-2297	411	57	,	,	PUNCT
cjrl-2297	411	58	the	the	DET
cjrl-2297	411	59	economy	economy	NOUN
cjrl-2297	411	60	has	have	AUX
cjrl-2297	411	61	recovered	recover	VERB
cjrl-2297	411	62	just	just	ADV
cjrl-2297	411	63	over	over	ADP
cjrl-2297	411	64	7.8	7.8	NUM
cjrl-2297	411	65	million	million	NUM
cjrl-2297	411	66	of	of	ADP
cjrl-2297	411	67	the	the	DET
cjrl-2297	411	68	8.7	8.7	NUM
cjrl-2297	411	69	million	million	NUM
cjrl-2297	411	70	jobs	job	NOUN
cjrl-2297	411	71	lost	lose	VERB
cjrl-2297	411	72	between	between	ADP
cjrl-2297	411	73	the	the	DET
cjrl-2297	411	74	start	start	NOUN
cjrl-2297	411	75	of	of	ADP
cjrl-2297	411	76	the	the	DET
cjrl-2297	411	77	recession	recession	NOUN
cjrl-2297	411	78	in	in	ADP
cjrl-2297	411	79	december	december	PROPN
cjrl-2297	411	80	2007	2007	NUM
cjrl-2297	411	81	and	and	CCONJ
cjrl-2297	411	82	early	early	ADJ
cjrl-2297	411	83	2010	2010	NUM
cjrl-2297	411	84	.	.	PUNCT
cjrl-2297	411	85	”	"	PUNCT
cjrl-2297	411	86	)	)	PUNCT
cjrl-2297	411	87	.	.	PUNCT
cjrl-2297	412	1	134	134	NUM
cjrl-2297	412	2	see	see	VERB
cjrl-2297	412	3	generally	generally	ADV
cjrl-2297	412	4	lee	lee	PROPN
cjrl-2297	412	5	e.	e.	PROPN
cjrl-2297	412	6	ohanian	ohanian	PROPN
cjrl-2297	412	7	,	,	PUNCT
cjrl-2297	412	8	accounting	account	VERB
cjrl-2297	412	9	for	for	ADP
cjrl-2297	412	10	the	the	DET
cjrl-2297	412	11	great	great	ADJ
cjrl-2297	412	12	recession	recession	NOUN
cjrl-2297	412	13	:	:	PUNCT
cjrl-2297	412	14	why	why	SCONJ
cjrl-2297	412	15	and	and	CCONJ
cjrl-2297	412	16	how	how	SCONJ
cjrl-2297	412	17	did	do	AUX
cjrl-2297	412	18	the	the	DET
cjrl-2297	412	19	2007	2007	NUM
cjrl-2297	412	20	–	–	PUNCT
cjrl-2297	412	21	09	09	NUM
cjrl-2297	412	22	u.s	u.s	PROPN
cjrl-2297	412	23	.	.	PROPN
cjrl-2297	412	24	recession	recession	NOUN
cjrl-2297	412	25	differ	differ	VERB
cjrl-2297	412	26	from	from	ADP
cjrl-2297	412	27	all	all	DET
cjrl-2297	412	28	others	other	NOUN
cjrl-2297	412	29	?	?	PUNCT
cjrl-2297	413	1	(	(	PUNCT
cjrl-2297	413	2	2011	2011	NUM
cjrl-2297	413	3	)	)	PUNCT
cjrl-2297	413	4	;	;	PUNCT
cjrl-2297	413	5	dale	dale	PROPN
cjrl-2297	413	6	arthur	arthur	PROPN
cjrl-2297	413	7	oesterle	oesterle	PROPN
cjrl-2297	413	8	,	,	PUNCT
cjrl-2297	413	9	the	the	DET
cjrl-2297	413	10	collapse	collapse	NOUN
cjrl-2297	413	11	of	of	ADP
cjrl-2297	413	12	fannie	fannie	PROPN
cjrl-2297	413	13	mae	mae	PROPN
cjrl-2297	413	14	and	and	CCONJ
cjrl-2297	413	15	freddie	freddie	PROPN
cjrl-2297	413	16	mac	mac	PROPN
cjrl-2297	413	17	:	:	PUNCT
cjrl-2297	413	18	victims	victim	NOUN
cjrl-2297	413	19	or	or	CCONJ
cjrl-2297	413	20	villains	villain	NOUN
cjrl-2297	413	21	,	,	PUNCT
cjrl-2297	413	22	5	5	NUM
cjrl-2297	413	23	entrepreneurial	entrepreneurial	ADJ
cjrl-2297	413	24	bus	bus	NOUN
cjrl-2297	413	25	.	.	PUNCT
cjrl-2297	414	1	l.	l.	PROPN
cjrl-2297	414	2	j.	j.	PROPN
cjrl-2297	414	3	733	733	NUM
cjrl-2297	414	4	,	,	PUNCT
cjrl-2297	414	5	734	734	NUM
cjrl-2297	414	6	(	(	PUNCT
cjrl-2297	414	7	2010	2010	NUM
cjrl-2297	414	8	)	)	PUNCT
cjrl-2297	414	9	(	(	PUNCT
cjrl-2297	414	10	“	"	PUNCT
cjrl-2297	414	11	fannie	fannie	PROPN
cjrl-2297	414	12	and	and	CCONJ
cjrl-2297	414	13	freddie	freddie	PROPN
cjrl-2297	414	14	had	have	VERB
cjrl-2297	414	15	heavy	heavy	ADJ
cjrl-2297	414	16	involvement	involvement	NOUN
cjrl-2297	414	17	with	with	ADP
cjrl-2297	414	18	the	the	DET
cjrl-2297	414	19	creation	creation	NOUN
cjrl-2297	414	20	and	and	CCONJ
cjrl-2297	414	21	funding	funding	NOUN
cjrl-2297	414	22	of	of	ADP
cjrl-2297	414	23	residential	residential	ADJ
cjrl-2297	414	24	mortgages	mortgage	NOUN
cjrl-2297	414	25	and	and	CCONJ
cjrl-2297	414	26	one	one	NUM
cjrl-2297	414	27	of	of	ADP
cjrl-2297	414	28	the	the	DET
cjrl-2297	414	29	primary	primary	ADJ
cjrl-2297	414	30	mortgage	mortgage	NOUN
cjrl-2297	414	31	derivatives	derivative	NOUN
cjrl-2297	414	32	,	,	PUNCT
cjrl-2297	414	33	the	the	DET
cjrl-2297	414	34	mortgage	mortgage	NOUN
cjrl-2297	414	35	-	-	PUNCT
cjrl-2297	414	36	backed	back	VERB
cjrl-2297	414	37	security	security	NOUN
cjrl-2297	414	38	(	(	PUNCT
cjrl-2297	414	39	mbs	mb	NOUN
cjrl-2297	414	40	)	)	PUNCT
cjrl-2297	414	41	.	.	PUNCT
cjrl-2297	415	1	so	so	ADV
cjrl-2297	415	2	fannie	fannie	PROPN
cjrl-2297	415	3	and	and	CCONJ
cjrl-2297	415	4	freddie	freddie	PROPN
cjrl-2297	415	5	are	be	AUX
cjrl-2297	415	6	deeply	deeply	ADV
cjrl-2297	415	7	in	in	ADP
cjrl-2297	415	8	play	play	NOUN
cjrl-2297	415	9	in	in	ADP
cjrl-2297	415	10	the	the	DET
cjrl-2297	415	11	various	various	ADJ
cjrl-2297	415	12	theories	theory	NOUN
cjrl-2297	415	13	on	on	ADP
cjrl-2297	415	14	the	the	DET
cjrl-2297	415	15	cause	cause	NOUN
cjrl-2297	415	16	of	of	ADP
cjrl-2297	415	17	the	the	DET
cjrl-2297	415	18	current	current	ADJ
cjrl-2297	415	19	recession	recession	NOUN
cjrl-2297	415	20	.	.	PUNCT
cjrl-2297	415	21	”	"	PUNCT
cjrl-2297	415	22	)	)	PUNCT
cjrl-2297	415	23	;	;	PUNCT
cjrl-2297	415	24	kantrowitz	kantrowitz	NOUN
cjrl-2297	415	25	,	,	PUNCT
cjrl-2297	415	26	supra	supra	PROPN
cjrl-2297	415	27	note	note	NOUN
cjrl-2297	415	28	8	8	NUM
cjrl-2297	415	29	at	at	ADP
cjrl-2297	415	30	5	5	NUM
cjrl-2297	415	31	-	-	SYM
cjrl-2297	415	32	10	10	NUM
cjrl-2297	415	33	(	(	PUNCT
cjrl-2297	415	34	noting	note	VERB
cjrl-2297	415	35	that	that	SCONJ
cjrl-2297	415	36	the	the	DET
cjrl-2297	415	37	collapse	collapse	NOUN
cjrl-2297	415	38	of	of	ADP
cjrl-2297	415	39	the	the	DET
cjrl-2297	415	40	securitized	securitize	VERB
cjrl-2297	415	41	subprime	subprime	ADJ
cjrl-2297	415	42	mortgage	mortgage	NOUN
cjrl-2297	415	43	market	market	NOUN
cjrl-2297	415	44	decreased	decrease	VERB
cjrl-2297	415	45	investor	investor	NOUN
cjrl-2297	415	46	confidence	confidence	NOUN
cjrl-2297	415	47	in	in	ADP
cjrl-2297	415	48	student	student	NOUN
cjrl-2297	415	49	loan	loan	NOUN
cjrl-2297	415	50	securitizations	securitization	NOUN
cjrl-2297	415	51	that	that	PRON
cjrl-2297	415	52	funded	fund	VERB
cjrl-2297	415	53	a	a	DET
cjrl-2297	415	54	significant	significant	ADJ
cjrl-2297	415	55	portion	portion	NOUN
cjrl-2297	415	56	of	of	ADP
cjrl-2297	415	57	the	the	DET
cjrl-2297	415	58	student	student	NOUN
cjrl-2297	415	59	loan	loan	NOUN
cjrl-2297	415	60	industry	industry	NOUN
cjrl-2297	415	61	resulting	result	VERB
cjrl-2297	415	62	in	in	ADP
cjrl-2297	415	63	lower	low	ADJ
cjrl-2297	415	64	profits	profit	NOUN
cjrl-2297	415	65	and	and	CCONJ
cjrl-2297	415	66	higher	high	ADJ
cjrl-2297	415	67	interest	interest	NOUN
cjrl-2297	415	68	rates	rate	NOUN
cjrl-2297	415	69	)	)	PUNCT
cjrl-2297	415	70	;	;	PUNCT
cjrl-2297	415	71	see	see	VERB
cjrl-2297	415	72	also	also	ADV
cjrl-2297	415	73	anne	anne	PROPN
cjrl-2297	415	74	johnson	johnson	PROPN
cjrl-2297	415	75	&	&	CCONJ
cjrl-2297	415	76	tobin	tobin	PROPN
cjrl-2297	415	77	van	van	PROPN
cjrl-2297	415	78	ostern	ostern	PROPN
cjrl-2297	415	79	,	,	PUNCT
cjrl-2297	415	80	it	it	PRON
cjrl-2297	415	81	’s	’	VERB
cjrl-2297	415	82	our	our	PRON
cjrl-2297	415	83	interest	interest	NOUN
cjrl-2297	415	84	:	:	PUNCT
cjrl-2297	415	85	the	the	DET
cjrl-2297	415	86	need	need	NOUN
cjrl-2297	415	87	to	to	PART
cjrl-2297	415	88	reduce	reduce	VERB
cjrl-2297	415	89	student	student	NOUN
cjrl-2297	415	90	loan	loan	NOUN
cjrl-2297	415	91	interest	interest	NOUN
cjrl-2297	415	92	rates	rate	NOUN
cjrl-2297	415	93	,	,	PUNCT
cjrl-2297	415	94	ctr	ctr	PROPN
cjrl-2297	415	95	for	for	ADP
cjrl-2297	415	96	american	american	ADJ
cjrl-2297	415	97	progress	progress	NOUN
cjrl-2297	415	98	(	(	PUNCT
cjrl-2297	415	99	feb	feb	PROPN
cjrl-2297	415	100	.	.	PROPN
cjrl-2297	415	101	13	13	NUM
cjrl-2297	415	102	,	,	PUNCT
cjrl-2297	415	103	2013	2013	NUM
cjrl-2297	415	104	)	)	PUNCT
cjrl-2297	415	105	,	,	PUNCT
cjrl-2297	415	106	http://www.americanprogress.org	http://www.americanprogress.org	X
cjrl-2297	415	107	/issues	/issue	NOUN
cjrl-2297	415	108	/	/	SYM
cjrl-2297	415	109	higher	high	ADJ
cjrl-2297	415	110	-	-	PUNCT
cjrl-2297	415	111	education	education	NOUN
cjrl-2297	415	112	/	/	SYM
cjrl-2297	415	113	report/2013/02/13/53061	report/2013/02/13/53061	PROPN
cjrl-2297	415	114	/	/	SYM
cjrl-2297	415	115	its	its	PRON
cjrl-2297	415	116	-	-	PUNCT
cjrl-2297	415	117	our	our	PRON
cjrl-2297	415	118	-	-	PUNCT
cjrl-2297	415	119	interest	interest	NOUN
cjrl-2297	415	120	-	-	PUNCT
cjrl-2297	415	121	the	the	DET
cjrl-2297	415	122	-	-	PUNCT
cjrl-2297	415	123	need	need	NOUN
cjrl-2297	415	124	-	-	PUNCT
cjrl-2297	415	125	to	to	PART
cjrl-2297	415	126	-	-	PUNCT
cjrl-2297	415	127	reduce	reduce	VERB
cjrl-2297	415	128	-	-	PUNCT
cjrl-2297	415	129	student	student	NOUN
cjrl-2297	415	130	-	-	PUNCT
cjrl-2297	415	131	loan	loan	NOUN
cjrl-2297	415	132	-	-	PUNCT
cjrl-2297	415	133	interest	interest	NOUN
cjrl-2297	415	134	-	-	PUNCT
cjrl-2297	415	135	rates/	rates/	NUM
cjrl-2297	415	136	(	(	PUNCT
cjrl-2297	415	137	“	"	PUNCT
cjrl-2297	415	138	in	in	ADP
cjrl-2297	415	139	november	november	PROPN
cjrl-2297	415	140	2008	2008	NUM
cjrl-2297	415	141	the	the	DET
cjrl-2297	415	142	federal	federal	PROPN
cjrl-2297	415	143	reserve	reserve	PROPN
cjrl-2297	415	144	announced	announce	VERB
cjrl-2297	415	145	the	the	DET
cjrl-2297	415	146	creation	creation	NOUN
cjrl-2297	415	147	of	of	ADP
cjrl-2297	415	148	the	the	DET
cjrl-2297	415	149	term	term	NOUN
cjrl-2297	415	150	asset	asset	NOUN
cjrl-2297	415	151	-	-	PUNCT
cjrl-2297	415	152	backed	back	VERB
cjrl-2297	415	153	securities	security	NOUN
cjrl-2297	415	154	loan	loan	NOUN
cjrl-2297	415	155	facility	facility	NOUN
cjrl-2297	415	156	under	under	ADP
cjrl-2297	415	157	the	the	DET
cjrl-2297	415	158	federal	federal	PROPN
cjrl-2297	415	159	reserve	reserve	PROPN
cjrl-2297	415	160	act	act	PROPN
cjrl-2297	415	161	.	.	PUNCT
cjrl-2297	416	1	the	the	DET
cjrl-2297	416	2	program	program	NOUN
cjrl-2297	416	3	was	be	AUX
cjrl-2297	416	4	intended	intend	VERB
cjrl-2297	416	5	to	to	PART
cjrl-2297	416	6	improve	improve	VERB
cjrl-2297	416	7	economic	economic	ADJ
cjrl-2297	416	8	and	and	CCONJ
cjrl-2297	416	9	market	market	NOUN
cjrl-2297	416	10	conditions	condition	NOUN
cjrl-2297	416	11	by	by	ADP
cjrl-2297	416	12	purchasing	purchase	VERB
cjrl-2297	416	13	asset	asset	NOUN
cjrl-2297	416	14	-	-	PUNCT
cjrl-2297	416	15	backed	back	VERB
cjrl-2297	416	16	securities	security	NOUN
cjrl-2297	416	17	.	.	PUNCT
cjrl-2297	417	1	originally	originally	ADV
cjrl-2297	417	2	,	,	PUNCT
cjrl-2297	417	3	there	there	PRON
cjrl-2297	417	4	were	be	VERB
cjrl-2297	417	5	four	four	NUM
cjrl-2297	417	6	categories	category	NOUN
cjrl-2297	417	7	of	of	ADP
cjrl-2297	417	8	asset	asset	NOUN
cjrl-2297	417	9	-	-	PUNCT
cjrl-2297	417	10	backed	back	VERB
cjrl-2297	417	11	securities	security	NOUN
cjrl-2297	417	12	that	that	PRON
cjrl-2297	417	13	qualified	qualify	VERB
cjrl-2297	417	14	,	,	PUNCT
cjrl-2297	417	15	one	one	NUM
cjrl-2297	417	16	being	be	AUX
cjrl-2297	417	17	student	student	NOUN
cjrl-2297	417	18	loans	loan	NOUN
cjrl-2297	417	19	.	.	PUNCT
cjrl-2297	418	1	the	the	DET
cjrl-2297	418	2	program	program	NOUN
cjrl-2297	418	3	was	be	AUX
cjrl-2297	418	4	closed	close	VERB
cjrl-2297	418	5	on	on	ADP
cjrl-2297	418	6	march	march	PROPN
cjrl-2297	418	7	31	31	NUM
cjrl-2297	418	8	,	,	PUNCT
cjrl-2297	418	9	2010	2010	NUM
cjrl-2297	418	10	,	,	PUNCT
cjrl-2297	418	11	and	and	CCONJ
cjrl-2297	418	12	all	all	DET
cjrl-2297	418	13	loans	loan	NOUN
cjrl-2297	418	14	that	that	PRON
cjrl-2297	418	15	the	the	DET
cjrl-2297	418	16	program	program	NOUN
cjrl-2297	418	17	extended	extend	VERB
cjrl-2297	418	18	will	will	AUX
cjrl-2297	418	19	expire	expire	VERB
cjrl-2297	418	20	no	no	ADV
cjrl-2297	418	21	later	later	ADV
cjrl-2297	418	22	than	than	ADP
cjrl-2297	418	23	march	march	PROPN
cjrl-2297	418	24	30	30	NUM
cjrl-2297	418	25	,	,	PUNCT
cjrl-2297	418	26	2015	2015	NUM
cjrl-2297	418	27	.	.	PUNCT
cjrl-2297	418	28	”	"	PUNCT
cjrl-2297	419	1	)	)	PUNCT
cjrl-2297	419	2	(	(	PUNCT
cjrl-2297	419	3	citations	citation	NOUN
cjrl-2297	419	4	omitted	omit	VERB
cjrl-2297	419	5	)	)	PUNCT
cjrl-2297	419	6	.	.	PUNCT
cjrl-2297	420	1	135	135	NUM
cjrl-2297	420	2	see	see	VERB
cjrl-2297	420	3	generally	generally	ADV
cjrl-2297	420	4	grusky	grusky	ADJ
cjrl-2297	420	5	,	,	PUNCT
cjrl-2297	420	6	supra	supra	PROPN
cjrl-2297	420	7	note	note	NOUN
cjrl-2297	420	8	4	4	NUM
cjrl-2297	420	9	at	at	ADP
cjrl-2297	420	10	5	5	NUM
cjrl-2297	420	11	.	.	NOUN
cjrl-2297	420	12	136	136	NUM
cjrl-2297	420	13	see	see	VERB
cjrl-2297	420	14	,	,	PUNCT
cjrl-2297	420	15	e.g.	e.g.	ADV
cjrl-2297	420	16	,	,	PUNCT
cjrl-2297	420	17	countrywide	countrywide	ADJ
cjrl-2297	420	18	financial	financial	ADJ
cjrl-2297	420	19	corporation	corporation	PROPN
cjrl-2297	420	20	,	,	PUNCT
cjrl-2297	420	21	n.y	n.y	PROPN
cjrl-2297	420	22	.	.	PROPN
cjrl-2297	420	23	times	times	PROPN
cjrl-2297	420	24	,	,	PUNCT
cjrl-2297	420	25	http://topics.nytimes.com/top/news/business/	http://topics.nytimes.com/top/news/business/	NOUN
cjrl-2297	420	26	companies	company	NOUN
cjrl-2297	420	27	/	/	SYM
cjrl-2297	420	28	countrywide_financial_corporation	countrywide_financial_corporation	NOUN
cjrl-2297	420	29	/	/	SYM
cjrl-2297	420	30	index.html	index.html	NOUN
cjrl-2297	420	31	(	(	PUNCT
cjrl-2297	420	32	last	last	ADJ
cjrl-2297	420	33	updated	update	VERB
cjrl-2297	420	34	jan	jan	PROPN
cjrl-2297	420	35	.	.	PROPN
cjrl-2297	420	36	31	31	NUM
cjrl-2297	420	37	,	,	PUNCT
cjrl-2297	420	38	2014	2014	NUM
cjrl-2297	420	39	)	)	PUNCT
cjrl-2297	420	40	;	;	PUNCT
cjrl-2297	420	41	see	see	VERB
cjrl-2297	420	42	also	also	ADV
cjrl-2297	420	43	boston	boston	PROPN
cjrl-2297	420	44	bus	bus	PROPN
cjrl-2297	420	45	.	.	PUNCT
cjrl-2297	421	1	journal	journal	PROPN
cjrl-2297	421	2	,	,	PUNCT
cjrl-2297	421	3	bank	bank	PROPN
cjrl-2297	421	4	of	of	ADP
cjrl-2297	421	5	america	america	PROPN
cjrl-2297	421	6	’s	’s	PART
cjrl-2297	421	7	acquisition	acquisition	NOUN
cjrl-2297	421	8	of	of	ADP
cjrl-2297	421	9	countrywide	countrywide	NOUN
cjrl-2297	421	10	financial	financial	ADJ
cjrl-2297	421	11	the	the	DET
cjrl-2297	421	12	worst	bad	ADJ
cjrl-2297	421	13	deal	deal	NOUN
cjrl-2297	421	14	ever	ever	ADV
cjrl-2297	421	15	,	,	PUNCT
cjrl-2297	421	16	masslive	masslive	ADJ
cjrl-2297	421	17	(	(	PUNCT
cjrl-2297	421	18	jan	jan	PROPN
cjrl-2297	421	19	.	.	PROPN
cjrl-2297	421	20	14	14	NUM
cjrl-2297	421	21	,	,	PUNCT
cjrl-2297	421	22	2013	2013	NUM
cjrl-2297	421	23	)	)	PUNCT
cjrl-2297	421	24	,	,	PUNCT
cjrl-2297	421	25	http://www.masslive	http://www.masslive	PROPN
cjrl-2297	421	26	.	.	PUNCT
cjrl-2297	422	1	2014	2014	NUM
cjrl-2297	422	2	columbia	columbia	PROPN
cjrl-2297	422	3	journal	journal	PROPN
cjrl-2297	422	4	of	of	ADP
cjrl-2297	422	5	race	race	NOUN
cjrl-2297	422	6	and	and	CCONJ
cjrl-2297	422	7	law	law	NOUN
cjrl-2297	422	8	149	149	NUM
cjrl-2297	422	9	as	as	SCONJ
cjrl-2297	422	10	financial	financial	ADJ
cjrl-2297	422	11	institutions	institution	NOUN
cjrl-2297	422	12	began	begin	VERB
cjrl-2297	422	13	to	to	PART
cjrl-2297	422	14	fold	fold	VERB
cjrl-2297	422	15	,	,	PUNCT
cjrl-2297	422	16	the	the	DET
cjrl-2297	422	17	american	american	ADJ
cjrl-2297	422	18	public	public	PROPN
cjrl-2297	422	19	bore	bear	VERB
cjrl-2297	422	20	the	the	DET
cjrl-2297	422	21	brunt	brunt	NOUN
cjrl-2297	422	22	of	of	ADP
cjrl-2297	422	23	the	the	DET
cjrl-2297	422	24	financial	financial	ADJ
cjrl-2297	422	25	collapse.137	collapse.137	NOUN
cjrl-2297	422	26	with	with	ADP
cjrl-2297	422	27	falling	fall	VERB
cjrl-2297	422	28	home	home	NOUN
cjrl-2297	422	29	prices	price	NOUN
cjrl-2297	422	30	,	,	PUNCT
cjrl-2297	422	31	many	many	ADJ
cjrl-2297	422	32	homes	home	NOUN
cjrl-2297	422	33	were	be	AUX
cjrl-2297	422	34	“	"	PUNCT
cjrl-2297	422	35	underwater	underwater	ADJ
cjrl-2297	422	36	,	,	PUNCT
cjrl-2297	422	37	”	"	PUNCT
cjrl-2297	422	38	meaning	mean	VERB
cjrl-2297	422	39	homeowners	homeowner	NOUN
cjrl-2297	422	40	owed	owe	VERB
cjrl-2297	422	41	more	more	ADJ
cjrl-2297	422	42	on	on	ADP
cjrl-2297	422	43	their	their	PRON
cjrl-2297	422	44	mortgages	mortgage	NOUN
cjrl-2297	422	45	than	than	SCONJ
cjrl-2297	422	46	what	what	PRON
cjrl-2297	422	47	their	their	PRON
cjrl-2297	422	48	homes	home	NOUN
cjrl-2297	422	49	were	be	AUX
cjrl-2297	422	50	actually	actually	ADV
cjrl-2297	422	51	worth.138	worth.138	ADJ
cjrl-2297	422	52	the	the	DET
cjrl-2297	422	53	decrease	decrease	NOUN
cjrl-2297	422	54	in	in	ADP
cjrl-2297	422	55	home	home	NOUN
cjrl-2297	422	56	equity	equity	NOUN
cjrl-2297	422	57	equaled	equal	VERB
cjrl-2297	422	58	a	a	DET
cjrl-2297	422	59	drastic	drastic	ADJ
cjrl-2297	422	60	decrease	decrease	NOUN
cjrl-2297	422	61	in	in	ADP
cjrl-2297	422	62	wealth	wealth	NOUN
cjrl-2297	422	63	for	for	ADP
cjrl-2297	422	64	millions	million	NOUN
cjrl-2297	422	65	of	of	ADP
cjrl-2297	422	66	americans	americans	PROPN
cjrl-2297	422	67	,	,	PUNCT
cjrl-2297	422	68	particularly	particularly	ADV
cjrl-2297	422	69	for	for	ADP
cjrl-2297	422	70	minorities	minority	NOUN
cjrl-2297	422	71	,	,	PUNCT
cjrl-2297	422	72	whose	whose	DET
cjrl-2297	422	73	homes	home	NOUN
cjrl-2297	422	74	were	be	AUX
cjrl-2297	422	75	often	often	ADV
cjrl-2297	422	76	their	their	PRON
cjrl-2297	422	77	greatest	great	ADJ
cjrl-2297	422	78	asset.139	asset.139	ADJ
cjrl-2297	422	79	the	the	DET
cjrl-2297	422	80	dramatic	dramatic	ADJ
cjrl-2297	422	81	decrease	decrease	NOUN
cjrl-2297	422	82	in	in	ADP
cjrl-2297	422	83	household	household	NOUN
cjrl-2297	422	84	wealth	wealth	NOUN
cjrl-2297	422	85	translated	translate	VERB
cjrl-2297	422	86	to	to	ADP
cjrl-2297	422	87	a	a	DET
cjrl-2297	422	88	decrease	decrease	NOUN
cjrl-2297	422	89	in	in	ADP
cjrl-2297	422	90	confidence	confidence	NOUN
cjrl-2297	422	91	in	in	ADP
cjrl-2297	422	92	the	the	DET
cjrl-2297	422	93	u.s	u.s	PROPN
cjrl-2297	422	94	.	.	PROPN
cjrl-2297	422	95	economy	economy	NOUN
cjrl-2297	422	96	,	,	PUNCT
cjrl-2297	422	97	domestically	domestically	ADV
cjrl-2297	422	98	and	and	CCONJ
cjrl-2297	422	99	abroad	abroad	ADV
cjrl-2297	422	100	,	,	PUNCT
cjrl-2297	422	101	triggering	trigger	VERB
cjrl-2297	422	102	a	a	DET
cjrl-2297	422	103	global	global	ADJ
cjrl-2297	422	104	economic	economic	ADJ
cjrl-2297	422	105	crisis.140	crisis.140	PROPN
cjrl-2297	422	106	bank	bank	NOUN
cjrl-2297	422	107	bailouts	bailout	NOUN
cjrl-2297	422	108	and	and	CCONJ
cjrl-2297	422	109	a	a	DET
cjrl-2297	422	110	credit	credit	NOUN
cjrl-2297	422	111	crunch	crunch	NOUN
cjrl-2297	422	112	ensued	ensue	VERB
cjrl-2297	422	113	as	as	SCONJ
cjrl-2297	422	114	the	the	DET
cjrl-2297	422	115	economy	economy	NOUN
cjrl-2297	422	116	stabilized	stabilize	VERB
cjrl-2297	422	117	with	with	ADP
cjrl-2297	422	118	the	the	DET
cjrl-2297	422	119	help	help	NOUN
cjrl-2297	422	120	of	of	ADP
cjrl-2297	422	121	low	low	ADJ
cjrl-2297	422	122	interest	interest	NOUN
cjrl-2297	422	123	rates	rate	NOUN
cjrl-2297	422	124	and	and	CCONJ
cjrl-2297	422	125	caps	cap	NOUN
cjrl-2297	422	126	on	on	ADP
cjrl-2297	422	127	inflation.141	inflation.141	VERB
cjrl-2297	422	128	the	the	DET
cjrl-2297	422	129	contraction	contraction	NOUN
cjrl-2297	422	130	of	of	ADP
cjrl-2297	422	131	the	the	DET
cjrl-2297	422	132	united	united	PROPN
cjrl-2297	422	133	states	states	PROPN
cjrl-2297	422	134	economy	economy	NOUN
cjrl-2297	422	135	had	have	VERB
cjrl-2297	422	136	a	a	DET
cjrl-2297	422	137	ripple	ripple	ADJ
cjrl-2297	422	138	effect	effect	NOUN
cjrl-2297	422	139	that	that	PRON
cjrl-2297	422	140	increased	increase	VERB
cjrl-2297	422	141	the	the	DET
cjrl-2297	422	142	unemployment	unemployment	NOUN
cjrl-2297	422	143	rate.142	rate.142	NOUN
cjrl-2297	422	144	increased	increase	VERB
cjrl-2297	422	145	unemployment	unemployment	NOUN
cjrl-2297	422	146	contributed	contribute	VERB
cjrl-2297	422	147	to	to	ADP
cjrl-2297	422	148	less	less	ADJ
cjrl-2297	422	149	spending	spending	NOUN
cjrl-2297	422	150	for	for	ADP
cjrl-2297	422	151	the	the	DET
cjrl-2297	422	152	average	average	ADJ
cjrl-2297	422	153	family	family	NOUN
cjrl-2297	422	154	that	that	SCONJ
cjrl-2297	422	155	com	com	NOUN
cjrl-2297	422	156	/	/	SYM
cjrl-2297	422	157	business	business	NOUN
cjrl-2297	422	158	-	-	PUNCT
cjrl-2297	422	159	news	news	NOUN
cjrl-2297	422	160	/	/	SYM
cjrl-2297	422	161	index.ssf/2013/01	index.ssf/2013/01	NOUN
cjrl-2297	422	162	/	/	SYM
cjrl-2297	422	163	editorial_bank_of_america_and_the_worst.html	editorial_bank_of_america_and_the_worst.html	PROPN
cjrl-2297	422	164	(	(	PUNCT
cjrl-2297	422	165	reporting	report	VERB
cjrl-2297	422	166	on	on	ADP
cjrl-2297	422	167	the	the	DET
cjrl-2297	422	168	recent	recent	ADJ
cjrl-2297	422	169	$	$	SYM
cjrl-2297	422	170	11.6	11.6	NUM
cjrl-2297	422	171	billion	billion	NUM
cjrl-2297	422	172	settlement	settlement	NOUN
cjrl-2297	422	173	with	with	ADP
cjrl-2297	422	174	fannie	fannie	PROPN
cjrl-2297	422	175	mae	mae	PROPN
cjrl-2297	422	176	for	for	ADP
cjrl-2297	422	177	mortgages	mortgage	NOUN
cjrl-2297	422	178	made	make	VERB
cjrl-2297	422	179	pursuant	pursuant	ADJ
cjrl-2297	422	180	to	to	ADP
cjrl-2297	422	181	the	the	DET
cjrl-2297	422	182	housing	housing	NOUN
cjrl-2297	422	183	crisis	crisis	NOUN
cjrl-2297	422	184	to	to	PART
cjrl-2297	422	185	in	in	ADP
cjrl-2297	422	186	part	part	NOUN
cjrl-2297	422	187	buy	buy	VERB
cjrl-2297	422	188	back	back	ADV
cjrl-2297	422	189	toxic	toxic	ADJ
cjrl-2297	422	190	loans	loan	NOUN
cjrl-2297	422	191	)	)	PUNCT
cjrl-2297	422	192	;	;	PUNCT
cjrl-2297	422	193	jeff	jeff	PROPN
cjrl-2297	422	194	blumenthal	blumenthal	PROPN
cjrl-2297	422	195	,	,	PUNCT
cjrl-2297	422	196	bank	bank	NOUN
cjrl-2297	422	197	failures	failure	NOUN
cjrl-2297	422	198	easing	ease	VERB
cjrl-2297	422	199	,	,	PUNCT
cjrl-2297	422	200	but	but	CCONJ
cjrl-2297	422	201	still	still	ADV
cjrl-2297	422	202	more	more	ADV
cjrl-2297	422	203	frequent	frequent	ADJ
cjrl-2297	422	204	than	than	ADP
cjrl-2297	422	205	before	before	ADP
cjrl-2297	422	206	crisis	crisis	NOUN
cjrl-2297	422	207	,	,	PUNCT
cjrl-2297	422	208	philadelphia	philadelphia	PROPN
cjrl-2297	422	209	bus	bus	NOUN
cjrl-2297	422	210	.	.	PUNCT
cjrl-2297	423	1	journal	journal	PROPN
cjrl-2297	423	2	,	,	PUNCT
cjrl-2297	423	3	(	(	PUNCT
cjrl-2297	423	4	jan	jan	PROPN
cjrl-2297	423	5	.	.	PROPN
cjrl-2297	423	6	2	2	NUM
cjrl-2297	423	7	,	,	PUNCT
cjrl-2297	423	8	2013	2013	NUM
cjrl-2297	423	9	)	)	PUNCT
cjrl-2297	423	10	,	,	PUNCT
cjrl-2297	423	11	http://www.bizjournals.com/philadelphia/news/2013/01/02/bank-failures-easing-but-still-more.html?page=all	http://www.bizjournals.com/philadelphia/news/2013/01/02/bank-failures-easing-but-still-more.html?page=all	PROPN
cjrl-2297	423	12	(	(	PUNCT
cjrl-2297	423	13	“	"	PUNCT
cjrl-2297	423	14	according	accord	VERB
cjrl-2297	423	15	to	to	ADP
cjrl-2297	423	16	data	datum	NOUN
cjrl-2297	423	17	from	from	ADP
cjrl-2297	423	18	the	the	DET
cjrl-2297	423	19	federal	federal	ADJ
cjrl-2297	423	20	deposit	deposit	PROPN
cjrl-2297	423	21	insurance	insurance	PROPN
cjrl-2297	423	22	corp	corp	PROPN
cjrl-2297	423	23	.	.	PROPN
cjrl-2297	423	24	,	,	PUNCT
cjrl-2297	423	25	there	there	PRON
cjrl-2297	423	26	were	be	VERB
cjrl-2297	423	27	50	50	NUM
cjrl-2297	423	28	bank	bank	NOUN
cjrl-2297	423	29	failures	failure	NOUN
cjrl-2297	423	30	nationwide	nationwide	ADV
cjrl-2297	423	31	in	in	ADP
cjrl-2297	423	32	2012	2012	NUM
cjrl-2297	423	33	,	,	PUNCT
cjrl-2297	423	34	down	down	ADV
cjrl-2297	423	35	from	from	ADP
cjrl-2297	423	36	92	92	NUM
cjrl-2297	423	37	in	in	ADP
cjrl-2297	423	38	2011	2011	NUM
cjrl-2297	423	39	,	,	PUNCT
cjrl-2297	423	40	157	157	NUM
cjrl-2297	423	41	in	in	ADP
cjrl-2297	423	42	2010	2010	NUM
cjrl-2297	423	43	and	and	CCONJ
cjrl-2297	423	44	140	140	NUM
cjrl-2297	423	45	in	in	ADP
cjrl-2297	423	46	2009	2009	NUM
cjrl-2297	423	47	.	.	PUNCT
cjrl-2297	424	1	there	there	PRON
cjrl-2297	424	2	were	be	VERB
cjrl-2297	424	3	only	only	ADV
cjrl-2297	424	4	52	52	NUM
cjrl-2297	424	5	total	total	ADJ
cjrl-2297	424	6	failures	failure	NOUN
cjrl-2297	424	7	combined	combine	VERB
cjrl-2297	424	8	in	in	ADP
cjrl-2297	424	9	the	the	DET
cjrl-2297	424	10	eight	eight	NUM
cjrl-2297	424	11	years	year	NOUN
cjrl-2297	424	12	prior	prior	ADV
cjrl-2297	424	13	,	,	PUNCT
cjrl-2297	424	14	with	with	ADP
cjrl-2297	424	15	25	25	NUM
cjrl-2297	424	16	of	of	ADP
cjrl-2297	424	17	those	those	PRON
cjrl-2297	424	18	coming	come	VERB
cjrl-2297	424	19	as	as	SCONJ
cjrl-2297	424	20	the	the	DET
cjrl-2297	424	21	recession	recession	NOUN
cjrl-2297	424	22	began	begin	VERB
cjrl-2297	424	23	in	in	ADP
cjrl-2297	424	24	earnest	earnest	ADJ
cjrl-2297	424	25	in	in	ADP
cjrl-2297	424	26	late	late	ADJ
cjrl-2297	424	27	2008	2008	NUM
cjrl-2297	424	28	.	.	PUNCT
cjrl-2297	424	29	”	"	PUNCT
cjrl-2297	424	30	)	)	PUNCT
cjrl-2297	424	31	;	;	PUNCT
cjrl-2297	424	32	associated	associated	ADJ
cjrl-2297	424	33	press	press	PROPN
cjrl-2297	424	34	,	,	PUNCT
cjrl-2297	424	35	ga	ga	PROPN
cjrl-2297	424	36	.	.	PROPN
cjrl-2297	424	37	bank	bank	PROPN
cjrl-2297	424	38	failure	failure	NOUN
cjrl-2297	424	39	brings	bring	VERB
cjrl-2297	424	40	2012	2012	NUM
cjrl-2297	424	41	total	total	NOUN
cjrl-2297	424	42	to	to	ADP
cjrl-2297	424	43	50	50	NUM
cjrl-2297	424	44	,	,	PUNCT
cjrl-2297	424	45	associated	associated	ADJ
cjrl-2297	424	46	press	press	NOUN
cjrl-2297	424	47	(	(	PUNCT
cjrl-2297	424	48	nov	nov	PROPN
cjrl-2297	424	49	.	.	PROPN
cjrl-2297	424	50	16	16	NUM
cjrl-2297	424	51	,	,	PUNCT
cjrl-2297	424	52	2012	2012	NUM
cjrl-2297	424	53	)	)	PUNCT
cjrl-2297	424	54	,	,	PUNCT
cjrl-2297	424	55	http://www.bigstory.ap.org/article/ga-bank-failure-brings-2012-total-50	http://www.bigstory.ap.org/article/ga-bank-failure-brings-2012-total-50	NOUN
cjrl-2297	424	56	(	(	PUNCT
cjrl-2297	424	57	reporting	report	VERB
cjrl-2297	424	58	that	that	SCONJ
cjrl-2297	424	59	bank	bank	NOUN
cjrl-2297	424	60	failures	failure	NOUN
cjrl-2297	424	61	peaked	peak	VERB
cjrl-2297	424	62	in	in	ADP
cjrl-2297	424	63	2010	2010	NUM
cjrl-2297	424	64	with	with	ADP
cjrl-2297	424	65	the	the	DET
cjrl-2297	424	66	highest	high	ADJ
cjrl-2297	424	67	number	number	NOUN
cjrl-2297	424	68	of	of	ADP
cjrl-2297	424	69	closures	closure	NOUN
cjrl-2297	424	70	since	since	SCONJ
cjrl-2297	424	71	the	the	DET
cjrl-2297	424	72	savings	saving	NOUN
cjrl-2297	424	73	and	and	CCONJ
cjrl-2297	424	74	loans	loan	NOUN
cjrl-2297	424	75	crisis	crisis	NOUN
cjrl-2297	424	76	approximately	approximately	ADV
cjrl-2297	424	77	20	20	NUM
cjrl-2297	424	78	years	year	NOUN
cjrl-2297	424	79	ago	ago	ADV
cjrl-2297	424	80	)	)	PUNCT
cjrl-2297	424	81	.	.	PUNCT
cjrl-2297	425	1	137	137	NUM
cjrl-2297	425	2	see	see	VERB
cjrl-2297	425	3	generally	generally	ADV
cjrl-2297	425	4	julia	julia	PROPN
cjrl-2297	425	5	c.	c.	PROPN
cjrl-2297	425	6	ott	ott	PROPN
cjrl-2297	425	7	,	,	PUNCT
cjrl-2297	425	8	when	when	SCONJ
cjrl-2297	425	9	wall	wall	PROPN
cjrl-2297	425	10	street	street	PROPN
cjrl-2297	425	11	met	meet	VERB
cjrl-2297	425	12	main	main	ADJ
cjrl-2297	425	13	street	street	NOUN
cjrl-2297	425	14	(	(	PUNCT
cjrl-2297	425	15	2011	2011	NUM
cjrl-2297	425	16	)	)	PUNCT
cjrl-2297	425	17	(	(	PUNCT
cjrl-2297	425	18	documenting	document	VERB
cjrl-2297	425	19	wall	wall	PROPN
cjrl-2297	425	20	street	street	PROPN
cjrl-2297	425	21	’s	’s	PART
cjrl-2297	425	22	connection	connection	NOUN
cjrl-2297	425	23	to	to	ADP
cjrl-2297	425	24	the	the	DET
cjrl-2297	425	25	economic	economic	ADJ
cjrl-2297	425	26	health	health	NOUN
cjrl-2297	425	27	of	of	ADP
cjrl-2297	425	28	the	the	DET
cjrl-2297	425	29	country	country	NOUN
cjrl-2297	425	30	and	and	CCONJ
cjrl-2297	425	31	its	its	PRON
cjrl-2297	425	32	citizens	citizen	NOUN
cjrl-2297	425	33	)	)	PUNCT
cjrl-2297	425	34	;	;	PUNCT
cjrl-2297	425	35	rodney	rodney	PROPN
cjrl-2297	425	36	ramcharan	ramcharan	PROPN
cjrl-2297	425	37	,	,	PUNCT
cjrl-2297	425	38	et	et	PROPN
cjrl-2297	425	39	al	al	PROPN
cjrl-2297	425	40	.	.	PROPN
cjrl-2297	425	41	,	,	PUNCT
cjrl-2297	425	42	from	from	ADP
cjrl-2297	425	43	wall	wall	PROPN
cjrl-2297	425	44	street	street	PROPN
cjrl-2297	425	45	to	to	ADP
cjrl-2297	425	46	main	main	ADJ
cjrl-2297	425	47	street	street	NOUN
cjrl-2297	425	48	:	:	PUNCT
cjrl-2297	425	49	the	the	DET
cjrl-2297	425	50	impact	impact	NOUN
cjrl-2297	425	51	of	of	ADP
cjrl-2297	425	52	the	the	DET
cjrl-2297	425	53	financial	financial	ADJ
cjrl-2297	425	54	crisis	crisis	NOUN
cjrl-2297	425	55	on	on	ADP
cjrl-2297	425	56	consumer	consumer	NOUN
cjrl-2297	425	57	credit	credit	NOUN
cjrl-2297	425	58	supply	supply	NOUN
cjrl-2297	425	59	(	(	PUNCT
cjrl-2297	425	60	fed	fed	PROPN
cjrl-2297	425	61	.	.	PUNCT
cjrl-2297	425	62	reserve	reserve	PROPN
cjrl-2297	425	63	bd	bd	PROPN
cjrl-2297	425	64	.	.	PROPN
cjrl-2297	425	65	,	,	PUNCT
cjrl-2297	425	66	working	work	VERB
cjrl-2297	425	67	paper	paper	NOUN
cjrl-2297	425	68	no	no	INTJ
cjrl-2297	425	69	.	.	NOUN
cjrl-2297	425	70	2013	2013	NUM
cjrl-2297	425	71	-	-	SYM
cjrl-2297	425	72	10	10	NUM
cjrl-2297	425	73	,	,	PUNCT
cjrl-2297	425	74	2012	2012	NUM
cjrl-2297	425	75	)	)	PUNCT
cjrl-2297	425	76	;	;	PUNCT
cjrl-2297	425	77	anthony	anthony	PROPN
cjrl-2297	425	78	reyes	reyes	PROPN
cjrl-2297	425	79	,	,	PUNCT
cjrl-2297	425	80	reforming	reform	VERB
cjrl-2297	425	81	wall	wall	PROPN
cjrl-2297	425	82	street	street	PROPN
cjrl-2297	425	83	,	,	PUNCT
cjrl-2297	425	84	protecting	protect	VERB
cjrl-2297	425	85	main	main	ADJ
cjrl-2297	425	86	street	street	NOUN
cjrl-2297	425	87	:	:	PUNCT
cjrl-2297	425	88	an	an	DET
cjrl-2297	425	89	update	update	NOUN
cjrl-2297	425	90	on	on	ADP
cjrl-2297	425	91	wall	wall	PROPN
cjrl-2297	425	92	street	street	PROPN
cjrl-2297	425	93	reform	reform	PROPN
cjrl-2297	425	94	,	,	PUNCT
cjrl-2297	425	95	u.s	u.s	PROPN
cjrl-2297	425	96	.	.	PROPN
cjrl-2297	425	97	dept	dept	PROPN
cjrl-2297	425	98	.	.	PROPN
cjrl-2297	425	99	of	of	ADP
cjrl-2297	425	100	treasury	treasury	PROPN
cjrl-2297	425	101	(	(	PUNCT
cjrl-2297	425	102	july	july	PROPN
cjrl-2297	425	103	18	18	NUM
cjrl-2297	425	104	,	,	PUNCT
cjrl-2297	425	105	2012	2012	NUM
cjrl-2297	425	106	)	)	PUNCT
cjrl-2297	425	107	,	,	PUNCT
cjrl-2297	425	108	http://www.treasury.gov/connect/blog/documents/20120719_dfa_final5.pdf	http://www.treasury.gov/connect/blog/documents/20120719_dfa_final5.pdf	PROPN
cjrl-2297	425	109	.	.	PROPN
cjrl-2297	425	110	138	138	NUM
cjrl-2297	425	111	see	see	VERB
cjrl-2297	425	112	alejandro	alejandro	PROPN
cjrl-2297	425	113	lazo	lazo	PROPN
cjrl-2297	425	114	,	,	PUNCT
cjrl-2297	425	115	fewer	few	ADJ
cjrl-2297	425	116	americans	american	NOUN
cjrl-2297	425	117	are	be	AUX
cjrl-2297	425	118	stuck	stick	VERB
cjrl-2297	425	119	in	in	ADP
cjrl-2297	425	120	underwater	underwater	ADJ
cjrl-2297	425	121	mortgages	mortgage	NOUN
cjrl-2297	425	122	,	,	PUNCT
cjrl-2297	425	123	l.a	l.a	PROPN
cjrl-2297	425	124	.	.	PROPN
cjrl-2297	425	125	times	times	PROPN
cjrl-2297	425	126	(	(	PUNCT
cjrl-2297	425	127	feb	feb	PROPN
cjrl-2297	425	128	.	.	PROPN
cjrl-2297	425	129	22	22	NUM
cjrl-2297	425	130	,	,	PUNCT
cjrl-2297	425	131	2013	2013	NUM
cjrl-2297	425	132	)	)	PUNCT
cjrl-2297	425	133	,	,	PUNCT
cjrl-2297	425	134	http://articles.latimes.com/2013/feb/22/business/la-fi-mo-underwater-loans-20130222	http://articles.latimes.com/2013/feb/22/business/la-fi-mo-underwater-loans-20130222	NOUN
cjrl-2297	425	135	(	(	PUNCT
cjrl-2297	425	136	underwater	underwater	ADJ
cjrl-2297	425	137	home	home	NOUN
cjrl-2297	425	138	mortgages	mortgage	NOUN
cjrl-2297	425	139	,	,	PUNCT
cjrl-2297	425	140	or	or	CCONJ
cjrl-2297	425	141	mortgages	mortgage	NOUN
cjrl-2297	425	142	owing	owe	VERB
cjrl-2297	425	143	more	more	ADJ
cjrl-2297	425	144	than	than	ADP
cjrl-2297	425	145	what	what	PRON
cjrl-2297	425	146	the	the	DET
cjrl-2297	425	147	property	property	NOUN
cjrl-2297	425	148	is	be	AUX
cjrl-2297	425	149	worth	worth	ADJ
cjrl-2297	425	150	,	,	PUNCT
cjrl-2297	425	151	totaled	total	VERB
cjrl-2297	425	152	more	more	ADJ
cjrl-2297	425	153	than	than	ADP
cjrl-2297	425	154	$	$	SYM
cjrl-2297	425	155	1	1	NUM
cjrl-2297	425	156	trillion	trillion	NUM
cjrl-2297	425	157	in	in	ADP
cjrl-2297	425	158	2012	2012	NUM
cjrl-2297	425	159	)	)	PUNCT
cjrl-2297	425	160	;	;	PUNCT
cjrl-2297	425	161	les	les	PROPN
cjrl-2297	425	162	christie	christie	NOUN
cjrl-2297	425	163	,	,	PUNCT
cjrl-2297	425	164	half	half	NOUN
cjrl-2297	425	165	of	of	ADP
cjrl-2297	425	166	mortgage	mortgage	NOUN
cjrl-2297	425	167	borrowers	borrower	NOUN
cjrl-2297	425	168	under	under	ADP
cjrl-2297	425	169	40	40	NUM
cjrl-2297	425	170	are	be	AUX
cjrl-2297	425	171	underwater	underwater	NOUN
cjrl-2297	425	172	,	,	PUNCT
cjrl-2297	425	173	cnn	cnn	PROPN
cjrl-2297	425	174	(	(	PUNCT
cjrl-2297	425	175	aug	aug	PROPN
cjrl-2297	425	176	.	.	PROPN
cjrl-2297	425	177	23	23	NUM
cjrl-2297	425	178	,	,	PUNCT
cjrl-2297	425	179	2012	2012	NUM
cjrl-2297	425	180	)	)	PUNCT
cjrl-2297	425	181	,	,	PUNCT
cjrl-2297	425	182	http://money.cnn.com/2012/08/23/real_estate/	http://money.cnn.com/2012/08/23/real_estate/	NOUN
cjrl-2297	425	183	underwater	underwater	NOUN
cjrl-2297	425	184	-	-	PUNCT
cjrl-2297	425	185	mortgage	mortgage	NOUN
cjrl-2297	425	186	-	-	PUNCT
cjrl-2297	425	187	borrowers	borrower	NOUN
cjrl-2297	425	188	/	/	SYM
cjrl-2297	425	189	index.html	index.html	NOUN
cjrl-2297	425	190	.	.	PUNCT
cjrl-2297	426	1	139	139	NUM
cjrl-2297	426	2	see	see	VERB
cjrl-2297	426	3	paul	paul	PROPN
cjrl-2297	426	4	taylor	taylor	PROPN
cjrl-2297	426	5	,	,	PUNCT
cjrl-2297	426	6	et	et	PROPN
cjrl-2297	426	7	al	al	PROPN
cjrl-2297	426	8	.	.	PROPN
cjrl-2297	426	9	,	,	PUNCT
cjrl-2297	426	10	wealth	wealth	NOUN
cjrl-2297	426	11	gaps	gap	VERB
cjrl-2297	426	12	rise	rise	VERB
cjrl-2297	426	13	to	to	ADP
cjrl-2297	426	14	record	record	NOUN
cjrl-2297	426	15	highs	high	NOUN
cjrl-2297	426	16	between	between	ADP
cjrl-2297	426	17	whites	white	NOUN
cjrl-2297	426	18	,	,	PUNCT
cjrl-2297	426	19	blacks	black	NOUN
cjrl-2297	426	20	and	and	CCONJ
cjrl-2297	426	21	hispanics	hispanic	NOUN
cjrl-2297	426	22	,	,	PUNCT
cjrl-2297	426	23	pew	pew	NOUN
cjrl-2297	426	24	research	research	NOUN
cjrl-2297	426	25	center	center	NOUN
cjrl-2297	426	26	(	(	PUNCT
cjrl-2297	426	27	july	july	PROPN
cjrl-2297	426	28	26	26	NUM
cjrl-2297	426	29	,	,	PUNCT
cjrl-2297	426	30	2011	2011	NUM
cjrl-2297	426	31	)	)	PUNCT
cjrl-2297	426	32	,	,	PUNCT
cjrl-2297	426	33	http://www.pewsocialtrends.org/2011/07/26/wealth-gaps-rise-to-record-highs-betweenwhites-blacks-hispanics/	http://www.pewsocialtrends.org/2011/07/26/wealth-gaps-rise-to-record-highs-betweenwhites-blacks-hispanics/	PROPN
cjrl-2297	426	34	(	(	PUNCT
cjrl-2297	426	35	“	"	PUNCT
cjrl-2297	426	36	[	[	X
cjrl-2297	426	37	a]nalysis	a]nalysis	NOUN
cjrl-2297	426	38	finds	find	VERB
cjrl-2297	426	39	that	that	SCONJ
cjrl-2297	426	40	,	,	PUNCT
cjrl-2297	426	41	in	in	ADP
cjrl-2297	426	42	percentage	percentage	NOUN
cjrl-2297	426	43	terms	term	NOUN
cjrl-2297	426	44	,	,	PUNCT
cjrl-2297	426	45	the	the	DET
cjrl-2297	426	46	bursting	bursting	NOUN
cjrl-2297	426	47	of	of	ADP
cjrl-2297	426	48	the	the	DET
cjrl-2297	426	49	housing	housing	NOUN
cjrl-2297	426	50	market	market	NOUN
cjrl-2297	426	51	bubble	bubble	NOUN
cjrl-2297	426	52	in	in	ADP
cjrl-2297	426	53	2006	2006	NUM
cjrl-2297	426	54	and	and	CCONJ
cjrl-2297	426	55	the	the	DET
cjrl-2297	426	56	recession	recession	NOUN
cjrl-2297	426	57	that	that	PRON
cjrl-2297	426	58	followed	follow	VERB
cjrl-2297	426	59	from	from	ADP
cjrl-2297	426	60	late	late	ADJ
cjrl-2297	426	61	2007	2007	NUM
cjrl-2297	426	62	to	to	ADP
cjrl-2297	426	63	mid-2009	mid-2009	NOUN
cjrl-2297	426	64	took	take	VERB
cjrl-2297	426	65	a	a	DET
cjrl-2297	426	66	far	far	ADV
cjrl-2297	426	67	greater	great	ADJ
cjrl-2297	426	68	toll	toll	NOUN
cjrl-2297	426	69	on	on	ADP
cjrl-2297	426	70	the	the	DET
cjrl-2297	426	71	wealth	wealth	NOUN
cjrl-2297	426	72	of	of	ADP
cjrl-2297	426	73	minorities	minority	NOUN
cjrl-2297	426	74	than	than	ADP
cjrl-2297	426	75	whites	white	NOUN
cjrl-2297	426	76	.	.	PUNCT
cjrl-2297	426	77	”	"	PUNCT
cjrl-2297	426	78	)	)	PUNCT
cjrl-2297	426	79	;	;	PUNCT
cjrl-2297	426	80	tami	tami	PROPN
cjrl-2297	426	81	luhby	luhby	NOUN
cjrl-2297	426	82	,	,	PUNCT
cjrl-2297	426	83	worsening	worsen	VERB
cjrl-2297	426	84	wealth	wealth	NOUN
cjrl-2297	426	85	inequality	inequality	NOUN
cjrl-2297	426	86	by	by	ADP
cjrl-2297	426	87	race	race	NOUN
cjrl-2297	426	88	,	,	PUNCT
cjrl-2297	426	89	cnn	cnn	PROPN
cjrl-2297	426	90	(	(	PUNCT
cjrl-2297	426	91	june	june	PROPN
cjrl-2297	426	92	21	21	NUM
cjrl-2297	426	93	,	,	PUNCT
cjrl-2297	426	94	2012	2012	NUM
cjrl-2297	426	95	)	)	PUNCT
cjrl-2297	426	96	,	,	PUNCT
cjrl-2297	426	97	http://money.cnn.com/2012/06/21/	http://money.cnn.com/2012/06/21/	PROPN
cjrl-2297	426	98	news	news	NOUN
cjrl-2297	426	99	/	/	SYM
cjrl-2297	426	100	economy	economy	NOUN
cjrl-2297	426	101	/	/	SYM
cjrl-2297	426	102	wealth	wealth	NOUN
cjrl-2297	426	103	-	-	PUNCT
cjrl-2297	426	104	gap	gap	NOUN
cjrl-2297	426	105	-	-	PUNCT
cjrl-2297	426	106	race	race	NOUN
cjrl-2297	426	107	/	/	SYM
cjrl-2297	426	108	index.htm	index.htm	NOUN
cjrl-2297	426	109	;	;	PUNCT
cjrl-2297	426	110	jeff	jeff	PROPN
cjrl-2297	426	111	kearns	kearns	PROPN
cjrl-2297	426	112	,	,	PUNCT
cjrl-2297	426	113	fed	fed	PROPN
cjrl-2297	426	114	says	say	VERB
cjrl-2297	426	115	u.s	u.s	PROPN
cjrl-2297	426	116	.	.	PROPN
cjrl-2297	426	117	wealth	wealth	NOUN
cjrl-2297	426	118	fell	fall	VERB
cjrl-2297	426	119	38.8	38.8	NUM
cjrl-2297	426	120	%	%	NOUN
cjrl-2297	426	121	in	in	ADP
cjrl-2297	426	122	2007–2010	2007–2010	NUM
cjrl-2297	426	123	on	on	ADP
cjrl-2297	426	124	housing	housing	NOUN
cjrl-2297	426	125	,	,	PUNCT
cjrl-2297	426	126	bloomberg	bloomberg	PROPN
cjrl-2297	426	127	(	(	PUNCT
cjrl-2297	426	128	june	june	PROPN
cjrl-2297	426	129	12	12	NUM
cjrl-2297	426	130	,	,	PUNCT
cjrl-2297	426	131	2012	2012	NUM
cjrl-2297	426	132	)	)	PUNCT
cjrl-2297	426	133	,	,	PUNCT
cjrl-2297	426	134	http://www.bloomberg.com/news/2012-06-11/fed-says-family-wealth-plunged-38-8-in2007-2010-on-home-values.html	http://www.bloomberg.com/news/2012-06-11/fed-says-family-wealth-plunged-38-8-in2007-2010-on-home-values.html	PROPN
cjrl-2297	426	135	;	;	PUNCT
cjrl-2297	427	1	eric	eric	PROPN
cjrl-2297	427	2	pianin	pianin	PROPN
cjrl-2297	427	3	,	,	PUNCT
cjrl-2297	427	4	how	how	SCONJ
cjrl-2297	427	5	the	the	DET
cjrl-2297	427	6	housing	housing	NOUN
cjrl-2297	427	7	crisis	crisis	NOUN
cjrl-2297	427	8	shafted	shaft	VERB
cjrl-2297	427	9	the	the	DET
cjrl-2297	427	10	next	next	ADJ
cjrl-2297	427	11	generation	generation	NOUN
cjrl-2297	427	12	,	,	PUNCT
cjrl-2297	427	13	the	the	DET
cjrl-2297	427	14	fiscal	fiscal	ADJ
cjrl-2297	427	15	times	time	NOUN
cjrl-2297	427	16	(	(	PUNCT
cjrl-2297	427	17	may	may	PROPN
cjrl-2297	427	18	22	22	NUM
cjrl-2297	427	19	,	,	PUNCT
cjrl-2297	427	20	2012	2012	NUM
cjrl-2297	427	21	)	)	PUNCT
cjrl-2297	427	22	,	,	PUNCT
cjrl-2297	427	23	http://www.thefiscaltimes.com/articles/2012/05/22/how-the-housing-crisis-shafted-the-next	http://www.thefiscaltimes.com/articles/2012/05/22/how-the-housing-crisis-shafted-the-next	NOUN
cjrl-2297	427	24	generation	generation	NOUN
cjrl-2297	427	25	.aspx#page1	.aspx#page1	PUNCT
cjrl-2297	427	26	;	;	PUNCT
cjrl-2297	427	27	see	see	VERB
cjrl-2297	427	28	generally	generally	ADV
cjrl-2297	427	29	thomas	thomas	PROPN
cjrl-2297	427	30	m.	m.	PROPN
cjrl-2297	427	31	shapiro	shapiro	PROPN
cjrl-2297	427	32	,	,	PUNCT
cjrl-2297	427	33	race	race	NOUN
cjrl-2297	427	34	,	,	PUNCT
cjrl-2297	427	35	homeownership	homeownership	NOUN
cjrl-2297	427	36	and	and	CCONJ
cjrl-2297	427	37	wealth	wealth	NOUN
cjrl-2297	427	38	,	,	PUNCT
cjrl-2297	427	39	20	20	NUM
cjrl-2297	427	40	j.l	j.l	PROPN
cjrl-2297	427	41	.	.	PROPN
cjrl-2297	427	42	&	&	CCONJ
cjrl-2297	427	43	pol’y	pol’y	NOUN
cjrl-2297	427	44	53	53	NUM
cjrl-2297	427	45	,	,	PUNCT
cjrl-2297	427	46	65	65	NUM
cjrl-2297	427	47	(	(	PUNCT
cjrl-2297	427	48	2006	2006	NUM
cjrl-2297	427	49	)	)	PUNCT
cjrl-2297	427	50	(	(	PUNCT
cjrl-2297	427	51	stating	state	VERB
cjrl-2297	427	52	that	that	SCONJ
cjrl-2297	427	53	homeownership	homeownership	NOUN
cjrl-2297	427	54	is	be	AUX
cjrl-2297	427	55	a	a	DET
cjrl-2297	427	56	large	large	ADJ
cjrl-2297	427	57	asset	asset	NOUN
cjrl-2297	427	58	for	for	ADP
cjrl-2297	427	59	american	american	ADJ
cjrl-2297	427	60	families	family	NOUN
cjrl-2297	427	61	in	in	ADP
cjrl-2297	427	62	building	build	VERB
cjrl-2297	427	63	wealth	wealth	NOUN
cjrl-2297	427	64	)	)	PUNCT
cjrl-2297	427	65	.	.	PUNCT
cjrl-2297	428	1	140	140	NUM
cjrl-2297	428	2	see	see	VERB
cjrl-2297	428	3	generally	generally	ADV
cjrl-2297	428	4	stijn	stijn	PROPN
cjrl-2297	428	5	claessens	claessen	NOUN
cjrl-2297	428	6	,	,	PUNCT
cjrl-2297	428	7	et	et	PROPN
cjrl-2297	428	8	al	al	PROPN
cjrl-2297	428	9	.	.	PROPN
cjrl-2297	428	10	,	,	PUNCT
cjrl-2297	428	11	what	what	PRON
cjrl-2297	428	12	happens	happen	VERB
cjrl-2297	428	13	during	during	ADP
cjrl-2297	428	14	recession	recession	NOUN
cjrl-2297	428	15	,	,	PUNCT
cjrl-2297	428	16	crunches	crunch	NOUN
cjrl-2297	428	17	,	,	PUNCT
cjrl-2297	428	18	and	and	CCONJ
cjrl-2297	428	19	busts	bust	NOUN
cjrl-2297	428	20	?	?	PUNCT
cjrl-2297	428	21	,	,	PUNCT
cjrl-2297	428	22	60	60	NUM
cjrl-2297	428	23	econ	econ	X
cjrl-2297	428	24	.	.	PUNCT
cjrl-2297	428	25	pol’y	pol’y	NOUN
cjrl-2297	428	26	653	653	NUM
cjrl-2297	428	27	(	(	PUNCT
cjrl-2297	428	28	2009	2009	NUM
cjrl-2297	428	29	)	)	PUNCT
cjrl-2297	428	30	;	;	PUNCT
cjrl-2297	428	31	susan	susan	PROPN
cjrl-2297	428	32	fenton	fenton	PROPN
cjrl-2297	428	33	,	,	PUNCT
cjrl-2297	428	34	u.s	u.s	PROPN
cjrl-2297	428	35	.	.	PROPN
cjrl-2297	428	36	consumer	consumer	NOUN
cjrl-2297	428	37	confidence	confidence	NOUN
cjrl-2297	428	38	now	now	ADV
cjrl-2297	428	39	lower	low	ADJ
cjrl-2297	428	40	than	than	ADP
cjrl-2297	428	41	at	at	ADP
cjrl-2297	428	42	height	height	NOUN
cjrl-2297	428	43	of	of	ADP
cjrl-2297	428	44	global	global	ADJ
cjrl-2297	428	45	recession	recession	NOUN
cjrl-2297	428	46	,	,	PUNCT
cjrl-2297	428	47	huffington	huffington	PROPN
cjrl-2297	428	48	post	post	PROPN
cjrl-2297	428	49	(	(	PUNCT
cjrl-2297	428	50	july	july	PROPN
cjrl-2297	428	51	17	17	NUM
cjrl-2297	428	52	,	,	PUNCT
cjrl-2297	428	53	2011	2011	NUM
cjrl-2297	428	54	)	)	PUNCT
cjrl-2297	428	55	,	,	PUNCT
cjrl-2297	428	56	http://www.huffingtonpost.com/2011/07/17/consumer-confidence-global-recession_n_901015.html	http://www.huffingtonpost.com/2011/07/17/consumer-confidence-global-recession_n_901015.html	PROPN
cjrl-2297	428	57	.	.	PUNCT
cjrl-2297	429	1	141	141	NUM
cjrl-2297	429	2	see	see	VERB
cjrl-2297	429	3	generally	generally	ADV
cjrl-2297	429	4	phil	phil	PROPN
cjrl-2297	429	5	izzo	izzo	PROPN
cjrl-2297	429	6	,	,	PUNCT
cjrl-2297	429	7	secondary	secondary	ADJ
cjrl-2297	429	8	sources	source	NOUN
cjrl-2297	429	9	:	:	PUNCT
cjrl-2297	429	10	bailout	bailout	NOUN
cjrl-2297	429	11	concerns	concern	NOUN
cjrl-2297	429	12	,	,	PUNCT
cjrl-2297	429	13	credit	credit	NOUN
cjrl-2297	429	14	crunch	crunch	NOUN
cjrl-2297	429	15	,	,	PUNCT
cjrl-2297	429	16	inflation	inflation	NOUN
cjrl-2297	429	17	targeting	targeting	NOUN
cjrl-2297	429	18	,	,	PUNCT
cjrl-2297	429	19	wall	wall	PROPN
cjrl-2297	429	20	street	street	PROPN
cjrl-2297	429	21	journal	journal	PROPN
cjrl-2297	429	22	(	(	PUNCT
cjrl-2297	429	23	sept	sept	PROPN
cjrl-2297	429	24	.	.	PROPN
cjrl-2297	429	25	24	24	NUM
cjrl-2297	429	26	,	,	PUNCT
cjrl-2297	429	27	2008	2008	NUM
cjrl-2297	429	28	)	)	PUNCT
cjrl-2297	429	29	,	,	PUNCT
cjrl-2297	429	30	http://blogs.wsj.com/economics/2008/09/24/secondary-sources-bailout-concerns-creditcrunch-inflation-targeting/.	http://blogs.wsj.com/economics/2008/09/24/secondary-sources-bailout-concerns-creditcrunch-inflation-targeting/.	NOUN
cjrl-2297	429	31	142	142	NUM
cjrl-2297	429	32	see	see	VERB
cjrl-2297	429	33	generally	generally	ADV
cjrl-2297	429	34	econport	econport	NOUN
cjrl-2297	429	35	,	,	PUNCT
cjrl-2297	429	36	types	type	NOUN
cjrl-2297	429	37	of	of	ADP
cjrl-2297	429	38	unemployment	unemployment	NOUN
cjrl-2297	429	39	,	,	PUNCT
cjrl-2297	429	40	econport	econport	NOUN
cjrl-2297	429	41	,	,	PUNCT
cjrl-2297	429	42	http://www.econport.org/content/handbook/	http://www.econport.org/content/handbook/	PROPN
cjrl-2297	429	43	unemployment	unemployment	NOUN
cjrl-2297	429	44	/	/	SYM
cjrl-2297	430	1	types.html	types.html	PRON
cjrl-2297	430	2	(	(	PUNCT
cjrl-2297	430	3	last	last	ADJ
cjrl-2297	430	4	visited	visit	VERB
cjrl-2297	430	5	feb	feb	PROPN
cjrl-2297	430	6	.	.	PROPN
cjrl-2297	430	7	24	24	NUM
cjrl-2297	430	8	,	,	PUNCT
cjrl-2297	430	9	2014	2014	NUM
cjrl-2297	430	10	)	)	PUNCT
cjrl-2297	430	11	;	;	PUNCT
cjrl-2297	430	12	ronald	ronald	PROPN
cjrl-2297	430	13	kimmons	kimmon	NOUN
cjrl-2297	430	14	,	,	PUNCT
cjrl-2297	430	15	how	how	SCONJ
cjrl-2297	430	16	business	business	NOUN
cjrl-2297	430	17	cycles	cycle	NOUN
cjrl-2297	430	18	affect	affect	VERB
cjrl-2297	430	19	unemployment	unemployment	NOUN
cjrl-2297	430	20	,	,	PUNCT
cjrl-2297	430	21	houston	houston	PROPN
cjrl-2297	430	22	chronicle	chronicle	PROPN
cjrl-2297	430	23	,	,	PUNCT
cjrl-2297	430	24	http://smallbusiness.chron.com/business-cycles-affect-unemployment-21368.html	http://smallbusiness.chron.com/business-cycles-affect-unemployment-21368.html	PROPN
cjrl-2297	430	25	(	(	PUNCT
cjrl-2297	430	26	last	last	ADJ
cjrl-2297	430	27	visited	visit	VERB
cjrl-2297	430	28	feb	feb	PROPN
cjrl-2297	430	29	.	.	PROPN
cjrl-2297	430	30	24	24	NUM
cjrl-2297	430	31	,	,	PUNCT
cjrl-2297	430	32	2014	2014	NUM
cjrl-2297	430	33	)	)	PUNCT
cjrl-2297	430	34	.	.	PUNCT
cjrl-2297	431	1	foreclosures	foreclosure	NOUN
cjrl-2297	431	2	and	and	CCONJ
cjrl-2297	431	3	financial	financial	ADJ
cjrl-2297	431	4	aid	aid	NOUN
cjrl-2297	431	5	vol	vol	NOUN
cjrl-2297	431	6	.	.	PUNCT
cjrl-2297	432	1	4:2	4:2	NUM
cjrl-2297	432	2	150	150	NUM
cjrl-2297	432	3	further	far	ADV
cjrl-2297	432	4	contracted	contract	VERB
cjrl-2297	432	5	the	the	DET
cjrl-2297	432	6	job	job	NOUN
cjrl-2297	432	7	market.143	market.143	NOUN
cjrl-2297	432	8	the	the	DET
cjrl-2297	432	9	decline	decline	NOUN
cjrl-2297	432	10	in	in	ADP
cjrl-2297	432	11	wages	wage	NOUN
cjrl-2297	432	12	and	and	CCONJ
cjrl-2297	432	13	job	job	NOUN
cjrl-2297	432	14	layoffs	layoff	NOUN
cjrl-2297	432	15	prompted	prompt	VERB
cjrl-2297	432	16	americans	americans	PROPN
cjrl-2297	432	17	to	to	PART
cjrl-2297	432	18	either	either	CCONJ
cjrl-2297	432	19	enroll	enroll	VERB
cjrl-2297	432	20	in	in	ADP
cjrl-2297	432	21	college	college	NOUN
cjrl-2297	432	22	or	or	CCONJ
cjrl-2297	432	23	vocational	vocational	ADJ
cjrl-2297	432	24	school	school	NOUN
cjrl-2297	432	25	to	to	PART
cjrl-2297	432	26	acquire	acquire	VERB
cjrl-2297	432	27	additional	additional	ADJ
cjrl-2297	432	28	skills	skill	NOUN
cjrl-2297	432	29	to	to	PART
cjrl-2297	432	30	keep	keep	VERB
cjrl-2297	432	31	pace	pace	NOUN
cjrl-2297	432	32	with	with	ADP
cjrl-2297	432	33	the	the	DET
cjrl-2297	432	34	changing	change	VERB
cjrl-2297	432	35	job	job	NOUN
cjrl-2297	432	36	market.144	market.144	ADV
cjrl-2297	432	37	the	the	DET
cjrl-2297	432	38	resulting	result	VERB
cjrl-2297	432	39	recession	recession	NOUN
cjrl-2297	432	40	forced	force	VERB
cjrl-2297	432	41	prospective	prospective	ADJ
cjrl-2297	432	42	students	student	NOUN
cjrl-2297	432	43	to	to	PART
cjrl-2297	432	44	engage	engage	VERB
cjrl-2297	432	45	in	in	ADP
cjrl-2297	432	46	a	a	DET
cjrl-2297	432	47	cost	cost	NOUN
cjrl-2297	432	48	benefit	benefit	NOUN
cjrl-2297	432	49	analysis	analysis	NOUN
cjrl-2297	432	50	of	of	ADP
cjrl-2297	432	51	whether	whether	SCONJ
cjrl-2297	432	52	to	to	PART
cjrl-2297	432	53	attend	attend	VERB
cjrl-2297	432	54	college.145	college.145	ADJ
cjrl-2297	432	55	public	public	ADJ
cjrl-2297	432	56	colleges	college	NOUN
cjrl-2297	432	57	and	and	CCONJ
cjrl-2297	432	58	universities	university	NOUN
cjrl-2297	432	59	experienced	experience	VERB
cjrl-2297	432	60	an	an	DET
cjrl-2297	432	61	increase	increase	NOUN
cjrl-2297	432	62	in	in	ADP
cjrl-2297	432	63	enrollment	enrollment	NOUN
cjrl-2297	432	64	as	as	ADP
cjrl-2297	432	65	employment	employment	NOUN
cjrl-2297	432	66	prospects	prospect	NOUN
cjrl-2297	432	67	dwindled.146	dwindled.146	PROPN
cjrl-2297	432	68	however	however	ADV
cjrl-2297	432	69	,	,	PUNCT
cjrl-2297	432	70	private	private	ADJ
cjrl-2297	432	71	colleges	college	NOUN
cjrl-2297	432	72	,	,	PUNCT
cjrl-2297	432	73	universities	university	NOUN
cjrl-2297	432	74	,	,	PUNCT
cjrl-2297	432	75	and	and	CCONJ
cjrl-2297	432	76	professional	professional	ADJ
cjrl-2297	432	77	schools	school	NOUN
cjrl-2297	432	78	with	with	ADP
cjrl-2297	432	79	higher	high	ADJ
cjrl-2297	432	80	tuition	tuition	NOUN
cjrl-2297	432	81	experienced	experience	VERB
cjrl-2297	432	82	a	a	DET
cjrl-2297	432	83	sharp	sharp	ADJ
cjrl-2297	432	84	decline	decline	NOUN
cjrl-2297	432	85	in	in	ADP
cjrl-2297	432	86	enrollment.147	enrollment.147	NOUN
cjrl-2297	432	87	the	the	DET
cjrl-2297	432	88	bleak	bleak	ADJ
cjrl-2297	432	89	economic	economic	ADJ
cjrl-2297	432	90	outlook	outlook	NOUN
cjrl-2297	432	91	triggered	trigger	VERB
cjrl-2297	432	92	the	the	DET
cjrl-2297	432	93	growing	grow	VERB
cjrl-2297	432	94	concern	concern	NOUN
cjrl-2297	432	95	that	that	SCONJ
cjrl-2297	432	96	the	the	DET
cjrl-2297	432	97	cost	cost	NOUN
cjrl-2297	432	98	of	of	ADP
cjrl-2297	432	99	a	a	DET
cjrl-2297	432	100	college	college	NOUN
cjrl-2297	432	101	education	education	NOUN
cjrl-2297	432	102	effectively	effectively	ADV
cjrl-2297	432	103	outpaced	outpace	VERB
cjrl-2297	432	104	the	the	DET
cjrl-2297	432	105	rate	rate	NOUN
cjrl-2297	432	106	of	of	ADP
cjrl-2297	432	107	inflation.148	inflation.148	NOUN
cjrl-2297	432	108	the	the	DET
cjrl-2297	432	109	average	average	ADJ
cjrl-2297	432	110	financial	financial	ADJ
cjrl-2297	432	111	aid	aid	NOUN
cjrl-2297	432	112	award	award	NOUN
cjrl-2297	432	113	today	today	NOUN
cjrl-2297	432	114	does	do	AUX
cjrl-2297	432	115	not	not	PART
cjrl-2297	432	116	adequately	adequately	ADV
cjrl-2297	432	117	cover	cover	VERB
cjrl-2297	432	118	college	college	NOUN
cjrl-2297	432	119	expenses.149	expenses.149	NOUN
cjrl-2297	432	120	accordingly	accordingly	ADV
cjrl-2297	432	121	,	,	PUNCT
cjrl-2297	432	122	there	there	PRON
cjrl-2297	432	123	must	must	AUX
cjrl-2297	432	124	be	be	AUX
cjrl-2297	432	125	an	an	DET
cjrl-2297	432	126	integrated	integrated	ADJ
cjrl-2297	432	127	approach	approach	NOUN
cjrl-2297	432	128	to	to	PART
cjrl-2297	432	129	provide	provide	VERB
cjrl-2297	432	130	sufficient	sufficient	ADJ
cjrl-2297	432	131	funding	funding	NOUN
cjrl-2297	432	132	for	for	ADP
cjrl-2297	432	133	higher	high	ADJ
cjrl-2297	432	134	education	education	NOUN
cjrl-2297	432	135	and	and	CCONJ
cjrl-2297	432	136	to	to	PART
cjrl-2297	432	137	lower	lower	VERB
cjrl-2297	432	138	the	the	DET
cjrl-2297	432	139	cost	cost	NOUN
cjrl-2297	432	140	of	of	ADP
cjrl-2297	432	141	college	college	NOUN
cjrl-2297	432	142	attendance.150	attendance.150	PROPN
cjrl-2297	432	143	such	such	ADJ
cjrl-2297	432	144	movement	movement	NOUN
cjrl-2297	432	145	may	may	AUX
cjrl-2297	432	146	alleviate	alleviate	VERB
cjrl-2297	432	147	the	the	DET
cjrl-2297	432	148	tension	tension	NOUN
cjrl-2297	432	149	between	between	ADP
cjrl-2297	432	150	the	the	DET
cjrl-2297	432	151	need	need	NOUN
cjrl-2297	432	152	for	for	ADP
cjrl-2297	432	153	an	an	DET
cjrl-2297	432	154	educated	educate	VERB
cjrl-2297	432	155	workforce	workforce	NOUN
cjrl-2297	432	156	and	and	CCONJ
cjrl-2297	432	157	the	the	DET
cjrl-2297	432	158	difficulty	difficulty	NOUN
cjrl-2297	432	159	of	of	ADP
cjrl-2297	432	160	paying	pay	VERB
cjrl-2297	432	161	for	for	ADP
cjrl-2297	432	162	it.151	it.151	NUM
cjrl-2297	432	163	the	the	DET
cjrl-2297	432	164	housing	housing	NOUN
cjrl-2297	432	165	crisis	crisis	NOUN
cjrl-2297	432	166	affected	affect	VERB
cjrl-2297	432	167	how	how	SCONJ
cjrl-2297	432	168	families	family	NOUN
cjrl-2297	432	169	with	with	ADP
cjrl-2297	432	170	college	college	NOUN
cjrl-2297	432	171	students	student	NOUN
cjrl-2297	432	172	finance	finance	VERB
cjrl-2297	432	173	higher	high	ADJ
cjrl-2297	432	174	education.152	education.152	PROPN
cjrl-2297	432	175	home	home	NOUN
cjrl-2297	432	176	equity	equity	NOUN
cjrl-2297	432	177	loans	loan	NOUN
cjrl-2297	432	178	and	and	CCONJ
cjrl-2297	432	179	lines	line	NOUN
cjrl-2297	432	180	of	of	ADP
cjrl-2297	432	181	credit	credit	NOUN
cjrl-2297	432	182	have	have	AUX
cjrl-2297	432	183	decreased	decrease	VERB
cjrl-2297	432	184	in	in	ADP
cjrl-2297	432	185	use	use	NOUN
cjrl-2297	432	186	as	as	ADP
cjrl-2297	432	187	alternatives	alternative	NOUN
cjrl-2297	432	188	to	to	ADP
cjrl-2297	432	189	student	student	NOUN
cjrl-2297	432	190	loan	loan	NOUN
cjrl-2297	432	191	financing.153	financing.153	NOUN
cjrl-2297	432	192	further	far	ADV
cjrl-2297	432	193	,	,	PUNCT
cjrl-2297	432	194	the	the	DET
cjrl-2297	432	195	housing	housing	NOUN
cjrl-2297	432	196	market	market	NOUN
cjrl-2297	432	197	fallout	fallout	NOUN
cjrl-2297	432	198	resulted	result	VERB
cjrl-2297	432	199	in	in	ADP
cjrl-2297	432	200	a	a	DET
cjrl-2297	432	201	number	number	NOUN
cjrl-2297	432	202	of	of	ADP
cjrl-2297	432	203	foreclosures	foreclosure	NOUN
cjrl-2297	432	204	,	,	PUNCT
cjrl-2297	432	205	short	short	ADJ
cjrl-2297	432	206	sales	sale	NOUN
cjrl-2297	432	207	,	,	PUNCT
cjrl-2297	432	208	and	and	CCONJ
cjrl-2297	432	209	deeds	deed	NOUN
cjrl-2297	432	210	in	in	ADP
cjrl-2297	432	211	lieu	lieu	NOUN
cjrl-2297	432	212	of	of	ADP
cjrl-2297	432	213	foreclosure	foreclosure	NOUN
cjrl-2297	432	214	that	that	PRON
cjrl-2297	432	215	established	establish	VERB
cjrl-2297	432	216	an	an	DET
cjrl-2297	432	217	adverse	adverse	ADJ
cjrl-2297	432	218	credit	credit	NOUN
cjrl-2297	432	219	history	history	NOUN
cjrl-2297	432	220	for	for	ADP
cjrl-2297	432	221	federal	federal	ADJ
cjrl-2297	432	222	plus	plus	CCONJ
cjrl-2297	432	223	loan	loan	NOUN
cjrl-2297	432	224	program	program	NOUN
cjrl-2297	432	225	applicants.154	applicants.154	VERB
cjrl-2297	432	226	the	the	DET
cjrl-2297	432	227	143	143	NUM
cjrl-2297	432	228	see	see	NOUN
cjrl-2297	432	229	john	john	PROPN
cjrl-2297	432	230	w.	w.	PROPN
cjrl-2297	432	231	schoen	schoen	PROPN
cjrl-2297	432	232	,	,	PUNCT
cjrl-2297	432	233	lack	lack	NOUN
cjrl-2297	432	234	of	of	ADP
cjrl-2297	432	235	job	job	NOUN
cjrl-2297	432	236	growth	growth	NOUN
cjrl-2297	432	237	holds	hold	VERB
cjrl-2297	432	238	economy	economy	NOUN
cjrl-2297	432	239	in	in	ADP
cjrl-2297	432	240	cycle	cycle	NOUN
cjrl-2297	432	241	of	of	ADP
cjrl-2297	432	242	weakness	weakness	NOUN
cjrl-2297	432	243	,	,	PUNCT
cjrl-2297	432	244	nbc	nbc	PROPN
cjrl-2297	432	245	news	news	PROPN
cjrl-2297	432	246	(	(	PUNCT
cjrl-2297	432	247	aug	aug	PROPN
cjrl-2297	432	248	.	.	PROPN
cjrl-2297	432	249	4	4	NUM
cjrl-2297	432	250	,	,	PUNCT
cjrl-2297	432	251	2012	2012	NUM
cjrl-2297	432	252	)	)	PUNCT
cjrl-2297	432	253	,	,	PUNCT
cjrl-2297	432	254	http://economywatch.nbcnews.com/_news/2012/08/04/13107880-lack-of-job-growth-holds-economy-in-cycle-ofweakness?lite	http://economywatch.nbcnews.com/_news/2012/08/04/13107880-lack-of-job-growth-holds-economy-in-cycle-ofweakness?lite	PROPN
cjrl-2297	432	255	.	.	PUNCT
cjrl-2297	433	1	144	144	NUM
cjrl-2297	433	2	see	see	VERB
cjrl-2297	433	3	paul	paul	PROPN
cjrl-2297	433	4	taylor	taylor	PROPN
cjrl-2297	433	5	,	,	PUNCT
cjrl-2297	433	6	et	et	PROPN
cjrl-2297	433	7	al	al	PROPN
cjrl-2297	433	8	.	.	PROPN
cjrl-2297	433	9	,	,	PUNCT
cjrl-2297	433	10	college	college	NOUN
cjrl-2297	433	11	enrollment	enrollment	NOUN
cjrl-2297	433	12	hits	hit	VERB
cjrl-2297	433	13	all	all	DET
cjrl-2297	433	14	-	-	PUNCT
cjrl-2297	433	15	time	time	NOUN
cjrl-2297	433	16	high	high	ADJ
cjrl-2297	433	17	fueled	fuel	VERB
cjrl-2297	433	18	by	by	ADP
cjrl-2297	433	19	community	community	NOUN
cjrl-2297	433	20	college	college	NOUN
cjrl-2297	433	21	surge1	surge1	PROPN
cjrl-2297	433	22	(	(	PUNCT
cjrl-2297	433	23	2009	2009	NUM
cjrl-2297	433	24	)	)	PUNCT
cjrl-2297	433	25	;	;	PUNCT
cjrl-2297	433	26	see	see	VERB
cjrl-2297	433	27	generally	generally	ADV
cjrl-2297	433	28	howard	howard	PROPN
cjrl-2297	433	29	,	,	PUNCT
cjrl-2297	433	30	supra	supra	PROPN
cjrl-2297	433	31	note	note	NOUN
cjrl-2297	433	32	115	115	NUM
cjrl-2297	433	33	at	at	ADP
cjrl-2297	433	34	488	488	NUM
cjrl-2297	433	35	.	.	PUNCT
cjrl-2297	434	1	145	145	NUM
cjrl-2297	434	2	see	see	VERB
cjrl-2297	434	3	generally	generally	ADV
cjrl-2297	434	4	michael	michael	PROPN
cjrl-2297	434	5	c.	c.	PROPN
cjrl-2297	434	6	macchiarola	macchiarola	PROPN
cjrl-2297	434	7	&	&	CCONJ
cjrl-2297	434	8	arun	arun	PROPN
cjrl-2297	434	9	abraham	abraham	PROPN
cjrl-2297	434	10	,	,	PUNCT
cjrl-2297	434	11	options	option	NOUN
cjrl-2297	434	12	for	for	ADP
cjrl-2297	434	13	student	student	NOUN
cjrl-2297	434	14	borrowers	borrower	NOUN
cjrl-2297	434	15	:	:	PUNCT
cjrl-2297	434	16	a	a	DET
cjrl-2297	434	17	derivatives	derivative	NOUN
cjrl-2297	434	18	-	-	PUNCT
cjrl-2297	434	19	based	base	VERB
cjrl-2297	434	20	proposal	proposal	NOUN
cjrl-2297	434	21	to	to	PART
cjrl-2297	434	22	protect	protect	VERB
cjrl-2297	434	23	students	student	NOUN
cjrl-2297	434	24	and	and	CCONJ
cjrl-2297	434	25	control	control	VERB
cjrl-2297	434	26	debt	debt	NOUN
cjrl-2297	434	27	-	-	PUNCT
cjrl-2297	434	28	fueled	fuel	VERB
cjrl-2297	434	29	inflation	inflation	NOUN
cjrl-2297	434	30	in	in	ADP
cjrl-2297	434	31	the	the	DET
cjrl-2297	434	32	higher	high	ADJ
cjrl-2297	434	33	education	education	NOUN
cjrl-2297	434	34	market	market	NOUN
cjrl-2297	434	35	,	,	PUNCT
cjrl-2297	434	36	20	20	NUM
cjrl-2297	434	37	cornell	cornell	PROPN
cjrl-2297	434	38	j.l	j.l	PROPN
cjrl-2297	434	39	.	.	PROPN
cjrl-2297	434	40	&	&	CCONJ
cjrl-2297	434	41	pub	pub	NOUN
cjrl-2297	434	42	.	.	PUNCT
cjrl-2297	435	1	pol'y	pol'y	NOUN
cjrl-2297	435	2	67	67	NUM
cjrl-2297	435	3	(	(	PUNCT
cjrl-2297	435	4	2010	2010	NUM
cjrl-2297	435	5	)	)	PUNCT
cjrl-2297	435	6	.	.	PUNCT
cjrl-2297	436	1	146	146	NUM
cjrl-2297	436	2	see	see	VERB
cjrl-2297	436	3	lisa	lisa	PROPN
cjrl-2297	436	4	barrow	barrow	PROPN
cjrl-2297	436	5	&	&	CCONJ
cjrl-2297	436	6	jonathan	jonathan	PROPN
cjrl-2297	436	7	davis	davis	PROPN
cjrl-2297	436	8	,	,	PUNCT
cjrl-2297	436	9	the	the	DET
cjrl-2297	436	10	upside	upside	NOUN
cjrl-2297	436	11	of	of	ADP
cjrl-2297	436	12	down	down	ADV
cjrl-2297	436	13	:	:	PUNCT
cjrl-2297	436	14	postsecondary	postsecondary	ADJ
cjrl-2297	436	15	enrollment	enrollment	NOUN
cjrl-2297	436	16	in	in	ADP
cjrl-2297	436	17	the	the	DET
cjrl-2297	436	18	great	great	ADJ
cjrl-2297	436	19	recession	recession	NOUN
cjrl-2297	436	20	,	,	PUNCT
cjrl-2297	436	21	36	36	NUM
cjrl-2297	436	22	econ	econ	X
cjrl-2297	436	23	.	.	PUNCT
cjrl-2297	437	1	persps	persps	PROPN
cjrl-2297	437	2	.	.	PUNCT
cjrl-2297	438	1	117	117	NUM
cjrl-2297	438	2	(	(	PUNCT
cjrl-2297	438	3	2012	2012	NUM
cjrl-2297	438	4	)	)	PUNCT
cjrl-2297	438	5	;	;	PUNCT
cjrl-2297	438	6	see	see	VERB
cjrl-2297	438	7	generally	generally	ADV
cjrl-2297	438	8	eric	eric	PROPN
cjrl-2297	438	9	hoover	hoover	PROPN
cjrl-2297	438	10	,	,	PUNCT
cjrl-2297	438	11	recession	recession	NOUN
cjrl-2297	438	12	reshaped	reshape	VERB
cjrl-2297	438	13	college	college	NOUN
cjrl-2297	438	14	enrollment	enrollment	NOUN
cjrl-2297	438	15	,	,	PUNCT
cjrl-2297	438	16	but	but	CCONJ
cjrl-2297	438	17	the	the	DET
cjrl-2297	438	18	sky	sky	NOUN
cjrl-2297	438	19	did	do	AUX
cjrl-2297	438	20	n’t	not	PART
cjrl-2297	438	21	fall	fall	VERB
cjrl-2297	438	22	,	,	PUNCT
cjrl-2297	438	23	chronicle	chronicle	NOUN
cjrl-2297	438	24	of	of	ADP
cjrl-2297	438	25	higher	high	ADJ
cjrl-2297	438	26	education	education	NOUN
cjrl-2297	438	27	(	(	PUNCT
cjrl-2297	438	28	july	july	PROPN
cjrl-2297	438	29	14	14	NUM
cjrl-2297	438	30	,	,	PUNCT
cjrl-2297	438	31	2011	2011	NUM
cjrl-2297	438	32	)	)	PUNCT
cjrl-2297	438	33	,	,	PUNCT
cjrl-2297	438	34	https://chronicle.com/article/recession-reshaped-college/128223/	https://chronicle.com/article/recession-reshaped-college/128223/	PROPN
cjrl-2297	438	35	;	;	PUNCT
cjrl-2297	438	36	beckie	beckie	PROPN
cjrl-2297	438	37	supiano	supiano	PROPN
cjrl-2297	438	38	,	,	PUNCT
cjrl-2297	438	39	the	the	DET
cjrl-2297	438	40	economy	economy	NOUN
cjrl-2297	438	41	and	and	CCONJ
cjrl-2297	438	42	college	college	NOUN
cjrl-2297	438	43	admissions	admission	NOUN
cjrl-2297	438	44	,	,	PUNCT
cjrl-2297	438	45	chronicle	chronicle	NOUN
cjrl-2297	438	46	of	of	ADP
cjrl-2297	438	47	higher	high	ADJ
cjrl-2297	438	48	education	education	NOUN
cjrl-2297	438	49	(	(	PUNCT
cjrl-2297	438	50	oct	oct	PROPN
cjrl-2297	438	51	.	.	PROPN
cjrl-2297	438	52	20	20	NUM
cjrl-2297	438	53	,	,	PUNCT
cjrl-2297	438	54	2010	2010	NUM
cjrl-2297	438	55	,	,	PUNCT
cjrl-2297	438	56	5:01	5:01	NUM
cjrl-2297	438	57	pm	pm	NOUN
cjrl-2297	438	58	)	)	PUNCT
cjrl-2297	438	59	,	,	PUNCT
cjrl-2297	438	60	http://chronicle.com/blogs/headcount/the-changing-state-of-college-admissions/27569	http://chronicle.com/blogs/headcount/the-changing-state-of-college-admissions/27569	PROPN
cjrl-2297	438	61	.	.	PUNCT
cjrl-2297	439	1	147	147	NUM
cjrl-2297	439	2	see	see	VERB
cjrl-2297	439	3	generally	generally	ADV
cjrl-2297	439	4	michael	michael	PROPN
cjrl-2297	439	5	a.	a.	PROPN
cjrl-2297	439	6	olivas	olivas	PROPN
cjrl-2297	439	7	,	,	PUNCT
cjrl-2297	439	8	paying	pay	VERB
cjrl-2297	439	9	for	for	ADP
cjrl-2297	439	10	a	a	DET
cjrl-2297	439	11	law	law	NOUN
cjrl-2297	439	12	degree	degree	NOUN
cjrl-2297	439	13	:	:	PUNCT
cjrl-2297	439	14	trends	trend	NOUN
cjrl-2297	439	15	in	in	ADP
cjrl-2297	439	16	student	student	NOUN
cjrl-2297	439	17	borrowing	borrowing	NOUN
cjrl-2297	439	18	and	and	CCONJ
cjrl-2297	439	19	the	the	DET
cjrl-2297	439	20	ability	ability	NOUN
cjrl-2297	439	21	to	to	PART
cjrl-2297	439	22	repay	repay	VERB
cjrl-2297	439	23	debt	debt	NOUN
cjrl-2297	439	24	,	,	PUNCT
cjrl-2297	439	25	49	49	NUM
cjrl-2297	439	26	j.	j.	PROPN
cjrl-2297	439	27	legal	legal	ADJ
cjrl-2297	439	28	educ	educ	NOUN
cjrl-2297	439	29	.	.	PUNCT
cjrl-2297	440	1	333	333	NUM
cjrl-2297	440	2	(	(	PUNCT
cjrl-2297	440	3	1999	1999	NUM
cjrl-2297	440	4	)	)	PUNCT
cjrl-2297	440	5	;	;	PUNCT
cjrl-2297	440	6	institute	institute	NOUN
cjrl-2297	440	7	for	for	ADP
cjrl-2297	440	8	higher	high	ADJ
cjrl-2297	440	9	education	education	NOUN
cjrl-2297	440	10	policy	policy	NOUN
cjrl-2297	440	11	,	,	PUNCT
cjrl-2297	440	12	et	et	PROPN
cjrl-2297	440	13	al	al	PROPN
cjrl-2297	440	14	.	.	PROPN
cjrl-2297	440	15	,	,	PUNCT
cjrl-2297	440	16	student	student	NOUN
cjrl-2297	440	17	loan	loan	NOUN
cjrl-2297	440	18	debt	debt	NOUN
cjrl-2297	440	19	:	:	PUNCT
cjrl-2297	440	20	problems	problem	NOUN
cjrl-2297	440	21	&	&	CCONJ
cjrl-2297	440	22	prospects	prospect	NOUN
cjrl-2297	440	23	at	at	ADP
cjrl-2297	440	24	xiv	xiv	PROPN
cjrl-2297	440	25	-	-	PUNCT
cjrl-2297	440	26	xv	xv	PROPN
cjrl-2297	440	27	(	(	PUNCT
cjrl-2297	440	28	finding	find	VERB
cjrl-2297	440	29	that	that	SCONJ
cjrl-2297	440	30	students	student	NOUN
cjrl-2297	440	31	who	who	PRON
cjrl-2297	440	32	attend	attend	VERB
cjrl-2297	440	33	professional	professional	ADJ
cjrl-2297	440	34	schools	school	NOUN
cjrl-2297	440	35	such	such	ADJ
cjrl-2297	440	36	as	as	ADP
cjrl-2297	440	37	law	law	NOUN
cjrl-2297	440	38	school	school	NOUN
cjrl-2297	440	39	are	be	AUX
cjrl-2297	440	40	accumulating	accumulate	VERB
cjrl-2297	440	41	high	high	ADJ
cjrl-2297	440	42	student	student	NOUN
cjrl-2297	440	43	loan	loan	NOUN
cjrl-2297	440	44	debt	debt	NOUN
cjrl-2297	440	45	)	)	PUNCT
cjrl-2297	440	46	.	.	PUNCT
cjrl-2297	441	1	148	148	NUM
cjrl-2297	441	2	see	see	VERB
cjrl-2297	441	3	generally	generally	ADV
cjrl-2297	441	4	howard	howard	PROPN
cjrl-2297	441	5	,	,	PUNCT
cjrl-2297	441	6	supra	supra	PROPN
cjrl-2297	441	7	note	note	NOUN
cjrl-2297	441	8	115	115	NUM
cjrl-2297	441	9	at	at	ADP
cjrl-2297	441	10	496–497	496–497	NUM
cjrl-2297	441	11	;	;	PUNCT
cjrl-2297	441	12	institute	institute	NOUN
cjrl-2297	441	13	for	for	ADP
cjrl-2297	441	14	higher	high	ADJ
cjrl-2297	441	15	education	education	NOUN
cjrl-2297	441	16	policy	policy	NOUN
cjrl-2297	441	17	,	,	PUNCT
cjrl-2297	441	18	et	et	PROPN
cjrl-2297	441	19	al	al	PROPN
cjrl-2297	441	20	.	.	PROPN
cjrl-2297	441	21	,	,	PUNCT
cjrl-2297	441	22	supra	supra	PROPN
cjrl-2297	441	23	note	note	VERB
cjrl-2297	441	24	147	147	NUM
cjrl-2297	441	25	at	at	ADP
cjrl-2297	441	26	,	,	PUNCT
cjrl-2297	441	27	xiv	xiv	PROPN
cjrl-2297	442	1	(	(	PUNCT
cjrl-2297	442	2	stating	state	VERB
cjrl-2297	442	3	that	that	SCONJ
cjrl-2297	442	4	low	low	ADJ
cjrl-2297	442	5	-	-	PUNCT
cjrl-2297	442	6	income	income	NOUN
cjrl-2297	442	7	students	student	NOUN
cjrl-2297	442	8	,	,	PUNCT
cjrl-2297	442	9	especially	especially	ADV
cjrl-2297	442	10	single	single	ADJ
cjrl-2297	442	11	parents	parent	NOUN
cjrl-2297	442	12	,	,	PUNCT
cjrl-2297	442	13	experience	experience	NOUN
cjrl-2297	442	14	difficulty	difficulty	NOUN
cjrl-2297	442	15	in	in	ADP
cjrl-2297	442	16	paying	pay	VERB
cjrl-2297	442	17	for	for	ADP
cjrl-2297	442	18	college	college	NOUN
cjrl-2297	442	19	as	as	SCONJ
cjrl-2297	442	20	the	the	DET
cjrl-2297	442	21	cost	cost	NOUN
cjrl-2297	442	22	of	of	ADP
cjrl-2297	442	23	attendance	attendance	NOUN
cjrl-2297	442	24	exceeds	exceed	VERB
cjrl-2297	442	25	the	the	DET
cjrl-2297	442	26	amount	amount	NOUN
cjrl-2297	442	27	of	of	ADP
cjrl-2297	442	28	available	available	ADJ
cjrl-2297	442	29	grants	grant	NOUN
cjrl-2297	442	30	,	,	PUNCT
cjrl-2297	442	31	thereby	thereby	ADV
cjrl-2297	442	32	requiring	require	VERB
cjrl-2297	442	33	larger	large	ADJ
cjrl-2297	442	34	student	student	NOUN
cjrl-2297	442	35	loan	loan	NOUN
cjrl-2297	442	36	debt	debt	NOUN
cjrl-2297	442	37	to	to	PART
cjrl-2297	442	38	enroll	enroll	VERB
cjrl-2297	442	39	)	)	PUNCT
cjrl-2297	442	40	.	.	PUNCT
cjrl-2297	443	1	149	149	NUM
cjrl-2297	443	2	see	see	VERB
cjrl-2297	443	3	generally	generally	ADV
cjrl-2297	443	4	institute	institute	VERB
cjrl-2297	443	5	for	for	ADP
cjrl-2297	443	6	higher	high	ADJ
cjrl-2297	443	7	education	education	NOUN
cjrl-2297	443	8	policy	policy	NOUN
cjrl-2297	443	9	,	,	PUNCT
cjrl-2297	443	10	et	et	PROPN
cjrl-2297	443	11	al	al	PROPN
cjrl-2297	443	12	.	.	PROPN
cjrl-2297	443	13	,	,	PUNCT
cjrl-2297	443	14	supra	supra	PROPN
cjrl-2297	443	15	note	note	VERB
cjrl-2297	443	16	147	147	NUM
cjrl-2297	443	17	at	at	ADP
cjrl-2297	443	18	xiv	xiv	PROPN
cjrl-2297	443	19	,	,	PUNCT
cjrl-2297	443	20	106–108	106–108	NUM
cjrl-2297	443	21	(	(	PUNCT
cjrl-2297	443	22	noting	note	VERB
cjrl-2297	443	23	that	that	SCONJ
cjrl-2297	443	24	students	student	NOUN
cjrl-2297	443	25	are	be	AUX
cjrl-2297	443	26	increasingly	increasingly	ADV
cjrl-2297	443	27	relying	rely	VERB
cjrl-2297	443	28	on	on	ADP
cjrl-2297	443	29	credit	credit	NOUN
cjrl-2297	443	30	cards	card	NOUN
cjrl-2297	443	31	to	to	PART
cjrl-2297	443	32	pay	pay	VERB
cjrl-2297	443	33	for	for	ADP
cjrl-2297	443	34	college	college	NOUN
cjrl-2297	443	35	in	in	ADP
cjrl-2297	443	36	supplementing	supplement	VERB
cjrl-2297	443	37	insufficient	insufficient	ADJ
cjrl-2297	443	38	student	student	NOUN
cjrl-2297	443	39	loans	loan	NOUN
cjrl-2297	443	40	)	)	PUNCT
cjrl-2297	443	41	.	.	PUNCT
cjrl-2297	444	1	150	150	NUM
cjrl-2297	444	2	see	see	VERB
cjrl-2297	444	3	mark	mark	PROPN
cjrl-2297	444	4	huelsman	huelsman	PROPN
cjrl-2297	444	5	&	&	CCONJ
cjrl-2297	444	6	alisa	alisa	PROPN
cjrl-2297	444	7	f.	f.	PROPN
cjrl-2297	444	8	cunningham	cunningham	PROPN
cjrl-2297	444	9	,	,	PUNCT
cjrl-2297	444	10	making	make	VERB
cjrl-2297	444	11	sense	sense	NOUN
cjrl-2297	444	12	of	of	ADP
cjrl-2297	444	13	the	the	DET
cjrl-2297	444	14	system	system	NOUN
cjrl-2297	444	15	:	:	PUNCT
cjrl-2297	444	16	financial	financial	ADJ
cjrl-2297	444	17	aid	aid	NOUN
cjrl-2297	444	18	reform	reform	NOUN
cjrl-2297	444	19	for	for	ADP
cjrl-2297	444	20	the	the	DET
cjrl-2297	444	21	21st	21st	ADJ
cjrl-2297	444	22	century	century	NOUN
cjrl-2297	444	23	student	student	NOUN
cjrl-2297	444	24	8	8	NUM
cjrl-2297	444	25	(	(	PUNCT
cjrl-2297	444	26	2013	2013	NUM
cjrl-2297	444	27	)	)	PUNCT
cjrl-2297	444	28	.	.	PUNCT
cjrl-2297	445	1	151	151	NUM
cjrl-2297	445	2	see	see	VERB
cjrl-2297	445	3	white	white	PROPN
cjrl-2297	445	4	house	house	PROPN
cjrl-2297	445	5	,	,	PUNCT
cjrl-2297	445	6	fact	fact	NOUN
cjrl-2297	445	7	sheet	sheet	NOUN
cjrl-2297	445	8	:	:	PUNCT
cjrl-2297	445	9	president	president	PROPN
cjrl-2297	445	10	obama	obama	PROPN
cjrl-2297	445	11	’s	’s	PART
cjrl-2297	445	12	blueprint	blueprint	NOUN
cjrl-2297	445	13	for	for	ADP
cjrl-2297	445	14	keeping	keep	VERB
cjrl-2297	445	15	college	college	NOUN
cjrl-2297	445	16	affordable	affordable	ADJ
cjrl-2297	445	17	and	and	CCONJ
cjrl-2297	445	18	within	within	ADP
cjrl-2297	445	19	reach	reach	NOUN
cjrl-2297	445	20	for	for	ADP
cjrl-2297	445	21	all	all	DET
cjrl-2297	445	22	americans	americans	PROPN
cjrl-2297	445	23	(	(	PUNCT
cjrl-2297	445	24	jan	jan	PROPN
cjrl-2297	445	25	.	.	PROPN
cjrl-2297	445	26	27	27	NUM
cjrl-2297	445	27	,	,	PUNCT
cjrl-2297	445	28	2012	2012	NUM
cjrl-2297	445	29	)	)	PUNCT
cjrl-2297	445	30	,	,	PUNCT
cjrl-2297	445	31	http://www.whitehouse.gov/the-press-office/2012/01/27/fact-sheet-president-obama-sblueprint-keeping-college-affordable-and-wi	http://www.whitehouse.gov/the-press-office/2012/01/27/fact-sheet-president-obama-sblueprint-keeping-college-affordable-and-wi	NOUN
cjrl-2297	445	32	;	;	PUNCT
cjrl-2297	445	33	see	see	VERB
cjrl-2297	445	34	generally	generally	ADV
cjrl-2297	445	35	d.	d.	PROPN
cjrl-2297	445	36	bruce	bruce	PROPN
cjrl-2297	445	37	johnstone	johnstone	PROPN
cjrl-2297	445	38	,	,	PUNCT
cjrl-2297	445	39	higher	high	ADJ
cjrl-2297	445	40	education	education	NOUN
cjrl-2297	445	41	accessibility	accessibility	NOUN
cjrl-2297	445	42	and	and	CCONJ
cjrl-2297	445	43	financial	financial	ADJ
cjrl-2297	445	44	viability	viability	NOUN
cjrl-2297	445	45	:	:	PUNCT
cjrl-2297	445	46	the	the	DET
cjrl-2297	445	47	role	role	NOUN
cjrl-2297	445	48	of	of	ADP
cjrl-2297	445	49	student	student	NOUN
cjrl-2297	445	50	loans	loan	NOUN
cjrl-2297	445	51	(	(	PUNCT
cjrl-2297	445	52	2005	2005	NUM
cjrl-2297	445	53	)	)	PUNCT
cjrl-2297	445	54	.	.	PUNCT
cjrl-2297	446	1	152	152	NUM
cjrl-2297	446	2	see	see	VERB
cjrl-2297	446	3	bob	bob	PROPN
cjrl-2297	446	4	tedeschi	tedeschi	PROPN
cjrl-2297	446	5	,	,	PUNCT
cjrl-2297	446	6	college	college	NOUN
cjrl-2297	446	7	tuition	tuition	NOUN
cjrl-2297	446	8	not	not	PART
cjrl-2297	446	9	on	on	ADP
cjrl-2297	446	10	the	the	DET
cjrl-2297	446	11	house	house	NOUN
cjrl-2297	446	12	,	,	PUNCT
cjrl-2297	446	13	n.y	n.y	PROPN
cjrl-2297	446	14	.	.	PROPN
cjrl-2297	446	15	times	times	PROPN
cjrl-2297	446	16	(	(	PUNCT
cjrl-2297	446	17	apr	apr	PROPN
cjrl-2297	446	18	,	,	PUNCT
cjrl-2297	446	19	3	3	NUM
cjrl-2297	446	20	,	,	PUNCT
cjrl-2297	446	21	2009	2009	NUM
cjrl-2297	446	22	)	)	PUNCT
cjrl-2297	446	23	,	,	PUNCT
cjrl-2297	446	24	http://www.nytimes.com/	http://www.nytimes.com/	NOUN
cjrl-2297	446	25	2009/04/05	2009/04/05	NUM
cjrl-2297	446	26	/	/	SYM
cjrl-2297	446	27	realestate/05mort.html?_r=0	realestate/05mort.html?_r=0	PROPN
cjrl-2297	446	28	.	.	PUNCT
cjrl-2297	447	1	153	153	NUM
cjrl-2297	447	2	see	see	VERB
cjrl-2297	447	3	marian	marian	PROPN
cjrl-2297	447	4	wang	wang	PROPN
cjrl-2297	447	5	,	,	PUNCT
cjrl-2297	447	6	et	et	PROPN
cjrl-2297	447	7	al	al	PROPN
cjrl-2297	447	8	.	.	PROPN
cjrl-2297	447	9	,	,	PUNCT
cjrl-2297	447	10	supra	supra	PROPN
cjrl-2297	447	11	note	note	PROPN
cjrl-2297	447	12	15	15	NUM
cjrl-2297	447	13	;	;	PUNCT
cjrl-2297	447	14	michael	michael	PROPN
cjrl-2297	447	15	f.	f.	PROPN
cjrl-2297	447	16	lovenheim	lovenheim	PROPN
cjrl-2297	447	17	,	,	PUNCT
cjrl-2297	447	18	the	the	DET
cjrl-2297	447	19	effect	effect	NOUN
cjrl-2297	447	20	of	of	ADP
cjrl-2297	447	21	liquid	liquid	ADJ
cjrl-2297	447	22	housing	housing	NOUN
cjrl-2297	447	23	wealth	wealth	NOUN
cjrl-2297	447	24	on	on	ADP
cjrl-2297	447	25	college	college	NOUN
cjrl-2297	447	26	enrollment	enrollment	NOUN
cjrl-2297	447	27	,	,	PUNCT
cjrl-2297	447	28	29	29	NUM
cjrl-2297	447	29	j.	j.	PROPN
cjrl-2297	447	30	lab	lab	PROPN
cjrl-2297	447	31	.	.	PUNCT
cjrl-2297	448	1	econs	econ	NOUN
cjrl-2297	448	2	.	.	PUNCT
cjrl-2297	449	1	741	741	NUM
cjrl-2297	449	2	(	(	PUNCT
cjrl-2297	449	3	2011	2011	NUM
cjrl-2297	449	4	)	)	PUNCT
cjrl-2297	449	5	;	;	PUNCT
cjrl-2297	449	6	tedeschi	tedeschi	PROPN
cjrl-2297	449	7	,	,	PUNCT
cjrl-2297	449	8	supra	supra	PROPN
cjrl-2297	449	9	note	note	NOUN
cjrl-2297	449	10	152	152	NUM
cjrl-2297	450	1	.	.	PUNCT
cjrl-2297	450	2	154	154	NUM
cjrl-2297	450	3	see	see	NOUN
cjrl-2297	450	4	kantrowitz	kantrowitz	PROPN
cjrl-2297	450	5	,	,	PUNCT
cjrl-2297	450	6	supra	supra	PROPN
cjrl-2297	450	7	note	note	NOUN
cjrl-2297	450	8	8	8	NUM
cjrl-2297	450	9	at	at	ADP
cjrl-2297	450	10	1	1	NUM
cjrl-2297	450	11	-	-	SYM
cjrl-2297	450	12	2	2	NUM
cjrl-2297	450	13	;	;	PUNCT
cjrl-2297	450	14	kantrowitz	kantrowitz	NOUN
cjrl-2297	450	15	,	,	PUNCT
cjrl-2297	450	16	supra	supra	PROPN
cjrl-2297	450	17	note	note	PROPN
cjrl-2297	450	18	96	96	NUM
cjrl-2297	450	19	;	;	PUNCT
cjrl-2297	450	20	leigh	leigh	PROPN
cjrl-2297	450	21	thompson	thompson	PROPN
cjrl-2297	450	22	,	,	PUNCT
cjrl-2297	450	23	does	do	AUX
cjrl-2297	450	24	foreclosure	foreclosure	NOUN
cjrl-2297	450	25	affect	affect	VERB
cjrl-2297	450	26	my	my	PRON
cjrl-2297	450	27	financial	financial	ADJ
cjrl-2297	450	28	aid	aid	NOUN
cjrl-2297	450	29	?	?	PUNCT
cjrl-2297	450	30	,	,	PUNCT
cjrl-2297	450	31	sfgate	sfgate	VERB
cjrl-2297	450	32	,	,	PUNCT
cjrl-2297	450	33	http://homeguides.sfgate.com/foreclosure-affect-financial-aid-49801.html	http://homeguides.sfgate.com/foreclosure-affect-financial-aid-49801.html	PROPN
cjrl-2297	450	34	(	(	PUNCT
cjrl-2297	450	35	last	last	ADJ
cjrl-2297	450	36	visited	visit	VERB
cjrl-2297	450	37	feb	feb	PROPN
cjrl-2297	450	38	.	.	PROPN
cjrl-2297	450	39	24	24	NUM
cjrl-2297	450	40	,	,	PUNCT
cjrl-2297	450	41	2014	2014	NUM
cjrl-2297	450	42	)	)	PUNCT
cjrl-2297	450	43	.	.	PUNCT
cjrl-2297	451	1	2014	2014	NUM
cjrl-2297	451	2	columbia	columbia	PROPN
cjrl-2297	451	3	journal	journal	PROPN
cjrl-2297	451	4	of	of	ADP
cjrl-2297	451	5	race	race	NOUN
cjrl-2297	451	6	and	and	CCONJ
cjrl-2297	451	7	law	law	NOUN
cjrl-2297	451	8	151	151	NUM
cjrl-2297	451	9	financial	financial	ADJ
cjrl-2297	451	10	crisis	crisis	NOUN
cjrl-2297	451	11	also	also	ADV
cjrl-2297	451	12	led	lead	VERB
cjrl-2297	451	13	to	to	ADP
cjrl-2297	451	14	an	an	DET
cjrl-2297	451	15	increase	increase	NOUN
cjrl-2297	451	16	in	in	ADP
cjrl-2297	451	17	bankruptcies	bankruptcy	NOUN
cjrl-2297	451	18	that	that	PRON
cjrl-2297	451	19	prevented	prevent	VERB
cjrl-2297	451	20	applicants	applicant	NOUN
cjrl-2297	451	21	from	from	ADP
cjrl-2297	451	22	obtaining	obtain	VERB
cjrl-2297	451	23	private	private	ADJ
cjrl-2297	451	24	student	student	NOUN
cjrl-2297	451	25	loans	loan	NOUN
cjrl-2297	451	26	or	or	CCONJ
cjrl-2297	451	27	precluded	preclude	VERB
cjrl-2297	451	28	parents	parent	NOUN
cjrl-2297	451	29	and	and	CCONJ
cjrl-2297	451	30	graduate	graduate	ADJ
cjrl-2297	451	31	students	student	NOUN
cjrl-2297	451	32	from	from	ADP
cjrl-2297	451	33	obtaining	obtain	VERB
cjrl-2297	451	34	federal	federal	ADJ
cjrl-2297	451	35	plus	plus	CCONJ
cjrl-2297	451	36	loans.155	loans.155	VERB
cjrl-2297	451	37	with	with	ADP
cjrl-2297	451	38	the	the	DET
cjrl-2297	451	39	financial	financial	ADJ
cjrl-2297	451	40	fallout	fallout	NOUN
cjrl-2297	451	41	and	and	CCONJ
cjrl-2297	451	42	the	the	DET
cjrl-2297	451	43	resulting	result	VERB
cjrl-2297	451	44	student	student	NOUN
cjrl-2297	451	45	loan	loan	NOUN
cjrl-2297	451	46	defaults,156	defaults,156	PROPN
cjrl-2297	451	47	plus	plus	CCONJ
cjrl-2297	451	48	loans	loan	NOUN
cjrl-2297	451	49	are	be	AUX
cjrl-2297	451	50	now	now	ADV
cjrl-2297	451	51	more	more	ADV
cjrl-2297	451	52	narrowly	narrowly	ADV
cjrl-2297	451	53	tailored	tailor	VERB
cjrl-2297	451	54	and	and	CCONJ
cjrl-2297	451	55	reserved	reserve	VERB
cjrl-2297	451	56	for	for	ADP
cjrl-2297	451	57	those	those	PRON
cjrl-2297	451	58	with	with	ADP
cjrl-2297	451	59	exemplary	exemplary	ADJ
cjrl-2297	451	60	credit.157	credit.157	PROPN
cjrl-2297	451	61	financial	financial	ADJ
cjrl-2297	451	62	aid	aid	NOUN
cjrl-2297	451	63	packages	package	NOUN
cjrl-2297	451	64	that	that	PRON
cjrl-2297	451	65	once	once	ADV
cjrl-2297	451	66	included	include	VERB
cjrl-2297	451	67	plus	plus	CCONJ
cjrl-2297	451	68	loans	loan	NOUN
cjrl-2297	451	69	now	now	ADV
cjrl-2297	451	70	tend	tend	VERB
cjrl-2297	451	71	to	to	PART
cjrl-2297	451	72	exclude	exclude	VERB
cjrl-2297	451	73	them	they	PRON
cjrl-2297	451	74	if	if	SCONJ
cjrl-2297	451	75	borrowers	borrower	NOUN
cjrl-2297	451	76	do	do	AUX
cjrl-2297	451	77	not	not	PART
cjrl-2297	451	78	meet	meet	VERB
cjrl-2297	451	79	rigid	rigid	ADJ
cjrl-2297	451	80	credit	credit	NOUN
cjrl-2297	451	81	standards.158	standards.158	NOUN
cjrl-2297	451	82	consequently	consequently	ADV
cjrl-2297	451	83	,	,	PUNCT
cjrl-2297	451	84	a	a	DET
cjrl-2297	451	85	number	number	NOUN
cjrl-2297	451	86	of	of	ADP
cjrl-2297	451	87	educational	educational	ADJ
cjrl-2297	451	88	borrowers	borrower	NOUN
cjrl-2297	451	89	must	must	AUX
cjrl-2297	451	90	pursue	pursue	VERB
cjrl-2297	451	91	other	other	ADJ
cjrl-2297	451	92	means	mean	NOUN
cjrl-2297	451	93	to	to	PART
cjrl-2297	451	94	make	make	VERB
cjrl-2297	451	95	ends	end	NOUN
cjrl-2297	451	96	meet	meet	VERB
cjrl-2297	451	97	in	in	ADP
cjrl-2297	451	98	paying	pay	VERB
cjrl-2297	451	99	for	for	ADP
cjrl-2297	451	100	college.159	college.159	NUM
cjrl-2297	451	101	after	after	ADP
cjrl-2297	451	102	exhausting	exhaust	VERB
cjrl-2297	451	103	federal	federal	ADJ
cjrl-2297	451	104	financial	financial	ADJ
cjrl-2297	451	105	aid	aid	NOUN
cjrl-2297	451	106	,	,	PUNCT
cjrl-2297	451	107	private	private	ADJ
cjrl-2297	451	108	loans	loan	NOUN
cjrl-2297	451	109	may	may	AUX
cjrl-2297	451	110	constitute	constitute	VERB
cjrl-2297	451	111	the	the	DET
cjrl-2297	451	112	only	only	ADJ
cjrl-2297	451	113	option	option	NOUN
cjrl-2297	451	114	for	for	ADP
cjrl-2297	451	115	college	college	NOUN
cjrl-2297	451	116	financing.160	financing.160	NOUN
cjrl-2297	451	117	the	the	DET
cjrl-2297	451	118	plus	plus	ADJ
cjrl-2297	451	119	loan	loan	NOUN
cjrl-2297	451	120	program	program	NOUN
cjrl-2297	451	121	technically	technically	ADV
cjrl-2297	451	122	offers	offer	VERB
cjrl-2297	451	123	a	a	DET
cjrl-2297	451	124	federal	federal	ADJ
cjrl-2297	451	125	alternative	alternative	NOUN
cjrl-2297	451	126	to	to	ADP
cjrl-2297	451	127	private	private	ADJ
cjrl-2297	451	128	student	student	NOUN
cjrl-2297	451	129	loans.161	loans.161	VERB
cjrl-2297	451	130	however	however	ADV
cjrl-2297	451	131	,	,	PUNCT
cjrl-2297	451	132	the	the	DET
cjrl-2297	451	133	high	high	ADJ
cjrl-2297	451	134	bar	bar	NOUN
cjrl-2297	451	135	for	for	ADP
cjrl-2297	451	136	those	those	PRON
cjrl-2297	451	137	seeking	seek	VERB
cjrl-2297	451	138	to	to	PART
cjrl-2297	451	139	obtain	obtain	VERB
cjrl-2297	451	140	a	a	DET
cjrl-2297	451	141	federal	federal	ADJ
cjrl-2297	451	142	plus	plus	CCONJ
cjrl-2297	451	143	loan	loan	NOUN
cjrl-2297	451	144	essentially	essentially	ADV
cjrl-2297	451	145	undermines	undermine	VERB
cjrl-2297	451	146	the	the	DET
cjrl-2297	451	147	increased	increase	VERB
cjrl-2297	451	148	college	college	NOUN
cjrl-2297	451	149	access	access	NOUN
cjrl-2297	451	150	offered	offer	VERB
cjrl-2297	451	151	by	by	ADP
cjrl-2297	451	152	the	the	DET
cjrl-2297	451	153	federal	federal	ADJ
cjrl-2297	451	154	government	government	NOUN
cjrl-2297	451	155	through	through	ADP
cjrl-2297	451	156	the	the	DET
cjrl-2297	451	157	student	student	NOUN
cjrl-2297	451	158	aid	aid	NOUN
cjrl-2297	451	159	program.162	program.162	PROPN
cjrl-2297	451	160	iii	iii	PROPN
cjrl-2297	451	161	.	.	PUNCT
cjrl-2297	452	1	contemporary	contemporary	ADJ
cjrl-2297	452	2	issues	issue	NOUN
cjrl-2297	452	3	in	in	ADP
cjrl-2297	452	4	the	the	DET
cjrl-2297	452	5	federal	federal	ADJ
cjrl-2297	452	6	plus	plus	CCONJ
cjrl-2297	452	7	loan	loan	NOUN
cjrl-2297	452	8	program	program	NOUN
cjrl-2297	452	9	a.	a.	NOUN
cjrl-2297	452	10	the	the	DET
cjrl-2297	452	11	creditworthiness	creditworthiness	PROPN
cjrl-2297	452	12	requirement	requirement	NOUN
cjrl-2297	452	13	for	for	ADP
cjrl-2297	452	14	plus	plus	CCONJ
cjrl-2297	452	15	loans	loan	NOUN
cjrl-2297	452	16	the	the	DET
cjrl-2297	452	17	plus	plus	CCONJ
cjrl-2297	452	18	loan	loan	NOUN
cjrl-2297	452	19	program	program	NOUN
cjrl-2297	452	20	requires	require	VERB
cjrl-2297	452	21	a	a	DET
cjrl-2297	452	22	credit	credit	NOUN
cjrl-2297	452	23	check	check	NOUN
cjrl-2297	452	24	to	to	PART
cjrl-2297	452	25	determine	determine	VERB
cjrl-2297	452	26	whether	whether	SCONJ
cjrl-2297	452	27	the	the	DET
cjrl-2297	452	28	borrower	borrower	NOUN
cjrl-2297	452	29	has	have	VERB
cjrl-2297	452	30	an	an	DET
cjrl-2297	452	31	adverse	adverse	ADJ
cjrl-2297	452	32	credit	credit	NOUN
cjrl-2297	452	33	history.163	history.163	VERB
cjrl-2297	452	34	the	the	DET
cjrl-2297	452	35	federal	federal	ADJ
cjrl-2297	452	36	perkins	perkins	PROPN
cjrl-2297	452	37	and	and	CCONJ
cjrl-2297	452	38	stafford	stafford	PROPN
cjrl-2297	452	39	loan	loan	NOUN
cjrl-2297	452	40	programs	program	NOUN
cjrl-2297	452	41	do	do	AUX
cjrl-2297	452	42	not	not	PART
cjrl-2297	452	43	require	require	VERB
cjrl-2297	452	44	a	a	DET
cjrl-2297	452	45	credit	credit	NOUN
cjrl-2297	452	46	check	check	NOUN
cjrl-2297	452	47	,	,	PUNCT
cjrl-2297	452	48	155see	155see	NUM
cjrl-2297	452	49	generally	generally	ADV
cjrl-2297	452	50	ylan	ylan	PROPN
cjrl-2297	452	51	q.	q.	PROPN
cjrl-2297	452	52	mui	mui	PROPN
cjrl-2297	452	53	,	,	PUNCT
cjrl-2297	452	54	study	study	NOUN
cjrl-2297	452	55	:	:	PUNCT
cjrl-2297	452	56	college	college	NOUN
cjrl-2297	452	57	graduates	graduate	NOUN
cjrl-2297	452	58	driving	drive	VERB
cjrl-2297	452	59	increase	increase	NOUN
cjrl-2297	452	60	in	in	ADP
cjrl-2297	452	61	bankruptcy	bankruptcy	NOUN
cjrl-2297	452	62	filings	filing	NOUN
cjrl-2297	452	63	,	,	PUNCT
cjrl-2297	452	64	washington	washington	PROPN
cjrl-2297	452	65	post	post	PROPN
cjrl-2297	452	66	(	(	PUNCT
cjrl-2297	452	67	sept	sept	PROPN
cjrl-2297	452	68	.	.	PROPN
cjrl-2297	452	69	12	12	NUM
cjrl-2297	452	70	,	,	PUNCT
cjrl-2297	452	71	2011	2011	NUM
cjrl-2297	452	72	)	)	PUNCT
cjrl-2297	452	73	,	,	PUNCT
cjrl-2297	452	74	http://www.washingtonpost.com/business/economy/study-college-graduates-driving-increase-inbankuptcy-filings/2011/09/12/giqamemtnk_story.html	http://www.washingtonpost.com/business/economy/study-college-graduates-driving-increase-inbankuptcy-filings/2011/09/12/giqamemtnk_story.html	PROPN
cjrl-2297	452	75	(	(	PUNCT
cjrl-2297	452	76	“	"	PUNCT
cjrl-2297	452	77	according	accord	VERB
cjrl-2297	452	78	to	to	ADP
cjrl-2297	452	79	government	government	NOUN
cjrl-2297	452	80	data	datum	NOUN
cjrl-2297	452	81	,	,	PUNCT
cjrl-2297	452	82	bankruptcies	bankruptcy	NOUN
cjrl-2297	452	83	spiked	spike	VERB
cjrl-2297	452	84	in	in	ADP
cjrl-2297	452	85	the	the	DET
cjrl-2297	452	86	years	year	NOUN
cjrl-2297	452	87	following	follow	VERB
cjrl-2297	452	88	the	the	DET
cjrl-2297	452	89	financial	financial	ADJ
cjrl-2297	452	90	crisis	crisis	NOUN
cjrl-2297	452	91	,	,	PUNCT
cjrl-2297	452	92	peaking	peak	VERB
cjrl-2297	452	93	at	at	ADP
cjrl-2297	452	94	1.5	1.5	NUM
cjrl-2297	452	95	million	million	NUM
cjrl-2297	452	96	in	in	ADP
cjrl-2297	452	97	2010	2010	NUM
cjrl-2297	452	98	.	.	PUNCT
cjrl-2297	452	99	”	"	PUNCT
cjrl-2297	452	100	)	)	PUNCT
cjrl-2297	452	101	;	;	PUNCT
cjrl-2297	452	102	mark	mark	PROPN
cjrl-2297	452	103	kantrowitz	kantrowitz	PROPN
cjrl-2297	452	104	,	,	PUNCT
cjrl-2297	452	105	borrowers	borrower	NOUN
cjrl-2297	452	106	with	with	ADP
cjrl-2297	452	107	a	a	DET
cjrl-2297	452	108	recent	recent	ADJ
cjrl-2297	452	109	bankruptcy	bankruptcy	NOUN
cjrl-2297	452	110	are	be	AUX
cjrl-2297	452	111	ineligible	ineligible	ADJ
cjrl-2297	452	112	for	for	ADP
cjrl-2297	452	113	the	the	DET
cjrl-2297	452	114	federal	federal	ADJ
cjrl-2297	452	115	plus	plus	CCONJ
cjrl-2297	452	116	loan	loan	NOUN
cjrl-2297	452	117	,	,	PUNCT
cjrl-2297	452	118	fastweb	fastweb	X
cjrl-2297	452	119	(	(	PUNCT
cjrl-2297	452	120	feb	feb	PROPN
cjrl-2297	452	121	.	.	PROPN
cjrl-2297	452	122	16	16	NUM
cjrl-2297	452	123	,	,	PUNCT
cjrl-2297	452	124	2012	2012	NUM
cjrl-2297	452	125	)	)	PUNCT
cjrl-2297	452	126	,	,	PUNCT
cjrl-2297	452	127	http://www.fastweb.com/financial-aid/articles/3451borrowers-with-a-recent-bankruptcy-are-ineligible-for-the-federal-plus-loan	http://www.fastweb.com/financial-aid/articles/3451borrowers-with-a-recent-bankruptcy-are-ineligible-for-the-federal-plus-loan	PROPN
cjrl-2297	452	128	(	(	PUNCT
cjrl-2297	452	129	a	a	DET
cjrl-2297	452	130	bankruptcy	bankruptcy	NOUN
cjrl-2297	452	131	within	within	ADP
cjrl-2297	452	132	the	the	DET
cjrl-2297	452	133	last	last	ADJ
cjrl-2297	452	134	five	five	NUM
cjrl-2297	452	135	years	year	NOUN
cjrl-2297	452	136	will	will	AUX
cjrl-2297	452	137	preclude	preclude	VERB
cjrl-2297	452	138	a	a	DET
cjrl-2297	452	139	plus	plus	ADJ
cjrl-2297	452	140	loan	loan	NOUN
cjrl-2297	452	141	applicant	applicant	NOUN
cjrl-2297	452	142	from	from	ADP
cjrl-2297	452	143	obtaining	obtain	VERB
cjrl-2297	452	144	the	the	DET
cjrl-2297	452	145	loan	loan	NOUN
cjrl-2297	452	146	without	without	ADP
cjrl-2297	452	147	an	an	DET
cjrl-2297	452	148	endorser	endorser	NOUN
cjrl-2297	452	149	due	due	ADP
cjrl-2297	452	150	to	to	ADP
cjrl-2297	452	151	an	an	DET
cjrl-2297	452	152	adverse	adverse	ADJ
cjrl-2297	452	153	credit	credit	NOUN
cjrl-2297	452	154	history	history	NOUN
cjrl-2297	452	155	)	)	PUNCT
cjrl-2297	452	156	;	;	PUNCT
cjrl-2297	452	157	kyle	kyle	PROPN
cjrl-2297	452	158	olson	olson	PROPN
cjrl-2297	452	159	,	,	PUNCT
cjrl-2297	452	160	how	how	SCONJ
cjrl-2297	452	161	the	the	DET
cjrl-2297	452	162	recession	recession	NOUN
cjrl-2297	452	163	impacts	impact	VERB
cjrl-2297	452	164	education	education	NOUN
cjrl-2297	452	165	in	in	ADP
cjrl-2297	452	166	america	america	PROPN
cjrl-2297	452	167	,	,	PUNCT
cjrl-2297	452	168	total	total	ADJ
cjrl-2297	452	169	bankruptcy	bankruptcy	NOUN
cjrl-2297	452	170	,	,	PUNCT
cjrl-2297	452	171	http://www.totalbankruptcy.com/news/	http://www.totalbankruptcy.com/news/	ADP
cjrl-2297	452	172	articles	article	NOUN
cjrl-2297	452	173	/	/	SYM
cjrl-2297	452	174	miscellaneous	miscellaneous	ADJ
cjrl-2297	452	175	/	/	SYM
cjrl-2297	452	176	recession	recession	NOUN
cjrl-2297	452	177	-	-	PUNCT
cjrl-2297	452	178	bankruptcy	bankruptcy	NOUN
cjrl-2297	452	179	-	-	PUNCT
cjrl-2297	452	180	college.aspx	college.aspx	NOUN
cjrl-2297	452	181	(	(	PUNCT
cjrl-2297	452	182	last	last	ADJ
cjrl-2297	452	183	visited	visit	VERB
cjrl-2297	452	184	feb	feb	PROPN
cjrl-2297	452	185	.	.	PROPN
cjrl-2297	452	186	24	24	NUM
cjrl-2297	452	187	,	,	PUNCT
cjrl-2297	452	188	2014	2014	NUM
cjrl-2297	452	189	)	)	PUNCT
cjrl-2297	452	190	.	.	PUNCT
cjrl-2297	453	1	156	156	NUM
cjrl-2297	453	2	see	see	VERB
cjrl-2297	453	3	press	press	NOUN
cjrl-2297	453	4	release	release	NOUN
cjrl-2297	453	5	,	,	PUNCT
cjrl-2297	453	6	u.s	u.s	PROPN
cjrl-2297	453	7	.	.	PROPN
cjrl-2297	453	8	dept	dept	PROPN
cjrl-2297	453	9	.	.	PROPN
cjrl-2297	454	1	of	of	ADP
cjrl-2297	454	2	ed	ed	PROPN
cjrl-2297	454	3	.	.	PROPN
cjrl-2297	454	4	,	,	PUNCT
cjrl-2297	454	5	default	default	NOUN
cjrl-2297	454	6	rates	rate	NOUN
cjrl-2297	454	7	continue	continue	VERB
cjrl-2297	454	8	to	to	PART
cjrl-2297	454	9	rise	rise	VERB
cjrl-2297	454	10	for	for	ADP
cjrl-2297	454	11	federal	federal	ADJ
cjrl-2297	454	12	student	student	NOUN
cjrl-2297	454	13	loans	loan	NOUN
cjrl-2297	454	14	(	(	PUNCT
cjrl-2297	454	15	sept	sept	PROPN
cjrl-2297	454	16	.	.	PROPN
cjrl-2297	454	17	30	30	NUM
cjrl-2297	454	18	,	,	PUNCT
cjrl-2297	454	19	2013	2013	NUM
cjrl-2297	454	20	)	)	PUNCT
cjrl-2297	454	21	,	,	PUNCT
cjrl-2297	454	22	available	available	ADJ
cjrl-2297	454	23	at	at	ADP
cjrl-2297	454	24	http://www.ed.gov/news/press-releases/default-rates-continue-rise-federal-student-loans	http://www.ed.gov/news/press-releases/default-rates-continue-rise-federal-student-loan	NOUN
cjrl-2297	454	25	;	;	PUNCT
cjrl-2297	454	26	liz	liz	PROPN
cjrl-2297	454	27	weston	weston	PROPN
cjrl-2297	454	28	,	,	PUNCT
cjrl-2297	454	29	confusing	confuse	VERB
cjrl-2297	454	30	data	datum	NOUN
cjrl-2297	454	31	flummoxes	flummox	VERB
cjrl-2297	454	32	fixing	fix	VERB
cjrl-2297	454	33	of	of	ADP
cjrl-2297	454	34	student	student	NOUN
cjrl-2297	454	35	-	-	PUNCT
cjrl-2297	454	36	loan	loan	NOUN
cjrl-2297	454	37	arrears	arrear	NOUN
cjrl-2297	454	38	,	,	PUNCT
cjrl-2297	454	39	reuters	reuter	NOUN
cjrl-2297	454	40	,	,	PUNCT
cjrl-2297	454	41	june	june	PROPN
cjrl-2297	454	42	2	2	NUM
cjrl-2297	454	43	,	,	PUNCT
cjrl-2297	454	44	2014	2014	NUM
cjrl-2297	454	45	,	,	PUNCT
cjrl-2297	454	46	available	available	ADJ
cjrl-2297	454	47	at	at	ADP
cjrl-2297	454	48	http://www.reuters.com	http://www.reuters.com	X
cjrl-2297	454	49	/article/2014/06/02	/article/2014/06/02	PUNCT
cjrl-2297	454	50	/	/	SYM
cjrl-2297	454	51	us	us	PROPN
cjrl-2297	454	52	-	-	PUNCT
cjrl-2297	454	53	column	column	NOUN
cjrl-2297	454	54	-	-	PUNCT
cjrl-2297	454	55	weston	weston	PROPN
cjrl-2297	454	56	-	-	PUNCT
cjrl-2297	454	57	iduskbn0ed1gw20140602	iduskbn0ed1gw20140602	PROPN
cjrl-2297	454	58	(	(	PUNCT
cjrl-2297	454	59	“	"	PUNCT
cjrl-2297	454	60	a	a	DET
cjrl-2297	454	61	languid	languid	ADJ
cjrl-2297	454	62	economy	economy	NOUN
cjrl-2297	454	63	,	,	PUNCT
cjrl-2297	454	64	soaring	soar	VERB
cjrl-2297	454	65	education	education	NOUN
cjrl-2297	454	66	debt	debt	NOUN
cjrl-2297	454	67	and	and	CCONJ
cjrl-2297	454	68	ignorance	ignorance	NOUN
cjrl-2297	454	69	about	about	ADP
cjrl-2297	454	70	available	available	ADJ
cjrl-2297	454	71	repayment	repayment	NOUN
cjrl-2297	454	72	options	option	NOUN
cjrl-2297	454	73	lead	lead	VERB
cjrl-2297	454	74	many	many	ADJ
cjrl-2297	454	75	borrowers	borrower	NOUN
cjrl-2297	454	76	to	to	PART
cjrl-2297	454	77	fall	fall	VERB
cjrl-2297	454	78	behind	behind	ADP
cjrl-2297	454	79	on	on	ADP
cjrl-2297	454	80	their	their	PRON
cjrl-2297	454	81	student	student	NOUN
cjrl-2297	454	82	loan	loan	NOUN
cjrl-2297	454	83	payments	payment	NOUN
cjrl-2297	454	84	,	,	PUNCT
cjrl-2297	454	85	financial	financial	ADJ
cjrl-2297	454	86	aid	aid	NOUN
cjrl-2297	454	87	experts	expert	NOUN
cjrl-2297	454	88	say	say	VERB
cjrl-2297	454	89	.	.	PUNCT
cjrl-2297	454	90	”	"	PUNCT
cjrl-2297	454	91	)	)	PUNCT
cjrl-2297	454	92	;	;	PUNCT
cjrl-2297	454	93	see	see	VERB
cjrl-2297	454	94	generally	generally	ADV
cjrl-2297	454	95	federal	federal	ADJ
cjrl-2297	454	96	education	education	NOUN
cjrl-2297	454	97	budget	budget	NOUN
cjrl-2297	454	98	project	project	NOUN
cjrl-2297	454	99	,	,	PUNCT
cjrl-2297	454	100	federal	federal	ADJ
cjrl-2297	454	101	student	student	NOUN
cjrl-2297	454	102	loan	loan	NOUN
cjrl-2297	454	103	default	default	NOUN
cjrl-2297	454	104	rates	rate	NOUN
cjrl-2297	454	105	,	,	PUNCT
cjrl-2297	454	106	new	new	PROPN
cjrl-2297	454	107	america	america	PROPN
cjrl-2297	454	108	foundation	foundation	PROPN
cjrl-2297	454	109	(	(	PUNCT
cjrl-2297	454	110	may	may	PROPN
cjrl-2297	454	111	1	1	NUM
cjrl-2297	454	112	,	,	PUNCT
cjrl-2297	454	113	2014	2014	NUM
cjrl-2297	454	114	,	,	PUNCT
cjrl-2297	454	115	10:17	10:17	NUM
cjrl-2297	454	116	pm	pm	NOUN
cjrl-2297	454	117	)	)	PUNCT
cjrl-2297	454	118	,	,	PUNCT
cjrl-2297	454	119	http://febp.newamerica.net/background-analysis/federal-studentloan-default-rates	http://febp.newamerica.net/background-analysis/federal-studentloan-default-rate	NOUN
cjrl-2297	454	120	(	(	PUNCT
cjrl-2297	454	121	“	"	PUNCT
cjrl-2297	454	122	in	in	ADP
cjrl-2297	454	123	fiscal	fiscal	ADJ
cjrl-2297	454	124	year	year	NOUN
cjrl-2297	454	125	2014	2014	NUM
cjrl-2297	454	126	,	,	PUNCT
cjrl-2297	454	127	students	student	NOUN
cjrl-2297	454	128	borrowed	borrow	VERB
cjrl-2297	454	129	approximately	approximately	ADV
cjrl-2297	454	130	$	$	SYM
cjrl-2297	454	131	100	100	NUM
cjrl-2297	454	132	billion	billion	NUM
cjrl-2297	454	133	through	through	ADP
cjrl-2297	454	134	federal	federal	ADJ
cjrl-2297	454	135	loan	loan	NOUN
cjrl-2297	454	136	programs	program	NOUN
cjrl-2297	454	137	.	.	PUNCT
cjrl-2297	454	138	.	.	PUNCT
cjrl-2297	454	139	.	.	PUNCT
cjrl-2297	454	140	.	.	PUNCT
cjrl-2297	455	1	by	by	ADP
cjrl-2297	455	2	law	law	NOUN
cjrl-2297	455	3	,	,	PUNCT
cjrl-2297	455	4	the	the	DET
cjrl-2297	455	5	u.s	u.s	PROPN
cjrl-2297	455	6	.	.	PROPN
cjrl-2297	455	7	department	department	PROPN
cjrl-2297	455	8	of	of	ADP
cjrl-2297	455	9	education	education	PROPN
cjrl-2297	455	10	considers	consider	VERB
cjrl-2297	455	11	a	a	DET
cjrl-2297	455	12	borrower	borrower	NOUN
cjrl-2297	455	13	to	to	PART
cjrl-2297	455	14	be	be	AUX
cjrl-2297	455	15	in	in	ADP
cjrl-2297	455	16	default	default	NOUN
cjrl-2297	455	17	when	when	SCONJ
cjrl-2297	455	18	he	he	PRON
cjrl-2297	455	19	fails	fail	VERB
cjrl-2297	455	20	to	to	PART
cjrl-2297	455	21	make	make	VERB
cjrl-2297	455	22	on	on	ADP
cjrl-2297	455	23	-	-	PUNCT
cjrl-2297	455	24	time	time	NOUN
cjrl-2297	455	25	repayment	repayment	NOUN
cjrl-2297	455	26	of	of	ADP
cjrl-2297	455	27	his	his	PRON
cjrl-2297	455	28	loans	loan	NOUN
cjrl-2297	455	29	for	for	ADP
cjrl-2297	455	30	nine	nine	NUM
cjrl-2297	455	31	consecutive	consecutive	ADJ
cjrl-2297	455	32	months	month	NOUN
cjrl-2297	455	33	.	.	PUNCT
cjrl-2297	455	34	”	"	PUNCT
cjrl-2297	455	35	)	)	PUNCT
cjrl-2297	455	36	.	.	PUNCT
cjrl-2297	456	1	157	157	NUM
cjrl-2297	456	2	see	see	VERB
cjrl-2297	456	3	nelson	nelson	PROPN
cjrl-2297	456	4	,	,	PUNCT
cjrl-2297	456	5	supra	supra	PROPN
cjrl-2297	456	6	note	note	PROPN
cjrl-2297	456	7	8	8	NUM
cjrl-2297	456	8	;	;	PUNCT
cjrl-2297	456	9	see	see	VERB
cjrl-2297	456	10	generally	generally	ADV
cjrl-2297	456	11	alisa	alisa	PROPN
cjrl-2297	456	12	f.	f.	PROPN
cjrl-2297	456	13	cunningham	cunningham	PROPN
cjrl-2297	456	14	&	&	CCONJ
cjrl-2297	456	15	gregory	gregory	PROPN
cjrl-2297	456	16	s.	s.	PROPN
cjrl-2297	456	17	kienzl	kienzl	PROPN
cjrl-2297	456	18	,	,	PUNCT
cjrl-2297	456	19	delinquency	delinquency	PROPN
cjrl-2297	456	20	:	:	PUNCT
cjrl-2297	456	21	the	the	DET
cjrl-2297	456	22	untold	untold	ADJ
cjrl-2297	456	23	story	story	NOUN
cjrl-2297	456	24	of	of	ADP
cjrl-2297	456	25	student	student	NOUN
cjrl-2297	456	26	loan	loan	NOUN
cjrl-2297	456	27	borrowing	borrowing	NOUN
cjrl-2297	456	28	(	(	PUNCT
cjrl-2297	456	29	2011	2011	NUM
cjrl-2297	456	30	)	)	PUNCT
cjrl-2297	456	31	.	.	PUNCT
cjrl-2297	457	1	158	158	NUM
cjrl-2297	457	2	see	see	VERB
cjrl-2297	457	3	i	i	PRON
cjrl-2297	457	4	d.	d.	PROPN
cjrl-2297	457	5	159	159	NUM
cjrl-2297	457	6	see	see	VERB
cjrl-2297	457	7	i	i	PRON
cjrl-2297	457	8	d.	d.	PROPN
cjrl-2297	457	9	160	160	NUM
cjrl-2297	457	10	see	see	VERB
cjrl-2297	457	11	generally	generally	ADV
cjrl-2297	457	12	katy	katy	PROPN
cjrl-2297	457	13	hopkins	hopkins	PROPN
cjrl-2297	457	14	,	,	PUNCT
cjrl-2297	457	15	consider	consider	VERB
cjrl-2297	457	16	when	when	SCONJ
cjrl-2297	457	17	to	to	PART
cjrl-2297	457	18	use	use	VERB
cjrl-2297	457	19	private	private	ADJ
cjrl-2297	457	20	student	student	NOUN
cjrl-2297	457	21	loans	loan	NOUN
cjrl-2297	457	22	,	,	PUNCT
cjrl-2297	457	23	u.s	u.s	PROPN
cjrl-2297	457	24	.	.	PROPN
cjrl-2297	457	25	news	news	PROPN
cjrl-2297	457	26	and	and	CCONJ
cjrl-2297	457	27	world	world	NOUN
cjrl-2297	457	28	report	report	PROPN
cjrl-2297	457	29	(	(	PUNCT
cjrl-2297	457	30	oct	oct	PROPN
cjrl-2297	457	31	.	.	PROPN
cjrl-2297	457	32	1	1	NUM
cjrl-2297	457	33	,	,	PUNCT
cjrl-2297	457	34	2012	2012	NUM
cjrl-2297	457	35	)	)	PUNCT
cjrl-2297	457	36	,	,	PUNCT
cjrl-2297	457	37	http://www.usnews.com/education/best-colleges/paying-for-college/articles/2012/10/01/consider-when-touse-private-student-loans	http://www.usnews.com/education/best-colleges/paying-for-college/articles/2012/10/01/consider-when-touse-private-student-loan	NOUN
cjrl-2297	457	38	.	.	PROPN
cjrl-2297	458	1	161	161	NUM
cjrl-2297	458	2	see	see	NOUN
cjrl-2297	458	3	finaid	finaid	NOUN
cjrl-2297	458	4	,	,	PUNCT
cjrl-2297	458	5	direct	direct	ADJ
cjrl-2297	458	6	loans	loan	NOUN
cjrl-2297	458	7	vs.	vs.	ADP
cjrl-2297	458	8	the	the	DET
cjrl-2297	458	9	ffel	ffel	PROPN
cjrl-2297	458	10	program	program	PROPN
cjrl-2297	458	11	,	,	PUNCT
cjrl-2297	458	12	finaid	finaid	NOUN
cjrl-2297	458	13	,	,	PUNCT
cjrl-2297	458	14	http://www.finaid.org/loans/dl-vs-ffel.phtml	http://www.finaid.org/loans/dl-vs-ffel.phtml	PROPN
cjrl-2297	458	15	(	(	PUNCT
cjrl-2297	458	16	last	last	ADV
cjrl-2297	458	17	visited	visit	VERB
cjrl-2297	458	18	feb	feb	PROPN
cjrl-2297	458	19	.	.	PROPN
cjrl-2297	458	20	24	24	NUM
cjrl-2297	458	21	,	,	PUNCT
cjrl-2297	458	22	2014	2014	NUM
cjrl-2297	458	23	)	)	PUNCT
cjrl-2297	458	24	.	.	PUNCT
cjrl-2297	459	1	162	162	NUM
cjrl-2297	459	2	see	see	VERB
cjrl-2297	459	3	nelson	nelson	PROPN
cjrl-2297	459	4	,	,	PUNCT
cjrl-2297	459	5	supra	supra	PROPN
cjrl-2297	459	6	note	note	PROPN
cjrl-2297	459	7	8	8	NUM
cjrl-2297	459	8	;	;	PUNCT
cjrl-2297	459	9	u.s	u.s	PROPN
cjrl-2297	459	10	.	.	PROPN
cjrl-2297	459	11	dept	dept	PROPN
cjrl-2297	459	12	.	.	PROPN
cjrl-2297	459	13	of	of	ADP
cjrl-2297	459	14	treasury	treasury	PROPN
cjrl-2297	459	15	&	&	CCONJ
cjrl-2297	459	16	dept	dept	PROPN
cjrl-2297	459	17	.	.	PROPN
cjrl-2297	459	18	of	of	ADP
cjrl-2297	459	19	educ	educ	PROPN
cjrl-2297	459	20	.	.	PUNCT
cjrl-2297	459	21	,	,	PUNCT
cjrl-2297	459	22	the	the	DET
cjrl-2297	459	23	economics	economic	NOUN
cjrl-2297	459	24	of	of	ADP
cjrl-2297	459	25	higher	high	ADJ
cjrl-2297	459	26	education	education	NOUN
cjrl-2297	459	27	(	(	PUNCT
cjrl-2297	459	28	dec	dec	PROPN
cjrl-2297	459	29	.	.	PROPN
cjrl-2297	459	30	2012	2012	NUM
cjrl-2297	459	31	)	)	PUNCT
cjrl-2297	459	32	,	,	PUNCT
cjrl-2297	459	33	http://www.treasury.gov/connect/blog/documents/20121212_economics%20of%20higher%20ed_vfinal	http://www.treasury.gov/connect/blog/documents/20121212_economics%20of%20higher%20ed_vfinal	ADV
cjrl-2297	459	34	.	.	PUNCT
cjrl-2297	460	1	pdf	pdf	NOUN
cjrl-2297	460	2	.	.	PUNCT
cjrl-2297	461	1	163	163	NUM
cjrl-2297	461	2	see	see	VERB
cjrl-2297	461	3	higher	high	ADJ
cjrl-2297	461	4	education	education	NOUN
cjrl-2297	461	5	act	act	NOUN
cjrl-2297	461	6	of	of	ADP
cjrl-2297	461	7	1965	1965	NUM
cjrl-2297	461	8	§	§	PROPN
cjrl-2297	461	9	428b(a)(1)(a	428b(a)(1)(a	NOUN
cjrl-2297	461	10	)	)	PUNCT
cjrl-2297	461	11	,	,	PUNCT
cjrl-2297	461	12	20	20	NUM
cjrl-2297	461	13	u.s.c	u.s.c	ADJ
cjrl-2297	461	14	.	.	PUNCT
cjrl-2297	462	1	§	§	PROPN
cjrl-2297	462	2	1078	1078	NUM
cjrl-2297	462	3	-	-	SYM
cjrl-2297	462	4	2	2	NUM
cjrl-2297	462	5	(	(	PUNCT
cjrl-2297	462	6	2012	2012	NUM
cjrl-2297	462	7	)	)	PUNCT
cjrl-2297	462	8	;	;	PUNCT
cjrl-2297	462	9	34	34	NUM
cjrl-2297	462	10	c.f.r	c.f.r	NOUN
cjrl-2297	462	11	.	.	PUNCT
cjrl-2297	463	1	§	§	PROPN
cjrl-2297	463	2	§	§	PROPN
cjrl-2297	463	3	682.201(c)(2)(ii	682.201(c)(2)(ii	NUM
cjrl-2297	463	4	)	)	PUNCT
cjrl-2297	463	5	,	,	PUNCT
cjrl-2297	463	6	685.200(c)(1)(vii)(b	685.200(c)(1)(vii)(b	NUM
cjrl-2297	463	7	)	)	PUNCT
cjrl-2297	463	8	(	(	PUNCT
cjrl-2297	463	9	2013	2013	NUM
cjrl-2297	463	10	)	)	PUNCT
cjrl-2297	463	11	.	.	PUNCT
cjrl-2297	464	1	foreclosures	foreclosure	NOUN
cjrl-2297	464	2	and	and	CCONJ
cjrl-2297	464	3	financial	financial	ADJ
cjrl-2297	464	4	aid	aid	NOUN
cjrl-2297	464	5	vol	vol	NOUN
cjrl-2297	464	6	.	.	PUNCT
cjrl-2297	465	1	4:2	4:2	NUM
cjrl-2297	465	2	152	152	NUM
cjrl-2297	466	1	but	but	CCONJ
cjrl-2297	466	2	they	they	PRON
cjrl-2297	466	3	do	do	AUX
cjrl-2297	466	4	require	require	VERB
cjrl-2297	466	5	a	a	DET
cjrl-2297	466	6	finding	finding	NOUN
cjrl-2297	466	7	of	of	ADP
cjrl-2297	466	8	demonstrated	demonstrate	VERB
cjrl-2297	466	9	financial	financial	ADJ
cjrl-2297	466	10	need.164	need.164	NOUN
cjrl-2297	466	11	dependent	dependent	ADJ
cjrl-2297	466	12	students	student	NOUN
cjrl-2297	466	13	have	have	VERB
cjrl-2297	466	14	their	their	PRON
cjrl-2297	466	15	financial	financial	ADJ
cjrl-2297	466	16	need	need	NOUN
cjrl-2297	466	17	assessed	assess	VERB
cjrl-2297	466	18	by	by	ADP
cjrl-2297	466	19	the	the	DET
cjrl-2297	466	20	financial	financial	ADJ
cjrl-2297	466	21	history	history	NOUN
cjrl-2297	466	22	of	of	ADP
cjrl-2297	466	23	the	the	DET
cjrl-2297	466	24	family	family	NOUN
cjrl-2297	466	25	as	as	SCONJ
cjrl-2297	466	26	reported	report	VERB
cjrl-2297	466	27	on	on	ADP
cjrl-2297	466	28	the	the	DET
cjrl-2297	466	29	free	free	ADJ
cjrl-2297	466	30	application	application	NOUN
cjrl-2297	466	31	for	for	ADP
cjrl-2297	466	32	federal	federal	ADJ
cjrl-2297	466	33	student	student	NOUN
cjrl-2297	466	34	aid	aid	NOUN
cjrl-2297	466	35	(	(	PUNCT
cjrl-2297	466	36	“	"	PUNCT
cjrl-2297	466	37	fafsa”).165	fafsa”).165	VERB
cjrl-2297	466	38	previously	previously	ADV
cjrl-2297	466	39	,	,	PUNCT
cjrl-2297	466	40	parent	parent	NOUN
cjrl-2297	466	41	plus	plus	CCONJ
cjrl-2297	466	42	loan	loan	NOUN
cjrl-2297	466	43	applicants	applicant	NOUN
cjrl-2297	466	44	were	be	AUX
cjrl-2297	466	45	not	not	PART
cjrl-2297	466	46	required	require	VERB
cjrl-2297	466	47	to	to	PART
cjrl-2297	466	48	file	file	VERB
cjrl-2297	466	49	the	the	DET
cjrl-2297	466	50	fafsa	fafsa	NOUN
cjrl-2297	466	51	because	because	SCONJ
cjrl-2297	466	52	the	the	DET
cjrl-2297	466	53	aid	aid	NOUN
cjrl-2297	466	54	was	be	AUX
cjrl-2297	466	55	not	not	PART
cjrl-2297	466	56	based	base	VERB
cjrl-2297	466	57	on	on	ADP
cjrl-2297	466	58	family	family	NOUN
cjrl-2297	466	59	financial	financial	NOUN
cjrl-2297	466	60	need.166	need.166	ADV
cjrl-2297	466	61	however	however	ADV
cjrl-2297	466	62	,	,	PUNCT
cjrl-2297	466	63	the	the	DET
cjrl-2297	466	64	fafsa	fafsa	NOUN
cjrl-2297	466	65	is	be	AUX
cjrl-2297	466	66	now	now	ADV
cjrl-2297	466	67	required	require	VERB
cjrl-2297	466	68	of	of	ADP
cjrl-2297	466	69	all	all	PRON
cjrl-2297	466	70	plus	plus	CCONJ
cjrl-2297	466	71	loan	loan	NOUN
cjrl-2297	466	72	applicants.167	applicants.167	PROPN
cjrl-2297	466	73	a	a	DET
cjrl-2297	466	74	plus	plus	CCONJ
cjrl-2297	466	75	loan	loan	NOUN
cjrl-2297	466	76	denial	denial	NOUN
cjrl-2297	466	77	relegates	relegate	VERB
cjrl-2297	466	78	students	student	NOUN
cjrl-2297	466	79	to	to	PART
cjrl-2297	466	80	pursue	pursue	VERB
cjrl-2297	466	81	additional	additional	ADJ
cjrl-2297	466	82	aid	aid	NOUN
cjrl-2297	466	83	from	from	ADP
cjrl-2297	466	84	the	the	DET
cjrl-2297	466	85	unsubsidized	unsubsidized	ADJ
cjrl-2297	466	86	stafford	stafford	PROPN
cjrl-2297	466	87	loan	loan	PROPN
cjrl-2297	466	88	program.168	program.168	NOUN
cjrl-2297	466	89	the	the	DET
cjrl-2297	466	90	federal	federal	ADJ
cjrl-2297	466	91	plus	plus	CCONJ
cjrl-2297	466	92	loan	loan	NOUN
cjrl-2297	466	93	program	program	NOUN
cjrl-2297	466	94	conducts	conduct	VERB
cjrl-2297	466	95	a	a	DET
cjrl-2297	466	96	credit	credit	NOUN
cjrl-2297	466	97	check	check	NOUN
cjrl-2297	466	98	to	to	PART
cjrl-2297	466	99	determine	determine	VERB
cjrl-2297	466	100	whether	whether	SCONJ
cjrl-2297	466	101	any	any	DET
cjrl-2297	466	102	factors	factor	NOUN
cjrl-2297	466	103	exist	exist	VERB
cjrl-2297	466	104	to	to	PART
cjrl-2297	466	105	constitute	constitute	VERB
cjrl-2297	466	106	an	an	DET
cjrl-2297	466	107	adverse	adverse	ADJ
cjrl-2297	466	108	credit	credit	NOUN
cjrl-2297	466	109	history.169	history.169	PROPN
cjrl-2297	466	110	examples	example	NOUN
cjrl-2297	466	111	of	of	ADP
cjrl-2297	466	112	the	the	DET
cjrl-2297	466	113	factors	factor	NOUN
cjrl-2297	466	114	used	use	VERB
cjrl-2297	466	115	to	to	PART
cjrl-2297	466	116	determine	determine	VERB
cjrl-2297	466	117	whether	whether	SCONJ
cjrl-2297	466	118	a	a	DET
cjrl-2297	466	119	plus	plus	CCONJ
cjrl-2297	466	120	loan	loan	NOUN
cjrl-2297	466	121	applicant	applicant	NOUN
cjrl-2297	466	122	has	have	VERB
cjrl-2297	466	123	an	an	DET
cjrl-2297	466	124	adverse	adverse	ADJ
cjrl-2297	466	125	credit	credit	NOUN
cjrl-2297	466	126	history	history	NOUN
cjrl-2297	466	127	include	include	VERB
cjrl-2297	466	128	:	:	PUNCT
cjrl-2297	466	129	charged	charge	VERB
cjrl-2297	466	130	off	off	ADP
cjrl-2297	466	131	accounts	account	NOUN
cjrl-2297	466	132	,	,	PUNCT
cjrl-2297	466	133	accounts	account	VERB
cjrl-2297	466	134	in	in	ADP
cjrl-2297	466	135	collection	collection	NOUN
cjrl-2297	466	136	,	,	PUNCT
cjrl-2297	466	137	delinquent	delinquent	ADJ
cjrl-2297	466	138	accounts	account	NOUN
cjrl-2297	466	139	that	that	PRON
cjrl-2297	466	140	are	be	AUX
cjrl-2297	466	141	90	90	NUM
cjrl-2297	466	142	to	to	PART
cjrl-2297	466	143	180	180	NUM
cjrl-2297	466	144	days	day	NOUN
cjrl-2297	466	145	late	late	ADV
cjrl-2297	466	146	,	,	PUNCT
cjrl-2297	466	147	wage	wage	NOUN
cjrl-2297	466	148	garnishments	garnishment	NOUN
cjrl-2297	466	149	,	,	PUNCT
cjrl-2297	466	150	repossessions	repossession	NOUN
cjrl-2297	466	151	,	,	PUNCT
cjrl-2297	466	152	voluntary	voluntary	ADJ
cjrl-2297	466	153	surrenders	surrender	NOUN
cjrl-2297	466	154	of	of	ADP
cjrl-2297	466	155	property	property	NOUN
cjrl-2297	466	156	,	,	PUNCT
cjrl-2297	466	157	defaulted	default	VERB
cjrl-2297	466	158	loans	loan	NOUN
cjrl-2297	466	159	,	,	PUNCT
cjrl-2297	466	160	foreclosures	foreclosure	NOUN
cjrl-2297	466	161	,	,	PUNCT
cjrl-2297	466	162	deeds	deed	NOUN
cjrl-2297	466	163	in	in	ADP
cjrl-2297	466	164	lieu	lieu	NOUN
cjrl-2297	466	165	of	of	ADP
cjrl-2297	466	166	foreclosure	foreclosure	NOUN
cjrl-2297	466	167	,	,	PUNCT
cjrl-2297	466	168	bankruptcies	bankruptcy	NOUN
cjrl-2297	466	169	,	,	PUNCT
cjrl-2297	466	170	and	and	CCONJ
cjrl-2297	466	171	tax	tax	NOUN
cjrl-2297	466	172	liens.170	liens.170	PROPN
cjrl-2297	466	173	164	164	NUM
cjrl-2297	466	174	see	see	VERB
cjrl-2297	466	175	u.s	u.s	PROPN
cjrl-2297	466	176	.	.	PROPN
cjrl-2297	466	177	dept	dept	PROPN
cjrl-2297	466	178	.	.	PROPN
cjrl-2297	467	1	of	of	ADP
cjrl-2297	467	2	educ	educ	PROPN
cjrl-2297	467	3	.	.	PUNCT
cjrl-2297	468	1	,	,	PUNCT
cjrl-2297	468	2	your	your	PRON
cjrl-2297	468	3	federal	federal	ADJ
cjrl-2297	468	4	student	student	NOUN
cjrl-2297	468	5	loans	loan	NOUN
cjrl-2297	468	6	:	:	PUNCT
cjrl-2297	468	7	learn	learn	VERB
cjrl-2297	468	8	the	the	DET
cjrl-2297	468	9	basics	basic	NOUN
cjrl-2297	468	10	and	and	CCONJ
cjrl-2297	468	11	manage	manage	VERB
cjrl-2297	468	12	your	your	PRON
cjrl-2297	468	13	debt	debt	NOUN
cjrl-2297	468	14	9	9	NUM
cjrl-2297	468	15	(	(	PUNCT
cjrl-2297	468	16	dec	dec	PROPN
cjrl-2297	468	17	.	.	PROPN
cjrl-2297	468	18	2010	2010	NUM
cjrl-2297	468	19	)	)	PUNCT
cjrl-2297	468	20	;	;	PUNCT
cjrl-2297	468	21	finaid	finaid	ADJ
cjrl-2297	468	22	,	,	PUNCT
cjrl-2297	468	23	student	student	NOUN
cjrl-2297	468	24	loans	loan	NOUN
cjrl-2297	468	25	,	,	PUNCT
cjrl-2297	468	26	finaid	finaid	NOUN
cjrl-2297	468	27	,	,	PUNCT
cjrl-2297	468	28	http://www.finaid.org/loans/studentloan.phtml	http://www.finaid.org/loans/studentloan.phtml	PRON
cjrl-2297	468	29	(	(	PUNCT
cjrl-2297	468	30	last	last	ADV
cjrl-2297	468	31	visited	visit	VERB
cjrl-2297	468	32	feb	feb	PROPN
cjrl-2297	468	33	.	.	PROPN
cjrl-2297	468	34	24	24	NUM
cjrl-2297	468	35	,	,	PUNCT
cjrl-2297	468	36	2014	2014	NUM
cjrl-2297	468	37	)	)	PUNCT
cjrl-2297	468	38	;	;	PUNCT
cjrl-2297	468	39	finaid	finaid	ADJ
cjrl-2297	468	40	,	,	PUNCT
cjrl-2297	468	41	credit	credit	NOUN
cjrl-2297	468	42	scores	score	NOUN
cjrl-2297	468	43	,	,	PUNCT
cjrl-2297	468	44	finaid	finaid	NOUN
cjrl-2297	468	45	,	,	PUNCT
cjrl-2297	468	46	http://www.finaid.org/loans/creditscores.phtml	http://www.finaid.org/loans/creditscores.phtml	PROPN
cjrl-2297	468	47	(	(	PUNCT
cjrl-2297	468	48	last	last	ADJ
cjrl-2297	468	49	visited	visit	VERB
cjrl-2297	468	50	feb	feb	PROPN
cjrl-2297	468	51	.	.	PROPN
cjrl-2297	468	52	24	24	NUM
cjrl-2297	468	53	,	,	PUNCT
cjrl-2297	468	54	2014	2014	NUM
cjrl-2297	468	55	)	)	PUNCT
cjrl-2297	468	56	.	.	PUNCT
cjrl-2297	469	1	165	165	NUM
cjrl-2297	469	2	see	see	VERB
cjrl-2297	469	3	u.s	u.s	PROPN
cjrl-2297	469	4	.	.	PROPN
cjrl-2297	469	5	dept	dept	PROPN
cjrl-2297	469	6	.	.	PROPN
cjrl-2297	470	1	of	of	ADP
cjrl-2297	470	2	educ	educ	PROPN
cjrl-2297	470	3	.	.	PUNCT
cjrl-2297	471	1	,	,	PUNCT
cjrl-2297	471	2	am	be	AUX
cjrl-2297	471	3	i	i	PRON
cjrl-2297	471	4	dependent	dependent	ADJ
cjrl-2297	471	5	or	or	CCONJ
cjrl-2297	471	6	independent	independent	ADJ
cjrl-2297	471	7	?	?	PUNCT
cjrl-2297	472	1	(	(	PUNCT
cjrl-2297	472	2	2013	2013	NUM
cjrl-2297	472	3	)	)	PUNCT
cjrl-2297	472	4	;	;	PUNCT
cjrl-2297	472	5	u.s	u.s	PROPN
cjrl-2297	472	6	.	.	PROPN
cjrl-2297	472	7	dept	dept	PROPN
cjrl-2297	472	8	.	.	PROPN
cjrl-2297	473	1	of	of	ADP
cjrl-2297	473	2	educ	educ	PROPN
cjrl-2297	473	3	.	.	PUNCT
cjrl-2297	474	1	,	,	PUNCT
cjrl-2297	474	2	applying	apply	VERB
cjrl-2297	474	3	for	for	ADP
cjrl-2297	474	4	federal	federal	ADJ
cjrl-2297	474	5	direct	direct	ADJ
cjrl-2297	474	6	loans	loan	NOUN
cjrl-2297	474	7	,	,	PUNCT
cjrl-2297	474	8	federal	federal	ADJ
cjrl-2297	474	9	student	student	NOUN
cjrl-2297	474	10	aid	aid	NOUN
cjrl-2297	474	11	,	,	PUNCT
cjrl-2297	474	12	http://www.direct.ed.gov/applying.html	http://www.direct.ed.gov/applying.html	NUM
cjrl-2297	474	13	(	(	PUNCT
cjrl-2297	474	14	last	last	ADJ
cjrl-2297	474	15	updated	update	VERB
cjrl-2297	474	16	jan	jan	PROPN
cjrl-2297	474	17	.	.	PROPN
cjrl-2297	474	18	3	3	NUM
cjrl-2297	474	19	,	,	PUNCT
cjrl-2297	474	20	2014	2014	NUM
cjrl-2297	474	21	)	)	PUNCT
cjrl-2297	474	22	.	.	PUNCT
cjrl-2297	475	1	166	166	NUM
cjrl-2297	475	2	see	see	VERB
cjrl-2297	475	3	finaid	finaid	NOUN
cjrl-2297	475	4	,	,	PUNCT
cjrl-2297	475	5	parent	parent	NOUN
cjrl-2297	475	6	loans	loan	NOUN
cjrl-2297	475	7	,	,	PUNCT
cjrl-2297	475	8	finaid	finaid	NOUN
cjrl-2297	475	9	,	,	PUNCT
cjrl-2297	475	10	http://www.finaid.org/loans/parentloan.phtml	http://www.finaid.org/loans/parentloan.phtml	INTJ
cjrl-2297	475	11	(	(	PUNCT
cjrl-2297	475	12	last	last	ADJ
cjrl-2297	475	13	visited	visit	VERB
cjrl-2297	475	14	feb	feb	PROPN
cjrl-2297	475	15	.	.	PROPN
cjrl-2297	475	16	25	25	NUM
cjrl-2297	475	17	,	,	PUNCT
cjrl-2297	475	18	2014	2014	NUM
cjrl-2297	475	19	)	)	PUNCT
cjrl-2297	475	20	(	(	PUNCT
cjrl-2297	475	21	“	"	PUNCT
cjrl-2297	475	22	parents	parent	NOUN
cjrl-2297	475	23	who	who	PRON
cjrl-2297	475	24	are	be	AUX
cjrl-2297	475	25	applying	apply	VERB
cjrl-2297	475	26	for	for	ADP
cjrl-2297	475	27	a	a	DET
cjrl-2297	475	28	parent	parent	NOUN
cjrl-2297	475	29	plus	plus	CCONJ
cjrl-2297	475	30	loan	loan	NOUN
cjrl-2297	475	31	are	be	AUX
cjrl-2297	475	32	,	,	PUNCT
cjrl-2297	475	33	strictly	strictly	ADV
cjrl-2297	475	34	speaking	speak	VERB
cjrl-2297	475	35	,	,	PUNCT
cjrl-2297	475	36	not	not	PART
cjrl-2297	475	37	required	require	VERB
cjrl-2297	475	38	to	to	PART
cjrl-2297	475	39	have	have	VERB
cjrl-2297	475	40	the	the	DET
cjrl-2297	475	41	student	student	NOUN
cjrl-2297	475	42	file	file	VERB
cjrl-2297	475	43	a	a	DET
cjrl-2297	475	44	fafsa	fafsa	NOUN
cjrl-2297	475	45	.	.	PUNCT
cjrl-2297	476	1	however	however	ADV
cjrl-2297	476	2	,	,	PUNCT
cjrl-2297	476	3	it	it	PRON
cjrl-2297	476	4	is	be	AUX
cjrl-2297	476	5	generally	generally	ADV
cjrl-2297	476	6	advisable	advisable	ADJ
cjrl-2297	476	7	to	to	PART
cjrl-2297	476	8	do	do	VERB
cjrl-2297	476	9	so	so	ADV
cjrl-2297	476	10	in	in	ADP
cjrl-2297	476	11	order	order	NOUN
cjrl-2297	476	12	to	to	PART
cjrl-2297	476	13	avoid	avoid	VERB
cjrl-2297	476	14	missing	miss	VERB
cjrl-2297	476	15	out	out	ADP
cjrl-2297	476	16	on	on	ADP
cjrl-2297	476	17	other	other	ADJ
cjrl-2297	476	18	federal	federal	ADJ
cjrl-2297	476	19	student	student	NOUN
cjrl-2297	476	20	aid	aid	NOUN
cjrl-2297	476	21	.	.	PUNCT
cjrl-2297	477	1	but	but	CCONJ
cjrl-2297	477	2	if	if	SCONJ
cjrl-2297	477	3	they	they	PRON
cjrl-2297	477	4	wish	wish	VERB
cjrl-2297	477	5	to	to	PART
cjrl-2297	477	6	apply	apply	VERB
cjrl-2297	477	7	for	for	ADP
cjrl-2297	477	8	a	a	DET
cjrl-2297	477	9	parent	parent	NOUN
cjrl-2297	477	10	plus	plus	CCONJ
cjrl-2297	477	11	loan	loan	NOUN
cjrl-2297	477	12	without	without	ADP
cjrl-2297	477	13	submitting	submit	VERB
cjrl-2297	477	14	a	a	DET
cjrl-2297	477	15	fafsa	fafsa	NOUN
cjrl-2297	477	16	,	,	PUNCT
cjrl-2297	477	17	they	they	PRON
cjrl-2297	477	18	will	will	AUX
cjrl-2297	477	19	need	need	VERB
cjrl-2297	477	20	to	to	PART
cjrl-2297	477	21	submit	submit	VERB
cjrl-2297	477	22	a	a	DET
cjrl-2297	477	23	loan	loan	NOUN
cjrl-2297	477	24	application	application	NOUN
cjrl-2297	477	25	and	and	CCONJ
cjrl-2297	477	26	sign	sign	VERB
cjrl-2297	477	27	a	a	DET
cjrl-2297	477	28	master	master	NOUN
cjrl-2297	477	29	promissory	promissory	NOUN
cjrl-2297	477	30	note	note	NOUN
cjrl-2297	477	31	.	.	PUNCT
cjrl-2297	478	1	starting	start	VERB
cjrl-2297	478	2	in	in	ADP
cjrl-2297	478	3	2011	2011	NUM
cjrl-2297	478	4	-	-	SYM
cjrl-2297	478	5	2012	2012	NUM
cjrl-2297	478	6	,	,	PUNCT
cjrl-2297	478	7	the	the	DET
cjrl-2297	478	8	fafsa	fafsa	NOUN
cjrl-2297	478	9	will	will	AUX
cjrl-2297	478	10	be	be	AUX
cjrl-2297	478	11	required	require	VERB
cjrl-2297	478	12	for	for	ADP
cjrl-2297	478	13	the	the	DET
cjrl-2297	478	14	parent	parent	NOUN
cjrl-2297	478	15	plus	plus	CCONJ
cjrl-2297	478	16	loan	loan	NOUN
cjrl-2297	478	17	.	.	PUNCT
cjrl-2297	478	18	)	)	PUNCT
cjrl-2297	479	1	;	;	PUNCT
cjrl-2297	479	2	plus	plus	CCONJ
cjrl-2297	479	3	loan	loan	NOUN
cjrl-2297	479	4	frequently	frequently	ADV
cjrl-2297	479	5	asked	ask	VERB
cjrl-2297	479	6	questions	question	NOUN
cjrl-2297	479	7	,	,	PUNCT
cjrl-2297	479	8	parent	parent	NOUN
cjrl-2297	479	9	plus	plus	CCONJ
cjrl-2297	479	10	loan	loan	NOUN
cjrl-2297	479	11	,	,	PUNCT
cjrl-2297	479	12	http://www.parentplusloan.com/plus-loans/frequently-asked-questions-aboutthe-plus-loan.php	http://www.parentplusloan.com/plus-loans/frequently-asked-questions-aboutthe-plus-loan.php	PROPN
cjrl-2297	479	13	(	(	PUNCT
cjrl-2297	479	14	last	last	ADJ
cjrl-2297	479	15	visited	visit	VERB
cjrl-2297	479	16	feb	feb	PROPN
cjrl-2297	479	17	.	.	PROPN
cjrl-2297	479	18	25	25	NUM
cjrl-2297	479	19	,	,	PUNCT
cjrl-2297	479	20	2014	2014	NUM
cjrl-2297	479	21	)	)	PUNCT
cjrl-2297	479	22	(	(	PUNCT
cjrl-2297	479	23	“	"	PUNCT
cjrl-2297	479	24	[	[	X
cjrl-2297	479	25	t]he	t]he	ADJ
cjrl-2297	479	26	fafsa	fafsa	NOUN
cjrl-2297	479	27	is	be	AUX
cjrl-2297	479	28	not	not	PART
cjrl-2297	479	29	required	require	VERB
cjrl-2297	479	30	at	at	ADP
cjrl-2297	479	31	all	all	DET
cjrl-2297	479	32	schools	school	NOUN
cjrl-2297	479	33	,	,	PUNCT
cjrl-2297	479	34	but	but	CCONJ
cjrl-2297	479	35	it	it	PRON
cjrl-2297	479	36	is	be	AUX
cjrl-2297	479	37	strongly	strongly	ADV
cjrl-2297	479	38	recommended	recommend	VERB
cjrl-2297	479	39	.	.	PUNCT
cjrl-2297	480	1	the	the	DET
cjrl-2297	480	2	plus	plus	ADJ
cjrl-2297	480	3	loan	loan	NOUN
cjrl-2297	480	4	is	be	AUX
cjrl-2297	480	5	a	a	DET
cjrl-2297	480	6	federal	federal	ADJ
cjrl-2297	480	7	student	student	NOUN
cjrl-2297	480	8	loan	loan	NOUN
cjrl-2297	480	9	and	and	CCONJ
cjrl-2297	480	10	therefore	therefore	ADV
cjrl-2297	480	11	must	must	AUX
cjrl-2297	480	12	be	be	AUX
cjrl-2297	480	13	‘	'	PUNCT
cjrl-2297	480	14	certified	certified	ADJ
cjrl-2297	480	15	’	'	PUNCT
cjrl-2297	480	16	(	(	PUNCT
cjrl-2297	480	17	approved	approve	VERB
cjrl-2297	480	18	)	)	PUNCT
cjrl-2297	480	19	by	by	ADP
cjrl-2297	480	20	the	the	DET
cjrl-2297	480	21	college	college	NOUN
cjrl-2297	480	22	's	's	PART
cjrl-2297	480	23	or	or	CCONJ
cjrl-2297	480	24	university	university	NOUN
cjrl-2297	480	25	's	's	PART
cjrl-2297	480	26	financial	financial	ADJ
cjrl-2297	480	27	aid	aid	NOUN
cjrl-2297	480	28	office	office	NOUN
cjrl-2297	480	29	.	.	PUNCT
cjrl-2297	481	1	if	if	SCONJ
cjrl-2297	481	2	your	your	PRON
cjrl-2297	481	3	college	college	NOUN
cjrl-2297	481	4	or	or	CCONJ
cjrl-2297	481	5	university	university	NOUN
cjrl-2297	481	6	requires	require	VERB
cjrl-2297	481	7	the	the	DET
cjrl-2297	481	8	fafsa	fafsa	NOUN
cjrl-2297	481	9	for	for	ADP
cjrl-2297	481	10	all	all	DET
cjrl-2297	481	11	students	student	NOUN
cjrl-2297	481	12	,	,	PUNCT
cjrl-2297	481	13	they	they	PRON
cjrl-2297	481	14	will	will	AUX
cjrl-2297	481	15	not	not	PART
cjrl-2297	481	16	certify	certify	VERB
cjrl-2297	481	17	a	a	DET
cjrl-2297	481	18	plus	plus	CCONJ
cjrl-2297	481	19	loan	loan	NOUN
cjrl-2297	481	20	without	without	ADP
cjrl-2297	481	21	a	a	DET
cjrl-2297	481	22	fafsa	fafsa	NOUN
cjrl-2297	481	23	application	application	NOUN
cjrl-2297	481	24	on	on	ADP
cjrl-2297	481	25	file	file	NOUN
cjrl-2297	481	26	.	.	PUNCT
cjrl-2297	482	1	check	check	VERB
cjrl-2297	482	2	with	with	ADP
cjrl-2297	482	3	your	your	PRON
cjrl-2297	482	4	school	school	NOUN
cjrl-2297	482	5	's	's	PART
cjrl-2297	482	6	financial	financial	ADJ
cjrl-2297	482	7	aid	aid	NOUN
cjrl-2297	482	8	office	office	NOUN
cjrl-2297	482	9	on	on	ADP
cjrl-2297	482	10	their	their	PRON
cjrl-2297	482	11	policy	policy	NOUN
cjrl-2297	482	12	.	.	PUNCT
cjrl-2297	482	13	”	"	PUNCT
cjrl-2297	482	14	)	)	PUNCT
cjrl-2297	482	15	;	;	PUNCT
cjrl-2297	482	16	in	in	ADP
cjrl-2297	482	17	order	order	NOUN
cjrl-2297	482	18	to	to	PART
cjrl-2297	482	19	get	get	VERB
cjrl-2297	482	20	a	a	DET
cjrl-2297	482	21	stafford	stafford	PROPN
cjrl-2297	482	22	loan	loan	NOUN
cjrl-2297	482	23	or	or	CCONJ
cjrl-2297	482	24	a	a	DET
cjrl-2297	482	25	parent	parent	NOUN
cjrl-2297	482	26	plus	plus	CCONJ
cjrl-2297	482	27	loan	loan	NOUN
cjrl-2297	482	28	,	,	PUNCT
cjrl-2297	482	29	do	do	AUX
cjrl-2297	482	30	i	i	PRON
cjrl-2297	482	31	need	need	VERB
cjrl-2297	482	32	to	to	PART
cjrl-2297	482	33	fill	fill	VERB
cjrl-2297	482	34	out	out	ADP
cjrl-2297	482	35	a	a	DET
cjrl-2297	482	36	fafsa	fafsa	NOUN
cjrl-2297	482	37	?	?	PUNCT
cjrl-2297	482	38	,	,	PUNCT
cjrl-2297	482	39	fafsa	fafsa	PROPN
cjrl-2297	482	40	online	online	PROPN
cjrl-2297	482	41	,	,	PUNCT
cjrl-2297	482	42	http://www.fafsa	http://www.fafsa	PROPN
cjrl-2297	483	1	online.com/fafsa-questions/do-i-need-to-fill-out-a-fafsa.php	online.com/fafsa-questions/do-i-need-to-fill-out-a-fafsa.php	INTJ
cjrl-2297	484	1	(	(	PUNCT
cjrl-2297	484	2	last	last	ADJ
cjrl-2297	484	3	visited	visit	VERB
cjrl-2297	484	4	feb	feb	PROPN
cjrl-2297	484	5	.	.	PROPN
cjrl-2297	484	6	25	25	NUM
cjrl-2297	484	7	,	,	PUNCT
cjrl-2297	484	8	2014	2014	NUM
cjrl-2297	484	9	)	)	PUNCT
cjrl-2297	484	10	.	.	PUNCT
cjrl-2297	485	1	167	167	NUM
cjrl-2297	485	2	see	see	VERB
cjrl-2297	485	3	u.s	u.s	PROPN
cjrl-2297	485	4	.	.	PROPN
cjrl-2297	485	5	dept	dept	PROPN
cjrl-2297	485	6	.	.	PROPN
cjrl-2297	486	1	of	of	ADP
cjrl-2297	486	2	educ	educ	PROPN
cjrl-2297	486	3	.	.	PUNCT
cjrl-2297	486	4	,	,	PUNCT
cjrl-2297	486	5	supra	supra	PROPN
cjrl-2297	486	6	note	note	PROPN
cjrl-2297	486	7	108	108	NUM
cjrl-2297	486	8	(	(	PUNCT
cjrl-2297	486	9	“	"	PUNCT
cjrl-2297	486	10	in	in	ADP
cjrl-2297	486	11	order	order	NOUN
cjrl-2297	486	12	to	to	PART
cjrl-2297	486	13	receive	receive	VERB
cjrl-2297	486	14	a	a	DET
cjrl-2297	486	15	direct	direct	ADJ
cjrl-2297	486	16	plus	plus	CCONJ
cjrl-2297	486	17	loan	loan	NOUN
cjrl-2297	486	18	,	,	PUNCT
cjrl-2297	486	19	you	you	PRON
cjrl-2297	486	20	(	(	PUNCT
cjrl-2297	486	21	or	or	CCONJ
cjrl-2297	486	22	your	your	PRON
cjrl-2297	486	23	child	child	NOUN
cjrl-2297	486	24	,	,	PUNCT
cjrl-2297	486	25	in	in	ADP
cjrl-2297	486	26	the	the	DET
cjrl-2297	486	27	case	case	NOUN
cjrl-2297	486	28	of	of	ADP
cjrl-2297	486	29	parent	parent	NOUN
cjrl-2297	486	30	borrowers	borrower	NOUN
cjrl-2297	486	31	)	)	PUNCT
cjrl-2297	486	32	must	must	AUX
cjrl-2297	486	33	complete	complete	VERB
cjrl-2297	486	34	the	the	DET
cjrl-2297	486	35	free	free	ADJ
cjrl-2297	486	36	application	application	NOUN
cjrl-2297	486	37	for	for	ADP
cjrl-2297	486	38	federal	federal	ADJ
cjrl-2297	486	39	student	student	NOUN
cjrl-2297	486	40	aid	aid	NOUN
cjrl-2297	486	41	(	(	PUNCT
cjrl-2297	486	42	fafsa	fafsa	NOUN
cjrl-2297	486	43	)	)	PUNCT
cjrl-2297	486	44	.	.	PUNCT
cjrl-2297	487	1	the	the	DET
cjrl-2297	487	2	school	school	NOUN
cjrl-2297	487	3	's	's	PART
cjrl-2297	487	4	financial	financial	ADJ
cjrl-2297	487	5	aid	aid	NOUN
cjrl-2297	487	6	office	office	NOUN
cjrl-2297	487	7	will	will	AUX
cjrl-2297	487	8	provide	provide	VERB
cjrl-2297	487	9	instructions	instruction	NOUN
cjrl-2297	487	10	about	about	ADP
cjrl-2297	487	11	their	their	PRON
cjrl-2297	487	12	process	process	NOUN
cjrl-2297	487	13	for	for	ADP
cjrl-2297	487	14	requesting	request	VERB
cjrl-2297	487	15	a	a	DET
cjrl-2297	487	16	direct	direct	ADJ
cjrl-2297	487	17	plus	plus	CCONJ
cjrl-2297	487	18	loan	loan	NOUN
cjrl-2297	487	19	.	.	PUNCT
cjrl-2297	487	20	”	"	PUNCT
cjrl-2297	487	21	)	)	PUNCT
cjrl-2297	487	22	;	;	PUNCT
cjrl-2297	487	23	see	see	VERB
cjrl-2297	487	24	generally	generally	ADV
cjrl-2297	487	25	plus	plus	CCONJ
cjrl-2297	487	26	loan	loan	NOUN
cjrl-2297	487	27	frequently	frequently	ADV
cjrl-2297	487	28	asked	ask	VERB
cjrl-2297	487	29	questions	question	NOUN
cjrl-2297	487	30	,	,	PUNCT
cjrl-2297	487	31	student	student	NOUN
cjrl-2297	487	32	loan	loan	NOUN
cjrl-2297	487	33	network	network	NOUN
cjrl-2297	487	34	,	,	PUNCT
cjrl-2297	487	35	http://www.studentloannetwork.com/federal-student-loans/plus-loanfaq.php	http://www.studentloannetwork.com/federal-student-loans/plus-loanfaq.php	VERB
cjrl-2297	487	36	(	(	PUNCT
cjrl-2297	487	37	last	last	ADJ
cjrl-2297	487	38	visited	visit	VERB
cjrl-2297	487	39	feb	feb	PROPN
cjrl-2297	487	40	.	.	PROPN
cjrl-2297	487	41	25	25	NUM
cjrl-2297	487	42	,	,	PUNCT
cjrl-2297	487	43	2014	2014	NUM
cjrl-2297	487	44	)	)	PUNCT
cjrl-2297	487	45	.	.	PUNCT
cjrl-2297	488	1	168	168	NUM
cjrl-2297	488	2	see	see	VERB
cjrl-2297	488	3	34	34	NUM
cjrl-2297	488	4	c.f.r	c.f.r	NOUN
cjrl-2297	488	5	.	.	PUNCT
cjrl-2297	489	1	§	§	PROPN
cjrl-2297	489	2	§	§	PROPN
cjrl-2297	489	3	682.201(a)(3	682.201(a)(3	NUM
cjrl-2297	489	4	)	)	PUNCT
cjrl-2297	489	5	,	,	PUNCT
cjrl-2297	489	6	685.203(c)(1	685.203(c)(1	NUM
cjrl-2297	489	7	)	)	PUNCT
cjrl-2297	489	8	(	(	PUNCT
cjrl-2297	489	9	2013	2013	NUM
cjrl-2297	489	10	)	)	PUNCT
cjrl-2297	489	11	;	;	PUNCT
cjrl-2297	489	12	u.s	u.s	PROPN
cjrl-2297	489	13	.	.	PROPN
cjrl-2297	489	14	dept	dept	PROPN
cjrl-2297	489	15	.	.	PROPN
cjrl-2297	490	1	of	of	ADP
cjrl-2297	490	2	educ	educ	PROPN
cjrl-2297	490	3	.	.	PUNCT
cjrl-2297	491	1	,	,	PUNCT
cjrl-2297	491	2	guidance	guidance	NOUN
cjrl-2297	491	3	on	on	ADP
cjrl-2297	491	4	participation	participation	NOUN
cjrl-2297	491	5	in	in	ADP
cjrl-2297	491	6	the	the	DET
cjrl-2297	491	7	william	william	PROPN
cjrl-2297	491	8	d.	d.	PROPN
cjrl-2297	491	9	ford	ford	PROPN
cjrl-2297	491	10	federal	federal	PROPN
cjrl-2297	491	11	direct	direct	ADJ
cjrl-2297	491	12	loan	loan	NOUN
cjrl-2297	491	13	(	(	PUNCT
cjrl-2297	491	14	direct	direct	ADJ
cjrl-2297	491	15	loan	loan	NOUN
cjrl-2297	491	16	)	)	PUNCT
cjrl-2297	491	17	program	program	NOUN
cjrl-2297	491	18	(	(	PUNCT
cjrl-2297	491	19	2011	2011	NUM
cjrl-2297	491	20	)	)	PUNCT
cjrl-2297	491	21	,	,	PUNCT
cjrl-2297	491	22	available	available	ADJ
cjrl-2297	491	23	at	at	ADP
cjrl-2297	491	24	http://www.ifap.ed.gov/dpcletters/gen1107.html	http://www.ifap.ed.gov/dpcletters/gen1107.html	PROPN
cjrl-2297	491	25	;	;	PUNCT
cjrl-2297	491	26	see	see	VERB
cjrl-2297	491	27	generally	generally	ADV
cjrl-2297	491	28	u.s	u.s	PROPN
cjrl-2297	491	29	.	.	PROPN
cjrl-2297	491	30	dept	dept	PROPN
cjrl-2297	491	31	.	.	PROPN
cjrl-2297	492	1	of	of	ADP
cjrl-2297	492	2	ed	ed	PROPN
cjrl-2297	492	3	.	.	PROPN
cjrl-2297	492	4	,	,	PUNCT
cjrl-2297	492	5	supra	supra	PROPN
cjrl-2297	492	6	note	note	PROPN
cjrl-2297	492	7	108	108	NUM
cjrl-2297	492	8	(	(	PUNCT
cjrl-2297	492	9	“	"	PUNCT
cjrl-2297	492	10	if	if	SCONJ
cjrl-2297	492	11	a	a	DET
cjrl-2297	492	12	parent	parent	NOUN
cjrl-2297	492	13	borrower	borrower	NOUN
cjrl-2297	492	14	is	be	AUX
cjrl-2297	492	15	unable	unable	ADJ
cjrl-2297	492	16	to	to	PART
cjrl-2297	492	17	secure	secure	VERB
cjrl-2297	492	18	a	a	DET
cjrl-2297	492	19	plus	plus	ADJ
cjrl-2297	492	20	loan	loan	NOUN
cjrl-2297	492	21	,	,	PUNCT
cjrl-2297	492	22	the	the	DET
cjrl-2297	492	23	undergraduate	undergraduate	ADJ
cjrl-2297	492	24	dependent	dependent	ADJ
cjrl-2297	492	25	student	student	NOUN
cjrl-2297	492	26	may	may	AUX
cjrl-2297	492	27	be	be	AUX
cjrl-2297	492	28	eligible	eligible	ADJ
cjrl-2297	492	29	for	for	ADP
cjrl-2297	492	30	additional	additional	ADJ
cjrl-2297	492	31	unsubsidized	unsubsidized	ADJ
cjrl-2297	492	32	loans	loan	NOUN
cjrl-2297	492	33	to	to	PART
cjrl-2297	492	34	help	help	VERB
cjrl-2297	492	35	pay	pay	VERB
cjrl-2297	492	36	for	for	ADP
cjrl-2297	492	37	his	his	PRON
cjrl-2297	492	38	or	or	CCONJ
cjrl-2297	492	39	her	her	PRON
cjrl-2297	492	40	education	education	NOUN
cjrl-2297	492	41	.	.	PUNCT
cjrl-2297	493	1	the	the	DET
cjrl-2297	493	2	dependent	dependent	ADJ
cjrl-2297	493	3	student	student	NOUN
cjrl-2297	493	4	should	should	AUX
cjrl-2297	493	5	contact	contact	VERB
cjrl-2297	493	6	the	the	DET
cjrl-2297	493	7	school	school	NOUN
cjrl-2297	493	8	’s	’s	PART
cjrl-2297	493	9	financial	financial	ADJ
cjrl-2297	493	10	aid	aid	NOUN
cjrl-2297	493	11	office	office	NOUN
cjrl-2297	493	12	for	for	ADP
cjrl-2297	493	13	more	more	ADJ
cjrl-2297	493	14	information	information	NOUN
cjrl-2297	493	15	”	"	PUNCT
cjrl-2297	493	16	)	)	PUNCT
cjrl-2297	493	17	;	;	PUNCT
cjrl-2297	493	18	finaid	finaid	ADJ
cjrl-2297	493	19	,	,	PUNCT
cjrl-2297	493	20	additional	additional	ADJ
cjrl-2297	493	21	unsubsidized	unsubsidized	ADJ
cjrl-2297	493	22	stafford	stafford	PROPN
cjrl-2297	493	23	loan	loan	PROPN
cjrl-2297	493	24	,	,	PUNCT
cjrl-2297	493	25	finaid	finaid	NOUN
cjrl-2297	493	26	,	,	PUNCT
cjrl-2297	493	27	http://www.finaid.org/educators/pj/additional	http://www.finaid.org/educators/pj/additional	NOUN
cjrl-2297	493	28	stafford.phtml	stafford.phtml	X
cjrl-2297	493	29	(	(	PUNCT
cjrl-2297	493	30	last	last	ADV
cjrl-2297	493	31	visited	visit	VERB
cjrl-2297	493	32	feb	feb	NOUN
cjrl-2297	493	33	25	25	NUM
cjrl-2297	493	34	2014	2014	NUM
cjrl-2297	493	35	)	)	PUNCT
cjrl-2297	493	36	.	.	PUNCT
cjrl-2297	494	1	169	169	NUM
cjrl-2297	494	2	see	see	VERB
cjrl-2297	494	3	generally	generally	ADV
cjrl-2297	494	4	marian	marian	PROPN
cjrl-2297	494	5	wang	wang	PROPN
cjrl-2297	494	6	,	,	PUNCT
cjrl-2297	494	7	et	et	PROPN
cjrl-2297	494	8	.	.	PUNCT
cjrl-2297	495	1	al	al	PROPN
cjrl-2297	495	2	,	,	PUNCT
cjrl-2297	495	3	supra	supra	PROPN
cjrl-2297	495	4	note	note	PROPN
cjrl-2297	495	5	15	15	NUM
cjrl-2297	495	6	(	(	PUNCT
cjrl-2297	495	7	“	"	PUNCT
cjrl-2297	495	8	of	of	ADP
cjrl-2297	495	9	course	course	NOUN
cjrl-2297	495	10	,	,	PUNCT
cjrl-2297	495	11	parent	parent	NOUN
cjrl-2297	495	12	plus	plus	CCONJ
cjrl-2297	495	13	[	[	PUNCT
cjrl-2297	495	14	loans	loan	NOUN
cjrl-2297	495	15	]	]	PUNCT
cjrl-2297	495	16	can	can	AUX
cjrl-2297	495	17	be	be	AUX
cjrl-2297	495	18	an	an	DET
cjrl-2297	495	19	important	important	ADJ
cjrl-2297	495	20	financial	financial	ADJ
cjrl-2297	495	21	lifeline	lifeline	NOUN
cjrl-2297	495	22	—	—	PUNCT
cjrl-2297	495	23	especially	especially	ADV
cjrl-2297	495	24	for	for	ADP
cjrl-2297	495	25	those	those	PRON
cjrl-2297	495	26	who	who	PRON
cjrl-2297	495	27	ca	can	AUX
cjrl-2297	495	28	n’t	not	PART
cjrl-2297	495	29	qualify	qualify	VERB
cjrl-2297	495	30	for	for	ADP
cjrl-2297	495	31	loans	loan	NOUN
cjrl-2297	495	32	in	in	ADP
cjrl-2297	495	33	the	the	DET
cjrl-2297	495	34	private	private	ADJ
cjrl-2297	495	35	market	market	NOUN
cjrl-2297	495	36	.	.	PUNCT
cjrl-2297	496	1	an	an	DET
cjrl-2297	496	2	iffy	iffy	ADJ
cjrl-2297	496	3	credit	credit	NOUN
cjrl-2297	496	4	score	score	NOUN
cjrl-2297	496	5	,	,	PUNCT
cjrl-2297	496	6	high	high	ADJ
cjrl-2297	496	7	debtto	debtto	ADJ
cjrl-2297	496	8	-	-	PUNCT
cjrl-2297	496	9	income	income	NOUN
cjrl-2297	496	10	ratio	ratio	NOUN
cjrl-2297	496	11	,	,	PUNCT
cjrl-2297	496	12	or	or	CCONJ
cjrl-2297	496	13	lack	lack	NOUN
cjrl-2297	496	14	of	of	ADP
cjrl-2297	496	15	a	a	DET
cjrl-2297	496	16	credit	credit	NOUN
cjrl-2297	496	17	history	history	NOUN
cjrl-2297	496	18	wo	will	AUX
cjrl-2297	496	19	n’t	not	PART
cjrl-2297	496	20	necessarily	necessarily	ADV
cjrl-2297	496	21	disqualify	disqualify	VERB
cjrl-2297	496	22	anyone	anyone	PRON
cjrl-2297	496	23	for	for	ADP
cjrl-2297	496	24	a	a	DET
cjrl-2297	496	25	plus	plus	ADJ
cjrl-2297	496	26	loan	loan	NOUN
cjrl-2297	496	27	.	.	PUNCT
cjrl-2297	496	28	”	"	PUNCT
cjrl-2297	496	29	)	)	PUNCT
cjrl-2297	496	30	.	.	PUNCT
cjrl-2297	497	1	170	170	NUM
cjrl-2297	497	2	see	see	VERB
cjrl-2297	497	3	34	34	NUM
cjrl-2297	497	4	cfr	cfr	NOUN
cjrl-2297	497	5	685.200(c)(1)(vii)(b	685.200(c)(1)(vii)(b	NUM
cjrl-2297	497	6	)	)	PUNCT
cjrl-2297	497	7	;	;	PUNCT
cjrl-2297	497	8	u.s	u.s	PROPN
cjrl-2297	497	9	.	.	PROPN
cjrl-2297	497	10	dept	dept	PROPN
cjrl-2297	497	11	.	.	PROPN
cjrl-2297	498	1	of	of	ADP
cjrl-2297	498	2	ed	ed	PROPN
cjrl-2297	498	3	.	.	PROPN
cjrl-2297	498	4	,	,	PUNCT
cjrl-2297	498	5	questions	question	NOUN
cjrl-2297	498	6	and	and	CCONJ
cjrl-2297	498	7	answers	answer	NOUN
cjrl-2297	498	8	about	about	ADP
cjrl-2297	498	9	direct	direct	ADJ
cjrl-2297	498	10	plus	plus	CCONJ
cjrl-2297	498	11	loans	loan	NOUN
cjrl-2297	498	12	for	for	ADP
cjrl-2297	498	13	graduate	graduate	NOUN
cjrl-2297	498	14	and	and	CCONJ
cjrl-2297	498	15	professional	professional	ADJ
cjrl-2297	498	16	students	student	NOUN
cjrl-2297	498	17	,	,	PUNCT
cjrl-2297	498	18	http://www.ifap.ed.gov/dlbulletins/attachments/dlb0703attach.pdf	http://www.ifap.ed.gov/dlbulletins/attachments/dlb0703attach.pdf	PROPN
cjrl-2297	498	19	;	;	PUNCT
cjrl-2297	498	20	mark	mark	PROPN
cjrl-2297	498	21	kantrowitz	kantrowitz	PROPN
cjrl-2297	498	22	,	,	PUNCT
cjrl-2297	498	23	how	how	SCONJ
cjrl-2297	498	24	to	to	PART
cjrl-2297	498	25	qualify	qualify	VERB
cjrl-2297	498	26	for	for	ADP
cjrl-2297	498	27	a	a	DET
cjrl-2297	498	28	plus	plus	ADJ
cjrl-2297	498	29	loan	loan	NOUN
cjrl-2297	498	30	despite	despite	SCONJ
cjrl-2297	498	31	an	an	DET
cjrl-2297	498	32	adverse	adverse	ADJ
cjrl-2297	498	33	credit	credit	NOUN
cjrl-2297	498	34	history	history	NOUN
cjrl-2297	498	35	,	,	PUNCT
cjrl-2297	498	36	april	april	PROPN
cjrl-2297	498	37	15	15	NUM
cjrl-2297	498	38	,	,	PUNCT
cjrl-2297	498	39	2013	2013	NUM
cjrl-2297	498	40	,	,	PUNCT
cjrl-2297	498	41	http://www.fastweb.com/financial-aid/articles/3926-how-to-qualify-for-a-plus-loan-despite-an-adverse-credit-history	http://www.fastweb.com/financial-aid/articles/3926-how-to-qualify-for-a-plus-loan-despite-an-adverse-credit-history	NOUN
cjrl-2297	498	42	(	(	PUNCT
cjrl-2297	498	43	“	"	PUNCT
cjrl-2297	498	44	per	per	ADP
cjrl-2297	498	45	the	the	DET
cjrl-2297	498	46	regulations	regulation	NOUN
cjrl-2297	498	47	at	at	ADP
cjrl-2297	498	48	34	34	NUM
cjrl-2297	498	49	c.f.r	c.f.r	NOUN
cjrl-2297	498	50	.	.	PUNCT
cjrl-2297	499	1	§	§	PROPN
cjrl-2297	499	2	668.32(g)(1	668.32(g)(1	NOUN
cjrl-2297	499	3	)	)	PUNCT
cjrl-2297	499	4	,	,	PUNCT
cjrl-2297	499	5	a	a	DET
cjrl-2297	499	6	student	student	NOUN
cjrl-2297	499	7	who	who	PRON
cjrl-2297	499	8	is	be	AUX
cjrl-2297	499	9	in	in	ADP
cjrl-2297	499	10	default	default	NOUN
cjrl-2297	499	11	on	on	ADP
cjrl-2297	499	12	a	a	DET
cjrl-2297	499	13	federal	federal	ADJ
cjrl-2297	499	14	student	student	NOUN
cjrl-2297	499	15	loan	loan	NOUN
cjrl-2297	499	16	—	—	PUNCT
cjrl-2297	499	17	such	such	ADJ
cjrl-2297	499	18	as	as	ADP
cjrl-2297	499	19	a	a	DET
cjrl-2297	499	20	federal	federal	ADJ
cjrl-2297	499	21	perkins	perkin	NOUN
cjrl-2297	499	22	,	,	PUNCT
cjrl-2297	499	23	federal	federal	ADJ
cjrl-2297	499	24	stafford	stafford	PROPN
cjrl-2297	499	25	or	or	CCONJ
cjrl-2297	499	26	federal	federal	ADJ
cjrl-2297	499	27	plus	plus	CCONJ
cjrl-2297	499	28	loan	loan	NOUN
cjrl-2297	499	29	—	—	PUNCT
cjrl-2297	499	30	is	be	AUX
cjrl-2297	499	31	ineligible	ineligible	ADJ
cjrl-2297	499	32	for	for	ADP
cjrl-2297	499	33	any	any	DET
cjrl-2297	499	34	federal	federal	ADJ
cjrl-2297	499	35	student	student	NOUN
cjrl-2297	499	36	aid	aid	NOUN
cjrl-2297	499	37	.	.	PUNCT
cjrl-2297	500	1	(	(	PUNCT
cjrl-2297	500	2	a	a	DET
cjrl-2297	500	3	federal	federal	ADJ
cjrl-2297	500	4	parent	parent	NOUN
cjrl-2297	500	5	plus	plus	CCONJ
cjrl-2297	500	6	loan	loan	NOUN
cjrl-2297	500	7	borrower	borrower	NOUN
cjrl-2297	500	8	must	must	AUX
cjrl-2297	500	9	likewise	likewise	ADV
cjrl-2297	500	10	not	not	PART
cjrl-2297	500	11	be	be	AUX
cjrl-2297	500	12	in	in	ADP
cjrl-2297	500	13	default	default	NOUN
cjrl-2297	500	14	on	on	ADP
cjrl-2297	500	15	a	a	DET
cjrl-2297	500	16	federal	federal	ADJ
cjrl-2297	500	17	education	education	NOUN
cjrl-2297	500	18	loan	loan	NOUN
cjrl-2297	500	19	.	.	PUNCT
cjrl-2297	500	20	)	)	PUNCT
cjrl-2297	500	21	.	.	PUNCT
cjrl-2297	500	22	.	.	PUNCT
cjrl-2297	500	23	.	.	PUNCT
cjrl-2297	501	1	[	[	X
cjrl-2297	501	2	an	an	DET
cjrl-2297	501	3	adverse	adverse	ADJ
cjrl-2297	501	4	credit	credit	NOUN
cjrl-2297	501	5	history	history	NOUN
cjrl-2297	501	6	]	]	PUNCT
cjrl-2297	501	7	also	also	ADV
cjrl-2297	501	8	includes	include	VERB
cjrl-2297	501	9	the	the	DET
cjrl-2297	501	10	write	write	NOUN
cjrl-2297	501	11	-	-	PUNCT
cjrl-2297	501	12	off	off	NOUN
cjrl-2297	501	13	of	of	ADP
cjrl-2297	501	14	federal	federal	ADJ
cjrl-2297	501	15	education	education	NOUN
cjrl-2297	501	16	loan	loan	NOUN
cjrl-2297	501	17	debt	debt	NOUN
cjrl-2297	501	18	.	.	PUNCT
cjrl-2297	501	19	”	"	PUNCT
cjrl-2297	501	20	)	)	PUNCT
cjrl-2297	501	21	;	;	PUNCT
cjrl-2297	501	22	marian	marian	PROPN
cjrl-2297	501	23	wang	wang	PROPN
cjrl-2297	501	24	,	,	PUNCT
cjrl-2297	501	25	parent	parent	NOUN
cjrl-2297	501	26	plus	plus	CCONJ
cjrl-2297	501	27	loan	loan	NOUN
cjrl-2297	501	28	:	:	PUNCT
cjrl-2297	501	29	how	how	SCONJ
cjrl-2297	501	30	the	the	DET
cjrl-2297	501	31	government	government	NOUN
cjrl-2297	501	32	is	be	AUX
cjrl-2297	501	33	saddling	saddle	VERB
cjrl-2297	501	34	parents	parent	NOUN
cjrl-2297	501	35	with	with	ADP
cjrl-2297	501	36	loans	loan	NOUN
cjrl-2297	501	37	they	they	PRON
cjrl-2297	501	38	ca	can	AUX
cjrl-2297	501	39	n’t	not	PART
cjrl-2297	501	40	afford	afford	VERB
cjrl-2297	501	41	,	,	PUNCT
cjrl-2297	501	42	chronicle	chronicle	PROPN
cjrl-2297	501	43	of	of	ADP
cjrl-2297	501	44	higher	high	ADJ
cjrl-2297	501	45	education	education	NOUN
cjrl-2297	501	46	,	,	PUNCT
cjrl-2297	501	47	2012	2012	NUM
cjrl-2297	501	48	(	(	PUNCT
cjrl-2297	501	49	plus	plus	CCONJ
cjrl-2297	501	50	loan	loan	NOUN
cjrl-2297	501	51	applicants	applicant	NOUN
cjrl-2297	501	52	are	be	AUX
cjrl-2297	501	53	now	now	ADV
cjrl-2297	501	54	also	also	ADV
cjrl-2297	501	55	being	be	AUX
cjrl-2297	501	56	denied	deny	VERB
cjrl-2297	501	57	if	if	SCONJ
cjrl-2297	501	58	2014	2014	NUM
cjrl-2297	501	59	columbia	columbia	PROPN
cjrl-2297	501	60	journal	journal	PROPN
cjrl-2297	501	61	of	of	ADP
cjrl-2297	501	62	race	race	NOUN
cjrl-2297	501	63	and	and	CCONJ
cjrl-2297	501	64	law	law	NOUN
cjrl-2297	501	65	153	153	NUM
cjrl-2297	501	66	if	if	SCONJ
cjrl-2297	501	67	a	a	DET
cjrl-2297	501	68	plus	plus	CCONJ
cjrl-2297	501	69	loan	loan	NOUN
cjrl-2297	501	70	is	be	AUX
cjrl-2297	501	71	denied	deny	VERB
cjrl-2297	501	72	for	for	ADP
cjrl-2297	501	73	adverse	adverse	ADJ
cjrl-2297	501	74	credit	credit	NOUN
cjrl-2297	501	75	reasons	reason	NOUN
cjrl-2297	501	76	,	,	PUNCT
cjrl-2297	501	77	then	then	ADV
cjrl-2297	501	78	the	the	DET
cjrl-2297	501	79	applicant	applicant	NOUN
cjrl-2297	501	80	may	may	AUX
cjrl-2297	501	81	appeal	appeal	VERB
cjrl-2297	501	82	to	to	ADP
cjrl-2297	501	83	the	the	DET
cjrl-2297	501	84	federal	federal	ADJ
cjrl-2297	501	85	government	government	NOUN
cjrl-2297	501	86	or	or	CCONJ
cjrl-2297	501	87	add	add	VERB
cjrl-2297	501	88	a	a	DET
cjrl-2297	501	89	creditworthy	creditworthy	ADJ
cjrl-2297	501	90	endorser	endorser	NOUN
cjrl-2297	501	91	for	for	ADP
cjrl-2297	501	92	reconsideration.171	reconsideration.171	VERB
cjrl-2297	501	93	the	the	DET
cjrl-2297	501	94	obama	obama	PROPN
cjrl-2297	501	95	administration	administration	NOUN
cjrl-2297	501	96	,	,	PUNCT
cjrl-2297	501	97	through	through	ADP
cjrl-2297	501	98	the	the	DET
cjrl-2297	501	99	department	department	NOUN
cjrl-2297	501	100	of	of	ADP
cjrl-2297	501	101	education	education	NOUN
cjrl-2297	501	102	,	,	PUNCT
cjrl-2297	501	103	recently	recently	ADV
cjrl-2297	501	104	revised	revise	VERB
cjrl-2297	501	105	the	the	DET
cjrl-2297	501	106	plus	plus	ADJ
cjrl-2297	501	107	loan	loan	NOUN
cjrl-2297	501	108	appeals	appeal	NOUN
cjrl-2297	501	109	process	process	NOUN
cjrl-2297	501	110	as	as	ADP
cjrl-2297	501	111	a	a	DET
cjrl-2297	501	112	result	result	NOUN
cjrl-2297	501	113	of	of	ADP
cjrl-2297	501	114	public	public	ADJ
cjrl-2297	501	115	outcry	outcry	NOUN
cjrl-2297	501	116	regarding	regard	VERB
cjrl-2297	501	117	credit	credit	NOUN
cjrl-2297	501	118	eligibility	eligibility	NOUN
cjrl-2297	501	119	changes.172	changes.172	PRON
cjrl-2297	501	120	accordingly	accordingly	ADV
cjrl-2297	501	121	,	,	PUNCT
cjrl-2297	501	122	reconsideration	reconsideration	NOUN
cjrl-2297	501	123	of	of	ADP
cjrl-2297	501	124	a	a	DET
cjrl-2297	501	125	plus	plus	CCONJ
cjrl-2297	501	126	loan	loan	NOUN
cjrl-2297	501	127	denial	denial	NOUN
cjrl-2297	501	128	may	may	AUX
cjrl-2297	501	129	be	be	AUX
cjrl-2297	501	130	undertaken	undertake	VERB
cjrl-2297	501	131	under	under	ADP
cjrl-2297	501	132	the	the	DET
cjrl-2297	501	133	revised	revise	VERB
cjrl-2297	501	134	evaluation	evaluation	NOUN
cjrl-2297	501	135	process.173	process.173	NOUN
cjrl-2297	501	136	however	however	ADV
cjrl-2297	501	137	,	,	PUNCT
cjrl-2297	501	138	concerns	concern	NOUN
cjrl-2297	501	139	regarding	regard	VERB
cjrl-2297	501	140	the	the	DET
cjrl-2297	501	141	availability	availability	NOUN
cjrl-2297	501	142	of	of	ADP
cjrl-2297	501	143	federal	federal	ADJ
cjrl-2297	501	144	financial	financial	ADJ
cjrl-2297	501	145	aid	aid	NOUN
cjrl-2297	501	146	and	and	CCONJ
cjrl-2297	501	147	its	its	PRON
cjrl-2297	501	148	impact	impact	NOUN
cjrl-2297	501	149	on	on	ADP
cjrl-2297	501	150	student	student	NOUN
cjrl-2297	501	151	enrollment	enrollment	NOUN
cjrl-2297	501	152	continue.174	continue.174	PROPN
cjrl-2297	501	153	issues	issue	NOUN
cjrl-2297	501	154	concerning	concern	VERB
cjrl-2297	501	155	the	the	DET
cjrl-2297	501	156	credit	credit	NOUN
cjrl-2297	501	157	check	check	NOUN
cjrl-2297	501	158	requirement	requirement	NOUN
cjrl-2297	501	159	for	for	ADP
cjrl-2297	501	160	plus	plus	CCONJ
cjrl-2297	501	161	loans	loan	NOUN
cjrl-2297	501	162	may	may	AUX
cjrl-2297	501	163	be	be	AUX
cjrl-2297	501	164	resolved	resolve	VERB
cjrl-2297	501	165	by	by	ADP
cjrl-2297	501	166	the	the	DET
cjrl-2297	501	167	renewal	renewal	NOUN
cjrl-2297	501	168	of	of	ADP
cjrl-2297	501	169	the	the	DET
cjrl-2297	501	170	hea.175	hea.175	NOUN
cjrl-2297	501	171	the	the	DET
cjrl-2297	501	172	federal	federal	ADJ
cjrl-2297	501	173	plus	plus	CCONJ
cjrl-2297	501	174	loan	loan	NOUN
cjrl-2297	501	175	program	program	NOUN
cjrl-2297	501	176	does	do	AUX
cjrl-2297	501	177	not	not	PART
cjrl-2297	501	178	deny	deny	VERB
cjrl-2297	501	179	loans	loan	NOUN
cjrl-2297	501	180	on	on	ADP
cjrl-2297	501	181	the	the	DET
cjrl-2297	501	182	basis	basis	NOUN
cjrl-2297	501	183	of	of	ADP
cjrl-2297	501	184	a	a	DET
cjrl-2297	501	185	credit	credit	NOUN
cjrl-2297	501	186	score	score	NOUN
cjrl-2297	501	187	,	,	PUNCT
cjrl-2297	501	188	although	although	SCONJ
cjrl-2297	501	189	credit	credit	NOUN
cjrl-2297	501	190	is	be	AUX
cjrl-2297	501	191	taken	take	VERB
cjrl-2297	501	192	into	into	ADP
cjrl-2297	501	193	consideration.176	consideration.176	PROPN
cjrl-2297	501	194	denied	deny	VERB
cjrl-2297	501	195	federal	federal	ADJ
cjrl-2297	501	196	plus	plus	CCONJ
cjrl-2297	501	197	loan	loan	NOUN
cjrl-2297	501	198	applicants	applicant	NOUN
cjrl-2297	501	199	may	may	AUX
cjrl-2297	501	200	demonstrate	demonstrate	VERB
cjrl-2297	501	201	extenuating	extenuate	VERB
cjrl-2297	501	202	circumstances	circumstance	NOUN
cjrl-2297	501	203	to	to	PART
cjrl-2297	501	204	bypass	bypass	VERB
cjrl-2297	501	205	the	the	DET
cjrl-2297	501	206	adverse	adverse	ADJ
cjrl-2297	501	207	credit	credit	NOUN
cjrl-2297	501	208	history	history	NOUN
cjrl-2297	501	209	prohibition	prohibition	NOUN
cjrl-2297	501	210	to	to	PART
cjrl-2297	501	211	receive	receive	VERB
cjrl-2297	501	212	the	the	DET
cjrl-2297	501	213	loan.177	loan.177	NOUN
cjrl-2297	501	214	extenuating	extenuate	VERB
cjrl-2297	501	215	circumstances	circumstance	NOUN
cjrl-2297	501	216	must	must	AUX
cjrl-2297	501	217	be	be	AUX
cjrl-2297	501	218	documented	document	VERB
cjrl-2297	501	219	in	in	ADP
cjrl-2297	501	220	detail	detail	NOUN
cjrl-2297	501	221	,	,	PUNCT
cjrl-2297	501	222	and	and	CCONJ
cjrl-2297	501	223	plus	plus	CCONJ
cjrl-2297	501	224	loan	loan	NOUN
cjrl-2297	501	225	applicants	applicant	NOUN
cjrl-2297	501	226	will	will	AUX
cjrl-2297	501	227	only	only	ADV
cjrl-2297	501	228	qualify	qualify	VERB
cjrl-2297	501	229	for	for	ADP
cjrl-2297	501	230	approval	approval	NOUN
cjrl-2297	501	231	if	if	SCONJ
cjrl-2297	501	232	they	they	PRON
cjrl-2297	501	233	provide	provide	VERB
cjrl-2297	501	234	proof	proof	NOUN
cjrl-2297	501	235	that	that	SCONJ
cjrl-2297	501	236	they	they	PRON
cjrl-2297	501	237	have	have	AUX
cjrl-2297	501	238	repaired	repair	VERB
cjrl-2297	501	239	their	their	PRON
cjrl-2297	501	240	credit	credit	NOUN
cjrl-2297	501	241	or	or	CCONJ
cjrl-2297	501	242	rehabilitated	rehabilitate	VERB
cjrl-2297	501	243	their	their	PRON
cjrl-2297	501	244	financial	financial	ADJ
cjrl-2297	501	245	situation.178	situation.178	NOUN
cjrl-2297	501	246	the	the	DET
cjrl-2297	501	247	extenuating	extenuate	VERB
cjrl-2297	501	248	circumstances	circumstance	NOUN
cjrl-2297	501	249	exception	exception	NOUN
cjrl-2297	501	250	is	be	AUX
cjrl-2297	501	251	not	not	PART
cjrl-2297	501	252	available	available	ADJ
cjrl-2297	501	253	to	to	ADP
cjrl-2297	501	254	endorsers	endorser	NOUN
cjrl-2297	501	255	or	or	CCONJ
cjrl-2297	501	256	co	co	NOUN
cjrl-2297	501	257	-	-	NOUN
cjrl-2297	501	258	signers	signer	NOUN
cjrl-2297	501	259	of	of	ADP
cjrl-2297	501	260	plus	plus	CCONJ
cjrl-2297	501	261	loans.179	loans.179	VERB
cjrl-2297	501	262	the	the	DET
cjrl-2297	501	263	loss	loss	NOUN
cjrl-2297	501	264	of	of	ADP
cjrl-2297	501	265	a	a	DET
cjrl-2297	501	266	job	job	NOUN
cjrl-2297	501	267	,	,	PUNCT
cjrl-2297	501	268	or	or	CCONJ
cjrl-2297	501	269	harsh	harsh	ADJ
cjrl-2297	501	270	economic	economic	ADJ
cjrl-2297	501	271	situations	situation	NOUN
cjrl-2297	501	272	,	,	PUNCT
cjrl-2297	501	273	with	with	ADP
cjrl-2297	501	274	the	the	DET
cjrl-2297	501	275	exception	exception	NOUN
cjrl-2297	501	276	of	of	ADP
cjrl-2297	501	277	major	major	ADJ
cjrl-2297	501	278	medical	medical	ADJ
cjrl-2297	501	279	issues	issue	NOUN
cjrl-2297	501	280	,	,	PUNCT
cjrl-2297	501	281	will	will	AUX
cjrl-2297	501	282	not	not	PART
cjrl-2297	501	283	qualify	qualify	VERB
cjrl-2297	501	284	as	as	ADP
cjrl-2297	501	285	extenuating	extenuate	VERB
cjrl-2297	501	286	circumstances	circumstance	NOUN
cjrl-2297	501	287	for	for	ADP
cjrl-2297	501	288	federal	federal	ADJ
cjrl-2297	501	289	plus	plus	CCONJ
cjrl-2297	501	290	loan	loan	NOUN
cjrl-2297	501	291	purposes.180	purposes.180	NOUN
cjrl-2297	501	292	furthermore	furthermore	ADV
cjrl-2297	501	293	,	,	PUNCT
cjrl-2297	501	294	there	there	PRON
cjrl-2297	501	295	are	be	VERB
cjrl-2297	501	296	limits	limit	NOUN
cjrl-2297	501	297	on	on	ADP
cjrl-2297	501	298	who	who	PRON
cjrl-2297	501	299	can	can	AUX
cjrl-2297	501	300	serve	serve	VERB
cjrl-2297	501	301	as	as	ADP
cjrl-2297	501	302	a	a	DET
cjrl-2297	501	303	cosigner	cosigner	NOUN
cjrl-2297	501	304	for	for	ADP
cjrl-2297	501	305	federal	federal	ADJ
cjrl-2297	501	306	plus	plus	CCONJ
cjrl-2297	501	307	loans	loan	NOUN
cjrl-2297	501	308	,	,	PUNCT
cjrl-2297	501	309	and	and	CCONJ
cjrl-2297	501	310	the	the	DET
cjrl-2297	501	311	loans	loan	NOUN
cjrl-2297	501	312	are	be	AUX
cjrl-2297	501	313	only	only	ADV
cjrl-2297	501	314	available	available	ADJ
cjrl-2297	501	315	to	to	PART
cjrl-2297	501	316	graduate	graduate	VERB
cjrl-2297	501	317	students	student	NOUN
cjrl-2297	501	318	pursuing	pursue	VERB
cjrl-2297	501	319	select	select	ADJ
cjrl-2297	501	320	advanced	advanced	ADJ
cjrl-2297	501	321	degrees	degree	NOUN
cjrl-2297	501	322	,	,	PUNCT
cjrl-2297	501	323	or	or	CCONJ
cjrl-2297	501	324	to	to	ADP
cjrl-2297	501	325	the	the	DET
cjrl-2297	501	326	natural	natural	ADJ
cjrl-2297	501	327	or	or	CCONJ
cjrl-2297	501	328	adoptive	adoptive	ADJ
cjrl-2297	501	329	parents	parent	NOUN
cjrl-2297	501	330	of	of	ADP
cjrl-2297	501	331	undergraduate	undergraduate	ADJ
cjrl-2297	501	332	students.181	students.181	PROPN
cjrl-2297	501	333	stepparents	stepparent	NOUN
cjrl-2297	501	334	may	may	AUX
cjrl-2297	501	335	apply	apply	VERB
cjrl-2297	501	336	for	for	ADP
cjrl-2297	501	337	a	a	DET
cjrl-2297	501	338	federal	federal	ADJ
cjrl-2297	501	339	plus	plus	CCONJ
cjrl-2297	501	340	loan	loan	NOUN
cjrl-2297	501	341	for	for	ADP
cjrl-2297	501	342	their	their	PRON
cjrl-2297	501	343	they	they	PRON
cjrl-2297	501	344	have	have	AUX
cjrl-2297	501	345	unsatisfied	unsatisfie	VERB
cjrl-2297	501	346	debts	debt	NOUN
cjrl-2297	501	347	that	that	PRON
cjrl-2297	501	348	were	be	AUX
cjrl-2297	501	349	referred	refer	VERB
cjrl-2297	501	350	to	to	ADP
cjrl-2297	501	351	a	a	DET
cjrl-2297	501	352	collection	collection	NOUN
cjrl-2297	501	353	agency	agency	NOUN
cjrl-2297	501	354	or	or	CCONJ
cjrl-2297	501	355	were	be	AUX
cjrl-2297	501	356	charged	charge	VERB
cjrl-2297	501	357	off	off	ADP
cjrl-2297	501	358	as	as	ADV
cjrl-2297	501	359	bad	bad	ADJ
cjrl-2297	501	360	debt	debt	NOUN
cjrl-2297	501	361	over	over	ADP
cjrl-2297	501	362	the	the	DET
cjrl-2297	501	363	previous	previous	ADJ
cjrl-2297	501	364	five	five	NUM
cjrl-2297	501	365	years	year	NOUN
cjrl-2297	501	366	possibly	possibly	ADV
cjrl-2297	501	367	resulting	result	VERB
cjrl-2297	501	368	in	in	ADP
cjrl-2297	501	369	a	a	DET
cjrl-2297	501	370	sizeable	sizeable	ADJ
cjrl-2297	501	371	increase	increase	NOUN
cjrl-2297	501	372	of	of	ADP
cjrl-2297	501	373	denials	denial	NOUN
cjrl-2297	501	374	)	)	PUNCT
cjrl-2297	501	375	;	;	PUNCT
cjrl-2297	501	376	u.s	u.s	PROPN
cjrl-2297	501	377	.	.	PROPN
cjrl-2297	501	378	dept	dept	PROPN
cjrl-2297	501	379	.	.	PROPN
cjrl-2297	502	1	of	of	ADP
cjrl-2297	502	2	ed	ed	PROPN
cjrl-2297	502	3	.	.	PROPN
cjrl-2297	502	4	,	,	PUNCT
cjrl-2297	502	5	documenting	document	VERB
cjrl-2297	502	6	extenuating	extenuate	VERB
cjrl-2297	502	7	circumstances	circumstance	NOUN
cjrl-2297	502	8	,	,	PUNCT
cjrl-2297	502	9	https://studentloans.gov/mydirectloan/whatyouneed.action?page=credit	https://studentloans.gov/mydirectloan/whatyouneed.action?page=credit	PROPN
cjrl-2297	502	10	171	171	NUM
cjrl-2297	502	11	see	see	VERB
cjrl-2297	502	12	u.s	u.s	PROPN
cjrl-2297	502	13	.	.	PROPN
cjrl-2297	502	14	dept	dept	PROPN
cjrl-2297	502	15	.	.	PROPN
cjrl-2297	503	1	of	of	ADP
cjrl-2297	503	2	ed	ed	PROPN
cjrl-2297	503	3	.	.	PROPN
cjrl-2297	503	4	,	,	PUNCT
cjrl-2297	503	5	federal	federal	ADJ
cjrl-2297	503	6	student	student	NOUN
cjrl-2297	503	7	aid	aid	NOUN
cjrl-2297	503	8	–	–	PUNCT
cjrl-2297	503	9	parents	parent	NOUN
cjrl-2297	503	10	,	,	PUNCT
cjrl-2297	503	11	http://www.direct.ed.gov/parent.html	http://www.direct.ed.gov/parent.html	NUM
cjrl-2297	503	12	;	;	PUNCT
cjrl-2297	503	13	see	see	VERB
cjrl-2297	503	14	generally	generally	ADV
cjrl-2297	503	15	mark	mark	PROPN
cjrl-2297	503	16	kantrowitz	kantrowitz	PROPN
cjrl-2297	503	17	,	,	PUNCT
cjrl-2297	503	18	part	part	NOUN
cjrl-2297	503	19	1	1	NUM
cjrl-2297	503	20	:	:	PUNCT
cjrl-2297	503	21	answers	answer	NOUN
cjrl-2297	503	22	to	to	ADP
cjrl-2297	503	23	your	your	PRON
cjrl-2297	503	24	questions	question	NOUN
cjrl-2297	503	25	on	on	ADP
cjrl-2297	503	26	scholarships	scholarship	NOUN
cjrl-2297	503	27	and	and	CCONJ
cjrl-2297	503	28	student	student	NOUN
cjrl-2297	503	29	loans	loan	NOUN
cjrl-2297	503	30	,	,	PUNCT
cjrl-2297	503	31	n.y	n.y	PROPN
cjrl-2297	503	32	.	.	PROPN
cjrl-2297	503	33	times	times	PROPN
cjrl-2297	503	34	,	,	PUNCT
cjrl-2297	503	35	nov	nov	PROPN
cjrl-2297	503	36	.	.	PROPN
cjrl-2297	503	37	14	14	NUM
cjrl-2297	503	38	,	,	PUNCT
cjrl-2297	503	39	2011	2011	NUM
cjrl-2297	503	40	;	;	PUNCT
cjrl-2297	503	41	finaid	finaid	ADJ
cjrl-2297	503	42	,	,	PUNCT
cjrl-2297	503	43	credit	credit	NOUN
cjrl-2297	503	44	scores	score	NOUN
cjrl-2297	503	45	,	,	PUNCT
cjrl-2297	503	46	http://www.finaid.org/loans/creditscores.phtml	http://www.finaid.org/loans/creditscores.phtml	X
cjrl-2297	503	47	.	.	PROPN
cjrl-2297	503	48	172	172	NUM
cjrl-2297	503	49	see	see	VERB
cjrl-2297	503	50	dianne	dianne	PROPN
cjrl-2297	503	51	hayes	hayes	PROPN
cjrl-2297	503	52	,	,	PUNCT
cjrl-2297	503	53	obama	obama	PROPN
cjrl-2297	503	54	administration	administration	NOUN
cjrl-2297	503	55	plans	plan	VERB
cjrl-2297	503	56	changes	change	NOUN
cjrl-2297	503	57	to	to	ADP
cjrl-2297	503	58	parent	parent	NOUN
cjrl-2297	503	59	plus	plus	CCONJ
cjrl-2297	503	60	loans	loan	NOUN
cjrl-2297	503	61	,	,	PUNCT
cjrl-2297	503	62	diverse	diverse	ADJ
cjrl-2297	503	63	issues	issue	NOUN
cjrl-2297	503	64	in	in	ADP
cjrl-2297	503	65	education	education	NOUN
cjrl-2297	503	66	(	(	PUNCT
cjrl-2297	503	67	aug	aug	PROPN
cjrl-2297	503	68	.	.	PROPN
cjrl-2297	503	69	15	15	NUM
cjrl-2297	503	70	,	,	PUNCT
cjrl-2297	503	71	2013	2013	NUM
cjrl-2297	503	72	)	)	PUNCT
cjrl-2297	503	73	,	,	PUNCT
cjrl-2297	503	74	http://diverseeducation.com/article/55297/	http://diverseeducation.com/article/55297/	NOUN
cjrl-2297	503	75	(	(	PUNCT
cjrl-2297	503	76	“	"	PUNCT
cjrl-2297	503	77	in	in	ADP
cjrl-2297	503	78	response	response	NOUN
cjrl-2297	503	79	to	to	ADP
cjrl-2297	503	80	outcries	outcry	NOUN
cjrl-2297	503	81	from	from	ADP
cjrl-2297	503	82	congressional	congressional	ADJ
cjrl-2297	503	83	leaders	leader	NOUN
cjrl-2297	503	84	,	,	PUNCT
cjrl-2297	503	85	organizations	organization	NOUN
cjrl-2297	503	86	,	,	PUNCT
cjrl-2297	503	87	parents	parent	NOUN
cjrl-2297	503	88	and	and	CCONJ
cjrl-2297	503	89	students	student	NOUN
cjrl-2297	503	90	,	,	PUNCT
cjrl-2297	503	91	the	the	DET
cjrl-2297	503	92	u.s	u.s	PROPN
cjrl-2297	503	93	.	.	PROPN
cjrl-2297	503	94	department	department	PROPN
cjrl-2297	503	95	of	of	ADP
cjrl-2297	503	96	education	education	NOUN
cjrl-2297	503	97	plans	plan	VERB
cjrl-2297	503	98	to	to	PART
cjrl-2297	503	99	make	make	VERB
cjrl-2297	503	100	changes	change	NOUN
cjrl-2297	503	101	to	to	ADP
cjrl-2297	503	102	the	the	DET
cjrl-2297	503	103	plus	plus	ADJ
cjrl-2297	503	104	loan	loan	NOUN
cjrl-2297	503	105	programs	program	NOUN
cjrl-2297	503	106	to	to	PART
cjrl-2297	503	107	address	address	VERB
cjrl-2297	503	108	the	the	DET
cjrl-2297	503	109	growing	grow	VERB
cjrl-2297	503	110	crisis	crisis	NOUN
cjrl-2297	503	111	in	in	ADP
cjrl-2297	503	112	higher	high	ADJ
cjrl-2297	503	113	education	education	NOUN
cjrl-2297	503	114	that	that	PRON
cjrl-2297	503	115	has	have	AUX
cjrl-2297	503	116	blocked	block	VERB
cjrl-2297	503	117	as	as	ADV
cjrl-2297	503	118	many	many	ADJ
cjrl-2297	503	119	as	as	ADP
cjrl-2297	503	120	400,000	400,000	NUM
cjrl-2297	503	121	students	student	NOUN
cjrl-2297	503	122	nationwide	nationwide	ADV
cjrl-2297	503	123	from	from	ADP
cjrl-2297	503	124	enrolling	enrol	VERB
cjrl-2297	503	125	in	in	ADP
cjrl-2297	503	126	college	college	NOUN
cjrl-2297	503	127	.	.	PUNCT
cjrl-2297	503	128	.	.	PUNCT
cjrl-2297	503	129	.	.	PUNCT
cjrl-2297	503	130	.	.	PUNCT
cjrl-2297	504	1	under	under	ADP
cjrl-2297	504	2	pressure	pressure	NOUN
cjrl-2297	504	3	from	from	ADP
cjrl-2297	504	4	groups	group	NOUN
cjrl-2297	504	5	such	such	ADJ
cjrl-2297	504	6	as	as	ADP
cjrl-2297	504	7	the	the	DET
cjrl-2297	504	8	congressional	congressional	ADJ
cjrl-2297	504	9	black	black	ADJ
cjrl-2297	504	10	caucus	caucus	NOUN
cjrl-2297	504	11	,	,	PUNCT
cjrl-2297	504	12	nafeo	nafeo	NOUN
cjrl-2297	504	13	,	,	PUNCT
cjrl-2297	504	14	uncf	uncf	ADJ
cjrl-2297	504	15	,	,	PUNCT
cjrl-2297	504	16	the	the	DET
cjrl-2297	504	17	thurgood	thurgood	PROPN
cjrl-2297	504	18	marshall	marshall	PROPN
cjrl-2297	504	19	college	college	PROPN
cjrl-2297	504	20	fund	fund	PROPN
cjrl-2297	504	21	(	(	PUNCT
cjrl-2297	504	22	tmcf	tmcf	NOUN
cjrl-2297	504	23	)	)	PUNCT
cjrl-2297	504	24	,	,	PUNCT
cjrl-2297	504	25	and	and	CCONJ
cjrl-2297	504	26	frustrated	frustrated	ADJ
cjrl-2297	504	27	parents	parent	NOUN
cjrl-2297	504	28	and	and	CCONJ
cjrl-2297	504	29	students	student	NOUN
cjrl-2297	504	30	,	,	PUNCT
cjrl-2297	504	31	the	the	DET
cjrl-2297	504	32	u.s	u.s	PROPN
cjrl-2297	504	33	.	.	PROPN
cjrl-2297	504	34	department	department	PROPN
cjrl-2297	504	35	of	of	ADP
cjrl-2297	504	36	education	education	NOUN
cjrl-2297	504	37	now	now	ADV
cjrl-2297	504	38	says	say	VERB
cjrl-2297	504	39	families	family	NOUN
cjrl-2297	504	40	that	that	PRON
cjrl-2297	504	41	have	have	VERB
cjrl-2297	504	42	recent	recent	ADJ
cjrl-2297	504	43	but	but	CCONJ
cjrl-2297	504	44	small	small	ADJ
cjrl-2297	504	45	-	-	PUNCT
cjrl-2297	504	46	scale	scale	NOUN
cjrl-2297	504	47	debt	debt	NOUN
cjrl-2297	504	48	may	may	AUX
cjrl-2297	504	49	now	now	ADV
cjrl-2297	504	50	become	become	VERB
cjrl-2297	504	51	eligible	eligible	ADJ
cjrl-2297	504	52	for	for	ADP
cjrl-2297	504	53	plus	plus	CCONJ
cjrl-2297	504	54	loans	loan	NOUN
cjrl-2297	504	55	through	through	ADP
cjrl-2297	504	56	appeals	appeal	NOUN
cjrl-2297	504	57	.	.	PUNCT
cjrl-2297	504	58	”	"	PUNCT
cjrl-2297	504	59	)	)	PUNCT
cjrl-2297	504	60	.	.	PUNCT
cjrl-2297	505	1	173	173	NUM
cjrl-2297	506	1	i	i	PRON
cjrl-2297	506	2	d.	d.	PROPN
cjrl-2297	506	3	(	(	PUNCT
cjrl-2297	506	4	“	"	PUNCT
cjrl-2297	506	5	under	under	ADP
cjrl-2297	506	6	the	the	DET
cjrl-2297	506	7	newly	newly	ADV
cjrl-2297	506	8	announced	announce	VERB
cjrl-2297	506	9	change	change	NOUN
cjrl-2297	506	10	,	,	PUNCT
cjrl-2297	506	11	parents	parent	NOUN
cjrl-2297	506	12	whose	whose	DET
cjrl-2297	506	13	loan	loan	NOUN
cjrl-2297	506	14	applications	application	NOUN
cjrl-2297	506	15	are	be	AUX
cjrl-2297	506	16	denied	deny	VERB
cjrl-2297	506	17	may	may	AUX
cjrl-2297	506	18	ask	ask	VERB
cjrl-2297	506	19	for	for	ADP
cjrl-2297	506	20	reconsideration	reconsideration	NOUN
cjrl-2297	506	21	under	under	ADP
cjrl-2297	506	22	the	the	DET
cjrl-2297	506	23	new	new	ADJ
cjrl-2297	506	24	policy	policy	NOUN
cjrl-2297	506	25	.	.	PUNCT
cjrl-2297	507	1	the	the	DET
cjrl-2297	507	2	education	education	PROPN
cjrl-2297	507	3	department	department	PROPN
cjrl-2297	507	4	said	say	VERB
cjrl-2297	507	5	students	student	NOUN
cjrl-2297	507	6	whose	whose	DET
cjrl-2297	507	7	parents	parent	NOUN
cjrl-2297	507	8	are	be	AUX
cjrl-2297	507	9	denied	deny	VERB
cjrl-2297	507	10	plus	plus	CCONJ
cjrl-2297	507	11	loans	loan	NOUN
cjrl-2297	507	12	automatically	automatically	ADV
cjrl-2297	507	13	become	become	VERB
cjrl-2297	507	14	eligible	eligible	ADJ
cjrl-2297	507	15	for	for	ADP
cjrl-2297	507	16	an	an	DET
cjrl-2297	507	17	extra	extra	ADJ
cjrl-2297	507	18	$	$	SYM
cjrl-2297	507	19	4,000	4,000	NUM
cjrl-2297	507	20	in	in	ADP
cjrl-2297	507	21	loans	loan	NOUN
cjrl-2297	507	22	that	that	PRON
cjrl-2297	507	23	are	be	AUX
cjrl-2297	507	24	more	more	ADV
cjrl-2297	507	25	flexible	flexible	ADJ
cjrl-2297	507	26	and	and	CCONJ
cjrl-2297	507	27	carry	carry	VERB
cjrl-2297	507	28	lower	low	ADJ
cjrl-2297	507	29	interest	interest	NOUN
cjrl-2297	507	30	rates	rate	NOUN
cjrl-2297	507	31	.	.	PUNCT
cjrl-2297	507	32	”	"	PUNCT
cjrl-2297	507	33	)	)	PUNCT
cjrl-2297	507	34	.	.	PUNCT
cjrl-2297	508	1	174	174	NUM
cjrl-2297	509	1	i	i	PRON
cjrl-2297	509	2	d.	d.	PROPN
cjrl-2297	509	3	(	(	PUNCT
cjrl-2297	509	4	“	"	PUNCT
cjrl-2297	509	5	[	[	X
cjrl-2297	509	6	public	public	ADJ
cjrl-2297	509	7	interest	interest	NOUN
cjrl-2297	509	8	organizations	organization	NOUN
cjrl-2297	509	9	]	]	PUNCT
cjrl-2297	509	10	have	have	AUX
cjrl-2297	509	11	been	be	AUX
cjrl-2297	509	12	working	work	VERB
cjrl-2297	509	13	on	on	ADP
cjrl-2297	509	14	a	a	DET
cjrl-2297	509	15	set	set	NOUN
cjrl-2297	509	16	of	of	ADP
cjrl-2297	509	17	recommendations	recommendation	NOUN
cjrl-2297	509	18	to	to	PART
cjrl-2297	509	19	send	send	VERB
cjrl-2297	509	20	to	to	ADP
cjrl-2297	509	21	congress	congress	PROPN
cjrl-2297	509	22	to	to	PART
cjrl-2297	509	23	improve	improve	VERB
cjrl-2297	509	24	financial	financial	ADJ
cjrl-2297	509	25	aid	aid	NOUN
cjrl-2297	509	26	,	,	PUNCT
cjrl-2297	509	27	including	include	VERB
cjrl-2297	509	28	the	the	DET
cjrl-2297	509	29	parent	parent	NOUN
cjrl-2297	509	30	plus	plus	CCONJ
cjrl-2297	509	31	loan	loan	NOUN
cjrl-2297	509	32	and	and	CCONJ
cjrl-2297	509	33	pell	pell	NOUN
cjrl-2297	509	34	grants	grant	NOUN
cjrl-2297	509	35	.	.	PUNCT
cjrl-2297	510	1	the	the	DET
cjrl-2297	510	2	higher	high	ADJ
cjrl-2297	510	3	education	education	NOUN
cjrl-2297	510	4	organizations	organization	NOUN
cjrl-2297	510	5	are	be	AUX
cjrl-2297	510	6	also	also	ADV
cjrl-2297	510	7	requesting	request	VERB
cjrl-2297	510	8	a	a	DET
cjrl-2297	510	9	guidance	guidance	NOUN
cjrl-2297	510	10	document	document	NOUN
cjrl-2297	510	11	from	from	ADP
cjrl-2297	510	12	u.s	u.s	PROPN
cjrl-2297	510	13	.	.	PROPN
cjrl-2297	510	14	secretary	secretary	PROPN
cjrl-2297	510	15	of	of	ADP
cjrl-2297	510	16	education	education	PROPN
cjrl-2297	510	17	arne	arne	PROPN
cjrl-2297	510	18	duncan	duncan	PROPN
cjrl-2297	510	19	.	.	PUNCT
cjrl-2297	510	20	”	"	PUNCT
cjrl-2297	510	21	)	)	PUNCT
cjrl-2297	510	22	;	;	PUNCT
cjrl-2297	510	23	see	see	VERB
cjrl-2297	510	24	deanne	deanne	PROPN
cjrl-2297	510	25	loonin	loonin	PROPN
cjrl-2297	510	26	,	,	PUNCT
cjrl-2297	510	27	the	the	DET
cjrl-2297	510	28	problem	problem	NOUN
cjrl-2297	510	29	with	with	ADP
cjrl-2297	510	30	parent	parent	NOUN
cjrl-2297	510	31	plus	plus	CCONJ
cjrl-2297	510	32	loans	loan	NOUN
cjrl-2297	510	33	,	,	PUNCT
cjrl-2297	510	34	student	student	NOUN
cjrl-2297	510	35	loan	loan	NOUN
cjrl-2297	510	36	borrower	borrower	NOUN
cjrl-2297	510	37	assistance	assistance	NOUN
cjrl-2297	510	38	(	(	PUNCT
cjrl-2297	510	39	sept	sept	PROPN
cjrl-2297	510	40	.	.	PROPN
cjrl-2297	510	41	19	19	NUM
cjrl-2297	510	42	,	,	PUNCT
cjrl-2297	510	43	2013	2013	NUM
cjrl-2297	510	44	)	)	PUNCT
cjrl-2297	510	45	,	,	PUNCT
cjrl-2297	510	46	http://www	http://www	PROPN
cjrl-2297	510	47	.	.	PUNCT
cjrl-2297	511	1	studentloanborrowerassistance.org	studentloanborrowerassistance.org	X
cjrl-2297	512	1	/problem	/problem	NOUN
cjrl-2297	512	2	-	-	PUNCT
cjrl-2297	512	3	parent	parent	NOUN
cjrl-2297	512	4	-	-	PUNCT
cjrl-2297	512	5	plus	plus	CCONJ
cjrl-2297	512	6	-	-	PUNCT
cjrl-2297	512	7	loans/.	loans/.	NOUN
cjrl-2297	512	8	175	175	NUM
cjrl-2297	512	9	see	see	VERB
cjrl-2297	512	10	generally	generally	ADV
cjrl-2297	512	11	i	i	PRON
cjrl-2297	512	12	d.	d.	PROPN
cjrl-2297	512	13	176	176	NUM
cjrl-2297	512	14	see	see	VERB
cjrl-2297	512	15	generally	generally	ADV
cjrl-2297	512	16	wang	wang	PROPN
cjrl-2297	512	17	,	,	PUNCT
cjrl-2297	512	18	supra	supra	PROPN
cjrl-2297	512	19	note	note	PROPN
cjrl-2297	512	20	15	15	NUM
cjrl-2297	512	21	.	.	NOUN
cjrl-2297	512	22	177	177	NUM
cjrl-2297	512	23	see	see	VERB
cjrl-2297	512	24	u.s	u.s	PROPN
cjrl-2297	512	25	.	.	PROPN
cjrl-2297	512	26	dept	dept	PROPN
cjrl-2297	512	27	.	.	PROPN
cjrl-2297	513	1	of	of	ADP
cjrl-2297	513	2	educ	educ	PROPN
cjrl-2297	513	3	.	.	PUNCT
cjrl-2297	514	1	,	,	PUNCT
cjrl-2297	514	2	federal	federal	ADJ
cjrl-2297	514	3	student	student	NOUN
cjrl-2297	514	4	aid	aid	NOUN
cjrl-2297	514	5	–	–	PUNCT
cjrl-2297	514	6	parents	parent	NOUN
cjrl-2297	514	7	,	,	PUNCT
cjrl-2297	514	8	federal	federal	ADJ
cjrl-2297	514	9	student	student	NOUN
cjrl-2297	514	10	aid	aid	NOUN
cjrl-2297	514	11	,	,	PUNCT
cjrl-2297	514	12	http://www.direct.ed.gov/	http://www.direct.ed.gov/	PROPN
cjrl-2297	514	13	parent.html	parent.html	NOUN
cjrl-2297	514	14	;	;	PUNCT
cjrl-2297	514	15	u.s	u.s	PROPN
cjrl-2297	514	16	.	.	PROPN
cjrl-2297	514	17	dept	dept	PROPN
cjrl-2297	514	18	.	.	PROPN
cjrl-2297	515	1	of	of	ADP
cjrl-2297	515	2	ed	ed	PROPN
cjrl-2297	515	3	.	.	PROPN
cjrl-2297	515	4	,	,	PUNCT
cjrl-2297	515	5	documenting	document	VERB
cjrl-2297	515	6	extenuating	extenuate	VERB
cjrl-2297	515	7	circumstances	circumstance	NOUN
cjrl-2297	515	8	,	,	PUNCT
cjrl-2297	515	9	federal	federal	ADJ
cjrl-2297	515	10	student	student	NOUN
cjrl-2297	515	11	aid	aid	NOUN
cjrl-2297	515	12	,	,	PUNCT
cjrl-2297	515	13	https://studentloans.gov/	https://studentloans.gov/	ADP
cjrl-2297	515	14	mydirectloan	mydirectloan	NOUN
cjrl-2297	515	15	/	/	SYM
cjrl-2297	515	16	whatyouneed.action?page	whatyouneed.action?page	NOUN
cjrl-2297	515	17	=	=	NOUN
cjrl-2297	515	18	credit	credit	NOUN
cjrl-2297	515	19	.	.	PUNCT
cjrl-2297	516	1	178	178	NUM
cjrl-2297	516	2	u.s	u.s	PROPN
cjrl-2297	516	3	.	.	PROPN
cjrl-2297	516	4	dept	dept	PROPN
cjrl-2297	516	5	.	.	PROPN
cjrl-2297	516	6	of	of	ADP
cjrl-2297	516	7	ed	ed	PROPN
cjrl-2297	516	8	.	.	PROPN
cjrl-2297	516	9	,	,	PUNCT
cjrl-2297	516	10	documenting	document	VERB
cjrl-2297	516	11	extenuating	extenuate	VERB
cjrl-2297	516	12	circumstances	circumstance	NOUN
cjrl-2297	516	13	,	,	PUNCT
cjrl-2297	516	14	supra	supra	PROPN
cjrl-2297	516	15	note	note	NOUN
cjrl-2297	516	16	177	177	NUM
cjrl-2297	516	17	.	.	PUNCT
cjrl-2297	517	1	179	179	NUM
cjrl-2297	517	2	see	see	VERB
cjrl-2297	517	3	i	i	PRON
cjrl-2297	517	4	d.	d.	PROPN
cjrl-2297	517	5	180	180	NUM
cjrl-2297	517	6	see	see	VERB
cjrl-2297	517	7	i	i	PRON
cjrl-2297	517	8	d.	d.	PROPN
cjrl-2297	517	9	181	181	NUM
cjrl-2297	517	10	see	see	VERB
cjrl-2297	517	11	u.s	u.s	PROPN
cjrl-2297	517	12	.	.	PROPN
cjrl-2297	517	13	dept	dept	PROPN
cjrl-2297	517	14	.	.	PROPN
cjrl-2297	518	1	of	of	ADP
cjrl-2297	518	2	educ	educ	PROPN
cjrl-2297	518	3	.	.	PUNCT
cjrl-2297	519	1	,	,	PUNCT
cjrl-2297	519	2	federal	federal	ADJ
cjrl-2297	519	3	student	student	NOUN
cjrl-2297	519	4	aid	aid	NOUN
cjrl-2297	519	5	–	–	PUNCT
cjrl-2297	519	6	parents	parent	NOUN
cjrl-2297	519	7	,	,	PUNCT
cjrl-2297	519	8	federal	federal	ADJ
cjrl-2297	519	9	student	student	NOUN
cjrl-2297	519	10	aid	aid	NOUN
cjrl-2297	519	11	,	,	PUNCT
cjrl-2297	519	12	http://www.direct.ed.gov/	http://www.direct.ed.gov/	NOUN
cjrl-2297	519	13	parent.html	parent.html	NOUN
cjrl-2297	519	14	;	;	PUNCT
cjrl-2297	519	15	see	see	VERB
cjrl-2297	519	16	generally	generally	ADV
cjrl-2297	519	17	u.s	u.s	PROPN
cjrl-2297	519	18	.	.	PROPN
cjrl-2297	519	19	dept	dept	PROPN
cjrl-2297	519	20	.	.	PROPN
cjrl-2297	520	1	of	of	ADP
cjrl-2297	520	2	educ	educ	PROPN
cjrl-2297	520	3	.	.	PUNCT
cjrl-2297	520	4	,	,	PUNCT
cjrl-2297	520	5	federal	federal	ADJ
cjrl-2297	520	6	direct	direct	ADJ
cjrl-2297	520	7	plus	plus	CCONJ
cjrl-2297	520	8	loan	loan	NOUN
cjrl-2297	520	9	endorser	endorser	NOUN
cjrl-2297	520	10	agreement	agreement	NOUN
cjrl-2297	520	11	,	,	PUNCT
cjrl-2297	520	12	federal	federal	ADJ
cjrl-2297	520	13	student	student	NOUN
cjrl-2297	520	14	aid	aid	NOUN
cjrl-2297	520	15	,	,	PUNCT
cjrl-2297	520	16	https://studentloans.gov/mydirectloan/whattoexpect.action?page=endorser	https://studentloans.gov/mydirectloan/whattoexpect.action?page=endorser	PROPN
cjrl-2297	520	17	;	;	PUNCT
cjrl-2297	520	18	u.s	u.s	PROPN
cjrl-2297	520	19	.	.	PROPN
cjrl-2297	520	20	dept	dept	PROPN
cjrl-2297	520	21	.	.	PROPN
cjrl-2297	521	1	of	of	ADP
cjrl-2297	521	2	educ	educ	PROPN
cjrl-2297	521	3	.	.	PUNCT
cjrl-2297	522	1	,	,	PUNCT
cjrl-2297	522	2	parent	parent	NOUN
cjrl-2297	522	3	loans	loan	NOUN
cjrl-2297	522	4	,	,	PUNCT
cjrl-2297	522	5	federal	federal	ADJ
cjrl-2297	522	6	student	student	NOUN
cjrl-2297	522	7	aid	aid	NOUN
cjrl-2297	522	8	,	,	PUNCT
cjrl-2297	522	9	http://www.finaid.org/loans/parentloan.phtml	http://www.finaid.org/loans/parentloan.phtml	INTJ
cjrl-2297	522	10	(	(	PUNCT
cjrl-2297	522	11	“	"	PUNCT
cjrl-2297	522	12	if	if	SCONJ
cjrl-2297	522	13	the	the	DET
cjrl-2297	522	14	student	student	NOUN
cjrl-2297	522	15	's	's	PART
cjrl-2297	522	16	parents	parent	NOUN
cjrl-2297	522	17	are	be	AUX
cjrl-2297	522	18	divorced	divorce	VERB
cjrl-2297	522	19	,	,	PUNCT
cjrl-2297	522	20	both	both	DET
cjrl-2297	522	21	foreclosures	foreclosure	NOUN
cjrl-2297	522	22	and	and	CCONJ
cjrl-2297	522	23	financial	financial	ADJ
cjrl-2297	522	24	aid	aid	NOUN
cjrl-2297	522	25	vol	vol	NOUN
cjrl-2297	522	26	.	.	PUNCT
cjrl-2297	523	1	4:2	4:2	NUM
cjrl-2297	523	2	154	154	NUM
cjrl-2297	523	3	stepchildren	stepchildren	NOUN
cjrl-2297	523	4	under	under	ADP
cjrl-2297	523	5	limited	limited	ADJ
cjrl-2297	523	6	circumstances.182	circumstances.182	NOUN
cjrl-2297	523	7	legal	legal	ADJ
cjrl-2297	523	8	guardians	guardian	NOUN
cjrl-2297	523	9	and	and	CCONJ
cjrl-2297	523	10	relatives	relative	NOUN
cjrl-2297	523	11	may	may	AUX
cjrl-2297	523	12	not	not	PART
cjrl-2297	523	13	obtain	obtain	VERB
cjrl-2297	523	14	a	a	DET
cjrl-2297	523	15	federal	federal	ADJ
cjrl-2297	523	16	plus	plus	CCONJ
cjrl-2297	523	17	loan	loan	NOUN
cjrl-2297	523	18	for	for	ADP
cjrl-2297	523	19	the	the	DET
cjrl-2297	523	20	benefit	benefit	NOUN
cjrl-2297	523	21	of	of	ADP
cjrl-2297	523	22	a	a	DET
cjrl-2297	523	23	student	student	NOUN
cjrl-2297	523	24	,	,	PUNCT
cjrl-2297	523	25	even	even	ADV
cjrl-2297	523	26	if	if	SCONJ
cjrl-2297	523	27	the	the	DET
cjrl-2297	523	28	guardians	guardian	NOUN
cjrl-2297	523	29	or	or	CCONJ
cjrl-2297	523	30	extended	extended	ADJ
cjrl-2297	523	31	relatives	relative	NOUN
cjrl-2297	523	32	care	care	VERB
cjrl-2297	523	33	and	and	CCONJ
cjrl-2297	523	34	provide	provide	VERB
cjrl-2297	523	35	for	for	ADP
cjrl-2297	523	36	the	the	DET
cjrl-2297	523	37	student.183	student.183	NOUN
cjrl-2297	523	38	accordingly	accordingly	ADV
cjrl-2297	523	39	,	,	PUNCT
cjrl-2297	523	40	financial	financial	ADJ
cjrl-2297	523	41	support	support	NOUN
cjrl-2297	523	42	in	in	ADP
cjrl-2297	523	43	the	the	DET
cjrl-2297	523	44	form	form	NOUN
cjrl-2297	523	45	of	of	ADP
cjrl-2297	523	46	a	a	DET
cjrl-2297	523	47	federal	federal	ADJ
cjrl-2297	523	48	plus	plus	CCONJ
cjrl-2297	523	49	loan	loan	NOUN
cjrl-2297	523	50	may	may	AUX
cjrl-2297	523	51	only	only	ADV
cjrl-2297	523	52	come	come	VERB
cjrl-2297	523	53	from	from	ADP
cjrl-2297	523	54	a	a	DET
cjrl-2297	523	55	student	student	NOUN
cjrl-2297	523	56	’s	’s	PART
cjrl-2297	523	57	nuclear	nuclear	ADJ
cjrl-2297	523	58	family	family	NOUN
cjrl-2297	523	59	without	without	ADP
cjrl-2297	523	60	regard	regard	NOUN
cjrl-2297	523	61	to	to	ADP
cjrl-2297	523	62	extended	extended	ADJ
cjrl-2297	523	63	family	family	NOUN
cjrl-2297	523	64	or	or	CCONJ
cjrl-2297	523	65	other	other	ADJ
cjrl-2297	523	66	creditworthy	creditworthy	ADJ
cjrl-2297	523	67	adults	adult	NOUN
cjrl-2297	523	68	who	who	PRON
cjrl-2297	523	69	may	may	AUX
cjrl-2297	523	70	be	be	AUX
cjrl-2297	523	71	a	a	DET
cjrl-2297	523	72	part	part	NOUN
cjrl-2297	523	73	of	of	ADP
cjrl-2297	523	74	a	a	DET
cjrl-2297	523	75	student	student	NOUN
cjrl-2297	523	76	’s	’s	PART
cjrl-2297	523	77	support	support	NOUN
cjrl-2297	523	78	system.184	system.184	NOUN
cjrl-2297	523	79	also	also	ADV
cjrl-2297	523	80	,	,	PUNCT
cjrl-2297	523	81	only	only	ADV
cjrl-2297	523	82	natural	natural	ADJ
cjrl-2297	523	83	parents	parent	NOUN
cjrl-2297	523	84	who	who	PRON
cjrl-2297	523	85	are	be	AUX
cjrl-2297	523	86	united	united	PROPN
cjrl-2297	523	87	states	states	PROPN
cjrl-2297	523	88	citizens	citizen	NOUN
cjrl-2297	523	89	or	or	CCONJ
cjrl-2297	523	90	certain	certain	ADJ
cjrl-2297	523	91	classes	class	NOUN
cjrl-2297	523	92	of	of	ADP
cjrl-2297	523	93	legal	legal	ADJ
cjrl-2297	523	94	noncitizens	noncitizen	NOUN
cjrl-2297	523	95	are	be	AUX
cjrl-2297	523	96	directly	directly	ADV
cjrl-2297	523	97	eligible	eligible	ADJ
cjrl-2297	523	98	for	for	SCONJ
cjrl-2297	523	99	federal	federal	ADJ
cjrl-2297	523	100	plus	plus	CCONJ
cjrl-2297	523	101	loans.185	loans.185	NOUN
cjrl-2297	523	102	these	these	DET
cjrl-2297	523	103	restrictions	restriction	NOUN
cjrl-2297	523	104	generally	generally	ADV
cjrl-2297	523	105	do	do	AUX
cjrl-2297	523	106	not	not	PART
cjrl-2297	523	107	take	take	VERB
cjrl-2297	523	108	into	into	ADP
cjrl-2297	523	109	account	account	NOUN
cjrl-2297	523	110	the	the	DET
cjrl-2297	523	111	values	value	NOUN
cjrl-2297	523	112	and	and	CCONJ
cjrl-2297	523	113	traditions	tradition	NOUN
cjrl-2297	523	114	of	of	ADP
cjrl-2297	523	115	the	the	DET
cjrl-2297	523	116	non	non	ADJ
cjrl-2297	523	117	-	-	ADJ
cjrl-2297	523	118	traditional	traditional	ADJ
cjrl-2297	523	119	family	family	NOUN
cjrl-2297	523	120	that	that	PRON
cjrl-2297	523	121	may	may	AUX
cjrl-2297	523	122	include	include	VERB
cjrl-2297	523	123	extended	extended	ADJ
cjrl-2297	523	124	family	family	NOUN
cjrl-2297	523	125	members	member	NOUN
cjrl-2297	523	126	and	and	CCONJ
cjrl-2297	523	127	immigrants.186	immigrants.186	VERB
cjrl-2297	523	128	unlike	unlike	ADP
cjrl-2297	523	129	the	the	DET
cjrl-2297	523	130	perkins	perkin	NOUN
cjrl-2297	523	131	and	and	CCONJ
cjrl-2297	523	132	subsidized	subsidize	VERB
cjrl-2297	523	133	stafford	stafford	PROPN
cjrl-2297	523	134	loans	loan	NOUN
cjrl-2297	523	135	,	,	PUNCT
cjrl-2297	523	136	the	the	DET
cjrl-2297	523	137	plus	plus	ADJ
cjrl-2297	523	138	loan	loan	NOUN
cjrl-2297	523	139	does	do	AUX
cjrl-2297	523	140	not	not	PART
cjrl-2297	523	141	require	require	VERB
cjrl-2297	523	142	a	a	DET
cjrl-2297	523	143	showing	showing	NOUN
cjrl-2297	523	144	of	of	ADP
cjrl-2297	523	145	financial	financial	ADJ
cjrl-2297	523	146	need.187	need.187	NOUN
cjrl-2297	523	147	rather	rather	ADV
cjrl-2297	523	148	,	,	PUNCT
cjrl-2297	523	149	all	all	PRON
cjrl-2297	523	150	that	that	PRON
cjrl-2297	523	151	is	be	AUX
cjrl-2297	523	152	generally	generally	ADV
cjrl-2297	523	153	required	require	VERB
cjrl-2297	523	154	to	to	PART
cjrl-2297	523	155	obtain	obtain	VERB
cjrl-2297	523	156	a	a	DET
cjrl-2297	523	157	federal	federal	ADJ
cjrl-2297	523	158	plus	plus	CCONJ
cjrl-2297	523	159	loan	loan	NOUN
cjrl-2297	523	160	is	be	AUX
cjrl-2297	523	161	an	an	DET
cjrl-2297	523	162	application	application	NOUN
cjrl-2297	523	163	for	for	ADP
cjrl-2297	523	164	approval	approval	NOUN
cjrl-2297	523	165	and	and	CCONJ
cjrl-2297	523	166	the	the	DET
cjrl-2297	523	167	execution	execution	NOUN
cjrl-2297	523	168	of	of	ADP
cjrl-2297	523	169	a	a	DET
cjrl-2297	523	170	master	master	NOUN
cjrl-2297	523	171	promissory	promissory	NOUN
cjrl-2297	523	172	note.188	note.188	PROPN
cjrl-2297	523	173	as	as	ADV
cjrl-2297	523	174	long	long	ADV
cjrl-2297	523	175	as	as	SCONJ
cjrl-2297	523	176	the	the	DET
cjrl-2297	523	177	funds	fund	NOUN
cjrl-2297	523	178	will	will	AUX
cjrl-2297	523	179	be	be	AUX
cjrl-2297	523	180	used	use	VERB
cjrl-2297	523	181	either	either	CCONJ
cjrl-2297	523	182	directly	directly	ADV
cjrl-2297	523	183	or	or	CCONJ
cjrl-2297	523	184	indirectly	indirectly	ADV
cjrl-2297	523	185	to	to	PART
cjrl-2297	523	186	cover	cover	VERB
cjrl-2297	523	187	the	the	DET
cjrl-2297	523	188	cost	cost	NOUN
cjrl-2297	523	189	of	of	ADP
cjrl-2297	523	190	college	college	NOUN
cjrl-2297	523	191	attendance	attendance	NOUN
cjrl-2297	523	192	,	,	PUNCT
cjrl-2297	523	193	which	which	PRON
cjrl-2297	523	194	may	may	AUX
cjrl-2297	523	195	even	even	ADV
cjrl-2297	523	196	include	include	VERB
cjrl-2297	523	197	transportation	transportation	NOUN
cjrl-2297	523	198	and	and	CCONJ
cjrl-2297	523	199	child	child	NOUN
cjrl-2297	523	200	care	care	NOUN
cjrl-2297	523	201	costs	cost	NOUN
cjrl-2297	523	202	,	,	PUNCT
cjrl-2297	523	203	the	the	DET
cjrl-2297	523	204	plus	plus	ADJ
cjrl-2297	523	205	loan	loan	NOUN
cjrl-2297	523	206	is	be	AUX
cjrl-2297	523	207	available	available	ADJ
cjrl-2297	523	208	to	to	ADP
cjrl-2297	523	209	college	college	NOUN
cjrl-2297	523	210	students	student	NOUN
cjrl-2297	523	211	and	and	CCONJ
cjrl-2297	523	212	their	their	PRON
cjrl-2297	523	213	families.189	families.189	NOUN
cjrl-2297	523	214	the	the	DET
cjrl-2297	523	215	custodial	custodial	ADJ
cjrl-2297	523	216	parent	parent	NOUN
cjrl-2297	523	217	and	and	CCONJ
cjrl-2297	523	218	the	the	DET
cjrl-2297	523	219	noncustodial	noncustodial	ADJ
cjrl-2297	523	220	parent	parent	NOUN
cjrl-2297	523	221	are	be	AUX
cjrl-2297	523	222	eligible	eligible	ADJ
cjrl-2297	523	223	to	to	PART
cjrl-2297	523	224	borrow	borrow	VERB
cjrl-2297	523	225	from	from	ADP
cjrl-2297	523	226	the	the	DET
cjrl-2297	523	227	plus	plus	ADJ
cjrl-2297	523	228	loan	loan	NOUN
cjrl-2297	523	229	program	program	NOUN
cjrl-2297	523	230	,	,	PUNCT
cjrl-2297	523	231	provided	provide	VERB
cjrl-2297	523	232	that	that	SCONJ
cjrl-2297	523	233	the	the	DET
cjrl-2297	523	234	combined	combined	ADJ
cjrl-2297	523	235	amounts	amount	NOUN
cjrl-2297	523	236	borrowed	borrow	VERB
cjrl-2297	523	237	do	do	AUX
cjrl-2297	523	238	not	not	PART
cjrl-2297	523	239	exceed	exceed	VERB
cjrl-2297	523	240	the	the	DET
cjrl-2297	523	241	cost	cost	NOUN
cjrl-2297	523	242	-	-	PUNCT
cjrl-2297	523	243	of	of	ADP
cjrl-2297	523	244	-	-	PUNCT
cjrl-2297	523	245	attendance	attendance	NOUN
cjrl-2297	523	246	minus	minus	CCONJ
cjrl-2297	523	247	aid	aid	NOUN
cjrl-2297	523	248	received	receive	VERB
cjrl-2297	523	249	cap	cap	NOUN
cjrl-2297	523	250	.	.	PUNCT
cjrl-2297	523	251	”	"	PUNCT
cjrl-2297	523	252	)	)	PUNCT
cjrl-2297	523	253	.	.	PUNCT
cjrl-2297	524	1	182	182	NUM
cjrl-2297	524	2	see	see	VERB
cjrl-2297	524	3	34	34	NUM
cjrl-2297	524	4	c.f.r	c.f.r	NOUN
cjrl-2297	524	5	.	.	PUNCT
cjrl-2297	525	1	§	§	PROPN
cjrl-2297	525	2	682.201(c)(3	682.201(c)(3	NUM
cjrl-2297	525	3	)	)	PUNCT
cjrl-2297	525	4	(	(	PUNCT
cjrl-2297	525	5	2013	2013	NUM
cjrl-2297	525	6	)	)	PUNCT
cjrl-2297	525	7	;	;	PUNCT
cjrl-2297	525	8	see	see	VERB
cjrl-2297	525	9	also	also	ADV
cjrl-2297	525	10	u.s	u.s	PROPN
cjrl-2297	525	11	.	.	PROPN
cjrl-2297	525	12	dept	dept	PROPN
cjrl-2297	525	13	.	.	PROPN
cjrl-2297	526	1	of	of	ADP
cjrl-2297	526	2	educ	educ	PROPN
cjrl-2297	526	3	.	.	PUNCT
cjrl-2297	527	1	,	,	PUNCT
cjrl-2297	527	2	federal	federal	ADJ
cjrl-2297	527	3	student	student	NOUN
cjrl-2297	527	4	aid	aid	NOUN
cjrl-2297	527	5	–	–	PUNCT
cjrl-2297	527	6	parents	parent	NOUN
cjrl-2297	527	7	,	,	PUNCT
cjrl-2297	527	8	federal	federal	ADJ
cjrl-2297	527	9	student	student	NOUN
cjrl-2297	527	10	aid	aid	NOUN
cjrl-2297	527	11	,	,	PUNCT
cjrl-2297	527	12	http://www.direct.ed.gov/parent.html	http://www.direct.ed.gov/parent.html	NUM
cjrl-2297	527	13	(	(	PUNCT
cjrl-2297	527	14	“	"	PUNCT
cjrl-2297	527	15	you	you	PRON
cjrl-2297	527	16	must	must	AUX
cjrl-2297	527	17	be	be	AUX
cjrl-2297	527	18	the	the	DET
cjrl-2297	527	19	student	student	NOUN
cjrl-2297	527	20	's	's	PART
cjrl-2297	527	21	biological	biological	ADJ
cjrl-2297	527	22	or	or	CCONJ
cjrl-2297	527	23	adoptive	adoptive	ADJ
cjrl-2297	527	24	parent	parent	NOUN
cjrl-2297	527	25	or	or	CCONJ
cjrl-2297	527	26	the	the	DET
cjrl-2297	527	27	student	student	NOUN
cjrl-2297	527	28	's	's	PART
cjrl-2297	527	29	stepparent	stepparent	NOUN
cjrl-2297	527	30	,	,	PUNCT
cjrl-2297	527	31	if	if	SCONJ
cjrl-2297	527	32	the	the	DET
cjrl-2297	527	33	biological	biological	ADJ
cjrl-2297	527	34	or	or	CCONJ
cjrl-2297	527	35	adoptive	adoptive	ADJ
cjrl-2297	527	36	parent	parent	NOUN
cjrl-2297	527	37	has	have	AUX
cjrl-2297	527	38	remarried	remarry	VERB
cjrl-2297	527	39	at	at	ADP
cjrl-2297	527	40	the	the	DET
cjrl-2297	527	41	time	time	NOUN
cjrl-2297	527	42	of	of	ADP
cjrl-2297	527	43	application	application	NOUN
cjrl-2297	527	44	.	.	PUNCT
cjrl-2297	527	45	”	"	PUNCT
cjrl-2297	527	46	)	)	PUNCT
cjrl-2297	527	47	;	;	PUNCT
cjrl-2297	527	48	u.s	u.s	PROPN
cjrl-2297	527	49	.	.	PROPN
cjrl-2297	527	50	dept	dept	PROPN
cjrl-2297	527	51	.	.	PROPN
cjrl-2297	528	1	of	of	ADP
cjrl-2297	528	2	educ	educ	PROPN
cjrl-2297	528	3	.	.	PUNCT
cjrl-2297	529	1	,	,	PUNCT
cjrl-2297	529	2	parent	parent	NOUN
cjrl-2297	529	3	loans	loan	NOUN
cjrl-2297	529	4	,	,	PUNCT
cjrl-2297	529	5	federal	federal	ADJ
cjrl-2297	529	6	student	student	NOUN
cjrl-2297	529	7	aid	aid	NOUN
cjrl-2297	529	8	,	,	PUNCT
cjrl-2297	529	9	http://www.finaid.org/loans/parentloan.phtml	http://www.finaid.org/loans/parentloan.phtml	INTJ
cjrl-2297	529	10	(	(	PUNCT
cjrl-2297	529	11	“	"	PUNCT
cjrl-2297	529	12	a	a	DET
cjrl-2297	529	13	stepparent	stepparent	NOUN
cjrl-2297	529	14	who	who	PRON
cjrl-2297	529	15	has	have	AUX
cjrl-2297	529	16	not	not	PART
cjrl-2297	529	17	adopted	adopt	VERB
cjrl-2297	529	18	the	the	DET
cjrl-2297	529	19	student	student	NOUN
cjrl-2297	529	20	can	can	AUX
cjrl-2297	529	21	only	only	ADV
cjrl-2297	529	22	borrow	borrow	VERB
cjrl-2297	529	23	from	from	ADP
cjrl-2297	529	24	the	the	DET
cjrl-2297	529	25	plus	plus	ADJ
cjrl-2297	529	26	loan	loan	NOUN
cjrl-2297	529	27	program	program	NOUN
cjrl-2297	529	28	for	for	ADP
cjrl-2297	529	29	as	as	ADV
cjrl-2297	529	30	long	long	ADV
cjrl-2297	529	31	as	as	SCONJ
cjrl-2297	529	32	he	he	PRON
cjrl-2297	529	33	or	or	CCONJ
cjrl-2297	529	34	she	she	PRON
cjrl-2297	529	35	is	be	AUX
cjrl-2297	529	36	married	married	ADJ
cjrl-2297	529	37	to	to	ADP
cjrl-2297	529	38	the	the	DET
cjrl-2297	529	39	custodial	custodial	ADJ
cjrl-2297	529	40	parent	parent	NOUN
cjrl-2297	529	41	(	(	PUNCT
cjrl-2297	529	42	i.e.	i.e.	X
cjrl-2297	529	43	,	,	PUNCT
cjrl-2297	529	44	the	the	DET
cjrl-2297	529	45	stepparent	stepparent	NOUN
cjrl-2297	529	46	's	's	PART
cjrl-2297	529	47	income	income	NOUN
cjrl-2297	529	48	and	and	CCONJ
cjrl-2297	529	49	assets	asset	NOUN
cjrl-2297	529	50	would	would	AUX
cjrl-2297	529	51	be	be	AUX
cjrl-2297	529	52	considered	consider	VERB
cjrl-2297	529	53	when	when	SCONJ
cjrl-2297	529	54	calculating	calculate	VERB
cjrl-2297	529	55	the	the	DET
cjrl-2297	529	56	dependent	dependent	ADJ
cjrl-2297	529	57	student	student	NOUN
cjrl-2297	529	58	's	's	PART
cjrl-2297	529	59	expected	expect	VERB
cjrl-2297	529	60	family	family	NOUN
cjrl-2297	529	61	contribution	contribution	NOUN
cjrl-2297	529	62	)	)	PUNCT
cjrl-2297	529	63	.	.	PUNCT
cjrl-2297	530	1	a	a	DET
cjrl-2297	530	2	stepparent	stepparent	NOUN
cjrl-2297	530	3	who	who	PRON
cjrl-2297	530	4	is	be	AUX
cjrl-2297	530	5	married	married	ADJ
cjrl-2297	530	6	to	to	ADP
cjrl-2297	530	7	the	the	DET
cjrl-2297	530	8	dependent	dependent	ADJ
cjrl-2297	530	9	student	student	NOUN
cjrl-2297	530	10	's	's	PART
cjrl-2297	530	11	non	non	ADJ
cjrl-2297	530	12	-	-	ADJ
cjrl-2297	530	13	custodial	custodial	ADJ
cjrl-2297	530	14	parent	parent	NOUN
cjrl-2297	530	15	is	be	AUX
cjrl-2297	530	16	not	not	PART
cjrl-2297	530	17	eligible	eligible	ADJ
cjrl-2297	530	18	to	to	PART
cjrl-2297	530	19	borrow	borrow	VERB
cjrl-2297	530	20	from	from	ADP
cjrl-2297	530	21	the	the	DET
cjrl-2297	530	22	plus	plus	ADJ
cjrl-2297	530	23	loan	loan	NOUN
cjrl-2297	530	24	program	program	NOUN
cjrl-2297	530	25	.	.	PUNCT
cjrl-2297	530	26	”	"	PUNCT
cjrl-2297	530	27	)	)	PUNCT
cjrl-2297	530	28	.	.	PUNCT
cjrl-2297	531	1	183	183	NUM
cjrl-2297	531	2	see	see	VERB
cjrl-2297	531	3	34	34	NUM
cjrl-2297	531	4	c.f.r	c.f.r	NOUN
cjrl-2297	531	5	.	.	PUNCT
cjrl-2297	532	1	§	§	PROPN
cjrl-2297	532	2	682.201(c)(3	682.201(c)(3	NUM
cjrl-2297	532	3	)	)	PUNCT
cjrl-2297	532	4	;	;	PUNCT
cjrl-2297	532	5	34	34	NUM
cjrl-2297	532	6	c.f.r	c.f.r	NOUN
cjrl-2297	532	7	.	.	PUNCT
cjrl-2297	533	1	§	§	PROPN
cjrl-2297	533	2	668.2	668.2	NUM
cjrl-2297	533	3	;	;	PUNCT
cjrl-2297	533	4	u.s	u.s	PROPN
cjrl-2297	533	5	.	.	PROPN
cjrl-2297	533	6	dept	dept	PROPN
cjrl-2297	533	7	.	.	PROPN
cjrl-2297	534	1	of	of	ADP
cjrl-2297	534	2	educ	educ	PROPN
cjrl-2297	534	3	.	.	PUNCT
cjrl-2297	535	1	,	,	PUNCT
cjrl-2297	535	2	parent	parent	NOUN
cjrl-2297	535	3	loans	loan	NOUN
cjrl-2297	535	4	,	,	PUNCT
cjrl-2297	535	5	federal	federal	ADJ
cjrl-2297	535	6	student	student	NOUN
cjrl-2297	535	7	aid	aid	NOUN
cjrl-2297	535	8	,	,	PUNCT
cjrl-2297	535	9	http://www.finaid.org/loans/parentloan.phtml	http://www.finaid.org/loans/parentloan.phtml	INTJ
cjrl-2297	535	10	(	(	PUNCT
cjrl-2297	535	11	“	"	PUNCT
cjrl-2297	535	12	legal	legal	ADJ
cjrl-2297	535	13	guardians	guardian	NOUN
cjrl-2297	535	14	are	be	AUX
cjrl-2297	535	15	not	not	PART
cjrl-2297	535	16	eligible	eligible	ADJ
cjrl-2297	535	17	to	to	PART
cjrl-2297	535	18	borrow	borrow	VERB
cjrl-2297	535	19	from	from	ADP
cjrl-2297	535	20	the	the	DET
cjrl-2297	535	21	plus	plus	ADJ
cjrl-2297	535	22	loan	loan	NOUN
cjrl-2297	535	23	program	program	NOUN
cjrl-2297	535	24	,	,	PUNCT
cjrl-2297	535	25	nor	nor	CCONJ
cjrl-2297	535	26	are	be	AUX
cjrl-2297	535	27	aunts	aunt	NOUN
cjrl-2297	535	28	,	,	PUNCT
cjrl-2297	535	29	uncles	uncle	NOUN
cjrl-2297	535	30	and	and	CCONJ
cjrl-2297	535	31	grandparents	grandparent	NOUN
cjrl-2297	535	32	.	.	PUNCT
cjrl-2297	535	33	”	"	PUNCT
cjrl-2297	535	34	)	)	PUNCT
cjrl-2297	535	35	;	;	PUNCT
cjrl-2297	535	36	college	college	NOUN
cjrl-2297	535	37	loan	loan	NOUN
cjrl-2297	535	38	consultant	consultant	NOUN
cjrl-2297	535	39	,	,	PUNCT
cjrl-2297	535	40	parent	parent	NOUN
cjrl-2297	535	41	college	college	NOUN
cjrl-2297	535	42	loans	loan	NOUN
cjrl-2297	535	43	...	...	PUNCT
cjrl-2297	535	44	private	private	ADJ
cjrl-2297	535	45	school	school	NOUN
cjrl-2297	535	46	or	or	CCONJ
cjrl-2297	535	47	community	community	NOUN
cjrl-2297	535	48	college	college	NOUN
cjrl-2297	535	49	?	?	PROPN
cjrl-2297	535	50	,	,	PUNCT
cjrl-2297	535	51	http://www.collegeloanconsultant.com/parent-college-loans.html	http://www.collegeloanconsultant.com/parent-college-loans.html	PROPN
cjrl-2297	535	52	.	.	PUNCT
cjrl-2297	536	1	184	184	NUM
cjrl-2297	536	2	see	see	VERB
cjrl-2297	536	3	generally	generally	ADV
cjrl-2297	536	4	34	34	NUM
cjrl-2297	536	5	c.f.r	c.f.r	NOUN
cjrl-2297	536	6	.	.	PUNCT
cjrl-2297	537	1	§	§	PROPN
cjrl-2297	537	2	668.2	668.2	NUM
cjrl-2297	537	3	(	(	PUNCT
cjrl-2297	537	4	2013	2013	NUM
cjrl-2297	537	5	)	)	PUNCT
cjrl-2297	537	6	.	.	PUNCT
cjrl-2297	538	1	185	185	NUM
cjrl-2297	538	2	see	see	VERB
cjrl-2297	538	3	u.s	u.s	PROPN
cjrl-2297	538	4	.	.	PROPN
cjrl-2297	538	5	dept	dept	PROPN
cjrl-2297	538	6	.	.	PROPN
cjrl-2297	539	1	of	of	ADP
cjrl-2297	539	2	educ	educ	PROPN
cjrl-2297	539	3	.	.	PUNCT
cjrl-2297	539	4	,	,	PUNCT
cjrl-2297	539	5	plus	plus	CCONJ
cjrl-2297	539	6	loans	loan	NOUN
cjrl-2297	539	7	,	,	PUNCT
cjrl-2297	539	8	federal	federal	ADJ
cjrl-2297	539	9	student	student	NOUN
cjrl-2297	539	10	aid	aid	NOUN
cjrl-2297	539	11	,	,	PUNCT
cjrl-2297	539	12	http://studentaid.ed.gov/types/loans/plus	http://studentaid.ed.gov/types/loans/plus	ADJ
cjrl-2297	539	13	#	#	PRON
cjrl-2297	539	14	am	be	AUX
cjrl-2297	539	15	-	-	PUNCT
cjrl-2297	539	16	i	i	PRON
cjrl-2297	539	17	-	-	PUNCT
cjrl-2297	539	18	eligible	eligible	ADJ
cjrl-2297	539	19	-	-	PUNCT
cjrl-2297	539	20	for	for	ADP
cjrl-2297	539	21	;	;	PUNCT
cjrl-2297	539	22	u.s	u.s	PROPN
cjrl-2297	539	23	.	.	PROPN
cjrl-2297	539	24	dept	dept	PROPN
cjrl-2297	539	25	.	.	PROPN
cjrl-2297	540	1	of	of	ADP
cjrl-2297	540	2	educ	educ	PROPN
cjrl-2297	540	3	.	.	PUNCT
cjrl-2297	541	1	,	,	PUNCT
cjrl-2297	541	2	who	who	PRON
cjrl-2297	541	3	gets	get	VERB
cjrl-2297	541	4	aid	aid	NOUN
cjrl-2297	541	5	,	,	PUNCT
cjrl-2297	541	6	federal	federal	ADJ
cjrl-2297	541	7	student	student	NOUN
cjrl-2297	541	8	aid	aid	NOUN
cjrl-2297	541	9	,	,	PUNCT
cjrl-2297	541	10	http://studentaid.ed.gov/eligibility	http://studentaid.ed.gov/eligibility	NOUN
cjrl-2297	541	11	(	(	PUNCT
cjrl-2297	541	12	“	"	PUNCT
cjrl-2297	541	13	generally	generally	ADV
cjrl-2297	541	14	,	,	PUNCT
cjrl-2297	541	15	if	if	SCONJ
cjrl-2297	541	16	you	you	PRON
cjrl-2297	541	17	have	have	VERB
cjrl-2297	541	18	a	a	DET
cjrl-2297	541	19	‘	'	PUNCT
cjrl-2297	541	20	green	green	ADJ
cjrl-2297	541	21	card	card	NOUN
cjrl-2297	541	22	’	'	PUNCT
cjrl-2297	541	23	(	(	PUNCT
cjrl-2297	541	24	in	in	ADP
cjrl-2297	541	25	other	other	ADJ
cjrl-2297	541	26	words	word	NOUN
cjrl-2297	541	27	,	,	PUNCT
cjrl-2297	541	28	if	if	SCONJ
cjrl-2297	541	29	you	you	PRON
cjrl-2297	541	30	are	be	AUX
cjrl-2297	541	31	a	a	DET
cjrl-2297	541	32	permanent	permanent	ADJ
cjrl-2297	541	33	resident	resident	NOUN
cjrl-2297	541	34	alien	alien	NOUN
cjrl-2297	541	35	)	)	PUNCT
cjrl-2297	541	36	,	,	PUNCT
cjrl-2297	541	37	you	you	PRON
cjrl-2297	541	38	will	will	AUX
cjrl-2297	541	39	be	be	AUX
cjrl-2297	541	40	considered	consider	VERB
cjrl-2297	541	41	an	an	DET
cjrl-2297	541	42	‘	'	PUNCT
cjrl-2297	541	43	eligible	eligible	ADJ
cjrl-2297	541	44	noncitizen	noncitizen	NOUN
cjrl-2297	541	45	’	'	PUNCT
cjrl-2297	541	46	and	and	CCONJ
cjrl-2297	541	47	will	will	AUX
cjrl-2297	541	48	be	be	AUX
cjrl-2297	541	49	able	able	ADJ
cjrl-2297	541	50	to	to	PART
cjrl-2297	541	51	get	get	VERB
cjrl-2297	541	52	federal	federal	ADJ
cjrl-2297	541	53	student	student	NOUN
cjrl-2297	541	54	aid	aid	NOUN
cjrl-2297	541	55	if	if	SCONJ
cjrl-2297	541	56	you	you	PRON
cjrl-2297	541	57	meet	meet	VERB
cjrl-2297	541	58	the	the	DET
cjrl-2297	541	59	other	other	ADJ
cjrl-2297	541	60	basic	basic	ADJ
cjrl-2297	541	61	eligibility	eligibility	NOUN
cjrl-2297	541	62	criteria	criterion	NOUN
cjrl-2297	541	63	.	.	PUNCT
cjrl-2297	541	64	”	"	PUNCT
cjrl-2297	541	65	)	)	PUNCT
cjrl-2297	541	66	;	;	PUNCT
cjrl-2297	541	67	u.s	u.s	PROPN
cjrl-2297	541	68	.	.	PROPN
cjrl-2297	541	69	dept	dept	PROPN
cjrl-2297	541	70	.	.	PROPN
cjrl-2297	542	1	of	of	ADP
cjrl-2297	542	2	educ	educ	PROPN
cjrl-2297	542	3	.	.	PUNCT
cjrl-2297	543	1	,	,	PUNCT
cjrl-2297	543	2	non	non	PROPN
cjrl-2297	543	3	-	-	ADJ
cjrl-2297	543	4	u.s	u.s	ADJ
cjrl-2297	543	5	.	.	PROPN
cjrl-2297	543	6	citizens	citizen	NOUN
cjrl-2297	543	7	,	,	PUNCT
cjrl-2297	543	8	federal	federal	ADJ
cjrl-2297	543	9	student	student	NOUN
cjrl-2297	543	10	aid	aid	NOUN
cjrl-2297	543	11	,	,	PUNCT
cjrl-2297	543	12	http://studentaid.ed.gov/eligibility/non-us-citizens	http://studentaid.ed.gov/eligibility/non-us-citizens	PROPN
cjrl-2297	543	13	.	.	PROPN
cjrl-2297	543	14	186	186	NUM
cjrl-2297	543	15	see	see	VERB
cjrl-2297	543	16	generally	generally	ADV
cjrl-2297	543	17	u.s	u.s	PROPN
cjrl-2297	543	18	.	.	PROPN
cjrl-2297	543	19	dept	dept	PROPN
cjrl-2297	543	20	.	.	PROPN
cjrl-2297	544	1	of	of	ADP
cjrl-2297	544	2	educ	educ	PROPN
cjrl-2297	544	3	.	.	PUNCT
cjrl-2297	545	1	,	,	PUNCT
cjrl-2297	545	2	who	who	PRON
cjrl-2297	545	3	gets	get	VERB
cjrl-2297	545	4	aid	aid	NOUN
cjrl-2297	545	5	,	,	PUNCT
cjrl-2297	545	6	federal	federal	ADJ
cjrl-2297	545	7	student	student	NOUN
cjrl-2297	545	8	aid	aid	NOUN
cjrl-2297	545	9	,	,	PUNCT
cjrl-2297	545	10	http://studentaid.ed.gov/eligibility	http://studentaid.ed.gov/eligibility	NOUN
cjrl-2297	545	11	;	;	PUNCT
cjrl-2297	545	12	mark	mark	PROPN
cjrl-2297	545	13	kantrowitz	kantrowitz	PROPN
cjrl-2297	545	14	,	,	PUNCT
cjrl-2297	545	15	part	part	NOUN
cjrl-2297	545	16	2	2	NUM
cjrl-2297	545	17	:	:	PUNCT
cjrl-2297	545	18	answers	answer	NOUN
cjrl-2297	545	19	to	to	ADP
cjrl-2297	545	20	readers	reader	NOUN
cjrl-2297	545	21	’	’	PART
cjrl-2297	545	22	questions	question	NOUN
cjrl-2297	545	23	on	on	ADP
cjrl-2297	545	24	financial	financial	ADJ
cjrl-2297	545	25	aid	aid	NOUN
cjrl-2297	545	26	,	,	PUNCT
cjrl-2297	545	27	n.y	n.y	PROPN
cjrl-2297	545	28	.	.	PROPN
cjrl-2297	545	29	times	times	PROPN
cjrl-2297	545	30	,	,	PUNCT
cjrl-2297	545	31	jan	jan	PROPN
cjrl-2297	545	32	.	.	PROPN
cjrl-2297	545	33	12	12	NUM
cjrl-2297	545	34	,	,	PUNCT
cjrl-2297	545	35	2011	2011	NUM
cjrl-2297	545	36	,	,	PUNCT
cjrl-2297	545	37	http://thechoice.blogs	http://thechoice.blog	NOUN
cjrl-2297	545	38	.	.	PUNCT
cjrl-2297	546	1	nytimes.com/2011/01/12/fafsaq-and-a-part-2/	nytimes.com/2011/01/12/fafsaq-and-a-part-2/	PROPN
cjrl-2297	546	2	;	;	PUNCT
cjrl-2297	546	3	mark	mark	PROPN
cjrl-2297	546	4	kantrowitz	kantrowitz	PROPN
cjrl-2297	546	5	,	,	PUNCT
cjrl-2297	546	6	part	part	NOUN
cjrl-2297	546	7	5	5	NUM
cjrl-2297	546	8	:	:	PUNCT
cjrl-2297	546	9	answers	answer	NOUN
cjrl-2297	546	10	on	on	ADP
cjrl-2297	546	11	the	the	DET
cjrl-2297	546	12	fafsa	fafsa	NOUN
cjrl-2297	546	13	,	,	PUNCT
cjrl-2297	546	14	the	the	DET
cjrl-2297	546	15	free	free	ADJ
cjrl-2297	546	16	application	application	NOUN
cjrl-2297	546	17	for	for	ADP
cjrl-2297	546	18	federal	federal	ADJ
cjrl-2297	546	19	student	student	NOUN
cjrl-2297	546	20	aid	aid	NOUN
cjrl-2297	546	21	,	,	PUNCT
cjrl-2297	546	22	n.y	n.y	PROPN
cjrl-2297	546	23	.	.	PROPN
cjrl-2297	546	24	times	times	PROPN
cjrl-2297	546	25	,	,	PUNCT
cjrl-2297	546	26	jan	jan	PROPN
cjrl-2297	546	27	.	.	PROPN
cjrl-2297	546	28	13	13	NUM
cjrl-2297	546	29	,	,	PUNCT
cjrl-2297	546	30	2012	2012	NUM
cjrl-2297	546	31	,	,	PUNCT
cjrl-2297	546	32	http://thechoice.blogs.nytimes.com/2012/01/13/kantrowitz-answerspart-5/	http://thechoice.blogs.nytimes.com/2012/01/13/kantrowitz-answerspart-5/	NOUN
cjrl-2297	546	33	;	;	PUNCT
cjrl-2297	546	34	paul	paul	PROPN
cjrl-2297	546	35	taylor	taylor	PROPN
cjrl-2297	546	36	,	,	PUNCT
cjrl-2297	546	37	the	the	DET
cjrl-2297	546	38	return	return	NOUN
cjrl-2297	546	39	of	of	ADP
cjrl-2297	546	40	the	the	DET
cjrl-2297	546	41	multi	multi	ADJ
cjrl-2297	546	42	-	-	ADJ
cjrl-2297	546	43	generational	generational	ADJ
cjrl-2297	546	44	family	family	NOUN
cjrl-2297	546	45	household	household	NOUN
cjrl-2297	546	46	,	,	PUNCT
cjrl-2297	546	47	pew	pew	NOUN
cjrl-2297	546	48	research	research	NOUN
cjrl-2297	546	49	center	center	NOUN
cjrl-2297	546	50	,	,	PUNCT
cjrl-2297	546	51	march	march	PROPN
cjrl-2297	546	52	18	18	NUM
cjrl-2297	546	53	,	,	PUNCT
cjrl-2297	546	54	2010	2010	NUM
cjrl-2297	546	55	.	.	PUNCT
cjrl-2297	547	1	187	187	NUM
cjrl-2297	547	2	see	see	VERB
cjrl-2297	547	3	u.s	u.s	PROPN
cjrl-2297	547	4	.	.	PROPN
cjrl-2297	547	5	dept	dept	PROPN
cjrl-2297	547	6	.	.	PROPN
cjrl-2297	548	1	of	of	ADP
cjrl-2297	548	2	educ	educ	PROPN
cjrl-2297	548	3	.	.	PUNCT
cjrl-2297	548	4	,	,	PUNCT
cjrl-2297	548	5	loans	loan	NOUN
cjrl-2297	548	6	,	,	PUNCT
cjrl-2297	548	7	federal	federal	ADJ
cjrl-2297	548	8	student	student	NOUN
cjrl-2297	548	9	aid	aid	NOUN
cjrl-2297	548	10	,	,	PUNCT
cjrl-2297	548	11	http://studentaid.ed.gov/types/loans	http://studentaid.ed.gov/types/loans	PROPN
cjrl-2297	548	12	;	;	PUNCT
cjrl-2297	548	13	see	see	VERB
cjrl-2297	548	14	generally	generally	ADV
cjrl-2297	548	15	u.s	u.s	PROPN
cjrl-2297	548	16	.	.	PROPN
cjrl-2297	548	17	dept	dept	PROPN
cjrl-2297	548	18	.	.	PROPN
cjrl-2297	549	1	of	of	ADP
cjrl-2297	549	2	educ	educ	PROPN
cjrl-2297	549	3	.	.	PUNCT
cjrl-2297	550	1	,	,	PUNCT
cjrl-2297	550	2	recent	recent	ADJ
cjrl-2297	550	3	changes	change	NOUN
cjrl-2297	550	4	to	to	ADP
cjrl-2297	550	5	the	the	DET
cjrl-2297	550	6	student	student	NOUN
cjrl-2297	550	7	aid	aid	NOUN
cjrl-2297	550	8	programs	program	NOUN
cjrl-2297	550	9	,	,	PUNCT
cjrl-2297	550	10	federal	federal	ADJ
cjrl-2297	550	11	student	student	NOUN
cjrl-2297	550	12	aid	aid	NOUN
cjrl-2297	550	13	,	,	PUNCT
cjrl-2297	550	14	http://studentaid.ed.gov/about/	http://studentaid.ed.gov/about/	VERB
cjrl-2297	550	15	announcements	announcement	NOUN
cjrl-2297	550	16	/	/	SYM
cjrl-2297	550	17	recent	recent	ADJ
cjrl-2297	550	18	-	-	PUNCT
cjrl-2297	550	19	changes	change	NOUN
cjrl-2297	550	20	(	(	PUNCT
cjrl-2297	550	21	“	"	PUNCT
cjrl-2297	550	22	note	note	VERB
cjrl-2297	550	23	:	:	PUNCT
cjrl-2297	550	24	if	if	SCONJ
cjrl-2297	550	25	you	you	PRON
cjrl-2297	550	26	receive	receive	VERB
cjrl-2297	550	27	a	a	DET
cjrl-2297	550	28	direct	direct	ADJ
cjrl-2297	550	29	subsidized	subsidize	VERB
cjrl-2297	550	30	loan	loan	NOUN
cjrl-2297	550	31	that	that	PRON
cjrl-2297	550	32	is	be	AUX
cjrl-2297	550	33	first	first	ADV
cjrl-2297	550	34	disbursed	disburse	VERB
cjrl-2297	550	35	between	between	ADP
cjrl-2297	550	36	july	july	PROPN
cjrl-2297	550	37	1	1	NUM
cjrl-2297	550	38	,	,	PUNCT
cjrl-2297	550	39	2012	2012	NUM
cjrl-2297	550	40	,	,	PUNCT
cjrl-2297	550	41	and	and	CCONJ
cjrl-2297	550	42	july	july	PROPN
cjrl-2297	550	43	1	1	NUM
cjrl-2297	550	44	,	,	PUNCT
cjrl-2297	550	45	2014	2014	NUM
cjrl-2297	550	46	,	,	PUNCT
cjrl-2297	550	47	you	you	PRON
cjrl-2297	550	48	will	will	AUX
cjrl-2297	550	49	be	be	AUX
cjrl-2297	550	50	responsible	responsible	ADJ
cjrl-2297	550	51	for	for	ADP
cjrl-2297	550	52	paying	pay	VERB
cjrl-2297	550	53	any	any	DET
cjrl-2297	550	54	interest	interest	NOUN
cjrl-2297	550	55	that	that	PRON
cjrl-2297	550	56	accrues	accrue	VERB
cjrl-2297	550	57	during	during	ADP
cjrl-2297	550	58	your	your	PRON
cjrl-2297	550	59	grace	grace	NOUN
cjrl-2297	550	60	period	period	NOUN
cjrl-2297	550	61	.	.	PUNCT
cjrl-2297	551	1	if	if	SCONJ
cjrl-2297	551	2	you	you	PRON
cjrl-2297	551	3	choose	choose	VERB
cjrl-2297	551	4	not	not	PART
cjrl-2297	551	5	to	to	PART
cjrl-2297	551	6	pay	pay	VERB
cjrl-2297	551	7	the	the	DET
cjrl-2297	551	8	interest	interest	NOUN
cjrl-2297	551	9	that	that	PRON
cjrl-2297	551	10	accrues	accrue	VERB
cjrl-2297	551	11	during	during	ADP
cjrl-2297	551	12	your	your	PRON
cjrl-2297	551	13	grace	grace	NOUN
cjrl-2297	551	14	period	period	NOUN
cjrl-2297	551	15	,	,	PUNCT
cjrl-2297	551	16	the	the	DET
cjrl-2297	551	17	interest	interest	NOUN
cjrl-2297	551	18	will	will	AUX
cjrl-2297	551	19	be	be	AUX
cjrl-2297	551	20	added	add	VERB
cjrl-2297	551	21	to	to	ADP
cjrl-2297	551	22	your	your	PRON
cjrl-2297	551	23	principal	principal	ADJ
cjrl-2297	551	24	balance	balance	NOUN
cjrl-2297	551	25	”	"	PUNCT
cjrl-2297	551	26	;	;	PUNCT
cjrl-2297	551	27	also	also	ADV
cjrl-2297	551	28	stating	state	VERB
cjrl-2297	551	29	that	that	SCONJ
cjrl-2297	551	30	subsidized	subsidize	VERB
cjrl-2297	551	31	direct	direct	ADJ
cjrl-2297	551	32	loans	loan	NOUN
cjrl-2297	551	33	are	be	AUX
cjrl-2297	551	34	no	no	ADV
cjrl-2297	551	35	longer	long	ADV
cjrl-2297	551	36	eligible	eligible	ADJ
cjrl-2297	551	37	for	for	ADP
cjrl-2297	551	38	a	a	DET
cjrl-2297	551	39	six	six	NUM
cjrl-2297	551	40	-	-	PUNCT
cjrl-2297	551	41	month	month	NOUN
cjrl-2297	551	42	grace	grace	NOUN
cjrl-2297	551	43	period	period	NOUN
cjrl-2297	551	44	for	for	ADP
cjrl-2297	551	45	interest	interest	NOUN
cjrl-2297	551	46	after	after	SCONJ
cjrl-2297	551	47	a	a	DET
cjrl-2297	551	48	student	student	NOUN
cjrl-2297	551	49	falls	fall	VERB
cjrl-2297	551	50	below	below	ADP
cjrl-2297	551	51	at	at	ADP
cjrl-2297	551	52	least	least	ADJ
cjrl-2297	551	53	half	half	ADJ
cjrl-2297	551	54	-	-	PUNCT
cjrl-2297	551	55	time	time	NOUN
cjrl-2297	551	56	enrollment	enrollment	NOUN
cjrl-2297	551	57	;	;	PUNCT
cjrl-2297	551	58	graduate	graduate	NOUN
cjrl-2297	551	59	and	and	CCONJ
cjrl-2297	551	60	professional	professional	ADJ
cjrl-2297	551	61	students	student	NOUN
cjrl-2297	551	62	are	be	AUX
cjrl-2297	551	63	no	no	ADV
cjrl-2297	551	64	longer	long	ADV
cjrl-2297	551	65	eligible	eligible	ADJ
cjrl-2297	551	66	for	for	ADP
cjrl-2297	551	67	subsidized	subsidized	ADJ
cjrl-2297	551	68	loans	loan	NOUN
cjrl-2297	551	69	effective	effective	ADJ
cjrl-2297	551	70	july	july	PROPN
cjrl-2297	551	71	1	1	NUM
cjrl-2297	551	72	,	,	PUNCT
cjrl-2297	551	73	2012	2012	NUM
cjrl-2297	551	74	)	)	PUNCT
cjrl-2297	551	75	.	.	PUNCT
cjrl-2297	552	1	188	188	NUM
cjrl-2297	552	2	see	see	VERB
cjrl-2297	552	3	generally	generally	ADV
cjrl-2297	552	4	u.s	u.s	PROPN
cjrl-2297	552	5	.	.	PROPN
cjrl-2297	552	6	dept	dept	PROPN
cjrl-2297	552	7	.	.	PROPN
cjrl-2297	552	8	of	of	ADP
cjrl-2297	552	9	educ	educ	PROPN
cjrl-2297	552	10	.	.	PUNCT
cjrl-2297	552	11	,	,	PUNCT
cjrl-2297	552	12	plus	plus	CCONJ
cjrl-2297	552	13	loans	loan	NOUN
cjrl-2297	552	14	,	,	PUNCT
cjrl-2297	552	15	federal	federal	ADJ
cjrl-2297	552	16	student	student	NOUN
cjrl-2297	552	17	aid	aid	NOUN
cjrl-2297	552	18	,	,	PUNCT
cjrl-2297	552	19	http://studentaid.ed.gov/types/	http://studentaid.ed.gov/types/	NOUN
cjrl-2297	552	20	loans	loan	NOUN
cjrl-2297	552	21	/	/	SYM
cjrl-2297	552	22	plus#am	plus#am	NOUN
cjrl-2297	552	23	-	-	PUNCT
cjrl-2297	552	24	i	i	NOUN
cjrl-2297	552	25	-	-	PUNCT
cjrl-2297	552	26	eligible	eligible	ADJ
cjrl-2297	552	27	-	-	PUNCT
cjrl-2297	552	28	for	for	ADP
cjrl-2297	552	29	;	;	PUNCT
cjrl-2297	552	30	u.s	u.s	PROPN
cjrl-2297	552	31	.	.	PROPN
cjrl-2297	552	32	dept	dept	PROPN
cjrl-2297	552	33	.	.	PROPN
cjrl-2297	553	1	of	of	ADP
cjrl-2297	553	2	educ	educ	PROPN
cjrl-2297	553	3	.	.	PUNCT
cjrl-2297	554	1	,	,	PUNCT
cjrl-2297	554	2	parents	parent	NOUN
cjrl-2297	554	3	,	,	PUNCT
cjrl-2297	554	4	federal	federal	ADJ
cjrl-2297	554	5	student	student	NOUN
cjrl-2297	554	6	aid	aid	NOUN
cjrl-2297	554	7	,	,	PUNCT
cjrl-2297	554	8	http://www.direct.ed.gov/parent	http://www.direct.ed.gov/parent	PROPN
cjrl-2297	554	9	.	.	PUNCT
cjrl-2297	554	10	html	html	PROPN
cjrl-2297	554	11	.	.	PUNCT
cjrl-2297	555	1	189	189	NUM
cjrl-2297	555	2	see	see	VERB
cjrl-2297	555	3	generally	generally	ADV
cjrl-2297	555	4	u.s	u.s	PROPN
cjrl-2297	555	5	.	.	PROPN
cjrl-2297	555	6	dept	dept	PROPN
cjrl-2297	555	7	.	.	PROPN
cjrl-2297	556	1	of	of	ADP
cjrl-2297	556	2	educ	educ	PROPN
cjrl-2297	556	3	.	.	PUNCT
cjrl-2297	557	1	,	,	PUNCT
cjrl-2297	557	2	federal	federal	ADJ
cjrl-2297	557	3	student	student	NOUN
cjrl-2297	557	4	aid	aid	NOUN
cjrl-2297	557	5	handbook	handbook	NOUN
cjrl-2297	557	6	2013	2013	NUM
cjrl-2297	557	7	2014	2014	NUM
cjrl-2297	557	8	,	,	PUNCT
cjrl-2297	557	9	vol	vol	NOUN
cjrl-2297	557	10	.	.	NOUN
cjrl-2297	557	11	1	1	NUM
cjrl-2297	557	12	:	:	PUNCT
cjrl-2297	557	13	student	student	NOUN
cjrl-2297	557	14	eligibility	eligibility	NOUN
cjrl-2297	557	15	;	;	PUNCT
cjrl-2297	557	16	texas	texas	PROPN
cjrl-2297	557	17	guaranteed	guarantee	VERB
cjrl-2297	557	18	student	student	NOUN
cjrl-2297	557	19	loan	loan	NOUN
cjrl-2297	557	20	corporation	corporation	NOUN
cjrl-2297	557	21	,	,	PUNCT
cjrl-2297	557	22	federal	federal	ADJ
cjrl-2297	557	23	direct	direct	ADJ
cjrl-2297	557	24	loan	loan	NOUN
cjrl-2297	557	25	program	program	NOUN
cjrl-2297	557	26	(	(	PUNCT
cjrl-2297	557	27	fdlp	fdlp	NOUN
cjrl-2297	557	28	)	)	PUNCT
cjrl-2297	557	29	–	–	PUNCT
cjrl-2297	557	30	plus	plus	CCONJ
cjrl-2297	557	31	loans	loan	NOUN
cjrl-2297	557	32	,	,	PUNCT
cjrl-2297	557	33	http://www.tgslc.org/	http://www.tgslc.org/	NOUN
cjrl-2297	557	34	2014	2014	NUM
cjrl-2297	557	35	columbia	columbia	PROPN
cjrl-2297	557	36	journal	journal	PROPN
cjrl-2297	557	37	of	of	ADP
cjrl-2297	557	38	race	race	NOUN
cjrl-2297	557	39	and	and	CCONJ
cjrl-2297	557	40	law	law	NOUN
cjrl-2297	557	41	155	155	NUM
cjrl-2297	557	42	critics	critic	NOUN
cjrl-2297	557	43	of	of	ADP
cjrl-2297	557	44	the	the	DET
cjrl-2297	557	45	plus	plus	CCONJ
cjrl-2297	557	46	loan	loan	NOUN
cjrl-2297	557	47	program	program	NOUN
cjrl-2297	557	48	purport	purport	NOUN
cjrl-2297	557	49	that	that	SCONJ
cjrl-2297	557	50	parents	parent	NOUN
cjrl-2297	557	51	may	may	AUX
cjrl-2297	557	52	be	be	AUX
cjrl-2297	557	53	misinformed	misinform	VERB
cjrl-2297	557	54	about	about	ADP
cjrl-2297	557	55	the	the	DET
cjrl-2297	557	56	terms	term	NOUN
cjrl-2297	557	57	of	of	ADP
cjrl-2297	557	58	these	these	DET
cjrl-2297	557	59	loans.190	loans.190	NOUN
cjrl-2297	557	60	for	for	ADP
cjrl-2297	557	61	example	example	NOUN
cjrl-2297	557	62	,	,	PUNCT
cjrl-2297	557	63	parent	parent	NOUN
cjrl-2297	557	64	borrowers	borrower	NOUN
cjrl-2297	557	65	may	may	AUX
cjrl-2297	557	66	be	be	AUX
cjrl-2297	557	67	unable	unable	ADJ
cjrl-2297	557	68	to	to	PART
cjrl-2297	557	69	handle	handle	VERB
cjrl-2297	557	70	the	the	DET
cjrl-2297	557	71	additional	additional	ADJ
cjrl-2297	557	72	debt	debt	NOUN
cjrl-2297	557	73	burden	burden	NOUN
cjrl-2297	557	74	of	of	ADP
cjrl-2297	557	75	these	these	DET
cjrl-2297	557	76	loans	loan	NOUN
cjrl-2297	557	77	,	,	PUNCT
cjrl-2297	557	78	which	which	PRON
cjrl-2297	557	79	enter	enter	VERB
cjrl-2297	557	80	into	into	ADP
cjrl-2297	557	81	repayment	repayment	NOUN
cjrl-2297	557	82	upon	upon	SCONJ
cjrl-2297	557	83	disbursement	disbursement	NOUN
cjrl-2297	557	84	of	of	ADP
cjrl-2297	557	85	the	the	DET
cjrl-2297	557	86	loan	loan	NOUN
cjrl-2297	557	87	funds	fund	NOUN
cjrl-2297	557	88	,	,	PUNCT
cjrl-2297	557	89	even	even	ADV
cjrl-2297	557	90	while	while	SCONJ
cjrl-2297	557	91	their	their	PRON
cjrl-2297	557	92	children	child	NOUN
cjrl-2297	557	93	are	be	AUX
cjrl-2297	557	94	still	still	ADV
cjrl-2297	557	95	enrolled	enrol	VERB
cjrl-2297	557	96	in	in	ADP
cjrl-2297	557	97	college.191	college.191	PROPN
cjrl-2297	557	98	while	while	SCONJ
cjrl-2297	557	99	an	an	DET
cjrl-2297	557	100	in	in	ADP
cjrl-2297	557	101	-	-	PUNCT
cjrl-2297	557	102	school	school	NOUN
cjrl-2297	557	103	deferment	deferment	NOUN
cjrl-2297	557	104	for	for	ADP
cjrl-2297	557	105	plus	plus	CCONJ
cjrl-2297	557	106	loans	loan	NOUN
cjrl-2297	557	107	is	be	AUX
cjrl-2297	557	108	available	available	ADJ
cjrl-2297	557	109	,	,	PUNCT
cjrl-2297	557	110	interest	interest	NOUN
cjrl-2297	557	111	still	still	ADV
cjrl-2297	557	112	accrues	accrue	VERB
cjrl-2297	557	113	and	and	CCONJ
cjrl-2297	557	114	capitalizes	capitalize	VERB
cjrl-2297	557	115	on	on	ADP
cjrl-2297	557	116	the	the	DET
cjrl-2297	557	117	loans	loan	NOUN
cjrl-2297	557	118	if	if	SCONJ
cjrl-2297	557	119	not	not	PART
cjrl-2297	557	120	incrementally	incrementally	ADV
cjrl-2297	557	121	paid.192	paid.192	NOUN
cjrl-2297	557	122	student	student	NOUN
cjrl-2297	557	123	and	and	CCONJ
cjrl-2297	557	124	parent	parent	NOUN
cjrl-2297	557	125	advocates	advocate	NOUN
cjrl-2297	557	126	also	also	ADV
cjrl-2297	557	127	argue	argue	VERB
cjrl-2297	557	128	that	that	SCONJ
cjrl-2297	557	129	plus	plus	CCONJ
cjrl-2297	557	130	loans	loan	NOUN
cjrl-2297	557	131	present	present	VERB
cjrl-2297	557	132	a	a	DET
cjrl-2297	557	133	danger	danger	NOUN
cjrl-2297	557	134	to	to	ADP
cjrl-2297	557	135	financial	financial	ADJ
cjrl-2297	557	136	stability.193	stability.193	NOUN
cjrl-2297	557	137	particularly	particularly	ADV
cjrl-2297	557	138	,	,	PUNCT
cjrl-2297	557	139	student	student	NOUN
cjrl-2297	557	140	loan	loan	NOUN
cjrl-2297	557	141	borrowers	borrower	NOUN
cjrl-2297	557	142	may	may	AUX
cjrl-2297	557	143	take	take	VERB
cjrl-2297	557	144	out	out	ADP
cjrl-2297	557	145	far	far	ADV
cjrl-2297	557	146	more	more	ADJ
cjrl-2297	557	147	debt	debt	NOUN
cjrl-2297	557	148	than	than	SCONJ
cjrl-2297	557	149	they	they	PRON
cjrl-2297	557	150	can	can	AUX
cjrl-2297	557	151	afford	afford	VERB
cjrl-2297	557	152	or	or	CCONJ
cjrl-2297	557	153	need	need	VERB
cjrl-2297	557	154	with	with	ADP
cjrl-2297	557	155	minimal	minimal	ADJ
cjrl-2297	557	156	asset	asset	NOUN
cjrl-2297	557	157	,	,	PUNCT
cjrl-2297	557	158	income	income	NOUN
cjrl-2297	557	159	,	,	PUNCT
cjrl-2297	557	160	or	or	CCONJ
cjrl-2297	557	161	employment	employment	NOUN
cjrl-2297	557	162	verification.194	verification.194	PROPN
cjrl-2297	557	163	the	the	DET
cjrl-2297	557	164	federal	federal	ADJ
cjrl-2297	557	165	plus	plus	CCONJ
cjrl-2297	557	166	loan	loan	NOUN
cjrl-2297	557	167	program	program	NOUN
cjrl-2297	557	168	is	be	AUX
cjrl-2297	557	169	also	also	ADV
cjrl-2297	557	170	subject	subject	ADJ
cjrl-2297	557	171	to	to	ADP
cjrl-2297	557	172	criticism	criticism	NOUN
cjrl-2297	557	173	in	in	ADP
cjrl-2297	557	174	approving	approve	VERB
cjrl-2297	557	175	and	and	CCONJ
cjrl-2297	557	176	possibly	possibly	ADV
cjrl-2297	557	177	disbursing	disburse	VERB
cjrl-2297	557	178	inflated	inflated	ADJ
cjrl-2297	557	179	loan	loan	NOUN
cjrl-2297	557	180	amounts	amount	NOUN
cjrl-2297	557	181	without	without	ADP
cjrl-2297	557	182	regard	regard	NOUN
cjrl-2297	557	183	to	to	ADP
cjrl-2297	557	184	other	other	ADJ
cjrl-2297	557	185	outstanding	outstanding	ADJ
cjrl-2297	557	186	financial	financial	ADJ
cjrl-2297	557	187	debt	debt	NOUN
cjrl-2297	557	188	such	such	ADJ
cjrl-2297	557	189	as	as	ADP
cjrl-2297	557	190	mortgages	mortgage	NOUN
cjrl-2297	557	191	and	and	CCONJ
cjrl-2297	557	192	auto	auto	NOUN
cjrl-2297	557	193	loans.195	loans.195	NOUN
cjrl-2297	557	194	such	such	ADJ
cjrl-2297	557	195	policy	policy	NOUN
cjrl-2297	557	196	may	may	AUX
cjrl-2297	557	197	result	result	VERB
cjrl-2297	557	198	in	in	ADP
cjrl-2297	557	199	a	a	DET
cjrl-2297	557	200	plus	plus	CCONJ
cjrl-2297	557	201	loan	loan	NOUN
cjrl-2297	557	202	repayment	repayment	NOUN
cjrl-2297	557	203	schedule	schedule	NOUN
cjrl-2297	557	204	that	that	PRON
cjrl-2297	557	205	exceeds	exceed	VERB
cjrl-2297	557	206	the	the	DET
cjrl-2297	557	207	borrower	borrower	NOUN
cjrl-2297	557	208	’s	’s	PART
cjrl-2297	557	209	monthly	monthly	ADJ
cjrl-2297	557	210	discretionary	discretionary	ADJ
cjrl-2297	557	211	income	income	NOUN
cjrl-2297	557	212	and	and	CCONJ
cjrl-2297	557	213	expenses.196	expenses.196	VERB
cjrl-2297	557	214	an	an	DET
cjrl-2297	557	215	increasing	increase	VERB
cjrl-2297	557	216	number	number	NOUN
cjrl-2297	557	217	of	of	ADP
cjrl-2297	557	218	families	family	NOUN
cjrl-2297	557	219	in	in	ADP
cjrl-2297	557	220	the	the	DET
cjrl-2297	557	221	current	current	ADJ
cjrl-2297	557	222	economy	economy	NOUN
cjrl-2297	557	223	are	be	AUX
cjrl-2297	557	224	denied	deny	VERB
cjrl-2297	557	225	plus	plus	CCONJ
cjrl-2297	557	226	loans	loan	NOUN
cjrl-2297	557	227	due	due	ADP
cjrl-2297	557	228	to	to	ADP
cjrl-2297	557	229	an	an	DET
cjrl-2297	557	230	emphasis	emphasis	NOUN
cjrl-2297	557	231	on	on	ADP
cjrl-2297	557	232	the	the	DET
cjrl-2297	557	233	adverse	adverse	ADJ
cjrl-2297	557	234	credit	credit	NOUN
cjrl-2297	557	235	history	history	NOUN
cjrl-2297	557	236	underwriting	underwriting	NOUN
cjrl-2297	557	237	factor.197	factor.197	NOUN
cjrl-2297	557	238	subsequent	subsequent	ADJ
cjrl-2297	557	239	to	to	ADP
cjrl-2297	557	240	the	the	DET
cjrl-2297	557	241	credit	credit	NOUN
cjrl-2297	557	242	crunch	crunch	NOUN
cjrl-2297	557	243	and	and	CCONJ
cjrl-2297	557	244	ensuing	ensue	VERB
cjrl-2297	557	245	economic	economic	ADJ
cjrl-2297	557	246	conditions	condition	NOUN
cjrl-2297	557	247	,	,	PUNCT
cjrl-2297	557	248	the	the	DET
cjrl-2297	557	249	federal	federal	ADJ
cjrl-2297	557	250	government	government	NOUN
cjrl-2297	557	251	may	may	AUX
cjrl-2297	557	252	be	be	AUX
cjrl-2297	557	253	the	the	DET
cjrl-2297	557	254	lender	lender	NOUN
cjrl-2297	557	255	of	of	ADP
cjrl-2297	557	256	last	last	ADJ
cjrl-2297	557	257	resort	resort	NOUN
cjrl-2297	557	258	for	for	ADP
cjrl-2297	557	259	families	family	NOUN
cjrl-2297	557	260	stressed	stress	VERB
cjrl-2297	557	261	by	by	ADP
cjrl-2297	557	262	financial	financial	ADJ
cjrl-2297	557	263	hardship.198	hardship.198	PROPN
cjrl-2297	557	264	if	if	SCONJ
cjrl-2297	557	265	applicants	applicant	NOUN
cjrl-2297	557	266	are	be	AUX
cjrl-2297	557	267	denied	deny	VERB
cjrl-2297	557	268	federal	federal	ADJ
cjrl-2297	557	269	plus	plus	CCONJ
cjrl-2297	557	270	loans	loan	NOUN
cjrl-2297	557	271	,	,	PUNCT
cjrl-2297	557	272	they	they	PRON
cjrl-2297	557	273	may	may	AUX
cjrl-2297	557	274	also	also	ADV
cjrl-2297	557	275	fail	fail	VERB
cjrl-2297	557	276	to	to	PART
cjrl-2297	557	277	qualify	qualify	VERB
cjrl-2297	557	278	for	for	ADP
cjrl-2297	557	279	private	private	ADJ
cjrl-2297	557	280	student	student	NOUN
cjrl-2297	557	281	loans.199	loans.199	PROPN
cjrl-2297	557	282	further	far	ADV
cjrl-2297	557	283	,	,	PUNCT
cjrl-2297	557	284	plus	plus	CCONJ
cjrl-2297	557	285	loan	loan	NOUN
cjrl-2297	557	286	denials	denial	NOUN
cjrl-2297	557	287	may	may	AUX
cjrl-2297	557	288	negatively	negatively	ADV
cjrl-2297	557	289	impact	impact	VERB
cjrl-2297	557	290	college	college	NOUN
cjrl-2297	557	291	enrollment	enrollment	NOUN
cjrl-2297	557	292	by	by	ADP
cjrl-2297	557	293	leaving	leave	VERB
cjrl-2297	557	294	some	some	DET
cjrl-2297	557	295	families	family	NOUN
cjrl-2297	557	296	and	and	CCONJ
cjrl-2297	557	297	students	student	NOUN
cjrl-2297	557	298	unable	unable	ADJ
cjrl-2297	557	299	to	to	PART
cjrl-2297	557	300	pay	pay	VERB
cjrl-2297	557	301	for	for	ADP
cjrl-2297	557	302	college.200	college.200	PROPN
cjrl-2297	557	303	borrowers	borrower	NOUN
cjrl-2297	557	304	/	/	SYM
cjrl-2297	557	305	loans	loan	NOUN
cjrl-2297	557	306	/	/	SYM
cjrl-2297	557	307	federal	federal	ADJ
cjrl-2297	557	308	/	/	SYM
cjrl-2297	557	309	fdlp	fdlp	NOUN
cjrl-2297	557	310	/	/	SYM
cjrl-2297	557	311	plus.cfm	plus.cfm	NOUN
cjrl-2297	557	312	.	.	PROPN
cjrl-2297	558	1	190	190	NUM
cjrl-2297	558	2	see	see	VERB
cjrl-2297	558	3	marian	marian	PROPN
cjrl-2297	558	4	wang	wang	PROPN
cjrl-2297	558	5	,	,	PUNCT
cjrl-2297	558	6	et	et	PROPN
cjrl-2297	558	7	.	.	PUNCT
cjrl-2297	559	1	al	al	PROPN
cjrl-2297	559	2	,	,	PUNCT
cjrl-2297	559	3	parent	parent	NOUN
cjrl-2297	559	4	plus	plus	CCONJ
cjrl-2297	559	5	loan	loan	NOUN
cjrl-2297	559	6	:	:	PUNCT
cjrl-2297	559	7	how	how	SCONJ
cjrl-2297	559	8	the	the	DET
cjrl-2297	559	9	government	government	NOUN
cjrl-2297	559	10	is	be	AUX
cjrl-2297	559	11	saddling	saddle	VERB
cjrl-2297	559	12	parents	parent	NOUN
cjrl-2297	559	13	with	with	ADP
cjrl-2297	559	14	loans	loan	NOUN
cjrl-2297	559	15	they	they	PRON
cjrl-2297	559	16	ca	can	AUX
cjrl-2297	559	17	n’t	not	PART
cjrl-2297	559	18	afford	afford	VERB
cjrl-2297	559	19	,	,	PUNCT
cjrl-2297	559	20	chronicle	chronicle	PROPN
cjrl-2297	559	21	of	of	ADP
cjrl-2297	559	22	higher	high	ADJ
cjrl-2297	559	23	education	education	NOUN
cjrl-2297	559	24	,	,	PUNCT
cjrl-2297	559	25	2012	2012	NUM
cjrl-2297	559	26	.	.	PUNCT
cjrl-2297	560	1	191	191	NUM
cjrl-2297	560	2	see	see	VERB
cjrl-2297	560	3	i	i	PROPN
cjrl-2297	560	4	d.	d.	PROPN
cjrl-2297	560	5	;	;	PUNCT
cjrl-2297	560	6	see	see	VERB
cjrl-2297	560	7	generally	generally	ADV
cjrl-2297	560	8	david	david	PROPN
cjrl-2297	560	9	p.	p.	PROPN
cjrl-2297	560	10	smole	smole	PROPN
cjrl-2297	560	11	,	,	PUNCT
cjrl-2297	560	12	cong	cong	NOUN
cjrl-2297	560	13	.	.	PUNCT
cjrl-2297	561	1	research	research	NOUN
cjrl-2297	561	2	serv	serv	PROPN
cjrl-2297	561	3	.	.	PUNCT
cjrl-2297	561	4	,	,	PUNCT
cjrl-2297	561	5	rl34452	rl34452	NOUN
cjrl-2297	561	6	,	,	PUNCT
cjrl-2297	561	7	proposals	proposal	NOUN
cjrl-2297	561	8	to	to	PART
cjrl-2297	561	9	ensure	ensure	VERB
cjrl-2297	561	10	the	the	DET
cjrl-2297	561	11	availability	availability	NOUN
cjrl-2297	561	12	of	of	ADP
cjrl-2297	561	13	federal	federal	ADJ
cjrl-2297	561	14	student	student	NOUN
cjrl-2297	561	15	loans	loan	NOUN
cjrl-2297	561	16	during	during	ADP
cjrl-2297	561	17	an	an	DET
cjrl-2297	561	18	economic	economic	ADJ
cjrl-2297	561	19	downturn	downturn	NOUN
cjrl-2297	561	20	:	:	PUNCT
cjrl-2297	561	21	a	a	DET
cjrl-2297	561	22	brief	brief	ADJ
cjrl-2297	561	23	overview	overview	NOUN
cjrl-2297	561	24	of	of	ADP
cjrl-2297	561	25	h.r	h.r	PROPN
cjrl-2297	561	26	.	.	PROPN
cjrl-2297	561	27	5715	5715	NUM
cjrl-2297	561	28	and	and	CCONJ
cjrl-2297	561	29	s.	s.	PROPN
cjrl-2297	561	30	2815	2815	NUM
cjrl-2297	561	31	(	(	PUNCT
cjrl-2297	561	32	2008	2008	NUM
cjrl-2297	561	33	)	)	PUNCT
cjrl-2297	561	34	(	(	PUNCT
cjrl-2297	561	35	“	"	PUNCT
cjrl-2297	561	36	under	under	ADP
cjrl-2297	561	37	current	current	ADJ
cjrl-2297	561	38	law	law	NOUN
cjrl-2297	561	39	[	[	X
cjrl-2297	561	40	as	as	ADP
cjrl-2297	561	41	of	of	ADP
cjrl-2297	561	42	2008	2008	NUM
cjrl-2297	561	43	]	]	PUNCT
cjrl-2297	561	44	,	,	PUNCT
cjrl-2297	561	45	the	the	DET
cjrl-2297	561	46	repayment	repayment	NOUN
cjrl-2297	561	47	of	of	ADP
cjrl-2297	561	48	plus	plus	CCONJ
cjrl-2297	561	49	loans	loan	NOUN
cjrl-2297	561	50	to	to	ADP
cjrl-2297	561	51	parents	parent	NOUN
cjrl-2297	561	52	,	,	PUNCT
cjrl-2297	561	53	graduate	graduate	NOUN
cjrl-2297	561	54	students	student	NOUN
cjrl-2297	561	55	,	,	PUNCT
cjrl-2297	561	56	and	and	CCONJ
cjrl-2297	561	57	professional	professional	ADJ
cjrl-2297	561	58	students	student	NOUN
cjrl-2297	561	59	commences	commence	VERB
cjrl-2297	561	60	not	not	PART
cjrl-2297	561	61	later	later	ADV
cjrl-2297	561	62	60	60	NUM
cjrl-2297	561	63	days	day	NOUN
cjrl-2297	561	64	after	after	SCONJ
cjrl-2297	561	65	the	the	DET
cjrl-2297	561	66	last	last	ADJ
cjrl-2297	561	67	disbursement	disbursement	NOUN
cjrl-2297	561	68	of	of	ADP
cjrl-2297	561	69	the	the	DET
cjrl-2297	561	70	loan	loan	NOUN
cjrl-2297	561	71	is	be	AUX
cjrl-2297	561	72	made	make	VERB
cjrl-2297	561	73	.	.	PUNCT
cjrl-2297	562	1	this	this	PRON
cjrl-2297	562	2	is	be	AUX
cjrl-2297	562	3	in	in	ADP
cjrl-2297	562	4	contrast	contrast	NOUN
cjrl-2297	562	5	to	to	ADP
cjrl-2297	562	6	the	the	DET
cjrl-2297	562	7	repayment	repayment	NOUN
cjrl-2297	562	8	of	of	ADP
cjrl-2297	562	9	stafford	stafford	PROPN
cjrl-2297	562	10	loans	loan	NOUN
cjrl-2297	562	11	,	,	PUNCT
cjrl-2297	562	12	for	for	ADP
cjrl-2297	562	13	which	which	DET
cjrl-2297	562	14	repayment	repayment	NOUN
cjrl-2297	562	15	does	do	AUX
cjrl-2297	562	16	not	not	PART
cjrl-2297	562	17	commence	commence	VERB
cjrl-2297	562	18	until	until	ADP
cjrl-2297	562	19	the	the	DET
cjrl-2297	562	20	day	day	NOUN
cjrl-2297	562	21	after	after	ADP
cjrl-2297	562	22	six	six	NUM
cjrl-2297	562	23	months	month	NOUN
cjrl-2297	562	24	following	follow	VERB
cjrl-2297	562	25	the	the	DET
cjrl-2297	562	26	borrower	borrower	NOUN
cjrl-2297	562	27	ceasing	cease	VERB
cjrl-2297	562	28	to	to	PART
cjrl-2297	562	29	be	be	AUX
cjrl-2297	562	30	enrolled	enrol	VERB
cjrl-2297	562	31	in	in	ADP
cjrl-2297	562	32	school	school	NOUN
cjrl-2297	562	33	on	on	ADP
cjrl-2297	562	34	at	at	ADV
cjrl-2297	562	35	least	least	ADJ
cjrl-2297	562	36	a	a	PRON
cjrl-2297	562	37	half	half	ADJ
cjrl-2297	562	38	-	-	PUNCT
cjrl-2297	562	39	time	time	NOUN
cjrl-2297	562	40	basis	basis	NOUN
cjrl-2297	562	41	.	.	PUNCT
cjrl-2297	562	42	”	"	PUNCT
cjrl-2297	562	43	)	)	PUNCT
cjrl-2297	562	44	.	.	PUNCT
cjrl-2297	563	1	192	192	NUM
cjrl-2297	563	2	see	see	VERB
cjrl-2297	563	3	u.s	u.s	PROPN
cjrl-2297	563	4	.	.	PROPN
cjrl-2297	563	5	dept	dept	PROPN
cjrl-2297	563	6	.	.	PROPN
cjrl-2297	564	1	of	of	ADP
cjrl-2297	564	2	educ	educ	PROPN
cjrl-2297	564	3	.	.	PUNCT
cjrl-2297	565	1	,	,	PUNCT
cjrl-2297	565	2	deferment	deferment	NOUN
cjrl-2297	565	3	and	and	CCONJ
cjrl-2297	565	4	forbearance	forbearance	NOUN
cjrl-2297	565	5	,	,	PUNCT
cjrl-2297	565	6	federal	federal	ADJ
cjrl-2297	565	7	student	student	NOUN
cjrl-2297	565	8	aid	aid	NOUN
cjrl-2297	565	9	,	,	PUNCT
cjrl-2297	565	10	http://studentaid.ed.gov/	http://studentaid.ed.gov/	NOUN
cjrl-2297	565	11	repay	repay	NOUN
cjrl-2297	565	12	-	-	PUNCT
cjrl-2297	565	13	loans	loan	NOUN
cjrl-2297	565	14	/	/	SYM
cjrl-2297	565	15	deferment	deferment	NOUN
cjrl-2297	565	16	-	-	PUNCT
cjrl-2297	565	17	forbearance	forbearance	NOUN
cjrl-2297	565	18	(	(	PUNCT
cjrl-2297	565	19	noting	note	VERB
cjrl-2297	565	20	that	that	SCONJ
cjrl-2297	565	21	the	the	DET
cjrl-2297	565	22	federal	federal	ADJ
cjrl-2297	565	23	government	government	NOUN
cjrl-2297	565	24	will	will	AUX
cjrl-2297	565	25	not	not	PART
cjrl-2297	565	26	pay	pay	VERB
cjrl-2297	565	27	the	the	DET
cjrl-2297	565	28	interest	interest	NOUN
cjrl-2297	565	29	on	on	ADP
cjrl-2297	565	30	any	any	DET
cjrl-2297	565	31	unsubsidized	unsubsidized	ADJ
cjrl-2297	565	32	loans	loan	NOUN
cjrl-2297	565	33	,	,	PUNCT
cjrl-2297	565	34	including	include	VERB
cjrl-2297	565	35	plus	plus	CCONJ
cjrl-2297	565	36	loans	loan	NOUN
cjrl-2297	565	37	)	)	PUNCT
cjrl-2297	565	38	.	.	PUNCT
cjrl-2297	566	1	193	193	NUM
cjrl-2297	566	2	see	see	VERB
cjrl-2297	566	3	wang	wang	PROPN
cjrl-2297	566	4	,	,	PUNCT
cjrl-2297	566	5	supra	supra	PROPN
cjrl-2297	566	6	note	note	PROPN
cjrl-2297	566	7	190	190	NUM
cjrl-2297	566	8	.	.	PUNCT
cjrl-2297	566	9	194	194	NUM
cjrl-2297	566	10	see	see	VERB
cjrl-2297	566	11	tim	tim	PROPN
cjrl-2297	566	12	grant	grant	PROPN
cjrl-2297	566	13	,	,	PUNCT
cjrl-2297	566	14	parents	parent	NOUN
cjrl-2297	566	15	should	should	AUX
cjrl-2297	566	16	beware	beware	VERB
cjrl-2297	566	17	of	of	ADP
cjrl-2297	566	18	borrowing	borrow	VERB
cjrl-2297	566	19	too	too	ADV
cjrl-2297	566	20	much	much	ADV
cjrl-2297	566	21	for	for	ADP
cjrl-2297	566	22	children	child	NOUN
cjrl-2297	566	23	’s	’s	PART
cjrl-2297	566	24	college	college	NOUN
cjrl-2297	566	25	education	education	NOUN
cjrl-2297	566	26	,	,	PUNCT
cjrl-2297	566	27	pittsburg	pittsburg	PROPN
cjrl-2297	566	28	postgazette	postgazette	NOUN
cjrl-2297	566	29	,	,	PUNCT
cjrl-2297	566	30	april	april	PROPN
cjrl-2297	566	31	23	23	NUM
cjrl-2297	566	32	,	,	PUNCT
cjrl-2297	566	33	2013	2013	NUM
cjrl-2297	566	34	,	,	PUNCT
cjrl-2297	566	35	http://www.post-gazette.com/stories/business/news/parents-should-beware-of-borrowingtoo-much-to-pay-for-their-childrens-college-education-684630/.	http://www.post-gazette.com/stories/business/news/parents-should-beware-of-borrowingtoo-much-to-pay-for-their-childrens-college-education-684630/.	NOUN
cjrl-2297	566	36	195	195	NUM
cjrl-2297	566	37	see	see	VERB
cjrl-2297	566	38	lynn	lynn	PROPN
cjrl-2297	566	39	o’shaughnessy	o’shaughnessy	PROPN
cjrl-2297	566	40	,	,	PUNCT
cjrl-2297	566	41	why	why	SCONJ
cjrl-2297	566	42	parent	parent	NOUN
cjrl-2297	566	43	college	college	NOUN
cjrl-2297	566	44	loans	loan	NOUN
cjrl-2297	566	45	can	can	AUX
cjrl-2297	566	46	be	be	AUX
cjrl-2297	566	47	hazardous	hazardous	ADJ
cjrl-2297	566	48	,	,	PUNCT
cjrl-2297	566	49	cbs	cbs	PROPN
cjrl-2297	566	50	news	news	PROPN
cjrl-2297	566	51	,	,	PUNCT
cjrl-2297	566	52	nov	nov	PROPN
cjrl-2297	566	53	.	.	PROPN
cjrl-2297	566	54	29	29	NUM
cjrl-2297	566	55	,	,	PUNCT
cjrl-2297	566	56	2012	2012	NUM
cjrl-2297	566	57	,	,	PUNCT
cjrl-2297	566	58	http://www.cbsnews.com/8301-500395_162-57556031/why-parent-college-loans-can-be-hazardous/.	http://www.cbsnews.com/8301-500395_162-57556031/why-parent-college-loans-can-be-hazardous/.	NOUN
cjrl-2297	566	59	196	196	NUM
cjrl-2297	566	60	see	see	NOUN
cjrl-2297	566	61	,	,	PUNCT
cjrl-2297	566	62	e.g.	e.g.	ADV
cjrl-2297	566	63	,	,	PUNCT
cjrl-2297	566	64	liz	liz	PROPN
cjrl-2297	566	65	weston	weston	PROPN
cjrl-2297	566	66	,	,	PUNCT
cjrl-2297	566	67	parent	parent	NOUN
cjrl-2297	566	68	plus	plus	CCONJ
cjrl-2297	566	69	loans	loan	NOUN
cjrl-2297	566	70	pose	pose	VERB
cjrl-2297	566	71	hazard	hazard	NOUN
cjrl-2297	566	72	,	,	PUNCT
cjrl-2297	566	73	msn	msn	PROPN
cjrl-2297	566	74	money	money	NOUN
cjrl-2297	566	75	,	,	PUNCT
cjrl-2297	566	76	nov	nov	PROPN
cjrl-2297	566	77	.	.	PROPN
cjrl-2297	566	78	15	15	NUM
cjrl-2297	566	79	,	,	PUNCT
cjrl-2297	566	80	2012	2012	NUM
cjrl-2297	566	81	,	,	PUNCT
cjrl-2297	566	82	http://money.msn.com/	http://money.msn.com/	ADJ
cjrl-2297	566	83	baby	baby	NOUN
cjrl-2297	566	84	-	-	PUNCT
cjrl-2297	566	85	boomers	boomer	NOUN
cjrl-2297	566	86	/	/	SYM
cjrl-2297	566	87	parent	parent	NOUN
cjrl-2297	566	88	-	-	PUNCT
cjrl-2297	566	89	plus	plus	CCONJ
cjrl-2297	566	90	-	-	PUNCT
cjrl-2297	566	91	loans	loan	NOUN
cjrl-2297	566	92	-	-	PUNCT
cjrl-2297	566	93	pose	pose	NOUN
cjrl-2297	566	94	-	-	PUNCT
cjrl-2297	566	95	hazards	hazard	NOUN
cjrl-2297	566	96	.	.	PUNCT
cjrl-2297	567	1	197	197	NUM
cjrl-2297	567	2	see	see	VERB
cjrl-2297	567	3	wang	wang	PROPN
cjrl-2297	567	4	,	,	PUNCT
cjrl-2297	567	5	supra	supra	PROPN
cjrl-2297	567	6	note	note	PROPN
cjrl-2297	567	7	190	190	NUM
cjrl-2297	567	8	;	;	PUNCT
cjrl-2297	567	9	libby	libby	PROPN
cjrl-2297	567	10	a.	a.	PROPN
cjrl-2297	567	11	nelson	nelson	PROPN
cjrl-2297	567	12	,	,	PUNCT
cjrl-2297	567	13	cracking	crack	VERB
cjrl-2297	567	14	down	down	ADP
cjrl-2297	567	15	on	on	ADP
cjrl-2297	567	16	plus	plus	CCONJ
cjrl-2297	567	17	loans	loan	NOUN
cjrl-2297	567	18	,	,	PUNCT
cjrl-2297	567	19	inside	inside	ADP
cjrl-2297	567	20	higher	high	ADJ
cjrl-2297	567	21	education	education	NOUN
cjrl-2297	567	22	,	,	PUNCT
cjrl-2297	567	23	oct	oct	PROPN
cjrl-2297	567	24	.	.	PROPN
cjrl-2297	567	25	12	12	NUM
cjrl-2297	567	26	,	,	PUNCT
cjrl-2297	567	27	2012	2012	NUM
cjrl-2297	567	28	,	,	PUNCT
cjrl-2297	567	29	http://www.insidehighered.com/news/2012/10/12/standards-tightening-federal-plus-loans	http://www.insidehighered.com/news/2012/10/12/standards-tightening-federal-plus-loans	PROPN
cjrl-2297	567	30	.	.	X
cjrl-2297	567	31	198	198	NUM
cjrl-2297	567	32	see	see	VERB
cjrl-2297	567	33	mark	mark	PROPN
cjrl-2297	567	34	kantrowitz	kantrowitz	PROPN
cjrl-2297	567	35	,	,	PUNCT
cjrl-2297	567	36	solving	solve	VERB
cjrl-2297	567	37	the	the	DET
cjrl-2297	567	38	student	student	NOUN
cjrl-2297	567	39	loan	loan	NOUN
cjrl-2297	567	40	credit	credit	NOUN
cjrl-2297	567	41	crunch	crunch	NOUN
cjrl-2297	567	42	(	(	PUNCT
cjrl-2297	567	43	2008	2008	NUM
cjrl-2297	567	44	)	)	PUNCT
cjrl-2297	567	45	,	,	PUNCT
cjrl-2297	567	46	at	at	ADP
cjrl-2297	567	47	3	3	NUM
cjrl-2297	567	48	,	,	PUNCT
cjrl-2297	567	49	http://www.finaid.org/educators/	http://www.finaid.org/educators/	ADP
cjrl-2297	567	50	studentaidpolicy.phtml	studentaidpolicy.phtml	NOUN
cjrl-2297	567	51	(	(	PUNCT
cjrl-2297	567	52	listing	list	VERB
cjrl-2297	567	53	the	the	DET
cjrl-2297	567	54	lender	lender	NOUN
cjrl-2297	567	55	-	-	PUNCT
cjrl-2297	567	56	of	of	ADP
cjrl-2297	567	57	-	-	PUNCT
cjrl-2297	567	58	last	last	ADJ
cjrl-2297	567	59	resort	resort	NOUN
cjrl-2297	567	60	program	program	NOUN
cjrl-2297	567	61	as	as	ADP
cjrl-2297	567	62	a	a	DET
cjrl-2297	567	63	possible	possible	ADJ
cjrl-2297	567	64	,	,	PUNCT
cjrl-2297	567	65	but	but	CCONJ
cjrl-2297	567	66	untested	untested	ADJ
cjrl-2297	567	67	solution	solution	NOUN
cjrl-2297	567	68	,	,	PUNCT
cjrl-2297	567	69	to	to	ADP
cjrl-2297	567	70	the	the	DET
cjrl-2297	567	71	loss	loss	NOUN
cjrl-2297	567	72	of	of	ADP
cjrl-2297	567	73	potential	potential	ADJ
cjrl-2297	567	74	student	student	NOUN
cjrl-2297	567	75	loan	loan	NOUN
cjrl-2297	567	76	lenders	lender	NOUN
cjrl-2297	567	77	)	)	PUNCT
cjrl-2297	567	78	.	.	PUNCT
cjrl-2297	568	1	199	199	NUM
cjrl-2297	568	2	see	see	VERB
cjrl-2297	568	3	generally	generally	ADV
cjrl-2297	568	4	34	34	NUM
cjrl-2297	568	5	c.f.r	c.f.r	NOUN
cjrl-2297	568	6	.	.	PUNCT
cjrl-2297	569	1	§	§	PROPN
cjrl-2297	569	2	682.204(d	682.204(d	NUM
cjrl-2297	569	3	)	)	PUNCT
cjrl-2297	569	4	(	(	PUNCT
cjrl-2297	569	5	2013	2013	NUM
cjrl-2297	569	6	)	)	PUNCT
cjrl-2297	569	7	(	(	PUNCT
cjrl-2297	569	8	“	"	PUNCT
cjrl-2297	569	9	a	a	DET
cjrl-2297	569	10	parent	parent	NOUN
cjrl-2297	569	11	’s	’s	PART
cjrl-2297	569	12	refusal	refusal	NOUN
cjrl-2297	569	13	to	to	PART
cjrl-2297	569	14	borrow	borrow	VERB
cjrl-2297	569	15	a	a	DET
cjrl-2297	569	16	plus	plus	ADJ
cjrl-2297	569	17	loan	loan	NOUN
cjrl-2297	569	18	does	do	AUX
cjrl-2297	569	19	not	not	PART
cjrl-2297	569	20	constitute	constitute	VERB
cjrl-2297	569	21	an	an	DET
cjrl-2297	569	22	exceptional	exceptional	ADJ
cjrl-2297	569	23	circumstance	circumstance	NOUN
cjrl-2297	569	24	.	.	PUNCT
cjrl-2297	569	25	”	"	PUNCT
cjrl-2297	569	26	)	)	PUNCT
cjrl-2297	569	27	.	.	PUNCT
cjrl-2297	570	1	200	200	NUM
cjrl-2297	570	2	see	see	VERB
cjrl-2297	570	3	,	,	PUNCT
cjrl-2297	570	4	e.g.	e.g.	ADV
cjrl-2297	570	5	,	,	PUNCT
cjrl-2297	570	6	reginald	reginald	PROPN
cjrl-2297	570	7	stuart	stuart	PROPN
cjrl-2297	570	8	,	,	PUNCT
cjrl-2297	570	9	hbcus	hbcu	VERB
cjrl-2297	570	10	trying	try	VERB
cjrl-2297	570	11	to	to	PART
cjrl-2297	570	12	undo	undo	VERB
cjrl-2297	570	13	damage	damage	NOUN
cjrl-2297	570	14	resulting	result	VERB
cjrl-2297	570	15	from	from	ADP
cjrl-2297	570	16	federal	federal	ADJ
cjrl-2297	570	17	parent	parent	NOUN
cjrl-2297	570	18	plus	plus	CCONJ
cjrl-2297	570	19	loan	loan	NOUN
cjrl-2297	570	20	revisions	revision	NOUN
cjrl-2297	570	21	,	,	PUNCT
cjrl-2297	570	22	diverse	diverse	ADJ
cjrl-2297	570	23	issues	issue	NOUN
cjrl-2297	570	24	in	in	ADP
cjrl-2297	570	25	higher	high	ADJ
cjrl-2297	570	26	educ	educ	NOUN
cjrl-2297	570	27	.	.	PUNCT
cjrl-2297	571	1	,	,	PUNCT
cjrl-2297	571	2	may	may	AUX
cjrl-2297	571	3	2	2	NUM
cjrl-2297	571	4	,	,	PUNCT
cjrl-2297	571	5	2013	2013	NUM
cjrl-2297	571	6	,	,	PUNCT
cjrl-2297	571	7	http://diverseeducation.com/article/53056/	http://diverseeducation.com/article/53056/	PROPN
cjrl-2297	571	8	;	;	PUNCT
cjrl-2297	571	9	brock	brock	PROPN
cjrl-2297	571	10	vergakis	vergakis	PROPN
cjrl-2297	571	11	,	,	PUNCT
cjrl-2297	571	12	plus	plus	CCONJ
cjrl-2297	571	13	loans	loan	NOUN
cjrl-2297	571	14	:	:	PUNCT
cjrl-2297	571	15	new	new	ADJ
cjrl-2297	571	16	u.s	u.s	PROPN
cjrl-2297	571	17	.	.	PROPN
cjrl-2297	571	18	department	department	PROPN
cjrl-2297	571	19	of	of	ADP
cjrl-2297	571	20	education	education	NOUN
cjrl-2297	571	21	policies	policy	NOUN
cjrl-2297	571	22	hamper	hamper	VERB
cjrl-2297	571	23	black	black	ADJ
cjrl-2297	571	24	college	college	NOUN
cjrl-2297	571	25	enrollment	enrollment	NOUN
cjrl-2297	571	26	,	,	PUNCT
cjrl-2297	571	27	huffington	huffington	PROPN
cjrl-2297	571	28	post	post	PROPN
cjrl-2297	571	29	,	,	PUNCT
cjrl-2297	571	30	feb	feb	PROPN
cjrl-2297	571	31	.	.	PROPN
cjrl-2297	571	32	26	26	NUM
cjrl-2297	571	33	,	,	PUNCT
cjrl-2297	571	34	2013	2013	NUM
cjrl-2297	571	35	,	,	PUNCT
cjrl-2297	571	36	http://www.huffingtonpost.com/2013/02/26/plus-loans-new-us-departm_n_2766191.html	http://www.huffingtonpost.com/2013/02/26/plus-loans-new-us-departm_n_2766191.html	PROPN
cjrl-2297	571	37	;	;	PUNCT
cjrl-2297	571	38	reginald	reginald	PROPN
cjrl-2297	571	39	stuart	stuart	PROPN
cjrl-2297	571	40	,	,	PUNCT
cjrl-2297	571	41	loan	loan	NOUN
cjrl-2297	571	42	change	change	NOUN
cjrl-2297	571	43	sends	send	VERB
cjrl-2297	571	44	thousands	thousand	NOUN
cjrl-2297	571	45	of	of	ADP
cjrl-2297	571	46	students	student	NOUN
cjrl-2297	571	47	home	home	ADV
cjrl-2297	571	48	,	,	PUNCT
cjrl-2297	571	49	diverse	diverse	ADJ
cjrl-2297	571	50	issues	issue	NOUN
cjrl-2297	571	51	in	in	ADP
cjrl-2297	571	52	higher	high	ADJ
cjrl-2297	571	53	education	education	NOUN
cjrl-2297	571	54	,	,	PUNCT
cjrl-2297	571	55	oct	oct	PROPN
cjrl-2297	571	56	.	.	PROPN
cjrl-2297	571	57	11	11	NUM
cjrl-2297	571	58	,	,	PUNCT
cjrl-2297	571	59	2012	2012	NUM
cjrl-2297	571	60	;	;	PUNCT
cjrl-2297	571	61	see	see	VERB
cjrl-2297	571	62	generally	generally	ADV
cjrl-2297	571	63	kenneth	kenneth	PROPN
cjrl-2297	571	64	foreclosures	foreclosure	NOUN
cjrl-2297	571	65	and	and	CCONJ
cjrl-2297	571	66	financial	financial	ADJ
cjrl-2297	571	67	aid	aid	NOUN
cjrl-2297	571	68	vol	vol	NOUN
cjrl-2297	571	69	.	.	PUNCT
cjrl-2297	572	1	4:2	4:2	NUM
cjrl-2297	573	1	156	156	NUM
cjrl-2297	573	2	the	the	DET
cjrl-2297	573	3	federal	federal	ADJ
cjrl-2297	573	4	plus	plus	CCONJ
cjrl-2297	573	5	loan	loan	NOUN
cjrl-2297	573	6	program	program	NOUN
cjrl-2297	573	7	was	be	AUX
cjrl-2297	573	8	previously	previously	ADV
cjrl-2297	573	9	administered	administer	VERB
cjrl-2297	573	10	in	in	ADP
cjrl-2297	573	11	part	part	NOUN
cjrl-2297	573	12	under	under	ADP
cjrl-2297	573	13	the	the	DET
cjrl-2297	573	14	ffel	ffel	ADJ
cjrl-2297	573	15	program	program	NOUN
cjrl-2297	573	16	where	where	SCONJ
cjrl-2297	573	17	private	private	ADJ
cjrl-2297	573	18	lenders	lender	NOUN
cjrl-2297	573	19	,	,	PUNCT
cjrl-2297	573	20	including	include	VERB
cjrl-2297	573	21	banks	bank	NOUN
cjrl-2297	573	22	and	and	CCONJ
cjrl-2297	573	23	other	other	ADJ
cjrl-2297	573	24	financial	financial	ADJ
cjrl-2297	573	25	institutions	institution	NOUN
cjrl-2297	573	26	,	,	PUNCT
cjrl-2297	573	27	would	would	AUX
cjrl-2297	573	28	fund	fund	VERB
cjrl-2297	573	29	federally	federally	ADV
cjrl-2297	573	30	insured	insure	VERB
cjrl-2297	573	31	student	student	NOUN
cjrl-2297	573	32	loans.201	loans.201	VERB
cjrl-2297	573	33	the	the	DET
cjrl-2297	573	34	ffel	ffel	ADJ
cjrl-2297	573	35	plus	plus	CCONJ
cjrl-2297	573	36	loan	loan	NOUN
cjrl-2297	573	37	program	program	NOUN
cjrl-2297	573	38	was	be	AUX
cjrl-2297	573	39	discontinued	discontinue	VERB
cjrl-2297	573	40	for	for	ADP
cjrl-2297	573	41	loans	loan	NOUN
cjrl-2297	573	42	issued	issue	VERB
cjrl-2297	573	43	after	after	ADP
cjrl-2297	573	44	june	june	PROPN
cjrl-2297	573	45	30	30	NUM
cjrl-2297	573	46	,	,	PUNCT
cjrl-2297	573	47	2010.202	2010.202	PROPN
cjrl-2297	573	48	the	the	DET
cjrl-2297	573	49	u.s	u.s	PROPN
cjrl-2297	573	50	.	.	PROPN
cjrl-2297	573	51	department	department	PROPN
cjrl-2297	573	52	of	of	ADP
cjrl-2297	573	53	education	education	NOUN
cjrl-2297	573	54	is	be	AUX
cjrl-2297	573	55	now	now	ADV
cjrl-2297	573	56	the	the	DET
cjrl-2297	573	57	plus	plus	ADJ
cjrl-2297	573	58	loan	loan	NOUN
cjrl-2297	573	59	originator	originator	NOUN
cjrl-2297	573	60	under	under	ADP
cjrl-2297	573	61	the	the	DET
cjrl-2297	573	62	direct	direct	ADJ
cjrl-2297	573	63	loan	loan	NOUN
cjrl-2297	573	64	program.203	program.203	ADV
cjrl-2297	573	65	however	however	ADV
cjrl-2297	573	66	,	,	PUNCT
cjrl-2297	573	67	ffel	ffel	ADJ
cjrl-2297	573	68	plus	plus	CCONJ
cjrl-2297	573	69	loans	loan	NOUN
cjrl-2297	573	70	issued	issue	VERB
cjrl-2297	573	71	before	before	SCONJ
cjrl-2297	573	72	the	the	DET
cjrl-2297	573	73	program	program	NOUN
cjrl-2297	573	74	was	be	AUX
cjrl-2297	573	75	discontinued	discontinue	VERB
cjrl-2297	573	76	will	will	AUX
cjrl-2297	573	77	remain	remain	VERB
cjrl-2297	573	78	under	under	ADP
cjrl-2297	573	79	the	the	DET
cjrl-2297	573	80	administration	administration	NOUN
cjrl-2297	573	81	of	of	ADP
cjrl-2297	573	82	private	private	ADJ
cjrl-2297	573	83	lenders.204	lenders.204	PROPN
cjrl-2297	573	84	the	the	DET
cjrl-2297	573	85	ffel	ffel	ADJ
cjrl-2297	573	86	plus	plus	CCONJ
cjrl-2297	573	87	loan	loan	NOUN
cjrl-2297	573	88	interest	interest	NOUN
cjrl-2297	573	89	rate	rate	NOUN
cjrl-2297	573	90	is	be	AUX
cjrl-2297	573	91	,	,	PUNCT
cjrl-2297	573	92	at	at	ADP
cjrl-2297	573	93	8.5	8.5	NUM
cjrl-2297	573	94	%	%	NOUN
cjrl-2297	573	95	,	,	PUNCT
cjrl-2297	573	96	higher	high	ADJ
cjrl-2297	573	97	than	than	ADP
cjrl-2297	573	98	the	the	DET
cjrl-2297	573	99	corbin	corbin	NOUN
cjrl-2297	573	100	,	,	PUNCT
cjrl-2297	573	101	guide	guide	VERB
cjrl-2297	573	102	to	to	ADP
cjrl-2297	573	103	student	student	NOUN
cjrl-2297	573	104	loans	loan	NOUN
cjrl-2297	573	105	:	:	PUNCT
cjrl-2297	573	106	3	3	NUM
cjrl-2297	573	107	must	must	AUX
cjrl-2297	573	108	-	-	PUNCT
cjrl-2297	573	109	know	know	VERB
cjrl-2297	573	110	facts	fact	NOUN
cjrl-2297	573	111	about	about	ADP
cjrl-2297	573	112	stafford	stafford	PROPN
cjrl-2297	573	113	,	,	PUNCT
cjrl-2297	573	114	parent	parent	NOUN
cjrl-2297	573	115	plus	plus	CCONJ
cjrl-2297	573	116	and	and	CCONJ
cjrl-2297	573	117	private	private	ADJ
cjrl-2297	573	118	loans	loan	NOUN
cjrl-2297	573	119	,	,	PUNCT
cjrl-2297	573	120	usa	usa	PROPN
cjrl-2297	573	121	today	today	NOUN
cjrl-2297	573	122	,	,	PUNCT
cjrl-2297	573	123	sept	sept	PROPN
cjrl-2297	573	124	.	.	PROPN
cjrl-2297	573	125	2	2	NUM
cjrl-2297	573	126	,	,	PUNCT
cjrl-2297	573	127	2011	2011	NUM
cjrl-2297	573	128	,	,	PUNCT
cjrl-2297	573	129	http://www.usatodayeducate.com/staging/index.php/toolbox/guide-to-student-loans-3-must-know-facts-aboutstafford-parent-plus-and-private-loans	http://www.usatodayeducate.com/staging/index.php/toolbox/guide-to-student-loans-3-must-know-facts-aboutstafford-parent-plus-and-private-loan	NOUN
cjrl-2297	573	130	.	.	PUNCT
cjrl-2297	574	1	201	201	NUM
cjrl-2297	574	2	see	see	VERB
cjrl-2297	574	3	u.s	u.s	PROPN
cjrl-2297	574	4	.	.	PROPN
cjrl-2297	574	5	dept	dept	PROPN
cjrl-2297	574	6	.	.	PROPN
cjrl-2297	575	1	of	of	ADP
cjrl-2297	575	2	educ	educ	PROPN
cjrl-2297	575	3	.	.	PUNCT
cjrl-2297	576	1	,	,	PUNCT
cjrl-2297	576	2	federal	federal	ADJ
cjrl-2297	576	3	family	family	NOUN
cjrl-2297	576	4	education	education	NOUN
cjrl-2297	576	5	loan	loan	NOUN
cjrl-2297	576	6	(	(	PUNCT
cjrl-2297	576	7	ffel	ffel	ADJ
cjrl-2297	576	8	)	)	PUNCT
cjrl-2297	576	9	program	program	NOUN
cjrl-2297	576	10	,	,	PUNCT
cjrl-2297	576	11	purpose	purpose	NOUN
cjrl-2297	576	12	,	,	PUNCT
cjrl-2297	576	13	federal	federal	ADJ
cjrl-2297	576	14	student	student	NOUN
cjrl-2297	576	15	aid	aid	NOUN
cjrl-2297	576	16	,	,	PUNCT
cjrl-2297	576	17	http://www2.ed.gov/programs/ffel/index.html	http://www2.ed.gov/programs/ffel/index.html	PROPN
cjrl-2297	576	18	;	;	PUNCT
cjrl-2297	576	19	u.s	u.s	PROPN
cjrl-2297	576	20	.	.	PROPN
cjrl-2297	576	21	dept	dept	PROPN
cjrl-2297	576	22	.	.	PROPN
cjrl-2297	577	1	of	of	ADP
cjrl-2297	577	2	educ	educ	PROPN
cjrl-2297	577	3	.	.	PUNCT
cjrl-2297	577	4	,	,	PUNCT
cjrl-2297	577	5	student	student	NOUN
cjrl-2297	577	6	loan	loan	NOUN
cjrl-2297	577	7	borrower	borrower	NOUN
cjrl-2297	577	8	assistance	assistance	NOUN
cjrl-2297	577	9	,	,	PUNCT
cjrl-2297	577	10	federal	federal	ADJ
cjrl-2297	577	11	student	student	NOUN
cjrl-2297	577	12	aid	aid	NOUN
cjrl-2297	577	13	,	,	PUNCT
cjrl-2297	577	14	http://www.studentloanborrowerassistance.org/understand-loans/federal-loans/	http://www.studentloanborrowerassistance.org/understand-loans/federal-loans/	PROPN
cjrl-2297	577	15	;	;	PUNCT
cjrl-2297	577	16	u.s	u.s	PROPN
cjrl-2297	577	17	.	.	PROPN
cjrl-2297	577	18	dept	dept	PROPN
cjrl-2297	577	19	.	.	PROPN
cjrl-2297	578	1	of	of	ADP
cjrl-2297	578	2	educ	educ	PROPN
cjrl-2297	578	3	.	.	PUNCT
cjrl-2297	579	1	,	,	PUNCT
cjrl-2297	579	2	subsidized	subsidize	VERB
cjrl-2297	579	3	and	and	CCONJ
cjrl-2297	579	4	unsubsidized	unsubsidized	ADJ
cjrl-2297	579	5	loans	loan	NOUN
cjrl-2297	579	6	,	,	PUNCT
cjrl-2297	579	7	federal	federal	ADJ
cjrl-2297	579	8	student	student	NOUN
cjrl-2297	579	9	aid	aid	NOUN
cjrl-2297	579	10	,	,	PUNCT
cjrl-2297	579	11	http://studentaid.ed.gov/types/loans/	http://studentaid.ed.gov/types/loans/	PROPN
cjrl-2297	579	12	subsidized	subsidize	VERB
cjrl-2297	579	13	-	-	PUNCT
cjrl-2297	579	14	unsubsidized	unsubsidized	ADJ
cjrl-2297	579	15	.	.	PUNCT
cjrl-2297	580	1	202	202	NUM
cjrl-2297	580	2	see	see	VERB
cjrl-2297	580	3	health	health	NOUN
cjrl-2297	580	4	care	care	NOUN
cjrl-2297	580	5	and	and	CCONJ
cjrl-2297	580	6	education	education	NOUN
cjrl-2297	580	7	reconciliation	reconciliation	NOUN
cjrl-2297	580	8	act	act	NOUN
cjrl-2297	580	9	of	of	ADP
cjrl-2297	580	10	2010	2010	NUM
cjrl-2297	580	11	,	,	PUNCT
cjrl-2297	580	12	pub	pub	NOUN
cjrl-2297	580	13	.	.	PUNCT
cjrl-2297	581	1	l.	l.	PROPN
cjrl-2297	581	2	111	111	NUM
cjrl-2297	581	3	–	–	PUNCT
cjrl-2297	581	4	152	152	NUM
cjrl-2297	581	5	,	,	PUNCT
cjrl-2297	581	6	20	20	NUM
cjrl-2297	581	7	usca	usca	ADJ
cjrl-2297	581	8	§	§	PROPN
cjrl-2297	581	9	1078	1078	NUM
cjrl-2297	581	10	-	-	SYM
cjrl-2297	581	11	2	2	NUM
cjrl-2297	581	12	,	,	PUNCT
cjrl-2297	581	13	including	include	VERB
cjrl-2297	581	14	the	the	DET
cjrl-2297	581	15	student	student	NOUN
cjrl-2297	581	16	aid	aid	NOUN
cjrl-2297	581	17	and	and	CCONJ
cjrl-2297	581	18	fiscal	fiscal	ADJ
cjrl-2297	581	19	responsibility	responsibility	NOUN
cjrl-2297	581	20	act	act	NOUN
cjrl-2297	581	21	(	(	PUNCT
cjrl-2297	581	22	safra	safra	NOUN
cjrl-2297	581	23	)	)	PUNCT
cjrl-2297	581	24	;	;	PUNCT
cjrl-2297	581	25	see	see	VERB
cjrl-2297	581	26	generally	generally	ADV
cjrl-2297	581	27	finaid	finaid	ADJ
cjrl-2297	581	28	,	,	PUNCT
cjrl-2297	581	29	student	student	NOUN
cjrl-2297	581	30	aid	aid	NOUN
cjrl-2297	581	31	and	and	CCONJ
cjrl-2297	581	32	fiscal	fiscal	ADJ
cjrl-2297	581	33	responsibility	responsibility	NOUN
cjrl-2297	581	34	act	act	NOUN
cjrl-2297	581	35	of	of	ADP
cjrl-2297	581	36	2009	2009	NUM
cjrl-2297	581	37	,	,	PUNCT
cjrl-2297	581	38	http://www.finaid.org/educators/20090715hr3221.phtml	http://www.finaid.org/educators/20090715hr3221.phtml	PROPN
cjrl-2297	581	39	(	(	PUNCT
cjrl-2297	581	40	“	"	PUNCT
cjrl-2297	581	41	safra	safra	NOUN
cjrl-2297	581	42	switches	switch	NOUN
cjrl-2297	581	43	to	to	ADP
cjrl-2297	581	44	100	100	NUM
cjrl-2297	581	45	%	%	NOUN
cjrl-2297	581	46	direct	direct	ADJ
cjrl-2297	581	47	lending	lending	NOUN
cjrl-2297	581	48	starting	start	VERB
cjrl-2297	581	49	july	july	PROPN
cjrl-2297	581	50	1	1	NUM
cjrl-2297	581	51	,	,	PUNCT
cjrl-2297	581	52	2010	2010	NUM
cjrl-2297	581	53	,	,	PUNCT
cjrl-2297	581	54	ending	end	VERB
cjrl-2297	581	55	the	the	DET
cjrl-2297	581	56	origination	origination	NOUN
cjrl-2297	581	57	of	of	ADP
cjrl-2297	581	58	new	new	ADJ
cjrl-2297	581	59	ffelp	ffelp	NOUN
cjrl-2297	581	60	loans	loan	NOUN
cjrl-2297	581	61	on	on	ADP
cjrl-2297	581	62	that	that	DET
cjrl-2297	581	63	date	date	NOUN
cjrl-2297	581	64	.	.	PUNCT
cjrl-2297	582	1	all	all	DET
cjrl-2297	582	2	new	new	ADJ
cjrl-2297	582	3	federal	federal	ADJ
cjrl-2297	582	4	education	education	NOUN
cjrl-2297	582	5	loans	loan	NOUN
cjrl-2297	582	6	would	would	AUX
cjrl-2297	582	7	be	be	AUX
cjrl-2297	582	8	made	make	VERB
cjrl-2297	582	9	through	through	ADP
cjrl-2297	582	10	the	the	DET
cjrl-2297	582	11	direct	direct	ADJ
cjrl-2297	582	12	loan	loan	NOUN
cjrl-2297	582	13	program	program	NOUN
cjrl-2297	582	14	.	.	PUNCT
cjrl-2297	582	15	”	"	PUNCT
cjrl-2297	582	16	)	)	PUNCT
cjrl-2297	582	17	;	;	PUNCT
cjrl-2297	582	18	angela	angela	PROPN
cjrl-2297	582	19	schmitz	schmitz	PROPN
cjrl-2297	582	20	,	,	PUNCT
cjrl-2297	582	21	what	what	PRON
cjrl-2297	582	22	is	be	AUX
cjrl-2297	582	23	a	a	DET
cjrl-2297	582	24	federally	federally	ADV
cjrl-2297	582	25	guaranteed	guarantee	VERB
cjrl-2297	582	26	student	student	NOUN
cjrl-2297	582	27	loan	loan	NOUN
cjrl-2297	582	28	?	?	PUNCT
cjrl-2297	582	29	,	,	PUNCT
cjrl-2297	582	30	nolo	nolo	PROPN
cjrl-2297	582	31	,	,	PUNCT
cjrl-2297	582	32	http://www.nolo.com/legal-encyclopedia/what-is-federally-guaranteed-student-loan.html	http://www.nolo.com/legal-encyclopedia/what-is-federally-guaranteed-student-loan.html	PROPN
cjrl-2297	582	33	.	.	PUNCT
cjrl-2297	582	34	203	203	NUM
cjrl-2297	582	35	see	see	VERB
cjrl-2297	582	36	u.s	u.s	PROPN
cjrl-2297	582	37	.	.	PROPN
cjrl-2297	582	38	dept	dept	PROPN
cjrl-2297	582	39	.	.	PROPN
cjrl-2297	583	1	of	of	ADP
cjrl-2297	583	2	ed	ed	PROPN
cjrl-2297	583	3	.	.	PROPN
cjrl-2297	583	4	,	,	PUNCT
cjrl-2297	583	5	federal	federal	ADJ
cjrl-2297	583	6	family	family	NOUN
cjrl-2297	583	7	education	education	NOUN
cjrl-2297	583	8	loan	loan	NOUN
cjrl-2297	583	9	(	(	PUNCT
cjrl-2297	583	10	ffel	ffel	ADJ
cjrl-2297	583	11	)	)	PUNCT
cjrl-2297	583	12	program	program	NOUN
cjrl-2297	583	13	,	,	PUNCT
cjrl-2297	583	14	purpose	purpose	NOUN
cjrl-2297	583	15	,	,	PUNCT
cjrl-2297	583	16	http://www2.ed.gov/	http://www2.ed.gov/	PROPN
cjrl-2297	583	17	programs	program	NOUN
cjrl-2297	583	18	/	/	SYM
cjrl-2297	583	19	ffel	ffel	X
cjrl-2297	583	20	/	/	SYM
cjrl-2297	583	21	index.html	index.html	PROPN
cjrl-2297	583	22	;	;	PUNCT
cjrl-2297	583	23	student	student	NOUN
cjrl-2297	583	24	loan	loan	NOUN
cjrl-2297	583	25	borrower	borrower	NOUN
cjrl-2297	583	26	assistance	assistance	NOUN
cjrl-2297	583	27	,	,	PUNCT
cjrl-2297	583	28	federal	federal	ADJ
cjrl-2297	583	29	loans	loan	NOUN
cjrl-2297	583	30	,	,	PUNCT
cjrl-2297	583	31	http://www.studentloanborrower	http://www.studentloanborrower	NOUN
cjrl-2297	583	32	assistance.org/understand-loans/federal-loans/.	assistance.org/understand-loans/federal-loans/.	NOUN
cjrl-2297	583	33	but	but	CCONJ
cjrl-2297	583	34	see	see	VERB
cjrl-2297	583	35	u.s	u.s	PROPN
cjrl-2297	583	36	.	.	PROPN
cjrl-2297	583	37	dept	dept	PROPN
cjrl-2297	583	38	.	.	PROPN
cjrl-2297	584	1	of	of	ADP
cjrl-2297	584	2	ed	ed	PROPN
cjrl-2297	584	3	.	.	PROPN
cjrl-2297	584	4	,	,	PUNCT
cjrl-2297	584	5	ensuring	ensure	VERB
cjrl-2297	584	6	continued	continued	ADJ
cjrl-2297	584	7	access	access	NOUN
cjrl-2297	584	8	to	to	ADP
cjrl-2297	584	9	student	student	NOUN
cjrl-2297	584	10	loans	loan	NOUN
cjrl-2297	584	11	act	act	NOUN
cjrl-2297	584	12	(	(	PUNCT
cjrl-2297	584	13	ecasla	ecasla	ADJ
cjrl-2297	584	14	)	)	PUNCT
cjrl-2297	584	15	annual	annual	ADJ
cjrl-2297	584	16	report	report	NOUN
cjrl-2297	584	17	to	to	ADP
cjrl-2297	584	18	congress	congress	PROPN
cjrl-2297	584	19	,	,	PUNCT
cjrl-2297	584	20	2	2	NUM
cjrl-2297	584	21	-	-	SYM
cjrl-2297	584	22	3	3	NUM
cjrl-2297	584	23	(	(	PUNCT
cjrl-2297	584	24	july	july	PROPN
cjrl-2297	584	25	2011	2011	NUM
cjrl-2297	584	26	)	)	PUNCT
cjrl-2297	584	27	,	,	PUNCT
cjrl-2297	584	28	https://studentaid.ed.gov/sites/default/files/fsawg/datacenter	https://studentaid.ed.gov/sites/default/files/fsawg/datacenter	NOUN
cjrl-2297	584	29	/library	/library	X
cjrl-2297	584	30	/	/	SYM
cjrl-2297	584	31	july2011ecaslareport.pdf	july2011ecaslareport.pdf	PROPN
cjrl-2297	584	32	(	(	PUNCT
cjrl-2297	584	33	“	"	PUNCT
cjrl-2297	584	34	both	both	PRON
cjrl-2297	584	35	[	[	PUNCT
cjrl-2297	584	36	the	the	DET
cjrl-2297	584	37	ffel	ffel	ADJ
cjrl-2297	584	38	and	and	CCONJ
cjrl-2297	584	39	direct	direct	ADJ
cjrl-2297	584	40	loan	loan	NOUN
cjrl-2297	584	41	programs	program	NOUN
cjrl-2297	584	42	]	]	PUNCT
cjrl-2297	584	43	are	be	AUX
cjrl-2297	584	44	government	government	NOUN
cjrl-2297	584	45	programs	program	NOUN
cjrl-2297	584	46	with	with	ADP
cjrl-2297	584	47	substantial	substantial	ADJ
cjrl-2297	584	48	private	private	ADJ
cjrl-2297	584	49	sector	sector	NOUN
cjrl-2297	584	50	involvement	involvement	NOUN
cjrl-2297	584	51	.	.	PUNCT
cjrl-2297	584	52	.	.	PUNCT
cjrl-2297	584	53	.	.	PUNCT
cjrl-2297	584	54	.	.	PUNCT
cjrl-2297	585	1	also	also	ADV
cjrl-2297	585	2	,	,	PUNCT
cjrl-2297	585	3	in	in	ADP
cjrl-2297	585	4	both	both	DET
cjrl-2297	585	5	programs	program	NOUN
cjrl-2297	585	6	,	,	PUNCT
cjrl-2297	585	7	origination	origination	NOUN
cjrl-2297	585	8	,	,	PUNCT
cjrl-2297	585	9	disbursement	disbursement	NOUN
cjrl-2297	585	10	,	,	PUNCT
cjrl-2297	585	11	and	and	CCONJ
cjrl-2297	585	12	servicing	servicing	NOUN
cjrl-2297	585	13	are	be	AUX
cjrl-2297	585	14	performed	perform	VERB
cjrl-2297	585	15	by	by	ADP
cjrl-2297	585	16	private	private	ADJ
cjrl-2297	585	17	firms	firm	NOUN
cjrl-2297	585	18	–	–	PUNCT
cjrl-2297	585	19	either	either	CCONJ
cjrl-2297	585	20	the	the	DET
cjrl-2297	585	21	lenders	lender	NOUN
cjrl-2297	585	22	themselves	themselves	PRON
cjrl-2297	585	23	or	or	CCONJ
cjrl-2297	585	24	their	their	PRON
cjrl-2297	585	25	contractors	contractor	NOUN
cjrl-2297	585	26	.	.	PUNCT
cjrl-2297	585	27	.	.	PUNCT
cjrl-2297	585	28	.	.	PUNCT
cjrl-2297	586	1	.	.	PUNCT
cjrl-2297	587	1	as	as	ADP
cjrl-2297	587	2	a	a	DET
cjrl-2297	587	3	result	result	NOUN
cjrl-2297	587	4	of	of	ADP
cjrl-2297	587	5	disruptions	disruption	NOUN
cjrl-2297	587	6	in	in	ADP
cjrl-2297	587	7	the	the	DET
cjrl-2297	587	8	financial	financial	ADJ
cjrl-2297	587	9	markets	market	NOUN
cjrl-2297	587	10	in	in	ADP
cjrl-2297	587	11	early	early	ADJ
cjrl-2297	587	12	2008	2008	NUM
cjrl-2297	587	13	,	,	PUNCT
cjrl-2297	587	14	many	many	ADJ
cjrl-2297	587	15	ffel	ffel	ADJ
cjrl-2297	587	16	lenders	lender	NOUN
cjrl-2297	587	17	raised	raise	VERB
cjrl-2297	587	18	concerns	concern	NOUN
cjrl-2297	587	19	.	.	PUNCT
cjrl-2297	587	20	.	.	PUNCT
cjrl-2297	587	21	.	.	PUNCT
cjrl-2297	588	1	.	.	PUNCT
cjrl-2297	589	1	without	without	ADP
cjrl-2297	589	2	proactive	proactive	ADJ
cjrl-2297	589	3	federal	federal	ADJ
cjrl-2297	589	4	intervention	intervention	NOUN
cjrl-2297	589	5	,	,	PUNCT
cjrl-2297	589	6	there	there	PRON
cjrl-2297	589	7	was	be	VERB
cjrl-2297	589	8	serious	serious	ADJ
cjrl-2297	589	9	concern	concern	NOUN
cjrl-2297	589	10	large	large	ADJ
cjrl-2297	589	11	numbers	number	NOUN
cjrl-2297	589	12	of	of	ADP
cjrl-2297	589	13	students	student	NOUN
cjrl-2297	589	14	would	would	AUX
cjrl-2297	589	15	find	find	VERB
cjrl-2297	589	16	their	their	PRON
cjrl-2297	589	17	source	source	NOUN
cjrl-2297	589	18	of	of	ADP
cjrl-2297	589	19	federal	federal	ADJ
cjrl-2297	589	20	student	student	NOUN
cjrl-2297	589	21	loans	loan	NOUN
cjrl-2297	589	22	disrupted	disrupt	VERB
cjrl-2297	589	23	when	when	SCONJ
cjrl-2297	589	24	schools	school	NOUN
cjrl-2297	589	25	had	have	VERB
cjrl-2297	589	26	little	little	ADJ
cjrl-2297	589	27	time	time	NOUN
cjrl-2297	589	28	to	to	PART
cjrl-2297	589	29	shift	shift	VERB
cjrl-2297	589	30	to	to	ADP
cjrl-2297	589	31	other	other	ADJ
cjrl-2297	589	32	lenders	lender	NOUN
cjrl-2297	589	33	or	or	CCONJ
cjrl-2297	589	34	to	to	ADP
cjrl-2297	589	35	the	the	DET
cjrl-2297	589	36	direct	direct	ADJ
cjrl-2297	589	37	loan	loan	NOUN
cjrl-2297	589	38	program	program	NOUN
cjrl-2297	589	39	.	.	PUNCT
cjrl-2297	589	40	”	"	PUNCT
cjrl-2297	589	41	)	)	PUNCT
cjrl-2297	589	42	.	.	PUNCT
cjrl-2297	590	1	204	204	NUM
cjrl-2297	590	2	see	see	VERB
cjrl-2297	590	3	u.s	u.s	PROPN
cjrl-2297	590	4	.	.	PROPN
cjrl-2297	590	5	dept	dept	PROPN
cjrl-2297	590	6	.	.	PROPN
cjrl-2297	591	1	of	of	ADP
cjrl-2297	591	2	ed	ed	PROPN
cjrl-2297	591	3	.	.	PROPN
cjrl-2297	591	4	,	,	PUNCT
cjrl-2297	591	5	ensuring	ensure	VERB
cjrl-2297	591	6	continued	continued	ADJ
cjrl-2297	591	7	access	access	NOUN
cjrl-2297	591	8	to	to	ADP
cjrl-2297	591	9	student	student	NOUN
cjrl-2297	591	10	loans	loan	NOUN
cjrl-2297	591	11	act	act	NOUN
cjrl-2297	591	12	(	(	PUNCT
cjrl-2297	591	13	ecasla	ecasla	ADJ
cjrl-2297	591	14	)	)	PUNCT
cjrl-2297	591	15	annual	annual	ADJ
cjrl-2297	591	16	report	report	NOUN
cjrl-2297	591	17	to	to	ADP
cjrl-2297	591	18	congress	congress	PROPN
cjrl-2297	591	19	,	,	PUNCT
cjrl-2297	591	20	july	july	PROPN
cjrl-2297	591	21	2011	2011	NUM
cjrl-2297	591	22	,	,	PUNCT
cjrl-2297	591	23	http://studentaid.ed.gov/sites/default/files/fsawg/datacenter/library/july2011ecaslareport	http://studentaid.ed.gov/sites/default/files/fsawg/datacenter/library/july2011ecaslareport	NOUN
cjrl-2297	591	24	.	.	PUNCT
cjrl-2297	591	25	pdf	pdf	NOUN
cjrl-2297	591	26	;	;	PUNCT
cjrl-2297	591	27	u.s	u.s	PROPN
cjrl-2297	591	28	.	.	PROPN
cjrl-2297	591	29	dept	dept	PROPN
cjrl-2297	591	30	.	.	PROPN
cjrl-2297	592	1	of	of	ADP
cjrl-2297	592	2	ed	ed	PROPN
cjrl-2297	592	3	.	.	PROPN
cjrl-2297	592	4	,	,	PUNCT
cjrl-2297	592	5	repayment	repayment	NOUN
cjrl-2297	592	6	plans	plan	NOUN
cjrl-2297	592	7	,	,	PUNCT
cjrl-2297	592	8	http://studentaid.ed.gov/repay-loans/understand/plans	http://studentaid.ed.gov/repay-loans/understand/plans	PROPN
cjrl-2297	592	9	;	;	PUNCT
cjrl-2297	592	10	see	see	VERB
cjrl-2297	592	11	,	,	PUNCT
cjrl-2297	592	12	e.g.	e.g.	ADV
cjrl-2297	592	13	,	,	PUNCT
cjrl-2297	592	14	u.s	u.s	PROPN
cjrl-2297	592	15	.	.	PROPN
cjrl-2297	592	16	dept	dept	PROPN
cjrl-2297	592	17	.	.	PROPN
cjrl-2297	593	1	of	of	ADP
cjrl-2297	593	2	ed	ed	PROPN
cjrl-2297	593	3	.	.	PROPN
cjrl-2297	593	4	,	,	PUNCT
cjrl-2297	593	5	loan	loan	NOUN
cjrl-2297	593	6	consolidation	consolidation	NOUN
cjrl-2297	593	7	,	,	PUNCT
cjrl-2297	593	8	http://studentaid.ed.gov/repay-loans/consolidation	http://studentaid.ed.gov/repay-loans/consolidation	PROPN
cjrl-2297	593	9	(	(	PUNCT
cjrl-2297	593	10	“	"	PUNCT
cjrl-2297	593	11	although	although	SCONJ
cjrl-2297	593	12	loan	loan	NOUN
cjrl-2297	593	13	forgiveness	forgiveness	NOUN
cjrl-2297	593	14	under	under	ADP
cjrl-2297	593	15	this	this	DET
cjrl-2297	593	16	program	program	NOUN
cjrl-2297	593	17	is	be	AUX
cjrl-2297	593	18	available	available	ADJ
cjrl-2297	593	19	only	only	ADV
cjrl-2297	593	20	for	for	ADP
cjrl-2297	593	21	loans	loan	NOUN
cjrl-2297	593	22	made	make	VERB
cjrl-2297	593	23	and	and	CCONJ
cjrl-2297	593	24	repaid	repay	VERB
cjrl-2297	593	25	under	under	ADP
cjrl-2297	593	26	the	the	DET
cjrl-2297	593	27	direct	direct	ADJ
cjrl-2297	593	28	loan	loan	NOUN
cjrl-2297	593	29	program	program	NOUN
cjrl-2297	593	30	,	,	PUNCT
cjrl-2297	593	31	loans	loan	NOUN
cjrl-2297	593	32	made	make	VERB
cjrl-2297	593	33	under	under	ADP
cjrl-2297	593	34	other	other	ADJ
cjrl-2297	593	35	federal	federal	ADJ
cjrl-2297	593	36	student	student	NOUN
cjrl-2297	593	37	loan	loan	NOUN
cjrl-2297	593	38	programs	program	NOUN
cjrl-2297	593	39	may	may	AUX
cjrl-2297	593	40	become	become	VERB
cjrl-2297	593	41	eligible	eligible	ADJ
cjrl-2297	593	42	for	for	ADP
cjrl-2297	593	43	forgiveness	forgiveness	NOUN
cjrl-2297	593	44	if	if	SCONJ
cjrl-2297	593	45	they	they	PRON
cjrl-2297	593	46	are	be	AUX
cjrl-2297	593	47	consolidated	consolidate	VERB
cjrl-2297	593	48	into	into	ADP
cjrl-2297	593	49	a	a	DET
cjrl-2297	593	50	direct	direct	ADJ
cjrl-2297	593	51	consolidation	consolidation	NOUN
cjrl-2297	593	52	loan	loan	NOUN
cjrl-2297	593	53	.	.	PUNCT
cjrl-2297	594	1	however	however	ADV
cjrl-2297	594	2	,	,	PUNCT
cjrl-2297	594	3	only	only	ADJ
cjrl-2297	594	4	payments	payment	NOUN
cjrl-2297	594	5	made	make	VERB
cjrl-2297	594	6	on	on	ADP
cjrl-2297	594	7	the	the	DET
cjrl-2297	594	8	direct	direct	ADJ
cjrl-2297	594	9	consolidation	consolidation	NOUN
cjrl-2297	594	10	loan	loan	NOUN
cjrl-2297	594	11	will	will	AUX
cjrl-2297	594	12	count	count	VERB
cjrl-2297	594	13	toward	toward	ADP
cjrl-2297	594	14	the	the	DET
cjrl-2297	594	15	required	require	VERB
cjrl-2297	594	16	120	120	NUM
cjrl-2297	594	17	monthly	monthly	ADJ
cjrl-2297	594	18	payments	payment	NOUN
cjrl-2297	594	19	.	.	PUNCT
cjrl-2297	594	20	”	"	PUNCT
cjrl-2297	594	21	)	)	PUNCT
cjrl-2297	594	22	;	;	PUNCT
cjrl-2297	594	23	see	see	VERB
cjrl-2297	594	24	generally	generally	ADV
cjrl-2297	594	25	finaid	finaid	ADJ
cjrl-2297	594	26	,	,	PUNCT
cjrl-2297	594	27	student	student	NOUN
cjrl-2297	594	28	aid	aid	NOUN
cjrl-2297	594	29	and	and	CCONJ
cjrl-2297	594	30	fiscal	fiscal	ADJ
cjrl-2297	594	31	responsibility	responsibility	NOUN
cjrl-2297	594	32	act	act	NOUN
cjrl-2297	594	33	of	of	ADP
cjrl-2297	594	34	2009	2009	NUM
cjrl-2297	594	35	,	,	PUNCT
cjrl-2297	594	36	http://www.finaid.org/educators/	http://www.finaid.org/educators/	ADP
cjrl-2297	594	37	20090715hr3221.phtml	20090715hr3221.phtml	NOUN
cjrl-2297	594	38	;	;	PUNCT
cjrl-2297	594	39	angela	angela	PROPN
cjrl-2297	594	40	schmitz	schmitz	PROPN
cjrl-2297	594	41	,	,	PUNCT
cjrl-2297	594	42	what	what	PRON
cjrl-2297	594	43	is	be	AUX
cjrl-2297	594	44	a	a	DET
cjrl-2297	594	45	federally	federally	ADV
cjrl-2297	594	46	guaranteed	guarantee	VERB
cjrl-2297	594	47	student	student	NOUN
cjrl-2297	594	48	loan	loan	NOUN
cjrl-2297	594	49	?	?	PUNCT
cjrl-2297	594	50	,	,	PUNCT
cjrl-2297	594	51	nolo	nolo	PROPN
cjrl-2297	594	52	,	,	PUNCT
cjrl-2297	594	53	http://www.nolo.com/	http://www.nolo.com/	ADJ
cjrl-2297	594	54	legal	legal	ADJ
cjrl-2297	594	55	-	-	PUNCT
cjrl-2297	594	56	encyclopedia	encyclopedia	NOUN
cjrl-2297	594	57	/	/	SYM
cjrl-2297	594	58	what	what	PRON
cjrl-2297	594	59	-	-	PUNCT
cjrl-2297	594	60	is	be	AUX
cjrl-2297	594	61	-	-	PUNCT
cjrl-2297	594	62	federally	federally	ADV
cjrl-2297	594	63	-	-	PUNCT
cjrl-2297	594	64	guaranteed	guarantee	VERB
cjrl-2297	594	65	-	-	PUNCT
cjrl-2297	594	66	student	student	NOUN
cjrl-2297	594	67	-	-	PUNCT
cjrl-2297	594	68	loan.html	loan.html	X
cjrl-2297	594	69	(	(	PUNCT
cjrl-2297	594	70	“	"	PUNCT
cjrl-2297	594	71	although	although	SCONJ
cjrl-2297	594	72	schools	school	NOUN
cjrl-2297	594	73	no	no	ADV
cjrl-2297	594	74	longer	long	ADV
cjrl-2297	594	75	offer	offer	VERB
cjrl-2297	594	76	guaranteed	guarantee	VERB
cjrl-2297	594	77	student	student	NOUN
cjrl-2297	594	78	loans	loan	NOUN
cjrl-2297	594	79	,	,	PUNCT
cjrl-2297	594	80	the	the	DET
cjrl-2297	594	81	guaranteed	guarantee	VERB
cjrl-2297	594	82	student	student	NOUN
cjrl-2297	594	83	loan	loan	NOUN
cjrl-2297	594	84	system	system	NOUN
cjrl-2297	594	85	will	will	AUX
cjrl-2297	594	86	be	be	AUX
cjrl-2297	594	87	in	in	ADP
cjrl-2297	594	88	place	place	NOUN
cjrl-2297	594	89	for	for	ADP
cjrl-2297	594	90	many	many	ADJ
cjrl-2297	594	91	years	year	NOUN
cjrl-2297	594	92	to	to	PART
cjrl-2297	594	93	come	come	VERB
cjrl-2297	594	94	.	.	PUNCT
cjrl-2297	595	1	that	that	PRON
cjrl-2297	595	2	is	be	AUX
cjrl-2297	595	3	because	because	SCONJ
cjrl-2297	595	4	millions	million	NOUN
cjrl-2297	595	5	of	of	ADP
cjrl-2297	595	6	borrowers	borrower	NOUN
cjrl-2297	595	7	still	still	ADV
cjrl-2297	595	8	owe	owe	VERB
cjrl-2297	595	9	money	money	NOUN
cjrl-2297	595	10	on	on	ADP
cjrl-2297	595	11	ffel	ffel	ADJ
cjrl-2297	595	12	guaranteed	guarantee	VERB
cjrl-2297	595	13	loans	loan	NOUN
cjrl-2297	595	14	.	.	PUNCT
cjrl-2297	596	1	the	the	DET
cjrl-2297	596	2	guarantee	guarantee	NOUN
cjrl-2297	596	3	agencies	agency	NOUN
cjrl-2297	596	4	will	will	AUX
cjrl-2297	596	5	continue	continue	VERB
cjrl-2297	596	6	to	to	PART
cjrl-2297	596	7	pay	pay	VERB
cjrl-2297	596	8	banks	bank	NOUN
cjrl-2297	596	9	for	for	ADP
cjrl-2297	596	10	defaulted	default	VERB
cjrl-2297	596	11	ffel	ffel	ADJ
cjrl-2297	596	12	loans	loan	NOUN
cjrl-2297	596	13	and	and	CCONJ
cjrl-2297	596	14	pursue	pursue	VERB
cjrl-2297	596	15	collection	collection	NOUN
cjrl-2297	596	16	on	on	ADP
cjrl-2297	596	17	those	those	DET
cjrl-2297	596	18	loans	loan	NOUN
cjrl-2297	596	19	until	until	SCONJ
cjrl-2297	596	20	the	the	DET
cjrl-2297	596	21	last	last	ADJ
cjrl-2297	596	22	ffel	ffel	ADJ
cjrl-2297	596	23	loan	loan	NOUN
cjrl-2297	596	24	is	be	AUX
cjrl-2297	596	25	paid	pay	VERB
cjrl-2297	596	26	off	off	ADP
cjrl-2297	596	27	.	.	PUNCT
cjrl-2297	596	28	”	"	PUNCT
cjrl-2297	596	29	)	)	PUNCT
cjrl-2297	596	30	;	;	PUNCT
cjrl-2297	596	31	answers.usa.gov	answers.usa.gov	ADJ
cjrl-2297	596	32	,	,	PUNCT
cjrl-2297	596	33	federal	federal	ADJ
cjrl-2297	596	34	direct	direct	ADJ
cjrl-2297	596	35	loan	loan	NOUN
cjrl-2297	596	36	programs	program	NOUN
cjrl-2297	596	37	and	and	CCONJ
cjrl-2297	596	38	federal	federal	ADJ
cjrl-2297	596	39	family	family	NOUN
cjrl-2297	596	40	education	education	NOUN
cjrl-2297	596	41	loan	loan	NOUN
cjrl-2297	596	42	(	(	PUNCT
cjrl-2297	596	43	ffel	ffel	NOUN
cjrl-2297	596	44	)	)	PUNCT
cjrl-2297	596	45	,	,	PUNCT
cjrl-2297	596	46	http://answers.usa.gov/system/selfservice	http://answers.usa.gov/system/selfservice	NOUN
cjrl-2297	596	47	.	.	PUNCT
cjrl-2297	596	48	controller?configuration=1000&partition_id=1&cmd	controller?configuration=1000&partition_id=1&cmd	NOUN
cjrl-2297	597	1	=	=	PRON
cjrl-2297	597	2	view_article&article_id=10894	view_article&article_id=10894	NOUN
cjrl-2297	597	3	(	(	PUNCT
cjrl-2297	597	4	“	"	PUNCT
cjrl-2297	597	5	as	as	ADP
cjrl-2297	597	6	of	of	ADP
cjrl-2297	597	7	july	july	PROPN
cjrl-2297	597	8	1	1	NUM
cjrl-2297	597	9	,	,	PUNCT
cjrl-2297	597	10	2010	2010	NUM
cjrl-2297	597	11	,	,	PUNCT
cjrl-2297	597	12	the	the	DET
cjrl-2297	597	13	federal	federal	ADJ
cjrl-2297	597	14	family	family	NOUN
cjrl-2297	597	15	education	education	NOUN
cjrl-2297	597	16	loan	loan	NOUN
cjrl-2297	597	17	program	program	NOUN
cjrl-2297	597	18	(	(	PUNCT
cjrl-2297	597	19	ffel	ffel	PROPN
cjrl-2297	597	20	)	)	PUNCT
cjrl-2297	597	21	no	no	ADV
cjrl-2297	597	22	longer	long	ADV
cjrl-2297	597	23	makes	make	VERB
cjrl-2297	597	24	loans	loan	NOUN
cjrl-2297	597	25	.	.	PUNCT
cjrl-2297	598	1	students	student	NOUN
cjrl-2297	598	2	who	who	PRON
cjrl-2297	598	3	have	have	AUX
cjrl-2297	598	4	previously	previously	ADV
cjrl-2297	598	5	received	receive	VERB
cjrl-2297	598	6	a	a	DET
cjrl-2297	598	7	federal	federal	ADJ
cjrl-2297	598	8	student	student	NOUN
cjrl-2297	598	9	loan	loan	NOUN
cjrl-2297	598	10	from	from	ADP
cjrl-2297	598	11	a	a	DET
cjrl-2297	598	12	private	private	ADJ
cjrl-2297	598	13	lender	lender	NOUN
cjrl-2297	598	14	under	under	ADP
cjrl-2297	598	15	the	the	DET
cjrl-2297	598	16	ffel	ffel	ADJ
cjrl-2297	598	17	program	program	NOUN
cjrl-2297	598	18	will	will	AUX
cjrl-2297	598	19	need	need	VERB
cjrl-2297	598	20	to	to	PART
cjrl-2297	598	21	complete	complete	VERB
cjrl-2297	598	22	a	a	DET
cjrl-2297	598	23	new	new	ADJ
cjrl-2297	598	24	promissory	promissory	NOUN
cjrl-2297	598	25	note	note	NOUN
cjrl-2297	598	26	to	to	PART
cjrl-2297	598	27	receive	receive	VERB
cjrl-2297	598	28	loans	loan	NOUN
cjrl-2297	598	29	under	under	ADP
cjrl-2297	598	30	the	the	DET
cjrl-2297	598	31	direct	direct	ADJ
cjrl-2297	598	32	loan	loan	NOUN
cjrl-2297	598	33	program	program	NOUN
cjrl-2297	598	34	.	.	PUNCT
cjrl-2297	598	35	”	"	PUNCT
cjrl-2297	598	36	)	)	PUNCT
cjrl-2297	598	37	.	.	PUNCT
cjrl-2297	599	1	2014	2014	NUM
cjrl-2297	599	2	columbia	columbia	PROPN
cjrl-2297	599	3	journal	journal	PROPN
cjrl-2297	599	4	of	of	ADP
cjrl-2297	599	5	race	race	NOUN
cjrl-2297	599	6	and	and	CCONJ
cjrl-2297	599	7	law	law	NOUN
cjrl-2297	599	8	157	157	NUM
cjrl-2297	599	9	current	current	ADJ
cjrl-2297	599	10	direct	direct	ADJ
cjrl-2297	599	11	plus	plus	CCONJ
cjrl-2297	599	12	loan	loan	NOUN
cjrl-2297	599	13	fixed	fix	VERB
cjrl-2297	599	14	interest	interest	NOUN
cjrl-2297	599	15	rate	rate	NOUN
cjrl-2297	599	16	of	of	ADP
cjrl-2297	599	17	6.41%.205	6.41%.205	NUM
cjrl-2297	599	18	also	also	ADV
cjrl-2297	599	19	,	,	PUNCT
cjrl-2297	599	20	public	public	ADJ
cjrl-2297	599	21	service	service	NOUN
cjrl-2297	599	22	loan	loan	NOUN
cjrl-2297	599	23	forgiveness	forgiveness	NOUN
cjrl-2297	599	24	is	be	AUX
cjrl-2297	599	25	generally	generally	ADV
cjrl-2297	599	26	only	only	ADV
cjrl-2297	599	27	available	available	ADJ
cjrl-2297	599	28	under	under	ADP
cjrl-2297	599	29	the	the	DET
cjrl-2297	599	30	direct	direct	ADJ
cjrl-2297	599	31	loan	loan	NOUN
cjrl-2297	599	32	program.206	program.206	PROPN
cjrl-2297	599	33	private	private	ADJ
cjrl-2297	599	34	student	student	NOUN
cjrl-2297	599	35	loan	loan	NOUN
cjrl-2297	599	36	lenders	lender	NOUN
cjrl-2297	599	37	that	that	PRON
cjrl-2297	599	38	serviced	service	VERB
cjrl-2297	599	39	ffel	ffel	ADJ
cjrl-2297	599	40	loans	loan	NOUN
cjrl-2297	599	41	were	be	AUX
cjrl-2297	599	42	previously	previously	ADV
cjrl-2297	599	43	subject	subject	ADJ
cjrl-2297	599	44	to	to	ADP
cjrl-2297	599	45	minimal	minimal	ADJ
cjrl-2297	599	46	state	state	NOUN
cjrl-2297	599	47	and	and	CCONJ
cjrl-2297	599	48	federal	federal	ADJ
cjrl-2297	599	49	regulation.207	regulation.207	NOUN
cjrl-2297	599	50	the	the	DET
cjrl-2297	599	51	dodd	dodd	PROPN
cjrl-2297	599	52	-	-	PUNCT
cjrl-2297	599	53	frank	frank	PROPN
cjrl-2297	599	54	act	act	PROPN
cjrl-2297	599	55	established	establish	VERB
cjrl-2297	599	56	the	the	DET
cjrl-2297	599	57	cfpb	cfpb	NOUN
cjrl-2297	599	58	,	,	PUNCT
cjrl-2297	599	59	in	in	ADP
cjrl-2297	599	60	part	part	NOUN
cjrl-2297	599	61	,	,	PUNCT
cjrl-2297	599	62	to	to	PART
cjrl-2297	599	63	provide	provide	VERB
cjrl-2297	599	64	oversight	oversight	NOUN
cjrl-2297	599	65	to	to	ADP
cjrl-2297	599	66	the	the	DET
cjrl-2297	599	67	private	private	ADJ
cjrl-2297	599	68	student	student	NOUN
cjrl-2297	599	69	loan	loan	NOUN
cjrl-2297	599	70	industry.208	industry.208	NOUN
cjrl-2297	599	71	almost	almost	ADV
cjrl-2297	599	72	half	half	NOUN
cjrl-2297	599	73	of	of	ADP
cjrl-2297	599	74	the	the	DET
cjrl-2297	599	75	complaints	complaint	NOUN
cjrl-2297	599	76	that	that	SCONJ
cjrl-2297	599	77	the	the	DET
cjrl-2297	599	78	cfpb	cfpb	NOUN
cjrl-2297	599	79	received	receive	VERB
cjrl-2297	599	80	during	during	ADP
cjrl-2297	599	81	the	the	DET
cjrl-2297	599	82	initial	initial	ADJ
cjrl-2297	599	83	commentary	commentary	NOUN
cjrl-2297	599	84	period	period	NOUN
cjrl-2297	599	85	regarding	regard	VERB
cjrl-2297	599	86	private	private	ADJ
cjrl-2297	599	87	student	student	NOUN
cjrl-2297	599	88	loans	loan	NOUN
cjrl-2297	599	89	concerned	concern	VERB
cjrl-2297	599	90	private	private	ADJ
cjrl-2297	599	91	student	student	NOUN
cjrl-2297	599	92	loan	loan	NOUN
cjrl-2297	599	93	lender	lender	NOUN
cjrl-2297	599	94	sallie	sallie	PROPN
cjrl-2297	599	95	mae	mae	PROPN
cjrl-2297	599	96	(	(	PUNCT
cjrl-2297	599	97	also	also	ADV
cjrl-2297	599	98	a	a	DET
cjrl-2297	599	99	servicer	servicer	NOUN
cjrl-2297	599	100	of	of	ADP
cjrl-2297	599	101	federal	federal	ADJ
cjrl-2297	599	102	student	student	NOUN
cjrl-2297	599	103	loans	loan	NOUN
cjrl-2297	599	104	)	)	PUNCT
cjrl-2297	599	105	,	,	PUNCT
cjrl-2297	599	106	thereby	thereby	ADV
cjrl-2297	599	107	identifying	identify	VERB
cjrl-2297	599	108	the	the	DET
cjrl-2297	599	109	lender	lender	NOUN
cjrl-2297	599	110	for	for	ADP
cjrl-2297	599	111	supervision.209	supervision.209	NOUN
cjrl-2297	599	112	uncapped	uncapped	ADJ
cjrl-2297	599	113	and	and	CCONJ
cjrl-2297	599	114	variable	variable	ADJ
cjrl-2297	599	115	interest	interest	NOUN
cjrl-2297	599	116	rates	rate	NOUN
cjrl-2297	599	117	,	,	PUNCT
cjrl-2297	599	118	unfavorable	unfavorable	ADJ
cjrl-2297	599	119	deferment	deferment	NOUN
cjrl-2297	599	120	and	and	CCONJ
cjrl-2297	599	121	forbearance	forbearance	NOUN
cjrl-2297	599	122	terms	term	NOUN
cjrl-2297	599	123	,	,	PUNCT
cjrl-2297	599	124	and	and	CCONJ
cjrl-2297	599	125	possible	possible	ADJ
cjrl-2297	599	126	prepayment	prepayment	NOUN
cjrl-2297	599	127	fees	fee	NOUN
cjrl-2297	599	128	are	be	AUX
cjrl-2297	599	129	205	205	NUM
cjrl-2297	599	130	see	see	VERB
cjrl-2297	599	131	u.s	u.s	PROPN
cjrl-2297	599	132	.	.	PROPN
cjrl-2297	599	133	dept	dept	PROPN
cjrl-2297	599	134	.	.	PROPN
cjrl-2297	600	1	of	of	ADP
cjrl-2297	600	2	ed	ed	PROPN
cjrl-2297	600	3	.	.	PROPN
cjrl-2297	600	4	,	,	PUNCT
cjrl-2297	600	5	interest	interest	NOUN
cjrl-2297	600	6	rates	rate	NOUN
cjrl-2297	600	7	and	and	CCONJ
cjrl-2297	600	8	fees	fee	NOUN
cjrl-2297	600	9	,	,	PUNCT
cjrl-2297	600	10	http://studentaid.ed.gov/types/loans/interest-rates	http://studentaid.ed.gov/types/loans/interest-rate	NOUN
cjrl-2297	600	11	(	(	PUNCT
cjrl-2297	600	12	plus	plus	CCONJ
cjrl-2297	600	13	loan	loan	NOUN
cjrl-2297	600	14	interest	interest	NOUN
cjrl-2297	600	15	rate	rate	NOUN
cjrl-2297	600	16	was	be	AUX
cjrl-2297	600	17	formerly	formerly	ADV
cjrl-2297	600	18	7.9	7.9	NUM
cjrl-2297	600	19	%	%	NOUN
cjrl-2297	600	20	)	)	PUNCT
cjrl-2297	601	1	;	;	PUNCT
cjrl-2297	601	2	bipartisan	bipartisan	ADJ
cjrl-2297	601	3	student	student	NOUN
cjrl-2297	601	4	loan	loan	NOUN
cjrl-2297	601	5	certainty	certainty	PROPN
cjrl-2297	601	6	act	act	PROPN
cjrl-2297	601	7	;	;	PUNCT
cjrl-2297	601	8	see	see	VERB
cjrl-2297	601	9	also	also	ADV
cjrl-2297	601	10	christine	christine	PROPN
cjrl-2297	601	11	lindstrom	lindstrom	PROPN
cjrl-2297	601	12	,	,	PUNCT
cjrl-2297	601	13	the	the	DET
cjrl-2297	601	14	good	good	NOUN
cjrl-2297	601	15	,	,	PUNCT
cjrl-2297	601	16	the	the	DET
cjrl-2297	601	17	bad	bad	ADJ
cjrl-2297	601	18	,	,	PUNCT
cjrl-2297	601	19	and	and	CCONJ
cjrl-2297	601	20	the	the	DET
cjrl-2297	601	21	ugly	ugly	ADJ
cjrl-2297	601	22	in	in	ADP
cjrl-2297	601	23	the	the	DET
cjrl-2297	601	24	student	student	NOUN
cjrl-2297	601	25	-	-	PUNCT
cjrl-2297	601	26	loan	loan	NOUN
cjrl-2297	601	27	deal	deal	NOUN
cjrl-2297	601	28	,	,	PUNCT
cjrl-2297	601	29	chron	chron	NOUN
cjrl-2297	601	30	.	.	PUNCT
cjrl-2297	602	1	of	of	ADP
cjrl-2297	602	2	higher	high	ADJ
cjrl-2297	602	3	education	education	NOUN
cjrl-2297	602	4	,	,	PUNCT
cjrl-2297	602	5	aug	aug	PROPN
cjrl-2297	602	6	.	.	PROPN
cjrl-2297	602	7	8	8	NUM
cjrl-2297	602	8	,	,	PUNCT
cjrl-2297	602	9	2013	2013	NUM
cjrl-2297	602	10	.	.	PUNCT
cjrl-2297	603	1	206	206	NUM
cjrl-2297	603	2	see	see	VERB
cjrl-2297	603	3	u.s	u.s	PROPN
cjrl-2297	603	4	.	.	PROPN
cjrl-2297	603	5	dept	dept	PROPN
cjrl-2297	603	6	.	.	PROPN
cjrl-2297	604	1	of	of	ADP
cjrl-2297	604	2	educ	educ	PROPN
cjrl-2297	604	3	.	.	PUNCT
cjrl-2297	605	1	,	,	PUNCT
cjrl-2297	605	2	federal	federal	ADJ
cjrl-2297	605	3	student	student	NOUN
cjrl-2297	605	4	aid	aid	NOUN
cjrl-2297	605	5	–	–	PUNCT
cjrl-2297	605	6	loan	loan	NOUN
cjrl-2297	605	7	forgiveness	forgiveness	NOUN
cjrl-2297	605	8	for	for	ADP
cjrl-2297	605	9	public	public	ADJ
cjrl-2297	605	10	service	service	NOUN
cjrl-2297	605	11	employees	employee	NOUN
cjrl-2297	605	12	,	,	PUNCT
cjrl-2297	605	13	march	march	PROPN
cjrl-2297	605	14	2012	2012	NUM
cjrl-2297	605	15	,	,	PUNCT
cjrl-2297	605	16	www.studentaid.ed.gov/publicservice	www.studentaid.ed.gov/publicservice	PROPN
cjrl-2297	605	17	;	;	PUNCT
cjrl-2297	605	18	but	but	CCONJ
cjrl-2297	605	19	see	see	VERB
cjrl-2297	605	20	heather	heather	PROPN
cjrl-2297	605	21	jarvis	jarvis	PROPN
cjrl-2297	605	22	,	,	PUNCT
cjrl-2297	605	23	parents	parent	NOUN
cjrl-2297	605	24	beware	beware	VERB
cjrl-2297	605	25	of	of	ADP
cjrl-2297	605	26	plus	plus	CCONJ
cjrl-2297	605	27	sized	sized	ADJ
cjrl-2297	605	28	student	student	NOUN
cjrl-2297	605	29	loans	loan	NOUN
cjrl-2297	605	30	,	,	PUNCT
cjrl-2297	605	31	june	june	PROPN
cjrl-2297	605	32	20	20	NUM
cjrl-2297	605	33	,	,	PUNCT
cjrl-2297	605	34	2011	2011	NUM
cjrl-2297	605	35	,	,	PUNCT
cjrl-2297	605	36	http://askheatherjarvis.com/blog/parents-beware-of-plus-sized-student-loans	http://askheatherjarvis.com/blog/parents-beware-of-plus-sized-student-loan	NOUN
cjrl-2297	605	37	(	(	PUNCT
cjrl-2297	605	38	“	"	PUNCT
cjrl-2297	605	39	direct	direct	ADJ
cjrl-2297	605	40	parent	parent	NOUN
cjrl-2297	605	41	plus	plus	CCONJ
cjrl-2297	605	42	loans	loan	NOUN
cjrl-2297	605	43	are	be	AUX
cjrl-2297	605	44	technically	technically	ADV
cjrl-2297	605	45	eligible	eligible	ADJ
cjrl-2297	605	46	for	for	ADP
cjrl-2297	605	47	public	public	ADJ
cjrl-2297	605	48	service	service	NOUN
cjrl-2297	605	49	loan	loan	NOUN
cjrl-2297	605	50	forgiveness	forgiveness	NOUN
cjrl-2297	605	51	,	,	PUNCT
cjrl-2297	605	52	but	but	CCONJ
cjrl-2297	605	53	not	not	PART
cjrl-2297	605	54	really	really	ADV
cjrl-2297	605	55	.	.	PUNCT
cjrl-2297	605	56	.	.	PUNCT
cjrl-2297	606	1	.	.	PUNCT
cjrl-2297	607	1	.	.	PUNCT
cjrl-2297	608	1	you	you	PRON
cjrl-2297	608	2	ca	can	AUX
cjrl-2297	608	3	n’t	not	PART
cjrl-2297	608	4	actually	actually	ADV
cjrl-2297	608	5	make	make	VERB
cjrl-2297	608	6	payments	payment	NOUN
cjrl-2297	608	7	on	on	ADP
cjrl-2297	608	8	a	a	DET
cjrl-2297	608	9	parent	parent	NOUN
cjrl-2297	608	10	plus	plus	CCONJ
cjrl-2297	608	11	loan	loan	NOUN
cjrl-2297	608	12	that	that	PRON
cjrl-2297	608	13	count	count	VERB
cjrl-2297	608	14	towards	towards	ADP
cjrl-2297	608	15	public	public	ADJ
cjrl-2297	608	16	service	service	NOUN
cjrl-2297	608	17	loan	loan	NOUN
cjrl-2297	608	18	forgiveness	forgiveness	NOUN
cjrl-2297	608	19	,	,	PUNCT
cjrl-2297	608	20	unless	unless	SCONJ
cjrl-2297	608	21	you	you	PRON
cjrl-2297	608	22	pay	pay	VERB
cjrl-2297	608	23	under	under	ADP
cjrl-2297	608	24	the	the	DET
cjrl-2297	608	25	standard	standard	ADJ
cjrl-2297	608	26	10	10	NUM
cjrl-2297	608	27	-	-	PUNCT
cjrl-2297	608	28	year	year	NOUN
cjrl-2297	608	29	repayment	repayment	NOUN
cjrl-2297	608	30	plan	plan	NOUN
cjrl-2297	608	31	,	,	PUNCT
cjrl-2297	608	32	which	which	PRON
cjrl-2297	608	33	wo	will	AUX
cjrl-2297	608	34	n’t	not	PART
cjrl-2297	608	35	leave	leave	VERB
cjrl-2297	608	36	anything	anything	PRON
cjrl-2297	608	37	left	leave	VERB
cjrl-2297	608	38	to	to	PART
cjrl-2297	608	39	forgive	forgive	VERB
cjrl-2297	608	40	.	.	PUNCT
cjrl-2297	608	41	”	"	PUNCT
cjrl-2297	608	42	)	)	PUNCT
cjrl-2297	608	43	.	.	PUNCT
cjrl-2297	609	1	207	207	NUM
cjrl-2297	609	2	see	see	VERB
cjrl-2297	609	3	consumer	consumer	NOUN
cjrl-2297	609	4	financial	financial	PROPN
cjrl-2297	609	5	protection	protection	PROPN
cjrl-2297	609	6	bureau	bureau	PROPN
cjrl-2297	609	7	,	,	PUNCT
cjrl-2297	609	8	education	education	NOUN
cjrl-2297	609	9	loan	loan	NOUN
cjrl-2297	609	10	examination	examination	NOUN
cjrl-2297	609	11	procedures	procedure	NOUN
cjrl-2297	609	12	,	,	PUNCT
cjrl-2297	609	13	http://files.consumer	http://files.consumer	X
cjrl-2297	609	14	finance.gov/f/201212_cfpb_educationloanexamprocedures.pdf	finance.gov/f/201212_cfpb_educationloanexamprocedures.pdf	NOUN
cjrl-2297	609	15	;	;	PUNCT
cjrl-2297	609	16	see	see	VERB
cjrl-2297	609	17	generally	generally	ADV
cjrl-2297	609	18	diana	diana	PROPN
cjrl-2297	609	19	jean	jean	PROPN
cjrl-2297	609	20	schemo	schemo	PROPN
cjrl-2297	609	21	,	,	PUNCT
cjrl-2297	609	22	private	private	ADJ
cjrl-2297	609	23	loans	loan	NOUN
cjrl-2297	609	24	deepen	deepen	VERB
cjrl-2297	609	25	a	a	DET
cjrl-2297	609	26	crisis	crisis	NOUN
cjrl-2297	609	27	in	in	ADP
cjrl-2297	609	28	student	student	NOUN
cjrl-2297	609	29	debt	debt	NOUN
cjrl-2297	609	30	,	,	PUNCT
cjrl-2297	609	31	n.y	n.y	PROPN
cjrl-2297	609	32	.	.	PROPN
cjrl-2297	609	33	times	times	PROPN
cjrl-2297	609	34	,	,	PUNCT
cjrl-2297	609	35	june	june	PROPN
cjrl-2297	609	36	10	10	NUM
cjrl-2297	609	37	,	,	PUNCT
cjrl-2297	609	38	2007	2007	NUM
cjrl-2297	609	39	;	;	PUNCT
cjrl-2297	609	40	ameet	ameet	NOUN
cjrl-2297	609	41	sachdev	sachdev	NOUN
cjrl-2297	609	42	,	,	PUNCT
cjrl-2297	609	43	rules	rule	NOUN
cjrl-2297	609	44	for	for	ADP
cjrl-2297	609	45	student	student	NOUN
cjrl-2297	609	46	loans	loan	NOUN
cjrl-2297	609	47	get	get	VERB
cjrl-2297	609	48	tighter	tight	ADJ
cjrl-2297	609	49	,	,	PUNCT
cjrl-2297	609	50	chicago	chicago	PROPN
cjrl-2297	609	51	tribune	tribune	PROPN
cjrl-2297	609	52	,	,	PUNCT
cjrl-2297	609	53	jan	jan	PROPN
cjrl-2297	609	54	.	.	PROPN
cjrl-2297	609	55	23	23	NUM
cjrl-2297	609	56	,	,	PUNCT
cjrl-2297	609	57	2008	2008	NUM
cjrl-2297	609	58	;	;	PUNCT
cjrl-2297	609	59	but	but	CCONJ
cjrl-2297	609	60	see	see	VERB
cjrl-2297	609	61	national	national	ADJ
cjrl-2297	609	62	consumer	consumer	NOUN
cjrl-2297	609	63	law	law	NOUN
cjrl-2297	609	64	center	center	NOUN
cjrl-2297	609	65	,	,	PUNCT
cjrl-2297	609	66	piling	pile	VERB
cjrl-2297	609	67	it	it	PRON
cjrl-2297	609	68	on	on	ADP
cjrl-2297	609	69	:	:	PUNCT
cjrl-2297	609	70	the	the	DET
cjrl-2297	609	71	growth	growth	NOUN
cjrl-2297	609	72	of	of	ADP
cjrl-2297	609	73	proprietary	proprietary	ADJ
cjrl-2297	609	74	school	school	NOUN
cjrl-2297	609	75	loans	loan	NOUN
cjrl-2297	609	76	and	and	CCONJ
cjrl-2297	609	77	the	the	DET
cjrl-2297	609	78	consequences	consequence	NOUN
cjrl-2297	609	79	for	for	ADP
cjrl-2297	609	80	students	student	NOUN
cjrl-2297	609	81	,	,	PUNCT
cjrl-2297	609	82	2011	2011	NUM
cjrl-2297	609	83	,	,	PUNCT
cjrl-2297	609	84	2	2	NUM
cjrl-2297	609	85	(	(	PUNCT
cjrl-2297	609	86	noting	note	VERB
cjrl-2297	609	87	that	that	SCONJ
cjrl-2297	609	88	private	private	ADJ
cjrl-2297	609	89	institutional	institutional	ADJ
cjrl-2297	609	90	student	student	NOUN
cjrl-2297	609	91	loans	loan	NOUN
cjrl-2297	609	92	may	may	AUX
cjrl-2297	609	93	still	still	ADV
cjrl-2297	609	94	evade	evade	VERB
cjrl-2297	609	95	scrutiny	scrutiny	NOUN
cjrl-2297	609	96	by	by	ADP
cjrl-2297	609	97	regulators	regulator	NOUN
cjrl-2297	609	98	)	)	PUNCT
cjrl-2297	609	99	.	.	PUNCT
cjrl-2297	610	1	208	208	NUM
cjrl-2297	610	2	see	see	VERB
cjrl-2297	610	3	dodd	dodd	PROPN
cjrl-2297	610	4	-	-	PUNCT
cjrl-2297	610	5	frank	frank	PROPN
cjrl-2297	610	6	act	act	PROPN
cjrl-2297	610	7	,	,	PUNCT
cjrl-2297	610	8	§	§	PROPN
cjrl-2297	610	9	1077	1077	NUM
cjrl-2297	610	10	;	;	PUNCT
cjrl-2297	610	11	see	see	VERB
cjrl-2297	610	12	generally	generally	ADV
cjrl-2297	610	13	consumer	consumer	NOUN
cjrl-2297	610	14	financial	financial	PROPN
cjrl-2297	610	15	protection	protection	PROPN
cjrl-2297	610	16	bureau	bureau	PROPN
cjrl-2297	610	17	and	and	CCONJ
cjrl-2297	610	18	the	the	DET
cjrl-2297	610	19	u.s	u.s	PROPN
cjrl-2297	610	20	.	.	PROPN
cjrl-2297	610	21	dept	dept	PROPN
cjrl-2297	610	22	.	.	PROPN
cjrl-2297	611	1	of	of	ADP
cjrl-2297	611	2	educ	educ	PROPN
cjrl-2297	611	3	.	.	PUNCT
cjrl-2297	612	1	,	,	PUNCT
cjrl-2297	612	2	private	private	ADJ
cjrl-2297	612	3	student	student	NOUN
cjrl-2297	612	4	loans	loan	NOUN
cjrl-2297	612	5	,	,	PUNCT
cjrl-2297	612	6	pg	pg	INTJ
cjrl-2297	612	7	.	.	PROPN
cjrl-2297	612	8	6	6	NUM
cjrl-2297	612	9	,	,	PUNCT
cjrl-2297	612	10	aug	aug	PROPN
cjrl-2297	612	11	.	.	PROPN
cjrl-2297	612	12	2012	2012	NUM
cjrl-2297	612	13	,	,	PUNCT
cjrl-2297	612	14	http://files.consumerfinance.gov/f/201207_cfpb_reports_private-studentloans.pdf	http://files.consumerfinance.gov/f/201207_cfpb_reports_private-studentloans.pdf	PROPN
cjrl-2297	612	15	;	;	PUNCT
cjrl-2297	612	16	u.s	u.s	PROPN
cjrl-2297	612	17	.	.	PROPN
cjrl-2297	612	18	dept	dept	PROPN
cjrl-2297	612	19	.	.	PROPN
cjrl-2297	612	20	of	of	ADP
cjrl-2297	612	21	educ	educ	PROPN
cjrl-2297	612	22	.	.	PUNCT
cjrl-2297	612	23	,	,	PUNCT
cjrl-2297	612	24	consumer	consumer	NOUN
cjrl-2297	612	25	financial	financial	PROPN
cjrl-2297	612	26	protection	protection	PROPN
cjrl-2297	612	27	bureau	bureau	PROPN
cjrl-2297	612	28	now	now	ADV
cjrl-2297	612	29	taking	take	VERB
cjrl-2297	612	30	private	private	ADJ
cjrl-2297	612	31	student	student	NOUN
cjrl-2297	612	32	loan	loan	NOUN
cjrl-2297	612	33	complaints	complaint	NOUN
cjrl-2297	612	34	,	,	PUNCT
cjrl-2297	612	35	march	march	PROPN
cjrl-2297	612	36	5	5	NUM
cjrl-2297	612	37	,	,	PUNCT
cjrl-2297	612	38	2012	2012	NUM
cjrl-2297	612	39	,	,	PUNCT
cjrl-2297	612	40	http://www.ed.gov/news/press-releases/consumer-financial-protection-bureau-now-taking-privatestudent-loan-complaints	http://www.ed.gov/news/press-releases/consumer-financial-protection-bureau-now-taking-privatestudent-loan-complaint	NOUN
cjrl-2297	612	41	;	;	PUNCT
cjrl-2297	612	42	consumer	consumer	NOUN
cjrl-2297	612	43	financial	financial	PROPN
cjrl-2297	612	44	protection	protection	PROPN
cjrl-2297	612	45	bureau	bureau	PROPN
cjrl-2297	612	46	,	,	PUNCT
cjrl-2297	612	47	about	about	ADP
cjrl-2297	612	48	us	we	PRON
cjrl-2297	612	49	,	,	PUNCT
cjrl-2297	612	50	http://www.consumerfinance.gov/	http://www.consumerfinance.gov/	X
cjrl-2297	612	51	the	the	DET
cjrl-2297	612	52	-	-	PUNCT
cjrl-2297	612	53	bureau/.	bureau/.	NOUN
cjrl-2297	612	54	209	209	NUM
cjrl-2297	612	55	see	see	VERB
cjrl-2297	612	56	holly	holly	PROPN
cjrl-2297	612	57	petraeus	petraeus	NOUN
cjrl-2297	612	58	,	,	PUNCT
cjrl-2297	612	59	statement	statement	NOUN
cjrl-2297	612	60	by	by	ADP
cjrl-2297	612	61	cfpb	cfpb	NOUN
cjrl-2297	612	62	’s	’s	PART
cjrl-2297	612	63	holly	holly	PROPN
cjrl-2297	612	64	petraeus	petraeus	PROPN
cjrl-2297	612	65	on	on	ADP
cjrl-2297	612	66	doj	doj	PROPN
cjrl-2297	612	67	,	,	PUNCT
cjrl-2297	612	68	fdic	fdic	PROPN
cjrl-2297	612	69	enforcement	enforcement	NOUN
cjrl-2297	612	70	actions	action	NOUN
cjrl-2297	612	71	against	against	ADP
cjrl-2297	612	72	sallie	sallie	PROPN
cjrl-2297	612	73	mae	mae	PROPN
cjrl-2297	612	74	,	,	PUNCT
cjrl-2297	612	75	cfpb	cfpb	NOUN
cjrl-2297	612	76	,	,	PUNCT
cjrl-2297	612	77	may	may	AUX
cjrl-2297	612	78	13	13	NUM
cjrl-2297	612	79	,	,	PUNCT
cjrl-2297	612	80	2014	2014	NUM
cjrl-2297	612	81	,	,	PUNCT
cjrl-2297	612	82	http://www.consumerfinance.gov/newsroom/statement-by-cfpbs-holly-petraeus-on-dojfdic-enforcement-actions-against-sallie-mae/	http://www.consumerfinance.gov/newsroom/statement-by-cfpbs-holly-petraeus-on-dojfdic-enforcement-actions-against-sallie-mae/	VERB
cjrl-2297	612	83	(	(	PUNCT
cjrl-2297	612	84	“	"	PUNCT
cjrl-2297	612	85	[	[	X
cjrl-2297	612	86	t]he	t]he	ADJ
cjrl-2297	612	87	u.s	u.s	PROPN
cjrl-2297	612	88	.	.	PROPN
cjrl-2297	612	89	department	department	PROPN
cjrl-2297	612	90	of	of	ADP
cjrl-2297	612	91	justice	justice	PROPN
cjrl-2297	612	92	announced	announce	VERB
cjrl-2297	612	93	an	an	DET
cjrl-2297	612	94	enforcement	enforcement	NOUN
cjrl-2297	612	95	action	action	NOUN
cjrl-2297	612	96	against	against	ADP
cjrl-2297	612	97	sallie	sallie	PROPN
cjrl-2297	612	98	mae	mae	PROPN
cjrl-2297	612	99	(	(	PUNCT
cjrl-2297	612	100	also	also	ADV
cjrl-2297	612	101	known	know	VERB
cjrl-2297	612	102	as	as	ADP
cjrl-2297	612	103	sallie	sallie	PROPN
cjrl-2297	612	104	mae	mae	PROPN
cjrl-2297	612	105	bank	bank	PROPN
cjrl-2297	612	106	and	and	CCONJ
cjrl-2297	612	107	navient	navient	ADJ
cjrl-2297	612	108	solutions	solution	NOUN
cjrl-2297	612	109	)	)	PUNCT
cjrl-2297	612	110	,	,	PUNCT
cjrl-2297	612	111	the	the	DET
cjrl-2297	612	112	largest	large	ADJ
cjrl-2297	612	113	servicer	servicer	NOUN
cjrl-2297	612	114	of	of	ADP
cjrl-2297	612	115	federal	federal	ADJ
cjrl-2297	612	116	and	and	CCONJ
cjrl-2297	612	117	private	private	ADJ
cjrl-2297	612	118	student	student	NOUN
cjrl-2297	612	119	loans	loan	NOUN
cjrl-2297	612	120	,	,	PUNCT
cjrl-2297	612	121	which	which	PRON
cjrl-2297	612	122	was	be	AUX
cjrl-2297	612	123	found	find	VERB
cjrl-2297	612	124	to	to	PART
cjrl-2297	612	125	be	be	AUX
cjrl-2297	612	126	systematically	systematically	ADV
cjrl-2297	612	127	violating	violate	VERB
cjrl-2297	612	128	the	the	DET
cjrl-2297	612	129	legal	legal	ADJ
cjrl-2297	612	130	rights	right	NOUN
cjrl-2297	612	131	of	of	ADP
cjrl-2297	612	132	u.s	u.s	PROPN
cjrl-2297	612	133	.	.	PROPN
cjrl-2297	612	134	servicemembers	servicemember	NOUN
cjrl-2297	612	135	.	.	PUNCT
cjrl-2297	613	1	the	the	DET
cjrl-2297	613	2	federal	federal	ADJ
cjrl-2297	613	3	deposit	deposit	NOUN
cjrl-2297	613	4	insurance	insurance	NOUN
cjrl-2297	613	5	corporation	corporation	NOUN
cjrl-2297	613	6	(	(	PUNCT
cjrl-2297	613	7	fdic	fdic	PROPN
cjrl-2297	613	8	)	)	PUNCT
cjrl-2297	613	9	also	also	ADV
cjrl-2297	613	10	reached	reach	VERB
cjrl-2297	613	11	a	a	DET
cjrl-2297	613	12	settlement	settlement	NOUN
cjrl-2297	613	13	with	with	ADP
cjrl-2297	613	14	the	the	DET
cjrl-2297	613	15	companies	company	NOUN
cjrl-2297	613	16	that	that	PRON
cjrl-2297	613	17	addresses	address	VERB
cjrl-2297	613	18	allegations	allegation	NOUN
cjrl-2297	613	19	of	of	ADP
cjrl-2297	613	20	student	student	NOUN
cjrl-2297	613	21	loan	loan	NOUN
cjrl-2297	613	22	servicing	servicing	NOUN
cjrl-2297	613	23	misconduct	misconduct	NOUN
cjrl-2297	613	24	.	.	PUNCT
cjrl-2297	614	1	sallie	sallie	PROPN
cjrl-2297	614	2	mae	mae	PROPN
cjrl-2297	614	3	is	be	AUX
cjrl-2297	614	4	ordered	order	VERB
cjrl-2297	614	5	to	to	PART
cjrl-2297	614	6	pay	pay	VERB
cjrl-2297	614	7	$	$	SYM
cjrl-2297	614	8	96.6	96.6	NUM
cjrl-2297	614	9	million	million	NUM
cjrl-2297	614	10	in	in	ADP
cjrl-2297	614	11	restitution	restitution	NOUN
cjrl-2297	614	12	and	and	CCONJ
cjrl-2297	614	13	penalties	penalty	NOUN
cjrl-2297	614	14	.	.	PUNCT
cjrl-2297	614	15	”	"	PUNCT
cjrl-2297	614	16	)	)	PUNCT
cjrl-2297	614	17	;	;	PUNCT
cjrl-2297	614	18	alan	alan	PROPN
cjrl-2297	614	19	zibel	zibel	PROPN
cjrl-2297	614	20	&	&	CCONJ
cjrl-2297	614	21	andrew	andrew	PROPN
cjrl-2297	614	22	grossman	grossman	PROPN
cjrl-2297	614	23	,	,	PUNCT
cjrl-2297	614	24	sallie	sallie	PROPN
cjrl-2297	614	25	mae	mae	PROPN
cjrl-2297	614	26	,	,	PUNCT
cjrl-2297	614	27	navient	navient	NOUN
cjrl-2297	614	28	reach	reach	VERB
cjrl-2297	614	29	student	student	NOUN
cjrl-2297	614	30	-	-	PUNCT
cjrl-2297	614	31	loan	loan	NOUN
cjrl-2297	614	32	settlement	settlement	NOUN
cjrl-2297	614	33	with	with	ADP
cjrl-2297	614	34	u.s	u.s	PROPN
cjrl-2297	614	35	.	.	PROPN
cjrl-2297	614	36	government	government	NOUN
cjrl-2297	614	37	,	,	PUNCT
cjrl-2297	614	38	wall	wall	PROPN
cjrl-2297	614	39	st	st	PROPN
cjrl-2297	614	40	.	.	PROPN
cjrl-2297	614	41	j.	j.	PROPN
cjrl-2297	614	42	,	,	PUNCT
cjrl-2297	614	43	may	may	AUX
cjrl-2297	614	44	13	13	NUM
cjrl-2297	614	45	,	,	PUNCT
cjrl-2297	614	46	2014	2014	NUM
cjrl-2297	614	47	,	,	PUNCT
cjrl-2297	614	48	http://online.wsj.com/news/articles/sb10001424052702303851804579560053304272542	http://online.wsj.com/news/articles/sb10001424052702303851804579560053304272542	PROPN
cjrl-2297	614	49	(	(	PUNCT
cjrl-2297	614	50	“	"	PUNCT
cjrl-2297	614	51	two	two	NUM
cjrl-2297	614	52	of	of	ADP
cjrl-2297	614	53	the	the	DET
cjrl-2297	614	54	biggest	big	ADJ
cjrl-2297	614	55	companies	company	NOUN
cjrl-2297	614	56	in	in	ADP
cjrl-2297	614	57	the	the	DET
cjrl-2297	614	58	student	student	NOUN
cjrl-2297	614	59	-	-	PUNCT
cjrl-2297	614	60	loan	loan	NOUN
cjrl-2297	614	61	market	market	NOUN
cjrl-2297	614	62	agreed	agree	VERB
cjrl-2297	614	63	on	on	ADP
cjrl-2297	614	64	tuesday	tuesday	PROPN
cjrl-2297	614	65	to	to	PART
cjrl-2297	614	66	pay	pay	VERB
cjrl-2297	614	67	a	a	DET
cjrl-2297	614	68	combined	combine	VERB
cjrl-2297	614	69	$	$	SYM
cjrl-2297	614	70	97	97	NUM
cjrl-2297	614	71	million	million	NUM
cjrl-2297	614	72	to	to	PART
cjrl-2297	614	73	settle	settle	VERB
cjrl-2297	614	74	federal	federal	ADJ
cjrl-2297	614	75	charges	charge	NOUN
cjrl-2297	614	76	they	they	PRON
cjrl-2297	614	77	overcharged	overcharge	VERB
cjrl-2297	614	78	military	military	ADJ
cjrl-2297	614	79	members	member	NOUN
cjrl-2297	614	80	and	and	CCONJ
cjrl-2297	614	81	imposed	impose	VERB
cjrl-2297	614	82	excessive	excessive	ADJ
cjrl-2297	614	83	fees	fee	NOUN
cjrl-2297	614	84	for	for	ADP
cjrl-2297	614	85	student	student	NOUN
cjrl-2297	614	86	loans	loan	NOUN
cjrl-2297	614	87	.	.	PUNCT
cjrl-2297	614	88	.	.	PUNCT
cjrl-2297	614	89	.	.	PUNCT
cjrl-2297	614	90	.	.	PUNCT
cjrl-2297	615	1	the	the	DET
cjrl-2297	615	2	justice	justice	PROPN
cjrl-2297	615	3	department	department	PROPN
cjrl-2297	615	4	's	's	PART
cjrl-2297	615	5	portion	portion	NOUN
cjrl-2297	615	6	of	of	ADP
cjrl-2297	615	7	the	the	DET
cjrl-2297	615	8	settlement	settlement	NOUN
cjrl-2297	615	9	requires	require	VERB
cjrl-2297	615	10	the	the	DET
cjrl-2297	615	11	companies	company	NOUN
cjrl-2297	615	12	to	to	PART
cjrl-2297	615	13	pay	pay	VERB
cjrl-2297	615	14	$	$	SYM
cjrl-2297	615	15	60	60	NUM
cjrl-2297	615	16	million	million	NUM
cjrl-2297	615	17	in	in	ADP
cjrl-2297	615	18	refunds	refund	NOUN
cjrl-2297	615	19	and	and	CCONJ
cjrl-2297	615	20	a	a	DET
cjrl-2297	615	21	$	$	SYM
cjrl-2297	615	22	55,000	55,000	NUM
cjrl-2297	615	23	civil	civil	ADJ
cjrl-2297	615	24	penalty	penalty	NOUN
cjrl-2297	615	25	.	.	PUNCT
cjrl-2297	616	1	the	the	DET
cjrl-2297	616	2	fdic	fdic	PROPN
cjrl-2297	616	3	required	require	VERB
cjrl-2297	616	4	$	$	SYM
cjrl-2297	616	5	30	30	NUM
cjrl-2297	616	6	million	million	NUM
cjrl-2297	616	7	in	in	ADP
cjrl-2297	616	8	refunds	refund	NOUN
cjrl-2297	616	9	and	and	CCONJ
cjrl-2297	616	10	$	$	SYM
cjrl-2297	616	11	6.6	6.6	NUM
cjrl-2297	616	12	million	million	NUM
cjrl-2297	616	13	in	in	ADP
cjrl-2297	616	14	penalties	penalty	NOUN
cjrl-2297	616	15	.	.	PUNCT
cjrl-2297	616	16	”	"	PUNCT
cjrl-2297	616	17	)	)	PUNCT
cjrl-2297	616	18	;	;	PUNCT
cjrl-2297	616	19	association	association	NOUN
cjrl-2297	616	20	of	of	ADP
cjrl-2297	616	21	credit	credit	NOUN
cjrl-2297	616	22	and	and	CCONJ
cjrl-2297	616	23	collection	collection	NOUN
cjrl-2297	616	24	professionals	professional	NOUN
cjrl-2297	616	25	,	,	PUNCT
cjrl-2297	616	26	cfpb	cfpb	NOUN
cjrl-2297	616	27	investigates	investigate	VERB
cjrl-2297	616	28	sallie	sallie	PROPN
cjrl-2297	616	29	mae	mae	PROPN
cjrl-2297	616	30	,	,	PUNCT
cjrl-2297	616	31	http://www.acainternational.org/cfpbarticle-cfpb-investigates-sallie-mae-29491.aspx	http://www.acainternational.org/cfpbarticle-cfpb-investigates-sallie-mae-29491.aspx	NOUN
cjrl-2297	616	32	;	;	PUNCT
cjrl-2297	616	33	consumer	consumer	NOUN
cjrl-2297	616	34	financial	financial	PROPN
cjrl-2297	616	35	protection	protection	PROPN
cjrl-2297	616	36	bureau	bureau	PROPN
cjrl-2297	616	37	,	,	PUNCT
cjrl-2297	616	38	our	our	PRON
cjrl-2297	616	39	student	student	NOUN
cjrl-2297	616	40	loan	loan	NOUN
cjrl-2297	616	41	complaint	complaint	NOUN
cjrl-2297	616	42	system	system	NOUN
cjrl-2297	616	43	is	be	AUX
cjrl-2297	616	44	open	open	ADJ
cjrl-2297	616	45	for	for	ADP
cjrl-2297	616	46	business	business	NOUN
cjrl-2297	616	47	,	,	PUNCT
cjrl-2297	616	48	march	march	PROPN
cjrl-2297	616	49	5	5	NUM
cjrl-2297	616	50	,	,	PUNCT
cjrl-2297	616	51	2012	2012	NUM
cjrl-2297	616	52	,	,	PUNCT
cjrl-2297	616	53	http://	http://	PROPN
cjrl-2297	616	54	www.consumerfinance.gov/blog/our-student-loan-complaint-system-is-open-for-business/	www.consumerfinance.gov/blog/our-student-loan-complaint-system-is-open-for-business/	X
cjrl-2297	616	55	;	;	PUNCT
cjrl-2297	616	56	catherine	catherine	PROPN
cjrl-2297	616	57	new	new	PROPN
cjrl-2297	616	58	,	,	PUNCT
cjrl-2297	616	59	consumer	consumer	NOUN
cjrl-2297	616	60	financial	financial	PROPN
cjrl-2297	616	61	protection	protection	PROPN
cjrl-2297	616	62	bureau	bureau	PROPN
cjrl-2297	616	63	finds	find	VERB
cjrl-2297	616	64	student	student	NOUN
cjrl-2297	616	65	,	,	PUNCT
cjrl-2297	616	66	mortgage	mortgage	NOUN
cjrl-2297	616	67	lenders	lender	NOUN
cjrl-2297	616	68	have	have	VERB
cjrl-2297	616	69	‘	'	PUNCT
cjrl-2297	616	70	uncanny	uncanny	ADJ
cjrl-2297	616	71	resemblance	resemblance	NOUN
cjrl-2297	616	72	’	'	PUNCT
cjrl-2297	616	73	,	,	PUNCT
cjrl-2297	616	74	huffington	huffington	PROPN
cjrl-2297	616	75	post	post	PROPN
cjrl-2297	616	76	,	,	PUNCT
cjrl-2297	616	77	oct	oct	PROPN
cjrl-2297	616	78	.	.	PROPN
cjrl-2297	616	79	16	16	NUM
cjrl-2297	616	80	,	,	PUNCT
cjrl-2297	616	81	2012	2012	NUM
cjrl-2297	616	82	,	,	PUNCT
cjrl-2297	616	83	http://www.huffingtonpost.com/2012/10/16/consumer-financial-protection-bureau-private-student-loan_n_196	http://www.huffingtonpost.com/2012/10/16/consumer-financial-protection-bureau-private-student-loan_n_196	NOUN
cjrl-2297	616	84	8232.html	8232.html	NUM
cjrl-2297	616	85	.	.	PUNCT
cjrl-2297	617	1	see	see	VERB
cjrl-2297	617	2	generally	generally	ADV
cjrl-2297	617	3	salle	salle	PROPN
cjrl-2297	617	4	mae	mae	PROPN
cjrl-2297	617	5	,	,	PUNCT
cjrl-2297	617	6	primer	primer	NOUN
cjrl-2297	617	7	on	on	ADP
cjrl-2297	617	8	private	private	ADJ
cjrl-2297	617	9	education	education	NOUN
cjrl-2297	617	10	loans	loan	NOUN
cjrl-2297	617	11	,	,	PUNCT
cjrl-2297	617	12	https://www.salliemae.com/about/news_info/	https://www.salliemae.com/about/news_info/	ADP
cjrl-2297	617	13	primer	primer	NOUN
cjrl-2297	617	14	/	/	SYM
cjrl-2297	617	15	default.aspx	default.aspx	NOUN
cjrl-2297	617	16	;	;	PUNCT
cjrl-2297	617	17	libby	libby	PROPN
cjrl-2297	617	18	a.	a.	PROPN
cjrl-2297	617	19	nelson	nelson	PROPN
cjrl-2297	617	20	,	,	PUNCT
cjrl-2297	617	21	looking	look	VERB
cjrl-2297	617	22	over	over	ADP
cjrl-2297	617	23	servicers	servicer	NOUN
cjrl-2297	617	24	’	'	PUNCT
cjrl-2297	617	25	shoulders	shoulder	NOUN
cjrl-2297	617	26	,	,	PUNCT
cjrl-2297	617	27	inside	inside	ADP
cjrl-2297	617	28	higher	high	ADJ
cjrl-2297	617	29	educ	educ	PROPN
cjrl-2297	617	30	.	.	PUNCT
cjrl-2297	617	31	,	,	PUNCT
cjrl-2297	617	32	march	march	PROPN
cjrl-2297	617	33	15	15	NUM
cjrl-2297	617	34	,	,	PUNCT
cjrl-2297	617	35	2013	2013	NUM
cjrl-2297	617	36	,	,	PUNCT
cjrl-2297	617	37	http://	http://	PROPN
cjrl-2297	617	38	www.insidehighered.com/news/2013/03/15/consumer-financial-protection-bureau-seek-oversight-loan-servicers	www.insidehighered.com/news/2013/03/15/consumer-financial-protection-bureau-seek-oversight-loan-servicer	NOUN
cjrl-2297	617	39	;	;	PUNCT
cjrl-2297	617	40	danielle	danielle	PROPN
cjrl-2297	617	41	douglas	douglas	PROPN
cjrl-2297	617	42	,	,	PUNCT
cjrl-2297	617	43	sallie	sallie	PROPN
cjrl-2297	617	44	mae	mae	PROPN
cjrl-2297	617	45	to	to	PART
cjrl-2297	617	46	split	split	VERB
cjrl-2297	617	47	into	into	ADP
cjrl-2297	617	48	two	two	NUM
cjrl-2297	617	49	companies	company	NOUN
cjrl-2297	617	50	,	,	PUNCT
cjrl-2297	617	51	washington	washington	PROPN
cjrl-2297	617	52	post	post	PROPN
cjrl-2297	617	53	,	,	PUNCT
cjrl-2297	617	54	may	may	AUX
cjrl-2297	617	55	29	29	NUM
cjrl-2297	617	56	,	,	PUNCT
cjrl-2297	617	57	2013	2013	NUM
cjrl-2297	617	58	;	;	PUNCT
cjrl-2297	617	59	john	john	PROPN
cjrl-2297	617	60	hechinger	hechinger	PROPN
cjrl-2297	617	61	and	and	CCONJ
cjrl-2297	617	62	janet	janet	PROPN
cjrl-2297	617	63	lorin	lorin	PROPN
cjrl-2297	617	64	,	,	PUNCT
cjrl-2297	617	65	sallie	sallie	PROPN
cjrl-2297	617	66	mae	mae	PROPN
cjrl-2297	617	67	split	split	PROPN
cjrl-2297	617	68	marks	mark	NOUN
cjrl-2297	617	69	bet	bet	VERB
cjrl-2297	617	70	on	on	ADP
cjrl-2297	617	71	much	much	ADV
cjrl-2297	617	72	-	-	PUNCT
cjrl-2297	617	73	abused	abuse	VERB
cjrl-2297	617	74	private	private	ADJ
cjrl-2297	617	75	student	student	NOUN
cjrl-2297	617	76	loans	loan	NOUN
cjrl-2297	617	77	,	,	PUNCT
cjrl-2297	617	78	bloomberg	bloomberg	PROPN
cjrl-2297	617	79	,	,	PUNCT
cjrl-2297	617	80	may	may	AUX
cjrl-2297	617	81	31	31	NUM
cjrl-2297	617	82	,	,	PUNCT
cjrl-2297	617	83	2013	2013	NUM
cjrl-2297	617	84	.	.	PUNCT
cjrl-2297	618	1	foreclosures	foreclosure	NOUN
cjrl-2297	618	2	and	and	CCONJ
cjrl-2297	618	3	financial	financial	ADJ
cjrl-2297	618	4	aid	aid	NOUN
cjrl-2297	618	5	vol	vol	NOUN
cjrl-2297	618	6	.	.	PUNCT
cjrl-2297	618	7	4:2	4:2	NUM
cjrl-2297	618	8	158	158	NUM
cjrl-2297	619	1	the	the	DET
cjrl-2297	619	2	private	private	ADJ
cjrl-2297	619	3	student	student	NOUN
cjrl-2297	619	4	loan	loan	NOUN
cjrl-2297	619	5	terms	term	NOUN
cjrl-2297	619	6	under	under	ADP
cjrl-2297	619	7	scrutiny	scrutiny	NOUN
cjrl-2297	619	8	by	by	ADP
cjrl-2297	619	9	the	the	DET
cjrl-2297	619	10	cfpb.210	cfpb.210	PROPN
cjrl-2297	619	11	the	the	DET
cjrl-2297	619	12	heoa	heoa	PROPN
cjrl-2297	619	13	also	also	ADV
cjrl-2297	619	14	addressed	address	VERB
cjrl-2297	619	15	conflicts	conflict	NOUN
cjrl-2297	619	16	of	of	ADP
cjrl-2297	619	17	interest	interest	NOUN
cjrl-2297	619	18	along	along	ADP
cjrl-2297	619	19	with	with	ADP
cjrl-2297	619	20	unfair	unfair	ADJ
cjrl-2297	619	21	and	and	CCONJ
cjrl-2297	619	22	deceptive	deceptive	ADJ
cjrl-2297	619	23	educational	educational	ADJ
cjrl-2297	619	24	lending	lending	NOUN
cjrl-2297	619	25	practices	practice	NOUN
cjrl-2297	619	26	that	that	PRON
cjrl-2297	619	27	plagued	plague	VERB
cjrl-2297	619	28	the	the	DET
cjrl-2297	619	29	private	private	ADJ
cjrl-2297	619	30	student	student	NOUN
cjrl-2297	619	31	loan	loan	NOUN
cjrl-2297	619	32	industry	industry	NOUN
cjrl-2297	619	33	prior	prior	ADV
cjrl-2297	619	34	to	to	ADP
cjrl-2297	619	35	increased	increase	VERB
cjrl-2297	619	36	regulation.211	regulation.211	PROPN
cjrl-2297	619	37	iv	iv	NOUN
cjrl-2297	619	38	.	.	PUNCT
cjrl-2297	619	39	financial	financial	ADJ
cjrl-2297	619	40	aid	aid	NOUN
cjrl-2297	619	41	best	good	ADJ
cjrl-2297	619	42	practices	practice	NOUN
cjrl-2297	619	43	financial	financial	ADJ
cjrl-2297	619	44	aid	aid	NOUN
cjrl-2297	619	45	reform	reform	NOUN
cjrl-2297	619	46	efforts	effort	NOUN
cjrl-2297	619	47	have	have	AUX
cjrl-2297	619	48	set	set	VERB
cjrl-2297	619	49	forth	forth	ADP
cjrl-2297	619	50	executive	executive	NOUN
cjrl-2297	619	51	orders	order	NOUN
cjrl-2297	619	52	and	and	CCONJ
cjrl-2297	619	53	legislation,212	legislation,212	PROPN
cjrl-2297	619	54	but	but	CCONJ
cjrl-2297	619	55	these	these	DET
cjrl-2297	619	56	initiatives	initiative	NOUN
cjrl-2297	619	57	may	may	AUX
cjrl-2297	619	58	not	not	PART
cjrl-2297	619	59	provide	provide	VERB
cjrl-2297	619	60	sufficient	sufficient	ADJ
cjrl-2297	619	61	relief	relief	NOUN
cjrl-2297	619	62	for	for	ADP
cjrl-2297	619	63	student	student	NOUN
cjrl-2297	619	64	borrowers	borrower	NOUN
cjrl-2297	619	65	and	and	CCONJ
cjrl-2297	619	66	their	their	PRON
cjrl-2297	619	67	families.213	families.213	NOUN
cjrl-2297	619	68	federal	federal	ADJ
cjrl-2297	619	69	laws	law	NOUN
cjrl-2297	619	70	and	and	CCONJ
cjrl-2297	619	71	regulations	regulation	NOUN
cjrl-2297	619	72	210	210	NUM
cjrl-2297	619	73	see	see	VERB
cjrl-2297	619	74	zibel	zibel	NOUN
cjrl-2297	619	75	&	&	CCONJ
cjrl-2297	619	76	grossman	grossman	PROPN
cjrl-2297	619	77	,	,	PUNCT
cjrl-2297	619	78	supra	supra	PROPN
cjrl-2297	619	79	note	note	NOUN
cjrl-2297	619	80	209	209	NUM
cjrl-2297	619	81	(	(	PUNCT
cjrl-2297	619	82	“	"	PUNCT
cjrl-2297	619	83	federal	federal	ADJ
cjrl-2297	619	84	and	and	CCONJ
cjrl-2297	619	85	state	state	NOUN
cjrl-2297	619	86	scrutiny	scrutiny	NOUN
cjrl-2297	619	87	of	of	ADP
cjrl-2297	619	88	the	the	DET
cjrl-2297	619	89	nearly	nearly	ADV
cjrl-2297	619	90	$	$	SYM
cjrl-2297	619	91	1.2	1.2	NUM
cjrl-2297	619	92	trillion	trillion	NUM
cjrl-2297	619	93	student	student	NOUN
cjrl-2297	619	94	-	-	PUNCT
cjrl-2297	619	95	loan	loan	NOUN
cjrl-2297	619	96	industry	industry	NOUN
cjrl-2297	619	97	has	have	AUX
cjrl-2297	619	98	increased	increase	VERB
cjrl-2297	619	99	.	.	PUNCT
cjrl-2297	619	100	.	.	PUNCT
cjrl-2297	619	101	.	.	PUNCT
cjrl-2297	619	102	.	.	PUNCT
cjrl-2297	620	1	the	the	DET
cjrl-2297	620	2	consumer	consumer	NOUN
cjrl-2297	620	3	financial	financial	PROPN
cjrl-2297	620	4	protection	protection	PROPN
cjrl-2297	620	5	bureau	bureau	PROPN
cjrl-2297	620	6	.	.	PUNCT
cjrl-2297	620	7	.	.	PUNCT
cjrl-2297	620	8	.	.	PUNCT
cjrl-2297	621	1	started	start	VERB
cjrl-2297	621	2	overseeing	oversee	VERB
cjrl-2297	621	3	the	the	DET
cjrl-2297	621	4	largest	large	ADJ
cjrl-2297	621	5	u.s	u.s	PROPN
cjrl-2297	621	6	.	.	PROPN
cjrl-2297	621	7	studentloan	studentloan	NOUN
cjrl-2297	621	8	servicers	servicer	NOUN
cjrl-2297	621	9	in	in	ADP
cjrl-2297	621	10	march	march	PROPN
cjrl-2297	621	11	.	.	PUNCT
cjrl-2297	622	1	that	that	DET
cjrl-2297	622	2	agency	agency	NOUN
cjrl-2297	622	3	has	have	AUX
cjrl-2297	622	4	raised	raise	VERB
cjrl-2297	622	5	concerns	concern	NOUN
cjrl-2297	622	6	about	about	ADP
cjrl-2297	622	7	student	student	NOUN
cjrl-2297	622	8	-	-	PUNCT
cjrl-2297	622	9	loan	loan	NOUN
cjrl-2297	622	10	firms	firm	NOUN
cjrl-2297	622	11	'	'	PART
cjrl-2297	622	12	treatment	treatment	NOUN
cjrl-2297	622	13	of	of	ADP
cjrl-2297	622	14	military	military	ADJ
cjrl-2297	622	15	members	member	NOUN
cjrl-2297	622	16	as	as	ADV
cjrl-2297	622	17	well	well	ADV
cjrl-2297	622	18	as	as	ADP
cjrl-2297	622	19	servicers	servicer	NOUN
cjrl-2297	622	20	that	that	PRON
cjrl-2297	622	21	may	may	AUX
cjrl-2297	622	22	charge	charge	VERB
cjrl-2297	622	23	borrowers	borrower	NOUN
cjrl-2297	622	24	improper	improper	ADJ
cjrl-2297	622	25	fees	fee	NOUN
cjrl-2297	622	26	and	and	CCONJ
cjrl-2297	622	27	fail	fail	VERB
cjrl-2297	622	28	to	to	PART
cjrl-2297	622	29	properly	properly	ADV
cjrl-2297	622	30	process	process	VERB
cjrl-2297	622	31	payments	payment	NOUN
cjrl-2297	622	32	.	.	PUNCT
cjrl-2297	622	33	”	"	PUNCT
cjrl-2297	622	34	)	)	PUNCT
cjrl-2297	622	35	;	;	PUNCT
cjrl-2297	622	36	rohit	rohit	PROPN
cjrl-2297	622	37	chopra	chopra	PROPN
cjrl-2297	622	38	,	,	PUNCT
cjrl-2297	622	39	thousands	thousand	NOUN
cjrl-2297	622	40	of	of	ADP
cjrl-2297	622	41	voices	voice	NOUN
cjrl-2297	622	42	on	on	ADP
cjrl-2297	622	43	private	private	ADJ
cjrl-2297	622	44	student	student	NOUN
cjrl-2297	622	45	loans	loan	NOUN
cjrl-2297	622	46	,	,	PUNCT
cjrl-2297	622	47	cfpb	cfpb	NOUN
cjrl-2297	622	48	,	,	PUNCT
cjrl-2297	622	49	june	june	PROPN
cjrl-2297	622	50	13	13	NUM
cjrl-2297	622	51	,	,	PUNCT
cjrl-2297	622	52	2012	2012	NUM
cjrl-2297	622	53	,	,	PUNCT
cjrl-2297	622	54	http://www.consumerfinance.gov/blog/thousands-of-voices-onprivate-student-loans/.	http://www.consumerfinance.gov/blog/thousands-of-voices-onprivate-student-loans/.	PROPN
cjrl-2297	622	55	see	see	VERB
cjrl-2297	622	56	generally	generally	ADV
cjrl-2297	622	57	15	15	NUM
cjrl-2297	622	58	u.s.c	u.s.c	ADJ
cjrl-2297	622	59	.	.	PUNCT
cjrl-2297	623	1	§	§	PROPN
cjrl-2297	623	2	1650	1650	NUM
cjrl-2297	623	3	;	;	PUNCT
cjrl-2297	623	4	federal	federal	ADJ
cjrl-2297	623	5	trade	trade	PROPN
cjrl-2297	623	6	commission	commission	PROPN
cjrl-2297	623	7	,	,	PUNCT
cjrl-2297	623	8	student	student	NOUN
cjrl-2297	623	9	loans	loan	NOUN
cjrl-2297	623	10	:	:	PUNCT
cjrl-2297	623	11	avoiding	avoid	VERB
cjrl-2297	623	12	deceptive	deceptive	ADJ
cjrl-2297	623	13	offers	offer	NOUN
cjrl-2297	623	14	,	,	PUNCT
cjrl-2297	623	15	ftc	ftc	PROPN
cjrl-2297	623	16	facts	fact	NOUN
cjrl-2297	623	17	for	for	ADP
cjrl-2297	623	18	consumers	consumer	NOUN
cjrl-2297	623	19	,	,	PUNCT
cjrl-2297	623	20	may	may	PROPN
cjrl-2297	623	21	2012	2012	NUM
cjrl-2297	623	22	;	;	PUNCT
cjrl-2297	623	23	lynn	lynn	PROPN
cjrl-2297	623	24	o’shaughnessy	o’shaughnessy	PROPN
cjrl-2297	623	25	,	,	PUNCT
cjrl-2297	623	26	a	a	DET
cjrl-2297	623	27	hidden	hidden	ADJ
cjrl-2297	623	28	hazard	hazard	NOUN
cjrl-2297	623	29	of	of	ADP
cjrl-2297	623	30	private	private	ADJ
cjrl-2297	623	31	student	student	NOUN
cjrl-2297	623	32	loans	loan	NOUN
cjrl-2297	623	33	,	,	PUNCT
cjrl-2297	623	34	march	march	PROPN
cjrl-2297	623	35	11	11	NUM
cjrl-2297	623	36	,	,	PUNCT
cjrl-2297	623	37	2013	2013	NUM
cjrl-2297	623	38	;	;	PUNCT
cjrl-2297	623	39	cfpb	cfpb	NOUN
cjrl-2297	623	40	,	,	PUNCT
cjrl-2297	623	41	mid	mid	ADJ
cjrl-2297	623	42	-	-	NOUN
cjrl-2297	623	43	year	year	NOUN
cjrl-2297	623	44	snapshot	snapshot	NOUN
cjrl-2297	623	45	of	of	ADP
cjrl-2297	623	46	private	private	ADJ
cjrl-2297	623	47	student	student	NOUN
cjrl-2297	623	48	loan	loan	NOUN
cjrl-2297	623	49	complaints	complaint	NOUN
cjrl-2297	623	50	,	,	PUNCT
cjrl-2297	623	51	july	july	PROPN
cjrl-2297	623	52	2013	2013	NUM
cjrl-2297	623	53	.	.	PUNCT
cjrl-2297	624	1	211	211	NUM
cjrl-2297	624	2	see	see	VERB
cjrl-2297	624	3	higher	high	ADJ
cjrl-2297	624	4	education	education	NOUN
cjrl-2297	624	5	opportunity	opportunity	NOUN
cjrl-2297	624	6	act	act	NOUN
cjrl-2297	624	7	of	of	ADP
cjrl-2297	624	8	2008	2008	NUM
cjrl-2297	624	9	,	,	PUNCT
cjrl-2297	624	10	title	title	NOUN
cjrl-2297	624	11	x	x	NOUN
cjrl-2297	624	12	–	–	PUNCT
cjrl-2297	624	13	private	private	ADJ
cjrl-2297	624	14	student	student	NOUN
cjrl-2297	624	15	loan	loan	NOUN
cjrl-2297	624	16	improvement	improvement	NOUN
cjrl-2297	624	17	;	;	PUNCT
cjrl-2297	624	18	pub	pub	NOUN
cjrl-2297	624	19	.	.	PUNCT
cjrl-2297	625	1	l.	l.	PROPN
cjrl-2297	625	2	no	no	INTJ
cjrl-2297	625	3	.	.	PROPN
cjrl-2297	626	1	110	110	NUM
cjrl-2297	626	2	-	-	SYM
cjrl-2297	626	3	315	315	NUM
cjrl-2297	626	4	,	,	PUNCT
cjrl-2297	626	5	122	122	NUM
cjrl-2297	626	6	stat	stat	NOUN
cjrl-2297	626	7	.	.	PUNCT
cjrl-2297	627	1	3078	3078	NUM
cjrl-2297	627	2	(	(	PUNCT
cjrl-2297	627	3	2008	2008	NUM
cjrl-2297	627	4	)	)	PUNCT
cjrl-2297	627	5	;	;	PUNCT
cjrl-2297	627	6	see	see	VERB
cjrl-2297	627	7	also	also	ADV
cjrl-2297	627	8	student	student	NOUN
cjrl-2297	627	9	loan	loan	PROPN
cjrl-2297	627	10	sunshine	sunshine	PROPN
cjrl-2297	627	11	act	act	PROPN
cjrl-2297	627	12	,	,	PUNCT
cjrl-2297	627	13	s.	s.	PROPN
cjrl-2297	627	14	486	486	NUM
cjrl-2297	627	15	,	,	PUNCT
cjrl-2297	627	16	110th	110th	ADJ
cjrl-2297	627	17	cong	cong	NOUN
cjrl-2297	627	18	.	.	PUNCT
cjrl-2297	628	1	(	(	PUNCT
cjrl-2297	628	2	2007	2007	NUM
cjrl-2297	628	3	)	)	PUNCT
cjrl-2297	628	4	;	;	PUNCT
cjrl-2297	628	5	editorial	editorial	NOUN
cjrl-2297	628	6	,	,	PUNCT
cjrl-2297	628	7	needless	needless	ADJ
cjrl-2297	628	8	student	student	NOUN
cjrl-2297	628	9	loan	loan	NOUN
cjrl-2297	628	10	subsidies	subsidy	NOUN
cjrl-2297	628	11	,	,	PUNCT
cjrl-2297	628	12	n.y	n.y	PROPN
cjrl-2297	628	13	.	.	PROPN
cjrl-2297	628	14	times	times	PROPN
cjrl-2297	628	15	,	,	PUNCT
cjrl-2297	628	16	april	april	PROPN
cjrl-2297	628	17	18	18	NUM
cjrl-2297	628	18	,	,	PUNCT
cjrl-2297	628	19	2007	2007	NUM
cjrl-2297	628	20	“	"	PUNCT
cjrl-2297	628	21	[	[	X
cjrl-2297	628	22	l]awmakers	l]awmaker	NOUN
cjrl-2297	628	23	are	be	AUX
cjrl-2297	628	24	looking	look	VERB
cjrl-2297	628	25	around	around	ADV
cjrl-2297	628	26	for	for	ADP
cjrl-2297	628	27	ways	way	NOUN
cjrl-2297	628	28	to	to	PART
cjrl-2297	628	29	root	root	VERB
cjrl-2297	628	30	out	out	ADP
cjrl-2297	628	31	the	the	DET
cjrl-2297	628	32	kinds	kind	NOUN
cjrl-2297	628	33	of	of	ADP
cjrl-2297	628	34	corruption	corruption	NOUN
cjrl-2297	628	35	uncovered	uncover	VERB
cjrl-2297	628	36	in	in	ADP
cjrl-2297	628	37	recent	recent	ADJ
cjrl-2297	628	38	investigations	investigation	NOUN
cjrl-2297	628	39	by	by	ADP
cjrl-2297	628	40	new	new	PROPN
cjrl-2297	628	41	york	york	PROPN
cjrl-2297	628	42	’s	’s	PART
cjrl-2297	628	43	attorney	attorney	NOUN
cjrl-2297	628	44	general	general	NOUN
cjrl-2297	628	45	,	,	PUNCT
cjrl-2297	628	46	andrew	andrew	PROPN
cjrl-2297	628	47	cuomo	cuomo	PROPN
cjrl-2297	628	48	.	.	PUNCT
cjrl-2297	629	1	a	a	DET
cjrl-2297	629	2	good	good	ADJ
cjrl-2297	629	3	start	start	NOUN
cjrl-2297	629	4	would	would	AUX
cjrl-2297	629	5	be	be	AUX
cjrl-2297	629	6	to	to	PART
cjrl-2297	629	7	pass	pass	VERB
cjrl-2297	629	8	the	the	DET
cjrl-2297	629	9	student	student	NOUN
cjrl-2297	629	10	loan	loan	NOUN
cjrl-2297	629	11	sunshine	sunshine	PROPN
cjrl-2297	629	12	act	act	PROPN
cjrl-2297	629	13	.	.	PUNCT
cjrl-2297	629	14	.	.	PUNCT
cjrl-2297	629	15	.	.	PUNCT
cjrl-2297	629	16	.	.	PUNCT
cjrl-2297	630	1	the	the	DET
cjrl-2297	630	2	sunshine	sunshine	PROPN
cjrl-2297	630	3	act	act	NOUN
cjrl-2297	630	4	would	would	AUX
cjrl-2297	630	5	make	make	VERB
cjrl-2297	630	6	it	it	PRON
cjrl-2297	630	7	a	a	DET
cjrl-2297	630	8	federal	federal	ADJ
cjrl-2297	630	9	crime	crime	NOUN
cjrl-2297	630	10	for	for	SCONJ
cjrl-2297	630	11	lenders	lender	NOUN
cjrl-2297	630	12	to	to	PART
cjrl-2297	630	13	offer	offer	VERB
cjrl-2297	630	14	college	college	NOUN
cjrl-2297	630	15	officials	official	NOUN
cjrl-2297	630	16	anything	anything	PRON
cjrl-2297	630	17	of	of	ADP
cjrl-2297	630	18	value	value	NOUN
cjrl-2297	630	19	in	in	ADP
cjrl-2297	630	20	exchange	exchange	NOUN
cjrl-2297	630	21	for	for	ADP
cjrl-2297	630	22	the	the	DET
cjrl-2297	630	23	right	right	NOUN
cjrl-2297	630	24	to	to	PART
cjrl-2297	630	25	do	do	AUX
cjrl-2297	630	26	business	business	NOUN
cjrl-2297	630	27	at	at	ADP
cjrl-2297	630	28	a	a	DET
cjrl-2297	630	29	given	give	VERB
cjrl-2297	630	30	school	school	NOUN
cjrl-2297	630	31	.	.	PUNCT
cjrl-2297	631	1	the	the	DET
cjrl-2297	631	2	new	new	ADJ
cjrl-2297	631	3	law	law	NOUN
cjrl-2297	631	4	would	would	AUX
cjrl-2297	631	5	require	require	VERB
cjrl-2297	631	6	the	the	DET
cjrl-2297	631	7	colleges	college	NOUN
cjrl-2297	631	8	to	to	PART
cjrl-2297	631	9	explain	explain	VERB
cjrl-2297	631	10	publicly	publicly	ADV
cjrl-2297	631	11	why	why	SCONJ
cjrl-2297	631	12	they	they	PRON
cjrl-2297	631	13	had	have	AUX
cjrl-2297	631	14	placed	place	VERB
cjrl-2297	631	15	a	a	DET
cjrl-2297	631	16	given	give	VERB
cjrl-2297	631	17	lender	lender	NOUN
cjrl-2297	631	18	on	on	ADP
cjrl-2297	631	19	the	the	DET
cjrl-2297	631	20	school	school	NOUN
cjrl-2297	631	21	’s	’s	PART
cjrl-2297	631	22	‘	'	PUNCT
cjrl-2297	631	23	preferred	preferred	ADJ
cjrl-2297	631	24	lender	lender	NOUN
cjrl-2297	631	25	’	'	PUNCT
cjrl-2297	631	26	list	list	NOUN
cjrl-2297	631	27	and	and	CCONJ
cjrl-2297	631	28	would	would	AUX
cjrl-2297	631	29	force	force	VERB
cjrl-2297	631	30	the	the	DET
cjrl-2297	631	31	institutions	institution	NOUN
cjrl-2297	631	32	to	to	PART
cjrl-2297	631	33	disclose	disclose	VERB
cjrl-2297	631	34	any	any	DET
cjrl-2297	631	35	special	special	ADJ
cjrl-2297	631	36	deals	deal	NOUN
cjrl-2297	631	37	that	that	PRON
cjrl-2297	631	38	had	have	AUX
cjrl-2297	631	39	been	be	AUX
cjrl-2297	631	40	made	make	VERB
cjrl-2297	631	41	behind	behind	ADP
cjrl-2297	631	42	the	the	DET
cjrl-2297	631	43	scenes	scene	NOUN
cjrl-2297	631	44	.	.	PUNCT
cjrl-2297	631	45	”	"	PUNCT
cjrl-2297	631	46	)	)	PUNCT
cjrl-2297	631	47	;	;	PUNCT
cjrl-2297	631	48	see	see	VERB
cjrl-2297	631	49	also	also	ADV
cjrl-2297	631	50	comm	comm	NOUN
cjrl-2297	631	51	.	.	PUNCT
cjrl-2297	632	1	on	on	ADP
cjrl-2297	632	2	educ	educ	PROPN
cjrl-2297	632	3	.	.	PUNCT
cjrl-2297	633	1	and	and	CCONJ
cjrl-2297	633	2	labor	labor	NOUN
cjrl-2297	633	3	,	,	PUNCT
cjrl-2297	633	4	the	the	DET
cjrl-2297	633	5	student	student	NOUN
cjrl-2297	633	6	loan	loan	NOUN
cjrl-2297	633	7	sunshine	sunshine	PROPN
cjrl-2297	633	8	act	act	PROPN
cjrl-2297	633	9	:	:	PUNCT
cjrl-2297	633	10	cleaning	clean	VERB
cjrl-2297	633	11	up	up	ADP
cjrl-2297	633	12	student	student	NOUN
cjrl-2297	633	13	aid	aid	NOUN
cjrl-2297	633	14	(	(	PUNCT
cjrl-2297	633	15	2007	2007	NUM
cjrl-2297	633	16	)	)	PUNCT
cjrl-2297	633	17	,	,	PUNCT
cjrl-2297	633	18	http://democrats.edworkforce.house.gov/sites	http://democrats.edworkforce.house.gov/site	NOUN
cjrl-2297	633	19	/democrats.edworkforce.house.gov	/democrats.edworkforce.house.gov	NOUN
cjrl-2297	633	20	/	/	NOUN
cjrl-2297	633	21	files	file	NOUN
cjrl-2297	633	22	/	/	SYM
cjrl-2297	633	23	documents/050807sunshineact.pdf	documents/050807sunshineact.pdf	NOUN
cjrl-2297	633	24	;	;	PUNCT
cjrl-2297	633	25	editorial	editorial	NOUN
cjrl-2297	633	26	,	,	PUNCT
cjrl-2297	633	27	needless	needless	ADJ
cjrl-2297	633	28	student	student	NOUN
cjrl-2297	633	29	loan	loan	NOUN
cjrl-2297	633	30	subsidies	subsidy	NOUN
cjrl-2297	633	31	,	,	PUNCT
cjrl-2297	633	32	n.y	n.y	PROPN
cjrl-2297	633	33	.	.	PROPN
cjrl-2297	633	34	times	times	PROPN
cjrl-2297	633	35	,	,	PUNCT
cjrl-2297	633	36	apr	apr	PROPN
cjrl-2297	633	37	.	.	PROPN
cjrl-2297	633	38	18	18	NUM
cjrl-2297	633	39	,	,	PUNCT
cjrl-2297	633	40	2007	2007	NUM
cjrl-2297	633	41	,	,	PUNCT
cjrl-2297	633	42	http://www.nytimes.com/2007/04/18/opinion/18weds2.html?_r=0	http://www.nytimes.com/2007/04/18/opinion/18weds2.html?_r=0	PROPN
cjrl-2297	633	43	;	;	PUNCT
cjrl-2297	633	44	see	see	VERB
cjrl-2297	633	45	generally	generally	ADV
cjrl-2297	633	46	higher	high	ADJ
cjrl-2297	633	47	education	education	NOUN
cjrl-2297	633	48	opportunity	opportunity	NOUN
cjrl-2297	633	49	act	act	NOUN
cjrl-2297	633	50	–	–	PUNCT
cjrl-2297	633	51	2008	2008	NUM
cjrl-2297	633	52	,	,	PUNCT
cjrl-2297	633	53	u.s	u.s	PROPN
cjrl-2297	633	54	.	.	PROPN
cjrl-2297	633	55	dep’t	dep’t	NOUN
cjrl-2297	633	56	of	of	ADP
cjrl-2297	633	57	educ	educ	PROPN
cjrl-2297	633	58	.	.	PUNCT
cjrl-2297	633	59	,	,	PUNCT
cjrl-2297	633	60	http://www2.ed.gov/policy/highered/leg/hea08/index.html	http://www2.ed.gov/policy/highered/leg/hea08/index.html	PROPN
cjrl-2297	633	61	(	(	PUNCT
cjrl-2297	633	62	last	last	ADV
cjrl-2297	633	63	visited	visit	VERB
cjrl-2297	633	64	mar	mar	PROPN
cjrl-2297	633	65	.	.	PROPN
cjrl-2297	633	66	7	7	NUM
cjrl-2297	633	67	,	,	PUNCT
cjrl-2297	633	68	2014	2014	NUM
cjrl-2297	633	69	)	)	PUNCT
cjrl-2297	633	70	;	;	PUNCT
cjrl-2297	633	71	see	see	VERB
cjrl-2297	633	72	generally	generally	ADV
cjrl-2297	633	73	nat’l	nat’l	VERB
cjrl-2297	633	74	ass’n	ass’n	NOUN
cjrl-2297	633	75	of	of	ADP
cjrl-2297	633	76	college	college	NOUN
cjrl-2297	633	77	and	and	CCONJ
cjrl-2297	633	78	university	university	NOUN
cjrl-2297	633	79	bus	bus	NOUN
cjrl-2297	633	80	.	.	PUNCT
cjrl-2297	634	1	officers	officer	NOUN
cjrl-2297	634	2	,	,	PUNCT
cjrl-2297	634	3	loan	loan	NOUN
cjrl-2297	634	4	provisions	provision	NOUN
cjrl-2297	634	5	permeate	permeate	VERB
cjrl-2297	634	6	higher	high	ADJ
cjrl-2297	634	7	education	education	NOUN
cjrl-2297	634	8	opportunity	opportunity	NOUN
cjrl-2297	634	9	act	act	NOUN
cjrl-2297	634	10	,	,	PUNCT
cjrl-2297	634	11	sept	sept	PROPN
cjrl-2297	634	12	.	.	PROPN
cjrl-2297	634	13	10	10	NUM
cjrl-2297	634	14	,	,	PUNCT
cjrl-2297	634	15	2008	2008	NUM
cjrl-2297	634	16	,	,	PUNCT
cjrl-2297	634	17	http://www.nacubo.org/initiatives/initiatives_news/	http://www.nacubo.org/initiatives/initiatives_news/	X
cjrl-2297	634	18	loan_provisions_permeate_higher_education_opportunity_act.html	loan_provisions_permeate_higher_education_opportunity_act.html	PROPN
cjrl-2297	634	19	(	(	PUNCT
cjrl-2297	634	20	“	"	PUNCT
cjrl-2297	634	21	the	the	DET
cjrl-2297	634	22	higher	high	ADJ
cjrl-2297	634	23	education	education	NOUN
cjrl-2297	634	24	opportunity	opportunity	NOUN
cjrl-2297	634	25	act	act	NOUN
cjrl-2297	634	26	(	(	PUNCT
cjrl-2297	634	27	heoa	heoa	PROPN
cjrl-2297	634	28	)	)	PUNCT
cjrl-2297	634	29	does	do	AUX
cjrl-2297	634	30	not	not	PART
cjrl-2297	634	31	make	make	VERB
cjrl-2297	634	32	major	major	ADJ
cjrl-2297	634	33	changes	change	NOUN
cjrl-2297	634	34	to	to	ADP
cjrl-2297	634	35	the	the	DET
cjrl-2297	634	36	substance	substance	NOUN
cjrl-2297	634	37	or	or	CCONJ
cjrl-2297	634	38	operation	operation	NOUN
cjrl-2297	634	39	of	of	ADP
cjrl-2297	634	40	the	the	DET
cjrl-2297	634	41	federal	federal	ADJ
cjrl-2297	634	42	loan	loan	NOUN
cjrl-2297	634	43	programs	program	NOUN
cjrl-2297	634	44	,	,	PUNCT
cjrl-2297	634	45	but	but	CCONJ
cjrl-2297	634	46	does	do	AUX
cjrl-2297	634	47	include	include	VERB
cjrl-2297	634	48	numerous	numerous	ADJ
cjrl-2297	634	49	provisions	provision	NOUN
cjrl-2297	634	50	addressing	address	VERB
cjrl-2297	634	51	the	the	DET
cjrl-2297	634	52	controversies	controversy	NOUN
cjrl-2297	634	53	and	and	CCONJ
cjrl-2297	634	54	perceived	perceive	VERB
cjrl-2297	634	55	abuses	abuse	NOUN
cjrl-2297	634	56	that	that	PRON
cjrl-2297	634	57	were	be	AUX
cjrl-2297	634	58	the	the	DET
cjrl-2297	634	59	focus	focus	NOUN
cjrl-2297	634	60	of	of	ADP
cjrl-2297	634	61	so	so	ADV
cjrl-2297	634	62	much	much	ADJ
cjrl-2297	634	63	attention	attention	NOUN
cjrl-2297	634	64	last	last	ADJ
cjrl-2297	634	65	year	year	NOUN
cjrl-2297	634	66	.	.	PUNCT
cjrl-2297	634	67	.	.	PUNCT
cjrl-2297	634	68	.	.	PUNCT
cjrl-2297	634	69	.	.	PUNCT
cjrl-2297	635	1	many	many	ADJ
cjrl-2297	635	2	of	of	ADP
cjrl-2297	635	3	the	the	DET
cjrl-2297	635	4	provisions	provision	NOUN
cjrl-2297	635	5	stem	stem	VERB
cjrl-2297	635	6	from	from	ADP
cjrl-2297	635	7	the	the	DET
cjrl-2297	635	8	student	student	NOUN
cjrl-2297	635	9	loan	loan	NOUN
cjrl-2297	635	10	sunshine	sunshine	PROPN
cjrl-2297	635	11	act	act	PROPN
cjrl-2297	635	12	passed	pass	VERB
cjrl-2297	635	13	by	by	ADP
cjrl-2297	635	14	the	the	DET
cjrl-2297	635	15	house	house	NOUN
cjrl-2297	635	16	last	last	ADJ
cjrl-2297	635	17	year	year	NOUN
cjrl-2297	635	18	and	and	CCONJ
cjrl-2297	635	19	are	be	AUX
cjrl-2297	635	20	similar	similar	ADJ
cjrl-2297	635	21	to	to	ADP
cjrl-2297	635	22	requirements	requirement	NOUN
cjrl-2297	635	23	in	in	ADP
cjrl-2297	635	24	department	department	PROPN
cjrl-2297	635	25	of	of	ADP
cjrl-2297	635	26	education	education	NOUN
cjrl-2297	635	27	regulations	regulation	NOUN
cjrl-2297	635	28	that	that	PRON
cjrl-2297	635	29	took	take	VERB
cjrl-2297	635	30	effect	effect	NOUN
cjrl-2297	635	31	july	july	PROPN
cjrl-2297	635	32	1	1	NUM
cjrl-2297	635	33	.	.	PUNCT
cjrl-2297	636	1	notably	notably	ADV
cjrl-2297	636	2	,	,	PUNCT
cjrl-2297	636	3	colleges	college	NOUN
cjrl-2297	636	4	and	and	CCONJ
cjrl-2297	636	5	universities	university	NOUN
cjrl-2297	636	6	that	that	PRON
cjrl-2297	636	7	participate	participate	VERB
cjrl-2297	636	8	in	in	ADP
cjrl-2297	636	9	the	the	DET
cjrl-2297	636	10	federal	federal	ADJ
cjrl-2297	636	11	student	student	NOUN
cjrl-2297	636	12	loan	loan	NOUN
cjrl-2297	636	13	programs	program	NOUN
cjrl-2297	636	14	will	will	AUX
cjrl-2297	636	15	be	be	AUX
cjrl-2297	636	16	required	require	VERB
cjrl-2297	636	17	to	to	PART
cjrl-2297	636	18	adopt	adopt	VERB
cjrl-2297	636	19	a	a	DET
cjrl-2297	636	20	code	code	NOUN
cjrl-2297	636	21	of	of	ADP
cjrl-2297	636	22	conduct	conduct	NOUN
cjrl-2297	636	23	that	that	PRON
cjrl-2297	636	24	meets	meet	VERB
cjrl-2297	636	25	specific	specific	ADJ
cjrl-2297	636	26	requirements	requirement	NOUN
cjrl-2297	636	27	spelled	spell	VERB
cjrl-2297	636	28	out	out	ADP
cjrl-2297	636	29	in	in	ADP
cjrl-2297	636	30	the	the	DET
cjrl-2297	636	31	law	law	NOUN
cjrl-2297	636	32	.	.	PUNCT
cjrl-2297	637	1	and	and	CCONJ
cjrl-2297	637	2	,	,	PUNCT
cjrl-2297	637	3	for	for	ADP
cjrl-2297	637	4	the	the	DET
cjrl-2297	637	5	first	first	ADJ
cjrl-2297	637	6	time	time	NOUN
cjrl-2297	637	7	,	,	PUNCT
cjrl-2297	637	8	some	some	PRON
cjrl-2297	637	9	of	of	ADP
cjrl-2297	637	10	the	the	DET
cjrl-2297	637	11	new	new	ADJ
cjrl-2297	637	12	heoa	heoa	PROPN
cjrl-2297	637	13	provisions	provision	NOUN
cjrl-2297	637	14	address	address	VERB
cjrl-2297	637	15	private	private	ADJ
cjrl-2297	637	16	or	or	CCONJ
cjrl-2297	637	17	alternative	alternative	ADJ
cjrl-2297	637	18	education	education	NOUN
cjrl-2297	637	19	loans	loan	NOUN
cjrl-2297	637	20	,	,	PUNCT
cjrl-2297	637	21	not	not	PART
cjrl-2297	637	22	just	just	ADV
cjrl-2297	637	23	federally	federally	ADV
cjrl-2297	637	24	guaranteed	guarantee	VERB
cjrl-2297	637	25	student	student	NOUN
cjrl-2297	637	26	loans	loan	NOUN
cjrl-2297	637	27	.	.	PUNCT
cjrl-2297	637	28	”	"	PUNCT
cjrl-2297	637	29	)	)	PUNCT
cjrl-2297	637	30	.	.	PUNCT
cjrl-2297	638	1	212	212	NUM
cjrl-2297	638	2	see	see	VERB
cjrl-2297	638	3	obama	obama	NOUN
cjrl-2297	638	4	to	to	PART
cjrl-2297	638	5	issue	issue	VERB
cjrl-2297	638	6	order	order	NOUN
cjrl-2297	638	7	easing	ease	VERB
cjrl-2297	638	8	student	student	NOUN
cjrl-2297	638	9	loan	loan	NOUN
cjrl-2297	638	10	debt	debt	NOUN
cjrl-2297	638	11	pressures	pressure	NOUN
cjrl-2297	638	12	,	,	PUNCT
cjrl-2297	638	13	reuters	reuters	PROPN
cjrl-2297	638	14	(	(	PUNCT
cjrl-2297	638	15	june	june	PROPN
cjrl-2297	638	16	8	8	NUM
cjrl-2297	638	17	,	,	PUNCT
cjrl-2297	638	18	2014	2014	NUM
cjrl-2297	638	19	,	,	PUNCT
cjrl-2297	638	20	2:13	2:13	NUM
cjrl-2297	638	21	pm	pm	NOUN
cjrl-2297	638	22	)	)	PUNCT
cjrl-2297	638	23	http://www	http://www	PROPN
cjrl-2297	638	24	.	.	PUNCT
cjrl-2297	638	25	reuters.com/article/2014/06/08/us-usa-obama-studentloans-iduskbn0ej0qw20140608	reuters.com/article/2014/06/08/us-usa-obama-studentloans-iduskbn0ej0qw20140608	PROPN
cjrl-2297	638	26	(	(	PUNCT
cjrl-2297	638	27	“	"	PUNCT
cjrl-2297	638	28	the	the	DET
cjrl-2297	638	29	president	president	NOUN
cjrl-2297	638	30	will	will	AUX
cjrl-2297	638	31	sign	sign	VERB
cjrl-2297	638	32	an	an	DET
cjrl-2297	638	33	order	order	NOUN
cjrl-2297	638	34	directing	direct	VERB
cjrl-2297	638	35	the	the	DET
cjrl-2297	638	36	secretary	secretary	NOUN
cjrl-2297	638	37	of	of	ADP
cjrl-2297	638	38	education	education	NOUN
cjrl-2297	638	39	to	to	PART
cjrl-2297	638	40	ensure	ensure	VERB
cjrl-2297	638	41	that	that	SCONJ
cjrl-2297	638	42	more	more	ADJ
cjrl-2297	638	43	students	student	NOUN
cjrl-2297	638	44	who	who	PRON
cjrl-2297	638	45	borrowed	borrow	VERB
cjrl-2297	638	46	federal	federal	ADJ
cjrl-2297	638	47	direct	direct	ADJ
cjrl-2297	638	48	loans	loan	NOUN
cjrl-2297	638	49	be	be	AUX
cjrl-2297	638	50	allowed	allow	VERB
cjrl-2297	638	51	to	to	PART
cjrl-2297	638	52	cap	cap	VERB
cjrl-2297	638	53	their	their	PRON
cjrl-2297	638	54	loan	loan	NOUN
cjrl-2297	638	55	payments	payment	NOUN
cjrl-2297	638	56	at	at	ADP
cjrl-2297	638	57	10	10	NUM
cjrl-2297	638	58	percent	percent	NOUN
cjrl-2297	638	59	of	of	ADP
cjrl-2297	638	60	their	their	PRON
cjrl-2297	638	61	monthly	monthly	ADJ
cjrl-2297	638	62	incomes	income	NOUN
cjrl-2297	638	63	,	,	PUNCT
cjrl-2297	638	64	the	the	DET
cjrl-2297	638	65	official	official	NOUN
cjrl-2297	638	66	said	say	VERB
cjrl-2297	638	67	.	.	PUNCT
cjrl-2297	639	1	federal	federal	ADJ
cjrl-2297	639	2	law	law	PROPN
cjrl-2297	639	3	currently	currently	ADV
cjrl-2297	639	4	allows	allow	VERB
cjrl-2297	639	5	most	most	ADJ
cjrl-2297	639	6	students	student	NOUN
cjrl-2297	639	7	to	to	PART
cjrl-2297	639	8	do	do	VERB
cjrl-2297	639	9	this	this	PRON
cjrl-2297	639	10	already	already	ADV
cjrl-2297	639	11	.	.	PUNCT
cjrl-2297	640	1	the	the	DET
cjrl-2297	640	2	president	president	NOUN
cjrl-2297	640	3	's	's	PART
cjrl-2297	640	4	order	order	NOUN
cjrl-2297	640	5	will	will	AUX
cjrl-2297	640	6	extend	extend	VERB
cjrl-2297	640	7	this	this	DET
cjrl-2297	640	8	ability	ability	NOUN
cjrl-2297	640	9	to	to	ADP
cjrl-2297	640	10	students	student	NOUN
cjrl-2297	640	11	who	who	PRON
cjrl-2297	640	12	borrowed	borrow	VERB
cjrl-2297	640	13	before	before	ADP
cjrl-2297	640	14	october	october	PROPN
cjrl-2297	640	15	2007	2007	NUM
cjrl-2297	640	16	or	or	CCONJ
cjrl-2297	640	17	those	those	PRON
cjrl-2297	640	18	who	who	PRON
cjrl-2297	640	19	have	have	AUX
cjrl-2297	640	20	not	not	PART
cjrl-2297	640	21	borrowed	borrow	VERB
cjrl-2297	640	22	since	since	SCONJ
cjrl-2297	640	23	october	october	PROPN
cjrl-2297	640	24	2011	2011	NUM
cjrl-2297	640	25	,	,	PUNCT
cjrl-2297	640	26	the	the	DET
cjrl-2297	640	27	official	official	NOUN
cjrl-2297	640	28	said	say	VERB
cjrl-2297	640	29	.	.	PUNCT
cjrl-2297	641	1	the	the	DET
cjrl-2297	641	2	administration	administration	NOUN
cjrl-2297	641	3	says	say	VERB
cjrl-2297	641	4	this	this	DET
cjrl-2297	641	5	action	action	NOUN
cjrl-2297	641	6	will	will	AUX
cjrl-2297	641	7	help	help	VERB
cjrl-2297	641	8	up	up	ADP
cjrl-2297	641	9	to	to	PART
cjrl-2297	641	10	5	5	NUM
cjrl-2297	641	11	million	million	NUM
cjrl-2297	641	12	more	more	ADJ
cjrl-2297	641	13	borrowers	borrower	NOUN
cjrl-2297	641	14	,	,	PUNCT
cjrl-2297	641	15	although	although	SCONJ
cjrl-2297	641	16	it	it	PRON
cjrl-2297	641	17	will	will	AUX
cjrl-2297	641	18	not	not	PART
cjrl-2297	641	19	be	be	AUX
cjrl-2297	641	20	available	available	ADJ
cjrl-2297	641	21	until	until	ADP
cjrl-2297	641	22	december	december	PROPN
cjrl-2297	641	23	2015	2015	NUM
cjrl-2297	641	24	.	.	PUNCT
cjrl-2297	641	25	.	.	PUNCT
cjrl-2297	641	26	.	.	PUNCT
cjrl-2297	641	27	.	.	PUNCT
cjrl-2297	642	1	preventing	prevent	VERB
cjrl-2297	642	2	student	student	NOUN
cjrl-2297	642	3	loan	loan	NOUN
cjrl-2297	642	4	repayment	repayment	NOUN
cjrl-2297	642	5	problems	problem	NOUN
cjrl-2297	642	6	fits	fit	VERB
cjrl-2297	642	7	with	with	ADP
cjrl-2297	642	8	that	that	DET
cjrl-2297	642	9	goal	goal	NOUN
cjrl-2297	642	10	because	because	SCONJ
cjrl-2297	642	11	officials	official	NOUN
cjrl-2297	642	12	say	say	VERB
cjrl-2297	642	13	it	it	PRON
cjrl-2297	642	14	will	will	AUX
cjrl-2297	642	15	help	help	VERB
cjrl-2297	642	16	young	young	ADJ
cjrl-2297	642	17	workers	worker	NOUN
cjrl-2297	642	18	avoid	avoid	VERB
cjrl-2297	642	19	credit	credit	NOUN
cjrl-2297	642	20	blemishes	blemish	NOUN
cjrl-2297	642	21	that	that	PRON
cjrl-2297	642	22	will	will	AUX
cjrl-2297	642	23	hurt	hurt	VERB
cjrl-2297	642	24	them	they	PRON
cjrl-2297	642	25	down	down	ADP
cjrl-2297	642	26	the	the	DET
cjrl-2297	642	27	road	road	NOUN
cjrl-2297	642	28	.	.	PUNCT
cjrl-2297	642	29	.	.	PUNCT
cjrl-2297	642	30	.	.	PUNCT
cjrl-2297	642	31	.	.	PUNCT
cjrl-2297	643	1	because	because	SCONJ
cjrl-2297	643	2	credit	credit	NOUN
cjrl-2297	643	3	ratings	rating	NOUN
cjrl-2297	643	4	are	be	AUX
cjrl-2297	643	5	increasingly	increasingly	ADV
cjrl-2297	643	6	scrutinized	scrutinize	VERB
cjrl-2297	643	7	in	in	ADP
cjrl-2297	643	8	making	make	VERB
cjrl-2297	643	9	employment	employment	NOUN
cjrl-2297	643	10	offers	offer	NOUN
cjrl-2297	643	11	,	,	PUNCT
cjrl-2297	643	12	financing	finance	VERB
cjrl-2297	643	13	a	a	DET
cjrl-2297	643	14	home	home	NOUN
cjrl-2297	643	15	,	,	PUNCT
cjrl-2297	643	16	or	or	CCONJ
cjrl-2297	643	17	even	even	ADV
cjrl-2297	643	18	opening	open	VERB
cjrl-2297	643	19	a	a	DET
cjrl-2297	643	20	bank	bank	NOUN
cjrl-2297	643	21	account	account	NOUN
cjrl-2297	643	22	,	,	PUNCT
cjrl-2297	643	23	a	a	DET
cjrl-2297	643	24	damaged	damage	VERB
cjrl-2297	643	25	credit	credit	NOUN
cjrl-2297	643	26	rating	rating	NOUN
cjrl-2297	643	27	has	have	VERB
cjrl-2297	643	28	widespread	widespread	ADJ
cjrl-2297	643	29	negative	negative	ADJ
cjrl-2297	643	30	consequences	consequence	NOUN
cjrl-2297	643	31	.	.	PUNCT
cjrl-2297	643	32	.	.	PUNCT
cjrl-2297	643	33	.	.	PUNCT
cjrl-2297	643	34	.	.	PUNCT
cjrl-2297	643	35	”	"	PUNCT
cjrl-2297	643	36	)	)	PUNCT
cjrl-2297	643	37	.	.	PUNCT
cjrl-2297	644	1	213	213	NUM
cjrl-2297	644	2	see	see	VERB
cjrl-2297	644	3	david	david	PROPN
cjrl-2297	644	4	p.	p.	PROPN
cjrl-2297	644	5	smole	smole	PROPN
cjrl-2297	644	6	,	,	PUNCT
cjrl-2297	644	7	proposals	proposal	NOUN
cjrl-2297	644	8	to	to	PART
cjrl-2297	644	9	ensure	ensure	VERB
cjrl-2297	644	10	the	the	DET
cjrl-2297	644	11	availability	availability	NOUN
cjrl-2297	644	12	of	of	ADP
cjrl-2297	644	13	federal	federal	ADJ
cjrl-2297	644	14	student	student	NOUN
cjrl-2297	644	15	loans	loan	NOUN
cjrl-2297	644	16	during	during	ADP
cjrl-2297	644	17	an	an	DET
cjrl-2297	644	18	economic	economic	ADJ
cjrl-2297	644	19	downturn	downturn	NOUN
cjrl-2297	644	20	:	:	PUNCT
cjrl-2297	644	21	a	a	DET
cjrl-2297	644	22	brief	brief	ADJ
cjrl-2297	644	23	overview	overview	NOUN
cjrl-2297	644	24	of	of	ADP
cjrl-2297	644	25	h.r	h.r	PROPN
cjrl-2297	644	26	.	.	PROPN
cjrl-2297	644	27	5715	5715	NUM
cjrl-2297	644	28	and	and	CCONJ
cjrl-2297	644	29	s.	s.	PROPN
cjrl-2297	644	30	2815	2815	NUM
cjrl-2297	644	31	,	,	PUNCT
cjrl-2297	644	32	crs	crs	PROPN
cjrl-2297	644	33	report	report	NOUN
cjrl-2297	644	34	for	for	ADP
cjrl-2297	644	35	congress	congress	PROPN
cjrl-2297	644	36	,	,	PUNCT
cjrl-2297	644	37	april	april	PROPN
cjrl-2297	644	38	15	15	NUM
cjrl-2297	644	39	,	,	PUNCT
cjrl-2297	644	40	2008	2008	NUM
cjrl-2297	644	41	(	(	PUNCT
cjrl-2297	644	42	“	"	PUNCT
cjrl-2297	644	43	issues	issue	NOUN
cjrl-2297	644	44	concerning	concern	VERB
cjrl-2297	644	45	federal	federal	ADJ
cjrl-2297	644	46	student	student	NOUN
cjrl-2297	644	47	loans	loan	NOUN
cjrl-2297	644	48	have	have	AUX
cjrl-2297	644	49	been	be	AUX
cjrl-2297	644	50	active	active	ADJ
cjrl-2297	644	51	during	during	ADP
cjrl-2297	644	52	the	the	DET
cjrl-2297	644	53	110th	110th	ADJ
cjrl-2297	644	54	congress	congress	NOUN
cjrl-2297	644	55	.	.	PUNCT
cjrl-2297	645	1	on	on	ADP
cjrl-2297	645	2	october	october	PROPN
cjrl-2297	645	3	27	27	NUM
cjrl-2297	645	4	,	,	PUNCT
cjrl-2297	645	5	2007	2007	NUM
cjrl-2297	645	6	,	,	PUNCT
cjrl-2297	645	7	the	the	DET
cjrl-2297	645	8	college	college	NOUN
cjrl-2297	645	9	cost	cost	NOUN
cjrl-2297	645	10	reduction	reduction	NOUN
cjrl-2297	645	11	and	and	CCONJ
cjrl-2297	645	12	access	access	NOUN
cjrl-2297	645	13	act	act	NOUN
cjrl-2297	645	14	of	of	ADP
cjrl-2297	645	15	2007	2007	NUM
cjrl-2297	645	16	(	(	PUNCT
cjrl-2297	645	17	ccraa	ccraa	ADJ
cjrl-2297	645	18	;	;	PUNCT
cjrl-2297	645	19	p.l	p.l	PROPN
cjrl-2297	645	20	.	.	NOUN
cjrl-2297	646	1	110	110	NUM
cjrl-2297	646	2	-	-	SYM
cjrl-2297	646	3	84	84	NUM
cjrl-2297	646	4	)	)	PUNCT
cjrl-2297	646	5	was	be	AUX
cjrl-2297	646	6	enacted	enact	VERB
cjrl-2297	646	7	,	,	PUNCT
cjrl-2297	646	8	which	which	PRON
cjrl-2297	646	9	made	make	VERB
cjrl-2297	646	10	numerous	numerous	ADJ
cjrl-2297	646	11	changes	change	NOUN
cjrl-2297	646	12	to	to	ADP
cjrl-2297	646	13	the	the	DET
cjrl-2297	646	14	federal	federal	ADJ
cjrl-2297	646	15	student	student	NOUN
cjrl-2297	646	16	loan	loan	NOUN
cjrl-2297	646	17	programs	program	NOUN
cjrl-2297	646	18	.	.	PUNCT
cjrl-2297	647	1	also	also	ADV
cjrl-2297	647	2	in	in	ADP
cjrl-2297	647	3	the	the	DET
cjrl-2297	647	4	110th	110th	ADJ
cjrl-2297	647	5	congress	congress	NOUN
cjrl-2297	647	6	,	,	PUNCT
cjrl-2297	647	7	the	the	DET
cjrl-2297	647	8	house	house	NOUN
cjrl-2297	647	9	and	and	CCONJ
cjrl-2297	647	10	the	the	DET
cjrl-2297	647	11	senate	senate	PROPN
cjrl-2297	647	12	have	have	AUX
cjrl-2297	647	13	passed	pass	VERB
cjrl-2297	647	14	bills	bill	NOUN
cjrl-2297	647	15	,	,	PUNCT
cjrl-2297	647	16	h.r	h.r	PROPN
cjrl-2297	647	17	.	.	PROPN
cjrl-2297	647	18	4137	4137	NUM
cjrl-2297	647	19	and	and	CCONJ
cjrl-2297	647	20	s.	s.	PROPN
cjrl-2297	647	21	1642	1642	NUM
cjrl-2297	647	22	,	,	PUNCT
cjrl-2297	647	23	respectively	respectively	ADV
cjrl-2297	647	24	,	,	PUNCT
cjrl-2297	647	25	to	to	PART
cjrl-2297	647	26	amend	amend	VERB
cjrl-2297	647	27	and	and	CCONJ
cjrl-2297	647	28	extend	extend	VERB
cjrl-2297	647	29	the	the	DET
cjrl-2297	647	30	hea	hea	NOUN
cjrl-2297	647	31	.	.	PUNCT
cjrl-2297	648	1	on	on	ADP
cjrl-2297	648	2	april	april	PROPN
cjrl-2297	648	3	10	10	NUM
cjrl-2297	648	4	,	,	PUNCT
cjrl-2297	648	5	2008	2008	NUM
cjrl-2297	648	6	,	,	PUNCT
cjrl-2297	648	7	the	the	DET
cjrl-2297	648	8	house	house	PROPN
cjrl-2297	648	9	committee	committee	PROPN
cjrl-2297	648	10	on	on	ADP
cjrl-2297	648	11	education	education	NOUN
cjrl-2297	648	12	and	and	CCONJ
cjrl-2297	648	13	labor	labor	NOUN
cjrl-2297	648	14	marked	mark	VERB
cjrl-2297	648	15	up	up	ADP
cjrl-2297	648	16	h.r	h.r	PROPN
cjrl-2297	648	17	.	.	PROPN
cjrl-2297	648	18	5715	5715	NUM
cjrl-2297	648	19	,	,	PUNCT
cjrl-2297	648	20	the	the	DET
cjrl-2297	648	21	2014	2014	NUM
cjrl-2297	648	22	columbia	columbia	PROPN
cjrl-2297	648	23	journal	journal	PROPN
cjrl-2297	648	24	of	of	ADP
cjrl-2297	648	25	race	race	NOUN
cjrl-2297	648	26	and	and	CCONJ
cjrl-2297	648	27	law	law	NOUN
cjrl-2297	648	28	159	159	NUM
cjrl-2297	648	29	pertaining	pertain	VERB
cjrl-2297	648	30	to	to	ADP
cjrl-2297	648	31	the	the	DET
cjrl-2297	648	32	financial	financial	ADJ
cjrl-2297	648	33	aid	aid	NOUN
cjrl-2297	648	34	industry	industry	NOUN
cjrl-2297	648	35	do	do	AUX
cjrl-2297	648	36	not	not	PART
cjrl-2297	648	37	adequately	adequately	ADV
cjrl-2297	648	38	extend	extend	VERB
cjrl-2297	648	39	the	the	DET
cjrl-2297	648	40	promise	promise	NOUN
cjrl-2297	648	41	of	of	ADP
cjrl-2297	648	42	higher	high	ADJ
cjrl-2297	648	43	education	education	NOUN
cjrl-2297	648	44	to	to	ADP
cjrl-2297	648	45	the	the	DET
cjrl-2297	648	46	masses.214	masses.214	PROPN
cjrl-2297	648	47	the	the	DET
cjrl-2297	648	48	recent	recent	ADJ
cjrl-2297	648	49	occupy	occupy	NOUN
cjrl-2297	648	50	student	student	NOUN
cjrl-2297	648	51	loans	loan	NOUN
cjrl-2297	648	52	movement	movement	NOUN
cjrl-2297	648	53	highlights	highlight	VERB
cjrl-2297	648	54	the	the	DET
cjrl-2297	648	55	need	need	NOUN
cjrl-2297	648	56	for	for	ADP
cjrl-2297	648	57	more	more	ADV
cjrl-2297	648	58	effective	effective	ADJ
cjrl-2297	648	59	change	change	NOUN
cjrl-2297	648	60	in	in	ADP
cjrl-2297	648	61	the	the	DET
cjrl-2297	648	62	student	student	NOUN
cjrl-2297	648	63	loan	loan	NOUN
cjrl-2297	648	64	market.215	market.215	VERB
cjrl-2297	648	65	the	the	DET
cjrl-2297	648	66	bureaucratic	bureaucratic	ADJ
cjrl-2297	648	67	nature	nature	NOUN
cjrl-2297	648	68	of	of	ADP
cjrl-2297	648	69	the	the	DET
cjrl-2297	648	70	federal	federal	ADJ
cjrl-2297	648	71	financial	financial	ADJ
cjrl-2297	648	72	aid	aid	NOUN
cjrl-2297	648	73	system	system	NOUN
cjrl-2297	648	74	perpetuates	perpetuate	VERB
cjrl-2297	648	75	the	the	DET
cjrl-2297	648	76	need	need	NOUN
cjrl-2297	648	77	for	for	ADP
cjrl-2297	648	78	reform	reform	NOUN
cjrl-2297	648	79	as	as	SCONJ
cjrl-2297	648	80	students	student	NOUN
cjrl-2297	648	81	and	and	CCONJ
cjrl-2297	648	82	families	family	NOUN
cjrl-2297	648	83	struggle	struggle	VERB
cjrl-2297	648	84	to	to	PART
cjrl-2297	648	85	pay	pay	VERB
cjrl-2297	648	86	for	for	ADP
cjrl-2297	648	87	skyrocketing	skyrocket	VERB
cjrl-2297	648	88	college	college	NOUN
cjrl-2297	648	89	costs.216	costs.216	VERB
cjrl-2297	648	90	despite	despite	SCONJ
cjrl-2297	648	91	increased	increase	VERB
cjrl-2297	648	92	federal	federal	ADJ
cjrl-2297	648	93	oversight	oversight	NOUN
cjrl-2297	648	94	of	of	ADP
cjrl-2297	648	95	the	the	DET
cjrl-2297	648	96	student	student	NOUN
cjrl-2297	648	97	loan	loan	NOUN
cjrl-2297	648	98	industry	industry	NOUN
cjrl-2297	648	99	,	,	PUNCT
cjrl-2297	648	100	proactive	proactive	ADJ
cjrl-2297	648	101	enforcement	enforcement	NOUN
cjrl-2297	648	102	is	be	AUX
cjrl-2297	648	103	necessary	necessary	ADJ
cjrl-2297	648	104	to	to	PART
cjrl-2297	648	105	achieve	achieve	VERB
cjrl-2297	648	106	financial	financial	ADJ
cjrl-2297	648	107	stability.217	stability.217	NOUN
cjrl-2297	648	108	a	a	DET
cjrl-2297	648	109	balance	balance	NOUN
cjrl-2297	648	110	between	between	ADP
cjrl-2297	648	111	affordability	affordability	NOUN
cjrl-2297	648	112	and	and	CCONJ
cjrl-2297	648	113	accessibility	accessibility	NOUN
cjrl-2297	648	114	must	must	AUX
cjrl-2297	648	115	be	be	AUX
cjrl-2297	648	116	weighed	weigh	VERB
cjrl-2297	648	117	in	in	ADP
cjrl-2297	648	118	the	the	DET
cjrl-2297	648	119	public	public	ADJ
cjrl-2297	648	120	and	and	CCONJ
cjrl-2297	648	121	private	private	ADJ
cjrl-2297	648	122	sectors	sector	NOUN
cjrl-2297	648	123	to	to	PART
cjrl-2297	648	124	realize	realize	VERB
cjrl-2297	648	125	manageable	manageable	ADJ
cjrl-2297	648	126	student	student	NOUN
cjrl-2297	648	127	loan	loan	NOUN
cjrl-2297	648	128	debt.218	debt.218	NOUN
cjrl-2297	648	129	personal	personal	ADJ
cjrl-2297	648	130	accountability	accountability	NOUN
cjrl-2297	648	131	certainly	certainly	ADV
cjrl-2297	648	132	plays	play	VERB
cjrl-2297	648	133	a	a	DET
cjrl-2297	648	134	role	role	NOUN
cjrl-2297	648	135	in	in	ADP
cjrl-2297	648	136	containing	contain	VERB
cjrl-2297	648	137	and	and	CCONJ
cjrl-2297	648	138	lowering	lower	VERB
cjrl-2297	648	139	student	student	NOUN
cjrl-2297	648	140	loan	loan	NOUN
cjrl-2297	648	141	debt.219	debt.219	PROPN
cjrl-2297	648	142	however	however	ADV
cjrl-2297	648	143	,	,	PUNCT
cjrl-2297	648	144	the	the	DET
cjrl-2297	648	145	federal	federal	ADJ
cjrl-2297	648	146	financial	financial	ADJ
cjrl-2297	648	147	aid	aid	NOUN
cjrl-2297	648	148	system	system	NOUN
cjrl-2297	648	149	should	should	AUX
cjrl-2297	648	150	be	be	AUX
cjrl-2297	648	151	revised	revise	VERB
cjrl-2297	648	152	to	to	PART
cjrl-2297	648	153	reward	reward	VERB
cjrl-2297	648	154	those	those	PRON
cjrl-2297	648	155	who	who	PRON
cjrl-2297	648	156	take	take	VERB
cjrl-2297	648	157	the	the	DET
cjrl-2297	648	158	initiative	initiative	NOUN
cjrl-2297	648	159	to	to	PART
cjrl-2297	648	160	improve	improve	VERB
cjrl-2297	648	161	their	their	PRON
cjrl-2297	648	162	employment	employment	NOUN
cjrl-2297	648	163	prospects	prospect	NOUN
cjrl-2297	648	164	by	by	ADP
cjrl-2297	648	165	attaining	attain	VERB
cjrl-2297	648	166	an	an	DET
cjrl-2297	648	167	education.220	education.220	NOUN
cjrl-2297	648	168	the	the	DET
cjrl-2297	648	169	federal	federal	ADJ
cjrl-2297	648	170	student	student	NOUN
cjrl-2297	648	171	aid	aid	NOUN
cjrl-2297	648	172	program	program	NOUN
cjrl-2297	648	173	opens	open	VERB
cjrl-2297	648	174	the	the	DET
cjrl-2297	648	175	door	door	NOUN
cjrl-2297	648	176	to	to	ADP
cjrl-2297	648	177	higher	high	ADJ
cjrl-2297	648	178	education	education	NOUN
cjrl-2297	648	179	,	,	PUNCT
cjrl-2297	648	180	but	but	CCONJ
cjrl-2297	648	181	may	may	AUX
cjrl-2297	648	182	shut	shut	VERB
cjrl-2297	648	183	the	the	DET
cjrl-2297	648	184	window	window	NOUN
cjrl-2297	648	185	to	to	ADP
cjrl-2297	648	186	reasonable	reasonable	ADJ
cjrl-2297	648	187	repayment.221	repayment.221	NOUN
cjrl-2297	648	188	strategies	strategy	NOUN
cjrl-2297	648	189	to	to	PART
cjrl-2297	648	190	revise	revise	VERB
cjrl-2297	648	191	ensuring	ensure	VERB
cjrl-2297	648	192	continued	continue	VERB
cjrl-2297	648	193	access	access	NOUN
cjrl-2297	648	194	to	to	ADP
cjrl-2297	648	195	student	student	NOUN
cjrl-2297	648	196	loans	loan	NOUN
cjrl-2297	648	197	act	act	NOUN
cjrl-2297	648	198	of	of	ADP
cjrl-2297	648	199	2008	2008	NUM
cjrl-2297	648	200	.	.	PUNCT
cjrl-2297	649	1	this	this	PRON
cjrl-2297	649	2	closely	closely	ADV
cjrl-2297	649	3	followed	follow	VERB
cjrl-2297	649	4	the	the	DET
cjrl-2297	649	5	introduction	introduction	NOUN
cjrl-2297	649	6	of	of	ADP
cjrl-2297	649	7	s.	s.	PROPN
cjrl-2297	649	8	2815	2815	NUM
cjrl-2297	649	9	,	,	PUNCT
cjrl-2297	649	10	the	the	DET
cjrl-2297	649	11	strengthening	strengthen	VERB
cjrl-2297	649	12	student	student	NOUN
cjrl-2297	649	13	aid	aid	NOUN
cjrl-2297	649	14	for	for	ADP
cjrl-2297	649	15	all	all	DET
cjrl-2297	649	16	act	act	NOUN
cjrl-2297	649	17	,	,	PUNCT
cjrl-2297	649	18	in	in	ADP
cjrl-2297	649	19	the	the	DET
cjrl-2297	649	20	senate	senate	PROPN
cjrl-2297	649	21	on	on	ADP
cjrl-2297	649	22	april	april	PROPN
cjrl-2297	649	23	3	3	NUM
cjrl-2297	649	24	,	,	PUNCT
cjrl-2297	649	25	2008	2008	NUM
cjrl-2297	649	26	.	.	PUNCT
cjrl-2297	650	1	both	both	DET
cjrl-2297	650	2	bills	bill	NOUN
cjrl-2297	650	3	would	would	AUX
cjrl-2297	650	4	amend	amend	VERB
cjrl-2297	650	5	the	the	DET
cjrl-2297	650	6	hea	hea	NOUN
cjrl-2297	650	7	to	to	PART
cjrl-2297	650	8	address	address	VERB
cjrl-2297	650	9	the	the	DET
cjrl-2297	650	10	continued	continue	VERB
cjrl-2297	650	11	availability	availability	NOUN
cjrl-2297	650	12	of	of	ADP
cjrl-2297	650	13	federal	federal	ADJ
cjrl-2297	650	14	student	student	NOUN
cjrl-2297	650	15	loans	loan	NOUN
cjrl-2297	650	16	.	.	PUNCT
cjrl-2297	650	17	”	"	PUNCT
cjrl-2297	650	18	)	)	PUNCT
cjrl-2297	651	1	(	(	PUNCT
cjrl-2297	651	2	citation	citation	NOUN
cjrl-2297	651	3	omitted	omit	VERB
cjrl-2297	651	4	)	)	PUNCT
cjrl-2297	651	5	.	.	PUNCT
cjrl-2297	652	1	see	see	VERB
cjrl-2297	652	2	,	,	PUNCT
cjrl-2297	652	3	e.g.	e.g.	ADV
cjrl-2297	652	4	,	,	PUNCT
cjrl-2297	652	5	strengthening	strengthen	VERB
cjrl-2297	652	6	student	student	NOUN
cjrl-2297	652	7	aid	aid	NOUN
cjrl-2297	652	8	for	for	ADP
cjrl-2297	652	9	all	all	DET
cjrl-2297	652	10	act	act	NOUN
cjrl-2297	652	11	,	,	PUNCT
cjrl-2297	652	12	senate	senate	PROPN
cjrl-2297	652	13	bill	bill	PROPN
cjrl-2297	652	14	2815	2815	NUM
cjrl-2297	652	15	,	,	PUNCT
cjrl-2297	652	16	april	april	PROPN
cjrl-2297	652	17	3	3	NUM
cjrl-2297	652	18	,	,	PUNCT
cjrl-2297	652	19	2008	2008	NUM
cjrl-2297	652	20	(	(	PUNCT
cjrl-2297	652	21	previously	previously	ADV
cjrl-2297	652	22	proposed	propose	VERB
cjrl-2297	652	23	legislation	legislation	NOUN
cjrl-2297	652	24	would	would	AUX
cjrl-2297	652	25	amend	amend	VERB
cjrl-2297	652	26	the	the	DET
cjrl-2297	652	27	hea	hea	NOUN
cjrl-2297	652	28	to	to	PART
cjrl-2297	652	29	include	include	VERB
cjrl-2297	652	30	a	a	DET
cjrl-2297	652	31	mechanism	mechanism	NOUN
cjrl-2297	652	32	to	to	PART
cjrl-2297	652	33	apply	apply	VERB
cjrl-2297	652	34	a	a	DET
cjrl-2297	652	35	negative	negative	ADJ
cjrl-2297	652	36	“	"	PUNCT
cjrl-2297	652	37	expected	expect	VERB
cjrl-2297	652	38	family	family	NOUN
cjrl-2297	652	39	contribution	contribution	NOUN
cjrl-2297	652	40	”	"	PUNCT
cjrl-2297	652	41	in	in	ADP
cjrl-2297	652	42	determining	determine	VERB
cjrl-2297	652	43	eligibility	eligibility	NOUN
cjrl-2297	652	44	for	for	ADP
cjrl-2297	652	45	need	need	NOUN
cjrl-2297	652	46	-	-	PUNCT
cjrl-2297	652	47	based	base	VERB
cjrl-2297	652	48	aid	aid	NOUN
cjrl-2297	652	49	)	)	PUNCT
cjrl-2297	652	50	.	.	PUNCT
cjrl-2297	653	1	see	see	VERB
cjrl-2297	653	2	also	also	ADV
cjrl-2297	653	3	kevin	kevin	PROPN
cjrl-2297	653	4	carey	carey	PROPN
cjrl-2297	653	5	,	,	PUNCT
cjrl-2297	653	6	the	the	DET
cjrl-2297	653	7	federal	federal	ADJ
cjrl-2297	653	8	parent	parent	NOUN
cjrl-2297	653	9	rip	rip	VERB
cjrl-2297	653	10	-	-	PUNCT
cjrl-2297	653	11	off	off	ADP
cjrl-2297	653	12	loan	loan	NOUN
cjrl-2297	653	13	,	,	PUNCT
cjrl-2297	653	14	chron	chron	NOUN
cjrl-2297	653	15	.	.	PUNCT
cjrl-2297	654	1	of	of	ADP
cjrl-2297	654	2	higher	high	ADJ
cjrl-2297	654	3	educ	educ	NOUN
cjrl-2297	654	4	.	.	PUNCT
cjrl-2297	655	1	,	,	PUNCT
cjrl-2297	655	2	june	june	PROPN
cjrl-2297	655	3	3	3	NUM
cjrl-2297	655	4	,	,	PUNCT
cjrl-2297	655	5	2013	2013	NUM
cjrl-2297	655	6	(	(	PUNCT
cjrl-2297	655	7	“	"	PUNCT
cjrl-2297	655	8	we	we	PRON
cjrl-2297	655	9	need	need	VERB
cjrl-2297	655	10	basic	basic	ADJ
cjrl-2297	655	11	structural	structural	ADJ
cjrl-2297	655	12	changes	change	NOUN
cjrl-2297	655	13	in	in	ADP
cjrl-2297	655	14	the	the	DET
cjrl-2297	655	15	way	way	NOUN
cjrl-2297	655	16	such	such	ADJ
cjrl-2297	655	17	colleges	college	NOUN
cjrl-2297	655	18	are	be	AUX
cjrl-2297	655	19	financed	finance	VERB
cjrl-2297	655	20	,	,	PUNCT
cjrl-2297	655	21	not	not	PART
cjrl-2297	655	22	a	a	DET
cjrl-2297	655	23	few	few	ADJ
cjrl-2297	655	24	more	more	ADJ
cjrl-2297	655	25	years	year	NOUN
cjrl-2297	655	26	of	of	ADP
cjrl-2297	655	27	financial	financial	ADJ
cjrl-2297	655	28	band	band	NOUN
cjrl-2297	655	29	-	-	PUNCT
cjrl-2297	655	30	aids	aids	PROPN
cjrl-2297	655	31	,	,	PUNCT
cjrl-2297	655	32	paid	pay	VERB
cjrl-2297	655	33	for	for	ADP
cjrl-2297	655	34	through	through	ADP
cjrl-2297	655	35	the	the	DET
cjrl-2297	655	36	indebtedness	indebtedness	NOUN
cjrl-2297	655	37	of	of	ADP
cjrl-2297	655	38	people	people	NOUN
cjrl-2297	655	39	who	who	PRON
cjrl-2297	655	40	can	can	AUX
cjrl-2297	655	41	least	least	ADV
cjrl-2297	655	42	afford	afford	VERB
cjrl-2297	655	43	to	to	PART
cjrl-2297	655	44	borrow	borrow	VERB
cjrl-2297	655	45	.	.	PUNCT
cjrl-2297	655	46	”	"	PUNCT
cjrl-2297	655	47	)	)	PUNCT
cjrl-2297	655	48	.	.	PUNCT
cjrl-2297	656	1	214	214	NUM
cjrl-2297	656	2	see	see	VERB
cjrl-2297	656	3	generally	generally	ADV
cjrl-2297	656	4	kevin	kevin	PROPN
cjrl-2297	656	5	carey	carey	PROPN
cjrl-2297	656	6	,	,	PUNCT
cjrl-2297	656	7	higher	high	ADJ
cjrl-2297	656	8	-	-	PUNCT
cjrl-2297	656	9	education	education	NOUN
cjrl-2297	656	10	reform	reform	NOUN
cjrl-2297	656	11	:	:	PUNCT
cjrl-2297	656	12	a	a	DET
cjrl-2297	656	13	legacy	legacy	NOUN
cjrl-2297	656	14	for	for	ADP
cjrl-2297	656	15	obama	obama	PROPN
cjrl-2297	656	16	?	?	PUNCT
cjrl-2297	656	17	,	,	PUNCT
cjrl-2297	656	18	chron	chron	NOUN
cjrl-2297	656	19	.	.	PUNCT
cjrl-2297	656	20	of	of	ADP
cjrl-2297	656	21	higher	high	ADJ
cjrl-2297	656	22	educ	educ	NOUN
cjrl-2297	656	23	.	.	PUNCT
cjrl-2297	656	24	,	,	PUNCT
cjrl-2297	656	25	jan	jan	PROPN
cjrl-2297	656	26	.	.	PROPN
cjrl-2297	656	27	21	21	NUM
cjrl-2297	656	28	,	,	PUNCT
cjrl-2297	656	29	2013	2013	NUM
cjrl-2297	656	30	;	;	PUNCT
cjrl-2297	656	31	the	the	DET
cjrl-2297	656	32	white	white	PROPN
cjrl-2297	656	33	house	house	PROPN
cjrl-2297	656	34	,	,	PUNCT
cjrl-2297	656	35	higher	high	ADJ
cjrl-2297	656	36	education	education	NOUN
cjrl-2297	656	37	,	,	PUNCT
cjrl-2297	656	38	http://www.whitehouse.gov/issues/education/higher-education#collegeaffordability	http://www.whitehouse.gov/issues/education/higher-education#collegeaffordability	NOUN
cjrl-2297	656	39	.	.	PUNCT
cjrl-2297	657	1	215	215	NUM
cjrl-2297	657	2	see	see	VERB
cjrl-2297	657	3	generally	generally	ADV
cjrl-2297	657	4	eric	eric	PROPN
cjrl-2297	657	5	hoover	hoover	PROPN
cjrl-2297	657	6	,	,	PUNCT
cjrl-2297	657	7	protesters	protester	NOUN
cjrl-2297	657	8	plan	plan	VERB
cjrl-2297	657	9	a	a	DET
cjrl-2297	657	10	national	national	ADJ
cjrl-2297	657	11	‘	'	PUNCT
cjrl-2297	657	12	student	student	NOUN
cjrl-2297	657	13	-	-	PUNCT
cjrl-2297	657	14	debt	debt	NOUN
cjrl-2297	657	15	refusal	refusal	NOUN
cjrl-2297	657	16	’	'	PUNCT
cjrl-2297	657	17	campaign	campaign	NOUN
cjrl-2297	657	18	,	,	PUNCT
cjrl-2297	657	19	chron	chron	NOUN
cjrl-2297	657	20	.	.	PUNCT
cjrl-2297	658	1	of	of	ADP
cjrl-2297	658	2	higher	high	ADJ
cjrl-2297	658	3	educ	educ	NOUN
cjrl-2297	658	4	.	.	PUNCT
cjrl-2297	658	5	,	,	PUNCT
cjrl-2297	658	6	nov	nov	PROPN
cjrl-2297	658	7	.	.	PROPN
cjrl-2297	658	8	16	16	NUM
cjrl-2297	658	9	,	,	PUNCT
cjrl-2297	658	10	2011	2011	NUM
cjrl-2297	658	11	;	;	PUNCT
cjrl-2297	658	12	geraldine	geraldine	PROPN
cjrl-2297	658	13	baum	baum	PROPN
cjrl-2297	658	14	,	,	PUNCT
cjrl-2297	658	15	student	student	NOUN
cjrl-2297	658	16	loans	loan	NOUN
cjrl-2297	658	17	add	add	VERB
cjrl-2297	658	18	to	to	PART
cjrl-2297	658	19	angst	angst	VERB
cjrl-2297	658	20	at	at	ADP
cjrl-2297	658	21	occupy	occupy	PROPN
cjrl-2297	658	22	wall	wall	PROPN
cjrl-2297	658	23	street	street	PROPN
cjrl-2297	658	24	,	,	PUNCT
cjrl-2297	658	25	l.a	l.a	PROPN
cjrl-2297	658	26	.	.	PROPN
cjrl-2297	658	27	times	times	PROPN
cjrl-2297	658	28	,	,	PUNCT
cjrl-2297	658	29	oct	oct	PROPN
cjrl-2297	658	30	.	.	PROPN
cjrl-2297	658	31	25	25	NUM
cjrl-2297	658	32	,	,	PUNCT
cjrl-2297	658	33	2011	2011	NUM
cjrl-2297	658	34	;	;	PUNCT
cjrl-2297	658	35	shannon	shannon	PROPN
cjrl-2297	658	36	bond	bond	PROPN
cjrl-2297	658	37	,	,	PUNCT
cjrl-2297	658	38	student	student	NOUN
cjrl-2297	658	39	debt	debt	NOUN
cjrl-2297	658	40	gains	gain	NOUN
cjrl-2297	658	41	occupy	occupy	VERB
cjrl-2297	658	42	’s	’s	PART
cjrl-2297	658	43	attention	attention	NOUN
cjrl-2297	658	44	,	,	PUNCT
cjrl-2297	658	45	financial	financial	ADJ
cjrl-2297	658	46	times	time	NOUN
cjrl-2297	658	47	,	,	PUNCT
cjrl-2297	658	48	april	april	PROPN
cjrl-2297	658	49	25	25	NUM
cjrl-2297	658	50	,	,	PUNCT
cjrl-2297	658	51	2012	2012	NUM
cjrl-2297	658	52	;	;	PUNCT
cjrl-2297	658	53	occupy	occupy	VERB
cjrl-2297	658	54	student	student	NOUN
cjrl-2297	658	55	debt	debt	NOUN
cjrl-2297	658	56	campaign	campaign	NOUN
cjrl-2297	658	57	,	,	PUNCT
cjrl-2297	658	58	a	a	DET
cjrl-2297	658	59	statement	statement	NOUN
cjrl-2297	658	60	from	from	ADP
cjrl-2297	658	61	the	the	DET
cjrl-2297	658	62	occupy	occupy	NOUN
cjrl-2297	658	63	student	student	NOUN
cjrl-2297	658	64	debt	debt	NOUN
cjrl-2297	658	65	campaign	campaign	NOUN
cjrl-2297	658	66	,	,	PUNCT
cjrl-2297	658	67	http://www.occupystudentdebtcampaign.org/click-to-read-ourstatement-on-student-debt-reform-initiatives/	http://www.occupystudentdebtcampaign.org/click-to-read-ourstatement-on-student-debt-reform-initiatives/	PROPN
cjrl-2297	658	68	;	;	PUNCT
cjrl-2297	658	69	occupy	occupy	VERB
cjrl-2297	658	70	student	student	NOUN
cjrl-2297	658	71	debt	debt	NOUN
cjrl-2297	658	72	,	,	PUNCT
cjrl-2297	658	73	http://occupystudentdebt.com/.	http://occupystudentdebt.com/.	PROPN
cjrl-2297	658	74	216	216	NUM
cjrl-2297	658	75	see	see	VERB
cjrl-2297	658	76	generally	generally	ADV
cjrl-2297	658	77	occupy	occupy	VERB
cjrl-2297	658	78	student	student	NOUN
cjrl-2297	658	79	debt	debt	NOUN
cjrl-2297	658	80	campaign	campaign	NOUN
cjrl-2297	658	81	,	,	PUNCT
cjrl-2297	658	82	a	a	DET
cjrl-2297	658	83	statement	statement	NOUN
cjrl-2297	658	84	from	from	ADP
cjrl-2297	658	85	the	the	DET
cjrl-2297	658	86	occupy	occupy	NOUN
cjrl-2297	658	87	student	student	NOUN
cjrl-2297	658	88	debt	debt	NOUN
cjrl-2297	658	89	campaign	campaign	NOUN
cjrl-2297	658	90	,	,	PUNCT
cjrl-2297	658	91	http://www.occupystudentdebtcampaign.org/click-to-read-our-statement-on-student-debt-reform-initiatives/.	http://www.occupystudentdebtcampaign.org/click-to-read-our-statement-on-student-debt-reform-initiatives/.	NOUN
cjrl-2297	658	92	217	217	NUM
cjrl-2297	658	93	see	see	VERB
cjrl-2297	658	94	generally	generally	ADV
cjrl-2297	658	95	nick	nick	PROPN
cjrl-2297	658	96	hillman	hillman	PROPN
cjrl-2297	658	97	,	,	PUNCT
cjrl-2297	658	98	student	student	NOUN
cjrl-2297	658	99	loans	loan	NOUN
cjrl-2297	658	100	and	and	CCONJ
cjrl-2297	658	101	public	public	ADJ
cjrl-2297	658	102	accountability	accountability	NOUN
cjrl-2297	658	103	,	,	PUNCT
cjrl-2297	658	104	american	american	PROPN
cjrl-2297	658	105	association	association	PROPN
cjrl-2297	658	106	of	of	ADP
cjrl-2297	658	107	state	state	NOUN
cjrl-2297	658	108	colleges	college	NOUN
cjrl-2297	658	109	and	and	CCONJ
cjrl-2297	658	110	universities	university	NOUN
cjrl-2297	658	111	,	,	PUNCT
cjrl-2297	658	112	july	july	PROPN
cjrl-2297	658	113	2007	2007	NUM
cjrl-2297	658	114	;	;	PUNCT
cjrl-2297	658	115	occupy	occupy	VERB
cjrl-2297	658	116	student	student	NOUN
cjrl-2297	658	117	debt	debt	NOUN
cjrl-2297	658	118	campaign	campaign	NOUN
cjrl-2297	658	119	,	,	PUNCT
cjrl-2297	658	120	a	a	DET
cjrl-2297	658	121	statement	statement	NOUN
cjrl-2297	658	122	from	from	ADP
cjrl-2297	658	123	the	the	DET
cjrl-2297	658	124	occupy	occupy	NOUN
cjrl-2297	658	125	student	student	NOUN
cjrl-2297	658	126	debt	debt	NOUN
cjrl-2297	658	127	campaign	campaign	NOUN
cjrl-2297	658	128	,	,	PUNCT
cjrl-2297	658	129	http://www.occupystudentdebtcampaign.org/click-to-read-our-statement-on-student-debt-reform-initiatives/.	http://www.occupystudentdebtcampaign.org/click-to-read-our-statement-on-student-debt-reform-initiatives/.	NOUN
cjrl-2297	658	130	218	218	NUM
cjrl-2297	658	131	see	see	VERB
cjrl-2297	658	132	reid	reid	PROPN
cjrl-2297	658	133	spagna	spagna	PROPN
cjrl-2297	658	134	,	,	PUNCT
cjrl-2297	658	135	lenders	lender	NOUN
cjrl-2297	658	136	mobilize	mobilize	VERB
cjrl-2297	658	137	to	to	PART
cjrl-2297	658	138	help	help	VERB
cjrl-2297	658	139	college	college	NOUN
cjrl-2297	658	140	kids	kid	NOUN
cjrl-2297	658	141	manage	manage	VERB
cjrl-2297	658	142	student	student	NOUN
cjrl-2297	658	143	loans	loan	NOUN
cjrl-2297	658	144	,	,	PUNCT
cjrl-2297	658	145	cnbc	cnbc	PROPN
cjrl-2297	658	146	,	,	PUNCT
cjrl-2297	658	147	aug	aug	PROPN
cjrl-2297	658	148	.	.	PROPN
cjrl-2297	658	149	15	15	NUM
cjrl-2297	658	150	,	,	PUNCT
cjrl-2297	658	151	2012	2012	NUM
cjrl-2297	658	152	,	,	PUNCT
cjrl-2297	658	153	http://www.cnbc.com/id/48672721	http://www.cnbc.com/id/48672721	PROPN
cjrl-2297	658	154	(	(	PUNCT
cjrl-2297	658	155	“	"	PUNCT
cjrl-2297	658	156	amid	amid	ADP
cjrl-2297	658	157	an	an	DET
cjrl-2297	658	158	explosion	explosion	NOUN
cjrl-2297	658	159	of	of	ADP
cjrl-2297	658	160	student	student	NOUN
cjrl-2297	658	161	-	-	PUNCT
cjrl-2297	658	162	loan	loan	NOUN
cjrl-2297	658	163	debt	debt	NOUN
cjrl-2297	658	164	,	,	PUNCT
cjrl-2297	658	165	private	private	ADJ
cjrl-2297	658	166	lenders	lender	NOUN
cjrl-2297	658	167	,	,	PUNCT
cjrl-2297	658	168	credit	credit	NOUN
cjrl-2297	658	169	-	-	PUNCT
cjrl-2297	658	170	rating	rating	NOUN
cjrl-2297	658	171	agencies	agency	NOUN
cjrl-2297	658	172	,	,	PUNCT
cjrl-2297	658	173	and	and	CCONJ
cjrl-2297	658	174	nonprofits	nonprofit	NOUN
cjrl-2297	658	175	have	have	AUX
cjrl-2297	658	176	begun	begin	VERB
cjrl-2297	658	177	offering	offer	VERB
cjrl-2297	658	178	consumer	consumer	NOUN
cjrl-2297	658	179	-	-	PUNCT
cjrl-2297	658	180	friendly	friendly	ADJ
cjrl-2297	658	181	opportunities	opportunity	NOUN
cjrl-2297	658	182	for	for	SCONJ
cjrl-2297	658	183	students	student	NOUN
cjrl-2297	658	184	to	to	PART
cjrl-2297	658	185	take	take	VERB
cjrl-2297	658	186	the	the	DET
cjrl-2297	658	187	financial	financial	ADJ
cjrl-2297	658	188	anxiety	anxiety	NOUN
cjrl-2297	658	189	out	out	ADP
cjrl-2297	658	190	of	of	ADP
cjrl-2297	658	191	borrowing	borrow	VERB
cjrl-2297	658	192	for	for	ADP
cjrl-2297	658	193	college	college	NOUN
cjrl-2297	658	194	.	.	PUNCT
cjrl-2297	658	195	”	"	PUNCT
cjrl-2297	658	196	)	)	PUNCT
cjrl-2297	658	197	;	;	PUNCT
cjrl-2297	658	198	see	see	VERB
cjrl-2297	658	199	generally	generally	ADV
cjrl-2297	658	200	white	white	PROPN
cjrl-2297	658	201	house	house	PROPN
cjrl-2297	658	202	,	,	PUNCT
cjrl-2297	658	203	fact	fact	NOUN
cjrl-2297	658	204	sheet	sheet	NOUN
cjrl-2297	658	205	:	:	PUNCT
cjrl-2297	658	206	“	"	PUNCT
cjrl-2297	658	207	help	help	VERB
cjrl-2297	658	208	americans	americans	PROPN
cjrl-2297	658	209	manage	manage	VERB
cjrl-2297	658	210	student	student	NOUN
cjrl-2297	658	211	loan	loan	NOUN
cjrl-2297	658	212	debt	debt	NOUN
cjrl-2297	658	213	”	"	PUNCT
cjrl-2297	658	214	,	,	PUNCT
cjrl-2297	658	215	press	press	NOUN
cjrl-2297	658	216	release	release	NOUN
cjrl-2297	658	217	,	,	PUNCT
cjrl-2297	658	218	oct	oct	PROPN
cjrl-2297	658	219	.	.	PROPN
cjrl-2297	658	220	25	25	NUM
cjrl-2297	658	221	,	,	PUNCT
cjrl-2297	658	222	2011	2011	NUM
cjrl-2297	658	223	,	,	PUNCT
cjrl-2297	658	224	http://www.whitehouse.gov/the-press-office/2011/10/25/fact-sheet-help-americans-managestudent-loan-debt	http://www.whitehouse.gov/the-press-office/2011/10/25/fact-sheet-help-americans-managestudent-loan-debt	PROPN
cjrl-2297	658	225	;	;	PUNCT
cjrl-2297	658	226	u.s	u.s	PROPN
cjrl-2297	658	227	.	.	PROPN
cjrl-2297	658	228	house	house	PROPN
cjrl-2297	658	229	of	of	ADP
cjrl-2297	658	230	representatives	representatives	PROPN
cjrl-2297	658	231	,	,	PUNCT
cjrl-2297	658	232	government	government	NOUN
cjrl-2297	658	233	-	-	PUNCT
cjrl-2297	658	234	run	run	VERB
cjrl-2297	658	235	student	student	NOUN
cjrl-2297	658	236	loans	loan	NOUN
cjrl-2297	658	237	:	:	PUNCT
cjrl-2297	658	238	ensuring	ensure	VERB
cjrl-2297	658	239	the	the	DET
cjrl-2297	658	240	direct	direct	ADJ
cjrl-2297	658	241	loan	loan	NOUN
cjrl-2297	658	242	program	program	NOUN
cjrl-2297	658	243	is	be	AUX
cjrl-2297	658	244	accountable	accountable	ADJ
cjrl-2297	658	245	to	to	ADP
cjrl-2297	658	246	students	student	NOUN
cjrl-2297	658	247	and	and	CCONJ
cjrl-2297	658	248	taxpayers	taxpayer	NOUN
cjrl-2297	658	249	,	,	PUNCT
cjrl-2297	658	250	oct	oct	PROPN
cjrl-2297	658	251	.	.	PROPN
cjrl-2297	658	252	25	25	NUM
cjrl-2297	658	253	,	,	PUNCT
cjrl-2297	658	254	2011	2011	NUM
cjrl-2297	658	255	,	,	PUNCT
cjrl-2297	658	256	http://www.gpo.gov/fdsys/pkg/chrg-112hhrg70771/pdf/	http://www.gpo.gov/fdsys/pkg/chrg-112hhrg70771/pdf/	PROPN
cjrl-2297	658	257	chrg-112hhrg70771.pdf	chrg-112hhrg70771.pdf	NOUN
cjrl-2297	658	258	.	.	PUNCT
cjrl-2297	659	1	219	219	NUM
cjrl-2297	659	2	see	see	VERB
cjrl-2297	659	3	generally	generally	ADV
cjrl-2297	659	4	loans	loan	NOUN
cjrl-2297	659	5	,	,	PUNCT
cjrl-2297	659	6	federal	federal	ADJ
cjrl-2297	659	7	student	student	NOUN
cjrl-2297	659	8	aid	aid	NOUN
cjrl-2297	659	9	,	,	PUNCT
cjrl-2297	659	10	http://studentaid.ed.gov/types/loans	http://studentaid.ed.gov/types/loans	PROPN
cjrl-2297	659	11	(	(	PUNCT
cjrl-2297	659	12	last	last	ADV
cjrl-2297	659	13	visited	visit	VERB
cjrl-2297	659	14	mar	mar	PROPN
cjrl-2297	659	15	.	.	PROPN
cjrl-2297	659	16	16	16	NUM
cjrl-2297	659	17	,	,	PUNCT
cjrl-2297	659	18	2013	2013	NUM
cjrl-2297	659	19	)	)	PUNCT
cjrl-2297	659	20	(	(	PUNCT
cjrl-2297	659	21	“	"	PUNCT
cjrl-2297	659	22	you	you	PRON
cjrl-2297	659	23	should	should	AUX
cjrl-2297	659	24	not	not	PART
cjrl-2297	659	25	be	be	AUX
cjrl-2297	659	26	afraid	afraid	ADJ
cjrl-2297	659	27	to	to	PART
cjrl-2297	659	28	take	take	VERB
cjrl-2297	659	29	out	out	ADP
cjrl-2297	659	30	federal	federal	ADJ
cjrl-2297	659	31	student	student	NOUN
cjrl-2297	659	32	loans	loan	NOUN
cjrl-2297	659	33	,	,	PUNCT
cjrl-2297	659	34	but	but	CCONJ
cjrl-2297	659	35	you	you	PRON
cjrl-2297	659	36	should	should	AUX
cjrl-2297	659	37	be	be	AUX
cjrl-2297	659	38	smart	smart	ADJ
cjrl-2297	659	39	about	about	ADP
cjrl-2297	659	40	it	it	PRON
cjrl-2297	659	41	.	.	PUNCT
cjrl-2297	659	42	”	"	PUNCT
cjrl-2297	659	43	)	)	PUNCT
cjrl-2297	659	44	;	;	PUNCT
cjrl-2297	659	45	see	see	VERB
cjrl-2297	659	46	,	,	PUNCT
cjrl-2297	659	47	e.g.	e.g.	ADV
cjrl-2297	659	48	,	,	PUNCT
cjrl-2297	659	49	honey	honey	NOUN
cjrl-2297	659	50	smith	smith	PROPN
cjrl-2297	659	51	,	,	PUNCT
cjrl-2297	659	52	how	how	SCONJ
cjrl-2297	659	53	i	i	PRON
cjrl-2297	659	54	got	get	VERB
cjrl-2297	659	55	deep	deep	ADJ
cjrl-2297	659	56	in	in	ADP
cjrl-2297	659	57	student	student	NOUN
cjrl-2297	659	58	loan	loan	NOUN
cjrl-2297	659	59	debt	debt	NOUN
cjrl-2297	659	60	,	,	PUNCT
cjrl-2297	659	61	msn	msn	NOUN
cjrl-2297	659	62	money	money	NOUN
cjrl-2297	659	63	,	,	PUNCT
cjrl-2297	659	64	aug	aug	PROPN
cjrl-2297	659	65	.	.	PROPN
cjrl-2297	659	66	20	20	NUM
cjrl-2297	659	67	,	,	PUNCT
cjrl-2297	659	68	2012	2012	NUM
cjrl-2297	659	69	,	,	PUNCT
cjrl-2297	659	70	http://money.msn.com/saving-moneytips/post.aspx?post=fac31682-562d-4232-866b-ac2b4e6d3706	http://money.msn.com/saving-moneytips/post.aspx?post=fac31682-562d-4232-866b-ac2b4e6d3706	PROPN
cjrl-2297	659	71	.	.	NOUN
cjrl-2297	659	72	220	220	NUM
cjrl-2297	659	73	see	see	VERB
cjrl-2297	659	74	barack	barack	PROPN
cjrl-2297	659	75	obama	obama	PROPN
cjrl-2297	659	76	,	,	PUNCT
cjrl-2297	659	77	remarks	remark	NOUN
cjrl-2297	659	78	by	by	ADP
cjrl-2297	659	79	the	the	DET
cjrl-2297	659	80	president	president	NOUN
cjrl-2297	659	81	on	on	ADP
cjrl-2297	659	82	higher	high	ADJ
cjrl-2297	659	83	education	education	NOUN
cjrl-2297	659	84	,	,	PUNCT
cjrl-2297	659	85	white	white	PROPN
cjrl-2297	659	86	house	house	PROPN
cjrl-2297	659	87	,	,	PUNCT
cjrl-2297	659	88	april	april	PROPN
cjrl-2297	659	89	24	24	NUM
cjrl-2297	659	90	,	,	PUNCT
cjrl-2297	659	91	2009	2009	NUM
cjrl-2297	659	92	,	,	PUNCT
cjrl-2297	659	93	http://www.whitehouse.gov/the-press-office/remarks-president-higher-education	http://www.whitehouse.gov/the-press-office/remarks-president-higher-education	NOUN
cjrl-2297	659	94	;	;	PUNCT
cjrl-2297	659	95	see	see	VERB
cjrl-2297	659	96	generally	generally	ADV
cjrl-2297	659	97	libby	libby	PROPN
cjrl-2297	659	98	a.	a.	PROPN
cjrl-2297	659	99	nelson	nelson	PROPN
cjrl-2297	659	100	,	,	PUNCT
cjrl-2297	659	101	occupy	occupy	VERB
cjrl-2297	659	102	student	student	NOUN
cjrl-2297	659	103	loans	loan	NOUN
cjrl-2297	659	104	,	,	PUNCT
cjrl-2297	659	105	inside	inside	ADP
cjrl-2297	659	106	higher	high	ADJ
cjrl-2297	659	107	educ	educ	PROPN
cjrl-2297	659	108	,	,	PUNCT
cjrl-2297	659	109	nov	nov	PROPN
cjrl-2297	659	110	.	.	PROPN
cjrl-2297	659	111	15	15	NUM
cjrl-2297	659	112	,	,	PUNCT
cjrl-2297	659	113	2011	2011	NUM
cjrl-2297	659	114	,	,	PUNCT
cjrl-2297	659	115	http://www.insidehighered.com/news/2011/11/15/occupyprotests-focusing-increasingly-student-debt	http://www.insidehighered.com/news/2011/11/15/occupyprotests-focusing-increasingly-student-debt	X
cjrl-2297	659	116	.	.	PROPN
cjrl-2297	659	117	221	221	NUM
cjrl-2297	659	118	see	see	VERB
cjrl-2297	659	119	generally	generally	ADV
cjrl-2297	659	120	libby	libby	PROPN
cjrl-2297	659	121	a.	a.	PROPN
cjrl-2297	659	122	nelson	nelson	PROPN
cjrl-2297	659	123	,	,	PUNCT
cjrl-2297	659	124	no	no	DET
cjrl-2297	659	125	way	way	NOUN
cjrl-2297	659	126	out	out	ADP
cjrl-2297	659	127	of	of	ADP
cjrl-2297	659	128	default	default	NOUN
cjrl-2297	659	129	,	,	PUNCT
cjrl-2297	659	130	inside	inside	ADP
cjrl-2297	659	131	higher	high	ADJ
cjrl-2297	659	132	educ	educ	NOUN
cjrl-2297	659	133	,	,	PUNCT
cjrl-2297	659	134	april	april	PROPN
cjrl-2297	659	135	18	18	NUM
cjrl-2297	659	136	,	,	PUNCT
cjrl-2297	659	137	2012	2012	NUM
cjrl-2297	659	138	,	,	PUNCT
cjrl-2297	659	139	http://www	http://www	PROPN
cjrl-2297	659	140	.	.	PROPN
cjrl-2297	659	141	insidehighered.com/news/2012/04/18/problems-plague-education-department-debt-management-process	insidehighered.com/news/2012/04/18/problems-plague-education-department-debt-management-process	NOUN
cjrl-2297	659	142	;	;	PUNCT
cjrl-2297	659	143	saki	saki	PROPN
cjrl-2297	659	144	knafo	knafo	PROPN
cjrl-2297	659	145	,	,	PUNCT
cjrl-2297	659	146	occupy	occupy	VERB
cjrl-2297	659	147	targets	target	NOUN
cjrl-2297	659	148	student	student	NOUN
cjrl-2297	659	149	debt	debt	NOUN
cjrl-2297	659	150	as	as	SCONJ
cjrl-2297	659	151	national	national	ADJ
cjrl-2297	659	152	student	student	NOUN
cjrl-2297	659	153	loan	loan	NOUN
cjrl-2297	659	154	debt	debt	NOUN
cjrl-2297	659	155	hits	hit	VERB
cjrl-2297	659	156	$	$	SYM
cjrl-2297	659	157	1	1	NUM
cjrl-2297	659	158	trillion	trillion	NUM
cjrl-2297	659	159	,	,	PUNCT
cjrl-2297	659	160	huffington	huffington	PROPN
cjrl-2297	659	161	post	post	PROPN
cjrl-2297	659	162	,	,	PUNCT
cjrl-2297	659	163	april	april	PROPN
cjrl-2297	659	164	25	25	NUM
cjrl-2297	659	165	,	,	PUNCT
cjrl-2297	659	166	2012	2012	NUM
cjrl-2297	659	167	,	,	PUNCT
cjrl-2297	659	168	http://www.huffingtonpost.com/2012/04/25/occupy-student-debt-occupy-obama-_n_1453993.html	http://www.huffingtonpost.com/2012/04/25/occupy-student-debt-occupy-obama-_n_1453993.html	PROPN
cjrl-2297	659	169	;	;	PUNCT
cjrl-2297	659	170	allie	allie	PROPN
cjrl-2297	659	171	bidwell	bidwell	PROPN
cjrl-2297	659	172	,	,	PUNCT
cjrl-2297	659	173	foreclosures	foreclosure	NOUN
cjrl-2297	659	174	and	and	CCONJ
cjrl-2297	659	175	financial	financial	ADJ
cjrl-2297	659	176	aid	aid	NOUN
cjrl-2297	659	177	vol	vol	NOUN
cjrl-2297	659	178	.	.	PUNCT
cjrl-2297	660	1	4:2	4:2	NUM
cjrl-2297	660	2	160	160	NUM
cjrl-2297	660	3	or	or	CCONJ
cjrl-2297	660	4	reform	reform	NOUN
cjrl-2297	660	5	student	student	NOUN
cjrl-2297	660	6	loan	loan	NOUN
cjrl-2297	660	7	legislation	legislation	NOUN
cjrl-2297	660	8	to	to	PART
cjrl-2297	660	9	make	make	VERB
cjrl-2297	660	10	education	education	NOUN
cjrl-2297	660	11	more	more	ADV
cjrl-2297	660	12	accessible	accessible	ADJ
cjrl-2297	660	13	to	to	ADP
cjrl-2297	660	14	a	a	DET
cjrl-2297	660	15	larger	large	ADJ
cjrl-2297	660	16	sector	sector	NOUN
cjrl-2297	660	17	of	of	ADP
cjrl-2297	660	18	the	the	DET
cjrl-2297	660	19	population	population	NOUN
cjrl-2297	660	20	may	may	AUX
cjrl-2297	660	21	contribute	contribute	VERB
cjrl-2297	660	22	to	to	ADP
cjrl-2297	660	23	college	college	NOUN
cjrl-2297	660	24	degree	degree	NOUN
cjrl-2297	660	25	attainment	attainment	NOUN
cjrl-2297	660	26	by	by	ADP
cjrl-2297	660	27	the	the	DET
cjrl-2297	660	28	lower	low	ADJ
cjrl-2297	660	29	and	and	CCONJ
cjrl-2297	660	30	middle	middle	ADJ
cjrl-2297	660	31	classes.222	classes.222	NOUN
cjrl-2297	660	32	the	the	DET
cjrl-2297	660	33	federal	federal	ADJ
cjrl-2297	660	34	plus	plus	CCONJ
cjrl-2297	660	35	student	student	NOUN
cjrl-2297	660	36	loan	loan	NOUN
cjrl-2297	660	37	program	program	NOUN
cjrl-2297	660	38	is	be	AUX
cjrl-2297	660	39	in	in	ADP
cjrl-2297	660	40	need	need	NOUN
cjrl-2297	660	41	of	of	ADP
cjrl-2297	660	42	reform	reform	NOUN
cjrl-2297	660	43	to	to	PART
cjrl-2297	660	44	benefit	benefit	VERB
cjrl-2297	660	45	low	low	ADJ
cjrl-2297	660	46	and	and	CCONJ
cjrl-2297	660	47	moderate	moderate	ADJ
cjrl-2297	660	48	-	-	PUNCT
cjrl-2297	660	49	income	income	NOUN
cjrl-2297	660	50	borrowers	borrower	NOUN
cjrl-2297	660	51	.	.	PUNCT
cjrl-2297	661	1	a.	a.	NOUN
cjrl-2297	661	2	plus	plus	CCONJ
cjrl-2297	661	3	loan	loan	NOUN
cjrl-2297	661	4	reform	reform	NOUN
cjrl-2297	661	5	the	the	DET
cjrl-2297	661	6	plus	plus	CCONJ
cjrl-2297	661	7	loan	loan	NOUN
cjrl-2297	661	8	program	program	NOUN
cjrl-2297	661	9	requires	require	VERB
cjrl-2297	661	10	a	a	DET
cjrl-2297	661	11	credit	credit	NOUN
cjrl-2297	661	12	check	check	NOUN
cjrl-2297	661	13	that	that	PRON
cjrl-2297	661	14	has	have	AUX
cjrl-2297	661	15	increasingly	increasingly	ADV
cjrl-2297	661	16	led	lead	VERB
cjrl-2297	661	17	to	to	AUX
cjrl-2297	661	18	more	more	ADV
cjrl-2297	661	19	denials.223	denials.223	ADP
cjrl-2297	661	20	the	the	DET
cjrl-2297	661	21	credit	credit	NOUN
cjrl-2297	661	22	check	check	NOUN
cjrl-2297	661	23	for	for	ADP
cjrl-2297	661	24	the	the	DET
cjrl-2297	661	25	plus	plus	ADJ
cjrl-2297	661	26	loan	loan	NOUN
cjrl-2297	661	27	program	program	NOUN
cjrl-2297	661	28	was	be	AUX
cjrl-2297	661	29	described	describe	VERB
cjrl-2297	661	30	as	as	ADP
cjrl-2297	661	31	“	"	PUNCT
cjrl-2297	661	32	moderate	moderate	ADJ
cjrl-2297	661	33	”	"	PUNCT
cjrl-2297	661	34	prior	prior	ADV
cjrl-2297	661	35	to	to	ADP
cjrl-2297	661	36	the	the	DET
cjrl-2297	661	37	recent	recent	ADJ
cjrl-2297	661	38	credit	credit	NOUN
cjrl-2297	661	39	crunch.224	crunch.224	NOUN
cjrl-2297	661	40	however	however	ADV
cjrl-2297	661	41	,	,	PUNCT
cjrl-2297	661	42	plus	plus	CCONJ
cjrl-2297	661	43	loan	loan	NOUN
cjrl-2297	661	44	applicants	applicant	NOUN
cjrl-2297	661	45	now	now	ADV
cjrl-2297	661	46	undergo	undergo	VERB
cjrl-2297	661	47	a	a	DET
cjrl-2297	661	48	more	more	ADV
cjrl-2297	661	49	stringent	stringent	ADJ
cjrl-2297	661	50	credit	credit	NOUN
cjrl-2297	661	51	check.225	check.225	VERB
cjrl-2297	661	52	the	the	DET
cjrl-2297	661	53	recent	recent	ADJ
cjrl-2297	661	54	plus	plus	CCONJ
cjrl-2297	661	55	loan	loan	NOUN
cjrl-2297	661	56	eligibility	eligibility	NOUN
cjrl-2297	661	57	revisions	revision	NOUN
cjrl-2297	661	58	,	,	PUNCT
cjrl-2297	661	59	which	which	PRON
cjrl-2297	661	60	were	be	AUX
cjrl-2297	661	61	implemented	implement	VERB
cjrl-2297	661	62	without	without	ADP
cjrl-2297	661	63	consideration	consideration	NOUN
cjrl-2297	661	64	of	of	ADP
cjrl-2297	661	65	public	public	ADJ
cjrl-2297	661	66	commentary	commentary	NOUN
cjrl-2297	661	67	,	,	PUNCT
cjrl-2297	661	68	had	have	VERB
cjrl-2297	661	69	a	a	DET
cjrl-2297	661	70	negative	negative	ADJ
cjrl-2297	661	71	impact	impact	NOUN
cjrl-2297	661	72	on	on	ADP
cjrl-2297	661	73	the	the	DET
cjrl-2297	661	74	higher	high	ADJ
cjrl-2297	661	75	education	education	NOUN
cjrl-2297	661	76	prospects	prospect	NOUN
cjrl-2297	661	77	of	of	ADP
cjrl-2297	661	78	those	those	PRON
cjrl-2297	661	79	who	who	PRON
cjrl-2297	661	80	attend	attend	VERB
cjrl-2297	661	81	minority	minority	NOUN
cjrl-2297	661	82	serving	serve	VERB
cjrl-2297	661	83	institutions	institution	NOUN
cjrl-2297	661	84	such	such	ADJ
cjrl-2297	661	85	as	as	ADP
cjrl-2297	661	86	historically	historically	ADV
cjrl-2297	661	87	black	black	ADJ
cjrl-2297	661	88	colleges	college	NOUN
cjrl-2297	661	89	and	and	CCONJ
cjrl-2297	661	90	universities	university	NOUN
cjrl-2297	661	91	(	(	PUNCT
cjrl-2297	661	92	hbcus).226	hbcus).226	VERB
cjrl-2297	661	93	the	the	DET
cjrl-2297	661	94	unilateral	unilateral	ADJ
cjrl-2297	661	95	change	change	NOUN
cjrl-2297	661	96	in	in	ADP
cjrl-2297	661	97	plus	plus	CCONJ
cjrl-2297	661	98	loan	loan	NOUN
cjrl-2297	661	99	credit	credit	NOUN
cjrl-2297	661	100	eligibility	eligibility	NOUN
cjrl-2297	661	101	in	in	ADP
cjrl-2297	661	102	2011	2011	NUM
cjrl-2297	661	103	adversely	adversely	ADV
cjrl-2297	661	104	affected	affect	VERB
cjrl-2297	661	105	colleges	college	NOUN
cjrl-2297	661	106	that	that	PRON
cjrl-2297	661	107	enroll	enroll	VERB
cjrl-2297	661	108	a	a	DET
cjrl-2297	661	109	large	large	ADJ
cjrl-2297	661	110	demographic	demographic	ADJ
cjrl-2297	661	111	of	of	ADP
cjrl-2297	661	112	low	low	ADJ
cjrl-2297	661	113	and	and	CCONJ
cjrl-2297	661	114	moderate	moderate	ADJ
cjrl-2297	661	115	income	income	NOUN
cjrl-2297	661	116	students	student	NOUN
cjrl-2297	661	117	who	who	PRON
cjrl-2297	661	118	disproportionately	disproportionately	ADV
cjrl-2297	661	119	tend	tend	VERB
cjrl-2297	661	120	to	to	PART
cjrl-2297	661	121	be	be	AUX
cjrl-2297	661	122	minorities	minority	NOUN
cjrl-2297	661	123	,	,	PUNCT
cjrl-2297	661	124	due	due	ADJ
cjrl-2297	661	125	in	in	ADP
cjrl-2297	661	126	part	part	NOUN
cjrl-2297	661	127	to	to	ADP
cjrl-2297	661	128	the	the	DET
cjrl-2297	661	129	racial	racial	ADJ
cjrl-2297	661	130	wealth	wealth	NOUN
cjrl-2297	661	131	gap.227	gap.227	NOUN
cjrl-2297	661	132	both	both	CCONJ
cjrl-2297	661	133	hbcus	hbcu	VERB
cjrl-2297	661	134	and	and	CCONJ
cjrl-2297	661	135	for	for	ADP
cjrl-2297	661	136	-	-	PUNCT
cjrl-2297	661	137	profit	profit	NOUN
cjrl-2297	661	138	colleges	college	NOUN
cjrl-2297	661	139	,	,	PUNCT
cjrl-2297	661	140	institutions	institution	NOUN
cjrl-2297	661	141	with	with	ADP
cjrl-2297	661	142	sizeable	sizeable	ADJ
cjrl-2297	661	143	minority	minority	NOUN
cjrl-2297	661	144	and	and	CCONJ
cjrl-2297	661	145	low	low	ADJ
cjrl-2297	661	146	-	-	PUNCT
cjrl-2297	661	147	income	income	NOUN
cjrl-2297	661	148	consumer	consumer	NOUN
cjrl-2297	661	149	-	-	PUNCT
cjrl-2297	661	150	protection	protection	NOUN
cjrl-2297	661	151	agency	agency	NOUN
cjrl-2297	661	152	seeks	seek	VERB
cjrl-2297	661	153	oversight	oversight	NOUN
cjrl-2297	661	154	of	of	ADP
cjrl-2297	661	155	nonbank	nonbank	PROPN
cjrl-2297	661	156	student	student	NOUN
cjrl-2297	661	157	-	-	PUNCT
cjrl-2297	661	158	loan	loan	NOUN
cjrl-2297	661	159	servicers	servicer	NOUN
cjrl-2297	661	160	,	,	PUNCT
cjrl-2297	661	161	chron	chron	NOUN
cjrl-2297	661	162	.	.	PUNCT
cjrl-2297	662	1	of	of	ADP
cjrl-2297	662	2	higher	high	ADJ
cjrl-2297	662	3	educ	educ	NOUN
cjrl-2297	662	4	.	.	PUNCT
cjrl-2297	663	1	,	,	PUNCT
cjrl-2297	663	2	march	march	PROPN
cjrl-2297	663	3	14	14	NUM
cjrl-2297	663	4	,	,	PUNCT
cjrl-2297	663	5	2013	2013	NUM
cjrl-2297	663	6	;	;	PUNCT
cjrl-2297	663	7	d.	d.	PROPN
cjrl-2297	663	8	bruce	bruce	PROPN
cjrl-2297	663	9	johnstone	johnstone	PROPN
cjrl-2297	663	10	,	,	PUNCT
cjrl-2297	663	11	higher	high	ADJ
cjrl-2297	663	12	education	education	NOUN
cjrl-2297	663	13	accessibility	accessibility	NOUN
cjrl-2297	663	14	and	and	CCONJ
cjrl-2297	663	15	financial	financial	ADJ
cjrl-2297	663	16	viability	viability	NOUN
cjrl-2297	663	17	:	:	PUNCT
cjrl-2297	663	18	the	the	DET
cjrl-2297	663	19	role	role	NOUN
cjrl-2297	663	20	of	of	ADP
cjrl-2297	663	21	student	student	NOUN
cjrl-2297	663	22	loans	loan	NOUN
cjrl-2297	663	23	,	,	PUNCT
cjrl-2297	663	24	pgs	pgs	ADJ
cjrl-2297	663	25	.	.	NOUN
cjrl-2297	663	26	1	1	NUM
cjrl-2297	663	27	–	–	SYM
cjrl-2297	663	28	2	2	NUM
cjrl-2297	663	29	,	,	PUNCT
cjrl-2297	663	30	7	7	NUM
cjrl-2297	663	31	–	–	PUNCT
cjrl-2297	663	32	11	11	NUM
cjrl-2297	663	33	;	;	PUNCT
cjrl-2297	663	34	14	14	NUM
cjrl-2297	663	35	–	–	SYM
cjrl-2297	663	36	17	17	NUM
cjrl-2297	663	37	,	,	PUNCT
cjrl-2297	663	38	http://gse.buffalo.edu/org/inthigheredfinance/files/publications/student_loans/(2005)_higher	http://gse.buffalo.edu/org/inthigheredfinance/files/publications/student_loans/(2005)_higher	NOUN
cjrl-2297	663	39	_	_	NOUN
cjrl-2297	663	40	education_accessibility_and_financial_viability_the_role_of_student_loans.pdf	education_accessibility_and_financial_viability_the_role_of_student_loans.pdf	NOUN
cjrl-2297	663	41	.	.	PUNCT
cjrl-2297	664	1	222	222	NUM
cjrl-2297	664	2	see	see	VERB
cjrl-2297	664	3	generally	generally	ADV
cjrl-2297	664	4	edward	edward	PROPN
cjrl-2297	664	5	p.	p.	PROPN
cjrl-2297	664	6	st	st	PROPN
cjrl-2297	664	7	.	.	PROPN
cjrl-2297	664	8	john	john	PROPN
cjrl-2297	664	9	and	and	CCONJ
cjrl-2297	664	10	eric	eric	PROPN
cjrl-2297	664	11	h.	h.	PROPN
cjrl-2297	664	12	asker	asker	PROPN
cjrl-2297	664	13	,	,	PUNCT
cjrl-2297	664	14	refinancing	refinance	VERB
cjrl-2297	664	15	the	the	DET
cjrl-2297	664	16	college	college	NOUN
cjrl-2297	664	17	dream	dream	NOUN
cjrl-2297	664	18	:	:	PUNCT
cjrl-2297	664	19	access	access	NOUN
cjrl-2297	664	20	,	,	PUNCT
cjrl-2297	664	21	equal	equal	ADJ
cjrl-2297	664	22	opportunity	opportunity	NOUN
cjrl-2297	664	23	,	,	PUNCT
cjrl-2297	664	24	and	and	CCONJ
cjrl-2297	664	25	justice	justice	NOUN
cjrl-2297	664	26	for	for	ADP
cjrl-2297	664	27	,	,	PUNCT
cjrl-2297	664	28	jhu	jhu	PROPN
cjrl-2297	664	29	press	press	PROPN
cjrl-2297	664	30	2	2	NUM
cjrl-2297	664	31	-	-	SYM
cjrl-2297	664	32	4	4	NUM
cjrl-2297	664	33	,	,	PUNCT
cjrl-2297	664	34	21	21	NUM
cjrl-2297	664	35	-	-	SYM
cjrl-2297	664	36	22	22	NUM
cjrl-2297	664	37	(	(	PUNCT
cjrl-2297	664	38	describing	describe	VERB
cjrl-2297	664	39	financial	financial	ADJ
cjrl-2297	664	40	aid	aid	NOUN
cjrl-2297	664	41	policies	policy	NOUN
cjrl-2297	664	42	from	from	ADP
cjrl-2297	664	43	the	the	DET
cjrl-2297	664	44	reagan	reagan	PROPN
cjrl-2297	664	45	,	,	PUNCT
cjrl-2297	664	46	bush	bush	PROPN
cjrl-2297	664	47	,	,	PUNCT
cjrl-2297	664	48	and	and	CCONJ
cjrl-2297	664	49	clinton	clinton	PROPN
cjrl-2297	664	50	presidential	presidential	ADJ
cjrl-2297	664	51	administrations	administration	NOUN
cjrl-2297	664	52	as	as	ADP
cjrl-2297	664	53	reducing	reduce	VERB
cjrl-2297	664	54	grants	grant	NOUN
cjrl-2297	664	55	,	,	PUNCT
cjrl-2297	664	56	increasing	increase	VERB
cjrl-2297	664	57	loans	loan	NOUN
cjrl-2297	664	58	,	,	PUNCT
cjrl-2297	664	59	and	and	CCONJ
cjrl-2297	664	60	later	later	ADV
cjrl-2297	664	61	providing	provide	VERB
cjrl-2297	664	62	some	some	DET
cjrl-2297	664	63	tax	tax	NOUN
cjrl-2297	664	64	relief	relief	NOUN
cjrl-2297	664	65	,	,	PUNCT
cjrl-2297	664	66	but	but	CCONJ
cjrl-2297	664	67	with	with	ADP
cjrl-2297	664	68	the	the	DET
cjrl-2297	664	69	effect	effect	NOUN
cjrl-2297	664	70	of	of	ADP
cjrl-2297	664	71	widening	widen	VERB
cjrl-2297	664	72	the	the	DET
cjrl-2297	664	73	opportunity	opportunity	NOUN
cjrl-2297	664	74	act	act	NOUN
cjrl-2297	664	75	among	among	ADP
cjrl-2297	664	76	low	low	ADJ
cjrl-2297	664	77	and	and	CCONJ
cjrl-2297	664	78	middle	middle	ADJ
cjrl-2297	664	79	class	class	NOUN
cjrl-2297	664	80	students	student	NOUN
cjrl-2297	664	81	)	)	PUNCT
cjrl-2297	664	82	;	;	PUNCT
cjrl-2297	664	83	joseph	joseph	PROPN
cjrl-2297	664	84	e.	e.	PROPN
cjrl-2297	664	85	stiglitz	stiglitz	PROPN
cjrl-2297	664	86	,	,	PUNCT
cjrl-2297	664	87	student	student	NOUN
cjrl-2297	664	88	debt	debt	NOUN
cjrl-2297	664	89	and	and	CCONJ
cjrl-2297	664	90	the	the	DET
cjrl-2297	664	91	crushing	crushing	NOUN
cjrl-2297	664	92	of	of	ADP
cjrl-2297	664	93	the	the	DET
cjrl-2297	664	94	american	american	PROPN
cjrl-2297	664	95	dream	dream	NOUN
cjrl-2297	664	96	,	,	PUNCT
cjrl-2297	664	97	n.y	n.y	PROPN
cjrl-2297	664	98	.	.	PROPN
cjrl-2297	664	99	times	times	PROPN
cjrl-2297	664	100	,	,	PUNCT
cjrl-2297	664	101	may	may	AUX
cjrl-2297	664	102	12	12	NUM
cjrl-2297	664	103	,	,	PUNCT
cjrl-2297	664	104	2013	2013	NUM
cjrl-2297	664	105	,	,	PUNCT
cjrl-2297	664	106	http://opinionator.blogs	http://opinionator.blogs	PROPN
cjrl-2297	664	107	.	.	PUNCT
cjrl-2297	665	1	nytimes.com/2013/05/12/student-debt-and-the-crushing-of-the-american-dream/.	nytimes.com/2013/05/12/student-debt-and-the-crushing-of-the-american-dream/.	PROPN
cjrl-2297	665	2	223	223	NUM
cjrl-2297	665	3	see	see	VERB
cjrl-2297	665	4	libby	libby	PROPN
cjrl-2297	665	5	a.	a.	PROPN
cjrl-2297	665	6	nelson	nelson	PROPN
cjrl-2297	665	7	,	,	PUNCT
cjrl-2297	665	8	cracking	crack	VERB
cjrl-2297	665	9	down	down	ADP
cjrl-2297	665	10	on	on	ADP
cjrl-2297	665	11	plus	plus	CCONJ
cjrl-2297	665	12	loans	loan	NOUN
cjrl-2297	665	13	,	,	PUNCT
cjrl-2297	665	14	inside	inside	ADP
cjrl-2297	665	15	higher	high	ADJ
cjrl-2297	665	16	educ	educ	PROPN
cjrl-2297	665	17	.	.	PUNCT
cjrl-2297	665	18	,	,	PUNCT
cjrl-2297	665	19	oct	oct	PROPN
cjrl-2297	665	20	.	.	PROPN
cjrl-2297	665	21	12	12	NUM
cjrl-2297	665	22	,	,	PUNCT
cjrl-2297	665	23	2012	2012	NUM
cjrl-2297	665	24	,	,	PUNCT
cjrl-2297	665	25	http://www.insidehighered.com/news/2012/10/12/standards-tightening-federal-plus-loans	http://www.insidehighered.com/news/2012/10/12/standards-tightening-federal-plus-loans	PROPN
cjrl-2297	665	26	;	;	PUNCT
cjrl-2297	665	27	see	see	VERB
cjrl-2297	665	28	generally	generally	ADV
cjrl-2297	665	29	u.s	u.s	PROPN
cjrl-2297	665	30	.	.	PROPN
cjrl-2297	665	31	dept	dept	PROPN
cjrl-2297	665	32	.	.	PROPN
cjrl-2297	666	1	of	of	ADP
cjrl-2297	666	2	ed	ed	PROPN
cjrl-2297	666	3	.	.	PROPN
cjrl-2297	666	4	,	,	PUNCT
cjrl-2297	666	5	parents	parent	NOUN
cjrl-2297	666	6	,	,	PUNCT
cjrl-2297	666	7	http://www.direct.ed.gov/parent.html	http://www.direct.ed.gov/parent.html	NUM
cjrl-2297	666	8	.	.	PUNCT
cjrl-2297	667	1	224	224	NUM
cjrl-2297	667	2	see	see	VERB
cjrl-2297	667	3	,	,	PUNCT
cjrl-2297	667	4	e.g.	e.g.	ADV
cjrl-2297	667	5	,	,	PUNCT
cjrl-2297	667	6	associated	associated	ADJ
cjrl-2297	667	7	press	press	NOUN
cjrl-2297	667	8	,	,	PUNCT
cjrl-2297	667	9	obama	obama	PROPN
cjrl-2297	667	10	’s	’s	PART
cjrl-2297	667	11	morehouse	morehouse	PROPN
cjrl-2297	667	12	visit	visit	NOUN
cjrl-2297	667	13	shines	shine	VERB
cjrl-2297	667	14	spotlight	spotlight	NOUN
cjrl-2297	667	15	on	on	ADP
cjrl-2297	667	16	hbcus	hbcus	PROPN
cjrl-2297	667	17	,	,	PUNCT
cjrl-2297	667	18	may	may	AUX
cjrl-2297	667	19	18	18	NUM
cjrl-2297	667	20	,	,	PUNCT
cjrl-2297	667	21	2013	2013	NUM
cjrl-2297	667	22	.	.	PUNCT
cjrl-2297	668	1	225	225	NUM
cjrl-2297	668	2	see	see	VERB
cjrl-2297	668	3	generally	generally	ADV
cjrl-2297	668	4	jesse	jesse	PROPN
cjrl-2297	668	5	jackson	jackson	PROPN
cjrl-2297	668	6	,	,	PUNCT
cjrl-2297	668	7	more	more	ADJ
cjrl-2297	668	8	youth	youth	NOUN
cjrl-2297	668	9	priced	price	VERB
cjrl-2297	668	10	out	out	ADP
cjrl-2297	668	11	of	of	ADP
cjrl-2297	668	12	college	college	NOUN
cjrl-2297	668	13	,	,	PUNCT
cjrl-2297	668	14	chicago	chicago	PROPN
cjrl-2297	668	15	sun	sun	PROPN
cjrl-2297	668	16	-	-	PUNCT
cjrl-2297	668	17	times	time	NOUN
cjrl-2297	668	18	,	,	PUNCT
cjrl-2297	668	19	march	march	PROPN
cjrl-2297	668	20	18	18	NUM
cjrl-2297	668	21	,	,	PUNCT
cjrl-2297	668	22	2013	2013	NUM
cjrl-2297	668	23	;	;	PUNCT
cjrl-2297	668	24	michelle	michelle	PROPN
cjrl-2297	668	25	hollinger	hollinger	PROPN
cjrl-2297	668	26	,	,	PUNCT
cjrl-2297	668	27	more	more	ADV
cjrl-2297	668	28	black	black	ADJ
cjrl-2297	668	29	and	and	CCONJ
cjrl-2297	668	30	white	white	ADJ
cjrl-2297	668	31	students	student	NOUN
cjrl-2297	668	32	denied	deny	VERB
cjrl-2297	668	33	college	college	NOUN
cjrl-2297	668	34	loans	loan	NOUN
cjrl-2297	668	35	;	;	PUNCT
cjrl-2297	668	36	now	now	ADV
cjrl-2297	668	37	what	what	PRON
cjrl-2297	668	38	?	?	PUNCT
cjrl-2297	668	39	,	,	PUNCT
cjrl-2297	668	40	dc	dc	PROPN
cjrl-2297	668	41	spotlight	spotlight	NOUN
cjrl-2297	668	42	,	,	PUNCT
cjrl-2297	668	43	http://www.dcspotlight.com/	http://www.dcspotlight.com/	NOUN
cjrl-2297	668	44	featured	feature	VERB
cjrl-2297	668	45	/	/	SYM
cjrl-2297	668	46	op	op	NOUN
cjrl-2297	668	47	-	-	PUNCT
cjrl-2297	668	48	ed	ed	NOUN
cjrl-2297	668	49	-	-	PUNCT
cjrl-2297	668	50	more	more	ADJ
cjrl-2297	668	51	-	-	PUNCT
cjrl-2297	668	52	black	black	ADJ
cjrl-2297	668	53	-	-	PUNCT
cjrl-2297	668	54	and	and	CCONJ
cjrl-2297	668	55	-	-	PUNCT
cjrl-2297	668	56	white	white	ADJ
cjrl-2297	668	57	-	-	PUNCT
cjrl-2297	668	58	students	student	NOUN
cjrl-2297	668	59	-	-	PUNCT
cjrl-2297	668	60	denied	deny	VERB
cjrl-2297	668	61	-	-	PUNCT
cjrl-2297	668	62	college	college	NOUN
cjrl-2297	668	63	-	-	PUNCT
cjrl-2297	668	64	loans	loan	NOUN
cjrl-2297	668	65	-	-	PUNCT
cjrl-2297	668	66	now	now	ADV
cjrl-2297	668	67	-	-	PUNCT
cjrl-2297	668	68	what/.	what/.	NOUN
cjrl-2297	668	69	226	226	NUM
cjrl-2297	668	70	see	see	VERB
cjrl-2297	668	71	corinne	corinne	PROPN
cjrl-2297	668	72	brown	brown	PROPN
cjrl-2297	668	73	,	,	PUNCT
cjrl-2297	668	74	testimony	testimony	NOUN
cjrl-2297	668	75	on	on	ADP
cjrl-2297	668	76	plus	plus	CCONJ
cjrl-2297	668	77	loans	loan	NOUN
cjrl-2297	668	78	at	at	ADP
cjrl-2297	668	79	department	department	PROPN
cjrl-2297	668	80	of	of	ADP
cjrl-2297	668	81	education	education	PROPN
cjrl-2297	668	82	hearing	hearing	NOUN
cjrl-2297	668	83	,	,	PUNCT
cjrl-2297	668	84	may	may	AUX
cjrl-2297	668	85	21	21	NUM
cjrl-2297	668	86	,	,	PUNCT
cjrl-2297	668	87	2013	2013	NUM
cjrl-2297	668	88	,	,	PUNCT
cjrl-2297	668	89	http://corrinebrown.house.gov/index.php?option=com_content&view=article&id=741:testimony-on-plus-loans-atdepartment-of-education-hearing&catid=3:press-releases&itemid=35	http://corrinebrown.house.gov/index.php?option=com_content&view=article&id=741:testimony-on-plus-loans-atdepartment-of-education-hearing&catid=3:press-releases&itemid=35	PROPN
cjrl-2297	668	90	(	(	PUNCT
cjrl-2297	668	91	credit	credit	NOUN
cjrl-2297	668	92	qualification	qualification	NOUN
cjrl-2297	668	93	changes	change	NOUN
cjrl-2297	668	94	to	to	ADP
cjrl-2297	668	95	the	the	DET
cjrl-2297	668	96	plus	plus	ADJ
cjrl-2297	668	97	loan	loan	NOUN
cjrl-2297	668	98	program	program	NOUN
cjrl-2297	668	99	affected	affect	VERB
cjrl-2297	668	100	over	over	ADP
cjrl-2297	668	101	400,000	400,000	NUM
cjrl-2297	668	102	students	student	NOUN
cjrl-2297	668	103	overall	overall	ADJ
cjrl-2297	668	104	,	,	PUNCT
cjrl-2297	668	105	including	include	VERB
cjrl-2297	668	106	28,000	28,000	NUM
cjrl-2297	668	107	hbcu	hbcu	NOUN
cjrl-2297	668	108	students	student	NOUN
cjrl-2297	668	109	resulting	result	VERB
cjrl-2297	668	110	in	in	ADP
cjrl-2297	668	111	a	a	DET
cjrl-2297	668	112	multi	multi	ADJ
cjrl-2297	668	113	-	-	ADJ
cjrl-2297	668	114	million	million	NUM
cjrl-2297	668	115	dollar	dollar	NOUN
cjrl-2297	668	116	loss	loss	NOUN
cjrl-2297	668	117	to	to	PART
cjrl-2297	668	118	hbcus	hbcus	PROPN
cjrl-2297	668	119	)	)	PUNCT
cjrl-2297	668	120	;	;	PUNCT
cjrl-2297	668	121	reginald	reginald	PROPN
cjrl-2297	668	122	stuart	stuart	PROPN
cjrl-2297	668	123	,	,	PUNCT
cjrl-2297	668	124	hbcus	hbcu	VERB
cjrl-2297	668	125	trying	try	VERB
cjrl-2297	668	126	to	to	PART
cjrl-2297	668	127	undo	undo	VERB
cjrl-2297	668	128	damage	damage	NOUN
cjrl-2297	668	129	resulting	result	VERB
cjrl-2297	668	130	from	from	ADP
cjrl-2297	668	131	federal	federal	ADJ
cjrl-2297	668	132	parent	parent	NOUN
cjrl-2297	668	133	plus	plus	CCONJ
cjrl-2297	668	134	loans	loan	NOUN
cjrl-2297	668	135	revisions	revision	NOUN
cjrl-2297	668	136	,	,	PUNCT
cjrl-2297	668	137	diverse	diverse	ADJ
cjrl-2297	668	138	issues	issue	NOUN
cjrl-2297	668	139	in	in	ADP
cjrl-2297	668	140	higher	high	ADJ
cjrl-2297	668	141	education	education	NOUN
cjrl-2297	668	142	,	,	PUNCT
cjrl-2297	668	143	may	may	AUX
cjrl-2297	668	144	2	2	NUM
cjrl-2297	668	145	,	,	PUNCT
cjrl-2297	668	146	2013	2013	NUM
cjrl-2297	668	147	;	;	PUNCT
cjrl-2297	668	148	cyril	cyril	PROPN
cjrl-2297	668	149	josh	josh	PROPN
cjrl-2297	668	150	barker	barker	PROPN
cjrl-2297	668	151	,	,	PUNCT
cjrl-2297	668	152	hbcus	hbcus	PROPN
cjrl-2297	668	153	suffer	suffer	VERB
cjrl-2297	668	154	after	after	ADP
cjrl-2297	668	155	changes	change	NOUN
cjrl-2297	668	156	to	to	ADP
cjrl-2297	668	157	plus	plus	CCONJ
cjrl-2297	668	158	loan	loan	NOUN
cjrl-2297	668	159	program	program	NOUN
cjrl-2297	668	160	,	,	PUNCT
cjrl-2297	668	161	amsterdam	amsterdam	PROPN
cjrl-2297	668	162	news	news	PROPN
cjrl-2297	668	163	,	,	PUNCT
cjrl-2297	668	164	march	march	PROPN
cjrl-2297	668	165	21	21	NUM
cjrl-2297	668	166	,	,	PUNCT
cjrl-2297	668	167	2013	2013	NUM
cjrl-2297	668	168	;	;	PUNCT
cjrl-2297	668	169	lezli	lezli	PROPN
cjrl-2297	668	170	baskerville	baskerville	PROPN
cjrl-2297	668	171	,	,	PUNCT
cjrl-2297	668	172	student	student	NOUN
cjrl-2297	668	173	loan	loan	NOUN
cjrl-2297	668	174	changes	change	NOUN
cjrl-2297	668	175	are	be	AUX
cjrl-2297	668	176	crippling	crippling	ADJ
cjrl-2297	668	177	hbcus	hbcus	ADJ
cjrl-2297	668	178	,	,	PUNCT
cjrl-2297	668	179	the	the	DET
cjrl-2297	668	180	atlanta	atlanta	PROPN
cjrl-2297	668	181	voice	voice	PROPN
cjrl-2297	668	182	,	,	PUNCT
cjrl-2297	668	183	june	june	PROPN
cjrl-2297	668	184	7	7	NUM
cjrl-2297	668	185	,	,	PUNCT
cjrl-2297	668	186	2013	2013	NUM
cjrl-2297	668	187	,	,	PUNCT
cjrl-2297	668	188	http://theatlantavoice.com/news/2013/jun/07/student-loan-changes-are-crippling-hbcus/	http://theatlantavoice.com/news/2013/jun/07/student-loan-changes-are-crippling-hbcus/	PROPN
cjrl-2297	668	189	(	(	PUNCT
cjrl-2297	668	190	“	"	PUNCT
cjrl-2297	668	191	the	the	DET
cjrl-2297	668	192	new	new	ADJ
cjrl-2297	668	193	plus	plus	CCONJ
cjrl-2297	668	194	loan	loan	NOUN
cjrl-2297	668	195	eligibility	eligibility	NOUN
cjrl-2297	668	196	criteria	criterion	NOUN
cjrl-2297	668	197	are	be	AUX
cjrl-2297	668	198	applicable	applicable	ADJ
cjrl-2297	668	199	to	to	ADP
cjrl-2297	668	200	all	all	DET
cjrl-2297	668	201	applicants	applicant	NOUN
cjrl-2297	668	202	,	,	PUNCT
cjrl-2297	668	203	but	but	CCONJ
cjrl-2297	668	204	disproportionate	disproportionate	ADJ
cjrl-2297	668	205	percentages	percentage	NOUN
cjrl-2297	668	206	of	of	ADP
cjrl-2297	668	207	hbcus	hbcus	NOUN
cjrl-2297	668	208	and	and	CCONJ
cjrl-2297	668	209	students	student	NOUN
cjrl-2297	668	210	attending	attend	VERB
cjrl-2297	668	211	hbcus	hbcus	PROPN
cjrl-2297	668	212	were	be	AUX
cjrl-2297	668	213	adversely	adversely	ADV
cjrl-2297	668	214	impacted	impact	VERB
cjrl-2297	668	215	by	by	ADP
cjrl-2297	668	216	the	the	DET
cjrl-2297	668	217	regulatory	regulatory	ADJ
cjrl-2297	668	218	shift	shift	NOUN
cjrl-2297	668	219	because	because	SCONJ
cjrl-2297	668	220	hbcus	hbcus	PROPN
cjrl-2297	668	221	and	and	CCONJ
cjrl-2297	668	222	the	the	DET
cjrl-2297	668	223	majority	majority	NOUN
cjrl-2297	668	224	of	of	ADP
cjrl-2297	668	225	families	family	NOUN
cjrl-2297	668	226	they	they	PRON
cjrl-2297	668	227	serve	serve	VERB
cjrl-2297	668	228	have	have	VERB
cjrl-2297	668	229	fewer	few	ADJ
cjrl-2297	668	230	financial	financial	ADJ
cjrl-2297	668	231	resources	resource	NOUN
cjrl-2297	668	232	.	.	PUNCT
cjrl-2297	668	233	”	"	PUNCT
cjrl-2297	668	234	)	)	PUNCT
cjrl-2297	668	235	.	.	PUNCT
cjrl-2297	669	1	see	see	VERB
cjrl-2297	669	2	generally	generally	ADV
cjrl-2297	669	3	latanya	latanya	PROPN
cjrl-2297	669	4	brown	brown	PROPN
cjrl-2297	669	5	and	and	CCONJ
cjrl-2297	669	6	daren	daren	PROPN
cjrl-2297	669	7	a.	a.	PROPN
cjrl-2297	669	8	conrad	conrad	PROPN
cjrl-2297	669	9	,	,	PUNCT
cjrl-2297	669	10	the	the	DET
cjrl-2297	669	11	foreclosure	foreclosure	NOUN
cjrl-2297	669	12	crisis	crisis	NOUN
cjrl-2297	669	13	,	,	PUNCT
cjrl-2297	669	14	parent	parent	NOUN
cjrl-2297	669	15	plus	plus	CCONJ
cjrl-2297	669	16	loan	loan	NOUN
cjrl-2297	669	17	approvals	approval	NOUN
cjrl-2297	669	18	,	,	PUNCT
cjrl-2297	669	19	and	and	CCONJ
cjrl-2297	669	20	minority	minority	NOUN
cjrl-2297	669	21	college	college	NOUN
cjrl-2297	669	22	enrollment	enrollment	NOUN
cjrl-2297	669	23	:	:	PUNCT
cjrl-2297	669	24	is	be	AUX
cjrl-2297	669	25	there	there	PRON
cjrl-2297	669	26	a	a	DET
cjrl-2297	669	27	link	link	NOUN
cjrl-2297	669	28	?	?	PUNCT
cjrl-2297	669	29	,	,	PUNCT
cjrl-2297	669	30	3(1	3(1	NUM
cjrl-2297	669	31	)	)	PUNCT
cjrl-2297	669	32	am	be	AUX
cjrl-2297	669	33	.	.	PUNCT
cjrl-2297	670	1	int’l	int’l	NUM
cjrl-2297	670	2	j.	j.	PROPN
cjrl-2297	670	3	of	of	ADP
cjrl-2297	670	4	contemp	contemp	NOUN
cjrl-2297	670	5	.	.	PUNCT
cjrl-2297	671	1	res	re	NOUN
cjrl-2297	671	2	.	.	PROPN
cjrl-2297	671	3	,	,	PUNCT
cjrl-2297	671	4	(	(	PUNCT
cjrl-2297	671	5	2013	2013	NUM
cjrl-2297	671	6	)	)	PUNCT
cjrl-2297	671	7	;	;	PUNCT
cjrl-2297	671	8	federal	federal	PROPN
cjrl-2297	671	9	reserve	reserve	PROPN
cjrl-2297	671	10	,	,	PUNCT
cjrl-2297	671	11	report	report	NOUN
cjrl-2297	671	12	to	to	ADP
cjrl-2297	671	13	the	the	DET
cjrl-2297	671	14	congress	congress	PROPN
cjrl-2297	671	15	on	on	ADP
cjrl-2297	671	16	credit	credit	NOUN
cjrl-2297	671	17	scoring	scoring	NOUN
cjrl-2297	671	18	and	and	CCONJ
cjrl-2297	671	19	its	its	PRON
cjrl-2297	671	20	effects	effect	NOUN
cjrl-2297	671	21	on	on	ADP
cjrl-2297	671	22	the	the	DET
cjrl-2297	671	23	availability	availability	NOUN
cjrl-2297	671	24	and	and	CCONJ
cjrl-2297	671	25	affordability	affordability	NOUN
cjrl-2297	671	26	of	of	ADP
cjrl-2297	671	27	credit	credit	NOUN
cjrl-2297	671	28	,	,	PUNCT
cjrl-2297	671	29	aug	aug	PROPN
cjrl-2297	671	30	.	.	PROPN
cjrl-2297	671	31	2007	2007	NUM
cjrl-2297	671	32	;	;	PUNCT
cjrl-2297	671	33	see	see	VERB
cjrl-2297	671	34	,	,	PUNCT
cjrl-2297	671	35	e.g.	e.g.	ADV
cjrl-2297	671	36	,	,	PUNCT
cjrl-2297	671	37	laura	laura	NOUN
cjrl-2297	671	38	diamond	diamond	PROPN
cjrl-2297	671	39	,	,	PUNCT
cjrl-2297	671	40	morehouse	morehouse	PROPN
cjrl-2297	671	41	college	college	NOUN
cjrl-2297	671	42	cuts	cut	NOUN
cjrl-2297	671	43	spending	spending	NOUN
cjrl-2297	671	44	after	after	ADP
cjrl-2297	671	45	enrollment	enrollment	NOUN
cjrl-2297	671	46	drops	drop	NOUN
cjrl-2297	671	47	,	,	PUNCT
cjrl-2297	671	48	atlanta	atlanta	PROPN
cjrl-2297	671	49	journal	journal	PROPN
cjrl-2297	671	50	-	-	PUNCT
cjrl-2297	671	51	constitution	constitution	NOUN
cjrl-2297	671	52	,	,	PUNCT
cjrl-2297	671	53	oct	oct	PROPN
cjrl-2297	671	54	.	.	PROPN
cjrl-2297	671	55	18	18	NUM
cjrl-2297	671	56	,	,	PUNCT
cjrl-2297	671	57	2012	2012	NUM
cjrl-2297	671	58	,	,	PUNCT
cjrl-2297	671	59	http://www.ajc.com/news/news/morehouse-college-cuts-spending-after-enrollment-d/nsgt8/	http://www.ajc.com/news/news/morehouse-college-cuts-spending-after-enrollment-d/nsgt8/	PROPN
cjrl-2297	671	60	;	;	PUNCT
cjrl-2297	671	61	adam	adam	PROPN
cjrl-2297	671	62	rust	rust	PROPN
cjrl-2297	671	63	,	,	PUNCT
cjrl-2297	671	64	young	young	ADJ
cjrl-2297	671	65	minds	mind	NOUN
cjrl-2297	671	66	,	,	PUNCT
cjrl-2297	671	67	big	big	ADJ
cjrl-2297	671	68	debts	debt	NOUN
cjrl-2297	671	69	:	:	PUNCT
cjrl-2297	671	70	student	student	NOUN
cjrl-2297	671	71	loans	loan	NOUN
cjrl-2297	671	72	at	at	ADP
cjrl-2297	671	73	north	north	PROPN
cjrl-2297	671	74	carolina	carolina	PROPN
cjrl-2297	671	75	’s	’s	PART
cjrl-2297	671	76	hbcus	hbcus	PROPN
cjrl-2297	671	77	,	,	PUNCT
cjrl-2297	671	78	north	north	PROPN
cjrl-2297	671	79	carolina	carolina	PROPN
cjrl-2297	671	80	institute	institute	PROPN
cjrl-2297	671	81	for	for	ADP
cjrl-2297	671	82	minority	minority	NOUN
cjrl-2297	671	83	economic	economic	ADJ
cjrl-2297	671	84	development	development	NOUN
cjrl-2297	671	85	,	,	PUNCT
cjrl-2297	671	86	2009	2009	NUM
cjrl-2297	671	87	;	;	PUNCT
cjrl-2297	671	88	u.s	u.s	PROPN
cjrl-2297	671	89	.	.	PROPN
cjrl-2297	671	90	dept	dept	PROPN
cjrl-2297	671	91	.	.	PROPN
cjrl-2297	672	1	of	of	ADP
cjrl-2297	672	2	ed	ed	PROPN
cjrl-2297	672	3	.	.	PROPN
cjrl-2297	672	4	,	,	PUNCT
cjrl-2297	672	5	list	list	NOUN
cjrl-2297	672	6	of	of	ADP
cjrl-2297	672	7	postsecondary	postsecondary	ADJ
cjrl-2297	672	8	institutions	institution	NOUN
cjrl-2297	672	9	enrolling	enrol	VERB
cjrl-2297	672	10	populations	population	NOUN
cjrl-2297	672	11	with	with	ADP
cjrl-2297	672	12	significant	significant	ADJ
cjrl-2297	672	13	percentages	percentage	NOUN
cjrl-2297	672	14	of	of	ADP
cjrl-2297	672	15	minority	minority	NOUN
cjrl-2297	672	16	students	student	NOUN
cjrl-2297	672	17	,	,	PUNCT
cjrl-2297	672	18	http://www2.ed.gov/about/offices/list/ocr/edlite-minorityinst.html	http://www2.ed.gov/about/offices/list/ocr/edlite-minorityinst.html	PROPN
cjrl-2297	672	19	.	.	PUNCT
cjrl-2297	673	1	227	227	NUM
cjrl-2297	673	2	see	see	VERB
cjrl-2297	673	3	john	john	PROPN
cjrl-2297	673	4	michael	michael	PROPN
cjrl-2297	673	5	lee	lee	PROPN
cjrl-2297	673	6	,	,	PUNCT
cjrl-2297	673	7	jr	jr	PROPN
cjrl-2297	673	8	.	.	PROPN
cjrl-2297	673	9	and	and	CCONJ
cjrl-2297	673	10	samaad	samaad	PROPN
cjrl-2297	673	11	wes	wes	PROPN
cjrl-2297	673	12	keys	key	NOUN
cjrl-2297	673	13	,	,	PUNCT
cjrl-2297	673	14	impact	impact	NOUN
cjrl-2297	673	15	of	of	ADP
cjrl-2297	673	16	parent	parent	NOUN
cjrl-2297	673	17	plus	plus	CCONJ
cjrl-2297	673	18	loan	loan	NOUN
cjrl-2297	673	19	changes	change	NOUN
cjrl-2297	673	20	on	on	ADP
cjrl-2297	673	21	historically	historically	ADV
cjrl-2297	673	22	black	black	ADJ
cjrl-2297	673	23	colleges	college	NOUN
cjrl-2297	673	24	and	and	CCONJ
cjrl-2297	673	25	universities	university	NOUN
cjrl-2297	673	26	,	,	PUNCT
cjrl-2297	673	27	fact	fact	NOUN
cjrl-2297	673	28	sheet	sheet	NOUN
cjrl-2297	673	29	,	,	PUNCT
cjrl-2297	673	30	office	office	NOUN
cjrl-2297	673	31	for	for	ADP
cjrl-2297	673	32	access	access	NOUN
cjrl-2297	673	33	and	and	CCONJ
cjrl-2297	673	34	success	success	NOUN
cjrl-2297	673	35	,	,	PUNCT
cjrl-2297	673	36	association	association	NOUN
cjrl-2297	673	37	of	of	ADP
cjrl-2297	673	38	public	public	ADJ
cjrl-2297	673	39	and	and	CCONJ
cjrl-2297	673	40	land	land	NOUN
cjrl-2297	673	41	-	-	PUNCT
cjrl-2297	673	42	grant	grant	NOUN
cjrl-2297	673	43	universities	university	NOUN
cjrl-2297	673	44	,	,	PUNCT
cjrl-2297	673	45	aug	aug	PROPN
cjrl-2297	673	46	.	.	PROPN
cjrl-2297	673	47	2013	2013	NUM
cjrl-2297	673	48	,	,	PUNCT
cjrl-2297	673	49	http://www.aplu.org/document.doc?id=4746	http://www.aplu.org/document.doc?id=4746	PRON
cjrl-2297	673	50	(	(	PUNCT
cjrl-2297	673	51	“	"	PUNCT
cjrl-2297	673	52	hbcus	hbcu	VERB
cjrl-2297	673	53	lost	lose	VERB
cjrl-2297	673	54	an	an	DET
cjrl-2297	673	55	estimated	estimate	VERB
cjrl-2297	673	56	$	$	SYM
cjrl-2297	673	57	168	168	NUM
cjrl-2297	673	58	million	million	NUM
cjrl-2297	673	59	as	as	ADP
cjrl-2297	673	60	a	a	DET
cjrl-2297	673	61	2014	2014	NUM
cjrl-2297	673	62	columbia	columbia	PROPN
cjrl-2297	673	63	journal	journal	NOUN
cjrl-2297	673	64	of	of	ADP
cjrl-2297	673	65	race	race	NOUN
cjrl-2297	673	66	and	and	CCONJ
cjrl-2297	673	67	law	law	NOUN
cjrl-2297	673	68	161	161	NUM
cjrl-2297	673	69	students	student	NOUN
cjrl-2297	673	70	,	,	PUNCT
cjrl-2297	673	71	experienced	experience	VERB
cjrl-2297	673	72	a	a	DET
cjrl-2297	673	73	sharp	sharp	ADJ
cjrl-2297	673	74	decline	decline	NOUN
cjrl-2297	673	75	in	in	ADP
cjrl-2297	673	76	plus	plus	CCONJ
cjrl-2297	673	77	loan	loan	NOUN
cjrl-2297	673	78	recipients	recipient	NOUN
cjrl-2297	673	79	subsequent	subsequent	ADJ
cjrl-2297	673	80	to	to	ADP
cjrl-2297	673	81	the	the	DET
cjrl-2297	673	82	credit	credit	NOUN
cjrl-2297	673	83	changes	change	NOUN
cjrl-2297	673	84	in	in	ADP
cjrl-2297	673	85	eligibility.228	eligibility.228	PROPN
cjrl-2297	673	86	the	the	DET
cjrl-2297	673	87	more	more	ADV
cjrl-2297	673	88	stringent	stringent	ADJ
cjrl-2297	673	89	plus	plus	CCONJ
cjrl-2297	673	90	loan	loan	NOUN
cjrl-2297	673	91	eligibility	eligibility	NOUN
cjrl-2297	673	92	criteria	criterion	NOUN
cjrl-2297	673	93	now	now	ADV
cjrl-2297	673	94	takes	take	VERB
cjrl-2297	673	95	into	into	ADP
cjrl-2297	673	96	account	account	NOUN
cjrl-2297	673	97	student	student	NOUN
cjrl-2297	673	98	loans	loan	NOUN
cjrl-2297	673	99	and	and	CCONJ
cjrl-2297	673	100	other	other	ADJ
cjrl-2297	673	101	debt	debt	NOUN
cjrl-2297	673	102	in	in	ADP
cjrl-2297	673	103	collections	collection	NOUN
cjrl-2297	673	104	within	within	ADP
cjrl-2297	673	105	the	the	DET
cjrl-2297	673	106	previous	previous	ADJ
cjrl-2297	673	107	five	five	NUM
cjrl-2297	673	108	years	year	NOUN
cjrl-2297	673	109	under	under	ADP
cjrl-2297	673	110	a	a	DET
cjrl-2297	673	111	new	new	ADJ
cjrl-2297	673	112	standard.229	standard.229	NOUN
cjrl-2297	673	113	consequently	consequently	ADV
cjrl-2297	673	114	,	,	PUNCT
cjrl-2297	673	115	plus	plus	CCONJ
cjrl-2297	673	116	loan	loan	NOUN
cjrl-2297	673	117	rejection	rejection	NOUN
cjrl-2297	673	118	rates	rate	NOUN
cjrl-2297	673	119	rose	rise	VERB
cjrl-2297	673	120	from	from	ADP
cjrl-2297	673	121	28	28	NUM
cjrl-2297	673	122	%	%	NOUN
cjrl-2297	673	123	to	to	ADP
cjrl-2297	673	124	38	38	NUM
cjrl-2297	673	125	%	%	NOUN
cjrl-2297	673	126	in	in	ADP
cjrl-2297	673	127	2012,230	2012,230	NUM
cjrl-2297	673	128	and	and	CCONJ
cjrl-2297	673	129	19	19	NUM
cjrl-2297	673	130	%	%	NOUN
cjrl-2297	673	131	fewer	few	ADJ
cjrl-2297	673	132	recipients	recipient	NOUN
cjrl-2297	673	133	were	be	AUX
cjrl-2297	673	134	approved	approve	VERB
cjrl-2297	673	135	for	for	ADP
cjrl-2297	673	136	result	result	NOUN
cjrl-2297	673	137	of	of	ADP
cjrl-2297	673	138	the	the	DET
cjrl-2297	673	139	large	large	ADJ
cjrl-2297	673	140	number	number	NOUN
cjrl-2297	673	141	of	of	ADP
cjrl-2297	673	142	students	student	NOUN
cjrl-2297	673	143	who	who	PRON
cjrl-2297	673	144	were	be	AUX
cjrl-2297	673	145	not	not	PART
cjrl-2297	673	146	able	able	ADJ
cjrl-2297	673	147	to	to	PART
cjrl-2297	673	148	start	start	VERB
cjrl-2297	673	149	or	or	CCONJ
cjrl-2297	673	150	continue	continue	VERB
cjrl-2297	673	151	their	their	PRON
cjrl-2297	673	152	college	college	NOUN
cjrl-2297	673	153	education	education	NOUN
cjrl-2297	673	154	.	.	PUNCT
cjrl-2297	673	155	”	"	PUNCT
cjrl-2297	673	156	)	)	PUNCT
cjrl-2297	673	157	;	;	PUNCT
cjrl-2297	673	158	jarrett	jarrett	PROPN
cjrl-2297	673	159	l.	l.	PROPN
cjrl-2297	673	160	carter	carter	PROPN
cjrl-2297	673	161	,	,	PUNCT
cjrl-2297	673	162	plus	plus	CCONJ
cjrl-2297	673	163	loan	loan	NOUN
cjrl-2297	673	164	crisis	crisis	NOUN
cjrl-2297	673	165	a	a	DET
cjrl-2297	673	166	blessing	blessing	NOUN
cjrl-2297	673	167	in	in	ADP
cjrl-2297	673	168	disguise	disguise	NOUN
cjrl-2297	673	169	for	for	ADP
cjrl-2297	673	170	national	national	ADJ
cjrl-2297	673	171	hbcu	hbcu	PROPN
cjrl-2297	673	172	agenda	agenda	PROPN
cjrl-2297	673	173	,	,	PUNCT
cjrl-2297	673	174	huffington	huffington	PROPN
cjrl-2297	673	175	post	post	PROPN
cjrl-2297	673	176	(	(	PUNCT
cjrl-2297	673	177	aug	aug	PROPN
cjrl-2297	673	178	.	.	PROPN
cjrl-2297	673	179	21	21	NUM
cjrl-2297	673	180	,	,	PUNCT
cjrl-2297	673	181	2013	2013	NUM
cjrl-2297	673	182	)	)	PUNCT
cjrl-2297	673	183	,	,	PUNCT
cjrl-2297	673	184	http://www.huffingtonpost.com/jarrett-l-carter/plus-loan-crisis-a-blessi_b_3782738.html	http://www.huffingtonpost.com/jarrett-l-carter/plus-loan-crisis-a-blessi_b_3782738.html	INTJ
cjrl-2297	673	185	(	(	PUNCT
cjrl-2297	673	186	“	"	PUNCT
cjrl-2297	673	187	the	the	DET
cjrl-2297	673	188	plus	plus	ADJ
cjrl-2297	673	189	loan	loan	NOUN
cjrl-2297	673	190	meltdown	meltdown	NOUN
cjrl-2297	673	191	of	of	ADP
cjrl-2297	673	192	2012	2012	NUM
cjrl-2297	673	193	-	-	SYM
cjrl-2297	673	194	14	14	NUM
cjrl-2297	673	195	will	will	AUX
cjrl-2297	673	196	go	go	VERB
cjrl-2297	673	197	down	down	ADP
cjrl-2297	673	198	as	as	ADP
cjrl-2297	673	199	one	one	NUM
cjrl-2297	673	200	of	of	ADP
cjrl-2297	673	201	the	the	DET
cjrl-2297	673	202	great	great	ADJ
cjrl-2297	673	203	targeted	target	VERB
cjrl-2297	673	204	economic	economic	ADJ
cjrl-2297	673	205	assaults	assault	NOUN
cjrl-2297	673	206	on	on	ADP
cjrl-2297	673	207	black	black	ADJ
cjrl-2297	673	208	americans	americans	PROPN
cjrl-2297	673	209	and	and	CCONJ
cjrl-2297	673	210	black	black	ADJ
cjrl-2297	673	211	colleges	college	NOUN
cjrl-2297	673	212	in	in	ADP
cjrl-2297	673	213	american	american	ADJ
cjrl-2297	673	214	history	history	NOUN
cjrl-2297	673	215	.	.	PUNCT
cjrl-2297	674	1	in	in	ADP
cjrl-2297	674	2	the	the	DET
cjrl-2297	674	3	last	last	ADJ
cjrl-2297	674	4	two	two	NUM
cjrl-2297	674	5	years	year	NOUN
cjrl-2297	674	6	,	,	PUNCT
cjrl-2297	674	7	hbcus	hbcus	PROPN
cjrl-2297	674	8	have	have	AUX
cjrl-2297	674	9	lost	lose	VERB
cjrl-2297	674	10	well	well	ADV
cjrl-2297	674	11	over	over	ADP
cjrl-2297	674	12	$	$	SYM
cjrl-2297	674	13	300	300	NUM
cjrl-2297	674	14	million	million	NUM
cjrl-2297	674	15	dollars	dollar	NOUN
cjrl-2297	674	16	in	in	ADP
cjrl-2297	674	17	lost	lose	VERB
cjrl-2297	674	18	grants	grant	NOUN
cjrl-2297	674	19	from	from	ADP
cjrl-2297	674	20	federal	federal	ADJ
cjrl-2297	674	21	agencies	agency	NOUN
cjrl-2297	674	22	and	and	CCONJ
cjrl-2297	674	23	lost	lose	VERB
cjrl-2297	674	24	tuition	tuition	NOUN
cjrl-2297	674	25	revenues	revenue	NOUN
cjrl-2297	674	26	due	due	ADJ
cjrl-2297	674	27	to	to	ADP
cjrl-2297	674	28	eligibility	eligibility	NOUN
cjrl-2297	674	29	changes	change	NOUN
cjrl-2297	674	30	in	in	ADP
cjrl-2297	674	31	the	the	DET
cjrl-2297	674	32	federal	federal	ADJ
cjrl-2297	674	33	lending	lending	NOUN
cjrl-2297	674	34	program	program	NOUN
cjrl-2297	674	35	.	.	PUNCT
cjrl-2297	674	36	”	"	PUNCT
cjrl-2297	674	37	)	)	PUNCT
cjrl-2297	674	38	.	.	PUNCT
cjrl-2297	675	1	see	see	VERB
cjrl-2297	675	2	,	,	PUNCT
cjrl-2297	675	3	e.g.	e.g.	ADV
cjrl-2297	675	4	,	,	PUNCT
cjrl-2297	675	5	kevin	kevin	PROPN
cjrl-2297	675	6	carey	carey	PROPN
cjrl-2297	675	7	,	,	PUNCT
cjrl-2297	675	8	the	the	DET
cjrl-2297	675	9	federal	federal	ADJ
cjrl-2297	675	10	parent	parent	NOUN
cjrl-2297	675	11	rip	rip	VERB
cjrl-2297	675	12	-	-	PUNCT
cjrl-2297	675	13	off	off	ADP
cjrl-2297	675	14	loan	loan	NOUN
cjrl-2297	675	15	,	,	PUNCT
cjrl-2297	675	16	chron	chron	NOUN
cjrl-2297	675	17	.	.	PUNCT
cjrl-2297	676	1	of	of	ADP
cjrl-2297	676	2	higher	high	ADJ
cjrl-2297	676	3	educ	educ	NOUN
cjrl-2297	676	4	.	.	PUNCT
cjrl-2297	677	1	,	,	PUNCT
cjrl-2297	677	2	june	june	PROPN
cjrl-2297	677	3	3	3	NUM
cjrl-2297	677	4	,	,	PUNCT
cjrl-2297	677	5	2013	2013	NUM
cjrl-2297	677	6	(	(	PUNCT
cjrl-2297	677	7	“	"	PUNCT
cjrl-2297	677	8	morehouse	morehouse	PROPN
cjrl-2297	677	9	college	college	NOUN
cjrl-2297	677	10	was	be	AUX
cjrl-2297	677	11	forced	force	VERB
cjrl-2297	677	12	to	to	PART
cjrl-2297	677	13	furlough	furlough	VERB
cjrl-2297	677	14	faculty	faculty	NOUN
cjrl-2297	677	15	and	and	CCONJ
cjrl-2297	677	16	staff	staff	NOUN
cjrl-2297	677	17	members	member	NOUN
cjrl-2297	677	18	.	.	PUNCT
cjrl-2297	678	1	clark	clark	PROPN
cjrl-2297	678	2	atlanta	atlanta	PROPN
cjrl-2297	678	3	university	university	PROPN
cjrl-2297	678	4	saw	see	VERB
cjrl-2297	678	5	its	its	PRON
cjrl-2297	678	6	loan	loan	NOUN
cjrl-2297	678	7	-	-	PUNCT
cjrl-2297	678	8	denial	denial	NOUN
cjrl-2297	678	9	rate	rate	NOUN
cjrl-2297	678	10	increase	increase	NOUN
cjrl-2297	678	11	from	from	ADP
cjrl-2297	678	12	25	25	NUM
cjrl-2297	678	13	percent	percent	NOUN
cjrl-2297	678	14	to	to	ADP
cjrl-2297	678	15	65	65	NUM
cjrl-2297	678	16	percent	percent	NOUN
cjrl-2297	678	17	.	.	PUNCT
cjrl-2297	678	18	.	.	PUNCT
cjrl-2297	678	19	.	.	PUNCT
cjrl-2297	678	20	.	.	PUNCT
cjrl-2297	679	1	hbcu	hbcu	PROPN
cjrl-2297	679	2	leaders	leader	NOUN
cjrl-2297	679	3	have	have	AUX
cjrl-2297	679	4	responded	respond	VERB
cjrl-2297	679	5	with	with	ADP
cjrl-2297	679	6	alarm	alarm	NOUN
cjrl-2297	679	7	.	.	PUNCT
cjrl-2297	680	1	the	the	DET
cjrl-2297	680	2	president	president	PROPN
cjrl-2297	680	3	of	of	ADP
cjrl-2297	680	4	stillman	stillman	PROPN
cjrl-2297	680	5	college	college	PROPN
cjrl-2297	680	6	described	describe	VERB
cjrl-2297	680	7	the	the	DET
cjrl-2297	680	8	policy	policy	NOUN
cjrl-2297	680	9	change	change	NOUN
cjrl-2297	680	10	as	as	ADP
cjrl-2297	680	11	a	a	DET
cjrl-2297	680	12	‘	'	PUNCT
cjrl-2297	680	13	disaster	disaster	NOUN
cjrl-2297	680	14	for	for	ADP
cjrl-2297	680	15	hbcus	hbcus	NOUN
cjrl-2297	680	16	.	.	PUNCT
cjrl-2297	680	17	’	'	PUNCT
cjrl-2297	681	1	u.s	u.s	PROPN
cjrl-2297	681	2	.	.	PROPN
cjrl-2297	681	3	rep	rep	PROPN
cjrl-2297	681	4	.	.	PROPN
cjrl-2297	681	5	corrine	corrine	PROPN
cjrl-2297	681	6	brown	brown	PROPN
cjrl-2297	681	7	,	,	PUNCT
cjrl-2297	681	8	a	a	DET
cjrl-2297	681	9	democrat	democrat	PROPN
cjrl-2297	681	10	from	from	ADP
cjrl-2297	681	11	florida	florida	PROPN
cjrl-2297	681	12	and	and	CCONJ
cjrl-2297	681	13	a	a	DET
cjrl-2297	681	14	member	member	NOUN
cjrl-2297	681	15	of	of	ADP
cjrl-2297	681	16	the	the	DET
cjrl-2297	681	17	congressional	congressional	ADJ
cjrl-2297	681	18	black	black	ADJ
cjrl-2297	681	19	caucus	caucus	NOUN
cjrl-2297	681	20	,	,	PUNCT
cjrl-2297	681	21	called	call	VERB
cjrl-2297	681	22	it	it	PRON
cjrl-2297	681	23	‘	'	PUNCT
cjrl-2297	681	24	devastating	devastating	ADJ
cjrl-2297	681	25	.	.	PUNCT
cjrl-2297	681	26	’	'	PUNCT
cjrl-2297	682	1	the	the	DET
cjrl-2297	682	2	thurgood	thurgood	PROPN
cjrl-2297	682	3	marshall	marshall	PROPN
cjrl-2297	682	4	college	college	PROPN
cjrl-2297	682	5	fund	fund	PROPN
cjrl-2297	682	6	has	have	AUX
cjrl-2297	682	7	threatened	threaten	VERB
cjrl-2297	682	8	to	to	PART
cjrl-2297	682	9	sue	sue	VERB
cjrl-2297	682	10	the	the	DET
cjrl-2297	682	11	government	government	NOUN
cjrl-2297	682	12	.	.	PUNCT
cjrl-2297	682	13	”	"	PUNCT
cjrl-2297	682	14	)	)	PUNCT
cjrl-2297	682	15	;	;	PUNCT
cjrl-2297	682	16	thurgood	thurgood	PROPN
cjrl-2297	682	17	marshall	marshall	PROPN
cjrl-2297	682	18	college	college	PROPN
cjrl-2297	682	19	fund	fund	PROPN
cjrl-2297	682	20	,	,	PUNCT
cjrl-2297	682	21	parent	parent	NOUN
cjrl-2297	682	22	plus	plus	CCONJ
cjrl-2297	682	23	loans	loan	NOUN
cjrl-2297	682	24	,	,	PUNCT
cjrl-2297	682	25	http://www.thurgoodmarshallfund.net/images/stories/site/ppl/ppl.pdf	http://www.thurgoodmarshallfund.net/images/stories/site/ppl/ppl.pdf	NOUN
cjrl-2297	682	26	;	;	PUNCT
cjrl-2297	682	27	see	see	VERB
cjrl-2297	682	28	generally	generally	ADV
cjrl-2297	682	29	thomas	thomas	PROPN
cjrl-2297	682	30	m.	m.	PROPN
cjrl-2297	682	31	shapiro	shapiro	PROPN
cjrl-2297	682	32	and	and	CCONJ
cjrl-2297	682	33	jessica	jessica	PROPN
cjrl-2297	682	34	l.	l.	PROPN
cjrl-2297	682	35	kenty	kenty	PROPN
cjrl-2297	682	36	-	-	PUNCT
cjrl-2297	682	37	drane	drane	NOUN
cjrl-2297	682	38	,	,	PUNCT
cjrl-2297	682	39	the	the	DET
cjrl-2297	682	40	racial	racial	ADJ
cjrl-2297	682	41	wealth	wealth	NOUN
cjrl-2297	682	42	gap	gap	NOUN
cjrl-2297	682	43	,	,	PUNCT
cjrl-2297	682	44	in	in	ADP
cjrl-2297	682	45	african	african	ADJ
cjrl-2297	682	46	americans	americans	PROPN
cjrl-2297	682	47	in	in	ADP
cjrl-2297	682	48	the	the	DET
cjrl-2297	682	49	u.s	u.s	PROPN
cjrl-2297	682	50	.	.	PROPN
cjrl-2297	682	51	economy	economy	NOUN
cjrl-2297	682	52	,	,	PUNCT
cjrl-2297	682	53	175	175	NUM
cjrl-2297	682	54	–	–	SYM
cjrl-2297	682	55	181	181	NUM
cjrl-2297	682	56	(	(	PUNCT
cjrl-2297	682	57	cecilia	cecilia	PROPN
cjrl-2297	682	58	conrad	conrad	PROPN
cjrl-2297	682	59	,	,	PUNCT
cjrl-2297	682	60	rowman	rowman	PROPN
cjrl-2297	682	61	&	&	CCONJ
cjrl-2297	682	62	littlefield	littlefield	PROPN
cjrl-2297	682	63	publishers	publishers	PROPN
cjrl-2297	682	64	eds	eds	PROPN
cjrl-2297	682	65	.	.	PROPN
cjrl-2297	682	66	,	,	PUNCT
cjrl-2297	682	67	2005	2005	NUM
cjrl-2297	682	68	)	)	PUNCT
cjrl-2297	682	69	.	.	PUNCT
cjrl-2297	683	1	228	228	NUM
cjrl-2297	683	2	see	see	VERB
cjrl-2297	683	3	rachel	rachel	PROPN
cjrl-2297	683	4	fishman	fishman	PROPN
cjrl-2297	683	5	,	,	PUNCT
cjrl-2297	683	6	the	the	DET
cjrl-2297	683	7	parent	parent	NOUN
cjrl-2297	683	8	trap	trap	NOUN
cjrl-2297	683	9	:	:	PUNCT
cjrl-2297	683	10	parent	parent	NOUN
cjrl-2297	683	11	plus	plus	CCONJ
cjrl-2297	683	12	loans	loan	NOUN
cjrl-2297	683	13	and	and	CCONJ
cjrl-2297	683	14	intergenerational	intergenerational	ADJ
cjrl-2297	683	15	borrowing	borrowing	NOUN
cjrl-2297	683	16	,	,	PUNCT
cjrl-2297	683	17	new	new	PROPN
cjrl-2297	683	18	america	america	PROPN
cjrl-2297	683	19	,	,	PUNCT
cjrl-2297	683	20	jan	jan	PROPN
cjrl-2297	683	21	.	.	PROPN
cjrl-2297	683	22	2014	2014	NUM
cjrl-2297	683	23	,	,	PUNCT
cjrl-2297	683	24	at	at	ADP
cjrl-2297	683	25	5	5	NUM
cjrl-2297	683	26	(	(	PUNCT
cjrl-2297	683	27	“	"	PUNCT
cjrl-2297	683	28	from	from	ADP
cjrl-2297	683	29	2011	2011	NUM
cjrl-2297	683	30	to	to	ADP
cjrl-2297	683	31	2013	2013	NUM
cjrl-2297	683	32	after	after	SCONJ
cjrl-2297	683	33	the	the	DET
cjrl-2297	683	34	changes	change	NOUN
cjrl-2297	683	35	to	to	ADP
cjrl-2297	683	36	the	the	DET
cjrl-2297	683	37	credit	credit	NOUN
cjrl-2297	683	38	check	check	NOUN
cjrl-2297	683	39	were	be	AUX
cjrl-2297	683	40	put	put	VERB
cjrl-2297	683	41	in	in	ADP
cjrl-2297	683	42	place	place	NOUN
cjrl-2297	683	43	,	,	PUNCT
cjrl-2297	683	44	hbcus	hbcus	PROPN
cjrl-2297	683	45	experienced	experience	VERB
cjrl-2297	683	46	a	a	DET
cjrl-2297	683	47	45	45	NUM
cjrl-2297	683	48	percent	percent	NOUN
cjrl-2297	683	49	drop	drop	NOUN
cjrl-2297	683	50	in	in	ADP
cjrl-2297	683	51	parent	parent	NOUN
cjrl-2297	683	52	plus	plus	CCONJ
cjrl-2297	683	53	loan	loan	NOUN
cjrl-2297	683	54	recipients	recipient	NOUN
cjrl-2297	683	55	,	,	PUNCT
cjrl-2297	683	56	and	and	CCONJ
cjrl-2297	683	57	a	a	DET
cjrl-2297	683	58	27	27	NUM
cjrl-2297	683	59	percent	percent	NOUN
cjrl-2297	683	60	reduction	reduction	NOUN
cjrl-2297	683	61	in	in	ADP
cjrl-2297	683	62	plus	plus	CCONJ
cjrl-2297	683	63	loan	loan	NOUN
cjrl-2297	683	64	disbursements	disbursement	NOUN
cjrl-2297	683	65	.	.	PUNCT
cjrl-2297	684	1	at	at	ADP
cjrl-2297	684	2	for	for	ADP
cjrl-2297	684	3	-	-	PUNCT
cjrl-2297	684	4	profits	profit	NOUN
cjrl-2297	684	5	,	,	PUNCT
cjrl-2297	684	6	both	both	PRON
cjrl-2297	684	7	plus	plus	CCONJ
cjrl-2297	684	8	loan	loan	NOUN
cjrl-2297	684	9	borrowers	borrower	NOUN
cjrl-2297	684	10	and	and	CCONJ
cjrl-2297	684	11	disbursements	disbursement	NOUN
cjrl-2297	684	12	declined	decline	VERB
cjrl-2297	684	13	54	54	NUM
cjrl-2297	684	14	percent	percent	NOUN
cjrl-2297	684	15	.	.	PUNCT
cjrl-2297	684	16	”	"	PUNCT
cjrl-2297	684	17	)	)	PUNCT
cjrl-2297	684	18	;	;	PUNCT
cjrl-2297	684	19	nick	nick	PROPN
cjrl-2297	684	20	anderson	anderson	PROPN
cjrl-2297	684	21	,	,	PUNCT
cjrl-2297	684	22	analyst	analyst	NOUN
cjrl-2297	684	23	:	:	PUNCT
cjrl-2297	684	24	more	more	ADJ
cjrl-2297	684	25	reforms	reform	NOUN
cjrl-2297	684	26	needed	need	VERB
cjrl-2297	684	27	on	on	ADP
cjrl-2297	684	28	federal	federal	ADJ
cjrl-2297	684	29	education	education	NOUN
cjrl-2297	684	30	loans	loan	NOUN
cjrl-2297	684	31	to	to	ADP
cjrl-2297	684	32	parents	parent	NOUN
cjrl-2297	684	33	,	,	PUNCT
cjrl-2297	684	34	washington	washington	PROPN
cjrl-2297	684	35	post	post	PROPN
cjrl-2297	684	36	,	,	PUNCT
cjrl-2297	684	37	jan	jan	PROPN
cjrl-2297	684	38	.	.	PROPN
cjrl-2297	684	39	8	8	NUM
cjrl-2297	684	40	,	,	PUNCT
cjrl-2297	684	41	2014	2014	NUM
cjrl-2297	684	42	(	(	PUNCT
cjrl-2297	684	43	“	"	PUNCT
cjrl-2297	684	44	for	for	ADP
cjrl-2297	684	45	the	the	DET
cjrl-2297	684	46	past	past	ADJ
cjrl-2297	684	47	two	two	NUM
cjrl-2297	684	48	years	year	NOUN
cjrl-2297	684	49	,	,	PUNCT
cjrl-2297	684	50	many	many	ADJ
cjrl-2297	684	51	colleges	college	NOUN
cjrl-2297	684	52	have	have	AUX
cjrl-2297	684	53	scrambled	scramble	VERB
cjrl-2297	684	54	to	to	PART
cjrl-2297	684	55	help	help	VERB
cjrl-2297	684	56	students	student	NOUN
cjrl-2297	684	57	find	find	VERB
cjrl-2297	684	58	the	the	DET
cjrl-2297	684	59	money	money	NOUN
cjrl-2297	684	60	they	they	PRON
cjrl-2297	684	61	need	need	VERB
cjrl-2297	684	62	to	to	PART
cjrl-2297	684	63	stay	stay	VERB
cjrl-2297	684	64	in	in	ADP
cjrl-2297	684	65	school	school	NOUN
cjrl-2297	684	66	because	because	SCONJ
cjrl-2297	684	67	the	the	DET
cjrl-2297	684	68	federal	federal	ADJ
cjrl-2297	684	69	government	government	NOUN
cjrl-2297	684	70	tightened	tighten	VERB
cjrl-2297	684	71	standards	standard	NOUN
cjrl-2297	684	72	for	for	ADP
cjrl-2297	684	73	lending	lending	NOUN
cjrl-2297	684	74	to	to	ADP
cjrl-2297	684	75	parents	parent	NOUN
cjrl-2297	684	76	.	.	PUNCT
cjrl-2297	685	1	the	the	DET
cjrl-2297	685	2	flux	flux	NOUN
cjrl-2297	685	3	was	be	AUX
cjrl-2297	685	4	especially	especially	ADV
cjrl-2297	685	5	intense	intense	ADJ
cjrl-2297	685	6	for	for	ADP
cjrl-2297	685	7	historically	historically	ADV
cjrl-2297	685	8	black	black	ADJ
cjrl-2297	685	9	colleges	college	NOUN
cjrl-2297	685	10	and	and	CCONJ
cjrl-2297	685	11	universities	university	NOUN
cjrl-2297	685	12	,	,	PUNCT
cjrl-2297	685	13	including	include	VERB
cjrl-2297	685	14	howard	howard	PROPN
cjrl-2297	685	15	and	and	CCONJ
cjrl-2297	685	16	morgan	morgan	PROPN
cjrl-2297	685	17	state	state	PROPN
cjrl-2297	685	18	universities	university	NOUN
cjrl-2297	685	19	,	,	PUNCT
cjrl-2297	685	20	which	which	PRON
cjrl-2297	685	21	serve	serve	VERB
cjrl-2297	685	22	a	a	DET
cjrl-2297	685	23	large	large	ADJ
cjrl-2297	685	24	share	share	NOUN
cjrl-2297	685	25	of	of	ADP
cjrl-2297	685	26	students	student	NOUN
cjrl-2297	685	27	in	in	ADP
cjrl-2297	685	28	financial	financial	ADJ
cjrl-2297	685	29	need	need	NOUN
cjrl-2297	685	30	.	.	PUNCT
cjrl-2297	685	31	”	"	PUNCT
cjrl-2297	685	32	)	)	PUNCT
cjrl-2297	685	33	;	;	PUNCT
cjrl-2297	685	34	john	john	PROPN
cjrl-2297	685	35	silvanus	silvanus	PROPN
cjrl-2297	685	36	wilson	wilson	PROPN
cjrl-2297	685	37	jr	jr	PROPN
cjrl-2297	685	38	.	.	PROPN
cjrl-2297	685	39	,	,	PUNCT
cjrl-2297	685	40	making	make	VERB
cjrl-2297	685	41	plus	plus	CCONJ
cjrl-2297	685	42	loans	loan	NOUN
cjrl-2297	685	43	add	add	VERB
cjrl-2297	685	44	up	up	ADP
cjrl-2297	685	45	for	for	ADP
cjrl-2297	685	46	all	all	DET
cjrl-2297	685	47	americans	americans	PROPN
cjrl-2297	685	48	,	,	PUNCT
cjrl-2297	685	49	huffington	huffington	PROPN
cjrl-2297	685	50	post	post	PROPN
cjrl-2297	685	51	(	(	PUNCT
cjrl-2297	685	52	dec	dec	PROPN
cjrl-2297	685	53	.	.	PROPN
cjrl-2297	685	54	19	19	NUM
cjrl-2297	685	55	,	,	PUNCT
cjrl-2297	685	56	2013	2013	NUM
cjrl-2297	685	57	)	)	PUNCT
cjrl-2297	685	58	,	,	PUNCT
cjrl-2297	685	59	http://www.huffingtonpost.com/john-silvanus-wilsonjr/making-plus-loans-add-up-for-all-americans_b_4474155.html?ncid=edlinkusaolp00000003&ir=black+voices	http://www.huffingtonpost.com/john-silvanus-wilsonjr/making-plus-loans-add-up-for-all-americans_b_4474155.html?ncid=edlinkusaolp00000003&ir=black+voice	VERB
cjrl-2297	685	60	(	(	PUNCT
cjrl-2297	685	61	“	"	PUNCT
cjrl-2297	685	62	especially	especially	ADV
cjrl-2297	685	63	during	during	ADP
cjrl-2297	685	64	an	an	DET
cjrl-2297	685	65	economic	economic	ADJ
cjrl-2297	685	66	downturn	downturn	NOUN
cjrl-2297	685	67	,	,	PUNCT
cjrl-2297	685	68	the	the	DET
cjrl-2297	685	69	rules	rule	NOUN
cjrl-2297	686	1	[	[	X
cjrl-2297	686	2	pertaining	pertain	VERB
cjrl-2297	686	3	to	to	ADP
cjrl-2297	686	4	parent	parent	NOUN
cjrl-2297	686	5	plus	plus	CCONJ
cjrl-2297	686	6	loan	loan	NOUN
cjrl-2297	686	7	eligibility	eligibility	NOUN
cjrl-2297	686	8	]	]	PUNCT
cjrl-2297	686	9	should	should	AUX
cjrl-2297	686	10	be	be	AUX
cjrl-2297	686	11	relaxed	relax	VERB
cjrl-2297	686	12	in	in	ADP
cjrl-2297	686	13	a	a	DET
cjrl-2297	686	14	"	"	PUNCT
cjrl-2297	686	15	performance	performance	NOUN
cjrl-2297	686	16	-	-	PUNCT
cjrl-2297	686	17	sensitive	sensitive	ADJ
cjrl-2297	686	18	"	"	PUNCT
cjrl-2297	686	19	way	way	NOUN
cjrl-2297	686	20	so	so	SCONJ
cjrl-2297	686	21	that	that	SCONJ
cjrl-2297	686	22	parents	parent	NOUN
cjrl-2297	686	23	do	do	AUX
cjrl-2297	686	24	not	not	PART
cjrl-2297	686	25	have	have	VERB
cjrl-2297	686	26	to	to	PART
cjrl-2297	686	27	forgo	forgo	VERB
cjrl-2297	686	28	or	or	CCONJ
cjrl-2297	686	29	postpone	postpone	VERB
cjrl-2297	686	30	higher	high	ADJ
cjrl-2297	686	31	education	education	NOUN
cjrl-2297	686	32	for	for	ADP
cjrl-2297	686	33	their	their	PRON
cjrl-2297	686	34	capable	capable	ADJ
cjrl-2297	686	35	children	child	NOUN
cjrl-2297	686	36	because	because	SCONJ
cjrl-2297	686	37	of	of	ADP
cjrl-2297	686	38	job	job	NOUN
cjrl-2297	686	39	loss	loss	NOUN
cjrl-2297	686	40	or	or	CCONJ
cjrl-2297	686	41	other	other	ADJ
cjrl-2297	686	42	negative	negative	ADJ
cjrl-2297	686	43	financial	financial	ADJ
cjrl-2297	686	44	conditions	condition	NOUN
cjrl-2297	686	45	that	that	PRON
cjrl-2297	686	46	are	be	AUX
cjrl-2297	686	47	likely	likely	ADJ
cjrl-2297	686	48	to	to	PART
cjrl-2297	686	49	be	be	AUX
cjrl-2297	686	50	reversed	reverse	VERB
cjrl-2297	686	51	when	when	SCONJ
cjrl-2297	686	52	the	the	DET
cjrl-2297	686	53	economy	economy	NOUN
cjrl-2297	686	54	recovers	recover	VERB
cjrl-2297	686	55	.	.	PUNCT
cjrl-2297	687	1	with	with	ADP
cjrl-2297	687	2	this	this	DET
cjrl-2297	687	3	approach	approach	NOUN
cjrl-2297	687	4	,	,	PUNCT
cjrl-2297	687	5	an	an	DET
cjrl-2297	687	6	individual	individual	NOUN
cjrl-2297	687	7	's	's	PART
cjrl-2297	687	8	academic	academic	ADJ
cjrl-2297	687	9	performance	performance	NOUN
cjrl-2297	687	10	and	and	CCONJ
cjrl-2297	687	11	employment	employment	NOUN
cjrl-2297	687	12	potential	potential	NOUN
cjrl-2297	687	13	can	can	AUX
cjrl-2297	687	14	trump	trump	VERB
cjrl-2297	687	15	a	a	DET
cjrl-2297	687	16	family	family	NOUN
cjrl-2297	687	17	's	's	PART
cjrl-2297	687	18	adverse	adverse	ADJ
cjrl-2297	687	19	credit	credit	NOUN
cjrl-2297	687	20	!	!	PUNCT
cjrl-2297	687	21	”	"	PUNCT
cjrl-2297	687	22	)	)	PUNCT
cjrl-2297	687	23	.	.	PUNCT
cjrl-2297	688	1	see	see	VERB
cjrl-2297	688	2	also	also	ADV
cjrl-2297	688	3	david	david	PROPN
cjrl-2297	688	4	j.	j.	PROPN
cjrl-2297	688	5	deming	deming	PROPN
cjrl-2297	688	6	,	,	PUNCT
cjrl-2297	688	7	et	et	PROPN
cjrl-2297	688	8	al	al	PROPN
cjrl-2297	688	9	.	.	PROPN
cjrl-2297	688	10	,	,	PUNCT
cjrl-2297	688	11	the	the	DET
cjrl-2297	688	12	for	for	ADP
cjrl-2297	688	13	-	-	PUNCT
cjrl-2297	688	14	profit	profit	NOUN
cjrl-2297	688	15	postsecondary	postsecondary	ADJ
cjrl-2297	688	16	school	school	NOUN
cjrl-2297	688	17	sector	sector	NOUN
cjrl-2297	688	18	:	:	PUNCT
cjrl-2297	688	19	nimble	nimble	ADJ
cjrl-2297	688	20	critters	critter	NOUN
cjrl-2297	688	21	or	or	CCONJ
cjrl-2297	688	22	agile	agile	ADJ
cjrl-2297	688	23	predators	predator	NOUN
cjrl-2297	688	24	?	?	PUNCT
cjrl-2297	689	1	(	(	PUNCT
cjrl-2297	689	2	nber	nber	PROPN
cjrl-2297	689	3	working	working	PROPN
cjrl-2297	689	4	paper	paper	PROPN
cjrl-2297	689	5	no	no	INTJ
cjrl-2297	689	6	.	.	PROPN
cjrl-2297	690	1	17710	17710	NUM
cjrl-2297	690	2	,	,	PUNCT
cjrl-2297	690	3	2011	2011	NUM
cjrl-2297	690	4	)	)	PUNCT
cjrl-2297	691	1	;	;	PUNCT
cjrl-2297	691	2	npr	npr	PROPN
cjrl-2297	691	3	,	,	PUNCT
cjrl-2297	691	4	for	for	ADP
cjrl-2297	691	5	-	-	PUNCT
cjrl-2297	691	6	profit	profit	NOUN
cjrl-2297	691	7	colleges	college	NOUN
cjrl-2297	691	8	:	:	PUNCT
cjrl-2297	691	9	targeting	target	VERB
cjrl-2297	691	10	people	people	NOUN
cjrl-2297	691	11	who	who	PRON
cjrl-2297	691	12	ca	can	AUX
cjrl-2297	691	13	n’t	not	PART
cjrl-2297	691	14	pay	pay	VERB
cjrl-2297	691	15	,	,	PUNCT
cjrl-2297	691	16	may	may	AUX
cjrl-2297	691	17	12	12	NUM
cjrl-2297	691	18	,	,	PUNCT
cjrl-2297	691	19	2011	2011	NUM
cjrl-2297	691	20	at	at	ADP
cjrl-2297	691	21	10:23	10:23	NUM
cjrl-2297	691	22	am	am	NOUN
cjrl-2297	691	23	,	,	PUNCT
cjrl-2297	691	24	http://www.npr.org/2011/05/12/136238528/for-profit-colleges-targeting-people-who-cant-pay	http://www.npr.org/2011/05/12/136238528/for-profit-colleges-targeting-people-who-cant-pay	NOUN
cjrl-2297	691	25	.	.	PUNCT
cjrl-2297	692	1	229	229	NUM
cjrl-2297	692	2	see	see	VERB
cjrl-2297	692	3	kevin	kevin	PROPN
cjrl-2297	692	4	carey	carey	PROPN
cjrl-2297	692	5	,	,	PUNCT
cjrl-2297	692	6	the	the	DET
cjrl-2297	692	7	federal	federal	ADJ
cjrl-2297	692	8	parent	parent	NOUN
cjrl-2297	692	9	rip	rip	VERB
cjrl-2297	692	10	-	-	PUNCT
cjrl-2297	692	11	off	off	ADP
cjrl-2297	692	12	loan	loan	NOUN
cjrl-2297	692	13	,	,	PUNCT
cjrl-2297	692	14	chronicle	chronicle	PROPN
cjrl-2297	692	15	of	of	ADP
cjrl-2297	692	16	higher	high	ADJ
cjrl-2297	692	17	education	education	NOUN
cjrl-2297	692	18	,	,	PUNCT
cjrl-2297	692	19	june	june	PROPN
cjrl-2297	692	20	3	3	NUM
cjrl-2297	692	21	,	,	PUNCT
cjrl-2297	692	22	2013	2013	NUM
cjrl-2297	692	23	(	(	PUNCT
cjrl-2297	692	24	“	"	PUNCT
cjrl-2297	692	25	the	the	DET
cjrl-2297	692	26	parents	parent	NOUN
cjrl-2297	692	27	at	at	ADP
cjrl-2297	692	28	the	the	DET
cjrl-2297	692	29	heart	heart	NOUN
cjrl-2297	692	30	of	of	ADP
cjrl-2297	692	31	the	the	DET
cjrl-2297	692	32	current	current	ADJ
cjrl-2297	692	33	controversy	controversy	NOUN
cjrl-2297	692	34	are	be	AUX
cjrl-2297	692	35	,	,	PUNCT
cjrl-2297	692	36	by	by	ADP
cjrl-2297	692	37	definition	definition	NOUN
cjrl-2297	692	38	,	,	PUNCT
cjrl-2297	692	39	people	people	NOUN
cjrl-2297	692	40	who	who	PRON
cjrl-2297	692	41	do	do	AUX
cjrl-2297	692	42	n't	not	PART
cjrl-2297	692	43	have	have	VERB
cjrl-2297	692	44	enough	enough	ADJ
cjrl-2297	692	45	money	money	NOUN
cjrl-2297	692	46	to	to	PART
cjrl-2297	692	47	pay	pay	VERB
cjrl-2297	692	48	for	for	ADP
cjrl-2297	692	49	their	their	PRON
cjrl-2297	692	50	children	child	NOUN
cjrl-2297	692	51	's	's	PART
cjrl-2297	692	52	education	education	NOUN
cjrl-2297	692	53	out	out	ADP
cjrl-2297	692	54	of	of	ADP
cjrl-2297	692	55	pocket	pocket	NOUN
cjrl-2297	692	56	,	,	PUNCT
cjrl-2297	692	57	ca	can	AUX
cjrl-2297	692	58	n't	not	PART
cjrl-2297	692	59	get	get	VERB
cjrl-2297	692	60	credit	credit	NOUN
cjrl-2297	692	61	in	in	ADP
cjrl-2297	692	62	the	the	DET
cjrl-2297	692	63	private	private	ADJ
cjrl-2297	692	64	market	market	NOUN
cjrl-2297	692	65	,	,	PUNCT
cjrl-2297	692	66	and	and	CCONJ
cjrl-2297	692	67	have	have	AUX
cjrl-2297	692	68	had	have	VERB
cjrl-2297	692	69	trouble	trouble	NOUN
cjrl-2297	692	70	paying	pay	VERB
cjrl-2297	692	71	off	off	ADP
cjrl-2297	692	72	debts	debt	NOUN
cjrl-2297	692	73	in	in	ADP
cjrl-2297	692	74	the	the	DET
cjrl-2297	692	75	past	past	NOUN
cjrl-2297	692	76	.	.	PUNCT
cjrl-2297	692	77	”	"	PUNCT
cjrl-2297	692	78	)	)	PUNCT
cjrl-2297	692	79	;	;	PUNCT
cjrl-2297	692	80	justin	justin	PROPN
cjrl-2297	692	81	doubleday	doubleday	PROPN
cjrl-2297	692	82	,	,	PUNCT
cjrl-2297	692	83	with	with	SCONJ
cjrl-2297	692	84	parents	parent	NOUN
cjrl-2297	692	85	denied	deny	VERB
cjrl-2297	692	86	loans	loan	NOUN
cjrl-2297	692	87	,	,	PUNCT
cjrl-2297	692	88	students	student	NOUN
cjrl-2297	692	89	scramble	scramble	VERB
cjrl-2297	692	90	at	at	ADP
cjrl-2297	692	91	hbcus	hbcus	PROPN
cjrl-2297	692	92	,	,	PUNCT
cjrl-2297	692	93	chron	chron	NOUN
cjrl-2297	692	94	.	.	PUNCT
cjrl-2297	693	1	of	of	ADP
cjrl-2297	693	2	higher	high	ADJ
cjrl-2297	693	3	educ	educ	NOUN
cjrl-2297	693	4	.	.	PUNCT
cjrl-2297	693	5	,	,	PUNCT
cjrl-2297	693	6	oct	oct	PROPN
cjrl-2297	693	7	.	.	PROPN
cjrl-2297	693	8	7	7	NUM
cjrl-2297	693	9	,	,	PUNCT
cjrl-2297	693	10	2013	2013	NUM
cjrl-2297	693	11	(	(	PUNCT
cjrl-2297	693	12	“	"	PUNCT
cjrl-2297	693	13	until	until	ADP
cjrl-2297	693	14	2011	2011	NUM
cjrl-2297	693	15	,	,	PUNCT
cjrl-2297	693	16	applicants	applicant	NOUN
cjrl-2297	693	17	were	be	AUX
cjrl-2297	693	18	approved	approve	VERB
cjrl-2297	693	19	for	for	ADP
cjrl-2297	693	20	a	a	DET
cjrl-2297	693	21	plus	plus	ADJ
cjrl-2297	693	22	loan	loan	NOUN
cjrl-2297	693	23	as	as	ADV
cjrl-2297	693	24	long	long	ADV
cjrl-2297	693	25	as	as	SCONJ
cjrl-2297	693	26	they	they	PRON
cjrl-2297	693	27	were	be	AUX
cjrl-2297	693	28	not	not	PART
cjrl-2297	693	29	more	more	ADJ
cjrl-2297	693	30	than	than	ADP
cjrl-2297	693	31	90	90	NUM
cjrl-2297	693	32	days	day	NOUN
cjrl-2297	693	33	delinquent	delinquent	ADJ
cjrl-2297	693	34	on	on	ADP
cjrl-2297	693	35	any	any	DET
cjrl-2297	693	36	debt	debt	NOUN
cjrl-2297	693	37	,	,	PUNCT
cjrl-2297	693	38	and	and	CCONJ
cjrl-2297	693	39	did	do	AUX
cjrl-2297	693	40	not	not	PART
cjrl-2297	693	41	have	have	VERB
cjrl-2297	693	42	any	any	DET
cjrl-2297	693	43	foreclosures	foreclosure	NOUN
cjrl-2297	693	44	,	,	PUNCT
cjrl-2297	693	45	bankruptcies	bankruptcy	NOUN
cjrl-2297	693	46	,	,	PUNCT
cjrl-2297	693	47	tax	tax	NOUN
cjrl-2297	693	48	liens	lien	NOUN
cjrl-2297	693	49	,	,	PUNCT
cjrl-2297	693	50	wage	wage	NOUN
cjrl-2297	693	51	garnishments	garnishment	NOUN
cjrl-2297	693	52	,	,	PUNCT
cjrl-2297	693	53	or	or	CCONJ
cjrl-2297	693	54	student	student	NOUN
cjrl-2297	693	55	-	-	PUNCT
cjrl-2297	693	56	loan	loan	NOUN
cjrl-2297	693	57	defaults	default	NOUN
cjrl-2297	693	58	in	in	ADP
cjrl-2297	693	59	the	the	DET
cjrl-2297	693	60	past	past	ADJ
cjrl-2297	693	61	five	five	NUM
cjrl-2297	693	62	years	year	NOUN
cjrl-2297	693	63	.	.	PUNCT
cjrl-2297	694	1	under	under	ADP
cjrl-2297	694	2	the	the	DET
cjrl-2297	694	3	new	new	ADJ
cjrl-2297	694	4	standards	standard	NOUN
cjrl-2297	694	5	,	,	PUNCT
cjrl-2297	694	6	unpaid	unpaid	ADJ
cjrl-2297	694	7	debts	debt	NOUN
cjrl-2297	694	8	in	in	ADP
cjrl-2297	694	9	collection	collection	NOUN
cjrl-2297	694	10	and	and	CCONJ
cjrl-2297	694	11	student	student	NOUN
cjrl-2297	694	12	loans	loan	NOUN
cjrl-2297	694	13	written	write	VERB
cjrl-2297	694	14	off	off	ADP
cjrl-2297	694	15	as	as	ADV
cjrl-2297	694	16	unpayable	unpayable	ADJ
cjrl-2297	694	17	in	in	ADP
cjrl-2297	694	18	the	the	DET
cjrl-2297	694	19	previous	previous	ADJ
cjrl-2297	694	20	five	five	NUM
cjrl-2297	694	21	years	year	NOUN
cjrl-2297	694	22	also	also	ADV
cjrl-2297	694	23	count	count	VERB
cjrl-2297	694	24	against	against	ADP
cjrl-2297	694	25	applicants	applicant	NOUN
cjrl-2297	694	26	.	.	PUNCT
cjrl-2297	694	27	”	"	PUNCT
cjrl-2297	694	28	)	)	PUNCT
cjrl-2297	694	29	.	.	PUNCT
cjrl-2297	695	1	230	230	NUM
cjrl-2297	695	2	see	see	VERB
cjrl-2297	695	3	rachel	rachel	PROPN
cjrl-2297	695	4	fishman	fishman	PROPN
cjrl-2297	695	5	,	,	PUNCT
cjrl-2297	695	6	voices	voice	NOUN
cjrl-2297	695	7	from	from	ADP
cjrl-2297	695	8	the	the	DET
cjrl-2297	695	9	front	front	ADJ
cjrl-2297	695	10	lines	line	NOUN
cjrl-2297	695	11	of	of	ADP
cjrl-2297	695	12	the	the	DET
cjrl-2297	695	13	hbcu	hbcu	NOUN
cjrl-2297	695	14	plus	plus	CCONJ
cjrl-2297	695	15	loan	loan	NOUN
cjrl-2297	695	16	crisis	crisis	NOUN
cjrl-2297	695	17	,	,	PUNCT
cjrl-2297	695	18	higher	high	ADJ
cjrl-2297	695	19	ed	ed	PROPN
cjrl-2297	695	20	watch	watch	PROPN
cjrl-2297	695	21	,	,	PUNCT
cjrl-2297	695	22	new	new	PROPN
cjrl-2297	695	23	america	america	PROPN
cjrl-2297	695	24	foundation	foundation	PROPN
cjrl-2297	695	25	,	,	PUNCT
cjrl-2297	695	26	june	june	PROPN
cjrl-2297	695	27	19	19	NUM
cjrl-2297	695	28	,	,	PUNCT
cjrl-2297	695	29	2013	2013	NUM
cjrl-2297	695	30	,	,	PUNCT
cjrl-2297	695	31	http://higheredwatch.newamerica.net/blogposts/2013/voices_from_the_front	http://higheredwatch.newamerica.net/blogposts/2013/voices_from_the_front	ADP
cjrl-2297	695	32	_	_	PRON
cjrl-2297	695	33	lines_of_the_hbcu_plus_loan_crisis-86339	lines_of_the_hbcu_plus_loan_crisis-86339	NOUN
cjrl-2297	695	34	(	(	PUNCT
cjrl-2297	695	35	“	"	PUNCT
cjrl-2297	695	36	many	many	ADJ
cjrl-2297	695	37	families	family	NOUN
cjrl-2297	695	38	and	and	CCONJ
cjrl-2297	695	39	higher	high	ADJ
cjrl-2297	695	40	-	-	PUNCT
cjrl-2297	695	41	education	education	NOUN
cjrl-2297	695	42	institutions	institution	NOUN
cjrl-2297	695	43	were	be	AUX
cjrl-2297	695	44	shocked	shock	VERB
cjrl-2297	695	45	to	to	PART
cjrl-2297	695	46	find	find	VERB
cjrl-2297	695	47	that	that	SCONJ
cjrl-2297	695	48	parents	parent	NOUN
cjrl-2297	695	49	approved	approve	VERB
cjrl-2297	695	50	for	for	ADP
cjrl-2297	695	51	parent	parent	NOUN
cjrl-2297	695	52	plus	plus	CCONJ
cjrl-2297	695	53	loans	loan	NOUN
cjrl-2297	695	54	one	one	NUM
cjrl-2297	695	55	year	year	NOUN
cjrl-2297	695	56	were	be	AUX
cjrl-2297	695	57	suddenly	suddenly	ADV
cjrl-2297	695	58	denied	deny	VERB
cjrl-2297	695	59	the	the	DET
cjrl-2297	695	60	next	next	ADJ
cjrl-2297	695	61	.	.	PUNCT
cjrl-2297	696	1	some	some	DET
cjrl-2297	696	2	sectors	sector	NOUN
cjrl-2297	696	3	,	,	PUNCT
cjrl-2297	696	4	like	like	ADP
cjrl-2297	696	5	historically	historically	ADV
cjrl-2297	696	6	black	black	ADJ
cjrl-2297	696	7	colleges	college	NOUN
cjrl-2297	696	8	and	and	CCONJ
cjrl-2297	696	9	universities	university	NOUN
cjrl-2297	696	10	(	(	PUNCT
cjrl-2297	696	11	hbcus	hbcus	PROPN
cjrl-2297	696	12	)	)	PUNCT
cjrl-2297	696	13	,	,	PUNCT
cjrl-2297	696	14	were	be	AUX
cjrl-2297	696	15	hit	hit	VERB
cjrl-2297	696	16	harder	hard	ADV
cjrl-2297	696	17	than	than	ADP
cjrl-2297	696	18	others	other	NOUN
cjrl-2297	696	19	.	.	PUNCT
cjrl-2297	697	1	in	in	ADP
cjrl-2297	697	2	response	response	NOUN
cjrl-2297	697	3	to	to	ADP
cjrl-2297	697	4	concerns	concern	NOUN
cjrl-2297	697	5	over	over	ADP
cjrl-2297	697	6	the	the	DET
cjrl-2297	697	7	changes	change	NOUN
cjrl-2297	697	8	,	,	PUNCT
cjrl-2297	697	9	the	the	DET
cjrl-2297	697	10	education	education	NOUN
cjrl-2297	697	11	department	department	NOUN
cjrl-2297	697	12	added	add	VERB
cjrl-2297	697	13	plus	plus	CCONJ
cjrl-2297	697	14	loan	loan	NOUN
cjrl-2297	697	15	eligibility	eligibility	NOUN
cjrl-2297	697	16	criteria	criterion	NOUN
cjrl-2297	697	17	to	to	ADP
cjrl-2297	697	18	a	a	DET
cjrl-2297	697	19	list	list	NOUN
cjrl-2297	697	20	of	of	ADP
cjrl-2297	697	21	potential	potential	ADJ
cjrl-2297	697	22	topics	topic	NOUN
cjrl-2297	697	23	to	to	PART
cjrl-2297	697	24	be	be	AUX
cjrl-2297	697	25	considered	consider	VERB
cjrl-2297	697	26	for	for	ADP
cjrl-2297	697	27	regulatory	regulatory	ADJ
cjrl-2297	697	28	action	action	NOUN
cjrl-2297	697	29	.	.	PUNCT
cjrl-2297	698	1	as	as	ADP
cjrl-2297	698	2	part	part	NOUN
cjrl-2297	698	3	of	of	ADP
cjrl-2297	698	4	this	this	DET
cjrl-2297	698	5	process	process	NOUN
cjrl-2297	698	6	,	,	PUNCT
cjrl-2297	698	7	the	the	DET
cjrl-2297	698	8	education	education	NOUN
cjrl-2297	698	9	department	department	NOUN
cjrl-2297	698	10	asked	ask	VERB
cjrl-2297	698	11	for	for	ADP
cjrl-2297	698	12	written	write	VERB
cjrl-2297	698	13	comments	comment	NOUN
cjrl-2297	698	14	and	and	CCONJ
cjrl-2297	698	15	held	hold	VERB
cjrl-2297	698	16	four	four	NUM
cjrl-2297	698	17	public	public	ADJ
cjrl-2297	698	18	hearings	hearing	NOUN
cjrl-2297	698	19	to	to	PART
cjrl-2297	698	20	allow	allow	VERB
cjrl-2297	698	21	individuals	individual	NOUN
cjrl-2297	698	22	to	to	PART
cjrl-2297	698	23	provide	provide	VERB
cjrl-2297	698	24	testimony	testimony	NOUN
cjrl-2297	698	25	.	.	PUNCT
cjrl-2297	698	26	”	"	PUNCT
cjrl-2297	698	27	)	)	PUNCT
cjrl-2297	698	28	.	.	PUNCT
cjrl-2297	699	1	foreclosures	foreclosure	NOUN
cjrl-2297	699	2	and	and	CCONJ
cjrl-2297	699	3	financial	financial	ADJ
cjrl-2297	699	4	aid	aid	NOUN
cjrl-2297	699	5	vol	vol	NOUN
cjrl-2297	699	6	.	.	PUNCT
cjrl-2297	700	1	4:2	4:2	NUM
cjrl-2297	700	2	162	162	NUM
cjrl-2297	700	3	plus	plus	CCONJ
cjrl-2297	700	4	loans	loan	NOUN
cjrl-2297	700	5	during	during	ADP
cjrl-2297	700	6	the	the	DET
cjrl-2297	700	7	2012–2013	2012–2013	NUM
cjrl-2297	700	8	academic	academic	NOUN
cjrl-2297	700	9	year.231	year.231	PROPN
cjrl-2297	700	10	the	the	DET
cjrl-2297	700	11	decline	decline	NOUN
cjrl-2297	700	12	in	in	ADP
cjrl-2297	700	13	plus	plus	CCONJ
cjrl-2297	700	14	loan	loan	NOUN
cjrl-2297	700	15	approvals	approval	NOUN
cjrl-2297	700	16	for	for	ADP
cjrl-2297	700	17	a	a	DET
cjrl-2297	700	18	significant	significant	ADJ
cjrl-2297	700	19	proportion	proportion	NOUN
cjrl-2297	700	20	of	of	ADP
cjrl-2297	700	21	hbcu	hbcu	NOUN
cjrl-2297	700	22	enrollees	enrollee	NOUN
cjrl-2297	700	23	may	may	AUX
cjrl-2297	700	24	be	be	AUX
cjrl-2297	700	25	attributed	attribute	VERB
cjrl-2297	700	26	to	to	ADP
cjrl-2297	700	27	losses	loss	NOUN
cjrl-2297	700	28	in	in	ADP
cjrl-2297	700	29	the	the	DET
cjrl-2297	700	30	employment	employment	NOUN
cjrl-2297	700	31	and	and	CCONJ
cjrl-2297	700	32	housing	housing	NOUN
cjrl-2297	700	33	sectors.232	sectors.232	PROPN
cjrl-2297	700	34	“	"	PUNCT
cjrl-2297	700	35	the	the	DET
cjrl-2297	700	36	shift	shift	NOUN
cjrl-2297	700	37	to	to	ADP
cjrl-2297	700	38	a	a	DET
cjrl-2297	700	39	more	more	ADV
cjrl-2297	700	40	rigid	rigid	ADJ
cjrl-2297	700	41	interpretation	interpretation	NOUN
cjrl-2297	700	42	of	of	ADP
cjrl-2297	700	43	creditworthiness	creditworthiness	PROPN
cjrl-2297	700	44	occurred	occur	VERB
cjrl-2297	700	45	as	as	SCONJ
cjrl-2297	700	46	many	many	ADJ
cjrl-2297	700	47	hbcu	hbcu	NOUN
cjrl-2297	700	48	student	student	NOUN
cjrl-2297	700	49	families	family	NOUN
cjrl-2297	700	50	are	be	AUX
cjrl-2297	700	51	finding	find	VERB
cjrl-2297	700	52	the	the	DET
cjrl-2297	700	53	post	post	ADJ
cjrl-2297	700	54	-	-	ADJ
cjrl-2297	700	55	great	great	ADJ
cjrl-2297	700	56	recession	recession	NOUN
cjrl-2297	700	57	economic	economic	ADJ
cjrl-2297	700	58	recovery	recovery	NOUN
cjrl-2297	700	59	elusive	elusive	ADJ
cjrl-2297	700	60	.	.	PUNCT
cjrl-2297	701	1	official	official	ADJ
cjrl-2297	701	2	african	african	ADJ
cjrl-2297	701	3	american	american	PROPN
cjrl-2297	701	4	unemployment	unemployment	NOUN
cjrl-2297	701	5	hovers	hover	NOUN
cjrl-2297	701	6	near	near	ADP
cjrl-2297	701	7	14	14	NUM
cjrl-2297	701	8	%	%	NOUN
cjrl-2297	701	9	.	.	PUNCT
cjrl-2297	702	1	many	many	ADJ
cjrl-2297	702	2	hbcu	hbcu	NOUN
cjrl-2297	702	3	parents	parent	NOUN
cjrl-2297	702	4	witnessed	witness	VERB
cjrl-2297	702	5	their	their	PRON
cjrl-2297	702	6	wealth	wealth	NOUN
cjrl-2297	702	7	decline	decline	NOUN
cjrl-2297	702	8	by	by	ADP
cjrl-2297	702	9	53	53	NUM
cjrl-2297	702	10	%	%	NOUN
cjrl-2297	702	11	(	(	PUNCT
cjrl-2297	702	12	compared	compare	VERB
cjrl-2297	702	13	with	with	ADP
cjrl-2297	702	14	13	13	NUM
cjrl-2297	702	15	%	%	NOUN
cjrl-2297	702	16	for	for	ADP
cjrl-2297	702	17	whites	white	NOUN
cjrl-2297	702	18	)	)	PUNCT
cjrl-2297	702	19	.	.	PUNCT
cjrl-2297	703	1	this	this	PRON
cjrl-2297	703	2	coupled	couple	VERB
cjrl-2297	703	3	with	with	ADP
cjrl-2297	703	4	the	the	DET
cjrl-2297	703	5	bursting	bursting	NOUN
cjrl-2297	703	6	of	of	ADP
cjrl-2297	703	7	the	the	DET
cjrl-2297	703	8	housing	housing	NOUN
cjrl-2297	703	9	bubble	bubble	NOUN
cjrl-2297	703	10	,	,	PUNCT
cjrl-2297	703	11	subprime	subprime	ADJ
cjrl-2297	703	12	mortgage	mortgage	NOUN
cjrl-2297	703	13	lending	lending	NOUN
cjrl-2297	703	14	,	,	PUNCT
cjrl-2297	703	15	and	and	CCONJ
cjrl-2297	703	16	the	the	DET
cjrl-2297	703	17	disproportionate	disproportionate	ADJ
cjrl-2297	703	18	numbers	number	NOUN
cjrl-2297	703	19	of	of	ADP
cjrl-2297	703	20	african	african	ADJ
cjrl-2297	703	21	americans	americans	PROPN
cjrl-2297	703	22	who	who	PRON
cjrl-2297	703	23	lost	lose	VERB
cjrl-2297	703	24	their	their	PRON
cjrl-2297	703	25	homes	home	NOUN
cjrl-2297	703	26	also	also	ADV
cjrl-2297	703	27	wreaked	wreak	VERB
cjrl-2297	703	28	havoc	havoc	NOUN
cjrl-2297	703	29	on	on	ADP
cjrl-2297	703	30	hbcu	hbcu	PROPN
cjrl-2297	703	31	/	/	SYM
cjrl-2297	703	32	pbi	pbi	NOUN
cjrl-2297	703	33	[	[	X
cjrl-2297	703	34	predominately	predominately	ADV
cjrl-2297	703	35	black	black	ADJ
cjrl-2297	703	36	institution	institution	NOUN
cjrl-2297	703	37	]	]	PUNCT
cjrl-2297	703	38	parents	parent	NOUN
cjrl-2297	703	39	.	.	PUNCT
cjrl-2297	703	40	”233	”233	PROPN
cjrl-2297	703	41	accordingly	accordingly	ADV
cjrl-2297	703	42	,	,	PUNCT
cjrl-2297	703	43	parents	parent	NOUN
cjrl-2297	703	44	of	of	ADP
cjrl-2297	703	45	students	student	NOUN
cjrl-2297	703	46	attending	attend	VERB
cjrl-2297	703	47	hbcus	hbcus	NOUN
cjrl-2297	703	48	may	may	AUX
cjrl-2297	703	49	be	be	AUX
cjrl-2297	703	50	more	more	ADV
cjrl-2297	703	51	likely	likely	ADJ
cjrl-2297	703	52	to	to	PART
cjrl-2297	703	53	have	have	VERB
cjrl-2297	703	54	financial	financial	ADJ
cjrl-2297	703	55	records	record	NOUN
cjrl-2297	703	56	that	that	PRON
cjrl-2297	703	57	fall	fall	VERB
cjrl-2297	703	58	within	within	ADP
cjrl-2297	703	59	the	the	DET
cjrl-2297	703	60	“	"	PUNCT
cjrl-2297	703	61	adverse	adverse	ADJ
cjrl-2297	703	62	credit	credit	NOUN
cjrl-2297	703	63	history	history	NOUN
cjrl-2297	703	64	”	"	PUNCT
cjrl-2297	703	65	category	category	NOUN
cjrl-2297	703	66	of	of	ADP
cjrl-2297	703	67	the	the	DET
cjrl-2297	703	68	plus	plus	ADJ
cjrl-2297	703	69	loan	loan	NOUN
cjrl-2297	703	70	eligibility	eligibility	NOUN
cjrl-2297	703	71	review.234	review.234	VERB
cjrl-2297	703	72	despite	despite	SCONJ
cjrl-2297	703	73	the	the	DET
cjrl-2297	703	74	need	need	NOUN
cjrl-2297	703	75	for	for	ADP
cjrl-2297	703	76	231	231	NUM
cjrl-2297	703	77	see	see	NOUN
cjrl-2297	703	78	michael	michael	PROPN
cjrl-2297	703	79	lucius	lucius	PROPN
cjrl-2297	703	80	lomax	lomax	PROPN
cjrl-2297	703	81	,	,	PUNCT
cjrl-2297	703	82	revise	revise	PROPN
cjrl-2297	703	83	student	student	NOUN
cjrl-2297	703	84	loan	loan	NOUN
cjrl-2297	703	85	programs	program	NOUN
cjrl-2297	703	86	now	now	ADV
cjrl-2297	703	87	to	to	PART
cjrl-2297	703	88	empower	empower	VERB
cjrl-2297	703	89	hbcus	hbcus	PROPN
cjrl-2297	703	90	,	,	PUNCT
cjrl-2297	703	91	the	the	DET
cjrl-2297	703	92	grio	grio	NOUN
cjrl-2297	703	93	,	,	PUNCT
cjrl-2297	703	94	july	july	PROPN
cjrl-2297	703	95	12	12	NUM
cjrl-2297	703	96	,	,	PUNCT
cjrl-2297	703	97	2013	2013	NUM
cjrl-2297	703	98	,	,	PUNCT
cjrl-2297	703	99	(	(	PUNCT
cjrl-2297	703	100	“	"	PUNCT
cjrl-2297	703	101	in	in	ADP
cjrl-2297	703	102	our	our	PRON
cjrl-2297	703	103	[	[	ADJ
cjrl-2297	703	104	united	united	PROPN
cjrl-2297	703	105	negro	negro	PROPN
cjrl-2297	703	106	college	college	PROPN
cjrl-2297	703	107	fund	fund	PROPN
cjrl-2297	703	108	(	(	PUNCT
cjrl-2297	703	109	uncf	uncf	ADJ
cjrl-2297	703	110	)	)	PUNCT
cjrl-2297	703	111	]	]	PUNCT
cjrl-2297	703	112	network	network	NOUN
cjrl-2297	703	113	of	of	ADP
cjrl-2297	703	114	37	37	NUM
cjrl-2297	703	115	historically	historically	ADV
cjrl-2297	703	116	black	black	ADJ
cjrl-2297	703	117	colleges	college	NOUN
cjrl-2297	703	118	and	and	CCONJ
cjrl-2297	703	119	universities	university	NOUN
cjrl-2297	703	120	,	,	PUNCT
cjrl-2297	703	121	parent	parent	NOUN
cjrl-2297	703	122	plus	plus	CCONJ
cjrl-2297	703	123	loan	loan	NOUN
cjrl-2297	703	124	approval	approval	NOUN
cjrl-2297	703	125	rates	rate	NOUN
cjrl-2297	703	126	for	for	ADP
cjrl-2297	703	127	families	family	NOUN
cjrl-2297	703	128	with	with	ADP
cjrl-2297	703	129	students	student	NOUN
cjrl-2297	703	130	attending	attend	VERB
cjrl-2297	703	131	our	our	PRON
cjrl-2297	703	132	hbcus	hbcus	NOUN
cjrl-2297	703	133	dropped	drop	VERB
cjrl-2297	703	134	dramatically	dramatically	ADV
cjrl-2297	703	135	after	after	ADP
cjrl-2297	703	136	ed	ed	PROPN
cjrl-2297	703	137	[	[	X
cjrl-2297	703	138	united	united	PROPN
cjrl-2297	703	139	states	states	PROPN
cjrl-2297	703	140	department	department	PROPN
cjrl-2297	703	141	of	of	ADP
cjrl-2297	703	142	education	education	NOUN
cjrl-2297	703	143	]	]	PUNCT
cjrl-2297	703	144	changed	change	VERB
cjrl-2297	703	145	its	its	PRON
cjrl-2297	703	146	criteria	criterion	NOUN
cjrl-2297	703	147	,	,	PUNCT
cjrl-2297	703	148	from	from	ADP
cjrl-2297	703	149	an	an	DET
cjrl-2297	703	150	average	average	ADJ
cjrl-2297	703	151	approval	approval	NOUN
cjrl-2297	703	152	rate	rate	NOUN
cjrl-2297	703	153	of	of	ADP
cjrl-2297	703	154	45	45	NUM
cjrl-2297	703	155	percent	percent	NOUN
cjrl-2297	703	156	to	to	ADP
cjrl-2297	703	157	only	only	ADV
cjrl-2297	703	158	24	24	NUM
cjrl-2297	703	159	percent	percent	NOUN
cjrl-2297	703	160	.	.	PUNCT
cjrl-2297	704	1	almost	almost	ADV
cjrl-2297	704	2	6,000	6,000	NUM
cjrl-2297	704	3	fewer	few	ADJ
cjrl-2297	704	4	students	student	NOUN
cjrl-2297	704	5	at	at	ADP
cjrl-2297	704	6	uncf	uncf	ADJ
cjrl-2297	704	7	institutions	institution	NOUN
cjrl-2297	704	8	were	be	AUX
cjrl-2297	704	9	approved	approve	VERB
cjrl-2297	704	10	for	for	ADP
cjrl-2297	704	11	plus	plus	CCONJ
cjrl-2297	704	12	loans	loan	NOUN
cjrl-2297	704	13	in	in	ADP
cjrl-2297	704	14	the	the	DET
cjrl-2297	704	15	2012	2012	NUM
cjrl-2297	704	16	-	-	SYM
cjrl-2297	704	17	2013	2013	NUM
cjrl-2297	704	18	school	school	NOUN
cjrl-2297	704	19	year	year	NOUN
cjrl-2297	704	20	compared	compare	VERB
cjrl-2297	704	21	to	to	ADP
cjrl-2297	704	22	the	the	DET
cjrl-2297	704	23	previous	previous	ADJ
cjrl-2297	704	24	year	year	NOUN
cjrl-2297	704	25	–	–	PUNCT
cjrl-2297	704	26	a	a	DET
cjrl-2297	704	27	number	number	NOUN
cjrl-2297	704	28	equivalent	equivalent	ADJ
cjrl-2297	704	29	to	to	ADP
cjrl-2297	704	30	approximately	approximately	ADV
cjrl-2297	704	31	10	10	NUM
cjrl-2297	704	32	percent	percent	NOUN
cjrl-2297	704	33	of	of	ADP
cjrl-2297	704	34	total	total	ADJ
cjrl-2297	704	35	enrollment	enrollment	NOUN
cjrl-2297	704	36	at	at	ADP
cjrl-2297	704	37	these	these	DET
cjrl-2297	704	38	institutions	institution	NOUN
cjrl-2297	704	39	.	.	PUNCT
cjrl-2297	704	40	”	"	PUNCT
cjrl-2297	704	41	)	)	PUNCT
cjrl-2297	704	42	.	.	PUNCT
cjrl-2297	705	1	232	232	NUM
cjrl-2297	705	2	see	see	VERB
cjrl-2297	705	3	john	john	PROPN
cjrl-2297	705	4	michael	michael	PROPN
cjrl-2297	705	5	lee	lee	PROPN
cjrl-2297	705	6	,	,	PUNCT
cjrl-2297	705	7	jr	jr	PROPN
cjrl-2297	705	8	.	.	PROPN
cjrl-2297	705	9	and	and	CCONJ
cjrl-2297	705	10	samaad	samaad	PROPN
cjrl-2297	705	11	wes	wes	PROPN
cjrl-2297	705	12	keys	key	NOUN
cjrl-2297	705	13	,	,	PUNCT
cjrl-2297	705	14	impact	impact	NOUN
cjrl-2297	705	15	of	of	ADP
cjrl-2297	705	16	parent	parent	NOUN
cjrl-2297	705	17	plus	plus	CCONJ
cjrl-2297	705	18	loan	loan	NOUN
cjrl-2297	705	19	changes	change	NOUN
cjrl-2297	705	20	on	on	ADP
cjrl-2297	705	21	historically	historically	ADV
cjrl-2297	705	22	black	black	ADJ
cjrl-2297	705	23	colleges	college	NOUN
cjrl-2297	705	24	and	and	CCONJ
cjrl-2297	705	25	universities	university	NOUN
cjrl-2297	705	26	,	,	PUNCT
cjrl-2297	705	27	fact	fact	NOUN
cjrl-2297	705	28	sheet	sheet	NOUN
cjrl-2297	705	29	,	,	PUNCT
cjrl-2297	705	30	office	office	NOUN
cjrl-2297	705	31	for	for	ADP
cjrl-2297	705	32	access	access	NOUN
cjrl-2297	705	33	and	and	CCONJ
cjrl-2297	705	34	success	success	NOUN
cjrl-2297	705	35	,	,	PUNCT
cjrl-2297	705	36	association	association	NOUN
cjrl-2297	705	37	of	of	ADP
cjrl-2297	705	38	public	public	ADJ
cjrl-2297	705	39	and	and	CCONJ
cjrl-2297	705	40	land	land	NOUN
cjrl-2297	705	41	-	-	PUNCT
cjrl-2297	705	42	grant	grant	NOUN
cjrl-2297	705	43	universities	university	NOUN
cjrl-2297	705	44	,	,	PUNCT
cjrl-2297	705	45	aug	aug	PROPN
cjrl-2297	705	46	.	.	PROPN
cjrl-2297	705	47	2013	2013	NUM
cjrl-2297	705	48	,	,	PUNCT
cjrl-2297	705	49	http://www.aplu.org/document.doc?id=4746	http://www.aplu.org/document.doc?id=4746	NUM
cjrl-2297	705	50	;	;	PUNCT
cjrl-2297	705	51	see	see	VERB
cjrl-2297	705	52	generally	generally	ADV
cjrl-2297	705	53	michael	michael	PROPN
cjrl-2297	705	54	lucius	lucius	PROPN
cjrl-2297	705	55	lomax	lomax	PROPN
cjrl-2297	705	56	,	,	PUNCT
cjrl-2297	705	57	revise	revise	PROPN
cjrl-2297	705	58	student	student	NOUN
cjrl-2297	705	59	loan	loan	NOUN
cjrl-2297	705	60	programs	program	NOUN
cjrl-2297	705	61	now	now	ADV
cjrl-2297	705	62	to	to	PART
cjrl-2297	705	63	empower	empower	VERB
cjrl-2297	705	64	hbcus	hbcus	PROPN
cjrl-2297	705	65	,	,	PUNCT
cjrl-2297	705	66	the	the	DET
cjrl-2297	705	67	grio	grio	NOUN
cjrl-2297	705	68	,	,	PUNCT
cjrl-2297	705	69	july	july	PROPN
cjrl-2297	705	70	12	12	NUM
cjrl-2297	705	71	,	,	PUNCT
cjrl-2297	705	72	2013	2013	NUM
cjrl-2297	705	73	at	at	ADP
cjrl-2297	705	74	5:07	5:07	NUM
cjrl-2297	705	75	pm	pm	NOUN
cjrl-2297	705	76	(	(	PUNCT
cjrl-2297	705	77	“	"	PUNCT
cjrl-2297	705	78	the	the	DET
cjrl-2297	705	79	secretary	secretary	NOUN
cjrl-2297	705	80	[	[	X
cjrl-2297	705	81	of	of	ADP
cjrl-2297	705	82	education	education	NOUN
cjrl-2297	705	83	,	,	PUNCT
cjrl-2297	705	84	arne	arne	VERB
cjrl-2297	705	85	duncan	duncan	PROPN
cjrl-2297	705	86	]	]	PUNCT
cjrl-2297	705	87	points	point	VERB
cjrl-2297	705	88	out	out	ADP
cjrl-2297	705	89	that	that	SCONJ
cjrl-2297	705	90	children	child	NOUN
cjrl-2297	705	91	of	of	ADP
cjrl-2297	705	92	parents	parent	NOUN
cjrl-2297	705	93	who	who	PRON
cjrl-2297	705	94	are	be	AUX
cjrl-2297	705	95	refused	refuse	VERB
cjrl-2297	705	96	parent	parent	NOUN
cjrl-2297	705	97	plus	plus	CCONJ
cjrl-2297	705	98	loans	loan	NOUN
cjrl-2297	705	99	become	become	VERB
cjrl-2297	705	100	eligible	eligible	ADJ
cjrl-2297	705	101	for	for	ADP
cjrl-2297	705	102	other	other	ADJ
cjrl-2297	705	103	kinds	kind	NOUN
cjrl-2297	705	104	of	of	ADP
cjrl-2297	705	105	loans	loan	NOUN
cjrl-2297	705	106	–	–	PUNCT
cjrl-2297	705	107	but	but	CCONJ
cjrl-2297	705	108	these	these	DET
cjrl-2297	705	109	loans	loan	NOUN
cjrl-2297	705	110	do	do	AUX
cjrl-2297	705	111	not	not	PART
cjrl-2297	705	112	fully	fully	ADV
cjrl-2297	705	113	fund	fund	VERB
cjrl-2297	705	114	their	their	PRON
cjrl-2297	705	115	unmet	unmet	NOUN
cjrl-2297	705	116	financial	financial	ADJ
cjrl-2297	705	117	need	need	NOUN
cjrl-2297	705	118	.	.	PUNCT
cjrl-2297	706	1	but	but	CCONJ
cjrl-2297	706	2	he	he	PRON
cjrl-2297	706	3	is	be	AUX
cjrl-2297	706	4	holding	hold	VERB
cjrl-2297	706	5	fast	fast	ADV
cjrl-2297	706	6	to	to	ADP
cjrl-2297	706	7	the	the	DET
cjrl-2297	706	8	policy	policy	NOUN
cjrl-2297	706	9	decision	decision	NOUN
cjrl-2297	706	10	that	that	PRON
cjrl-2297	706	11	triggered	trigger	VERB
cjrl-2297	706	12	the	the	DET
cjrl-2297	706	13	debate	debate	NOUN
cjrl-2297	706	14	:	:	PUNCT
cjrl-2297	706	15	to	to	PART
cjrl-2297	706	16	determine	determine	VERB
cjrl-2297	706	17	parent	parent	NOUN
cjrl-2297	706	18	plus	plus	CCONJ
cjrl-2297	706	19	eligibility	eligibility	NOUN
cjrl-2297	706	20	not	not	PART
cjrl-2297	706	21	based	base	VERB
cjrl-2297	706	22	on	on	ADP
cjrl-2297	706	23	criteria	criterion	NOUN
cjrl-2297	706	24	designed	design	VERB
cjrl-2297	706	25	to	to	PART
cjrl-2297	706	26	send	send	VERB
cjrl-2297	706	27	the	the	DET
cjrl-2297	706	28	most	most	ADJ
cjrl-2297	706	29	kids	kid	NOUN
cjrl-2297	706	30	to	to	ADP
cjrl-2297	706	31	and	and	CCONJ
cjrl-2297	706	32	through	through	ADP
cjrl-2297	706	33	college	college	NOUN
cjrl-2297	706	34	,	,	PUNCT
cjrl-2297	706	35	but	but	CCONJ
cjrl-2297	706	36	based	base	VERB
cjrl-2297	706	37	on	on	ADP
cjrl-2297	706	38	the	the	DET
cjrl-2297	706	39	tougher	tough	ADJ
cjrl-2297	706	40	criteria	criterion	NOUN
cjrl-2297	706	41	that	that	SCONJ
cjrl-2297	706	42	commercial	commercial	ADJ
cjrl-2297	706	43	lenders	lender	NOUN
cjrl-2297	706	44	charge	charge	VERB
cjrl-2297	706	45	non	non	ADJ
cjrl-2297	706	46	-	-	ADJ
cjrl-2297	706	47	education	education	ADJ
cjrl-2297	706	48	customers	customer	NOUN
cjrl-2297	706	49	.	.	PUNCT
cjrl-2297	707	1	these	these	DET
cjrl-2297	707	2	criteria	criterion	NOUN
cjrl-2297	707	3	exclude	exclude	VERB
cjrl-2297	707	4	too	too	ADV
cjrl-2297	707	5	many	many	ADJ
cjrl-2297	707	6	of	of	ADP
cjrl-2297	707	7	our	our	PRON
cjrl-2297	707	8	parents	parent	NOUN
cjrl-2297	707	9	and	and	CCONJ
cjrl-2297	707	10	students	student	NOUN
cjrl-2297	707	11	.	.	PUNCT
cjrl-2297	707	12	”	"	PUNCT
cjrl-2297	707	13	)	)	PUNCT
cjrl-2297	707	14	;	;	PUNCT
cjrl-2297	707	15	lezli	lezli	PROPN
cjrl-2297	707	16	baskerville	baskerville	PROPN
cjrl-2297	707	17	,	,	PUNCT
cjrl-2297	707	18	student	student	NOUN
cjrl-2297	707	19	loan	loan	NOUN
cjrl-2297	707	20	changes	change	NOUN
cjrl-2297	707	21	are	be	AUX
cjrl-2297	707	22	crippling	crippling	ADJ
cjrl-2297	707	23	hbcus	hbcus	ADJ
cjrl-2297	707	24	,	,	PUNCT
cjrl-2297	707	25	atlanta	atlanta	PROPN
cjrl-2297	707	26	voice	voice	PROPN
cjrl-2297	707	27	,	,	PUNCT
cjrl-2297	707	28	june	june	PROPN
cjrl-2297	707	29	7	7	NUM
cjrl-2297	707	30	,	,	PUNCT
cjrl-2297	707	31	2013	2013	NUM
cjrl-2297	707	32	at	at	ADP
cjrl-2297	707	33	10:22	10:22	NUM
cjrl-2297	707	34	am	am	NOUN
cjrl-2297	707	35	,	,	PUNCT
cjrl-2297	707	36	http://theatlantavoice.com/news/2013/jun/07/student-loan-changes-arecrippling-hbcus/.	http://theatlantavoice.com/news/2013/jun/07/student-loan-changes-arecrippling-hbcus/.	PROPN
cjrl-2297	707	37	233	233	NUM
cjrl-2297	707	38	lezli	lezli	PROPN
cjrl-2297	707	39	baskerville	baskerville	PROPN
cjrl-2297	707	40	,	,	PUNCT
cjrl-2297	707	41	student	student	NOUN
cjrl-2297	707	42	loan	loan	NOUN
cjrl-2297	707	43	changes	change	NOUN
cjrl-2297	707	44	are	be	AUX
cjrl-2297	707	45	crippling	crippling	ADJ
cjrl-2297	707	46	hbcus	hbcus	ADJ
cjrl-2297	707	47	,	,	PUNCT
cjrl-2297	707	48	atlanta	atlanta	PROPN
cjrl-2297	707	49	voice	voice	PROPN
cjrl-2297	707	50	(	(	PUNCT
cjrl-2297	707	51	june	june	PROPN
cjrl-2297	707	52	7	7	NUM
cjrl-2297	707	53	,	,	PUNCT
cjrl-2297	707	54	2013	2013	NUM
cjrl-2297	707	55	at	at	ADP
cjrl-2297	707	56	10:22	10:22	NUM
cjrl-2297	707	57	am	am	NOUN
cjrl-2297	707	58	)	)	PUNCT
cjrl-2297	707	59	,	,	PUNCT
cjrl-2297	707	60	http://theatlantavoice.com/news/2013/jun/07/student-loan-changes-are-crippling-hbcus/	http://theatlantavoice.com/news/2013/jun/07/student-loan-changes-are-crippling-hbcus/	PROPN
cjrl-2297	707	61	;	;	PUNCT
cjrl-2297	707	62	see	see	AUX
cjrl-2297	707	63	also	also	ADV
cjrl-2297	707	64	wilford	wilford	PROPN
cjrl-2297	707	65	shamlin	shamlin	PROPN
cjrl-2297	707	66	iii	iii	PROPN
cjrl-2297	707	67	,	,	PUNCT
cjrl-2297	707	68	philadelphia	philadelphia	PROPN
cjrl-2297	707	69	tribune	tribune	PROPN
cjrl-2297	707	70	acknowledges	acknowledge	VERB
cjrl-2297	707	71	ldf	ldf	PROPN
cjrl-2297	707	72	’s	’s	PART
cjrl-2297	707	73	support	support	NOUN
cjrl-2297	707	74	of	of	ADP
cjrl-2297	707	75	hbcu	hbcu	NOUN
cjrl-2297	707	76	students	student	NOUN
cjrl-2297	707	77	,	,	PUNCT
cjrl-2297	707	78	oct	oct	PROPN
cjrl-2297	707	79	.	.	PROPN
cjrl-2297	707	80	25	25	NUM
cjrl-2297	707	81	,	,	PUNCT
cjrl-2297	707	82	2013	2013	NUM
cjrl-2297	707	83	,	,	PUNCT
cjrl-2297	707	84	http://www.naacpldf.org/news/	http://www.naacpldf.org/news/	X
cjrl-2297	707	85	philadelphia	philadelphia	PROPN
cjrl-2297	707	86	-	-	PUNCT
cjrl-2297	707	87	tribune	tribune	NOUN
cjrl-2297	707	88	-	-	PUNCT
cjrl-2297	707	89	acknowledges	acknowledge	VERB
cjrl-2297	707	90	-	-	PUNCT
cjrl-2297	707	91	ldfs	ldf	VERB
cjrl-2297	707	92	-	-	PUNCT
cjrl-2297	707	93	support	support	NOUN
cjrl-2297	707	94	-	-	PUNCT
cjrl-2297	707	95	hbcu	hbcu	NOUN
cjrl-2297	707	96	-	-	PUNCT
cjrl-2297	707	97	students	student	NOUN
cjrl-2297	707	98	(	(	PUNCT
cjrl-2297	707	99	“	"	PUNCT
cjrl-2297	707	100	the	the	DET
cjrl-2297	707	101	financial	financial	ADJ
cjrl-2297	707	102	impact	impact	NOUN
cjrl-2297	707	103	of	of	ADP
cjrl-2297	707	104	revised	revise	VERB
cjrl-2297	707	105	credit	credit	NOUN
cjrl-2297	707	106	standards	standard	NOUN
cjrl-2297	707	107	could	could	AUX
cjrl-2297	707	108	have	have	VERB
cjrl-2297	707	109	wider	wide	ADJ
cjrl-2297	707	110	ramifications	ramification	NOUN
cjrl-2297	707	111	that	that	PRON
cjrl-2297	707	112	reach	reach	VERB
cjrl-2297	707	113	far	far	ADV
cjrl-2297	707	114	beyond	beyond	ADP
cjrl-2297	707	115	black	black	ADJ
cjrl-2297	707	116	families	family	NOUN
cjrl-2297	707	117	.	.	PUNCT
cjrl-2297	708	1	hbcu	hbcu	PROPN
cjrl-2297	708	2	’s	’s	PART
cjrl-2297	708	3	are	be	AUX
cjrl-2297	708	4	harvesting	harvesting	NOUN
cjrl-2297	708	5	grounds	ground	NOUN
cjrl-2297	708	6	for	for	ADP
cjrl-2297	708	7	half	half	NOUN
cjrl-2297	708	8	of	of	ADP
cjrl-2297	708	9	the	the	DET
cjrl-2297	708	10	country	country	NOUN
cjrl-2297	708	11	’s	’s	PART
cjrl-2297	708	12	black	black	ADJ
cjrl-2297	708	13	public	public	ADJ
cjrl-2297	708	14	school	school	NOUN
cjrl-2297	708	15	teachers	teacher	NOUN
cjrl-2297	708	16	,	,	PUNCT
cjrl-2297	708	17	80	80	NUM
cjrl-2297	708	18	percent	percent	NOUN
cjrl-2297	708	19	of	of	ADP
cjrl-2297	708	20	black	black	ADJ
cjrl-2297	708	21	judges	judge	NOUN
cjrl-2297	708	22	and	and	CCONJ
cjrl-2297	708	23	40	40	NUM
cjrl-2297	708	24	percent	percent	NOUN
cjrl-2297	708	25	of	of	ADP
cjrl-2297	708	26	baccalaureate	baccalaureate	NOUN
cjrl-2297	708	27	degrees	degree	NOUN
cjrl-2297	708	28	conferred	confer	VERB
cjrl-2297	708	29	to	to	ADP
cjrl-2297	708	30	students	student	NOUN
cjrl-2297	708	31	in	in	ADP
cjrl-2297	708	32	science	science	NOUN
cjrl-2297	708	33	,	,	PUNCT
cjrl-2297	708	34	technology	technology	NOUN
cjrl-2297	708	35	,	,	PUNCT
cjrl-2297	708	36	engineering	engineering	NOUN
cjrl-2297	708	37	,	,	PUNCT
cjrl-2297	708	38	and	and	CCONJ
cjrl-2297	708	39	mathematics	mathematic	NOUN
cjrl-2297	708	40	(	(	PUNCT
cjrl-2297	708	41	stem	stem	NOUN
cjrl-2297	708	42	)	)	PUNCT
cjrl-2297	708	43	fields	field	NOUN
cjrl-2297	708	44	.	.	PUNCT
cjrl-2297	709	1	under	under	ADP
cjrl-2297	709	2	a	a	DET
cjrl-2297	709	3	new	new	ADJ
cjrl-2297	709	4	policy	policy	NOUN
cjrl-2297	709	5	adopted	adopt	VERB
cjrl-2297	709	6	two	two	NUM
cjrl-2297	709	7	years	year	NOUN
cjrl-2297	709	8	ago	ago	ADV
cjrl-2297	709	9	,	,	PUNCT
cjrl-2297	709	10	the	the	DET
cjrl-2297	709	11	u.s	u.s	PROPN
cjrl-2297	709	12	.	.	PROPN
cjrl-2297	709	13	department	department	PROPN
cjrl-2297	709	14	of	of	ADP
cjrl-2297	709	15	education	education	NOUN
cjrl-2297	709	16	began	begin	VERB
cjrl-2297	709	17	denying	deny	VERB
cjrl-2297	709	18	loan	loan	NOUN
cjrl-2297	709	19	requests	request	NOUN
cjrl-2297	709	20	for	for	ADP
cjrl-2297	709	21	parent	parent	NOUN
cjrl-2297	709	22	plus	plus	CCONJ
cjrl-2297	709	23	loans	loan	NOUN
cjrl-2297	709	24	to	to	ADP
cjrl-2297	709	25	any	any	DET
cjrl-2297	709	26	applicant	applicant	NOUN
cjrl-2297	709	27	who	who	PRON
cjrl-2297	709	28	had	have	VERB
cjrl-2297	709	29	a	a	DET
cjrl-2297	709	30	negative	negative	ADJ
cjrl-2297	709	31	report	report	NOUN
cjrl-2297	709	32	on	on	ADP
cjrl-2297	709	33	their	their	PRON
cjrl-2297	709	34	credit	credit	NOUN
cjrl-2297	709	35	history	history	NOUN
cjrl-2297	709	36	for	for	ADP
cjrl-2297	709	37	the	the	DET
cjrl-2297	709	38	last	last	ADJ
cjrl-2297	709	39	five	five	NUM
cjrl-2297	709	40	years	year	NOUN
cjrl-2297	709	41	.	.	PUNCT
cjrl-2297	710	1	parents	parent	NOUN
cjrl-2297	710	2	who	who	PRON
cjrl-2297	710	3	have	have	VERB
cjrl-2297	710	4	credit	credit	NOUN
cjrl-2297	710	5	lines	line	NOUN
cjrl-2297	710	6	reported	report	VERB
cjrl-2297	710	7	as	as	ADP
cjrl-2297	710	8	delinquent	delinquent	ADJ
cjrl-2297	710	9	or	or	CCONJ
cjrl-2297	710	10	settled	settle	VERB
cjrl-2297	710	11	for	for	ADP
cjrl-2297	710	12	less	less	ADJ
cjrl-2297	710	13	than	than	ADP
cjrl-2297	710	14	the	the	DET
cjrl-2297	710	15	amount	amount	NOUN
cjrl-2297	710	16	owed	owe	VERB
cjrl-2297	710	17	—	—	PUNCT
cjrl-2297	710	18	charge	charge	NOUN
cjrl-2297	710	19	-	-	PUNCT
cjrl-2297	710	20	off	off	NOUN
cjrl-2297	710	21	—	—	PUNCT
cjrl-2297	710	22	are	be	AUX
cjrl-2297	710	23	automatically	automatically	ADV
cjrl-2297	710	24	denied	deny	VERB
cjrl-2297	710	25	.	.	PUNCT
cjrl-2297	711	1	the	the	DET
cjrl-2297	711	2	u.s	u.s	PROPN
cjrl-2297	711	3	.	.	PROPN
cjrl-2297	711	4	doe	doe	NOUN
cjrl-2297	711	5	was	be	AUX
cjrl-2297	711	6	criticized	criticize	VERB
cjrl-2297	711	7	for	for	ADP
cjrl-2297	711	8	taking	take	VERB
cjrl-2297	711	9	that	that	DET
cjrl-2297	711	10	action	action	NOUN
cjrl-2297	711	11	without	without	ADP
cjrl-2297	711	12	regard	regard	NOUN
cjrl-2297	711	13	to	to	ADP
cjrl-2297	711	14	its	its	PRON
cjrl-2297	711	15	financial	financial	ADJ
cjrl-2297	711	16	impact	impact	NOUN
cjrl-2297	711	17	and	and	CCONJ
cjrl-2297	711	18	then	then	ADV
cjrl-2297	711	19	giving	give	VERB
cjrl-2297	711	20	affected	affected	ADJ
cjrl-2297	711	21	families	family	NOUN
cjrl-2297	711	22	little	little	ADJ
cjrl-2297	711	23	time	time	NOUN
cjrl-2297	711	24	to	to	PART
cjrl-2297	711	25	make	make	VERB
cjrl-2297	711	26	contingency	contingency	NOUN
cjrl-2297	711	27	plans	plan	NOUN
cjrl-2297	711	28	.	.	PUNCT
cjrl-2297	711	29	”	"	PUNCT
cjrl-2297	712	1	)	)	PUNCT
cjrl-2297	712	2	(	(	PUNCT
cjrl-2297	712	3	documenting	document	VERB
cjrl-2297	712	4	a	a	DET
cjrl-2297	712	5	partnership	partnership	NOUN
cjrl-2297	712	6	between	between	ADP
cjrl-2297	712	7	the	the	DET
cjrl-2297	712	8	naacp	naacp	PROPN
cjrl-2297	712	9	legal	legal	ADJ
cjrl-2297	712	10	defense	defense	NOUN
cjrl-2297	712	11	fund	fund	NOUN
cjrl-2297	712	12	and	and	CCONJ
cjrl-2297	712	13	the	the	DET
cjrl-2297	712	14	uncf	uncf	NOUN
cjrl-2297	712	15	)	)	PUNCT
cjrl-2297	712	16	.	.	PUNCT
cjrl-2297	713	1	234	234	NUM
cjrl-2297	713	2	see	see	VERB
cjrl-2297	713	3	nick	nick	PROPN
cjrl-2297	713	4	anderson	anderson	PROPN
cjrl-2297	713	5	,	,	PUNCT
cjrl-2297	713	6	tighter	tight	ADJ
cjrl-2297	713	7	federal	federal	ADJ
cjrl-2297	713	8	lending	lending	NOUN
cjrl-2297	713	9	standards	standard	NOUN
cjrl-2297	713	10	yield	yield	VERB
cjrl-2297	713	11	turmoil	turmoil	NOUN
cjrl-2297	713	12	for	for	ADP
cjrl-2297	713	13	historically	historically	ADV
cjrl-2297	713	14	black	black	ADJ
cjrl-2297	713	15	colleges	college	NOUN
cjrl-2297	713	16	,	,	PUNCT
cjrl-2297	713	17	washington	washington	PROPN
cjrl-2297	713	18	post	post	PROPN
cjrl-2297	713	19	,	,	PUNCT
cjrl-2297	713	20	june	june	PROPN
cjrl-2297	713	21	22	22	NUM
cjrl-2297	713	22	,	,	PUNCT
cjrl-2297	713	23	2013	2013	NUM
cjrl-2297	713	24	(	(	PUNCT
cjrl-2297	713	25	“	"	PUNCT
cjrl-2297	713	26	an	an	DET
cjrl-2297	713	27	education	education	NOUN
cjrl-2297	713	28	department	department	NOUN
cjrl-2297	713	29	action	action	NOUN
cjrl-2297	713	30	in	in	ADP
cjrl-2297	713	31	october	october	PROPN
cjrl-2297	713	32	2011	2011	NUM
cjrl-2297	713	33	touched	touch	VERB
cjrl-2297	713	34	off	off	ADP
cjrl-2297	713	35	the	the	DET
cjrl-2297	713	36	turmoil	turmoil	NOUN
cjrl-2297	713	37	over	over	ADP
cjrl-2297	713	38	parent	parent	NOUN
cjrl-2297	713	39	loans	loan	NOUN
cjrl-2297	713	40	.	.	PUNCT
cjrl-2297	714	1	at	at	ADP
cjrl-2297	714	2	the	the	DET
cjrl-2297	714	3	time	time	NOUN
cjrl-2297	714	4	,	,	PUNCT
cjrl-2297	714	5	federal	federal	ADJ
cjrl-2297	714	6	officials	official	NOUN
cjrl-2297	714	7	considered	consider	VERB
cjrl-2297	714	8	the	the	DET
cjrl-2297	714	9	matter	matter	NOUN
cjrl-2297	714	10	routine	routine	ADJ
cjrl-2297	714	11	.	.	PUNCT
cjrl-2297	715	1	they	they	PRON
cjrl-2297	715	2	tightened	tighten	VERB
cjrl-2297	715	3	the	the	DET
cjrl-2297	715	4	screening	screening	NOUN
cjrl-2297	715	5	process	process	NOUN
cjrl-2297	715	6	for	for	ADP
cjrl-2297	715	7	loan	loan	NOUN
cjrl-2297	715	8	applications	application	NOUN
cjrl-2297	715	9	to	to	PART
cjrl-2297	715	10	ensure	ensure	VERB
cjrl-2297	715	11	that	that	SCONJ
cjrl-2297	715	12	certain	certain	ADJ
cjrl-2297	715	13	kinds	kind	NOUN
cjrl-2297	715	14	of	of	ADP
cjrl-2297	715	15	unpaid	unpaid	ADJ
cjrl-2297	715	16	debts	debt	NOUN
cjrl-2297	715	17	were	be	AUX
cjrl-2297	715	18	considered	consider	VERB
cjrl-2297	715	19	in	in	ADP
cjrl-2297	715	20	a	a	DET
cjrl-2297	715	21	review	review	NOUN
cjrl-2297	715	22	of	of	ADP
cjrl-2297	715	23	a	a	DET
cjrl-2297	715	24	parent	parent	NOUN
cjrl-2297	715	25	’s	’s	PART
cjrl-2297	715	26	credit	credit	NOUN
cjrl-2297	715	27	record	record	NOUN
cjrl-2297	715	28	.	.	PUNCT
cjrl-2297	716	1	that	that	PRON
cjrl-2297	716	2	made	make	VERB
cjrl-2297	716	3	it	it	PRON
cjrl-2297	716	4	more	more	ADV
cjrl-2297	716	5	likely	likely	ADJ
cjrl-2297	716	6	that	that	SCONJ
cjrl-2297	716	7	some	some	DET
cjrl-2297	716	8	applicants	applicant	NOUN
cjrl-2297	716	9	would	would	AUX
cjrl-2297	716	10	be	be	AUX
cjrl-2297	716	11	deemed	deem	VERB
cjrl-2297	716	12	to	to	PART
cjrl-2297	716	13	have	have	VERB
cjrl-2297	716	14	an	an	DET
cjrl-2297	716	15	‘	'	PUNCT
cjrl-2297	716	16	adverse	adverse	ADJ
cjrl-2297	716	17	credit	credit	NOUN
cjrl-2297	716	18	history	history	NOUN
cjrl-2297	716	19	’	'	PUNCT
cjrl-2297	716	20	and	and	CCONJ
cjrl-2297	716	21	therefore	therefore	ADV
cjrl-2297	716	22	ineligible	ineligible	ADJ
cjrl-2297	716	23	.	.	PUNCT
cjrl-2297	717	1	acting	act	VERB
cjrl-2297	717	2	deputy	deputy	ADJ
cjrl-2297	717	3	education	education	NOUN
cjrl-2297	717	4	secretary	secretary	PROPN
cjrl-2297	717	5	jim	jim	PROPN
cjrl-2297	717	6	shelton	shelton	PROPN
cjrl-2297	717	7	said	say	VERB
cjrl-2297	717	8	the	the	DET
cjrl-2297	717	9	action	action	NOUN
cjrl-2297	717	10	was	be	AUX
cjrl-2297	717	11	taken	take	VERB
cjrl-2297	717	12	by	by	ADP
cjrl-2297	717	13	‘	'	PUNCT
cjrl-2297	717	14	middle	middle	ADJ
cjrl-2297	717	15	management	management	NOUN
cjrl-2297	717	16	’	'	PUNCT
cjrl-2297	717	17	officials	official	NOUN
cjrl-2297	717	18	in	in	ADP
cjrl-2297	717	19	an	an	DET
cjrl-2297	717	20	effort	effort	NOUN
cjrl-2297	717	21	to	to	PART
cjrl-2297	717	22	fix	fix	VERB
cjrl-2297	717	23	what	what	PRON
cjrl-2297	717	24	they	they	PRON
cjrl-2297	717	25	saw	see	VERB
cjrl-2297	717	26	as	as	ADP
cjrl-2297	717	27	‘	'	PUNCT
cjrl-2297	717	28	a	a	DET
cjrl-2297	717	29	glitch	glitch	NOUN
cjrl-2297	717	30	in	in	ADP
cjrl-2297	717	31	the	the	DET
cjrl-2297	717	32	system	system	NOUN
cjrl-2297	717	33	.	.	PUNCT
cjrl-2297	717	34	’	'	PUNCT
cjrl-2297	718	1	he	he	PRON
cjrl-2297	718	2	said	say	VERB
cjrl-2297	718	3	that	that	SCONJ
cjrl-2297	718	4	top	top	ADJ
cjrl-2297	718	5	officials	official	NOUN
cjrl-2297	718	6	did	do	AUX
cjrl-2297	718	7	not	not	PART
cjrl-2297	718	8	review	review	VERB
cjrl-2297	718	9	the	the	DET
cjrl-2297	718	10	decision	decision	NOUN
cjrl-2297	718	11	before	before	SCONJ
cjrl-2297	718	12	it	it	PRON
cjrl-2297	718	13	was	be	AUX
cjrl-2297	718	14	implemented	implement	VERB
cjrl-2297	718	15	,	,	PUNCT
cjrl-2297	718	16	but	but	CCONJ
cjrl-2297	718	17	that	that	SCONJ
cjrl-2297	718	18	the	the	DET
cjrl-2297	718	19	department	department	NOUN
cjrl-2297	718	20	stood	stand	VERB
cjrl-2297	718	21	by	by	ADP
cjrl-2297	718	22	it	it	PRON
cjrl-2297	718	23	as	as	ADV
cjrl-2297	718	24	consistent	consistent	ADJ
cjrl-2297	718	25	with	with	ADP
cjrl-2297	718	26	laws	law	NOUN
cjrl-2297	718	27	and	and	CCONJ
cjrl-2297	718	28	regulations	regulation	NOUN
cjrl-2297	718	29	.	.	PUNCT
cjrl-2297	719	1	2014	2014	NUM
cjrl-2297	719	2	columbia	columbia	PROPN
cjrl-2297	719	3	journal	journal	PROPN
cjrl-2297	719	4	of	of	ADP
cjrl-2297	719	5	race	race	NOUN
cjrl-2297	719	6	and	and	CCONJ
cjrl-2297	719	7	law	law	NOUN
cjrl-2297	719	8	163	163	NUM
cjrl-2297	719	9	enhanced	enhance	VERB
cjrl-2297	719	10	underwriting	underwriting	NOUN
cjrl-2297	719	11	standards	standard	NOUN
cjrl-2297	719	12	cited	cite	VERB
cjrl-2297	719	13	by	by	ADP
cjrl-2297	719	14	the	the	DET
cjrl-2297	719	15	department	department	NOUN
cjrl-2297	719	16	of	of	ADP
cjrl-2297	719	17	education	education	NOUN
cjrl-2297	719	18	for	for	ADP
cjrl-2297	719	19	the	the	DET
cjrl-2297	719	20	awarding	awarding	NOUN
cjrl-2297	719	21	of	of	ADP
cjrl-2297	719	22	federal	federal	ADJ
cjrl-2297	719	23	financial	financial	NOUN
cjrl-2297	719	24	aid,235	aid,235	PRON
cjrl-2297	719	25	the	the	DET
cjrl-2297	719	26	revised	revise	VERB
cjrl-2297	719	27	credit	credit	NOUN
cjrl-2297	719	28	eligibility	eligibility	NOUN
cjrl-2297	719	29	criteria	criterion	NOUN
cjrl-2297	719	30	may	may	AUX
cjrl-2297	719	31	do	do	VERB
cjrl-2297	719	32	little	little	ADJ
cjrl-2297	719	33	to	to	PART
cjrl-2297	719	34	curb	curb	VERB
cjrl-2297	719	35	plus	plus	CCONJ
cjrl-2297	719	36	loan	loan	NOUN
cjrl-2297	719	37	defaults	default	NOUN
cjrl-2297	719	38	,	,	PUNCT
cjrl-2297	719	39	and	and	CCONJ
cjrl-2297	719	40	may	may	AUX
cjrl-2297	719	41	place	place	VERB
cjrl-2297	719	42	small	small	ADJ
cjrl-2297	719	43	colleges	college	NOUN
cjrl-2297	719	44	and	and	CCONJ
cjrl-2297	719	45	universities	university	NOUN
cjrl-2297	719	46	in	in	ADP
cjrl-2297	719	47	danger	danger	NOUN
cjrl-2297	719	48	of	of	ADP
cjrl-2297	719	49	closing	close	VERB
cjrl-2297	719	50	in	in	ADP
cjrl-2297	719	51	underserved	underserved	ADJ
cjrl-2297	719	52	communities.236	communities.236	VERB
cjrl-2297	719	53	the	the	DET
cjrl-2297	719	54	plus	plus	CCONJ
cjrl-2297	719	55	loan	loan	NOUN
cjrl-2297	719	56	debacle	debacle	NOUN
cjrl-2297	719	57	may	may	AUX
cjrl-2297	719	58	also	also	ADV
cjrl-2297	719	59	contribute	contribute	VERB
cjrl-2297	719	60	to	to	ADP
cjrl-2297	719	61	problems	problem	NOUN
cjrl-2297	719	62	concerning	concern	VERB
cjrl-2297	719	63	low	low	ADJ
cjrl-2297	719	64	student	student	NOUN
cjrl-2297	719	65	retention	retention	NOUN
cjrl-2297	719	66	and	and	CCONJ
cjrl-2297	719	67	graduation	graduation	NOUN
cjrl-2297	719	68	rates	rate	NOUN
cjrl-2297	719	69	that	that	PRON
cjrl-2297	719	70	negatively	negatively	ADV
cjrl-2297	719	71	impact	impact	VERB
cjrl-2297	719	72	institutions	institution	NOUN
cjrl-2297	719	73	with	with	ADP
cjrl-2297	719	74	high	high	ADJ
cjrl-2297	719	75	minority	minority	NOUN
cjrl-2297	719	76	enrollment.237	enrollment.237	ADP
cjrl-2297	719	77	the	the	DET
cjrl-2297	719	78	full	full	ADJ
cjrl-2297	719	79	force	force	NOUN
cjrl-2297	719	80	of	of	ADP
cjrl-2297	719	81	the	the	DET
cjrl-2297	719	82	underwriting	underwriting	NOUN
cjrl-2297	719	83	shift	shift	NOUN
cjrl-2297	719	84	began	begin	VERB
cjrl-2297	719	85	to	to	PART
cjrl-2297	719	86	be	be	AUX
cjrl-2297	719	87	felt	feel	VERB
cjrl-2297	719	88	in	in	ADP
cjrl-2297	719	89	the	the	DET
cjrl-2297	719	90	summer	summer	NOUN
cjrl-2297	719	91	of	of	ADP
cjrl-2297	719	92	2012	2012	NUM
cjrl-2297	719	93	,	,	PUNCT
cjrl-2297	719	94	when	when	SCONJ
cjrl-2297	719	95	parents	parent	NOUN
cjrl-2297	719	96	applied	apply	VERB
cjrl-2297	719	97	for	for	ADP
cjrl-2297	719	98	loans	loan	NOUN
cjrl-2297	719	99	for	for	ADP
cjrl-2297	719	100	their	their	PRON
cjrl-2297	719	101	children	child	NOUN
cjrl-2297	719	102	in	in	ADP
cjrl-2297	719	103	advance	advance	NOUN
cjrl-2297	719	104	of	of	ADP
cjrl-2297	719	105	the	the	DET
cjrl-2297	719	106	fall	fall	NOUN
cjrl-2297	719	107	term	term	NOUN
cjrl-2297	719	108	.	.	PUNCT
cjrl-2297	719	109	”	"	PUNCT
cjrl-2297	719	110	)	)	PUNCT
cjrl-2297	719	111	;	;	PUNCT
cjrl-2297	720	1	derek	derek	PROPN
cjrl-2297	720	2	t.	t.	NOUN
cjrl-2297	720	3	dingle	dingle	PROPN
cjrl-2297	720	4	,	,	PUNCT
cjrl-2297	720	5	a	a	DET
cjrl-2297	720	6	new	new	ADJ
cjrl-2297	720	7	curriculum	curriculum	NOUN
cjrl-2297	720	8	for	for	ADP
cjrl-2297	720	9	hbcus	hbcus	ADJ
cjrl-2297	720	10	,	,	PUNCT
cjrl-2297	720	11	black	black	ADJ
cjrl-2297	720	12	enterprise	enterprise	NOUN
cjrl-2297	720	13	,	,	PUNCT
cjrl-2297	720	14	sept	sept	PROPN
cjrl-2297	720	15	.	.	PROPN
cjrl-2297	720	16	2013	2013	NUM
cjrl-2297	720	17	(	(	PUNCT
cjrl-2297	720	18	“	"	PUNCT
cjrl-2297	720	19	the	the	DET
cjrl-2297	720	20	concerns	concern	NOUN
cjrl-2297	721	1	[	[	X
cjrl-2297	721	2	regarding	regard	VERB
cjrl-2297	721	3	credit	credit	NOUN
cjrl-2297	721	4	eligibility	eligibility	NOUN
cjrl-2297	721	5	changes	change	NOUN
cjrl-2297	721	6	to	to	ADP
cjrl-2297	721	7	the	the	DET
cjrl-2297	721	8	plus	plus	ADJ
cjrl-2297	721	9	loan	loan	NOUN
cjrl-2297	721	10	program	program	NOUN
cjrl-2297	721	11	]	]	PUNCT
cjrl-2297	721	12	were	be	AUX
cjrl-2297	721	13	around	around	ADV
cjrl-2297	721	14	two	two	NUM
cjrl-2297	721	15	basic	basic	ADJ
cjrl-2297	721	16	points	point	NOUN
cjrl-2297	721	17	:	:	PUNCT
cjrl-2297	721	18	charge	charge	NOUN
cjrl-2297	721	19	-	-	PUNCT
cjrl-2297	721	20	offs	off	NOUN
cjrl-2297	721	21	and	and	CCONJ
cjrl-2297	721	22	collections	collection	NOUN
cjrl-2297	721	23	.	.	PUNCT
cjrl-2297	722	1	we	we	PRON
cjrl-2297	722	2	did	do	AUX
cjrl-2297	722	3	n’t	not	PART
cjrl-2297	722	4	change	change	VERB
cjrl-2297	722	5	the	the	DET
cjrl-2297	722	6	rules	rule	NOUN
cjrl-2297	722	7	.	.	PUNCT
cjrl-2297	723	1	we	we	PRON
cjrl-2297	723	2	brought	bring	VERB
cjrl-2297	723	3	two	two	NUM
cjrl-2297	723	4	programs	program	NOUN
cjrl-2297	723	5	that	that	PRON
cjrl-2297	723	6	were	be	AUX
cjrl-2297	723	7	operating	operate	VERB
cjrl-2297	723	8	differently	differently	ADV
cjrl-2297	723	9	[	[	X
cjrl-2297	723	10	and	and	CCONJ
cjrl-2297	723	11	]	]	PUNCT
cjrl-2297	723	12	brought	bring	VERB
cjrl-2297	723	13	them	they	PRON
cjrl-2297	723	14	together	together	ADV
cjrl-2297	723	15	to	to	PART
cjrl-2297	723	16	consistently	consistently	ADV
cjrl-2297	723	17	operate	operate	VERB
cjrl-2297	723	18	the	the	DET
cjrl-2297	723	19	same	same	ADJ
cjrl-2297	723	20	way	way	NOUN
cjrl-2297	723	21	.	.	PUNCT
cjrl-2297	723	22	”	"	PUNCT
cjrl-2297	723	23	)	)	PUNCT
cjrl-2297	724	1	(	(	PUNCT
cjrl-2297	724	2	citing	cite	VERB
cjrl-2297	724	3	jim	jim	PROPN
cjrl-2297	724	4	shelton	shelton	PROPN
cjrl-2297	724	5	)	)	PUNCT
cjrl-2297	724	6	;	;	PUNCT
cjrl-2297	724	7	white	white	PROPN
cjrl-2297	724	8	house	house	PROPN
cjrl-2297	724	9	initiative	initiative	NOUN
cjrl-2297	724	10	on	on	ADP
cjrl-2297	724	11	historically	historically	ADV
cjrl-2297	724	12	black	black	ADJ
cjrl-2297	724	13	colleges	college	NOUN
cjrl-2297	724	14	and	and	CCONJ
cjrl-2297	724	15	universities	university	NOUN
cjrl-2297	724	16	,	,	PUNCT
cjrl-2297	724	17	remarks	remark	NOUN
cjrl-2297	724	18	of	of	ADP
cjrl-2297	724	19	u.s	u.s	PROPN
cjrl-2297	724	20	.	.	PROPN
cjrl-2297	724	21	secretary	secretary	PROPN
cjrl-2297	724	22	of	of	ADP
cjrl-2297	724	23	education	education	NOUN
cjrl-2297	724	24	to	to	ADP
cjrl-2297	724	25	the	the	DET
cjrl-2297	724	26	national	national	PROPN
cjrl-2297	724	27	hbcu	hbcu	PROPN
cjrl-2297	724	28	week	week	NOUN
cjrl-2297	724	29	conference	conference	NOUN
cjrl-2297	724	30	:	:	PUNCT
cjrl-2297	724	31	the	the	DET
cjrl-2297	724	32	enduring	enduring	ADJ
cjrl-2297	724	33	and	and	CCONJ
cjrl-2297	724	34	evolving	evolve	VERB
cjrl-2297	724	35	role	role	NOUN
cjrl-2297	724	36	of	of	ADP
cjrl-2297	724	37	hbcus	hbcus	PROPN
cjrl-2297	724	38	(	(	PUNCT
cjrl-2297	724	39	sept	sept	PROPN
cjrl-2297	724	40	.	.	PROPN
cjrl-2297	724	41	26	26	NUM
cjrl-2297	724	42	,	,	PUNCT
cjrl-2297	724	43	2013	2013	NUM
cjrl-2297	724	44	)	)	PUNCT
cjrl-2297	724	45	,	,	PUNCT
cjrl-2297	724	46	http://www.ed.gov/edblogs/whhbcu/2013/09/30/remarksof-u-s-secretary-of-education-to-the-national-hbcu-week-conference-the-enduring-and-evolving-role-of-hbcus/	http://www.ed.gov/edblogs/whhbcu/2013/09/30/remarksof-u-s-secretary-of-education-to-the-national-hbcu-week-conference-the-enduring-and-evolving-role-of-hbcus/	PROPN
cjrl-2297	724	47	(	(	PUNCT
cjrl-2297	724	48	“	"	PUNCT
cjrl-2297	724	49	[	[	PUNCT
cjrl-2297	724	50	s]ome	s]ome	NOUN
cjrl-2297	724	51	have	have	AUX
cjrl-2297	724	52	said	say	VERB
cjrl-2297	724	53	we	we	PRON
cjrl-2297	724	54	are	be	AUX
cjrl-2297	724	55	choosing	choose	VERB
cjrl-2297	724	56	not	not	PART
cjrl-2297	724	57	to	to	PART
cjrl-2297	724	58	reverse	reverse	VERB
cjrl-2297	724	59	the	the	DET
cjrl-2297	724	60	policy	policy	NOUN
cjrl-2297	724	61	because	because	SCONJ
cjrl-2297	724	62	we	we	PRON
cjrl-2297	724	63	do	do	AUX
cjrl-2297	724	64	n’t	not	PART
cjrl-2297	724	65	care	care	VERB
cjrl-2297	724	66	,	,	PUNCT
cjrl-2297	724	67	and	and	CCONJ
cjrl-2297	724	68	nothing	nothing	PRON
cjrl-2297	724	69	—	—	PUNCT
cjrl-2297	724	70	nothing	nothing	PRON
cjrl-2297	724	71	—	—	PUNCT
cjrl-2297	724	72	could	could	AUX
cjrl-2297	724	73	be	be	AUX
cjrl-2297	724	74	further	furth	ADJ
cjrl-2297	724	75	from	from	ADP
cjrl-2297	724	76	the	the	DET
cjrl-2297	724	77	truth	truth	NOUN
cjrl-2297	724	78	.	.	PUNCT
cjrl-2297	725	1	our	our	PRON
cjrl-2297	725	2	department	department	NOUN
cjrl-2297	725	3	is	be	AUX
cjrl-2297	725	4	required	require	VERB
cjrl-2297	725	5	to	to	PART
cjrl-2297	725	6	carry	carry	VERB
cjrl-2297	725	7	out	out	ADP
cjrl-2297	725	8	the	the	DET
cjrl-2297	725	9	law	law	NOUN
cjrl-2297	725	10	as	as	SCONJ
cjrl-2297	725	11	it	it	PRON
cjrl-2297	725	12	was	be	AUX
cjrl-2297	725	13	designed	design	VERB
cjrl-2297	725	14	to	to	PART
cjrl-2297	725	15	protect	protect	VERB
cjrl-2297	725	16	parents	parent	NOUN
cjrl-2297	725	17	and	and	CCONJ
cjrl-2297	725	18	taxpayers	taxpayer	NOUN
cjrl-2297	725	19	against	against	ADP
cjrl-2297	725	20	unaffordable	unaffordable	ADJ
cjrl-2297	725	21	loans	loan	NOUN
cjrl-2297	725	22	.	.	PUNCT
cjrl-2297	725	23	”	"	PUNCT
cjrl-2297	725	24	)	)	PUNCT
cjrl-2297	725	25	.	.	PUNCT
cjrl-2297	726	1	235	235	NUM
cjrl-2297	726	2	see	see	VERB
cjrl-2297	726	3	i	i	PRON
cjrl-2297	726	4	d.	d.	PROPN
cjrl-2297	726	5	236	236	NUM
cjrl-2297	726	6	see	see	VERB
cjrl-2297	726	7	kevin	kevin	PROPN
cjrl-2297	726	8	carey	carey	PROPN
cjrl-2297	726	9	,	,	PUNCT
cjrl-2297	726	10	the	the	DET
cjrl-2297	726	11	federal	federal	ADJ
cjrl-2297	726	12	parent	parent	NOUN
cjrl-2297	726	13	rip	rip	VERB
cjrl-2297	726	14	-	-	PUNCT
cjrl-2297	726	15	off	off	ADP
cjrl-2297	726	16	loan	loan	NOUN
cjrl-2297	726	17	,	,	PUNCT
cjrl-2297	726	18	chron	chron	NOUN
cjrl-2297	726	19	.	.	PUNCT
cjrl-2297	727	1	of	of	ADP
cjrl-2297	727	2	higher	high	ADJ
cjrl-2297	727	3	educ	educ	NOUN
cjrl-2297	727	4	.	.	PUNCT
cjrl-2297	728	1	,	,	PUNCT
cjrl-2297	728	2	june	june	PROPN
cjrl-2297	728	3	3	3	NUM
cjrl-2297	728	4	,	,	PUNCT
cjrl-2297	728	5	2013	2013	NUM
cjrl-2297	728	6	(	(	PUNCT
cjrl-2297	728	7	“	"	PUNCT
cjrl-2297	728	8	in	in	ADP
cjrl-2297	728	9	the	the	DET
cjrl-2297	728	10	long	long	ADJ
cjrl-2297	728	11	run	run	NOUN
cjrl-2297	728	12	,	,	PUNCT
cjrl-2297	728	13	state	state	NOUN
cjrl-2297	728	14	and	and	CCONJ
cjrl-2297	728	15	federal	federal	ADJ
cjrl-2297	728	16	governments	government	NOUN
cjrl-2297	728	17	should	should	AUX
cjrl-2297	728	18	together	together	ADV
cjrl-2297	728	19	develop	develop	VERB
cjrl-2297	728	20	a	a	DET
cjrl-2297	728	21	comprehensive	comprehensive	ADJ
cjrl-2297	728	22	rescue	rescue	NOUN
cjrl-2297	728	23	-	-	PUNCT
cjrl-2297	728	24	and	and	CCONJ
cjrl-2297	728	25	-	-	PUNCT
cjrl-2297	728	26	investment	investment	NOUN
cjrl-2297	728	27	plan	plan	NOUN
cjrl-2297	728	28	for	for	ADP
cjrl-2297	728	29	the	the	DET
cjrl-2297	728	30	nation	nation	NOUN
cjrl-2297	728	31	's	's	PART
cjrl-2297	728	32	struggling	struggle	VERB
cjrl-2297	728	33	colleges	college	NOUN
cjrl-2297	728	34	,	,	PUNCT
cjrl-2297	728	35	particularly	particularly	ADV
cjrl-2297	728	36	those	those	PRON
cjrl-2297	728	37	with	with	ADP
cjrl-2297	728	38	a	a	DET
cjrl-2297	728	39	mission	mission	NOUN
cjrl-2297	728	40	to	to	PART
cjrl-2297	728	41	serve	serve	VERB
cjrl-2297	728	42	first	first	ADJ
cjrl-2297	728	43	-	-	PUNCT
cjrl-2297	728	44	generation	generation	NOUN
cjrl-2297	728	45	and	and	CCONJ
cjrl-2297	728	46	minority	minority	NOUN
cjrl-2297	728	47	students	student	NOUN
cjrl-2297	728	48	.	.	PUNCT
cjrl-2297	729	1	those	those	DET
cjrl-2297	729	2	institutions	institution	NOUN
cjrl-2297	729	3	have	have	VERB
cjrl-2297	729	4	missions	mission	NOUN
cjrl-2297	729	5	and	and	CCONJ
cjrl-2297	729	6	traditions	tradition	NOUN
cjrl-2297	729	7	woven	weave	VERB
cjrl-2297	729	8	deep	deep	ADV
cjrl-2297	729	9	into	into	ADP
cjrl-2297	729	10	the	the	DET
cjrl-2297	729	11	fabric	fabric	NOUN
cjrl-2297	729	12	of	of	ADP
cjrl-2297	729	13	american	american	ADJ
cjrl-2297	729	14	learning	learning	PROPN
cjrl-2297	729	15	.	.	PUNCT
cjrl-2297	730	1	they	they	PRON
cjrl-2297	730	2	have	have	AUX
cjrl-2297	730	3	been	be	AUX
cjrl-2297	730	4	left	leave	VERB
cjrl-2297	730	5	to	to	PART
cjrl-2297	730	6	struggle	struggle	VERB
cjrl-2297	730	7	in	in	ADP
cjrl-2297	730	8	the	the	DET
cjrl-2297	730	9	financial	financial	ADJ
cjrl-2297	730	10	wilderness	wilderness	NOUN
cjrl-2297	730	11	,	,	PUNCT
cjrl-2297	730	12	with	with	SCONJ
cjrl-2297	730	13	some	some	PRON
cjrl-2297	730	14	of	of	ADP
cjrl-2297	730	15	the	the	DET
cjrl-2297	730	16	most	most	ADV
cjrl-2297	730	17	vulnerable	vulnerable	ADJ
cjrl-2297	730	18	being	be	AUX
cjrl-2297	730	19	snapped	snap	VERB
cjrl-2297	730	20	up	up	ADP
cjrl-2297	730	21	by	by	ADP
cjrl-2297	730	22	for	for	ADP
cjrl-2297	730	23	-	-	PUNCT
cjrl-2297	730	24	profit	profit	NOUN
cjrl-2297	730	25	colleges	college	NOUN
cjrl-2297	730	26	and	and	CCONJ
cjrl-2297	730	27	used	use	VERB
cjrl-2297	730	28	for	for	ADP
cjrl-2297	730	29	their	their	PRON
cjrl-2297	730	30	accreditation	accreditation	NOUN
cjrl-2297	730	31	status	status	NOUN
cjrl-2297	730	32	like	like	ADP
cjrl-2297	730	33	so	so	ADV
cjrl-2297	730	34	many	many	ADJ
cjrl-2297	730	35	tear	tear	NOUN
cjrl-2297	730	36	-	-	PUNCT
cjrl-2297	730	37	down	down	ADP
cjrl-2297	730	38	houses	house	NOUN
cjrl-2297	730	39	.	.	PUNCT
cjrl-2297	731	1	the	the	DET
cjrl-2297	731	2	government	government	NOUN
cjrl-2297	731	3	should	should	AUX
cjrl-2297	731	4	provide	provide	VERB
cjrl-2297	731	5	more	more	ADJ
cjrl-2297	731	6	financial	financial	ADJ
cjrl-2297	731	7	aid	aid	NOUN
cjrl-2297	731	8	,	,	PUNCT
cjrl-2297	731	9	both	both	PRON
cjrl-2297	731	10	to	to	ADP
cjrl-2297	731	11	students	student	NOUN
cjrl-2297	731	12	and	and	CCONJ
cjrl-2297	731	13	directly	directly	ADV
cjrl-2297	731	14	to	to	ADP
cjrl-2297	731	15	institutions	institution	NOUN
cjrl-2297	731	16	,	,	PUNCT
cjrl-2297	731	17	for	for	ADP
cjrl-2297	731	18	colleges	college	NOUN
cjrl-2297	731	19	that	that	PRON
cjrl-2297	731	20	serve	serve	VERB
cjrl-2297	731	21	a	a	DET
cjrl-2297	731	22	high	high	ADJ
cjrl-2297	731	23	percentage	percentage	NOUN
cjrl-2297	731	24	of	of	ADP
cjrl-2297	731	25	low	low	ADJ
cjrl-2297	731	26	-	-	PUNCT
cjrl-2297	731	27	income	income	NOUN
cjrl-2297	731	28	students	student	NOUN
cjrl-2297	731	29	,	,	PUNCT
cjrl-2297	731	30	in	in	ADP
cjrl-2297	731	31	exchange	exchange	NOUN
cjrl-2297	731	32	for	for	ADP
cjrl-2297	731	33	a	a	DET
cjrl-2297	731	34	commitment	commitment	NOUN
cjrl-2297	731	35	to	to	ADP
cjrl-2297	731	36	meeting	meet	VERB
cjrl-2297	731	37	high	high	ADJ
cjrl-2297	731	38	standards	standard	NOUN
cjrl-2297	731	39	of	of	ADP
cjrl-2297	731	40	academic	academic	ADJ
cjrl-2297	731	41	excellence	excellence	NOUN
cjrl-2297	731	42	.	.	PUNCT
cjrl-2297	731	43	”	"	PUNCT
cjrl-2297	731	44	)	)	PUNCT
cjrl-2297	731	45	;	;	PUNCT
cjrl-2297	731	46	rachel	rachel	PROPN
cjrl-2297	731	47	fishman	fishman	PROPN
cjrl-2297	731	48	,	,	PUNCT
cjrl-2297	731	49	voices	voice	NOUN
cjrl-2297	731	50	from	from	ADP
cjrl-2297	731	51	the	the	DET
cjrl-2297	731	52	front	front	ADJ
cjrl-2297	731	53	lines	line	NOUN
cjrl-2297	731	54	of	of	ADP
cjrl-2297	731	55	the	the	DET
cjrl-2297	731	56	hbcu	hbcu	NOUN
cjrl-2297	731	57	plus	plus	CCONJ
cjrl-2297	731	58	loan	loan	NOUN
cjrl-2297	731	59	crisis	crisis	NOUN
cjrl-2297	731	60	,	,	PUNCT
cjrl-2297	731	61	higher	high	ADJ
cjrl-2297	731	62	ed	ed	PROPN
cjrl-2297	731	63	watch	watch	PROPN
cjrl-2297	731	64	,	,	PUNCT
cjrl-2297	731	65	new	new	PROPN
cjrl-2297	731	66	america	america	PROPN
cjrl-2297	731	67	foundation	foundation	PROPN
cjrl-2297	731	68	,	,	PUNCT
cjrl-2297	731	69	june	june	PROPN
cjrl-2297	731	70	19	19	NUM
cjrl-2297	731	71	,	,	PUNCT
cjrl-2297	731	72	2013	2013	NUM
cjrl-2297	731	73	,	,	PUNCT
cjrl-2297	731	74	http://higheredwatch.new	http://higheredwatch.new	PROPN
cjrl-2297	731	75	america.net/blogposts/2013/voices_from_the_front_lines_of_the_hbcu_plus_loan_crisis-86339	america.net/blogposts/2013/voices_from_the_front_lines_of_the_hbcu_plus_loan_crisis-86339	PROPN
cjrl-2297	731	76	(	(	PUNCT
cjrl-2297	731	77	“	"	PUNCT
cjrl-2297	731	78	[	[	X
cjrl-2297	731	79	n]ot	n]ot	NOUN
cjrl-2297	731	80	only	only	ADV
cjrl-2297	731	81	did	do	AUX
cjrl-2297	731	82	the	the	DET
cjrl-2297	731	83	plus	plus	ADJ
cjrl-2297	731	84	loan	loan	NOUN
cjrl-2297	731	85	change	change	NOUN
cjrl-2297	731	86	inhibit	inhibit	VERB
cjrl-2297	731	87	access	access	NOUN
cjrl-2297	731	88	to	to	ADP
cjrl-2297	731	89	college	college	NOUN
cjrl-2297	731	90	for	for	ADP
cjrl-2297	731	91	low	low	ADJ
cjrl-2297	731	92	-	-	PUNCT
cjrl-2297	731	93	income	income	NOUN
cjrl-2297	731	94	students	student	NOUN
cjrl-2297	731	95	,	,	PUNCT
cjrl-2297	731	96	but	but	CCONJ
cjrl-2297	731	97	it	it	PRON
cjrl-2297	731	98	also	also	ADV
cjrl-2297	731	99	caused	cause	VERB
cjrl-2297	731	100	institutions	institution	NOUN
cjrl-2297	731	101	to	to	PART
cjrl-2297	731	102	lose	lose	VERB
cjrl-2297	731	103	millions	million	NOUN
cjrl-2297	731	104	of	of	ADP
cjrl-2297	731	105	dollars	dollar	NOUN
cjrl-2297	731	106	in	in	ADP
cjrl-2297	731	107	revenue	revenue	NOUN
cjrl-2297	731	108	.	.	PUNCT
cjrl-2297	731	109	”	"	PUNCT
cjrl-2297	731	110	)	)	PUNCT
cjrl-2297	731	111	.	.	PUNCT
cjrl-2297	732	1	237	237	NUM
cjrl-2297	732	2	see	see	VERB
cjrl-2297	732	3	derek	derek	PROPN
cjrl-2297	732	4	t.	t.	PROPN
cjrl-2297	732	5	dingle	dingle	PROPN
cjrl-2297	732	6	,	,	PUNCT
cjrl-2297	732	7	a	a	DET
cjrl-2297	732	8	new	new	ADJ
cjrl-2297	732	9	curriculum	curriculum	NOUN
cjrl-2297	732	10	for	for	ADP
cjrl-2297	732	11	hbcus	hbcus	ADJ
cjrl-2297	732	12	,	,	PUNCT
cjrl-2297	732	13	black	black	ADJ
cjrl-2297	732	14	enterprise	enterprise	NOUN
cjrl-2297	732	15	,	,	PUNCT
cjrl-2297	732	16	sept	sept	PROPN
cjrl-2297	732	17	.	.	PROPN
cjrl-2297	732	18	2013	2013	NUM
cjrl-2297	732	19	;	;	PUNCT
cjrl-2297	732	20	see	see	VERB
cjrl-2297	732	21	generally	generally	ADV
cjrl-2297	732	22	white	white	PROPN
cjrl-2297	732	23	house	house	PROPN
cjrl-2297	732	24	initiative	initiative	NOUN
cjrl-2297	732	25	on	on	ADP
cjrl-2297	732	26	historically	historically	ADV
cjrl-2297	732	27	black	black	ADJ
cjrl-2297	732	28	colleges	college	NOUN
cjrl-2297	732	29	and	and	CCONJ
cjrl-2297	732	30	universities	university	NOUN
cjrl-2297	732	31	,	,	PUNCT
cjrl-2297	732	32	remarks	remark	NOUN
cjrl-2297	732	33	of	of	ADP
cjrl-2297	732	34	u.s	u.s	PROPN
cjrl-2297	732	35	.	.	PROPN
cjrl-2297	732	36	secretary	secretary	PROPN
cjrl-2297	732	37	of	of	ADP
cjrl-2297	732	38	education	education	NOUN
cjrl-2297	732	39	to	to	ADP
cjrl-2297	732	40	the	the	DET
cjrl-2297	732	41	national	national	PROPN
cjrl-2297	732	42	hbcu	hbcu	PROPN
cjrl-2297	732	43	week	week	NOUN
cjrl-2297	732	44	conference	conference	NOUN
cjrl-2297	732	45	:	:	PUNCT
cjrl-2297	732	46	the	the	DET
cjrl-2297	732	47	enduring	enduring	ADJ
cjrl-2297	732	48	and	and	CCONJ
cjrl-2297	732	49	evolving	evolve	VERB
cjrl-2297	732	50	role	role	NOUN
cjrl-2297	732	51	of	of	ADP
cjrl-2297	732	52	hbcus	hbcus	PROPN
cjrl-2297	732	53	(	(	PUNCT
cjrl-2297	732	54	sept	sept	PROPN
cjrl-2297	732	55	.	.	PROPN
cjrl-2297	732	56	26	26	NUM
cjrl-2297	732	57	,	,	PUNCT
cjrl-2297	732	58	2013	2013	NUM
cjrl-2297	732	59	)	)	PUNCT
cjrl-2297	732	60	,	,	PUNCT
cjrl-2297	732	61	http://www.ed.gov/edblogs/whhbcu/2013/09/30/	http://www.ed.gov/edblogs/whhbcu/2013/09/30/	PROPN
cjrl-2297	732	62	remarks	remark	VERB
cjrl-2297	732	63	-	-	PUNCT
cjrl-2297	732	64	of	of	ADP
cjrl-2297	732	65	-	-	PUNCT
cjrl-2297	732	66	u	u	NOUN
cjrl-2297	732	67	-	-	ADJ
cjrl-2297	732	68	s	s	NOUN
cjrl-2297	732	69	-	-	PUNCT
cjrl-2297	732	70	secretary	secretary	NOUN
cjrl-2297	732	71	-	-	PUNCT
cjrl-2297	732	72	of	of	ADP
cjrl-2297	732	73	-	-	PUNCT
cjrl-2297	732	74	education	education	NOUN
cjrl-2297	732	75	-	-	PUNCT
cjrl-2297	732	76	to	to	ADP
cjrl-2297	732	77	-	-	PUNCT
cjrl-2297	732	78	the	the	DET
cjrl-2297	732	79	-	-	PUNCT
cjrl-2297	732	80	national	national	ADJ
cjrl-2297	732	81	-	-	PUNCT
cjrl-2297	732	82	hbcu	hbcu	NOUN
cjrl-2297	732	83	-	-	PUNCT
cjrl-2297	732	84	week	week	NOUN
cjrl-2297	732	85	-	-	PUNCT
cjrl-2297	732	86	conference	conference	NOUN
cjrl-2297	732	87	-	-	PUNCT
cjrl-2297	732	88	the	the	PRON
cjrl-2297	732	89	-	-	PUNCT
cjrl-2297	732	90	enduring	endure	VERB
cjrl-2297	732	91	-	-	PUNCT
cjrl-2297	732	92	and	and	CCONJ
cjrl-2297	732	93	-	-	PUNCT
cjrl-2297	732	94	evolving	evolve	VERB
cjrl-2297	732	95	-	-	PUNCT
cjrl-2297	732	96	role	role	NOUN
cjrl-2297	732	97	-	-	PUNCT
cjrl-2297	732	98	of	of	ADP
cjrl-2297	732	99	-	-	PUNCT
cjrl-2297	732	100	hbcus/	hbcus/	PROPN
cjrl-2297	732	101	(	(	PUNCT
cjrl-2297	732	102	“	"	PUNCT
cjrl-2297	732	103	i	i	PRON
cjrl-2297	733	1	[	[	X
cjrl-2297	733	2	arne	arne	ADJ
cjrl-2297	733	3	duncan	duncan	PROPN
cjrl-2297	733	4	]	]	PUNCT
cjrl-2297	733	5	am	be	AUX
cjrl-2297	733	6	not	not	PART
cjrl-2297	733	7	satisfied	satisfied	ADJ
cjrl-2297	733	8	with	with	ADP
cjrl-2297	733	9	the	the	DET
cjrl-2297	733	10	way	way	NOUN
cjrl-2297	733	11	we	we	PRON
cjrl-2297	733	12	[	[	X
cjrl-2297	733	13	u.s	u.s	PROPN
cjrl-2297	733	14	.	.	PROPN
cjrl-2297	733	15	department	department	PROPN
cjrl-2297	733	16	of	of	ADP
cjrl-2297	733	17	education	education	PROPN
cjrl-2297	733	18	]	]	PUNCT
cjrl-2297	733	19	handled	handle	VERB
cjrl-2297	733	20	the	the	DET
cjrl-2297	733	21	updating	updating	NOUN
cjrl-2297	733	22	and	and	CCONJ
cjrl-2297	733	23	changes	change	NOUN
cjrl-2297	733	24	to	to	ADP
cjrl-2297	733	25	the	the	DET
cjrl-2297	733	26	plus	plus	ADJ
cjrl-2297	733	27	loans	loan	NOUN
cjrl-2297	733	28	program	program	NOUN
cjrl-2297	733	29	.	.	PUNCT
cjrl-2297	733	30	.	.	PUNCT
cjrl-2297	733	31	.	.	PUNCT
cjrl-2297	734	1	.	.	PUNCT
cjrl-2297	735	1	we	we	PRON
cjrl-2297	735	2	could	could	AUX
cjrl-2297	735	3	have	have	VERB
cjrl-2297	735	4	and	and	CCONJ
cjrl-2297	735	5	should	should	AUX
cjrl-2297	735	6	have	have	AUX
cjrl-2297	735	7	handled	handle	VERB
cjrl-2297	735	8	the	the	DET
cjrl-2297	735	9	process	process	NOUN
cjrl-2297	735	10	better	well	ADV
cjrl-2297	735	11	.	.	PUNCT
cjrl-2297	736	1	communications	communication	NOUN
cjrl-2297	736	2	internally	internally	ADV
cjrl-2297	736	3	and	and	CCONJ
cjrl-2297	736	4	externally	externally	ADV
cjrl-2297	736	5	was	be	AUX
cjrl-2297	736	6	poor	poor	ADJ
cjrl-2297	736	7	,	,	PUNCT
cjrl-2297	736	8	and	and	CCONJ
cjrl-2297	736	9	i	i	PRON
cjrl-2297	736	10	apologize	apologize	VERB
cjrl-2297	736	11	for	for	ADP
cjrl-2297	736	12	that	that	PRON
cjrl-2297	736	13	,	,	PUNCT
cjrl-2297	736	14	and	and	CCONJ
cjrl-2297	736	15	for	for	ADP
cjrl-2297	736	16	the	the	DET
cjrl-2297	736	17	real	real	ADJ
cjrl-2297	736	18	impact	impact	NOUN
cjrl-2297	736	19	it	it	PRON
cjrl-2297	736	20	has	have	AUX
cjrl-2297	736	21	had	have	VERB
cjrl-2297	736	22	.	.	PUNCT
cjrl-2297	737	1	that	that	PRON
cjrl-2297	737	2	’s	’	VERB
cjrl-2297	737	3	why	why	SCONJ
cjrl-2297	737	4	we	we	PRON
cjrl-2297	737	5	’ve	’ve	AUX
cjrl-2297	737	6	announced	announce	VERB
cjrl-2297	737	7	that	that	SCONJ
cjrl-2297	737	8	we	we	PRON
cjrl-2297	737	9	will	will	AUX
cjrl-2297	737	10	initiate	initiate	VERB
cjrl-2297	737	11	a	a	DET
cjrl-2297	737	12	new	new	ADJ
cjrl-2297	737	13	rule	rule	NOUN
cjrl-2297	737	14	-	-	PUNCT
cjrl-2297	737	15	making	make	VERB
cjrl-2297	737	16	process	process	NOUN
cjrl-2297	737	17	on	on	ADP
cjrl-2297	737	18	this	this	DET
cjrl-2297	737	19	issue	issue	NOUN
cjrl-2297	737	20	early	early	ADV
cjrl-2297	737	21	next	next	ADJ
cjrl-2297	737	22	year	year	NOUN
cjrl-2297	737	23	.	.	PUNCT
cjrl-2297	737	24	”	"	PUNCT
cjrl-2297	737	25	)	)	PUNCT
cjrl-2297	737	26	;	;	PUNCT
cjrl-2297	737	27	kevin	kevin	PROPN
cjrl-2297	737	28	carey	carey	PROPN
cjrl-2297	737	29	,	,	PUNCT
cjrl-2297	737	30	the	the	DET
cjrl-2297	737	31	federal	federal	ADJ
cjrl-2297	737	32	parent	parent	NOUN
cjrl-2297	737	33	rip	rip	VERB
cjrl-2297	737	34	-	-	PUNCT
cjrl-2297	737	35	off	off	ADP
cjrl-2297	737	36	loan	loan	NOUN
cjrl-2297	737	37	,	,	PUNCT
cjrl-2297	737	38	chron	chron	NOUN
cjrl-2297	737	39	.	.	PUNCT
cjrl-2297	737	40	of	of	ADP
cjrl-2297	737	41	higher	high	ADJ
cjrl-2297	737	42	educ	educ	NOUN
cjrl-2297	737	43	.	.	PUNCT
cjrl-2297	737	44	,	,	PUNCT
cjrl-2297	737	45	june	june	PROPN
cjrl-2297	737	46	3	3	NUM
cjrl-2297	737	47	,	,	PUNCT
cjrl-2297	737	48	2013	2013	NUM
cjrl-2297	737	49	(	(	PUNCT
cjrl-2297	737	50	“	"	PUNCT
cjrl-2297	737	51	the	the	DET
cjrl-2297	737	52	government	government	NOUN
cjrl-2297	737	53	saved	save	VERB
cjrl-2297	737	54	the	the	DET
cjrl-2297	737	55	housing	housing	NOUN
cjrl-2297	737	56	market	market	NOUN
cjrl-2297	737	57	,	,	PUNCT
cjrl-2297	737	58	saved	save	VERB
cjrl-2297	737	59	the	the	DET
cjrl-2297	737	60	automotive	automotive	ADJ
cjrl-2297	737	61	and	and	CCONJ
cjrl-2297	737	62	banking	banking	NOUN
cjrl-2297	737	63	industries	industry	NOUN
cjrl-2297	737	64	,	,	PUNCT
cjrl-2297	737	65	and	and	CCONJ
cjrl-2297	737	66	now	now	ADV
cjrl-2297	737	67	has	have	VERB
cjrl-2297	737	68	a	a	DET
cjrl-2297	737	69	chance	chance	NOUN
cjrl-2297	737	70	to	to	PART
cjrl-2297	737	71	save	save	VERB
cjrl-2297	737	72	the	the	DET
cjrl-2297	737	73	future	future	NOUN
cjrl-2297	737	74	of	of	ADP
cjrl-2297	737	75	the	the	DET
cjrl-2297	737	76	american	american	PROPN
cjrl-2297	737	77	workforce	workforce	PROPN
cjrl-2297	737	78	.	.	PUNCT
cjrl-2297	738	1	a	a	DET
cjrl-2297	738	2	sizable	sizable	ADJ
cjrl-2297	738	3	percentage	percentage	NOUN
cjrl-2297	738	4	of	of	ADP
cjrl-2297	738	5	that	that	DET
cjrl-2297	738	6	workforce	workforce	NOUN
cjrl-2297	738	7	will	will	AUX
cjrl-2297	738	8	be	be	AUX
cjrl-2297	738	9	living	live	VERB
cjrl-2297	738	10	and	and	CCONJ
cjrl-2297	738	11	working	work	VERB
cjrl-2297	738	12	in	in	ADP
cjrl-2297	738	13	black	black	ADJ
cjrl-2297	738	14	communities	community	NOUN
cjrl-2297	738	15	,	,	PUNCT
cjrl-2297	738	16	and	and	CCONJ
cjrl-2297	738	17	addressing	address	VERB
cjrl-2297	738	18	problems	problem	NOUN
cjrl-2297	738	19	of	of	ADP
cjrl-2297	738	20	accessibility	accessibility	NOUN
cjrl-2297	738	21	for	for	ADP
cjrl-2297	738	22	hbcu	hbcu	NOUN
cjrl-2297	738	23	education	education	NOUN
cjrl-2297	738	24	directly	directly	ADV
cjrl-2297	738	25	benefits	benefit	VERB
cjrl-2297	738	26	those	those	DET
cjrl-2297	738	27	communities	community	NOUN
cjrl-2297	738	28	which	which	PRON
cjrl-2297	738	29	need	need	VERB
cjrl-2297	738	30	it	it	PRON
cjrl-2297	738	31	most	most	ADV
cjrl-2297	738	32	.	.	PUNCT
cjrl-2297	738	33	”	"	PUNCT
cjrl-2297	738	34	)	)	PUNCT
cjrl-2297	738	35	;	;	PUNCT
cjrl-2297	738	36	john	john	PROPN
cjrl-2297	738	37	michael	michael	PROPN
cjrl-2297	738	38	lee	lee	PROPN
cjrl-2297	738	39	,	,	PUNCT
cjrl-2297	738	40	jr	jr	PROPN
cjrl-2297	738	41	.	.	PROPN
cjrl-2297	738	42	and	and	CCONJ
cjrl-2297	738	43	samaad	samaad	PROPN
cjrl-2297	738	44	wes	wes	PROPN
cjrl-2297	738	45	keys	key	NOUN
cjrl-2297	738	46	,	,	PUNCT
cjrl-2297	738	47	impact	impact	NOUN
cjrl-2297	738	48	of	of	ADP
cjrl-2297	738	49	parent	parent	NOUN
cjrl-2297	738	50	plus	plus	CCONJ
cjrl-2297	738	51	loan	loan	NOUN
cjrl-2297	738	52	changes	change	NOUN
cjrl-2297	738	53	on	on	ADP
cjrl-2297	738	54	historically	historically	ADV
cjrl-2297	738	55	black	black	ADJ
cjrl-2297	738	56	colleges	college	NOUN
cjrl-2297	738	57	and	and	CCONJ
cjrl-2297	738	58	universities	university	NOUN
cjrl-2297	738	59	,	,	PUNCT
cjrl-2297	738	60	fact	fact	NOUN
cjrl-2297	738	61	sheet	sheet	NOUN
cjrl-2297	738	62	,	,	PUNCT
cjrl-2297	738	63	association	association	NOUN
cjrl-2297	738	64	of	of	ADP
cjrl-2297	738	65	public	public	ADJ
cjrl-2297	738	66	and	and	CCONJ
cjrl-2297	738	67	landgrant	landgrant	ADJ
cjrl-2297	738	68	universities	university	NOUN
cjrl-2297	738	69	(	(	PUNCT
cjrl-2297	738	70	aug	aug	PROPN
cjrl-2297	738	71	.	.	PROPN
cjrl-2297	738	72	2013	2013	NUM
cjrl-2297	738	73	)	)	PUNCT
cjrl-2297	738	74	,	,	PUNCT
cjrl-2297	738	75	http://www.aplu.org/document.doc?id=4746	http://www.aplu.org/document.doc?id=4746	X
cjrl-2297	738	76	.	.	PUNCT
cjrl-2297	739	1	see	see	VERB
cjrl-2297	739	2	generally	generally	ADV
cjrl-2297	739	3	u.s	u.s	PROPN
cjrl-2297	739	4	.	.	PROPN
cjrl-2297	739	5	house	house	PROPN
cjrl-2297	739	6	of	of	ADP
cjrl-2297	739	7	representatives	representatives	PROPN
cjrl-2297	739	8	,	,	PUNCT
cjrl-2297	739	9	committee	committee	NOUN
cjrl-2297	739	10	on	on	ADP
cjrl-2297	739	11	education	education	NOUN
cjrl-2297	739	12	and	and	CCONJ
cjrl-2297	739	13	the	the	DET
cjrl-2297	739	14	workforce	workforce	NOUN
cjrl-2297	739	15	,	,	PUNCT
cjrl-2297	739	16	keeping	keep	VERB
cjrl-2297	739	17	college	college	NOUN
cjrl-2297	739	18	within	within	ADP
cjrl-2297	739	19	reach	reach	NOUN
cjrl-2297	739	20	:	:	PUNCT
cjrl-2297	739	21	the	the	DET
cjrl-2297	739	22	role	role	NOUN
cjrl-2297	739	23	of	of	ADP
cjrl-2297	739	24	federal	federal	ADJ
cjrl-2297	739	25	student	student	NOUN
cjrl-2297	739	26	aid	aid	NOUN
cjrl-2297	739	27	programs	program	NOUN
cjrl-2297	739	28	,	,	PUNCT
cjrl-2297	739	29	hearing	hear	VERB
cjrl-2297	739	30	at	at	ADP
cjrl-2297	739	31	2	2	NUM
cjrl-2297	739	32	–	–	SYM
cjrl-2297	739	33	3	3	NUM
cjrl-2297	739	34	,	,	PUNCT
cjrl-2297	739	35	april	april	PROPN
cjrl-2297	739	36	16	16	NUM
cjrl-2297	739	37	,	,	PUNCT
cjrl-2297	739	38	2013	2013	NUM
cjrl-2297	739	39	,	,	PUNCT
cjrl-2297	739	40	http://www.gpo.gov/fdsys/pkg/chrg-113hhrg80339/pdf/chrg113hhrg80339.pdf	http://www.gpo.gov/fdsys/pkg/chrg-113hhrg80339/pdf/chrg113hhrg80339.pdf	PROPN
cjrl-2297	739	41	,	,	PUNCT
cjrl-2297	739	42	(	(	PUNCT
cjrl-2297	739	43	“	"	PUNCT
cjrl-2297	739	44	[	[	X
cjrl-2297	739	45	w]e	w]e	NOUN
cjrl-2297	739	46	must	must	AUX
cjrl-2297	739	47	also	also	ADV
cjrl-2297	739	48	be	be	AUX
cjrl-2297	739	49	mindful	mindful	ADJ
cjrl-2297	739	50	of	of	ADP
cjrl-2297	739	51	the	the	DET
cjrl-2297	739	52	consequences	consequence	NOUN
cjrl-2297	739	53	that	that	PRON
cjrl-2297	739	54	could	could	AUX
cjrl-2297	739	55	come	come	VERB
cjrl-2297	739	56	with	with	ADP
cjrl-2297	739	57	expanding	expand	VERB
cjrl-2297	739	58	the	the	DET
cjrl-2297	739	59	federal	federal	ADJ
cjrl-2297	739	60	government	government	NOUN
cjrl-2297	739	61	’s	’s	PART
cjrl-2297	739	62	role	role	NOUN
cjrl-2297	739	63	in	in	ADP
cjrl-2297	739	64	the	the	DET
cjrl-2297	739	65	allocation	allocation	NOUN
cjrl-2297	739	66	of	of	ADP
cjrl-2297	739	67	financial	financial	ADJ
cjrl-2297	739	68	aid	aid	NOUN
cjrl-2297	739	69	.	.	PUNCT
cjrl-2297	740	1	federal	federal	ADJ
cjrl-2297	740	2	financial	financial	ADJ
cjrl-2297	740	3	aid	aid	NOUN
cjrl-2297	740	4	programs	program	NOUN
cjrl-2297	740	5	intended	intend	VERB
cjrl-2297	740	6	to	to	PART
cjrl-2297	740	7	help	help	VERB
cjrl-2297	740	8	low	low	ADJ
cjrl-2297	740	9	-	-	PUNCT
cjrl-2297	740	10	income	income	NOUN
cjrl-2297	740	11	americans	americans	PROPN
cjrl-2297	740	12	pay	pay	VERB
cjrl-2297	740	13	for	for	ADP
cjrl-2297	740	14	college	college	NOUN
cjrl-2297	740	15	should	should	AUX
cjrl-2297	740	16	never	never	ADV
cjrl-2297	740	17	be	be	AUX
cjrl-2297	740	18	used	use	VERB
cjrl-2297	740	19	as	as	ADP
cjrl-2297	740	20	bargaining	bargaining	NOUN
cjrl-2297	740	21	chips	chip	NOUN
cjrl-2297	740	22	to	to	PART
cjrl-2297	740	23	impose	impose	VERB
cjrl-2297	740	24	federal	federal	ADJ
cjrl-2297	740	25	price	price	NOUN
cjrl-2297	740	26	controls	control	NOUN
cjrl-2297	740	27	,	,	PUNCT
cjrl-2297	740	28	nor	nor	CCONJ
cjrl-2297	740	29	should	should	AUX
cjrl-2297	740	30	we	we	PRON
cjrl-2297	740	31	take	take	VERB
cjrl-2297	740	32	any	any	DET
cjrl-2297	740	33	action	action	NOUN
cjrl-2297	740	34	that	that	PRON
cjrl-2297	740	35	could	could	AUX
cjrl-2297	740	36	limit	limit	VERB
cjrl-2297	740	37	students	student	NOUN
cjrl-2297	740	38	’	'	PUNCT
cjrl-2297	740	39	ability	ability	NOUN
cjrl-2297	740	40	to	to	PART
cjrl-2297	740	41	choose	choose	VERB
cjrl-2297	740	42	the	the	DET
cjrl-2297	740	43	institution	institution	NOUN
cjrl-2297	740	44	that	that	PRON
cjrl-2297	740	45	best	good	ADJ
cjrl-2297	740	46	suits	suit	VERB
cjrl-2297	740	47	their	their	PRON
cjrl-2297	740	48	needs	need	NOUN
cjrl-2297	740	49	.	.	PUNCT
cjrl-2297	740	50	”	"	PUNCT
cjrl-2297	740	51	)	)	PUNCT
cjrl-2297	740	52	.	.	PUNCT
cjrl-2297	741	1	foreclosures	foreclosure	NOUN
cjrl-2297	741	2	and	and	CCONJ
cjrl-2297	741	3	financial	financial	ADJ
cjrl-2297	741	4	aid	aid	NOUN
cjrl-2297	741	5	vol	vol	NOUN
cjrl-2297	741	6	.	.	PUNCT
cjrl-2297	741	7	4:2	4:2	NUM
cjrl-2297	741	8	164	164	NUM
cjrl-2297	741	9	parent	parent	NOUN
cjrl-2297	741	10	plus	plus	CCONJ
cjrl-2297	741	11	loans	loan	NOUN
cjrl-2297	741	12	immediately	immediately	ADV
cjrl-2297	741	13	enter	enter	VERB
cjrl-2297	741	14	repayment	repayment	NOUN
cjrl-2297	741	15	status	status	NOUN
cjrl-2297	741	16	upon	upon	SCONJ
cjrl-2297	741	17	disbursement.238	disbursement.238	NOUN
cjrl-2297	741	18	while	while	SCONJ
cjrl-2297	741	19	in	in	ADP
cjrl-2297	741	20	-	-	PUNCT
cjrl-2297	741	21	school	school	NOUN
cjrl-2297	741	22	deferments	deferment	NOUN
cjrl-2297	741	23	are	be	AUX
cjrl-2297	741	24	permitted	permit	VERB
cjrl-2297	741	25	for	for	ADP
cjrl-2297	741	26	plus	plus	CCONJ
cjrl-2297	741	27	loans	loan	NOUN
cjrl-2297	741	28	,	,	PUNCT
cjrl-2297	741	29	interest	interest	NOUN
cjrl-2297	741	30	continues	continue	VERB
cjrl-2297	741	31	to	to	PART
cjrl-2297	741	32	accrue	accrue	VERB
cjrl-2297	741	33	during	during	ADP
cjrl-2297	741	34	any	any	DET
cjrl-2297	741	35	deferment	deferment	NOUN
cjrl-2297	741	36	of	of	ADP
cjrl-2297	741	37	grace	grace	NOUN
cjrl-2297	741	38	period.239	period.239	NOUN
cjrl-2297	741	39	families	family	NOUN
cjrl-2297	741	40	in	in	ADP
cjrl-2297	741	41	need	need	NOUN
cjrl-2297	741	42	could	could	AUX
cjrl-2297	741	43	benefit	benefit	VERB
cjrl-2297	741	44	from	from	ADP
cjrl-2297	741	45	an	an	DET
cjrl-2297	741	46	interest	interest	NOUN
cjrl-2297	741	47	-	-	PUNCT
cjrl-2297	741	48	free	free	ADJ
cjrl-2297	741	49	deferment	deferment	NOUN
cjrl-2297	741	50	and	and	CCONJ
cjrl-2297	741	51	grace	grace	NOUN
cjrl-2297	741	52	period	period	NOUN
cjrl-2297	741	53	while	while	SCONJ
cjrl-2297	741	54	enrolled	enrol	VERB
cjrl-2297	741	55	in	in	ADP
cjrl-2297	741	56	school	school	NOUN
cjrl-2297	741	57	,	,	PUNCT
cjrl-2297	741	58	and	and	CCONJ
cjrl-2297	741	59	for	for	ADP
cjrl-2297	741	60	a	a	DET
cjrl-2297	741	61	limited	limited	ADJ
cjrl-2297	741	62	time	time	NOUN
cjrl-2297	741	63	after	after	SCONJ
cjrl-2297	741	64	graduation	graduation	NOUN
cjrl-2297	741	65	to	to	PART
cjrl-2297	741	66	provide	provide	VERB
cjrl-2297	741	67	an	an	DET
cjrl-2297	741	68	opportunity	opportunity	NOUN
cjrl-2297	741	69	for	for	ADP
cjrl-2297	741	70	economic	economic	ADJ
cjrl-2297	741	71	stability	stability	NOUN
cjrl-2297	741	72	before	before	SCONJ
cjrl-2297	741	73	payment	payment	NOUN
cjrl-2297	741	74	is	be	AUX
cjrl-2297	741	75	due.240	due.240	NOUN
cjrl-2297	741	76	further	far	ADV
cjrl-2297	741	77	,	,	PUNCT
cjrl-2297	741	78	the	the	DET
cjrl-2297	741	79	interest	interest	NOUN
cjrl-2297	741	80	rate	rate	NOUN
cjrl-2297	741	81	on	on	ADP
cjrl-2297	741	82	plus	plus	CCONJ
cjrl-2297	741	83	loans	loan	NOUN
cjrl-2297	741	84	is	be	AUX
cjrl-2297	741	85	variable	variable	ADJ
cjrl-2297	741	86	,	,	PUNCT
cjrl-2297	741	87	as	as	SCONJ
cjrl-2297	741	88	it	it	PRON
cjrl-2297	741	89	is	be	AUX
cjrl-2297	741	90	annually	annually	ADV
cjrl-2297	741	91	adjusted	adjust	VERB
cjrl-2297	741	92	on	on	ADP
cjrl-2297	741	93	july	july	PROPN
cjrl-2297	741	94	1st.241	1st.241	NUM
cjrl-2297	741	95	while	while	SCONJ
cjrl-2297	741	96	the	the	DET
cjrl-2297	741	97	plus	plus	NOUN
cjrl-2297	741	98	loan	loan	NOUN
cjrl-2297	741	99	rate	rate	NOUN
cjrl-2297	741	100	was	be	AUX
cjrl-2297	741	101	set	set	VERB
cjrl-2297	741	102	at	at	ADP
cjrl-2297	741	103	6.14	6.14	NUM
cjrl-2297	741	104	%	%	NOUN
cjrl-2297	741	105	as	as	ADP
cjrl-2297	741	106	a	a	DET
cjrl-2297	741	107	result	result	NOUN
cjrl-2297	741	108	of	of	ADP
cjrl-2297	741	109	the	the	DET
cjrl-2297	741	110	bipartisan	bipartisan	ADJ
cjrl-2297	741	111	student	student	NOUN
cjrl-2297	741	112	loan	loan	NOUN
cjrl-2297	741	113	certainty	certainty	PROPN
cjrl-2297	741	114	act	act	PROPN
cjrl-2297	741	115	signed	sign	VERB
cjrl-2297	741	116	into	into	ADP
cjrl-2297	741	117	law	law	NOUN
cjrl-2297	741	118	august	august	PROPN
cjrl-2297	741	119	of	of	ADP
cjrl-2297	741	120	2013	2013	NUM
cjrl-2297	741	121	,	,	PUNCT
cjrl-2297	741	122	it	it	PRON
cjrl-2297	741	123	may	may	AUX
cjrl-2297	741	124	increase.242	increase.242	PROPN
cjrl-2297	741	125	perhaps	perhaps	ADV
cjrl-2297	741	126	the	the	DET
cjrl-2297	741	127	interest	interest	NOUN
cjrl-2297	741	128	on	on	ADP
cjrl-2297	741	129	federal	federal	ADJ
cjrl-2297	741	130	plus	plus	CCONJ
cjrl-2297	741	131	loans	loan	NOUN
cjrl-2297	741	132	administered	administer	VERB
cjrl-2297	741	133	under	under	ADP
cjrl-2297	741	134	the	the	DET
cjrl-2297	741	135	enhanced	enhance	VERB
cjrl-2297	741	136	direct	direct	ADJ
cjrl-2297	741	137	loan	loan	NOUN
cjrl-2297	741	138	program	program	NOUN
cjrl-2297	741	139	should	should	AUX
cjrl-2297	741	140	be	be	AUX
cjrl-2297	741	141	fixed	fix	VERB
cjrl-2297	741	142	to	to	PART
cjrl-2297	741	143	provide	provide	VERB
cjrl-2297	741	144	a	a	DET
cjrl-2297	741	145	degree	degree	NOUN
cjrl-2297	741	146	of	of	ADP
cjrl-2297	741	147	relief	relief	NOUN
cjrl-2297	741	148	for	for	ADP
cjrl-2297	741	149	student	student	NOUN
cjrl-2297	741	150	loan	loan	NOUN
cjrl-2297	741	151	borrowers.243	borrowers.243	VERB
cjrl-2297	741	152	a	a	DET
cjrl-2297	741	153	permanent	permanent	ADJ
cjrl-2297	741	154	extension	extension	NOUN
cjrl-2297	741	155	of	of	ADP
cjrl-2297	741	156	the	the	DET
cjrl-2297	741	157	lower	low	ADJ
cjrl-2297	741	158	interest	interest	NOUN
cjrl-2297	741	159	rate	rate	NOUN
cjrl-2297	741	160	in	in	ADP
cjrl-2297	741	161	effect	effect	NOUN
cjrl-2297	741	162	on	on	ADP
cjrl-2297	741	163	plus	plus	CCONJ
cjrl-2297	741	164	loans	loan	NOUN
cjrl-2297	741	165	disbursed	disburse	VERB
cjrl-2297	741	166	from	from	ADP
cjrl-2297	741	167	july	july	PROPN
cjrl-2297	741	168	1	1	NUM
cjrl-2297	741	169	,	,	PUNCT
cjrl-2297	741	170	2013	2013	NUM
cjrl-2297	741	171	through	through	ADP
cjrl-2297	741	172	june	june	PROPN
cjrl-2297	741	173	30	30	NUM
cjrl-2297	741	174	,	,	PUNCT
cjrl-2297	741	175	2014	2014	NUM
cjrl-2297	741	176	could	could	AUX
cjrl-2297	741	177	permit	permit	VERB
cjrl-2297	741	178	further	further	ADJ
cjrl-2297	741	179	stabilization	stabilization	NOUN
cjrl-2297	741	180	for	for	ADP
cjrl-2297	741	181	borrowers	borrower	NOUN
cjrl-2297	741	182	who	who	PRON
cjrl-2297	741	183	are	be	AUX
cjrl-2297	741	184	still	still	ADV
cjrl-2297	741	185	in	in	ADP
cjrl-2297	741	186	financial	financial	ADJ
cjrl-2297	741	187	distress	distress	NOUN
cjrl-2297	741	188	from	from	ADP
cjrl-2297	741	189	the	the	DET
cjrl-2297	741	190	prolonged	prolonged	ADJ
cjrl-2297	741	191	and	and	CCONJ
cjrl-2297	741	192	severe	severe	ADJ
cjrl-2297	741	193	economic	economic	ADJ
cjrl-2297	741	194	downturn.244	downturn.244	NOUN
cjrl-2297	741	195	parent	parent	NOUN
cjrl-2297	741	196	plus	plus	CCONJ
cjrl-2297	741	197	loan	loan	NOUN
cjrl-2297	741	198	borrowers	borrower	NOUN
cjrl-2297	741	199	are	be	AUX
cjrl-2297	741	200	currently	currently	ADV
cjrl-2297	741	201	ineligible	ineligible	ADJ
cjrl-2297	741	202	for	for	ADP
cjrl-2297	741	203	ibr	ibr	PROPN
cjrl-2297	741	204	and	and	CCONJ
cjrl-2297	741	205	icr	icr	PROPN
cjrl-2297	741	206	alternative	alternative	ADJ
cjrl-2297	741	207	repayment	repayment	NOUN
cjrl-2297	741	208	plans	plan	NOUN
cjrl-2297	741	209	,	,	PUNCT
cjrl-2297	741	210	although	although	SCONJ
cjrl-2297	741	211	the	the	DET
cjrl-2297	741	212	student	student	NOUN
cjrl-2297	741	213	loan	loan	NOUN
cjrl-2297	741	214	borrower	borrower	NOUN
cjrl-2297	741	215	bill	bill	NOUN
cjrl-2297	741	216	of	of	ADP
cjrl-2297	741	217	rights	right	NOUN
cjrl-2297	741	218	proposes	propose	VERB
cjrl-2297	741	219	their	their	PRON
cjrl-2297	741	220	inclusion.245	inclusion.245	PROPN
cjrl-2297	741	221	further	far	ADV
cjrl-2297	741	222	,	,	PUNCT
cjrl-2297	741	223	any	any	DET
cjrl-2297	741	224	238	238	NUM
cjrl-2297	741	225	see	see	VERB
cjrl-2297	741	226	u.s	u.s	PROPN
cjrl-2297	741	227	.	.	PROPN
cjrl-2297	741	228	dept	dept	PROPN
cjrl-2297	741	229	.	.	PROPN
cjrl-2297	742	1	of	of	ADP
cjrl-2297	742	2	educ	educ	PROPN
cjrl-2297	742	3	.	.	PUNCT
cjrl-2297	742	4	,	,	PUNCT
cjrl-2297	742	5	plus	plus	CCONJ
cjrl-2297	742	6	loans	loan	NOUN
cjrl-2297	742	7	,	,	PUNCT
cjrl-2297	742	8	http://studentaid.ed.gov/types/loans/plus	http://studentaid.ed.gov/types/loans/plus	PRON
cjrl-2297	742	9	;	;	PUNCT
cjrl-2297	742	10	u.s	u.s	PROPN
cjrl-2297	742	11	.	.	PROPN
cjrl-2297	742	12	dept	dept	PROPN
cjrl-2297	742	13	.	.	PROPN
cjrl-2297	743	1	of	of	ADP
cjrl-2297	743	2	educ	educ	PROPN
cjrl-2297	743	3	.	.	PUNCT
cjrl-2297	744	1	,	,	PUNCT
cjrl-2297	744	2	parents	parent	NOUN
cjrl-2297	744	3	,	,	PUNCT
cjrl-2297	744	4	http://www.direct.ed.gov/parentrepay.html	http://www.direct.ed.gov/parentrepay.html	NUM
cjrl-2297	744	5	.	.	PUNCT
cjrl-2297	745	1	239	239	NUM
cjrl-2297	745	2	see	see	VERB
cjrl-2297	745	3	u.s	u.s	PROPN
cjrl-2297	745	4	.	.	PROPN
cjrl-2297	745	5	dept	dept	PROPN
cjrl-2297	745	6	.	.	PROPN
cjrl-2297	746	1	of	of	ADP
cjrl-2297	746	2	educ	educ	PROPN
cjrl-2297	746	3	.	.	PUNCT
cjrl-2297	746	4	,	,	PUNCT
cjrl-2297	746	5	plus	plus	CCONJ
cjrl-2297	746	6	loans	loan	NOUN
cjrl-2297	746	7	,	,	PUNCT
cjrl-2297	746	8	http://studentaid.ed.gov/types/loans/plus	http://studentaid.ed.gov/types/loans/plus	PRON
cjrl-2297	746	9	;	;	PUNCT
cjrl-2297	746	10	u.s	u.s	PROPN
cjrl-2297	746	11	.	.	PROPN
cjrl-2297	746	12	dept	dept	PROPN
cjrl-2297	746	13	.	.	PROPN
cjrl-2297	747	1	of	of	ADP
cjrl-2297	747	2	educ	educ	PROPN
cjrl-2297	747	3	.	.	PUNCT
cjrl-2297	748	1	,	,	PUNCT
cjrl-2297	748	2	parents	parent	NOUN
cjrl-2297	748	3	,	,	PUNCT
cjrl-2297	748	4	http://www.direct.ed.gov/parentrepay.html	http://www.direct.ed.gov/parentrepay.html	NUM
cjrl-2297	748	5	;	;	PUNCT
cjrl-2297	748	6	u.s	u.s	PROPN
cjrl-2297	748	7	.	.	PROPN
cjrl-2297	748	8	dept	dept	PROPN
cjrl-2297	748	9	.	.	PROPN
cjrl-2297	749	1	of	of	ADP
cjrl-2297	749	2	educ	educ	PROPN
cjrl-2297	749	3	.	.	PUNCT
cjrl-2297	750	1	,	,	PUNCT
cjrl-2297	750	2	deferment	deferment	NOUN
cjrl-2297	750	3	and	and	CCONJ
cjrl-2297	750	4	forbearance	forbearance	NOUN
cjrl-2297	750	5	,	,	PUNCT
cjrl-2297	750	6	http://student	http://student	NOUN
cjrl-2297	750	7	aid.ed.gov/repay-loans/deferment-forbearance	aid.ed.gov/repay-loans/deferment-forbearance	NOUN
cjrl-2297	750	8	.	.	PUNCT
cjrl-2297	751	1	240	240	NUM
cjrl-2297	751	2	see	see	VERB
cjrl-2297	751	3	generally	generally	ADV
cjrl-2297	751	4	student	student	NOUN
cjrl-2297	751	5	loan	loan	NOUN
cjrl-2297	751	6	borrower	borrower	NOUN
cjrl-2297	751	7	assistance	assistance	NOUN
cjrl-2297	751	8	,	,	PUNCT
cjrl-2297	751	9	grace	grace	NOUN
cjrl-2297	751	10	periods	period	NOUN
cjrl-2297	751	11	,	,	PUNCT
cjrl-2297	751	12	http://www.studentloanborrowerassistance	http://www.studentloanborrowerassistance	NOUN
cjrl-2297	751	13	.	.	PUNCT
cjrl-2297	752	1	org	org	ADJ
cjrl-2297	752	2	/	/	SYM
cjrl-2297	752	3	repayment	repayment	NOUN
cjrl-2297	752	4	/	/	SYM
cjrl-2297	752	5	postponing	postponing	NOUN
cjrl-2297	752	6	-	-	PUNCT
cjrl-2297	752	7	repayment	repayment	NOUN
cjrl-2297	752	8	/	/	SYM
cjrl-2297	752	9	grace	grace	NOUN
cjrl-2297	752	10	-	-	PUNCT
cjrl-2297	752	11	periods/	periods/	NUM
cjrl-2297	752	12	;	;	PUNCT
cjrl-2297	752	13	finaid	finaid	ADJ
cjrl-2297	752	14	,	,	PUNCT
cjrl-2297	752	15	benefits	benefit	NOUN
cjrl-2297	752	16	of	of	ADP
cjrl-2297	752	17	paying	pay	VERB
cjrl-2297	752	18	the	the	DET
cjrl-2297	752	19	interest	interest	NOUN
cjrl-2297	752	20	on	on	ADP
cjrl-2297	752	21	student	student	NOUN
cjrl-2297	752	22	loans	loan	NOUN
cjrl-2297	752	23	during	during	ADP
cjrl-2297	752	24	the	the	DET
cjrl-2297	752	25	in	in	ADP
cjrl-2297	752	26	-	-	PUNCT
cjrl-2297	752	27	school	school	NOUN
cjrl-2297	752	28	and	and	CCONJ
cjrl-2297	752	29	grace	grace	NOUN
cjrl-2297	752	30	periods	period	NOUN
cjrl-2297	752	31	,	,	PUNCT
cjrl-2297	752	32	http://www.finaid.org/loans/negativeamortization.phtml	http://www.finaid.org/loans/negativeamortization.phtml	X
cjrl-2297	752	33	.	.	PUNCT
cjrl-2297	753	1	241	241	NUM
cjrl-2297	753	2	see	see	VERB
cjrl-2297	753	3	u.s	u.s	PROPN
cjrl-2297	753	4	.	.	PROPN
cjrl-2297	753	5	dept	dept	PROPN
cjrl-2297	753	6	.	.	PROPN
cjrl-2297	754	1	of	of	ADP
cjrl-2297	754	2	educ	educ	PROPN
cjrl-2297	754	3	.	.	PUNCT
cjrl-2297	755	1	,	,	PUNCT
cjrl-2297	755	2	understand	understand	VERB
cjrl-2297	755	3	how	how	SCONJ
cjrl-2297	755	4	interest	interest	NOUN
cjrl-2297	755	5	is	be	AUX
cjrl-2297	755	6	calculated	calculate	VERB
cjrl-2297	755	7	and	and	CCONJ
cjrl-2297	755	8	the	the	DET
cjrl-2297	755	9	fees	fee	NOUN
cjrl-2297	755	10	associated	associate	VERB
cjrl-2297	755	11	with	with	ADP
cjrl-2297	755	12	your	your	PRON
cjrl-2297	755	13	federal	federal	ADJ
cjrl-2297	755	14	student	student	NOUN
cjrl-2297	755	15	loan	loan	NOUN
cjrl-2297	755	16	,	,	PUNCT
cjrl-2297	755	17	federal	federal	ADJ
cjrl-2297	755	18	student	student	NOUN
cjrl-2297	755	19	aid	aid	NOUN
cjrl-2297	755	20	,	,	PUNCT
cjrl-2297	755	21	http://studentaid.ed.gov/types/loans/interest-rates	http://studentaid.ed.gov/types/loans/interest-rate	NOUN
cjrl-2297	755	22	;	;	PUNCT
cjrl-2297	755	23	mark	mark	PROPN
cjrl-2297	755	24	kantrowitz	kantrowitz	PROPN
cjrl-2297	755	25	,	,	PUNCT
cjrl-2297	755	26	interest	interest	NOUN
cjrl-2297	755	27	rates	rate	NOUN
cjrl-2297	755	28	on	on	ADP
cjrl-2297	755	29	the	the	DET
cjrl-2297	755	30	federal	federal	ADJ
cjrl-2297	755	31	plus	plus	CCONJ
cjrl-2297	755	32	loan	loan	NOUN
cjrl-2297	755	33	,	,	PUNCT
cjrl-2297	755	34	parentplusloan.com	parentplusloan.com	X
cjrl-2297	755	35	,	,	PUNCT
cjrl-2297	755	36	http://www.parentplusloan.com/plus-loans/plus-loan-interestrate.php	http://www.parentplusloan.com/plus-loans/plus-loan-interestrate.php	PROPN
cjrl-2297	755	37	(	(	PUNCT
cjrl-2297	755	38	“	"	PUNCT
cjrl-2297	755	39	the	the	DET
cjrl-2297	755	40	new	new	ADJ
cjrl-2297	755	41	rates	rate	NOUN
cjrl-2297	755	42	for	for	ADP
cjrl-2297	755	43	2013	2013	NUM
cjrl-2297	755	44	-	-	SYM
cjrl-2297	755	45	2014	2014	NUM
cjrl-2297	755	46	were	be	AUX
cjrl-2297	755	47	retroactive	retroactive	ADJ
cjrl-2297	755	48	,	,	PUNCT
cjrl-2297	755	49	effective	effective	ADJ
cjrl-2297	755	50	for	for	ADP
cjrl-2297	755	51	all	all	DET
cjrl-2297	755	52	loans	loan	NOUN
cjrl-2297	755	53	disbursed	disburse	VERB
cjrl-2297	755	54	on	on	ADP
cjrl-2297	755	55	or	or	CCONJ
cjrl-2297	755	56	after	after	ADP
cjrl-2297	755	57	july	july	PROPN
cjrl-2297	755	58	1	1	NUM
cjrl-2297	755	59	,	,	PUNCT
cjrl-2297	755	60	2013	2013	NUM
cjrl-2297	755	61	.	.	PUNCT
cjrl-2297	756	1	the	the	DET
cjrl-2297	756	2	interest	interest	NOUN
cjrl-2297	756	3	rates	rate	NOUN
cjrl-2297	756	4	on	on	ADP
cjrl-2297	756	5	new	new	ADJ
cjrl-2297	756	6	loans	loan	NOUN
cjrl-2297	756	7	are	be	AUX
cjrl-2297	756	8	still	still	ADV
cjrl-2297	756	9	fixed	fix	VERB
cjrl-2297	756	10	for	for	ADP
cjrl-2297	756	11	the	the	DET
cjrl-2297	756	12	life	life	NOUN
cjrl-2297	756	13	of	of	ADP
cjrl-2297	756	14	the	the	DET
cjrl-2297	756	15	loan	loan	NOUN
cjrl-2297	756	16	;	;	PUNCT
cjrl-2297	756	17	however	however	ADV
cjrl-2297	756	18	,	,	PUNCT
cjrl-2297	756	19	the	the	DET
cjrl-2297	756	20	each	each	DET
cjrl-2297	756	21	year	year	NOUN
cjrl-2297	756	22	's	's	PART
cjrl-2297	756	23	new	new	ADJ
cjrl-2297	756	24	loans	loan	NOUN
cjrl-2297	756	25	will	will	AUX
cjrl-2297	756	26	have	have	VERB
cjrl-2297	756	27	different	different	ADJ
cjrl-2297	756	28	fixed	fix	VERB
cjrl-2297	756	29	rates	rate	NOUN
cjrl-2297	756	30	,	,	PUNCT
cjrl-2297	756	31	based	base	VERB
cjrl-2297	756	32	on	on	ADP
cjrl-2297	756	33	current	current	ADJ
cjrl-2297	756	34	market	market	NOUN
cjrl-2297	756	35	rates	rate	NOUN
cjrl-2297	756	36	.	.	PUNCT
cjrl-2297	757	1	the	the	DET
cjrl-2297	757	2	interest	interest	NOUN
cjrl-2297	757	3	rates	rate	NOUN
cjrl-2297	757	4	on	on	ADP
cjrl-2297	757	5	new	new	ADJ
cjrl-2297	757	6	federal	federal	ADJ
cjrl-2297	757	7	plus	plus	CCONJ
cjrl-2297	757	8	loans	loan	NOUN
cjrl-2297	757	9	in	in	ADP
cjrl-2297	757	10	subsequent	subsequent	ADJ
cjrl-2297	757	11	years	year	NOUN
cjrl-2297	757	12	will	will	AUX
cjrl-2297	757	13	change	change	VERB
cjrl-2297	757	14	each	each	DET
cjrl-2297	757	15	july	july	PROPN
cjrl-2297	757	16	1	1	NUM
cjrl-2297	757	17	based	base	VERB
cjrl-2297	757	18	on	on	ADP
cjrl-2297	757	19	the	the	DET
cjrl-2297	757	20	yield	yield	NOUN
cjrl-2297	757	21	of	of	ADP
cjrl-2297	757	22	the	the	DET
cjrl-2297	757	23	last	last	ADJ
cjrl-2297	757	24	10	10	NUM
cjrl-2297	757	25	-	-	PUNCT
cjrl-2297	757	26	year	year	NOUN
cjrl-2297	757	27	treasury	treasury	NOUN
cjrl-2297	757	28	auction	auction	NOUN
cjrl-2297	757	29	in	in	ADP
cjrl-2297	757	30	may	may	PROPN
cjrl-2297	757	31	.	.	PUNCT
cjrl-2297	757	32	”	"	PUNCT
cjrl-2297	757	33	)	)	PUNCT
cjrl-2297	757	34	(	(	PUNCT
cjrl-2297	757	35	referencing	reference	VERB
cjrl-2297	757	36	the	the	DET
cjrl-2297	757	37	bipartisan	bipartisan	ADJ
cjrl-2297	757	38	student	student	NOUN
cjrl-2297	757	39	loan	loan	NOUN
cjrl-2297	757	40	certainty	certainty	PROPN
cjrl-2297	757	41	act	act	NOUN
cjrl-2297	757	42	of	of	ADP
cjrl-2297	757	43	2013	2013	NUM
cjrl-2297	757	44	)	)	PUNCT
cjrl-2297	757	45	;	;	PUNCT
cjrl-2297	757	46	see	see	VERB
cjrl-2297	757	47	also	also	ADV
cjrl-2297	757	48	kevin	kevin	PROPN
cjrl-2297	757	49	carey	carey	PROPN
cjrl-2297	757	50	,	,	PUNCT
cjrl-2297	757	51	the	the	DET
cjrl-2297	757	52	federal	federal	ADJ
cjrl-2297	757	53	parent	parent	NOUN
cjrl-2297	757	54	rip	rip	VERB
cjrl-2297	757	55	-	-	PUNCT
cjrl-2297	757	56	off	off	ADP
cjrl-2297	757	57	loan	loan	NOUN
cjrl-2297	757	58	,	,	PUNCT
cjrl-2297	757	59	chron	chron	NOUN
cjrl-2297	757	60	.	.	PUNCT
cjrl-2297	758	1	of	of	ADP
cjrl-2297	758	2	higher	high	ADJ
cjrl-2297	758	3	educ	educ	NOUN
cjrl-2297	758	4	.	.	PUNCT
cjrl-2297	759	1	,	,	PUNCT
cjrl-2297	759	2	june	june	PROPN
cjrl-2297	759	3	3	3	NUM
cjrl-2297	759	4	,	,	PUNCT
cjrl-2297	759	5	2013	2013	NUM
cjrl-2297	759	6	(	(	PUNCT
cjrl-2297	759	7	“	"	PUNCT
cjrl-2297	759	8	parent	parent	NOUN
cjrl-2297	759	9	plus	plus	CCONJ
cjrl-2297	759	10	loans	loan	NOUN
cjrl-2297	759	11	are	be	AUX
cjrl-2297	759	12	the	the	DET
cjrl-2297	759	13	worst	bad	ADJ
cjrl-2297	759	14	federal	federal	ADJ
cjrl-2297	759	15	loans	loan	NOUN
cjrl-2297	759	16	out	out	ADV
cjrl-2297	759	17	there	there	ADV
cjrl-2297	759	18	.	.	PUNCT
cjrl-2297	760	1	they	they	PRON
cjrl-2297	760	2	come	come	VERB
cjrl-2297	760	3	at	at	ADP
cjrl-2297	760	4	a	a	DET
cjrl-2297	760	5	high	high	ADJ
cjrl-2297	760	6	interest	interest	NOUN
cjrl-2297	760	7	rate	rate	NOUN
cjrl-2297	760	8	,	,	PUNCT
cjrl-2297	760	9	7.9	7.9	NUM
cjrl-2297	760	10	percent	percent	NOUN
cjrl-2297	760	11	,	,	PUNCT
cjrl-2297	760	12	which	which	PRON
cjrl-2297	760	13	is	be	AUX
cjrl-2297	760	14	closer	close	ADJ
cjrl-2297	760	15	to	to	PART
cjrl-2297	760	16	9.0	9.0	NUM
cjrl-2297	760	17	percent	percent	NOUN
cjrl-2297	760	18	after	after	ADP
cjrl-2297	760	19	accounting	account	VERB
cjrl-2297	760	20	for	for	ADP
cjrl-2297	760	21	origination	origination	NOUN
cjrl-2297	760	22	fees	fee	NOUN
cjrl-2297	760	23	.	.	PUNCT
cjrl-2297	761	1	unlike	unlike	ADP
cjrl-2297	761	2	student	student	NOUN
cjrl-2297	761	3	loans	loan	NOUN
cjrl-2297	761	4	,	,	PUNCT
cjrl-2297	761	5	they	they	PRON
cjrl-2297	761	6	ca	can	AUX
cjrl-2297	761	7	n't	not	PART
cjrl-2297	761	8	be	be	AUX
cjrl-2297	761	9	deferred	defer	VERB
cjrl-2297	761	10	after	after	ADP
cjrl-2297	761	11	graduation	graduation	NOUN
cjrl-2297	761	12	.	.	PUNCT
cjrl-2297	762	1	nor	nor	CCONJ
cjrl-2297	762	2	can	can	AUX
cjrl-2297	762	3	parents	parent	NOUN
cjrl-2297	762	4	use	use	VERB
cjrl-2297	762	5	the	the	DET
cjrl-2297	762	6	federal	federal	ADJ
cjrl-2297	762	7	income	income	NOUN
cjrl-2297	762	8	-	-	PUNCT
cjrl-2297	762	9	based	base	VERB
cjrl-2297	762	10	repayment	repayment	NOUN
cjrl-2297	762	11	program	program	NOUN
cjrl-2297	762	12	,	,	PUNCT
cjrl-2297	762	13	which	which	PRON
cjrl-2297	762	14	limits	limit	VERB
cjrl-2297	762	15	loan	loan	NOUN
cjrl-2297	762	16	payments	payment	NOUN
cjrl-2297	762	17	to	to	ADP
cjrl-2297	762	18	10	10	NUM
cjrl-2297	762	19	percent	percent	NOUN
cjrl-2297	762	20	of	of	ADP
cjrl-2297	762	21	income	income	NOUN
cjrl-2297	762	22	and	and	CCONJ
cjrl-2297	762	23	forgives	forgive	VERB
cjrl-2297	762	24	remaining	remain	VERB
cjrl-2297	762	25	debt	debt	NOUN
cjrl-2297	762	26	after	after	ADP
cjrl-2297	762	27	20	20	NUM
cjrl-2297	762	28	years	year	NOUN
cjrl-2297	762	29	.	.	PUNCT
cjrl-2297	762	30	”	"	PUNCT
cjrl-2297	762	31	)	)	PUNCT
cjrl-2297	762	32	.	.	PUNCT
cjrl-2297	763	1	242	242	NUM
cjrl-2297	763	2	see	see	VERB
cjrl-2297	763	3	u.s	u.s	PROPN
cjrl-2297	763	4	.	.	PROPN
cjrl-2297	763	5	dept	dept	PROPN
cjrl-2297	763	6	.	.	PROPN
cjrl-2297	764	1	of	of	ADP
cjrl-2297	764	2	educ	educ	PROPN
cjrl-2297	764	3	.	.	PUNCT
cjrl-2297	764	4	,	,	PUNCT
cjrl-2297	764	5	supra	supra	PROPN
cjrl-2297	764	6	note	note	PROPN
cjrl-2297	764	7	241	241	NUM
cjrl-2297	764	8	;	;	PUNCT
cjrl-2297	764	9	bipartisan	bipartisan	ADJ
cjrl-2297	764	10	student	student	NOUN
cjrl-2297	764	11	loan	loan	NOUN
cjrl-2297	764	12	certainty	certainty	PROPN
cjrl-2297	764	13	act	act	PROPN
cjrl-2297	764	14	,	,	PUNCT
cjrl-2297	764	15	20	20	NUM
cjrl-2297	764	16	u.s.c	u.s.c	ADJ
cjrl-2297	764	17	.	.	PUNCT
cjrl-2297	765	1	§	§	PROPN
cjrl-2297	765	2	1087	1087	NUM
cjrl-2297	765	3	(	(	PUNCT
cjrl-2297	765	4	2013	2013	NUM
cjrl-2297	765	5	)	)	PUNCT
cjrl-2297	765	6	;	;	PUNCT
cjrl-2297	765	7	u.s	u.s	PROPN
cjrl-2297	765	8	.	.	PROPN
cjrl-2297	765	9	dept	dept	PROPN
cjrl-2297	765	10	.	.	PROPN
cjrl-2297	766	1	of	of	ADP
cjrl-2297	766	2	educ	educ	PROPN
cjrl-2297	766	3	.	.	PUNCT
cjrl-2297	767	1	,	,	PUNCT
cjrl-2297	767	2	interest	interest	NOUN
cjrl-2297	767	3	rate	rate	NOUN
cjrl-2297	767	4	for	for	ADP
cjrl-2297	767	5	new	new	ADJ
cjrl-2297	767	6	direct	direct	ADJ
cjrl-2297	767	7	loan	loan	NOUN
cjrl-2297	767	8	,	,	PUNCT
cjrl-2297	767	9	https://studentaid.ed.gov/about/announcements/interest-rate	https://studentaid.ed.gov/about/announcements/interest-rate	PROPN
cjrl-2297	767	10	(	(	PUNCT
cjrl-2297	767	11	“	"	PUNCT
cjrl-2297	767	12	congress	congress	PROPN
cjrl-2297	767	13	has	have	AUX
cjrl-2297	767	14	passed	pass	VERB
cjrl-2297	767	15	and	and	CCONJ
cjrl-2297	767	16	the	the	DET
cjrl-2297	767	17	president	president	NOUN
cjrl-2297	767	18	has	have	AUX
cjrl-2297	767	19	signed	sign	VERB
cjrl-2297	767	20	the	the	DET
cjrl-2297	767	21	bipartisan	bipartisan	ADJ
cjrl-2297	767	22	student	student	NOUN
cjrl-2297	767	23	loan	loan	NOUN
cjrl-2297	767	24	certainty	certainty	PROPN
cjrl-2297	767	25	act	act	NOUN
cjrl-2297	767	26	of	of	ADP
cjrl-2297	767	27	2013	2013	NUM
cjrl-2297	767	28	,	,	PUNCT
cjrl-2297	767	29	which	which	PRON
cjrl-2297	767	30	ties	tie	VERB
cjrl-2297	767	31	federal	federal	ADJ
cjrl-2297	767	32	student	student	NOUN
cjrl-2297	767	33	loan	loan	NOUN
cjrl-2297	767	34	interest	interest	NOUN
cjrl-2297	767	35	rates	rate	NOUN
cjrl-2297	767	36	to	to	ADP
cjrl-2297	767	37	financial	financial	ADJ
cjrl-2297	767	38	markets	market	NOUN
cjrl-2297	767	39	.	.	PUNCT
cjrl-2297	768	1	under	under	ADP
cjrl-2297	768	2	this	this	DET
cjrl-2297	768	3	act	act	NOUN
cjrl-2297	768	4	,	,	PUNCT
cjrl-2297	768	5	interest	interest	NOUN
cjrl-2297	768	6	rates	rate	NOUN
cjrl-2297	768	7	will	will	AUX
cjrl-2297	768	8	be	be	AUX
cjrl-2297	768	9	determined	determine	VERB
cjrl-2297	768	10	each	each	DET
cjrl-2297	768	11	june	june	PROPN
cjrl-2297	768	12	for	for	SCONJ
cjrl-2297	768	13	new	new	ADJ
cjrl-2297	768	14	loans	loan	NOUN
cjrl-2297	768	15	being	be	AUX
cjrl-2297	768	16	made	make	VERB
cjrl-2297	768	17	for	for	ADP
cjrl-2297	768	18	the	the	DET
cjrl-2297	768	19	upcoming	upcoming	PROPN
cjrl-2297	768	20	award	award	NOUN
cjrl-2297	768	21	year	year	NOUN
cjrl-2297	768	22	,	,	PUNCT
cjrl-2297	768	23	which	which	PRON
cjrl-2297	768	24	runs	run	VERB
cjrl-2297	768	25	from	from	ADP
cjrl-2297	768	26	july	july	PROPN
cjrl-2297	768	27	1	1	NUM
cjrl-2297	768	28	to	to	ADP
cjrl-2297	768	29	the	the	DET
cjrl-2297	768	30	following	follow	VERB
cjrl-2297	768	31	june	june	PROPN
cjrl-2297	768	32	30	30	NUM
cjrl-2297	768	33	.	.	PUNCT
cjrl-2297	769	1	each	each	DET
cjrl-2297	769	2	loan	loan	NOUN
cjrl-2297	769	3	will	will	AUX
cjrl-2297	769	4	have	have	VERB
cjrl-2297	769	5	a	a	DET
cjrl-2297	769	6	fixed	fix	VERB
cjrl-2297	769	7	interest	interest	NOUN
cjrl-2297	769	8	rate	rate	NOUN
cjrl-2297	769	9	for	for	ADP
cjrl-2297	769	10	the	the	DET
cjrl-2297	769	11	life	life	NOUN
cjrl-2297	769	12	of	of	ADP
cjrl-2297	769	13	the	the	DET
cjrl-2297	769	14	loan	loan	NOUN
cjrl-2297	769	15	.	.	PUNCT
cjrl-2297	769	16	”	"	PUNCT
cjrl-2297	769	17	)	)	PUNCT
cjrl-2297	769	18	;	;	PUNCT
cjrl-2297	769	19	see	see	VERB
cjrl-2297	769	20	generally	generally	ADV
cjrl-2297	769	21	interest	interest	NOUN
cjrl-2297	769	22	rates	rate	NOUN
cjrl-2297	769	23	for	for	ADP
cjrl-2297	769	24	federal	federal	ADJ
cjrl-2297	769	25	student	student	NOUN
cjrl-2297	769	26	loans	loan	NOUN
cjrl-2297	769	27	,	,	PUNCT
cjrl-2297	769	28	edfinancial	edfinancial	ADJ
cjrl-2297	769	29	services	service	NOUN
cjrl-2297	769	30	,	,	PUNCT
cjrl-2297	769	31	(	(	PUNCT
cjrl-2297	769	32	“	"	PUNCT
cjrl-2297	769	33	in	in	ADP
cjrl-2297	769	34	accordance	accordance	NOUN
cjrl-2297	769	35	with	with	ADP
cjrl-2297	769	36	bipartisan	bipartisan	ADJ
cjrl-2297	769	37	student	student	NOUN
cjrl-2297	769	38	loan	loan	NOUN
cjrl-2297	769	39	certainty	certainty	PROPN
cjrl-2297	769	40	act	act	NOUN
cjrl-2297	769	41	of	of	ADP
cjrl-2297	769	42	2013	2013	NUM
cjrl-2297	769	43	,	,	PUNCT
cjrl-2297	769	44	for	for	ADP
cjrl-2297	769	45	new	new	ADJ
cjrl-2297	769	46	loans	loan	NOUN
cjrl-2297	769	47	disbursed	disburse	VERB
cjrl-2297	769	48	on	on	ADP
cjrl-2297	769	49	/	/	SYM
cjrl-2297	769	50	after	after	ADP
cjrl-2297	769	51	july	july	PROPN
cjrl-2297	769	52	1	1	NUM
cjrl-2297	769	53	,	,	PUNCT
cjrl-2297	769	54	2013	2013	NUM
cjrl-2297	769	55	,	,	PUNCT
cjrl-2297	769	56	the	the	DET
cjrl-2297	769	57	method	method	NOUN
cjrl-2297	769	58	for	for	ADP
cjrl-2297	769	59	annually	annually	ADV
cjrl-2297	769	60	determining	determine	VERB
cjrl-2297	769	61	the	the	DET
cjrl-2297	769	62	fixed	fix	VERB
cjrl-2297	769	63	interest	interest	NOUN
cjrl-2297	769	64	rate	rate	NOUN
cjrl-2297	769	65	will	will	AUX
cjrl-2297	769	66	be	be	AUX
cjrl-2297	769	67	the	the	DET
cjrl-2297	769	68	lesser	less	ADJ
cjrl-2297	769	69	of	of	ADP
cjrl-2297	769	70	a	a	DET
cjrl-2297	769	71	rate	rate	NOUN
cjrl-2297	769	72	based	base	VERB
cjrl-2297	769	73	on	on	ADP
cjrl-2297	769	74	the	the	DET
cjrl-2297	769	75	high	high	ADJ
cjrl-2297	769	76	yield	yield	NOUN
cjrl-2297	769	77	of	of	ADP
cjrl-2297	769	78	the	the	DET
cjrl-2297	769	79	10	10	NUM
cjrl-2297	769	80	-	-	PUNCT
cjrl-2297	769	81	year	year	NOUN
cjrl-2297	769	82	treasury	treasury	NOUN
cjrl-2297	769	83	note	note	NOUN
cjrl-2297	769	84	(	(	PUNCT
cjrl-2297	769	85	“	"	PUNCT
cjrl-2297	769	86	t	t	NOUN
cjrl-2297	769	87	-	-	PUNCT
cjrl-2297	769	88	bill	bill	NOUN
cjrl-2297	769	89	”	"	PUNCT
cjrl-2297	769	90	)	)	PUNCT
cjrl-2297	769	91	auctioned	auction	VERB
cjrl-2297	769	92	at	at	ADP
cjrl-2297	769	93	the	the	DET
cjrl-2297	769	94	final	final	ADJ
cjrl-2297	769	95	auction	auction	NOUN
cjrl-2297	769	96	held	hold	VERB
cjrl-2297	769	97	prior	prior	ADV
cjrl-2297	769	98	to	to	ADP
cjrl-2297	769	99	the	the	DET
cjrl-2297	769	100	june	june	PROPN
cjrl-2297	769	101	1	1	NUM
cjrl-2297	769	102	preceding	precede	VERB
cjrl-2297	769	103	the	the	DET
cjrl-2297	769	104	july	july	PROPN
cjrl-2297	769	105	1	1	NUM
cjrl-2297	769	106	of	of	ADP
cjrl-2297	769	107	the	the	DET
cjrl-2297	769	108	year	year	NOUN
cjrl-2297	769	109	for	for	ADP
cjrl-2297	769	110	which	which	PRON
cjrl-2297	769	111	the	the	DET
cjrl-2297	769	112	rate	rate	NOUN
cjrl-2297	769	113	will	will	AUX
cjrl-2297	769	114	be	be	AUX
cjrl-2297	769	115	effective	effective	ADJ
cjrl-2297	769	116	,	,	PUNCT
cjrl-2297	769	117	plus	plus	CCONJ
cjrl-2297	769	118	a	a	DET
cjrl-2297	769	119	statutory	statutory	ADJ
cjrl-2297	769	120	add	add	NOUN
cjrl-2297	769	121	-	-	PUNCT
cjrl-2297	769	122	on	on	ADP
cjrl-2297	769	123	,	,	PUNCT
cjrl-2297	769	124	or	or	CCONJ
cjrl-2297	769	125	the	the	DET
cjrl-2297	769	126	interest	interest	NOUN
cjrl-2297	769	127	rate	rate	NOUN
cjrl-2297	769	128	cap	cap	NOUN
cjrl-2297	769	129	as	as	SCONJ
cjrl-2297	769	130	listed	list	VERB
cjrl-2297	769	131	below	below	ADV
cjrl-2297	769	132	,	,	PUNCT
cjrl-2297	769	133	to	to	PART
cjrl-2297	769	134	be	be	AUX
cjrl-2297	769	135	adjusted	adjust	VERB
cjrl-2297	769	136	annually	annually	ADV
cjrl-2297	769	137	each	each	DET
cjrl-2297	769	138	july	july	PROPN
cjrl-2297	769	139	1st	1st	NOUN
cjrl-2297	769	140	.	.	PUNCT
cjrl-2297	769	141	”	"	PUNCT
cjrl-2297	770	1	)	)	PUNCT
cjrl-2297	770	2	(	(	PUNCT
cjrl-2297	770	3	the	the	DET
cjrl-2297	770	4	interest	interest	NOUN
cjrl-2297	770	5	rate	rate	NOUN
cjrl-2297	770	6	listed	list	VERB
cjrl-2297	770	7	for	for	ADP
cjrl-2297	770	8	plus	plus	CCONJ
cjrl-2297	770	9	loans	loan	NOUN
cjrl-2297	770	10	is	be	AUX
cjrl-2297	770	11	“	"	PUNCT
cjrl-2297	770	12	a	a	DET
cjrl-2297	770	13	rate	rate	NOUN
cjrl-2297	770	14	equal	equal	ADJ
cjrl-2297	770	15	to	to	ADP
cjrl-2297	770	16	the	the	DET
cjrl-2297	770	17	t	t	PROPN
cjrl-2297	770	18	-	-	PUNCT
cjrl-2297	770	19	bill	bill	NOUN
cjrl-2297	770	20	plus	plus	CCONJ
cjrl-2297	770	21	4.60	4.60	NUM
cjrl-2297	770	22	%	%	NOUN
cjrl-2297	770	23	;	;	PUNCT
cjrl-2297	770	24	or	or	CCONJ
cjrl-2297	770	25	10.5	10.5	NUM
cjrl-2297	770	26	%	%	NOUN
cjrl-2297	770	27	”	"	PUNCT
cjrl-2297	770	28	)	)	PUNCT
cjrl-2297	770	29	.	.	PUNCT
cjrl-2297	771	1	243	243	NUM
cjrl-2297	771	2	see	see	VERB
cjrl-2297	771	3	generally	generally	ADV
cjrl-2297	771	4	u.s	u.s	PROPN
cjrl-2297	771	5	.	.	PROPN
cjrl-2297	771	6	dept	dept	PROPN
cjrl-2297	771	7	.	.	PROPN
cjrl-2297	771	8	of	of	ADP
cjrl-2297	771	9	educ	educ	PROPN
cjrl-2297	771	10	.	.	PUNCT
cjrl-2297	771	11	,	,	PUNCT
cjrl-2297	771	12	supra	supra	PROPN
cjrl-2297	771	13	note	note	PROPN
cjrl-2297	771	14	241	241	NUM
cjrl-2297	771	15	.	.	PUNCT
cjrl-2297	772	1	244	244	NUM
cjrl-2297	772	2	see	see	VERB
cjrl-2297	772	3	generally	generally	ADV
cjrl-2297	772	4	u.s	u.s	PROPN
cjrl-2297	772	5	.	.	PROPN
cjrl-2297	772	6	dept	dept	PROPN
cjrl-2297	772	7	.	.	PROPN
cjrl-2297	773	1	of	of	ADP
cjrl-2297	773	2	educ	educ	PROPN
cjrl-2297	773	3	.	.	PUNCT
cjrl-2297	773	4	,	,	PUNCT
cjrl-2297	773	5	supra	supra	PROPN
cjrl-2297	773	6	note	note	PROPN
cjrl-2297	773	7	241	241	NUM
cjrl-2297	773	8	(	(	PUNCT
cjrl-2297	773	9	“	"	PUNCT
cjrl-2297	773	10	the	the	DET
cjrl-2297	773	11	interest	interest	NOUN
cjrl-2297	773	12	rates	rate	NOUN
cjrl-2297	773	13	for	for	ADP
cjrl-2297	773	14	federal	federal	ADJ
cjrl-2297	773	15	student	student	NOUN
cjrl-2297	773	16	loans	loan	NOUN
cjrl-2297	773	17	are	be	AUX
cjrl-2297	773	18	determined	determine	VERB
cjrl-2297	773	19	by	by	ADP
cjrl-2297	773	20	federal	federal	ADJ
cjrl-2297	773	21	law	law	NOUN
cjrl-2297	773	22	.	.	PUNCT
cjrl-2297	774	1	if	if	SCONJ
cjrl-2297	774	2	there	there	PRON
cjrl-2297	774	3	are	be	VERB
cjrl-2297	774	4	future	future	ADJ
cjrl-2297	774	5	changes	change	NOUN
cjrl-2297	774	6	to	to	ADP
cjrl-2297	774	7	federal	federal	ADJ
cjrl-2297	774	8	law	law	NOUN
cjrl-2297	774	9	that	that	PRON
cjrl-2297	774	10	affect	affect	VERB
cjrl-2297	774	11	federal	federal	ADJ
cjrl-2297	774	12	student	student	NOUN
cjrl-2297	774	13	loan	loan	NOUN
cjrl-2297	774	14	interest	interest	NOUN
cjrl-2297	774	15	rates	rate	NOUN
cjrl-2297	774	16	,	,	PUNCT
cjrl-2297	774	17	we	we	PRON
cjrl-2297	774	18	will	will	AUX
cjrl-2297	774	19	update	update	VERB
cjrl-2297	774	20	this	this	DET
cjrl-2297	774	21	page	page	NOUN
cjrl-2297	774	22	to	to	PART
cjrl-2297	774	23	reflect	reflect	VERB
cjrl-2297	774	24	those	those	DET
cjrl-2297	774	25	changes	change	NOUN
cjrl-2297	774	26	.	.	PUNCT
cjrl-2297	774	27	.	.	PUNCT
cjrl-2297	774	28	.	.	PUNCT
cjrl-2297	774	29	.	.	PUNCT
cjrl-2297	775	1	interest	interest	NOUN
cjrl-2297	775	2	rates	rate	NOUN
cjrl-2297	775	3	on	on	ADP
cjrl-2297	775	4	federal	federal	ADJ
cjrl-2297	775	5	student	student	NOUN
cjrl-2297	775	6	loans	loan	NOUN
cjrl-2297	775	7	are	be	AUX
cjrl-2297	775	8	set	set	VERB
cjrl-2297	775	9	by	by	ADP
cjrl-2297	775	10	congress	congress	PROPN
cjrl-2297	775	11	.	.	PUNCT
cjrl-2297	775	12	”	"	PUNCT
cjrl-2297	775	13	)	)	PUNCT
cjrl-2297	775	14	.	.	PUNCT
cjrl-2297	776	1	245	245	NUM
cjrl-2297	776	2	see	see	VERB
cjrl-2297	776	3	student	student	NOUN
cjrl-2297	776	4	loan	loan	NOUN
cjrl-2297	776	5	borrowers	borrower	NOUN
cjrl-2297	776	6	’	'	PUNCT
cjrl-2297	776	7	bill	bill	NOUN
cjrl-2297	776	8	of	of	ADP
cjrl-2297	776	9	rights	right	NOUN
cjrl-2297	776	10	act	act	NOUN
cjrl-2297	776	11	of	of	ADP
cjrl-2297	776	12	2013	2013	NUM
cjrl-2297	776	13	,	,	PUNCT
cjrl-2297	776	14	h.r	h.r	PROPN
cjrl-2297	776	15	.	.	PROPN
cjrl-2297	776	16	3892	3892	NUM
cjrl-2297	776	17	,	,	PUNCT
cjrl-2297	776	18	113th	113th	PROPN
cjrl-2297	776	19	cong	cong	NOUN
cjrl-2297	776	20	.	.	PUNCT
cjrl-2297	777	1	(	(	PUNCT
cjrl-2297	777	2	2014	2014	NUM
cjrl-2297	777	3	)	)	PUNCT
cjrl-2297	777	4	(	(	PUNCT
cjrl-2297	777	5	bill	bill	NOUN
cjrl-2297	777	6	also	also	ADV
cjrl-2297	777	7	proposes	propose	VERB
cjrl-2297	777	8	student	student	NOUN
cjrl-2297	777	9	loan	loan	NOUN
cjrl-2297	777	10	bankruptcy	bankruptcy	NOUN
cjrl-2297	777	11	,	,	PUNCT
cjrl-2297	777	12	statute	statute	NOUN
cjrl-2297	777	13	of	of	ADP
cjrl-2297	777	14	limitation	limitation	NOUN
cjrl-2297	777	15	,	,	PUNCT
cjrl-2297	777	16	collections	collection	NOUN
cjrl-2297	777	17	,	,	PUNCT
cjrl-2297	777	18	repayment	repayment	NOUN
cjrl-2297	777	19	,	,	PUNCT
cjrl-2297	777	20	default	default	NOUN
cjrl-2297	777	21	,	,	PUNCT
cjrl-2297	777	22	and	and	CCONJ
cjrl-2297	777	23	cancellation	cancellation	NOUN
cjrl-2297	777	24	reform	reform	NOUN
cjrl-2297	777	25	)	)	PUNCT
cjrl-2297	777	26	;	;	PUNCT
cjrl-2297	777	27	student	student	NOUN
cjrl-2297	777	28	loan	loan	NOUN
cjrl-2297	777	29	borrower	borrower	NOUN
cjrl-2297	777	30	bill	bill	NOUN
cjrl-2297	777	31	of	of	ADP
cjrl-2297	777	32	rights	right	NOUN
cjrl-2297	777	33	,	,	PUNCT
cjrl-2297	777	34	s.1803	s.1803	NOUN
cjrl-2297	777	35	,	,	PUNCT
cjrl-2297	777	36	113th	113th	PROPN
cjrl-2297	777	37	cong	cong	NOUN
cjrl-2297	777	38	.	.	PUNCT
cjrl-2297	778	1	(	(	PUNCT
cjrl-2297	778	2	2013–2014	2013–2014	NUM
cjrl-2297	778	3	)	)	PUNCT
cjrl-2297	778	4	(	(	PUNCT
cjrl-2297	778	5	amends	amend	VERB
cjrl-2297	778	6	the	the	DET
cjrl-2297	778	7	truth	truth	NOUN
cjrl-2297	778	8	in	in	ADP
cjrl-2297	778	9	lending	lending	NOUN
cjrl-2297	778	10	act	act	PROPN
cjrl-2297	778	11	(	(	PUNCT
cjrl-2297	778	12	tila	tila	NOUN
cjrl-2297	778	13	)	)	PUNCT
cjrl-2297	778	14	and	and	CCONJ
cjrl-2297	778	15	the	the	DET
cjrl-2297	778	16	hea	hea	PROPN
cjrl-2297	778	17	)	)	PUNCT
cjrl-2297	778	18	;	;	PUNCT
cjrl-2297	779	1	karen	karen	PROPN
cjrl-2297	779	2	weise	weise	PROPN
cjrl-2297	779	3	,	,	PUNCT
cjrl-2297	779	4	unpacking	unpack	VERB
cjrl-2297	779	5	the	the	DET
cjrl-2297	779	6	proposed	propose	VERB
cjrl-2297	779	7	student	student	NOUN
cjrl-2297	779	8	loan	loan	NOUN
cjrl-2297	779	9	borrower	borrower	NOUN
cjrl-2297	779	10	bill	bill	NOUN
cjrl-2297	779	11	of	of	ADP
cjrl-2297	779	12	rights	right	NOUN
cjrl-2297	779	13	,	,	PUNCT
cjrl-2297	779	14	bloombergbusinessweek	bloombergbusinessweek	NOUN
cjrl-2297	779	15	,	,	PUNCT
cjrl-2297	779	16	dec	dec	PROPN
cjrl-2297	779	17	.	.	PROPN
cjrl-2297	779	18	13	13	NUM
cjrl-2297	779	19	,	,	PUNCT
cjrl-2297	779	20	2013	2013	NUM
cjrl-2297	779	21	(	(	PUNCT
cjrl-2297	779	22	“	"	PUNCT
cjrl-2297	779	23	[	[	X
cjrl-2297	779	24	i]t	i]t	NUM
cjrl-2297	779	25	2014	2014	NUM
cjrl-2297	779	26	columbia	columbia	PROPN
cjrl-2297	779	27	journal	journal	PROPN
cjrl-2297	779	28	of	of	ADP
cjrl-2297	779	29	race	race	NOUN
cjrl-2297	779	30	and	and	CCONJ
cjrl-2297	779	31	law	law	NOUN
cjrl-2297	779	32	165	165	NUM
cjrl-2297	779	33	default	default	NOUN
cjrl-2297	779	34	on	on	ADP
cjrl-2297	779	35	parent	parent	NOUN
cjrl-2297	779	36	plus	plus	CCONJ
cjrl-2297	779	37	loans	loan	NOUN
cjrl-2297	779	38	is	be	AUX
cjrl-2297	779	39	of	of	ADP
cjrl-2297	779	40	consequence	consequence	NOUN
cjrl-2297	779	41	to	to	ADP
cjrl-2297	779	42	the	the	DET
cjrl-2297	779	43	parent	parent	NOUN
cjrl-2297	779	44	,	,	PUNCT
cjrl-2297	779	45	not	not	PART
cjrl-2297	779	46	the	the	DET
cjrl-2297	779	47	dependent	dependent	ADJ
cjrl-2297	779	48	student.246	student.246	NOUN
cjrl-2297	779	49	limited	limited	ADJ
cjrl-2297	779	50	discharge	discharge	NOUN
cjrl-2297	779	51	is	be	AUX
cjrl-2297	779	52	available	available	ADJ
cjrl-2297	779	53	for	for	ADP
cjrl-2297	779	54	parent	parent	NOUN
cjrl-2297	779	55	plus	plus	CCONJ
cjrl-2297	779	56	loans	loan	NOUN
cjrl-2297	779	57	,	,	PUNCT
cjrl-2297	779	58	and	and	CCONJ
cjrl-2297	779	59	there	there	PRON
cjrl-2297	779	60	are	be	VERB
cjrl-2297	779	61	currently	currently	ADV
cjrl-2297	779	62	no	no	DET
cjrl-2297	779	63	means	mean	NOUN
cjrl-2297	779	64	for	for	ADP
cjrl-2297	779	65	loan	loan	NOUN
cjrl-2297	779	66	forgiveness.247	forgiveness.247	NOUN
cjrl-2297	779	67	further	far	ADV
cjrl-2297	779	68	,	,	PUNCT
cjrl-2297	779	69	parent	parent	NOUN
cjrl-2297	779	70	plus	plus	CCONJ
cjrl-2297	779	71	loans	loan	NOUN
cjrl-2297	779	72	may	may	AUX
cjrl-2297	779	73	be	be	AUX
cjrl-2297	779	74	subject	subject	ADJ
cjrl-2297	779	75	to	to	ADP
cjrl-2297	779	76	unfavorable	unfavorable	ADJ
cjrl-2297	779	77	treatment	treatment	NOUN
cjrl-2297	779	78	in	in	ADP
cjrl-2297	779	79	the	the	DET
cjrl-2297	779	80	event	event	NOUN
cjrl-2297	779	81	of	of	ADP
cjrl-2297	779	82	a	a	DET
cjrl-2297	779	83	loan	loan	NOUN
cjrl-2297	779	84	consolidation.248	consolidation.248	NUM
cjrl-2297	779	85	participation	participation	NOUN
cjrl-2297	779	86	in	in	ADP
cjrl-2297	779	87	a	a	DET
cjrl-2297	779	88	loan	loan	NOUN
cjrl-2297	779	89	repayment	repayment	NOUN
cjrl-2297	779	90	program	program	NOUN
cjrl-2297	779	91	may	may	AUX
cjrl-2297	779	92	ultimately	ultimately	ADV
cjrl-2297	779	93	result	result	VERB
cjrl-2297	779	94	in	in	ADP
cjrl-2297	779	95	cancellation	cancellation	NOUN
cjrl-2297	779	96	of	of	ADP
cjrl-2297	779	97	any	any	DET
cjrl-2297	779	98	remaining	remain	VERB
cjrl-2297	779	99	debt	debt	NOUN
cjrl-2297	779	100	after	after	ADP
cjrl-2297	779	101	an	an	DET
cjrl-2297	779	102	extended	extended	ADJ
cjrl-2297	779	103	period	period	NOUN
cjrl-2297	779	104	of	of	ADP
cjrl-2297	779	105	payments	payment	NOUN
cjrl-2297	779	106	,	,	PUNCT
cjrl-2297	779	107	but	but	CCONJ
cjrl-2297	779	108	such	such	ADJ
cjrl-2297	779	109	action	action	NOUN
cjrl-2297	779	110	may	may	AUX
cjrl-2297	779	111	result	result	VERB
cjrl-2297	779	112	in	in	ADP
cjrl-2297	779	113	negative	negative	ADJ
cjrl-2297	779	114	tax	tax	NOUN
cjrl-2297	779	115	implications.249	implications.249	NOUN
cjrl-2297	779	116	the	the	DET
cjrl-2297	779	117	educational	educational	ADJ
cjrl-2297	779	118	debt	debt	NOUN
cjrl-2297	779	119	will	will	AUX
cjrl-2297	779	120	still	still	ADV
cjrl-2297	779	121	appear	appear	VERB
cjrl-2297	779	122	on	on	ADP
cjrl-2297	779	123	the	the	DET
cjrl-2297	779	124	borrower	borrower	NOUN
cjrl-2297	779	125	’s	’s	PART
cjrl-2297	779	126	credit	credit	NOUN
cjrl-2297	779	127	report	report	NOUN
cjrl-2297	779	128	while	while	SCONJ
cjrl-2297	779	129	in	in	ADP
cjrl-2297	779	130	repayment	repayment	NOUN
cjrl-2297	779	131	status	status	NOUN
cjrl-2297	779	132	,	,	PUNCT
cjrl-2297	779	133	possibly	possibly	ADV
cjrl-2297	779	134	resulting	result	VERB
cjrl-2297	779	135	in	in	ADP
cjrl-2297	779	136	the	the	DET
cjrl-2297	779	137	denial	denial	NOUN
cjrl-2297	779	138	of	of	ADP
cjrl-2297	779	139	additional	additional	ADJ
cjrl-2297	779	140	credit	credit	NOUN
cjrl-2297	779	141	,	,	PUNCT
cjrl-2297	779	142	despite	despite	SCONJ
cjrl-2297	779	143	low	low	ADJ
cjrl-2297	779	144	or	or	CCONJ
cjrl-2297	779	145	no	no	PRON
cjrl-2297	779	146	payments	payment	NOUN
cjrl-2297	779	147	due	due	ADJ
cjrl-2297	779	148	under	under	ADP
cjrl-2297	779	149	the	the	DET
cjrl-2297	779	150	plan.250	plan.250	PROPN
cjrl-2297	779	151	b.	b.	PROPN
cjrl-2297	779	152	financial	financial	ADJ
cjrl-2297	779	153	aid	aid	NOUN
cjrl-2297	779	154	eligibility	eligibility	NOUN
cjrl-2297	779	155	areas	area	NOUN
cjrl-2297	779	156	for	for	ADP
cjrl-2297	779	157	potential	potential	ADJ
cjrl-2297	779	158	plus	plus	CCONJ
cjrl-2297	779	159	loan	loan	NOUN
cjrl-2297	779	160	reform	reform	NOUN
cjrl-2297	779	161	include	include	VERB
cjrl-2297	779	162	a	a	DET
cjrl-2297	779	163	cap	cap	NOUN
cjrl-2297	779	164	on	on	ADP
cjrl-2297	779	165	interest	interest	NOUN
cjrl-2297	779	166	rates	rate	NOUN
cjrl-2297	779	167	and	and	CCONJ
cjrl-2297	779	168	the	the	DET
cjrl-2297	779	169	reduction	reduction	NOUN
cjrl-2297	779	170	of	of	ADP
cjrl-2297	779	171	fees	fee	NOUN
cjrl-2297	779	172	,	,	PUNCT
cjrl-2297	779	173	especially	especially	ADV
cjrl-2297	779	174	when	when	SCONJ
cjrl-2297	779	175	considering	consider	VERB
cjrl-2297	779	176	the	the	DET
cjrl-2297	779	177	profitability	profitability	NOUN
cjrl-2297	779	178	of	of	ADP
cjrl-2297	779	179	the	the	DET
cjrl-2297	779	180	federal	federal	ADJ
cjrl-2297	779	181	student	student	NOUN
cjrl-2297	779	182	loan	loan	PROPN
cjrl-2297	779	183	program.251	program.251	PROPN
cjrl-2297	779	184	refinance	refinance	NOUN
cjrl-2297	779	185	options	option	NOUN
cjrl-2297	779	186	,	,	PUNCT
cjrl-2297	779	187	directs	direct	VERB
cjrl-2297	779	188	the	the	DET
cjrl-2297	779	189	cfpb	cfpb	NOUN
cjrl-2297	779	190	to	to	PART
cjrl-2297	779	191	draft	draft	VERB
cjrl-2297	779	192	new	new	ADJ
cjrl-2297	779	193	rules	rule	NOUN
cjrl-2297	779	194	on	on	ADP
cjrl-2297	779	195	the	the	DET
cjrl-2297	779	196	topic	topic	NOUN
cjrl-2297	779	197	[	[	X
cjrl-2297	779	198	of	of	ADP
cjrl-2297	779	199	federal	federal	ADJ
cjrl-2297	779	200	student	student	NOUN
cjrl-2297	779	201	loan	loan	NOUN
cjrl-2297	779	202	servicing	servicing	NOUN
cjrl-2297	779	203	]	]	PUNCT
cjrl-2297	779	204	with	with	ADP
cjrl-2297	779	205	the	the	DET
cjrl-2297	779	206	goal	goal	NOUN
cjrl-2297	779	207	of	of	ADP
cjrl-2297	779	208	minimizing	minimize	VERB
cjrl-2297	779	209	the	the	DET
cjrl-2297	779	210	cost	cost	NOUN
cjrl-2297	779	211	to	to	ADP
cjrl-2297	779	212	borrowers	borrower	NOUN
cjrl-2297	779	213	.	.	PUNCT
cjrl-2297	780	1	it	it	PRON
cjrl-2297	780	2	also	also	ADV
cjrl-2297	780	3	says	say	VERB
cjrl-2297	780	4	the	the	DET
cjrl-2297	780	5	department	department	PROPN
cjrl-2297	780	6	of	of	ADP
cjrl-2297	780	7	education	education	NOUN
cjrl-2297	780	8	must	must	AUX
cjrl-2297	780	9	require	require	VERB
cjrl-2297	780	10	servicers	servicer	NOUN
cjrl-2297	780	11	to	to	PART
cjrl-2297	780	12	send	send	VERB
cjrl-2297	780	13	letters	letter	NOUN
cjrl-2297	780	14	to	to	ADP
cjrl-2297	780	15	borrowers	borrower	NOUN
cjrl-2297	780	16	about	about	ADP
cjrl-2297	780	17	their	their	PRON
cjrl-2297	780	18	repayment	repayment	NOUN
cjrl-2297	780	19	options	option	NOUN
cjrl-2297	780	20	,	,	PUNCT
cjrl-2297	780	21	which	which	PRON
cjrl-2297	780	22	echoes	echo	VERB
cjrl-2297	780	23	what	what	PRON
cjrl-2297	780	24	the	the	DET
cjrl-2297	780	25	department	department	NOUN
cjrl-2297	780	26	is	be	AUX
cjrl-2297	780	27	already	already	ADV
cjrl-2297	780	28	doing	do	VERB
cjrl-2297	780	29	.	.	PUNCT
cjrl-2297	780	30	”	"	PUNCT
cjrl-2297	780	31	)	)	PUNCT
cjrl-2297	780	32	;	;	PUNCT
cjrl-2297	780	33	see	see	VERB
cjrl-2297	780	34	also	also	ADV
cjrl-2297	780	35	u.s	u.s	PROPN
cjrl-2297	780	36	.	.	PROPN
cjrl-2297	780	37	dept	dept	PROPN
cjrl-2297	780	38	.	.	PROPN
cjrl-2297	781	1	of	of	ADP
cjrl-2297	781	2	educ	educ	PROPN
cjrl-2297	781	3	.	.	PUNCT
cjrl-2297	782	1	,	,	PUNCT
cjrl-2297	782	2	income	income	NOUN
cjrl-2297	782	3	-	-	PUNCT
cjrl-2297	782	4	based	base	VERB
cjrl-2297	782	5	plan	plan	NOUN
cjrl-2297	782	6	,	,	PUNCT
cjrl-2297	782	7	http://studentaid.ed.gov/repay-loans/understand/plans/income-based	http://studentaid.ed.gov/repay-loans/understand/plans/income-based	PROPN
cjrl-2297	782	8	(	(	PUNCT
cjrl-2297	782	9	ibr	ibr	PROPN
cjrl-2297	782	10	eligible	eligible	ADJ
cjrl-2297	782	11	loans	loan	NOUN
cjrl-2297	782	12	include	include	VERB
cjrl-2297	782	13	direct	direct	ADJ
cjrl-2297	782	14	plus	plus	CCONJ
cjrl-2297	782	15	loans	loan	NOUN
cjrl-2297	782	16	made	make	VERB
cjrl-2297	782	17	to	to	PART
cjrl-2297	782	18	graduate	graduate	VERB
cjrl-2297	782	19	and	and	CCONJ
cjrl-2297	782	20	professional	professional	ADJ
cjrl-2297	782	21	students	student	NOUN
cjrl-2297	782	22	,	,	PUNCT
cjrl-2297	782	23	and	and	CCONJ
cjrl-2297	782	24	ibr	ibr	PROPN
cjrl-2297	782	25	also	also	ADV
cjrl-2297	782	26	applies	apply	VERB
cjrl-2297	782	27	to	to	ADP
cjrl-2297	782	28	direct	direct	ADJ
cjrl-2297	782	29	consolidation	consolidation	NOUN
cjrl-2297	782	30	loans	loan	NOUN
cjrl-2297	782	31	that	that	PRON
cjrl-2297	782	32	do	do	AUX
cjrl-2297	782	33	not	not	PART
cjrl-2297	782	34	involve	involve	VERB
cjrl-2297	782	35	an	an	DET
cjrl-2297	782	36	underlying	underlie	VERB
cjrl-2297	782	37	parent	parent	NOUN
cjrl-2297	782	38	plus	plus	CCONJ
cjrl-2297	782	39	loan	loan	NOUN
cjrl-2297	782	40	)	)	PUNCT
cjrl-2297	782	41	;	;	PUNCT
cjrl-2297	782	42	mark	mark	PROPN
cjrl-2297	782	43	kantrowitz	kantrowitz	PROPN
cjrl-2297	782	44	,	,	PUNCT
cjrl-2297	782	45	can	can	AUX
cjrl-2297	782	46	parent	parent	NOUN
cjrl-2297	782	47	plus	plus	CCONJ
cjrl-2297	782	48	loans	loan	NOUN
cjrl-2297	782	49	get	get	VERB
cjrl-2297	782	50	income	income	NOUN
cjrl-2297	782	51	-	-	PUNCT
cjrl-2297	782	52	based	base	VERB
cjrl-2297	782	53	repayment	repayment	NOUN
cjrl-2297	782	54	and	and	CCONJ
cjrl-2297	782	55	loan	loan	NOUN
cjrl-2297	782	56	forgiveness	forgiveness	NOUN
cjrl-2297	782	57	?	?	PUNCT
cjrl-2297	782	58	,	,	PUNCT
cjrl-2297	782	59	apr	apr	PROPN
cjrl-2297	782	60	.	.	PROPN
cjrl-2297	782	61	8	8	NUM
cjrl-2297	782	62	,	,	PUNCT
cjrl-2297	782	63	2013	2013	NUM
cjrl-2297	782	64	,	,	PUNCT
cjrl-2297	782	65	http://www.fastweb.com/financial-aid/articles/	http://www.fastweb.com/financial-aid/articles/	PROPN
cjrl-2297	782	66	3920	3920	NUM
cjrl-2297	782	67	-	-	PUNCT
cjrl-2297	782	68	can	can	AUX
cjrl-2297	782	69	-	-	PUNCT
cjrl-2297	782	70	parent	parent	NOUN
cjrl-2297	782	71	-	-	PUNCT
cjrl-2297	782	72	plus	plus	CCONJ
cjrl-2297	782	73	-	-	PUNCT
cjrl-2297	782	74	loans	loan	NOUN
cjrl-2297	782	75	-	-	PUNCT
cjrl-2297	782	76	get	get	NOUN
cjrl-2297	782	77	-	-	PUNCT
cjrl-2297	782	78	income	income	NOUN
cjrl-2297	782	79	-	-	PUNCT
cjrl-2297	782	80	based	base	VERB
cjrl-2297	782	81	-	-	PUNCT
cjrl-2297	782	82	repayment	repayment	NOUN
cjrl-2297	782	83	-	-	PUNCT
cjrl-2297	782	84	and	and	CCONJ
cjrl-2297	782	85	-	-	PUNCT
cjrl-2297	782	86	loan	loan	NOUN
cjrl-2297	782	87	-	-	PUNCT
cjrl-2297	782	88	forgiveness	forgiveness	NOUN
cjrl-2297	782	89	(	(	PUNCT
cjrl-2297	782	90	“	"	PUNCT
cjrl-2297	782	91	federal	federal	ADJ
cjrl-2297	782	92	parent	parent	NOUN
cjrl-2297	782	93	plus	plus	CCONJ
cjrl-2297	782	94	loans	loan	NOUN
cjrl-2297	782	95	are	be	AUX
cjrl-2297	782	96	not	not	PART
cjrl-2297	782	97	eligible	eligible	ADJ
cjrl-2297	782	98	for	for	ADP
cjrl-2297	782	99	income	income	NOUN
cjrl-2297	782	100	-	-	PUNCT
cjrl-2297	782	101	based	base	VERB
cjrl-2297	782	102	repayment	repayment	NOUN
cjrl-2297	782	103	.	.	PUNCT
cjrl-2297	783	1	they	they	PRON
cjrl-2297	783	2	are	be	AUX
cjrl-2297	783	3	,	,	PUNCT
cjrl-2297	783	4	however	however	ADV
cjrl-2297	783	5	,	,	PUNCT
cjrl-2297	783	6	eligible	eligible	ADJ
cjrl-2297	783	7	for	for	ADP
cjrl-2297	783	8	income	income	NOUN
cjrl-2297	783	9	-	-	PUNCT
cjrl-2297	783	10	contingent	contingent	NOUN
cjrl-2297	783	11	repayment	repayment	NOUN
cjrl-2297	783	12	if	if	SCONJ
cjrl-2297	783	13	they	they	PRON
cjrl-2297	783	14	are	be	AUX
cjrl-2297	783	15	included	include	VERB
cjrl-2297	783	16	in	in	ADP
cjrl-2297	783	17	a	a	DET
cjrl-2297	783	18	federal	federal	ADJ
cjrl-2297	783	19	direct	direct	ADJ
cjrl-2297	783	20	consolidation	consolidation	NOUN
cjrl-2297	783	21	loan	loan	NOUN
cjrl-2297	783	22	and	and	CCONJ
cjrl-2297	783	23	the	the	DET
cjrl-2297	783	24	borrower	borrower	NOUN
cjrl-2297	783	25	entered	enter	VERB
cjrl-2297	783	26	repayment	repayment	NOUN
cjrl-2297	783	27	on	on	ADP
cjrl-2297	783	28	or	or	CCONJ
cjrl-2297	783	29	after	after	ADP
cjrl-2297	783	30	july	july	PROPN
cjrl-2297	783	31	1	1	NUM
cjrl-2297	783	32	,	,	PUNCT
cjrl-2297	783	33	2006	2006	NUM
cjrl-2297	783	34	.	.	PUNCT
cjrl-2297	784	1	this	this	DET
cjrl-2297	784	2	consolidation	consolidation	NOUN
cjrl-2297	784	3	loan	loan	NOUN
cjrl-2297	784	4	may	may	AUX
cjrl-2297	784	5	then	then	ADV
cjrl-2297	784	6	qualify	qualify	VERB
cjrl-2297	784	7	for	for	ADP
cjrl-2297	784	8	public	public	ADJ
cjrl-2297	784	9	service	service	NOUN
cjrl-2297	784	10	loan	loan	NOUN
cjrl-2297	784	11	forgiveness	forgiveness	NOUN
cjrl-2297	784	12	(	(	PUNCT
cjrl-2297	784	13	pslf	pslf	PROPN
cjrl-2297	784	14	)	)	PUNCT
cjrl-2297	784	15	.	.	PUNCT
cjrl-2297	784	16	”	"	PUNCT
cjrl-2297	784	17	)	)	PUNCT
cjrl-2297	784	18	;	;	PUNCT
cjrl-2297	784	19	ann	ann	PROPN
cjrl-2297	784	20	carrns	carrns	PROPN
cjrl-2297	784	21	,	,	PUNCT
cjrl-2297	784	22	a	a	DET
cjrl-2297	784	23	student	student	NOUN
cjrl-2297	784	24	debt	debt	NOUN
cjrl-2297	784	25	repayment	repayment	NOUN
cjrl-2297	784	26	option	option	NOUN
cjrl-2297	784	27	for	for	ADP
cjrl-2297	784	28	some	some	DET
cjrl-2297	784	29	parents	parent	NOUN
cjrl-2297	784	30	,	,	PUNCT
cjrl-2297	784	31	n.y	n.y	PROPN
cjrl-2297	784	32	.	.	PROPN
cjrl-2297	784	33	times	times	PROPN
cjrl-2297	784	34	(	(	PUNCT
cjrl-2297	784	35	april	april	PROPN
cjrl-2297	784	36	9	9	NUM
cjrl-2297	784	37	,	,	PUNCT
cjrl-2297	784	38	2013	2013	NUM
cjrl-2297	784	39	)	)	PUNCT
cjrl-2297	784	40	,	,	PUNCT
cjrl-2297	784	41	http://bucks.blogs.nytimes.com/2013/04/09/a-student-debt-repayment-option-forsome-parents/?_php=true&_type=blogs&_r=0	http://bucks.blogs.nytimes.com/2013/04/09/a-student-debt-repayment-option-forsome-parents/?_php=true&_type=blogs&_r=0	PROPN
cjrl-2297	784	42	(	(	PUNCT
cjrl-2297	784	43	“	"	PUNCT
cjrl-2297	784	44	but	but	CCONJ
cjrl-2297	784	45	,	,	PUNCT
cjrl-2297	784	46	parent	parent	NOUN
cjrl-2297	784	47	plus	plus	CCONJ
cjrl-2297	784	48	loans	loan	NOUN
cjrl-2297	784	49	can	can	AUX
cjrl-2297	784	50	become	become	VERB
cjrl-2297	784	51	eligible	eligible	ADJ
cjrl-2297	784	52	for	for	ADP
cjrl-2297	784	53	the	the	DET
cjrl-2297	784	54	second	second	ADJ
cjrl-2297	784	55	version	version	NOUN
cjrl-2297	784	56	—	—	PUNCT
cjrl-2297	784	57	income	income	NOUN
cjrl-2297	784	58	-	-	PUNCT
cjrl-2297	784	59	contingent	contingent	NOUN
cjrl-2297	784	60	repayment	repayment	NOUN
cjrl-2297	784	61	—	—	PUNCT
cjrl-2297	784	62	if	if	SCONJ
cjrl-2297	784	63	they	they	PRON
cjrl-2297	784	64	are	be	AUX
cjrl-2297	784	65	refinanced	refinance	VERB
cjrl-2297	784	66	into	into	ADP
cjrl-2297	784	67	a	a	DET
cjrl-2297	784	68	federal	federal	ADJ
cjrl-2297	784	69	direct	direct	ADJ
cjrl-2297	784	70	consolidation	consolidation	NOUN
cjrl-2297	784	71	loan	loan	NOUN
cjrl-2297	784	72	.	.	PUNCT
cjrl-2297	785	1	the	the	DET
cjrl-2297	785	2	consolidation	consolidation	NOUN
cjrl-2297	785	3	loan	loan	NOUN
cjrl-2297	785	4	helps	help	VERB
cjrl-2297	785	5	the	the	DET
cjrl-2297	785	6	borrower	borrower	NOUN
cjrl-2297	785	7	manage	manage	VERB
cjrl-2297	785	8	debt	debt	NOUN
cjrl-2297	785	9	by	by	ADP
cjrl-2297	785	10	refinancing	refinance	VERB
cjrl-2297	785	11	one	one	NUM
cjrl-2297	785	12	or	or	CCONJ
cjrl-2297	785	13	more	more	ADJ
cjrl-2297	785	14	loans	loan	NOUN
cjrl-2297	785	15	into	into	ADP
cjrl-2297	785	16	a	a	DET
cjrl-2297	785	17	new	new	ADJ
cjrl-2297	785	18	loan	loan	NOUN
cjrl-2297	785	19	,	,	PUNCT
cjrl-2297	785	20	resulting	result	VERB
cjrl-2297	785	21	in	in	ADP
cjrl-2297	785	22	just	just	ADV
cjrl-2297	785	23	one	one	NUM
cjrl-2297	785	24	,	,	PUNCT
cjrl-2297	785	25	usually	usually	ADV
cjrl-2297	785	26	lower	low	ADJ
cjrl-2297	785	27	,	,	PUNCT
cjrl-2297	785	28	monthly	monthly	ADJ
cjrl-2297	785	29	payment	payment	NOUN
cjrl-2297	785	30	and	and	CCONJ
cjrl-2297	785	31	extending	extend	VERB
cjrl-2297	785	32	payment	payment	NOUN
cjrl-2297	785	33	over	over	ADP
cjrl-2297	785	34	a	a	DET
cjrl-2297	785	35	longer	long	ADJ
cjrl-2297	785	36	period	period	NOUN
cjrl-2297	785	37	of	of	ADP
cjrl-2297	785	38	time	time	NOUN
cjrl-2297	785	39	.	.	PUNCT
cjrl-2297	786	1	(	(	PUNCT
cjrl-2297	786	2	the	the	DET
cjrl-2297	786	3	interest	interest	NOUN
cjrl-2297	786	4	rate	rate	NOUN
cjrl-2297	786	5	on	on	ADP
cjrl-2297	786	6	the	the	DET
cjrl-2297	786	7	new	new	ADJ
cjrl-2297	786	8	loan	loan	NOUN
cjrl-2297	786	9	is	be	AUX
cjrl-2297	786	10	based	base	VERB
cjrl-2297	786	11	on	on	ADP
cjrl-2297	786	12	an	an	DET
cjrl-2297	786	13	average	average	NOUN
cjrl-2297	786	14	of	of	ADP
cjrl-2297	786	15	the	the	DET
cjrl-2297	786	16	rates	rate	NOUN
cjrl-2297	786	17	on	on	ADP
cjrl-2297	786	18	the	the	DET
cjrl-2297	786	19	loans	loan	NOUN
cjrl-2297	786	20	that	that	PRON
cjrl-2297	786	21	are	be	AUX
cjrl-2297	786	22	consolidated	consolidate	VERB
cjrl-2297	786	23	,	,	PUNCT
cjrl-2297	786	24	rounded	round	VERB
cjrl-2297	786	25	up	up	ADP
cjrl-2297	786	26	to	to	ADP
cjrl-2297	786	27	the	the	DET
cjrl-2297	786	28	nearest	near	ADJ
cjrl-2297	786	29	one	one	NUM
cjrl-2297	786	30	eighth	eighth	ADJ
cjrl-2297	786	31	of	of	ADP
cjrl-2297	786	32	a	a	DET
cjrl-2297	786	33	percent	percent	NOUN
cjrl-2297	786	34	.	.	PUNCT
cjrl-2297	786	35	)	)	PUNCT
cjrl-2297	786	36	”	"	PUNCT
cjrl-2297	786	37	)	)	PUNCT
cjrl-2297	786	38	.	.	PUNCT
cjrl-2297	787	1	246	246	NUM
cjrl-2297	787	2	see	see	VERB
cjrl-2297	787	3	jensen	jensen	PROPN
cjrl-2297	787	4	&	&	CCONJ
cjrl-2297	787	5	marrs	marrs	PROPN
cjrl-2297	787	6	,	,	PUNCT
cjrl-2297	787	7	supra	supra	PROPN
cjrl-2297	787	8	note	note	PROPN
cjrl-2297	787	9	10	10	NUM
cjrl-2297	787	10	,	,	PUNCT
cjrl-2297	787	11	at	at	ADP
cjrl-2297	787	12	60	60	NUM
cjrl-2297	787	13	;	;	PUNCT
cjrl-2297	787	14	dana	dana	PROPN
cjrl-2297	787	15	wilkinson	wilkinson	PROPN
cjrl-2297	787	16	,	,	PUNCT
cjrl-2297	787	17	stuck	stick	VERB
cjrl-2297	787	18	with	with	ADP
cjrl-2297	787	19	parent	parent	NOUN
cjrl-2297	787	20	plus	plus	CCONJ
cjrl-2297	787	21	loans	loan	NOUN
cjrl-2297	787	22	:	:	PUNCT
cjrl-2297	787	23	the	the	DET
cjrl-2297	787	24	same	same	ADJ
cjrl-2297	787	25	discharge	discharge	NOUN
cjrl-2297	787	26	problems	problem	NOUN
cjrl-2297	787	27	,	,	PUNCT
cjrl-2297	787	28	only	only	ADV
cjrl-2297	787	29	more	more	ADV
cjrl-2297	787	30	so	so	ADV
cjrl-2297	787	31	,	,	PUNCT
cjrl-2297	787	32	bankruptcy	bankruptcy	NOUN
cjrl-2297	787	33	law	law	NOUN
cjrl-2297	787	34	network	network	NOUN
cjrl-2297	787	35	,	,	PUNCT
cjrl-2297	787	36	http://www.bankruptcylawnetwork.com/stuck-with-parent-plusloans-the-same-discharge-problems-only-more-so/.	http://www.bankruptcylawnetwork.com/stuck-with-parent-plusloans-the-same-discharge-problems-only-more-so/.	PROPN
cjrl-2297	787	37	247	247	NUM
cjrl-2297	787	38	jensen	jensen	PROPN
cjrl-2297	787	39	and	and	CCONJ
cjrl-2297	787	40	marrs	marrs	PROPN
cjrl-2297	787	41	,	,	PUNCT
cjrl-2297	787	42	supra	supra	PROPN
cjrl-2297	787	43	note	note	PROPN
cjrl-2297	787	44	10	10	NUM
cjrl-2297	787	45	,	,	PUNCT
cjrl-2297	787	46	at	at	ADP
cjrl-2297	787	47	60	60	NUM
cjrl-2297	787	48	-	-	SYM
cjrl-2297	787	49	61	61	NUM
cjrl-2297	787	50	(	(	PUNCT
cjrl-2297	787	51	“	"	PUNCT
cjrl-2297	787	52	certain	certain	ADJ
cjrl-2297	787	53	discharge	discharge	NOUN
cjrl-2297	787	54	options	option	NOUN
cjrl-2297	787	55	exist	exist	VERB
cjrl-2297	787	56	for	for	ADP
cjrl-2297	787	57	parent	parent	NOUN
cjrl-2297	787	58	plus	plus	CCONJ
cjrl-2297	787	59	loans	loan	NOUN
cjrl-2297	787	60	,	,	PUNCT
cjrl-2297	787	61	but	but	CCONJ
cjrl-2297	787	62	there	there	PRON
cjrl-2297	787	63	is	be	VERB
cjrl-2297	787	64	no	no	DET
cjrl-2297	787	65	provision	provision	NOUN
cjrl-2297	787	66	for	for	ADP
cjrl-2297	787	67	loan	loan	NOUN
cjrl-2297	787	68	forgiveness	forgiveness	NOUN
cjrl-2297	787	69	.	.	PUNCT
cjrl-2297	788	1	discharge	discharge	NOUN
cjrl-2297	788	2	will	will	AUX
cjrl-2297	788	3	be	be	AUX
cjrl-2297	788	4	granted	grant	VERB
cjrl-2297	788	5	in	in	ADP
cjrl-2297	788	6	the	the	DET
cjrl-2297	788	7	case	case	NOUN
cjrl-2297	788	8	of	of	ADP
cjrl-2297	788	9	the	the	DET
cjrl-2297	788	10	death	death	NOUN
cjrl-2297	788	11	,	,	PUNCT
cjrl-2297	788	12	but	but	CCONJ
cjrl-2297	788	13	not	not	PART
cjrl-2297	788	14	the	the	DET
cjrl-2297	788	15	disability	disability	NOUN
cjrl-2297	788	16	,	,	PUNCT
cjrl-2297	788	17	of	of	ADP
cjrl-2297	788	18	the	the	DET
cjrl-2297	788	19	student	student	NOUN
cjrl-2297	788	20	for	for	ADP
cjrl-2297	788	21	whom	whom	PRON
cjrl-2297	788	22	the	the	DET
cjrl-2297	788	23	parent	parent	NOUN
cjrl-2297	788	24	borrowed	borrow	VERB
cjrl-2297	788	25	the	the	DET
cjrl-2297	788	26	loan	loan	NOUN
cjrl-2297	788	27	,	,	PUNCT
cjrl-2297	788	28	or	or	CCONJ
cjrl-2297	788	29	for	for	ADP
cjrl-2297	788	30	cases	case	NOUN
cjrl-2297	788	31	when	when	SCONJ
cjrl-2297	788	32	a	a	DET
cjrl-2297	788	33	school	school	NOUN
cjrl-2297	788	34	closes	close	VERB
cjrl-2297	788	35	before	before	SCONJ
cjrl-2297	788	36	the	the	DET
cjrl-2297	788	37	student	student	NOUN
cjrl-2297	788	38	could	could	AUX
cjrl-2297	788	39	complete	complete	VERB
cjrl-2297	788	40	their	their	PRON
cjrl-2297	788	41	program	program	NOUN
cjrl-2297	788	42	of	of	ADP
cjrl-2297	788	43	study	study	NOUN
cjrl-2297	788	44	.	.	PUNCT
cjrl-2297	789	1	loans	loan	NOUN
cjrl-2297	789	2	certified	certify	VERB
cjrl-2297	789	3	fraudulently	fraudulently	ADV
cjrl-2297	789	4	or	or	CCONJ
cjrl-2297	789	5	through	through	ADP
cjrl-2297	789	6	the	the	DET
cjrl-2297	789	7	crime	crime	NOUN
cjrl-2297	789	8	of	of	ADP
cjrl-2297	789	9	identity	identity	NOUN
cjrl-2297	789	10	theft	theft	NOUN
cjrl-2297	789	11	,	,	PUNCT
cjrl-2297	789	12	the	the	DET
cjrl-2297	789	13	school	school	NOUN
cjrl-2297	789	14	’s	’s	PART
cjrl-2297	789	15	failure	failure	NOUN
cjrl-2297	789	16	to	to	PART
cjrl-2297	789	17	make	make	VERB
cjrl-2297	789	18	a	a	DET
cjrl-2297	789	19	required	require	VERB
cjrl-2297	789	20	return	return	NOUN
cjrl-2297	789	21	of	of	ADP
cjrl-2297	789	22	loan	loan	NOUN
cjrl-2297	789	23	funds	fund	NOUN
cjrl-2297	789	24	to	to	ADP
cjrl-2297	789	25	the	the	DET
cjrl-2297	789	26	lender	lender	NOUN
cjrl-2297	789	27	,	,	PUNCT
cjrl-2297	789	28	or	or	CCONJ
cjrl-2297	789	29	,	,	PUNCT
cjrl-2297	789	30	in	in	ADP
cjrl-2297	789	31	rare	rare	ADJ
cjrl-2297	789	32	cases	case	NOUN
cjrl-2297	789	33	,	,	PUNCT
cjrl-2297	789	34	bankruptcy	bankruptcy	NOUN
cjrl-2297	789	35	may	may	AUX
cjrl-2297	789	36	also	also	ADV
cjrl-2297	789	37	be	be	AUX
cjrl-2297	789	38	discharged	discharge	VERB
cjrl-2297	789	39	.	.	PUNCT
cjrl-2297	789	40	”	"	PUNCT
cjrl-2297	789	41	)	)	PUNCT
cjrl-2297	789	42	;	;	PUNCT
cjrl-2297	789	43	see	see	VERB
cjrl-2297	789	44	also	also	ADV
cjrl-2297	789	45	kevin	kevin	PROPN
cjrl-2297	789	46	carey	carey	PROPN
cjrl-2297	789	47	,	,	PUNCT
cjrl-2297	789	48	the	the	DET
cjrl-2297	789	49	federal	federal	ADJ
cjrl-2297	789	50	parent	parent	NOUN
cjrl-2297	789	51	rip	rip	VERB
cjrl-2297	789	52	-	-	PUNCT
cjrl-2297	789	53	off	off	ADP
cjrl-2297	789	54	loan	loan	NOUN
cjrl-2297	789	55	,	,	PUNCT
cjrl-2297	789	56	chron	chron	NOUN
cjrl-2297	789	57	.	.	PUNCT
cjrl-2297	790	1	of	of	ADP
cjrl-2297	790	2	higher	high	ADJ
cjrl-2297	790	3	educ	educ	NOUN
cjrl-2297	790	4	.	.	PUNCT
cjrl-2297	791	1	,	,	PUNCT
cjrl-2297	791	2	june	june	PROPN
cjrl-2297	791	3	3	3	NUM
cjrl-2297	791	4	,	,	PUNCT
cjrl-2297	791	5	2013	2013	NUM
cjrl-2297	791	6	(	(	PUNCT
cjrl-2297	791	7	“	"	PUNCT
cjrl-2297	791	8	like	like	ADP
cjrl-2297	791	9	all	all	DET
cjrl-2297	791	10	college	college	NOUN
cjrl-2297	791	11	loans	loan	NOUN
cjrl-2297	791	12	,	,	PUNCT
cjrl-2297	791	13	parent	parent	NOUN
cjrl-2297	791	14	plus	plus	CCONJ
cjrl-2297	791	15	debt	debt	NOUN
cjrl-2297	791	16	is	be	AUX
cjrl-2297	791	17	all	all	PRON
cjrl-2297	791	18	but	but	CCONJ
cjrl-2297	791	19	undischargeable	undischargeable	ADJ
cjrl-2297	791	20	in	in	ADP
cjrl-2297	791	21	bankruptcy	bankruptcy	NOUN
cjrl-2297	791	22	,	,	PUNCT
cjrl-2297	791	23	putting	put	VERB
cjrl-2297	791	24	parents	parent	NOUN
cjrl-2297	791	25	'	'	PART
cjrl-2297	791	26	retirement	retirement	NOUN
cjrl-2297	791	27	savings	saving	NOUN
cjrl-2297	791	28	and	and	CCONJ
cjrl-2297	791	29	social	social	ADJ
cjrl-2297	791	30	security	security	NOUN
cjrl-2297	791	31	benefits	benefit	NOUN
cjrl-2297	791	32	at	at	ADP
cjrl-2297	791	33	risk	risk	NOUN
cjrl-2297	791	34	of	of	ADP
cjrl-2297	791	35	seizure	seizure	NOUN
cjrl-2297	791	36	in	in	ADP
cjrl-2297	791	37	cases	case	NOUN
cjrl-2297	791	38	of	of	ADP
cjrl-2297	791	39	default	default	NOUN
cjrl-2297	791	40	.	.	PUNCT
cjrl-2297	791	41	”	"	PUNCT
cjrl-2297	791	42	)	)	PUNCT
cjrl-2297	791	43	.	.	PUNCT
cjrl-2297	792	1	248	248	NUM
cjrl-2297	792	2	see	see	VERB
cjrl-2297	792	3	heather	heather	PROPN
cjrl-2297	792	4	jarvis	jarvis	PROPN
cjrl-2297	792	5	,	,	PUNCT
cjrl-2297	792	6	how	how	SCONJ
cjrl-2297	792	7	the	the	DET
cjrl-2297	792	8	college	college	NOUN
cjrl-2297	792	9	cost	cost	NOUN
cjrl-2297	792	10	reduction	reduction	NOUN
cjrl-2297	792	11	and	and	CCONJ
cjrl-2297	792	12	access	access	NOUN
cjrl-2297	792	13	act	act	NOUN
cjrl-2297	792	14	of	of	ADP
cjrl-2297	792	15	2007	2007	NUM
cjrl-2297	792	16	can	can	AUX
cjrl-2297	792	17	benefit	benefit	VERB
cjrl-2297	792	18	you	you	PRON
cjrl-2297	792	19	:	:	PUNCT
cjrl-2297	792	20	public	public	ADJ
cjrl-2297	792	21	service	service	NOUN
cjrl-2297	792	22	loan	loan	NOUN
cjrl-2297	792	23	forgiveness	forgiveness	NOUN
cjrl-2297	792	24	and	and	CCONJ
cjrl-2297	792	25	income	income	NOUN
cjrl-2297	792	26	-	-	PUNCT
cjrl-2297	792	27	based	base	VERB
cjrl-2297	792	28	repayment	repayment	NOUN
cjrl-2297	792	29	,	,	PUNCT
cjrl-2297	792	30	42	42	NUM
cjrl-2297	792	31	clearinghouse	clearinghouse	NOUN
cjrl-2297	792	32	rev	rev	VERB
cjrl-2297	792	33	.	.	PROPN
cjrl-2297	793	1	454	454	NUM
cjrl-2297	793	2	(	(	PUNCT
cjrl-2297	793	3	2009	2009	NUM
cjrl-2297	793	4	)	)	PUNCT
cjrl-2297	793	5	.	.	PUNCT
cjrl-2297	794	1	249	249	NUM
cjrl-2297	794	2	see	see	VERB
cjrl-2297	794	3	internal	internal	ADJ
cjrl-2297	794	4	revenue	revenue	NOUN
cjrl-2297	794	5	service	service	NOUN
cjrl-2297	794	6	,	,	PUNCT
cjrl-2297	794	7	publication	publication	NOUN
cjrl-2297	794	8	970	970	NUM
cjrl-2297	794	9	:	:	PUNCT
cjrl-2297	794	10	tax	tax	NOUN
cjrl-2297	794	11	benefits	benefit	NOUN
cjrl-2297	794	12	for	for	ADP
cjrl-2297	794	13	education	education	NOUN
cjrl-2297	794	14	(	(	PUNCT
cjrl-2297	794	15	2012	2012	NUM
cjrl-2297	794	16	)	)	PUNCT
cjrl-2297	794	17	;	;	PUNCT
cjrl-2297	794	18	ron	ron	PROPN
cjrl-2297	794	19	lieber	lieber	PROPN
cjrl-2297	794	20	,	,	PUNCT
cjrl-2297	794	21	for	for	ADP
cjrl-2297	794	22	student	student	NOUN
cjrl-2297	794	23	borrowers	borrower	NOUN
cjrl-2297	794	24	,	,	PUNCT
cjrl-2297	794	25	relief	relief	NOUN
cjrl-2297	794	26	now	now	ADV
cjrl-2297	794	27	may	may	AUX
cjrl-2297	794	28	mean	mean	VERB
cjrl-2297	794	29	a	a	DET
cjrl-2297	794	30	big	big	ADJ
cjrl-2297	794	31	tax	tax	NOUN
cjrl-2297	794	32	bill	bill	NOUN
cjrl-2297	794	33	later	later	ADV
cjrl-2297	794	34	,	,	PUNCT
cjrl-2297	794	35	n.y	n.y	PROPN
cjrl-2297	794	36	.	.	PROPN
cjrl-2297	794	37	times	times	PROPN
cjrl-2297	794	38	,	,	PUNCT
cjrl-2297	794	39	,	,	PUNCT
cjrl-2297	794	40	dec	dec	PROPN
cjrl-2297	794	41	.	.	PROPN
cjrl-2297	794	42	15	15	NUM
cjrl-2297	794	43	,	,	PUNCT
cjrl-2297	794	44	2012	2012	NUM
cjrl-2297	794	45	at	at	ADP
cjrl-2297	794	46	b1	b1	PROPN
cjrl-2297	794	47	;	;	PUNCT
cjrl-2297	794	48	martha	martha	PROPN
cjrl-2297	794	49	neil	neil	PROPN
cjrl-2297	794	50	,	,	PUNCT
cjrl-2297	794	51	‘	'	PUNCT
cjrl-2297	794	52	tax	tax	NOUN
cjrl-2297	794	53	time	time	NOUN
cjrl-2297	794	54	bomb	bomb	NOUN
cjrl-2297	794	55	’	'	PUNCT
cjrl-2297	794	56	awaits	await	VERB
cjrl-2297	794	57	student	student	NOUN
cjrl-2297	794	58	loan	loan	NOUN
cjrl-2297	794	59	debtors	debtor	NOUN
cjrl-2297	794	60	in	in	ADP
cjrl-2297	794	61	forgiveness	forgiveness	NOUN
cjrl-2297	794	62	programs	program	NOUN
cjrl-2297	794	63	,	,	PUNCT
cjrl-2297	794	64	aba	aba	PROPN
cjrl-2297	794	65	journal	journal	PROPN
cjrl-2297	794	66	(	(	PUNCT
cjrl-2297	794	67	dec	dec	PROPN
cjrl-2297	794	68	.	.	PROPN
cjrl-2297	794	69	17	17	NUM
cjrl-2297	794	70	,	,	PUNCT
cjrl-2297	794	71	2012	2012	NUM
cjrl-2297	794	72	,	,	PUNCT
cjrl-2297	794	73	1:57	1:57	NUM
cjrl-2297	794	74	pm	pm	NOUN
cjrl-2297	794	75	)	)	PUNCT
cjrl-2297	794	76	,	,	PUNCT
cjrl-2297	794	77	www.abajournal.com/news/	www.abajournal.com/news/	PROPN
cjrl-2297	794	78	article	article	NOUN
cjrl-2297	794	79	/	/	SYM
cjrl-2297	794	80	tax_time_bomb_awaits_student_loan_debtors_in_forgiveness_programs/	tax_time_bomb_awaits_student_loan_debtors_in_forgiveness_programs/	PROPN
cjrl-2297	794	81	;	;	PUNCT
cjrl-2297	794	82	kelly	kelly	PROPN
cjrl-2297	794	83	phillips	phillips	PROPN
cjrl-2297	794	84	erb	erb	PROPN
cjrl-2297	794	85	,	,	PUNCT
cjrl-2297	794	86	americans	americans	PROPN
cjrl-2297	794	87	replace	replace	VERB
cjrl-2297	794	88	student	student	NOUN
cjrl-2297	794	89	loan	loan	NOUN
cjrl-2297	794	90	bills	bill	NOUN
cjrl-2297	794	91	with	with	ADP
cjrl-2297	794	92	tax	tax	NOUN
cjrl-2297	794	93	bills	bill	NOUN
cjrl-2297	794	94	,	,	PUNCT
cjrl-2297	794	95	forbes	forbes	PROPN
cjrl-2297	794	96	(	(	PUNCT
cjrl-2297	794	97	dec	dec	PROPN
cjrl-2297	794	98	.	.	PROPN
cjrl-2297	794	99	22	22	NUM
cjrl-2297	794	100	,	,	PUNCT
cjrl-2297	794	101	2012	2012	NUM
cjrl-2297	794	102	)	)	PUNCT
cjrl-2297	794	103	.	.	PUNCT
cjrl-2297	795	1	250	250	NUM
cjrl-2297	795	2	see	see	VERB
cjrl-2297	795	3	generally	generally	ADV
cjrl-2297	795	4	in	in	ADP
cjrl-2297	795	5	re	re	PROPN
cjrl-2297	795	6	robinson	robinson	PROPN
cjrl-2297	795	7	,	,	PUNCT
cjrl-2297	795	8	416	416	NUM
cjrl-2297	795	9	b.r	b.r	PROPN
cjrl-2297	795	10	.	.	PROPN
cjrl-2297	795	11	275	275	NUM
cjrl-2297	795	12	,	,	PUNCT
cjrl-2297	795	13	282	282	NUM
cjrl-2297	795	14	(	(	PUNCT
cjrl-2297	795	15	bankr	bankr	PROPN
cjrl-2297	795	16	.	.	PUNCT
cjrl-2297	796	1	e.d	e.d	PROPN
cjrl-2297	796	2	.	.	PROPN
cjrl-2297	796	3	va	va	PROPN
cjrl-2297	796	4	.	.	PROPN
cjrl-2297	796	5	2009	2009	NUM
cjrl-2297	796	6	)	)	PUNCT
cjrl-2297	796	7	.	.	PUNCT
cjrl-2297	797	1	251	251	NUM
cjrl-2297	797	2	see	see	VERB
cjrl-2297	797	3	allie	allie	PROPN
cjrl-2297	797	4	bidwell	bidwell	PROPN
cjrl-2297	797	5	,	,	PUNCT
cjrl-2297	797	6	proposed	propose	VERB
cjrl-2297	797	7	student	student	NOUN
cjrl-2297	797	8	-	-	PUNCT
cjrl-2297	797	9	loan	loan	NOUN
cjrl-2297	797	10	reforms	reform	NOUN
cjrl-2297	797	11	set	set	VERB
cjrl-2297	797	12	activists	activist	NOUN
cjrl-2297	797	13	and	and	CCONJ
cjrl-2297	797	14	lawmakers	lawmaker	NOUN
cjrl-2297	797	15	at	at	ADP
cjrl-2297	797	16	odds	odd	NOUN
cjrl-2297	797	17	,	,	PUNCT
cjrl-2297	797	18	chron	chron	NOUN
cjrl-2297	797	19	.	.	PUNCT
cjrl-2297	798	1	of	of	ADP
cjrl-2297	798	2	higher	high	ADJ
cjrl-2297	798	3	educ	educ	NOUN
cjrl-2297	798	4	.	.	PUNCT
cjrl-2297	799	1	,	,	PUNCT
cjrl-2297	799	2	april	april	PROPN
cjrl-2297	799	3	12	12	NUM
cjrl-2297	799	4	,	,	PUNCT
cjrl-2297	799	5	2013	2013	NUM
cjrl-2297	799	6	;	;	PUNCT
cjrl-2297	799	7	see	see	VERB
cjrl-2297	799	8	generally	generally	ADV
cjrl-2297	799	9	zach	zach	PROPN
cjrl-2297	799	10	carter	carter	PROPN
cjrl-2297	799	11	and	and	CCONJ
cjrl-2297	799	12	joy	joy	NOUN
cjrl-2297	799	13	resmovits	resmovit	NOUN
cjrl-2297	799	14	,	,	PUNCT
cjrl-2297	799	15	student	student	NOUN
cjrl-2297	799	16	loan	loan	NOUN
cjrl-2297	799	17	reform	reform	NOUN
cjrl-2297	799	18	fight	fight	VERB
cjrl-2297	799	19	broader	broader	ADV
cjrl-2297	799	20	for	for	ADP
cjrl-2297	799	21	obama	obama	NOUN
cjrl-2297	799	22	than	than	ADP
cjrl-2297	799	23	interest	interest	NOUN
cjrl-2297	799	24	rate	rate	NOUN
cjrl-2297	799	25	debate	debate	NOUN
cjrl-2297	799	26	,	,	PUNCT
cjrl-2297	799	27	huffington	huffington	PROPN
cjrl-2297	799	28	post	post	PROPN
cjrl-2297	799	29	,	,	PUNCT
cjrl-2297	799	30	april	april	PROPN
cjrl-2297	799	31	25	25	NUM
cjrl-2297	799	32	,	,	PUNCT
cjrl-2297	799	33	2012	2012	NUM
cjrl-2297	799	34	;	;	PUNCT
cjrl-2297	799	35	see	see	VERB
cjrl-2297	799	36	also	also	ADV
cjrl-2297	799	37	congressional	congressional	ADJ
cjrl-2297	799	38	budget	budget	NOUN
cjrl-2297	799	39	office	office	NOUN
cjrl-2297	799	40	,	,	PUNCT
cjrl-2297	799	41	cbo	cbo	PROPN
cjrl-2297	799	42	may	may	AUX
cjrl-2297	799	43	2013	2013	NUM
cjrl-2297	799	44	baseline	baseline	NOUN
cjrl-2297	799	45	projections	projection	NOUN
cjrl-2297	799	46	for	for	ADP
cjrl-2297	799	47	the	the	DET
cjrl-2297	799	48	student	student	NOUN
cjrl-2297	799	49	loan	loan	NOUN
cjrl-2297	799	50	program	program	NOUN
cjrl-2297	799	51	,	,	PUNCT
cjrl-2297	799	52	http://www.cbo.gov/sites/default/files/cbofiles/attachments/	http://www.cbo.gov/sites/default/files/cbofiles/attachments/	NOUN
cjrl-2297	799	53	foreclosures	foreclosure	NOUN
cjrl-2297	799	54	and	and	CCONJ
cjrl-2297	799	55	financial	financial	ADJ
cjrl-2297	799	56	aid	aid	NOUN
cjrl-2297	799	57	vol	vol	NOUN
cjrl-2297	799	58	.	.	PUNCT
cjrl-2297	800	1	4:2	4:2	NUM
cjrl-2297	801	1	166	166	NUM
cjrl-2297	801	2	such	such	ADJ
cjrl-2297	801	3	as	as	ADP
cjrl-2297	801	4	those	those	PRON
cjrl-2297	801	5	described	describe	VERB
cjrl-2297	801	6	in	in	ADP
cjrl-2297	801	7	the	the	DET
cjrl-2297	801	8	federal	federal	ADJ
cjrl-2297	801	9	student	student	NOUN
cjrl-2297	801	10	loan	loan	NOUN
cjrl-2297	801	11	refinancing	refinance	VERB
cjrl-2297	801	12	act252	act252	PROPN
cjrl-2297	801	13	and	and	CCONJ
cjrl-2297	801	14	the	the	DET
cjrl-2297	801	15	bank	bank	NOUN
cjrl-2297	801	16	on	on	ADP
cjrl-2297	801	17	students	student	NOUN
cjrl-2297	801	18	loan	loan	NOUN
cjrl-2297	801	19	fairness	fairness	NOUN
cjrl-2297	801	20	act,253	act,253	PROPN
cjrl-2297	801	21	may	may	AUX
cjrl-2297	801	22	serve	serve	VERB
cjrl-2297	801	23	to	to	PART
cjrl-2297	801	24	ease	ease	VERB
cjrl-2297	801	25	the	the	DET
cjrl-2297	801	26	financial	financial	ADJ
cjrl-2297	801	27	burden	burden	NOUN
cjrl-2297	801	28	on	on	ADP
cjrl-2297	801	29	borrowers	borrower	NOUN
cjrl-2297	801	30	experiencing	experience	VERB
cjrl-2297	801	31	economic	economic	ADJ
cjrl-2297	801	32	hardship.254	hardship.254	VERB
cjrl-2297	801	33	the	the	DET
cjrl-2297	801	34	loan	loan	NOUN
cjrl-2297	801	35	origination	origination	NOUN
cjrl-2297	801	36	fees	fee	NOUN
cjrl-2297	801	37	that	that	PRON
cjrl-2297	801	38	are	be	AUX
cjrl-2297	801	39	part	part	NOUN
cjrl-2297	801	40	of	of	ADP
cjrl-2297	801	41	every	every	DET
cjrl-2297	801	42	federal	federal	ADJ
cjrl-2297	801	43	student	student	NOUN
cjrl-2297	801	44	loan	loan	NOUN
cjrl-2297	801	45	could	could	AUX
cjrl-2297	801	46	be	be	AUX
cjrl-2297	801	47	eliminated	eliminate	VERB
cjrl-2297	801	48	or	or	CCONJ
cjrl-2297	801	49	greatly	greatly	ADV
cjrl-2297	801	50	reduced	reduce	VERB
cjrl-2297	801	51	to	to	PART
cjrl-2297	801	52	enhance	enhance	VERB
cjrl-2297	801	53	college	college	NOUN
cjrl-2297	801	54	affordability.255	affordability.255	PROPN
cjrl-2297	801	55	a	a	DET
cjrl-2297	801	56	1	1	NUM
cjrl-2297	801	57	%	%	NOUN
cjrl-2297	801	58	fee	fee	NOUN
cjrl-2297	801	59	may	may	AUX
cjrl-2297	801	60	have	have	AUX
cjrl-2297	801	61	been	be	AUX
cjrl-2297	801	62	built	build	VERB
cjrl-2297	801	63	in	in	ADP
cjrl-2297	801	64	as	as	ADP
cjrl-2297	801	65	a	a	DET
cjrl-2297	801	66	federal	federal	ADJ
cjrl-2297	801	67	default	default	NOUN
cjrl-2297	801	68	fee	fee	NOUN
cjrl-2297	801	69	without	without	ADP
cjrl-2297	801	70	regard	regard	NOUN
cjrl-2297	801	71	to	to	ADP
cjrl-2297	801	72	the	the	DET
cjrl-2297	801	73	repayment	repayment	NOUN
cjrl-2297	801	74	history	history	NOUN
cjrl-2297	801	75	of	of	ADP
cjrl-2297	801	76	individual	individual	ADJ
cjrl-2297	801	77	borrowers.256	borrowers.256	PROPN
cjrl-2297	801	78	for	for	ADP
cjrl-2297	801	79	parent	parent	NOUN
cjrl-2297	801	80	plus	plus	CCONJ
cjrl-2297	801	81	loans	loan	NOUN
cjrl-2297	801	82	,	,	PUNCT
cjrl-2297	801	83	there	there	PRON
cjrl-2297	801	84	is	be	VERB
cjrl-2297	801	85	a	a	DET
cjrl-2297	801	86	fee	fee	NOUN
cjrl-2297	801	87	that	that	PRON
cjrl-2297	801	88	is	be	AUX
cjrl-2297	801	89	deducted	deduct	VERB
cjrl-2297	801	90	from	from	ADP
cjrl-2297	801	91	each	each	DET
cjrl-2297	801	92	loan	loan	NOUN
cjrl-2297	801	93	disbursement.257	disbursement.257	VERB
cjrl-2297	801	94	a	a	DET
cjrl-2297	801	95	fee	fee	NOUN
cjrl-2297	801	96	reduction	reduction	NOUN
cjrl-2297	801	97	,	,	PUNCT
cjrl-2297	801	98	or	or	CCONJ
cjrl-2297	801	99	perhaps	perhaps	ADV
cjrl-2297	801	100	even	even	ADV
cjrl-2297	801	101	a	a	DET
cjrl-2297	801	102	reinstatement	reinstatement	NOUN
cjrl-2297	801	103	of	of	ADP
cjrl-2297	801	104	the	the	DET
cjrl-2297	801	105	interest	interest	NOUN
cjrl-2297	801	106	rebate	rebate	NOUN
cjrl-2297	801	107	that	that	PRON
cjrl-2297	801	108	was	be	AUX
cjrl-2297	801	109	eliminated	eliminate	VERB
cjrl-2297	801	110	for	for	ADP
cjrl-2297	801	111	plus	plus	CCONJ
cjrl-2297	801	112	loans	loan	NOUN
cjrl-2297	801	113	disbursed	disburse	VERB
cjrl-2297	801	114	as	as	ADP
cjrl-2297	801	115	of	of	ADP
cjrl-2297	801	116	july	july	PROPN
cjrl-2297	801	117	1	1	NUM
cjrl-2297	801	118	,	,	PUNCT
cjrl-2297	801	119	2014	2014	NUM
cjrl-2297	801	120	,	,	PUNCT
cjrl-2297	801	121	should	should	AUX
cjrl-2297	801	122	be	be	AUX
cjrl-2297	801	123	considered.258	considered.258	PROPN
cjrl-2297	801	124	federal	federal	ADJ
cjrl-2297	801	125	funds	fund	NOUN
cjrl-2297	801	126	could	could	AUX
cjrl-2297	801	127	potentially	potentially	ADV
cjrl-2297	801	128	be	be	AUX
cjrl-2297	801	129	reallocated	reallocate	VERB
cjrl-2297	801	130	to	to	PART
cjrl-2297	801	131	support	support	VERB
cjrl-2297	801	132	such	such	ADJ
cjrl-2297	801	133	initiatives.259	initiatives.259	NOUN
cjrl-2297	801	134	education	education	NOUN
cjrl-2297	801	135	lending	lending	NOUN
cjrl-2297	801	136	is	be	AUX
cjrl-2297	801	137	an	an	DET
cjrl-2297	801	138	income	income	NOUN
cjrl-2297	801	139	-	-	PUNCT
cjrl-2297	801	140	producing	produce	VERB
cjrl-2297	801	141	endeavor	endeavor	NOUN
cjrl-2297	801	142	for	for	ADP
cjrl-2297	801	143	the	the	DET
cjrl-2297	801	144	federal	federal	ADJ
cjrl-2297	801	145	government	government	NOUN
cjrl-2297	801	146	.	.	PUNCT
cjrl-2297	802	1	profit	profit	NOUN
cjrl-2297	802	2	is	be	AUX
cjrl-2297	802	3	made	make	VERB
cjrl-2297	802	4	on	on	ADP
cjrl-2297	802	5	the	the	DET
cjrl-2297	802	6	spread	spread	NOUN
cjrl-2297	802	7	between	between	ADP
cjrl-2297	802	8	the	the	DET
cjrl-2297	802	9	government	government	NOUN
cjrl-2297	802	10	’s	’s	PART
cjrl-2297	802	11	borrowing	borrowing	NOUN
cjrl-2297	802	12	rate	rate	NOUN
cjrl-2297	802	13	,	,	PUNCT
cjrl-2297	802	14	presently	presently	ADV
cjrl-2297	802	15	around	around	ADP
cjrl-2297	802	16	1	1	NUM
cjrl-2297	802	17	%	%	NOUN
cjrl-2297	802	18	,	,	PUNCT
cjrl-2297	802	19	and	and	CCONJ
cjrl-2297	802	20	the	the	DET
cjrl-2297	802	21	subsidized	subsidize	VERB
cjrl-2297	802	22	lending	lending	NOUN
cjrl-2297	802	23	rate	rate	NOUN
cjrl-2297	802	24	,	,	PUNCT
cjrl-2297	802	25	currently	currently	ADV
cjrl-2297	802	26	at	at	ADP
cjrl-2297	802	27	3.4	3.4	NUM
cjrl-2297	802	28	%	%	NOUN
cjrl-2297	802	29	for	for	ADP
cjrl-2297	802	30	the	the	DET
cjrl-2297	802	31	lowest	low	ADJ
cjrl-2297	802	32	rate	rate	NOUN
cjrl-2297	802	33	subsidized	subsidize	VERB
cjrl-2297	802	34	stafford	stafford	PROPN
cjrl-2297	802	35	loan	loan	PROPN
cjrl-2297	802	36	and	and	CCONJ
cjrl-2297	802	37	increasing	increase	VERB
cjrl-2297	802	38	with	with	ADP
cjrl-2297	802	39	other	other	ADJ
cjrl-2297	802	40	types	type	NOUN
cjrl-2297	802	41	of	of	ADP
cjrl-2297	802	42	loans	loan	NOUN
cjrl-2297	802	43	.	.	PUNCT
cjrl-2297	803	1	this	this	PRON
cjrl-2297	803	2	is	be	AUX
cjrl-2297	803	3	in	in	ADP
cjrl-2297	803	4	addition	addition	NOUN
cjrl-2297	803	5	to	to	ADP
cjrl-2297	803	6	the	the	DET
cjrl-2297	803	7	origination	origination	NOUN
cjrl-2297	803	8	fee	fee	NOUN
cjrl-2297	803	9	of	of	ADP
cjrl-2297	803	10	1	1	NUM
cjrl-2297	803	11	%	%	NOUN
cjrl-2297	803	12	.	.	PUNCT
cjrl-2297	804	1	the	the	DET
cjrl-2297	804	2	department	department	PROPN
cjrl-2297	804	3	of	of	ADP
cjrl-2297	804	4	education	education	NOUN
cjrl-2297	804	5	anticipates	anticipate	VERB
cjrl-2297	804	6	that	that	SCONJ
cjrl-2297	804	7	federal	federal	ADJ
cjrl-2297	804	8	subsidized	subsidize	VERB
cjrl-2297	804	9	student	student	NOUN
cjrl-2297	804	10	loan	loan	NOUN
cjrl-2297	804	11	44198_studentloanprograms.pdf	44198_studentloanprograms.pdf	NUM
cjrl-2297	804	12	;	;	PUNCT
cjrl-2297	804	13	ruth	ruth	PROPN
cjrl-2297	804	14	tam	tam	PROPN
cjrl-2297	804	15	,	,	PUNCT
cjrl-2297	804	16	warren	warren	PROPN
cjrl-2297	804	17	:	:	PUNCT
cjrl-2297	804	18	profits	profit	NOUN
cjrl-2297	804	19	from	from	ADP
cjrl-2297	804	20	student	student	NOUN
cjrl-2297	804	21	loans	loan	NOUN
cjrl-2297	804	22	are	be	AUX
cjrl-2297	804	23	‘	'	PUNCT
cjrl-2297	804	24	obscene	obscene	ADJ
cjrl-2297	804	25	’	'	PUNCT
cjrl-2297	804	26	,	,	PUNCT
cjrl-2297	804	27	washington	washington	PROPN
cjrl-2297	804	28	post	post	PROPN
cjrl-2297	804	29	,	,	PUNCT
cjrl-2297	804	30	july	july	PROPN
cjrl-2297	804	31	17	17	NUM
cjrl-2297	804	32	,	,	PUNCT
cjrl-2297	804	33	2013	2013	NUM
cjrl-2297	804	34	;	;	PUNCT
cjrl-2297	804	35	josh	josh	PROPN
cjrl-2297	804	36	mitchell	mitchell	PROPN
cjrl-2297	804	37	,	,	PUNCT
cjrl-2297	804	38	does	do	VERB
cjrl-2297	804	39	the	the	DET
cjrl-2297	804	40	government	government	NOUN
cjrl-2297	804	41	profit	profit	NOUN
cjrl-2297	804	42	from	from	ADP
cjrl-2297	804	43	student	student	NOUN
cjrl-2297	804	44	loans	loan	NOUN
cjrl-2297	804	45	?	?	PUNCT
cjrl-2297	804	46	,	,	PUNCT
cjrl-2297	804	47	wall	wall	PROPN
cjrl-2297	804	48	street	street	PROPN
cjrl-2297	804	49	journal	journal	PROPN
cjrl-2297	804	50	(	(	PUNCT
cjrl-2297	804	51	feb	feb	PROPN
cjrl-2297	804	52	.	.	PROPN
cjrl-2297	804	53	15	15	NUM
cjrl-2297	804	54	,	,	PUNCT
cjrl-2297	804	55	2013	2013	NUM
cjrl-2297	804	56	)	)	PUNCT
cjrl-2297	804	57	,	,	PUNCT
cjrl-2297	804	58	http://blogs.wsj.com/economics/2013/02/15/does-the-government-profit-from-student-loans/.	http://blogs.wsj.com/economics/2013/02/15/does-the-government-profit-from-student-loans/.	PROPN
cjrl-2297	804	59	252	252	NUM
cjrl-2297	804	60	federal	federal	ADJ
cjrl-2297	804	61	student	student	NOUN
cjrl-2297	804	62	loan	loan	NOUN
cjrl-2297	804	63	refinancing	refinancing	PROPN
cjrl-2297	804	64	act	act	PROPN
cjrl-2297	804	65	,	,	PUNCT
cjrl-2297	804	66	s.	s.	PROPN
cjrl-2297	804	67	1066	1066	NUM
cjrl-2297	804	68	,	,	PUNCT
cjrl-2297	804	69	113th	113th	PROPN
cjrl-2297	804	70	cong	cong	NOUN
cjrl-2297	804	71	.	.	PUNCT
cjrl-2297	805	1	(	(	PUNCT
cjrl-2297	805	2	2013	2013	NUM
cjrl-2297	805	3	)	)	PUNCT
cjrl-2297	805	4	(	(	PUNCT
cjrl-2297	805	5	this	this	DET
cjrl-2297	805	6	proposed	propose	VERB
cjrl-2297	805	7	legislation	legislation	NOUN
cjrl-2297	805	8	would	would	AUX
cjrl-2297	805	9	automatically	automatically	ADV
cjrl-2297	805	10	change	change	VERB
cjrl-2297	805	11	higher	high	ADJ
cjrl-2297	805	12	interest	interest	NOUN
cjrl-2297	805	13	rate	rate	NOUN
cjrl-2297	805	14	ffelp	ffelp	NOUN
cjrl-2297	805	15	and	and	CCONJ
cjrl-2297	805	16	direct	direct	ADJ
cjrl-2297	805	17	loans	loan	NOUN
cjrl-2297	805	18	to	to	ADP
cjrl-2297	805	19	a	a	DET
cjrl-2297	805	20	fixed	fix	VERB
cjrl-2297	805	21	4	4	NUM
cjrl-2297	805	22	%	%	NOUN
cjrl-2297	805	23	rate	rate	NOUN
cjrl-2297	805	24	)	)	PUNCT
cjrl-2297	805	25	.	.	PUNCT
cjrl-2297	806	1	253	253	NUM
cjrl-2297	806	2	bank	bank	NOUN
cjrl-2297	806	3	on	on	ADP
cjrl-2297	806	4	students	student	NOUN
cjrl-2297	806	5	loan	loan	NOUN
cjrl-2297	806	6	fairness	fairness	PROPN
cjrl-2297	806	7	act	act	PROPN
cjrl-2297	806	8	,	,	PUNCT
cjrl-2297	806	9	s.	s.	PROPN
cjrl-2297	806	10	897	897	NUM
cjrl-2297	806	11	,	,	PUNCT
cjrl-2297	806	12	113th	113th	PROPN
cjrl-2297	806	13	cong	cong	NOUN
cjrl-2297	806	14	.	.	PUNCT
cjrl-2297	807	1	(	(	PUNCT
cjrl-2297	807	2	2013	2013	NUM
cjrl-2297	807	3	)	)	PUNCT
cjrl-2297	807	4	(	(	PUNCT
cjrl-2297	807	5	a	a	DET
cjrl-2297	807	6	bill	bill	NOUN
cjrl-2297	807	7	to	to	PART
cjrl-2297	807	8	stabilize	stabilize	VERB
cjrl-2297	807	9	the	the	DET
cjrl-2297	807	10	interest	interest	NOUN
cjrl-2297	807	11	rate	rate	NOUN
cjrl-2297	807	12	on	on	ADP
cjrl-2297	807	13	federally	federally	ADV
cjrl-2297	807	14	subsidized	subsidize	VERB
cjrl-2297	807	15	student	student	NOUN
cjrl-2297	807	16	loans	loan	NOUN
cjrl-2297	807	17	to	to	PART
cjrl-2297	807	18	offer	offer	VERB
cjrl-2297	807	19	the	the	DET
cjrl-2297	807	20	same	same	ADJ
cjrl-2297	807	21	rate	rate	NOUN
cjrl-2297	807	22	of	of	ADP
cjrl-2297	807	23	interest	interest	NOUN
cjrl-2297	807	24	as	as	ADP
cjrl-2297	807	25	the	the	DET
cjrl-2297	807	26	loans	loan	NOUN
cjrl-2297	807	27	provided	provide	VERB
cjrl-2297	807	28	to	to	ADP
cjrl-2297	807	29	banks	bank	NOUN
cjrl-2297	807	30	through	through	ADP
cjrl-2297	807	31	the	the	DET
cjrl-2297	807	32	federal	federal	PROPN
cjrl-2297	807	33	reserve	reserve	PROPN
cjrl-2297	807	34	discount	discount	PROPN
cjrl-2297	807	35	window	window	NOUN
cjrl-2297	807	36	)	)	PUNCT
cjrl-2297	807	37	.	.	PUNCT
cjrl-2297	808	1	245	245	NUM
cjrl-2297	808	2	see	see	VERB
cjrl-2297	808	3	anne	anne	PROPN
cjrl-2297	808	4	johnson	johnson	PROPN
cjrl-2297	808	5	&	&	CCONJ
cjrl-2297	808	6	tobin	tobin	PROPN
cjrl-2297	808	7	van	van	PROPN
cjrl-2297	808	8	ostern	ostern	PROPN
cjrl-2297	808	9	,	,	PUNCT
cjrl-2297	808	10	it	it	PRON
cjrl-2297	808	11	’s	’	VERB
cjrl-2297	808	12	our	our	PRON
cjrl-2297	808	13	interest	interest	NOUN
cjrl-2297	808	14	:	:	PUNCT
cjrl-2297	808	15	the	the	DET
cjrl-2297	808	16	need	need	NOUN
cjrl-2297	808	17	to	to	PART
cjrl-2297	808	18	reduce	reduce	VERB
cjrl-2297	808	19	student	student	NOUN
cjrl-2297	808	20	loan	loan	NOUN
cjrl-2297	808	21	interest	interest	NOUN
cjrl-2297	808	22	rates	rate	NOUN
cjrl-2297	808	23	,	,	PUNCT
cjrl-2297	808	24	center	center	NOUN
cjrl-2297	808	25	for	for	ADP
cjrl-2297	808	26	american	american	ADJ
cjrl-2297	808	27	progress	progress	NOUN
cjrl-2297	808	28	,	,	PUNCT
cjrl-2297	808	29	feb	feb	PROPN
cjrl-2297	808	30	.	.	PROPN
cjrl-2297	808	31	13	13	NUM
cjrl-2297	808	32	,	,	PUNCT
cjrl-2297	808	33	2013	2013	NUM
cjrl-2297	808	34	(	(	PUNCT
cjrl-2297	808	35	“	"	PUNCT
cjrl-2297	808	36	a	a	DET
cjrl-2297	808	37	federally	federally	ADV
cjrl-2297	808	38	backed	back	VERB
cjrl-2297	808	39	refinancing	refinancing	NOUN
cjrl-2297	808	40	and	and	CCONJ
cjrl-2297	808	41	loan	loan	NOUN
cjrl-2297	808	42	-	-	PUNCT
cjrl-2297	808	43	modification	modification	NOUN
cjrl-2297	808	44	program	program	NOUN
cjrl-2297	808	45	would	would	AUX
cjrl-2297	808	46	reduce	reduce	VERB
cjrl-2297	808	47	the	the	DET
cjrl-2297	808	48	interest	interest	NOUN
cjrl-2297	808	49	rates	rate	NOUN
cjrl-2297	808	50	paid	pay	VERB
cjrl-2297	808	51	by	by	ADP
cjrl-2297	808	52	borrowers	borrower	NOUN
cjrl-2297	808	53	,	,	PUNCT
cjrl-2297	808	54	provide	provide	VERB
cjrl-2297	808	55	new	new	ADJ
cjrl-2297	808	56	options	option	NOUN
cjrl-2297	808	57	and	and	CCONJ
cjrl-2297	808	58	protections	protection	NOUN
cjrl-2297	808	59	to	to	ADP
cjrl-2297	808	60	borrowers	borrower	NOUN
cjrl-2297	808	61	in	in	ADP
cjrl-2297	808	62	the	the	DET
cjrl-2297	808	63	private	private	ADJ
cjrl-2297	808	64	-	-	PUNCT
cjrl-2297	808	65	lending	lending	NOUN
cjrl-2297	808	66	sector	sector	NOUN
cjrl-2297	808	67	,	,	PUNCT
cjrl-2297	808	68	and	and	CCONJ
cjrl-2297	808	69	stimulate	stimulate	VERB
cjrl-2297	808	70	the	the	DET
cjrl-2297	808	71	economy	economy	NOUN
cjrl-2297	808	72	.	.	PUNCT
cjrl-2297	809	1	it	it	PRON
cjrl-2297	809	2	would	would	AUX
cjrl-2297	809	3	also	also	ADV
cjrl-2297	809	4	provide	provide	VERB
cjrl-2297	809	5	direct	direct	ADJ
cjrl-2297	809	6	relief	relief	NOUN
cjrl-2297	809	7	to	to	ADP
cjrl-2297	809	8	the	the	DET
cjrl-2297	809	9	tens	ten	NOUN
cjrl-2297	809	10	of	of	ADP
cjrl-2297	809	11	millions	million	NOUN
cjrl-2297	809	12	of	of	ADP
cjrl-2297	809	13	current	current	ADJ
cjrl-2297	809	14	borrowers	borrower	NOUN
cjrl-2297	809	15	,	,	PUNCT
cjrl-2297	809	16	engaging	engage	VERB
cjrl-2297	809	17	them	they	PRON
cjrl-2297	809	18	in	in	ADP
cjrl-2297	809	19	the	the	DET
cjrl-2297	809	20	effort	effort	NOUN
cjrl-2297	809	21	to	to	PART
cjrl-2297	809	22	improve	improve	VERB
cjrl-2297	809	23	our	our	PRON
cjrl-2297	809	24	higher	high	ADJ
cjrl-2297	809	25	-	-	PUNCT
cjrl-2297	809	26	education	education	NOUN
cjrl-2297	809	27	system	system	NOUN
cjrl-2297	809	28	.	.	PUNCT
cjrl-2297	809	29	.	.	PUNCT
cjrl-2297	809	30	.	.	PUNCT
cjrl-2297	809	31	.	.	PUNCT
cjrl-2297	810	1	many	many	ADJ
cjrl-2297	810	2	types	type	NOUN
cjrl-2297	810	3	of	of	ADP
cjrl-2297	810	4	loans	loan	NOUN
cjrl-2297	810	5	should	should	AUX
cjrl-2297	810	6	be	be	AUX
cjrl-2297	810	7	refinanced	refinance	VERB
cjrl-2297	810	8	,	,	PUNCT
cjrl-2297	810	9	including	include	VERB
cjrl-2297	810	10	ffel	ffel	ADJ
cjrl-2297	810	11	loans	loan	NOUN
cjrl-2297	810	12	,	,	PUNCT
cjrl-2297	810	13	direct	direct	ADJ
cjrl-2297	810	14	loans	loan	NOUN
cjrl-2297	810	15	,	,	PUNCT
cjrl-2297	810	16	private	private	ADJ
cjrl-2297	810	17	student	student	NOUN
cjrl-2297	810	18	loans	loan	NOUN
cjrl-2297	810	19	,	,	PUNCT
cjrl-2297	810	20	and	and	CCONJ
cjrl-2297	810	21	loans	loan	NOUN
cjrl-2297	810	22	such	such	ADJ
cjrl-2297	810	23	as	as	ADP
cjrl-2297	810	24	stafford	stafford	PROPN
cjrl-2297	810	25	or	or	CCONJ
cjrl-2297	810	26	plus	plus	CCONJ
cjrl-2297	810	27	loans	loan	NOUN
cjrl-2297	810	28	.	.	PUNCT
cjrl-2297	810	29	”	"	PUNCT
cjrl-2297	810	30	)	)	PUNCT
cjrl-2297	810	31	.	.	PUNCT
cjrl-2297	811	1	255	255	NUM
cjrl-2297	811	2	see	see	VERB
cjrl-2297	811	3	higher	high	ADJ
cjrl-2297	811	4	education	education	NOUN
cjrl-2297	811	5	reconciliation	reconciliation	NOUN
cjrl-2297	811	6	act	act	NOUN
cjrl-2297	811	7	of	of	ADP
cjrl-2297	811	8	2005	2005	NUM
cjrl-2297	811	9	,	,	PUNCT
cjrl-2297	811	10	pub	pub	NOUN
cjrl-2297	811	11	.	.	PUNCT
cjrl-2297	812	1	l.	l.	PROPN
cjrl-2297	812	2	no	no	INTJ
cjrl-2297	812	3	.	.	PUNCT
cjrl-2297	813	1	109–171(2003	109–171(2003	NUM
cjrl-2297	813	2	)	)	PUNCT
cjrl-2297	814	1	;	;	PUNCT
cjrl-2297	814	2	william	william	PROPN
cjrl-2297	814	3	leith	leith	PROPN
cjrl-2297	814	4	,	,	PUNCT
cjrl-2297	814	5	origination	origination	NOUN
cjrl-2297	814	6	fee	fee	NOUN
cjrl-2297	814	7	and	and	CCONJ
cjrl-2297	814	8	up	up	ADP
cjrl-2297	814	9	-	-	PUNCT
cjrl-2297	814	10	front	front	NOUN
cjrl-2297	814	11	interest	interest	NOUN
cjrl-2297	814	12	rebate	rebate	NOUN
cjrl-2297	814	13	reductions	reduction	NOUN
cjrl-2297	814	14	for	for	ADP
cjrl-2297	814	15	direct	direct	ADJ
cjrl-2297	814	16	subsidized	subsidized	ADJ
cjrl-2297	814	17	loans	loan	NOUN
cjrl-2297	814	18	and	and	CCONJ
cjrl-2297	814	19	direct	direct	VERB
cjrl-2297	814	20	unsubsidized	unsubsidized	ADJ
cjrl-2297	814	21	loans	loan	NOUN
cjrl-2297	814	22	,	,	PUNCT
cjrl-2297	814	23	feb	feb	PROPN
cjrl-2297	814	24	.	.	PROPN
cjrl-2297	814	25	4	4	NUM
cjrl-2297	814	26	,	,	PUNCT
cjrl-2297	814	27	2010	2010	NUM
cjrl-2297	814	28	,	,	PUNCT
cjrl-2297	814	29	http://www.ifap.ed.gov/eannouncements/020410orgfeeupfrontirrdld.html	http://www.ifap.ed.gov/eannouncements/020410orgfeeupfrontirrdld.html	X
cjrl-2297	814	30	(	(	PUNCT
cjrl-2297	814	31	“	"	PUNCT
cjrl-2297	814	32	the	the	DET
cjrl-2297	814	33	direct	direct	ADJ
cjrl-2297	814	34	plus	plus	CCONJ
cjrl-2297	814	35	loan	loan	NOUN
cjrl-2297	814	36	origination	origination	NOUN
cjrl-2297	814	37	fee	fee	NOUN
cjrl-2297	814	38	is	be	AUX
cjrl-2297	814	39	not	not	PART
cjrl-2297	814	40	changing	change	VERB
cjrl-2297	814	41	and	and	CCONJ
cjrl-2297	814	42	will	will	AUX
cjrl-2297	814	43	remain	remain	VERB
cjrl-2297	814	44	at	at	ADP
cjrl-2297	814	45	4.0	4.0	NUM
cjrl-2297	814	46	percent	percent	NOUN
cjrl-2297	814	47	for	for	ADP
cjrl-2297	814	48	direct	direct	ADJ
cjrl-2297	814	49	plus	plus	CCONJ
cjrl-2297	814	50	loans	loan	NOUN
cjrl-2297	814	51	made	make	VERB
cjrl-2297	814	52	to	to	ADP
cjrl-2297	814	53	both	both	DET
cjrl-2297	814	54	parent	parent	NOUN
cjrl-2297	814	55	borrowers	borrower	NOUN
cjrl-2297	814	56	and	and	CCONJ
cjrl-2297	814	57	graduate	graduate	ADJ
cjrl-2297	814	58	/	/	SYM
cjrl-2297	814	59	professional	professional	ADJ
cjrl-2297	814	60	student	student	NOUN
cjrl-2297	814	61	borrowers	borrower	NOUN
cjrl-2297	814	62	.	.	PUNCT
cjrl-2297	815	1	in	in	ADP
cjrl-2297	815	2	addition	addition	NOUN
cjrl-2297	815	3	,	,	PUNCT
cjrl-2297	815	4	the	the	DET
cjrl-2297	815	5	up	up	ADJ
cjrl-2297	815	6	-	-	PUNCT
cjrl-2297	815	7	front	front	NOUN
cjrl-2297	815	8	interest	interest	NOUN
cjrl-2297	815	9	rebate	rebate	NOUN
cjrl-2297	815	10	amount	amount	NOUN
cjrl-2297	815	11	is	be	AUX
cjrl-2297	815	12	not	not	PART
cjrl-2297	815	13	changing	change	VERB
cjrl-2297	815	14	and	and	CCONJ
cjrl-2297	815	15	will	will	AUX
cjrl-2297	815	16	remain	remain	VERB
cjrl-2297	815	17	at	at	ADP
cjrl-2297	815	18	1.5	1.5	NUM
cjrl-2297	815	19	percent	percent	NOUN
cjrl-2297	815	20	for	for	ADP
cjrl-2297	815	21	all	all	DET
cjrl-2297	815	22	direct	direct	ADJ
cjrl-2297	815	23	plus	plus	CCONJ
cjrl-2297	815	24	loans	loan	NOUN
cjrl-2297	815	25	.	.	PUNCT
cjrl-2297	815	26	”	"	PUNCT
cjrl-2297	815	27	)	)	PUNCT
cjrl-2297	815	28	.	.	PUNCT
cjrl-2297	816	1	256	256	NUM
cjrl-2297	816	2	see	see	VERB
cjrl-2297	816	3	jensen	jensen	PROPN
cjrl-2297	816	4	&	&	CCONJ
cjrl-2297	816	5	marrs	marrs	PROPN
cjrl-2297	816	6	,	,	PUNCT
cjrl-2297	816	7	supra	supra	PROPN
cjrl-2297	816	8	note	note	PROPN
cjrl-2297	816	9	10	10	NUM
cjrl-2297	816	10	,	,	PUNCT
cjrl-2297	816	11	at	at	ADP
cjrl-2297	816	12	52	52	NUM
cjrl-2297	816	13	(	(	PUNCT
cjrl-2297	816	14	finding	find	VERB
cjrl-2297	816	15	that	that	SCONJ
cjrl-2297	816	16	ffel	ffel	ADJ
cjrl-2297	816	17	plus	plus	CCONJ
cjrl-2297	816	18	loans	loan	NOUN
cjrl-2297	816	19	had	have	VERB
cjrl-2297	816	20	an	an	DET
cjrl-2297	816	21	origination	origination	NOUN
cjrl-2297	816	22	fee	fee	NOUN
cjrl-2297	816	23	of	of	ADP
cjrl-2297	816	24	3.0	3.0	NUM
cjrl-2297	816	25	%	%	NOUN
cjrl-2297	816	26	with	with	ADP
cjrl-2297	816	27	a	a	DET
cjrl-2297	816	28	required	require	VERB
cjrl-2297	816	29	1	1	NUM
cjrl-2297	816	30	%	%	NOUN
cjrl-2297	816	31	default	default	NOUN
cjrl-2297	816	32	fee	fee	NOUN
cjrl-2297	816	33	,	,	PUNCT
cjrl-2297	816	34	while	while	SCONJ
cjrl-2297	816	35	direct	direct	ADJ
cjrl-2297	816	36	plus	plus	CCONJ
cjrl-2297	816	37	loan	loan	NOUN
cjrl-2297	816	38	origination	origination	NOUN
cjrl-2297	816	39	fees	fee	NOUN
cjrl-2297	816	40	amount	amount	NOUN
cjrl-2297	816	41	to	to	ADP
cjrl-2297	816	42	4.0	4.0	NUM
cjrl-2297	816	43	%	%	NOUN
cjrl-2297	816	44	with	with	ADP
cjrl-2297	816	45	no	no	DET
cjrl-2297	816	46	default	default	NOUN
cjrl-2297	816	47	fee	fee	NOUN
cjrl-2297	816	48	)	)	PUNCT
cjrl-2297	816	49	(	(	PUNCT
cjrl-2297	816	50	“	"	PUNCT
cjrl-2297	816	51	unlike	unlike	ADP
cjrl-2297	816	52	the	the	DET
cjrl-2297	816	53	stafford	stafford	PROPN
cjrl-2297	816	54	loan	loan	NOUN
cjrl-2297	816	55	origination	origination	NOUN
cjrl-2297	816	56	fee	fee	NOUN
cjrl-2297	816	57	,	,	PUNCT
cjrl-2297	816	58	the	the	DET
cjrl-2297	816	59	plus	plus	ADJ
cjrl-2297	816	60	loan	loan	NOUN
cjrl-2297	816	61	origination	origination	NOUN
cjrl-2297	816	62	fee	fee	NOUN
cjrl-2297	816	63	is	be	AUX
cjrl-2297	816	64	not	not	PART
cjrl-2297	816	65	scheduled	schedule	VERB
cjrl-2297	816	66	to	to	PART
cjrl-2297	816	67	be	be	AUX
cjrl-2297	816	68	phased	phase	VERB
cjrl-2297	816	69	out	out	ADP
cjrl-2297	816	70	or	or	CCONJ
cjrl-2297	816	71	reduced	reduce	VERB
cjrl-2297	816	72	in	in	ADP
cjrl-2297	816	73	the	the	DET
cjrl-2297	816	74	coming	come	VERB
cjrl-2297	816	75	years	year	NOUN
cjrl-2297	816	76	.	.	PUNCT
cjrl-2297	816	77	”	"	PUNCT
cjrl-2297	816	78	)	)	PUNCT
cjrl-2297	816	79	(	(	PUNCT
cjrl-2297	816	80	citing	cite	VERB
cjrl-2297	816	81	to	to	ADP
cjrl-2297	816	82	the	the	DET
cjrl-2297	816	83	u.s	u.s	PROPN
cjrl-2297	816	84	.	.	PROPN
cjrl-2297	816	85	dep’t	dep’t	NOUN
cjrl-2297	816	86	of	of	ADP
cjrl-2297	816	87	educ	educ	PROPN
cjrl-2297	816	88	.	.	PUNCT
cjrl-2297	816	89	)	)	PUNCT
cjrl-2297	816	90	;	;	PUNCT
cjrl-2297	816	91	see	see	VERB
cjrl-2297	816	92	generally	generally	ADV
cjrl-2297	816	93	daniel	daniel	PROPN
cjrl-2297	816	94	a.	a.	PROPN
cjrl-2297	816	95	austin	austin	PROPN
cjrl-2297	816	96	,	,	PUNCT
cjrl-2297	816	97	the	the	DET
cjrl-2297	816	98	indentured	indenture	VERB
cjrl-2297	816	99	generation	generation	NOUN
cjrl-2297	816	100	:	:	PUNCT
cjrl-2297	816	101	bankruptcy	bankruptcy	NOUN
cjrl-2297	816	102	and	and	CCONJ
cjrl-2297	816	103	student	student	NOUN
cjrl-2297	816	104	loan	loan	NOUN
cjrl-2297	816	105	debt	debt	NOUN
cjrl-2297	816	106	,	,	PUNCT
cjrl-2297	816	107	53	53	NUM
cjrl-2297	816	108	santa	santa	PROPN
cjrl-2297	816	109	clara	clara	PROPN
cjrl-2297	816	110	l.	l.	PROPN
cjrl-2297	816	111	rev	rev	PROPN
cjrl-2297	816	112	.	.	PROPN
cjrl-2297	816	113	329	329	NUM
cjrl-2297	816	114	,	,	PUNCT
cjrl-2297	816	115	339	339	NUM
cjrl-2297	816	116	(	(	PUNCT
cjrl-2297	816	117	2013	2013	NUM
cjrl-2297	816	118	)	)	PUNCT
cjrl-2297	816	119	.	.	PUNCT
cjrl-2297	817	1	257	257	NUM
cjrl-2297	817	2	see	see	VERB
cjrl-2297	817	3	jan	jan	PROPN
cjrl-2297	817	4	marie	marie	PROPN
cjrl-2297	817	5	combs	combs	PROPN
cjrl-2297	817	6	,	,	PUNCT
cjrl-2297	817	7	financial	financial	ADJ
cjrl-2297	817	8	aid	aid	NOUN
cjrl-2297	817	9	sense	sense	NOUN
cjrl-2297	817	10	:	:	PUNCT
cjrl-2297	817	11	making	make	VERB
cjrl-2297	817	12	sense	sense	NOUN
cjrl-2297	817	13	out	out	ADP
cjrl-2297	817	14	of	of	ADP
cjrl-2297	817	15	financial	financial	ADJ
cjrl-2297	817	16	aid	aid	NOUN
cjrl-2297	817	17	and	and	CCONJ
cjrl-2297	817	18	the	the	DET
cjrl-2297	817	19	college	college	NOUN
cjrl-2297	817	20	financing	financing	NOUN
cjrl-2297	817	21	process	process	NOUN
cjrl-2297	817	22	,	,	PUNCT
cjrl-2297	817	23	31	31	NUM
cjrl-2297	817	24	(	(	PUNCT
cjrl-2297	817	25	2012	2012	NUM
cjrl-2297	817	26	)	)	PUNCT
cjrl-2297	817	27	;	;	PUNCT
cjrl-2297	817	28	u.s	u.s	PROPN
cjrl-2297	817	29	.	.	PROPN
cjrl-2297	817	30	dep’t	dep’t	NOUN
cjrl-2297	817	31	of	of	ADP
cjrl-2297	817	32	educ	educ	PROPN
cjrl-2297	817	33	.	.	PUNCT
cjrl-2297	817	34	,	,	PUNCT
cjrl-2297	817	35	student	student	NOUN
cjrl-2297	817	36	loans	loan	NOUN
cjrl-2297	817	37	overview	overview	VERB
cjrl-2297	817	38	:	:	PUNCT
cjrl-2297	817	39	fiscal	fiscal	ADJ
cjrl-2297	817	40	year	year	NOUN
cjrl-2297	817	41	2014	2014	NUM
cjrl-2297	817	42	budget	budget	NOUN
cjrl-2297	817	43	proposal	proposal	NOUN
cjrl-2297	817	44	,	,	PUNCT
cjrl-2297	817	45	http://www2.ed.gov/about/overview/budget/budget14/justifications/s-loansoverview.pdf	http://www2.ed.gov/about/overview/budget/budget14/justifications/s-loansoverview.pdf	PROPN
cjrl-2297	817	46	,	,	PUNCT
cjrl-2297	817	47	at	at	ADP
cjrl-2297	817	48	s-3	s-3	PROPN
cjrl-2297	817	49	(	(	PUNCT
cjrl-2297	817	50	“	"	PUNCT
cjrl-2297	817	51	direct	direct	ADJ
cjrl-2297	817	52	loan	loan	NOUN
cjrl-2297	817	53	borrowers	borrower	NOUN
cjrl-2297	817	54	are	be	AUX
cjrl-2297	817	55	charged	charge	VERB
cjrl-2297	817	56	an	an	DET
cjrl-2297	817	57	origination	origination	NOUN
cjrl-2297	817	58	fee	fee	NOUN
cjrl-2297	817	59	.	.	PUNCT
cjrl-2297	818	1	stafford	stafford	PROPN
cjrl-2297	818	2	and	and	CCONJ
cjrl-2297	818	3	unsubsidized	unsubsidized	ADJ
cjrl-2297	818	4	stafford	stafford	PROPN
cjrl-2297	818	5	loan	loan	NOUN
cjrl-2297	818	6	borrowers	borrower	NOUN
cjrl-2297	818	7	are	be	AUX
cjrl-2297	818	8	charged	charge	VERB
cjrl-2297	818	9	an	an	DET
cjrl-2297	818	10	origination	origination	NOUN
cjrl-2297	818	11	fee	fee	NOUN
cjrl-2297	818	12	equal	equal	ADJ
cjrl-2297	818	13	to	to	ADP
cjrl-2297	818	14	1	1	NUM
cjrl-2297	818	15	percent	percent	NOUN
cjrl-2297	818	16	of	of	ADP
cjrl-2297	818	17	principal	principal	NOUN
cjrl-2297	818	18	.	.	PUNCT
cjrl-2297	819	1	plus	plus	CCONJ
cjrl-2297	819	2	borrowers	borrower	NOUN
cjrl-2297	819	3	are	be	AUX
cjrl-2297	819	4	charged	charge	VERB
cjrl-2297	819	5	a	a	DET
cjrl-2297	819	6	4	4	NUM
cjrl-2297	819	7	percent	percent	NOUN
cjrl-2297	819	8	origination	origination	NOUN
cjrl-2297	819	9	fee	fee	NOUN
cjrl-2297	819	10	.	.	PUNCT
cjrl-2297	820	1	under	under	ADP
cjrl-2297	820	2	the	the	DET
cjrl-2297	820	3	special	special	ADJ
cjrl-2297	820	4	rules	rule	NOUN
cjrl-2297	820	5	of	of	ADP
cjrl-2297	820	6	the	the	DET
cjrl-2297	820	7	sequestration	sequestration	NOUN
cjrl-2297	820	8	,	,	PUNCT
cjrl-2297	820	9	origination	origination	NOUN
cjrl-2297	820	10	fees	fee	NOUN
cjrl-2297	820	11	for	for	ADP
cjrl-2297	820	12	stafford	stafford	PROPN
cjrl-2297	820	13	and	and	CCONJ
cjrl-2297	820	14	unsubsidized	unsubsidized	ADJ
cjrl-2297	820	15	stafford	stafford	PROPN
cjrl-2297	820	16	loans	loan	NOUN
cjrl-2297	820	17	are	be	AUX
cjrl-2297	820	18	1.051	1.051	NUM
cjrl-2297	820	19	percent	percent	NOUN
cjrl-2297	820	20	,	,	PUNCT
cjrl-2297	820	21	and	and	CCONJ
cjrl-2297	820	22	plus	plus	CCONJ
cjrl-2297	820	23	loan	loan	NOUN
cjrl-2297	820	24	origination	origination	NOUN
cjrl-2297	820	25	fees	fee	NOUN
cjrl-2297	820	26	are	be	AUX
cjrl-2297	820	27	4.204	4.204	NUM
cjrl-2297	820	28	percent	percent	NOUN
cjrl-2297	820	29	.	.	PUNCT
cjrl-2297	820	30	”	"	PUNCT
cjrl-2297	820	31	)	)	PUNCT
cjrl-2297	820	32	.	.	PUNCT
cjrl-2297	821	1	258	258	NUM
cjrl-2297	821	2	see	see	VERB
cjrl-2297	821	3	generally	generally	ADV
cjrl-2297	821	4	budget	budget	NOUN
cjrl-2297	821	5	control	control	PROPN
cjrl-2297	821	6	act	act	PROPN
cjrl-2297	821	7	of	of	ADP
cjrl-2297	821	8	2011	2011	NUM
cjrl-2297	821	9	,	,	PUNCT
cjrl-2297	821	10	112	112	NUM
cjrl-2297	821	11	pub	pub	NOUN
cjrl-2297	821	12	.	.	PUNCT
cjrl-2297	822	1	l.	l.	PROPN
cjrl-2297	822	2	no	no	INTJ
cjrl-2297	822	3	.	.	PROPN
cjrl-2297	822	4	25	25	NUM
cjrl-2297	822	5	,	,	PUNCT
cjrl-2297	822	6	125	125	NUM
cjrl-2297	822	7	stat	stat	NOUN
cjrl-2297	822	8	.	.	PUNCT
cjrl-2297	823	1	240	240	NUM
cjrl-2297	823	2	(	(	PUNCT
cjrl-2297	823	3	previously	previously	ADV
cjrl-2297	823	4	borrowers	borrower	NOUN
cjrl-2297	823	5	could	could	AUX
cjrl-2297	823	6	obtain	obtain	VERB
cjrl-2297	823	7	an	an	DET
cjrl-2297	823	8	up	up	ADJ
cjrl-2297	823	9	-	-	PUNCT
cjrl-2297	823	10	front	front	NOUN
cjrl-2297	823	11	interest	interest	NOUN
cjrl-2297	823	12	rebate	rebate	NOUN
cjrl-2297	823	13	under	under	ADP
cjrl-2297	823	14	the	the	DET
cjrl-2297	823	15	direct	direct	ADJ
cjrl-2297	823	16	loan	loan	NOUN
cjrl-2297	823	17	program	program	NOUN
cjrl-2297	823	18	)	)	PUNCT
cjrl-2297	823	19	.	.	PUNCT
cjrl-2297	824	1	259	259	NUM
cjrl-2297	824	2	see	see	VERB
cjrl-2297	824	3	generally	generally	ADV
cjrl-2297	824	4	barack	barack	VERB
cjrl-2297	824	5	obama	obama	NOUN
cjrl-2297	824	6	,	,	PUNCT
cjrl-2297	824	7	remarks	remark	NOUN
cjrl-2297	824	8	by	by	ADP
cjrl-2297	824	9	the	the	DET
cjrl-2297	824	10	president	president	NOUN
cjrl-2297	824	11	on	on	ADP
cjrl-2297	824	12	higher	high	ADJ
cjrl-2297	824	13	education	education	NOUN
cjrl-2297	824	14	,	,	PUNCT
cjrl-2297	824	15	april	april	PROPN
cjrl-2297	824	16	24	24	NUM
cjrl-2297	824	17	,	,	PUNCT
cjrl-2297	824	18	2009	2009	NUM
cjrl-2297	824	19	,	,	PUNCT
cjrl-2297	824	20	http://www.white	http://www.white	PROPN
cjrl-2297	824	21	house.gov/the-press-office/remarks-president-higher-education	house.gov/the-press-office/remarks-president-higher-education	PROPN
cjrl-2297	824	22	;	;	PUNCT
cjrl-2297	824	23	white	white	PROPN
cjrl-2297	824	24	house	house	PROPN
cjrl-2297	824	25	,	,	PUNCT
cjrl-2297	824	26	help	help	VERB
cjrl-2297	824	27	americans	americans	PROPN
cjrl-2297	824	28	manage	manage	VERB
cjrl-2297	824	29	student	student	NOUN
cjrl-2297	824	30	loan	loan	NOUN
cjrl-2297	824	31	debt	debt	NOUN
cjrl-2297	824	32	,	,	PUNCT
cjrl-2297	824	33	oct	oct	PROPN
cjrl-2297	824	34	.	.	PROPN
cjrl-2297	824	35	25	25	NUM
cjrl-2297	824	36	,	,	PUNCT
cjrl-2297	824	37	2011	2011	NUM
cjrl-2297	824	38	,	,	PUNCT
cjrl-2297	824	39	http://www.whitehouse.gov/the-press-office/2011/10/25/fact-sheet-help-americansmanage-student-loan-debt	http://www.whitehouse.gov/the-press-office/2011/10/25/fact-sheet-help-americansmanage-student-loan-debt	PROPN
cjrl-2297	824	40	.	.	PROPN
cjrl-2297	824	41	2014	2014	NUM
cjrl-2297	825	1	columbia	columbia	PROPN
cjrl-2297	825	2	journal	journal	PROPN
cjrl-2297	825	3	of	of	ADP
cjrl-2297	825	4	race	race	NOUN
cjrl-2297	825	5	and	and	CCONJ
cjrl-2297	825	6	law	law	NOUN
cjrl-2297	825	7	167	167	NUM
cjrl-2297	825	8	activity	activity	NOUN
cjrl-2297	825	9	(	(	PUNCT
cjrl-2297	825	10	including	include	VERB
cjrl-2297	825	11	new	new	ADJ
cjrl-2297	825	12	loans	loan	NOUN
cjrl-2297	825	13	and	and	CCONJ
cjrl-2297	825	14	consolidation	consolidation	NOUN
cjrl-2297	825	15	of	of	ADP
cjrl-2297	825	16	existing	exist	VERB
cjrl-2297	825	17	loans	loan	NOUN
cjrl-2297	825	18	)	)	PUNCT
cjrl-2297	825	19	will	will	AUX
cjrl-2297	825	20	generate	generate	VERB
cjrl-2297	825	21	$	$	SYM
cjrl-2297	825	22	38.9	38.9	NUM
cjrl-2297	825	23	billion	billion	NUM
cjrl-2297	825	24	in	in	ADP
cjrl-2297	825	25	revenue	revenue	NOUN
cjrl-2297	825	26	for	for	ADP
cjrl-2297	825	27	the	the	DET
cjrl-2297	825	28	government	government	NOUN
cjrl-2297	825	29	in	in	ADP
cjrl-2297	825	30	2012	2012	NUM
cjrl-2297	825	31	,	,	PUNCT
cjrl-2297	825	32	and	and	CCONJ
cjrl-2297	825	33	approximately	approximately	ADV
cjrl-2297	825	34	$	$	SYM
cjrl-2297	825	35	36.8	36.8	NUM
cjrl-2297	825	36	billion	billion	NUM
cjrl-2297	825	37	in	in	ADP
cjrl-2297	825	38	2013	2013	NUM
cjrl-2297	825	39	.	.	PUNCT
cjrl-2297	826	1	the	the	DET
cjrl-2297	826	2	federal	federal	ADJ
cjrl-2297	826	3	government	government	NOUN
cjrl-2297	826	4	expects	expect	VERB
cjrl-2297	826	5	to	to	PART
cjrl-2297	826	6	earn	earn	VERB
cjrl-2297	826	7	20.08	20.08	NUM
cjrl-2297	826	8	%	%	NOUN
cjrl-2297	826	9	on	on	ADP
cjrl-2297	826	10	each	each	DET
cjrl-2297	826	11	dollar	dollar	NOUN
cjrl-2297	826	12	of	of	ADP
cjrl-2297	826	13	loans	loan	NOUN
cjrl-2297	826	14	originated	originate	VERB
cjrl-2297	826	15	in	in	ADP
cjrl-2297	826	16	2013.260	2013.260	NUM
cjrl-2297	826	17	c.	c.	NOUN
cjrl-2297	826	18	bankruptcy	bankruptcy	PROPN
cjrl-2297	826	19	protection	protection	PROPN
cjrl-2297	826	20	student	student	NOUN
cjrl-2297	826	21	loans	loan	NOUN
cjrl-2297	826	22	,	,	PUNCT
cjrl-2297	826	23	including	include	VERB
cjrl-2297	826	24	plus	plus	CCONJ
cjrl-2297	826	25	loans	loan	NOUN
cjrl-2297	826	26	,	,	PUNCT
cjrl-2297	826	27	are	be	AUX
cjrl-2297	826	28	practically	practically	ADV
cjrl-2297	826	29	non	non	ADJ
cjrl-2297	826	30	-	-	ADJ
cjrl-2297	826	31	dischargeable	dischargeable	ADJ
cjrl-2297	826	32	in	in	ADP
cjrl-2297	826	33	bankruptcy	bankruptcy	NOUN
cjrl-2297	826	34	proceedings.261	proceedings.261	NOUN
cjrl-2297	826	35	the	the	DET
cjrl-2297	826	36	bankruptcy	bankruptcy	NOUN
cjrl-2297	826	37	reform	reform	PROPN
cjrl-2297	826	38	act	act	PROPN
cjrl-2297	826	39	of	of	ADP
cjrl-2297	826	40	1994	1994	NUM
cjrl-2297	826	41	amended	amend	VERB
cjrl-2297	826	42	the	the	DET
cjrl-2297	826	43	bankruptcy	bankruptcy	NOUN
cjrl-2297	826	44	code	code	NOUN
cjrl-2297	826	45	to	to	PART
cjrl-2297	826	46	protect	protect	VERB
cjrl-2297	826	47	bankruptcy	bankruptcy	NOUN
cjrl-2297	826	48	petitioners	petitioner	NOUN
cjrl-2297	826	49	from	from	ADP
cjrl-2297	826	50	being	be	AUX
cjrl-2297	826	51	denied	deny	VERB
cjrl-2297	826	52	federal	federal	ADJ
cjrl-2297	826	53	student	student	NOUN
cjrl-2297	826	54	aid	aid	NOUN
cjrl-2297	826	55	solely	solely	ADV
cjrl-2297	826	56	on	on	ADP
cjrl-2297	826	57	the	the	DET
cjrl-2297	826	58	declaration	declaration	NOUN
cjrl-2297	826	59	of	of	ADP
cjrl-2297	826	60	bankruptcy	bankruptcy	NOUN
cjrl-2297	826	61	or	or	CCONJ
cjrl-2297	826	62	the	the	DET
cjrl-2297	826	63	filing	filing	NOUN
cjrl-2297	826	64	of	of	ADP
cjrl-2297	826	65	bankruptcy.262	bankruptcy.262	PROPN
cjrl-2297	826	66	however	however	ADV
cjrl-2297	826	67	,	,	PUNCT
cjrl-2297	826	68	this	this	DET
cjrl-2297	826	69	prohibition	prohibition	NOUN
cjrl-2297	826	70	does	do	AUX
cjrl-2297	826	71	not	not	PART
cjrl-2297	826	72	prevent	prevent	VERB
cjrl-2297	826	73	the	the	DET
cjrl-2297	826	74	government	government	NOUN
cjrl-2297	826	75	from	from	ADP
cjrl-2297	826	76	denying	deny	VERB
cjrl-2297	826	77	an	an	DET
cjrl-2297	826	78	application	application	NOUN
cjrl-2297	826	79	for	for	ADP
cjrl-2297	826	80	a	a	DET
cjrl-2297	826	81	federal	federal	ADJ
cjrl-2297	826	82	plus	plus	CCONJ
cjrl-2297	826	83	loan	loan	NOUN
cjrl-2297	826	84	due	due	ADP
cjrl-2297	826	85	to	to	ADP
cjrl-2297	826	86	an	an	DET
cjrl-2297	826	87	adverse	adverse	ADJ
cjrl-2297	826	88	credit	credit	NOUN
cjrl-2297	826	89	history	history	NOUN
cjrl-2297	826	90	that	that	PRON
cjrl-2297	826	91	results	result	VERB
cjrl-2297	826	92	from	from	ADP
cjrl-2297	826	93	bankruptcy.263	bankruptcy.263	PRON
cjrl-2297	826	94	such	such	ADJ
cjrl-2297	826	95	denial	denial	NOUN
cjrl-2297	826	96	does	do	AUX
cjrl-2297	826	97	not	not	PART
cjrl-2297	826	98	violate	violate	VERB
cjrl-2297	826	99	the	the	DET
cjrl-2297	826	100	united	united	PROPN
cjrl-2297	826	101	states	states	PROPN
cjrl-2297	826	102	bankruptcy	bankruptcy	PROPN
cjrl-2297	826	103	code	code	PROPN
cjrl-2297	826	104	,	,	PUNCT
cjrl-2297	826	105	but	but	CCONJ
cjrl-2297	826	106	perhaps	perhaps	ADV
cjrl-2297	826	107	it	it	PRON
cjrl-2297	826	108	should.264	should.264	VERB
cjrl-2297	826	109	the	the	DET
cjrl-2297	826	110	bankruptcy	bankruptcy	NOUN
cjrl-2297	826	111	abuse	abuse	NOUN
cjrl-2297	826	112	prevention	prevention	NOUN
cjrl-2297	826	113	and	and	CCONJ
cjrl-2297	826	114	consumer	consumer	NOUN
cjrl-2297	826	115	protection	protection	PROPN
cjrl-2297	826	116	act	act	NOUN
cjrl-2297	826	117	of	of	ADP
cjrl-2297	826	118	2005	2005	NUM
cjrl-2297	826	119	made	make	VERB
cjrl-2297	826	120	it	it	PRON
cjrl-2297	826	121	more	more	ADV
cjrl-2297	826	122	difficult	difficult	ADJ
cjrl-2297	826	123	to	to	PART
cjrl-2297	826	124	discharge	discharge	VERB
cjrl-2297	826	125	both	both	CCONJ
cjrl-2297	826	126	public	public	ADJ
cjrl-2297	826	127	and	and	CCONJ
cjrl-2297	826	128	private	private	ADJ
cjrl-2297	826	129	student	student	NOUN
cjrl-2297	826	130	loans.265	loans.265	NOUN
cjrl-2297	826	131	absent	absent	ADJ
cjrl-2297	826	132	a	a	DET
cjrl-2297	826	133	showing	showing	NOUN
cjrl-2297	826	134	of	of	ADP
cjrl-2297	826	135	undue	undue	ADJ
cjrl-2297	826	136	hardship	hardship	NOUN
cjrl-2297	826	137	as	as	ADP
cjrl-2297	826	138	articulated	articulate	VERB
cjrl-2297	826	139	260	260	NUM
cjrl-2297	826	140	daniel	daniel	PROPN
cjrl-2297	826	141	a.	a.	PROPN
cjrl-2297	826	142	austin	austin	PROPN
cjrl-2297	826	143	,	,	PUNCT
cjrl-2297	826	144	the	the	DET
cjrl-2297	826	145	indentured	indenture	VERB
cjrl-2297	826	146	generation	generation	NOUN
cjrl-2297	826	147	:	:	PUNCT
cjrl-2297	826	148	bankruptcy	bankruptcy	NOUN
cjrl-2297	826	149	and	and	CCONJ
cjrl-2297	826	150	student	student	NOUN
cjrl-2297	826	151	loan	loan	NOUN
cjrl-2297	826	152	debt	debt	NOUN
cjrl-2297	826	153	,	,	PUNCT
cjrl-2297	826	154	works.bepress.com	works.bepress.com	PROPN
cjrl-2297	826	155	,	,	PUNCT
cjrl-2297	826	156	2012	2012	NUM
cjrl-2297	826	157	(	(	PUNCT
cjrl-2297	826	158	citations	citation	NOUN
cjrl-2297	826	159	omitted	omit	VERB
cjrl-2297	826	160	)	)	PUNCT
cjrl-2297	826	161	.	.	PUNCT
cjrl-2297	827	1	261	261	NUM
cjrl-2297	827	2	see	see	VERB
cjrl-2297	827	3	i	i	PROPN
cjrl-2297	827	4	d.	d.	PROPN
cjrl-2297	827	5	;	;	PUNCT
cjrl-2297	827	6	marian	marian	PROPN
cjrl-2297	827	7	wang	wang	PROPN
cjrl-2297	827	8	et	et	PROPN
cjrl-2297	827	9	al	al	PROPN
cjrl-2297	827	10	.	.	PROPN
cjrl-2297	827	11	,	,	PUNCT
cjrl-2297	827	12	the	the	DET
cjrl-2297	827	13	parent	parent	NOUN
cjrl-2297	827	14	loan	loan	NOUN
cjrl-2297	827	15	trap	trap	NOUN
cjrl-2297	827	16	,	,	PUNCT
cjrl-2297	827	17	chron	chron	NOUN
cjrl-2297	827	18	.	.	PUNCT
cjrl-2297	828	1	of	of	ADP
cjrl-2297	828	2	higher	high	ADJ
cjrl-2297	828	3	educ	educ	NOUN
cjrl-2297	828	4	.	.	PUNCT
cjrl-2297	828	5	,	,	PUNCT
cjrl-2297	828	6	oct	oct	PROPN
cjrl-2297	828	7	.	.	PROPN
cjrl-2297	828	8	4	4	NUM
cjrl-2297	828	9	,	,	PUNCT
cjrl-2297	828	10	2012	2012	NUM
cjrl-2297	828	11	;	;	PUNCT
cjrl-2297	828	12	see	see	VERB
cjrl-2297	828	13	generally	generally	ADV
cjrl-2297	828	14	roger	roger	NOUN
cjrl-2297	828	15	roots	root	NOUN
cjrl-2297	828	16	,	,	PUNCT
cjrl-2297	828	17	the	the	DET
cjrl-2297	828	18	student	student	NOUN
cjrl-2297	828	19	loan	loan	NOUN
cjrl-2297	828	20	debt	debt	NOUN
cjrl-2297	828	21	crisis	crisis	NOUN
cjrl-2297	828	22	:	:	PUNCT
cjrl-2297	828	23	a	a	DET
cjrl-2297	828	24	lesson	lesson	NOUN
cjrl-2297	828	25	in	in	ADP
cjrl-2297	828	26	unintended	unintended	ADJ
cjrl-2297	828	27	consequences	consequence	NOUN
cjrl-2297	828	28	,	,	PUNCT
cjrl-2297	828	29	29	29	NUM
cjrl-2297	828	30	sw	sw	NOUN
cjrl-2297	828	31	.	.	PUNCT
cjrl-2297	829	1	u.	u.	PROPN
cjrl-2297	829	2	l.	l.	PROPN
cjrl-2297	829	3	rev	rev	PROPN
cjrl-2297	829	4	.	.	PROPN
cjrl-2297	829	5	501	501	NUM
cjrl-2297	829	6	(	(	PUNCT
cjrl-2297	829	7	1999–2000	1999–2000	NUM
cjrl-2297	829	8	)	)	PUNCT
cjrl-2297	829	9	;	;	PUNCT
cjrl-2297	829	10	eric	eric	PROPN
cjrl-2297	829	11	pianin	pianin	PROPN
cjrl-2297	829	12	,	,	PUNCT
cjrl-2297	829	13	student	student	NOUN
cjrl-2297	829	14	loans	loan	NOUN
cjrl-2297	829	15	seen	see	VERB
cjrl-2297	829	16	as	as	ADP
cjrl-2297	829	17	potential	potential	ADJ
cjrl-2297	829	18	‘	'	PUNCT
cjrl-2297	829	19	next	next	ADJ
cjrl-2297	829	20	debt	debt	NOUN
cjrl-2297	829	21	bomb	bomb	NOUN
cjrl-2297	829	22	’	'	PUNCT
cjrl-2297	829	23	for	for	ADP
cjrl-2297	829	24	u.s	u.s	PROPN
cjrl-2297	829	25	.	.	PROPN
cjrl-2297	829	26	economy	economy	NOUN
cjrl-2297	829	27	,	,	PUNCT
cjrl-2297	829	28	wash	wash	NOUN
cjrl-2297	829	29	.	.	PUNCT
cjrl-2297	830	1	post	post	NOUN
cjrl-2297	830	2	,	,	PUNCT
cjrl-2297	830	3	march	march	PROPN
cjrl-2297	830	4	10	10	NUM
cjrl-2297	830	5	,	,	PUNCT
cjrl-2297	830	6	2012	2012	NUM
cjrl-2297	830	7	;	;	PUNCT
cjrl-2297	830	8	see	see	VERB
cjrl-2297	830	9	,	,	PUNCT
cjrl-2297	830	10	e.g.	e.g.	ADV
cjrl-2297	830	11	,	,	PUNCT
cjrl-2297	830	12	educ	educ	PROPN
cjrl-2297	830	13	.	.	PUNCT
cjrl-2297	831	1	credit	credit	NOUN
cjrl-2297	831	2	mgmt	mgmt	PROPN
cjrl-2297	831	3	.	.	PUNCT
cjrl-2297	832	1	corp	corp	PROPN
cjrl-2297	832	2	.	.	PROPN
cjrl-2297	832	3	,	,	PUNCT
cjrl-2297	832	4	bankruptcy	bankruptcy	NOUN
cjrl-2297	832	5	and	and	CCONJ
cjrl-2297	832	6	student	student	NOUN
cjrl-2297	832	7	loans	loan	NOUN
cjrl-2297	832	8	,	,	PUNCT
cjrl-2297	832	9	http://www.ecmc.org/details/bankruptcystudentloans.html	http://www.ecmc.org/details/bankruptcystudentloans.html	X
cjrl-2297	832	10	.	.	PUNCT
cjrl-2297	833	1	but	but	CCONJ
cjrl-2297	833	2	see	see	VERB
cjrl-2297	833	3	in	in	ADP
cjrl-2297	833	4	re	re	PROPN
cjrl-2297	833	5	hedlund	hedlund	PROPN
cjrl-2297	833	6	,	,	PUNCT
cjrl-2297	833	7	no	no	INTJ
cjrl-2297	833	8	.	.	PUNCT
cjrl-2297	834	1	12–35258	12–35258	NUM
cjrl-2297	834	2	(	(	PUNCT
cjrl-2297	834	3	9th	9th	ADJ
cjrl-2297	834	4	cir	cir	NOUN
cjrl-2297	834	5	.	.	PROPN
cjrl-2297	834	6	2013	2013	NUM
cjrl-2297	834	7	)	)	PUNCT
cjrl-2297	834	8	,	,	PUNCT
cjrl-2297	834	9	http://cdn.ca9.uscourts.gov/datastore/opinions/2013/05/22/12-35258%20web	http://cdn.ca9.uscourts.gov/datastore/opinions/2013/05/22/12-35258%20web	ADJ
cjrl-2297	834	10	%	%	NOUN
cjrl-2297	834	11	20-%20corrected.pdf	20-%20corrected.pdf	NOUN
cjrl-2297	834	12	;	;	PUNCT
cjrl-2297	834	13	lance	lance	PROPN
cjrl-2297	834	14	lochner	lochner	PROPN
cjrl-2297	834	15	&	&	CCONJ
cjrl-2297	834	16	alexander	alexander	PROPN
cjrl-2297	834	17	monge	monge	PROPN
cjrl-2297	834	18	-	-	PUNCT
cjrl-2297	834	19	naranjo	naranjo	PROPN
cjrl-2297	834	20	,	,	PUNCT
cjrl-2297	834	21	education	education	NOUN
cjrl-2297	834	22	and	and	CCONJ
cjrl-2297	834	23	default	default	NOUN
cjrl-2297	834	24	incentives	incentive	NOUN
cjrl-2297	834	25	with	with	ADP
cjrl-2297	834	26	government	government	NOUN
cjrl-2297	834	27	student	student	NOUN
cjrl-2297	834	28	loan	loan	NOUN
cjrl-2297	834	29	programs	program	NOUN
cjrl-2297	834	30	,	,	PUNCT
cjrl-2297	834	31	nebr	nebr	ADJ
cjrl-2297	834	32	working	working	NOUN
cjrl-2297	834	33	paper	paper	NOUN
cjrl-2297	834	34	,	,	PUNCT
cjrl-2297	834	35	at	at	ADP
cjrl-2297	834	36	28	28	NUM
cjrl-2297	834	37	,	,	PUNCT
cjrl-2297	834	38	2004	2004	NUM
cjrl-2297	834	39	;	;	PUNCT
cjrl-2297	834	40	jason	jason	PROPN
cjrl-2297	834	41	iuliano	iuliano	PROPN
cjrl-2297	834	42	,	,	PUNCT
cjrl-2297	834	43	an	an	DET
cjrl-2297	834	44	empirical	empirical	ADJ
cjrl-2297	834	45	assessment	assessment	NOUN
cjrl-2297	834	46	of	of	ADP
cjrl-2297	834	47	student	student	NOUN
cjrl-2297	834	48	loan	loan	NOUN
cjrl-2297	834	49	discharges	discharge	NOUN
cjrl-2297	834	50	and	and	CCONJ
cjrl-2297	834	51	the	the	DET
cjrl-2297	834	52	undue	undue	ADJ
cjrl-2297	834	53	hardship	hardship	NOUN
cjrl-2297	834	54	standard	standard	NOUN
cjrl-2297	834	55	,	,	PUNCT
cjrl-2297	834	56	86	86	NUM
cjrl-2297	834	57	am	am	NOUN
cjrl-2297	834	58	.	.	PUNCT
cjrl-2297	835	1	bankr	bankr	PROPN
cjrl-2297	835	2	.	.	PUNCT
cjrl-2297	836	1	l.j	l.j	PROPN
cjrl-2297	836	2	.	.	PROPN
cjrl-2297	836	3	495	495	NUM
cjrl-2297	836	4	,	,	PUNCT
cjrl-2297	836	5	496	496	NUM
cjrl-2297	836	6	(	(	PUNCT
cjrl-2297	836	7	2012	2012	NUM
cjrl-2297	836	8	)	)	PUNCT
cjrl-2297	836	9	(	(	PUNCT
cjrl-2297	836	10	this	this	DET
cjrl-2297	836	11	article	article	NOUN
cjrl-2297	836	12	purposely	purposely	ADV
cjrl-2297	836	13	refrains	refrain	VERB
cjrl-2297	836	14	from	from	ADP
cjrl-2297	836	15	analyzing	analyze	VERB
cjrl-2297	836	16	the	the	DET
cjrl-2297	836	17	process	process	NOUN
cjrl-2297	836	18	and	and	CCONJ
cjrl-2297	836	19	procedure	procedure	NOUN
cjrl-2297	836	20	for	for	ADP
cjrl-2297	836	21	evaluating	evaluate	VERB
cjrl-2297	836	22	student	student	NOUN
cjrl-2297	836	23	loan	loan	NOUN
cjrl-2297	836	24	debt	debt	NOUN
cjrl-2297	836	25	before	before	ADP
cjrl-2297	836	26	the	the	DET
cjrl-2297	836	27	bankruptcy	bankruptcy	NOUN
cjrl-2297	836	28	court	court	NOUN
cjrl-2297	836	29	,	,	PUNCT
cjrl-2297	836	30	but	but	CCONJ
cjrl-2297	836	31	rather	rather	ADV
cjrl-2297	836	32	considers	consider	VERB
cjrl-2297	836	33	bankruptcy	bankruptcy	NOUN
cjrl-2297	836	34	as	as	ADP
cjrl-2297	836	35	one	one	NUM
cjrl-2297	836	36	of	of	ADP
cjrl-2297	836	37	several	several	ADJ
cjrl-2297	836	38	areas	area	NOUN
cjrl-2297	836	39	of	of	ADP
cjrl-2297	836	40	reform	reform	NOUN
cjrl-2297	836	41	as	as	SCONJ
cjrl-2297	836	42	it	it	PRON
cjrl-2297	836	43	relates	relate	VERB
cjrl-2297	836	44	to	to	ADP
cjrl-2297	836	45	obtaining	obtain	VERB
cjrl-2297	836	46	bankruptcy	bankruptcy	NOUN
cjrl-2297	836	47	protection	protection	NOUN
cjrl-2297	836	48	while	while	SCONJ
cjrl-2297	836	49	maintaining	maintain	VERB
cjrl-2297	836	50	student	student	NOUN
cjrl-2297	836	51	loans	loan	NOUN
cjrl-2297	836	52	)	)	PUNCT
cjrl-2297	836	53	;	;	PUNCT
cjrl-2297	836	54	kathleen	kathleen	PROPN
cjrl-2297	836	55	pender	pender	PROPN
cjrl-2297	836	56	,	,	PUNCT
cjrl-2297	836	57	student	student	NOUN
cjrl-2297	836	58	loans	loan	NOUN
cjrl-2297	836	59	’	'	PUNCT
cjrl-2297	836	60	long	long	ADJ
cjrl-2297	836	61	-	-	PUNCT
cjrl-2297	836	62	term	term	NOUN
cjrl-2297	836	63	impact	impact	NOUN
cjrl-2297	836	64	,	,	PUNCT
cjrl-2297	836	65	san	san	PROPN
cjrl-2297	836	66	francisco	francisco	PROPN
cjrl-2297	836	67	gate	gate	NOUN
cjrl-2297	836	68	,	,	PUNCT
cjrl-2297	836	69	may	may	AUX
cjrl-2297	836	70	27	27	NUM
cjrl-2297	836	71	,	,	PUNCT
cjrl-2297	836	72	2013	2013	NUM
cjrl-2297	836	73	,	,	PUNCT
cjrl-2297	836	74	http://www.sfgate.com/	http://www.sfgate.com/	ADJ
cjrl-2297	836	75	business	business	NOUN
cjrl-2297	836	76	/	/	SYM
cjrl-2297	836	77	networth	networth	NOUN
cjrl-2297	836	78	/	/	SYM
cjrl-2297	836	79	article	article	NOUN
cjrl-2297	836	80	/	/	SYM
cjrl-2297	836	81	student	student	NOUN
cjrl-2297	836	82	-	-	PUNCT
cjrl-2297	836	83	loans	loan	NOUN
cjrl-2297	836	84	-	-	PUNCT
cjrl-2297	836	85	long	long	ADJ
cjrl-2297	836	86	-	-	PUNCT
cjrl-2297	836	87	term	term	NOUN
cjrl-2297	836	88	-	-	PUNCT
cjrl-2297	836	89	impact-4548870.php	impact-4548870.php	NOUN
cjrl-2297	836	90	(	(	PUNCT
cjrl-2297	836	91	“	"	PUNCT
cjrl-2297	836	92	although	although	SCONJ
cjrl-2297	836	93	the	the	DET
cjrl-2297	836	94	appeals	appeal	NOUN
cjrl-2297	836	95	court	court	NOUN
cjrl-2297	836	96	[	[	X
cjrl-2297	836	97	in	in	ADP
cjrl-2297	836	98	hedlund	hedlund	PROPN
cjrl-2297	836	99	]	]	PUNCT
cjrl-2297	836	100	ruled	rule	VERB
cjrl-2297	836	101	in	in	ADP
cjrl-2297	836	102	the	the	DET
cjrl-2297	836	103	borrower	borrower	NOUN
cjrl-2297	836	104	's	's	PART
cjrl-2297	836	105	favor	favor	NOUN
cjrl-2297	836	106	,	,	PUNCT
cjrl-2297	836	107	discharging	discharge	VERB
cjrl-2297	836	108	all	all	PRON
cjrl-2297	836	109	but	but	CCONJ
cjrl-2297	836	110	$	$	SYM
cjrl-2297	836	111	32,000	32,000	NUM
cjrl-2297	836	112	of	of	ADP
cjrl-2297	836	113	more	more	ADJ
cjrl-2297	836	114	than	than	ADP
cjrl-2297	836	115	$	$	SYM
cjrl-2297	836	116	85,000	85,000	NUM
cjrl-2297	836	117	he	he	PRON
cjrl-2297	836	118	owed	owe	VERB
cjrl-2297	836	119	one	one	NUM
cjrl-2297	836	120	student	student	NOUN
cjrl-2297	836	121	-	-	PUNCT
cjrl-2297	836	122	loan	loan	NOUN
cjrl-2297	836	123	creditor	creditor	NOUN
cjrl-2297	836	124	,	,	PUNCT
cjrl-2297	836	125	it	it	PRON
cjrl-2297	836	126	took	take	VERB
cjrl-2297	836	127	him	he	PRON
cjrl-2297	836	128	10	10	NUM
cjrl-2297	836	129	years	year	NOUN
cjrl-2297	836	130	and	and	CCONJ
cjrl-2297	836	131	two	two	NUM
cjrl-2297	836	132	trips	trip	NOUN
cjrl-2297	836	133	through	through	ADP
cjrl-2297	836	134	bankruptcy	bankruptcy	NOUN
cjrl-2297	836	135	court	court	NOUN
cjrl-2297	836	136	and	and	CCONJ
cjrl-2297	836	137	the	the	DET
cjrl-2297	836	138	ninth	ninth	ADJ
cjrl-2297	836	139	circuit	circuit	NOUN
cjrl-2297	836	140	.	.	PUNCT
cjrl-2297	836	141	”	"	PUNCT
cjrl-2297	836	142	)	)	PUNCT
cjrl-2297	836	143	;	;	PUNCT
cjrl-2297	836	144	262	262	NUM
cjrl-2297	836	145	see	see	VERB
cjrl-2297	836	146	bankruptcy	bankruptcy	NOUN
cjrl-2297	836	147	reform	reform	PROPN
cjrl-2297	836	148	act	act	PROPN
cjrl-2297	836	149	of	of	ADP
cjrl-2297	836	150	1994	1994	NUM
cjrl-2297	836	151	,	,	PUNCT
cjrl-2297	836	152	11	11	NUM
cjrl-2297	836	153	u.s.c	u.s.c	NOUN
cjrl-2297	836	154	.	.	PUNCT
cjrl-2297	837	1	§	§	PROPN
cjrl-2297	837	2	313	313	NUM
cjrl-2297	837	3	;	;	PUNCT
cjrl-2297	837	4	11	11	NUM
cjrl-2297	837	5	u.s.c	u.s.c	NOUN
cjrl-2297	837	6	.	.	PUNCT
cjrl-2297	838	1	§	§	PROPN
cjrl-2297	838	2	525(c	525(c	PROPN
cjrl-2297	838	3	)	)	PUNCT
cjrl-2297	838	4	(	(	PUNCT
cjrl-2297	838	5	2012	2012	NUM
cjrl-2297	838	6	)	)	PUNCT
cjrl-2297	838	7	;	;	PUNCT
cjrl-2297	838	8	see	see	VERB
cjrl-2297	838	9	also	also	ADV
cjrl-2297	838	10	student	student	VERB
cjrl-2297	838	11	financial	financial	ADJ
cjrl-2297	838	12	aid	aid	NOUN
cjrl-2297	838	13	handbook	handbook	NOUN
cjrl-2297	838	14	,	,	PUNCT
cjrl-2297	838	15	student	student	NOUN
cjrl-2297	838	16	eligibility	eligibility	NOUN
cjrl-2297	838	17	,	,	PUNCT
cjrl-2297	838	18	http://www.ifap.ed.gov/sfahandbooks/attachments/0102vol5ch2eligibility.pdf	http://www.ifap.ed.gov/sfahandbooks/attachments/0102vol5ch2eligibility.pdf	PROPN
cjrl-2297	838	19	;	;	PUNCT
cjrl-2297	838	20	finaid	finaid	ADJ
cjrl-2297	838	21	,	,	PUNCT
cjrl-2297	838	22	bankruptcy	bankruptcy	NOUN
cjrl-2297	838	23	and	and	CCONJ
cjrl-2297	838	24	financial	financial	ADJ
cjrl-2297	838	25	aid	aid	NOUN
cjrl-2297	838	26	,	,	PUNCT
cjrl-2297	838	27	http://www.finaid.org/questions/bankruptcy.phtml	http://www.finaid.org/questions/bankruptcy.phtml	PROPN
cjrl-2297	838	28	;	;	PUNCT
cjrl-2297	838	29	mark	mark	PROPN
cjrl-2297	838	30	kantrowitz	kantrowitz	PROPN
cjrl-2297	838	31	,	,	PUNCT
cjrl-2297	838	32	how	how	SCONJ
cjrl-2297	838	33	does	do	AUX
cjrl-2297	838	34	bankruptcy	bankruptcy	NOUN
cjrl-2297	838	35	affect	affect	VERB
cjrl-2297	838	36	eligibility	eligibility	NOUN
cjrl-2297	838	37	for	for	ADP
cjrl-2297	838	38	student	student	NOUN
cjrl-2297	838	39	financial	financial	ADJ
cjrl-2297	838	40	aid	aid	NOUN
cjrl-2297	838	41	?	?	PUNCT
cjrl-2297	838	42	,	,	PUNCT
cjrl-2297	838	43	june	june	PROPN
cjrl-2297	838	44	6	6	NUM
cjrl-2297	838	45	,	,	PUNCT
cjrl-2297	838	46	2011	2011	NUM
cjrl-2297	838	47	,	,	PUNCT
cjrl-2297	838	48	http://www.fastweb.com/financial-aid/articles/3148-how-doesbankruptcy-affect-eligibility-for-student-financial-aid	http://www.fastweb.com/financial-aid/articles/3148-how-doesbankruptcy-affect-eligibility-for-student-financial-aid	PROPN
cjrl-2297	838	49	(	(	PUNCT
cjrl-2297	838	50	“	"	PUNCT
cjrl-2297	838	51	a	a	DET
cjrl-2297	838	52	previous	previous	ADJ
cjrl-2297	838	53	bankruptcy	bankruptcy	NOUN
cjrl-2297	838	54	can	can	AUX
cjrl-2297	838	55	affect	affect	VERB
cjrl-2297	838	56	eligibility	eligibility	NOUN
cjrl-2297	838	57	for	for	ADP
cjrl-2297	838	58	some	some	DET
cjrl-2297	838	59	education	education	NOUN
cjrl-2297	838	60	loans	loan	NOUN
cjrl-2297	838	61	but	but	CCONJ
cjrl-2297	838	62	it	it	PRON
cjrl-2297	838	63	does	do	AUX
cjrl-2297	838	64	not	not	PART
cjrl-2297	838	65	affect	affect	VERB
cjrl-2297	838	66	eligibility	eligibility	NOUN
cjrl-2297	838	67	for	for	ADP
cjrl-2297	838	68	other	other	ADJ
cjrl-2297	838	69	forms	form	NOUN
cjrl-2297	838	70	of	of	ADP
cjrl-2297	838	71	financial	financial	ADJ
cjrl-2297	838	72	aid	aid	NOUN
cjrl-2297	838	73	.	.	PUNCT
cjrl-2297	838	74	”	"	PUNCT
cjrl-2297	838	75	)	)	PUNCT
cjrl-2297	838	76	.	.	PUNCT
cjrl-2297	839	1	263	263	NUM
cjrl-2297	839	2	see	see	VERB
cjrl-2297	839	3	higher	high	ADJ
cjrl-2297	839	4	education	education	NOUN
cjrl-2297	839	5	act	act	NOUN
cjrl-2297	839	6	of	of	ADP
cjrl-2297	839	7	1965	1965	NUM
cjrl-2297	839	8	,	,	PUNCT
cjrl-2297	839	9	§	§	PROPN
cjrl-2297	839	10	428b	428b	PROPN
cjrl-2297	839	11	,	,	PUNCT
cjrl-2297	839	12	20	20	NUM
cjrl-2297	839	13	u.s.c	u.s.c	ADJ
cjrl-2297	839	14	.	.	PUNCT
cjrl-2297	840	1	§	§	PROPN
cjrl-2297	840	2	1078	1078	NUM
cjrl-2297	840	3	-	-	SYM
cjrl-2297	840	4	2(1965	2(1965	NUM
cjrl-2297	840	5	)	)	PUNCT
cjrl-2297	840	6	;	;	PUNCT
cjrl-2297	840	7	20	20	NUM
cjrl-2297	840	8	u.s.c	u.s.c	NOUN
cjrl-2297	840	9	.	.	PUNCT
cjrl-2297	841	1	§	§	PROPN
cjrl-2297	841	2	1078	1078	NUM
cjrl-2297	841	3	-	-	PUNCT
cjrl-2297	841	4	2(a)(1	2(a)(1	NUM
cjrl-2297	841	5	)	)	PUNCT
cjrl-2297	841	6	(	(	PUNCT
cjrl-2297	841	7	2012	2012	NUM
cjrl-2297	841	8	)	)	PUNCT
cjrl-2297	841	9	;	;	PUNCT
cjrl-2297	841	10	34	34	NUM
cjrl-2297	841	11	c.f.r	c.f.r	NOUN
cjrl-2297	841	12	.	.	PUNCT
cjrl-2297	842	1	§	§	PROPN
cjrl-2297	842	2	682.201(c)(2)(ii	682.201(c)(2)(ii	NUM
cjrl-2297	842	3	)	)	PUNCT
cjrl-2297	842	4	(	(	PUNCT
cjrl-2297	842	5	2013	2013	NUM
cjrl-2297	842	6	)	)	PUNCT
cjrl-2297	842	7	;	;	PUNCT
cjrl-2297	842	8	34	34	NUM
cjrl-2297	842	9	c.f.r	c.f.r	NOUN
cjrl-2297	842	10	.	.	PUNCT
cjrl-2297	843	1	§	§	PROPN
cjrl-2297	843	2	685.200(c)(1)(vii)(b	685.200(c)(1)(vii)(b	NUM
cjrl-2297	843	3	)	)	PUNCT
cjrl-2297	843	4	.	.	PUNCT
cjrl-2297	844	1	(	(	PUNCT
cjrl-2297	844	2	2013	2013	NUM
cjrl-2297	844	3	)	)	PUNCT
cjrl-2297	844	4	;	;	PUNCT
cjrl-2297	844	5	see	see	VERB
cjrl-2297	844	6	also	also	ADV
cjrl-2297	844	7	mark	mark	PROPN
cjrl-2297	844	8	kantrowitz	kantrowitz	PROPN
cjrl-2297	844	9	,	,	PUNCT
cjrl-2297	844	10	borrowers	borrower	NOUN
cjrl-2297	844	11	with	with	ADP
cjrl-2297	844	12	a	a	DET
cjrl-2297	844	13	recent	recent	ADJ
cjrl-2297	844	14	bankruptcy	bankruptcy	NOUN
cjrl-2297	844	15	are	be	AUX
cjrl-2297	844	16	ineligible	ineligible	ADJ
cjrl-2297	844	17	for	for	ADP
cjrl-2297	844	18	the	the	DET
cjrl-2297	844	19	federal	federal	ADJ
cjrl-2297	844	20	plus	plus	CCONJ
cjrl-2297	844	21	loan	loan	NOUN
cjrl-2297	844	22	,	,	PUNCT
cjrl-2297	844	23	fastweb	fastweb	X
cjrl-2297	844	24	(	(	PUNCT
cjrl-2297	844	25	feb	feb	PROPN
cjrl-2297	844	26	.	.	PROPN
cjrl-2297	844	27	16	16	NUM
cjrl-2297	844	28	,	,	PUNCT
cjrl-2297	844	29	2012	2012	NUM
cjrl-2297	844	30	)	)	PUNCT
cjrl-2297	844	31	,	,	PUNCT
cjrl-2297	844	32	http://www.fastweb.com/financialaid/articles/3451-borrowers-with-a-recent-bankruptcy-are-ineligible-for-the-federal-plus-loan?page=3	http://www.fastweb.com/financialaid/articles/3451-borrowers-with-a-recent-bankruptcy-are-ineligible-for-the-federal-plus-loan?page=3	PROPN
cjrl-2297	844	33	.	.	PUNCT
cjrl-2297	845	1	264	264	NUM
cjrl-2297	845	2	see	see	VERB
cjrl-2297	845	3	generally	generally	ADV
cjrl-2297	845	4	11	11	NUM
cjrl-2297	845	5	u.s.c	u.s.c	ADJ
cjrl-2297	845	6	.	.	PUNCT
cjrl-2297	846	1	§	§	PROPN
cjrl-2297	846	2	525(c	525(c	PROPN
cjrl-2297	846	3	)	)	PUNCT
cjrl-2297	846	4	;	;	PUNCT
cjrl-2297	846	5	in	in	ADP
cjrl-2297	846	6	re	re	PROPN
cjrl-2297	846	7	taylor	taylor	PROPN
cjrl-2297	846	8	,	,	PUNCT
cjrl-2297	846	9	263	263	NUM
cjrl-2297	846	10	b.r	b.r	PROPN
cjrl-2297	846	11	.	.	PROPN
cjrl-2297	846	12	139	139	NUM
cjrl-2297	846	13	(	(	PUNCT
cjrl-2297	846	14	n.d	n.d	PROPN
cjrl-2297	846	15	.	.	PROPN
cjrl-2297	846	16	n	n	PROPN
cjrl-2297	846	17	2001	2001	NUM
cjrl-2297	846	18	)	)	PUNCT
cjrl-2297	846	19	;	;	PUNCT
cjrl-2297	846	20	in	in	ADP
cjrl-2297	846	21	re	re	PROPN
cjrl-2297	846	22	boylan	boylan	PROPN
cjrl-2297	846	23	,	,	PUNCT
cjrl-2297	846	24	29	29	NUM
cjrl-2297	846	25	b.r	b.r	PROPN
cjrl-2297	846	26	.	.	PROPN
cjrl-2297	846	27	924	924	NUM
cjrl-2297	846	28	(	(	PUNCT
cjrl-2297	846	29	bankr	bankr	PROPN
cjrl-2297	846	30	.	.	PUNCT
cjrl-2297	847	1	n.d.ohio	n.d.ohio	PROPN
cjrl-2297	847	2	1983	1983	NUM
cjrl-2297	847	3	)	)	PUNCT
cjrl-2297	847	4	;	;	PUNCT
cjrl-2297	847	5	lea	lea	NOUN
cjrl-2297	847	6	shepard	shepard	NOUN
cjrl-2297	847	7	,	,	PUNCT
cjrl-2297	847	8	toward	toward	ADP
cjrl-2297	847	9	a	a	DET
cjrl-2297	847	10	stronger	strong	ADJ
cjrl-2297	847	11	financial	financial	ADJ
cjrl-2297	847	12	history	history	NOUN
cjrl-2297	847	13	antidiscrimination	antidiscrimination	NOUN
cjrl-2297	847	14	norm	norm	NOUN
cjrl-2297	847	15	,	,	PUNCT
cjrl-2297	847	16	53	53	NUM
cjrl-2297	847	17	b.c	b.c	PROPN
cjrl-2297	847	18	.	.	PROPN
cjrl-2297	847	19	l.	l.	PROPN
cjrl-2297	847	20	rev	rev	PROPN
cjrl-2297	847	21	.	.	PROPN
cjrl-2297	847	22	,	,	PUNCT
cjrl-2297	847	23	1695	1695	NUM
cjrl-2297	847	24	(	(	PUNCT
cjrl-2297	847	25	2012	2012	NUM
cjrl-2297	847	26	)	)	PUNCT
cjrl-2297	847	27	.	.	PUNCT
cjrl-2297	848	1	265	265	NUM
cjrl-2297	848	2	see	see	VERB
cjrl-2297	848	3	bankruptcy	bankruptcy	NOUN
cjrl-2297	848	4	abuse	abuse	NOUN
cjrl-2297	848	5	prevention	prevention	NOUN
cjrl-2297	848	6	and	and	CCONJ
cjrl-2297	848	7	consumer	consumer	NOUN
cjrl-2297	848	8	protection	protection	PROPN
cjrl-2297	848	9	act	act	PROPN
cjrl-2297	848	10	,	,	PUNCT
cjrl-2297	848	11	pub	pub	NOUN
cjrl-2297	848	12	.	.	PUNCT
cjrl-2297	849	1	l.	l.	PROPN
cjrl-2297	849	2	no	no	INTJ
cjrl-2297	849	3	.	.	PROPN
cjrl-2297	850	1	109–8	109–8	NUM
cjrl-2297	850	2	(	(	PUNCT
cjrl-2297	850	3	2005	2005	NUM
cjrl-2297	850	4	)	)	PUNCT
cjrl-2297	850	5	,	,	PUNCT
cjrl-2297	850	6	11	11	NUM
cjrl-2297	850	7	u.s.c	u.s.c	NOUN
cjrl-2297	850	8	.	.	PUNCT
cjrl-2297	851	1	§	§	PROPN
cjrl-2297	851	2	523(a)(8	523(a)(8	NUM
cjrl-2297	851	3	)	)	PUNCT
cjrl-2297	851	4	;	;	PUNCT
cjrl-2297	851	5	see	see	VERB
cjrl-2297	851	6	generally	generally	ADV
cjrl-2297	851	7	leslie	leslie	PROPN
cjrl-2297	851	8	treff	treff	PROPN
cjrl-2297	851	9	,	,	PUNCT
cjrl-2297	851	10	“	"	PUNCT
cjrl-2297	851	11	undue	undue	ADJ
cjrl-2297	851	12	hardship	hardship	NOUN
cjrl-2297	851	13	”	"	PUNCT
cjrl-2297	851	14	under	under	ADP
cjrl-2297	851	15	section	section	NOUN
cjrl-2297	851	16	523(a)(8	523(a)(8	NUM
cjrl-2297	851	17	):	):	PUNCT
cjrl-2297	851	18	can	can	AUX
cjrl-2297	851	19	the	the	DET
cjrl-2297	851	20	debtor	debtor	NOUN
cjrl-2297	851	21	’s	’s	PART
cjrl-2297	851	22	student	student	NOUN
cjrl-2297	851	23	loans	loan	NOUN
cjrl-2297	851	24	be	be	AUX
cjrl-2297	851	25	discharged	discharge	VERB
cjrl-2297	851	26	?	?	PUNCT
cjrl-2297	851	27	,	,	PUNCT
cjrl-2297	851	28	lexisnexis	lexisnexis	NOUN
cjrl-2297	851	29	bankr	bankr	NOUN
cjrl-2297	851	30	.	.	PUNCT
cjrl-2297	852	1	law	law	NOUN
cjrl-2297	852	2	blog	blog	PROPN
cjrl-2297	852	3	,	,	PUNCT
cjrl-2297	852	4	oct	oct	PROPN
cjrl-2297	852	5	.	.	PROPN
cjrl-2297	852	6	29	29	NUM
cjrl-2297	852	7	,	,	PUNCT
cjrl-2297	852	8	2012	2012	NUM
cjrl-2297	852	9	,	,	PUNCT
cjrl-2297	852	10	http://www.lexisnexis.com/legalnewsroom/bankruptcy/b/bankruptcy	http://www.lexisnexis.com/legalnewsroom/bankruptcy/b/bankruptcy	PROPN
cjrl-2297	852	11	-law	-law	NOUN
cjrl-2297	852	12	-	-	PUNCT
cjrl-2297	852	13	blog	blog	NOUN
cjrl-2297	852	14	/	/	SYM
cjrl-2297	852	15	archive/2012/08/30	archive/2012/08/30	PROPN
cjrl-2297	852	16	/	/	SYM
cjrl-2297	852	17	quot	quot	ADJ
cjrl-2297	852	18	-	-	PUNCT
cjrl-2297	852	19	undue	undue	ADJ
cjrl-2297	852	20	-	-	PUNCT
cjrl-2297	852	21	hardship	hardship	NOUN
cjrl-2297	852	22	-	-	PUNCT
cjrl-2297	852	23	quot	quot	NOUN
cjrl-2297	852	24	-	-	PUNCT
cjrl-2297	852	25	under	under	ADP
cjrl-2297	852	26	-	-	PUNCT
cjrl-2297	852	27	section-523	section-523	NOUN
cjrl-2297	852	28	-	-	PUNCT
cjrl-2297	852	29	a-8	a-8	NUM
cjrl-2297	852	30	-	-	PUNCT
cjrl-2297	852	31	can	can	AUX
cjrl-2297	852	32	-	-	PUNCT
cjrl-2297	852	33	the	the	DET
cjrl-2297	852	34	-	-	PUNCT
cjrl-2297	852	35	debtor	debtor	NOUN
cjrl-2297	852	36	-	-	PUNCT
cjrl-2297	852	37	s	s	NOUN
cjrl-2297	852	38	-	-	PUNCT
cjrl-2297	852	39	student	student	NOUN
cjrl-2297	852	40	-	-	PUNCT
cjrl-2297	852	41	loans	loan	NOUN
cjrl-2297	852	42	-	-	PUNCT
cjrl-2297	852	43	bedischarged.aspx	bedischarged.aspx	NOUN
cjrl-2297	852	44	(	(	PUNCT
cjrl-2297	852	45	“	"	PUNCT
cjrl-2297	852	46	the	the	DET
cjrl-2297	852	47	debtor	debtor	NOUN
cjrl-2297	852	48	's	's	PART
cjrl-2297	852	49	required	require	VERB
cjrl-2297	852	50	burden	burden	NOUN
cjrl-2297	852	51	is	be	AUX
cjrl-2297	852	52	to	to	PART
cjrl-2297	852	53	show	show	VERB
cjrl-2297	852	54	"	"	PUNCT
cjrl-2297	852	55	undue	undue	ADJ
cjrl-2297	852	56	hardship	hardship	NOUN
cjrl-2297	852	57	"	"	PUNCT
cjrl-2297	852	58	by	by	ADP
cjrl-2297	852	59	the	the	DET
cjrl-2297	852	60	preponderance	preponderance	NOUN
cjrl-2297	852	61	of	of	ADP
cjrl-2297	852	62	the	the	DET
cjrl-2297	852	63	evidence	evidence	NOUN
cjrl-2297	852	64	.	.	PUNCT
cjrl-2297	853	1	the	the	DET
cjrl-2297	853	2	burden	burden	NOUN
cjrl-2297	853	3	is	be	AUX
cjrl-2297	853	4	rigorous	rigorous	ADJ
cjrl-2297	853	5	and	and	CCONJ
cjrl-2297	853	6	the	the	DET
cjrl-2297	853	7	hardship	hardship	NOUN
cjrl-2297	853	8	must	must	AUX
cjrl-2297	853	9	be	be	AUX
cjrl-2297	853	10	more	more	ADJ
cjrl-2297	853	11	than	than	ADP
cjrl-2297	853	12	just	just	ADV
cjrl-2297	853	13	financial	financial	ADJ
cjrl-2297	853	14	adversity	adversity	NOUN
cjrl-2297	853	15	.	.	PUNCT
cjrl-2297	854	1	once	once	ADV
cjrl-2297	854	2	the	the	DET
cjrl-2297	854	3	debtor	debtor	NOUN
cjrl-2297	854	4	has	have	AUX
cjrl-2297	854	5	made	make	VERB
cjrl-2297	854	6	its	its	PRON
cjrl-2297	854	7	burden	burden	NOUN
cjrl-2297	854	8	,	,	PUNCT
cjrl-2297	854	9	student	student	NOUN
cjrl-2297	854	10	loan	loan	NOUN
cjrl-2297	854	11	debt	debt	NOUN
cjrl-2297	854	12	will	will	AUX
cjrl-2297	854	13	only	only	ADV
cjrl-2297	854	14	be	be	AUX
cjrl-2297	854	15	discharged	discharge	VERB
cjrl-2297	854	16	if	if	SCONJ
cjrl-2297	854	17	there	there	PRON
cjrl-2297	854	18	is	be	VERB
cjrl-2297	854	19	a	a	DET
cjrl-2297	854	20	subsequent	subsequent	ADJ
cjrl-2297	854	21	finding	finding	NOUN
cjrl-2297	854	22	made	make	VERB
cjrl-2297	854	23	by	by	ADP
cjrl-2297	854	24	a	a	DET
cjrl-2297	854	25	bankruptcy	bankruptcy	NOUN
cjrl-2297	854	26	court	court	NOUN
cjrl-2297	854	27	,	,	PUNCT
cjrl-2297	854	28	prior	prior	ADV
cjrl-2297	854	29	to	to	ADP
cjrl-2297	854	30	the	the	DET
cjrl-2297	854	31	court	court	NOUN
cjrl-2297	854	32	's	's	PART
cjrl-2297	854	33	discharge	discharge	NOUN
cjrl-2297	854	34	of	of	ADP
cjrl-2297	854	35	the	the	DET
cjrl-2297	854	36	debt	debt	NOUN
cjrl-2297	854	37	.	.	PUNCT
cjrl-2297	854	38	”	"	PUNCT
cjrl-2297	854	39	)	)	PUNCT
cjrl-2297	854	40	.	.	PUNCT
cjrl-2297	855	1	but	but	CCONJ
cjrl-2297	855	2	see	see	VERB
cjrl-2297	855	3	consumer	consumer	NOUN
cjrl-2297	855	4	fin	fin	NOUN
cjrl-2297	855	5	.	.	PUNCT
cjrl-2297	856	1	prot	prot	PROPN
cjrl-2297	856	2	.	.	PUNCT
cjrl-2297	857	1	bureau	bureau	NOUN
cjrl-2297	857	2	,	,	PUNCT
cjrl-2297	857	3	private	private	ADJ
cjrl-2297	857	4	student	student	NOUN
cjrl-2297	857	5	loans	loan	NOUN
cjrl-2297	857	6	report	report	NOUN
cjrl-2297	857	7	(	(	PUNCT
cjrl-2297	857	8	2012	2012	NUM
cjrl-2297	857	9	)	)	PUNCT
cjrl-2297	857	10	,	,	PUNCT
cjrl-2297	857	11	available	available	ADJ
cjrl-2297	857	12	at	at	ADP
cjrl-2297	857	13	foreclosures	foreclosure	NOUN
cjrl-2297	857	14	and	and	CCONJ
cjrl-2297	857	15	financial	financial	ADJ
cjrl-2297	857	16	aid	aid	NOUN
cjrl-2297	857	17	vol	vol	NOUN
cjrl-2297	857	18	.	.	PUNCT
cjrl-2297	857	19	4:2	4:2	NUM
cjrl-2297	857	20	168	168	NUM
cjrl-2297	857	21	in	in	ADP
cjrl-2297	857	22	brunner,266	brunner,266	NOUN
cjrl-2297	857	23	or	or	CCONJ
cjrl-2297	857	24	the	the	DET
cjrl-2297	857	25	alternative	alternative	ADJ
cjrl-2297	857	26	“	"	PUNCT
cjrl-2297	857	27	totality	totality	NOUN
cjrl-2297	857	28	of	of	ADP
cjrl-2297	857	29	the	the	DET
cjrl-2297	857	30	circumstances	circumstance	NOUN
cjrl-2297	857	31	”	"	PUNCT
cjrl-2297	857	32	approach,267	approach,267	NOUN
cjrl-2297	857	33	debtors	debtor	NOUN
cjrl-2297	857	34	generally	generally	ADV
cjrl-2297	857	35	continue	continue	VERB
cjrl-2297	857	36	to	to	PART
cjrl-2297	857	37	endure	endure	VERB
cjrl-2297	857	38	the	the	DET
cjrl-2297	857	39	financial	financial	ADJ
cjrl-2297	857	40	strain	strain	NOUN
cjrl-2297	857	41	of	of	ADP
cjrl-2297	857	42	student	student	NOUN
cjrl-2297	857	43	loans	loan	NOUN
cjrl-2297	857	44	after	after	ADP
cjrl-2297	857	45	bankruptcy.268	bankruptcy.268	PROPN
cjrl-2297	857	46	the	the	DET
cjrl-2297	857	47	brunner	brunner	PROPN
cjrl-2297	857	48	standard	standard	NOUN
cjrl-2297	857	49	of	of	ADP
cjrl-2297	857	50	undue	undue	ADJ
cjrl-2297	857	51	hardship	hardship	NOUN
cjrl-2297	857	52	includes	include	VERB
cjrl-2297	857	53	an	an	DET
cjrl-2297	857	54	analysis	analysis	NOUN
cjrl-2297	857	55	by	by	ADP
cjrl-2297	857	56	the	the	DET
cjrl-2297	857	57	federal	federal	ADJ
cjrl-2297	857	58	bankruptcy	bankruptcy	NOUN
cjrl-2297	857	59	court	court	PROPN
cjrl-2297	857	60	that	that	SCONJ
cjrl-2297	857	61	:	:	PUNCT
cjrl-2297	857	62	(	(	PUNCT
cjrl-2297	857	63	1	1	X
cjrl-2297	857	64	)	)	PUNCT
cjrl-2297	857	65	the	the	DET
cjrl-2297	857	66	debtor[s	debtor[s	NOUN
cjrl-2297	857	67	]	]	PUNCT
cjrl-2297	857	68	can	can	AUX
cjrl-2297	857	69	not	not	PART
cjrl-2297	857	70	maintain	maintain	VERB
cjrl-2297	857	71	,	,	PUNCT
cjrl-2297	857	72	based	base	VERB
cjrl-2297	857	73	on	on	ADP
cjrl-2297	857	74	current	current	ADJ
cjrl-2297	857	75	income	income	NOUN
cjrl-2297	857	76	and	and	CCONJ
cjrl-2297	857	77	expenses	expense	NOUN
cjrl-2297	857	78	,	,	PUNCT
cjrl-2297	857	79	a	a	DET
cjrl-2297	857	80	'	'	PUNCT
cjrl-2297	857	81	minimal	minimal	ADJ
cjrl-2297	857	82	'	'	PUNCT
cjrl-2297	857	83	standard	standard	NOUN
cjrl-2297	857	84	of	of	ADP
cjrl-2297	857	85	living	live	VERB
cjrl-2297	857	86	for	for	ADP
cjrl-2297	857	87	[	[	PUNCT
cjrl-2297	857	88	themselves	themselves	PRON
cjrl-2297	857	89	and	and	CCONJ
cjrl-2297	857	90	dependents	dependent	NOUN
cjrl-2297	857	91	]	]	PUNCT
cjrl-2297	857	92	if	if	SCONJ
cjrl-2297	857	93	forced	force	VERB
cjrl-2297	857	94	to	to	PART
cjrl-2297	857	95	repay	repay	VERB
cjrl-2297	857	96	the	the	DET
cjrl-2297	857	97	loans	loan	NOUN
cjrl-2297	857	98	;	;	PUNCT
cjrl-2297	857	99	(	(	PUNCT
cjrl-2297	857	100	2	2	X
cjrl-2297	857	101	)	)	PUNCT
cjrl-2297	857	102	that	that	SCONJ
cjrl-2297	857	103	additional	additional	ADJ
cjrl-2297	857	104	circumstances	circumstance	NOUN
cjrl-2297	857	105	exist	exist	VERB
cjrl-2297	857	106	indicating	indicate	VERB
cjrl-2297	857	107	that	that	SCONJ
cjrl-2297	857	108	this	this	DET
cjrl-2297	857	109	state	state	NOUN
cjrl-2297	857	110	of	of	ADP
cjrl-2297	857	111	affairs	affair	NOUN
cjrl-2297	857	112	is	be	AUX
cjrl-2297	857	113	likely	likely	ADJ
cjrl-2297	857	114	to	to	PART
cjrl-2297	857	115	persist	persist	VERB
cjrl-2297	857	116	for	for	ADP
cjrl-2297	857	117	a	a	DET
cjrl-2297	857	118	significant	significant	ADJ
cjrl-2297	857	119	portion	portion	NOUN
cjrl-2297	857	120	of	of	ADP
cjrl-2297	857	121	the	the	DET
cjrl-2297	857	122	repayment	repayment	NOUN
cjrl-2297	857	123	period	period	NOUN
cjrl-2297	857	124	of	of	ADP
cjrl-2297	857	125	the	the	DET
cjrl-2297	857	126	student	student	NOUN
cjrl-2297	857	127	loans	loan	NOUN
cjrl-2297	857	128	;	;	PUNCT
cjrl-2297	857	129	and	and	CCONJ
cjrl-2297	857	130	(	(	PUNCT
cjrl-2297	857	131	3	3	X
cjrl-2297	857	132	)	)	PUNCT
cjrl-2297	857	133	that	that	SCONJ
cjrl-2297	857	134	the	the	DET
cjrl-2297	857	135	debtor[s	debtor[s	NOUN
cjrl-2297	857	136	have	have	AUX
cjrl-2297	857	137	]	]	VERB
cjrl-2297	857	138	made	make	VERB
cjrl-2297	857	139	good	good	ADJ
cjrl-2297	857	140	faith	faith	NOUN
cjrl-2297	857	141	efforts	effort	NOUN
cjrl-2297	857	142	to	to	PART
cjrl-2297	857	143	repay	repay	VERB
cjrl-2297	857	144	the	the	DET
cjrl-2297	857	145	loans.269	loans.269	NOUN
cjrl-2297	857	146	the	the	DET
cjrl-2297	857	147	brunner	brunner	NOUN
cjrl-2297	857	148	test	test	PROPN
cjrl-2297	857	149	effectively	effectively	ADV
cjrl-2297	857	150	precludes	preclude	VERB
cjrl-2297	857	151	debtors	debtor	NOUN
cjrl-2297	857	152	from	from	ADP
cjrl-2297	857	153	discharging	discharge	VERB
cjrl-2297	857	154	student	student	NOUN
cjrl-2297	857	155	loans	loan	NOUN
cjrl-2297	857	156	,	,	PUNCT
cjrl-2297	857	157	although	although	SCONJ
cjrl-2297	857	158	some	some	DET
cjrl-2297	857	159	relief	relief	NOUN
cjrl-2297	857	160	may	may	AUX
cjrl-2297	857	161	ensue.270	ensue.270	VERB
cjrl-2297	857	162	http://www.consumerfinance.gov/reports/private-student-loans-report/	http://www.consumerfinance.gov/reports/private-student-loans-report/	ADV
cjrl-2297	857	163	;	;	PUNCT
cjrl-2297	857	164	private	private	ADJ
cjrl-2297	857	165	student	student	NOUN
cjrl-2297	857	166	loan	loan	NOUN
cjrl-2297	857	167	bankruptcy	bankruptcy	NOUN
cjrl-2297	857	168	fairness	fairness	PROPN
cjrl-2297	857	169	act	act	NOUN
cjrl-2297	857	170	of	of	ADP
cjrl-2297	857	171	2011	2011	NUM
cjrl-2297	857	172	,	,	PUNCT
cjrl-2297	857	173	h.r	h.r	PROPN
cjrl-2297	857	174	.	.	PROPN
cjrl-2297	857	175	2028	2028	NUM
cjrl-2297	857	176	,	,	PUNCT
cjrl-2297	857	177	112th	112th	PROPN
cjrl-2297	857	178	cong	cong	NOUN
cjrl-2297	857	179	.	.	PUNCT
cjrl-2297	858	1	(	(	PUNCT
cjrl-2297	858	2	2011	2011	NUM
cjrl-2297	858	3	)	)	PUNCT
cjrl-2297	858	4	(	(	PUNCT
cjrl-2297	858	5	proposing	propose	VERB
cjrl-2297	858	6	that	that	SCONJ
cjrl-2297	858	7	private	private	ADJ
cjrl-2297	858	8	student	student	NOUN
cjrl-2297	858	9	loans	loan	NOUN
cjrl-2297	858	10	should	should	AUX
cjrl-2297	858	11	be	be	AUX
cjrl-2297	858	12	dischargeable	dischargeable	ADJ
cjrl-2297	858	13	)	)	PUNCT
cjrl-2297	858	14	;	;	PUNCT
cjrl-2297	858	15	see	see	VERB
cjrl-2297	858	16	also	also	ADV
cjrl-2297	858	17	iuliano	iuliano	NOUN
cjrl-2297	858	18	,	,	PUNCT
cjrl-2297	858	19	,	,	PUNCT
cjrl-2297	858	20	supra	supra	PROPN
cjrl-2297	858	21	note	note	PROPN
cjrl-2297	858	22	261	261	NUM
cjrl-2297	858	23	,	,	PUNCT
cjrl-2297	858	24	at	at	ADP
cjrl-2297	858	25	496	496	NUM
cjrl-2297	858	26	.	.	PUNCT
cjrl-2297	858	27	266	266	NUM
cjrl-2297	858	28	see	see	VERB
cjrl-2297	858	29	brunner	brunner	PROPN
cjrl-2297	858	30	v.	v.	PROPN
cjrl-2297	858	31	new	new	PROPN
cjrl-2297	858	32	york	york	PROPN
cjrl-2297	858	33	state	state	PROPN
cjrl-2297	858	34	higher	high	ADJ
cjrl-2297	858	35	educ	educ	NOUN
cjrl-2297	858	36	.	.	PUNCT
cjrl-2297	859	1	servs	servs	PROPN
cjrl-2297	859	2	.	.	PUNCT
cjrl-2297	860	1	corp	corp	PROPN
cjrl-2297	860	2	.	.	PROPN
cjrl-2297	860	3	,	,	PUNCT
cjrl-2297	860	4	831	831	NUM
cjrl-2297	860	5	f.2d	f.2d	SYM
cjrl-2297	860	6	395	395	NUM
cjrl-2297	860	7	(	(	PUNCT
cjrl-2297	860	8	2d	2d	NUM
cjrl-2297	860	9	cir	cir	NOUN
cjrl-2297	860	10	.	.	PUNCT
cjrl-2297	860	11	1987	1987	NUM
cjrl-2297	860	12	)	)	PUNCT
cjrl-2297	860	13	;	;	PUNCT
cjrl-2297	860	14	see	see	VERB
cjrl-2297	860	15	also	also	ADV
cjrl-2297	860	16	11	11	NUM
cjrl-2297	860	17	u.s.c	u.s.c	ADJ
cjrl-2297	860	18	.	.	PUNCT
cjrl-2297	861	1	§	§	PROPN
cjrl-2297	861	2	528(a)(8	528(a)(8	PROPN
cjrl-2297	861	3	)	)	PUNCT
cjrl-2297	861	4	(	(	PUNCT
cjrl-2297	861	5	2014	2014	NUM
cjrl-2297	861	6	)	)	PUNCT
cjrl-2297	861	7	.	.	PUNCT
cjrl-2297	862	1	267	267	NUM
cjrl-2297	862	2	see	see	VERB
cjrl-2297	862	3	in	in	ADP
cjrl-2297	862	4	re	re	NOUN
cjrl-2297	862	5	long	long	ADV
cjrl-2297	862	6	,	,	PUNCT
cjrl-2297	862	7	322	322	NUM
cjrl-2297	862	8	f.3d	f.3d	NUM
cjrl-2297	862	9	549	549	NUM
cjrl-2297	862	10	,	,	PUNCT
cjrl-2297	862	11	554	554	NUM
cjrl-2297	862	12	(	(	PUNCT
cjrl-2297	862	13	8th	8th	ADJ
cjrl-2297	862	14	cir	cir	NOUN
cjrl-2297	862	15	.	.	PROPN
cjrl-2297	862	16	2003	2003	NUM
cjrl-2297	862	17	)	)	PUNCT
cjrl-2297	862	18	;	;	PUNCT
cjrl-2297	862	19	national	national	ADJ
cjrl-2297	862	20	consumer	consumer	NOUN
cjrl-2297	862	21	bankruptcy	bankruptcy	NOUN
cjrl-2297	862	22	rights	right	NOUN
cjrl-2297	862	23	center	center	NOUN
cjrl-2297	862	24	,	,	PUNCT
cjrl-2297	862	25	hardship	hardship	NOUN
cjrl-2297	862	26	test	test	NOUN
cjrl-2297	862	27	supports	support	VERB
cjrl-2297	862	28	discharge	discharge	NOUN
cjrl-2297	862	29	of	of	ADP
cjrl-2297	862	30	student	student	NOUN
cjrl-2297	862	31	loan	loan	NOUN
cjrl-2297	862	32	debt	debt	NOUN
cjrl-2297	862	33	,	,	PUNCT
cjrl-2297	862	34	sept	sept	PROPN
cjrl-2297	862	35	.	.	PROPN
cjrl-2297	862	36	23	23	NUM
cjrl-2297	862	37	,	,	PUNCT
cjrl-2297	862	38	2013	2013	NUM
cjrl-2297	862	39	,	,	PUNCT
cjrl-2297	862	40	http://www.ncbrc.org/blog/2013/09/23/hardship-test-supportsdischarge-of-student-loan/	http://www.ncbrc.org/blog/2013/09/23/hardship-test-supportsdischarge-of-student-loan/	NOUN
cjrl-2297	862	41	(	(	PUNCT
cjrl-2297	862	42	“	"	PUNCT
cjrl-2297	862	43	the	the	DET
cjrl-2297	862	44	eighth	eighth	ADJ
cjrl-2297	862	45	circuit	circuit	NOUN
cjrl-2297	862	46	applies	apply	VERB
cjrl-2297	862	47	a	a	DET
cjrl-2297	862	48	three	three	NUM
cjrl-2297	862	49	-	-	PUNCT
cjrl-2297	862	50	part	part	NOUN
cjrl-2297	862	51	“	"	PUNCT
cjrl-2297	862	52	totality	totality	NOUN
cjrl-2297	862	53	of	of	ADP
cjrl-2297	862	54	the	the	DET
cjrl-2297	862	55	circumstances	circumstance	NOUN
cjrl-2297	862	56	”	"	PUNCT
cjrl-2297	862	57	test	test	NOUN
cjrl-2297	862	58	to	to	ADP
cjrl-2297	862	59	the	the	DET
cjrl-2297	862	60	question	question	NOUN
cjrl-2297	862	61	of	of	ADP
cjrl-2297	862	62	dischargeability	dischargeability	NOUN
cjrl-2297	862	63	of	of	ADP
cjrl-2297	862	64	student	student	NOUN
cjrl-2297	862	65	loans	loan	NOUN
cjrl-2297	862	66	under	under	ADP
cjrl-2297	862	67	which	which	PRON
cjrl-2297	862	68	a	a	DET
cjrl-2297	862	69	court	court	NOUN
cjrl-2297	862	70	must	must	AUX
cjrl-2297	862	71	consider	consider	VERB
cjrl-2297	862	72	1	1	NUM
cjrl-2297	862	73	)	)	PUNCT
cjrl-2297	862	74	the	the	DET
cjrl-2297	862	75	debtor	debtor	NOUN
cjrl-2297	862	76	’s	’s	PART
cjrl-2297	862	77	past	past	NOUN
cjrl-2297	862	78	,	,	PUNCT
cjrl-2297	862	79	present	present	ADJ
cjrl-2297	862	80	,	,	PUNCT
cjrl-2297	862	81	and	and	CCONJ
cjrl-2297	862	82	reasonably	reasonably	ADV
cjrl-2297	862	83	reliable	reliable	ADJ
cjrl-2297	862	84	future	future	ADJ
cjrl-2297	862	85	financial	financial	ADJ
cjrl-2297	862	86	resources	resource	NOUN
cjrl-2297	862	87	,	,	PUNCT
cjrl-2297	862	88	2	2	X
cjrl-2297	862	89	)	)	PUNCT
cjrl-2297	862	90	the	the	DET
cjrl-2297	862	91	debtor	debtor	NOUN
cjrl-2297	862	92	’s	’s	PART
cjrl-2297	862	93	reasonable	reasonable	ADJ
cjrl-2297	862	94	and	and	CCONJ
cjrl-2297	862	95	necessary	necessary	ADJ
cjrl-2297	862	96	living	living	NOUN
cjrl-2297	862	97	expenses	expense	NOUN
cjrl-2297	862	98	,	,	PUNCT
cjrl-2297	862	99	and	and	CCONJ
cjrl-2297	862	100	3	3	X
cjrl-2297	862	101	)	)	PUNCT
cjrl-2297	862	102	other	other	ADJ
cjrl-2297	862	103	relevant	relevant	ADJ
cjrl-2297	862	104	facts	fact	NOUN
cjrl-2297	862	105	and	and	CCONJ
cjrl-2297	862	106	circumstances	circumstance	NOUN
cjrl-2297	862	107	.	.	PUNCT
cjrl-2297	863	1	under	under	ADP
cjrl-2297	863	2	this	this	DET
cjrl-2297	863	3	test	test	NOUN
cjrl-2297	863	4	,	,	PUNCT
cjrl-2297	863	5	the	the	DET
cjrl-2297	863	6	debtor	debtor	NOUN
cjrl-2297	863	7	has	have	VERB
cjrl-2297	863	8	the	the	DET
cjrl-2297	863	9	burden	burden	NOUN
cjrl-2297	863	10	of	of	ADP
cjrl-2297	863	11	proving	prove	VERB
cjrl-2297	863	12	undue	undue	ADJ
cjrl-2297	863	13	hardship	hardship	NOUN
cjrl-2297	863	14	by	by	ADP
cjrl-2297	863	15	a	a	DET
cjrl-2297	863	16	preponderance	preponderance	NOUN
cjrl-2297	863	17	of	of	ADP
cjrl-2297	863	18	the	the	DET
cjrl-2297	863	19	evidence	evidence	NOUN
cjrl-2297	863	20	.	.	PUNCT
cjrl-2297	863	21	”	"	PUNCT
cjrl-2297	863	22	)	)	PUNCT
cjrl-2297	863	23	.	.	PUNCT
cjrl-2297	864	1	268	268	NUM
cjrl-2297	864	2	see	see	VERB
cjrl-2297	864	3	11	11	NUM
cjrl-2297	864	4	u.s.c	u.s.c	ADJ
cjrl-2297	864	5	.	.	PUNCT
cjrl-2297	865	1	§	§	PROPN
cjrl-2297	865	2	523(a)(8)(b	523(a)(8)(b	PROPN
cjrl-2297	865	3	)	)	PUNCT
cjrl-2297	865	4	;	;	PUNCT
cjrl-2297	865	5	brunner	brunner	PROPN
cjrl-2297	865	6	v.	v.	PROPN
cjrl-2297	865	7	n.y	n.y	PROPN
cjrl-2297	865	8	.	.	PROPN
cjrl-2297	865	9	state	state	PROPN
cjrl-2297	865	10	higher	high	ADJ
cjrl-2297	865	11	educ	educ	NOUN
cjrl-2297	865	12	.	.	PUNCT
cjrl-2297	866	1	serv	serv	PROPN
cjrl-2297	866	2	.	.	PUNCT
cjrl-2297	866	3	corp	corp	PROPN
cjrl-2297	866	4	.	.	PROPN
cjrl-2297	866	5	,	,	PUNCT
cjrl-2297	866	6	831	831	NUM
cjrl-2297	866	7	f.2d	f.2d	SYM
cjrl-2297	866	8	395	395	NUM
cjrl-2297	866	9	(	(	PUNCT
cjrl-2297	866	10	2d	2d	NUM
cjrl-2297	866	11	cir	cir	NOUN
cjrl-2297	866	12	.	.	PUNCT
cjrl-2297	866	13	1987	1987	NUM
cjrl-2297	866	14	)	)	PUNCT
cjrl-2297	866	15	;	;	PUNCT
cjrl-2297	866	16	see	see	VERB
cjrl-2297	866	17	generally	generally	ADV
cjrl-2297	866	18	treff	treff	NOUN
cjrl-2297	866	19	,	,	PUNCT
cjrl-2297	866	20	supra	supra	PROPN
cjrl-2297	866	21	note	note	VERB
cjrl-2297	866	22	265	265	NUM
cjrl-2297	866	23	(	(	PUNCT
cjrl-2297	866	24	“	"	PUNCT
cjrl-2297	866	25	the	the	DET
cjrl-2297	866	26	exception	exception	NOUN
cjrl-2297	866	27	to	to	PART
cjrl-2297	866	28	discharge	discharge	VERB
cjrl-2297	866	29	was	be	AUX
cjrl-2297	866	30	enacted	enact	VERB
cjrl-2297	866	31	to	to	PART
cjrl-2297	866	32	save	save	VERB
cjrl-2297	866	33	the	the	DET
cjrl-2297	866	34	student	student	NOUN
cjrl-2297	866	35	loan	loan	NOUN
cjrl-2297	866	36	system	system	NOUN
cjrl-2297	866	37	and	and	CCONJ
cjrl-2297	866	38	to	to	PART
cjrl-2297	866	39	prevent	prevent	VERB
cjrl-2297	866	40	undeserving	undeserve	VERB
cjrl-2297	866	41	debtors	debtor	NOUN
cjrl-2297	866	42	from	from	ADP
cjrl-2297	866	43	obtaining	obtain	VERB
cjrl-2297	866	44	a	a	DET
cjrl-2297	866	45	discharge	discharge	NOUN
cjrl-2297	866	46	of	of	ADP
cjrl-2297	866	47	their	their	PRON
cjrl-2297	866	48	college	college	NOUN
cjrl-2297	866	49	debts	debt	NOUN
cjrl-2297	866	50	shortly	shortly	ADV
cjrl-2297	866	51	after	after	ADP
cjrl-2297	866	52	graduation	graduation	NOUN
cjrl-2297	866	53	.	.	PUNCT
cjrl-2297	866	54	.	.	PUNCT
cjrl-2297	866	55	.	.	PUNCT
cjrl-2297	866	56	.	.	PUNCT
cjrl-2297	867	1	although	although	SCONJ
cjrl-2297	867	2	congress	congress	PROPN
cjrl-2297	867	3	did	do	AUX
cjrl-2297	867	4	not	not	PART
cjrl-2297	867	5	supply	supply	VERB
cjrl-2297	867	6	a	a	DET
cjrl-2297	867	7	definition	definition	NOUN
cjrl-2297	867	8	of	of	ADP
cjrl-2297	867	9	the	the	DET
cjrl-2297	867	10	phrase	phrase	NOUN
cjrl-2297	867	11	"	"	PUNCT
cjrl-2297	867	12	undue	undue	ADJ
cjrl-2297	867	13	hardship	hardship	NOUN
cjrl-2297	867	14	,	,	PUNCT
cjrl-2297	867	15	"	"	PUNCT
cjrl-2297	867	16	and	and	CCONJ
cjrl-2297	867	17	courts	court	NOUN
cjrl-2297	867	18	generally	generally	ADV
cjrl-2297	867	19	have	have	AUX
cjrl-2297	867	20	declined	decline	VERB
cjrl-2297	867	21	to	to	PART
cjrl-2297	867	22	give	give	VERB
cjrl-2297	867	23	the	the	DET
cjrl-2297	867	24	phrase	phrase	NOUN
cjrl-2297	867	25	a	a	DET
cjrl-2297	867	26	precise	precise	ADJ
cjrl-2297	867	27	definition	definition	NOUN
cjrl-2297	867	28	,	,	PUNCT
cjrl-2297	867	29	one	one	NUM
cjrl-2297	867	30	of	of	ADP
cjrl-2297	867	31	two	two	NUM
cjrl-2297	867	32	tests	test	NOUN
cjrl-2297	867	33	is	be	AUX
cjrl-2297	867	34	employed	employ	VERB
cjrl-2297	867	35	to	to	PART
cjrl-2297	867	36	‘	'	PUNCT
cjrl-2297	867	37	examine	examine	VERB
cjrl-2297	867	38	each	each	DET
cjrl-2297	867	39	factual	factual	ADJ
cjrl-2297	867	40	situation	situation	NOUN
cjrl-2297	867	41	and	and	CCONJ
cjrl-2297	867	42	decide	decide	VERB
cjrl-2297	867	43	each	each	DET
cjrl-2297	867	44	case	case	NOUN
cjrl-2297	867	45	on	on	ADP
cjrl-2297	867	46	its	its	PRON
cjrl-2297	867	47	own	own	ADJ
cjrl-2297	867	48	merits	merit	NOUN
cjrl-2297	867	49	.	.	PUNCT
cjrl-2297	867	50	’	'	PUNCT
cjrl-2297	867	51	”	"	PUNCT
cjrl-2297	867	52	)	)	PUNCT
cjrl-2297	867	53	.	.	PUNCT
cjrl-2297	868	1	269	269	NUM
cjrl-2297	868	2	see	see	NOUN
cjrl-2297	868	3	brunner	brunner	NOUN
cjrl-2297	868	4	,	,	PUNCT
cjrl-2297	868	5	831	831	NUM
cjrl-2297	868	6	f.2d	f.2d	NOUN
cjrl-2297	868	7	;	;	PUNCT
cjrl-2297	868	8	see	see	VERB
cjrl-2297	868	9	also	also	ADV
cjrl-2297	868	10	u.s	u.s	PROPN
cjrl-2297	868	11	.	.	PROPN
cjrl-2297	868	12	dep’t	dep’t	NOUN
cjrl-2297	868	13	of	of	ADP
cjrl-2297	868	14	educ	educ	PROPN
cjrl-2297	868	15	.	.	PUNCT
cjrl-2297	869	1	,	,	PUNCT
cjrl-2297	869	2	forgiveness	forgiveness	NOUN
cjrl-2297	869	3	,	,	PUNCT
cjrl-2297	869	4	cancellation	cancellation	NOUN
cjrl-2297	869	5	,	,	PUNCT
cjrl-2297	869	6	and	and	CCONJ
cjrl-2297	869	7	discharge	discharge	VERB
cjrl-2297	869	8	,	,	PUNCT
cjrl-2297	869	9	http://studentaid.ed	http://studentaid.ed	X
cjrl-2297	869	10	.	.	PUNCT
cjrl-2297	870	1	gov	gov	NOUN
cjrl-2297	870	2	/	/	SYM
cjrl-2297	870	3	repay	repay	NOUN
cjrl-2297	870	4	-	-	PUNCT
cjrl-2297	870	5	loans	loan	NOUN
cjrl-2297	870	6	/	/	SYM
cjrl-2297	870	7	forgiveness	forgiveness	NOUN
cjrl-2297	870	8	-	-	PUNCT
cjrl-2297	870	9	cancellation	cancellation	NOUN
cjrl-2297	870	10	;	;	PUNCT
cjrl-2297	870	11	lexisnexis	lexisnexis	NOUN
cjrl-2297	870	12	,	,	PUNCT
cjrl-2297	870	13	bankruptcy	bankruptcy	NOUN
cjrl-2297	870	14	commentary	commentary	NOUN
cjrl-2297	870	15	,	,	PUNCT
cjrl-2297	870	16	“	"	PUNCT
cjrl-2297	870	17	undue	undue	ADJ
cjrl-2297	870	18	hardship	hardship	NOUN
cjrl-2297	870	19	”	"	PUNCT
cjrl-2297	870	20	under	under	ADP
cjrl-2297	870	21	section	section	NOUN
cjrl-2297	870	22	523(a)(8	523(a)(8	NUM
cjrl-2297	870	23	):	):	PUNCT
cjrl-2297	870	24	can	can	AUX
cjrl-2297	870	25	the	the	DET
cjrl-2297	870	26	debtor	debtor	NOUN
cjrl-2297	870	27	’s	’s	PART
cjrl-2297	870	28	student	student	NOUN
cjrl-2297	870	29	loans	loan	NOUN
cjrl-2297	870	30	be	be	AUX
cjrl-2297	870	31	discharged	discharge	VERB
cjrl-2297	870	32	?	?	PUNCT
cjrl-2297	870	33	,	,	PUNCT
cjrl-2297	870	34	aug	aug	PROPN
cjrl-2297	870	35	.	.	PROPN
cjrl-2297	870	36	30	30	NUM
cjrl-2297	870	37	,	,	PUNCT
cjrl-2297	870	38	2012	2012	NUM
cjrl-2297	870	39	,	,	PUNCT
cjrl-2297	870	40	http://www.lexisnexis.com/community/bankruptcylaw/	http://www.lexisnexis.com/community/bankruptcylaw/	PROPN
cjrl-2297	870	41	blogs	blog	NOUN
cjrl-2297	870	42	/	/	SYM
cjrl-2297	870	43	bankruptcycommentary	bankruptcycommentary	ADJ
cjrl-2297	870	44	/	/	SYM
cjrl-2297	870	45	archive/2012/08/30	archive/2012/08/30	PROPN
cjrl-2297	870	46	/	/	SYM
cjrl-2297	870	47	quot	quot	ADJ
cjrl-2297	870	48	-	-	PUNCT
cjrl-2297	870	49	undue	undue	ADJ
cjrl-2297	870	50	-	-	PUNCT
cjrl-2297	870	51	hardship	hardship	NOUN
cjrl-2297	870	52	-	-	PUNCT
cjrl-2297	870	53	quot	quot	NOUN
cjrl-2297	870	54	-	-	PUNCT
cjrl-2297	870	55	under	under	ADP
cjrl-2297	870	56	-	-	PUNCT
cjrl-2297	870	57	section-523	section-523	NOUN
cjrl-2297	870	58	-	-	PUNCT
cjrl-2297	870	59	a-8	a-8	NUM
cjrl-2297	870	60	-	-	PUNCT
cjrl-2297	870	61	can	can	AUX
cjrl-2297	870	62	-	-	PUNCT
cjrl-2297	870	63	the	the	DET
cjrl-2297	870	64	-	-	PUNCT
cjrl-2297	870	65	debtors	debtor	NOUN
cjrl-2297	870	66	-	-	PUNCT
cjrl-2297	870	67	student	student	NOUN
cjrl-2297	870	68	-	-	PUNCT
cjrl-2297	870	69	loans	loan	NOUN
cjrl-2297	870	70	-	-	PUNCT
cjrl-2297	870	71	be	be	NOUN
cjrl-2297	870	72	-	-	PUNCT
cjrl-2297	870	73	discharged.aspx	discharged.aspx	PROPN
cjrl-2297	870	74	(	(	PUNCT
cjrl-2297	870	75	“	"	PUNCT
cjrl-2297	870	76	the	the	DET
cjrl-2297	870	77	other	other	ADJ
cjrl-2297	870	78	test	test	NOUN
cjrl-2297	870	79	used	use	VERB
cjrl-2297	870	80	to	to	PART
cjrl-2297	870	81	determine	determine	VERB
cjrl-2297	870	82	whether	whether	SCONJ
cjrl-2297	870	83	or	or	CCONJ
cjrl-2297	870	84	not	not	PART
cjrl-2297	870	85	a	a	DET
cjrl-2297	870	86	debtor	debtor	NOUN
cjrl-2297	870	87	has	have	AUX
cjrl-2297	870	88	met	meet	VERB
cjrl-2297	870	89	its	its	PRON
cjrl-2297	870	90	burden	burden	NOUN
cjrl-2297	870	91	,	,	PUNCT
cjrl-2297	870	92	denoted	denote	VERB
cjrl-2297	870	93	the	the	DET
cjrl-2297	870	94	‘	'	PUNCT
cjrl-2297	870	95	totality	totality	NOUN
cjrl-2297	870	96	of	of	ADP
cjrl-2297	870	97	the	the	DET
cjrl-2297	870	98	circumstances	circumstance	NOUN
cjrl-2297	870	99	’	'	PUNCT
cjrl-2297	870	100	test	test	NOUN
cjrl-2297	870	101	,	,	PUNCT
cjrl-2297	870	102	has	have	AUX
cjrl-2297	870	103	been	be	AUX
cjrl-2297	870	104	officially	officially	ADV
cjrl-2297	870	105	adopted	adopt	VERB
cjrl-2297	870	106	by	by	ADP
cjrl-2297	870	107	the	the	DET
cjrl-2297	870	108	eighth	eighth	ADJ
cjrl-2297	870	109	circuit	circuit	NOUN
cjrl-2297	870	110	,	,	PUNCT
cjrl-2297	870	111	and	and	CCONJ
cjrl-2297	870	112	,	,	PUNCT
cjrl-2297	870	113	since	since	SCONJ
cjrl-2297	870	114	2010	2010	NUM
cjrl-2297	870	115	,	,	PUNCT
cjrl-2297	870	116	has	have	AUX
cjrl-2297	870	117	been	be	AUX
cjrl-2297	870	118	unofficially	unofficially	ADV
cjrl-2297	870	119	accepted	accept	VERB
cjrl-2297	870	120	by	by	ADP
cjrl-2297	870	121	the	the	DET
cjrl-2297	870	122	courts	court	NOUN
cjrl-2297	870	123	of	of	ADP
cjrl-2297	870	124	the	the	DET
cjrl-2297	870	125	first	first	ADJ
cjrl-2297	870	126	circuit	circuit	NOUN
cjrl-2297	870	127	.	.	PUNCT
cjrl-2297	870	128	.	.	PUNCT
cjrl-2297	870	129	.	.	PUNCT
cjrl-2297	870	130	.	.	PUNCT
cjrl-2297	871	1	no	no	DET
cjrl-2297	871	2	full	full	ADJ
cjrl-2297	871	3	or	or	CCONJ
cjrl-2297	871	4	partial	partial	ADJ
cjrl-2297	871	5	discharge	discharge	NOUN
cjrl-2297	871	6	of	of	ADP
cjrl-2297	871	7	student	student	NOUN
cjrl-2297	871	8	loan	loan	NOUN
cjrl-2297	871	9	debt	debt	NOUN
cjrl-2297	871	10	is	be	AUX
cjrl-2297	871	11	available	available	ADJ
cjrl-2297	871	12	unless	unless	SCONJ
cjrl-2297	871	13	all	all	DET
cjrl-2297	871	14	three	three	NUM
cjrl-2297	871	15	prongs	prong	NOUN
cjrl-2297	871	16	of	of	ADP
cjrl-2297	871	17	the	the	DET
cjrl-2297	871	18	brunner	brunner	NOUN
cjrl-2297	871	19	test	test	NOUN
cjrl-2297	871	20	are	be	AUX
cjrl-2297	871	21	met	meet	VERB
cjrl-2297	871	22	.	.	PUNCT
cjrl-2297	871	23	”	"	PUNCT
cjrl-2297	871	24	)	)	PUNCT
cjrl-2297	871	25	;	;	PUNCT
cjrl-2297	871	26	national	national	ADJ
cjrl-2297	871	27	consumer	consumer	NOUN
cjrl-2297	871	28	bankruptcy	bankruptcy	NOUN
cjrl-2297	871	29	rights	right	NOUN
cjrl-2297	871	30	center	center	NOUN
cjrl-2297	871	31	,	,	PUNCT
cjrl-2297	871	32	hardship	hardship	NOUN
cjrl-2297	871	33	test	test	NOUN
cjrl-2297	871	34	supports	support	VERB
cjrl-2297	871	35	discharge	discharge	NOUN
cjrl-2297	871	36	of	of	ADP
cjrl-2297	871	37	student	student	NOUN
cjrl-2297	871	38	loan	loan	NOUN
cjrl-2297	871	39	debt	debt	NOUN
cjrl-2297	871	40	,	,	PUNCT
cjrl-2297	871	41	sept	sept	PROPN
cjrl-2297	871	42	.	.	PROPN
cjrl-2297	871	43	23	23	NUM
cjrl-2297	871	44	,	,	PUNCT
cjrl-2297	871	45	2013	2013	NUM
cjrl-2297	871	46	,	,	PUNCT
cjrl-2297	871	47	http://www.ncbrc.org/blog/2013/09/23/hardship-testsupports-discharge-of-student-loan/	http://www.ncbrc.org/blog/2013/09/23/hardship-testsupports-discharge-of-student-loan/	PROPN
cjrl-2297	871	48	(	(	PUNCT
cjrl-2297	871	49	“	"	PUNCT
cjrl-2297	871	50	the	the	DET
cjrl-2297	871	51	seventh	seventh	ADJ
cjrl-2297	871	52	and	and	CCONJ
cjrl-2297	871	53	ninth	ninth	ADJ
cjrl-2297	871	54	circuits	circuit	NOUN
cjrl-2297	871	55	apply	apply	VERB
cjrl-2297	871	56	the	the	DET
cjrl-2297	871	57	three	three	NUM
cjrl-2297	871	58	-	-	PUNCT
cjrl-2297	871	59	part	part	NOUN
cjrl-2297	871	60	“	"	PUNCT
cjrl-2297	871	61	brunner	brunner	NOUN
cjrl-2297	871	62	”	"	PUNCT
cjrl-2297	871	63	test	test	NOUN
cjrl-2297	871	64	.	.	PUNCT
cjrl-2297	871	65	.	.	PUNCT
cjrl-2297	871	66	.	.	PUNCT
cjrl-2297	871	67	.	.	PUNCT
cjrl-2297	871	68	”	"	PUNCT
cjrl-2297	871	69	)	)	PUNCT
cjrl-2297	871	70	.	.	PUNCT
cjrl-2297	872	1	270	270	NUM
cjrl-2297	872	2	see	see	VERB
cjrl-2297	872	3	kent	kent	PROPN
cjrl-2297	872	4	anderson	anderson	PROPN
cjrl-2297	872	5	,	,	PUNCT
cjrl-2297	872	6	what	what	PRON
cjrl-2297	872	7	is	be	AUX
cjrl-2297	872	8	the	the	DET
cjrl-2297	872	9	brunner	brunner	NOUN
cjrl-2297	872	10	test	test	NOUN
cjrl-2297	872	11	for	for	ADP
cjrl-2297	872	12	dischargeability	dischargeability	NOUN
cjrl-2297	872	13	of	of	ADP
cjrl-2297	872	14	student	student	NOUN
cjrl-2297	872	15	loans	loan	NOUN
cjrl-2297	872	16	?	?	PUNCT
cjrl-2297	872	17	,	,	PUNCT
cjrl-2297	872	18	bankr	bankr	NOUN
cjrl-2297	872	19	.	.	PUNCT
cjrl-2297	873	1	law	law	NOUN
cjrl-2297	873	2	network	network	NOUN
cjrl-2297	873	3	,	,	PUNCT
cjrl-2297	873	4	http	http	CCONJ
cjrl-2297	873	5	:	:	PUNCT
cjrl-2297	873	6	www.bankruptcylawnetwork.com/what-is-the-brunner-test-for-dischargeability-of-student-loans/	www.bankruptcylawnetwork.com/what-is-the-brunner-test-for-dischargeability-of-student-loans/	PROPN
cjrl-2297	873	7	;	;	PUNCT
cjrl-2297	873	8	john	john	PROPN
cjrl-2297	873	9	o’connor	o’connor	PROPN
cjrl-2297	873	10	,	,	PUNCT
cjrl-2297	873	11	how	how	SCONJ
cjrl-2297	873	12	can	can	AUX
cjrl-2297	873	13	i	i	PRON
cjrl-2297	873	14	tell	tell	VERB
cjrl-2297	873	15	if	if	SCONJ
cjrl-2297	873	16	my	my	PRON
cjrl-2297	873	17	student	student	NOUN
cjrl-2297	873	18	loan	loan	NOUN
cjrl-2297	873	19	debt	debt	NOUN
cjrl-2297	873	20	is	be	AUX
cjrl-2297	873	21	dischargeable	dischargeable	ADJ
cjrl-2297	873	22	in	in	ADP
cjrl-2297	873	23	bankruptcy	bankruptcy	NOUN
cjrl-2297	873	24	?	?	PUNCT
cjrl-2297	873	25	,	,	PUNCT
cjrl-2297	873	26	nat’l	nat’l	NOUN
cjrl-2297	873	27	bankr	bankr	NOUN
cjrl-2297	873	28	.	.	PUNCT
cjrl-2297	874	1	forum	forum	PROPN
cjrl-2297	874	2	,	,	PUNCT
cjrl-2297	874	3	http://www.nationalbankruptcy	http://www.nationalbankruptcy	PROPN
cjrl-2297	874	4	forum.com/bankruptcy-myths/how-can-i-tell-if-my-student-loan-debt-is-dischargeable-in-bankruptcy/	forum.com/bankruptcy-myths/how-can-i-tell-if-my-student-loan-debt-is-dischargeable-in-bankruptcy/	PROPN
cjrl-2297	874	5	(	(	PUNCT
cjrl-2297	874	6	citing	cite	VERB
cjrl-2297	874	7	in	in	ADP
cjrl-2297	874	8	re	re	ADV
cjrl-2297	874	9	hornsby	hornsby	ADJ
cjrl-2297	874	10	)	)	PUNCT
cjrl-2297	874	11	;	;	PUNCT
cjrl-2297	874	12	nat’l	nat’l	NOUN
cjrl-2297	874	13	consumer	consumer	NOUN
cjrl-2297	874	14	bankr	bankr	NOUN
cjrl-2297	874	15	.	.	PUNCT
cjrl-2297	875	1	rights	right	NOUN
cjrl-2297	875	2	ctr	ctr	PROPN
cjrl-2297	875	3	,	,	PUNCT
cjrl-2297	875	4	some	some	DET
cjrl-2297	875	5	hope	hope	NOUN
cjrl-2297	875	6	for	for	ADP
cjrl-2297	875	7	student	student	NOUN
cjrl-2297	875	8	loan	loan	NOUN
cjrl-2297	875	9	debtors	debtor	NOUN
cjrl-2297	875	10	,	,	PUNCT
cjrl-2297	875	11	april	april	PROPN
cjrl-2297	875	12	19	19	NUM
cjrl-2297	875	13	,	,	PUNCT
cjrl-2297	875	14	2013	2013	NUM
cjrl-2297	875	15	,	,	PUNCT
cjrl-2297	875	16	http://www.ncbrc	http://www.ncbrc	NOUN
cjrl-2297	875	17	.	.	PUNCT
cjrl-2297	876	1	org	org	PROPN
cjrl-2297	876	2	/	/	SYM
cjrl-2297	876	3	blog/2013/04/19	blog/2013/04/19	PROPN
cjrl-2297	876	4	/	/	SYM
cjrl-2297	876	5	some	some	DET
cjrl-2297	876	6	-	-	PUNCT
cjrl-2297	876	7	hope	hope	NOUN
cjrl-2297	876	8	-	-	PUNCT
cjrl-2297	876	9	for	for	ADP
cjrl-2297	876	10	-	-	PUNCT
cjrl-2297	876	11	student	student	NOUN
cjrl-2297	876	12	-	-	PUNCT
cjrl-2297	876	13	loan	loan	NOUN
cjrl-2297	876	14	-	-	PUNCT
cjrl-2297	876	15	debtors/	debtors/	NOUN
cjrl-2297	876	16	(	(	PUNCT
cjrl-2297	876	17	citing	cite	VERB
cjrl-2297	876	18	kreiger	kreiger	NOUN
cjrl-2297	876	19	v.	v.	ADP
cjrl-2297	876	20	ecmc	ecmc	PROPN
cjrl-2297	876	21	,	,	PUNCT
cjrl-2297	876	22	no	no	INTJ
cjrl-2297	876	23	.	.	PUNCT
cjrl-2297	877	1	12–3592	12–3592	NUM
cjrl-2297	877	2	(	(	PUNCT
cjrl-2297	877	3	7th	7th	ADJ
cjrl-2297	877	4	cir	cir	NOUN
cjrl-2297	877	5	.	.	PUNCT
cjrl-2297	878	1	april	april	PROPN
cjrl-2297	878	2	10	10	NUM
cjrl-2297	878	3	,	,	PUNCT
cjrl-2297	878	4	2013	2013	NUM
cjrl-2297	878	5	)	)	PUNCT
cjrl-2297	878	6	and	and	CCONJ
cjrl-2297	878	7	roth	roth	PROPN
cjrl-2297	878	8	v.	v.	PROPN
cjrl-2297	878	9	ecmc	ecmc	PROPN
cjrl-2297	878	10	,	,	PUNCT
cjrl-2297	878	11	no	no	INTJ
cjrl-2297	878	12	.	.	PROPN
cjrl-2297	879	1	11–1233	11–1233	NUM
cjrl-2297	879	2	(	(	PUNCT
cjrl-2297	879	3	b.a.p	b.a.p	NOUN
cjrl-2297	879	4	.	.	PUNCT
cjrl-2297	879	5	9th	9th	ADJ
cjrl-2297	879	6	cir	cir	NOUN
cjrl-2297	879	7	.	.	PUNCT
cjrl-2297	880	1	april	april	PROPN
cjrl-2297	880	2	16	16	NUM
cjrl-2297	880	3	,	,	PUNCT
cjrl-2297	880	4	2013	2013	NUM
cjrl-2297	880	5	)	)	PUNCT
cjrl-2297	880	6	)	)	PUNCT
cjrl-2297	880	7	;	;	PUNCT
cjrl-2297	880	8	mark	mark	PROPN
cjrl-2297	880	9	kantrowitz	kantrowitz	PROPN
cjrl-2297	880	10	,	,	PUNCT
cjrl-2297	880	11	five	five	NUM
cjrl-2297	880	12	myths	myth	NOUN
cjrl-2297	880	13	about	about	ADP
cjrl-2297	880	14	student	student	NOUN
cjrl-2297	880	15	loans	loan	NOUN
cjrl-2297	880	16	,	,	PUNCT
cjrl-2297	880	17	wash	wash	NOUN
cjrl-2297	880	18	.	.	PUNCT
cjrl-2297	881	1	post	post	NOUN
cjrl-2297	881	2	,	,	PUNCT
cjrl-2297	881	3	nov	nov	PROPN
cjrl-2297	881	4	.	.	PROPN
cjrl-2297	881	5	18	18	NUM
cjrl-2297	881	6	,	,	PUNCT
cjrl-2297	881	7	2011	2011	NUM
cjrl-2297	881	8	(	(	PUNCT
cjrl-2297	881	9	“	"	PUNCT
cjrl-2297	881	10	[	[	X
cjrl-2297	881	11	a]bout	a]bout	ADP
cjrl-2297	881	12	72,000	72,000	NUM
cjrl-2297	881	13	federal	federal	ADJ
cjrl-2297	881	14	student	student	NOUN
cjrl-2297	881	15	loan	loan	NOUN
cjrl-2297	881	16	borrowers	borrower	NOUN
cjrl-2297	881	17	filed	file	VERB
cjrl-2297	881	18	for	for	ADP
cjrl-2297	881	19	bankruptcy	bankruptcy	NOUN
cjrl-2297	881	20	in	in	ADP
cjrl-2297	881	21	2008	2008	NUM
cjrl-2297	881	22	,	,	PUNCT
cjrl-2297	881	23	but	but	CCONJ
cjrl-2297	881	24	only	only	ADV
cjrl-2297	881	25	29	29	NUM
cjrl-2297	881	26	succeeded	succeed	VERB
cjrl-2297	881	27	in	in	ADP
cjrl-2297	881	28	obtaining	obtain	VERB
cjrl-2297	881	29	a	a	DET
cjrl-2297	881	30	full	full	ADJ
cjrl-2297	881	31	or	or	CCONJ
cjrl-2297	881	32	partial	partial	ADJ
cjrl-2297	881	33	discharge	discharge	NOUN
cjrl-2297	881	34	of	of	ADP
cjrl-2297	881	35	their	their	PRON
cjrl-2297	881	36	loans	loan	NOUN
cjrl-2297	881	37	.	.	PUNCT
cjrl-2297	882	1	that	that	PRON
cjrl-2297	882	2	’s	’	VERB
cjrl-2297	882	3	0.04	0.04	NUM
cjrl-2297	882	4	percent	percent	NOUN
cjrl-2297	882	5	.	.	PUNCT
cjrl-2297	882	6	”	"	PUNCT
cjrl-2297	882	7	)	)	PUNCT
cjrl-2297	882	8	.	.	PUNCT
cjrl-2297	883	1	but	but	CCONJ
cjrl-2297	883	2	see	see	VERB
cjrl-2297	883	3	jason	jason	PROPN
cjrl-2297	883	4	iuliano	iuliano	PROPN
cjrl-2297	883	5	,	,	PUNCT
cjrl-2297	883	6	an	an	DET
cjrl-2297	883	7	empirical	empirical	ADJ
cjrl-2297	883	8	assessement	assessement	NOUN
cjrl-2297	883	9	of	of	ADP
cjrl-2297	883	10	student	student	NOUN
cjrl-2297	883	11	loan	loan	NOUN
cjrl-2297	883	12	discharges	discharge	NOUN
cjrl-2297	883	13	and	and	CCONJ
cjrl-2297	883	14	the	the	DET
cjrl-2297	883	15	undue	undue	ADJ
cjrl-2297	883	16	hardship	hardship	NOUN
cjrl-2297	883	17	standard	standard	NOUN
cjrl-2297	883	18	,	,	PUNCT
cjrl-2297	883	19	american	american	ADJ
cjrl-2297	883	20	bankruptcy	bankruptcy	PROPN
cjrl-2297	883	21	law	law	PROPN
cjrl-2297	883	22	journal	journal	PROPN
cjrl-2297	883	23	,	,	PUNCT
cjrl-2297	883	24	vol	vol	NOUN
cjrl-2297	883	25	.	.	PROPN
cjrl-2297	884	1	86	86	NUM
cjrl-2297	884	2	(	(	PUNCT
cjrl-2297	884	3	2012	2012	NUM
cjrl-2297	884	4	)	)	PUNCT
cjrl-2297	884	5	(	(	PUNCT
cjrl-2297	884	6	finding	find	VERB
cjrl-2297	884	7	that	that	SCONJ
cjrl-2297	884	8	four	four	NUM
cjrl-2297	884	9	out	out	ADP
cjrl-2297	884	10	of	of	ADP
cjrl-2297	884	11	ten	ten	NUM
cjrl-2297	884	12	bankruptcy	bankruptcy	NOUN
cjrl-2297	884	13	petitioners	petitioner	NOUN
cjrl-2297	884	14	were	be	AUX
cjrl-2297	884	15	successful	successful	ADJ
cjrl-2297	884	16	in	in	ADP
cjrl-2297	884	17	discharging	discharge	VERB
cjrl-2297	884	18	their	their	PRON
cjrl-2297	884	19	student	student	NOUN
cjrl-2297	884	20	loans	loan	NOUN
cjrl-2297	884	21	while	while	SCONJ
cjrl-2297	884	22	2014	2014	NUM
cjrl-2297	884	23	columbia	columbia	PROPN
cjrl-2297	884	24	journal	journal	PROPN
cjrl-2297	884	25	of	of	ADP
cjrl-2297	884	26	race	race	NOUN
cjrl-2297	884	27	and	and	CCONJ
cjrl-2297	884	28	law	law	NOUN
cjrl-2297	884	29	169	169	NUM
cjrl-2297	884	30	in	in	ADP
cjrl-2297	884	31	general	general	ADJ
cjrl-2297	884	32	,	,	PUNCT
cjrl-2297	884	33	parents	parent	NOUN
cjrl-2297	884	34	who	who	PRON
cjrl-2297	884	35	acquire	acquire	VERB
cjrl-2297	884	36	plus	plus	CCONJ
cjrl-2297	884	37	loans	loan	NOUN
cjrl-2297	884	38	on	on	ADP
cjrl-2297	884	39	behalf	behalf	NOUN
cjrl-2297	884	40	of	of	ADP
cjrl-2297	884	41	dependent	dependent	ADJ
cjrl-2297	884	42	students	student	NOUN
cjrl-2297	884	43	are	be	AUX
cjrl-2297	884	44	subject	subject	ADJ
cjrl-2297	884	45	to	to	ADP
cjrl-2297	884	46	the	the	DET
cjrl-2297	884	47	non	non	ADJ
cjrl-2297	884	48	-	-	ADJ
cjrl-2297	884	49	dischargeable	dischargeable	ADJ
cjrl-2297	884	50	student	student	NOUN
cjrl-2297	884	51	loan	loan	NOUN
cjrl-2297	884	52	provisions	provision	NOUN
cjrl-2297	884	53	of	of	ADP
cjrl-2297	884	54	the	the	DET
cjrl-2297	884	55	bankruptcy	bankruptcy	NOUN
cjrl-2297	884	56	code.271	code.271	NOUN
cjrl-2297	884	57	accordingly	accordingly	ADV
cjrl-2297	884	58	,	,	PUNCT
cjrl-2297	884	59	distressed	distressed	ADJ
cjrl-2297	884	60	plus	plus	CCONJ
cjrl-2297	884	61	loan	loan	NOUN
cjrl-2297	884	62	borrowers	borrower	NOUN
cjrl-2297	884	63	may	may	AUX
cjrl-2297	884	64	essentially	essentially	ADV
cjrl-2297	884	65	be	be	AUX
cjrl-2297	884	66	penalized	penalize	VERB
cjrl-2297	884	67	in	in	ADP
cjrl-2297	884	68	bankruptcy	bankruptcy	NOUN
cjrl-2297	884	69	when	when	SCONJ
cjrl-2297	884	70	existing	exist	VERB
cjrl-2297	884	71	student	student	NOUN
cjrl-2297	884	72	loans	loan	NOUN
cjrl-2297	884	73	are	be	AUX
cjrl-2297	884	74	not	not	PART
cjrl-2297	884	75	discharged	discharge	VERB
cjrl-2297	884	76	,	,	PUNCT
cjrl-2297	884	77	and	and	CCONJ
cjrl-2297	884	78	again	again	ADV
cjrl-2297	884	79	when	when	SCONJ
cjrl-2297	884	80	trying	try	VERB
cjrl-2297	884	81	to	to	PART
cjrl-2297	884	82	obtain	obtain	VERB
cjrl-2297	884	83	federal	federal	ADJ
cjrl-2297	884	84	financing	financing	NOUN
cjrl-2297	884	85	for	for	ADP
cjrl-2297	884	86	education	education	NOUN
cjrl-2297	884	87	in	in	ADP
cjrl-2297	884	88	the	the	DET
cjrl-2297	884	89	future.272	future.272	NOUN
cjrl-2297	884	90	consequently	consequently	ADV
cjrl-2297	884	91	,	,	PUNCT
cjrl-2297	884	92	such	such	ADJ
cjrl-2297	884	93	result	result	NOUN
cjrl-2297	884	94	may	may	AUX
cjrl-2297	884	95	circumvent	circumvent	VERB
cjrl-2297	884	96	the	the	DET
cjrl-2297	884	97	purpose	purpose	NOUN
cjrl-2297	884	98	of	of	ADP
cjrl-2297	884	99	federal	federal	ADJ
cjrl-2297	884	100	bankruptcy	bankruptcy	NOUN
cjrl-2297	884	101	laws.273	laws.273	PROPN
cjrl-2297	884	102	bankruptcy	bankruptcy	NOUN
cjrl-2297	884	103	may	may	AUX
cjrl-2297	884	104	be	be	AUX
cjrl-2297	884	105	used	use	VERB
cjrl-2297	884	106	as	as	ADP
cjrl-2297	884	107	a	a	DET
cjrl-2297	884	108	strategy	strategy	NOUN
cjrl-2297	884	109	to	to	PART
cjrl-2297	884	110	leverage	leverage	VERB
cjrl-2297	884	111	financial	financial	ADJ
cjrl-2297	884	112	stability	stability	NOUN
cjrl-2297	884	113	,	,	PUNCT
cjrl-2297	884	114	as	as	SCONJ
cjrl-2297	884	115	opposed	oppose	VERB
cjrl-2297	884	116	to	to	ADP
cjrl-2297	884	117	an	an	DET
cjrl-2297	884	118	indication	indication	NOUN
cjrl-2297	884	119	of	of	ADP
cjrl-2297	884	120	delinquency.274	delinquency.274	PROPN
cjrl-2297	884	121	filing	filing	NOUN
cjrl-2297	884	122	for	for	ADP
cjrl-2297	884	123	bankruptcy	bankruptcy	NOUN
cjrl-2297	884	124	may	may	AUX
cjrl-2297	884	125	also	also	ADV
cjrl-2297	884	126	be	be	AUX
cjrl-2297	884	127	used	use	VERB
cjrl-2297	884	128	as	as	ADP
cjrl-2297	884	129	a	a	DET
cjrl-2297	884	130	tactic	tactic	NOUN
cjrl-2297	884	131	to	to	PART
cjrl-2297	884	132	utilize	utilize	VERB
cjrl-2297	884	133	an	an	DET
cjrl-2297	884	134	automatic	automatic	ADJ
cjrl-2297	884	135	stay	stay	NOUN
cjrl-2297	884	136	to	to	PART
cjrl-2297	884	137	delay	delay	VERB
cjrl-2297	884	138	a	a	DET
cjrl-2297	884	139	home	home	NOUN
cjrl-2297	884	140	foreclosure	foreclosure	NOUN
cjrl-2297	884	141	or	or	CCONJ
cjrl-2297	884	142	extend	extend	VERB
cjrl-2297	884	143	protection	protection	NOUN
cjrl-2297	884	144	from	from	ADP
cjrl-2297	884	145	aggressive	aggressive	ADJ
cjrl-2297	884	146	debt	debt	NOUN
cjrl-2297	884	147	collection.275	collection.275	PROPN
cjrl-2297	884	148	individual	individual	ADJ
cjrl-2297	884	149	bankruptcies	bankruptcy	NOUN
cjrl-2297	884	150	are	be	AUX
cjrl-2297	884	151	filed	file	VERB
cjrl-2297	884	152	,	,	PUNCT
cjrl-2297	884	153	in	in	ADP
cjrl-2297	884	154	large	large	ADJ
cjrl-2297	884	155	part	part	NOUN
cjrl-2297	884	156	,	,	PUNCT
cjrl-2297	884	157	due	due	ADP
cjrl-2297	884	158	to	to	ADP
cjrl-2297	884	159	unexpected	unexpected	ADJ
cjrl-2297	884	160	health	health	NOUN
cjrl-2297	884	161	and	and	CCONJ
cjrl-2297	884	162	medical	medical	ADJ
cjrl-2297	884	163	issues.276	issues.276	ADJ
cjrl-2297	884	164	reasons	reason	NOUN
cjrl-2297	884	165	to	to	PART
cjrl-2297	884	166	file	file	VERB
cjrl-2297	884	167	for	for	ADP
cjrl-2297	884	168	bankruptcy	bankruptcy	NOUN
cjrl-2297	884	169	may	may	AUX
cjrl-2297	884	170	thousands	thousand	NOUN
cjrl-2297	884	171	of	of	ADP
cjrl-2297	884	172	debtors	debtor	NOUN
cjrl-2297	884	173	who	who	PRON
cjrl-2297	884	174	would	would	AUX
cjrl-2297	884	175	have	have	AUX
cjrl-2297	884	176	been	be	AUX
cjrl-2297	884	177	good	good	ADJ
cjrl-2297	884	178	candidates	candidate	NOUN
cjrl-2297	884	179	to	to	PART
cjrl-2297	884	180	obtain	obtain	VERB
cjrl-2297	884	181	some	some	DET
cjrl-2297	884	182	relief	relief	NOUN
cjrl-2297	884	183	never	never	ADV
cjrl-2297	884	184	actually	actually	ADV
cjrl-2297	884	185	tried	try	VERB
cjrl-2297	884	186	to	to	PART
cjrl-2297	884	187	discharge	discharge	VERB
cjrl-2297	884	188	their	their	PRON
cjrl-2297	884	189	student	student	NOUN
cjrl-2297	884	190	loans	loan	NOUN
cjrl-2297	884	191	)	)	PUNCT
cjrl-2297	884	192	.	.	PUNCT
cjrl-2297	885	1	271	271	NUM
cjrl-2297	885	2	see	see	VERB
cjrl-2297	885	3	11	11	NUM
cjrl-2297	885	4	u.s.c	u.s.c	ADJ
cjrl-2297	885	5	.	.	PUNCT
cjrl-2297	886	1	§	§	PROPN
cjrl-2297	886	2	525(c	525(c	PROPN
cjrl-2297	886	3	)	)	PUNCT
cjrl-2297	886	4	(	(	PUNCT
cjrl-2297	886	5	2012	2012	NUM
cjrl-2297	886	6	)	)	PUNCT
cjrl-2297	886	7	;	;	PUNCT
cjrl-2297	886	8	in	in	ADP
cjrl-2297	886	9	re	re	PROPN
cjrl-2297	886	10	taylor	taylor	PROPN
cjrl-2297	886	11	,	,	PUNCT
cjrl-2297	886	12	263	263	NUM
cjrl-2297	886	13	b.r	b.r	PROPN
cjrl-2297	886	14	.	.	PROPN
cjrl-2297	886	15	139	139	NUM
cjrl-2297	886	16	,	,	PUNCT
cjrl-2297	886	17	148	148	NUM
cjrl-2297	886	18	(	(	PUNCT
cjrl-2297	886	19	n.d	n.d	PROPN
cjrl-2297	886	20	.	.	PROPN
cjrl-2297	886	21	ala	ala	PROPN
cjrl-2297	886	22	.	.	PUNCT
cjrl-2297	886	23	2001	2001	NUM
cjrl-2297	886	24	)	)	PUNCT
cjrl-2297	886	25	;	;	PUNCT
cjrl-2297	886	26	see	see	VERB
cjrl-2297	886	27	also	also	ADV
cjrl-2297	886	28	11	11	NUM
cjrl-2297	886	29	u.s.c	u.s.c	ADJ
cjrl-2297	886	30	.	.	PUNCT
cjrl-2297	887	1	§	§	PROPN
cjrl-2297	887	2	523(a)(8	523(a)(8	NUM
cjrl-2297	887	3	)	)	PUNCT
cjrl-2297	887	4	;	;	PUNCT
cjrl-2297	887	5	in	in	ADP
cjrl-2297	887	6	re	re	NOUN
cjrl-2297	887	7	webb	webb	PROPN
cjrl-2297	887	8	,	,	PUNCT
cjrl-2297	887	9	151	151	NUM
cjrl-2297	887	10	b.r	b.r	PROPN
cjrl-2297	887	11	.	.	PROPN
cjrl-2297	887	12	804	804	NUM
cjrl-2297	887	13	(	(	PUNCT
cjrl-2297	887	14	1992	1992	NUM
cjrl-2297	887	15	)	)	PUNCT
cjrl-2297	887	16	;	;	PUNCT
cjrl-2297	887	17	in	in	ADP
cjrl-2297	887	18	re	re	NOUN
cjrl-2297	887	19	votruba	votruba	PROPN
cjrl-2297	887	20	,	,	PUNCT
cjrl-2297	887	21	310	310	NUM
cjrl-2297	887	22	b.r	b.r	PROPN
cjrl-2297	887	23	.	.	PROPN
cjrl-2297	887	24	698	698	NUM
cjrl-2297	887	25	(	(	PUNCT
cjrl-2297	887	26	2004	2004	NUM
cjrl-2297	887	27	)	)	PUNCT
cjrl-2297	887	28	(	(	PUNCT
cjrl-2297	887	29	noting	note	VERB
cjrl-2297	887	30	a	a	DET
cjrl-2297	887	31	split	split	NOUN
cjrl-2297	887	32	of	of	ADP
cjrl-2297	887	33	authority	authority	NOUN
cjrl-2297	887	34	on	on	ADP
cjrl-2297	887	35	whether	whether	SCONJ
cjrl-2297	887	36	non	non	ADJ
cjrl-2297	887	37	-	-	ADJ
cjrl-2297	887	38	student	student	ADJ
cjrl-2297	887	39	borrowers	borrower	NOUN
cjrl-2297	887	40	are	be	AUX
cjrl-2297	887	41	subject	subject	ADJ
cjrl-2297	887	42	to	to	ADP
cjrl-2297	887	43	the	the	DET
cjrl-2297	887	44	student	student	NOUN
cjrl-2297	887	45	loan	loan	NOUN
cjrl-2297	887	46	discharge	discharge	NOUN
cjrl-2297	887	47	prohibition	prohibition	NOUN
cjrl-2297	887	48	under	under	ADP
cjrl-2297	887	49	the	the	DET
cjrl-2297	887	50	bankruptcy	bankruptcy	NOUN
cjrl-2297	887	51	code	code	NOUN
cjrl-2297	887	52	without	without	ADP
cjrl-2297	887	53	a	a	DET
cjrl-2297	887	54	finding	finding	NOUN
cjrl-2297	887	55	of	of	ADP
cjrl-2297	887	56	undue	undue	ADJ
cjrl-2297	887	57	hardship	hardship	NOUN
cjrl-2297	887	58	)	)	PUNCT
cjrl-2297	887	59	.	.	PUNCT
cjrl-2297	888	1	272	272	NUM
cjrl-2297	888	2	see	see	VERB
cjrl-2297	888	3	generally	generally	ADV
cjrl-2297	888	4	parentplusloan.com	parentplusloan.com	X
cjrl-2297	888	5	,	,	PUNCT
cjrl-2297	888	6	plus	plus	CCONJ
cjrl-2297	888	7	loan	loan	NOUN
cjrl-2297	888	8	forgiveness	forgiveness	NOUN
cjrl-2297	888	9	or	or	CCONJ
cjrl-2297	888	10	cancellation	cancellation	NOUN
cjrl-2297	888	11	,	,	PUNCT
cjrl-2297	888	12	http://www.parentplusloan	http://www.parentplusloan	PROPN
cjrl-2297	888	13	.	.	PUNCT
cjrl-2297	888	14	com	com	NOUN
cjrl-2297	888	15	/	/	SYM
cjrl-2297	888	16	repayment	repayment	NOUN
cjrl-2297	888	17	/	/	SYM
cjrl-2297	888	18	forgiveness.php	forgiveness.php	NOUN
cjrl-2297	888	19	;	;	PUNCT
cjrl-2297	888	20	student	student	NOUN
cjrl-2297	888	21	loan	loan	NOUN
cjrl-2297	888	22	borrower	borrower	NOUN
cjrl-2297	888	23	assistance	assistance	NOUN
cjrl-2297	888	24	,	,	PUNCT
cjrl-2297	888	25	student	student	NOUN
cjrl-2297	888	26	loans	loan	NOUN
cjrl-2297	888	27	&	&	CCONJ
cjrl-2297	888	28	bankruptcy	bankruptcy	NOUN
cjrl-2297	888	29	,	,	PUNCT
cjrl-2297	889	1	http://www	http://www	PROPN
cjrl-2297	889	2	.	.	PUNCT
cjrl-2297	889	3	studentloanborrowerassistance.org/bankruptcy/.	studentloanborrowerassistance.org/bankruptcy/.	PROPN
cjrl-2297	890	1	but	but	CCONJ
cjrl-2297	890	2	see	see	VERB
cjrl-2297	890	3	usa	usa	PROPN
cjrl-2297	890	4	funds	fund	NOUN
cjrl-2297	890	5	,	,	PUNCT
cjrl-2297	890	6	eligibility	eligibility	NOUN
cjrl-2297	890	7	for	for	ADP
cjrl-2297	890	8	borrowers	borrower	NOUN
cjrl-2297	890	9	in	in	ADP
cjrl-2297	890	10	bankruptcy	bankruptcy	NOUN
cjrl-2297	890	11	,	,	PUNCT
cjrl-2297	890	12	http://www	http://www	PROPN
cjrl-2297	890	13	.	.	PUNCT
cjrl-2297	891	1	usafunds.org/usafunds%20resourcelibrary/bankruptcy.pdf	usafunds.org/usafunds%20resourcelibrary/bankruptcy.pdf	ADP
cjrl-2297	891	2	(	(	PUNCT
cjrl-2297	891	3	“	"	PUNCT
cjrl-2297	891	4	if	if	SCONJ
cjrl-2297	891	5	the	the	DET
cjrl-2297	891	6	loan	loan	NOUN
cjrl-2297	891	7	was	be	AUX
cjrl-2297	891	8	not	not	PART
cjrl-2297	891	9	in	in	ADP
cjrl-2297	891	10	default	default	NOUN
cjrl-2297	891	11	when	when	SCONJ
cjrl-2297	891	12	the	the	DET
cjrl-2297	891	13	student	student	NOUN
cjrl-2297	891	14	(	(	PUNCT
cjrl-2297	891	15	or	or	CCONJ
cjrl-2297	891	16	parent	parent	NOUN
cjrl-2297	891	17	)	)	PUNCT
cjrl-2297	891	18	filed	file	VERB
cjrl-2297	891	19	the	the	DET
cjrl-2297	891	20	bankruptcy	bankruptcy	NOUN
cjrl-2297	891	21	action	action	NOUN
cjrl-2297	891	22	,	,	PUNCT
cjrl-2297	891	23	then	then	ADV
cjrl-2297	891	24	the	the	DET
cjrl-2297	891	25	bankruptcy	bankruptcy	NOUN
cjrl-2297	891	26	action	action	NOUN
cjrl-2297	891	27	itself	itself	PRON
cjrl-2297	891	28	has	have	VERB
cjrl-2297	891	29	no	no	DET
cjrl-2297	891	30	effect	effect	NOUN
cjrl-2297	891	31	on	on	ADP
cjrl-2297	891	32	the	the	DET
cjrl-2297	891	33	borrower	borrower	NOUN
cjrl-2297	891	34	’s	’s	PART
cjrl-2297	891	35	eligibility	eligibility	NOUN
cjrl-2297	891	36	for	for	ADP
cjrl-2297	891	37	the	the	DET
cjrl-2297	891	38	stafford	stafford	PROPN
cjrl-2297	891	39	,	,	PUNCT
cjrl-2297	891	40	plus	plus	CCONJ
cjrl-2297	891	41	,	,	PUNCT
cjrl-2297	891	42	or	or	CCONJ
cjrl-2297	891	43	perkins	perkins	PROPN
cjrl-2297	891	44	loan	loan	NOUN
cjrl-2297	891	45	and	and	CCONJ
cjrl-2297	891	46	the	the	DET
cjrl-2297	891	47	school	school	NOUN
cjrl-2297	891	48	must	must	AUX
cjrl-2297	891	49	originate	originate	VERB
cjrl-2297	891	50	the	the	DET
cjrl-2297	891	51	new	new	ADJ
cjrl-2297	891	52	loan	loan	NOUN
cjrl-2297	891	53	despite	despite	SCONJ
cjrl-2297	891	54	the	the	DET
cjrl-2297	891	55	bankruptcy	bankruptcy	NOUN
cjrl-2297	891	56	.	.	PUNCT
cjrl-2297	892	1	the	the	DET
cjrl-2297	892	2	school	school	NOUN
cjrl-2297	892	3	also	also	ADV
cjrl-2297	892	4	must	must	AUX
cjrl-2297	892	5	award	award	VERB
cjrl-2297	892	6	and	and	CCONJ
cjrl-2297	892	7	disburse	disburse	VERB
cjrl-2297	892	8	other	other	ADJ
cjrl-2297	892	9	title	title	NOUN
cjrl-2297	892	10	iv	iv	NUM
cjrl-2297	892	11	funds	fund	NOUN
cjrl-2297	892	12	for	for	ADP
cjrl-2297	892	13	which	which	PRON
cjrl-2297	892	14	the	the	DET
cjrl-2297	892	15	student	student	NOUN
cjrl-2297	892	16	is	be	AUX
cjrl-2297	892	17	eligible	eligible	ADJ
cjrl-2297	892	18	.	.	PUNCT
cjrl-2297	893	1	if	if	SCONJ
cjrl-2297	893	2	the	the	DET
cjrl-2297	893	3	loan	loan	NOUN
cjrl-2297	893	4	defaulted	default	VERB
cjrl-2297	893	5	prior	prior	ADV
cjrl-2297	893	6	to	to	ADP
cjrl-2297	893	7	the	the	DET
cjrl-2297	893	8	filing	filing	NOUN
cjrl-2297	893	9	of	of	ADP
cjrl-2297	893	10	the	the	DET
cjrl-2297	893	11	bankruptcy	bankruptcy	NOUN
cjrl-2297	893	12	action	action	NOUN
cjrl-2297	893	13	,	,	PUNCT
cjrl-2297	893	14	then	then	ADV
cjrl-2297	893	15	that	that	DET
cjrl-2297	893	16	default	default	NOUN
cjrl-2297	893	17	causes	cause	VERB
cjrl-2297	893	18	the	the	DET
cjrl-2297	893	19	student	student	NOUN
cjrl-2297	893	20	(	(	PUNCT
cjrl-2297	893	21	or	or	CCONJ
cjrl-2297	893	22	parent	parent	NOUN
cjrl-2297	893	23	)	)	PUNCT
cjrl-2297	893	24	borrower	borrower	NOUN
cjrl-2297	893	25	to	to	PART
cjrl-2297	893	26	be	be	AUX
cjrl-2297	893	27	ineligible	ineligible	ADJ
cjrl-2297	893	28	for	for	ADP
cjrl-2297	893	29	additional	additional	ADJ
cjrl-2297	893	30	title	title	NOUN
cjrl-2297	893	31	iv	iv	NUM
cjrl-2297	893	32	funds	fund	NOUN
cjrl-2297	893	33	—	—	PUNCT
cjrl-2297	893	34	of	of	ADP
cjrl-2297	893	35	any	any	DET
cjrl-2297	893	36	kind	kind	NOUN
cjrl-2297	893	37	,	,	PUNCT
cjrl-2297	893	38	including	include	VERB
cjrl-2297	893	39	loan	loan	NOUN
cjrl-2297	893	40	funds	fund	NOUN
cjrl-2297	893	41	—	—	PUNCT
cjrl-2297	893	42	until	until	SCONJ
cjrl-2297	893	43	the	the	DET
cjrl-2297	893	44	default	default	NOUN
cjrl-2297	893	45	is	be	AUX
cjrl-2297	893	46	resolved	resolve	VERB
cjrl-2297	893	47	.	.	PUNCT
cjrl-2297	893	48	”	"	PUNCT
cjrl-2297	893	49	)	)	PUNCT
cjrl-2297	893	50	.	.	PUNCT
cjrl-2297	894	1	273see	273see	NUM
cjrl-2297	894	2	generally	generally	ADV
cjrl-2297	894	3	u.s	u.s	PROPN
cjrl-2297	894	4	.	.	PROPN
cjrl-2297	894	5	courts	court	NOUN
cjrl-2297	894	6	,	,	PUNCT
cjrl-2297	894	7	bankruptcy	bankruptcy	NOUN
cjrl-2297	894	8	basics	basic	NOUN
cjrl-2297	894	9	–	–	PUNCT
cjrl-2297	894	10	process	process	NOUN
cjrl-2297	894	11	,	,	PUNCT
cjrl-2297	894	12	http://www.uscourts.gov/federalcourts/bankruptcy/	http://www.uscourts.gov/federalcourts/bankruptcy/	PROPN
cjrl-2297	894	13	bankruptcybasics	bankruptcybasic	NOUN
cjrl-2297	894	14	/	/	SYM
cjrl-2297	894	15	process.aspx	process.aspx	NOUN
cjrl-2297	894	16	(	(	PUNCT
cjrl-2297	894	17	“	"	PUNCT
cjrl-2297	894	18	a	a	DET
cjrl-2297	894	19	fundamental	fundamental	ADJ
cjrl-2297	894	20	goal	goal	NOUN
cjrl-2297	894	21	of	of	ADP
cjrl-2297	894	22	the	the	DET
cjrl-2297	894	23	federal	federal	ADJ
cjrl-2297	894	24	bankruptcy	bankruptcy	NOUN
cjrl-2297	894	25	laws	law	NOUN
cjrl-2297	894	26	enacted	enact	VERB
cjrl-2297	894	27	by	by	ADP
cjrl-2297	894	28	congress	congress	PROPN
cjrl-2297	894	29	is	be	AUX
cjrl-2297	894	30	to	to	PART
cjrl-2297	894	31	give	give	VERB
cjrl-2297	894	32	debtors	debtor	NOUN
cjrl-2297	894	33	a	a	DET
cjrl-2297	894	34	financial	financial	ADJ
cjrl-2297	894	35	‘	'	PUNCT
cjrl-2297	894	36	fresh	fresh	ADJ
cjrl-2297	894	37	start	start	NOUN
cjrl-2297	894	38	’	'	PUNCT
cjrl-2297	894	39	from	from	ADP
cjrl-2297	894	40	burdensome	burdensome	ADJ
cjrl-2297	894	41	debts	debt	NOUN
cjrl-2297	894	42	.	.	PUNCT
cjrl-2297	894	43	.	.	PUNCT
cjrl-2297	894	44	.	.	PUNCT
cjrl-2297	895	1	.	.	PUNCT
cjrl-2297	896	1	this	this	DET
cjrl-2297	896	2	goal	goal	NOUN
cjrl-2297	896	3	is	be	AUX
cjrl-2297	896	4	accomplished	accomplish	VERB
cjrl-2297	896	5	through	through	ADP
cjrl-2297	896	6	the	the	DET
cjrl-2297	896	7	bankruptcy	bankruptcy	NOUN
cjrl-2297	896	8	discharge	discharge	NOUN
cjrl-2297	896	9	,	,	PUNCT
cjrl-2297	896	10	which	which	PRON
cjrl-2297	896	11	releases	release	VERB
cjrl-2297	896	12	debtors	debtor	NOUN
cjrl-2297	896	13	from	from	ADP
cjrl-2297	896	14	personal	personal	ADJ
cjrl-2297	896	15	liability	liability	NOUN
cjrl-2297	896	16	from	from	ADP
cjrl-2297	896	17	specific	specific	ADJ
cjrl-2297	896	18	debts	debt	NOUN
cjrl-2297	896	19	and	and	CCONJ
cjrl-2297	896	20	prohibits	prohibit	VERB
cjrl-2297	896	21	creditors	creditor	NOUN
cjrl-2297	896	22	from	from	ADP
cjrl-2297	896	23	ever	ever	ADV
cjrl-2297	896	24	taking	take	VERB
cjrl-2297	896	25	any	any	DET
cjrl-2297	896	26	action	action	NOUN
cjrl-2297	896	27	against	against	ADP
cjrl-2297	896	28	the	the	DET
cjrl-2297	896	29	debtor	debtor	NOUN
cjrl-2297	896	30	to	to	PART
cjrl-2297	896	31	collect	collect	VERB
cjrl-2297	896	32	those	those	DET
cjrl-2297	896	33	debts	debt	NOUN
cjrl-2297	896	34	.	.	PUNCT
cjrl-2297	896	35	”	"	PUNCT
cjrl-2297	896	36	)	)	PUNCT
cjrl-2297	897	1	(	(	PUNCT
cjrl-2297	897	2	citing	cite	VERB
cjrl-2297	897	3	local	local	ADJ
cjrl-2297	897	4	loan	loan	PROPN
cjrl-2297	897	5	co.	co.	PROPN
cjrl-2297	897	6	v.	v.	CCONJ
cjrl-2297	897	7	hunt	hunt	PROPN
cjrl-2297	897	8	,	,	PUNCT
cjrl-2297	897	9	292	292	NUM
cjrl-2297	897	10	u.s	u.s	PROPN
cjrl-2297	897	11	.	.	PROPN
cjrl-2297	897	12	234	234	NUM
cjrl-2297	897	13	(	(	PUNCT
cjrl-2297	897	14	1934	1934	NUM
cjrl-2297	897	15	)	)	PUNCT
cjrl-2297	897	16	)	)	PUNCT
cjrl-2297	897	17	.	.	PUNCT
cjrl-2297	898	1	274	274	NUM
cjrl-2297	898	2	see	see	VERB
cjrl-2297	898	3	generally	generally	ADV
cjrl-2297	898	4	li	li	PROPN
cjrl-2297	898	5	gan	gan	PROPN
cjrl-2297	898	6	et	et	PROPN
cjrl-2297	898	7	al	al	PROPN
cjrl-2297	898	8	.	.	PROPN
cjrl-2297	898	9	,	,	PUNCT
cjrl-2297	898	10	strategic	strategic	ADJ
cjrl-2297	898	11	or	or	CCONJ
cjrl-2297	898	12	non	non	ADJ
cjrl-2297	898	13	-	-	ADJ
cjrl-2297	898	14	strategic	strategic	ADJ
cjrl-2297	898	15	:	:	PUNCT
cjrl-2297	898	16	the	the	DET
cjrl-2297	898	17	role	role	NOUN
cjrl-2297	898	18	of	of	ADP
cjrl-2297	898	19	financial	financial	ADJ
cjrl-2297	898	20	benefit	benefit	NOUN
cjrl-2297	898	21	in	in	ADP
cjrl-2297	898	22	bankruptcy	bankruptcy	NOUN
cjrl-2297	898	23	,	,	PUNCT
cjrl-2297	898	24	http://www2.ku.edu/~kuwpaper/2009papers/201303.pdf	http://www2.ku.edu/~kuwpaper/2009papers/201303.pdf	PROPN
cjrl-2297	898	25	;	;	PUNCT
cjrl-2297	898	26	john	john	PROPN
cjrl-2297	898	27	mark	mark	PROPN
cjrl-2297	898	28	wilk	wilk	PROPN
cjrl-2297	898	29	,	,	PUNCT
cjrl-2297	898	30	chapter	chapter	NOUN
cjrl-2297	898	31	13	13	NUM
cjrl-2297	898	32	bankruptcy	bankruptcy	NOUN
cjrl-2297	898	33	and	and	CCONJ
cjrl-2297	898	34	strategic	strategic	ADJ
cjrl-2297	898	35	defaults	default	NOUN
cjrl-2297	898	36	,	,	PUNCT
cjrl-2297	898	37	avvo	avvo	NOUN
cjrl-2297	898	38	,	,	PUNCT
cjrl-2297	898	39	http://www.avvo.com/legal-guides/ugc/chapter-13-bankruptcy-andstrategic-defaults	http://www.avvo.com/legal-guides/ugc/chapter-13-bankruptcy-andstrategic-default	NOUN
cjrl-2297	898	40	.	.	PUNCT
cjrl-2297	899	1	but	but	CCONJ
cjrl-2297	899	2	see	see	VERB
cjrl-2297	899	3	michelle	michelle	PROPN
cjrl-2297	899	4	j.	j.	PROPN
cjrl-2297	899	5	white	white	PROPN
cjrl-2297	899	6	,	,	PUNCT
cjrl-2297	899	7	economics	economic	NOUN
cjrl-2297	899	8	of	of	ADP
cjrl-2297	899	9	corporate	corporate	ADJ
cjrl-2297	899	10	and	and	CCONJ
cjrl-2297	899	11	personal	personal	ADJ
cjrl-2297	899	12	bankruptcy	bankruptcy	NOUN
cjrl-2297	899	13	law	law	NOUN
cjrl-2297	899	14	,	,	PUNCT
cjrl-2297	899	15	http://weber.ucsd.edu/~miwhite/palgrave-bankruptcy-3.pdf	http://weber.ucsd.edu/~miwhite/palgrave-bankruptcy-3.pdf	PROPN
cjrl-2297	899	16	;	;	PUNCT
cjrl-2297	899	17	michelle	michelle	PROPN
cjrl-2297	899	18	j.	j.	PROPN
cjrl-2297	899	19	white	white	PROPN
cjrl-2297	899	20	,	,	PUNCT
cjrl-2297	899	21	what	what	PRON
cjrl-2297	899	22	’s	’	VERB
cjrl-2297	899	23	wrong	wrong	ADJ
cjrl-2297	899	24	with	with	ADP
cjrl-2297	899	25	u.s	u.s	PROPN
cjrl-2297	899	26	.	.	PROPN
cjrl-2297	899	27	personal	personal	ADJ
cjrl-2297	899	28	bankruptcy	bankruptcy	NOUN
cjrl-2297	899	29	law	law	NOUN
cjrl-2297	899	30	and	and	CCONJ
cjrl-2297	899	31	how	how	SCONJ
cjrl-2297	899	32	to	to	PART
cjrl-2297	899	33	fix	fix	VERB
cjrl-2297	899	34	it	it	PRON
cjrl-2297	899	35	,	,	PUNCT
cjrl-2297	899	36	22	22	NUM
cjrl-2297	899	37	reg	reg	NOUN
cjrl-2297	899	38	.	.	PROPN
cjrl-2297	900	1	18	18	NUM
cjrl-2297	900	2	(	(	PUNCT
cjrl-2297	900	3	1999	1999	NUM
cjrl-2297	900	4	)	)	PUNCT
cjrl-2297	900	5	.	.	PUNCT
cjrl-2297	901	1	http://www.cato.org/sites/cato.org/files/serials/files/regulation/	http://www.cato.org/sites/cato.org/files/serials/files/regulation/	PROPN
cjrl-2297	901	2	1999/10	1999/10	NUM
cjrl-2297	901	3	/	/	SYM
cjrl-2297	901	4	bankruptcy.pdf	bankruptcy.pdf	PROPN
cjrl-2297	901	5	.	.	PROPN
cjrl-2297	901	6	;	;	PUNCT
cjrl-2297	901	7	online	online	ADJ
cjrl-2297	901	8	bankruptcy	bankruptcy	PROPN
cjrl-2297	901	9	blog	blog	PROPN
cjrl-2297	901	10	,	,	PUNCT
cjrl-2297	901	11	are	be	AUX
cjrl-2297	901	12	smart	smart	ADJ
cjrl-2297	901	13	debtors	debtor	NOUN
cjrl-2297	901	14	using	use	VERB
cjrl-2297	901	15	strategic	strategic	ADJ
cjrl-2297	901	16	bankruptcies	bankruptcy	NOUN
cjrl-2297	901	17	for	for	ADP
cjrl-2297	901	18	help	help	NOUN
cjrl-2297	901	19	,	,	PUNCT
cjrl-2297	901	20	april	april	PROPN
cjrl-2297	901	21	26	26	NUM
cjrl-2297	901	22	,	,	PUNCT
cjrl-2297	901	23	2011	2011	NUM
cjrl-2297	901	24	,	,	PUNCT
cjrl-2297	901	25	http://onlinebankruptcyblog.com/bankruptcy/smartdebtorsstrategicbankruptcies/	http://onlinebankruptcyblog.com/bankruptcy/smartdebtorsstrategicbankruptcies/	NOUN
cjrl-2297	901	26	;	;	PUNCT
cjrl-2297	901	27	federal	federal	ADJ
cjrl-2297	901	28	trade	trade	PROPN
cjrl-2297	901	29	commission	commission	PROPN
cjrl-2297	901	30	,	,	PUNCT
cjrl-2297	901	31	debt	debt	NOUN
cjrl-2297	901	32	relief	relief	NOUN
cjrl-2297	901	33	or	or	CCONJ
cjrl-2297	901	34	bankruptcy	bankruptcy	NOUN
cjrl-2297	901	35	?	?	PUNCT
cjrl-2297	901	36	,	,	PUNCT
cjrl-2297	901	37	consumer	consumer	NOUN
cjrl-2297	901	38	information	information	NOUN
cjrl-2297	901	39	,	,	PUNCT
cjrl-2297	901	40	http://www.consumer.ftc.gov/articles/0084-debt-relief-or-bankruptcy	http://www.consumer.ftc.gov/articles/0084-debt-relief-or-bankruptcy	NOUN
cjrl-2297	901	41	(	(	PUNCT
cjrl-2297	901	42	“	"	PUNCT
cjrl-2297	901	43	both	both	DET
cjrl-2297	901	44	types	type	NOUN
cjrl-2297	902	1	[	[	X
cjrl-2297	902	2	chapter	chapter	NOUN
cjrl-2297	902	3	7	7	NUM
cjrl-2297	902	4	and	and	CCONJ
cjrl-2297	902	5	chapter	chapter	NOUN
cjrl-2297	902	6	13	13	NUM
cjrl-2297	902	7	]	]	PUNCT
cjrl-2297	902	8	of	of	ADP
cjrl-2297	902	9	[	[	X
cjrl-2297	902	10	personal	personal	ADJ
cjrl-2297	902	11	]	]	X
cjrl-2297	902	12	bankruptcy	bankruptcy	NOUN
cjrl-2297	902	13	may	may	AUX
cjrl-2297	902	14	get	get	AUX
cjrl-2297	902	15	rid	rid	VERB
cjrl-2297	902	16	of	of	ADP
cjrl-2297	902	17	unsecured	unsecured	ADJ
cjrl-2297	902	18	debts	debt	NOUN
cjrl-2297	902	19	and	and	CCONJ
cjrl-2297	902	20	stop	stop	VERB
cjrl-2297	902	21	foreclosures	foreclosure	NOUN
cjrl-2297	902	22	,	,	PUNCT
cjrl-2297	902	23	repossessions	repossession	NOUN
cjrl-2297	902	24	,	,	PUNCT
cjrl-2297	902	25	garnishments	garnishment	NOUN
cjrl-2297	902	26	and	and	CCONJ
cjrl-2297	902	27	utility	utility	NOUN
cjrl-2297	902	28	shut	shut	NOUN
cjrl-2297	902	29	-	-	PUNCT
cjrl-2297	902	30	offs	off	NOUN
cjrl-2297	902	31	,	,	PUNCT
cjrl-2297	902	32	and	and	CCONJ
cjrl-2297	902	33	debt	debt	NOUN
cjrl-2297	902	34	collection	collection	NOUN
cjrl-2297	902	35	activities	activity	NOUN
cjrl-2297	902	36	.	.	PUNCT
cjrl-2297	903	1	both	both	PRON
cjrl-2297	903	2	also	also	ADV
cjrl-2297	903	3	provide	provide	VERB
cjrl-2297	903	4	exemptions	exemption	NOUN
cjrl-2297	903	5	that	that	PRON
cjrl-2297	903	6	allow	allow	VERB
cjrl-2297	903	7	you	you	PRON
cjrl-2297	903	8	to	to	PART
cjrl-2297	903	9	keep	keep	VERB
cjrl-2297	903	10	certain	certain	ADJ
cjrl-2297	903	11	assets	asset	NOUN
cjrl-2297	903	12	,	,	PUNCT
cjrl-2297	903	13	although	although	SCONJ
cjrl-2297	903	14	exemption	exemption	NOUN
cjrl-2297	903	15	amounts	amount	NOUN
cjrl-2297	903	16	vary	vary	VERB
cjrl-2297	903	17	by	by	ADP
cjrl-2297	903	18	state	state	NOUN
cjrl-2297	903	19	.	.	PUNCT
cjrl-2297	903	20	”	"	PUNCT
cjrl-2297	903	21	)	)	PUNCT
cjrl-2297	903	22	.	.	PUNCT
cjrl-2297	904	1	275	275	NUM
cjrl-2297	904	2	see	see	VERB
cjrl-2297	904	3	ilyce	ilyce	NOUN
cjrl-2297	904	4	glink	glink	NOUN
cjrl-2297	904	5	&	&	CCONJ
cjrl-2297	904	6	samuel	samuel	PROPN
cjrl-2297	904	7	tamkin	tamkin	PROPN
cjrl-2297	904	8	,	,	PUNCT
cjrl-2297	904	9	is	be	AUX
cjrl-2297	904	10	bankruptcy	bankruptcy	NOUN
cjrl-2297	904	11	a	a	DET
cjrl-2297	904	12	better	well	ADJ
cjrl-2297	904	13	option	option	NOUN
cjrl-2297	904	14	than	than	ADP
cjrl-2297	904	15	strategic	strategic	ADJ
cjrl-2297	904	16	default	default	NOUN
cjrl-2297	904	17	?	?	PUNCT
cjrl-2297	904	18	,	,	PUNCT
cjrl-2297	904	19	chi	chi	PROPN
cjrl-2297	904	20	.	.	PUNCT
cjrl-2297	905	1	trib	trib	PROPN
cjrl-2297	905	2	.	.	PROPN
cjrl-2297	905	3	,	,	PUNCT
cjrl-2297	905	4	may	may	AUX
cjrl-2297	905	5	27	27	NUM
cjrl-2297	905	6	,	,	PUNCT
cjrl-2297	905	7	2012	2012	NUM
cjrl-2297	905	8	;	;	PUNCT
cjrl-2297	905	9	see	see	VERB
cjrl-2297	905	10	generally	generally	ADV
cjrl-2297	905	11	11	11	NUM
cjrl-2297	905	12	u.s.c	u.s.c	ADJ
cjrl-2297	905	13	.	.	PUNCT
cjrl-2297	906	1	§	§	PROPN
cjrl-2297	906	2	362	362	NUM
cjrl-2297	906	3	;	;	PUNCT
cjrl-2297	906	4	u.s	u.s	PROPN
cjrl-2297	906	5	.	.	PROPN
cjrl-2297	906	6	courts	court	NOUN
cjrl-2297	906	7	,	,	PUNCT
cjrl-2297	906	8	bankruptcy	bankruptcy	NOUN
cjrl-2297	906	9	basics	basic	NOUN
cjrl-2297	906	10	–	–	PUNCT
cjrl-2297	906	11	glossary	glossary	NOUN
cjrl-2297	906	12	,	,	PUNCT
cjrl-2297	906	13	http://www.uscourts.gov/federalcourts/	http://www.uscourts.gov/federalcourts/	NOUN
cjrl-2297	906	14	bankruptcy	bankruptcy	NOUN
cjrl-2297	906	15	/	/	SYM
cjrl-2297	906	16	bankruptcybasics	bankruptcybasic	NOUN
cjrl-2297	906	17	/	/	SYM
cjrl-2297	906	18	glossary.aspx	glossary.aspx	PROPN
cjrl-2297	906	19	(	(	PUNCT
cjrl-2297	906	20	defining	define	VERB
cjrl-2297	906	21	an	an	DET
cjrl-2297	906	22	automatic	automatic	ADJ
cjrl-2297	906	23	stay	stay	NOUN
cjrl-2297	906	24	as	as	ADP
cjrl-2297	906	25	,	,	PUNCT
cjrl-2297	906	26	“	"	PUNCT
cjrl-2297	906	27	an	an	DET
cjrl-2297	906	28	injunction	injunction	NOUN
cjrl-2297	906	29	that	that	PRON
cjrl-2297	906	30	automatically	automatically	ADV
cjrl-2297	906	31	stops	stop	VERB
cjrl-2297	906	32	lawsuits	lawsuit	NOUN
cjrl-2297	906	33	,	,	PUNCT
cjrl-2297	906	34	foreclosures	foreclosure	NOUN
cjrl-2297	906	35	,	,	PUNCT
cjrl-2297	906	36	garnishments	garnishment	NOUN
cjrl-2297	906	37	,	,	PUNCT
cjrl-2297	906	38	and	and	CCONJ
cjrl-2297	906	39	all	all	DET
cjrl-2297	906	40	collection	collection	NOUN
cjrl-2297	906	41	activity	activity	NOUN
cjrl-2297	906	42	against	against	ADP
cjrl-2297	906	43	the	the	DET
cjrl-2297	906	44	debtor	debtor	NOUN
cjrl-2297	906	45	the	the	DET
cjrl-2297	906	46	moment	moment	NOUN
cjrl-2297	906	47	a	a	DET
cjrl-2297	906	48	bankruptcy	bankruptcy	NOUN
cjrl-2297	906	49	petition	petition	NOUN
cjrl-2297	906	50	is	be	AUX
cjrl-2297	906	51	filed	file	VERB
cjrl-2297	906	52	.	.	PUNCT
cjrl-2297	906	53	”	"	PUNCT
cjrl-2297	906	54	)	)	PUNCT
cjrl-2297	906	55	;	;	PUNCT
cjrl-2297	906	56	online	online	ADJ
cjrl-2297	906	57	bankr	bankr	NOUN
cjrl-2297	906	58	.	.	PUNCT
cjrl-2297	907	1	blog	blog	PROPN
cjrl-2297	907	2	,	,	PUNCT
cjrl-2297	907	3	are	be	AUX
cjrl-2297	907	4	smart	smart	ADJ
cjrl-2297	907	5	debtors	debtor	NOUN
cjrl-2297	907	6	using	use	VERB
cjrl-2297	907	7	strategic	strategic	ADJ
cjrl-2297	907	8	bankruptcies	bankruptcy	NOUN
cjrl-2297	907	9	for	for	ADP
cjrl-2297	907	10	help	help	NOUN
cjrl-2297	907	11	,	,	PUNCT
cjrl-2297	907	12	april	april	PROPN
cjrl-2297	907	13	26	26	NUM
cjrl-2297	907	14	,	,	PUNCT
cjrl-2297	907	15	2011	2011	NUM
cjrl-2297	907	16	,	,	PUNCT
cjrl-2297	907	17	http://online	http://online	PROPN
cjrl-2297	907	18	bankruptcyblog.com/bankruptcy/smartdebtorsstrategicbankruptcies/.	bankruptcyblog.com/bankruptcy/smartdebtorsstrategicbankruptcies/.	PROPN
cjrl-2297	908	1	but	but	CCONJ
cjrl-2297	908	2	see	see	VERB
cjrl-2297	908	3	generally	generally	ADV
cjrl-2297	908	4	anthony	anthony	PROPN
cjrl-2297	908	5	j.	j.	PROPN
cjrl-2297	908	6	ciccone	ciccone	PROPN
cjrl-2297	908	7	,	,	PUNCT
cjrl-2297	908	8	automatically	automatically	ADV
cjrl-2297	908	9	violating	violate	VERB
cjrl-2297	908	10	the	the	DET
cjrl-2297	908	11	stay	stay	NOUN
cjrl-2297	908	12	?	?	PUNCT
cjrl-2297	908	13	,	,	PUNCT
cjrl-2297	908	14	in	in	ADP
cjrl-2297	908	15	5	5	NUM
cjrl-2297	908	16	bankr	bankr	NOUN
cjrl-2297	908	17	.	.	PUNCT
cjrl-2297	909	1	newsl	newsl	PROPN
cjrl-2297	909	2	.	.	PROPN
cjrl-2297	909	3	,	,	PUNCT
cjrl-2297	910	1	no	no	INTJ
cjrl-2297	910	2	.	.	NOUN
cjrl-2297	910	3	3	3	NUM
cjrl-2297	910	4	,	,	PUNCT
cjrl-2297	910	5	1997	1997	NUM
cjrl-2297	910	6	;	;	PUNCT
cjrl-2297	910	7	west	west	PROPN
cjrl-2297	910	8	virginia	virginia	PROPN
cjrl-2297	910	9	bankruptcy	bankruptcy	PROPN
cjrl-2297	910	10	law	law	NOUN
cjrl-2297	910	11	center	center	NOUN
cjrl-2297	910	12	,	,	PUNCT
cjrl-2297	910	13	good	good	ADJ
cjrl-2297	910	14	reasons	reason	NOUN
cjrl-2297	910	15	to	to	PART
cjrl-2297	910	16	delay	delay	VERB
cjrl-2297	910	17	filing	filing	NOUN
cjrl-2297	910	18	bankruptcy	bankruptcy	NOUN
cjrl-2297	910	19	until	until	ADP
cjrl-2297	910	20	now	now	ADV
cjrl-2297	910	21	:	:	PUNCT
cjrl-2297	910	22	the	the	DET
cjrl-2297	910	23	special	special	ADJ
cjrl-2297	910	24	timing	timing	NOUN
cjrl-2297	910	25	advantages	advantage	NOUN
cjrl-2297	910	26	of	of	ADP
cjrl-2297	910	27	dealing	deal	VERB
cjrl-2297	910	28	with	with	ADP
cjrl-2297	910	29	your	your	PRON
cjrl-2297	910	30	student	student	NOUN
cjrl-2297	910	31	loans	loan	NOUN
cjrl-2297	910	32	under	under	ADP
cjrl-2297	910	33	chapter	chapter	NOUN
cjrl-2297	910	34	13	13	NUM
cjrl-2297	910	35	,	,	PUNCT
cjrl-2297	910	36	feb	feb	PROPN
cjrl-2297	910	37	.	.	PROPN
cjrl-2297	910	38	19	19	NUM
cjrl-2297	910	39	,	,	PUNCT
cjrl-2297	910	40	2014	2014	NUM
cjrl-2297	910	41	,	,	PUNCT
cjrl-2297	910	42	http://wvbankruptcylawcenter.com/blog/?p=548	http://wvbankruptcylawcenter.com/blog/?p=548	PROPN
cjrl-2297	910	43	.	.	PUNCT
cjrl-2297	911	1	276	276	NUM
cjrl-2297	911	2	see	see	VERB
cjrl-2297	911	3	david	david	PROPN
cjrl-2297	911	4	u.	u.	PROPN
cjrl-2297	911	5	himmelstein	himmelstein	PROPN
cjrl-2297	911	6	et	et	PROPN
cjrl-2297	911	7	al	al	PROPN
cjrl-2297	911	8	.	.	PROPN
cjrl-2297	911	9	,	,	PUNCT
cjrl-2297	911	10	medical	medical	ADJ
cjrl-2297	911	11	bankruptcy	bankruptcy	NOUN
cjrl-2297	911	12	in	in	ADP
cjrl-2297	911	13	the	the	DET
cjrl-2297	911	14	united	united	PROPN
cjrl-2297	911	15	states	states	PROPN
cjrl-2297	911	16	,	,	PUNCT
cjrl-2297	911	17	2007	2007	NUM
cjrl-2297	911	18	:	:	PUNCT
cjrl-2297	911	19	results	result	NOUN
cjrl-2297	911	20	of	of	ADP
cjrl-2297	911	21	a	a	DET
cjrl-2297	911	22	national	national	ADJ
cjrl-2297	911	23	study	study	NOUN
cjrl-2297	911	24	,	,	PUNCT
cjrl-2297	911	25	122	122	NUM
cjrl-2297	911	26	am	am	NOUN
cjrl-2297	911	27	.	.	PUNCT
cjrl-2297	912	1	j.	j.	PROPN
cjrl-2297	912	2	med	med	PROPN
cjrl-2297	912	3	.	.	PROPN
cjrl-2297	912	4	,	,	PUNCT
cjrl-2297	912	5	741–46	741–46	NUM
cjrl-2297	912	6	(	(	PUNCT
cjrl-2297	912	7	2009	2009	NUM
cjrl-2297	912	8	)	)	PUNCT
cjrl-2297	912	9	;	;	PUNCT
cjrl-2297	912	10	nat’l	nat’l	NOUN
cjrl-2297	912	11	patient	patient	PROPN
cjrl-2297	912	12	advoc	advoc	PROPN
cjrl-2297	912	13	.	.	PUNCT
cjrl-2297	913	1	found	find	VERB
cjrl-2297	913	2	.	.	PUNCT
cjrl-2297	914	1	,	,	PUNCT
cjrl-2297	914	2	medical	medical	ADJ
cjrl-2297	914	3	debt	debt	NOUN
cjrl-2297	914	4	,	,	PUNCT
cjrl-2297	914	5	medical	medical	ADJ
cjrl-2297	914	6	bankruptcy	bankruptcy	NOUN
cjrl-2297	914	7	and	and	CCONJ
cjrl-2297	914	8	the	the	DET
cjrl-2297	914	9	foreclosures	foreclosure	NOUN
cjrl-2297	914	10	and	and	CCONJ
cjrl-2297	914	11	financial	financial	ADJ
cjrl-2297	914	12	aid	aid	NOUN
cjrl-2297	914	13	vol	vol	NOUN
cjrl-2297	914	14	.	.	PUNCT
cjrl-2297	915	1	4:2	4:2	NUM
cjrl-2297	915	2	170	170	NUM
cjrl-2297	915	3	also	also	ADV
cjrl-2297	915	4	be	be	AUX
cjrl-2297	915	5	attributed	attribute	VERB
cjrl-2297	915	6	to	to	ADP
cjrl-2297	915	7	divorce	divorce	NOUN
cjrl-2297	915	8	and	and	CCONJ
cjrl-2297	915	9	debt	debt	NOUN
cjrl-2297	915	10	mismanagement.277	mismanagement.277	NOUN
cjrl-2297	915	11	low	low	ADJ
cjrl-2297	915	12	and	and	CCONJ
cjrl-2297	915	13	moderate	moderate	ADJ
cjrl-2297	915	14	-	-	PUNCT
cjrl-2297	915	15	income	income	NOUN
cjrl-2297	915	16	individuals	individual	NOUN
cjrl-2297	915	17	may	may	AUX
cjrl-2297	915	18	resort	resort	VERB
cjrl-2297	915	19	to	to	ADP
cjrl-2297	915	20	filing	file	VERB
cjrl-2297	915	21	for	for	ADP
cjrl-2297	915	22	bankruptcy	bankruptcy	NOUN
cjrl-2297	915	23	as	as	ADP
cjrl-2297	915	24	a	a	DET
cjrl-2297	915	25	lastditch	lastditch	ADJ
cjrl-2297	915	26	attempt	attempt	NOUN
cjrl-2297	915	27	to	to	PART
cjrl-2297	915	28	improve	improve	VERB
cjrl-2297	915	29	their	their	PRON
cjrl-2297	915	30	overall	overall	ADJ
cjrl-2297	915	31	economic	economic	ADJ
cjrl-2297	915	32	outlook.278	outlook.278	NOUN
cjrl-2297	915	33	legitimate	legitimate	ADJ
cjrl-2297	915	34	bankruptcy	bankruptcy	NOUN
cjrl-2297	915	35	actions	action	NOUN
cjrl-2297	915	36	should	should	AUX
cjrl-2297	915	37	be	be	AUX
cjrl-2297	915	38	sustained	sustain	VERB
cjrl-2297	915	39	under	under	ADP
cjrl-2297	915	40	the	the	DET
cjrl-2297	915	41	bankruptcy	bankruptcy	NOUN
cjrl-2297	915	42	code	code	NOUN
cjrl-2297	915	43	as	as	SCONJ
cjrl-2297	915	44	revisions	revision	NOUN
cjrl-2297	915	45	are	be	AUX
cjrl-2297	915	46	considered	consider	VERB
cjrl-2297	915	47	to	to	PART
cjrl-2297	915	48	address	address	VERB
cjrl-2297	915	49	exorbitant	exorbitant	ADJ
cjrl-2297	915	50	student	student	NOUN
cjrl-2297	915	51	loan	loan	NOUN
cjrl-2297	915	52	debt.279	debt.279	NOUN
cjrl-2297	915	53	in	in	ADP
cjrl-2297	915	54	an	an	DET
cjrl-2297	915	55	effort	effort	NOUN
cjrl-2297	915	56	to	to	PART
cjrl-2297	915	57	promote	promote	VERB
cjrl-2297	915	58	debtor	debtor	NOUN
cjrl-2297	915	59	rehabilitation	rehabilitation	NOUN
cjrl-2297	915	60	,	,	PUNCT
cjrl-2297	915	61	the	the	DET
cjrl-2297	915	62	federal	federal	ADJ
cjrl-2297	915	63	student	student	NOUN
cjrl-2297	915	64	loan	loan	NOUN
cjrl-2297	915	65	program	program	NOUN
cjrl-2297	915	66	should	should	AUX
cjrl-2297	915	67	not	not	PART
cjrl-2297	915	68	penalize	penalize	VERB
cjrl-2297	915	69	citizens	citizen	NOUN
cjrl-2297	915	70	who	who	PRON
cjrl-2297	915	71	seek	seek	VERB
cjrl-2297	915	72	to	to	PART
cjrl-2297	915	73	exercise	exercise	VERB
cjrl-2297	915	74	their	their	PRON
cjrl-2297	915	75	bankruptcy	bankruptcy	NOUN
cjrl-2297	915	76	rights	right	NOUN
cjrl-2297	915	77	and	and	CCONJ
cjrl-2297	915	78	subsequently	subsequently	ADV
cjrl-2297	915	79	enroll	enroll	VERB
cjrl-2297	915	80	themselves	themselves	PRON
cjrl-2297	915	81	or	or	CCONJ
cjrl-2297	915	82	their	their	PRON
cjrl-2297	915	83	dependents	dependent	NOUN
cjrl-2297	915	84	in	in	ADP
cjrl-2297	915	85	college	college	NOUN
cjrl-2297	915	86	to	to	PART
cjrl-2297	915	87	enhance	enhance	VERB
cjrl-2297	915	88	employment	employment	NOUN
cjrl-2297	915	89	prospects.280	prospects.280	NOUN
cjrl-2297	915	90	proposed	propose	VERB
cjrl-2297	915	91	legislation	legislation	NOUN
cjrl-2297	915	92	,	,	PUNCT
cjrl-2297	915	93	such	such	ADJ
cjrl-2297	915	94	as	as	ADP
cjrl-2297	915	95	the	the	DET
cjrl-2297	915	96	fairness	fairness	NOUN
cjrl-2297	915	97	for	for	ADP
cjrl-2297	915	98	struggling	struggle	VERB
cjrl-2297	915	99	students	student	NOUN
cjrl-2297	915	100	act	act	VERB
cjrl-2297	915	101	and	and	CCONJ
cjrl-2297	915	102	the	the	DET
cjrl-2297	915	103	private	private	ADJ
cjrl-2297	915	104	student	student	NOUN
cjrl-2297	915	105	loan	loan	NOUN
cjrl-2297	915	106	bankruptcy	bankruptcy	PROPN
cjrl-2297	915	107	fairness	fairness	PROPN
cjrl-2297	915	108	act	act	PROPN
cjrl-2297	915	109	,	,	PUNCT
cjrl-2297	915	110	may	may	AUX
cjrl-2297	915	111	provide	provide	VERB
cjrl-2297	915	112	financial	financial	ADJ
cjrl-2297	915	113	relief	relief	NOUN
cjrl-2297	915	114	for	for	ADP
cjrl-2297	915	115	over	over	ADV
cjrl-2297	915	116	-	-	PUNCT
cjrl-2297	915	117	burdened	burden	VERB
cjrl-2297	915	118	parents	parent	NOUN
cjrl-2297	915	119	and	and	CCONJ
cjrl-2297	915	120	students.281	students.281	NOUN
cjrl-2297	915	121	reasonable	reasonable	ADJ
cjrl-2297	915	122	forgiveness	forgiveness	NOUN
cjrl-2297	915	123	and	and	CCONJ
cjrl-2297	915	124	responsible	responsible	ADJ
cjrl-2297	915	125	lending	lending	NOUN
cjrl-2297	915	126	should	should	AUX
cjrl-2297	915	127	impact	impact	VERB
cjrl-2297	915	128	on	on	ADP
cjrl-2297	915	129	patients	patient	NOUN
cjrl-2297	915	130	,	,	PUNCT
cjrl-2297	915	131	(	(	PUNCT
cjrl-2297	915	132	2012	2012	NUM
cjrl-2297	915	133	)	)	PUNCT
cjrl-2297	915	134	;	;	PUNCT
cjrl-2297	915	135	see	see	VERB
cjrl-2297	915	136	generally	generally	ADV
cjrl-2297	915	137	li	li	PROPN
cjrl-2297	915	138	gan	gan	PROPN
cjrl-2297	915	139	&	&	CCONJ
cjrl-2297	915	140	tarun	tarun	PROPN
cjrl-2297	915	141	sabarwal	sabarwal	PROPN
cjrl-2297	915	142	,	,	PUNCT
cjrl-2297	915	143	a	a	DET
cjrl-2297	915	144	simple	simple	ADJ
cjrl-2297	915	145	test	test	NOUN
cjrl-2297	915	146	of	of	ADP
cjrl-2297	915	147	adverse	adverse	ADJ
cjrl-2297	915	148	events	event	NOUN
cjrl-2297	915	149	and	and	CCONJ
cjrl-2297	915	150	strategic	strategic	ADJ
cjrl-2297	915	151	timing	timing	NOUN
cjrl-2297	915	152	theories	theory	NOUN
cjrl-2297	915	153	of	of	ADP
cjrl-2297	915	154	consumer	consumer	NOUN
cjrl-2297	915	155	bankruptcy	bankruptcy	NOUN
cjrl-2297	915	156	,	,	PUNCT
cjrl-2297	915	157	nat’l	nat’l	PROPN
cjrl-2297	915	158	bureau	bureau	PROPN
cjrl-2297	915	159	of	of	ADP
cjrl-2297	915	160	econ	econ	PROPN
cjrl-2297	915	161	.	.	PUNCT
cjrl-2297	916	1	res	re	NOUN
cjrl-2297	916	2	.	.	PROPN
cjrl-2297	916	3	,	,	PUNCT
cjrl-2297	916	4	(	(	PUNCT
cjrl-2297	916	5	2005	2005	NUM
cjrl-2297	916	6	)	)	PUNCT
cjrl-2297	916	7	,	,	PUNCT
cjrl-2297	916	8	http://www.nber.org/papers/w11763.pdf?new_window=1	http://www.nber.org/papers/w11763.pdf?new_window=1	X
cjrl-2297	916	9	.	.	PROPN
cjrl-2297	916	10	277	277	NUM
cjrl-2297	916	11	see	see	VERB
cjrl-2297	916	12	generally	generally	ADV
cjrl-2297	916	13	gan	gan	PROPN
cjrl-2297	916	14	&	&	CCONJ
cjrl-2297	916	15	sabarwal	sabarwal	PROPN
cjrl-2297	916	16	,	,	PUNCT
cjrl-2297	916	17	supra	supra	PROPN
cjrl-2297	916	18	note	note	PROPN
cjrl-2297	916	19	274	274	NUM
cjrl-2297	916	20	;	;	PUNCT
cjrl-2297	916	21	susan	susan	PROPN
cjrl-2297	916	22	johnston	johnston	PROPN
cjrl-2297	916	23	,	,	PUNCT
cjrl-2297	916	24	5	5	NUM
cjrl-2297	916	25	bankruptcy	bankruptcy	NOUN
cjrl-2297	916	26	myths	myth	NOUN
cjrl-2297	916	27	debunked	debunk	VERB
cjrl-2297	916	28	,	,	PUNCT
cjrl-2297	916	29	u.s	u.s	PROPN
cjrl-2297	916	30	.	.	PROPN
cjrl-2297	916	31	news	news	PROPN
cjrl-2297	916	32	&	&	CCONJ
cjrl-2297	916	33	world	world	PROPN
cjrl-2297	916	34	rep	rep	PROPN
cjrl-2297	916	35	.	.	PROPN
cjrl-2297	916	36	,	,	PUNCT
cjrl-2297	916	37	may	may	AUX
cjrl-2297	916	38	14	14	NUM
cjrl-2297	916	39	,	,	PUNCT
cjrl-2297	916	40	2012	2012	NUM
cjrl-2297	916	41	;	;	PUNCT
cjrl-2297	917	1	bankr	bankr	VERB
cjrl-2297	917	2	.	.	PUNCT
cjrl-2297	917	3	law	law	NOUN
cjrl-2297	917	4	,	,	PUNCT
cjrl-2297	917	5	reasons	reason	NOUN
cjrl-2297	917	6	to	to	PART
cjrl-2297	917	7	file	file	VERB
cjrl-2297	917	8	bankruptcy	bankruptcy	NOUN
cjrl-2297	917	9	,	,	PUNCT
cjrl-2297	917	10	http://www.bankruptcylaw.org/basics/	http://www.bankruptcylaw.org/basics/	PROPN
cjrl-2297	917	11	reasons-file.html	reasons-file.html	PROPN
cjrl-2297	917	12	.	.	PUNCT
cjrl-2297	918	1	278	278	NUM
cjrl-2297	918	2	see	see	VERB
cjrl-2297	918	3	generally	generally	ADV
cjrl-2297	918	4	mark	mark	PROPN
cjrl-2297	918	5	r.	r.	PROPN
cjrl-2297	918	6	lindblad	lindblad	PROPN
cjrl-2297	918	7	et	et	PROPN
cjrl-2297	918	8	al	al	PROPN
cjrl-2297	918	9	.	.	PROPN
cjrl-2297	918	10	,	,	PUNCT
cjrl-2297	918	11	coping	cope	VERB
cjrl-2297	918	12	with	with	ADP
cjrl-2297	918	13	adversity	adversity	NOUN
cjrl-2297	918	14	:	:	PUNCT
cjrl-2297	918	15	personal	personal	ADJ
cjrl-2297	918	16	bankruptcy	bankruptcy	NOUN
cjrl-2297	918	17	decisions	decision	NOUN
cjrl-2297	918	18	of	of	ADP
cjrl-2297	918	19	lower	low	ADJ
cjrl-2297	918	20	-	-	PUNCT
cjrl-2297	918	21	income	income	NOUN
cjrl-2297	918	22	homeowners	homeowner	NOUN
cjrl-2297	918	23	before	before	ADP
cjrl-2297	918	24	and	and	CCONJ
cjrl-2297	918	25	after	after	ADP
cjrl-2297	918	26	bankruptcy	bankruptcy	NOUN
cjrl-2297	918	27	reform	reform	NOUN
cjrl-2297	918	28	,	,	PUNCT
cjrl-2297	918	29	ctr	ctr	PROPN
cjrl-2297	918	30	.	.	PROPN
cjrl-2297	919	1	for	for	ADP
cjrl-2297	919	2	community	community	NOUN
cjrl-2297	919	3	capital	capital	NOUN
cjrl-2297	919	4	(	(	PUNCT
cjrl-2297	919	5	2011	2011	NUM
cjrl-2297	919	6	)	)	PUNCT
cjrl-2297	919	7	,	,	PUNCT
cjrl-2297	919	8	http://www.fdic.gov/news/conferences/linblad.pdf	http://www.fdic.gov/news/conferences/linblad.pdf	NOUN
cjrl-2297	919	9	;	;	PUNCT
cjrl-2297	919	10	northwest	northwest	PROPN
cjrl-2297	919	11	justice	justice	PROPN
cjrl-2297	919	12	project	project	NOUN
cjrl-2297	919	13	,	,	PUNCT
cjrl-2297	919	14	changes	change	NOUN
cjrl-2297	919	15	in	in	ADP
cjrl-2297	919	16	the	the	DET
cjrl-2297	919	17	bankruptcy	bankruptcy	NOUN
cjrl-2297	919	18	law	law	NOUN
cjrl-2297	919	19	that	that	PRON
cjrl-2297	919	20	affect	affect	VERB
cjrl-2297	919	21	low	low	ADJ
cjrl-2297	919	22	-	-	PUNCT
cjrl-2297	919	23	income	income	NOUN
cjrl-2297	919	24	people	people	NOUN
cjrl-2297	919	25	(	(	PUNCT
cjrl-2297	919	26	2011	2011	NUM
cjrl-2297	919	27	)	)	PUNCT
cjrl-2297	919	28	,	,	PUNCT
cjrl-2297	919	29	http://www.washingtonlawhelp.org/files/c9d2ea3f-0350-d9afacae-bf37e9bc9ffa/attachments/3923c0d7-c8e3-3696-0c02-f70b30863c08/2502810103.pdf	http://www.washingtonlawhelp.org/files/c9d2ea3f-0350-d9afacae-bf37e9bc9ffa/attachments/3923c0d7-c8e3-3696-0c02-f70b30863c08/2502810103.pdf	NOUN
cjrl-2297	919	30	.	.	PUNCT
cjrl-2297	920	1	;	;	PUNCT
cjrl-2297	920	2	ian	ian	PROPN
cjrl-2297	920	3	domowitz	domowitz	PROPN
cjrl-2297	920	4	&	&	CCONJ
cjrl-2297	920	5	robert	robert	PROPN
cjrl-2297	920	6	l.	l.	PROPN
cjrl-2297	920	7	sartain	sartain	PROPN
cjrl-2297	920	8	,	,	PUNCT
cjrl-2297	920	9	determinants	determinant	NOUN
cjrl-2297	920	10	of	of	ADP
cjrl-2297	920	11	the	the	DET
cjrl-2297	920	12	consumer	consumer	NOUN
cjrl-2297	920	13	bankruptcy	bankruptcy	NOUN
cjrl-2297	920	14	decision	decision	NOUN
cjrl-2297	920	15	,	,	PUNCT
cjrl-2297	920	16	journal	journal	NOUN
cjrl-2297	920	17	of	of	ADP
cjrl-2297	920	18	finance	finance	NOUN
cjrl-2297	920	19	,	,	PUNCT
cjrl-2297	920	20	vol	vol	NOUN
cjrl-2297	920	21	.	.	PROPN
cjrl-2297	920	22	54	54	NUM
cjrl-2297	920	23	,	,	PUNCT
cjrl-2297	920	24	issue	issue	NOUN
cjrl-2297	920	25	1	1	NUM
cjrl-2297	920	26	,	,	PUNCT
cjrl-2297	920	27	pgs	pgs	ADJ
cjrl-2297	920	28	.	.	PUNCT
cjrl-2297	920	29	403	403	NUM
cjrl-2297	920	30	–	–	SYM
cjrl-2297	920	31	420	420	NUM
cjrl-2297	920	32	,	,	PUNCT
cjrl-2297	920	33	feb	feb	PROPN
cjrl-2297	920	34	.	.	PROPN
cjrl-2297	920	35	1999	1999	NUM
cjrl-2297	920	36	;	;	PUNCT
cjrl-2297	920	37	adam	adam	PROPN
cjrl-2297	920	38	carasso	carasso	PROPN
cjrl-2297	920	39	and	and	CCONJ
cjrl-2297	920	40	signe	signe	PROPN
cjrl-2297	920	41	-	-	PUNCT
cjrl-2297	920	42	mary	mary	PROPN
cjrl-2297	920	43	mckernan	mckernan	PROPN
cjrl-2297	920	44	,	,	PUNCT
cjrl-2297	920	45	the	the	DET
cjrl-2297	920	46	balance	balance	NOUN
cjrl-2297	920	47	sheets	sheet	NOUN
cjrl-2297	920	48	of	of	ADP
cjrl-2297	920	49	low	low	ADJ
cjrl-2297	920	50	-	-	PUNCT
cjrl-2297	920	51	income	income	NOUN
cjrl-2297	920	52	households	household	NOUN
cjrl-2297	920	53	:	:	PUNCT
cjrl-2297	920	54	what	what	PRON
cjrl-2297	920	55	we	we	PRON
cjrl-2297	920	56	know	know	VERB
cjrl-2297	920	57	about	about	ADP
cjrl-2297	920	58	their	their	PRON
cjrl-2297	920	59	assets	asset	NOUN
cjrl-2297	920	60	and	and	CCONJ
cjrl-2297	920	61	liabilities	liability	NOUN
cjrl-2297	920	62	,	,	PUNCT
cjrl-2297	920	63	urban	urban	PROPN
cjrl-2297	920	64	institute	institute	PROPN
cjrl-2297	920	65	,	,	PUNCT
cjrl-2297	920	66	nov	nov	PROPN
cjrl-2297	920	67	.	.	PROPN
cjrl-2297	920	68	2007	2007	NUM
cjrl-2297	920	69	,	,	PUNCT
cjrl-2297	920	70	http://aspe.hhs.gov/hsp/07/poorfinances/	http://aspe.hhs.gov/hsp/07/poorfinances/	NOUN
cjrl-2297	920	71	balance	balance	NOUN
cjrl-2297	920	72	/	/	SYM
cjrl-2297	920	73	index.shtml	index.shtml	PROPN
cjrl-2297	920	74	(	(	PUNCT
cjrl-2297	920	75	correlating	correlate	VERB
cjrl-2297	920	76	race	race	NOUN
cjrl-2297	920	77	,	,	PUNCT
cjrl-2297	920	78	ethnicity	ethnicity	NOUN
cjrl-2297	920	79	,	,	PUNCT
cjrl-2297	920	80	and	and	CCONJ
cjrl-2297	920	81	education	education	NOUN
cjrl-2297	920	82	-	-	PUNCT
cjrl-2297	920	83	level	level	NOUN
cjrl-2297	920	84	with	with	ADP
cjrl-2297	920	85	the	the	DET
cjrl-2297	920	86	assessment	assessment	NOUN
cjrl-2297	920	87	of	of	ADP
cjrl-2297	920	88	wealth	wealth	NOUN
cjrl-2297	920	89	across	across	ADP
cjrl-2297	920	90	various	various	ADJ
cjrl-2297	920	91	subsets	subset	NOUN
cjrl-2297	920	92	of	of	ADP
cjrl-2297	920	93	the	the	DET
cjrl-2297	920	94	family	family	NOUN
cjrl-2297	920	95	structures	structure	NOUN
cjrl-2297	920	96	)	)	PUNCT
cjrl-2297	920	97	.	.	PUNCT
cjrl-2297	921	1	279	279	NUM
cjrl-2297	921	2	see	see	VERB
cjrl-2297	921	3	fairness	fairness	NOUN
cjrl-2297	921	4	for	for	ADP
cjrl-2297	921	5	struggling	struggle	VERB
cjrl-2297	921	6	students	student	NOUN
cjrl-2297	921	7	act	act	VERB
cjrl-2297	921	8	(	(	PUNCT
cjrl-2297	921	9	2013	2013	NUM
cjrl-2297	921	10	)	)	PUNCT
cjrl-2297	921	11	(	(	PUNCT
cjrl-2297	921	12	treating	treat	VERB
cjrl-2297	921	13	private	private	ADJ
cjrl-2297	921	14	student	student	NOUN
cjrl-2297	921	15	loans	loan	NOUN
cjrl-2297	921	16	similar	similar	ADJ
cjrl-2297	921	17	to	to	ADP
cjrl-2297	921	18	other	other	ADJ
cjrl-2297	921	19	private	private	ADJ
cjrl-2297	921	20	debt	debt	NOUN
cjrl-2297	921	21	for	for	ADP
cjrl-2297	921	22	bankruptcy	bankruptcy	NOUN
cjrl-2297	921	23	purposes	purpose	NOUN
cjrl-2297	921	24	)	)	PUNCT
cjrl-2297	921	25	;	;	PUNCT
cjrl-2297	921	26	dick	dick	PROPN
cjrl-2297	921	27	durbin	durbin	PROPN
cjrl-2297	921	28	,	,	PUNCT
cjrl-2297	921	29	as	as	SCONJ
cjrl-2297	921	30	student	student	NOUN
cjrl-2297	921	31	loan	loan	NOUN
cjrl-2297	921	32	debt	debt	NOUN
cjrl-2297	921	33	surpasses	surpass	VERB
cjrl-2297	921	34	$	$	SYM
cjrl-2297	921	35	1	1	NUM
cjrl-2297	921	36	trillion	trillion	NUM
cjrl-2297	921	37	,	,	PUNCT
cjrl-2297	921	38	senators	senator	NOUN
cjrl-2297	921	39	introduce	introduce	VERB
cjrl-2297	921	40	legislation	legislation	NOUN
cjrl-2297	921	41	to	to	PART
cjrl-2297	921	42	address	address	VERB
cjrl-2297	921	43	crisis	crisis	NOUN
cjrl-2297	921	44	,	,	PUNCT
cjrl-2297	921	45	u.s	u.s	PROPN
cjrl-2297	921	46	.	.	PROPN
cjrl-2297	921	47	senate	senate	PROPN
cjrl-2297	921	48	,	,	PUNCT
cjrl-2297	921	49	jan	jan	PROPN
cjrl-2297	921	50	.	.	PROPN
cjrl-2297	921	51	23	23	NUM
cjrl-2297	921	52	,	,	PUNCT
cjrl-2297	921	53	2013	2013	NUM
cjrl-2297	921	54	,	,	PUNCT
cjrl-2297	921	55	http://www.durbin.senate.gov/public/index.cfm/pressreleases?id=adad47a3-9b824c46-b971-57bb9dc11044	http://www.durbin.senate.gov/public/index.cfm/pressreleases?id=adad47a3-9b824c46-b971-57bb9dc11044	PROPN
cjrl-2297	921	56	;	;	PUNCT
cjrl-2297	921	57	josh	josh	PROPN
cjrl-2297	921	58	mitchell	mitchell	PROPN
cjrl-2297	921	59	,	,	PUNCT
cjrl-2297	921	60	obama	obama	PROPN
cjrl-2297	921	61	administration	administration	NOUN
cjrl-2297	921	62	backs	back	VERB
cjrl-2297	921	63	bankruptcy	bankruptcy	NOUN
cjrl-2297	921	64	option	option	NOUN
cjrl-2297	921	65	for	for	ADP
cjrl-2297	921	66	some	some	DET
cjrl-2297	921	67	student	student	NOUN
cjrl-2297	921	68	debt	debt	NOUN
cjrl-2297	921	69	,	,	PUNCT
cjrl-2297	921	70	wall	wall	PROPN
cjrl-2297	921	71	st	st	PROPN
cjrl-2297	921	72	.	.	PROPN
cjrl-2297	921	73	j.	j.	PROPN
cjrl-2297	921	74	,	,	PUNCT
cjrl-2297	921	75	july	july	PROPN
cjrl-2297	921	76	20	20	NUM
cjrl-2297	921	77	,	,	PUNCT
cjrl-2297	921	78	2012	2012	NUM
cjrl-2297	921	79	,	,	PUNCT
cjrl-2297	921	80	http://online.wsj.com/article/sb10000872396390444097904577537390098445700.html	http://online.wsj.com/article/sb10000872396390444097904577537390098445700.html	PROPN
cjrl-2297	921	81	(	(	PUNCT
cjrl-2297	921	82	“	"	PUNCT
cjrl-2297	921	83	sallie	sallie	PROPN
cjrl-2297	921	84	mae	mae	PROPN
cjrl-2297	921	85	,	,	PUNCT
cjrl-2297	921	86	the	the	DET
cjrl-2297	921	87	nation	nation	NOUN
cjrl-2297	921	88	's	's	PART
cjrl-2297	921	89	largest	large	ADJ
cjrl-2297	921	90	private	private	ADJ
cjrl-2297	921	91	issuer	issuer	NOUN
cjrl-2297	921	92	of	of	ADP
cjrl-2297	921	93	student	student	NOUN
cjrl-2297	921	94	loans	loan	NOUN
cjrl-2297	921	95	,	,	PUNCT
cjrl-2297	921	96	said	say	VERB
cjrl-2297	921	97	it	it	PRON
cjrl-2297	921	98	would	would	AUX
cjrl-2297	921	99	back	back	VERB
cjrl-2297	921	100	a	a	DET
cjrl-2297	921	101	legislative	legislative	ADJ
cjrl-2297	921	102	change	change	NOUN
cjrl-2297	921	103	that	that	PRON
cjrl-2297	921	104	would	would	AUX
cjrl-2297	921	105	allow	allow	VERB
cjrl-2297	921	106	bankruptcy	bankruptcy	NOUN
cjrl-2297	921	107	in	in	ADP
cjrl-2297	921	108	limited	limited	ADJ
cjrl-2297	921	109	cases	case	NOUN
cjrl-2297	921	110	.	.	PUNCT
cjrl-2297	921	111	”	"	PUNCT
cjrl-2297	921	112	)	)	PUNCT
cjrl-2297	921	113	;	;	PUNCT
cjrl-2297	921	114	see	see	VERB
cjrl-2297	921	115	generally	generally	ADV
cjrl-2297	921	116	david	david	PROPN
cjrl-2297	921	117	bernstein	bernstein	PROPN
cjrl-2297	921	118	,	,	PUNCT
cjrl-2297	921	119	seven	seven	NUM
cjrl-2297	921	120	ways	way	NOUN
cjrl-2297	921	121	to	to	PART
cjrl-2297	921	122	provide	provide	VERB
cjrl-2297	921	123	student	student	NOUN
cjrl-2297	921	124	loan	loan	NOUN
cjrl-2297	921	125	debt	debt	NOUN
cjrl-2297	921	126	relief	relief	NOUN
cjrl-2297	921	127	,	,	PUNCT
cjrl-2297	921	128	nasfaa	nasfaa	NOUN
cjrl-2297	921	129	,	,	PUNCT
cjrl-2297	921	130	oct	oct	PROPN
cjrl-2297	921	131	.	.	PROPN
cjrl-2297	921	132	23	23	NUM
cjrl-2297	921	133	,	,	PUNCT
cjrl-2297	921	134	2012	2012	NUM
cjrl-2297	921	135	http://www.nasfaa.org/advocacy/perspectives/articles/seven_ways_to_provide_student_loan_debt_relief.aspx	http://www.nasfaa.org/advocacy/perspectives/articles/seven_ways_to_provide_student_loan_debt_relief.aspx	NOUN
cjrl-2297	921	136	(	(	PUNCT
cjrl-2297	921	137	“	"	PUNCT
cjrl-2297	921	138	any	any	DET
cjrl-2297	921	139	proposal	proposal	NOUN
cjrl-2297	921	140	that	that	PRON
cjrl-2297	921	141	makes	make	VERB
cjrl-2297	921	142	it	it	PRON
cjrl-2297	921	143	easy	easy	ADJ
cjrl-2297	921	144	to	to	PART
cjrl-2297	921	145	discharge	discharge	VERB
cjrl-2297	921	146	government	government	NOUN
cjrl-2297	921	147	guaranteed	guarantee	VERB
cjrl-2297	921	148	student	student	NOUN
cjrl-2297	921	149	loans	loan	NOUN
cjrl-2297	921	150	in	in	ADP
cjrl-2297	921	151	bankruptcy	bankruptcy	NOUN
cjrl-2297	921	152	entails	entail	VERB
cjrl-2297	921	153	some	some	DET
cjrl-2297	921	154	additional	additional	ADJ
cjrl-2297	921	155	cost	cost	NOUN
cjrl-2297	921	156	to	to	ADP
cjrl-2297	921	157	the	the	DET
cjrl-2297	921	158	taxpayer	taxpayer	NOUN
cjrl-2297	921	159	.	.	PUNCT
cjrl-2297	922	1	however	however	ADV
cjrl-2297	922	2	,	,	PUNCT
cjrl-2297	922	3	it	it	PRON
cjrl-2297	922	4	is	be	AUX
cjrl-2297	922	5	easy	easy	ADJ
cjrl-2297	922	6	to	to	PART
cjrl-2297	922	7	envision	envision	VERB
cjrl-2297	922	8	a	a	DET
cjrl-2297	922	9	less	less	ADV
cjrl-2297	922	10	stringent	stringent	ADJ
cjrl-2297	922	11	student	student	NOUN
cjrl-2297	922	12	loan	loan	NOUN
cjrl-2297	922	13	discharge	discharge	NOUN
cjrl-2297	922	14	rule	rule	NOUN
cjrl-2297	922	15	that	that	PRON
cjrl-2297	922	16	does	do	AUX
cjrl-2297	922	17	not	not	PART
cjrl-2297	922	18	significantly	significantly	ADV
cjrl-2297	922	19	increase	increase	VERB
cjrl-2297	922	20	taxpayer	taxpayer	NOUN
cjrl-2297	922	21	costs	cost	NOUN
cjrl-2297	922	22	.	.	PUNCT
cjrl-2297	923	1	such	such	DET
cjrl-2297	923	2	a	a	DET
cjrl-2297	923	3	rule	rule	NOUN
cjrl-2297	923	4	would	would	AUX
cjrl-2297	923	5	rely	rely	VERB
cjrl-2297	923	6	on	on	ADP
cjrl-2297	923	7	objective	objective	ADJ
cjrl-2297	923	8	criteria	criterion	NOUN
cjrl-2297	923	9	rather	rather	ADV
cjrl-2297	923	10	than	than	ADP
cjrl-2297	923	11	the	the	DET
cjrl-2297	923	12	subjective	subjective	ADJ
cjrl-2297	923	13	"	"	PUNCT
cjrl-2297	923	14	undue	undue	ADJ
cjrl-2297	923	15	hardship	hardship	NOUN
cjrl-2297	923	16	"	"	PUNCT
cjrl-2297	923	17	concept	concept	NOUN
cjrl-2297	923	18	.	.	PUNCT
cjrl-2297	924	1	for	for	ADP
cjrl-2297	924	2	example	example	NOUN
cjrl-2297	924	3	,	,	PUNCT
cjrl-2297	924	4	student	student	NOUN
cjrl-2297	924	5	loan	loan	NOUN
cjrl-2297	924	6	discharge	discharge	NOUN
cjrl-2297	924	7	could	could	AUX
cjrl-2297	924	8	be	be	AUX
cjrl-2297	924	9	limited	limit	VERB
cjrl-2297	924	10	to	to	ADP
cjrl-2297	924	11	individuals	individual	NOUN
cjrl-2297	924	12	with	with	ADP
cjrl-2297	924	13	incomes	income	NOUN
cjrl-2297	924	14	near	near	ADP
cjrl-2297	924	15	poverty	poverty	NOUN
cjrl-2297	924	16	level	level	NOUN
cjrl-2297	924	17	,	,	PUNCT
cjrl-2297	924	18	contingent	contingent	NOUN
cjrl-2297	924	19	on	on	ADP
cjrl-2297	924	20	participation	participation	NOUN
cjrl-2297	924	21	in	in	ADP
cjrl-2297	924	22	the	the	DET
cjrl-2297	924	23	ibr	ibr	PROPN
cjrl-2297	924	24	program	program	NOUN
cjrl-2297	924	25	,	,	PUNCT
cjrl-2297	924	26	favor	favor	VERB
cjrl-2297	924	27	individuals	individual	NOUN
cjrl-2297	924	28	with	with	ADP
cjrl-2297	924	29	medical	medical	ADJ
cjrl-2297	924	30	problems	problem	NOUN
cjrl-2297	924	31	,	,	PUNCT
cjrl-2297	924	32	and	and	CCONJ
cjrl-2297	924	33	allow	allow	VERB
cjrl-2297	924	34	for	for	ADP
cjrl-2297	924	35	partial	partial	ADJ
cjrl-2297	924	36	,	,	PUNCT
cjrl-2297	924	37	rather	rather	ADV
cjrl-2297	924	38	than	than	ADP
cjrl-2297	924	39	full	full	ADJ
cjrl-2297	924	40	,	,	PUNCT
cjrl-2297	924	41	loan	loan	NOUN
cjrl-2297	924	42	cancellation	cancellation	NOUN
cjrl-2297	924	43	.	.	PUNCT
cjrl-2297	924	44	”	"	PUNCT
cjrl-2297	924	45	)	)	PUNCT
cjrl-2297	924	46	.	.	PUNCT
cjrl-2297	925	1	280	280	NUM
cjrl-2297	925	2	see	see	VERB
cjrl-2297	925	3	generally	generally	ADV
cjrl-2297	925	4	note	note	VERB
cjrl-2297	925	5	,	,	PUNCT
cjrl-2297	925	6	ending	end	VERB
cjrl-2297	925	7	student	student	NOUN
cjrl-2297	925	8	loan	loan	NOUN
cjrl-2297	925	9	exceptionalism	exceptionalism	NOUN
cjrl-2297	925	10	:	:	PUNCT
cjrl-2297	925	11	the	the	DET
cjrl-2297	925	12	case	case	NOUN
cjrl-2297	925	13	for	for	ADP
cjrl-2297	925	14	risk	risk	NOUN
cjrl-2297	925	15	-	-	PUNCT
cjrl-2297	925	16	based	base	VERB
cjrl-2297	925	17	pricing	pricing	NOUN
cjrl-2297	925	18	and	and	CCONJ
cjrl-2297	925	19	dischargeability	dischargeability	NOUN
cjrl-2297	925	20	,	,	PUNCT
cjrl-2297	925	21	126	126	NUM
cjrl-2297	925	22	harv	harv	NOUN
cjrl-2297	925	23	.	.	PUNCT
cjrl-2297	926	1	l.	l.	PROPN
cjrl-2297	926	2	rev	rev	PROPN
cjrl-2297	926	3	.	.	PROPN
cjrl-2297	926	4	587	587	NUM
cjrl-2297	926	5	;	;	PUNCT
cjrl-2297	926	6	elizabeth	elizabeth	PROPN
cjrl-2297	926	7	warren	warren	PROPN
cjrl-2297	926	8	,	,	PUNCT
cjrl-2297	926	9	student	student	NOUN
cjrl-2297	926	10	loan	loan	NOUN
cjrl-2297	926	11	scandal	scandal	NOUN
cjrl-2297	926	12	fallout	fallout	NOUN
cjrl-2297	926	13	,	,	PUNCT
cjrl-2297	926	14	credit	credit	NOUN
cjrl-2297	926	15	slips	slip	NOUN
cjrl-2297	926	16	,	,	PUNCT
cjrl-2297	926	17	june	june	PROPN
cjrl-2297	926	18	3	3	NUM
cjrl-2297	926	19	,	,	PUNCT
cjrl-2297	926	20	2007	2007	NUM
cjrl-2297	926	21	(	(	PUNCT
cjrl-2297	926	22	referring	refer	VERB
cjrl-2297	926	23	to	to	ADP
cjrl-2297	926	24	bankruptcy	bankruptcy	NOUN
cjrl-2297	926	25	abuse	abuse	NOUN
cjrl-2297	926	26	prevention	prevention	NOUN
cjrl-2297	926	27	and	and	CCONJ
cjrl-2297	926	28	consumer	consumer	NOUN
cjrl-2297	926	29	protection	protection	NOUN
cjrl-2297	926	30	act	act	NOUN
cjrl-2297	926	31	(	(	PUNCT
cjrl-2297	926	32	bapcpa	bapcpa	NOUN
cjrl-2297	926	33	)	)	PUNCT
cjrl-2297	926	34	of	of	ADP
cjrl-2297	926	35	2005	2005	NUM
cjrl-2297	926	36	making	make	VERB
cjrl-2297	926	37	for	for	ADP
cjrl-2297	926	38	-	-	PUNCT
cjrl-2297	926	39	profit	profit	NOUN
cjrl-2297	926	40	student	student	NOUN
cjrl-2297	926	41	loans	loan	NOUN
cjrl-2297	926	42	non	non	ADJ
cjrl-2297	926	43	-	-	ADJ
cjrl-2297	926	44	dischargeable	dischargeable	ADJ
cjrl-2297	926	45	in	in	ADP
cjrl-2297	926	46	bankruptcy	bankruptcy	NOUN
cjrl-2297	926	47	)	)	PUNCT
cjrl-2297	926	48	;	;	PUNCT
cjrl-2297	926	49	mike	mike	PROPN
cjrl-2297	926	50	konczal	konczal	PROPN
cjrl-2297	926	51	,	,	PUNCT
cjrl-2297	926	52	two	two	NUM
cjrl-2297	926	53	steps	step	NOUN
cjrl-2297	926	54	toward	toward	ADP
cjrl-2297	926	55	tackling	tackle	VERB
cjrl-2297	926	56	our	our	PRON
cjrl-2297	926	57	current	current	ADJ
cjrl-2297	926	58	student	student	NOUN
cjrl-2297	926	59	loan	loan	NOUN
cjrl-2297	926	60	problems	problem	NOUN
cjrl-2297	926	61	,	,	PUNCT
cjrl-2297	926	62	nov	nov	PROPN
cjrl-2297	926	63	.	.	PROPN
cjrl-2297	926	64	7	7	NUM
cjrl-2297	926	65	,	,	PUNCT
cjrl-2297	926	66	2011	2011	NUM
cjrl-2297	926	67	,	,	PUNCT
cjrl-2297	926	68	http://rortybomb.wordpress.com/2011/11/07/two-steps-towards-tackling-our-current-student-loan-problems/.	http://rortybomb.wordpress.com/2011/11/07/two-steps-towards-tackling-our-current-student-loan-problems/.	NOUN
cjrl-2297	926	69	281	281	NUM
cjrl-2297	926	70	see	see	VERB
cjrl-2297	926	71	fairness	fairness	NOUN
cjrl-2297	926	72	for	for	ADP
cjrl-2297	926	73	struggling	struggle	VERB
cjrl-2297	926	74	students	student	NOUN
cjrl-2297	926	75	act	act	VERB
cjrl-2297	926	76	of	of	ADP
cjrl-2297	926	77	2013	2013	NUM
cjrl-2297	926	78	,	,	PUNCT
cjrl-2297	926	79	s.114	s.114	NOUN
cjrl-2297	926	80	(	(	PUNCT
cjrl-2297	926	81	“	"	PUNCT
cjrl-2297	926	82	to	to	PART
cjrl-2297	926	83	amend	amend	VERB
cjrl-2297	926	84	title	title	NOUN
cjrl-2297	926	85	11	11	NUM
cjrl-2297	926	86	,	,	PUNCT
cjrl-2297	926	87	united	united	PROPN
cjrl-2297	926	88	states	states	PROPN
cjrl-2297	926	89	code	code	PROPN
cjrl-2297	926	90	,	,	PUNCT
cjrl-2297	926	91	with	with	ADP
cjrl-2297	926	92	respect	respect	NOUN
cjrl-2297	926	93	to	to	ADP
cjrl-2297	926	94	certain	certain	ADJ
cjrl-2297	926	95	exceptions	exception	NOUN
cjrl-2297	926	96	to	to	PART
cjrl-2297	926	97	discharge	discharge	VERB
cjrl-2297	926	98	in	in	ADP
cjrl-2297	926	99	bankruptcy	bankruptcy	NOUN
cjrl-2297	926	100	.	.	PUNCT
cjrl-2297	926	101	”	"	PUNCT
cjrl-2297	926	102	)	)	PUNCT
cjrl-2297	926	103	;	;	PUNCT
cjrl-2297	926	104	private	private	ADJ
cjrl-2297	926	105	student	student	NOUN
cjrl-2297	926	106	loan	loan	NOUN
cjrl-2297	926	107	bankruptcy	bankruptcy	NOUN
cjrl-2297	926	108	fairness	fairness	PROPN
cjrl-2297	926	109	act	act	NOUN
cjrl-2297	926	110	of	of	ADP
cjrl-2297	926	111	2013	2013	NUM
cjrl-2297	926	112	,	,	PUNCT
cjrl-2297	926	113	h.r	h.r	PROPN
cjrl-2297	926	114	.	.	PROPN
cjrl-2297	926	115	532	532	NUM
cjrl-2297	926	116	,	,	PUNCT
cjrl-2297	926	117	113th	113th	PROPN
cjrl-2297	926	118	cong	cong	NOUN
cjrl-2297	926	119	.	.	PUNCT
cjrl-2297	927	1	(	(	PUNCT
cjrl-2297	927	2	2013	2013	NUM
cjrl-2297	927	3	)	)	PUNCT
cjrl-2297	927	4	(	(	PUNCT
cjrl-2297	927	5	“	"	PUNCT
cjrl-2297	927	6	to	to	PART
cjrl-2297	927	7	amend	amend	VERB
cjrl-2297	927	8	title	title	NOUN
cjrl-2297	927	9	11	11	NUM
cjrl-2297	927	10	of	of	ADP
cjrl-2297	927	11	the	the	DET
cjrl-2297	927	12	united	united	PROPN
cjrl-2297	927	13	states	states	PROPN
cjrl-2297	927	14	code	code	PROPN
cjrl-2297	927	15	to	to	PART
cjrl-2297	927	16	modify	modify	VERB
cjrl-2297	927	17	the	the	DET
cjrl-2297	927	18	dischargeability	dischargeability	NOUN
cjrl-2297	927	19	of	of	ADP
cjrl-2297	927	20	debts	debt	NOUN
cjrl-2297	927	21	for	for	ADP
cjrl-2297	927	22	certain	certain	ADJ
cjrl-2297	927	23	educational	educational	ADJ
cjrl-2297	927	24	payments	payment	NOUN
cjrl-2297	927	25	and	and	CCONJ
cjrl-2297	927	26	loans	loan	NOUN
cjrl-2297	927	27	.	.	PUNCT
cjrl-2297	927	28	”	"	PUNCT
cjrl-2297	927	29	)	)	PUNCT
cjrl-2297	927	30	.	.	PUNCT
cjrl-2297	928	1	but	but	CCONJ
cjrl-2297	928	2	see	see	VERB
cjrl-2297	928	3	ending	end	VERB
cjrl-2297	928	4	student	student	NOUN
cjrl-2297	928	5	loan	loan	NOUN
cjrl-2297	928	6	exceptionalism	exceptionalism	NOUN
cjrl-2297	928	7	:	:	PUNCT
cjrl-2297	928	8	the	the	DET
cjrl-2297	928	9	case	case	NOUN
cjrl-2297	928	10	for	for	ADP
cjrl-2297	928	11	risk	risk	NOUN
cjrl-2297	928	12	-	-	PUNCT
cjrl-2297	928	13	based	base	VERB
cjrl-2297	928	14	pricing	pricing	NOUN
cjrl-2297	928	15	and	and	CCONJ
cjrl-2297	928	16	dischargeability	dischargeability	NOUN
cjrl-2297	928	17	,	,	PUNCT
cjrl-2297	928	18	126	126	NUM
cjrl-2297	928	19	harv	harv	NOUN
cjrl-2297	928	20	.	.	PUNCT
cjrl-2297	929	1	l.	l.	PROPN
cjrl-2297	929	2	rev	rev	PROPN
cjrl-2297	929	3	.	.	PROPN
cjrl-2297	930	1	597	597	NUM
cjrl-2297	930	2	(	(	PUNCT
cjrl-2297	930	3	2012	2012	NUM
cjrl-2297	930	4	)	)	PUNCT
cjrl-2297	930	5	,	,	PUNCT
cjrl-2297	930	6	at	at	ADP
cjrl-2297	930	7	597	597	NUM
cjrl-2297	930	8	–	–	SYM
cjrl-2297	930	9	98	98	NUM
cjrl-2297	930	10	(	(	PUNCT
cjrl-2297	930	11	remarking	remark	VERB
cjrl-2297	930	12	on	on	ADP
cjrl-2297	930	13	the	the	DET
cjrl-2297	930	14	unviability	unviability	NOUN
cjrl-2297	930	15	of	of	ADP
cjrl-2297	930	16	the	the	DET
cjrl-2297	930	17	private	private	ADJ
cjrl-2297	930	18	student	student	NOUN
cjrl-2297	930	19	loan	loan	NOUN
cjrl-2297	930	20	bankruptcy	bankruptcy	PROPN
cjrl-2297	930	21	fairness	fairness	PROPN
cjrl-2297	930	22	act	act	PROPN
cjrl-2297	930	23	)	)	PUNCT
cjrl-2297	930	24	;	;	PUNCT
cjrl-2297	930	25	bill	bill	PROPN
cjrl-2297	930	26	fay	fay	PROPN
cjrl-2297	930	27	,	,	PUNCT
cjrl-2297	930	28	‘	'	PUNCT
cjrl-2297	930	29	fairness	fairness	NOUN
cjrl-2297	930	30	for	for	ADP
cjrl-2297	930	31	struggling	struggle	VERB
cjrl-2297	930	32	students	student	NOUN
cjrl-2297	930	33	act	act	PROPN
cjrl-2297	930	34	’	'	PUNCT
cjrl-2297	930	35	is	be	AUX
cjrl-2297	930	36	struggling	struggle	VERB
cjrl-2297	930	37	to	to	PART
cjrl-2297	930	38	be	be	AUX
cjrl-2297	930	39	heard	hear	VERB
cjrl-2297	930	40	,	,	PUNCT
cjrl-2297	930	41	debt.org	debt.org	X
cjrl-2297	930	42	(	(	PUNCT
cjrl-2297	930	43	march	march	PROPN
cjrl-2297	930	44	8	8	NUM
cjrl-2297	930	45	,	,	PUNCT
cjrl-2297	930	46	2013	2013	NUM
cjrl-2297	930	47	)	)	PUNCT
cjrl-2297	930	48	,	,	PUNCT
cjrl-2297	930	49	http://www.debt.org/2013/03/08/student-loan-bankruptcy/.	http://www.debt.org/2013/03/08/student-loan-bankruptcy/.	PROPN
cjrl-2297	930	50	2014	2014	NUM
cjrl-2297	930	51	columbia	columbia	PROPN
cjrl-2297	930	52	journal	journal	PROPN
cjrl-2297	930	53	of	of	ADP
cjrl-2297	930	54	race	race	NOUN
cjrl-2297	930	55	and	and	CCONJ
cjrl-2297	930	56	law	law	NOUN
cjrl-2297	930	57	171	171	NUM
cjrl-2297	930	58	combine	combine	NOUN
cjrl-2297	930	59	to	to	PART
cjrl-2297	930	60	promote	promote	VERB
cjrl-2297	930	61	accountability	accountability	NOUN
cjrl-2297	930	62	and	and	CCONJ
cjrl-2297	930	63	transparency	transparency	NOUN
cjrl-2297	930	64	in	in	ADP
cjrl-2297	930	65	the	the	DET
cjrl-2297	930	66	student	student	NOUN
cjrl-2297	930	67	loan	loan	NOUN
cjrl-2297	930	68	industry.282	industry.282	PROPN
cjrl-2297	930	69	debtors	debtor	NOUN
cjrl-2297	930	70	and	and	CCONJ
cjrl-2297	930	71	creditors	creditor	NOUN
cjrl-2297	930	72	must	must	AUX
cjrl-2297	930	73	reasonably	reasonably	ADV
cjrl-2297	930	74	respond	respond	VERB
cjrl-2297	930	75	to	to	ADP
cjrl-2297	930	76	the	the	DET
cjrl-2297	930	77	expanding	expand	VERB
cjrl-2297	930	78	student	student	NOUN
cjrl-2297	930	79	loan	loan	NOUN
cjrl-2297	930	80	bubble	bubble	NOUN
cjrl-2297	930	81	as	as	SCONJ
cjrl-2297	930	82	a	a	DET
cjrl-2297	930	83	financial	financial	ADJ
cjrl-2297	930	84	aid	aid	NOUN
cjrl-2297	930	85	crisis	crisis	NOUN
cjrl-2297	930	86	looms	loom	VERB
cjrl-2297	930	87	,	,	PUNCT
cjrl-2297	930	88	especially	especially	ADV
cjrl-2297	930	89	when	when	SCONJ
cjrl-2297	930	90	considering	consider	VERB
cjrl-2297	930	91	the	the	DET
cjrl-2297	930	92	negative	negative	ADJ
cjrl-2297	930	93	impact	impact	NOUN
cjrl-2297	930	94	that	that	PRON
cjrl-2297	930	95	race	race	NOUN
cjrl-2297	930	96	and	and	CCONJ
cjrl-2297	930	97	ethnicity	ethnicity	NOUN
cjrl-2297	930	98	may	may	AUX
cjrl-2297	930	99	have	have	VERB
cjrl-2297	930	100	on	on	ADP
cjrl-2297	930	101	a	a	DET
cjrl-2297	930	102	bankruptcy	bankruptcy	NOUN
cjrl-2297	930	103	filing	filing	NOUN
cjrl-2297	930	104	regarding	regard	VERB
cjrl-2297	930	105	student	student	NOUN
cjrl-2297	930	106	loan	loan	NOUN
cjrl-2297	930	107	debt.283	debt.283	NOUN
cjrl-2297	930	108	latinos	latinos	PROPN
cjrl-2297	930	109	,	,	PUNCT
cjrl-2297	930	110	and	and	CCONJ
cjrl-2297	930	111	particularly	particularly	ADV
cjrl-2297	930	112	african	african	ADJ
cjrl-2297	930	113	americans	americans	PROPN
cjrl-2297	930	114	,	,	PUNCT
cjrl-2297	931	1	may	may	AUX
cjrl-2297	931	2	endure	endure	VERB
cjrl-2297	931	3	higher	high	ADJ
cjrl-2297	931	4	obstacles	obstacle	NOUN
cjrl-2297	931	5	when	when	SCONJ
cjrl-2297	931	6	scaling	scale	VERB
cjrl-2297	931	7	over	over	ADP
cjrl-2297	931	8	the	the	DET
cjrl-2297	931	9	mountain	mountain	NOUN
cjrl-2297	931	10	of	of	ADP
cjrl-2297	931	11	student	student	NOUN
cjrl-2297	931	12	loan	loan	NOUN
cjrl-2297	931	13	debt	debt	NOUN
cjrl-2297	931	14	through	through	ADP
cjrl-2297	931	15	bankruptcy.284	bankruptcy.284	PROPN
cjrl-2297	931	16	accordingly	accordingly	ADV
cjrl-2297	931	17	,	,	PUNCT
cjrl-2297	931	18	considerate	considerate	ADJ
cjrl-2297	931	19	reform	reform	NOUN
cjrl-2297	931	20	of	of	ADP
cjrl-2297	931	21	the	the	DET
cjrl-2297	931	22	bankruptcy	bankruptcy	NOUN
cjrl-2297	931	23	code	code	NOUN
cjrl-2297	931	24	should	should	AUX
cjrl-2297	931	25	entail	entail	VERB
cjrl-2297	931	26	a	a	DET
cjrl-2297	931	27	rigorous	rigorous	ADJ
cjrl-2297	931	28	assessment	assessment	NOUN
cjrl-2297	931	29	of	of	ADP
cjrl-2297	931	30	the	the	DET
cjrl-2297	931	31	racial	racial	ADJ
cjrl-2297	931	32	undertones	undertone	NOUN
cjrl-2297	931	33	of	of	ADP
cjrl-2297	931	34	the	the	DET
cjrl-2297	931	35	disproportionate	disproportionate	ADJ
cjrl-2297	931	36	student	student	NOUN
cjrl-2297	931	37	loan	loan	NOUN
cjrl-2297	931	38	debt	debt	NOUN
cjrl-2297	931	39	burden	burden	NOUN
cjrl-2297	931	40	across	across	ADP
cjrl-2297	931	41	color	color	NOUN
cjrl-2297	931	42	lines.285	lines.285	VERB
cjrl-2297	931	43	a	a	DET
cjrl-2297	931	44	more	more	ADV
cjrl-2297	931	45	flexible	flexible	ADJ
cjrl-2297	931	46	approach	approach	NOUN
cjrl-2297	931	47	to	to	ADP
cjrl-2297	931	48	debtor	debtor	NOUN
cjrl-2297	931	49	rehabilitation	rehabilitation	NOUN
cjrl-2297	931	50	when	when	SCONJ
cjrl-2297	931	51	it	it	PRON
cjrl-2297	931	52	comes	come	VERB
cjrl-2297	931	53	to	to	ADP
cjrl-2297	931	54	student	student	NOUN
cjrl-2297	931	55	loan	loan	NOUN
cjrl-2297	931	56	repayment	repayment	NOUN
cjrl-2297	931	57	may	may	AUX
cjrl-2297	931	58	amass	amass	VERB
cjrl-2297	931	59	a	a	DET
cjrl-2297	931	60	higher	high	ADJ
cjrl-2297	931	61	yield	yield	NOUN
cjrl-2297	931	62	of	of	ADP
cjrl-2297	931	63	repayment	repayment	NOUN
cjrl-2297	931	64	in	in	ADP
cjrl-2297	931	65	lieu	lieu	NOUN
cjrl-2297	931	66	of	of	ADP
cjrl-2297	931	67	total	total	ADJ
cjrl-2297	931	68	discharge	discharge	NOUN
cjrl-2297	931	69	in	in	ADP
cjrl-2297	931	70	bankruptcy.286	bankruptcy.286	NOUN
cjrl-2297	931	71	the	the	DET
cjrl-2297	931	72	impending	impending	ADJ
cjrl-2297	931	73	reauthorization	reauthorization	NOUN
cjrl-2297	931	74	of	of	ADP
cjrl-2297	931	75	the	the	DET
cjrl-2297	931	76	hea	hea	PROPN
cjrl-2297	931	77	presents	present	VERB
cjrl-2297	931	78	an	an	DET
cjrl-2297	931	79	opportunity	opportunity	NOUN
cjrl-2297	931	80	to	to	PART
cjrl-2297	931	81	adequately	adequately	ADV
cjrl-2297	931	82	address	address	VERB
cjrl-2297	931	83	the	the	DET
cjrl-2297	931	84	debilitating	debilitate	VERB
cjrl-2297	931	85	effects	effect	NOUN
cjrl-2297	931	86	of	of	ADP
cjrl-2297	931	87	student	student	NOUN
cjrl-2297	931	88	loan	loan	NOUN
cjrl-2297	931	89	debt	debt	NOUN
cjrl-2297	931	90	prior	prior	ADV
cjrl-2297	931	91	to	to	ADP
cjrl-2297	931	92	pursuing	pursue	VERB
cjrl-2297	931	93	bankruptcy	bankruptcy	NOUN
cjrl-2297	931	94	as	as	ADP
cjrl-2297	931	95	a	a	DET
cjrl-2297	931	96	last	last	ADJ
cjrl-2297	931	97	resort.287	resort.287	PROPN
cjrl-2297	931	98	282	282	NUM
cjrl-2297	931	99	see	see	VERB
cjrl-2297	931	100	generally	generally	ADV
cjrl-2297	931	101	ron	ron	PROPN
cjrl-2297	931	102	lieber	lieber	PROPN
cjrl-2297	931	103	,	,	PUNCT
cjrl-2297	931	104	last	last	ADJ
cjrl-2297	931	105	plea	plea	NOUN
cjrl-2297	931	106	on	on	ADP
cjrl-2297	931	107	school	school	NOUN
cjrl-2297	931	108	loans	loan	NOUN
cjrl-2297	931	109	:	:	PUNCT
cjrl-2297	931	110	proving	prove	VERB
cjrl-2297	931	111	a	a	DET
cjrl-2297	931	112	hopeless	hopeless	ADJ
cjrl-2297	931	113	future	future	NOUN
cjrl-2297	931	114	,	,	PUNCT
cjrl-2297	931	115	n.y	n.y	PROPN
cjrl-2297	931	116	.	.	PROPN
cjrl-2297	931	117	times	times	PROPN
cjrl-2297	931	118	,	,	PUNCT
cjrl-2297	931	119	sept	sept	PROPN
cjrl-2297	931	120	.	.	PROPN
cjrl-2297	931	121	1	1	NUM
cjrl-2297	931	122	,	,	PUNCT
cjrl-2297	931	123	2012	2012	NUM
cjrl-2297	931	124	,	,	PUNCT
cjrl-2297	931	125	at	at	ADP
cjrl-2297	931	126	a1	a1	NOUN
cjrl-2297	931	127	;	;	PUNCT
cjrl-2297	931	128	kayla	kayla	PROPN
cjrl-2297	931	129	webley	webley	PROPN
cjrl-2297	931	130	,	,	PUNCT
cjrl-2297	931	131	why	why	SCONJ
cjrl-2297	931	132	ca	can	AUX
cjrl-2297	931	133	n’t	not	PART
cjrl-2297	931	134	you	you	PRON
cjrl-2297	931	135	discharge	discharge	VERB
cjrl-2297	931	136	student	student	NOUN
cjrl-2297	931	137	loans	loan	NOUN
cjrl-2297	931	138	in	in	ADP
cjrl-2297	931	139	bankruptcy	bankruptcy	NOUN
cjrl-2297	931	140	?	?	PUNCT
cjrl-2297	931	141	,	,	PUNCT
cjrl-2297	931	142	time	time	NOUN
cjrl-2297	931	143	,	,	PUNCT
cjrl-2297	931	144	feb	feb	PROPN
cjrl-2297	931	145	.	.	PROPN
cjrl-2297	931	146	9	9	NUM
cjrl-2297	931	147	,	,	PUNCT
cjrl-2297	931	148	2012	2012	NUM
cjrl-2297	931	149	.	.	PUNCT
cjrl-2297	932	1	283	283	NUM
cjrl-2297	932	2	see	see	VERB
cjrl-2297	932	3	a.	a.	PROPN
cjrl-2297	932	4	michele	michele	PROPN
cjrl-2297	932	5	dickerson	dickerson	PROPN
cjrl-2297	932	6	,	,	PUNCT
cjrl-2297	932	7	race	race	NOUN
cjrl-2297	932	8	matters	matter	NOUN
cjrl-2297	932	9	in	in	ADP
cjrl-2297	932	10	bankruptcy	bankruptcy	NOUN
cjrl-2297	932	11	,	,	PUNCT
cjrl-2297	932	12	61	61	NUM
cjrl-2297	932	13	wash	wash	NOUN
cjrl-2297	932	14	.	.	PUNCT
cjrl-2297	932	15	&	&	CCONJ
cjrl-2297	932	16	lee	lee	PROPN
cjrl-2297	932	17	l.	l.	PROPN
cjrl-2297	932	18	rev	rev	PROPN
cjrl-2297	932	19	.	.	PROPN
cjrl-2297	932	20	1725	1725	NUM
cjrl-2297	932	21	(	(	PUNCT
cjrl-2297	932	22	2004	2004	NUM
cjrl-2297	932	23	)	)	PUNCT
cjrl-2297	932	24	,	,	PUNCT
cjrl-2297	932	25	pgs	pgs	NUM
cjrl-2297	932	26	.	.	NOUN
cjrl-2297	932	27	1732	1732	NUM
cjrl-2297	932	28	–	–	PUNCT
cjrl-2297	932	29	1733	1733	NUM
cjrl-2297	932	30	;	;	PUNCT
cjrl-2297	932	31	see	see	VERB
cjrl-2297	932	32	also	also	ADV
cjrl-2297	932	33	kevin	kevin	PROPN
cjrl-2297	932	34	h.	h.	PROPN
cjrl-2297	932	35	morse	morse	PROPN
cjrl-2297	932	36	and	and	CCONJ
cjrl-2297	932	37	barry	barry	PROPN
cjrl-2297	932	38	chatz	chatz	PROPN
cjrl-2297	932	39	,	,	PUNCT
cjrl-2297	932	40	bursting	burst	VERB
cjrl-2297	932	41	our	our	PRON
cjrl-2297	932	42	next	next	ADJ
cjrl-2297	932	43	bubble	bubble	NOUN
cjrl-2297	932	44	:	:	PUNCT
cjrl-2297	932	45	the	the	DET
cjrl-2297	932	46	expanding	expand	VERB
cjrl-2297	932	47	student	student	NOUN
cjrl-2297	932	48	loan	loan	NOUN
cjrl-2297	932	49	debt	debt	NOUN
cjrl-2297	932	50	crisis	crisis	NOUN
cjrl-2297	932	51	,	,	PUNCT
cjrl-2297	932	52	thomson	thomson	PROPN
cjrl-2297	932	53	reuters	reuters	PROPN
cjrl-2297	932	54	,	,	PUNCT
cjrl-2297	932	55	oct	oct	PROPN
cjrl-2297	932	56	.	.	PROPN
cjrl-2297	932	57	5	5	NUM
cjrl-2297	932	58	,	,	PUNCT
cjrl-2297	932	59	2012	2012	NUM
cjrl-2297	932	60	;	;	PUNCT
cjrl-2297	932	61	see	see	VERB
cjrl-2297	932	62	generally	generally	ADV
cjrl-2297	932	63	daniel	daniel	PROPN
cjrl-2297	932	64	a.	a.	PROPN
cjrl-2297	932	65	austin	austin	PROPN
cjrl-2297	932	66	,	,	PUNCT
cjrl-2297	932	67	the	the	DET
cjrl-2297	932	68	indentured	indenture	VERB
cjrl-2297	932	69	generation	generation	NOUN
cjrl-2297	932	70	:	:	PUNCT
cjrl-2297	932	71	bankruptcy	bankruptcy	NOUN
cjrl-2297	932	72	and	and	CCONJ
cjrl-2297	932	73	student	student	NOUN
cjrl-2297	932	74	loan	loan	NOUN
cjrl-2297	932	75	debt	debt	NOUN
cjrl-2297	932	76	,	,	PUNCT
cjrl-2297	932	77	53	53	NUM
cjrl-2297	932	78	santa	santa	PROPN
cjrl-2297	932	79	clara	clara	PROPN
cjrl-2297	932	80	l.	l.	PROPN
cjrl-2297	932	81	rev	rev	PROPN
cjrl-2297	932	82	.	.	PROPN
cjrl-2297	932	83	329	329	NUM
cjrl-2297	932	84	;	;	PUNCT
cjrl-2297	932	85	ron	ron	PROPN
cjrl-2297	932	86	lieber	lieber	PROPN
cjrl-2297	932	87	,	,	PUNCT
cjrl-2297	932	88	last	last	ADJ
cjrl-2297	932	89	plea	plea	NOUN
cjrl-2297	932	90	on	on	ADP
cjrl-2297	932	91	school	school	NOUN
cjrl-2297	932	92	loans	loan	NOUN
cjrl-2297	932	93	:	:	PUNCT
cjrl-2297	932	94	proving	prove	VERB
cjrl-2297	932	95	a	a	DET
cjrl-2297	932	96	hopeless	hopeless	ADJ
cjrl-2297	932	97	future	future	NOUN
cjrl-2297	932	98	,	,	PUNCT
cjrl-2297	932	99	n.y	n.y	PROPN
cjrl-2297	932	100	.	.	PROPN
cjrl-2297	932	101	times	times	PROPN
cjrl-2297	932	102	,	,	PUNCT
cjrl-2297	932	103	at	at	ADP
cjrl-2297	932	104	a1	a1	NOUN
cjrl-2297	932	105	,	,	PUNCT
cjrl-2297	932	106	sept	sept	PROPN
cjrl-2297	932	107	.	.	PROPN
cjrl-2297	932	108	1	1	NUM
cjrl-2297	932	109	,	,	PUNCT
cjrl-2297	932	110	2012	2012	NUM
cjrl-2297	932	111	.	.	PUNCT
cjrl-2297	933	1	284	284	NUM
cjrl-2297	933	2	see	see	VERB
cjrl-2297	933	3	generally	generally	ADV
cjrl-2297	933	4	a.	a.	PROPN
cjrl-2297	933	5	michele	michele	PROPN
cjrl-2297	933	6	dickerson	dickerson	PROPN
cjrl-2297	933	7	,	,	PUNCT
cjrl-2297	933	8	race	race	NOUN
cjrl-2297	933	9	matters	matter	NOUN
cjrl-2297	933	10	in	in	ADP
cjrl-2297	933	11	bankruptcy	bankruptcy	NOUN
cjrl-2297	933	12	,	,	PUNCT
cjrl-2297	933	13	61	61	NUM
cjrl-2297	933	14	wash	wash	NOUN
cjrl-2297	933	15	.	.	PUNCT
cjrl-2297	933	16	&	&	CCONJ
cjrl-2297	933	17	lee	lee	PROPN
cjrl-2297	933	18	l.	l.	PROPN
cjrl-2297	933	19	rev	rev	PROPN
cjrl-2297	933	20	.	.	PROPN
cjrl-2297	933	21	1725	1725	NUM
cjrl-2297	933	22	(	(	PUNCT
cjrl-2297	933	23	2004	2004	NUM
cjrl-2297	933	24	)	)	PUNCT
cjrl-2297	933	25	,	,	PUNCT
cjrl-2297	933	26	at	at	ADP
cjrl-2297	933	27	1768	1768	NUM
cjrl-2297	933	28	–	–	PUNCT
cjrl-2297	933	29	1771	1771	NUM
cjrl-2297	933	30	,	,	PUNCT
cjrl-2297	933	31	1771	1771	NUM
cjrl-2297	933	32	(	(	PUNCT
cjrl-2297	933	33	“	"	PUNCT
cjrl-2297	933	34	because	because	SCONJ
cjrl-2297	933	35	the	the	DET
cjrl-2297	933	36	typical	typical	ADJ
cjrl-2297	933	37	black	black	ADJ
cjrl-2297	933	38	college	college	NOUN
cjrl-2297	933	39	student	student	NOUN
cjrl-2297	933	40	is	be	AUX
cjrl-2297	933	41	more	more	ADV
cjrl-2297	933	42	likely	likely	ADJ
cjrl-2297	933	43	to	to	PART
cjrl-2297	933	44	come	come	VERB
cjrl-2297	933	45	from	from	ADP
cjrl-2297	933	46	a	a	DET
cjrl-2297	933	47	lower	low	ADJ
cjrl-2297	933	48	income	income	NOUN
cjrl-2297	933	49	household	household	NOUN
cjrl-2297	933	50	and	and	CCONJ
cjrl-2297	933	51	lowincome	lowincome	NOUN
cjrl-2297	933	52	students	student	NOUN
cjrl-2297	933	53	are	be	AUX
cjrl-2297	933	54	statistically	statistically	ADV
cjrl-2297	933	55	more	more	ADV
cjrl-2297	933	56	likely	likely	ADJ
cjrl-2297	933	57	to	to	PART
cjrl-2297	933	58	default	default	VERB
cjrl-2297	933	59	on	on	ADP
cjrl-2297	933	60	student	student	NOUN
cjrl-2297	933	61	loans	loan	NOUN
cjrl-2297	933	62	than	than	ADP
cjrl-2297	933	63	other	other	ADJ
cjrl-2297	933	64	students	student	NOUN
cjrl-2297	933	65	,	,	PUNCT
cjrl-2297	933	66	blacks	black	NOUN
cjrl-2297	933	67	also	also	ADV
cjrl-2297	933	68	appear	appear	VERB
cjrl-2297	933	69	to	to	PART
cjrl-2297	933	70	have	have	VERB
cjrl-2297	933	71	higher	high	ADJ
cjrl-2297	933	72	student	student	NOUN
cjrl-2297	933	73	loan	loan	NOUN
cjrl-2297	933	74	default	default	NOUN
cjrl-2297	933	75	rates	rate	NOUN
cjrl-2297	933	76	.	.	PUNCT
cjrl-2297	934	1	blacks	black	NOUN
cjrl-2297	934	2	who	who	PRON
cjrl-2297	934	3	attend	attend	VERB
cjrl-2297	934	4	college	college	NOUN
cjrl-2297	934	5	tend	tend	VERB
cjrl-2297	934	6	to	to	PART
cjrl-2297	934	7	receive	receive	VERB
cjrl-2297	934	8	less	less	ADJ
cjrl-2297	934	9	money	money	NOUN
cjrl-2297	934	10	from	from	ADP
cjrl-2297	934	11	their	their	PRON
cjrl-2297	934	12	parents	parent	NOUN
cjrl-2297	934	13	to	to	PART
cjrl-2297	934	14	pay	pay	VERB
cjrl-2297	934	15	for	for	ADP
cjrl-2297	934	16	their	their	PRON
cjrl-2297	934	17	education	education	NOUN
cjrl-2297	934	18	.	.	PUNCT
cjrl-2297	935	1	because	because	SCONJ
cjrl-2297	935	2	of	of	ADP
cjrl-2297	935	3	this	this	PRON
cjrl-2297	935	4	,	,	PUNCT
cjrl-2297	935	5	they	they	PRON
cjrl-2297	935	6	find	find	VERB
cjrl-2297	935	7	it	it	PRON
cjrl-2297	935	8	increasingly	increasingly	ADV
cjrl-2297	935	9	difficult	difficult	ADJ
cjrl-2297	935	10	to	to	PART
cjrl-2297	935	11	increase	increase	VERB
cjrl-2297	935	12	their	their	PRON
cjrl-2297	935	13	wealth	wealth	NOUN
cjrl-2297	935	14	by	by	ADP
cjrl-2297	935	15	saving	save	VERB
cjrl-2297	935	16	for	for	ADP
cjrl-2297	935	17	(	(	PUNCT
cjrl-2297	935	18	then	then	ADV
cjrl-2297	935	19	buying	buying	NOUN
cjrl-2297	935	20	)	)	PUNCT
cjrl-2297	935	21	a	a	DET
cjrl-2297	935	22	house	house	NOUN
cjrl-2297	935	23	even	even	ADV
cjrl-2297	935	24	after	after	SCONJ
cjrl-2297	935	25	they	they	PRON
cjrl-2297	935	26	graduate	graduate	VERB
cjrl-2297	935	27	from	from	ADP
cjrl-2297	935	28	college	college	NOUN
cjrl-2297	935	29	and	and	CCONJ
cjrl-2297	935	30	get	get	VERB
cjrl-2297	935	31	high	high	ADJ
cjrl-2297	935	32	-	-	PUNCT
cjrl-2297	935	33	income	income	NOUN
cjrl-2297	935	34	jobs	job	NOUN
cjrl-2297	935	35	because	because	SCONJ
cjrl-2297	935	36	they	they	PRON
cjrl-2297	935	37	need	need	VERB
cjrl-2297	935	38	to	to	PART
cjrl-2297	935	39	use	use	VERB
cjrl-2297	935	40	their	their	PRON
cjrl-2297	935	41	income	income	NOUN
cjrl-2297	935	42	to	to	PART
cjrl-2297	935	43	repay	repay	VERB
cjrl-2297	935	44	student	student	NOUN
cjrl-2297	935	45	loans	loan	NOUN
cjrl-2297	935	46	.	.	PUNCT
cjrl-2297	935	47	”	"	PUNCT
cjrl-2297	935	48	)	)	PUNCT
cjrl-2297	936	1	(	(	PUNCT
cjrl-2297	936	2	citations	citation	NOUN
cjrl-2297	936	3	omitted	omit	VERB
cjrl-2297	936	4	)	)	PUNCT
cjrl-2297	936	5	.	.	PUNCT
cjrl-2297	937	1	285	285	NUM
cjrl-2297	937	2	see	see	VERB
cjrl-2297	937	3	generally	generally	ADV
cjrl-2297	937	4	i	i	PRON
cjrl-2297	937	5	d.	d.	PROPN
cjrl-2297	937	6	;	;	PUNCT
cjrl-2297	937	7	michele	michele	PROPN
cjrl-2297	937	8	a.	a.	PROPN
cjrl-2297	937	9	dickerson	dickerson	PROPN
cjrl-2297	937	10	,	,	PUNCT
cjrl-2297	937	11	"	"	PUNCT
cjrl-2297	937	12	race	race	NOUN
cjrl-2297	937	13	matters	matter	NOUN
cjrl-2297	937	14	in	in	ADP
cjrl-2297	937	15	bankruptcy	bankruptcy	NOUN
cjrl-2297	937	16	reform	reform	NOUN
cjrl-2297	937	17	.	.	PUNCT
cjrl-2297	937	18	"	"	PUNCT
cjrl-2297	938	1	mo	mo	PROPN
cjrl-2297	938	2	.	.	PROPN
cjrl-2297	938	3	l.	l.	PROPN
cjrl-2297	938	4	rev	rev	PROPN
cjrl-2297	938	5	.	.	PROPN
cjrl-2297	938	6	71	71	NUM
cjrl-2297	938	7	(	(	PUNCT
cjrl-2297	938	8	2006	2006	NUM
cjrl-2297	938	9	):	):	PUNCT
cjrl-2297	938	10	919	919	NUM
cjrl-2297	938	11	.	.	PUNCT
cjrl-2297	939	1	keating	keating	PROPN
cjrl-2297	939	2	,	,	PUNCT
cjrl-2297	939	3	daniel	daniel	PROPN
cjrl-2297	939	4	.	.	PUNCT
cjrl-2297	940	1	"	"	PUNCT
cjrl-2297	940	2	from	from	ADP
cjrl-2297	940	3	fair	fair	ADJ
cjrl-2297	940	4	driving	driving	NOUN
cjrl-2297	940	5	to	to	ADP
cjrl-2297	940	6	fair	fair	ADJ
cjrl-2297	940	7	discharging	discharging	NOUN
cjrl-2297	940	8	:	:	PUNCT
cjrl-2297	940	9	racially	racially	ADV
cjrl-2297	940	10	disparate	disparate	ADJ
cjrl-2297	940	11	outcomes	outcome	NOUN
cjrl-2297	940	12	in	in	ADP
cjrl-2297	940	13	common	common	ADJ
cjrl-2297	940	14	consumer	consumer	NOUN
cjrl-2297	940	15	transactions	transaction	NOUN
cjrl-2297	940	16	.	.	PUNCT
cjrl-2297	940	17	"	"	PUNCT
cjrl-2297	940	18	am	be	AUX
cjrl-2297	940	19	.	.	PUNCT
cjrl-2297	941	1	bankr	bankr	PROPN
cjrl-2297	941	2	.	.	PUNCT
cjrl-2297	942	1	inst	inst	PROPN
cjrl-2297	942	2	.	.	PUNCT
cjrl-2297	943	1	l.	l.	PROPN
cjrl-2297	943	2	rev	rev	PROPN
cjrl-2297	943	3	.	.	PROPN
cjrl-2297	943	4	20	20	NUM
cjrl-2297	943	5	(	(	PUNCT
cjrl-2297	943	6	2012	2012	NUM
cjrl-2297	943	7	):	):	PUNCT
cjrl-2297	943	8	701	701	NUM
cjrl-2297	943	9	.	.	X
cjrl-2297	943	10	286	286	NUM
cjrl-2297	943	11	see	see	VERB
cjrl-2297	943	12	generally	generally	ADV
cjrl-2297	943	13	suzanne	suzanne	PROPN
cjrl-2297	943	14	martindale	martindale	PROPN
cjrl-2297	943	15	,	,	PUNCT
cjrl-2297	943	16	degrees	degree	NOUN
cjrl-2297	943	17	of	of	ADP
cjrl-2297	943	18	debt	debt	NOUN
cjrl-2297	943	19	:	:	PUNCT
cjrl-2297	943	20	stories	story	NOUN
cjrl-2297	943	21	from	from	ADP
cjrl-2297	943	22	student	student	NOUN
cjrl-2297	943	23	loan	loan	NOUN
cjrl-2297	943	24	borrowers	borrower	NOUN
cjrl-2297	943	25	highlight	highlight	VERB
cjrl-2297	943	26	urgent	urgent	ADJ
cjrl-2297	943	27	need	need	NOUN
cjrl-2297	943	28	for	for	ADP
cjrl-2297	943	29	reform	reform	NOUN
cjrl-2297	943	30	,	,	PUNCT
cjrl-2297	943	31	consumers	consumer	NOUN
cjrl-2297	943	32	union	union	PROPN
cjrl-2297	943	33	of	of	ADP
cjrl-2297	943	34	u.s	u.s	PROPN
cjrl-2297	943	35	.	.	PROPN
cjrl-2297	943	36	,	,	PUNCT
cjrl-2297	943	37	inc	inc	PROPN
cjrl-2297	943	38	.	.	PROPN
cjrl-2297	943	39	,	,	PUNCT
cjrl-2297	943	40	nov	nov	PROPN
cjrl-2297	943	41	.	.	PROPN
cjrl-2297	943	42	13	13	NUM
cjrl-2297	943	43	,	,	PUNCT
cjrl-2297	943	44	2013	2013	NUM
cjrl-2297	943	45	,	,	PUNCT
cjrl-2297	943	46	http://consumersunion.org/wp-content/uploads/	http://consumersunion.org/wp-content/uploads/	NOUN
cjrl-2297	943	47	2013/11	2013/11	NUM
cjrl-2297	943	48	/	/	SYM
cjrl-2297	943	49	degrees	degree	NOUN
cjrl-2297	943	50	-	-	PUNCT
cjrl-2297	943	51	of	of	ADP
cjrl-2297	943	52	-	-	PUNCT
cjrl-2297	943	53	debt_2013.pdf	debt_2013.pdf	NOUN
cjrl-2297	943	54	;	;	PUNCT
cjrl-2297	943	55	michael	michael	PROPN
cjrl-2297	943	56	d.	d.	PROPN
cjrl-2297	943	57	sabbath	sabbath	PROPN
cjrl-2297	943	58	,	,	PUNCT
cjrl-2297	943	59	student	student	NOUN
cjrl-2297	943	60	loans	loan	NOUN
cjrl-2297	943	61	in	in	ADP
cjrl-2297	943	62	chapter	chapter	NOUN
cjrl-2297	943	63	7	7	NUM
cjrl-2297	943	64	and	and	CCONJ
cjrl-2297	943	65	chapter	chapter	NOUN
cjrl-2297	943	66	13	13	NUM
cjrl-2297	943	67	,	,	PUNCT
cjrl-2297	943	68	http://sbliinc.org/archive/2008/documents/sabbath%20final%20michael%20sabbath's%20sbli%202008%20paper%20r	http://sbliinc.org/archive/2008/documents/sabbath%20final%20michael%20sabbath's%20sbli%202008%20paper%20r	NOUN
cjrl-2297	943	69	e%20student%20loans.pdf	e%20student%20loans.pdf	NOUN
cjrl-2297	943	70	,	,	PUNCT
cjrl-2297	943	71	pgs	pgs	ADJ
cjrl-2297	943	72	.	.	NOUN
cjrl-2297	943	73	24	24	NUM
cjrl-2297	943	74	–	–	PUNCT
cjrl-2297	943	75	27	27	NUM
cjrl-2297	943	76	(	(	PUNCT
cjrl-2297	943	77	discussing	discuss	VERB
cjrl-2297	943	78	the	the	DET
cjrl-2297	943	79	effect	effect	NOUN
cjrl-2297	943	80	of	of	ADP
cjrl-2297	943	81	the	the	DET
cjrl-2297	943	82	student	student	NOUN
cjrl-2297	943	83	loan	loan	NOUN
cjrl-2297	943	84	debtor	debtor	NOUN
cjrl-2297	943	85	’s	’s	PART
cjrl-2297	943	86	choice	choice	NOUN
cjrl-2297	943	87	to	to	PART
cjrl-2297	943	88	enroll	enroll	VERB
cjrl-2297	943	89	in	in	ADP
cjrl-2297	943	90	an	an	DET
cjrl-2297	943	91	income	income	NOUN
cjrl-2297	943	92	contingent	contingent	NOUN
cjrl-2297	943	93	repayment	repayment	NOUN
cjrl-2297	943	94	plan	plan	NOUN
cjrl-2297	943	95	on	on	ADP
cjrl-2297	943	96	an	an	DET
cjrl-2297	943	97	assessment	assessment	NOUN
cjrl-2297	943	98	of	of	ADP
cjrl-2297	943	99	good	good	ADJ
cjrl-2297	943	100	faith	faith	NOUN
cjrl-2297	943	101	in	in	ADP
cjrl-2297	943	102	bankruptcy	bankruptcy	NOUN
cjrl-2297	943	103	proceedings	proceeding	NOUN
cjrl-2297	943	104	)	)	PUNCT
cjrl-2297	943	105	;	;	PUNCT
cjrl-2297	943	106	joe	joe	PROPN
cjrl-2297	943	107	valenti	valenti	PROPN
cjrl-2297	943	108	and	and	CCONJ
cjrl-2297	943	109	david	david	PROPN
cjrl-2297	943	110	a.	a.	PROPN
cjrl-2297	943	111	bergeron	bergeron	PROPN
cjrl-2297	943	112	,	,	PUNCT
cjrl-2297	943	113	how	how	SCONJ
cjrl-2297	943	114	qualified	qualified	ADJ
cjrl-2297	943	115	student	student	NOUN
cjrl-2297	943	116	loans	loan	NOUN
cjrl-2297	943	117	could	could	AUX
cjrl-2297	943	118	protect	protect	VERB
cjrl-2297	943	119	borrowers	borrower	NOUN
cjrl-2297	943	120	and	and	CCONJ
cjrl-2297	943	121	taxpayers	taxpayer	NOUN
cjrl-2297	943	122	,	,	PUNCT
cjrl-2297	943	123	center	center	NOUN
cjrl-2297	943	124	for	for	ADP
cjrl-2297	943	125	american	american	ADJ
cjrl-2297	943	126	progress	progress	NOUN
cjrl-2297	943	127	(	(	PUNCT
cjrl-2297	943	128	aug	aug	PROPN
cjrl-2297	943	129	.	.	PROPN
cjrl-2297	943	130	20	20	NUM
cjrl-2297	943	131	,	,	PUNCT
cjrl-2297	943	132	2013	2013	NUM
cjrl-2297	943	133	)	)	PUNCT
cjrl-2297	943	134	,	,	PUNCT
cjrl-2297	943	135	http://www.americanprogress.org/wp-content/uploads/2013/08/qualifiedstudentloanscc.pdf	http://www.americanprogress.org/wp-content/uploads/2013/08/qualifiedstudentloanscc.pdf	NOUN
cjrl-2297	943	136	(	(	PUNCT
cjrl-2297	943	137	noting	note	VERB
cjrl-2297	943	138	that	that	SCONJ
cjrl-2297	943	139	parent	parent	NOUN
cjrl-2297	943	140	plus	plus	CCONJ
cjrl-2297	943	141	loan	loan	NOUN
cjrl-2297	943	142	borrowers	borrower	NOUN
cjrl-2297	943	143	are	be	AUX
cjrl-2297	943	144	,	,	PUNCT
cjrl-2297	943	145	in	in	ADP
cjrl-2297	943	146	general	general	ADJ
cjrl-2297	943	147	,	,	PUNCT
cjrl-2297	943	148	precluded	preclude	VERB
cjrl-2297	943	149	from	from	ADP
cjrl-2297	943	150	the	the	DET
cjrl-2297	943	151	income	income	NOUN
cjrl-2297	943	152	-	-	PUNCT
cjrl-2297	943	153	based	base	VERB
cjrl-2297	943	154	repayment	repayment	NOUN
cjrl-2297	943	155	programs	program	NOUN
cjrl-2297	943	156	,	,	PUNCT
cjrl-2297	943	157	therefore	therefore	ADV
cjrl-2297	943	158	promoting	promote	VERB
cjrl-2297	943	159	the	the	DET
cjrl-2297	943	160	use	use	NOUN
cjrl-2297	943	161	of	of	ADP
cjrl-2297	943	162	“	"	PUNCT
cjrl-2297	943	163	qualified	qualified	ADJ
cjrl-2297	943	164	student	student	NOUN
cjrl-2297	943	165	loans	loan	NOUN
cjrl-2297	943	166	[	[	X
cjrl-2297	943	167	that	that	PRON
cjrl-2297	943	168	]	]	PUNCT
cjrl-2297	943	169	would	would	AUX
cjrl-2297	943	170	include	include	VERB
cjrl-2297	943	171	loans	loan	NOUN
cjrl-2297	943	172	,	,	PUNCT
cjrl-2297	943	173	both	both	CCONJ
cjrl-2297	943	174	federal	federal	ADJ
cjrl-2297	943	175	and	and	CCONJ
cjrl-2297	943	176	private	private	ADJ
cjrl-2297	943	177	,	,	PUNCT
cjrl-2297	943	178	that	that	PRON
cjrl-2297	943	179	have	have	VERB
cjrl-2297	943	180	reasonable	reasonable	ADJ
cjrl-2297	943	181	repayment	repayment	NOUN
cjrl-2297	943	182	conditions	condition	NOUN
cjrl-2297	943	183	such	such	ADJ
cjrl-2297	943	184	as	as	ADP
cjrl-2297	943	185	low	low	ADJ
cjrl-2297	943	186	interest	interest	NOUN
cjrl-2297	943	187	rates	rate	NOUN
cjrl-2297	943	188	and	and	CCONJ
cjrl-2297	943	189	access	access	NOUN
cjrl-2297	943	190	to	to	ADP
cjrl-2297	943	191	favorable	favorable	ADJ
cjrl-2297	943	192	forbearance	forbearance	NOUN
cjrl-2297	943	193	,	,	PUNCT
cjrl-2297	943	194	deferment	deferment	NOUN
cjrl-2297	943	195	,	,	PUNCT
cjrl-2297	943	196	and	and	CCONJ
cjrl-2297	943	197	income	income	NOUN
cjrl-2297	943	198	-	-	PUNCT
cjrl-2297	943	199	based	base	VERB
cjrl-2297	943	200	repayment	repayment	NOUN
cjrl-2297	943	201	options	option	NOUN
cjrl-2297	943	202	.	.	PUNCT
cjrl-2297	943	203	”	"	PUNCT
cjrl-2297	943	204	)	)	PUNCT
cjrl-2297	943	205	;	;	PUNCT
cjrl-2297	943	206	david	david	PROPN
cjrl-2297	943	207	bernstein	bernstein	PROPN
cjrl-2297	943	208	,	,	PUNCT
cjrl-2297	943	209	seven	seven	NUM
cjrl-2297	943	210	ways	way	NOUN
cjrl-2297	943	211	to	to	PART
cjrl-2297	943	212	provide	provide	VERB
cjrl-2297	943	213	student	student	NOUN
cjrl-2297	943	214	loan	loan	NOUN
cjrl-2297	943	215	debt	debt	NOUN
cjrl-2297	943	216	relief	relief	NOUN
cjrl-2297	943	217	,	,	PUNCT
cjrl-2297	943	218	nasfaa	nasfaa	NOUN
cjrl-2297	943	219	(	(	PUNCT
cjrl-2297	943	220	oct	oct	PROPN
cjrl-2297	943	221	.	.	PROPN
cjrl-2297	943	222	23	23	NUM
cjrl-2297	943	223	,	,	PUNCT
cjrl-2297	943	224	2012	2012	NUM
cjrl-2297	943	225	)	)	PUNCT
cjrl-2297	943	226	http://www.nasfaa.org/advocacy/perspectives/articles/seven_ways_to_provide_student_loan_debt_relief.aspx	http://www.nasfaa.org/advocacy/perspectives/articles/seven_ways_to_provide_student_loan_debt_relief.aspx	NOUN
cjrl-2297	943	227	(	(	PUNCT
cjrl-2297	943	228	“	"	PUNCT
cjrl-2297	943	229	there	there	PRON
cjrl-2297	943	230	are	be	VERB
cjrl-2297	943	231	two	two	NUM
cjrl-2297	943	232	ways	way	NOUN
cjrl-2297	943	233	debtors	debtor	NOUN
cjrl-2297	943	234	can	can	AUX
cjrl-2297	943	235	seek	seek	VERB
cjrl-2297	943	236	student	student	NOUN
cjrl-2297	943	237	loan	loan	NOUN
cjrl-2297	943	238	debt	debt	NOUN
cjrl-2297	943	239	relief	relief	NOUN
cjrl-2297	943	240	in	in	ADP
cjrl-2297	943	241	bankruptcy	bankruptcy	NOUN
cjrl-2297	943	242	.	.	PUNCT
cjrl-2297	944	1	first	first	ADV
cjrl-2297	944	2	,	,	PUNCT
cjrl-2297	944	3	the	the	DET
cjrl-2297	944	4	debtor	debtor	NOUN
cjrl-2297	944	5	could	could	AUX
cjrl-2297	944	6	petition	petition	VERB
cjrl-2297	944	7	the	the	DET
cjrl-2297	944	8	court	court	NOUN
cjrl-2297	944	9	for	for	ADP
cjrl-2297	944	10	a	a	DET
cjrl-2297	944	11	complete	complete	ADJ
cjrl-2297	944	12	or	or	CCONJ
cjrl-2297	944	13	partial	partial	ADJ
cjrl-2297	944	14	discharge	discharge	NOUN
cjrl-2297	944	15	of	of	ADP
cjrl-2297	944	16	student	student	NOUN
cjrl-2297	944	17	debt	debt	NOUN
cjrl-2297	944	18	.	.	PUNCT
cjrl-2297	945	1	second	second	ADJ
cjrl-2297	945	2	,	,	PUNCT
cjrl-2297	945	3	in	in	ADP
cjrl-2297	945	4	a	a	DET
cjrl-2297	945	5	chapter	chapter	NOUN
cjrl-2297	945	6	13	13	NUM
cjrl-2297	945	7	bankruptcy	bankruptcy	NOUN
cjrl-2297	945	8	the	the	DET
cjrl-2297	945	9	debtor	debtor	NOUN
cjrl-2297	945	10	could	could	AUX
cjrl-2297	945	11	petition	petition	VERB
cjrl-2297	945	12	the	the	DET
cjrl-2297	945	13	court	court	NOUN
cjrl-2297	945	14	for	for	ADP
cjrl-2297	945	15	a	a	DET
cjrl-2297	945	16	payment	payment	NOUN
cjrl-2297	945	17	plan	plan	NOUN
cjrl-2297	945	18	that	that	PRON
cjrl-2297	945	19	favors	favor	VERB
cjrl-2297	945	20	the	the	DET
cjrl-2297	945	21	repayment	repayment	NOUN
cjrl-2297	945	22	of	of	ADP
cjrl-2297	945	23	student	student	NOUN
cjrl-2297	945	24	loans	loan	NOUN
cjrl-2297	945	25	over	over	ADP
cjrl-2297	945	26	the	the	DET
cjrl-2297	945	27	repayment	repayment	NOUN
cjrl-2297	945	28	of	of	ADP
cjrl-2297	945	29	other	other	ADJ
cjrl-2297	945	30	unsecured	unsecured	ADJ
cjrl-2297	945	31	loans	loan	NOUN
cjrl-2297	945	32	.	.	PUNCT
cjrl-2297	946	1	neither	neither	DET
cjrl-2297	946	2	remedy	remedy	NOUN
cjrl-2297	946	3	is	be	AUX
cjrl-2297	946	4	easily	easily	ADV
cjrl-2297	946	5	obtained	obtain	VERB
cjrl-2297	946	6	.	.	PUNCT
cjrl-2297	946	7	”	"	PUNCT
cjrl-2297	946	8	)	)	PUNCT
cjrl-2297	946	9	.	.	PUNCT
cjrl-2297	947	1	287	287	NUM
cjrl-2297	947	2	see	see	VERB
cjrl-2297	947	3	generally	generally	ADV
cjrl-2297	947	4	suzanne	suzanne	PROPN
cjrl-2297	947	5	martindale	martindale	PROPN
cjrl-2297	947	6	,	,	PUNCT
cjrl-2297	947	7	degrees	degree	NOUN
cjrl-2297	947	8	of	of	ADP
cjrl-2297	947	9	debt	debt	NOUN
cjrl-2297	947	10	:	:	PUNCT
cjrl-2297	947	11	stories	story	NOUN
cjrl-2297	947	12	from	from	ADP
cjrl-2297	947	13	student	student	NOUN
cjrl-2297	947	14	loan	loan	NOUN
cjrl-2297	947	15	borrowers	borrower	NOUN
cjrl-2297	947	16	highlight	highlight	VERB
cjrl-2297	947	17	urgent	urgent	ADJ
cjrl-2297	947	18	need	need	NOUN
cjrl-2297	947	19	for	for	ADP
cjrl-2297	947	20	reform	reform	NOUN
cjrl-2297	947	21	,	,	PUNCT
cjrl-2297	947	22	consumers	consumer	NOUN
cjrl-2297	947	23	union	union	PROPN
cjrl-2297	947	24	of	of	ADP
cjrl-2297	947	25	u.s	u.s	PROPN
cjrl-2297	947	26	.	.	PROPN
cjrl-2297	947	27	,	,	PUNCT
cjrl-2297	947	28	inc	inc	PROPN
cjrl-2297	947	29	.	.	PROPN
cjrl-2297	947	30	(	(	PUNCT
cjrl-2297	947	31	nov	nov	PROPN
cjrl-2297	947	32	.	.	PROPN
cjrl-2297	947	33	13	13	NUM
cjrl-2297	947	34	,	,	PUNCT
cjrl-2297	947	35	2013	2013	NUM
cjrl-2297	947	36	)	)	PUNCT
cjrl-2297	947	37	,	,	PUNCT
cjrl-2297	947	38	http://consumersunion.org/wp-content/uploads/2013/11/	http://consumersunion.org/wp-content/uploads/2013/11/	PROPN
cjrl-2297	947	39	degrees-of-debt_2013.pdf	degrees-of-debt_2013.pdf	PROPN
cjrl-2297	947	40	,	,	PUNCT
cjrl-2297	947	41	pg	pg	INTJ
cjrl-2297	947	42	.	.	PROPN
cjrl-2297	947	43	14	14	NUM
cjrl-2297	947	44	(	(	PUNCT
cjrl-2297	947	45	“	"	PUNCT
cjrl-2297	947	46	starting	start	VERB
cjrl-2297	947	47	in	in	ADP
cjrl-2297	947	48	2014	2014	NUM
cjrl-2297	947	49	,	,	PUNCT
cjrl-2297	947	50	congress	congress	PROPN
cjrl-2297	947	51	will	will	AUX
cjrl-2297	947	52	begin	begin	VERB
cjrl-2297	947	53	the	the	DET
cjrl-2297	947	54	process	process	NOUN
cjrl-2297	947	55	for	for	ADP
cjrl-2297	947	56	reauthorizing	reauthorize	VERB
cjrl-2297	947	57	the	the	DET
cjrl-2297	947	58	higher	high	ADJ
cjrl-2297	947	59	education	education	NOUN
cjrl-2297	947	60	act	act	NOUN
cjrl-2297	947	61	of	of	ADP
cjrl-2297	947	62	1965	1965	NUM
cjrl-2297	947	63	(	(	PUNCT
cjrl-2297	947	64	hea	hea	PROPN
cjrl-2297	947	65	)	)	PUNCT
cjrl-2297	947	66	,	,	PUNCT
cjrl-2297	947	67	which	which	PRON
cjrl-2297	947	68	sets	set	VERB
cjrl-2297	947	69	the	the	DET
cjrl-2297	947	70	framework	framework	NOUN
cjrl-2297	947	71	for	for	ADP
cjrl-2297	947	72	federal	federal	ADJ
cjrl-2297	947	73	grant	grant	NOUN
cjrl-2297	947	74	money	money	NOUN
cjrl-2297	947	75	and	and	CCONJ
cjrl-2297	947	76	student	student	NOUN
cjrl-2297	947	77	loan	loan	NOUN
cjrl-2297	947	78	programs	program	NOUN
cjrl-2297	947	79	.	.	PUNCT
cjrl-2297	948	1	the	the	DET
cjrl-2297	948	2	hea	hea	PROPN
cjrl-2297	948	3	reauthorization	reauthorization	NOUN
cjrl-2297	948	4	process	process	NOUN
cjrl-2297	948	5	presents	present	VERB
cjrl-2297	948	6	the	the	DET
cjrl-2297	948	7	key	key	ADJ
cjrl-2297	948	8	opportunity	opportunity	NOUN
cjrl-2297	948	9	to	to	PART
cjrl-2297	948	10	strengthen	strengthen	VERB
cjrl-2297	948	11	federal	federal	ADJ
cjrl-2297	948	12	aid	aid	NOUN
cjrl-2297	948	13	programs	program	NOUN
cjrl-2297	948	14	so	so	SCONJ
cjrl-2297	948	15	that	that	SCONJ
cjrl-2297	948	16	financial	financial	ADJ
cjrl-2297	948	17	aid	aid	NOUN
cjrl-2297	948	18	offers	offer	NOUN
cjrl-2297	948	19	,	,	PUNCT
cjrl-2297	948	20	counseling	counseling	NOUN
cjrl-2297	948	21	,	,	PUNCT
cjrl-2297	948	22	repayment	repayment	NOUN
cjrl-2297	948	23	plans	plan	NOUN
cjrl-2297	948	24	and	and	CCONJ
cjrl-2297	948	25	forgiveness	forgiveness	NOUN
cjrl-2297	948	26	options	option	NOUN
cjrl-2297	948	27	are	be	AUX
cjrl-2297	948	28	more	more	ADV
cjrl-2297	948	29	accessible	accessible	ADJ
cjrl-2297	948	30	and	and	CCONJ
cjrl-2297	948	31	transparent	transparent	ADJ
cjrl-2297	948	32	.	.	PUNCT
cjrl-2297	948	33	”	"	PUNCT
cjrl-2297	948	34	)	)	PUNCT
cjrl-2297	949	1	(	(	PUNCT
cjrl-2297	949	2	citation	citation	NOUN
cjrl-2297	949	3	omitted	omit	VERB
cjrl-2297	949	4	)	)	PUNCT
cjrl-2297	949	5	.	.	PUNCT
cjrl-2297	950	1	foreclosures	foreclosure	NOUN
cjrl-2297	950	2	and	and	CCONJ
cjrl-2297	950	3	financial	financial	ADJ
cjrl-2297	950	4	aid	aid	NOUN
cjrl-2297	950	5	vol	vol	NOUN
cjrl-2297	950	6	.	.	PUNCT
cjrl-2297	950	7	4:2	4:2	NUM
cjrl-2297	951	1	172	172	NUM
cjrl-2297	951	2	v.	v.	ADP
cjrl-2297	951	3	conclusion	conclusion	NOUN
cjrl-2297	951	4	this	this	DET
cjrl-2297	951	5	article	article	NOUN
cjrl-2297	951	6	provides	provide	VERB
cjrl-2297	951	7	insight	insight	NOUN
cjrl-2297	951	8	for	for	ADP
cjrl-2297	951	9	the	the	DET
cjrl-2297	951	10	amendment	amendment	NOUN
cjrl-2297	951	11	and	and	CCONJ
cjrl-2297	951	12	reauthorization	reauthorization	NOUN
cjrl-2297	951	13	of	of	ADP
cjrl-2297	951	14	the	the	DET
cjrl-2297	951	15	higher	high	ADJ
cjrl-2297	951	16	education	education	NOUN
cjrl-2297	951	17	act,288	act,288	ADP
cjrl-2297	951	18	as	as	SCONJ
cjrl-2297	951	19	the	the	DET
cjrl-2297	951	20	evolving	evolve	VERB
cjrl-2297	951	21	educational	educational	ADJ
cjrl-2297	951	22	debt	debt	NOUN
cjrl-2297	951	23	debate	debate	NOUN
cjrl-2297	951	24	continues.289	continues.289	VERB
cjrl-2297	951	25	the	the	DET
cjrl-2297	951	26	politicized	politicized	ADJ
cjrl-2297	951	27	nature	nature	NOUN
cjrl-2297	951	28	of	of	ADP
cjrl-2297	951	29	the	the	DET
cjrl-2297	951	30	student	student	NOUN
cjrl-2297	951	31	loan	loan	NOUN
cjrl-2297	951	32	industry	industry	NOUN
cjrl-2297	951	33	contributes	contribute	VERB
cjrl-2297	951	34	to	to	ADP
cjrl-2297	951	35	the	the	DET
cjrl-2297	951	36	expansion	expansion	NOUN
cjrl-2297	951	37	of	of	ADP
cjrl-2297	951	38	the	the	DET
cjrl-2297	951	39	wealth	wealth	NOUN
cjrl-2297	951	40	gap	gap	NOUN
cjrl-2297	951	41	in	in	ADP
cjrl-2297	951	42	this	this	DET
cjrl-2297	951	43	country.290	country.290	PROPN
cjrl-2297	951	44	alignment	alignment	NOUN
cjrl-2297	951	45	of	of	ADP
cjrl-2297	951	46	a	a	DET
cjrl-2297	951	47	more	more	ADV
cjrl-2297	951	48	educated	educate	VERB
cjrl-2297	951	49	workforce	workforce	NOUN
cjrl-2297	951	50	with	with	ADP
cjrl-2297	951	51	less	less	ADJ
cjrl-2297	951	52	debt	debt	NOUN
cjrl-2297	951	53	is	be	AUX
cjrl-2297	951	54	the	the	DET
cjrl-2297	951	55	goal	goal	NOUN
cjrl-2297	951	56	in	in	ADP
cjrl-2297	951	57	providing	provide	VERB
cjrl-2297	951	58	an	an	DET
cjrl-2297	951	59	outline	outline	NOUN
cjrl-2297	951	60	to	to	PART
cjrl-2297	951	61	address	address	VERB
cjrl-2297	951	62	the	the	DET
cjrl-2297	951	63	inequities	inequity	NOUN
cjrl-2297	951	64	in	in	ADP
cjrl-2297	951	65	student	student	NOUN
cjrl-2297	951	66	aid.291	aid.291	ADP
cjrl-2297	951	67	the	the	DET
cjrl-2297	951	68	current	current	ADJ
cjrl-2297	951	69	student	student	NOUN
cjrl-2297	951	70	loan	loan	NOUN
cjrl-2297	951	71	policy	policy	NOUN
cjrl-2297	951	72	economically	economically	ADV
cjrl-2297	951	73	divides	divide	VERB
cjrl-2297	951	74	the	the	DET
cjrl-2297	951	75	upper	upper	ADJ
cjrl-2297	951	76	and	and	CCONJ
cjrl-2297	951	77	middle	middle	ADJ
cjrl-2297	951	78	classes	class	NOUN
cjrl-2297	951	79	,	,	PUNCT
cjrl-2297	951	80	often	often	ADV
cjrl-2297	951	81	along	along	SCONJ
cjrl-2297	951	82	racial	racial	ADJ
cjrl-2297	951	83	and	and	CCONJ
cjrl-2297	951	84	ethnic	ethnic	ADJ
cjrl-2297	951	85	lines.292	lines.292	NOUN
cjrl-2297	951	86	higher	high	ADJ
cjrl-2297	951	87	education	education	NOUN
cjrl-2297	951	88	attainment	attainment	NOUN
cjrl-2297	951	89	contributes	contribute	VERB
cjrl-2297	951	90	to	to	ADP
cjrl-2297	951	91	greater	great	ADJ
cjrl-2297	951	92	household	household	NOUN
cjrl-2297	951	93	wealth	wealth	NOUN
cjrl-2297	951	94	,	,	PUNCT
cjrl-2297	951	95	and	and	CCONJ
cjrl-2297	951	96	ultimately	ultimately	ADV
cjrl-2297	951	97	,	,	PUNCT
cjrl-2297	951	98	to	to	ADP
cjrl-2297	951	99	a	a	DET
cjrl-2297	951	100	more	more	ADV
cjrl-2297	951	101	prosperous	prosperous	ADJ
cjrl-2297	951	102	nation.293	nation.293	ADJ
cjrl-2297	951	103	equitable	equitable	ADJ
cjrl-2297	951	104	reform	reform	NOUN
cjrl-2297	951	105	of	of	ADP
cjrl-2297	951	106	the	the	DET
cjrl-2297	951	107	financial	financial	ADJ
cjrl-2297	951	108	aid	aid	NOUN
cjrl-2297	951	109	system	system	NOUN
cjrl-2297	951	110	would	would	AUX
cjrl-2297	951	111	provide	provide	VERB
cjrl-2297	951	112	a	a	DET
cjrl-2297	951	113	more	more	ADJ
cjrl-2297	951	114	288	288	NUM
cjrl-2297	951	115	see	see	VERB
cjrl-2297	951	116	generally	generally	ADV
cjrl-2297	951	117	higher	high	ADJ
cjrl-2297	951	118	education	education	NOUN
cjrl-2297	951	119	act	act	NOUN
cjrl-2297	951	120	of	of	ADP
cjrl-2297	951	121	1965	1965	NUM
cjrl-2297	951	122	,	,	PUNCT
cjrl-2297	952	1	pub	pub	NOUN
cjrl-2297	952	2	.	.	PUNCT
cjrl-2297	953	1	l.	l.	PROPN
cjrl-2297	953	2	89–329	89–329	PROPN
cjrl-2297	953	3	,	,	PUNCT
cjrl-2297	953	4	79	79	NUM
cjrl-2297	953	5	stat	stat	NOUN
cjrl-2297	953	6	.	.	PUNCT
cjrl-2297	954	1	1219	1219	NUM
cjrl-2297	954	2	(	(	PUNCT
cjrl-2297	954	3	1965	1965	NUM
cjrl-2297	954	4	)	)	PUNCT
cjrl-2297	954	5	(	(	PUNCT
cjrl-2297	954	6	codified	codify	VERB
cjrl-2297	954	7	as	as	SCONJ
cjrl-2297	954	8	amended	amend	VERB
cjrl-2297	954	9	in	in	ADP
cjrl-2297	954	10	scattered	scatter	VERB
cjrl-2297	954	11	sections	section	NOUN
cjrl-2297	954	12	of	of	ADP
cjrl-2297	954	13	20	20	NUM
cjrl-2297	954	14	u.s.c	u.s.c	ADJ
cjrl-2297	954	15	.	.	PUNCT
cjrl-2297	954	16	)	)	PUNCT
cjrl-2297	954	17	.	.	PUNCT
cjrl-2297	955	1	289	289	NUM
cjrl-2297	955	2	see	see	VERB
cjrl-2297	955	3	generally	generally	ADV
cjrl-2297	955	4	student	student	NOUN
cjrl-2297	955	5	loan	loan	NOUN
cjrl-2297	955	6	affordability	affordability	PROPN
cjrl-2297	955	7	act	act	PROPN
cjrl-2297	955	8	,	,	PUNCT
cjrl-2297	955	9	s.	s.	PROPN
cjrl-2297	955	10	953	953	NUM
cjrl-2297	955	11	,	,	PUNCT
cjrl-2297	955	12	113th	113th	PROPN
cjrl-2297	955	13	cong	cong	NOUN
cjrl-2297	955	14	.	.	PUNCT
cjrl-2297	956	1	(	(	PUNCT
cjrl-2297	956	2	2013	2013	NUM
cjrl-2297	956	3	)	)	PUNCT
cjrl-2297	956	4	;	;	PUNCT
cjrl-2297	956	5	see	see	VERB
cjrl-2297	956	6	also	also	ADV
cjrl-2297	956	7	higher	high	ADJ
cjrl-2297	956	8	education	education	NOUN
cjrl-2297	956	9	opportunity	opportunity	NOUN
cjrl-2297	956	10	act	act	NOUN
cjrl-2297	956	11	(	(	PUNCT
cjrl-2297	956	12	heoa	heoa	PROPN
cjrl-2297	956	13	)	)	PUNCT
cjrl-2297	956	14	,	,	PUNCT
cjrl-2297	956	15	pub	pub	NOUN
cjrl-2297	956	16	.	.	PUNCT
cjrl-2297	957	1	l.	l.	PROPN
cjrl-2297	957	2	110–315	110–315	NUM
cjrl-2297	957	3	,	,	PUNCT
cjrl-2297	957	4	122	122	NUM
cjrl-2297	957	5	stat	stat	NOUN
cjrl-2297	957	6	.	.	PUNCT
cjrl-2297	958	1	3078	3078	NUM
cjrl-2297	958	2	(	(	PUNCT
cjrl-2297	958	3	2008	2008	NUM
cjrl-2297	958	4	)	)	PUNCT
cjrl-2297	958	5	(	(	PUNCT
cjrl-2297	958	6	codified	codify	VERB
cjrl-2297	958	7	in	in	ADP
cjrl-2297	958	8	scattered	scatter	VERB
cjrl-2297	958	9	sections	section	NOUN
cjrl-2297	958	10	of	of	ADP
cjrl-2297	958	11	20	20	NUM
cjrl-2297	958	12	u.s.c	u.s.c	ADJ
cjrl-2297	958	13	.	.	PUNCT
cjrl-2297	958	14	)	)	PUNCT
cjrl-2297	959	1	(	(	PUNCT
cjrl-2297	959	2	reauthorizing	reauthorize	VERB
cjrl-2297	959	3	the	the	DET
cjrl-2297	959	4	higher	high	ADJ
cjrl-2297	959	5	education	education	NOUN
cjrl-2297	959	6	act	act	NOUN
cjrl-2297	959	7	of	of	ADP
cjrl-2297	959	8	1965	1965	NUM
cjrl-2297	959	9	,	,	PUNCT
cjrl-2297	959	10	as	as	SCONJ
cjrl-2297	959	11	amended	amend	VERB
cjrl-2297	959	12	)	)	PUNCT
cjrl-2297	959	13	;	;	PUNCT
cjrl-2297	959	14	mark	mark	PROPN
cjrl-2297	959	15	compton	compton	PROPN
cjrl-2297	959	16	,	,	PUNCT
cjrl-2297	959	17	if	if	SCONJ
cjrl-2297	959	18	congress	congress	PROPN
cjrl-2297	959	19	does	do	AUX
cjrl-2297	959	20	n’t	not	PART
cjrl-2297	959	21	act	act	VERB
cjrl-2297	959	22	,	,	PUNCT
cjrl-2297	959	23	rates	rate	NOUN
cjrl-2297	959	24	for	for	ADP
cjrl-2297	959	25	new	new	ADJ
cjrl-2297	959	26	federal	federal	ADJ
cjrl-2297	959	27	student	student	NOUN
cjrl-2297	959	28	loans	loan	NOUN
cjrl-2297	959	29	will	will	AUX
cjrl-2297	959	30	double	double	VERB
cjrl-2297	959	31	,	,	PUNCT
cjrl-2297	959	32	white	white	ADJ
cjrl-2297	959	33	house	house	PROPN
cjrl-2297	959	34	(	(	PUNCT
cjrl-2297	959	35	may	may	PROPN
cjrl-2297	959	36	31	31	NUM
cjrl-2297	959	37	,	,	PUNCT
cjrl-2297	959	38	2013	2013	NUM
cjrl-2297	959	39	,	,	PUNCT
cjrl-2297	959	40	1:42	1:42	NUM
cjrl-2297	959	41	pm	pm	NOUN
cjrl-2297	959	42	)	)	PUNCT
cjrl-2297	959	43	,	,	PUNCT
cjrl-2297	959	44	http://www.whitehouse.gov/blog/2013/05/31/if-congress-doesnt-act-rates-new-federal-student-loans-will-double	http://www.whitehouse.gov/blog/2013/05/31/if-congress-doesnt-act-rates-new-federal-student-loans-will-double	ADJ
cjrl-2297	959	45	;	;	PUNCT
cjrl-2297	959	46	kelly	kelly	PROPN
cjrl-2297	959	47	field	field	PROPN
cjrl-2297	959	48	,	,	PUNCT
cjrl-2297	959	49	calls	call	VERB
cjrl-2297	959	50	mount	mount	PROPN
cjrl-2297	959	51	for	for	ADP
cjrl-2297	959	52	changing	change	VERB
cjrl-2297	959	53	how	how	SCONJ
cjrl-2297	959	54	interest	interest	NOUN
cjrl-2297	959	55	rates	rate	NOUN
cjrl-2297	959	56	are	be	AUX
cjrl-2297	959	57	set	set	VERB
cjrl-2297	959	58	on	on	ADP
cjrl-2297	959	59	federal	federal	ADJ
cjrl-2297	959	60	student	student	NOUN
cjrl-2297	959	61	loans	loan	NOUN
cjrl-2297	959	62	,	,	PUNCT
cjrl-2297	959	63	chron	chron	NOUN
cjrl-2297	959	64	.	.	PUNCT
cjrl-2297	960	1	of	of	ADP
cjrl-2297	960	2	higher	high	ADJ
cjrl-2297	960	3	educ	educ	NOUN
cjrl-2297	960	4	.	.	PUNCT
cjrl-2297	961	1	(	(	PUNCT
cjrl-2297	961	2	apr	apr	NOUN
cjrl-2297	961	3	.	.	PROPN
cjrl-2297	961	4	9	9	NUM
cjrl-2297	961	5	,	,	PUNCT
cjrl-2297	961	6	2013	2013	NUM
cjrl-2297	961	7	)	)	PUNCT
cjrl-2297	961	8	,	,	PUNCT
cjrl-2297	961	9	https://chronicle.com/article/calls-mount-for-changing-how/138451/.	https://chronicle.com/article/calls-mount-for-changing-how/138451/.	ADV
cjrl-2297	961	10	290	290	NUM
cjrl-2297	961	11	see	see	VERB
cjrl-2297	961	12	peter	peter	PROPN
cjrl-2297	961	13	j.	j.	PROPN
cjrl-2297	961	14	reilly	reilly	PROPN
cjrl-2297	961	15	,	,	PUNCT
cjrl-2297	961	16	note	note	VERB
cjrl-2297	961	17	for	for	SCONJ
cjrl-2297	961	18	“	"	PUNCT
cjrl-2297	961	19	super	super	ADJ
cjrl-2297	961	20	wednesday”—either	wednesday”—either	ADJ
cjrl-2297	961	21	party	party	NOUN
cjrl-2297	961	22	can	can	AUX
cjrl-2297	961	23	occupy	occupy	VERB
cjrl-2297	961	24	the	the	DET
cjrl-2297	961	25	student	student	NOUN
cjrl-2297	961	26	loan	loan	NOUN
cjrl-2297	961	27	issue	issue	NOUN
cjrl-2297	961	28	,	,	PUNCT
cjrl-2297	961	29	forbes	forbes	PROPN
cjrl-2297	961	30	(	(	PUNCT
cjrl-2297	961	31	mar	mar	PROPN
cjrl-2297	961	32	.	.	PROPN
cjrl-2297	961	33	7	7	NUM
cjrl-2297	961	34	,	,	PUNCT
cjrl-2297	961	35	2012	2012	NUM
cjrl-2297	961	36	,	,	PUNCT
cjrl-2297	961	37	6:56	6:56	NUM
cjrl-2297	961	38	am	am	NOUN
cjrl-2297	961	39	)	)	PUNCT
cjrl-2297	961	40	,	,	PUNCT
cjrl-2297	961	41	http://www.forbes.com/sites/peterjreilly/2012/03/07/note-for-super-wednesday-either-party-canoccupy-the-student-loan-issue	http://www.forbes.com/sites/peterjreilly/2012/03/07/note-for-super-wednesday-either-party-canoccupy-the-student-loan-issue	PROPN
cjrl-2297	961	42	;	;	PUNCT
cjrl-2297	961	43	see	see	VERB
cjrl-2297	961	44	generally	generally	ADV
cjrl-2297	961	45	kathleen	kathleen	PROPN
cjrl-2297	961	46	ann	ann	PROPN
cjrl-2297	961	47	uradnik	uradnik	X
cjrl-2297	961	48	et	et	PROPN
cjrl-2297	961	49	al	al	PROPN
cjrl-2297	961	50	.	.	PROPN
cjrl-2297	961	51	,	,	PUNCT
cjrl-2297	961	52	college	college	NOUN
cjrl-2297	961	53	funding	funding	NOUN
cjrl-2297	961	54	and	and	CCONJ
cjrl-2297	961	55	debt	debt	NOUN
cjrl-2297	961	56	,	,	PUNCT
cjrl-2297	961	57	in	in	ADP
cjrl-2297	961	58	1	1	NUM
cjrl-2297	961	59	battleground	battleground	NOUN
cjrl-2297	961	60	:	:	PUNCT
cjrl-2297	961	61	government	government	NOUN
cjrl-2297	961	62	and	and	CCONJ
cjrl-2297	961	63	politics	politic	NOUN
cjrl-2297	961	64	122	122	NUM
cjrl-2297	961	65	(	(	PUNCT
cjrl-2297	961	66	2011	2011	NUM
cjrl-2297	961	67	)	)	PUNCT
cjrl-2297	961	68	;	;	PUNCT
cjrl-2297	961	69	gary	gary	PROPN
cjrl-2297	961	70	orfield	orfield	PROPN
cjrl-2297	961	71	,	,	PUNCT
cjrl-2297	961	72	money	money	NOUN
cjrl-2297	961	73	,	,	PUNCT
cjrl-2297	961	74	equity	equity	NOUN
cjrl-2297	961	75	,	,	PUNCT
cjrl-2297	961	76	and	and	CCONJ
cjrl-2297	961	77	college	college	NOUN
cjrl-2297	961	78	access	access	NOUN
cjrl-2297	961	79	,	,	PUNCT
cjrl-2297	961	80	62	62	NUM
cjrl-2297	961	81	harv	harv	NOUN
cjrl-2297	961	82	.	.	PUNCT
cjrl-2297	962	1	educ	educ	PROPN
cjrl-2297	962	2	.	.	PUNCT
cjrl-2297	963	1	rev	rev	PROPN
cjrl-2297	963	2	.	.	PROPN
cjrl-2297	963	3	337	337	NUM
cjrl-2297	963	4	(	(	PUNCT
cjrl-2297	963	5	1992	1992	NUM
cjrl-2297	963	6	)	)	PUNCT
cjrl-2297	963	7	;	;	PUNCT
cjrl-2297	963	8	see	see	VERB
cjrl-2297	963	9	also	also	ADV
cjrl-2297	963	10	signe	signe	PROPN
cjrl-2297	963	11	-	-	PUNCT
cjrl-2297	963	12	mary	mary	PROPN
cjrl-2297	963	13	mckernan	mckernan	PROPN
cjrl-2297	963	14	et	et	PROPN
cjrl-2297	963	15	al	al	PROPN
cjrl-2297	963	16	.	.	PROPN
cjrl-2297	963	17	,	,	PUNCT
cjrl-2297	963	18	less	less	ADJ
cjrl-2297	963	19	than	than	ADP
cjrl-2297	963	20	equal	equal	ADJ
cjrl-2297	963	21	:	:	PUNCT
cjrl-2297	963	22	racial	racial	ADJ
cjrl-2297	963	23	disparities	disparity	NOUN
cjrl-2297	963	24	in	in	ADP
cjrl-2297	963	25	wealth	wealth	NOUN
cjrl-2297	963	26	accumulation	accumulation	NOUN
cjrl-2297	963	27	(	(	PUNCT
cjrl-2297	963	28	2013	2013	NUM
cjrl-2297	963	29	)	)	PUNCT
cjrl-2297	963	30	,	,	PUNCT
cjrl-2297	963	31	available	available	ADJ
cjrl-2297	963	32	at	at	ADP
cjrl-2297	963	33	http://www.urban.org/uploadedpdf/412802-less-than-equal-racial-disparitiesin-wealth-accumulation.pdf	http://www.urban.org/uploadedpdf/412802-less-than-equal-racial-disparitiesin-wealth-accumulation.pdf	NOUN
cjrl-2297	963	34	;	;	PUNCT
cjrl-2297	963	35	thomas	thomas	PROPN
cjrl-2297	963	36	shapiro	shapiro	PROPN
cjrl-2297	963	37	et	et	PROPN
cjrl-2297	963	38	al	al	PROPN
cjrl-2297	963	39	.	.	PROPN
cjrl-2297	963	40	,	,	PUNCT
cjrl-2297	963	41	the	the	DET
cjrl-2297	963	42	roots	root	NOUN
cjrl-2297	963	43	of	of	ADP
cjrl-2297	963	44	the	the	DET
cjrl-2297	963	45	widening	widen	VERB
cjrl-2297	963	46	racial	racial	ADJ
cjrl-2297	963	47	wealth	wealth	NOUN
cjrl-2297	963	48	gap	gap	NOUN
cjrl-2297	963	49	:	:	PUNCT
cjrl-2297	963	50	explaining	explain	VERB
cjrl-2297	963	51	the	the	DET
cjrl-2297	963	52	black	black	ADJ
cjrl-2297	963	53	-	-	PUNCT
cjrl-2297	963	54	white	white	ADJ
cjrl-2297	963	55	economic	economic	ADJ
cjrl-2297	963	56	divide	divide	NOUN
cjrl-2297	963	57	(	(	PUNCT
cjrl-2297	963	58	2013	2013	NUM
cjrl-2297	963	59	)	)	PUNCT
cjrl-2297	963	60	,	,	PUNCT
cjrl-2297	963	61	available	available	ADJ
cjrl-2297	963	62	at	at	ADP
cjrl-2297	963	63	http://iasp.brandeis.edu/pdfs/author/shapirothomas-m/racialwealthgapbrief.pdf	http://iasp.brandeis.edu/pdfs/author/shapirothomas-m/racialwealthgapbrief.pdf	NOUN
cjrl-2297	963	64	(	(	PUNCT
cjrl-2297	963	65	homeownership	homeownership	NOUN
cjrl-2297	963	66	and	and	CCONJ
cjrl-2297	963	67	a	a	DET
cjrl-2297	963	68	college	college	NOUN
cjrl-2297	963	69	education	education	NOUN
cjrl-2297	963	70	are	be	AUX
cjrl-2297	963	71	driving	drive	VERB
cjrl-2297	963	72	factors	factor	NOUN
cjrl-2297	963	73	in	in	ADP
cjrl-2297	963	74	the	the	DET
cjrl-2297	963	75	growing	grow	VERB
cjrl-2297	963	76	racial	racial	ADJ
cjrl-2297	963	77	divide	divide	NOUN
cjrl-2297	963	78	in	in	ADP
cjrl-2297	963	79	wealth	wealth	NOUN
cjrl-2297	963	80	)	)	PUNCT
cjrl-2297	963	81	;	;	PUNCT
cjrl-2297	963	82	rakesh	rakesh	PROPN
cjrl-2297	963	83	kochhar	kochhar	PROPN
cjrl-2297	963	84	et	et	PROPN
cjrl-2297	963	85	al	al	PROPN
cjrl-2297	963	86	.	.	PROPN
cjrl-2297	963	87	,	,	PUNCT
cjrl-2297	963	88	wealth	wealth	NOUN
cjrl-2297	963	89	gaps	gap	VERB
cjrl-2297	963	90	rise	rise	VERB
cjrl-2297	963	91	to	to	ADP
cjrl-2297	963	92	record	record	NOUN
cjrl-2297	963	93	highs	high	NOUN
cjrl-2297	963	94	between	between	ADP
cjrl-2297	963	95	whites	white	NOUN
cjrl-2297	963	96	,	,	PUNCT
cjrl-2297	963	97	blacks	black	NOUN
cjrl-2297	963	98	hispanics	hispanic	NOUN
cjrl-2297	963	99	,	,	PUNCT
cjrl-2297	963	100	pew	pew	NOUN
cjrl-2297	963	101	res	re	NOUN
cjrl-2297	963	102	.	.	PUNCT
cjrl-2297	964	1	center	center	PROPN
cjrl-2297	964	2	(	(	PUNCT
cjrl-2297	964	3	july	july	PROPN
cjrl-2297	964	4	26	26	NUM
cjrl-2297	964	5	,	,	PUNCT
cjrl-2297	964	6	2011	2011	NUM
cjrl-2297	964	7	)	)	PUNCT
cjrl-2297	964	8	,	,	PUNCT
cjrl-2297	964	9	http://www.pewsocialtrends.org/2011/07/26/wealth-gaps-rise-to-record-highs-betweenwhites-blacks-hispanics/.	http://www.pewsocialtrends.org/2011/07/26/wealth-gaps-rise-to-record-highs-betweenwhites-blacks-hispanics/.	NOUN
cjrl-2297	964	10	291	291	NUM
cjrl-2297	964	11	see	see	VERB
cjrl-2297	964	12	generally	generally	ADV
cjrl-2297	964	13	advisory	advisory	ADJ
cjrl-2297	964	14	comm	comm	NOUN
cjrl-2297	964	15	.	.	PUNCT
cjrl-2297	965	1	on	on	ADP
cjrl-2297	965	2	student	student	NOUN
cjrl-2297	965	3	fin	fin	NOUN
cjrl-2297	965	4	.	.	PUNCT
cjrl-2297	966	1	assistance	assistance	NOUN
cjrl-2297	966	2	,	,	PUNCT
cjrl-2297	966	3	the	the	DET
cjrl-2297	966	4	rising	rise	VERB
cjrl-2297	966	5	price	price	NOUN
cjrl-2297	966	6	of	of	ADP
cjrl-2297	966	7	inequality	inequality	NOUN
cjrl-2297	966	8	:	:	PUNCT
cjrl-2297	966	9	how	how	SCONJ
cjrl-2297	966	10	inadequate	inadequate	ADJ
cjrl-2297	966	11	grant	grant	NOUN
cjrl-2297	966	12	aid	aid	NOUN
cjrl-2297	966	13	limits	limit	VERB
cjrl-2297	966	14	college	college	NOUN
cjrl-2297	966	15	access	access	NOUN
cjrl-2297	966	16	and	and	CCONJ
cjrl-2297	966	17	persistence	persistence	NOUN
cjrl-2297	966	18	(	(	PUNCT
cjrl-2297	966	19	2010	2010	NUM
cjrl-2297	966	20	)	)	PUNCT
cjrl-2297	966	21	,	,	PUNCT
cjrl-2297	966	22	available	available	ADJ
cjrl-2297	966	23	at	at	ADP
cjrl-2297	966	24	http://chronicle.com/items/biz/pdf/acsfa_rpi.pdf	http://chronicle.com/items/biz/pdf/acsfa_rpi.pdf	PROPN
cjrl-2297	966	25	;	;	PUNCT
cjrl-2297	966	26	ronald	ronald	PROPN
cjrl-2297	966	27	brownstein	brownstein	PROPN
cjrl-2297	966	28	,	,	PUNCT
cjrl-2297	966	29	a	a	DET
cjrl-2297	966	30	broken	broken	ADJ
cjrl-2297	966	31	ladder	ladder	NOUN
cjrl-2297	966	32	,	,	PUNCT
cjrl-2297	966	33	nat’l	nat’l	PROPN
cjrl-2297	966	34	j.	j.	PROPN
cjrl-2297	966	35	,	,	PUNCT
cjrl-2297	966	36	march	march	PROPN
cjrl-2297	966	37	9	9	NUM
cjrl-2297	966	38	,	,	PUNCT
cjrl-2297	966	39	2013	2013	NUM
cjrl-2297	966	40	;	;	PUNCT
cjrl-2297	966	41	amy	amy	PROPN
cjrl-2297	966	42	ellen	ellen	PROPN
cjrl-2297	966	43	schwartz	schwartz	PROPN
cjrl-2297	966	44	,	,	PUNCT
cjrl-2297	966	45	costs	cost	NOUN
cjrl-2297	966	46	and	and	CCONJ
cjrl-2297	966	47	implications	implication	NOUN
cjrl-2297	966	48	,	,	PUNCT
cjrl-2297	966	49	in	in	ADP
cjrl-2297	966	50	economic	economic	ADJ
cjrl-2297	966	51	inequality	inequality	NOUN
cjrl-2297	966	52	and	and	CCONJ
cjrl-2297	966	53	higher	high	ADJ
cjrl-2297	966	54	education	education	NOUN
cjrl-2297	966	55	:	:	PUNCT
cjrl-2297	966	56	access	access	NOUN
cjrl-2297	966	57	,	,	PUNCT
cjrl-2297	966	58	persistence	persistence	NOUN
cjrl-2297	966	59	,	,	PUNCT
cjrl-2297	966	60	and	and	CCONJ
cjrl-2297	966	61	success	success	NOUN
cjrl-2297	966	62	157	157	NUM
cjrl-2297	966	63	(	(	PUNCT
cjrl-2297	966	64	stacy	stacy	PROPN
cjrl-2297	966	65	dickert	dickert	PROPN
cjrl-2297	966	66	-	-	PROPN
cjrl-2297	966	67	conlin	conlin	PROPN
cjrl-2297	966	68	&	&	CCONJ
cjrl-2297	966	69	ross	ross	PROPN
cjrl-2297	966	70	rubenstein	rubenstein	PROPN
cjrl-2297	966	71	eds	eds	PROPN
cjrl-2297	966	72	.	.	PROPN
cjrl-2297	966	73	,	,	PUNCT
cjrl-2297	966	74	2007	2007	NUM
cjrl-2297	966	75	)	)	PUNCT
cjrl-2297	966	76	.	.	PUNCT
cjrl-2297	967	1	292	292	NUM
cjrl-2297	967	2	see	see	VERB
cjrl-2297	967	3	generally	generally	ADV
cjrl-2297	967	4	edward	edward	PROPN
cjrl-2297	967	5	p.	p.	PROPN
cjrl-2297	967	6	st	st	PROPN
cjrl-2297	967	7	.	.	PROPN
cjrl-2297	967	8	john	john	PROPN
cjrl-2297	967	9	&	&	CCONJ
cjrl-2297	967	10	eric	eric	PROPN
cjrl-2297	967	11	h.	h.	PROPN
cjrl-2297	967	12	asker	asker	PROPN
cjrl-2297	967	13	,	,	PUNCT
cjrl-2297	967	14	refinancing	refinance	VERB
cjrl-2297	967	15	the	the	DET
cjrl-2297	967	16	college	college	NOUN
cjrl-2297	967	17	dream	dream	NOUN
cjrl-2297	967	18	:	:	PUNCT
cjrl-2297	967	19	access	access	NOUN
cjrl-2297	967	20	,	,	PUNCT
cjrl-2297	967	21	equal	equal	ADJ
cjrl-2297	967	22	opportunity	opportunity	NOUN
cjrl-2297	967	23	,	,	PUNCT
cjrl-2297	967	24	and	and	CCONJ
cjrl-2297	967	25	justice	justice	NOUN
cjrl-2297	967	26	for	for	ADP
cjrl-2297	967	27	taxpayers	taxpayer	NOUN
cjrl-2297	967	28	12	12	NUM
cjrl-2297	967	29	(	(	PUNCT
cjrl-2297	967	30	2003	2003	NUM
cjrl-2297	967	31	)	)	PUNCT
cjrl-2297	967	32	;	;	PUNCT
cjrl-2297	967	33	john	john	PROPN
cjrl-2297	967	34	brooks	brooks	PROPN
cjrl-2297	967	35	slaughter	slaughter	PROPN
cjrl-2297	967	36	,	,	PUNCT
cjrl-2297	967	37	it	it	PRON
cjrl-2297	967	38	’s	’	VERB
cjrl-2297	967	39	time	time	NOUN
cjrl-2297	967	40	to	to	PART
cjrl-2297	967	41	get	get	VERB
cjrl-2297	967	42	angry	angry	ADJ
cjrl-2297	967	43	about	about	ADP
cjrl-2297	967	44	underserved	underserved	ADJ
cjrl-2297	967	45	students	student	NOUN
cjrl-2297	967	46	,	,	PUNCT
cjrl-2297	967	47	chron	chron	NOUN
cjrl-2297	967	48	.	.	PUNCT
cjrl-2297	968	1	of	of	ADP
cjrl-2297	968	2	higher	high	ADJ
cjrl-2297	968	3	educ	educ	NOUN
cjrl-2297	968	4	.	.	PUNCT
cjrl-2297	969	1	(	(	PUNCT
cjrl-2297	969	2	jan	jan	PROPN
cjrl-2297	969	3	.	.	PROPN
cjrl-2297	969	4	23	23	NUM
cjrl-2297	969	5	,	,	PUNCT
cjrl-2297	969	6	2009	2009	NUM
cjrl-2297	969	7	)	)	PUNCT
cjrl-2297	969	8	,	,	PUNCT
cjrl-2297	969	9	http://chronicle.com/article/it-s-time-to-get-angry-about/5837	http://chronicle.com/article/it-s-time-to-get-angry-about/5837	PROPN
cjrl-2297	969	10	;	;	PUNCT
cjrl-2297	969	11	jacqueline	jacqueline	PROPN
cjrl-2297	969	12	e.	e.	PROPN
cjrl-2297	969	13	king	king	PROPN
cjrl-2297	969	14	,	,	PUNCT
cjrl-2297	969	15	financing	finance	VERB
cjrl-2297	969	16	a	a	DET
cjrl-2297	969	17	college	college	NOUN
cjrl-2297	969	18	education	education	NOUN
cjrl-2297	969	19	:	:	PUNCT
cjrl-2297	969	20	how	how	SCONJ
cjrl-2297	969	21	it	it	PRON
cjrl-2297	969	22	works	work	VERB
cjrl-2297	969	23	,	,	PUNCT
cjrl-2297	969	24	how	how	SCONJ
cjrl-2297	969	25	it	it	PRON
cjrl-2297	969	26	’s	’s	AUX
cjrl-2297	969	27	changing	change	VERB
cjrl-2297	969	28	177	177	NUM
cjrl-2297	969	29	,	,	PUNCT
cjrl-2297	969	30	180	180	NUM
cjrl-2297	969	31	(	(	PUNCT
cjrl-2297	969	32	2002	2002	NUM
cjrl-2297	969	33	)	)	PUNCT
cjrl-2297	969	34	;	;	PUNCT
cjrl-2297	969	35	anthony	anthony	PROPN
cjrl-2297	969	36	p.	p.	PROPN
cjrl-2297	969	37	carnevale	carnevale	PROPN
cjrl-2297	969	38	et	et	PROPN
cjrl-2297	969	39	al	al	PROPN
cjrl-2297	969	40	.	.	PROPN
cjrl-2297	969	41	,	,	PUNCT
cjrl-2297	969	42	the	the	DET
cjrl-2297	969	43	college	college	NOUN
cjrl-2297	969	44	payoff	payoff	NOUN
cjrl-2297	969	45	:	:	PUNCT
cjrl-2297	969	46	education	education	NOUN
cjrl-2297	969	47	,	,	PUNCT
cjrl-2297	969	48	occupations	occupation	NOUN
cjrl-2297	969	49	,	,	PUNCT
cjrl-2297	969	50	lifetime	lifetime	NOUN
cjrl-2297	969	51	earnings	earning	NOUN
cjrl-2297	969	52	12	12	NUM
cjrl-2297	969	53	(	(	PUNCT
cjrl-2297	969	54	2011	2011	NUM
cjrl-2297	969	55	)	)	PUNCT
cjrl-2297	969	56	,	,	PUNCT
cjrl-2297	969	57	available	available	ADJ
cjrl-2297	969	58	at	at	ADP
cjrl-2297	969	59	https://www2.ed.gov/policy/highered/reg/hearulemaking/2011/collegepayoff.pdf	https://www2.ed.gov/policy/highered/reg/hearulemaking/2011/collegepayoff.pdf	NOUN
cjrl-2297	969	60	(	(	PUNCT
cjrl-2297	969	61	“	"	PUNCT
cjrl-2297	969	62	for	for	ADP
cjrl-2297	969	63	african	african	ADJ
cjrl-2297	969	64	americans	americans	PROPN
cjrl-2297	969	65	and	and	CCONJ
cjrl-2297	969	66	latinos	latinos	PROPN
cjrl-2297	969	67	,	,	PUNCT
cjrl-2297	969	68	there	there	PRON
cjrl-2297	969	69	are	be	VERB
cjrl-2297	969	70	large	large	ADJ
cjrl-2297	969	71	gaps	gap	NOUN
cjrl-2297	969	72	between	between	ADP
cjrl-2297	969	73	earnings	earning	NOUN
cjrl-2297	969	74	when	when	SCONJ
cjrl-2297	969	75	compared	compare	VERB
cjrl-2297	969	76	to	to	ADP
cjrl-2297	969	77	whites	white	NOUN
cjrl-2297	969	78	,	,	PUNCT
cjrl-2297	969	79	especially	especially	ADV
cjrl-2297	969	80	at	at	ADP
cjrl-2297	969	81	the	the	DET
cjrl-2297	969	82	lowest	low	ADJ
cjrl-2297	969	83	levels	level	NOUN
cjrl-2297	969	84	of	of	ADP
cjrl-2297	969	85	education	education	NOUN
cjrl-2297	969	86	attainment	attainment	NOUN
cjrl-2297	969	87	.	.	PUNCT
cjrl-2297	969	88	”	"	PUNCT
cjrl-2297	969	89	)	)	PUNCT
cjrl-2297	969	90	.	.	PUNCT
cjrl-2297	970	1	293	293	NUM
cjrl-2297	970	2	see	see	VERB
cjrl-2297	970	3	prepare	prepare	NOUN
cjrl-2297	970	4	for	for	ADP
cjrl-2297	970	5	college	college	NOUN
cjrl-2297	970	6	,	,	PUNCT
cjrl-2297	970	7	fed	fed	PROPN
cjrl-2297	970	8	.	.	PUNCT
cjrl-2297	971	1	student	student	NOUN
cjrl-2297	971	2	aid	aid	NOUN
cjrl-2297	971	3	,	,	PUNCT
cjrl-2297	971	4	http://studentaid.ed.gov/prepare-for-college	http://studentaid.ed.gov/prepare-for-college	PROPN
cjrl-2297	971	5	(	(	PUNCT
cjrl-2297	971	6	last	last	ADJ
cjrl-2297	971	7	visited	visit	VERB
cjrl-2297	971	8	apr	apr	NOUN
cjrl-2297	971	9	.	.	PROPN
cjrl-2297	971	10	26	26	NUM
cjrl-2297	971	11	,	,	PUNCT
cjrl-2297	971	12	2014	2014	NUM
cjrl-2297	971	13	)	)	PUNCT
cjrl-2297	971	14	;	;	PUNCT
cjrl-2297	971	15	beckie	beckie	NOUN
cjrl-2297	971	16	supiano	supiano	PROPN
cjrl-2297	971	17	,	,	PUNCT
cjrl-2297	971	18	more	more	ADV
cjrl-2297	971	19	young	young	ADJ
cjrl-2297	971	20	adults	adult	NOUN
cjrl-2297	971	21	hold	hold	VERB
cjrl-2297	971	22	degrees	degree	NOUN
cjrl-2297	971	23	,	,	PUNCT
cjrl-2297	971	24	a	a	DET
cjrl-2297	971	25	boost	boost	NOUN
cjrl-2297	971	26	in	in	ADP
cjrl-2297	971	27	the	the	DET
cjrl-2297	971	28	job	job	NOUN
cjrl-2297	971	29	market	market	NOUN
cjrl-2297	971	30	,	,	PUNCT
cjrl-2297	971	31	u.s	u.s	PROPN
cjrl-2297	971	32	.	.	PROPN
cjrl-2297	971	33	says	say	VERB
cjrl-2297	971	34	,	,	PUNCT
cjrl-2297	971	35	chron	chron	PROPN
cjrl-2297	971	36	.	.	PUNCT
cjrl-2297	972	1	of	of	ADP
cjrl-2297	972	2	higher	high	ADJ
cjrl-2297	972	3	educ	educ	NOUN
cjrl-2297	972	4	.	.	PUNCT
cjrl-2297	973	1	(	(	PUNCT
cjrl-2297	973	2	may	may	PROPN
cjrl-2297	973	3	24	24	NUM
cjrl-2297	973	4	,	,	PUNCT
cjrl-2297	973	5	2013	2013	NUM
cjrl-2297	973	6	)	)	PUNCT
cjrl-2297	973	7	,	,	PUNCT
cjrl-2297	973	8	http://chronicle.com/article/more-young-adults-hold/139473/	http://chronicle.com/article/more-young-adults-hold/139473/	PROPN
cjrl-2297	973	9	;	;	PUNCT
cjrl-2297	973	10	see	see	VERB
cjrl-2297	973	11	generally	generally	ADV
cjrl-2297	973	12	u.s	u.s	PROPN
cjrl-2297	973	13	.	.	PROPN
cjrl-2297	973	14	dep’t	dep’t	NOUN
cjrl-2297	973	15	of	of	ADP
cjrl-2297	973	16	educ	educ	PROPN
cjrl-2297	973	17	.	.	PUNCT
cjrl-2297	974	1	,	,	PUNCT
cjrl-2297	974	2	the	the	DET
cjrl-2297	974	3	condition	condition	NOUN
cjrl-2297	974	4	of	of	ADP
cjrl-2297	974	5	education	education	NOUN
cjrl-2297	974	6	2013	2013	NUM
cjrl-2297	974	7	,	,	PUNCT
cjrl-2297	974	8	institute	institute	NOUN
cjrl-2297	974	9	of	of	ADP
cjrl-2297	974	10	education	education	PROPN
cjrl-2297	974	11	sciences	sciences	PROPN
cjrl-2297	974	12	(	(	PUNCT
cjrl-2297	974	13	2013	2013	NUM
cjrl-2297	974	14	)	)	PUNCT
cjrl-2297	974	15	;	;	PUNCT
cjrl-2297	974	16	paul	paul	PROPN
cjrl-2297	974	17	taylor	taylor	PROPN
cjrl-2297	974	18	et	et	PROPN
cjrl-2297	974	19	al	al	PROPN
cjrl-2297	974	20	.	.	PROPN
cjrl-2297	974	21	,	,	PUNCT
cjrl-2297	974	22	is	be	AUX
cjrl-2297	974	23	college	college	NOUN
cjrl-2297	974	24	worth	worth	ADJ
cjrl-2297	974	25	it	it	PRON
cjrl-2297	974	26	?	?	PUNCT
cjrl-2297	974	27	:	:	PUNCT
cjrl-2297	975	1	college	college	NOUN
cjrl-2297	975	2	presidents	president	NOUN
cjrl-2297	975	3	,	,	PUNCT
cjrl-2297	975	4	public	public	ADJ
cjrl-2297	975	5	access	access	NOUN
cjrl-2297	975	6	value	value	NOUN
cjrl-2297	975	7	,	,	PUNCT
cjrl-2297	975	8	quality	quality	NOUN
cjrl-2297	975	9	and	and	CCONJ
cjrl-2297	975	10	mission	mission	NOUN
cjrl-2297	975	11	of	of	ADP
cjrl-2297	975	12	higher	high	ADJ
cjrl-2297	975	13	education	education	NOUN
cjrl-2297	975	14	(	(	PUNCT
cjrl-2297	975	15	2011	2011	NUM
cjrl-2297	975	16	)	)	PUNCT
cjrl-2297	975	17	.	.	PUNCT
cjrl-2297	976	1	but	but	CCONJ
cjrl-2297	976	2	see	see	VERB
cjrl-2297	976	3	scott	scott	PROPN
cjrl-2297	976	4	carlson	carlson	PROPN
cjrl-2297	976	5	,	,	PUNCT
cjrl-2297	976	6	how	how	SCONJ
cjrl-2297	976	7	to	to	PART
cjrl-2297	976	8	assess	assess	VERB
cjrl-2297	976	9	the	the	DET
cjrl-2297	976	10	real	real	ADJ
cjrl-2297	976	11	payoff	payoff	NOUN
cjrl-2297	976	12	of	of	ADP
cjrl-2297	976	13	a	a	DET
cjrl-2297	976	14	college	college	NOUN
cjrl-2297	976	15	degree	degree	NOUN
cjrl-2297	976	16	,	,	PUNCT
cjrl-2297	976	17	chron	chron	NOUN
cjrl-2297	976	18	.	.	PUNCT
cjrl-2297	977	1	of	of	ADP
cjrl-2297	977	2	higher	high	ADJ
cjrl-2297	977	3	educ	educ	NOUN
cjrl-2297	977	4	.	.	PUNCT
cjrl-2297	978	1	(	(	PUNCT
cjrl-2297	978	2	apr	apr	NOUN
cjrl-2297	978	3	.	.	PROPN
cjrl-2297	978	4	22	22	NUM
cjrl-2297	978	5	,	,	PUNCT
cjrl-2297	978	6	2013	2013	NUM
cjrl-2297	978	7	)	)	PUNCT
cjrl-2297	978	8	,	,	PUNCT
cjrl-2297	979	1	http://chronicle.com/article/is-roi-the-right-way-to-judge/138665/	http://chronicle.com/article/is-roi-the-right-way-to-judge/138665/	PROPN
cjrl-2297	979	2	;	;	PUNCT
cjrl-2297	979	3	anthony	anthony	PROPN
cjrl-2297	979	4	p.	p.	PROPN
cjrl-2297	979	5	carnevale	carnevale	PROPN
cjrl-2297	979	6	et	et	PROPN
cjrl-2297	979	7	al	al	PROPN
cjrl-2297	979	8	.	.	PROPN
cjrl-2297	979	9	,	,	PUNCT
cjrl-2297	979	10	the	the	DET
cjrl-2297	979	11	college	college	NOUN
cjrl-2297	979	12	payoff	payoff	NOUN
cjrl-2297	979	13	:	:	PUNCT
cjrl-2297	979	14	education	education	NOUN
cjrl-2297	979	15	,	,	PUNCT
cjrl-2297	979	16	occupations	occupation	NOUN
cjrl-2297	979	17	,	,	PUNCT
cjrl-2297	979	18	lifetime	lifetime	NOUN
cjrl-2297	979	19	earnings	earning	NOUN
cjrl-2297	979	20	2	2	NUM
cjrl-2297	979	21	(	(	PUNCT
cjrl-2297	979	22	2011	2011	NUM
cjrl-2297	979	23	)	)	PUNCT
cjrl-2297	979	24	,	,	PUNCT
cjrl-2297	979	25	available	available	ADJ
cjrl-2297	979	26	at	at	ADP
cjrl-2297	979	27	http://cew.georgetown.edu/collegepayoff	http://cew.georgetown.edu/collegepayoff	PROPN
cjrl-2297	979	28	(	(	PUNCT
cjrl-2297	979	29	“	"	PUNCT
cjrl-2297	979	30	women	woman	NOUN
cjrl-2297	979	31	earn	earn	VERB
cjrl-2297	979	32	less	less	ADJ
cjrl-2297	979	33	at	at	ADP
cjrl-2297	979	34	all	all	DET
cjrl-2297	979	35	degree	degree	NOUN
cjrl-2297	979	36	levels	level	NOUN
cjrl-2297	979	37	,	,	PUNCT
cjrl-2297	979	38	even	even	ADV
cjrl-2297	979	39	when	when	SCONJ
cjrl-2297	979	40	they	they	PRON
cjrl-2297	979	41	work	work	VERB
cjrl-2297	979	42	as	as	ADV
cjrl-2297	979	43	much	much	ADV
cjrl-2297	979	44	as	as	ADP
cjrl-2297	979	45	men	man	NOUN
cjrl-2297	979	46	.	.	PUNCT
cjrl-2297	980	1	on	on	ADP
cjrl-2297	980	2	average	average	ADJ
cjrl-2297	980	3	,	,	PUNCT
cjrl-2297	980	4	women	woman	NOUN
cjrl-2297	980	5	who	who	PRON
cjrl-2297	980	6	work	work	VERB
cjrl-2297	980	7	full	full	ADJ
cjrl-2297	980	8	-	-	PUNCT
cjrl-2297	980	9	time	time	NOUN
cjrl-2297	980	10	,	,	PUNCT
cjrl-2297	980	11	full	full	ADJ
cjrl-2297	980	12	-	-	PUNCT
cjrl-2297	980	13	year	year	NOUN
cjrl-2297	980	14	earn	earn	NOUN
cjrl-2297	980	15	25	25	NUM
cjrl-2297	980	16	percent	percent	NOUN
cjrl-2297	980	17	less	less	ADJ
cjrl-2297	980	18	than	than	ADP
cjrl-2297	980	19	men	man	NOUN
cjrl-2297	980	20	,	,	PUNCT
cjrl-2297	980	21	even	even	ADV
cjrl-2297	980	22	at	at	ADP
cjrl-2297	980	23	similar	similar	ADJ
cjrl-2297	980	24	education	education	NOUN
cjrl-2297	980	25	levels	level	NOUN
cjrl-2297	980	26	.	.	PUNCT
cjrl-2297	981	1	at	at	ADP
cjrl-2297	981	2	all	all	DET
cjrl-2297	981	3	2014	2014	NUM
cjrl-2297	981	4	columbia	columbia	PROPN
cjrl-2297	981	5	journal	journal	NOUN
cjrl-2297	981	6	of	of	ADP
cjrl-2297	981	7	race	race	NOUN
cjrl-2297	981	8	and	and	CCONJ
cjrl-2297	981	9	law	law	NOUN
cjrl-2297	981	10	173	173	NUM
cjrl-2297	981	11	sustainable	sustainable	ADJ
cjrl-2297	981	12	student	student	NOUN
cjrl-2297	981	13	debt	debt	NOUN
cjrl-2297	981	14	structure.294	structure.294	NOUN
cjrl-2297	981	15	innovation	innovation	NOUN
cjrl-2297	981	16	in	in	ADP
cjrl-2297	981	17	the	the	DET
cjrl-2297	981	18	student	student	NOUN
cjrl-2297	981	19	loan	loan	NOUN
cjrl-2297	981	20	market	market	NOUN
cjrl-2297	981	21	is	be	AUX
cjrl-2297	981	22	recommended	recommend	VERB
cjrl-2297	981	23	to	to	PART
cjrl-2297	981	24	move	move	VERB
cjrl-2297	981	25	towards	towards	ADP
cjrl-2297	981	26	economic	economic	ADJ
cjrl-2297	981	27	justice.295	justice.295	NOUN
cjrl-2297	981	28	several	several	ADJ
cjrl-2297	981	29	areas	area	NOUN
cjrl-2297	981	30	of	of	ADP
cjrl-2297	981	31	law	law	NOUN
cjrl-2297	981	32	and	and	CCONJ
cjrl-2297	981	33	society	society	NOUN
cjrl-2297	981	34	may	may	AUX
cjrl-2297	981	35	benefit	benefit	VERB
cjrl-2297	981	36	from	from	ADP
cjrl-2297	981	37	student	student	NOUN
cjrl-2297	981	38	loan	loan	NOUN
cjrl-2297	981	39	reform	reform	NOUN
cjrl-2297	981	40	including	include	VERB
cjrl-2297	981	41	consumer	consumer	NOUN
cjrl-2297	981	42	protection	protection	NOUN
cjrl-2297	981	43	,	,	PUNCT
cjrl-2297	981	44	bankruptcy	bankruptcy	NOUN
cjrl-2297	981	45	,	,	PUNCT
cjrl-2297	981	46	and	and	CCONJ
cjrl-2297	981	47	creditor	creditor	NOUN
cjrl-2297	981	48	rights.296	rights.296	NOUN
cjrl-2297	981	49	the	the	DET
cjrl-2297	981	50	proactive	proactive	ADJ
cjrl-2297	981	51	movement	movement	NOUN
cjrl-2297	981	52	to	to	PART
cjrl-2297	981	53	revise	revise	VERB
cjrl-2297	981	54	the	the	DET
cjrl-2297	981	55	lending	lending	NOUN
cjrl-2297	981	56	process	process	NOUN
cjrl-2297	981	57	for	for	ADP
cjrl-2297	981	58	student	student	NOUN
cjrl-2297	981	59	loan	loan	NOUN
cjrl-2297	981	60	borrowers	borrower	NOUN
cjrl-2297	981	61	may	may	AUX
cjrl-2297	981	62	establish	establish	VERB
cjrl-2297	981	63	a	a	DET
cjrl-2297	981	64	more	more	ADV
cjrl-2297	981	65	level	level	NOUN
cjrl-2297	981	66	playing	playing	NOUN
cjrl-2297	981	67	field	field	NOUN
cjrl-2297	981	68	to	to	PART
cjrl-2297	981	69	ultimately	ultimately	ADV
cjrl-2297	981	70	build	build	VERB
cjrl-2297	981	71	wealth	wealth	NOUN
cjrl-2297	981	72	in	in	ADP
cjrl-2297	981	73	minority	minority	NOUN
cjrl-2297	981	74	communities	community	NOUN
cjrl-2297	981	75	through	through	ADP
cjrl-2297	981	76	education.297	education.297	ADJ
cjrl-2297	981	77	educational	educational	ADJ
cjrl-2297	981	78	achievement	achievement	NOUN
cjrl-2297	981	79	is	be	AUX
cjrl-2297	981	80	a	a	DET
cjrl-2297	981	81	factor	factor	NOUN
cjrl-2297	981	82	in	in	ADP
cjrl-2297	981	83	building	building	NOUN
cjrl-2297	981	84	and	and	CCONJ
cjrl-2297	981	85	passing	pass	VERB
cjrl-2297	981	86	on	on	ADP
cjrl-2297	981	87	wealth	wealth	NOUN
cjrl-2297	981	88	to	to	ADP
cjrl-2297	981	89	future	future	ADJ
cjrl-2297	981	90	generations	generation	NOUN
cjrl-2297	981	91	,	,	PUNCT
cjrl-2297	981	92	especially	especially	ADV
cjrl-2297	981	93	in	in	ADP
cjrl-2297	981	94	minority	minority	NOUN
cjrl-2297	981	95	and	and	CCONJ
cjrl-2297	981	96	low	low	ADJ
cjrl-2297	981	97	-	-	PUNCT
cjrl-2297	981	98	income	income	NOUN
cjrl-2297	981	99	households.298	households.298	NOUN
cjrl-2297	981	100	a	a	DET
cjrl-2297	981	101	college	college	NOUN
cjrl-2297	981	102	degree	degree	NOUN
cjrl-2297	981	103	may	may	AUX
cjrl-2297	981	104	provide	provide	VERB
cjrl-2297	981	105	families	family	NOUN
cjrl-2297	981	106	with	with	ADP
cjrl-2297	981	107	stability	stability	NOUN
cjrl-2297	981	108	and	and	CCONJ
cjrl-2297	981	109	upward	upward	ADJ
cjrl-2297	981	110	mobility	mobility	NOUN
cjrl-2297	981	111	to	to	PART
cjrl-2297	981	112	climb	climb	VERB
cjrl-2297	981	113	the	the	DET
cjrl-2297	981	114	ladder	ladder	NOUN
cjrl-2297	981	115	of	of	ADP
cjrl-2297	981	116	success.299	success.299	ADJ
cjrl-2297	981	117	accordingly	accordingly	ADV
cjrl-2297	981	118	,	,	PUNCT
cjrl-2297	981	119	the	the	DET
cjrl-2297	981	120	federal	federal	ADJ
cjrl-2297	981	121	government	government	NOUN
cjrl-2297	981	122	should	should	AUX
cjrl-2297	981	123	continue	continue	VERB
cjrl-2297	981	124	to	to	PART
cjrl-2297	981	125	support	support	VERB
cjrl-2297	981	126	higher	high	ADJ
cjrl-2297	981	127	education	education	NOUN
cjrl-2297	981	128	and	and	CCONJ
cjrl-2297	981	129	revise	revise	VERB
cjrl-2297	981	130	the	the	DET
cjrl-2297	981	131	financial	financial	ADJ
cjrl-2297	981	132	aid	aid	NOUN
cjrl-2297	981	133	system	system	NOUN
cjrl-2297	981	134	in	in	ADP
cjrl-2297	981	135	taking	take	VERB
cjrl-2297	981	136	steps	step	NOUN
cjrl-2297	981	137	to	to	PART
cjrl-2297	981	138	lower	low	ADJ
cjrl-2297	981	139	student	student	NOUN
cjrl-2297	981	140	debt.300	debt.300	PRON
cjrl-2297	981	141	devastating	devastating	ADJ
cjrl-2297	981	142	student	student	NOUN
cjrl-2297	981	143	debt	debt	NOUN
cjrl-2297	981	144	and	and	CCONJ
cjrl-2297	981	145	the	the	DET
cjrl-2297	981	146	impending	impending	ADJ
cjrl-2297	981	147	student	student	NOUN
cjrl-2297	981	148	loan	loan	NOUN
cjrl-2297	981	149	bubble	bubble	NOUN
cjrl-2297	981	150	threaten	threaten	VERB
cjrl-2297	981	151	the	the	DET
cjrl-2297	981	152	very	very	ADJ
cjrl-2297	981	153	thread	thread	NOUN
cjrl-2297	981	154	of	of	ADP
cjrl-2297	981	155	our	our	PRON
cjrl-2297	981	156	economic	economic	ADJ
cjrl-2297	981	157	and	and	CCONJ
cjrl-2297	981	158	moral	moral	ADJ
cjrl-2297	981	159	fiber	fiber	NOUN
cjrl-2297	981	160	.	.	PUNCT
cjrl-2297	982	1	easing	ease	VERB
cjrl-2297	982	2	the	the	DET
cjrl-2297	982	3	mounting	mount	VERB
cjrl-2297	982	4	student	student	NOUN
cjrl-2297	982	5	loan	loan	NOUN
cjrl-2297	982	6	debt	debt	NOUN
cjrl-2297	982	7	may	may	AUX
cjrl-2297	982	8	serve	serve	VERB
cjrl-2297	982	9	to	to	PART
cjrl-2297	982	10	restore	restore	VERB
cjrl-2297	982	11	hope	hope	NOUN
cjrl-2297	982	12	in	in	ADP
cjrl-2297	982	13	an	an	DET
cjrl-2297	982	14	educated	educate	VERB
cjrl-2297	982	15	generation	generation	NOUN
cjrl-2297	982	16	to	to	PART
cjrl-2297	982	17	compete	compete	VERB
cjrl-2297	982	18	within	within	ADP
cjrl-2297	982	19	the	the	DET
cjrl-2297	982	20	global	global	ADJ
cjrl-2297	982	21	economy.301	economy.301	PROPN
cjrl-2297	982	22	our	our	PRON
cjrl-2297	982	23	collective	collective	ADJ
cjrl-2297	982	24	future	future	NOUN
cjrl-2297	982	25	relies	rely	VERB
cjrl-2297	982	26	upon	upon	SCONJ
cjrl-2297	982	27	the	the	DET
cjrl-2297	982	28	levels	level	NOUN
cjrl-2297	982	29	of	of	ADP
cjrl-2297	982	30	educational	educational	ADJ
cjrl-2297	982	31	attainment	attainment	NOUN
cjrl-2297	982	32	,	,	PUNCT
cjrl-2297	982	33	african	african	ADJ
cjrl-2297	982	34	americans	americans	PROPN
cjrl-2297	982	35	and	and	CCONJ
cjrl-2297	982	36	latinos	latinos	PROPN
cjrl-2297	982	37	earn	earn	VERB
cjrl-2297	982	38	less	less	ADJ
cjrl-2297	982	39	than	than	ADP
cjrl-2297	982	40	whites	white	NOUN
cjrl-2297	982	41	.	.	PUNCT
cjrl-2297	983	1	for	for	ADP
cjrl-2297	983	2	example	example	NOUN
cjrl-2297	983	3	,	,	PUNCT
cjrl-2297	983	4	african	african	ADJ
cjrl-2297	983	5	americans	americans	PROPN
cjrl-2297	983	6	and	and	CCONJ
cjrl-2297	983	7	latinos	latino	NOUN
cjrl-2297	983	8	with	with	ADP
cjrl-2297	983	9	master	master	NOUN
cjrl-2297	983	10	’s	’s	PART
cjrl-2297	983	11	degrees	degree	NOUN
cjrl-2297	983	12	have	have	VERB
cjrl-2297	983	13	lifetime	lifetime	NOUN
cjrl-2297	983	14	earnings	earning	NOUN
cjrl-2297	983	15	lower	low	ADJ
cjrl-2297	983	16	than	than	ADP
cjrl-2297	983	17	whites	white	NOUN
cjrl-2297	983	18	with	with	ADP
cjrl-2297	983	19	bachelor	bachelor	NOUN
cjrl-2297	983	20	’s	’s	PART
cjrl-2297	983	21	degrees	degree	NOUN
cjrl-2297	983	22	.	.	PUNCT
cjrl-2297	983	23	”	"	PUNCT
cjrl-2297	983	24	)	)	PUNCT
cjrl-2297	983	25	.	.	PUNCT
cjrl-2297	984	1	294	294	NUM
cjrl-2297	984	2	see	see	VERB
cjrl-2297	984	3	generally	generally	ADV
cjrl-2297	984	4	arne	arne	VERB
cjrl-2297	984	5	duncan	duncan	PROPN
cjrl-2297	984	6	,	,	PUNCT
cjrl-2297	984	7	making	make	VERB
cjrl-2297	984	8	the	the	DET
cjrl-2297	984	9	financial	financial	ADJ
cjrl-2297	984	10	aid	aid	NOUN
cjrl-2297	984	11	system	system	NOUN
cjrl-2297	984	12	sustainable	sustainable	ADJ
cjrl-2297	984	13	:	:	PUNCT
cjrl-2297	984	14	remarks	remark	NOUN
cjrl-2297	984	15	of	of	ADP
cjrl-2297	984	16	the	the	DET
cjrl-2297	984	17	u.s	u.s	PROPN
cjrl-2297	984	18	.	.	PROPN
cjrl-2297	984	19	secretary	secretary	PROPN
cjrl-2297	984	20	of	of	ADP
cjrl-2297	984	21	education	education	NOUN
cjrl-2297	984	22	to	to	ADP
cjrl-2297	984	23	the	the	DET
cjrl-2297	984	24	2013	2013	NUM
cjrl-2297	984	25	fsa	fsa	PROPN
cjrl-2297	984	26	training	training	NOUN
cjrl-2297	984	27	conference	conference	NOUN
cjrl-2297	984	28	for	for	ADP
cjrl-2297	984	29	financial	financial	ADJ
cjrl-2297	984	30	aid	aid	NOUN
cjrl-2297	984	31	professionals	professional	NOUN
cjrl-2297	984	32	,	,	PUNCT
cjrl-2297	984	33	dec	dec	PROPN
cjrl-2297	984	34	.	.	PROPN
cjrl-2297	984	35	4	4	NUM
cjrl-2297	984	36	,	,	PUNCT
cjrl-2297	984	37	2013	2013	NUM
cjrl-2297	984	38	,	,	PUNCT
cjrl-2297	984	39	http://www.ed.gov/news/speeches	http://www.ed.gov/news/speeche	NOUN
cjrl-2297	984	40	/making	/making	ADJ
cjrl-2297	984	41	-	-	PUNCT
cjrl-2297	984	42	financial	financial	ADJ
cjrl-2297	984	43	-	-	PUNCT
cjrl-2297	984	44	aid	aid	NOUN
cjrl-2297	984	45	-	-	PUNCT
cjrl-2297	984	46	system	system	NOUN
cjrl-2297	984	47	-	-	PUNCT
cjrl-2297	984	48	sustainable	sustainable	ADJ
cjrl-2297	984	49	(	(	PUNCT
cjrl-2297	984	50	“	"	PUNCT
cjrl-2297	984	51	simply	simply	ADV
cjrl-2297	984	52	put	put	VERB
cjrl-2297	984	53	,	,	PUNCT
cjrl-2297	984	54	our	our	PRON
cjrl-2297	984	55	current	current	ADJ
cjrl-2297	984	56	system	system	NOUN
cjrl-2297	984	57	of	of	ADP
cjrl-2297	984	58	financial	financial	ADJ
cjrl-2297	984	59	aid	aid	NOUN
cjrl-2297	984	60	is	be	AUX
cjrl-2297	984	61	unsustainable	unsustainable	ADJ
cjrl-2297	984	62	.	.	PUNCT
cjrl-2297	984	63	”	"	PUNCT
cjrl-2297	984	64	)	)	PUNCT
cjrl-2297	984	65	.	.	PUNCT
cjrl-2297	985	1	295	295	NUM
cjrl-2297	985	2	see	see	VERB
cjrl-2297	985	3	generally	generally	ADV
cjrl-2297	985	4	u.s	u.s	PROPN
cjrl-2297	985	5	.	.	PROPN
cjrl-2297	985	6	gov’t	gov’t	PROPN
cjrl-2297	985	7	accountability	accountability	NOUN
cjrl-2297	985	8	office	office	NOUN
cjrl-2297	985	9	,	,	PUNCT
cjrl-2297	985	10	student	student	NOUN
cjrl-2297	985	11	loans	loan	NOUN
cjrl-2297	985	12	:	:	PUNCT
cjrl-2297	985	13	federal	federal	ADJ
cjrl-2297	985	14	web	web	NOUN
cjrl-2297	985	15	-	-	PUNCT
cjrl-2297	985	16	based	base	VERB
cjrl-2297	985	17	tool	tool	NOUN
cjrl-2297	985	18	on	on	ADP
cjrl-2297	985	19	private	private	ADJ
cjrl-2297	985	20	loans	loan	NOUN
cjrl-2297	985	21	would	would	AUX
cjrl-2297	985	22	pose	pose	VERB
cjrl-2297	985	23	implementation	implementation	NOUN
cjrl-2297	985	24	challenges	challenge	NOUN
cjrl-2297	985	25	and	and	CCONJ
cjrl-2297	985	26	may	may	AUX
cjrl-2297	985	27	be	be	AUX
cjrl-2297	985	28	unnecessary	unnecessary	ADJ
cjrl-2297	985	29	(	(	PUNCT
cjrl-2297	985	30	2010	2010	NUM
cjrl-2297	985	31	)	)	PUNCT
cjrl-2297	985	32	,	,	PUNCT
cjrl-2297	985	33	available	available	ADJ
cjrl-2297	985	34	at	at	ADP
cjrl-2297	985	35	http://www.gao.gov/assets/320/310215.pdf	http://www.gao.gov/assets/320/310215.pdf	PROPN
cjrl-2297	985	36	;	;	PUNCT
cjrl-2297	985	37	duncan	duncan	PROPN
cjrl-2297	985	38	,	,	PUNCT
cjrl-2297	985	39	supra	supra	PROPN
cjrl-2297	985	40	note	note	PROPN
cjrl-2297	985	41	294	294	NUM
cjrl-2297	985	42	.	.	PUNCT
cjrl-2297	986	1	296	296	NUM
cjrl-2297	986	2	see	see	VERB
cjrl-2297	986	3	generally	generally	ADV
cjrl-2297	986	4	karen	karen	PROPN
cjrl-2297	986	5	cordry	cordry	PROPN
cjrl-2297	986	6	,	,	PUNCT
cjrl-2297	986	7	student	student	NOUN
cjrl-2297	986	8	loan	loan	NOUN
cjrl-2297	986	9	issues	issue	NOUN
cjrl-2297	986	10	come	come	VERB
cjrl-2297	986	11	to	to	ADP
cjrl-2297	986	12	the	the	DET
cjrl-2297	986	13	fore	fore	NOUN
cjrl-2297	986	14	,	,	PUNCT
cjrl-2297	986	15	nat’l	nat’l	VERB
cjrl-2297	986	16	ass’n	ass’n	PROPN
cjrl-2297	986	17	of	of	ADP
cjrl-2297	986	18	att’ys	att’ys	PROPN
cjrl-2297	986	19	gen	gen	PROPN
cjrl-2297	986	20	.	.	PROPN
cjrl-2297	986	21	,	,	PUNCT
cjrl-2297	986	22	http://www	http://www	PROPN
cjrl-2297	986	23	.	.	PUNCT
cjrl-2297	986	24	naag.org/student-loan-issues-come-to-the-fore.php	naag.org/student-loan-issues-come-to-the-fore.php	PROPN
cjrl-2297	987	1	(	(	PUNCT
cjrl-2297	987	2	last	last	ADJ
cjrl-2297	987	3	visited	visit	VERB
cjrl-2297	987	4	apr	apr	NOUN
cjrl-2297	987	5	.	.	PROPN
cjrl-2297	987	6	26	26	NUM
cjrl-2297	987	7	,	,	PUNCT
cjrl-2297	987	8	2014	2014	NUM
cjrl-2297	987	9	)	)	PUNCT
cjrl-2297	987	10	;	;	PUNCT
cjrl-2297	987	11	the	the	DET
cjrl-2297	987	12	argument	argument	NOUN
cjrl-2297	987	13	,	,	PUNCT
cjrl-2297	987	14	studentloanjustice	studentloanjustice	NOUN
cjrl-2297	987	15	.	.	PUNCT
cjrl-2297	988	1	org	org	ADJ
cjrl-2297	988	2	,	,	PUNCT
cjrl-2297	988	3	http://www.studentloanjustice.org/argument.htm	http://www.studentloanjustice.org/argument.htm	PROPN
cjrl-2297	988	4	.	.	PUNCT
cjrl-2297	989	1	(	(	PUNCT
cjrl-2297	989	2	last	last	ADJ
cjrl-2297	989	3	visited	visit	VERB
cjrl-2297	989	4	apr	apr	NOUN
cjrl-2297	989	5	.	.	PROPN
cjrl-2297	989	6	26	26	NUM
cjrl-2297	989	7	,	,	PUNCT
cjrl-2297	989	8	2014	2014	NUM
cjrl-2297	989	9	)	)	PUNCT
cjrl-2297	989	10	.	.	PUNCT
cjrl-2297	990	1	297	297	NUM
cjrl-2297	990	2	see	see	VERB
cjrl-2297	990	3	generally	generally	ADV
cjrl-2297	990	4	u.s	u.s	PROPN
cjrl-2297	990	5	.	.	PROPN
cjrl-2297	990	6	gov’t	gov’t	PROPN
cjrl-2297	990	7	accountability	accountability	NOUN
cjrl-2297	990	8	office	office	NOUN
cjrl-2297	990	9	,	,	PUNCT
cjrl-2297	990	10	supra	supra	PROPN
cjrl-2297	990	11	note	note	PROPN
cjrl-2297	990	12	295	295	NUM
cjrl-2297	990	13	;	;	PUNCT
cjrl-2297	990	14	thomas	thomas	PROPN
cjrl-2297	990	15	shapiro	shapiro	PROPN
cjrl-2297	990	16	,	,	PUNCT
cjrl-2297	990	17	et	et	PROPN
cjrl-2297	990	18	al	al	PROPN
cjrl-2297	990	19	,	,	PUNCT
cjrl-2297	990	20	the	the	DET
cjrl-2297	990	21	roots	root	NOUN
cjrl-2297	990	22	of	of	ADP
cjrl-2297	990	23	the	the	DET
cjrl-2297	990	24	widening	widen	VERB
cjrl-2297	990	25	racial	racial	ADJ
cjrl-2297	990	26	wealth	wealth	NOUN
cjrl-2297	990	27	gap	gap	NOUN
cjrl-2297	990	28	:	:	PUNCT
cjrl-2297	990	29	explaining	explain	VERB
cjrl-2297	990	30	the	the	DET
cjrl-2297	990	31	black	black	ADJ
cjrl-2297	990	32	-	-	PUNCT
cjrl-2297	990	33	white	white	ADJ
cjrl-2297	990	34	economic	economic	ADJ
cjrl-2297	990	35	divide	divide	NOUN
cjrl-2297	990	36	,	,	PUNCT
cjrl-2297	990	37	inst	inst	NOUN
cjrl-2297	990	38	.	.	PROPN
cjrl-2297	990	39	on	on	ADP
cjrl-2297	990	40	assets	asset	NOUN
cjrl-2297	990	41	and	and	CCONJ
cjrl-2297	990	42	soc	soc	NOUN
cjrl-2297	990	43	.	.	PUNCT
cjrl-2297	991	1	pol	pol	PROPN
cjrl-2297	991	2	.	.	PROPN
cjrl-2297	991	3	,	,	PUNCT
cjrl-2297	991	4	feb	feb	PROPN
cjrl-2297	991	5	.	.	PROPN
cjrl-2297	991	6	2013	2013	NUM
cjrl-2297	991	7	;	;	PUNCT
cjrl-2297	991	8	beth	beth	PROPN
cjrl-2297	991	9	tarasawa	tarasawa	PROPN
cjrl-2297	991	10	&	&	CCONJ
cjrl-2297	991	11	michael	michael	PROPN
cjrl-2297	991	12	dahlin	dahlin	PROPN
cjrl-2297	991	13	,	,	PUNCT
cjrl-2297	991	14	for	for	ADP
cjrl-2297	991	15	whom	whom	PRON
cjrl-2297	991	16	the	the	DET
cjrl-2297	991	17	pell	pell	NOUN
cjrl-2297	991	18	tolls	toll	NOUN
cjrl-2297	991	19	:	:	PUNCT
cjrl-2297	991	20	how	how	SCONJ
cjrl-2297	991	21	financial	financial	ADJ
cjrl-2297	991	22	aid	aid	NOUN
cjrl-2297	991	23	policies	policy	NOUN
cjrl-2297	991	24	widen	widen	VERB
cjrl-2297	991	25	the	the	DET
cjrl-2297	991	26	opportunity	opportunity	NOUN
cjrl-2297	991	27	gap	gap	NOUN
cjrl-2297	991	28	,	,	PUNCT
cjrl-2297	991	29	northwest	northwest	ADJ
cjrl-2297	991	30	evaluation	evaluation	NOUN
cjrl-2297	991	31	ass’n	ass’n	NOUN
cjrl-2297	991	32	,	,	PUNCT
cjrl-2297	991	33	2013	2013	NUM
cjrl-2297	991	34	.	.	PUNCT
cjrl-2297	992	1	298	298	NUM
cjrl-2297	992	2	see	see	VERB
cjrl-2297	992	3	generally	generally	ADV
cjrl-2297	992	4	dalton	dalton	PROPN
cjrl-2297	992	5	conley	conley	PROPN
cjrl-2297	992	6	,	,	PUNCT
cjrl-2297	992	7	being	be	AUX
cjrl-2297	992	8	black	black	ADJ
cjrl-2297	992	9	,	,	PUNCT
cjrl-2297	992	10	living	live	VERB
cjrl-2297	992	11	in	in	ADP
cjrl-2297	992	12	the	the	DET
cjrl-2297	992	13	red	red	ADJ
cjrl-2297	992	14	:	:	PUNCT
cjrl-2297	992	15	race	race	NOUN
cjrl-2297	992	16	,	,	PUNCT
cjrl-2297	992	17	wealth	wealth	NOUN
cjrl-2297	992	18	,	,	PUNCT
cjrl-2297	992	19	and	and	CCONJ
cjrl-2297	992	20	social	social	ADJ
cjrl-2297	992	21	policy	policy	NOUN
cjrl-2297	992	22	in	in	ADP
cjrl-2297	992	23	america	america	PROPN
cjrl-2297	992	24	8	8	NUM
cjrl-2297	992	25	(	(	PUNCT
cjrl-2297	992	26	1999	1999	NUM
cjrl-2297	992	27	)	)	PUNCT
cjrl-2297	992	28	(	(	PUNCT
cjrl-2297	992	29	“	"	PUNCT
cjrl-2297	992	30	while	while	SCONJ
cjrl-2297	992	31	legal	legal	ADJ
cjrl-2297	992	32	equality	equality	NOUN
cjrl-2297	992	33	of	of	ADP
cjrl-2297	992	34	opportunity	opportunity	NOUN
cjrl-2297	992	35	might	might	AUX
cjrl-2297	992	36	have	have	AUX
cjrl-2297	992	37	been	be	AUX
cjrl-2297	992	38	established	establish	VERB
cjrl-2297	992	39	and	and	CCONJ
cjrl-2297	992	40	some	some	DET
cjrl-2297	992	41	income	income	NOUN
cjrl-2297	992	42	gains	gain	NOUN
cjrl-2297	992	43	made	make	VERB
cjrl-2297	992	44	,	,	PUNCT
cjrl-2297	992	45	institutionalized	institutionalize	VERB
cjrl-2297	992	46	racism	racism	NOUN
cjrl-2297	992	47	persisted	persist	VERB
cjrl-2297	992	48	nonetheless	nonetheless	ADV
cjrl-2297	992	49	,	,	PUNCT
cjrl-2297	992	50	and	and	CCONJ
cjrl-2297	992	51	the	the	DET
cjrl-2297	992	52	scars	scar	NOUN
cjrl-2297	992	53	of	of	ADP
cjrl-2297	992	54	centuries	century	NOUN
cjrl-2297	992	55	of	of	ADP
cjrl-2297	992	56	overt	overt	ADJ
cjrl-2297	992	57	repression	repression	NOUN
cjrl-2297	992	58	remained	remain	VERB
cjrl-2297	992	59	.	.	PUNCT
cjrl-2297	992	60	”	"	PUNCT
cjrl-2297	992	61	)	)	PUNCT
cjrl-2297	992	62	;	;	PUNCT
cjrl-2297	992	63	bárbara	bárbara	PROPN
cjrl-2297	992	64	j.	j.	PROPN
cjrl-2297	992	65	robles	robles	PROPN
cjrl-2297	992	66	,	,	PUNCT
cjrl-2297	992	67	exploring	explore	VERB
cjrl-2297	992	68	the	the	DET
cjrl-2297	992	69	wealth	wealth	NOUN
cjrl-2297	992	70	returns	return	NOUN
cjrl-2297	992	71	to	to	ADP
cjrl-2297	992	72	latino	latino	ADJ
cjrl-2297	992	73	higher	high	ADJ
cjrl-2297	992	74	educational	educational	ADJ
cjrl-2297	992	75	attainment	attainment	NOUN
cjrl-2297	992	76	:	:	PUNCT
cjrl-2297	992	77	estimates	estimate	NOUN
cjrl-2297	992	78	of	of	ADP
cjrl-2297	992	79	work	work	NOUN
cjrl-2297	992	80	-	-	PUNCT
cjrl-2297	992	81	life	life	NOUN
cjrl-2297	992	82	earnings	earning	NOUN
cjrl-2297	992	83	profiles	profile	NOUN
cjrl-2297	992	84	,	,	PUNCT
cjrl-2297	992	85	j.	j.	PROPN
cjrl-2297	992	86	of	of	ADP
cjrl-2297	992	87	hisp	hisp	PROPN
cjrl-2297	992	88	.	.	PUNCT
cjrl-2297	993	1	higher	high	ADJ
cjrl-2297	993	2	educ	educ	PROPN
cjrl-2297	993	3	.	.	PUNCT
cjrl-2297	993	4	,	,	PUNCT
cjrl-2297	993	5	jan	jan	PROPN
cjrl-2297	993	6	.	.	PROPN
cjrl-2297	993	7	2009	2009	NUM
cjrl-2297	993	8	,	,	PUNCT
cjrl-2297	993	9	at	at	ADP
cjrl-2297	993	10	5	5	NUM
cjrl-2297	993	11	;	;	PUNCT
cjrl-2297	993	12	maury	maury	PROPN
cjrl-2297	993	13	gittleman	gittleman	PROPN
cjrl-2297	993	14	and	and	CCONJ
cjrl-2297	993	15	edward	edward	PROPN
cjrl-2297	993	16	n.	n.	PROPN
cjrl-2297	993	17	wolff	wolff	PROPN
cjrl-2297	993	18	,	,	PUNCT
cjrl-2297	993	19	racial	racial	ADJ
cjrl-2297	993	20	wealth	wealth	NOUN
cjrl-2297	993	21	disparities	disparity	NOUN
cjrl-2297	993	22	:	:	PUNCT
cjrl-2297	993	23	is	be	AUX
cjrl-2297	993	24	the	the	DET
cjrl-2297	993	25	gap	gap	NOUN
cjrl-2297	993	26	closing	closing	NOUN
cjrl-2297	993	27	?	?	PUNCT
cjrl-2297	993	28	,	,	PUNCT
cjrl-2297	993	29	working	work	VERB
cjrl-2297	993	30	paper	paper	NOUN
cjrl-2297	993	31	no	no	INTJ
cjrl-2297	993	32	.	.	PROPN
cjrl-2297	993	33	311	311	NUM
cjrl-2297	993	34	,	,	PUNCT
cjrl-2297	993	35	http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.172.4220&rep=rep1	http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.172.4220&rep=rep1	PROPN
cjrl-2297	993	36	&	&	CCONJ
cjrl-2297	993	37	type	type	NOUN
cjrl-2297	993	38	=	=	NOUN
cjrl-2297	993	39	pdf	pdf	NOUN
cjrl-2297	993	40	.	.	PUNCT
cjrl-2297	994	1	299	299	NUM
cjrl-2297	994	2	see	see	VERB
cjrl-2297	994	3	generally	generally	ADV
cjrl-2297	994	4	shapiro	shapiro	PROPN
cjrl-2297	994	5	et	et	PROPN
cjrl-2297	994	6	al	al	PROPN
cjrl-2297	994	7	.	.	PROPN
cjrl-2297	994	8	,	,	PUNCT
cjrl-2297	994	9	supra	supra	PROPN
cjrl-2297	994	10	note	note	PROPN
cjrl-2297	994	11	297	297	NUM
cjrl-2297	994	12	;	;	PUNCT
cjrl-2297	994	13	pew	pew	NOUN
cjrl-2297	994	14	charitable	charitable	ADJ
cjrl-2297	994	15	trusts	trust	NOUN
cjrl-2297	994	16	,	,	PUNCT
cjrl-2297	994	17	how	how	SCONJ
cjrl-2297	994	18	much	much	ADJ
cjrl-2297	994	19	protection	protection	NOUN
cjrl-2297	994	20	does	do	VERB
cjrl-2297	994	21	a	a	DET
cjrl-2297	994	22	college	college	NOUN
cjrl-2297	994	23	degree	degree	NOUN
cjrl-2297	994	24	afford	afford	NOUN
cjrl-2297	994	25	?	?	PUNCT
cjrl-2297	995	1	the	the	DET
cjrl-2297	995	2	impact	impact	NOUN
cjrl-2297	995	3	of	of	ADP
cjrl-2297	995	4	the	the	DET
cjrl-2297	995	5	recession	recession	NOUN
cjrl-2297	995	6	on	on	ADP
cjrl-2297	995	7	recent	recent	ADJ
cjrl-2297	995	8	college	college	NOUN
cjrl-2297	995	9	graduates	graduate	NOUN
cjrl-2297	995	10	(	(	PUNCT
cjrl-2297	995	11	2013	2013	NUM
cjrl-2297	995	12	)	)	PUNCT
cjrl-2297	995	13	,	,	PUNCT
cjrl-2297	995	14	available	available	ADJ
cjrl-2297	995	15	at	at	ADP
cjrl-2297	995	16	http://www.pewstates.org/uploadedfiles/pcs_assets/2013/pew_college_grads_recession_report.pdf	http://www.pewstates.org/uploadedfiles/pcs_assets/2013/pew_college_grads_recession_report.pdf	PROPN
cjrl-2297	995	17	;	;	PUNCT
cjrl-2297	995	18	william	william	PROPN
cjrl-2297	995	19	elliott	elliott	PROPN
cjrl-2297	995	20	&	&	CCONJ
cjrl-2297	995	21	melinda	melinda	PROPN
cjrl-2297	995	22	lewis	lewis	PROPN
cjrl-2297	995	23	,	,	PUNCT
cjrl-2297	995	24	student	student	NOUN
cjrl-2297	995	25	loans	loan	NOUN
cjrl-2297	995	26	are	be	AUX
cjrl-2297	995	27	widening	widen	VERB
cjrl-2297	995	28	the	the	DET
cjrl-2297	995	29	wealth	wealth	NOUN
cjrl-2297	995	30	gap	gap	NOUN
cjrl-2297	995	31	:	:	PUNCT
cjrl-2297	995	32	time	time	NOUN
cjrl-2297	995	33	to	to	PART
cjrl-2297	995	34	focus	focus	VERB
cjrl-2297	995	35	on	on	ADP
cjrl-2297	995	36	equity	equity	NOUN
cjrl-2297	995	37	,	,	PUNCT
cjrl-2297	995	38	assets	asset	NOUN
cjrl-2297	995	39	and	and	CCONJ
cjrl-2297	995	40	education	education	NOUN
cjrl-2297	995	41	initiative	initiative	NOUN
cjrl-2297	995	42	(	(	PUNCT
cjrl-2297	995	43	2013	2013	NUM
cjrl-2297	995	44	)	)	PUNCT
cjrl-2297	995	45	;	;	PUNCT
cjrl-2297	995	46	caroline	caroline	PROPN
cjrl-2297	995	47	m.	m.	PROPN
cjrl-2297	995	48	hoxby	hoxby	PROPN
cjrl-2297	995	49	&	&	CCONJ
cjrl-2297	995	50	christopher	christopher	PROPN
cjrl-2297	995	51	avery	avery	PROPN
cjrl-2297	995	52	,	,	PUNCT
cjrl-2297	995	53	the	the	DET
cjrl-2297	995	54	mission	mission	NOUN
cjrl-2297	995	55	“	"	PUNCT
cjrl-2297	995	56	one	one	NUM
cjrl-2297	995	57	-	-	PUNCT
cjrl-2297	995	58	offs	off	NOUN
cjrl-2297	995	59	”	"	PUNCT
cjrl-2297	995	60	:	:	PUNCT
cjrl-2297	995	61	the	the	DET
cjrl-2297	995	62	hidden	hide	VERB
cjrl-2297	995	63	supply	supply	NOUN
cjrl-2297	995	64	of	of	ADP
cjrl-2297	995	65	high	high	ADJ
cjrl-2297	995	66	-	-	PUNCT
cjrl-2297	995	67	achieving	achieving	NOUN
cjrl-2297	995	68	,	,	PUNCT
cjrl-2297	995	69	low	low	ADJ
cjrl-2297	995	70	income	income	NOUN
cjrl-2297	995	71	students	student	NOUN
cjrl-2297	995	72	,	,	PUNCT
cjrl-2297	995	73	nat’l	nat’l	NUM
cjrl-2297	995	74	bureau	bureau	PROPN
cjrl-2297	995	75	of	of	ADP
cjrl-2297	995	76	econ	econ	PROPN
cjrl-2297	995	77	.	.	PUNCT
cjrl-2297	996	1	research	research	PROPN
cjrl-2297	996	2	,	,	PUNCT
cjrl-2297	996	3	working	work	VERB
cjrl-2297	996	4	paper	paper	NOUN
cjrl-2297	996	5	no	no	NOUN
cjrl-2297	996	6	.	.	PROPN
cjrl-2297	996	7	18586	18586	NUM
cjrl-2297	996	8	,	,	PUNCT
cjrl-2297	996	9	dec	dec	PROPN
cjrl-2297	996	10	.	.	PROPN
cjrl-2297	996	11	2012	2012	NUM
cjrl-2297	996	12	;	;	PUNCT
cjrl-2297	996	13	megan	megan	NOUN
cjrl-2297	996	14	woolhouse	woolhouse	NOUN
cjrl-2297	996	15	,	,	PUNCT
cjrl-2297	996	16	wealth	wealth	NOUN
cjrl-2297	996	17	gap	gap	NOUN
cjrl-2297	996	18	limits	limit	VERB
cjrl-2297	996	19	equality	equality	NOUN
cjrl-2297	996	20	of	of	ADP
cjrl-2297	996	21	education	education	NOUN
cjrl-2297	996	22	,	,	PUNCT
cjrl-2297	997	1	bos	bos	PROPN
cjrl-2297	997	2	.	.	PROPN
cjrl-2297	997	3	globe	globe	PROPN
cjrl-2297	997	4	,	,	PUNCT
cjrl-2297	997	5	july	july	PROPN
cjrl-2297	997	6	5	5	NUM
cjrl-2297	997	7	,	,	PUNCT
cjrl-2297	997	8	2013	2013	NUM
cjrl-2297	997	9	.	.	PUNCT
cjrl-2297	998	1	300	300	NUM
cjrl-2297	998	2	see	see	VERB
cjrl-2297	998	3	generally	generally	ADV
cjrl-2297	998	4	uradnik	uradnik	ADJ
cjrl-2297	998	5	,	,	PUNCT
cjrl-2297	998	6	supra	supra	ADJ
cjrl-2297	998	7	note	note	NOUN
cjrl-2297	998	8	290	290	NUM
cjrl-2297	998	9	,	,	PUNCT
cjrl-2297	998	10	at	at	ADP
cjrl-2297	998	11	128	128	NUM
cjrl-2297	998	12	(	(	PUNCT
cjrl-2297	998	13	noting	note	VERB
cjrl-2297	998	14	that	that	SCONJ
cjrl-2297	998	15	despite	despite	SCONJ
cjrl-2297	998	16	presidential	presidential	ADJ
cjrl-2297	998	17	and	and	CCONJ
cjrl-2297	998	18	congressional	congressional	ADJ
cjrl-2297	998	19	efforts	effort	NOUN
cjrl-2297	998	20	towards	towards	ADP
cjrl-2297	998	21	student	student	NOUN
cjrl-2297	998	22	loan	loan	NOUN
cjrl-2297	998	23	reform	reform	NOUN
cjrl-2297	998	24	,	,	PUNCT
cjrl-2297	998	25	the	the	DET
cjrl-2297	998	26	cost	cost	NOUN
cjrl-2297	998	27	savings	saving	NOUN
cjrl-2297	998	28	from	from	ADP
cjrl-2297	998	29	such	such	ADJ
cjrl-2297	998	30	actions	action	NOUN
cjrl-2297	998	31	has	have	VERB
cjrl-2297	998	32	yet	yet	ADV
cjrl-2297	998	33	to	to	PART
cjrl-2297	998	34	translate	translate	VERB
cjrl-2297	998	35	into	into	ADP
cjrl-2297	998	36	further	further	ADJ
cjrl-2297	998	37	funding	funding	NOUN
cjrl-2297	998	38	for	for	ADP
cjrl-2297	998	39	higher	high	ADJ
cjrl-2297	998	40	education	education	NOUN
cjrl-2297	998	41	)	)	PUNCT
cjrl-2297	998	42	;	;	PUNCT
cjrl-2297	998	43	kantrowitz	kantrowitz	NOUN
cjrl-2297	998	44	,	,	PUNCT
cjrl-2297	998	45	supra	supra	PROPN
cjrl-2297	998	46	note	note	PROPN
cjrl-2297	998	47	8	8	NUM
cjrl-2297	998	48	,	,	PUNCT
cjrl-2297	998	49	at	at	ADP
cjrl-2297	998	50	16	16	NUM
cjrl-2297	998	51	(	(	PUNCT
cjrl-2297	998	52	noting	note	VERB
cjrl-2297	998	53	the	the	DET
cjrl-2297	998	54	congressional	congressional	ADJ
cjrl-2297	998	55	role	role	NOUN
cjrl-2297	998	56	in	in	ADP
cjrl-2297	998	57	increasing	increase	VERB
cjrl-2297	998	58	federal	federal	ADJ
cjrl-2297	998	59	grant	grant	NOUN
cjrl-2297	998	60	and	and	CCONJ
cjrl-2297	998	61	loan	loan	NOUN
cjrl-2297	998	62	limits	limit	NOUN
cjrl-2297	998	63	that	that	PRON
cjrl-2297	998	64	remained	remain	VERB
cjrl-2297	998	65	stagnant	stagnant	ADJ
cjrl-2297	998	66	for	for	ADP
cjrl-2297	998	67	a	a	DET
cjrl-2297	998	68	number	number	NOUN
cjrl-2297	998	69	of	of	ADP
cjrl-2297	998	70	years	year	NOUN
cjrl-2297	998	71	despite	despite	SCONJ
cjrl-2297	998	72	the	the	DET
cjrl-2297	998	73	government	government	NOUN
cjrl-2297	998	74	’s	’s	PART
cjrl-2297	998	75	stake	stake	NOUN
cjrl-2297	998	76	in	in	ADP
cjrl-2297	998	77	ensuring	ensure	VERB
cjrl-2297	998	78	college	college	NOUN
cjrl-2297	998	79	access	access	NOUN
cjrl-2297	998	80	.	.	PUNCT
cjrl-2297	999	1	such	such	ADJ
cjrl-2297	999	2	increase	increase	NOUN
cjrl-2297	999	3	in	in	ADP
cjrl-2297	999	4	aggregate	aggregate	ADJ
cjrl-2297	999	5	loan	loan	NOUN
cjrl-2297	999	6	limits	limit	NOUN
cjrl-2297	999	7	is	be	AUX
cjrl-2297	999	8	necessary	necessary	ADJ
cjrl-2297	999	9	because	because	SCONJ
cjrl-2297	999	10	students	student	NOUN
cjrl-2297	999	11	are	be	AUX
cjrl-2297	999	12	reaching	reach	VERB
cjrl-2297	999	13	the	the	DET
cjrl-2297	999	14	limits	limit	NOUN
cjrl-2297	999	15	faster	fast	ADV
cjrl-2297	999	16	due	due	ADP
cjrl-2297	999	17	to	to	ADP
cjrl-2297	999	18	the	the	DET
cjrl-2297	999	19	rising	rise	VERB
cjrl-2297	999	20	cost	cost	NOUN
cjrl-2297	999	21	of	of	ADP
cjrl-2297	999	22	higher	high	ADJ
cjrl-2297	999	23	education	education	NOUN
cjrl-2297	999	24	while	while	SCONJ
cjrl-2297	999	25	increasingly	increasingly	ADV
cjrl-2297	999	26	becoming	become	VERB
cjrl-2297	999	27	ineligible	ineligible	ADJ
cjrl-2297	999	28	or	or	CCONJ
cjrl-2297	999	29	unable	unable	ADJ
cjrl-2297	999	30	to	to	PART
cjrl-2297	999	31	take	take	VERB
cjrl-2297	999	32	out	out	ADP
cjrl-2297	999	33	plus	plus	CCONJ
cjrl-2297	999	34	loans	loan	NOUN
cjrl-2297	999	35	)	)	PUNCT
cjrl-2297	999	36	.	.	PUNCT
cjrl-2297	1000	1	301	301	NUM
cjrl-2297	1000	2	see	see	VERB
cjrl-2297	1000	3	generally	generally	ADV
cjrl-2297	1000	4	cunningham	cunningham	PROPN
cjrl-2297	1000	5	&	&	CCONJ
cjrl-2297	1000	6	kienzl	kienzl	PROPN
cjrl-2297	1000	7	,	,	PUNCT
cjrl-2297	1000	8	supra	supra	PROPN
cjrl-2297	1000	9	note	note	PROPN
cjrl-2297	1000	10	157	157	NUM
cjrl-2297	1000	11	;	;	PUNCT
cjrl-2297	1000	12	josh	josh	PROPN
cjrl-2297	1000	13	freedman	freedman	PROPN
cjrl-2297	1000	14	,	,	PUNCT
cjrl-2297	1000	15	risky	risky	ADJ
cjrl-2297	1000	16	business	business	NOUN
cjrl-2297	1000	17	:	:	PUNCT
cjrl-2297	1000	18	why	why	SCONJ
cjrl-2297	1000	19	student	student	NOUN
cjrl-2297	1000	20	loans	loan	NOUN
cjrl-2297	1000	21	are	be	AUX
cjrl-2297	1000	22	the	the	DET
cjrl-2297	1000	23	worst	bad	ADJ
cjrl-2297	1000	24	way	way	NOUN
cjrl-2297	1000	25	to	to	PART
cjrl-2297	1000	26	fund	fund	VERB
cjrl-2297	1000	27	college	college	NOUN
cjrl-2297	1000	28	,	,	PUNCT
cjrl-2297	1000	29	forbes	forbes	PROPN
cjrl-2297	1000	30	(	(	PUNCT
cjrl-2297	1000	31	feb	feb	PROPN
cjrl-2297	1000	32	.	.	PROPN
cjrl-2297	1000	33	10	10	NUM
cjrl-2297	1000	34	,	,	PUNCT
cjrl-2297	1000	35	2014	2014	NUM
cjrl-2297	1000	36	,	,	PUNCT
cjrl-2297	1000	37	9:00	9:00	NUM
cjrl-2297	1000	38	am	am	NOUN
cjrl-2297	1000	39	)	)	PUNCT
cjrl-2297	1000	40	,	,	PUNCT
cjrl-2297	1000	41	http://www.forbes.com/sites/joshfreedman/2014/02/10/	http://www.forbes.com/sites/joshfreedman/2014/02/10/	PROPN
cjrl-2297	1000	42	foreclosures	foreclosure	NOUN
cjrl-2297	1000	43	and	and	CCONJ
cjrl-2297	1000	44	financial	financial	ADJ
cjrl-2297	1000	45	aid	aid	NOUN
cjrl-2297	1000	46	vol	vol	NOUN
cjrl-2297	1000	47	.	.	PUNCT
cjrl-2297	1001	1	4:2	4:2	NUM
cjrl-2297	1001	2	174	174	NUM
cjrl-2297	1001	3	availability	availability	NOUN
cjrl-2297	1001	4	of	of	ADP
cjrl-2297	1001	5	federal	federal	ADJ
cjrl-2297	1001	6	student	student	NOUN
cjrl-2297	1001	7	loans	loan	NOUN
cjrl-2297	1001	8	to	to	PART
cjrl-2297	1001	9	build	build	VERB
cjrl-2297	1001	10	an	an	DET
cjrl-2297	1001	11	educated	educate	VERB
cjrl-2297	1001	12	and	and	CCONJ
cjrl-2297	1001	13	highly	highly	ADV
cjrl-2297	1001	14	skilled	skilled	ADJ
cjrl-2297	1001	15	workforce	workforce	NOUN
cjrl-2297	1001	16	as	as	ADP
cjrl-2297	1001	17	a	a	DET
cjrl-2297	1001	18	means	means	NOUN
cjrl-2297	1001	19	to	to	PART
cjrl-2297	1001	20	boost	boost	VERB
cjrl-2297	1001	21	the	the	DET
cjrl-2297	1001	22	american	american	ADJ
cjrl-2297	1001	23	economy.302	economy.302	PROPN
cjrl-2297	1001	24	equitable	equitable	ADJ
cjrl-2297	1001	25	student	student	NOUN
cjrl-2297	1001	26	loan	loan	NOUN
cjrl-2297	1001	27	reform	reform	NOUN
cjrl-2297	1001	28	may	may	AUX
cjrl-2297	1001	29	particularly	particularly	ADV
cjrl-2297	1001	30	serve	serve	VERB
cjrl-2297	1001	31	vulnerable	vulnerable	ADJ
cjrl-2297	1001	32	populations	population	NOUN
cjrl-2297	1001	33	,	,	PUNCT
cjrl-2297	1001	34	including	include	VERB
cjrl-2297	1001	35	non	non	ADJ
cjrl-2297	1001	36	-	-	ADJ
cjrl-2297	1001	37	traditional	traditional	ADJ
cjrl-2297	1001	38	students	student	NOUN
cjrl-2297	1001	39	,	,	PUNCT
cjrl-2297	1001	40	by	by	ADP
cjrl-2297	1001	41	promoting	promote	VERB
cjrl-2297	1001	42	independence	independence	NOUN
cjrl-2297	1001	43	and	and	CCONJ
cjrl-2297	1001	44	economic	economic	ADJ
cjrl-2297	1001	45	prosperity.303	prosperity.303	PROPN
cjrl-2297	1001	46	college	college	NOUN
cjrl-2297	1001	47	graduates	graduate	NOUN
cjrl-2297	1001	48	on	on	ADP
cjrl-2297	1001	49	average	average	ADJ
cjrl-2297	1001	50	earn	earn	VERB
cjrl-2297	1001	51	more	more	ADJ
cjrl-2297	1001	52	money	money	NOUN
cjrl-2297	1001	53	and	and	CCONJ
cjrl-2297	1001	54	contribute	contribute	VERB
cjrl-2297	1001	55	more	more	ADJ
cjrl-2297	1001	56	income	income	NOUN
cjrl-2297	1001	57	to	to	ADP
cjrl-2297	1001	58	federal	federal	ADJ
cjrl-2297	1001	59	and	and	CCONJ
cjrl-2297	1001	60	state	state	NOUN
cjrl-2297	1001	61	taxes.304	taxes.304	PROPN
cjrl-2297	1001	62	those	those	DET
cjrl-2297	1001	63	same	same	ADJ
cjrl-2297	1001	64	tax	tax	NOUN
cjrl-2297	1001	65	dollars	dollar	NOUN
cjrl-2297	1001	66	could	could	AUX
cjrl-2297	1001	67	be	be	AUX
cjrl-2297	1001	68	put	put	VERB
cjrl-2297	1001	69	to	to	PART
cjrl-2297	1001	70	work	work	VERB
cjrl-2297	1001	71	in	in	ADP
cjrl-2297	1001	72	paying	pay	VERB
cjrl-2297	1001	73	it	it	PRON
cjrl-2297	1001	74	forward	forward	ADV
cjrl-2297	1001	75	for	for	ADP
cjrl-2297	1001	76	higher	high	ADJ
cjrl-2297	1001	77	education.305	education.305	NOUN
cjrl-2297	1001	78	an	an	DET
cjrl-2297	1001	79	increase	increase	NOUN
cjrl-2297	1001	80	in	in	ADP
cjrl-2297	1001	81	federally	federally	ADV
cjrl-2297	1001	82	-	-	PUNCT
cjrl-2297	1001	83	mandated	mandate	VERB
cjrl-2297	1001	84	student	student	NOUN
cjrl-2297	1001	85	loan	loan	NOUN
cjrl-2297	1001	86	disclosures	disclosure	NOUN
cjrl-2297	1001	87	,	,	PUNCT
cjrl-2297	1001	88	regulatory	regulatory	ADJ
cjrl-2297	1001	89	oversight	oversight	NOUN
cjrl-2297	1001	90	and	and	CCONJ
cjrl-2297	1001	91	supervision	supervision	NOUN
cjrl-2297	1001	92	may	may	AUX
cjrl-2297	1001	93	establish	establish	VERB
cjrl-2297	1001	94	the	the	DET
cjrl-2297	1001	95	means	mean	NOUN
cjrl-2297	1001	96	to	to	PART
cjrl-2297	1001	97	narrow	narrow	VERB
cjrl-2297	1001	98	the	the	DET
cjrl-2297	1001	99	wealth	wealth	NOUN
cjrl-2297	1001	100	gap	gap	NOUN
cjrl-2297	1001	101	in	in	ADP
cjrl-2297	1001	102	presenting	present	VERB
cjrl-2297	1001	103	the	the	DET
cjrl-2297	1001	104	99%306	99%306	NOUN
cjrl-2297	1001	105	with	with	ADP
cjrl-2297	1001	106	an	an	DET
cjrl-2297	1001	107	opportunity	opportunity	NOUN
cjrl-2297	1001	108	to	to	PART
cjrl-2297	1001	109	attain	attain	VERB
cjrl-2297	1001	110	the	the	DET
cjrl-2297	1001	111	same	same	ADJ
cjrl-2297	1001	112	american	american	ADJ
cjrl-2297	1001	113	dream	dream	NOUN
cjrl-2297	1001	114	as	as	ADP
cjrl-2297	1001	115	the	the	DET
cjrl-2297	1001	116	top	top	NOUN
cjrl-2297	1001	117	1%.307	1%.307	NUM
cjrl-2297	1001	118	the	the	DET
cjrl-2297	1001	119	reauthorization	reauthorization	NOUN
cjrl-2297	1001	120	of	of	ADP
cjrl-2297	1001	121	the	the	DET
cjrl-2297	1001	122	higher	high	ADJ
cjrl-2297	1001	123	education	education	NOUN
cjrl-2297	1001	124	act	act	NOUN
cjrl-2297	1001	125	provides	provide	VERB
cjrl-2297	1001	126	an	an	DET
cjrl-2297	1001	127	opportunity	opportunity	NOUN
cjrl-2297	1001	128	to	to	PART
cjrl-2297	1001	129	realize	realize	VERB
cjrl-2297	1001	130	reasonable	reasonable	ADJ
cjrl-2297	1001	131	student	student	NOUN
cjrl-2297	1001	132	loan	loan	NOUN
cjrl-2297	1001	133	debt	debt	NOUN
cjrl-2297	1001	134	reform	reform	NOUN
cjrl-2297	1001	135	,	,	PUNCT
cjrl-2297	1001	136	especially	especially	ADV
cjrl-2297	1001	137	through	through	ADP
cjrl-2297	1001	138	amendment	amendment	NOUN
cjrl-2297	1001	139	of	of	ADP
cjrl-2297	1001	140	the	the	DET
cjrl-2297	1001	141	adverse	adverse	ADJ
cjrl-2297	1001	142	risky	risky	ADJ
cjrl-2297	1001	143	-	-	PUNCT
cjrl-2297	1001	144	business	business	NOUN
cjrl-2297	1001	145	-	-	PUNCT
cjrl-2297	1001	146	why	why	ADJ
cjrl-2297	1001	147	-	-	PUNCT
cjrl-2297	1001	148	student	student	NOUN
cjrl-2297	1001	149	-	-	PUNCT
cjrl-2297	1001	150	loans	loan	NOUN
cjrl-2297	1001	151	-	-	PUNCT
cjrl-2297	1001	152	are	be	AUX
cjrl-2297	1001	153	-	-	PUNCT
cjrl-2297	1001	154	the	the	DET
cjrl-2297	1001	155	-	-	PUNCT
cjrl-2297	1001	156	worst	bad	ADJ
cjrl-2297	1001	157	-	-	PUNCT
cjrl-2297	1001	158	way	way	NOUN
cjrl-2297	1001	159	-	-	PUNCT
cjrl-2297	1001	160	to	to	ADP
cjrl-2297	1001	161	-	-	PUNCT
cjrl-2297	1001	162	fund	fund	NOUN
cjrl-2297	1001	163	-	-	PUNCT
cjrl-2297	1001	164	college/.	college/.	PROPN
cjrl-2297	1001	165	302	302	NUM
cjrl-2297	1001	166	see	see	NOUN
cjrl-2297	1001	167	generally	generally	ADV
cjrl-2297	1001	168	price	price	NOUN
cjrl-2297	1001	169	,	,	PUNCT
cjrl-2297	1001	170	supra	supra	PROPN
cjrl-2297	1001	171	note	note	NOUN
cjrl-2297	1001	172	54	54	NUM
cjrl-2297	1001	173	,	,	PUNCT
cjrl-2297	1001	174	at	at	ADP
cjrl-2297	1001	175	6	6	NUM
cjrl-2297	1001	176	;	;	PUNCT
cjrl-2297	1001	177	the	the	DET
cjrl-2297	1001	178	white	white	PROPN
cjrl-2297	1001	179	house	house	PROPN
cjrl-2297	1001	180	,	,	PUNCT
cjrl-2297	1001	181	higher	high	ADJ
cjrl-2297	1001	182	education	education	NOUN
cjrl-2297	1001	183	,	,	PUNCT
cjrl-2297	1001	184	http://www.whitehouse.gov/issues	http://www.whitehouse.gov/issues	PROPN
cjrl-2297	1001	185	/education	/education	NOUN
cjrl-2297	1001	186	/	/	SYM
cjrl-2297	1001	187	higher	high	ADJ
cjrl-2297	1001	188	-	-	PUNCT
cjrl-2297	1001	189	education	education	NOUN
cjrl-2297	1001	190	(	(	PUNCT
cjrl-2297	1001	191	“	"	PUNCT
cjrl-2297	1001	192	in	in	ADP
cjrl-2297	1001	193	higher	high	ADJ
cjrl-2297	1001	194	education	education	NOUN
cjrl-2297	1001	195	,	,	PUNCT
cjrl-2297	1001	196	the	the	DET
cjrl-2297	1001	197	u.s	u.s	PROPN
cjrl-2297	1001	198	.	.	PROPN
cjrl-2297	1001	199	has	have	AUX
cjrl-2297	1001	200	been	be	AUX
cjrl-2297	1001	201	outpaced	outpace	VERB
cjrl-2297	1001	202	internationally	internationally	ADV
cjrl-2297	1001	203	.	.	PUNCT
cjrl-2297	1002	1	in	in	ADP
cjrl-2297	1002	2	1990	1990	NUM
cjrl-2297	1002	3	,	,	PUNCT
cjrl-2297	1002	4	the	the	DET
cjrl-2297	1002	5	u.s	u.s	PROPN
cjrl-2297	1002	6	.	.	PROPN
cjrl-2297	1002	7	ranked	rank	VERB
cjrl-2297	1002	8	first	first	ADV
cjrl-2297	1002	9	in	in	ADP
cjrl-2297	1002	10	the	the	DET
cjrl-2297	1002	11	world	world	NOUN
cjrl-2297	1002	12	in	in	ADP
cjrl-2297	1002	13	four	four	NUM
cjrl-2297	1002	14	-	-	PUNCT
cjrl-2297	1002	15	year	year	NOUN
cjrl-2297	1002	16	degree	degree	NOUN
cjrl-2297	1002	17	attainment	attainment	NOUN
cjrl-2297	1002	18	among	among	ADP
cjrl-2297	1002	19	25	25	NUM
cjrl-2297	1002	20	-	-	SYM
cjrl-2297	1002	21	34	34	NUM
cjrl-2297	1002	22	year	year	NOUN
cjrl-2297	1002	23	olds	old	NOUN
cjrl-2297	1002	24	;	;	PUNCT
cjrl-2297	1002	25	today	today	NOUN
cjrl-2297	1002	26	,	,	PUNCT
cjrl-2297	1002	27	the	the	DET
cjrl-2297	1002	28	u.s	u.s	PROPN
cjrl-2297	1002	29	.	.	PROPN
cjrl-2297	1002	30	ranks	rank	VERB
cjrl-2297	1002	31	12th	12th	ADV
cjrl-2297	1002	32	.	.	PUNCT
cjrl-2297	1003	1	we	we	PRON
cjrl-2297	1003	2	also	also	ADV
cjrl-2297	1003	3	suffer	suffer	VERB
cjrl-2297	1003	4	from	from	ADP
cjrl-2297	1003	5	a	a	DET
cjrl-2297	1003	6	college	college	NOUN
cjrl-2297	1003	7	attainment	attainment	ADJ
cjrl-2297	1003	8	gap	gap	NOUN
cjrl-2297	1003	9	,	,	PUNCT
cjrl-2297	1003	10	as	as	SCONJ
cjrl-2297	1003	11	high	high	ADJ
cjrl-2297	1003	12	school	school	NOUN
cjrl-2297	1003	13	graduates	graduate	NOUN
cjrl-2297	1003	14	from	from	ADP
cjrl-2297	1003	15	the	the	DET
cjrl-2297	1003	16	wealthiest	wealthy	ADJ
cjrl-2297	1003	17	families	family	NOUN
cjrl-2297	1003	18	in	in	ADP
cjrl-2297	1003	19	our	our	PRON
cjrl-2297	1003	20	nation	nation	NOUN
cjrl-2297	1003	21	are	be	AUX
cjrl-2297	1003	22	almost	almost	ADV
cjrl-2297	1003	23	certain	certain	ADJ
cjrl-2297	1003	24	to	to	PART
cjrl-2297	1003	25	continue	continue	VERB
cjrl-2297	1003	26	on	on	ADP
cjrl-2297	1003	27	to	to	ADP
cjrl-2297	1003	28	higher	high	ADJ
cjrl-2297	1003	29	education	education	NOUN
cjrl-2297	1003	30	,	,	PUNCT
cjrl-2297	1003	31	while	while	SCONJ
cjrl-2297	1003	32	just	just	ADV
cjrl-2297	1003	33	over	over	ADP
cjrl-2297	1003	34	half	half	NOUN
cjrl-2297	1003	35	of	of	ADP
cjrl-2297	1003	36	our	our	PRON
cjrl-2297	1003	37	high	high	ADJ
cjrl-2297	1003	38	school	school	NOUN
cjrl-2297	1003	39	graduates	graduate	NOUN
cjrl-2297	1003	40	in	in	ADP
cjrl-2297	1003	41	the	the	DET
cjrl-2297	1003	42	poorest	poor	ADJ
cjrl-2297	1003	43	quarter	quarter	NOUN
cjrl-2297	1003	44	of	of	ADP
cjrl-2297	1003	45	families	family	NOUN
cjrl-2297	1003	46	attend	attend	VERB
cjrl-2297	1003	47	college	college	NOUN
cjrl-2297	1003	48	.	.	PUNCT
cjrl-2297	1004	1	and	and	CCONJ
cjrl-2297	1004	2	while	while	SCONJ
cjrl-2297	1004	3	more	more	ADJ
cjrl-2297	1004	4	than	than	ADP
cjrl-2297	1004	5	half	half	NOUN
cjrl-2297	1004	6	of	of	ADP
cjrl-2297	1004	7	college	college	NOUN
cjrl-2297	1004	8	students	student	NOUN
cjrl-2297	1004	9	graduate	graduate	VERB
cjrl-2297	1004	10	within	within	ADP
cjrl-2297	1004	11	six	six	NUM
cjrl-2297	1004	12	years	year	NOUN
cjrl-2297	1004	13	,	,	PUNCT
cjrl-2297	1004	14	the	the	DET
cjrl-2297	1004	15	completion	completion	NOUN
cjrl-2297	1004	16	rate	rate	NOUN
cjrl-2297	1004	17	for	for	ADP
cjrl-2297	1004	18	low	low	ADJ
cjrl-2297	1004	19	-	-	PUNCT
cjrl-2297	1004	20	income	income	NOUN
cjrl-2297	1004	21	students	student	NOUN
cjrl-2297	1004	22	is	be	AUX
cjrl-2297	1004	23	around	around	ADV
cjrl-2297	1004	24	25	25	NUM
cjrl-2297	1004	25	percent	percent	NOUN
cjrl-2297	1004	26	.	.	PUNCT
cjrl-2297	1004	27	”	"	PUNCT
cjrl-2297	1004	28	)	)	PUNCT
cjrl-2297	1004	29	.	.	PUNCT
cjrl-2297	1005	1	303	303	NUM
cjrl-2297	1005	2	see	see	VERB
cjrl-2297	1005	3	william	william	PROPN
cjrl-2297	1005	4	elliott	elliott	PROPN
cjrl-2297	1005	5	&	&	CCONJ
cjrl-2297	1005	6	terri	terri	PROPN
cjrl-2297	1005	7	friedline	friedline	PROPN
cjrl-2297	1005	8	,	,	PUNCT
cjrl-2297	1005	9	“	"	PUNCT
cjrl-2297	1005	10	you	you	PRON
cjrl-2297	1005	11	pay	pay	VERB
cjrl-2297	1005	12	your	your	PRON
cjrl-2297	1005	13	share	share	NOUN
cjrl-2297	1005	14	,	,	PUNCT
cjrl-2297	1005	15	we	we	PRON
cjrl-2297	1005	16	’ll	’ll	AUX
cjrl-2297	1005	17	pay	pay	VERB
cjrl-2297	1005	18	our	our	PRON
cjrl-2297	1005	19	share	share	NOUN
cjrl-2297	1005	20	”	"	PUNCT
cjrl-2297	1005	21	:	:	PUNCT
cjrl-2297	1005	22	the	the	DET
cjrl-2297	1005	23	college	college	NOUN
cjrl-2297	1005	24	cost	cost	NOUN
cjrl-2297	1005	25	burden	burden	NOUN
cjrl-2297	1005	26	and	and	CCONJ
cjrl-2297	1005	27	the	the	DET
cjrl-2297	1005	28	role	role	NOUN
cjrl-2297	1005	29	of	of	ADP
cjrl-2297	1005	30	race	race	NOUN
cjrl-2297	1005	31	,	,	PUNCT
cjrl-2297	1005	32	income	income	NOUN
cjrl-2297	1005	33	,	,	PUNCT
cjrl-2297	1005	34	and	and	CCONJ
cjrl-2297	1005	35	college	college	NOUN
cjrl-2297	1005	36	assets	asset	NOUN
cjrl-2297	1005	37	,	,	PUNCT
cjrl-2297	1005	38	33	33	NUM
cjrl-2297	1005	39	econ	econ	NOUN
cjrl-2297	1005	40	.	.	PUNCT
cjrl-2297	1006	1	of	of	ADP
cjrl-2297	1006	2	educ	educ	PROPN
cjrl-2297	1006	3	.	.	PUNCT
cjrl-2297	1007	1	rev	rev	PROPN
cjrl-2297	1007	2	.	.	PROPN
cjrl-2297	1007	3	134	134	NUM
cjrl-2297	1007	4	(	(	PUNCT
cjrl-2297	1007	5	2012	2012	NUM
cjrl-2297	1007	6	)	)	PUNCT
cjrl-2297	1007	7	;	;	PUNCT
cjrl-2297	1007	8	see	see	VERB
cjrl-2297	1007	9	generally	generally	ADV
cjrl-2297	1007	10	institute	institute	VERB
cjrl-2297	1007	11	for	for	ADP
cjrl-2297	1007	12	higher	high	ADJ
cjrl-2297	1007	13	education	education	NOUN
cjrl-2297	1007	14	policy	policy	NOUN
cjrl-2297	1007	15	et	et	PROPN
cjrl-2297	1007	16	al	al	PROPN
cjrl-2297	1007	17	.	.	PROPN
cjrl-2297	1007	18	,	,	PUNCT
cjrl-2297	1007	19	student	student	NOUN
cjrl-2297	1007	20	loan	loan	NOUN
cjrl-2297	1007	21	debt	debt	NOUN
cjrl-2297	1007	22	:	:	PUNCT
cjrl-2297	1007	23	problems	problem	NOUN
cjrl-2297	1007	24	&	&	CCONJ
cjrl-2297	1007	25	prospects	prospect	NOUN
cjrl-2297	1007	26	,	,	PUNCT
cjrl-2297	1007	27	at	at	ADP
cjrl-2297	1007	28	103	103	NUM
cjrl-2297	1007	29	,	,	PUNCT
cjrl-2297	1007	30	106	106	NUM
cjrl-2297	1007	31	,	,	PUNCT
cjrl-2297	1007	32	111–112	111–112	NUM
cjrl-2297	1007	33	(	(	PUNCT
cjrl-2297	1007	34	1998	1998	NUM
cjrl-2297	1007	35	)	)	PUNCT
cjrl-2297	1007	36	;	;	PUNCT
cjrl-2297	1007	37	michael	michael	PROPN
cjrl-2297	1007	38	a.	a.	PROPN
cjrl-2297	1007	39	olivas	olivas	PROPN
cjrl-2297	1007	40	,	,	PUNCT
cjrl-2297	1007	41	undocumented	undocumented	ADJ
cjrl-2297	1007	42	college	college	NOUN
cjrl-2297	1007	43	students	student	NOUN
cjrl-2297	1007	44	,	,	PUNCT
cjrl-2297	1007	45	taxation	taxation	NOUN
cjrl-2297	1007	46	,	,	PUNCT
cjrl-2297	1007	47	and	and	CCONJ
cjrl-2297	1007	48	financial	financial	ADJ
cjrl-2297	1007	49	aid	aid	NOUN
cjrl-2297	1007	50	:	:	PUNCT
cjrl-2297	1007	51	a	a	DET
cjrl-2297	1007	52	technical	technical	ADJ
cjrl-2297	1007	53	note	note	NOUN
cjrl-2297	1007	54	,	,	PUNCT
cjrl-2297	1007	55	32	32	NUM
cjrl-2297	1007	56	rev	rev	X
cjrl-2297	1007	57	.	.	PROPN
cjrl-2297	1007	58	of	of	ADP
cjrl-2297	1007	59	higher	high	ADJ
cjrl-2297	1007	60	educ	educ	NOUN
cjrl-2297	1007	61	.	.	PUNCT
cjrl-2297	1007	62	,	,	PUNCT
cjrl-2297	1007	63	407	407	NUM
cjrl-2297	1007	64	(	(	PUNCT
cjrl-2297	1007	65	2009	2009	NUM
cjrl-2297	1007	66	)	)	PUNCT
cjrl-2297	1007	67	(	(	PUNCT
cjrl-2297	1007	68	noting	note	VERB
cjrl-2297	1007	69	the	the	DET
cjrl-2297	1007	70	problems	problem	NOUN
cjrl-2297	1007	71	faced	face	VERB
cjrl-2297	1007	72	by	by	ADP
cjrl-2297	1007	73	undocumented	undocumented	ADJ
cjrl-2297	1007	74	immigrants	immigrant	NOUN
cjrl-2297	1007	75	concerning	concern	VERB
cjrl-2297	1007	76	the	the	DET
cjrl-2297	1007	77	application	application	NOUN
cjrl-2297	1007	78	and	and	CCONJ
cjrl-2297	1007	79	regulation	regulation	NOUN
cjrl-2297	1007	80	of	of	ADP
cjrl-2297	1007	81	financial	financial	ADJ
cjrl-2297	1007	82	aid	aid	NOUN
cjrl-2297	1007	83	)	)	PUNCT
cjrl-2297	1007	84	;	;	PUNCT
cjrl-2297	1007	85	gandara	gandara	PROPN
cjrl-2297	1007	86	,	,	PUNCT
cjrl-2297	1007	87	supra	supra	PROPN
cjrl-2297	1007	88	note	note	PROPN
cjrl-2297	1007	89	11	11	NUM
cjrl-2297	1007	90	,	,	PUNCT
cjrl-2297	1007	91	at	at	ADP
cjrl-2297	1007	92	56	56	NUM
cjrl-2297	1007	93	(	(	PUNCT
cjrl-2297	1007	94	“	"	PUNCT
cjrl-2297	1007	95	low	low	ADJ
cjrl-2297	1007	96	-	-	PUNCT
cjrl-2297	1007	97	income	income	NOUN
cjrl-2297	1007	98	,	,	PUNCT
cjrl-2297	1007	99	first	first	ADJ
cjrl-2297	1007	100	-	-	PUNCT
cjrl-2297	1007	101	generation	generation	NOUN
cjrl-2297	1007	102	,	,	PUNCT
cjrl-2297	1007	103	and	and	CCONJ
cjrl-2297	1007	104	minority	minority	NOUN
cjrl-2297	1007	105	youth	youth	NOUN
cjrl-2297	1007	106	today	today	NOUN
cjrl-2297	1007	107	face	face	VERB
cjrl-2297	1007	108	many	many	ADJ
cjrl-2297	1007	109	barriers	barrier	NOUN
cjrl-2297	1007	110	to	to	ADP
cjrl-2297	1007	111	college	college	NOUN
cjrl-2297	1007	112	access	access	NOUN
cjrl-2297	1007	113	,	,	PUNCT
cjrl-2297	1007	114	including	include	VERB
cjrl-2297	1007	115	inadequate	inadequate	ADJ
cjrl-2297	1007	116	academic	academic	ADJ
cjrl-2297	1007	117	preparation	preparation	NOUN
cjrl-2297	1007	118	,	,	PUNCT
cjrl-2297	1007	119	insufficient	insufficient	ADJ
cjrl-2297	1007	120	information	information	NOUN
cjrl-2297	1007	121	about	about	ADP
cjrl-2297	1007	122	college	college	NOUN
cjrl-2297	1007	123	and	and	CCONJ
cjrl-2297	1007	124	the	the	DET
cjrl-2297	1007	125	student	student	NOUN
cjrl-2297	1007	126	aid	aid	NOUN
cjrl-2297	1007	127	process	process	NOUN
cjrl-2297	1007	128	,	,	PUNCT
cjrl-2297	1007	129	rising	rise	VERB
cjrl-2297	1007	130	tuition	tuition	NOUN
cjrl-2297	1007	131	,	,	PUNCT
cjrl-2297	1007	132	and	and	CCONJ
cjrl-2297	1007	133	shortfalls	shortfall	NOUN
cjrl-2297	1007	134	in	in	ADP
cjrl-2297	1007	135	student	student	NOUN
cjrl-2297	1007	136	aid	aid	NOUN
cjrl-2297	1007	137	,	,	PUNCT
cjrl-2297	1007	138	especially	especially	ADV
cjrl-2297	1007	139	grant	grant	VERB
cjrl-2297	1007	140	aid	aid	NOUN
cjrl-2297	1007	141	.	.	PUNCT
cjrl-2297	1007	142	”	"	PUNCT
cjrl-2297	1007	143	)	)	PUNCT
cjrl-2297	1007	144	.	.	PUNCT
cjrl-2297	1008	1	304	304	NUM
cjrl-2297	1008	2	see	see	VERB
cjrl-2297	1008	3	sandra	sandra	PROPN
cjrl-2297	1008	4	baum	baum	PROPN
cjrl-2297	1008	5	et	et	PROPN
cjrl-2297	1008	6	al	al	PROPN
cjrl-2297	1008	7	.	.	PROPN
cjrl-2297	1008	8	,	,	PUNCT
cjrl-2297	1008	9	education	education	NOUN
cjrl-2297	1008	10	pays	pay	VERB
cjrl-2297	1008	11	2010	2010	NUM
cjrl-2297	1008	12	:	:	PUNCT
cjrl-2297	1008	13	the	the	DET
cjrl-2297	1008	14	benefits	benefit	NOUN
cjrl-2297	1008	15	of	of	ADP
cjrl-2297	1008	16	higher	high	ADJ
cjrl-2297	1008	17	education	education	NOUN
cjrl-2297	1008	18	for	for	ADP
cjrl-2297	1008	19	individuals	individual	NOUN
cjrl-2297	1008	20	and	and	CCONJ
cjrl-2297	1008	21	society	society	NOUN
cjrl-2297	1008	22	,	,	PUNCT
cjrl-2297	1008	23	college	college	NOUN
cjrl-2297	1008	24	board	board	NOUN
cjrl-2297	1008	25	11	11	NUM
cjrl-2297	1008	26	(	(	PUNCT
cjrl-2297	1008	27	2010	2010	NUM
cjrl-2297	1008	28	)	)	PUNCT
cjrl-2297	1008	29	,	,	PUNCT
cjrl-2297	1008	30	http://advocacy.collegeboard.org/sites/default/files/	http://advocacy.collegeboard.org/sites/default/files/	PROPN
cjrl-2297	1008	31	education_pays_2010.pdf	education_pays_2010.pdf	PROPN
cjrl-2297	1008	32	;	;	PUNCT
cjrl-2297	1008	33	univ	univ	PROPN
cjrl-2297	1008	34	.	.	PROPN
cjrl-2297	1008	35	of	of	ADP
cjrl-2297	1008	36	wash	wash	NOUN
cjrl-2297	1008	37	.	.	PUNCT
cjrl-2297	1008	38	,	,	PUNCT
cjrl-2297	1008	39	what	what	PRON
cjrl-2297	1008	40	is	be	AUX
cjrl-2297	1008	41	a	a	DET
cjrl-2297	1008	42	college	college	NOUN
cjrl-2297	1008	43	education	education	NOUN
cjrl-2297	1008	44	worth	worth	ADJ
cjrl-2297	1008	45	.	.	PUNCT
cjrl-2297	1008	46	.	.	PUNCT
cjrl-2297	1008	47	.	.	PUNCT
cjrl-2297	1009	1	for	for	ADP
cjrl-2297	1009	2	the	the	DET
cjrl-2297	1009	3	citizens	citizen	NOUN
cjrl-2297	1009	4	,	,	PUNCT
cjrl-2297	1009	5	community	community	NOUN
cjrl-2297	1009	6	,	,	PUNCT
cjrl-2297	1009	7	employers	employer	NOUN
cjrl-2297	1009	8	,	,	PUNCT
cjrl-2297	1009	9	state	state	NOUN
cjrl-2297	1009	10	and	and	CCONJ
cjrl-2297	1009	11	students	student	NOUN
cjrl-2297	1009	12	,	,	PUNCT
cjrl-2297	1009	13	available	available	ADJ
cjrl-2297	1009	14	at	at	ADP
cjrl-2297	1009	15	http://www.washington.edu/externalaffairs/files/2012/	http://www.washington.edu/externalaffairs/files/2012/	PROPN
cjrl-2297	1009	16	10	10	NUM
cjrl-2297	1009	17	/	/	SYM
cjrl-2297	1009	18	value_of_education.pdf	value_of_education.pdf	NOUN
cjrl-2297	1009	19	.	.	PUNCT
cjrl-2297	1010	1	305	305	NUM
cjrl-2297	1010	2	see	see	VERB
cjrl-2297	1010	3	generally	generally	ADV
cjrl-2297	1010	4	mike	mike	PROPN
cjrl-2297	1010	5	konczal	konczal	PROPN
cjrl-2297	1010	6	,	,	PUNCT
cjrl-2297	1010	7	could	could	AUX
cjrl-2297	1010	8	we	we	PRON
cjrl-2297	1010	9	redirect	redirect	VERB
cjrl-2297	1010	10	tax	tax	NOUN
cjrl-2297	1010	11	subsidies	subsidy	NOUN
cjrl-2297	1010	12	to	to	PART
cjrl-2297	1010	13	pay	pay	VERB
cjrl-2297	1010	14	for	for	ADP
cjrl-2297	1010	15	free	free	ADJ
cjrl-2297	1010	16	college	college	NOUN
cjrl-2297	1010	17	?	?	PUNCT
cjrl-2297	1010	18	,	,	PUNCT
cjrl-2297	1010	19	next	next	ADJ
cjrl-2297	1010	20	new	new	ADJ
cjrl-2297	1010	21	deal	deal	NOUN
cjrl-2297	1010	22	(	(	PUNCT
cjrl-2297	1010	23	dec	dec	PROPN
cjrl-2297	1010	24	.	.	PROPN
cjrl-2297	1010	25	20	20	NUM
cjrl-2297	1010	26	,	,	PUNCT
cjrl-2297	1010	27	2011	2011	NUM
cjrl-2297	1010	28	)	)	PUNCT
cjrl-2297	1010	29	,	,	PUNCT
cjrl-2297	1010	30	http://www.nextnewdeal.net/rortybomb/could-we-redirect-tax-subsidies-pay-free-college?utm_source=	http://www.nextnewdeal.net/rortybomb/could-we-redirect-tax-subsidies-pay-free-college?utm_source=	PROPN
cjrl-2297	1010	31	daily+digest&utm_campaign=1aca816a25	daily+digest&utm_campaign=1aca816a25	PROPN
cjrl-2297	1010	32	-	-	PUNCT
cjrl-2297	1010	33	dd_5_10_135_10_2013&utm_medium	dd_5_10_135_10_2013&utm_medium	NOUN
cjrl-2297	1010	34	=	=	NOUN
cjrl-2297	1010	35	email&utm_term=0_e4428ba3501aca816a25	email&utm_term=0_e4428ba3501aca816a25	NOUN
cjrl-2297	1010	36	-	-	PUNCT
cjrl-2297	1010	37	10716385	10716385	NUM
cjrl-2297	1010	38	;	;	PUNCT
cjrl-2297	1010	39	christopher	christopher	PROPN
cjrl-2297	1010	40	m.	m.	PROPN
cjrl-2297	1010	41	mullin	mullin	PROPN
cjrl-2297	1010	42	&	&	CCONJ
cjrl-2297	1010	43	kent	kent	PROPN
cjrl-2297	1010	44	phillipe	phillipe	PROPN
cjrl-2297	1010	45	,	,	PUNCT
cjrl-2297	1010	46	community	community	NOUN
cjrl-2297	1010	47	college	college	NOUN
cjrl-2297	1010	48	contributions	contribution	NOUN
cjrl-2297	1010	49	,	,	PUNCT
cjrl-2297	1010	50	american	american	PROPN
cjrl-2297	1010	51	association	association	PROPN
cjrl-2297	1010	52	of	of	ADP
cjrl-2297	1010	53	community	community	NOUN
cjrl-2297	1010	54	colleges	college	NOUN
cjrl-2297	1010	55	(	(	PUNCT
cjrl-2297	1010	56	2013	2013	NUM
cjrl-2297	1010	57	)	)	PUNCT
cjrl-2297	1010	58	,	,	PUNCT
cjrl-2297	1010	59	available	available	ADJ
cjrl-2297	1010	60	at	at	ADP
cjrl-2297	1010	61	http://www.aacc.nche.edu/publications/	http://www.aacc.nche.edu/publications/	PROPN
cjrl-2297	1010	62	briefs	brief	NOUN
cjrl-2297	1010	63	/	/	SYM
cjrl-2297	1010	64	documents/2013pb_01.pdf	documents/2013pb_01.pdf	PROPN
cjrl-2297	1010	65	.	.	PUNCT
cjrl-2297	1011	1	306	306	NUM
cjrl-2297	1011	2	see	see	VERB
cjrl-2297	1011	3	ezra	ezra	PROPN
cjrl-2297	1011	4	klein	klein	PROPN
cjrl-2297	1011	5	,	,	PUNCT
cjrl-2297	1011	6	who	who	PRON
cjrl-2297	1011	7	are	be	AUX
cjrl-2297	1011	8	the	the	DET
cjrl-2297	1011	9	99	99	NUM
cjrl-2297	1011	10	percent	percent	NOUN
cjrl-2297	1011	11	?	?	PUNCT
cjrl-2297	1011	12	,	,	PUNCT
cjrl-2297	1011	13	wash	wash	NOUN
cjrl-2297	1011	14	.	.	PUNCT
cjrl-2297	1012	1	post	post	NOUN
cjrl-2297	1012	2	(	(	PUNCT
cjrl-2297	1012	3	oct	oct	PROPN
cjrl-2297	1012	4	.	.	PROPN
cjrl-2297	1012	5	4	4	NUM
cjrl-2297	1012	6	,	,	PUNCT
cjrl-2297	1012	7	2011	2011	NUM
cjrl-2297	1012	8	)	)	PUNCT
cjrl-2297	1012	9	(	(	PUNCT
cjrl-2297	1012	10	describing	describe	VERB
cjrl-2297	1012	11	the	the	DET
cjrl-2297	1012	12	occupy	occupy	NOUN
cjrl-2297	1012	13	wall	wall	PROPN
cjrl-2297	1012	14	street	street	PROPN
cjrl-2297	1012	15	movement	movement	PROPN
cjrl-2297	1012	16	to	to	PART
cjrl-2297	1012	17	include	include	VERB
cjrl-2297	1012	18	protest	protest	NOUN
cjrl-2297	1012	19	against	against	ADP
cjrl-2297	1012	20	college	college	NOUN
cjrl-2297	1012	21	debt	debt	NOUN
cjrl-2297	1012	22	)	)	PUNCT
cjrl-2297	1012	23	;	;	PUNCT
cjrl-2297	1012	24	see	see	VERB
cjrl-2297	1012	25	generally	generally	ADV
cjrl-2297	1012	26	cong	cong	VERB
cjrl-2297	1012	27	.	.	PUNCT
cjrl-2297	1013	1	budget	budget	NOUN
cjrl-2297	1013	2	office	office	PROPN
cjrl-2297	1013	3	,	,	PUNCT
cjrl-2297	1013	4	trends	trend	NOUN
cjrl-2297	1013	5	in	in	ADP
cjrl-2297	1013	6	the	the	DET
cjrl-2297	1013	7	distribution	distribution	NOUN
cjrl-2297	1013	8	of	of	ADP
cjrl-2297	1013	9	household	household	NOUN
cjrl-2297	1013	10	income	income	NOUN
cjrl-2297	1013	11	between	between	ADP
cjrl-2297	1013	12	1979	1979	NUM
cjrl-2297	1013	13	and	and	CCONJ
cjrl-2297	1013	14	2007	2007	NUM
cjrl-2297	1013	15	(	(	PUNCT
cjrl-2297	1013	16	2011	2011	NUM
cjrl-2297	1013	17	)	)	PUNCT
cjrl-2297	1013	18	,	,	PUNCT
cjrl-2297	1013	19	available	available	ADJ
cjrl-2297	1013	20	at	at	ADP
cjrl-2297	1013	21	http://cbo.gov/sites/default/	http://cbo.gov/sites/default/	PROPN
cjrl-2297	1013	22	files	file	NOUN
cjrl-2297	1013	23	/	/	SYM
cjrl-2297	1013	24	cbofiles	cbofile	NOUN
cjrl-2297	1013	25	/	/	SYM
cjrl-2297	1013	26	attachments/10	attachments/10	PROPN
cjrl-2297	1013	27	-	-	PUNCT
cjrl-2297	1013	28	25	25	NUM
cjrl-2297	1013	29	-	-	PUNCT
cjrl-2297	1013	30	householdincome.pdf	householdincome.pdf	NOUN
cjrl-2297	1013	31	(	(	PUNCT
cjrl-2297	1013	32	“	"	PUNCT
cjrl-2297	1013	33	cbo	cbo	PROPN
cjrl-2297	1013	34	finds	find	VERB
cjrl-2297	1013	35	that	that	SCONJ
cjrl-2297	1013	36	,	,	PUNCT
cjrl-2297	1013	37	between	between	ADP
cjrl-2297	1013	38	1979	1979	NUM
cjrl-2297	1013	39	and	and	CCONJ
cjrl-2297	1013	40	2007	2007	NUM
cjrl-2297	1013	41	,	,	PUNCT
cjrl-2297	1013	42	income	income	NOUN
cjrl-2297	1013	43	grew	grow	VERB
cjrl-2297	1013	44	by	by	ADP
cjrl-2297	1013	45	:	:	PUNCT
cjrl-2297	1013	46	275	275	NUM
cjrl-2297	1013	47	percent	percent	NOUN
cjrl-2297	1013	48	for	for	ADP
cjrl-2297	1013	49	the	the	DET
cjrl-2297	1013	50	top	top	ADJ
cjrl-2297	1013	51	1	1	NUM
cjrl-2297	1013	52	percent	percent	NOUN
cjrl-2297	1013	53	of	of	ADP
cjrl-2297	1013	54	households	household	NOUN
cjrl-2297	1013	55	,	,	PUNCT
cjrl-2297	1013	56	65	65	NUM
cjrl-2297	1013	57	percent	percent	NOUN
cjrl-2297	1013	58	for	for	ADP
cjrl-2297	1013	59	the	the	DET
cjrl-2297	1013	60	next	next	ADJ
cjrl-2297	1013	61	19	19	NUM
cjrl-2297	1013	62	percent	percent	NOUN
cjrl-2297	1013	63	,	,	PUNCT
cjrl-2297	1013	64	just	just	ADV
cjrl-2297	1013	65	under	under	ADP
cjrl-2297	1013	66	40	40	NUM
cjrl-2297	1013	67	percent	percent	NOUN
cjrl-2297	1013	68	for	for	ADP
cjrl-2297	1013	69	the	the	DET
cjrl-2297	1013	70	next	next	ADJ
cjrl-2297	1013	71	60	60	NUM
cjrl-2297	1013	72	percent	percent	NOUN
cjrl-2297	1013	73	,	,	PUNCT
cjrl-2297	1013	74	and18	and18	ADJ
cjrl-2297	1013	75	percent	percent	NOUN
cjrl-2297	1013	76	for	for	ADP
cjrl-2297	1013	77	the	the	DET
cjrl-2297	1013	78	bottom	bottom	ADJ
cjrl-2297	1013	79	20	20	NUM
cjrl-2297	1013	80	percent	percent	NOUN
cjrl-2297	1013	81	.	.	PUNCT
cjrl-2297	1013	82	”	"	PUNCT
cjrl-2297	1013	83	)	)	PUNCT
cjrl-2297	1013	84	.	.	PUNCT
cjrl-2297	1014	1	307	307	NUM
cjrl-2297	1014	2	see	see	VERB
cjrl-2297	1014	3	generally	generally	ADV
cjrl-2297	1014	4	justin	justin	PROPN
cjrl-2297	1014	5	r.	r.	PROPN
cjrl-2297	1014	6	la	la	PROPN
cjrl-2297	1014	7	mort	mort	PROPN
cjrl-2297	1014	8	,	,	PUNCT
cjrl-2297	1014	9	generation	generation	NOUN
cjrl-2297	1014	10	debt	debt	NOUN
cjrl-2297	1014	11	and	and	CCONJ
cjrl-2297	1014	12	the	the	DET
cjrl-2297	1014	13	american	american	ADJ
cjrl-2297	1014	14	dream	dream	NOUN
cjrl-2297	1014	15	:	:	PUNCT
cjrl-2297	1014	16	the	the	DET
cjrl-2297	1014	17	need	need	NOUN
cjrl-2297	1014	18	for	for	ADP
cjrl-2297	1014	19	student	student	NOUN
cjrl-2297	1014	20	loan	loan	NOUN
cjrl-2297	1014	21	reform	reform	NOUN
cjrl-2297	1014	22	,	,	PUNCT
cjrl-2297	1014	23	4	4	NUM
cjrl-2297	1014	24	harv	harv	NOUN
cjrl-2297	1014	25	.	.	PUNCT
cjrl-2297	1015	1	l.	l.	PROPN
cjrl-2297	1015	2	&	&	CCONJ
cjrl-2297	1015	3	pol’y	pol’y	NOUN
cjrl-2297	1015	4	rev	rev	PROPN
cjrl-2297	1015	5	.	.	PUNCT
cjrl-2297	1016	1	(	(	PUNCT
cjrl-2297	1016	2	2010	2010	NUM
cjrl-2297	1016	3	)	)	PUNCT
cjrl-2297	1016	4	;	;	PUNCT
cjrl-2297	1016	5	mitchell	mitchell	PROPN
cjrl-2297	1016	6	f.	f.	PROPN
cjrl-2297	1016	7	crusto	crusto	PROPN
cjrl-2297	1016	8	,	,	PUNCT
cjrl-2297	1016	9	obama	obama	PROPN
cjrl-2297	1016	10	’s	’s	PART
cjrl-2297	1016	11	moral	moral	ADJ
cjrl-2297	1016	12	capitalism	capitalism	NOUN
cjrl-2297	1016	13	:	:	PUNCT
cjrl-2297	1016	14	resuscitating	resuscitate	VERB
cjrl-2297	1016	15	the	the	DET
cjrl-2297	1016	16	american	american	PROPN
cjrl-2297	1016	17	dream	dream	NOUN
cjrl-2297	1016	18	,	,	PUNCT
cjrl-2297	1016	19	63	63	NUM
cjrl-2297	1016	20	u.	u.	PROPN
cjrl-2297	1016	21	miami	miami	PROPN
cjrl-2297	1016	22	l.	l.	PROPN
cjrl-2297	1016	23	rev	rev	PROPN
cjrl-2297	1016	24	.	.	PROPN
cjrl-2297	1016	25	1011	1011	NUM
cjrl-2297	1016	26	(	(	PUNCT
cjrl-2297	1016	27	2008–2009	2008–2009	NUM
cjrl-2297	1016	28	)	)	PUNCT
cjrl-2297	1016	29	;	;	PUNCT
cjrl-2297	1016	30	see	see	VERB
cjrl-2297	1016	31	also	also	ADV
cjrl-2297	1016	32	klein	klein	PROPN
cjrl-2297	1016	33	,	,	PUNCT
cjrl-2297	1016	34	supra	supra	PROPN
cjrl-2297	1016	35	note	note	NOUN
cjrl-2297	1016	36	306	306	NUM
cjrl-2297	1016	37	(	(	PUNCT
cjrl-2297	1016	38	describing	describe	VERB
cjrl-2297	1016	39	the	the	DET
cjrl-2297	1016	40	occupy	occupy	NOUN
cjrl-2297	1016	41	wall	wall	PROPN
cjrl-2297	1016	42	street	street	PROPN
cjrl-2297	1016	43	movement	movement	PROPN
cjrl-2297	1016	44	to	to	PART
cjrl-2297	1016	45	include	include	VERB
cjrl-2297	1016	46	protests	protest	NOUN
cjrl-2297	1016	47	against	against	ADP
cjrl-2297	1016	48	college	college	NOUN
cjrl-2297	1016	49	debt	debt	NOUN
cjrl-2297	1016	50	)	)	PUNCT
cjrl-2297	1016	51	;	;	PUNCT
cjrl-2297	1017	1	cong	cong	NOUN
cjrl-2297	1017	2	.	.	PUNCT
cjrl-2297	1018	1	budget	budget	NOUN
cjrl-2297	1018	2	office	office	PROPN
cjrl-2297	1018	3	,	,	PUNCT
cjrl-2297	1018	4	supra	supra	PROPN
cjrl-2297	1018	5	note	note	NOUN
cjrl-2297	1018	6	306	306	NUM
cjrl-2297	1018	7	;	;	PUNCT
cjrl-2297	1018	8	joseph	joseph	PROPN
cjrl-2297	1018	9	e.	e.	PROPN
cjrl-2297	1018	10	stiglitz	stiglitz	PROPN
cjrl-2297	1018	11	,	,	PUNCT
cjrl-2297	1018	12	a	a	DET
cjrl-2297	1018	13	tax	tax	NOUN
cjrl-2297	1018	14	system	system	NOUN
cjrl-2297	1018	15	stacked	stack	VERB
cjrl-2297	1018	16	against	against	ADP
cjrl-2297	1018	17	the	the	DET
cjrl-2297	1018	18	99	99	NUM
cjrl-2297	1018	19	percent	percent	NOUN
cjrl-2297	1018	20	,	,	PUNCT
cjrl-2297	1018	21	n.y	n.y	PROPN
cjrl-2297	1018	22	.	.	PROPN
cjrl-2297	1018	23	times	times	PROPN
cjrl-2297	1018	24	(	(	PUNCT
cjrl-2297	1018	25	apr	apr	PROPN
cjrl-2297	1018	26	.	.	PROPN
cjrl-2297	1018	27	14	14	NUM
cjrl-2297	1018	28	,	,	PUNCT
cjrl-2297	1018	29	2013	2013	NUM
cjrl-2297	1018	30	)	)	PUNCT
cjrl-2297	1018	31	,	,	PUNCT
cjrl-2297	1018	32	http://opinionator.blogs.nytimes.com/2013/04/14/a-tax-systemstacked-against-the-99-percent/?_php=true&_type=blogs&_r=0	http://opinionator.blogs.nytimes.com/2013/04/14/a-tax-systemstacked-against-the-99-percent/?_php=true&_type=blogs&_r=0	VERB
cjrl-2297	1018	33	(	(	PUNCT
cjrl-2297	1018	34	“	"	PUNCT
cjrl-2297	1018	35	most	most	ADJ
cjrl-2297	1018	36	of	of	ADP
cjrl-2297	1018	37	the	the	DET
cjrl-2297	1018	38	western	western	ADJ
cjrl-2297	1018	39	world	world	NOUN
cjrl-2297	1018	40	has	have	AUX
cjrl-2297	1018	41	experienced	experience	VERB
cjrl-2297	1018	42	an	an	DET
cjrl-2297	1018	43	increase	increase	NOUN
cjrl-2297	1018	44	in	in	ADP
cjrl-2297	1018	45	inequality	inequality	NOUN
cjrl-2297	1018	46	in	in	ADP
cjrl-2297	1018	47	recent	recent	ADJ
cjrl-2297	1018	48	decades	decade	NOUN
cjrl-2297	1018	49	,	,	PUNCT
cjrl-2297	1018	50	though	though	SCONJ
cjrl-2297	1018	51	not	not	PART
cjrl-2297	1018	52	as	as	ADV
cjrl-2297	1018	53	much	much	ADV
cjrl-2297	1018	54	as	as	SCONJ
cjrl-2297	1018	55	the	the	DET
cjrl-2297	1018	56	united	united	PROPN
cjrl-2297	1018	57	states	states	PROPN
cjrl-2297	1018	58	has	have	VERB
cjrl-2297	1018	59	.	.	PUNCT
cjrl-2297	1018	60	”	"	PUNCT
cjrl-2297	1018	61	)	)	PUNCT
cjrl-2297	1018	62	.	.	PUNCT
cjrl-2297	1019	1	2014	2014	NUM
cjrl-2297	1019	2	columbia	columbia	PROPN
cjrl-2297	1019	3	journal	journal	PROPN
cjrl-2297	1019	4	of	of	ADP
cjrl-2297	1019	5	race	race	NOUN
cjrl-2297	1019	6	and	and	CCONJ
cjrl-2297	1019	7	law	law	NOUN
cjrl-2297	1019	8	175	175	NUM
cjrl-2297	1019	9	credit	credit	NOUN
cjrl-2297	1019	10	barrier	barrier	NOUN
cjrl-2297	1019	11	for	for	ADP
cjrl-2297	1019	12	graduate	graduate	NOUN
cjrl-2297	1019	13	and	and	CCONJ
cjrl-2297	1019	14	parent	parent	NOUN
cjrl-2297	1019	15	plus	plus	CCONJ
cjrl-2297	1019	16	loans.308	loans.308	ADP
cjrl-2297	1019	17	our	our	PRON
cjrl-2297	1019	18	economic	economic	ADJ
cjrl-2297	1019	19	and	and	CCONJ
cjrl-2297	1019	20	social	social	ADJ
cjrl-2297	1019	21	well	well	ADV
cjrl-2297	1019	22	-	-	PUNCT
cjrl-2297	1019	23	being	being	NOUN
cjrl-2297	1019	24	ultimately	ultimately	ADV
cjrl-2297	1019	25	depend	depend	VERB
cjrl-2297	1019	26	on	on	ADP
cjrl-2297	1019	27	it.309	it.309	NOUN
cjrl-2297	1019	28	308	308	NUM
cjrl-2297	1019	29	see	see	VERB
cjrl-2297	1019	30	nelson	nelson	PROPN
cjrl-2297	1019	31	,	,	PUNCT
cjrl-2297	1019	32	supra	supra	PROPN
cjrl-2297	1019	33	note	note	PROPN
cjrl-2297	1019	34	85	85	NUM
cjrl-2297	1019	35	,	,	PUNCT
cjrl-2297	1019	36	http://www.insidehighered.com/news/2013/04/17/2-hearings-congress-takesfirst-steps-toward-rewriting-higher-education-act	http://www.insidehighered.com/news/2013/04/17/2-hearings-congress-takesfirst-steps-toward-rewriting-higher-education-act	X
cjrl-2297	1019	37	(	(	PUNCT
cjrl-2297	1019	38	“	"	PUNCT
cjrl-2297	1019	39	the	the	DET
cjrl-2297	1019	40	higher	high	ADJ
cjrl-2297	1019	41	education	education	NOUN
cjrl-2297	1019	42	act	act	PROPN
cjrl-2297	1019	43	,	,	PUNCT
cjrl-2297	1019	44	last	last	ADV
cjrl-2297	1019	45	rewritten	rewrite	VERB
cjrl-2297	1019	46	in	in	ADP
cjrl-2297	1019	47	2008	2008	NUM
cjrl-2297	1019	48	,	,	PUNCT
cjrl-2297	1019	49	expires	expire	VERB
cjrl-2297	1019	50	at	at	ADP
cjrl-2297	1019	51	the	the	DET
cjrl-2297	1019	52	end	end	NOUN
cjrl-2297	1019	53	of	of	ADP
cjrl-2297	1019	54	this	this	DET
cjrl-2297	1019	55	calendar	calendar	NOUN
cjrl-2297	1019	56	year	year	NOUN
cjrl-2297	1019	57	.	.	PUNCT
cjrl-2297	1020	1	no	no	DET
cjrl-2297	1020	2	one	one	NOUN
cjrl-2297	1020	3	knows	know	VERB
cjrl-2297	1020	4	when	when	SCONJ
cjrl-2297	1020	5	congress	congress	PROPN
cjrl-2297	1020	6	will	will	AUX
cjrl-2297	1020	7	actually	actually	ADV
cjrl-2297	1020	8	finish	finish	VERB
cjrl-2297	1020	9	renewing	renew	VERB
cjrl-2297	1020	10	it	it	PRON
cjrl-2297	1020	11	or	or	CCONJ
cjrl-2297	1020	12	how	how	SCONJ
cjrl-2297	1020	13	the	the	DET
cjrl-2297	1020	14	deep	deep	ADJ
cjrl-2297	1020	15	partisan	partisan	ADJ
cjrl-2297	1020	16	divide	divide	NOUN
cjrl-2297	1020	17	that	that	PRON
cjrl-2297	1020	18	pervades	pervade	VERB
cjrl-2297	1020	19	capitol	capitol	PROPN
cjrl-2297	1020	20	hill	hill	PROPN
cjrl-2297	1020	21	will	will	AUX
cjrl-2297	1020	22	complicate	complicate	VERB
cjrl-2297	1020	23	what	what	PRON
cjrl-2297	1020	24	is	be	AUX
cjrl-2297	1020	25	already	already	ADV
cjrl-2297	1020	26	a	a	DET
cjrl-2297	1020	27	lengthy	lengthy	ADJ
cjrl-2297	1020	28	process	process	NOUN
cjrl-2297	1020	29	.	.	PUNCT
cjrl-2297	1021	1	last	last	ADJ
cjrl-2297	1021	2	time	time	NOUN
cjrl-2297	1021	3	around	around	ADV
cjrl-2297	1021	4	,	,	PUNCT
cjrl-2297	1021	5	it	it	PRON
cjrl-2297	1021	6	took	take	VERB
cjrl-2297	1021	7	five	five	NUM
cjrl-2297	1021	8	years	year	NOUN
cjrl-2297	1021	9	to	to	PART
cjrl-2297	1021	10	renew	renew	VERB
cjrl-2297	1021	11	the	the	DET
cjrl-2297	1021	12	act	act	NOUN
cjrl-2297	1021	13	after	after	SCONJ
cjrl-2297	1021	14	it	it	PRON
cjrl-2297	1021	15	expired	expire	VERB
cjrl-2297	1021	16	.	.	PUNCT
cjrl-2297	1021	17	”	"	PUNCT
cjrl-2297	1021	18	)	)	PUNCT
cjrl-2297	1021	19	;	;	PUNCT
cjrl-2297	1021	20	press	press	NOUN
cjrl-2297	1021	21	release	release	NOUN
cjrl-2297	1021	22	,	,	PUNCT
cjrl-2297	1021	23	h.r	h.r	PROPN
cjrl-2297	1021	24	.	.	PROPN
cjrl-2297	1021	25	educ	educ	PROPN
cjrl-2297	1021	26	.	.	PUNCT
cjrl-2297	1021	27	&	&	CCONJ
cjrl-2297	1021	28	the	the	DET
cjrl-2297	1021	29	workforce	workforce	PROPN
cjrl-2297	1021	30	comm	comm	NOUN
cjrl-2297	1021	31	.	.	PUNCT
cjrl-2297	1021	32	,	,	PUNCT
cjrl-2297	1021	33	preparing	prepare	VERB
cjrl-2297	1021	34	for	for	ADP
cjrl-2297	1021	35	higher	high	ADJ
cjrl-2297	1021	36	education	education	NOUN
cjrl-2297	1021	37	act	act	NOUN
cjrl-2297	1021	38	reauthorization	reauthorization	NOUN
cjrl-2297	1021	39	,	,	PUNCT
cjrl-2297	1021	40	subcommittee	subcommittee	NOUN
cjrl-2297	1021	41	explores	explore	VERB
cjrl-2297	1021	42	the	the	DET
cjrl-2297	1021	43	role	role	NOUN
cjrl-2297	1021	44	of	of	ADP
cjrl-2297	1021	45	federal	federal	ADJ
cjrl-2297	1021	46	student	student	NOUN
cjrl-2297	1021	47	aid	aid	NOUN
cjrl-2297	1021	48	,	,	PUNCT
cjrl-2297	1021	49	(	(	PUNCT
cjrl-2297	1021	50	apr	apr	NOUN
cjrl-2297	1021	51	.	.	PROPN
cjrl-2297	1021	52	16	16	NUM
cjrl-2297	1021	53	,	,	PUNCT
cjrl-2297	1021	54	2013	2013	NUM
cjrl-2297	1021	55	)	)	PUNCT
cjrl-2297	1021	56	,	,	PUNCT
cjrl-2297	1021	57	http://edworkforce.house	http://edworkforce.house	PROPN
cjrl-2297	1021	58	.	.	PUNCT
cjrl-2297	1022	1	gov	gov	PROPN
cjrl-2297	1022	2	/	/	SYM
cjrl-2297	1022	3	news	news	PROPN
cjrl-2297	1022	4	/	/	SYM
cjrl-2297	1023	1	documentsingle.aspx?documentid=329232	documentsingle.aspx?documentid=329232	PROPN
cjrl-2297	1023	2	(	(	PUNCT
cjrl-2297	1023	3	“	"	PUNCT
cjrl-2297	1023	4	[	[	X
cjrl-2297	1023	5	m]embers	m]ember	NOUN
cjrl-2297	1023	6	and	and	CCONJ
cjrl-2297	1023	7	higher	high	ADJ
cjrl-2297	1023	8	education	education	NOUN
cjrl-2297	1023	9	experts	expert	NOUN
cjrl-2297	1023	10	discussed	discuss	VERB
cjrl-2297	1023	11	the	the	DET
cjrl-2297	1023	12	upcoming	upcoming	ADJ
cjrl-2297	1023	13	reauthorization	reauthorization	NOUN
cjrl-2297	1023	14	of	of	ADP
cjrl-2297	1023	15	the	the	DET
cjrl-2297	1023	16	higher	high	ADJ
cjrl-2297	1023	17	education	education	NOUN
cjrl-2297	1023	18	act	act	NOUN
cjrl-2297	1023	19	,	,	PUNCT
cjrl-2297	1023	20	and	and	CCONJ
cjrl-2297	1023	21	explored	explore	VERB
cjrl-2297	1023	22	the	the	DET
cjrl-2297	1023	23	question	question	NOUN
cjrl-2297	1023	24	of	of	ADP
cjrl-2297	1023	25	whether	whether	SCONJ
cjrl-2297	1023	26	the	the	DET
cjrl-2297	1023	27	federal	federal	ADJ
cjrl-2297	1023	28	government	government	NOUN
cjrl-2297	1023	29	should	should	AUX
cjrl-2297	1023	30	maintain	maintain	VERB
cjrl-2297	1023	31	its	its	PRON
cjrl-2297	1023	32	traditional	traditional	ADJ
cjrl-2297	1023	33	focus	focus	NOUN
cjrl-2297	1023	34	on	on	ADP
cjrl-2297	1023	35	improving	improve	VERB
cjrl-2297	1023	36	access	access	NOUN
cjrl-2297	1023	37	to	to	ADP
cjrl-2297	1023	38	higher	high	ADJ
cjrl-2297	1023	39	education	education	NOUN
cjrl-2297	1023	40	,	,	PUNCT
cjrl-2297	1023	41	or	or	CCONJ
cjrl-2297	1023	42	move	move	VERB
cjrl-2297	1023	43	toward	toward	ADP
cjrl-2297	1023	44	a	a	DET
cjrl-2297	1023	45	system	system	NOUN
cjrl-2297	1023	46	that	that	PRON
cjrl-2297	1023	47	ties	tie	VERB
cjrl-2297	1023	48	federal	federal	ADJ
cjrl-2297	1023	49	aid	aid	NOUN
cjrl-2297	1023	50	to	to	ADP
cjrl-2297	1023	51	student	student	NOUN
cjrl-2297	1023	52	outcomes	outcome	NOUN
cjrl-2297	1023	53	,	,	PUNCT
cjrl-2297	1023	54	job	job	NOUN
cjrl-2297	1023	55	placement	placement	NOUN
cjrl-2297	1023	56	,	,	PUNCT
cjrl-2297	1023	57	or	or	CCONJ
cjrl-2297	1023	58	graduation	graduation	NOUN
cjrl-2297	1023	59	rates	rate	NOUN
cjrl-2297	1023	60	.	.	PUNCT
cjrl-2297	1023	61	”	"	PUNCT
cjrl-2297	1023	62	)	)	PUNCT
cjrl-2297	1023	63	.	.	PUNCT
cjrl-2297	1024	1	309	309	NUM
cjrl-2297	1024	2	see	see	VERB
cjrl-2297	1024	3	white	white	PROPN
cjrl-2297	1024	4	house	house	PROPN
cjrl-2297	1024	5	,	,	PUNCT
cjrl-2297	1024	6	ensuring	ensure	VERB
cjrl-2297	1024	7	that	that	SCONJ
cjrl-2297	1024	8	student	student	NOUN
cjrl-2297	1024	9	loans	loan	NOUN
cjrl-2297	1024	10	are	be	AUX
cjrl-2297	1024	11	affordable	affordable	ADJ
cjrl-2297	1024	12	,	,	PUNCT
cjrl-2297	1024	13	available	available	ADJ
cjrl-2297	1024	14	at	at	ADP
cjrl-2297	1024	15	http://www.white	http://www.white	PROPN
cjrl-2297	1024	16	house.gov/sites/default/files/100326-ibr-fact-sheet.pdf	house.gov/sites/default/files/100326-ibr-fact-sheet.pdf	NOUN
cjrl-2297	1024	17	(	(	PUNCT
cjrl-2297	1024	18	highlighting	highlight	VERB
cjrl-2297	1024	19	benefits	benefit	NOUN
cjrl-2297	1024	20	for	for	ADP
cjrl-2297	1024	21	student	student	NOUN
cjrl-2297	1024	22	loan	loan	NOUN
cjrl-2297	1024	23	lenders	lender	NOUN
cjrl-2297	1024	24	enrolling	enrol	VERB
cjrl-2297	1024	25	in	in	ADP
cjrl-2297	1024	26	college	college	NOUN
cjrl-2297	1024	27	for	for	ADP
cjrl-2297	1024	28	2014	2014	NUM
cjrl-2297	1024	29	or	or	CCONJ
cjrl-2297	1024	30	later	later	ADV
cjrl-2297	1024	31	under	under	ADP
cjrl-2297	1024	32	the	the	DET
cjrl-2297	1024	33	health	health	NOUN
cjrl-2297	1024	34	care	care	NOUN
cjrl-2297	1024	35	and	and	CCONJ
cjrl-2297	1024	36	education	education	NOUN
cjrl-2297	1024	37	reconciliation	reconciliation	NOUN
cjrl-2297	1024	38	act	act	NOUN
cjrl-2297	1024	39	)	)	PUNCT
cjrl-2297	1024	40	;	;	PUNCT
cjrl-2297	1024	41	see	see	VERB
cjrl-2297	1024	42	generally	generally	ADV
cjrl-2297	1024	43	consumer	consumer	NOUN
cjrl-2297	1024	44	fin	fin	NOUN
cjrl-2297	1024	45	.	.	PUNCT
cjrl-2297	1025	1	prot	prot	PROPN
cjrl-2297	1025	2	.	.	PUNCT
cjrl-2297	1026	1	bureau	bureau	PROPN
cjrl-2297	1026	2	,	,	PUNCT
cjrl-2297	1026	3	student	student	NOUN
cjrl-2297	1026	4	loan	loan	NOUN
cjrl-2297	1026	5	affordability	affordability	NOUN
cjrl-2297	1026	6	:	:	PUNCT
cjrl-2297	1026	7	analysis	analysis	NOUN
cjrl-2297	1026	8	of	of	ADP
cjrl-2297	1026	9	public	public	ADJ
cjrl-2297	1026	10	input	input	NOUN
cjrl-2297	1026	11	on	on	ADP
cjrl-2297	1026	12	impact	impact	NOUN
cjrl-2297	1026	13	and	and	CCONJ
cjrl-2297	1026	14	solutions	solution	NOUN
cjrl-2297	1026	15	(	(	PUNCT
cjrl-2297	1026	16	2013	2013	NUM
cjrl-2297	1026	17	)	)	PUNCT
cjrl-2297	1026	18	,	,	PUNCT
cjrl-2297	1026	19	available	available	ADJ
cjrl-2297	1026	20	at	at	ADP
cjrl-2297	1026	21	http://files.consumerfinance.gov/f/201305_cfpb_rfi-report_student-loans.pdf	http://files.consumerfinance.gov/f/201305_cfpb_rfi-report_student-loans.pdf	PROPN
cjrl-2297	1026	22	;	;	PUNCT
cjrl-2297	1026	23	david	david	PROPN
cjrl-2297	1026	24	a.	a.	PROPN
cjrl-2297	1026	25	bergeron	bergeron	PROPN
cjrl-2297	1026	26	&	&	CCONJ
cjrl-2297	1026	27	tobin	tobin	PROPN
cjrl-2297	1026	28	van	van	PROPN
cjrl-2297	1026	29	ostern	ostern	PROPN
cjrl-2297	1026	30	,	,	PUNCT
cjrl-2297	1026	31	a	a	DET
cjrl-2297	1026	32	comprehensive	comprehensive	ADJ
cjrl-2297	1026	33	analysis	analysis	NOUN
cjrl-2297	1026	34	of	of	ADP
cjrl-2297	1026	35	the	the	DET
cjrl-2297	1026	36	student	student	NOUN
cjrl-2297	1026	37	-	-	PUNCT
cjrl-2297	1026	38	loan	loan	NOUN
cjrl-2297	1026	39	interest	interest	NOUN
cjrl-2297	1026	40	-	-	PUNCT
cjrl-2297	1026	41	rate	rate	NOUN
cjrl-2297	1026	42	changes	change	NOUN
cjrl-2297	1026	43	that	that	PRON
cjrl-2297	1026	44	are	be	AUX
cjrl-2297	1026	45	being	be	AUX
cjrl-2297	1026	46	considered	consider	VERB
cjrl-2297	1026	47	by	by	ADP
cjrl-2297	1026	48	congress	congress	PROPN
cjrl-2297	1026	49	,	,	PUNCT
cjrl-2297	1026	50	center	center	NOUN
cjrl-2297	1026	51	for	for	ADP
cjrl-2297	1026	52	am	am	PROPN
cjrl-2297	1026	53	.	.	PUNCT
cjrl-2297	1027	1	progress	progress	NOUN
cjrl-2297	1027	2	(	(	PUNCT
cjrl-2297	1027	3	june	june	PROPN
cjrl-2297	1027	4	27	27	NUM
cjrl-2297	1027	5	,	,	PUNCT
cjrl-2297	1027	6	2013	2013	NUM
cjrl-2297	1027	7	)	)	PUNCT
cjrl-2297	1027	8	(	(	PUNCT
cjrl-2297	1027	9	“	"	PUNCT
cjrl-2297	1027	10	an	an	DET
cjrl-2297	1027	11	advanced	advanced	ADJ
cjrl-2297	1027	12	degree	degree	NOUN
cjrl-2297	1027	13	provides	provide	VERB
cjrl-2297	1027	14	individuals	individual	NOUN
cjrl-2297	1027	15	with	with	ADP
cjrl-2297	1027	16	a	a	DET
cjrl-2297	1027	17	clear	clear	ADJ
cjrl-2297	1027	18	path	path	NOUN
cjrl-2297	1027	19	to	to	ADP
cjrl-2297	1027	20	the	the	DET
cjrl-2297	1027	21	middle	middle	ADJ
cjrl-2297	1027	22	class	class	NOUN
cjrl-2297	1027	23	,	,	PUNCT
cjrl-2297	1027	24	a	a	DET
cjrl-2297	1027	25	higher	high	ADJ
cjrl-2297	1027	26	likelihood	likelihood	NOUN
cjrl-2297	1027	27	of	of	ADP
cjrl-2297	1027	28	meaningful	meaningful	ADJ
cjrl-2297	1027	29	and	and	CCONJ
cjrl-2297	1027	30	gainful	gainful	ADJ
cjrl-2297	1027	31	employment	employment	NOUN
cjrl-2297	1027	32	,	,	PUNCT
cjrl-2297	1027	33	and	and	CCONJ
cjrl-2297	1027	34	lifelong	lifelong	ADJ
cjrl-2297	1027	35	financial	financial	ADJ
cjrl-2297	1027	36	and	and	CCONJ
cjrl-2297	1027	37	personal	personal	ADJ
cjrl-2297	1027	38	benefits	benefit	NOUN
cjrl-2297	1027	39	.	.	PUNCT
cjrl-2297	1028	1	college	college	NOUN
cjrl-2297	1028	2	education	education	NOUN
cjrl-2297	1028	3	also	also	ADV
cjrl-2297	1028	4	provides	provide	VERB
cjrl-2297	1028	5	for	for	ADP
cjrl-2297	1028	6	a	a	DET
cjrl-2297	1028	7	skilled	skilled	ADJ
cjrl-2297	1028	8	workforce	workforce	NOUN
cjrl-2297	1028	9	that	that	PRON
cjrl-2297	1028	10	is	be	AUX
cjrl-2297	1028	11	crucial	crucial	ADJ
cjrl-2297	1028	12	to	to	ADP
cjrl-2297	1028	13	rebuilding	rebuild	VERB
cjrl-2297	1028	14	the	the	DET
cjrl-2297	1028	15	entire	entire	ADJ
cjrl-2297	1028	16	american	american	ADJ
cjrl-2297	1028	17	economy	economy	NOUN
cjrl-2297	1028	18	.	.	PUNCT
cjrl-2297	1028	19	”	"	PUNCT
cjrl-2297	1028	20	)	)	PUNCT
cjrl-2297	1028	21	.	.	PUNCT
cjrl-2297	1029	1	foreclosures	foreclosure	NOUN
cjrl-2297	1029	2	and	and	CCONJ
cjrl-2297	1029	3	financial	financial	ADJ
cjrl-2297	1029	4	aid	aid	NOUN
cjrl-2297	1029	5	vol	vol	NOUN
cjrl-2297	1029	6	.	.	PUNCT
cjrl-2297	1029	7	4:2	4:2	NUM
cjrl-2297	1029	8	176	176	NUM