id	sid	tid	token	lemma	pos
cana-1001	1	1	communications	communication	NOUN
cana-1001	1	2	on	on	ADP
cana-1001	1	3	applied	apply	VERB
cana-1001	1	4	nonlinear	nonlinear	ADJ
cana-1001	1	5	analysis	analysis	NOUN
cana-1001	1	6	issn	issn	NOUN
cana-1001	1	7	:	:	PUNCT
cana-1001	1	8	1074	1074	NUM
cana-1001	1	9	-	-	PUNCT
cana-1001	1	10	133x	133x	NUM
cana-1001	1	11	vol	vol	NOUN
cana-1001	1	12	31	31	NUM
cana-1001	1	13	no	no	NOUN
cana-1001	1	14	.	.	PUNCT
cana-1001	2	1	5s	5s	NUM
cana-1001	2	2	(	(	PUNCT
cana-1001	2	3	2024	2024	NUM
cana-1001	2	4	)	)	PUNCT
cana-1001	2	5	79	79	NUM
cana-1001	2	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-1001	2	7	exploring	explore	VERB
cana-1001	2	8	the	the	DET
cana-1001	2	9	opportunities	opportunity	NOUN
cana-1001	2	10	of	of	ADP
cana-1001	2	11	fintech	fintech	NOUN
cana-1001	2	12	services	services	PROPN
cana-1001	2	13	dr	dr	PROPN
cana-1001	2	14	.	.	PROPN
cana-1001	2	15	l.	l.	PROPN
cana-1001	2	16	kuladeep	kuladeep	PROPN
cana-1001	2	17	kumar1	kumar1	PROPN
cana-1001	2	18	,	,	PUNCT
cana-1001	2	19	dr.j	dr.j	NOUN
cana-1001	2	20	.	.	PUNCT
cana-1001	3	1	katyayani	katyayani	PROPN
cana-1001	3	2	2	2	NUM
cana-1001	3	3	,	,	PUNCT
cana-1001	3	4	dr.d.venkatesh3	dr.d.venkatesh3	PROPN
cana-1001	3	5	,	,	PUNCT
cana-1001	3	6	dr.sreenivasulu	dr.sreenivasulu	VERB
cana-1001	3	7	sunkara4	sunkara4	PROPN
cana-1001	3	8	,	,	PUNCT
cana-1001	3	9	dr	dr	PROPN
cana-1001	3	10	.	.	PROPN
cana-1001	3	11	gowthami	gowthami	PROPN
cana-1001	3	12	.	.	PUNCT
cana-1001	4	1	k5	k5	PROPN
cana-1001	4	2	,	,	PUNCT
cana-1001	4	3	dr.c.rani6	dr.c.rani6	PROPN
cana-1001	4	4	1associate	1associate	NUM
cana-1001	4	5	professor	professor	NOUN
cana-1001	4	6	,	,	PUNCT
cana-1001	4	7	school	school	NOUN
cana-1001	4	8	of	of	ADP
cana-1001	4	9	commerce	commerce	NOUN
cana-1001	4	10	and	and	CCONJ
cana-1001	4	11	management	management	NOUN
cana-1001	4	12	,	,	PUNCT
cana-1001	4	13	mohan	mohan	PROPN
cana-1001	4	14	babu	babu	PROPN
cana-1001	4	15	university	university	PROPN
cana-1001	4	16	,	,	PUNCT
cana-1001	4	17	kuladdep79@gmail.com	kuladdep79@gmail.com	X
cana-1001	4	18	2b.tech	2b.tech	PROPN
cana-1001	4	19	.	.	PROPN
cana-1001	4	20	,	,	PUNCT
cana-1001	4	21	mba	mba	PROPN
cana-1001	4	22	.	.	PUNCT
cana-1001	4	23	,ph.d	,ph.d	PROPN
cana-1001	4	24	.	.	PROPN
cana-1001	4	25	,	,	PUNCT
cana-1001	4	26	m.tech	m.tech	NOUN
cana-1001	4	27	,	,	PUNCT
cana-1001	4	28	professor	professor	NOUN
cana-1001	4	29	,	,	PUNCT
cana-1001	4	30	department	department	NOUN
cana-1001	4	31	of	of	ADP
cana-1001	4	32	business	business	NOUN
cana-1001	4	33	management	management	NOUN
cana-1001	4	34	,	,	PUNCT
cana-1001	4	35	sri	sri	PROPN
cana-1001	4	36	padmavathi	padmavathi	PROPN
cana-1001	4	37	mahila	mahila	PROPN
cana-1001	4	38	vishwavidyalaya	vishwavidyalaya	PROPN
cana-1001	4	39	-	-	PUNCT
cana-1001	4	40	tirupati	tirupati	PROPN
cana-1001	4	41	.	.	PUNCT
cana-1001	5	1	3assistant	3assistant	NUM
cana-1001	5	2	professor	professor	NOUN
cana-1001	5	3	,	,	PUNCT
cana-1001	5	4	school	school	NOUN
cana-1001	5	5	of	of	ADP
cana-1001	5	6	commerce	commerce	NOUN
cana-1001	5	7	and	and	CCONJ
cana-1001	5	8	management	management	NOUN
cana-1001	5	9	,	,	PUNCT
cana-1001	5	10	mohan	mohan	PROPN
cana-1001	5	11	babu	babu	PROPN
cana-1001	5	12	university	university	PROPN
cana-1001	5	13	,	,	PUNCT
cana-1001	5	14	tirupati	tirupati	PROPN
cana-1001	5	15	4assistant	4assistant	NUM
cana-1001	5	16	professor	professor	NOUN
cana-1001	5	17	,	,	PUNCT
cana-1001	5	18	dept	dept	NOUN
cana-1001	5	19	.	.	PROPN
cana-1001	5	20	of	of	ADP
cana-1001	5	21	master	master	PROPN
cana-1001	5	22	of	of	ADP
cana-1001	5	23	business	business	PROPN
cana-1001	5	24	administration	administration	PROPN
cana-1001	5	25	,	,	PUNCT
cana-1001	5	26	the	the	DET
cana-1001	5	27	oxford	oxford	PROPN
cana-1001	5	28	college	college	PROPN
cana-1001	5	29	of	of	ADP
cana-1001	5	30	engineering	engineering	NOUN
cana-1001	5	31	,	,	PUNCT
cana-1001	5	32	bangalore	bangalore	NOUN
cana-1001	5	33	.	.	PUNCT
cana-1001	6	1	5technical	5technical	ADJ
cana-1001	6	2	facility	facility	NOUN
cana-1001	6	3	manager	manager	NOUN
cana-1001	6	4	,	,	PUNCT
cana-1001	6	5	kjr	kjr	PROPN
cana-1001	6	6	bio	bio	PROPN
cana-1001	6	7	-	-	PROPN
cana-1001	6	8	science	science	PROPN
cana-1001	6	9	pvt	pvt	PROPN
cana-1001	6	10	.	.	PROPN
cana-1001	6	11	ltd	ltd	PROPN
cana-1001	6	12	,	,	PUNCT
cana-1001	6	13	tirupati	tirupati	PROPN
cana-1001	6	14	.	.	PUNCT
cana-1001	7	1	6assistant	6assistant	NUM
cana-1001	7	2	professor	professor	NOUN
cana-1001	7	3	,	,	PUNCT
cana-1001	7	4	school	school	NOUN
cana-1001	7	5	of	of	ADP
cana-1001	7	6	commerce	commerce	NOUN
cana-1001	7	7	and	and	CCONJ
cana-1001	7	8	management	management	NOUN
cana-1001	7	9	,	,	PUNCT
cana-1001	7	10	mohan	mohan	PROPN
cana-1001	7	11	babu	babu	PROPN
cana-1001	7	12	university	university	PROPN
cana-1001	7	13	,	,	PUNCT
cana-1001	7	14	tirupati	tirupati	PROPN
cana-1001	7	15	.	.	PUNCT
cana-1001	8	1	article	article	NOUN
cana-1001	8	2	history	history	NOUN
cana-1001	8	3	:	:	PUNCT
cana-1001	8	4	received	receive	VERB
cana-1001	8	5	:	:	PUNCT
cana-1001	8	6	30	30	NUM
cana-1001	8	7	-	-	PUNCT
cana-1001	8	8	04	04	NUM
cana-1001	8	9	-	-	PUNCT
cana-1001	8	10	2024	2024	NUM
cana-1001	8	11	revised	revise	VERB
cana-1001	8	12	:	:	PUNCT
cana-1001	8	13	11	11	NUM
cana-1001	8	14	-	-	SYM
cana-1001	8	15	06	06	NUM
cana-1001	8	16	-	-	PUNCT
cana-1001	8	17	2024	2024	NUM
cana-1001	8	18	accepted	accept	VERB
cana-1001	8	19	:	:	PUNCT
cana-1001	8	20	29	29	NUM
cana-1001	8	21	-	-	SYM
cana-1001	8	22	06	06	NUM
cana-1001	8	23	-	-	PUNCT
cana-1001	8	24	2024	2024	NUM
cana-1001	8	25	abstract	abstract	NOUN
cana-1001	8	26	:	:	PUNCT
cana-1001	9	1	fintech	fintech	NOUN
cana-1001	9	2	,	,	PUNCT
cana-1001	9	3	an	an	DET
cana-1001	9	4	emerging	emerge	VERB
cana-1001	9	5	force	force	NOUN
cana-1001	9	6	in	in	ADP
cana-1001	9	7	the	the	DET
cana-1001	9	8	21st	21st	ADJ
cana-1001	9	9	century	century	NOUN
cana-1001	9	10	,	,	PUNCT
cana-1001	9	11	uses	use	VERB
cana-1001	9	12	technology	technology	NOUN
cana-1001	9	13	to	to	PART
cana-1001	9	14	transform	transform	VERB
cana-1001	9	15	financial	financial	ADJ
cana-1001	9	16	services	service	NOUN
cana-1001	9	17	,	,	PUNCT
cana-1001	9	18	providing	provide	VERB
cana-1001	9	19	mobile	mobile	ADJ
cana-1001	9	20	payments	payment	NOUN
cana-1001	9	21	,	,	PUNCT
cana-1001	9	22	loans	loan	NOUN
cana-1001	9	23	,	,	PUNCT
cana-1001	9	24	money	money	NOUN
cana-1001	9	25	transfers	transfer	NOUN
cana-1001	9	26	,	,	PUNCT
cana-1001	9	27	and	and	CCONJ
cana-1001	9	28	asset	asset	NOUN
cana-1001	9	29	management	management	NOUN
cana-1001	9	30	.	.	PUNCT
cana-1001	10	1	it	it	PRON
cana-1001	10	2	has	have	AUX
cana-1001	10	3	revolutionized	revolutionize	VERB
cana-1001	10	4	business	business	NOUN
cana-1001	10	5	operations	operation	NOUN
cana-1001	10	6	through	through	ADP
cana-1001	10	7	distributed	distribute	VERB
cana-1001	10	8	supply	supply	NOUN
cana-1001	10	9	chains	chain	NOUN
cana-1001	10	10	,	,	PUNCT
cana-1001	10	11	outsourced	outsourced	ADJ
cana-1001	10	12	manufacturing	manufacturing	NOUN
cana-1001	10	13	,	,	PUNCT
cana-1001	10	14	and	and	CCONJ
cana-1001	10	15	contract	contract	NOUN
cana-1001	10	16	warehousing	warehousing	NOUN
cana-1001	10	17	,	,	PUNCT
cana-1001	10	18	optimizing	optimize	VERB
cana-1001	10	19	design	design	NOUN
cana-1001	10	20	,	,	PUNCT
cana-1001	10	21	production	production	NOUN
cana-1001	10	22	,	,	PUNCT
cana-1001	10	23	marketing	marketing	NOUN
cana-1001	10	24	,	,	PUNCT
cana-1001	10	25	delivery	delivery	NOUN
cana-1001	10	26	,	,	PUNCT
cana-1001	10	27	and	and	CCONJ
cana-1001	10	28	service	service	NOUN
cana-1001	10	29	functions	function	NOUN
cana-1001	10	30	.	.	PUNCT
cana-1001	11	1	despite	despite	SCONJ
cana-1001	11	2	challenges	challenge	NOUN
cana-1001	11	3	in	in	ADP
cana-1001	11	4	india	india	PROPN
cana-1001	11	5	such	such	ADJ
cana-1001	11	6	as	as	ADP
cana-1001	11	7	regulatory	regulatory	ADJ
cana-1001	11	8	uncertainty	uncertainty	NOUN
cana-1001	11	9	,	,	PUNCT
cana-1001	11	10	data	datum	NOUN
cana-1001	11	11	privacy	privacy	NOUN
cana-1001	11	12	concerns	concern	NOUN
cana-1001	11	13	,	,	PUNCT
cana-1001	11	14	and	and	CCONJ
cana-1001	11	15	financial	financial	ADJ
cana-1001	11	16	inclusion	inclusion	NOUN
cana-1001	11	17	gaps	gap	NOUN
cana-1001	11	18	,	,	PUNCT
cana-1001	11	19	fintech	fintech	NOUN
cana-1001	11	20	has	have	VERB
cana-1001	11	21	the	the	DET
cana-1001	11	22	potential	potential	NOUN
cana-1001	11	23	to	to	PART
cana-1001	11	24	become	become	VERB
cana-1001	11	25	a	a	DET
cana-1001	11	26	crucial	crucial	ADJ
cana-1001	11	27	facilitator	facilitator	NOUN
cana-1001	11	28	for	for	ADP
cana-1001	11	29	financial	financial	ADJ
cana-1001	11	30	services	service	NOUN
cana-1001	11	31	in	in	ADP
cana-1001	11	32	india	india	PROPN
cana-1001	11	33	,	,	PUNCT
cana-1001	11	34	promoting	promote	VERB
cana-1001	11	35	economic	economic	ADJ
cana-1001	11	36	growth	growth	NOUN
cana-1001	11	37	and	and	CCONJ
cana-1001	11	38	financial	financial	ADJ
cana-1001	11	39	inclusion	inclusion	NOUN
cana-1001	11	40	through	through	ADP
cana-1001	11	41	a	a	DET
cana-1001	11	42	combination	combination	NOUN
cana-1001	11	43	of	of	ADP
cana-1001	11	44	technological	technological	ADJ
cana-1001	11	45	expertise	expertise	NOUN
cana-1001	11	46	,	,	PUNCT
cana-1001	11	47	capital	capital	NOUN
cana-1001	11	48	investments	investment	NOUN
cana-1001	11	49	,	,	PUNCT
cana-1001	11	50	government	government	NOUN
cana-1001	11	51	policies	policy	NOUN
cana-1001	11	52	,	,	PUNCT
cana-1001	11	53	and	and	CCONJ
cana-1001	11	54	regulatory	regulatory	ADJ
cana-1001	11	55	frameworks	framework	NOUN
cana-1001	11	56	.	.	PUNCT
cana-1001	12	1	keywords	keyword	NOUN
cana-1001	12	2	:	:	PUNCT
cana-1001	12	3	financial	financial	ADJ
cana-1001	12	4	services	service	NOUN
cana-1001	12	5	,	,	PUNCT
cana-1001	12	6	fin	fin	NOUN
cana-1001	12	7	tech	tech	NOUN
cana-1001	12	8	,	,	PUNCT
cana-1001	12	9	startups	startup	NOUN
cana-1001	12	10	,	,	PUNCT
cana-1001	12	11	banking	banking	NOUN
cana-1001	12	12	,	,	PUNCT
cana-1001	12	13	digital	digital	ADJ
cana-1001	12	14	technology	technology	NOUN
cana-1001	12	15	.	.	PUNCT
cana-1001	13	1	introduction	introduction	NOUN
cana-1001	13	2	:	:	PUNCT
cana-1001	13	3	fintech	fintech	NOUN
cana-1001	13	4	,	,	PUNCT
cana-1001	13	5	driven	drive	VERB
cana-1001	13	6	by	by	ADP
cana-1001	13	7	digital	digital	ADJ
cana-1001	13	8	technology	technology	NOUN
cana-1001	13	9	advancements	advancement	NOUN
cana-1001	13	10	,	,	PUNCT
cana-1001	13	11	introduces	introduce	VERB
cana-1001	13	12	new	new	ADJ
cana-1001	13	13	processes	process	NOUN
cana-1001	13	14	and	and	CCONJ
cana-1001	13	15	products	product	NOUN
cana-1001	13	16	in	in	ADP
cana-1001	13	17	financial	financial	ADJ
cana-1001	13	18	services	service	NOUN
cana-1001	13	19	.	.	PUNCT
cana-1001	14	1	according	accord	VERB
cana-1001	14	2	to	to	ADP
cana-1001	14	3	the	the	DET
cana-1001	14	4	financial	financial	ADJ
cana-1001	14	5	stability	stability	PROPN
cana-1001	14	6	board	board	NOUN
cana-1001	14	7	,	,	PUNCT
cana-1001	14	8	fintech	fintech	NOUN
cana-1001	14	9	encompasses	encompass	VERB
cana-1001	14	10	"	"	PUNCT
cana-1001	14	11	technologically	technologically	ADV
cana-1001	14	12	enabled	enable	VERB
cana-1001	14	13	financial	financial	ADJ
cana-1001	14	14	innovation	innovation	NOUN
cana-1001	14	15	"	"	PUNCT
cana-1001	14	16	that	that	PRON
cana-1001	14	17	creates	create	VERB
cana-1001	14	18	new	new	ADJ
cana-1001	14	19	business	business	NOUN
cana-1001	14	20	models	model	NOUN
cana-1001	14	21	,	,	PUNCT
cana-1001	14	22	applications	application	NOUN
cana-1001	14	23	,	,	PUNCT
cana-1001	14	24	processes	process	NOUN
cana-1001	14	25	,	,	PUNCT
cana-1001	14	26	or	or	CCONJ
cana-1001	14	27	products	product	NOUN
cana-1001	14	28	,	,	PUNCT
cana-1001	14	29	significantly	significantly	ADV
cana-1001	14	30	impacting	impact	VERB
cana-1001	14	31	financial	financial	ADJ
cana-1001	14	32	markets	market	NOUN
cana-1001	14	33	,	,	PUNCT
cana-1001	14	34	institutions	institution	NOUN
cana-1001	14	35	,	,	PUNCT
cana-1001	14	36	and	and	CCONJ
cana-1001	14	37	the	the	DET
cana-1001	14	38	provision	provision	NOUN
cana-1001	14	39	of	of	ADP
cana-1001	14	40	financial	financial	ADJ
cana-1001	14	41	services	service	NOUN
cana-1001	14	42	.	.	PUNCT
cana-1001	15	1	the	the	DET
cana-1001	15	2	fintech	fintech	NOUN
cana-1001	15	3	landscape	landscape	NOUN
cana-1001	15	4	is	be	AUX
cana-1001	15	5	diverse	diverse	ADJ
cana-1001	15	6	,	,	PUNCT
cana-1001	15	7	including	include	VERB
cana-1001	15	8	elements	element	NOUN
cana-1001	15	9	such	such	ADJ
cana-1001	15	10	as	as	ADP
cana-1001	15	11	mobile	mobile	ADJ
cana-1001	15	12	payments	payment	NOUN
cana-1001	15	13	,	,	PUNCT
cana-1001	15	14	digital	digital	ADJ
cana-1001	15	15	lending	lending	NOUN
cana-1001	15	16	,	,	PUNCT
cana-1001	15	17	roboadvisors	roboadvisor	NOUN
cana-1001	15	18	,	,	PUNCT
cana-1001	15	19	blockchain	blockchain	PROPN
cana-1001	15	20	technology	technology	PROPN
cana-1001	15	21	,	,	PUNCT
cana-1001	15	22	and	and	CCONJ
cana-1001	15	23	crowdfunding	crowdfunding	NOUN
cana-1001	15	24	platforms	platform	NOUN
cana-1001	15	25	.	.	PUNCT
cana-1001	16	1	fintech	fintech	NOUN
cana-1001	16	2	has	have	AUX
cana-1001	16	3	revolutionised	revolutionise	VERB
cana-1001	16	4	financial	financial	ADJ
cana-1001	16	5	services	service	NOUN
cana-1001	16	6	,	,	PUNCT
cana-1001	16	7	with	with	ADP
cana-1001	16	8	players	player	NOUN
cana-1001	16	9	leveraging	leverage	VERB
cana-1001	16	10	technology	technology	NOUN
cana-1001	16	11	and	and	CCONJ
cana-1001	16	12	innovative	innovative	ADJ
cana-1001	16	13	business	business	NOUN
cana-1001	16	14	models	model	NOUN
cana-1001	16	15	to	to	PART
cana-1001	16	16	become	become	VERB
cana-1001	16	17	major	major	ADJ
cana-1001	16	18	players	player	NOUN
cana-1001	16	19	in	in	ADP
cana-1001	16	20	the	the	DET
cana-1001	16	21	financial	financial	ADJ
cana-1001	16	22	system	system	NOUN
cana-1001	16	23	.	.	PUNCT
cana-1001	17	1	blockchain	blockchain	PROPN
cana-1001	17	2	technology	technology	PROPN
cana-1001	17	3	has	have	AUX
cana-1001	17	4	played	play	VERB
cana-1001	17	5	a	a	DET
cana-1001	17	6	significant	significant	ADJ
cana-1001	17	7	role	role	NOUN
cana-1001	17	8	in	in	ADP
cana-1001	17	9	providing	provide	VERB
cana-1001	17	10	a	a	DET
cana-1001	17	11	secure	secure	ADJ
cana-1001	17	12	and	and	CCONJ
cana-1001	17	13	efficient	efficient	ADJ
cana-1001	17	14	way	way	NOUN
cana-1001	17	15	to	to	PART
cana-1001	17	16	manage	manage	VERB
cana-1001	17	17	data	datum	NOUN
cana-1001	17	18	.	.	PUNCT
cana-1001	18	1	fintech	fintech	NOUN
cana-1001	18	2	ensures	ensure	VERB
cana-1001	18	3	last	last	ADJ
cana-1001	18	4	-	-	PUNCT
cana-1001	18	5	mile	mile	NOUN
cana-1001	18	6	connectivity	connectivity	NOUN
cana-1001	18	7	in	in	ADP
cana-1001	18	8	banking	banking	NOUN
cana-1001	18	9	and	and	CCONJ
cana-1001	18	10	financial	financial	ADJ
cana-1001	18	11	services	service	NOUN
cana-1001	18	12	,	,	PUNCT
cana-1001	18	13	enabling	enable	VERB
cana-1001	18	14	greater	great	ADJ
cana-1001	18	15	financial	financial	ADJ
cana-1001	18	16	inclusion	inclusion	NOUN
cana-1001	18	17	.	.	PUNCT
cana-1001	19	1	despite	despite	SCONJ
cana-1001	19	2	challenges	challenge	NOUN
cana-1001	19	3	,	,	PUNCT
cana-1001	19	4	fintech	fintech	NOUN
cana-1001	19	5	companies	company	NOUN
cana-1001	19	6	continue	continue	VERB
cana-1001	19	7	to	to	PART
cana-1001	19	8	grow	grow	VERB
cana-1001	19	9	and	and	CCONJ
cana-1001	19	10	enhance	enhance	VERB
cana-1001	19	11	their	their	PRON
cana-1001	19	12	services	service	NOUN
cana-1001	19	13	,	,	PUNCT
cana-1001	19	14	automating	automate	VERB
cana-1001	19	15	processes	process	NOUN
cana-1001	19	16	and	and	CCONJ
cana-1001	19	17	improving	improve	VERB
cana-1001	19	18	efficiency	efficiency	NOUN
cana-1001	19	19	.	.	PUNCT
cana-1001	20	1	the	the	DET
cana-1001	20	2	fintech	fintech	NOUN
cana-1001	20	3	market	market	NOUN
cana-1001	20	4	is	be	AUX
cana-1001	20	5	projected	project	VERB
cana-1001	20	6	to	to	PART
cana-1001	20	7	reach	reach	VERB
cana-1001	20	8	$	$	SYM
cana-1001	20	9	26.5	26.5	NUM
cana-1001	20	10	trillion	trillion	NUM
cana-1001	20	11	by	by	ADP
cana-1001	20	12	2022	2022	NUM
cana-1001	20	13	,	,	PUNCT
cana-1001	20	14	driven	drive	VERB
cana-1001	20	15	by	by	ADP
cana-1001	20	16	demand	demand	NOUN
cana-1001	20	17	for	for	ADP
cana-1001	20	18	loans	loan	NOUN
cana-1001	20	19	,	,	PUNCT
cana-1001	20	20	insurance	insurance	NOUN
cana-1001	20	21	,	,	PUNCT
cana-1001	20	22	and	and	CCONJ
cana-1001	20	23	investments	investment	NOUN
cana-1001	20	24	.	.	PUNCT
cana-1001	21	1	communications	communication	NOUN
cana-1001	21	2	on	on	ADP
cana-1001	21	3	applied	apply	VERB
cana-1001	21	4	nonlinear	nonlinear	ADJ
cana-1001	21	5	analysis	analysis	NOUN
cana-1001	21	6	issn	issn	NOUN
cana-1001	21	7	:	:	PUNCT
cana-1001	21	8	1074	1074	NUM
cana-1001	21	9	-	-	PUNCT
cana-1001	21	10	133x	133x	NUM
cana-1001	21	11	vol	vol	NOUN
cana-1001	21	12	31	31	NUM
cana-1001	21	13	no	no	NOUN
cana-1001	21	14	.	.	PUNCT
cana-1001	22	1	5s	5s	NUM
cana-1001	22	2	(	(	PUNCT
cana-1001	22	3	2024	2024	NUM
cana-1001	22	4	)	)	PUNCT
cana-1001	22	5	80	80	NUM
cana-1001	22	6	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-1001	22	7	review	review	NOUN
cana-1001	22	8	of	of	ADP
cana-1001	22	9	literature	literature	PROPN
cana-1001	22	10	zhang	zhang	PROPN
cana-1001	22	11	et	et	PROPN
cana-1001	22	12	al	al	PROPN
cana-1001	22	13	.	.	PROPN
cana-1001	23	1	(	(	PUNCT
cana-1001	23	2	2022	2022	NUM
cana-1001	23	3	)	)	PUNCT
cana-1001	23	4	zhang	zhang	PROPN
cana-1001	23	5	et	et	PROPN
cana-1001	23	6	al	al	PROPN
cana-1001	23	7	.	.	PROPN
cana-1001	23	8	discuss	discuss	VERB
cana-1001	23	9	the	the	DET
cana-1001	23	10	synergy	synergy	NOUN
cana-1001	23	11	between	between	ADP
cana-1001	23	12	fintech	fintech	NOUN
cana-1001	23	13	power	power	NOUN
cana-1001	23	14	and	and	CCONJ
cana-1001	23	15	traditional	traditional	ADJ
cana-1001	23	16	finance	finance	NOUN
cana-1001	23	17	methods	method	NOUN
cana-1001	23	18	,	,	PUNCT
cana-1001	23	19	emphasising	emphasise	VERB
cana-1001	23	20	their	their	PRON
cana-1001	23	21	positive	positive	ADJ
cana-1001	23	22	impact	impact	NOUN
cana-1001	23	23	on	on	ADP
cana-1001	23	24	cash	cash	NOUN
cana-1001	23	25	flow	flow	NOUN
cana-1001	23	26	and	and	CCONJ
cana-1001	23	27	growth	growth	NOUN
cana-1001	23	28	,	,	PUNCT
cana-1001	23	29	particularly	particularly	ADV
cana-1001	23	30	during	during	ADP
cana-1001	23	31	the	the	DET
cana-1001	23	32	covid	covid	PROPN
cana-1001	23	33	pandemic	pandemic	PROPN
cana-1001	23	34	.	.	PUNCT
cana-1001	24	1	luo	luo	PROPN
cana-1001	24	2	et	et	PROPN
cana-1001	24	3	al	al	PROPN
cana-1001	24	4	.	.	PROPN
cana-1001	25	1	(	(	PUNCT
cana-1001	25	2	2022	2022	NUM
cana-1001	25	3	)	)	PUNCT
cana-1001	25	4	luo	luo	PROPN
cana-1001	25	5	et	et	PROPN
cana-1001	25	6	al	al	PROPN
cana-1001	25	7	.	.	PROPN
cana-1001	25	8	examine	examine	VERB
cana-1001	25	9	the	the	DET
cana-1001	25	10	impact	impact	NOUN
cana-1001	25	11	of	of	ADP
cana-1001	25	12	fintech	fintech	NOUN
cana-1001	25	13	technologies	technology	NOUN
cana-1001	25	14	on	on	ADP
cana-1001	25	15	innovation	innovation	NOUN
cana-1001	25	16	efficiency	efficiency	NOUN
cana-1001	25	17	and	and	CCONJ
cana-1001	25	18	household	household	NOUN
cana-1001	25	19	consumption	consumption	NOUN
cana-1001	25	20	in	in	ADP
cana-1001	25	21	china	china	PROPN
cana-1001	25	22	,	,	PUNCT
cana-1001	25	23	discovering	discover	VERB
cana-1001	25	24	a	a	DET
cana-1001	25	25	positive	positive	ADJ
cana-1001	25	26	relationship	relationship	NOUN
cana-1001	25	27	between	between	ADP
cana-1001	25	28	fintech	fintech	NOUN
cana-1001	25	29	and	and	CCONJ
cana-1001	25	30	economic	economic	ADJ
cana-1001	25	31	growth	growth	NOUN
cana-1001	25	32	.	.	PUNCT
cana-1001	26	1	rabbani	rabbani	PROPN
cana-1001	26	2	et	et	PROPN
cana-1001	26	3	al	al	PROPN
cana-1001	26	4	.	.	PROPN
cana-1001	27	1	(	(	PUNCT
cana-1001	27	2	2021	2021	NUM
cana-1001	27	3	)	)	PUNCT
cana-1001	27	4	rabbani	rabbani	PROPN
cana-1001	27	5	et	et	PROPN
cana-1001	28	1	al	al	PROPN
cana-1001	28	2	.	.	PROPN
cana-1001	28	3	investigate	investigate	VERB
cana-1001	28	4	the	the	DET
cana-1001	28	5	significance	significance	NOUN
cana-1001	28	6	of	of	ADP
cana-1001	28	7	fintech	fintech	NOUN
cana-1001	28	8	advancements	advancement	NOUN
cana-1001	28	9	in	in	ADP
cana-1001	28	10	facilitating	facilitate	VERB
cana-1001	28	11	a	a	DET
cana-1001	28	12	quicker	quick	ADJ
cana-1001	28	13	recovery	recovery	NOUN
cana-1001	28	14	from	from	ADP
cana-1001	28	15	the	the	DET
cana-1001	28	16	economic	economic	ADJ
cana-1001	28	17	aftershocks	aftershock	NOUN
cana-1001	28	18	of	of	ADP
cana-1001	28	19	the	the	DET
cana-1001	28	20	covid-19	covid-19	PROPN
cana-1001	28	21	pandemic	pandemic	NOUN
cana-1001	28	22	.	.	PUNCT
cana-1001	29	1	wang	wang	PROPN
cana-1001	29	2	(	(	PUNCT
cana-1001	29	3	2021	2021	NUM
cana-1001	29	4	)	)	PUNCT
cana-1001	29	5	wang	wang	PROPN
cana-1001	29	6	emphasises	emphasise	VERB
cana-1001	29	7	the	the	DET
cana-1001	29	8	influence	influence	NOUN
cana-1001	29	9	of	of	ADP
cana-1001	29	10	fintech	fintech	NOUN
cana-1001	29	11	on	on	ADP
cana-1001	29	12	economic	economic	ADJ
cana-1001	29	13	growth	growth	NOUN
cana-1001	29	14	,	,	PUNCT
cana-1001	29	15	highlighting	highlight	VERB
cana-1001	29	16	the	the	DET
cana-1001	29	17	role	role	NOUN
cana-1001	29	18	of	of	ADP
cana-1001	29	19	digital	digital	ADJ
cana-1001	29	20	banking	banking	NOUN
cana-1001	29	21	apps	app	NOUN
cana-1001	29	22	in	in	ADP
cana-1001	29	23	empowering	empower	VERB
cana-1001	29	24	customers	customer	NOUN
cana-1001	29	25	and	and	CCONJ
cana-1001	29	26	enhancing	enhance	VERB
cana-1001	29	27	online	online	ADJ
cana-1001	29	28	accessibility	accessibility	NOUN
cana-1001	29	29	for	for	ADP
cana-1001	29	30	banks	bank	NOUN
cana-1001	29	31	.	.	PUNCT
cana-1001	30	1	kou	kou	PROPN
cana-1001	30	2	(	(	PUNCT
cana-1001	30	3	2020	2020	NUM
cana-1001	30	4	)	)	PUNCT
cana-1001	31	1	kou	kou	PROPN
cana-1001	31	2	observes	observe	VERB
cana-1001	31	3	the	the	DET
cana-1001	31	4	swift	swift	ADJ
cana-1001	31	5	integration	integration	NOUN
cana-1001	31	6	of	of	ADP
cana-1001	31	7	technology	technology	NOUN
cana-1001	31	8	in	in	ADP
cana-1001	31	9	the	the	DET
cana-1001	31	10	financial	financial	ADJ
cana-1001	31	11	service	service	NOUN
cana-1001	31	12	industry	industry	NOUN
cana-1001	31	13	,	,	PUNCT
cana-1001	31	14	leading	lead	VERB
cana-1001	31	15	to	to	ADP
cana-1001	31	16	forecasting	forecasting	NOUN
cana-1001	31	17	,	,	PUNCT
cana-1001	31	18	process	process	NOUN
cana-1001	31	19	optimisations	optimisation	NOUN
cana-1001	31	20	,	,	PUNCT
cana-1001	31	21	and	and	CCONJ
cana-1001	31	22	various	various	ADJ
cana-1001	31	23	financial	financial	ADJ
cana-1001	31	24	activities	activity	NOUN
cana-1001	31	25	being	be	AUX
cana-1001	31	26	conducted	conduct	VERB
cana-1001	31	27	under	under	ADP
cana-1001	31	28	fintech	fintech	NOUN
cana-1001	31	29	.	.	PUNCT
cana-1001	32	1	shin	shin	PROPN
cana-1001	32	2	and	and	CCONJ
cana-1001	32	3	choi	choi	NOUN
cana-1001	32	4	(	(	PUNCT
cana-1001	32	5	2019	2019	NUM
cana-1001	32	6	)	)	PUNCT
cana-1001	32	7	shin	shin	NOUN
cana-1001	32	8	and	and	CCONJ
cana-1001	32	9	choi	choi	NOUN
cana-1001	32	10	discuss	discuss	VERB
cana-1001	32	11	the	the	DET
cana-1001	32	12	stabilising	stabilise	VERB
cana-1001	32	13	effect	effect	NOUN
cana-1001	32	14	of	of	ADP
cana-1001	32	15	fintech	fintech	NOUN
cana-1001	32	16	on	on	ADP
cana-1001	32	17	the	the	DET
cana-1001	32	18	financial	financial	ADJ
cana-1001	32	19	system	system	NOUN
cana-1001	32	20	as	as	SCONJ
cana-1001	32	21	it	it	PRON
cana-1001	32	22	produces	produce	VERB
cana-1001	32	23	rapid	rapid	ADJ
cana-1001	32	24	revenue	revenue	NOUN
cana-1001	32	25	,	,	PUNCT
cana-1001	32	26	offers	offer	VERB
cana-1001	32	27	quality	quality	NOUN
cana-1001	32	28	service	service	NOUN
cana-1001	32	29	,	,	PUNCT
cana-1001	32	30	and	and	CCONJ
cana-1001	32	31	reduces	reduce	VERB
cana-1001	32	32	expenses	expense	NOUN
cana-1001	32	33	,	,	PUNCT
cana-1001	32	34	ultimately	ultimately	ADV
cana-1001	32	35	reshaping	reshape	VERB
cana-1001	32	36	the	the	DET
cana-1001	32	37	financial	financial	ADJ
cana-1001	32	38	industry	industry	NOUN
cana-1001	32	39	.	.	PUNCT
cana-1001	33	1	popkin	popkin	NOUN
cana-1001	33	2	(	(	PUNCT
cana-1001	33	3	2019	2019	NUM
cana-1001	33	4	)	)	PUNCT
cana-1001	33	5	popkin	popkin	NOUN
cana-1001	33	6	underscores	underscore	VERB
cana-1001	33	7	the	the	DET
cana-1001	33	8	role	role	NOUN
cana-1001	33	9	of	of	ADP
cana-1001	33	10	the	the	DET
cana-1001	33	11	internet	internet	NOUN
cana-1001	33	12	in	in	ADP
cana-1001	33	13	the	the	DET
cana-1001	33	14	rapid	rapid	ADJ
cana-1001	33	15	emergence	emergence	NOUN
cana-1001	33	16	and	and	CCONJ
cana-1001	33	17	expansion	expansion	NOUN
cana-1001	33	18	of	of	ADP
cana-1001	33	19	fintech	fintech	NOUN
cana-1001	33	20	,	,	PUNCT
cana-1001	33	21	enabling	enable	VERB
cana-1001	33	22	financial	financial	ADJ
cana-1001	33	23	services	service	NOUN
cana-1001	33	24	to	to	PART
cana-1001	33	25	reach	reach	VERB
cana-1001	33	26	unbanked	unbanked	ADJ
cana-1001	33	27	sectors	sector	NOUN
cana-1001	33	28	.	.	PUNCT
cana-1001	34	1	lu	lu	PROPN
cana-1001	34	2	(	(	PUNCT
cana-1001	34	3	2018	2018	NUM
cana-1001	34	4	)	)	PUNCT
cana-1001	35	1	lu	lu	PROPN
cana-1001	35	2	emphasises	emphasise	VERB
cana-1001	35	3	the	the	DET
cana-1001	35	4	continuous	continuous	ADJ
cana-1001	35	5	growth	growth	NOUN
cana-1001	35	6	and	and	CCONJ
cana-1001	35	7	innovations	innovation	NOUN
cana-1001	35	8	in	in	ADP
cana-1001	35	9	fintech	fintech	NOUN
cana-1001	35	10	,	,	PUNCT
cana-1001	35	11	leading	lead	VERB
cana-1001	35	12	to	to	ADP
cana-1001	35	13	the	the	DET
cana-1001	35	14	discovery	discovery	NOUN
cana-1001	35	15	of	of	ADP
cana-1001	35	16	potential	potential	ADJ
cana-1001	35	17	solutions	solution	NOUN
cana-1001	35	18	for	for	ADP
cana-1001	35	19	issues	issue	NOUN
cana-1001	35	20	in	in	ADP
cana-1001	35	21	the	the	DET
cana-1001	35	22	financial	financial	ADJ
cana-1001	35	23	service	service	NOUN
cana-1001	35	24	industry	industry	NOUN
cana-1001	35	25	.	.	PUNCT
cana-1001	36	1	drummer	drummer	NOUN
cana-1001	36	2	et	et	PROPN
cana-1001	36	3	al	al	PROPN
cana-1001	36	4	.	.	PROPN
cana-1001	37	1	(	(	PUNCT
cana-1001	37	2	2017	2017	NUM
cana-1001	37	3	)	)	PUNCT
cana-1001	37	4	,	,	PUNCT
cana-1001	37	5	ibrahim	ibrahim	PROPN
cana-1001	37	6	(	(	PUNCT
cana-1001	37	7	2018	2018	NUM
cana-1001	37	8	)	)	PUNCT
cana-1001	37	9	these	these	DET
cana-1001	37	10	authors	author	NOUN
cana-1001	37	11	discuss	discuss	VERB
cana-1001	37	12	the	the	DET
cana-1001	37	13	diversification	diversification	NOUN
cana-1001	37	14	of	of	ADP
cana-1001	37	15	financial	financial	ADJ
cana-1001	37	16	needs	need	NOUN
cana-1001	37	17	and	and	CCONJ
cana-1001	37	18	the	the	DET
cana-1001	37	19	emergence	emergence	NOUN
cana-1001	37	20	of	of	ADP
cana-1001	37	21	fintech	fintech	NOUN
cana-1001	37	22	innovations	innovation	NOUN
cana-1001	37	23	such	such	ADJ
cana-1001	37	24	as	as	ADP
cana-1001	37	25	microfinance	microfinance	NOUN
cana-1001	37	26	,	,	PUNCT
cana-1001	37	27	venture	venture	NOUN
cana-1001	37	28	capital	capital	NOUN
cana-1001	37	29	,	,	PUNCT
cana-1001	37	30	crowdfunding	crowdfunding	NOUN
cana-1001	37	31	,	,	PUNCT
cana-1001	37	32	peerto	peerto	NOUN
cana-1001	37	33	-	-	PUNCT
cana-1001	37	34	peer	peer	NOUN
cana-1001	37	35	lending	lending	NOUN
cana-1001	37	36	,	,	PUNCT
cana-1001	37	37	and	and	CCONJ
cana-1001	37	38	sme	sme	NOUN
cana-1001	37	39	stock	stock	NOUN
cana-1001	37	40	exchanges	exchange	NOUN
cana-1001	37	41	.	.	PUNCT
cana-1001	38	1	stern	stern	PROPN
cana-1001	38	2	et	et	PROPN
cana-1001	38	3	al	al	PROPN
cana-1001	38	4	.	.	PROPN
cana-1001	39	1	(	(	PUNCT
cana-1001	39	2	2017	2017	NUM
cana-1001	39	3	)	)	PUNCT
cana-1001	39	4	stern	stern	PROPN
cana-1001	39	5	et	et	PROPN
cana-1001	39	6	al	al	PROPN
cana-1001	39	7	.	.	PROPN
cana-1001	40	1	describe	describe	VERB
cana-1001	40	2	fintech	fintech	NOUN
cana-1001	40	3	as	as	ADP
cana-1001	40	4	financial	financial	ADJ
cana-1001	40	5	services	service	NOUN
cana-1001	40	6	supported	support	VERB
cana-1001	40	7	by	by	ADP
cana-1001	40	8	technology	technology	NOUN
cana-1001	40	9	,	,	PUNCT
cana-1001	40	10	emphasising	emphasise	VERB
cana-1001	40	11	its	its	PRON
cana-1001	40	12	capacity	capacity	NOUN
cana-1001	40	13	to	to	PART
cana-1001	40	14	generate	generate	VERB
cana-1001	40	15	new	new	ADJ
cana-1001	40	16	profitable	profitable	ADJ
cana-1001	40	17	business	business	NOUN
cana-1001	40	18	ideas	idea	NOUN
cana-1001	40	19	related	relate	VERB
cana-1001	40	20	to	to	ADP
cana-1001	40	21	financial	financial	ADJ
cana-1001	40	22	services	service	NOUN
cana-1001	40	23	.	.	PUNCT
cana-1001	41	1	wonglimpiyar	wonglimpiyar	PROPN
cana-1001	41	2	at	at	ADP
cana-1001	41	3	(	(	PUNCT
cana-1001	41	4	2017a	2017a	NUM
cana-1001	41	5	)	)	PUNCT
cana-1001	41	6	wonglimpiyar	wonglimpiyar	NOUN
cana-1001	41	7	at	at	ADP
cana-1001	41	8	defines	define	NOUN
cana-1001	41	9	fintech	fintech	NOUN
cana-1001	41	10	as	as	ADP
cana-1001	41	11	financial	financial	ADJ
cana-1001	41	12	services	service	NOUN
cana-1001	41	13	supported	support	VERB
cana-1001	41	14	by	by	ADP
cana-1001	41	15	technology	technology	NOUN
cana-1001	41	16	that	that	PRON
cana-1001	41	17	utilise	utilise	AUX
cana-1001	41	18	integrated	integrate	VERB
cana-1001	41	19	it	it	PRON
cana-1001	41	20	to	to	PART
cana-1001	41	21	enhance	enhance	VERB
cana-1001	41	22	key	key	ADJ
cana-1001	41	23	performance	performance	NOUN
cana-1001	41	24	,	,	PUNCT
cana-1001	41	25	underscoring	underscore	VERB
cana-1001	41	26	its	its	PRON
cana-1001	41	27	advantages	advantage	NOUN
cana-1001	41	28	over	over	ADP
cana-1001	41	29	traditional	traditional	ADJ
cana-1001	41	30	financial	financial	ADJ
cana-1001	41	31	services	service	NOUN
cana-1001	41	32	in	in	ADP
cana-1001	41	33	terms	term	NOUN
cana-1001	41	34	of	of	ADP
cana-1001	41	35	speed	speed	NOUN
cana-1001	41	36	,	,	PUNCT
cana-1001	41	37	quality	quality	NOUN
cana-1001	41	38	,	,	PUNCT
cana-1001	41	39	and	and	CCONJ
cana-1001	41	40	cost	cost	NOUN
cana-1001	41	41	reduction	reduction	NOUN
cana-1001	41	42	.	.	PUNCT
cana-1001	42	1	alt	alt	VERB
cana-1001	42	2	et	et	PROPN
cana-1001	42	3	al	al	PROPN
cana-1001	42	4	.	.	PUNCT
cana-1001	43	1	(	(	PUNCT
cana-1001	43	2	2018	2018	NUM
cana-1001	43	3	)	)	PUNCT
cana-1001	43	4	,	,	PUNCT
cana-1001	43	5	das	das	PROPN
cana-1001	43	6	and	and	CCONJ
cana-1001	43	7	ali	ali	PROPN
cana-1001	43	8	(	(	PUNCT
cana-1001	43	9	2020	2020	NUM
cana-1001	43	10	)	)	PUNCT
cana-1001	43	11	,	,	PUNCT
cana-1001	43	12	gomber	gomber	PROPN
cana-1001	43	13	et	et	PROPN
cana-1001	43	14	al	al	PROPN
cana-1001	43	15	.	.	PROPN
cana-1001	44	1	(	(	PUNCT
cana-1001	44	2	2018	2018	NUM
cana-1001	44	3	)	)	PUNCT
cana-1001	44	4	,	,	PUNCT
cana-1001	44	5	hua	hua	PROPN
cana-1001	44	6	et	et	PROPN
cana-1001	44	7	al	al	PROPN
cana-1001	44	8	.	.	PROPN
cana-1001	44	9	(	(	PUNCT
cana-1001	44	10	2019	2019	NUM
cana-1001	44	11	)	)	PUNCT
cana-1001	44	12	,	,	PUNCT
cana-1001	44	13	ng	ng	PROPN
cana-1001	44	14	and	and	CCONJ
cana-1001	44	15	kwok	kwok	PROPN
cana-1001	44	16	(	(	PUNCT
cana-1001	44	17	2017	2017	NUM
cana-1001	44	18	)	)	PUNCT
cana-1001	44	19	,	,	PUNCT
cana-1001	44	20	puschmann	puschmann	PROPN
cana-1001	44	21	(	(	PUNCT
cana-1001	44	22	2017	2017	NUM
cana-1001	44	23	)	)	PUNCT
cana-1001	44	24	,	,	PUNCT
cana-1001	44	25	wilamowicz	wilamowicz	VERB
cana-1001	44	26	(	(	PUNCT
cana-1001	44	27	2019	2019	NUM
cana-1001	44	28	)	)	PUNCT
cana-1001	44	29	these	these	DET
cana-1001	44	30	authors	author	NOUN
cana-1001	44	31	have	have	AUX
cana-1001	44	32	published	publish	VERB
cana-1001	44	33	review	review	NOUN
cana-1001	44	34	papers	paper	NOUN
cana-1001	44	35	that	that	PRON
cana-1001	44	36	offer	offer	VERB
cana-1001	44	37	similar	similar	ADJ
cana-1001	44	38	explanations	explanation	NOUN
cana-1001	44	39	of	of	ADP
cana-1001	44	40	fintech	fintech	NOUN
cana-1001	44	41	evolution	evolution	NOUN
cana-1001	44	42	and	and	CCONJ
cana-1001	44	43	its	its	PRON
cana-1001	44	44	impact	impact	NOUN
cana-1001	44	45	on	on	ADP
cana-1001	44	46	the	the	DET
cana-1001	44	47	financial	financial	ADJ
cana-1001	44	48	industry	industry	NOUN
cana-1001	44	49	.	.	PUNCT
cana-1001	45	1	gassot	gassot	PROPN
cana-1001	45	2	et	et	PROPN
cana-1001	45	3	al	al	PROPN
cana-1001	45	4	.	.	PROPN
cana-1001	46	1	(	(	PUNCT
cana-1001	46	2	2016	2016	NUM
cana-1001	46	3	)	)	PUNCT
cana-1001	46	4	,	,	PUNCT
cana-1001	46	5	haddad	haddad	PROPN
cana-1001	46	6	and	and	CCONJ
cana-1001	46	7	hornuf	hornuf	PROPN
cana-1001	46	8	(	(	PUNCT
cana-1001	46	9	2019	2019	NUM
cana-1001	46	10	)	)	PUNCT
cana-1001	46	11	,	,	PUNCT
cana-1001	46	12	haikel	haikel	NOUN
cana-1001	46	13	-	-	PUNCT
cana-1001	46	14	elsabeh	elsabeh	NOUN
cana-1001	46	15	et	et	PROPN
cana-1001	46	16	al	al	PROPN
cana-1001	46	17	.	.	PUNCT
cana-1001	47	1	(	(	PUNCT
cana-1001	47	2	2016	2016	NUM
cana-1001	47	3	)	)	PUNCT
cana-1001	47	4	,	,	PUNCT
cana-1001	47	5	soulé	soulé	NOUN
cana-1001	47	6	(	(	PUNCT
cana-1001	47	7	2016	2016	NUM
cana-1001	47	8	)	)	PUNCT
cana-1001	47	9	these	these	DET
cana-1001	47	10	authors	author	NOUN
cana-1001	47	11	highlight	highlight	VERB
cana-1001	47	12	the	the	DET
cana-1001	47	13	limitations	limitation	NOUN
cana-1001	47	14	of	of	ADP
cana-1001	47	15	traditional	traditional	ADJ
cana-1001	47	16	banking	banking	NOUN
cana-1001	47	17	systems	system	NOUN
cana-1001	47	18	and	and	CCONJ
cana-1001	47	19	the	the	DET
cana-1001	47	20	role	role	NOUN
cana-1001	47	21	of	of	ADP
cana-1001	47	22	fintech	fintech	NOUN
cana-1001	47	23	innovations	innovation	NOUN
cana-1001	47	24	in	in	ADP
cana-1001	47	25	enhancing	enhance	VERB
cana-1001	47	26	performance	performance	NOUN
cana-1001	47	27	,	,	PUNCT
cana-1001	47	28	customer	customer	NOUN
cana-1001	47	29	experience	experience	NOUN
cana-1001	47	30	,	,	PUNCT
cana-1001	47	31	and	and	CCONJ
cana-1001	47	32	convenience	convenience	NOUN
cana-1001	47	33	.	.	PUNCT
cana-1001	48	1	saksonova	saksonova	PROPN
cana-1001	48	2	and	and	CCONJ
cana-1001	48	3	kuzmina	kuzmina	PROPN
cana-1001	48	4	-	-	PUNCT
cana-1001	48	5	merlino	merlino	PROPN
cana-1001	48	6	(	(	PUNCT
cana-1001	48	7	2017	2017	NUM
cana-1001	48	8	)	)	PUNCT
cana-1001	48	9	saksonova	saksonova	PROPN
cana-1001	48	10	and	and	CCONJ
cana-1001	48	11	kuzmina	kuzmina	PROPN
cana-1001	48	12	-	-	PUNCT
cana-1001	48	13	merlino	merlino	PROPN
cana-1001	48	14	describe	describe	NOUN
cana-1001	48	15	fintech	fintech	NOUN
cana-1001	48	16	firms	firm	NOUN
cana-1001	48	17	as	as	ADP
cana-1001	48	18	typically	typically	ADV
cana-1001	48	19	start	start	VERB
cana-1001	48	20	-	-	PUNCT
cana-1001	48	21	ups	up	NOUN
cana-1001	48	22	with	with	ADP
cana-1001	48	23	small	small	ADJ
cana-1001	48	24	equity	equity	NOUN
cana-1001	48	25	,	,	PUNCT
cana-1001	48	26	often	often	ADV
cana-1001	48	27	smes	sme	VERB
cana-1001	48	28	with	with	ADP
cana-1001	48	29	innovative	innovative	ADJ
cana-1001	48	30	products	product	NOUN
cana-1001	48	31	or	or	CCONJ
cana-1001	48	32	communications	communication	NOUN
cana-1001	48	33	on	on	ADP
cana-1001	48	34	applied	apply	VERB
cana-1001	48	35	nonlinear	nonlinear	ADJ
cana-1001	48	36	analysis	analysis	NOUN
cana-1001	48	37	issn	issn	NOUN
cana-1001	48	38	:	:	PUNCT
cana-1001	48	39	1074	1074	NUM
cana-1001	48	40	-	-	PUNCT
cana-1001	48	41	133x	133x	NUM
cana-1001	48	42	vol	vol	NOUN
cana-1001	48	43	31	31	NUM
cana-1001	48	44	no	no	NOUN
cana-1001	48	45	.	.	PUNCT
cana-1001	49	1	5s	5s	NUM
cana-1001	49	2	(	(	PUNCT
cana-1001	49	3	2024	2024	NUM
cana-1001	49	4	)	)	PUNCT
cana-1001	49	5	81	81	NUM
cana-1001	49	6	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-1001	49	7	enhanced	enhanced	ADJ
cana-1001	49	8	services	service	NOUN
cana-1001	49	9	,	,	PUNCT
cana-1001	49	10	and	and	CCONJ
cana-1001	49	11	emphasise	emphasise	VERB
cana-1001	49	12	the	the	DET
cana-1001	49	13	transformative	transformative	ADJ
cana-1001	49	14	impact	impact	NOUN
cana-1001	49	15	of	of	ADP
cana-1001	49	16	innovation	innovation	NOUN
cana-1001	49	17	on	on	ADP
cana-1001	49	18	industry	industry	NOUN
cana-1001	49	19	performance	performance	NOUN
cana-1001	49	20	and	and	CCONJ
cana-1001	49	21	profitability	profitability	NOUN
cana-1001	49	22	.	.	PUNCT
cana-1001	50	1	arner	arner	NOUN
cana-1001	50	2	et	et	PROPN
cana-1001	50	3	al	al	PROPN
cana-1001	50	4	.	.	PUNCT
cana-1001	51	1	(	(	PUNCT
cana-1001	51	2	2016	2016	NUM
cana-1001	51	3	)	)	PUNCT
cana-1001	51	4	arner	arner	NOUN
cana-1001	51	5	et	et	PROPN
cana-1001	51	6	al	al	PROPN
cana-1001	51	7	.	.	PROPN
cana-1001	52	1	present	present	VERB
cana-1001	52	2	a	a	DET
cana-1001	52	3	historical	historical	ADJ
cana-1001	52	4	overview	overview	NOUN
cana-1001	52	5	of	of	ADP
cana-1001	52	6	fintech	fintech	NOUN
cana-1001	52	7	evolution	evolution	NOUN
cana-1001	52	8	,	,	PUNCT
cana-1001	52	9	categorising	categorise	VERB
cana-1001	52	10	it	it	PRON
cana-1001	52	11	into	into	ADP
cana-1001	52	12	three	three	NUM
cana-1001	52	13	phases	phase	NOUN
cana-1001	52	14	:	:	PUNCT
cana-1001	52	15	fintech	fintech	NOUN
cana-1001	52	16	1.0	1.0	NUM
cana-1001	52	17	(	(	PUNCT
cana-1001	52	18	digital	digital	ADJ
cana-1001	52	19	transformation	transformation	NOUN
cana-1001	52	20	of	of	ADP
cana-1001	52	21	analogue	analogue	NOUN
cana-1001	52	22	practices	practice	NOUN
cana-1001	52	23	)	)	PUNCT
cana-1001	52	24	,	,	PUNCT
cana-1001	52	25	fintech	fintech	NOUN
cana-1001	52	26	2.0	2.0	NUM
cana-1001	52	27	(	(	PUNCT
cana-1001	52	28	growth	growth	NOUN
cana-1001	52	29	of	of	ADP
cana-1001	52	30	digital	digital	ADJ
cana-1001	52	31	financial	financial	ADJ
cana-1001	52	32	services	service	NOUN
cana-1001	52	33	and	and	CCONJ
cana-1001	52	34	globalisation	globalisation	NOUN
cana-1001	52	35	of	of	ADP
cana-1001	52	36	finance	finance	NOUN
cana-1001	52	37	)	)	PUNCT
cana-1001	52	38	,	,	PUNCT
cana-1001	52	39	and	and	CCONJ
cana-1001	52	40	fintech	fintech	NOUN
cana-1001	52	41	3.0	3.0	NUM
cana-1001	52	42	(	(	PUNCT
cana-1001	52	43	making	make	VERB
cana-1001	52	44	digital	digital	ADJ
cana-1001	52	45	financial	financial	ADJ
cana-1001	52	46	services	service	NOUN
cana-1001	52	47	accessible	accessible	ADJ
cana-1001	52	48	to	to	ADP
cana-1001	52	49	all	all	PRON
cana-1001	52	50	)	)	PUNCT
cana-1001	52	51	.	.	PUNCT
cana-1001	53	1	gassot	gassot	PROPN
cana-1001	53	2	et	et	PROPN
cana-1001	53	3	al	al	PROPN
cana-1001	53	4	.	.	PROPN
cana-1001	54	1	(	(	PUNCT
cana-1001	54	2	2016	2016	NUM
cana-1001	54	3	)	)	PUNCT
cana-1001	54	4	,	,	PUNCT
cana-1001	54	5	haddad	haddad	PROPN
cana-1001	54	6	and	and	CCONJ
cana-1001	54	7	hornuf	hornuf	PROPN
cana-1001	54	8	(	(	PUNCT
cana-1001	54	9	2019	2019	NUM
cana-1001	54	10	)	)	PUNCT
cana-1001	54	11	,	,	PUNCT
cana-1001	54	12	haikel	haikel	NOUN
cana-1001	54	13	-	-	PUNCT
cana-1001	54	14	elsabeh	elsabeh	NOUN
cana-1001	54	15	et	et	PROPN
cana-1001	54	16	al	al	PROPN
cana-1001	54	17	.	.	PUNCT
cana-1001	55	1	(	(	PUNCT
cana-1001	55	2	2016	2016	NUM
cana-1001	55	3	)	)	PUNCT
cana-1001	55	4	,	,	PUNCT
cana-1001	55	5	soulé	soulé	NOUN
cana-1001	55	6	(	(	PUNCT
cana-1001	55	7	2016	2016	NUM
cana-1001	55	8	)	)	PUNCT
cana-1001	55	9	these	these	DET
cana-1001	55	10	authors	author	NOUN
cana-1001	55	11	highlight	highlight	VERB
cana-1001	55	12	the	the	DET
cana-1001	55	13	limitations	limitation	NOUN
cana-1001	55	14	of	of	ADP
cana-1001	55	15	traditional	traditional	ADJ
cana-1001	55	16	banking	banking	NOUN
cana-1001	55	17	systems	system	NOUN
cana-1001	55	18	and	and	CCONJ
cana-1001	55	19	the	the	DET
cana-1001	55	20	role	role	NOUN
cana-1001	55	21	of	of	ADP
cana-1001	55	22	fintech	fintech	NOUN
cana-1001	55	23	innovations	innovation	NOUN
cana-1001	55	24	in	in	ADP
cana-1001	55	25	enhancing	enhance	VERB
cana-1001	55	26	performance	performance	NOUN
cana-1001	55	27	,	,	PUNCT
cana-1001	55	28	customer	customer	NOUN
cana-1001	55	29	experience	experience	NOUN
cana-1001	55	30	,	,	PUNCT
cana-1001	55	31	and	and	CCONJ
cana-1001	55	32	convenience	convenience	NOUN
cana-1001	55	33	.	.	PUNCT
cana-1001	56	1	research	research	NOUN
cana-1001	56	2	background	background	NOUN
cana-1001	56	3	:	:	PUNCT
cana-1001	56	4	the	the	DET
cana-1001	56	5	financial	financial	ADJ
cana-1001	56	6	market	market	NOUN
cana-1001	56	7	has	have	AUX
cana-1001	56	8	experienced	experience	VERB
cana-1001	56	9	a	a	DET
cana-1001	56	10	rapid	rapid	ADJ
cana-1001	56	11	transformation	transformation	NOUN
cana-1001	56	12	in	in	ADP
cana-1001	56	13	recent	recent	ADJ
cana-1001	56	14	years	year	NOUN
cana-1001	56	15	due	due	ADP
cana-1001	56	16	to	to	ADP
cana-1001	56	17	technological	technological	ADJ
cana-1001	56	18	advancements	advancement	NOUN
cana-1001	56	19	and	and	CCONJ
cana-1001	56	20	expertise	expertise	NOUN
cana-1001	56	21	.	.	PUNCT
cana-1001	57	1	this	this	PRON
cana-1001	57	2	has	have	AUX
cana-1001	57	3	given	give	VERB
cana-1001	57	4	rise	rise	NOUN
cana-1001	57	5	to	to	ADP
cana-1001	57	6	fintech	fintech	NOUN
cana-1001	57	7	,	,	PUNCT
cana-1001	57	8	an	an	DET
cana-1001	57	9	industry	industry	NOUN
cana-1001	57	10	that	that	PRON
cana-1001	57	11	merges	merge	VERB
cana-1001	57	12	finance	finance	NOUN
cana-1001	57	13	and	and	CCONJ
cana-1001	57	14	technology	technology	NOUN
cana-1001	57	15	.	.	PUNCT
cana-1001	58	1	to	to	PART
cana-1001	58	2	comprehend	comprehend	VERB
cana-1001	58	3	the	the	DET
cana-1001	58	4	fintech	fintech	NOUN
cana-1001	58	5	landscape	landscape	NOUN
cana-1001	58	6	,	,	PUNCT
cana-1001	58	7	researchers	researcher	NOUN
cana-1001	58	8	have	have	AUX
cana-1001	58	9	analyzed	analyze	VERB
cana-1001	58	10	trends	trend	NOUN
cana-1001	58	11	and	and	CCONJ
cana-1001	58	12	innovations	innovation	NOUN
cana-1001	58	13	in	in	ADP
cana-1001	58	14	financial	financial	ADJ
cana-1001	58	15	services	service	NOUN
cana-1001	58	16	,	,	PUNCT
cana-1001	58	17	as	as	ADV
cana-1001	58	18	well	well	ADV
cana-1001	58	19	as	as	ADP
cana-1001	58	20	the	the	DET
cana-1001	58	21	factors	factor	NOUN
cana-1001	58	22	fueling	fuel	VERB
cana-1001	58	23	its	its	PRON
cana-1001	58	24	expansion	expansion	NOUN
cana-1001	58	25	.	.	PUNCT
cana-1001	59	1	although	although	SCONJ
cana-1001	59	2	studies	study	NOUN
cana-1001	59	3	have	have	AUX
cana-1001	59	4	delved	delve	VERB
cana-1001	59	5	into	into	ADP
cana-1001	59	6	the	the	DET
cana-1001	59	7	role	role	NOUN
cana-1001	59	8	of	of	ADP
cana-1001	59	9	open	open	ADJ
cana-1001	59	10	innovation	innovation	NOUN
cana-1001	59	11	in	in	ADP
cana-1001	59	12	the	the	DET
cana-1001	59	13	financial	financial	ADJ
cana-1001	59	14	services	service	NOUN
cana-1001	59	15	sector	sector	NOUN
cana-1001	59	16	,	,	PUNCT
cana-1001	59	17	there	there	PRON
cana-1001	59	18	is	be	VERB
cana-1001	59	19	a	a	DET
cana-1001	59	20	necessity	necessity	NOUN
cana-1001	59	21	for	for	ADP
cana-1001	59	22	qualitative	qualitative	ADJ
cana-1001	59	23	research	research	NOUN
cana-1001	59	24	that	that	PRON
cana-1001	59	25	integrates	integrate	VERB
cana-1001	59	26	diverse	diverse	ADJ
cana-1001	59	27	viewpoints	viewpoint	NOUN
cana-1001	59	28	from	from	ADP
cana-1001	59	29	traditional	traditional	ADJ
cana-1001	59	30	financial	financial	ADJ
cana-1001	59	31	institutions	institution	NOUN
cana-1001	59	32	and	and	CCONJ
cana-1001	59	33	fintech	fintech	NOUN
cana-1001	59	34	startups	startup	NOUN
cana-1001	59	35	.	.	PUNCT
cana-1001	60	1	such	such	ADJ
cana-1001	60	2	research	research	NOUN
cana-1001	60	3	can	can	AUX
cana-1001	60	4	offer	offer	VERB
cana-1001	60	5	insights	insight	NOUN
cana-1001	60	6	into	into	ADP
cana-1001	60	7	the	the	DET
cana-1001	60	8	disruption	disruption	NOUN
cana-1001	60	9	in	in	ADP
cana-1001	60	10	financial	financial	ADJ
cana-1001	60	11	markets	market	NOUN
cana-1001	60	12	from	from	ADP
cana-1001	60	13	the	the	DET
cana-1001	60	14	perspective	perspective	NOUN
cana-1001	60	15	of	of	ADP
cana-1001	60	16	those	those	PRON
cana-1001	60	17	leading	lead	VERB
cana-1001	60	18	and	and	CCONJ
cana-1001	60	19	overseeing	oversee	VERB
cana-1001	60	20	these	these	DET
cana-1001	60	21	changes	change	NOUN
cana-1001	60	22	.	.	PUNCT
cana-1001	61	1	the	the	DET
cana-1001	61	2	primary	primary	ADJ
cana-1001	61	3	objectives	objective	NOUN
cana-1001	61	4	of	of	ADP
cana-1001	61	5	this	this	DET
cana-1001	61	6	research	research	NOUN
cana-1001	61	7	are	be	AUX
cana-1001	61	8	:	:	PUNCT
cana-1001	61	9	understand	understand	VERB
cana-1001	61	10	recent	recent	ADJ
cana-1001	61	11	trends	trend	NOUN
cana-1001	61	12	and	and	CCONJ
cana-1001	61	13	innovations	innovation	NOUN
cana-1001	61	14	in	in	ADP
cana-1001	61	15	financial	financial	ADJ
cana-1001	61	16	services	service	NOUN
cana-1001	61	17	.	.	PUNCT
cana-1001	62	1	identify	identify	VERB
cana-1001	62	2	opportunities	opportunity	NOUN
cana-1001	62	3	in	in	ADP
cana-1001	62	4	the	the	DET
cana-1001	62	5	fintech	fintech	NOUN
cana-1001	62	6	sector	sector	NOUN
cana-1001	62	7	.	.	PUNCT
cana-1001	63	1	analyze	analyze	VERB
cana-1001	63	2	the	the	DET
cana-1001	63	3	factors	factor	NOUN
cana-1001	63	4	propelling	propel	VERB
cana-1001	63	5	the	the	DET
cana-1001	63	6	growth	growth	NOUN
cana-1001	63	7	of	of	ADP
cana-1001	63	8	the	the	DET
cana-1001	63	9	fintech	fintech	NOUN
cana-1001	63	10	industry	industry	NOUN
cana-1001	63	11	.	.	PUNCT
cana-1001	64	1	by	by	ADP
cana-1001	64	2	exploring	explore	VERB
cana-1001	64	3	the	the	DET
cana-1001	64	4	fintech	fintech	NOUN
cana-1001	64	5	environment	environment	NOUN
cana-1001	64	6	from	from	ADP
cana-1001	64	7	various	various	ADJ
cana-1001	64	8	angles	angle	NOUN
cana-1001	64	9	,	,	PUNCT
cana-1001	64	10	this	this	DET
cana-1001	64	11	research	research	NOUN
cana-1001	64	12	seeks	seek	VERB
cana-1001	64	13	to	to	PART
cana-1001	64	14	enhance	enhance	VERB
cana-1001	64	15	comprehension	comprehension	NOUN
cana-1001	64	16	of	of	ADP
cana-1001	64	17	the	the	DET
cana-1001	64	18	challenges	challenge	NOUN
cana-1001	64	19	and	and	CCONJ
cana-1001	64	20	opportunities	opportunity	NOUN
cana-1001	64	21	confronting	confront	VERB
cana-1001	64	22	the	the	DET
cana-1001	64	23	financial	financial	ADJ
cana-1001	64	24	services	service	NOUN
cana-1001	64	25	sector	sector	NOUN
cana-1001	64	26	in	in	ADP
cana-1001	64	27	the	the	DET
cana-1001	64	28	digital	digital	ADJ
cana-1001	64	29	era	era	NOUN
cana-1001	64	30	.	.	PUNCT
cana-1001	65	1	research	research	NOUN
cana-1001	65	2	methodology	methodology	NOUN
cana-1001	65	3	need	need	VERB
cana-1001	65	4	for	for	ADP
cana-1001	65	5	the	the	DET
cana-1001	65	6	study	study	NOUN
cana-1001	65	7	:	:	PUNCT
cana-1001	65	8	study	study	NOUN
cana-1001	65	9	explores	explore	NOUN
cana-1001	65	10	fintech	fintech	NOUN
cana-1001	65	11	's	's	PART
cana-1001	65	12	impact	impact	NOUN
cana-1001	65	13	on	on	ADP
cana-1001	65	14	india	india	PROPN
cana-1001	65	15	's	's	PART
cana-1001	65	16	finance	finance	NOUN
cana-1001	65	17	,	,	PUNCT
cana-1001	65	18	enhancing	enhance	VERB
cana-1001	65	19	security	security	NOUN
cana-1001	65	20	but	but	CCONJ
cana-1001	65	21	varying	vary	VERB
cana-1001	65	22	in	in	ADP
cana-1001	65	23	privacy	privacy	NOUN
cana-1001	65	24	from	from	ADP
cana-1001	65	25	traditional	traditional	ADJ
cana-1001	65	26	banks	bank	NOUN
cana-1001	65	27	.	.	PUNCT
cana-1001	66	1	focuses	focus	VERB
cana-1001	66	2	on	on	ADP
cana-1001	66	3	fintech	fintech	NOUN
cana-1001	66	4	platforms	platform	NOUN
cana-1001	66	5	,	,	PUNCT
cana-1001	66	6	user	user	NOUN
cana-1001	66	7	satisfaction	satisfaction	NOUN
cana-1001	66	8	,	,	PUNCT
cana-1001	66	9	transaction	transaction	NOUN
cana-1001	66	10	efficiency	efficiency	NOUN
cana-1001	66	11	,	,	PUNCT
cana-1001	66	12	support	support	NOUN
cana-1001	66	13	quality	quality	NOUN
cana-1001	66	14	,	,	PUNCT
cana-1001	66	15	fee	fee	NOUN
cana-1001	66	16	clarity	clarity	NOUN
cana-1001	66	17	,	,	PUNCT
cana-1001	66	18	competitive	competitive	ADJ
cana-1001	66	19	rates	rate	NOUN
cana-1001	66	20	.	.	PUNCT
cana-1001	67	1	considers	consider	VERB
cana-1001	67	2	fintech	fintech	NOUN
cana-1001	67	3	innovation	innovation	NOUN
cana-1001	67	4	,	,	PUNCT
cana-1001	67	5	data	datum	NOUN
cana-1001	67	6	security	security	NOUN
cana-1001	67	7	,	,	PUNCT
cana-1001	67	8	collaboration	collaboration	NOUN
cana-1001	67	9	,	,	PUNCT
cana-1001	67	10	market	market	NOUN
cana-1001	67	11	reach	reach	NOUN
cana-1001	67	12	,	,	PUNCT
cana-1001	67	13	speed	speed	NOUN
cana-1001	67	14	for	for	ADP
cana-1001	67	15	informed	informed	ADJ
cana-1001	67	16	decisions	decision	NOUN
cana-1001	67	17	and	and	CCONJ
cana-1001	67	18	industry	industry	NOUN
cana-1001	67	19	growth	growth	NOUN
cana-1001	67	20	.	.	PUNCT
cana-1001	68	1	objectives	objective	NOUN
cana-1001	68	2	of	of	ADP
cana-1001	68	3	the	the	DET
cana-1001	68	4	study	study	NOUN
cana-1001	68	5	:	:	PUNCT
cana-1001	68	6	1	1	X
cana-1001	68	7	.	.	X
cana-1001	68	8	to	to	PART
cana-1001	68	9	study	study	VERB
cana-1001	68	10	the	the	DET
cana-1001	68	11	underlying	underlie	VERB
cana-1001	68	12	dimensions	dimension	NOUN
cana-1001	68	13	of	of	ADP
cana-1001	68	14	fintech	fintech	NOUN
cana-1001	68	15	services	service	NOUN
cana-1001	68	16	2	2	NUM
cana-1001	68	17	.	.	PUNCT
cana-1001	68	18	to	to	PART
cana-1001	68	19	assess	assess	VERB
cana-1001	68	20	user	user	NOUN
cana-1001	68	21	satisfaction	satisfaction	NOUN
cana-1001	68	22	with	with	ADP
cana-1001	68	23	the	the	DET
cana-1001	68	24	variety	variety	NOUN
cana-1001	68	25	of	of	ADP
cana-1001	68	26	options	option	NOUN
cana-1001	68	27	,	,	PUNCT
cana-1001	68	28	features	feature	NOUN
cana-1001	68	29	,	,	PUNCT
cana-1001	68	30	design	design	NOUN
cana-1001	68	31	,	,	PUNCT
cana-1001	68	32	and	and	CCONJ
cana-1001	68	33	layout	layout	NOUN
cana-1001	68	34	of	of	ADP
cana-1001	68	35	fintech	fintech	NOUN
cana-1001	68	36	platforms	platform	NOUN
cana-1001	68	37	.	.	PUNCT
cana-1001	69	1	3	3	X
cana-1001	69	2	.	.	PUNCT
cana-1001	69	3	to	to	PART
cana-1001	69	4	analyze	analyze	VERB
cana-1001	69	5	the	the	DET
cana-1001	69	6	competitiveness	competitiveness	NOUN
cana-1001	69	7	of	of	ADP
cana-1001	69	8	interest	interest	NOUN
cana-1001	69	9	rates	rate	NOUN
cana-1001	69	10	,	,	PUNCT
cana-1001	69	11	flexibility	flexibility	NOUN
cana-1001	69	12	of	of	ADP
cana-1001	69	13	terms	term	NOUN
cana-1001	69	14	,	,	PUNCT
cana-1001	69	15	and	and	CCONJ
cana-1001	69	16	customization	customization	NOUN
cana-1001	69	17	options	option	NOUN
cana-1001	69	18	in	in	ADP
cana-1001	69	19	fintech	fintech	NOUN
cana-1001	69	20	online	online	NOUN
cana-1001	69	21	lending	lending	NOUN
cana-1001	69	22	platforms	platform	NOUN
cana-1001	69	23	.	.	PUNCT
cana-1001	70	1	scope	scope	NOUN
cana-1001	70	2	of	of	ADP
cana-1001	70	3	the	the	DET
cana-1001	70	4	study	study	NOUN
cana-1001	70	5	:	:	PUNCT
cana-1001	70	6	the	the	DET
cana-1001	70	7	scope	scope	NOUN
cana-1001	70	8	of	of	ADP
cana-1001	70	9	the	the	DET
cana-1001	70	10	study	study	NOUN
cana-1001	70	11	includes	include	VERB
cana-1001	70	12	comparing	compare	VERB
cana-1001	70	13	the	the	DET
cana-1001	70	14	impact	impact	NOUN
cana-1001	70	15	of	of	ADP
cana-1001	70	16	fintech	fintech	NOUN
cana-1001	70	17	and	and	CCONJ
cana-1001	70	18	traditional	traditional	ADJ
cana-1001	70	19	banking	banking	NOUN
cana-1001	70	20	on	on	ADP
cana-1001	70	21	financial	financial	ADJ
cana-1001	70	22	security	security	NOUN
cana-1001	70	23	/	/	SYM
cana-1001	70	24	privacy	privacy	NOUN
cana-1001	70	25	,	,	PUNCT
cana-1001	70	26	assessing	assess	VERB
cana-1001	70	27	user	user	NOUN
cana-1001	70	28	satisfaction	satisfaction	NOUN
cana-1001	70	29	with	with	ADP
cana-1001	70	30	fintech	fintech	NOUN
cana-1001	70	31	platform	platform	NOUN
cana-1001	70	32	features	feature	NOUN
cana-1001	70	33	/	/	SYM
cana-1001	70	34	design	design	NOUN
cana-1001	70	35	,	,	PUNCT
cana-1001	70	36	examining	examine	VERB
cana-1001	70	37	transaction	transaction	NOUN
cana-1001	70	38	processing	processing	NOUN
cana-1001	70	39	efficiency	efficiency	NOUN
cana-1001	70	40	/	/	SYM
cana-1001	70	41	customer	customer	NOUN
cana-1001	70	42	support	support	NOUN
cana-1001	70	43	quality	quality	NOUN
cana-1001	70	44	/	/	SYM
cana-1001	70	45	fee	fee	NOUN
cana-1001	70	46	transparency	transparency	NOUN
cana-1001	70	47	in	in	ADP
cana-1001	70	48	fintech	fintech	NOUN
cana-1001	70	49	,	,	PUNCT
cana-1001	70	50	and	and	CCONJ
cana-1001	70	51	analyzing	analyze	VERB
cana-1001	70	52	interest	interest	NOUN
cana-1001	70	53	rates	rate	NOUN
cana-1001	70	54	/	/	SYM
cana-1001	70	55	flexibility	flexibility	NOUN
cana-1001	70	56	in	in	ADP
cana-1001	70	57	online	online	ADJ
cana-1001	70	58	lending	lending	NOUN
cana-1001	70	59	.	.	PUNCT
cana-1001	71	1	it	it	PRON
cana-1001	71	2	also	also	ADV
cana-1001	71	3	involves	involve	VERB
cana-1001	71	4	investigating	investigate	VERB
cana-1001	71	5	fintech	fintech	NOUN
cana-1001	71	6	companies	company	NOUN
cana-1001	71	7	'	'	PART
cana-1001	71	8	innovation	innovation	NOUN
cana-1001	71	9	levels	level	NOUN
cana-1001	71	10	,	,	PUNCT
cana-1001	71	11	understanding	understand	VERB
cana-1001	71	12	user	user	NOUN
cana-1001	71	13	confidence	confidence	NOUN
cana-1001	71	14	in	in	ADP
cana-1001	71	15	financial	financial	ADJ
cana-1001	71	16	transactions	transaction	NOUN
cana-1001	71	17	/	/	SYM
cana-1001	71	18	investments	investment	NOUN
cana-1001	71	19	,	,	PUNCT
cana-1001	71	20	and	and	CCONJ
cana-1001	71	21	determining	determine	VERB
cana-1001	71	22	fintech	fintech	NOUN
cana-1001	71	23	accessibility	accessibility	NOUN
cana-1001	71	24	/	/	SYM
cana-1001	71	25	market	market	NOUN
cana-1001	71	26	penetration	penetration	NOUN
cana-1001	71	27	,	,	PUNCT
cana-1001	71	28	including	include	VERB
cana-1001	71	29	collaborations	collaboration	NOUN
cana-1001	71	30	with	with	ADP
cana-1001	71	31	local	local	ADJ
cana-1001	71	32	businesses	business	NOUN
cana-1001	71	33	.	.	PUNCT
cana-1001	72	1	communications	communication	NOUN
cana-1001	72	2	on	on	ADP
cana-1001	72	3	applied	apply	VERB
cana-1001	72	4	nonlinear	nonlinear	ADJ
cana-1001	72	5	analysis	analysis	NOUN
cana-1001	72	6	issn	issn	NOUN
cana-1001	72	7	:	:	PUNCT
cana-1001	72	8	1074	1074	NUM
cana-1001	72	9	-	-	PUNCT
cana-1001	72	10	133x	133x	NUM
cana-1001	72	11	vol	vol	NOUN
cana-1001	72	12	31	31	NUM
cana-1001	72	13	no	no	NOUN
cana-1001	72	14	.	.	PUNCT
cana-1001	73	1	5s	5s	NUM
cana-1001	73	2	(	(	PUNCT
cana-1001	73	3	2024	2024	NUM
cana-1001	73	4	)	)	PUNCT
cana-1001	73	5	82	82	NUM
cana-1001	73	6	https://internationalpubls.com	https://internationalpubls.com	PROPN
cana-1001	73	7	data	data	NOUN
cana-1001	73	8	collection	collection	NOUN
cana-1001	73	9	:	:	PUNCT
cana-1001	73	10	in	in	ADP
cana-1001	73	11	this	this	DET
cana-1001	73	12	study	study	NOUN
cana-1001	73	13	,	,	PUNCT
cana-1001	73	14	the	the	DET
cana-1001	73	15	questionnaire	questionnaire	NOUN
cana-1001	73	16	method	method	NOUN
cana-1001	73	17	was	be	AUX
cana-1001	73	18	used	use	VERB
cana-1001	73	19	to	to	PART
cana-1001	73	20	gather	gather	VERB
cana-1001	73	21	information	information	NOUN
cana-1001	73	22	from	from	ADP
cana-1001	73	23	respondents	respondent	NOUN
cana-1001	73	24	and	and	CCONJ
cana-1001	73	25	share	share	VERB
cana-1001	73	26	it	it	PRON
cana-1001	73	27	with	with	ADP
cana-1001	73	28	customer	customer	NOUN
cana-1001	73	29	experience	experience	NOUN
cana-1001	73	30	and	and	CCONJ
cana-1001	73	31	innovation	innovation	NOUN
cana-1001	73	32	users	user	NOUN
cana-1001	73	33	.	.	PUNCT
cana-1001	74	1	data	datum	NOUN
cana-1001	74	2	collection	collection	NOUN
cana-1001	74	3	involved	involve	VERB
cana-1001	74	4	a	a	DET
cana-1001	74	5	mail	mail	NOUN
cana-1001	74	6	survey	survey	NOUN
cana-1001	74	7	and	and	CCONJ
cana-1001	74	8	personal	personal	ADJ
cana-1001	74	9	interviews	interview	NOUN
cana-1001	74	10	using	use	VERB
cana-1001	74	11	stratified	stratify	VERB
cana-1001	74	12	random	random	ADJ
cana-1001	74	13	sampling	sampling	NOUN
cana-1001	74	14	.	.	PUNCT
cana-1001	75	1	120	120	NUM
cana-1001	75	2	questionnaires	questionnaire	NOUN
cana-1001	75	3	were	be	AUX
cana-1001	75	4	distributed	distribute	VERB
cana-1001	75	5	to	to	ADP
cana-1001	75	6	users	user	NOUN
cana-1001	75	7	.	.	PUNCT
cana-1001	76	1	fintech	fintech	NOUN
cana-1001	76	2	is	be	AUX
cana-1001	76	3	quickly	quickly	ADV
cana-1001	76	4	becoming	become	VERB
cana-1001	76	5	a	a	DET
cana-1001	76	6	big	big	ADJ
cana-1001	76	7	deal	deal	NOUN
cana-1001	76	8	in	in	ADP
cana-1001	76	9	finance	finance	NOUN
cana-1001	76	10	.	.	PUNCT
cana-1001	77	1	fintech	fintech	NOUN
cana-1001	77	2	,	,	PUNCT
cana-1001	77	3	an	an	DET
cana-1001	77	4	industry	industry	NOUN
cana-1001	77	5	driven	drive	VERB
cana-1001	77	6	by	by	ADP
cana-1001	77	7	technology	technology	NOUN
cana-1001	77	8	,	,	PUNCT
cana-1001	77	9	includes	include	VERB
cana-1001	77	10	businesses	business	NOUN
cana-1001	77	11	that	that	PRON
cana-1001	77	12	work	work	VERB
cana-1001	77	13	together	together	ADV
cana-1001	77	14	,	,	PUNCT
cana-1001	77	15	compete	compete	VERB
cana-1001	77	16	,	,	PUNCT
cana-1001	77	17	or	or	CCONJ
cana-1001	77	18	aid	aid	VERB
cana-1001	77	19	financial	financial	ADJ
cana-1001	77	20	institutions	institution	NOUN
cana-1001	77	21	.	.	PUNCT
cana-1001	78	1	fintech	fintech	NOUN
cana-1001	78	2	startups	startup	NOUN
cana-1001	78	3	form	form	VERB
cana-1001	78	4	alliances	alliance	NOUN
cana-1001	78	5	with	with	ADP
cana-1001	78	6	various	various	ADJ
cana-1001	78	7	entities	entity	NOUN
cana-1001	78	8	such	such	ADJ
cana-1001	78	9	as	as	ADP
cana-1001	78	10	financial	financial	ADJ
cana-1001	78	11	institutions	institution	NOUN
cana-1001	78	12	,	,	PUNCT
cana-1001	78	13	academia	academia	NOUN
cana-1001	78	14	,	,	PUNCT
cana-1001	78	15	tech	tech	NOUN
cana-1001	78	16	experts	expert	NOUN
cana-1001	78	17	,	,	PUNCT
cana-1001	78	18	government	government	NOUN
cana-1001	78	19	agencies	agency	NOUN
cana-1001	78	20	,	,	PUNCT
cana-1001	78	21	and	and	CCONJ
cana-1001	78	22	industry	industry	NOUN
cana-1001	78	23	associations	association	NOUN
cana-1001	78	24	.	.	PUNCT
cana-1001	79	1	this	this	DET
cana-1001	79	2	network	network	NOUN
cana-1001	79	3	combines	combine	VERB
cana-1001	79	4	knowledge	knowledge	NOUN
cana-1001	79	5	,	,	PUNCT
cana-1001	79	6	skills	skill	NOUN
cana-1001	79	7	,	,	PUNCT
cana-1001	79	8	and	and	CCONJ
cana-1001	79	9	resources	resource	NOUN
cana-1001	79	10	,	,	PUNCT
cana-1001	79	11	promoting	promote	VERB
cana-1001	79	12	innovation	innovation	NOUN
cana-1001	79	13	.	.	PUNCT
cana-1001	80	1	with	with	ADP
cana-1001	80	2	technology	technology	NOUN
cana-1001	80	3	reshaping	reshape	VERB
cana-1001	80	4	financial	financial	ADJ
cana-1001	80	5	services	service	NOUN
cana-1001	80	6	,	,	PUNCT
cana-1001	80	7	fintech	fintech	NOUN
cana-1001	80	8	companies	company	NOUN
cana-1001	80	9	are	be	AUX
cana-1001	80	10	becoming	becoming	AUX
cana-1001	80	11	globally	globally	ADV
cana-1001	80	12	recognized	recognize	VERB
cana-1001	80	13	.	.	PUNCT
cana-1001	81	1	they	they	PRON
cana-1001	81	2	have	have	AUX
cana-1001	81	3	captured	capture	VERB
cana-1001	81	4	an	an	DET
cana-1001	81	5	early	early	ADJ
cana-1001	81	6	majority	majority	NOUN
cana-1001	81	7	of	of	ADP
cana-1001	81	8	consumers	consumer	NOUN
cana-1001	81	9	in	in	ADP
cana-1001	81	10	16	16	NUM
cana-1001	81	11	out	out	ADP
cana-1001	81	12	of	of	ADP
cana-1001	81	13	20	20	NUM
cana-1001	81	14	markets	market	NOUN
cana-1001	81	15	,	,	PUNCT
cana-1001	81	16	with	with	ADP
cana-1001	81	17	two	two	NUM
cana-1001	81	18	markets	market	NOUN
cana-1001	81	19	reaching	reach	VERB
cana-1001	81	20	the	the	DET
cana-1001	81	21	late	late	ADJ
cana-1001	81	22	majority	majority	NOUN
cana-1001	81	23	,	,	PUNCT
cana-1001	81	24	showing	show	VERB
cana-1001	81	25	broad	broad	ADJ
cana-1001	81	26	acceptance	acceptance	NOUN
cana-1001	81	27	.	.	PUNCT
cana-1001	82	1	the	the	DET
cana-1001	82	2	overall	overall	ADJ
cana-1001	82	3	market	market	NOUN
cana-1001	82	4	presence	presence	NOUN
cana-1001	82	5	of	of	ADP
cana-1001	82	6	fintech	fintech	NOUN
cana-1001	82	7	impacts	impact	VERB
cana-1001	82	8	industry	industry	NOUN
cana-1001	82	9	norms	norm	NOUN
cana-1001	82	10	and	and	CCONJ
cana-1001	82	11	customer	customer	NOUN
cana-1001	82	12	demands	demand	NOUN
cana-1001	82	13	.	.	PUNCT
cana-1001	83	1	growing	grow	VERB
cana-1001	83	2	markets	market	NOUN
cana-1001	83	3	are	be	AUX
cana-1001	83	4	leading	lead	VERB
cana-1001	83	5	the	the	DET
cana-1001	83	6	way	way	NOUN
cana-1001	83	7	in	in	ADP
cana-1001	83	8	adoption	adoption	NOUN
cana-1001	83	9	fintech	fintech	NOUN
cana-1001	83	10	adoption	adoption	NOUN
cana-1001	83	11	is	be	AUX
cana-1001	83	12	on	on	ADP
cana-1001	83	13	the	the	DET
cana-1001	83	14	rise	rise	NOUN
cana-1001	83	15	in	in	ADP
cana-1001	83	16	emerging	emerge	VERB
cana-1001	83	17	markets	market	NOUN
cana-1001	83	18	,	,	PUNCT
cana-1001	83	19	averaging	average	VERB
cana-1001	83	20	46	46	NUM
cana-1001	83	21	%	%	NOUN
cana-1001	83	22	in	in	ADP
cana-1001	83	23	the	the	DET
cana-1001	83	24	top	top	ADJ
cana-1001	83	25	five	five	NUM
cana-1001	83	26	markets	market	NOUN
cana-1001	83	27	compared	compare	VERB
cana-1001	83	28	to	to	ADP
cana-1001	83	29	the	the	DET
cana-1001	83	30	global	global	ADJ
cana-1001	83	31	average	average	NOUN
cana-1001	83	32	of	of	ADP
cana-1001	83	33	33	33	NUM
cana-1001	83	34	%	%	NOUN
cana-1001	83	35	.	.	PUNCT
cana-1001	84	1	this	this	DET
cana-1001	84	2	surge	surge	NOUN
cana-1001	84	3	is	be	AUX
cana-1001	84	4	fueled	fuel	VERB
cana-1001	84	5	by	by	ADP
cana-1001	84	6	fintech	fintech	NOUN
cana-1001	84	7	's	's	PART
cana-1001	84	8	capacity	capacity	NOUN
cana-1001	84	9	to	to	PART
cana-1001	84	10	cater	cater	VERB
cana-1001	84	11	to	to	PART
cana-1001	84	12	techsavvy	techsavvy	VERB
cana-1001	84	13	yet	yet	ADV
cana-1001	84	14	financially	financially	ADV
cana-1001	84	15	underserved	underserved	ADJ
cana-1001	84	16	populations	population	NOUN
cana-1001	84	17	in	in	ADP
cana-1001	84	18	these	these	DET
cana-1001	84	19	regions	region	NOUN
cana-1001	84	20	.	.	PUNCT
cana-1001	85	1	these	these	DET
cana-1001	85	2	markets	market	NOUN
cana-1001	85	3	feature	feature	VERB
cana-1001	85	4	burgeoning	burgeon	VERB
cana-1001	85	5	economies	economy	NOUN
cana-1001	85	6	,	,	PUNCT
cana-1001	85	7	a	a	DET
cana-1001	85	8	swiftly	swiftly	ADV
cana-1001	85	9	growing	grow	VERB
cana-1001	85	10	middle	middle	ADJ
cana-1001	85	11	class	class	NOUN
cana-1001	85	12	,	,	PUNCT
cana-1001	85	13	and	and	CCONJ
cana-1001	85	14	a	a	DET
cana-1001	85	15	deficiency	deficiency	NOUN
cana-1001	85	16	in	in	ADP
cana-1001	85	17	conventional	conventional	ADJ
cana-1001	85	18	financial	financial	ADJ
cana-1001	85	19	infrastructure	infrastructure	NOUN
cana-1001	85	20	.	.	PUNCT
cana-1001	86	1	the	the	DET
cana-1001	86	2	growing	grow	VERB
cana-1001	86	3	accessibility	accessibility	NOUN
cana-1001	86	4	of	of	ADP
cana-1001	86	5	smartphones	smartphone	NOUN
cana-1001	86	6	and	and	CCONJ
cana-1001	86	7	broadband	broadband	NOUN
cana-1001	86	8	services	service	NOUN
cana-1001	86	9	has	have	AUX
cana-1001	86	10	further	far	ADV
cana-1001	86	11	broadened	broaden	VERB
cana-1001	86	12	the	the	DET
cana-1001	86	13	digitally	digitally	ADV
cana-1001	86	14	engaged	engage	VERB
cana-1001	86	15	population	population	NOUN
cana-1001	86	16	that	that	SCONJ
cana-1001	86	17	fintech	fintech	NOUN
cana-1001	86	18	companies	company	NOUN
cana-1001	86	19	aim	aim	VERB
cana-1001	86	20	to	to	PART
cana-1001	86	21	reach	reach	VERB
cana-1001	86	22	.	.	PUNCT
cana-1001	87	1	consequently	consequently	ADV
cana-1001	87	2	,	,	PUNCT
cana-1001	87	3	fintech	fintech	NOUN
cana-1001	87	4	plays	play	VERB
cana-1001	87	5	a	a	DET
cana-1001	87	6	crucial	crucial	ADJ
cana-1001	87	7	role	role	NOUN
cana-1001	87	8	in	in	ADP
cana-1001	87	9	delivering	deliver	VERB
cana-1001	87	10	financial	financial	ADJ
cana-1001	87	11	services	service	NOUN
cana-1001	87	12	to	to	ADP
cana-1001	87	13	historically	historically	ADV
cana-1001	87	14	underserved	underserved	ADJ
cana-1001	87	15	individuals	individual	NOUN
cana-1001	87	16	.	.	PUNCT
cana-1001	88	1	1	1	X
cana-1001	88	2	.	.	X
cana-1001	88	3	opportunities	opportunity	NOUN
cana-1001	88	4	for	for	ADP
cana-1001	88	5	fintech	fintech	NOUN
cana-1001	88	6	companies	company	NOUN
cana-1001	88	7	financial	financial	ADJ
cana-1001	88	8	innovation	innovation	NOUN
cana-1001	88	9	presents	present	VERB
cana-1001	88	10	opportunities	opportunity	NOUN
cana-1001	88	11	for	for	ADP
cana-1001	88	12	sectors	sector	NOUN
cana-1001	88	13	like	like	ADP
cana-1001	88	14	commercial	commercial	ADJ
cana-1001	88	15	banks	bank	NOUN
cana-1001	88	16	to	to	PART
cana-1001	88	17	rethink	rethink	VERB
cana-1001	88	18	service	service	NOUN
cana-1001	88	19	distribution	distribution	NOUN
cana-1001	88	20	channels	channel	NOUN
cana-1001	88	21	and	and	CCONJ
cana-1001	88	22	leverage	leverage	VERB
cana-1001	88	23	its	its	PRON
cana-1001	88	24	benefits	benefit	NOUN
cana-1001	88	25	.	.	PUNCT
cana-1001	89	1	many	many	ADJ
cana-1001	89	2	industries	industry	NOUN
cana-1001	89	3	are	be	AUX
cana-1001	89	4	already	already	ADV
cana-1001	89	5	benefiting	benefit	VERB
cana-1001	89	6	from	from	ADP
cana-1001	89	7	innovative	innovative	ADJ
cana-1001	89	8	fintech	fintech	NOUN
cana-1001	89	9	solutions	solution	NOUN
cana-1001	89	10	.	.	PUNCT
cana-1001	90	1	companies	company	NOUN
cana-1001	90	2	using	use	VERB
cana-1001	90	3	fintech	fintech	NOUN
cana-1001	90	4	services	service	NOUN
cana-1001	90	5	can	can	AUX
cana-1001	90	6	capitalize	capitalize	VERB
cana-1001	90	7	on	on	ADP
cana-1001	90	8	favorable	favorable	ADJ
cana-1001	90	9	circumstances	circumstance	NOUN
cana-1001	90	10	to	to	PART
cana-1001	90	11	drive	drive	VERB
cana-1001	90	12	profitability	profitability	NOUN
cana-1001	90	13	.	.	PUNCT
cana-1001	91	1	the	the	DET
cana-1001	91	2	rapid	rapid	ADJ
cana-1001	91	3	rise	rise	NOUN
cana-1001	91	4	of	of	ADP
cana-1001	91	5	fintech	fintech	NOUN
cana-1001	91	6	trends	trend	NOUN
cana-1001	91	7	and	and	CCONJ
cana-1001	91	8	markets	market	NOUN
cana-1001	91	9	empowers	empower	VERB
cana-1001	91	10	the	the	DET
cana-1001	91	11	financial	financial	ADJ
cana-1001	91	12	services	service	NOUN
cana-1001	91	13	industry	industry	NOUN
cana-1001	91	14	to	to	PART
cana-1001	91	15	develop	develop	VERB
cana-1001	91	16	innovative	innovative	ADJ
cana-1001	91	17	business	business	NOUN
cana-1001	91	18	solutions	solution	NOUN
cana-1001	91	19	through	through	ADP
cana-1001	91	20	data	datum	NOUN
cana-1001	91	21	analytics	analytic	NOUN
cana-1001	91	22	and	and	CCONJ
cana-1001	91	23	other	other	ADJ
cana-1001	91	24	methods	method	NOUN
cana-1001	91	25	.	.	PUNCT
cana-1001	92	1	this	this	PRON
cana-1001	92	2	enables	enable	VERB
cana-1001	92	3	them	they	PRON
cana-1001	92	4	to	to	PART
cana-1001	92	5	tap	tap	VERB
cana-1001	92	6	into	into	ADP
cana-1001	92	7	potential	potential	ADJ
cana-1001	92	8	opportunities	opportunity	NOUN
cana-1001	92	9	and	and	CCONJ
cana-1001	92	10	stay	stay	VERB
cana-1001	92	11	competitive	competitive	ADJ
cana-1001	92	12	in	in	ADP
cana-1001	92	13	the	the	DET
cana-1001	92	14	evolving	evolve	VERB
cana-1001	92	15	financial	financial	ADJ
cana-1001	92	16	landscape	landscape	NOUN
cana-1001	92	17	.	.	PUNCT
cana-1001	93	1	1.1	1.1	NUM
cana-1001	93	2	digital	digital	ADJ
cana-1001	93	3	payment	payment	NOUN
cana-1001	93	4	servies	servie	NOUN
cana-1001	93	5	digitalization	digitalization	NOUN
cana-1001	93	6	has	have	AUX
cana-1001	93	7	transformed	transform	VERB
cana-1001	93	8	the	the	DET
cana-1001	93	9	financial	financial	ADJ
cana-1001	93	10	industry	industry	NOUN
cana-1001	93	11	,	,	PUNCT
cana-1001	93	12	resulting	result	VERB
cana-1001	93	13	in	in	ADP
cana-1001	93	14	the	the	DET
cana-1001	93	15	emergence	emergence	NOUN
cana-1001	93	16	of	of	ADP
cana-1001	93	17	digital	digital	ADJ
cana-1001	93	18	-	-	PUNCT
cana-1001	93	19	only	only	ADJ
cana-1001	93	20	banks	bank	NOUN
cana-1001	93	21	.	.	PUNCT
cana-1001	94	1	these	these	DET
cana-1001	94	2	banks	bank	NOUN
cana-1001	94	3	provide	provide	VERB
cana-1001	94	4	enhanced	enhanced	ADJ
cana-1001	94	5	efficiency	efficiency	NOUN
cana-1001	94	6	and	and	CCONJ
cana-1001	94	7	convenience	convenience	NOUN
cana-1001	94	8	,	,	PUNCT
cana-1001	94	9	removing	remove	VERB
cana-1001	94	10	the	the	DET
cana-1001	94	11	necessity	necessity	NOUN
cana-1001	94	12	for	for	ADP
cana-1001	94	13	physical	physical	ADJ
cana-1001	94	14	visits	visit	NOUN
cana-1001	94	15	,	,	PUNCT
cana-1001	94	16	lengthy	lengthy	ADJ
cana-1001	94	17	queues	queue	NOUN
cana-1001	94	18	,	,	PUNCT
cana-1001	94	19	and	and	CCONJ
cana-1001	94	20	paperwork	paperwork	NOUN
cana-1001	94	21	.	.	PUNCT
cana-1001	95	1	through	through	ADP
cana-1001	95	2	digital	digital	ADJ
cana-1001	95	3	-	-	PUNCT
cana-1001	95	4	only	only	ADV
cana-1001	95	5	banks	bank	NOUN
cana-1001	95	6	,	,	PUNCT
cana-1001	95	7	clients	client	NOUN
cana-1001	95	8	can	can	AUX
cana-1001	95	9	initiate	initiate	VERB
cana-1001	95	10	account	account	NOUN
cana-1001	95	11	openings	opening	NOUN
cana-1001	95	12	,	,	PUNCT
cana-1001	95	13	conduct	conduct	VERB
cana-1001	95	14	fund	fund	NOUN
cana-1001	95	15	transfers	transfer	NOUN
cana-1001	95	16	,	,	PUNCT
cana-1001	95	17	and	and	CCONJ
cana-1001	95	18	oversee	oversee	VERB
cana-1001	95	19	their	their	PRON
cana-1001	95	20	finances	finance	NOUN
cana-1001	95	21	at	at	ADP
cana-1001	95	22	any	any	DET
cana-1001	95	23	time	time	NOUN
cana-1001	95	24	and	and	CCONJ
cana-1001	95	25	from	from	ADP
cana-1001	95	26	any	any	DET
cana-1001	95	27	location	location	NOUN
cana-1001	95	28	.	.	PUNCT
cana-1001	96	1	additionally	additionally	ADV
cana-1001	96	2	,	,	PUNCT
cana-1001	96	3	they	they	PRON
cana-1001	96	4	deliver	deliver	VERB
cana-1001	96	5	instant	instant	ADJ
cana-1001	96	6	updates	update	NOUN
cana-1001	96	7	on	on	ADP
cana-1001	96	8	account	account	NOUN
cana-1001	96	9	balances	balance	NOUN
cana-1001	96	10	,	,	PUNCT
cana-1001	96	11	transaction	transaction	NOUN
cana-1001	96	12	records	record	NOUN
cana-1001	96	13	,	,	PUNCT
cana-1001	96	14	bill	bill	NOUN
cana-1001	96	15	settlements	settlement	NOUN
cana-1001	96	16	,	,	PUNCT
cana-1001	96	17	and	and	CCONJ
cana-1001	96	18	analytical	analytical	ADJ
cana-1001	96	19	tools	tool	NOUN
cana-1001	96	20	,	,	PUNCT
cana-1001	96	21	granting	grant	VERB
cana-1001	96	22	customers	customer	NOUN
cana-1001	96	23	increased	increase	VERB
cana-1001	96	24	authority	authority	NOUN
cana-1001	96	25	and	and	CCONJ
cana-1001	96	26	visibility	visibility	NOUN
cana-1001	96	27	over	over	ADP
cana-1001	96	28	their	their	PRON
cana-1001	96	29	financial	financial	ADJ
cana-1001	96	30	matters	matter	NOUN
cana-1001	96	31	.	.	PUNCT
cana-1001	97	1	in	in	ADP
cana-1001	97	2	essence	essence	NOUN
cana-1001	97	3	,	,	PUNCT
cana-1001	97	4	digital	digital	ADJ
cana-1001	97	5	-	-	PUNCT
cana-1001	97	6	only	only	ADV
cana-1001	97	7	banks	bank	NOUN
cana-1001	97	8	utilise	utilise	VERB
cana-1001	97	9	technology	technology	NOUN
cana-1001	97	10	to	to	PART
cana-1001	97	11	enrich	enrich	VERB
cana-1001	97	12	the	the	DET
cana-1001	97	13	banking	banking	NOUN
cana-1001	97	14	journey	journey	NOUN
cana-1001	97	15	,	,	PUNCT
cana-1001	97	16	rendering	render	VERB
cana-1001	97	17	it	it	PRON
cana-1001	97	18	more	more	ADV
cana-1001	97	19	accessible	accessible	ADJ
cana-1001	97	20	,	,	PUNCT
cana-1001	97	21	convenient	convenient	ADJ
cana-1001	97	22	,	,	PUNCT
cana-1001	97	23	and	and	CCONJ
cana-1001	97	24	effective	effective	ADJ
cana-1001	97	25	.	.	PUNCT
cana-1001	98	1	communications	communication	NOUN
cana-1001	98	2	on	on	ADP
cana-1001	98	3	applied	apply	VERB
cana-1001	98	4	nonlinear	nonlinear	ADJ
cana-1001	98	5	analysis	analysis	NOUN
cana-1001	98	6	issn	issn	NOUN
cana-1001	98	7	:	:	PUNCT
cana-1001	98	8	1074	1074	NUM
cana-1001	98	9	-	-	PUNCT
cana-1001	98	10	133x	133x	NUM
cana-1001	98	11	vol	vol	NOUN
cana-1001	98	12	31	31	NUM
cana-1001	98	13	no	no	NOUN
cana-1001	98	14	.	.	PUNCT
cana-1001	99	1	5s	5s	NUM
cana-1001	99	2	(	(	PUNCT
cana-1001	99	3	2024	2024	NUM
cana-1001	99	4	)	)	PUNCT
cana-1001	99	5	83	83	NUM
cana-1001	99	6	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-1001	99	7	1.2	1.2	NUM
cana-1001	99	8	big	big	ADJ
cana-1001	99	9	data	datum	NOUN
cana-1001	99	10	and	and	CCONJ
cana-1001	99	11	analytics	analytic	NOUN
cana-1001	99	12	digitalization	digitalization	NOUN
cana-1001	99	13	has	have	AUX
cana-1001	99	14	transformed	transform	VERB
cana-1001	99	15	the	the	DET
cana-1001	99	16	financial	financial	ADJ
cana-1001	99	17	industry	industry	NOUN
cana-1001	99	18	,	,	PUNCT
cana-1001	99	19	with	with	ADP
cana-1001	99	20	data	datum	NOUN
cana-1001	99	21	and	and	CCONJ
cana-1001	99	22	analytics	analytic	NOUN
cana-1001	99	23	becoming	become	VERB
cana-1001	99	24	increasingly	increasingly	ADV
cana-1001	99	25	crucial	crucial	ADJ
cana-1001	99	26	for	for	ADP
cana-1001	99	27	businesses	business	NOUN
cana-1001	99	28	.	.	PUNCT
cana-1001	100	1	big	big	ADJ
cana-1001	100	2	data	datum	NOUN
cana-1001	100	3	and	and	CCONJ
cana-1001	100	4	analytics	analytic	NOUN
cana-1001	100	5	are	be	AUX
cana-1001	100	6	extensively	extensively	ADV
cana-1001	100	7	used	use	VERB
cana-1001	100	8	to	to	PART
cana-1001	100	9	create	create	VERB
cana-1001	100	10	personalized	personalized	ADJ
cana-1001	100	11	user	user	NOUN
cana-1001	100	12	experiences	experience	NOUN
cana-1001	100	13	.	.	PUNCT
cana-1001	101	1	by	by	ADP
cana-1001	101	2	leveraging	leverage	VERB
cana-1001	101	3	data	datum	NOUN
cana-1001	101	4	and	and	CCONJ
cana-1001	101	5	analytics	analytic	NOUN
cana-1001	101	6	,	,	PUNCT
cana-1001	101	7	companies	company	NOUN
cana-1001	101	8	gain	gain	VERB
cana-1001	101	9	a	a	DET
cana-1001	101	10	competitive	competitive	ADJ
cana-1001	101	11	edge	edge	NOUN
cana-1001	101	12	by	by	ADP
cana-1001	101	13	optimising	optimise	VERB
cana-1001	101	14	operations	operation	NOUN
cana-1001	101	15	,	,	PUNCT
cana-1001	101	16	maximising	maximise	VERB
cana-1001	101	17	revenue	revenue	NOUN
cana-1001	101	18	,	,	PUNCT
cana-1001	101	19	anticipating	anticipate	VERB
cana-1001	101	20	customer	customer	NOUN
cana-1001	101	21	needs	need	VERB
cana-1001	101	22	,	,	PUNCT
cana-1001	101	23	personalising	personalise	VERB
cana-1001	101	24	product	product	NOUN
cana-1001	101	25	offerings	offering	NOUN
cana-1001	101	26	,	,	PUNCT
cana-1001	101	27	and	and	CCONJ
cana-1001	101	28	forecasting	forecasting	NOUN
cana-1001	101	29	demand	demand	NOUN
cana-1001	101	30	.	.	PUNCT
cana-1001	102	1	the	the	DET
cana-1001	102	2	inseparable	inseparable	ADJ
cana-1001	102	3	relationship	relationship	NOUN
cana-1001	102	4	between	between	ADP
cana-1001	102	5	big	big	ADJ
cana-1001	102	6	data	datum	NOUN
cana-1001	102	7	and	and	CCONJ
cana-1001	102	8	analytics	analytic	NOUN
cana-1001	102	9	necessitates	necessitate	VERB
cana-1001	102	10	a	a	DET
cana-1001	102	11	strategic	strategic	ADJ
cana-1001	102	12	and	and	CCONJ
cana-1001	102	13	comprehensive	comprehensive	ADJ
cana-1001	102	14	approach	approach	NOUN
cana-1001	102	15	from	from	ADP
cana-1001	102	16	businesses	business	NOUN
cana-1001	102	17	as	as	SCONJ
cana-1001	102	18	the	the	DET
cana-1001	102	19	financial	financial	ADJ
cana-1001	102	20	sector	sector	NOUN
cana-1001	102	21	rapidly	rapidly	ADV
cana-1001	102	22	evolves	evolve	VERB
cana-1001	102	23	towards	towards	ADP
cana-1001	102	24	data	data	NOUN
cana-1001	102	25	-	-	PUNCT
cana-1001	102	26	driven	drive	VERB
cana-1001	102	27	optimization	optimization	NOUN
cana-1001	102	28	.	.	PUNCT
cana-1001	103	1	extracting	extract	VERB
cana-1001	103	2	meaningful	meaningful	ADJ
cana-1001	103	3	insights	insight	NOUN
cana-1001	103	4	from	from	ADP
cana-1001	103	5	collected	collect	VERB
cana-1001	103	6	customer	customer	NOUN
cana-1001	103	7	data	datum	NOUN
cana-1001	103	8	will	will	AUX
cana-1001	103	9	be	be	AUX
cana-1001	103	10	key	key	ADJ
cana-1001	103	11	to	to	ADP
cana-1001	103	12	driving	drive	VERB
cana-1001	103	13	business	business	NOUN
cana-1001	103	14	outcomes	outcome	NOUN
cana-1001	103	15	in	in	ADP
cana-1001	103	16	this	this	DET
cana-1001	103	17	data	data	NOUN
cana-1001	103	18	-	-	PUNCT
cana-1001	103	19	centric	centric	ADJ
cana-1001	103	20	landscape	landscape	NOUN
cana-1001	103	21	.	.	PUNCT
cana-1001	104	1	1.3	1.3	NUM
cana-1001	104	2	blockchain	blockchain	PROPN
cana-1001	104	3	technology	technology	PROPN
cana-1001	104	4	blockchain	blockchain	PROPN
cana-1001	104	5	technology	technology	PROPN
cana-1001	104	6	is	be	AUX
cana-1001	104	7	rapidly	rapidly	ADV
cana-1001	104	8	gaining	gain	VERB
cana-1001	104	9	traction	traction	NOUN
cana-1001	104	10	as	as	ADP
cana-1001	104	11	a	a	DET
cana-1001	104	12	foundational	foundational	ADJ
cana-1001	104	13	element	element	NOUN
cana-1001	104	14	in	in	ADP
cana-1001	104	15	the	the	DET
cana-1001	104	16	operational	operational	ADJ
cana-1001	104	17	infrastructure	infrastructure	NOUN
cana-1001	104	18	of	of	ADP
cana-1001	104	19	financial	financial	ADJ
cana-1001	104	20	institutions	institution	NOUN
cana-1001	104	21	.	.	PUNCT
cana-1001	105	1	its	its	PRON
cana-1001	105	2	global	global	ADJ
cana-1001	105	3	reach	reach	NOUN
cana-1001	105	4	,	,	PUNCT
cana-1001	105	5	speed	speed	NOUN
cana-1001	105	6	,	,	PUNCT
cana-1001	105	7	and	and	CCONJ
cana-1001	105	8	security	security	NOUN
cana-1001	105	9	are	be	AUX
cana-1001	105	10	driving	drive	VERB
cana-1001	105	11	increased	increase	VERB
cana-1001	105	12	adoption	adoption	NOUN
cana-1001	105	13	for	for	ADP
cana-1001	105	14	digital	digital	ADJ
cana-1001	105	15	payments	payment	NOUN
cana-1001	105	16	,	,	PUNCT
cana-1001	105	17	stock	stock	NOUN
cana-1001	105	18	trading	trading	NOUN
cana-1001	105	19	,	,	PUNCT
cana-1001	105	20	smart	smart	ADJ
cana-1001	105	21	contracts	contract	NOUN
cana-1001	105	22	,	,	PUNCT
cana-1001	105	23	and	and	CCONJ
cana-1001	105	24	identity	identity	NOUN
cana-1001	105	25	management	management	NOUN
cana-1001	105	26	.	.	PUNCT
cana-1001	106	1	financial	financial	ADJ
cana-1001	106	2	institutions	institution	NOUN
cana-1001	106	3	are	be	AUX
cana-1001	106	4	recognising	recognise	VERB
cana-1001	106	5	the	the	DET
cana-1001	106	6	potential	potential	NOUN
cana-1001	106	7	of	of	ADP
cana-1001	106	8	blockchain	blockchain	PROPN
cana-1001	106	9	to	to	PART
cana-1001	106	10	enhance	enhance	VERB
cana-1001	106	11	efficiency	efficiency	NOUN
cana-1001	106	12	,	,	PUNCT
cana-1001	106	13	reduce	reduce	VERB
cana-1001	106	14	costs	cost	NOUN
cana-1001	106	15	,	,	PUNCT
cana-1001	106	16	and	and	CCONJ
cana-1001	106	17	improve	improve	VERB
cana-1001	106	18	transparency	transparency	NOUN
cana-1001	106	19	.	.	PUNCT
cana-1001	107	1	to	to	PART
cana-1001	107	2	capitalise	capitalise	VERB
cana-1001	107	3	on	on	ADP
cana-1001	107	4	these	these	DET
cana-1001	107	5	benefits	benefit	NOUN
cana-1001	107	6	,	,	PUNCT
cana-1001	107	7	fintech	fintech	NOUN
cana-1001	107	8	companies	company	NOUN
cana-1001	107	9	must	must	AUX
cana-1001	107	10	prioritise	prioritise	VERB
cana-1001	107	11	building	build	VERB
cana-1001	107	12	trust	trust	NOUN
cana-1001	107	13	and	and	CCONJ
cana-1001	107	14	demonstrating	demonstrate	VERB
cana-1001	107	15	transparency	transparency	NOUN
cana-1001	107	16	in	in	ADP
cana-1001	107	17	their	their	PRON
cana-1001	107	18	operations	operation	NOUN
cana-1001	107	19	.	.	PUNCT
cana-1001	108	1	by	by	ADP
cana-1001	108	2	leveraging	leverage	VERB
cana-1001	108	3	blockchain	blockchain	NOUN
cana-1001	108	4	,	,	PUNCT
cana-1001	108	5	they	they	PRON
cana-1001	108	6	can	can	AUX
cana-1001	108	7	gain	gain	VERB
cana-1001	108	8	visibility	visibility	NOUN
cana-1001	108	9	across	across	ADP
cana-1001	108	10	the	the	DET
cana-1001	108	11	supply	supply	NOUN
cana-1001	108	12	chain	chain	NOUN
cana-1001	108	13	,	,	PUNCT
cana-1001	108	14	ensuring	ensure	VERB
cana-1001	108	15	quality	quality	NOUN
cana-1001	108	16	assurance	assurance	NOUN
cana-1001	108	17	and	and	CCONJ
cana-1001	108	18	performance	performance	NOUN
cana-1001	108	19	benchmarking	benchmarke	VERB
cana-1001	108	20	.	.	PUNCT
cana-1001	109	1	financial	financial	ADJ
cana-1001	109	2	services	service	NOUN
cana-1001	109	3	providers	provider	NOUN
cana-1001	109	4	should	should	AUX
cana-1001	109	5	proactively	proactively	ADV
cana-1001	109	6	integrate	integrate	VERB
cana-1001	109	7	blockchain	blockchain	NOUN
cana-1001	109	8	into	into	ADP
cana-1001	109	9	their	their	PRON
cana-1001	109	10	systems	system	NOUN
cana-1001	109	11	and	and	CCONJ
cana-1001	109	12	explore	explore	VERB
cana-1001	109	13	opportunities	opportunity	NOUN
cana-1001	109	14	to	to	PART
cana-1001	109	15	collaborate	collaborate	VERB
cana-1001	109	16	with	with	ADP
cana-1001	109	17	fintech	fintech	NOUN
cana-1001	109	18	companies	company	NOUN
cana-1001	109	19	to	to	PART
cana-1001	109	20	drive	drive	VERB
cana-1001	109	21	innovation	innovation	NOUN
cana-1001	109	22	and	and	CCONJ
cana-1001	109	23	growth	growth	NOUN
cana-1001	109	24	in	in	ADP
cana-1001	109	25	the	the	DET
cana-1001	109	26	financial	financial	ADJ
cana-1001	109	27	sector	sector	NOUN
cana-1001	109	28	.	.	PUNCT
cana-1001	110	1	1.4	1.4	NUM
cana-1001	110	2	personalization	personalization	NOUN
cana-1001	110	3	personalization	personalization	NOUN
cana-1001	110	4	in	in	ADP
cana-1001	110	5	banking	banking	NOUN
cana-1001	110	6	is	be	AUX
cana-1001	110	7	crucial	crucial	ADJ
cana-1001	110	8	for	for	ADP
cana-1001	110	9	businesses	business	NOUN
cana-1001	110	10	,	,	PUNCT
cana-1001	110	11	as	as	SCONJ
cana-1001	110	12	it	it	PRON
cana-1001	110	13	involves	involve	VERB
cana-1001	110	14	offering	offer	VERB
cana-1001	110	15	tailored	tailor	VERB
cana-1001	110	16	services	service	NOUN
cana-1001	110	17	or	or	CCONJ
cana-1001	110	18	products	product	NOUN
cana-1001	110	19	to	to	ADP
cana-1001	110	20	consumers	consumer	NOUN
cana-1001	110	21	based	base	VERB
cana-1001	110	22	on	on	ADP
cana-1001	110	23	their	their	PRON
cana-1001	110	24	personal	personal	ADJ
cana-1001	110	25	experiences	experience	NOUN
cana-1001	110	26	and	and	CCONJ
cana-1001	110	27	historical	historical	ADJ
cana-1001	110	28	data	datum	NOUN
cana-1001	110	29	.	.	PUNCT
cana-1001	111	1	the	the	DET
cana-1001	111	2	current	current	ADJ
cana-1001	111	3	focus	focus	NOUN
cana-1001	111	4	in	in	ADP
cana-1001	111	5	the	the	DET
cana-1001	111	6	financial	financial	ADJ
cana-1001	111	7	services	service	NOUN
cana-1001	111	8	industry	industry	NOUN
cana-1001	111	9	is	be	AUX
cana-1001	111	10	on	on	ADP
cana-1001	111	11	essential	essential	ADJ
cana-1001	111	12	services	service	NOUN
cana-1001	111	13	due	due	ADP
cana-1001	111	14	to	to	ADP
cana-1001	111	15	the	the	DET
cana-1001	111	16	impact	impact	NOUN
cana-1001	111	17	of	of	ADP
cana-1001	111	18	the	the	DET
cana-1001	111	19	epidemic	epidemic	NOUN
cana-1001	111	20	,	,	PUNCT
cana-1001	111	21	with	with	ADP
cana-1001	111	22	digital	digital	ADJ
cana-1001	111	23	transformation	transformation	NOUN
cana-1001	111	24	being	be	AUX
cana-1001	111	25	driven	drive	VERB
cana-1001	111	26	by	by	ADP
cana-1001	111	27	the	the	DET
cana-1001	111	28	goal	goal	NOUN
cana-1001	111	29	of	of	ADP
cana-1001	111	30	enhancing	enhance	VERB
cana-1001	111	31	customer	customer	NOUN
cana-1001	111	32	satisfaction	satisfaction	NOUN
cana-1001	111	33	and	and	CCONJ
cana-1001	111	34	boosting	boost	VERB
cana-1001	111	35	sales	sale	NOUN
cana-1001	111	36	.	.	PUNCT
cana-1001	112	1	to	to	PART
cana-1001	112	2	compete	compete	VERB
cana-1001	112	3	effectively	effectively	ADV
cana-1001	112	4	,	,	PUNCT
cana-1001	112	5	financial	financial	ADJ
cana-1001	112	6	institutions	institution	NOUN
cana-1001	112	7	must	must	AUX
cana-1001	112	8	prioritize	prioritize	VERB
cana-1001	112	9	building	build	VERB
cana-1001	112	10	personalized	personalized	ADJ
cana-1001	112	11	relationships	relationship	NOUN
cana-1001	112	12	with	with	ADP
cana-1001	112	13	customers	customer	NOUN
cana-1001	112	14	to	to	PART
cana-1001	112	15	foster	foster	VERB
cana-1001	112	16	trust	trust	NOUN
cana-1001	112	17	,	,	PUNCT
cana-1001	112	18	especially	especially	ADV
cana-1001	112	19	in	in	ADP
cana-1001	112	20	the	the	DET
cana-1001	112	21	face	face	NOUN
cana-1001	112	22	of	of	ADP
cana-1001	112	23	competition	competition	NOUN
cana-1001	112	24	not	not	PART
cana-1001	112	25	just	just	ADV
cana-1001	112	26	from	from	ADP
cana-1001	112	27	other	other	ADJ
cana-1001	112	28	financial	financial	ADJ
cana-1001	112	29	entities	entity	NOUN
cana-1001	112	30	but	but	CCONJ
cana-1001	112	31	also	also	ADV
cana-1001	112	32	from	from	ADP
cana-1001	112	33	tech	tech	NOUN
cana-1001	112	34	giants	giant	NOUN
cana-1001	112	35	.	.	PUNCT
cana-1001	113	1	adapting	adapt	VERB
cana-1001	113	2	campaign	campaign	NOUN
cana-1001	113	3	measurement	measurement	NOUN
cana-1001	113	4	strategies	strategy	NOUN
cana-1001	113	5	is	be	AUX
cana-1001	113	6	key	key	ADJ
cana-1001	113	7	to	to	ADP
cana-1001	113	8	gaining	gain	VERB
cana-1001	113	9	a	a	DET
cana-1001	113	10	deeper	deep	ADJ
cana-1001	113	11	understanding	understanding	NOUN
cana-1001	113	12	of	of	ADP
cana-1001	113	13	customers	customer	NOUN
cana-1001	113	14	on	on	ADP
cana-1001	113	15	an	an	DET
cana-1001	113	16	individual	individual	ADJ
cana-1001	113	17	level	level	NOUN
cana-1001	113	18	and	and	CCONJ
cana-1001	113	19	staying	stay	VERB
cana-1001	113	20	relevant	relevant	ADJ
cana-1001	113	21	in	in	ADP
cana-1001	113	22	this	this	DET
cana-1001	113	23	evolving	evolve	VERB
cana-1001	113	24	landscape	landscape	NOUN
cana-1001	113	25	.	.	PUNCT
cana-1001	114	1	1.5	1.5	NUM
cana-1001	114	2	robotic	robotic	ADJ
cana-1001	114	3	process	process	NOUN
cana-1001	114	4	automation	automation	NOUN
cana-1001	114	5	rpa	rpa	NOUN
cana-1001	114	6	,	,	PUNCT
cana-1001	114	7	known	know	VERB
cana-1001	114	8	for	for	ADP
cana-1001	114	9	its	its	PRON
cana-1001	114	10	rapid	rapid	ADJ
cana-1001	114	11	and	and	CCONJ
cana-1001	114	12	effective	effective	ADJ
cana-1001	114	13	financial	financial	ADJ
cana-1001	114	14	transaction	transaction	NOUN
cana-1001	114	15	management	management	NOUN
cana-1001	114	16	,	,	PUNCT
cana-1001	114	17	has	have	AUX
cana-1001	114	18	emerged	emerge	VERB
cana-1001	114	19	as	as	ADP
cana-1001	114	20	a	a	DET
cana-1001	114	21	key	key	ADJ
cana-1001	114	22	tool	tool	NOUN
cana-1001	114	23	in	in	ADP
cana-1001	114	24	the	the	DET
cana-1001	114	25	banking	banking	NOUN
cana-1001	114	26	sector	sector	NOUN
cana-1001	114	27	,	,	PUNCT
cana-1001	114	28	offering	offer	VERB
cana-1001	114	29	high	high	ADJ
cana-1001	114	30	-	-	PUNCT
cana-1001	114	31	quality	quality	NOUN
cana-1001	114	32	user	user	NOUN
cana-1001	114	33	experiences	experience	NOUN
cana-1001	114	34	and	and	CCONJ
cana-1001	114	35	cognitive	cognitive	ADJ
cana-1001	114	36	wealthmanagement	wealthmanagement	ADJ
cana-1001	114	37	advice	advice	NOUN
cana-1001	114	38	through	through	ADP
cana-1001	114	39	automated	automate	VERB
cana-1001	114	40	processes	process	NOUN
cana-1001	114	41	or	or	CCONJ
cana-1001	114	42	bots	bot	NOUN
cana-1001	114	43	.	.	PUNCT
cana-1001	115	1	the	the	DET
cana-1001	115	2	growing	grow	VERB
cana-1001	115	3	demand	demand	NOUN
cana-1001	115	4	for	for	ADP
cana-1001	115	5	roboadvisors	roboadvisor	NOUN
cana-1001	115	6	underscores	underscore	VERB
cana-1001	115	7	the	the	DET
cana-1001	115	8	need	need	NOUN
cana-1001	115	9	for	for	ADP
cana-1001	115	10	sophisticated	sophisticated	ADJ
cana-1001	115	11	investment	investment	NOUN
cana-1001	115	12	options	option	NOUN
cana-1001	115	13	and	and	CCONJ
cana-1001	115	14	detailed	detailed	ADJ
cana-1001	115	15	market	market	NOUN
cana-1001	115	16	analysis	analysis	NOUN
cana-1001	115	17	,	,	PUNCT
cana-1001	115	18	prompting	prompt	VERB
cana-1001	115	19	businesses	business	NOUN
cana-1001	115	20	to	to	PART
cana-1001	115	21	enhance	enhance	VERB
cana-1001	115	22	their	their	PRON
cana-1001	115	23	robo	robo	NOUN
cana-1001	115	24	-	-	PUNCT
cana-1001	115	25	advisor	advisor	NOUN
cana-1001	115	26	services	service	NOUN
cana-1001	115	27	with	with	ADP
cana-1001	115	28	new	new	ADJ
cana-1001	115	29	features	feature	NOUN
cana-1001	115	30	like	like	ADP
cana-1001	115	31	streamlined	streamlined	ADJ
cana-1001	115	32	account	account	NOUN
cana-1001	115	33	opening	opening	NOUN
cana-1001	115	34	procedures	procedure	NOUN
cana-1001	115	35	and	and	CCONJ
cana-1001	115	36	improved	improve	VERB
cana-1001	115	37	customer	customer	NOUN
cana-1001	115	38	support	support	NOUN
cana-1001	115	39	in	in	ADP
cana-1001	115	40	order	order	NOUN
cana-1001	115	41	to	to	PART
cana-1001	115	42	capitalize	capitalize	VERB
cana-1001	115	43	on	on	ADP
cana-1001	115	44	this	this	DET
cana-1001	115	45	unique	unique	ADJ
cana-1001	115	46	opportunity	opportunity	NOUN
cana-1001	115	47	.	.	PUNCT
cana-1001	116	1	2	2	X
cana-1001	116	2	.	.	X
cana-1001	116	3	challenges	challenge	NOUN
cana-1001	116	4	faced	face	VERB
cana-1001	116	5	by	by	ADP
cana-1001	116	6	fintech	fintech	NOUN
cana-1001	116	7	companies	company	NOUN
cana-1001	116	8	companies	company	NOUN
cana-1001	116	9	that	that	PRON
cana-1001	116	10	have	have	AUX
cana-1001	116	11	not	not	PART
cana-1001	116	12	embraced	embrace	VERB
cana-1001	116	13	fintech	fintech	NOUN
cana-1001	116	14	in	in	ADP
cana-1001	116	15	their	their	PRON
cana-1001	116	16	operations	operation	NOUN
cana-1001	116	17	often	often	ADV
cana-1001	116	18	cite	cite	VERB
cana-1001	116	19	a	a	DET
cana-1001	116	20	lack	lack	NOUN
cana-1001	116	21	of	of	ADP
cana-1001	116	22	understanding	understanding	NOUN
cana-1001	116	23	or	or	CCONJ
cana-1001	116	24	access	access	NOUN
cana-1001	116	25	to	to	ADP
cana-1001	116	26	fintech	fintech	NOUN
cana-1001	116	27	services	service	NOUN
cana-1001	116	28	as	as	ADP
cana-1001	116	29	key	key	ADJ
cana-1001	116	30	reasons	reason	NOUN
cana-1001	116	31	,	,	PUNCT
cana-1001	116	32	while	while	SCONJ
cana-1001	116	33	those	those	PRON
cana-1001	116	34	already	already	ADV
cana-1001	116	35	utilizing	utilize	VERB
cana-1001	116	36	fintech	fintech	NOUN
cana-1001	116	37	appreciate	appreciate	VERB
cana-1001	116	38	the	the	DET
cana-1001	116	39	benefits	benefit	NOUN
cana-1001	116	40	it	it	PRON
cana-1001	116	41	communications	communication	VERB
cana-1001	116	42	on	on	ADP
cana-1001	116	43	applied	apply	VERB
cana-1001	116	44	nonlinear	nonlinear	ADJ
cana-1001	116	45	analysis	analysis	NOUN
cana-1001	116	46	issn	issn	NOUN
cana-1001	116	47	:	:	PUNCT
cana-1001	116	48	1074	1074	NUM
cana-1001	116	49	-	-	PUNCT
cana-1001	116	50	133x	133x	NUM
cana-1001	116	51	vol	vol	NOUN
cana-1001	116	52	31	31	NUM
cana-1001	116	53	no	no	NOUN
cana-1001	116	54	.	.	PUNCT
cana-1001	117	1	5s	5s	NUM
cana-1001	117	2	(	(	PUNCT
cana-1001	117	3	2024	2024	NUM
cana-1001	117	4	)	)	PUNCT
cana-1001	117	5	84	84	NUM
cana-1001	117	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-1001	117	7	offers	offer	NOUN
cana-1001	117	8	.	.	PUNCT
cana-1001	118	1	however	however	ADV
cana-1001	118	2	,	,	PUNCT
cana-1001	118	3	certain	certain	ADJ
cana-1001	118	4	pain	pain	NOUN
cana-1001	118	5	points	point	NOUN
cana-1001	118	6	,	,	PUNCT
cana-1001	118	7	such	such	ADJ
cana-1001	118	8	as	as	ADP
cana-1001	118	9	limited	limited	ADJ
cana-1001	118	10	knowledge	knowledge	NOUN
cana-1001	118	11	and	and	CCONJ
cana-1001	118	12	provider	provider	NOUN
cana-1001	118	13	options	option	NOUN
cana-1001	118	14	,	,	PUNCT
cana-1001	118	15	hinder	hinder	VERB
cana-1001	118	16	the	the	DET
cana-1001	118	17	broader	broad	ADJ
cana-1001	118	18	adoption	adoption	NOUN
cana-1001	118	19	of	of	ADP
cana-1001	118	20	fintech	fintech	NOUN
cana-1001	118	21	technologies	technology	NOUN
cana-1001	118	22	among	among	ADP
cana-1001	118	23	businesses	business	NOUN
cana-1001	118	24	.	.	PUNCT
cana-1001	119	1	2.1	2.1	NUM
cana-1001	119	2	data	datum	NOUN
cana-1001	119	3	privacy	privacy	NOUN
cana-1001	119	4	and	and	CCONJ
cana-1001	119	5	application	application	NOUN
cana-1001	119	6	security	security	NOUN
cana-1001	119	7	challenge	challenge	NOUN
cana-1001	119	8	given	give	VERB
cana-1001	119	9	the	the	DET
cana-1001	119	10	nature	nature	NOUN
cana-1001	119	11	of	of	ADP
cana-1001	119	12	fintech	fintech	NOUN
cana-1001	119	13	businesses	business	NOUN
cana-1001	119	14	handling	handle	VERB
cana-1001	119	15	sensitive	sensitive	ADJ
cana-1001	119	16	user	user	NOUN
cana-1001	119	17	data	datum	NOUN
cana-1001	119	18	like	like	ADP
cana-1001	119	19	financial	financial	ADJ
cana-1001	119	20	details	detail	NOUN
cana-1001	119	21	,	,	PUNCT
cana-1001	119	22	the	the	DET
cana-1001	119	23	risk	risk	NOUN
cana-1001	119	24	associated	associate	VERB
cana-1001	119	25	with	with	ADP
cana-1001	119	26	information	information	NOUN
cana-1001	119	27	security	security	NOUN
cana-1001	119	28	and	and	CCONJ
cana-1001	119	29	data	datum	NOUN
cana-1001	119	30	privacy	privacy	NOUN
cana-1001	119	31	is	be	AUX
cana-1001	119	32	a	a	DET
cana-1001	119	33	critical	critical	ADJ
cana-1001	119	34	concern	concern	NOUN
cana-1001	119	35	.	.	PUNCT
cana-1001	120	1	with	with	ADP
cana-1001	120	2	the	the	DET
cana-1001	120	3	rise	rise	NOUN
cana-1001	120	4	of	of	ADP
cana-1001	120	5	online	online	ADJ
cana-1001	120	6	banking	banking	NOUN
cana-1001	120	7	services	service	NOUN
cana-1001	120	8	and	and	CCONJ
cana-1001	120	9	remote	remote	ADJ
cana-1001	120	10	access	access	NOUN
cana-1001	120	11	to	to	ADP
cana-1001	120	12	it	it	PRON
cana-1001	120	13	infrastructure	infrastructure	NOUN
cana-1001	120	14	,	,	PUNCT
cana-1001	120	15	safeguarding	safeguard	VERB
cana-1001	120	16	this	this	DET
cana-1001	120	17	valuable	valuable	ADJ
cana-1001	120	18	information	information	NOUN
cana-1001	120	19	against	against	ADP
cana-1001	120	20	sophisticated	sophisticated	ADJ
cana-1001	120	21	cyber	cyber	NOUN
cana-1001	120	22	threats	threat	NOUN
cana-1001	120	23	targeting	target	VERB
cana-1001	120	24	financial	financial	ADJ
cana-1001	120	25	data	datum	NOUN
cana-1001	120	26	sources	source	NOUN
cana-1001	120	27	has	have	AUX
cana-1001	120	28	become	become	VERB
cana-1001	120	29	paramount	paramount	ADJ
cana-1001	120	30	.	.	PUNCT
cana-1001	121	1	additional	additional	ADJ
cana-1001	121	2	challenges	challenge	NOUN
cana-1001	121	3	include	include	VERB
cana-1001	121	4	the	the	DET
cana-1001	121	5	absence	absence	NOUN
cana-1001	121	6	of	of	ADP
cana-1001	121	7	physical	physical	ADJ
cana-1001	121	8	security	security	NOUN
cana-1001	121	9	measures	measure	NOUN
cana-1001	121	10	on	on	ADP
cana-1001	121	11	critical	critical	ADJ
cana-1001	121	12	infrastructure	infrastructure	NOUN
cana-1001	121	13	and	and	CCONJ
cana-1001	121	14	endpoint	endpoint	NOUN
cana-1001	121	15	devices	device	NOUN
cana-1001	121	16	that	that	PRON
cana-1001	121	17	store	store	VERB
cana-1001	121	18	company	company	NOUN
cana-1001	121	19	data	datum	NOUN
cana-1001	121	20	.	.	PUNCT
cana-1001	122	1	2.2	2.2	NUM
cana-1001	122	2	regulatory	regulatory	ADJ
cana-1001	122	3	and	and	CCONJ
cana-1001	122	4	compliance	compliance	NOUN
cana-1001	122	5	laws	law	NOUN
cana-1001	122	6	launching	launch	VERB
cana-1001	122	7	a	a	DET
cana-1001	122	8	fintech	fintech	NOUN
cana-1001	122	9	organization	organization	NOUN
cana-1001	122	10	has	have	AUX
cana-1001	122	11	become	become	VERB
cana-1001	122	12	increasingly	increasingly	ADV
cana-1001	122	13	challenging	challenging	ADJ
cana-1001	122	14	due	due	ADJ
cana-1001	122	15	to	to	ADP
cana-1001	122	16	stringent	stringent	ADJ
cana-1001	122	17	compliance	compliance	NOUN
cana-1001	122	18	regulations	regulation	NOUN
cana-1001	122	19	aimed	aim	VERB
cana-1001	122	20	at	at	ADP
cana-1001	122	21	preventing	prevent	VERB
cana-1001	122	22	fraud	fraud	NOUN
cana-1001	122	23	and	and	CCONJ
cana-1001	122	24	data	datum	NOUN
cana-1001	122	25	breaches	breach	NOUN
cana-1001	122	26	,	,	PUNCT
cana-1001	122	27	making	make	VERB
cana-1001	122	28	it	it	PRON
cana-1001	122	29	tough	tough	ADJ
cana-1001	122	30	for	for	SCONJ
cana-1001	122	31	new	new	ADJ
cana-1001	122	32	fintech	fintech	NOUN
cana-1001	122	33	companies	company	NOUN
cana-1001	122	34	to	to	PART
cana-1001	122	35	enter	enter	VERB
cana-1001	122	36	the	the	DET
cana-1001	122	37	indian	indian	ADJ
cana-1001	122	38	market	market	NOUN
cana-1001	122	39	.	.	PUNCT
cana-1001	123	1	these	these	DET
cana-1001	123	2	regulatory	regulatory	ADJ
cana-1001	123	3	hurdles	hurdle	NOUN
cana-1001	123	4	act	act	VERB
cana-1001	123	5	as	as	ADP
cana-1001	123	6	significant	significant	ADJ
cana-1001	123	7	barriers	barrier	NOUN
cana-1001	123	8	for	for	ADP
cana-1001	123	9	startups	startup	NOUN
cana-1001	123	10	,	,	PUNCT
cana-1001	123	11	requiring	require	VERB
cana-1001	123	12	them	they	PRON
cana-1001	123	13	to	to	ADP
cana-1001	123	14	full	full	ADJ
cana-1001	123	15	fill	fill	NOUN
cana-1001	123	16	numerous	numerous	ADJ
cana-1001	123	17	requirements	requirement	NOUN
cana-1001	123	18	before	before	ADP
cana-1001	123	19	commencing	commence	VERB
cana-1001	123	20	operations	operation	NOUN
cana-1001	123	21	.	.	PUNCT
cana-1001	124	1	2.3	2.3	NUM
cana-1001	124	2	focusing	focus	VERB
cana-1001	124	3	on	on	ADP
cana-1001	124	4	the	the	DET
cana-1001	124	5	customer	customer	NOUN
cana-1001	124	6	experience	experience	NOUN
cana-1001	124	7	while	while	SCONJ
cana-1001	124	8	finance	finance	NOUN
cana-1001	124	9	has	have	AUX
cana-1001	124	10	traditionally	traditionally	ADV
cana-1001	124	11	been	be	AUX
cana-1001	124	12	viewed	view	VERB
cana-1001	124	13	as	as	ADP
cana-1001	124	14	complex	complex	ADJ
cana-1001	124	15	,	,	PUNCT
cana-1001	124	16	fintech	fintech	NOUN
cana-1001	124	17	organizations	organization	NOUN
cana-1001	124	18	have	have	AUX
cana-1001	124	19	rapidly	rapidly	ADV
cana-1001	124	20	transformed	transform	VERB
cana-1001	124	21	procedures	procedure	NOUN
cana-1001	124	22	to	to	PART
cana-1001	124	23	enhance	enhance	VERB
cana-1001	124	24	the	the	DET
cana-1001	124	25	user	user	NOUN
cana-1001	124	26	experience	experience	NOUN
cana-1001	124	27	beyond	beyond	ADP
cana-1001	124	28	just	just	ADV
cana-1001	124	29	a	a	DET
cana-1001	124	30	simple	simple	ADJ
cana-1001	124	31	ui	ui	NOUN
cana-1001	124	32	with	with	ADP
cana-1001	124	33	the	the	DET
cana-1001	124	34	introduction	introduction	NOUN
cana-1001	124	35	of	of	ADP
cana-1001	124	36	conversational	conversational	ADJ
cana-1001	124	37	ui	ui	NOUN
cana-1001	124	38	that	that	PRON
cana-1001	124	39	mimics	mimic	VERB
cana-1001	124	40	real	real	ADJ
cana-1001	124	41	-	-	PUNCT
cana-1001	124	42	person	person	NOUN
cana-1001	124	43	interactions	interaction	NOUN
cana-1001	124	44	.	.	PUNCT
cana-1001	125	1	this	this	DET
cana-1001	125	2	innovation	innovation	NOUN
cana-1001	125	3	has	have	AUX
cana-1001	125	4	revolutionized	revolutionize	VERB
cana-1001	125	5	accessibility	accessibility	NOUN
cana-1001	125	6	and	and	CCONJ
cana-1001	125	7	simplicity	simplicity	NOUN
cana-1001	125	8	in	in	ADP
cana-1001	125	9	banking	banking	NOUN
cana-1001	125	10	,	,	PUNCT
cana-1001	125	11	allowing	allow	VERB
cana-1001	125	12	for	for	ADP
cana-1001	125	13	easy	easy	ADJ
cana-1001	125	14	account	account	NOUN
cana-1001	125	15	creation	creation	NOUN
cana-1001	125	16	with	with	ADP
cana-1001	125	17	transparent	transparent	ADJ
cana-1001	125	18	fee	fee	NOUN
cana-1001	125	19	structures	structure	NOUN
cana-1001	125	20	,	,	PUNCT
cana-1001	125	21	while	while	SCONJ
cana-1001	125	22	trading	trading	NOUN
cana-1001	125	23	platforms	platform	NOUN
cana-1001	125	24	like	like	ADP
cana-1001	125	25	robinhood	robinhood	PROPN
cana-1001	125	26	have	have	AUX
cana-1001	125	27	simplified	simplify	VERB
cana-1001	125	28	financial	financial	ADJ
cana-1001	125	29	language	language	NOUN
cana-1001	125	30	for	for	ADP
cana-1001	125	31	better	well	ADJ
cana-1001	125	32	understanding	understanding	NOUN
cana-1001	125	33	.	.	PUNCT
cana-1001	126	1	2.4	2.4	NUM
cana-1001	126	2	changing	change	VERB
cana-1001	126	3	revenue	revenue	NOUN
cana-1001	126	4	and	and	CCONJ
cana-1001	126	5	business	business	NOUN
cana-1001	126	6	models	model	NOUN
cana-1001	126	7	in	in	ADP
cana-1001	126	8	response	response	NOUN
cana-1001	126	9	to	to	ADP
cana-1001	126	10	economic	economic	ADJ
cana-1001	126	11	challenges	challenge	NOUN
cana-1001	126	12	,	,	PUNCT
cana-1001	126	13	fintechs	fintech	NOUN
cana-1001	126	14	are	be	AUX
cana-1001	126	15	reevaluating	reevaluate	VERB
cana-1001	126	16	their	their	PRON
cana-1001	126	17	income	income	NOUN
cana-1001	126	18	and	and	CCONJ
cana-1001	126	19	expense	expense	NOUN
cana-1001	126	20	strategies	strategy	NOUN
cana-1001	126	21	,	,	PUNCT
cana-1001	126	22	adjusting	adjust	VERB
cana-1001	126	23	resources	resource	NOUN
cana-1001	126	24	,	,	PUNCT
cana-1001	126	25	and	and	CCONJ
cana-1001	126	26	implementing	implement	VERB
cana-1001	126	27	cost	cost	NOUN
cana-1001	126	28	-	-	PUNCT
cana-1001	126	29	cutting	cut	VERB
cana-1001	126	30	measures	measure	NOUN
cana-1001	126	31	like	like	ADP
cana-1001	126	32	workforce	workforce	NOUN
cana-1001	126	33	reductions	reduction	NOUN
cana-1001	126	34	and	and	CCONJ
cana-1001	126	35	salary	salary	NOUN
cana-1001	126	36	reductions	reduction	NOUN
cana-1001	126	37	.	.	PUNCT
cana-1001	127	1	as	as	SCONJ
cana-1001	127	2	businesses	business	NOUN
cana-1001	127	3	navigate	navigate	VERB
cana-1001	127	4	through	through	ADP
cana-1001	127	5	the	the	DET
cana-1001	127	6	changes	change	NOUN
cana-1001	127	7	brought	bring	VERB
cana-1001	127	8	on	on	ADP
cana-1001	127	9	by	by	ADP
cana-1001	127	10	the	the	DET
cana-1001	127	11	economic	economic	ADJ
cana-1001	127	12	downturn	downturn	NOUN
cana-1001	127	13	,	,	PUNCT
cana-1001	127	14	they	they	PRON
cana-1001	127	15	must	must	AUX
cana-1001	127	16	also	also	ADV
cana-1001	127	17	consider	consider	VERB
cana-1001	127	18	adapting	adapt	VERB
cana-1001	127	19	revenue	revenue	NOUN
cana-1001	127	20	streams	stream	NOUN
cana-1001	127	21	,	,	PUNCT
cana-1001	127	22	dependencies	dependency	NOUN
cana-1001	127	23	,	,	PUNCT
cana-1001	127	24	and	and	CCONJ
cana-1001	127	25	business	business	NOUN
cana-1001	127	26	models	model	NOUN
cana-1001	127	27	.	.	PUNCT
cana-1001	128	1	fintech	fintech	NOUN
cana-1001	128	2	companies	company	NOUN
cana-1001	128	3	specializing	specialize	VERB
cana-1001	128	4	in	in	ADP
cana-1001	128	5	contactless	contactless	NOUN
cana-1001	128	6	payments	payment	NOUN
cana-1001	128	7	are	be	AUX
cana-1001	128	8	realigning	realign	VERB
cana-1001	128	9	their	their	PRON
cana-1001	128	10	resources	resource	NOUN
cana-1001	128	11	to	to	PART
cana-1001	128	12	accommodate	accommodate	VERB
cana-1001	128	13	increased	increase	VERB
cana-1001	128	14	transaction	transaction	NOUN
cana-1001	128	15	volumes	volume	NOUN
cana-1001	128	16	.	.	PUNCT
cana-1001	129	1	2.5	2.5	NUM
cana-1001	129	2	personalized	personalize	VERB
cana-1001	129	3	services	service	NOUN
cana-1001	129	4	while	while	SCONJ
cana-1001	129	5	personalized	personalized	ADJ
cana-1001	129	6	services	service	NOUN
cana-1001	129	7	remain	remain	VERB
cana-1001	129	8	a	a	DET
cana-1001	129	9	fundamental	fundamental	ADJ
cana-1001	129	10	aspect	aspect	NOUN
cana-1001	129	11	of	of	ADP
cana-1001	129	12	banking	banking	NOUN
cana-1001	129	13	,	,	PUNCT
cana-1001	129	14	businesses	business	NOUN
cana-1001	129	15	often	often	ADV
cana-1001	129	16	struggle	struggle	VERB
cana-1001	129	17	to	to	PART
cana-1001	129	18	deliver	deliver	VERB
cana-1001	129	19	tailored	tailor	VERB
cana-1001	129	20	solutions	solution	NOUN
cana-1001	129	21	that	that	PRON
cana-1001	129	22	meet	meet	VERB
cana-1001	129	23	individual	individual	ADJ
cana-1001	129	24	customer	customer	NOUN
cana-1001	129	25	demands	demand	NOUN
cana-1001	129	26	.	.	PUNCT
cana-1001	130	1	in	in	ADP
cana-1001	130	2	today	today	NOUN
cana-1001	130	3	's	's	PART
cana-1001	130	4	context	context	NOUN
cana-1001	130	5	,	,	PUNCT
cana-1001	130	6	personalization	personalization	NOUN
cana-1001	130	7	entails	entail	VERB
cana-1001	130	8	real	real	ADJ
cana-1001	130	9	-	-	PUNCT
cana-1001	130	10	time	time	NOUN
cana-1001	130	11	communication	communication	NOUN
cana-1001	130	12	on	on	ADP
cana-1001	130	13	preferred	preferred	ADJ
cana-1001	130	14	channels	channel	NOUN
cana-1001	130	15	,	,	PUNCT
cana-1001	130	16	offering	offer	VERB
cana-1001	130	17	customized	customized	ADJ
cana-1001	130	18	solutions	solution	NOUN
cana-1001	130	19	that	that	PRON
cana-1001	130	20	address	address	VERB
cana-1001	130	21	specific	specific	ADJ
cana-1001	130	22	needs	need	NOUN
cana-1001	130	23	.	.	PUNCT
cana-1001	131	1	customers	customer	NOUN
cana-1001	131	2	now	now	ADV
cana-1001	131	3	expect	expect	VERB
cana-1001	131	4	personalized	personalized	ADJ
cana-1001	131	5	services	service	NOUN
cana-1001	131	6	and	and	CCONJ
cana-1001	131	7	are	be	AUX
cana-1001	131	8	increasingly	increasingly	ADV
cana-1001	131	9	open	open	ADJ
cana-1001	131	10	to	to	ADP
cana-1001	131	11	fintech	fintech	NOUN
cana-1001	131	12	acting	act	VERB
cana-1001	131	13	as	as	ADP
cana-1001	131	14	financial	financial	ADJ
cana-1001	131	15	wellness	wellness	NOUN
cana-1001	131	16	consultants	consultant	NOUN
cana-1001	131	17	,	,	PUNCT
cana-1001	131	18	simplifying	simplify	VERB
cana-1001	131	19	overwhelming	overwhelming	ADJ
cana-1001	131	20	options	option	NOUN
cana-1001	131	21	by	by	ADP
cana-1001	131	22	presenting	present	VERB
cana-1001	131	23	only	only	ADV
cana-1001	131	24	relevant	relevant	ADJ
cana-1001	131	25	choices	choice	NOUN
cana-1001	131	26	tailored	tailor	VERB
cana-1001	131	27	to	to	ADP
cana-1001	131	28	their	their	PRON
cana-1001	131	29	preferences	preference	NOUN
cana-1001	131	30	.	.	PUNCT
cana-1001	132	1	communications	communication	NOUN
cana-1001	132	2	on	on	ADP
cana-1001	132	3	applied	apply	VERB
cana-1001	132	4	nonlinear	nonlinear	ADJ
cana-1001	132	5	analysis	analysis	NOUN
cana-1001	132	6	issn	issn	NOUN
cana-1001	132	7	:	:	PUNCT
cana-1001	132	8	1074	1074	NUM
cana-1001	132	9	-	-	PUNCT
cana-1001	132	10	133x	133x	NUM
cana-1001	132	11	vol	vol	NOUN
cana-1001	132	12	31	31	NUM
cana-1001	132	13	no	no	NOUN
cana-1001	132	14	.	.	PUNCT
cana-1001	133	1	5s	5s	NUM
cana-1001	133	2	(	(	PUNCT
cana-1001	133	3	2024	2024	NUM
cana-1001	133	4	)	)	PUNCT
cana-1001	133	5	85	85	NUM
cana-1001	133	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-1001	133	7	factor	factor	NOUN
cana-1001	133	8	analysis	analysis	NOUN
cana-1001	133	9	:	:	PUNCT
cana-1001	133	10	investigation	investigation	NOUN
cana-1001	133	11	underlying	underlie	VERB
cana-1001	133	12	dimensions	dimension	NOUN
cana-1001	133	13	of	of	ADP
cana-1001	133	14	fintech	fintech	NOUN
cana-1001	133	15	services	service	NOUN
cana-1001	133	16	in	in	ADP
cana-1001	133	17	india	india	PROPN
cana-1001	133	18	factors	factor	NOUN
cana-1001	133	19	produced	produce	VERB
cana-1001	133	20	by	by	ADP
cana-1001	133	21	the	the	DET
cana-1001	133	22	analysis	analysis	NOUN
cana-1001	133	23	items	item	NOUN
cana-1001	133	24	loading	load	VERB
cana-1001	133	25	in	in	ADP
cana-1001	133	26	each	each	DET
cana-1001	133	27	factor	factor	NOUN
cana-1001	133	28	loading	load	VERB
cana-1001	133	29	grand	grand	ADJ
cana-1001	133	30	mean	mean	NOUN
cana-1001	133	31	cronbach	cronbach	PROPN
cana-1001	133	32	’s	’s	PART
cana-1001	133	33	alpha	alpha	NOUN
cana-1001	133	34	coefficients	coefficient	NOUN
cana-1001	133	35	variance	variance	NOUN
cana-1001	133	36	explained	explain	VERB
cana-1001	133	37	fintech	fintech	NOUN
cana-1001	133	38	advancement	advancement	NOUN
cana-1001	133	39	15.893	15.893	NUM
cana-1001	133	40	%	%	NOUN
cana-1001	133	41	fintech	fintech	NOUN
cana-1001	133	42	services	service	NOUN
cana-1001	133	43	have	have	AUX
cana-1001	133	44	strengthened	strengthen	VERB
cana-1001	133	45	financial	financial	ADJ
cana-1001	133	46	security	security	NOUN
cana-1001	133	47	with	with	ADP
cana-1001	133	48	advanced	advanced	ADJ
cana-1001	133	49	measures	measure	NOUN
cana-1001	133	50	but	but	CCONJ
cana-1001	133	51	have	have	VERB
cana-1001	133	52	mixed	mixed	ADJ
cana-1001	133	53	impacts	impact	NOUN
cana-1001	133	54	on	on	ADP
cana-1001	133	55	privacy	privacy	NOUN
cana-1001	133	56	compared	compare	VERB
cana-1001	133	57	to	to	ADP
cana-1001	133	58	traditional	traditional	ADJ
cana-1001	133	59	banking	banking	NOUN
cana-1001	133	60	services	service	NOUN
cana-1001	133	61	.	.	PUNCT
cana-1001	133	62	.513	.513	NUM
cana-1001	134	1	3.315	3.315	NUM
cana-1001	134	2	0.910	0.910	NUM
cana-1001	134	3	15.893	15.893	NUM
cana-1001	134	4	variety	variety	NOUN
cana-1001	134	5	of	of	ADP
cana-1001	134	6	options	option	NOUN
cana-1001	134	7	and	and	CCONJ
cana-1001	134	8	features	feature	NOUN
cana-1001	134	9	offered	offer	VERB
cana-1001	134	10	by	by	ADP
cana-1001	134	11	fintech	fintech	NOUN
cana-1001	134	12	companies	company	NOUN
cana-1001	134	13	within	within	ADP
cana-1001	134	14	their	their	PRON
cana-1001	134	15	digital	digital	ADJ
cana-1001	134	16	payment	payment	NOUN
cana-1001	134	17	solutions	solution	NOUN
cana-1001	134	18	.	.	PUNCT
cana-1001	135	1	.555	.555	NUM
cana-1001	135	2	satisfaction	satisfaction	NOUN
cana-1001	135	3	with	with	ADP
cana-1001	135	4	the	the	DET
cana-1001	135	5	user	user	NOUN
cana-1001	135	6	experience	experience	NOUN
cana-1001	135	7	facilitated	facilitate	VERB
cana-1001	135	8	by	by	ADP
cana-1001	135	9	the	the	DET
cana-1001	135	10	design	design	NOUN
cana-1001	135	11	and	and	CCONJ
cana-1001	135	12	layout	layout	NOUN
cana-1001	135	13	of	of	ADP
cana-1001	135	14	fintech	fintech	NOUN
cana-1001	135	15	platforms	platform	NOUN
cana-1001	135	16	.	.	PUNCT
cana-1001	136	1	.777	.777	NUM
cana-1001	136	2	assessing	assess	VERB
cana-1001	136	3	fintech	fintech	NOUN
cana-1001	136	4	platforms	platform	NOUN
cana-1001	136	5	involves	involve	VERB
cana-1001	136	6	evaluating	evaluate	VERB
cana-1001	136	7	the	the	DET
cana-1001	136	8	efficiency	efficiency	NOUN
cana-1001	136	9	of	of	ADP
cana-1001	136	10	transaction	transaction	NOUN
cana-1001	136	11	processing	processing	NOUN
cana-1001	136	12	with	with	ADP
cana-1001	136	13	minimal	minimal	ADJ
cana-1001	136	14	delays	delay	NOUN
cana-1001	136	15	.	.	PUNCT
cana-1001	137	1	.822	.822	NUM
cana-1001	137	2	customer	customer	NOUN
cana-1001	137	3	support	support	NOUN
cana-1001	137	4	representatives	representative	NOUN
cana-1001	137	5	of	of	ADP
cana-1001	137	6	fintech	fintech	NOUN
cana-1001	137	7	services	service	NOUN
cana-1001	137	8	helpful	helpful	ADJ
cana-1001	137	9	in	in	ADP
cana-1001	137	10	resolving	resolve	VERB
cana-1001	137	11	inquiries	inquiry	NOUN
cana-1001	137	12	or	or	CCONJ
cana-1001	137	13	issues	issue	NOUN
cana-1001	137	14	.	.	PUNCT
cana-1001	138	1	.859	.859	NUM
cana-1001	138	2	satisfaction	satisfaction	NOUN
cana-1001	138	3	with	with	ADP
cana-1001	138	4	the	the	DET
cana-1001	138	5	fairness	fairness	NOUN
cana-1001	138	6	of	of	ADP
cana-1001	138	7	fintech	fintech	NOUN
cana-1001	138	8	service	service	NOUN
cana-1001	138	9	fees	fee	NOUN
cana-1001	138	10	and	and	CCONJ
cana-1001	138	11	charges	charge	NOUN
cana-1001	138	12	is	be	AUX
cana-1001	138	13	high	high	ADJ
cana-1001	138	14	due	due	ADP
cana-1001	138	15	to	to	ADP
cana-1001	138	16	the	the	DET
cana-1001	138	17	benefits	benefit	NOUN
cana-1001	138	18	they	they	PRON
cana-1001	138	19	provide	provide	VERB
cana-1001	138	20	.	.	PUNCT
cana-1001	139	1	.743	.743	NUM
cana-1001	139	2	fintech	fintech	NOUN
cana-1001	139	3	disruption	disruption	NOUN
cana-1001	139	4	14.098	14.098	NUM
cana-1001	139	5	%	%	NOUN
cana-1001	139	6	the	the	DET
cana-1001	139	7	competitiveness	competitiveness	NOUN
cana-1001	139	8	of	of	ADP
cana-1001	139	9	interest	interest	NOUN
cana-1001	139	10	rates	rate	NOUN
cana-1001	139	11	and	and	CCONJ
cana-1001	139	12	the	the	DET
cana-1001	139	13	flexibility	flexibility	NOUN
cana-1001	139	14	of	of	ADP
cana-1001	139	15	terms	term	NOUN
cana-1001	139	16	on	on	ADP
cana-1001	139	17	fintech	fintech	NOUN
cana-1001	139	18	online	online	NOUN
cana-1001	139	19	lending	lending	NOUN
cana-1001	139	20	platforms	platform	NOUN
cana-1001	139	21	are	be	AUX
cana-1001	139	22	crucial	crucial	ADJ
cana-1001	139	23	factors	factor	NOUN
cana-1001	139	24	for	for	ADP
cana-1001	139	25	evaluation	evaluation	NOUN
cana-1001	139	26	.	.	PUNCT
cana-1001	140	1	.676	.676	NUM
cana-1001	140	2	3.45	3.45	NUM
cana-1001	140	3	.884	.884	NUM
cana-1001	140	4	the	the	DET
cana-1001	140	5	satisfaction	satisfaction	NOUN
cana-1001	140	6	level	level	NOUN
cana-1001	140	7	regarding	regard	VERB
cana-1001	140	8	fintech	fintech	NOUN
cana-1001	140	9	companies	company	NOUN
cana-1001	140	10	'	'	PART
cana-1001	140	11	transparency	transparency	NOUN
cana-1001	140	12	on	on	ADP
cana-1001	140	13	service	service	NOUN
cana-1001	140	14	offerings	offering	NOUN
cana-1001	140	15	'	'	PART
cana-1001	140	16	terms	term	NOUN
cana-1001	140	17	,	,	PUNCT
cana-1001	140	18	conditions	condition	NOUN
cana-1001	140	19	,	,	PUNCT
cana-1001	140	20	and	and	CCONJ
cana-1001	140	21	risks	risk	NOUN
cana-1001	140	22	is	be	AUX
cana-1001	140	23	significant	significant	ADJ
cana-1001	140	24	.	.	PUNCT
cana-1001	141	1	.531	.531	NUM
cana-1001	142	1	overall	overall	ADJ
cana-1001	142	2	satisfaction	satisfaction	NOUN
cana-1001	142	3	with	with	ADP
cana-1001	142	4	the	the	DET
cana-1001	142	5	timeliness	timeliness	NOUN
cana-1001	142	6	of	of	ADP
cana-1001	142	7	responses	response	NOUN
cana-1001	142	8	from	from	ADP
cana-1001	142	9	.515	.515	NUM
cana-1001	142	10	fintech	fintech	NOUN
cana-1001	142	11	services	service	NOUN
cana-1001	142	12	to	to	ADP
cana-1001	142	13	user	user	NOUN
cana-1001	142	14	inquiries	inquiry	NOUN
cana-1001	142	15	and	and	CCONJ
cana-1001	142	16	issues	issue	NOUN
cana-1001	142	17	is	be	AUX
cana-1001	142	18	high	high	ADJ
cana-1001	142	19	.	.	PUNCT
cana-1001	143	1	14.098	14.098	NUM
cana-1001	143	2	users	user	NOUN
cana-1001	143	3	perceive	perceive	VERB
cana-1001	143	4	a	a	DET
cana-1001	143	5	high	high	ADJ
cana-1001	143	6	level	level	NOUN
cana-1001	143	7	of	of	ADP
cana-1001	143	8	flexibility	flexibility	NOUN
cana-1001	143	9	to	to	PART
cana-1001	143	10	customize	customize	VERB
cana-1001	143	11	their	their	PRON
cana-1001	143	12	preferences	preference	NOUN
cana-1001	143	13	and	and	CCONJ
cana-1001	143	14	settings	setting	NOUN
cana-1001	143	15	within	within	ADP
cana-1001	143	16	fintech	fintech	NOUN
cana-1001	143	17	platforms	platform	NOUN
cana-1001	143	18	.	.	PUNCT
cana-1001	144	1	.539	.539	NUM
cana-1001	145	1	the	the	DET
cana-1001	145	2	level	level	NOUN
cana-1001	145	3	of	of	ADP
cana-1001	145	4	creativity	creativity	NOUN
cana-1001	145	5	and	and	CCONJ
cana-1001	145	6	innovation	innovation	NOUN
cana-1001	145	7	demonstrated	demonstrate	VERB
cana-1001	145	8	by	by	ADP
cana-1001	145	9	fintech	fintech	NOUN
cana-1001	145	10	services	service	NOUN
cana-1001	145	11	is	be	AUX
cana-1001	145	12	satisfactory	satisfactory	ADJ
cana-1001	145	13	.	.	PUNCT
cana-1001	146	1	.764	.764	PUNCT
cana-1001	147	1	new	new	ADJ
cana-1001	147	2	features	feature	NOUN
cana-1001	147	3	or	or	CCONJ
cana-1001	147	4	technologies	technology	NOUN
cana-1001	147	5	are	be	AUX
cana-1001	147	6	frequently	frequently	ADV
cana-1001	147	7	noticed	notice	VERB
cana-1001	147	8	being	be	AUX
cana-1001	147	9	introduced	introduce	VERB
cana-1001	147	10	by	by	ADP
cana-1001	147	11	fintech	fintech	NOUN
cana-1001	147	12	companies	company	NOUN
cana-1001	147	13	.	.	PUNCT
cana-1001	148	1	.707	.707	NUM
cana-1001	148	2	fintech	fintech	NOUN
cana-1001	148	3	services	service	NOUN
cana-1001	148	4	have	have	AUX
cana-1001	148	5	significantly	significantly	ADV
cana-1001	148	6	changed	change	VERB
cana-1001	148	7	the	the	DET
cana-1001	148	8	landscape	landscape	NOUN
cana-1001	148	9	of	of	ADP
cana-1001	148	10	the	the	DET
cana-1001	148	11	financial	financial	ADJ
cana-1001	148	12	industry	industry	NOUN
cana-1001	148	13	through	through	ADP
cana-1001	148	14	innovation	innovation	NOUN
cana-1001	148	15	.	.	PUNCT
cana-1001	149	1	.581	.581	NUM
cana-1001	149	2	fintecheco	fintecheco	NOUN
cana-1001	149	3	system	system	NOUN
cana-1001	149	4	13.550	13.550	NUM
cana-1001	149	5	%	%	NOUN
cana-1001	149	6	fintech	fintech	NOUN
cana-1001	149	7	companies	company	NOUN
cana-1001	149	8	prioritize	prioritize	VERB
cana-1001	149	9	data	datum	NOUN
cana-1001	149	10	security	security	NOUN
cana-1001	149	11	and	and	CCONJ
cana-1001	149	12	privacy	privacy	NOUN
cana-1001	149	13	in	in	ADP
cana-1001	149	14	their	their	PRON
cana-1001	149	15	service	service	NOUN
cana-1001	149	16	offerings	offering	NOUN
cana-1001	149	17	,	,	PUNCT
cana-1001	149	18	ensuring	ensure	VERB
cana-1001	149	19	customer	customer	NOUN
cana-1001	149	20	information	information	NOUN
cana-1001	149	21	remains	remain	VERB
cana-1001	149	22	protected	protect	VERB
cana-1001	149	23	,	,	PUNCT
cana-1001	149	24	fostering	foster	VERB
cana-1001	149	25	confidence	confidence	NOUN
cana-1001	149	26	.	.	PUNCT
cana-1001	150	1	.702	.702	NUM
cana-1001	151	1	3.41	3.41	NUM
cana-1001	151	2	.884	.884	NUM
cana-1001	151	3	13.550	13.550	NUM
cana-1001	151	4	satisfaction	satisfaction	NOUN
cana-1001	151	5	with	with	ADP
cana-1001	151	6	the	the	DET
cana-1001	151	7	timeliness	timeliness	NOUN
cana-1001	151	8	of	of	ADP
cana-1001	151	9	responses	response	NOUN
cana-1001	151	10	from	from	ADP
cana-1001	151	11	fintech	fintech	NOUN
cana-1001	151	12	services	service	NOUN
cana-1001	151	13	to	to	ADP
cana-1001	151	14	user	user	NOUN
cana-1001	151	15	inquiries	inquiry	NOUN
cana-1001	151	16	and	and	CCONJ
cana-1001	151	17	issues	issue	NOUN
cana-1001	151	18	is	be	AUX
cana-1001	151	19	high	high	ADJ
cana-1001	151	20	.	.	PUNCT
cana-1001	152	1	.545	.545	NUM
cana-1001	152	2	satisfaction	satisfaction	NOUN
cana-1001	152	3	with	with	ADP
cana-1001	152	4	the	the	DET
cana-1001	152	5	user	user	NOUN
cana-1001	152	6	experience	experience	NOUN
cana-1001	152	7	facilitated	facilitate	VERB
cana-1001	152	8	by	by	ADP
cana-1001	152	9	the	the	DET
cana-1001	152	10	design	design	NOUN
cana-1001	152	11	and	and	CCONJ
cana-1001	152	12	layout	layout	NOUN
cana-1001	152	13	of	of	ADP
cana-1001	152	14	fintech	fintech	NOUN
cana-1001	152	15	platforms	platform	NOUN
cana-1001	152	16	is	be	AUX
cana-1001	152	17	satisfactory	satisfactory	ADJ
cana-1001	152	18	.	.	PUNCT
cana-1001	153	1	.672	.672	NUM
cana-1001	153	2	satisfaction	satisfaction	NOUN
cana-1001	153	3	with	with	ADP
cana-1001	153	4	the	the	DET
cana-1001	153	5	accessibility	accessibility	NOUN
cana-1001	153	6	of	of	ADP
cana-1001	153	7	fintech	fintech	NOUN
cana-1001	153	8	services	service	NOUN
cana-1001	153	9	in	in	ADP
cana-1001	153	10	relation	relation	NOUN
cana-1001	153	11	to	to	ADP
cana-1001	153	12	geographical	geographical	ADJ
cana-1001	153	13	location	location	NOUN
cana-1001	153	14	and	and	CCONJ
cana-1001	153	15	potential	potential	ADJ
cana-1001	153	16	restrictions	restriction	NOUN
cana-1001	153	17	or	or	CCONJ
cana-1001	153	18	limitations	limitation	NOUN
cana-1001	153	19	.511	.511	NUM
cana-1001	153	20	communications	communication	NOUN
cana-1001	153	21	on	on	ADP
cana-1001	153	22	applied	apply	VERB
cana-1001	153	23	nonlinear	nonlinear	ADJ
cana-1001	153	24	analysis	analysis	NOUN
cana-1001	153	25	issn	issn	NOUN
cana-1001	153	26	:	:	PUNCT
cana-1001	153	27	1074	1074	NUM
cana-1001	153	28	-	-	PUNCT
cana-1001	153	29	133x	133x	NUM
cana-1001	153	30	vol	vol	NOUN
cana-1001	153	31	31	31	NUM
cana-1001	153	32	no	no	NOUN
cana-1001	153	33	.	.	PUNCT
cana-1001	154	1	5s	5s	NUM
cana-1001	154	2	(	(	PUNCT
cana-1001	154	3	2024	2024	NUM
cana-1001	154	4	)	)	PUNCT
cana-1001	154	5	86	86	NUM
cana-1001	155	1	https://internationalpubls.com	https://internationalpubls.com	X
cana-1001	155	2	is	be	AUX
cana-1001	155	3	significant	significant	ADJ
cana-1001	155	4	.	.	PUNCT
cana-1001	156	1	the	the	DET
cana-1001	156	2	trend	trend	NOUN
cana-1001	156	3	towards	towards	ADP
cana-1001	156	4	fintech	fintech	NOUN
cana-1001	156	5	solutions	solution	NOUN
cana-1001	156	6	among	among	ADP
cana-1001	156	7	traditional	traditional	ADJ
cana-1001	156	8	financial	financial	ADJ
cana-1001	156	9	institutions	institution	NOUN
cana-1001	156	10	in	in	ADP
cana-1001	156	11	my	my	PRON
cana-1001	156	12	area	area	NOUN
cana-1001	156	13	is	be	AUX
cana-1001	156	14	noticeable	noticeable	ADJ
cana-1001	156	15	and	and	CCONJ
cana-1001	156	16	growing	grow	VERB
cana-1001	156	17	.	.	PUNCT
cana-1001	156	18	.570	.570	NUM
cana-1001	156	19	fintech	fintech	NOUN
cana-1001	156	20	innovations	innovation	NOUN
cana-1001	156	21	12.042	12.042	NUM
cana-1001	156	22	digital	digital	ADJ
cana-1001	156	23	payment	payment	NOUN
cana-1001	156	24	solutions	solution	NOUN
cana-1001	156	25	provided	provide	VERB
cana-1001	156	26	by	by	ADP
cana-1001	156	27	fintech	fintech	NOUN
cana-1001	156	28	firms	firm	NOUN
cana-1001	156	29	are	be	AUX
cana-1001	156	30	convenient	convenient	ADJ
cana-1001	156	31	and	and	CCONJ
cana-1001	156	32	user	user	NOUN
cana-1001	156	33	-	-	PUNCT
cana-1001	156	34	friendly	friendly	ADJ
cana-1001	156	35	.	.	PUNCT
cana-1001	156	36	.856	.856	NUM
cana-1001	157	1	3.18	3.18	NUM
cana-1001	157	2	.861	.861	NUM
cana-1001	157	3	12.042	12.042	NUM
cana-1001	157	4	fintech	fintech	NOUN
cana-1001	157	5	robo	robo	NOUN
cana-1001	157	6	-	-	PUNCT
cana-1001	157	7	advisors	advisor	NOUN
cana-1001	157	8	deliver	deliver	VERB
cana-1001	157	9	personalized	personalized	ADJ
cana-1001	157	10	investment	investment	NOUN
cana-1001	157	11	advice	advice	NOUN
cana-1001	157	12	tailored	tailor	VERB
cana-1001	157	13	to	to	ADP
cana-1001	157	14	individual	individual	ADJ
cana-1001	157	15	preferences	preference	NOUN
cana-1001	157	16	and	and	CCONJ
cana-1001	157	17	risk	risk	NOUN
cana-1001	157	18	profiles	profile	NOUN
cana-1001	157	19	effectively	effectively	ADV
cana-1001	157	20	.	.	PUNCT
cana-1001	158	1	.778	.778	NUM
cana-1001	159	1	fintech	fintech	NOUN
cana-1001	159	2	firms	firm	NOUN
cana-1001	159	3	outperform	outperform	VERB
cana-1001	159	4	traditional	traditional	ADJ
cana-1001	159	5	financial	financial	ADJ
cana-1001	159	6	institutions	institution	NOUN
cana-1001	159	7	significantly	significantly	ADV
cana-1001	159	8	in	in	ADP
cana-1001	159	9	terms	term	NOUN
cana-1001	159	10	of	of	ADP
cana-1001	159	11	innovation	innovation	NOUN
cana-1001	159	12	.	.	PUNCT
cana-1001	160	1	.855	.855	NUM
cana-1001	160	2	overall	overall	ADJ
cana-1001	160	3	confidence	confidence	NOUN
cana-1001	160	4	in	in	ADP
cana-1001	160	5	fintech	fintech	NOUN
cana-1001	160	6	services	service	NOUN
cana-1001	160	7	for	for	ADP
cana-1001	160	8	conducting	conduct	VERB
cana-1001	160	9	financial	financial	ADJ
cana-1001	160	10	transactions	transaction	NOUN
cana-1001	160	11	and	and	CCONJ
cana-1001	160	12	investments	investment	NOUN
cana-1001	160	13	is	be	AUX
cana-1001	160	14	high	high	ADJ
cana-1001	160	15	.	.	PUNCT
cana-1001	161	1	.573	.573	NUM
cana-1001	162	1	financial	financial	ADJ
cana-1001	162	2	transformation	transformation	NOUN
cana-1001	162	3	fintech	fintech	NOUN
cana-1001	162	4	services	service	NOUN
cana-1001	162	5	are	be	AUX
cana-1001	162	6	perceived	perceive	VERB
cana-1001	162	7	as	as	ADP
cana-1001	162	8	comparable	comparable	ADJ
cana-1001	162	9	or	or	CCONJ
cana-1001	162	10	better	well	ADJ
cana-1001	162	11	in	in	ADP
cana-1001	162	12	terms	term	NOUN
cana-1001	162	13	of	of	ADP
cana-1001	162	14	financial	financial	ADJ
cana-1001	162	15	security	security	NOUN
cana-1001	162	16	and	and	CCONJ
cana-1001	162	17	privacy	privacy	NOUN
cana-1001	162	18	compared	compare	VERB
cana-1001	162	19	to	to	ADP
cana-1001	162	20	traditional	traditional	ADJ
cana-1001	162	21	banking	banking	NOUN
cana-1001	162	22	services	service	NOUN
cana-1001	162	23	.	.	PUNCT
cana-1001	162	24	.779	.779	NUM
cana-1001	163	1	3.21	3.21	NUM
cana-1001	163	2	.744	.744	NUM
cana-1001	163	3	7.515	7.515	NUM
cana-1001	163	4	fintech	fintech	NOUN
cana-1001	163	5	services	service	NOUN
cana-1001	163	6	have	have	AUX
cana-1001	163	7	enhanced	enhance	VERB
cana-1001	163	8	financial	financial	ADJ
cana-1001	163	9	security	security	NOUN
cana-1001	163	10	and	and	CCONJ
cana-1001	163	11	privacy	privacy	NOUN
cana-1001	163	12	more	more	ADV
cana-1001	163	13	than	than	ADP
cana-1001	163	14	traditional	traditional	ADJ
cana-1001	163	15	banking	banking	NOUN
cana-1001	163	16	services	service	NOUN
cana-1001	163	17	.	.	PUNCT
cana-1001	164	1	.641	.641	NUM
cana-1001	165	1	7.515	7.515	NUM
cana-1001	165	2	fintech	fintech	NOUN
cana-1001	165	3	services	service	NOUN
cana-1001	165	4	have	have	AUX
cana-1001	165	5	significantly	significantly	ADV
cana-1001	165	6	changed	change	VERB
cana-1001	165	7	the	the	DET
cana-1001	165	8	financial	financial	ADJ
cana-1001	165	9	industry	industry	NOUN
cana-1001	165	10	landscape	landscape	NOUN
cana-1001	165	11	through	through	ADP
cana-1001	165	12	innovation	innovation	NOUN
cana-1001	165	13	.	.	PUNCT
cana-1001	166	1	.617	.617	NUM
cana-1001	166	2	fintech	fintech	NOUN
cana-1001	166	3	synergy	synergy	NOUN
cana-1001	166	4	7.701	7.701	NUM
cana-1001	166	5	fintech	fintech	NOUN
cana-1001	166	6	companies	company	NOUN
cana-1001	166	7	offer	offer	VERB
cana-1001	166	8	a	a	DET
cana-1001	166	9	wide	wide	ADJ
cana-1001	166	10	range	range	NOUN
cana-1001	166	11	of	of	ADP
cana-1001	166	12	services	service	NOUN
cana-1001	166	13	,	,	PUNCT
cana-1001	166	14	including	include	VERB
cana-1001	166	15	digital	digital	ADJ
cana-1001	166	16	payments	payment	NOUN
cana-1001	166	17	,	,	PUNCT
cana-1001	166	18	online	online	ADJ
cana-1001	166	19	lending	lending	NOUN
cana-1001	166	20	,	,	PUNCT
cana-1001	166	21	robo	robo	NOUN
cana-1001	166	22	advisors	advisor	NOUN
cana-1001	166	23	,	,	PUNCT
cana-1001	166	24	and	and	CCONJ
cana-1001	166	25	blockchain	blockchain	NOUN
cana-1001	166	26	-	-	PUNCT
cana-1001	166	27	based	base	VERB
cana-1001	166	28	solutions	solution	NOUN
cana-1001	166	29	,	,	PUNCT
cana-1001	166	30	effectively	effectively	ADV
cana-1001	166	31	.	.	PUNCT
cana-1001	167	1	.891	.891	NUM
cana-1001	168	1	3.16	3.16	NUM
cana-1001	168	2	.768	.768	NUM
cana-1001	168	3	7.701	7.701	NUM
cana-1001	168	4	satisfaction	satisfaction	NOUN
cana-1001	168	5	with	with	ADP
cana-1001	168	6	the	the	DET
cana-1001	168	7	accessibility	accessibility	NOUN
cana-1001	168	8	of	of	ADP
cana-1001	168	9	fintech	fintech	NOUN
cana-1001	168	10	services	service	NOUN
cana-1001	168	11	in	in	ADP
cana-1001	168	12	relation	relation	NOUN
cana-1001	168	13	to	to	ADP
cana-1001	168	14	geographical	geographical	ADJ
cana-1001	168	15	location	location	NOUN
cana-1001	168	16	and	and	CCONJ
cana-1001	168	17	potential	potential	ADJ
cana-1001	168	18	restrictions	restriction	NOUN
cana-1001	168	19	is	be	AUX
cana-1001	168	20	high	high	ADJ
cana-1001	168	21	.	.	PUNCT
cana-1001	168	22	.549	.549	NUM
cana-1001	169	1	collaboration	collaboration	NOUN
cana-1001	169	2	between	between	ADP
cana-1001	169	3	fintech	fintech	NOUN
cana-1001	169	4	companies	company	NOUN
cana-1001	169	5	and	and	CCONJ
cana-1001	169	6	local	local	ADJ
cana-1001	169	7	businesses	business	NOUN
cana-1001	169	8	to	to	PART
cana-1001	169	9	promote	promote	VERB
cana-1001	169	10	services	service	NOUN
cana-1001	169	11	and	and	CCONJ
cana-1001	169	12	increase	increase	VERB
cana-1001	169	13	market	market	NOUN
cana-1001	169	14	penetration	penetration	NOUN
cana-1001	169	15	is	be	AUX
cana-1001	169	16	satisfactory	satisfactory	ADJ
cana-1001	169	17	.	.	PUNCT
cana-1001	170	1	.078	.078	NUM
cana-1001	170	2	fintech	fintech	NOUN
cana-1001	170	3	financial	financial	ADJ
cana-1001	170	4	expansion	expansion	NOUN
cana-1001	170	5	5.958	5.958	NUM
cana-1001	170	6	transaction	transaction	NOUN
cana-1001	170	7	speeds	speed	NOUN
cana-1001	170	8	provided	provide	VERB
cana-1001	170	9	by	by	ADP
cana-1001	170	10	fintech	fintech	NOUN
cana-1001	170	11	services	service	NOUN
cana-1001	170	12	are	be	AUX
cana-1001	170	13	rated	rate	VERB
cana-1001	170	14	higher	high	ADJ
cana-1001	170	15	compared	compare	VERB
cana-1001	170	16	to	to	ADP
cana-1001	170	17	traditional	traditional	ADJ
cana-1001	170	18	banking	banking	NOUN
cana-1001	170	19	methods	method	NOUN
cana-1001	170	20	.	.	PUNCT
cana-1001	171	1	.835	.835	NUM
cana-1001	172	1	2.73	2.73	NUM
cana-1001	172	2	.648	.648	NUM
cana-1001	172	3	5.958	5.958	NUM
cana-1001	172	4	satisfaction	satisfaction	NOUN
cana-1001	172	5	with	with	ADP
cana-1001	172	6	the	the	DET
cana-1001	172	7	extent	extent	NOUN
cana-1001	172	8	to	to	PART
cana-1001	172	9	which	which	PRON
cana-1001	172	10	fintech	fintech	NOUN
cana-1001	172	11	services	service	NOUN
cana-1001	172	12	have	have	AUX
cana-1001	172	13	entered	enter	VERB
cana-1001	172	14	traditional	traditional	ADJ
cana-1001	172	15	financial	financial	ADJ
cana-1001	172	16	markets	market	NOUN
cana-1001	172	17	is	be	AUX
cana-1001	172	18	significant	significant	ADJ
cana-1001	172	19	.	.	PUNCT
cana-1001	173	1	.884	.884	NUM
cana-1001	173	2	extraction	extraction	NOUN
cana-1001	173	3	method	method	NOUN
cana-1001	173	4	:	:	PUNCT
cana-1001	173	5	principal	principal	ADJ
cana-1001	173	6	component	component	NOUN
cana-1001	173	7	analysis	analysis	NOUN
cana-1001	173	8	rotation	rotation	NOUN
cana-1001	173	9	method	method	NOUN
cana-1001	173	10	:	:	PUNCT
cana-1001	173	11	oblimin	oblimin	NOUN
cana-1001	173	12	with	with	ADP
cana-1001	173	13	kaiser	kaiser	PROPN
cana-1001	173	14	normalization	normalization	PROPN
cana-1001	173	15	total	total	NOUN
cana-1001	173	16	variance	variance	NOUN
cana-1001	173	17	explained	explain	VERB
cana-1001	173	18	:	:	PUNCT
cana-1001	173	19	76.757	76.757	NUM
cana-1001	173	20	interpretation	interpretation	NOUN
cana-1001	173	21	:	:	PUNCT
cana-1001	173	22	the	the	DET
cana-1001	173	23	study	study	NOUN
cana-1001	173	24	's	's	PART
cana-1001	173	25	factor	factor	NOUN
cana-1001	173	26	analysis	analysis	NOUN
cana-1001	173	27	was	be	AUX
cana-1001	173	28	carried	carry	VERB
cana-1001	173	29	out	out	ADP
cana-1001	173	30	with	with	ADP
cana-1001	173	31	the	the	DET
cana-1001	173	32	intention	intention	NOUN
cana-1001	173	33	of	of	ADP
cana-1001	173	34	examining	examine	VERB
cana-1001	173	35	the	the	DET
cana-1001	173	36	fundamental	fundamental	ADJ
cana-1001	173	37	aspects	aspect	NOUN
cana-1001	173	38	of	of	ADP
cana-1001	173	39	fintech	fintech	NOUN
cana-1001	173	40	services	service	NOUN
cana-1001	173	41	in	in	ADP
cana-1001	173	42	india	india	PROPN
cana-1001	173	43	.	.	PUNCT
cana-1001	174	1	from	from	ADP
cana-1001	174	2	the	the	DET
cana-1001	174	3	investigation	investigation	NOUN
cana-1001	174	4	,	,	PUNCT
cana-1001	174	5	a	a	DET
cana-1001	174	6	number	number	NOUN
cana-1001	174	7	of	of	ADP
cana-1001	174	8	important	important	ADJ
cana-1001	174	9	criteria	criterion	NOUN
cana-1001	174	10	surfaced	surface	VERB
cana-1001	174	11	,	,	PUNCT
cana-1001	174	12	each	each	PRON
cana-1001	174	13	of	of	ADP
cana-1001	174	14	which	which	PRON
cana-1001	174	15	represents	represent	VERB
cana-1001	174	16	a	a	DET
cana-1001	174	17	distinct	distinct	ADJ
cana-1001	174	18	facet	facet	NOUN
cana-1001	174	19	of	of	ADP
cana-1001	174	20	fintech	fintech	NOUN
cana-1001	174	21	services	service	NOUN
cana-1001	174	22	and	and	CCONJ
cana-1001	174	23	how	how	SCONJ
cana-1001	174	24	they	they	PRON
cana-1001	174	25	affect	affect	VERB
cana-1001	174	26	users	user	NOUN
cana-1001	174	27	.	.	PUNCT
cana-1001	175	1	the	the	DET
cana-1001	175	2	results	result	NOUN
cana-1001	175	3	are	be	AUX
cana-1001	175	4	interpreted	interpret	VERB
cana-1001	175	5	as	as	SCONJ
cana-1001	175	6	follows	follow	VERB
cana-1001	175	7	in	in	ADP
cana-1001	175	8	light	light	NOUN
cana-1001	175	9	of	of	ADP
cana-1001	175	10	the	the	DET
cana-1001	175	11	factors	factor	NOUN
cana-1001	175	12	found	find	VERB
cana-1001	175	13	:	:	PUNCT
cana-1001	175	14	fintech	fintech	NOUN
cana-1001	175	15	progress	progress	NOUN
cana-1001	175	16	(	(	PUNCT
cana-1001	175	17	15.893	15.893	NUM
cana-1001	175	18	%	%	NOUN
cana-1001	175	19	of	of	ADP
cana-1001	175	20	the	the	DET
cana-1001	175	21	variation	variation	NOUN
cana-1001	175	22	is	be	AUX
cana-1001	175	23	explained	explain	VERB
cana-1001	175	24	):	):	PUNCT
cana-1001	175	25	this	this	DET
cana-1001	175	26	element	element	NOUN
cana-1001	175	27	draws	draw	VERB
cana-1001	175	28	attention	attention	NOUN
cana-1001	175	29	to	to	ADP
cana-1001	175	30	the	the	DET
cana-1001	175	31	developments	development	NOUN
cana-1001	175	32	in	in	ADP
cana-1001	175	33	fintech	fintech	NOUN
cana-1001	175	34	services	service	NOUN
cana-1001	175	35	,	,	PUNCT
cana-1001	175	36	which	which	PRON
cana-1001	175	37	have	have	AUX
cana-1001	175	38	improved	improve	VERB
cana-1001	175	39	financial	financial	ADJ
cana-1001	175	40	security	security	NOUN
cana-1001	175	41	but	but	CCONJ
cana-1001	175	42	have	have	AUX
cana-1001	175	43	had	have	VERB
cana-1001	175	44	conflicting	conflicting	ADJ
cana-1001	175	45	effects	effect	NOUN
cana-1001	175	46	on	on	ADP
cana-1001	175	47	privacy	privacy	NOUN
cana-1001	175	48	when	when	SCONJ
cana-1001	175	49	compared	compare	VERB
cana-1001	175	50	to	to	ADP
cana-1001	175	51	conventional	conventional	ADJ
cana-1001	175	52	banking	banking	NOUN
cana-1001	175	53	communications	communication	NOUN
cana-1001	175	54	on	on	ADP
cana-1001	175	55	applied	apply	VERB
cana-1001	175	56	nonlinear	nonlinear	ADJ
cana-1001	175	57	analysis	analysis	NOUN
cana-1001	175	58	issn	issn	NOUN
cana-1001	175	59	:	:	PUNCT
cana-1001	175	60	1074	1074	NUM
cana-1001	175	61	-	-	PUNCT
cana-1001	175	62	133x	133x	NUM
cana-1001	175	63	vol	vol	NOUN
cana-1001	175	64	31	31	NUM
cana-1001	175	65	no	no	NOUN
cana-1001	175	66	.	.	PUNCT
cana-1001	176	1	5s	5s	NUM
cana-1001	176	2	(	(	PUNCT
cana-1001	176	3	2024	2024	NUM
cana-1001	176	4	)	)	PUNCT
cana-1001	176	5	87	87	NUM
cana-1001	176	6	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-1001	176	7	services	service	NOUN
cana-1001	176	8	.	.	PUNCT
cana-1001	177	1	consumers	consumer	NOUN
cana-1001	177	2	like	like	ADP
cana-1001	177	3	the	the	DET
cana-1001	177	4	range	range	NOUN
cana-1001	177	5	of	of	ADP
cana-1001	177	6	services	service	NOUN
cana-1001	177	7	and	and	CCONJ
cana-1001	177	8	alternatives	alternative	NOUN
cana-1001	177	9	provided	provide	VERB
cana-1001	177	10	by	by	ADP
cana-1001	177	11	fintech	fintech	NOUN
cana-1001	177	12	businesses	business	NOUN
cana-1001	177	13	,	,	PUNCT
cana-1001	177	14	as	as	ADV
cana-1001	177	15	well	well	ADV
cana-1001	177	16	as	as	ADP
cana-1001	177	17	the	the	DET
cana-1001	177	18	user	user	NOUN
cana-1001	177	19	interface	interface	NOUN
cana-1001	177	20	,	,	PUNCT
cana-1001	177	21	speed	speed	NOUN
cana-1001	177	22	of	of	ADP
cana-1001	177	23	transaction	transaction	NOUN
cana-1001	177	24	processing	processing	NOUN
cana-1001	177	25	,	,	PUNCT
cana-1001	177	26	friendly	friendly	ADJ
cana-1001	177	27	customer	customer	NOUN
cana-1001	177	28	service	service	NOUN
cana-1001	177	29	,	,	PUNCT
cana-1001	177	30	and	and	CCONJ
cana-1001	177	31	reasonable	reasonable	ADJ
cana-1001	177	32	service	service	NOUN
cana-1001	177	33	costs	cost	NOUN
cana-1001	177	34	.	.	PUNCT
cana-1001	178	1	fintech	fintech	NOUN
cana-1001	178	2	disruption	disruption	NOUN
cana-1001	178	3	(	(	PUNCT
cana-1001	178	4	explained	explain	VERB
cana-1001	178	5	variance	variance	NOUN
cana-1001	178	6	of	of	ADP
cana-1001	178	7	14.098	14.098	NUM
cana-1001	178	8	%	%	NOUN
cana-1001	178	9	):	):	PUNCT
cana-1001	178	10	this	this	DET
cana-1001	178	11	component	component	NOUN
cana-1001	178	12	emphasises	emphasise	VERB
cana-1001	178	13	how	how	SCONJ
cana-1001	178	14	disruptive	disruptive	ADJ
cana-1001	178	15	fintech	fintech	NOUN
cana-1001	178	16	services	service	NOUN
cana-1001	178	17	are	be	AUX
cana-1001	178	18	,	,	PUNCT
cana-1001	178	19	especially	especially	ADV
cana-1001	178	20	when	when	SCONJ
cana-1001	178	21	it	it	PRON
cana-1001	178	22	comes	come	VERB
cana-1001	178	23	to	to	ADP
cana-1001	178	24	interest	interest	NOUN
cana-1001	178	25	rates	rate	NOUN
cana-1001	178	26	,	,	PUNCT
cana-1001	178	27	loan	loan	NOUN
cana-1001	178	28	platform	platform	NOUN
cana-1001	178	29	flexibility	flexibility	NOUN
cana-1001	178	30	,	,	PUNCT
cana-1001	178	31	service	service	NOUN
cana-1001	178	32	offers	offer	VERB
cana-1001	178	33	transparency	transparency	NOUN
cana-1001	178	34	,	,	PUNCT
cana-1001	178	35	and	and	CCONJ
cana-1001	178	36	quick	quick	ADJ
cana-1001	178	37	customer	customer	NOUN
cana-1001	178	38	queries	query	NOUN
cana-1001	178	39	.	.	PUNCT
cana-1001	179	1	fintech	fintech	NOUN
cana-1001	179	2	platforms	platform	NOUN
cana-1001	179	3	are	be	AUX
cana-1001	179	4	perceived	perceive	VERB
cana-1001	179	5	by	by	ADP
cana-1001	179	6	users	user	NOUN
cana-1001	179	7	as	as	ADP
cana-1001	179	8	having	have	VERB
cana-1001	179	9	an	an	DET
cana-1001	179	10	acceptable	acceptable	ADJ
cana-1001	179	11	degree	degree	NOUN
cana-1001	179	12	of	of	ADP
cana-1001	179	13	originality	originality	NOUN
cana-1001	179	14	and	and	CCONJ
cana-1001	179	15	innovation	innovation	NOUN
cana-1001	179	16	,	,	PUNCT
cana-1001	179	17	along	along	ADP
cana-1001	179	18	with	with	ADP
cana-1001	179	19	a	a	DET
cana-1001	179	20	high	high	ADJ
cana-1001	179	21	degree	degree	NOUN
cana-1001	179	22	of	of	ADP
cana-1001	179	23	customisation	customisation	NOUN
cana-1001	179	24	flexibility	flexibility	NOUN
cana-1001	179	25	.	.	PUNCT
cana-1001	180	1	fintech	fintech	NOUN
cana-1001	180	2	ecosystem	ecosystem	NOUN
cana-1001	180	3	(	(	PUNCT
cana-1001	180	4	explained	explain	VERB
cana-1001	180	5	variance	variance	NOUN
cana-1001	180	6	of	of	ADP
cana-1001	180	7	13.550	13.550	NUM
cana-1001	180	8	%	%	NOUN
cana-1001	180	9	):	):	PUNCT
cana-1001	180	10	this	this	DET
cana-1001	180	11	element	element	NOUN
cana-1001	180	12	highlights	highlight	VERB
cana-1001	180	13	the	the	DET
cana-1001	180	14	ecosystem	ecosystem	NOUN
cana-1001	180	15	that	that	PRON
cana-1001	180	16	surrounds	surround	VERB
cana-1001	180	17	fintech	fintech	NOUN
cana-1001	180	18	businesses	business	NOUN
cana-1001	180	19	,	,	PUNCT
cana-1001	180	20	including	include	VERB
cana-1001	180	21	user	user	NOUN
cana-1001	180	22	experience	experience	NOUN
cana-1001	180	23	,	,	PUNCT
cana-1001	180	24	accessibility	accessibility	NOUN
cana-1001	180	25	,	,	PUNCT
cana-1001	180	26	privacy	privacy	NOUN
cana-1001	180	27	,	,	PUNCT
cana-1001	180	28	and	and	CCONJ
cana-1001	180	29	data	datum	NOUN
cana-1001	180	30	security	security	NOUN
cana-1001	180	31	,	,	PUNCT
cana-1001	180	32	as	as	ADV
cana-1001	180	33	well	well	ADV
cana-1001	180	34	as	as	ADP
cana-1001	180	35	the	the	DET
cana-1001	180	36	tendency	tendency	NOUN
cana-1001	180	37	among	among	ADP
cana-1001	180	38	traditional	traditional	ADJ
cana-1001	180	39	financial	financial	ADJ
cana-1001	180	40	institutions	institution	NOUN
cana-1001	180	41	to	to	PART
cana-1001	180	42	adopt	adopt	VERB
cana-1001	180	43	fintech	fintech	NOUN
cana-1001	180	44	solutions	solution	NOUN
cana-1001	180	45	.	.	PUNCT
cana-1001	181	1	consumers	consumer	NOUN
cana-1001	181	2	like	like	ADP
cana-1001	181	3	digital	digital	ADJ
cana-1001	181	4	payment	payment	NOUN
cana-1001	181	5	systems	system	NOUN
cana-1001	181	6	'	'	PART
cana-1001	181	7	ease	ease	NOUN
cana-1001	181	8	of	of	ADP
cana-1001	181	9	use	use	NOUN
cana-1001	181	10	and	and	CCONJ
cana-1001	181	11	convenience	convenience	NOUN
cana-1001	181	12	,	,	PUNCT
cana-1001	181	13	as	as	ADV
cana-1001	181	14	well	well	ADV
cana-1001	181	15	as	as	ADP
cana-1001	181	16	fintech	fintech	NOUN
cana-1001	181	17	businesses	business	NOUN
cana-1001	181	18	'	'	PART
cana-1001	181	19	emphasis	emphasis	NOUN
cana-1001	181	20	on	on	ADP
cana-1001	181	21	data	data	NOUN
cana-1001	181	22	protection	protection	NOUN
cana-1001	181	23	and	and	CCONJ
cana-1001	181	24	privacy	privacy	NOUN
cana-1001	181	25	.	.	PUNCT
cana-1001	182	1	fintech	fintech	NOUN
cana-1001	182	2	innovations	innovation	NOUN
cana-1001	182	3	:	:	PUNCT
cana-1001	182	4	the	the	DET
cana-1001	182	5	explanation	explanation	NOUN
cana-1001	182	6	for	for	ADP
cana-1001	182	7	the	the	DET
cana-1001	182	8	12.042	12.042	NUM
cana-1001	182	9	%	%	NOUN
cana-1001	182	10	variance	variance	NOUN
cana-1001	182	11	the	the	DET
cana-1001	182	12	aforementioned	aforementioned	ADJ
cana-1001	182	13	component	component	NOUN
cana-1001	182	14	underscores	underscore	VERB
cana-1001	182	15	the	the	DET
cana-1001	182	16	inventive	inventive	ADJ
cana-1001	182	17	features	feature	NOUN
cana-1001	182	18	of	of	ADP
cana-1001	182	19	fintech	fintech	NOUN
cana-1001	182	20	services	service	NOUN
cana-1001	182	21	,	,	PUNCT
cana-1001	182	22	including	include	VERB
cana-1001	182	23	customised	customise	VERB
cana-1001	182	24	investment	investment	NOUN
cana-1001	182	25	guidance	guidance	NOUN
cana-1001	182	26	,	,	PUNCT
cana-1001	182	27	surpassing	surpass	VERB
cana-1001	182	28	conventional	conventional	ADJ
cana-1001	182	29	establishments	establishment	NOUN
cana-1001	182	30	in	in	ADP
cana-1001	182	31	terms	term	NOUN
cana-1001	182	32	of	of	ADP
cana-1001	182	33	innovation	innovation	NOUN
cana-1001	182	34	,	,	PUNCT
cana-1001	182	35	and	and	CCONJ
cana-1001	182	36	fostering	foster	VERB
cana-1001	182	37	trust	trust	NOUN
cana-1001	182	38	in	in	ADP
cana-1001	182	39	financial	financial	ADJ
cana-1001	182	40	dealings	dealing	NOUN
cana-1001	182	41	.	.	PUNCT
cana-1001	183	1	consumers	consumer	NOUN
cana-1001	183	2	like	like	ADP
cana-1001	183	3	the	the	DET
cana-1001	183	4	efficacy	efficacy	NOUN
cana-1001	183	5	of	of	ADP
cana-1001	183	6	roboadvisors	roboadvisor	NOUN
cana-1001	183	7	,	,	PUNCT
cana-1001	183	8	the	the	DET
cana-1001	183	9	ease	ease	NOUN
cana-1001	183	10	of	of	ADP
cana-1001	183	11	use	use	NOUN
cana-1001	183	12	of	of	ADP
cana-1001	183	13	digital	digital	ADJ
cana-1001	183	14	payment	payment	NOUN
cana-1001	183	15	options	option	NOUN
cana-1001	183	16	,	,	PUNCT
cana-1001	183	17	and	and	CCONJ
cana-1001	183	18	the	the	DET
cana-1001	183	19	general	general	ADJ
cana-1001	183	20	trust	trust	NOUN
cana-1001	183	21	that	that	SCONJ
cana-1001	183	22	fintech	fintech	NOUN
cana-1001	183	23	services	service	NOUN
cana-1001	183	24	inspire	inspire	VERB
cana-1001	183	25	.	.	PUNCT
cana-1001	184	1	financial	financial	ADJ
cana-1001	184	2	transformation	transformation	NOUN
cana-1001	184	3	:	:	PUNCT
cana-1001	184	4	an	an	DET
cana-1001	184	5	explanation	explanation	NOUN
cana-1001	184	6	for	for	ADP
cana-1001	184	7	the	the	DET
cana-1001	184	8	7.515	7.515	NUM
cana-1001	184	9	%	%	NOUN
cana-1001	184	10	variance	variance	NOUN
cana-1001	184	11	this	this	DET
cana-1001	184	12	component	component	NOUN
cana-1001	184	13	focuses	focus	VERB
cana-1001	184	14	on	on	ADP
cana-1001	184	15	how	how	SCONJ
cana-1001	184	16	fintech	fintech	NOUN
cana-1001	184	17	services	service	NOUN
cana-1001	184	18	have	have	AUX
cana-1001	184	19	changed	change	VERB
cana-1001	184	20	the	the	DET
cana-1001	184	21	financial	financial	ADJ
cana-1001	184	22	sector	sector	NOUN
cana-1001	184	23	environment	environment	NOUN
cana-1001	184	24	through	through	ADP
cana-1001	184	25	innovation	innovation	NOUN
cana-1001	184	26	and	and	CCONJ
cana-1001	184	27	improved	improve	VERB
cana-1001	184	28	privacy	privacy	NOUN
cana-1001	184	29	and	and	CCONJ
cana-1001	184	30	financial	financial	ADJ
cana-1001	184	31	security	security	NOUN
cana-1001	184	32	as	as	ADP
cana-1001	184	33	compared	compare	VERB
cana-1001	184	34	to	to	ADP
cana-1001	184	35	traditional	traditional	ADJ
cana-1001	184	36	banking	banking	NOUN
cana-1001	184	37	.	.	PUNCT
cana-1001	185	1	consumers	consumer	NOUN
cana-1001	185	2	view	view	VERB
cana-1001	185	3	fintech	fintech	NOUN
cana-1001	185	4	services	service	NOUN
cana-1001	185	5	as	as	ADP
cana-1001	185	6	having	have	VERB
cana-1001	185	7	equivalent	equivalent	ADJ
cana-1001	185	8	or	or	CCONJ
cana-1001	185	9	superior	superior	ADJ
cana-1001	185	10	security	security	NOUN
cana-1001	185	11	and	and	CCONJ
cana-1001	185	12	privacy	privacy	NOUN
cana-1001	185	13	,	,	PUNCT
cana-1001	185	14	which	which	PRON
cana-1001	185	15	has	have	VERB
cana-1001	185	16	a	a	DET
cana-1001	185	17	big	big	ADJ
cana-1001	185	18	influence	influence	NOUN
cana-1001	185	19	on	on	ADP
cana-1001	185	20	the	the	DET
cana-1001	185	21	banking	banking	NOUN
cana-1001	185	22	sector	sector	NOUN
cana-1001	185	23	.	.	PUNCT
cana-1001	186	1	fintech	fintech	NOUN
cana-1001	186	2	synergy	synergy	NOUN
cana-1001	186	3	:	:	PUNCT
cana-1001	186	4	an	an	DET
cana-1001	186	5	explanation	explanation	NOUN
cana-1001	186	6	of	of	ADP
cana-1001	186	7	the	the	DET
cana-1001	186	8	7.701	7.701	NUM
cana-1001	186	9	%	%	NOUN
cana-1001	186	10	variance	variance	NOUN
cana-1001	186	11	this	this	DET
cana-1001	186	12	element	element	NOUN
cana-1001	186	13	,	,	PUNCT
cana-1001	186	14	which	which	PRON
cana-1001	186	15	highlights	highlight	VERB
cana-1001	186	16	the	the	DET
cana-1001	186	17	variety	variety	NOUN
cana-1001	186	18	of	of	ADP
cana-1001	186	19	services	service	NOUN
cana-1001	186	20	provided	provide	VERB
cana-1001	186	21	by	by	ADP
cana-1001	186	22	fintech	fintech	NOUN
cana-1001	186	23	companies	company	NOUN
cana-1001	186	24	,	,	PUNCT
cana-1001	186	25	high	high	ADJ
cana-1001	186	26	satisfaction	satisfaction	NOUN
cana-1001	186	27	with	with	ADP
cana-1001	186	28	accessibility	accessibility	NOUN
cana-1001	186	29	,	,	PUNCT
cana-1001	186	30	and	and	CCONJ
cana-1001	186	31	cooperation	cooperation	NOUN
cana-1001	186	32	with	with	ADP
cana-1001	186	33	nearby	nearby	ADJ
cana-1001	186	34	enterprises	enterprise	NOUN
cana-1001	186	35	for	for	ADP
cana-1001	186	36	market	market	NOUN
cana-1001	186	37	penetration	penetration	NOUN
cana-1001	186	38	,	,	PUNCT
cana-1001	186	39	exemplifies	exemplify	VERB
cana-1001	186	40	the	the	DET
cana-1001	186	41	synergy	synergy	NOUN
cana-1001	186	42	within	within	ADP
cana-1001	186	43	the	the	DET
cana-1001	186	44	fintech	fintech	NOUN
cana-1001	186	45	industry	industry	NOUN
cana-1001	186	46	.	.	PUNCT
cana-1001	187	1	customers	customer	NOUN
cana-1001	187	2	are	be	AUX
cana-1001	187	3	happy	happy	ADJ
cana-1001	187	4	with	with	ADP
cana-1001	187	5	fintech	fintech	NOUN
cana-1001	187	6	services	service	NOUN
cana-1001	187	7	'	'	PART
cana-1001	187	8	accessibility	accessibility	NOUN
cana-1001	187	9	and	and	CCONJ
cana-1001	187	10	the	the	DET
cana-1001	187	11	way	way	NOUN
cana-1001	187	12	local	local	ADJ
cana-1001	187	13	businesses	business	NOUN
cana-1001	187	14	and	and	CCONJ
cana-1001	187	15	fintech	fintech	NOUN
cana-1001	187	16	enterprises	enterprise	NOUN
cana-1001	187	17	work	work	VERB
cana-1001	187	18	together	together	ADV
cana-1001	187	19	.	.	PUNCT
cana-1001	188	1	multiple	multiple	ADJ
cana-1001	188	2	linear	linear	PROPN
cana-1001	188	3	regression	regression	NOUN
cana-1001	188	4	:	:	PUNCT
cana-1001	188	5	table	table	NOUN
cana-1001	188	6	:	:	PUNCT
cana-1001	188	7	portrays	portray	VERB
cana-1001	188	8	summarized	summarize	VERB
cana-1001	188	9	results	result	NOUN
cana-1001	188	10	of	of	ADP
cana-1001	188	11	fintech	fintech	NOUN
cana-1001	188	12	technical	technical	ADJ
cana-1001	188	13	characteristics	characteristic	NOUN
cana-1001	188	14	impact	impact	NOUN
cana-1001	188	15	on	on	ADP
cana-1001	188	16	fintech	fintech	NOUN
cana-1001	188	17	effectiveness	effectiveness	NOUN
cana-1001	188	18	factors	factor	NOUN
cana-1001	188	19	constantβ	constantβ	NOUN
cana-1001	189	1	x1	x1	PROPN
cana-1001	189	2	x2	x2	PROPN
cana-1001	189	3	x3	x3	PROPN
cana-1001	189	4	x4	x4	PROPN
cana-1001	190	1	x5	x5	PROPN
cana-1001	190	2	r	r	NOUN
cana-1001	190	3	r2	r2	NOUN
cana-1001	190	4	adjustedr2	adjustedr2	NOUN
cana-1001	190	5	error	error	NOUN
cana-1001	190	6	of	of	ADP
cana-1001	190	7	model	model	NOUN
cana-1001	190	8	estimation	estimation	NOUN
cana-1001	190	9	fintech	fintech	NOUN
cana-1001	190	10	advancement	advancement	NOUN
cana-1001	190	11	1.625	1.625	NUM
cana-1001	190	12	0.114	0.114	NUM
cana-1001	190	13	0.290	0.290	NUM
cana-1001	190	14	0.448	0.448	NUM
cana-1001	190	15	0.001	0.001	NUM
cana-1001	190	16	0.058	0.058	NUM
cana-1001	190	17	0.793	0.793	NUM
cana-1001	190	18	0.630	0.630	NUM
cana-1001	190	19	0.610	0.610	NUM
cana-1001	190	20	0.549	0.549	NUM
cana-1001	190	21	fintech	fintech	NOUN
cana-1001	190	22	disruption	disruption	NOUN
cana-1001	190	23	2.379	2.379	NUM
cana-1001	190	24	0.178	0.178	NUM
cana-1001	190	25	0.031	0.031	NUM
cana-1001	190	26	0.223	0.223	NUM
cana-1001	190	27	0.048	0.048	NUM
cana-1001	190	28	0.035	0.035	NUM
cana-1001	190	29	0.568	0.568	NUM
cana-1001	190	30	0.322	0.322	NUM
cana-1001	190	31	0.287	0.287	NUM
cana-1001	190	32	0.650	0.650	NUM
cana-1001	190	33	fintecheco	fintecheco	NOUN
cana-1001	190	34	system	system	NOUN
cana-1001	190	35	1.210	1.210	NUM
cana-1001	190	36	0.055	0.055	NUM
cana-1001	190	37	0.472	0.472	NUM
cana-1001	190	38	0.192	0.192	NUM
cana-1001	190	39	0.050	0.050	NUM
cana-1001	190	40	0.003	0.003	NUM
cana-1001	190	41	0.752	0.752	NUM
cana-1001	190	42	0.566	0.566	NUM
cana-1001	190	43	0.543	0.543	NUM
cana-1001	190	44	0.595	0.595	NUM
cana-1001	190	45	fintech	fintech	NOUN
cana-1001	190	46	innovations	innovation	NOUN
cana-1001	190	47	2.071	2.071	NUM
cana-1001	190	48	0.213	0.213	NUM
cana-1001	190	49	0.099	0.099	NUM
cana-1001	190	50	0.035	0.035	NUM
cana-1001	190	51	0.030	0.030	NUM
cana-1001	190	52	0.022	0.022	NUM
cana-1001	190	53	0.426	0.426	NUM
cana-1001	190	54	0.181	0.181	NUM
cana-1001	190	55	0.138	0.138	NUM
cana-1001	190	56	0.837	0.837	NUM
cana-1001	190	57	communications	communication	NOUN
cana-1001	190	58	on	on	ADP
cana-1001	190	59	applied	apply	VERB
cana-1001	190	60	nonlinear	nonlinear	ADJ
cana-1001	190	61	analysis	analysis	NOUN
cana-1001	190	62	issn	issn	NOUN
cana-1001	190	63	:	:	PUNCT
cana-1001	190	64	1074	1074	NUM
cana-1001	190	65	-	-	PUNCT
cana-1001	190	66	133x	133x	NUM
cana-1001	190	67	vol	vol	NOUN
cana-1001	190	68	31	31	NUM
cana-1001	190	69	no	no	NOUN
cana-1001	190	70	.	.	PUNCT
cana-1001	191	1	5s	5s	NUM
cana-1001	191	2	(	(	PUNCT
cana-1001	191	3	2024	2024	NUM
cana-1001	191	4	)	)	PUNCT
cana-1001	191	5	88	88	NUM
cana-1001	191	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-1001	191	7	financial	financial	ADJ
cana-1001	191	8	transformation	transformation	NOUN
cana-1001	191	9	1.790	1.790	NUM
cana-1001	191	10	0.107	0.107	NUM
cana-1001	191	11	0.184	0.184	NUM
cana-1001	191	12	0.122	0.122	NUM
cana-1001	191	13	0.075	0.075	NUM
cana-1001	191	14	0.086	0.086	NUM
cana-1001	191	15	0.497	0.497	NUM
cana-1001	191	16	0.247	0.247	NUM
cana-1001	191	17	0.207	0.207	NUM
cana-1001	191	18	0.796	0.796	NUM
cana-1001	191	19	fintech	fintech	NOUN
cana-1001	191	20	synergy	synergy	NOUN
cana-1001	191	21	0.383	0.383	NUM
cana-1001	191	22	0.056	0.056	NUM
cana-1001	191	23	0.467	0.467	NUM
cana-1001	191	24	0.311	0.311	NUM
cana-1001	191	25	0.106	0.106	NUM
cana-1001	191	26	0.017	0.017	NUM
cana-1001	191	27	0.804	0.804	NUM
cana-1001	191	28	0.646	0.646	NUM
cana-1001	191	29	0.628	0.628	NUM
cana-1001	191	30	0.585	0.585	NUM
cana-1001	191	31	fintech	fintech	NOUN
cana-1001	191	32	financial	financial	ADJ
cana-1001	191	33	expansion	expansion	NOUN
cana-1001	191	34	2.086	2.086	NUM
cana-1001	191	35	0.417	0.417	NUM
cana-1001	191	36	0.335	0.335	NUM
cana-1001	191	37	0.139	0.139	NUM
cana-1001	191	38	0.091	0.091	NUM
cana-1001	191	39	0.045	0.045	NUM
cana-1001	191	40	0.270	0.270	NUM
cana-1001	191	41	0.073	0.073	NUM
cana-1001	191	42	0.024	0.024	NUM
cana-1001	191	43	0.999	0.999	NUM
cana-1001	191	44	x1	x1	NOUN
cana-1001	191	45	:	:	PUNCT
cana-1001	191	46	system	system	NOUN
cana-1001	191	47	quality	quality	NOUN
cana-1001	191	48	x2	x2	PROPN
cana-1001	191	49	information	information	NOUN
cana-1001	191	50	quality	quality	NOUN
cana-1001	191	51	x3	x3	ADJ
cana-1001	191	52	support	support	NOUN
cana-1001	191	53	service	service	NOUN
cana-1001	191	54	quality	quality	NOUN
cana-1001	191	55	x4	x4	PROPN
cana-1001	191	56	compatibility	compatibility	NOUN
cana-1001	191	57	x5	x5	NOUN
cana-1001	191	58	flexibility	flexibility	NOUN
cana-1001	191	59	r	r	NOUN
cana-1001	191	60	linear	linear	NOUN
cana-1001	191	61	correlation	correlation	NOUN
cana-1001	191	62	r2	r2	PROPN
cana-1001	191	63	co	co	NOUN
cana-1001	191	64	-	-	ADJ
cana-1001	191	65	efficient	efficient	ADJ
cana-1001	191	66	of	of	ADP
cana-1001	191	67	determination	determination	NOUN
cana-1001	191	68	adjusted	adjust	VERB
cana-1001	191	69	r2	r2	NOUN
cana-1001	191	70	of	of	ADP
cana-1001	191	71	variation	variation	NOUN
cana-1001	191	72	in	in	ADP
cana-1001	191	73	dependent	dependent	ADJ
cana-1001	191	74	variables	variable	NOUN
cana-1001	191	75	interpretation	interpretation	NOUN
cana-1001	191	76	:	:	PUNCT
cana-1001	191	77	the	the	DET
cana-1001	191	78	study	study	NOUN
cana-1001	191	79	's	's	PART
cana-1001	191	80	multiple	multiple	ADJ
cana-1001	191	81	linear	linear	ADJ
cana-1001	191	82	regression	regression	NOUN
cana-1001	191	83	analysis	analysis	NOUN
cana-1001	191	84	sought	seek	VERB
cana-1001	191	85	to	to	PART
cana-1001	191	86	determine	determine	VERB
cana-1001	191	87	how	how	SCONJ
cana-1001	191	88	different	different	ADJ
cana-1001	191	89	fintech	fintech	NOUN
cana-1001	191	90	technological	technological	ADJ
cana-1001	191	91	features	feature	NOUN
cana-1001	191	92	affected	affect	VERB
cana-1001	191	93	fintech	fintech	NOUN
cana-1001	191	94	efficacy	efficacy	NOUN
cana-1001	191	95	.	.	PUNCT
cana-1001	192	1	fintech	fintech	NOUN
cana-1001	192	2	advancement	advancement	NOUN
cana-1001	192	3	,	,	PUNCT
cana-1001	192	4	fintech	fintech	NOUN
cana-1001	192	5	disruption	disruption	NOUN
cana-1001	192	6	,	,	PUNCT
cana-1001	192	7	fintech	fintech	NOUN
cana-1001	192	8	ecosystem	ecosystem	NOUN
cana-1001	192	9	,	,	PUNCT
cana-1001	192	10	fintech	fintech	NOUN
cana-1001	192	11	innovations	innovation	NOUN
cana-1001	192	12	,	,	PUNCT
cana-1001	192	13	financial	financial	ADJ
cana-1001	192	14	transformation	transformation	NOUN
cana-1001	192	15	,	,	PUNCT
cana-1001	192	16	fintech	fintech	NOUN
cana-1001	192	17	synergy	synergy	NOUN
cana-1001	192	18	,	,	PUNCT
cana-1001	192	19	and	and	CCONJ
cana-1001	192	20	fintech	fintech	NOUN
cana-1001	192	21	financial	financial	ADJ
cana-1001	192	22	expansion	expansion	NOUN
cana-1001	192	23	are	be	AUX
cana-1001	192	24	among	among	ADP
cana-1001	192	25	the	the	DET
cana-1001	192	26	criteria	criterion	NOUN
cana-1001	192	27	for	for	ADP
cana-1001	192	28	which	which	PRON
cana-1001	192	29	the	the	DET
cana-1001	192	30	findings	finding	NOUN
cana-1001	192	31	are	be	AUX
cana-1001	192	32	summarised	summarise	VERB
cana-1001	192	33	in	in	ADP
cana-1001	192	34	the	the	DET
cana-1001	192	35	table	table	NOUN
cana-1001	192	36	.	.	PUNCT
cana-1001	193	1	based	base	VERB
cana-1001	193	2	on	on	ADP
cana-1001	193	3	the	the	DET
cana-1001	193	4	regression	regression	NOUN
cana-1001	193	5	results	result	NOUN
cana-1001	193	6	,	,	PUNCT
cana-1001	193	7	the	the	DET
cana-1001	193	8	following	follow	VERB
cana-1001	193	9	is	be	AUX
cana-1001	193	10	an	an	DET
cana-1001	193	11	interpretation	interpretation	NOUN
cana-1001	193	12	of	of	ADP
cana-1001	193	13	the	the	DET
cana-1001	193	14	findings	finding	NOUN
cana-1001	193	15	:	:	PUNCT
cana-1001	193	16	fintech	fintech	NOUN
cana-1001	193	17	advancement	advancement	NOUN
cana-1001	193	18	:	:	PUNCT
cana-1001	193	19	the	the	DET
cana-1001	193	20	baseline	baseline	NOUN
cana-1001	193	21	impact	impact	NOUN
cana-1001	193	22	on	on	ADP
cana-1001	193	23	fintech	fintech	NOUN
cana-1001	193	24	efficacy	efficacy	NOUN
cana-1001	193	25	is	be	AUX
cana-1001	193	26	represented	represent	VERB
cana-1001	193	27	by	by	ADP
cana-1001	193	28	the	the	DET
cana-1001	193	29	constant	constant	ADJ
cana-1001	193	30	figure	figure	NOUN
cana-1001	193	31	of	of	ADP
cana-1001	193	32	1.625.fintech	1.625.fintech	PROPN
cana-1001	193	33	efficacy	efficacy	NOUN
cana-1001	193	34	is	be	AUX
cana-1001	193	35	negatively	negatively	ADV
cana-1001	193	36	impacted	impact	VERB
cana-1001	193	37	(	(	PUNCT
cana-1001	193	38	-0.114	-0.114	X
cana-1001	193	39	)	)	PUNCT
cana-1001	193	40	by	by	ADP
cana-1001	193	41	system	system	NOUN
cana-1001	193	42	quality	quality	NOUN
cana-1001	193	43	(	(	PUNCT
cana-1001	193	44	x1	x1	PROPN
cana-1001	193	45	)	)	PUNCT
cana-1001	193	46	but	but	CCONJ
cana-1001	193	47	positively	positively	ADV
cana-1001	193	48	by	by	ADP
cana-1001	193	49	information	information	NOUN
cana-1001	193	50	quality	quality	NOUN
cana-1001	193	51	(	(	PUNCT
cana-1001	193	52	x2	x2	PROPN
cana-1001	193	53	)	)	PUNCT
cana-1001	193	54	,	,	PUNCT
cana-1001	193	55	compatibility	compatibility	NOUN
cana-1001	193	56	(	(	PUNCT
cana-1001	193	57	x3	x3	ADJ
cana-1001	193	58	)	)	PUNCT
cana-1001	193	59	,	,	PUNCT
cana-1001	193	60	and	and	CCONJ
cana-1001	193	61	support	support	NOUN
cana-1001	193	62	service	service	NOUN
cana-1001	193	63	quality	quality	NOUN
cana-1001	193	64	(	(	PUNCT
cana-1001	193	65	x4).the	x4).the	DET
cana-1001	193	66	efficiency	efficiency	NOUN
cana-1001	193	67	of	of	ADP
cana-1001	193	68	fintech	fintech	NOUN
cana-1001	193	69	is	be	AUX
cana-1001	193	70	hardly	hardly	ADV
cana-1001	193	71	impacted	impact	VERB
cana-1001	193	72	(	(	PUNCT
cana-1001	193	73	0.001	0.001	NUM
cana-1001	193	74	)	)	PUNCT
cana-1001	193	75	by	by	ADP
cana-1001	193	76	flexibility	flexibility	NOUN
cana-1001	193	77	(	(	PUNCT
cana-1001	193	78	x5).with	x5).with	NOUN
cana-1001	193	79	a	a	DET
cana-1001	193	80	good	good	ADJ
cana-1001	193	81	linear	linear	NOUN
cana-1001	193	82	correlation	correlation	NOUN
cana-1001	193	83	(	(	PUNCT
cana-1001	193	84	r	r	NOUN
cana-1001	193	85	=	=	SYM
cana-1001	193	86	0.793	0.793	NUM
cana-1001	193	87	)	)	PUNCT
cana-1001	193	88	,	,	PUNCT
cana-1001	193	89	the	the	DET
cana-1001	193	90	model	model	NOUN
cana-1001	193	91	accounts	account	VERB
cana-1001	193	92	for	for	ADP
cana-1001	193	93	63	63	NUM
cana-1001	193	94	%	%	NOUN
cana-1001	193	95	of	of	ADP
cana-1001	193	96	the	the	DET
cana-1001	193	97	variation	variation	NOUN
cana-1001	193	98	in	in	ADP
cana-1001	193	99	the	the	DET
cana-1001	193	100	fintech	fintech	NOUN
cana-1001	193	101	data	datum	NOUN
cana-1001	193	102	.	.	PUNCT
cana-1001	194	1	when	when	SCONJ
cana-1001	194	2	taking	take	VERB
cana-1001	194	3	into	into	ADP
cana-1001	194	4	account	account	NOUN
cana-1001	194	5	the	the	DET
cana-1001	194	6	number	number	NOUN
cana-1001	194	7	of	of	ADP
cana-1001	194	8	predictors	predictor	NOUN
cana-1001	194	9	,	,	PUNCT
cana-1001	194	10	the	the	DET
cana-1001	194	11	modified	modified	ADJ
cana-1001	194	12	r	r	NOUN
cana-1001	194	13	-	-	PUNCT
cana-1001	194	14	squared	square	VERB
cana-1001	194	15	value	value	NOUN
cana-1001	194	16	(	(	PUNCT
cana-1001	194	17	0.610	0.610	NUM
cana-1001	194	18	)	)	PUNCT
cana-1001	194	19	indicates	indicate	VERB
cana-1001	194	20	that	that	SCONJ
cana-1001	194	21	the	the	DET
cana-1001	194	22	model	model	NOUN
cana-1001	194	23	fits	fit	VERB
cana-1001	194	24	the	the	DET
cana-1001	194	25	data	datum	NOUN
cana-1001	194	26	well	well	ADV
cana-1001	194	27	,	,	PUNCT
cana-1001	194	28	accounting	account	VERB
cana-1001	194	29	for	for	ADP
cana-1001	194	30	61	61	NUM
cana-1001	194	31	%	%	NOUN
cana-1001	194	32	of	of	ADP
cana-1001	194	33	the	the	DET
cana-1001	194	34	variation	variation	NOUN
cana-1001	194	35	.	.	PUNCT
cana-1001	195	1	fintech	fintech	NOUN
cana-1001	195	2	disruption	disruption	NOUN
cana-1001	195	3	:	:	PUNCT
cana-1001	195	4	the	the	DET
cana-1001	195	5	baseline	baseline	NOUN
cana-1001	195	6	impact	impact	NOUN
cana-1001	195	7	on	on	ADP
cana-1001	195	8	fintech	fintech	NOUN
cana-1001	195	9	efficacy	efficacy	NOUN
cana-1001	195	10	is	be	AUX
cana-1001	195	11	represented	represent	VERB
cana-1001	195	12	by	by	ADP
cana-1001	195	13	the	the	DET
cana-1001	195	14	constant	constant	ADJ
cana-1001	195	15	figure	figure	NOUN
cana-1001	195	16	of	of	ADP
cana-1001	195	17	2.379.fintech	2.379.fintech	NOUN
cana-1001	195	18	efficacy	efficacy	NOUN
cana-1001	195	19	is	be	AUX
cana-1001	195	20	negatively	negatively	ADV
cana-1001	195	21	impacted	impact	VERB
cana-1001	195	22	by	by	ADP
cana-1001	195	23	system	system	NOUN
cana-1001	195	24	quality	quality	NOUN
cana-1001	195	25	(	(	PUNCT
cana-1001	195	26	x1	x1	PROPN
cana-1001	195	27	)	)	PUNCT
cana-1001	195	28	and	and	CCONJ
cana-1001	195	29	flexibility	flexibility	NOUN
cana-1001	195	30	(	(	PUNCT
cana-1001	195	31	x5	x5	NOUN
cana-1001	195	32	)	)	PUNCT
cana-1001	195	33	,	,	PUNCT
cana-1001	195	34	but	but	CCONJ
cana-1001	195	35	positively	positively	ADV
cana-1001	195	36	by	by	ADP
cana-1001	195	37	information	information	NOUN
cana-1001	195	38	quality	quality	NOUN
cana-1001	195	39	(	(	PUNCT
cana-1001	195	40	x2	x2	PROPN
cana-1001	195	41	)	)	PUNCT
cana-1001	195	42	and	and	CCONJ
cana-1001	195	43	compatibility	compatibility	NOUN
cana-1001	195	44	(	(	PUNCT
cana-1001	195	45	x4).fintech	x4).fintech	PROPN
cana-1001	195	46	effectiveness	effectiveness	NOUN
cana-1001	195	47	variance	variance	NOUN
cana-1001	195	48	is	be	AUX
cana-1001	195	49	explained	explain	VERB
cana-1001	195	50	by	by	ADP
cana-1001	195	51	the	the	DET
cana-1001	195	52	model	model	NOUN
cana-1001	195	53	in	in	ADP
cana-1001	195	54	32.2	32.2	NUM
cana-1001	195	55	%	%	NOUN
cana-1001	195	56	of	of	ADP
cana-1001	195	57	cases	case	NOUN
cana-1001	195	58	,	,	PUNCT
cana-1001	195	59	and	and	CCONJ
cana-1001	195	60	its	its	PRON
cana-1001	195	61	linear	linear	ADJ
cana-1001	195	62	correlation	correlation	NOUN
cana-1001	195	63	coefficient	coefficient	NOUN
cana-1001	195	64	(	(	PUNCT
cana-1001	195	65	r	r	NOUN
cana-1001	195	66	=	=	SYM
cana-1001	195	67	0.568	0.568	NUM
cana-1001	195	68	)	)	PUNCT
cana-1001	195	69	is	be	AUX
cana-1001	195	70	strong.after	strong.after	PROPN
cana-1001	195	71	accounting	accounting	NOUN
cana-1001	195	72	for	for	ADP
cana-1001	195	73	the	the	DET
cana-1001	195	74	number	number	NOUN
cana-1001	195	75	of	of	ADP
cana-1001	195	76	predictors	predictor	NOUN
cana-1001	195	77	,	,	PUNCT
cana-1001	195	78	the	the	DET
cana-1001	195	79	adjusted	adjusted	ADJ
cana-1001	195	80	r	r	NOUN
cana-1001	195	81	-	-	PUNCT
cana-1001	195	82	squared	square	VERB
cana-1001	195	83	value	value	NOUN
cana-1001	195	84	(	(	PUNCT
cana-1001	195	85	0.287	0.287	NUM
cana-1001	195	86	)	)	PUNCT
cana-1001	195	87	indicates	indicate	VERB
cana-1001	195	88	that	that	SCONJ
cana-1001	195	89	the	the	DET
cana-1001	195	90	model	model	NOUN
cana-1001	195	91	explains	explain	VERB
cana-1001	195	92	28.7	28.7	NUM
cana-1001	195	93	%	%	NOUN
cana-1001	195	94	of	of	ADP
cana-1001	195	95	the	the	DET
cana-1001	195	96	variance	variance	NOUN
cana-1001	195	97	.	.	PUNCT
cana-1001	196	1	the	the	DET
cana-1001	196	2	fintech	fintech	NOUN
cana-1001	196	3	ecosystem	ecosystem	NOUN
cana-1001	196	4	the	the	DET
cana-1001	196	5	baseline	baseline	NOUN
cana-1001	196	6	influence	influence	NOUN
cana-1001	196	7	on	on	ADP
cana-1001	196	8	the	the	DET
cana-1001	196	9	efficacy	efficacy	NOUN
cana-1001	196	10	of	of	ADP
cana-1001	196	11	fintech	fintech	NOUN
cana-1001	196	12	is	be	AUX
cana-1001	196	13	indicated	indicate	VERB
cana-1001	196	14	by	by	ADP
cana-1001	196	15	the	the	DET
cana-1001	196	16	constant	constant	ADJ
cana-1001	196	17	figure	figure	NOUN
cana-1001	196	18	of	of	ADP
cana-1001	196	19	1.210.fintech	1.210.fintech	PROPN
cana-1001	196	20	efficacy	efficacy	NOUN
cana-1001	196	21	is	be	AUX
cana-1001	196	22	positively	positively	ADV
cana-1001	196	23	impacted	impact	VERB
cana-1001	196	24	by	by	ADP
cana-1001	196	25	compatibility	compatibility	NOUN
cana-1001	196	26	(	(	PUNCT
cana-1001	196	27	x4	x4	PROPN
cana-1001	196	28	)	)	PUNCT
cana-1001	196	29	,	,	PUNCT
cana-1001	196	30	support	support	NOUN
cana-1001	196	31	service	service	NOUN
cana-1001	196	32	quality	quality	NOUN
cana-1001	196	33	(	(	PUNCT
cana-1001	196	34	x3	x3	ADJ
cana-1001	196	35	)	)	PUNCT
cana-1001	196	36	,	,	PUNCT
cana-1001	196	37	and	and	CCONJ
cana-1001	196	38	information	information	NOUN
cana-1001	196	39	quality	quality	NOUN
cana-1001	196	40	(	(	PUNCT
cana-1001	196	41	x2).the	x2).the	DET
cana-1001	196	42	efficiency	efficiency	NOUN
cana-1001	196	43	of	of	ADP
cana-1001	196	44	fintech	fintech	NOUN
cana-1001	196	45	is	be	AUX
cana-1001	196	46	little	little	ADV
cana-1001	196	47	impacted	impact	VERB
cana-1001	196	48	(	(	PUNCT
cana-1001	196	49	0.050	0.050	NUM
cana-1001	196	50	)	)	PUNCT
cana-1001	196	51	by	by	ADP
cana-1001	196	52	flexibility	flexibility	NOUN
cana-1001	196	53	(	(	PUNCT
cana-1001	196	54	x5).with	x5).with	NOUN
cana-1001	196	55	a	a	DET
cana-1001	196	56	good	good	ADJ
cana-1001	196	57	linear	linear	NOUN
cana-1001	196	58	correlation	correlation	NOUN
cana-1001	196	59	(	(	PUNCT
cana-1001	196	60	r	r	NOUN
cana-1001	196	61	=	=	NOUN
cana-1001	196	62	0.752	0.752	NUM
cana-1001	196	63	)	)	PUNCT
cana-1001	196	64	,	,	PUNCT
cana-1001	196	65	the	the	DET
cana-1001	196	66	model	model	NOUN
cana-1001	196	67	accounts	account	VERB
cana-1001	196	68	for	for	ADP
cana-1001	196	69	56.6	56.6	NUM
cana-1001	196	70	%	%	NOUN
cana-1001	196	71	of	of	ADP
cana-1001	196	72	the	the	DET
cana-1001	196	73	variation	variation	NOUN
cana-1001	196	74	in	in	ADP
cana-1001	196	75	the	the	DET
cana-1001	196	76	communications	communication	NOUN
cana-1001	196	77	on	on	ADP
cana-1001	196	78	applied	apply	VERB
cana-1001	196	79	nonlinear	nonlinear	ADJ
cana-1001	196	80	analysis	analysis	NOUN
cana-1001	196	81	issn	issn	NOUN
cana-1001	196	82	:	:	PUNCT
cana-1001	196	83	1074	1074	NUM
cana-1001	196	84	-	-	PUNCT
cana-1001	196	85	133x	133x	NUM
cana-1001	196	86	vol	vol	NOUN
cana-1001	196	87	31	31	NUM
cana-1001	196	88	no	no	NOUN
cana-1001	196	89	.	.	PUNCT
cana-1001	197	1	5s	5s	NUM
cana-1001	197	2	(	(	PUNCT
cana-1001	197	3	2024	2024	NUM
cana-1001	197	4	)	)	PUNCT
cana-1001	197	5	89	89	NUM
cana-1001	197	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-1001	197	7	efficacy	efficacy	NOUN
cana-1001	197	8	of	of	ADP
cana-1001	197	9	fintech.when	fintech.when	PROPN
cana-1001	197	10	correcting	correct	VERB
cana-1001	197	11	for	for	ADP
cana-1001	197	12	the	the	DET
cana-1001	197	13	number	number	NOUN
cana-1001	197	14	of	of	ADP
cana-1001	197	15	predictors	predictor	NOUN
cana-1001	197	16	,	,	PUNCT
cana-1001	197	17	the	the	DET
cana-1001	197	18	adjusted	adjusted	ADJ
cana-1001	197	19	r	r	NOUN
cana-1001	197	20	-	-	PUNCT
cana-1001	197	21	squared	square	VERB
cana-1001	197	22	value	value	NOUN
cana-1001	197	23	of	of	ADP
cana-1001	197	24	0.543	0.543	NUM
cana-1001	197	25	shows	show	VERB
cana-1001	197	26	that	that	SCONJ
cana-1001	197	27	the	the	DET
cana-1001	197	28	model	model	NOUN
cana-1001	197	29	explains	explain	VERB
cana-1001	197	30	54.3	54.3	NUM
cana-1001	197	31	%	%	NOUN
cana-1001	197	32	of	of	ADP
cana-1001	197	33	the	the	DET
cana-1001	197	34	variance	variance	NOUN
cana-1001	197	35	.	.	PUNCT
cana-1001	198	1	fintech	fintech	NOUN
cana-1001	198	2	financial	financial	ADJ
cana-1001	198	3	expansion	expansion	NOUN
cana-1001	198	4	,	,	PUNCT
cana-1001	198	5	fintech	fintech	NOUN
cana-1001	198	6	innovations	innovation	NOUN
cana-1001	198	7	,	,	PUNCT
cana-1001	198	8	fintech	fintech	NOUN
cana-1001	198	9	synergy	synergy	NOUN
cana-1001	198	10	,	,	PUNCT
cana-1001	198	11	and	and	CCONJ
cana-1001	198	12	fintech	fintech	NOUN
cana-1001	198	13	transformation	transformation	NOUN
cana-1001	198	14	:	:	PUNCT
cana-1001	198	15	these	these	DET
cana-1001	198	16	parameters	parameter	NOUN
cana-1001	198	17	can	can	AUX
cana-1001	198	18	be	be	AUX
cana-1001	198	19	interpreted	interpret	VERB
cana-1001	198	20	similarly	similarly	ADV
cana-1001	198	21	based	base	VERB
cana-1001	198	22	on	on	ADP
cana-1001	198	23	linear	linear	PROPN
cana-1001	198	24	correlations	correlation	NOUN
cana-1001	198	25	,	,	PUNCT
cana-1001	198	26	modified	modify	VERB
cana-1001	198	27	rsquared	rsquared	ADJ
cana-1001	198	28	values	value	NOUN
cana-1001	198	29	,	,	PUNCT
cana-1001	198	30	constant	constant	ADJ
cana-1001	198	31	values	value	NOUN
cana-1001	198	32	,	,	PUNCT
cana-1001	198	33	and	and	CCONJ
cana-1001	198	34	coefficients	coefficient	NOUN
cana-1001	198	35	for	for	ADP
cana-1001	198	36	various	various	ADJ
cana-1001	198	37	technological	technological	ADJ
cana-1001	198	38	aspects	aspect	NOUN
cana-1001	198	39	.	.	PUNCT
cana-1001	199	1	conclusion	conclusion	NOUN
cana-1001	199	2	:	:	PUNCT
cana-1001	199	3	the	the	DET
cana-1001	199	4	study	study	NOUN
cana-1001	199	5	's	's	PART
cana-1001	199	6	conclusion	conclusion	NOUN
cana-1001	199	7	highlights	highlight	NOUN
cana-1001	199	8	fintech	fintech	NOUN
cana-1001	199	9	's	's	PART
cana-1001	199	10	major	major	ADJ
cana-1001	199	11	influence	influence	NOUN
cana-1001	199	12	on	on	ADP
cana-1001	199	13	the	the	DET
cana-1001	199	14	financial	financial	ADJ
cana-1001	199	15	sector	sector	NOUN
cana-1001	199	16	,	,	PUNCT
cana-1001	199	17	especially	especially	ADV
cana-1001	199	18	in	in	ADP
cana-1001	199	19	india	india	PROPN
cana-1001	199	20	.	.	PUNCT
cana-1001	200	1	fintech	fintech	PROPN
cana-1001	200	2	,	,	PUNCT
cana-1001	200	3	which	which	PRON
cana-1001	200	4	combines	combine	VERB
cana-1001	200	5	finance	finance	NOUN
cana-1001	200	6	and	and	CCONJ
cana-1001	200	7	technology	technology	NOUN
cana-1001	200	8	,	,	PUNCT
cana-1001	200	9	has	have	VERB
cana-1001	200	10	the	the	DET
cana-1001	200	11	ability	ability	NOUN
cana-1001	200	12	to	to	PART
cana-1001	200	13	boost	boost	VERB
cana-1001	200	14	transaction	transaction	NOUN
cana-1001	200	15	efficiency	efficiency	NOUN
cana-1001	200	16	,	,	PUNCT
cana-1001	200	17	boost	boost	VERB
cana-1001	200	18	customer	customer	NOUN
cana-1001	200	19	happiness	happiness	NOUN
cana-1001	200	20	,	,	PUNCT
cana-1001	200	21	improve	improve	VERB
cana-1001	200	22	security	security	NOUN
cana-1001	200	23	,	,	PUNCT
cana-1001	200	24	and	and	CCONJ
cana-1001	200	25	expand	expand	VERB
cana-1001	200	26	the	the	DET
cana-1001	200	27	business	business	NOUN
cana-1001	200	28	.	.	PUNCT
cana-1001	201	1	the	the	DET
cana-1001	201	2	study	study	NOUN
cana-1001	201	3	emphasises	emphasise	VERB
cana-1001	201	4	the	the	DET
cana-1001	201	5	significance	significance	NOUN
cana-1001	201	6	of	of	ADP
cana-1001	201	7	comprehending	comprehend	VERB
cana-1001	201	8	the	the	DET
cana-1001	201	9	characteristics	characteristic	NOUN
cana-1001	201	10	of	of	ADP
cana-1001	201	11	fintech	fintech	NOUN
cana-1001	201	12	services	service	NOUN
cana-1001	201	13	,	,	PUNCT
cana-1001	201	14	evaluating	evaluate	VERB
cana-1001	201	15	customer	customer	NOUN
cana-1001	201	16	preferences	preference	NOUN
cana-1001	201	17	,	,	PUNCT
cana-1001	201	18	and	and	CCONJ
cana-1001	201	19	examining	examine	VERB
cana-1001	201	20	the	the	DET
cana-1001	201	21	competitiveness	competitiveness	NOUN
cana-1001	201	22	of	of	ADP
cana-1001	201	23	online	online	ADJ
cana-1001	201	24	lending	lending	NOUN
cana-1001	201	25	businesses	business	NOUN
cana-1001	201	26	.	.	PUNCT
cana-1001	202	1	additionally	additionally	ADV
cana-1001	202	2	,	,	PUNCT
cana-1001	202	3	the	the	DET
cana-1001	202	4	report	report	NOUN
cana-1001	202	5	emphasises	emphasise	VERB
cana-1001	202	6	the	the	DET
cana-1001	202	7	chances	chance	NOUN
cana-1001	202	8	for	for	ADP
cana-1001	202	9	cooperation	cooperation	NOUN
cana-1001	202	10	,	,	PUNCT
cana-1001	202	11	innovation	innovation	NOUN
cana-1001	202	12	,	,	PUNCT
cana-1001	202	13	and	and	CCONJ
cana-1001	202	14	market	market	NOUN
cana-1001	202	15	penetration	penetration	NOUN
cana-1001	202	16	that	that	PRON
cana-1001	202	17	fintech	fintech	NOUN
cana-1001	202	18	businesses	business	NOUN
cana-1001	202	19	may	may	AUX
cana-1001	202	20	take	take	VERB
cana-1001	202	21	advantage	advantage	NOUN
cana-1001	202	22	of	of	ADP
cana-1001	202	23	in	in	ADP
cana-1001	202	24	order	order	NOUN
cana-1001	202	25	to	to	PART
cana-1001	202	26	maintain	maintain	VERB
cana-1001	202	27	their	their	PRON
cana-1001	202	28	competitiveness	competitiveness	NOUN
cana-1001	202	29	and	and	CCONJ
cana-1001	202	30	satisfy	satisfy	VERB
cana-1001	202	31	changing	change	VERB
cana-1001	202	32	customer	customer	NOUN
cana-1001	202	33	demands	demand	NOUN
cana-1001	202	34	.	.	PUNCT
cana-1001	203	1	conclusively	conclusively	ADV
cana-1001	203	2	,	,	PUNCT
cana-1001	203	3	the	the	DET
cana-1001	203	4	results	result	NOUN
cana-1001	203	5	highlight	highlight	VERB
cana-1001	203	6	fintech	fintech	NOUN
cana-1001	203	7	's	's	PART
cana-1001	203	8	capacity	capacity	NOUN
cana-1001	203	9	to	to	PART
cana-1001	203	10	revolutionise	revolutionise	VERB
cana-1001	203	11	the	the	DET
cana-1001	203	12	financial	financial	ADJ
cana-1001	203	13	services	service	NOUN
cana-1001	203	14	industry	industry	NOUN
cana-1001	203	15	and	and	CCONJ
cana-1001	203	16	advance	advance	VERB
cana-1001	203	17	financial	financial	ADJ
cana-1001	203	18	inclusivity	inclusivity	NOUN
cana-1001	203	19	in	in	ADP
cana-1001	203	20	the	the	DET
cana-1001	203	21	digital	digital	ADJ
cana-1001	203	22	age	age	NOUN
cana-1001	203	23	.	.	PUNCT
cana-1001	204	1	references	reference	NOUN
cana-1001	204	2	[	[	X
cana-1001	204	3	1	1	NUM
cana-1001	204	4	]	]	PUNCT
cana-1001	204	5	arner	arner	NOUN
cana-1001	204	6	,	,	PUNCT
cana-1001	204	7	douglas	douglas	PROPN
cana-1001	204	8	w.	w.	PROPN
cana-1001	204	9	,	,	PUNCT
cana-1001	204	10	janos	janos	PROPN
cana-1001	204	11	barberis	barberis	PROPN
cana-1001	204	12	,	,	PUNCT
cana-1001	204	13	and	and	CCONJ
cana-1001	204	14	ross	ross	PROPN
cana-1001	204	15	p.	p.	PROPN
cana-1001	204	16	buckley	buckley	NOUN
cana-1001	204	17	.	.	PUNCT
cana-1001	205	1	2016	2016	NUM
cana-1001	205	2	.	.	PUNCT
cana-1001	206	1	150	150	NUM
cana-1001	206	2	years	year	NOUN
cana-1001	206	3	of	of	ADP
cana-1001	206	4	fintech	fintech	NOUN
cana-1001	206	5	:	:	PUNCT
cana-1001	206	6	an	an	DET
cana-1001	206	7	evolutionary	evolutionary	ADJ
cana-1001	206	8	analysis	analysis	NOUN
cana-1001	206	9	.	.	PUNCT
cana-1001	207	1	jassa	jassa	ADJ
cana-1001	207	2	3	3	NUM
cana-1001	207	3	:	:	PUNCT
cana-1001	207	4	22–29	22–29	NUM
cana-1001	207	5	.	.	PUNCT
cana-1001	208	1	[	[	X
cana-1001	208	2	2	2	NUM
cana-1001	208	3	]	]	PUNCT
cana-1001	208	4	arner	arner	NOUN
cana-1001	208	5	,	,	PUNCT
cana-1001	208	6	douglas	douglas	PROPN
cana-1001	208	7	w.	w.	PROPN
cana-1001	208	8	,	,	PUNCT
cana-1001	208	9	janos	janos	PROPN
cana-1001	208	10	barberis	barberis	PROPN
cana-1001	208	11	,	,	PUNCT
cana-1001	208	12	and	and	CCONJ
cana-1001	208	13	ross	ross	PROPN
cana-1001	208	14	p.	p.	PROPN
cana-1001	208	15	buckley	buckley	PROPN
cana-1001	208	16	.	.	PUNCT
cana-1001	209	1	2017	2017	NUM
cana-1001	209	2	.	.	PUNCT
cana-1001	210	1	fintech	fintech	NOUN
cana-1001	210	2	,	,	PUNCT
cana-1001	210	3	regtech	regtech	PROPN
cana-1001	210	4	,	,	PUNCT
cana-1001	210	5	and	and	CCONJ
cana-1001	210	6	the	the	DET
cana-1001	210	7	reconceptualization	reconceptualization	NOUN
cana-1001	210	8	of	of	ADP
cana-1001	210	9	financial	financial	ADJ
cana-1001	210	10	regulation	regulation	NOUN
cana-1001	210	11	.	.	PUNCT
cana-1001	211	1	northwestern	northwestern	ADJ
cana-1001	211	2	journal	journal	PROPN
cana-1001	211	3	of	of	ADP
cana-1001	211	4	international	international	ADJ
cana-1001	211	5	law	law	NOUN
cana-1001	211	6	and	and	CCONJ
cana-1001	211	7	business	business	NOUN
cana-1001	211	8	37	37	NUM
cana-1001	211	9	:	:	PUNCT
cana-1001	211	10	373–415	373–415	NUM
cana-1001	211	11	.	.	PUNCT
cana-1001	212	1	[	[	X
cana-1001	212	2	3	3	NUM
cana-1001	212	3	]	]	X
cana-1001	212	4	alt	alt	ADJ
cana-1001	212	5	,	,	PUNCT
cana-1001	212	6	rainer	rainer	NOUN
cana-1001	212	7	,	,	PUNCT
cana-1001	212	8	roman	roman	ADJ
cana-1001	212	9	beck	beck	NOUN
cana-1001	212	10	,	,	PUNCT
cana-1001	212	11	and	and	CCONJ
cana-1001	212	12	martin	martin	PROPN
cana-1001	212	13	t.	t.	PROPN
cana-1001	212	14	smits	smit	NOUN
cana-1001	212	15	.	.	PUNCT
cana-1001	213	1	2018	2018	NUM
cana-1001	213	2	.	.	PUNCT
cana-1001	214	1	fintech	fintech	NOUN
cana-1001	214	2	and	and	CCONJ
cana-1001	214	3	the	the	DET
cana-1001	214	4	transformation	transformation	NOUN
cana-1001	214	5	of	of	ADP
cana-1001	214	6	the	the	DET
cana-1001	214	7	financial	financial	ADJ
cana-1001	214	8	industry	industry	NOUN
cana-1001	214	9	.	.	PUNCT
cana-1001	215	1	electronic	electronic	ADJ
cana-1001	215	2	markets	market	NOUN
cana-1001	215	3	28	28	NUM
cana-1001	215	4	:	:	PUNCT
cana-1001	215	5	235–43	235–43	NOUN
cana-1001	215	6	.	.	PUNCT
cana-1001	216	1	[	[	X
cana-1001	216	2	4	4	NUM
cana-1001	216	3	]	]	X
cana-1001	216	4	drummer	drummer	NOUN
cana-1001	216	5	,	,	PUNCT
cana-1001	216	6	daniel	daniel	PROPN
cana-1001	216	7	,	,	PUNCT
cana-1001	216	8	stefan	stefan	PROPN
cana-1001	216	9	feuerriegel	feuerriegel	PROPN
cana-1001	216	10	,	,	PUNCT
cana-1001	216	11	and	and	CCONJ
cana-1001	216	12	dirk	dirk	PROPN
cana-1001	216	13	neumann	neumann	PROPN
cana-1001	216	14	.	.	PUNCT
cana-1001	216	15	2017	2017	NUM
cana-1001	216	16	.	.	PUNCT
cana-1001	217	1	crossing	cross	VERB
cana-1001	217	2	the	the	DET
cana-1001	217	3	next	next	ADJ
cana-1001	217	4	frontier	frontier	NOUN
cana-1001	217	5	:	:	PUNCT
cana-1001	217	6	the	the	DET
cana-1001	217	7	role	role	NOUN
cana-1001	217	8	of	of	ADP
cana-1001	217	9	ict	ict	PROPN
cana-1001	217	10	in	in	ADP
cana-1001	217	11	driving	drive	VERB
cana-1001	217	12	the	the	DET
cana-1001	217	13	financialization	financialization	NOUN
cana-1001	217	14	of	of	ADP
cana-1001	217	15	credit	credit	NOUN
cana-1001	217	16	.	.	PUNCT
cana-1001	218	1	journal	journal	NOUN
cana-1001	218	2	of	of	ADP
cana-1001	218	3	information	information	NOUN
cana-1001	218	4	technology	technology	NOUN
cana-1001	218	5	32	32	NUM
cana-1001	218	6	:	:	PUNCT
cana-1001	218	7	218–33	218–33	NOUN
cana-1001	219	1	[	[	X
cana-1001	219	2	5	5	NUM
cana-1001	219	3	]	]	X
cana-1001	219	4	gassot	gassot	NOUN
cana-1001	219	5	,	,	PUNCT
cana-1001	219	6	yves	yve	NOUN
cana-1001	219	7	,	,	PUNCT
cana-1001	219	8	jooyong	jooyong	PROPN
cana-1001	219	9	jun	jun	PROPN
cana-1001	219	10	,	,	PUNCT
cana-1001	219	11	and	and	CCONJ
cana-1001	219	12	marianne	marianne	PROPN
cana-1001	219	13	verdier	verdier	PROPN
cana-1001	219	14	.	.	PUNCT
cana-1001	220	1	2016	2016	NUM
cana-1001	220	2	.	.	PUNCT
cana-1001	221	1	digital	digital	ADJ
cana-1001	221	2	innovation	innovation	NOUN
cana-1001	221	3	&	&	CCONJ
cana-1001	221	4	finance	finance	PROPN
cana-1001	221	5	transformation	transformation	NOUN
cana-1001	221	6	.	.	PUNCT
cana-1001	222	1	digiworld	digiworld	NOUN
cana-1001	222	2	economic	economic	ADJ
cana-1001	222	3	journal	journal	NOUN
cana-1001	222	4	103	103	NUM
cana-1001	222	5	:	:	SYM
cana-1001	222	6	211	211	NUM
cana-1001	222	7	.	.	PUNCT
cana-1001	223	1	[	[	X
cana-1001	223	2	6	6	NUM
cana-1001	223	3	]	]	X
cana-1001	223	4	haddad	haddad	PROPN
cana-1001	223	5	,	,	PUNCT
cana-1001	223	6	christian	christian	PROPN
cana-1001	223	7	,	,	PUNCT
cana-1001	223	8	and	and	CCONJ
cana-1001	223	9	lars	lars	PROPN
cana-1001	223	10	hornuf	hornuf	PROPN
cana-1001	223	11	.	.	PROPN
cana-1001	223	12	2019	2019	NUM
cana-1001	223	13	.	.	PUNCT
cana-1001	224	1	the	the	DET
cana-1001	224	2	emergence	emergence	NOUN
cana-1001	224	3	of	of	ADP
cana-1001	224	4	the	the	DET
cana-1001	224	5	global	global	ADJ
cana-1001	224	6	fintech	fintech	NOUN
cana-1001	224	7	market	market	NOUN
cana-1001	224	8	:	:	PUNCT
cana-1001	224	9	economic	economic	ADJ
cana-1001	224	10	and	and	CCONJ
cana-1001	224	11	technological	technological	ADJ
cana-1001	224	12	determinants	determinant	NOUN
cana-1001	224	13	.	.	PUNCT
cana-1001	225	1	small	small	ADJ
cana-1001	225	2	business	business	NOUN
cana-1001	225	3	economics	economic	NOUN
cana-1001	225	4	53	53	NUM
cana-1001	225	5	:	:	PUNCT
cana-1001	225	6	81–105	81–105	NOUN
cana-1001	225	7	.	.	PUNCT
cana-1001	226	1	[	[	X
cana-1001	226	2	7	7	X
cana-1001	226	3	]	]	X
cana-1001	226	4	haddad	haddad	PROPN
cana-1001	226	5	,	,	PUNCT
cana-1001	226	6	christian	christian	PROPN
cana-1001	226	7	,	,	PUNCT
cana-1001	226	8	and	and	CCONJ
cana-1001	226	9	lars	lars	PROPN
cana-1001	226	10	hornuf	hornuf	PROPN
cana-1001	226	11	.	.	PROPN
cana-1001	226	12	2019	2019	NUM
cana-1001	226	13	.	.	PUNCT
cana-1001	227	1	the	the	DET
cana-1001	227	2	emergence	emergence	NOUN
cana-1001	227	3	of	of	ADP
cana-1001	227	4	the	the	DET
cana-1001	227	5	global	global	ADJ
cana-1001	227	6	fintech	fintech	NOUN
cana-1001	227	7	market	market	NOUN
cana-1001	227	8	:	:	PUNCT
cana-1001	227	9	economic	economic	ADJ
cana-1001	227	10	and	and	CCONJ
cana-1001	227	11	technological	technological	ADJ
cana-1001	227	12	determinants	determinant	NOUN
cana-1001	227	13	.	.	PUNCT
cana-1001	228	1	[	[	X
cana-1001	228	2	8	8	NUM
cana-1001	228	3	]	]	X
cana-1001	228	4	kou	kou	PROPN
cana-1001	228	5	,	,	PUNCT
cana-1001	228	6	gang	gang	NOUN
cana-1001	228	7	.	.	PUNCT
cana-1001	229	1	2020	2020	NUM
cana-1001	229	2	.	.	PUNCT
cana-1001	230	1	introduction	introduction	NOUN
cana-1001	230	2	to	to	ADP
cana-1001	230	3	the	the	DET
cana-1001	230	4	special	special	ADJ
cana-1001	230	5	issue	issue	NOUN
cana-1001	230	6	on	on	ADP
cana-1001	230	7	fintech	fintech	NOUN
cana-1001	230	8	.	.	PUNCT
cana-1001	231	1	financial	financial	ADJ
cana-1001	231	2	innovation	innovation	NOUN
cana-1001	231	3	5	5	NUM
cana-1001	231	4	:	:	SYM
cana-1001	231	5	45	45	NUM
cana-1001	231	6	.	.	PUNCT
cana-1001	232	1	[	[	X
cana-1001	232	2	9	9	NUM
cana-1001	232	3	]	]	SYM
cana-1001	232	4	lu	lu	PROPN
cana-1001	232	5	,	,	PUNCT
cana-1001	232	6	lerong	lerong	PROPN
cana-1001	232	7	.	.	PUNCT
cana-1001	232	8	2018	2018	NUM
cana-1001	232	9	.	.	PUNCT
cana-1001	233	1	promoting	promote	VERB
cana-1001	233	2	sme	sme	NOUN
cana-1001	233	3	finance	finance	NOUN
cana-1001	233	4	in	in	ADP
cana-1001	233	5	the	the	DET
cana-1001	233	6	context	context	NOUN
cana-1001	233	7	of	of	ADP
cana-1001	233	8	the	the	DET
cana-1001	233	9	fintech	fintech	NOUN
cana-1001	233	10	revolution	revolution	NOUN
cana-1001	233	11	:	:	PUNCT
cana-1001	233	12	a	a	DET
cana-1001	233	13	case	case	NOUN
cana-1001	233	14	study	study	NOUN
cana-1001	233	15	of	of	ADP
cana-1001	233	16	the	the	DET
cana-1001	233	17	uk	uk	PROPN
cana-1001	233	18	’s	’s	PART
cana-1001	233	19	practice	practice	NOUN
cana-1001	233	20	and	and	CCONJ
cana-1001	233	21	regulation	regulation	NOUN
cana-1001	233	22	.	.	PUNCT
cana-1001	234	1	banking	banking	NOUN
cana-1001	234	2	and	and	CCONJ
cana-1001	234	3	finance	finance	NOUN
cana-1001	234	4	law	law	NOUN
cana-1001	234	5	review	review	NOUN
cana-1001	234	6	33	33	NUM
cana-1001	234	7	:	:	PUNCT
cana-1001	234	8	317–43	317–43	NUM
cana-1001	234	9	.	.	PUNCT
cana-1001	235	1	[	[	X
cana-1001	235	2	10	10	NUM
cana-1001	235	3	]	]	X
cana-1001	235	4	luo	luo	PROPN
cana-1001	235	5	,	,	PUNCT
cana-1001	235	6	sumei	sumei	PROPN
cana-1001	235	7	,	,	PUNCT
cana-1001	235	8	yongkun	yongkun	PROPN
cana-1001	235	9	sun	sun	PROPN
cana-1001	235	10	,	,	PUNCT
cana-1001	235	11	and	and	CCONJ
cana-1001	235	12	rui	rui	PROPN
cana-1001	235	13	zhou	zhou	PROPN
cana-1001	235	14	.	.	PUNCT
cana-1001	235	15	2022	2022	NUM
cana-1001	235	16	.	.	PUNCT
cana-1001	236	1	can	can	AUX
cana-1001	236	2	fintech	fintech	NOUN
cana-1001	236	3	innovation	innovation	NOUN
cana-1001	236	4	promote	promote	VERB
cana-1001	236	5	household	household	NOUN
cana-1001	236	6	consumption	consumption	NOUN
cana-1001	236	7	?	?	PUNCT
cana-1001	237	1	evidence	evidence	NOUN
cana-1001	237	2	from	from	ADP
cana-1001	237	3	china	china	PROPN
cana-1001	237	4	family	family	PROPN
cana-1001	237	5	panel	panel	NOUN
cana-1001	237	6	studies	study	NOUN
cana-1001	237	7	.	.	PUNCT
cana-1001	238	1	international	international	ADJ
cana-1001	238	2	review	review	NOUN
cana-1001	238	3	of	of	ADP
cana-1001	238	4	financial	financial	ADJ
cana-1001	238	5	analysis	analysis	NOUN
cana-1001	238	6	82	82	NUM
cana-1001	238	7	:	:	SYM
cana-1001	238	8	102137	102137	NUM
cana-1001	238	9	.	.	PUNCT
cana-1001	239	1	[	[	X
cana-1001	239	2	11	11	NUM
cana-1001	239	3	]	]	PUNCT
cana-1001	239	4	popkin	popkin	NOUN
cana-1001	239	5	,	,	PUNCT
cana-1001	239	6	phillip	phillip	NOUN
cana-1001	239	7	.	.	PUNCT
cana-1001	239	8	2019	2019	NUM
cana-1001	239	9	.	.	PUNCT
cana-1001	240	1	the	the	DET
cana-1001	240	2	effect	effect	NOUN
cana-1001	240	3	of	of	ADP
cana-1001	240	4	the	the	DET
cana-1001	240	5	internet	internet	NOUN
cana-1001	240	6	era	era	NOUN
cana-1001	240	7	and	and	CCONJ
cana-1001	240	8	south	south	PROPN
cana-1001	240	9	dakota	dakota	PROPN
cana-1001	240	10	v.	v.	ADP
cana-1001	240	11	wayfair	wayfair	PROPN
cana-1001	240	12	on	on	ADP
cana-1001	240	13	the	the	DET
cana-1001	240	14	unitary	unitary	ADJ
cana-1001	240	15	business	business	NOUN
cana-1001	240	16	rule	rule	NOUN
cana-1001	240	17	.	.	PUNCT
cana-1001	241	1	boston	boston	PROPN
cana-1001	241	2	college	college	PROPN
cana-1001	241	3	law	law	PROPN
cana-1001	241	4	review	review	NOUN
cana-1001	241	5	e	e	PROPN
cana-1001	241	6	supp	supp	PROPN
cana-1001	241	7	.	.	PUNCT
cana-1001	242	1	ii	ii	PROPN
cana-1001	242	2	60	60	NUM
cana-1001	242	3	:	:	SYM
cana-1001	242	4	82	82	NUM
cana-1001	243	1	[	[	X
cana-1001	243	2	12	12	NUM
cana-1001	243	3	]	]	PUNCT
cana-1001	243	4	rabbani	rabbani	PROPN
cana-1001	243	5	,	,	PUNCT
cana-1001	243	6	mustafa	mustafa	PROPN
cana-1001	243	7	r.	r.	PROPN
cana-1001	243	8	,	,	PUNCT
cana-1001	243	9	abu	abu	PROPN
cana-1001	243	10	bashar	bashar	PROPN
cana-1001	243	11	,	,	PUNCT
cana-1001	243	12	nishad	nishad	VERB
cana-1001	243	13	nawaz	nawaz	NOUN
cana-1001	243	14	,	,	PUNCT
cana-1001	243	15	sitara	sitara	PROPN
cana-1001	243	16	karim	karim	PROPN
cana-1001	243	17	,	,	PUNCT
cana-1001	243	18	mahmood	mahmood	PROPN
cana-1001	243	19	a.	a.	PROPN
cana-1001	243	20	m.	m.	PROPN
cana-1001	243	21	ali	ali	PROPN
cana-1001	243	22	,	,	PUNCT
cana-1001	243	23	habeebu	habeebu	PROPN
cana-1001	243	24	.	.	PUNCT
cana-1001	244	1	rahiman	rahiman	PROPN
cana-1001	244	2	,	,	PUNCT
cana-1001	244	3	and	and	CCONJ
cana-1001	244	4	md	md	PROPN
cana-1001	244	5	s.	s.	PROPN
cana-1001	244	6	alam	alam	PROPN
cana-1001	244	7	.	.	PUNCT
cana-1001	244	8	2021	2021	NUM
cana-1001	244	9	.	.	PUNCT
cana-1001	245	1	exploring	explore	VERB
cana-1001	245	2	the	the	DET
cana-1001	245	3	role	role	NOUN
cana-1001	245	4	of	of	ADP
cana-1001	245	5	islamic	islamic	ADJ
cana-1001	245	6	fintech	fintech	NOUN
cana-1001	245	7	in	in	ADP
cana-1001	245	8	combating	combat	VERB
cana-1001	245	9	the	the	DET
cana-1001	245	10	aftershocks	aftershock	NOUN
cana-1001	245	11	of	of	ADP
cana-1001	245	12	covid-19	covid-19	PROPN
cana-1001	245	13	:	:	PUNCT
cana-1001	245	14	the	the	DET
cana-1001	245	15	open	open	ADJ
cana-1001	245	16	social	social	ADJ
cana-1001	245	17	innovation	innovation	NOUN
cana-1001	245	18	of	of	ADP
cana-1001	245	19	the	the	DET
cana-1001	245	20	islamic	islamic	ADJ
cana-1001	245	21	financial	financial	ADJ
cana-1001	245	22	system	system	NOUN
cana-1001	245	23	.	.	PUNCT
cana-1001	246	1	journal	journal	NOUN
cana-1001	246	2	of	of	ADP
cana-1001	246	3	open	open	ADJ
cana-1001	246	4	innovation	innovation	NOUN
cana-1001	246	5	:	:	PUNCT
cana-1001	246	6	technology	technology	NOUN
cana-1001	246	7	,	,	PUNCT
cana-1001	246	8	market	market	NOUN
cana-1001	246	9	,	,	PUNCT
cana-1001	246	10	and	and	CCONJ
cana-1001	246	11	complexity	complexity	NOUN
cana-1001	246	12	7	7	NUM
cana-1001	246	13	:	:	SYM
cana-1001	246	14	136	136	NUM
cana-1001	246	15	.	.	PUNCT
cana-1001	247	1	communications	communication	NOUN
cana-1001	247	2	on	on	ADP
cana-1001	247	3	applied	apply	VERB
cana-1001	247	4	nonlinear	nonlinear	ADJ
cana-1001	247	5	analysis	analysis	NOUN
cana-1001	247	6	issn	issn	NOUN
cana-1001	247	7	:	:	PUNCT
cana-1001	247	8	1074	1074	NUM
cana-1001	247	9	-	-	PUNCT
cana-1001	247	10	133x	133x	NUM
cana-1001	247	11	vol	vol	NOUN
cana-1001	247	12	31	31	NUM
cana-1001	247	13	no	no	NOUN
cana-1001	247	14	.	.	PUNCT
cana-1001	248	1	5s	5s	NUM
cana-1001	248	2	(	(	PUNCT
cana-1001	248	3	2024	2024	NUM
cana-1001	248	4	)	)	PUNCT
cana-1001	248	5	90	90	NUM
cana-1001	248	6	https://internationalpubls.com	https://internationalpubls.com	X
cana-1001	249	1	[	[	X
cana-1001	249	2	13	13	NUM
cana-1001	249	3	]	]	PUNCT
cana-1001	249	4	shin	shin	NOUN
cana-1001	249	5	,	,	PUNCT
cana-1001	249	6	yong	yong	PROPN
cana-1001	249	7	j.	j.	PROPN
cana-1001	249	8	,	,	PUNCT
cana-1001	249	9	and	and	CCONJ
cana-1001	249	10	yongrok	yongrok	ADP
cana-1001	249	11	choi	choi	NOUN
cana-1001	249	12	.	.	PUNCT
cana-1001	250	1	2019	2019	NUM
cana-1001	250	2	.	.	PUNCT
cana-1001	251	1	feasibility	feasibility	NOUN
cana-1001	251	2	of	of	ADP
cana-1001	251	3	the	the	DET
cana-1001	251	4	fintech	fintech	NOUN
cana-1001	251	5	industry	industry	NOUN
cana-1001	251	6	as	as	ADP
cana-1001	251	7	an	an	DET
cana-1001	251	8	innovation	innovation	NOUN
cana-1001	251	9	platform	platform	NOUN
cana-1001	251	10	for	for	ADP
cana-1001	251	11	sustainable	sustainable	ADJ
cana-1001	251	12	economic	economic	ADJ
cana-1001	251	13	growth	growth	NOUN
cana-1001	251	14	in	in	ADP
cana-1001	251	15	korea	korea	PROPN
cana-1001	251	16	.	.	PUNCT
cana-1001	252	1	sustainability	sustainability	NOUN
cana-1001	252	2	11	11	NUM
cana-1001	252	3	:	:	PUNCT
cana-1001	252	4	5351	5351	NUM
cana-1001	252	5	.	.	PUNCT
cana-1001	253	1	[	[	X
cana-1001	253	2	14	14	NUM
cana-1001	253	3	]	]	SYM
cana-1001	253	4	stern	stern	ADJ
cana-1001	253	5	,	,	PUNCT
cana-1001	253	6	caroline	caroline	PROPN
cana-1001	253	7	,	,	PUNCT
cana-1001	253	8	mikko	mikko	PROPN
cana-1001	253	9	makinen	makinen	NOUN
cana-1001	253	10	,	,	PUNCT
cana-1001	253	11	and	and	CCONJ
cana-1001	253	12	zongxin	zongxin	PROPN
cana-1001	253	13	qian	qian	PROPN
cana-1001	253	14	.	.	PROPN
cana-1001	254	1	2017	2017	NUM
cana-1001	254	2	.	.	PUNCT
cana-1001	255	1	fintechs	fintech	NOUN
cana-1001	255	2	in	in	ADP
cana-1001	255	3	china	china	PROPN
cana-1001	255	4	—	—	PUNCT
cana-1001	255	5	with	with	ADP
cana-1001	255	6	a	a	DET
cana-1001	255	7	special	special	ADJ
cana-1001	255	8	focus	focus	NOUN
cana-1001	255	9	on	on	ADP
cana-1001	255	10	peer	peer	NOUN
cana-1001	255	11	to	to	ADP
cana-1001	255	12	peer	peer	NOUN
cana-1001	255	13	lending	lending	NOUN
cana-1001	255	14	.	.	PUNCT
cana-1001	256	1	journal	journal	PROPN
cana-1001	256	2	of	of	ADP
cana-1001	256	3	chinese	chinese	ADJ
cana-1001	256	4	economic	economic	ADJ
cana-1001	256	5	and	and	CCONJ
cana-1001	256	6	foreign	foreign	ADJ
cana-1001	256	7	trade	trade	NOUN
cana-1001	256	8	studies	study	NOUN
cana-1001	256	9	10	10	NUM
cana-1001	256	10	:	:	PUNCT
cana-1001	256	11	215–28	215–28	NUM
cana-1001	256	12	.	.	PUNCT
cana-1001	257	1	[	[	X
cana-1001	257	2	15	15	NUM
cana-1001	257	3	]	]	PUNCT
cana-1001	257	4	saksonova	saksonova	PROPN
cana-1001	257	5	,	,	PUNCT
cana-1001	257	6	svetlana	svetlana	PROPN
cana-1001	257	7	,	,	PUNCT
cana-1001	257	8	and	and	CCONJ
cana-1001	257	9	irina	irina	PROPN
cana-1001	257	10	kuzmina	kuzmina	PROPN
cana-1001	257	11	-	-	PUNCT
cana-1001	257	12	merlino	merlino	PROPN
cana-1001	257	13	.	.	PROPN
cana-1001	257	14	2017	2017	NUM
cana-1001	257	15	.	.	PUNCT
cana-1001	258	1	fintech	fintech	NOUN
cana-1001	258	2	as	as	ADP
cana-1001	258	3	financial	financial	ADJ
cana-1001	258	4	innovation	innovation	NOUN
cana-1001	258	5	—	—	PUNCT
cana-1001	258	6	the	the	DET
cana-1001	258	7	possibilities	possibility	NOUN
cana-1001	258	8	and	and	CCONJ
cana-1001	258	9	problems	problem	NOUN
cana-1001	258	10	of	of	ADP
cana-1001	258	11	implementation	implementation	NOUN
cana-1001	258	12	.	.	PUNCT
cana-1001	259	1	european	european	ADJ
cana-1001	259	2	research	research	PROPN
cana-1001	259	3	studies	studies	PROPN
cana-1001	259	4	journal	journal	NOUN
cana-1001	259	5	20	20	NUM
cana-1001	259	6	:	:	PUNCT
cana-1001	259	7	961–73	961–73	NUM
cana-1001	259	8	.	.	PUNCT
cana-1001	260	1	[	[	X
cana-1001	260	2	16	16	NUM
cana-1001	260	3	]	]	X
cana-1001	260	4	wonglimpiyarat	wonglimpiyarat	PROPN
cana-1001	260	5	,	,	PUNCT
cana-1001	260	6	jarunee	jarunee	NOUN
cana-1001	260	7	.	.	PUNCT
cana-1001	261	1	2017a	2017a	NUM
cana-1001	261	2	.	.	PUNCT
cana-1001	262	1	fintech	fintech	NOUN
cana-1001	262	2	banking	banking	NOUN
cana-1001	262	3	industry	industry	NOUN
cana-1001	262	4	:	:	PUNCT
cana-1001	262	5	a	a	DET
cana-1001	262	6	systemic	systemic	ADJ
cana-1001	262	7	approach	approach	NOUN
cana-1001	262	8	.	.	PUNCT
cana-1001	263	1	foresight	foresight	NOUN
cana-1001	263	2	19	19	NUM
cana-1001	263	3	:	:	PUNCT
cana-1001	263	4	590–603	590–603	NUM
cana-1001	263	5	.	.	PUNCT
cana-1001	264	1	[	[	X
cana-1001	264	2	17	17	NUM
cana-1001	264	3	]	]	X
cana-1001	264	4	wang	wang	PROPN
cana-1001	264	5	,	,	PUNCT
cana-1001	264	6	shiji	shiji	PROPN
cana-1001	264	7	.	.	PUNCT
cana-1001	264	8	2021	2021	NUM
cana-1001	264	9	.	.	PUNCT
cana-1001	265	1	opportunities	opportunity	NOUN
cana-1001	265	2	of	of	ADP
cana-1001	265	3	financial	financial	ADJ
cana-1001	265	4	technology	technology	NOUN
cana-1001	265	5	under	under	ADP
cana-1001	265	6	the	the	DET
cana-1001	265	7	impact	impact	NOUN
cana-1001	265	8	of	of	ADP
cana-1001	265	9	covid-19	covid-19	PROPN
cana-1001	265	10	.	.	PUNCT
cana-1001	265	11	paper	paper	NOUN
cana-1001	265	12	presented	present	VERB
cana-1001	265	13	at	at	ADP
cana-1001	265	14	6th	6th	ADJ
cana-1001	265	15	international	international	ADJ
cana-1001	265	16	conference	conference	NOUN
cana-1001	265	17	on	on	ADP
cana-1001	265	18	financial	financial	ADJ
cana-1001	265	19	innovation	innovation	NOUN
cana-1001	265	20	and	and	CCONJ
cana-1001	265	21	economic	economic	ADJ
cana-1001	265	22	development	development	NOUN
cana-1001	265	23	(	(	PUNCT
cana-1001	265	24	icfied	icfie	VERB
cana-1001	265	25	2021	2021	NUM
cana-1001	265	26	)	)	PUNCT
cana-1001	265	27	,	,	PUNCT
cana-1001	265	28	online	online	INTJ
cana-1001	265	29	,	,	PUNCT
cana-1001	265	30	january	january	PROPN
cana-1001	265	31	29	29	NUM
cana-1001	265	32	–	–	PUNCT
cana-1001	265	33	31	31	NUM
cana-1001	265	34	;	;	PUNCT
cana-1001	265	35	pp	pp	NUM
cana-1001	265	36	.	.	PUNCT
cana-1001	266	1	529–32	529–32	NOUN
cana-1001	266	2	.	.	PUNCT
cana-1001	267	1	[	[	X
cana-1001	267	2	18	18	NUM
cana-1001	267	3	]	]	X
cana-1001	267	4	zhang	zhang	PROPN
cana-1001	267	5	,	,	PUNCT
cana-1001	267	6	yuming	yuming	PROPN
cana-1001	267	7	,	,	PUNCT
cana-1001	267	8	chao	chao	PROPN
cana-1001	267	9	xing	xing	PROPN
cana-1001	267	10	,	,	PUNCT
cana-1001	267	11	and	and	CCONJ
cana-1001	267	12	xiaohan	xiaohan	PROPN
cana-1001	267	13	guo	guo	PROPN
cana-1001	267	14	.	.	PUNCT
cana-1001	267	15	2022	2022	NUM
cana-1001	267	16	.	.	PUNCT
cana-1001	268	1	the	the	DET
cana-1001	268	2	shielding	shielding	NOUN
cana-1001	268	3	effect	effect	NOUN
cana-1001	268	4	of	of	ADP
cana-1001	268	5	access	access	NOUN
cana-1001	268	6	to	to	ADP
cana-1001	268	7	finance	finance	NOUN
cana-1001	268	8	on	on	ADP
cana-1001	268	9	small	small	ADJ
cana-1001	268	10	and	and	CCONJ
cana-1001	268	11	medium	medium	ADJ
cana-1001	268	12	-	-	PUNCT
cana-1001	268	13	sized	sized	ADJ
cana-1001	268	14	enterprises	enterprise	NOUN
cana-1001	268	15	during	during	ADP
cana-1001	268	16	the	the	DET
cana-1001	268	17	covi	covi	NOUN
cana-1001	268	18	id-19	id-19	ADP
cana-1001	268	19	crisis	crisis	NOUN
cana-1001	268	20	:	:	PUNCT
cana-1001	268	21	comparing	compare	VERB
cana-1001	268	22	fintech	fintech	NOUN
cana-1001	268	23	and	and	CCONJ
cana-1001	268	24	traditional	traditional	ADJ
cana-1001	268	25	finance	finance	NOUN
cana-1001	268	26	.	.	PUNCT
cana-1001	269	1	emerging	emerge	VERB
cana-1001	269	2	markets	market	NOUN
cana-1001	269	3	finance	finance	NOUN
cana-1001	269	4	and	and	CCONJ
cana-1001	269	5	trade	trade	NOUN
cana-1001	269	6	,	,	PUNCT
cana-1001	269	7	1–15	1–15	NUM
cana-1001	269	8	.	.	PUNCT
cana-1001	270	1	[	[	X
cana-1001	270	2	19	19	NUM
cana-1001	270	3	]	]	X
cana-1001	270	4	kumar	kumar	PROPN
cana-1001	270	5	,	,	PUNCT
cana-1001	270	6	m.	m.	NOUN
cana-1001	270	7	sunil	sunil	PROPN
cana-1001	270	8	,	,	PUNCT
cana-1001	270	9	et	et	PROPN
cana-1001	270	10	al	al	PROPN
cana-1001	270	11	.	.	PUNCT
cana-1001	271	1	"	"	PUNCT
cana-1001	271	2	enhancing	enhance	VERB
cana-1001	271	3	sentiment	sentiment	NOUN
cana-1001	271	4	analysis	analysis	NOUN
cana-1001	271	5	with	with	ADP
cana-1001	271	6	an	an	DET
cana-1001	271	7	attentionbased	attentionbase	VERB
cana-1001	271	8	machine	machine	NOUN
cana-1001	271	9	learning	learning	NOUN
cana-1001	271	10	model	model	NOUN
cana-1001	271	11	.	.	PUNCT
cana-1001	271	12	"	"	PUNCT
cana-1001	272	1	2023	2023	NUM
cana-1001	272	2	3rd	3rd	ADJ
cana-1001	272	3	international	international	ADJ
cana-1001	272	4	conference	conference	NOUN
cana-1001	272	5	on	on	ADP
cana-1001	272	6	technological	technological	ADJ
cana-1001	272	7	advancements	advancement	NOUN
cana-1001	272	8	in	in	ADP
cana-1001	272	9	computational	computational	ADJ
cana-1001	272	10	sciences	science	NOUN
cana-1001	272	11	(	(	PUNCT
cana-1001	272	12	ictacs	ictac	NOUN
cana-1001	272	13	)	)	PUNCT
cana-1001	272	14	.	.	PUNCT
cana-1001	273	1	ieee	ieee	NOUN
cana-1001	273	2	,	,	PUNCT
cana-1001	273	3	2023	2023	NUM
cana-1001	273	4	.	.	PUNCT
cana-1001	274	1	[	[	X
cana-1001	274	2	20	20	NUM
cana-1001	274	3	]	]	SYM
cana-1001	274	4	natarajan	natarajan	PROPN
cana-1001	274	5	,	,	PUNCT
cana-1001	274	6	v.	v.	PROPN
cana-1001	274	7	anantha	anantha	PROPN
cana-1001	274	8	,	,	PUNCT
cana-1001	274	9	and	and	CCONJ
cana-1001	274	10	m.	m.	PROPN
cana-1001	274	11	sunil	sunil	PROPN
cana-1001	274	12	kumar	kumar	PROPN
cana-1001	274	13	.	.	PUNCT
cana-1001	275	1	"	"	PUNCT
cana-1001	275	2	improving	improve	VERB
cana-1001	275	3	qos	qos	NOUN
cana-1001	275	4	in	in	ADP
cana-1001	275	5	wireless	wireless	ADJ
cana-1001	275	6	sensor	sensor	NOUN
cana-1001	275	7	network	network	NOUN
cana-1001	275	8	routing	routing	NOUN
cana-1001	275	9	using	use	VERB
cana-1001	275	10	machine	machine	NOUN
cana-1001	275	11	learning	learn	VERB
cana-1001	275	12	techniques	technique	NOUN
cana-1001	275	13	.	.	PUNCT
cana-1001	275	14	"	"	PUNCT
cana-1001	276	1	2023	2023	NUM
cana-1001	276	2	international	international	ADJ
cana-1001	276	3	conference	conference	NOUN
cana-1001	276	4	on	on	ADP
cana-1001	276	5	networking	networking	NOUN
cana-1001	276	6	and	and	CCONJ
cana-1001	276	7	communications	communication	NOUN
cana-1001	276	8	(	(	PUNCT
cana-1001	276	9	icnwc	icnwc	NOUN
cana-1001	276	10	)	)	PUNCT
cana-1001	276	11	.	.	PUNCT
cana-1001	277	1	ieee	ieee	NOUN
cana-1001	277	2	,	,	PUNCT
cana-1001	277	3	2023	2023	NUM
cana-1001	277	4	.	.	PUNCT
cana-1001	278	1	[	[	X
cana-1001	278	2	21	21	NUM
cana-1001	278	3	]	]	X
cana-1001	278	4	ganesh	ganesh	PROPN
cana-1001	278	5	,	,	PUNCT
cana-1001	278	6	d.	d.	PROPN
cana-1001	278	7	,	,	PUNCT
cana-1001	278	8	et	et	PROPN
cana-1001	278	9	al	al	PROPN
cana-1001	278	10	.	.	PUNCT
cana-1001	279	1	"	"	PUNCT
cana-1001	279	2	implementation	implementation	NOUN
cana-1001	279	3	of	of	ADP
cana-1001	279	4	novel	novel	ADJ
cana-1001	279	5	machine	machine	NOUN
cana-1001	279	6	learning	learn	VERB
cana-1001	279	7	methods	method	NOUN
cana-1001	279	8	for	for	ADP
cana-1001	279	9	analysis	analysis	NOUN
cana-1001	279	10	and	and	CCONJ
cana-1001	279	11	detection	detection	NOUN
cana-1001	279	12	of	of	ADP
cana-1001	279	13	fake	fake	ADJ
cana-1001	279	14	reviews	review	NOUN
cana-1001	279	15	in	in	ADP
cana-1001	279	16	social	social	ADJ
cana-1001	279	17	media	medium	NOUN
cana-1001	279	18	.	.	PUNCT
cana-1001	279	19	"	"	PUNCT
cana-1001	280	1	2023	2023	NUM
cana-1001	280	2	international	international	ADJ
cana-1001	280	3	conference	conference	NOUN
cana-1001	280	4	on	on	ADP
cana-1001	280	5	sustainable	sustainable	ADJ
cana-1001	280	6	computing	computing	NOUN
cana-1001	280	7	and	and	CCONJ
cana-1001	280	8	data	datum	NOUN
cana-1001	280	9	communication	communication	NOUN
cana-1001	280	10	systems	system	NOUN
cana-1001	280	11	(	(	PUNCT
cana-1001	280	12	icscds	icscds	PROPN
cana-1001	280	13	)	)	PUNCT
cana-1001	280	14	.	.	PUNCT
cana-1001	281	1	ieee	ieee	NOUN
cana-1001	281	2	,	,	PUNCT
cana-1001	281	3	2023	2023	NUM
cana-1001	281	4	.	.	PUNCT
cana-1001	282	1	[	[	X
cana-1001	282	2	22	22	NUM
cana-1001	282	3	]	]	X
cana-1001	282	4	godala	godala	NOUN
cana-1001	282	5	,	,	PUNCT
cana-1001	282	6	sravanthi	sravanthi	ADJ
cana-1001	282	7	,	,	PUNCT
cana-1001	282	8	and	and	CCONJ
cana-1001	282	9	m.	m.	PROPN
cana-1001	282	10	sunil	sunil	PROPN
cana-1001	282	11	kumar	kumar	PROPN
cana-1001	282	12	.	.	PUNCT
cana-1001	283	1	"	"	PUNCT
cana-1001	283	2	a	a	DET
cana-1001	283	3	weight	weight	NOUN
cana-1001	283	4	optimized	optimize	VERB
cana-1001	283	5	deep	deep	ADJ
cana-1001	283	6	learning	learning	NOUN
cana-1001	283	7	model	model	NOUN
cana-1001	283	8	for	for	ADP
cana-1001	283	9	cluster	cluster	NOUN
cana-1001	283	10	based	base	VERB
cana-1001	283	11	intrusion	intrusion	NOUN
cana-1001	283	12	detection	detection	NOUN
cana-1001	283	13	system	system	NOUN
cana-1001	283	14	.	.	PUNCT
cana-1001	283	15	"	"	PUNCT
cana-1001	284	1	optical	optical	ADJ
cana-1001	284	2	and	and	CCONJ
cana-1001	284	3	quantum	quantum	ADJ
cana-1001	284	4	electronics	electronic	NOUN
cana-1001	284	5	55.14	55.14	NUM
cana-1001	284	6	(	(	PUNCT
cana-1001	284	7	2023	2023	NUM
cana-1001	284	8	):	):	PUNCT
cana-1001	284	9	1224	1224	NUM
cana-1001	284	10	.	.	PUNCT
cana-1001	285	1	[	[	X
cana-1001	285	2	23	23	NUM
cana-1001	285	3	]	]	X
cana-1001	285	4	sangamithra	sangamithra	PROPN
cana-1001	285	5	,	,	PUNCT
cana-1001	285	6	b.	b.	PROPN
cana-1001	285	7	,	,	PUNCT
cana-1001	285	8	be	be	AUX
cana-1001	285	9	manjunath	manjunath	PROPN
cana-1001	285	10	swamy	swamy	PROPN
cana-1001	285	11	,	,	PUNCT
cana-1001	285	12	and	and	CCONJ
cana-1001	285	13	m.	m.	PROPN
cana-1001	285	14	sunil	sunil	PROPN
cana-1001	285	15	kumar	kumar	PROPN
cana-1001	285	16	.	.	PUNCT
cana-1001	286	1	"	"	PUNCT
cana-1001	286	2	evaluating	evaluate	VERB
cana-1001	286	3	the	the	DET
cana-1001	286	4	effectiveness	effectiveness	NOUN
cana-1001	286	5	of	of	ADP
cana-1001	286	6	rnn	rnn	NOUN
cana-1001	286	7	and	and	CCONJ
cana-1001	286	8	its	its	PRON
cana-1001	286	9	variants	variant	NOUN
cana-1001	286	10	for	for	ADP
cana-1001	286	11	personalized	personalized	ADJ
cana-1001	286	12	web	web	NOUN
cana-1001	286	13	search	search	NOUN
cana-1001	286	14	.	.	PUNCT
cana-1001	286	15	"	"	PUNCT
cana-1001	287	1	optical	optical	ADJ
cana-1001	287	2	and	and	CCONJ
cana-1001	287	3	quantum	quantum	ADJ
cana-1001	287	4	electronics	electronic	NOUN
cana-1001	287	5	55.13	55.13	NUM
cana-1001	287	6	(	(	PUNCT
cana-1001	287	7	2023	2023	NUM
cana-1001	287	8	):	):	PUNCT
cana-1001	287	9	1202	1202	NUM
cana-1001	287	10	.	.	PUNCT
cana-1001	288	1	[	[	X
cana-1001	288	2	24	24	NUM
cana-1001	288	3	]	]	X
cana-1001	288	4	anifa	anifa	PROPN
cana-1001	288	5	,	,	PUNCT
cana-1001	288	6	mansurali	mansurali	PROPN
cana-1001	288	7	,	,	PUNCT
cana-1001	288	8	swamynathan	swamynathan	ADV
cana-1001	288	9	ramakrishnan	ramakrishnan	PROPN
cana-1001	288	10	,	,	PUNCT
cana-1001	288	11	shanmugan	shanmugan	PROPN
cana-1001	288	12	joghee	joghee	PROPN
cana-1001	288	13	,	,	PUNCT
cana-1001	288	14	sajal	sajal	ADJ
cana-1001	288	15	kabiraj	kabiraj	VERB
cana-1001	288	16	,	,	PUNCT
cana-1001	288	17	and	and	CCONJ
cana-1001	288	18	malini	malini	PROPN
cana-1001	288	19	mittal	mittal	PROPN
cana-1001	288	20	bishnoi	bishnoi	PROPN
cana-1001	288	21	.	.	PUNCT
cana-1001	289	1	2022	2022	NUM
cana-1001	289	2	.	.	PUNCT
cana-1001	290	1	fintech	fintech	NOUN
cana-1001	290	2	innovations	innovation	NOUN
cana-1001	290	3	in	in	ADP
cana-1001	290	4	the	the	DET
cana-1001	290	5	financial	financial	ADJ
cana-1001	290	6	service	service	NOUN
cana-1001	290	7	industry	industry	NOUN
cana-1001	290	8	.	.	PUNCT
cana-1001	291	1	journal	journal	NOUN
cana-1001	291	2	of	of	ADP
cana-1001	291	3	risk	risk	NOUN
cana-1001	291	4	and	and	CCONJ
cana-1001	291	5	financial	financial	ADJ
cana-1001	291	6	management	management	NOUN
cana-1001	291	7	15	15	NUM
cana-1001	291	8	:	:	SYM
cana-1001	291	9	287	287	NUM
cana-1001	291	10	.	.	PUNCT
cana-1001	292	1	[	[	X
cana-1001	292	2	25	25	NUM
cana-1001	292	3	]	]	PUNCT
cana-1001	292	4	mercurius	mercurius	PROPN
cana-1001	292	5	broto	broto	PROPN
cana-1001	292	6	legowo	legowo	PROPN
cana-1001	292	7	,	,	PUNCT
cana-1001	292	8	steph	steph	PROPN
cana-1001	292	9	subanidja	subanidja	PROPN
cana-1001	292	10	,	,	PUNCT
cana-1001	292	11	fangky	fangky	PROPN
cana-1001	292	12	antoneus	antoneus	PROPN
cana-1001	292	13	sorongan	sorongan	NOUN
cana-1001	292	14	role	role	NOUN
cana-1001	292	15	of	of	ADP
cana-1001	292	16	fintech	fintech	NOUN
cana-1001	292	17	mechanism	mechanism	NOUN
cana-1001	292	18	to	to	ADP
cana-1001	292	19	technological	technological	ADJ
cana-1001	292	20	innovation	innovation	NOUN
cana-1001	292	21	:	:	PUNCT
cana-1001	292	22	a	a	DET
cana-1001	292	23	conceptual	conceptual	ADJ
cana-1001	292	24	framework	framework	NOUN
cana-1001	292	25	.	.	PUNCT
cana-1001	293	1	journal	journal	NOUN
cana-1001	293	2	of	of	ADP
cana-1001	293	3	international	international	ADJ
cana-1001	293	4	journal	journal	NOUN
cana-1001	293	5	of	of	ADP
cana-1001	293	6	innovative	innovative	ADJ
cana-1001	293	7	science	science	NOUN
cana-1001	293	8	and	and	CCONJ
cana-1001	293	9	research	research	NOUN
cana-1001	293	10	technology	technology	NOUN
cana-1001	293	11	issn	issn	VERB
cana-1001	293	12	no	no	NOUN
cana-1001	293	13	:	:	PUNCT
cana-1001	293	14	-2456	-2456	NOUN
cana-1001	293	15	-	-	PUNCT
cana-1001	293	16	2165	2165	NUM
cana-1001	293	17	.	.	PUNCT
cana-1001	294	1	[	[	X
cana-1001	294	2	26	26	NUM
cana-1001	294	3	]	]	X
cana-1001	294	4	dr	dr	PROPN
cana-1001	294	5	.	.	PROPN
cana-1001	294	6	l.	l.	PROPN
cana-1001	294	7	kuladeep	kuladeep	PROPN
cana-1001	294	8	kumar	kumar	PROPN
cana-1001	294	9	,	,	PUNCT
cana-1001	294	10	dr	dr	PROPN
cana-1001	294	11	.	.	PROPN
cana-1001	294	12	m.	m.	PROPN
cana-1001	294	13	kethan	kethan	PROPN
cana-1001	294	14	,	,	PUNCT
cana-1001	294	15	mr	mr	PROPN
cana-1001	294	16	.	.	PROPN
cana-1001	294	17	mahabub	mahabub	PROPN
cana-1001	294	18	basha	basha	PROPN
cana-1001	294	19	s	s	PROPN
cana-1001	294	20	,	,	PUNCT
cana-1001	294	21	dr	dr	PROPN
cana-1001	294	22	.	.	PROPN
cana-1001	294	23	t.	t.	PROPN
cana-1001	294	24	jaggaiah(2023	jaggaiah(2023	PROPN
cana-1001	294	25	)	)	PUNCT
cana-1001	294	26	.	.	PUNCT
cana-1001	295	1	the	the	DET
cana-1001	295	2	emergence	emergence	NOUN
cana-1001	295	3	of	of	ADP
cana-1001	295	4	the	the	DET
cana-1001	295	5	fintech	fintech	NOUN
cana-1001	295	6	market	market	NOUN
cana-1001	295	7	:	:	PUNCT
cana-1001	295	8	opportunities	opportunity	NOUN
cana-1001	295	9	and	and	CCONJ
cana-1001	295	10	challenges	challenge	NOUN
cana-1001	295	11	.	.	PUNCT
cana-1001	296	1	(	(	PUNCT
cana-1001	296	2	2023	2023	NUM
cana-1001	296	3	)	)	PUNCT
cana-1001	296	4	.	.	PUNCT
cana-1001	297	1	journal	journal	PROPN
cana-1001	297	2	of	of	ADP
cana-1001	297	3	research	research	PROPN
cana-1001	297	4	administration	administration	NOUN
cana-1001	297	5	,	,	PUNCT
cana-1001	297	6	5(2	5(2	NUM
cana-1001	297	7	)	)	PUNCT
cana-1001	297	8	,	,	PUNCT
cana-1001	297	9	9445	9445	NUM
cana-1001	297	10	-	-	SYM
cana-1001	297	11	9456	9456	NUM
cana-1001	297	12	.	.	PUNCT