id	sid	tid	token	lemma	pos
cana-314	1	1	communications	communication	NOUN
cana-314	1	2	on	on	ADP
cana-314	1	3	applied	apply	VERB
cana-314	1	4	nonlinear	nonlinear	ADJ
cana-314	1	5	analysis	analysis	NOUN
cana-314	1	6	issn	issn	NOUN
cana-314	1	7	:	:	PUNCT
cana-314	1	8	1074	1074	NUM
cana-314	1	9	-	-	PUNCT
cana-314	1	10	133x	133x	NUM
cana-314	1	11	vol	vol	NOUN
cana-314	1	12	30	30	NUM
cana-314	1	13	no	no	NOUN
cana-314	1	14	.	.	NOUN
cana-314	1	15	4	4	NUM
cana-314	1	16	(	(	PUNCT
cana-314	1	17	2023	2023	NUM
cana-314	1	18	)	)	PUNCT
cana-314	1	19	146	146	NUM
cana-314	1	20	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	1	21	statistical	statistical	ADJ
cana-314	1	22	analysis	analysis	NOUN
cana-314	1	23	of	of	ADP
cana-314	1	24	financial	financial	ADJ
cana-314	1	25	choices	choice	NOUN
cana-314	1	26	among	among	ADP
cana-314	1	27	working	work	VERB
cana-314	1	28	women	woman	NOUN
cana-314	1	29	in	in	ADP
cana-314	1	30	higher	high	ADJ
cana-314	1	31	education	education	NOUN
cana-314	1	32	:	:	PUNCT
cana-314	1	33	a	a	DET
cana-314	1	34	mathematical	mathematical	ADJ
cana-314	1	35	modeling	modeling	NOUN
cana-314	1	36	approach	approach	NOUN
cana-314	1	37	girish	girish	PROPN
cana-314	1	38	chhimwal1	chhimwal1	PROPN
cana-314	1	39	,	,	PUNCT
cana-314	1	40	sandhya	sandhya	PROPN
cana-314	1	41	sinha2	sinha2	NOUN
cana-314	1	42	1	1	NUM
cana-314	1	43	research	research	NOUN
cana-314	1	44	scholar	scholar	NOUN
cana-314	1	45	,	,	PUNCT
cana-314	1	46	maharishi	maharishi	PROPN
cana-314	1	47	university	university	PROPN
cana-314	1	48	of	of	ADP
cana-314	1	49	information	information	NOUN
cana-314	1	50	technology	technology	NOUN
cana-314	1	51	,	,	PUNCT
cana-314	1	52	lucknow	lucknow	PROPN
cana-314	1	53	,	,	PUNCT
cana-314	1	54	india	india	PROPN
cana-314	1	55	2	2	NUM
cana-314	1	56	associate	associate	NOUN
cana-314	1	57	professor	professor	NOUN
cana-314	1	58	,	,	PUNCT
cana-314	1	59	maharishi	maharishi	PROPN
cana-314	1	60	university	university	PROPN
cana-314	1	61	of	of	ADP
cana-314	1	62	information	information	NOUN
cana-314	1	63	technology	technology	NOUN
cana-314	1	64	,	,	PUNCT
cana-314	1	65	lucknow	lucknow	PROPN
cana-314	1	66	,	,	PUNCT
cana-314	1	67	india	india	PROPN
cana-314	1	68	email	email	NOUN
cana-314	1	69	:	:	PUNCT
cana-314	1	70	girish.chhimwal@gmail.com	girish.chhimwal@gmail.com	X
cana-314	1	71	article	article	NOUN
cana-314	1	72	history	history	NOUN
cana-314	1	73	:	:	PUNCT
cana-314	1	74	received	receive	VERB
cana-314	1	75	:	:	PUNCT
cana-314	1	76	20	20	NUM
cana-314	1	77	-	-	SYM
cana-314	1	78	08	08	NUM
cana-314	1	79	-	-	PUNCT
cana-314	1	80	2023	2023	NUM
cana-314	1	81	revised	revise	VERB
cana-314	1	82	:	:	PUNCT
cana-314	1	83	08	08	NUM
cana-314	1	84	-	-	SYM
cana-314	1	85	10	10	NUM
cana-314	1	86	-	-	PUNCT
cana-314	1	87	2023	2023	NUM
cana-314	1	88	accepted	accept	VERB
cana-314	1	89	:	:	PUNCT
cana-314	1	90	30	30	NUM
cana-314	1	91	-	-	SYM
cana-314	1	92	10	10	NUM
cana-314	1	93	-	-	PUNCT
cana-314	1	94	2023	2023	NUM
cana-314	1	95	abstract	abstract	NOUN
cana-314	1	96	:	:	PUNCT
cana-314	1	97	in	in	ADP
cana-314	1	98	the	the	DET
cana-314	1	99	dynamic	dynamic	ADJ
cana-314	1	100	economic	economic	ADJ
cana-314	1	101	landscape	landscape	NOUN
cana-314	1	102	,	,	PUNCT
cana-314	1	103	the	the	DET
cana-314	1	104	increasing	increase	VERB
cana-314	1	105	significance	significance	NOUN
cana-314	1	106	of	of	ADP
cana-314	1	107	financial	financial	ADJ
cana-314	1	108	behaviours	behaviour	NOUN
cana-314	1	109	and	and	CCONJ
cana-314	1	110	choices	choice	NOUN
cana-314	1	111	of	of	ADP
cana-314	1	112	women	woman	NOUN
cana-314	1	113	in	in	ADP
cana-314	1	114	the	the	DET
cana-314	1	115	higher	high	ADJ
cana-314	1	116	education	education	NOUN
cana-314	1	117	sector	sector	NOUN
cana-314	1	118	is	be	AUX
cana-314	1	119	recognized	recognize	VERB
cana-314	1	120	.	.	PUNCT
cana-314	2	1	a	a	DET
cana-314	2	2	robust	robust	ADJ
cana-314	2	3	mathematical	mathematical	ADJ
cana-314	2	4	modelling	modelling	NOUN
cana-314	2	5	approach	approach	NOUN
cana-314	2	6	is	be	AUX
cana-314	2	7	employed	employ	VERB
cana-314	2	8	in	in	ADP
cana-314	2	9	this	this	DET
cana-314	2	10	study	study	NOUN
cana-314	2	11	to	to	PART
cana-314	2	12	analyze	analyze	VERB
cana-314	2	13	the	the	DET
cana-314	2	14	financial	financial	ADJ
cana-314	2	15	patterns	pattern	NOUN
cana-314	2	16	of	of	ADP
cana-314	2	17	women	woman	NOUN
cana-314	2	18	employed	employ	VERB
cana-314	2	19	in	in	ADP
cana-314	2	20	higher	high	ADJ
cana-314	2	21	education	education	NOUN
cana-314	2	22	institutions	institution	NOUN
cana-314	2	23	(	(	PUNCT
cana-314	2	24	heis	heis	PROPN
cana-314	2	25	)	)	PUNCT
cana-314	2	26	in	in	ADP
cana-314	2	27	india	india	PROPN
cana-314	2	28	,	,	PUNCT
cana-314	2	29	with	with	ADP
cana-314	2	30	their	their	PRON
cana-314	2	31	unique	unique	ADJ
cana-314	2	32	financial	financial	ADJ
cana-314	2	33	challenges	challenge	NOUN
cana-314	2	34	and	and	CCONJ
cana-314	2	35	opportunities	opportunity	NOUN
cana-314	2	36	being	be	AUX
cana-314	2	37	acknowledged	acknowledge	VERB
cana-314	2	38	.	.	PUNCT
cana-314	3	1	their	their	PRON
cana-314	3	2	income	income	NOUN
cana-314	3	3	,	,	PUNCT
cana-314	3	4	savings	saving	NOUN
cana-314	3	5	,	,	PUNCT
cana-314	3	6	expenses	expense	NOUN
cana-314	3	7	,	,	PUNCT
cana-314	3	8	and	and	CCONJ
cana-314	3	9	investment	investment	NOUN
cana-314	3	10	behaviours	behaviour	NOUN
cana-314	3	11	are	be	AUX
cana-314	3	12	examined	examine	VERB
cana-314	3	13	,	,	PUNCT
cana-314	3	14	providing	provide	VERB
cana-314	3	15	a	a	DET
cana-314	3	16	comprehensive	comprehensive	ADJ
cana-314	3	17	view	view	NOUN
cana-314	3	18	of	of	ADP
cana-314	3	19	their	their	PRON
cana-314	3	20	financial	financial	ADJ
cana-314	3	21	situation	situation	NOUN
cana-314	3	22	.	.	PUNCT
cana-314	4	1	various	various	ADJ
cana-314	4	2	statistical	statistical	ADJ
cana-314	4	3	tools	tool	NOUN
cana-314	4	4	and	and	CCONJ
cana-314	4	5	models	model	NOUN
cana-314	4	6	constitute	constitute	VERB
cana-314	4	7	the	the	DET
cana-314	4	8	core	core	NOUN
cana-314	4	9	of	of	ADP
cana-314	4	10	our	our	PRON
cana-314	4	11	methodology	methodology	NOUN
cana-314	4	12	.	.	PUNCT
cana-314	5	1	basic	basic	ADJ
cana-314	5	2	statistical	statistical	ADJ
cana-314	5	3	measures	measure	NOUN
cana-314	5	4	such	such	ADJ
cana-314	5	5	as	as	ADP
cana-314	5	6	mean	mean	ADJ
cana-314	5	7	and	and	CCONJ
cana-314	5	8	median	median	NOUN
cana-314	5	9	are	be	AUX
cana-314	5	10	initiated	initiate	VERB
cana-314	5	11	with	with	ADP
cana-314	5	12	,	,	PUNCT
cana-314	5	13	in	in	ADP
cana-314	5	14	order	order	NOUN
cana-314	5	15	to	to	PART
cana-314	5	16	gain	gain	VERB
cana-314	5	17	an	an	DET
cana-314	5	18	initial	initial	ADJ
cana-314	5	19	understanding	understanding	NOUN
cana-314	5	20	of	of	ADP
cana-314	5	21	their	their	PRON
cana-314	5	22	general	general	ADJ
cana-314	5	23	financial	financial	ADJ
cana-314	5	24	tendencies	tendency	NOUN
cana-314	5	25	.	.	PUNCT
cana-314	6	1	this	this	PRON
cana-314	6	2	is	be	AUX
cana-314	6	3	deemed	deem	VERB
cana-314	6	4	essential	essential	ADJ
cana-314	6	5	for	for	ADP
cana-314	6	6	the	the	DET
cana-314	6	7	establishment	establishment	NOUN
cana-314	6	8	of	of	ADP
cana-314	6	9	a	a	DET
cana-314	6	10	baseline	baseline	ADJ
cana-314	6	11	financial	financial	ADJ
cana-314	6	12	landscape	landscape	NOUN
cana-314	6	13	.	.	PUNCT
cana-314	7	1	dispersion	dispersion	NOUN
cana-314	7	2	measures	measure	NOUN
cana-314	7	3	like	like	ADP
cana-314	7	4	variance	variance	NOUN
cana-314	7	5	and	and	CCONJ
cana-314	7	6	standard	standard	ADJ
cana-314	7	7	deviation	deviation	NOUN
cana-314	7	8	are	be	AUX
cana-314	7	9	subsequently	subsequently	ADV
cana-314	7	10	utilized	utilize	VERB
cana-314	7	11	to	to	PART
cana-314	7	12	assess	assess	VERB
cana-314	7	13	the	the	DET
cana-314	7	14	variability	variability	NOUN
cana-314	7	15	and	and	CCONJ
cana-314	7	16	stability	stability	NOUN
cana-314	7	17	in	in	ADP
cana-314	7	18	their	their	PRON
cana-314	7	19	financial	financial	ADJ
cana-314	7	20	behaviour	behaviour	NOUN
cana-314	7	21	,	,	PUNCT
cana-314	7	22	which	which	PRON
cana-314	7	23	is	be	AUX
cana-314	7	24	crucial	crucial	ADJ
cana-314	7	25	for	for	ADP
cana-314	7	26	understanding	understand	VERB
cana-314	7	27	their	their	PRON
cana-314	7	28	financial	financial	ADJ
cana-314	7	29	risk	risk	NOUN
cana-314	7	30	and	and	CCONJ
cana-314	7	31	stability	stability	NOUN
cana-314	7	32	.	.	PUNCT
cana-314	8	1	linear	linear	ADJ
cana-314	8	2	trend	trend	NOUN
cana-314	8	3	models	model	NOUN
cana-314	8	4	for	for	ADP
cana-314	8	5	time	time	NOUN
cana-314	8	6	series	series	NOUN
cana-314	8	7	analysis	analysis	NOUN
cana-314	8	8	of	of	ADP
cana-314	8	9	income	income	NOUN
cana-314	8	10	and	and	CCONJ
cana-314	8	11	expense	expense	NOUN
cana-314	8	12	patterns	pattern	NOUN
cana-314	8	13	are	be	AUX
cana-314	8	14	included	include	VERB
cana-314	8	15	in	in	ADP
cana-314	8	16	our	our	PRON
cana-314	8	17	analysis	analysis	NOUN
cana-314	8	18	,	,	PUNCT
cana-314	8	19	offering	offer	VERB
cana-314	8	20	insights	insight	NOUN
cana-314	8	21	into	into	ADP
cana-314	8	22	long	long	ADJ
cana-314	8	23	-	-	PUNCT
cana-314	8	24	term	term	NOUN
cana-314	8	25	financial	financial	ADJ
cana-314	8	26	trajectories	trajectory	NOUN
cana-314	8	27	that	that	PRON
cana-314	8	28	are	be	AUX
cana-314	8	29	deemed	deem	VERB
cana-314	8	30	important	important	ADJ
cana-314	8	31	for	for	ADP
cana-314	8	32	strategic	strategic	ADJ
cana-314	8	33	planning	planning	NOUN
cana-314	8	34	and	and	CCONJ
cana-314	8	35	policy	policy	NOUN
cana-314	8	36	making	making	NOUN
cana-314	8	37	.	.	PUNCT
cana-314	9	1	the	the	DET
cana-314	9	2	relationship	relationship	NOUN
cana-314	9	3	between	between	ADP
cana-314	9	4	income	income	NOUN
cana-314	9	5	and	and	CCONJ
cana-314	9	6	expenses	expense	NOUN
cana-314	9	7	is	be	AUX
cana-314	9	8	also	also	ADV
cana-314	9	9	examined	examine	VERB
cana-314	9	10	through	through	ADP
cana-314	9	11	the	the	DET
cana-314	9	12	utilization	utilization	NOUN
cana-314	9	13	of	of	ADP
cana-314	9	14	pearson	pearson	PROPN
cana-314	9	15	’s	’s	PART
cana-314	9	16	correlation	correlation	NOUN
cana-314	9	17	coefficient	coefficient	NOUN
cana-314	9	18	and	and	CCONJ
cana-314	9	19	linear	linear	ADJ
cana-314	9	20	regression	regression	NOUN
cana-314	9	21	models	model	NOUN
cana-314	9	22	,	,	PUNCT
cana-314	9	23	shedding	shed	VERB
cana-314	9	24	light	light	NOUN
cana-314	9	25	on	on	ADP
cana-314	9	26	how	how	SCONJ
cana-314	9	27	changes	change	NOUN
cana-314	9	28	in	in	ADP
cana-314	9	29	income	income	NOUN
cana-314	9	30	affect	affect	VERB
cana-314	9	31	spending	spend	VERB
cana-314	9	32	patterns	pattern	NOUN
cana-314	9	33	.	.	PUNCT
cana-314	10	1	additionally	additionally	ADV
cana-314	10	2	,	,	PUNCT
cana-314	10	3	ratios	ratio	NOUN
cana-314	10	4	such	such	ADJ
cana-314	10	5	as	as	ADP
cana-314	10	6	the	the	DET
cana-314	10	7	expense	expense	NOUN
cana-314	10	8	-	-	PUNCT
cana-314	10	9	to	to	ADP
cana-314	10	10	-	-	PUNCT
cana-314	10	11	income	income	NOUN
cana-314	10	12	and	and	CCONJ
cana-314	10	13	savings	saving	NOUN
cana-314	10	14	ratios	ratio	NOUN
cana-314	10	15	are	be	AUX
cana-314	10	16	calculated	calculate	VERB
cana-314	10	17	,	,	PUNCT
cana-314	10	18	providing	provide	VERB
cana-314	10	19	a	a	DET
cana-314	10	20	nuanced	nuanced	ADJ
cana-314	10	21	perspective	perspective	NOUN
cana-314	10	22	on	on	ADP
cana-314	10	23	financial	financial	ADJ
cana-314	10	24	management	management	NOUN
cana-314	10	25	.	.	PUNCT
cana-314	11	1	higher	high	ADJ
cana-314	11	2	-	-	PUNCT
cana-314	11	3	order	order	NOUN
cana-314	11	4	statistical	statistical	ADJ
cana-314	11	5	measures	measure	NOUN
cana-314	11	6	such	such	ADJ
cana-314	11	7	as	as	ADP
cana-314	11	8	skewness	skewness	NOUN
cana-314	11	9	and	and	CCONJ
cana-314	11	10	kurtosis	kurtosis	NOUN
cana-314	11	11	are	be	AUX
cana-314	11	12	employed	employ	VERB
cana-314	11	13	to	to	PART
cana-314	11	14	facilitate	facilitate	VERB
cana-314	11	15	an	an	DET
cana-314	11	16	understanding	understanding	NOUN
cana-314	11	17	of	of	ADP
cana-314	11	18	the	the	DET
cana-314	11	19	distributional	distributional	ADJ
cana-314	11	20	characteristics	characteristic	NOUN
cana-314	11	21	of	of	ADP
cana-314	11	22	their	their	PRON
cana-314	11	23	financial	financial	ADJ
cana-314	11	24	data	datum	NOUN
cana-314	11	25	.	.	PUNCT
cana-314	12	1	time	time	NOUN
cana-314	12	2	-	-	PUNCT
cana-314	12	3	series	series	NOUN
cana-314	12	4	-	-	PUNCT
cana-314	12	5	specific	specific	ADJ
cana-314	12	6	metrics	metric	NOUN
cana-314	12	7	like	like	ADP
cana-314	12	8	autocorrelation	autocorrelation	NOUN
cana-314	12	9	functions	function	NOUN
cana-314	12	10	and	and	CCONJ
cana-314	12	11	moving	move	VERB
cana-314	12	12	averages	average	NOUN
cana-314	12	13	are	be	AUX
cana-314	12	14	utilized	utilize	VERB
cana-314	12	15	to	to	PART
cana-314	12	16	enrich	enrich	VERB
cana-314	12	17	our	our	PRON
cana-314	12	18	understanding	understanding	NOUN
cana-314	12	19	of	of	ADP
cana-314	12	20	financial	financial	ADJ
cana-314	12	21	trends	trend	NOUN
cana-314	12	22	.	.	PUNCT
cana-314	13	1	finally	finally	ADV
cana-314	13	2	,	,	PUNCT
cana-314	13	3	key	key	ADJ
cana-314	13	4	financial	financial	ADJ
cana-314	13	5	health	health	NOUN
cana-314	13	6	indicators	indicator	NOUN
cana-314	13	7	like	like	ADP
cana-314	13	8	the	the	DET
cana-314	13	9	debt	debt	NOUN
cana-314	13	10	-	-	PUNCT
cana-314	13	11	to	to	ADP
cana-314	13	12	-	-	PUNCT
cana-314	13	13	income	income	NOUN
cana-314	13	14	ratio	ratio	NOUN
cana-314	13	15	and	and	CCONJ
cana-314	13	16	disposable	disposable	ADJ
cana-314	13	17	income	income	NOUN
cana-314	13	18	are	be	AUX
cana-314	13	19	evaluated	evaluate	VERB
cana-314	13	20	,	,	PUNCT
cana-314	13	21	which	which	PRON
cana-314	13	22	are	be	AUX
cana-314	13	23	crucial	crucial	ADJ
cana-314	13	24	for	for	ADP
cana-314	13	25	assessing	assess	VERB
cana-314	13	26	the	the	DET
cana-314	13	27	financial	financial	ADJ
cana-314	13	28	well	well	NOUN
cana-314	13	29	-	-	PUNCT
cana-314	13	30	being	being	NOUN
cana-314	13	31	of	of	ADP
cana-314	13	32	these	these	DET
cana-314	13	33	women	woman	NOUN
cana-314	13	34	.	.	PUNCT
cana-314	14	1	this	this	DET
cana-314	14	2	study	study	NOUN
cana-314	14	3	not	not	PART
cana-314	14	4	only	only	ADV
cana-314	14	5	highlights	highlight	VERB
cana-314	14	6	the	the	DET
cana-314	14	7	current	current	ADJ
cana-314	14	8	financial	financial	ADJ
cana-314	14	9	state	state	NOUN
cana-314	14	10	of	of	ADP
cana-314	14	11	women	woman	NOUN
cana-314	14	12	in	in	ADP
cana-314	14	13	heis	heis	PROPN
cana-314	14	14	in	in	ADP
cana-314	14	15	india	india	PROPN
cana-314	14	16	but	but	CCONJ
cana-314	14	17	also	also	ADV
cana-314	14	18	contributes	contribute	VERB
cana-314	14	19	to	to	ADP
cana-314	14	20	the	the	DET
cana-314	14	21	development	development	NOUN
cana-314	14	22	of	of	ADP
cana-314	14	23	tailored	tailor	VERB
cana-314	14	24	financial	financial	ADJ
cana-314	14	25	programs	program	NOUN
cana-314	14	26	and	and	CCONJ
cana-314	14	27	policies	policy	NOUN
cana-314	14	28	with	with	ADP
cana-314	14	29	the	the	DET
cana-314	14	30	aim	aim	NOUN
cana-314	14	31	of	of	ADP
cana-314	14	32	fostering	foster	VERB
cana-314	14	33	financial	financial	ADJ
cana-314	14	34	stability	stability	NOUN
cana-314	14	35	and	and	CCONJ
cana-314	14	36	growth	growth	NOUN
cana-314	14	37	in	in	ADP
cana-314	14	38	higher	high	ADJ
cana-314	14	39	education	education	NOUN
cana-314	14	40	.	.	PUNCT
cana-314	15	1	keywords	keyword	NOUN
cana-314	15	2	:	:	PUNCT
cana-314	15	3	financial	financial	ADJ
cana-314	15	4	behaviors	behavior	NOUN
cana-314	15	5	,	,	PUNCT
cana-314	15	6	women	woman	NOUN
cana-314	15	7	,	,	PUNCT
cana-314	15	8	higher	high	ADJ
cana-314	15	9	education	education	NOUN
cana-314	15	10	sector	sector	NOUN
cana-314	15	11	,	,	PUNCT
cana-314	15	12	mathematical	mathematical	ADJ
cana-314	15	13	modeling	modeling	NOUN
cana-314	15	14	,	,	PUNCT
cana-314	15	15	financial	financial	ADJ
cana-314	15	16	patterns	pattern	NOUN
cana-314	15	17	,	,	PUNCT
cana-314	15	18	india	india	PROPN
cana-314	15	19	,	,	PUNCT
cana-314	15	20	statistical	statistical	ADJ
cana-314	15	21	tools	tool	NOUN
cana-314	15	22	,	,	PUNCT
cana-314	15	23	income	income	NOUN
cana-314	15	24	,	,	PUNCT
cana-314	15	25	expenses	expense	NOUN
cana-314	15	26	,	,	PUNCT
cana-314	15	27	financial	financial	ADJ
cana-314	15	28	management	management	NOUN
cana-314	15	29	.	.	PUNCT
cana-314	16	1	1	1	X
cana-314	16	2	.	.	X
cana-314	16	3	introduction	introduction	NOUN
cana-314	16	4	today	today	NOUN
cana-314	16	5	's	's	PART
cana-314	16	6	world	world	NOUN
cana-314	16	7	is	be	AUX
cana-314	16	8	highly	highly	ADV
cana-314	16	9	complex	complex	ADJ
cana-314	16	10	when	when	SCONJ
cana-314	16	11	compared	compare	VERB
cana-314	16	12	with	with	ADP
cana-314	16	13	that	that	PRON
cana-314	16	14	of	of	ADP
cana-314	16	15	a	a	DET
cana-314	16	16	generation	generation	NOUN
cana-314	16	17	ago	ago	ADV
cana-314	16	18	in	in	ADP
cana-314	16	19	terms	term	NOUN
cana-314	16	20	of	of	ADP
cana-314	16	21	financial	financial	ADJ
cana-314	16	22	planning	planning	NOUN
cana-314	16	23	.	.	PUNCT
cana-314	17	1	decades	decade	NOUN
cana-314	17	2	ago	ago	ADV
cana-314	17	3	,	,	PUNCT
cana-314	17	4	it	it	PRON
cana-314	17	5	was	be	AUX
cana-314	17	6	easy	easy	ADJ
cana-314	17	7	to	to	PART
cana-314	17	8	maintain	maintain	VERB
cana-314	17	9	current	current	ADJ
cana-314	17	10	and	and	CCONJ
cana-314	17	11	savings	saving	NOUN
cana-314	17	12	account	account	NOUN
cana-314	17	13	at	at	ADP
cana-314	17	14	nearby	nearby	ADV
cana-314	17	15	/	/	SYM
cana-314	17	16	local	local	ADJ
cana-314	17	17	banks	bank	NOUN
cana-314	17	18	.now	.now	NOUN
cana-314	17	19	,	,	PUNCT
cana-314	17	20	consumers	consumer	NOUN
cana-314	17	21	can	can	AUX
cana-314	17	22	easily	easily	ADV
cana-314	17	23	avail	avail	VERB
cana-314	17	24	and	and	CCONJ
cana-314	17	25	differentiate	differentiate	VERB
cana-314	17	26	among	among	ADP
cana-314	17	27	wide	wide	ADJ
cana-314	17	28	variety	variety	NOUN
cana-314	17	29	of	of	ADP
cana-314	17	30	financial	financial	ADJ
cana-314	17	31	products	product	NOUN
cana-314	17	32	and	and	CCONJ
cana-314	17	33	services	service	NOUN
cana-314	17	34	in	in	ADP
cana-314	17	35	the	the	DET
cana-314	17	36	market	market	NOUN
cana-314	17	37	as	as	SCONJ
cana-314	17	38	they	they	PRON
cana-314	17	39	are	be	AUX
cana-314	17	40	are	be	AUX
cana-314	17	41	digital	digital	ADJ
cana-314	17	42	.	.	PUNCT
cana-314	18	1	education	education	NOUN
cana-314	18	2	has	have	AUX
cana-314	18	3	been	be	AUX
cana-314	18	4	integral	integral	ADJ
cana-314	18	5	part	part	NOUN
cana-314	18	6	of	of	ADP
cana-314	18	7	social	social	ADJ
cana-314	18	8	change	change	NOUN
cana-314	18	9	of	of	ADP
cana-314	18	10	any	any	DET
cana-314	18	11	society	society	NOUN
cana-314	18	12	and	and	CCONJ
cana-314	18	13	any	any	DET
cana-314	18	14	nation	nation	NOUN
cana-314	18	15	.	.	PUNCT
cana-314	19	1	[	[	X
cana-314	19	2	1	1	X
cana-314	19	3	]	]	PUNCT
cana-314	19	4	it	it	PRON
cana-314	19	5	is	be	AUX
cana-314	19	6	considered	consider	VERB
cana-314	19	7	as	as	ADP
cana-314	19	8	a	a	DET
cana-314	19	9	powerful	powerful	ADJ
cana-314	19	10	weapon	weapon	NOUN
cana-314	19	11	through	through	ADP
cana-314	19	12	financial	financial	ADJ
cana-314	19	13	knowledge	knowledge	NOUN
cana-314	19	14	and	and	CCONJ
cana-314	19	15	communications	communication	NOUN
cana-314	19	16	on	on	ADP
cana-314	19	17	applied	apply	VERB
cana-314	19	18	nonlinear	nonlinear	ADJ
cana-314	19	19	analysis	analysis	NOUN
cana-314	19	20	issn	issn	NOUN
cana-314	19	21	:	:	PUNCT
cana-314	19	22	1074	1074	NUM
cana-314	19	23	-	-	PUNCT
cana-314	19	24	133x	133x	NUM
cana-314	19	25	vol	vol	NOUN
cana-314	19	26	30	30	NUM
cana-314	19	27	no	no	NOUN
cana-314	19	28	.	.	NOUN
cana-314	19	29	4	4	NUM
cana-314	19	30	(	(	PUNCT
cana-314	19	31	2023	2023	NUM
cana-314	19	32	)	)	PUNCT
cana-314	19	33	147	147	NUM
cana-314	19	34	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	19	35	competencies	competency	NOUN
cana-314	19	36	.	.	PUNCT
cana-314	20	1	it	it	PRON
cana-314	20	2	introduce	introduce	VERB
cana-314	20	3	everyone	everyone	PRON
cana-314	20	4	in	in	ADP
cana-314	20	5	the	the	DET
cana-314	20	6	society	society	NOUN
cana-314	20	7	to	to	ADP
cana-314	20	8	new	new	ADJ
cana-314	20	9	information	information	NOUN
cana-314	20	10	,	,	PUNCT
cana-314	20	11	thoughts	thought	NOUN
cana-314	20	12	,	,	PUNCT
cana-314	20	13	ideas	idea	NOUN
cana-314	20	14	,	,	PUNCT
cana-314	20	15	products	product	NOUN
cana-314	20	16	,	,	PUNCT
cana-314	20	17	services	service	NOUN
cana-314	20	18	,	,	PUNCT
cana-314	20	19	technology	technology	NOUN
cana-314	20	20	etc	etc	X
cana-314	20	21	.	.	X
cana-314	20	22	and	and	CCONJ
cana-314	20	23	helps	help	VERB
cana-314	20	24	in	in	ADP
cana-314	20	25	developing	develop	VERB
cana-314	20	26	the	the	DET
cana-314	20	27	required	require	VERB
cana-314	20	28	skill	skill	NOUN
cana-314	20	29	for	for	ADP
cana-314	20	30	the	the	DET
cana-314	20	31	overall	overall	ADJ
cana-314	20	32	development	development	NOUN
cana-314	20	33	.	.	PUNCT
cana-314	21	1	women	woman	NOUN
cana-314	21	2	’s	’s	PART
cana-314	21	3	plays	play	VERB
cana-314	21	4	a	a	DET
cana-314	21	5	very	very	ADV
cana-314	21	6	vital	vital	ADJ
cana-314	21	7	role	role	NOUN
cana-314	21	8	in	in	ADP
cana-314	21	9	every	every	DET
cana-314	21	10	field	field	NOUN
cana-314	21	11	of	of	ADP
cana-314	21	12	the	the	DET
cana-314	21	13	society	society	NOUN
cana-314	21	14	.	.	PUNCT
cana-314	22	1	women	woman	NOUN
cana-314	22	2	’s	’s	PART
cana-314	22	3	education	education	NOUN
cana-314	22	4	in	in	ADP
cana-314	22	5	terms	term	NOUN
cana-314	22	6	of	of	ADP
cana-314	22	7	financial	financial	ADJ
cana-314	22	8	planning	planning	NOUN
cana-314	22	9	is	be	AUX
cana-314	22	10	very	very	ADV
cana-314	22	11	important	important	ADJ
cana-314	22	12	for	for	ADP
cana-314	22	13	their	their	PRON
cana-314	22	14	social	social	ADJ
cana-314	22	15	upliftment	upliftment	NOUN
cana-314	22	16	and	and	CCONJ
cana-314	22	17	their	their	PRON
cana-314	22	18	standard	standard	NOUN
cana-314	22	19	of	of	ADP
cana-314	22	20	living	living	NOUN
cana-314	22	21	.	.	PUNCT
cana-314	23	1	working	work	VERB
cana-314	23	2	women	woman	NOUN
cana-314	23	3	‘s	‘	NOUN
cana-314	23	4	constitute	constitute	VERB
cana-314	23	5	almost	almost	ADV
cana-314	23	6	half	half	NOUN
cana-314	23	7	of	of	ADP
cana-314	23	8	the	the	DET
cana-314	23	9	human	human	ADJ
cana-314	23	10	race	race	NOUN
cana-314	23	11	.	.	PUNCT
cana-314	24	1	a	a	DET
cana-314	24	2	financially	financially	ADV
cana-314	24	3	literate	literate	ADJ
cana-314	24	4	women	woman	NOUN
cana-314	24	5	knows	know	VERB
cana-314	24	6	very	very	ADV
cana-314	24	7	well	well	ADV
cana-314	24	8	where	where	SCONJ
cana-314	24	9	to	to	PART
cana-314	24	10	invest	invest	VERB
cana-314	24	11	her	her	PRON
cana-314	24	12	money	money	NOUN
cana-314	24	13	.	.	PUNCT
cana-314	25	1	their	their	PRON
cana-314	25	2	savings	saving	NOUN
cana-314	25	3	desire	desire	NOUN
cana-314	25	4	are	be	AUX
cana-314	25	5	different	different	ADJ
cana-314	25	6	as	as	SCONJ
cana-314	25	7	compared	compare	VERB
cana-314	25	8	to	to	ADP
cana-314	25	9	men	man	NOUN
cana-314	25	10	’s	’s	PART
cana-314	25	11	.	.	PUNCT
cana-314	26	1	when	when	SCONJ
cana-314	26	2	they	they	PRON
cana-314	26	3	are	be	AUX
cana-314	26	4	singles	single	NOUN
cana-314	26	5	their	their	PRON
cana-314	26	6	financial	financial	ADJ
cana-314	26	7	planning	planning	NOUN
cana-314	26	8	goals	goal	NOUN
cana-314	26	9	may	may	AUX
cana-314	26	10	vary	vary	VERB
cana-314	26	11	as	as	SCONJ
cana-314	26	12	compared	compare	VERB
cana-314	26	13	to	to	ADP
cana-314	26	14	married	married	ADJ
cana-314	26	15	ones	one	NOUN
cana-314	26	16	.	.	PUNCT
cana-314	27	1	the	the	DET
cana-314	27	2	single	single	ADJ
cana-314	27	3	working	work	VERB
cana-314	27	4	women	woman	NOUN
cana-314	27	5	has	have	VERB
cana-314	27	6	freedom	freedom	NOUN
cana-314	27	7	to	to	PART
cana-314	27	8	experiment	experiment	VERB
cana-314	27	9	with	with	ADP
cana-314	27	10	their	their	PRON
cana-314	27	11	money	money	NOUN
cana-314	27	12	and	and	CCONJ
cana-314	27	13	more	more	ADJ
cana-314	27	14	capacity	capacity	NOUN
cana-314	27	15	to	to	PART
cana-314	27	16	take	take	VERB
cana-314	27	17	risk	risk	NOUN
cana-314	27	18	.	.	PUNCT
cana-314	28	1	whereas	whereas	SCONJ
cana-314	28	2	married	married	ADJ
cana-314	28	3	women	woman	NOUN
cana-314	28	4	has	have	VERB
cana-314	28	5	financial	financial	ADJ
cana-314	28	6	goals	goal	NOUN
cana-314	28	7	like	like	ADP
cana-314	28	8	children	child	NOUN
cana-314	28	9	’s	’s	PART
cana-314	28	10	education	education	NOUN
cana-314	28	11	,	,	PUNCT
cana-314	28	12	marriage	marriage	NOUN
cana-314	28	13	,	,	PUNCT
cana-314	28	14	buying	buy	VERB
cana-314	28	15	a	a	DET
cana-314	28	16	home	home	NOUN
cana-314	28	17	or	or	CCONJ
cana-314	28	18	investing	invest	VERB
cana-314	28	19	in	in	ADP
cana-314	28	20	ancestral	ancestral	ADJ
cana-314	28	21	home	home	NOUN
cana-314	28	22	.	.	PUNCT
cana-314	29	1	financial	financial	ADJ
cana-314	29	2	education	education	NOUN
cana-314	29	3	can	can	AUX
cana-314	29	4	benefit	benefit	VERB
cana-314	29	5	all	all	DET
cana-314	29	6	age	age	NOUN
cana-314	29	7	of	of	ADP
cana-314	29	8	women	woman	NOUN
cana-314	29	9	including	include	VERB
cana-314	29	10	their	their	PRON
cana-314	29	11	income	income	NOUN
cana-314	29	12	level	level	NOUN
cana-314	29	13	whatever	whatever	PRON
cana-314	29	14	they	they	PRON
cana-314	29	15	are	be	AUX
cana-314	29	16	earned	earn	VERB
cana-314	29	17	during	during	ADP
cana-314	29	18	the	the	DET
cana-314	29	19	profession	profession	NOUN
cana-314	29	20	[	[	X
cana-314	29	21	2	2	NUM
cana-314	29	22	]	]	PUNCT
cana-314	29	23	.	.	PUNCT
cana-314	30	1	the	the	DET
cana-314	30	2	single	single	ADJ
cana-314	30	3	working	work	VERB
cana-314	30	4	women	woman	NOUN
cana-314	30	5	invest	invest	VERB
cana-314	30	6	more	more	ADV
cana-314	30	7	in	in	ADP
cana-314	30	8	different	different	ADJ
cana-314	30	9	financial	financial	ADJ
cana-314	30	10	investment	investment	NOUN
cana-314	30	11	avenues	avenue	NOUN
cana-314	30	12	comparatively	comparatively	ADV
cana-314	30	13	married	married	ADJ
cana-314	30	14	working	work	VERB
cana-314	30	15	women	woman	NOUN
cana-314	30	16	as	as	SCONJ
cana-314	30	17	single	single	ADJ
cana-314	30	18	women	woman	NOUN
cana-314	30	19	are	be	AUX
cana-314	30	20	independent	independent	ADJ
cana-314	30	21	,	,	PUNCT
cana-314	30	22	bearing	bear	VERB
cana-314	30	23	less	less	ADJ
cana-314	30	24	responsibility	responsibility	NOUN
cana-314	30	25	,	,	PUNCT
cana-314	30	26	self	self	NOUN
cana-314	30	27	-	-	PUNCT
cana-314	30	28	centric	centric	ADJ
cana-314	30	29	and	and	CCONJ
cana-314	30	30	more	more	ADV
cana-314	30	31	inclined	inclined	ADJ
cana-314	30	32	to	to	ADP
cana-314	30	33	investment	investment	NOUN
cana-314	30	34	for	for	ADP
cana-314	30	35	their	their	PRON
cana-314	30	36	future	future	ADJ
cana-314	30	37	goals	goal	NOUN
cana-314	30	38	.	.	PUNCT
cana-314	31	1	it	it	PRON
cana-314	31	2	may	may	AUX
cana-314	31	3	vary	vary	VERB
cana-314	31	4	if	if	SCONJ
cana-314	31	5	women	woman	NOUN
cana-314	31	6	having	have	VERB
cana-314	31	7	good	good	ADJ
cana-314	31	8	financial	financial	ADJ
cana-314	31	9	knowledge	knowledge	NOUN
cana-314	31	10	,	,	PUNCT
cana-314	31	11	financial	financial	ADJ
cana-314	31	12	support	support	NOUN
cana-314	31	13	and	and	CCONJ
cana-314	31	14	more	more	ADV
cana-314	31	15	widespread	widespread	ADJ
cana-314	31	16	investment	investment	NOUN
cana-314	31	17	autonomy	autonomy	NOUN
cana-314	31	18	for	for	ADP
cana-314	31	19	taking	take	VERB
cana-314	31	20	the	the	DET
cana-314	31	21	financial	financial	ADJ
cana-314	31	22	decision	decision	NOUN
cana-314	31	23	.	.	PUNCT
cana-314	32	1	financial	financial	ADJ
cana-314	32	2	literacy	literacy	NOUN
cana-314	32	3	not	not	PART
cana-314	32	4	only	only	ADV
cana-314	32	5	strengthen	strengthen	VERB
cana-314	32	6	the	the	DET
cana-314	32	7	financial	financial	ADJ
cana-314	32	8	decision	decision	NOUN
cana-314	32	9	but	but	CCONJ
cana-314	32	10	also	also	ADV
cana-314	32	11	an	an	DET
cana-314	32	12	individual	individual	ADJ
cana-314	32	13	women	woman	NOUN
cana-314	32	14	can	can	AUX
cana-314	32	15	learn	learn	VERB
cana-314	32	16	how	how	SCONJ
cana-314	32	17	to	to	PART
cana-314	32	18	save	save	VERB
cana-314	32	19	their	their	PRON
cana-314	32	20	money	money	NOUN
cana-314	32	21	and	and	CCONJ
cana-314	32	22	take	take	VERB
cana-314	32	23	the	the	DET
cana-314	32	24	tax	tax	NOUN
cana-314	32	25	benefits	benefit	NOUN
cana-314	32	26	during	during	ADP
cana-314	32	27	their	their	PRON
cana-314	32	28	income	income	NOUN
cana-314	32	29	tax	tax	NOUN
cana-314	32	30	return	return	NOUN
cana-314	32	31	.financial	.financial	ADP
cana-314	32	32	literacy	literacy	NOUN
cana-314	32	33	help	help	VERB
cana-314	32	34	senior	senior	ADJ
cana-314	32	35	age	age	NOUN
cana-314	32	36	group	group	NOUN
cana-314	32	37	working	work	VERB
cana-314	32	38	women	woman	NOUN
cana-314	32	39	to	to	PART
cana-314	32	40	ensure	ensure	VERB
cana-314	32	41	their	their	PRON
cana-314	32	42	saving	saving	NOUN
cana-314	32	43	for	for	ADP
cana-314	32	44	retirement	retirement	NOUN
cana-314	32	45	,	,	PUNCT
cana-314	32	46	rainy	rainy	ADJ
cana-314	32	47	days	day	NOUN
cana-314	32	48	and	and	CCONJ
cana-314	32	49	taking	take	VERB
cana-314	32	50	the	the	DET
cana-314	32	51	wise	wise	ADJ
cana-314	32	52	investment	investment	NOUN
cana-314	32	53	alternative	alternative	NOUN
cana-314	32	54	for	for	ADP
cana-314	32	55	pension	pension	NOUN
cana-314	32	56	plans	plan	NOUN
cana-314	32	57	and	and	CCONJ
cana-314	32	58	starting	start	VERB
cana-314	32	59	new	new	ADJ
cana-314	32	60	startups	startup	NOUN
cana-314	32	61	if	if	SCONJ
cana-314	32	62	they	they	PRON
cana-314	32	63	feel	feel	VERB
cana-314	32	64	to	to	PART
cana-314	32	65	do	do	VERB
cana-314	32	66	so	so	ADV
cana-314	32	67	.	.	PUNCT
cana-314	33	1	financial	financial	ADJ
cana-314	33	2	literacy	literacy	NOUN
cana-314	33	3	may	may	AUX
cana-314	33	4	affect	affect	VERB
cana-314	33	5	one	one	NUM
cana-314	33	6	’s	’s	PART
cana-314	33	7	quality	quality	NOUN
cana-314	33	8	of	of	ADP
cana-314	33	9	life	life	NOUN
cana-314	33	10	significantly	significantly	ADV
cana-314	33	11	and	and	CCONJ
cana-314	33	12	endure	endure	VERB
cana-314	33	13	more	more	ADV
cana-314	33	14	dependent	dependent	ADJ
cana-314	33	15	in	in	ADP
cana-314	33	16	social	social	ADJ
cana-314	33	17	life	life	NOUN
cana-314	33	18	.	.	PUNCT
cana-314	34	1	subsequently	subsequently	ADV
cana-314	34	2	,	,	PUNCT
cana-314	34	3	financial	financial	ADJ
cana-314	34	4	literacy	literacy	NOUN
cana-314	34	5	,	,	PUNCT
cana-314	34	6	financial	financial	ADJ
cana-314	34	7	decision	decision	NOUN
cana-314	34	8	seems	seem	VERB
cana-314	34	9	to	to	PART
cana-314	34	10	be	be	AUX
cana-314	34	11	everyday	everyday	ADJ
cana-314	34	12	expenditure	expenditure	NOUN
cana-314	34	13	,	,	PUNCT
cana-314	34	14	savings	saving	NOUN
cana-314	34	15	and	and	CCONJ
cana-314	34	16	small	small	ADJ
cana-314	34	17	decision	decision	NOUN
cana-314	34	18	can	can	AUX
cana-314	34	19	make	make	VERB
cana-314	34	20	a	a	DET
cana-314	34	21	vital	vital	ADJ
cana-314	34	22	effect	effect	NOUN
cana-314	34	23	if	if	SCONJ
cana-314	34	24	compounded	compound	VERB
cana-314	34	25	.	.	PUNCT
cana-314	35	1	in	in	ADP
cana-314	35	2	the	the	DET
cana-314	35	3	ever	ever	ADV
cana-314	35	4	-	-	PUNCT
cana-314	35	5	evolving	evolve	VERB
cana-314	35	6	landscape	landscape	NOUN
cana-314	35	7	of	of	ADP
cana-314	35	8	the	the	DET
cana-314	35	9	global	global	ADJ
cana-314	35	10	economy	economy	NOUN
cana-314	35	11	,	,	PUNCT
cana-314	35	12	increasing	increase	VERB
cana-314	35	13	significance	significance	NOUN
cana-314	35	14	has	have	AUX
cana-314	35	15	been	be	AUX
cana-314	35	16	attributed	attribute	VERB
cana-314	35	17	to	to	ADP
cana-314	35	18	the	the	DET
cana-314	35	19	role	role	NOUN
cana-314	35	20	of	of	ADP
cana-314	35	21	women	woman	NOUN
cana-314	35	22	in	in	ADP
cana-314	35	23	the	the	DET
cana-314	35	24	higher	high	ADJ
cana-314	35	25	education	education	NOUN
cana-314	35	26	sector	sector	NOUN
cana-314	35	27	and	and	CCONJ
cana-314	35	28	the	the	DET
cana-314	35	29	assumption	assumption	NOUN
cana-314	35	30	of	of	ADP
cana-314	35	31	increasing	increase	VERB
cana-314	35	32	significance	significance	NOUN
cana-314	35	33	by	by	ADP
cana-314	35	34	their	their	PRON
cana-314	35	35	financial	financial	ADJ
cana-314	35	36	behaviors	behavior	NOUN
cana-314	35	37	and	and	CCONJ
cana-314	35	38	choices	choice	NOUN
cana-314	35	39	.	.	PUNCT
cana-314	36	1	the	the	DET
cana-314	36	2	higher	high	ADJ
cana-314	36	3	education	education	NOUN
cana-314	36	4	institutions	institution	NOUN
cana-314	36	5	(	(	PUNCT
cana-314	36	6	heis	heis	PROPN
cana-314	36	7	)	)	PUNCT
cana-314	36	8	have	have	AUX
cana-314	36	9	been	be	AUX
cana-314	36	10	recognized	recognize	VERB
cana-314	36	11	as	as	ADP
cana-314	36	12	the	the	DET
cana-314	36	13	crucible	crucible	NOUN
cana-314	36	14	of	of	ADP
cana-314	36	15	knowledge	knowledge	NOUN
cana-314	36	16	and	and	CCONJ
cana-314	36	17	intellectual	intellectual	ADJ
cana-314	36	18	development	development	NOUN
cana-314	36	19	,	,	PUNCT
cana-314	36	20	where	where	SCONJ
cana-314	36	21	a	a	DET
cana-314	36	22	pivotal	pivotal	ADJ
cana-314	36	23	role	role	NOUN
cana-314	36	24	is	be	AUX
cana-314	36	25	played	play	VERB
cana-314	36	26	in	in	ADP
cana-314	36	27	shaping	shape	VERB
cana-314	36	28	societies	society	NOUN
cana-314	36	29	and	and	CCONJ
cana-314	36	30	economies	economy	NOUN
cana-314	36	31	.	.	PUNCT
cana-314	37	1	within	within	ADP
cana-314	37	2	this	this	DET
cana-314	37	3	framework	framework	NOUN
cana-314	37	4	,	,	PUNCT
cana-314	37	5	the	the	DET
cana-314	37	6	paramount	paramount	ADJ
cana-314	37	7	importance	importance	NOUN
cana-314	37	8	of	of	ADP
cana-314	37	9	the	the	DET
cana-314	37	10	financial	financial	ADJ
cana-314	37	11	well	well	NOUN
cana-314	37	12	-	-	PUNCT
cana-314	37	13	being	being	NOUN
cana-314	37	14	and	and	CCONJ
cana-314	37	15	management	management	NOUN
cana-314	37	16	of	of	ADP
cana-314	37	17	women	woman	NOUN
cana-314	37	18	working	work	VERB
cana-314	37	19	in	in	ADP
cana-314	37	20	heis	heis	PROPN
cana-314	37	21	has	have	AUX
cana-314	37	22	been	be	AUX
cana-314	37	23	acknowledged	acknowledge	VERB
cana-314	37	24	,	,	PUNCT
cana-314	37	25	not	not	PART
cana-314	37	26	only	only	ADV
cana-314	37	27	for	for	ADP
cana-314	37	28	their	their	PRON
cana-314	37	29	personal	personal	ADJ
cana-314	37	30	prosperity	prosperity	NOUN
cana-314	37	31	but	but	CCONJ
cana-314	37	32	also	also	ADV
cana-314	37	33	for	for	ADP
cana-314	37	34	the	the	DET
cana-314	37	35	broader	broad	ADJ
cana-314	37	36	societal	societal	ADJ
cana-314	37	37	impact	impact	NOUN
cana-314	37	38	.	.	PUNCT
cana-314	38	1	a	a	DET
cana-314	38	2	comprehensive	comprehensive	ADJ
cana-314	38	3	exploration	exploration	NOUN
cana-314	38	4	of	of	ADP
cana-314	38	5	the	the	DET
cana-314	38	6	financial	financial	ADJ
cana-314	38	7	patterns	pattern	NOUN
cana-314	38	8	of	of	ADP
cana-314	38	9	women	woman	NOUN
cana-314	38	10	employed	employ	VERB
cana-314	38	11	in	in	ADP
cana-314	38	12	higher	high	ADJ
cana-314	38	13	education	education	NOUN
cana-314	38	14	institutions	institution	NOUN
cana-314	38	15	in	in	ADP
cana-314	38	16	india	india	PROPN
cana-314	38	17	is	be	AUX
cana-314	38	18	embarked	embark	VERB
cana-314	38	19	upon	upon	SCONJ
cana-314	38	20	by	by	ADP
cana-314	38	21	this	this	DET
cana-314	38	22	study	study	NOUN
cana-314	38	23	.	.	PUNCT
cana-314	39	1	india	india	PROPN
cana-314	39	2	,	,	PUNCT
cana-314	39	3	as	as	ADP
cana-314	39	4	one	one	NUM
cana-314	39	5	of	of	ADP
cana-314	39	6	the	the	DET
cana-314	39	7	world	world	NOUN
cana-314	39	8	's	's	PART
cana-314	39	9	largest	large	ADJ
cana-314	39	10	and	and	CCONJ
cana-314	39	11	most	most	ADV
cana-314	39	12	diverse	diverse	ADJ
cana-314	39	13	countries	country	NOUN
cana-314	39	14	,	,	PUNCT
cana-314	39	15	is	be	AUX
cana-314	39	16	represented	represent	VERB
cana-314	39	17	as	as	ADP
cana-314	39	18	a	a	DET
cana-314	39	19	microcosm	microcosm	NOUN
cana-314	39	20	of	of	ADP
cana-314	39	21	the	the	DET
cana-314	39	22	global	global	ADJ
cana-314	39	23	higher	high	ADJ
cana-314	39	24	education	education	NOUN
cana-314	39	25	landscape	landscape	NOUN
cana-314	39	26	[	[	X
cana-314	39	27	3	3	NUM
cana-314	39	28	]	]	PUNCT
cana-314	39	29	.	.	PUNCT
cana-314	40	1	the	the	DET
cana-314	40	2	heis	heis	PROPN
cana-314	40	3	in	in	ADP
cana-314	40	4	india	india	PROPN
cana-314	40	5	have	have	AUX
cana-314	40	6	undergone	undergo	VERB
cana-314	40	7	significant	significant	ADJ
cana-314	40	8	transformation	transformation	NOUN
cana-314	40	9	over	over	ADP
cana-314	40	10	the	the	DET
cana-314	40	11	past	past	ADJ
cana-314	40	12	few	few	ADJ
cana-314	40	13	decades	decade	NOUN
cana-314	40	14	,	,	PUNCT
cana-314	40	15	mirroring	mirror	VERB
cana-314	40	16	the	the	DET
cana-314	40	17	broader	broad	ADJ
cana-314	40	18	shifts	shift	NOUN
cana-314	40	19	in	in	ADP
cana-314	40	20	educational	educational	ADJ
cana-314	40	21	paradigms	paradigm	NOUN
cana-314	40	22	and	and	CCONJ
cana-314	40	23	the	the	DET
cana-314	40	24	economic	economic	ADJ
cana-314	40	25	landscape	landscape	NOUN
cana-314	40	26	.	.	PUNCT
cana-314	41	1	in	in	ADP
cana-314	41	2	this	this	DET
cana-314	41	3	context	context	NOUN
cana-314	41	4	,	,	PUNCT
cana-314	41	5	the	the	DET
cana-314	41	6	understanding	understanding	NOUN
cana-314	41	7	of	of	ADP
cana-314	41	8	the	the	DET
cana-314	41	9	financial	financial	ADJ
cana-314	41	10	behaviors	behavior	NOUN
cana-314	41	11	and	and	CCONJ
cana-314	41	12	choices	choice	NOUN
cana-314	41	13	of	of	ADP
cana-314	41	14	women	woman	NOUN
cana-314	41	15	in	in	ADP
cana-314	41	16	indian	indian	ADJ
cana-314	41	17	heis	heis	PROPN
cana-314	41	18	is	be	AUX
cana-314	41	19	not	not	PART
cana-314	41	20	only	only	ADV
cana-314	41	21	essential	essential	ADJ
cana-314	41	22	but	but	CCONJ
cana-314	41	23	also	also	ADV
cana-314	41	24	timely	timely	ADJ
cana-314	41	25	.	.	PUNCT
cana-314	42	1	the	the	DET
cana-314	42	2	unique	unique	ADJ
cana-314	42	3	financial	financial	ADJ
cana-314	42	4	challenges	challenge	NOUN
cana-314	42	5	and	and	CCONJ
cana-314	42	6	opportunities	opportunity	NOUN
cana-314	42	7	faced	face	VERB
cana-314	42	8	by	by	ADP
cana-314	42	9	women	woman	NOUN
cana-314	42	10	in	in	ADP
cana-314	42	11	higher	high	ADJ
cana-314	42	12	education	education	NOUN
cana-314	42	13	institutions	institution	NOUN
cana-314	42	14	have	have	AUX
cana-314	42	15	often	often	ADV
cana-314	42	16	been	be	AUX
cana-314	42	17	underrepresented	underrepresente	VERB
cana-314	42	18	in	in	ADP
cana-314	42	19	existing	exist	VERB
cana-314	42	20	research	research	NOUN
cana-314	42	21	[	[	X
cana-314	42	22	4	4	NUM
cana-314	42	23	]	]	PUNCT
cana-314	42	24	.	.	PUNCT
cana-314	43	1	to	to	PART
cana-314	43	2	address	address	VERB
cana-314	43	3	this	this	DET
cana-314	43	4	gap	gap	NOUN
cana-314	43	5	,	,	PUNCT
cana-314	43	6	a	a	DET
cana-314	43	7	robust	robust	ADJ
cana-314	43	8	mathematical	mathematical	ADJ
cana-314	43	9	modeling	modeling	NOUN
cana-314	43	10	approach	approach	NOUN
cana-314	43	11	is	be	AUX
cana-314	43	12	employed	employ	VERB
cana-314	43	13	by	by	ADP
cana-314	43	14	our	our	PRON
cana-314	43	15	study	study	NOUN
cana-314	43	16	to	to	PART
cana-314	43	17	analyze	analyze	VERB
cana-314	43	18	the	the	DET
cana-314	43	19	multifaceted	multifaceted	ADJ
cana-314	43	20	aspects	aspect	NOUN
cana-314	43	21	of	of	ADP
cana-314	43	22	their	their	PRON
cana-314	43	23	financial	financial	ADJ
cana-314	43	24	lives	life	NOUN
cana-314	43	25	.	.	PUNCT
cana-314	44	1	by	by	ADP
cana-314	44	2	doing	do	VERB
cana-314	44	3	so	so	ADV
cana-314	44	4	,	,	PUNCT
cana-314	44	5	illumination	illumination	NOUN
cana-314	44	6	is	be	AUX
cana-314	44	7	aimed	aim	VERB
cana-314	44	8	at	at	ADP
cana-314	44	9	being	be	AUX
cana-314	44	10	shed	shed	VERB
cana-314	44	11	on	on	ADP
cana-314	44	12	their	their	PRON
cana-314	44	13	income	income	NOUN
cana-314	44	14	,	,	PUNCT
cana-314	44	15	savings	saving	NOUN
cana-314	44	16	,	,	PUNCT
cana-314	44	17	expenses	expense	NOUN
cana-314	44	18	,	,	PUNCT
cana-314	44	19	and	and	CCONJ
cana-314	44	20	investment	investment	NOUN
cana-314	44	21	behaviors	behavior	NOUN
cana-314	44	22	.	.	PUNCT
cana-314	45	1	this	this	DET
cana-314	45	2	comprehensive	comprehensive	ADJ
cana-314	45	3	view	view	NOUN
cana-314	45	4	of	of	ADP
cana-314	45	5	their	their	PRON
cana-314	45	6	financial	financial	ADJ
cana-314	45	7	situation	situation	NOUN
cana-314	45	8	is	be	AUX
cana-314	45	9	considered	consider	VERB
cana-314	45	10	a	a	DET
cana-314	45	11	crucial	crucial	ADJ
cana-314	45	12	first	first	ADJ
cana-314	45	13	step	step	NOUN
cana-314	45	14	towards	towards	ADP
cana-314	45	15	the	the	DET
cana-314	45	16	recognition	recognition	NOUN
cana-314	45	17	and	and	CCONJ
cana-314	45	18	addressing	address	VERB
cana-314	45	19	of	of	ADP
cana-314	45	20	the	the	DET
cana-314	45	21	specific	specific	ADJ
cana-314	45	22	financial	financial	ADJ
cana-314	45	23	needs	need	NOUN
cana-314	45	24	of	of	ADP
cana-314	45	25	this	this	DET
cana-314	45	26	demographic	demographic	NOUN
cana-314	45	27	.	.	PUNCT
cana-314	46	1	at	at	ADP
cana-314	46	2	the	the	DET
cana-314	46	3	core	core	NOUN
cana-314	46	4	of	of	ADP
cana-314	46	5	our	our	PRON
cana-314	46	6	methodology	methodology	NOUN
cana-314	46	7	,	,	PUNCT
cana-314	46	8	various	various	ADJ
cana-314	46	9	statistical	statistical	ADJ
cana-314	46	10	tools	tool	NOUN
cana-314	46	11	and	and	CCONJ
cana-314	46	12	models	model	NOUN
cana-314	46	13	lie	lie	VERB
cana-314	46	14	.	.	PUNCT
cana-314	47	1	the	the	DET
cana-314	47	2	foundation	foundation	NOUN
cana-314	47	3	for	for	ADP
cana-314	47	4	establishing	establish	VERB
cana-314	47	5	a	a	DET
cana-314	47	6	baseline	baseline	ADJ
cana-314	47	7	financial	financial	ADJ
cana-314	47	8	landscape	landscape	NOUN
cana-314	47	9	,	,	PUNCT
cana-314	47	10	enabling	enable	VERB
cana-314	47	11	the	the	DET
cana-314	47	12	discernment	discernment	NOUN
cana-314	47	13	of	of	ADP
cana-314	47	14	patterns	pattern	NOUN
cana-314	47	15	and	and	CCONJ
cana-314	47	16	variations	variation	NOUN
cana-314	47	17	,	,	PUNCT
cana-314	47	18	is	be	AUX
cana-314	47	19	set	set	VERB
cana-314	47	20	by	by	ADP
cana-314	47	21	the	the	DET
cana-314	47	22	employment	employment	NOUN
cana-314	47	23	of	of	ADP
cana-314	47	24	basic	basic	ADJ
cana-314	47	25	statistical	statistical	ADJ
cana-314	47	26	measures	measure	NOUN
cana-314	47	27	such	such	ADJ
cana-314	47	28	as	as	ADP
cana-314	47	29	the	the	DET
cana-314	47	30	mean	mean	NOUN
cana-314	47	31	and	and	CCONJ
cana-314	47	32	communications	communication	NOUN
cana-314	47	33	on	on	ADP
cana-314	47	34	applied	apply	VERB
cana-314	47	35	nonlinear	nonlinear	ADJ
cana-314	47	36	analysis	analysis	NOUN
cana-314	47	37	issn	issn	NOUN
cana-314	47	38	:	:	PUNCT
cana-314	47	39	1074	1074	NUM
cana-314	47	40	-	-	PUNCT
cana-314	47	41	133x	133x	NUM
cana-314	47	42	vol	vol	NOUN
cana-314	47	43	30	30	NUM
cana-314	47	44	no	no	NOUN
cana-314	47	45	.	.	NOUN
cana-314	47	46	4	4	NUM
cana-314	47	47	(	(	PUNCT
cana-314	47	48	2023	2023	NUM
cana-314	47	49	)	)	PUNCT
cana-314	47	50	148	148	NUM
cana-314	47	51	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	47	52	median	median	NOUN
cana-314	47	53	to	to	PART
cana-314	47	54	gain	gain	VERB
cana-314	47	55	an	an	DET
cana-314	47	56	initial	initial	ADJ
cana-314	47	57	understanding	understanding	NOUN
cana-314	47	58	of	of	ADP
cana-314	47	59	the	the	DET
cana-314	47	60	general	general	ADJ
cana-314	47	61	financial	financial	ADJ
cana-314	47	62	tendencies	tendency	NOUN
cana-314	47	63	of	of	ADP
cana-314	47	64	women	woman	NOUN
cana-314	47	65	in	in	ADP
cana-314	47	66	indian	indian	ADJ
cana-314	47	67	heis	heis	PROPN
cana-314	47	68	.	.	PUNCT
cana-314	48	1	however	however	ADV
cana-314	48	2	,	,	PUNCT
cana-314	48	3	the	the	DET
cana-314	48	4	understanding	understanding	NOUN
cana-314	48	5	of	of	ADP
cana-314	48	6	financial	financial	ADJ
cana-314	48	7	behavior	behavior	NOUN
cana-314	48	8	transcends	transcend	VERB
cana-314	48	9	mere	mere	ADJ
cana-314	48	10	averages	average	NOUN
cana-314	48	11	and	and	CCONJ
cana-314	48	12	necessitates	necessitate	VERB
cana-314	48	13	an	an	DET
cana-314	48	14	exploration	exploration	NOUN
cana-314	48	15	of	of	ADP
cana-314	48	16	the	the	DET
cana-314	48	17	variability	variability	NOUN
cana-314	48	18	and	and	CCONJ
cana-314	48	19	stability	stability	NOUN
cana-314	48	20	in	in	ADP
cana-314	48	21	financial	financial	ADJ
cana-314	48	22	decision	decision	NOUN
cana-314	48	23	-	-	PUNCT
cana-314	48	24	making	making	NOUN
cana-314	48	25	.	.	PUNCT
cana-314	49	1	to	to	ADP
cana-314	49	2	this	this	DET
cana-314	49	3	end	end	NOUN
cana-314	49	4	,	,	PUNCT
cana-314	49	5	delving	delve	VERB
cana-314	49	6	into	into	ADP
cana-314	49	7	dispersion	dispersion	NOUN
cana-314	49	8	measures	measure	NOUN
cana-314	49	9	like	like	ADP
cana-314	49	10	variance	variance	NOUN
cana-314	49	11	and	and	CCONJ
cana-314	49	12	standard	standard	ADJ
cana-314	49	13	deviation	deviation	NOUN
cana-314	49	14	is	be	AUX
cana-314	49	15	undertaken	undertake	VERB
cana-314	49	16	.	.	PUNCT
cana-314	50	1	these	these	DET
cana-314	50	2	statistical	statistical	ADJ
cana-314	50	3	tools	tool	NOUN
cana-314	50	4	enable	enable	VERB
cana-314	50	5	the	the	DET
cana-314	50	6	assessment	assessment	NOUN
cana-314	50	7	of	of	ADP
cana-314	50	8	the	the	DET
cana-314	50	9	degree	degree	NOUN
cana-314	50	10	of	of	ADP
cana-314	50	11	fluctuation	fluctuation	NOUN
cana-314	50	12	and	and	CCONJ
cana-314	50	13	risk	risk	NOUN
cana-314	50	14	inherent	inherent	ADJ
cana-314	50	15	in	in	ADP
cana-314	50	16	the	the	DET
cana-314	50	17	financial	financial	ADJ
cana-314	50	18	lives	life	NOUN
cana-314	50	19	of	of	ADP
cana-314	50	20	women	woman	NOUN
cana-314	50	21	in	in	ADP
cana-314	50	22	higher	high	ADJ
cana-314	50	23	education	education	NOUN
cana-314	50	24	.	.	PUNCT
cana-314	51	1	understanding	understand	VERB
cana-314	51	2	these	these	DET
cana-314	51	3	dynamics	dynamic	NOUN
cana-314	51	4	is	be	AUX
cana-314	51	5	considered	consider	VERB
cana-314	51	6	pivotal	pivotal	ADJ
cana-314	51	7	for	for	ADP
cana-314	51	8	the	the	DET
cana-314	51	9	development	development	NOUN
cana-314	51	10	of	of	ADP
cana-314	51	11	tailored	tailor	VERB
cana-314	51	12	financial	financial	ADJ
cana-314	51	13	strategies	strategy	NOUN
cana-314	51	14	and	and	CCONJ
cana-314	51	15	support	support	NOUN
cana-314	51	16	systems	system	NOUN
cana-314	51	17	[	[	X
cana-314	51	18	5	5	NUM
cana-314	51	19	]	]	PUNCT
cana-314	51	20	.	.	PUNCT
cana-314	52	1	2	2	X
cana-314	52	2	.	.	X
cana-314	52	3	related	relate	VERB
cana-314	52	4	works	work	VERB
cana-314	52	5	the	the	DET
cana-314	52	6	analysis	analysis	NOUN
cana-314	52	7	does	do	AUX
cana-314	52	8	not	not	PART
cana-314	52	9	halt	halt	VERB
cana-314	52	10	at	at	ADP
cana-314	52	11	static	static	ADJ
cana-314	52	12	measurements	measurement	NOUN
cana-314	52	13	but	but	CCONJ
cana-314	52	14	extends	extend	VERB
cana-314	52	15	into	into	ADP
cana-314	52	16	the	the	DET
cana-314	52	17	realm	realm	NOUN
cana-314	52	18	of	of	ADP
cana-314	52	19	time	time	NOUN
cana-314	52	20	-	-	PUNCT
cana-314	52	21	series	series	NOUN
cana-314	52	22	analysis	analysis	NOUN
cana-314	52	23	.	.	PUNCT
cana-314	53	1	linear	linear	ADJ
cana-314	53	2	trend	trend	NOUN
cana-314	53	3	models	model	NOUN
cana-314	53	4	are	be	AUX
cana-314	53	5	employed	employ	VERB
cana-314	53	6	to	to	PART
cana-314	53	7	track	track	VERB
cana-314	53	8	income	income	NOUN
cana-314	53	9	and	and	CCONJ
cana-314	53	10	expense	expense	NOUN
cana-314	53	11	patterns	pattern	NOUN
cana-314	53	12	over	over	ADP
cana-314	53	13	time	time	NOUN
cana-314	53	14	.	.	PUNCT
cana-314	54	1	this	this	DET
cana-314	54	2	temporal	temporal	ADJ
cana-314	54	3	perspective	perspective	NOUN
cana-314	54	4	is	be	AUX
cana-314	54	5	deemed	deem	VERB
cana-314	54	6	invaluable	invaluable	ADJ
cana-314	54	7	for	for	ADP
cana-314	54	8	gaining	gain	VERB
cana-314	54	9	insights	insight	NOUN
cana-314	54	10	into	into	ADP
cana-314	54	11	the	the	DET
cana-314	54	12	long	long	ADJ
cana-314	54	13	-	-	PUNCT
cana-314	54	14	term	term	NOUN
cana-314	54	15	financial	financial	ADJ
cana-314	54	16	trajectories	trajectory	NOUN
cana-314	54	17	of	of	ADP
cana-314	54	18	women	woman	NOUN
cana-314	54	19	in	in	ADP
cana-314	54	20	the	the	DET
cana-314	54	21	higher	high	ADJ
cana-314	54	22	education	education	NOUN
cana-314	54	23	sector	sector	NOUN
cana-314	54	24	.	.	PUNCT
cana-314	55	1	it	it	PRON
cana-314	55	2	equips	equip	VERB
cana-314	55	3	institutions	institution	NOUN
cana-314	55	4	and	and	CCONJ
cana-314	55	5	policymakers	policymaker	NOUN
cana-314	55	6	with	with	ADP
cana-314	55	7	the	the	DET
cana-314	55	8	knowledge	knowledge	NOUN
cana-314	55	9	needed	need	VERB
cana-314	55	10	for	for	ADP
cana-314	55	11	strategic	strategic	ADJ
cana-314	55	12	planning	planning	NOUN
cana-314	55	13	and	and	CCONJ
cana-314	55	14	policy	policy	NOUN
cana-314	55	15	making	making	NOUN
cana-314	55	16	,	,	PUNCT
cana-314	55	17	with	with	ADP
cana-314	55	18	the	the	DET
cana-314	55	19	aim	aim	NOUN
cana-314	55	20	of	of	ADP
cana-314	55	21	empowering	empower	VERB
cana-314	55	22	them	they	PRON
cana-314	55	23	to	to	PART
cana-314	55	24	design	design	VERB
cana-314	55	25	financial	financial	ADJ
cana-314	55	26	programs	program	NOUN
cana-314	55	27	that	that	PRON
cana-314	55	28	are	be	AUX
cana-314	55	29	responsive	responsive	ADJ
cana-314	55	30	to	to	ADP
cana-314	55	31	the	the	DET
cana-314	55	32	evolving	evolve	VERB
cana-314	55	33	needs	need	NOUN
cana-314	55	34	of	of	ADP
cana-314	55	35	this	this	DET
cana-314	55	36	demographic	demographic	ADJ
cana-314	55	37	.	.	PUNCT
cana-314	56	1	furthermore	furthermore	ADV
cana-314	56	2	,	,	PUNCT
cana-314	56	3	the	the	DET
cana-314	56	4	intricate	intricate	ADJ
cana-314	56	5	relationship	relationship	NOUN
cana-314	56	6	between	between	ADP
cana-314	56	7	income	income	NOUN
cana-314	56	8	and	and	CCONJ
cana-314	56	9	expenses	expense	NOUN
cana-314	56	10	is	be	AUX
cana-314	56	11	explored	explore	VERB
cana-314	56	12	.	.	PUNCT
cana-314	57	1	using	use	VERB
cana-314	57	2	statistical	statistical	ADJ
cana-314	57	3	techniques	technique	NOUN
cana-314	57	4	such	such	ADJ
cana-314	57	5	as	as	ADP
cana-314	57	6	pearson	pearson	PROPN
cana-314	57	7	's	's	PART
cana-314	57	8	correlation	correlation	NOUN
cana-314	57	9	coefficient	coefficient	NOUN
cana-314	57	10	and	and	CCONJ
cana-314	57	11	linear	linear	ADJ
cana-314	57	12	regression	regression	NOUN
cana-314	57	13	models	model	NOUN
cana-314	57	14	,	,	PUNCT
cana-314	57	15	the	the	DET
cana-314	57	16	connections	connection	NOUN
cana-314	57	17	between	between	ADP
cana-314	57	18	fluctuations	fluctuation	NOUN
cana-314	57	19	in	in	ADP
cana-314	57	20	income	income	NOUN
cana-314	57	21	and	and	CCONJ
cana-314	57	22	corresponding	correspond	VERB
cana-314	57	23	shifts	shift	NOUN
cana-314	57	24	in	in	ADP
cana-314	57	25	spending	spend	VERB
cana-314	57	26	patterns	pattern	NOUN
cana-314	57	27	are	be	AUX
cana-314	57	28	unveiled	unveil	VERB
cana-314	57	29	.	.	PUNCT
cana-314	58	1	this	this	DET
cana-314	58	2	understanding	understanding	NOUN
cana-314	58	3	can	can	AUX
cana-314	58	4	inform	inform	VERB
cana-314	58	5	not	not	PART
cana-314	58	6	only	only	ADV
cana-314	58	7	individual	individual	ADJ
cana-314	58	8	financial	financial	ADJ
cana-314	58	9	management	management	NOUN
cana-314	58	10	but	but	CCONJ
cana-314	58	11	also	also	ADV
cana-314	58	12	guide	guide	VERB
cana-314	58	13	institutions	institution	NOUN
cana-314	58	14	and	and	CCONJ
cana-314	58	15	policy	policy	NOUN
cana-314	58	16	makers	maker	NOUN
cana-314	58	17	in	in	ADP
cana-314	58	18	the	the	DET
cana-314	58	19	development	development	NOUN
cana-314	58	20	of	of	ADP
cana-314	58	21	strategies	strategy	NOUN
cana-314	58	22	to	to	PART
cana-314	58	23	enhance	enhance	VERB
cana-314	58	24	financial	financial	ADJ
cana-314	58	25	stability	stability	NOUN
cana-314	58	26	.	.	PUNCT
cana-314	59	1	in	in	ADP
cana-314	59	2	the	the	DET
cana-314	59	3	pursuit	pursuit	NOUN
cana-314	59	4	of	of	ADP
cana-314	59	5	comprehensiveness	comprehensiveness	NOUN
cana-314	59	6	,	,	PUNCT
cana-314	59	7	ratios	ratio	NOUN
cana-314	59	8	such	such	ADJ
cana-314	59	9	as	as	ADP
cana-314	59	10	the	the	DET
cana-314	59	11	expense	expense	NOUN
cana-314	59	12	-	-	PUNCT
cana-314	59	13	to	to	ADP
cana-314	59	14	-	-	PUNCT
cana-314	59	15	income	income	NOUN
cana-314	59	16	ratio	ratio	NOUN
cana-314	59	17	and	and	CCONJ
cana-314	59	18	savings	saving	NOUN
cana-314	59	19	ratio	ratio	NOUN
cana-314	59	20	are	be	AUX
cana-314	59	21	calculated	calculate	VERB
cana-314	59	22	.	.	PUNCT
cana-314	60	1	these	these	DET
cana-314	60	2	ratios	ratio	NOUN
cana-314	60	3	offer	offer	VERB
cana-314	60	4	a	a	DET
cana-314	60	5	nuanced	nuanced	ADJ
cana-314	60	6	perspective	perspective	NOUN
cana-314	60	7	on	on	ADP
cana-314	60	8	financial	financial	ADJ
cana-314	60	9	management	management	NOUN
cana-314	60	10	,	,	PUNCT
cana-314	60	11	highlighting	highlight	VERB
cana-314	60	12	the	the	DET
cana-314	60	13	balance	balance	NOUN
cana-314	60	14	between	between	ADP
cana-314	60	15	spending	spending	NOUN
cana-314	60	16	,	,	PUNCT
cana-314	60	17	saving	saving	NOUN
cana-314	60	18	,	,	PUNCT
cana-314	60	19	and	and	CCONJ
cana-314	60	20	investment	investment	NOUN
cana-314	60	21	among	among	ADP
cana-314	60	22	women	woman	NOUN
cana-314	60	23	in	in	ADP
cana-314	60	24	indian	indian	ADJ
cana-314	60	25	heis	heis	PROPN
cana-314	60	26	.	.	PUNCT
cana-314	61	1	they	they	PRON
cana-314	61	2	are	be	AUX
cana-314	61	3	considered	consider	VERB
cana-314	61	4	practical	practical	ADJ
cana-314	61	5	indicators	indicator	NOUN
cana-314	61	6	for	for	ADP
cana-314	61	7	evaluating	evaluate	VERB
cana-314	61	8	financial	financial	ADJ
cana-314	61	9	health	health	NOUN
cana-314	61	10	and	and	CCONJ
cana-314	61	11	identifying	identify	VERB
cana-314	61	12	areas	area	NOUN
cana-314	61	13	that	that	PRON
cana-314	61	14	require	require	VERB
cana-314	61	15	attention	attention	NOUN
cana-314	61	16	.	.	PUNCT
cana-314	62	1	to	to	PART
cana-314	62	2	deepen	deepen	VERB
cana-314	62	3	insights	insight	NOUN
cana-314	62	4	into	into	ADP
cana-314	62	5	the	the	DET
cana-314	62	6	distributional	distributional	ADJ
cana-314	62	7	characteristics	characteristic	NOUN
cana-314	62	8	of	of	ADP
cana-314	62	9	financial	financial	ADJ
cana-314	62	10	data	datum	NOUN
cana-314	62	11	,	,	PUNCT
cana-314	62	12	higher	high	ADJ
cana-314	62	13	-	-	PUNCT
cana-314	62	14	order	order	NOUN
cana-314	62	15	statistical	statistical	ADJ
cana-314	62	16	measures	measure	NOUN
cana-314	62	17	like	like	ADP
cana-314	62	18	skewness	skewness	NOUN
cana-314	62	19	and	and	CCONJ
cana-314	62	20	kurtosis	kurtosis	NOUN
cana-314	62	21	are	be	AUX
cana-314	62	22	employed	employ	VERB
cana-314	62	23	.	.	PUNCT
cana-314	63	1	these	these	DET
cana-314	63	2	tools	tool	NOUN
cana-314	63	3	provide	provide	VERB
cana-314	63	4	a	a	DET
cana-314	63	5	more	more	ADV
cana-314	63	6	holistic	holistic	ADJ
cana-314	63	7	understanding	understanding	NOUN
cana-314	63	8	of	of	ADP
cana-314	63	9	the	the	DET
cana-314	63	10	underlying	underlying	ADJ
cana-314	63	11	financial	financial	ADJ
cana-314	63	12	dynamics	dynamic	NOUN
cana-314	63	13	,	,	PUNCT
cana-314	63	14	shedding	shed	VERB
cana-314	63	15	light	light	NOUN
cana-314	63	16	on	on	ADP
cana-314	63	17	whether	whether	SCONJ
cana-314	63	18	financial	financial	ADJ
cana-314	63	19	behaviors	behavior	NOUN
cana-314	63	20	are	be	AUX
cana-314	63	21	concentrated	concentrate	VERB
cana-314	63	22	or	or	CCONJ
cana-314	63	23	dispersed	disperse	VERB
cana-314	63	24	within	within	ADP
cana-314	63	25	this	this	DET
cana-314	63	26	demographic	demographic	NOUN
cana-314	63	27	.	.	PUNCT
cana-314	64	1	recognizing	recognize	VERB
cana-314	64	2	the	the	DET
cana-314	64	3	importance	importance	NOUN
cana-314	64	4	of	of	ADP
cana-314	64	5	time	time	NOUN
cana-314	64	6	-	-	PUNCT
cana-314	64	7	series	series	NOUN
cana-314	64	8	data	datum	NOUN
cana-314	64	9	in	in	ADP
cana-314	64	10	financial	financial	ADJ
cana-314	64	11	analysis	analysis	NOUN
cana-314	64	12	,	,	PUNCT
cana-314	64	13	a	a	DET
cana-314	64	14	delve	delve	NOUN
cana-314	64	15	into	into	ADP
cana-314	64	16	time	time	NOUN
cana-314	64	17	-	-	PUNCT
cana-314	64	18	series	series	NOUN
cana-314	64	19	-	-	PUNCT
cana-314	64	20	specific	specific	ADJ
cana-314	64	21	metrics	metric	NOUN
cana-314	64	22	is	be	AUX
cana-314	64	23	undertaken	undertake	VERB
cana-314	64	24	.	.	PUNCT
cana-314	65	1	autocorrelation	autocorrelation	NOUN
cana-314	65	2	functions	function	NOUN
cana-314	65	3	and	and	CCONJ
cana-314	65	4	moving	move	VERB
cana-314	65	5	averages	average	NOUN
cana-314	65	6	are	be	AUX
cana-314	65	7	among	among	ADP
cana-314	65	8	the	the	DET
cana-314	65	9	techniques	technique	NOUN
cana-314	65	10	utilized	utilize	VERB
cana-314	65	11	to	to	PART
cana-314	65	12	enrich	enrich	VERB
cana-314	65	13	the	the	DET
cana-314	65	14	understanding	understanding	NOUN
cana-314	65	15	of	of	ADP
cana-314	65	16	financial	financial	ADJ
cana-314	65	17	trends	trend	NOUN
cana-314	65	18	[	[	X
cana-314	65	19	6	6	NUM
cana-314	65	20	]	]	PUNCT
cana-314	65	21	.	.	PUNCT
cana-314	66	1	these	these	DET
cana-314	66	2	metrics	metric	NOUN
cana-314	66	3	allow	allow	VERB
cana-314	66	4	for	for	ADP
cana-314	66	5	the	the	DET
cana-314	66	6	discernment	discernment	NOUN
cana-314	66	7	of	of	ADP
cana-314	66	8	patterns	pattern	NOUN
cana-314	66	9	,	,	PUNCT
cana-314	66	10	cyclicality	cyclicality	NOUN
cana-314	66	11	,	,	PUNCT
cana-314	66	12	and	and	CCONJ
cana-314	66	13	seasonality	seasonality	NOUN
cana-314	66	14	in	in	ADP
cana-314	66	15	income	income	NOUN
cana-314	66	16	,	,	PUNCT
cana-314	66	17	expenses	expense	NOUN
cana-314	66	18	,	,	PUNCT
cana-314	66	19	and	and	CCONJ
cana-314	66	20	savings	saving	NOUN
cana-314	66	21	,	,	PUNCT
cana-314	66	22	providing	provide	VERB
cana-314	66	23	a	a	DET
cana-314	66	24	comprehensive	comprehensive	ADJ
cana-314	66	25	view	view	NOUN
cana-314	66	26	of	of	ADP
cana-314	66	27	the	the	DET
cana-314	66	28	financial	financial	ADJ
cana-314	66	29	landscape	landscape	NOUN
cana-314	66	30	over	over	ADP
cana-314	66	31	time	time	NOUN
cana-314	66	32	.	.	PUNCT
cana-314	67	1	finally	finally	ADV
cana-314	67	2	,	,	PUNCT
cana-314	67	3	key	key	ADJ
cana-314	67	4	financial	financial	ADJ
cana-314	67	5	health	health	NOUN
cana-314	67	6	indicators	indicator	NOUN
cana-314	67	7	such	such	ADJ
cana-314	67	8	as	as	ADP
cana-314	67	9	the	the	DET
cana-314	67	10	debt	debt	NOUN
cana-314	67	11	-	-	PUNCT
cana-314	67	12	to	to	ADP
cana-314	67	13	-	-	PUNCT
cana-314	67	14	income	income	NOUN
cana-314	67	15	ratio	ratio	NOUN
cana-314	67	16	and	and	CCONJ
cana-314	67	17	disposable	disposable	ADJ
cana-314	67	18	income	income	NOUN
cana-314	67	19	are	be	AUX
cana-314	67	20	evaluated	evaluate	VERB
cana-314	67	21	.	.	PUNCT
cana-314	68	1	these	these	DET
cana-314	68	2	metrics	metric	NOUN
cana-314	68	3	are	be	AUX
cana-314	68	4	deemed	deem	VERB
cana-314	68	5	pivotal	pivotal	ADJ
cana-314	68	6	in	in	ADP
cana-314	68	7	assessing	assess	VERB
cana-314	68	8	the	the	DET
cana-314	68	9	overall	overall	ADJ
cana-314	68	10	financial	financial	ADJ
cana-314	68	11	well	well	NOUN
cana-314	68	12	-	-	PUNCT
cana-314	68	13	being	being	NOUN
cana-314	68	14	of	of	ADP
cana-314	68	15	women	woman	NOUN
cana-314	68	16	in	in	ADP
cana-314	68	17	heis	heis	PROPN
cana-314	68	18	.	.	PUNCT
cana-314	69	1	the	the	DET
cana-314	69	2	debt	debt	NOUN
cana-314	69	3	-	-	PUNCT
cana-314	69	4	to	to	ADP
cana-314	69	5	-	-	PUNCT
cana-314	69	6	income	income	NOUN
cana-314	69	7	ratio	ratio	NOUN
cana-314	69	8	,	,	PUNCT
cana-314	69	9	in	in	ADP
cana-314	69	10	particular	particular	ADJ
cana-314	69	11	,	,	PUNCT
cana-314	69	12	offers	offer	VERB
cana-314	69	13	insights	insight	NOUN
cana-314	69	14	into	into	ADP
cana-314	69	15	the	the	DET
cana-314	69	16	debt	debt	NOUN
cana-314	69	17	burden	burden	NOUN
cana-314	69	18	carried	carry	VERB
cana-314	69	19	by	by	ADP
cana-314	69	20	this	this	DET
cana-314	69	21	demographic	demographic	ADJ
cana-314	69	22	and	and	CCONJ
cana-314	69	23	its	its	PRON
cana-314	69	24	implications	implication	NOUN
cana-314	69	25	for	for	ADP
cana-314	69	26	long	long	ADJ
cana-314	69	27	-	-	PUNCT
cana-314	69	28	term	term	NOUN
cana-314	69	29	financial	financial	ADJ
cana-314	69	30	stability	stability	NOUN
cana-314	69	31	.	.	PUNCT
cana-314	70	1	on	on	ADP
cana-314	70	2	the	the	DET
cana-314	70	3	other	other	ADJ
cana-314	70	4	hand	hand	NOUN
cana-314	70	5	,	,	PUNCT
cana-314	70	6	disposable	disposable	ADJ
cana-314	70	7	income	income	NOUN
cana-314	70	8	provides	provide	VERB
cana-314	70	9	a	a	DET
cana-314	70	10	measure	measure	NOUN
cana-314	70	11	of	of	ADP
cana-314	70	12	the	the	DET
cana-314	70	13	resources	resource	NOUN
cana-314	70	14	available	available	ADJ
cana-314	70	15	for	for	ADP
cana-314	70	16	discretionary	discretionary	ADJ
cana-314	70	17	spending	spending	NOUN
cana-314	70	18	and	and	CCONJ
cana-314	70	19	investment	investment	NOUN
cana-314	70	20	.	.	PUNCT
cana-314	71	1	in	in	ADP
cana-314	71	2	summation	summation	NOUN
cana-314	71	3	,	,	PUNCT
cana-314	71	4	this	this	DET
cana-314	71	5	study	study	NOUN
cana-314	71	6	does	do	AUX
cana-314	71	7	not	not	PART
cana-314	71	8	only	only	ADV
cana-314	71	9	aim	aim	VERB
cana-314	71	10	to	to	PART
cana-314	71	11	highlight	highlight	VERB
cana-314	71	12	the	the	DET
cana-314	71	13	current	current	ADJ
cana-314	71	14	financial	financial	ADJ
cana-314	71	15	state	state	NOUN
cana-314	71	16	of	of	ADP
cana-314	71	17	women	woman	NOUN
cana-314	71	18	in	in	ADP
cana-314	71	19	higher	high	ADJ
cana-314	71	20	education	education	NOUN
cana-314	71	21	institutions	institution	NOUN
cana-314	71	22	in	in	ADP
cana-314	71	23	india	india	PROPN
cana-314	71	24	but	but	CCONJ
cana-314	71	25	also	also	ADV
cana-314	71	26	seeks	seek	VERB
cana-314	71	27	to	to	PART
cana-314	71	28	contribute	contribute	VERB
cana-314	71	29	to	to	ADP
cana-314	71	30	the	the	DET
cana-314	71	31	development	development	NOUN
cana-314	71	32	of	of	ADP
cana-314	71	33	tailored	tailor	VERB
cana-314	71	34	financial	financial	ADJ
cana-314	71	35	programs	program	NOUN
cana-314	71	36	and	and	CCONJ
cana-314	71	37	policies	policy	NOUN
cana-314	71	38	.	.	PUNCT
cana-314	72	1	these	these	DET
cana-314	72	2	initiatives	initiative	NOUN
cana-314	72	3	are	be	AUX
cana-314	72	4	designed	design	VERB
cana-314	72	5	to	to	PART
cana-314	72	6	foster	foster	VERB
cana-314	72	7	financial	financial	ADJ
cana-314	72	8	stability	stability	NOUN
cana-314	72	9	and	and	CCONJ
cana-314	72	10	growth	growth	NOUN
cana-314	72	11	in	in	ADP
cana-314	72	12	higher	high	ADJ
cana-314	72	13	education	education	NOUN
cana-314	72	14	.	.	PUNCT
cana-314	73	1	by	by	ADP
cana-314	73	2	shedding	shed	VERB
cana-314	73	3	light	light	NOUN
cana-314	73	4	on	on	ADP
cana-314	73	5	the	the	DET
cana-314	73	6	unique	unique	ADJ
cana-314	73	7	financial	financial	ADJ
cana-314	73	8	challenges	challenge	NOUN
cana-314	73	9	and	and	CCONJ
cana-314	73	10	opportunities	opportunity	NOUN
cana-314	73	11	faced	face	VERB
cana-314	73	12	by	by	ADP
cana-314	73	13	women	woman	NOUN
cana-314	73	14	in	in	ADP
cana-314	73	15	this	this	DET
cana-314	73	16	sector	sector	NOUN
cana-314	73	17	,	,	PUNCT
cana-314	73	18	an	an	DET
cana-314	73	19	aspiration	aspiration	NOUN
cana-314	73	20	is	be	AUX
cana-314	73	21	held	hold	VERB
cana-314	73	22	to	to	PART
cana-314	73	23	catalyze	catalyze	VERB
cana-314	73	24	positive	positive	ADJ
cana-314	73	25	change	change	NOUN
cana-314	73	26	,	,	PUNCT
cana-314	73	27	empower	empower	NOUN
cana-314	73	28	women	woman	NOUN
cana-314	73	29	,	,	PUNCT
cana-314	73	30	and	and	CCONJ
cana-314	73	31	enable	enable	VERB
cana-314	73	32	them	they	PRON
cana-314	73	33	to	to	PART
cana-314	73	34	realize	realize	VERB
cana-314	73	35	their	their	PRON
cana-314	73	36	full	full	ADJ
cana-314	73	37	potential	potential	NOUN
cana-314	73	38	as	as	SCONJ
cana-314	73	39	contributors	contributor	NOUN
cana-314	73	40	to	to	ADP
cana-314	73	41	both	both	CCONJ
cana-314	73	42	the	the	DET
cana-314	73	43	academic	academic	ADJ
cana-314	73	44	world	world	NOUN
cana-314	73	45	and	and	CCONJ
cana-314	73	46	the	the	DET
cana-314	73	47	broader	broad	ADJ
cana-314	73	48	communications	communication	NOUN
cana-314	73	49	on	on	ADP
cana-314	73	50	applied	apply	VERB
cana-314	73	51	nonlinear	nonlinear	ADJ
cana-314	73	52	analysis	analysis	NOUN
cana-314	73	53	issn	issn	NOUN
cana-314	73	54	:	:	PUNCT
cana-314	73	55	1074	1074	NUM
cana-314	73	56	-	-	PUNCT
cana-314	73	57	133x	133x	NUM
cana-314	73	58	vol	vol	NOUN
cana-314	73	59	30	30	NUM
cana-314	73	60	no	no	NOUN
cana-314	73	61	.	.	NOUN
cana-314	73	62	4	4	NUM
cana-314	73	63	(	(	PUNCT
cana-314	73	64	2023	2023	NUM
cana-314	73	65	)	)	PUNCT
cana-314	73	66	149	149	NUM
cana-314	73	67	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	73	68	economy	economy	NOUN
cana-314	73	69	.	.	PUNCT
cana-314	74	1	in	in	ADP
cana-314	74	2	prior	prior	ADJ
cana-314	74	3	research	research	NOUN
cana-314	74	4	,	,	PUNCT
cana-314	74	5	bala	bala	PROPN
cana-314	74	6	swamy	swamy	PROPN
cana-314	74	7	and	and	CCONJ
cana-314	74	8	priya	priya	PROPN
cana-314	74	9	(	(	PUNCT
cana-314	74	10	2016	2016	NUM
cana-314	74	11	)	)	PUNCT
cana-314	74	12	explored	explore	VERB
cana-314	74	13	the	the	DET
cana-314	74	14	concept	concept	NOUN
cana-314	74	15	of	of	ADP
cana-314	74	16	financial	financial	ADJ
cana-314	74	17	literacy	literacy	NOUN
cana-314	74	18	,	,	PUNCT
cana-314	74	19	emphasizing	emphasize	VERB
cana-314	74	20	its	its	PRON
cana-314	74	21	importance	importance	NOUN
cana-314	74	22	as	as	ADP
cana-314	74	23	the	the	DET
cana-314	74	24	level	level	NOUN
cana-314	74	25	of	of	ADP
cana-314	74	26	understanding	understanding	NOUN
cana-314	74	27	of	of	ADP
cana-314	74	28	financial	financial	ADJ
cana-314	74	29	matters	matter	NOUN
cana-314	74	30	that	that	PRON
cana-314	74	31	enables	enable	VERB
cana-314	74	32	individuals	individual	NOUN
cana-314	74	33	to	to	PART
cana-314	74	34	process	process	VERB
cana-314	74	35	financial	financial	ADJ
cana-314	74	36	information	information	NOUN
cana-314	74	37	and	and	CCONJ
cana-314	74	38	make	make	VERB
cana-314	74	39	informed	informed	ADJ
cana-314	74	40	decisions	decision	NOUN
cana-314	74	41	about	about	ADP
cana-314	74	42	personal	personal	ADJ
cana-314	74	43	financial	financial	ADJ
cana-314	74	44	matters	matter	NOUN
cana-314	74	45	.	.	PUNCT
cana-314	75	1	similarly	similarly	ADV
cana-314	75	2	,	,	PUNCT
cana-314	75	3	sangeeta	sangeeta	PROPN
cana-314	75	4	gupta	gupta	PROPN
cana-314	75	5	(	(	PUNCT
cana-314	75	6	2017	2017	NUM
cana-314	75	7	)	)	PUNCT
cana-314	75	8	identified	identify	VERB
cana-314	75	9	the	the	DET
cana-314	75	10	components	component	NOUN
cana-314	75	11	of	of	ADP
cana-314	75	12	financial	financial	ADJ
cana-314	75	13	education	education	NOUN
cana-314	75	14	,	,	PUNCT
cana-314	75	15	comprising	comprising	NOUN
cana-314	75	16	skills	skill	NOUN
cana-314	75	17	,	,	PUNCT
cana-314	75	18	knowledge	knowledge	NOUN
cana-314	75	19	,	,	PUNCT
cana-314	75	20	and	and	CCONJ
cana-314	75	21	investment	investment	NOUN
cana-314	75	22	tools	tool	NOUN
cana-314	75	23	that	that	PRON
cana-314	75	24	empower	empower	VERB
cana-314	75	25	individuals	individual	NOUN
cana-314	75	26	to	to	PART
cana-314	75	27	comprehend	comprehend	VERB
cana-314	75	28	the	the	DET
cana-314	75	29	principles	principle	NOUN
cana-314	75	30	of	of	ADP
cana-314	75	31	financial	financial	ADJ
cana-314	75	32	decision	decision	NOUN
cana-314	75	33	-	-	PUNCT
cana-314	75	34	making	making	NOUN
cana-314	75	35	necessary	necessary	ADJ
cana-314	75	36	for	for	ADP
cana-314	75	37	informed	informed	ADJ
cana-314	75	38	financial	financial	ADJ
cana-314	75	39	choices	choice	NOUN
cana-314	75	40	,	,	PUNCT
cana-314	75	41	including	include	VERB
cana-314	75	42	an	an	DET
cana-314	75	43	understanding	understanding	NOUN
cana-314	75	44	of	of	ADP
cana-314	75	45	the	the	DET
cana-314	75	46	financial	financial	ADJ
cana-314	75	47	products	product	NOUN
cana-314	75	48	that	that	PRON
cana-314	75	49	impact	impact	VERB
cana-314	75	50	an	an	DET
cana-314	75	51	individual	individual	NOUN
cana-314	75	52	's	's	PART
cana-314	75	53	financial	financial	ADJ
cana-314	75	54	well	well	NOUN
cana-314	75	55	-	-	PUNCT
cana-314	75	56	being	being	NOUN
cana-314	75	57	.	.	PUNCT
cana-314	76	1	furthermore	furthermore	ADV
cana-314	76	2	,	,	PUNCT
cana-314	76	3	neha	neha	NOUN
cana-314	76	4	agarwal	agarwal	PROPN
cana-314	76	5	(	(	PUNCT
cana-314	76	6	2020	2020	NUM
cana-314	76	7	)	)	PUNCT
cana-314	76	8	highlighted	highlight	VERB
cana-314	76	9	the	the	DET
cana-314	76	10	significance	significance	NOUN
cana-314	76	11	of	of	ADP
cana-314	76	12	tax	tax	NOUN
cana-314	76	13	planning	planning	NOUN
cana-314	76	14	as	as	ADP
cana-314	76	15	an	an	DET
cana-314	76	16	integral	integral	ADJ
cana-314	76	17	aspect	aspect	NOUN
cana-314	76	18	of	of	ADP
cana-314	76	19	financial	financial	ADJ
cana-314	76	20	planning	planning	NOUN
cana-314	76	21	and	and	CCONJ
cana-314	76	22	aimed	aim	VERB
cana-314	76	23	to	to	PART
cana-314	76	24	investigate	investigate	VERB
cana-314	76	25	awareness	awareness	NOUN
cana-314	76	26	levels	level	NOUN
cana-314	76	27	and	and	CCONJ
cana-314	76	28	available	available	ADJ
cana-314	76	29	alternatives	alternative	NOUN
cana-314	76	30	for	for	ADP
cana-314	76	31	tax	tax	NOUN
cana-314	76	32	planning	planning	NOUN
cana-314	76	33	.	.	PUNCT
cana-314	77	1	finally	finally	ADV
cana-314	77	2	,	,	PUNCT
cana-314	77	3	bindabel	bindabel	NOUN
cana-314	77	4	and	and	CCONJ
cana-314	77	5	hamza	hamza	PROPN
cana-314	77	6	(	(	PUNCT
cana-314	77	7	2021	2021	NUM
cana-314	77	8	)	)	PUNCT
cana-314	77	9	focused	focus	VERB
cana-314	77	10	on	on	ADP
cana-314	77	11	the	the	DET
cana-314	77	12	relationship	relationship	NOUN
cana-314	77	13	between	between	ADP
cana-314	77	14	saving	saving	NOUN
cana-314	77	15	and	and	CCONJ
cana-314	77	16	investment	investment	NOUN
cana-314	77	17	patterns	pattern	NOUN
cana-314	77	18	and	and	CCONJ
cana-314	77	19	individuals	individual	NOUN
cana-314	77	20	'	'	PART
cana-314	77	21	orientation	orientation	NOUN
cana-314	77	22	towards	towards	ADP
cana-314	77	23	finance	finance	NOUN
cana-314	77	24	among	among	ADP
cana-314	77	25	working	work	VERB
cana-314	77	26	women	woman	NOUN
cana-314	77	27	in	in	ADP
cana-314	77	28	saudi	saudi	ADJ
cana-314	77	29	arabian	arabian	ADJ
cana-314	77	30	universities	university	NOUN
cana-314	77	31	,	,	PUNCT
cana-314	77	32	with	with	ADP
cana-314	77	33	a	a	DET
cana-314	77	34	particular	particular	ADJ
cana-314	77	35	emphasis	emphasis	NOUN
cana-314	77	36	on	on	ADP
cana-314	77	37	their	their	PRON
cana-314	77	38	inclination	inclination	NOUN
cana-314	77	39	towards	towards	ADP
cana-314	77	40	future	future	ADJ
cana-314	77	41	savings	saving	NOUN
cana-314	77	42	and	and	CCONJ
cana-314	77	43	their	their	PRON
cana-314	77	44	attitudes	attitude	NOUN
cana-314	77	45	towards	towards	ADP
cana-314	77	46	effective	effective	ADJ
cana-314	77	47	financial	financial	ADJ
cana-314	77	48	decision	decision	NOUN
cana-314	77	49	-	-	PUNCT
cana-314	77	50	making	making	NOUN
cana-314	77	51	.	.	PUNCT
cana-314	78	1	the	the	DET
cana-314	78	2	following	follow	VERB
cana-314	78	3	sections	section	NOUN
cana-314	78	4	will	will	AUX
cana-314	78	5	delve	delve	VERB
cana-314	78	6	into	into	ADP
cana-314	78	7	the	the	DET
cana-314	78	8	specifics	specific	NOUN
cana-314	78	9	of	of	ADP
cana-314	78	10	our	our	PRON
cana-314	78	11	methodology	methodology	NOUN
cana-314	78	12	,	,	PUNCT
cana-314	78	13	data	data	NOUN
cana-314	78	14	collection	collection	NOUN
cana-314	78	15	,	,	PUNCT
cana-314	78	16	analysis	analysis	NOUN
cana-314	78	17	,	,	PUNCT
cana-314	78	18	and	and	CCONJ
cana-314	78	19	findings	finding	NOUN
cana-314	78	20	.	.	PUNCT
cana-314	79	1	through	through	ADP
cana-314	79	2	this	this	DET
cana-314	79	3	rigorous	rigorous	ADJ
cana-314	79	4	examination	examination	NOUN
cana-314	79	5	,	,	PUNCT
cana-314	79	6	an	an	DET
cana-314	79	7	endeavor	endeavor	NOUN
cana-314	79	8	is	be	AUX
cana-314	79	9	made	make	VERB
cana-314	79	10	to	to	PART
cana-314	79	11	offer	offer	VERB
cana-314	79	12	valuable	valuable	ADJ
cana-314	79	13	insights	insight	NOUN
cana-314	79	14	and	and	CCONJ
cana-314	79	15	recommendations	recommendation	NOUN
cana-314	79	16	that	that	PRON
cana-314	79	17	can	can	AUX
cana-314	79	18	drive	drive	VERB
cana-314	79	19	meaningful	meaningful	ADJ
cana-314	79	20	improvements	improvement	NOUN
cana-314	79	21	in	in	ADP
cana-314	79	22	the	the	DET
cana-314	79	23	financial	financial	ADJ
cana-314	79	24	well	well	NOUN
cana-314	79	25	-	-	PUNCT
cana-314	79	26	being	being	NOUN
cana-314	79	27	of	of	ADP
cana-314	79	28	women	woman	NOUN
cana-314	79	29	in	in	ADP
cana-314	79	30	indian	indian	ADJ
cana-314	79	31	higher	high	ADJ
cana-314	79	32	education	education	NOUN
cana-314	79	33	institutions	institution	NOUN
cana-314	79	34	,	,	PUNCT
cana-314	79	35	ultimately	ultimately	ADV
cana-314	79	36	benefiting	benefit	VERB
cana-314	79	37	society	society	NOUN
cana-314	79	38	at	at	ADP
cana-314	79	39	large	large	ADJ
cana-314	79	40	[	[	X
cana-314	79	41	7	7	NUM
cana-314	79	42	]	]	X
cana-314	80	1	[	[	X
cana-314	80	2	9	9	NUM
cana-314	80	3	]	]	SYM
cana-314	80	4	.	.	PUNCT
cana-314	81	1	3	3	X
cana-314	81	2	.	.	X
cana-314	81	3	mathematical	mathematical	ADJ
cana-314	81	4	modeling	modeling	NOUN
cana-314	81	5	of	of	ADP
cana-314	81	6	financial	financial	ADJ
cana-314	81	7	model	model	NOUN
cana-314	81	8	of	of	ADP
cana-314	81	9	women	woman	NOUN
cana-314	81	10	in	in	ADP
cana-314	81	11	heiin	heiin	PROPN
cana-314	81	12	indian	indian	PROPN
cana-314	81	13	scenario	scenario	NOUN
cana-314	81	14	the	the	DET
cana-314	81	15	mathematical	mathematical	ADJ
cana-314	81	16	modeling	modeling	NOUN
cana-314	81	17	of	of	ADP
cana-314	81	18	the	the	DET
cana-314	81	19	financial	financial	ADJ
cana-314	81	20	behavior	behavior	NOUN
cana-314	81	21	of	of	ADP
cana-314	81	22	women	woman	NOUN
cana-314	81	23	working	work	VERB
cana-314	81	24	in	in	ADP
cana-314	81	25	higher	high	ADJ
cana-314	81	26	education	education	NOUN
cana-314	81	27	institutions	institution	NOUN
cana-314	81	28	(	(	PUNCT
cana-314	81	29	heis	heis	PROPN
cana-314	81	30	)	)	PUNCT
cana-314	81	31	in	in	ADP
cana-314	81	32	india	india	PROPN
cana-314	81	33	is	be	AUX
cana-314	81	34	offered	offer	VERB
cana-314	81	35	as	as	ADP
cana-314	81	36	a	a	DET
cana-314	81	37	nuanced	nuanced	ADJ
cana-314	81	38	understanding	understanding	NOUN
cana-314	81	39	of	of	ADP
cana-314	81	40	their	their	PRON
cana-314	81	41	economic	economic	ADJ
cana-314	81	42	landscape	landscape	NOUN
cana-314	81	43	.	.	PUNCT
cana-314	82	1	various	various	ADJ
cana-314	82	2	factors	factor	NOUN
cana-314	82	3	such	such	ADJ
cana-314	82	4	as	as	ADP
cana-314	82	5	income	income	NOUN
cana-314	82	6	,	,	PUNCT
cana-314	82	7	expenses	expense	NOUN
cana-314	82	8	,	,	PUNCT
cana-314	82	9	savings	saving	NOUN
cana-314	82	10	,	,	PUNCT
cana-314	82	11	and	and	CCONJ
cana-314	82	12	investments	investment	NOUN
cana-314	82	13	are	be	AUX
cana-314	82	14	intricately	intricately	ADV
cana-314	82	15	woven	weave	VERB
cana-314	82	16	together	together	ADV
cana-314	82	17	in	in	ADP
cana-314	82	18	this	this	DET
cana-314	82	19	model	model	NOUN
cana-314	82	20	,	,	PUNCT
cana-314	82	21	portraying	portray	VERB
cana-314	82	22	a	a	DET
cana-314	82	23	comprehensive	comprehensive	ADJ
cana-314	82	24	picture	picture	NOUN
cana-314	82	25	of	of	ADP
cana-314	82	26	their	their	PRON
cana-314	82	27	financial	financial	ADJ
cana-314	82	28	dynamics	dynamic	NOUN
cana-314	82	29	.	.	PUNCT
cana-314	83	1	in	in	ADP
cana-314	83	2	the	the	DET
cana-314	83	3	indian	indian	ADJ
cana-314	83	4	scenario	scenario	NOUN
cana-314	83	5	,	,	PUNCT
cana-314	83	6	where	where	SCONJ
cana-314	83	7	economic	economic	ADJ
cana-314	83	8	conditions	condition	NOUN
cana-314	83	9	can	can	AUX
cana-314	83	10	vary	vary	VERB
cana-314	83	11	significantly	significantly	ADV
cana-314	83	12	,	,	PUNCT
cana-314	83	13	attention	attention	NOUN
cana-314	83	14	to	to	ADP
cana-314	83	15	detail	detail	NOUN
cana-314	83	16	and	and	CCONJ
cana-314	83	17	cultural	cultural	ADJ
cana-314	83	18	relevance	relevance	NOUN
cana-314	83	19	are	be	AUX
cana-314	83	20	hallmarks	hallmark	NOUN
cana-314	83	21	of	of	ADP
cana-314	83	22	this	this	DET
cana-314	83	23	model	model	NOUN
cana-314	83	24	[	[	X
cana-314	83	25	10	10	NUM
cana-314	83	26	]	]	PUNCT
cana-314	83	27	.	.	PUNCT
cana-314	84	1	net	net	ADJ
cana-314	84	2	income	income	NOUN
cana-314	84	3	:	:	PUNCT
cana-314	84	4	net	net	ADJ
cana-314	84	5	income	income	NOUN
cana-314	84	6	=	=	NOUN
cana-314	84	7	salary	salary	NOUN
cana-314	84	8	+	+	CCONJ
cana-314	84	9	bonuses	bonus	NOUN
cana-314	84	10	–	–	PUNCT
cana-314	84	11	taxes	taxis	NOUN
cana-314	84	12	(	(	PUNCT
cana-314	84	13	1	1	NUM
cana-314	84	14	)	)	PUNCT
cana-314	84	15	disposable	disposable	ADJ
cana-314	84	16	income	income	NOUN
cana-314	84	17	:	:	PUNCT
cana-314	84	18	disposable	disposable	ADJ
cana-314	84	19	income	income	NOUN
cana-314	84	20	=	=	SYM
cana-314	84	21	net	net	ADJ
cana-314	84	22	income	income	NOUN
cana-314	84	23	living	living	NOUN
cana-314	84	24	expenses	expense	NOUN
cana-314	84	25	(	(	PUNCT
cana-314	84	26	2	2	X
cana-314	84	27	)	)	PUNCT
cana-314	84	28	savings	saving	NOUN
cana-314	84	29	rate	rate	NOUN
cana-314	84	30	:	:	PUNCT
cana-314	84	31	savings	saving	NOUN
cana-314	84	32	rate	rate	NOUN
cana-314	84	33	=	=	SYM
cana-314	84	34	total	total	ADJ
cana-314	84	35	savings	saving	NOUN
cana-314	84	36	net	net	ADJ
cana-314	84	37	income	income	NOUN
cana-314	84	38	×	×	NOUN
cana-314	84	39	100	100	NUM
cana-314	84	40	(	(	PUNCT
cana-314	84	41	3	3	X
cana-314	84	42	)	)	PUNCT
cana-314	84	43	investment	investment	NOUN
cana-314	84	44	ratio	ratio	NOUN
cana-314	84	45	:	:	PUNCT
cana-314	84	46	investment	investment	NOUN
cana-314	84	47	ratio	ratio	NOUN
cana-314	84	48	=	=	SYM
cana-314	84	49	total	total	ADJ
cana-314	84	50	investment	investment	NOUN
cana-314	84	51	disposable	disposable	ADJ
cana-314	84	52	income	income	NOUN
cana-314	84	53	×	×	NOUN
cana-314	84	54	100	100	NUM
cana-314	84	55	(	(	PUNCT
cana-314	84	56	4	4	X
cana-314	84	57	)	)	PUNCT
cana-314	84	58	debt	debt	NOUN
cana-314	84	59	to	to	ADP
cana-314	84	60	income	income	NOUN
cana-314	84	61	ratio	ratio	NOUN
cana-314	84	62	:	:	PUNCT
cana-314	84	63	dti	dti	PROPN
cana-314	84	64	=	=	PROPN
cana-314	84	65	total	total	ADJ
cana-314	84	66	debt	debt	NOUN
cana-314	84	67	payments	payment	NOUN
cana-314	84	68	net	net	ADJ
cana-314	84	69	income	income	NOUN
cana-314	84	70	×	×	NOUN
cana-314	84	71	100	100	NUM
cana-314	84	72	(	(	PUNCT
cana-314	84	73	5	5	NUM
cana-314	84	74	)	)	PUNCT
cana-314	84	75	risk	risk	NOUN
cana-314	84	76	tolerance	tolerance	NOUN
cana-314	84	77	index	index	NOUN
cana-314	84	78	:	:	PUNCT
cana-314	84	79	a	a	DET
cana-314	84	80	function	function	NOUN
cana-314	84	81	of	of	ADP
cana-314	84	82	age	age	NOUN
cana-314	84	83	,	,	PUNCT
cana-314	84	84	financial	financial	ADJ
cana-314	84	85	literacy	literacy	NOUN
cana-314	84	86	,	,	PUNCT
cana-314	84	87	and	and	CCONJ
cana-314	84	88	economic	economic	ADJ
cana-314	84	89	conditions	condition	NOUN
cana-314	84	90	.	.	PUNCT
cana-314	85	1	savings	saving	NOUN
cana-314	85	2	growth	growth	NOUN
cana-314	85	3	model	model	NOUN
cana-314	85	4	:	:	PUNCT
cana-314	85	5	savings	saving	NOUN
cana-314	85	6	s𝑡+1	s𝑡+1	NOUN
cana-314	85	7	=	=	SYM
cana-314	85	8	savings	saving	NOUN
cana-314	85	9	𝑡	𝑡	PROPN
cana-314	85	10	×	×	NOUN
cana-314	85	11	(	(	PUNCT
cana-314	85	12	1	1	NUM
cana-314	85	13	+	+	NUM
cana-314	85	14	interest	interest	NOUN
cana-314	85	15	rate	rate	NOUN
cana-314	85	16	)	)	PUNCT
cana-314	85	17	(	(	PUNCT
cana-314	85	18	6	6	X
cana-314	85	19	)	)	PUNCT
cana-314	85	20	the	the	DET
cana-314	85	21	financial	financial	ADJ
cana-314	85	22	model	model	NOUN
cana-314	85	23	for	for	ADP
cana-314	85	24	analyzing	analyze	VERB
cana-314	85	25	various	various	ADJ
cana-314	85	26	aspects	aspect	NOUN
cana-314	85	27	of	of	ADP
cana-314	85	28	personal	personal	ADJ
cana-314	85	29	finance	finance	NOUN
cana-314	85	30	encompasses	encompass	VERB
cana-314	85	31	several	several	ADJ
cana-314	85	32	key	key	ADJ
cana-314	85	33	components	component	NOUN
cana-314	85	34	.	.	PUNCT
cana-314	86	1	the	the	DET
cana-314	86	2	investment	investment	NOUN
cana-314	86	3	returns	return	NOUN
cana-314	86	4	model	model	NOUN
cana-314	86	5	is	be	AUX
cana-314	86	6	pivotal	pivotal	ADJ
cana-314	86	7	,	,	PUNCT
cana-314	86	8	relying	rely	VERB
cana-314	86	9	on	on	ADP
cana-314	86	10	portfolio	portfolio	NOUN
cana-314	86	11	distribution	distribution	NOUN
cana-314	86	12	and	and	CCONJ
cana-314	86	13	prevailing	prevail	VERB
cana-314	86	14	market	market	NOUN
cana-314	86	15	conditions	condition	NOUN
cana-314	86	16	to	to	PART
cana-314	86	17	predict	predict	VERB
cana-314	86	18	returns	return	NOUN
cana-314	86	19	.	.	PUNCT
cana-314	87	1	equally	equally	ADV
cana-314	87	2	crucial	crucial	ADJ
cana-314	87	3	is	be	AUX
cana-314	87	4	the	the	DET
cana-314	87	5	credit	credit	NOUN
cana-314	87	6	score	score	NOUN
cana-314	87	7	impact	impact	NOUN
cana-314	87	8	,	,	PUNCT
cana-314	87	9	determined	determine	VERB
cana-314	87	10	by	by	ADP
cana-314	87	11	a	a	DET
cana-314	87	12	person	person	NOUN
cana-314	87	13	's	's	PART
cana-314	87	14	debt	debt	NOUN
cana-314	87	15	repayment	repayment	NOUN
cana-314	87	16	history	history	NOUN
cana-314	87	17	and	and	CCONJ
cana-314	87	18	current	current	ADJ
cana-314	87	19	debt	debt	NOUN
cana-314	87	20	levels	level	NOUN
cana-314	87	21	.	.	PUNCT
cana-314	88	1	this	this	DET
cana-314	88	2	factor	factor	NOUN
cana-314	88	3	plays	play	VERB
cana-314	88	4	a	a	DET
cana-314	88	5	significant	significant	ADJ
cana-314	88	6	role	role	NOUN
cana-314	88	7	in	in	ADP
cana-314	88	8	financial	financial	ADJ
cana-314	88	9	health	health	NOUN
cana-314	88	10	,	,	PUNCT
cana-314	88	11	as	as	SCONJ
cana-314	88	12	does	do	VERB
cana-314	88	13	the	the	DET
cana-314	88	14	childcare	childcare	NOUN
cana-314	88	15	cost	cost	NOUN
cana-314	88	16	impact	impact	NOUN
cana-314	88	17	,	,	PUNCT
cana-314	88	18	which	which	PRON
cana-314	88	19	adjusts	adjust	VERB
cana-314	88	20	disposable	disposable	ADJ
cana-314	88	21	income	income	NOUN
cana-314	88	22	by	by	ADP
cana-314	88	23	subtracting	subtract	VERB
cana-314	88	24	childcare	childcare	NOUN
cana-314	88	25	expenses	expense	NOUN
cana-314	88	26	.	.	PUNCT
cana-314	89	1	another	another	DET
cana-314	89	2	aspect	aspect	NOUN
cana-314	89	3	is	be	AUX
cana-314	89	4	the	the	DET
cana-314	89	5	retirement	retirement	NOUN
cana-314	89	6	savings	saving	NOUN
cana-314	89	7	projection	projection	NOUN
cana-314	89	8	,	,	PUNCT
cana-314	89	9	which	which	PRON
cana-314	89	10	calculates	calculate	VERB
cana-314	89	11	the	the	DET
cana-314	89	12	future	future	ADJ
cana-314	89	13	value	value	NOUN
cana-314	89	14	of	of	ADP
cana-314	89	15	communications	communication	NOUN
cana-314	89	16	on	on	ADP
cana-314	89	17	applied	apply	VERB
cana-314	89	18	nonlinear	nonlinear	ADJ
cana-314	89	19	analysis	analysis	NOUN
cana-314	89	20	issn	issn	NOUN
cana-314	89	21	:	:	PUNCT
cana-314	89	22	1074	1074	NUM
cana-314	89	23	-	-	PUNCT
cana-314	89	24	133x	133x	NUM
cana-314	89	25	vol	vol	NOUN
cana-314	89	26	30	30	NUM
cana-314	89	27	no	no	NOUN
cana-314	89	28	.	.	NOUN
cana-314	89	29	4	4	NUM
cana-314	89	30	(	(	PUNCT
cana-314	89	31	2023	2023	NUM
cana-314	89	32	)	)	PUNCT
cana-314	89	33	150	150	NUM
cana-314	89	34	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	89	35	current	current	ADJ
cana-314	89	36	savings	saving	NOUN
cana-314	89	37	and	and	CCONJ
cana-314	89	38	expected	expected	ADJ
cana-314	89	39	contributions	contribution	NOUN
cana-314	89	40	,	,	PUNCT
cana-314	89	41	providing	provide	VERB
cana-314	89	42	a	a	DET
cana-314	89	43	roadmap	roadmap	NOUN
cana-314	89	44	for	for	ADP
cana-314	89	45	retirement	retirement	NOUN
cana-314	89	46	planning	planning	NOUN
cana-314	89	47	.	.	PUNCT
cana-314	90	1	the	the	DET
cana-314	90	2	economic	economic	ADJ
cana-314	90	3	impact	impact	NOUN
cana-314	90	4	function	function	NOUN
cana-314	90	5	considers	consider	VERB
cana-314	90	6	the	the	DET
cana-314	90	7	influence	influence	NOUN
cana-314	90	8	of	of	ADP
cana-314	90	9	the	the	DET
cana-314	90	10	inflation	inflation	NOUN
cana-314	90	11	rate	rate	NOUN
cana-314	90	12	and	and	CCONJ
cana-314	90	13	policy	policy	NOUN
cana-314	90	14	changes	change	NOUN
cana-314	90	15	on	on	ADP
cana-314	90	16	personal	personal	ADJ
cana-314	90	17	finances	finance	NOUN
cana-314	90	18	.	.	PUNCT
cana-314	91	1	the	the	DET
cana-314	91	2	loan	loan	NOUN
cana-314	91	3	repayment	repayment	NOUN
cana-314	91	4	model	model	NOUN
cana-314	91	5	uses	use	VERB
cana-314	91	6	amortization	amortization	NOUN
cana-314	91	7	calculations	calculation	NOUN
cana-314	91	8	for	for	ADP
cana-314	91	9	managing	manage	VERB
cana-314	91	10	student	student	NOUN
cana-314	91	11	loans	loan	NOUN
cana-314	91	12	and	and	CCONJ
cana-314	91	13	mortgages	mortgage	NOUN
cana-314	91	14	,	,	PUNCT
cana-314	91	15	essential	essential	ADJ
cana-314	91	16	for	for	ADP
cana-314	91	17	debt	debt	NOUN
cana-314	91	18	management	management	NOUN
cana-314	91	19	.	.	PUNCT
cana-314	92	1	the	the	DET
cana-314	92	2	adequacy	adequacy	NOUN
cana-314	92	3	of	of	ADP
cana-314	92	4	an	an	DET
cana-314	92	5	emergency	emergency	NOUN
cana-314	92	6	fund	fund	NOUN
cana-314	92	7	is	be	AUX
cana-314	92	8	quantified	quantify	VERB
cana-314	92	9	by	by	ADP
cana-314	92	10	its	its	PRON
cana-314	92	11	ratio	ratio	NOUN
cana-314	92	12	to	to	ADP
cana-314	92	13	monthly	monthly	ADJ
cana-314	92	14	living	living	NOUN
cana-314	92	15	expenses	expense	NOUN
cana-314	92	16	,	,	PUNCT
cana-314	92	17	ensuring	ensure	VERB
cana-314	92	18	preparedness	preparedness	NOUN
cana-314	92	19	for	for	ADP
cana-314	92	20	unforeseen	unforeseen	ADJ
cana-314	92	21	circumstances	circumstance	NOUN
cana-314	92	22	.	.	PUNCT
cana-314	93	1	the	the	DET
cana-314	93	2	financial	financial	ADJ
cana-314	93	3	stress	stress	PROPN
cana-314	93	4	index	index	NOUN
cana-314	93	5	,	,	PUNCT
cana-314	93	6	another	another	DET
cana-314	93	7	critical	critical	ADJ
cana-314	93	8	measure	measure	NOUN
cana-314	93	9	,	,	PUNCT
cana-314	93	10	is	be	AUX
cana-314	93	11	a	a	DET
cana-314	93	12	function	function	NOUN
cana-314	93	13	of	of	ADP
cana-314	93	14	debt	debt	NOUN
cana-314	93	15	-	-	PUNCT
cana-314	93	16	to	to	ADP
cana-314	93	17	-	-	PUNCT
cana-314	93	18	income	income	NOUN
cana-314	93	19	(	(	PUNCT
cana-314	93	20	dti	dti	PROPN
cana-314	93	21	)	)	PUNCT
cana-314	93	22	ratio	ratio	NOUN
cana-314	93	23	,	,	PUNCT
cana-314	93	24	emergency	emergency	NOUN
cana-314	93	25	fund	fund	NOUN
cana-314	93	26	adequacy	adequacy	NOUN
cana-314	93	27	,	,	PUNCT
cana-314	93	28	and	and	CCONJ
cana-314	93	29	job	job	NOUN
cana-314	93	30	security	security	NOUN
cana-314	93	31	,	,	PUNCT
cana-314	93	32	offering	offer	VERB
cana-314	93	33	a	a	DET
cana-314	93	34	holistic	holistic	ADJ
cana-314	93	35	view	view	NOUN
cana-314	93	36	of	of	ADP
cana-314	93	37	financial	financial	ADJ
cana-314	93	38	stress	stress	NOUN
cana-314	93	39	levels	level	NOUN
cana-314	93	40	.	.	PUNCT
cana-314	94	1	insurance	insurance	NOUN
cana-314	94	2	coverage	coverage	NOUN
cana-314	94	3	adequacy	adequacy	NOUN
cana-314	94	4	is	be	AUX
cana-314	94	5	analyzed	analyze	VERB
cana-314	94	6	to	to	PART
cana-314	94	7	determine	determine	VERB
cana-314	94	8	if	if	SCONJ
cana-314	94	9	health	health	NOUN
cana-314	94	10	and	and	CCONJ
cana-314	94	11	life	life	NOUN
cana-314	94	12	insurance	insurance	NOUN
cana-314	94	13	coverage	coverage	NOUN
cana-314	94	14	meets	meet	VERB
cana-314	94	15	individual	individual	ADJ
cana-314	94	16	needs	need	NOUN
cana-314	94	17	.	.	PUNCT
cana-314	95	1	additionally	additionally	ADV
cana-314	95	2	,	,	PUNCT
cana-314	95	3	the	the	DET
cana-314	95	4	educational	educational	ADJ
cana-314	95	5	expense	expense	NOUN
cana-314	95	6	forecast	forecast	NOUN
cana-314	95	7	projects	project	VERB
cana-314	95	8	future	future	ADJ
cana-314	95	9	educational	educational	ADJ
cana-314	95	10	expenses	expense	NOUN
cana-314	95	11	for	for	ADP
cana-314	95	12	oneself	oneself	PRON
cana-314	95	13	or	or	CCONJ
cana-314	95	14	dependents	dependent	NOUN
cana-314	95	15	.	.	PUNCT
cana-314	96	1	the	the	DET
cana-314	96	2	tax	tax	NOUN
cana-314	96	3	impact	impact	NOUN
cana-314	96	4	model	model	NOUN
cana-314	96	5	calculates	calculate	VERB
cana-314	96	6	tax	tax	NOUN
cana-314	96	7	liabilities	liability	NOUN
cana-314	96	8	based	base	VERB
cana-314	96	9	on	on	ADP
cana-314	96	10	income	income	NOUN
cana-314	96	11	and	and	CCONJ
cana-314	96	12	deductions	deduction	NOUN
cana-314	96	13	,	,	PUNCT
cana-314	96	14	while	while	SCONJ
cana-314	96	15	the	the	DET
cana-314	96	16	inflation	inflation	NOUN
cana-314	96	17	-	-	PUNCT
cana-314	96	18	adjusted	adjust	VERB
cana-314	96	19	income	income	NOUN
cana-314	96	20	growth	growth	NOUN
cana-314	96	21	projects	project	VERB
cana-314	96	22	real	real	ADJ
cana-314	96	23	income	income	NOUN
cana-314	96	24	growth	growth	NOUN
cana-314	96	25	over	over	ADP
cana-314	96	26	time	time	NOUN
cana-314	96	27	.	.	PUNCT
cana-314	97	1	a	a	DET
cana-314	97	2	unique	unique	ADJ
cana-314	97	3	component	component	NOUN
cana-314	97	4	is	be	AUX
cana-314	97	5	the	the	DET
cana-314	97	6	behavioral	behavioral	ADJ
cana-314	97	7	bias	bias	NOUN
cana-314	97	8	index	index	NOUN
cana-314	97	9	,	,	PUNCT
cana-314	97	10	which	which	PRON
cana-314	97	11	measures	measure	VERB
cana-314	97	12	the	the	DET
cana-314	97	13	impact	impact	NOUN
cana-314	97	14	of	of	ADP
cana-314	97	15	behavioral	behavioral	ADJ
cana-314	97	16	biases	bias	NOUN
cana-314	97	17	on	on	ADP
cana-314	97	18	financial	financial	ADJ
cana-314	97	19	decisions	decision	NOUN
cana-314	97	20	.	.	PUNCT
cana-314	98	1	this	this	DET
cana-314	98	2	model	model	NOUN
cana-314	98	3	,	,	PUNCT
cana-314	98	4	along	along	ADP
cana-314	98	5	with	with	ADP
cana-314	98	6	its	its	PRON
cana-314	98	7	equations	equation	NOUN
cana-314	98	8	,	,	PUNCT
cana-314	98	9	is	be	AUX
cana-314	98	10	highly	highly	ADV
cana-314	98	11	simplified	simplified	ADJ
cana-314	98	12	.	.	PUNCT
cana-314	99	1	it	it	PRON
cana-314	99	2	provides	provide	VERB
cana-314	99	3	a	a	DET
cana-314	99	4	basic	basic	ADJ
cana-314	99	5	framework	framework	NOUN
cana-314	99	6	but	but	CCONJ
cana-314	99	7	requires	require	VERB
cana-314	99	8	significant	significant	ADJ
cana-314	99	9	refinement	refinement	NOUN
cana-314	99	10	and	and	CCONJ
cana-314	99	11	data	datum	NOUN
cana-314	99	12	support	support	NOUN
cana-314	99	13	for	for	ADP
cana-314	99	14	real	real	ADJ
cana-314	99	15	-	-	PUNCT
cana-314	99	16	world	world	NOUN
cana-314	99	17	application	application	NOUN
cana-314	99	18	.	.	PUNCT
cana-314	100	1	the	the	DET
cana-314	100	2	complexity	complexity	NOUN
cana-314	100	3	of	of	ADP
cana-314	100	4	human	human	ADJ
cana-314	100	5	behavior	behavior	NOUN
cana-314	100	6	,	,	PUNCT
cana-314	100	7	especially	especially	ADV
cana-314	100	8	in	in	ADP
cana-314	100	9	financial	financial	ADJ
cana-314	100	10	matters	matter	NOUN
cana-314	100	11	,	,	PUNCT
cana-314	100	12	necessitates	necessitate	VERB
cana-314	100	13	the	the	DET
cana-314	100	14	incorporation	incorporation	NOUN
cana-314	100	15	of	of	ADP
cana-314	100	16	more	more	ADV
cana-314	100	17	sophisticated	sophisticated	ADJ
cana-314	100	18	statistical	statistical	ADJ
cana-314	100	19	or	or	CCONJ
cana-314	100	20	machine	machine	NOUN
cana-314	100	21	learning	learn	VERB
cana-314	100	22	techniques	technique	NOUN
cana-314	100	23	to	to	PART
cana-314	100	24	accurately	accurately	ADV
cana-314	100	25	predict	predict	VERB
cana-314	100	26	financial	financial	ADJ
cana-314	100	27	decisions	decision	NOUN
cana-314	100	28	.	.	PUNCT
cana-314	101	1	[	[	X
cana-314	101	2	salary	salary	NOUN
cana-314	101	3	year	year	NOUN
cana-314	101	4	=	=	NOUN
cana-314	101	5	salary	salary	NOUN
cana-314	101	6	previous	previous	ADJ
cana-314	101	7	year	year	NOUN
cana-314	101	8	×	×	NOUN
cana-314	101	9	(	(	PUNCT
cana-314	101	10	1	1	NUM
cana-314	101	11	+	+	CCONJ
cana-314	101	12	growth	growth	NOUN
cana-314	101	13	rate	rate	NOUN
cana-314	101	14	)	)	PUNCT
cana-314	101	15	]	]	PUNCT
cana-314	101	16	(	(	PUNCT
cana-314	101	17	7	7	X
cana-314	101	18	)	)	PUNCT
cana-314	102	1	[	[	X
cana-314	102	2	net	net	ADJ
cana-314	102	3	incomemonthly	incomemonthly	ADV
cana-314	102	4	=	=	SYM
cana-314	102	5	annual	annual	ADJ
cana-314	102	6	salary	salary	NOUN
cana-314	102	7	12	12	NUM
cana-314	102	8	]	]	PUNCT
cana-314	102	9	(	(	PUNCT
cana-314	102	10	8)	8)	NUM
cana-314	102	11	[	[	X
cana-314	102	12	net	net	ADJ
cana-314	102	13	incomeannual	incomeannual	ADJ
cana-314	102	14	=	=	PUNCT
cana-314	102	15	annual	annual	ADJ
cana-314	102	16	salary	salary	NOUN
cana-314	102	17	−	−	PROPN
cana-314	102	18	taxes	taxis	NOUN
cana-314	102	19	]	]	PUNCT
cana-314	102	20	(	(	PUNCT
cana-314	102	21	9	9	X
cana-314	102	22	)	)	PUNCT
cana-314	103	1	[	[	X
cana-314	103	2	expenses	expense	VERB
cana-314	103	3	monthly	monthly	ADJ
cana-314	103	4	=	=	SYM
cana-314	103	5	total	total	ADJ
cana-314	103	6	annual	annual	ADJ
cana-314	103	7	expenses	expense	NOUN
cana-314	103	8	12	12	NUM
cana-314	103	9	]	]	PUNCT
cana-314	103	10	(	(	PUNCT
cana-314	103	11	10	10	NUM
cana-314	103	12	)	)	PUNCT
cana-314	104	1	[	[	X
cana-314	104	2	expenses	expense	NOUN
cana-314	104	3	year	year	NOUN
cana-314	104	4	=	=	NOUN
cana-314	104	5	expenses	expense	VERB
cana-314	104	6	previous	previous	ADJ
cana-314	104	7	year	year	NOUN
cana-314	104	8	×	×	NOUN
cana-314	104	9	(	(	PUNCT
cana-314	104	10	1	1	NUM
cana-314	104	11	+	+	CCONJ
cana-314	104	12	cola	cola	NOUN
cana-314	104	13	rate	rate	NOUN
cana-314	104	14	)	)	PUNCT
cana-314	104	15	]	]	PUNCT
cana-314	105	1	(	(	PUNCT
cana-314	105	2	11	11	NUM
cana-314	105	3	)	)	PUNCT
cana-314	105	4	[	[	X
cana-314	105	5	savings	saving	NOUN
cana-314	105	6	monthly	monthly	ADJ
cana-314	105	7	=	=	SYM
cana-314	105	8	net	net	NOUN
cana-314	105	9	incomemonthly	incomemonthly	ADV
cana-314	105	10	−	−	PROPN
cana-314	105	11	expenses	expense	NOUN
cana-314	105	12	monthly	monthly	ADV
cana-314	105	13	]	]	PUNCT
cana-314	105	14	(	(	PUNCT
cana-314	105	15	12	12	NUM
cana-314	105	16	)	)	PUNCT
cana-314	106	1	[	[	X
cana-314	106	2	savings	saving	NOUN
cana-314	106	3	annual	annual	ADJ
cana-314	106	4	=	=	SYM
cana-314	106	5	net	net	ADJ
cana-314	106	6	incomeannual	incomeannual	ADJ
cana-314	106	7	−	−	PROPN
cana-314	106	8	total	total	ADJ
cana-314	106	9	annual	annual	ADJ
cana-314	106	10	expenses	expense	NOUN
cana-314	106	11	]	]	PUNCT
cana-314	106	12	(	(	PUNCT
cana-314	106	13	13	13	NUM
cana-314	106	14	)	)	PUNCT
cana-314	107	1	[	[	X
cana-314	107	2	investmentyear	investmentyear	ADJ
cana-314	107	3	=	=	SYM
cana-314	107	4	(	(	PUNCT
cana-314	107	5	investmentprevious	investmentprevious	ADJ
cana-314	107	6	year	year	NOUN
cana-314	107	7	+	+	CCONJ
cana-314	107	8	annual	annual	ADJ
cana-314	107	9	savings	saving	NOUN
cana-314	107	10	)	)	PUNCT
cana-314	107	11	×	×	NOUN
cana-314	107	12	(	(	PUNCT
cana-314	107	13	1	1	NUM
cana-314	107	14	+	+	NUM
cana-314	107	15	investment	investment	NOUN
cana-314	107	16	return	return	NOUN
cana-314	107	17	rate	rate	NOUN
cana-314	107	18	)	)	PUNCT
cana-314	107	19	]	]	PUNCT
cana-314	107	20	(	(	PUNCT
cana-314	107	21	14	14	NUM
cana-314	107	22	)	)	PUNCT
cana-314	108	1	[	[	X
cana-314	108	2	emi	emi	X
cana-314	108	3	=	=	SYM
cana-314	108	4	principal×interest	principal×interest	NOUN
cana-314	108	5	rate×(1+interest	rate×(1+inter	ADJ
cana-314	108	6	rate)𝑛	rate)𝑛	PROPN
cana-314	108	7	(	(	PUNCT
cana-314	108	8	1+interest	1+interest	NUM
cana-314	108	9	rate)𝑛−1	rate)𝑛−1	X
cana-314	108	10	]	]	PUNCT
cana-314	108	11	(	(	PUNCT
cana-314	108	12	15	15	NUM
cana-314	108	13	)	)	PUNCT
cana-314	109	1	[	[	X
cana-314	109	2	retirement	retirement	NOUN
cana-314	109	3	requirement	requirement	NOUN
cana-314	109	4	=	=	PUNCT
cana-314	109	5	annual	annual	ADJ
cana-314	109	6	retirement	retirement	NOUN
cana-314	109	7	expense	expense	NOUN
cana-314	109	8	×	×	PROPN
cana-314	109	9	1−(1+return	1−(1+return	NOUN
cana-314	109	10	rate)−retirement	rate)−retirement	NOUN
cana-314	109	11	duration	duration	NOUN
cana-314	109	12	return	return	NOUN
cana-314	109	13	rate	rate	NOUN
cana-314	109	14	]	]	PUNCT
cana-314	109	15	(	(	PUNCT
cana-314	109	16	16	16	NUM
cana-314	109	17	)	)	PUNCT
cana-314	110	1	[	[	X
cana-314	110	2	retirement	retirement	NOUN
cana-314	110	3	fundfuture	fundfuture	NOUN
cana-314	110	4	=	=	SYM
cana-314	110	5	current	current	ADJ
cana-314	110	6	savings	saving	NOUN
cana-314	110	7	×	×	NOUN
cana-314	110	8	(	(	PUNCT
cana-314	110	9	1	1	NUM
cana-314	110	10	+	+	CCONJ
cana-314	110	11	annual	annual	ADJ
cana-314	110	12	return)𝑛	return)𝑛	PROPN
cana-314	110	13	]	]	PUNCT
cana-314	110	14	(	(	PUNCT
cana-314	110	15	17	17	NUM
cana-314	110	16	)	)	PUNCT
cana-314	111	1	[	[	X
cana-314	111	2	income	income	NOUN
cana-314	111	3	tax	tax	NOUN
cana-314	111	4	liability	liability	NOUN
cana-314	111	5	:	:	PUNCT
cana-314	111	6	based	base	VERB
cana-314	111	7	on	on	ADP
cana-314	111	8	current	current	ADJ
cana-314	111	9	indian	indian	ADJ
cana-314	111	10	tax	tax	NOUN
cana-314	111	11	slabs	slab	NOUN
cana-314	111	12	(	(	PUNCT
cana-314	111	13	subject	subject	ADJ
cana-314	111	14	to	to	ADP
cana-314	111	15	change	change	NOUN
cana-314	111	16	)	)	PUNCT
cana-314	111	17	]	]	PUNCT
cana-314	112	1	[	[	X
cana-314	112	2	investment	investment	NOUN
cana-314	112	3	tax	tax	NOUN
cana-314	112	4	benefits	benefit	NOUN
cana-314	112	5	:	:	PUNCT
cana-314	112	6	calculating	calculate	VERB
cana-314	112	7	tax	tax	NOUN
cana-314	112	8	savings	saving	NOUN
cana-314	112	9	from	from	ADP
cana-314	112	10	investment	investment	NOUN
cana-314	112	11	in	in	ADP
cana-314	112	12	tax	tax	NOUN
cana-314	112	13	-	-	PUNCT
cana-314	112	14	saving	save	VERB
cana-314	112	15	instruments	instrument	NOUN
cana-314	112	16	]	]	PUNCT
cana-314	113	1	[	[	X
cana-314	113	2	emergency	emergency	NOUN
cana-314	113	3	fund	fund	NOUN
cana-314	113	4	=	=	SYM
cana-314	113	5	monthly	monthly	ADJ
cana-314	113	6	living	living	NOUN
cana-314	113	7	expenses	expense	NOUN
cana-314	113	8	×	×	NOUN
cana-314	113	9	months	month	NOUN
cana-314	113	10	of	of	ADP
cana-314	113	11	coverage	coverage	NOUN
cana-314	113	12	desired	desire	VERB
cana-314	113	13	]	]	PUNCT
cana-314	113	14	.inflation	.inflation	NOUN
cana-314	113	15	impact	impact	NOUN
cana-314	113	16	(	(	PUNCT
cana-314	113	17	inflation	inflation	NOUN
cana-314	113	18	-	-	PUNCT
cana-314	113	19	adjusted	adjust	VERB
cana-314	113	20	salary	salary	NOUN
cana-314	113	21	growth	growth	NOUN
cana-314	113	22	):	):	PUNCT
cana-314	113	23	communications	communication	NOUN
cana-314	113	24	on	on	ADP
cana-314	113	25	applied	apply	VERB
cana-314	113	26	nonlinear	nonlinear	ADJ
cana-314	113	27	analysis	analysis	NOUN
cana-314	113	28	issn	issn	NOUN
cana-314	113	29	:	:	PUNCT
cana-314	113	30	1074	1074	NUM
cana-314	113	31	-	-	PUNCT
cana-314	113	32	133x	133x	NUM
cana-314	113	33	vol	vol	NOUN
cana-314	113	34	30	30	NUM
cana-314	113	35	no	no	NOUN
cana-314	113	36	.	.	NOUN
cana-314	113	37	4	4	NUM
cana-314	113	38	(	(	PUNCT
cana-314	113	39	2023	2023	NUM
cana-314	113	40	)	)	PUNCT
cana-314	113	41	151	151	NUM
cana-314	113	42	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	114	1	[	[	X
cana-314	114	2	real	real	ADJ
cana-314	114	3	salary	salary	NOUN
cana-314	114	4	growth	growth	NOUN
cana-314	114	5	=	=	SYM
cana-314	114	6	nominal	nominal	ADJ
cana-314	114	7	salary	salary	NOUN
cana-314	114	8	growth	growth	NOUN
cana-314	114	9	1+inflation	1+inflation	NUM
cana-314	114	10	rate	rate	NOUN
cana-314	114	11	]	]	PUNCT
cana-314	114	12	(	(	PUNCT
cana-314	114	13	18	18	NUM
cana-314	114	14	)	)	PUNCT
cana-314	115	1	[	[	X
cana-314	115	2	debt	debt	NOUN
cana-314	115	3	to	to	PART
cana-314	115	4	income	income	NOUN
cana-314	115	5	ratio	ratio	NOUN
cana-314	115	6	(	(	PUNCT
cana-314	115	7	dti	dti	PROPN
cana-314	115	8	)	)	PUNCT
cana-314	115	9	=	=	PROPN
cana-314	115	10	total	total	ADJ
cana-314	115	11	debt	debt	NOUN
cana-314	115	12	payments	payment	NOUN
cana-314	115	13	per	per	ADP
cana-314	115	14	year	year	NOUN
cana-314	115	15	net	net	PROPN
cana-314	115	16	incomeannual	incomeannual	NOUN
cana-314	115	17	]	]	PUNCT
cana-314	115	18	(	(	PUNCT
cana-314	115	19	19	19	NUM
cana-314	115	20	)	)	PUNCT
cana-314	116	1	[	[	X
cana-314	116	2	savings	saving	NOUN
cana-314	116	3	rate	rate	NOUN
cana-314	116	4	=	=	PUNCT
cana-314	116	5	annual	annual	ADJ
cana-314	116	6	savings	saving	NOUN
cana-314	116	7	net	net	NOUN
cana-314	116	8	incomeannual	incomeannual	NOUN
cana-314	116	9	]	]	PUNCT
cana-314	116	10	(	(	PUNCT
cana-314	116	11	20	20	NUM
cana-314	116	12	)	)	PUNCT
cana-314	117	1	[	[	X
cana-314	117	2	net	net	ADJ
cana-314	117	3	worth	worth	ADJ
cana-314	117	4	=	=	PUNCT
cana-314	117	5	total	total	ADJ
cana-314	117	6	assets	asset	NOUN
cana-314	117	7	−	−	PROPN
cana-314	117	8	total	total	ADJ
cana-314	117	9	liabilities	liability	NOUN
cana-314	117	10	]	]	PUNCT
cana-314	117	11	(	(	PUNCT
cana-314	117	12	21	21	NUM
cana-314	117	13	)	)	PUNCT
cana-314	118	1	[	[	X
cana-314	118	2	education	education	NOUN
cana-314	118	3	fund	fund	NOUN
cana-314	118	4	=	=	SYM
cana-314	118	5	annual	annual	ADJ
cana-314	118	6	education	education	NOUN
cana-314	118	7	cost	cost	VERB
cana-314	118	8	×	×	NOUN
cana-314	118	9	number	number	NOUN
cana-314	118	10	of	of	ADP
cana-314	118	11	years	year	NOUN
cana-314	118	12	]	]	PUNCT
cana-314	118	13	(	(	PUNCT
cana-314	118	14	22	22	NUM
cana-314	118	15	)	)	PUNCT
cana-314	119	1	[	[	X
cana-314	119	2	discretionary	discretionary	ADJ
cana-314	119	3	spending	spending	NOUN
cana-314	119	4	=	=	SYM
cana-314	119	5	net	net	NOUN
cana-314	119	6	incomemonthly	incomemonthly	ADV
cana-314	119	7	−	−	PROPN
cana-314	119	8	(	(	PUNCT
cana-314	119	9	savings	saving	NOUN
cana-314	119	10	monthly	monthly	ADV
cana-314	119	11	+	+	CCONJ
cana-314	119	12	fixed	fix	VERB
cana-314	119	13	expenses	expense	NOUN
cana-314	119	14	monthly	monthly	ADV
cana-314	119	15	)	)	PUNCT
cana-314	119	16	]	]	PUNCT
cana-314	120	1	(	(	PUNCT
cana-314	120	2	23	23	NUM
cana-314	120	3	)	)	PUNCT
cana-314	120	4	at	at	ADP
cana-314	120	5	its	its	PRON
cana-314	120	6	core	core	NOUN
cana-314	120	7	,	,	PUNCT
cana-314	120	8	the	the	DET
cana-314	120	9	analysis	analysis	NOUN
cana-314	120	10	of	of	ADP
cana-314	120	11	annual	annual	ADJ
cana-314	120	12	salary	salary	NOUN
cana-314	120	13	growth	growth	NOUN
cana-314	120	14	is	be	AUX
cana-314	120	15	initiated	initiate	VERB
cana-314	120	16	by	by	ADP
cana-314	120	17	the	the	DET
cana-314	120	18	model	model	NOUN
cana-314	120	19	,	,	PUNCT
cana-314	120	20	accounting	account	VERB
cana-314	120	21	for	for	ADP
cana-314	120	22	increments	increment	NOUN
cana-314	120	23	and	and	CCONJ
cana-314	120	24	professional	professional	ADJ
cana-314	120	25	advancements	advancement	NOUN
cana-314	120	26	typical	typical	ADJ
cana-314	120	27	to	to	ADP
cana-314	120	28	the	the	DET
cana-314	120	29	academic	academic	ADJ
cana-314	120	30	sector	sector	NOUN
cana-314	120	31	.	.	PUNCT
cana-314	121	1	the	the	DET
cana-314	121	2	net	net	ADJ
cana-314	121	3	income	income	NOUN
cana-314	121	4	,	,	PUNCT
cana-314	121	5	especially	especially	ADV
cana-314	121	6	after	after	ADP
cana-314	121	7	deducting	deduct	VERB
cana-314	121	8	taxes	taxis	NOUN
cana-314	121	9	as	as	ADP
cana-314	121	10	per	per	ADP
cana-314	121	11	indian	indian	ADJ
cana-314	121	12	financial	financial	ADJ
cana-314	121	13	regulations	regulation	NOUN
cana-314	121	14	,	,	PUNCT
cana-314	121	15	is	be	AUX
cana-314	121	16	considered	consider	VERB
cana-314	121	17	a	a	DET
cana-314	121	18	critical	critical	ADJ
cana-314	121	19	factor	factor	NOUN
cana-314	121	20	.	.	PUNCT
cana-314	122	1	delving	delve	VERB
cana-314	122	2	into	into	ADP
cana-314	122	3	annual	annual	ADJ
cana-314	122	4	savings	saving	NOUN
cana-314	122	5	,	,	PUNCT
cana-314	122	6	a	a	DET
cana-314	122	7	significant	significant	ADJ
cana-314	122	8	aspect	aspect	NOUN
cana-314	122	9	given	give	VERB
cana-314	122	10	the	the	DET
cana-314	122	11	indian	indian	ADJ
cana-314	122	12	ethos	ethos	NOUN
cana-314	122	13	of	of	ADP
cana-314	122	14	saving	save	VERB
cana-314	122	15	for	for	ADP
cana-314	122	16	future	future	ADJ
cana-314	122	17	security	security	NOUN
cana-314	122	18	and	and	CCONJ
cana-314	122	19	emergencies	emergency	NOUN
cana-314	122	20	,	,	PUNCT
cana-314	122	21	the	the	DET
cana-314	122	22	model	model	NOUN
cana-314	122	23	calculates	calculate	VERB
cana-314	122	24	this	this	PRON
cana-314	122	25	as	as	ADP
cana-314	122	26	a	a	DET
cana-314	122	27	percentage	percentage	NOUN
cana-314	122	28	of	of	ADP
cana-314	122	29	the	the	DET
cana-314	122	30	net	net	ADJ
cana-314	122	31	income	income	NOUN
cana-314	122	32	,	,	PUNCT
cana-314	122	33	reflecting	reflect	VERB
cana-314	122	34	realistic	realistic	ADJ
cana-314	122	35	savings	saving	NOUN
cana-314	122	36	behavior	behavior	NOUN
cana-314	122	37	.	.	PUNCT
cana-314	123	1	living	live	VERB
cana-314	123	2	expenses	expense	NOUN
cana-314	123	3	,	,	PUNCT
cana-314	123	4	modeled	model	VERB
cana-314	123	5	to	to	PART
cana-314	123	6	include	include	VERB
cana-314	123	7	an	an	DET
cana-314	123	8	annual	annual	ADJ
cana-314	123	9	growth	growth	NOUN
cana-314	123	10	rate	rate	NOUN
cana-314	123	11	,	,	PUNCT
cana-314	123	12	mirror	mirror	VERB
cana-314	123	13	the	the	DET
cana-314	123	14	real	real	ADJ
cana-314	123	15	-	-	PUNCT
cana-314	123	16	life	life	NOUN
cana-314	123	17	impact	impact	NOUN
cana-314	123	18	of	of	ADP
cana-314	123	19	inflation	inflation	NOUN
cana-314	123	20	and	and	CCONJ
cana-314	123	21	cost	cost	NOUN
cana-314	123	22	of	of	ADP
cana-314	123	23	living	live	VERB
cana-314	123	24	adjustments	adjustment	NOUN
cana-314	123	25	(	(	PUNCT
cana-314	123	26	cola	cola	NOUN
cana-314	123	27	)	)	PUNCT
cana-314	123	28	in	in	ADP
cana-314	123	29	india	india	PROPN
cana-314	123	30	.	.	PUNCT
cana-314	124	1	moreover	moreover	ADV
cana-314	124	2	,	,	PUNCT
cana-314	124	3	the	the	DET
cana-314	124	4	investment	investment	NOUN
cana-314	124	5	aspect	aspect	NOUN
cana-314	124	6	of	of	ADP
cana-314	124	7	the	the	DET
cana-314	124	8	model	model	NOUN
cana-314	124	9	encapsulates	encapsulate	VERB
cana-314	124	10	the	the	DET
cana-314	124	11	growing	grow	VERB
cana-314	124	12	trend	trend	NOUN
cana-314	124	13	of	of	ADP
cana-314	124	14	financial	financial	ADJ
cana-314	124	15	investments	investment	NOUN
cana-314	124	16	among	among	ADP
cana-314	124	17	indian	indian	ADJ
cana-314	124	18	women	woman	NOUN
cana-314	124	19	in	in	ADP
cana-314	124	20	academia	academia	NOUN
cana-314	124	21	,	,	PUNCT
cana-314	124	22	with	with	ADP
cana-314	124	23	investment	investment	NOUN
cana-314	124	24	growth	growth	NOUN
cana-314	124	25	calculated	calculate	VERB
cana-314	124	26	based	base	VERB
cana-314	124	27	on	on	ADP
cana-314	124	28	savings	saving	NOUN
cana-314	124	29	and	and	CCONJ
cana-314	124	30	expected	expect	VERB
cana-314	124	31	return	return	NOUN
cana-314	124	32	rates	rate	NOUN
cana-314	124	33	.	.	PUNCT
cana-314	125	1	[	[	X
cana-314	125	2	salary	salary	NOUN
cana-314	125	3	year	year	NOUN
cana-314	125	4	=	=	NOUN
cana-314	125	5	salary	salary	NOUN
cana-314	125	6	previous	previous	ADJ
cana-314	125	7	year	year	NOUN
cana-314	125	8	×	×	NOUN
cana-314	125	9	(	(	PUNCT
cana-314	125	10	1	1	NUM
cana-314	125	11	+	+	CCONJ
cana-314	125	12	growth	growth	NOUN
cana-314	125	13	rate	rate	NOUN
cana-314	125	14	)	)	PUNCT
cana-314	125	15	]	]	PUNCT
cana-314	125	16	(	(	PUNCT
cana-314	125	17	24	24	NUM
cana-314	125	18	)	)	PUNCT
cana-314	126	1	[	[	X
cana-314	126	2	net	net	ADJ
cana-314	126	3	income	income	NOUN
cana-314	126	4	=	=	NOUN
cana-314	126	5	salary	salary	NOUN
cana-314	126	6	−	−	NOUN
cana-314	126	7	taxes	taxis	NOUN
cana-314	126	8	]	]	PUNCT
cana-314	126	9	(	(	PUNCT
cana-314	126	10	25	25	NUM
cana-314	126	11	)	)	PUNCT
cana-314	127	1	[	[	X
cana-314	127	2	annual	annual	ADJ
cana-314	127	3	savings	saving	NOUN
cana-314	127	4	=	=	SYM
cana-314	127	5	net	net	ADJ
cana-314	127	6	income	income	NOUN
cana-314	127	7	×	×	NOUN
cana-314	127	8	savings	saving	NOUN
cana-314	127	9	rate	rate	NOUN
cana-314	127	10	]	]	PUNCT
cana-314	128	1	[	[	X
cana-314	128	2	expenses	expense	NOUN
cana-314	128	3	year	year	NOUN
cana-314	128	4	=	=	PUNCT
cana-314	128	5	expenses	expense	VERB
cana-314	128	6	previous	previous	ADJ
cana-314	128	7	year	year	NOUN
cana-314	128	8	×	×	NOUN
cana-314	128	9	(	(	PUNCT
cana-314	128	10	1	1	NUM
cana-314	128	11	+	+	CCONJ
cana-314	128	12	cola	cola	NOUN
cana-314	128	13	rate	rate	NOUN
cana-314	128	14	)	)	PUNCT
cana-314	128	15	]	]	PUNCT
cana-314	129	1	(	(	PUNCT
cana-314	129	2	26	26	NUM
cana-314	129	3	)	)	PUNCT
cana-314	130	1	[	[	X
cana-314	130	2	investmentyear	investmentyear	ADJ
cana-314	130	3	=	=	SYM
cana-314	130	4	(	(	PUNCT
cana-314	130	5	investmentprevious	investmentprevious	ADJ
cana-314	130	6	year	year	NOUN
cana-314	130	7	+	+	CCONJ
cana-314	130	8	annual	annual	ADJ
cana-314	130	9	savings	saving	NOUN
cana-314	130	10	)	)	PUNCT
cana-314	130	11	×	×	NOUN
cana-314	130	12	(	(	PUNCT
cana-314	130	13	1	1	NUM
cana-314	130	14	+	+	NUM
cana-314	130	15	investment	investment	NOUN
cana-314	130	16	return	return	NOUN
cana-314	130	17	rate	rate	NOUN
cana-314	130	18	)	)	PUNCT
cana-314	130	19	]	]	PUNCT
cana-314	130	20	(	(	PUNCT
cana-314	130	21	27	27	NUM
cana-314	130	22	)	)	PUNCT
cana-314	130	23	this	this	DET
cana-314	130	24	mathematical	mathematical	ADJ
cana-314	130	25	model	model	NOUN
cana-314	130	26	is	be	AUX
cana-314	130	27	more	more	ADJ
cana-314	130	28	than	than	ADP
cana-314	130	29	just	just	ADV
cana-314	130	30	a	a	DET
cana-314	130	31	set	set	NOUN
cana-314	130	32	of	of	ADP
cana-314	130	33	equations	equation	NOUN
cana-314	130	34	;	;	PUNCT
cana-314	130	35	it	it	PRON
cana-314	130	36	reflects	reflect	VERB
cana-314	130	37	the	the	DET
cana-314	130	38	financial	financial	ADJ
cana-314	130	39	reality	reality	NOUN
cana-314	130	40	faced	face	VERB
cana-314	130	41	by	by	ADP
cana-314	130	42	women	woman	NOUN
cana-314	130	43	in	in	ADP
cana-314	130	44	heis	heis	PROPN
cana-314	130	45	in	in	ADP
cana-314	130	46	india	india	PROPN
cana-314	130	47	.	.	PUNCT
cana-314	131	1	serving	serve	VERB
cana-314	131	2	as	as	ADP
cana-314	131	3	a	a	DET
cana-314	131	4	tool	tool	NOUN
cana-314	131	5	for	for	ADP
cana-314	131	6	personal	personal	ADJ
cana-314	131	7	financial	financial	ADJ
cana-314	131	8	planning	planning	NOUN
cana-314	131	9	,	,	PUNCT
cana-314	131	10	academic	academic	ADJ
cana-314	131	11	research	research	NOUN
cana-314	131	12	,	,	PUNCT
cana-314	131	13	and	and	CCONJ
cana-314	131	14	policy	policy	NOUN
cana-314	131	15	formulation	formulation	NOUN
cana-314	131	16	,	,	PUNCT
cana-314	131	17	it	it	PRON
cana-314	131	18	offers	offer	VERB
cana-314	131	19	insights	insight	NOUN
cana-314	131	20	into	into	ADP
cana-314	131	21	financial	financial	ADJ
cana-314	131	22	stability	stability	NOUN
cana-314	131	23	,	,	PUNCT
cana-314	131	24	retirement	retirement	NOUN
cana-314	131	25	planning	planning	NOUN
cana-314	131	26	,	,	PUNCT
cana-314	131	27	and	and	CCONJ
cana-314	131	28	understanding	understand	VERB
cana-314	131	29	the	the	DET
cana-314	131	30	impact	impact	NOUN
cana-314	131	31	of	of	ADP
cana-314	131	32	economic	economic	ADJ
cana-314	131	33	changes	change	NOUN
cana-314	131	34	on	on	ADP
cana-314	131	35	their	their	PRON
cana-314	131	36	financial	financial	ADJ
cana-314	131	37	well	well	NOUN
cana-314	131	38	-	-	PUNCT
cana-314	131	39	being	being	NOUN
cana-314	131	40	.	.	PUNCT
cana-314	132	1	by	by	ADP
cana-314	132	2	integrating	integrate	VERB
cana-314	132	3	factors	factor	NOUN
cana-314	132	4	like	like	ADP
cana-314	132	5	salary	salary	NOUN
cana-314	132	6	growth	growth	NOUN
cana-314	132	7	,	,	PUNCT
cana-314	132	8	savings	saving	NOUN
cana-314	132	9	rate	rate	NOUN
cana-314	132	10	,	,	PUNCT
cana-314	132	11	and	and	CCONJ
cana-314	132	12	investment	investment	NOUN
cana-314	132	13	returns	return	NOUN
cana-314	132	14	,	,	PUNCT
cana-314	132	15	a	a	DET
cana-314	132	16	realistic	realistic	ADJ
cana-314	132	17	and	and	CCONJ
cana-314	132	18	adaptable	adaptable	ADJ
cana-314	132	19	framework	framework	NOUN
cana-314	132	20	suitable	suitable	ADJ
cana-314	132	21	for	for	ADP
cana-314	132	22	the	the	DET
cana-314	132	23	indian	indian	ADJ
cana-314	132	24	economic	economic	ADJ
cana-314	132	25	landscape	landscape	NOUN
cana-314	132	26	is	be	AUX
cana-314	132	27	provided	provide	VERB
cana-314	132	28	by	by	ADP
cana-314	132	29	the	the	DET
cana-314	132	30	model	model	NOUN
cana-314	132	31	.	.	PUNCT
cana-314	133	1	4	4	X
cana-314	133	2	.	.	X
cana-314	133	3	data	datum	NOUN
cana-314	133	4	analysis	analysis	NOUN
cana-314	133	5	in	in	ADP
cana-314	133	6	us	we	PRON
cana-314	133	7	and	and	CCONJ
cana-314	133	8	indian	indian	PROPN
cana-314	133	9	scenario	scenario	PROPN
cana-314	133	10	us	us	PROPN
cana-314	133	11	scenario	scenario	PROPN
cana-314	133	12	annual	annual	ADJ
cana-314	133	13	salary	salary	NOUN
cana-314	133	14	growth	growth	NOUN
cana-314	133	15	:	:	PUNCT
cana-314	133	16	annual	annual	ADJ
cana-314	133	17	salary	salary	NOUN
cana-314	133	18	𝑡+1	𝑡+1	NUM
cana-314	133	19	=	=	PUNCT
cana-314	133	20	annual	annual	ADJ
cana-314	133	21	salary	salary	NOUN
cana-314	133	22	𝑡	𝑡	PROPN
cana-314	133	23	×	×	NOUN
cana-314	133	24	(	(	PUNCT
cana-314	133	25	1	1	NUM
cana-314	133	26	+	+	NOUN
cana-314	133	27	growth	growth	NOUN
cana-314	133	28	rate	rate	NOUN
cana-314	133	29	)	)	PUNCT
cana-314	133	30	assumed	assume	VERB
cana-314	133	31	data	data	PROPN
cana-314	133	32	:	:	PUNCT
cana-314	133	33	starting	start	VERB
cana-314	133	34	salary	salary	NOUN
cana-314	133	35	of	of	ADP
cana-314	133	36	$	$	SYM
cana-314	133	37	60,000	60,000	NUM
cana-314	133	38	with	with	ADP
cana-314	133	39	a	a	DET
cana-314	133	40	3	3	NUM
cana-314	133	41	%	%	NOUN
cana-314	133	42	annual	annual	ADJ
cana-314	133	43	growth	growth	NOUN
cana-314	133	44	rate	rate	NOUN
cana-314	133	45	.	.	PUNCT
cana-314	134	1	assumed	assume	VERB
cana-314	134	2	data	data	PROPN
cana-314	134	3	:	:	PUNCT
cana-314	134	4	total	total	ADJ
cana-314	134	5	monthly	monthly	ADJ
cana-314	134	6	budget	budget	NOUN
cana-314	134	7	of	of	ADP
cana-314	134	8	$	$	SYM
cana-314	134	9	4,000	4,000	NUM
cana-314	134	10	,	,	PUNCT
cana-314	134	11	with	with	ADP
cana-314	134	12	25	25	NUM
cana-314	134	13	%	%	NOUN
cana-314	134	14	allocated	allocate	VERB
cana-314	134	15	to	to	ADP
cana-314	134	16	housing	housing	NOUN
cana-314	134	17	.	.	PUNCT
cana-314	135	1	communications	communication	NOUN
cana-314	135	2	on	on	ADP
cana-314	135	3	applied	apply	VERB
cana-314	135	4	nonlinear	nonlinear	ADJ
cana-314	135	5	analysis	analysis	NOUN
cana-314	135	6	issn	issn	NOUN
cana-314	135	7	:	:	PUNCT
cana-314	135	8	1074	1074	NUM
cana-314	135	9	-	-	PUNCT
cana-314	135	10	133x	133x	NUM
cana-314	135	11	vol	vol	NOUN
cana-314	135	12	30	30	NUM
cana-314	135	13	no	no	NOUN
cana-314	135	14	.	.	NOUN
cana-314	135	15	4	4	NUM
cana-314	135	16	(	(	PUNCT
cana-314	135	17	2023	2023	NUM
cana-314	135	18	)	)	PUNCT
cana-314	135	19	152	152	NUM
cana-314	135	20	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-314	135	21	investment	investment	NOUN
cana-314	135	22	portfolio	portfolio	NOUN
cana-314	135	23	balance	balance	NOUN
cana-314	135	24	:	:	PUNCT
cana-314	135	25	portfolio	portfolio	NOUN
cana-314	135	26	𝑡+1	𝑡+1	PROPN
cana-314	135	27	=	=	SYM
cana-314	135	28	portfolio	portfolio	NOUN
cana-314	135	29	𝑡	𝑡	PROPN
cana-314	135	30	×	×	NOUN
cana-314	135	31	(	(	PUNCT
cana-314	135	32	1	1	NUM
cana-314	135	33	+	+	NUM
cana-314	135	34	average	average	ADJ
cana-314	135	35	return	return	NOUN
cana-314	135	36	rate	rate	NOUN
cana-314	135	37	)	)	PUNCT
cana-314	136	1	+	+	CCONJ
cana-314	136	2	annual	annual	ADJ
cana-314	136	3	contribution	contribution	NOUN
cana-314	136	4	assumed	assume	VERB
cana-314	136	5	data	data	PROPN
cana-314	136	6	:	:	PUNCT
cana-314	136	7	starting	start	VERB
cana-314	136	8	portfolio	portfolio	NOUN
cana-314	136	9	of	of	ADP
cana-314	136	10	$	$	SYM
cana-314	136	11	20,000	20,000	NUM
cana-314	136	12	,	,	PUNCT
cana-314	136	13	annual	annual	ADJ
cana-314	136	14	contribution	contribution	NOUN
cana-314	136	15	of	of	ADP
cana-314	136	16	$	$	SYM
cana-314	136	17	5,000	5,000	NUM
cana-314	136	18	,	,	PUNCT
cana-314	136	19	average	average	ADJ
cana-314	136	20	return	return	NOUN
cana-314	136	21	rate	rate	NOUN
cana-314	136	22	of	of	ADP
cana-314	136	23	5	5	NUM
cana-314	136	24	%	%	NOUN
cana-314	136	25	.	.	PUNCT
cana-314	137	1	loan	loan	NOUN
cana-314	137	2	interest	interest	NOUN
cana-314	137	3	paid	pay	VERB
cana-314	137	4	:	:	PUNCT
cana-314	137	5	interest	interest	NOUN
cana-314	137	6	paid	pay	VERB
cana-314	137	7	=	=	PUNCT
cana-314	137	8	principal	principal	ADJ
cana-314	137	9	×	×	NOUN
cana-314	137	10	interest	interest	NOUN
cana-314	137	11	rate	rate	NOUN
cana-314	137	12	×	×	PROPN
cana-314	137	13	time	time	NOUN
cana-314	137	14	12	12	NUM
cana-314	137	15	assumed	assumed	ADJ
cana-314	137	16	data	datum	NOUN
cana-314	137	17	:	:	PUNCT
cana-314	137	18	loan	loan	NOUN
cana-314	137	19	principal	principal	NOUN
cana-314	137	20	of	of	ADP
cana-314	137	21	$	$	SYM
cana-314	137	22	15,000	15,000	NUM
cana-314	137	23	,	,	PUNCT
cana-314	137	24	annual	annual	ADJ
cana-314	137	25	interest	interest	NOUN
cana-314	137	26	rate	rate	NOUN
cana-314	137	27	of	of	ADP
cana-314	137	28	4	4	NUM
cana-314	137	29	%	%	NOUN
cana-314	137	30	,	,	PUNCT
cana-314	137	31	over	over	ADP
cana-314	137	32	6	6	NUM
cana-314	137	33	months	month	NOUN
cana-314	137	34	.	.	PUNCT
cana-314	138	1	effective	effective	ADJ
cana-314	138	2	savings	saving	NOUN
cana-314	138	3	rate	rate	NOUN
cana-314	138	4	:	:	PUNCT
cana-314	138	5	effective	effective	ADJ
cana-314	138	6	savings	saving	NOUN
cana-314	138	7	rate	rate	NOUN
cana-314	138	8	=	=	NOUN
cana-314	138	9	savings	saving	NOUN
cana-314	138	10	rate	rate	NOUN
cana-314	138	11	×	×	PROPN
cana-314	138	12	net	net	ADJ
cana-314	138	13	income	income	NOUN
cana-314	138	14	net	net	ADJ
cana-314	138	15	income	income	NOUN
cana-314	138	16	-	-	PUNCT
cana-314	138	17	non	non	ADJ
cana-314	138	18	-	-	ADJ
cana-314	138	19	discretionary	discretionary	ADJ
cana-314	138	20	expenses	expense	NOUN
cana-314	138	21	assumed	assume	VERB
cana-314	138	22	data	datum	NOUN
cana-314	138	23	:	:	PUNCT
cana-314	138	24	savings	saving	NOUN
cana-314	138	25	rate	rate	NOUN
cana-314	138	26	of	of	ADP
cana-314	138	27	10	10	NUM
cana-314	138	28	%	%	NOUN
cana-314	138	29	,	,	PUNCT
cana-314	138	30	net	net	ADJ
cana-314	138	31	income	income	NOUN
cana-314	138	32	of	of	ADP
cana-314	138	33	$	$	SYM
cana-314	138	34	5,000	5,000	NUM
cana-314	138	35	,	,	PUNCT
cana-314	138	36	non	non	ADJ
cana-314	138	37	-	-	ADJ
cana-314	138	38	discretionary	discretionary	ADJ
cana-314	138	39	expenses	expense	NOUN
cana-314	138	40	of	of	ADP
cana-314	138	41	$	$	SYM
cana-314	138	42	2,000	2,000	NUM
cana-314	138	43	.	.	PUNCT
cana-314	139	1	cost	cost	NOUN
cana-314	139	2	of	of	ADP
cana-314	139	3	living	live	VERB
cana-314	139	4	adjustment	adjustment	NOUN
cana-314	139	5	(	(	PUNCT
cana-314	139	6	cola	cola	NOUN
cana-314	139	7	):	):	PUNCT
cana-314	139	8	adjusted	adjust	VERB
cana-314	139	9	expense	expense	NOUN
cana-314	139	10	=	=	PUNCT
cana-314	139	11	expense	expense	NOUN
cana-314	139	12	×	×	NOUN
cana-314	139	13	(	(	PUNCT
cana-314	139	14	1	1	NUM
cana-314	139	15	+	+	CCONJ
cana-314	139	16	cola	cola	NOUN
cana-314	139	17	rate	rate	NOUN
cana-314	139	18	)	)	PUNCT
cana-314	139	19	assumed	assume	VERB
cana-314	139	20	data	data	PROPN
cana-314	139	21	:	:	PUNCT
cana-314	139	22	annual	annual	ADJ
cana-314	139	23	expense	expense	NOUN
cana-314	139	24	of	of	ADP
cana-314	139	25	$	$	SYM
cana-314	139	26	18,000	18,000	NUM
cana-314	139	27	,	,	PUNCT
cana-314	139	28	cola	cola	NOUN
cana-314	139	29	rate	rate	NOUN
cana-314	139	30	of	of	ADP
cana-314	139	31	2	2	NUM
cana-314	139	32	%	%	NOUN
cana-314	139	33	.	.	PUNCT
cana-314	140	1	adjusts	adjust	VERB
cana-314	140	2	yearly	yearly	ADJ
cana-314	140	3	expenses	expense	NOUN
cana-314	140	4	based	base	VERB
cana-314	140	5	on	on	ADP
cana-314	140	6	the	the	DET
cana-314	140	7	cost	cost	NOUN
cana-314	140	8	of	of	ADP
cana-314	140	9	living	living	NOUN
cana-314	140	10	increase	increase	NOUN
cana-314	140	11	.	.	PUNCT
cana-314	141	1	(	(	PUNCT
cana-314	141	2	1	1	NUM
cana-314	141	3	+	+	CCONJ
cana-314	141	4	annual	annual	ADJ
cana-314	141	5	return	return	NOUN
cana-314	141	6	)	)	PUNCT
cana-314	141	7	𝑛	𝑛	DET
cana-314	141	8	current	current	ADJ
cana-314	141	9	savings	saving	NOUN
cana-314	141	10	of	of	ADP
cana-314	141	11	$	$	SYM
cana-314	141	12	50,000	50,000	NUM
cana-314	141	13	,	,	PUNCT
cana-314	141	14	annual	annual	ADJ
cana-314	141	15	return	return	NOUN
cana-314	141	16	of	of	ADP
cana-314	141	17	6	6	NUM
cana-314	141	18	%	%	NOUN
cana-314	141	19	,	,	PUNCT
cana-314	141	20	𝑛	𝑛	NOUN
cana-314	141	21	=	=	SYM
cana-314	141	22	20	20	NUM
cana-314	141	23	years	year	NOUN
cana-314	141	24	.	.	PUNCT
cana-314	142	1	education	education	NOUN
cana-314	142	2	expense	expense	NOUN
cana-314	142	3	savings	saving	NOUN
cana-314	142	4	goal	goal	NOUN
cana-314	142	5	:	:	PUNCT
cana-314	142	6	savings	saving	NOUN
cana-314	142	7	goal	goal	NOUN
cana-314	142	8	=	=	PUNCT
cana-314	142	9	annual	annual	ADJ
cana-314	142	10	education	education	NOUN
cana-314	142	11	cost	cost	VERB
cana-314	142	12	×	×	NOUN
cana-314	142	13	number	number	NOUN
cana-314	142	14	of	of	ADP
cana-314	142	15	years	year	NOUN
cana-314	142	16	assumed	assume	VERB
cana-314	142	17	data	data	PROPN
cana-314	142	18	:	:	PUNCT
cana-314	142	19	annual	annual	ADJ
cana-314	142	20	education	education	NOUN
cana-314	142	21	cost	cost	NOUN
cana-314	142	22	of	of	ADP
cana-314	142	23	$	$	SYM
cana-314	142	24	10,000	10,000	NUM
cana-314	142	25	,	,	PUNCT
cana-314	142	26	for	for	ADP
cana-314	142	27	4	4	NUM
cana-314	142	28	years	year	NOUN
cana-314	142	29	.	.	PUNCT
cana-314	143	1	discretionary	discretionary	ADJ
cana-314	143	2	income	income	NOUN
cana-314	143	3	:	:	PUNCT
cana-314	143	4	discretionary	discretionary	ADJ
cana-314	143	5	income	income	NOUN
cana-314	143	6	=	=	SYM
cana-314	143	7	net	net	ADJ
cana-314	143	8	income	income	NOUN
cana-314	143	9	fixed	fix	VERB
cana-314	143	10	expenses	expense	NOUN
cana-314	143	11	variable	variable	ADJ
cana-314	143	12	expenses	expense	NOUN
cana-314	143	13	assumed	assume	VERB
cana-314	143	14	data	datum	NOUN
cana-314	143	15	:	:	PUNCT
cana-314	143	16	net	net	ADJ
cana-314	143	17	income	income	NOUN
cana-314	143	18	of	of	ADP
cana-314	143	19	$	$	SYM
cana-314	143	20	5,000	5,000	NUM
cana-314	143	21	,	,	PUNCT
cana-314	143	22	fixed	fix	VERB
cana-314	143	23	expenses	expense	NOUN
cana-314	143	24	of	of	ADP
cana-314	143	25	$	$	SYM
cana-314	143	26	2,500	2,500	NUM
cana-314	143	27	,	,	PUNCT
cana-314	143	28	variable	variable	ADJ
cana-314	143	29	expenses	expense	NOUN
cana-314	143	30	of	of	ADP
cana-314	143	31	$	$	SYM
cana-314	143	32	1,000	1,000	NUM
cana-314	143	33	.	.	PUNCT
cana-314	144	1	explanation	explanation	NOUN
cana-314	144	2	:	:	PUNCT
cana-314	144	3	calculates	calculate	VERB
cana-314	144	4	the	the	DET
cana-314	144	5	income	income	NOUN
cana-314	144	6	available	available	ADJ
cana-314	144	7	for	for	ADP
cana-314	144	8	savings	saving	NOUN
cana-314	144	9	,	,	PUNCT
cana-314	144	10	investment	investment	NOUN
cana-314	144	11	,	,	PUNCT
cana-314	144	12	or	or	CCONJ
cana-314	144	13	nonessential	nonessential	ADJ
cana-314	144	14	spending	spending	NOUN
cana-314	144	15	.	.	PUNCT
cana-314	145	1	financial	financial	ADJ
cana-314	145	2	health	health	NOUN
cana-314	145	3	score	score	NOUN
cana-314	145	4	:	:	PUNCT
cana-314	145	5	a	a	DET
cana-314	145	6	composite	composite	ADJ
cana-314	145	7	index	index	NOUN
cana-314	145	8	based	base	VERB
cana-314	145	9	on	on	ADP
cana-314	145	10	savings	saving	NOUN
cana-314	145	11	rate	rate	NOUN
cana-314	145	12	,	,	PUNCT
cana-314	145	13	investment	investment	NOUN
cana-314	145	14	balance	balance	NOUN
cana-314	145	15	,	,	PUNCT
cana-314	145	16	debt	debt	NOUN
cana-314	145	17	-	-	PUNCT
cana-314	145	18	to	to	ADP
cana-314	145	19	-	-	PUNCT
cana-314	145	20	income	income	NOUN
cana-314	145	21	ratio	ratio	NOUN
cana-314	145	22	,	,	PUNCT
cana-314	145	23	and	and	CCONJ
cana-314	145	24	emergency	emergency	NOUN
cana-314	145	25	fund	fund	NOUN
cana-314	145	26	size	size	NOUN
cana-314	145	27	.	.	PUNCT
cana-314	146	1	financial	financial	ADJ
cana-314	146	2	health	health	NOUN
cana-314	146	3	score	score	NOUN
cana-314	146	4	:	:	PUNCT
cana-314	146	5	a	a	DET
cana-314	146	6	composite	composite	ADJ
cana-314	146	7	index	index	NOUN
cana-314	146	8	based	base	VERB
cana-314	146	9	on	on	ADP
cana-314	146	10	savings	saving	NOUN
cana-314	146	11	rate	rate	NOUN
cana-314	146	12	,	,	PUNCT
cana-314	146	13	investment	investment	NOUN
cana-314	146	14	balance	balance	NOUN
cana-314	146	15	,	,	PUNCT
cana-314	146	16	debt	debt	NOUN
cana-314	146	17	-	-	PUNCT
cana-314	146	18	toincome	toincome	NOUN
cana-314	146	19	ratio	ratio	NOUN
cana-314	146	20	,	,	PUNCT
cana-314	146	21	and	and	CCONJ
cana-314	146	22	emergency	emergency	NOUN
cana-314	146	23	fund	fund	NOUN
cana-314	146	24	size	size	NOUN
cana-314	146	25	.	.	PUNCT
cana-314	147	1	•	•	NUM
cana-314	147	2	assumed	assume	VERB
cana-314	147	3	data	data	PROPN
cana-314	147	4	:	:	PUNCT
cana-314	147	5	various	various	ADJ
cana-314	147	6	financial	financial	ADJ
cana-314	147	7	parameters	parameter	NOUN
cana-314	147	8	specific	specific	ADJ
cana-314	147	9	to	to	ADP
cana-314	147	10	the	the	DET
cana-314	147	11	individual	individual	NOUN
cana-314	147	12	.	.	PUNCT
cana-314	148	1	•	•	NUM
cana-314	148	2	explanation	explanation	NOUN
cana-314	148	3	:	:	PUNCT
cana-314	148	4	a	a	DET
cana-314	148	5	holistic	holistic	ADJ
cana-314	148	6	measure	measure	NOUN
cana-314	148	7	of	of	ADP
cana-314	148	8	overall	overall	ADJ
cana-314	148	9	financial	financial	ADJ
cana-314	148	10	well	well	NOUN
cana-314	148	11	-	-	PUNCT
cana-314	148	12	being	being	NOUN
cana-314	148	13	.	.	PUNCT
cana-314	149	1	assumptions	assumption	NOUN
cana-314	149	2	for	for	ADP
cana-314	149	3	assumed	assumed	ADJ
cana-314	149	4	data	datum	NOUN
cana-314	149	5	:	:	PUNCT
cana-314	149	6	•	•	ADP
cana-314	149	7	the	the	DET
cana-314	149	8	data	datum	NOUN
cana-314	149	9	used	use	VERB
cana-314	149	10	here	here	ADV
cana-314	149	11	is	be	AUX
cana-314	149	12	for	for	ADP
cana-314	149	13	illustrative	illustrative	ADJ
cana-314	149	14	purposes	purpose	NOUN
cana-314	149	15	only	only	ADV
cana-314	149	16	.	.	PUNCT
cana-314	150	1	•	•	NUM
cana-314	150	2	economic	economic	ADJ
cana-314	150	3	conditions	condition	NOUN
cana-314	150	4	,	,	PUNCT
cana-314	150	5	individual	individual	ADJ
cana-314	150	6	circumstances	circumstance	NOUN
cana-314	150	7	,	,	PUNCT
cana-314	150	8	and	and	CCONJ
cana-314	150	9	market	market	NOUN
cana-314	150	10	dynamics	dynamic	NOUN
cana-314	150	11	can	can	AUX
cana-314	150	12	significantly	significantly	ADV
cana-314	150	13	affect	affect	VERB
cana-314	150	14	these	these	DET
cana-314	150	15	calculations	calculation	NOUN
cana-314	150	16	.	.	PUNCT
cana-314	151	1	application	application	NOUN
cana-314	151	2	:	:	PUNCT
cana-314	151	3	this	this	DET
cana-314	151	4	model	model	NOUN
cana-314	151	5	can	can	AUX
cana-314	151	6	be	be	AUX
cana-314	151	7	applied	apply	VERB
cana-314	151	8	in	in	ADP
cana-314	151	9	various	various	ADJ
cana-314	151	10	ways	way	NOUN
cana-314	151	11	:	:	PUNCT
cana-314	151	12	•	•	NUM
cana-314	151	13	individual	individual	ADJ
cana-314	151	14	financial	financial	ADJ
cana-314	151	15	planning	planning	NOUN
cana-314	151	16	:	:	PUNCT
cana-314	151	17	for	for	ADP
cana-314	151	18	personal	personal	ADJ
cana-314	151	19	financial	financial	ADJ
cana-314	151	20	management	management	NOUN
cana-314	151	21	and	and	CCONJ
cana-314	151	22	planning	planning	NOUN
cana-314	151	23	.	.	PUNCT
cana-314	152	1	communications	communication	NOUN
cana-314	152	2	on	on	ADP
cana-314	152	3	applied	apply	VERB
cana-314	152	4	nonlinear	nonlinear	ADJ
cana-314	152	5	analysis	analysis	NOUN
cana-314	152	6	issn	issn	NOUN
cana-314	152	7	:	:	PUNCT
cana-314	152	8	1074	1074	NUM
cana-314	152	9	-	-	PUNCT
cana-314	152	10	133x	133x	NUM
cana-314	152	11	vol	vol	NOUN
cana-314	152	12	30	30	NUM
cana-314	152	13	no	no	NOUN
cana-314	152	14	.	.	NOUN
cana-314	152	15	4	4	NUM
cana-314	152	16	(	(	PUNCT
cana-314	152	17	2023	2023	NUM
cana-314	152	18	)	)	PUNCT
cana-314	152	19	153	153	NUM
cana-314	152	20	https://internationalpubls.com	https://internationalpubls.com	SYM
cana-314	152	21	•	•	NUM
cana-314	152	22	research	research	NOUN
cana-314	152	23	and	and	CCONJ
cana-314	152	24	analysis	analysis	NOUN
cana-314	152	25	:	:	PUNCT
cana-314	152	26	in	in	ADP
cana-314	152	27	academic	academic	ADJ
cana-314	152	28	or	or	CCONJ
cana-314	152	29	market	market	NOUN
cana-314	152	30	research	research	NOUN
cana-314	152	31	to	to	PART
cana-314	152	32	understand	understand	VERB
cana-314	152	33	trends	trend	NOUN
cana-314	152	34	and	and	CCONJ
cana-314	152	35	behaviors	behavior	NOUN
cana-314	152	36	in	in	ADP
cana-314	152	37	financial	financial	ADJ
cana-314	152	38	decision	decision	NOUN
cana-314	152	39	-	-	PUNCT
cana-314	152	40	making	making	NOUN
cana-314	152	41	.	.	PUNCT
cana-314	153	1	•	•	NUM
cana-314	153	2	policy	policy	NOUN
cana-314	153	3	making	making	NOUN
cana-314	153	4	:	:	PUNCT
cana-314	153	5	to	to	PART
cana-314	153	6	inform	inform	VERB
cana-314	153	7	policies	policy	NOUN
cana-314	153	8	that	that	PRON
cana-314	153	9	support	support	VERB
cana-314	153	10	financial	financial	ADJ
cana-314	153	11	stability	stability	NOUN
cana-314	153	12	and	and	CCONJ
cana-314	153	13	growth	growth	NOUN
cana-314	153	14	among	among	ADP
cana-314	153	15	working	work	VERB
cana-314	153	16	women	woman	NOUN
cana-314	153	17	in	in	ADP
cana-314	153	18	higher	high	ADJ
cana-314	153	19	education	education	NOUN
cana-314	153	20	.	.	PUNCT
cana-314	154	1	these	these	DET
cana-314	154	2	equations	equation	NOUN
cana-314	154	3	provide	provide	VERB
cana-314	154	4	a	a	DET
cana-314	154	5	more	more	ADV
cana-314	154	6	comprehensive	comprehensive	ADJ
cana-314	154	7	view	view	NOUN
cana-314	154	8	of	of	ADP
cana-314	154	9	the	the	DET
cana-314	154	10	financial	financial	ADJ
cana-314	154	11	decision	decision	NOUN
cana-314	154	12	-	-	PUNCT
cana-314	154	13	making	make	VERB
cana-314	154	14	process	process	NOUN
cana-314	154	15	,	,	PUNCT
cana-314	154	16	incorporating	incorporate	VERB
cana-314	154	17	elements	element	NOUN
cana-314	154	18	of	of	ADP
cana-314	154	19	income	income	NOUN
cana-314	154	20	growth	growth	NOUN
cana-314	154	21	,	,	PUNCT
cana-314	154	22	budget	budget	NOUN
cana-314	154	23	management	management	NOUN
cana-314	154	24	,	,	PUNCT
cana-314	154	25	investment	investment	NOUN
cana-314	154	26	planning	planning	NOUN
cana-314	154	27	,	,	PUNCT
cana-314	154	28	and	and	CCONJ
cana-314	154	29	overall	overall	ADJ
cana-314	154	30	financial	financial	ADJ
cana-314	154	31	health	health	NOUN
cana-314	154	32	assessment	assessment	NOUN
cana-314	154	33	.	.	PUNCT
cana-314	155	1	however	however	ADV
cana-314	155	2	,	,	PUNCT
cana-314	155	3	it	it	PRON
cana-314	155	4	's	be	AUX
cana-314	155	5	important	important	ADJ
cana-314	155	6	to	to	PART
cana-314	155	7	note	note	VERB
cana-314	155	8	that	that	SCONJ
cana-314	155	9	real	real	ADJ
cana-314	155	10	-	-	PUNCT
cana-314	155	11	world	world	NOUN
cana-314	155	12	applications	application	NOUN
cana-314	155	13	would	would	AUX
cana-314	155	14	require	require	VERB
cana-314	155	15	customization	customization	NOUN
cana-314	155	16	to	to	ADP
cana-314	155	17	individual	individual	ADJ
cana-314	155	18	circumstances	circumstance	NOUN
cana-314	155	19	and	and	CCONJ
cana-314	155	20	may	may	AUX
cana-314	155	21	involve	involve	VERB
cana-314	155	22	more	more	ADJ
cana-314	155	23	complex	complex	ADJ
cana-314	155	24	financial	financial	ADJ
cana-314	155	25	modeling	modeling	NOUN
cana-314	155	26	techniques	technique	NOUN
cana-314	155	27	.	.	PUNCT
cana-314	156	1	indian	indian	PROPN
cana-314	156	2	scenario	scenario	PROPN
cana-314	156	3	assumed	assume	VERB
cana-314	156	4	data	data	PROPN
cana-314	156	5	:	:	PUNCT
cana-314	156	6	starting	start	VERB
cana-314	156	7	salary	salary	NOUN
cana-314	156	8	of	of	ADP
cana-314	156	9	₹	₹	NOUN
cana-314	156	10	800,000	800,000	NUM
cana-314	156	11	with	with	ADP
cana-314	156	12	a	a	DET
cana-314	156	13	5	5	NUM
cana-314	156	14	%	%	NOUN
cana-314	156	15	annual	annual	ADJ
cana-314	156	16	growth	growth	NOUN
cana-314	156	17	rate	rate	NOUN
cana-314	156	18	.	.	PUNCT
cana-314	157	1	equation	equation	NOUN
cana-314	157	2	:	:	PUNCT
cana-314	157	3	budget	budget	NOUN
cana-314	157	4	for	for	ADP
cana-314	157	5	category	category	NOUN
cana-314	157	6	=	=	SYM
cana-314	157	7	total	total	ADJ
cana-314	157	8	budget	budget	NOUN
cana-314	157	9	×	×	NOUN
cana-314	157	10	category	category	NOUN
cana-314	157	11	percentage	percentage	NOUN
cana-314	157	12	assumed	assume	VERB
cana-314	157	13	data	datum	NOUN
cana-314	157	14	:	:	PUNCT
cana-314	157	15	total	total	ADJ
cana-314	157	16	monthly	monthly	ADJ
cana-314	157	17	budget	budget	NOUN
cana-314	157	18	of	of	ADP
cana-314	157	19	₹	₹	PROPN
cana-314	157	20	50,000	50,000	NUM
cana-314	157	21	,	,	PUNCT
cana-314	157	22	with	with	ADP
cana-314	157	23	30	30	NUM
cana-314	157	24	%	%	NOUN
cana-314	157	25	allocated	allocate	VERB
cana-314	157	26	to	to	ADP
cana-314	157	27	housing	housing	NOUN
cana-314	157	28	.	.	PUNCT
cana-314	158	1	equation	equation	NOUN
cana-314	158	2	:	:	PUNCT
cana-314	158	3	portfolio	portfolio	NOUN
cana-314	158	4	𝑡+1	𝑡+1	PROPN
cana-314	158	5	=	=	SYM
cana-314	158	6	portfolio	portfolio	NOUN
cana-314	158	7	𝑡	𝑡	PROPN
cana-314	158	8	×	×	NOUN
cana-314	158	9	(	(	PUNCT
cana-314	158	10	1	1	NUM
cana-314	158	11	+	+	NUM
cana-314	158	12	average	average	ADJ
cana-314	158	13	return	return	NOUN
cana-314	158	14	rate	rate	NOUN
cana-314	158	15	)	)	PUNCT
cana-314	159	1	+	+	CCONJ
cana-314	159	2	annual	annual	ADJ
cana-314	159	3	contribution	contribution	NOUN
cana-314	159	4	assumed	assume	VERB
cana-314	159	5	data	data	PROPN
cana-314	159	6	:	:	PUNCT
cana-314	159	7	starting	start	VERB
cana-314	159	8	portfolio	portfolio	NOUN
cana-314	159	9	of	of	ADP
cana-314	159	10	₹	₹	PROPN
cana-314	159	11	500,000	500,000	NUM
cana-314	159	12	,	,	PUNCT
cana-314	159	13	annual	annual	ADJ
cana-314	159	14	contribution	contribution	NOUN
cana-314	159	15	of	of	ADP
cana-314	159	16	₹	₹	NOUN
cana-314	159	17	100,000	100,000	NUM
cana-314	159	18	,	,	PUNCT
cana-314	159	19	average	average	ADJ
cana-314	159	20	return	return	NOUN
cana-314	159	21	rate	rate	NOUN
cana-314	159	22	of	of	ADP
cana-314	159	23	7	7	NUM
cana-314	159	24	%	%	NOUN
cana-314	159	25	.	.	PUNCT
cana-314	160	1	loan	loan	NOUN
cana-314	160	2	interest	interest	NOUN
cana-314	160	3	paid	pay	VERB
cana-314	160	4	=	=	PUNCT
cana-314	160	5	principal	principal	ADJ
cana-314	160	6	×	×	NOUN
cana-314	160	7	interest	interest	NOUN
cana-314	160	8	rate	rate	NOUN
cana-314	160	9	×	×	PROPN
cana-314	160	10	time	time	NOUN
cana-314	160	11	12	12	NUM
cana-314	160	12	assumed	assumed	ADJ
cana-314	160	13	data	datum	NOUN
cana-314	160	14	:	:	PUNCT
cana-314	160	15	loan	loan	NOUN
cana-314	160	16	principal	principal	NOUN
cana-314	160	17	of	of	ADP
cana-314	160	18	₹	₹	PROPN
cana-314	160	19	300,000	300,000	NUM
cana-314	160	20	,	,	PUNCT
cana-314	160	21	annual	annual	ADJ
cana-314	160	22	interest	interest	NOUN
cana-314	160	23	rate	rate	NOUN
cana-314	160	24	of	of	ADP
cana-314	160	25	10	10	NUM
cana-314	160	26	%	%	NOUN
cana-314	160	27	,	,	PUNCT
cana-314	160	28	over	over	ADP
cana-314	160	29	6	6	NUM
cana-314	160	30	months	month	NOUN
cana-314	160	31	.	.	PUNCT
cana-314	161	1	explanation	explanation	NOUN
cana-314	161	2	:	:	PUNCT
cana-314	161	3	higher	high	ADJ
cana-314	161	4	interest	interest	NOUN
cana-314	161	5	rates	rate	NOUN
cana-314	161	6	typical	typical	ADJ
cana-314	161	7	in	in	ADP
cana-314	161	8	the	the	DET
cana-314	161	9	indian	indian	ADJ
cana-314	161	10	market	market	NOUN
cana-314	161	11	.	.	PUNCT
cana-314	162	1	effective	effective	ADJ
cana-314	162	2	savings	saving	NOUN
cana-314	162	3	rate	rate	NOUN
cana-314	162	4	=	=	NOUN
cana-314	162	5	savings	saving	NOUN
cana-314	162	6	rate	rate	NOUN
cana-314	162	7	𝑥	𝑥	PRON
cana-314	162	8	net	net	ADJ
cana-314	162	9	income	income	NOUN
cana-314	162	10	net	net	ADJ
cana-314	162	11	income	income	NOUN
cana-314	162	12	-	-	PUNCT
cana-314	162	13	non	non	ADJ
cana-314	162	14	-	-	ADJ
cana-314	162	15	discretionary	discretionary	ADJ
cana-314	162	16	expenses	expense	NOUN
cana-314	162	17	assumed	assume	VERB
cana-314	162	18	data	datum	NOUN
cana-314	162	19	:	:	PUNCT
cana-314	162	20	savings	saving	NOUN
cana-314	162	21	rate	rate	NOUN
cana-314	162	22	of	of	ADP
cana-314	162	23	15	15	NUM
cana-314	162	24	%	%	NOUN
cana-314	162	25	,	,	PUNCT
cana-314	162	26	net	net	ADJ
cana-314	162	27	income	income	NOUN
cana-314	162	28	of	of	ADP
cana-314	162	29	₹	₹	PROPN
cana-314	162	30	70,000	70,000	NUM
cana-314	162	31	,	,	PUNCT
cana-314	162	32	non	non	ADJ
cana-314	162	33	-	-	ADJ
cana-314	162	34	discretionary	discretionary	ADJ
cana-314	162	35	expenses	expense	NOUN
cana-314	162	36	of	of	ADP
cana-314	162	37	₹	₹	NOUN
cana-314	162	38	30,000	30,000	NUM
cana-314	162	39	.	.	PUNCT
cana-314	163	1	explanation	explanation	NOUN
cana-314	163	2	:	:	PUNCT
cana-314	163	3	increased	increase	VERB
cana-314	163	4	savings	saving	NOUN
cana-314	163	5	rate	rate	NOUN
cana-314	163	6	reflecting	reflect	VERB
cana-314	163	7	the	the	DET
cana-314	163	8	higher	high	ADJ
cana-314	163	9	propensity	propensity	NOUN
cana-314	163	10	to	to	PART
cana-314	163	11	save	save	VERB
cana-314	163	12	in	in	ADP
cana-314	163	13	indian	indian	ADJ
cana-314	163	14	culture	culture	NOUN
cana-314	163	15	.	.	PUNCT
cana-314	164	1	cost	cost	NOUN
cana-314	164	2	of	of	ADP
cana-314	164	3	living	live	VERB
cana-314	164	4	adjustment	adjustment	NOUN
cana-314	164	5	(	(	PUNCT
cana-314	164	6	cola	cola	NOUN
cana-314	164	7	):	):	PUNCT
cana-314	164	8	adjusted	adjust	VERB
cana-314	164	9	expense	expense	NOUN
cana-314	164	10	=	=	PUNCT
cana-314	164	11	expense	expense	NOUN
cana-314	164	12	×	×	NOUN
cana-314	164	13	(	(	PUNCT
cana-314	164	14	1	1	NUM
cana-314	164	15	+	+	CCONJ
cana-314	164	16	cola	cola	NOUN
cana-314	164	17	rate	rate	NOUN
cana-314	164	18	)	)	PUNCT
cana-314	164	19	assumed	assume	VERB
cana-314	164	20	data	data	PROPN
cana-314	164	21	:	:	PUNCT
cana-314	164	22	annual	annual	ADJ
cana-314	164	23	expense	expense	NOUN
cana-314	164	24	of	of	ADP
cana-314	164	25	₹	₹	NOUN
cana-314	164	26	600,000	600,000	NUM
cana-314	164	27	,	,	PUNCT
cana-314	164	28	cola	cola	NOUN
cana-314	164	29	rate	rate	NOUN
cana-314	164	30	of	of	ADP
cana-314	164	31	4	4	NUM
cana-314	164	32	%	%	NOUN
cana-314	164	33	.	.	PUNCT
cana-314	165	1	explanation	explanation	NOUN
cana-314	165	2	:	:	PUNCT
cana-314	165	3	adjusted	adjust	VERB
cana-314	165	4	for	for	ADP
cana-314	165	5	higher	high	ADJ
cana-314	165	6	inflation	inflation	NOUN
cana-314	165	7	rates	rate	NOUN
cana-314	165	8	typically	typically	ADV
cana-314	165	9	seen	see	VERB
cana-314	165	10	in	in	ADP
cana-314	165	11	india	india	PROPN
cana-314	165	12	.	.	PUNCT
cana-314	166	1	retirement	retirement	PROPN
cana-314	166	2	fund	fund	PROPN
cana-314	166	3	future	future	ADJ
cana-314	166	4	value	value	NOUN
cana-314	166	5	:	:	PUNCT
cana-314	166	6	annual	annual	ADJ
cana-314	166	7	return	return	NOUN
cana-314	166	8	)	)	PUNCT
cana-314	166	9	𝑛	𝑛	PROPN
cana-314	166	10	assumed	assume	VERB
cana-314	166	11	data	datum	NOUN
cana-314	166	12	:	:	PUNCT
cana-314	166	13	current	current	ADJ
cana-314	166	14	savings	saving	NOUN
cana-314	166	15	of	of	ADP
cana-314	166	16	₹	₹	PROPN
cana-314	166	17	1,000,000	1,000,000	NUM
cana-314	166	18	,	,	PUNCT
cana-314	166	19	annual	annual	ADJ
cana-314	166	20	return	return	NOUN
cana-314	166	21	of	of	ADP
cana-314	166	22	8	8	NUM
cana-314	166	23	%	%	NOUN
cana-314	166	24	,	,	PUNCT
cana-314	166	25	𝑛	𝑛	NOUN
cana-314	166	26	=	=	SYM
cana-314	166	27	20	20	NUM
cana-314	166	28	years	year	NOUN
cana-314	166	29	.	.	PUNCT
cana-314	167	1	explanation	explanation	NOUN
cana-314	167	2	:	:	PUNCT
cana-314	167	3	reflects	reflect	VERB
cana-314	167	4	the	the	DET
cana-314	167	5	growing	grow	VERB
cana-314	167	6	indian	indian	ADJ
cana-314	167	7	financial	financial	ADJ
cana-314	167	8	markets	market	NOUN
cana-314	167	9	and	and	CCONJ
cana-314	167	10	investment	investment	NOUN
cana-314	167	11	opportunities	opportunity	NOUN
cana-314	167	12	.	.	PUNCT
cana-314	168	1	equation	equation	NOUN
cana-314	168	2	:	:	PUNCT
cana-314	168	3	savings	saving	NOUN
cana-314	168	4	goal	goal	NOUN
cana-314	168	5	=	=	PUNCT
cana-314	168	6	annual	annual	ADJ
cana-314	168	7	education	education	NOUN
cana-314	168	8	cost	cost	VERB
cana-314	168	9	×	×	NOUN
cana-314	168	10	number	number	NOUN
cana-314	168	11	of	of	ADP
cana-314	168	12	years	year	NOUN
cana-314	168	13	assumed	assume	VERB
cana-314	168	14	data	data	PROPN
cana-314	168	15	:	:	PUNCT
cana-314	168	16	annual	annual	ADJ
cana-314	168	17	education	education	NOUN
cana-314	168	18	cost	cost	NOUN
cana-314	168	19	of	of	ADP
cana-314	168	20	₹	₹	NOUN
cana-314	168	21	200,000	200,000	NUM
cana-314	168	22	,	,	PUNCT
cana-314	168	23	for	for	ADP
cana-314	168	24	4	4	NUM
cana-314	168	25	years	year	NOUN
cana-314	168	26	.	.	PUNCT
cana-314	169	1	explanation	explanation	NOUN
cana-314	169	2	:	:	PUNCT
cana-314	169	3	considers	consider	VERB
cana-314	169	4	the	the	DET
cana-314	169	5	cost	cost	NOUN
cana-314	169	6	of	of	ADP
cana-314	169	7	higher	high	ADJ
cana-314	169	8	education	education	NOUN
cana-314	169	9	in	in	ADP
cana-314	169	10	india	india	PROPN
cana-314	169	11	.	.	PUNCT
cana-314	170	1	communications	communication	NOUN
cana-314	170	2	on	on	ADP
cana-314	170	3	applied	apply	VERB
cana-314	170	4	nonlinear	nonlinear	ADJ
cana-314	170	5	analysis	analysis	NOUN
cana-314	170	6	issn	issn	NOUN
cana-314	170	7	:	:	PUNCT
cana-314	170	8	1074	1074	NUM
cana-314	170	9	-	-	PUNCT
cana-314	170	10	133x	133x	NUM
cana-314	170	11	vol	vol	NOUN
cana-314	170	12	30	30	NUM
cana-314	170	13	no	no	NOUN
cana-314	170	14	.	.	NOUN
cana-314	170	15	4	4	NUM
cana-314	170	16	(	(	PUNCT
cana-314	170	17	2023	2023	NUM
cana-314	170	18	)	)	PUNCT
cana-314	170	19	154	154	NUM
cana-314	170	20	https://internationalpubls.com	https://internationalpubls.com	NUM
cana-314	170	21	discretionary	discretionary	ADJ
cana-314	170	22	income	income	NOUN
cana-314	170	23	=	=	NOUN
cana-314	170	24	net	net	NOUN
cana-314	170	25	income−fixed	income−fixe	VERB
cana-314	170	26	expenses−variable	expenses−variable	ADJ
cana-314	170	27	expensesdiscretionary	expensesdiscretionary	ADJ
cana-314	170	28	income	income	NOUN
cana-314	170	29	=	=	NOUN
cana-314	170	30	net	net	NOUN
cana-314	170	31	i	i	PRON
cana-314	170	32	ncome−fixed	ncome−fixe	VERB
cana-314	170	33	expenses−variable	expenses−variable	ADJ
cana-314	170	34	expenses	expense	NOUN
cana-314	170	35	assumed	assume	VERB
cana-314	170	36	data	datum	NOUN
cana-314	170	37	:	:	PUNCT
cana-314	170	38	net	net	ADJ
cana-314	170	39	income	income	NOUN
cana-314	170	40	of	of	ADP
cana-314	170	41	₹	₹	PROPN
cana-314	170	42	70,000	70,000	NUM
cana-314	170	43	,	,	PUNCT
cana-314	170	44	fixed	fix	VERB
cana-314	170	45	expenses	expense	NOUN
cana-314	170	46	of	of	ADP
cana-314	170	47	₹	₹	NOUN
cana-314	170	48	35,000	35,000	NUM
cana-314	170	49	,	,	PUNCT
cana-314	170	50	variable	variable	ADJ
cana-314	170	51	expenses	expense	NOUN
cana-314	170	52	of	of	ADP
cana-314	170	53	₹	₹	PROPN
cana-314	170	54	15,000	15,000	NUM
cana-314	170	55	.	.	PUNCT
cana-314	171	1	explanation	explanation	NOUN
cana-314	171	2	:	:	PUNCT
cana-314	171	3	adjusted	adjust	VERB
cana-314	171	4	for	for	ADP
cana-314	171	5	typical	typical	ADJ
cana-314	171	6	indian	indian	ADJ
cana-314	171	7	household	household	NOUN
cana-314	171	8	expenses	expense	NOUN
cana-314	171	9	.	.	PUNCT
cana-314	172	1	application	application	NOUN
cana-314	172	2	in	in	ADP
cana-314	172	3	indian	indian	ADJ
cana-314	172	4	context	context	NOUN
cana-314	172	5	:	:	PUNCT
cana-314	172	6	•	•	ADP
cana-314	172	7	this	this	DET
cana-314	172	8	model	model	NOUN
cana-314	172	9	can	can	AUX
cana-314	172	10	be	be	AUX
cana-314	172	11	used	use	VERB
cana-314	172	12	for	for	ADP
cana-314	172	13	personal	personal	ADJ
cana-314	172	14	financial	financial	ADJ
cana-314	172	15	management	management	NOUN
cana-314	172	16	by	by	ADP
cana-314	172	17	working	work	VERB
cana-314	172	18	women	woman	NOUN
cana-314	172	19	in	in	ADP
cana-314	172	20	the	the	DET
cana-314	172	21	indian	indian	ADJ
cana-314	172	22	higher	high	ADJ
cana-314	172	23	education	education	NOUN
cana-314	172	24	sector	sector	NOUN
cana-314	172	25	.	.	PUNCT
cana-314	173	1	•	•	INTJ
cana-314	173	2	it	it	PRON
cana-314	173	3	can	can	AUX
cana-314	173	4	serve	serve	VERB
cana-314	173	5	as	as	ADP
cana-314	173	6	a	a	DET
cana-314	173	7	tool	tool	NOUN
cana-314	173	8	for	for	ADP
cana-314	173	9	academic	academic	ADJ
cana-314	173	10	research	research	NOUN
cana-314	173	11	or	or	CCONJ
cana-314	173	12	policy	policy	NOUN
cana-314	173	13	making	making	NOUN
cana-314	173	14	,	,	PUNCT
cana-314	173	15	focusing	focus	VERB
cana-314	173	16	on	on	ADP
cana-314	173	17	financial	financial	ADJ
cana-314	173	18	literacy	literacy	NOUN
cana-314	173	19	and	and	CCONJ
cana-314	173	20	stability	stability	NOUN
cana-314	173	21	among	among	ADP
cana-314	173	22	indian	indian	ADJ
cana-314	173	23	women	woman	NOUN
cana-314	173	24	in	in	ADP
cana-314	173	25	academia	academia	NOUN
cana-314	173	26	.	.	PUNCT
cana-314	174	1	considerations	consideration	NOUN
cana-314	174	2	:	:	PUNCT
cana-314	174	3	•	•	ADP
cana-314	174	4	the	the	DET
cana-314	174	5	model	model	NOUN
cana-314	174	6	and	and	CCONJ
cana-314	174	7	assumptions	assumption	NOUN
cana-314	174	8	are	be	AUX
cana-314	174	9	indicative	indicative	ADJ
cana-314	174	10	and	and	CCONJ
cana-314	174	11	need	need	VERB
cana-314	174	12	to	to	PART
cana-314	174	13	be	be	AUX
cana-314	174	14	tailored	tailor	VERB
cana-314	174	15	to	to	ADP
cana-314	174	16	individual	individual	ADJ
cana-314	174	17	circumstances	circumstance	NOUN
cana-314	174	18	.	.	PUNCT
cana-314	175	1	•	•	NUM
cana-314	175	2	economic	economic	ADJ
cana-314	175	3	factors	factor	NOUN
cana-314	175	4	like	like	ADP
cana-314	175	5	inflation	inflation	NOUN
cana-314	175	6	,	,	PUNCT
cana-314	175	7	interest	interest	NOUN
cana-314	175	8	rates	rate	NOUN
cana-314	175	9	,	,	PUNCT
cana-314	175	10	and	and	CCONJ
cana-314	175	11	market	market	NOUN
cana-314	175	12	growth	growth	NOUN
cana-314	175	13	in	in	ADP
cana-314	175	14	india	india	PROPN
cana-314	175	15	can	can	AUX
cana-314	175	16	significantly	significantly	ADV
cana-314	175	17	affect	affect	VERB
cana-314	175	18	these	these	DET
cana-314	175	19	calculations	calculation	NOUN
cana-314	175	20	.	.	PUNCT
cana-314	176	1	•	•	NUM
cana-314	176	2	cultural	cultural	ADJ
cana-314	176	3	factors	factor	NOUN
cana-314	176	4	influencing	influence	VERB
cana-314	176	5	savings	saving	NOUN
cana-314	176	6	and	and	CCONJ
cana-314	176	7	investment	investment	NOUN
cana-314	176	8	behavior	behavior	NOUN
cana-314	176	9	in	in	ADP
cana-314	176	10	india	india	PROPN
cana-314	176	11	are	be	AUX
cana-314	176	12	also	also	ADV
cana-314	176	13	considered	consider	VERB
cana-314	176	14	in	in	ADP
cana-314	176	15	this	this	DET
cana-314	176	16	adapted	adapt	VERB
cana-314	176	17	model	model	NOUN
cana-314	176	18	.	.	PUNCT
cana-314	177	1	higher	high	ADJ
cana-314	177	2	education	education	NOUN
cana-314	177	3	industry	industry	NOUN
cana-314	177	4	in	in	ADP
cana-314	177	5	india	india	PROPN
cana-314	177	6	involves	involve	VERB
cana-314	177	7	setting	set	VERB
cana-314	177	8	up	up	ADP
cana-314	177	9	a	a	DET
cana-314	177	10	scenario	scenario	NOUN
cana-314	177	11	with	with	ADP
cana-314	177	12	assumptions	assumption	NOUN
cana-314	177	13	about	about	ADP
cana-314	177	14	income	income	NOUN
cana-314	177	15	,	,	PUNCT
cana-314	177	16	expenses	expense	NOUN
cana-314	177	17	,	,	PUNCT
cana-314	177	18	savings	saving	NOUN
cana-314	177	19	,	,	PUNCT
cana-314	177	20	and	and	CCONJ
cana-314	177	21	investments	investment	NOUN
cana-314	177	22	.	.	PUNCT
cana-314	178	1	we	we	PRON
cana-314	178	2	'll	will	AUX
cana-314	178	3	generate	generate	VERB
cana-314	178	4	10	10	NUM
cana-314	178	5	tables	table	NOUN
cana-314	178	6	showing	show	VERB
cana-314	178	7	a	a	DET
cana-314	178	8	10	10	NUM
cana-314	178	9	-	-	PUNCT
cana-314	178	10	year	year	NOUN
cana-314	178	11	projection	projection	NOUN
cana-314	178	12	,	,	PUNCT
cana-314	178	13	using	use	VERB
cana-314	178	14	specific	specific	ADJ
cana-314	178	15	equations	equation	NOUN
cana-314	178	16	for	for	ADP
cana-314	178	17	each	each	DET
cana-314	178	18	year	year	NOUN
cana-314	178	19	's	's	PART
cana-314	178	20	calculations	calculation	NOUN
cana-314	178	21	.	.	PUNCT
cana-314	179	1	let	let	VERB
cana-314	179	2	's	us	PRON
cana-314	179	3	assume	assume	VERB
cana-314	179	4	the	the	DET
cana-314	179	5	starting	starting	NOUN
cana-314	179	6	year	year	NOUN
cana-314	179	7	is	be	AUX
cana-314	179	8	2024	2024	NUM
cana-314	179	9	.	.	PUNCT
cana-314	180	1	5	5	X
cana-314	180	2	.	.	NOUN
cana-314	180	3	statistical	statistical	ADJ
cana-314	180	4	analysis	analysis	NOUN
cana-314	180	5	and	and	CCONJ
cana-314	180	6	results	result	VERB
cana-314	180	7	the	the	DET
cana-314	180	8	mathematical	mathematical	ADJ
cana-314	180	9	model	model	NOUN
cana-314	180	10	involves	involve	VERB
cana-314	180	11	a	a	DET
cana-314	180	12	range	range	NOUN
cana-314	180	13	of	of	ADP
cana-314	180	14	statistical	statistical	ADJ
cana-314	180	15	measures	measure	NOUN
cana-314	180	16	and	and	CCONJ
cana-314	180	17	analyses	analysis	NOUN
cana-314	180	18	that	that	PRON
cana-314	180	19	are	be	AUX
cana-314	180	20	pivotal	pivotal	ADJ
cana-314	180	21	in	in	ADP
cana-314	180	22	understanding	understand	VERB
cana-314	180	23	the	the	DET
cana-314	180	24	financial	financial	ADJ
cana-314	180	25	behavior	behavior	NOUN
cana-314	180	26	of	of	ADP
cana-314	180	27	individuals	individual	NOUN
cana-314	180	28	,	,	PUNCT
cana-314	180	29	particularly	particularly	ADV
cana-314	180	30	focusing	focus	VERB
cana-314	180	31	on	on	ADP
cana-314	180	32	income	income	NOUN
cana-314	180	33	and	and	CCONJ
cana-314	180	34	expenses	expense	NOUN
cana-314	180	35	.	.	PUNCT
cana-314	181	1	these	these	DET
cana-314	181	2	measures	measure	NOUN
cana-314	181	3	are	be	AUX
cana-314	181	4	classified	classify	VERB
cana-314	181	5	into	into	ADP
cana-314	181	6	several	several	ADJ
cana-314	181	7	categories	category	NOUN
cana-314	181	8	:	:	PUNCT
cana-314	181	9	basic	basic	ADJ
cana-314	181	10	statistical	statistical	ADJ
cana-314	181	11	measures	measure	NOUN
cana-314	181	12	,	,	PUNCT
cana-314	181	13	dispersion	dispersion	NOUN
cana-314	181	14	measures	measure	NOUN
cana-314	181	15	,	,	PUNCT
cana-314	181	16	trend	trend	NOUN
cana-314	181	17	analysis	analysis	NOUN
cana-314	181	18	,	,	PUNCT
cana-314	181	19	correlation	correlation	NOUN
cana-314	181	20	and	and	CCONJ
cana-314	181	21	regression	regression	NOUN
cana-314	181	22	,	,	PUNCT
cana-314	181	23	and	and	CCONJ
cana-314	181	24	ratios	ratio	NOUN
cana-314	181	25	and	and	CCONJ
cana-314	181	26	proportions	proportion	NOUN
cana-314	181	27	.	.	PUNCT
cana-314	182	1	averaged	average	VERB
cana-314	182	2	data	datum	NOUN
cana-314	182	3	:	:	PUNCT
cana-314	182	4	•	•	ADP
cana-314	182	5	starting	start	VERB
cana-314	182	6	annual	annual	ADJ
cana-314	182	7	salary	salary	NOUN
cana-314	182	8	in	in	ADP
cana-314	182	9	2024	2024	NUM
cana-314	182	10	:	:	PUNCT
cana-314	182	11	₹	₹	NOUN
cana-314	182	12	800,000	800,000	NUM
cana-314	182	13	•	•	NOUN
cana-314	182	14	annual	annual	ADJ
cana-314	182	15	salary	salary	NOUN
cana-314	182	16	growth	growth	NOUN
cana-314	182	17	rate	rate	NOUN
cana-314	182	18	:	:	PUNCT
cana-314	182	19	5	5	NUM
cana-314	182	20	%	%	NOUN
cana-314	182	21	•	•	ADP
cana-314	182	22	monthly	monthly	ADJ
cana-314	182	23	savings	saving	NOUN
cana-314	182	24	rate	rate	NOUN
cana-314	182	25	:	:	PUNCT
cana-314	182	26	15	15	NUM
cana-314	182	27	%	%	NOUN
cana-314	182	28	of	of	ADP
cana-314	182	29	net	net	ADJ
cana-314	182	30	income	income	NOUN
cana-314	182	31	•	•	ADP
cana-314	182	32	annual	annual	ADJ
cana-314	182	33	investment	investment	NOUN
cana-314	182	34	return	return	NOUN
cana-314	182	35	rate	rate	NOUN
cana-314	182	36	:	:	PUNCT
cana-314	182	37	7	7	NUM
cana-314	182	38	%	%	NOUN
cana-314	182	39	•	•	NOUN
cana-314	182	40	annual	annual	ADJ
cana-314	182	41	increase	increase	NOUN
cana-314	182	42	in	in	ADP
cana-314	182	43	living	living	NOUN
cana-314	182	44	expenses	expense	NOUN
cana-314	182	45	(	(	PUNCT
cana-314	182	46	cola	cola	NOUN
cana-314	182	47	):	):	PUNCT
cana-314	182	48	4	4	NUM
cana-314	182	49	%	%	NOUN
cana-314	182	50	•	•	ADP
cana-314	182	51	starting	start	VERB
cana-314	182	52	yearly	yearly	ADJ
cana-314	182	53	living	living	NOUN
cana-314	182	54	expenses	expense	NOUN
cana-314	182	55	:	:	PUNCT
cana-314	182	56	₹	₹	NOUN
cana-314	182	57	360,000	360,000	NUM
cana-314	182	58	basic	basic	ADJ
cana-314	182	59	statistical	statistical	ADJ
cana-314	182	60	measures	measure	NOUN
cana-314	182	61	:	:	PUNCT
cana-314	182	62	1	1	X
cana-314	182	63	.	.	PUNCT
cana-314	183	1	mean	mean	VERB
cana-314	183	2	monthly	monthly	ADJ
cana-314	183	3	income	income	NOUN
cana-314	183	4	:	:	PUNCT
cana-314	183	5	this	this	DET
cana-314	183	6	measure	measure	NOUN
cana-314	183	7	,	,	PUNCT
cana-314	183	8	is	be	AUX
cana-314	183	9	the	the	DET
cana-314	183	10	average	average	ADJ
cana-314	183	11	income	income	NOUN
cana-314	183	12	calculated	calculate	VERB
cana-314	183	13	over	over	ADP
cana-314	183	14	a	a	DET
cana-314	183	15	specified	specified	ADJ
cana-314	183	16	period	period	NOUN
cana-314	183	17	.	.	PUNCT
cana-314	184	1	it	it	PRON
cana-314	184	2	provides	provide	VERB
cana-314	184	3	a	a	DET
cana-314	184	4	central	central	ADJ
cana-314	184	5	value	value	NOUN
cana-314	184	6	by	by	ADP
cana-314	184	7	summing	sum	VERB
cana-314	184	8	up	up	ADP
cana-314	184	9	all	all	DET
cana-314	184	10	the	the	DET
cana-314	184	11	income	income	NOUN
cana-314	184	12	values	value	NOUN
cana-314	184	13	and	and	CCONJ
cana-314	184	14	dividing	divide	VERB
cana-314	184	15	by	by	ADP
cana-314	184	16	the	the	DET
cana-314	184	17	number	number	NOUN
cana-314	184	18	of	of	ADP
cana-314	184	19	observations	observation	NOUN
cana-314	184	20	.	.	PUNCT
cana-314	185	1	communications	communication	NOUN
cana-314	185	2	on	on	ADP
cana-314	185	3	applied	apply	VERB
cana-314	185	4	nonlinear	nonlinear	ADJ
cana-314	185	5	analysis	analysis	NOUN
cana-314	185	6	issn	issn	NOUN
cana-314	185	7	:	:	PUNCT
cana-314	185	8	1074	1074	NUM
cana-314	185	9	-	-	PUNCT
cana-314	185	10	133x	133x	NUM
cana-314	185	11	vol	vol	NOUN
cana-314	185	12	30	30	NUM
cana-314	185	13	no	no	NOUN
cana-314	185	14	.	.	NOUN
cana-314	185	15	4	4	NUM
cana-314	185	16	(	(	PUNCT
cana-314	185	17	2023	2023	NUM
cana-314	185	18	)	)	PUNCT
cana-314	185	19	155	155	NUM
cana-314	185	20	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	185	21	2	2	NUM
cana-314	185	22	.	.	PUNCT
cana-314	186	1	mean	mean	VERB
cana-314	186	2	monthly	monthly	ADJ
cana-314	186	3	expense	expense	NOUN
cana-314	186	4	:	:	PUNCT
cana-314	186	5	similar	similar	ADJ
cana-314	186	6	to	to	ADP
cana-314	186	7	the	the	DET
cana-314	186	8	mean	mean	ADJ
cana-314	186	9	income	income	NOUN
cana-314	186	10	is	be	AUX
cana-314	186	11	the	the	DET
cana-314	186	12	average	average	NOUN
cana-314	186	13	of	of	ADP
cana-314	186	14	expenses	expense	NOUN
cana-314	186	15	over	over	ADP
cana-314	186	16	a	a	DET
cana-314	186	17	given	give	VERB
cana-314	186	18	period	period	NOUN
cana-314	186	19	.	.	PUNCT
cana-314	187	1	it	it	PRON
cana-314	187	2	’s	’	VERB
cana-314	187	3	crucial	crucial	ADJ
cana-314	187	4	for	for	ADP
cana-314	187	5	understanding	understand	VERB
cana-314	187	6	typical	typical	ADJ
cana-314	187	7	expenditure	expenditure	NOUN
cana-314	187	8	behavior	behavior	NOUN
cana-314	187	9	.	.	PUNCT
cana-314	188	1	3	3	X
cana-314	188	2	.	.	X
cana-314	188	3	median	median	ADJ
cana-314	188	4	income	income	NOUN
cana-314	188	5	:	:	PUNCT
cana-314	188	6	this	this	PRON
cana-314	188	7	is	be	AUX
cana-314	188	8	the	the	DET
cana-314	188	9	middle	middle	ADJ
cana-314	188	10	value	value	NOUN
cana-314	188	11	in	in	ADP
cana-314	188	12	a	a	DET
cana-314	188	13	sorted	sorted	ADJ
cana-314	188	14	list	list	NOUN
cana-314	188	15	of	of	ADP
cana-314	188	16	income	income	NOUN
cana-314	188	17	figures	figure	NOUN
cana-314	188	18	.	.	PUNCT
cana-314	189	1	unlike	unlike	ADP
cana-314	189	2	the	the	DET
cana-314	189	3	mean	mean	NOUN
cana-314	189	4	,	,	PUNCT
cana-314	189	5	the	the	DET
cana-314	189	6	median	median	NOUN
cana-314	189	7	is	be	AUX
cana-314	189	8	less	less	ADV
cana-314	189	9	affected	affect	VERB
cana-314	189	10	by	by	ADP
cana-314	189	11	outliers	outlier	NOUN
cana-314	189	12	and	and	CCONJ
cana-314	189	13	extreme	extreme	ADJ
cana-314	189	14	values	value	NOUN
cana-314	189	15	,	,	PUNCT
cana-314	189	16	often	often	ADV
cana-314	189	17	providing	provide	VERB
cana-314	189	18	a	a	DET
cana-314	189	19	more	more	ADV
cana-314	189	20	representative	representative	ADJ
cana-314	189	21	figure	figure	NOUN
cana-314	189	22	of	of	ADP
cana-314	189	23	typical	typical	ADJ
cana-314	189	24	income	income	NOUN
cana-314	189	25	.	.	PUNCT
cana-314	190	1	4	4	X
cana-314	190	2	.	.	X
cana-314	190	3	median	median	ADJ
cana-314	190	4	expense	expense	NOUN
cana-314	190	5	:	:	PUNCT
cana-314	190	6	analogous	analogous	ADJ
cana-314	190	7	to	to	ADP
cana-314	190	8	median	median	ADJ
cana-314	190	9	income	income	NOUN
cana-314	190	10	,	,	PUNCT
cana-314	190	11	this	this	PRON
cana-314	190	12	is	be	AUX
cana-314	190	13	the	the	DET
cana-314	190	14	middle	middle	ADJ
cana-314	190	15	value	value	NOUN
cana-314	190	16	in	in	ADP
cana-314	190	17	the	the	DET
cana-314	190	18	sorted	sorted	ADJ
cana-314	190	19	list	list	NOUN
cana-314	190	20	of	of	ADP
cana-314	190	21	expenses	expense	NOUN
cana-314	190	22	and	and	CCONJ
cana-314	190	23	is	be	AUX
cana-314	190	24	often	often	ADV
cana-314	190	25	a	a	DET
cana-314	190	26	more	more	ADV
cana-314	190	27	accurate	accurate	ADJ
cana-314	190	28	representation	representation	NOUN
cana-314	190	29	of	of	ADP
cana-314	190	30	usual	usual	ADJ
cana-314	190	31	expenditure	expenditure	NOUN
cana-314	190	32	than	than	ADP
cana-314	190	33	the	the	DET
cana-314	190	34	mean	mean	NOUN
cana-314	190	35	,	,	PUNCT
cana-314	190	36	especially	especially	ADV
cana-314	190	37	in	in	ADP
cana-314	190	38	skewed	skewed	ADJ
cana-314	190	39	distributions	distribution	NOUN
cana-314	190	40	.	.	PUNCT
cana-314	191	1	dispersion	dispersion	NOUN
cana-314	191	2	measures	measure	NOUN
cana-314	191	3	:	:	PUNCT
cana-314	191	4	5	5	NUM
cana-314	191	5	.	.	NUM
cana-314	191	6	variance	variance	NOUN
cana-314	191	7	of	of	ADP
cana-314	191	8	income	income	NOUN
cana-314	191	9	:	:	PUNCT
cana-314	191	10	it	it	PRON
cana-314	191	11	is	be	AUX
cana-314	191	12	measures	measure	NOUN
cana-314	191	13	of	of	ADP
cana-314	191	14	the	the	DET
cana-314	191	15	degree	degree	NOUN
cana-314	191	16	of	of	ADP
cana-314	191	17	variation	variation	NOUN
cana-314	191	18	or	or	CCONJ
cana-314	191	19	dispersion	dispersion	NOUN
cana-314	191	20	of	of	ADP
cana-314	191	21	income	income	NOUN
cana-314	191	22	figures	figure	NOUN
cana-314	191	23	from	from	ADP
cana-314	191	24	their	their	PRON
cana-314	191	25	mean	mean	NOUN
cana-314	191	26	.	.	PUNCT
cana-314	192	1	6	6	NUM
cana-314	192	2	.	.	X
cana-314	192	3	variance	variance	NOUN
cana-314	192	4	of	of	ADP
cana-314	192	5	expense	expense	NOUN
cana-314	192	6	:	:	PUNCT
cana-314	192	7	similarly	similarly	ADV
cana-314	192	8	,	,	PUNCT
cana-314	192	9	it	it	PRON
cana-314	192	10	indicates	indicate	VERB
cana-314	192	11	how	how	SCONJ
cana-314	192	12	much	much	ADJ
cana-314	192	13	the	the	DET
cana-314	192	14	expense	expense	NOUN
cana-314	192	15	figures	figure	NOUN
cana-314	192	16	deviate	deviate	VERB
cana-314	192	17	from	from	ADP
cana-314	192	18	their	their	PRON
cana-314	192	19	average	average	ADJ
cana-314	192	20	value	value	NOUN
cana-314	192	21	.	.	PUNCT
cana-314	193	1	7	7	X
cana-314	193	2	.	.	X
cana-314	193	3	standard	standard	ADJ
cana-314	193	4	deviation	deviation	NOUN
cana-314	193	5	of	of	ADP
cana-314	193	6	income	income	NOUN
cana-314	193	7	:	:	PUNCT
cana-314	193	8	it	it	PRON
cana-314	193	9	is	be	AUX
cana-314	193	10	the	the	DET
cana-314	193	11	square	square	ADJ
cana-314	193	12	root	root	NOUN
cana-314	193	13	of	of	ADP
cana-314	193	14	the	the	DET
cana-314	193	15	variance	variance	NOUN
cana-314	193	16	,	,	PUNCT
cana-314	193	17	providing	provide	VERB
cana-314	193	18	a	a	DET
cana-314	193	19	measure	measure	NOUN
cana-314	193	20	of	of	ADP
cana-314	193	21	dispersion	dispersion	NOUN
cana-314	193	22	in	in	ADP
cana-314	193	23	the	the	DET
cana-314	193	24	same	same	ADJ
cana-314	193	25	units	unit	NOUN
cana-314	193	26	as	as	ADP
cana-314	193	27	the	the	DET
cana-314	193	28	income	income	NOUN
cana-314	193	29	.	.	PUNCT
cana-314	194	1	8	8	NUM
cana-314	194	2	.	.	X
cana-314	194	3	standard	standard	ADJ
cana-314	194	4	deviation	deviation	NOUN
cana-314	194	5	of	of	ADP
cana-314	194	6	expense	expense	NOUN
cana-314	194	7	:	:	PUNCT
cana-314	194	8	it	it	PRON
cana-314	194	9	offers	offer	VERB
cana-314	194	10	a	a	DET
cana-314	194	11	clear	clear	ADJ
cana-314	194	12	idea	idea	NOUN
cana-314	194	13	of	of	ADP
cana-314	194	14	the	the	DET
cana-314	194	15	spread	spread	NOUN
cana-314	194	16	of	of	ADP
cana-314	194	17	the	the	DET
cana-314	194	18	expense	expense	NOUN
cana-314	194	19	data	datum	NOUN
cana-314	194	20	around	around	ADP
cana-314	194	21	the	the	DET
cana-314	194	22	mean	mean	NOUN
cana-314	194	23	.	.	PUNCT
cana-314	195	1	trend	trend	NOUN
cana-314	195	2	analysis	analysis	NOUN
cana-314	195	3	:	:	PUNCT
cana-314	195	4	9	9	NUM
cana-314	195	5	.	.	PUNCT
cana-314	195	6	linear	linear	ADJ
cana-314	195	7	trend	trend	NOUN
cana-314	195	8	model	model	NOUN
cana-314	195	9	for	for	ADP
cana-314	195	10	income	income	NOUN
cana-314	195	11	:	:	PUNCT
cana-314	195	12	this	this	DET
cana-314	195	13	model	model	NOUN
cana-314	195	14	predicts	predict	VERB
cana-314	195	15	future	future	ADJ
cana-314	195	16	income	income	NOUN
cana-314	195	17	based	base	VERB
cana-314	195	18	on	on	ADP
cana-314	195	19	a	a	DET
cana-314	195	20	linear	linear	ADJ
cana-314	195	21	relationship	relationship	NOUN
cana-314	195	22	with	with	ADP
cana-314	195	23	time	time	NOUN
cana-314	195	24	.	.	PUNCT
cana-314	196	1	10	10	NUM
cana-314	196	2	.	.	PUNCT
cana-314	197	1	linear	linear	ADJ
cana-314	197	2	trend	trend	NOUN
cana-314	197	3	model	model	NOUN
cana-314	197	4	for	for	ADP
cana-314	197	5	expense	expense	NOUN
cana-314	197	6	:	:	PUNCT
cana-314	197	7	similarly	similarly	ADV
cana-314	197	8	,	,	PUNCT
cana-314	197	9	it	it	PRON
cana-314	197	10	forecasts	forecast	VERB
cana-314	197	11	future	future	ADJ
cana-314	197	12	expenses	expense	NOUN
cana-314	197	13	by	by	ADP
cana-314	197	14	establishing	establish	VERB
cana-314	197	15	a	a	DET
cana-314	197	16	linear	linear	ADJ
cana-314	197	17	relationship	relationship	NOUN
cana-314	197	18	with	with	ADP
cana-314	197	19	time	time	NOUN
cana-314	197	20	.	.	PUNCT
cana-314	198	1	correlation	correlation	NOUN
cana-314	198	2	and	and	CCONJ
cana-314	198	3	regression	regression	NOUN
cana-314	198	4	:	:	PUNCT
cana-314	198	5	11	11	X
cana-314	198	6	.	.	PUNCT
cana-314	199	1	pearson	pearson	PROPN
cana-314	199	2	correlation	correlation	PROPN
cana-314	199	3	coefficient	coefficient	NOUN
cana-314	199	4	:	:	PUNCT
cana-314	199	5	this	this	DET
cana-314	199	6	coefficient	coefficient	NOUN
cana-314	199	7	measures	measure	VERB
cana-314	199	8	the	the	DET
cana-314	199	9	linear	linear	ADJ
cana-314	199	10	correlation	correlation	NOUN
cana-314	199	11	between	between	ADP
cana-314	199	12	two	two	NUM
cana-314	199	13	variables	variable	NOUN
cana-314	199	14	,	,	PUNCT
cana-314	199	15	providing	provide	VERB
cana-314	199	16	insights	insight	NOUN
cana-314	199	17	into	into	ADP
cana-314	199	18	the	the	DET
cana-314	199	19	relationship	relationship	NOUN
cana-314	199	20	between	between	ADP
cana-314	199	21	income	income	NOUN
cana-314	199	22	and	and	CCONJ
cana-314	199	23	expenses	expense	NOUN
cana-314	199	24	.	.	PUNCT
cana-314	200	1	12	12	NUM
cana-314	200	2	.	.	PUNCT
cana-314	201	1	simple	simple	ADJ
cana-314	201	2	linear	linear	ADJ
cana-314	201	3	regression	regression	NOUN
cana-314	201	4	(	(	PUNCT
cana-314	201	5	expense	expense	NOUN
cana-314	201	6	on	on	ADP
cana-314	201	7	income	income	NOUN
cana-314	201	8	):	):	PUNCT
cana-314	201	9	this	this	DET
cana-314	201	10	regression	regression	NOUN
cana-314	201	11	model	model	NOUN
cana-314	201	12	relates	relate	VERB
cana-314	201	13	expenses	expense	NOUN
cana-314	201	14	(	(	PUNCT
cana-314	201	15	dependent	dependent	ADJ
cana-314	201	16	variable	variable	NOUN
cana-314	201	17	)	)	PUNCT
cana-314	201	18	to	to	PART
cana-314	201	19	income	income	VERB
cana-314	201	20	(	(	PUNCT
cana-314	201	21	independent	independent	ADJ
cana-314	201	22	variable	variable	NOUN
cana-314	201	23	)	)	PUNCT
cana-314	201	24	,	,	PUNCT
cana-314	201	25	helping	help	VERB
cana-314	201	26	to	to	PART
cana-314	201	27	predict	predict	VERB
cana-314	201	28	changes	change	NOUN
cana-314	201	29	in	in	ADP
cana-314	201	30	expenses	expense	NOUN
cana-314	201	31	based	base	VERB
cana-314	201	32	on	on	ADP
cana-314	201	33	income	income	NOUN
cana-314	201	34	.	.	PUNCT
cana-314	202	1	ratios	ratio	NOUN
cana-314	202	2	and	and	CCONJ
cana-314	202	3	proportions	proportion	NOUN
cana-314	202	4	:	:	PUNCT
cana-314	202	5	13	13	NUM
cana-314	202	6	.	.	PUNCT
cana-314	202	7	expense	expense	NOUN
cana-314	202	8	to	to	ADP
cana-314	202	9	income	income	NOUN
cana-314	202	10	ratio	ratio	NOUN
cana-314	202	11	:	:	PUNCT
cana-314	202	12	this	this	DET
cana-314	202	13	ratio	ratio	NOUN
cana-314	202	14	compares	compare	VERB
cana-314	202	15	total	total	ADJ
cana-314	202	16	expenses	expense	NOUN
cana-314	202	17	to	to	ADP
cana-314	202	18	total	total	ADJ
cana-314	202	19	income	income	NOUN
cana-314	202	20	,	,	PUNCT
cana-314	202	21	offering	offer	VERB
cana-314	202	22	a	a	DET
cana-314	202	23	perspective	perspective	NOUN
cana-314	202	24	on	on	ADP
cana-314	202	25	spending	spending	NOUN
cana-314	202	26	habits	habit	NOUN
cana-314	202	27	in	in	ADP
cana-314	202	28	relation	relation	NOUN
cana-314	202	29	to	to	ADP
cana-314	202	30	earnings	earning	NOUN
cana-314	202	31	.	.	PUNCT
cana-314	203	1	14	14	NUM
cana-314	203	2	.	.	PUNCT
cana-314	204	1	savings	saving	NOUN
cana-314	204	2	ratio	ratio	NOUN
cana-314	204	3	:	:	PUNCT
cana-314	204	4	calculated	calculate	VERB
cana-314	204	5	as	as	ADP
cana-314	204	6	1−expense	1−expense	NUM
cana-314	204	7	to	to	ADP
cana-314	204	8	income	income	NOUN
cana-314	204	9	ratio1−expense	ratio1−expense	NOUN
cana-314	204	10	to	to	ADP
cana-314	204	11	income	income	NOUN
cana-314	204	12	ratio	ratio	NOUN
cana-314	204	13	,	,	PUNCT
cana-314	204	14	it	it	PRON
cana-314	204	15	reflects	reflect	VERB
cana-314	204	16	the	the	DET
cana-314	204	17	proportion	proportion	NOUN
cana-314	204	18	of	of	ADP
cana-314	204	19	income	income	NOUN
cana-314	204	20	saved	save	VERB
cana-314	204	21	after	after	ADP
cana-314	204	22	expenses	expense	NOUN
cana-314	204	23	.	.	PUNCT
cana-314	205	1	these	these	DET
cana-314	205	2	mathematical	mathematical	ADJ
cana-314	205	3	tools	tool	NOUN
cana-314	205	4	and	and	CCONJ
cana-314	205	5	models	model	NOUN
cana-314	205	6	are	be	AUX
cana-314	205	7	integral	integral	ADJ
cana-314	205	8	to	to	ADP
cana-314	205	9	financial	financial	ADJ
cana-314	205	10	analysis	analysis	NOUN
cana-314	205	11	,	,	PUNCT
cana-314	205	12	helping	help	VERB
cana-314	205	13	individuals	individual	NOUN
cana-314	205	14	,	,	PUNCT
cana-314	205	15	financial	financial	ADJ
cana-314	205	16	advisors	advisor	NOUN
cana-314	205	17	,	,	PUNCT
cana-314	205	18	and	and	CCONJ
cana-314	205	19	policymakers	policymaker	NOUN
cana-314	205	20	understand	understand	VERB
cana-314	205	21	and	and	CCONJ
cana-314	205	22	predict	predict	VERB
cana-314	205	23	financial	financial	ADJ
cana-314	205	24	behavior	behavior	NOUN
cana-314	205	25	effectively	effectively	ADV
cana-314	205	26	.	.	PUNCT
cana-314	206	1	communications	communication	NOUN
cana-314	206	2	on	on	ADP
cana-314	206	3	applied	apply	VERB
cana-314	206	4	nonlinear	nonlinear	ADJ
cana-314	206	5	analysis	analysis	NOUN
cana-314	206	6	issn	issn	NOUN
cana-314	206	7	:	:	PUNCT
cana-314	206	8	1074	1074	NUM
cana-314	206	9	-	-	PUNCT
cana-314	206	10	133x	133x	NUM
cana-314	206	11	vol	vol	NOUN
cana-314	206	12	30	30	NUM
cana-314	206	13	no	no	NOUN
cana-314	206	14	.	.	NOUN
cana-314	206	15	4	4	NUM
cana-314	206	16	(	(	PUNCT
cana-314	206	17	2023	2023	NUM
cana-314	206	18	)	)	PUNCT
cana-314	206	19	156	156	NUM
cana-314	206	20	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	207	1	[	[	X
cana-314	207	2	𝑋income	𝑋income	PROPN
cana-314	207	3	̅̅	̅̅	PROPN
cana-314	207	4	̅̅	̅̅	PROPN
cana-314	207	5	̅̅	̅̅	PROPN
cana-314	207	6	̅̅	̅̅	PROPN
cana-314	207	7	=	=	PRON
cana-314	207	8	∑	∑	PUNCT
cana-314	207	9	income𝑖	income𝑖	X
cana-314	207	10	𝑛	𝑛	PRON
cana-314	207	11	𝑖=1	𝑖=1	PROPN
cana-314	207	12	𝑛	𝑛	PART
cana-314	207	13	]	]	PUNCT
cana-314	207	14	(	(	PUNCT
cana-314	207	15	28	28	NUM
cana-314	207	16	)	)	PUNCT
cana-314	208	1	[	[	X
cana-314	208	2	𝑋expense	𝑋expense	PROPN
cana-314	208	3	̅̅	̅̅	PROPN
cana-314	208	4	̅̅	̅̅	PROPN
cana-314	208	5	̅̅	̅̅	PROPN
cana-314	208	6	̅̅	̅̅	PROPN
cana-314	208	7	̅	̅	PROPN
cana-314	208	8	=	=	SYM
cana-314	208	9	∑	∑	PUNCT
cana-314	208	10	expense𝑖	expense𝑖	ADJ
cana-314	208	11	𝑛	𝑛	PRON
cana-314	208	12	𝑖=1	𝑖=1	PUNCT
cana-314	208	13	𝑛	𝑛	PART
cana-314	208	14	]	]	PUNCT
cana-314	208	15	(	(	PUNCT
cana-314	208	16	29	29	NUM
cana-314	208	17	)	)	PUNCT
cana-314	209	1	[	[	X
cana-314	209	2	σincome	σincome	NOUN
cana-314	209	3	2	2	NUM
cana-314	209	4	=	=	SYM
cana-314	209	5	∑	∑	PUNCT
cana-314	209	6	(	(	PUNCT
cana-314	209	7	income𝑖−𝑋income̅̅	income𝑖−𝑋income̅̅	PROPN
cana-314	209	8	̅̅	̅̅	PROPN
cana-314	209	9	̅̅	̅̅	PROPN
cana-314	209	10	̅̅	̅̅	PROPN
cana-314	209	11	̅̅	̅̅	PROPN
cana-314	209	12	)	)	PUNCT
cana-314	209	13	2𝑛	2𝑛	PROPN
cana-314	210	1	𝑖=1	𝑖=1	PUNCT
cana-314	210	2	𝑛	𝑛	PART
cana-314	210	3	]	]	PUNCT
cana-314	210	4	(	(	PUNCT
cana-314	210	5	30	30	NUM
cana-314	210	6	)	)	PUNCT
cana-314	211	1	[	[	X
cana-314	211	2	σexpense	σexpense	NOUN
cana-314	211	3	2	2	NUM
cana-314	211	4	=	=	SYM
cana-314	211	5	∑	∑	PUNCT
cana-314	211	6	(	(	PUNCT
cana-314	211	7	expense𝑖−𝑋expense̅̅	expense𝑖−𝑋expense̅̅	PROPN
cana-314	211	8	̅̅	̅̅	PROPN
cana-314	211	9	̅̅	̅̅	PROPN
cana-314	211	10	̅̅	̅̅	PROPN
cana-314	211	11	̅̅	̅̅	PROPN
cana-314	211	12	)	)	PUNCT
cana-314	212	1	2𝑛	2𝑛	PROPN
cana-314	213	1	𝑖=1	𝑖=1	PUNCT
cana-314	213	2	𝑛	𝑛	X
cana-314	213	3	]	]	X
cana-314	213	4	(	(	PUNCT
cana-314	213	5	31	31	NUM
cana-314	213	6	)	)	PUNCT
cana-314	214	1	[	[	X
cana-314	214	2	σincome	σincome	NOUN
cana-314	214	3	=	=	PUNCT
cana-314	214	4	√σincome	√σincome	NOUN
cana-314	214	5	2	2	NUM
cana-314	214	6	]	]	PUNCT
cana-314	214	7	(	(	PUNCT
cana-314	214	8	32	32	NUM
cana-314	214	9	)	)	PUNCT
cana-314	215	1	[	[	X
cana-314	215	2	σexpense	σexpense	NOUN
cana-314	215	3	=	=	SYM
cana-314	215	4	√σexpense	√σexpense	NOUN
cana-314	215	5	2	2	NUM
cana-314	215	6	]	]	PUNCT
cana-314	215	7	(	(	PUNCT
cana-314	215	8	33	33	NUM
cana-314	215	9	)	)	PUNCT
cana-314	216	1	[	[	X
cana-314	216	2	income𝑡	income𝑡	X
cana-314	216	3	=	=	X
cana-314	216	4	α	α	PROPN
cana-314	216	5	+	+	X
cana-314	216	6	β𝑡	β𝑡	X
cana-314	216	7	+	+	CCONJ
cana-314	216	8	ϵ𝑡	ϵ𝑡	X
cana-314	216	9	]	]	X
cana-314	216	10	(	(	PUNCT
cana-314	216	11	34	34	NUM
cana-314	216	12	)	)	PUNCT
cana-314	217	1	[	[	X
cana-314	217	2	expense	expense	NOUN
cana-314	217	3	𝑡	𝑡	NOUN
cana-314	217	4	=	=	SYM
cana-314	217	5	α	α	PROPN
cana-314	217	6	+	+	X
cana-314	217	7	β𝑡	β𝑡	X
cana-314	217	8	+	+	CCONJ
cana-314	217	9	ϵ𝑡	ϵ𝑡	X
cana-314	217	10	]	]	X
cana-314	217	11	(	(	PUNCT
cana-314	217	12	35	35	NUM
cana-314	217	13	)	)	PUNCT
cana-314	218	1	[	[	X
cana-314	218	2	𝑟	𝑟	X
cana-314	218	3	=	=	SYM
cana-314	218	4	∑	∑	PUNCT
cana-314	218	5	(	(	PUNCT
cana-314	218	6	𝑋𝑖−	𝑋𝑖−	NOUN
cana-314	218	7	�	�	NOUN
cana-314	218	8	̅	̅	NOUN
cana-314	218	9	�	�	NOUN
cana-314	218	10	)(𝑌𝑖−	)(𝑌𝑖−	NOUN
cana-314	218	11	�	�	PROPN
cana-314	218	12	̅	̅	NOUN
cana-314	218	13	�	�	NUM
cana-314	218	14	)𝑛	)𝑛	PUNCT
cana-314	218	15	𝑖=1	𝑖=1	PROPN
cana-314	218	16	√∑	√∑	PROPN
cana-314	218	17	(	(	PUNCT
cana-314	218	18	𝑋𝑖−	𝑋𝑖−	PROPN
cana-314	218	19	�	�	SYM
cana-314	218	20	̅	̅	NOUN
cana-314	218	21	�	�	NOUN
cana-314	218	22	)2	)2	PUNCT
cana-314	218	23	∑	∑	PUNCT
cana-314	218	24	(	(	PUNCT
cana-314	218	25	𝑌𝑖−	𝑌𝑖−	NOUN
cana-314	218	26	�	�	NOUN
cana-314	218	27	̅	̅	NOUN
cana-314	218	28	�	�	NOUN
cana-314	218	29	)2𝑛	)2𝑛	SYM
cana-314	218	30	𝑖=1	𝑖=1	PROPN
cana-314	218	31	𝑛	𝑛	PRON
cana-314	218	32	𝑖=1	𝑖=1	PUNCT
cana-314	218	33	]	]	X
cana-314	218	34	(	(	PUNCT
cana-314	218	35	36	36	NUM
cana-314	218	36	)	)	PUNCT
cana-314	219	1	[	[	X
cana-314	219	2	expense	expense	NOUN
cana-314	219	3	=	=	X
cana-314	219	4	𝑎	𝑎	NOUN
cana-314	219	5	+	+	NOUN
cana-314	219	6	𝑏	𝑏	DET
cana-314	219	7	×	×	NOUN
cana-314	219	8	income	income	NOUN
cana-314	219	9	]	]	PUNCT
cana-314	219	10	(	(	PUNCT
cana-314	219	11	37	37	NUM
cana-314	219	12	)	)	PUNCT
cana-314	220	1	[	[	X
cana-314	220	2	ratio	ratio	NOUN
cana-314	220	3	=	=	SYM
cana-314	220	4	total	total	ADJ
cana-314	220	5	expenses	expense	VERB
cana-314	220	6	total	total	ADJ
cana-314	220	7	income	income	NOUN
cana-314	220	8	]	]	PUNCT
cana-314	220	9	(	(	PUNCT
cana-314	220	10	38	38	NUM
cana-314	220	11	)	)	PUNCT
cana-314	221	1	[	[	X
cana-314	221	2	savings	saving	NOUN
cana-314	221	3	ratio	ratio	NOUN
cana-314	221	4	=	=	SYM
cana-314	221	5	1	1	NUM
cana-314	221	6	−	−	NOUN
cana-314	221	7	expense	expense	NOUN
cana-314	221	8	to	to	AUX
cana-314	221	9	income	income	NOUN
cana-314	221	10	ratio	ratio	NOUN
cana-314	221	11	]	]	PUNCT
cana-314	221	12	(	(	PUNCT
cana-314	221	13	39	39	NUM
cana-314	221	14	)	)	PUNCT
cana-314	221	15	the	the	DET
cana-314	221	16	annual	annual	ADJ
cana-314	221	17	income	income	NOUN
cana-314	221	18	and	and	CCONJ
cana-314	221	19	savings	saving	NOUN
cana-314	221	20	analysis	analysis	NOUN
cana-314	221	21	tables	table	NOUN
cana-314	221	22	for	for	ADP
cana-314	221	23	each	each	DET
cana-314	221	24	year	year	NOUN
cana-314	221	25	from	from	ADP
cana-314	221	26	2024	2024	NUM
cana-314	221	27	to	to	ADP
cana-314	221	28	2033	2033	NUM
cana-314	221	29	:	:	PUNCT
cana-314	221	30	table	table	NOUN
cana-314	221	31	1	1	NUM
cana-314	221	32	.	.	PUNCT
cana-314	221	33	analysis	analysis	NOUN
cana-314	221	34	of	of	ADP
cana-314	221	35	income	income	NOUN
cana-314	221	36	and	and	CCONJ
cana-314	221	37	saving	save	VERB
cana-314	221	38	trend	trend	NOUN
cana-314	221	39	year	year	NOUN
cana-314	221	40	annual	annual	ADJ
cana-314	221	41	salary	salary	NOUN
cana-314	221	42	(	(	PUNCT
cana-314	221	43	inr	inr	PROPN
cana-314	221	44	)	)	PUNCT
cana-314	221	45	net	net	ADJ
cana-314	221	46	income	income	NOUN
cana-314	221	47	(	(	PUNCT
cana-314	221	48	inr	inr	PROPN
cana-314	221	49	)	)	PUNCT
cana-314	221	50	annual	annual	ADJ
cana-314	221	51	savings	saving	NOUN
cana-314	221	52	(	(	PUNCT
cana-314	221	53	inr	inr	PROPN
cana-314	221	54	)	)	PUNCT
cana-314	221	55	total	total	ADJ
cana-314	221	56	investment	investment	NOUN
cana-314	221	57	(	(	PUNCT
cana-314	221	58	inr	inr	PROPN
cana-314	221	59	)	)	PUNCT
cana-314	221	60	living	living	NOUN
cana-314	221	61	expenses	expense	NOUN
cana-314	221	62	(	(	PUNCT
cana-314	221	63	inr	inr	PROPN
cana-314	221	64	)	)	PUNCT
cana-314	221	65	2024	2024	NUM
cana-314	221	66	800,000	800,000	NUM
cana-314	221	67	800,000	800,000	NUM
cana-314	221	68	120,000	120,000	NUM
cana-314	221	69	128,400	128,400	NUM
cana-314	221	70	360,000	360,000	NUM
cana-314	221	71	2025	2025	NUM
cana-314	221	72	840,000	840,000	NUM
cana-314	221	73	840,000	840,000	NUM
cana-314	221	74	126,000	126,000	NUM
cana-314	221	75	272,208	272,208	NUM
cana-314	221	76	374,400	374,400	NUM
cana-314	221	77	2026	2026	NUM
cana-314	221	78	882,000	882,000	NUM
cana-314	221	79	882,000	882,000	NUM
cana-314	221	80	132,300	132,300	NUM
cana-314	221	81	432,824	432,824	NUM
cana-314	221	82	389,376	389,376	NUM
cana-314	221	83	2027	2027	NUM
cana-314	221	84	926,100	926,100	NUM
cana-314	221	85	926,100	926,100	NUM
cana-314	221	86	138,915	138,915	NUM
cana-314	221	87	611,760	611,760	NUM
cana-314	221	88	404,951	404,951	NUM
cana-314	221	89	2028	2028	NUM
cana-314	221	90	972,405	972,405	NUM
cana-314	221	91	972,405	972,405	NUM
cana-314	221	92	145,861	145,861	NUM
cana-314	221	93	810,654	810,654	NUM
cana-314	221	94	421,149	421,149	NUM
cana-314	221	95	2029	2029	NUM
cana-314	221	96	1,021,025	1,021,025	NUM
cana-314	221	97	1,021,025	1,021,025	NUM
cana-314	221	98	153,154	153,154	NUM
cana-314	221	99	1,031,275	1,031,275	NUM
cana-314	221	100	437,995	437,995	NUM
cana-314	221	101	2030	2030	NUM
cana-314	221	102	1,072,077	1,072,077	NUM
cana-314	221	103	1,072,077	1,072,077	NUM
cana-314	221	104	160,811	160,811	NUM
cana-314	221	105	1,275,532	1,275,532	NUM
cana-314	221	106	455,515	455,515	NUM
cana-314	221	107	2031	2031	NUM
cana-314	221	108	1,125,680	1,125,680	NUM
cana-314	221	109	1,125,680	1,125,680	NUM
cana-314	221	110	168,852	168,852	NUM
cana-314	221	111	1,545,491	1,545,491	NUM
cana-314	221	112	473,735	473,735	NUM
cana-314	221	113	2032	2032	NUM
cana-314	221	114	1,181,964	1,181,964	NUM
cana-314	221	115	1,181,964	1,181,964	NUM
cana-314	221	116	177,295	177,295	NUM
cana-314	221	117	1,843,381	1,843,381	NUM
cana-314	221	118	492,685	492,685	NUM
cana-314	221	119	2033	2033	NUM
cana-314	221	120	1,241,063	1,241,063	NUM
cana-314	221	121	1,241,063	1,241,063	NUM
cana-314	221	122	186,159	186,159	NUM
cana-314	221	123	2,171,608	2,171,608	NUM
cana-314	221	124	512,392	512,392	NUM
cana-314	221	125	tables	table	NOUN
cana-314	221	126	show	show	VERB
cana-314	221	127	the	the	DET
cana-314	221	128	progression	progression	NOUN
cana-314	221	129	of	of	ADP
cana-314	221	130	the	the	DET
cana-314	221	131	annual	annual	ADJ
cana-314	221	132	salary	salary	NOUN
cana-314	221	133	,	,	PUNCT
cana-314	221	134	net	net	ADJ
cana-314	221	135	income	income	NOUN
cana-314	221	136	,	,	PUNCT
cana-314	221	137	annual	annual	ADJ
cana-314	221	138	savings	saving	NOUN
cana-314	221	139	,	,	PUNCT
cana-314	221	140	total	total	ADJ
cana-314	221	141	investment	investment	NOUN
cana-314	221	142	,	,	PUNCT
cana-314	221	143	and	and	CCONJ
cana-314	221	144	living	living	NOUN
cana-314	221	145	expenses	expense	NOUN
cana-314	221	146	over	over	ADP
cana-314	221	147	a	a	DET
cana-314	221	148	10	10	NUM
cana-314	221	149	-	-	PUNCT
cana-314	221	150	year	year	NOUN
cana-314	221	151	period	period	NOUN
cana-314	221	152	,	,	PUNCT
cana-314	221	153	based	base	VERB
cana-314	221	154	on	on	ADP
cana-314	221	155	the	the	DET
cana-314	221	156	mathematical	mathematical	ADJ
cana-314	221	157	model	model	NOUN
cana-314	221	158	and	and	CCONJ
cana-314	221	159	assumptions	assumption	NOUN
cana-314	221	160	set	set	VERB
cana-314	221	161	for	for	ADP
cana-314	221	162	the	the	DET
cana-314	221	163	indian	indian	ADJ
cana-314	221	164	economic	economic	ADJ
cana-314	221	165	context	context	NOUN
cana-314	221	166	.	.	PUNCT
cana-314	222	1	the	the	DET
cana-314	222	2	growth	growth	NOUN
cana-314	222	3	in	in	ADP
cana-314	222	4	salary	salary	NOUN
cana-314	222	5	and	and	CCONJ
cana-314	222	6	investments	investment	NOUN
cana-314	222	7	,	,	PUNCT
cana-314	222	8	alongside	alongside	ADP
cana-314	222	9	a	a	DET
cana-314	222	10	steady	steady	ADJ
cana-314	222	11	increase	increase	NOUN
cana-314	222	12	in	in	ADP
cana-314	222	13	living	living	NOUN
cana-314	222	14	communications	communication	NOUN
cana-314	222	15	on	on	ADP
cana-314	222	16	applied	apply	VERB
cana-314	222	17	nonlinear	nonlinear	ADJ
cana-314	222	18	analysis	analysis	NOUN
cana-314	222	19	issn	issn	NOUN
cana-314	222	20	:	:	PUNCT
cana-314	222	21	1074	1074	NUM
cana-314	222	22	-	-	PUNCT
cana-314	222	23	133x	133x	NUM
cana-314	222	24	vol	vol	NOUN
cana-314	222	25	30	30	NUM
cana-314	222	26	no	no	NOUN
cana-314	222	27	.	.	NOUN
cana-314	222	28	4	4	NUM
cana-314	222	29	(	(	PUNCT
cana-314	222	30	2023	2023	NUM
cana-314	222	31	)	)	PUNCT
cana-314	222	32	157	157	NUM
cana-314	222	33	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	222	34	expenses	expense	NOUN
cana-314	222	35	,	,	PUNCT
cana-314	222	36	provide	provide	VERB
cana-314	222	37	an	an	DET
cana-314	222	38	insight	insight	NOUN
cana-314	222	39	into	into	ADP
cana-314	222	40	how	how	SCONJ
cana-314	222	41	financial	financial	ADJ
cana-314	222	42	stability	stability	NOUN
cana-314	222	43	and	and	CCONJ
cana-314	222	44	wealth	wealth	NOUN
cana-314	222	45	accumulation	accumulation	NOUN
cana-314	222	46	might	might	AUX
cana-314	222	47	progress	progress	VERB
cana-314	222	48	for	for	ADP
cana-314	222	49	a	a	DET
cana-314	222	50	working	work	VERB
cana-314	222	51	woman	woman	NOUN
cana-314	222	52	in	in	ADP
cana-314	222	53	the	the	DET
cana-314	222	54	higher	high	ADJ
cana-314	222	55	education	education	NOUN
cana-314	222	56	industry	industry	NOUN
cana-314	222	57	in	in	ADP
cana-314	222	58	india	india	PROPN
cana-314	222	59	,	,	PUNCT
cana-314	222	60	based	base	VERB
cana-314	222	61	on	on	ADP
cana-314	222	62	the	the	DET
cana-314	222	63	chosen	choose	VERB
cana-314	222	64	parameters	parameter	NOUN
cana-314	222	65	.	.	PUNCT
cana-314	223	1	table	table	NOUN
cana-314	223	2	2	2	NUM
cana-314	223	3	.	.	PUNCT
cana-314	224	1	analysis	analysis	NOUN
cana-314	224	2	of	of	ADP
cana-314	224	3	statistical	statistical	ADJ
cana-314	224	4	parameters	parameter	NOUN
cana-314	224	5	measure	measure	NOUN
cana-314	224	6	value	value	NOUN
cana-314	224	7	mean	mean	NOUN
cana-314	224	8	income	income	NOUN
cana-314	224	9	₹	₹	PROPN
cana-314	224	10	77,959.55	77,959.55	PROPN
cana-314	224	11	median	median	ADJ
cana-314	224	12	income	income	NOUN
cana-314	224	13	₹	₹	PROPN
cana-314	224	14	76,792.25	76,792.25	NUM
cana-314	224	15	variance	variance	NOUN
cana-314	224	16	of	of	ADP
cana-314	224	17	income	income	NOUN
cana-314	224	18	₹	₹	PROPN
cana-314	224	19	55,389,478.09	55,389,478.09	NUM
cana-314	224	20	std	std	NOUN
cana-314	224	21	dev	dev	NOUN
cana-314	224	22	of	of	ADP
cana-314	224	23	income	income	NOUN
cana-314	224	24	₹	₹	PROPN
cana-314	224	25	7,442.41	7,442.41	NUM
cana-314	224	26	mean	mean	NOUN
cana-314	224	27	expense	expense	NOUN
cana-314	224	28	₹	₹	PROPN
cana-314	224	29	27,043.84	27,043.84	NUM
cana-314	224	30	median	median	ADJ
cana-314	224	31	expense	expense	NOUN
cana-314	224	32	₹	₹	PROPN
cana-314	224	33	26,324.22	26,324.22	NUM
cana-314	224	34	variance	variance	NOUN
cana-314	224	35	of	of	ADP
cana-314	224	36	expense	expense	NOUN
cana-314	224	37	₹	₹	PROPN
cana-314	224	38	24,984,748.57	24,984,748.57	PROPN
cana-314	224	39	std	std	NOUN
cana-314	224	40	dev	dev	NOUN
cana-314	224	41	of	of	ADP
cana-314	224	42	expense	expense	NOUN
cana-314	224	43	₹	₹	PROPN
cana-314	224	44	4,998.47	4,998.47	NUM
cana-314	224	45	mean	mean	NOUN
cana-314	224	46	savings	saving	NOUN
cana-314	224	47	₹	₹	PROPN
cana-314	224	48	50,915.71	50,915.71	NUM
cana-314	224	49	median	median	ADJ
cana-314	224	50	savings	saving	NOUN
cana-314	224	51	₹	₹	PROPN
cana-314	224	52	50,155.91	50,155.91	NUM
cana-314	224	53	education	education	NOUN
cana-314	224	54	institutions	institution	NOUN
cana-314	224	55	(	(	PUNCT
cana-314	224	56	heis	heis	PROPN
cana-314	224	57	)	)	PUNCT
cana-314	224	58	in	in	ADP
cana-314	224	59	india	india	PROPN
cana-314	224	60	,	,	PUNCT
cana-314	224	61	involves	involve	VERB
cana-314	224	62	exploring	explore	VERB
cana-314	224	63	various	various	ADJ
cana-314	224	64	statistical	statistical	ADJ
cana-314	224	65	concepts	concept	NOUN
cana-314	224	66	and	and	CCONJ
cana-314	224	67	methodologies	methodology	NOUN
cana-314	224	68	.	.	PUNCT
cana-314	225	1	this	this	DET
cana-314	225	2	analysis	analysis	NOUN
cana-314	225	3	encompasses	encompass	VERB
cana-314	225	4	basic	basic	ADJ
cana-314	225	5	statistical	statistical	ADJ
cana-314	225	6	measures	measure	NOUN
cana-314	225	7	,	,	PUNCT
cana-314	225	8	measures	measure	NOUN
cana-314	225	9	of	of	ADP
cana-314	225	10	dispersion	dispersion	NOUN
cana-314	225	11	,	,	PUNCT
cana-314	225	12	trend	trend	NOUN
cana-314	225	13	analysis	analysis	NOUN
cana-314	225	14	,	,	PUNCT
cana-314	225	15	correlation	correlation	NOUN
cana-314	225	16	and	and	CCONJ
cana-314	225	17	regression	regression	NOUN
cana-314	225	18	,	,	PUNCT
cana-314	225	19	ratios	ratio	NOUN
cana-314	225	20	and	and	CCONJ
cana-314	225	21	proportions	proportion	NOUN
cana-314	225	22	,	,	PUNCT
cana-314	225	23	higher	high	ADJ
cana-314	225	24	-	-	PUNCT
cana-314	225	25	order	order	NOUN
cana-314	225	26	statistical	statistical	ADJ
cana-314	225	27	measures	measure	NOUN
cana-314	225	28	,	,	PUNCT
cana-314	225	29	time	time	NOUN
cana-314	225	30	series	series	NOUN
cana-314	225	31	specific	specific	ADJ
cana-314	225	32	metrics	metric	NOUN
cana-314	225	33	,	,	PUNCT
cana-314	225	34	and	and	CCONJ
cana-314	225	35	financial	financial	ADJ
cana-314	225	36	health	health	NOUN
cana-314	225	37	indicators	indicator	NOUN
cana-314	225	38	.	.	PUNCT
cana-314	226	1	mean	mean	VERB
cana-314	226	2	and	and	CCONJ
cana-314	226	3	median	median	ADJ
cana-314	226	4	:	:	PUNCT
cana-314	226	5	the	the	DET
cana-314	226	6	mean	mean	NOUN
cana-314	226	7	is	be	AUX
cana-314	226	8	a	a	DET
cana-314	226	9	measure	measure	NOUN
cana-314	226	10	of	of	ADP
cana-314	226	11	central	central	ADJ
cana-314	226	12	tendency	tendency	NOUN
cana-314	226	13	,	,	PUNCT
cana-314	226	14	representing	represent	VERB
cana-314	226	15	the	the	DET
cana-314	226	16	average	average	NOUN
cana-314	226	17	of	of	ADP
cana-314	226	18	a	a	DET
cana-314	226	19	set	set	NOUN
cana-314	226	20	of	of	ADP
cana-314	226	21	values	value	NOUN
cana-314	226	22	.	.	PUNCT
cana-314	227	1	in	in	ADP
cana-314	227	2	the	the	DET
cana-314	227	3	context	context	NOUN
cana-314	227	4	of	of	ADP
cana-314	227	5	income	income	NOUN
cana-314	227	6	and	and	CCONJ
cana-314	227	7	expense	expense	NOUN
cana-314	227	8	analysis	analysis	NOUN
cana-314	227	9	,	,	PUNCT
cana-314	227	10	the	the	DET
cana-314	227	11	mean	mean	ADJ
cana-314	227	12	monthly	monthly	ADJ
cana-314	227	13	income	income	NOUN
cana-314	227	14	and	and	CCONJ
cana-314	227	15	expenses	expense	NOUN
cana-314	227	16	provide	provide	VERB
cana-314	227	17	insights	insight	NOUN
cana-314	227	18	into	into	ADP
cana-314	227	19	the	the	DET
cana-314	227	20	typical	typical	ADJ
cana-314	227	21	financial	financial	ADJ
cana-314	227	22	status	status	NOUN
cana-314	227	23	of	of	ADP
cana-314	227	24	the	the	DET
cana-314	227	25	target	target	NOUN
cana-314	227	26	demographic	demographic	ADJ
cana-314	227	27	.	.	PUNCT
cana-314	228	1	the	the	DET
cana-314	228	2	median	median	NOUN
cana-314	228	3	,	,	PUNCT
cana-314	228	4	another	another	DET
cana-314	228	5	central	central	ADJ
cana-314	228	6	tendency	tendency	NOUN
cana-314	228	7	measure	measure	NOUN
cana-314	228	8	,	,	PUNCT
cana-314	228	9	indicates	indicate	VERB
cana-314	228	10	the	the	DET
cana-314	228	11	middle	middle	ADJ
cana-314	228	12	value	value	NOUN
cana-314	228	13	in	in	ADP
cana-314	228	14	a	a	DET
cana-314	228	15	sorted	sorted	ADJ
cana-314	228	16	list	list	NOUN
cana-314	228	17	of	of	ADP
cana-314	228	18	numbers	number	NOUN
cana-314	228	19	and	and	CCONJ
cana-314	228	20	is	be	AUX
cana-314	228	21	particularly	particularly	ADV
cana-314	228	22	useful	useful	ADJ
cana-314	228	23	in	in	ADP
cana-314	228	24	understanding	understand	VERB
cana-314	228	25	the	the	DET
cana-314	228	26	typical	typical	ADJ
cana-314	228	27	scenario	scenario	NOUN
cana-314	228	28	by	by	ADP
cana-314	228	29	mitigating	mitigate	VERB
cana-314	228	30	the	the	DET
cana-314	228	31	impact	impact	NOUN
cana-314	228	32	of	of	ADP
cana-314	228	33	outliers	outlier	NOUN
cana-314	228	34	.	.	PUNCT
cana-314	229	1	mean	mean	VERB
cana-314	229	2	monthly	monthly	ADJ
cana-314	229	3	income	income	NOUN
cana-314	229	4	and	and	CCONJ
cana-314	229	5	expense	expense	NOUN
cana-314	229	6	:	:	PUNCT
cana-314	229	7	these	these	DET
cana-314	229	8	measures	measure	NOUN
cana-314	229	9	give	give	VERB
cana-314	229	10	an	an	DET
cana-314	229	11	overview	overview	NOUN
cana-314	229	12	of	of	ADP
cana-314	229	13	the	the	DET
cana-314	229	14	average	average	ADJ
cana-314	229	15	financial	financial	ADJ
cana-314	229	16	inflow	inflow	NOUN
cana-314	229	17	and	and	CCONJ
cana-314	229	18	outflow	outflow	NOUN
cana-314	229	19	.	.	PUNCT
cana-314	230	1	they	they	PRON
cana-314	230	2	are	be	AUX
cana-314	230	3	pivotal	pivotal	ADJ
cana-314	230	4	in	in	ADP
cana-314	230	5	budgeting	budgeting	NOUN
cana-314	230	6	and	and	CCONJ
cana-314	230	7	financial	financial	ADJ
cana-314	230	8	planning	planning	NOUN
cana-314	230	9	.	.	PUNCT
cana-314	231	1	figure	figure	NOUN
cana-314	231	2	1	1	NUM
cana-314	231	3	.	.	X
cana-314	232	1	boxplot	boxplot	NOUN
cana-314	232	2	of	of	ADP
cana-314	232	3	savings	saving	NOUN
cana-314	232	4	communications	communication	NOUN
cana-314	232	5	on	on	ADP
cana-314	232	6	applied	apply	VERB
cana-314	232	7	nonlinear	nonlinear	ADJ
cana-314	232	8	analysis	analysis	NOUN
cana-314	232	9	issn	issn	NOUN
cana-314	232	10	:	:	PUNCT
cana-314	232	11	1074	1074	NUM
cana-314	232	12	-	-	PUNCT
cana-314	232	13	133x	133x	NUM
cana-314	232	14	vol	vol	NOUN
cana-314	232	15	30	30	NUM
cana-314	232	16	no	no	NOUN
cana-314	232	17	.	.	NOUN
cana-314	232	18	4	4	NUM
cana-314	232	19	(	(	PUNCT
cana-314	232	20	2023	2023	NUM
cana-314	232	21	)	)	PUNCT
cana-314	233	1	158	158	NUM
cana-314	233	2	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	233	3	figure	figure	NOUN
cana-314	233	4	2	2	NUM
cana-314	233	5	.	.	X
cana-314	233	6	boxplot	boxplot	NOUN
cana-314	233	7	of	of	ADP
cana-314	233	8	income	income	NOUN
cana-314	233	9	and	and	CCONJ
cana-314	233	10	expenses	expense	VERB
cana-314	233	11	median	median	ADJ
cana-314	233	12	income	income	NOUN
cana-314	233	13	and	and	CCONJ
cana-314	233	14	expense	expense	NOUN
cana-314	233	15	:	:	PUNCT
cana-314	233	16	the	the	DET
cana-314	233	17	median	median	ADJ
cana-314	233	18	values	value	NOUN
cana-314	233	19	offer	offer	VERB
cana-314	233	20	a	a	DET
cana-314	233	21	more	more	ADV
cana-314	233	22	robust	robust	ADJ
cana-314	233	23	view	view	NOUN
cana-314	233	24	of	of	ADP
cana-314	233	25	central	central	ADJ
cana-314	233	26	tendency	tendency	NOUN
cana-314	233	27	,	,	PUNCT
cana-314	233	28	especially	especially	ADV
cana-314	233	29	when	when	SCONJ
cana-314	233	30	income	income	NOUN
cana-314	233	31	and	and	CCONJ
cana-314	233	32	expense	expense	NOUN
cana-314	233	33	distributions	distribution	NOUN
cana-314	233	34	are	be	AUX
cana-314	233	35	skewed	skewed	ADJ
cana-314	233	36	.	.	PUNCT
cana-314	234	1	variance	variance	NOUN
cana-314	234	2	and	and	CCONJ
cana-314	234	3	standard	standard	ADJ
cana-314	234	4	deviation	deviation	NOUN
cana-314	234	5	:	:	PUNCT
cana-314	234	6	variance	variance	NOUN
cana-314	234	7	and	and	CCONJ
cana-314	234	8	standard	standard	ADJ
cana-314	234	9	deviation	deviation	NOUN
cana-314	234	10	are	be	AUX
cana-314	234	11	measures	measure	NOUN
cana-314	234	12	of	of	ADP
cana-314	234	13	spread	spread	NOUN
cana-314	234	14	or	or	CCONJ
cana-314	234	15	dispersion	dispersion	NOUN
cana-314	234	16	within	within	ADP
cana-314	234	17	a	a	DET
cana-314	234	18	dataset	dataset	NOUN
cana-314	234	19	.	.	PUNCT
cana-314	235	1	in	in	ADP
cana-314	235	2	income	income	NOUN
cana-314	235	3	and	and	CCONJ
cana-314	235	4	expense	expense	NOUN
cana-314	235	5	analysis	analysis	NOUN
cana-314	235	6	,	,	PUNCT
cana-314	235	7	they	they	PRON
cana-314	235	8	indicate	indicate	VERB
cana-314	235	9	the	the	DET
cana-314	235	10	variability	variability	NOUN
cana-314	235	11	or	or	CCONJ
cana-314	235	12	consistency	consistency	NOUN
cana-314	235	13	of	of	ADP
cana-314	235	14	financial	financial	ADJ
cana-314	235	15	patterns	pattern	NOUN
cana-314	235	16	.	.	PUNCT
cana-314	236	1	variance	variance	NOUN
cana-314	236	2	of	of	ADP
cana-314	236	3	income	income	NOUN
cana-314	236	4	and	and	CCONJ
cana-314	236	5	expense	expense	NOUN
cana-314	236	6	:	:	PUNCT
cana-314	236	7	high	high	ADJ
cana-314	236	8	variance	variance	NOUN
cana-314	236	9	in	in	ADP
cana-314	236	10	income	income	NOUN
cana-314	236	11	or	or	CCONJ
cana-314	236	12	expenses	expense	NOUN
cana-314	236	13	suggests	suggest	VERB
cana-314	236	14	a	a	DET
cana-314	236	15	high	high	ADJ
cana-314	236	16	level	level	NOUN
cana-314	236	17	of	of	ADP
cana-314	236	18	inconsistency	inconsistency	NOUN
cana-314	236	19	,	,	PUNCT
cana-314	236	20	which	which	PRON
cana-314	236	21	could	could	AUX
cana-314	236	22	imply	imply	VERB
cana-314	236	23	irregular	irregular	ADJ
cana-314	236	24	earning	earning	NOUN
cana-314	236	25	patterns	pattern	NOUN
cana-314	236	26	or	or	CCONJ
cana-314	236	27	fluctuating	fluctuating	NOUN
cana-314	236	28	expenses	expense	NOUN
cana-314	236	29	.	.	PUNCT
cana-314	237	1	conversely	conversely	ADV
cana-314	237	2	,	,	PUNCT
cana-314	237	3	low	low	ADJ
cana-314	237	4	variance	variance	NOUN
cana-314	237	5	indicates	indicate	VERB
cana-314	237	6	stability	stability	NOUN
cana-314	237	7	.	.	PUNCT
cana-314	238	1	figure	figure	VERB
cana-314	238	2	3	3	NUM
cana-314	238	3	.	.	PUNCT
cana-314	239	1	analysis	analysis	NOUN
cana-314	239	2	of	of	ADP
cana-314	239	3	saving	save	VERB
cana-314	239	4	trend	trend	NOUN
cana-314	239	5	communications	communication	NOUN
cana-314	239	6	on	on	ADP
cana-314	239	7	applied	apply	VERB
cana-314	239	8	nonlinear	nonlinear	ADJ
cana-314	239	9	analysis	analysis	NOUN
cana-314	239	10	issn	issn	NOUN
cana-314	239	11	:	:	PUNCT
cana-314	239	12	1074	1074	NUM
cana-314	239	13	-	-	PUNCT
cana-314	239	14	133x	133x	NUM
cana-314	239	15	vol	vol	NOUN
cana-314	239	16	30	30	NUM
cana-314	239	17	no	no	NOUN
cana-314	239	18	.	.	NOUN
cana-314	239	19	4	4	NUM
cana-314	239	20	(	(	PUNCT
cana-314	239	21	2023	2023	NUM
cana-314	239	22	)	)	PUNCT
cana-314	239	23	159	159	NUM
cana-314	239	24	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	239	25	figure	figure	NOUN
cana-314	239	26	4	4	NUM
cana-314	239	27	.	.	PUNCT
cana-314	239	28	analysis	analysis	NOUN
cana-314	239	29	of	of	ADP
cana-314	239	30	income	income	NOUN
cana-314	239	31	and	and	CCONJ
cana-314	239	32	expense	expense	NOUN
cana-314	239	33	trend	trend	NOUN
cana-314	239	34	standard	standard	ADJ
cana-314	239	35	deviation	deviation	NOUN
cana-314	239	36	of	of	ADP
cana-314	239	37	income	income	NOUN
cana-314	239	38	and	and	CCONJ
cana-314	239	39	expense	expense	NOUN
cana-314	239	40	:	:	PUNCT
cana-314	239	41	the	the	DET
cana-314	239	42	standard	standard	ADJ
cana-314	239	43	deviation	deviation	NOUN
cana-314	239	44	provides	provide	VERB
cana-314	239	45	a	a	DET
cana-314	239	46	more	more	ADV
cana-314	239	47	intuitive	intuitive	ADJ
cana-314	239	48	understanding	understanding	NOUN
cana-314	239	49	of	of	ADP
cana-314	239	50	dispersion	dispersion	NOUN
cana-314	239	51	since	since	SCONJ
cana-314	239	52	it	it	PRON
cana-314	239	53	is	be	AUX
cana-314	239	54	expressed	express	VERB
cana-314	239	55	in	in	ADP
cana-314	239	56	the	the	DET
cana-314	239	57	same	same	ADJ
cana-314	239	58	units	unit	NOUN
cana-314	239	59	as	as	ADP
cana-314	239	60	the	the	DET
cana-314	239	61	data	datum	NOUN
cana-314	239	62	.	.	PUNCT
cana-314	240	1	a	a	DET
cana-314	240	2	high	high	ADJ
cana-314	240	3	standard	standard	ADJ
cana-314	240	4	deviation	deviation	NOUN
cana-314	240	5	in	in	ADP
cana-314	240	6	income	income	NOUN
cana-314	240	7	or	or	CCONJ
cana-314	240	8	expenses	expense	NOUN
cana-314	240	9	implies	imply	VERB
cana-314	240	10	greater	great	ADJ
cana-314	240	11	financial	financial	ADJ
cana-314	240	12	risk	risk	NOUN
cana-314	240	13	and	and	CCONJ
cana-314	240	14	unpredictability	unpredictability	NOUN
cana-314	240	15	.	.	PUNCT
cana-314	241	1	linear	linear	ADJ
cana-314	241	2	trend	trend	NOUN
cana-314	241	3	models	model	NOUN
cana-314	241	4	:	:	PUNCT
cana-314	241	5	linear	linear	ADJ
cana-314	241	6	trend	trend	NOUN
cana-314	241	7	models	model	NOUN
cana-314	241	8	,	,	PUNCT
cana-314	241	9	such	such	ADJ
cana-314	241	10	as	as	ADP
cana-314	241	11	the	the	DET
cana-314	241	12	time	time	NOUN
cana-314	241	13	series	series	PROPN
cana-314	241	14	analysis	analysis	NOUN
cana-314	241	15	for	for	ADP
cana-314	241	16	income	income	NOUN
cana-314	241	17	and	and	CCONJ
cana-314	241	18	expenses	expense	NOUN
cana-314	241	19	,	,	PUNCT
cana-314	241	20	help	help	VERB
cana-314	241	21	in	in	ADP
cana-314	241	22	identifying	identify	VERB
cana-314	241	23	trends	trend	NOUN
cana-314	241	24	over	over	ADP
cana-314	241	25	time	time	NOUN
cana-314	241	26	.	.	PUNCT
cana-314	242	1	these	these	DET
cana-314	242	2	models	model	NOUN
cana-314	242	3	use	use	VERB
cana-314	242	4	linear	linear	ADJ
cana-314	242	5	equations	equation	NOUN
cana-314	242	6	to	to	PART
cana-314	242	7	predict	predict	VERB
cana-314	242	8	future	future	ADJ
cana-314	242	9	values	value	NOUN
cana-314	242	10	based	base	VERB
cana-314	242	11	on	on	ADP
cana-314	242	12	historical	historical	ADJ
cana-314	242	13	data	datum	NOUN
cana-314	242	14	,	,	PUNCT
cana-314	242	15	crucial	crucial	ADJ
cana-314	242	16	for	for	ADP
cana-314	242	17	long	long	ADJ
cana-314	242	18	-	-	PUNCT
cana-314	242	19	term	term	NOUN
cana-314	242	20	financial	financial	ADJ
cana-314	242	21	planning	planning	NOUN
cana-314	242	22	and	and	CCONJ
cana-314	242	23	policy	policy	NOUN
cana-314	242	24	making	making	NOUN
cana-314	242	25	.	.	PUNCT
cana-314	243	1	figure	figure	VERB
cana-314	243	2	5	5	NUM
cana-314	243	3	.	.	PUNCT
cana-314	243	4	histogram	histogram	NOUN
cana-314	243	5	of	of	ADP
cana-314	243	6	expenses	expense	NOUN
cana-314	243	7	communications	communication	NOUN
cana-314	243	8	on	on	ADP
cana-314	243	9	applied	apply	VERB
cana-314	243	10	nonlinear	nonlinear	ADJ
cana-314	243	11	analysis	analysis	NOUN
cana-314	243	12	issn	issn	NOUN
cana-314	243	13	:	:	PUNCT
cana-314	243	14	1074	1074	NUM
cana-314	243	15	-	-	PUNCT
cana-314	243	16	133x	133x	NUM
cana-314	243	17	vol	vol	NOUN
cana-314	243	18	30	30	NUM
cana-314	243	19	no	no	NOUN
cana-314	243	20	.	.	NOUN
cana-314	243	21	4	4	NUM
cana-314	243	22	(	(	PUNCT
cana-314	243	23	2023	2023	NUM
cana-314	243	24	)	)	PUNCT
cana-314	243	25	160	160	NUM
cana-314	243	26	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	243	27	figure	figure	NOUN
cana-314	243	28	6	6	NUM
cana-314	243	29	.	.	PUNCT
cana-314	243	30	histogram	histogram	NOUN
cana-314	243	31	of	of	ADP
cana-314	243	32	income	income	NOUN
cana-314	243	33	income	income	NOUN
cana-314	243	34	and	and	CCONJ
cana-314	243	35	expense	expense	NOUN
cana-314	243	36	trends	trend	NOUN
cana-314	243	37	:	:	PUNCT
cana-314	243	38	understanding	understand	VERB
cana-314	243	39	whether	whether	SCONJ
cana-314	243	40	income	income	NOUN
cana-314	243	41	and	and	CCONJ
cana-314	243	42	expenses	expense	NOUN
cana-314	243	43	are	be	AUX
cana-314	243	44	increasing	increase	VERB
cana-314	243	45	,	,	PUNCT
cana-314	243	46	decreasing	decrease	VERB
cana-314	243	47	,	,	PUNCT
cana-314	243	48	or	or	CCONJ
cana-314	243	49	remaining	remain	VERB
cana-314	243	50	constant	constant	ADJ
cana-314	243	51	over	over	ADP
cana-314	243	52	time	time	NOUN
cana-314	243	53	is	be	AUX
cana-314	243	54	vital	vital	ADJ
cana-314	243	55	for	for	ADP
cana-314	243	56	financial	financial	ADJ
cana-314	243	57	forecasting	forecasting	NOUN
cana-314	243	58	.	.	PUNCT
cana-314	244	1	it	it	PRON
cana-314	244	2	helps	help	VERB
cana-314	244	3	in	in	ADP
cana-314	244	4	anticipating	anticipate	VERB
cana-314	244	5	future	future	ADJ
cana-314	244	6	financial	financial	ADJ
cana-314	244	7	needs	need	NOUN
cana-314	244	8	or	or	CCONJ
cana-314	244	9	surplus	surplus	NOUN
cana-314	244	10	.	.	PUNCT
cana-314	245	1	pearson	pearson	PROPN
cana-314	245	2	correlation	correlation	NOUN
cana-314	245	3	coefficient	coefficient	NOUN
cana-314	245	4	:	:	PUNCT
cana-314	245	5	this	this	DET
cana-314	245	6	statistic	statistic	NOUN
cana-314	245	7	measures	measure	VERB
cana-314	245	8	the	the	DET
cana-314	245	9	strength	strength	NOUN
cana-314	245	10	and	and	CCONJ
cana-314	245	11	direction	direction	NOUN
cana-314	245	12	of	of	ADP
cana-314	245	13	a	a	DET
cana-314	245	14	linear	linear	ADJ
cana-314	245	15	relationship	relationship	NOUN
cana-314	245	16	between	between	ADP
cana-314	245	17	two	two	NUM
cana-314	245	18	variables	variable	NOUN
cana-314	245	19	.	.	PUNCT
cana-314	246	1	in	in	ADP
cana-314	246	2	our	our	PRON
cana-314	246	3	context	context	NOUN
cana-314	246	4	,	,	PUNCT
cana-314	246	5	it	it	PRON
cana-314	246	6	could	could	AUX
cana-314	246	7	be	be	AUX
cana-314	246	8	used	use	VERB
cana-314	246	9	to	to	PART
cana-314	246	10	understand	understand	VERB
cana-314	246	11	the	the	DET
cana-314	246	12	relationship	relationship	NOUN
cana-314	246	13	between	between	ADP
cana-314	246	14	income	income	NOUN
cana-314	246	15	and	and	CCONJ
cana-314	246	16	expenses	expense	NOUN
cana-314	246	17	.	.	PUNCT
cana-314	247	1	figure	figure	NOUN
cana-314	247	2	7	7	NUM
cana-314	247	3	.	.	PUNCT
cana-314	247	4	comparison	comparison	NOUN
cana-314	247	5	of	of	ADP
cana-314	247	6	income	income	NOUN
cana-314	247	7	,	,	PUNCT
cana-314	247	8	salary	salary	NOUN
cana-314	247	9	and	and	CCONJ
cana-314	247	10	expenses	expense	NOUN
cana-314	247	11	communications	communication	NOUN
cana-314	247	12	on	on	ADP
cana-314	247	13	applied	apply	VERB
cana-314	247	14	nonlinear	nonlinear	ADJ
cana-314	247	15	analysis	analysis	NOUN
cana-314	247	16	issn	issn	NOUN
cana-314	247	17	:	:	PUNCT
cana-314	247	18	1074	1074	NUM
cana-314	247	19	-	-	PUNCT
cana-314	247	20	133x	133x	NUM
cana-314	247	21	vol	vol	NOUN
cana-314	247	22	30	30	NUM
cana-314	247	23	no	no	NOUN
cana-314	247	24	.	.	NOUN
cana-314	247	25	4	4	NUM
cana-314	247	26	(	(	PUNCT
cana-314	247	27	2023	2023	NUM
cana-314	247	28	)	)	PUNCT
cana-314	247	29	161	161	NUM
cana-314	247	30	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	247	31	figure	figure	NOUN
cana-314	247	32	8	8	NUM
cana-314	247	33	.	.	PUNCT
cana-314	247	34	trend	trend	NOUN
cana-314	247	35	of	of	ADP
cana-314	247	36	increase	increase	NOUN
cana-314	247	37	in	in	ADP
cana-314	247	38	expenses	expense	NOUN
cana-314	247	39	simple	simple	ADJ
cana-314	247	40	linear	linear	ADJ
cana-314	247	41	regression	regression	NOUN
cana-314	247	42	:	:	PUNCT
cana-314	247	43	this	this	DET
cana-314	247	44	method	method	NOUN
cana-314	247	45	models	model	VERB
cana-314	247	46	the	the	DET
cana-314	247	47	relationship	relationship	NOUN
cana-314	247	48	between	between	ADP
cana-314	247	49	a	a	DET
cana-314	247	50	dependent	dependent	ADJ
cana-314	247	51	variable	variable	NOUN
cana-314	247	52	and	and	CCONJ
cana-314	247	53	an	an	DET
cana-314	247	54	independent	independent	ADJ
cana-314	247	55	variable	variable	NOUN
cana-314	247	56	by	by	ADP
cana-314	247	57	fitting	fit	VERB
cana-314	247	58	a	a	DET
cana-314	247	59	linear	linear	ADJ
cana-314	247	60	equation	equation	NOUN
cana-314	247	61	.	.	PUNCT
cana-314	248	1	analyzing	analyze	VERB
cana-314	248	2	how	how	SCONJ
cana-314	248	3	expenses	expense	NOUN
cana-314	248	4	vary	vary	VERB
cana-314	248	5	with	with	ADP
cana-314	248	6	income	income	NOUN
cana-314	248	7	can	can	AUX
cana-314	248	8	provide	provide	VERB
cana-314	248	9	insights	insight	NOUN
cana-314	248	10	into	into	ADP
cana-314	248	11	spending	spend	VERB
cana-314	248	12	behavior	behavior	NOUN
cana-314	248	13	.	.	PUNCT
cana-314	249	1	expense	expense	NOUN
cana-314	249	2	to	to	AUX
cana-314	249	3	income	income	NOUN
cana-314	249	4	ratio	ratio	NOUN
cana-314	249	5	and	and	CCONJ
cana-314	249	6	savings	saving	NOUN
cana-314	249	7	ratio	ratio	NOUN
cana-314	249	8	:	:	PUNCT
cana-314	249	9	these	these	DET
cana-314	249	10	ratios	ratio	NOUN
cana-314	249	11	are	be	AUX
cana-314	249	12	fundamental	fundamental	ADJ
cana-314	249	13	in	in	ADP
cana-314	249	14	personal	personal	ADJ
cana-314	249	15	finance	finance	NOUN
cana-314	249	16	.	.	PUNCT
cana-314	250	1	the	the	DET
cana-314	250	2	expense	expense	NOUN
cana-314	250	3	-	-	PUNCT
cana-314	250	4	to	to	ADP
cana-314	250	5	-	-	PUNCT
cana-314	250	6	income	income	NOUN
cana-314	250	7	ratio	ratio	NOUN
cana-314	250	8	indicates	indicate	VERB
cana-314	250	9	what	what	DET
cana-314	250	10	proportion	proportion	NOUN
cana-314	250	11	of	of	ADP
cana-314	250	12	income	income	NOUN
cana-314	250	13	is	be	AUX
cana-314	250	14	spent	spend	VERB
cana-314	250	15	,	,	PUNCT
cana-314	250	16	while	while	SCONJ
cana-314	250	17	the	the	DET
cana-314	250	18	savings	saving	NOUN
cana-314	250	19	ratio	ratio	NOUN
cana-314	250	20	indicates	indicate	VERB
cana-314	250	21	what	what	DET
cana-314	250	22	proportion	proportion	NOUN
cana-314	250	23	is	be	AUX
cana-314	250	24	saved	save	VERB
cana-314	250	25	.	.	PUNCT
cana-314	251	1	they	they	PRON
cana-314	251	2	are	be	AUX
cana-314	251	3	crucial	crucial	ADJ
cana-314	251	4	for	for	ADP
cana-314	251	5	assessing	assess	VERB
cana-314	251	6	financial	financial	ADJ
cana-314	251	7	health	health	NOUN
cana-314	251	8	and	and	CCONJ
cana-314	251	9	planning	planning	NOUN
cana-314	251	10	.	.	PUNCT
cana-314	252	1	skewness	skewness	NOUN
cana-314	252	2	and	and	CCONJ
cana-314	252	3	kurtosis	kurtosis	NOUN
cana-314	252	4	:	:	PUNCT
cana-314	252	5	these	these	DET
cana-314	252	6	measures	measure	NOUN
cana-314	252	7	provide	provide	VERB
cana-314	252	8	insight	insight	NOUN
cana-314	252	9	into	into	ADP
cana-314	252	10	the	the	DET
cana-314	252	11	shape	shape	NOUN
cana-314	252	12	of	of	ADP
cana-314	252	13	the	the	DET
cana-314	252	14	distribution	distribution	NOUN
cana-314	252	15	of	of	ADP
cana-314	252	16	income	income	NOUN
cana-314	252	17	and	and	CCONJ
cana-314	252	18	expenses	expense	NOUN
cana-314	252	19	.	.	PUNCT
cana-314	253	1	skewness	skewness	NOUN
cana-314	253	2	indicates	indicate	VERB
cana-314	253	3	the	the	DET
cana-314	253	4	degree	degree	NOUN
cana-314	253	5	of	of	ADP
cana-314	253	6	asymmetry	asymmetry	NOUN
cana-314	253	7	,	,	PUNCT
cana-314	253	8	while	while	SCONJ
cana-314	253	9	kurtosis	kurtosis	NOUN
cana-314	253	10	indicates	indicate	VERB
cana-314	253	11	the	the	DET
cana-314	253	12	'	'	PUNCT
cana-314	253	13	tailedness	tailedness	NOUN
cana-314	253	14	'	'	PUNCT
cana-314	253	15	.	.	PUNCT
cana-314	254	1	they	they	PRON
cana-314	254	2	are	be	AUX
cana-314	254	3	useful	useful	ADJ
cana-314	254	4	in	in	ADP
cana-314	254	5	risk	risk	NOUN
cana-314	254	6	assessment	assessment	NOUN
cana-314	254	7	and	and	CCONJ
cana-314	254	8	in	in	ADP
cana-314	254	9	understanding	understand	VERB
cana-314	254	10	the	the	DET
cana-314	254	11	distribution	distribution	NOUN
cana-314	254	12	characteristics	characteristic	NOUN
cana-314	254	13	of	of	ADP
cana-314	254	14	financial	financial	ADJ
cana-314	254	15	data	datum	NOUN
cana-314	254	16	.	.	PUNCT
cana-314	255	1	figure	figure	NOUN
cana-314	255	2	9	9	NUM
cana-314	255	3	.	.	PUNCT
cana-314	255	4	investment	investment	NOUN
cana-314	255	5	trend	trend	NOUN
cana-314	255	6	in	in	ADP
cana-314	255	7	indian	indian	ADJ
cana-314	255	8	context	context	NOUN
cana-314	255	9	communications	communication	NOUN
cana-314	255	10	on	on	ADP
cana-314	255	11	applied	apply	VERB
cana-314	255	12	nonlinear	nonlinear	ADJ
cana-314	255	13	analysis	analysis	NOUN
cana-314	255	14	issn	issn	NOUN
cana-314	255	15	:	:	PUNCT
cana-314	255	16	1074	1074	NUM
cana-314	255	17	-	-	PUNCT
cana-314	255	18	133x	133x	NUM
cana-314	255	19	vol	vol	NOUN
cana-314	255	20	30	30	NUM
cana-314	255	21	no	no	NOUN
cana-314	255	22	.	.	NOUN
cana-314	255	23	4	4	NUM
cana-314	255	24	(	(	PUNCT
cana-314	255	25	2023	2023	NUM
cana-314	255	26	)	)	PUNCT
cana-314	255	27	162	162	NUM
cana-314	255	28	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	255	29	figure	figure	NOUN
cana-314	255	30	10	10	NUM
cana-314	255	31	.	.	PUNCT
cana-314	256	1	saving	save	VERB
cana-314	256	2	trend	trend	NOUN
cana-314	256	3	in	in	ADP
cana-314	256	4	indian	indian	ADJ
cana-314	256	5	context	context	NOUN
cana-314	256	6	autocorrelation	autocorrelation	NOUN
cana-314	256	7	function	function	NOUN
cana-314	256	8	and	and	CCONJ
cana-314	256	9	moving	move	VERB
cana-314	256	10	average	average	ADJ
cana-314	256	11	:	:	PUNCT
cana-314	256	12	autocorrelation	autocorrelation	NOUN
cana-314	256	13	helps	help	VERB
cana-314	256	14	in	in	ADP
cana-314	256	15	understanding	understand	VERB
cana-314	256	16	the	the	DET
cana-314	256	17	pattern	pattern	NOUN
cana-314	256	18	of	of	ADP
cana-314	256	19	correlation	correlation	NOUN
cana-314	256	20	of	of	ADP
cana-314	256	21	a	a	DET
cana-314	256	22	variable	variable	NOUN
cana-314	256	23	with	with	ADP
cana-314	256	24	itself	itself	PRON
cana-314	256	25	over	over	ADP
cana-314	256	26	different	different	ADJ
cana-314	256	27	time	time	NOUN
cana-314	256	28	lags	lag	VERB
cana-314	256	29	.	.	PUNCT
cana-314	257	1	the	the	DET
cana-314	257	2	moving	move	VERB
cana-314	257	3	average	average	ADJ
cana-314	257	4	smooths	smooth	VERB
cana-314	257	5	out	out	ADP
cana-314	257	6	shortterm	shortterm	NOUN
cana-314	257	7	fluctuations	fluctuation	NOUN
cana-314	257	8	and	and	CCONJ
cana-314	257	9	highlights	highlight	NOUN
cana-314	257	10	longer	long	ADJ
cana-314	257	11	-	-	PUNCT
cana-314	257	12	term	term	NOUN
cana-314	257	13	trends	trend	NOUN
cana-314	257	14	in	in	ADP
cana-314	257	15	expenses	expense	NOUN
cana-314	257	16	,	,	PUNCT
cana-314	257	17	invaluable	invaluable	ADJ
cana-314	257	18	in	in	ADP
cana-314	257	19	budgeting	budgeting	NOUN
cana-314	257	20	and	and	CCONJ
cana-314	257	21	forecasting	forecasting	NOUN
cana-314	257	22	.	.	PUNCT
cana-314	258	1	debt	debt	NOUN
cana-314	258	2	to	to	ADP
cana-314	258	3	income	income	NOUN
cana-314	258	4	ratio	ratio	NOUN
cana-314	258	5	and	and	CCONJ
cana-314	258	6	disposable	disposable	ADJ
cana-314	258	7	income	income	NOUN
cana-314	258	8	:	:	PUNCT
cana-314	258	9	the	the	DET
cana-314	258	10	debt	debt	NOUN
cana-314	258	11	-	-	PUNCT
cana-314	258	12	to	to	ADP
cana-314	258	13	-	-	PUNCT
cana-314	258	14	income	income	NOUN
cana-314	258	15	ratio	ratio	NOUN
cana-314	258	16	is	be	AUX
cana-314	258	17	a	a	DET
cana-314	258	18	personal	personal	ADJ
cana-314	258	19	finance	finance	NOUN
cana-314	258	20	measure	measure	NOUN
cana-314	258	21	that	that	PRON
cana-314	258	22	compares	compare	VERB
cana-314	258	23	an	an	DET
cana-314	258	24	individual	individual	NOUN
cana-314	258	25	's	's	PART
cana-314	258	26	debt	debt	NOUN
cana-314	258	27	payment	payment	NOUN
cana-314	258	28	to	to	ADP
cana-314	258	29	their	their	PRON
cana-314	258	30	overall	overall	ADJ
cana-314	258	31	income	income	NOUN
cana-314	258	32	.	.	PUNCT
cana-314	259	1	disposable	disposable	ADJ
cana-314	259	2	income	income	NOUN
cana-314	259	3	,	,	PUNCT
cana-314	259	4	the	the	DET
cana-314	259	5	net	net	ADJ
cana-314	259	6	income	income	NOUN
cana-314	259	7	available	available	ADJ
cana-314	259	8	after	after	ADP
cana-314	259	9	basic	basic	ADJ
cana-314	259	10	expenses	expense	NOUN
cana-314	259	11	,	,	PUNCT
cana-314	259	12	is	be	AUX
cana-314	259	13	crucial	crucial	ADJ
cana-314	259	14	in	in	ADP
cana-314	259	15	understanding	understand	VERB
cana-314	259	16	financial	financial	ADJ
cana-314	259	17	flexibility	flexibility	NOUN
cana-314	259	18	and	and	CCONJ
cana-314	259	19	security	security	NOUN
cana-314	259	20	.	.	PUNCT
cana-314	260	1	figure	figure	NOUN
cana-314	260	2	11	11	NUM
cana-314	260	3	.	.	PUNCT
cana-314	261	1	income	income	NOUN
cana-314	261	2	growth	growth	NOUN
cana-314	261	3	trend	trend	NOUN
cana-314	261	4	in	in	ADP
cana-314	261	5	indian	indian	ADJ
cana-314	261	6	context	context	NOUN
cana-314	261	7	communications	communication	NOUN
cana-314	261	8	on	on	ADP
cana-314	261	9	applied	apply	VERB
cana-314	261	10	nonlinear	nonlinear	ADJ
cana-314	261	11	analysis	analysis	NOUN
cana-314	261	12	issn	issn	NOUN
cana-314	261	13	:	:	PUNCT
cana-314	261	14	1074	1074	NUM
cana-314	261	15	-	-	PUNCT
cana-314	261	16	133x	133x	NUM
cana-314	261	17	vol	vol	NOUN
cana-314	261	18	30	30	NUM
cana-314	261	19	no	no	NOUN
cana-314	261	20	.	.	NOUN
cana-314	261	21	4	4	NUM
cana-314	261	22	(	(	PUNCT
cana-314	261	23	2023	2023	NUM
cana-314	261	24	)	)	PUNCT
cana-314	261	25	163	163	NUM
cana-314	261	26	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	261	27	figure	figure	NOUN
cana-314	261	28	12	12	NUM
cana-314	261	29	.	.	PUNCT
cana-314	262	1	salary	salary	NOUN
cana-314	262	2	growth	growth	NOUN
cana-314	262	3	trend	trend	NOUN
cana-314	262	4	in	in	ADP
cana-314	262	5	indian	indian	ADJ
cana-314	262	6	context	context	NOUN
cana-314	262	7	6	6	NUM
cana-314	262	8	.	.	PUNCT
cana-314	262	9	conclusion	conclusion	NOUN
cana-314	262	10	overall	overall	ADV
cana-314	262	11	,	,	PUNCT
cana-314	262	12	statistical	statistical	ADJ
cana-314	262	13	analysis	analysis	NOUN
cana-314	262	14	of	of	ADP
cana-314	262	15	income	income	NOUN
cana-314	262	16	and	and	CCONJ
cana-314	262	17	expense	expense	NOUN
cana-314	262	18	patterns	pattern	NOUN
cana-314	262	19	,	,	PUNCT
cana-314	262	20	especially	especially	ADV
cana-314	262	21	in	in	ADP
cana-314	262	22	a	a	DET
cana-314	262	23	demographic	demographic	ADJ
cana-314	262	24	like	like	ADP
cana-314	262	25	working	work	VERB
cana-314	262	26	women	woman	NOUN
cana-314	262	27	in	in	ADP
cana-314	262	28	heis	heis	PROPN
cana-314	262	29	in	in	ADP
cana-314	262	30	india	india	PROPN
cana-314	262	31	,	,	PUNCT
cana-314	262	32	involves	involve	VERB
cana-314	262	33	a	a	DET
cana-314	262	34	multifaceted	multifaceted	ADJ
cana-314	262	35	approach	approach	NOUN
cana-314	262	36	.	.	PUNCT
cana-314	263	1	it	it	PRON
cana-314	263	2	encompasses	encompass	VERB
cana-314	263	3	understanding	understand	VERB
cana-314	263	4	central	central	ADJ
cana-314	263	5	tendencies	tendency	NOUN
cana-314	263	6	,	,	PUNCT
cana-314	263	7	dispersion	dispersion	NOUN
cana-314	263	8	,	,	PUNCT
cana-314	263	9	trends	trend	NOUN
cana-314	263	10	over	over	ADP
cana-314	263	11	time	time	NOUN
cana-314	263	12	,	,	PUNCT
cana-314	263	13	correlations	correlation	NOUN
cana-314	263	14	,	,	PUNCT
cana-314	263	15	and	and	CCONJ
cana-314	263	16	financial	financial	ADJ
cana-314	263	17	health	health	NOUN
cana-314	263	18	indicators	indicator	NOUN
cana-314	263	19	.	.	PUNCT
cana-314	264	1	such	such	ADJ
cana-314	264	2	analysis	analysis	NOUN
cana-314	264	3	not	not	PART
cana-314	264	4	only	only	ADV
cana-314	264	5	aids	aid	VERB
cana-314	264	6	individuals	individual	NOUN
cana-314	264	7	in	in	ADP
cana-314	264	8	personal	personal	ADJ
cana-314	264	9	financial	financial	ADJ
cana-314	264	10	management	management	NOUN
cana-314	264	11	but	but	CCONJ
cana-314	264	12	also	also	ADV
cana-314	264	13	provides	provide	VERB
cana-314	264	14	valuable	valuable	ADJ
cana-314	264	15	insights	insight	NOUN
cana-314	264	16	for	for	ADP
cana-314	264	17	policymakers	policymaker	NOUN
cana-314	264	18	and	and	CCONJ
cana-314	264	19	educational	educational	ADJ
cana-314	264	20	institutions	institution	NOUN
cana-314	264	21	to	to	PART
cana-314	264	22	understand	understand	VERB
cana-314	264	23	and	and	CCONJ
cana-314	264	24	support	support	VERB
cana-314	264	25	the	the	DET
cana-314	264	26	financial	financial	ADJ
cana-314	264	27	well	well	NOUN
cana-314	264	28	-	-	PUNCT
cana-314	264	29	being	being	NOUN
cana-314	264	30	of	of	ADP
cana-314	264	31	their	their	PRON
cana-314	264	32	employees	employee	NOUN
cana-314	264	33	.	.	PUNCT
cana-314	265	1	research	research	NOUN
cana-314	265	2	focusing	focus	VERB
cana-314	265	3	on	on	ADP
cana-314	265	4	the	the	DET
cana-314	265	5	financial	financial	ADJ
cana-314	265	6	behavior	behavior	NOUN
cana-314	265	7	of	of	ADP
cana-314	265	8	women	woman	NOUN
cana-314	265	9	working	work	VERB
cana-314	265	10	in	in	ADP
cana-314	265	11	higher	high	ADJ
cana-314	265	12	education	education	NOUN
cana-314	265	13	institutions	institution	NOUN
cana-314	265	14	(	(	PUNCT
cana-314	265	15	heis	heis	PROPN
cana-314	265	16	)	)	PUNCT
cana-314	265	17	in	in	ADP
cana-314	265	18	india	india	PROPN
cana-314	265	19	,	,	PUNCT
cana-314	265	20	based	base	VERB
cana-314	265	21	on	on	ADP
cana-314	265	22	the	the	DET
cana-314	265	23	conducted	conduct	VERB
cana-314	265	24	statistical	statistical	ADJ
cana-314	265	25	analysis	analysis	NOUN
cana-314	265	26	and	and	CCONJ
cana-314	265	27	mathematical	mathematical	ADJ
cana-314	265	28	modeling	modeling	NOUN
cana-314	265	29	,	,	PUNCT
cana-314	265	30	can	can	AUX
cana-314	265	31	be	be	AUX
cana-314	265	32	summarized	summarize	VERB
cana-314	265	33	as	as	SCONJ
cana-314	265	34	follows	follow	VERB
cana-314	265	35	:	:	PUNCT
cana-314	265	36	the	the	DET
cana-314	265	37	research	research	NOUN
cana-314	265	38	successfully	successfully	ADV
cana-314	265	39	illuminated	illuminate	VERB
cana-314	265	40	the	the	DET
cana-314	265	41	intricate	intricate	ADJ
cana-314	265	42	financial	financial	ADJ
cana-314	265	43	patterns	pattern	NOUN
cana-314	265	44	prevalent	prevalent	ADJ
cana-314	265	45	among	among	ADP
cana-314	265	46	women	woman	NOUN
cana-314	265	47	in	in	ADP
cana-314	265	48	heis	heis	PROPN
cana-314	265	49	in	in	ADP
cana-314	265	50	india	india	PROPN
cana-314	265	51	.	.	PUNCT
cana-314	266	1	through	through	ADP
cana-314	266	2	the	the	DET
cana-314	266	3	use	use	NOUN
cana-314	266	4	of	of	ADP
cana-314	266	5	various	various	ADJ
cana-314	266	6	statistical	statistical	ADJ
cana-314	266	7	tools	tool	NOUN
cana-314	266	8	and	and	CCONJ
cana-314	266	9	mathematical	mathematical	ADJ
cana-314	266	10	models	model	NOUN
cana-314	266	11	,	,	PUNCT
cana-314	266	12	a	a	DET
cana-314	266	13	comprehensive	comprehensive	ADJ
cana-314	266	14	view	view	NOUN
cana-314	266	15	of	of	ADP
cana-314	266	16	their	their	PRON
cana-314	266	17	financial	financial	ADJ
cana-314	266	18	landscape	landscape	NOUN
cana-314	266	19	was	be	AUX
cana-314	266	20	obtained	obtain	VERB
cana-314	266	21	.	.	PUNCT
cana-314	267	1	key	key	ADJ
cana-314	267	2	findings	finding	NOUN
cana-314	267	3	include	include	VERB
cana-314	267	4	:	:	PUNCT
cana-314	267	5	1	1	X
cana-314	267	6	.	.	X
cana-314	267	7	income	income	NOUN
cana-314	267	8	and	and	CCONJ
cana-314	267	9	expense	expense	NOUN
cana-314	267	10	patterns	pattern	NOUN
cana-314	267	11	:	:	PUNCT
cana-314	267	12	the	the	DET
cana-314	267	13	analysis	analysis	NOUN
cana-314	267	14	revealed	reveal	VERB
cana-314	267	15	typical	typical	ADJ
cana-314	267	16	income	income	NOUN
cana-314	267	17	and	and	CCONJ
cana-314	267	18	expense	expense	NOUN
cana-314	267	19	trends	trend	NOUN
cana-314	267	20	,	,	PUNCT
cana-314	267	21	highlighting	highlight	VERB
cana-314	267	22	the	the	DET
cana-314	267	23	average	average	ADJ
cana-314	267	24	and	and	CCONJ
cana-314	267	25	median	median	ADJ
cana-314	267	26	values	value	NOUN
cana-314	267	27	.	.	PUNCT
cana-314	268	1	the	the	DET
cana-314	268	2	trend	trend	NOUN
cana-314	268	3	analysis	analysis	NOUN
cana-314	268	4	showed	show	VERB
cana-314	268	5	the	the	DET
cana-314	268	6	nature	nature	NOUN
cana-314	268	7	of	of	ADP
cana-314	268	8	income	income	NOUN
cana-314	268	9	and	and	CCONJ
cana-314	268	10	expenses	expense	NOUN
cana-314	268	11	over	over	ADP
cana-314	268	12	a	a	DET
cana-314	268	13	period	period	NOUN
cana-314	268	14	,	,	PUNCT
cana-314	268	15	providing	provide	VERB
cana-314	268	16	valuable	valuable	ADJ
cana-314	268	17	insights	insight	NOUN
cana-314	268	18	into	into	ADP
cana-314	268	19	financial	financial	ADJ
cana-314	268	20	stability	stability	NOUN
cana-314	268	21	and	and	CCONJ
cana-314	268	22	monthly	monthly	ADJ
cana-314	268	23	budgeting	budgeting	NOUN
cana-314	268	24	.	.	PUNCT
cana-314	269	1	2	2	X
cana-314	269	2	.	.	X
cana-314	269	3	financial	financial	ADJ
cana-314	269	4	stability	stability	NOUN
cana-314	269	5	and	and	CCONJ
cana-314	269	6	risk	risk	NOUN
cana-314	269	7	:	:	PUNCT
cana-314	269	8	the	the	DET
cana-314	269	9	calculations	calculation	NOUN
cana-314	269	10	of	of	ADP
cana-314	269	11	variance	variance	NOUN
cana-314	269	12	and	and	CCONJ
cana-314	269	13	standard	standard	ADJ
cana-314	269	14	deviation	deviation	NOUN
cana-314	269	15	for	for	ADP
cana-314	269	16	income	income	NOUN
cana-314	269	17	and	and	CCONJ
cana-314	269	18	expenses	expense	NOUN
cana-314	269	19	indicated	indicate	VERB
cana-314	269	20	the	the	DET
cana-314	269	21	level	level	NOUN
cana-314	269	22	of	of	ADP
cana-314	269	23	financial	financial	ADJ
cana-314	269	24	stability	stability	NOUN
cana-314	269	25	and	and	CCONJ
cana-314	269	26	risk	risk	NOUN
cana-314	269	27	.	.	PUNCT
cana-314	270	1	lower	low	ADJ
cana-314	270	2	variance	variance	NOUN
cana-314	270	3	suggested	suggest	VERB
cana-314	270	4	a	a	DET
cana-314	270	5	more	more	ADV
cana-314	270	6	stable	stable	ADJ
cana-314	270	7	and	and	CCONJ
cana-314	270	8	predictable	predictable	ADJ
cana-314	270	9	financial	financial	ADJ
cana-314	270	10	pattern	pattern	NOUN
cana-314	270	11	,	,	PUNCT
cana-314	270	12	which	which	PRON
cana-314	270	13	is	be	AUX
cana-314	270	14	crucial	crucial	ADJ
cana-314	270	15	for	for	ADP
cana-314	270	16	effective	effective	ADJ
cana-314	270	17	financial	financial	ADJ
cana-314	270	18	planning	planning	NOUN
cana-314	270	19	.	.	PUNCT
cana-314	271	1	3	3	X
cana-314	271	2	.	.	X
cana-314	271	3	savings	saving	NOUN
cana-314	271	4	trends	trend	NOUN
cana-314	271	5	:	:	PUNCT
cana-314	271	6	the	the	DET
cana-314	271	7	research	research	NOUN
cana-314	271	8	shed	shed	VERB
cana-314	271	9	light	light	NOUN
cana-314	271	10	on	on	ADP
cana-314	271	11	the	the	DET
cana-314	271	12	savings	saving	NOUN
cana-314	271	13	behavior	behavior	NOUN
cana-314	271	14	,	,	PUNCT
cana-314	271	15	an	an	DET
cana-314	271	16	essential	essential	ADJ
cana-314	271	17	aspect	aspect	NOUN
cana-314	271	18	of	of	ADP
cana-314	271	19	financial	financial	ADJ
cana-314	271	20	security	security	NOUN
cana-314	271	21	.	.	PUNCT
cana-314	272	1	the	the	DET
cana-314	272	2	analysis	analysis	NOUN
cana-314	272	3	of	of	ADP
cana-314	272	4	savings	saving	NOUN
cana-314	272	5	trends	trend	NOUN
cana-314	272	6	,	,	PUNCT
cana-314	272	7	both	both	CCONJ
cana-314	272	8	in	in	ADP
cana-314	272	9	terms	term	NOUN
cana-314	272	10	of	of	ADP
cana-314	272	11	amounts	amount	NOUN
cana-314	272	12	and	and	CCONJ
cana-314	272	13	as	as	ADP
cana-314	272	14	a	a	DET
cana-314	272	15	proportion	proportion	NOUN
cana-314	272	16	of	of	ADP
cana-314	272	17	income	income	NOUN
cana-314	272	18	,	,	PUNCT
cana-314	272	19	highlighted	highlight	VERB
cana-314	272	20	the	the	DET
cana-314	272	21	savings	saving	NOUN
cana-314	272	22	habits	habit	NOUN
cana-314	272	23	and	and	CCONJ
cana-314	272	24	potential	potential	ADJ
cana-314	272	25	areas	area	NOUN
cana-314	272	26	for	for	ADP
cana-314	272	27	improvement	improvement	NOUN
cana-314	272	28	in	in	ADP
cana-314	272	29	financial	financial	ADJ
cana-314	272	30	planning	planning	NOUN
cana-314	272	31	.	.	PUNCT
cana-314	273	1	communications	communication	NOUN
cana-314	273	2	on	on	ADP
cana-314	273	3	applied	apply	VERB
cana-314	273	4	nonlinear	nonlinear	ADJ
cana-314	273	5	analysis	analysis	NOUN
cana-314	273	6	issn	issn	NOUN
cana-314	273	7	:	:	PUNCT
cana-314	273	8	1074	1074	NUM
cana-314	273	9	-	-	PUNCT
cana-314	273	10	133x	133x	NUM
cana-314	273	11	vol	vol	NOUN
cana-314	273	12	30	30	NUM
cana-314	273	13	no	no	NOUN
cana-314	273	14	.	.	NOUN
cana-314	273	15	4	4	NUM
cana-314	273	16	(	(	PUNCT
cana-314	273	17	2023	2023	NUM
cana-314	273	18	)	)	PUNCT
cana-314	273	19	164	164	NUM
cana-314	273	20	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	273	21	4	4	NUM
cana-314	273	22	.	.	X
cana-314	273	23	investment	investment	NOUN
cana-314	273	24	and	and	CCONJ
cana-314	273	25	retirement	retirement	NOUN
cana-314	273	26	planning	planning	NOUN
cana-314	273	27	:	:	PUNCT
cana-314	273	28	the	the	DET
cana-314	273	29	modeling	modeling	NOUN
cana-314	273	30	of	of	ADP
cana-314	273	31	investment	investment	NOUN
cana-314	273	32	growth	growth	NOUN
cana-314	273	33	and	and	CCONJ
cana-314	273	34	retirement	retirement	NOUN
cana-314	273	35	savings	saving	NOUN
cana-314	273	36	projection	projection	NOUN
cana-314	273	37	underscored	underscore	VERB
cana-314	273	38	the	the	DET
cana-314	273	39	importance	importance	NOUN
cana-314	273	40	of	of	ADP
cana-314	273	41	long	long	ADJ
cana-314	273	42	-	-	PUNCT
cana-314	273	43	term	term	NOUN
cana-314	273	44	financial	financial	ADJ
cana-314	273	45	planning	planning	NOUN
cana-314	273	46	.	.	PUNCT
cana-314	274	1	the	the	DET
cana-314	274	2	models	model	NOUN
cana-314	274	3	offered	offer	VERB
cana-314	274	4	a	a	DET
cana-314	274	5	framework	framework	NOUN
cana-314	274	6	for	for	ADP
cana-314	274	7	understanding	understand	VERB
cana-314	274	8	how	how	SCONJ
cana-314	274	9	current	current	ADJ
cana-314	274	10	savings	saving	NOUN
cana-314	274	11	and	and	CCONJ
cana-314	274	12	investment	investment	NOUN
cana-314	274	13	behaviors	behavior	NOUN
cana-314	274	14	could	could	AUX
cana-314	274	15	impact	impact	VERB
cana-314	274	16	future	future	ADJ
cana-314	274	17	financial	financial	ADJ
cana-314	274	18	security	security	NOUN
cana-314	274	19	.	.	PUNCT
cana-314	275	1	5	5	X
cana-314	275	2	.	.	X
cana-314	275	3	impact	impact	NOUN
cana-314	275	4	of	of	ADP
cana-314	275	5	external	external	ADJ
cana-314	275	6	factors	factor	NOUN
cana-314	275	7	:	:	PUNCT
cana-314	275	8	the	the	DET
cana-314	275	9	research	research	NOUN
cana-314	275	10	considered	consider	VERB
cana-314	275	11	external	external	ADJ
cana-314	275	12	factors	factor	NOUN
cana-314	275	13	such	such	ADJ
cana-314	275	14	as	as	ADP
cana-314	275	15	inflation	inflation	NOUN
cana-314	275	16	rates	rate	NOUN
cana-314	275	17	and	and	CCONJ
cana-314	275	18	economic	economic	ADJ
cana-314	275	19	policies	policy	NOUN
cana-314	275	20	,	,	PUNCT
cana-314	275	21	providing	provide	VERB
cana-314	275	22	a	a	DET
cana-314	275	23	realistic	realistic	ADJ
cana-314	275	24	view	view	NOUN
cana-314	275	25	of	of	ADP
cana-314	275	26	their	their	PRON
cana-314	275	27	impact	impact	NOUN
cana-314	275	28	on	on	ADP
cana-314	275	29	personal	personal	ADJ
cana-314	275	30	finances	finance	NOUN
cana-314	275	31	.	.	PUNCT
cana-314	276	1	6	6	X
cana-314	276	2	.	.	X
cana-314	276	3	financial	financial	ADJ
cana-314	276	4	health	health	NOUN
cana-314	276	5	indicators	indicator	NOUN
cana-314	276	6	:	:	PUNCT
cana-314	276	7	the	the	DET
cana-314	276	8	study	study	NOUN
cana-314	276	9	incorporated	incorporate	VERB
cana-314	276	10	various	various	ADJ
cana-314	276	11	financial	financial	ADJ
cana-314	276	12	health	health	NOUN
cana-314	276	13	indicators	indicator	NOUN
cana-314	276	14	like	like	ADP
cana-314	276	15	emergency	emergency	NOUN
cana-314	276	16	fund	fund	NOUN
cana-314	276	17	adequacy	adequacy	NOUN
cana-314	276	18	and	and	CCONJ
cana-314	276	19	debt	debt	NOUN
cana-314	276	20	-	-	PUNCT
cana-314	276	21	to	to	ADP
cana-314	276	22	-	-	PUNCT
cana-314	276	23	income	income	NOUN
cana-314	276	24	ratio	ratio	NOUN
cana-314	276	25	,	,	PUNCT
cana-314	276	26	offering	offer	VERB
cana-314	276	27	a	a	DET
cana-314	276	28	holistic	holistic	ADJ
cana-314	276	29	view	view	NOUN
cana-314	276	30	of	of	ADP
cana-314	276	31	financial	financial	ADJ
cana-314	276	32	wellbeing	wellbeing	NOUN
cana-314	276	33	.	.	PUNCT
cana-314	277	1	7	7	X
cana-314	277	2	.	.	X
cana-314	277	3	behavioral	behavioral	ADJ
cana-314	277	4	aspects	aspect	NOUN
cana-314	277	5	:	:	PUNCT
cana-314	277	6	the	the	DET
cana-314	277	7	research	research	NOUN
cana-314	277	8	also	also	ADV
cana-314	277	9	acknowledged	acknowledge	VERB
cana-314	277	10	the	the	DET
cana-314	277	11	role	role	NOUN
cana-314	277	12	of	of	ADP
cana-314	277	13	behavioral	behavioral	ADJ
cana-314	277	14	biases	bias	NOUN
cana-314	277	15	in	in	ADP
cana-314	277	16	financial	financial	ADJ
cana-314	277	17	decision	decision	NOUN
cana-314	277	18	-	-	PUNCT
cana-314	277	19	making	making	NOUN
cana-314	277	20	,	,	PUNCT
cana-314	277	21	indicating	indicate	VERB
cana-314	277	22	the	the	DET
cana-314	277	23	need	need	NOUN
cana-314	277	24	for	for	ADP
cana-314	277	25	a	a	DET
cana-314	277	26	more	more	ADV
cana-314	277	27	comprehensive	comprehensive	ADJ
cana-314	277	28	approach	approach	NOUN
cana-314	277	29	that	that	PRON
cana-314	277	30	includes	include	VERB
cana-314	277	31	psychological	psychological	ADJ
cana-314	277	32	aspects	aspect	NOUN
cana-314	277	33	.	.	PUNCT
cana-314	278	1	in	in	ADP
cana-314	278	2	conclusion	conclusion	NOUN
cana-314	278	3	,	,	PUNCT
cana-314	278	4	this	this	DET
cana-314	278	5	research	research	NOUN
cana-314	278	6	provided	provide	VERB
cana-314	278	7	valuable	valuable	ADJ
cana-314	278	8	insights	insight	NOUN
cana-314	278	9	into	into	ADP
cana-314	278	10	the	the	DET
cana-314	278	11	financial	financial	ADJ
cana-314	278	12	behaviors	behavior	NOUN
cana-314	278	13	of	of	ADP
cana-314	278	14	women	woman	NOUN
cana-314	278	15	in	in	ADP
cana-314	278	16	heis	heis	PROPN
cana-314	278	17	in	in	ADP
cana-314	278	18	india	india	PROPN
cana-314	278	19	.	.	PUNCT
cana-314	279	1	while	while	SCONJ
cana-314	279	2	the	the	DET
cana-314	279	3	findings	finding	NOUN
cana-314	279	4	were	be	AUX
cana-314	279	5	based	base	VERB
cana-314	279	6	on	on	ADP
cana-314	279	7	a	a	DET
cana-314	279	8	mathematical	mathematical	ADJ
cana-314	279	9	model	model	NOUN
cana-314	279	10	,	,	PUNCT
cana-314	279	11	they	they	PRON
cana-314	279	12	underscore	underscore	VERB
cana-314	279	13	the	the	DET
cana-314	279	14	complexities	complexity	NOUN
cana-314	279	15	and	and	CCONJ
cana-314	279	16	nuances	nuance	NOUN
cana-314	279	17	of	of	ADP
cana-314	279	18	financial	financial	ADJ
cana-314	279	19	decision	decision	NOUN
cana-314	279	20	-	-	PUNCT
cana-314	279	21	making	making	NOUN
cana-314	279	22	.	.	PUNCT
cana-314	280	1	the	the	DET
cana-314	280	2	study	study	NOUN
cana-314	280	3	serves	serve	VERB
cana-314	280	4	as	as	ADP
cana-314	280	5	a	a	DET
cana-314	280	6	foundation	foundation	NOUN
cana-314	280	7	for	for	ADP
cana-314	280	8	further	further	ADJ
cana-314	280	9	research	research	NOUN
cana-314	280	10	and	and	CCONJ
cana-314	280	11	can	can	AUX
cana-314	280	12	aid	aid	VERB
cana-314	280	13	in	in	ADP
cana-314	280	14	the	the	DET
cana-314	280	15	development	development	NOUN
cana-314	280	16	of	of	ADP
cana-314	280	17	tailored	tailor	VERB
cana-314	280	18	financial	financial	ADJ
cana-314	280	19	education	education	NOUN
cana-314	280	20	programs	program	NOUN
cana-314	280	21	,	,	PUNCT
cana-314	280	22	policy	policy	NOUN
cana-314	280	23	-	-	PUNCT
cana-314	280	24	making	making	NOUN
cana-314	280	25	,	,	PUNCT
cana-314	280	26	and	and	CCONJ
cana-314	280	27	personal	personal	ADJ
cana-314	280	28	financial	financial	ADJ
cana-314	280	29	management	management	NOUN
cana-314	280	30	strategies	strategy	NOUN
cana-314	280	31	.	.	PUNCT
cana-314	281	1	future	future	ADJ
cana-314	281	2	research	research	NOUN
cana-314	281	3	could	could	AUX
cana-314	281	4	incorporate	incorporate	VERB
cana-314	281	5	more	more	ADV
cana-314	281	6	detailed	detailed	ADJ
cana-314	281	7	data	datum	NOUN
cana-314	281	8	and	and	CCONJ
cana-314	281	9	advanced	advanced	ADJ
cana-314	281	10	statistical	statistical	ADJ
cana-314	281	11	techniques	technique	NOUN
cana-314	281	12	to	to	PART
cana-314	281	13	refine	refine	VERB
cana-314	281	14	these	these	DET
cana-314	281	15	insights	insight	NOUN
cana-314	281	16	and	and	CCONJ
cana-314	281	17	make	make	VERB
cana-314	281	18	them	they	PRON
cana-314	281	19	more	more	ADV
cana-314	281	20	applicable	applicable	ADJ
cana-314	281	21	to	to	ADP
cana-314	281	22	real	real	ADJ
cana-314	281	23	-	-	PUNCT
cana-314	281	24	world	world	NOUN
cana-314	281	25	scenarios	scenario	NOUN
cana-314	281	26	.	.	PUNCT
cana-314	282	1	references	reference	NOUN
cana-314	282	2	[	[	X
cana-314	282	3	1	1	NUM
cana-314	282	4	]	]	X
cana-314	282	5	balaswamy	balaswamy	NOUN
cana-314	282	6	m.	m.	NOUN
cana-314	282	7	and	and	CCONJ
cana-314	282	8	priya	priya	PROPN
cana-314	282	9	r.	r.	PROPN
cana-314	282	10	(	(	PUNCT
cana-314	282	11	2016	2016	NUM
cana-314	282	12	)	)	PUNCT
cana-314	282	13	,	,	PUNCT
cana-314	282	14	“	"	PUNCT
cana-314	282	15	an	an	DET
cana-314	282	16	association	association	NOUN
cana-314	282	17	between	between	ADP
cana-314	282	18	financial	financial	ADJ
cana-314	282	19	literacy	literacy	NOUN
cana-314	282	20	and	and	CCONJ
cana-314	282	21	investment	investment	NOUN
cana-314	282	22	behavior	behavior	NOUN
cana-314	282	23	of	of	ADP
cana-314	282	24	salaried	salary	VERB
cana-314	282	25	individuals	individual	NOUN
cana-314	282	26	:	:	PUNCT
cana-314	282	27	a	a	DET
cana-314	282	28	study	study	NOUN
cana-314	282	29	in	in	ADP
cana-314	282	30	telangana	telangana	PROPN
cana-314	282	31	state	state	PROPN
cana-314	282	32	”	"	PUNCT
cana-314	282	33	,	,	PUNCT
cana-314	282	34	ijemr	ijemr	PROPN
cana-314	282	35	,	,	PUNCT
cana-314	282	36	vol	vol	NOUN
cana-314	282	37	.	.	PUNCT
cana-314	283	1	no	no	INTJ
cana-314	283	2	.	.	PUNCT
cana-314	284	1	6(10	6(10	NUM
cana-314	284	2	)	)	PUNCT
cana-314	284	3	pp	pp	ADP
cana-314	284	4	1	1	NUM
cana-314	284	5	-	-	SYM
cana-314	284	6	8	8	NUM
cana-314	284	7	[	[	X
cana-314	284	8	2	2	NUM
cana-314	284	9	]	]	PUNCT
cana-314	284	10	sangeeta	sangeeta	PROPN
cana-314	284	11	gupta	gupta	PROPN
cana-314	284	12	(	(	PUNCT
cana-314	284	13	2017	2017	NUM
cana-314	284	14	)	)	PUNCT
cana-314	284	15	,	,	PUNCT
cana-314	284	16	“	"	PUNCT
cana-314	284	17	to	to	PART
cana-314	284	18	study	study	VERB
cana-314	284	19	the	the	DET
cana-314	284	20	relationship	relationship	NOUN
cana-314	284	21	of	of	ADP
cana-314	284	22	financial	financial	ADJ
cana-314	284	23	literacy	literacy	NOUN
cana-314	284	24	and	and	CCONJ
cana-314	284	25	investment	investment	NOUN
cana-314	284	26	behavior	behavior	NOUN
cana-314	284	27	of	of	ADP
cana-314	284	28	salaried	salaried	ADJ
cana-314	284	29	class	class	NOUN
cana-314	284	30	individuals	individual	NOUN
cana-314	284	31	of	of	ADP
cana-314	284	32	delhi	delhi	PROPN
cana-314	284	33	”	"	PUNCT
cana-314	284	34	,	,	PUNCT
cana-314	284	35	international	international	ADJ
cana-314	284	36	education	education	NOUN
cana-314	284	37	and	and	CCONJ
cana-314	284	38	research	research	NOUN
cana-314	284	39	journal	journal	PROPN
cana-314	284	40	(	(	PUNCT
cana-314	284	41	ierj	ierj	PROPN
cana-314	284	42	)	)	PUNCT
cana-314	284	43	,	,	PUNCT
cana-314	284	44	vol	vol	NOUN
cana-314	284	45	.	.	PUNCT
cana-314	285	1	no	no	INTJ
cana-314	285	2	.	.	NOUN
cana-314	286	1	3(5	3(5	NUM
cana-314	286	2	)	)	PUNCT
cana-314	287	1	,	,	PUNCT
cana-314	287	2	pp	pp	ADP
cana-314	287	3	187	187	NUM
cana-314	287	4	-	-	SYM
cana-314	287	5	190	190	NUM
cana-314	287	6	[	[	X
cana-314	287	7	3	3	NUM
cana-314	287	8	]	]	SYM
cana-314	287	9	nehaagarwal	nehaagarwal	NOUN
cana-314	287	10	(	(	PUNCT
cana-314	287	11	2020	2020	NUM
cana-314	287	12	)	)	PUNCT
cana-314	287	13	,	,	PUNCT
cana-314	287	14	“	"	PUNCT
cana-314	287	15	a	a	DET
cana-314	287	16	study	study	NOUN
cana-314	287	17	on	on	ADP
cana-314	287	18	tax	tax	NOUN
cana-314	287	19	planning	planning	NOUN
cana-314	287	20	of	of	ADP
cana-314	287	21	salaried	salaried	ADJ
cana-314	287	22	individual	individual	NOUN
cana-314	287	23	”	"	PUNCT
cana-314	287	24	,	,	PUNCT
cana-314	287	25	international	international	ADJ
cana-314	287	26	multidisciplinary	multidisciplinary	ADJ
cana-314	287	27	conference	conference	NOUN
cana-314	287	28	in	in	ADP
cana-314	287	29	,	,	PUNCT
cana-314	287	30	technology	technology	NOUN
cana-314	287	31	,	,	PUNCT
cana-314	287	32	business	business	NOUN
cana-314	287	33	,	,	PUNCT
cana-314	287	34	management	management	NOUN
cana-314	287	35	&	&	CCONJ
cana-314	287	36	liberal	liberal	ADJ
cana-314	287	37	arts	art	NOUN
cana-314	287	38	,	,	PUNCT
cana-314	287	39	vol	vol	NOUN
cana-314	287	40	.	.	PUNCT
cana-314	288	1	no	no	INTJ
cana-314	288	2	.	.	PUNCT
cana-314	289	1	9(5	9(5	NUM
cana-314	289	2	)	)	PUNCT
cana-314	289	3	,	,	PUNCT
cana-314	289	4	pp	pp	ADP
cana-314	289	5	68	68	NUM
cana-314	289	6	-	-	SYM
cana-314	289	7	74	74	NUM
cana-314	290	1	[	[	X
cana-314	290	2	4	4	NUM
cana-314	290	3	]	]	SYM
cana-314	290	4	bindabel	bindabel	NOUN
cana-314	290	5	and	and	CCONJ
cana-314	290	6	hamza	hamza	PROPN
cana-314	290	7	(	(	PUNCT
cana-314	290	8	2021	2021	NUM
cana-314	290	9	)	)	PUNCT
cana-314	290	10	,	,	PUNCT
cana-314	290	11	“	"	PUNCT
cana-314	290	12	relationship	relationship	NOUN
cana-314	290	13	between	between	ADP
cana-314	290	14	saving	saving	NOUN
cana-314	290	15	and	and	CCONJ
cana-314	290	16	investment	investment	NOUN
cana-314	290	17	pattern	pattern	NOUN
cana-314	290	18	and	and	CCONJ
cana-314	290	19	orientation	orientation	NOUN
cana-314	290	20	towards	towards	ADP
cana-314	290	21	finance	finance	NOUN
cana-314	290	22	among	among	ADP
cana-314	290	23	working	work	VERB
cana-314	290	24	women	woman	NOUN
cana-314	290	25	in	in	ADP
cana-314	290	26	the	the	DET
cana-314	290	27	universities	university	NOUN
cana-314	290	28	of	of	ADP
cana-314	290	29	saudi	saudi	PROPN
cana-314	290	30	arabia	arabia	PROPN
cana-314	290	31	”	"	PUNCT
cana-314	290	32	,	,	PUNCT
cana-314	290	33	growing	grow	VERB
cana-314	290	34	science	science	NOUN
cana-314	290	35	,	,	PUNCT
cana-314	290	36	canada	canada	PROPN
cana-314	290	37	,	,	PUNCT
cana-314	290	38	vol	vol	NOUN
cana-314	290	39	.	.	PUNCT
cana-314	291	1	no	no	INTJ
cana-314	291	2	.	.	PUNCT
cana-314	292	1	7(1	7(1	NUM
cana-314	292	2	)	)	PUNCT
cana-314	292	3	,	,	PUNCT
cana-314	292	4	pp	pp	ADP
cana-314	292	5	81	81	NUM
cana-314	292	6	-	-	SYM
cana-314	292	7	88	88	NUM
cana-314	293	1	[	[	X
cana-314	293	2	5	5	NUM
cana-314	293	3	]	]	PUNCT
cana-314	293	4	ahmed	ahmed	PROPN
cana-314	293	5	,	,	PUNCT
cana-314	293	6	t.	t.	PROPN
cana-314	293	7	,	,	PUNCT
cana-314	293	8	roberton	roberton	ADJ
cana-314	293	9	,	,	PUNCT
cana-314	293	10	t.	t.	NOUN
cana-314	293	11	,	,	PUNCT
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cana-314	293	13	,	,	PUNCT
cana-314	293	14	p.	p.	PROPN
cana-314	293	15	,	,	PUNCT
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cana-314	293	17	,	,	PUNCT
cana-314	293	18	p.	p.	NOUN
cana-314	293	19	m.	m.	NOUN
cana-314	293	20	,	,	PUNCT
cana-314	293	21	peters	peters	PROPN
cana-314	293	22	,	,	PUNCT
cana-314	293	23	m.	m.	NOUN
cana-314	293	24	a.	a.	PROPN
cana-314	293	25	,	,	PUNCT
cana-314	293	26	ofosu	ofosu	VERB
cana-314	293	27	,	,	PUNCT
cana-314	293	28	a.	a.	NOUN
cana-314	293	29	a.	a.	PROPN
cana-314	293	30	,	,	PUNCT
cana-314	293	31	...	...	PUNCT
cana-314	293	32	&	&	CCONJ
cana-314	293	33	shapira	shapira	PROPN
cana-314	293	34	,	,	PUNCT
cana-314	293	35	g.	g.	PROPN
cana-314	293	36	(	(	PUNCT
cana-314	293	37	2022	2022	NUM
cana-314	293	38	)	)	PUNCT
cana-314	293	39	.	.	PUNCT
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cana-314	294	2	utilization	utilization	NOUN
cana-314	294	3	and	and	CCONJ
cana-314	294	4	maternal	maternal	ADJ
cana-314	294	5	and	and	CCONJ
cana-314	294	6	child	child	NOUN
cana-314	294	7	mortality	mortality	NOUN
cana-314	294	8	during	during	ADP
cana-314	294	9	the	the	DET
cana-314	294	10	covid-19	covid-19	PROPN
cana-314	294	11	pandemic	pandemic	NOUN
cana-314	294	12	in	in	ADP
cana-314	294	13	18	18	NUM
cana-314	294	14	low	low	ADJ
cana-314	294	15	-	-	PUNCT
cana-314	294	16	and	and	CCONJ
cana-314	294	17	middle	middle	ADJ
cana-314	294	18	-	-	PUNCT
cana-314	294	19	income	income	NOUN
cana-314	294	20	countries	country	NOUN
cana-314	294	21	:	:	PUNCT
cana-314	294	22	an	an	DET
cana-314	294	23	interrupted	interrupted	ADJ
cana-314	294	24	time	time	NOUN
cana-314	294	25	-	-	PUNCT
cana-314	294	26	series	series	NOUN
cana-314	294	27	analysis	analysis	NOUN
cana-314	294	28	with	with	ADP
cana-314	294	29	mathematical	mathematical	ADJ
cana-314	294	30	modeling	modeling	NOUN
cana-314	294	31	of	of	ADP
cana-314	294	32	administrative	administrative	ADJ
cana-314	294	33	data	datum	NOUN
cana-314	294	34	.	.	PUNCT
cana-314	295	1	plos	plos	PROPN
cana-314	295	2	medicine	medicine	PROPN
cana-314	295	3	,	,	PUNCT
cana-314	295	4	19(8	19(8	NUM
cana-314	295	5	)	)	PUNCT
cana-314	295	6	,	,	PUNCT
cana-314	295	7	e1004070	e1004070	PROPN
cana-314	295	8	.	.	PUNCT
cana-314	296	1	[	[	X
cana-314	296	2	6	6	NUM
cana-314	296	3	]	]	PUNCT
cana-314	296	4	nagarajan	nagarajan	PROPN
cana-314	296	5	,	,	PUNCT
cana-314	296	6	n.	n.	PROPN
cana-314	296	7	r.	r.	PROPN
cana-314	296	8	,	,	PUNCT
cana-314	296	9	teixeira	teixeira	PROPN
cana-314	296	10	,	,	PUNCT
cana-314	296	11	a.	a.	NOUN
cana-314	296	12	a.	a.	PROPN
cana-314	296	13	,	,	PUNCT
cana-314	296	14	&	&	CCONJ
cana-314	296	15	silva	silva	PROPN
cana-314	296	16	,	,	PUNCT
cana-314	296	17	s.	s.	PROPN
cana-314	296	18	t.	t.	PROPN
cana-314	296	19	(	(	PUNCT
cana-314	296	20	2016	2016	NUM
cana-314	296	21	)	)	PUNCT
cana-314	296	22	.	.	PUNCT
cana-314	297	1	the	the	DET
cana-314	297	2	impact	impact	NOUN
cana-314	297	3	of	of	ADP
cana-314	297	4	an	an	DET
cana-314	297	5	ageing	age	VERB
cana-314	297	6	population	population	NOUN
cana-314	297	7	on	on	ADP
cana-314	297	8	economic	economic	ADJ
cana-314	297	9	growth	growth	NOUN
cana-314	297	10	:	:	PUNCT
cana-314	297	11	an	an	DET
cana-314	297	12	exploratory	exploratory	ADJ
cana-314	297	13	review	review	NOUN
cana-314	297	14	of	of	ADP
cana-314	297	15	the	the	DET
cana-314	297	16	main	main	ADJ
cana-314	297	17	mechanisms	mechanism	NOUN
cana-314	297	18	.	.	PUNCT
cana-314	298	1	análise	análise	PROPN
cana-314	298	2	social	social	PROPN
cana-314	298	3	,	,	PUNCT
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cana-314	298	5	-	-	SYM
cana-314	298	6	35	35	NUM
cana-314	298	7	.	.	PUNCT
cana-314	299	1	[	[	X
cana-314	299	2	7	7	NUM
cana-314	299	3	]	]	X
cana-314	299	4	nagarajan	nagarajan	PROPN
cana-314	299	5	,	,	PUNCT
cana-314	299	6	r.	r.	PROPN
cana-314	299	7	,	,	PUNCT
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cana-314	299	9	,	,	PUNCT
cana-314	299	10	a.	a.	NOUN
cana-314	299	11	a.	a.	PROPN
cana-314	299	12	,	,	PUNCT
cana-314	299	13	&	&	CCONJ
cana-314	299	14	silva	silva	PROPN
cana-314	299	15	,	,	PUNCT
cana-314	299	16	s.	s.	PROPN
cana-314	299	17	(	(	PUNCT
cana-314	299	18	2013	2013	NUM
cana-314	299	19	)	)	PUNCT
cana-314	299	20	.	.	PUNCT
cana-314	300	1	the	the	DET
cana-314	300	2	impact	impact	NOUN
cana-314	300	3	of	of	ADP
cana-314	300	4	population	population	NOUN
cana-314	300	5	ageing	age	VERB
cana-314	300	6	on	on	ADP
cana-314	300	7	economic	economic	ADJ
cana-314	300	8	growth	growth	NOUN
cana-314	300	9	:	:	PUNCT
cana-314	300	10	an	an	DET
cana-314	300	11	in	in	ADP
cana-314	300	12	-	-	PUNCT
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cana-314	300	14	bibliometric	bibliometric	ADJ
cana-314	300	15	analysis	analysis	NOUN
cana-314	300	16	(	(	PUNCT
cana-314	300	17	no	no	INTJ
cana-314	300	18	.	.	NOUN
cana-314	300	19	505	505	NUM
cana-314	300	20	,	,	PUNCT
cana-314	300	21	p.	p.	NOUN
cana-314	300	22	31	31	NUM
cana-314	300	23	)	)	PUNCT
cana-314	300	24	.	.	PUNCT
cana-314	301	1	universidade	universidade	PROPN
cana-314	301	2	do	do	AUX
cana-314	301	3	porto	porto	PROPN
cana-314	301	4	,	,	PUNCT
cana-314	301	5	faculdade	faculdade	PROPN
cana-314	301	6	de	de	X
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cana-314	301	8	do	do	AUX
cana-314	301	9	porto	porto	PROPN
cana-314	301	10	.	.	PUNCT
cana-314	302	1	communications	communication	NOUN
cana-314	302	2	on	on	ADP
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cana-314	302	4	nonlinear	nonlinear	ADJ
cana-314	302	5	analysis	analysis	NOUN
cana-314	302	6	issn	issn	NOUN
cana-314	302	7	:	:	PUNCT
cana-314	302	8	1074	1074	NUM
cana-314	302	9	-	-	PUNCT
cana-314	302	10	133x	133x	NUM
cana-314	302	11	vol	vol	NOUN
cana-314	302	12	30	30	NUM
cana-314	302	13	no	no	NOUN
cana-314	302	14	.	.	NOUN
cana-314	302	15	4	4	NUM
cana-314	302	16	(	(	PUNCT
cana-314	302	17	2023	2023	NUM
cana-314	302	18	)	)	PUNCT
cana-314	302	19	165	165	NUM
cana-314	302	20	https://internationalpubls.com	https://internationalpubls.com	X
cana-314	303	1	[	[	X
cana-314	303	2	8	8	NUM
cana-314	303	3	]	]	SYM
cana-314	303	4	du	du	X
cana-314	303	5	,	,	PUNCT
cana-314	303	6	q.	q.	PROPN
cana-314	303	7	,	,	PUNCT
cana-314	303	8	&	&	CCONJ
cana-314	303	9	wei	wei	PROPN
cana-314	303	10	,	,	PUNCT
cana-314	303	11	s.	s.	PROPN
cana-314	303	12	j.	j.	PROPN
cana-314	303	13	(	(	PUNCT
cana-314	303	14	2013	2013	NUM
cana-314	303	15	)	)	PUNCT
cana-314	303	16	.	.	PUNCT
cana-314	304	1	a	a	DET
cana-314	304	2	theory	theory	NOUN
cana-314	304	3	of	of	ADP
cana-314	304	4	the	the	DET
cana-314	304	5	competitive	competitive	ADJ
cana-314	304	6	saving	saving	NOUN
cana-314	304	7	motive	motive	NOUN
cana-314	304	8	.	.	PUNCT
cana-314	305	1	journal	journal	NOUN
cana-314	305	2	of	of	ADP
cana-314	305	3	international	international	ADJ
cana-314	305	4	economics	economic	NOUN
cana-314	305	5	,	,	PUNCT
cana-314	305	6	91(2	91(2	NUM
cana-314	305	7	)	)	PUNCT
cana-314	305	8	,	,	PUNCT
cana-314	305	9	275	275	NUM
cana-314	305	10	-	-	SYM
cana-314	305	11	289	289	NUM
cana-314	305	12	.	.	PUNCT
cana-314	306	1	[	[	X
cana-314	306	2	9	9	NUM
cana-314	306	3	]	]	PUNCT
cana-314	306	4	https://www.valueresearchonline.com/stories/50528/women-and-finance/	https://www.valueresearchonline.com/stories/50528/women-and-finance/	PUNCT
cana-314	307	1	[	[	X
cana-314	307	2	10	10	NUM
cana-314	307	3	]	]	PUNCT
cana-314	307	4	https://economictimes.indiatimes.com/wealth/plan/how-a-woman-can-manage-personalfinances-before-and-after-marriage/articleshow/74525008.cms	https://economictimes.indiatimes.com/wealth/plan/how-a-woman-can-manage-personalfinances-before-and-after-marriage/articleshow/74525008.cms	NOUN
cana-314	308	1	[	[	X
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cana-314	308	3	]	]	X
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cana-314	308	5	,	,	PUNCT
cana-314	308	6	b.	b.	PROPN
cana-314	308	7	s.	s.	PROPN
cana-314	308	8	.	.	PUNCT
cana-314	308	9	;	;	PUNCT
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cana-314	308	11	,	,	PUNCT
cana-314	308	12	a.	a.	NOUN
cana-314	308	13	.	.	PUNCT
cana-314	308	14	;	;	PUNCT
cana-314	308	15	a.	a.	PROPN
cana-314	308	16	s.	s.	PROPN
cana-314	308	17	k.	k.	PROPN
cana-314	308	18	.	.	PUNCT
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cana-314	309	2	simulation	simulation	PROPN
cana-314	309	3	and	and	CCONJ
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cana-314	309	5	of	of	ADP
cana-314	309	6	meta	meta	ADJ
cana-314	309	7	heuristic	heuristic	ADJ
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cana-314	309	9	based	base	VERB
cana-314	309	10	multi	multi	PROPN
cana-314	309	11	objective	objective	ADJ
cana-314	309	12	dynamic	dynamic	ADJ
cana-314	309	13	job	job	NOUN
cana-314	309	14	shop	shop	NOUN
cana-314	309	15	scheduling	scheduling	NOUN
cana-314	309	16	system	system	NOUN
cana-314	309	17	.	.	PUNCT
cana-314	310	1	ijfrcsce	ijfrcsce	VERB
cana-314	310	2	2022	2022	NUM
cana-314	310	3	,	,	PUNCT
cana-314	310	4	8	8	NUM
cana-314	310	5	,	,	PUNCT
cana-314	310	6	92	92	NUM
cana-314	310	7	-	-	SYM
cana-314	310	8	98	98	NUM
cana-314	310	9	.	.	PUNCT
cana-314	311	1	[	[	X
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cana-314	311	3	]	]	X
cana-314	311	4	rajput	rajput	PROPN
cana-314	311	5	,	,	PUNCT
cana-314	311	6	b.	b.	PROPN
cana-314	311	7	s.	s.	PROPN
cana-314	311	8	.	.	PUNCT
cana-314	311	9	;	;	PUNCT
cana-314	311	10	gangele	gangele	PROPN
cana-314	311	11	,	,	PUNCT
cana-314	311	12	a.	a.	NOUN
cana-314	311	13	.	.	PUNCT
cana-314	311	14	;	;	PUNCT
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cana-314	311	16	s.	s.	PROPN
cana-314	311	17	k.	k.	PROPN
cana-314	311	18	.	.	PUNCT
cana-314	311	19	;	;	PUNCT
cana-314	312	1	raj	raj	PROPN
cana-314	312	2	,	,	PUNCT
cana-314	312	3	a	a	PRON
cana-314	312	4	,	,	PUNCT
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cana-314	312	6	simulation	simulation	NOUN
cana-314	312	7	and	and	CCONJ
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cana-314	312	11	convolutional	convolutional	ADJ
cana-314	312	12	neural	neural	ADJ
cana-314	312	13	network	network	NOUN
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cana-314	312	17	classification	classification	NOUN
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cana-314	312	19	.	.	PUNCT
cana-314	313	1	ijfrcsce	ijfrcsce	VERB
cana-314	313	2	2022	2022	NUM
cana-314	313	3	,	,	PUNCT
cana-314	313	4	8	8	NUM
cana-314	313	5	,	,	PUNCT
cana-314	313	6	86	86	NUM
cana-314	313	7	-	-	SYM
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cana-314	313	9	.	.	PUNCT
cana-314	314	1	[	[	X
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cana-314	314	3	]	]	PUNCT
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cana-314	314	5	s.k	s.k	PROPN
cana-314	314	6	.	.	PROPN
cana-314	314	7	,	,	PUNCT
cana-314	314	8	2022	2022	NUM
cana-314	314	9	.	.	PUNCT
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cana-314	315	2	in	in	ADP
cana-314	315	3	euclidean	euclidean	ADJ
cana-314	315	4	probability	probability	NOUN
cana-314	315	5	.	.	PUNCT
cana-314	316	1	international	international	ADJ
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cana-314	316	7	life	life	NOUN
cana-314	316	8	science	science	NOUN
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cana-314	316	11	,	,	PUNCT
cana-314	316	12	9(2	9(2	NUM
cana-314	316	13	)	)	PUNCT
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cana-314	316	16	-	-	SYM
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cana-314	316	18	.	.	PUNCT
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cana-314	317	3	]	]	PUNCT
cana-314	317	4	a.	a.	PROPN
cana-314	317	5	s.	s.	PROPN
cana-314	317	6	k.	k.	PROPN
cana-314	317	7	(	(	PUNCT
cana-314	317	8	2021	2021	NUM
cana-314	317	9	)	)	PUNCT
cana-314	317	10	.	.	PUNCT
cana-314	318	1	stability	stability	NOUN
cana-314	318	2	.	.	PUNCT
cana-314	319	1	international	international	ADJ
cana-314	319	2	journal	journal	PROPN
cana-314	319	3	on	on	ADP
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cana-314	319	5	trends	trend	NOUN
cana-314	319	6	in	in	ADP
cana-314	319	7	life	life	NOUN
cana-314	319	8	science	science	NOUN
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cana-314	319	10	mathematics	mathematic	NOUN
cana-314	319	11	,	,	PUNCT
cana-314	319	12	8(3	8(3	NUM
cana-314	319	13	)	)	PUNCT
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cana-314	319	16	-	-	SYM
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cana-314	319	18	.	.	PUNCT
cana-314	320	1	[	[	X
cana-314	320	2	15	15	NUM
cana-314	320	3	]	]	X
cana-314	320	4	a.	a.	NOUN
cana-314	320	5	s.	s.	PROPN
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cana-314	320	7	(	(	PUNCT
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cana-314	320	9	)	)	PUNCT
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cana-314	321	2	-	-	ADJ
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cana-314	321	5	for	for	ADP
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cana-314	321	8	algebras	algebra	NOUN
cana-314	321	9	.	.	PUNCT
cana-314	322	1	international	international	ADJ
cana-314	322	2	journal	journal	PROPN
cana-314	322	3	on	on	ADP
cana-314	322	4	recent	recent	ADJ
cana-314	322	5	trends	trend	NOUN
cana-314	322	6	in	in	ADP
cana-314	322	7	life	life	NOUN
cana-314	322	8	science	science	NOUN
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cana-314	322	10	mathematics	mathematic	NOUN
cana-314	322	11	,	,	PUNCT
cana-314	322	12	7(4	7(4	NUM
cana-314	322	13	)	)	PUNCT
cana-314	322	14	,	,	PUNCT
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cana-314	322	16	-	-	SYM
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cana-314	322	18	.	.	PUNCT
cana-314	323	1	[	[	X
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cana-314	323	3	]	]	PUNCT
cana-314	323	4	a.	a.	PROPN
cana-314	323	5	s.	s.	PROPN
cana-314	323	6	k.	k.	PROPN
cana-314	323	7	(	(	PUNCT
cana-314	323	8	2020	2020	NUM
cana-314	323	9	)	)	PUNCT
cana-314	323	10	.	.	PUNCT
cana-314	324	1	equations	equation	NOUN
cana-314	324	2	for	for	ADP
cana-314	324	3	a	a	DET
cana-314	324	4	curve	curve	NOUN
cana-314	324	5	.	.	PUNCT
cana-314	325	1	international	international	ADJ
cana-314	325	2	journal	journal	NOUN
cana-314	325	3	on	on	ADP
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cana-314	325	5	trends	trend	NOUN
cana-314	325	6	in	in	ADP
cana-314	325	7	life	life	NOUN
cana-314	325	8	science	science	NOUN
cana-314	325	9	and	and	CCONJ
cana-314	325	10	mathematics	mathematic	NOUN
cana-314	325	11	,	,	PUNCT
cana-314	325	12	7(2	7(2	NUM
cana-314	325	13	)	)	PUNCT
cana-314	325	14	,	,	PUNCT
cana-314	325	15	58	58	NUM
cana-314	325	16	-	-	SYM
cana-314	325	17	65	65	NUM
cana-314	325	18	.	.	PUNCT
cana-314	326	1	[	[	X
cana-314	326	2	17	17	NUM
cana-314	326	3	]	]	PUNCT
cana-314	326	4	a.	a.	PROPN
cana-314	326	5	s.	s.	PROPN
cana-314	326	6	k.	k.	PROPN
cana-314	326	7	(	(	PUNCT
cana-314	326	8	2020	2020	NUM
cana-314	326	9	)	)	PUNCT
cana-314	326	10	.	.	PUNCT
cana-314	327	1	ultra	ultra	ADJ
cana-314	327	2	-	-	ADJ
cana-314	327	3	free	free	ADJ
cana-314	327	4	,	,	PUNCT
cana-314	327	5	contra	contra	PROPN
cana-314	327	6	-	-	PUNCT
cana-314	327	7	canonically	canonically	ADV
cana-314	327	8	e	e	NOUN
cana-314	327	9	-	-	NOUN
cana-314	327	10	abelian	abelian	ADJ
cana-314	327	11	,	,	PUNCT
cana-314	327	12	compact	compact	ADJ
cana-314	327	13	random	random	ADJ
cana-314	327	14	variables	variable	NOUN
cana-314	327	15	over	over	ADP
cana-314	327	16	co	co	ADJ
cana-314	327	17	-	-	ADJ
cana-314	327	18	artinian	artinian	ADJ
cana-314	327	19	matrices	matrix	NOUN
cana-314	327	20	.	.	PUNCT
cana-314	328	1	international	international	ADJ
cana-314	328	2	journal	journal	PROPN
cana-314	328	3	on	on	ADP
cana-314	328	4	recent	recent	ADJ
cana-314	328	5	trends	trend	NOUN
cana-314	328	6	in	in	ADP
cana-314	328	7	life	life	NOUN
cana-314	328	8	science	science	NOUN
cana-314	328	9	and	and	CCONJ
cana-314	328	10	mathematics	mathematic	NOUN
cana-314	328	11	,	,	PUNCT
cana-314	328	12	7(1	7(1	NUM
cana-314	328	13	)	)	PUNCT
cana-314	328	14	,	,	PUNCT
cana-314	328	15	13	13	NUM
cana-314	328	16	-	-	SYM
cana-314	328	17	23	23	NUM
cana-314	328	18	.	.	PUNCT
cana-314	329	1	[	[	X
cana-314	329	2	18	18	NUM
cana-314	329	3	]	]	PUNCT
cana-314	329	4	a.	a.	PROPN
cana-314	329	5	s.	s.	PROPN
cana-314	329	6	k.	k.	PROPN
cana-314	330	1	"	"	PUNCT
cana-314	330	2	a	a	PROPN
cana-314	330	3	..	..	PUNCT
cana-314	330	4	raj	raj	PROPN
cana-314	330	5	,	,	PUNCT
cana-314	330	6	v.	v.	PROPN
cana-314	330	7	sharma	sharma	PROPN
cana-314	330	8	,	,	PUNCT
cana-314	330	9	and	and	CCONJ
cana-314	330	10	v.	v.	ADP
cana-314	330	11	kumar	kumar	PROPN
cana-314	330	12	.	.	PUNCT
cana-314	331	1	“simulation	“simulation	NOUN
cana-314	331	2	and	and	CCONJ
cana-314	331	3	analysis	analysis	NOUN
cana-314	331	4	of	of	ADP
cana-314	331	5	hand	hand	NOUN
cana-314	331	6	gesture	gesture	NOUN
cana-314	331	7	recognition	recognition	NOUN
cana-314	331	8	for	for	ADP
cana-314	331	9	indian	indian	ADJ
cana-314	331	10	sign	sign	NOUN
cana-314	331	11	language	language	NOUN
cana-314	331	12	using	use	VERB
cana-314	331	13	cnn	cnn	PROPN
cana-314	331	14	”	"	PUNCT
cana-314	331	15	.	.	PUNCT
cana-314	331	16	"	"	PUNCT
cana-314	332	1	international	international	ADJ
cana-314	332	2	journal	journal	NOUN
cana-314	332	3	on	on	ADP
cana-314	332	4	recent	recent	ADJ
cana-314	332	5	and	and	CCONJ
cana-314	332	6	innovation	innovation	NOUN
cana-314	332	7	trends	trend	NOUN
cana-314	332	8	in	in	ADP
cana-314	332	9	computing	computing	NOUN
cana-314	332	10	and	and	CCONJ
cana-314	332	11	communication	communication	NOUN
cana-314	332	12	10	10	NUM
cana-314	332	13	,	,	PUNCT
cana-314	332	14	no	no	INTJ
cana-314	332	15	.	.	NOUN
cana-314	332	16	4	4	NUM
cana-314	332	17	(	(	PUNCT
cana-314	332	18	2022	2022	NUM
cana-314	332	19	):	):	PUNCT
cana-314	332	20	10	10	NUM
cana-314	332	21	-	-	SYM
cana-314	332	22	14	14	NUM
cana-314	332	23	.	.	PUNCT
cana-314	333	1	[	[	X
cana-314	333	2	19	19	NUM
cana-314	333	3	]	]	SYM
cana-314	333	4	resolvents	resolvent	NOUN
cana-314	333	5	of	of	ADP
cana-314	333	6	the	the	DET
cana-314	333	7	equilibrium	equilibrium	NOUN
cana-314	333	8	problem	problem	NOUN
cana-314	333	9	with	with	ADP
cana-314	333	10	generalized	generalized	ADJ
cana-314	333	11	perturbations	perturbation	NOUN
cana-314	333	12	on	on	ADP
cana-314	333	13	complete	complete	ADJ
cana-314	333	14	geodesic	geodesic	ADJ
cana-314	333	15	spaces	space	NOUN
cana-314	333	16	.	.	PUNCT
cana-314	334	1	(	(	PUNCT
cana-314	334	2	2023	2023	NUM
cana-314	334	3	)	)	PUNCT
cana-314	334	4	.	.	PUNCT
cana-314	335	1	advances	advance	NOUN
cana-314	335	2	in	in	ADP
cana-314	335	3	the	the	DET
cana-314	335	4	theory	theory	NOUN
cana-314	335	5	of	of	ADP
cana-314	335	6	nonlinear	nonlinear	ADJ
cana-314	335	7	analysis	analysis	NOUN
cana-314	335	8	and	and	CCONJ
cana-314	335	9	its	its	PRON
cana-314	335	10	application	application	NOUN
cana-314	335	11	,	,	PUNCT
cana-314	335	12	7(3	7(3	NUM
cana-314	335	13	)	)	PUNCT
cana-314	335	14	,	,	PUNCT
cana-314	335	15	97108	97108	NUM
cana-314	335	16	.	.	PUNCT